UNIQUE_ID,SNAPID,COUNTRY,a1,SECTOR,IDQUEST,A2A,A2A1,A2A2,A2A3,A2A3A,B1,B1X,B2,B3A,B3B,B3C,B3D,GEND1A,GEND1B,GEND1C,GEND1D,GEND1E,GEND1F,GEND1G,GEND2A,OLD_B7A,GEND2B,GEND2C,B6A,B6B,B6C,B6C1,B7,C1A1,C1A2,C1A3,C1B1,C1B2,C1B3,C1C1,C1C2,C1C3,C1D1,C1D2,C1D3,C2A1,C2A2,C2A3,C2A4A,C2A4B,C2B1,C2B2,C2B3,C2B4A,C2B4B,C2C1,C2C2,C2C3,C2C4A,C2C4B,C2D1,C2D2,C2D3,C2D4A,C2D4B,C3A,C3A1,C4A,C4B,C4C,D1A,D1A1,D1A2,D1B,D1C,D1CX,D2A,D2B,D2C,D2G,D2H,D3A,D3B,D3C,D4A,D4B,D5A,D5B,D5C,D5D,D5E,D6A,D6B,D6A1,D6B1,D6B3A1,D6B3A2,D6B3B1,D6B3B2,D7A,D7B,D7C,D8A,D8B,D9A,D9A1,D10A,D10B,D10C,E1B,E1A,E1A1,E1A1B,E1A1B1,E1A1B1X,E1A1B2,E2A,E2B,E2C,E2D,E2E,E2EA,E2EB,E2EB1,E2EB2,E3A,E3A1,E3A2,E3A3,E3A4,E3A5,E3A6,E3A7,E3A8,E3A8X,E4A,E4B,E4C,E4D,E4E,E4F,E4G,E5A,E5A1,E5B,E5B1,E5C,E5C1,E6A,E6B,E7A,E7B,E8A,E8B,E8C,E8D,E10A,E10B,E10C,E10D,E10E,E10F,E10G,E10H,E10I,E10J,E10K,E10L1,E10L2,E10L3,E10L4,E10M,E10N,E10O,E10P,E10PX,F1A,F1B,F1C,F1D,F2A,F2B,F2C,F2D,F2E,F2F,G1A,G1B1,G1B2,G1C,G1D1,G1D2,G2A,G2A1,G2A2,G2A3,G2A4,G2A5,G2A6,G2A7,G2A8,G2A9,G2B,G2B1,G2B2,G2B3,G2B4,G2B5,G2B6,G2B7,G2B8,G2B9,G2C,G2C1,G2C2,G2C3,G2C4,G2C5,G2C6,G2C7,G2C8,G2C9,G2D,G2D1,G2D2,G2D3,G2D4,G2D5,G2D6,G2D7,G2D8,G2D9,G2E,G2E1,G2E2,G2E3,G2E4,G2E5,G2E6,G2E7,G2E8,G2E9,G2F,G2F1,G2F2,G2F3,G2F4,G2F5,G2F6,G2F7,G2F8,G2F9,G2G,G2G1,G2G2,G2G3,G2G4,G2G5,G2G6,G2G7,G2G8,G2G9,G3A,G3B,G3C,G3D,G4A,G4B,G4C,G4D,G4E,G5A,G5A1,G5A2,G5B,G5B1,G5B2,GEN_D8A,GEN_D8B,GEN_D8C,H2,H3A,H3B,H3C,H4A,H4B,H5A,H5B,H6A,H6A1,H6A2,H6B,H6B1,H6B2,H6C,H6C1,H6C2,I1,I2A,I2A1,I2A2A,I2A2B,I2A3,I2B1,I2B2A,I2B2B,I2B3,I3A,I3A1,I3A2A,I3A2B,I3A3,I3B1,I3B2A,I3B2B,I3B3,I3C,I3C1,I3C2A,I3C2B,I3C3,I4,I5A1,I5A2,I5A3,I5A4,I5A5,I5A6,I5B1,I5B2,I5B3,I5B4,I5B5,I5B6,I5C1,I5C2,I5C3,I5C4,I5C5,I5C6,I5D1,I5D2,I5D3,I5D4,I5D5,I5D6,I5E1,I5E2,I5E3,I5E4,I5E5,I5E6,I5F1,I5F2,I5F3,I5F4,I5F5,I5F6,I5G1,I5G2,I5G3,I5G4,I5G5,I5G6,I5H1,I5H2,I5H3,I5H4,I5H5,I5H6,I5I1,I5I2,I5I3,I5I4,I5I5,I5I6,I5J,I5JX,I6A1,I6A2,I6B1,I6B2,I6C1,I6C2,I6D1,I6D2,I6E1,I6E2,I6F1,I6F2,I6G1,I6G2,I6H1,I6H2,I6I1,I6I2,I8A1,I8A2,I8B1,I8B2,I8C1,I8C2,I8D1,I8D2,I8E1,I8E2,I8F1,I8F2,I8G1,I8G2,I9A1,I9A2,I9B1,I9B2,I9C1,I9C2,I9D1,I9D2,I9E1,I9E2,I9F1,I9F2,I9G1,I9G2,I9H1,I9H2,I10A1,I10A2,I10B1,I10B2,I10C1,I10C2,I10D1,I10D2,I10E1,I10E2,I10F1,I10F2,I10G1,I10G2,I10H1,I10H2,I10I1,I10I2,I10J1,I10J2,I10K1,I10K2,I10L1,I10L2,I10M1,I10M2,I10N1,I10N2,I10O1,I10O2,I11A1,I11A2,I11B1,I11B2,I11C1,I11C2,I11D1,I11D2,I11E1,I11E2,I11F1,I11F2,I11G1,I11G2,I11H1,I11H2,I11I1,I11I2,I11J1,I11J2,I12A1,I12A2,I12A3,I12A4,I12A5,I12B1,I12B2,I12B3,I12B4,I12B5,I12C1,I12C2,I12C3,I12C4,I12C5,I12D1,I12D2,I12D3,I12D4,I12D5,I12E1,I12E2,I12E3,I12E4,I12E5,I12F1,I12F2,I12F3,I12F4,I12F5,I12G1,I12G2,I12G3,I12G4,I12G5,I12H1,I12H2,I12H3,I12H4,I12H5,I12I1,I12I2,I12I3,I12I4,I12I5,I13A,I13B,I13C,I13D,I13E,I13F,I13G,I13H,I14A1,I14A2,I14B1,I14B2,I14C1,I14C2,I14D1,I14D2,I14E1,I14E2,I14F1,I14F2,I14G1,I14G2,I15A,I15AX,I15C,I15D,I15E,I15F,I15G,I16A,I16B1,I16B2,I16C,I16D,I16E,I16E1,I16E2,I16E3,I16E4,I16E5,I16E6,J1A,J1B1,J1B2,J1B3X,J1B3,J2A,J2B,J3A,J3A1,J3B1,J3C1,J3D1,J3E1,J3F1,J3G1,J3K1,J3L1,J3M1,J3N1,J3O1,J3J1,J3J1X,J3A2,J3B2,J3C2,J3D2,J3E2,J3F2,J3G2,J3K2,J3L2,J3M2,J3N2,J3O2,J3H2,J3I2,J3J2,J3J2X,J4A,J4B,J4C,J4D,J4E,J4F,J4G,J4H,J4H1,J4H2,J4H3,J4H4,J4H5,J4H5X,J4I,J5A,J5B,J5C,J5D,J6,K1A,K1B,K2A,K2B,K2C,K2D,K3A,K3B,K3C,K3D,K3E,K4A,K4B,K5A,K5B,K6A,K6B,K7,L1A,L1B,L1C,L1D,L1D1,L1D2,L1D3,L1D4,L1D5,L1D6,L1D7,L1E,L1F,L1G,L1H,L1I,L1J,L1K,L1L,L1M,L1N,L1O,L1P,L1Q,L1Q1,L1Q2,L1Q3,L1Q4,L1Q5,L2A,L2B,L2C,L3,M1A,M1B,M2A1,M2A2,M2A3,M2A4,M2A5,M2B1A1,M2B1B1,M2B1A2,M2B1B2,M2B1A3,M2B1B3,M2B1A4,M2B1B4,M2B1A5,M2B1B5,M2B2A1,M2B2B1,M2B2A2,M2B2B2,M2B2A3,M2B2B3,M2B2A4,M2B2B4,M2B2A5,M2B2B5,M2B3A1,M2B3B1,M2B3A2,M2B3B2,M2B3A3,M2B3B3,M2B3A4,M2B3B4,M2B3A5,M2B3B5,M2B4A1,M2B4B1,M2B4A2,M2B4B2,M2B4A3,M2B4B3,M2B4A4,M2B4B4,M2B4A5,M2B4B5,M2B5A1,M2B5B1,M2B5A2,M2B5B2,M2B5A3,M2B5B3,M2B5A4,M2B5B4,M2B5A5,M2B5B5,M2B6A1,M2B6B1,M2B6A2,M2B6B2,M2B6A3,M2B6B3,M2B6A4,M2B6B4,M2B6A5,M2B6B5,M2B7A1,M2B7B1,M2B7A2,M2B7B2,M2B7A3,M2B7B3,M2B7A4,M2B7B4,M2B7A5,M2B7B5,M2B8A1,M2B8B1,M2B8A2,M2B8B2,M2B8A3,M2B8B3,M2B8A4,M2B8B4,M2B8A5,M2B8B5,M3A,M3B,M3BX,M3C,M3D,M3DX,M3E,M3EX,M4A,M4A1,M4A2,M4B,M4B1,M4B2,M4C,M4C1,M4C2,M4D,M4D1,M4D2,M4E,M4E1,M4E2,M4F,M4F1,M4F2,M4G,M4G1,M4G2,M4H,M4H1,M4H2,M4I,M4I1,M4I2,M4J,M4J1,M4J2,M4K,M4K1,M4K2,F1,F2,COMMENT 1371370001,1370001,Barbados,Barbados,Hotel and restaurants,1,Yes,3,Establishment physically separated from HQ and other establi,Yes,3,Partnership (including limited liability companies),-44,15,20,80,0,0,All women,Yes,Yes,80,Makes major strategic and fiancial decisions,12,5,All men,Male,Male,Male,1995,Yes,Yes,1995,17,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,No,No,-44,-44,-44,-44,Yes,1,2,0,-44,Yes,6,4,0,-44,No,-44,-44,-44,-44,Yes,Do not know,Yes,Yes,Yes,0,-44,-44,100,0,-44,0,46,54,34,Individuals,0,40,60,ACCOMODATION,88,Local,Do not know,Remained the same,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,86,14,No,-44,Yes,Yes,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,No obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,No obstacle,-44,Tend to agree,Strongly disagree,Tend to disagree,Strongly agree,No,-44,-44,-44,-44,-44,Yes,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,8000,Yes,Yes,Yes,No,Yes,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,Yes,1,No,No,-44,0,-44,No,-44,-44,Yes,48,No,No,-44,-44,75,140,7,0,0,133,0,0,0,78,11,0,0,0,11,0,0,0,5,2,-44,-44,-44,2,0,7,63000,7,62400,7,63600,9,60000,9,57600,9,60600,9,37000,10,37000,9,37400,12,37000,13,36600,12,37000,22,39000,23,39000,23,39000,0,-44,0,-44,0,-44,7,18000,8,17600,7,18500,0,-44,0,-44,0,-44,85,17000,90,17000,86,17200,Economic upturn/downturn,-44,Completed college/vocational training,University graduate,University graduate,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed secondary,Started but did not complete college/vocational training,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed college/vocational training,Started but did not complete secondary,-44,-44,Completed secondary,Started but did not complete secondary,Very important,Critical,Very important,Slightly important,Very important,Important,Very important,Not important,Very important,Very important,Very important,Slightly important,Slightly important,Important,Critical,Slightly important,Very important,Slightly important,Critical,Slightly important,Important,Important,Not important,Slightly important,Slightly important,Important,Not important,Very important,Not important,Slightly important,Critical,Important,Not important,Very important,Very important,Important,Very important,Very important,Important,Slightly important,Critical,Important,Very important,Slightly important,Critical,Slightly important,Very important,Very important,Very important,Critical,Very important,Not important,Important,Slightly important,Not important,Very important,Not important,Slightly important,Very important,Important,Very important,Critical,Critical,Important,Very important,Slightly important,Very important,Slightly important,Slightly important,Important,Important,Important,Important,Slightly important,Very important,Important,Critical,Very important,Slightly important,Slightly important,Slightly difficult,Not difficult,Almost impossible,2,4,Almost impossible,Slightly difficult,Very difficult,0,-44,Slightly difficult,Not difficult,Difficult,0,-44,Difficult,Slightly difficult,Almost impossible,3,7,Very difficult,Almost impossible,Difficult,0,-44,-44,-44,-44,-44,-44,Difficult,Slightly difficult,Slightly difficult,2,1,-44,-44,-44,-44,-44,Slightly difficult,Very difficult,Not difficult,1,1,Important,Critical,Important,Important,Very important,Not important,Important,Very important,Moderate obstacle,Major obstacle,No obstacle,Moderate obstacle,Major obstacle,No obstacle,Major obstacle,No obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Public announcement/advertisement,-44,No,-44,-44,-44,-44,Yes,0,20,No,-44,Yes,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Yes,100,0,-44,0,Yes,6,No,70,25,0,0,0,5,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,Yes,Loan,2011,109000,5,31,Private commercial banks,Yes,Yes,No,No,No,No,-44,250,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,14868000,13860000,3049000,4998000,165000,56000,1109000,139000,20000,75000,49000,0,2772000,1247000,139000,1397000,239000,3185000,Very severe obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,No obstacle,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,Electricity,Access to finance,Cost of finance,Moderate obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Too expensive,-44,Yes,Private independent fund,-44,Financial magement and tax and customs administration,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 1371370003,1370003,Barbados,Barbados,Hotel and restaurants,3,No,-44,-44,-44,-44,Limited partnership,-44,75,6,76,0,18,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Male,Male,Male,1993,Yes,Yes,1994,27,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,2,0,-44,Yes,1,2,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0,-44,0,34,66,36,Individuals,10,53,37,ACCOMODATION,55,National,Do not know,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,16,84,No,-44,Yes,No,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,No obstacle,-44,Tend to agree,Strongly agree,Tend to disagree,Strongly agree,Yes,No,-44,-44,-44,-44,Yes,-44,153000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,8000,Yes,No,Yes,No,Yes,No,-44,-44,No,-44,-44,No,Yes,Yes,26,No,-44,-44,Yes,0,0,-44,No,-44,-44,No,-44,-44,Yes,46,2,75,137,10,0,0,127,5,0,0,70,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,7,10,39000,9,38600,10,40200,5,38000,4,37600,5,38000,5,26000,4,26000,5,26300,6,26000,5,25200,6,26300,37,21000,31,20200,37,21000,0,-44,0,-44,0,-44,1,18000,1,18000,1,18500,0,-44,0,-44,0,-44,73,15000,63,14400,73,15000,New products require new skills,-44,Completed college/vocational training,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed secondary,Started but did not complete college/vocational training,Completed college/vocational training,Completed secondary,-44,-44,Completed secondary,Completed secondary,-44,-44,Completed primary school,Completed primary school,Important,Critical,Very important,Slightly important,Important,Important,Important,Slightly important,Slightly important,Slightly important,Very important,Very important,Slightly important,Important,Critical,Critical,Very important,Very important,Very important,Very important,Very important,Important,Not important,Not important,Very important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Critical,Slightly important,Important,Not important,Critical,Slightly important,Critical,Slightly important,Critical,Slightly important,Important,Very important,Important,Slightly important,Critical,Slightly important,Very important,Very important,Very important,Critical,Slightly important,Slightly important,Very important,Important,Slightly important,Important,Not important,Slightly important,Not important,Slightly important,Very important,Critical,Critical,Slightly important,Very important,Slightly important,Important,Slightly important,Important,Important,Critical,Very important,Important,Important,Critical,Very important,Critical,Very important,Critical,Very important,Slightly difficult,Very difficult,Almost impossible,2,23,Difficult,Slightly difficult,Almost impossible,4,14,Slightly difficult,Very difficult,Very difficult,2,11,Slightly difficult,Very difficult,Difficult,3,6,Difficult,Almost impossible,Very difficult,0,-44,-44,-44,-44,-44,-44,Slightly difficult,Slightly difficult,Very difficult,3,2,-44,-44,-44,-44,-44,Slightly difficult,Very difficult,Not difficult,0,-44,Very important,Very important,Very important,Not important,Critical,Not important,Slightly important,Slightly important,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,No obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Major obstacle,Major obstacle,Minor obstacle,Very severe obstacle,No obstacle,Public announcement/advertisement,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm cannot afford the optimal level of training,No,-44,-44,-44,-44,-44,-44,No,100,0,-44,0,Yes,6,No,78,22,0,0,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,Yes,Loan,2011,500000,7,34,Private commercial banks,Yes,Yes,No,No,No,No,-44,120,Yes,1,0,-44,-44,8755000,10138000,4157000,2997000,273000,124000,367000,42000,36000,94000,72000,304000,0,406000,0,536000,2150000,1174000,Major obstacle,Major obstacle,Minor obstacle,Very severe obstacle,No,Yes,No,No,No,Yes,No,Very severe obstacle,No obstacle,Moderate obstacle,No obstacle,Moderate obstacle,No obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Yes,Yes,No,No,No,Cost of finance,Inadequately educated workforce,Access to finance,Minor obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,Government based organization,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 1371370007,1370007,Barbados,Barbados,Hotel and restaurants,7,Yes,3,Establishment physically separated from HQ and other establi,Yes,3,Partnership (including limited liability companies),-44,66,66,34,0,0,Equally men and women,No,Yes,33,Makes decisions in consultation with other partners,9,3,Predominantly men,Male,Female,Male,1998,No,Yes,-66,12,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,1,2,-44,Yes,2,2,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,35,Yes,Yes,Yes,0,-44,-44,100,0,-44,26,74,0,43,Individuals,0,39,61,ACCOMODATION,61,National,22,Remained the same,Remained the same,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,22,78,No,-44,No,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Moderate obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,No obstacle,-44,Strongly agree,Tend to disagree,Tend to agree,Tend to agree,Yes,Yes,Yes,37,Yes,15,Yes,-44,21000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,165000,Yes,No,Yes,No,Yes,No,-44,-44,No,-44,-44,Yes,No,No,0,Yes,1,No,No,-44,0,-44,Yes,9,No,No,-44,-44,Yes,25,2,-66,143,11,0,0,132,11,0,0,71,10,0,0,0,10,0,0,0,4,7,-44,-44,-44,7,6,11,66000,12,65300,11,68000,5,43000,5,41300,5,43400,8,25000,9,24800,8,25300,11,16000,12,16000,11,16000,30,34000,33,32600,31,35000,0,-44,0,-44,0,-44,4,25000,4,25000,4,25500,0,-44,0,-44,0,-44,84,21000,91,21000,84,21400,Economic upturn/downturn,-44,Completed college/vocational training,University graduate,University graduate,Completed college/vocational training,University graduate,Completed college/vocational training,Completed secondary,Started but did not complete college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed college/vocational training,Completed secondary,-44,-44,Completed primary school,Completed primary school,Slightly important,Important,Very important,Critical,Important,Critical,Very important,Slightly important,Very important,Important,Slightly important,Important,Slightly important,Important,Important,Very important,Very important,Important,Critical,Very important,Critical,Critical,Not important,Slightly important,Very important,Slightly important,Not important,Very important,Slightly important,Important,Very important,Slightly important,Slightly important,Important,Important,Critical,Critical,Important,Slightly important,Critical,Very important,Very important,Critical,Slightly important,Very important,Slightly important,Very important,Very important,Very important,Important,Critical,Very important,Important,Important,Very important,Very important,Slightly important,Slightly important,Important,Very important,Critical,Critical,Very important,Slightly important,Very important,Very important,Very important,Slightly important,Slightly important,Critical,Very important,Very important,Important,Slightly important,Slightly important,Critical,Very important,Critical,Critical,Very important,Difficult,Almost impossible,Slightly difficult,3,23,Not difficult,Difficult,Very difficult,2,6,Slightly difficult,Very difficult,Not difficult,3,7,Difficult,Slightly difficult,Not difficult,1,4,Very difficult,Slightly difficult,Difficult,0,-44,-44,-44,-44,-44,-44,Not difficult,Difficult,Difficult,2,3,-44,-44,-44,-44,-44,Slightly difficult,Very difficult,Very difficult,5,3,Slightly important,Important,Slightly important,Not important,Slightly important,Critical,Important,Very important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Major obstacle,Minor obstacle,Very severe obstacle,Public announcement/advertisement,-44,Yes to fire,No,-44,Yes,13,Yes,0,20,Yes,-44,Yes,Moderate obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Minor obstacle,Yes,100,0,-44,0,Yes,6,No,85,4,0,0,5,0,0,0,0,0,6,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,18000000,16500000,2805000,5550000,825000,1320000,1650000,0,330000,330000,660000,0,0,1980000,0,2653000,3046000,5730000,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,No obstacle,Moderate obstacle,No obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Access to finance,Electricity,Customs and Trade Regulations,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed,-44,Yes,Government based organization,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,No,No,-44,-44,Yes,No,Yes,Somewhat truthful,Are estimates computed with some precision, 1371370008,1370008,Barbados,Barbados,Hotel and restaurants,8,No,-44,-44,-44,-44,Partnership (including limited liability companies),-44,25,50,50,0,0,Equally men and women,Yes,Yes,50,Delegates decisions to other partners,6,9,Equally men and women,Male,Female,Female,2000,No,Yes,2000,12,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,4,3,2,-44,Yes,3,2,0,-44,Yes,10,1,0,-44,No,-44,-44,-44,-44,Yes,75,Yes,Yes,Yes,0,-44,-44,100,0,-44,16,42,42,30,Individuals,15,32,53,ACCOMODATION,83,National,5,Remained the same,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,34,66,No,-44,No,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,No obstacle,-44,Tend to disagree,Tend to agree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,-44,51000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,66000,Yes,No,Yes,No,Yes,No,-44,-44,No,-44,-44,Yes,No,Yes,9,Yes,3,No,Yes,0,0,-44,No,-44,-44,Yes,54,No,No,-44,-44,40,134,10,0,0,124,3,0,0,73,9,0,0,0,9,0,0,0,5,8,-44,-44,-44,8,3,10,65000,9,64400,10,65000,6,57000,6,54700,6,58700,11,45000,10,45000,11,45000,9,25000,8,24500,9,25300,20,42000,18,40700,21,42400,0,-44,0,-44,0,-44,7,30000,7,29400,7,30600,0,-44,0,-44,0,-44,80,28000,74,28000,81,28800,Increase/decreased demand for goods,-44,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,University graduate,Completed college/vocational training,Completed secondary,Started but did not complete college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed secondary,-44,-44,Completed secondary,Did not complete primary school,Very important,Critical,Critical,Slightly important,Very important,Critical,Very important,Important,Slightly important,Slightly important,Not important,Slightly important,Slightly important,Not important,Very important,Important,Critical,Very important,Very important,Important,Critical,Critical,Not important,Slightly important,Slightly important,Not important,Not important,Important,Slightly important,Not important,Slightly important,Very important,Critical,Important,Very important,Critical,Important,Critical,Critical,Critical,Important,Critical,Critical,Very important,Very important,Important,Slightly important,Important,Very important,Critical,Slightly important,Important,Important,Very important,Very important,Important,Slightly important,Slightly important,Very important,Slightly important,Very important,Critical,Very important,Slightly important,Critical,Very important,Critical,Very important,Very important,Very important,Critical,Very important,Important,Very important,Important,Important,Slightly important,Slightly important,Very important,Important,Difficult,Not difficult,Slightly difficult,1,9,Difficult,Slightly difficult,Difficult,0,-44,Difficult,Slightly difficult,Very difficult,3,15,Very difficult,Almost impossible,Not difficult,3,6,Difficult,Almost impossible,Almost impossible,3,7,-44,-44,-44,-44,-44,Difficult,Slightly difficult,Almost impossible,3,5,-44,-44,-44,-44,-44,Slightly difficult,Difficult,Not difficult,0,-44,Important,Important,Slightly important,Very important,Important,Important,Critical,Important,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Moderate obstacle,No obstacle,Private placement office,-44,No,-44,-44,-44,-44,Yes,0,40,No,-44,No,-44,-44,-44,-44,-44,-44,Yes,100,0,-44,0,Yes,8,Yes,74,23,0,0,0,0,0,0,0,0,3,0,0,-44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, ,Yes,Line of credit,2011,116000,7,26,Private commercial banks,Yes,Yes,Yes,No,No,No,-44,150,Yes,1,0,-44,-44,14681000,15618000,4998000,5310000,625000,1093000,625000,469000,156000,312000,312000,0,2967000,2030000,1562000,2619000,2687000,5788000,Moderate obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,No obstacle,No obstacle,Major obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,Electricity,Access to land for expansion / relocation,Business Licensing and Permits,No obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Somewhat truthful,Are estimates computed with some precision, 1371370010,1370010,Barbados,Barbados,Construction,10,No,-44,-44,-44,-44,Partnership (including limited liability companies),-44,70,70,30,0,0,Equally men and women,No,No,27,Makes decisions in consultation with other partners,8,2,All men,Male,Male,Male,1990,Yes,Yes,1990,22,No,-44,-44,Yes,22,No,No,-44,-44,No,-44,-44,Yes,4,3,2,-44,Yes,3,2,0,-44,Yes,4,3,0,-44,No,-44,-44,-44,-44,Yes,40,Yes,Yes,Yes,0,-44,-44,100,0,-44,0,56,44,5,Individuals,0,0,100,CONTRACT & CONSTRUCT SERVI,98,National,5,Remained the same,Increased,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,44,56,No,-44,No,No,No,No,Yes,Yes,-44,-44,-44,-44,Yes,Yes,No,No,Yes,No,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Not important,Very Important,Very Important,Critical,Important,Critical,Slightly important,Yes,100,No,-44,No,-44,No,No,176000,28,Yes,No,Yes,No,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,No obstacle,-44,Tend to agree,Tend to disagree,Strongly agree,Strongly agree,No,-44,-44,-44,-44,-44,Yes,-44,15000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,2000,Yes,No,Yes,Yes,Yes,No,-44,-44,No,-44,-44,No,No,No,11,No,-44,-44,Yes,0,0,-44,No,-44,-44,No,-44,-44,Yes,15,2,65,124,8,0,0,116,5,0,0,60,35,1,0,0,34,0,0,0,13,3,4,-44,-44,3,4,9,56000,8,54900,9,56600,6,46000,5,44200,6,47400,6,33000,5,32000,6,33300,12,23000,11,22500,12,23500,36,32000,32,31700,37,32600,0,-44,0,-44,0,-44,5,18000,4,17300,5,18200,0,-44,0,-44,0,-44,85,16000,75,15500,86,16200,Increase/decreased demand for goods,-44,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed secondary,Started but did not complete college/vocational training,Completed secondary,-44,-44,Completed college/vocational training,Completed secondary,-44,-44,Completed primary school,Completed primary school,Critical,Very important,Very important,Very important,Important,Very important,Important,Very important,Important,Critical,Very important,Slightly important,Slightly important,Slightly important,Important,Very important,Critical,Critical,Very important,Critical,Slightly important,Very important,Not important,Important,Very important,Important,Not important,Very important,Slightly important,Important,Very important,Very important,Slightly important,Very important,Critical,Very important,Slightly important,Very important,Critical,Slightly important,Very important,Important,Slightly important,Not important,Very important,Very important,Critical,Critical,Very important,Critical,Very important,Slightly important,Important,Slightly important,Important,Important,Not important,Not important,Slightly important,Slightly important,Very important,Very important,Important,Important,Very important,Slightly important,Very important,Very important,Very important,Critical,Critical,Critical,Critical,Slightly important,Very important,Important,Slightly important,Critical,Very important,Critical,Difficult,Difficult,Difficult,0,-44,Not difficult,Difficult,Difficult,5,12,Difficult,Not difficult,Very difficult,2,9,Difficult,Almost impossible,Slightly difficult,3,9,Slightly difficult,Slightly difficult,Slightly difficult,2,5,-44,-44,-44,-44,-44,Not difficult,Very difficult,Not difficult,3,2,-44,-44,-44,-44,-44,Very difficult,Difficult,Slightly difficult,0,-44,Important,Very important,Important,Important,Important,Very important,Not important,Important,Minor obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,No obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Major obstacle,Major obstacle,No obstacle,Schoold related network,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm cannot afford the optimal level of training,Yes,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Yes,100,0,-44,0,Yes,8,No,82,18,0,0,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,Yes,Loan,2011,100000,10,30,Private commercial banks,Yes,No,Yes,Yes,No,No,-44,115,Yes,1,0,-44,-44,15340000,17550000,2984000,4240000,46000,14000,227000,60000,5000,21000,10000,0,0,1931000,2106000,2317000,505000,4866000,No obstacle,No obstacle,Major obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,Minor obstacle,Major obstacle,Minor obstacle,-44,-44,-44,-44,-44,Access to finance,Macroeconomic environment,Cost of finance,Minor obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,-44,-44,Human resources Support,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are estimates computed with some precision, 1371370015,1370015,Barbados,Barbados,Hotel and restaurants,15,No,-44,-44,-44,-44,Partnership (including limited liability companies),-44,15,100,0,0,0,Equally men and women,No,Yes,56,Delegates decisions to other partners,12,3,Predominantly women,Male,Female,Male,1970,Yes,Yes,1970,27,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,1,0,-44,Yes,3,2,0,-44,Yes,4,2,0,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0,-44,0,0,100,40,Individuals,0,47,53,ACCOMODATION - RESORT,75,National,Do not know,Remained the same,Increased,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,14,86,Yes,12,No,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,No obstacle,-44,Strongly disagree,Tend to agree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,-44,65000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,85000,Yes,No,Yes,No,Yes,No,-44,-44,No,-44,-44,Yes,Yes,Yes,5,Yes,1,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,-66,106,7,0,0,99,5,0,0,58,20,0,0,0,20,0,0,0,13,1,-44,-44,-44,1,5,7,62000,7,60800,7,63200,4,53000,4,51900,4,53000,9,39000,8,38600,9,39000,6,27000,6,27000,6,27500,18,37000,17,36300,18,37700,0,-44,0,-44,0,-44,4,20000,4,19400,4,20200,0,-44,0,-44,0,-44,78,19000,74,18200,79,19600,Increase demand for higher quality product,-44,University graduate,Completed college/vocational training,Completed college/vocational training,University graduate,University graduate,Completed college/vocational training,Completed secondary,Completed secondary,Started but did not complete college/vocational training,Completed secondary,-44,-44,Completed secondary,Started but did not complete secondary,-44,-44,Completed secondary,Completed primary school,Slightly important,Very important,Important,Very important,Very important,Very important,Slightly important,Not important,Very important,Very important,Slightly important,Not important,Not important,Not important,Very important,Very important,Slightly important,Slightly important,Critical,Very important,Critical,Very important,Not important,Not important,Very important,Slightly important,Very important,Not important,Very important,Not important,Very important,Critical,Important,Important,Very important,Slightly important,Very important,Slightly important,Very important,Very important,Important,Critical,Very important,Very important,Slightly important,Important,Critical,Very important,Very important,Critical,Important,Slightly important,Important,Important,Very important,Very important,Not important,Not important,Important,Not important,Very important,Very important,Slightly important,Critical,Critical,Very important,Important,Very important,Very important,Very important,Important,Critical,Important,Important,Critical,Very important,Very important,Critical,Very important,Critical,Slightly difficult,Not difficult,Slightly difficult,1,12,Difficult,Very difficult,Difficult,1,17,Not difficult,Very difficult,Very difficult,0,-44,Slightly difficult,Very difficult,Difficult,3,7,Not difficult,Slightly difficult,Not difficult,2,3,-44,-44,-44,-44,-44,Not difficult,Slightly difficult,Not difficult,2,1,-44,-44,-44,-44,-44,Very difficult,Almost impossible,Slightly difficult,1,3,Important,Very important,Important,Very important,Very important,Very important,Very important,Slightly important,Minor obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,No obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Very severe obstacle,Minor obstacle,Public announcement/advertisement,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm cannot afford the optimal level of training,Yes,Very severe obstacle,Major obstacle,Major obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Yes,0,100,-44,0,Yes,7,No,61,32,0,0,7,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,Yes,Line of credit,2011,79000,9,36,Private commercial banks,Yes,Yes,No,No,No,No,-44,195,No,-44,-44,-44,Application procedures for loans or line of credit are compl,11328000,11800000,3304000,4130000,154000,66000,708000,0,10000,77000,354000,0,0,236000,0,295000,618000,658000,No obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Cost of finance,Access to finance,Macroeconomic environment,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,41,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are taken directly from the establishment's records, 1371370017,1370017,Barbados,Barbados,Information technology,17,Yes,2,Headquarters with production and/or sales at this location,Yes,2,Limited partnership,-44,80,80,0,20,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Female,Male,Female,1999,No,Yes,1999,24,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,No,Yes,3,1,1,-44,Yes,3,1,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,1,Yes,Yes,Yes,0,-44,-44,100,0,-44,0,0,100,13,Government or government agencies (including state-owned ent,11,89,0,INFORMATION SERVICES (DATA PRO,75,International,0,Remained the same,Increased,2-5,0,100,0,2000,-99,Refusal to answer,-99,Refusal to answer,-44,-44,-44,74,26,No,-44,No,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,No,No,Yes,No,No,Yes,No,No,-44,Very Important,Important,Important,Critical,Important,Important,Critical,Yes,100,No,-44,No,-44,Yes,Yes,298000,10,No,No,No,No,Moderate obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,No obstacle,-44,Tend to disagree,Tend to agree,Strongly agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,-44,26000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,2000,Yes,No,Yes,No,Yes,No,-44,-44,No,-44,-44,Yes,Yes,Yes,11,Yes,1,No,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,30,2,110,168,12,0,0,156,3,0,0,94,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,3,12,55000,10,55000,12,56700,5,46000,4,46000,5,46500,10,39000,8,38200,10,39000,9,39000,7,37400,9,39800,28,35000,23,34700,29,35400,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,104,17000,85,16800,104,17000,New products require new skills,-44,Completed college/vocational training,Completed college/vocational training,Completed secondary,University graduate,Completed college/vocational training,University graduate,Completed secondary,Completed college/vocational training,Completed secondary,Started but did not complete college/vocational training,-44,-44,-44,-44,-44,-44,Completed primary school,Completed primary school,Important,Critical,Not important,Important,Slightly important,Not important,Very important,Very important,Important,Important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Important,Slightly important,Very important,Very important,Very important,Critical,Very important,Slightly important,Not important,Important,Very important,Slightly important,Important,Very important,Important,Important,Very important,Very important,Slightly important,Very important,Slightly important,Important,Important,Very important,Critical,Slightly important,Slightly important,Very important,Not important,Slightly important,Important,Very important,Slightly important,Very important,Very important,Important,Important,Important,Very important,Very important,Very important,Not important,Not important,Slightly important,Slightly important,Slightly important,Important,Very important,Important,Critical,Very important,Very important,Important,Critical,Very important,Very important,Important,Important,Important,Important,Not important,Very important,Critical,Very important,Slightly important,Slightly difficult,Slightly difficult,Almost impossible,0,-44,Slightly difficult,Very difficult,Difficult,0,-44,Not difficult,Not difficult,Difficult,1,6,Slightly difficult,Slightly difficult,Slightly difficult,1,6,Slightly difficult,Slightly difficult,Almost impossible,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Very difficult,Slightly difficult,Not difficult,6,2,Slightly important,Slightly important,Very important,Critical,Slightly important,Important,Not important,Not important,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Major obstacle,No obstacle,Major obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Minor obstacle,Major obstacle,Public announcement/advertisement,-44,No,-44,-44,-44,-44,Yes,0,20,No,-44,Yes,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Major obstacle,Yes,100,0,-44,0,Yes,5,Yes,88,8,0,0,0,0,0,0,0,0,4,0,0,-44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,Collateral requirements for loans or line of credit are unat,6050000,7450000,2193000,5341000,70000,18000,194000,65000,9000,24000,14000,129000,0,452000,0,497000,1871000,1093000,Very severe obstacle,Major obstacle,Moderate obstacle,Major obstacle,Yes,No,No,No,No,No,No,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,No obstacle,Moderate obstacle,No obstacle,Very severe obstacle,Very severe obstacle,Minor obstacle,-44,-44,-44,-44,-44,"Crime, theft and disorder",Electricity,Tax administration,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,-44,-44,Human resources Support,-44,Yes,Yes,No,No,-44,-44,No,-44,-44,Yes,Yes,No,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Truthful,Are estimates computed with some precision, 1371370019,1370019,Barbados,Barbados,Hotel and restaurants,19,No,-44,-44,-44,-44,Limited partnership,-44,35,100,0,0,0,Predominantly women,Yes,Yes,80,Makes major strategic and fiancial decisions,6,3,Predominantly women,Male,Male,Male,-66,No,Yes,-66,14,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,Yes,1,2,0,-44,Yes,9,2,0,-44,No,-44,-44,-44,-44,Yes,40,Yes,Yes,Yes,0,-44,-44,100,0,-44,0,58,42,28,Individuals,0,0,100,ACCOMODATION,82,National,45,Remained the same,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,26,74,No,-44,No,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,Yes,No,No,Moderate obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,No obstacle,-44,Strongly agree,Strongly disagree,Tend to agree,Strongly agree,No,-44,-44,-44,-44,-44,Yes,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,6000,Yes,No,Yes,No,Yes,No,-44,-44,No,-44,-44,No,Yes,No,0,Yes,2,No,No,-44,0,-44,No,-44,-44,Yes,39,No,No,-44,-44,-66,153,8,0,0,145,6,0,0,77,13,0,0,0,13,0,0,0,13,9,-44,-44,-44,9,0,8,81000,7,77800,8,82600,8,66000,7,65300,8,67300,10,36000,9,35600,10,36700,9,30000,8,29400,9,30600,47,32000,44,31000,49,33000,0,-44,0,-44,0,-44,5,26000,4,26000,5,26800,0,-44,0,-44,0,-44,79,17000,73,16300,79,17200,Increase/decreased demand for goods,-44,University graduate,Started but did not complete college/vocational training,University graduate,Completed college/vocational training,University graduate,Completed college/vocational training,Completed secondary,Started but did not complete college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,-44,-44,Completed primary school,Did not complete primary school,Critical,Critical,Critical,Not important,Important,Very important,Critical,Slightly important,Critical,Very important,Slightly important,Important,Very important,Slightly important,Very important,Slightly important,Slightly important,Important,Slightly important,Critical,Very important,Slightly important,Slightly important,Not important,Slightly important,Slightly important,Important,Very important,Important,Not important,Very important,Critical,Critical,Very important,Very important,Critical,Slightly important,Important,Critical,Very important,Critical,Very important,Very important,Very important,Critical,Very important,Very important,Slightly important,Important,Slightly important,Critical,Very important,Slightly important,Very important,Important,Critical,Very important,Not important,Not important,Not important,Important,Critical,Important,Important,Very important,Very important,Very important,Critical,Very important,Important,Critical,Critical,Very important,Slightly important,Critical,Slightly important,Important,Critical,Critical,Slightly important,Almost impossible,Slightly difficult,Slightly difficult,2,15,Slightly difficult,Difficult,Slightly difficult,0,-44,Very difficult,Very difficult,Difficult,4,18,Very difficult,Slightly difficult,Slightly difficult,1,4,Difficult,Slightly difficult,Slightly difficult,0,-44,-44,-44,-44,-44,-44,Not difficult,Very difficult,Slightly difficult,1,2,-44,-44,-44,-44,-44,Not difficult,Slightly difficult,Very difficult,2,2,Slightly important,Very important,Important,Very important,Important,Very important,Not important,Not important,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Very severe obstacle,No obstacle,Major obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Public announcement/advertisement,-44,Yes to fire,No,-44,Yes,8,No,-44,-44,-44,The firm cannot afford the optimal level of training,No,-44,-44,-44,-44,-44,-44,Yes,100,0,-44,0,Yes,7,No,89,4,0,0,0,0,0,0,0,0,7,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,Yes,Loan,2012,202000,7,20,Private commercial banks,No,-44,-44,-44,-44,-44,-44,255,Yes,1,0,-44,-44,16740000,18225000,7655000,5355000,175000,58000,1823000,0,14000,85000,44000,0,0,2187000,1640000,3040000,3690000,6475000,No obstacle,Minor obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,No obstacle,Minor obstacle,No obstacle,Major obstacle,No obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Macroeconomic environment,Access to finance,Minor obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 1371370024,1370024,Barbados,Barbados,Hotel and restaurants,24,Yes,5,Establishment physically separated from HQ and other establi,Yes,5,Shareholding company with non-traded shares or shares traded,-44,25,40,60,0,0,Predominantly men,No,Yes,50,Makes decisions in consultation with other partners,7,0,Predominantly men,Male,Female,Male,-66,Yes,Yes,-66,5,No,-44,-44,No,-44,-44,Yes,10,No,Yes,3,No,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,Do not know,Yes,Yes,Yes,0,-44,-44,100,0,-44,0,25,75,29,Individuals,25,51,24,ACCOMODATION,85,National,31,Decreased,Remained the same,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,13,87,No,-44,Yes,Yes,No,No,Yes,Yes,-44,-44,-44,-44,No,Yes,No,Yes,No,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Not important,Critical,Critical,Important,Important,Very Important,Important,Yes,100,No,-44,No,-44,No,No,505000,35,No,No,Yes,No,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,No obstacle,-44,Strongly agree,Tend to disagree,Tend to agree,Strongly agree,No,-44,-44,-44,-44,-44,Yes,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,116000,Yes,No,Yes,No,Yes,No,-44,-44,No,-44,-44,Yes,Yes,No,1,No,-44,-44,Yes,0,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,-66,166,8,0,0,158,4,0,0,87,5,0,0,0,5,0,0,0,2,9,-44,-44,-44,9,3,8,121000,7,119800,8,122200,7,76000,6,73700,7,77500,12,38000,11,36500,12,38800,13,28000,12,27200,13,28600,39,30000,35,28800,39,30000,0,-44,0,-44,0,-44,7,19000,7,19000,7,19200,0,-44,0,-44,0,-44,85,24000,78,23500,87,24200,New production methods,-44,Completed college/vocational training,Completed college/vocational training,University graduate,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Started but did not complete college/vocational training,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed primary school,Completed primary school,Critical,Very important,Slightly important,Very important,Very important,Very important,Very important,Critical,Important,Critical,Slightly important,Important,Not important,Not important,Slightly important,Very important,Very important,Very important,Critical,Critical,Important,Critical,Not important,Not important,Very important,Slightly important,Important,Slightly important,Not important,Slightly important,Very important,Important,Slightly important,Very important,Important,Slightly important,Important,Very important,Very important,Very important,Critical,Critical,Slightly important,Slightly important,Important,Important,Important,Slightly important,Important,Very important,Critical,Very important,Not important,Important,Slightly important,Critical,Not important,Slightly important,Important,Slightly important,Very important,Critical,Very important,Important,Critical,Very important,Very important,Important,Not important,Critical,Important,Slightly important,Slightly important,Not important,Very important,Critical,Critical,Very important,Important,Very important,Difficult,Very difficult,Almost impossible,2,12,Not difficult,Very difficult,Very difficult,5,18,Not difficult,Difficult,Almost impossible,4,17,Not difficult,Slightly difficult,Almost impossible,0,-44,Not difficult,Not difficult,Difficult,3,4,-44,-44,-44,-44,-44,Slightly difficult,Very difficult,Not difficult,3,3,-44,-44,-44,-44,-44,Difficult,Not difficult,Not difficult,1,1,Important,Slightly important,Not important,Critical,Very important,Slightly important,Important,Not important,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Major obstacle,Very severe obstacle,Major obstacle,Major obstacle,Very severe obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Public placement office,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm cannot afford the optimal level of training,No,-44,-44,-44,-44,-44,-44,Yes,100,0,-44,0,Yes,7,No,82,15,0,0,0,0,0,0,0,0,3,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,1,Collateral or cosigners unacceptable,-44,15655000,16833000,5892000,5555000,264000,87000,1852000,56000,18000,117000,505000,0,0,842000,0,1111000,3276000,2666000,No obstacle,Minor obstacle,No obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Very severe obstacle,Major obstacle,No obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,Moderate obstacle,No obstacle,Major obstacle,Yes,No,No,No,No,Inadequately educated workforce,Tax Rates,Practices of competitors in the informal sector,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,Private independent fund,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 1371370029,1370029,Barbados,Barbados,Information technology,29,Yes,3,Establishment physically separated from HQ and other establi,Yes,3,Partnership (including limited liability companies),-44,12,100,0,0,0,Equally men and women,Yes,Yes,12,Makes decisions in consultation with other partners,8,5,All men,Male,Male,Male,2004,Yes,Yes,2004,10,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,Yes,1,2,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0,-44,20,46,34,16,Small private firms (less than 20 employees),33,62,5,INFORMATION SERVICES,68,National,0,Decreased,Decreased,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,58,42,No,-44,No,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,No,No,Yes,No,No,No,No,No,-44,Not important,Critical,Slightly important,Important,Not important,Very Important,Not important,Yes,100,No,-44,No,-44,No,No,806000,32,Yes,Yes,No,No,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,No obstacle,-44,Tend to agree,Strongly agree,Strongly agree,Strongly agree,No,-44,-44,-44,-44,-44,Yes,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,3000,Yes,Yes,Yes,No,Yes,No,-44,-44,No,-44,-44,No,No,No,10,Yes,2,No,No,-44,0,-44,Yes,14,No,No,-44,-44,No,-44,-44,50,102,15,0,0,97,0,0,0,54,9,0,0,0,9,0,0,0,8,5,-44,-44,-44,5,0,15,58000,15,56300,15,59700,7,48000,7,47000,7,48500,9,44000,9,43600,9,44400,16,24000,16,23300,16,24500,30,41000,30,39400,31,41800,0,-44,0,-44,0,-44,3,23000,3,22800,3,23000,0,-44,0,-44,0,-44,31,18000,31,17800,32,18000,-44,-44,University graduate,University graduate,University graduate,University graduate,University graduate,University graduate,Completed secondary,Started but did not complete college/vocational training,Completed college/vocational training,Completed secondary,-44,-44,Completed secondary,Completed secondary,-44,-44,Completed secondary,Did not complete primary school,Critical,Very important,Slightly important,Slightly important,Not important,Important,Very important,Very important,Slightly important,Important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Critical,Very important,Very important,Critical,Important,Critical,Not important,Not important,Very important,Very important,Very important,Slightly important,Slightly important,Slightly important,Very important,Important,Very important,Not important,Very important,Critical,Critical,Critical,Slightly important,Very important,Important,Very important,Critical,Slightly important,Important,Important,Critical,Important,Important,Important,Critical,Very important,Very important,Very important,Slightly important,Very important,Not important,Slightly important,Very important,Important,Critical,Very important,Important,Very important,Very important,Very important,Important,Not important,Very important,Very important,Important,Very important,Important,Important,Important,Important,Critical,Critical,Very important,Very important,Slightly difficult,Difficult,Slightly difficult,0,-44,Slightly difficult,Slightly difficult,Not difficult,5,9,Slightly difficult,Slightly difficult,Almost impossible,0,-44,Very difficult,Slightly difficult,Slightly difficult,4,6,Not difficult,Slightly difficult,Difficult,1,6,-44,-44,-44,-44,-44,Slightly difficult,Slightly difficult,Difficult,0,-44,-44,-44,-44,-44,-44,Slightly difficult,Very difficult,Difficult,1,3,Very important,Important,Important,Critical,Critical,Important,Important,Critical,Minor obstacle,Very severe obstacle,No obstacle,Minor obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Schoold related network,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm cannot afford the optimal level of training,Yes,Major obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Minor obstacle,Yes,0,100,-44,0,Yes,8,No,83,13,0,0,0,0,0,0,0,0,4,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,Yes,Loan,2011,265000,7,28,Private commercial banks,Yes,Yes,Yes,No,No,No,-44,180,Yes,1,0,-44,-44,13440000,13440000,5510000,3840000,84000,25000,1210000,269000,5000,25000,24000,0,0,941000,1210000,1101000,412000,2642000,No obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Major obstacle,No obstacle,Minor obstacle,Moderate obstacle,No obstacle,Major obstacle,Major obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Tax administration,Access to finance,Minor obstacle,Yes,Yes,Yes,No,No,Yes,No,Yes,Moderated impact,-44,-44,-44,-44,Yes,No impact,-44,-44,No,Moderated impact,-44,-44,-44,-44,Yes,No impact,-44,-44,Yes,No impact,-44,-44,-44,-44,Yes,No impact,-44,-44,No,Moderated impact,-44,-44,-44,-44,Yes,No impact,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,No,No impact,-44,-44,No,Moderated impact,-44,-44,-44,-44,Yes,No impact,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,No,No impact,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,Yes,No impact,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Yes,No,No,Yes,No,Yes,Truthful,Are estimates computed with some precision, 1371370030,1370030,Barbados,Barbados,Hotel and restaurants,30,No,-44,-44,-44,-44,Partnership (including limited liability companies),-44,30,100,0,0,0,Predominantly women,No,Yes,35,Delegates decisions to other partners,11,12,Predominantly women,Male,Male,Male,1995,No,Yes,1995,17,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,Yes,2,2,0,-44,Yes,4,4,0,-44,No,-44,-44,-44,-44,Yes,20,Yes,Yes,Yes,0,-44,-44,100,0,-44,20,80,0,23,Individuals,39,47,14,ACCOMODATION,77,National,Do not know,Remained the same,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,57,43,No,-44,Yes,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Major obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,No obstacle,-44,Tend to disagree,Tend to disagree,Tend to agree,Strongly agree,Yes,No,-44,-44,-44,-44,Yes,-44,49000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,6000,Yes,No,Yes,No,Yes,No,-44,-44,No,-44,-44,No,No,No,2,Yes,1,No,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,27,1,60,110,7,0,0,103,3,0,0,62,18,0,0,0,18,0,0,0,10,3,-44,-44,-44,3,1,7,117000,7,114700,7,120500,5,79000,5,75800,5,80600,5,52000,5,49900,5,53600,7,31000,7,31000,7,31600,24,35000,24,33600,25,35700,0,-44,0,-44,0,-44,5,23000,5,22300,5,23700,0,-44,0,-44,0,-44,75,15000,75,15000,76,15600,-44,-44,University graduate,University graduate,Completed college/vocational training,University graduate,Completed college/vocational training,Completed secondary,Completed secondary,Completed secondary,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed college/vocational training,Started but did not complete secondary,-44,-44,Completed primary school,Started but did not complete college/vocational training,Important,Not important,Important,Not important,Critical,Slightly important,Critical,Important,Not important,Very important,Important,Important,Slightly important,Important,Very important,Critical,Slightly important,Very important,Important,Slightly important,Critical,Critical,Important,Not important,Important,Critical,Slightly important,Important,Not important,Very important,Very important,Very important,Not important,Important,Slightly important,Critical,Critical,Important,Important,Very important,Very important,Important,Critical,Not important,Critical,Very important,Important,Very important,Critical,Critical,Important,Slightly important,Slightly important,Important,Not important,Important,Not important,Slightly important,Important,Important,Important,Very important,Slightly important,Critical,Critical,Slightly important,Critical,Very important,Very important,Very important,Very important,Very important,Slightly important,Important,Very important,Very important,Important,Slightly important,Critical,Critical,Difficult,Difficult,Almost impossible,2,20,Very difficult,Very difficult,Very difficult,1,14,Difficult,Slightly difficult,Very difficult,2,16,Slightly difficult,Very difficult,Slightly difficult,4,6,Difficult,Very difficult,Very difficult,0,-44,-44,-44,-44,-44,-44,Slightly difficult,Slightly difficult,Slightly difficult,4,1,-44,-44,-44,-44,-44,Very difficult,Not difficult,Very difficult,2,3,Important,Important,Important,Very important,Important,Slightly important,Not important,Slightly important,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Private placement office,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm cannot afford the optimal level of training,Yes,Minor obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Yes,100,0,-44,0,Yes,5,No,50,11,0,0,3,0,13,0,5,0,8,10,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,Collateral requirements for loans or line of credit are unat,12430000,12320000,3819000,3885000,141000,52000,1355000,123000,15000,66000,39000,0,0,1971000,0,2740000,2834000,6165000,Moderate obstacle,Minor obstacle,Major obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,No obstacle,Major obstacle,Minor obstacle,No obstacle,No obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Transportation,Cost of finance,Macroeconomic environment,Moderate obstacle,Yes,Yes,Yes,No,No,Yes,No,Yes,No impact,-44,-44,-44,-44,Yes,Large impact,-44,-44,No,Moderated impact,-44,-44,-44,-44,No,No impact,-44,-44,Yes,Large impact,-44,-44,-44,-44,Yes,No impact,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,Yes,No impact,-44,-44,No,Large impact,-44,-44,-44,-44,Yes,No impact,-44,-44,No,Moderated impact,-44,-44,-44,-44,Yes,Large impact,-44,-44,No,Moderated impact,-44,-44,-44,-44,No,Large impact,-44,-44,No,No impact,-44,-44,-44,-44,Yes,No impact,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,Somewhat truthful,Are estimates computed with some precision, 1371370031,1370031,Barbados,Barbados,Services of motor vehicles,31,Yes,2,Establishment physically separated from HQ and other establi,Yes,2,Limited partnership,-44,30,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Female,1922,Yes,No,-66,17,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,2,2,-44,Yes,2,2,0,-44,Yes,6,2,0,-44,No,-44,-44,-44,-44,Yes,40,Yes,Yes,Yes,0,-44,-44,100,0,-44,0,48,52,7,Individuals,0,0,100,USED CAR DEALERS,81,National,0,Remained the same,Decreased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,16,84,No,-44,No,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,Yes,No,Major obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,No obstacle,-44,Strongly agree,Tend to agree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,-44,5000,Yes,-44,18000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,Outside working hours,Firearm/gun,Personal possessions of employees or customers,7000,A fellow employee,No,No,Fear of reprisals,Yes,1,Outside working hours,Knife,Personal possessions of employees or customers,0,Gang related,No,No,No loss or damage,Yes,1,Outside working hours,Knife,Personal possessions of employees or customers,180,Group of criminals,Yes,No,No loss or damage,Yes,4,Outside working hours,Baseball bat,Other,720,Gang related,No,No,No loss or damage,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,87000,Yes,No,Yes,Yes,Yes,No,-44,-44,No,-44,-44,No,Yes,Yes,7,Yes,1,No,No,-44,0,-44,Yes,51,No,No,-44,-44,No,-44,-44,-66,144,8,0,0,136,0,0,0,75,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,1,8,146000,8,140200,8,150400,9,97000,9,97000,9,98900,10,76000,10,73000,10,78300,8,26000,8,25500,8,26000,39,38000,40,38000,41,38400,0,-44,0,-44,0,-44,1,27000,1,27000,1,27300,0,-44,0,-44,0,-44,69,26000,71,25500,70,26800,New products require new skills,-44,Completed college/vocational training,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed secondary,Completed secondary,Completed secondary,-44,-44,Completed secondary,Completed secondary,-44,-44,Completed secondary,Started but did not complete college/vocational training,Critical,Slightly important,Very important,Important,Very important,Important,Important,Very important,Very important,Slightly important,Slightly important,Important,Slightly important,Not important,Critical,Very important,Important,Very important,Very important,Important,Very important,Slightly important,Not important,Slightly important,Very important,Very important,Slightly important,Not important,Not important,Important,Slightly important,Important,Important,Critical,Very important,Very important,Critical,Important,Very important,Very important,Very important,Important,Slightly important,Very important,Critical,Very important,Critical,Critical,Very important,Important,Slightly important,Important,Important,Very important,Slightly important,Very important,Slightly important,Not important,Not important,Not important,Very important,Very important,Very important,Very important,Very important,Critical,Slightly important,Very important,Critical,Important,Critical,Very important,Important,Important,Slightly important,Important,Critical,Critical,Important,Very important,Difficult,Not difficult,Very difficult,2,7,Almost impossible,Difficult,Almost impossible,3,20,Not difficult,Difficult,Very difficult,1,5,Slightly difficult,Very difficult,Slightly difficult,1,4,Difficult,Slightly difficult,Difficult,3,6,-44,-44,-44,-44,-44,Very difficult,Very difficult,Slightly difficult,0,-44,-44,-44,-44,-44,-44,Difficult,Very difficult,Very difficult,3,3,Very important,Slightly important,Slightly important,Not important,Slightly important,Very important,Slightly important,Slightly important,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,Very severe obstacle,Moderate obstacle,No obstacle,Major obstacle,Major obstacle,Very severe obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Public announcement/advertisement,-44,No,-44,-44,-44,-44,No,-44,-44,-44,Other,Yes,Minor obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Major obstacle,Yes,100,0,-44,0,Yes,7,Yes,87,11,0,0,0,0,0,0,0,0,2,0,0,-44,43,57,0,0,0,0,0,0,0,0,0,0,0,0,0, ,Yes,Line of credit,2013,96000,9,18,Private commercial banks,Yes,Yes,Yes,Yes,No,No,-44,195,Yes,1,0,-44,-44,20230000,19720000,6902000,5550000,986000,1972000,1123000,138000,197000,197000,394000,0,0,2958000,3155000,3461000,5332000,8203000,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Major obstacle,Major obstacle,No obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,No obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Access to finance,Electricity,Minor obstacle,Yes,Yes,No,Yes,Yes,Yes,No,-44,-44,Yes,Moderated impact,Yes,Moderated impact,No,Moderated impact,-44,-44,-44,-44,Yes,Moderated impact,Yes,Moderated impact,Yes,No impact,-44,-44,-44,-44,No,Moderated impact,Yes,No impact,Yes,No impact,-44,-44,-44,-44,Yes,Moderated impact,Yes,Moderated impact,Yes,No impact,-44,-44,-44,-44,Yes,Moderated impact,No,Moderated impact,No,Large impact,-44,-44,-44,-44,Yes,Moderated impact,No,Moderated impact,Yes,No impact,-44,-44,-44,-44,Yes,No impact,Yes,Moderated impact,Yes,No impact,-44,-44,-44,-44,Yes,Moderated impact,No,Large impact,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are estimates computed with some precision, 1371370033,1370033,Barbados,Barbados,Hotel and restaurants,33,No,-44,-44,-44,-44,Limited partnership,-44,15,20,80,0,0,Equally men and women,Yes,Yes,29,Makes decisions in consultation with other partners,11,5,Predominantly men,Male,Male,Male,-66,Yes,Yes,-66,22,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,No,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,4,2,0,-44,No,-44,-44,-44,-44,Yes,1,Yes,Yes,Yes,0,-44,-44,100,0,-44,0,66,34,39,Individuals,32,68,0,ACCOMODATION,80,International,0,Remained the same,Increased,More than 5,47,53,0,-99,-99,Refusal to answer,-99,Refusal to answer,-44,-44,-44,35,65,No,-44,No,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,Yes,No,No,No,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,No obstacle,-44,Strongly disagree,Tend to agree,Tend to agree,Tend to disagree,Yes,No,-44,-44,-44,-44,Yes,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,35000,Yes,Yes,Yes,Yes,Yes,No,-44,-44,No,-44,-44,Yes,Yes,Yes,5,Yes,1,No,No,-44,0,-44,No,-44,-44,Yes,54,No,No,-44,-44,-66,115,8,0,0,107,1,0,0,56,28,1,0,0,27,0,0,0,14,2,3,-44,-44,2,7,9,99000,8,98000,9,99000,6,65000,6,65000,6,67000,6,39000,6,38600,6,39000,7,39000,7,37800,7,40200,34,32000,32,31700,34,33000,0,-44,0,-44,0,-44,3,21000,3,20400,3,21000,0,-44,0,-44,0,-44,78,19000,73,18800,78,19000,New products require new skills,-44,Completed college/vocational training,University graduate,Completed college/vocational training,University graduate,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed college/vocational training,Completed secondary,-44,-44,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed primary school,Did not complete primary school,Critical,Critical,Critical,Very important,Critical,Critical,Important,Very important,Critical,Important,Important,Not important,Slightly important,Slightly important,Very important,Slightly important,Very important,Slightly important,Very important,Critical,Critical,Critical,Important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Very important,Slightly important,Very important,Slightly important,Very important,Very important,Very important,Critical,Critical,Slightly important,Slightly important,Important,Important,Critical,Critical,Not important,Critical,Critical,Important,Important,Important,Important,Very important,Critical,Important,Important,Very important,Very important,Not important,Slightly important,Slightly important,Not important,Very important,Critical,Critical,Critical,Critical,Not important,Very important,Very important,Critical,Very important,Very important,Important,Important,Very important,Very important,Very important,Critical,Slightly important,Critical,Critical,Difficult,Not difficult,Slightly difficult,3,7,Not difficult,Very difficult,Difficult,1,10,Slightly difficult,Difficult,Very difficult,3,12,Not difficult,Slightly difficult,Very difficult,2,6,Slightly difficult,Not difficult,Slightly difficult,1,4,-44,-44,-44,-44,-44,Difficult,Difficult,Difficult,4,6,-44,-44,-44,-44,-44,Slightly difficult,Very difficult,Very difficult,4,2,Critical,Very important,Very important,Very important,Critical,Important,Not important,Important,Major obstacle,Major obstacle,No obstacle,No obstacle,Moderate obstacle,No obstacle,Very severe obstacle,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,Minor obstacle,Major obstacle,Major obstacle,Public announcement/advertisement,-44,Yes to fire,No,-44,Yes,11,Yes,0,40,Yes,-44,Yes,Very severe obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Yes,0,100,-44,0,Yes,7,No,0,100,0,0,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,Interest rates are not favorable,11867000,12624000,3913000,4292000,132000,53000,631000,43000,8000,77000,252000,0,0,379000,0,440000,3661000,1034000,Moderate obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,Electricity,Tax administration,Cost of finance,Minor obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,-44,-44,Human resources Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 1371370034,1370034,Barbados,Barbados,Construction,34,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded,-44,41,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Male,1989,No,Yes,1989,32,Yes,13,No,No,-44,-44,Yes,8,No,No,-44,-44,Yes,2,2,0,-44,No,-44,-44,-44,-44,Yes,8,4,0,-44,No,-44,-44,-44,-44,Yes,1,Yes,Yes,Yes,0,-44,-44,100,0,-44,0,30,70,17,Individuals,11,57,32,CONSTRUCTION OF COMMERCIAL AND,38,Local,0,Decreased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,32,68,No,-44,Yes,No,Yes,No,Yes,No,Yes,Other company of the sector,-44,No,No,Yes,Yes,Yes,No,-44,-44,-44,-44,Yes,No,No,Yes,No,No,Yes,No,No,-44,Important,Critical,Very Important,Very Important,Important,Important,Slightly important,Yes,64,Yes,36,No,-44,No,No,3420000,26,Yes,No,No,Yes,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,No obstacle,-44,Tend to disagree,Tend to agree,Tend to agree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,-44,152000,Yes,-44,51000,Yes,2,Outside working hours,Firearm/gun,Personal possessions of employees or customers,18000,A fellow employee,Yes,No,Police could not have done anything,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,Outside working hours,Firearm/gun,Personal possessions of employees or customers,15000,Gang related,Yes,No,There was no insurance requirement,Yes,1,Outside working hours,Baseball bat,Money,2000,A customer,No,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,During working hours,Other,Personal possessions of employees or customers,2040,A fellow employee,Yes,Yes,-44,Yes,4,Outside working hours,Knife,Money,510,A customer,No,No,No loss or damage,No,-44,-44,10000,Yes,No,Yes,No,Yes,No,-44,-44,No,-44,-44,Yes,No,Yes,1,Yes,1,No,Yes,0,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,-66,455,31,0,0,424,7,0,0,220,27,1,0,0,26,0,0,0,18,9,3,-44,-44,9,5,32,80000,30,79200,33,80800,14,57000,13,54700,14,58100,34,38000,32,37600,34,38800,32,28000,31,27400,33,28800,122,35000,115,34000,123,35700,0,-44,0,-44,0,-44,5,24000,5,24000,5,24500,0,-44,0,-44,0,-44,243,19000,231,18200,248,19400,New products require new skills,-44,University graduate,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,University graduate,Completed college/vocational training,Completed secondary,Completed secondary,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed secondary,-44,-44,Completed primary school,Started but did not complete secondary,Very important,Very important,Very important,Important,Critical,Very important,Very important,Slightly important,Very important,Not important,Not important,Not important,Important,Slightly important,Important,Very important,Very important,Critical,Very important,Very important,Critical,Critical,Slightly important,Slightly important,Slightly important,Very important,Not important,Not important,Slightly important,Not important,Slightly important,Critical,Very important,Very important,Very important,Critical,Critical,Very important,Very important,Slightly important,Critical,Critical,Critical,Not important,Critical,Very important,Critical,Critical,Critical,Important,Important,Critical,Important,Very important,Important,Very important,Not important,Not important,Not important,Not important,Very important,Important,Slightly important,Very important,Critical,Slightly important,Slightly important,Important,Very important,Slightly important,Very important,Critical,Very important,Slightly important,Slightly important,Slightly important,Very important,Slightly important,Very important,Critical,Slightly difficult,Difficult,Very difficult,0,-44,Slightly difficult,Difficult,Almost impossible,1,16,Not difficult,Very difficult,Slightly difficult,0,-44,Not difficult,Difficult,Slightly difficult,3,2,Slightly difficult,Almost impossible,Difficult,4,8,-44,-44,-44,-44,-44,Slightly difficult,Slightly difficult,Very difficult,0,-44,-44,-44,-44,-44,-44,Very difficult,Difficult,Slightly difficult,0,-44,Important,Very important,Very important,Very important,Not important,Important,Not important,Important,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Public announcement/advertisement,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm cannot afford the optimal level of training,Yes,Very severe obstacle,Major obstacle,Minor obstacle,Major obstacle,Very severe obstacle,No obstacle,Yes,100,0,-44,0,Yes,8,Yes,0,65,0,0,25,0,0,0,0,0,0,10,0,-44,0,55,0,0,0,0,45,0,0,0,0,0,0,0,0, ,Yes,Line of credit,2012,71000,7,22,Private commercial banks,Yes,Yes,Yes,No,No,No,-44,135,Yes,1,0,-44,-44,81600000,85680000,23990000,15210000,169000,80000,11118000,240000,13000,74000,50000,5141000,0,10282000,0,12133000,22277000,26450000,Major obstacle,Major obstacle,Very severe obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Minor obstacle,No obstacle,Minor obstacle,No obstacle,Very severe obstacle,No,No,No,No,Yes,Inadequately educated workforce,Cost of finance,Access to finance,Minor obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,-44,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,Yes,Yes,No,No,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 1371370035,1370035,Barbados,Barbados,Retail,35,Yes,2,Establishment physically separated from HQ and other establi,Yes,2,Sole proprietorship,-44,-44,100,0,0,0,All women,Yes,Not applicable,100,Makes major strategic and fiancial decisions,4,6,Predominantly women,Male,Male,Male,2009,Yes,Yes,2009,36,Yes,21,Yes,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,3,1,-44,No,-44,-44,-44,-44,Yes,6,2,0,-44,No,-44,-44,-44,-44,Yes,0,Yes,Yes,Yes,0,-44,-44,100,0,-44,0,0,100,16,Individuals,12,83,5,PHOTO VOLTAIC,100,Local,Do not know,Decreased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,38,62,No,-44,Yes,Yes,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,Yes,No,No,No,Major obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,No obstacle,-44,Tend to disagree,Strongly agree,Tend to agree,Tend to disagree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,2000,No,No,No,No,No,No,-44,-44,No,-44,-44,No,No,Yes,9,No,-44,-44,No,-44,0,-44,Yes,2,No,No,-44,-44,No,-44,-44,1,8,1,0,0,7,1,0,0,4,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,1,45000,1,44600,1,45000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,1,8000,1,7800,1,8100,0,-44,0,-44,0,-44,6,10000,5,9600,6,10400,Increase/decreased demand for goods,-44,Completed college/vocational training,Completed secondary,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Completed college/vocational training,Completed college/vocational training,-44,-44,Started but did not complete secondary,Completed primary school,Important,Critical,Slightly important,Very important,Very important,Very important,Critical,Slightly important,Important,Important,Not important,Important,Slightly important,Not important,Very important,Critical,Very important,Critical,Critical,Very important,Critical,Very important,Slightly important,Important,Very important,Very important,Slightly important,Not important,Important,Important,Critical,Critical,Very important,Very important,Very important,Very important,Important,Very important,Very important,Critical,Very important,Important,Slightly important,Important,Very important,Slightly important,Slightly important,Very important,Important,Critical,Critical,Important,Slightly important,Very important,Slightly important,Important,Slightly important,Not important,Slightly important,Very important,Critical,Critical,Critical,Very important,Very important,Very important,Very important,Very important,Critical,Critical,Critical,Important,Important,Very important,Very important,Slightly important,Very important,Critical,Very important,Very important,Difficult,Difficult,Difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Slightly difficult,Slightly difficult,Very difficult,2,1,-44,-44,-44,-44,-44,Difficult,Not difficult,Very difficult,0,-44,Slightly important,Very important,Very important,Slightly important,Important,Important,Slightly important,Important,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,No obstacle,Very severe obstacle,Through family/friends,-44,No,-44,-44,-44,-44,Yes,0,40,No,-44,Yes,Very severe obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Yes,0,100,-44,0,No,-44,Yes,100,0,0,0,0,0,0,0,0,0,0,0,0,-44,0,0,0,0,30,0,70,0,0,0,0,0,0,0,0, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,350000,376000,83000,124000,8000,41000,15000,8000,8000,8000,11000,23000,0,38000,0,41000,124000,89000,Major obstacle,Major obstacle,Very severe obstacle,Major obstacle,No,No,Yes,No,No,Yes,No,Minor obstacle,No obstacle,Very severe obstacle,Minor obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,Very severe obstacle,Minor obstacle,-44,-44,-44,-44,-44,"Crime, theft and disorder",Inadequately educated workforce,Electricity,No obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,Local business association,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are estimates computed with some precision, 1371370044,1370044,Barbados,Barbados,Construction,44,Yes,3,Establishment physically separated from HQ and other establi,Yes,3,Partnership (including limited liability companies),-44,25,100,0,0,0,Equally men and women,Yes,Yes,45,Makes decisions in consultation with other partners,7,0,Predominantly men,Male,Male,Female,1999,Yes,Yes,1999,32,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,Yes,2,2,0,-44,Yes,4,2,0,-44,No,-44,-44,-44,-44,Yes,Do not know,Yes,Yes,Yes,0,-44,-44,100,0,-44,18,82,0,13,Small private firms (less than 20 employees),22,78,0,BUILDING CONSTRUCTION,66,Local,8,Remained the same,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,78,22,No,-44,No,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,No obstacle,-44,Tend to agree,Tend to disagree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,-44,37000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,1000,Yes,Yes,Yes,No,Yes,No,-44,-44,No,-44,-44,Yes,Yes,Yes,5,No,-44,-44,Yes,0,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,70,118,8,0,0,110,6,0,0,57,21,1,0,0,20,0,0,0,14,6,5,-44,-44,6,2,9,83000,10,82200,9,83000,6,65000,6,65000,6,65700,8,42000,8,42000,8,43300,9,42000,10,42000,9,43300,23,35000,25,34300,24,36100,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,84,25000,89,24000,86,25500,Increase demand for higher quality product,-44,University graduate,Started but did not complete college/vocational training,Completed college/vocational training,Started but did not complete secondary,University graduate,Completed college/vocational training,Completed secondary,Completed secondary,Completed secondary,Completed college/vocational training,-44,-44,-44,-44,-44,-44,Completed primary school,Completed primary school,Very important,Slightly important,Important,Important,Critical,Very important,Slightly important,Critical,Slightly important,Not important,Not important,Slightly important,Slightly important,Very important,Very important,Critical,Very important,Critical,Slightly important,Slightly important,Very important,Very important,Slightly important,Not important,Very important,Not important,Slightly important,Slightly important,Very important,Very important,Not important,Important,Slightly important,Critical,Critical,Very important,Important,Slightly important,Very important,Critical,Slightly important,Slightly important,Important,Important,Very important,Important,Very important,Important,Very important,Very important,Critical,Important,Slightly important,Very important,Important,Very important,Important,Not important,Not important,Slightly important,Critical,Slightly important,Important,Important,Very important,Slightly important,Critical,Slightly important,Very important,Important,Very important,Very important,Very important,Important,Important,Very important,Critical,Important,Very important,Critical,Difficult,Slightly difficult,Very difficult,3,20,Difficult,Difficult,Very difficult,5,19,Very difficult,Slightly difficult,Very difficult,4,10,Slightly difficult,Difficult,Almost impossible,4,8,Not difficult,Slightly difficult,Slightly difficult,1,2,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Very difficult,Very difficult,Not difficult,2,3,Slightly important,Slightly important,Very important,Very important,Very important,Very important,Not important,Very important,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,No obstacle,Public placement office,-44,Yes to fire,No,-44,Yes,9,Yes,0,10,No,-44,No,-44,-44,-44,-44,-44,-44,Yes,100,0,-44,0,Yes,6,No,63,32,0,0,5,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,Yes,Loan,2010,207000,5,48,Private commercial banks,Yes,No,Yes,No,Yes,No,-44,120,No,-44,-44,-44,Size of loan and maturity are insufficiant,15375000,14500000,3045000,4484000,36000,14000,491000,0,3000,14000,7000,1015000,0,1305000,725000,1501000,1610000,3572000,Major obstacle,Major obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,No obstacle,No obstacle,No obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,Electricity,Business Licensing and Permits,Macroeconomic environment,Major obstacle,Yes,Yes,Yes,No,No,Yes,No,No,Moderated impact,-44,-44,-44,-44,No,No impact,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,Yes,No impact,-44,-44,-44,-44,No,No impact,-44,-44,No,Moderated impact,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,No,Moderated impact,-44,-44,-44,-44,No,No impact,-44,-44,No,Moderated impact,-44,-44,-44,-44,No,No impact,-44,-44,Yes,No impact,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,Yes,No impact,-44,-44,-44,-44,Yes,No impact,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,Yes,No,No,Yes,Yes,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are estimates computed with some precision, 1371370050,1370050,Barbados,Barbados,Wholesale,50,No,-44,-44,-44,-44,Partnership (including limited liability companies),-44,70,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,1988,No,Yes,1988,33,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,6,3,0,-44,No,-44,-44,-44,-44,Yes,Do not know,Yes,No,Yes,0,-44,-44,100,0,-44,0,90,10,0,Small private firms (less than 20 employees),0,31,69,FOOD WHOLESALE,84,National,0,Remained the same,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,12,88,No,-44,Yes,Yes,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Major obstacle,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Major obstacle,No obstacle,-44,Tend to agree,Strongly agree,Strongly agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,-44,32000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,6000,Yes,No,Yes,No,Yes,No,-44,-44,No,-44,-44,No,No,No,11,Yes,1,No,Yes,0,0,-44,No,-44,-44,No,-44,-44,Yes,23,2,50,107,8,0,0,99,0,0,0,58,11,0,0,0,11,0,0,0,7,2,-44,-44,-44,2,4,8,90000,7,90000,8,91800,6,61000,6,60400,6,62200,9,35000,8,35000,9,35400,7,35000,6,34000,7,35700,31,37000,29,36600,33,37700,0,-44,0,-44,0,-44,1,20000,1,19800,1,20400,0,-44,0,-44,0,-44,56,25000,51,24300,57,25500,New products require new skills,-44,Started but did not complete college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed secondary,-44,-44,Completed college/vocational training,Started but did not complete secondary,-44,-44,Completed primary school,Completed primary school,Critical,Not important,Critical,Not important,Very important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Slightly important,Not important,Important,Important,Very important,Slightly important,Very important,Important,Very important,Important,Very important,Important,Very important,Slightly important,Not important,Important,Slightly important,Slightly important,Very important,Not important,Slightly important,Very important,Slightly important,Very important,Critical,Very important,Very important,Very important,Critical,Critical,Important,Important,Slightly important,Slightly important,Very important,Very important,Very important,Important,Critical,Slightly important,Slightly important,Very important,Slightly important,Important,Important,Important,Very important,Slightly important,Not important,Not important,Very important,Very important,Very important,Very important,Very important,Important,Very important,Not important,Slightly important,Important,Critical,Very important,Slightly important,Slightly important,Important,Very important,Critical,Critical,Very important,Very important,Difficult,Very difficult,Difficult,2,17,Not difficult,Difficult,Almost impossible,2,17,Not difficult,Almost impossible,Almost impossible,1,15,Not difficult,Slightly difficult,Very difficult,4,6,Very difficult,Slightly difficult,Almost impossible,0,-44,-44,-44,-44,-44,-44,Not difficult,Very difficult,Not difficult,1,2,-44,-44,-44,-44,-44,Difficult,Slightly difficult,Slightly difficult,1,2,Very important,Slightly important,Important,Slightly important,Very important,Not important,Important,Very important,Moderate obstacle,Very severe obstacle,No obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,Major obstacle,No obstacle,Public announcement/advertisement,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm cannot afford the optimal level of training,No,-44,-44,-44,-44,-44,-44,Yes,0,100,-44,0,Yes,6,Yes,43,9,0,0,10,16,0,0,14,0,2,6,0,-44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, ,Yes,Loan,2010,229000,7,37,Private commercial banks,Yes,No,No,Yes,Yes,No,-44,130,No,-44,-44,-44,Collateral requirements for loans or line of credit are unat,12528000,13608000,3946000,3888000,93000,56000,768000,118000,15000,50000,35000,0,0,408000,816000,506000,362000,1088000,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Electricity,Tax administration,Political environment,No obstacle,Yes,Yes,No,No,No,Yes,No,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Large impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,No impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,Yes,Yes,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Truthful,Are estimates computed with some precision, 1371370069,1370069,Barbados,Barbados,Hotel and restaurants,69,No,-44,-44,-44,-44,Partnership (including limited liability companies),-44,25,50,50,0,0,Predominantly men,No,Yes,41,Delegates decisions to other partners,7,9,Equally men and women,Male,Female,Male,1990,No,Yes,1990,23,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,Yes,2,2,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,55,Yes,Yes,Yes,0,-44,-44,100,0,-44,0,92,8,44,Individuals,16,44,40,ACCOMODATION,75,National,45,Remained the same,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,53,47,No,-44,No,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Major obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,No obstacle,-44,Strongly disagree,Tend to disagree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,4000,Yes,No,Yes,No,Yes,No,-44,-44,No,-44,-44,Yes,Yes,No,5,Yes,1,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,70,125,7,0,0,118,6,0,0,64,11,0,0,0,11,0,0,0,8,1,-44,-44,-44,1,6,7,91000,7,90100,7,92800,5,76000,5,76000,5,78300,10,44000,10,43600,10,44000,8,44000,8,44000,8,44000,27,45000,28,44600,27,45500,0,-44,0,-44,0,-44,6,28000,6,27700,6,28800,0,-44,0,-44,0,-44,73,25000,75,25000,74,25300,Increase/decreased demand for goods,-44,University graduate,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,University graduate,Completed secondary,Started but did not complete college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed college/vocational training,Completed secondary,-44,-44,Completed primary school,Started but did not complete secondary,Very important,Very important,Very important,Important,Critical,Critical,Important,Slightly important,Slightly important,Very important,Very important,Slightly important,Important,Slightly important,Critical,Important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Not important,Slightly important,Very important,Not important,Important,Important,Not important,Very important,Critical,Critical,Very important,Very important,Critical,Very important,Very important,Very important,Slightly important,Very important,Very important,Slightly important,Important,Very important,Slightly important,Very important,Very important,Critical,Slightly important,Critical,Slightly important,Slightly important,Very important,Not important,Slightly important,Not important,Slightly important,Not important,Slightly important,Very important,Slightly important,Very important,Important,Critical,Very important,Important,Important,Not important,Slightly important,Critical,Very important,Slightly important,Very important,Important,Slightly important,Critical,Slightly important,Important,Slightly important,Almost impossible,Not difficult,Difficult,1,19,Difficult,Almost impossible,Difficult,1,15,Very difficult,Difficult,Slightly difficult,1,15,Not difficult,Very difficult,Difficult,1,7,Slightly difficult,Very difficult,Difficult,3,6,-44,-44,-44,-44,-44,Not difficult,Slightly difficult,Difficult,0,-44,-44,-44,-44,-44,-44,Difficult,Very difficult,Slightly difficult,1,2,Important,Important,Not important,Very important,Very important,Critical,Not important,Very important,Major obstacle,Major obstacle,No obstacle,Minor obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Public announcement/advertisement,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm cannot afford the optimal level of training,Yes,Very severe obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Major obstacle,Yes,14,86,-44,0,Yes,5,No,72,20,0,0,0,0,0,0,0,0,8,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,1,Insufficient profitability,-44,15660000,15390000,4617000,5310000,182000,77000,1539000,0,16000,65000,37000,0,0,2001000,2462000,2501000,1331000,5727000,Major obstacle,Major obstacle,No obstacle,Major obstacle,No,No,No,No,No,No,Yes,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,No obstacle,No obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,Access to land for expansion / relocation,Tax Rates,Corruption,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Too expensive,-44,Yes,International organization,-44,technological and Innovation Support,-44,No,-44,-44,Yes,No,No,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,No,Somewhat truthful,Are estimates computed with some precision, 1371370074,1370074,Barbados,Barbados,Transport,74,No,-44,-44,-44,-44,Partnership (including limited liability companies),-44,35,100,0,0,0,Predominantly men,Yes,No,32,Makes decisions in consultation with other partners,10,7,Predominantly women,Male,Female,Male,2002,No,Yes,2002,17,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,Yes,3,1,0,-44,Yes,7,3,0,-44,No,-44,-44,-44,-44,Yes,50,Yes,No,Yes,0,-44,-44,100,0,-44,0,41,59,0,Individuals,19,0,81,GUIDES,54,Local,0,Decreased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,62,38,No,-44,No,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Major obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,No obstacle,-44,Tend to agree,Tend to disagree,Tend to disagree,Tend to agree,Yes,No,-44,-44,-44,-44,Yes,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,4000,Yes,No,Yes,No,Yes,No,-44,-44,No,-44,-44,Yes,Yes,No,16,Yes,1,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,-66,108,8,0,0,100,4,0,0,59,5,0,0,0,5,0,0,0,2,5,-44,-44,-44,5,3,8,54000,8,53500,8,54000,3,43000,3,41300,3,44300,6,28000,6,27400,6,28800,8,17000,8,16800,8,17300,22,41000,22,39800,22,41800,0,-44,0,-44,0,-44,5,25000,5,25000,5,25500,0,-44,0,-44,0,-44,61,19000,63,18200,62,19200,Increase/decreased demand for goods,-44,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed secondary,Completed secondary,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed secondary,-44,-44,Completed primary school,Did not complete primary school,Important,Important,Important,Critical,Very important,Very important,Very important,Very important,Very important,Important,Important,Slightly important,Slightly important,Very important,Slightly important,Very important,Slightly important,Critical,Important,Slightly important,Very important,Critical,Very important,Important,Important,Slightly important,Slightly important,Slightly important,Very important,Very important,Very important,Important,Slightly important,Very important,Slightly important,Very important,Important,Critical,Important,Important,Very important,Very important,Very important,Important,Important,Slightly important,Critical,Slightly important,Slightly important,Very important,Very important,Critical,Slightly important,Very important,Slightly important,Very important,Not important,Not important,Very important,Not important,Critical,Critical,Very important,Slightly important,Critical,Critical,Critical,Slightly important,Very important,Very important,Critical,Slightly important,Very important,Very important,Very important,Very important,Slightly important,Important,Critical,Important,Slightly difficult,Difficult,Difficult,0,-44,Almost impossible,Difficult,Difficult,0,-44,Slightly difficult,Slightly difficult,Very difficult,2,11,Very difficult,Very difficult,Not difficult,3,9,Difficult,Difficult,Very difficult,0,-44,-44,-44,-44,-44,-44,Difficult,Slightly difficult,Slightly difficult,4,4,-44,-44,-44,-44,-44,Slightly difficult,Very difficult,Difficult,0,-44,Important,Slightly important,Not important,Important,Slightly important,Very important,Important,Slightly important,Moderate obstacle,Very severe obstacle,No obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,No obstacle,No obstacle,Public announcement/advertisement,-44,Yes to fire,No,-44,Yes,14,Yes,0,50,No,-44,Yes,Major obstacle,Very severe obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Yes,100,0,-44,0,Yes,8,No,76,12,0,0,5,0,0,0,0,0,7,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,Yes,Loan,2012,145000,5,23,Private commercial banks,No,-44,-44,-44,-44,-44,-44,-44,Yes,2,0,-44,-44,11800000,11500000,4025000,3978000,60000,20000,920000,0,6000,20000,16000,0,0,1380000,0,1739000,1666000,4174000,Minor obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,Electricity,Transportation,Tax administration,Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,-44,-44,Financial magement and tax and customs administration,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,Yes,No,No,Somewhat truthful,Are estimates computed with some precision, 1371370077,1370077,Barbados,Barbados,Hotel and restaurants,77,No,-44,-44,-44,-44,Partnership (including limited liability companies),-44,51,100,0,0,0,Equally men and women,Yes,No,34,Makes major strategic and fiancial decisions,9,7,Predominantly men,Male,Female,Female,2004,Yes,Yes,2004,22,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,Yes,3,1,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,Do not know,Yes,Yes,Yes,0,-44,-44,100,0,-44,0,0,100,42,Individuals,11,86,3,ACCOMODATION,80,National,Do not know,Decreased,Increased,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,47,53,No,-44,No,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,Yes,No,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,No obstacle,-44,Tend to disagree,Strongly agree,Strongly agree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,-44,10000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,35000,Yes,No,Yes,Yes,Yes,No,-44,-44,No,-44,-44,No,No,No,10,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,50,138,6,0,0,132,2,0,0,73,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,3,6,107000,6,105900,6,108100,7,67000,6,65700,7,68300,11,56000,10,55400,11,57100,7,33000,7,32300,7,33300,36,30000,33,30000,36,30300,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,71,16000,65,15500,71,16200,Increase/decreased demand for goods,-44,Completed college/vocational training,Completed college/vocational training,University graduate,Started but did not complete college/vocational training,University graduate,University graduate,Completed secondary,Started but did not complete college/vocational training,Completed college/vocational training,Completed secondary,-44,-44,-44,-44,-44,-44,Completed primary school,Did not complete primary school,Very important,Critical,Very important,Critical,Slightly important,Very important,Slightly important,Slightly important,Slightly important,Critical,Important,Slightly important,Slightly important,Not important,Critical,Important,Slightly important,Very important,Critical,Very important,Critical,Very important,Slightly important,Important,Slightly important,Slightly important,Not important,Very important,Important,Important,Very important,Very important,Not important,Important,Critical,Important,Critical,Very important,Important,Critical,Important,Important,Important,Very important,Critical,Slightly important,Very important,Critical,Critical,Very important,Very important,Important,Slightly important,Important,Very important,Important,Important,Slightly important,Not important,Not important,Critical,Very important,Critical,Important,Important,Very important,Not important,Very important,Very important,Very important,Critical,Very important,Very important,Important,Critical,Important,Critical,Critical,Very important,Important,Not difficult,Slightly difficult,Not difficult,2,7,Slightly difficult,Slightly difficult,Difficult,4,8,Not difficult,Difficult,Difficult,3,4,Not difficult,Very difficult,Difficult,3,2,Very difficult,Slightly difficult,Very difficult,4,9,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Very difficult,Difficult,Slightly difficult,1,4,Important,Slightly important,Critical,Not important,Critical,Very important,Not important,Very important,Very severe obstacle,Very severe obstacle,Very severe obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Very severe obstacle,No obstacle,Public announcement/advertisement,-44,Yes to fire,No,-44,Yes,9,No,-44,-44,-44,The firm cannot afford the optimal level of training,No,-44,-44,-44,-44,-44,-44,Yes,100,0,-44,0,Yes,6,No,87,7,0,0,0,0,0,0,0,0,6,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,Interest rates are not favorable,14950000,15990000,6556000,4280000,480000,1599000,1759000,0,320000,320000,320000,0,0,2239000,800000,2552000,1568000,5819000,No obstacle,Major obstacle,Minor obstacle,Major obstacle,Yes,Yes,Yes,No,No,No,No,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,Moderate obstacle,No obstacle,Very severe obstacle,No obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,Access to land for expansion / relocation,Cost of finance,Electricity,No obstacle,Yes,Yes,Yes,No,No,No,No,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,No impact,-44,-44,-44,-44,-44,-44,-44,-44,No,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,No,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,No,Large impact,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Truthful,Are taken directly from the establishment's records, 1371370082,1370082,Barbados,Barbados,Hotel and restaurants,82,No,-44,-44,-44,-44,Partnership (including limited liability companies),-44,30,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,1972,No,Yes,1972,15,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,Yes,1,1,0,-44,Yes,4,3,0,-44,No,-44,-44,-44,-44,Yes,3,Yes,Yes,Yes,0,-44,-44,100,0,-44,23,53,24,25,Individuals,11,65,24,RESTAURANT SERVICES,100,Local,5,Remained the same,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,78,22,No,-44,Yes,Yes,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,-44,Tend to agree,Strongly disagree,Strongly agree,Strongly disagree,No,-44,-44,-44,-44,-44,Yes,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,4000,Yes,No,Yes,Yes,Yes,No,-44,-44,No,-44,-44,No,Yes,No,4,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,-66,106,6,0,0,100,0,0,0,55,16,0,0,0,16,0,0,0,8,6,-44,-44,-44,6,2,6,82000,6,78700,6,82000,4,47000,4,45600,4,47900,7,36000,7,35300,7,36000,7,36000,7,35600,7,37100,23,27000,24,26200,23,27500,0,-44,0,-44,0,-44,3,18000,3,17300,3,18500,0,-44,0,-44,0,-44,72,16000,76,15400,73,16500,Economic upturn/downturn,-44,University graduate,Completed college/vocational training,Completed college/vocational training,Started but did not complete secondary,Completed college/vocational training,Completed college/vocational training,Completed secondary,Started but did not complete college/vocational training,Completed secondary,Completed college/vocational training,-44,-44,Completed college/vocational training,Started but did not complete secondary,-44,-44,Completed secondary,Started but did not complete college/vocational training,Very important,Very important,Slightly important,Important,Very important,Important,Critical,Very important,Very important,Critical,Very important,Slightly important,Slightly important,Slightly important,Very important,Important,Very important,Slightly important,Critical,Very important,Important,Very important,Very important,Slightly important,Important,Very important,Slightly important,Very important,Not important,Important,Critical,Important,Very important,Slightly important,Slightly important,Slightly important,Critical,Very important,Important,Critical,Critical,Slightly important,Important,Very important,Very important,Very important,Slightly important,Very important,Very important,Important,Important,Critical,Slightly important,Important,Not important,Important,Slightly important,Not important,Slightly important,Slightly important,Critical,Very important,Important,Critical,Critical,Important,Critical,Not important,Important,Not important,Critical,Critical,Very important,Very important,Slightly important,Important,Very important,Very important,Slightly important,Critical,Difficult,Almost impossible,Almost impossible,0,-44,Difficult,Slightly difficult,Almost impossible,5,12,Slightly difficult,Slightly difficult,Almost impossible,2,19,Difficult,Slightly difficult,Very difficult,1,5,Slightly difficult,Slightly difficult,Almost impossible,0,-44,-44,-44,-44,-44,-44,Difficult,Slightly difficult,Slightly difficult,2,1,-44,-44,-44,-44,-44,Very difficult,Difficult,Difficult,1,2,Critical,Very important,Very important,Slightly important,Important,Very important,Slightly important,Important,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Major obstacle,Major obstacle,Very severe obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,No obstacle,Moderate obstacle,Public placement office,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm cannot afford the optimal level of training,Yes,Major obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Yes,100,0,-44,0,Yes,8,No,80,20,0,0,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,Yes,Line of credit,2013,71000,5,33,Private commercial banks,Yes,Yes,No,No,No,No,-44,210,Yes,1,0,-44,-44,11424000,10656000,2984000,3456000,115000,41000,34000,60000,15000,50000,29000,0,0,852000,0,1039000,3090000,2400000,Very severe obstacle,Very severe obstacle,No obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,Major obstacle,No obstacle,Minor obstacle,No obstacle,Major obstacle,No,Yes,No,No,No,Electricity,Telecommunications,Practices of competitors in the informal sector,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,"General management, Business development and Strategies supp",-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 1371370090,1370090,Barbados,Barbados,Transport,90,No,-44,-44,-44,-44,Limited partnership,-44,51,100,0,0,0,Predominantly men,Yes,Yes,46,Delegates decisions to other partners,6,8,Predominantly women,Male,Male,Female,1970,No,No,-66,24,No,-44,-44,No,-44,-44,Yes,7,No,No,-44,-44,No,-44,-44,-44,-44,Yes,3,2,0,-44,Yes,4,4,0,-44,No,-44,-44,-44,-44,Yes,Do not know,Yes,Yes,Yes,0,-44,-44,100,0,-44,0,49,51,14,Small private firms (less than 20 employees),0,51,49,DESTINATION MANAGEMENT SERVICE,98,Local,0,Remained the same,Increased,2-5,89,11,0,1976,-99,Refusal to answer,-99,Refusal to answer,-44,-44,-44,44,56,No,-44,Yes,Yes,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,No,No,No,No,Yes,No,No,No,-44,Not important,Slightly important,Not important,Very Important,Critical,Important,Important,Yes,100,No,-44,No,-44,No,No,220000,15,No,No,Yes,Yes,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,No obstacle,-44,Tend to disagree,Tend to disagree,Strongly agree,Strongly disagree,No,-44,-44,-44,-44,-44,Yes,-44,15000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,27000,No,No,Yes,No,Yes,No,-44,-44,No,-44,-44,Yes,No,No,1,No,-44,-44,Yes,0,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,16,52,5,0,0,47,3,0,0,27,2,0,0,0,2,0,0,0,1,6,-44,-44,-44,6,0,5,100000,5,99000,5,102000,2,50000,2,49000,2,51500,3,38000,3,36900,3,38000,2,38000,2,37200,2,38800,11,32000,12,32000,11,32300,0,-44,0,-44,0,-44,2,24000,2,23000,2,24700,0,-44,0,-44,0,-44,29,25000,32,24300,29,25300,Increase/decreased demand for goods,-44,University graduate,Completed college/vocational training,Completed college/vocational training,Completed secondary,University graduate,Completed college/vocational training,Completed secondary,Started but did not complete college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed college/vocational training,-44,-44,Completed secondary,Completed primary school,Critical,Very important,Very important,Very important,Critical,Critical,Critical,Very important,Important,Slightly important,Slightly important,Slightly important,Very important,Not important,Very important,Important,Very important,Important,Critical,Very important,Very important,Very important,Not important,Not important,Not important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Not important,Very important,Slightly important,Important,Very important,Important,Critical,Important,Important,Important,Very important,Slightly important,Important,Slightly important,Very important,Very important,Slightly important,Slightly important,Very important,Slightly important,Important,Very important,Slightly important,Critical,Slightly important,Very important,Slightly important,Not important,Not important,Not important,Very important,Very important,Critical,Important,Not important,Important,Critical,Slightly important,Slightly important,Not important,Critical,Very important,Slightly important,Not important,Very important,Very important,Very important,Important,Very important,Critical,Not difficult,Not difficult,Slightly difficult,1,4,Very difficult,Difficult,Difficult,0,-44,Difficult,Difficult,Very difficult,0,-44,Slightly difficult,Slightly difficult,Very difficult,0,-44,Slightly difficult,Slightly difficult,Not difficult,0,-44,-44,-44,-44,-44,-44,Slightly difficult,Not difficult,Not difficult,0,-44,-44,-44,-44,-44,-44,Very difficult,Difficult,Very difficult,3,3,Critical,Very important,Not important,Slightly important,Important,Not important,Not important,Important,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Private placement office,-44,No,-44,-44,-44,-44,Yes,0,30,No,-44,No,-44,-44,-44,-44,-44,-44,Yes,100,0,-44,0,Yes,7,Yes,0,100,0,0,0,0,0,0,0,0,0,0,0,-44,29,0,71,0,0,0,0,0,0,0,0,0,0,0,0, ,Yes,Loan,2010,90000,7,48,Private commercial banks,Yes,Yes,No,No,No,No,-44,165,No,-44,-44,-44,Collateral requirements for loans or line of credit are unat,6344000,5720000,1716000,1808000,172000,515000,572000,57000,57000,57000,114000,0,0,515000,915000,680000,1922000,1618000,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Practices of competitors in the informal sector,Electricity,Tax administration,No obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,-44,-44,"General management, Business development and Strategies supp",-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,Yes,Yes,No,-44,-44,Yes,No,41,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Somewhat truthful,Are estimates computed with some precision, 1371370094,1370094,Barbados,Barbados,Transport,94,No,-44,-44,-44,-44,Limited partnership,-44,15,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,1984,No,Yes,1984,5,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,2,0,-44,Yes,2,2,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,Do not know,Yes,Yes,Yes,0,-44,-44,100,0,-44,18,0,82,9,Small private firms (less than 20 employees),0,40,60,CAR RENTALS,109,National,Do not know,Remained the same,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,93,7,No,-44,No,No,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Major obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,No obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,No obstacle,-44,Tend to disagree,Tend to disagree,Strongly disagree,Strongly disagree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,Yes,No,No,No,-44,-44,No,-44,-44,No,Yes,No,0,No,-44,-44,No,-44,0,-44,Yes,53,No,No,-44,-44,No,-44,-44,4,32,3,0,0,29,0,0,0,17,3,0,0,0,3,0,0,0,2,7,-44,-44,-44,7,1,3,86000,3,86000,3,86900,2,48000,2,47500,2,48500,2,41000,2,39800,2,41800,2,21000,2,20400,2,21200,9,38000,8,36900,9,39100,0,-44,0,-44,0,-44,2,25000,2,24300,2,25000,0,-44,0,-44,0,-44,15,20000,14,19800,15,20400,New products require new skills,-44,University graduate,Completed secondary,University graduate,Started but did not complete secondary,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed secondary,-44,-44,Did not complete primary school,Completed secondary,Very important,Slightly important,Very important,Slightly important,Slightly important,Very important,Slightly important,Important,Not important,Not important,Slightly important,Slightly important,Not important,Slightly important,Critical,Very important,Critical,Important,Critical,Slightly important,Very important,Important,Not important,Slightly important,Important,Very important,Slightly important,Important,Slightly important,Slightly important,Very important,Important,Important,Important,Very important,Important,Slightly important,Very important,Very important,Very important,Critical,Very important,Critical,Important,Critical,Very important,Critical,Critical,Very important,Critical,Very important,Important,Important,Very important,Important,Important,Very important,Not important,Slightly important,Not important,Slightly important,Critical,Critical,Very important,Very important,Important,Very important,Slightly important,Important,Important,Critical,Important,Slightly important,Critical,Very important,Slightly important,Critical,Very important,Very important,Slightly important,Difficult,Difficult,Difficult,0,-44,Almost impossible,Difficult,Very difficult,0,-44,Not difficult,Very difficult,Very difficult,3,14,Not difficult,Very difficult,Difficult,0,-44,Very difficult,Very difficult,Almost impossible,0,-44,-44,-44,-44,-44,-44,Slightly difficult,Difficult,Very difficult,0,-44,-44,-44,-44,-44,-44,Difficult,Difficult,Not difficult,2,2,Very important,Critical,Very important,Important,Very important,Slightly important,Important,Very important,Very severe obstacle,Minor obstacle,No obstacle,No obstacle,Major obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,No obstacle,No obstacle,Public announcement/advertisement,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm is affraid of investing in workers that after the t,Yes,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,No,0,100,-44,0,Yes,7,No,0,100,0,0,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,Yes,Loan,2011,53000,5,46,Private commercial banks,Yes,Yes,Yes,No,Yes,No,-44,285,Yes,1,0,-44,-44,3510000,3900000,1209000,1120000,4000,1000,429000,34000,39000,1000,1000,0,0,507000,468000,553000,913000,1183000,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Corruption,Tax administration,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,-44,-44,Human resources Support,-44,No,-44,-44,Yes,No,No,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,Yes,Somewhat truthful,Are taken directly from the establishment's records, 1371370097,1370097,Barbados,Barbados,Retail,97,No,-44,-44,-44,-44,Limited partnership,-44,25,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,1990,No,Yes,1990,22,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,Yes,1,1,0,-44,Yes,5,3,0,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0,-44,0,0,100,17,Individuals,24,54,22,RETAIL OF MUSIC INSTRUMENTS,100,Local,0,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,61,39,No,-44,Yes,Yes,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,No,Yes,No,No,Yes,No,Yes,No,-44,Not important,Very Important,Slightly important,Critical,Important,Very Important,Not important,Yes,100,No,-44,No,-44,No,No,28000,8,No,Yes,Yes,No,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Major obstacle,Moderate obstacle,No obstacle,-44,Strongly agree,Strongly disagree,Strongly agree,Tend to disagree,Yes,Yes,Yes,59,No,-44,Yes,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,12000,No,No,Yes,Yes,No,No,-44,-44,No,-44,-44,No,Yes,Yes,15,No,-44,-44,No,-44,0,-44,No,-44,-44,Yes,42,No,Yes,34,2,5,24,3,0,0,21,0,0,0,12,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,3,94000,3,92100,3,96800,1,50000,1,48000,1,50500,2,47000,2,45100,2,48400,1,27000,1,27000,1,27800,5,34000,5,32600,5,34000,0,-44,0,-44,0,-44,5,22000,5,21100,5,22000,0,-44,0,-44,0,-44,7,25000,7,24800,7,25800,-44,-44,University graduate,Completed secondary,University graduate,Completed college/vocational training,University graduate,Completed college/vocational training,Completed secondary,Started but did not complete college/vocational training,Completed secondary,Completed secondary,-44,-44,Completed secondary,Completed secondary,-44,-44,Completed primary school,Did not complete primary school,Slightly important,Very important,Critical,Slightly important,Critical,Important,Very important,Not important,Very important,Very important,Important,Not important,Not important,Slightly important,Critical,Critical,Important,Very important,Very important,Very important,Very important,Important,Not important,Slightly important,Important,Important,Slightly important,Not important,Important,Not important,Slightly important,Very important,Very important,Very important,Very important,Important,Critical,Important,Very important,Very important,Important,Important,Important,Important,Important,Important,Important,Very important,Critical,Slightly important,Important,Important,Slightly important,Very important,Important,Very important,Slightly important,Important,Very important,Slightly important,Very important,Important,Very important,Very important,Important,Not important,Critical,Very important,Not important,Important,Important,Critical,Very important,Slightly important,Very important,Important,Very important,Very important,Critical,Important,Not difficult,Slightly difficult,Difficult,0,-44,Not difficult,Slightly difficult,Very difficult,0,-44,Difficult,Almost impossible,Very difficult,0,-44,Very difficult,Slightly difficult,Very difficult,0,-44,Slightly difficult,Slightly difficult,Difficult,0,-44,-44,-44,-44,-44,-44,Difficult,Slightly difficult,Not difficult,0,-44,-44,-44,-44,-44,-44,Not difficult,Almost impossible,Not difficult,0,-44,Important,Important,Important,Important,Not important,Not important,Slightly important,Very important,Major obstacle,Moderate obstacle,No obstacle,No obstacle,Major obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,No obstacle,Private placement office,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm cannot afford the optimal level of training,No,-44,-44,-44,-44,-44,-44,Yes,0,100,-44,0,Yes,7,No,78,17,0,0,5,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,Yes,Loan,2012,24000,8,36,Private commercial banks,Yes,Yes,No,No,Yes,No,-44,105,Yes,2,0,-44,-44,2760000,2760000,690000,883000,55000,248000,225000,14000,55000,28000,83000,0,0,414000,0,484000,828000,1094000,Moderate obstacle,Major obstacle,Minor obstacle,Very severe obstacle,No,Yes,Yes,No,No,No,No,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Business Licensing and Permits,Electricity,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,-44,-44,Marketing and Operations support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,Yes,Truthful,Are taken directly from the establishment's records, 1371370102,1370102,Barbados,Barbados,Hotel and restaurants,102,No,-44,-44,-44,-44,Limited partnership,-44,10,100,0,0,0,Predominantly women,No,No,45,Makes decisions in consultation with other partners,7,5,Equally men and women,Male,Male,Female,1988,Yes,Yes,1988,22,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,1,0,-44,Yes,3,1,0,-44,Yes,5,4,0,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0,-44,0,53,47,25,Individuals,27,49,24,VACATION APARTMENTS,82,International,0,Decreased,Increased,More than 5,47,53,0,1990,-99,Refusal to answer,-99,Refusal to answer,-44,-44,-44,65,35,No,-44,No,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,No,No,Yes,No,No,Yes,No,No,-44,Very Important,Not important,Not important,Important,Important,Critical,Very Important,Yes,100,No,-44,No,-44,No,No,108000,7,Yes,Yes,No,No,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,No obstacle,-44,Tend to disagree,Tend to disagree,Strongly agree,Strongly agree,No,-44,-44,-44,-44,-44,Yes,-44,17000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,45000,No,No,Yes,No,Yes,No,-44,-44,No,-44,-44,Yes,Yes,No,0,Yes,4,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,-66,48,6,0,0,42,3,0,0,24,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,3,6,85000,5,82500,6,87600,2,60000,2,58200,2,61800,4,48000,4,47500,4,48000,3,48000,3,47500,3,49400,9,46000,8,45100,10,46000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,24,21000,22,20800,24,21800,Increase/decreased demand for goods,-44,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed secondary,University graduate,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed secondary,-44,-44,-44,-44,-44,-44,Completed primary school,Completed primary school,Very important,Critical,Very important,Important,Critical,Very important,Very important,Slightly important,Important,Critical,Very important,Slightly important,Slightly important,Important,Very important,Slightly important,Very important,Very important,Critical,Important,Very important,Important,Slightly important,Not important,Not important,Important,Important,Slightly important,Very important,Very important,Very important,Slightly important,Very important,Very important,Very important,Slightly important,Critical,Very important,Slightly important,Very important,Important,Important,Very important,Slightly important,Slightly important,Not important,Very important,Very important,Very important,Critical,Slightly important,Critical,Slightly important,Very important,Slightly important,Very important,Very important,Slightly important,Slightly important,Not important,Very important,Critical,Very important,Important,Slightly important,Very important,Important,Slightly important,Slightly important,Critical,Very important,Slightly important,Not important,Important,Critical,Very important,Slightly important,Very important,Critical,Important,Almost impossible,Difficult,Not difficult,0,-44,Not difficult,Almost impossible,Not difficult,0,-44,Slightly difficult,Difficult,Very difficult,1,19,Difficult,Slightly difficult,Very difficult,0,-44,Not difficult,Slightly difficult,Not difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Not difficult,Slightly difficult,Not difficult,1,1,Slightly important,Slightly important,Slightly important,Not important,Very important,Very important,Important,Very important,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Major obstacle,Major obstacle,Major obstacle,Very severe obstacle,Major obstacle,Minor obstacle,No obstacle,Moderate obstacle,Public announcement/advertisement,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm cannot afford the optimal level of training,No,-44,-44,-44,-44,-44,-44,Yes,0,100,-44,0,No,-44,Yes,45,0,38,0,17,0,0,0,0,0,0,0,0,-44,44,56,0,0,0,0,0,0,0,0,0,0,0,0,0, ,Yes,Loan,2012,55000,7,28,Private commercial banks,Yes,Yes,No,No,Yes,No,-44,165,Yes,1,0,-44,-44,5022000,5400000,1782000,1890000,63000,33000,162000,38000,5000,23000,216000,0,0,432000,648000,575000,1406000,1282000,Major obstacle,Major obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Minor obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Minor obstacle,Very severe obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,Business Licensing and Permits,Cost of finance,Inadequately educated workforce,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,-44,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,No,Yes,No,Yes,No,-44,-44,Yes,No,Yes,Truthful,Are estimates computed with some precision, 1371370119,1370119,Barbados,Barbados,Transport,119,No,-44,-44,-44,-44,Partnership (including limited liability companies),-44,70,100,0,0,0,Predominantly men,No,Yes,25,Makes decisions in consultation with other partners,10,4,All men,Male,Male,Male,1993,Yes,Yes,1993,22,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,No,Yes,4,1,0,-44,Yes,3,1,0,-44,Yes,4,2,0,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0,-44,0,0,100,8,Small private firms (less than 20 employees),19,41,40,POST TRANSPORT OF GOODS,99,Local,9,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,32,68,No,-44,No,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,-44,Tend to agree,Strongly agree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,1000,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,3,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,5,22,3,0,0,19,1,0,0,10,3,0,0,0,3,0,0,0,2,7,-44,-44,-44,7,1,3,68000,3,65300,3,68000,1,51000,1,50000,1,51000,1,34000,1,33300,1,35000,2,21000,2,20800,2,21000,3,28000,3,27700,3,28300,0,-44,0,-44,0,-44,1,21000,1,20400,1,21400,0,-44,0,-44,0,-44,14,15000,13,14700,14,15200,Economic upturn/downturn,-44,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,University graduate,University graduate,Completed secondary,Completed college/vocational training,Completed college/vocational training,Completed secondary,-44,-44,Completed college/vocational training,Started but did not complete secondary,-44,-44,Completed secondary,Completed primary school,Critical,Critical,Very important,Very important,Very important,Critical,Not important,Important,Critical,Critical,Slightly important,Important,Not important,Slightly important,Critical,Very important,Slightly important,Very important,Critical,Critical,Important,Very important,Slightly important,Important,Slightly important,Not important,Not important,Not important,Not important,Important,Very important,Critical,Critical,Critical,Critical,Very important,Critical,Very important,Slightly important,Critical,Critical,Important,Very important,Not important,Critical,Very important,Very important,Important,Very important,Very important,Very important,Slightly important,Very important,Very important,Important,Important,Not important,Not important,Important,Not important,Very important,Very important,Critical,Important,Very important,Slightly important,Important,Not important,Important,Slightly important,Very important,Critical,Very important,Slightly important,Slightly important,Very important,Very important,Very important,Very important,Very important,Not difficult,Slightly difficult,Difficult,0,-44,Difficult,Not difficult,Almost impossible,2,20,Very difficult,Almost impossible,Difficult,0,-44,Slightly difficult,Not difficult,Difficult,0,-44,Difficult,Almost impossible,Not difficult,2,10,-44,-44,-44,-44,-44,Slightly difficult,Difficult,Very difficult,0,-44,-44,-44,-44,-44,-44,Very difficult,Very difficult,Difficult,0,-44,Important,Very important,Very important,Important,Not important,Slightly important,Very important,Very important,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Major obstacle,Major obstacle,Major obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Through family/friends,-44,No,-44,-44,-44,-44,Yes,0,60,No,-44,Yes,Very severe obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Minor obstacle,Very severe obstacle,Yes,100,0,-44,0,Yes,8,Yes,70,15,0,0,15,0,0,0,0,0,0,0,0,-44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, ,Yes,Loan,2010,21000,5,45,Private commercial banks,Yes,No,Yes,No,No,No,-44,280,No,-44,-44,-44,Collateral requirements for loans or line of credit are unat,2320000,2560000,563000,678000,25000,8000,39000,17000,2000,14000,6000,0,0,26000,0,35000,410000,79000,Minor obstacle,Minor obstacle,No obstacle,Very severe obstacle,Yes,Yes,No,No,No,No,No,Major obstacle,Very severe obstacle,Major obstacle,Major obstacle,Minor obstacle,No obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,Tax administration,Access to land for expansion / relocation,Cost of finance,Minor obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,Community based organization,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 1371370125,1370125,Barbados,Barbados,Retail,125,No,-44,-44,-44,-44,Limited partnership,-44,33,100,0,0,0,Predominantly men,No,No,60,Delegates decisions to other partners,12,0,Predominantly men,Male,Male,Male,-66,No,Yes,-66,-66,No,-44,-44,No,-44,-44,Yes,13,No,No,-44,-44,Yes,3,1,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0,-44,0,36,64,0,Individuals,0,71,29,RETAIL FOOD,68,Local,Do not know,Decreased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,77,23,No,-44,Yes,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,No obstacle,-44,Tend to disagree,Tend to disagree,Tend to agree,Strongly disagree,Yes,No,-44,-44,-44,-44,Yes,-44,11000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-99,No,No,Yes,Yes,No,No,-44,-44,No,-44,-44,Yes,No,No,4,Yes,4,No,No,-44,0,-44,Yes,20,No,No,-44,-44,No,-44,-44,-66,39,5,0,0,34,0,0,0,20,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,1,5,92000,5,88300,5,93800,2,51000,2,51000,2,52000,2,36000,2,34900,2,36000,2,31000,2,31000,2,31600,5,35000,5,34700,5,35000,0,-44,0,-44,0,-44,4,22000,4,21800,4,22700,0,-44,0,-44,0,-44,19,22000,18,22000,19,22900,Increase/decreased demand for goods,-44,University graduate,Started but did not complete college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed college/vocational training,Completed secondary,-44,-44,Completed secondary,Completed primary school,Very important,Very important,Slightly important,Very important,Critical,Critical,Slightly important,Very important,Very important,Very important,Very important,Slightly important,Slightly important,Very important,Very important,Critical,Slightly important,Very important,Slightly important,Very important,Very important,Very important,Slightly important,Not important,Critical,Not important,Important,Slightly important,Not important,Slightly important,Critical,Very important,Important,Important,Very important,Very important,Critical,Very important,Critical,Critical,Very important,Very important,Very important,Slightly important,Very important,Very important,Very important,Very important,Critical,Important,Slightly important,Very important,Very important,Important,Important,Very important,Not important,Slightly important,Important,Very important,Very important,Slightly important,Slightly important,Important,Slightly important,Not important,Slightly important,Very important,Very important,Important,Important,Very important,Very important,Slightly important,Critical,Very important,Very important,Slightly important,Important,Critical,Slightly difficult,Difficult,Slightly difficult,0,-44,Almost impossible,Very difficult,Almost impossible,0,-44,Slightly difficult,Almost impossible,Almost impossible,0,-44,Slightly difficult,Difficult,Difficult,1,3,Very difficult,Difficult,Not difficult,0,-44,-44,-44,-44,-44,-44,Slightly difficult,Difficult,Not difficult,0,-44,-44,-44,-44,-44,-44,Slightly difficult,Slightly difficult,Difficult,1,2,Very important,Critical,Slightly important,Not important,Very important,Important,Slightly important,Slightly important,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Public placement office,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm cannot afford the optimal level of training,Yes,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Minor obstacle,No,100,0,-44,0,Yes,9,No,81,19,0,0,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,Collateral requirements for loans or line of credit are unat,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,0,0,269000,0,352000,1154000,757000,No obstacle,Major obstacle,Minor obstacle,Major obstacle,Yes,Yes,No,No,No,No,No,Major obstacle,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,Cost of finance,Customs and Trade Regulations,Access to finance,Minor obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Financial magement and tax and customs administration,-44,Yes,No,No,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Truthful,Are taken directly from the establishment's records, 1371370128,1370128,Barbados,Barbados,Wholesale,128,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,100,0,0,0,All women,Yes,Not applicable,100,Makes major strategic and fiancial decisions,12,1,Predominantly women,Male,Male,Male,1989,No,Yes,1989,47,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,8,4,2,-44,Yes,2,1,0,-44,Yes,10,2,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0,-44,22,29,49,0,Medium private firms (20-100 employees),0,58,42,HAND TISSUE DISTRIBUTION,18,Local,Do not know,Decreased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,42,58,No,-44,No,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,No obstacle,-44,Tend to disagree,Strongly disagree,Strongly disagree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,Yes,No,Yes,No,-44,-44,No,-44,-44,Yes,Yes,No,0,No,-44,-44,Yes,1,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,5,21,3,0,0,18,2,0,0,10,2,0,0,0,2,0,0,0,1,6,-44,-44,-44,6,0,3,20000,3,19400,3,20400,1,17000,1,16500,1,17300,2,12000,2,11500,2,12100,1,12000,1,11900,1,12000,4,11000,3,10900,4,11300,0,-44,0,-44,0,-44,1,12000,1,11600,1,12000,0,-44,0,-44,0,-44,11,8000,9,7800,11,8200,New products require new skills,-44,University graduate,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,University graduate,Started but did not complete college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed secondary,-44,-44,Completed secondary,Started but did not complete secondary,-44,-44,Completed secondary,Did not complete primary school,Slightly important,Critical,Slightly important,Important,Slightly important,Slightly important,Critical,Not important,Very important,Critical,Slightly important,Not important,Not important,Not important,Very important,Important,Slightly important,Important,Critical,Important,Very important,Very important,Slightly important,Very important,Not important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Important,Very important,Important,Critical,Very important,Critical,Very important,Very important,Slightly important,Important,Important,Very important,Not important,Important,Very important,Critical,Important,Important,Very important,Slightly important,Very important,Important,Important,Very important,Important,Not important,Slightly important,Very important,Slightly important,Important,Very important,Critical,Important,Slightly important,Not important,Slightly important,Critical,Slightly important,Critical,Very important,Important,Important,Slightly important,Slightly important,Very important,Critical,Very important,Critical,Important,Not difficult,Slightly difficult,Almost impossible,0,-44,Not difficult,Slightly difficult,Almost impossible,0,-44,Difficult,Not difficult,Very difficult,2,12,Slightly difficult,Difficult,Very difficult,0,-44,Difficult,Difficult,Difficult,0,-44,-44,-44,-44,-44,-44,Very difficult,Very difficult,Not difficult,0,-44,-44,-44,-44,-44,-44,Difficult,Not difficult,Difficult,0,-44,Slightly important,Very important,Important,Not important,Important,Very important,Important,Not important,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Private placement office,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm cannot afford the optimal level of training,No,-44,-44,-44,-44,-44,-44,Yes,100,0,-44,0,Yes,6,No,75,25,0,0,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,Yes,Loan,2011,24000,6,26,Private commercial banks,Yes,Yes,No,No,Yes,No,-44,260,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,585000,670000,241000,235000,13000,6000,58000,5000,1000,6000,3000,0,0,87000,0,109000,214000,252000,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Moderate obstacle,Major obstacle,No obstacle,Minor obstacle,Major obstacle,No obstacle,No obstacle,Major obstacle,No obstacle,Major obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,Corruption,Tax administration,Business Licensing and Permits,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not aware of this type of assistance and don't know it advan,-44,No,-44,-44,Human resources Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,Somewhat truthful,Are estimates computed with some precision, 1371370136,1370136,Barbados,Barbados,Wholesale,136,No,-44,-44,-44,-44,Limited partnership,-44,33,50,50,0,0,Predominantly men,Yes,Yes,21,Makes major strategic and fiancial decisions,7,8,Predominantly women,Male,Female,Female,2005,No,Yes,2005,9,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,Yes,1,2,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,1,Yes,No,Yes,0,-44,-44,100,0,-44,0,0,100,0,Small private firms (less than 20 employees),0,40,60,"FOOD, BEVERAGES & TOBACCO",100,Local,Do not know,Decreased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,45,55,No,-44,Yes,Yes,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,Yes,No,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,-44,Tend to agree,Tend to disagree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,10000,No,No,Yes,No,No,No,-44,-44,No,-44,-44,Yes,Yes,No,11,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,6,22,3,0,0,19,0,0,0,11,7,0,0,0,7,0,0,0,6,3,-44,-44,-44,3,1,3,92000,3,92000,3,94800,1,46000,1,46000,1,46500,2,29000,2,28700,2,29000,2,21000,2,21000,2,21000,7,26000,7,25700,7,26500,0,-44,0,-44,0,-44,1,19000,1,18200,1,19000,0,-44,0,-44,0,-44,13,14000,12,13600,13,14600,Increase demand for higher quality product,-44,University graduate,Completed college/vocational training,Completed college/vocational training,Started but did not complete secondary,Completed college/vocational training,Completed secondary,Started but did not complete college/vocational training,Started but did not complete college/vocational training,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,-44,-44,Completed primary school,Did not complete primary school,Very important,Very important,Slightly important,Not important,Slightly important,Very important,Slightly important,Important,Not important,Slightly important,Important,Slightly important,Not important,Slightly important,Very important,Slightly important,Critical,Very important,Very important,Very important,Important,Very important,Not important,Slightly important,Slightly important,Slightly important,Not important,Not important,Not important,Important,Not important,Critical,Not important,Slightly important,Very important,Very important,Critical,Critical,Very important,Very important,Critical,Important,Very important,Very important,Important,Very important,Very important,Important,Important,Important,Critical,Important,Not important,Very important,Slightly important,Very important,Not important,Slightly important,Slightly important,Slightly important,Critical,Very important,Slightly important,Slightly important,Critical,Important,Slightly important,Slightly important,Very important,Very important,Very important,Very important,Very important,Slightly important,Slightly important,Critical,Slightly important,Important,Very important,Slightly important,Not difficult,Slightly difficult,Very difficult,0,-44,Slightly difficult,Very difficult,Very difficult,0,-44,Slightly difficult,Very difficult,Difficult,0,-44,Very difficult,Not difficult,Slightly difficult,1,6,Very difficult,Slightly difficult,Difficult,0,-44,-44,-44,-44,-44,-44,Slightly difficult,Difficult,Slightly difficult,0,-44,-44,-44,-44,-44,-44,Not difficult,Almost impossible,Slightly difficult,0,-44,Very important,Slightly important,Not important,Not important,Not important,Important,Important,Important,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,No obstacle,Moderate obstacle,Through family/friends,-44,No,-44,-44,-44,-44,Yes,0,50,No,-44,No,-44,-44,-44,-44,-44,-44,Yes,0,100,-44,0,Yes,6,No,75,15,0,0,10,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,Yes,Loan,2011,23000,8,33,Private commercial banks,Yes,Yes,No,No,Yes,No,-44,135,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,2412000,2487000,895000,746000,27000,7000,136000,0,2000,10000,99000,0,0,25000,174000,27000,696000,59000,Very severe obstacle,Major obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,No obstacle,Moderate obstacle,Major obstacle,No obstacle,Moderate obstacle,No obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Electricity,Practices of competitors in the informal sector,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,"General management, Business development and Strategies supp",-44,No,-44,-44,Yes,No,No,Yes,No,Yes,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,No,Yes,No,No,Truthful,Are estimates computed with some precision, 1371370137,1370137,Barbados,Barbados,Wholesale,137,No,-44,-44,-44,-44,Partnership (including limited liability companies),-44,50,100,0,0,0,Equally men and women,Yes,Yes,27,Delegates decisions to other partners,8,12,All men,Male,Male,Male,1966,Yes,Yes,1966,17,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,1,0,-44,Yes,1,1,0,-44,Yes,6,3,0,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0,-44,40,0,60,11,Small private firms (less than 20 employees),0,63,37,PAINT AND WALLPAPER STORES,82,Local,Do not know,Remained the same,Decreased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,69,31,No,-44,No,Yes,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Major obstacle,Major obstacle,No obstacle,-44,Tend to disagree,Tend to agree,Strongly agree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,6000,No,No,No,No,No,No,-44,-44,No,-44,-44,No,No,No,2,No,-44,-44,Yes,0,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,2,35,4,0,0,31,3,0,0,18,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,2,4,89000,4,87200,4,89900,1,49000,1,49000,1,50000,2,39000,2,39000,2,39800,2,39000,2,38200,2,39800,7,28000,7,27200,7,28600,0,-44,0,-44,0,-44,2,21000,2,20400,2,21400,0,-44,0,-44,0,-44,17,14000,16,13400,17,14600,New products require new skills,-44,Started but did not complete college/vocational training,Completed secondary,Completed college/vocational training,Started but did not complete college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed secondary,Started but did not complete college/vocational training,Completed secondary,Completed secondary,-44,-44,Completed college/vocational training,Started but did not complete secondary,-44,-44,Completed secondary,Did not complete primary school,Slightly important,Very important,Very important,Slightly important,Critical,Critical,Slightly important,Important,Not important,Critical,Important,Slightly important,Slightly important,Very important,Important,Slightly important,Very important,Slightly important,Critical,Critical,Critical,Critical,Slightly important,Very important,Not important,Not important,Important,Not important,Not important,Slightly important,Very important,Slightly important,Very important,Very important,Important,Important,Critical,Very important,Critical,Slightly important,Important,Very important,Critical,Slightly important,Very important,Important,Critical,Critical,Very important,Very important,Very important,Important,Not important,Very important,Important,Important,Not important,Slightly important,Not important,Not important,Critical,Critical,Critical,Very important,Very important,Important,Very important,Not important,Very important,Important,Slightly important,Very important,Important,Important,Very important,Very important,Very important,Very important,Very important,Important,Difficult,Difficult,Difficult,0,-44,Slightly difficult,Difficult,Very difficult,0,-44,Not difficult,Slightly difficult,Difficult,0,-44,Not difficult,Almost impossible,Very difficult,0,-44,Slightly difficult,Difficult,Very difficult,1,10,-44,-44,-44,-44,-44,Very difficult,Very difficult,Not difficult,0,-44,-44,-44,-44,-44,-44,Difficult,Very difficult,Slightly difficult,4,3,Slightly important,Very important,Important,Not important,Very important,Very important,Slightly important,Not important,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,Private placement office,-44,No,-44,-44,-44,-44,Yes,0,40,No,-44,Yes,Very severe obstacle,Very severe obstacle,Major obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Yes,100,0,-44,0,Yes,6,No,74,22,0,0,0,0,0,0,0,0,4,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,Yes,Loan,2009,140000,5,56,Private commercial banks,Yes,Yes,Yes,No,No,No,-44,140,Yes,1,0,-44,-44,2441000,2625000,919000,1050000,41000,15000,244000,18000,4000,22000,53000,0,0,236000,0,281000,814000,627000,Moderate obstacle,Major obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,Major obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Cost of finance,Political environment,Minor obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,-44,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,Yes,No,No,Somewhat truthful,Are estimates computed with some precision, 1371370173,1370173,Barbados,Barbados,Construction,173,No,-44,-44,-44,-44,Limited partnership,-44,50,100,0,0,0,Equally men and women,No,No,50,Delegates decisions to other partners,13,6,Predominantly women,Female,Female,Female,1990,No,Yes,1990,6,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,1,0,-44,Yes,2,2,0,-44,Yes,10,2,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0,-44,23,63,14,0,Small private firms (less than 20 employees),27,0,73,POOL MAINTENANCE AND REPAIR,63,National,10,Remained the same,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,62,38,No,-44,Yes,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,No obstacle,-44,Strongly agree,Tend to agree,Tend to agree,Strongly agree,Yes,No,-44,-44,-44,-44,Yes,-44,2000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,Yes,No,Yes,No,-44,-44,No,-44,-44,No,Yes,No,12,No,-44,-44,No,-44,0,-44,No,-44,-44,Yes,50,No,No,-44,-44,1,22,2,0,0,20,1,0,0,11,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,1,2,61000,2,61000,2,62800,1,35000,1,34300,1,35000,1,26000,1,26000,1,26800,2,20000,2,19800,2,20400,6,46000,5,44200,6,47400,0,-44,0,-44,0,-44,1,24000,1,24000,1,24500,0,-44,0,-44,0,-44,9,27000,8,27000,9,27300,Economic upturn/downturn,-44,University graduate,University graduate,University graduate,Completed secondary,Completed college/vocational training,University graduate,Started but did not complete college/vocational training,Completed secondary,Completed secondary,Completed secondary,-44,-44,Completed secondary,Completed secondary,-44,-44,Completed primary school,Did not complete primary school,Slightly important,Critical,Slightly important,Very important,Slightly important,Very important,Critical,Very important,Critical,Important,Not important,Slightly important,Slightly important,Slightly important,Important,Very important,Very important,Very important,Very important,Critical,Important,Important,Very important,Slightly important,Very important,Very important,Slightly important,Slightly important,Very important,Important,Critical,Critical,Very important,Important,Critical,Critical,Very important,Important,Important,Important,Critical,Very important,Very important,Slightly important,Critical,Very important,Very important,Important,Important,Important,Critical,Very important,Slightly important,Important,Slightly important,Important,Important,Slightly important,Not important,Not important,Important,Critical,Important,Important,Very important,Important,Critical,Slightly important,Very important,Important,Very important,Important,Very important,Very important,Important,Very important,Critical,Important,Very important,Critical,Not difficult,Difficult,Very difficult,0,-44,Difficult,Slightly difficult,Slightly difficult,0,-44,Slightly difficult,Very difficult,Very difficult,0,-44,Slightly difficult,Slightly difficult,Difficult,2,2,Difficult,Slightly difficult,Difficult,0,-44,-44,-44,-44,-44,-44,Difficult,Difficult,Difficult,0,-44,-44,-44,-44,-44,-44,Difficult,Very difficult,Slightly difficult,0,-44,Slightly important,Important,Very important,Important,Slightly important,Important,Not important,Not important,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,No obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Major obstacle,Moderate obstacle,No obstacle,Public placement office,-44,No,-44,-44,-44,-44,Yes,0,40,Yes,-44,No,-44,-44,-44,-44,-44,-44,Yes,100,0,-44,0,Yes,6,No,78,22,0,0,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,Yes,Loan,2011,21000,8,48,Private commercial banks,Yes,Yes,No,No,No,No,-44,130,No,-44,-44,-44,Application procedures for loans or line of credit are compl,2879000,3350000,1039000,936000,13000,3000,347000,31000,1000,6000,3000,0,0,268000,369000,303000,283000,642000,Major obstacle,Moderate obstacle,Very severe obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,No obstacle,Major obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,Moderate obstacle,No obstacle,Moderate obstacle,No obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Customs and Trade Regulations,Practices of competitors in the informal sector,Inadequately educated workforce,No obstacle,Yes,Yes,Yes,No,No,Yes,No,Yes,Moderated impact,-44,-44,-44,-44,No,No impact,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,Yes,Large impact,-44,-44,Yes,Large impact,-44,-44,-44,-44,No,No impact,-44,-44,Yes,No impact,-44,-44,-44,-44,Yes,Large impact,-44,-44,No,Moderated impact,-44,-44,-44,-44,No,No impact,-44,-44,No,Large impact,-44,-44,-44,-44,No,No impact,-44,-44,No,Moderated impact,-44,-44,-44,-44,No,No impact,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,Yes,Large impact,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,No,No,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,Somewhat truthful,Are estimates computed with some precision, 1371370199,1370199,Barbados,Barbados,Hotel and restaurants,199,No,-44,-44,-44,-44,Limited partnership,-44,50,100,0,0,0,Equally men and women,Yes,Yes,21,Delegates decisions to other partners,7,11,All men,Male,Male,Male,1985,No,Yes,1985,28,No,-44,-44,Yes,25,No,No,-44,-44,Yes,3,No,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0,-44,23,59,18,26,Individuals,10,80,10,ACCOMODATION - HOTEL,75,National,Do not know,Decreased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,29,71,No,-44,Yes,Yes,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,No,No,No,Yes,No,No,No,-44,Not important,Very Important,Slightly important,Critical,Important,Very Important,Not important,Yes,100,No,-44,No,-44,Yes,Yes,92000,12,No,Yes,Yes,Yes,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Very severe obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,-44,Tend to agree,Tend to disagree,Tend to disagree,Strongly agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,10000,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,No,10,Yes,1,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,11,54,5,0,0,49,2,0,0,27,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,5,72000,5,70600,5,72700,2,55000,2,53900,2,56100,3,41000,3,40200,3,42200,4,41000,4,39800,4,41400,10,31000,9,31000,10,31900,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,30,18000,28,17500,30,18000,Economic upturn/downturn,-44,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete secondary,Completed college/vocational training,Started but did not complete college/vocational training,Completed secondary,Completed secondary,Completed college/vocational training,Completed secondary,-44,-44,-44,-44,-44,-44,Completed primary school,Completed primary school,Slightly important,Slightly important,Very important,Critical,Slightly important,Critical,Not important,Very important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Not important,Very important,Very important,Important,Very important,Very important,Important,Very important,Critical,Slightly important,Not important,Slightly important,Important,Very important,Not important,Not important,Slightly important,Very important,Important,Slightly important,Very important,Very important,Slightly important,Critical,Very important,Critical,Very important,Critical,Slightly important,Critical,Important,Critical,Important,Slightly important,Very important,Slightly important,Critical,Important,Slightly important,Very important,Slightly important,Critical,Very important,Important,Not important,Slightly important,Very important,Critical,Very important,Slightly important,Very important,Critical,Very important,Very important,Important,Critical,Important,Slightly important,Very important,Important,Not important,Critical,Very important,Very important,Very important,Very important,Critical,Difficult,Almost impossible,Very difficult,0,-44,Slightly difficult,Very difficult,Difficult,0,-44,Slightly difficult,Slightly difficult,Almost impossible,0,-44,Not difficult,Difficult,Almost impossible,0,-44,Slightly difficult,Slightly difficult,Difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Not difficult,Not difficult,Difficult,4,2,Important,Critical,Very important,Critical,Very important,Not important,Slightly important,Not important,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Very severe obstacle,Very severe obstacle,Public announcement/advertisement,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm cannot afford the optimal level of training,Yes,Very severe obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,No obstacle,Yes,100,0,-44,0,Yes,8,No,77,11,0,0,5,0,0,0,0,0,7,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,4348000,4577000,1282000,1785000,52000,26000,137000,18000,7000,24000,92000,0,0,366000,549000,414000,288000,952000,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Major obstacle,Yes,Yes,Yes,No,No,Transportation,Macroeconomic environment,Telecommunications,No obstacle,Yes,Yes,Yes,Yes,No,Yes,No,No,Large impact,Yes,Moderated impact,-44,-44,No,No impact,-44,-44,Yes,Moderated impact,No,No impact,-44,-44,Yes,No impact,-44,-44,Yes,No impact,Yes,Moderated impact,-44,-44,Yes,No impact,-44,-44,Yes,Moderated impact,Yes,Moderated impact,-44,-44,No,No impact,-44,-44,No,Moderated impact,No,Large impact,-44,-44,No,Large impact,-44,-44,Yes,Moderated impact,Yes,Moderated impact,-44,-44,No,No impact,-44,-44,Yes,Moderated impact,No,Moderated impact,-44,-44,No,No impact,-44,-44,Yes,No impact,Yes,Moderated impact,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,Yes,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,Somewhat truthful,Are estimates computed with some precision, 1371370202,1370202,Barbados,Barbados,Hotel and restaurants,202,No,-44,-44,-44,-44,Limited partnership,-44,50,50,50,0,0,Equally men and women,No,No,50,Delegates decisions to other partners,6,7,Equally men and women,Female,Female,Female,1989,Yes,Yes,1989,24,No,-44,-44,Yes,25,No,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,Yes,3,2,0,-44,Yes,7,4,0,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0,-44,30,0,70,45,Individuals,0,43,57,ACCOMODATION - HOTEL & RES,97,National,Do not know,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,88,12,No,-44,No,No,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,-44,Tend to agree,Tend to agree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,-44,58000,Yes,-44,11000,Yes,1,Outside working hours,Knife,Money,3000,A customer,No,Yes,-44,Yes,2,Outside working hours,Other,Goods or stock,1000,A customer,No,No,Fear of reprisals,Yes,1,Outside working hours,Knife,Other,4000,A fellow employee,No,No,Offenders rarely caught or prosecuted,Yes,1,Outside working hours,Firearm/gun,Money,0,Group of criminals,No,No,No loss or damage,Yes,1,Outside working hours,Other,Other,330,Group of criminals,No,No,Police could not have done anything,Yes,1,During working hours,Knife,Other,550,Group of criminals,No,No,Tried to/was unable to contact the police,Yes,4,Outside working hours,Baseball bat,Goods or stock,440,Group of criminals,Yes,No,Offenders rarely caught or prosecuted,No,-44,-44,3000,No,No,Yes,No,Yes,No,-44,-44,No,-44,-44,Yes,No,Yes,14,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,14,57,7,0,0,50,3,0,0,30,9,0,0,0,9,0,0,0,7,2,-44,-44,-44,2,0,7,72000,7,71300,7,73400,2,59000,2,58400,2,60800,3,30000,3,29700,3,30900,4,30000,4,30000,4,30900,13,28000,13,28000,13,28600,0,-44,0,-44,0,-44,3,20000,3,19400,3,20200,0,-44,0,-44,0,-44,34,16000,34,15800,34,16000,-44,-44,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,-44,-44,Completed secondary,Completed primary school,Slightly important,Critical,Very important,Very important,Critical,Very important,Very important,Not important,Critical,Very important,Important,Not important,Not important,Not important,Very important,Important,Very important,Critical,Very important,Critical,Very important,Very important,Slightly important,Very important,Very important,Very important,Slightly important,Very important,Very important,Not important,Very important,Critical,Slightly important,Slightly important,Important,Very important,Critical,Very important,Important,Critical,Critical,Critical,Slightly important,Not important,Critical,Critical,Very important,Critical,Very important,Very important,Critical,Important,Important,Very important,Not important,Important,Not important,Not important,Slightly important,Slightly important,Slightly important,Very important,Critical,Slightly important,Important,Slightly important,Very important,Slightly important,Important,Slightly important,Critical,Critical,Very important,Slightly important,Important,Slightly important,Very important,Very important,Important,Critical,Slightly difficult,Very difficult,Almost impossible,0,-44,Almost impossible,Difficult,Almost impossible,0,-44,Slightly difficult,Slightly difficult,Very difficult,0,-44,Very difficult,Not difficult,Difficult,0,-44,Slightly difficult,Difficult,Almost impossible,2,7,-44,-44,-44,-44,-44,Not difficult,Very difficult,Almost impossible,0,-44,-44,-44,-44,-44,-44,Not difficult,Difficult,Very difficult,0,-44,Slightly important,Slightly important,Not important,Important,Not important,Slightly important,Important,Important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Major obstacle,Major obstacle,Very severe obstacle,Major obstacle,Major obstacle,Schoold related network,-44,No,-44,-44,-44,-44,No,-44,-44,-44,Other,Yes,Very severe obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Yes,0,100,-44,0,Yes,7,No,81,6,0,0,5,0,0,0,0,0,8,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,Collateral requirements for loans or line of credit are unat,5580000,5625000,1406000,1798000,54000,22000,281000,56000,7000,35000,13000,0,0,169000,0,194000,1856000,435000,Minor obstacle,No obstacle,Major obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Access to finance,"Crime, theft and disorder",Transportation,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,"General management, Business development and Strategies supp",-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 1371370220,1370220,Barbados,Barbados,Transport,220,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded,-44,80,100,0,0,0,Predominantly men,No,Yes,25,Makes decisions in consultation with other partners,5,14,All men,Male,Male,Female,1988,No,Yes,1994,42,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,No,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,5,2,0,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0,-44,36,64,0,18,Small private firms (less than 20 employees),17,56,27,SHIPPING SERVICES,87,International,19,Decreased,Decreased,More than 5,0,100,0,1990,USA,,64,36,-44,-44,-44,42,58,No,-44,No,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,Yes,No,No,No,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,No obstacle,-44,Tend to agree,Strongly agree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,-44,32000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,1000,No,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,No,13,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,6,21,2,0,0,19,0,0,0,11,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,2,112000,2,110900,2,115400,1,69000,1,68300,1,69700,1,43000,1,42600,1,44300,1,43000,1,42600,1,43400,5,34000,4,33700,5,35000,0,-44,0,-44,0,-44,1,22000,1,21600,1,22400,0,-44,0,-44,0,-44,10,22000,9,22000,10,22000,Increase demand for higher quality product,-44,University graduate,Completed college/vocational training,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed secondary,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed secondary,-44,-44,Completed primary school,Did not complete primary school,Slightly important,Critical,Not important,Critical,Critical,Very important,Important,Important,Important,Important,Slightly important,Not important,Slightly important,Slightly important,Very important,Critical,Important,Important,Very important,Important,Critical,Slightly important,Important,Slightly important,Very important,Important,Not important,Slightly important,Very important,Important,Very important,Slightly important,Slightly important,Critical,Important,Very important,Very important,Important,Critical,Very important,Very important,Very important,Slightly important,Critical,Very important,Important,Critical,Very important,Very important,Very important,Very important,Not important,Very important,Very important,Important,Slightly important,Important,Important,Very important,Slightly important,Important,Critical,Critical,Critical,Very important,Important,Slightly important,Slightly important,Critical,Critical,Very important,Very important,Slightly important,Important,Important,Important,Very important,Very important,Important,Critical,Almost impossible,Difficult,Very difficult,0,-44,Difficult,Difficult,Difficult,0,-44,Very difficult,Difficult,Very difficult,0,-44,Difficult,Slightly difficult,Slightly difficult,0,-44,Very difficult,Slightly difficult,Difficult,0,-44,-44,-44,-44,-44,-44,Slightly difficult,Slightly difficult,Not difficult,0,-44,-44,-44,-44,-44,-44,Difficult,Almost impossible,Very difficult,0,-44,Very important,Very important,Very important,Not important,Important,Very important,Not important,Slightly important,Major obstacle,Major obstacle,No obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Major obstacle,Very severe obstacle,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,Private placement office,-44,Yes to fire,No,-44,Yes,1,No,-44,-44,-44,The firm does not have enough information about training pro,No,-44,-44,-44,-44,-44,-44,Yes,0,100,-44,0,Yes,6,No,56,29,0,0,15,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,1,Collateral or cosigners unacceptable,-44,2997000,3429000,994000,722000,44000,13000,343000,69000,5000,15000,7000,0,0,549000,0,697000,765000,1519000,No obstacle,No obstacle,Major obstacle,Very severe obstacle,Yes,No,Yes,Yes,Yes,Yes,No,Moderate obstacle,No obstacle,Minor obstacle,Major obstacle,Major obstacle,No obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,Access to finance,Inadequately educated workforce,Cost of finance,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed,-44,No,-44,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are estimates computed with some precision, 1371370248,1370248,Barbados,Barbados,Transport,248,Yes,4,Establishment physically separated from HQ and other establi,Yes,4,Limited partnership,-44,50,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Female,1975,No,Yes,1982,22,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,Yes,2,1,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0,-44,0,38,62,8,Small private firms (less than 20 employees),22,57,21,CAR RENTALS,100,National,4,Decreased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,57,43,No,-44,No,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Moderate obstacle,Very severe obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,No obstacle,No obstacle,-44,Tend to disagree,Tend to agree,Tend to agree,Strongly agree,Yes,Yes,No,-44,-44,-44,Yes,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,Yes,No,No,No,-44,-44,No,-44,-44,No,Yes,No,0,Yes,2,No,Yes,0,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,-66,41,4,0,0,37,0,0,0,22,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,4,69000,4,66200,4,69700,2,61000,2,59200,2,62200,2,36000,2,34600,2,36400,2,36000,2,34900,2,36700,10,39000,11,38600,11,39000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,21,17000,23,16300,21,17500,Increase demand for higher quality product,-44,Completed college/vocational training,University graduate,Completed college/vocational training,Started but did not complete college/vocational training,University graduate,Completed secondary,Completed secondary,Completed secondary,Completed college/vocational training,Completed secondary,-44,-44,-44,-44,-44,-44,Completed primary school,Did not complete primary school,Critical,Critical,Slightly important,Very important,Critical,Critical,Very important,Slightly important,Very important,Not important,Slightly important,Very important,Slightly important,Slightly important,Slightly important,Very important,Slightly important,Important,Important,Very important,Important,Critical,Not important,Very important,Very important,Very important,Not important,Not important,Not important,Very important,Very important,Slightly important,Critical,Critical,Slightly important,Critical,Very important,Critical,Slightly important,Slightly important,Important,Important,Important,Slightly important,Slightly important,Very important,Very important,Slightly important,Very important,Critical,Important,Very important,Not important,Very important,Very important,Important,Not important,Not important,Not important,Slightly important,Very important,Slightly important,Very important,Very important,Slightly important,Slightly important,Very important,Not important,Very important,Slightly important,Very important,Important,Important,Slightly important,Critical,Very important,Critical,Critical,Very important,Very important,Not difficult,Not difficult,Very difficult,0,-44,Slightly difficult,Difficult,Almost impossible,0,-44,Slightly difficult,Very difficult,Not difficult,0,-44,Not difficult,Almost impossible,Almost impossible,0,-44,Not difficult,Slightly difficult,Very difficult,2,6,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Difficult,Almost impossible,Slightly difficult,4,4,Very important,Important,Critical,Important,Very important,Slightly important,Important,Not important,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Public announcement/advertisement,-44,No,-44,-44,-44,-44,No,-44,-44,-44,Other,Yes,Major obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Yes,100,0,-44,0,No,-44,No,46,43,0,0,5,0,0,0,0,0,6,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,Yes,Loan,2010,33000,10,46,Private commercial banks,Yes,No,No,Yes,No,No,-44,110,Yes,1,0,-44,-44,5734000,5217000,2139000,1378000,3000,1000,157000,28000,52000,1000,1000,313000,0,835000,0,1019000,1409000,2395000,No obstacle,Minor obstacle,Major obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,No obstacle,Major obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,Transportation,Customs and Trade Regulations,Business Licensing and Permits,Moderate obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed,-44,Yes,International organization,-44,Human resources Support,-44,No,-44,-44,Yes,No,No,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,No,No,-44,-44,No,-44,-44,Somewhat truthful,Are estimates computed with some precision, 1371370251,1370251,Barbados,Barbados,Hotel and restaurants,251,Yes,4,Establishment physically separated from HQ and other establi,Yes,4,Limited partnership,-44,51,0,100,0,0,Predominantly men,No,Yes,37,Delegates decisions to other partners,7,11,All men,Male,Male,Male,2005,Yes,Yes,2005,11,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,1,2,-44,Yes,2,1,0,-44,Yes,8,2,0,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0,-44,0,0,100,36,Individuals,37,0,63,ACCOMODATION - HOTEL & RES,85,International,Do not know,Increased,Remained the same,More than 5,48,52,0,2005,USA,,5,95,-44,-44,-44,63,37,No,-44,No,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,No obstacle,-44,Tend to agree,Strongly agree,Tend to disagree,Tend to agree,Yes,No,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-99,No,No,No,No,Yes,No,-44,-44,No,-44,-44,No,No,No,5,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,-66,69,8,0,0,61,2,0,0,35,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,3,8,83000,8,81300,8,83000,2,56000,2,54300,2,56600,4,46000,4,44200,4,47400,3,26000,3,25200,3,26500,18,39000,18,39000,19,39400,0,-44,0,-44,0,-44,2,25000,2,24500,2,25000,0,-44,0,-44,0,-44,32,21000,32,20600,32,21400,-44,-44,Completed secondary,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed secondary,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed secondary,-44,-44,Completed secondary,Started but did not complete secondary,-44,-44,Completed secondary,Did not complete primary school,Very important,Critical,Important,Slightly important,Critical,Important,Not important,Important,Not important,Critical,Important,Slightly important,Not important,Important,Very important,Slightly important,Very important,Critical,Very important,Critical,Very important,Critical,Not important,Slightly important,Slightly important,Slightly important,Important,Not important,Very important,Not important,Not important,Important,Important,Important,Very important,Slightly important,Critical,Very important,Important,Slightly important,Very important,Very important,Important,Slightly important,Critical,Slightly important,Critical,Critical,Important,Critical,Important,Slightly important,Slightly important,Important,Not important,Important,Slightly important,Slightly important,Slightly important,Very important,Important,Important,Important,Very important,Very important,Slightly important,Very important,Important,Slightly important,Important,Very important,Important,Important,Critical,Very important,Critical,Important,Slightly important,Very important,Critical,Difficult,Not difficult,Not difficult,1,6,Not difficult,Very difficult,Almost impossible,5,18,Difficult,Very difficult,Difficult,2,15,Difficult,Very difficult,Difficult,1,10,Slightly difficult,Difficult,Difficult,3,6,-44,-44,-44,-44,-44,Difficult,Not difficult,Almost impossible,0,-44,-44,-44,-44,-44,-44,Difficult,Slightly difficult,Difficult,0,-44,Very important,Important,Not important,Slightly important,Important,Important,Not important,Important,Major obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Schoold related network,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm cannot afford the optimal level of training,Yes,Very severe obstacle,Very severe obstacle,Major obstacle,Major obstacle,Minor obstacle,Very severe obstacle,Yes,100,0,-44,0,Yes,6,No,86,9,0,0,0,0,0,0,0,0,5,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,Collateral requirements for loans or line of credit are unat,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,510000,0,1359000,0,1848000,2209000,3973000,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,Transportation,Tax administration,Cost of finance,No obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,Private independent fund,-44,technological and Innovation Support,-44,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,Yes,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 1371370255,1370255,Barbados,Barbados,Transport,255,Yes,18,Establishment physically separated from HQ and other establi,Yes,18,Partnership (including limited liability companies),-44,60,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,1986,Yes,Yes,1986,22,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,No,No,-44,-44,-44,-44,Yes,3,2,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0,-44,0,0,100,10,Small private firms (less than 20 employees),0,89,11,SHIPPING SERVICES,100,National,Do not know,Remained the same,Increased,More than 5,67,33,0,1990,-99,Refusal to answer,-99,Refusal to answer,-44,-44,-44,37,63,No,-44,No,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,No obstacle,-44,Tend to disagree,Tend to agree,Tend to agree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,3000,No,No,Yes,No,Yes,No,-44,-44,No,-44,-44,No,No,Yes,9,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,4,45,5,0,0,40,0,0,0,23,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,2,5,97000,4,95100,5,99900,2,55000,2,52800,2,55600,2,50000,2,50000,2,51000,2,30000,2,29400,2,30900,12,46000,10,46000,12,46900,0,-44,0,-44,0,-44,2,28000,2,26900,2,28300,0,-44,0,-44,0,-44,20,26000,17,25000,20,27000,Increase demand for higher quality product,-44,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed secondary,-44,-44,Completed secondary,Completed secondary,-44,-44,Completed secondary,Did not complete primary school,Important,Critical,Important,Very important,Slightly important,Very important,Very important,Slightly important,Not important,Very important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Critical,Critical,Very important,Important,Important,Very important,Very important,Slightly important,Not important,Important,Very important,Not important,Important,Important,Important,Very important,Critical,Critical,Slightly important,Critical,Critical,Critical,Important,Very important,Important,Important,Important,Slightly important,Important,Very important,Slightly important,Slightly important,Important,Critical,Slightly important,Slightly important,Very important,Slightly important,Important,Slightly important,Very important,Not important,Not important,Slightly important,Very important,Very important,Very important,Very important,Important,Slightly important,Very important,Critical,Not important,Not important,Critical,Very important,Critical,Slightly important,Important,Very important,Critical,Very important,Very important,Very important,Very important,Slightly difficult,Difficult,Difficult,0,-44,Slightly difficult,Almost impossible,Difficult,0,-44,Slightly difficult,Not difficult,Very difficult,1,8,Not difficult,Almost impossible,Difficult,0,-44,Slightly difficult,Not difficult,Difficult,0,-44,-44,-44,-44,-44,-44,Difficult,Slightly difficult,Difficult,1,1,-44,-44,-44,-44,-44,Very difficult,Slightly difficult,Not difficult,1,1,Very important,Very important,Not important,Critical,Not important,Very important,Slightly important,Very important,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Major obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Major obstacle,Minor obstacle,Very severe obstacle,Public placement office,-44,No,-44,-44,-44,-44,Yes,0,20,No,-44,No,-44,-44,-44,-44,-44,-44,Yes,0,100,-44,0,Yes,6,No,68,25,0,0,7,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,Yes,Loan,2009,43000,8,56,Private commercial banks,Yes,Yes,No,No,Yes,No,-44,120,Yes,1,0,-44,-44,7080000,8160000,3346000,1740000,49000,16000,326000,82000,3000,17000,11000,490000,0,408000,82000,551000,157000,1267000,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,No obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Macroeconomic environment,Political environment,No obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,Private independent fund,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,Somewhat truthful,Are taken directly from the establishment's records, 1371370318,1370318,Barbados,Barbados,Wholesale,318,No,-44,-44,-44,-44,Limited partnership,-44,30,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,1991,Yes,Yes,1991,22,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,2,0,-44,Yes,3,2,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,50,Yes,No,Yes,0,-44,-44,100,0,-44,0,75,25,0,Individuals,19,0,81,WHOLESALE OF GOODS,100,National,Do not know,Remained the same,Decreased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,11,89,No,-44,Yes,Yes,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Major obstacle,No obstacle,-44,Tend to agree,Tend to agree,Strongly agree,Strongly agree,No,-44,-44,-44,-44,-44,Yes,-44,21000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,2000,No,No,Yes,No,No,No,-44,-44,No,-44,-44,No,No,Yes,5,No,-44,-44,Yes,0,0,-44,Yes,4,No,No,-44,-44,Yes,24,2,-66,40,5,0,0,35,0,0,0,20,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,2,5,46000,5,44600,5,46500,1,29000,1,27800,1,29900,3,20000,3,19200,3,20000,2,12000,2,12000,2,12200,8,35000,8,35000,8,36100,0,-44,0,-44,0,-44,1,16000,1,15500,1,16300,0,-44,0,-44,0,-44,20,15000,21,14900,20,15600,Increase/decreased demand for goods,-44,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,University graduate,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed secondary,-44,-44,Completed primary school,Did not complete primary school,Very important,Very important,Not important,Very important,Critical,Very important,Critical,Very important,Critical,Slightly important,Important,Important,Slightly important,Not important,Very important,Very important,Important,Very important,Important,Very important,Important,Very important,Slightly important,Important,Very important,Important,Slightly important,Slightly important,Slightly important,Important,Important,Very important,Important,Important,Critical,Very important,Critical,Very important,Important,Slightly important,Very important,Important,Critical,Not important,Important,Critical,Very important,Very important,Very important,Critical,Very important,Not important,Very important,Very important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Not important,Very important,Critical,Important,Critical,Critical,Important,Slightly important,Very important,Not important,Very important,Slightly important,Very important,Slightly important,Important,Very important,Not important,Critical,Important,Critical,Important,Not difficult,Almost impossible,Very difficult,0,-44,Slightly difficult,Almost impossible,Difficult,0,-44,Slightly difficult,Almost impossible,Not difficult,0,-44,Very difficult,Difficult,Difficult,0,-44,Very difficult,Slightly difficult,Difficult,0,-44,-44,-44,-44,-44,-44,Slightly difficult,Difficult,Difficult,0,-44,-44,-44,-44,-44,-44,Difficult,Difficult,Difficult,1,4,Important,Critical,Important,Important,Very important,Very important,Very important,Important,Major obstacle,Very severe obstacle,Major obstacle,No obstacle,Major obstacle,Very severe obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,No obstacle,Minor obstacle,Schoold related network,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm cannot afford the optimal level of training,No,-44,-44,-44,-44,-44,-44,Yes,0,100,-44,0,Yes,6,No,78,11,0,0,11,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,Yes,Loan,2012,56000,7,36,Private commercial banks,Yes,Yes,No,No,No,No,-44,220,Yes,3,1,Concerns about level of debt already incurred,-44,3750000,3630000,726000,1160000,34000,20000,290000,22000,2000,17000,10000,0,0,653000,0,868000,1089000,2014000,Very severe obstacle,Major obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,No obstacle,Moderate obstacle,Minor obstacle,No obstacle,Very severe obstacle,Yes,No,No,No,No,Electricity,Practices of competitors in the informal sector,Access to finance,No obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,-44,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,No,Truthful,Are taken directly from the establishment's records, 1371370322,1370322,Barbados,Barbados,Hotel and restaurants,322,No,-44,-44,-44,-44,Limited partnership,-44,70,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly women,Female,Male,Female,1998,No,Yes,1998,12,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,1,1,-44,Yes,1,2,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0,-44,19,41,40,32,Individuals,14,52,34,RESTAURANT SERVICES,100,Local,Do not know,Decreased,Increased,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,61,39,No,-44,Yes,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Very severe obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,-44,Tend to agree,Tend to disagree,Strongly agree,Strongly agree,No,-44,-44,-44,-44,-44,Yes,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,1000,No,No,Yes,No,No,No,-44,-44,No,-44,-44,No,Yes,Yes,3,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,7,23,3,0,0,20,2,0,0,11,5,0,0,0,5,0,0,0,4,8,-44,-44,-44,8,0,3,70000,3,70000,3,70000,2,52000,2,51500,2,53000,1,33000,1,32700,1,33300,2,20000,2,19800,2,20600,8,32000,8,31400,8,32000,0,-44,0,-44,0,-44,1,27000,1,25900,1,27800,0,-44,0,-44,0,-44,11,21000,10,20400,11,21600,New products require new skills,-44,Completed secondary,Completed secondary,University graduate,Started but did not complete college/vocational training,Completed college/vocational training,University graduate,Completed secondary,Started but did not complete college/vocational training,Completed college/vocational training,Started but did not complete secondary,-44,-44,Completed secondary,Completed secondary,-44,-44,Completed secondary,Completed primary school,Critical,Very important,Very important,Important,Important,Slightly important,Not important,Very important,Important,Very important,Slightly important,Slightly important,Not important,Slightly important,Critical,Critical,Very important,Critical,Critical,Critical,Critical,Slightly important,Important,Slightly important,Slightly important,Very important,Not important,Important,Not important,Slightly important,Very important,Very important,Very important,Slightly important,Critical,Critical,Critical,Very important,Very important,Slightly important,Very important,Very important,Important,Not important,Important,Important,Very important,Slightly important,Very important,Slightly important,Very important,Important,Slightly important,Important,Very important,Important,Not important,Not important,Slightly important,Slightly important,Very important,Very important,Very important,Critical,Critical,Slightly important,Important,Important,Slightly important,Slightly important,Important,Very important,Important,Not important,Slightly important,Very important,Very important,Very important,Very important,Important,Slightly difficult,Almost impossible,Not difficult,0,-44,Slightly difficult,Very difficult,Difficult,0,-44,Difficult,Difficult,Almost impossible,0,-44,Very difficult,Difficult,Slightly difficult,0,-44,Difficult,Difficult,Very difficult,0,-44,-44,-44,-44,-44,-44,Slightly difficult,Difficult,Difficult,0,-44,-44,-44,-44,-44,-44,Difficult,Difficult,Difficult,0,-44,Important,Important,Important,Important,Slightly important,Very important,Slightly important,Slightly important,Major obstacle,Major obstacle,No obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Public announcement/advertisement,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm does not have enough information about training pro,Yes,Very severe obstacle,Major obstacle,Very severe obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Yes,0,100,-44,0,Yes,6,Yes,75,25,0,0,0,0,0,0,0,0,0,0,0,-44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, ,Yes,Loan,2011,10000,8,32,Private commercial banks,Yes,Yes,No,No,No,No,-44,265,No,-44,-44,-44,Collateral requirements for loans or line of credit are unat,2790000,2925000,1141000,870000,24000,9000,36000,0,2000,9000,5000,0,0,293000,0,355000,731000,799000,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,Moderate obstacle,No obstacle,Moderate obstacle,No obstacle,No obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Yes,Yes,No,No,No,Practices of competitors in the informal sector,Access to land for expansion / relocation,Access to finance,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,-44,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 1371370328,1370328,Barbados,Barbados,Hotel and restaurants,328,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,1995,No,Yes,1995,17,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,Yes,2,2,0,-44,Yes,5,4,0,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0,-44,21,0,79,36,Individuals,0,95,5,RESTAURANT,100,National,19,Decreased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,61,39,No,-44,No,Yes,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,Yes,No,No,No,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,No obstacle,-44,Tend to agree,Tend to agree,Strongly agree,Strongly agree,No,-44,-44,-44,-44,-44,No,-44,-44,Yes,-44,1000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,2,Outside working hours,Firearm/gun,Other company property,0,A customer,No,No,No loss or damage,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,5,During working hours,Baseball bat,Money,0,A fellow employee,Yes,No,No loss or damage,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,Outside working hours,Firearm/gun,Money,30,Someone working alone,Yes,No,Don't have the time; inconvenient,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-99,No,No,No,No,Yes,No,-44,-44,No,-44,-44,Yes,Yes,No,0,No,-44,-44,No,-44,0,-44,Yes,113,No,No,-44,-44,No,-44,-44,17,18,2,0,0,16,0,0,0,10,3,0,0,0,3,0,0,0,3,7,-44,-44,-44,7,0,2,59000,2,57800,2,60800,1,38000,1,37200,1,38800,1,22000,1,21300,1,22200,1,22000,1,21100,1,22000,5,18000,5,17500,5,18400,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,11,13000,12,12700,11,13100,Increase/decreased demand for goods,-44,Started but did not complete college/vocational training,Completed college/vocational training,University graduate,Completed college/vocational training,University graduate,Completed secondary,Completed secondary,Started but did not complete college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,-44,-44,-44,-44,Completed primary school,Completed primary school,Slightly important,Critical,Critical,Very important,Very important,Critical,Not important,Slightly important,Very important,Very important,Important,Slightly important,Slightly important,Not important,Very important,Slightly important,Very important,Slightly important,Important,Very important,Very important,Critical,Slightly important,Slightly important,Important,Important,Slightly important,Not important,Very important,Slightly important,Critical,Critical,Important,Very important,Very important,Very important,Critical,Important,Slightly important,Very important,Slightly important,Slightly important,Critical,Slightly important,Important,Slightly important,Slightly important,Very important,Very important,Important,Slightly important,Important,Important,Very important,Slightly important,Very important,Slightly important,Not important,Very important,Not important,Critical,Critical,Very important,Very important,Very important,Slightly important,Very important,Very important,Important,Critical,Very important,Very important,Slightly important,Slightly important,Very important,Important,Critical,Important,Very important,Very important,Not difficult,Not difficult,Very difficult,1,8,Not difficult,Not difficult,Slightly difficult,2,5,Very difficult,Difficult,Very difficult,2,10,Not difficult,Almost impossible,Very difficult,0,-44,Not difficult,Difficult,Almost impossible,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Slightly difficult,Almost impossible,Very difficult,2,4,Important,Slightly important,Important,Important,Not important,Slightly important,Important,Slightly important,Major obstacle,Moderate obstacle,No obstacle,Minor obstacle,Major obstacle,Major obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,Through family/friends,-44,No,-44,-44,-44,-44,Yes,0,20,Yes,-44,No,-44,-44,-44,-44,-44,-44,Yes,0,100,-44,0,No,-44,Yes,39,0,0,0,25,10,15,5,0,0,0,6,0,-44,33,43,0,0,0,24,0,0,0,0,0,0,0,0,0, ,Yes,Loan,2009,21000,10,55,Private commercial banks,No,-44,-44,-44,-44,-44,-44,-44,Yes,1,0,-44,-44,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,157000,0,90000,157000,119000,261000,270000,Moderate obstacle,Very severe obstacle,Moderate obstacle,Very severe obstacle,Yes,Yes,No,No,No,No,No,Minor obstacle,Major obstacle,No obstacle,No obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,No obstacle,Moderate obstacle,No obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,Access to finance,Tax administration,Access to land for expansion / relocation,Moderate obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,-44,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 1371370345,1370345,Barbados,Barbados,Hotel and restaurants,345,No,-44,-44,-44,-44,Partnership (including limited liability companies),-44,25,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,2001,Yes,Yes,2001,12,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,4,1,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0,-44,27,73,0,45,Individuals,36,64,0,ACCOMODATION -,50,National,Do not know,Increased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,86,14,No,-44,No,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,No obstacle,-44,Tend to agree,Tend to disagree,Tend to disagree,Strongly agree,No,-44,-44,-44,-44,-44,Yes,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,18000,No,No,Yes,No,Yes,No,-44,-44,No,-44,-44,No,No,No,16,Yes,1,Yes,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,25,68,7,0,0,61,0,0,0,33,10,0,0,0,10,0,0,0,8,3,-44,-44,-44,3,2,7,62000,7,59500,7,62600,2,53000,2,50900,2,53500,6,35000,6,34300,6,35400,4,29000,4,27800,4,29000,21,35000,21,34300,22,35000,0,-44,0,-44,0,-44,2,24000,2,23800,2,24200,0,-44,0,-44,0,-44,36,24000,36,23000,36,24200,-44,-44,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,University graduate,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed secondary,-44,-44,Completed primary school,Completed primary school,Critical,Critical,Slightly important,Very important,Very important,Important,Very important,Very important,Critical,Very important,Not important,Not important,Not important,Not important,Slightly important,Very important,Important,Critical,Important,Very important,Critical,Critical,Important,Slightly important,Important,Slightly important,Not important,Not important,Very important,Slightly important,Very important,Critical,Very important,Very important,Critical,Critical,Slightly important,Slightly important,Important,Critical,Very important,Critical,Important,Slightly important,Very important,Important,Very important,Important,Important,Critical,Very important,Very important,Very important,Important,Very important,Very important,Slightly important,Not important,Not important,Important,Critical,Very important,Very important,Very important,Important,Slightly important,Critical,Important,Slightly important,Important,Slightly important,Very important,Slightly important,Critical,Slightly important,Critical,Very important,Critical,Critical,Slightly important,Not difficult,Difficult,Difficult,3,4,Almost impossible,Not difficult,Very difficult,2,18,Very difficult,Almost impossible,Very difficult,2,17,Difficult,Slightly difficult,Difficult,4,2,Difficult,Not difficult,Almost impossible,3,9,-44,-44,-44,-44,-44,Difficult,Very difficult,Difficult,2,5,-44,-44,-44,-44,-44,Very difficult,Slightly difficult,Slightly difficult,4,2,Important,Important,Very important,Very important,Very important,Important,Important,Very important,Major obstacle,Major obstacle,Moderate obstacle,No obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,No obstacle,No obstacle,Public announcement/advertisement,-44,Yes to fire,No,-44,Yes,5,No,-44,-44,-44,The firm cannot afford the optimal level of training,No,-44,-44,-44,-44,-44,-44,Yes,0,100,-44,0,Yes,6,No,80,16,0,0,0,0,0,0,0,0,4,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,Yes,Loan,2012,19000,8,17,Private commercial banks,No,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,Collateral requirements for loans or line of credit are unat,7840000,7700000,1771000,2508000,385000,539000,385000,231000,77000,77000,154000,0,0,462000,0,550000,873000,1287000,No obstacle,No obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,No obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,Access to finance,Labor Regulations,Inadequately educated workforce,No obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,Local business association,-44,Human resources Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Somewhat truthful,Are estimates computed with some precision, 1371370350,1370350,Barbados,Barbados,Hotel and restaurants,350,No,-44,-44,-44,-44,Partnership (including limited liability companies),-44,40,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,1998,No,Yes,1998,12,No,-44,-44,No,-44,-44,Yes,15,No,No,-44,-44,No,-44,-44,-44,-44,Yes,2,1,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0,-44,0,40,60,21,Individuals,0,44,56,ACCOMODATION - HOTEL & RES,75,National,10,Increased,Remained the same,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,24,76,No,-44,No,No,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,-44,Strongly agree,Strongly agree,Tend to agree,Strongly agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,1000,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,1,Yes,1,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,5,20,2,0,0,18,0,0,0,9,5,0,0,0,5,0,0,0,3,1,-44,-44,-44,1,0,2,88000,2,87100,2,88900,1,65000,1,63100,1,67000,2,38000,2,37200,2,38800,2,32000,2,32000,2,33000,5,30000,4,29700,5,30000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,13,22000,12,21100,13,22200,Increase/decreased demand for goods,-44,University graduate,Completed college/vocational training,University graduate,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed secondary,-44,-44,-44,-44,-44,-44,Started but did not complete secondary,Did not complete primary school,Critical,Important,Important,Very important,Critical,Very important,Not important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Not important,Slightly important,Critical,Very important,Slightly important,Critical,Critical,Critical,Important,Critical,Important,Slightly important,Critical,Not important,Not important,Not important,Not important,Slightly important,Critical,Important,Slightly important,Critical,Very important,Critical,Important,Very important,Critical,Important,Important,Very important,Important,Important,Important,Critical,Critical,Very important,Critical,Important,Slightly important,Very important,Slightly important,Very important,Very important,Slightly important,Important,Slightly important,Very important,Slightly important,Very important,Important,Important,Critical,Critical,Very important,Important,Slightly important,Very important,Important,Very important,Slightly important,Slightly important,Very important,Very important,Critical,Very important,Very important,Critical,Slightly important,Slightly difficult,Not difficult,Very difficult,0,-44,Not difficult,Almost impossible,Not difficult,0,-44,Difficult,Almost impossible,Difficult,0,-44,Slightly difficult,Difficult,Difficult,0,-44,Difficult,Almost impossible,Difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Difficult,Difficult,Slightly difficult,0,-44,Critical,Important,Important,Slightly important,Important,Important,Not important,Not important,Minor obstacle,Major obstacle,No obstacle,No obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Major obstacle,Moderate obstacle,Public placement office,-44,Yes to fire,No,-44,Yes,2,No,-44,-44,-44,The firm cannot afford the optimal level of training,Yes,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,No,0,100,-44,0,Yes,8,Yes,0,100,0,0,0,0,0,0,0,0,0,0,0,-44,27,63,0,0,0,10,0,0,0,0,0,0,0,0,0, ,Yes,Loan,2010,90000,9,37,Private commercial banks,Yes,Yes,No,No,Yes,No,-44,110,No,-44,-44,-44,Size of loan and maturity are insufficiant,4130000,4585000,1742000,812000,41000,18000,504000,46000,4000,19000,11000,183000,0,504000,367000,600000,734000,1326000,Minor obstacle,No obstacle,Moderate obstacle,Major obstacle,Yes,No,Yes,No,No,No,No,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,Major obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,No obstacle,Minor obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Tax Rates,"Crime, theft and disorder",Moderate obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Administratie procedure is cumbersome,-44,Yes,International organization,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are estimates computed with some precision, 1371370393,1370393,Barbados,Barbados,Hotel and restaurants,393,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded,-44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly women,Female,Female,Female,2007,Yes,Yes,2007,16,Yes,20,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,Yes,2,1,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0,-44,0,60,40,26,Individuals,0,80,20,CAMPING AND ADVENTURES ACTIVIT,78,National,0,Decreased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,30,70,No,-44,No,No,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Moderate obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,No obstacle,-44,Tend to agree,Tend to disagree,Tend to agree,Strongly agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,10000,No,No,No,No,No,No,-44,-44,No,-44,-44,No,No,Yes,0,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,21,18,3,0,0,15,2,0,0,8,1,0,0,0,1,0,0,0,1,6,-44,-44,-44,6,0,3,73000,3,72300,3,73700,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,1,30000,1,29700,1,30600,3,32000,3,32000,3,33000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,12,19000,11,19000,12,19600,Increase/decreased demand for goods,-44,Completed college/vocational training,Completed secondary,-44,-44,-44,-44,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed secondary,-44,-44,-44,-44,-44,-44,Started but did not complete secondary,Started but did not complete secondary,Important,Very important,Critical,Very important,Important,Important,Very important,Very important,Important,Important,Important,Not important,Not important,Not important,Very important,Critical,Critical,Very important,Critical,Critical,Important,Critical,Not important,Not important,Not important,Important,Important,Slightly important,Important,Slightly important,Critical,Critical,Critical,Very important,Critical,Important,Very important,Very important,Important,Important,Very important,Critical,Important,Critical,Critical,Not important,Very important,Critical,Very important,Very important,Very important,Very important,Important,Important,Very important,Important,Slightly important,Important,Slightly important,Not important,Critical,Critical,Very important,Slightly important,Slightly important,Very important,Very important,Slightly important,Very important,Slightly important,Very important,Important,Important,Important,Very important,Slightly important,Very important,Slightly important,Critical,Critical,Not difficult,Slightly difficult,Difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Difficult,Almost impossible,Not difficult,0,-44,Not difficult,Slightly difficult,Very difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Slightly difficult,Difficult,Difficult,0,-44,Critical,Slightly important,Critical,Critical,Critical,Very important,Very important,Not important,Minor obstacle,Major obstacle,Minor obstacle,No obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,No obstacle,Minor obstacle,Through family/friends,-44,No,-44,-44,-44,-44,Yes,0,30,No,-44,No,-44,-44,-44,-44,-44,-44,Yes,0,100,-44,0,Yes,7,No,81,19,0,0,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,2012000,2118000,530000,593000,25000,9000,148000,0,3000,11000,85000,0,0,191000,0,229000,635000,513000,No obstacle,Minor obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Major obstacle,Major obstacle,Moderate obstacle,No obstacle,No obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,Cost of finance,Access to finance,Tax administration,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,-44,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 1371370397,1370397,Barbados,Barbados,Hotel and restaurants,397,Yes,3,Establishment physically separated from HQ and other establi,Yes,3,Shareholding company with shares traded in the stock market,-44,46,0,100,0,0,Predominantly men,No,Yes,33,Makes decisions in consultation with other partners,5,2,Predominantly women,Male,Male,Male,2008,Yes,Yes,2008,19,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,Yes,1,1,0,-44,Yes,4,2,0,-44,No,-44,-44,-44,-44,Yes,Do not know,Yes,Yes,Yes,0,-44,-44,100,0,-44,37,53,10,32,Individuals,11,33,56,ROOMS,86,International,11,Decreased,Increased,More than 5,0,100,0,2010,USA,,22,78,-44,-44,-44,73,27,No,-44,No,No,No,No,Yes,No,Yes,Other company of the sector,-44,No,No,Yes,Yes,Yes,No,-44,-44,-44,-44,Yes,No,No,Yes,No,No,No,Yes,No,-44,Critical,Slightly important,Very Important,Very Important,Slightly important,Critical,Not important,Yes,66,Yes,33,No,-44,No,No,114000,19,Yes,Yes,Yes,No,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,No obstacle,-44,Tend to disagree,Tend to disagree,Tend to agree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,3,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,During working hours,Other,Other company property,42000,A customer,Yes,No,Police could not have done anything,Yes,3,Outside working hours,Firearm/gun,Personal possessions of employees or customers,8000,A customer,No,No,No loss or damage,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,5,Outside working hours,Other,Money,54000,Group of criminals,No,Yes,-44,Yes,4,Outside working hours,Baseball bat,Money,0,Someone working alone,No,No,No loss or damage,No,-44,-44,64000,Yes,No,Yes,Yes,Yes,No,-44,-44,No,-44,-44,Yes,Yes,Yes,5,Yes,1,No,Yes,0,0,-44,No,-44,-44,No,-44,-44,Yes,12,2,200,228,18,0,0,210,1,0,0,116,11,0,0,0,11,0,0,0,6,7,-44,-44,-44,7,14,18,34000,17,32600,18,34000,14,23000,14,22100,14,23000,14,16000,14,15500,14,16500,15,16000,15,15800,16,16000,55,14000,53,13600,56,14000,0,-44,0,-44,0,-44,9,8000,9,7900,9,8200,0,-44,0,-44,0,-44,114,11000,113,10700,116,11000,New products require new skills,-44,Completed college/vocational training,Completed college/vocational training,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed secondary,Completed secondary,-44,-44,Completed college/vocational training,Completed secondary,-44,-44,Completed primary school,Completed primary school,Critical,Very important,Critical,Very important,Critical,Very important,Very important,Very important,Slightly important,Very important,Important,Not important,Very important,Very important,Very important,Important,Slightly important,Slightly important,Critical,Critical,Critical,Critical,Slightly important,Slightly important,Very important,Slightly important,Not important,Not important,Slightly important,Slightly important,Very important,Very important,Critical,Slightly important,Critical,Critical,Slightly important,Slightly important,Critical,Very important,Critical,Important,Very important,Very important,Critical,Important,Important,Critical,Critical,Slightly important,Important,Critical,Not important,Very important,Very important,Very important,Important,Slightly important,Slightly important,Not important,Very important,Very important,Critical,Very important,Very important,Slightly important,Slightly important,Important,Important,Very important,Critical,Critical,Important,Important,Slightly important,Very important,Important,Critical,Very important,Very important,Slightly difficult,Very difficult,Slightly difficult,2,7,Slightly difficult,Very difficult,Very difficult,3,19,Difficult,Not difficult,Almost impossible,2,12,Very difficult,Slightly difficult,Difficult,3,5,Very difficult,Not difficult,Difficult,3,2,-44,-44,-44,-44,-44,Difficult,Very difficult,Almost impossible,0,-44,-44,-44,-44,-44,-44,Not difficult,Very difficult,Slightly difficult,4,1,Important,Critical,Important,Important,Important,Not important,Not important,Critical,Minor obstacle,Major obstacle,No obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Major obstacle,Very severe obstacle,No obstacle,Private placement office,-44,Yes to fire,No,-44,Yes,12,Yes,0,30,No,-44,No,-44,-44,-44,-44,-44,-44,Yes,100,0,-44,0,Yes,6,No,86,10,0,0,0,0,0,0,0,0,4,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,Yes,Line of credit,2011,34000,9,16,Private commercial banks,No,-44,-44,-44,-44,-44,-44,135,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,11172000,11400000,3876000,2964000,570000,1254000,456000,342000,228000,228000,456000,0,0,1368000,1596000,1642000,1642000,3629000,No obstacle,Major obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Cost of finance,Access to finance,No obstacle,Yes,Yes,Yes,Yes,No,Yes,No,Yes,Moderated impact,Yes,No impact,-44,-44,No,No impact,-44,-44,Yes,Moderated impact,No,Moderated impact,-44,-44,No,No impact,-44,-44,Yes,No impact,Yes,No impact,-44,-44,Yes,No impact,-44,-44,Yes,Large impact,Yes,Moderated impact,-44,-44,Yes,No impact,-44,-44,No,Large impact,Yes,Large impact,-44,-44,No,Large impact,-44,-44,No,Moderated impact,Yes,Large impact,-44,-44,No,No impact,-44,-44,No,Large impact,Yes,Large impact,-44,-44,No,No impact,-44,-44,No,No impact,Yes,Moderated impact,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 1371370409,1370409,Barbados,Barbados,Hotel and restaurants,409,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded,-44,70,100,0,0,0,Predominantly men,No,No,35,Makes decisions in consultation with other partners,7,1,All men,Male,Male,Male,2005,No,Yes,2006,5,No,-44,-44,No,-44,-44,Yes,14,No,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,6,3,0,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0,-44,0,0,100,27,Individuals,20,61,19,ACCOMODATION-BABY EQUIPMENT,82,Local,13,Increased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,99,1,No,-44,No,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,Yes,No,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Major obstacle,No obstacle,Major obstacle,Major obstacle,Very severe obstacle,Minor obstacle,No obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,No obstacle,-44,Tend to agree,Tend to agree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,1000,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,1,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,3,10,1,0,0,9,0,0,0,5,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,1,67000,1,64300,1,67700,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,9,33000,9,33000,9,33700,-44,-44,Started but did not complete college/vocational training,Started but did not complete secondary,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Completed primary school,Did not complete primary school,Critical,Critical,Very important,Important,Important,Very important,Slightly important,Very important,Critical,Important,Not important,Very important,Not important,Slightly important,Important,Slightly important,Very important,Critical,Very important,Critical,Slightly important,Very important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Not important,Slightly important,Important,Very important,Important,Important,Very important,Very important,Slightly important,Very important,Critical,Slightly important,Important,Important,Slightly important,Very important,Critical,Important,Slightly important,Slightly important,Slightly important,Very important,Very important,Very important,Very important,Slightly important,Slightly important,Slightly important,Important,Slightly important,Not important,Very important,Slightly important,Very important,Very important,Important,Very important,Important,Important,Slightly important,Very important,Not important,Slightly important,Very important,Important,Very important,Very important,Critical,Very important,Critical,Very important,Critical,Very important,Difficult,Almost impossible,Difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Very difficult,Slightly difficult,Slightly difficult,0,-44,Important,Important,Very important,Not important,Not important,Not important,Not important,Very important,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Major obstacle,No obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,No obstacle,Private placement office,-44,No,-44,-44,-44,-44,Yes,0,20,No,-44,Yes,Major obstacle,Very severe obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,No obstacle,No,100,0,-44,0,Yes,7,No,0,100,0,0,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,2,2,Insufficient profitability,-44,1547000,1599000,496000,477000,17000,6000,84000,15000,2000,6000,4000,0,0,80000,32000,103000,57000,227000,Moderate obstacle,Very severe obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Very severe obstacle,Minor obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,Electricity,Macroeconomic environment,Telecommunications,Major obstacle,Yes,Yes,Yes,Yes,Yes,Yes,No,No,Moderated impact,Yes,No impact,Yes,Moderated impact,Yes,No impact,-44,-44,Yes,Large impact,No,Moderated impact,Yes,Moderated impact,Yes,No impact,-44,-44,No,No impact,Yes,No impact,Yes,No impact,Yes,No impact,-44,-44,No,Moderated impact,Yes,No impact,No,Moderated impact,Yes,Large impact,-44,-44,Yes,Moderated impact,Yes,Moderated impact,No,Moderated impact,No,Large impact,-44,-44,Yes,Moderated impact,Yes,Moderated impact,No,Moderated impact,Yes,No impact,-44,-44,Yes,Moderated impact,No,Moderated impact,No,Large impact,Yes,No impact,-44,-44,No,Moderated impact,Yes,No impact,No,Moderated impact,Yes,No impact,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are taken directly from the establishment's records, 1371370456,1370456,Barbados,Barbados,Hotel and restaurants,456,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,100,0,0,0,All women,Yes,Not applicable,100,Makes major strategic and fiancial decisions,14,0,Predominantly men,Male,Female,Male,1988,No,Yes,1988,17,No,-44,-44,No,-44,-44,Yes,12,No,No,-44,-44,No,-44,-44,-44,-44,Yes,2,1,0,-44,Yes,9,1,0,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0,-44,0,30,70,39,Individuals,0,0,100,RESTAURANT SERVICES,100,Local,Do not know,Remained the same,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,14,86,No,-44,Yes,No,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Moderate obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,No obstacle,-44,Tend to disagree,Tend to disagree,Tend to disagree,Strongly agree,Yes,No,-44,-44,-44,-44,Yes,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,9000,No,No,No,No,Yes,No,-44,-44,No,-44,-44,Yes,Yes,Yes,11,Yes,1,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,2,11,2,0,0,9,1,0,0,5,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,2,54000,2,54000,2,55600,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,9,22000,9,21100,9,22900,-44,-44,Completed secondary,Completed college/vocational training,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Completed secondary,Did not complete primary school,Critical,Slightly important,Important,Very important,Critical,Critical,Critical,Important,Critical,Not important,Slightly important,Not important,Important,Slightly important,Very important,Slightly important,Very important,Important,Important,Important,Important,Very important,Slightly important,Important,Important,Very important,Slightly important,Not important,Very important,Important,Important,Critical,Very important,Slightly important,Critical,Slightly important,Important,Critical,Very important,Very important,Important,Important,Very important,Slightly important,Very important,Slightly important,Important,Critical,Important,Very important,Very important,Critical,Not important,Very important,Very important,Very important,Not important,Not important,Slightly important,Important,Critical,Very important,Important,Very important,Very important,Very important,Very important,Slightly important,Very important,Very important,Critical,Very important,Slightly important,Slightly important,Very important,Very important,Very important,Slightly important,Critical,Very important,Slightly difficult,Difficult,Slightly difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Very difficult,Slightly difficult,Very difficult,0,-44,Important,Very important,Slightly important,Slightly important,Very important,Important,Important,Critical,Moderate obstacle,Moderate obstacle,Very severe obstacle,No obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Major obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Public placement office,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm cannot afford the optimal level of training,Yes,Major obstacle,Major obstacle,Major obstacle,Very severe obstacle,Major obstacle,Minor obstacle,No,0,100,-44,0,No,-44,No,71,24,0,0,0,0,0,0,0,0,0,5,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,Yes,Loan,2010,30000,8,42,Private commercial banks,Yes,Yes,No,No,Yes,No,-44,135,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,1243000,1243000,385000,388000,62000,75000,24000,0,12000,12000,37000,0,0,50000,0,54000,423000,123000,No obstacle,Major obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,No obstacle,Minor obstacle,Very severe obstacle,No obstacle,Very severe obstacle,No,Yes,Yes,No,No,Corruption,Access to finance,Cost of finance,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,-44,-44,Marketing and Operations support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 1371370537,1370537,Barbados,Barbados,Retail,537,No,-44,-44,-44,-44,Partnership (including limited liability companies),-44,50,100,0,0,0,All women,Yes,Yes,55,Makes major strategic and fiancial decisions,9,5,All women,Female,Female,Female,2001,No,Yes,2001,12,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,4,4,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0,-44,0,0,100,0,Individuals,0,87,13,SALE OF FINE ARTS,100,International,0,Remained the same,Increased,1,37,63,0,2003,USA,,44,56,-44,-44,-44,48,52,No,-44,Yes,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Very severe obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Major obstacle,Major obstacle,Very severe obstacle,No obstacle,-44,Tend to disagree,Strongly disagree,Tend to agree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,-44,28000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,Yes,0,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,37,2,1,5,1,0,0,4,1,0,0,2,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,1,28000,1,27400,1,28300,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,1,10000,1,9600,1,10100,0,-44,0,-44,0,-44,3,10000,3,9700,3,10100,-44,-44,University graduate,University graduate,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Completed college/vocational training,Completed secondary,-44,-44,Completed primary school,Did not complete primary school,Very important,Slightly important,Very important,Slightly important,Important,Slightly important,Very important,Slightly important,Important,Critical,Not important,Not important,Slightly important,Not important,Very important,Slightly important,Very important,Very important,Very important,Critical,Critical,Slightly important,Slightly important,Not important,Important,Slightly important,Slightly important,Slightly important,Not important,Slightly important,Very important,Very important,Slightly important,Not important,Critical,Critical,Slightly important,Important,Slightly important,Important,Very important,Critical,Critical,Slightly important,Very important,Very important,Critical,Critical,Critical,Slightly important,Slightly important,Very important,Important,Very important,Very important,Very important,Not important,Slightly important,Slightly important,Slightly important,Important,Very important,Critical,Very important,Critical,Very important,Very important,Not important,Critical,Not important,Very important,Very important,Critical,Very important,Slightly important,Important,Important,Very important,Important,Critical,Difficult,Difficult,Slightly difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Not difficult,Slightly difficult,Very difficult,0,-44,-44,-44,-44,-44,-44,Slightly difficult,Very difficult,Very difficult,0,-44,Slightly important,Important,Not important,Important,Very important,Not important,Critical,Important,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,No obstacle,Major obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,Very severe obstacle,Through family/friends,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm cannot afford the optimal level of training,Yes,Very severe obstacle,Minor obstacle,Major obstacle,Major obstacle,Very severe obstacle,Major obstacle,Yes,0,100,-44,0,No,-44,No,100,0,0,0,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,868000,854000,282000,80000,11000,4000,68000,9000,1000,4000,3000,26000,0,77000,85000,106000,197000,250000,Very severe obstacle,Very severe obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,No obstacle,No obstacle,Moderate obstacle,No obstacle,Major obstacle,No obstacle,No obstacle,No obstacle,Moderate obstacle,No obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,Electricity,Labor Regulations,Business Licensing and Permits,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,Local business association,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are taken directly from the establishment's records, 1371370578,1370578,Barbados,Barbados,Hotel and restaurants,578,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,0,100,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,1992,No,Yes,1992,16,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,10,4,0,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0,-44,0,50,50,22,Individuals,15,40,45,ACCOMODATION - VACATION APARTM,86,Local,Do not know,Decreased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,75,25,No,-44,Yes,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,Yes,No,No,Moderate obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,-44,Tend to disagree,Tend to disagree,Strongly disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,No,No,No,9,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,15,2,2,5,1,0,0,4,0,0,0,2,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,1,81000,1,77800,1,81800,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,4,28000,4,26900,4,28300,-44,-44,Completed college/vocational training,University graduate,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Did not complete primary school,Did not complete primary school,Important,Important,Very important,Important,Very important,Critical,Slightly important,Very important,Critical,Important,Not important,Slightly important,Slightly important,Slightly important,Critical,Very important,Slightly important,Critical,Very important,Important,Important,Very important,Slightly important,Not important,Slightly important,Slightly important,Not important,Slightly important,Slightly important,Slightly important,Very important,Critical,Very important,Slightly important,Critical,Important,Critical,Very important,Critical,Slightly important,Important,Important,Slightly important,Very important,Critical,Not important,Slightly important,Critical,Important,Critical,Very important,Important,Important,Important,Important,Important,Not important,Slightly important,Important,Very important,Very important,Important,Very important,Very important,Not important,Slightly important,Slightly important,Very important,Not important,Slightly important,Critical,Very important,Very important,Important,Critical,Very important,Critical,Important,Very important,Very important,Difficult,Difficult,Difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Slightly difficult,Difficult,Slightly difficult,1,2,Slightly important,Very important,Very important,Not important,Critical,Important,Slightly important,Very important,Moderate obstacle,Minor obstacle,No obstacle,Moderate obstacle,No obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Minor obstacle,Major obstacle,Minor obstacle,No obstacle,Public placement office,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm is affraid of investing in workers that after the t,Yes,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Yes,0,100,-44,0,Yes,6,No,61,29,0,0,0,10,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,Interest rates are not favorable,1369000,1277000,332000,280000,14000,5000,102000,13000,1000,5000,3000,0,0,26000,89000,36000,44000,81000,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Yes,Yes,Yes,No,No,Yes,No,No obstacle,No obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,No obstacle,No obstacle,No obstacle,Moderate obstacle,No obstacle,No obstacle,Minor obstacle,Major obstacle,No,No,Yes,No,No,Transportation,Electricity,Inadequately educated workforce,No obstacle,Yes,Yes,Yes,Yes,No,Yes,No,Yes,Moderated impact,Yes,Moderated impact,-44,-44,No,No impact,-44,-44,Yes,Moderated impact,Yes,Moderated impact,-44,-44,Yes,No impact,-44,-44,Yes,No impact,Yes,Moderated impact,-44,-44,Yes,No impact,-44,-44,No,Moderated impact,Yes,Moderated impact,-44,-44,No,No impact,-44,-44,No,Moderated impact,Yes,Moderated impact,-44,-44,Yes,No impact,-44,-44,Yes,Moderated impact,Yes,Moderated impact,-44,-44,Yes,No impact,-44,-44,Yes,Moderated impact,Yes,Moderated impact,-44,-44,No,No impact,-44,-44,Yes,Moderated impact,Yes,Moderated impact,-44,-44,Yes,No impact,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 1371370643,1370643,Barbados,Barbados,Information technology,643,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,2000,No,Yes,2000,8,No,-44,-44,Yes,20,Yes,Yes,13,No,No,-44,-44,Yes,8,3,1,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0,-44,0,0,100,5,Individuals,23,43,34,DATA PROCESSING,23,Local,0,Remained the same,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,53,47,No,-44,Yes,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Major obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,No obstacle,-44,Strongly agree,Tend to agree,Tend to agree,Strongly agree,Yes,Yes,No,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,No,1,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,2,6,1,0,0,5,0,0,0,3,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,1,51000,1,51000,1,52500,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,5,25000,5,24000,5,25500,-44,-44,Completed college/vocational training,Completed college/vocational training,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Completed primary school,Did not complete primary school,Slightly important,Very important,Important,Important,Critical,Slightly important,Slightly important,Slightly important,Critical,Critical,Slightly important,Not important,Not important,Not important,Important,Important,Very important,Very important,Important,Very important,Very important,Very important,Slightly important,Slightly important,Very important,Important,Slightly important,Slightly important,Not important,Important,Critical,Important,Very important,Slightly important,Critical,Slightly important,Very important,Very important,Very important,Important,Very important,Important,Slightly important,Not important,Critical,Critical,Important,Slightly important,Very important,Important,Very important,Important,Not important,Important,Slightly important,Important,Slightly important,Not important,Not important,Not important,Critical,Very important,Very important,Very important,Slightly important,Critical,Critical,Slightly important,Slightly important,Important,Very important,Important,Slightly important,Important,Critical,Important,Very important,Very important,Important,Slightly important,Not difficult,Slightly difficult,Slightly difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Slightly difficult,Slightly difficult,Difficult,0,-44,Important,Very important,Very important,Not important,Slightly important,Important,Critical,Slightly important,Major obstacle,Major obstacle,Moderate obstacle,No obstacle,No obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Major obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Minor obstacle,Through family/friends,-44,No,-44,-44,-44,-44,No,-44,-44,-44,Other,No,-44,-44,-44,-44,-44,-44,No,100,0,-44,0,Yes,7,Yes,65,30,0,0,0,5,0,0,0,0,0,0,0,-44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, ,Yes,Line of credit,2012,10000,7,31,Private commercial banks,No,-44,-44,-44,-44,-44,-44,-44,Yes,2,0,-44,-44,565000,585000,187000,254000,8000,2000,41000,10000,1000,2000,2000,0,0,70000,0,82000,34000,184000,No obstacle,Moderate obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Major obstacle,No obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Very severe obstacle,Yes,Yes,Yes,Yes,No,Inadequately educated workforce,Cost of finance,Tax administration,No obstacle,Yes,Yes,Yes,Yes,Yes,Yes,No,No,No impact,Yes,Large impact,No,Moderated impact,No,Moderated impact,-44,-44,No,Moderated impact,No,No impact,Yes,No impact,No,No impact,-44,-44,Yes,No impact,No,No impact,Yes,No impact,Yes,No impact,-44,-44,No,Moderated impact,Yes,Moderated impact,No,Large impact,No,No impact,-44,-44,No,Moderated impact,Yes,Moderated impact,No,Moderated impact,No,No impact,-44,-44,No,Moderated impact,Yes,Moderated impact,No,Moderated impact,Yes,No impact,-44,-44,Yes,Moderated impact,Yes,Moderated impact,No,Moderated impact,Yes,No impact,-44,-44,Yes,No impact,Yes,Moderated impact,No,Moderated impact,No,Large impact,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 1371370645,1370645,Barbados,Barbados,Retail,645,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,100,0,0,0,All women,Yes,No,100,Makes major strategic and fiancial decisions,11,24,All women,Female,Female,Female,1992,No,Yes,1992,17,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,4,3,1,-44,No,-44,-44,-44,-44,Yes,6,1,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0,-44,0,0,100,0,Individuals,0,57,43,FLOWER,87,Local,0,Remained the same,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,64,36,No,-44,Yes,Yes,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,No,No,No,No,Yes,Yes,Yes,No,-44,Critical,Slightly important,Slightly important,Important,Not important,Critical,Critical,Yes,100,No,-44,No,-44,No,No,35000,36,No,Yes,Yes,No,Very severe obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Very severe obstacle,No obstacle,-44,Tend to disagree,Strongly disagree,Strongly disagree,Tend to disagree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,4000,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,3,Yes,1,Yes,No,-44,2,-44,No,-44,-44,No,-44,-44,No,-44,-44,2,6,1,0,0,5,1,0,0,3,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,1,47000,1,45600,1,47900,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,1,24000,1,23800,1,24000,0,-44,0,-44,0,-44,4,24000,4,24000,4,24700,-44,-44,Completed secondary,University graduate,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Started but did not complete secondary,Started but did not complete college/vocational training,-44,-44,Did not complete primary school,Did not complete primary school,Slightly important,Slightly important,Critical,Very important,Very important,Critical,Important,Important,Critical,Not important,Slightly important,Slightly important,Important,Important,Critical,Critical,Critical,Slightly important,Critical,Very important,Important,Important,Slightly important,Important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Critical,Critical,Important,Slightly important,Important,Slightly important,Critical,Very important,Important,Very important,Slightly important,Very important,Very important,Important,Important,Important,Very important,Slightly important,Critical,Slightly important,Very important,Very important,Slightly important,Very important,Slightly important,Slightly important,Very important,Slightly important,Very important,Slightly important,Critical,Very important,Critical,Very important,Very important,Not important,Important,Very important,Important,Very important,Very important,Very important,Very important,Very important,Critical,Important,Important,Very important,Critical,Important,Not difficult,Almost impossible,Slightly difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Slightly difficult,Slightly difficult,Difficult,0,-44,-44,-44,-44,-44,-44,Slightly difficult,Not difficult,Slightly difficult,0,-44,Very important,Critical,Not important,Slightly important,Not important,Slightly important,Not important,Slightly important,Major obstacle,Major obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Private placement office,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm is affraid of investing in workers that after the t,Yes,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,Major obstacle,No,100,0,-44,0,No,-44,Yes,100,0,0,0,0,0,0,0,0,0,0,0,0,-44,0,39,0,0,0,0,61,0,0,0,0,0,0,0,0, ,Yes,Loan,2010,28000,7,38,Private commercial banks,No,-44,-44,-44,-44,-44,-44,-44,Yes,2,0,-44,-44,509000,581000,134000,236000,17000,52000,41000,0,6000,6000,17000,0,0,46000,81000,57000,173000,127000,Very severe obstacle,Very severe obstacle,Moderate obstacle,Very severe obstacle,No,Yes,Yes,No,No,No,No,Moderate obstacle,Major obstacle,No obstacle,No obstacle,Major obstacle,Moderate obstacle,No obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Electricity,Corruption,Practices of competitors in the informal sector,Major obstacle,Yes,Yes,Yes,Yes,No,No,No,Yes,Moderated impact,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,Yes,No impact,Yes,No impact,-44,-44,-44,-44,-44,-44,No,Moderated impact,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,No,Moderated impact,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,Yes,No impact,Yes,No impact,-44,-44,-44,-44,-44,-44,Yes,Large impact,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are estimates computed with some precision, 1371370668,1370668,Barbados,Barbados,Retail,668,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,2001,No,Yes,2001,8,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,7,1,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0,-44,0,0,100,0,Individuals,0,66,34,OFFICE SUPPLIES AND STATIONERY,100,Local,8,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,96,4,No,-44,No,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Major obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,-44,Tend to agree,Tend to agree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,8000,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,No,1,No,-44,-44,Yes,0,1,-44,No,-44,-44,No,-44,-44,No,-44,-44,3,15,3,0,0,12,0,0,0,7,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,3,56000,3,56000,3,56000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,1,32000,1,30700,1,33000,3,33000,3,33000,3,34000,0,-44,0,-44,0,-44,3,18000,3,17300,3,18000,0,-44,0,-44,0,-44,5,24000,5,24000,5,24700,-44,-44,Completed college/vocational training,University graduate,-44,-44,-44,-44,Completed secondary,Completed secondary,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed college/vocational training,Started but did not complete secondary,-44,-44,Completed primary school,Did not complete primary school,Very important,Slightly important,Very important,Not important,Important,Very important,Very important,Slightly important,Slightly important,Slightly important,Not important,Slightly important,Slightly important,Slightly important,Slightly important,Critical,Slightly important,Very important,Slightly important,Very important,Critical,Important,Not important,Slightly important,Not important,Slightly important,Slightly important,Not important,Very important,Slightly important,Important,Very important,Critical,Very important,Critical,Very important,Critical,Critical,Slightly important,Very important,Very important,Very important,Important,Important,Very important,Slightly important,Slightly important,Very important,Critical,Very important,Very important,Important,Very important,Important,Very important,Important,Slightly important,Not important,Slightly important,Very important,Critical,Very important,Very important,Critical,Slightly important,Slightly important,Critical,Not important,Very important,Very important,Important,Critical,Slightly important,Slightly important,Slightly important,Very important,Critical,Very important,Critical,Very important,Difficult,Almost impossible,Slightly difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Not difficult,Slightly difficult,Not difficult,2,4,Very difficult,Difficult,Difficult,0,-44,-44,-44,-44,-44,-44,Not difficult,Slightly difficult,Very difficult,0,-44,-44,-44,-44,-44,-44,Very difficult,Slightly difficult,Slightly difficult,0,-44,Slightly important,Very important,Not important,Not important,Very important,Very important,Slightly important,Very important,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Major obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Private placement office,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm cannot afford the optimal level of training,Yes,Major obstacle,Very severe obstacle,Major obstacle,Major obstacle,Minor obstacle,No obstacle,No,0,100,-44,0,Yes,6,No,0,100,0,0,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,Yes,Loan,2009,22000,8,51,Private commercial banks,Yes,No,No,Yes,No,No,-44,235,No,-44,-44,-44,Collateral requirements for loans or line of credit are unat,1750000,1652000,463000,492000,33000,165000,111000,14000,33000,33000,66000,0,0,215000,0,247000,34000,519000,Minor obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,Transportation,Inadequately educated workforce,Access to finance,No obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,-44,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are estimates computed with some precision, 1371370685,1370685,Barbados,Barbados,Hotel and restaurants,685,No,-44,-44,-44,-44,Partnership (including limited liability companies),-44,30,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,2009,No,Yes,2009,4,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,Yes,3,1,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0,-44,0,96,4,0,Individuals,11,49,40,HOLIDAY RENTALS,100,International,Do not know,Decreased,Decreased,More than 5,0,100,0,2009,USA,,46,54,-44,-44,-44,26,74,No,-44,Yes,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Major obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,No obstacle,-44,Tend to disagree,Strongly agree,Strongly agree,Strongly agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,Yes,0,Yes,1,No,No,-44,0,-44,No,-44,-44,Yes,55,No,No,-44,-44,4,5,1,0,0,4,0,0,0,2,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,1,11000,1,10700,1,11200,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,4,6000,4,6000,4,6100,-44,-44,Completed college/vocational training,Completed college/vocational training,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Did not complete primary school,Completed primary school,Important,Critical,Very important,Not important,Very important,Slightly important,Very important,Important,Critical,Very important,Slightly important,Very important,Very important,Not important,Slightly important,Slightly important,Very important,Very important,Very important,Slightly important,Very important,Critical,Slightly important,Very important,Slightly important,Slightly important,Slightly important,Not important,Slightly important,Not important,Very important,Very important,Slightly important,Very important,Slightly important,Slightly important,Slightly important,Very important,Slightly important,Very important,Critical,Important,Critical,Not important,Very important,Slightly important,Very important,Very important,Critical,Very important,Very important,Important,Slightly important,Very important,Not important,Important,Slightly important,Slightly important,Important,Not important,Critical,Critical,Very important,Very important,Very important,Not important,Critical,Critical,Slightly important,Very important,Slightly important,Important,Very important,Slightly important,Important,Not important,Critical,Important,Very important,Important,Very difficult,Not difficult,Slightly difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Very difficult,Difficult,Slightly difficult,0,-44,Critical,Very important,Important,Slightly important,Important,Slightly important,Important,Important,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Through family/friends,-44,No,-44,-44,-44,-44,Yes,0,30,No,-44,Yes,Major obstacle,Major obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Very severe obstacle,No,0,100,-44,0,No,-44,Yes,74,0,0,0,5,0,0,0,0,13,0,8,0,-44,20,0,0,0,0,0,0,0,0,67,0,13,0,0,0, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,1,Collateral or cosigners unacceptable,-44,124000,112000,30000,42000,3000,1000,8000,4000,2000,1000,1000,3000,26000,8000,0,10000,30000,21000,No obstacle,Major obstacle,No obstacle,Very severe obstacle,No,No,Yes,No,No,No,No,No obstacle,Moderate obstacle,No obstacle,Very severe obstacle,No obstacle,No obstacle,Very severe obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,Access to finance,"Crime, theft and disorder",Tax administration,Minor obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Too many strings attached,-44,Yes,Community based organization,-44,Marketing and Operations support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 1371370696,1370696,Barbados,Barbados,Information technology,696,No,-44,-44,-44,-44,Limited partnership,-44,33,100,0,0,0,Predominantly men,No,No,15,Makes decisions in consultation with other partners,21,6,Predominantly men,Female,Female,Female,1978,No,Yes,1978,35,Yes,17,Yes,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,1,2,-44,Yes,3,2,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0,-44,0,69,31,0,Small private firms (less than 20 employees),0,37,63,SECRETARIAL SERVICES,88,Local,0,Decreased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,48,52,No,-44,Yes,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,-44,Tend to agree,Tend to disagree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,1000,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,No,5,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,2,5,1,0,0,4,0,0,0,2,15,0,0,0,15,0,0,0,10,2,-44,-44,-44,2,0,1,26000,1,25000,1,26500,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,1,12000,1,12000,1,12100,4,14000,4,13900,4,14000,0,-44,0,-44,0,-44,1,11000,1,10900,1,11100,0,-44,0,-44,0,-44,13,6000,13,5900,13,6200,-44,-44,University graduate,Completed college/vocational training,-44,-44,-44,-44,Completed college/vocational training,Completed secondary,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed college/vocational training,Started but did not complete secondary,-44,-44,Completed primary school,Completed primary school,Very important,Important,Very important,Not important,Critical,Very important,Critical,Very important,Critical,Very important,Not important,Very important,Slightly important,Very important,Very important,Very important,Critical,Slightly important,Very important,Very important,Very important,Very important,Slightly important,Slightly important,Very important,Slightly important,Slightly important,Not important,Slightly important,Slightly important,Very important,Important,Important,Critical,Very important,Critical,Critical,Slightly important,Important,Important,Critical,Important,Important,Slightly important,Very important,Very important,Slightly important,Critical,Very important,Very important,Very important,Very important,Slightly important,Critical,Very important,Very important,Not important,Not important,Slightly important,Slightly important,Important,Critical,Very important,Important,Critical,Very important,Critical,Slightly important,Important,Slightly important,Very important,Slightly important,Slightly important,Not important,Important,Not important,Very important,Very important,Important,Important,Difficult,Slightly difficult,Slightly difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Not difficult,Slightly difficult,Very difficult,0,-44,Difficult,Not difficult,Almost impossible,0,-44,-44,-44,-44,-44,-44,Slightly difficult,Not difficult,Slightly difficult,0,-44,-44,-44,-44,-44,-44,Not difficult,Not difficult,Not difficult,0,-44,Critical,Slightly important,Important,Important,Very important,Important,Slightly important,Slightly important,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Through family/friends,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm cannot afford the optimal level of training,No,-44,-44,-44,-44,-44,-44,Yes,100,0,-44,0,No,-44,Yes,42,23,0,0,35,0,0,0,0,0,0,0,0,-44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, ,Yes,Loan,2010,12000,8,36,Private commercial banks,No,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,Collateral requirements for loans or line of credit are unat,388000,400000,93000,173000,13000,20000,18000,5000,3000,5000,38000,0,0,8000,0,9000,50000,22000,No obstacle,Major obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Moderate obstacle,No obstacle,No obstacle,Minor obstacle,No obstacle,Moderate obstacle,Minor obstacle,No obstacle,Moderate obstacle,No obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,Electricity,Tax administration,Access to finance,No obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 1371370700,1370700,Barbados,Barbados,Retail,700,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded,-44,33,100,0,0,0,Predominantly men,No,Yes,51,Delegates decisions to other partners,10,10,Equally men and women,Male,Male,Male,1982,No,Yes,1995,27,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,Yes,1,1,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,65,Yes,Yes,Yes,0,-44,-44,100,0,-44,0,78,22,19,Individuals,10,90,0,SALES OF CLEANING PRODUCTS,11,Local,0,Remained the same,Remained the same,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,10,90,No,-44,No,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,No obstacle,-44,Tend to agree,Strongly disagree,Tend to agree,Tend to disagree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,1000,No,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,Yes,3,Yes,1,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,1,17,3,0,0,14,0,0,0,7,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,3,69000,3,66900,3,69000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,1,24000,1,23800,1,24500,3,42000,3,41200,3,42400,0,-44,0,-44,0,-44,4,28000,4,27400,4,28800,0,-44,0,-44,0,-44,6,22000,5,21100,6,22900,Increase demand for higher quality product,-44,Completed college/vocational training,University graduate,-44,-44,-44,-44,Completed college/vocational training,Completed secondary,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed secondary,-44,-44,Started but did not complete college/vocational training,Completed primary school,Very important,Very important,Slightly important,Important,Critical,Very important,Slightly important,Slightly important,Important,Slightly important,Not important,Important,Slightly important,Slightly important,Important,Slightly important,Critical,Very important,Important,Very important,Very important,Very important,Important,Slightly important,Very important,Very important,Not important,Slightly important,Not important,Very important,Very important,Important,Very important,Not important,Critical,Very important,Critical,Slightly important,Important,Important,Slightly important,Important,Critical,Slightly important,Slightly important,Very important,Slightly important,Very important,Very important,Slightly important,Slightly important,Not important,Important,Important,Slightly important,Important,Slightly important,Not important,Very important,Slightly important,Slightly important,Critical,Very important,Very important,Slightly important,Slightly important,Very important,Slightly important,Important,Important,Very important,Critical,Very important,Slightly important,Very important,Not important,Very important,Very important,Important,Very important,Slightly difficult,Almost impossible,Slightly difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Not difficult,Not difficult,Difficult,0,-44,Slightly difficult,Difficult,Almost impossible,0,-44,-44,-44,-44,-44,-44,Difficult,Not difficult,Not difficult,2,1,-44,-44,-44,-44,-44,Slightly difficult,Slightly difficult,Slightly difficult,1,1,Critical,Very important,Important,Important,Important,Very important,Very important,Not important,Moderate obstacle,Very severe obstacle,No obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Through family/friends,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm does not have enough information about training pro,Yes,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Yes,100,0,-44,0,Yes,9,No,0,95,0,0,0,5,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,Collateral requirements for loans or line of credit are unat,1815000,2025000,608000,590000,19000,8000,81000,41000,2000,10000,5000,0,0,223000,0,259000,648000,609000,No obstacle,No obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Tax administration,Access to finance,Business Licensing and Permits,No obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Too expensive,-44,Yes,International organization,-44,"General management, Business development and Strategies supp",-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 1371370702,1370702,Barbados,Barbados,Transport,702,No,-44,-44,-44,-44,Partnership (including limited liability companies),-44,70,100,0,0,0,Predominantly men,No,No,70,Makes major strategic and fiancial decisions,12,5,All men,Male,Male,Male,2000,No,Yes,2002,18,No,-44,-44,No,-44,-44,Yes,14,No,No,-44,-44,Yes,2,1,0,-44,No,-44,-44,-44,-44,Yes,6,1,0,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0,-44,0,0,100,4,Small private firms (less than 20 employees),0,0,100,CAR RENTALS,86,Local,11,Decreased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,97,3,No,-44,Yes,Yes,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,Yes,No,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,No obstacle,-44,Tend to agree,Tend to disagree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,No,No,4,Yes,1,No,No,-44,1,-44,No,-44,-44,No,-44,-44,No,-44,-44,5,9,1,0,0,8,0,0,0,5,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,1,78000,1,75700,1,78000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,8,21000,7,20200,8,21400,Economic upturn/downturn,-44,Completed college/vocational training,Completed college/vocational training,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Did not complete primary school,Completed primary school,Very important,Important,Critical,Very important,Very important,Critical,Very important,Slightly important,Slightly important,Very important,Important,Slightly important,Very important,Not important,Important,Important,Very important,Very important,Critical,Important,Critical,Critical,Not important,Slightly important,Very important,Very important,Slightly important,Not important,Not important,Not important,Critical,Important,Critical,Important,Very important,Critical,Important,Important,Critical,Critical,Important,Slightly important,Slightly important,Slightly important,Critical,Not important,Very important,Critical,Critical,Very important,Critical,Not important,Very important,Very important,Very important,Very important,Slightly important,Slightly important,Important,Slightly important,Important,Critical,Critical,Critical,Important,Slightly important,Critical,Slightly important,Critical,Very important,Important,Very important,Important,Slightly important,Critical,Critical,Very important,Critical,Critical,Very important,Not difficult,Very difficult,Difficult,1,7,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Difficult,Slightly difficult,Slightly difficult,0,-44,Very important,Very important,Important,Slightly important,Important,Not important,Slightly important,Important,Major obstacle,Moderate obstacle,No obstacle,No obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Minor obstacle,Major obstacle,Major obstacle,No obstacle,Moderate obstacle,Private placement office,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm cannot afford the optimal level of training,Yes,Major obstacle,Major obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No,100,0,-44,0,No,-44,Yes,95,0,0,0,5,0,0,0,0,0,0,0,0,-44,39,61,0,0,0,0,0,0,0,0,0,0,0,0,0, ,Yes,Loan,2011,14000,10,36,Private commercial banks,No,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,1665000,1830000,641000,312000,4000,2000,55000,3000,37000,2000,1000,0,0,275000,0,369000,439000,841000,No obstacle,Minor obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Very severe obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,Very severe obstacle,Major obstacle,No obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,Cost of finance,Tax administration,Access to finance,No obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,-44,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 1371370733,1370733,Barbados,Barbados,Information technology,733,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Male,Female,Female,1998,No,Yes,1998,27,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,Yes,2,2,0,-44,Yes,8,1,0,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0,-44,0,53,47,13,Small private firms (less than 20 employees),17,46,37,COMPUTER SERVICES,79,Local,0,Decreased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,91,9,No,-44,Yes,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Major obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,No obstacle,-44,Tend to disagree,Tend to disagree,Strongly agree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,1000,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,2,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,1,5,1,0,0,4,1,0,0,2,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,1,22000,1,21600,1,22000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,4,12000,4,11900,4,12200,-44,-44,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Did not complete primary school,Did not complete primary school,Important,Critical,Very important,Slightly important,Slightly important,Important,Slightly important,Slightly important,Very important,Very important,Very important,Slightly important,Slightly important,Slightly important,Critical,Important,Critical,Important,Slightly important,Very important,Critical,Very important,Slightly important,Slightly important,Critical,Important,Important,Slightly important,Not important,Very important,Important,Very important,Important,Important,Very important,Critical,Very important,Very important,Very important,Critical,Very important,Very important,Critical,Not important,Important,Slightly important,Very important,Critical,Very important,Very important,Very important,Slightly important,Very important,Very important,Slightly important,Important,Very important,Not important,Slightly important,Slightly important,Very important,Critical,Critical,Slightly important,Critical,Important,Very important,Very important,Slightly important,Important,Very important,Critical,Very important,Slightly important,Very important,Critical,Slightly important,Important,Critical,Very important,Difficult,Difficult,Difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Not difficult,Very difficult,Slightly difficult,0,-44,Very important,Slightly important,Not important,Slightly important,Very important,Slightly important,Not important,Not important,Major obstacle,Major obstacle,No obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Through family/friends,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm does not have enough information about training pro,Yes,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Major obstacle,No,0,100,-44,0,Yes,6,No,77,13,0,0,0,10,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,149000,161000,35000,66000,5000,10000,11000,5000,2000,3000,6000,0,0,2000,0,2000,50000,4000,Minor obstacle,Very severe obstacle,Minor obstacle,Major obstacle,Yes,Yes,Yes,Yes,No,No,No,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Moderate obstacle,No obstacle,Moderate obstacle,No obstacle,Moderate obstacle,No obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,Tax administration,Access to land for expansion / relocation,Electricity,No obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not aware of this type of assistance and don't know it advan,-44,No,-44,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are estimates computed with some precision, 1371370776,1370776,Barbados,Barbados,Hotel and restaurants,776,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All women,Female,Female,Female,2006,No,Yes,2006,9,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,3,2,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0,-44,0,0,100,29,Individuals,0,84,16,HOTEL & RESORT,79,Local,0,Increased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,100,0,No,-44,No,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,Yes,No,No,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,No obstacle,-44,Tend to disagree,Tend to agree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,5000,No,No,Yes,No,No,No,-44,-44,No,-44,-44,No,No,No,0,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,-66,8,1,0,0,7,0,0,0,4,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,1,88000,1,86200,1,88900,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,7,27000,7,26200,7,27500,-44,-44,Completed college/vocational training,Completed college/vocational training,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Did not complete primary school,Completed primary school,Very important,Very important,Critical,Important,Very important,Very important,Very important,Critical,Critical,Very important,Very important,Not important,Slightly important,Slightly important,Very important,Very important,Important,Very important,Critical,Important,Very important,Very important,Slightly important,Important,Slightly important,Not important,Not important,Slightly important,Not important,Slightly important,Very important,Slightly important,Slightly important,Very important,Very important,Very important,Very important,Critical,Very important,Very important,Slightly important,Very important,Critical,Not important,Critical,Critical,Very important,Critical,Critical,Important,Slightly important,Important,Slightly important,Very important,Important,Important,Slightly important,Not important,Slightly important,Important,Important,Slightly important,Critical,Very important,Slightly important,Very important,Very important,Slightly important,Very important,Slightly important,Critical,Very important,Very important,Slightly important,Important,Important,Important,Critical,Critical,Slightly important,Slightly difficult,Very difficult,Very difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Very difficult,Not difficult,Not difficult,0,-44,Important,Important,Not important,Important,Important,Not important,Not important,Slightly important,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,Through family/friends,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm cannot afford the optimal level of training,Yes,Very severe obstacle,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Yes,0,100,-44,0,Yes,6,No,80,10,0,0,10,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,1000000,944000,340000,294000,19000,76000,104000,19000,19000,9000,28000,19000,0,104000,0,129000,264000,272000,Moderate obstacle,Moderate obstacle,Very severe obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,No obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,Transportation,Customs and Trade Regulations,"Crime, theft and disorder",No obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,Local business association,-44,"General management, Business development and Strategies supp",-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are estimates computed with some precision, 1371370802,1370802,Barbados,Barbados,Retail,802,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded,-44,48,35,0,0,65,Predominantly men,No,No,35,Makes major strategic and fiancial decisions,5,8,Predominantly men,Male,Female,Female,2008,No,Yes,2007,12,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,7,4,0,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0,-44,25,73,2,7,Individuals,0,0,100,CRICKET GAME CLOTHES,100,International,0,Remained the same,Remained the same,More than 5,45,55,0,2008,USA,,61,39,-44,-44,-44,15,85,No,-44,No,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,No obstacle,-44,Strongly disagree,Tend to disagree,Tend to disagree,Strongly agree,No,-44,-44,-44,-44,-44,Yes,3,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,No,No,Yes,0,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,2,5,1,0,0,4,0,0,0,2,12,0,0,0,11,0,0,0,6,3,-44,-44,-44,3,0,1,15000,1,14400,1,15500,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,1,5000,1,5000,1,5100,4,5000,3,5000,4,5200,0,-44,0,-44,0,-44,4,6000,3,6000,4,6200,0,-44,0,-44,0,-44,7,5000,6,4900,7,5200,Economic upturn/downturn,-44,University graduate,Completed secondary,-44,-44,-44,-44,Started but did not complete college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed secondary,-44,-44,Completed college/vocational training,Started but did not complete secondary,-44,-44,Completed primary school,Completed primary school,Very important,Slightly important,Important,Important,Very important,Slightly important,Slightly important,Very important,Critical,Very important,Not important,Very important,Important,Very important,Slightly important,Critical,Critical,Very important,Important,Important,Important,Slightly important,Slightly important,Important,Critical,Critical,Not important,Not important,Very important,Not important,Slightly important,Very important,Slightly important,Very important,Critical,Critical,Very important,Slightly important,Slightly important,Slightly important,Important,Slightly important,Important,Not important,Very important,Important,Slightly important,Very important,Slightly important,Very important,Very important,Very important,Not important,Important,Critical,Important,Important,Not important,Not important,Important,Very important,Very important,Critical,Slightly important,Very important,Not important,Slightly important,Slightly important,Important,Slightly important,Critical,Very important,Slightly important,Important,Very important,Slightly important,Very important,Very important,Critical,Very important,Not difficult,Slightly difficult,Not difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Slightly difficult,Slightly difficult,Difficult,0,-44,Slightly difficult,Difficult,Difficult,0,-44,-44,-44,-44,-44,-44,Slightly difficult,Slightly difficult,Very difficult,0,-44,-44,-44,-44,-44,-44,Difficult,Almost impossible,Very difficult,0,-44,Critical,Very important,Slightly important,Slightly important,Important,Critical,Slightly important,Not important,Major obstacle,Minor obstacle,Minor obstacle,No obstacle,Major obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Minor obstacle,Public announcement/advertisement,-44,No,-44,-44,-44,-44,Yes,0,30,No,-44,No,-44,-44,-44,-44,-44,-44,Yes,100,0,-44,0,Yes,6,No,0,20,0,30,40,10,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,Yes,Loan,2011,22000,7,26,Private commercial banks,No,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,111000,130000,31000,73000,3000,1000,6000,0,3000,1000,1000,0,0,3000,0,4000,13000,9000,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Major obstacle,No obstacle,-44,-44,-44,-44,-44,"Crime, theft and disorder",Electricity,Corruption,Very severe obstacle,Yes,Yes,No,No,Yes,Yes,Yes,-44,-44,-44,-44,No,Moderated impact,Yes,No impact,No,No impact,-44,-44,-44,-44,Yes,Moderated impact,No,No impact,Yes,Moderated impact,-44,-44,-44,-44,Yes,No impact,Yes,No impact,No,No impact,-44,-44,-44,-44,No,Moderated impact,Yes,No impact,No,No impact,-44,-44,-44,-44,No,Moderated impact,No,No impact,No,No impact,-44,-44,-44,-44,No,Moderated impact,No,No impact,No,No impact,-44,-44,-44,-44,No,Moderated impact,No,Moderated impact,No,Moderated impact,-44,-44,-44,-44,No,Moderated impact,No,No impact,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 1371370826,1370826,Barbados,Barbados,Hotel and restaurants,826,No,-44,-44,-44,-44,Partnership (including limited liability companies),-44,50,100,0,0,0,Equally men and women,Yes,No,47,Delegates decisions to other partners,8,10,Predominantly men,Male,Male,Female,2000,Yes,Yes,2000,22,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,1,2,-44,Yes,1,1,0,-44,Yes,4,1,0,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0,-44,0,77,23,30,Individuals,0,37,63,RETAURANT,53,Local,Do not know,Remained the same,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,65,35,No,-44,No,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,No,No,Yes,No,No,Yes,No,No,-44,Slightly important,Important,Slightly important,Critical,Not important,Important,Important,Yes,100,No,-44,No,-44,No,No,48000,7,Yes,Yes,Yes,No,Moderate obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,No obstacle,-44,Strongly agree,Strongly disagree,Tend to agree,Strongly agree,No,-44,-44,-44,-44,-44,Yes,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,9000,Yes,No,Yes,No,No,No,-44,-44,No,-44,-44,No,Yes,No,9,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,20,51,6,0,0,45,2,0,0,25,3,0,0,0,3,0,0,0,2,2,-44,-44,-44,2,3,6,23000,6,23000,6,23700,3,16000,3,15400,3,16000,4,13000,4,12900,4,13400,3,13000,3,13000,3,13000,11,11000,10,10700,11,11100,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,27,7000,25,7000,27,7100,Economic upturn/downturn,-44,University graduate,Completed secondary,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed secondary,Completed secondary,Completed secondary,Completed secondary,-44,-44,-44,-44,-44,-44,Completed secondary,Completed primary school,Critical,Very important,Very important,Important,Slightly important,Critical,Critical,Not important,Slightly important,Critical,Not important,Not important,Not important,Slightly important,Very important,Slightly important,Slightly important,Very important,Critical,Very important,Important,Important,Slightly important,Slightly important,Very important,Slightly important,Very important,Important,Slightly important,Important,Critical,Very important,Important,Very important,Critical,Critical,Important,Slightly important,Important,Very important,Slightly important,Slightly important,Important,Slightly important,Slightly important,Critical,Critical,Critical,Important,Slightly important,Slightly important,Important,Very important,Very important,Slightly important,Important,Slightly important,Not important,Important,Important,Slightly important,Very important,Important,Slightly important,Important,Important,Important,Very important,Very important,Very important,Very important,Critical,Important,Slightly important,Very important,Not important,Critical,Important,Very important,Very important,Slightly difficult,Difficult,Almost impossible,0,-44,Difficult,Slightly difficult,Almost impossible,0,-44,Slightly difficult,Slightly difficult,Almost impossible,3,11,Slightly difficult,Slightly difficult,Slightly difficult,0,-44,Slightly difficult,Slightly difficult,Not difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Very difficult,Slightly difficult,Difficult,4,4,Important,Critical,Slightly important,Very important,Important,Very important,Not important,Slightly important,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,No obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Public announcement/advertisement,-44,Yes to fire,No,-44,Yes,4,Yes,0,30,No,-44,Yes,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,Minor obstacle,Minor obstacle,Yes,0,100,-44,0,Yes,7,Yes,1,13,0,0,75,0,0,11,0,0,0,0,0,-44,28,0,0,0,48,0,0,24,0,0,0,0,0,0,0, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,Collateral requirements for loans or line of credit are unat,2277000,2397000,575000,599000,120000,240000,72000,0,48000,24000,48000,0,0,312000,312000,393000,802000,935000,Major obstacle,No obstacle,Major obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Very severe obstacle,Major obstacle,Minor obstacle,No obstacle,No obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,Tax administration,Telecommunications,Tax Rates,Moderate obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,-44,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Truthful,Are estimates computed with some precision, 1371370841,1370841,Barbados,Barbados,Hotel and restaurants,841,Yes,3,Establishment physically separated from HQ and other establi,Yes,3,Sole proprietorship,-44,-44,100,0,0,0,All women,Yes,Not applicable,100,Makes major strategic and fiancial decisions,9,1,Predominantly men,Male,Male,Female,1994,No,Yes,1995,22,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,4,1,2,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0,-44,20,0,80,37,Individuals,0,94,6,VACATION APARTMENTS,100,Local,Do not know,Decreased,Decreased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,100,0,No,-44,Yes,Yes,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Moderate obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,-44,Tend to disagree,Tend to agree,Strongly agree,Strongly agree,No,-44,-44,-44,-44,-44,Yes,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,1000,No,No,No,Yes,No,No,-44,-44,No,-44,-44,No,Yes,Yes,13,No,-44,-44,No,-44,0,-44,No,-44,-44,Yes,58,No,No,-44,-44,1,17,3,0,0,14,0,0,0,8,2,0,0,0,2,0,0,0,2,4,-44,-44,-44,4,0,3,69000,3,66900,3,70400,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,1,25000,1,25000,1,25000,5,36000,5,35300,5,36700,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,10,19000,10,18400,10,19400,-44,-44,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,-44,-44,Completed secondary,Started but did not complete college/vocational training,Completed secondary,Completed college/vocational training,-44,-44,-44,-44,-44,-44,Completed secondary,Did not complete primary school,Critical,Slightly important,Slightly important,Critical,Very important,Critical,Important,Important,Slightly important,Critical,Important,Not important,Slightly important,Not important,Very important,Critical,Very important,Very important,Very important,Critical,Critical,Slightly important,Important,Slightly important,Important,Important,Slightly important,Not important,Slightly important,Not important,Important,Slightly important,Very important,Critical,Critical,Critical,Critical,Critical,Critical,Important,Slightly important,Very important,Slightly important,Not important,Important,Important,Critical,Very important,Very important,Critical,Very important,Critical,Very important,Very important,Important,Important,Important,Important,Important,Slightly important,Critical,Slightly important,Critical,Slightly important,Slightly important,Very important,Critical,Critical,Very important,Very important,Important,Critical,Very important,Not important,Critical,Important,Important,Critical,Critical,Very important,Difficult,Almost impossible,Slightly difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Not difficult,Very difficult,Slightly difficult,0,-44,Difficult,Slightly difficult,Not difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Very difficult,Difficult,Difficult,0,-44,Slightly important,Critical,Slightly important,Critical,Not important,Important,Slightly important,Important,Moderate obstacle,Very severe obstacle,No obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Very severe obstacle,Through family/friends,-44,Yes to fire,No,-44,Yes,1,No,-44,-44,-44,The firm cannot afford the optimal level of training,Yes,Very severe obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,No obstacle,No,100,0,-44,0,Yes,7,Yes,62,15,0,0,0,0,0,16,0,0,0,7,0,-44,29,54,0,0,17,0,0,0,0,0,0,0,0,0,0, ,Yes,Loan,2010,29000,9,43,Private commercial banks,Yes,No,No,No,Yes,No,-44,155,Yes,1,0,-44,-44,2276000,2220000,799000,605000,25000,8000,222000,22000,1000,8000,6000,0,0,89000,244000,107000,412000,244000,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Major obstacle,Minor obstacle,No obstacle,Moderate obstacle,No obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,"Crime, theft and disorder",Practices of competitors in the informal sector,Cost of finance,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,-44,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 1371370864,1370864,Barbados,Barbados,Hotel and restaurants,864,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,100,0,0,0,All women,Yes,Not applicable,100,Makes major strategic and fiancial decisions,5,7,All women,Female,Female,Female,2004,No,Yes,2004,12,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,8,2,0,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0,-44,0,0,100,37,Individuals,21,0,79,VACATION APARTMENTS,88,Local,0,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,89,11,No,-44,Yes,Yes,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,No,Yes,No,Yes,Yes,Yes,No,-44,Critical,Critical,Critical,Slightly important,Important,Not important,Important,Yes,100,No,-44,No,-44,No,No,16000,30,Yes,No,Yes,Yes,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,No obstacle,-44,Strongly agree,Tend to disagree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,1000,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,No,Yes,0,Yes,1,No,No,-44,0,-44,No,-44,-44,Yes,112,No,No,-44,-44,3,9,1,0,0,8,1,0,0,4,1,0,0,0,1,0,0,0,1,3,-44,-44,-44,3,0,1,92000,1,92000,1,93800,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,9,27000,8,26200,9,27500,Economic upturn/downturn,-44,University graduate,Completed college/vocational training,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Did not complete primary school,Did not complete primary school,Critical,Critical,Important,Very important,Very important,Critical,Not important,Very important,Slightly important,Very important,Slightly important,Slightly important,Important,Not important,Important,Very important,Very important,Very important,Very important,Critical,Critical,Critical,Not important,Important,Very important,Important,Slightly important,Important,Slightly important,Slightly important,Critical,Critical,Very important,Important,Very important,Slightly important,Very important,Slightly important,Very important,Important,Very important,Slightly important,Very important,Not important,Slightly important,Not important,Very important,Slightly important,Very important,Important,Critical,Critical,Not important,Very important,Not important,Important,Not important,Not important,Important,Important,Very important,Very important,Critical,Very important,Very important,Slightly important,Important,Very important,Very important,Critical,Very important,Very important,Very important,Slightly important,Slightly important,Important,Critical,Very important,Very important,Very important,Slightly difficult,Slightly difficult,Difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Slightly difficult,Difficult,Very difficult,0,-44,Important,Very important,Not important,Important,Very important,Slightly important,Not important,Important,Moderate obstacle,Major obstacle,No obstacle,No obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Major obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Major obstacle,Public placement office,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm cannot afford the optimal level of training,No,-44,-44,-44,-44,-44,-44,Yes,0,100,-44,0,Yes,9,No,47,20,0,0,20,8,0,0,0,0,0,5,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,Yes,Line of credit,2012,6000,10,30,Private commercial banks,Yes,Yes,Yes,No,Yes,No,-44,185,Yes,1,0,-44,-44,1416000,1560000,374000,405000,14000,6000,172000,62000,2000,8000,5000,16000,359000,203000,78000,221000,93000,482000,No obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Yes,No,Yes,Yes,Yes,No,No,Very severe obstacle,Minor obstacle,Major obstacle,No obstacle,Very severe obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,No obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Political environment,Practices of competitors in the informal sector,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,-44,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 1371370865,1370865,Barbados,Barbados,Hotel and restaurants,865,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded,-44,100,100,0,0,0,All women,Yes,No,100,Makes major strategic and fiancial decisions,32,3,Predominantly women,Male,Male,Male,1980,No,Yes,1987,10,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,1,20,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0,-44,28,0,72,0,Individuals,18,47,35,ACCOMODATION - VACATION APARTM,65,Local,0,Remained the same,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,23,77,No,-44,Yes,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,Yes,No,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,No obstacle,-44,Tend to disagree,Tend to disagree,Strongly disagree,Strongly agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,1000,No,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,Yes,6,No,-44,-44,No,-44,0,-44,No,-44,-44,Yes,43,No,No,-44,-44,4,5,1,0,0,4,1,0,0,2,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,1,27000,1,27000,1,27500,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,4,12000,3,12000,4,12100,Economic upturn/downturn,-44,Completed college/vocational training,Completed college/vocational training,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Did not complete primary school,Completed primary school,Important,Very important,Critical,Slightly important,Critical,Slightly important,Not important,Not important,Critical,Important,Slightly important,Important,Slightly important,Not important,Very important,Very important,Very important,Very important,Slightly important,Very important,Very important,Critical,Very important,Not important,Very important,Important,Not important,Very important,Slightly important,Not important,Important,Important,Critical,Slightly important,Critical,Slightly important,Important,Very important,Very important,Important,Critical,Slightly important,Important,Important,Very important,Important,Very important,Important,Critical,Very important,Important,Very important,Slightly important,Very important,Very important,Critical,Important,Not important,Slightly important,Important,Very important,Important,Critical,Very important,Critical,Very important,Very important,Important,Slightly important,Critical,Critical,Important,Very important,Important,Important,Very important,Very important,Very important,Critical,Slightly important,Almost impossible,Very difficult,Difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Difficult,Slightly difficult,Very difficult,0,-44,Important,Very important,Not important,Not important,Not important,Slightly important,Important,Important,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Public announcement/advertisement,-44,No,-44,-44,-44,-44,No,-44,-44,-44,Other,No,-44,-44,-44,-44,-44,-44,Yes,0,100,-44,0,Yes,8,No,0,70,0,0,20,10,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,Yes,Loan,2010,35000,9,36,Private commercial banks,No,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,186000,219000,61000,72000,11000,5000,9000,9000,1000,5000,4000,4000,0,37000,13000,51000,25000,115000,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Yes,Yes,Yes,No,No,No,No,Minor obstacle,No obstacle,Moderate obstacle,No obstacle,Major obstacle,No obstacle,Minor obstacle,Moderate obstacle,No obstacle,Major obstacle,Moderate obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,Macroeconomic environment,Inadequately educated workforce,Corruption,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Financial magement and tax and customs administration,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 1371370867,1370867,Barbados,Barbados,Hotel and restaurants,867,No,2,Headquarters with production and/or sales at this location,Yes,2,Sole proprietorship,-44,-44,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,1999,No,Yes,2002,12,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,4,1,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0,-44,0,0,100,32,Individuals,33,67,0,VACATION APARTMENTS,64,Local,0,Remained the same,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,27,73,No,-44,Yes,Yes,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,No,No,Yes,No,No,No,No,No,-44,Very Important,Very Important,Slightly important,Very Important,Slightly important,Very Important,Important,Yes,100,No,-44,No,-44,No,No,-99,Refusal to answer,Yes,No,Yes,No,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,No obstacle,-44,Tend to agree,Tend to disagree,Tend to agree,Strongly disagree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,1000,No,No,No,Yes,Yes,No,-44,-44,No,-44,-44,No,Yes,No,3,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,2,8,1,0,0,7,0,0,0,4,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,1,104000,1,103000,1,104000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,7,25000,7,24300,7,25000,-44,-44,Completed college/vocational training,Completed college/vocational training,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Did not complete primary school,Did not complete primary school,Very important,Very important,Very important,Slightly important,Very important,Slightly important,Very important,Very important,Not important,Very important,Important,Not important,Important,Slightly important,Important,Very important,Very important,Critical,Slightly important,Very important,Critical,Very important,Important,Very important,Very important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Very important,Critical,Very important,Very important,Critical,Very important,Very important,Critical,Critical,Critical,Very important,Important,Slightly important,Slightly important,Critical,Critical,Very important,Very important,Very important,Slightly important,Very important,Very important,Very important,Important,Slightly important,Very important,Very important,Slightly important,Slightly important,Slightly important,Critical,Critical,Very important,Important,Critical,Very important,Critical,Important,Very important,Slightly important,Critical,Critical,Slightly important,Important,Very important,Very important,Critical,Very important,Very important,Very important,Very difficult,Not difficult,Difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Difficult,Difficult,Very difficult,0,-44,Important,Critical,Very important,Not important,Very important,Not important,Critical,Not important,Very severe obstacle,Major obstacle,No obstacle,No obstacle,Minor obstacle,Very severe obstacle,Very severe obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Major obstacle,Minor obstacle,Private placement office,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm cannot afford the optimal level of training,Yes,Very severe obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Yes,0,100,-44,0,No,-44,Yes,39,51,0,0,0,10,0,0,0,0,0,0,0,-44,30,70,0,0,0,0,0,0,0,0,0,0,0,0,0, ,Yes,Loan,2009,27000,11,50,Private commercial banks,No,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,0,0,118000,0,162000,55000,389000,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,No obstacle,No obstacle,No obstacle,Moderate obstacle,No obstacle,Major obstacle,Major obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Electricity,Access to finance,Inadequately educated workforce,No obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,-44,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are taken directly from the establishment's records, 1371370887,1370887,Barbados,Barbados,Wholesale,887,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded,-44,33,100,0,0,0,Equally men and women,No,Yes,22,Delegates decisions to other partners,6,11,Predominantly men,Female,Male,Female,2007,No,Yes,2007,8,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0,-44,0,26,74,0,Medium private firms (20-100 employees),29,71,0,SANITARY WARE,91,Local,0,Decreased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,43,57,No,-44,No,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Very severe obstacle,Minor obstacle,Minor obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,-44,Strongly agree,Tend to disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,Yes,3,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,3,10,1,0,0,9,0,0,0,5,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,1,160000,1,156800,1,160000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,9,32000,9,32000,9,32600,-44,-44,Completed college/vocational training,Completed college/vocational training,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Completed secondary,Completed primary school,Very important,Important,Very important,Important,Important,Critical,Very important,Critical,Very important,Critical,Important,Slightly important,Not important,Slightly important,Very important,Important,Critical,Slightly important,Very important,Critical,Slightly important,Slightly important,Not important,Important,Very important,Very important,Very important,Slightly important,Important,Very important,Slightly important,Very important,Slightly important,Slightly important,Very important,Very important,Very important,Critical,Very important,Critical,Very important,Very important,Critical,Not important,Very important,Slightly important,Very important,Critical,Very important,Critical,Very important,Slightly important,Very important,Very important,Slightly important,Very important,Not important,Slightly important,Very important,Not important,Very important,Slightly important,Very important,Very important,Very important,Important,Important,Very important,Very important,Critical,Very important,Critical,Slightly important,Slightly important,Very important,Very important,Critical,Important,Critical,Very important,Slightly difficult,Not difficult,Not difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Difficult,Difficult,Slightly difficult,0,-44,Important,Slightly important,Important,Critical,Very important,Important,Important,Very important,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,Very severe obstacle,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,No obstacle,Through family/friends,-44,No,-44,-44,-44,-44,Yes,0,50,No,-44,Yes,Very severe obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,No obstacle,Yes,100,0,-44,0,Yes,7,Yes,70,16,0,0,4,10,0,0,0,0,0,0,0,-44,59,41,0,0,0,0,0,0,0,0,0,0,0,0,0, ,Yes,Loan,2012,18000,8,26,Private commercial banks,Yes,No,No,No,Yes,No,-44,255,Yes,1,0,-44,-44,1208000,1166000,373000,445000,12000,6000,83000,11000,2000,7000,3000,0,0,47000,0,51000,315000,107000,Very severe obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,No obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,Electricity,Tax administration,Transportation,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,-44,-44,Marketing and Operations support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are taken directly from the establishment's records, 1371370894,1370894,Barbados,Barbados,Food,894,Yes,4,Headquarters with production and/or sales at this location,Yes,4,Shareholding company with non-traded shares or shares traded,-44,51,100,0,0,0,Equally men and women,Yes,Yes,54,Delegates decisions to other partners,10,6,Predominantly men,Male,Male,Male,1966,Yes,Yes,1966,41,No,-44,-44,No,-44,-44,Yes,5,No,No,-44,-44,Yes,2,3,2,-44,Yes,1,2,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,100,74,82,0,0,-44,0,46,54,3,Small private firms (less than 20 employees),25,75,0,MANUFACTURING OF JUICES,19,National,Do not know,Decreased,Decreased,2-5,69,31,0,1970,USA,,5,95,10,0,0,5,95,Yes,5,Yes,No,No,Yes,Yes,Yes,-44,-44,-44,-44,No,Yes,Yes,Yes,No,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Slightly important,Very Important,Very Important,Very Important,Not important,Very Important,Not important,Yes,100,No,-44,No,-44,No,No,90000,13,Yes,Yes,Yes,Yes,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Very severe obstacle,No obstacle,-44,Tend to agree,Tend to agree,Tend to agree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,6000,Yes,Yes,Yes,No,Yes,No,-44,-44,No,-44,-44,No,No,No,1,No,-44,-44,No,-44,0,-44,Yes,7,No,No,-44,-44,Yes,18,2,-66,107,6,44,14,43,1,15,4,24,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,6,6,40000,6,40000,6,41200,4,22000,4,22000,4,22700,9,13000,9,12500,9,13300,3,13000,3,12500,3,13300,7,10000,7,10000,7,10000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,29,12000,28,11600,29,12100,49,10000,47,10000,50,10000,Economic upturn/downturn,-44,Completed college/vocational training,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Started but did not complete college/vocational training,Completed college/vocational training,Completed secondary,-44,-44,-44,-44,Started but did not complete college/vocational training,Started but did not complete college/vocational training,Completed primary school,Did not complete primary school,Critical,Very important,Critical,Important,Very important,Critical,Important,Not important,Very important,Very important,Slightly important,Important,Slightly important,Slightly important,Very important,Critical,Very important,Very important,Critical,Very important,Important,Slightly important,Very important,Slightly important,Important,Slightly important,Not important,Slightly important,Very important,Not important,Very important,Slightly important,Very important,Slightly important,Very important,Critical,Critical,Important,Important,Important,Very important,Critical,Important,Critical,Important,Very important,Very important,Critical,Important,Critical,Critical,Important,Slightly important,Important,Very important,Important,Important,Not important,Slightly important,Slightly important,Very important,Critical,Slightly important,Slightly important,Very important,Critical,Critical,Slightly important,Very important,Very important,Critical,Critical,Very important,Not important,Very important,Slightly important,Important,Important,Very important,Slightly important,Not difficult,Difficult,Slightly difficult,3,11,Difficult,Not difficult,Difficult,0,-44,Very difficult,Very difficult,Very difficult,4,20,Not difficult,Almost impossible,Slightly difficult,3,2,Slightly difficult,Not difficult,Very difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Difficult,Difficult,Not difficult,2,4,Slightly difficult,Not difficult,Not difficult,2,1,Very important,Important,Very important,Very important,Important,Important,Important,Critical,Major obstacle,Moderate obstacle,No obstacle,Minor obstacle,No obstacle,Very severe obstacle,Major obstacle,Major obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Public announcement/advertisement,-44,No,-44,-44,-44,-44,Yes,30,30,No,-44,No,-44,-44,-44,-44,-44,-44,Yes,100,0,-44,0,Yes,6,Yes,33,27,0,0,40,0,0,0,0,0,0,0,0,-44,28,72,0,0,0,0,0,0,0,0,0,0,0,0,0, ,Yes,Loan,2011,-66,7,37,Private commercial banks,Yes,No,Yes,Yes,No,No,-44,-44,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,4314000,4494000,1618000,1213000,629000,135000,494000,45000,90000,270000,45000,0,0,225000,539000,306000,747000,731000,Minor obstacle,Very severe obstacle,No obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Electricity,Access to land for expansion / relocation,Practices of competitors in the informal sector,No obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,-44,-44,technological and Innovation Support,-44,No,-44,-44,Yes,No,No,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 1371370895,1370895,Barbados,Barbados,Food,895,No,-44,-44,-44,-44,Partnership (including limited liability companies),-44,15,50,50,0,0,Equally men and women,No,No,50,Makes major strategic and fiancial decisions,10,8,Equally men and women,Female,Male,Male,1996,Yes,Yes,1996,16,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,No,Yes,1,2,0,-44,Yes,2,1,0,-44,Yes,6,3,0,-44,No,-44,-44,-44,-44,Yes,1,Yes,Yes,Yes,100,64,60,0,0,-44,0,49,51,9,Small private firms (less than 20 employees),25,49,26,CHICKEN,100,National,28,Decreased,Remained the same,More than 5,79,21,0,1997,USA,,57,43,2,0,0,69,31,Yes,11,Yes,Yes,Yes,Yes,Yes,Yes,-44,-44,-44,-44,Yes,No,Yes,Yes,Yes,No,Yes,No,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Very Important,Slightly important,Not important,Very Important,Important,Very Important,Not important,Yes,100,No,-44,No,-44,No,No,-99,Refusal to answer,Yes,Yes,Yes,Yes,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,-44,Tend to agree,Tend to agree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,1,-44,Yes,1,Outside working hours,Firearm/gun,Money,36000,Group of criminals,Yes,No,Police could not have done anything,Yes,1,Outside working hours,Baseball bat,Other,3000,Gang related,No,No,Would increase insurance cost,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,4,Outside working hours,Firearm/gun,Personal possessions of employees or customers,0,Someone working alone,Yes,No,No loss or damage,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,3,Outside working hours,Other,Money,45000,Group of criminals,No,No,Fear of reprisals,Yes,1,During working hours,Firearm/gun,Personal possessions of employees or customers,3000,Gang related,No,No,Offenders rarely caught or prosecuted,No,-44,-44,68000,Yes,No,Yes,No,Yes,No,-44,-44,No,-44,-44,No,No,Yes,13,Yes,3,No,Yes,0,0,-44,Yes,2,No,No,-44,-44,No,-44,-44,35,131,8,29,15,79,0,7,5,44,30,1,7,11,11,0,1,0,1,7,6,8,5,9,5,9,48000,8,46100,9,49000,3,39000,3,38200,3,39400,6,21000,5,20800,6,21400,5,14000,4,14000,5,14100,25,20000,21,19400,26,20400,0,-44,0,-44,0,-44,2,14000,2,13900,2,14100,24,16000,21,15700,24,16200,87,11000,76,10800,87,11200,Increase/decreased demand for goods,-44,Completed college/vocational training,Completed secondary,University graduate,University graduate,Completed college/vocational training,Completed secondary,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed secondary,-44,-44,Completed secondary,Completed secondary,Completed secondary,Completed secondary,Completed secondary,Did not complete primary school,Very important,Critical,Important,Critical,Very important,Very important,Not important,Very important,Very important,Very important,Important,Slightly important,Not important,Slightly important,Very important,Important,Important,Important,Critical,Critical,Important,Critical,Slightly important,Not important,Slightly important,Important,Not important,Not important,Important,Slightly important,Slightly important,Very important,Critical,Critical,Critical,Very important,Critical,Very important,Very important,Important,Important,Critical,Slightly important,Important,Slightly important,Important,Very important,Very important,Critical,Very important,Very important,Critical,Not important,Important,Slightly important,Important,Not important,Not important,Not important,Very important,Very important,Important,Very important,Very important,Very important,Important,Very important,Slightly important,Critical,Important,Very important,Slightly important,Important,Slightly important,Very important,Very important,Critical,Important,Critical,Very important,Difficult,Difficult,Slightly difficult,0,-44,Difficult,Difficult,Almost impossible,1,15,Difficult,Slightly difficult,Difficult,2,6,Not difficult,Difficult,Difficult,3,7,Slightly difficult,Difficult,Not difficult,3,4,-44,-44,-44,-44,-44,Difficult,Difficult,Not difficult,2,3,Not difficult,Not difficult,Difficult,4,4,Very difficult,Not difficult,Slightly difficult,0,-44,Very important,Important,Very important,Critical,Very important,Slightly important,Slightly important,Important,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,Major obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Major obstacle,Very severe obstacle,Major obstacle,Major obstacle,Major obstacle,Private placement office,-44,No,-44,-44,-44,-44,Yes,10,10,No,-44,Yes,Very severe obstacle,Very severe obstacle,Very severe obstacle,Minor obstacle,Very severe obstacle,No obstacle,Yes,100,0,-44,0,Yes,5,No,65,25,0,0,10,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,Yes,Loan,2010,-66,6,45,Private commercial banks,Yes,Yes,Yes,Yes,No,No,-44,130,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,282000,0,141000,0,3360000,4506000,7526000,Major obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Yes,No,Yes,No,No,No,No,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,No obstacle,Moderate obstacle,No obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Tax Rates,Access to finance,Moderate obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Human resources Support,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,Somewhat truthful,Are estimates computed with some precision, 1371370896,1370896,Barbados,Barbados,Food,896,Yes,60,Establishment physically separated from HQ but with no other,Yes,60,Limited partnership,-44,78,100,0,0,0,Predominantly men,No,No,33,Delegates decisions to other partners,11,12,Predominantly men,Female,Female,Female,1979,Yes,Yes,1979,14,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,No,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,10,4,0,-44,Yes,3,3,0,-44,Yes,25,Yes,Yes,Yes,100,55,71,0,0,-44,0,0,100,4,Small private firms (less than 20 employees),0,65,35,MANUFACTURE OF HAMS,19,National,5,Decreased,Remained the same,More than 5,94,6,0,1980,USA,,50,50,12,0,0,45,55,Yes,5,Yes,No,No,Yes,Yes,Yes,-44,-44,-44,-44,No,Yes,No,Yes,No,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Very Important,Very Important,Very Important,Critical,Very Important,Critical,Important,Yes,100,No,-44,No,-44,Yes,Yes,3078000,5,No,Yes,No,Yes,Very severe obstacle,Minor obstacle,Major obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,No obstacle,-44,Strongly agree,Tend to agree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,4,During working hours,Other,Other,196000,A customer,Yes,Yes,-44,Yes,3,During working hours,Knife,Other,0,Group of criminals,Yes,No,No loss or damage,Yes,1,Outside working hours,Baseball bat,Goods or stock,0,A fellow employee,No,No,No loss or damage,Yes,1,Outside working hours,Knife,Goods or stock,206000,Group of criminals,No,Yes,-44,Yes,1,During working hours,Firearm/gun,Money,10000,Group of criminals,No,Yes,-44,No,-44,-44,164000,Yes,No,Yes,No,Yes,No,-44,-44,No,-44,-44,Yes,Yes,No,16,No,-44,-44,No,-44,0,-44,Yes,7,Yes,No,-44,-44,Yes,7,2,2,188,11,82,28,67,3,22,11,37,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,6,11,154000,12,150900,11,157100,4,117000,4,117000,4,118200,16,84000,17,81500,16,84000,4,47000,4,46500,4,47500,15,54000,16,54000,15,55600,0,-44,0,-44,0,-44,1,29000,1,29000,1,29300,55,40000,58,38400,55,40800,82,22000,87,21100,83,22900,Increase/decreased demand for goods,-44,University graduate,University graduate,Completed college/vocational training,Completed secondary,Completed college/vocational training,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,-44,-44,Completed secondary,Completed secondary,Completed secondary,Completed secondary,Completed secondary,Did not complete primary school,Critical,Slightly important,Slightly important,Critical,Slightly important,Critical,Important,Very important,Very important,Critical,Slightly important,Not important,Not important,Not important,Slightly important,Important,Critical,Important,Very important,Critical,Critical,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Not important,Slightly important,Slightly important,Slightly important,Very important,Very important,Critical,Very important,Slightly important,Very important,Important,Important,Very important,Important,Important,Very important,Important,Very important,Important,Critical,Important,Very important,Critical,Critical,Slightly important,Very important,Important,Very important,Important,Important,Important,Not important,Slightly important,Slightly important,Important,Important,Very important,Very important,Critical,Critical,Important,Important,Slightly important,Critical,Critical,Very important,Slightly important,Very important,Slightly important,Important,Slightly important,Very important,Very important,Very important,Difficult,Not difficult,Slightly difficult,2,4,Not difficult,Not difficult,Difficult,4,8,Difficult,Slightly difficult,Almost impossible,0,-44,Slightly difficult,Slightly difficult,Not difficult,4,6,Not difficult,Slightly difficult,Not difficult,4,3,-44,-44,-44,-44,-44,Slightly difficult,Slightly difficult,Slightly difficult,4,4,Difficult,Difficult,Almost impossible,4,5,Slightly difficult,Not difficult,Difficult,2,1,Very important,Very important,Not important,Not important,Critical,Slightly important,Slightly important,Very important,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Private placement office,-44,No,-44,-44,-44,-44,Yes,80,50,Yes,-44,Yes,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,No obstacle,Yes,100,0,-44,0,Yes,8,Yes,31,24,0,0,40,0,0,0,0,0,5,0,0,-44,37,63,0,0,0,0,0,0,0,0,0,0,0,0,0, ,Yes,Loan,2011,97000,8,40,Private commercial banks,Yes,Yes,Yes,No,No,No,-44,155,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,54450000,51300000,9200000,8480000,10260000,1539000,5643000,513000,513000,4617000,1026000,0,0,9234000,5130000,11265000,10978000,25910000,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Practices of competitors in the informal sector,Cost of finance,No obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,-44,-44,technological and Innovation Support,-44,Yes,No,No,Yes,No,No,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,Somewhat truthful,Are estimates computed with some precision, 1371370897,1370897,Barbados,Barbados,Other manufacturing,897,Yes,3,Establishment physically separated from HQ and other establi,Yes,3,Shareholding company with non-traded shares or shares traded,-44,100,0,100,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Male,1996,Yes,Yes,1996,22,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,1,1,-44,No,-44,-44,-44,-44,Yes,7,1,0,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,100,70,59,0,0,-44,0,71,29,11,Individuals,42,58,0,OPTICAL GLASSES,72,International,Do not know,Remained the same,Increased,More than 5,5,95,0,1996,-99,Refusal to answer,-99,Refusal to answer,3,0,3,29,71,Yes,7,No,No,No,Yes,Yes,Yes,-44,-44,-44,-44,Yes,No,Yes,No,Yes,No,Yes,No,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Very Important,Very Important,Very Important,Very Important,Important,Critical,Slightly important,Yes,100,No,-44,No,-44,Yes,Yes,8280000,21,Yes,No,Yes,No,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,No obstacle,-44,Tend to agree,Tend to disagree,Strongly agree,Strongly agree,No,-44,-44,-44,-44,-44,Yes,-44,19000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,11000,Yes,No,Yes,No,Yes,No,-44,-44,No,-44,-44,Yes,No,No,19,No,-44,-44,Yes,0,0,-44,Yes,20,No,No,-44,-44,No,-44,-44,5,121,8,54,16,43,2,21,3,23,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,8,114000,8,111700,8,117400,2,65000,2,64400,2,67000,12,33000,12,32700,12,34000,2,20000,2,20000,2,20600,12,31000,12,30400,12,31600,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,37,29000,38,28100,37,30500,48,22000,48,21100,48,22200,Increase demand for higher quality product,-44,University graduate,University graduate,Completed college/vocational training,University graduate,University graduate,University graduate,Completed secondary,Completed secondary,Started but did not complete college/vocational training,Completed secondary,-44,-44,-44,-44,Completed secondary,Started but did not complete college/vocational training,Completed secondary,Did not complete primary school,Very important,Slightly important,Very important,Critical,Very important,Very important,Important,Very important,Slightly important,Very important,Slightly important,Important,Very important,Very important,Slightly important,Very important,Critical,Critical,Slightly important,Slightly important,Very important,Important,Not important,Not important,Critical,Very important,Slightly important,Slightly important,Not important,Slightly important,Slightly important,Critical,Slightly important,Not important,Critical,Critical,Critical,Important,Very important,Very important,Critical,Important,Important,Not important,Critical,Slightly important,Very important,Critical,Very important,Critical,Very important,Critical,Not important,Important,Important,Very important,Important,Slightly important,Not important,Very important,Very important,Very important,Slightly important,Very important,Very important,Slightly important,Critical,Critical,Critical,Critical,Very important,Very important,Important,Very important,Important,Very important,Slightly important,Very important,Slightly important,Very important,Difficult,Slightly difficult,Very difficult,1,15,Not difficult,Not difficult,Difficult,4,12,Very difficult,Difficult,Difficult,4,13,Slightly difficult,Difficult,Slightly difficult,0,-44,Not difficult,Difficult,Very difficult,1,2,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Slightly difficult,Almost impossible,Very difficult,2,4,Very difficult,Not difficult,Difficult,0,-44,Important,Very important,Not important,Very important,Critical,Very important,Important,Very important,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,Major obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Public announcement/advertisement,-44,No,-44,-44,-44,-44,Yes,10,40,No,-44,No,-44,-44,-44,-44,-44,-44,Yes,100,0,-44,0,Yes,8,Yes,56,7,0,0,30,0,0,0,0,0,7,0,0,-44,60,0,0,0,0,0,0,0,0,0,40,0,0,0,0, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,Interest rates are not favorable,23200000,22800000,7504000,3648000,329000,89000,684000,228000,20000,149000,58000,0,0,3420000,0,10800000,2260000,23220000,Very severe obstacle,Very severe obstacle,No obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,Tax administration,Inadequately educated workforce,Access to finance,No obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Financial magement and tax and customs administration,-44,No,-44,-44,No,-44,-44,Yes,Yes,No,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Somewhat truthful,Are taken directly from the establishment's records, 1371370899,1370899,Barbados,Barbados,Food,899,Yes,50,Establishment physically separated from HQ and other establi,Yes,50,Shareholding company with non-traded shares or shares traded,-44,95,5,95,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Male,1900,Yes,Yes,1942,5,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,No,Yes,1,1,1,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,1,8,0,-44,No,-44,Yes,Yes,Yes,100,62,59,0,0,-44,0,0,100,18,Small private firms (less than 20 employees),44,56,0,RUM,64,International,Do not know,Remained the same,Decreased,More than 5,16,84,0,1904,-99,Refusal to answer,-99,Refusal to answer,5,0,0,61,39,Yes,5,Yes,No,No,Yes,Yes,Yes,-44,-44,-44,-44,Yes,Yes,Yes,No,No,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Important,Critical,Very Important,Important,Not important,Slightly important,Very Important,Yes,100,No,-44,No,-44,No,No,188000,23,Yes,Yes,Yes,No,Minor obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,No obstacle,-44,Strongly agree,Tend to agree,Tend to disagree,Strongly agree,No,-44,-44,-44,-44,-44,Yes,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,8000,Yes,No,Yes,Yes,Yes,No,-44,-44,No,-44,-44,No,Yes,No,4,Yes,1,No,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,31,2,-66,111,8,35,18,50,2,13,4,29,16,0,4,8,4,0,1,1,3,6,-44,6,6,4,2,8,119000,7,117800,8,121400,3,92000,3,88300,3,93800,7,67000,7,64300,7,69000,3,40000,3,39200,3,41200,14,68000,13,65300,14,70000,0,-44,0,-44,0,-44,1,35000,1,35000,1,35000,28,58000,27,58000,28,59200,63,40000,59,39600,63,40800,Increase/decreased demand for goods,-44,Completed college/vocational training,Completed secondary,Completed secondary,Started but did not complete college/vocational training,Completed college/vocational training,University graduate,Completed college/vocational training,Started but did not complete college/vocational training,Completed secondary,Completed secondary,-44,-44,Completed college/vocational training,Completed secondary,Completed secondary,Started but did not complete college/vocational training,Completed primary school,Did not complete primary school,Critical,Important,Very important,Important,Critical,Important,Very important,Slightly important,Important,Important,Not important,Slightly important,Slightly important,Slightly important,Critical,Important,Very important,Important,Very important,Very important,Critical,Critical,Not important,Important,Slightly important,Slightly important,Slightly important,Very important,Important,Important,Critical,Very important,Critical,Very important,Critical,Very important,Critical,Critical,Very important,Slightly important,Critical,Important,Very important,Very important,Very important,Important,Very important,Important,Very important,Critical,Very important,Important,Slightly important,Important,Important,Important,Not important,Important,Slightly important,Not important,Very important,Critical,Important,Critical,Slightly important,Slightly important,Slightly important,Critical,Very important,Very important,Critical,Important,Slightly important,Slightly important,Critical,Very important,Critical,Critical,Critical,Very important,Difficult,Very difficult,Difficult,0,-44,Almost impossible,Slightly difficult,Very difficult,5,17,Slightly difficult,Slightly difficult,Difficult,4,9,Slightly difficult,Difficult,Slightly difficult,2,5,Slightly difficult,Difficult,Almost impossible,4,7,-44,-44,-44,-44,-44,Not difficult,Very difficult,Not difficult,3,4,Slightly difficult,Slightly difficult,Slightly difficult,4,3,Difficult,Very difficult,Slightly difficult,0,-44,Slightly important,Very important,Very important,Important,Critical,Very important,Slightly important,Not important,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,No obstacle,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,Minor obstacle,No obstacle,Public announcement/advertisement,-44,No,-44,-44,-44,-44,Yes,60,40,No,-44,Yes,Major obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Yes,0,100,-44,0,Yes,7,No,40,30,0,0,30,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,Yes,Line of credit,2013,103000,8,35,Private commercial banks,No,-44,-44,-44,-44,-44,-44,-44,Yes,1,0,-44,-44,62720000,66640000,33296000,7315000,155000,57000,4665000,21000,17000,50000,35000,666000,0,9996000,0,27763000,25656000,64688000,No obstacle,Moderate obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,Electricity,Tax Rates,Access to finance,No obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,-44,-44,technological and Innovation Support,-44,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 1371370901,1370901,Barbados,Barbados,Construction,901,Yes,6,Headquarters with production and/or sales at this location,Yes,6,Shareholding company with non-traded shares or shares traded,-44,33,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly women,Male,Male,Male,1991,Yes,Yes,1991,24,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,6,4,0,-44,No,-44,-44,-44,-44,Yes,5,Yes,Yes,Yes,0,-44,-44,100,0,-44,0,45,55,4,Small private firms (less than 20 employees),19,48,33,CONCRETE BLOCKS,99,Local,0,Decreased,Remained the same,More than 5,96,4,0,1992,-99,Refusal to answer,-99,Refusal to answer,-44,-44,-44,99,1,No,-44,No,Yes,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,Yes,No,No,No,Major obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,No obstacle,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,No obstacle,-44,Tend to agree,Tend to agree,Strongly agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,-44,5000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,8000,Yes,No,Yes,Yes,Yes,No,-44,-44,No,-44,-44,Yes,No,No,10,Yes,1,No,Yes,0,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,15,148,10,0,0,138,6,0,0,75,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,6,10,177000,9,177000,10,182300,7,158000,6,154800,7,158000,9,90000,8,87300,9,92700,11,50000,10,49000,11,50000,23,82000,21,79500,24,83600,0,-44,0,-44,0,-44,6,59000,5,57200,6,59000,0,-44,0,-44,0,-44,82,44000,75,43600,82,44000,Increase/decreased demand for goods,-44,University graduate,University graduate,Completed college/vocational training,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed college/vocational training,Started but did not complete secondary,-44,-44,Completed primary school,Completed primary school,Very important,Very important,Very important,Very important,Very important,Critical,Not important,Very important,Very important,Critical,Important,Not important,Not important,Slightly important,Very important,Very important,Important,Very important,Slightly important,Slightly important,Very important,Critical,Slightly important,Important,Very important,Very important,Not important,Very important,Not important,Slightly important,Important,Important,Very important,Very important,Very important,Slightly important,Very important,Important,Very important,Very important,Important,Important,Very important,Slightly important,Critical,Important,Very important,Critical,Very important,Critical,Very important,Important,Not important,Important,Very important,Critical,Slightly important,Slightly important,Important,Slightly important,Important,Very important,Slightly important,Very important,Critical,Critical,Very important,Important,Slightly important,Not important,Very important,Very important,Important,Very important,Very important,Slightly important,Very important,Very important,Very important,Very important,Slightly difficult,Not difficult,Not difficult,3,7,Difficult,Not difficult,Almost impossible,4,14,Not difficult,Almost impossible,Not difficult,3,12,Slightly difficult,Slightly difficult,Very difficult,3,6,Not difficult,Slightly difficult,Not difficult,2,2,-44,-44,-44,-44,-44,Difficult,Slightly difficult,Difficult,2,1,-44,-44,-44,-44,-44,Slightly difficult,Slightly difficult,Very difficult,2,1,Slightly important,Very important,Important,Important,Very important,Critical,Slightly important,Not important,Minor obstacle,Major obstacle,No obstacle,No obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,Schoold related network,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm cannot afford the optimal level of training,Yes,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Yes,100,0,-44,0,Yes,5,Yes,29,17,0,0,50,0,0,0,0,0,4,0,0,-44,21,79,0,0,0,0,0,0,0,0,0,0,0,0,0, ,Yes,Loan,2011,2150000,10,36,Private commercial banks,Yes,Yes,Yes,No,No,No,-44,140,Yes,2,1,Concerns about level of debt already incurred,-44,32911000,35241000,9867000,12632000,144000,40000,3032000,197000,16000,64000,33000,0,0,3877000,1762000,4226000,4053000,9424000,Very severe obstacle,Major obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,Electricity,Telecommunications,Business Licensing and Permits,No obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,-44,-44,technological and Innovation Support,-44,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 1371370903,1370903,Barbados,Barbados,Construction,903,Yes,2,Establishment physically separated from HQ and other establi,No,2,Sole proprietorship,-44,-44,100,0,0,0,Equally men and women,Yes,Not applicable,100,Makes major strategic and fiancial decisions,10,0,Predominantly men,Male,Female,Male,1956,Yes,Yes,1956,7,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,3,1,-44,Yes,1,1,0,-44,Yes,10,2,0,-44,No,-44,-44,-44,-44,Yes,10,Yes,Yes,Yes,0,-44,-44,100,0,-44,31,57,12,14,Small private firms (less than 20 employees),30,70,0,METALLIC GATES,57,National,0,Decreased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,47,53,No,-44,Yes,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,Yes,Yes,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,No obstacle,-44,Tend to agree,Strongly disagree,Tend to agree,Strongly agree,No,-44,-44,-44,-44,-44,Yes,1,-44,Yes,1,-44,Yes,3,During working hours,Other,Other company property,110000,A customer,No,No,Don't have the time; inconvenient,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,4,Outside working hours,Firearm/gun,Goods or stock,12000,Group of criminals,No,Yes,-44,Yes,5,Outside working hours,Baseball bat,Other,28000,Group of criminals,No,Yes,-44,Yes,4,During working hours,Baseball bat,Money,195000,Group of criminals,No,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,9000,Yes,No,Yes,No,Yes,No,-44,-44,No,-44,-44,Yes,Yes,No,13,Yes,1,No,Yes,0,0,-44,Yes,2,No,No,-44,-44,Yes,19,2,8,364,16,0,0,348,13,0,0,181,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,7,16,92000,15,88300,16,92900,15,54000,15,53500,15,55100,18,45000,17,45000,18,46400,17,31000,17,30700,17,31300,52,44000,50,43600,54,44000,0,-44,0,-44,0,-44,7,24000,7,23800,7,24000,0,-44,0,-44,0,-44,239,27000,228,26700,241,27000,Increase demand for higher quality product,-44,Started but did not complete college/vocational training,Completed college/vocational training,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed secondary,Completed college/vocational training,Completed secondary,-44,-44,Completed secondary,Completed secondary,-44,-44,Completed primary school,Completed primary school,Slightly important,Very important,Very important,Critical,Very important,Critical,Critical,Important,Important,Very important,Very important,Important,Not important,Slightly important,Very important,Critical,Critical,Slightly important,Very important,Very important,Slightly important,Very important,Important,Slightly important,Very important,Slightly important,Slightly important,Not important,Slightly important,Slightly important,Critical,Important,Very important,Slightly important,Critical,Very important,Critical,Very important,Critical,Very important,Very important,Important,Critical,Very important,Very important,Very important,Important,Very important,Critical,Critical,Important,Important,Very important,Important,Slightly important,Important,Slightly important,Not important,Slightly important,Important,Slightly important,Very important,Important,Critical,Critical,Slightly important,Very important,Slightly important,Slightly important,Critical,Critical,Very important,Important,Very important,Slightly important,Very important,Very important,Critical,Very important,Critical,Not difficult,Not difficult,Slightly difficult,1,6,Slightly difficult,Slightly difficult,Difficult,1,12,Difficult,Difficult,Slightly difficult,2,9,Very difficult,Not difficult,Slightly difficult,3,2,Not difficult,Difficult,Almost impossible,0,-44,-44,-44,-44,-44,-44,Not difficult,Slightly difficult,Not difficult,4,4,-44,-44,-44,-44,-44,Difficult,Not difficult,Slightly difficult,5,1,Important,Critical,Slightly important,Not important,Very important,Slightly important,Important,Important,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,Major obstacle,Major obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Very severe obstacle,Very severe obstacle,No obstacle,Major obstacle,Public placement office,-44,No,-44,-44,-44,-44,Yes,0,30,No,-44,Yes,Very severe obstacle,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,Major obstacle,Yes,100,0,-44,0,No,-44,Yes,28,22,0,0,50,0,0,0,0,0,0,0,0,-44,42,0,0,0,0,0,0,58,0,0,0,0,0,0,0, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,Collateral requirements for loans or line of credit are unat,40680000,42120000,14742000,14256000,363000,107000,2964000,0,28000,160000,91000,0,0,421000,4633000,547000,10517000,1269000,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Very severe obstacle,No obstacle,No obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Access to finance,Cost of finance,Inadequately educated workforce,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,Community based organization,-44,Human resources Support,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are estimates computed with some precision, 1371370906,1370906,Barbados,Barbados,Fabricated metal products,906,Yes,14,Headquarters with production and/or sales at this location,Yes,14,Shareholding company with non-traded shares or shares traded,-44,100,100,0,0,0,Equally men and women,Yes,Yes,58,Makes decisions in consultation with other partners,8,6,Predominantly men,Male,Female,Female,1975,No,Yes,1975,11,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,Yes,3,1,0,-44,Yes,8,1,0,-44,No,-44,-44,-44,-44,Yes,95,Yes,Yes,Yes,100,67,59,0,0,-44,34,56,10,7,Small private firms (less than 20 employees),0,47,53,FENCES,78,Local,0,Decreased,Remained the same,More than 5,83,17,0,1977,-99,Refusal to answer,-99,Refusal to answer,12,1,2,41,59,Yes,13,Yes,No,Yes,Yes,Yes,No,Yes,Other company of the sector,-44,No,No,Yes,Yes,Yes,Yes,No,Yes,Yes,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Not important,Important,Slightly important,Important,Important,Not important,Not important,Yes,74,Yes,26,No,-44,No,No,17148000,12,Yes,No,Yes,No,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,-44,Tend to agree,Tend to agree,Strongly disagree,Strongly disagree,No,-44,-44,-44,-44,-44,Yes,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,2000,Yes,No,Yes,No,Yes,No,-44,-44,No,-44,-44,No,Yes,No,0,Yes,1,No,Yes,0,0,-44,No,-44,-44,No,-44,-44,Yes,19,2,12,176,12,43,23,98,3,13,6,51,5,0,1,3,1,0,0,1,0,3,-44,5,2,2,7,12,103000,11,103000,12,103000,3,63000,3,61700,3,63000,11,46000,10,45100,11,46500,5,46000,4,45100,5,46500,23,50000,21,49000,23,50000,0,-44,0,-44,0,-44,2,33000,2,32000,2,34000,32,39000,29,37800,32,41000,93,30000,86,29400,95,31200,New products require new skills,-44,University graduate,University graduate,Completed college/vocational training,Started but did not complete secondary,Completed secondary,Completed college/vocational training,Completed secondary,Started but did not complete college/vocational training,Completed college/vocational training,Completed secondary,-44,-44,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed primary school,Completed primary school,Did not complete primary school,Very important,Critical,Important,Very important,Very important,Very important,Very important,Slightly important,Important,Very important,Important,Important,Slightly important,Slightly important,Slightly important,Critical,Critical,Very important,Important,Important,Important,Critical,Not important,Slightly important,Very important,Very important,Important,Important,Slightly important,Slightly important,Very important,Slightly important,Very important,Critical,Critical,Very important,Slightly important,Very important,Critical,Very important,Very important,Very important,Important,Slightly important,Critical,Important,Very important,Very important,Critical,Important,Very important,Very important,Important,Very important,Very important,Important,Slightly important,Not important,Very important,Very important,Important,Very important,Very important,Very important,Slightly important,Important,Critical,Slightly important,Very important,Slightly important,Critical,Important,Very important,Slightly important,Very important,Slightly important,Very important,Slightly important,Critical,Very important,Not difficult,Almost impossible,Slightly difficult,3,7,Slightly difficult,Almost impossible,Almost impossible,3,13,Very difficult,Not difficult,Difficult,5,5,Not difficult,Almost impossible,Difficult,3,5,Not difficult,Slightly difficult,Slightly difficult,0,-44,-44,-44,-44,-44,-44,Slightly difficult,Difficult,Slightly difficult,4,4,Not difficult,Not difficult,Almost impossible,4,1,Slightly difficult,Very difficult,Slightly difficult,5,1,Slightly important,Very important,Very important,Very important,Critical,Important,Slightly important,Not important,Major obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Public placement office,-44,Yes to fire,No,-44,Yes,7,Yes,80,40,No,-44,No,-44,-44,-44,-44,-44,-44,Yes,100,0,-44,0,Yes,8,Yes,38,22,0,0,40,0,0,0,0,0,0,0,0,-44,27,0,0,0,10,0,0,0,63,0,0,0,0,0,0, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,18419000,20212000,11310000,7616000,47000,19000,1415000,94000,6000,24000,9000,0,0,3032000,0,14124000,20988000,31497000,Minor obstacle,Minor obstacle,Major obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Business Licensing and Permits,Tax administration,Minor obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Too expensive,-44,Yes,International organization,-44,technological and Innovation Support,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 1371370907,1370907,Barbados,Barbados,Other manufacturing,907,Yes,3,Establishment physically separated from HQ and other establi,Yes,3,Shareholding company with non-traded shares or shares traded,-44,100,0,100,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Male,-66,Yes,Yes,1986,22,Yes,16,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,2,2,-44,Yes,2,1,0,-44,Yes,8,1,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,100,65,70,0,0,-44,27,0,73,0,Individuals,0,43,57,ELECTRONICS EQUIPMENTS,100,International,0,Increased,Decreased,2-5,3,97,0,-77,-99,Refusal to answer,-99,Refusal to answer,6,0,0,2,98,Yes,6,No,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,No obstacle,No obstacle,-44,Tend to disagree,Strongly disagree,Strongly agree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,4000,Yes,Yes,Yes,No,Yes,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,No,-44,-44,No,-44,0,-44,No,-44,-44,Yes,39,No,No,-44,-44,-66,165,10,54,20,81,3,11,7,45,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,2,10,33000,10,31700,10,33300,3,17000,3,17000,3,17500,14,11000,14,11000,14,11300,5,11000,5,10900,5,11100,14,10000,14,10000,15,10200,0,-44,0,-44,0,-44,2,14000,2,13900,2,14300,37,9000,37,8900,38,9100,80,7000,81,6800,82,7100,New products require new skills,-44,Started but did not complete college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,University graduate,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed secondary,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed secondary,Started but did not complete college/vocational training,Completed secondary,Started but did not complete college/vocational training,Completed primary school,Did not complete primary school,Slightly important,Very important,Critical,Important,Very important,Critical,Slightly important,Very important,Important,Important,Important,Important,Important,Slightly important,Very important,Slightly important,Very important,Important,Critical,Very important,Very important,Critical,Important,Slightly important,Important,Slightly important,Very important,Not important,Slightly important,Not important,Not important,Very important,Critical,Slightly important,Critical,Slightly important,Critical,Critical,Very important,Critical,Very important,Important,Important,Very important,Critical,Important,Very important,Important,Critical,Important,Critical,Critical,Slightly important,Slightly important,Very important,Important,Not important,Slightly important,Important,Slightly important,Important,Important,Critical,Important,Not important,Not important,Very important,Important,Very important,Slightly important,Slightly important,Critical,Important,Slightly important,Important,Critical,Very important,Very important,Critical,Very important,Difficult,Difficult,Slightly difficult,3,11,Slightly difficult,Slightly difficult,Almost impossible,1,12,Difficult,Difficult,Very difficult,0,-44,Difficult,Very difficult,Almost impossible,4,9,Slightly difficult,Difficult,Almost impossible,4,7,-44,-44,-44,-44,-44,Slightly difficult,Slightly difficult,Slightly difficult,4,4,Difficult,Difficult,Very difficult,3,5,Difficult,Slightly difficult,Slightly difficult,2,1,Important,Very important,Not important,Very important,Very important,Critical,Slightly important,Slightly important,Very severe obstacle,Very severe obstacle,No obstacle,Minor obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,No obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,Public announcement/advertisement,-44,No,-44,-44,-44,-44,Yes,40,40,No,-44,No,-44,-44,-44,-44,-44,-44,Yes,100,0,-44,0,No,-44,No,40,0,0,30,30,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,Yes,Loan,2010,209000,7,48,"Non-Bank financial institutions (microfinance institutions,",No,-44,-44,-44,-44,-44,-44,260,Yes,1,0,-44,-44,8281000,8281000,1395000,1498000,220000,80000,557000,93000,19000,102000,41000,0,0,93000,1299000,522000,230000,1133000,No obstacle,Major obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Moderate obstacle,No obstacle,Major obstacle,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,Electricity,Transportation,Inadequately educated workforce,Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,-44,-44,Human resources Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Somewhat truthful,Are estimates computed with some precision, 1371370908,1370908,Barbados,Barbados,Other manufacturing,908,Yes,10,Establishment physically separated from HQ and other establi,Yes,10,Shareholding company with non-traded shares or shares traded,-44,100,100,0,0,0,Predominantly men,Yes,Yes,42,Delegates decisions to other partners,10,7,Equally men and women,Female,Female,Male,1973,Yes,Yes,1973,14,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,4,1,1,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,100,75,42,0,0,-44,37,0,63,7,Small private firms (less than 20 employees),24,75,1,PRINTING NEWSPAPER,59,National,5,Remained the same,Increased,More than 5,90,10,0,1976,USA,,7,93,2,0,4,52,48,Yes,6,No,No,No,Yes,Yes,Yes,-44,-44,-44,-44,No,Yes,Yes,Yes,No,-44,-44,-44,-44,Yes,Yes,No,Yes,No,Yes,Yes,Yes,No,-44,Not important,Very Important,Very Important,Critical,Slightly important,Slightly important,Not important,Yes,100,No,-44,No,-44,No,No,834000,29,Yes,Yes,Yes,No,Major obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,No obstacle,-44,Tend to agree,Strongly disagree,Tend to disagree,Strongly agree,Yes,No,-44,-44,-44,-44,Yes,-44,56000,Yes,-44,100000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,5,Outside working hours,Baseball bat,Money,3000,Gang related,No,No,Fear of reprisals,Yes,2,Outside working hours,Baseball bat,Personal possessions of employees or customers,39000,A fellow employee,No,Yes,-44,Yes,4,Outside working hours,Other,Money,6000,A fellow employee,Yes,No,Police could not have done anything,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,4,Outside working hours,Baseball bat,Personal possessions of employees or customers,5000,A fellow employee,Yes,Yes,-44,Yes,1,Outside working hours,Other,Other company property,3000,Someone working alone,No,No,Not enough police/not enough resources,No,-44,-44,11000,Yes,Yes,Yes,No,Yes,No,-44,-44,No,-44,-44,Yes,Yes,Yes,19,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,Yes,2,10,195,11,78,27,79,0,17,6,47,11,0,3,4,4,0,1,1,1,9,-44,9,9,9,12,11,87000,11,84400,11,89600,3,61000,3,60400,3,61600,15,53000,14,50900,15,54600,7,37000,7,35500,7,37700,22,69000,21,68300,22,70400,0,-44,0,-44,0,-44,4,41000,4,39400,4,41000,49,59000,46,57800,49,59000,95,48000,90,47500,97,49900,Increase demand for higher quality product,-44,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,University graduate,Completed college/vocational training,University graduate,Completed college/vocational training,Started but did not complete college/vocational training,Completed secondary,Completed secondary,-44,-44,Completed secondary,Completed secondary,Completed secondary,Completed secondary,Completed primary school,Completed secondary,Critical,Very important,Very important,Not important,Critical,Important,Very important,Not important,Very important,Critical,Slightly important,Slightly important,Very important,Slightly important,Critical,Important,Very important,Critical,Critical,Important,Very important,Important,Not important,Not important,Important,Slightly important,Not important,Slightly important,Important,Not important,Very important,Very important,Very important,Slightly important,Critical,Very important,Important,Critical,Critical,Slightly important,Very important,Critical,Important,Slightly important,Very important,Very important,Important,Critical,Very important,Slightly important,Important,Slightly important,Slightly important,Very important,Very important,Very important,Slightly important,Slightly important,Slightly important,Slightly important,Very important,Important,Slightly important,Slightly important,Critical,Slightly important,Critical,Important,Important,Not important,Slightly important,Very important,Important,Not important,Important,Very important,Critical,Very important,Important,Critical,Not difficult,Slightly difficult,Almost impossible,1,5,Very difficult,Not difficult,Difficult,2,12,Not difficult,Very difficult,Difficult,1,10,Not difficult,Difficult,Not difficult,0,-44,Slightly difficult,Slightly difficult,Difficult,3,5,-44,-44,-44,-44,-44,Slightly difficult,Very difficult,Difficult,0,-44,Slightly difficult,Difficult,Almost impossible,2,3,Difficult,Difficult,Very difficult,3,2,Important,Very important,Very important,Very important,Very important,Very important,Slightly important,Critical,Major obstacle,Very severe obstacle,Moderate obstacle,No obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,No obstacle,Public announcement/advertisement,-44,No,-44,-44,-44,-44,Yes,60,60,No,-44,Yes,Minor obstacle,Major obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Major obstacle,Yes,100,0,-44,0,No,-44,Yes,75,0,0,0,25,0,0,0,0,0,0,0,0,-44,49,0,0,0,15,0,36,0,0,0,0,0,0,0,0, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,Size of loan and maturity are insufficiant,53630000,55545000,7130000,15120000,323000,115000,1666000,291000,43000,151000,97000,0,0,7776000,0,8631000,16225000,0,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,No,Yes,Yes,No,No,No,No,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,Cost of finance,Macroeconomic environment,"Crime, theft and disorder",Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,technological and Innovation Support,-44,No,-44,-44,Yes,No,No,No,-44,-44,Yes,Yes,No,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 1371370910,1370910,Barbados,Barbados,Food,910,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded,-44,60,100,0,0,0,Predominantly men,No,Yes,30,Makes major strategic and fiancial decisions,22,6,Predominantly women,Male,Male,Male,1923,No,Yes,1954,19,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,No,Yes,1,1,2,-44,Yes,2,1,0,-44,Yes,10,4,0,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,100,59,47,0,0,-44,0,34,66,13,Individuals,23,0,77,BREAD,88,National,5,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,89,11,Yes,2,Yes,Yes,Yes,Yes,Yes,No,Yes,Other company of the sector,-44,No,No,No,Yes,No,No,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Not important,Important,Important,Not important,Critical,Not important,Slightly important,Yes,77,Yes,23,No,-44,No,No,220000,34,Yes,No,Yes,No,Moderate obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,Very severe obstacle,No obstacle,-44,Strongly disagree,Tend to agree,Tend to agree,Strongly agree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,3000,Yes,Yes,Yes,No,Yes,No,-44,-44,No,-44,-44,Yes,No,No,1,Yes,4,No,Yes,0,0,-44,Yes,1,No,No,-44,-44,Yes,21,2,8,111,6,37,20,48,4,13,4,27,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,6,6,16000,6,15500,6,16200,3,9000,3,8600,3,9200,6,8000,6,7800,6,8100,3,8000,3,7700,3,8200,13,7000,13,6700,13,7000,0,-44,0,-44,0,-44,1,5000,1,5000,1,5100,25,5000,25,5000,25,5300,54,4000,53,3900,55,4100,Increase demand for higher quality product,-44,Completed college/vocational training,Completed college/vocational training,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Completed college/vocational training,Started but did not complete college/vocational training,Completed primary school,Completed primary school,Very important,Very important,Critical,Very important,Very important,Critical,Important,Slightly important,Important,Very important,Not important,Very important,Not important,Not important,Very important,Very important,Important,Important,Critical,Critical,Important,Very important,Important,Not important,Important,Very important,Not important,Slightly important,Slightly important,Slightly important,Very important,Very important,Very important,Not important,Critical,Important,Very important,Important,Slightly important,Critical,Important,Critical,Important,Important,Slightly important,Slightly important,Important,Slightly important,Important,Critical,Very important,Critical,Slightly important,Very important,Important,Very important,Important,Slightly important,Important,Slightly important,Slightly important,Very important,Important,Very important,Slightly important,Important,Critical,Very important,Very important,Very important,Important,Very important,Very important,Slightly important,Very important,Important,Very important,Critical,Critical,Slightly important,Not difficult,Difficult,Not difficult,3,9,Not difficult,Slightly difficult,Difficult,5,8,Difficult,Difficult,Slightly difficult,0,-44,Slightly difficult,Almost impossible,Difficult,0,-44,Slightly difficult,Not difficult,Difficult,0,-44,-44,-44,-44,-44,-44,Slightly difficult,Slightly difficult,Not difficult,4,3,Difficult,Slightly difficult,Difficult,4,2,Difficult,Slightly difficult,Very difficult,2,3,Important,Important,Slightly important,Important,Very important,Not important,Slightly important,Important,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Major obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,Public announcement/advertisement,-44,No,-44,-44,-44,-44,Yes,50,10,No,-44,No,-44,-44,-44,-44,-44,-44,Yes,100,0,-44,0,Yes,7,Yes,51,17,0,0,25,0,0,0,0,0,7,0,0,-44,49,36,0,0,0,15,0,0,0,0,0,0,0,0,0, ,Yes,Loan,2011,214000,6,35,Private commercial banks,Yes,Yes,Yes,No,No,No,-44,190,No,-44,-44,-44,Collateral requirements for loans or line of credit are unat,7521000,7645000,3445000,743000,79000,34000,688000,162000,4000,33000,20000,0,0,1376000,0,3390000,5995000,7458000,No obstacle,No obstacle,No obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,No obstacle,No obstacle,Major obstacle,No obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,Tax Rates,Business Licensing and Permits,Macroeconomic environment,No obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,NGO,-44,"General management, Business development and Strategies supp",-44,Yes,No,No,Yes,No,No,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,Yes,No,-44,-44,Yes,No,No,Truthful,Are taken directly from the establishment's records, 1371370912,1370912,Barbados,Barbados,Other manufacturing,912,Yes,2,Establishment physically separated from HQ and other establi,Yes,2,Shareholding company with non-traded shares or shares traded,-44,47,100,0,0,0,Predominantly men,Yes,Yes,58,Makes decisions in consultation with other partners,9,9,Predominantly men,Male,Female,Female,1967,No,Yes,1967,25,No,-44,-44,Yes,29,No,No,-44,-44,No,-44,-44,Yes,1,2,0,-44,Yes,3,2,0,-44,Yes,4,3,0,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,100,67,57,0,0,-44,0,36,64,19,Individuals,32,68,0,WOODEN FURNITURE,93,Local,Do not know,Decreased,Increased,More than 5,64,36,0,1972,USA,,96,4,6,0,0,20,80,Yes,5,Yes,Yes,Yes,Yes,Yes,Yes,-44,-44,-44,-44,No,Yes,No,Yes,Yes,No,Yes,No,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Slightly important,Critical,Important,Important,Not important,Critical,Very Important,Yes,78,No,-44,Yes,22,No,No,37000,27,Yes,No,Yes,No,Very severe obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,No obstacle,-44,Tend to disagree,Tend to agree,Strongly agree,Strongly agree,No,-44,-44,-44,-44,-44,Yes,-44,46000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,24000,No,No,Yes,No,Yes,No,-44,-44,No,-44,-44,No,Yes,No,5,No,-44,-44,No,-44,0,-44,Yes,2,Yes,No,-44,-44,Yes,37,2,3,69,7,25,9,28,0,8,3,15,12,0,4,4,4,0,0,1,1,8,-44,7,9,8,1,7,85000,7,81600,7,86700,3,71000,3,71000,3,71000,6,38000,6,37600,6,38400,2,24000,2,23000,2,24500,6,23000,6,22300,6,23000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,18,20000,17,19400,18,21000,39,18000,37,18000,39,18500,Increase/decreased demand for goods,-44,University graduate,Completed college/vocational training,Completed college/vocational training,University graduate,Completed secondary,Completed secondary,Completed college/vocational training,Started but did not complete college/vocational training,Completed secondary,Completed secondary,-44,-44,-44,-44,Completed secondary,Started but did not complete college/vocational training,Completed secondary,Did not complete primary school,Very important,Very important,Critical,Slightly important,Important,Critical,Slightly important,Not important,Very important,Very important,Slightly important,Not important,Very important,Not important,Critical,Critical,Very important,Very important,Slightly important,Important,Important,Critical,Slightly important,Slightly important,Important,Slightly important,Very important,Not important,Slightly important,Slightly important,Slightly important,Critical,Slightly important,Important,Slightly important,Very important,Critical,Critical,Important,Very important,Important,Important,Slightly important,Slightly important,Critical,Slightly important,Very important,Slightly important,Very important,Very important,Important,Very important,Slightly important,Important,Slightly important,Important,Slightly important,Slightly important,Important,Very important,Important,Very important,Important,Important,Very important,Slightly important,Very important,Slightly important,Very important,Slightly important,Very important,Critical,Slightly important,Slightly important,Important,Critical,Very important,Important,Very important,Important,Slightly difficult,Difficult,Difficult,1,5,Not difficult,Almost impossible,Difficult,5,15,Difficult,Slightly difficult,Almost impossible,5,13,Difficult,Difficult,Difficult,2,4,Very difficult,Not difficult,Not difficult,2,3,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Difficult,Very difficult,Slightly difficult,4,5,Very difficult,Difficult,Slightly difficult,1,3,Important,Slightly important,Important,Very important,Very important,Important,Important,Very important,Major obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Major obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Major obstacle,Very severe obstacle,Schoold related network,-44,No,-44,-44,-44,-44,Yes,20,40,Yes,-44,No,-44,-44,-44,-44,-44,-44,Yes,16,84,-44,0,Yes,7,No,53,27,0,0,20,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,2,2,Incompleteness of loan application,-44,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,0,0,1118000,210000,1286000,1090000,2713000,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,Major obstacle,Yes,Yes,Yes,No,No,Practices of competitors in the informal sector,Transportation,Access to land for expansion / relocation,Moderate obstacle,Yes,Yes,Yes,No,No,No,No,No,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,No,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Large impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,No impact,-44,-44,-44,-44,-44,-44,-44,-44,No,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,No impact,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,No,No,-44,-44,Yes,No,Yes,No,-44,-44,Yes,No,No,Truthful,Are estimates computed with some precision, 1371370914,1370914,Barbados,Barbados,Food,914,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded,-44,60,40,60,0,0,Predominantly men,No,Yes,28,Delegates decisions to other partners,8,10,Equally men and women,Male,Male,Female,1995,No,Yes,1995,13,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,Yes,2,2,0,-44,Yes,6,1,0,-44,Yes,2,3,0,-44,No,-44,Yes,Yes,Yes,100,66,72,0,0,-44,22,78,0,4,Individuals,0,81,19,FLOUR MILL,32,Local,6,Remained the same,Remained the same,More than 5,68,32,17,2001,USA,,34,66,7,0,0,45,55,Yes,2,No,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Major obstacle,Major obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Major obstacle,Major obstacle,Moderate obstacle,No obstacle,-44,Tend to agree,Strongly disagree,Tend to disagree,Tend to agree,Yes,Yes,Yes,57,Yes,13,Yes,1,-44,Yes,-44,46000,Yes,1,Outside working hours,Knife,Goods or stock,15000,Group of criminals,No,No,Offenders rarely caught or prosecuted,Yes,4,Outside working hours,Firearm/gun,Personal possessions of employees or customers,3000,Someone working alone,No,No,Tried to/was unable to contact the police,Yes,1,During working hours,Baseball bat,Money,15000,A fellow employee,No,No,Tried to/was unable to contact the police,Yes,1,During working hours,Knife,Goods or stock,1000,Someone working alone,No,No,Police could not have done anything,Yes,3,During working hours,Baseball bat,Personal possessions of employees or customers,2300,Group of criminals,No,Yes,-44,Yes,4,Outside working hours,Firearm/gun,Personal possessions of employees or customers,2300,Gang related,Yes,No,Would increase insurance cost,Yes,1,Outside working hours,Other,Other company property,1380,Group of criminals,No,No,Fear of reprisals,No,-44,-44,16000,No,No,Yes,No,Yes,No,-44,-44,No,-44,-44,No,Yes,No,7,No,-44,-44,Yes,0,0,-44,Yes,1,No,No,-44,-44,No,-44,-44,2,40,4,11,5,20,1,2,2,11,7,0,1,2,4,0,0,0,1,3,-44,1,1,4,2,4,121000,4,119800,4,124600,1,68000,1,67300,1,70000,2,48000,2,47000,2,48500,1,25000,1,24000,1,25500,6,25000,5,25000,6,25300,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,7,22000,6,21600,7,22700,26,19000,23,19000,26,19200,Increase demand for higher quality product,-44,University graduate,Started but did not complete college/vocational training,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,-44,-44,Completed college/vocational training,Completed secondary,Completed secondary,Completed primary school,Important,Very important,Important,Slightly important,Important,Critical,Critical,Not important,Important,Critical,Slightly important,Very important,Not important,Slightly important,Critical,Critical,Very important,Very important,Very important,Critical,Slightly important,Slightly important,Slightly important,Slightly important,Not important,Important,Slightly important,Slightly important,Very important,Important,Important,Very important,Critical,Important,Critical,Very important,Very important,Very important,Very important,Critical,Critical,Critical,Important,Not important,Very important,Very important,Very important,Very important,Critical,Very important,Very important,Slightly important,Slightly important,Important,Very important,Important,Slightly important,Not important,Not important,Slightly important,Very important,Important,Very important,Very important,Important,Important,Slightly important,Slightly important,Important,Important,Critical,Critical,Slightly important,Important,Slightly important,Not important,Slightly important,Critical,Very important,Slightly important,Almost impossible,Slightly difficult,Very difficult,0,-44,Very difficult,Almost impossible,Very difficult,0,-44,Very difficult,Almost impossible,Slightly difficult,0,-44,Difficult,Difficult,Not difficult,0,-44,Difficult,Difficult,Almost impossible,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Slightly difficult,Very difficult,Not difficult,0,-44,Not difficult,Difficult,Difficult,3,2,Important,Slightly important,Important,Critical,Important,Important,Slightly important,Slightly important,Very severe obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Public placement office,-44,No,-44,-44,-44,-44,Yes,50,40,No,-44,Yes,Major obstacle,Major obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Yes,100,0,-44,0,Yes,8,No,61,21,0,0,10,0,0,0,0,0,8,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,Collateral requirements for loans or line of credit are unat,5040000,5586000,2286000,1272000,894000,168000,168000,51000,112000,279000,112000,56000,0,279000,0,1110000,1100000,2609000,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,No obstacle,Major obstacle,Minor obstacle,Major obstacle,No obstacle,No obstacle,Moderate obstacle,No obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Macroeconomic environment,Cost of finance,Inadequately educated workforce,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,-44,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,No,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 1371370915,1370915,Barbados,Barbados,Other manufacturing,915,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded,-44,75,100,0,0,0,Predominantly men,No,Yes,25,Delegates decisions to other partners,14,16,Predominantly women,Male,Female,Male,1999,No,Yes,1999,30,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,Yes,1,2,0,-44,Yes,10,4,0,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,100,72,52,0,0,-44,33,0,67,17,Individuals,38,51,11,ELECTRONICS EQUIPMENTS,101,International,Do not know,Decreased,Remained the same,More than 5,0,100,0,2004,USA,,31,69,1,0,0,23,77,No,-44,No,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,Yes,No,Major obstacle,No obstacle,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,Major obstacle,Minor obstacle,Major obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,-44,Strongly agree,Strongly agree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,-44,2000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,Yes,0,Yes,1,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,24,21,3,8,2,8,2,2,1,4,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,3,27000,3,27000,3,27800,1,25000,1,24000,1,25500,1,19000,1,18400,1,19000,0,-44,0,-44,0,-44,1,15000,1,15000,1,15000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,5,13000,5,12600,5,13100,10,11000,10,10700,10,11100,-44,-44,Started but did not complete college/vocational training,Completed college/vocational training,University graduate,Started but did not complete college/vocational training,Completed college/vocational training,Completed college/vocational training,-44,-44,Completed secondary,Completed secondary,-44,-44,-44,-44,Completed secondary,Started but did not complete secondary,Started but did not complete college/vocational training,Did not complete primary school,Important,Important,Very important,Very important,Critical,Critical,Very important,Not important,Very important,Slightly important,Slightly important,Not important,Slightly important,Not important,Critical,Very important,Important,Important,Critical,Very important,Critical,Critical,Slightly important,Slightly important,Not important,Important,Not important,Very important,Not important,Slightly important,Slightly important,Critical,Slightly important,Not important,Critical,Critical,Very important,Important,Critical,Important,Very important,Critical,Very important,Slightly important,Important,Important,Very important,Very important,Critical,Critical,Critical,Slightly important,Very important,Very important,Important,Important,Very important,Slightly important,Slightly important,Not important,Important,Critical,Important,Slightly important,Very important,Slightly important,Critical,Slightly important,Slightly important,Critical,Critical,Very important,Not important,Slightly important,Critical,Slightly important,Very important,Slightly important,Very important,Very important,Not difficult,Slightly difficult,Difficult,0,-44,Difficult,Slightly difficult,Difficult,0,-44,Difficult,Difficult,Not difficult,0,-44,-44,-44,-44,-44,-44,Slightly difficult,Not difficult,Almost impossible,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Not difficult,Not difficult,Not difficult,2,3,Difficult,Difficult,Slightly difficult,0,-44,Important,Very important,Slightly important,Critical,Very important,Not important,Important,Important,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,No obstacle,No obstacle,Private placement office,-44,No,-44,-44,-44,-44,Yes,50,40,No,-44,Yes,Very severe obstacle,Moderate obstacle,Major obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Yes,0,100,-44,0,Yes,7,No,77,23,0,0,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,Yes,Loan,2010,40000,6,39,Private commercial banks,Yes,No,No,No,Yes,No,-44,280,Yes,1,0,-44,-44,1071000,1098000,410000,335000,8000,4000,77000,63000,1000,3000,2000,0,0,66000,0,12000,285000,27000,Moderate obstacle,No obstacle,Very severe obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,Major obstacle,No obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,Transportation,Inadequately educated workforce,Access to finance,No obstacle,Yes,Yes,Yes,No,No,Yes,No,Yes,Moderated impact,-44,-44,-44,-44,Yes,No impact,-44,-44,Yes,Large impact,-44,-44,-44,-44,Yes,No impact,-44,-44,Yes,No impact,-44,-44,-44,-44,Yes,No impact,-44,-44,No,Moderated impact,-44,-44,-44,-44,No,No impact,-44,-44,No,Moderated impact,-44,-44,-44,-44,No,Moderated impact,-44,-44,No,Moderated impact,-44,-44,-44,-44,Yes,No impact,-44,-44,Yes,No impact,-44,-44,-44,-44,Yes,No impact,-44,-44,Yes,Large impact,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 1371370916,1370916,Barbados,Barbados,Non-metallic mineral products,916,No,-44,-44,-44,-44,Partnership (including limited liability companies),-44,30,100,0,0,0,Predominantly men,No,Yes,39,Makes major strategic and fiancial decisions,7,1,Predominantly men,Male,Male,Male,1989,No,Yes,1989,23,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,2,0,-44,Yes,2,2,0,-44,Yes,9,3,0,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,100,75,57,0,0,-44,0,56,44,11,Individuals,0,32,68,CONCRETE,51,National,31,Decreased,Remained the same,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,45,55,Yes,4,No,Yes,Yes,Yes,Yes,Yes,-44,-44,-44,-44,No,Yes,No,Yes,No,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Critical,Very Important,Not important,Critical,Not important,Very Important,Very Important,Yes,100,No,-44,No,-44,No,No,350000,40,Yes,No,No,No,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,No obstacle,-44,Tend to agree,Tend to disagree,Tend to disagree,Strongly agree,No,-44,-44,-44,-44,-44,Yes,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,35000,No,No,Yes,No,No,No,-44,-44,No,-44,-44,No,Yes,No,5,No,-44,-44,Yes,0,0,-44,Yes,2,No,Yes,33,No,Yes,11,2,2,58,8,20,5,25,2,5,2,15,15,0,4,5,6,0,1,1,2,5,-44,8,3,5,0,8,73000,8,71500,8,74500,2,52000,2,49900,2,53600,5,33000,5,32300,5,33700,2,23000,2,22500,2,23200,8,31000,8,30400,8,31300,0,-44,0,-44,0,-44,1,23000,1,22500,1,23700,15,21000,15,20400,15,21800,32,14000,33,13400,32,14100,Increase/decreased demand for goods,-44,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,University graduate,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed college/vocational training,Completed secondary,Did not complete primary school,Very important,Very important,Very important,Very important,Important,Important,Very important,Important,Important,Very important,Slightly important,Slightly important,Important,Slightly important,Very important,Important,Very important,Critical,Important,Very important,Very important,Very important,Slightly important,Important,Important,Slightly important,Not important,Slightly important,Important,Very important,Very important,Not important,Slightly important,Critical,Critical,Critical,Very important,Critical,Slightly important,Very important,Important,Important,Slightly important,Slightly important,Very important,Very important,Critical,Critical,Very important,Very important,Critical,Very important,Important,Important,Very important,Important,Not important,Slightly important,Slightly important,Important,Very important,Important,Important,Critical,Critical,Critical,Critical,Critical,Important,Important,Slightly important,Critical,Critical,Important,Very important,Very important,Very important,Critical,Important,Very important,Very difficult,Slightly difficult,Difficult,0,-44,Difficult,Difficult,Difficult,4,20,Slightly difficult,Difficult,Difficult,0,-44,Not difficult,Very difficult,Difficult,0,-44,Difficult,Difficult,Almost impossible,0,-44,-44,-44,-44,-44,-44,Slightly difficult,Slightly difficult,Very difficult,0,-44,Slightly difficult,Not difficult,Slightly difficult,0,-44,Difficult,Difficult,Slightly difficult,4,2,Slightly important,Critical,Very important,Slightly important,Very important,Very important,Slightly important,Slightly important,Moderate obstacle,Major obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Major obstacle,Minor obstacle,Very severe obstacle,Public announcement/advertisement,-44,No,-44,-44,-44,-44,Yes,100,30,No,-44,Yes,Major obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,No obstacle,Yes,100,0,-44,0,Yes,6,Yes,62,28,0,0,10,0,0,0,0,0,0,0,0,-44,15,61,0,0,0,0,24,0,0,0,0,0,0,0,0, ,Yes,Loan,2012,45000,8,34,Private commercial banks,No,-44,-44,-44,-44,-44,-44,195,Yes,2,1,Concerns about level of debt already incurred,-44,7119000,6993000,2860000,1944000,1329000,350000,210000,140000,140000,559000,140000,0,420000,70000,0,82000,1818000,175000,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Yes,Yes,No,No,Yes,No,No,Moderate obstacle,No obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Cost of finance,Tax Rates,Major obstacle,Yes,Yes,No,Yes,Yes,Yes,No,-44,-44,Yes,Moderated impact,Yes,Moderated impact,Yes,No impact,-44,-44,-44,-44,Yes,Moderated impact,Yes,Moderated impact,Yes,No impact,-44,-44,-44,-44,Yes,Moderated impact,Yes,No impact,Yes,No impact,-44,-44,-44,-44,Yes,Moderated impact,No,Moderated impact,Yes,No impact,-44,-44,-44,-44,Yes,No impact,No,Moderated impact,Yes,No impact,-44,-44,-44,-44,Yes,Moderated impact,No,No impact,Yes,Large impact,-44,-44,-44,-44,Yes,Moderated impact,No,No impact,No,No impact,-44,-44,-44,-44,Yes,Moderated impact,Yes,Moderated impact,Yes,No impact,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,No,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 1371370918,1370918,Barbados,Barbados,Food,918,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded,-44,100,100,0,0,0,Equally men and women,Yes,Yes,25,Makes major strategic and fiancial decisions,7,0,Predominantly men,Male,Male,Female,2006,No,Yes,2006,40,Yes,14,No,No,-44,-44,Yes,8,No,No,-44,-44,No,-44,-44,-44,-44,Yes,2,2,0,-44,Yes,8,2,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,100,58,45,0,0,-44,35,65,0,0,Individuals,16,63,21,BAKED PRODUCTS,54,National,Do not know,Decreased,Increased,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,100,0,No,-44,No,No,No,Yes,Yes,No,Yes,Other company of the sector,-44,No,Yes,Yes,Yes,Yes,No,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Important,Very Important,Not important,Not important,Not important,Important,Important,Yes,60,Yes,40,No,-44,No,No,330000,18,No,Yes,Yes,Yes,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,No obstacle,-44,Strongly agree,Tend to agree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,-44,55000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,4000,No,No,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,Yes,9,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,12,49,5,17,4,23,1,6,1,14,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,5,67000,4,67000,5,67000,1,35000,1,33600,1,36100,3,26000,3,25200,3,26500,2,26000,2,25000,2,26000,7,21000,6,20600,7,21400,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,12,18000,11,17800,12,18200,19,13000,17,12900,19,13500,Increase demand for higher quality product,-44,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,University graduate,Started but did not complete college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed secondary,Started but did not complete college/vocational training,-44,-44,-44,-44,Completed secondary,Completed college/vocational training,Completed primary school,Started but did not complete secondary,Important,Slightly important,Slightly important,Important,Slightly important,Very important,Important,Not important,Important,Critical,Slightly important,Slightly important,Important,Not important,Very important,Critical,Slightly important,Critical,Important,Slightly important,Very important,Critical,Slightly important,Not important,Not important,Important,Important,Slightly important,Important,Important,Critical,Very important,Very important,Slightly important,Critical,Important,Very important,Slightly important,Important,Very important,Important,Important,Important,Important,Very important,Very important,Slightly important,Critical,Very important,Important,Slightly important,Important,Important,Very important,Important,Slightly important,Slightly important,Important,Important,Not important,Critical,Critical,Critical,Critical,Very important,Very important,Critical,Important,Very important,Slightly important,Very important,Very important,Very important,Not important,Slightly important,Very important,Slightly important,Critical,Very important,Slightly important,Slightly difficult,Slightly difficult,Difficult,0,-44,Difficult,Not difficult,Almost impossible,2,12,Difficult,Not difficult,Difficult,3,4,Difficult,Very difficult,Slightly difficult,1,8,Slightly difficult,Not difficult,Almost impossible,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Slightly difficult,Slightly difficult,Slightly difficult,1,4,Slightly difficult,Almost impossible,Difficult,3,2,Important,Critical,Very important,Not important,Very important,Slightly important,Slightly important,Very important,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,Schoold related network,-44,No,-44,-44,-44,-44,Yes,70,40,No,-44,Yes,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,No,0,100,-44,0,Yes,9,Yes,0,54,0,0,30,0,0,0,0,0,8,8,0,-44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,6000000,6600000,2200000,1053000,67000,23000,594000,132000,6000,35000,17000,0,0,66000,0,2850000,106000,6156000,No obstacle,Moderate obstacle,No obstacle,Major obstacle,Yes,No,Yes,No,No,No,No,No obstacle,Minor obstacle,No obstacle,Moderate obstacle,No obstacle,Major obstacle,Major obstacle,Moderate obstacle,No obstacle,Minor obstacle,No obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,Access to finance,Business Licensing and Permits,Cost of finance,No obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,-44,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are estimates computed with some precision, 1371370921,1370921,Barbados,Barbados,Garments,921,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded,-44,70,100,0,0,0,Predominantly men,No,No,53,Delegates decisions to other partners,6,1,Equally men and women,Male,Female,Male,1975,No,Yes,1985,21,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,Yes,2,1,0,-44,Yes,10,1,0,-44,No,-44,-44,-44,-44,Yes,0,Yes,Yes,Yes,100,70,51,0,0,-44,0,88,12,11,Individuals,21,77,2,GARMENTS,100,National,5,Remained the same,Decreased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,32,68,No,-44,No,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Moderate obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,Very severe obstacle,No obstacle,-44,Tend to agree,Strongly disagree,Strongly disagree,Strongly agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,3000,No,No,No,No,Yes,No,-44,-44,No,-44,-44,No,Yes,Yes,0,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,1,70,8,19,8,35,2,5,2,21,6,0,2,3,1,0,0,0,1,6,-44,4,7,5,4,8,90000,9,88200,8,91800,1,61000,1,58600,1,62800,4,39000,4,39000,4,39000,2,39000,2,37400,2,39800,6,28000,7,28000,6,28600,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,13,24000,14,23000,13,25000,42,20000,45,19800,42,20200,Economic upturn/downturn,-44,University graduate,Completed college/vocational training,University graduate,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed secondary,Completed secondary,Completed secondary,Completed college/vocational training,-44,-44,-44,-44,Completed secondary,Started but did not complete college/vocational training,Completed primary school,Completed primary school,Very important,Slightly important,Slightly important,Very important,Very important,Very important,Important,Not important,Very important,Very important,Important,Very important,Not important,Very important,Critical,Slightly important,Important,Important,Slightly important,Important,Critical,Very important,Important,Slightly important,Very important,Very important,Not important,Slightly important,Very important,Very important,Critical,Slightly important,Very important,Slightly important,Critical,Critical,Critical,Very important,Important,Very important,Critical,Important,Critical,Slightly important,Important,Critical,Very important,Critical,Very important,Very important,Very important,Critical,Important,Important,Very important,Important,Not important,Slightly important,Slightly important,Slightly important,Important,Very important,Very important,Critical,Important,Critical,Critical,Important,Very important,Slightly important,Critical,Important,Important,Very important,Very important,Critical,Very important,Slightly important,Very important,Very important,Difficult,Not difficult,Not difficult,2,6,Almost impossible,Slightly difficult,Almost impossible,2,15,Slightly difficult,Almost impossible,Not difficult,4,6,Slightly difficult,Slightly difficult,Very difficult,1,4,Very difficult,Slightly difficult,Difficult,2,9,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Not difficult,Slightly difficult,Difficult,0,-44,Very difficult,Very difficult,Difficult,4,3,Important,Important,Not important,Very important,Very important,Very important,Important,Slightly important,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,Very severe obstacle,Very severe obstacle,Minor obstacle,Private placement office,-44,No,-44,-44,-44,-44,Yes,40,60,No,-44,No,-44,-44,-44,-44,-44,-44,Yes,0,100,-44,0,Yes,7,Yes,74,21,0,0,5,0,0,0,0,0,0,0,0,-44,33,51,0,0,0,0,16,0,0,0,0,0,0,0,0, ,Yes,Line of credit,2011,20000,9,26,Private commercial banks,No,-44,-44,-44,-44,-44,-44,190,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,8680000,7980000,3696000,2320000,104000,43000,479000,104000,14000,40000,24000,319000,0,1117000,0,2260000,5085000,5175000,No obstacle,No obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,No obstacle,Moderate obstacle,No obstacle,Major obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Cost of finance,Access to finance,No obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,-44,-44,Financial magement and tax and customs administration,-44,No,-44,-44,Yes,No,No,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Truthful,Are estimates computed with some precision, 1371370923,1370923,Barbados,Barbados,Chemicals,923,Yes,25,Establishment physically separated from HQ and other establi,Yes,25,Shareholding company with non-traded shares or shares traded,-44,100,0,100,0,0,Equally men and women,No,No,30,Makes major strategic and fiancial decisions,22,4,Predominantly men,Male,Male,Female,-66,Yes,Yes,1953,22,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,8,4,1,-44,No,-44,-44,-44,-44,Yes,8,4,0,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,100,73,48,0,0,-44,0,0,100,6,Individuals,31,61,8,PAINTS,100,National,Do not know,Remained the same,Increased,More than 5,70,30,0,-66,-66,Do not know,-66,Do not know,9,0,0,11,89,Yes,7,No,No,No,Yes,Yes,Yes,-44,-44,-44,-44,No,Yes,No,No,Yes,No,Yes,Yes,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Very Important,Not important,Critical,Very Important,Slightly important,Very Important,Very Important,Yes,100,No,-44,No,-44,Yes,Yes,336000,26,Yes,No,No,No,Major obstacle,Minor obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,No obstacle,-44,Tend to agree,Tend to agree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,-44,22000,Yes,3,-44,Yes,2,Outside working hours,Other,Money,98000,Group of criminals,No,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,Outside working hours,Firearm/gun,Other,140000,Group of criminals,No,No,Fear of negative publicity,Yes,2,During working hours,Other,Money,6000,A fellow employee,No,No,No loss or damage,Yes,2,During working hours,Other,Other,0,A customer,No,No,No loss or damage,Yes,1,During working hours,Knife,Other,242000,A customer,No,Yes,-44,Yes,5,Outside working hours,Knife,Other company property,6000,Someone working alone,Yes,Yes,-44,No,-44,-44,4000,No,No,Yes,No,Yes,No,-44,-44,No,-44,-44,No,Yes,Yes,0,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,15,2,1953,57,6,20,6,25,2,5,2,15,21,1,6,10,4,0,1,2,1,6,6,3,9,3,2,7,129000,8,127700,7,131600,2,101000,2,99000,2,102000,4,57000,4,55300,4,57000,2,40000,2,39200,2,41200,7,50000,8,48000,7,51500,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,16,39000,17,38600,16,40600,40,30000,43,30000,40,30900,Economic upturn/downturn,-44,Completed college/vocational training,Completed college/vocational training,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Started but did not complete college/vocational training,Completed college/vocational training,Completed secondary,-44,-44,-44,-44,Completed secondary,Completed secondary,Completed primary school,Did not complete primary school,Slightly important,Slightly important,Critical,Very important,Critical,Slightly important,Slightly important,Slightly important,Very important,Slightly important,Slightly important,Not important,Important,Slightly important,Very important,Important,Critical,Very important,Slightly important,Very important,Very important,Critical,Not important,Not important,Important,Very important,Slightly important,Slightly important,Important,Slightly important,Very important,Slightly important,Critical,Slightly important,Very important,Important,Slightly important,Critical,Very important,Important,Important,Very important,Important,Slightly important,Important,Very important,Slightly important,Critical,Very important,Very important,Important,Important,Slightly important,Very important,Important,Very important,Slightly important,Not important,Not important,Very important,Very important,Critical,Critical,Critical,Critical,Not important,Slightly important,Important,Slightly important,Critical,Very important,Important,Important,Very important,Very important,Important,Slightly important,Very important,Critical,Important,Slightly difficult,Not difficult,Difficult,0,-44,Almost impossible,Not difficult,Difficult,3,17,Difficult,Very difficult,Difficult,0,-44,Slightly difficult,Slightly difficult,Not difficult,0,-44,Very difficult,Difficult,Difficult,2,7,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Not difficult,Difficult,Difficult,0,-44,Difficult,Not difficult,Very difficult,2,2,Important,Important,Slightly important,Slightly important,Important,Very important,Slightly important,Important,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,Very severe obstacle,Schoold related network,-44,No,-44,-44,-44,-44,Yes,20,40,No,-44,Yes,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Very severe obstacle,Major obstacle,Yes,100,0,-44,0,Yes,9,Yes,48,12,0,0,40,0,0,0,0,0,0,0,0,-44,40,0,0,0,26,34,0,0,0,0,0,0,0,0,0, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,2,2,Insufficient profitability,-44,18600000,16800000,6900000,3680000,76000,26000,840000,336000,7000,25000,18000,672000,0,336000,672000,10700000,1734000,22684000,No obstacle,No obstacle,Major obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,No obstacle,No obstacle,Very severe obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,No obstacle,Moderate obstacle,No obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,Transportation,"Crime, theft and disorder",Inadequately educated workforce,No obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,No,Somewhat truthful,Are estimates computed with some precision, 1371370926,1370926,Barbados,Barbados,Non-metallic mineral products,926,Yes,12,Establishment physically separated from HQ and other establi,Yes,12,Partnership (including limited liability companies),-44,25,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Male,2006,No,Yes,2006,10,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,Yes,3,2,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,100,74,83,0,0,-44,0,72,28,10,Government or government agencies (including state-owned ent,26,74,0,ASPHALT,51,Local,0,Decreased,Remained the same,More than 5,79,21,0,2010,USA,,75,25,23,0,0,56,44,Yes,9,No,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,No obstacle,-44,Tend to disagree,Tend to agree,Tend to disagree,Tend to disagree,Yes,No,-44,-44,-44,-44,Yes,-44,149000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,2000,No,No,Yes,No,Yes,No,-44,-44,No,-44,-44,No,Yes,No,1,No,-44,-44,Yes,0,0,-44,Yes,1,No,No,-44,-44,No,-44,-44,2,27,3,6,4,14,1,1,1,8,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,2,3,135000,3,131000,3,139100,1,91000,1,87400,1,91900,1,58000,1,58000,1,59200,1,58000,1,55700,1,58600,2,48000,2,46100,2,49000,0,-44,0,-44,0,-44,1,27000,1,27000,1,27300,4,42000,3,40700,4,42400,14,35000,12,34000,14,35400,Economic upturn/downturn,-44,Completed college/vocational training,University graduate,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed primary school,Completed secondary,Completed college/vocational training,Started but did not complete secondary,Did not complete primary school,Very important,Critical,Critical,Slightly important,Very important,Very important,Slightly important,Critical,Very important,Very important,Not important,Important,Slightly important,Not important,Important,Important,Critical,Very important,Slightly important,Very important,Critical,Very important,Not important,Very important,Slightly important,Slightly important,Not important,Slightly important,Slightly important,Very important,Critical,Slightly important,Critical,Very important,Critical,Critical,Very important,Important,Very important,Critical,Slightly important,Very important,Very important,Very important,Very important,Critical,Critical,Very important,Slightly important,Very important,Important,Very important,Not important,Very important,Very important,Very important,Important,Slightly important,Important,Slightly important,Very important,Critical,Very important,Important,Important,Slightly important,Critical,Very important,Critical,Very important,Very important,Slightly important,Slightly important,Not important,Critical,Very important,Slightly important,Slightly important,Critical,Critical,Slightly difficult,Difficult,Slightly difficult,0,-44,Not difficult,Difficult,Difficult,2,7,Not difficult,Difficult,Difficult,2,8,Slightly difficult,Almost impossible,Not difficult,0,-44,Not difficult,Not difficult,Difficult,0,-44,-44,-44,-44,-44,-44,Difficult,Slightly difficult,Almost impossible,0,-44,Slightly difficult,Not difficult,Not difficult,0,-44,Slightly difficult,Not difficult,Not difficult,0,-44,Slightly important,Very important,Important,Important,Important,Important,Very important,Very important,Major obstacle,Minor obstacle,No obstacle,Minor obstacle,No obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Through family/friends,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm is affraid of investing in workers that after the t,No,-44,-44,-44,-44,-44,-44,Yes,0,100,-44,0,Yes,9,No,68,21,0,0,11,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,1,Insufficient profitability,-44,4130000,4620000,1200000,1270000,50000,24000,462000,68000,6000,18000,11000,0,0,92000,0,1100000,2625000,2343000,No obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,No obstacle,Very severe obstacle,Major obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Access to finance,Practices of competitors in the informal sector,Cost of finance,No obstacle,Yes,Yes,Yes,Yes,Yes,Yes,No,Yes,Moderated impact,Yes,Moderated impact,No,Moderated impact,No,No impact,-44,-44,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,No impact,-44,-44,Yes,No impact,Yes,Moderated impact,Yes,Moderated impact,No,Large impact,-44,-44,Yes,Large impact,Yes,Moderated impact,No,Moderated impact,Yes,No impact,-44,-44,No,Moderated impact,Yes,Moderated impact,Yes,No impact,Yes,No impact,-44,-44,Yes,Large impact,No,Large impact,Yes,Moderated impact,Yes,No impact,-44,-44,No,Large impact,Yes,No impact,No,Moderated impact,No,No impact,-44,-44,No,Large impact,Yes,Moderated impact,No,Large impact,Yes,No impact,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,41,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Truthful,Are taken directly from the establishment's records, 1371370931,1370931,Barbados,Barbados,Chemicals,931,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,100,0,0,0,Equally men and women,No,Yes,50,Makes decisions in consultation with other partners,7,27,All men,Male,Male,Male,1954,No,Yes,1954,33,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,1,2,-44,Yes,2,1,0,-44,Yes,6,3,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,100,61,49,0,0,-44,0,59,41,0,Small private firms (less than 20 employees),36,49,15,MEDICAL GAS,28,Local,11,Increased,Increased,More than 5,98,2,0,1959,-99,Refusal to answer,-99,Refusal to answer,7,0,0,19,81,Yes,7,No,No,No,Yes,Yes,Yes,-44,-44,-44,-44,Yes,No,Yes,Yes,Yes,No,Yes,Yes,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Very Important,Very Important,Slightly important,Critical,Not important,Not important,Critical,Yes,65,No,-44,Yes,35,Yes,Yes,73000,8,Yes,No,Yes,Yes,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Major obstacle,No obstacle,-44,Strongly disagree,Strongly agree,Tend to agree,Strongly disagree,No,-44,-44,-44,-44,-44,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,6000,No,No,Yes,No,No,No,-44,-44,No,-44,-44,Yes,Yes,No,9,No,-44,-44,Yes,0,0,-44,Yes,1,No,No,-44,-44,No,-44,-44,8,30,3,10,5,12,0,3,2,6,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,2,3,100000,3,99000,3,102000,1,70000,1,67900,1,70000,2,64000,2,63400,2,64600,1,64000,1,62100,1,65300,2,57000,2,54700,2,57600,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,7,52000,6,49900,7,54100,14,33000,13,33000,14,33000,Economic upturn/downturn,-44,University graduate,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,University graduate,Completed secondary,Completed secondary,Completed secondary,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,-44,-44,Completed secondary,Completed primary school,Completed secondary,Did not complete primary school,Important,Important,Very important,Not important,Very important,Very important,Very important,Important,Slightly important,Not important,Slightly important,Important,Slightly important,Not important,Important,Critical,Slightly important,Very important,Very important,Critical,Very important,Slightly important,Not important,Not important,Important,Important,Not important,Not important,Not important,Slightly important,Critical,Slightly important,Very important,Slightly important,Very important,Critical,Very important,Very important,Very important,Critical,Important,Slightly important,Critical,Very important,Critical,Critical,Very important,Very important,Important,Critical,Important,Very important,Slightly important,Critical,Slightly important,Very important,Slightly important,Important,Slightly important,Slightly important,Critical,Very important,Very important,Very important,Slightly important,Not important,Critical,Important,Slightly important,Important,Very important,Critical,Critical,Important,Important,Important,Critical,Very important,Very important,Critical,Slightly difficult,Not difficult,Slightly difficult,0,-44,Slightly difficult,Slightly difficult,Difficult,0,-44,Difficult,Difficult,Difficult,0,-44,Slightly difficult,Very difficult,Slightly difficult,1,2,Difficult,Difficult,Difficult,1,6,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Difficult,Difficult,Difficult,0,-44,Slightly difficult,Difficult,Slightly difficult,0,-44,Very important,Important,Very important,Important,Important,Not important,Slightly important,Important,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Very severe obstacle,No obstacle,Minor obstacle,Public announcement/advertisement,-44,No,-44,-44,-44,-44,Yes,20,20,No,-44,Yes,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,No,0,100,-44,0,No,-44,No,70,0,0,0,30,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,Yes,Loan,2010,300000,7,36,"Non-Bank financial institutions (microfinance institutions,",Yes,Yes,No,No,No,No,-44,145,No,-44,-44,-44,Collateral requirements for loans or line of credit are unat,6720000,7260000,885000,1770000,161000,63000,436000,0,13000,79000,38000,0,0,726000,0,2730000,3103000,6470000,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,Electricity,Inadequately educated workforce,Tax administration,Minor obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,-44,-44,"General management, Business development and Strategies supp",-44,No,-44,-44,Yes,No,No,Yes,Yes,No,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Truthful,Are taken directly from the establishment's records, 1371370934,1370934,Barbados,Barbados,Other manufacturing,934,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Male,1995,Yes,Yes,2001,14,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,8,3,1,-44,No,-44,-44,-44,-44,Yes,8,1,0,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,100,60,54,0,0,-44,0,26,74,13,Small private firms (less than 20 employees),16,79,5,PRINTING,86,National,10,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,73,27,No,-44,Yes,Yes,Yes,Yes,Yes,Yes,-44,-44,-44,-44,No,Yes,Yes,No,Yes,No,Yes,Yes,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Important,Very Important,Very Important,Very Important,Critical,Not important,Very Important,Yes,80,No,-44,Yes,20,No,No,44000,12,Yes,No,Yes,No,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,No obstacle,-44,Tend to disagree,Tend to disagree,Strongly agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,-44,118000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,9000,No,No,Yes,No,Yes,No,-44,-44,No,-44,-44,Yes,Yes,No,22,Yes,1,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,3,32,3,13,3,13,1,4,1,7,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,3,91000,3,87400,3,92800,1,49000,1,48500,1,50500,3,37000,3,36300,3,37000,1,37000,1,37000,1,37400,3,36000,3,35600,3,36400,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,10,34000,9,33300,10,35700,11,21000,10,20400,11,21400,Economic upturn/downturn,-44,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed secondary,Started but did not complete college/vocational training,-44,-44,-44,-44,Completed secondary,Completed primary school,Completed secondary,Did not complete primary school,Critical,Important,Very important,Very important,Very important,Very important,Important,Important,Slightly important,Slightly important,Very important,Not important,Not important,Slightly important,Very important,Important,Very important,Very important,Very important,Critical,Critical,Important,Important,Slightly important,Critical,Slightly important,Slightly important,Slightly important,Very important,Not important,Very important,Important,Critical,Critical,Critical,Important,Very important,Very important,Very important,Very important,Important,Slightly important,Important,Slightly important,Slightly important,Very important,Important,Critical,Very important,Critical,Very important,Critical,Slightly important,Very important,Slightly important,Important,Not important,Slightly important,Important,Not important,Critical,Very important,Important,Very important,Critical,Slightly important,Important,Very important,Critical,Very important,Critical,Critical,Slightly important,Slightly important,Critical,Critical,Critical,Critical,Very important,Critical,Slightly difficult,Very difficult,Difficult,1,24,Not difficult,Almost impossible,Slightly difficult,0,-44,Difficult,Very difficult,Almost impossible,0,-44,Not difficult,Very difficult,Slightly difficult,0,-44,Slightly difficult,Difficult,Difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Slightly difficult,Slightly difficult,Very difficult,0,-44,Very difficult,Slightly difficult,Slightly difficult,0,-44,Important,Critical,Very important,Important,Very important,Slightly important,Not important,Very important,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Minor obstacle,Major obstacle,No obstacle,Private placement office,-44,No,-44,-44,-44,-44,No,-44,-44,-44,Other,No,-44,-44,-44,-44,-44,-44,Yes,100,0,-44,0,Yes,9,No,70,19,0,0,5,0,0,0,0,0,6,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,Yes,Loan,2011,200000,10,31,Private commercial banks,Yes,Yes,Yes,No,No,No,-44,200,Yes,1,0,-44,-44,4025000,4410000,1572000,1050000,926000,221000,132000,0,88000,265000,88000,0,0,617000,0,515000,2650000,1148000,No obstacle,Minor obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,No,Yes,No,No,No,Practices of competitors in the informal sector,"Crime, theft and disorder",Tax administration,No obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,Government based organization,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,Yes,Somewhat truthful,Are estimates computed with some precision, 1371370936,1370936,Barbados,Barbados,Plastics & rubber,936,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,2008,No,Yes,2008,44,No,-44,-44,Yes,26,Yes,No,-44,-44,Yes,3,No,Yes,2,3,1,-44,Yes,1,1,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,75,Yes,Yes,Yes,100,70,57,0,0,-44,0,77,23,11,Small private firms (less than 20 employees),29,28,43,PLASTICS BUCKETS,99,National,Do not know,Increased,Remained the same,2-5,95,5,0,2009,USA,,29,71,4,0,0,34,66,Yes,4,No,No,No,Yes,Yes,Yes,-44,-44,-44,-44,Yes,Yes,Yes,Yes,Yes,No,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Important,Very Important,Very Important,Very Important,Very Important,Very Important,Not important,Yes,100,No,-44,No,-44,No,No,21000,30,No,No,Yes,No,Very severe obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Major obstacle,No obstacle,-44,Tend to agree,Tend to disagree,Tend to agree,Strongly agree,Yes,No,-44,-44,-44,-44,Yes,-44,64000,Yes,1,-44,Yes,1,Outside working hours,Firearm/gun,Other,12000,A fellow employee,No,No,Offenders rarely caught or prosecuted,Yes,1,Outside working hours,Firearm/gun,Other company property,5000,Group of criminals,No,No,Tried to/was unable to contact the police,Yes,5,Outside working hours,Other,Money,15000,Group of criminals,Yes,No,Offenders rarely caught or prosecuted,Yes,1,Outside working hours,Knife,Other company property,1000,Someone working alone,No,No,Don't have the time; inconvenient,Yes,2,During working hours,Firearm/gun,Goods or stock,4000,Group of criminals,Yes,No,Would increase insurance cost,Yes,5,During working hours,Firearm/gun,Other company property,27000,A fellow employee,Yes,No,Don't have the time; inconvenient,Yes,1,Outside working hours,Firearm/gun,Money,3000,Group of criminals,No,Yes,-44,No,-44,-44,18000,No,No,Yes,No,Yes,No,-44,-44,No,-44,-44,No,Yes,No,0,Yes,1,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,24,28,4,10,4,10,0,4,1,5,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,1,4,22000,4,21300,4,22200,1,17000,1,16500,1,17000,2,13000,2,13000,2,13400,0,-44,0,-44,0,-44,1,13000,1,12900,1,13000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,8,11000,9,10600,8,11300,12,9000,13,8600,12,9200,Economic upturn/downturn,-44,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,University graduate,Completed college/vocational training,-44,-44,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,-44,-44,Completed secondary,Completed primary school,Completed secondary,Completed primary school,Very important,Critical,Very important,Very important,Critical,Very important,Very important,Very important,Not important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Critical,Critical,Very important,Very important,Critical,Important,Very important,Very important,Not important,Slightly important,Important,Slightly important,Not important,Important,Slightly important,Important,Critical,Important,Critical,Not important,Slightly important,Important,Very important,Very important,Slightly important,Very important,Very important,Very important,Critical,Slightly important,Slightly important,Important,Slightly important,Very important,Important,Important,Important,Important,Slightly important,Important,Important,Very important,Slightly important,Not important,Slightly important,Not important,Important,Very important,Critical,Slightly important,Slightly important,Very important,Important,Important,Very important,Very important,Critical,Slightly important,Very important,Important,Very important,Very important,Very important,Very important,Important,Very important,Not difficult,Almost impossible,Slightly difficult,0,-44,Not difficult,Almost impossible,Almost impossible,2,15,Slightly difficult,Not difficult,Very difficult,0,-44,-44,-44,-44,-44,-44,Slightly difficult,Not difficult,Almost impossible,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Difficult,Slightly difficult,Not difficult,2,4,Slightly difficult,Not difficult,Slightly difficult,0,-44,Important,Important,Very important,Very important,Important,Not important,Important,Important,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,No obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Major obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Through family/friends,-44,Yes to fire,No,-44,Yes,2,Yes,20,40,No,-44,Yes,Minor obstacle,Major obstacle,Major obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Yes,0,100,-44,0,Yes,8,No,45,30,0,0,25,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,5900000,5500000,1110000,321000,429000,138000,165000,15000,49000,170000,92000,0,0,825000,330000,728000,825000,1682000,No obstacle,Moderate obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Electricity,Macroeconomic environment,Inadequately educated workforce,Minor obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 1371370940,1370940,Barbados,Barbados,Textiles,940,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded,-44,10,75,25,0,0,Equally men and women,Yes,Yes,49,Makes major strategic and fiancial decisions,10,5,Predominantly men,Male,Male,Female,1988,No,Yes,1987,-66,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,8,1,1,-44,Yes,2,1,0,-44,Yes,4,4,0,-44,No,-44,-44,-44,-44,Yes,0,Yes,Yes,Yes,100,55,60,0,0,-44,0,46,54,12,Small private firms (less than 20 employees),41,42,17,SAILS,100,International,Do not know,Remained the same,Increased,More than 5,0,100,0,1989,USA,,55,45,1,0,0,13,87,Yes,4,No,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Major obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Very severe obstacle,No obstacle,-44,Tend to disagree,Tend to disagree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,3000,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,No,0,Yes,1,No,No,-44,1,-44,No,-44,-44,No,-44,-44,No,-44,-44,7,54,8,20,7,19,2,5,2,10,4,0,1,2,1,0,0,0,0,5,-44,5,5,5,1,8,26000,8,25200,8,26500,2,23000,2,23000,2,23700,4,17000,4,17000,4,17300,1,11000,1,10900,1,11300,4,16000,4,15800,4,16000,0,-44,0,-44,0,-44,1,11000,1,10700,1,11300,15,12000,15,11600,15,12000,23,10000,23,9900,23,10100,-44,-44,Completed secondary,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed secondary,-44,-44,Completed secondary,Completed secondary,Completed secondary,Completed primary school,Completed primary school,Completed primary school,Critical,Important,Important,Slightly important,Important,Slightly important,Very important,Slightly important,Very important,Critical,Not important,Important,Not important,Very important,Very important,Slightly important,Very important,Critical,Very important,Critical,Important,Very important,Slightly important,Very important,Very important,Slightly important,Not important,Important,Not important,Very important,Important,Slightly important,Critical,Critical,Critical,Critical,Slightly important,Critical,Critical,Critical,Important,Slightly important,Important,Very important,Critical,Very important,Very important,Very important,Very important,Very important,Very important,Not important,Slightly important,Very important,Important,Important,Slightly important,Not important,Important,Slightly important,Critical,Very important,Very important,Slightly important,Important,Very important,Very important,Not important,Slightly important,Very important,Critical,Very important,Important,Slightly important,Very important,Critical,Slightly important,Very important,Very important,Very important,Not difficult,Slightly difficult,Difficult,0,-44,Difficult,Very difficult,Difficult,4,16,Difficult,Difficult,Slightly difficult,0,-44,Slightly difficult,Not difficult,Difficult,0,-44,Slightly difficult,Slightly difficult,Slightly difficult,0,-44,-44,-44,-44,-44,-44,Slightly difficult,Difficult,Not difficult,0,-44,Not difficult,Difficult,Difficult,0,-44,Difficult,Slightly difficult,Difficult,3,1,Very important,Very important,Important,Not important,Not important,Important,Critical,Very important,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Public announcement/advertisement,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm cannot afford the optimal level of training,No,-44,-44,-44,-44,-44,-44,Yes,0,100,-44,0,No,-44,No,30,0,0,30,40,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,Yes,Loan,2012,32000,5,31,"Non-Bank financial institutions (microfinance institutions,",No,-44,-44,-44,-44,-44,-44,190,No,-44,-44,-44,Did not think it would be approved,4551000,4588000,1602000,821000,75000,24000,367000,26000,5000,26000,16000,0,0,688000,0,87000,161000,203000,No obstacle,No obstacle,No obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Major obstacle,No obstacle,Very severe obstacle,Minor obstacle,No obstacle,No obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,Tax administration,Cost of finance,Corruption,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,technological and Innovation Support,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,No,Yes,No,No,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 1371370942,1370942,Barbados,Barbados,Non-metallic mineral products,942,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded,-44,50,100,0,0,0,Equally men and women,Yes,No,48,Delegates decisions to other partners,10,6,All men,Male,Male,Male,1975,Yes,Yes,1983,27,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,Yes,2,1,0,-44,Yes,7,4,0,-44,No,-44,-44,-44,-44,Yes,3,Yes,Yes,Yes,100,70,55,0,0,-44,0,67,33,19,Small private firms (less than 20 employees),31,69,0,MANUFACTURING FUNCTIONAL POTTE,100,Local,0,Decreased,Remained the same,More than 5,95,5,90,1981,USA,,67,33,22,0,1,89,11,Yes,6,Yes,Yes,No,Yes,Yes,Yes,-44,-44,-44,-44,No,Yes,Yes,Yes,Yes,No,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Important,Slightly important,Slightly important,Not important,Not important,Not important,Slightly important,Yes,85,No,-44,Yes,15,No,No,20000,18,Yes,Yes,Yes,No,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,No obstacle,-44,Tend to agree,Strongly agree,Strongly disagree,Strongly agree,No,-44,-44,-44,-44,-44,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,1000,No,No,Yes,Yes,No,No,-44,-44,No,-44,-44,No,No,No,4,No,-44,-44,No,-44,0,-44,No,-44,-44,Yes,40,No,No,-44,-44,1,26,2,9,5,10,0,2,1,6,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,2,112000,2,112000,2,112000,1,67000,1,66300,1,67700,1,48000,1,46100,1,49000,0,-44,0,-44,0,-44,1,40000,1,40000,1,40400,0,-44,0,-44,0,-44,1,32000,1,31400,1,32600,6,41000,6,40600,6,42600,14,26000,14,25000,14,26800,-44,-44,Completed secondary,Started but did not complete college/vocational training,University graduate,Started but did not complete college/vocational training,Completed college/vocational training,Completed college/vocational training,-44,-44,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed secondary,Completed secondary,Started but did not complete secondary,Completed secondary,Completed primary school,Important,Very important,Important,Very important,Very important,Very important,Slightly important,Slightly important,Very important,Critical,Not important,Very important,Not important,Not important,Critical,Slightly important,Slightly important,Very important,Important,Very important,Important,Very important,Slightly important,Important,Very important,Important,Slightly important,Important,Slightly important,Not important,Slightly important,Very important,Critical,Important,Critical,Critical,Very important,Very important,Critical,Critical,Important,Very important,Important,Slightly important,Important,Very important,Very important,Critical,Critical,Very important,Important,Very important,Slightly important,Very important,Very important,Very important,Not important,Important,Slightly important,Very important,Very important,Very important,Critical,Very important,Very important,Very important,Very important,Very important,Important,Slightly important,Very important,Very important,Important,Important,Important,Slightly important,Critical,Slightly important,Very important,Slightly important,Difficult,Not difficult,Difficult,0,-44,Slightly difficult,Difficult,Difficult,0,-44,Slightly difficult,Difficult,Almost impossible,2,19,-44,-44,-44,-44,-44,Slightly difficult,Very difficult,Very difficult,0,-44,-44,-44,-44,-44,-44,Slightly difficult,Very difficult,Slightly difficult,1,2,Slightly difficult,Slightly difficult,Slightly difficult,0,-44,Difficult,Slightly difficult,Difficult,0,-44,Critical,Important,Very important,Not important,Not important,Critical,Not important,Slightly important,Minor obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Through family/friends,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The benefits of training are small than the costs,Yes,Major obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Major obstacle,Minor obstacle,Yes,0,100,-44,0,Yes,8,Yes,89,11,0,0,0,0,0,0,0,0,0,0,0,-44,20,0,36,0,44,0,0,0,0,0,0,0,0,0,0, ,Yes,Loan,2010,30000,8,42,Private commercial banks,Yes,No,No,Yes,No,No,-44,275,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,1998000,1980000,214000,1123000,12000,5000,178000,83000,1000,4000,4000,0,79000,356000,0,795000,1040000,1868000,No obstacle,No obstacle,Major obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,Moderate obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,Transportation,Customs and Trade Regulations,Labor Regulations,No obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Already used this type of assistance in the past and wasn't,-44,No,-44,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,Yes,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Truthful,Are estimates computed with some precision, 1371370947,1370947,Barbados,Barbados,Wholesale,947,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly women,Male,Female,Male,1989,No,Yes,1989,42,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,1,2,-44,No,-44,-44,-44,-44,Yes,4,2,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0,-44,0,93,7,0,Small private firms (less than 20 employees),37,63,0,STATIONERY,33,Local,0,Remained the same,Increased,More than 5,94,6,0,1991,USA,,46,54,-44,-44,-44,64,36,No,-44,Yes,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Moderate obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,-44,Tend to agree,Tend to disagree,Strongly agree,Strongly agree,No,-44,-44,-44,-44,-44,Yes,-44,16000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,1000,Yes,Yes,Yes,Yes,Yes,No,-44,-44,No,-44,-44,No,Yes,Yes,1,No,-44,-44,Yes,0,0,-44,No,-44,-44,No,-44,-44,Yes,24,1,3,37,3,0,0,34,2,0,0,19,9,0,0,0,9,0,0,0,6,9,-44,-44,-44,9,0,3,79000,3,76600,3,79800,3,73000,3,70100,3,73700,3,39000,3,38200,3,40200,3,25000,3,24800,3,25500,10,35000,9,34000,10,35400,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,24,22000,21,21600,24,22900,Increase/decreased demand for goods,-44,Completed college/vocational training,Completed college/vocational training,University graduate,Started but did not complete college/vocational training,Started but did not complete college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed secondary,-44,-44,-44,-44,-44,-44,Completed secondary,Completed primary school,Slightly important,Critical,Important,Very important,Slightly important,Important,Important,Important,Very important,Very important,Slightly important,Very important,Not important,Not important,Very important,Critical,Very important,Very important,Very important,Very important,Very important,Critical,Not important,Not important,Important,Very important,Slightly important,Very important,Not important,Very important,Critical,Very important,Very important,Critical,Slightly important,Critical,Very important,Slightly important,Slightly important,Very important,Slightly important,Very important,Very important,Important,Critical,Critical,Very important,Slightly important,Critical,Critical,Critical,Very important,Very important,Important,Important,Very important,Slightly important,Not important,Slightly important,Not important,Very important,Critical,Very important,Critical,Very important,Slightly important,Critical,Slightly important,Critical,Critical,Critical,Very important,Slightly important,Slightly important,Very important,Very important,Very important,Important,Very important,Slightly important,Not difficult,Slightly difficult,Almost impossible,0,-44,Not difficult,Difficult,Difficult,3,5,Slightly difficult,Very difficult,Difficult,1,12,Not difficult,Not difficult,Difficult,1,5,Slightly difficult,Difficult,Almost impossible,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Difficult,Slightly difficult,Difficult,0,-44,Very important,Critical,Slightly important,Slightly important,Very important,Important,Slightly important,Important,Minor obstacle,Very severe obstacle,Minor obstacle,No obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,No obstacle,Public announcement/advertisement,-44,Yes to fire,No,-44,Yes,2,Yes,0,30,No,-44,Yes,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Yes,0,100,-44,0,Yes,7,No,0,90,0,0,10,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,Yes,Loan,2012,32000,5,23,Private commercial banks,Yes,No,Yes,No,Yes,No,-44,285,No,-44,-44,-44,Collateral requirements for loans or line of credit are unat,3420000,3870000,813000,1638000,39000,20000,378000,24000,3000,22000,9000,0,0,77000,0,86000,1021000,200000,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,No obstacle,Very severe obstacle,Moderate obstacle,No obstacle,Moderate obstacle,No obstacle,No obstacle,Major obstacle,Yes,Yes,Yes,No,No,Access to finance,Tax Rates,Tax administration,No obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,-44,-44,Financial magement and tax and customs administration,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are estimates computed with some precision, 1371370949,1370949,Barbados,Barbados,Food,949,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Male,1975,No,Yes,1975,41,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,4,2,1,-44,Yes,3,2,0,-44,Yes,4,1,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,100,56,56,0,0,-44,0,77,23,0,Individuals,41,59,0,RICE PRODUCTION,30,Local,Do not know,Remained the same,Decreased,More than 5,78,22,0,1980,-99,Refusal to answer,-99,Refusal to answer,9,0,2,29,71,Yes,5,Yes,No,Yes,Yes,Yes,No,Yes,Supplier,-44,No,No,Yes,Yes,Yes,Yes,No,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Critical,Critical,Very Important,Not important,Not important,Critical,Not important,Yes,68,Yes,32,No,-44,No,No,220000,18,Yes,No,Yes,No,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,No obstacle,-44,Tend to disagree,Tend to agree,Strongly agree,Tend to agree,Yes,No,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,12000,No,No,No,No,Yes,No,-44,-44,No,-44,-44,Yes,Yes,Yes,22,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,15,62,7,17,10,28,1,4,2,15,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,1,7,56000,7,54900,7,56000,1,32000,1,31700,1,33000,4,27000,4,25900,4,27300,1,27000,1,27000,1,27000,7,21000,7,20200,7,21400,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,11,19000,11,18800,11,19600,31,13000,31,12700,31,13000,-44,-44,Completed college/vocational training,Completed college/vocational training,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed secondary,Completed secondary,Started but did not complete college/vocational training,-44,-44,-44,-44,Completed secondary,Started but did not complete college/vocational training,Completed primary school,Did not complete primary school,Very important,Very important,Very important,Critical,Very important,Slightly important,Slightly important,Not important,Very important,Important,Slightly important,Slightly important,Important,Important,Very important,Very important,Very important,Very important,Important,Critical,Critical,Critical,Not important,Not important,Important,Slightly important,Not important,Very important,Slightly important,Slightly important,Not important,Slightly important,Slightly important,Not important,Critical,Very important,Critical,Important,Critical,Very important,Critical,Very important,Important,Important,Critical,Very important,Critical,Important,Very important,Very important,Critical,Critical,Slightly important,Slightly important,Slightly important,Important,Slightly important,Not important,Not important,Slightly important,Critical,Very important,Critical,Slightly important,Very important,Very important,Critical,Very important,Slightly important,Very important,Critical,Important,Important,Critical,Critical,Critical,Important,Very important,Very important,Slightly important,Difficult,Slightly difficult,Slightly difficult,2,8,Difficult,Very difficult,Difficult,4,14,Not difficult,Almost impossible,Difficult,0,-44,Not difficult,Almost impossible,Difficult,4,9,Difficult,Slightly difficult,Slightly difficult,2,4,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Very difficult,Slightly difficult,Very difficult,3,5,Slightly difficult,Slightly difficult,Not difficult,1,1,Important,Very important,Important,Important,Very important,Critical,Not important,Slightly important,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Public announcement/advertisement,-44,Yes to fire,No,-44,Yes,2,No,-44,-44,-44,The firm cannot afford the optimal level of training,Yes,Very severe obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Minor obstacle,Yes,100,0,-44,0,Yes,9,No,72,20,0,0,0,0,0,0,0,0,8,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,14040000,14040000,5335000,1296000,214000,76000,1404000,140000,15000,94000,60000,1123000,0,2527000,0,3210000,4360000,6805000,No obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Very severe obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,No,Yes,No,No,No,Practices of competitors in the informal sector,Customs and Trade Regulations,Inadequately educated workforce,Major obstacle,Yes,Yes,Yes,No,Yes,Yes,No,Yes,Moderated impact,-44,-44,Yes,Moderated impact,Yes,No impact,-44,-44,Yes,Moderated impact,-44,-44,Yes,Moderated impact,Yes,No impact,-44,-44,Yes,Large impact,-44,-44,Yes,No impact,Yes,No impact,-44,-44,No,Large impact,-44,-44,No,Moderated impact,Yes,No impact,-44,-44,No,Moderated impact,-44,-44,No,Moderated impact,No,No impact,-44,-44,No,Moderated impact,-44,-44,Yes,Moderated impact,No,No impact,-44,-44,No,Moderated impact,-44,-44,Yes,Moderated impact,Yes,No impact,-44,-44,Yes,Moderated impact,-44,-44,No,Moderated impact,Yes,No impact,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,Yes,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,Somewhat truthful,Are taken directly from the establishment's records, 1371370951,1370951,Barbados,Barbados,Other manufacturing,951,Yes,2,Headquarters with production and/or sales at this location,Yes,2,Shareholding company with non-traded shares or shares traded,-44,100,0,100,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,1976,No,Yes,1976,32,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,5,1,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,2,3,0,-44,No,-44,Yes,Yes,Yes,100,70,72,0,0,-44,29,30,41,12,Small private firms (less than 20 employees),40,60,0,MANUFACTURING OF ANALOG METERS,25,International,0,Remained the same,Remained the same,More than 5,0,100,0,1977,USA,,88,12,3,0,0,77,23,Yes,1,Yes,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,No,Yes,No,No,No,No,No,-44,Important,Slightly important,Not important,Very Important,Slightly important,Very Important,Important,Yes,100,No,-44,No,-44,No,No,220000,23,No,No,Yes,No,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,No obstacle,-44,Tend to agree,Strongly agree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,3000,Yes,Yes,No,No,Yes,Yes,Yes,No,No,-44,-44,No,Yes,No,1,No,-44,-44,No,-44,0,-44,No,-44,-44,Yes,44,No,Yes,71,2,-66,99,12,29,12,46,0,8,4,27,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,2,12,60000,13,58200,12,60000,3,35000,3,34000,3,35700,6,23000,6,22300,6,23200,2,23000,2,22100,2,23000,10,20000,11,20000,11,20400,0,-44,0,-44,0,-44,1,13000,1,12700,1,13000,20,16000,21,15700,20,16800,45,12000,48,11600,45,12100,Economic upturn/downturn,-44,University graduate,University graduate,University graduate,University graduate,Completed secondary,Started but did not complete college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed secondary,Completed secondary,-44,-44,Completed secondary,Started but did not complete secondary,Completed secondary,Started but did not complete college/vocational training,Completed primary school,Did not complete primary school,Critical,Not important,Important,Important,Very important,Not important,Very important,Slightly important,Very important,Very important,Slightly important,Slightly important,Very important,Not important,Very important,Critical,Very important,Critical,Slightly important,Slightly important,Critical,Important,Important,Slightly important,Very important,Important,Slightly important,Slightly important,Not important,Not important,Slightly important,Critical,Slightly important,Very important,Very important,Slightly important,Important,Critical,Critical,Very important,Important,Very important,Important,Slightly important,Slightly important,Important,Very important,Very important,Important,Critical,Very important,Important,Not important,Important,Important,Slightly important,Not important,Very important,Slightly important,Important,Critical,Very important,Slightly important,Slightly important,Critical,Slightly important,Critical,Not important,Important,Critical,Very important,Very important,Very important,Important,Very important,Very important,Important,Critical,Critical,Critical,Slightly difficult,Almost impossible,Almost impossible,2,15,Slightly difficult,Slightly difficult,Very difficult,5,6,Slightly difficult,Not difficult,Almost impossible,3,11,Slightly difficult,Difficult,Slightly difficult,2,3,Slightly difficult,Slightly difficult,Slightly difficult,3,3,-44,-44,-44,-44,-44,Slightly difficult,Slightly difficult,Not difficult,4,2,Not difficult,Slightly difficult,Very difficult,0,-44,Difficult,Difficult,Slightly difficult,3,2,Slightly important,Very important,Not important,Critical,Very important,Important,Important,Not important,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Minor obstacle,Public announcement/advertisement,-44,No,-44,-44,-44,-44,Yes,30,40,No,-44,Yes,Minor obstacle,Major obstacle,Minor obstacle,Very severe obstacle,Very severe obstacle,Minor obstacle,Yes,0,100,-44,0,Yes,8,No,0,93,0,0,0,0,0,0,0,0,7,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,2,2,Collateral or cosigners unacceptable,-44,4680000,4400000,748000,1938000,68000,30000,264000,0,7000,38000,22000,0,308000,220000,0,257000,1012000,568000,No obstacle,Major obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Electricity,Inadequately educated workforce,Business Licensing and Permits,Minor obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not aware of this type of assistance and don't know it advan,-44,Yes,International organization,-44,Financial magement and tax and customs administration,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,No,Truthful,Are estimates computed with some precision, 1371370953,1370953,Barbados,Barbados,Fabricated metal products,953,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded,-44,99,100,0,0,0,Predominantly men,Yes,Yes,42,Makes major strategic and fiancial decisions,7,3,Predominantly men,Male,Female,Male,2002,No,Yes,2003,32,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,4,0,-44,No,-44,-44,-44,-44,Yes,6,3,0,-44,No,-44,-44,-44,-44,Yes,Do not know,Yes,No,Yes,100,68,68,0,0,-44,0,0,100,0,Small private firms (less than 20 employees),0,98,2,TRUCK BODIES,64,Local,2,Increased,Decreased,More than 5,100,0,1,-44,-44,-44,-44,-44,-44,-44,-44,100,0,Yes,2,Yes,No,No,Yes,Yes,Yes,-44,-44,-44,-44,No,Yes,Yes,Yes,Yes,No,Yes,No,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Very Important,Slightly important,Very Important,Not important,Not important,Very Important,Slightly important,Yes,100,No,-44,No,-44,No,No,101000,30,Yes,No,No,No,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,-44,Tend to agree,Tend to agree,Strongly disagree,Strongly agree,Yes,Yes,No,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,9000,No,No,No,Yes,Yes,No,-44,-44,No,-44,-44,No,No,No,11,Yes,1,No,No,-44,0,-44,No,-44,-44,Yes,30,No,No,-44,-44,11,33,4,11,4,14,1,2,1,4,2,0,0,1,1,0,0,0,0,4,-44,-44,3,4,1,4,91000,4,91000,4,92800,1,61000,1,60400,1,62800,2,42000,2,42000,2,43300,1,42000,1,41600,1,42000,4,41000,4,40200,4,41800,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,7,37000,7,35900,7,37400,16,21000,16,20200,16,21000,-44,-44,University graduate,University graduate,University graduate,Started but did not complete college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Started but did not complete college/vocational training,Completed secondary,Started but did not complete college/vocational training,-44,-44,-44,-44,Completed secondary,Completed primary school,Completed secondary,Completed primary school,Important,Very important,Slightly important,Critical,Critical,Important,Important,Very important,Very important,Not important,Slightly important,Slightly important,Important,Important,Slightly important,Important,Important,Very important,Very important,Slightly important,Important,Very important,Very important,Very important,Critical,Slightly important,Slightly important,Slightly important,Important,Not important,Slightly important,Slightly important,Slightly important,Slightly important,Very important,Very important,Important,Critical,Slightly important,Critical,Very important,Important,Very important,Slightly important,Critical,Slightly important,Critical,Critical,Very important,Very important,Important,Slightly important,Important,Important,Slightly important,Important,Slightly important,Slightly important,Very important,Not important,Important,Very important,Very important,Critical,Critical,Important,Important,Very important,Critical,Critical,Very important,Critical,Slightly important,Very important,Important,Critical,Very important,Very important,Critical,Very important,Not difficult,Almost impossible,Slightly difficult,0,-44,Slightly difficult,Slightly difficult,Difficult,0,-44,Difficult,Slightly difficult,Difficult,0,-44,Difficult,Slightly difficult,Not difficult,1,6,Not difficult,Slightly difficult,Very difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Difficult,Difficult,Very difficult,2,3,Difficult,Almost impossible,Difficult,0,-44,Slightly important,Very important,Important,Not important,Critical,Important,Important,Important,Moderate obstacle,Moderate obstacle,Very severe obstacle,No obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Very severe obstacle,Minor obstacle,Public announcement/advertisement,-44,No,-44,-44,-44,-44,Yes,50,10,No,-44,No,-44,-44,-44,-44,-44,-44,Yes,0,100,-44,0,Yes,7,Yes,66,10,0,0,10,0,0,0,0,0,7,7,0,-44,30,70,0,0,0,0,0,0,0,0,0,0,0,0,0, ,Yes,Line of credit,2012,45000,6,26,Private commercial banks,Yes,No,No,Yes,No,No,-44,110,Yes,1,0,-44,-44,2406000,2506000,674000,1212000,426000,75000,251000,25000,50000,100000,50000,0,175000,226000,50000,203000,570000,463000,Major obstacle,Major obstacle,No obstacle,Very severe obstacle,Yes,Yes,Yes,No,No,No,No,Very severe obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,No obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Very severe obstacle,Yes,No,Yes,No,No,Access to land for expansion / relocation,Practices of competitors in the informal sector,Tax Rates,No obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,NGO,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,No,Yes,No,No,Somewhat truthful,Are estimates computed with some precision, 1371370954,1370954,Barbados,Barbados,Chemicals,954,Yes,55,Establishment physically separated from HQ and other establi,Yes,55,Shareholding company with non-traded shares or shares traded,-44,35,100,0,0,0,Equally men and women,Yes,Yes,31,Delegates decisions to other partners,6,4,All men,Male,Male,Male,2007,No,Yes,2007,14,No,-44,-44,No,-44,-44,Yes,7,No,No,-44,-44,Yes,6,3,1,-44,Yes,2,1,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,1,Yes,Yes,Yes,100,68,51,0,0,-44,0,47,53,5,Small private firms (less than 20 employees),22,78,0,AEROSOL PRODUCTS,15,Local,Do not know,Increased,Increased,More than 5,79,21,0,2009,USA,,22,78,11,0,0,42,58,Yes,7,Yes,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,No obstacle,-44,Tend to agree,Tend to agree,Tend to agree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,1000,No,No,Yes,No,No,No,-44,-44,No,-44,-44,No,No,Yes,0,No,-44,-44,No,-44,0,-44,Yes,2,No,No,-44,-44,No,-44,-44,4,24,3,8,3,10,0,2,1,2,4,0,1,2,1,0,0,0,0,5,-44,9,3,5,0,3,68000,3,66600,3,69400,1,41000,1,39400,1,41400,2,29000,2,28100,2,29300,1,22000,1,21800,1,22200,2,21000,2,20800,2,21200,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,7,20000,6,19400,7,20000,12,15000,11,14900,12,15200,Economic upturn/downturn,-44,Completed college/vocational training,University graduate,Started but did not complete college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,University graduate,Completed secondary,Started but did not complete college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,-44,-44,Completed secondary,Completed primary school,Started but did not complete college/vocational training,Did not complete primary school,Important,Very important,Important,Slightly important,Very important,Critical,Very important,Important,Very important,Critical,Slightly important,Slightly important,Slightly important,Slightly important,Important,Critical,Important,Very important,Very important,Slightly important,Critical,Very important,Very important,Slightly important,Very important,Slightly important,Slightly important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Critical,Very important,Critical,Very important,Very important,Slightly important,Very important,Critical,Very important,Very important,Very important,Slightly important,Very important,Slightly important,Critical,Important,Very important,Very important,Very important,Very important,Very important,Slightly important,Very important,Important,Not important,Not important,Slightly important,Slightly important,Important,Critical,Slightly important,Important,Important,Slightly important,Very important,Critical,Important,Critical,Slightly important,Very important,Important,Important,Slightly important,Very important,Very important,Important,Critical,Very important,Slightly difficult,Slightly difficult,Difficult,0,-44,Difficult,Slightly difficult,Very difficult,0,-44,Not difficult,Very difficult,Almost impossible,2,15,Very difficult,Slightly difficult,Difficult,0,-44,Very difficult,Slightly difficult,Not difficult,1,6,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Not difficult,Difficult,Almost impossible,0,-44,Slightly difficult,Slightly difficult,Difficult,0,-44,Very important,Critical,Critical,Important,Very important,Not important,Not important,Slightly important,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,No obstacle,Public placement office,-44,Yes to fire,No,-44,Yes,1,Yes,70,40,No,-44,Yes,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Yes,0,100,-44,0,Yes,8,No,66,19,0,0,15,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,Yes,Loan,2012,12000,8,32,Private commercial banks,Yes,Yes,No,No,No,No,-44,220,Yes,1,0,-44,-44,2541000,2793000,1080000,660000,27000,10000,84000,56000,2000,14000,7000,0,0,56000,0,630000,1090000,1512000,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Business Licensing and Permits,Access to finance,Minor obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,Yes,No,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Truthful,Are estimates computed with some precision, 1371370959,1370959,Barbados,Barbados,Other manufacturing,959,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded,-44,25,100,0,0,0,Predominantly women,Yes,No,21,Makes major strategic and fiancial decisions,8,4,Predominantly men,Male,Female,Male,1999,Yes,Yes,1999,32,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,100,66,62,0,0,-44,24,0,76,11,Small private firms (less than 20 employees),44,0,56,PRINTING,103,International,2,Increased,Remained the same,More than 5,23,77,0,2001,USA,,87,13,7,0,0,38,62,No,-44,No,Yes,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,-44,Tend to agree,Strongly agree,Tend to disagree,Strongly agree,Yes,No,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,No,6,Yes,4,No,Yes,0,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,15,23,3,9,4,7,1,2,1,3,1,0,0,0,1,0,0,0,0,4,-44,-44,-44,4,1,3,55000,3,54500,3,55600,1,45000,1,43700,1,46400,1,41000,1,41000,1,41800,0,-44,0,-44,0,-44,1,32000,1,32000,1,32600,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,6,31000,6,30100,6,32600,12,25000,12,24000,12,25000,-44,-44,Completed college/vocational training,Completed college/vocational training,University graduate,Started but did not complete college/vocational training,Completed college/vocational training,Completed secondary,-44,-44,Completed secondary,Started but did not complete college/vocational training,-44,-44,-44,-44,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed primary school,Important,Very important,Critical,Important,Very important,Critical,Very important,Very important,Very important,Very important,Slightly important,Not important,Slightly important,Important,Very important,Critical,Critical,Critical,Very important,Very important,Critical,Critical,Not important,Slightly important,Important,Important,Slightly important,Not important,Not important,Slightly important,Very important,Slightly important,Critical,Slightly important,Very important,Very important,Critical,Critical,Important,Critical,Critical,Very important,Slightly important,Slightly important,Slightly important,Important,Very important,Very important,Very important,Critical,Critical,Critical,Very important,Very important,Important,Very important,Very important,Not important,Slightly important,Slightly important,Critical,Important,Critical,Slightly important,Very important,Important,Important,Not important,Critical,Important,Very important,Very important,Very important,Important,Slightly important,Very important,Important,Important,Very important,Critical,Slightly difficult,Not difficult,Difficult,0,-44,Difficult,Difficult,Not difficult,3,7,Not difficult,Almost impossible,Very difficult,0,-44,-44,-44,-44,-44,-44,Not difficult,Very difficult,Not difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Not difficult,Slightly difficult,Slightly difficult,0,-44,Very difficult,Slightly difficult,Very difficult,0,-44,Very important,Important,Not important,Very important,Very important,Very important,Important,Slightly important,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,No obstacle,Public placement office,-44,No,-44,-44,-44,-44,No,-44,-44,-44,Other,Yes,Very severe obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,No obstacle,Yes,0,100,-44,0,Yes,7,No,57,23,0,0,20,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,3480000,3570000,893000,819000,10000,3000,286000,30000,1000,4000,2000,179000,0,107000,107000,784000,108000,1835000,No obstacle,Moderate obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,No obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,Major obstacle,Moderate obstacle,No obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,Cost of finance,Access to finance,Electricity,No obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Too expensive,-44,Yes,International organization,-44,technological and Innovation Support,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,No,Yes,No,No,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 1371370970,1370970,Barbados,Barbados,Food,970,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded,-44,51,100,0,0,0,Predominantly men,No,Yes,47,Delegates decisions to other partners,5,11,Predominantly men,Male,Female,Female,1999,No,Yes,1999,13,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,Yes,3,1,0,-44,Yes,5,4,0,-44,Yes,2,3,0,-44,No,-44,Yes,No,Yes,100,70,81,0,0,-44,0,47,53,0,Individuals,20,25,55,MEAT,100,Local,Do not know,Decreased,Remained the same,More than 5,89,11,0,2001,USA,,51,49,19,0,0,28,72,Yes,4,Yes,Yes,Yes,Yes,Yes,No,Yes,University,-44,No,No,No,No,Yes,No,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Very Important,Very Important,Important,Not important,Not important,Important,Slightly important,Yes,70,Yes,30,No,-44,No,No,52000,24,Yes,Yes,Yes,No,Very severe obstacle,Major obstacle,Major obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,No obstacle,-44,Tend to agree,Tend to agree,Strongly agree,Tend to agree,Yes,Yes,No,-44,-44,-44,Yes,-44,52000,Yes,-44,10000,Yes,1,During working hours,Other,Goods or stock,3000,Group of criminals,Yes,No,They occur too frequently,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,Outside working hours,Firearm/gun,Personal possessions of employees or customers,2000,Group of criminals,No,No,They occur too frequently,Yes,1,During working hours,Firearm/gun,Money,1000,Group of criminals,No,No,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,Outside working hours,Baseball bat,Personal possessions of employees or customers,500,Gang related,No,No,No loss or damage,Yes,5,During working hours,Firearm/gun,Goods or stock,0,Group of criminals,Yes,No,No loss or damage,No,-44,-44,1000,No,No,Yes,No,Yes,No,-44,-44,No,-44,-44,No,No,Yes,6,No,-44,-44,No,-44,0,-44,No,-44,-44,Yes,31,No,No,-44,-44,4,26,3,10,3,10,0,2,1,3,5,0,1,3,1,0,0,0,1,6,-44,8,5,8,0,3,63000,3,63000,3,63600,1,44000,1,42700,1,44400,3,27000,3,26500,3,27000,1,16000,1,15800,1,16500,2,24000,2,23000,2,24500,0,-44,0,-44,0,-44,1,19000,1,18400,1,19600,8,22000,8,21100,8,22900,12,15000,12,14900,12,15000,-44,-44,Completed college/vocational training,University graduate,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Completed secondary,Completed primary school,Did not complete primary school,Did not complete primary school,Very important,Very important,Critical,Very important,Very important,Slightly important,Slightly important,Very important,Critical,Important,Slightly important,Slightly important,Slightly important,Not important,Very important,Very important,Slightly important,Very important,Critical,Important,Critical,Very important,Not important,Slightly important,Not important,Important,Slightly important,Very important,Very important,Important,Very important,Very important,Not important,Important,Very important,Important,Critical,Very important,Slightly important,Slightly important,Slightly important,Important,Important,Slightly important,Very important,Slightly important,Very important,Critical,Very important,Critical,Slightly important,Critical,Important,Very important,Slightly important,Important,Not important,Not important,Slightly important,Not important,Slightly important,Critical,Critical,Critical,Very important,Very important,Slightly important,Very important,Slightly important,Very important,Very important,Very important,Important,Slightly important,Very important,Very important,Very important,Very important,Critical,Very important,Difficult,Almost impossible,Not difficult,0,-44,Not difficult,Difficult,Very difficult,0,-44,Difficult,Very difficult,Slightly difficult,0,-44,Difficult,Slightly difficult,Very difficult,0,-44,Slightly difficult,Very difficult,Difficult,0,-44,-44,-44,-44,-44,-44,Slightly difficult,Not difficult,Very difficult,0,-44,Difficult,Slightly difficult,Almost impossible,0,-44,Slightly difficult,Difficult,Very difficult,0,-44,Important,Critical,Slightly important,Important,Very important,Very important,Not important,Very important,Major obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Private placement office,-44,Yes to fire,No,-44,Yes,3,Yes,50,20,Yes,-44,No,-44,-44,-44,-44,-44,-44,Yes,0,100,-44,0,Yes,8,No,61,27,0,0,12,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,1,Incompleteness of loan application,-44,2604000,2604000,1037000,702000,40000,10000,104000,77000,4000,11000,7000,0,130000,26000,0,855000,1740000,1924000,Moderate obstacle,No obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,Major obstacle,Minor obstacle,Major obstacle,No obstacle,Minor obstacle,No obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Very severe obstacle,Yes,Yes,Yes,No,No,Practices of competitors in the informal sector,Access to land for expansion / relocation,Inadequately educated workforce,No obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,Private independent fund,-44,technological and Innovation Support,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,No,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 1371370975,1370975,Barbados,Barbados,Food,975,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded,-44,50,100,0,0,0,Predominantly men,No,Yes,22,Delegates decisions to other partners,5,12,Predominantly women,Male,Male,Male,1966,No,Yes,1966,16,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,2,1,-44,Yes,2,2,0,-44,No,-44,-44,-44,-44,Yes,1,3,0,-44,No,-44,Yes,Yes,Yes,100,55,54,0,0,-44,0,47,53,7,Small private firms (less than 20 employees),15,60,25,RUM,100,Local,0,Remained the same,Increased,More than 5,71,29,0,1966,USA,,45,55,13,0,0,92,8,Yes,8,Yes,Yes,Yes,Yes,Yes,Yes,-44,-44,-44,-44,No,Yes,Yes,Yes,No,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Very Important,Critical,Critical,Very Important,Important,Slightly important,Not important,Yes,100,No,-44,No,-44,Yes,Yes,156000,14,Yes,No,Yes,Yes,Very severe obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,No obstacle,-44,Tend to agree,Tend to agree,Tend to agree,Strongly agree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,15000,No,No,Yes,No,Yes,No,-44,-44,No,-44,-44,No,Yes,Yes,7,No,-44,-44,Yes,0,0,-44,Yes,1,No,Yes,53,No,Yes,15,2,2,95,12,37,15,31,3,13,4,10,20,0,5,9,6,0,2,1,1,1,-44,2,1,1,5,12,91000,13,91000,12,91900,3,66000,3,66000,3,67300,8,39000,9,37400,8,39000,2,39000,2,37800,2,39800,6,38000,6,36500,6,39100,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,26,30000,29,29100,26,30900,58,16000,63,16000,59,16000,Increase demand for higher quality product,-44,University graduate,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,-44,-44,Completed college/vocational training,Started but did not complete college/vocational training,Completed primary school,Did not complete primary school,Very important,Very important,Very important,Critical,Very important,Critical,Very important,Critical,Very important,Important,Not important,Important,Not important,Slightly important,Critical,Critical,Very important,Very important,Critical,Important,Very important,Very important,Not important,Not important,Important,Slightly important,Not important,Slightly important,Not important,Not important,Very important,Important,Critical,Very important,Slightly important,Critical,Critical,Very important,Slightly important,Important,Important,Very important,Important,Not important,Important,Critical,Very important,Critical,Very important,Important,Very important,Slightly important,Not important,Very important,Very important,Very important,Slightly important,Not important,Slightly important,Not important,Critical,Very important,Very important,Slightly important,Slightly important,Slightly important,Critical,Very important,Critical,Slightly important,Critical,Very important,Important,Slightly important,Critical,Slightly important,Critical,Very important,Very important,Very important,Difficult,Difficult,Slightly difficult,0,-44,Not difficult,Difficult,Not difficult,4,9,Not difficult,Almost impossible,Almost impossible,1,14,Not difficult,Difficult,Difficult,1,5,Slightly difficult,Slightly difficult,Difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Difficult,Difficult,Not difficult,0,-44,Slightly difficult,Not difficult,Very difficult,0,-44,Very important,Very important,Slightly important,Important,Important,Slightly important,Very important,Very important,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Schoold related network,-44,No,-44,-44,-44,-44,Yes,40,40,No,-44,Yes,Major obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Yes,100,0,-44,0,Yes,8,No,60,25,0,0,15,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,Yes,Loan,2012,50000,9,33,Private commercial banks,Yes,Yes,No,Yes,Yes,No,-44,160,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,0,1257000,140000,279000,2220000,672000,4862000,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Major obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,No obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Access to finance,Inadequately educated workforce,Tax administration,Minor obstacle,Yes,Yes,Yes,No,No,Yes,No,Yes,Moderated impact,-44,-44,-44,-44,No,No impact,-44,-44,No,Moderated impact,-44,-44,-44,-44,No,No impact,-44,-44,Yes,No impact,-44,-44,-44,-44,Yes,Large impact,-44,-44,No,Moderated impact,-44,-44,-44,-44,Yes,No impact,-44,-44,No,No impact,-44,-44,-44,-44,No,No impact,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,Yes,No impact,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,Yes,No impact,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,Yes,Somewhat truthful,Are estimates computed with some precision, 1371370977,1370977,Barbados,Barbados,Plastics & rubber,977,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded,-44,93,93,6,0,1,Predominantly men,No,Yes,5,Delegates decisions to other partners,25,10,Predominantly men,Male,Male,Male,1966,Yes,Yes,1966,15,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,1,0,-44,Yes,3,2,0,-44,No,-44,-44,-44,-44,Yes,1,4,0,-44,No,-44,Yes,Yes,Yes,100,65,67,0,0,-44,0,94,6,15,Small private firms (less than 20 employees),0,80,20,MANUFACTURING OF TEXTURE FINIS,97,National,10,Decreased,Remained the same,More than 5,91,9,0,1971,-99,Refusal to answer,-99,Refusal to answer,11,0,0,8,92,Yes,5,No,No,No,Yes,Yes,Yes,-44,-44,-44,-44,Yes,Yes,Yes,Yes,Yes,No,Yes,No,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Critical,Critical,Very Important,Critical,Very Important,Very Important,Slightly important,Yes,100,No,-44,No,-44,No,No,28000,13,Yes,No,No,No,Very severe obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,No obstacle,-44,Strongly agree,Tend to agree,Strongly disagree,Strongly agree,No,-44,-44,-44,-44,-44,Yes,-44,6000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,2000,No,No,Yes,No,No,No,-44,-44,No,-44,-44,No,No,Yes,5,No,-44,-44,No,-44,0,-44,No,-44,-44,Yes,50,No,No,-44,-44,8,40,6,15,6,13,1,3,2,5,2,0,1,1,0,0,0,0,0,4,-44,6,1,-44,2,6,128000,5,124200,6,129300,1,84000,1,81500,1,85700,3,63000,3,60500,3,63600,1,43000,1,43000,1,43900,4,65000,4,62400,4,66300,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,11,50000,10,48000,11,51500,16,44000,15,43600,16,44900,Economic upturn/downturn,-44,Completed college/vocational training,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed secondary,-44,-44,-44,-44,Completed secondary,Completed primary school,Completed primary school,Did not complete primary school,Critical,Critical,Slightly important,Important,Critical,Very important,Not important,Very important,Critical,Important,Very important,Slightly important,Very important,Slightly important,Important,Very important,Critical,Very important,Important,Very important,Slightly important,Important,Slightly important,Important,Critical,Slightly important,Not important,Very important,Important,Slightly important,Very important,Critical,Very important,Slightly important,Critical,Critical,Slightly important,Important,Very important,Slightly important,Critical,Critical,Important,Not important,Important,Slightly important,Slightly important,Slightly important,Very important,Critical,Very important,Slightly important,Not important,Important,Very important,Important,Not important,Not important,Slightly important,Not important,Very important,Critical,Very important,Very important,Important,Critical,Critical,Slightly important,Very important,Slightly important,Important,Very important,Important,Slightly important,Critical,Very important,Very important,Very important,Important,Very important,Slightly difficult,Very difficult,Slightly difficult,0,-44,Difficult,Difficult,Almost impossible,0,-44,Slightly difficult,Very difficult,Difficult,3,20,Difficult,Very difficult,Very difficult,2,8,Difficult,Not difficult,Almost impossible,2,8,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Slightly difficult,Slightly difficult,Slightly difficult,0,-44,Very difficult,Difficult,Difficult,1,3,Important,Important,Slightly important,Slightly important,Slightly important,Very important,Not important,Important,Very severe obstacle,Major obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,No obstacle,Schoold related network,-44,Yes to fire,No,-44,Yes,2,Yes,40,20,Yes,-44,No,-44,-44,-44,-44,-44,-44,Yes,100,0,-44,0,Yes,7,Yes,48,27,0,0,25,0,0,0,0,0,0,0,0,-44,26,74,0,0,0,0,0,0,0,0,0,0,0,0,0, ,Yes,Loan,2010,300000,8,36,Private commercial banks,Yes,No,No,No,No,Yes,Assignment of Key Man Insuranc,100,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,9052000,9709000,4148000,2394000,30000,13000,874000,97000,3000,10000,8000,0,0,874000,0,1093000,1560000,2612000,No obstacle,Major obstacle,No obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Electricity,Access to land for expansion / relocation,Access to finance,No obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not aware of this type of assistance and don't know it advan,-44,Yes,International organization,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are estimates computed with some precision, 1371370978,1370978,Barbados,Barbados,Garments,978,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded,-44,33,100,0,0,0,Predominantly men,No,Yes,33,Makes decisions in consultation with other partners,25,7,Predominantly men,Female,Male,Female,1944,No,Yes,1944,18,No,-44,-44,No,-44,-44,Yes,12,No,No,-44,-44,No,-44,-44,-44,-44,Yes,3,2,0,-44,Yes,7,4,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,100,60,78,0,0,-44,0,56,44,0,Small private firms (less than 20 employees),0,70,30,UNIFORMS,87,Local,Do not know,Increased,Increased,More than 5,83,17,5,1949,USA,,23,77,14,0,0,49,51,No,-44,Yes,Yes,Yes,Yes,Yes,Yes,-44,-44,-44,-44,No,Yes,Yes,No,No,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Not important,Critical,Very Important,Critical,Slightly important,Very Important,Slightly important,Yes,100,No,-44,No,-44,No,No,74000,21,Yes,No,Yes,No,Major obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,No obstacle,-44,Tend to agree,Tend to agree,Tend to disagree,Strongly agree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,1000,No,No,Yes,Yes,No,No,-44,-44,No,-44,-44,No,No,Yes,7,No,-44,-44,Yes,0,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,5,31,4,16,4,7,1,4,1,2,4,0,1,2,1,0,0,0,0,7,-44,9,5,9,1,4,37000,4,36300,4,38100,1,22000,1,22000,1,22400,3,16000,3,15500,3,16500,1,14000,1,13700,1,14300,1,13000,1,12700,1,13000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,12,14000,11,13700,12,14600,13,13000,12,12600,13,13300,Economic upturn/downturn,-44,University graduate,Completed college/vocational training,University graduate,Started but did not complete college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed secondary,Started but did not complete college/vocational training,-44,-44,-44,-44,Completed secondary,Did not complete primary school,Started but did not complete college/vocational training,Completed secondary,Slightly important,Critical,Critical,Very important,Slightly important,Not important,Critical,Slightly important,Important,Very important,Slightly important,Important,Important,Not important,Very important,Very important,Slightly important,Important,Very important,Very important,Very important,Important,Important,Slightly important,Very important,Important,Important,Not important,Very important,Slightly important,Critical,Important,Very important,Very important,Critical,Critical,Very important,Very important,Slightly important,Critical,Slightly important,Important,Important,Important,Very important,Important,Slightly important,Critical,Important,Critical,Critical,Critical,Important,Slightly important,Critical,Very important,Slightly important,Slightly important,Slightly important,Very important,Very important,Slightly important,Very important,Very important,Critical,Important,Important,Very important,Very important,Very important,Slightly important,Important,Important,Important,Critical,Important,Very important,Important,Critical,Very important,Almost impossible,Not difficult,Slightly difficult,0,-44,Slightly difficult,Slightly difficult,Difficult,0,-44,Slightly difficult,Almost impossible,Very difficult,0,-44,Not difficult,Not difficult,Difficult,2,2,Slightly difficult,Difficult,Almost impossible,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Difficult,Slightly difficult,Difficult,0,-44,Slightly difficult,Difficult,Difficult,2,1,Very important,Important,Very important,Not important,Slightly important,Very important,Critical,Slightly important,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,Very severe obstacle,Moderate obstacle,Very severe obstacle,No obstacle,Very severe obstacle,Major obstacle,Major obstacle,Major obstacle,Very severe obstacle,No obstacle,Public placement office,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm cannot afford the optimal level of training,Yes,Major obstacle,Major obstacle,Major obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Yes,0,100,-44,0,Yes,8,Yes,76,14,0,0,10,0,0,0,0,0,0,0,0,-44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,1,Collateral or cosigners unacceptable,-44,1755000,1860000,768000,479000,20000,9000,149000,20000,1000,10000,7000,0,0,56000,0,858000,1170000,1802000,Major obstacle,Moderate obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Moderate obstacle,No obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,"Crime, theft and disorder",Inadequately educated workforce,Tax administration,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Already used this type of assistance in the past and wasn't,-44,Yes,NGO,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,No,Somewhat truthful,Are taken directly from the establishment's records, 1371370979,1370979,Barbados,Barbados,Garments,979,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,100,0,0,0,All women,Yes,Not applicable,100,Makes major strategic and fiancial decisions,11,3,Predominantly men,Female,Female,Female,1999,No,Yes,1999,13,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,No,No,-44,-44,-44,-44,Yes,3,1,0,-44,Yes,8,2,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,100,74,51,0,0,-44,0,35,65,0,Small private firms (less than 20 employees),21,39,40,GARMENTS,100,National,10,Increased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,69,31,Yes,12,Yes,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,No obstacle,-44,Strongly disagree,Tend to disagree,Strongly disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,-44,29000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,1000,No,No,Yes,Yes,No,No,-44,-44,No,-44,-44,Yes,No,No,16,Yes,3,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,5,30,3,8,4,15,0,2,2,6,5,0,1,2,2,0,0,1,0,7,-44,3,8,8,1,3,66000,3,65300,3,67300,1,41000,1,40600,1,42200,2,32000,2,31700,2,33000,1,32000,1,31700,1,32300,5,30000,4,28800,5,30000,0,-44,0,-44,0,-44,1,16000,1,16000,1,16300,6,20000,5,20000,6,21000,16,19000,14,18200,16,19600,Increase/decreased demand for goods,-44,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed secondary,-44,-44,Started but did not complete college/vocational training,Completed secondary,Completed secondary,Completed primary school,Completed secondary,Completed primary school,Slightly important,Slightly important,Very important,Very important,Critical,Slightly important,Slightly important,Critical,Slightly important,Important,Not important,Slightly important,Slightly important,Slightly important,Very important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Slightly important,Very important,Important,Slightly important,Important,Important,Not important,Slightly important,Very important,Not important,Critical,Very important,Important,Very important,Critical,Very important,Very important,Critical,Very important,Slightly important,Slightly important,Critical,Important,Very important,Very important,Slightly important,Critical,Very important,Important,Very important,Very important,Very important,Slightly important,Very important,Slightly important,Very important,Slightly important,Not important,Not important,Important,Very important,Slightly important,Slightly important,Important,Slightly important,Not important,Very important,Important,Slightly important,Very important,Critical,Critical,Important,Important,Slightly important,Slightly important,Critical,Very important,Critical,Critical,Not difficult,Almost impossible,Slightly difficult,0,-44,Difficult,Difficult,Very difficult,0,-44,Difficult,Difficult,Almost impossible,2,16,Difficult,Almost impossible,Very difficult,0,-44,Difficult,Slightly difficult,Difficult,0,-44,-44,-44,-44,-44,-44,Not difficult,Slightly difficult,Difficult,0,-44,Difficult,Not difficult,Difficult,0,-44,Difficult,Slightly difficult,Slightly difficult,0,-44,Important,Critical,Not important,Not important,Important,Very important,Slightly important,Not important,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Public announcement/advertisement,-44,Yes to fire,No,-44,Yes,1,Yes,50,30,No,-44,Yes,Major obstacle,Very severe obstacle,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Yes,0,100,-44,0,Yes,6,No,60,26,0,0,7,0,0,0,0,0,0,7,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,Yes,Loan,2009,150000,7,52,Private commercial banks,Yes,Yes,Yes,No,No,No,-44,205,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,0,0,36000,0,567000,2080000,1355000,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,Moderate obstacle,No obstacle,Minor obstacle,No obstacle,Major obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,Cost of finance,Corruption,Access to finance,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,Government based organization,-44,Financial magement and tax and customs administration,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are estimates computed with some precision, 1371370985,1370985,Barbados,Barbados,Chemicals,985,No,-44,-44,-44,-44,Partnership (including limited liability companies),-44,33,100,0,0,0,Equally men and women,No,Yes,50,Makes major strategic and fiancial decisions,24,22,Equally men and women,Male,Male,Male,-66,No,Yes,1991,42,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,9,2,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,100,55,42,0,0,-44,0,32,68,0,Small private firms (less than 20 employees),22,59,19,TOILETRIES,40,Local,0,Increased,Increased,More than 5,71,29,0,-66,-66,Do not know,-66,Do not know,29,0,0,1,99,Yes,13,No,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Very severe obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,No obstacle,Major obstacle,Major obstacle,Moderate obstacle,No obstacle,-44,Tend to disagree,Tend to agree,Strongly disagree,Strongly agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,1000,No,No,No,No,No,No,-44,-44,No,-44,-44,No,No,Yes,0,No,-44,-44,No,-44,0,-44,Yes,2,No,No,-44,-44,No,-44,-44,6,5,1,1,1,2,0,0,0,1,8,0,8,0,0,0,0,4,0,3,-44,3,-44,-44,0,1,37000,1,37000,1,37400,1,32000,1,31000,1,32000,2,13000,2,13000,2,13100,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,6,15000,5,14600,6,15600,3,10000,3,10000,3,10100,New products require new skills,-44,University graduate,Completed college/vocational training,Completed college/vocational training,University graduate,University graduate,Completed college/vocational training,-44,-44,-44,-44,-44,-44,-44,-44,Started but did not complete secondary,Completed primary school,Completed secondary,Did not complete primary school,Critical,Very important,Slightly important,Important,Very important,Very important,Critical,Important,Very important,Not important,Important,Not important,Not important,Not important,Very important,Critical,Very important,Important,Very important,Very important,Very important,Critical,Slightly important,Not important,Important,Slightly important,Not important,Slightly important,Slightly important,Very important,Critical,Critical,Important,Critical,Critical,Slightly important,Slightly important,Slightly important,Very important,Very important,Very important,Critical,Very important,Not important,Slightly important,Very important,Critical,Very important,Very important,Critical,Critical,Critical,Important,Critical,Slightly important,Very important,Very important,Slightly important,Slightly important,Not important,Important,Very important,Critical,Slightly important,Important,Slightly important,Very important,Very important,Important,Critical,Critical,Very important,Critical,Very important,Critical,Very important,Very important,Very important,Critical,Important,Slightly difficult,Not difficult,Difficult,0,-44,Almost impossible,Difficult,Very difficult,2,16,Not difficult,Almost impossible,Very difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Difficult,Almost impossible,Very difficult,0,-44,Slightly difficult,Slightly difficult,Slightly difficult,0,-44,Very important,Important,Important,Important,Slightly important,Very important,Slightly important,Not important,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,No obstacle,Major obstacle,Major obstacle,Major obstacle,Very severe obstacle,Minor obstacle,Major obstacle,No obstacle,Moderate obstacle,Public announcement/advertisement,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm cannot afford the optimal level of training,Yes,Major obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,Yes,0,100,-44,0,Yes,6,No,42,28,0,0,30,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,1140000,1350000,653000,111000,9000,3000,149000,11000,1000,4000,2000,0,0,122000,0,133000,365000,295000,No obstacle,Major obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,No obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,Major obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,Cost of finance,Electricity,Tax Rates,No obstacle,Yes,Yes,Yes,Yes,Yes,Yes,No,Yes,Moderated impact,Yes,Moderated impact,No,Moderated impact,No,No impact,-44,-44,Yes,Moderated impact,No,Moderated impact,Yes,Large impact,Yes,No impact,-44,-44,No,No impact,Yes,No impact,Yes,Moderated impact,No,No impact,-44,-44,Yes,No impact,Yes,Moderated impact,No,Moderated impact,No,No impact,-44,-44,No,Moderated impact,Yes,Moderated impact,No,Moderated impact,No,No impact,-44,-44,No,Moderated impact,Yes,Moderated impact,No,No impact,No,No impact,-44,-44,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,No impact,-44,-44,Yes,No impact,Yes,Moderated impact,Yes,Moderated impact,Yes,No impact,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 1371370995,1370995,Barbados,Barbados,Non-metallic mineral products,995,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded,-44,70,70,0,30,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Male,2001,No,Yes,1998,27,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,2,0,-44,Yes,1,1,0,-44,Yes,7,2,0,-44,No,-44,-44,-44,-44,Yes,40,Yes,Yes,Yes,100,62,80,0,0,-44,0,70,30,14,Individuals,20,80,0,BITUMEN ASPHALT 60/70,53,Local,0,Remained the same,Remained the same,More than 5,85,15,0,2006,USA,,43,57,7,0,0,87,13,Yes,7,No,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,Yes,No,No,No,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,No obstacle,-44,Tend to disagree,Strongly disagree,Strongly disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,-44,65000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,3000,No,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,Yes,1,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,11,12,2,3,1,6,0,1,0,2,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,2,112000,2,107500,2,113100,0,-44,0,-44,0,-44,1,126000,1,124700,1,126000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,2,93000,2,89300,2,94900,7,36000,6,34900,7,36000,Increase demand for higher quality product,-44,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,University graduate,Completed secondary,-44,-44,-44,-44,-44,-44,-44,-44,Completed secondary,Completed college/vocational training,Started but did not complete college/vocational training,Did not complete primary school,Critical,Very important,Critical,Critical,Very important,Very important,Slightly important,Important,Very important,Very important,Not important,Very important,Slightly important,Slightly important,Important,Critical,Important,Critical,Important,Slightly important,Slightly important,Important,Important,Not important,Slightly important,Very important,Slightly important,Not important,Slightly important,Slightly important,Very important,Critical,Very important,Very important,Critical,Very important,Very important,Very important,Critical,Critical,Important,Slightly important,Critical,Very important,Critical,Very important,Very important,Important,Critical,Very important,Important,Very important,Slightly important,Important,Slightly important,Very important,Not important,Not important,Important,Not important,Important,Critical,Important,Very important,Critical,Important,Critical,Very important,Important,Slightly important,Critical,Important,Slightly important,Not important,Very important,Important,Very important,Very important,Very important,Very important,Difficult,Very difficult,Difficult,0,-44,-44,-44,-44,-44,-44,Difficult,Difficult,Difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Very difficult,Almost impossible,Difficult,1,4,Difficult,Difficult,Very difficult,0,-44,Important,Very important,Important,Not important,Slightly important,Not important,Not important,Important,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Very severe obstacle,No obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Public announcement/advertisement,-44,No,-44,-44,-44,-44,Yes,20,40,No,-44,Yes,Major obstacle,Very severe obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Yes,0,100,-44,0,No,-44,Yes,60,0,0,0,40,0,0,0,0,0,0,0,0,-44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,0,0,2646000,2646000,11300000,2100000,26781000,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Yes,Yes,No,No,No,No,No,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,Transportation,Telecommunications,Access to land for expansion / relocation,No obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,-44,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 1371371006,1371006,Barbados,Barbados,Non-metallic mineral products,1006,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded,-44,60,100,0,0,0,Equally men and women,Yes,Yes,25,Makes major strategic and fiancial decisions,5,10,Predominantly men,Male,Female,Male,1966,No,Yes,1966,25,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,Yes,3,2,0,-44,Yes,4,1,0,-44,Yes,10,5,0,-44,Yes,98,Yes,No,Yes,100,71,77,0,0,-44,0,0,100,0,Small private firms (less than 20 employees),0,61,39,CONCRETE BLOCKS,96,Local,Do not know,Remained the same,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,100,0,Yes,2,No,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,No,Yes,No,Yes,No,Yes,No,-44,Very Important,Critical,Very Important,Important,Not important,Not important,Important,Yes,100,No,-44,No,-44,Yes,Yes,5000,29,Yes,Yes,No,No,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,No obstacle,-44,Strongly disagree,Tend to disagree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,1000,No,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,No,15,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,35,2,11,14,2,3,2,7,0,1,1,2,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,2,18000,2,17800,2,18500,0,-44,0,-44,0,-44,1,13000,1,12600,1,13300,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,2,9000,2,8900,2,9000,9,8000,9,8000,9,8200,-44,-44,University graduate,Completed college/vocational training,-44,-44,Completed college/vocational training,Completed college/vocational training,-44,-44,-44,-44,-44,-44,-44,-44,Completed secondary,Completed primary school,Completed primary school,Did not complete primary school,Very important,Very important,Very important,Slightly important,Important,Critical,Very important,Not important,Critical,Slightly important,Slightly important,Slightly important,Slightly important,Important,Very important,Critical,Critical,Critical,Very important,Very important,Slightly important,Critical,Slightly important,Slightly important,Very important,Very important,Slightly important,Important,Important,Slightly important,Critical,Critical,Slightly important,Important,Very important,Critical,Critical,Important,Critical,Very important,Important,Important,Critical,Slightly important,Very important,Critical,Very important,Slightly important,Very important,Very important,Important,Important,Important,Very important,Slightly important,Slightly important,Slightly important,Slightly important,Not important,Very important,Very important,Very important,Very important,Very important,Important,Important,Not important,Slightly important,Critical,Very important,Very important,Very important,Important,Very important,Very important,Important,Important,Very important,Slightly important,Very important,Difficult,Difficult,Difficult,0,-44,-44,-44,-44,-44,-44,Very difficult,Difficult,Difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Slightly difficult,Not difficult,Almost impossible,2,1,Slightly difficult,Slightly difficult,Difficult,2,2,Critical,Very important,Slightly important,Not important,Very important,Very important,Slightly important,Very important,Moderate obstacle,Minor obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Very severe obstacle,Public placement office,-44,No,-44,-44,-44,-44,Yes,50,50,Yes,-44,No,-44,-44,-44,-44,-44,-44,Yes,0,100,-44,0,Yes,8,No,70,30,0,0,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,Yes,Line of credit,2013,10000,12,30,Private commercial banks,Yes,Yes,No,No,No,No,-44,190,Yes,1,0,-44,-44,543000,560000,174000,146000,78000,34000,39000,11000,11000,34000,6000,11000,0,101000,0,135000,157000,286000,Minor obstacle,No obstacle,No obstacle,Major obstacle,Yes,No,Yes,No,No,No,No,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,Major obstacle,Minor obstacle,Minor obstacle,Major obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,Corruption,Customs and Trade Regulations,Cost of finance,Very severe obstacle,Yes,Yes,Yes,Yes,No,Yes,No,Yes,Moderated impact,Yes,Moderated impact,-44,-44,No,No impact,-44,-44,No,Moderated impact,No,Moderated impact,-44,-44,Yes,No impact,-44,-44,Yes,No impact,Yes,Moderated impact,-44,-44,No,Moderated impact,-44,-44,Yes,No impact,Yes,Moderated impact,-44,-44,Yes,No impact,-44,-44,Yes,Moderated impact,Yes,Moderated impact,-44,-44,Yes,No impact,-44,-44,No,Large impact,Yes,Moderated impact,-44,-44,No,No impact,-44,-44,Yes,Large impact,Yes,Moderated impact,-44,-44,Yes,No impact,-44,-44,No,Moderated impact,Yes,Moderated impact,-44,-44,Yes,Large impact,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 1371371011,1371011,Barbados,Barbados,Other manufacturing,1011,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded,-44,51,100,0,0,0,Predominantly men,No,Yes,35,Makes decisions in consultation with other partners,7,7,All men,Male,Male,Male,1989,No,Yes,1989,17,No,-44,-44,No,-44,-44,Yes,9,No,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,100,67,73,0,0,-44,32,68,0,0,Small private firms (less than 20 employees),44,56,0,METAL RECYCLING,100,Local,0,Remained the same,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,34,66,Yes,6,Yes,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,Yes,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,No obstacle,-44,Strongly disagree,Tend to disagree,Tend to agree,Strongly agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,No,No,No,6,No,-44,-44,No,-44,0,-44,Yes,2,No,No,-44,-44,No,-44,-44,4,9,1,4,1,3,0,1,0,1,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,1,99000,1,98000,1,101000,0,-44,0,-44,0,-44,1,36000,1,36000,1,36400,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,3,26000,2,25000,3,26000,4,21000,3,20200,4,21400,Increase demand for higher quality product,-44,Completed college/vocational training,Completed secondary,-44,-44,Completed college/vocational training,Completed college/vocational training,-44,-44,-44,-44,-44,-44,-44,-44,Completed college/vocational training,Did not complete primary school,Did not complete primary school,Did not complete primary school,Critical,Very important,Critical,Important,Critical,Very important,Very important,Very important,Very important,Slightly important,Not important,Important,Slightly important,Very important,Very important,Very important,Very important,Important,Very important,Very important,Critical,Important,Slightly important,Slightly important,Very important,Slightly important,Slightly important,Not important,Slightly important,Important,Important,Important,Slightly important,Critical,Critical,Critical,Very important,Very important,Very important,Slightly important,Very important,Very important,Critical,Slightly important,Important,Very important,Important,Very important,Very important,Slightly important,Very important,Important,Not important,Very important,Slightly important,Critical,Not important,Not important,Slightly important,Slightly important,Very important,Important,Critical,Slightly important,Very important,Slightly important,Very important,Not important,Slightly important,Very important,Critical,Very important,Important,Very important,Very important,Critical,Very important,Important,Important,Very important,Difficult,Very difficult,Very difficult,0,-44,-44,-44,-44,-44,-44,Difficult,Very difficult,Difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Slightly difficult,Very difficult,Almost impossible,0,-44,Difficult,Difficult,Not difficult,0,-44,Very important,Critical,Very important,Slightly important,Critical,Important,Slightly important,Important,Major obstacle,Minor obstacle,No obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Through family/friends,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm cannot afford the optimal level of training,Yes,Very severe obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,No obstacle,No,0,100,-44,0,Yes,8,Yes,84,11,0,0,5,0,0,0,0,0,0,0,0,-44,21,61,0,0,0,0,18,0,0,0,0,0,0,0,0, ,Yes,Loan,2010,-66,12,43,Private commercial banks,No,-44,-44,-44,-44,-44,-44,-44,Yes,1,0,-44,-44,1026000,1224000,357000,275000,13000,6000,110000,33000,1000,7000,3000,0,0,159000,98000,309000,666000,732000,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,No obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,Very severe obstacle,Yes,Yes,No,No,No,Business Licensing and Permits,Cost of finance,Practices of competitors in the informal sector,No obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed,-44,No,-44,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 1371371016,1371016,Barbados,Barbados,Textiles,1016,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,100,0,0,0,All women,Yes,Not applicable,100,Makes major strategic and fiancial decisions,5,3,Predominantly men,Male,Male,Female,1988,No,Yes,1988,24,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,3,2,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,100,72,80,0,0,-44,0,0,100,17,Government or government agencies (including state-owned ent,0,96,4,DRAPERY MANUFACTURING,57,National,6,Decreased,Increased,More than 5,95,5,0,1992,USA,,60,40,1,0,0,24,76,Yes,1,Yes,No,No,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,Yes,No,No,No,Minor obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,No obstacle,-44,Strongly agree,Strongly disagree,Tend to disagree,Strongly agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,3000,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,No,Yes,3,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,2,21,2,5,8,6,0,2,1,1,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,1,2,60000,2,58800,2,60600,0,-44,0,-44,0,-44,1,18000,1,18000,1,18400,1,18000,1,17600,1,18200,1,14000,1,13700,1,14300,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,4,15000,4,15000,4,15300,12,9000,12,9000,12,9100,-44,-44,Started but did not complete college/vocational training,Completed college/vocational training,-44,-44,University graduate,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed secondary,Completed secondary,-44,-44,-44,-44,Completed secondary,Completed primary school,Completed secondary,Completed primary school,Very important,Very important,Very important,Very important,Important,Very important,Very important,Slightly important,Critical,Critical,Not important,Not important,Important,Slightly important,Important,Important,Very important,Slightly important,Critical,Very important,Very important,Very important,Very important,Important,Very important,Very important,Slightly important,Not important,Important,Very important,Critical,Critical,Very important,Very important,Very important,Very important,Critical,Very important,Critical,Very important,Very important,Very important,Very important,Very important,Important,Critical,Very important,Very important,Very important,Very important,Slightly important,Critical,Not important,Important,Very important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Very important,Important,Very important,Critical,Critical,Slightly important,Not important,Very important,Very important,Critical,Slightly important,Critical,Critical,Slightly important,Critical,Slightly important,Important,Slightly important,Important,Critical,Difficult,Slightly difficult,Not difficult,0,-44,-44,-44,-44,-44,-44,Very difficult,Very difficult,Difficult,0,-44,Very difficult,Very difficult,Very difficult,0,-44,Not difficult,Difficult,Not difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Difficult,Not difficult,Very difficult,0,-44,Very difficult,Very difficult,Slightly difficult,0,-44,Important,Critical,Important,Important,Important,Not important,Not important,Slightly important,Major obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,No obstacle,Very severe obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Public placement office,-44,No,-44,-44,-44,-44,Yes,50,20,No,-44,Yes,Very severe obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,No obstacle,Yes,100,0,-44,0,Yes,6,No,0,15,0,0,80,5,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,988000,1008000,353000,323000,171000,40000,60000,20000,10000,91000,10000,0,0,121000,0,148000,235000,337000,No obstacle,No obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,Moderate obstacle,No obstacle,No obstacle,Moderate obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,No obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Practices of competitors in the informal sector,Tax administration,Transportation,Minor obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed,-44,No,-44,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,Yes,No,No,Truthful,Are estimates computed with some precision, 1371371022,1371022,Barbados,Barbados,Chemicals,1022,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,1999,No,Yes,1999,10,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,5,3,0,-44,Yes,1,1,0,-44,Yes,6,1,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,100,63,67,0,0,-44,0,32,68,0,Small private firms (less than 20 employees),43,0,57,DRUG,100,Local,0,Increased,Decreased,2-5,68,32,11,1999,USA,,43,57,7,0,0,21,79,Yes,14,No,Yes,No,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,Yes,No,No,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Minor obstacle,Major obstacle,Major obstacle,No obstacle,-44,Tend to disagree,Tend to agree,Tend to agree,Strongly agree,No,-44,-44,-44,-44,-44,Yes,-44,10000,Yes,-44,20000,Yes,1,Outside working hours,Firearm/gun,Other,5000,Group of criminals,Yes,No,Offenders rarely caught or prosecuted,Yes,2,During working hours,Baseball bat,Other company property,0,Someone working alone,No,No,No loss or damage,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,2,Outside working hours,Baseball bat,Money,1000,A fellow employee,No,No,There was no insurance requirement,Yes,1,During working hours,Firearm/gun,Goods or stock,1200,Someone working alone,No,Yes,-44,Yes,1,Outside working hours,Firearm/gun,Other,600,A fellow employee,No,No,They occur too frequently,Yes,1,Outside working hours,Firearm/gun,Goods or stock,1400,Group of criminals,No,Yes,-44,No,-44,-44,-99,No,No,No,No,Yes,No,-44,-44,No,-44,-44,Yes,Yes,No,0,No,-44,-44,No,-44,0,-44,Yes,2,No,No,-44,-44,No,-44,-44,2,15,2,4,2,7,0,2,1,2,4,0,1,2,1,0,0,0,0,6,-44,7,7,1,0,2,102000,2,98900,2,103000,0,-44,0,-44,0,-44,1,62000,1,60800,1,63200,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,3,56000,3,54900,3,58800,13,27000,13,26700,13,28100,-44,-44,Completed college/vocational training,Started but did not complete secondary,-44,-44,Completed college/vocational training,University graduate,-44,-44,-44,-44,-44,-44,-44,-44,Started but did not complete college/vocational training,Started but did not complete college/vocational training,Completed secondary,Did not complete primary school,Very important,Critical,Critical,Critical,Very important,Slightly important,Very important,Very important,Critical,Important,Not important,Important,Not important,Important,Very important,Critical,Very important,Very important,Important,Critical,Very important,Critical,Not important,Important,Very important,Very important,Slightly important,Very important,Very important,Slightly important,Very important,Slightly important,Important,Important,Important,Very important,Very important,Very important,Important,Critical,Important,Very important,Very important,Very important,Very important,Slightly important,Very important,Very important,Important,Very important,Very important,Slightly important,Important,Very important,Very important,Very important,Not important,Slightly important,Not important,Slightly important,Important,Slightly important,Slightly important,Important,Critical,Not important,Important,Critical,Very important,Slightly important,Very important,Important,Very important,Slightly important,Very important,Very important,Very important,Very important,Very important,Critical,Not difficult,Difficult,Difficult,0,-44,-44,-44,-44,-44,-44,Slightly difficult,Almost impossible,Not difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Difficult,Not difficult,Difficult,0,-44,Difficult,Very difficult,Difficult,0,-44,Important,Slightly important,Not important,Critical,Important,Important,Very important,Critical,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,No obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Public placement office,-44,No,-44,-44,-44,-44,Yes,40,20,No,-44,Yes,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Very severe obstacle,No obstacle,Yes,100,0,-44,0,Yes,7,Yes,71,14,0,0,15,0,0,0,0,0,0,0,0,-44,29,60,0,0,0,0,0,0,11,0,0,0,0,0,0, ,Yes,Loan,2011,30000,9,29,Private commercial banks,No,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,Collateral requirements for loans or line of credit are unat,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,0,0,258000,710000,2240000,3120000,4838000,Major obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,Electricity,Transportation,Inadequately educated workforce,No obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,-44,-44,Marketing and Operations support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are estimates computed with some precision, 1371371041,1371041,Barbados,Barbados,Other manufacturing,1041,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,100,0,0,0,All women,Yes,Not applicable,100,Makes major strategic and fiancial decisions,14,5,Equally men and women,Male,Female,Male,1990,No,Yes,1990,25,No,-44,-44,Yes,30,Yes,Yes,13,No,No,-44,-44,Yes,1,1,1,-44,No,-44,-44,-44,-44,Yes,6,2,0,-44,Yes,10,5,0,-44,No,-44,Yes,No,Yes,100,56,40,0,0,-44,0,0,100,0,Government or government agencies (including state-owned ent,0,87,13,MANUFACTURING OF SIGNS,100,Local,0,Increased,Remained the same,More than 5,100,0,2,-44,-44,-44,-44,-44,-44,-44,-44,52,48,No,-44,Yes,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,No obstacle,-44,Strongly disagree,Strongly disagree,Tend to disagree,Strongly agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,1000,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,No,No,0,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,5,6,1,2,1,2,0,0,0,1,1,0,0,0,1,0,0,0,0,6,-44,-44,-44,6,0,1,29000,1,28400,1,29600,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,2,11000,2,10800,2,11300,4,10000,4,9900,4,10100,-44,-44,Completed college/vocational training,Completed college/vocational training,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Completed college/vocational training,Did not complete primary school,Did not complete primary school,Completed primary school,Very important,Very important,Critical,Slightly important,Critical,Very important,Very important,Very important,Very important,Slightly important,Not important,Important,Important,Not important,Very important,Very important,Critical,Important,Very important,Important,Slightly important,Very important,Slightly important,Not important,Important,Slightly important,Important,Slightly important,Not important,Slightly important,Critical,Very important,Slightly important,Very important,Important,Important,Very important,Very important,Critical,Critical,Slightly important,Very important,Slightly important,Important,Critical,Critical,Very important,Slightly important,Very important,Critical,Critical,Very important,Very important,Critical,Very important,Very important,Important,Slightly important,Slightly important,Very important,Very important,Critical,Slightly important,Very important,Critical,Very important,Important,Slightly important,Slightly important,Slightly important,Critical,Critical,Slightly important,Very important,Critical,Important,Important,Very important,Very important,Very important,Slightly difficult,Slightly difficult,Not difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Slightly difficult,Slightly difficult,Difficult,2,4,Slightly difficult,Almost impossible,Slightly difficult,1,2,Critical,Important,Not important,Very important,Important,Not important,Slightly important,Important,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Public placement office,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm cannot afford the optimal level of training,Yes,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,Major obstacle,No,0,100,-44,0,Yes,6,Yes,54,11,0,0,30,5,0,0,0,0,0,0,0,-44,46,54,0,0,0,0,0,0,0,0,0,0,0,0,0, ,Yes,Loan,2010,80000,12,44,Private commercial banks,No,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,1176000,1186000,575000,93000,7000,3000,47000,21000,1000,5000,3000,12000,0,166000,0,233000,995000,524000,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Very severe obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,No obstacle,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,No obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Tax Rates,Corruption,Macroeconomic environment,Major obstacle,Yes,Yes,Yes,Yes,Yes,Yes,No,Yes,Moderated impact,Yes,No impact,Yes,No impact,No,No impact,-44,-44,Yes,No impact,No,No impact,Yes,Moderated impact,Yes,No impact,-44,-44,Yes,No impact,Yes,Moderated impact,Yes,No impact,No,No impact,-44,-44,Yes,Moderated impact,Yes,Moderated impact,No,Moderated impact,Yes,No impact,-44,-44,Yes,Moderated impact,Yes,No impact,No,Moderated impact,No,No impact,-44,-44,Yes,Moderated impact,Yes,Moderated impact,No,Moderated impact,Yes,No impact,-44,-44,No,Moderated impact,Yes,Moderated impact,No,No impact,No,No impact,-44,-44,Yes,Moderated impact,Yes,Moderated impact,No,Moderated impact,Yes,No impact,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 1371371054,1371054,Barbados,Barbados,Textiles,1054,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded,-44,67,29,4,67,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Female,Female,2004,No,Yes,2004,7,No,-44,-44,No,-44,-44,Yes,9,No,No,-44,-44,Yes,1,1,0,-44,Yes,2,2,0,-44,Yes,4,2,0,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,100,62,46,0,0,-44,36,61,3,12,Small private firms (less than 20 employees),18,33,49,SALE OF LINT,90,International,0,Remained the same,Remained the same,2-5,12,88,0,2009,USA,,78,22,2,0,0,50,50,Yes,6,Yes,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,Yes,No,No,Yes,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,No obstacle,-44,Tend to disagree,Strongly disagree,Tend to disagree,Strongly agree,No,-44,-44,-44,-44,-44,Yes,-44,1000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-99,No,No,No,No,No,No,-44,-44,No,-44,-44,No,No,No,3,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,4,5,1,2,1,1,0,0,0,0,7,0,1,4,2,0,1,1,0,8,-44,9,8,6,0,1,10000,1,9800,1,10000,0,-44,0,-44,0,-44,1,3000,1,3000,1,3100,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,2,10000,2,9600,2,10100,8,4000,7,4000,8,4200,Economic upturn/downturn,-44,Started but did not complete college/vocational training,Started but did not complete secondary,-44,-44,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,-44,-44,-44,-44,-44,-44,Started but did not complete secondary,Did not complete primary school,Completed primary school,Completed primary school,Critical,Very important,Very important,Very important,Critical,Very important,Very important,Critical,Critical,Critical,Not important,Important,Not important,Important,Slightly important,Very important,Critical,Slightly important,Critical,Very important,Critical,Critical,Very important,Important,Not important,Important,Important,Slightly important,Slightly important,Slightly important,Very important,Slightly important,Not important,Critical,Slightly important,Critical,Very important,Important,Critical,Important,Important,Critical,Important,Slightly important,Important,Slightly important,Critical,Critical,Slightly important,Critical,Critical,Slightly important,Slightly important,Critical,Very important,Very important,Not important,Not important,Very important,Important,Important,Slightly important,Critical,Important,Very important,Important,Important,Very important,Critical,Critical,Very important,Critical,Very important,Not important,Slightly important,Very important,Very important,Critical,Very important,Important,Not difficult,Slightly difficult,Very difficult,0,-44,-44,-44,-44,-44,-44,Not difficult,Not difficult,Very difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Slightly difficult,Difficult,Slightly difficult,0,-44,Slightly difficult,Difficult,Not difficult,0,-44,Important,Important,Very important,Important,Very important,Important,Important,Slightly important,Major obstacle,Major obstacle,No obstacle,No obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,No obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Through family/friends,-44,No,-44,-44,-44,-44,Yes,40,30,No,-44,Yes,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Yes,0,100,-44,0,No,-44,No,60,0,0,0,10,10,10,0,0,0,0,10,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,1,Collateral or cosigners unacceptable,-44,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,0,0,11000,0,315000,545000,680000,Minor obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Very severe obstacle,No obstacle,Moderate obstacle,No obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,Transportation,Cost of finance,Inadequately educated workforce,No obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,-44,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 1371371057,1371057,Barbados,Barbados,Garments,1057,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All women,Female,Female,Female,1991,No,Yes,1991,17,No,-44,-44,No,-44,-44,Yes,14,No,No,-44,-44,No,-44,-44,-44,-44,Yes,2,2,0,-44,No,-44,-44,-44,-44,Yes,9,3,0,-44,No,-44,Yes,No,Yes,100,61,84,0,0,-44,0,73,27,0,Small private firms (less than 20 employees),24,36,40,GARMENTS,100,Local,0,Remained the same,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,5,95,No,-44,Yes,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,Yes,No,No,Major obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,-44,Tend to agree,Tend to disagree,Tend to agree,Tend to disagree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,No,Yes,1,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,5,6,1,2,1,2,0,0,0,1,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,1,24000,1,23500,1,24500,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,1,16000,1,15700,1,16200,4,12000,4,11900,4,12500,-44,-44,University graduate,University graduate,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Started but did not complete secondary,Did not complete primary school,Did not complete primary school,Did not complete primary school,Very important,Very important,Very important,Very important,Very important,Not important,Important,Critical,Critical,Important,Slightly important,Important,Slightly important,Not important,Very important,Very important,Slightly important,Very important,Slightly important,Very important,Critical,Critical,Slightly important,Important,Slightly important,Slightly important,Slightly important,Not important,Slightly important,Slightly important,Slightly important,Important,Very important,Very important,Critical,Critical,Critical,Slightly important,Critical,Very important,Slightly important,Very important,Very important,Important,Important,Slightly important,Critical,Slightly important,Critical,Very important,Important,Slightly important,Slightly important,Very important,Very important,Important,Slightly important,Not important,Important,Slightly important,Important,Important,Very important,Slightly important,Critical,Important,Very important,Not important,Critical,Critical,Critical,Very important,Slightly important,Important,Critical,Not important,Slightly important,Very important,Very important,Very important,Not difficult,Almost impossible,Almost impossible,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Difficult,Difficult,Almost impossible,0,-44,Slightly difficult,Almost impossible,Not difficult,0,-44,Important,Very important,Not important,Not important,Very important,Very important,Slightly important,Important,Major obstacle,Minor obstacle,No obstacle,No obstacle,Very severe obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Minor obstacle,No obstacle,No obstacle,Public announcement/advertisement,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm cannot afford the optimal level of training,Yes,Minor obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,No,0,100,-44,0,No,-44,No,50,0,0,25,25,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,Yes,Loan,2011,29000,6,37,"Non-Bank financial institutions (microfinance institutions,",Yes,No,Yes,Yes,No,No,-44,165,No,-44,-44,-44,Did not think it would be approved,392000,396000,161000,115000,5000,2000,16000,3000,1000,2000,1000,0,0,48000,0,220000,260000,484000,Moderate obstacle,Very severe obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Very severe obstacle,No obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,No obstacle,Very severe obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Practices of competitors in the informal sector,Inadequately educated workforce,Tax administration,No obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,Local business association,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are taken directly from the establishment's records, 1371371066,1371066,Barbados,Barbados,Other manufacturing,1066,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Female,2002,No,Yes,2002,20,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,4,1,1,-44,Yes,3,1,0,-44,Yes,7,4,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,100,67,59,0,0,-44,0,94,6,0,Small private firms (less than 20 employees),0,64,36,FURNITURE,82,Local,0,Decreased,Decreased,More than 5,69,31,0,2006,USA,,73,27,25,0,0,56,44,Yes,7,Yes,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,Yes,No,No,No,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,No obstacle,-44,Tend to agree,Tend to disagree,Tend to agree,Tend to agree,Yes,Yes,No,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,Yes,2,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,4,10,1,4,1,4,0,1,0,1,3,0,1,2,0,0,0,0,0,5,-44,6,4,-44,0,1,100000,1,99000,1,103000,0,-44,0,-44,0,-44,1,27000,1,26500,1,27000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,3,19000,3,18600,3,19400,8,13000,7,12500,8,13000,New products require new skills,-44,University graduate,Started but did not complete secondary,-44,-44,Started but did not complete college/vocational training,Completed college/vocational training,-44,-44,-44,-44,-44,-44,-44,-44,Started but did not complete secondary,Started but did not complete secondary,Completed primary school,Completed primary school,Very important,Slightly important,Critical,Very important,Important,Very important,Slightly important,Critical,Very important,Very important,Important,Slightly important,Very important,Slightly important,Slightly important,Very important,Critical,Very important,Critical,Slightly important,Very important,Very important,Important,Slightly important,Slightly important,Very important,Very important,Important,Not important,Slightly important,Very important,Very important,Critical,Not important,Very important,Critical,Very important,Very important,Critical,Very important,Very important,Critical,Critical,Important,Critical,Very important,Slightly important,Critical,Important,Important,Critical,Important,Not important,Critical,Slightly important,Slightly important,Not important,Slightly important,Slightly important,Not important,Critical,Important,Very important,Important,Critical,Slightly important,Slightly important,Important,Critical,Critical,Important,Very important,Very important,Slightly important,Important,Very important,Critical,Important,Important,Slightly important,Difficult,Very difficult,Difficult,0,-44,-44,-44,-44,-44,-44,Difficult,Slightly difficult,Very difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Very difficult,Slightly difficult,Slightly difficult,0,-44,Slightly difficult,Not difficult,Very difficult,0,-44,Critical,Very important,Slightly important,Not important,Slightly important,Very important,Important,Slightly important,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Public announcement/advertisement,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm cannot afford the optimal level of training,No,-44,-44,-44,-44,-44,-44,Yes,0,100,-44,0,Yes,9,No,60,25,0,0,10,5,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,Yes,Loan,2012,28000,9,25,Private commercial banks,No,-44,-44,-44,-44,-44,-44,-44,Yes,1,0,-44,-44,1110000,1250000,508000,278000,15000,7000,88000,35000,2000,5000,3000,88000,0,25000,13000,389000,678000,860000,Minor obstacle,Very severe obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,No obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,No obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,Electricity,Macroeconomic environment,Cost of finance,No obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are estimates computed with some precision, 1371371068,1371068,Barbados,Barbados,Other manufacturing,1068,No,-44,-44,-44,-44,Partnership (including limited liability companies),-44,34,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Female,2002,No,Yes,1999,13,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,4,1,1,-44,No,-44,-44,-44,-44,Yes,7,4,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,100,56,67,0,0,-44,0,59,41,0,Individuals,20,80,0,MANUFACTURE GLASS AWARDS,87,Local,0,Increased,Decreased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,20,80,Yes,1,No,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,Yes,No,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Very severe obstacle,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,No obstacle,-44,Tend to agree,Strongly disagree,Tend to agree,Strongly agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,No,No,10,Yes,2,No,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,16,2,5,5,1,2,1,1,0,1,0,0,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,1,26000,1,25500,1,26000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,2,24000,2,24000,2,24500,2,14000,2,13400,2,14000,-44,-44,Completed college/vocational training,Completed college/vocational training,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Started but did not complete secondary,Did not complete primary school,Completed primary school,Completed primary school,Critical,Important,Very important,Very important,Slightly important,Very important,Very important,Very important,Very important,Important,Important,Slightly important,Not important,Slightly important,Very important,Very important,Slightly important,Very important,Critical,Important,Critical,Very important,Not important,Not important,Not important,Slightly important,Slightly important,Slightly important,Important,Slightly important,Very important,Very important,Slightly important,Important,Very important,Critical,Important,Very important,Slightly important,Slightly important,Very important,Very important,Important,Slightly important,Critical,Important,Very important,Very important,Slightly important,Very important,Very important,Important,Slightly important,Important,Very important,Very important,Not important,Slightly important,Slightly important,Slightly important,Slightly important,Critical,Very important,Important,Very important,Important,Very important,Slightly important,Not important,Important,Important,Important,Very important,Important,Very important,Slightly important,Critical,Critical,Important,Slightly important,Not difficult,Almost impossible,Very difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Slightly difficult,Slightly difficult,Not difficult,2,3,Difficult,Slightly difficult,Difficult,0,-44,Slightly important,Critical,Very important,Slightly important,Not important,Critical,Slightly important,Slightly important,Moderate obstacle,Major obstacle,Minor obstacle,No obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Public announcement/advertisement,-44,No,-44,-44,-44,-44,Yes,70,40,No,-44,No,-44,-44,-44,-44,-44,-44,No,0,100,-44,0,Yes,6,No,65,20,0,0,5,10,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,Yes,Loan,2009,21000,7,53,Private commercial banks,No,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,Collateral requirements for loans or line of credit are unat,278000,325000,115000,118000,13000,3000,29000,10000,1000,6000,3000,26000,0,42000,16000,85000,684000,196000,No obstacle,No obstacle,No obstacle,Major obstacle,Yes,Yes,Yes,No,No,No,No,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,No obstacle,Major obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,Access to finance,Access to land for expansion / relocation,Tax Rates,Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,Community based organization,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are estimates computed with some precision, 1371371091,1371091,Barbados,Barbados,Other manufacturing,1091,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Male,Female,Male,2007,No,Yes,2007,8,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,5,4,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,100,64,83,0,0,-44,0,27,73,0,Small private firms (less than 20 employees),0,72,28,FURNITURE,95,Local,0,Increased,Decreased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,83,17,No,-44,Yes,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,No obstacle,-44,Tend to disagree,Tend to disagree,Tend to agree,Strongly agree,Yes,Yes,Yes,21,Yes,5,Yes,-44,12000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,2000,No,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,Yes,1,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,5,15,3,4,5,3,1,1,1,1,5,0,1,3,1,0,0,0,0,4,-44,8,3,1,0,3,63000,3,61700,3,63000,0,-44,0,-44,0,-44,1,32000,1,32000,1,32600,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,3,27000,3,26700,3,27300,13,21000,13,21000,13,21000,-44,-44,Completed college/vocational training,University graduate,-44,-44,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,-44,-44,-44,-44,-44,-44,Completed secondary,Completed primary school,Completed primary school,Started but did not complete secondary,Very important,Important,Slightly important,Very important,Very important,Critical,Very important,Important,Important,Very important,Important,Not important,Not important,Not important,Very important,Slightly important,Very important,Very important,Slightly important,Very important,Very important,Very important,Not important,Slightly important,Very important,Slightly important,Important,Slightly important,Very important,Not important,Very important,Very important,Important,Critical,Critical,Very important,Critical,Critical,Very important,Slightly important,Critical,Important,Important,Slightly important,Very important,Very important,Very important,Very important,Very important,Important,Critical,Very important,Important,Very important,Slightly important,Slightly important,Slightly important,Not important,Not important,Slightly important,Very important,Very important,Critical,Critical,Very important,Very important,Very important,Not important,Very important,Very important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Not important,Very important,Important,Critical,Important,Not difficult,Not difficult,Very difficult,0,-44,-44,-44,-44,-44,-44,Very difficult,Difficult,Difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Slightly difficult,Slightly difficult,Slightly difficult,0,-44,Slightly difficult,Not difficult,Slightly difficult,0,-44,Very important,Very important,Very important,Critical,Slightly important,Very important,Slightly important,Slightly important,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Private placement office,-44,No,-44,-44,-44,-44,Yes,40,40,No,-44,No,-44,-44,-44,-44,-44,-44,Yes,100,0,-44,0,No,-44,No,85,0,0,0,15,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,1,Collateral or cosigners unacceptable,-44,3075000,2950000,1100000,595000,41000,19000,236000,59000,4000,16000,9000,0,0,384000,0,1050000,2240000,2247000,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Yes,Yes,Yes,No,No,No,No,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,Major obstacle,Yes,Yes,Yes,No,No,Practices of competitors in the informal sector,Business Licensing and Permits,Inadequately educated workforce,Minor obstacle,Yes,Yes,Yes,Yes,No,Yes,No,Yes,Moderated impact,Yes,Large impact,-44,-44,Yes,No impact,-44,-44,Yes,Moderated impact,Yes,Moderated impact,-44,-44,Yes,No impact,-44,-44,Yes,No impact,No,Moderated impact,-44,-44,No,No impact,-44,-44,Yes,Moderated impact,Yes,Moderated impact,-44,-44,Yes,No impact,-44,-44,No,Large impact,Yes,Large impact,-44,-44,No,No impact,-44,-44,No,Moderated impact,Yes,Moderated impact,-44,-44,No,Moderated impact,-44,-44,No,Moderated impact,Yes,Moderated impact,-44,-44,No,Large impact,-44,-44,Yes,No impact,Yes,Moderated impact,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 1371371096,1371096,Barbados,Barbados,Other manufacturing,1096,No,-44,-44,-44,-44,Limited partnership,-44,60,100,0,0,0,Predominantly men,No,Yes,30,Makes decisions in consultation with other partners,27,9,Equally men and women,Male,Male,Male,1967,No,Yes,1967,45,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,1,1,-44,Yes,2,2,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,100,65,64,0,0,-44,0,91,9,0,Individuals,18,65,17,MARKING DEVICES,53,Local,10,Remained the same,Remained the same,More than 5,100,0,5,-44,-44,-44,-44,-44,-44,-44,-44,84,16,No,-44,Yes,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,No obstacle,-44,Tend to disagree,Tend to agree,Strongly agree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,No,No,Yes,0,Yes,1,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,3,8,1,2,1,4,0,0,0,1,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,1,74000,1,74000,1,74000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,1,22000,1,21100,1,22900,6,14000,6,14000,6,14400,-44,-44,Completed secondary,Started but did not complete secondary,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Started but did not complete secondary,Completed primary school,Completed primary school,Did not complete primary school,Slightly important,Critical,Very important,Critical,Slightly important,Very important,Very important,Slightly important,Very important,Important,Important,Slightly important,Not important,Not important,Critical,Very important,Slightly important,Slightly important,Important,Critical,Critical,Very important,Slightly important,Slightly important,Slightly important,Very important,Important,Not important,Slightly important,Not important,Critical,Very important,Very important,Not important,Very important,Very important,Very important,Important,Important,Very important,Important,Important,Important,Very important,Very important,Slightly important,Important,Important,Very important,Very important,Important,Critical,Important,Important,Very important,Important,Slightly important,Slightly important,Slightly important,Very important,Important,Critical,Very important,Important,Critical,Very important,Critical,Not important,Critical,Slightly important,Very important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Important,Very important,Critical,Important,Slightly difficult,Almost impossible,Not difficult,1,8,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Slightly difficult,Difficult,Difficult,0,-44,Slightly difficult,Difficult,Difficult,0,-44,Very important,Important,Very important,Important,Important,Important,Slightly important,Important,Major obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,Public announcement/advertisement,-44,No,-44,-44,-44,-44,Yes,70,30,Yes,-44,Yes,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Yes,0,100,-44,0,Yes,6,No,15,23,0,0,50,0,6,0,0,0,0,6,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,Yes,Loan,2010,25000,7,40,Private commercial banks,No,-44,-44,-44,-44,-44,-44,-44,Yes,1,0,-44,-44,492000,464000,77000,210000,4000,2000,46000,8000,1000,2000,1000,0,0,19000,0,77000,575000,170000,Minor obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,Major obstacle,Yes,Yes,No,No,No,Access to finance,Practices of competitors in the informal sector,Cost of finance,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are taken directly from the establishment's records, 1371371097,1371097,Barbados,Barbados,Plastics & rubber,1097,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Male,1983,No,Yes,1983,15,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,5,1,0,-44,No,-44,-44,-44,-44,Yes,2,Yes,No,Yes,100,61,76,0,0,-44,0,69,31,0,Small private firms (less than 20 employees),0,71,29,DECORATION PRODUCTS,100,Local,Do not know,Remained the same,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,32,68,No,-44,Yes,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Major obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Major obstacle,No obstacle,-44,Tend to agree,Tend to disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-99,No,No,No,No,No,No,-44,-44,No,-44,-44,No,No,Yes,7,No,-44,-44,No,-44,0,-44,No,-44,-44,Yes,40,No,Yes,18,2,1,10,1,3,1,5,0,1,0,1,5,0,1,2,2,0,0,0,0,5,-44,9,4,3,0,1,121000,1,119800,1,122200,0,-44,0,-44,0,-44,1,28000,1,27700,1,28600,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,3,24000,3,24000,3,25000,10,16000,9,15400,10,16300,Economic upturn/downturn,-44,Completed secondary,Completed college/vocational training,-44,-44,Completed secondary,Completed college/vocational training,-44,-44,-44,-44,-44,-44,-44,-44,Completed college/vocational training,Completed primary school,Completed primary school,Did not complete primary school,Slightly important,Critical,Very important,Very important,Very important,Important,Important,Important,Very important,Important,Not important,Not important,Very important,Slightly important,Critical,Important,Very important,Slightly important,Very important,Very important,Very important,Critical,Slightly important,Slightly important,Slightly important,Important,Not important,Very important,Important,Slightly important,Important,Important,Very important,Very important,Critical,Very important,Slightly important,Very important,Very important,Important,Important,Important,Important,Very important,Important,Not important,Very important,Critical,Very important,Very important,Very important,Important,Slightly important,Important,Important,Important,Slightly important,Slightly important,Important,Slightly important,Important,Critical,Very important,Very important,Slightly important,Slightly important,Very important,Important,Very important,Very important,Very important,Critical,Slightly important,Slightly important,Important,Critical,Slightly important,Very important,Critical,Important,Slightly difficult,Slightly difficult,Difficult,0,-44,-44,-44,-44,-44,-44,Difficult,Almost impossible,Almost impossible,3,13,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Slightly difficult,Not difficult,Slightly difficult,0,-44,Difficult,Almost impossible,Very difficult,0,-44,Very important,Critical,Not important,Slightly important,Not important,Important,Important,Very important,Very severe obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Major obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Private placement office,-44,No,-44,-44,-44,-44,Yes,30,40,Yes,-44,Yes,Major obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Yes,100,0,-44,0,Yes,7,No,61,28,0,0,5,0,0,0,0,0,0,6,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,Collateral requirements for loans or line of credit are unat,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,49000,159000,171000,0,226000,560000,0,No obstacle,Major obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,Major obstacle,Major obstacle,Major obstacle,No obstacle,Moderate obstacle,No obstacle,Minor obstacle,Major obstacle,Yes,Yes,Yes,No,No,Cost of finance,Practices of competitors in the informal sector,Electricity,No obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,-44,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are estimates computed with some precision, 1371371100,1371100,Barbados,Barbados,Food,1100,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,100,0,0,0,All women,No,Not applicable,100,Makes decisions in consultation with other partners,15,7,Equally men and women,Female,Male,Male,1998,No,Yes,1998,12,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,No,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,100,57,77,0,0,-44,0,28,72,0,Small private firms (less than 20 employees),20,70,10,BREAD AND CAKE,88,Local,0,Remained the same,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,50,50,No,-44,Yes,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,Yes,No,No,No,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,No obstacle,-44,Tend to agree,Strongly disagree,Strongly agree,Strongly agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,1000,No,No,No,Yes,Yes,No,-44,-44,No,-44,-44,Yes,Yes,Yes,4,No,-44,-44,Yes,0,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,1,13,2,5,2,4,1,2,1,1,2,0,1,1,0,0,0,0,0,4,-44,4,4,-44,0,2,26000,2,25700,2,26300,0,-44,0,-44,0,-44,1,16000,1,15400,1,16000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,4,14000,4,14000,4,14300,8,10000,8,9900,8,10300,-44,-44,Completed college/vocational training,University graduate,-44,-44,University graduate,Completed secondary,-44,-44,-44,-44,-44,-44,-44,-44,Completed college/vocational training,Completed college/vocational training,Completed secondary,Did not complete primary school,Important,Not important,Critical,Critical,Critical,Very important,Important,Very important,Slightly important,Very important,Slightly important,Slightly important,Slightly important,Slightly important,Very important,Very important,Important,Very important,Important,Slightly important,Very important,Very important,Slightly important,Slightly important,Not important,Slightly important,Not important,Not important,Important,Very important,Slightly important,Important,Slightly important,Very important,Critical,Slightly important,Very important,Critical,Slightly important,Slightly important,Important,Critical,Important,Slightly important,Very important,Not important,Important,Very important,Slightly important,Slightly important,Slightly important,Very important,Not important,Very important,Slightly important,Important,Slightly important,Very important,Slightly important,Not important,Very important,Slightly important,Very important,Important,Critical,Slightly important,Critical,Very important,Slightly important,Very important,Very important,Very important,Slightly important,Very important,Critical,Not important,Important,Very important,Critical,Critical,Slightly difficult,Difficult,Difficult,0,-44,-44,-44,-44,-44,-44,Difficult,Very difficult,Slightly difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Slightly difficult,Difficult,Almost impossible,0,-44,Very difficult,Very difficult,Difficult,0,-44,Important,Important,Very important,Slightly important,Slightly important,Important,Important,Very important,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,No obstacle,Public announcement/advertisement,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm does not have enough information about training pro,No,-44,-44,-44,-44,-44,-44,No,0,100,-44,0,Yes,9,No,60,15,0,0,15,10,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,833000,840000,375000,224000,15000,5000,67000,17000,1000,8000,4000,0,0,50000,34000,333000,580000,799000,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,No obstacle,No obstacle,No obstacle,Major obstacle,No obstacle,Major obstacle,Major obstacle,No obstacle,No obstacle,Minor obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Access to finance,Tax Rates,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,-44,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are estimates computed with some precision, 1371371102,1371102,Barbados,Barbados,Other manufacturing,1102,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,100,0,0,0,All women,No,Not applicable,100,Makes decisions in consultation with other partners,26,8,Equally men and women,Female,Female,Male,1978,Yes,Yes,1978,16,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,4,3,1,-44,Yes,1,2,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,100,68,73,0,0,-44,0,68,32,0,Individuals,43,57,0,JEWELLERY,100,Local,Do not know,Remained the same,Increased,More than 5,100,0,5,-44,-44,-44,-44,-44,-44,-44,-44,30,70,No,-44,Yes,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,-44,Tend to disagree,Tend to disagree,Strongly agree,Strongly agree,Yes,Yes,Yes,18,Yes,16,Yes,-44,17000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,1000,No,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,No,0,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,2,5,1,2,1,1,0,0,0,0,1,0,0,1,0,0,0,0,0,7,-44,-44,7,-44,0,1,84000,1,80600,1,84800,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,1,36000,1,34900,1,37800,4,30000,4,30000,4,30600,-44,-44,University graduate,Started but did not complete college/vocational training,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Completed college/vocational training,Did not complete primary school,Completed primary school,Completed primary school,Critical,Slightly important,Slightly important,Slightly important,Slightly important,Critical,Slightly important,Slightly important,Critical,Very important,Slightly important,Slightly important,Not important,Slightly important,Slightly important,Important,Very important,Very important,Important,Important,Critical,Very important,Not important,Slightly important,Important,Very important,Not important,Not important,Not important,Slightly important,Very important,Very important,Important,Very important,Very important,Critical,Critical,Critical,Slightly important,Very important,Very important,Very important,Very important,Slightly important,Slightly important,Important,Important,Critical,Very important,Very important,Very important,Very important,Slightly important,Very important,Important,Very important,Slightly important,Slightly important,Slightly important,Not important,Very important,Very important,Important,Critical,Very important,Important,Critical,Important,Very important,Important,Very important,Slightly important,Important,Slightly important,Critical,Important,Critical,Slightly important,Critical,Very important,Slightly difficult,Very difficult,Difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Slightly difficult,Almost impossible,Difficult,0,-44,Slightly difficult,Almost impossible,Very difficult,0,-44,Very important,Critical,Very important,Important,Important,Very important,Not important,Not important,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,No obstacle,Through family/friends,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm cannot afford the optimal level of training,Yes,Major obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Yes,0,100,-44,0,Yes,7,No,57,28,0,0,5,10,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,Yes,Loan,2011,21000,12,45,Private commercial banks,No,-44,-44,-44,-44,-44,-44,-44,Yes,2,1,Concerns about level of debt already incurred,-44,3051000,3078000,1310000,240000,26000,11000,185000,418000,3000,12000,5000,0,0,31000,0,375000,630000,878000,No obstacle,No obstacle,Very severe obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,No obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,Access to finance,Inadequately educated workforce,Transportation,Minor obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,-44,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are estimates computed with some precision, 1371371109,1371109,Barbados,Barbados,Information technology,1109,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded,-44,100,100,0,0,0,Equally men and women,No,Yes,50,Makes major strategic and fiancial decisions,30,6,Equally men and women,Female,Female,Female,1983,No,Yes,1983,30,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,Yes,3,1,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0,-44,0,100,0,4,Small private firms (less than 20 employees),13,37,50,PUBLISHING OF VISITORS' GUIDE,96,Local,Do not know,Increased,Remained the same,2-5,90,10,4,1989,USA,,62,38,-44,-44,-44,58,42,No,-44,No,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,No obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,-44,Tend to disagree,Tend to disagree,Strongly agree,Strongly agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-99,No,No,No,Yes,No,No,-44,-44,No,-44,-44,Yes,No,No,0,Yes,1,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,1,13,2,0,0,11,1,0,0,3,2,0,0,0,2,0,0,0,2,9,-44,-44,-44,9,0,2,114000,2,111700,2,115100,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,1,30000,1,29100,1,30000,4,78000,4,75700,4,80300,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,8,50000,9,50000,8,52000,Economic upturn/downturn,-44,University graduate,Completed college/vocational training,-44,-44,-44,-44,Completed secondary,Completed college/vocational training,Completed secondary,Started but did not complete college/vocational training,-44,-44,-44,-44,-44,-44,Completed secondary,Completed primary school,Critical,Slightly important,Critical,Slightly important,Not important,Very important,Slightly important,Critical,Critical,Slightly important,Important,Slightly important,Very important,Important,Critical,Important,Slightly important,Critical,Very important,Very important,Critical,Critical,Slightly important,Important,Critical,Slightly important,Not important,Not important,Slightly important,Slightly important,Very important,Slightly important,Very important,Very important,Very important,Critical,Critical,Very important,Critical,Critical,Very important,Important,Important,Slightly important,Important,Slightly important,Slightly important,Important,Critical,Very important,Important,Very important,Slightly important,Important,Very important,Important,Slightly important,Not important,Slightly important,Important,Very important,Very important,Critical,Important,Very important,Very important,Critical,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Important,Not important,Very important,Very important,Critical,Very important,Slightly difficult,Not difficult,Not difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Difficult,Difficult,Very difficult,2,6,Not difficult,Difficult,Not difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Very difficult,Almost impossible,Difficult,0,-44,Critical,Important,Slightly important,Slightly important,Important,Critical,Important,Critical,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Private placement office,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The benefits of training are small than the costs,Yes,Very severe obstacle,Major obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Major obstacle,Yes,100,0,-44,0,Yes,9,Yes,21,24,0,0,55,0,0,0,0,0,0,0,0,-44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,1,Insufficient profitability,-44,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,0,0,217000,0,284000,711000,662000,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,No obstacle,Major obstacle,No obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,Tax Rates,Cost of finance,Business Licensing and Permits,Moderate obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,-44,-44,"General management, Business development and Strategies supp",-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are estimates computed with some precision, 1371371110,1371110,Barbados,Barbados,Food,1110,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded,-44,70,100,0,0,0,Predominantly women,No,No,45,Makes decisions in consultation with other partners,11,11,Predominantly men,Male,Female,Female,2001,No,Yes,2001,14,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,Yes,2,1,0,-44,Yes,9,3,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,100,66,59,0,0,-44,0,0,100,0,Individuals,0,80,20,DONUTS,51,Local,Do not know,Remained the same,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,56,44,No,-44,Yes,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,Yes,No,Yes,No,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,No obstacle,-44,Tend to agree,Strongly agree,Strongly agree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,-44,10000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,No,0,Yes,3,Yes,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,39,2,3,6,1,3,1,1,0,1,0,0,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,1,28000,1,27400,1,28800,0,-44,0,-44,0,-44,1,16000,1,15700,1,16000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,2,22000,2,21800,2,22400,2,14000,2,13400,2,14600,-44,-44,University graduate,Started but did not complete secondary,-44,-44,Completed college/vocational training,Completed college/vocational training,-44,-44,-44,-44,-44,-44,-44,-44,Started but did not complete secondary,Completed primary school,Did not complete primary school,Started but did not complete secondary,Slightly important,Very important,Very important,Slightly important,Very important,Slightly important,Important,Very important,Very important,Critical,Slightly important,Not important,Not important,Not important,Important,Critical,Very important,Very important,Critical,Slightly important,Slightly important,Important,Important,Slightly important,Very important,Important,Important,Slightly important,Very important,Slightly important,Critical,Very important,Critical,Very important,Very important,Slightly important,Important,Very important,Very important,Very important,Critical,Very important,Slightly important,Important,Critical,Very important,Critical,Important,Critical,Critical,Critical,Important,Important,Important,Critical,Important,Slightly important,Important,Slightly important,Slightly important,Very important,Very important,Critical,Very important,Important,Slightly important,Critical,Very important,Important,Critical,Critical,Slightly important,Slightly important,Slightly important,Important,Critical,Very important,Critical,Very important,Important,Very difficult,Slightly difficult,Difficult,1,22,-44,-44,-44,-44,-44,Difficult,Very difficult,Difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Slightly difficult,Not difficult,Difficult,2,1,Slightly difficult,Not difficult,Slightly difficult,0,-44,Important,Important,Slightly important,Critical,Very important,Not important,Not important,Important,Minor obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,No obstacle,Minor obstacle,Moderate obstacle,No obstacle,Very severe obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Public placement office,-44,No,-44,-44,-44,-44,Yes,50,40,No,-44,Yes,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Yes,0,100,-44,0,Yes,6,No,74,16,0,0,10,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,Collateral requirements for loans or line of credit are unat,508000,571000,211000,142000,8000,2000,46000,6000,1000,3000,2000,0,0,29000,0,208000,315000,493000,Moderate obstacle,Minor obstacle,No obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Very severe obstacle,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,No,Yes,Yes,No,No,Labor Regulations,Tax administration,Inadequately educated workforce,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,-44,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 1371371115,1371115,Barbados,Barbados,Food,1115,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,2002,No,Yes,2002,12,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,Yes,2,1,0,-44,No,-44,-44,-44,-44,Yes,10,3,0,-44,Yes,70,Yes,No,Yes,100,73,68,0,0,-44,0,85,15,0,Small private firms (less than 20 employees),16,84,0,CHOWMEIN,64,Local,Do not know,Decreased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,23,77,Yes,17,Yes,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,No obstacle,-44,Strongly agree,Tend to disagree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,1000,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,No,5,No,-44,-44,No,-44,0,-44,Yes,2,No,No,-44,-44,No,-44,-44,3,10,1,3,1,5,0,1,0,2,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,1,64000,1,63400,1,64600,0,-44,0,-44,0,-44,1,38000,1,36500,1,38000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,2,29000,2,28700,2,29600,6,21000,6,20800,6,21600,-44,-44,Started but did not complete college/vocational training,University graduate,-44,-44,Completed college/vocational training,Completed college/vocational training,-44,-44,-44,-44,-44,-44,-44,-44,Started but did not complete secondary,Did not complete primary school,Completed primary school,Did not complete primary school,Critical,Very important,Slightly important,Important,Very important,Very important,Important,Critical,Important,Critical,Very important,Slightly important,Not important,Very important,Slightly important,Very important,Critical,Critical,Very important,Slightly important,Critical,Very important,Slightly important,Very important,Critical,Slightly important,Not important,Not important,Slightly important,Slightly important,Critical,Very important,Slightly important,Very important,Critical,Very important,Important,Critical,Slightly important,Important,Very important,Slightly important,Important,Slightly important,Very important,Important,Very important,Slightly important,Very important,Important,Very important,Slightly important,Slightly important,Important,Important,Very important,Not important,Slightly important,Important,Slightly important,Important,Very important,Slightly important,Important,Critical,Not important,Very important,Important,Important,Very important,Very important,Very important,Slightly important,Slightly important,Very important,Very important,Critical,Important,Critical,Critical,Very difficult,Not difficult,Very difficult,0,-44,-44,-44,-44,-44,-44,Not difficult,Slightly difficult,Not difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Not difficult,Difficult,Not difficult,1,3,Difficult,Almost impossible,Difficult,0,-44,Critical,Important,Not important,Very important,Slightly important,Important,Very important,Important,Moderate obstacle,Minor obstacle,No obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Minor obstacle,Major obstacle,No obstacle,Minor obstacle,Private placement office,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm cannot afford the optimal level of training,No,-44,-44,-44,-44,-44,-44,Yes,0,100,-44,0,Yes,7,No,64,24,0,0,12,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,1130000,1230000,476000,318000,19000,5000,37000,22000,1000,9000,5000,0,0,123000,74000,515000,819000,1148000,No obstacle,Minor obstacle,Major obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Major obstacle,No obstacle,Very severe obstacle,Major obstacle,No obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,Cost of finance,Transportation,Inadequately educated workforce,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,-44,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are estimates computed with some precision, 1371371128,1371128,Barbados,Barbados,Other manufacturing,1128,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded,-44,70,100,0,0,0,Equally men and women,No,No,56,Delegates decisions to other partners,6,11,Predominantly men,Female,Male,Female,2000,No,Yes,2000,13,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,4,3,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,10,4,0,-44,No,-44,Yes,No,Yes,100,62,78,0,0,-44,0,0,100,0,Government or government agencies (including state-owned ent,0,100,0,PRINTING,69,Local,0,Remained the same,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,73,27,No,-44,Yes,Yes,Yes,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,Yes,No,Major obstacle,Major obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,No obstacle,-44,Tend to agree,Tend to agree,Tend to agree,Tend to disagree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,4000,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,No,Yes,9,Yes,3,Yes,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,2,16,2,4,2,8,1,1,0,3,2,0,0,1,1,0,0,0,0,4,-44,-44,3,4,0,2,82000,2,82000,2,82000,0,-44,0,-44,0,-44,1,37000,1,35500,1,37000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,3,30000,3,29400,3,31200,12,24000,13,23800,12,24000,Increase demand for higher quality product,-44,Completed secondary,Completed college/vocational training,-44,-44,University graduate,University graduate,-44,-44,-44,-44,-44,-44,-44,-44,Started but did not complete secondary,Completed primary school,Completed secondary,Did not complete primary school,Slightly important,Slightly important,Important,Very important,Very important,Very important,Slightly important,Very important,Critical,Slightly important,Not important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Very important,Critical,Very important,Critical,Critical,Very important,Not important,Very important,Slightly important,Slightly important,Not important,Very important,Slightly important,Slightly important,Slightly important,Very important,Important,Very important,Critical,Critical,Critical,Critical,Very important,Slightly important,Very important,Very important,Important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Slightly important,Important,Important,Important,Slightly important,Not important,Slightly important,Slightly important,Very important,Very important,Very important,Important,Critical,Very important,Very important,Slightly important,Critical,Very important,Critical,Very important,Very important,Not important,Critical,Very important,Critical,Critical,Critical,Very important,Almost impossible,Not difficult,Very difficult,0,-44,-44,-44,-44,-44,-44,Not difficult,Almost impossible,Almost impossible,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Difficult,Slightly difficult,Difficult,1,1,Not difficult,Almost impossible,Slightly difficult,0,-44,Slightly important,Critical,Slightly important,Slightly important,Very important,Important,Slightly important,Very important,Major obstacle,Very severe obstacle,No obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,No obstacle,Public announcement/advertisement,-44,No,-44,-44,-44,-44,Yes,60,30,No,-44,Yes,Major obstacle,Major obstacle,Very severe obstacle,Major obstacle,Major obstacle,Very severe obstacle,Yes,0,100,-44,0,Yes,6,Yes,68,17,0,0,10,5,0,0,0,0,0,0,0,-44,22,65,0,0,0,13,0,0,0,0,0,0,0,0,0, ,Yes,Loan,2011,-66,9,33,Private commercial banks,Yes,No,Yes,No,Yes,No,-44,-44,No,-44,-44,-44,Collateral requirements for loans or line of credit are unat,2170000,2013000,791000,610000,73000,34000,181000,241000,6000,32000,21000,101000,0,201000,0,848000,1080000,1849000,Minor obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,No obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Yes,No,Yes,Yes,No,Electricity,Cost of finance,Practices of competitors in the informal sector,Very severe obstacle,Yes,Yes,Yes,Yes,No,Yes,No,Yes,Moderated impact,Yes,Moderated impact,-44,-44,Yes,No impact,-44,-44,Yes,Moderated impact,Yes,No impact,-44,-44,Yes,No impact,-44,-44,Yes,No impact,Yes,Moderated impact,-44,-44,No,No impact,-44,-44,No,Moderated impact,Yes,Moderated impact,-44,-44,Yes,No impact,-44,-44,No,Moderated impact,Yes,Moderated impact,-44,-44,No,No impact,-44,-44,No,Moderated impact,Yes,Large impact,-44,-44,Yes,No impact,-44,-44,Yes,Moderated impact,Yes,Moderated impact,-44,-44,Yes,No impact,-44,-44,Yes,Moderated impact,Yes,Moderated impact,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are taken directly from the establishment's records, 1371371129,1371129,Barbados,Barbados,Garments,1129,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded,-44,100,100,0,0,0,Equally men and women,No,Yes,50,Delegates decisions to other partners,24,1,All men,Male,Male,Male,1988,No,Yes,1988,24,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,Yes,1,1,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,100,70,66,0,0,-44,0,0,100,0,Small private firms (less than 20 employees),20,44,36,SALE TEE SHIRTS,86,Local,Do not know,Decreased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,100,0,Yes,6,No,No,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,Yes,No,No,No,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Major obstacle,No obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,No obstacle,-44,Strongly agree,Strongly disagree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,1000,No,No,No,No,Yes,No,-44,-44,No,-44,-44,No,Yes,No,1,Yes,4,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,2,6,1,2,1,2,0,1,0,1,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,1,36000,1,36000,1,36700,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,1,16000,1,15800,1,16200,4,8000,4,7800,4,8200,-44,-44,Started but did not complete college/vocational training,Completed college/vocational training,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Started but did not complete secondary,Completed primary school,Did not complete primary school,Did not complete primary school,Important,Very important,Slightly important,Very important,Critical,Very important,Critical,Not important,Important,Critical,Slightly important,Important,Important,Not important,Important,Slightly important,Very important,Very important,Critical,Very important,Important,Critical,Slightly important,Slightly important,Very important,Important,Important,Not important,Very important,Slightly important,Important,Important,Very important,Slightly important,Very important,Critical,Very important,Very important,Very important,Critical,Slightly important,Very important,Very important,Very important,Very important,Critical,Critical,Important,Critical,Important,Critical,Very important,Slightly important,Very important,Very important,Slightly important,Slightly important,Slightly important,Slightly important,Not important,Important,Very important,Very important,Important,Critical,Very important,Critical,Important,Not important,Slightly important,Critical,Critical,Slightly important,Slightly important,Critical,Very important,Critical,Very important,Very important,Very important,Slightly difficult,Not difficult,Slightly difficult,1,5,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Difficult,Difficult,Almost impossible,2,6,Difficult,Difficult,Slightly difficult,0,-44,Important,Important,Important,Slightly important,Important,Very important,Critical,Not important,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Minor obstacle,Major obstacle,Minor obstacle,Major obstacle,Through family/friends,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm cannot afford the optimal level of training,Yes,Moderate obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,No,0,100,-44,0,No,-44,No,50,0,0,0,50,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,1,Collateral or cosigners unacceptable,-44,399000,403000,222000,100000,10000,4000,36000,16000,1000,3000,3000,0,0,32000,60000,22000,108000,51000,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,Electricity,Tax administration,Tax Rates,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,Local business association,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are estimates computed with some precision, 1371371134,1371134,Barbados,Barbados,Other manufacturing,1134,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded,-44,50,44,56,0,0,Equally men and women,Yes,Yes,46,Makes major strategic and fiancial decisions,11,12,Predominantly men,Male,Male,Female,1988,No,Yes,1988,17,No,-44,-44,No,-44,-44,Yes,8,No,No,-44,-44,Yes,1,3,0,-44,Yes,2,1,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,100,66,45,0,0,-44,22,0,78,0,Individuals,27,0,73,PRINTING,79,Local,Do not know,Decreased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,30,70,No,-44,Yes,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,Yes,No,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,No obstacle,-44,Tend to disagree,Tend to agree,Tend to disagree,Tend to agree,Yes,Yes,Still in process,-44,-44,-44,Yes,-44,23000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,2000,No,No,Yes,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,1,Yes,1,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,2,17,3,7,2,5,1,2,0,2,2,0,0,1,1,0,0,0,0,6,-44,-44,3,8,0,3,84000,3,80600,3,85700,1,82000,1,79500,1,82800,2,45000,2,44100,2,46400,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,5,33000,4,33000,5,34000,8,27000,7,26500,8,27800,Increase demand for higher quality product,-44,University graduate,Completed college/vocational training,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,-44,-44,-44,-44,-44,-44,-44,-44,Completed secondary,Did not complete primary school,Completed primary school,Completed primary school,Very important,Critical,Very important,Important,Important,Important,Very important,Critical,Very important,Critical,Not important,Slightly important,Important,Very important,Critical,Critical,Important,Important,Slightly important,Important,Critical,Very important,Slightly important,Important,Important,Very important,Not important,Not important,Not important,Not important,Slightly important,Very important,Very important,Critical,Very important,Slightly important,Very important,Very important,Important,Very important,Very important,Important,Very important,Not important,Critical,Important,Critical,Very important,Very important,Slightly important,Very important,Very important,Not important,Important,Not important,Slightly important,Not important,Slightly important,Very important,Slightly important,Very important,Critical,Critical,Important,Very important,Important,Slightly important,Very important,Critical,Slightly important,Slightly important,Critical,Very important,Not important,Very important,Important,Important,Critical,Critical,Important,Not difficult,Slightly difficult,Slightly difficult,1,5,Slightly difficult,Almost impossible,Very difficult,0,-44,Not difficult,Difficult,Not difficult,3,9,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Not difficult,Difficult,Not difficult,0,-44,Slightly difficult,Difficult,Difficult,0,-44,Very important,Very important,Important,Important,Not important,Important,Not important,Slightly important,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,No obstacle,Through family/friends,-44,Yes to fire,No,-44,Yes,3,Yes,30,30,No,-44,No,-44,-44,-44,-44,-44,-44,Yes,0,100,-44,0,Yes,7,No,60,17,0,0,13,10,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,Interest rates are not favorable,2436000,2856000,1026000,744000,37000,15000,86000,73000,2000,15000,11000,0,0,314000,0,654000,1620000,1570000,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,Moderate obstacle,No obstacle,No obstacle,Major obstacle,No,Yes,No,Yes,No,Inadequately educated workforce,Practices of competitors in the informal sector,Tax administration,No obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are taken directly from the establishment's records, 1371371146,1371146,Barbados,Barbados,Food,1146,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,100,0,0,0,All women,Yes,No,100,Makes major strategic and fiancial decisions,4,12,All women,Female,Female,Male,2009,No,Yes,2006,7,No,-44,-44,No,-44,-44,Yes,10,No,No,-44,-44,Yes,5,2,1,-44,No,-44,-44,-44,-44,Yes,8,3,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,100,73,84,0,0,-44,0,51,49,0,Individuals,0,86,14,MAKING OF CAKES,63,Local,9,Increased,Decreased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,23,77,Yes,18,No,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Minor obstacle,Major obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,No obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,No obstacle,-44,Strongly agree,Tend to agree,Strongly disagree,Strongly agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,No,No,0,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,1,5,1,2,0,2,1,0,0,1,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,1,20000,1,19800,1,20000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,1,19000,1,19000,1,19600,3,15000,3,15000,3,15600,-44,-44,Completed college/vocational training,Completed college/vocational training,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Completed college/vocational training,Did not complete primary school,Completed primary school,Completed primary school,Slightly important,Very important,Critical,Very important,Very important,Very important,Slightly important,Slightly important,Critical,Very important,Slightly important,Not important,Important,Slightly important,Critical,Very important,Very important,Very important,Slightly important,Slightly important,Very important,Very important,Slightly important,Slightly important,Very important,Slightly important,Not important,Slightly important,Important,Very important,Very important,Very important,Very important,Important,Very important,Very important,Critical,Important,Important,Very important,Important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Very important,Critical,Critical,Very important,Critical,Very important,Not important,Important,Very important,Very important,Not important,Very important,Slightly important,Slightly important,Important,Critical,Critical,Very important,Slightly important,Very important,Critical,Not important,Very important,Slightly important,Very important,Important,Important,Very important,Very important,Critical,Critical,Critical,Very important,Important,Slightly difficult,Slightly difficult,Slightly difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Difficult,Slightly difficult,Difficult,2,2,Very difficult,Difficult,Difficult,0,-44,Very important,Critical,Not important,Slightly important,Important,Very important,Not important,Very important,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Public placement office,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm cannot afford the optimal level of training,Yes,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,No,0,100,-44,0,No,-44,Yes,0,95,0,0,0,5,0,0,0,0,0,0,0,-44,20,30,0,0,0,0,50,0,0,0,0,0,0,0,0, ,Yes,Line of credit,2011,10000,6,17,Private commercial banks,Yes,Yes,No,No,No,No,-44,265,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,273000,242000,110000,88000,11000,3000,19000,14000,1000,3000,2000,17000,0,34000,0,78000,80000,186000,Moderate obstacle,Very severe obstacle,Major obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Major obstacle,No obstacle,No obstacle,Major obstacle,No obstacle,Very severe obstacle,Minor obstacle,No obstacle,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,Access to finance,Electricity,Tax administration,No obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 1371371162,1371162,Barbados,Barbados,Retail,1162,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded,-44,43,15,85,0,0,Predominantly men,No,Yes,25,Delegates decisions to other partners,17,22,Predominantly men,Male,Male,Male,1958,No,Yes,1958,15,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,2,0,-44,Yes,3,2,0,-44,Yes,8,1,0,-44,No,-44,-44,-44,-44,Yes,1,Yes,Yes,Yes,0,-44,-44,100,0,-44,0,71,29,9,Individuals,0,78,22,AIR CONDITIONING SALES AND SER,62,National,0,Increased,Increased,More than 5,95,5,0,1960,USA,,28,72,-44,-44,-44,92,8,No,-44,Yes,Yes,Yes,No,Yes,Yes,-44,-44,-44,-44,No,Yes,No,No,No,-44,-44,-44,-44,Yes,No,Yes,Yes,No,No,Yes,No,No,-44,Critical,Not important,Very Important,Not important,Important,Important,Important,Yes,100,No,-44,No,-44,No,No,853000,6,Yes,Yes,Yes,Yes,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,No obstacle,-44,Tend to agree,Tend to disagree,Strongly disagree,Strongly disagree,No,-44,-44,-44,-44,-44,Yes,-44,33000,Yes,-44,20000,Yes,1,During working hours,Other,Other company property,3000,A customer,Yes,No,Police have not done anything in the past,Yes,5,Outside working hours,Other,Goods or stock,1000,Group of criminals,Yes,No,Loss was small,Yes,5,Outside working hours,Other,Other company property,4000,Group of criminals,No,No,There was no insurance requirement,Yes,4,Outside working hours,Knife,Personal possessions of employees or customers,1000,Group of criminals,No,No,Police have not done anything in the past,Yes,1,Outside working hours,Knife,Goods or stock,200,A fellow employee,Yes,No,Police could not have done anything,Yes,3,Outside working hours,Firearm/gun,Goods or stock,800,A fellow employee,No,No,No loss or damage,Yes,1,Outside working hours,Knife,Personal possessions of employees or customers,800,Gang related,No,No,Would increase insurance cost,No,-44,-44,3000,Yes,No,Yes,Yes,Yes,No,-44,-44,No,-44,-44,Yes,No,Yes,0,No,-44,-44,Yes,0,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,-66,132,6,0,0,126,1,0,0,77,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,4,6,86000,6,84300,6,86900,5,61000,5,59200,5,61600,7,38000,7,36500,7,38000,6,25000,6,24000,6,25000,37,56000,37,55400,39,57700,0,-44,0,-44,0,-44,21,30000,21,29700,21,30600,0,-44,0,-44,0,-44,50,29000,51,27800,51,29000,Economic upturn/downturn,-44,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,University graduate,Completed college/vocational training,Started but did not complete college/vocational training,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,-44,-44,Completed primary school,Did not complete primary school,Not important,Very important,Very important,Important,Critical,Important,Very important,Very important,Critical,Not important,Important,Slightly important,Very important,Slightly important,Critical,Important,Important,Slightly important,Important,Critical,Very important,Very important,Not important,Slightly important,Important,Very important,Not important,Slightly important,Slightly important,Important,Very important,Very important,Important,Slightly important,Very important,Very important,Critical,Important,Slightly important,Slightly important,Very important,Important,Very important,Very important,Very important,Important,Critical,Critical,Very important,Very important,Critical,Slightly important,Slightly important,Important,Slightly important,Very important,Not important,Slightly important,Not important,Not important,Very important,Critical,Very important,Very important,Slightly important,Slightly important,Critical,Not important,Critical,Critical,Critical,Very important,Slightly important,Important,Very important,Important,Slightly important,Critical,Very important,Critical,Difficult,Not difficult,Not difficult,1,4,Not difficult,Not difficult,Almost impossible,0,-44,Difficult,Very difficult,Slightly difficult,3,20,Slightly difficult,Difficult,Not difficult,1,2,Not difficult,Difficult,Very difficult,4,6,-44,-44,-44,-44,-44,Not difficult,Difficult,Very difficult,0,-44,-44,-44,-44,-44,-44,Very difficult,Difficult,Difficult,4,4,Very important,Very important,Slightly important,Very important,Important,Not important,Very important,Not important,Moderate obstacle,Very severe obstacle,No obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Public announcement/advertisement,-44,No,-44,-44,-44,-44,Yes,0,50,No,-44,No,-44,-44,-44,-44,-44,-44,Yes,100,0,-44,0,Yes,7,Yes,58,12,0,0,22,5,0,0,0,0,3,0,0,-44,13,68,0,0,0,19,0,0,0,0,0,0,0,0,0, ,Yes,Line of credit,2013,68000,7,20,Private commercial banks,Yes,No,Yes,Yes,No,Yes,Guarantees from the Bank?s App,170,Yes,1,0,-44,-44,28905000,28435000,5687000,7415000,91000,36000,3390000,114000,8000,32000,17000,0,0,3697000,3697000,5102000,6926000,11377000,No obstacle,No obstacle,Moderate obstacle,Very severe obstacle,Yes,No,Yes,No,Yes,No,No,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,No obstacle,Moderate obstacle,No obstacle,Very severe obstacle,Yes,Yes,No,No,No,Practices of competitors in the informal sector,Access to finance,Inadequately educated workforce,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,Local business association,-44,technological and Innovation Support,-44,Yes,No,No,No,-44,-44,Yes,No,No,Yes,Yes,Yes,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,No,Yes,No,No,No,-44,-44,Yes,No,No,Truthful,Are estimates computed with some precision, 1551360004,1360004,Belize,Belize,Food,4,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,0,100,0,0,All women,Yes,Not applicable,100,Makes major strategic and fiancial decisions,15,0,All women,Female,Female,Female,1990,No,Yes,1990,14,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,Yes,1,2,0,-44,Yes,8,4,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,100,61,55,0,0,-44,15,85,0,0,Individuals,28,72,0,ICE CREAM,59,Local,Do not know,Remained the same,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,97,3,No,-44,No,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Very severe obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,No obstacle,-44,Tend to disagree,Strongly disagree,Strongly disagree,Tend to disagree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,No,No,Yes,3,Yes,3,Yes,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,6,6,1,2,1,2,0,0,0,0,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,1,39000,1,38200,1,39800,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,1,18000,1,17500,1,18400,4,11000,4,10700,4,11100,-44,-44,University graduate,Completed college/vocational training,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Started but did not complete secondary,Did not complete primary school,Started but did not complete secondary,Did not complete primary school,Important,Very important,Critical,Very important,Very important,Very important,Not important,Very important,Slightly important,Very important,Slightly important,Slightly important,Slightly important,Very important,Very important,Critical,Very important,Critical,Very important,Very important,Important,Very important,Slightly important,Slightly important,Very important,Very important,Important,Not important,Slightly important,Not important,Critical,Very important,Critical,Critical,Critical,Critical,Critical,Very important,Very important,Critical,Very important,Critical,Critical,Important,Important,Not important,Very important,Critical,Very important,Important,Critical,Important,Slightly important,Important,Very important,Very important,Not important,Not important,Slightly important,Slightly important,Very important,Important,Critical,Very important,Very important,Very important,Very important,Very important,Not important,Very important,Slightly important,Very important,Critical,Very important,Very important,Not important,Very important,Critical,Important,Slightly important,Difficult,Not difficult,Not difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Slightly difficult,Difficult,Difficult,1,1,Slightly difficult,Difficult,Slightly difficult,0,-44,Very important,Important,Important,Critical,Important,Not important,Not important,Very important,Minor obstacle,Very severe obstacle,Minor obstacle,No obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,No obstacle,Moderate obstacle,Public announcement/advertisement,-44,No,-44,-44,-44,-44,No,-44,-44,-44,Other,Yes,Very severe obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,No,0,100,-44,0,No,-44,No,49,21,0,0,30,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,Collateral requirements for loans or line of credit are unat,666000,708000,353000,105000,9000,3000,50000,21000,1000,4000,3000,0,0,14000,21000,78000,187000,185000,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,Tax Rates,Inadequately educated workforce,Corruption,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,-44,-44,Financial magement and tax and customs administration,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are estimates computed with some precision, 1551360008,1360008,Belize,Belize,Other manufacturing,8,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,100,0,0,0,All women,Yes,Not applicable,100,Makes major strategic and fiancial decisions,12,5,All women,Female,Female,Female,1976,No,Yes,1976,27,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,6,3,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,100,59,66,0,0,-44,0,86,14,0,Small private firms (less than 20 employees),20,35,45,NEWSPAPER,86,Local,Do not know,Remained the same,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,56,44,No,-44,Yes,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,No obstacle,-44,Tend to agree,Tend to agree,Tend to disagree,Strongly agree,No,-44,-44,-44,-44,-44,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,Yes,Yes,No,-44,-44,No,-44,-44,No,Yes,Yes,5,Yes,1,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,14,7,1,2,1,3,0,1,0,0,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,1,54000,1,52400,1,54500,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,1,19000,1,19000,1,19800,5,16000,6,15400,5,16300,Increase demand for higher quality product,-44,University graduate,Completed college/vocational training,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Completed college/vocational training,Completed primary school,Did not complete primary school,Did not complete primary school,Important,Very important,Very important,Slightly important,Critical,Very important,Important,Slightly important,Critical,Critical,Not important,Very important,Not important,Slightly important,Critical,Very important,Very important,Slightly important,Very important,Very important,Slightly important,Critical,Very important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Important,Slightly important,Slightly important,Important,Very important,Very important,Important,Critical,Critical,Slightly important,Important,Very important,Important,Important,Slightly important,Slightly important,Critical,Critical,Very important,Important,Very important,Slightly important,Critical,Very important,Not important,Very important,Not important,Important,Slightly important,Slightly important,Very important,Very important,Critical,Slightly important,Very important,Slightly important,Very important,Not important,Important,Very important,Very important,Critical,Important,Slightly important,Very important,Slightly important,Critical,Important,Very important,Very important,Very important,Critical,Very difficult,Almost impossible,Almost impossible,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Slightly difficult,Difficult,Very difficult,0,-44,Slightly difficult,Almost impossible,Slightly difficult,0,-44,Slightly important,Very important,Slightly important,Not important,Very important,Critical,Important,Critical,Major obstacle,Minor obstacle,No obstacle,No obstacle,Major obstacle,Major obstacle,Moderate obstacle,No obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,No obstacle,Through family/friends,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm cannot afford the optimal level of training,Yes,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,No,0,100,-44,0,No,-44,No,36,0,0,0,15,16,0,0,16,10,0,7,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,Collateral requirements for loans or line of credit are unat,427000,382000,59000,158000,3000,1000,34000,2000,4000,2000,1000,0,0,53000,42000,103000,273000,240000,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,No obstacle,Minor obstacle,Major obstacle,Minor obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Very severe obstacle,Minor obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Electricity,Transportation,No obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,Private independent fund,-44,"General management, Business development and Strategies supp",-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 1551360010,1360010,Belize,Belize,Garments,10,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,2002,No,Yes,2002,11,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,2,2,-44,Yes,2,1,0,-44,Yes,6,4,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,100,70,53,0,0,-44,0,75,25,0,Small private firms (less than 20 employees),26,52,22,GARMENTS,100,Local,Do not know,Increased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,100,0,No,-44,Yes,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,Yes,No,Major obstacle,Minor obstacle,Very severe obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,-44,Strongly agree,Strongly disagree,Strongly agree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,-44,23000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,No,Yes,No,No,-44,-44,No,-44,-44,Yes,Yes,No,0,Yes,2,No,No,-44,0,-44,Yes,5,No,Yes,42,No,No,-44,-44,2,18,2,5,2,9,0,1,1,2,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,2,22000,2,21100,2,22200,0,-44,0,-44,0,-44,1,12000,1,12000,1,12100,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,4,9000,3,8600,4,9100,11,7000,9,6800,11,7200,New products require new skills,-44,Completed college/vocational training,University graduate,-44,-44,Completed college/vocational training,University graduate,-44,-44,-44,-44,-44,-44,-44,-44,Completed secondary,Started but did not complete college/vocational training,Completed secondary,Completed primary school,Slightly important,Very important,Not important,Critical,Critical,Critical,Slightly important,Important,Important,Slightly important,Slightly important,Not important,Not important,Very important,Important,Important,Very important,Critical,Slightly important,Critical,Important,Slightly important,Very important,Slightly important,Slightly important,Very important,Slightly important,Slightly important,Not important,Slightly important,Very important,Slightly important,Important,Very important,Slightly important,Very important,Very important,Very important,Very important,Important,Important,Very important,Important,Not important,Slightly important,Not important,Important,Slightly important,Slightly important,Important,Very important,Very important,Slightly important,Very important,Not important,Very important,Not important,Important,Slightly important,Important,Important,Very important,Very important,Very important,Very important,Very important,Very important,Important,Very important,Very important,Critical,Critical,Important,Important,Very important,Very important,Important,Very important,Important,Very important,Difficult,Almost impossible,Slightly difficult,0,-44,-44,-44,-44,-44,-44,Slightly difficult,Slightly difficult,Difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Slightly difficult,Difficult,Not difficult,0,-44,Very difficult,Difficult,Slightly difficult,1,4,Slightly important,Very important,Important,Slightly important,Not important,Slightly important,Important,Important,Major obstacle,Minor obstacle,No obstacle,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,Public announcement/advertisement,-44,Yes to fire,No,-44,Yes,3,No,-44,-44,-44,The firm is affraid of investing in workers that after the t,Yes,Very severe obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Yes,100,0,-44,0,Yes,10,No,56,14,0,0,20,10,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,Yes,Loan,2012,25000,12,19,Private commercial banks,Yes,No,Yes,No,No,No,-44,220,Yes,1,0,-44,-44,1064000,1235000,396000,196000,4000,1000,136000,2000,12000,2000,1000,0,161000,49000,0,137000,167000,312000,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Tax Rates,Inadequately educated workforce,Tax administration,Major obstacle,Yes,Yes,No,No,Yes,Yes,No,-44,-44,-44,-44,No,Moderated impact,No,No impact,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,Yes,No impact,-44,-44,-44,-44,-44,-44,Yes,Large impact,No,Moderated impact,-44,-44,-44,-44,-44,-44,No,Moderated impact,No,Moderated impact,-44,-44,-44,-44,-44,-44,No,Large impact,No,No impact,-44,-44,-44,-44,-44,-44,No,Moderated impact,Yes,No impact,-44,-44,-44,-44,-44,-44,No,Moderated impact,Yes,No impact,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,No,No,-44,-44,No,-44,-44,Somewhat truthful,Are taken directly from the establishment's records, 1551360014,1360014,Belize,Belize,Food,14,No,-44,-44,-44,-44,Partnership (including limited liability companies),-44,50,100,0,0,0,Predominantly men,No,No,30,Delegates decisions to other partners,8,4,Predominantly women,Male,Female,Male,2004,No,Yes,2004,12,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,2,0,-44,No,-44,-44,-44,-44,Yes,5,4,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,100,67,65,0,0,-44,0,30,70,0,Small private firms (less than 20 employees),0,100,0,CORN TORTILLA,76,Local,0,Increased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,85,15,No,-44,Yes,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Major obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,No obstacle,-44,Strongly agree,Strongly disagree,Strongly agree,Tend to disagree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,Yes,5,Yes,1,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,12,5,1,2,0,2,0,0,0,1,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,1,21000,1,20200,1,21000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,1,13000,1,12900,1,13700,3,13000,3,13000,3,13500,-44,-44,Completed secondary,Completed college/vocational training,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Completed college/vocational training,Did not complete primary school,Started but did not complete college/vocational training,Did not complete primary school,Not important,Very important,Critical,Very important,Critical,Very important,Important,Not important,Critical,Important,Not important,Important,Important,Not important,Slightly important,Very important,Slightly important,Critical,Critical,Critical,Very important,Critical,Not important,Important,Very important,Slightly important,Very important,Slightly important,Slightly important,Very important,Critical,Important,Important,Slightly important,Very important,Critical,Critical,Very important,Important,Very important,Very important,Important,Very important,Very important,Slightly important,Important,Critical,Important,Critical,Slightly important,Slightly important,Slightly important,Not important,Slightly important,Important,Very important,Not important,Not important,Not important,Important,Slightly important,Very important,Critical,Very important,Very important,Important,Critical,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Critical,Important,Important,Very important,Important,Very important,Very important,Slightly difficult,Slightly difficult,Very difficult,1,4,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Not difficult,Slightly difficult,Difficult,0,-44,Not difficult,Almost impossible,Very difficult,0,-44,Important,Very important,Important,Important,Very important,Very important,Slightly important,Not important,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Major obstacle,Public announcement/advertisement,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm is affraid of investing in workers that after the t,No,-44,-44,-44,-44,-44,-44,No,0,100,-44,0,No,-44,Yes,51,0,24,0,25,0,0,0,0,0,0,0,0,-44,40,0,0,0,0,60,0,0,0,0,0,0,0,0,0, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,Size of loan and maturity are insufficiant,351000,375000,53000,76000,3000,1000,15000,4000,8000,2000,1000,19000,0,56000,0,123000,113000,290000,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,No obstacle,-44,-44,-44,-44,-44,"Crime, theft and disorder",Tax Rates,Transportation,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,-44,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are estimates computed with some precision, 1551360116,1360116,Belize,Belize,Retail,116,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,100,0,0,0,All women,Yes,Not applicable,100,Makes major strategic and fiancial decisions,11,1,All women,Female,Female,Female,1993,No,Yes,1995,22,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,5,1,1,-44,Yes,1,2,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,No,No,Yes,0,-44,-44,100,0,-44,0,97,3,0,Individuals,18,82,0,GIFTS,100,Local,Do not know,Increased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,49,51,No,-44,No,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,Yes,No,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Major obstacle,No obstacle,-44,Strongly agree,Tend to agree,Tend to agree,Strongly agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,Yes,No,-44,-44,No,-44,-44,Yes,Yes,Yes,5,Yes,3,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,1,5,1,0,0,4,1,0,0,1,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,1,19000,1,18200,1,19200,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,1,9000,1,8600,1,9200,0,-44,0,-44,0,-44,3,7000,3,6900,3,7000,-44,-44,Completed college/vocational training,Completed college/vocational training,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Completed primary school,Completed secondary,-44,-44,Completed primary school,Did not complete primary school,Very important,Very important,Very important,Slightly important,Very important,Slightly important,Important,Very important,Important,Critical,Important,Very important,Slightly important,Slightly important,Critical,Important,Critical,Critical,Critical,Critical,Very important,Critical,Important,Very important,Slightly important,Important,Slightly important,Not important,Important,Not important,Very important,Very important,Slightly important,Very important,Important,Very important,Very important,Critical,Very important,Slightly important,Very important,Important,Slightly important,Important,Very important,Slightly important,Critical,Very important,Very important,Critical,Very important,Slightly important,Slightly important,Slightly important,Important,Very important,Important,Not important,Slightly important,Slightly important,Very important,Critical,Very important,Slightly important,Very important,Slightly important,Slightly important,Important,Important,Not important,Very important,Very important,Very important,Critical,Important,Slightly important,Slightly important,Critical,Critical,Very important,Not difficult,Difficult,Very difficult,1,8,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Very difficult,Not difficult,Slightly difficult,0,-44,-44,-44,-44,-44,-44,Slightly difficult,Not difficult,Difficult,0,-44,Very important,Important,Not important,Not important,Important,Very important,Not important,Slightly important,Major obstacle,Minor obstacle,Minor obstacle,No obstacle,Very severe obstacle,Major obstacle,Major obstacle,No obstacle,Major obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,Through family/friends,-44,No,-44,-44,-44,-44,No,-44,-44,-44,Other,Yes,Major obstacle,Major obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Yes,100,0,-44,0,Yes,10,Yes,56,19,0,0,20,5,0,0,0,0,0,0,0,-44,30,30,0,0,20,20,0,0,0,0,0,0,0,0,0, ,Yes,Loan,2011,50000,11,24,Private commercial banks,Yes,No,Yes,Yes,No,No,-44,200,No,-44,-44,-44,Collateral requirements for loans or line of credit are unat,283000,325000,111000,64000,7000,3000,28000,1000,1000,3000,1000,0,0,29000,33000,36000,55000,81000,Very severe obstacle,Major obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Access to finance,Electricity,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,-44,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 1551360132,1360132,Belize,Belize,Retail,132,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All women,Female,Female,Female,1999,No,Yes,1999,17,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,1,0,-44,Yes,3,1,0,-44,Yes,6,4,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0,-44,0,84,16,0,Individuals,10,87,3,HARDWARE,100,Local,29,Remained the same,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,36,64,No,-44,No,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Moderate obstacle,No obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,No obstacle,-44,Tend to agree,Tend to disagree,Strongly agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,4000,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,No,No,4,Yes,5,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,1,6,1,0,0,5,1,0,0,2,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,1,22000,1,21800,1,22200,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,1,12000,1,11900,1,12100,0,-44,0,-44,0,-44,4,9000,5,8800,4,9100,Economic upturn/downturn,-44,Started but did not complete college/vocational training,Started but did not complete college/vocational training,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Completed college/vocational training,Completed secondary,-44,-44,Did not complete primary school,Did not complete primary school,Very important,Very important,Very important,Slightly important,Very important,Very important,Important,Not important,Very important,Important,Important,Important,Not important,Slightly important,Very important,Very important,Critical,Very important,Critical,Very important,Very important,Slightly important,Slightly important,Important,Very important,Slightly important,Not important,Not important,Not important,Slightly important,Important,Important,Important,Very important,Critical,Critical,Slightly important,Slightly important,Very important,Important,Very important,Slightly important,Critical,Important,Very important,Very important,Critical,Important,Critical,Very important,Critical,Important,Slightly important,Important,Slightly important,Critical,Not important,Slightly important,Not important,Not important,Very important,Critical,Very important,Important,Slightly important,Not important,Important,Important,Not important,Very important,Critical,Very important,Slightly important,Important,Critical,Not important,Very important,Very important,Very important,Slightly important,Very difficult,Difficult,Very difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Not difficult,Slightly difficult,Almost impossible,0,-44,-44,-44,-44,-44,-44,Difficult,Almost impossible,Difficult,0,-44,Critical,Slightly important,Slightly important,Important,Very important,Slightly important,Slightly important,Critical,Major obstacle,Moderate obstacle,No obstacle,No obstacle,Major obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Very severe obstacle,Very severe obstacle,Minor obstacle,Private placement office,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm cannot afford the optimal level of training,No,-44,-44,-44,-44,-44,-44,No,100,0,-44,0,Yes,12,No,50,25,0,0,15,10,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,700000,610000,171000,68000,1000,61000,81000,0,6000,1000,24000,0,0,98000,79000,123000,43000,260000,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Yes,Yes,Yes,No,No,No,No,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,No obstacle,Major obstacle,No obstacle,-44,-44,-44,-44,-44,Access to finance,Cost of finance,Transportation,No obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,-44,-44,Human resources Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are estimates computed with some precision, 1551360170,1360170,Belize,Belize,Machinery and equipment,170,No,-44,-44,-44,-44,Partnership (including limited liability companies),-44,60,100,0,0,0,Predominantly women,No,Yes,58,Delegates decisions to other partners,5,5,Predominantly men,Male,Male,Female,2005,No,Yes,2005,5,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,Yes,2,1,0,-44,Yes,10,3,0,-44,No,-44,-44,-44,-44,Yes,2,Yes,Yes,Yes,100,74,53,0,0,-44,15,0,85,12,Individuals,0,100,0,EQUIPMENT FOR AIR CONDITIONING,74,National,Do not know,Increased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,11,89,No,-44,Yes,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Major obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,-44,Strongly disagree,Tend to disagree,Tend to disagree,Strongly agree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,2000,No,No,Yes,No,No,No,-44,-44,No,-44,-44,No,Yes,Yes,5,No,-44,-44,Yes,2,0,-44,No,-44,-44,No,-44,-44,Yes,No,2,12,24,3,7,3,11,1,2,1,2,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,3,39000,3,37400,3,39400,1,30000,1,28800,1,30000,2,20000,2,19600,2,20200,1,15000,1,14600,1,15200,2,20000,2,19400,2,20400,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,5,16000,5,15500,5,16000,10,10000,9,9900,10,10300,Economic upturn/downturn,-44,University graduate,Started but did not complete secondary,University graduate,University graduate,Completed college/vocational training,Started but did not complete college/vocational training,Completed secondary,Started but did not complete college/vocational training,Completed secondary,Completed secondary,-44,-44,-44,-44,Completed secondary,Completed primary school,Completed secondary,Did not complete primary school,Very important,Slightly important,Critical,Not important,Very important,Critical,Important,Very important,Very important,Important,Very important,Not important,Slightly important,Slightly important,Important,Critical,Important,Slightly important,Very important,Very important,Important,Very important,Slightly important,Not important,Very important,Very important,Not important,Not important,Very important,Very important,Critical,Slightly important,Slightly important,Very important,Very important,Critical,Critical,Critical,Slightly important,Critical,Very important,Important,Important,Not important,Important,Very important,Very important,Very important,Slightly important,Critical,Very important,Very important,Not important,Slightly important,Slightly important,Slightly important,Not important,Not important,Slightly important,Not important,Very important,Important,Important,Critical,Important,Important,Very important,Very important,Very important,Critical,Important,Important,Very important,Not important,Critical,Important,Critical,Slightly important,Very important,Very important,Difficult,Difficult,Almost impossible,0,-44,Slightly difficult,Difficult,Difficult,0,-44,Very difficult,Very difficult,Very difficult,2,12,Not difficult,Almost impossible,Slightly difficult,0,-44,Slightly difficult,Almost impossible,Slightly difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Difficult,Not difficult,Difficult,0,-44,Slightly difficult,Not difficult,Not difficult,0,-44,Very important,Important,Not important,Important,Not important,Very important,Not important,Very important,Major obstacle,Moderate obstacle,Very severe obstacle,No obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Major obstacle,Minor obstacle,Minor obstacle,Through family/friends,-44,No,-44,-44,-44,-44,Yes,60,40,No,-44,Yes,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,No obstacle,Yes,0,100,-44,0,Yes,12,Yes,52,23,0,0,15,10,0,0,0,0,0,0,0,-44,33,67,0,0,0,0,0,0,0,0,0,0,0,0,0, ,Yes,Loan,2010,450000,10,37,Private commercial banks,Yes,No,No,Yes,Yes,No,-44,190,No,-44,-44,-44,Collateral requirements for loans or line of credit are unat,2975000,3325000,575000,432000,24000,8000,366000,62000,2000,12000,7000,0,0,599000,33000,777000,654000,1717000,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Major obstacle,Major obstacle,Yes,No,No,No,No,Access to finance,Cost of finance,Corruption,Very severe obstacle,Yes,Yes,Yes,Yes,Yes,Yes,No,Yes,Moderated impact,Yes,Moderated impact,No,Large impact,Yes,No impact,-44,-44,Yes,Large impact,Yes,Moderated impact,Yes,Moderated impact,Yes,No impact,-44,-44,Yes,No impact,Yes,Moderated impact,No,No impact,Yes,No impact,-44,-44,Yes,Moderated impact,Yes,Moderated impact,No,Moderated impact,Yes,No impact,-44,-44,Yes,Large impact,Yes,Moderated impact,No,Moderated impact,Yes,No impact,-44,-44,No,Moderated impact,Yes,Large impact,No,Moderated impact,Yes,No impact,-44,-44,No,Moderated impact,Yes,Moderated impact,Yes,No impact,No,No impact,-44,-44,No,No impact,Yes,Moderated impact,Yes,Moderated impact,Yes,No impact,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,No,Truthful,Are estimates computed with some precision, 1551360171,1360171,Belize,Belize,Food,171,No,-44,-44,-44,-44,Partnership (including limited liability companies),-44,60,100,0,0,0,Equally men and women,No,Yes,21,Makes major strategic and fiancial decisions,10,0,Predominantly men,Male,Male,Male,1994,No,Yes,1994,14,No,-44,-44,Yes,3,No,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,Yes,1,2,0,-44,Yes,10,3,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,100,65,49,0,0,-44,0,37,63,0,Small private firms (less than 20 employees),0,70,30,FROZEN FOOD,100,Local,4,Decreased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,87,13,No,-44,No,No,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Major obstacle,Major obstacle,No obstacle,-44,Tend to agree,Tend to disagree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,1000,No,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,Yes,5,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,5,2,5,5,1,2,1,1,0,0,0,0,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,1,23000,1,22300,1,23200,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,2,22000,2,21300,2,23100,2,12000,2,11800,2,12400,-44,-44,University graduate,Completed college/vocational training,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Started but did not complete secondary,Completed primary school,Completed primary school,Did not complete primary school,Critical,Very important,Critical,Slightly important,Important,Very important,Not important,Slightly important,Slightly important,Very important,Slightly important,Not important,Very important,Slightly important,Very important,Important,Slightly important,Critical,Very important,Very important,Important,Very important,Important,Very important,Critical,Slightly important,Important,Important,Slightly important,Very important,Critical,Very important,Critical,Not important,Very important,Slightly important,Important,Critical,Very important,Very important,Critical,Critical,Critical,Very important,Very important,Very important,Very important,Very important,Important,Very important,Important,Slightly important,Not important,Important,Important,Very important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Very important,Slightly important,Very important,Very important,Important,Very important,Slightly important,Important,Slightly important,Very important,Very important,Important,Very important,Very important,Critical,Very important,Very important,Very important,Very important,Difficult,Slightly difficult,Not difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Very difficult,Difficult,Almost impossible,1,3,Difficult,Almost impossible,Difficult,0,-44,Important,Critical,Very important,Not important,Not important,Not important,Important,Slightly important,Minor obstacle,Major obstacle,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Through family/friends,-44,No,-44,-44,-44,-44,Yes,50,40,Yes,-44,No,-44,-44,-44,-44,-44,-44,Yes,0,100,-44,0,Yes,10,Yes,65,25,0,0,10,0,0,0,0,0,0,0,0,-44,54,0,0,0,0,46,0,0,0,0,0,0,0,0,0, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,Size of loan and maturity are insufficiant,696000,762000,315000,110000,24000,8000,76000,13000,3000,13000,7000,0,0,8000,0,520000,525000,1180000,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,No obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,"Crime, theft and disorder",Tax administration,Practices of competitors in the informal sector,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,-44,-44,Marketing and Operations support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 1551360172,1360172,Belize,Belize,Chemicals,172,No,-44,-44,-44,-44,Limited partnership,-44,60,100,0,0,0,Predominantly men,No,No,24,Delegates decisions to other partners,8,1,Predominantly men,Male,Male,Female,1961,No,Yes,1977,27,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,100,69,58,0,0,-44,0,86,14,12,Government or government agencies (including state-owned ent,28,60,12,DRUGS,100,National,Do not know,Remained the same,Remained the same,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,25,75,Yes,2,Yes,No,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Major obstacle,Very severe obstacle,Very severe obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,No obstacle,-44,Tend to disagree,Strongly disagree,Tend to disagree,Strongly disagree,No,-44,-44,-44,-44,-44,Yes,-44,16000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,2000,No,No,Yes,No,No,No,-44,-44,No,-44,-44,Yes,Yes,No,10,Yes,1,No,No,-44,1,-44,Yes,7,Yes,No,-44,-44,No,-44,-44,3,46,5,11,6,24,1,3,2,4,5,0,1,2,2,0,0,0,1,3,-44,1,3,3,1,5,47000,5,47000,5,48400,1,24000,1,23000,1,24500,3,18000,3,17500,3,18200,2,18000,2,17300,2,18400,7,15000,6,15000,7,15300,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,9,15000,8,14900,9,15200,24,9000,22,8800,24,9100,Increase demand for higher quality product,-44,Completed secondary,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,University graduate,University graduate,Completed secondary,Completed secondary,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,-44,-44,Started but did not complete college/vocational training,Started but did not complete college/vocational training,Completed primary school,Completed primary school,Very important,Critical,Very important,Important,Very important,Important,Slightly important,Not important,Important,Not important,Important,Important,Not important,Slightly important,Very important,Important,Slightly important,Important,Very important,Slightly important,Very important,Important,Slightly important,Not important,Important,Very important,Slightly important,Slightly important,Not important,Not important,Important,Slightly important,Critical,Critical,Slightly important,Slightly important,Critical,Important,Very important,Slightly important,Critical,Critical,Very important,Not important,Slightly important,Slightly important,Very important,Critical,Critical,Slightly important,Critical,Important,Very important,Important,Slightly important,Very important,Not important,Slightly important,Slightly important,Very important,Slightly important,Critical,Important,Critical,Slightly important,Critical,Very important,Important,Very important,Important,Critical,Critical,Important,Slightly important,Very important,Slightly important,Critical,Very important,Critical,Slightly important,Slightly difficult,Not difficult,Slightly difficult,0,-44,Slightly difficult,Almost impossible,Almost impossible,0,-44,Slightly difficult,Slightly difficult,Almost impossible,0,-44,Slightly difficult,Slightly difficult,Difficult,2,2,Slightly difficult,Slightly difficult,Difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Not difficult,Difficult,Slightly difficult,1,3,Not difficult,Slightly difficult,Not difficult,1,1,Slightly important,Very important,Slightly important,Important,Important,Very important,Slightly important,Important,Minor obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,No obstacle,Public announcement/advertisement,-44,No,-44,-44,-44,-44,Yes,30,40,No,-44,Yes,Moderate obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Yes,100,0,-44,0,Yes,9,No,74,3,0,0,10,5,0,0,0,0,8,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,Yes,Loan,2012,23000,10,23,Private commercial banks,Yes,Yes,No,No,No,No,-44,110,Yes,1,0,-44,-44,4095000,4550000,1290000,756000,36000,11000,273000,29000,2000,19000,8000,0,0,228000,0,1030000,1040000,2410000,Minor obstacle,Minor obstacle,Major obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Yes,No,Yes,No,No,Corruption,Cost of finance,Tax administration,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,-44,-44,technological and Innovation Support,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Truthful,Are taken directly from the establishment's records, 1551360173,1360173,Belize,Belize,Food,173,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All women,Female,Female,Female,1980,No,Yes,1981,27,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,4,3,2,-44,Yes,1,1,0,-44,No,-44,-44,-44,-44,Yes,2,4,0,-44,No,-44,No,No,Yes,100,68,40,0,0,-44,0,40,60,0,Individuals,22,78,0,ICE CREAM,57,Local,0,Decreased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,95,5,No,-44,Yes,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,-44,Tend to agree,Strongly disagree,Strongly agree,Tend to disagree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-99,No,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,No,14,Yes,1,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,5,5,1,1,1,2,0,0,0,1,1,0,0,1,0,0,0,0,0,4,-44,-44,4,-44,0,1,14000,1,13900,1,14000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,1,11000,1,10800,1,11300,4,4000,4,4000,4,4000,-44,-44,University graduate,Completed secondary,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Completed college/vocational training,Completed primary school,Completed secondary,Did not complete primary school,Very important,Very important,Critical,Very important,Slightly important,Very important,Slightly important,Very important,Important,Very important,Not important,Not important,Very important,Slightly important,Slightly important,Important,Important,Critical,Important,Critical,Critical,Slightly important,Slightly important,Not important,Critical,Very important,Slightly important,Not important,Not important,Not important,Not important,Critical,Slightly important,Very important,Critical,Very important,Very important,Very important,Slightly important,Critical,Important,Very important,Important,Slightly important,Very important,Very important,Important,Critical,Very important,Very important,Important,Important,Very important,Slightly important,Slightly important,Very important,Slightly important,Slightly important,Not important,Slightly important,Important,Critical,Critical,Important,Important,Very important,Very important,Slightly important,Important,Important,Critical,Critical,Very important,Critical,Very important,Very important,Very important,Very important,Important,Slightly important,Very difficult,Almost impossible,Very difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Very difficult,Very difficult,Almost impossible,2,8,Not difficult,Difficult,Not difficult,1,1,Important,Important,Important,Very important,Critical,Very important,Important,Not important,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,No obstacle,Major obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,No obstacle,Moderate obstacle,Public announcement/advertisement,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm cannot afford the optimal level of training,Yes,Very severe obstacle,Minor obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Major obstacle,No,100,0,-44,0,Yes,10,Yes,66,14,0,0,20,0,0,0,0,0,0,0,0,-44,26,38,0,0,36,0,0,0,0,0,0,0,0,0,0, ,Yes,Loan,2012,28000,10,36,Private commercial banks,Yes,Yes,No,No,No,No,-44,285,Yes,1,0,-44,-44,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,0,0,7000,0,17000,115000,38000,No obstacle,Very severe obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,Major obstacle,Moderate obstacle,No obstacle,No obstacle,Minor obstacle,Very severe obstacle,Minor obstacle,-44,-44,-44,-44,-44,"Crime, theft and disorder",Cost of finance,Access to finance,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Human resources Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,No,No,-44,-44,Somewhat truthful,Are estimates computed with some precision, 1551360174,1360174,Belize,Belize,Other manufacturing,174,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded,-44,52,76,24,0,0,Equally men and women,No,Yes,46,Makes decisions in consultation with other partners,10,1,Predominantly men,Female,Male,Male,1981,No,Yes,1981,22,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,No,No,-44,-44,-44,-44,Yes,1,2,0,-44,Yes,8,1,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,100,72,49,0,0,-44,22,0,78,0,Individuals,0,66,34,NEWSPAPER ADS,83,Local,Do not know,Decreased,Increased,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,38,62,No,-44,Yes,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,Yes,No,No,Major obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,-44,Tend to agree,Tend to disagree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,Yes,5,Yes,1,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,6,13,3,4,2,4,1,1,1,1,1,0,0,0,1,0,0,0,0,8,-44,-44,-44,8,0,3,17000,3,17000,3,17000,0,-44,0,-44,0,-44,1,18000,1,17300,1,18000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,3,11000,3,10700,3,11100,7,8000,7,8000,7,8200,-44,-44,Completed college/vocational training,Completed secondary,-44,-44,Completed college/vocational training,Completed college/vocational training,-44,-44,-44,-44,-44,-44,-44,-44,Completed secondary,Did not complete primary school,Completed secondary,Did not complete primary school,Very important,Very important,Very important,Very important,Very important,Slightly important,Very important,Important,Very important,Very important,Slightly important,Slightly important,Not important,Not important,Very important,Very important,Important,Critical,Important,Critical,Important,Very important,Very important,Slightly important,Very important,Very important,Slightly important,Slightly important,Important,Very important,Very important,Not important,Critical,Not important,Very important,Very important,Very important,Very important,Important,Very important,Very important,Very important,Very important,Not important,Critical,Slightly important,Critical,Critical,Very important,Critical,Very important,Very important,Very important,Critical,Very important,Important,Not important,Not important,Not important,Slightly important,Very important,Critical,Critical,Critical,Slightly important,Important,Slightly important,Important,Important,Important,Critical,Very important,Very important,Important,Very important,Critical,Slightly important,Important,Important,Slightly important,Difficult,Difficult,Difficult,0,-44,-44,-44,-44,-44,-44,Not difficult,Difficult,Difficult,2,5,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Very difficult,Very difficult,Not difficult,2,5,Slightly difficult,Almost impossible,Not difficult,0,-44,Important,Important,Important,Very important,Important,Important,Important,Important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,Very severe obstacle,No obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Public announcement/advertisement,-44,No,-44,-44,-44,-44,Yes,30,60,No,-44,No,-44,-44,-44,-44,-44,-44,No,100,0,-44,0,No,-44,No,50,0,20,0,25,5,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,339000,357000,79000,198000,7000,2000,14000,6000,1000,2000,2000,0,0,43000,0,55000,226000,130000,Moderate obstacle,No obstacle,No obstacle,Major obstacle,No,Yes,Yes,Yes,No,No,No,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,No obstacle,-44,-44,-44,-44,-44,"Crime, theft and disorder",Access to finance,Access to land for expansion / relocation,Moderate obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,-44,-44,Human resources Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 1551360176,1360176,Belize,Belize,Services of motor vehicles,176,Yes,3,Headquarters with production and/or sales at this location,Yes,3,Shareholding company with non-traded shares or shares traded,-44,75,100,0,0,0,Equally men and women,No,Yes,57,Delegates decisions to other partners,7,4,Equally men and women,Male,Female,Male,1996,No,Yes,1997,16,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,5,1,2,-44,No,-44,-44,-44,-44,Yes,5,1,0,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0,-44,36,29,35,18,Individuals,28,58,14,TOYOTA CARS,52,National,10,Decreased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,99,1,No,-44,No,No,No,No,Yes,Yes,-44,-44,-44,-44,No,No,No,Yes,No,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Very Important,Very Important,Critical,Critical,Not important,Critical,Not important,Yes,100,No,-44,No,-44,No,No,280000,15,Yes,Yes,Yes,No,Moderate obstacle,Major obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,No obstacle,-44,Tend to agree,Tend to agree,Strongly disagree,Strongly agree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,22000,No,No,Yes,Yes,Yes,No,-44,-44,No,-44,-44,Yes,Yes,No,2,Yes,1,No,Yes,0,0,-44,No,-44,-44,No,-44,-44,Yes,Yes,2,32,79,7,0,0,72,5,0,0,22,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,2,7,61000,6,58600,7,62800,2,41000,2,39800,2,41400,4,25000,4,24500,4,25800,4,25000,4,24300,4,25800,13,26000,12,25500,13,26300,0,-44,0,-44,0,-44,1,15000,1,14600,1,15000,0,-44,0,-44,0,-44,48,17000,45,17000,49,17300,New products require new skills,-44,University graduate,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,University graduate,Completed secondary,Completed secondary,Completed college/vocational training,Completed secondary,-44,-44,Completed secondary,Started but did not complete secondary,-44,-44,Completed secondary,Did not complete primary school,Very important,Very important,Important,Important,Critical,Critical,Slightly important,Important,Not important,Critical,Slightly important,Very important,Very important,Slightly important,Very important,Very important,Critical,Critical,Important,Slightly important,Slightly important,Critical,Not important,Not important,Very important,Important,Not important,Slightly important,Not important,Slightly important,Slightly important,Important,Slightly important,Very important,Important,Very important,Important,Critical,Very important,Slightly important,Slightly important,Important,Slightly important,Very important,Important,Very important,Very important,Very important,Very important,Slightly important,Slightly important,Important,Slightly important,Important,Important,Very important,Slightly important,Slightly important,Very important,Important,Critical,Very important,Very important,Critical,Very important,Slightly important,Very important,Important,Very important,Important,Critical,Very important,Important,Slightly important,Slightly important,Not important,Slightly important,Very important,Very important,Very important,Not difficult,Not difficult,Slightly difficult,1,10,Difficult,Very difficult,Difficult,1,17,Slightly difficult,Difficult,Slightly difficult,4,8,Difficult,Very difficult,Very difficult,4,6,Not difficult,Almost impossible,Difficult,0,-44,-44,-44,-44,-44,-44,Difficult,Slightly difficult,Almost impossible,0,-44,-44,-44,-44,-44,-44,Very difficult,Very difficult,Very difficult,0,-44,Critical,Important,Important,Very important,Important,Very important,Not important,Very important,Minor obstacle,Major obstacle,No obstacle,No obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,No obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Minor obstacle,Major obstacle,Public placement office,-44,No,-44,-44,-44,-44,Yes,0,20,No,-44,No,-44,-44,-44,-44,-44,-44,Yes,52,48,-44,0,Yes,9,Yes,27,20,0,0,25,0,15,0,0,0,5,8,0,-44,27,58,0,0,0,0,0,0,0,0,15,0,0,0,0, ,Yes,Loan,2012,58000,8,24,Private commercial banks,Yes,No,Yes,Yes,No,No,-44,105,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,5200000,5591000,1845000,1845000,33000,9000,168000,0,4000,11000,224000,0,0,391000,335000,504000,289000,1089000,Minor obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Yes,No,Yes,No,No,No,No,Major obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Customs and Trade Regulations,Tax administration,Cost of finance,Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,-44,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,No,Yes,No,No,Somewhat truthful,Are estimates computed with some precision, 1551360177,1360177,Belize,Belize,Transport,177,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded,-44,85,100,0,0,0,Predominantly men,No,Yes,27,Makes major strategic and fiancial decisions,4,6,Predominantly men,Male,Female,Male,2000,No,Yes,2000,13,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,3,2,-44,No,-44,-44,-44,-44,Yes,7,2,0,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0,-44,0,94,6,9,Small private firms (less than 20 employees),0,54,46,TOURS,100,Local,Do not know,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,88,12,No,-44,No,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,No obstacle,-44,Tend to disagree,Strongly disagree,Tend to disagree,Strongly disagree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,1000,No,No,Yes,No,No,No,-44,-44,No,-44,-44,Yes,Yes,No,0,Yes,3,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,7,27,3,0,0,24,1,0,0,12,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,1,3,21000,3,21000,3,21000,2,14000,2,14000,2,14000,2,13000,2,12900,2,13000,1,13000,1,13000,1,13400,6,10000,6,9600,6,10300,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,13,7500,13,7500,13,7500,-44,-44,Completed college/vocational training,Completed college/vocational training,University graduate,Completed secondary,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed secondary,Completed college/vocational training,Completed secondary,-44,-44,-44,-44,-44,-44,Completed secondary,Did not complete primary school,Very important,Important,Not important,Important,Not important,Important,Very important,Important,Critical,Slightly important,Important,Not important,Very important,Slightly important,Important,Very important,Slightly important,Important,Very important,Important,Important,Important,Important,Important,Not important,Not important,Very important,Not important,Slightly important,Slightly important,Very important,Very important,Very important,Important,Very important,Very important,Very important,Critical,Slightly important,Critical,Critical,Critical,Very important,Slightly important,Slightly important,Important,Slightly important,Critical,Important,Slightly important,Very important,Not important,Slightly important,Important,Not important,Very important,Not important,Very important,Slightly important,Slightly important,Very important,Critical,Very important,Very important,Very important,Critical,Very important,Very important,Slightly important,Slightly important,Very important,Important,Important,Important,Very important,Very important,Very important,Important,Important,Critical,Not difficult,Difficult,Difficult,0,-44,Difficult,Not difficult,Not difficult,2,10,Very difficult,Not difficult,Difficult,0,-44,Difficult,Almost impossible,Slightly difficult,0,-44,Very difficult,Slightly difficult,Difficult,1,9,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Difficult,Almost impossible,Not difficult,0,-44,Slightly important,Critical,Very important,Slightly important,Important,Slightly important,Not important,Very important,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Very severe obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Private placement office,-44,Yes to fire,No,-44,Yes,1,No,-44,-44,-44,The benefits of training are small than the costs,Yes,Very severe obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Major obstacle,No obstacle,Yes,0,100,-44,0,No,-44,Yes,61,19,0,0,20,0,0,0,0,0,0,0,0,-44,55,45,0,0,0,0,0,0,0,0,0,0,0,0,0, ,Yes,Line of credit,2013,11000,10,32,Private commercial banks,Yes,No,No,No,Yes,No,-44,160,Yes,1,0,-44,-44,1776000,1792000,520000,262000,13000,3000,161000,36000,1000,5000,3000,0,0,323000,0,355000,573000,827000,Minor obstacle,Minor obstacle,Major obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,Transportation,Tax administration,Access to finance,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,-44,-44,technological and Innovation Support,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,No,Somewhat truthful,Are taken directly from the establishment's records, 1551360188,1360188,Belize,Belize,Transport,188,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All women,Female,Female,Female,2001,No,Yes,2001,12,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,5,1,1,-44,Yes,1,2,0,-44,Yes,4,3,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0,-44,0,0,100,0,Small private firms (less than 20 employees),10,77,13,TOURS,100,Local,0,Remained the same,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,45,55,No,-44,No,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Very severe obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,No obstacle,-44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,1000,No,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,Yes,10,Yes,1,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,2,6,1,0,0,5,0,0,0,2,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,1,28000,1,27200,1,28000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,5,10000,5,9800,5,10100,-44,-44,Completed college/vocational training,Completed college/vocational training,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Completed primary school,Did not complete primary school,Very important,Very important,Very important,Very important,Very important,Very important,Critical,Important,Critical,Very important,Slightly important,Slightly important,Important,Not important,Very important,Slightly important,Slightly important,Important,Important,Critical,Very important,Critical,Slightly important,Important,Important,Slightly important,Slightly important,Very important,Very important,Slightly important,Important,Slightly important,Critical,Slightly important,Very important,Very important,Very important,Slightly important,Important,Slightly important,Slightly important,Important,Important,Important,Critical,Slightly important,Important,Important,Critical,Slightly important,Critical,Very important,Not important,Very important,Slightly important,Very important,Slightly important,Slightly important,Not important,Not important,Very important,Very important,Very important,Very important,Critical,Critical,Very important,Important,Important,Important,Important,Critical,Important,Very important,Critical,Critical,Important,Very important,Critical,Very important,Not difficult,Very difficult,Very difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Not difficult,Almost impossible,Difficult,0,-44,Very important,Important,Not important,Important,Important,Not important,Important,Important,Very severe obstacle,Major obstacle,Moderate obstacle,No obstacle,No obstacle,Minor obstacle,Major obstacle,No obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Public announcement/advertisement,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm cannot afford the optimal level of training,No,-44,-44,-44,-44,-44,-44,Yes,0,100,-44,0,Yes,12,No,58,13,0,0,20,0,0,0,0,0,0,9,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,Did not think it would be approved,275000,275000,85000,81000,9000,4000,8000,6000,1000,4000,3000,0,0,50000,0,63000,94000,147000,Minor obstacle,Minor obstacle,Very severe obstacle,Major obstacle,No,No,No,No,Yes,No,No,Moderate obstacle,Major obstacle,Very severe obstacle,No obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,Customs and Trade Regulations,Inadequately educated workforce,Tax administration,Major obstacle,Yes,Yes,Yes,No,No,Yes,No,Yes,Moderated impact,-44,-44,-44,-44,Yes,No impact,-44,-44,No,Moderated impact,-44,-44,-44,-44,Yes,No impact,-44,-44,Yes,No impact,-44,-44,-44,-44,No,No impact,-44,-44,No,Moderated impact,-44,-44,-44,-44,No,No impact,-44,-44,No,No impact,-44,-44,-44,-44,Yes,No impact,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,Yes,No impact,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,No,No impact,-44,-44,Yes,No impact,-44,-44,-44,-44,Yes,No impact,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 1551360190,1360190,Belize,Belize,Hotel and restaurants,190,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All women,Female,Female,Female,1994,No,Yes,1994,22,Yes,7,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,5,1,1,-44,Yes,3,1,0,-44,Yes,5,4,0,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0,-44,20,33,47,32,Individuals,0,69,31,ACCOMODATION,98,International,Do not know,Decreased,Remained the same,More than 5,11,89,0,1996,USA,,38,62,-44,-44,-44,66,34,No,-44,Yes,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,Yes,Yes,No,No,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,No obstacle,-44,Tend to agree,Tend to agree,Tend to disagree,Tend to disagree,Yes,No,-44,-44,-44,-44,Yes,1,-44,Yes,-44,13000,Yes,1,Outside working hours,Firearm/gun,Money,5000,Someone working alone,Yes,No,Police could not have done anything,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,3,Outside working hours,Knife,Goods or stock,5000,Group of criminals,No,Yes,-44,Yes,1,Outside working hours,Firearm/gun,Other,1000,Gang related,No,No,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,4,Outside working hours,Firearm/gun,Money,520,A customer,No,No,No loss or damage,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,Yes,No,-44,-44,No,-44,-44,No,Yes,Yes,5,Yes,3,No,No,-44,0,-44,No,-44,-44,Yes,41,No,Yes,6,2,3,5,1,0,0,4,0,0,0,3,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,1,19000,1,19000,1,19200,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,4,10000,4,10000,4,10400,-44,-44,Completed college/vocational training,University graduate,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Completed primary school,Did not complete primary school,Very important,Very important,Very important,Important,Critical,Critical,Slightly important,Not important,Not important,Critical,Important,Very important,Important,Not important,Important,Slightly important,Important,Important,Important,Important,Slightly important,Very important,Important,Important,Very important,Very important,Slightly important,Slightly important,Important,Slightly important,Critical,Very important,Critical,Critical,Important,Critical,Very important,Very important,Very important,Critical,Very important,Important,Slightly important,Not important,Very important,Important,Very important,Important,Very important,Important,Very important,Very important,Important,Important,Important,Important,Slightly important,Very important,Important,Slightly important,Very important,Slightly important,Very important,Slightly important,Very important,Important,Critical,Very important,Very important,Slightly important,Important,Very important,Important,Critical,Critical,Not important,Slightly important,Very important,Very important,Important,Difficult,Almost impossible,Slightly difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Very difficult,Almost impossible,Difficult,0,-44,Very important,Important,Important,Important,Critical,Important,Important,Not important,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,Through family/friends,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm does not have enough information about training pro,No,-44,-44,-44,-44,-44,-44,Yes,0,100,-44,0,No,-44,Yes,79,0,16,0,0,5,0,0,0,0,0,0,0,-44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,Application procedures for loans or line of credit are compl,176000,170000,56000,55000,9000,3000,19000,2000,1000,4000,3000,0,0,5000,0,5000,5000,11000,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Major obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,No,No,No,No,Yes,"Crime, theft and disorder",Inadequately educated workforce,Cost of finance,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,"General management, Business development and Strategies supp",-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Somewhat truthful,Are estimates computed with some precision, 1551360199,1360199,Belize,Belize,Hotel and restaurants,199,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded,-44,60,40,60,0,0,Predominantly men,Yes,Yes,47,Delegates decisions to other partners,6,4,All men,Male,Male,Male,2002,No,Yes,2002,19,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,5,2,0,-44,Yes,3,1,0,-44,Yes,10,3,0,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0,-44,0,64,36,29,Individuals,6,94,0,ACCOMODATION,77,National,33,Decreased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,20,80,No,-44,Yes,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,No obstacle,-44,Tend to agree,Tend to agree,Strongly disagree,Tend to disagree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,1000,No,No,No,No,Yes,No,-44,-44,No,-44,-44,Yes,No,No,0,Yes,1,No,Yes,0,0,-44,Yes,12,No,No,-44,-44,No,-44,-44,26,58,6,0,0,52,5,0,0,17,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,1,6,38000,5,36500,6,38800,3,28000,3,28000,3,28000,2,20000,2,19200,2,20600,3,20000,3,19400,3,20000,9,18000,8,17800,9,18000,0,-44,0,-44,0,-44,1,11000,1,10600,1,11000,0,-44,0,-44,0,-44,34,10000,30,9600,35,10400,New products require new skills,-44,Completed college/vocational training,Completed college/vocational training,University graduate,Started but did not complete college/vocational training,University graduate,Completed college/vocational training,Completed secondary,Started but did not complete college/vocational training,Completed secondary,Completed secondary,-44,-44,Completed secondary,Started but did not complete secondary,-44,-44,Completed primary school,Did not complete primary school,Important,Very important,Very important,Slightly important,Critical,Slightly important,Important,Very important,Critical,Very important,Very important,Not important,Slightly important,Not important,Critical,Slightly important,Very important,Slightly important,Very important,Very important,Very important,Very important,Slightly important,Important,Important,Very important,Slightly important,Slightly important,Important,Slightly important,Very important,Critical,Critical,Slightly important,Very important,Important,Very important,Critical,Slightly important,Important,Very important,Critical,Important,Slightly important,Very important,Very important,Very important,Slightly important,Very important,Critical,Slightly important,Important,Slightly important,Important,Slightly important,Slightly important,Very important,Slightly important,Important,Slightly important,Very important,Slightly important,Critical,Very important,Important,Very important,Very important,Important,Critical,Very important,Slightly important,Very important,Critical,Critical,Critical,Slightly important,Very important,Important,Important,Critical,Slightly difficult,Not difficult,Slightly difficult,0,-44,Almost impossible,Very difficult,Slightly difficult,0,-44,Not difficult,Almost impossible,Difficult,0,-44,Difficult,Difficult,Slightly difficult,0,-44,Difficult,Slightly difficult,Slightly difficult,0,-44,-44,-44,-44,-44,-44,Slightly difficult,Difficult,Almost impossible,0,-44,-44,-44,-44,-44,-44,Very difficult,Very difficult,Slightly difficult,4,3,Slightly important,Very important,Not important,Slightly important,Not important,Very important,Slightly important,Very important,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Private placement office,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm cannot afford the optimal level of training,No,-44,-44,-44,-44,-44,-44,Yes,0,100,-44,0,No,-44,No,60,0,27,0,8,5,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,Yes,Loan,2010,1000000,8,38,State-owned banks and/or government agencies,Yes,Yes,No,No,Yes,No,-44,125,Yes,2,0,-44,-44,8475000,9675000,3290000,990000,17000,7000,484000,194000,2000,7000,4000,97000,0,1355000,0,1626000,1307000,3740000,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Yes,Yes,No,No,No,Yes,No,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,Yes,Yes,No,No,No,Tax Rates,Electricity,Cost of finance,Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 1551360204,1360204,Belize,Belize,Food,204,Yes,10,Establishment physically separated from HQ and other establi,Yes,10,Shareholding company with non-traded shares or shares traded,-44,100,100,0,0,0,Predominantly men,No,No,31,Delegates decisions to other partners,10,2,Predominantly women,Male,Female,Male,1930,No,Yes,1930,17,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,No,Yes,2,3,0,-44,Yes,2,1,0,-44,Yes,9,3,0,-44,No,-44,-44,-44,-44,Yes,5,Yes,Yes,Yes,100,55,53,0,0,-44,30,70,0,9,Individuals,44,0,56,BEER,64,National,28,Decreased,Remained the same,More than 5,87,13,0,1930,-99,Refusal to answer,-99,Refusal to answer,1,0,1,90,10,Yes,6,No,No,No,Yes,Yes,Yes,-44,-44,-44,-44,No,No,No,No,Yes,No,No,-44,-44,Yes,Yes,No,Yes,No,No,No,No,No,-44,Very Important,Very Important,Not important,Very Important,Slightly important,Critical,Not important,Yes,100,No,-44,No,-44,No,No,1138000,15,No,No,Yes,Yes,Major obstacle,Major obstacle,Very severe obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Major obstacle,Minor obstacle,No obstacle,-44,Tend to agree,Tend to agree,Strongly disagree,Tend to disagree,Yes,No,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,147000,Yes,Yes,Yes,No,Yes,No,-44,-44,No,-44,-44,Yes,No,No,3,Yes,3,No,No,-44,0,-44,Yes,5,No,No,-44,-44,No,-44,-44,20,927,50,388,74,415,9,58,25,300,25,1,8,12,4,0,1,2,3,6,2,7,4,9,9,51,82000,56,78700,50,82000,28,59000,32,56600,29,59600,99,40000,111,38400,101,40400,29,22000,32,21100,30,22000,92,28000,100,28000,93,28800,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,261,23000,289,22100,264,23200,392,17000,434,16500,400,17300,Economic upturn/downturn,-44,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,University graduate,University graduate,Completed college/vocational training,Completed secondary,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,-44,-44,Completed secondary,Started but did not complete college/vocational training,Completed primary school,Did not complete primary school,Slightly important,Very important,Not important,Critical,Very important,Critical,Critical,Important,Important,Very important,Not important,Slightly important,Slightly important,Important,Very important,Very important,Important,Slightly important,Critical,Critical,Critical,Very important,Not important,Not important,Important,Important,Important,Slightly important,Not important,Not important,Critical,Very important,Critical,Not important,Very important,Critical,Slightly important,Very important,Very important,Critical,Critical,Important,Very important,Very important,Slightly important,Slightly important,Slightly important,Very important,Very important,Important,Critical,Slightly important,Important,Very important,Slightly important,Very important,Not important,Slightly important,Very important,Slightly important,Critical,Very important,Very important,Slightly important,Very important,Very important,Important,Important,Very important,Slightly important,Very important,Critical,Very important,Important,Very important,Very important,Very important,Slightly important,Very important,Important,Difficult,Difficult,Very difficult,0,-44,Slightly difficult,Very difficult,Slightly difficult,1,5,Difficult,Difficult,Not difficult,1,6,Difficult,Slightly difficult,Not difficult,4,7,Slightly difficult,Difficult,Slightly difficult,4,2,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Difficult,Slightly difficult,Difficult,4,2,Slightly difficult,Slightly difficult,Slightly difficult,0,-44,Important,Important,Very important,Slightly important,Important,Important,Critical,Important,Moderate obstacle,Major obstacle,Minor obstacle,No obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Public placement office,-44,No,-44,-44,-44,-44,Yes,20,50,No,-44,Yes,Major obstacle,Very severe obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Yes,100,0,-44,0,Yes,8,Yes,63,19,0,0,10,0,0,0,0,0,0,8,0,-44,45,0,37,0,0,0,0,0,0,0,0,18,0,0,0, ,Yes,Loan,2010,2000000,8,38,Private commercial banks,Yes,Yes,No,No,No,No,-44,250,Yes,1,0,-44,-44,186000000,166500000,65000000,25300000,2496000,1071000,18315000,7630000,186000,1159000,589000,0,0,29970000,0,56500000,16350000,129385000,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,No obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,Electricity,Macroeconomic environment,Transportation,No obstacle,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Large impact,Yes,No impact,No,Moderated impact,Yes,No impact,No,No impact,Yes,Moderated impact,No,Moderated impact,Yes,Moderated impact,Yes,No impact,No,No impact,Yes,Large impact,No,Moderated impact,Yes,No impact,No,No impact,Yes,No impact,No,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,No,No impact,No,No impact,No,Moderated impact,Yes,Moderated impact,No,Moderated impact,No,No impact,No,No impact,No,Large impact,Yes,Moderated impact,No,Large impact,Yes,No impact,No,No impact,No,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,No,No impact,Yes,No impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,No impact,Yes,No impact,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,No,Truthful,Are estimates computed with some precision, 1551360207,1360207,Belize,Belize,Food,207,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded,-44,50,100,0,0,0,Predominantly men,No,No,47,Makes major strategic and fiancial decisions,8,3,Predominantly women,Male,Female,Female,1969,No,Yes,1969,24,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,7,1,0,-44,No,-44,-44,-44,-44,Yes,3,Yes,Yes,Yes,100,55,48,0,0,-44,0,82,18,19,Large private firms (more than 100 employees),16,43,41,MILK,81,National,0,Decreased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,57,43,No,-44,Yes,Yes,Yes,No,Yes,Yes,-44,-44,-44,-44,No,No,Yes,No,Yes,No,Yes,Yes,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Critical,Not important,Very Important,Important,Important,Very Important,Critical,Yes,100,No,-44,No,-44,No,No,-99,Refusal to answer,Yes,Yes,No,Yes,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,-44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-99,No,No,Yes,No,Yes,No,-44,-44,No,-44,-44,No,Yes,No,9,Yes,2,No,Yes,0,0,-44,No,-44,-44,No,-44,-44,Yes,No,2,40,82,10,30,10,32,1,6,2,8,8,0,2,4,2,0,0,1,1,4,-44,4,2,9,4,10,21000,9,20800,10,21200,2,20000,2,19600,2,20200,6,13000,5,12500,6,13400,3,13000,3,12900,3,13400,10,11000,9,10900,10,11100,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,19,9000,17,8700,19,9200,40,8000,36,7700,40,8300,Increase/decreased demand for goods,-44,University graduate,University graduate,University graduate,Started but did not complete college/vocational training,University graduate,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,-44,-44,Completed secondary,Started but did not complete secondary,Did not complete primary school,Completed primary school,Critical,Very important,Very important,Very important,Very important,Slightly important,Very important,Important,Slightly important,Very important,Very important,Slightly important,Important,Slightly important,Slightly important,Important,Important,Slightly important,Critical,Very important,Important,Critical,Slightly important,Slightly important,Important,Important,Slightly important,Not important,Important,Slightly important,Important,Slightly important,Very important,Very important,Critical,Very important,Slightly important,Critical,Very important,Important,Important,Important,Important,Slightly important,Slightly important,Not important,Slightly important,Very important,Critical,Very important,Very important,Slightly important,Important,Slightly important,Very important,Important,Not important,Slightly important,Slightly important,Very important,Critical,Critical,Slightly important,Important,Slightly important,Slightly important,Very important,Slightly important,Important,Very important,Important,Slightly important,Very important,Very important,Very important,Very important,Critical,Very important,Very important,Slightly important,Difficult,Almost impossible,Slightly difficult,1,22,Not difficult,Almost impossible,Almost impossible,2,14,Difficult,Difficult,Very difficult,1,15,Not difficult,Difficult,Not difficult,1,2,Not difficult,Difficult,Difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Difficult,Difficult,Not difficult,4,1,Very difficult,Slightly difficult,Slightly difficult,2,1,Important,Very important,Important,Slightly important,Not important,Important,Slightly important,Not important,Major obstacle,Major obstacle,Minor obstacle,No obstacle,Very severe obstacle,No obstacle,Very severe obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Public announcement/advertisement,-44,Yes to fire,No,-44,Yes,4,Yes,30,30,No,-44,Yes,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Yes,100,0,-44,0,Yes,11,Yes,50,15,0,20,15,0,0,0,0,0,0,0,0,-44,12,52,0,36,0,0,0,0,0,0,0,0,0,0,0, ,Yes,Line of credit,2011,39000,10,15,Private commercial banks,Yes,Yes,Yes,No,No,No,-44,135,No,-44,-44,-44,Interest rates are not favorable,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,0,0,1707000,0,3420000,1110000,8174000,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,Moderate obstacle,Major obstacle,No obstacle,Major obstacle,Moderate obstacle,Minor obstacle,No obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,Customs and Trade Regulations,Transportation,Tax administration,Minor obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,-44,-44,technological and Innovation Support,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 1551360208,1360208,Belize,Belize,Food,208,No,-44,-44,-44,-44,Limited partnership,-44,35,100,0,0,0,Equally men and women,No,Yes,25,Delegates decisions to other partners,4,3,Predominantly men,Male,Male,Female,1960,Yes,Yes,1980,24,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,5,1,0,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,100,69,62,0,0,-44,0,90,10,6,Individuals,30,51,19,CHICKEN,100,National,31,Decreased,Increased,More than 5,85,15,0,1966,-99,Refusal to answer,-99,Refusal to answer,1,0,0,96,4,No,-44,Yes,Yes,Yes,Yes,Yes,Yes,-44,-44,-44,-44,No,Yes,No,Yes,No,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Not important,Slightly important,Slightly important,Slightly important,Not important,Not important,Very Important,Yes,100,No,-44,No,-44,Yes,Yes,156000,36,No,Yes,Yes,No,Moderate obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,No obstacle,-44,Tend to disagree,Tend to agree,Tend to agree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,2000,Yes,No,Yes,No,Yes,No,-44,-44,No,-44,-44,Yes,Yes,Yes,5,Yes,1,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,5,106,6,34,17,49,1,12,3,17,15,0,4,6,5,0,1,1,2,7,-44,2,9,8,0,6,42000,5,40700,6,42000,2,23000,2,22300,2,23700,7,16000,6,15700,7,16300,4,16000,4,15800,4,16300,14,13000,13,12700,15,13100,0,-44,0,-44,0,-44,2,10000,2,9600,2,10100,26,12000,23,11600,26,12200,60,10000,53,10000,61,10200,Economic upturn/downturn,-44,University graduate,Completed college/vocational training,Completed college/vocational training,University graduate,Completed college/vocational training,Started but did not complete college/vocational training,Completed secondary,Started but did not complete college/vocational training,Completed secondary,Completed secondary,-44,-44,Completed secondary,Completed secondary,Started but did not complete college/vocational training,Completed college/vocational training,Completed primary school,Completed primary school,Important,Critical,Important,Very important,Critical,Critical,Critical,Slightly important,Important,Critical,Slightly important,Not important,Slightly important,Not important,Very important,Very important,Important,Very important,Important,Very important,Slightly important,Very important,Slightly important,Not important,Slightly important,Important,Important,Important,Slightly important,Slightly important,Important,Critical,Very important,Very important,Critical,Slightly important,Critical,Very important,Important,Important,Critical,Important,Very important,Slightly important,Very important,Very important,Important,Critical,Important,Very important,Important,Important,Slightly important,Very important,Slightly important,Very important,Not important,Not important,Important,Not important,Important,Important,Very important,Critical,Critical,Slightly important,Very important,Important,Critical,Slightly important,Very important,Critical,Slightly important,Not important,Very important,Very important,Important,Important,Very important,Very important,Not difficult,Not difficult,Difficult,3,11,Slightly difficult,Slightly difficult,Slightly difficult,0,-44,Difficult,Difficult,Slightly difficult,5,6,Very difficult,Difficult,Almost impossible,2,8,Not difficult,Difficult,Difficult,0,-44,-44,-44,-44,-44,-44,Difficult,Very difficult,Difficult,2,4,Difficult,Difficult,Almost impossible,4,3,Slightly difficult,Not difficult,Difficult,4,2,Critical,Critical,Very important,Very important,Slightly important,Important,Important,Important,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,Public announcement/advertisement,-44,No,-44,-44,-44,-44,Yes,50,20,Yes,-44,No,-44,-44,-44,-44,-44,-44,Yes,100,0,-44,0,Yes,11,No,90,10,0,0,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,Yes,Line of credit,2011,87000,8,12,Private commercial banks,Yes,Yes,Yes,No,No,No,-44,195,No,-44,-44,-44,Size of loan and maturity are insufficiant,7020000,7800000,1980000,1596000,40000,14000,312000,65000,3000,19000,8000,0,0,1248000,0,1413000,1605000,3306000,Minor obstacle,Major obstacle,Very severe obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Moderate obstacle,No obstacle,Minor obstacle,Major obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Transportation,Tax Rates,Customs and Trade Regulations,Minor obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,-44,-44,Financial magement and tax and customs administration,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Somewhat truthful,Are estimates computed with some precision, 1551360211,1360211,Belize,Belize,Chemicals,211,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Male,Male,Male,1993,No,Yes,1993,20,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,No,Yes,5,4,1,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,5,Yes,No,Yes,100,73,57,0,0,-44,30,70,0,0,Small private firms (less than 20 employees),0,46,54,BATTERIES,77,Local,17,Remained the same,Increased,More than 5,100,0,1,-44,-44,-44,-44,-44,-44,-44,-44,51,49,No,-44,Yes,Yes,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,Yes,No,No,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Major obstacle,No obstacle,-44,Tend to agree,Tend to disagree,Tend to disagree,Strongly agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,1000,No,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,Yes,10,Yes,1,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,2,11,3,3,1,4,1,1,0,2,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,3,25000,3,24500,3,25800,0,-44,0,-44,0,-44,1,15000,1,15000,1,15300,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,2,11000,2,10900,2,11200,5,10000,6,9700,5,10000,Increase/decreased demand for goods,-44,Completed college/vocational training,Completed college/vocational training,-44,-44,Completed college/vocational training,University graduate,-44,-44,-44,-44,-44,-44,-44,-44,Started but did not complete college/vocational training,Completed primary school,Completed primary school,Completed primary school,Very important,Very important,Critical,Important,Critical,Critical,Critical,Very important,Important,Slightly important,Not important,Very important,Important,Slightly important,Very important,Slightly important,Slightly important,Very important,Very important,Very important,Important,Critical,Not important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Very important,Slightly important,Very important,Slightly important,Important,Very important,Very important,Very important,Very important,Slightly important,Critical,Critical,Very important,Very important,Important,Slightly important,Very important,Very important,Critical,Critical,Important,Important,Important,Important,Very important,Very important,Important,Slightly important,Not important,Slightly important,Slightly important,Not important,Very important,Critical,Critical,Very important,Critical,Not important,Very important,Critical,Important,Important,Very important,Important,Very important,Slightly important,Slightly important,Very important,Slightly important,Important,Critical,Critical,Difficult,Not difficult,Slightly difficult,0,-44,-44,-44,-44,-44,-44,Slightly difficult,Almost impossible,Almost impossible,2,11,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Difficult,Difficult,Difficult,0,-44,Difficult,Not difficult,Difficult,0,-44,Very important,Very important,Slightly important,Not important,Slightly important,Very important,Not important,Critical,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,Private placement office,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm cannot afford the optimal level of training,Yes,Very severe obstacle,Major obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,No,100,0,-44,0,No,-44,Yes,61,0,19,0,20,0,0,0,0,0,0,0,0,-44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, ,Yes,Loan,2012,13000,11,36,State-owned banks and/or government agencies,Yes,No,No,No,Yes,No,-44,160,Yes,1,0,-44,-44,2460000,2240000,1250000,142000,17000,7000,224000,48000,2000,7000,5000,0,0,403000,336000,467000,564000,1088000,Very severe obstacle,Very severe obstacle,Very severe obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Yes,Yes,Yes,No,No,"Crime, theft and disorder",Cost of finance,Transportation,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,Community based organization,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,Somewhat truthful,Are estimates computed with some precision, 1551360213,1360213,Belize,Belize,Chemicals,213,No,-44,-44,-44,-44,Partnership (including limited liability companies),-44,70,100,0,0,0,Predominantly men,No,Yes,27,Makes major strategic and fiancial decisions,9,6,Equally men and women,Male,Female,Male,1971,No,Yes,1971,12,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,3,0,-44,Yes,1,1,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,5,Yes,No,Yes,100,75,69,0,0,-44,0,0,100,0,Small private firms (less than 20 employees),26,74,0,FERTILIZER,82,Local,0,Increased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,67,33,Yes,4,Yes,Yes,No,Yes,Yes,Yes,-44,-44,-44,-44,No,Yes,Yes,No,Yes,No,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Critical,Critical,Critical,Very Important,Very Important,Critical,Very Important,Yes,74,No,-44,Yes,26,No,No,160000,24,Yes,Yes,No,No,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,No obstacle,-44,Tend to disagree,Tend to agree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-99,No,No,Yes,No,Yes,No,-44,-44,No,-44,-44,Yes,Yes,No,2,Yes,6,No,No,-44,0,-44,Yes,7,No,No,-44,-44,Yes,Yes,2,22,62,5,27,9,21,0,4,3,7,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,5,88000,6,88000,5,90600,2,68000,2,68000,2,68700,5,35000,5,34000,5,35400,2,24000,2,24000,2,24700,4,26000,4,25700,4,26300,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,21,16000,23,15700,21,16800,23,15000,25,14700,23,15500,Increase demand for higher quality product,-44,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,University graduate,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,-44,-44,Completed secondary,Completed secondary,Completed primary school,Did not complete primary school,Important,Very important,Slightly important,Important,Very important,Very important,Slightly important,Important,Slightly important,Very important,Not important,Not important,Slightly important,Slightly important,Slightly important,Very important,Important,Critical,Slightly important,Very important,Very important,Important,Important,Slightly important,Important,Slightly important,Important,Slightly important,Very important,Slightly important,Important,Critical,Very important,Slightly important,Important,Critical,Very important,Critical,Very important,Very important,Critical,Very important,Very important,Slightly important,Very important,Important,Very important,Critical,Very important,Critical,Important,Very important,Not important,Important,Slightly important,Slightly important,Not important,Slightly important,Slightly important,Important,Very important,Critical,Very important,Important,Critical,Very important,Critical,Slightly important,Very important,Slightly important,Critical,Very important,Slightly important,Very important,Very important,Not important,Slightly important,Very important,Critical,Critical,Not difficult,Difficult,Not difficult,3,5,Almost impossible,Very difficult,Not difficult,5,16,Very difficult,Difficult,Not difficult,5,12,Very difficult,Slightly difficult,Very difficult,4,5,Slightly difficult,Almost impossible,Very difficult,2,8,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Difficult,Slightly difficult,Very difficult,5,4,Slightly difficult,Slightly difficult,Very difficult,0,-44,Important,Important,Very important,Slightly important,Very important,Important,Slightly important,Important,Minor obstacle,Moderate obstacle,No obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,Private placement office,-44,No,-44,-44,-44,-44,Yes,10,20,No,-44,No,-44,-44,-44,-44,-44,-44,Yes,0,100,-44,0,No,-44,Yes,91,0,9,0,0,0,0,0,0,0,0,0,0,-44,25,50,0,0,0,0,25,0,0,0,0,0,0,0,0, ,Yes,Line of credit,2011,500000,7,16,Private commercial banks,Yes,Yes,Yes,No,No,No,-44,150,Yes,1,0,-44,-44,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,0,0,3828000,0,5500000,2220000,12265000,Major obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Major obstacle,Major obstacle,Very severe obstacle,No,Yes,Yes,Yes,No,Transportation,Cost of finance,Tax administration,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,Local business association,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,Yes,Yes,No,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are estimates computed with some precision, 1551360214,1360214,Belize,Belize,Food,214,No,-44,-44,-44,-44,Limited partnership,-44,30,100,0,0,0,Predominantly men,No,Yes,30,Delegates decisions to other partners,7,5,Equally men and women,Male,Male,Male,1950,No,Yes,1975,4,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,3,0,-44,No,-44,-44,-44,-44,Yes,6,3,0,-44,No,-44,-44,-44,-44,Yes,5,Yes,Yes,Yes,100,67,45,0,0,-44,0,75,25,17,Small private firms (less than 20 employees),22,55,23,RUM,78,Local,10,Increased,Increased,More than 5,84,16,10,1952,-99,Refusal to answer,-99,Refusal to answer,4,0,0,91,9,Yes,5,Yes,Yes,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Very severe obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,No obstacle,-44,Tend to disagree,Strongly disagree,Strongly disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,1000,No,No,Yes,No,No,No,-44,-44,No,-44,-44,Yes,Yes,No,1,No,-44,-44,No,-44,3,-44,Yes,8,No,Yes,36,Yes,No,-44,-44,2,50,5,14,6,25,0,4,1,18,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,5,25000,5,25000,5,25800,1,20000,1,19800,1,20000,4,18000,4,17600,4,18200,2,14000,2,13900,2,14100,6,12000,6,11900,6,12200,0,-44,0,-44,0,-44,1,9000,1,9000,1,9100,9,11000,9,10600,9,11200,22,9000,22,8700,22,9100,-44,-44,Completed secondary,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,University graduate,Completed college/vocational training,Completed secondary,Completed secondary,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed college/vocational training,Completed secondary,Completed secondary,Started but did not complete secondary,Completed secondary,Completed primary school,Very important,Very important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Slightly important,Important,Very important,Slightly important,Important,Critical,Very important,Slightly important,Very important,Critical,Very important,Very important,Not important,Not important,Very important,Critical,Slightly important,Not important,Slightly important,Not important,Very important,Very important,Slightly important,Important,Very important,Slightly important,Very important,Slightly important,Critical,Critical,Important,Very important,Important,Important,Important,Very important,Slightly important,Critical,Very important,Critical,Very important,Not important,Not important,Very important,Very important,Very important,Slightly important,Slightly important,Not important,Not important,Critical,Critical,Very important,Very important,Slightly important,Not important,Very important,Important,Important,Critical,Very important,Important,Slightly important,Important,Critical,Slightly important,Very important,Very important,Critical,Very important,Difficult,Very difficult,Not difficult,0,-44,Difficult,Very difficult,Almost impossible,0,-44,Slightly difficult,Not difficult,Almost impossible,2,5,Not difficult,Slightly difficult,Difficult,1,2,Difficult,Slightly difficult,Difficult,0,-44,-44,-44,-44,-44,-44,Difficult,Very difficult,Not difficult,0,-44,Slightly difficult,Difficult,Difficult,0,-44,Slightly difficult,Difficult,Slightly difficult,4,1,Critical,Important,Slightly important,Important,Important,Very important,Not important,Slightly important,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,No obstacle,Moderate obstacle,No obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Minor obstacle,Private placement office,-44,Yes to fire,No,-44,Yes,1,Yes,20,40,Yes,-44,Yes,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Yes,0,100,-44,0,Yes,10,Yes,81,19,0,0,0,0,0,0,0,0,0,0,0,-44,54,0,46,0,0,0,0,0,0,0,0,0,0,0,0, ,Yes,Loan,2011,25000,9,30,Private commercial banks,Yes,Yes,No,No,No,No,-44,120,Yes,1,0,-44,-44,5750000,5700000,1456000,708000,40000,13000,627000,50000,4000,14000,8000,456000,798000,1026000,399000,1080000,1575000,2473000,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Access to finance,Corruption,Tax Rates,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,Community based organization,-44,"General management, Business development and Strategies supp",-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,No,No,-44,-44,Yes,No,Yes,Yes,No,No,No,-44,-44,Truthful,Are estimates computed with some precision, 1551360215,1360215,Belize,Belize,Other manufacturing,215,No,-44,-44,-44,-44,Partnership (including limited liability companies),-44,33,100,0,0,0,Predominantly men,No,Yes,30,Makes decisions in consultation with other partners,10,6,Predominantly men,Male,Female,Male,1999,No,Yes,1999,12,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,2,2,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,100,58,79,0,0,-44,0,95,5,8,Small private firms (less than 20 employees),19,77,4,BOAT,100,National,0,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,53,47,Yes,5,Yes,Yes,Yes,Yes,Yes,No,Yes,Other company of the sector,-44,No,No,Yes,No,Yes,No,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Very Important,Critical,Not important,Very Important,Not important,Critical,Slightly important,Yes,78,Yes,22,No,-44,No,No,51000,28,Yes,No,Yes,Yes,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,No obstacle,-44,Tend to disagree,Tend to agree,Tend to agree,Strongly agree,No,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,-44,10000,Yes,1,During working hours,Other,Other company property,3000,Group of criminals,Yes,Yes,-44,Yes,3,During working hours,Knife,Other company property,0,A fellow employee,No,No,No loss or damage,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,4,Outside working hours,Other,Other,0,Group of criminals,No,No,No loss or damage,Yes,4,Outside working hours,Other,Money,400,Group of criminals,No,No,Fear of negative publicity,Yes,5,Outside working hours,Other,Money,500,Someone working alone,No,No,Loss was small,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,1000,No,No,Yes,No,Yes,No,-44,-44,No,-44,-44,No,Yes,Yes,10,No,-44,-44,No,-44,0,-44,Yes,5,No,No,-44,-44,Yes,3,2,12,40,5,13,7,15,0,4,2,11,5,0,1,2,2,0,0,0,1,7,-44,4,6,9,0,5,38000,4,37200,5,38000,1,23000,1,22500,1,23000,4,13000,4,12700,4,13000,1,10000,1,9800,1,10300,3,14000,3,14000,3,14100,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,11,12000,10,12000,11,12100,20,10000,17,10000,20,10300,Economic upturn/downturn,-44,Started but did not complete college/vocational training,Completed college/vocational training,University graduate,University graduate,University graduate,Started but did not complete college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed secondary,Started but did not complete college/vocational training,-44,-44,-44,-44,Completed secondary,Started but did not complete secondary,Completed primary school,Completed primary school,Critical,Very important,Slightly important,Critical,Critical,Very important,Very important,Very important,Critical,Important,Slightly important,Not important,Important,Not important,Very important,Important,Important,Very important,Very important,Very important,Important,Very important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Critical,Very important,Important,Very important,Critical,Critical,Very important,Critical,Important,Critical,Very important,Slightly important,Critical,Critical,Important,Not important,Critical,Critical,Important,Very important,Very important,Slightly important,Very important,Important,Important,Very important,Slightly important,Not important,Slightly important,Important,Very important,Very important,Critical,Important,Very important,Very important,Very important,Important,Important,Slightly important,Critical,Slightly important,Important,Not important,Slightly important,Critical,Slightly important,Critical,Critical,Critical,Slightly difficult,Difficult,Slightly difficult,1,6,Slightly difficult,Very difficult,Very difficult,1,20,Slightly difficult,Slightly difficult,Difficult,0,-44,Difficult,Difficult,Difficult,0,-44,Not difficult,Very difficult,Very difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Difficult,Slightly difficult,Not difficult,0,-44,Difficult,Difficult,Difficult,1,4,Very important,Very important,Not important,Important,Critical,Important,Important,Not important,Major obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,Public announcement/advertisement,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm does not have enough information about training pro,Yes,Very severe obstacle,Major obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Yes,100,0,-44,0,Yes,10,No,45,11,0,0,25,11,0,0,0,0,0,8,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,Yes,Loan,2011,55000,10,37,Private commercial banks,No,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,4520000,5120000,1950000,530000,23000,8000,256000,77000,2000,15000,5000,410000,0,512000,0,780000,1178000,1794000,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Major obstacle,No obstacle,Major obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Electricity,Transportation,Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,Yes,Yes,No,No,No,-44,-44,Truthful,Are taken directly from the establishment's records, 1551360220,1360220,Belize,Belize,Hotel and restaurants,220,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All women,Female,Female,Female,1996,No,Yes,1996,17,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,1,1,-44,Yes,2,2,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,1,Yes,No,Yes,0,-44,-44,100,0,-44,0,85,15,0,Individuals,6,94,0,ACCOMODATION,84,International,0,Increased,Increased,2-5,12,88,0,1996,USA,,83,17,-44,-44,-44,63,37,No,-44,No,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Very severe obstacle,No obstacle,-44,Tend to agree,Tend to agree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,3,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,1000,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,No,10,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,No,2,2,5,1,0,0,4,0,0,0,1,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,1,19000,1,18800,1,19200,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,4,8000,4,7900,4,8000,-44,-44,Started but did not complete college/vocational training,Started but did not complete college/vocational training,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Completed primary school,Completed primary school,Slightly important,Critical,Important,Very important,Very important,Very important,Very important,Slightly important,Very important,Critical,Slightly important,Slightly important,Not important,Important,Important,Critical,Critical,Very important,Slightly important,Important,Slightly important,Very important,Slightly important,Not important,Important,Very important,Not important,Not important,Not important,Slightly important,Very important,Slightly important,Important,Very important,Very important,Important,Critical,Critical,Very important,Very important,Critical,Critical,Very important,Important,Slightly important,Very important,Very important,Very important,Important,Very important,Important,Very important,Important,Very important,Very important,Very important,Not important,Slightly important,Very important,Slightly important,Critical,Critical,Very important,Very important,Very important,Critical,Important,Very important,Important,Slightly important,Critical,Critical,Important,Very important,Very important,Very important,Very important,Critical,Very important,Very important,Not difficult,Very difficult,Very difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Slightly difficult,Not difficult,Very difficult,0,-44,Important,Very important,Important,Slightly important,Slightly important,Important,Not important,Very important,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Minor obstacle,Major obstacle,Minor obstacle,No obstacle,Private placement office,-44,No,-44,-44,-44,-44,No,-44,-44,-44,Other,Yes,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,No,0,100,-44,0,No,-44,Yes,64,11,0,0,25,0,0,0,0,0,0,0,0,-44,67,33,0,0,0,0,0,0,0,0,0,0,0,0,0, ,Yes,Loan,2009,14000,12,60,Private commercial banks,Yes,No,No,No,Yes,No,-44,235,Yes,1,0,-44,-44,190000,206000,47000,60000,9000,4000,6000,8000,1000,5000,3000,0,0,10000,0,12000,3000,27000,No obstacle,Minor obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,No obstacle,-44,-44,-44,-44,-44,Access to finance,"Crime, theft and disorder",Tax Rates,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 1551360221,1360221,Belize,Belize,Food,221,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Male,Female,Male,2000,No,Yes,2000,12,Yes,7,Yes,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,2,0,-44,Yes,2,1,0,-44,Yes,7,4,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,100,63,76,0,0,-44,40,60,0,0,Individuals,0,0,100,CASHEW NUTS,43,Local,0,Increased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,97,3,No,-44,No,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,-44,Strongly disagree,Tend to disagree,Tend to agree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,-44,32000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,5,Yes,3,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,-66,16,3,7,1,5,1,2,0,2,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,3,24000,3,23800,3,24000,1,22000,1,21300,1,22200,1,17000,1,17000,1,17000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,5,12000,5,11800,5,12100,6,10000,6,9700,6,10400,-44,-44,Completed college/vocational training,Completed college/vocational training,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,-44,-44,-44,-44,-44,-44,-44,-44,Completed secondary,Completed college/vocational training,Completed secondary,Did not complete primary school,Slightly important,Critical,Slightly important,Critical,Very important,Very important,Important,Not important,Very important,Critical,Not important,Slightly important,Slightly important,Very important,Critical,Very important,Important,Important,Critical,Very important,Important,Critical,Slightly important,Not important,Not important,Very important,Slightly important,Slightly important,Not important,Not important,Critical,Important,Important,Not important,Critical,Very important,Very important,Critical,Important,Very important,Slightly important,Very important,Very important,Not important,Slightly important,Slightly important,Critical,Slightly important,Very important,Very important,Very important,Important,Not important,Slightly important,Important,Important,Important,Slightly important,Important,Not important,Very important,Critical,Critical,Very important,Critical,Important,Very important,Slightly important,Very important,Slightly important,Important,Critical,Very important,Not important,Very important,Important,Important,Critical,Very important,Important,Very difficult,Very difficult,Difficult,0,-44,Difficult,Slightly difficult,Difficult,0,-44,Slightly difficult,Very difficult,Difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Slightly difficult,Slightly difficult,Difficult,2,2,Slightly difficult,Difficult,Not difficult,0,-44,Very important,Slightly important,Critical,Important,Important,Slightly important,Critical,Not important,Major obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Through family/friends,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm cannot afford the optimal level of training,Yes,Major obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Minor obstacle,No,0,100,-44,0,Yes,9,Yes,51,24,0,0,20,5,0,0,0,0,0,0,0,-44,50,0,0,50,0,0,0,0,0,0,0,0,0,0,0, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,Collateral requirements for loans or line of credit are unat,732000,708000,220000,228000,5000,2000,64000,9000,1000,3000,1000,0,0,14000,0,16000,212000,34000,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,No obstacle,Moderate obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,Corruption,Access to finance,Electricity,Very severe obstacle,Yes,Yes,Yes,Yes,No,No,No,No,Moderated impact,Yes,Large impact,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,No,Moderated impact,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,No,Moderated impact,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,No,Moderated impact,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,Yes,No impact,Yes,Large impact,-44,-44,-44,-44,-44,-44,Yes,Large impact,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,Yes,No impact,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Truthful,Are estimates computed with some precision, 1551360222,1360222,Belize,Belize,Other manufacturing,222,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded,-44,95,100,0,0,0,Equally men and women,No,Yes,57,Makes major strategic and fiancial decisions,4,1,Equally men and women,Female,Male,Female,1994,No,Yes,1994,17,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,Yes,3,2,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,No,No,Yes,100,63,71,0,0,-44,0,55,45,0,Small private firms (less than 20 employees),0,46,54,FURNITURE,100,Local,Do not know,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,52,48,No,-44,Yes,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,No obstacle,-44,Strongly agree,Strongly agree,Strongly disagree,Strongly agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,No,No,Yes,5,Yes,1,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,5,13,2,6,2,3,0,2,1,1,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,2,26000,2,26000,2,26300,1,19000,1,18400,1,19600,1,19000,1,18600,1,19600,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,4,16000,3,15400,4,16200,5,10000,4,10000,5,10400,Increase/decreased demand for goods,-44,Completed secondary,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,University graduate,Completed secondary,-44,-44,-44,-44,-44,-44,-44,-44,Completed secondary,Completed college/vocational training,Completed primary school,Did not complete primary school,Very important,Critical,Slightly important,Critical,Very important,Important,Slightly important,Not important,Very important,Very important,Slightly important,Very important,Important,Important,Very important,Slightly important,Very important,Important,Important,Very important,Important,Very important,Very important,Very important,Critical,Slightly important,Not important,Important,Important,Important,Very important,Very important,Very important,Very important,Important,Critical,Very important,Very important,Critical,Important,Important,Very important,Slightly important,Very important,Very important,Slightly important,Very important,Very important,Critical,Very important,Important,Critical,Important,Important,Very important,Critical,Very important,Important,Slightly important,Slightly important,Slightly important,Very important,Important,Critical,Very important,Slightly important,Slightly important,Important,Very important,Very important,Very important,Very important,Slightly important,Slightly important,Critical,Slightly important,Critical,Slightly important,Critical,Slightly important,Not difficult,Difficult,Not difficult,1,8,Slightly difficult,Slightly difficult,Difficult,0,-44,Very difficult,Slightly difficult,Difficult,2,15,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Difficult,Difficult,Very difficult,1,3,Slightly difficult,Not difficult,Very difficult,0,-44,Very important,Important,Not important,Not important,Critical,Important,Not important,Not important,Moderate obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,Very severe obstacle,Minor obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,Public announcement/advertisement,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm does not have enough information about training pro,No,-44,-44,-44,-44,-44,-44,No,0,100,-44,0,No,-44,Yes,73,17,0,0,10,0,0,0,0,0,0,0,0,-44,30,0,0,0,70,0,0,0,0,0,0,0,0,0,0, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,702000,810000,434000,200000,7000,3000,65000,14000,1000,3000,1000,0,0,89000,81000,103000,112000,226000,No obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,No obstacle,-44,-44,-44,-44,-44,Cost of finance,Tax administration,Customs and Trade Regulations,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,-44,-44,Financial magement and tax and customs administration,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 1551360227,1360227,Belize,Belize,Retail,227,No,-44,-44,-44,-44,Limited partnership,-44,91,100,0,0,0,Predominantly men,No,Yes,27,Makes major strategic and fiancial decisions,9,5,Predominantly men,Male,Male,Male,1978,No,Yes,1982,33,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,3,2,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0,-44,0,0,100,0,Individuals,30,60,10,CONSTRUCTION SUPPLIES,81,National,Do not know,Remained the same,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,76,24,No,-44,Yes,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,-44,Tend to disagree,Tend to agree,Tend to disagree,Strongly agree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,2000,No,No,Yes,Yes,No,No,-44,-44,No,-44,-44,No,No,No,0,Yes,2,No,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,No,2,5,31,3,0,0,28,0,0,0,5,3,0,0,0,3,0,0,0,1,4,-44,-44,-44,4,0,3,55000,3,55000,3,55000,1,37000,1,37000,1,37700,3,29000,3,27800,3,29000,2,29000,2,27800,2,29600,5,22000,4,21100,5,22700,0,-44,0,-44,0,-44,4,20000,4,19800,4,20400,0,-44,0,-44,0,-44,16,16000,14,15700,16,16200,Increase/decreased demand for goods,-44,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,University graduate,Completed college/vocational training,University graduate,Completed secondary,Completed secondary,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed college/vocational training,Completed secondary,-44,-44,Completed secondary,Completed primary school,Critical,Important,Very important,Very important,Critical,Very important,Critical,Very important,Not important,Slightly important,Slightly important,Not important,Slightly important,Important,Very important,Important,Very important,Very important,Very important,Critical,Very important,Important,Not important,Slightly important,Very important,Slightly important,Not important,Not important,Important,Slightly important,Very important,Critical,Important,Very important,Important,Critical,Critical,Critical,Important,Slightly important,Slightly important,Very important,Very important,Very important,Critical,Very important,Very important,Slightly important,Very important,Critical,Very important,Very important,Important,Slightly important,Slightly important,Very important,Slightly important,Very important,Slightly important,Slightly important,Critical,Critical,Very important,Very important,Critical,Very important,Very important,Very important,Critical,Very important,Very important,Slightly important,Very important,Critical,Very important,Critical,Very important,Very important,Very important,Important,Slightly difficult,Not difficult,Not difficult,0,-44,Almost impossible,Very difficult,Slightly difficult,0,-44,Difficult,Very difficult,Almost impossible,0,-44,Slightly difficult,Slightly difficult,Difficult,2,2,Slightly difficult,Very difficult,Slightly difficult,2,6,-44,-44,-44,-44,-44,Not difficult,Slightly difficult,Not difficult,0,-44,-44,-44,-44,-44,-44,Difficult,Almost impossible,Difficult,4,2,Very important,Slightly important,Not important,Slightly important,Very important,Not important,Important,Slightly important,Major obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,No obstacle,Moderate obstacle,Public announcement/advertisement,-44,No,-44,-44,-44,-44,Yes,0,20,No,-44,No,-44,-44,-44,-44,-44,-44,Yes,0,100,-44,0,Yes,10,Yes,70,7,0,0,15,5,0,0,0,0,3,0,0,-44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,1,Collateral or cosigners unacceptable,-44,8260000,9240000,2495000,819000,47000,12000,1250000,75000,5000,14000,12000,0,0,1016000,1016000,1118000,504000,2348000,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,No obstacle,-44,-44,-44,-44,-44,Electricity,Access to finance,Inadequately educated workforce,Minor obstacle,Yes,Yes,No,No,Yes,Yes,No,-44,-44,-44,-44,No,Moderated impact,No,No impact,-44,-44,-44,-44,-44,-44,No,Moderated impact,Yes,Large impact,-44,-44,-44,-44,-44,-44,Yes,No impact,Yes,No impact,-44,-44,-44,-44,-44,-44,No,Moderated impact,Yes,No impact,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,No,No impact,-44,-44,-44,-44,-44,-44,No,Moderated impact,Yes,No impact,-44,-44,-44,-44,-44,-44,No,Moderated impact,Yes,No impact,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,Yes,No impact,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,Yes,Yes,No,No,No,-44,-44,Truthful,Are estimates computed with some precision, 1551360228,1360228,Belize,Belize,Retail,228,No,-44,-44,-44,-44,Limited partnership,-44,50,100,0,0,0,Equally men and women,No,Yes,20,Delegates decisions to other partners,7,6,Equally men and women,Male,Female,Male,2000,No,Yes,2000,10,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,Yes,3,2,0,-44,Yes,9,2,0,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0,-44,0,0,100,10,Individuals,13,78,9,SALES OF STATIONERY,9,Local,0,Increased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,63,37,No,-44,Yes,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,Yes,Yes,No,No,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Very severe obstacle,No obstacle,-44,Tend to agree,Tend to agree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,Yes,5,Yes,1,No,No,-44,5,-44,No,-44,-44,No,-44,-44,No,-44,-44,3,10,1,0,0,9,1,0,0,2,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,1,57000,1,57000,1,57000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,2,14000,2,13600,2,14100,0,-44,0,-44,0,-44,7,11000,8,10600,7,11400,Increase/decreased demand for goods,-44,Completed college/vocational training,Completed college/vocational training,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Completed secondary,Completed secondary,-44,-44,Started but did not complete secondary,Completed primary school,Critical,Critical,Very important,Important,Slightly important,Very important,Critical,Very important,Very important,Slightly important,Slightly important,Not important,Slightly important,Slightly important,Very important,Important,Very important,Critical,Slightly important,Very important,Important,Critical,Slightly important,Slightly important,Critical,Very important,Important,Slightly important,Slightly important,Important,Very important,Very important,Critical,Critical,Critical,Important,Very important,Critical,Critical,Very important,Important,Important,Slightly important,Slightly important,Important,Not important,Very important,Very important,Critical,Very important,Critical,Critical,Slightly important,Important,Important,Critical,Slightly important,Slightly important,Not important,Slightly important,Very important,Critical,Slightly important,Critical,Slightly important,Slightly important,Very important,Very important,Slightly important,Not important,Important,Very important,Very important,Slightly important,Important,Very important,Critical,Important,Very important,Very important,Slightly difficult,Slightly difficult,Slightly difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Not difficult,Very difficult,Very difficult,0,-44,-44,-44,-44,-44,-44,Difficult,Very difficult,Slightly difficult,0,-44,Important,Important,Not important,Important,Not important,Not important,Not important,Very important,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,Private placement office,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm cannot afford the optimal level of training,No,-44,-44,-44,-44,-44,-44,Yes,0,100,-44,0,Yes,10,No,35,28,0,0,0,0,8,0,16,8,0,5,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,1,Collateral or cosigners unacceptable,-44,1560000,1417000,340000,197000,3000,1000,101000,10000,14000,1000,1000,0,0,57000,0,66000,425000,152000,Very severe obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Yes,Yes,No,No,No,"Crime, theft and disorder",Cost of finance,Practices of competitors in the informal sector,No obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,-44,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,Yes,Somewhat truthful,Are estimates computed with some precision, 1551360235,1360235,Belize,Belize,Other manufacturing,235,No,2,Headquarters with production and/or sales at this location,Yes,2,Shareholding company with non-traded shares or shares traded,-44,50,100,0,0,0,Predominantly men,No,Yes,60,Delegates decisions to other partners,6,0,Predominantly men,Male,Male,Male,1984,No,Yes,1984,27,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,4,3,1,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,2,3,0,-44,No,-44,No,No,Yes,100,72,81,0,0,-44,0,69,31,0,Small private firms (less than 20 employees),0,77,23,FURNITURE,100,Local,0,Decreased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,30,70,No,-44,Yes,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,No obstacle,-44,Tend to disagree,Strongly disagree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,No,7,Yes,3,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,6,16,3,4,2,7,0,1,1,2,1,0,0,1,0,0,0,0,0,7,-44,-44,7,-44,0,3,51000,3,51000,3,52500,0,-44,0,-44,0,-44,1,30000,1,30000,1,30900,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,3,19000,3,18800,3,19600,10,16000,10,15400,10,16200,-44,-44,Started but did not complete college/vocational training,Completed college/vocational training,-44,-44,Completed college/vocational training,Completed college/vocational training,-44,-44,-44,-44,-44,-44,-44,-44,Completed secondary,Did not complete primary school,Started but did not complete college/vocational training,Did not complete primary school,Important,Critical,Very important,Critical,Very important,Important,Very important,Critical,Critical,Important,Not important,Important,Slightly important,Important,Critical,Slightly important,Slightly important,Critical,Critical,Critical,Slightly important,Critical,Not important,Important,Very important,Slightly important,Slightly important,Slightly important,Very important,Very important,Very important,Very important,Important,Very important,Critical,Critical,Important,Very important,Important,Very important,Very important,Very important,Critical,Slightly important,Very important,Critical,Very important,Slightly important,Important,Very important,Critical,Slightly important,Not important,Very important,Very important,Important,Important,Not important,Not important,Slightly important,Very important,Very important,Very important,Important,Critical,Important,Very important,Very important,Critical,Very important,Very important,Critical,Critical,Slightly important,Very important,Very important,Very important,Very important,Critical,Slightly important,Slightly difficult,Not difficult,Slightly difficult,0,-44,-44,-44,-44,-44,-44,Difficult,Difficult,Not difficult,3,6,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Slightly difficult,Slightly difficult,Almost impossible,0,-44,Difficult,Not difficult,Difficult,0,-44,Very important,Important,Important,Slightly important,Very important,Very important,Slightly important,Not important,Minor obstacle,Major obstacle,Minor obstacle,No obstacle,No obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Through family/friends,-44,Yes to hire,Yes,1,No,-44,Yes,60,50,No,-44,Yes,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Yes,0,100,-44,0,Yes,10,Yes,59,21,0,0,15,5,0,0,0,0,0,0,0,-44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,Interest rates are not favorable,1695000,1650000,1239000,438000,11000,5000,66000,27000,2000,4000,2000,66000,0,248000,17000,132000,173000,297000,No obstacle,Minor obstacle,No obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,No obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,-44,-44,-44,-44,-44,"Crime, theft and disorder",Access to land for expansion / relocation,Labor Regulations,Minor obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,-44,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,No,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,No,Somewhat truthful,Are estimates computed with some precision, 1551360241,1360241,Belize,Belize,Other manufacturing,241,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly women,Male,Male,Male,1995,No,Yes,1995,17,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,3,1,-44,Yes,1,2,0,-44,Yes,4,4,0,-44,No,-44,-44,-44,-44,Yes,10,Yes,No,Yes,100,74,65,0,0,-44,20,66,14,0,Small private firms (less than 20 employees),0,58,42,FURNITURE,100,Local,6,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,49,51,No,-44,Yes,Yes,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,No obstacle,-44,Strongly disagree,Strongly agree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,11,Yes,1,Yes,Yes,0,0,-44,No,-44,-44,No,-44,-44,Yes,No,2,3,12,3,4,2,3,0,1,0,1,1,0,0,1,0,0,0,0,0,1,-44,-44,1,-44,0,3,20000,3,19800,3,20000,0,-44,0,-44,0,-44,1,23000,1,22100,1,23200,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,3,15000,3,14700,3,15000,6,13000,5,13000,6,13100,Increase/decreased demand for goods,-44,Completed college/vocational training,Completed college/vocational training,-44,-44,Completed college/vocational training,University graduate,-44,-44,-44,-44,-44,-44,-44,-44,Completed secondary,Completed primary school,Completed secondary,Did not complete primary school,Very important,Very important,Very important,Very important,Very important,Critical,Slightly important,Very important,Critical,Important,Not important,Important,Very important,Not important,Very important,Critical,Critical,Slightly important,Critical,Slightly important,Very important,Important,Slightly important,Not important,Important,Slightly important,Not important,Slightly important,Slightly important,Important,Important,Very important,Critical,Critical,Slightly important,Slightly important,Important,Critical,Very important,Very important,Slightly important,Very important,Very important,Important,Very important,Slightly important,Critical,Slightly important,Very important,Important,Important,Very important,Slightly important,Very important,Very important,Very important,Very important,Slightly important,Not important,Slightly important,Critical,Very important,Critical,Very important,Critical,Very important,Very important,Important,Critical,Critical,Critical,Very important,Very important,Not important,Critical,Very important,Very important,Very important,Critical,Critical,Slightly difficult,Difficult,Not difficult,0,-44,-44,-44,-44,-44,-44,Not difficult,Not difficult,Very difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Difficult,Very difficult,Difficult,0,-44,Slightly difficult,Almost impossible,Very difficult,0,-44,Very important,Slightly important,Important,Not important,Important,Not important,Slightly important,Important,Major obstacle,Very severe obstacle,No obstacle,No obstacle,Minor obstacle,Very severe obstacle,Very severe obstacle,No obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Public placement office,-44,No,-44,-44,-44,-44,Yes,80,40,No,-44,Yes,Moderate obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,No,0,100,-44,0,Yes,11,No,62,28,0,0,5,5,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,1456000,1586000,654000,234000,6000,2000,111000,8000,16000,2000,2000,111000,0,143000,190000,114000,416000,270000,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Very severe obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,No obstacle,Major obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,Tax Rates,Tax administration,Corruption,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,-44,-44,Human resources Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,No,Somewhat truthful,Are taken directly from the establishment's records, 1551360242,1360242,Belize,Belize,Other manufacturing,242,No,-44,-44,-44,-44,Partnership (including limited liability companies),-44,51,100,0,0,0,Equally men and women,No,Yes,51,Delegates decisions to other partners,4,3,Predominantly men,Male,Female,Male,1999,No,Yes,1999,11,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,10,1,0,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,100,64,52,0,0,-44,0,0,100,16,Small private firms (less than 20 employees),25,68,7,CABINES AND WOOD PRODUCTS,100,Local,Do not know,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,56,44,No,-44,Yes,Yes,Yes,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,Yes,No,Yes,No,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,No obstacle,-44,Tend to agree,Tend to agree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,No,3,Yes,2,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,3,17,3,5,3,6,0,1,1,2,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,3,25000,3,25000,3,25500,0,-44,0,-44,0,-44,1,25000,1,24800,1,25300,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,3,19000,3,18200,3,19400,10,12000,10,11800,10,12200,-44,-44,Completed college/vocational training,Completed college/vocational training,-44,-44,Completed college/vocational training,Completed college/vocational training,-44,-44,-44,-44,-44,-44,-44,-44,Completed secondary,Completed primary school,Completed secondary,Did not complete primary school,Very important,Critical,Critical,Slightly important,Very important,Very important,Slightly important,Important,Critical,Slightly important,Not important,Slightly important,Not important,Important,Critical,Critical,Very important,Critical,Very important,Very important,Very important,Very important,Not important,Not important,Very important,Important,Slightly important,Slightly important,Slightly important,Not important,Important,Very important,Slightly important,Important,Very important,Slightly important,Critical,Very important,Critical,Critical,Very important,Very important,Important,Critical,Important,Slightly important,Very important,Slightly important,Very important,Critical,Critical,Important,Slightly important,Critical,Important,Slightly important,Slightly important,Slightly important,Important,Not important,Very important,Important,Critical,Critical,Important,Important,Very important,Important,Critical,Very important,Important,Critical,Very important,Not important,Very important,Slightly important,Slightly important,Critical,Critical,Important,Very difficult,Very difficult,Difficult,1,10,-44,-44,-44,-44,-44,Difficult,Very difficult,Very difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Not difficult,Very difficult,Very difficult,0,-44,Difficult,Difficult,Very difficult,0,-44,Important,Slightly important,Important,Not important,Critical,Important,Critical,Not important,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Through family/friends,-44,Yes to fire,No,-44,Yes,1,No,-44,-44,-44,The firm cannot afford the optimal level of training,Yes,Major obstacle,Major obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Yes,0,100,-44,0,Yes,11,No,84,11,0,0,5,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,Yes,Loan,2010,50000,9,37,Private commercial banks,Yes,Yes,No,No,No,No,-44,155,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,1680000,1695000,545000,336000,9000,4000,85000,12000,1000,3000,2000,0,0,136000,186000,161000,555000,380000,Minor obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Yes,No,No,No,No,No,No,Moderate obstacle,Very severe obstacle,Major obstacle,Minor obstacle,No obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Major obstacle,Yes,Yes,Yes,No,No,Access to finance,Tax administration,Transportation,Moderate obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,"General management, Business development and Strategies supp",-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are taken directly from the establishment's records, 1551360243,1360243,Belize,Belize,Food,243,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All women,Female,Female,Female,2001,No,Yes,2001,9,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,Yes,3,2,0,-44,Yes,6,1,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,100,63,52,0,0,-44,0,0,100,0,Small private firms (less than 20 employees),41,37,22,CIGARS,100,Local,Do not know,Remained the same,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,92,8,No,-44,Yes,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,No obstacle,-44,Tend to agree,Strongly agree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,1000,No,No,No,No,Yes,No,-44,-44,No,-44,-44,Yes,No,Yes,9,Yes,1,No,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,Yes,2,3,7,1,2,1,3,0,0,0,1,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,1,38000,1,37600,1,38400,0,-44,0,-44,0,-44,1,20000,1,19600,1,20400,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,1,16000,1,15700,1,16300,4,12000,4,11800,4,12400,-44,-44,Completed college/vocational training,University graduate,-44,-44,University graduate,Completed college/vocational training,-44,-44,-44,-44,-44,-44,-44,-44,Started but did not complete secondary,Did not complete primary school,Completed secondary,Completed primary school,Important,Very important,Very important,Slightly important,Very important,Very important,Slightly important,Critical,Very important,Critical,Very important,Slightly important,Not important,Not important,Important,Critical,Slightly important,Critical,Very important,Slightly important,Slightly important,Critical,Important,Very important,Critical,Slightly important,Not important,Not important,Important,Slightly important,Very important,Critical,Critical,Very important,Very important,Critical,Critical,Very important,Critical,Very important,Important,Critical,Slightly important,Critical,Important,Important,Very important,Very important,Very important,Critical,Critical,Not important,Slightly important,Very important,Very important,Important,Very important,Slightly important,Slightly important,Important,Critical,Very important,Very important,Critical,Very important,Slightly important,Slightly important,Very important,Critical,Critical,Important,Very important,Very important,Important,Critical,Very important,Critical,Very important,Critical,Slightly important,Difficult,Not difficult,Not difficult,0,-44,-44,-44,-44,-44,-44,Very difficult,Very difficult,Difficult,2,15,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Slightly difficult,Slightly difficult,Very difficult,0,-44,Not difficult,Difficult,Difficult,0,-44,Slightly important,Very important,Not important,Not important,Very important,Important,Slightly important,Very important,Major obstacle,Minor obstacle,No obstacle,Very severe obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Private placement office,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm cannot afford the optimal level of training,Yes,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Yes,100,0,-44,0,Yes,10,Yes,66,24,0,0,10,0,0,0,0,0,0,0,0,-44,24,76,0,0,0,0,0,0,0,0,0,0,0,0,0, ,Yes,Loan,2011,100000,9,24,Private commercial banks,Yes,Yes,No,No,No,No,-44,150,No,-44,-44,-44,Size of loan and maturity are insufficiant,791000,777000,277000,114000,2000,1000,47000,3000,8000,1000,8000,0,0,93000,0,28000,165000,64000,Minor obstacle,Minor obstacle,Major obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,No obstacle,Major obstacle,Major obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Access to finance,Political environment,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,-44,-44,Financial magement and tax and customs administration,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,No,No,-44,-44,No,-44,-44,Somewhat truthful,Are estimates computed with some precision, 1551360244,1360244,Belize,Belize,Food,244,No,-44,-44,-44,-44,Partnership (including limited liability companies),-44,50,100,0,0,0,Predominantly women,No,Yes,26,Makes major strategic and fiancial decisions,4,3,All men,Male,Male,Male,1979,No,Yes,1979,27,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,Yes,2,1,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,100,58,41,0,0,-44,0,79,21,10,Small private firms (less than 20 employees),21,0,79,JUICE,85,Local,0,Decreased,Increased,2-5,90,10,0,1984,USA,,25,75,6,0,0,100,0,No,-44,Yes,Yes,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Major obstacle,Major obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,No obstacle,-44,Strongly agree,Strongly disagree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,2,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,Outside working hours,Knife,Other,0,Group of criminals,Yes,No,No loss or damage,Yes,2,Outside working hours,Firearm/gun,Goods or stock,-99,Group of criminals,No,No,They occur too frequently,Yes,3,Outside working hours,Baseball bat,Personal possessions of employees or customers,0,Group of criminals,No,No,No loss or damage,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,3,During working hours,Baseball bat,Personal possessions of employees or customers,8000,Gang related,No,No,There was no insurance requirement,Yes,1,During working hours,Firearm/gun,Goods or stock,1000,Someone working alone,No,Yes,-44,No,-44,-44,-99,No,No,No,No,Yes,No,-44,-44,No,-44,-44,Yes,Yes,Yes,11,Yes,2,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,2,14,2,6,2,4,0,2,0,1,2,0,1,1,0,0,0,0,0,8,-44,9,6,-44,0,2,35000,2,34300,2,35400,0,-44,0,-44,0,-44,2,19000,2,18200,2,19200,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,5,14000,5,13900,5,14100,7,10000,7,10000,7,10100,-44,-44,University graduate,University graduate,-44,-44,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,-44,-44,-44,-44,-44,-44,Completed secondary,Completed primary school,Completed secondary,Did not complete primary school,Critical,Very important,Very important,Slightly important,Critical,Very important,Slightly important,Important,Very important,Slightly important,Important,Not important,Slightly important,Slightly important,Critical,Very important,Very important,Very important,Important,Critical,Slightly important,Very important,Slightly important,Not important,Very important,Very important,Slightly important,Very important,Important,Important,Critical,Slightly important,Very important,Very important,Important,Critical,Important,Very important,Slightly important,Critical,Important,Very important,Critical,Not important,Very important,Important,Very important,Critical,Very important,Very important,Very important,Slightly important,Slightly important,Slightly important,Important,Important,Not important,Not important,Important,Slightly important,Critical,Slightly important,Critical,Very important,Very important,Very important,Very important,Very important,Critical,Important,Very important,Slightly important,Very important,Important,Critical,Critical,Slightly important,Very important,Critical,Very important,Not difficult,Slightly difficult,Difficult,0,-44,-44,-44,-44,-44,-44,Not difficult,Difficult,Not difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Very difficult,Difficult,Difficult,1,6,Very difficult,Slightly difficult,Very difficult,0,-44,Slightly important,Very important,Important,Important,Important,Slightly important,Not important,Slightly important,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,No obstacle,Major obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,No obstacle,Very severe obstacle,Through family/friends,-44,No,-44,-44,-44,-44,Yes,60,30,No,-44,No,-44,-44,-44,-44,-44,-44,Yes,0,100,-44,0,No,-44,No,71,0,0,0,15,0,0,0,0,7,0,7,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,0,0,383000,0,339000,518000,814000,No obstacle,Moderate obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Yes,Yes,No,No,No,Inadequately educated workforce,Electricity,Transportation,Moderate obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,Government based organization,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are estimates computed with some precision, 1551360245,1360245,Belize,Belize,Non-metallic mineral products,245,No,-44,-44,-44,-44,Partnership (including limited liability companies),-44,33,100,0,0,0,Predominantly men,No,No,32,Makes decisions in consultation with other partners,6,2,Predominantly men,Male,Female,Male,1987,No,Yes,1987,7,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,4,3,1,-44,Yes,1,1,0,-44,Yes,5,3,0,-44,Yes,3,3,0,-44,Yes,5,Yes,Yes,Yes,100,61,77,0,0,-44,0,72,28,11,Individuals,42,31,27,CEMENT BLOCKS,100,Local,Do not know,Remained the same,Remained the same,More than 5,100,0,9,-44,-44,-44,-44,-44,-44,-44,-44,40,60,No,-44,Yes,Yes,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,Yes,No,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,-44,Strongly disagree,Tend to disagree,Strongly disagree,Strongly agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,4,Yes,3,Yes,Yes,1,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,4,18,3,7,2,6,1,3,1,1,3,0,1,2,0,0,0,0,0,3,-44,4,3,-44,0,3,40000,3,38400,3,40000,1,31000,1,30700,1,31300,2,18000,2,18000,2,18000,0,-44,0,-44,0,-44,1,18000,1,17600,1,18200,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,6,14000,6,14000,6,14100,8,12000,7,12000,8,12400,Increase demand for higher quality product,-44,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,University graduate,University graduate,-44,-44,Completed college/vocational training,Started but did not complete secondary,-44,-44,-44,-44,Completed secondary,Did not complete primary school,Started but did not complete college/vocational training,Did not complete primary school,Very important,Very important,Important,Not important,Critical,Important,Very important,Very important,Very important,Very important,Not important,Very important,Very important,Slightly important,Critical,Very important,Important,Important,Very important,Very important,Critical,Critical,Very important,Slightly important,Important,Slightly important,Slightly important,Not important,Slightly important,Important,Very important,Very important,Critical,Slightly important,Very important,Critical,Critical,Very important,Very important,Very important,Important,Important,Very important,Important,Very important,Not important,Very important,Important,Very important,Very important,Critical,Very important,Slightly important,Very important,Important,Very important,Not important,Not important,Slightly important,Slightly important,Very important,Slightly important,Very important,Important,Very important,Very important,Important,Very important,Very important,Important,Critical,Slightly important,Very important,Important,Slightly important,Very important,Critical,Very important,Critical,Very important,Very difficult,Not difficult,Slightly difficult,0,-44,Slightly difficult,Slightly difficult,Not difficult,0,-44,Slightly difficult,Very difficult,Very difficult,0,-44,-44,-44,-44,-44,-44,Not difficult,Slightly difficult,Very difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Not difficult,Difficult,Almost impossible,0,-44,Slightly difficult,Almost impossible,Very difficult,0,-44,Very important,Slightly important,Not important,Slightly important,Not important,Slightly important,Important,Slightly important,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Minor obstacle,No obstacle,Moderate obstacle,Public announcement/advertisement,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm cannot afford the optimal level of training,Yes,Major obstacle,Very severe obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Yes,0,100,-44,0,No,-44,Yes,42,0,23,0,25,10,0,0,0,0,0,0,0,-44,30,48,0,0,0,22,0,0,0,0,0,0,0,0,0, ,Yes,Loan,2010,100000,10,42,Private commercial banks,Yes,Yes,No,No,No,No,-44,150,No,-44,-44,-44,Interest rates are not favorable,1865000,1997000,600000,327000,6000,3000,100000,13000,1000,4000,2000,0,0,320000,0,210000,355000,452000,Minor obstacle,No obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Corruption,"Crime, theft and disorder",Tax Rates,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Financial magement and tax and customs administration,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are estimates computed with some precision, 1551360247,1360247,Belize,Belize,Other manufacturing,247,No,-44,-44,-44,-44,Partnership (including limited liability companies),-44,40,100,0,0,0,Predominantly women,No,No,32,Delegates decisions to other partners,9,0,Predominantly men,Male,Female,Male,1989,No,Yes,1989,22,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,8,4,0,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,100,59,69,0,0,-44,0,0,100,13,Small private firms (less than 20 employees),10,90,0,KITCHEN,39,Local,0,Increased,Increased,More than 5,79,21,0,1991,USA,,3,97,6,0,0,57,43,No,-44,Yes,Yes,No,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Very severe obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,No obstacle,-44,Tend to agree,Strongly agree,Tend to agree,Strongly agree,Yes,No,-44,-44,-44,-44,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,Yes,9,No,-44,-44,Yes,0,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,5,16,2,5,2,7,1,2,1,2,3,0,1,2,0,0,0,0,0,6,-44,3,7,-44,0,2,51000,2,50500,2,51500,0,-44,0,-44,0,-44,1,21000,1,21000,1,21600,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,4,17000,4,16300,4,17300,12,10000,12,10000,12,10300,-44,-44,Completed college/vocational training,Started but did not complete secondary,-44,-44,University graduate,Completed college/vocational training,-44,-44,-44,-44,-44,-44,-44,-44,Completed secondary,Started but did not complete secondary,Completed primary school,Completed primary school,Very important,Critical,Slightly important,Important,Critical,Important,Important,Slightly important,Important,Slightly important,Not important,Not important,Very important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Important,Very important,Important,Very important,Not important,Important,Slightly important,Very important,Important,Very important,Very important,Important,Important,Very important,Important,Important,Very important,Slightly important,Slightly important,Very important,Important,Very important,Important,Slightly important,Critical,Very important,Very important,Very important,Critical,Critical,Critical,Very important,Critical,Important,Slightly important,Important,Very important,Very important,Not important,Slightly important,Very important,Slightly important,Very important,Very important,Critical,Slightly important,Not important,Slightly important,Slightly important,Very important,Very important,Critical,Critical,Very important,Critical,Very important,Critical,Not important,Critical,Critical,Very important,Slightly important,Slightly difficult,Not difficult,Almost impossible,0,-44,-44,-44,-44,-44,-44,Not difficult,Very difficult,Slightly difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Slightly difficult,Not difficult,Almost impossible,0,-44,Slightly difficult,Very difficult,Very difficult,0,-44,Very important,Slightly important,Slightly important,Important,Important,Slightly important,Slightly important,Slightly important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Minor obstacle,Major obstacle,Through family/friends,-44,Yes to fire,No,-44,Yes,2,Yes,50,50,No,-44,Yes,Very severe obstacle,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Yes,0,100,-44,0,Yes,9,No,72,23,0,0,5,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,Interest rates are not favorable,1845000,1815000,770000,312000,13000,4000,91000,15000,1000,4000,3000,0,0,309000,0,268000,458000,627000,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Minor obstacle,Major obstacle,No obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Major obstacle,Minor obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Tax Rates,Cost of finance,No obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Administratie procedure is cumbersome,-44,No,-44,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are taken directly from the establishment's records, 1551360248,1360248,Belize,Belize,Food,248,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Female,1970,No,Yes,1970,12,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,Yes,1,1,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,10,No,No,Yes,100,62,48,0,0,-44,0,87,13,0,Individuals,40,38,22,BREAD,52,National,10,Remained the same,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,86,14,No,-44,Yes,Yes,Yes,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,No obstacle,-44,Strongly agree,Tend to disagree,Strongly agree,Tend to disagree,No,-44,-44,-44,-44,-44,No,-44,-44,Yes,2,-44,Yes,1,During working hours,Firearm/gun,Other company property,2000,Gang related,Yes,No,Fear of negative publicity,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,During working hours,Other,Goods or stock,5000,Group of criminals,Yes,No,Not enough police/not enough resources,Yes,1,Outside working hours,Baseball bat,Money,0,Group of criminals,No,No,No loss or damage,Yes,1,Outside working hours,Firearm/gun,Other company property,0,Group of criminals,No,No,No loss or damage,Yes,2,Outside working hours,Baseball bat,Other company property,5000,A customer,No,Yes,-44,Yes,3,Outside working hours,Baseball bat,Personal possessions of employees or customers,1000,A fellow employee,Yes,Yes,-44,No,-44,-44,1000,No,No,No,No,Yes,No,-44,-44,No,-44,-44,No,No,No,11,Yes,1,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,15,21,2,6,2,11,0,2,0,4,3,0,1,2,0,0,0,0,0,6,-44,3,7,-44,0,2,39000,2,38600,2,40200,0,-44,0,-44,0,-44,2,14000,2,13600,2,14100,1,8000,1,7700,1,8100,2,16000,2,15800,2,16000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,5,13000,5,12900,5,13400,12,10000,12,9600,12,10200,-44,-44,Started but did not complete college/vocational training,University graduate,-44,-44,Completed college/vocational training,Completed secondary,Completed secondary,Completed secondary,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,-44,-44,Completed secondary,Completed primary school,Completed primary school,Completed primary school,Important,Important,Critical,Very important,Critical,Very important,Very important,Slightly important,Critical,Critical,Slightly important,Important,Important,Not important,Important,Critical,Critical,Important,Slightly important,Critical,Important,Critical,Not important,Not important,Critical,Important,Not important,Slightly important,Not important,Not important,Very important,Slightly important,Very important,Very important,Slightly important,Critical,Slightly important,Very important,Important,Very important,Critical,Very important,Very important,Important,Very important,Very important,Very important,Very important,Very important,Slightly important,Critical,Very important,Important,Important,Important,Important,Important,Very important,Very important,Slightly important,Very important,Very important,Slightly important,Slightly important,Slightly important,Important,Critical,Important,Very important,Slightly important,Important,Critical,Slightly important,Slightly important,Slightly important,Critical,Very important,Critical,Slightly important,Slightly important,Not difficult,Slightly difficult,Almost impossible,0,-44,-44,-44,-44,-44,-44,Not difficult,Difficult,Difficult,0,-44,Difficult,Almost impossible,Difficult,0,-44,Slightly difficult,Slightly difficult,Difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Difficult,Difficult,Very difficult,2,6,Difficult,Slightly difficult,Difficult,0,-44,Very important,Important,Important,Important,Important,Important,Important,Important,Minor obstacle,Major obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,No obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Major obstacle,Very severe obstacle,Private placement office,-44,Yes to fire,No,-44,Yes,3,No,-44,-44,-44,The firm cannot afford the optimal level of training,Yes,Major obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,No,0,100,-44,0,Yes,9,Yes,85,10,0,0,5,0,0,0,0,0,0,0,0,-44,60,0,0,40,0,0,0,0,0,0,0,0,0,0,0, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,Size of loan and maturity are insufficiant,812000,798000,186000,324000,21000,6000,72000,48000,1000,7000,7000,0,0,32000,80000,560000,1110000,1294000,No obstacle,Moderate obstacle,Major obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,No obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,Transportation,Electricity,Inadequately educated workforce,No obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed,-44,Yes,NGO,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,Yes,No,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,No,Yes,No,No,Somewhat truthful,Are estimates computed with some precision, 1551360249,1360249,Belize,Belize,Food,249,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Female,Male,1992,No,Yes,1993,17,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,4,1,2,-44,No,-44,-44,-44,-44,Yes,6,1,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,100,57,52,0,0,-44,0,0,100,0,Individuals,26,74,0,BAKERY PRODUCTS,100,Local,Do not know,Remained the same,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,74,26,No,-44,Yes,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,Yes,No,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,No obstacle,Major obstacle,Minor obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,-44,Tend to disagree,Strongly disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,Yes,No,No,No,-44,-44,No,-44,-44,No,Yes,No,4,Yes,1,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,4,11,2,4,1,4,0,1,0,1,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,2,26000,2,25000,2,26800,0,-44,0,-44,0,-44,1,23000,1,22800,1,23200,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,3,16000,3,16000,3,16000,5,12000,5,11600,5,12400,-44,-44,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,University graduate,-44,-44,-44,-44,-44,-44,-44,-44,Completed secondary,Completed secondary,Completed secondary,Did not complete primary school,Not important,Very important,Very important,Critical,Very important,Slightly important,Slightly important,Very important,Very important,Critical,Important,Slightly important,Very important,Slightly important,Slightly important,Slightly important,Very important,Critical,Very important,Slightly important,Very important,Critical,Slightly important,Slightly important,Important,Not important,Important,Slightly important,Slightly important,Not important,Slightly important,Very important,Important,Critical,Very important,Critical,Critical,Critical,Critical,Very important,Important,Important,Very important,Important,Critical,Very important,Critical,Very important,Very important,Very important,Very important,Important,Not important,Slightly important,Slightly important,Very important,Very important,Slightly important,Important,Slightly important,Important,Very important,Very important,Slightly important,Very important,Slightly important,Important,Very important,Very important,Very important,Slightly important,Very important,Important,Critical,Critical,Slightly important,Very important,Slightly important,Very important,Slightly important,Not difficult,Almost impossible,Not difficult,1,4,-44,-44,-44,-44,-44,Not difficult,Not difficult,Difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Slightly difficult,Slightly difficult,Difficult,0,-44,Slightly difficult,Almost impossible,Very difficult,0,-44,Very important,Important,Not important,Not important,Slightly important,Important,Slightly important,Very important,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Public announcement/advertisement,-44,No,-44,-44,-44,-44,Yes,20,40,No,-44,Yes,Major obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,No,0,100,-44,0,Yes,10,No,56,19,0,0,25,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,Collateral requirements for loans or line of credit are unat,1130000,1180000,420000,195000,18000,7000,71000,8000,2000,8000,4000,0,0,189000,106000,176000,318000,414000,No obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,No,Yes,Yes,No,No,No,No,No obstacle,Minor obstacle,Very severe obstacle,Minor obstacle,Very severe obstacle,Minor obstacle,Major obstacle,Major obstacle,Very severe obstacle,No obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Yes,No,Yes,No,No,Cost of finance,Access to finance,Electricity,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Already used this type of assistance in the past and wasn't,-44,Yes,International organization,-44,Human resources Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are estimates computed with some precision, 1551360250,1360250,Belize,Belize,Food,250,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly women,Male,Female,Male,1997,No,Yes,1997,16,No,-44,-44,Yes,5,No,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,8,3,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,100,55,60,0,0,-44,0,100,0,0,Small private firms (less than 20 employees),36,27,37,BREAD,20,Local,0,Increased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,63,37,No,-44,Yes,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Moderate obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,No obstacle,-44,Strongly agree,Strongly agree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,3,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,1000,No,No,Yes,No,Yes,No,-44,-44,No,-44,-44,Yes,Yes,No,7,Yes,3,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,3,10,1,3,1,5,0,1,0,2,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,1,61000,1,58600,1,61600,0,-44,0,-44,0,-44,1,25000,1,25000,1,25300,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,2,18000,2,17500,2,18700,6,11000,5,10600,6,11200,Increase/decreased demand for goods,-44,University graduate,Completed college/vocational training,-44,-44,Completed college/vocational training,Completed college/vocational training,-44,-44,-44,-44,-44,-44,-44,-44,Completed college/vocational training,Completed primary school,Completed primary school,Completed primary school,Critical,Critical,Slightly important,Slightly important,Very important,Critical,Important,Slightly important,Important,Very important,Slightly important,Slightly important,Slightly important,Slightly important,Critical,Slightly important,Critical,Important,Critical,Critical,Very important,Very important,Important,Not important,Slightly important,Slightly important,Slightly important,Important,Not important,Important,Important,Important,Important,Critical,Very important,Critical,Critical,Critical,Important,Very important,Critical,Very important,Critical,Slightly important,Very important,Critical,Very important,Critical,Very important,Critical,Critical,Important,Slightly important,Very important,Important,Very important,Slightly important,Not important,Slightly important,Not important,Important,Slightly important,Slightly important,Very important,Not important,Important,Critical,Important,Very important,Critical,Critical,Important,Slightly important,Slightly important,Very important,Slightly important,Critical,Very important,Very important,Slightly important,Slightly difficult,Not difficult,Slightly difficult,0,-44,-44,-44,-44,-44,-44,Difficult,Almost impossible,Difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Not difficult,Very difficult,Difficult,1,3,Very difficult,Not difficult,Not difficult,0,-44,Very important,Important,Critical,Critical,Important,Very important,Important,Important,Major obstacle,Major obstacle,No obstacle,Major obstacle,Very severe obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Major obstacle,No obstacle,No obstacle,Through family/friends,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm cannot afford the optimal level of training,Yes,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,No,100,0,-44,0,Yes,10,Yes,58,27,0,0,10,5,0,0,0,0,0,0,0,-44,48,0,52,0,0,0,0,0,0,0,0,0,0,0,0, ,Yes,Loan,2010,50000,8,45,Private commercial banks,No,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,1120000,1230000,427000,212000,17000,9000,86000,10000,2000,10000,4000,0,0,74000,25000,222000,278000,526000,Minor obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Yes,Yes,No,No,No,No,No,Very severe obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,-44,-44,-44,-44,-44,"Crime, theft and disorder",Practices of competitors in the informal sector,Access to finance,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,-44,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 1551360251,1360251,Belize,Belize,Chemicals,251,Yes,3,Headquarters with production and/or sales at this location,Yes,3,Partnership (including limited liability companies),-44,60,100,0,0,0,Equally men and women,Yes,No,55,Makes decisions in consultation with other partners,9,5,Equally men and women,Male,Female,Female,1960,No,Yes,1960,32,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,5,1,2,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,8,4,0,-44,Yes,2,Yes,Yes,Yes,100,66,56,0,0,-44,18,69,13,15,Individuals,15,35,50,BATTERIES,46,Local,Do not know,Remained the same,Remained the same,More than 5,90,10,0,1961,USA,,74,26,8,0,0,31,69,No,-44,No,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Very severe obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,No obstacle,-44,Strongly agree,Tend to agree,Tend to agree,Strongly agree,No,-44,-44,-44,-44,-44,Yes,1,-44,Yes,4,-44,Yes,1,Outside working hours,Firearm/gun,Goods or stock,22000,A customer,No,Yes,-44,Yes,5,During working hours,Baseball bat,Other company property,5000,Someone working alone,Yes,No,Offenders rarely caught or prosecuted,Yes,2,Outside working hours,Firearm/gun,Other company property,34000,Group of criminals,Yes,Yes,-44,Yes,5,Outside working hours,Firearm/gun,Other,5000,Someone working alone,Yes,No,Offenders rarely caught or prosecuted,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,4,During working hours,Firearm/gun,Other company property,34000,A fellow employee,No,Yes,-44,Yes,1,Outside working hours,Other,Goods or stock,2000,Gang related,No,Yes,-44,No,-44,-44,1000,No,No,Yes,No,Yes,No,-44,-44,No,-44,-44,Yes,Yes,No,8,Yes,1,No,Yes,0,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,2,16,2,6,1,7,0,2,0,3,2,0,0,1,1,0,0,0,0,9,-44,-44,8,9,0,2,26000,2,25700,2,26000,1,15000,1,14600,1,15300,1,15000,1,14600,1,15200,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,5,12000,5,11900,5,12600,9,8000,10,7700,9,8200,Economic upturn/downturn,-44,Started but did not complete college/vocational training,Completed college/vocational training,Completed college/vocational training,University graduate,Completed college/vocational training,Completed secondary,-44,-44,-44,-44,-44,-44,-44,-44,Started but did not complete college/vocational training,Completed primary school,Started but did not complete secondary,Did not complete primary school,Slightly important,Very important,Critical,Important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Not important,Very important,Important,Slightly important,Important,Important,Very important,Important,Critical,Very important,Critical,Important,Critical,Not important,Slightly important,Important,Slightly important,Not important,Not important,Slightly important,Not important,Important,Very important,Slightly important,Very important,Very important,Critical,Important,Important,Important,Very important,Very important,Slightly important,Important,Slightly important,Very important,Very important,Very important,Very important,Critical,Important,Slightly important,Critical,Not important,Very important,Slightly important,Very important,Not important,Slightly important,Very important,Not important,Important,Critical,Critical,Critical,Critical,Very important,Very important,Not important,Very important,Very important,Critical,Important,Slightly important,Slightly important,Important,Very important,Important,Very important,Slightly important,Critical,Slightly difficult,Slightly difficult,Almost impossible,0,-44,Not difficult,Very difficult,Almost impossible,0,-44,Difficult,Not difficult,Not difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Not difficult,Not difficult,Difficult,0,-44,Difficult,Almost impossible,Slightly difficult,0,-44,Very important,Important,Very important,Important,Very important,Very important,Not important,Very important,Major obstacle,Minor obstacle,No obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,No obstacle,Very severe obstacle,Public announcement/advertisement,-44,Yes to hire,Yes,2,No,-44,Yes,40,40,No,-44,No,-44,-44,-44,-44,-44,-44,Yes,100,0,-44,0,Yes,10,Yes,65,25,0,0,0,10,0,0,0,0,0,0,0,-44,57,0,0,0,35,0,8,0,0,0,0,0,0,0,0, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,2460000,2280000,406000,224000,34000,14000,137000,26000,3000,11000,9000,46000,0,410000,0,283000,752000,614000,No obstacle,Major obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,Moderate obstacle,Minor obstacle,Major obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,No obstacle,Major obstacle,Minor obstacle,-44,-44,-44,-44,-44,Customs and Trade Regulations,Inadequately educated workforce,Transportation,No obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,Local business association,-44,Human resources Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are estimates computed with some precision, 1551360252,1360252,Belize,Belize,Retail,252,No,-44,-44,-44,-44,Partnership (including limited liability companies),-44,50,50,50,0,0,Equally men and women,Yes,Yes,40,Makes decisions in consultation with other partners,6,2,Equally men and women,Female,Female,Male,2001,No,Yes,2001,17,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,Yes,1,2,0,-44,Yes,8,2,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0,-44,0,44,56,0,Individuals,37,45,18,GIFT ITEMS,97,Local,5,Remained the same,Increased,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,51,49,No,-44,Yes,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,Yes,No,No,No,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Major obstacle,Very severe obstacle,No obstacle,Very severe obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Major obstacle,Very severe obstacle,Major obstacle,No obstacle,-44,Tend to disagree,Tend to disagree,Tend to disagree,Strongly agree,Yes,No,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,No,7,Yes,3,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,5,17,2,0,0,15,0,0,0,4,2,0,0,0,2,0,0,0,2,3,-44,-44,-44,3,0,2,21000,2,20600,2,21600,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,1,10000,1,9700,1,10200,3,10000,3,10000,3,10000,0,-44,0,-44,0,-44,2,8000,2,7800,2,8200,0,-44,0,-44,0,-44,11,10000,13,9800,11,10400,Economic upturn/downturn,-44,Completed college/vocational training,Completed college/vocational training,-44,-44,-44,-44,Completed college/vocational training,Completed secondary,Completed secondary,Completed secondary,-44,-44,Completed college/vocational training,Completed college/vocational training,-44,-44,Completed secondary,Did not complete primary school,Very important,Slightly important,Very important,Very important,Very important,Very important,Important,Slightly important,Slightly important,Not important,Important,Slightly important,Not important,Very important,Very important,Very important,Very important,Very important,Slightly important,Critical,Important,Critical,Slightly important,Important,Critical,Important,Slightly important,Slightly important,Slightly important,Not important,Slightly important,Very important,Very important,Very important,Critical,Critical,Critical,Important,Critical,Important,Critical,Critical,Critical,Slightly important,Critical,Very important,Important,Important,Important,Very important,Critical,Slightly important,Important,Important,Important,Important,Important,Not important,Slightly important,Slightly important,Very important,Important,Critical,Very important,Very important,Important,Very important,Not important,Slightly important,Very important,Important,Very important,Very important,Important,Important,Not important,Slightly important,Slightly important,Important,Critical,Difficult,Almost impossible,Slightly difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Difficult,Difficult,Difficult,0,-44,Very difficult,Almost impossible,Not difficult,1,9,-44,-44,-44,-44,-44,Very difficult,Difficult,Difficult,0,-44,-44,-44,-44,-44,-44,Slightly difficult,Difficult,Difficult,0,-44,Important,Slightly important,Very important,Not important,Not important,Not important,Not important,Not important,Moderate obstacle,Major obstacle,No obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Minor obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Through family/friends,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm cannot afford the optimal level of training,Yes,Very severe obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Yes,0,100,-44,0,Yes,10,No,60,20,0,0,20,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,Size of loan and maturity are insufficiant,372000,327000,95000,207000,7000,3000,21000,2000,1000,3000,1000,0,0,3000,0,3000,92000,7000,Minor obstacle,Major obstacle,Major obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Minor obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,No,Yes,Yes,Yes,No,Customs and Trade Regulations,Cost of finance,Electricity,Very severe obstacle,Yes,Yes,No,Yes,No,Yes,No,-44,-44,Yes,Moderated impact,-44,-44,Yes,No impact,-44,-44,-44,-44,No,No impact,-44,-44,Yes,No impact,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,Yes,Large impact,-44,-44,-44,-44,Yes,Large impact,-44,-44,Yes,No impact,-44,-44,-44,-44,Yes,Large impact,-44,-44,Yes,No impact,-44,-44,-44,-44,Yes,No impact,-44,-44,No,Moderated impact,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,Yes,No impact,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,No,Large impact,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 1551360258,1360258,Belize,Belize,Retail,258,No,-44,-44,-44,-44,Partnership (including limited liability companies),-44,30,100,0,0,0,Equally men and women,No,Yes,41,Makes decisions in consultation with other partners,5,6,Predominantly men,Male,Male,Male,1959,No,Yes,1959,13,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0,-44,0,97,3,16,Individuals,39,52,9,ANIMAL FEED,79,Local,0,Remained the same,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,33,67,No,-44,Yes,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,No obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,No obstacle,-44,Strongly agree,Strongly agree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,3000,No,No,Yes,Yes,No,No,-44,-44,No,-44,-44,Yes,No,Yes,9,Yes,1,No,Yes,0,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,3,44,5,0,0,39,3,0,0,21,4,0,0,0,4,0,0,0,2,5,-44,-44,-44,5,1,5,58000,5,58000,5,58600,2,42000,2,41200,2,42800,2,28000,2,27700,2,28000,3,28000,3,27700,3,28000,6,20000,5,20000,6,20000,0,-44,0,-44,0,-44,5,12000,5,11500,5,12400,0,-44,0,-44,0,-44,25,11000,23,10600,26,11300,New products require new skills,-44,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed secondary,Started but did not complete college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,-44,-44,Completed secondary,Did not complete primary school,Very important,Very important,Critical,Very important,Very important,Very important,Very important,Very important,Very important,Important,Important,Slightly important,Very important,Slightly important,Critical,Slightly important,Very important,Important,Critical,Critical,Very important,Very important,Slightly important,Important,Very important,Very important,Not important,Not important,Very important,Very important,Critical,Very important,Important,Slightly important,Very important,Critical,Slightly important,Important,Slightly important,Slightly important,Critical,Very important,Very important,Critical,Slightly important,Very important,Critical,Very important,Very important,Important,Critical,Slightly important,Not important,Important,Very important,Very important,Slightly important,Slightly important,Very important,Not important,Very important,Critical,Critical,Important,Important,Slightly important,Important,Important,Very important,Very important,Very important,Important,Very important,Important,Very important,Important,Very important,Very important,Very important,Very important,Not difficult,Not difficult,Not difficult,0,-44,Not difficult,Not difficult,Very difficult,1,8,Difficult,Not difficult,Difficult,0,-44,Slightly difficult,Difficult,Difficult,0,-44,Very difficult,Slightly difficult,Very difficult,0,-44,-44,-44,-44,-44,-44,Difficult,Difficult,Very difficult,0,-44,-44,-44,-44,-44,-44,Very difficult,Difficult,Very difficult,4,3,Important,Very important,Not important,Slightly important,Very important,Not important,Slightly important,Very important,Very severe obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Schoold related network,-44,Yes to fire,No,-44,Yes,3,No,-44,-44,-44,The benefits of training are small than the costs,Yes,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Yes,0,100,-44,0,Yes,9,No,62,23,0,0,10,5,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,Yes,Line of credit,2012,30000,7,31,Private commercial banks,Yes,Yes,No,No,No,No,-44,150,Yes,1,0,-44,-44,27060000,29260000,9656000,1066000,67000,23000,4446000,0,6000,25000,14000,0,0,878000,0,939000,3423000,1991000,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Customs and Trade Regulations,Tax Rates,Inadequately educated workforce,No obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,-44,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,Yes,Yes,Yes,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Truthful,Are estimates computed with some precision, 1551360260,1360260,Belize,Belize,Other manufacturing,260,No,-44,-44,-44,-44,Partnership (including limited liability companies),-44,75,100,0,0,0,Predominantly men,No,Yes,44,Makes decisions in consultation with other partners,10,6,Equally men and women,Male,Male,Male,2003,No,Yes,2003,9,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,No,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,8,2,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,100,72,49,0,0,-44,0,57,43,0,Individuals,33,46,21,PRINTING,61,Local,Do not know,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,26,74,No,-44,Yes,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,Yes,No,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,No obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,No obstacle,-44,Tend to agree,Tend to agree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,No,11,Yes,1,No,Yes,0,0,-44,No,-44,-44,Yes,40,No,Yes,Yes,2,6,12,3,5,1,3,1,1,0,1,1,0,0,1,0,0,0,0,0,8,-44,-44,8,-44,0,3,30000,3,28800,3,30900,1,15000,1,15000,1,15500,1,17000,1,17000,1,17300,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,4,21000,4,21000,4,21000,4,15000,4,14700,4,15600,-44,-44,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,University graduate,-44,-44,-44,-44,-44,-44,-44,-44,Completed college/vocational training,Completed primary school,Completed secondary,Completed primary school,Slightly important,Very important,Very important,Not important,Very important,Critical,Very important,Very important,Not important,Critical,Not important,Important,Not important,Slightly important,Critical,Important,Critical,Important,Slightly important,Slightly important,Important,Very important,Slightly important,Slightly important,Critical,Critical,Important,Very important,Important,Slightly important,Critical,Important,Very important,Not important,Critical,Critical,Very important,Critical,Very important,Important,Very important,Very important,Very important,Important,Slightly important,Important,Critical,Critical,Important,Very important,Very important,Slightly important,Very important,Important,Important,Important,Very important,Not important,Important,Important,Very important,Critical,Very important,Very important,Important,Very important,Not important,Slightly important,Critical,Critical,Critical,Very important,Important,Slightly important,Critical,Slightly important,Important,Very important,Very important,Very important,Difficult,Very difficult,Very difficult,0,-44,Not difficult,Not difficult,Almost impossible,0,-44,Difficult,Difficult,Not difficult,3,6,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Not difficult,Slightly difficult,Slightly difficult,1,4,Difficult,Very difficult,Difficult,1,4,Important,Very important,Important,Not important,Not important,Critical,Not important,Not important,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Very severe obstacle,No obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Very severe obstacle,Through family/friends,-44,No,-44,-44,-44,-44,Yes,40,30,No,-44,Yes,Minor obstacle,Very severe obstacle,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,No,0,100,-44,0,Yes,9,Yes,60,20,0,0,20,0,0,0,0,0,0,0,0,-44,40,60,0,0,0,0,0,0,0,0,0,0,0,0,0, ,Yes,Loan,2011,75000,8,48,Private commercial banks,Yes,Yes,No,No,No,No,-44,200,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,1653000,1595000,595000,283000,9000,3000,175000,8000,1000,3000,2000,0,128000,96000,0,420000,316000,907000,Major obstacle,Major obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,Very severe obstacle,Minor obstacle,-44,-44,-44,-44,-44,"Crime, theft and disorder",Tax administration,Access to finance,No obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Already used this type of assistance in the past and wasn't,-44,Yes,Private independent fund,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Truthful,Are estimates computed with some precision, 1551360261,1360261,Belize,Belize,Other manufacturing,261,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Male,Female,Female,2000,No,Yes,2005,18,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,6,3,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,100,55,81,0,0,-44,0,55,45,0,Small private firms (less than 20 employees),40,60,0,SCREEN PRINTING,87,Local,14,Remained the same,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,100,0,No,-44,Yes,Yes,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,Yes,No,Yes,No,Moderate obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,No obstacle,-44,Strongly agree,Tend to disagree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,4,Yes,5,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,1,14,3,5,2,4,1,1,1,3,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,3,18000,3,17300,3,18500,0,-44,0,-44,0,-44,1,18000,1,17500,1,18200,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,3,15000,3,14700,3,15800,7,13000,7,13000,7,13300,-44,-44,Completed college/vocational training,Completed college/vocational training,-44,-44,Completed college/vocational training,Completed secondary,-44,-44,-44,-44,-44,-44,-44,-44,Completed secondary,Did not complete primary school,Completed secondary,Did not complete primary school,Critical,Slightly important,Very important,Very important,Very important,Important,Important,Very important,Very important,Critical,Not important,Slightly important,Very important,Very important,Very important,Critical,Slightly important,Very important,Critical,Critical,Very important,Very important,Important,Slightly important,Important,Important,Very important,Important,Slightly important,Slightly important,Slightly important,Not important,Important,Slightly important,Very important,Important,Critical,Slightly important,Very important,Very important,Slightly important,Very important,Important,Slightly important,Very important,Slightly important,Important,Very important,Important,Very important,Very important,Important,Not important,Very important,Very important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Critical,Critical,Very important,Slightly important,Critical,Slightly important,Important,Very important,Very important,Very important,Very important,Critical,Very important,Slightly important,Critical,Slightly important,Very important,Slightly important,Critical,Very important,Difficult,Difficult,Difficult,0,-44,-44,-44,-44,-44,-44,Not difficult,Difficult,Difficult,3,9,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Slightly difficult,Not difficult,Not difficult,2,4,Difficult,Slightly difficult,Slightly difficult,0,-44,Very important,Critical,Not important,Not important,Not important,Important,Very important,Not important,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Through family/friends,-44,No,-44,-44,-44,-44,Yes,40,80,No,-44,Yes,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,Very severe obstacle,No,0,100,-44,0,No,-44,No,42,0,23,0,25,10,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,Yes,Loan,2010,100000,9,40,State-owned banks and/or government agencies,Yes,No,No,Yes,Yes,No,-44,200,No,-44,-44,-44,Did not think it would be approved,848000,870000,441000,202000,14000,5000,61000,6000,2000,6000,2000,44000,0,52000,122000,60000,227000,134000,Very severe obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,No obstacle,Major obstacle,No obstacle,Major obstacle,Yes,No,Yes,No,No,Electricity,Tax administration,Practices of competitors in the informal sector,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,-44,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 1551360262,1360262,Belize,Belize,Other manufacturing,262,Yes,2,Headquarters with production and/or sales at this location,Yes,2,Partnership (including limited liability companies),-44,50,100,0,0,0,Equally men and women,No,Yes,56,Makes major strategic and fiancial decisions,4,0,Predominantly men,Male,Female,Male,1989,No,Yes,1989,22,No,-44,-44,No,-44,-44,Yes,12,No,Yes,2,No,No,-44,-44,-44,-44,Yes,3,1,0,-44,Yes,10,4,0,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,100,72,73,0,0,-44,37,60,3,20,Small private firms (less than 20 employees),25,45,30,PRINTING,59,National,10,Decreased,Remained the same,More than 5,84,16,0,1991,CARICOM,,80,20,7,0,0,17,83,No,-44,Yes,Yes,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Very severe obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,No obstacle,-44,Tend to disagree,Strongly disagree,Tend to agree,Tend to agree,Yes,Yes,No,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,1000,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,No,4,No,-44,-44,Yes,0,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,4,18,3,7,2,6,1,2,0,5,1,0,0,0,1,0,0,0,0,5,-44,-44,-44,5,0,3,35000,3,35000,3,35700,1,25000,1,24000,1,25500,2,22000,2,22000,2,22700,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,5,19000,5,18800,5,19200,8,12000,8,11900,8,12400,-44,-44,Started but did not complete college/vocational training,Completed college/vocational training,University graduate,Completed college/vocational training,University graduate,University graduate,-44,-44,-44,-44,-44,-44,-44,-44,Completed secondary,Completed primary school,Completed secondary,Completed primary school,Very important,Very important,Not important,Slightly important,Critical,Critical,Slightly important,Very important,Very important,Slightly important,Important,Slightly important,Slightly important,Very important,Very important,Very important,Important,Important,Important,Very important,Very important,Very important,Not important,Very important,Very important,Important,Not important,Important,Not important,Not important,Very important,Important,Critical,Very important,Very important,Important,Critical,Important,Important,Slightly important,Slightly important,Important,Very important,Very important,Critical,Slightly important,Very important,Critical,Very important,Very important,Critical,Not important,Important,Very important,Very important,Very important,Slightly important,Slightly important,Very important,Slightly important,Important,Critical,Very important,Very important,Critical,Important,Very important,Very important,Critical,Slightly important,Very important,Very important,Critical,Very important,Critical,Critical,Very important,Very important,Critical,Important,Not difficult,Very difficult,Difficult,0,-44,Difficult,Difficult,Difficult,0,-44,Difficult,Very difficult,Not difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Slightly difficult,Difficult,Difficult,0,-44,Slightly difficult,Slightly difficult,Very difficult,0,-44,Important,Slightly important,Not important,Important,Slightly important,Slightly important,Slightly important,Very important,Moderate obstacle,Major obstacle,No obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Through family/friends,-44,No,-44,-44,-44,-44,Yes,20,30,No,-44,No,-44,-44,-44,-44,-44,-44,No,0,100,-44,0,Yes,10,Yes,72,13,0,0,10,5,0,0,0,0,0,0,0,-44,36,0,0,0,0,64,0,0,0,0,0,0,0,0,0, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,1872000,1984000,780000,384000,14000,4000,159000,7000,1000,6000,4000,0,0,159000,79000,354000,179000,775000,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,Major obstacle,Major obstacle,Yes,Yes,Yes,No,No,Business Licensing and Permits,Practices of competitors in the informal sector,"Crime, theft and disorder",Minor obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,Government based organization,-44,Financial magement and tax and customs administration,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Truthful,Are estimates computed with some precision, 1551360272,1360272,Belize,Belize,Retail,272,Yes,6,Establishment physically separated from HQ and other establi,Yes,6,Shareholding company with non-traded shares or shares traded,-44,47,100,0,0,0,Predominantly men,Yes,No,23,Delegates decisions to other partners,4,6,Equally men and women,Male,Male,Male,1926,No,Yes,1926,12,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,1,2,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,5,Yes,Yes,Yes,0,-44,-44,100,0,-44,0,100,0,7,Individuals,9,91,0,GROCERY,80,Local,0,Decreased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,78,22,No,-44,No,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,Yes,Yes,No,Yes,No,No,No,-44,Very Important,Critical,Not important,Not important,Important,Very Important,Important,Yes,100,No,-44,No,-44,No,No,284000,38,Yes,No,Yes,No,Moderate obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,-44,Tend to agree,Strongly agree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,4000,Yes,No,Yes,Yes,Yes,No,-44,-44,No,-44,-44,No,Yes,Yes,5,Yes,3,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,-66,96,11,0,0,85,7,0,0,34,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,5,11,66000,9,66000,11,66000,5,43000,4,43000,5,43000,8,24000,7,23500,8,24700,5,24000,4,23500,5,24000,21,23000,18,22300,22,23700,0,-44,0,-44,0,-44,13,14000,11,13900,13,14300,0,-44,0,-44,0,-44,33,12000,28,11500,33,12400,Economic upturn/downturn,-44,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed secondary,-44,-44,Completed secondary,Completed secondary,-44,-44,Completed primary school,Completed primary school,Critical,Very important,Very important,Important,Important,Very important,Critical,Not important,Important,Slightly important,Slightly important,Not important,Very important,Very important,Important,Very important,Important,Very important,Critical,Very important,Important,Critical,Important,Slightly important,Important,Very important,Not important,Slightly important,Important,Slightly important,Very important,Very important,Critical,Very important,Very important,Critical,Critical,Important,Slightly important,Very important,Important,Important,Slightly important,Very important,Very important,Very important,Critical,Critical,Very important,Critical,Important,Very important,Very important,Important,Important,Critical,Very important,Not important,Slightly important,Not important,Important,Critical,Critical,Important,Not important,Critical,Important,Not important,Not important,Critical,Slightly important,Important,Important,Slightly important,Important,Very important,Critical,Very important,Very important,Important,Not difficult,Difficult,Slightly difficult,0,-44,Difficult,Slightly difficult,Very difficult,4,10,Difficult,Not difficult,Not difficult,4,6,Slightly difficult,Very difficult,Difficult,3,9,Slightly difficult,Not difficult,Slightly difficult,3,4,-44,-44,-44,-44,-44,Difficult,Slightly difficult,Difficult,3,3,-44,-44,-44,-44,-44,Not difficult,Not difficult,Not difficult,2,2,Important,Very important,Not important,Slightly important,Very important,Important,Important,Slightly important,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,No obstacle,Public announcement/advertisement,-44,No,-44,-44,-44,-44,Yes,0,40,No,-44,No,-44,-44,-44,-44,-44,-44,Yes,100,0,-44,0,No,-44,No,61,21,0,0,18,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,23940000,28350000,9639000,2065000,86000,22000,2625000,0,6000,29000,16000,1134000,0,851000,0,979000,7938000,2271000,No obstacle,Major obstacle,Very severe obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Transportation,Tax administration,Practices of competitors in the informal sector,Minor obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not aware of this type of assistance and don't know it advan,-44,No,-44,-44,Marketing and Operations support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,Somewhat truthful,Are estimates computed with some precision, 1551360273,1360273,Belize,Belize,Construction,273,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded,-44,80,100,0,0,0,Equally men and women,No,Yes,59,Makes major strategic and fiancial decisions,5,2,All men,Male,Male,Male,1978,No,Yes,1978,27,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,5,4,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0,-44,20,0,80,0,Small private firms (less than 20 employees),0,81,19,ROADS,94,National,10,Remained the same,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,89,11,No,-44,No,No,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,No,Yes,No,Yes,No,Yes,No,-44,Important,Very Important,Critical,Slightly important,Critical,Important,Important,Yes,100,No,-44,No,-44,No,No,1000000,36,No,Yes,Yes,Yes,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Major obstacle,No obstacle,-44,Tend to disagree,Strongly agree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,1000,Yes,No,No,No,Yes,No,-44,-44,No,-44,-44,Yes,Yes,Yes,10,No,-44,-44,Yes,0,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,17,73,9,0,0,64,1,0,0,42,10,0,0,0,10,0,0,0,5,4,-44,-44,-44,4,4,9,49000,9,47000,9,50500,2,43000,2,42100,2,43000,6,24000,6,23500,6,24200,6,15000,6,14900,6,15000,21,22000,20,21600,21,22400,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,39,16000,37,15400,39,16500,Increase/decreased demand for goods,-44,University graduate,Started but did not complete college/vocational training,University graduate,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed secondary,Started but did not complete college/vocational training,-44,-44,-44,-44,-44,-44,Completed secondary,Did not complete primary school,Slightly important,Very important,Very important,Important,Critical,Critical,Slightly important,Slightly important,Important,Important,Important,Slightly important,Important,Very important,Important,Critical,Slightly important,Important,Slightly important,Very important,Very important,Very important,Not important,Important,Critical,Important,Not important,Not important,Important,Not important,Critical,Slightly important,Critical,Slightly important,Slightly important,Critical,Critical,Very important,Critical,Critical,Very important,Slightly important,Slightly important,Critical,Very important,Very important,Slightly important,Slightly important,Very important,Critical,Very important,Very important,Important,Important,Slightly important,Very important,Not important,Not important,Important,Not important,Very important,Important,Critical,Slightly important,Critical,Slightly important,Slightly important,Slightly important,Critical,Critical,Critical,Very important,Very important,Important,Critical,Critical,Important,Very important,Very important,Very important,Slightly difficult,Slightly difficult,Very difficult,3,5,Very difficult,Very difficult,Not difficult,5,18,Slightly difficult,Very difficult,Very difficult,2,20,Slightly difficult,Almost impossible,Slightly difficult,1,5,Difficult,Difficult,Almost impossible,3,6,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Difficult,Almost impossible,Slightly difficult,3,3,Important,Very important,Very important,Important,Important,Not important,Important,Slightly important,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Major obstacle,Major obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Schoold related network,-44,No,-44,-44,-44,-44,Yes,0,10,Yes,-44,No,-44,-44,-44,-44,-44,-44,Yes,100,0,-44,0,Yes,10,Yes,78,12,0,0,10,0,0,0,0,0,0,0,0,-44,40,0,0,30,30,0,0,0,0,0,0,0,0,0,0, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,24000000,25000000,8250000,1755000,14000,5000,1500000,500000,1000,5000,4000,0,0,4250000,0,5738000,5500000,12738000,No obstacle,Major obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,Minor obstacle,No obstacle,Major obstacle,No obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,Access to finance,Inadequately educated workforce,Electricity,No obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Too many strings attached,-44,No,-44,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are estimates computed with some precision, 1551360274,1360274,Belize,Belize,Hotel and restaurants,274,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded,-44,51,30,70,0,0,Equally men and women,No,No,28,Delegates decisions to other partners,4,0,Predominantly men,Male,Male,Male,1995,No,Yes,1995,22,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,3,1,-44,Yes,2,1,0,-44,Yes,9,3,0,-44,No,-44,-44,-44,-44,Yes,3,Yes,Yes,Yes,0,-44,-44,100,0,-44,0,75,25,35,Individuals,24,72,4,ACCOMODATION,47,Local,Do not know,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,69,31,No,-44,No,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,No,No,Yes,No,No,Yes,No,No,-44,Critical,Critical,Very Important,Very Important,Important,Slightly important,Not important,Yes,100,No,-44,No,-44,No,No,158000,18,No,No,No,Yes,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Very severe obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,No obstacle,-44,Strongly disagree,Strongly agree,Strongly agree,Strongly agree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,3000,Yes,Yes,Yes,No,Yes,No,-44,-44,No,-44,-44,Yes,No,Yes,0,Yes,1,No,Yes,0,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,-66,265,21,0,0,244,3,0,0,165,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,5,21,54000,20,51800,21,54500,16,31000,15,30400,16,31000,21,22000,20,21300,21,22200,17,22000,16,21800,17,22200,63,18000,61,17600,67,18200,0,-44,0,-44,0,-44,7,14000,7,14000,7,14300,0,-44,0,-44,0,-44,120,10000,114,9700,120,10000,New products require new skills,-44,Completed college/vocational training,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Started but did not complete college/vocational training,Completed secondary,Completed secondary,-44,-44,Completed college/vocational training,Completed secondary,-44,-44,Completed secondary,Did not complete primary school,Slightly important,Critical,Critical,Important,Very important,Critical,Important,Very important,Critical,Very important,Slightly important,Slightly important,Not important,Not important,Very important,Very important,Critical,Very important,Very important,Very important,Slightly important,Critical,Not important,Slightly important,Important,Important,Slightly important,Important,Slightly important,Slightly important,Very important,Slightly important,Slightly important,Critical,Important,Important,Critical,Slightly important,Critical,Critical,Important,Important,Important,Important,Very important,Very important,Very important,Slightly important,Important,Slightly important,Important,Very important,Important,Important,Important,Very important,Not important,Slightly important,Not important,Slightly important,Very important,Very important,Very important,Very important,Important,Slightly important,Slightly important,Slightly important,Not important,Not important,Very important,Important,Critical,Important,Very important,Critical,Very important,Critical,Critical,Critical,Slightly difficult,Very difficult,Not difficult,0,-44,Not difficult,Slightly difficult,Almost impossible,3,8,Difficult,Slightly difficult,Slightly difficult,2,6,Slightly difficult,Difficult,Slightly difficult,0,-44,Slightly difficult,Slightly difficult,Difficult,2,6,-44,-44,-44,-44,-44,Slightly difficult,Slightly difficult,Slightly difficult,3,3,-44,-44,-44,-44,-44,Difficult,Not difficult,Slightly difficult,2,2,Critical,Critical,Important,Very important,Important,Very important,Critical,Very important,Moderate obstacle,Major obstacle,No obstacle,Minor obstacle,Very severe obstacle,No obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Very severe obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Public announcement/advertisement,-44,No,-44,-44,-44,-44,Yes,0,30,No,-44,Yes,Major obstacle,Major obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Yes,100,0,-44,0,Yes,9,Yes,52,11,0,0,33,0,0,0,0,0,4,0,0,-44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, ,Yes,Loan,2012,193000,8,20,Private commercial banks,Yes,No,No,Yes,Yes,No,-44,120,Yes,2,0,-44,-44,7580000,7900000,1820000,4530000,396000,350000,40000,3000,8000,270000,160000,32000,0,47000,87000,62000,29000,143000,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Very severe obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,Very severe obstacle,No obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Tax Rates,Transportation,Moderate obstacle,Yes,Yes,Yes,Yes,Yes,Yes,No,Yes,Moderated impact,Yes,Moderated impact,Yes,No impact,Yes,No impact,-44,-44,Yes,No impact,No,Moderated impact,Yes,Moderated impact,Yes,No impact,-44,-44,Yes,No impact,Yes,Moderated impact,Yes,No impact,No,No impact,-44,-44,No,Moderated impact,Yes,Moderated impact,No,Moderated impact,Yes,No impact,-44,-44,No,No impact,Yes,Moderated impact,No,Moderated impact,Yes,No impact,-44,-44,No,Moderated impact,Yes,Moderated impact,No,Moderated impact,Yes,Large impact,-44,-44,Yes,Moderated impact,Yes,Large impact,Yes,Moderated impact,Yes,No impact,-44,-44,Yes,Moderated impact,Yes,Large impact,No,Moderated impact,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,No,No,-44,-44,Somewhat truthful,Are estimates computed with some precision, 1551360282,1360282,Belize,Belize,Hotel and restaurants,282,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Female,1985,No,Yes,1985,8,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,8,2,0,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0,-44,80,20,0,20,Individuals,0,93,7,ACCOMODATION,64,International,Do not know,Remained the same,Increased,More than 5,13,87,0,1990,CARICOM,,57,43,-44,-44,-44,54,46,No,-44,No,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,No,No,Yes,No,No,Yes,Yes,No,-44,Important,Very Important,Not important,Critical,Not important,Critical,Not important,Yes,100,No,-44,No,-44,No,No,37000,34,Yes,No,Yes,Yes,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Minor obstacle,No obstacle,-44,Tend to agree,Tend to agree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,4,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,3000,No,No,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,No,9,Yes,1,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,16,49,7,0,0,42,2,0,0,7,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,2,7,39000,7,38600,7,39400,1,34000,1,33700,1,35000,4,25000,4,24800,4,25500,3,25000,3,25000,3,25300,6,19000,6,19000,6,19200,0,-44,0,-44,0,-44,1,17000,1,16300,1,17300,0,-44,0,-44,0,-44,27,15000,28,14600,27,15300,Increase demand for higher quality product,-44,University graduate,Completed college/vocational training,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Started but did not complete college/vocational training,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed secondary,-44,-44,Completed primary school,Completed primary school,Not important,Critical,Slightly important,Very important,Very important,Very important,Critical,Important,Very important,Very important,Important,Not important,Important,Slightly important,Very important,Slightly important,Very important,Very important,Important,Important,Critical,Very important,Not important,Slightly important,Slightly important,Slightly important,Very important,Slightly important,Slightly important,Not important,Very important,Very important,Critical,Slightly important,Critical,Slightly important,Critical,Very important,Very important,Very important,Very important,Critical,Important,Important,Very important,Slightly important,Very important,Very important,Very important,Very important,Critical,Very important,Important,Very important,Critical,Very important,Slightly important,Not important,Slightly important,Not important,Very important,Very important,Very important,Important,Very important,Slightly important,Slightly important,Slightly important,Important,Slightly important,Very important,Critical,Slightly important,Very important,Very important,Important,Important,Critical,Critical,Very important,Not difficult,Slightly difficult,Not difficult,0,-44,Not difficult,Slightly difficult,Difficult,0,-44,Difficult,Very difficult,Very difficult,0,-44,Difficult,Slightly difficult,Slightly difficult,0,-44,Not difficult,Slightly difficult,Slightly difficult,0,-44,-44,-44,-44,-44,-44,Slightly difficult,Not difficult,Slightly difficult,0,-44,-44,-44,-44,-44,-44,Not difficult,Not difficult,Slightly difficult,4,1,Critical,Slightly important,Important,Slightly important,Important,Important,Important,Not important,Moderate obstacle,Very severe obstacle,Minor obstacle,No obstacle,Very severe obstacle,Minor obstacle,Major obstacle,No obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,Private placement office,-44,Yes to fire,No,-44,Yes,1,Yes,0,40,Yes,-44,Yes,Major obstacle,Very severe obstacle,Major obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Yes,0,100,-44,0,Yes,9,No,66,5,0,0,15,0,0,0,0,0,6,8,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,1,Collateral or cosigners unacceptable,-44,1936000,1856000,650000,1042000,73000,24000,93000,19000,6000,24000,18000,0,0,186000,186000,255000,374000,592000,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,No obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,Transportation,Cost of finance,Political environment,Minor obstacle,Yes,Yes,Yes,No,No,Yes,No,Yes,Moderated impact,-44,-44,-44,-44,Yes,Large impact,-44,-44,No,Moderated impact,-44,-44,-44,-44,No,Large impact,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,Yes,No impact,-44,-44,No,Large impact,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,No,Moderated impact,-44,-44,-44,-44,No,No impact,-44,-44,No,Moderated impact,-44,-44,-44,-44,Yes,Large impact,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,No,No impact,-44,-44,Yes,No impact,-44,-44,-44,-44,Yes,No impact,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,No,Somewhat truthful,Are taken directly from the establishment's records, 1551360284,1360284,Belize,Belize,Services of motor vehicles,284,Yes,3,Headquarters with production and/or sales at this location,Yes,3,Shareholding company with non-traded shares or shares traded,-44,20,100,0,0,0,Equally men and women,No,Yes,47,Makes decisions in consultation with other partners,6,1,All men,Male,Male,Male,1969,No,Yes,1969,4,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,4,1,2,-44,Yes,2,1,0,-44,Yes,7,2,0,-44,No,-44,-44,-44,-44,Yes,1,Yes,Yes,Yes,0,-44,-44,100,0,-44,30,70,0,10,Individuals,18,82,0,AUTOMOTIVE,100,Local,0,Remained the same,Remained the same,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,76,24,No,-44,Yes,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,-44,Strongly disagree,Tend to disagree,Tend to disagree,Tend to agree,Yes,No,-44,-44,-44,-44,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,1000,No,No,Yes,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,9,Yes,1,Yes,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,3,1,4,54,7,0,0,47,5,0,0,21,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,3,7,70000,6,67200,7,70000,3,41000,3,39800,3,42200,2,28000,2,28000,2,28600,3,28000,3,27400,3,28800,13,24000,11,23800,14,24700,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,26,12000,23,11500,26,12000,New products require new skills,-44,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,University graduate,Completed college/vocational training,University graduate,Completed secondary,Completed secondary,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,-44,-44,-44,-44,Completed secondary,Completed primary school,Critical,Very important,Slightly important,Very important,Critical,Very important,Not important,Very important,Very important,Critical,Slightly important,Slightly important,Slightly important,Not important,Very important,Very important,Critical,Very important,Very important,Very important,Critical,Slightly important,Slightly important,Slightly important,Important,Slightly important,Not important,Slightly important,Slightly important,Slightly important,Very important,Important,Important,Slightly important,Critical,Important,Slightly important,Important,Very important,Very important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Very important,Important,Very important,Critical,Very important,Slightly important,Slightly important,Important,Important,Important,Slightly important,Slightly important,Slightly important,Very important,Very important,Important,Critical,Slightly important,Very important,Slightly important,Very important,Critical,Critical,Very important,Very important,Slightly important,Very important,Slightly important,Slightly important,Very important,Critical,Very important,Very important,Important,Slightly difficult,Not difficult,Difficult,0,-44,Difficult,Very difficult,Difficult,0,-44,Difficult,Slightly difficult,Almost impossible,0,-44,Slightly difficult,Very difficult,Not difficult,0,-44,Slightly difficult,Difficult,Not difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Slightly difficult,Difficult,Slightly difficult,4,1,Very important,Important,Very important,Not important,Important,Very important,Important,Not important,Very severe obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,No obstacle,Public announcement/advertisement,-44,Yes to fire,No,-44,Yes,3,No,-44,-44,-44,The firm does not have enough information about training pro,Yes,Very severe obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,Very severe obstacle,No obstacle,Yes,100,0,-44,0,Yes,12,Yes,67,18,0,0,15,0,0,0,0,0,0,0,0,-44,31,69,0,0,0,0,0,0,0,0,0,0,0,0,0, ,Yes,Loan,2011,44000,9,28,Private commercial banks,Yes,Yes,No,No,No,No,-44,115,No,-44,-44,-44,Collateral requirements for loans or line of credit are unat,7345000,8385000,1677000,1320000,14000,7000,941000,0,1000,8000,4000,0,0,1174000,0,1291000,2300000,3034000,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,No obstacle,Major obstacle,Major obstacle,Major obstacle,No obstacle,Major obstacle,Major obstacle,No obstacle,-44,-44,-44,-44,-44,Corruption,Inadequately educated workforce,Cost of finance,Major obstacle,Yes,Yes,Yes,Yes,Yes,Yes,No,No,Moderated impact,Yes,Moderated impact,No,No impact,Yes,Moderated impact,-44,-44,Yes,Moderated impact,No,No impact,Yes,Moderated impact,Yes,No impact,-44,-44,Yes,No impact,Yes,No impact,Yes,No impact,Yes,No impact,-44,-44,Yes,Moderated impact,Yes,Moderated impact,No,Moderated impact,Yes,No impact,-44,-44,No,Large impact,Yes,Large impact,No,Moderated impact,No,No impact,-44,-44,No,Moderated impact,Yes,Moderated impact,No,Moderated impact,No,No impact,-44,-44,No,Moderated impact,Yes,Moderated impact,No,Moderated impact,No,No impact,-44,-44,Yes,Large impact,Yes,Moderated impact,No,Moderated impact,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,No,No,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 1551360290,1360290,Belize,Belize,Retail,290,Yes,8,Headquarters with production and/or sales at this location,Yes,8,Shareholding company with non-traded shares or shares traded,-44,30,20,80,0,0,Equally men and women,No,Yes,47,Delegates decisions to other partners,7,1,All men,Male,Male,Male,1995,No,Yes,1995,18,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,1,2,-44,No,-44,-44,-44,-44,Yes,7,3,0,-44,No,-44,-44,-44,-44,Yes,2,Yes,Yes,Yes,0,-44,-44,100,0,-44,27,73,0,6,Individuals,5,95,0,ELECTRONICS,28,National,10,Remained the same,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,75,25,No,-44,Yes,Yes,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,Yes,No,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,No obstacle,-44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to agree,Yes,Yes,No,-44,-44,-44,Yes,1,-44,Yes,-44,53000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,4,Outside working hours,Baseball bat,Money,3000,A fellow employee,Yes,No,The police give little/no information back on crimes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,2,Outside working hours,Firearm/gun,Other company property,1000,A customer,No,No,Police have not done anything in the past,Yes,1,Outside working hours,Knife,Money,1060,A fellow employee,No,Yes,-44,Yes,1,During working hours,Baseball bat,Personal possessions of employees or customers,2120,A customer,Yes,No,Tried to/was unable to contact the police,Yes,5,During working hours,Knife,Personal possessions of employees or customers,530,Group of criminals,No,No,Would increase insurance cost,No,-44,-44,1000,No,No,Yes,Yes,Yes,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,Yes,2,No,No,-44,0,-44,Yes,5,No,No,-44,-44,Yes,No,2,20,57,5,0,0,52,5,0,0,30,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,5,49000,5,48000,5,49500,2,26000,2,25000,2,26300,3,22000,3,22000,3,22700,4,22000,4,21100,4,22700,9,20000,9,19800,9,20600,0,-44,0,-44,0,-44,7,13000,7,12500,7,13100,0,-44,0,-44,0,-44,27,11000,27,10700,28,11100,-44,-44,University graduate,Completed college/vocational training,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed secondary,Started but did not complete college/vocational training,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed secondary,-44,-44,Completed primary school,Started but did not complete college/vocational training,Very important,Critical,Critical,Very important,Slightly important,Critical,Very important,Not important,Very important,Critical,Not important,Slightly important,Important,Very important,Very important,Critical,Important,Critical,Very important,Important,Very important,Critical,Not important,Important,Critical,Very important,Not important,Slightly important,Not important,Slightly important,Very important,Very important,Critical,Very important,Critical,Very important,Critical,Critical,Critical,Critical,Critical,Important,Important,Critical,Slightly important,Slightly important,Very important,Critical,Very important,Important,Critical,Very important,Important,Important,Important,Important,Important,Not important,Slightly important,Important,Important,Important,Very important,Very important,Very important,Slightly important,Slightly important,Very important,Critical,Very important,Important,Very important,Important,Very important,Slightly important,Very important,Slightly important,Slightly important,Very important,Very important,Difficult,Not difficult,Not difficult,0,-44,Almost impossible,Very difficult,Difficult,0,-44,Very difficult,Almost impossible,Difficult,0,-44,Not difficult,Very difficult,Slightly difficult,2,2,Very difficult,Difficult,Difficult,0,-44,-44,-44,-44,-44,-44,Very difficult,Difficult,Not difficult,0,-44,-44,-44,-44,-44,-44,Very difficult,Slightly difficult,Very difficult,2,4,Slightly important,Slightly important,Critical,Critical,Not important,Slightly important,Not important,Slightly important,Minor obstacle,Major obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,No obstacle,Major obstacle,Public announcement/advertisement,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The benefits of training are small than the costs,No,-44,-44,-44,-44,-44,-44,Yes,100,0,-44,0,Yes,11,Yes,52,20,0,0,20,0,0,0,0,0,8,0,0,-44,23,77,0,0,0,0,0,0,0,0,0,0,0,0,0, ,Yes,Loan,2010,18000,7,44,Private commercial banks,Yes,Yes,Yes,No,No,No,-44,200,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,18400000,18080000,3254000,1071000,25000,10000,2464000,65000,1000,8000,5000,0,0,1446000,0,1721000,5243000,4096000,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,No obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Yes,Yes,Yes,No,No,Tax Rates,Practices of competitors in the informal sector,Corruption,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,-44,-44,technological and Innovation Support,-44,Yes,No,No,Yes,Yes,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,Somewhat truthful,Are estimates computed with some precision, 1551360292,1360292,Belize,Belize,Wholesale,292,Yes,3,Establishment physically separated from HQ and other establi,Yes,3,Shareholding company with non-traded shares or shares traded,-44,75,100,0,0,0,Predominantly men,Yes,Yes,26,Delegates decisions to other partners,9,2,Predominantly men,Male,Male,Female,1999,No,Yes,1999,14,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,4,2,2,-44,Yes,1,2,0,-44,Yes,9,2,0,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0,-44,16,44,40,18,Small private firms (less than 20 employees),16,0,84,HOME APPLIANCES,34,Local,Do not know,Increased,Decreased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,41,59,No,-44,Yes,Yes,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,Yes,No,No,Moderate obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,-44,Tend to agree,Tend to agree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,1000,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,No,Yes,5,Yes,4,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,15,29,3,0,0,26,1,0,0,10,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,2,3,38000,3,36900,3,39100,1,34000,1,34000,1,35000,2,24000,2,23800,2,24700,2,24000,2,23300,2,24500,7,20000,7,19600,7,20400,0,-44,0,-44,0,-44,1,13000,1,12900,1,13400,0,-44,0,-44,0,-44,13,14000,13,13700,13,14300,-44,-44,Completed secondary,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,University graduate,Completed college/vocational training,Completed secondary,Started but did not complete college/vocational training,Completed secondary,Completed secondary,-44,-44,Completed college/vocational training,Started but did not complete secondary,-44,-44,Completed secondary,Did not complete primary school,Very important,Critical,Very important,Very important,Important,Important,Very important,Important,Very important,Very important,Slightly important,Important,Slightly important,Not important,Critical,Very important,Very important,Very important,Important,Very important,Important,Very important,Important,Important,Important,Very important,Important,Slightly important,Not important,Slightly important,Slightly important,Critical,Important,Very important,Critical,Slightly important,Very important,Critical,Critical,Important,Critical,Slightly important,Very important,Very important,Very important,Important,Important,Important,Critical,Important,Critical,Very important,Not important,Very important,Not important,Important,Slightly important,Slightly important,Important,Slightly important,Critical,Critical,Important,Important,Critical,Slightly important,Very important,Very important,Critical,Very important,Slightly important,Critical,Very important,Not important,Very important,Critical,Very important,Critical,Important,Critical,Difficult,Slightly difficult,Not difficult,0,-44,Not difficult,Slightly difficult,Very difficult,4,11,Difficult,Not difficult,Almost impossible,0,-44,Very difficult,Not difficult,Almost impossible,1,10,Very difficult,Not difficult,Very difficult,0,-44,-44,-44,-44,-44,-44,Difficult,Difficult,Very difficult,0,-44,-44,-44,-44,-44,-44,Slightly difficult,Difficult,Not difficult,0,-44,Important,Very important,Important,Not important,Very important,Very important,Important,Important,Major obstacle,Very severe obstacle,Moderate obstacle,No obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Very severe obstacle,Through family/friends,-44,Yes to fire,No,-44,Yes,1,No,-44,-44,-44,The firm cannot afford the optimal level of training,Yes,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Very severe obstacle,Yes,100,0,-44,0,Yes,9,No,62,13,0,0,25,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,Yes,Loan,2010,14000,10,48,Private commercial banks,Yes,Yes,No,No,No,No,-44,175,Yes,2,1,Collateral or cosigners unacceptable,-44,3360000,3300000,726000,545000,25000,10000,354000,22000,2000,15000,6000,0,0,33000,66000,45000,407000,106000,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,No obstacle,Major obstacle,No obstacle,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,No obstacle,Major obstacle,No,Yes,Yes,No,No,Electricity,Access to finance,Practices of competitors in the informal sector,Moderate obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,-44,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,No,Yes,No,No,Yes,No,No,Yes,No,No,Somewhat truthful,Are taken directly from the establishment's records, 1551360294,1360294,Belize,Belize,Hotel and restaurants,294,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded,-44,65,100,0,0,0,Predominantly men,No,No,33,Delegates decisions to other partners,9,1,Predominantly men,Female,Male,Male,1930,No,Yes,1936,27,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,5,3,0,-44,Yes,2,1,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0,-44,0,0,100,45,Individuals,0,81,19,ACCOMODATION,74,National,Do not know,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,33,67,No,-44,No,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,Yes,No,No,No,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,No obstacle,-44,Tend to disagree,Tend to disagree,Tend to agree,Strongly agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,1000,No,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,Yes,5,No,-44,-44,Yes,0,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,-66,31,3,0,0,28,3,0,0,18,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,1,3,28000,3,27200,3,28300,2,23000,2,22800,2,23700,1,17000,1,16500,1,17200,2,17000,2,16800,2,17000,5,15000,4,14900,5,15500,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,18,10000,16,9600,18,10000,Economic upturn/downturn,-44,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,University graduate,Completed secondary,Completed secondary,Completed secondary,Completed secondary,Completed college/vocational training,-44,-44,-44,-44,-44,-44,Completed primary school,Did not complete primary school,Very important,Critical,Not important,Critical,Very important,Critical,Critical,Critical,Critical,Critical,Slightly important,Slightly important,Very important,Not important,Very important,Important,Critical,Very important,Slightly important,Critical,Very important,Critical,Slightly important,Not important,Very important,Very important,Not important,Slightly important,Not important,Very important,Slightly important,Slightly important,Critical,Critical,Critical,Critical,Very important,Very important,Slightly important,Critical,Important,Very important,Important,Very important,Critical,Critical,Critical,Critical,Critical,Critical,Important,Slightly important,Important,Important,Very important,Very important,Slightly important,Not important,Very important,Not important,Very important,Critical,Slightly important,Very important,Very important,Slightly important,Very important,Not important,Slightly important,Very important,Important,Important,Very important,Slightly important,Very important,Very important,Very important,Very important,Important,Very important,Difficult,Difficult,Almost impossible,0,-44,Slightly difficult,Very difficult,Difficult,0,-44,Slightly difficult,Slightly difficult,Difficult,0,-44,Very difficult,Slightly difficult,Very difficult,2,10,Slightly difficult,Slightly difficult,Difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Slightly difficult,Difficult,Slightly difficult,3,1,Very important,Very important,Very important,Not important,Important,Slightly important,Not important,Important,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Major obstacle,Major obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,Public placement office,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm is affraid of investing in workers that after the t,Yes,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,No obstacle,Yes,0,100,-44,0,Yes,10,Yes,54,18,0,0,25,0,0,0,0,0,3,0,0,-44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, ,Yes,Loan,2011,29000,7,34,Private commercial banks,Yes,No,Yes,Yes,No,No,-44,135,Yes,1,0,-44,-44,3388000,3808000,914000,418000,12000,5000,114000,114000,1000,6000,3000,0,0,76000,0,88000,838000,208000,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,Corruption,Electricity,Tax administration,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,-44,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,No,No,-44,-44,Somewhat truthful,Are estimates computed with some precision, 1551360311,1360311,Belize,Belize,Wholesale,311,No,-44,-44,-44,-44,Limited partnership,-44,50,50,50,0,0,Equally men and women,Yes,No,36,Makes decisions in consultation with other partners,10,4,Predominantly men,Male,Male,Male,1988,No,Yes,1992,22,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,5,2,2,-44,Yes,3,2,0,-44,Yes,10,4,0,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0,-44,0,79,21,3,Large private firms (more than 100 employees),31,69,0,BEANS,59,International,32,Decreased,Increased,More than 5,46,54,40,1988,-99,Refusal to answer,-99,Refusal to answer,-44,-44,-44,75,25,No,-44,No,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,Yes,No,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,No obstacle,-44,Strongly agree,Tend to agree,Tend to disagree,Strongly agree,No,-44,-44,-44,-44,-44,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,Yes,11,Yes,1,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,30,7,1,0,0,6,0,0,0,1,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,1,63000,1,60500,1,63000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,6,22000,6,21300,6,22200,-44,-44,Started but did not complete college/vocational training,Completed college/vocational training,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Completed primary school,Did not complete primary school,Important,Very important,Slightly important,Slightly important,Critical,Slightly important,Slightly important,Important,Critical,Important,Slightly important,Slightly important,Slightly important,Not important,Very important,Critical,Important,Very important,Critical,Very important,Critical,Very important,Slightly important,Slightly important,Critical,Very important,Slightly important,Slightly important,Slightly important,Important,Slightly important,Very important,Critical,Critical,Slightly important,Slightly important,Critical,Slightly important,Critical,Slightly important,Very important,Very important,Very important,Slightly important,Important,Slightly important,Very important,Very important,Very important,Critical,Critical,Very important,Very important,Slightly important,Important,Critical,Very important,Not important,Important,Not important,Important,Critical,Important,Important,Important,Critical,Slightly important,Important,Very important,Important,Critical,Important,Important,Slightly important,Very important,Very important,Very important,Important,Very important,Important,Slightly difficult,Difficult,Difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Difficult,Almost impossible,Very difficult,0,-44,Slightly important,Important,Not important,Critical,Very important,Very important,Critical,Very important,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Major obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Private placement office,-44,No,-44,-44,-44,-44,Yes,0,50,No,-44,Yes,Major obstacle,Minor obstacle,Major obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Yes,0,100,-44,0,Yes,12,No,22,17,0,0,20,20,0,13,0,0,0,8,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,9040000,8880000,3197000,209000,5000,2000,1860000,32000,1000,2000,1000,0,0,1421000,0,1606000,2371000,3549000,Minor obstacle,Major obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,Electricity,Cost of finance,Access to finance,No obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,Government based organization,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are estimates computed with some precision, 1551360312,1360312,Belize,Belize,Transport,312,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded,-44,50,50,50,0,0,Predominantly men,No,No,42,Makes decisions in consultation with other partners,8,2,Predominantly men,Male,Female,Male,1982,No,Yes,1982,27,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,No,Yes,2,3,2,-44,Yes,1,1,0,-44,Yes,10,2,0,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0,-44,15,65,20,6,Individuals,35,65,0,SHIPPING,100,National,25,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,83,17,No,-44,Yes,No,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,No obstacle,-44,Strongly agree,Tend to disagree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,1000,No,No,Yes,Yes,No,No,-44,-44,No,-44,-44,No,Yes,No,2,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,5,2,4,23,2,0,0,21,1,0,0,7,2,0,0,0,2,0,0,0,2,4,-44,-44,-44,4,0,2,33000,2,31700,2,33000,1,23000,1,22800,1,23700,2,16000,2,15700,2,16000,2,11000,2,10700,2,11000,6,18000,5,17300,6,18400,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,12,12000,10,12000,12,12100,New products require new skills,-44,Completed college/vocational training,University graduate,Completed college/vocational training,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed secondary,Completed secondary,-44,-44,-44,-44,-44,-44,Started but did not complete college/vocational training,Completed primary school,Slightly important,Important,Very important,Important,Slightly important,Very important,Not important,Slightly important,Very important,Slightly important,Not important,Slightly important,Slightly important,Slightly important,Critical,Very important,Slightly important,Very important,Critical,Slightly important,Very important,Critical,Not important,Slightly important,Very important,Critical,Not important,Very important,Slightly important,Very important,Important,Very important,Slightly important,Important,Very important,Very important,Critical,Very important,Very important,Slightly important,Very important,Critical,Very important,Important,Very important,Slightly important,Critical,Critical,Very important,Important,Slightly important,Not important,Important,Very important,Important,Slightly important,Slightly important,Not important,Not important,Not important,Very important,Important,Very important,Very important,Important,Not important,Important,Very important,Critical,Slightly important,Critical,Critical,Very important,Very important,Slightly important,Very important,Important,Critical,Important,Important,Not difficult,Not difficult,Slightly difficult,0,-44,Very difficult,Difficult,Not difficult,0,-44,Not difficult,Very difficult,Difficult,0,-44,Difficult,Almost impossible,Very difficult,0,-44,Slightly difficult,Almost impossible,Difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Not difficult,Difficult,Difficult,0,-44,Important,Slightly important,Slightly important,Important,Very important,Slightly important,Not important,Very important,Minor obstacle,Major obstacle,Moderate obstacle,No obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Through family/friends,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm cannot afford the optimal level of training,Yes,Major obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,No obstacle,Yes,100,0,-44,0,Yes,12,No,42,23,0,0,35,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,Yes,Loan,2011,275000,8,48,Private commercial banks,Yes,No,Yes,No,No,No,-44,110,Yes,1,0,-44,-44,4025000,4655000,1071000,375000,25000,10000,372000,0,2000,10000,7000,0,0,791000,698000,933000,1724000,2221000,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Minor obstacle,Very severe obstacle,Yes,Yes,No,No,No,Cost of finance,Electricity,Practices of competitors in the informal sector,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,-44,-44,Marketing and Operations support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,No,Truthful,Are estimates computed with some precision, 1551360325,1360325,Belize,Belize,Retail,325,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All women,Female,Female,Female,1997,No,Yes,1997,17,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,3,2,-44,No,-44,-44,-44,-44,Yes,4,2,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0,-44,26,0,74,0,Individuals,0,46,54,RETAIL OF MARINE EQUIPMENT,93,Local,0,Decreased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,75,25,No,-44,No,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,No obstacle,-44,Strongly agree,Strongly agree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,1000,No,No,No,No,No,No,-44,-44,No,-44,-44,No,No,Yes,0,Yes,4,No,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,Yes,1,3,9,1,0,0,8,1,0,0,2,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,1,34000,1,32600,1,34300,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,2,13000,2,12500,2,13100,0,-44,0,-44,0,-44,6,10000,6,9700,6,10200,-44,-44,Completed college/vocational training,University graduate,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Completed college/vocational training,Completed primary school,-44,-44,Completed primary school,Did not complete primary school,Slightly important,Very important,Very important,Not important,Very important,Important,Slightly important,Important,Important,Slightly important,Not important,Not important,Not important,Slightly important,Very important,Important,Slightly important,Slightly important,Very important,Very important,Critical,Very important,Slightly important,Not important,Slightly important,Important,Important,Slightly important,Not important,Important,Very important,Very important,Slightly important,Slightly important,Slightly important,Critical,Critical,Very important,Slightly important,Critical,Very important,Important,Critical,Important,Critical,Important,Very important,Very important,Very important,Important,Important,Very important,Slightly important,Slightly important,Very important,Very important,Slightly important,Slightly important,Very important,Slightly important,Important,Slightly important,Very important,Important,Critical,Not important,Very important,Very important,Slightly important,Very important,Important,Very important,Important,Not important,Slightly important,Very important,Critical,Important,Important,Very important,Slightly difficult,Slightly difficult,Very difficult,1,6,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Not difficult,Difficult,Difficult,0,-44,-44,-44,-44,-44,-44,Slightly difficult,Not difficult,Very difficult,0,-44,Critical,Very important,Very important,Not important,Important,Not important,Important,Not important,Moderate obstacle,Minor obstacle,No obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Through family/friends,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm cannot afford the optimal level of training,Yes,Very severe obstacle,Very severe obstacle,Minor obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,Yes,0,100,-44,0,Yes,9,Yes,51,19,0,0,30,0,0,0,0,0,0,0,0,-44,50,0,0,0,50,0,0,0,0,0,0,0,0,0,0, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,1,Collateral or cosigners unacceptable,-44,2586000,2438000,951000,146000,18000,7000,272000,10000,1000,11000,4000,0,0,24000,0,27000,658000,65000,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Very severe obstacle,Minor obstacle,Very severe obstacle,No obstacle,Very severe obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Major obstacle,Minor obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,Transportation,Electricity,Inadequately educated workforce,Minor obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,-44,-44,Financial magement and tax and customs administration,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are taken directly from the establishment's records, 1551360327,1360327,Belize,Belize,Retail,327,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,100,0,0,0,All women,Yes,Not applicable,100,Makes major strategic and fiancial decisions,8,3,All women,Female,Female,Female,1973,No,Yes,1973,32,No,-44,-44,No,-44,-44,Yes,12,No,No,-44,-44,No,-44,-44,-44,-44,Yes,2,1,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,No,No,Yes,0,-44,-44,100,0,-44,0,79,21,0,Individuals,0,51,49,FLOWERS,95,Local,0,Decreased,Decreased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,52,48,No,-44,Yes,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Moderate obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Major obstacle,Very severe obstacle,Major obstacle,No obstacle,-44,Tend to agree,Tend to disagree,Strongly agree,Strongly agree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,No,0,Yes,1,No,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,Yes,2,4,7,1,0,0,6,1,0,0,2,1,0,0,0,1,0,0,0,1,4,-44,-44,-44,4,0,1,26000,1,25700,1,26500,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,1,11000,1,11000,1,11300,0,-44,0,-44,0,-44,6,8000,6,7700,6,8200,-44,-44,Completed college/vocational training,Completed college/vocational training,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Completed college/vocational training,Started but did not complete secondary,-44,-44,Completed primary school,Did not complete primary school,Critical,Critical,Not important,Very important,Slightly important,Critical,Not important,Slightly important,Not important,Very important,Very important,Very important,Slightly important,Not important,Very important,Slightly important,Important,Very important,Slightly important,Very important,Important,Critical,Very important,Important,Not important,Very important,Slightly important,Slightly important,Not important,Important,Very important,Very important,Important,Very important,Critical,Slightly important,Important,Slightly important,Important,Slightly important,Critical,Critical,Very important,Important,Critical,Slightly important,Very important,Important,Very important,Slightly important,Very important,Not important,Slightly important,Very important,Very important,Very important,Slightly important,Very important,Important,Slightly important,Very important,Slightly important,Critical,Important,Critical,Important,Slightly important,Very important,Critical,Slightly important,Very important,Critical,Very important,Slightly important,Very important,Slightly important,Very important,Very important,Critical,Critical,Not difficult,Not difficult,Slightly difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Difficult,Difficult,Difficult,0,-44,-44,-44,-44,-44,-44,Difficult,Slightly difficult,Difficult,0,-44,Slightly important,Critical,Slightly important,Critical,Slightly important,Not important,Slightly important,Important,Minor obstacle,Major obstacle,No obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Major obstacle,Major obstacle,Through family/friends,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm is affraid of investing in workers that after the t,Yes,Very severe obstacle,Major obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Very severe obstacle,No,0,100,-44,0,Yes,10,Yes,29,28,0,0,20,0,15,0,0,0,0,8,0,-44,65,0,0,35,0,0,0,0,0,0,0,0,0,0,0, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,Did not think it would be approved,228000,229000,123000,71000,1000,12000,5000,0,2000,1000,3000,3000,0,16000,2000,22000,7000,53000,No obstacle,Very severe obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Very severe obstacle,Minor obstacle,Major obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,Moderate obstacle,No obstacle,Moderate obstacle,No obstacle,Major obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Customs and Trade Regulations,Practices of competitors in the informal sector,Tax Rates,No obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,-44,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are estimates computed with some precision, 1551360337,1360337,Belize,Belize,Services of motor vehicles,337,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Female,Female,1995,No,Yes,1995,20,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,4,2,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0,-44,0,29,71,0,Individuals,39,54,7,RETAIL OF TIRES,78,Local,4,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,79,21,No,-44,No,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Moderate obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,No obstacle,-44,Tend to agree,Strongly disagree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,1,-44,Yes,-44,4000,Yes,3,During working hours,Firearm/gun,Goods or stock,1000,Group of criminals,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,Outside working hours,Other,Personal possessions of employees or customers,1000,Group of criminals,Yes,No,Offenders rarely caught or prosecuted,Yes,4,Outside working hours,Baseball bat,Goods or stock,0,A fellow employee,Yes,No,No loss or damage,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,5,Outside working hours,Firearm/gun,Money,200,Someone working alone,No,No,No loss or damage,Yes,1,Outside working hours,Firearm/gun,Other,40,Group of criminals,No,No,No loss or damage,No,-44,-44,0,No,No,Yes,No,Yes,No,-44,-44,No,-44,-44,No,Yes,Yes,5,No,-44,-44,No,-44,0,-44,No,-44,-44,Yes,58,No,Yes,Yes,2,6,12,3,0,0,9,2,0,0,4,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,3,32000,3,30700,3,32600,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,9,10000,9,9700,9,10200,-44,-44,University graduate,Completed secondary,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Completed secondary,Completed primary school,Very important,Critical,Important,Very important,Very important,Critical,Important,Slightly important,Critical,Very important,Slightly important,Slightly important,Not important,Very important,Slightly important,Important,Very important,Critical,Important,Very important,Important,Critical,Important,Slightly important,Important,Important,Not important,Not important,Very important,Slightly important,Critical,Very important,Slightly important,Slightly important,Critical,Slightly important,Very important,Slightly important,Slightly important,Slightly important,Critical,Very important,Important,Not important,Important,Not important,Very important,Important,Critical,Very important,Very important,Slightly important,Not important,Important,Important,Very important,Slightly important,Not important,Slightly important,Very important,Very important,Important,Very important,Very important,Very important,Very important,Very important,Slightly important,Important,Slightly important,Very important,Very important,Very important,Very important,Slightly important,Not important,Critical,Critical,Very important,Critical,Not difficult,Slightly difficult,Difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Slightly difficult,Slightly difficult,Difficult,0,-44,Very important,Slightly important,Very important,Slightly important,Very important,Critical,Important,Important,Very severe obstacle,Major obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,No obstacle,Through family/friends,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm does not have enough information about training pro,No,-44,-44,-44,-44,-44,-44,Yes,100,0,-44,0,No,-44,No,70,0,0,0,20,10,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,2108000,1989000,577000,178000,14000,5000,186000,6000,1000,5000,4000,139000,0,318000,0,417000,79000,972000,Major obstacle,Major obstacle,Very severe obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,No obstacle,-44,-44,-44,-44,-44,Transportation,Inadequately educated workforce,Tax administration,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,Government based organization,-44,Human resources Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are estimates computed with some precision, 1551360397,1360397,Belize,Belize,Retail,397,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All women,Female,Female,Female,2005,No,Yes,2005,10,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,Yes,1,2,0,-44,Yes,4,4,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0,-44,26,39,35,0,Individuals,13,42,45,ELECTRONICS,100,Local,25,Increased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,34,66,No,-44,Yes,Yes,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,Yes,No,No,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,No obstacle,-44,Tend to agree,Tend to disagree,Tend to disagree,Strongly agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-99,No,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,No,17,Yes,2,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,4,6,1,0,0,5,1,0,0,1,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,1,24000,1,23300,1,24700,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,1,9000,1,8700,1,9300,0,-44,0,-44,0,-44,4,6000,4,5800,4,6100,-44,-44,Completed secondary,Completed college/vocational training,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Completed college/vocational training,Started but did not complete secondary,-44,-44,Did not complete primary school,Did not complete primary school,Critical,Very important,Slightly important,Very important,Very important,Very important,Important,Slightly important,Critical,Very important,Slightly important,Slightly important,Important,Slightly important,Slightly important,Critical,Slightly important,Slightly important,Very important,Critical,Very important,Very important,Not important,Slightly important,Important,Important,Slightly important,Slightly important,Important,Not important,Very important,Very important,Very important,Very important,Slightly important,Very important,Critical,Important,Critical,Slightly important,Very important,Slightly important,Very important,Very important,Critical,Slightly important,Slightly important,Very important,Very important,Very important,Very important,Slightly important,Slightly important,Important,Important,Important,Important,Not important,Slightly important,Slightly important,Slightly important,Very important,Important,Very important,Slightly important,Very important,Very important,Important,Slightly important,Important,Very important,Important,Slightly important,Slightly important,Important,Slightly important,Important,Slightly important,Critical,Very important,Difficult,Slightly difficult,Almost impossible,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Not difficult,Very difficult,Not difficult,0,-44,-44,-44,-44,-44,-44,Difficult,Difficult,Difficult,0,-44,Important,Very important,Slightly important,Important,Not important,Slightly important,Slightly important,Very important,Very severe obstacle,Minor obstacle,No obstacle,No obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Major obstacle,Major obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Through family/friends,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm cannot afford the optimal level of training,Yes,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,No obstacle,Yes,0,100,-44,0,Yes,10,Yes,79,11,0,0,10,0,0,0,0,0,0,0,0,-44,70,0,0,0,0,0,30,0,0,0,0,0,0,0,0, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,2,2,Incompleteness of loan application,-44,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,0,0,68000,0,86000,113000,183000,Moderate obstacle,Major obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Very severe obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Minor obstacle,Very severe obstacle,Yes,No,Yes,Yes,No,Tax Rates,Cost of finance,Tax administration,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,-44,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 1551360412,1360412,Belize,Belize,Retail,412,Yes,3,Headquarters with production and/or sales at this location,Yes,3,Limited partnership,-44,30,100,0,0,0,Equally men and women,No,Yes,45,Delegates decisions to other partners,7,4,Predominantly men,Male,Male,Male,1985,No,Yes,1989,32,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,Yes,1,1,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0,-44,36,0,64,8,Individuals,0,31,69,TIRES,83,National,10,Decreased,Increased,More than 5,89,11,0,1989,USA,,77,23,-44,-44,-44,79,21,No,-44,Yes,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,No,Yes,Yes,No,No,No,No,No,-44,Slightly important,Very Important,Important,Very Important,Critical,Very Important,Slightly important,Yes,100,No,-44,No,-44,No,No,-99,Refusal to answer,Yes,Yes,No,No,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,No obstacle,-44,Tend to agree,Tend to agree,Tend to agree,Strongly agree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,7000,No,No,Yes,Yes,Yes,No,-44,-44,No,-44,-44,No,Yes,No,4,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,4,98,13,0,0,85,11,0,0,44,11,0,0,0,11,0,0,0,5,7,-44,-44,-44,7,6,13,50000,13,48500,13,51000,4,45000,4,45000,4,45500,5,27000,5,26200,5,27500,6,20000,6,19200,6,20400,18,21000,18,20400,18,21000,0,-44,0,-44,0,-44,19,15000,19,15000,19,15300,0,-44,0,-44,0,-44,44,14000,44,13700,44,14600,-44,-44,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed secondary,Completed secondary,-44,-44,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed primary school,Completed primary school,Critical,Important,Slightly important,Important,Very important,Important,Slightly important,Slightly important,Critical,Very important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Very important,Critical,Very important,Very important,Slightly important,Critical,Very important,Slightly important,Important,Critical,Important,Slightly important,Not important,Slightly important,Not important,Very important,Very important,Very important,Critical,Slightly important,Very important,Very important,Important,Critical,Critical,Critical,Very important,Slightly important,Not important,Very important,Very important,Important,Critical,Important,Important,Very important,Very important,Very important,Very important,Slightly important,Important,Slightly important,Slightly important,Not important,Not important,Important,Slightly important,Very important,Slightly important,Slightly important,Important,Critical,Slightly important,Slightly important,Very important,Important,Critical,Important,Slightly important,Very important,Very important,Very important,Critical,Very important,Critical,Not difficult,Not difficult,Slightly difficult,0,-44,Not difficult,Slightly difficult,Slightly difficult,0,-44,Very difficult,Difficult,Almost impossible,4,13,Not difficult,Almost impossible,Difficult,2,6,Difficult,Not difficult,Very difficult,1,4,-44,-44,-44,-44,-44,Not difficult,Not difficult,Almost impossible,2,1,-44,-44,-44,-44,-44,Difficult,Slightly difficult,Very difficult,2,2,Very important,Very important,Very important,Very important,Critical,Important,Not important,Very important,Minor obstacle,Major obstacle,Very severe obstacle,No obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Schoold related network,-44,No,-44,-44,-44,-44,Yes,0,40,No,-44,No,-44,-44,-44,-44,-44,-44,Yes,100,0,-44,0,Yes,9,Yes,45,25,0,0,25,5,0,0,0,0,0,0,0,-44,50,0,0,0,0,0,50,0,0,0,0,0,0,0,0, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,1,Collateral or cosigners unacceptable,-44,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,354000,0,2478000,0,2998000,6121000,6775000,Major obstacle,Very severe obstacle,No obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Yes,Yes,No,No,No,"Crime, theft and disorder",Practices of competitors in the informal sector,Cost of finance,Minor obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Administratie procedure is cumbersome,-44,Yes,Private independent fund,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 1551360414,1360414,Belize,Belize,Transport,414,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,100,0,0,0,All women,Yes,Not applicable,100,Makes major strategic and fiancial decisions,15,2,All men,Male,Male,Male,1997,No,Yes,1997,11,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,Yes,1,2,0,-44,Yes,6,1,0,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0,-44,0,82,18,12,Small private firms (less than 20 employees),27,71,2,FREIGHT,75,Local,26,Increased,Increased,2-5,100,0,9,-44,-44,-44,-44,-44,-44,-44,-44,60,40,No,-44,Yes,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,Yes,No,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,No obstacle,-44,Tend to disagree,Tend to agree,Tend to agree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,1000,No,No,Yes,No,No,No,-44,-44,No,-44,-44,Yes,Yes,No,5,Yes,1,No,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,3,2,75,37,4,0,0,33,3,0,0,20,5,0,0,0,5,0,0,0,3,4,-44,-44,-44,4,1,4,23000,4,22300,4,23500,1,23000,1,22100,1,23500,3,13000,3,12600,3,13400,3,13000,3,12500,3,13000,8,10000,9,9900,8,10300,0,-44,0,-44,0,-44,1,13000,1,12600,1,13400,0,-44,0,-44,0,-44,22,7000,25,7000,22,7100,New products require new skills,-44,Completed college/vocational training,Completed secondary,Completed college/vocational training,Started but did not complete college/vocational training,Started but did not complete college/vocational training,Completed secondary,Completed college/vocational training,Completed secondary,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed secondary,-44,-44,Completed secondary,Did not complete primary school,Very important,Critical,Not important,Critical,Important,Slightly important,Very important,Slightly important,Not important,Slightly important,Not important,Important,Slightly important,Very important,Very important,Important,Very important,Very important,Very important,Very important,Critical,Very important,Slightly important,Slightly important,Slightly important,Slightly important,Not important,Very important,Not important,Slightly important,Important,Very important,Very important,Slightly important,Critical,Critical,Critical,Critical,Very important,Very important,Critical,Important,Very important,Very important,Very important,Very important,Important,Very important,Critical,Critical,Very important,Slightly important,Important,Very important,Important,Slightly important,Important,Not important,Important,Slightly important,Very important,Very important,Important,Slightly important,Critical,Important,Important,Not important,Important,Not important,Critical,Very important,Very important,Slightly important,Very important,Important,Very important,Slightly important,Very important,Important,Difficult,Not difficult,Slightly difficult,0,-44,Not difficult,Very difficult,Slightly difficult,4,8,Not difficult,Very difficult,Very difficult,3,11,Slightly difficult,Difficult,Very difficult,0,-44,Slightly difficult,Almost impossible,Difficult,0,-44,-44,-44,-44,-44,-44,Difficult,Not difficult,Difficult,0,-44,-44,-44,-44,-44,-44,Slightly difficult,Slightly difficult,Slightly difficult,1,1,Critical,Important,Important,Important,Very important,Not important,Critical,Very important,Major obstacle,Moderate obstacle,No obstacle,Very severe obstacle,Very severe obstacle,No obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Minor obstacle,No obstacle,Public announcement/advertisement,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm cannot afford the optimal level of training,Yes,Major obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Yes,100,0,-44,0,Yes,11,No,75,13,0,0,5,0,0,0,0,0,7,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,Yes,Loan,2010,50000,9,42,Private commercial banks,Yes,Yes,No,No,No,No,-44,150,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,847000,763000,282000,465000,9000,4000,69000,15000,1000,4000,2000,0,0,107000,38000,140000,77000,316000,Major obstacle,Major obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Major obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,No,Yes,Yes,Yes,No,Cost of finance,Access to finance,Practices of competitors in the informal sector,Moderate obstacle,Yes,Yes,No,No,Yes,Yes,Yes,-44,-44,-44,-44,No,Moderated impact,Yes,No impact,Yes,No impact,-44,-44,-44,-44,Yes,Moderated impact,No,No impact,Yes,No impact,-44,-44,-44,-44,Yes,No impact,Yes,No impact,Yes,No impact,-44,-44,-44,-44,No,No impact,No,No impact,Yes,No impact,-44,-44,-44,-44,No,Moderated impact,No,No impact,No,No impact,-44,-44,-44,-44,No,Moderated impact,Yes,Moderated impact,No,No impact,-44,-44,-44,-44,No,Moderated impact,No,No impact,Yes,Moderated impact,-44,-44,-44,-44,No,Moderated impact,Yes,No impact,Yes,No impact,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Truthful,Are estimates computed with some precision, 1551360430,1360430,Belize,Belize,Hotel and restaurants,430,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded,-44,45,0,100,0,0,Predominantly women,No,Yes,28,Makes decisions in consultation with other partners,4,3,Equally men and women,Female,Male,Male,2007,No,Yes,2007,8,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,1,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0,-44,0,0,100,39,Individuals,0,74,26,ACCOMODATION,77,Local,26,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,99,1,No,-44,No,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,No obstacle,-44,Tend to agree,Tend to disagree,Strongly disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,1000,Yes,No,Yes,No,No,No,-44,-44,No,-44,-44,No,Yes,Yes,0,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,8,22,3,0,0,19,2,0,0,11,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,3,26000,3,25200,3,26500,1,21000,1,20600,1,21200,2,17000,2,16300,2,17200,1,11000,1,10900,1,11300,5,15000,5,14400,5,15000,0,-44,0,-44,0,-44,1,11000,1,10700,1,11000,0,-44,0,-44,0,-44,9,10000,9,9800,9,10400,-44,-44,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed secondary,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed secondary,-44,-44,Completed primary school,Started but did not complete secondary,Very important,Important,Critical,Slightly important,Slightly important,Critical,Very important,Important,Not important,Not important,Not important,Slightly important,Slightly important,Important,Important,Critical,Very important,Critical,Critical,Very important,Very important,Critical,Slightly important,Not important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Critical,Critical,Critical,Slightly important,Important,Very important,Very important,Important,Important,Important,Important,Important,Critical,Very important,Very important,Slightly important,Critical,Critical,Important,Slightly important,Very important,Very important,Important,Important,Very important,Important,Not important,Slightly important,Slightly important,Not important,Important,Important,Critical,Critical,Critical,Important,Critical,Slightly important,Very important,Important,Important,Important,Important,Important,Critical,Not important,Very important,Critical,Critical,Critical,Slightly difficult,Not difficult,Almost impossible,0,-44,Not difficult,Slightly difficult,Difficult,0,-44,Slightly difficult,Very difficult,Difficult,0,-44,Difficult,Slightly difficult,Not difficult,0,-44,Difficult,Difficult,Almost impossible,0,-44,-44,-44,-44,-44,-44,Slightly difficult,Very difficult,Not difficult,0,-44,-44,-44,-44,-44,-44,Slightly difficult,Slightly difficult,Difficult,2,1,Important,Very important,Not important,Important,Not important,Slightly important,Slightly important,Important,Moderate obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,No obstacle,Through family/friends,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm cannot afford the optimal level of training,No,-44,-44,-44,-44,-44,-44,No,0,100,-44,0,Yes,11,Yes,68,22,0,0,10,0,0,0,0,0,0,0,0,-44,60,0,0,40,0,0,0,0,0,0,0,0,0,0,0, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,0,0,398000,0,549000,149000,1175000,Minor obstacle,Moderate obstacle,Major obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,No obstacle,Moderate obstacle,No obstacle,Major obstacle,No obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Cost of finance,Electricity,No obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,-44,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,No,No,-44,-44,Somewhat truthful,Are estimates computed with some precision, 1551360434,1360434,Belize,Belize,Retail,434,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All women,Female,Female,Female,2004,No,Yes,2004,9,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,3,2,-44,Yes,2,1,0,-44,Yes,6,4,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0,-44,0,96,4,0,Individuals,0,0,100,HOME APPLIANCES,100,Local,Do not know,Remained the same,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,94,6,No,-44,Yes,Yes,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,Yes,No,Yes,No,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,No obstacle,-44,Tend to agree,Tend to disagree,Strongly disagree,Strongly agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,Yes,No,-44,-44,No,-44,-44,Yes,Yes,Yes,4,Yes,5,No,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,3,2,3,5,1,0,0,4,1,0,0,2,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,1,22000,1,21300,1,22400,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,1,9000,1,8800,1,9100,0,-44,0,-44,0,-44,3,10000,3,9900,3,10200,-44,-44,Completed college/vocational training,Completed college/vocational training,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Started but did not complete secondary,Started but did not complete secondary,-44,-44,Did not complete primary school,Completed primary school,Important,Slightly important,Slightly important,Not important,Very important,Slightly important,Very important,Slightly important,Very important,Very important,Slightly important,Slightly important,Important,Important,Critical,Very important,Slightly important,Slightly important,Critical,Very important,Very important,Critical,Very important,Slightly important,Critical,Important,Slightly important,Slightly important,Very important,Very important,Critical,Very important,Critical,Very important,Very important,Slightly important,Very important,Critical,Slightly important,Very important,Important,Slightly important,Critical,Not important,Critical,Important,Important,Very important,Very important,Important,Important,Critical,Very important,Very important,Very important,Very important,Not important,Slightly important,Not important,Slightly important,Very important,Important,Important,Very important,Slightly important,Not important,Very important,Important,Very important,Important,Important,Important,Very important,Slightly important,Very important,Not important,Very important,Slightly important,Critical,Very important,Very difficult,Slightly difficult,Very difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Difficult,Slightly difficult,Very difficult,1,7,-44,-44,-44,-44,-44,Slightly difficult,Difficult,Very difficult,0,-44,Very important,Critical,Important,Slightly important,Important,Important,Important,Not important,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,No obstacle,Moderate obstacle,Through family/friends,-44,No,-44,-44,-44,-44,No,-44,-44,-44,Other,Yes,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Yes,0,100,-44,0,Yes,10,Yes,83,17,0,0,0,0,0,0,0,0,0,0,0,-44,34,66,0,0,0,0,0,0,0,0,0,0,0,0,0, ,Yes,Loan,2010,500000,10,45,Private commercial banks,Yes,Yes,No,No,No,No,-44,140,Yes,1,0,-44,-44,322000,319000,115000,72000,3000,1000,43000,1000,3000,1000,1000,0,0,6000,0,7000,5000,15000,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,Major obstacle,Yes,Yes,No,No,No,Access to finance,Practices of competitors in the informal sector,Electricity,Major obstacle,Yes,Yes,No,Yes,No,No,No,-44,-44,No,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,No,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Large impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,Yes,Yes,No,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 1551360439,1360439,Belize,Belize,Retail,439,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,2006,No,Yes,2006,7,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,7,4,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0,-44,0,44,56,0,Individuals,0,54,46,ASSORTED GOODS,59,Local,Do not know,Decreased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,23,77,No,-44,No,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Major obstacle,No obstacle,-44,Strongly agree,Tend to agree,Strongly agree,Strongly agree,Yes,No,-44,-44,-44,-44,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,1000,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,No,No,5,Yes,1,No,No,-44,0,-44,Yes,7,No,No,-44,-44,Yes,3,2,1,11,2,0,0,9,1,0,0,5,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,2,30000,2,28800,2,30300,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,3,10000,3,9800,3,10300,0,-44,0,-44,0,-44,6,11000,6,10600,6,11200,-44,-44,Completed college/vocational training,Completed college/vocational training,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Completed secondary,Completed primary school,-44,-44,Did not complete primary school,Completed primary school,Very important,Very important,Critical,Critical,Very important,Critical,Critical,Critical,Very important,Very important,Very important,Not important,Not important,Important,Critical,Very important,Critical,Slightly important,Slightly important,Slightly important,Very important,Critical,Very important,Slightly important,Not important,Very important,Slightly important,Very important,Important,Slightly important,Very important,Critical,Very important,Important,Critical,Very important,Very important,Very important,Slightly important,Critical,Very important,Important,Critical,Not important,Very important,Important,Very important,Critical,Critical,Very important,Very important,Slightly important,Very important,Slightly important,Critical,Important,Slightly important,Not important,Not important,Slightly important,Critical,Important,Very important,Important,Very important,Important,Important,Critical,Critical,Slightly important,Very important,Slightly important,Critical,Slightly important,Very important,Very important,Critical,Important,Very important,Slightly important,Difficult,Difficult,Slightly difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Slightly difficult,Very difficult,Difficult,0,-44,-44,-44,-44,-44,-44,Difficult,Difficult,Not difficult,0,-44,Important,Important,Not important,Not important,Very important,Slightly important,Critical,Very important,Major obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Very severe obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,No obstacle,Through family/friends,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm is affraid of investing in workers that after the t,Yes,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Yes,0,100,-44,0,Yes,11,No,68,12,0,0,20,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,Yes,Loan,2010,24000,9,36,Private commercial banks,Yes,Yes,No,No,No,No,-44,110,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,2106000,2124000,658000,178000,30000,10000,241000,20000,2000,9000,6000,0,0,85000,297000,105000,582000,244000,No obstacle,Major obstacle,Major obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Very severe obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,-44,-44,-44,-44,-44,Tax Rates,"Crime, theft and disorder",Cost of finance,Moderate obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,-44,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are estimates computed with some precision, 1551360456,1360456,Belize,Belize,Retail,456,No,-44,-44,-44,-44,Partnership (including limited liability companies),-44,40,100,0,0,0,Equally men and women,Yes,Yes,22,Delegates decisions to other partners,7,3,All men,Male,Male,Male,1990,No,Yes,1990,22,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,Yes,1,1,0,-44,Yes,10,4,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0,-44,0,0,100,0,Individuals,0,0,100,CONSTRUCTION MATERIALS,89,National,10,Decreased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,58,42,No,-44,Yes,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,-44,Tend to disagree,Tend to agree,Strongly disagree,Tend to agree,Yes,No,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,1000,No,No,Yes,Yes,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,Yes,1,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,3,20,3,0,0,17,3,0,0,9,2,0,0,0,2,0,0,0,2,3,-44,-44,-44,3,0,3,45000,3,44600,3,46400,1,35000,1,34000,1,35400,1,23000,1,22500,1,23200,1,23000,1,22300,1,23200,3,23000,2,22800,3,23700,0,-44,0,-44,0,-44,2,14000,2,14000,2,14100,0,-44,0,-44,0,-44,11,11000,9,10900,11,11300,Increase/decreased demand for goods,-44,Completed secondary,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,University graduate,Completed secondary,Completed secondary,Started but did not complete college/vocational training,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed primary school,Critical,Very important,Critical,Critical,Critical,Critical,Very important,Very important,Very important,Very important,Slightly important,Important,Not important,Not important,Very important,Critical,Very important,Critical,Critical,Slightly important,Critical,Slightly important,Important,Slightly important,Very important,Critical,Not important,Slightly important,Slightly important,Slightly important,Very important,Important,Important,Critical,Very important,Critical,Very important,Very important,Important,Very important,Critical,Critical,Important,Slightly important,Slightly important,Not important,Critical,Critical,Very important,Critical,Very important,Slightly important,Very important,Critical,Important,Important,Very important,Slightly important,Important,Slightly important,Very important,Very important,Very important,Very important,Very important,Slightly important,Important,Very important,Important,Very important,Slightly important,Critical,Important,Slightly important,Very important,Important,Slightly important,Very important,Very important,Important,Not difficult,Difficult,Difficult,0,-44,Slightly difficult,Almost impossible,Almost impossible,0,-44,Difficult,Not difficult,Slightly difficult,1,6,Difficult,Difficult,Difficult,0,-44,Very difficult,Difficult,Almost impossible,0,-44,-44,-44,-44,-44,-44,Difficult,Difficult,Not difficult,0,-44,-44,-44,-44,-44,-44,Slightly difficult,Difficult,Difficult,0,-44,Important,Slightly important,Slightly important,Not important,Very important,Not important,Not important,Important,Major obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,Through family/friends,-44,No,-44,-44,-44,-44,No,-44,-44,-44,Other,Yes,Moderate obstacle,Very severe obstacle,Major obstacle,Major obstacle,Major obstacle,Very severe obstacle,No,0,100,-44,0,Yes,12,No,80,10,0,0,10,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,0,0,594000,772000,808000,1390000,1802000,Minor obstacle,No obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Major obstacle,Minor obstacle,No obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Tax Rates,Tax administration,Cost of finance,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Human resources Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 1551360469,1360469,Belize,Belize,Other manufacturing,469,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded,-44,60,100,0,0,0,Predominantly men,Yes,Yes,42,Makes decisions in consultation with other partners,6,3,Predominantly women,Male,Male,Female,1986,No,Yes,1992,21,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,No,Yes,1,2,2,-44,Yes,2,2,0,-44,Yes,5,1,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,100,73,61,0,0,-44,30,0,70,0,Small private firms (less than 20 employees),45,34,21,WOOD,100,National,Do not know,Increased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,100,0,No,-44,Yes,No,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Moderate obstacle,Major obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,-44,Tend to agree,Tend to agree,Tend to agree,Strongly agree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,2000,Yes,Yes,Yes,No,Yes,No,-44,-44,No,-44,-44,No,No,No,0,Yes,3,No,No,-44,0,-44,Yes,7,Yes,No,-44,-44,Yes,Yes,2,5,198,11,75,29,83,3,27,7,45,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,8,11,11000,11,10800,11,11000,6,11000,6,10700,6,11000,17,8000,16,7900,17,8200,6,8000,6,7700,6,8100,12,8000,11,7900,12,8200,0,-44,0,-44,0,-44,4,11000,4,10700,4,11300,49,13000,46,12600,49,13300,93,5000,86,5000,94,5200,Increase demand for higher quality product,-44,University graduate,University graduate,Completed college/vocational training,University graduate,University graduate,Completed college/vocational training,Completed secondary,Started but did not complete college/vocational training,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed college/vocational training,Completed secondary,Completed college/vocational training,Started but did not complete college/vocational training,Completed secondary,Did not complete primary school,Slightly important,Slightly important,Very important,Very important,Critical,Very important,Important,Very important,Not important,Very important,Slightly important,Slightly important,Important,Not important,Very important,Critical,Critical,Slightly important,Critical,Very important,Very important,Very important,Important,Very important,Slightly important,Slightly important,Important,Slightly important,Slightly important,Not important,Slightly important,Slightly important,Critical,Not important,Critical,Very important,Very important,Slightly important,Important,Important,Important,Important,Very important,Not important,Very important,Very important,Critical,Very important,Critical,Slightly important,Very important,Slightly important,Slightly important,Slightly important,Critical,Very important,Not important,Slightly important,Slightly important,Slightly important,Important,Very important,Very important,Critical,Very important,Slightly important,Very important,Important,Critical,Very important,Critical,Critical,Important,Very important,Very important,Important,Critical,Important,Very important,Critical,Not difficult,Slightly difficult,Difficult,1,5,Not difficult,Not difficult,Slightly difficult,4,5,Difficult,Slightly difficult,Difficult,2,10,Very difficult,Not difficult,Slightly difficult,2,7,Slightly difficult,Slightly difficult,Very difficult,4,5,-44,-44,-44,-44,-44,Difficult,Difficult,Very difficult,1,7,Difficult,Not difficult,Slightly difficult,1,4,Difficult,Slightly difficult,Not difficult,0,-44,Important,Very important,Not important,Not important,Important,Important,Slightly important,Very important,Very severe obstacle,Very severe obstacle,No obstacle,Moderate obstacle,Major obstacle,No obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,No obstacle,Moderate obstacle,Public announcement/advertisement,-44,Yes to fire,No,-44,Yes,14,Yes,90,40,No,-44,No,-44,-44,-44,-44,-44,-44,No,100,0,-44,0,Yes,9,No,61,24,0,0,15,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,Yes,Loan,2009,-66,10,57,Private commercial banks,Yes,No,No,No,Yes,No,-44,260,Yes,1,0,-44,-44,5000000,5280000,1856000,1439000,71000,21000,528000,53000,7000,28000,14000,0,0,53000,0,58000,1072000,128000,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Major obstacle,Minor obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,No,Yes,Yes,Yes,No,Access to finance,Practices of competitors in the informal sector,Cost of finance,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,Yes,Somewhat truthful,Are estimates computed with some precision, 1551360476,1360476,Belize,Belize,Hotel and restaurants,476,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded,-44,22,100,0,0,0,Equally men and women,No,Yes,49,Delegates decisions to other partners,4,6,Predominantly men,Male,Female,Female,1973,No,Yes,1973,40,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,1,2,-44,Yes,2,2,0,-44,Yes,4,3,0,-44,No,-44,-44,-44,-44,Yes,1,Yes,Yes,Yes,0,-44,-44,100,0,-44,0,0,100,45,Individuals,12,86,2,ACCOMODATION,74,Local,Do not know,Increased,Remained the same,More than 5,90,10,0,1974,USA,,15,85,-44,-44,-44,68,32,No,-44,No,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,No obstacle,-44,Tend to agree,Tend to agree,Tend to disagree,Strongly agree,Yes,No,-44,-44,-44,-44,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,1000,Yes,No,No,No,No,No,-44,-44,No,-44,-44,No,No,Yes,5,No,-44,-44,No,-44,0,-44,No,-44,-44,Yes,60,No,Yes,Yes,2,12,19,2,0,0,17,2,0,0,10,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,2,30000,2,29100,2,30000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,1,12000,1,11800,1,12100,5,12000,5,11600,5,12100,0,-44,0,-44,0,-44,1,8000,1,8000,1,8200,0,-44,0,-44,0,-44,10,13000,9,12500,10,13400,Increase/decreased demand for goods,-44,University graduate,Completed secondary,-44,-44,-44,-44,Completed college/vocational training,Completed secondary,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed college/vocational training,-44,-44,Completed secondary,Completed primary school,Critical,Very important,Critical,Important,Critical,Slightly important,Very important,Critical,Very important,Critical,Slightly important,Slightly important,Not important,Slightly important,Critical,Very important,Very important,Critical,Very important,Critical,Very important,Critical,Not important,Slightly important,Very important,Important,Important,Not important,Very important,Slightly important,Very important,Very important,Very important,Slightly important,Important,Very important,Very important,Very important,Slightly important,Slightly important,Critical,Very important,Slightly important,Slightly important,Critical,Very important,Critical,Very important,Very important,Slightly important,Critical,Important,Slightly important,Important,Important,Important,Slightly important,Not important,Slightly important,Not important,Very important,Critical,Critical,Critical,Critical,Very important,Critical,Important,Very important,Important,Slightly important,Very important,Slightly important,Very important,Very important,Very important,Important,Slightly important,Very important,Critical,Not difficult,Not difficult,Almost impossible,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Slightly difficult,Slightly difficult,Not difficult,0,-44,Very difficult,Very difficult,Difficult,0,-44,-44,-44,-44,-44,-44,Difficult,Difficult,Difficult,2,6,-44,-44,-44,-44,-44,Very difficult,Almost impossible,Slightly difficult,0,-44,Very important,Critical,Important,Slightly important,Important,Important,Important,Not important,Moderate obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,No obstacle,Moderate obstacle,Private placement office,-44,No,-44,-44,-44,-44,No,-44,-44,-44,Other,Yes,Very severe obstacle,Very severe obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Yes,100,0,-44,0,No,-44,No,100,0,0,0,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,Collateral requirements for loans or line of credit are unat,1200000,1270000,381000,252000,17000,8000,76000,13000,1000,8000,6000,0,191000,38000,0,48000,221000,115000,No obstacle,Moderate obstacle,Major obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Very severe obstacle,Moderate obstacle,Major obstacle,No obstacle,No obstacle,Minor obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,No obstacle,Major obstacle,Major obstacle,No obstacle,-44,-44,-44,-44,-44,Tax Rates,Access to finance,Electricity,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,Government based organization,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,Somewhat truthful,Are estimates computed with some precision, 1551360477,1360477,Belize,Belize,Hotel and restaurants,477,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded,-44,25,100,0,0,0,Equally men and women,Yes,No,55,Makes decisions in consultation with other partners,4,4,All men,Male,Male,Male,2004,No,Yes,2004,8,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,No,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,5,Yes,Yes,Yes,0,-44,-44,100,0,-44,16,65,19,25,Individuals,0,0,100,ACCOMODATION,95,National,10,Increased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,87,13,No,-44,Yes,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,Yes,No,Yes,No,Major obstacle,Major obstacle,Very severe obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,No obstacle,-44,Tend to disagree,Tend to agree,Strongly agree,Tend to agree,Yes,Yes,Yes,68,No,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,2000,No,No,Yes,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,5,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,17,24,3,0,0,21,1,0,0,12,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,3,47000,3,46500,3,47000,1,26000,1,25500,1,26000,1,20000,1,19600,1,20400,1,15000,1,14700,1,15200,4,19000,4,19000,4,19600,0,-44,0,-44,0,-44,1,12000,1,11600,1,12100,0,-44,0,-44,0,-44,13,11000,14,10900,13,11000,Economic upturn/downturn,-44,University graduate,Completed secondary,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed secondary,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed secondary,-44,-44,Completed primary school,Did not complete primary school,Critical,Very important,Important,Critical,Very important,Very important,Slightly important,Very important,Slightly important,Very important,Slightly important,Not important,Important,Not important,Slightly important,Important,Important,Critical,Important,Critical,Critical,Critical,Not important,Not important,Not important,Important,Slightly important,Not important,Not important,Very important,Very important,Critical,Very important,Slightly important,Very important,Critical,Critical,Very important,Very important,Very important,Slightly important,Very important,Critical,Slightly important,Critical,Important,Slightly important,Important,Important,Critical,Important,Important,Important,Important,Slightly important,Important,Not important,Slightly important,Slightly important,Not important,Important,Critical,Very important,Very important,Slightly important,Slightly important,Slightly important,Slightly important,Very important,Important,Critical,Important,Critical,Critical,Important,Critical,Very important,Very important,Very important,Critical,Not difficult,Difficult,Difficult,1,10,Slightly difficult,Difficult,Almost impossible,0,-44,Difficult,Not difficult,Almost impossible,0,-44,Not difficult,Slightly difficult,Slightly difficult,0,-44,Difficult,Slightly difficult,Difficult,0,-44,-44,-44,-44,-44,-44,Slightly difficult,Slightly difficult,Slightly difficult,0,-44,-44,-44,-44,-44,-44,Difficult,Slightly difficult,Very difficult,0,-44,Very important,Important,Important,Important,Slightly important,Very important,Not important,Important,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Major obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Major obstacle,Through family/friends,-44,No,-44,-44,-44,-44,Yes,0,20,No,-44,Yes,Minor obstacle,Major obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,Yes,0,100,-44,0,Yes,9,No,49,21,0,0,30,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,1,Other objections,-44,2925000,2725000,654000,445000,40000,13000,218000,55000,5000,16000,8000,0,0,245000,0,265000,927000,588000,No obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Very severe obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Tax administration,Transportation,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,-44,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are estimates computed with some precision, 1551360478,1360478,Belize,Belize,Chemicals,478,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded,-44,95,100,0,0,0,Predominantly men,Yes,Yes,30,Delegates decisions to other partners,10,4,Predominantly women,Male,Female,Male,1986,No,Yes,1986,7,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,7,1,0,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,100,65,76,0,0,-44,33,67,0,14,Individuals,16,61,23,BLEACH,44,National,0,Increased,Remained the same,More than 5,98,2,0,1987,USA,,1,99,4,0,0,78,22,No,-44,Yes,Yes,No,Yes,Yes,Yes,-44,-44,-44,-44,No,Yes,No,No,Yes,Yes,Yes,No,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Not important,Critical,Important,Critical,Slightly important,Critical,Critical,Yes,100,No,-44,No,-44,No,No,165000,20,Yes,No,Yes,No,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,No obstacle,-44,Strongly disagree,Tend to disagree,Tend to agree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,Yes,No,Yes,No,-44,-44,No,-44,-44,Yes,Yes,No,5,Yes,1,Yes,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,Yes,2,2,28,4,9,5,10,0,2,2,6,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,4,24000,4,23500,4,24500,1,15000,1,14900,1,15000,2,10000,2,9800,2,10200,1,10000,1,9700,1,10000,1,11000,1,10600,1,11300,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,6,8000,6,7800,6,8000,13,6000,14,5800,13,6000,Economic upturn/downturn,-44,University graduate,University graduate,Completed college/vocational training,Started but did not complete college/vocational training,Started but did not complete college/vocational training,Completed secondary,Completed college/vocational training,Started but did not complete college/vocational training,Completed secondary,Started but did not complete college/vocational training,-44,-44,-44,-44,Started but did not complete college/vocational training,Completed college/vocational training,Completed secondary,Completed primary school,Critical,Critical,Slightly important,Very important,Very important,Important,Not important,Important,Very important,Very important,Important,Not important,Slightly important,Very important,Important,Slightly important,Important,Very important,Critical,Important,Critical,Very important,Very important,Slightly important,Very important,Important,Important,Not important,Important,Slightly important,Very important,Very important,Slightly important,Very important,Very important,Very important,Slightly important,Slightly important,Important,Very important,Critical,Very important,Critical,Important,Critical,Very important,Important,Critical,Critical,Critical,Very important,Very important,Slightly important,Important,Very important,Important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Critical,Very important,Very important,Very important,Slightly important,Slightly important,Very important,Slightly important,Critical,Critical,Very important,Important,Slightly important,Very important,Very important,Critical,Important,Important,Important,Very difficult,Difficult,Almost impossible,0,-44,Slightly difficult,Difficult,Very difficult,4,14,Slightly difficult,Difficult,Difficult,0,-44,Very difficult,Almost impossible,Difficult,0,-44,Very difficult,Slightly difficult,Almost impossible,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Difficult,Slightly difficult,Difficult,0,-44,Not difficult,Very difficult,Not difficult,0,-44,Very important,Important,Slightly important,Slightly important,Slightly important,Very important,Not important,Very important,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Major obstacle,Very severe obstacle,Major obstacle,Major obstacle,No obstacle,Public placement office,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm cannot afford the optimal level of training,Yes,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Yes,0,100,-44,0,No,-44,Yes,100,0,0,0,0,0,0,0,0,0,0,0,0,-44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,2185000,2109000,986000,262000,6000,2000,190000,49000,1000,3000,1000,0,0,42000,0,545000,265000,1297000,Moderate obstacle,No obstacle,Major obstacle,Major obstacle,No,Yes,Yes,No,No,No,No,Minor obstacle,Moderate obstacle,Very severe obstacle,No obstacle,Very severe obstacle,Minor obstacle,Major obstacle,Very severe obstacle,No obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Yes,Yes,Yes,No,No,Corruption,Tax administration,Cost of finance,Very severe obstacle,Yes,Yes,No,Yes,Yes,Yes,No,-44,-44,Yes,Large impact,Yes,Moderated impact,Yes,No impact,-44,-44,-44,-44,No,No impact,Yes,Moderated impact,Yes,No impact,-44,-44,-44,-44,Yes,Moderated impact,Yes,No impact,Yes,Large impact,-44,-44,-44,-44,Yes,Moderated impact,Yes,Moderated impact,Yes,Large impact,-44,-44,-44,-44,Yes,Large impact,No,Moderated impact,No,No impact,-44,-44,-44,-44,Yes,Moderated impact,No,Moderated impact,Yes,No impact,-44,-44,-44,-44,Yes,Large impact,No,Large impact,No,Large impact,-44,-44,-44,-44,Yes,Moderated impact,Yes,Moderated impact,Yes,No impact,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,Yes,Yes,No,No,Yes,No,No,Truthful,Are estimates computed with some precision, 1551360500,1360500,Belize,Belize,Other manufacturing,500,No,-44,-44,-44,-44,Partnership (including limited liability companies),-44,70,100,0,0,0,Equally men and women,No,No,56,Makes major strategic and fiancial decisions,9,0,Equally men and women,Male,Male,Female,1985,No,Yes,1985,22,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,2,0,-44,No,-44,-44,-44,-44,Yes,7,1,0,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,100,62,63,0,0,-44,0,37,63,14,Small private firms (less than 20 employees),12,88,0,PRINTING,100,Local,0,Remained the same,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,42,58,No,-44,Yes,Yes,Yes,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,No obstacle,-44,Strongly agree,Tend to agree,Strongly agree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,-44,12000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,Yes,Yes,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,5,Yes,3,No,No,-44,0,-44,No,-44,-44,Yes,32,No,No,-44,-44,6,24,3,7,3,11,0,2,1,6,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,1,3,40000,3,39600,3,40800,0,-44,0,-44,0,-44,1,23000,1,22300,1,23000,1,23000,1,22800,1,23500,3,18000,3,17300,3,18400,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,4,15000,4,15000,4,15600,12,12000,12,11900,12,12000,-44,-44,Completed secondary,Completed college/vocational training,-44,-44,Started but did not complete college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,-44,-44,Completed secondary,Completed primary school,Completed secondary,Completed primary school,Critical,Critical,Critical,Critical,Very important,Very important,Very important,Critical,Critical,Very important,Slightly important,Not important,Not important,Slightly important,Slightly important,Important,Very important,Critical,Very important,Very important,Critical,Very important,Not important,Not important,Very important,Very important,Slightly important,Slightly important,Important,Important,Very important,Critical,Very important,Not important,Critical,Important,Very important,Critical,Critical,Important,Critical,Critical,Slightly important,Very important,Slightly important,Very important,Very important,Slightly important,Critical,Important,Critical,Very important,Not important,Important,Slightly important,Important,Not important,Not important,Important,Very important,Slightly important,Very important,Slightly important,Important,Very important,Very important,Critical,Slightly important,Important,Very important,Critical,Critical,Very important,Very important,Very important,Slightly important,Very important,Very important,Slightly important,Critical,Not difficult,Not difficult,Not difficult,0,-44,-44,-44,-44,-44,-44,Slightly difficult,Slightly difficult,Slightly difficult,0,-44,Very difficult,Slightly difficult,Difficult,0,-44,Very difficult,Very difficult,Difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Slightly difficult,Difficult,Difficult,0,-44,Difficult,Almost impossible,Slightly difficult,0,-44,Very important,Slightly important,Slightly important,Important,Very important,Important,Not important,Critical,Major obstacle,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Through family/friends,-44,Yes to fire,No,-44,Yes,1,Yes,40,20,No,-44,Yes,Very severe obstacle,Very severe obstacle,Major obstacle,Major obstacle,Major obstacle,Very severe obstacle,Yes,0,100,-44,0,Yes,10,Yes,58,22,0,0,20,0,0,0,0,0,0,0,0,-44,40,60,0,0,0,0,0,0,0,0,0,0,0,0,0, ,Yes,Line of credit,2011,6000,11,31,Private commercial banks,Yes,Yes,Yes,No,No,No,-44,195,No,-44,-44,-44,Interest rates are not favorable,2160000,2178000,812000,444000,19000,6000,196000,35000,2000,8000,4000,0,0,392000,174000,999000,520000,2368000,No obstacle,Very severe obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,No obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,-44,-44,-44,-44,-44,"Crime, theft and disorder",Inadequately educated workforce,Cost of finance,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,-44,-44,Marketing and Operations support,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,No,Yes,No,No,Yes,No,No,No,-44,-44,Somewhat truthful,Are taken directly from the establishment's records, 1551360501,1360501,Belize,Belize,Other manufacturing,501,No,-44,-44,-44,-44,Partnership (including limited liability companies),-44,50,100,0,0,0,Equally men and women,No,Yes,42,Makes major strategic and fiancial decisions,6,4,Equally men and women,Male,Male,Male,1987,No,Yes,1987,22,No,-44,-44,No,-44,-44,Yes,10,No,No,-44,-44,Yes,3,1,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,100,72,60,0,0,-44,0,50,50,18,Individuals,36,31,33,FURNITURE,100,National,0,Increased,Increased,More than 5,95,5,0,1987,USA,,85,15,13,0,0,55,45,No,-44,Yes,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,No obstacle,-44,Tend to agree,Tend to agree,Tend to agree,Tend to agree,Yes,Yes,No,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,1000,No,No,Yes,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,5,Yes,1,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,5,24,3,10,3,8,0,3,0,5,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,1,3,27000,3,26700,3,27500,1,20000,1,19400,1,20400,2,14000,2,14000,2,14400,1,14000,1,13700,1,14400,1,12000,1,11600,1,12000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,7,10000,6,10000,7,10500,9,6000,8,5900,9,6200,New products require new skills,-44,Completed secondary,Completed college/vocational training,Completed college/vocational training,Started but did not complete secondary,University graduate,University graduate,Completed college/vocational training,Completed secondary,Completed secondary,Started but did not complete college/vocational training,-44,-44,-44,-44,Completed secondary,Completed primary school,Completed primary school,Completed primary school,Critical,Very important,Very important,Very important,Important,Critical,Very important,Important,Not important,Not important,Important,Slightly important,Very important,Slightly important,Slightly important,Slightly important,Critical,Critical,Critical,Critical,Very important,Critical,Important,Slightly important,Very important,Slightly important,Very important,Important,Slightly important,Slightly important,Important,Not important,Very important,Very important,Very important,Critical,Critical,Slightly important,Slightly important,Very important,Very important,Critical,Very important,Slightly important,Slightly important,Important,Very important,Slightly important,Important,Critical,Very important,Not important,Slightly important,Critical,Important,Slightly important,Slightly important,Important,Important,Very important,Critical,Very important,Critical,Slightly important,Very important,Slightly important,Critical,Important,Very important,Slightly important,Critical,Important,Important,Important,Critical,Not important,Critical,Very important,Critical,Critical,Not difficult,Not difficult,Difficult,0,-44,Very difficult,Difficult,Difficult,0,-44,Slightly difficult,Almost impossible,Slightly difficult,3,19,Difficult,Almost impossible,Almost impossible,2,5,Difficult,Not difficult,Very difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Slightly difficult,Slightly difficult,Not difficult,2,2,Very difficult,Very difficult,Very difficult,0,-44,Very important,Important,Very important,Not important,Important,Very important,Slightly important,Very important,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Major obstacle,Major obstacle,Private placement office,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm cannot afford the optimal level of training,Yes,Very severe obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Minor obstacle,No obstacle,Yes,0,100,-44,0,Yes,12,Yes,52,23,0,0,25,0,0,0,0,0,0,0,0,-44,30,40,0,0,0,30,0,0,0,0,0,0,0,0,0, ,Yes,Loan,2010,110000,10,44,Private commercial banks,Yes,Yes,Yes,No,No,No,-44,910,No,-44,-44,-44,Collateral requirements for loans or line of credit are unat,1160000,1350000,605000,263000,14000,6000,149000,24000,1000,8000,3000,95000,0,122000,0,336000,327000,749000,Moderate obstacle,No obstacle,Major obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,Major obstacle,Yes,Yes,No,No,No,Customs and Trade Regulations,Tax administration,Labor Regulations,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,Community based organization,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,41,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,No,Truthful,Are estimates computed with some precision, 1551360505,1360505,Belize,Belize,Hotel and restaurants,505,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All women,Female,Female,Female,1998,No,Yes,1998,17,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,1,0,-44,Yes,3,2,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,No,No,Yes,0,-44,-44,100,0,-44,31,38,31,0,Individuals,30,46,24,FOOD,79,Local,Do not know,Remained the same,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,59,41,No,-44,No,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,Yes,No,Yes,Major obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Major obstacle,No obstacle,-44,Tend to agree,Tend to agree,Strongly agree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,No,10,No,-44,-44,No,-44,0,-44,No,-44,-44,Yes,46,No,No,-44,-44,4,8,1,0,0,7,0,0,0,4,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,1,26000,1,26000,1,26500,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,7,8000,6,7800,7,8200,Economic upturn/downturn,-44,Completed college/vocational training,Completed college/vocational training,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Completed secondary,Did not complete primary school,Very important,Important,Important,Slightly important,Slightly important,Very important,Important,Important,Critical,Very important,Not important,Slightly important,Not important,Slightly important,Critical,Important,Important,Critical,Critical,Slightly important,Very important,Critical,Very important,Not important,Important,Very important,Not important,Slightly important,Important,Slightly important,Critical,Very important,Very important,Slightly important,Critical,Important,Critical,Critical,Slightly important,Very important,Important,Slightly important,Slightly important,Very important,Important,Very important,Critical,Important,Very important,Very important,Important,Very important,Slightly important,Important,Important,Slightly important,Important,Not important,Important,Slightly important,Very important,Critical,Very important,Very important,Critical,Slightly important,Very important,Important,Slightly important,Critical,Critical,Slightly important,Important,Important,Slightly important,Slightly important,Very important,Important,Critical,Important,Very difficult,Slightly difficult,Very difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Difficult,Slightly difficult,Very difficult,0,-44,Very important,Very important,Not important,Important,Slightly important,Important,Important,Critical,Very severe obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,No obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Major obstacle,No obstacle,Public announcement/advertisement,-44,No,-44,-44,-44,-44,Yes,0,40,No,-44,Yes,Very severe obstacle,Major obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Major obstacle,No,0,100,-44,0,Yes,9,Yes,20,60,0,0,20,0,0,0,0,0,0,0,0,-44,40,0,0,60,0,0,0,0,0,0,0,0,0,0,0, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,0,0,62000,0,83000,134000,199000,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,No obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Access to finance,Practices of competitors in the informal sector,Cost of finance,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,"General management, Business development and Strategies supp",-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 1551360532,1360532,Belize,Belize,Food,532,No,-44,-44,-44,-44,Partnership (including limited liability companies),-44,50,100,0,0,0,Equally men and women,No,No,27,Delegates decisions to other partners,6,0,Predominantly men,Male,Female,Male,1983,No,Yes,1985,25,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,No,Yes,1,2,1,-44,Yes,2,2,0,-44,Yes,10,2,0,-44,Yes,7,2,0,-44,No,-44,Yes,No,Yes,100,59,69,0,0,-44,0,0,100,0,Small private firms (less than 20 employees),0,0,100,FOOD PROCESSING,100,Local,0,Increased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,100,0,No,-44,Yes,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,No obstacle,-44,Strongly disagree,Strongly disagree,Strongly disagree,Strongly disagree,No,-44,-44,-44,-44,-44,Yes,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,1000,No,No,Yes,No,Yes,No,-44,-44,No,-44,-44,Yes,Yes,Yes,10,Yes,4,Yes,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,5,61,8,22,8,23,2,9,2,13,11,0,3,4,4,0,0,0,1,6,-44,9,2,7,3,8,22000,8,21300,8,22400,2,19000,2,18800,2,19400,4,12000,4,11500,4,12400,2,12000,2,12000,2,12400,8,9000,8,8800,8,9300,0,-44,0,-44,0,-44,1,11000,1,10800,1,11200,16,12000,15,12000,16,12600,31,11000,29,10900,32,11200,Increase demand for higher quality product,-44,University graduate,Started but did not complete college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed secondary,Completed secondary,Completed secondary,Completed secondary,Completed secondary,-44,-44,Completed secondary,Started but did not complete secondary,Completed secondary,Completed secondary,Completed primary school,Completed primary school,Critical,Slightly important,Very important,Critical,Slightly important,Very important,Critical,Important,Not important,Very important,Slightly important,Not important,Important,Not important,Important,Slightly important,Very important,Very important,Slightly important,Important,Slightly important,Very important,Not important,Slightly important,Very important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Very important,Very important,Slightly important,Important,Slightly important,Slightly important,Critical,Important,Very important,Very important,Critical,Very important,Slightly important,Not important,Critical,Important,Very important,Critical,Very important,Very important,Very important,Slightly important,Important,Slightly important,Slightly important,Important,Not important,Slightly important,Very important,Important,Slightly important,Very important,Critical,Slightly important,Critical,Slightly important,Important,Slightly important,Important,Important,Critical,Very important,Slightly important,Important,Critical,Slightly important,Critical,Very important,Important,Very important,Difficult,Difficult,Not difficult,3,7,Almost impossible,Very difficult,Very difficult,3,19,Difficult,Difficult,Difficult,4,13,Not difficult,Not difficult,Almost impossible,3,4,Difficult,Not difficult,Almost impossible,2,10,-44,-44,-44,-44,-44,Slightly difficult,Not difficult,Not difficult,1,1,Difficult,Difficult,Not difficult,2,1,Difficult,Almost impossible,Slightly difficult,3,2,Critical,Important,Critical,Important,Slightly important,Very important,Important,Critical,Major obstacle,Major obstacle,Minor obstacle,No obstacle,Minor obstacle,No obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Moderate obstacle,No obstacle,Public announcement/advertisement,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The benefits of training are small than the costs,Yes,Very severe obstacle,Major obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Very severe obstacle,No,100,0,-44,0,No,-44,No,80,0,0,0,20,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,Application procedures for loans or line of credit are compl,4060000,4235000,1165000,707000,30000,12000,212000,321000,4000,10000,6000,0,0,720000,0,530000,1059000,1208000,Minor obstacle,Very severe obstacle,Major obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,Major obstacle,Moderate obstacle,Major obstacle,Yes,Yes,Yes,No,No,Electricity,Access to finance,Corruption,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,Community based organization,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 1551360537,1360537,Belize,Belize,Hotel and restaurants,537,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded,-44,55,0,100,0,0,Predominantly women,No,Yes,43,Delegates decisions to other partners,5,1,Equally men and women,Male,Female,Female,2008,No,Yes,2008,3,Yes,3,No,Yes,4,No,No,-44,-44,No,-44,-44,Yes,4,2,1,-44,No,-44,-44,-44,-44,Yes,6,2,0,-44,No,-44,-44,-44,-44,Yes,Do not know,Yes,Yes,Yes,0,-44,-44,100,0,-44,0,0,100,45,Individuals,15,46,39,ACCOMODATION,100,International,27,Remained the same,Increased,More than 5,0,100,0,2010,USA,,24,76,-44,-44,-44,91,9,No,-44,Yes,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,No obstacle,-44,Tend to agree,Tend to agree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,1000,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,No,0,Yes,1,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,15,15,3,0,0,12,3,0,0,7,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,3,35000,3,34700,3,36100,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,1,15000,1,14900,1,15300,3,19000,3,18600,3,19600,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,8,11000,9,10700,8,11200,Economic upturn/downturn,-44,Completed college/vocational training,Completed college/vocational training,-44,-44,-44,-44,Completed secondary,Started but did not complete college/vocational training,Completed college/vocational training,Completed college/vocational training,-44,-44,-44,-44,-44,-44,Did not complete primary school,Did not complete primary school,Slightly important,Critical,Slightly important,Important,Very important,Very important,Important,Very important,Important,Slightly important,Not important,Slightly important,Very important,Slightly important,Slightly important,Very important,Critical,Important,Critical,Important,Critical,Critical,Very important,Slightly important,Slightly important,Important,Not important,Important,Important,Not important,Very important,Slightly important,Critical,Slightly important,Very important,Critical,Critical,Slightly important,Slightly important,Important,Important,Important,Important,Not important,Slightly important,Slightly important,Critical,Very important,Critical,Very important,Very important,Not important,Slightly important,Very important,Very important,Important,Very important,Slightly important,Not important,Slightly important,Very important,Very important,Critical,Very important,Slightly important,Important,Very important,Not important,Slightly important,Very important,Critical,Very important,Very important,Important,Very important,Not important,Critical,Very important,Critical,Slightly important,Very difficult,Difficult,Very difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Not difficult,Not difficult,Slightly difficult,0,-44,Difficult,Difficult,Difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Slightly difficult,Difficult,Difficult,0,-44,Very important,Very important,Important,Very important,Slightly important,Not important,Important,Very important,Moderate obstacle,Major obstacle,No obstacle,Moderate obstacle,Very severe obstacle,No obstacle,Major obstacle,Very severe obstacle,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,No obstacle,Minor obstacle,Through family/friends,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm cannot afford the optimal level of training,Yes,Minor obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Major obstacle,Major obstacle,Yes,0,100,-44,0,Yes,9,Yes,78,22,0,0,0,0,0,0,0,0,0,0,0,-44,50,0,0,0,30,0,0,0,20,0,0,0,0,0,0, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,615000,575000,132000,283000,43000,11000,46000,0,3000,16000,8000,0,0,81000,0,98000,31000,231000,Major obstacle,Major obstacle,Very severe obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Major obstacle,Very severe obstacle,No obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Very severe obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Major obstacle,Minor obstacle,-44,-44,-44,-44,-44,Customs and Trade Regulations,Transportation,Access to finance,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,No,No,-44,-44,No,-44,-44,Somewhat truthful,Are estimates computed with some precision, 1551360552,1360552,Belize,Belize,Food,552,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded,-44,51,53,47,0,0,Predominantly men,Yes,Yes,48,Makes decisions in consultation with other partners,5,6,Predominantly men,Male,Female,Male,1940,Yes,Yes,1940,12,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,4,2,1,-44,No,-44,-44,-44,-44,Yes,6,1,0,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,100,62,70,0,0,-44,0,78,22,6,Government or government agencies (including state-owned ent,27,50,23,ORANGE CONCENTRATE,100,International,Do not know,Remained the same,Increased,More than 5,0,100,0,1941,-99,Refusal to answer,-99,Refusal to answer,2,0,0,100,0,Yes,3,No,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,No,Yes,No,No,No,No,No,-44,Critical,Critical,Very Important,Critical,Very Important,Slightly important,Slightly important,Yes,70,No,-44,Yes,30,Yes,Yes,3393000,34,Yes,Yes,Yes,No,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Major obstacle,Major obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Minor obstacle,No obstacle,-44,Strongly agree,Strongly disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,100000,Yes,No,Yes,Yes,Yes,No,-44,-44,No,-44,-44,Yes,No,No,5,Yes,4,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,150,273,18,108,74,73,5,40,27,39,9,0,2,5,2,0,0,0,2,5,-44,4,6,3,5,18,64000,17,62100,18,64000,7,40000,7,38800,7,41200,24,20000,22,19800,24,20200,4,20000,4,19800,4,20200,14,18000,13,17300,14,18000,0,-44,0,-44,0,-44,1,11000,1,10900,1,11100,67,17000,62,16800,66,17300,147,13000,139,12900,147,13100,New products require new skills,-44,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Started but did not complete college/vocational training,Completed secondary,Completed college/vocational training,-44,-44,Completed secondary,Completed secondary,Completed secondary,Completed secondary,Completed primary school,Completed primary school,Very important,Critical,Slightly important,Very important,Critical,Very important,Not important,Important,Critical,Slightly important,Not important,Slightly important,Slightly important,Not important,Critical,Very important,Critical,Critical,Important,Critical,Very important,Very important,Important,Important,Very important,Important,Slightly important,Slightly important,Slightly important,Very important,Very important,Important,Slightly important,Very important,Critical,Critical,Very important,Very important,Very important,Critical,Very important,Very important,Very important,Very important,Slightly important,Critical,Slightly important,Slightly important,Very important,Slightly important,Critical,Very important,Important,Very important,Slightly important,Very important,Very important,Not important,Important,Slightly important,Very important,Critical,Very important,Critical,Very important,Very important,Very important,Very important,Critical,Important,Critical,Very important,Slightly important,Important,Slightly important,Not important,Critical,Slightly important,Critical,Slightly important,Not difficult,Almost impossible,Not difficult,3,5,Very difficult,Difficult,Slightly difficult,2,12,Slightly difficult,Difficult,Very difficult,0,-44,Not difficult,Slightly difficult,Slightly difficult,4,7,Difficult,Very difficult,Slightly difficult,1,10,-44,-44,-44,-44,-44,Not difficult,Not difficult,Not difficult,4,2,Difficult,Slightly difficult,Difficult,2,4,Slightly difficult,Very difficult,Slightly difficult,5,2,Critical,Very important,Slightly important,Very important,Not important,Slightly important,Critical,Very important,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Public announcement/advertisement,-44,No,-44,-44,-44,-44,Yes,20,40,No,-44,No,-44,-44,-44,-44,-44,-44,Yes,100,0,-44,0,Yes,8,Yes,67,18,0,0,15,0,0,0,0,0,0,0,0,-44,20,55,0,0,25,0,0,0,0,0,0,0,0,0,0, ,Yes,Loan,2012,231000,8,25,Private commercial banks,Yes,Yes,Yes,No,No,No,-44,180,Yes,1,0,-44,-44,106140000,113100000,84480000,5040000,3036000,1323000,6786000,2288000,302000,1231000,624000,0,0,11310000,0,31500000,5400000,67725000,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,Transportation,Inadequately educated workforce,Electricity,Moderate obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,-44,-44,Financial magement and tax and customs administration,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are estimates computed with some precision, 1551360557,1360557,Belize,Belize,Food,557,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Male,Male,Male,2000,No,Yes,2000,14,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,No,Yes,4,1,2,-44,No,-44,-44,-44,-44,Yes,9,1,0,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,100,67,51,0,0,-44,0,72,28,20,Small private firms (less than 20 employees),30,0,70,SHRIMPS,96,Local,Do not know,Remained the same,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,97,3,No,-44,Yes,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,-44,Strongly agree,Tend to disagree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,1000,No,No,Yes,No,No,No,-44,-44,No,-44,-44,No,No,No,5,Yes,1,No,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,Yes,2,-66,18,2,4,3,9,0,1,1,5,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,2,44000,2,43600,2,45300,0,-44,0,-44,0,-44,1,18000,1,17500,1,18000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,3,15000,3,14600,3,15000,12,7000,11,6700,12,7300,Increase/decreased demand for goods,-44,Completed college/vocational training,Completed secondary,-44,-44,Completed secondary,Completed college/vocational training,-44,-44,-44,-44,-44,-44,-44,-44,Completed secondary,Started but did not complete secondary,Completed primary school,Completed primary school,Very important,Critical,Important,Critical,Slightly important,Critical,Critical,Important,Very important,Very important,Slightly important,Slightly important,Slightly important,Not important,Very important,Important,Important,Critical,Critical,Important,Very important,Very important,Important,Slightly important,Not important,Important,Slightly important,Very important,Slightly important,Not important,Critical,Important,Slightly important,Slightly important,Critical,Slightly important,Critical,Very important,Critical,Very important,Very important,Important,Very important,Slightly important,Very important,Slightly important,Very important,Very important,Very important,Slightly important,Critical,Very important,Slightly important,Important,Important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Critical,Critical,Critical,Slightly important,Critical,Slightly important,Very important,Slightly important,Slightly important,Very important,Critical,Slightly important,Very important,Slightly important,Important,Slightly important,Critical,Critical,Important,Important,Slightly difficult,Difficult,Slightly difficult,1,6,-44,-44,-44,-44,-44,Slightly difficult,Difficult,Very difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Difficult,Slightly difficult,Slightly difficult,1,1,Slightly difficult,Slightly difficult,Slightly difficult,0,-44,Critical,Important,Important,Not important,Not important,Very important,Important,Very important,Minor obstacle,Major obstacle,No obstacle,Moderate obstacle,No obstacle,Major obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,Through family/friends,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm does not have enough information about training pro,Yes,Major obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,No obstacle,Yes,0,100,-44,0,No,-44,No,60,20,0,0,20,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,Application procedures for loans or line of credit are compl,2618000,2772000,1230000,285000,19000,7000,139000,94000,3000,9000,4000,0,0,305000,416000,456000,1069000,1067000,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Cost of finance,Tax Rates,Practices of competitors in the informal sector,Minor obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,-44,-44,Human resources Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Somewhat truthful,Are estimates computed with some precision, 1551360558,1360558,Belize,Belize,Hotel and restaurants,558,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All women,Female,Female,Female,1995,No,Yes,1995,22,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,4,2,1,-44,No,-44,-44,-44,-44,Yes,8,3,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0,-44,0,0,100,0,Individuals,0,0,100,ACCOMODATION,93,Local,Do not know,Remained the same,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,87,13,No,-44,No,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,Yes,No,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,No obstacle,-44,Strongly disagree,Tend to disagree,Strongly disagree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,1,-44,Yes,-44,2000,Yes,5,Outside working hours,Firearm/gun,Goods or stock,0,Group of criminals,Yes,No,No loss or damage,Yes,1,During working hours,Knife,Personal possessions of employees or customers,0,Group of criminals,No,No,No loss or damage,Yes,1,Outside working hours,Firearm/gun,Money,0,Group of criminals,Yes,No,Other,Yes,1,Outside working hours,Firearm/gun,Money,0,A customer,No,No,No loss or damage,Yes,5,During working hours,Knife,Money,120,Gang related,No,No,No loss or damage,Yes,3,Outside working hours,Other,Money,60,A customer,No,No,No loss or damage,Yes,3,During working hours,Firearm/gun,Other,0,Someone working alone,No,No,No loss or damage,No,-44,-44,3000,No,No,No,No,Yes,No,-44,-44,No,-44,-44,No,No,Yes,0,Yes,3,Yes,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,6,6,1,0,0,5,0,0,0,3,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,1,18000,1,17300,1,18400,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,5,6000,5,5800,5,6200,-44,-44,University graduate,Completed college/vocational training,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Completed primary school,Completed primary school,Very important,Critical,Critical,Very important,Critical,Not important,Slightly important,Critical,Critical,Critical,Slightly important,Important,Very important,Important,Very important,Very important,Slightly important,Very important,Very important,Important,Important,Critical,Not important,Not important,Not important,Slightly important,Very important,Important,Not important,Not important,Critical,Important,Slightly important,Slightly important,Very important,Slightly important,Very important,Important,Very important,Very important,Important,Important,Slightly important,Slightly important,Critical,Important,Critical,Critical,Critical,Critical,Very important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Not important,Slightly important,Very important,Critical,Critical,Very important,Slightly important,Critical,Very important,Very important,Very important,Very important,Slightly important,Slightly important,Important,Important,Very important,Very important,Slightly important,Important,Important,Very difficult,Almost impossible,Slightly difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Not difficult,Very difficult,Very difficult,0,-44,Very important,Critical,Important,Critical,Critical,Not important,Slightly important,Important,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,Major obstacle,Major obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Public announcement/advertisement,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm cannot afford the optimal level of training,Yes,Major obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Yes,100,0,-44,0,Yes,10,No,37,24,0,0,25,0,0,0,14,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,2,2,Collateral or cosigners unacceptable,-44,295000,295000,97000,48000,2000,1000,18000,1000,6000,1000,12000,0,0,47000,0,53000,75000,122000,Minor obstacle,Major obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,No obstacle,-44,-44,-44,-44,-44,Access to finance,Corruption,Electricity,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,-44,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 1551360565,1360565,Belize,Belize,Other manufacturing,565,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All women,Female,Female,Female,2003,No,Yes,2003,13,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,4,2,0,-44,Yes,2,1,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,100,69,80,0,0,-44,0,25,75,0,Individuals,45,29,26,FURNITURES,100,Local,0,Increased,Decreased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,100,0,No,-44,No,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,No obstacle,-44,Strongly disagree,Tend to disagree,Strongly disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,3,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,Yes,No,No,No,-44,-44,No,-44,-44,No,Yes,No,9,Yes,3,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,7,8,1,3,2,2,0,1,1,1,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,1,43000,1,43000,1,44300,0,-44,0,-44,0,-44,1,22000,1,21100,1,22200,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,2,18000,2,17800,2,18900,4,10000,4,9600,4,10200,-44,-44,University graduate,University graduate,-44,-44,University graduate,Completed secondary,-44,-44,-44,-44,-44,-44,-44,-44,Started but did not complete secondary,Completed primary school,Completed primary school,Completed primary school,Slightly important,Critical,Critical,Slightly important,Very important,Critical,Very important,Important,Not important,Very important,Slightly important,Very important,Slightly important,Slightly important,Important,Important,Very important,Very important,Critical,Very important,Very important,Very important,Slightly important,Very important,Critical,Slightly important,Important,Not important,Very important,Slightly important,Very important,Important,Important,Not important,Very important,Critical,Slightly important,Very important,Slightly important,Slightly important,Critical,Critical,Important,Important,Very important,Not important,Very important,Very important,Very important,Critical,Very important,Very important,Not important,Very important,Important,Important,Not important,Important,Important,Important,Very important,Critical,Slightly important,Important,Not important,Very important,Critical,Slightly important,Very important,Important,Critical,Important,Very important,Slightly important,Important,Important,Very important,Slightly important,Very important,Slightly important,Not difficult,Almost impossible,Difficult,1,24,-44,-44,-44,-44,-44,Difficult,Difficult,Almost impossible,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Difficult,Not difficult,Not difficult,0,-44,Difficult,Very difficult,Difficult,0,-44,Critical,Important,Important,Not important,Important,Important,Slightly important,Important,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Major obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,Public placement office,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm cannot afford the optimal level of training,Yes,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Minor obstacle,Yes,0,100,-44,0,No,-44,No,45,0,0,20,10,25,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,Yes,Line of credit,2011,8000,12,28,"Non-Bank financial institutions (microfinance institutions,",Yes,No,No,No,Yes,No,-44,265,No,-44,-44,-44,Interest rates are not favorable,538000,523000,183000,165000,3000,1000,58000,7000,1000,1000,1000,0,0,16000,16000,17000,30000,40000,Minor obstacle,Minor obstacle,Major obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,Tax administration,Inadequately educated workforce,Corruption,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Too many strings attached,-44,No,-44,-44,Marketing and Operations support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 1551360567,1360567,Belize,Belize,Hotel and restaurants,567,No,4,Headquarters with production and/or sales at this location,Yes,4,Shareholding company with non-traded shares or shares traded,-44,70,100,0,0,0,Equally men and women,No,Yes,46,Makes major strategic and fiancial decisions,5,3,Predominantly men,Male,Male,Male,2000,No,Yes,2000,13,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,3,0,-44,Yes,3,1,0,-44,Yes,5,1,0,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0,-44,17,83,0,24,Individuals,29,71,0,ACCOMODATION,80,National,10,Remained the same,Remained the same,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,80,20,No,-44,Yes,Yes,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Minor obstacle,Major obstacle,Minor obstacle,Very severe obstacle,Very severe obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,No obstacle,-44,Tend to agree,Tend to disagree,Strongly agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,Yes,No,No,No,-44,-44,No,-44,-44,Yes,Yes,No,1,Yes,1,No,Yes,0,0,-44,No,-44,-44,No,-44,-44,Yes,Yes,2,10,25,3,0,0,22,0,0,0,13,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,1,3,29000,3,28100,3,29600,1,20000,1,19200,1,20200,1,17000,1,16500,1,17200,2,17000,2,16300,2,17000,6,15000,6,14900,6,15200,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,12,6000,12,6000,12,6200,-44,-44,Completed college/vocational training,University graduate,Completed college/vocational training,Started but did not complete college/vocational training,University graduate,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed secondary,Completed secondary,-44,-44,-44,-44,-44,-44,Completed primary school,Did not complete primary school,Very important,Very important,Critical,Critical,Critical,Not important,Slightly important,Very important,Critical,Critical,Not important,Not important,Important,Not important,Very important,Very important,Very important,Slightly important,Critical,Critical,Slightly important,Critical,Slightly important,Important,Slightly important,Very important,Not important,Not important,Slightly important,Slightly important,Important,Critical,Important,Very important,Critical,Critical,Very important,Important,Slightly important,Critical,Important,Critical,Slightly important,Not important,Critical,Slightly important,Very important,Very important,Critical,Important,Very important,Not important,Not important,Important,Important,Very important,Not important,Not important,Slightly important,Slightly important,Slightly important,Critical,Very important,Very important,Very important,Slightly important,Very important,Slightly important,Critical,Critical,Very important,Very important,Important,Important,Important,Not important,Important,Very important,Very important,Critical,Almost impossible,Slightly difficult,Difficult,0,-44,Difficult,Very difficult,Almost impossible,0,-44,Very difficult,Not difficult,Very difficult,0,-44,Slightly difficult,Not difficult,Difficult,0,-44,Difficult,Slightly difficult,Almost impossible,1,6,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Very difficult,Slightly difficult,Difficult,0,-44,Critical,Important,Critical,Important,Important,Not important,Not important,Important,Moderate obstacle,Major obstacle,No obstacle,No obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,No obstacle,Private placement office,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm cannot afford the optimal level of training,Yes,Major obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Yes,100,0,-44,0,No,-44,Yes,68,22,0,0,10,0,0,0,0,0,0,0,0,-44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, ,Yes,Loan,2011,350000,8,28,Private commercial banks,Yes,Yes,No,No,No,No,-44,215,Yes,1,0,-44,-44,2688000,2688000,1102000,364000,14000,5000,188000,81000,1000,6000,3000,0,0,269000,0,334000,688000,708000,Minor obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,Very severe obstacle,Yes,No,Yes,Yes,No,Access to finance,Political environment,Practices of competitors in the informal sector,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,Government based organization,-44,"General management, Business development and Strategies supp",-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,Yes,No,No,Yes,No,No,No,-44,-44,Truthful,Are estimates computed with some precision, 1551360568,1360568,Belize,Belize,Hotel and restaurants,568,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,100,0,0,0,All women,Yes,Not applicable,100,Makes major strategic and fiancial decisions,15,4,All women,Female,Female,Female,1990,No,Yes,2010,3,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,2,2,-44,No,-44,-44,-44,-44,Yes,8,4,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0,-44,0,0,100,0,Individuals,30,60,10,FOOD,100,International,28,Remained the same,Increased,2-5,26,74,0,1994,USA,,80,20,-44,-44,-44,97,3,No,-44,Yes,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,Yes,No,No,No,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Minor obstacle,No obstacle,-44,Tend to agree,Tend to agree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,9,Yes,1,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,1,5,1,0,0,4,0,0,0,2,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,1,20000,1,19800,1,20400,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,4,8000,3,7700,4,8100,Increase demand for higher quality product,-44,Completed college/vocational training,Completed college/vocational training,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Started but did not complete secondary,Did not complete primary school,Critical,Very important,Very important,Slightly important,Important,Critical,Important,Important,Critical,Important,Slightly important,Not important,Slightly important,Slightly important,Very important,Important,Critical,Critical,Very important,Very important,Very important,Very important,Important,Very important,Important,Very important,Very important,Very important,Slightly important,Important,Important,Critical,Critical,Slightly important,Very important,Very important,Critical,Important,Very important,Critical,Critical,Important,Important,Slightly important,Important,Not important,Very important,Slightly important,Very important,Critical,Critical,Important,Very important,Very important,Very important,Very important,Slightly important,Not important,Not important,Not important,Critical,Important,Important,Very important,Slightly important,Very important,Important,Important,Slightly important,Not important,Critical,Very important,Not important,Slightly important,Important,Very important,Important,Critical,Critical,Slightly important,Difficult,Not difficult,Difficult,1,11,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Not difficult,Difficult,Slightly difficult,0,-44,Very important,Very important,Not important,Slightly important,Not important,Very important,Not important,Slightly important,Major obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Minor obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Private placement office,-44,No,-44,-44,-44,-44,Yes,0,20,No,-44,Yes,Major obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Yes,0,100,-44,0,Yes,10,Yes,25,16,0,0,20,16,0,18,0,0,0,5,0,-44,25,0,0,0,0,0,0,50,0,0,0,25,0,0,0, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,Size of loan and maturity are insufficiant,117000,135000,34000,55000,3000,1000,8000,0,3000,2000,1000,0,0,20000,0,22000,46000,53000,Minor obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Very severe obstacle,No obstacle,Major obstacle,Yes,No,Yes,No,No,Practices of competitors in the informal sector,Cost of finance,Tax administration,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 1551360579,1360579,Belize,Belize,Construction,579,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded,-44,80,100,0,0,0,Equally men and women,Yes,Yes,28,Delegates decisions to other partners,10,1,Equally men and women,Male,Male,Male,2002,No,Yes,2002,10,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,No,Yes,5,3,2,-44,No,-44,-44,-44,-44,Yes,7,1,0,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0,-44,0,81,19,10,Government or government agencies (including state-owned ent,19,0,81,CONSTRUCTION,100,Local,Do not know,Increased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,44,56,No,-44,Yes,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,No,Yes,No,Yes,Yes,Yes,No,-44,Critical,Very Important,Critical,Critical,Slightly important,Very Important,Important,Yes,100,No,-44,No,-44,Yes,Yes,200000,21,Yes,Yes,Yes,Yes,Major obstacle,Very severe obstacle,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,No obstacle,-44,Tend to agree,Strongly agree,Tend to agree,Tend to disagree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,3000,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,No,5,No,-44,-44,Yes,0,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,15,30,4,0,0,26,3,0,0,16,4,0,0,0,4,0,0,0,1,2,-44,-44,-44,2,2,4,37000,3,36300,4,37700,2,25000,2,24300,2,25300,1,16000,1,15500,1,16500,2,11000,2,10700,2,11100,5,14000,4,13600,5,14400,0,-44,0,-44,0,-44,1,9000,1,8900,1,9000,0,-44,0,-44,0,-44,19,10000,16,10000,19,10300,Economic upturn/downturn,-44,Started but did not complete college/vocational training,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed secondary,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,-44,-44,Completed secondary,Completed primary school,Very important,Critical,Very important,Important,Not important,Important,Important,Important,Very important,Slightly important,Not important,Important,Slightly important,Not important,Very important,Important,Critical,Critical,Very important,Very important,Critical,Important,Not important,Not important,Very important,Important,Not important,Slightly important,Very important,Slightly important,Critical,Very important,Important,Very important,Critical,Critical,Very important,Very important,Very important,Slightly important,Very important,Important,Slightly important,Slightly important,Critical,Slightly important,Very important,Critical,Critical,Important,Very important,Not important,Not important,Slightly important,Not important,Very important,Slightly important,Slightly important,Slightly important,Not important,Very important,Critical,Very important,Slightly important,Critical,Very important,Critical,Very important,Important,Very important,Critical,Very important,Critical,Slightly important,Critical,Very important,Very important,Important,Critical,Very important,Slightly difficult,Not difficult,Difficult,0,-44,Not difficult,Difficult,Very difficult,0,-44,Not difficult,Difficult,Almost impossible,0,-44,Not difficult,Very difficult,Slightly difficult,0,-44,Difficult,Difficult,Very difficult,0,-44,-44,-44,-44,-44,-44,Slightly difficult,Difficult,Slightly difficult,0,-44,-44,-44,-44,-44,-44,Slightly difficult,Not difficult,Difficult,1,1,Important,Very important,Important,Slightly important,Not important,Critical,Important,Not important,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,No obstacle,Through family/friends,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm cannot afford the optimal level of training,Yes,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Yes,100,0,-44,0,Yes,10,No,68,27,0,0,5,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,Size of loan and maturity are insufficiant,3390000,3990000,1117000,508000,49000,19000,279000,80000,5000,14000,12000,0,0,638000,638000,702000,1123000,1678000,No obstacle,Major obstacle,Major obstacle,Major obstacle,Yes,No,Yes,Yes,No,Yes,No,Minor obstacle,Minor obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Major obstacle,Major obstacle,Yes,Yes,No,No,No,"Crime, theft and disorder",Electricity,Practices of competitors in the informal sector,No obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,Private independent fund,-44,"General management, Business development and Strategies supp",-44,No,-44,-44,Yes,No,No,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,No,Truthful,Are estimates computed with some precision, 1551360587,1360587,Belize,Belize,Hotel and restaurants,587,No,-44,-44,-44,-44,Limited partnership,-44,51,100,0,0,0,Equally men and women,No,No,22,Delegates decisions to other partners,4,6,Predominantly men,Male,Male,Female,1990,No,Yes,1990,22,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,4,1,0,-44,Yes,3,1,0,-44,Yes,10,2,0,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0,-44,38,62,0,42,Individuals,13,34,53,ACCOMODATION,95,Local,Do not know,Increased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,36,64,No,-44,Yes,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,No obstacle,-44,Tend to disagree,Strongly disagree,Strongly disagree,Strongly agree,No,-44,-44,-44,-44,-44,Yes,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,2000,No,No,Yes,No,No,No,-44,-44,No,-44,-44,Yes,Yes,No,2,Yes,3,No,Yes,0,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,6,30,4,0,0,26,2,0,0,14,5,0,0,0,5,0,0,0,2,7,-44,-44,-44,7,2,4,39000,4,38200,4,39000,1,26000,1,25700,1,26500,2,15000,2,14700,2,15200,2,15000,2,14900,2,15000,6,12000,6,12000,6,12100,0,-44,0,-44,0,-44,2,12000,2,11800,2,12400,0,-44,0,-44,0,-44,18,9000,17,8600,18,9200,Economic upturn/downturn,-44,Started but did not complete college/vocational training,Completed college/vocational training,University graduate,Completed college/vocational training,University graduate,Completed college/vocational training,Completed secondary,Completed secondary,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed college/vocational training,Started but did not complete secondary,-44,-44,Completed secondary,Did not complete primary school,Very important,Very important,Very important,Important,Very important,Very important,Critical,Important,Very important,Very important,Not important,Not important,Very important,Slightly important,Critical,Important,Critical,Slightly important,Very important,Very important,Very important,Critical,Slightly important,Slightly important,Very important,Slightly important,Not important,Slightly important,Very important,Very important,Very important,Slightly important,Important,Slightly important,Important,Very important,Critical,Important,Very important,Very important,Very important,Critical,Very important,Important,Critical,Critical,Very important,Slightly important,Very important,Very important,Very important,Very important,Not important,Important,Important,Very important,Slightly important,Not important,Slightly important,Slightly important,Very important,Important,Slightly important,Slightly important,Very important,Very important,Very important,Critical,Not important,Very important,Critical,Critical,Slightly important,Not important,Critical,Very important,Very important,Critical,Very important,Critical,Difficult,Not difficult,Almost impossible,0,-44,Very difficult,Slightly difficult,Very difficult,0,-44,Difficult,Almost impossible,Not difficult,0,-44,Slightly difficult,Difficult,Slightly difficult,0,-44,Difficult,Not difficult,Difficult,0,-44,-44,-44,-44,-44,-44,Not difficult,Difficult,Almost impossible,0,-44,-44,-44,-44,-44,-44,Very difficult,Slightly difficult,Slightly difficult,0,-44,Slightly important,Very important,Very important,Not important,Slightly important,Very important,Not important,Important,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,Very severe obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Major obstacle,No obstacle,Moderate obstacle,Through family/friends,-44,No,-44,-44,-44,-44,Yes,0,40,No,-44,Yes,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,No obstacle,Yes,0,100,-44,0,Yes,10,Yes,58,17,0,0,25,0,0,0,0,0,0,0,0,-44,30,70,0,0,0,0,0,0,0,0,0,0,0,0,0, ,Yes,Loan,2011,20000,10,35,Private commercial banks,Yes,Yes,No,No,No,No,-44,130,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,3648000,3904000,898000,428000,39000,14000,351000,0,3000,13000,11000,78000,0,390000,0,515000,777000,1179000,No obstacle,Moderate obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Moderate obstacle,No obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,"Crime, theft and disorder",Inadequately educated workforce,Access to finance,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,-44,-44,Human resources Support,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,No,No,-44,-44,Truthful,Are taken directly from the establishment's records, 1551360588,1360588,Belize,Belize,Plastics & rubber,588,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Female,1995,No,Yes,1995,18,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,100,55,45,0,0,-44,0,0,100,0,Individuals,0,79,21,PLASTIC CHAIRS,55,Local,0,Increased,Decreased,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,78,22,No,-44,Yes,Yes,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,No obstacle,-44,Tend to disagree,Tend to agree,Tend to disagree,Strongly agree,No,-44,-44,-44,-44,-44,Yes,-44,17000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,1000,No,No,No,Yes,No,No,-44,-44,No,-44,-44,Yes,Yes,No,0,Yes,3,No,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,Yes,2,2,15,3,6,2,4,1,2,0,2,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,3,23000,3,22500,3,23000,0,-44,0,-44,0,-44,1,19000,1,18600,1,19200,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,4,15000,4,14400,4,15800,7,14000,7,14000,7,14100,-44,-44,Completed secondary,Completed secondary,-44,-44,Completed college/vocational training,Completed college/vocational training,-44,-44,-44,-44,-44,-44,-44,-44,Completed college/vocational training,Did not complete primary school,Completed secondary,Completed primary school,Important,Very important,Slightly important,Very important,Critical,Slightly important,Important,Very important,Very important,Important,Not important,Not important,Very important,Not important,Critical,Very important,Very important,Very important,Critical,Slightly important,Slightly important,Very important,Slightly important,Not important,Slightly important,Very important,Not important,Slightly important,Slightly important,Slightly important,Critical,Slightly important,Critical,Important,Critical,Slightly important,Very important,Important,Important,Very important,Important,Slightly important,Very important,Very important,Critical,Critical,Critical,Very important,Very important,Critical,Very important,Very important,Important,Very important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Very important,Very important,Very important,Critical,Critical,Critical,Critical,Very important,Important,Important,Critical,Critical,Very important,Critical,Slightly important,Critical,Slightly important,Slightly important,Critical,Very important,Very important,Very difficult,Not difficult,Not difficult,0,-44,-44,-44,-44,-44,-44,Slightly difficult,Slightly difficult,Difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Slightly difficult,Very difficult,Almost impossible,0,-44,Slightly difficult,Slightly difficult,Difficult,0,-44,Slightly important,Slightly important,Not important,Not important,Slightly important,Important,Important,Not important,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Minor obstacle,Major obstacle,Minor obstacle,Through family/friends,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm cannot afford the optimal level of training,Yes,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Yes,100,0,-44,0,Yes,10,No,52,28,0,0,20,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,Yes,Loan,2010,18000,10,45,Private commercial banks,Yes,No,No,No,Yes,No,-44,150,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,1220000,1130000,555000,235000,37000,14000,45000,0,5000,10000,8000,0,0,124000,158000,399000,368000,938000,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Major obstacle,Very severe obstacle,Major obstacle,Yes,Yes,Yes,No,No,Tax Rates,Tax administration,Practices of competitors in the informal sector,Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,-44,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Somewhat truthful,Are estimates computed with some precision, 1551360596,1360596,Belize,Belize,Retail,596,No,-44,-44,-44,-44,Limited partnership,-44,50,100,0,0,0,Equally men and women,Yes,No,44,Makes decisions in consultation with other partners,5,1,Predominantly men,Female,Female,Female,1985,No,Yes,1990,22,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,4,1,2,-44,Yes,3,2,0,-44,Yes,10,1,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0,-44,37,0,63,0,Individuals,13,0,87,FOOD & APPLIANCES,74,National,17,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,29,71,Yes,11,Yes,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,-44,Strongly agree,Tend to agree,Tend to agree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,1000,No,No,Yes,Yes,Yes,No,-44,-44,No,-44,-44,Yes,Yes,No,2,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,10,74,6,0,0,68,2,0,0,36,16,0,0,0,16,0,0,0,11,3,-44,-44,-44,3,4,6,24000,5,23800,6,24700,3,14000,2,13400,3,14000,7,8000,6,7800,7,8000,4,8000,3,7700,4,8200,14,7000,12,6900,14,7200,0,-44,0,-44,0,-44,11,7000,9,6700,11,7000,0,-44,0,-44,0,-44,45,5000,37,4900,45,5100,New production methods,-44,Completed secondary,Completed college/vocational training,University graduate,Started but did not complete college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed primary school,Very important,Very important,Slightly important,Slightly important,Critical,Important,Not important,Important,Critical,Critical,Slightly important,Slightly important,Slightly important,Not important,Very important,Critical,Slightly important,Very important,Very important,Slightly important,Slightly important,Very important,Slightly important,Not important,Very important,Slightly important,Very important,Important,Not important,Not important,Critical,Critical,Very important,Critical,Critical,Very important,Critical,Critical,Important,Important,Critical,Very important,Very important,Slightly important,Very important,Important,Important,Very important,Very important,Very important,Important,Critical,Not important,Very important,Important,Very important,Slightly important,Important,Important,Not important,Critical,Very important,Critical,Slightly important,Very important,Slightly important,Very important,Very important,Important,Important,Critical,Very important,Very important,Important,Important,Very important,Critical,Critical,Important,Very important,Not difficult,Difficult,Difficult,1,10,Slightly difficult,Almost impossible,Almost impossible,0,-44,Difficult,Difficult,Slightly difficult,4,8,Slightly difficult,Not difficult,Slightly difficult,3,4,Not difficult,Difficult,Very difficult,4,6,-44,-44,-44,-44,-44,Slightly difficult,Not difficult,Not difficult,4,2,-44,-44,-44,-44,-44,Slightly difficult,Slightly difficult,Very difficult,0,-44,Slightly important,Important,Important,Important,Important,Important,Important,Important,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,Minor obstacle,No obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,Public placement office,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm cannot afford the optimal level of training,Yes,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,No obstacle,No,100,0,-44,0,No,-44,Yes,52,28,0,0,15,5,0,0,0,0,0,0,0,-44,40,0,0,0,30,0,0,30,0,0,0,0,0,0,0, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,7280000,8580000,2917000,620000,30000,11000,972000,29000,2000,17000,9000,0,0,515000,343000,675000,844000,1600000,No obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Minor obstacle,No obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Macroeconomic environment,Tax administration,No obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,Private independent fund,-44,Marketing and Operations support,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,Yes,Truthful,Are estimates computed with some precision, 1551360605,1360605,Belize,Belize,Hotel and restaurants,605,No,-44,-44,-44,-44,Partnership (including limited liability companies),-44,25,100,0,0,0,Equally men and women,No,No,22,Makes major strategic and fiancial decisions,7,3,Predominantly women,Male,Female,Male,1991,No,Yes,1991,22,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,Yes,1,1,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,8,Yes,Yes,Yes,0,-44,-44,100,0,-44,40,60,0,26,Individuals,15,54,31,ACCOMODATION,73,Local,Do not know,Remained the same,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,38,62,No,-44,Yes,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,No,No,Yes,No,No,No,No,No,-44,Critical,Important,Very Important,Very Important,Not important,Critical,Not important,Yes,100,No,-44,No,-44,No,No,45000,19,Yes,Yes,Yes,No,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,No obstacle,-44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,2000,No,No,Yes,No,No,No,-44,-44,No,-44,-44,No,Yes,Yes,12,Yes,1,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,10,28,4,0,0,24,2,0,0,14,5,0,0,0,5,0,0,0,3,1,-44,-44,-44,1,0,4,41000,4,40200,4,41000,1,28000,1,27400,1,28600,3,15000,3,14900,3,15300,2,13000,2,12900,2,13400,8,15000,7,14900,8,15200,0,-44,0,-44,0,-44,1,10000,1,9700,1,10200,0,-44,0,-44,0,-44,14,10000,12,9700,14,10300,Economic upturn/downturn,-44,Completed secondary,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,University graduate,University graduate,Completed secondary,Started but did not complete college/vocational training,Completed college/vocational training,Completed secondary,-44,-44,Completed secondary,Completed secondary,-44,-44,Completed secondary,Completed primary school,Critical,Critical,Critical,Very important,Very important,Critical,Critical,Very important,Slightly important,Critical,Very important,Not important,Slightly important,Important,Very important,Slightly important,Very important,Very important,Very important,Very important,Critical,Slightly important,Slightly important,Slightly important,Slightly important,Important,Very important,Slightly important,Slightly important,Slightly important,Very important,Critical,Very important,Important,Critical,Critical,Very important,Very important,Slightly important,Slightly important,Important,Very important,Important,Slightly important,Very important,Not important,Critical,Slightly important,Critical,Very important,Slightly important,Critical,Slightly important,Important,Important,Slightly important,Important,Slightly important,Not important,Not important,Very important,Critical,Critical,Very important,Slightly important,Important,Very important,Not important,Slightly important,Slightly important,Important,Very important,Very important,Slightly important,Very important,Critical,Very important,Very important,Important,Very important,Difficult,Slightly difficult,Not difficult,0,-44,Difficult,Difficult,Almost impossible,0,-44,Slightly difficult,Almost impossible,Not difficult,0,-44,Not difficult,Very difficult,Very difficult,0,-44,Difficult,Very difficult,Almost impossible,2,6,-44,-44,-44,-44,-44,Not difficult,Slightly difficult,Slightly difficult,0,-44,-44,-44,-44,-44,-44,Slightly difficult,Very difficult,Difficult,0,-44,Important,Important,Very important,Slightly important,Not important,Slightly important,Very important,Not important,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,No obstacle,Very severe obstacle,Through family/friends,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm is affraid of investing in workers that after the t,No,-44,-44,-44,-44,-44,-44,No,0,100,-44,0,Yes,9,Yes,36,29,0,0,35,0,0,0,0,0,0,0,0,-44,30,0,0,0,50,20,0,0,0,0,0,0,0,0,0, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,Interest rates are not favorable,4059000,4488000,1616000,444000,38000,15000,224000,0,4000,17000,8000,0,0,269000,583000,328000,1498000,708000,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Major obstacle,Minor obstacle,No obstacle,Very severe obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Very severe obstacle,Yes,No,No,No,No,Inadequately educated workforce,Tax administration,Telecommunications,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Too many strings attached,-44,Yes,International organization,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Yes,No,No,No,-44,-44,Somewhat truthful,Are taken directly from the establishment's records, 1551360613,1360613,Belize,Belize,Retail,613,Yes,6,Establishment physically separated from HQ and other establi,Yes,6,Shareholding company with non-traded shares or shares traded,-44,65,100,0,0,0,Predominantly women,Yes,No,37,Makes major strategic and fiancial decisions,4,5,Equally men and women,Male,Male,Female,1961,No,Yes,1961,12,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,4,1,2,-44,Yes,3,2,0,-44,Yes,6,2,0,-44,No,-44,-44,-44,-44,Yes,1,Yes,Yes,Yes,0,-44,-44,100,0,-44,0,37,63,9,Individuals,0,82,18,FOOD,31,National,Do not know,Remained the same,Decreased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,53,47,No,-44,No,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,No obstacle,-44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,1,-44,Yes,-44,8000,Yes,4,Outside working hours,Baseball bat,Other company property,2000,A customer,Yes,No,Don't have the time; inconvenient,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,5,During working hours,Other,Money,3000,Someone working alone,Yes,No,Police could not have done anything,Yes,1,During working hours,Baseball bat,Other company property,0,Group of criminals,No,No,No loss or damage,Yes,5,Outside working hours,Firearm/gun,Money,240,Group of criminals,No,No,No loss or damage,Yes,1,Outside working hours,Other,Money,320,A customer,No,No,The police give little/no information back on crimes,Yes,1,During working hours,Firearm/gun,Other,160,Someone working alone,No,No,No loss or damage,No,-44,-44,1000,No,No,Yes,Yes,Yes,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,Yes,4,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,4,43,6,0,0,37,3,0,0,21,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,3,6,17000,6,16800,6,17500,2,16000,2,16000,2,16500,2,14000,2,14000,2,14400,3,14000,3,13900,3,14400,7,11000,7,10900,7,11100,0,-44,0,-44,0,-44,6,10000,6,9800,6,10000,0,-44,0,-44,0,-44,17,10000,17,9700,17,10200,-44,-44,Completed college/vocational training,Completed college/vocational training,University graduate,Started but did not complete college/vocational training,Completed college/vocational training,University graduate,Completed secondary,Started but did not complete college/vocational training,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed college/vocational training,Completed secondary,-44,-44,Completed secondary,Did not complete primary school,Very important,Important,Very important,Slightly important,Very important,Critical,Important,Critical,Very important,Very important,Important,Important,Slightly important,Slightly important,Important,Important,Slightly important,Very important,Critical,Critical,Important,Very important,Important,Not important,Very important,Important,Slightly important,Not important,Slightly important,Not important,Important,Very important,Slightly important,Important,Very important,Critical,Important,Very important,Critical,Critical,Important,Important,Important,Very important,Very important,Critical,Very important,Important,Critical,Slightly important,Very important,Very important,Slightly important,Very important,Not important,Slightly important,Very important,Slightly important,Important,Not important,Very important,Very important,Very important,Slightly important,Important,Important,Slightly important,Important,Critical,Very important,Critical,Slightly important,Critical,Slightly important,Critical,Slightly important,Important,Critical,Very important,Very important,Not difficult,Difficult,Difficult,0,-44,Slightly difficult,Difficult,Slightly difficult,1,6,Difficult,Not difficult,Difficult,2,9,Difficult,Very difficult,Difficult,0,-44,Slightly difficult,Slightly difficult,Very difficult,0,-44,-44,-44,-44,-44,-44,Slightly difficult,Slightly difficult,Slightly difficult,0,-44,-44,-44,-44,-44,-44,Slightly difficult,Slightly difficult,Slightly difficult,2,1,Critical,Important,Important,Important,Slightly important,Very important,Slightly important,Not important,Major obstacle,Major obstacle,No obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Major obstacle,Major obstacle,Very severe obstacle,No obstacle,Public announcement/advertisement,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm does not have enough information about training pro,Yes,Moderate obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Yes,0,100,-44,0,Yes,12,No,20,27,0,0,33,0,0,20,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,Size of loan and maturity are insufficiant,9576000,9744000,1754000,497000,21000,10000,1042000,18000,1000,7000,4000,0,0,195000,0,246000,854000,576000,No obstacle,Major obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,-44,-44,-44,-44,-44,Access to finance,Tax Rates,Electricity,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,-44,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 1551360616,1360616,Belize,Belize,Other manufacturing,616,No,-44,-44,-44,-44,Limited partnership,-44,33,100,0,0,0,Predominantly women,No,Yes,59,Delegates decisions to other partners,5,1,Equally men and women,Female,Male,Male,1987,No,Yes,1987,17,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,No,No,-44,-44,-44,-44,Yes,2,1,0,-44,Yes,7,1,0,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,100,75,70,0,0,-44,0,98,2,6,Small private firms (less than 20 employees),25,25,50,WOOD DOORS,59,Local,Do not know,Remained the same,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,44,56,No,-44,Yes,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,Yes,No,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Minor obstacle,No obstacle,-44,Tend to agree,Tend to agree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,-44,10000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,No,4,Yes,2,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,10,27,3,9,5,10,1,3,1,6,3,0,1,1,1,0,0,0,0,8,-44,5,9,9,2,3,39000,3,37800,3,39800,1,24000,1,23800,1,24500,2,12000,2,12000,2,12100,1,9000,1,8700,1,9000,2,11000,2,10800,2,11000,0,-44,0,-44,0,-44,1,8000,1,7800,1,8200,7,10000,7,9700,7,10100,13,10000,13,9700,13,10000,-44,-44,Completed college/vocational training,Completed college/vocational training,Completed secondary,Started but did not complete college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Started but did not complete college/vocational training,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed college/vocational training,Completed secondary,Completed secondary,Completed secondary,Completed secondary,Did not complete primary school,Critical,Critical,Critical,Important,Critical,Slightly important,Slightly important,Important,Not important,Very important,Not important,Slightly important,Important,Important,Critical,Critical,Very important,Important,Very important,Slightly important,Very important,Critical,Not important,Important,Slightly important,Not important,Slightly important,Not important,Very important,Important,Important,Critical,Critical,Not important,Critical,Very important,Very important,Slightly important,Very important,Critical,Very important,Important,Very important,Slightly important,Critical,Important,Very important,Critical,Critical,Very important,Very important,Very important,Important,Slightly important,Slightly important,Very important,Slightly important,Slightly important,Slightly important,Important,Critical,Very important,Critical,Very important,Critical,Very important,Important,Very important,Slightly important,Very important,Very important,Important,Important,Critical,Critical,Slightly important,Very important,Critical,Critical,Very important,Difficult,Very difficult,Difficult,0,-44,Very difficult,Difficult,Very difficult,0,-44,Not difficult,Almost impossible,Difficult,3,12,Not difficult,Difficult,Difficult,0,-44,Difficult,Difficult,Almost impossible,0,-44,-44,-44,-44,-44,-44,Difficult,Slightly difficult,Difficult,0,-44,Not difficult,Very difficult,Not difficult,0,-44,Difficult,Slightly difficult,Very difficult,0,-44,Slightly important,Slightly important,Important,Slightly important,Very important,Slightly important,Slightly important,Slightly important,Major obstacle,Major obstacle,Moderate obstacle,No obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Through family/friends,-44,No,-44,-44,-44,-44,Yes,60,40,No,-44,Yes,Very severe obstacle,Very severe obstacle,Major obstacle,Major obstacle,Major obstacle,No obstacle,Yes,0,100,-44,0,Yes,11,Yes,67,23,0,0,10,0,0,0,0,0,0,0,0,-44,50,36,0,0,0,14,0,0,0,0,0,0,0,0,0, ,Yes,Line of credit,2013,10000,8,31,Private commercial banks,Yes,Yes,No,No,No,No,-44,205,Yes,1,0,-44,-44,1356000,1320000,495000,342000,20000,7000,106000,24000,1000,8000,3000,0,0,224000,0,275000,333000,646000,No obstacle,No obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,"Crime, theft and disorder",Business Licensing and Permits,Inadequately educated workforce,No obstacle,Yes,Yes,No,Yes,No,Yes,No,-44,-44,Yes,Moderated impact,-44,-44,Yes,No impact,-44,-44,-44,-44,No,Moderated impact,-44,-44,No,No impact,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,Yes,No impact,-44,-44,-44,-44,Yes,Large impact,-44,-44,No,Moderated impact,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,No,No impact,-44,-44,-44,-44,No,Moderated impact,-44,-44,Yes,No impact,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,No,Large impact,-44,-44,-44,-44,No,Moderated impact,-44,-44,No,Large impact,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Somewhat truthful,Are estimates computed with some precision, 1551360618,1360618,Belize,Belize,Food,618,No,-44,-44,-44,-44,Limited partnership,-44,50,100,0,0,0,Equally men and women,No,Yes,22,Makes major strategic and fiancial decisions,10,5,Predominantly men,Male,Female,Female,1955,No,Yes,1991,19,Yes,3,No,Yes,4,No,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,Yes,2,1,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,100,74,44,0,0,-44,0,0,100,0,Individuals,0,82,18,BREAD,40,National,10,Remained the same,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,92,8,No,-44,Yes,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,No,No,No,No,Yes,No,No,No,-44,Important,Very Important,Important,Not important,Critical,Very Important,Not important,Yes,100,No,-44,No,-44,No,No,288000,27,No,No,Yes,No,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,No obstacle,-44,Tend to disagree,Tend to disagree,Strongly disagree,Tend to disagree,Yes,No,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,19000,No,No,No,No,Yes,No,-44,-44,No,-44,-44,Yes,No,Yes,10,Yes,1,Yes,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,4,87,12,44,10,21,3,10,3,12,5,0,1,3,1,0,0,0,0,4,-44,5,4,3,2,12,36000,12,36000,12,36700,2,27000,2,27000,2,27800,11,15000,11,15000,11,15200,2,15000,2,14700,2,15500,5,15000,5,14900,5,15500,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,30,11000,29,11000,30,11200,30,9000,30,8800,30,9100,Economic upturn/downturn,-44,Completed college/vocational training,University graduate,University graduate,Completed college/vocational training,University graduate,Completed secondary,Completed secondary,Completed secondary,Completed secondary,Started but did not complete college/vocational training,-44,-44,-44,-44,Completed secondary,Started but did not complete college/vocational training,Started but did not complete college/vocational training,Completed secondary,Slightly important,Critical,Critical,Critical,Slightly important,Very important,Slightly important,Slightly important,Critical,Slightly important,Slightly important,Very important,Not important,Important,Critical,Very important,Very important,Very important,Very important,Important,Critical,Critical,Not important,Not important,Critical,Important,Slightly important,Slightly important,Not important,Slightly important,Important,Important,Critical,Very important,Critical,Very important,Very important,Slightly important,Very important,Important,Very important,Very important,Important,Not important,Critical,Slightly important,Very important,Very important,Slightly important,Very important,Slightly important,Slightly important,Very important,Very important,Important,Very important,Very important,Slightly important,Important,Slightly important,Important,Very important,Critical,Very important,Slightly important,Important,Very important,Not important,Not important,Very important,Very important,Very important,Very important,Very important,Critical,Very important,Critical,Very important,Very important,Slightly important,Difficult,Slightly difficult,Very difficult,2,12,Difficult,Slightly difficult,Not difficult,5,7,Very difficult,Difficult,Slightly difficult,5,12,Slightly difficult,Slightly difficult,Difficult,2,6,Difficult,Difficult,Slightly difficult,3,4,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Slightly difficult,Difficult,Slightly difficult,4,4,Difficult,Very difficult,Slightly difficult,0,-44,Very important,Very important,Slightly important,Very important,Not important,Very important,Slightly important,Not important,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Public announcement/advertisement,-44,No,-44,-44,-44,-44,Yes,50,40,No,-44,Yes,Moderate obstacle,Very severe obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Yes,0,100,-44,0,Yes,11,No,74,12,0,0,10,0,0,0,0,0,4,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,Collateral requirements for loans or line of credit are unat,4760000,4800000,1452000,1250000,367000,127000,384000,254000,47000,151000,80000,0,0,336000,144000,848000,525000,1866000,No obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Corruption,Cost of finance,"Crime, theft and disorder",Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,-44,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Truthful,Are estimates computed with some precision, 1551360634,1360634,Belize,Belize,Transport,634,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded,-44,58,68,32,0,0,Predominantly men,No,Yes,41,Delegates decisions to other partners,9,0,Predominantly men,Male,Male,Male,1981,No,Yes,1981,32,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,6,3,2,-44,Yes,2,1,0,-44,Yes,5,4,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0,-44,0,50,50,0,Government or government agencies (including state-owned ent,0,67,33,SPORT FISHING,71,National,15,Decreased,Increased,More than 5,100,0,98,-44,-44,-44,-44,-44,-44,-44,-44,35,65,No,-44,Yes,Yes,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Major obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,No obstacle,-44,Tend to disagree,Tend to disagree,Strongly disagree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,2000,No,No,Yes,No,No,No,-44,-44,No,-44,-44,No,Yes,No,13,No,-44,-44,No,-44,2,-44,No,-44,-44,No,-44,-44,No,-44,-44,6,32,3,0,0,29,3,0,0,16,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,3,92000,3,90200,3,94800,2,50000,2,48500,2,50500,2,32000,2,31700,2,33000,2,32000,2,30700,2,33000,5,23000,4,22300,5,23200,0,-44,0,-44,0,-44,1,17000,1,16500,1,17200,0,-44,0,-44,0,-44,17,14000,15,14000,17,14000,Increase demand for higher quality product,-44,University graduate,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,University graduate,Completed college/vocational training,Completed secondary,Started but did not complete college/vocational training,Completed secondary,Completed secondary,-44,-44,Completed college/vocational training,Started but did not complete secondary,-44,-44,Started but did not complete secondary,Did not complete primary school,Important,Critical,Critical,Very important,Very important,Very important,Critical,Very important,Important,Slightly important,Very important,Slightly important,Slightly important,Slightly important,Critical,Slightly important,Important,Very important,Very important,Important,Very important,Very important,Not important,Slightly important,Critical,Important,Slightly important,Slightly important,Not important,Not important,Slightly important,Slightly important,Critical,Very important,Very important,Critical,Very important,Very important,Critical,Important,Important,Important,Slightly important,Slightly important,Critical,Critical,Critical,Very important,Critical,Very important,Critical,Slightly important,Slightly important,Very important,Slightly important,Important,Not important,Not important,Very important,Slightly important,Very important,Critical,Very important,Important,Important,Critical,Slightly important,Very important,Critical,Very important,Important,Very important,Important,Slightly important,Important,Very important,Critical,Very important,Very important,Very important,Not difficult,Slightly difficult,Slightly difficult,0,-44,Very difficult,Very difficult,Difficult,4,13,Slightly difficult,Almost impossible,Difficult,0,-44,Slightly difficult,Slightly difficult,Difficult,0,-44,Slightly difficult,Not difficult,Difficult,2,2,-44,-44,-44,-44,-44,Slightly difficult,Difficult,Difficult,0,-44,-44,-44,-44,-44,-44,Very difficult,Difficult,Difficult,3,4,Slightly important,Important,Not important,Not important,Important,Slightly important,Important,Not important,Moderate obstacle,Major obstacle,No obstacle,Moderate obstacle,No obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,No obstacle,Major obstacle,Public announcement/advertisement,-44,Yes to fire,No,-44,Yes,3,Yes,0,50,No,-44,Yes,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Minor obstacle,Yes,100,0,-44,0,Yes,10,No,88,12,0,0,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,Yes,Line of credit,2011,31000,9,16,Private commercial banks,Yes,Yes,No,Yes,No,No,-44,125,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,4640000,5240000,1729000,802000,82000,32000,262000,105000,5000,38000,20000,0,0,576000,367000,726000,668000,1655000,No obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Minor obstacle,Major obstacle,Minor obstacle,No obstacle,Major obstacle,No obstacle,No obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Major obstacle,No,Yes,Yes,No,No,Business Licensing and Permits,Corruption,Electricity,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,-44,-44,Financial magement and tax and customs administration,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,No,No,-44,-44,Truthful,Are estimates computed with some precision, 1551360640,1360640,Belize,Belize,Hotel and restaurants,640,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded,-44,45,100,0,0,0,Equally men and women,No,No,48,Makes decisions in consultation with other partners,9,1,All men,Male,Male,Male,1998,No,Yes,1998,14,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0,-44,0,50,50,0,Individuals,0,0,100,DRINKS,96,Local,0,Remained the same,Decreased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,98,2,No,-44,Yes,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,Yes,No,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,No obstacle,-44,Tend to agree,Strongly agree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,No,1,Yes,3,No,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,3,2,5,7,1,0,0,6,1,0,0,3,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,1,23000,1,22800,1,23000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,6,10000,5,9600,6,10200,Increase/decreased demand for goods,-44,University graduate,Completed college/vocational training,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Started but did not complete college/vocational training,Did not complete primary school,Very important,Very important,Critical,Very important,Very important,Important,Slightly important,Slightly important,Critical,Slightly important,Slightly important,Not important,Not important,Slightly important,Very important,Slightly important,Slightly important,Very important,Very important,Important,Important,Slightly important,Not important,Slightly important,Very important,Slightly important,Important,Not important,Very important,Very important,Important,Important,Critical,Very important,Critical,Important,Critical,Critical,Slightly important,Slightly important,Very important,Very important,Critical,Not important,Critical,Important,Critical,Important,Critical,Slightly important,Very important,Important,Very important,Important,Very important,Important,Important,Not important,Important,Very important,Critical,Very important,Critical,Very important,Very important,Important,Very important,Not important,Very important,Critical,Very important,Very important,Very important,Important,Critical,Critical,Important,Critical,Important,Very important,Not difficult,Difficult,Difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Difficult,Slightly difficult,Slightly difficult,0,-44,Slightly important,Very important,Important,Not important,Important,Very important,Not important,Not important,Major obstacle,Major obstacle,Minor obstacle,No obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Major obstacle,Major obstacle,Very severe obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Public announcement/advertisement,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm cannot afford the optimal level of training,Yes,Minor obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No,100,0,-44,0,Yes,10,Yes,69,16,0,0,15,0,0,0,0,0,0,0,0,-44,30,41,0,0,29,0,0,0,0,0,0,0,0,0,0, ,Yes,Loan,2009,50000,11,57,Private commercial banks,Yes,No,No,No,Yes,No,-44,200,No,-44,-44,-44,Application procedures for loans or line of credit are compl,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,5000,0,80000,10000,107000,77000,227000,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Very severe obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Tax Rates,Access to finance,Transportation,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,-44,-44,Human resources Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are estimates computed with some precision, 1551360655,1360655,Belize,Belize,Hotel and restaurants,655,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All women,Female,Female,Female,1965,No,Yes,1965,3,No,-44,-44,Yes,4,Yes,No,-44,-44,No,-44,-44,Yes,3,3,0,-44,Yes,2,2,0,-44,Yes,5,2,0,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0,-44,0,0,100,29,Individuals,26,69,5,VACATION RENTAL,100,International,35,Decreased,Increased,More than 5,10,90,0,1969,USA,,43,57,-44,-44,-44,79,21,No,-44,Yes,Yes,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Major obstacle,No obstacle,-44,Tend to agree,Tend to agree,Tend to disagree,Strongly agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,5,Yes,3,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,3,7,1,0,0,6,0,0,0,4,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,1,16000,1,16000,1,16200,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,6,5000,7,5000,6,5200,New products require new skills,-44,University graduate,Completed college/vocational training,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Started but did not complete secondary,Did not complete primary school,Important,Important,Important,Slightly important,Very important,Critical,Slightly important,Important,Important,Important,Very important,Slightly important,Slightly important,Slightly important,Very important,Important,Important,Very important,Critical,Very important,Slightly important,Important,Not important,Not important,Slightly important,Slightly important,Not important,Slightly important,Important,Not important,Very important,Very important,Important,Slightly important,Critical,Slightly important,Very important,Slightly important,Critical,Very important,Critical,Important,Important,Not important,Critical,Critical,Important,Critical,Critical,Critical,Critical,Very important,Very important,Important,Important,Very important,Slightly important,Very important,Important,Not important,Important,Very important,Slightly important,Important,Very important,Slightly important,Very important,Slightly important,Slightly important,Very important,Very important,Important,Very important,Important,Very important,Slightly important,Very important,Important,Critical,Important,Difficult,Difficult,Very difficult,1,24,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Not difficult,Difficult,Not difficult,0,-44,Very important,Very important,Very important,Important,Slightly important,Critical,Slightly important,Important,Major obstacle,Major obstacle,Moderate obstacle,No obstacle,Major obstacle,Major obstacle,Very severe obstacle,No obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Public placement office,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm cannot afford the optimal level of training,Yes,Major obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,No,0,100,-44,0,Yes,10,Yes,73,27,0,0,0,0,0,0,0,0,0,0,0,-44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,1,Collateral or cosigners unacceptable,-44,149000,133000,33000,74000,16000,5000,15000,5000,2000,6000,3000,0,0,17000,4000,20000,8000,46000,No obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Yes,Yes,Yes,Yes,No,No,No,Moderate obstacle,Very severe obstacle,Very severe obstacle,No obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Yes,Yes,Yes,No,No,Tax Rates,Access to finance,Tax administration,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,Community based organization,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,No,Somewhat truthful,Are taken directly from the establishment's records, 1551360657,1360657,Belize,Belize,Hotel and restaurants,657,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,100,0,0,0,All women,Yes,Not applicable,100,Makes major strategic and fiancial decisions,5,5,Equally men and women,Male,Male,Female,1962,No,Yes,1962,3,No,-44,-44,Yes,3,No,Yes,7,No,No,-44,-44,Yes,1,1,1,-44,No,-44,-44,-44,-44,Yes,10,2,0,-44,No,-44,-44,-44,-44,Yes,1,Yes,Yes,Yes,0,-44,-44,100,0,-44,0,36,64,38,Individuals,0,83,17,ACCOMODATION,100,International,14,Increased,Remained the same,More than 5,5,95,0,1968,USA,,85,15,-44,-44,-44,10,90,No,-44,Yes,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Very severe obstacle,No obstacle,-44,Tend to disagree,Tend to disagree,Strongly agree,Strongly disagree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,1000,No,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,No,0,No,-44,-44,No,-44,0,-44,No,-44,-44,Yes,42,No,No,-44,-44,4,10,1,0,0,9,1,0,0,5,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,1,59000,1,57800,1,60800,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,9,13000,8,12600,9,13500,Increase demand for higher quality product,-44,Completed college/vocational training,Completed college/vocational training,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Did not complete primary school,Did not complete primary school,Critical,Very important,Critical,Slightly important,Critical,Slightly important,Very important,Very important,Critical,Important,Not important,Not important,Slightly important,Slightly important,Critical,Slightly important,Critical,Slightly important,Important,Important,Critical,Critical,Not important,Slightly important,Slightly important,Important,Slightly important,Slightly important,Not important,Slightly important,Important,Slightly important,Very important,Very important,Critical,Slightly important,Very important,Critical,Very important,Slightly important,Important,Slightly important,Critical,Important,Critical,Very important,Important,Very important,Important,Very important,Important,Important,Very important,Important,Very important,Important,Slightly important,Important,Slightly important,Very important,Critical,Very important,Critical,Important,Slightly important,Critical,Not important,Slightly important,Not important,Very important,Very important,Very important,Important,Not important,Important,Very important,Critical,Critical,Critical,Critical,Not difficult,Not difficult,Very difficult,1,10,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Difficult,Not difficult,Difficult,0,-44,Critical,Very important,Not important,Important,Important,Important,Slightly important,Very important,Major obstacle,Very severe obstacle,No obstacle,Minor obstacle,No obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,No obstacle,Through family/friends,-44,No,-44,-44,-44,-44,Yes,0,20,No,-44,Yes,Moderate obstacle,Major obstacle,Very severe obstacle,Major obstacle,Major obstacle,No obstacle,No,0,100,-44,0,Yes,9,No,51,14,0,0,25,10,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,Yes,Loan,2011,14000,10,33,Private commercial banks,Yes,No,No,No,Yes,No,-44,140,Yes,1,0,-44,-44,417000,455000,114000,184000,24000,9000,14000,5000,4000,13000,6000,0,0,64000,0,71000,137000,156000,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Yes,Yes,No,No,No,No,No,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,No obstacle,Very severe obstacle,Moderate obstacle,-44,-44,-44,-44,-44,"Crime, theft and disorder",Political environment,Cost of finance,Moderate obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,-44,-44,Human resources Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are taken directly from the establishment's records, 1551360659,1360659,Belize,Belize,Hotel and restaurants,659,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Female,Female,Female,2000,No,Yes,2001,4,Yes,4,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,4,3,2,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0,-44,32,66,2,0,Individuals,0,55,45,RESTAURANT & BAR,100,Local,Do not know,Decreased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,49,51,No,-44,Yes,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,Yes,No,No,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,-44,Strongly agree,Tend to agree,Tend to agree,Tend to agree,Yes,No,-44,-44,-44,-44,Yes,3,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,1000,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,No,Yes,0,Yes,1,No,Yes,0,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,5,15,3,0,0,12,2,0,0,7,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,3,19000,3,18600,3,19000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,1,12000,1,11500,1,12100,3,11000,3,10700,3,11000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,8,8000,9,7800,8,8200,Increase/decreased demand for goods,-44,Completed college/vocational training,Completed secondary,-44,-44,-44,-44,Completed secondary,Completed secondary,Completed secondary,Completed secondary,-44,-44,-44,-44,-44,-44,Did not complete primary school,Completed primary school,Very important,Critical,Important,Very important,Very important,Very important,Very important,Not important,Very important,Slightly important,Not important,Not important,Important,Not important,Critical,Important,Very important,Very important,Critical,Slightly important,Important,Critical,Slightly important,Important,Slightly important,Critical,Slightly important,Slightly important,Not important,Slightly important,Critical,Very important,Important,Important,Very important,Critical,Very important,Very important,Very important,Very important,Very important,Very important,Important,Important,Slightly important,Very important,Critical,Critical,Important,Very important,Very important,Critical,Very important,Critical,Important,Very important,Slightly important,Slightly important,Not important,Important,Important,Critical,Important,Very important,Slightly important,Slightly important,Critical,Slightly important,Critical,Not important,Very important,Very important,Very important,Not important,Critical,Slightly important,Very important,Important,Important,Very important,Almost impossible,Difficult,Very difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Slightly difficult,Very difficult,Not difficult,0,-44,Not difficult,Very difficult,Difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Very difficult,Slightly difficult,Slightly difficult,0,-44,Important,Very important,Important,Important,Important,Slightly important,Important,Important,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Public announcement/advertisement,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm cannot afford the optimal level of training,Yes,Minor obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Yes,100,0,-44,0,Yes,11,No,65,10,0,0,20,5,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,1,Insufficient profitability,-44,310000,278000,86000,177000,15000,5000,7000,2000,1000,4000,3000,0,0,19000,0,22000,76000,50000,Minor obstacle,No obstacle,No obstacle,Very severe obstacle,Yes,Yes,No,No,Yes,Yes,No,Very severe obstacle,Very severe obstacle,Very severe obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,No obstacle,Major obstacle,Very severe obstacle,No,No,Yes,Yes,No,Practices of competitors in the informal sector,Cost of finance,Macroeconomic environment,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,-44,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,Somewhat truthful,Are estimates computed with some precision, 1551360668,1360668,Belize,Belize,Hotel and restaurants,668,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,100,0,0,0,All women,Yes,Not applicable,100,Makes major strategic and fiancial decisions,7,3,All women,Female,Female,Female,1990,No,Yes,1990,23,Yes,6,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,5,1,2,-44,No,-44,-44,-44,-44,Yes,7,4,0,-44,No,-44,-44,-44,-44,Yes,3,Yes,No,Yes,0,-44,-44,100,0,-44,0,0,100,0,Individuals,25,75,0,ACCOMODATION,77,International,0,Remained the same,Remained the same,More than 5,15,85,0,1991,USA,,78,22,-44,-44,-44,18,82,No,-44,No,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,Yes,No,No,No,Moderate obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,No obstacle,-44,Tend to agree,Tend to agree,Strongly agree,Strongly agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,Yes,No,No,-44,-44,No,-44,-44,Yes,No,No,5,Yes,1,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,2,5,1,0,0,4,1,0,0,2,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,1,17000,1,16800,1,17300,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,4,8000,3,7900,4,8100,Increase/decreased demand for goods,-44,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Completed primary school,Did not complete primary school,Critical,Very important,Slightly important,Important,Slightly important,Important,Slightly important,Slightly important,Important,Slightly important,Not important,Slightly important,Slightly important,Very important,Very important,Very important,Slightly important,Slightly important,Important,Slightly important,Very important,Very important,Slightly important,Slightly important,Critical,Slightly important,Very important,Very important,Important,Not important,Very important,Critical,Very important,Important,Very important,Important,Slightly important,Important,Very important,Very important,Very important,Slightly important,Critical,Very important,Important,Important,Very important,Very important,Critical,Very important,Very important,Critical,Important,Very important,Very important,Important,Slightly important,Important,Very important,Not important,Very important,Slightly important,Very important,Very important,Very important,Critical,Very important,Very important,Slightly important,Very important,Slightly important,Slightly important,Critical,Important,Very important,Very important,Critical,Important,Very important,Critical,Almost impossible,Slightly difficult,Difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Difficult,Slightly difficult,Difficult,0,-44,Important,Important,Important,Slightly important,Very important,Important,Important,Slightly important,Minor obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Minor obstacle,Private placement office,-44,No,-44,-44,-44,-44,Yes,0,20,No,-44,No,-44,-44,-44,-44,-44,-44,Yes,0,100,-44,0,Yes,10,Yes,64,11,0,0,20,5,0,0,0,0,0,0,0,-44,66,0,34,0,0,0,0,0,0,0,0,0,0,0,0, ,Yes,Line of credit,2011,8000,9,16,Private commercial banks,Yes,Yes,No,No,No,No,-44,225,No,-44,-44,-44,Collateral requirements for loans or line of credit are unat,110000,125000,46000,51000,3000,1000,6000,1000,1000,1000,1000,0,0,19000,19000,24000,41000,53000,No obstacle,Minor obstacle,Very severe obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Minor obstacle,Major obstacle,Minor obstacle,No obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,Major obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Transportation,Tax Rates,"Crime, theft and disorder",Minor obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,-44,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,No,Truthful,Are estimates computed with some precision, 1551360672,1360672,Belize,Belize,Hotel and restaurants,672,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All women,Female,Female,Female,2003,No,Yes,2004,10,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,1,1,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,No,No,Yes,0,-44,-44,100,0,-44,20,70,10,0,Individuals,0,100,0,ACCOMODATION,97,Local,29,Remained the same,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,91,9,No,-44,No,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Minor obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,No obstacle,-44,Strongly agree,Strongly disagree,Strongly disagree,Tend to agree,Yes,Yes,Yes,55,Still in process,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,Yes,2,No,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,3,2,2,8,1,0,0,7,0,0,0,4,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,1,32000,1,31400,1,32000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,7,8000,7,7900,7,8200,-44,-44,University graduate,Started but did not complete secondary,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Completed primary school,Completed primary school,Very important,Critical,Very important,Slightly important,Critical,Critical,Important,Critical,Very important,Very important,Slightly important,Very important,Slightly important,Slightly important,Critical,Very important,Critical,Very important,Critical,Important,Very important,Critical,Slightly important,Important,Not important,Not important,Slightly important,Slightly important,Very important,Not important,Very important,Very important,Slightly important,Important,Very important,Slightly important,Very important,Slightly important,Important,Slightly important,Very important,Important,Important,Important,Slightly important,Critical,Very important,Critical,Very important,Slightly important,Critical,Slightly important,Slightly important,Important,Important,Very important,Slightly important,Not important,Important,Important,Critical,Critical,Very important,Important,Critical,Very important,Important,Slightly important,Very important,Not important,Very important,Slightly important,Very important,Critical,Very important,Critical,Slightly important,Important,Very important,Very important,Not difficult,Not difficult,Slightly difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Difficult,Difficult,Difficult,0,-44,Critical,Important,Very important,Important,Very important,Very important,Not important,Critical,Moderate obstacle,Major obstacle,Minor obstacle,No obstacle,Minor obstacle,No obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,Public placement office,-44,No,-44,-44,-44,-44,Yes,0,50,No,-44,Yes,Major obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,No,0,100,-44,0,Yes,9,No,70,10,0,0,15,5,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,Yes,Loan,2011,20000,10,47,Private commercial banks,Yes,No,No,No,Yes,No,-44,290,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,307000,320000,83000,86000,7000,3000,22000,1000,1000,4000,2000,0,0,19000,35000,25000,13000,54000,Moderate obstacle,No obstacle,Major obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Major obstacle,No obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Very severe obstacle,No obstacle,Very severe obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,Access to finance,Political environment,Inadequately educated workforce,Very severe obstacle,Yes,Yes,Yes,Yes,No,Yes,No,Yes,Moderated impact,No,Moderated impact,-44,-44,No,No impact,-44,-44,Yes,Moderated impact,Yes,No impact,-44,-44,Yes,No impact,-44,-44,Yes,No impact,Yes,Moderated impact,-44,-44,No,No impact,-44,-44,No,Moderated impact,Yes,Moderated impact,-44,-44,No,Large impact,-44,-44,No,Moderated impact,Yes,Moderated impact,-44,-44,No,No impact,-44,-44,Yes,Moderated impact,Yes,No impact,-44,-44,Yes,No impact,-44,-44,No,Moderated impact,Yes,Moderated impact,-44,-44,No,Large impact,-44,-44,No,Moderated impact,Yes,Moderated impact,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are taken directly from the establishment's records, 1551360700,1360700,Belize,Belize,Hotel and restaurants,700,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Female,Female,1995,No,Yes,1995,17,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,4,2,-44,Yes,2,1,0,-44,Yes,8,2,0,-44,No,-44,-44,-44,-44,Yes,1,Yes,Yes,Yes,0,-44,-44,100,0,-44,0,46,54,32,Individuals,33,0,67,FOOD,96,Local,Do not know,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,82,18,No,-44,Yes,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,Yes,No,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Minor obstacle,No obstacle,-44,Tend to agree,Strongly agree,Strongly agree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,Yes,0,Yes,2,No,No,-44,0,-44,Yes,5,No,No,-44,-44,Yes,Yes,2,7,18,3,0,0,15,2,0,0,9,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,3,23000,3,22300,3,23500,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,1,14000,1,13600,1,14300,4,19000,4,18200,4,19600,0,-44,0,-44,0,-44,1,9000,1,9000,1,9300,0,-44,0,-44,0,-44,9,10000,9,9700,9,10300,-44,-44,Completed college/vocational training,University graduate,-44,-44,-44,-44,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed secondary,-44,-44,Completed college/vocational training,Started but did not complete secondary,-44,-44,Completed secondary,Did not complete primary school,Critical,Very important,Critical,Critical,Very important,Critical,Slightly important,Slightly important,Important,Critical,Slightly important,Very important,Not important,Not important,Critical,Important,Very important,Very important,Critical,Slightly important,Very important,Slightly important,Slightly important,Very important,Very important,Important,Slightly important,Not important,Slightly important,Very important,Slightly important,Very important,Slightly important,Important,Slightly important,Very important,Critical,Slightly important,Very important,Important,Slightly important,Slightly important,Important,Important,Slightly important,Very important,Critical,Slightly important,Critical,Very important,Important,Very important,Very important,Important,Important,Important,Slightly important,Not important,Slightly important,Very important,Very important,Critical,Very important,Slightly important,Slightly important,Critical,Critical,Slightly important,Very important,Very important,Very important,Critical,Slightly important,Important,Very important,Very important,Very important,Critical,Very important,Important,Difficult,Slightly difficult,Difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Very difficult,Almost impossible,Difficult,0,-44,Slightly difficult,Very difficult,Very difficult,0,-44,-44,-44,-44,-44,-44,Not difficult,Slightly difficult,Very difficult,0,-44,-44,-44,-44,-44,-44,Slightly difficult,Difficult,Not difficult,0,-44,Critical,Important,Very important,Not important,Important,Important,Slightly important,Critical,Very severe obstacle,Major obstacle,No obstacle,Major obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Major obstacle,Major obstacle,Major obstacle,Through family/friends,-44,Yes to fire,No,-44,Yes,1,No,-44,-44,-44,The firm does not have enough information about training pro,Yes,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Yes,0,100,-44,0,Yes,10,No,64,21,0,0,15,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,Yes,Loan,2010,35000,11,45,Private commercial banks,Yes,Yes,Yes,No,No,No,-44,215,No,-44,-44,-44,Collateral requirements for loans or line of credit are unat,1694000,1624000,568000,285000,5000,2000,54000,6000,1000,2000,1000,0,0,276000,0,342000,455000,759000,No obstacle,Moderate obstacle,Major obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Major obstacle,Major obstacle,Major obstacle,Yes,Yes,Yes,No,No,Transportation,Inadequately educated workforce,Tax administration,Major obstacle,Yes,Yes,No,No,No,Yes,No,-44,-44,-44,-44,-44,-44,Yes,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,No impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,No impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,41,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,No,No,-44,-44,Somewhat truthful,Are taken directly from the establishment's records, 1551360702,1360702,Belize,Belize,Transport,702,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded,-44,20,100,0,0,0,Equally men and women,No,No,56,Delegates decisions to other partners,8,2,All men,Male,Male,Male,2005,No,Yes,2005,10,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,2,1,-44,No,-44,-44,-44,-44,Yes,10,2,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0,-44,38,0,62,0,Small private firms (less than 20 employees),14,86,0,TOURS,81,Local,Do not know,Increased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,53,47,No,-44,Yes,Yes,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Major obstacle,No obstacle,-44,Tend to disagree,Tend to disagree,Strongly agree,Tend to disagree,Yes,Yes,Yes,29,Yes,13,Yes,3,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,1,Yes,1,No,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,Yes,2,1,6,1,0,0,5,1,0,0,3,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,1,20000,1,19200,1,20400,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,5,7500,5,7300,5,7700,-44,-44,Completed college/vocational training,Completed college/vocational training,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Completed primary school,Did not complete primary school,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Slightly important,Slightly important,Very important,Very important,Slightly important,Not important,Slightly important,Important,Critical,Important,Critical,Very important,Very important,Important,Critical,Slightly important,Slightly important,Very important,Very important,Slightly important,Important,Very important,Slightly important,Very important,Very important,Slightly important,Very important,Very important,Important,Critical,Critical,Very important,Critical,Very important,Important,Critical,Critical,Important,Important,Very important,Critical,Very important,Critical,Critical,Important,Important,Very important,Important,Critical,Not important,Slightly important,Slightly important,Not important,Very important,Critical,Important,Very important,Critical,Important,Critical,Very important,Critical,Critical,Very important,Very important,Important,Critical,Slightly important,Critical,Critical,Very important,Very important,Slightly important,Slightly difficult,Difficult,Difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Very difficult,Difficult,Difficult,2,3,Slightly important,Important,Not important,Slightly important,Important,Very important,Slightly important,Very important,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,No obstacle,Major obstacle,Very severe obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Private placement office,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The benefits of training are small than the costs,Yes,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,Very severe obstacle,Yes,100,0,-44,0,No,-44,No,76,9,0,0,15,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,Yes,Loan,2010,35000,9,47,Private commercial banks,Yes,No,No,Yes,No,No,-44,120,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,714000,774000,286000,73000,5000,2000,62000,1000,1000,2000,1000,0,0,15000,8000,18000,16000,43000,Minor obstacle,No obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Yes,Yes,Yes,No,No,"Crime, theft and disorder",Business Licensing and Permits,Tax administration,Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,-44,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 1551360705,1360705,Belize,Belize,Transport,705,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All women,Female,Female,Female,2000,No,Yes,2000,15,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,2,1,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0,-44,0,53,47,0,Small private firms (less than 20 employees),0,81,19,TOURS,77,Local,0,Decreased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,13,87,No,-44,Yes,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,Yes,No,No,No,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,No obstacle,-44,Tend to disagree,Tend to disagree,Tend to agree,Strongly agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,1000,No,No,No,No,No,No,-44,-44,No,-44,-44,No,No,Yes,0,Yes,1,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,1,5,1,0,0,4,0,0,0,2,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,1,68000,1,66600,1,68000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,4,14000,3,13700,4,14100,New products require new skills,-44,Started but did not complete college/vocational training,Completed college/vocational training,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Completed primary school,Completed primary school,Very important,Slightly important,Very important,Important,Very important,Very important,Important,Very important,Critical,Important,Slightly important,Not important,Slightly important,Very important,Very important,Very important,Very important,Very important,Critical,Important,Important,Very important,Not important,Important,Critical,Not important,Slightly important,Slightly important,Slightly important,Slightly important,Critical,Very important,Important,Important,Very important,Very important,Very important,Very important,Very important,Important,Important,Very important,Very important,Slightly important,Important,Critical,Very important,Very important,Very important,Important,Very important,Critical,Not important,Very important,Very important,Very important,Very important,Not important,Slightly important,Slightly important,Very important,Slightly important,Critical,Critical,Critical,Slightly important,Slightly important,Not important,Not important,Important,Critical,Critical,Slightly important,Important,Critical,Slightly important,Important,Important,Critical,Important,Slightly difficult,Difficult,Slightly difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Very difficult,Difficult,Slightly difficult,0,-44,Critical,Critical,Very important,Slightly important,Critical,Important,Not important,Important,Moderate obstacle,Moderate obstacle,No obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,Very severe obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Through family/friends,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm cannot afford the optimal level of training,No,-44,-44,-44,-44,-44,-44,Yes,100,0,-44,0,No,-44,Yes,95,0,0,0,0,5,0,0,0,0,0,0,0,-44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,342000,396000,111000,106000,11000,4000,32000,16000,2000,4000,4000,0,0,32000,0,40000,104000,88000,Moderate obstacle,Major obstacle,Very severe obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Major obstacle,No obstacle,Minor obstacle,No obstacle,Major obstacle,Major obstacle,No,Yes,No,No,No,Transportation,Cost of finance,Electricity,No obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,-44,-44,Human resources Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 1551360711,1360711,Belize,Belize,Hotel and restaurants,711,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded,-44,50,100,0,0,0,Equally men and women,No,Yes,29,Makes decisions in consultation with other partners,3,5,Equally men and women,Female,Female,Male,2009,No,Yes,2009,4,No,-44,-44,Yes,5,No,Yes,7,No,No,-44,-44,Yes,4,2,1,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,3,Yes,No,Yes,0,-44,-44,100,0,-44,25,75,0,0,Individuals,0,96,4,ACCOMODATION,83,Local,Do not know,Increased,Increased,2-5,95,5,0,2009,USA,,6,94,-44,-44,-44,91,9,No,-44,No,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,No obstacle,-44,Strongly disagree,Tend to disagree,Strongly disagree,Strongly agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,1,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,12,13,3,0,0,10,1,0,0,6,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,3,23000,3,22300,3,23700,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,10,5000,9,4900,10,5100,Economic upturn/downturn,-44,Completed college/vocational training,Completed college/vocational training,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Completed primary school,Completed primary school,Important,Very important,Very important,Very important,Important,Critical,Slightly important,Important,Slightly important,Very important,Very important,Not important,Not important,Not important,Critical,Slightly important,Important,Very important,Slightly important,Slightly important,Very important,Very important,Slightly important,Not important,Important,Important,Not important,Not important,Not important,Not important,Critical,Slightly important,Not important,Very important,Critical,Critical,Important,Important,Slightly important,Critical,Important,Very important,Critical,Very important,Important,Important,Very important,Important,Critical,Important,Critical,Important,Not important,Critical,Important,Critical,Slightly important,Slightly important,Slightly important,Very important,Very important,Very important,Important,Very important,Very important,Slightly important,Important,Important,Very important,Important,Important,Very important,Important,Important,Very important,Very important,Very important,Very important,Very important,Important,Slightly difficult,Very difficult,Difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Very difficult,Difficult,Difficult,0,-44,Very important,Slightly important,Slightly important,Not important,Not important,Not important,Slightly important,Very important,Moderate obstacle,Very severe obstacle,Minor obstacle,No obstacle,Major obstacle,Minor obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Major obstacle,Major obstacle,Major obstacle,Very severe obstacle,Through family/friends,-44,No,-44,-44,-44,-44,No,-44,-44,-44,Other,Yes,Very severe obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Yes,100,0,-44,0,No,-44,No,80,0,0,0,20,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,0,0,26000,41000,36000,77000,77000,No obstacle,Moderate obstacle,Major obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,Moderate obstacle,Major obstacle,No obstacle,Major obstacle,No obstacle,No obstacle,Minor obstacle,No obstacle,Major obstacle,Moderate obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,Corruption,Tax administration,Macroeconomic environment,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,Government based organization,-44,Human resources Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,Somewhat truthful,Are estimates computed with some precision, 1551360712,1360712,Belize,Belize,Hotel and restaurants,712,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded,-44,60,100,0,0,0,Predominantly women,No,Yes,57,Makes major strategic and fiancial decisions,5,5,Equally men and women,Female,Female,Male,2001,No,Yes,2002,11,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,No,Yes,3,2,1,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0,-44,0,93,7,25,Individuals,27,0,73,ACCOMODATION,58,National,Do not know,Decreased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,92,8,No,-44,No,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,No,No,Yes,No,No,Yes,No,No,-44,Critical,Critical,Important,Not important,Not important,Very Important,Important,Yes,100,No,-44,No,-44,No,No,49000,17,Yes,Yes,Yes,No,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,No obstacle,-44,Strongly agree,Tend to disagree,Tend to agree,Strongly agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,1000,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,No,Yes,3,Yes,5,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,8,34,4,0,0,30,4,0,0,17,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,2,4,41000,4,40200,4,42200,1,29000,1,29000,1,29300,2,15000,2,14900,2,15000,2,15000,2,14400,2,15200,8,12000,8,11500,8,12000,0,-44,0,-44,0,-44,1,8000,1,7800,1,8100,0,-44,0,-44,0,-44,16,10000,16,9900,16,10400,-44,-44,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,University graduate,Completed secondary,Completed college/vocational training,Completed secondary,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,-44,-44,Started but did not complete secondary,Completed secondary,Very important,Important,Critical,Very important,Very important,Very important,Not important,Very important,Very important,Very important,Slightly important,Not important,Very important,Not important,Very important,Very important,Very important,Slightly important,Important,Very important,Very important,Important,Not important,Not important,Important,Slightly important,Important,Important,Important,Not important,Critical,Slightly important,Important,Slightly important,Critical,Important,Critical,Very important,Slightly important,Critical,Very important,Critical,Slightly important,Slightly important,Very important,Very important,Critical,Critical,Important,Critical,Very important,Important,Slightly important,Important,Very important,Important,Very important,Slightly important,Slightly important,Slightly important,Critical,Very important,Critical,Very important,Critical,Not important,Very important,Slightly important,Very important,Very important,Important,Critical,Important,Very important,Important,Very important,Very important,Very important,Critical,Critical,Slightly difficult,Slightly difficult,Not difficult,0,-44,Difficult,Not difficult,Difficult,0,-44,Difficult,Very difficult,Very difficult,0,-44,Slightly difficult,Slightly difficult,Not difficult,0,-44,Slightly difficult,Very difficult,Almost impossible,0,-44,-44,-44,-44,-44,-44,Slightly difficult,Slightly difficult,Almost impossible,0,-44,-44,-44,-44,-44,-44,Very difficult,Difficult,Very difficult,1,3,Very important,Critical,Critical,Important,Important,Slightly important,Slightly important,Not important,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Public announcement/advertisement,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm is affraid of investing in workers that after the t,No,-44,-44,-44,-44,-44,-44,No,100,0,-44,0,No,-44,No,46,19,0,0,30,5,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,Yes,Line of credit,2012,18000,10,31,Private commercial banks,Yes,No,No,Yes,Yes,No,-44,165,Yes,1,0,-44,-44,4736000,4851000,922000,457000,20000,5000,146000,97000,2000,8000,6000,194000,0,437000,534000,529000,1308000,1185000,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,No obstacle,Major obstacle,Major obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,Tax Rates,Cost of finance,Tax administration,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Human resources Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,No,Somewhat truthful,Are taken directly from the establishment's records, 1551360713,1360713,Belize,Belize,Hotel and restaurants,713,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded,-44,80,100,0,0,0,Equally men and women,No,Yes,53,Delegates decisions to other partners,4,1,All men,Male,Male,Male,2002,No,Yes,2002,11,Yes,4,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,4,2,-44,Yes,1,1,0,-44,Yes,5,1,0,-44,No,-44,-44,-44,-44,Yes,2,Yes,Yes,Yes,0,-44,-44,100,0,-44,0,0,100,37,Individuals,0,68,32,FOOD,95,National,10,Increased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,79,21,No,-44,Yes,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,Yes,No,No,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,No obstacle,-44,Tend to agree,Tend to agree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,Yes,No,Yes,No,-44,-44,No,-44,-44,No,Yes,Yes,0,Yes,3,No,No,-44,0,-44,Yes,5,No,No,-44,-44,Yes,Yes,1,2,24,3,0,0,21,3,0,0,11,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,1,3,21000,3,20600,3,21200,1,20000,1,20000,1,20400,1,15000,1,15000,1,15200,1,15000,1,14700,1,15000,4,13000,4,12700,4,13300,0,-44,0,-44,0,-44,1,13000,1,12700,1,13400,0,-44,0,-44,0,-44,13,11000,12,10800,13,11000,New products require new skills,-44,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed college/vocational training,Completed secondary,Started but did not complete college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Started but did not complete college/vocational training,Completed secondary,-44,-44,Completed secondary,Did not complete primary school,Important,Very important,Important,Very important,Important,Critical,Important,Slightly important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Slightly important,Very important,Very important,Critical,Slightly important,Very important,Critical,Very important,Not important,Very important,Very important,Not important,Not important,Very important,Slightly important,Very important,Important,Slightly important,Very important,Slightly important,Very important,Very important,Very important,Important,Slightly important,Very important,Very important,Very important,Slightly important,Critical,Slightly important,Very important,Very important,Very important,Very important,Very important,Not important,Important,Very important,Important,Slightly important,Slightly important,Slightly important,Important,Very important,Very important,Very important,Very important,Critical,Critical,Very important,Not important,Very important,Critical,Very important,Very important,Important,Important,Important,Slightly important,Very important,Critical,Important,Critical,Very important,Difficult,Almost impossible,Very difficult,0,-44,Slightly difficult,Difficult,Difficult,0,-44,Not difficult,Slightly difficult,Difficult,1,7,Very difficult,Difficult,Slightly difficult,0,-44,Not difficult,Difficult,Difficult,1,6,-44,-44,-44,-44,-44,Slightly difficult,Slightly difficult,Difficult,0,-44,-44,-44,-44,-44,-44,Very difficult,Slightly difficult,Not difficult,1,1,Critical,Critical,Not important,Important,Not important,Important,Not important,Important,Major obstacle,Major obstacle,No obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Very severe obstacle,Public placement office,-44,Yes to fire,No,-44,Yes,3,No,-44,-44,-44,The firm cannot afford the optimal level of training,Yes,Moderate obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Major obstacle,Major obstacle,Yes,0,100,-44,0,Yes,10,No,62,20,0,0,18,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,Yes,Loan,2011,75000,9,24,Private commercial banks,Yes,No,Yes,No,No,No,-44,100,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,4200000,4585000,1467000,276000,16000,5000,187000,29000,2000,5000,4000,0,0,550000,0,682000,1513000,1623000,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,Major obstacle,Major obstacle,Major obstacle,Yes,Yes,No,No,No,Transportation,Electricity,Tax administration,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,NGO,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 1551360742,1360742,Belize,Belize,Non-metallic mineral products,742,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Female,Male,1994,No,Yes,1994,6,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,2,2,-44,Yes,2,2,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,100,62,55,0,0,-44,0,96,4,0,Small private firms (less than 20 employees),22,42,36,BLOCKS,81,Local,2,Increased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,100,0,No,-44,Yes,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,Yes,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Major obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Minor obstacle,No obstacle,-44,Strongly agree,Strongly agree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,No,No,No,0,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,8,17,2,5,2,8,0,1,0,4,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,2,28000,2,27700,2,28600,0,-44,0,-44,0,-44,1,20000,1,19400,1,20200,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,4,13000,3,12500,4,13400,10,11000,9,10600,10,11300,New products require new skills,-44,Completed college/vocational training,Completed college/vocational training,-44,-44,Completed college/vocational training,Completed college/vocational training,-44,-44,-44,-44,-44,-44,-44,-44,Completed secondary,Completed primary school,Completed secondary,Did not complete primary school,Critical,Very important,Critical,Slightly important,Important,Very important,Very important,Slightly important,Critical,Very important,Important,Very important,Not important,Slightly important,Very important,Slightly important,Very important,Very important,Critical,Very important,Critical,Critical,Important,Important,Very important,Slightly important,Slightly important,Important,Important,Not important,Critical,Slightly important,Critical,Slightly important,Important,Very important,Very important,Very important,Slightly important,Very important,Very important,Very important,Very important,Very important,Critical,Slightly important,Critical,Very important,Important,Slightly important,Very important,Very important,Slightly important,Important,Important,Very important,Slightly important,Important,Slightly important,Important,Very important,Very important,Very important,Slightly important,Slightly important,Slightly important,Critical,Important,Important,Critical,Very important,Important,Very important,Important,Very important,Important,Critical,Slightly important,Critical,Critical,Not difficult,Slightly difficult,Slightly difficult,0,-44,-44,-44,-44,-44,-44,Very difficult,Slightly difficult,Difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Difficult,Difficult,Not difficult,0,-44,Slightly difficult,Slightly difficult,Very difficult,0,-44,Very important,Very important,Very important,Not important,Not important,Very important,Important,Important,Major obstacle,Minor obstacle,No obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Major obstacle,Major obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Major obstacle,Through family/friends,-44,No,-44,-44,-44,-44,No,-44,-44,-44,Other,No,-44,-44,-44,-44,-44,-44,No,0,100,-44,0,No,-44,No,100,0,0,0,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,Application procedures for loans or line of credit are compl,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,21000,0,354000,104000,474000,207000,1109000,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Cost of finance,Access to finance,Business Licensing and Permits,Major obstacle,Yes,Yes,Yes,Yes,Yes,Yes,No,No,Moderated impact,Yes,Moderated impact,No,Moderated impact,Yes,No impact,-44,-44,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,No impact,-44,-44,Yes,No impact,Yes,No impact,Yes,No impact,Yes,No impact,-44,-44,No,Large impact,Yes,Moderated impact,Yes,Moderated impact,Yes,No impact,-44,-44,No,Moderated impact,Yes,Moderated impact,No,Moderated impact,Yes,No impact,-44,-44,No,No impact,Yes,Moderated impact,No,Moderated impact,No,Large impact,-44,-44,Yes,No impact,Yes,No impact,Yes,Moderated impact,No,No impact,-44,-44,Yes,Moderated impact,Yes,Moderated impact,No,No impact,Yes,No impact,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 1551360776,1360776,Belize,Belize,Food,776,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All women,Female,Female,Female,1999,No,Yes,1999,14,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,4,1,0,-44,Yes,3,1,0,-44,Yes,9,4,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,100,70,50,0,0,-44,29,0,71,0,Individuals,38,60,2,BAKERY,100,Local,4,Increased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,76,24,No,-44,Yes,Yes,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,Yes,No,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,No obstacle,-44,Strongly agree,Tend to agree,Strongly agree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,No,Yes,5,Yes,3,No,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,3,2,3,7,1,2,1,3,0,1,0,2,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,1,41000,1,40200,1,41400,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,1,15000,1,14700,1,15000,5,8000,4,7700,5,8000,New products require new skills,-44,Completed college/vocational training,University graduate,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Started but did not complete secondary,Completed secondary,Did not complete primary school,Did not complete primary school,Important,Very important,Very important,Important,Very important,Very important,Critical,Important,Critical,Slightly important,Slightly important,Very important,Very important,Slightly important,Critical,Critical,Slightly important,Critical,Very important,Important,Very important,Very important,Not important,Important,Important,Slightly important,Not important,Slightly important,Important,Slightly important,Very important,Very important,Very important,Slightly important,Very important,Very important,Critical,Critical,Important,Very important,Critical,Very important,Important,Slightly important,Very important,Very important,Very important,Critical,Critical,Important,Slightly important,Critical,Important,Very important,Very important,Very important,Important,Not important,Not important,Not important,Important,Critical,Important,Critical,Very important,Slightly important,Critical,Important,Critical,Very important,Critical,Critical,Slightly important,Critical,Slightly important,Very important,Very important,Very important,Critical,Critical,Difficult,Difficult,Almost impossible,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Slightly difficult,Very difficult,Difficult,1,5,Difficult,Almost impossible,Difficult,0,-44,Very important,Important,Important,Important,Slightly important,Important,Critical,Critical,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Very severe obstacle,Minor obstacle,Very severe obstacle,Through family/friends,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm cannot afford the optimal level of training,No,-44,-44,-44,-44,-44,-44,Yes,100,0,-44,0,Yes,9,No,57,28,0,0,15,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,Interest rates are not favorable,777000,889000,464000,120000,3000,1000,62000,5000,18000,1000,1000,0,0,36000,9000,111000,15000,243000,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Moderate obstacle,No obstacle,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,Major obstacle,Yes,Yes,No,No,No,Practices of competitors in the informal sector,Tax Rates,Tax administration,No obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,-44,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 1551360781,1360781,Belize,Belize,Food,781,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded,-44,99,100,0,0,0,Predominantly men,No,Yes,48,Delegates decisions to other partners,4,1,All men,Male,Male,Male,2001,No,Yes,2006,12,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,No,Yes,6,3,2,-44,Yes,1,2,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,100,63,51,0,0,-44,0,0,100,0,Small private firms (less than 20 employees),43,41,16,TOMATO SAUCES,87,Local,Do not know,Remained the same,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,86,14,No,-44,Yes,No,No,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,Yes,No,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Major obstacle,No obstacle,-44,Strongly agree,Tend to agree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,Yes,No,-44,-44,No,-44,-44,Yes,Yes,Yes,9,Yes,3,No,No,-44,0,-44,No,-44,-44,Yes,26,Yes,Yes,No,2,3,20,2,8,2,8,0,2,1,4,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,2,32000,2,32000,2,33000,0,-44,0,-44,0,-44,1,13000,1,13000,1,13000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,5,11000,5,10900,5,11600,12,10000,12,9700,12,10400,-44,-44,University graduate,Completed college/vocational training,-44,-44,Completed college/vocational training,Completed college/vocational training,-44,-44,-44,-44,-44,-44,-44,-44,Completed college/vocational training,Did not complete primary school,Completed secondary,Did not complete primary school,Critical,Very important,Very important,Critical,Very important,Not important,Critical,Important,Important,Important,Not important,Very important,Slightly important,Slightly important,Very important,Important,Critical,Important,Slightly important,Critical,Slightly important,Slightly important,Slightly important,Very important,Slightly important,Very important,Not important,Slightly important,Slightly important,Slightly important,Critical,Important,Critical,Very important,Slightly important,Important,Important,Slightly important,Important,Slightly important,Very important,Critical,Important,Slightly important,Very important,Slightly important,Very important,Critical,Critical,Slightly important,Important,Very important,Not important,Important,Important,Very important,Very important,Slightly important,Not important,Important,Slightly important,Slightly important,Very important,Very important,Critical,Slightly important,Important,Important,Critical,Very important,Important,Critical,Slightly important,Not important,Very important,Very important,Very important,Very important,Very important,Very important,Almost impossible,Difficult,Slightly difficult,0,-44,-44,-44,-44,-44,-44,Not difficult,Slightly difficult,Almost impossible,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Not difficult,Difficult,Almost impossible,0,-44,Difficult,Almost impossible,Very difficult,0,-44,Very important,Very important,Slightly important,Important,Very important,Important,Not important,Very important,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,No obstacle,Private placement office,-44,Yes to fire,No,-44,Yes,2,No,-44,-44,-44,Other,No,-44,-44,-44,-44,-44,-44,Yes,0,100,-44,0,Yes,12,Yes,53,22,0,0,25,0,0,0,0,0,0,0,0,-44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, ,Yes,Loan,2010,22000,9,43,Private commercial banks,Yes,Yes,Yes,Yes,No,No,-44,235,No,-44,-44,-44,Did not think it would be approved,1708000,1764000,720000,240000,6000,3000,88000,80000,35000,3000,1000,0,0,229000,0,385000,140000,859000,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,Very severe obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Customs and Trade Regulations,Practices of competitors in the informal sector,Tax administration,No obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,-44,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 1551360783,1360783,Belize,Belize,Other manufacturing,783,No,-44,-44,-44,-44,Partnership (including limited liability companies),-44,51,100,0,0,0,Equally men and women,No,Yes,39,Makes major strategic and fiancial decisions,5,6,Predominantly men,Male,Female,Male,1979,No,Yes,1983,18,No,-44,-44,No,-44,-44,Yes,11,No,No,-44,-44,Yes,2,2,0,-44,Yes,2,1,0,-44,Yes,9,4,0,-44,No,-44,-44,-44,-44,Yes,15,Yes,No,Yes,100,75,63,0,0,-44,22,51,27,0,Government or government agencies (including state-owned ent,38,0,62,FURNITURE,100,Local,20,Decreased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,46,54,No,-44,Yes,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,No obstacle,-44,Tend to agree,Tend to agree,Tend to disagree,Tend to agree,Yes,No,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,Yes,No,No,No,-44,-44,No,-44,-44,Yes,Yes,No,7,Yes,1,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,2,22,3,9,3,7,0,1,1,4,2,0,1,1,0,0,0,0,0,9,-44,8,9,-44,1,3,28000,3,27400,3,28000,0,-44,0,-44,0,-44,2,17000,2,16300,2,17000,1,17000,1,17000,1,17500,1,17000,1,16800,1,17500,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,6,11000,6,10700,6,11100,11,10000,11,9800,11,10100,-44,-44,Completed college/vocational training,University graduate,-44,-44,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed secondary,Completed secondary,Started but did not complete college/vocational training,-44,-44,-44,-44,Completed secondary,Completed secondary,Completed secondary,Did not complete primary school,Critical,Very important,Very important,Critical,Slightly important,Very important,Very important,Slightly important,Slightly important,Important,Slightly important,Very important,Slightly important,Not important,Very important,Critical,Critical,Slightly important,Slightly important,Slightly important,Very important,Slightly important,Not important,Important,Not important,Important,Important,Not important,Important,Very important,Very important,Very important,Slightly important,Slightly important,Very important,Slightly important,Critical,Important,Important,Slightly important,Critical,Very important,Critical,Important,Important,Important,Very important,Very important,Important,Important,Very important,Very important,Important,Very important,Very important,Important,Slightly important,Not important,Not important,Not important,Critical,Very important,Critical,Slightly important,Critical,Slightly important,Critical,Important,Very important,Very important,Critical,Important,Slightly important,Critical,Important,Very important,Very important,Very important,Critical,Important,Difficult,Not difficult,Difficult,0,-44,-44,-44,-44,-44,-44,Not difficult,Difficult,Difficult,0,-44,Slightly difficult,Very difficult,Almost impossible,0,-44,Slightly difficult,Difficult,Slightly difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Very difficult,Slightly difficult,Difficult,0,-44,Very difficult,Not difficult,Slightly difficult,0,-44,Slightly important,Very important,Important,Important,Critical,Important,Important,Slightly important,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Through family/friends,-44,No,-44,-44,-44,-44,Yes,50,10,No,-44,No,-44,-44,-44,-44,-44,-44,Yes,100,0,-44,0,Yes,10,No,64,21,0,0,15,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,Collateral requirements for loans or line of credit are unat,1230000,1250000,488000,345000,10000,4000,75000,24000,1000,4000,2000,0,0,113000,200000,416000,848000,961000,No obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Access to land for expansion / relocation,Tax Rates,No obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,-44,-44,"General management, Business development and Strategies supp",-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Somewhat truthful,Are estimates computed with some precision, 1551360784,1360784,Belize,Belize,Other manufacturing,784,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,1995,No,Yes,1995,20,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,2,2,-44,Yes,2,1,0,-44,Yes,6,3,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,100,73,49,0,0,-44,20,80,0,0,Individuals,0,54,46,FURNITURES,100,Local,Do not know,Decreased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,100,0,No,-44,Yes,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,No obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,No obstacle,-44,Tend to agree,Strongly agree,Tend to disagree,Strongly agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,No,5,Yes,2,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,4,10,1,2,1,6,0,1,0,4,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,1,46000,1,44600,1,46500,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,1,13000,1,12900,1,13700,8,11000,8,10700,8,11400,-44,-44,Completed college/vocational training,Started but did not complete secondary,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Started but did not complete secondary,Completed primary school,Completed primary school,Did not complete primary school,Very important,Critical,Slightly important,Slightly important,Important,Critical,Critical,Important,Not important,Not important,Slightly important,Not important,Slightly important,Not important,Important,Very important,Important,Very important,Slightly important,Very important,Important,Important,Slightly important,Slightly important,Not important,Important,Slightly important,Important,Not important,Slightly important,Slightly important,Very important,Slightly important,Critical,Very important,Slightly important,Important,Important,Very important,Important,Important,Important,Very important,Important,Very important,Important,Critical,Very important,Very important,Very important,Very important,Very important,Slightly important,Very important,Important,Very important,Not important,Slightly important,Slightly important,Slightly important,Very important,Very important,Critical,Critical,Very important,Important,Very important,Important,Not important,Important,Critical,Very important,Very important,Important,Critical,Not important,Critical,Critical,Very important,Very important,Very difficult,Very difficult,Difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Not difficult,Not difficult,Difficult,0,-44,Very difficult,Very difficult,Not difficult,0,-44,Important,Important,Not important,Important,Very important,Very important,Important,Slightly important,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Minor obstacle,Major obstacle,Moderate obstacle,No obstacle,Public placement office,-44,No,-44,-44,-44,-44,No,-44,-44,-44,Other,Yes,Minor obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Major obstacle,Major obstacle,Yes,0,100,-44,0,Yes,10,Yes,86,14,0,0,0,0,0,0,0,0,0,0,0,-44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,Interest rates are not favorable,942000,950000,276000,157000,3000,1000,29000,5000,10000,2000,1000,0,0,67000,57000,89000,128000,190000,Moderate obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,-44,-44,-44,-44,-44,Electricity,Access to finance,Transportation,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Too many strings attached,-44,No,-44,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,Somewhat truthful,Are estimates computed with some precision, 1551360785,1360785,Belize,Belize,Other manufacturing,785,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All women,Female,Female,Female,1994,No,Yes,1994,7,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,Yes,1,1,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,100,61,44,0,0,-44,0,0,100,18,Individuals,34,66,0,FURNITURES,100,Local,5,Increased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,98,2,No,-44,No,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,Yes,No,No,No,Very severe obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Minor obstacle,Major obstacle,Minor obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,-44,Tend to agree,Tend to agree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,1000,No,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,Yes,0,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,1,9,1,2,1,5,0,1,0,3,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,1,22000,1,21300,1,22000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,1,7000,1,6900,1,7100,7,5000,6,4800,7,5200,New production methods,-44,Started but did not complete college/vocational training,Completed secondary,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Completed college/vocational training,Completed primary school,Completed primary school,Did not complete primary school,Important,Very important,Important,Important,Critical,Critical,Important,Slightly important,Not important,Slightly important,Important,Very important,Very important,Not important,Slightly important,Important,Important,Very important,Important,Very important,Very important,Critical,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Slightly important,Not important,Slightly important,Critical,Important,Very important,Critical,Critical,Very important,Very important,Important,Important,Slightly important,Important,Critical,Not important,Slightly important,Very important,Very important,Very important,Critical,Very important,Important,Slightly important,Slightly important,Critical,Very important,Very important,Very important,Slightly important,Slightly important,Slightly important,Slightly important,Critical,Critical,Important,Critical,Slightly important,Important,Important,Very important,Very important,Important,Critical,Slightly important,Critical,Important,Very important,Critical,Important,Very important,Very important,Difficult,Difficult,Slightly difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Very difficult,Slightly difficult,Almost impossible,0,-44,Very difficult,Slightly difficult,Difficult,0,-44,Important,Slightly important,Important,Very important,Important,Slightly important,Very important,Slightly important,Major obstacle,Very severe obstacle,No obstacle,Moderate obstacle,No obstacle,No obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,No obstacle,Very severe obstacle,Through family/friends,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm is affraid of investing in workers that after the t,Yes,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,No,100,0,-44,0,Yes,11,No,60,25,0,0,10,5,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,536000,590000,162000,85000,2000,1000,30000,0,12000,1000,6000,0,0,30000,0,27000,105000,65000,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Very severe obstacle,Minor obstacle,No obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,No obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Tax Rates,Access to finance,Moderate obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,-44,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are estimates computed with some precision, 1551360796,1360796,Belize,Belize,Fabricated metal products,796,No,-44,-44,-44,-44,Partnership (including limited liability companies),-44,39,50,50,0,0,Equally men and women,No,Yes,42,Makes major strategic and fiancial decisions,7,1,Predominantly women,Male,Female,Male,1984,No,Yes,1984,13,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,4,1,2,-44,Yes,1,1,0,-44,Yes,10,4,0,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,100,71,51,0,0,-44,0,94,6,3,Government or government agencies (including state-owned ent,35,27,38,METALIC STRUCTURE,79,Local,4,Remained the same,Increased,More than 5,90,10,0,1987,USA,,47,53,9,0,0,21,79,No,-44,Yes,No,No,Yes,Yes,Yes,-44,-44,-44,-44,No,No,No,No,Yes,Yes,Yes,Yes,Yes,Yes,Yes,No,No,No,Yes,No,Yes,No,-44,Very Important,Slightly important,Very Important,Very Important,Not important,Important,Slightly important,Yes,100,No,-44,No,-44,Yes,Yes,280000,28,Yes,Yes,No,No,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,No obstacle,-44,Tend to agree,Tend to disagree,Strongly disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,-44,41000,Yes,1,Outside working hours,Other,Money,8000,Group of criminals,Yes,No,Police could not have done anything,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,Outside working hours,Knife,Money,9000,Group of criminals,Yes,No,The police give little/no information back on crimes,Yes,1,Outside working hours,Other,Personal possessions of employees or customers,2000,Group of criminals,No,No,No loss or damage,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,5,Outside working hours,Knife,Other company property,1230,A customer,No,No,No loss or damage,Yes,1,Outside working hours,Firearm/gun,Other company property,0,A fellow employee,Yes,No,No loss or damage,No,-44,-44,1000,No,No,Yes,No,Yes,No,-44,-44,No,-44,-44,No,Yes,Yes,4,No,-44,-44,Yes,0,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,6,61,8,25,9,19,1,7,4,10,6,0,1,3,2,0,0,1,0,7,-44,8,9,4,4,8,32000,7,31400,8,32300,3,27000,3,26200,3,27800,5,16000,4,15800,5,16500,1,10000,1,9800,1,10200,4,13000,4,12700,4,13100,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,16,13000,14,12900,16,13000,30,11000,26,11000,30,11000,Increase/decreased demand for goods,-44,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,University graduate,University graduate,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed secondary,-44,-44,-44,-44,Started but did not complete college/vocational training,Started but did not complete secondary,Completed primary school,Did not complete primary school,Critical,Slightly important,Critical,Slightly important,Important,Very important,Critical,Slightly important,Critical,Critical,Not important,Slightly important,Very important,Not important,Important,Very important,Important,Important,Very important,Very important,Important,Critical,Slightly important,Very important,Slightly important,Very important,Slightly important,Very important,Slightly important,Slightly important,Very important,Very important,Very important,Slightly important,Very important,Very important,Critical,Very important,Important,Slightly important,Important,Important,Very important,Important,Critical,Not important,Very important,Critical,Critical,Very important,Very important,Important,Not important,Very important,Very important,Important,Not important,Slightly important,Slightly important,Slightly important,Critical,Slightly important,Critical,Critical,Very important,Very important,Important,Slightly important,Important,Critical,Very important,Critical,Very important,Slightly important,Critical,Very important,Very important,Very important,Critical,Critical,Very difficult,Not difficult,Difficult,2,5,Difficult,Very difficult,Difficult,3,14,Very difficult,Not difficult,Very difficult,5,12,Slightly difficult,Difficult,Difficult,1,7,Slightly difficult,Almost impossible,Almost impossible,1,10,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Difficult,Slightly difficult,Almost impossible,2,8,Difficult,Difficult,Difficult,2,2,Very important,Slightly important,Not important,Important,Not important,Important,Slightly important,Important,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Major obstacle,Major obstacle,Major obstacle,No obstacle,Minor obstacle,Schoold related network,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The benefits of training are small than the costs,Yes,Major obstacle,Minor obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Major obstacle,Yes,0,100,-44,0,Yes,12,Yes,32,14,0,0,20,0,5,0,0,16,3,10,0,-44,37,48,0,0,0,0,0,0,0,0,15,0,0,0,0, ,Yes,Loan,2010,200000,9,47,Private commercial banks,Yes,Yes,No,No,No,No,-44,130,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,4995000,5625000,2040000,935000,21000,12000,450000,46000,2000,14000,8000,0,0,675000,0,2180000,1350000,5188000,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Very severe obstacle,Minor obstacle,Moderate obstacle,No obstacle,Major obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Major obstacle,Major obstacle,Yes,Yes,No,Yes,No,Inadequately educated workforce,Cost of finance,Political environment,No obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,-44,-44,Marketing and Operations support,-44,No,-44,-44,Yes,No,No,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Truthful,Are taken directly from the establishment's records, 1551360798,1360798,Belize,Belize,Other manufacturing,798,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Female,Female,1994,No,Yes,1994,17,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,100,60,67,0,0,-44,0,47,53,0,Individuals,5,95,0,OUTDOOR FURNITURE,56,Local,Do not know,Remained the same,Decreased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,100,0,No,-44,Yes,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Major obstacle,Major obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,No obstacle,-44,Strongly agree,Tend to agree,Tend to disagree,Strongly agree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,3000,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,No,No,2,Yes,1,No,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,8,2,2,10,1,4,1,4,0,1,0,2,2,0,0,1,1,0,0,0,0,7,-44,-44,5,9,0,1,62000,1,61400,1,62000,0,-44,0,-44,0,-44,1,15000,1,14400,1,15000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,3,13000,3,13000,3,13100,7,8000,7,7700,7,8200,-44,-44,University graduate,Completed college/vocational training,-44,-44,University graduate,Completed college/vocational training,-44,-44,-44,-44,-44,-44,-44,-44,Completed secondary,Completed secondary,Completed primary school,Did not complete primary school,Very important,Very important,Critical,Very important,Slightly important,Very important,Very important,Very important,Critical,Very important,Important,Not important,Not important,Very important,Slightly important,Critical,Very important,Critical,Critical,Critical,Critical,Important,Slightly important,Slightly important,Critical,Slightly important,Important,Very important,Slightly important,Very important,Slightly important,Slightly important,Slightly important,Important,Critical,Critical,Critical,Slightly important,Slightly important,Critical,Important,Important,Very important,Very important,Slightly important,Important,Critical,Important,Critical,Slightly important,Important,Important,Very important,Important,Important,Important,Not important,Not important,Slightly important,Slightly important,Slightly important,Critical,Slightly important,Very important,Critical,Slightly important,Critical,Very important,Very important,Slightly important,Important,Slightly important,Important,Slightly important,Critical,Very important,Critical,Critical,Important,Critical,Almost impossible,Not difficult,Difficult,1,11,-44,-44,-44,-44,-44,Difficult,Not difficult,Very difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Not difficult,Difficult,Slightly difficult,0,-44,Difficult,Difficult,Not difficult,2,2,Important,Slightly important,Important,Important,Very important,Important,Very important,Very important,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Very severe obstacle,Public placement office,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm cannot afford the optimal level of training,Yes,Very severe obstacle,Major obstacle,Major obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Yes,0,100,-44,0,No,-44,Yes,80,0,0,0,20,0,0,0,0,0,0,0,0,-44,55,0,0,45,0,0,0,0,0,0,0,0,0,0,0, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,Size of loan and maturity are insufficiant,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,45000,0,210000,210000,168000,263000,360000,Major obstacle,Moderate obstacle,No obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Access to finance,Customs and Trade Regulations,Tax Rates,Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,Community based organization,-44,Financial magement and tax and customs administration,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are estimates computed with some precision, 1551360799,1360799,Belize,Belize,Hotel and restaurants,799,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded,-44,51,100,0,0,0,Equally men and women,Yes,Yes,60,Makes major strategic and fiancial decisions,5,6,Predominantly men,Female,Male,Male,1976,No,Yes,1976,32,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,1,1,-44,No,-44,-44,-44,-44,Yes,8,2,0,-44,No,-44,-44,-44,-44,Yes,2,Yes,Yes,Yes,0,-44,-44,100,0,-44,30,70,0,45,Individuals,37,42,21,ACCOMODATION,67,Local,0,Decreased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,84,16,No,-44,No,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,No obstacle,-44,Tend to disagree,Tend to disagree,Strongly disagree,Tend to agree,Yes,No,-44,-44,-44,-44,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,1000,No,No,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,Yes,5,Yes,3,No,No,-44,0,-44,No,-44,-44,Yes,45,No,Yes,3,2,-66,39,5,0,0,34,1,0,0,18,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,5,33000,5,32000,5,33000,2,25000,2,24500,2,25000,2,20000,2,19800,2,20400,2,15000,2,14400,2,15000,10,18000,10,17800,11,18200,0,-44,0,-44,0,-44,1,11000,1,10600,1,11200,0,-44,0,-44,0,-44,17,10000,17,10000,17,10000,-44,-44,University graduate,Completed college/vocational training,Completed college/vocational training,University graduate,Completed college/vocational training,Completed secondary,Completed secondary,Started but did not complete college/vocational training,Started but did not complete college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed primary school,-44,-44,Completed secondary,Started but did not complete secondary,Critical,Very important,Very important,Important,Very important,Very important,Not important,Important,Very important,Very important,Not important,Slightly important,Important,Not important,Very important,Critical,Very important,Slightly important,Slightly important,Very important,Important,Very important,Slightly important,Slightly important,Slightly important,Slightly important,Not important,Important,Not important,Important,Critical,Very important,Very important,Very important,Critical,Critical,Very important,Critical,Critical,Critical,Very important,Important,Important,Slightly important,Very important,Important,Very important,Very important,Critical,Very important,Important,Critical,Not important,Important,Very important,Important,Not important,Slightly important,Important,Slightly important,Very important,Very important,Critical,Critical,Slightly important,Very important,Not important,Slightly important,Important,Very important,Critical,Critical,Critical,Important,Critical,Slightly important,Very important,Critical,Important,Slightly important,Difficult,Difficult,Almost impossible,0,-44,Very difficult,Not difficult,Very difficult,0,-44,Slightly difficult,Slightly difficult,Slightly difficult,0,-44,Difficult,Difficult,Slightly difficult,0,-44,Not difficult,Slightly difficult,Almost impossible,0,-44,-44,-44,-44,-44,-44,Difficult,Very difficult,Not difficult,0,-44,-44,-44,-44,-44,-44,Very difficult,Slightly difficult,Difficult,0,-44,Important,Important,Important,Not important,Critical,Critical,Slightly important,Very important,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Major obstacle,Moderate obstacle,Major obstacle,No obstacle,Very severe obstacle,Major obstacle,Major obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Schoold related network,-44,No,-44,-44,-44,-44,Yes,0,60,No,-44,Yes,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,No obstacle,No,0,100,-44,0,Yes,11,Yes,58,12,0,0,20,10,0,0,0,0,0,0,0,-44,33,0,0,0,27,0,40,0,0,0,0,0,0,0,0, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,0,1320000,1870000,880000,2207000,2299000,4679000,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,No obstacle,Major obstacle,No obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Major obstacle,No obstacle,-44,-44,-44,-44,-44,Corruption,Macroeconomic environment,Cost of finance,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,No,No,-44,-44,Yes,No,No,Yes,No,No,No,-44,-44,Truthful,Are estimates computed with some precision, 1551360801,1360801,Belize,Belize,Hotel and restaurants,801,No,-44,-44,-44,-44,Partnership (including limited liability companies),-44,50,100,0,0,0,Predominantly men,Yes,No,45,Delegates decisions to other partners,9,3,Predominantly men,Male,Male,Female,1981,No,Yes,1981,6,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,1,0,-44,No,-44,-44,-44,-44,Yes,10,2,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0,-44,0,90,10,0,Individuals,0,47,53,ACCOMODATION,59,International,26,Remained the same,Increased,More than 5,37,63,37,1981,-99,Refusal to answer,-99,Refusal to answer,-44,-44,-44,55,45,No,-44,Yes,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,No,No,Yes,No,No,Yes,No,No,-44,Very Important,Very Important,Not important,Slightly important,Important,Critical,Very Important,Yes,100,No,-44,No,-44,No,No,424000,26,Yes,No,Yes,No,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Major obstacle,No obstacle,-44,Tend to disagree,Strongly disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,4000,Yes,No,Yes,No,Yes,No,-44,-44,No,-44,-44,Yes,No,No,2,Yes,2,No,No,-44,0,-44,No,-44,-44,Yes,48,No,Yes,3,2,2,136,9,0,0,127,5,0,0,74,5,0,0,0,5,0,0,0,3,7,-44,-44,-44,7,3,9,49000,8,47000,9,50500,6,31000,6,30100,6,31000,10,23000,9,23000,10,23700,11,14000,10,14000,11,14400,25,15000,22,14400,27,15000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,80,8000,74,8000,82,8100,Economic upturn/downturn,-44,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Started but did not complete college/vocational training,Completed secondary,Completed secondary,Completed secondary,Completed secondary,-44,-44,-44,-44,-44,-44,Completed primary school,Did not complete primary school,Very important,Important,Important,Very important,Very important,Very important,Not important,Important,Critical,Critical,Slightly important,Important,Very important,Very important,Critical,Very important,Very important,Very important,Very important,Very important,Important,Very important,Very important,Not important,Slightly important,Very important,Important,Important,Important,Not important,Very important,Very important,Important,Not important,Critical,Very important,Critical,Critical,Slightly important,Important,Important,Very important,Very important,Not important,Critical,Critical,Very important,Important,Important,Critical,Slightly important,Very important,Slightly important,Important,Important,Very important,Not important,Not important,Slightly important,Not important,Critical,Critical,Important,Important,Very important,Slightly important,Very important,Very important,Slightly important,Critical,Important,Very important,Slightly important,Slightly important,Very important,Very important,Slightly important,Slightly important,Critical,Important,Almost impossible,Not difficult,Difficult,0,-44,Almost impossible,Very difficult,Difficult,1,15,Slightly difficult,Very difficult,Almost impossible,1,16,Slightly difficult,Almost impossible,Difficult,2,10,Difficult,Not difficult,Difficult,3,3,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Difficult,Very difficult,Slightly difficult,0,-44,Slightly important,Important,Critical,Slightly important,Very important,Very important,Not important,Not important,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,No obstacle,Very severe obstacle,No obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Public placement office,-44,No,-44,-44,-44,-44,Yes,0,20,No,-44,Yes,Very severe obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Yes,100,0,-44,0,Yes,11,Yes,42,18,0,0,30,10,0,0,0,0,0,0,0,-44,44,0,0,20,0,0,36,0,0,0,0,0,0,0,0, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,2,2,Collateral or cosigners unacceptable,-44,7770000,8470000,1863000,1764000,116000,36000,508000,85000,13000,53000,32000,0,1271000,762000,0,953000,2795000,2068000,Very severe obstacle,Minor obstacle,Very severe obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Minor obstacle,Moderate obstacle,No obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,Major obstacle,Minor obstacle,Major obstacle,No,No,Yes,No,No,Inadequately educated workforce,Customs and Trade Regulations,Practices of competitors in the informal sector,Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,Local business association,-44,"General management, Business development and Strategies supp",-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,Yes,No,-44,-44,Yes,No,No,Somewhat truthful,Are estimates computed with some precision, 1551360805,1360805,Belize,Belize,Non-metallic mineral products,805,No,-44,-44,-44,-44,Partnership (including limited liability companies),-44,50,100,0,0,0,Predominantly men,No,Yes,27,Makes major strategic and fiancial decisions,8,1,Predominantly men,Male,Female,Female,2005,No,Yes,2008,14,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,2,1,-44,Yes,2,2,0,-44,Yes,9,4,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,100,57,44,0,0,-44,0,0,100,0,Small private firms (less than 20 employees),40,60,0,STONE CARVING,83,Local,Do not know,Decreased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,58,42,No,-44,Yes,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Major obstacle,No obstacle,-44,Tend to agree,Strongly agree,Tend to agree,Strongly agree,No,-44,-44,-44,-44,-44,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,Yes,No,No,No,-44,-44,No,-44,-44,No,Yes,No,8,Yes,1,No,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,3,2,2,6,1,2,1,2,0,1,0,1,1,0,0,0,1,0,0,0,0,3,-44,-44,-44,3,0,1,17000,1,16700,1,17300,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,1,10000,1,9600,1,10100,5,6000,5,5800,5,6000,-44,-44,University graduate,Completed secondary,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Completed college/vocational training,Completed primary school,Completed primary school,Completed primary school,Very important,Critical,Slightly important,Very important,Very important,Very important,Slightly important,Critical,Not important,Very important,Not important,Slightly important,Slightly important,Slightly important,Important,Critical,Important,Slightly important,Important,Important,Critical,Very important,Important,Not important,Slightly important,Slightly important,Not important,Slightly important,Very important,Slightly important,Very important,Critical,Slightly important,Slightly important,Critical,Slightly important,Very important,Very important,Very important,Important,Slightly important,Critical,Very important,Slightly important,Slightly important,Very important,Important,Very important,Very important,Very important,Critical,Very important,Very important,Slightly important,Critical,Slightly important,Not important,Not important,Very important,Slightly important,Critical,Slightly important,Very important,Critical,Important,Important,Important,Important,Slightly important,Important,Very important,Very important,Very important,Slightly important,Critical,Critical,Very important,Critical,Very important,Critical,Not difficult,Not difficult,Not difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Slightly difficult,Very difficult,Slightly difficult,0,-44,Very difficult,Difficult,Very difficult,0,-44,Critical,Important,Critical,Slightly important,Very important,Important,Important,Slightly important,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Very severe obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Private placement office,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm cannot afford the optimal level of training,Yes,Moderate obstacle,Minor obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,No,0,100,-44,0,No,-44,No,83,0,17,0,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,Collateral requirements for loans or line of credit are unat,158000,162000,64000,72000,1000,4000,3000,1000,0,5000,0,0,0,1000,0,56000,6000,121000,No obstacle,Moderate obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Very severe obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Customs and Trade Regulations,Tax administration,Access to finance,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,-44,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are estimates computed with some precision, 1551360809,1360809,Belize,Belize,Hotel and restaurants,809,No,-44,-44,-44,-44,Partnership (including limited liability companies),-44,50,100,0,0,0,Equally men and women,Yes,No,33,Makes major strategic and fiancial decisions,5,3,Predominantly men,Male,Male,Female,2008,No,Yes,2008,5,Yes,5,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,7,3,2,-44,No,-44,-44,-44,-44,Yes,5,1,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0,-44,29,71,0,0,Individuals,23,0,77,MEALS,100,Local,9,Remained the same,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,64,36,No,-44,No,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,Yes,No,No,Very severe obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,No obstacle,-44,Tend to disagree,Tend to disagree,Tend to agree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,1000,No,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,No,16,Yes,6,No,No,-44,0,-44,No,-44,-44,Yes,52,No,Yes,3,2,4,6,1,0,0,5,1,0,0,3,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,1,21000,1,20600,1,21200,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,5,5000,4,4900,5,5200,New products require new skills,-44,Completed college/vocational training,Completed college/vocational training,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Completed secondary,Did not complete primary school,Critical,Slightly important,Critical,Slightly important,Very important,Very important,Important,Slightly important,Very important,Slightly important,Slightly important,Slightly important,Not important,Important,Slightly important,Critical,Very important,Very important,Very important,Very important,Important,Critical,Very important,Slightly important,Slightly important,Slightly important,Not important,Important,Slightly important,Important,Slightly important,Very important,Slightly important,Very important,Very important,Critical,Important,Critical,Very important,Very important,Critical,Important,Very important,Slightly important,Very important,Not important,Slightly important,Critical,Critical,Very important,Important,Very important,Important,Important,Very important,Very important,Slightly important,Slightly important,Slightly important,Very important,Slightly important,Slightly important,Slightly important,Slightly important,Critical,Slightly important,Important,Important,Very important,Very important,Important,Important,Very important,Not important,Very important,Very important,Very important,Critical,Critical,Very important,Slightly difficult,Difficult,Very difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Not difficult,Difficult,Difficult,0,-44,Important,Important,Important,Not important,Critical,Very important,Slightly important,Not important,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,No obstacle,Moderate obstacle,Public announcement/advertisement,-44,No,-44,-44,-44,-44,No,-44,-44,-44,Other,Yes,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,No,0,100,-44,0,Yes,10,No,56,24,0,0,15,5,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,Yes,Loan,2013,12000,10,35,Private commercial banks,Yes,No,No,No,Yes,No,-44,230,Yes,2,1,Concerns about level of debt already incurred,-44,115000,130000,40000,54000,1000,12000,5000,1000,2000,3000,5000,0,19000,15000,15000,18000,28000,41000,No obstacle,Major obstacle,Major obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Transportation,Cost of finance,Moderate obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Marketing and Operations support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,41,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 1551360811,1360811,Belize,Belize,Food,811,No,-44,-44,-44,-44,Partnership (including limited liability companies),-44,50,100,0,0,0,Predominantly men,Yes,Yes,53,Delegates decisions to other partners,8,6,Predominantly women,Male,Male,Male,1966,No,Yes,1966,22,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,Yes,3,1,0,-44,Yes,10,3,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,100,72,41,0,0,-44,0,30,70,0,Small private firms (less than 20 employees),26,0,74,POULTRY,81,Local,13,Remained the same,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,68,32,No,-44,Yes,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Moderate obstacle,Minor obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,No obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,No obstacle,-44,Strongly disagree,Tend to disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,5000,No,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,No,5,Yes,1,No,No,-44,0,-44,No,-44,-44,Yes,60,No,No,-44,-44,2,14,2,4,4,4,1,1,1,2,3,0,1,1,1,0,0,0,0,5,-44,2,9,5,0,2,60000,2,58800,2,61800,0,-44,0,-44,0,-44,1,30000,1,29400,1,30600,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,3,22000,3,21800,3,22700,11,14000,10,13600,11,14400,New products require new skills,-44,Completed college/vocational training,University graduate,-44,-44,Completed college/vocational training,University graduate,-44,-44,-44,-44,-44,-44,-44,-44,Started but did not complete college/vocational training,Completed college/vocational training,Did not complete primary school,Did not complete primary school,Critical,Critical,Important,Very important,Critical,Important,Slightly important,Slightly important,Very important,Critical,Very important,Very important,Very important,Slightly important,Very important,Very important,Very important,Critical,Critical,Critical,Important,Slightly important,Slightly important,Not important,Slightly important,Very important,Slightly important,Slightly important,Slightly important,Not important,Important,Very important,Very important,Important,Very important,Critical,Very important,Very important,Critical,Critical,Important,Important,Important,Very important,Very important,Slightly important,Very important,Critical,Critical,Very important,Very important,Not important,Very important,Critical,Important,Slightly important,Slightly important,Not important,Not important,Not important,Critical,Important,Critical,Very important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Very important,Very important,Important,Very important,Slightly important,Very important,Critical,Very important,Important,Critical,Very important,Slightly difficult,Difficult,Difficult,1,10,-44,-44,-44,-44,-44,Not difficult,Not difficult,Almost impossible,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Difficult,Not difficult,Almost impossible,0,-44,Slightly difficult,Not difficult,Difficult,0,-44,Very important,Important,Not important,Slightly important,Not important,Very important,Important,Not important,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Major obstacle,Major obstacle,Minor obstacle,Very severe obstacle,No obstacle,Private placement office,-44,No,-44,-44,-44,-44,Yes,30,40,Yes,-44,No,-44,-44,-44,-44,-44,-44,No,0,100,-44,0,Yes,10,Yes,59,21,0,0,15,5,0,0,0,0,0,0,0,-44,60,0,0,18,22,0,0,0,0,0,0,0,0,0,0, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,1,Insufficient profitability,-44,7500000,8160000,2340000,416000,90000,32000,245000,118000,8000,39000,22000,82000,0,1061000,0,1030000,1120000,2410000,No obstacle,Major obstacle,Major obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,No obstacle,-44,-44,-44,-44,-44,Corruption,Access to finance,Access to land for expansion / relocation,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 1551360820,1360820,Belize,Belize,Other manufacturing,820,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded,-44,8,10,90,0,0,Predominantly men,No,No,22,Makes major strategic and fiancial decisions,8,1,Equally men and women,Male,Male,Female,2004,No,Yes,2004,12,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,No,Yes,3,3,2,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,100,67,69,0,0,-44,0,43,57,12,Individuals,35,39,26,OIL,100,International,13,Decreased,Increased,More than 5,2,98,0,2005,-99,Refusal to answer,-99,Refusal to answer,2,0,0,100,0,Yes,5,No,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,No,No,Yes,No,No,Yes,No,No,-44,Critical,Very Important,Very Important,Very Important,Not important,Very Important,Not important,Yes,100,No,-44,No,-44,No,No,1630000,13,Yes,Yes,No,No,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Major obstacle,Major obstacle,No obstacle,-44,Tend to agree,Tend to agree,Strongly agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,32000,Yes,No,Yes,No,Yes,No,-44,-44,No,-44,-44,No,Yes,No,10,No,-44,-44,Yes,0,0,-44,Yes,9,No,Yes,45,No,Yes,Yes,2,4,187,8,71,16,92,1,18,3,53,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,2,8,75000,7,72000,8,75800,4,40000,4,40000,4,40000,11,29000,10,28700,11,29300,7,18000,6,17500,7,18500,25,28000,22,28000,26,28600,0,-44,0,-44,0,-44,5,18000,4,17300,5,18000,48,26000,41,25200,48,26000,79,13000,67,12700,79,13100,Economic upturn/downturn,-44,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed secondary,Completed secondary,Started but did not complete college/vocational training,Completed primary school,Started but did not complete secondary,Slightly important,Critical,Very important,Important,Critical,Very important,Critical,Not important,Very important,Important,Slightly important,Important,Important,Very important,Critical,Slightly important,Critical,Critical,Critical,Very important,Critical,Slightly important,Not important,Slightly important,Very important,Critical,Important,Slightly important,Important,Slightly important,Very important,Very important,Very important,Important,Slightly important,Critical,Critical,Critical,Important,Very important,Very important,Critical,Important,Very important,Critical,Very important,Important,Very important,Slightly important,Very important,Critical,Slightly important,Slightly important,Very important,Very important,Very important,Slightly important,Not important,Slightly important,Slightly important,Very important,Very important,Critical,Slightly important,Very important,Important,Critical,Slightly important,Critical,Very important,Very important,Very important,Important,Important,Critical,Slightly important,Slightly important,Slightly important,Critical,Very important,Not difficult,Difficult,Slightly difficult,3,11,Very difficult,Difficult,Not difficult,5,7,Slightly difficult,Very difficult,Difficult,0,-44,Slightly difficult,Slightly difficult,Slightly difficult,2,4,Not difficult,Slightly difficult,Difficult,0,-44,-44,-44,-44,-44,-44,Difficult,Difficult,Not difficult,1,1,Very difficult,Difficult,Difficult,4,4,Slightly difficult,Slightly difficult,Difficult,1,1,Important,Critical,Not important,Very important,Critical,Not important,Slightly important,Important,Major obstacle,Major obstacle,No obstacle,Minor obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Major obstacle,Very severe obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,Public placement office,-44,No,-44,-44,-44,-44,Yes,70,30,Yes,-44,No,-44,-44,-44,-44,-44,-44,Yes,100,0,-44,0,Yes,11,No,61,10,0,0,15,10,0,0,0,0,4,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,Yes,Loan,2010,128000,7,37,Private commercial banks,Yes,Yes,Yes,No,No,No,-44,105,No,-44,-44,-44,Collateral requirements for loans or line of credit are unat,222000000,254000000,142800000,5000000,590000,202000,25400000,4680000,66000,274000,176000,0,12700000,12700000,15240000,106000000,21400000,228960000,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,No,Yes,Yes,No,Yes,Yes,No,Major obstacle,Major obstacle,Moderate obstacle,No obstacle,No obstacle,Major obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,Political environment,Tax Rates,Cost of finance,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,-44,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,Somewhat truthful,Are estimates computed with some precision, 1551360821,1360821,Belize,Belize,Construction,821,No,-44,-44,-44,-44,Limited partnership,-44,33,100,0,0,0,Equally men and women,No,Yes,39,Delegates decisions to other partners,10,2,Predominantly men,Male,Male,Female,2000,No,Yes,2000,13,Yes,4,No,No,-44,-44,No,-44,-44,Yes,1,No,Yes,6,3,1,-44,Yes,3,2,0,-44,Yes,5,1,0,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0,-44,0,0,100,3,Government or government agencies (including state-owned ent,12,0,88,CONSTRUCTION,100,Local,19,Remained the same,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,51,49,No,-44,No,No,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Very severe obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,No obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,-44,Tend to agree,Tend to agree,Tend to agree,Strongly agree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,1000,Yes,No,Yes,Yes,No,No,-44,-44,No,-44,-44,Yes,Yes,No,6,Yes,1,No,Yes,0,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,12,34,4,0,0,30,2,0,0,18,4,0,0,0,4,0,0,0,3,3,-44,-44,-44,3,2,4,46000,4,44600,4,46000,2,24000,2,23500,2,24200,3,15000,3,14900,3,15200,2,15000,2,14900,2,15200,8,13000,8,12600,8,13300,0,-44,0,-44,0,-44,1,9000,1,8700,1,9000,0,-44,0,-44,0,-44,18,6000,18,5900,18,6100,-44,-44,Completed college/vocational training,Completed college/vocational training,University graduate,Completed college/vocational training,Completed college/vocational training,University graduate,Completed secondary,Started but did not complete college/vocational training,Completed college/vocational training,Completed college/vocational training,-44,-44,Completed secondary,Completed secondary,-44,-44,Started but did not complete secondary,Did not complete primary school,Important,Very important,Critical,Very important,Important,Important,Very important,Important,Very important,Important,Very important,Important,Slightly important,Not important,Very important,Important,Important,Very important,Very important,Critical,Slightly important,Important,Very important,Slightly important,Very important,Not important,Not important,Slightly important,Slightly important,Not important,Very important,Very important,Very important,Very important,Critical,Critical,Critical,Critical,Very important,Critical,Very important,Slightly important,Important,Not important,Critical,Important,Very important,Critical,Very important,Important,Slightly important,Critical,Important,Slightly important,Very important,Important,Slightly important,Slightly important,Slightly important,Not important,Critical,Very important,Very important,Important,Critical,Important,Not important,Important,Important,Critical,Slightly important,Important,Very important,Not important,Very important,Important,Important,Very important,Very important,Very important,Slightly difficult,Not difficult,Slightly difficult,0,-44,Almost impossible,Difficult,Difficult,0,-44,Difficult,Difficult,Difficult,0,-44,Not difficult,Slightly difficult,Slightly difficult,0,-44,Slightly difficult,Very difficult,Slightly difficult,0,-44,-44,-44,-44,-44,-44,Not difficult,Difficult,Slightly difficult,0,-44,-44,-44,-44,-44,-44,Difficult,Difficult,Slightly difficult,1,1,Important,Slightly important,Very important,Important,Important,Very important,Slightly important,Not important,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Minor obstacle,Major obstacle,Minor obstacle,Public announcement/advertisement,-44,Yes to fire,No,-44,Yes,2,Yes,0,30,No,-44,Yes,Very severe obstacle,Major obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Yes,0,100,-44,0,Yes,10,Yes,74,16,0,0,10,0,0,0,0,0,0,0,0,-44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, ,Yes,Line of credit,2012,26000,7,14,Private commercial banks,Yes,No,Yes,Yes,No,No,-44,-44,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,3933000,3933000,983000,509000,19000,5000,118000,118000,2000,9000,3000,0,0,275000,0,333000,821000,746000,Very severe obstacle,Very severe obstacle,Major obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Transportation,Electricity,Major obstacle,Yes,Yes,Yes,Yes,Yes,Yes,No,Yes,Moderated impact,Yes,Large impact,Yes,Moderated impact,Yes,Moderated impact,-44,-44,Yes,Moderated impact,Yes,No impact,Yes,Moderated impact,Yes,No impact,-44,-44,Yes,Large impact,Yes,Moderated impact,Yes,No impact,Yes,No impact,-44,-44,Yes,No impact,Yes,Moderated impact,No,Moderated impact,Yes,No impact,-44,-44,Yes,Large impact,Yes,Moderated impact,No,Large impact,Yes,No impact,-44,-44,Yes,No impact,Yes,Large impact,Yes,No impact,No,No impact,-44,-44,Yes,Large impact,Yes,Moderated impact,No,Moderated impact,Yes,No impact,-44,-44,Yes,Moderated impact,Yes,Moderated impact,No,Moderated impact,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,Yes,Yes,No,No,No,-44,-44,Yes,No,Yes,Truthful,Are estimates computed with some precision, 1551360833,1360833,Belize,Belize,Food,833,No,-44,-44,-44,-44,Limited partnership,-44,51,100,0,0,0,Equally men and women,No,No,23,Delegates decisions to other partners,6,2,Predominantly men,Male,Male,Male,1990,No,Yes,1990,16,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,No,Yes,1,1,2,-44,Yes,2,1,0,-44,Yes,4,4,0,-44,No,-44,-44,-44,-44,Yes,2,Yes,No,Yes,100,73,63,0,0,-44,0,81,19,0,Small private firms (less than 20 employees),16,73,11,CHICKEN,100,National,0,Decreased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,91,9,No,-44,Yes,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Moderate obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Very severe obstacle,No obstacle,-44,Tend to agree,Strongly disagree,Tend to disagree,Strongly agree,No,-44,-44,-44,-44,-44,Yes,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,1000,Yes,Yes,Yes,No,Yes,No,-44,-44,No,-44,-44,No,Yes,No,0,Yes,1,No,Yes,0,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,8,67,8,26,6,27,2,9,1,15,7,0,2,3,2,0,0,0,0,3,-44,1,1,8,3,8,29000,7,28400,8,29000,2,25000,2,24500,2,25500,6,16000,5,15400,6,16000,2,13000,2,12500,2,13400,7,14000,6,14000,7,14400,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,21,14000,18,13700,21,14400,28,11000,24,10800,29,11400,Economic upturn/downturn,-44,University graduate,University graduate,Completed secondary,Completed secondary,University graduate,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed secondary,Started but did not complete college/vocational training,-44,-44,-44,-44,Completed secondary,Completed college/vocational training,Did not complete primary school,Completed primary school,Important,Very important,Very important,Very important,Very important,Slightly important,Slightly important,Important,Important,Very important,Slightly important,Slightly important,Very important,Important,Important,Very important,Slightly important,Critical,Very important,Critical,Important,Very important,Important,Slightly important,Critical,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Important,Slightly important,Very important,Critical,Important,Very important,Slightly important,Slightly important,Important,Very important,Important,Very important,Slightly important,Important,Critical,Very important,Very important,Very important,Very important,Slightly important,Important,Very important,Very important,Important,Very important,Not important,Slightly important,Very important,Important,Important,Very important,Slightly important,Very important,Very important,Important,Important,Slightly important,Critical,Critical,Very important,Critical,Important,Very important,Slightly important,Not important,Critical,Critical,Critical,Slightly important,Not difficult,Not difficult,Difficult,2,5,Difficult,Not difficult,Difficult,2,5,Difficult,Almost impossible,Almost impossible,5,10,Difficult,Slightly difficult,Slightly difficult,4,4,Difficult,Slightly difficult,Not difficult,2,4,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Difficult,Not difficult,Not difficult,4,4,Difficult,Difficult,Very difficult,3,2,Very important,Very important,Slightly important,Not important,Critical,Very important,Critical,Not important,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,Public announcement/advertisement,-44,Yes to fire,No,-44,Yes,4,Yes,60,60,Yes,-44,No,-44,-44,-44,-44,-44,-44,Yes,0,100,-44,0,Yes,9,No,46,10,0,0,30,10,0,0,0,0,4,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,Collateral requirements for loans or line of credit are unat,4800000,5440000,1770000,1019000,23000,9000,326000,44000,2000,8000,5000,0,0,816000,381000,2220000,1521000,4751000,Major obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Major obstacle,No obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Access to finance,Electricity,Tax Rates,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Too expensive,-44,Yes,Government based organization,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 1551360834,1360834,Belize,Belize,Retail,834,Yes,2,Headquarters with production and/or sales at this location,Yes,2,Shareholding company with non-traded shares or shares traded,-44,60,100,0,0,0,Predominantly men,No,Yes,55,Makes decisions in consultation with other partners,5,5,Predominantly men,Male,Male,Male,1991,No,Yes,1991,7,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,1,1,-44,No,-44,-44,-44,-44,Yes,4,4,0,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0,-44,0,73,27,16,Individuals,20,80,0,HARDWARE,83,Local,0,Remained the same,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,92,8,No,-44,Yes,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Major obstacle,No obstacle,-44,Tend to disagree,Strongly disagree,Strongly agree,Strongly agree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,1000,No,No,Yes,Yes,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,Yes,2,No,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,3,2,22,34,5,0,0,29,2,0,0,17,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,1,5,24000,5,23000,5,24700,2,24000,2,24000,2,24700,3,18000,3,17800,3,18000,2,14000,2,14000,2,14300,7,17000,7,16300,7,17500,0,-44,0,-44,0,-44,5,10000,5,9800,5,10000,0,-44,0,-44,0,-44,10,11000,11,10600,10,11100,Increase demand for higher quality product,-44,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed college/vocational training,Completed secondary,-44,-44,Completed secondary,Started but did not complete secondary,-44,-44,Started but did not complete college/vocational training,Completed primary school,Very important,Important,Very important,Important,Very important,Critical,Very important,Critical,Important,Very important,Very important,Slightly important,Important,Important,Very important,Important,Very important,Very important,Very important,Very important,Important,Important,Slightly important,Not important,Critical,Slightly important,Slightly important,Slightly important,Slightly important,Important,Very important,Slightly important,Very important,Critical,Critical,Critical,Very important,Slightly important,Very important,Slightly important,Critical,Very important,Critical,Slightly important,Slightly important,Slightly important,Critical,Very important,Very important,Very important,Very important,Important,Not important,Important,Very important,Important,Slightly important,Slightly important,Not important,Not important,Very important,Critical,Critical,Very important,Important,Not important,Critical,Critical,Very important,Critical,Slightly important,Very important,Very important,Important,Very important,Not important,Critical,Important,Very important,Very important,Difficult,Not difficult,Very difficult,1,5,Not difficult,Almost impossible,Difficult,0,-44,Difficult,Slightly difficult,Very difficult,0,-44,Not difficult,Difficult,Not difficult,0,-44,Slightly difficult,Not difficult,Slightly difficult,0,-44,-44,-44,-44,-44,-44,Slightly difficult,Difficult,Almost impossible,0,-44,-44,-44,-44,-44,-44,Difficult,Slightly difficult,Not difficult,3,2,Very important,Critical,Very important,Critical,Slightly important,Not important,Important,Critical,Minor obstacle,Major obstacle,Moderate obstacle,No obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,No obstacle,Schoold related network,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm does not have enough information about training pro,Yes,Major obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,No obstacle,No,0,100,-44,0,Yes,11,Yes,63,22,0,0,15,0,0,0,0,0,0,0,0,-44,41,0,59,0,0,0,0,0,0,0,0,0,0,0,0, ,Yes,Loan,2011,43000,8,35,Private commercial banks,Yes,No,No,No,Yes,No,-44,200,No,-44,-44,-44,Application procedures for loans or line of credit are compl,11408000,10856000,3908000,551000,20000,7000,1083000,0,2000,9000,6000,0,0,1411000,0,1863000,1011000,4471000,Moderate obstacle,No obstacle,Major obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Major obstacle,Major obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Cost of finance,Access to finance,Inadequately educated workforce,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,-44,-44,Human resources Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,Yes,Truthful,Are taken directly from the establishment's records, 1551360841,1360841,Belize,Belize,Hotel and restaurants,841,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded,-44,33,100,0,0,0,Predominantly women,No,No,58,Delegates decisions to other partners,5,5,Predominantly men,Male,Female,Male,2000,No,Yes,2000,10,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0,-44,0,31,69,38,Individuals,0,50,50,ACCOMODATION AND TOURS,100,International,31,Remained the same,Remained the same,2-5,13,87,0,2004,USA,,74,26,-44,-44,-44,70,30,No,-44,Yes,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Major obstacle,Major obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Major obstacle,Major obstacle,No obstacle,-44,Tend to disagree,Tend to agree,Tend to agree,Strongly agree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,No,Yes,0,Yes,3,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,3,5,1,0,0,4,1,0,0,2,1,0,0,0,1,0,0,0,0,4,-44,-44,-44,4,0,1,28000,1,28000,1,28600,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,5,5000,5,4900,5,5100,-44,-44,Completed college/vocational training,Started but did not complete secondary,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Completed primary school,Did not complete primary school,Very important,Slightly important,Critical,Critical,Not important,Very important,Critical,Not important,Very important,Important,Important,Slightly important,Important,Important,Very important,Very important,Very important,Important,Important,Important,Very important,Critical,Very important,Important,Very important,Very important,Slightly important,Slightly important,Slightly important,Very important,Slightly important,Slightly important,Slightly important,Slightly important,Critical,Very important,Very important,Slightly important,Critical,Very important,Important,Very important,Important,Important,Slightly important,Very important,Very important,Critical,Critical,Very important,Critical,Slightly important,Important,Critical,Not important,Important,Slightly important,Slightly important,Important,Important,Very important,Important,Critical,Critical,Very important,Important,Important,Important,Slightly important,Very important,Critical,Very important,Important,Very important,Very important,Critical,Important,Very important,Important,Very important,Slightly difficult,Difficult,Slightly difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Difficult,Almost impossible,Slightly difficult,0,-44,Important,Critical,Very important,Not important,Slightly important,Critical,Important,Important,Major obstacle,Major obstacle,No obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Major obstacle,Very severe obstacle,No obstacle,Public announcement/advertisement,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm cannot afford the optimal level of training,No,-44,-44,-44,-44,-44,-44,No,100,0,-44,0,Yes,12,No,66,14,0,0,20,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,207000,189000,64000,73000,5000,2000,21000,3000,4000,2000,1000,0,0,9000,6000,11000,14000,24000,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Yes,No,Yes,No,No,No,No,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Major obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Access to land for expansion / relocation,Transportation,Cost of finance,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,-44,-44,Financial magement and tax and customs administration,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Truthful,Are estimates computed with some precision, 1551360845,1360845,Belize,Belize,Hotel and restaurants,845,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All women,Female,Female,Female,2002,No,Yes,2002,12,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,Yes,3,1,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0,-44,27,0,73,0,Individuals,0,71,29,ACCOMODATION,69,Local,21,Increased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,81,19,No,-44,Yes,Yes,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,Yes,No,No,No,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,No obstacle,-44,Tend to agree,Strongly disagree,Tend to disagree,Strongly agree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,No,No,No,9,Yes,1,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,5,8,1,0,0,7,1,0,0,4,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,1,18000,1,17500,1,18500,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,7,6000,7,5900,7,6100,-44,-44,University graduate,Completed college/vocational training,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Did not complete primary school,Did not complete primary school,Slightly important,Very important,Important,Very important,Very important,Very important,Important,Important,Important,Very important,Slightly important,Slightly important,Slightly important,Very important,Very important,Critical,Important,Critical,Very important,Very important,Very important,Very important,Important,Important,Important,Not important,Important,Not important,Important,Not important,Slightly important,Slightly important,Slightly important,Very important,Slightly important,Critical,Critical,Very important,Critical,Critical,Important,Important,Important,Important,Critical,Important,Important,Critical,Critical,Critical,Important,Not important,Very important,Important,Very important,Important,Not important,Slightly important,Slightly important,Slightly important,Very important,Very important,Slightly important,Critical,Very important,Important,Very important,Very important,Slightly important,Important,Important,Very important,Critical,Important,Very important,Not important,Very important,Very important,Critical,Slightly important,Slightly difficult,Difficult,Not difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Difficult,Slightly difficult,Difficult,0,-44,Slightly important,Important,Important,Slightly important,Very important,Important,Important,Not important,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,No obstacle,Minor obstacle,Private placement office,-44,No,-44,-44,-44,-44,No,-44,-44,-44,Other,Yes,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Major obstacle,Yes,0,100,-44,0,No,-44,Yes,66,24,0,0,0,10,0,0,0,0,0,0,0,-44,25,0,0,25,0,20,0,0,30,0,0,0,0,0,0, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,Collateral requirements for loans or line of credit are unat,550000,585000,205000,72000,3000,1000,18000,1000,6000,1000,1000,0,0,88000,0,99000,152000,214000,No obstacle,Moderate obstacle,Very severe obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,No obstacle,Major obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,No obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Yes,Yes,Yes,No,No,Access to finance,Electricity,Transportation,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,Local business association,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Truthful,Are estimates computed with some precision, 1551360847,1360847,Belize,Belize,Other manufacturing,847,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded,-44,47,53,47,0,0,Equally men and women,No,Yes,34,Makes major strategic and fiancial decisions,5,5,Equally men and women,Female,Male,Male,2005,No,Yes,2005,7,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,100,64,70,0,0,-44,20,0,80,0,Individuals,35,65,0,BAGS,34,International,20,Remained the same,Increased,More than 5,20,80,0,2007,USA,,49,51,7,0,0,100,0,No,-44,No,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,No obstacle,-44,Strongly agree,Tend to agree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,No,No,3,Yes,6,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,4,5,1,1,3,0,0,0,1,0,6,0,0,4,2,0,0,0,1,7,-44,-44,8,5,0,1,21000,1,20200,1,21400,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,1,12000,1,11500,1,12400,9,8000,9,8000,9,8300,-44,-44,Completed college/vocational training,Completed college/vocational training,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Completed college/vocational training,Did not complete primary school,Started but did not complete secondary,Completed primary school,Very important,Very important,Important,Slightly important,Critical,Critical,Very important,Very important,Critical,Very important,Slightly important,Not important,Not important,Slightly important,Important,Slightly important,Important,Critical,Very important,Critical,Critical,Very important,Slightly important,Important,Important,Slightly important,Not important,Important,Not important,Not important,Slightly important,Very important,Critical,Very important,Slightly important,Critical,Critical,Critical,Very important,Very important,Important,Very important,Slightly important,Slightly important,Critical,Very important,Slightly important,Critical,Slightly important,Very important,Critical,Slightly important,Important,Very important,Very important,Very important,Slightly important,Important,Very important,Important,Very important,Slightly important,Very important,Important,Important,Important,Slightly important,Very important,Important,Very important,Slightly important,Critical,Very important,Slightly important,Critical,Slightly important,Critical,Critical,Very important,Slightly important,Not difficult,Slightly difficult,Almost impossible,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Difficult,Difficult,Slightly difficult,0,-44,Slightly difficult,Not difficult,Difficult,0,-44,Important,Important,Slightly important,Not important,Slightly important,Slightly important,Important,Important,Major obstacle,Minor obstacle,Very severe obstacle,No obstacle,Very severe obstacle,No obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,Through family/friends,-44,No,-44,-44,-44,-44,Yes,30,0,No,-44,No,-44,-44,-44,-44,-44,-44,No,100,0,-44,0,No,-44,Yes,95,0,0,0,5,0,0,0,0,0,0,0,0,-44,55,0,0,0,0,0,45,0,0,0,0,0,0,0,0, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,1,Insufficient profitability,-44,218000,212000,105000,63000,1000,8000,15000,1000,2000,19000,2000,0,0,28000,0,11000,56000,25000,No obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Yes,Yes,No,Yes,No,No,No,Very severe obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,Tax Rates,Access to finance,Access to land for expansion / relocation,No obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,-44,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 1551360848,1360848,Belize,Belize,Other manufacturing,848,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,1996,No,Yes,1996,19,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,Yes,1,1,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,100,74,41,0,0,-44,10,61,29,12,Individuals,0,96,4,MEDIA PRODUCTION,26,Local,0,Remained the same,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,87,13,No,-44,Yes,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,Yes,No,Very severe obstacle,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,No obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,No obstacle,-44,Tend to agree,Strongly agree,Strongly agree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,-44,33000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,1000,No,No,Yes,No,No,No,-44,-44,No,-44,-44,Yes,Yes,No,4,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,3,13,2,4,2,5,0,1,1,3,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,2,47000,2,45100,2,47500,0,-44,0,-44,0,-44,1,32000,1,31000,1,32300,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,3,24000,3,23800,3,25200,7,17000,7,16700,7,17700,-44,-44,Started but did not complete college/vocational training,Completed secondary,-44,-44,Completed college/vocational training,University graduate,-44,-44,-44,-44,-44,-44,-44,-44,Started but did not complete college/vocational training,Completed primary school,Completed primary school,Completed primary school,Very important,Very important,Very important,Very important,Important,Slightly important,Very important,Important,Critical,Critical,Not important,Not important,Not important,Slightly important,Important,Critical,Very important,Very important,Very important,Critical,Important,Very important,Slightly important,Slightly important,Important,Important,Slightly important,Not important,Not important,Not important,Critical,Slightly important,Very important,Very important,Critical,Important,Very important,Critical,Very important,Very important,Critical,Important,Important,Slightly important,Very important,Very important,Very important,Critical,Important,Critical,Very important,Very important,Important,Very important,Important,Slightly important,Not important,Slightly important,Important,Slightly important,Critical,Critical,Slightly important,Very important,Critical,Slightly important,Important,Important,Critical,Slightly important,Critical,Very important,Slightly important,Not important,Critical,Slightly important,Very important,Critical,Very important,Critical,Slightly difficult,Slightly difficult,Difficult,1,11,-44,-44,-44,-44,-44,Difficult,Difficult,Difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Very difficult,Difficult,Not difficult,1,2,Slightly difficult,Slightly difficult,Very difficult,0,-44,Important,Very important,Critical,Slightly important,Important,Not important,Important,Important,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,No obstacle,Major obstacle,Major obstacle,Very severe obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,No obstacle,Minor obstacle,Through family/friends,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm cannot afford the optimal level of training,Yes,Very severe obstacle,Major obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Minor obstacle,Yes,0,100,-44,0,Yes,11,No,55,15,0,0,25,5,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,Yes,Loan,2011,15000,8,28,Private commercial banks,Yes,No,No,Yes,Yes,No,-44,150,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,1785000,1740000,665000,349000,11000,5000,191000,35000,1000,5000,3000,0,0,174000,70000,260000,218000,601000,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,No obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,No obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Tax Rates,Cost of finance,Access to finance,Major obstacle,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Large impact,Yes,Moderated impact,No,Moderated impact,No,No impact,Yes,No impact,Yes,No impact,Yes,Moderated impact,Yes,Moderated impact,Yes,No impact,No,No impact,Yes,No impact,Yes,Moderated impact,Yes,No impact,Yes,No impact,No,No impact,Yes,Moderated impact,Yes,No impact,Yes,Moderated impact,Yes,No impact,Yes,Moderated impact,No,Moderated impact,Yes,Large impact,Yes,Moderated impact,Yes,No impact,No,No impact,Yes,Moderated impact,Yes,Moderated impact,No,Moderated impact,Yes,No impact,No,Moderated impact,No,Large impact,Yes,Moderated impact,No,Moderated impact,Yes,No impact,Yes,No impact,Yes,Large impact,No,Moderated impact,No,Moderated impact,No,Large impact,Yes,No impact,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are estimates computed with some precision, 1551360850,1360850,Belize,Belize,Transport,850,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded,-44,70,0,100,0,0,Predominantly men,Yes,No,55,Delegates decisions to other partners,6,0,Predominantly men,Male,Female,Male,2000,No,Yes,2000,4,No,-44,-44,No,-44,-44,Yes,9,No,Yes,2,No,Yes,3,1,1,-44,Yes,1,1,0,-44,Yes,7,4,0,-44,No,-44,-44,-44,-44,Yes,4,Yes,Yes,Yes,0,-44,-44,100,0,-44,0,100,0,6,Individuals,14,75,11,ECOTOURISM,71,International,27,Decreased,Increased,2-5,48,52,40,2000,USA,,59,41,-44,-44,-44,83,17,No,-44,No,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Minor obstacle,No obstacle,-44,Strongly agree,Tend to agree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,22000,Yes,No,Yes,No,Yes,No,-44,-44,No,-44,-44,Yes,No,Yes,0,Yes,2,No,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,3,2,100,64,6,0,0,58,0,0,0,35,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,1,6,34000,6,34000,6,34000,3,25000,3,24800,3,25500,4,16000,4,15700,4,16500,3,12000,3,12000,3,12400,12,14000,13,13400,12,14300,0,-44,0,-44,0,-44,3,10000,3,9600,3,10200,0,-44,0,-44,0,-44,33,5000,35,4900,33,5200,Economic upturn/downturn,-44,University graduate,University graduate,University graduate,Completed secondary,University graduate,Completed college/vocational training,Completed secondary,Started but did not complete college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,-44,-44,Completed secondary,Did not complete primary school,Slightly important,Important,Not important,Very important,Very important,Critical,Important,Slightly important,Critical,Very important,Slightly important,Slightly important,Not important,Not important,Very important,Very important,Very important,Very important,Slightly important,Critical,Very important,Critical,Very important,Slightly important,Important,Slightly important,Not important,Very important,Not important,Slightly important,Very important,Very important,Slightly important,Critical,Critical,Important,Very important,Important,Very important,Slightly important,Important,Important,Very important,Very important,Very important,Important,Critical,Very important,Very important,Very important,Critical,Important,Slightly important,Important,Slightly important,Important,Slightly important,Not important,Very important,Not important,Very important,Slightly important,Very important,Very important,Important,Very important,Slightly important,Not important,Important,Very important,Critical,Very important,Slightly important,Important,Very important,Slightly important,Very important,Very important,Very important,Slightly important,Not difficult,Slightly difficult,Difficult,3,10,Slightly difficult,Difficult,Not difficult,0,-44,Slightly difficult,Very difficult,Not difficult,1,10,Difficult,Slightly difficult,Almost impossible,1,5,Slightly difficult,Almost impossible,Difficult,1,9,-44,-44,-44,-44,-44,Not difficult,Difficult,Difficult,2,4,-44,-44,-44,-44,-44,Not difficult,Very difficult,Difficult,1,2,Critical,Important,Not important,Not important,Not important,Important,Important,Very important,Very severe obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Major obstacle,Major obstacle,Very severe obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Public announcement/advertisement,-44,No,-44,-44,-44,-44,Yes,0,10,No,-44,Yes,Moderate obstacle,Very severe obstacle,Minor obstacle,Major obstacle,Major obstacle,No obstacle,Yes,100,0,-44,0,No,-44,Yes,74,22,0,0,0,0,0,0,0,0,4,0,0,-44,50,0,0,0,0,50,0,0,0,0,0,0,0,0,0, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,Collateral requirements for loans or line of credit are unat,3416000,3192000,638000,861000,384000,150000,319000,64000,36000,213000,114000,96000,0,128000,0,145000,894000,307000,No obstacle,Very severe obstacle,No obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Very severe obstacle,Very severe obstacle,No obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,Moderate obstacle,Major obstacle,No obstacle,-44,-44,-44,-44,-44,Electricity,Tax administration,"Crime, theft and disorder",Moderate obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,-44,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,No,Yes,No,No,Yes,No,No,No,-44,-44,Truthful,Are estimates computed with some precision, 1231230001,1230001,Jamaica,Jamaica,Food,1,Yes,5,Establishment physically separated from HQ and other establi,Yes,5,Shareholding company with non-traded shares or shares traded,-44,100,100,0,0,0,All women,No,No,100,Makes decisions in consultation with other partners,18,7,Predominantly women,Female,Female,Female,1985,Yes,Yes,1985,32,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,Yes,1,2,0,-44,Yes,6,4,0,-44,No,-44,-44,-44,-44,Yes,5,Yes,Yes,Yes,100,75,40,0,0,-44,54,34,12,3,Small private firms (less than 20 employees),51,30,19,CHIKENS AND PORK,58,National,0,Increased,Increased,More than 5,95,5,0,2001,USA,,11,89,12,0,4,19,81,Yes,4,Yes,Yes,Yes,Yes,Yes,Yes,-44,-44,-44,-44,Yes,Yes,No,Yes,Yes,No,Yes,Yes,Yes,Yes,Yes,No,Yes,No,Yes,No,Yes,No,-44,Very Important,Very Important,Very Important,Very Important,Slightly important,Important,Not important,Yes,81,No,-44,Yes,19,No,Yes,124800000,24,Yes,No,Yes,No,Moderate obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,No obstacle,-44,Tend to agree,Tend to agree,Strongly agree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,Yes,2,-44,Yes,5,During working hours,Other,Personal possessions of employees or customers,35340000,A fellow employee,No,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,5,During working hours,Knife,Personal possessions of employees or customers,30780000,A customer,No,No,Other,Yes,2,Outside working hours,Knife,Goods or stock,2280000,Gang related,No,No,-44,Yes,1,Outside working hours,Firearm/gun,Money,3420000,Gang related,No,Yes,-44,Yes,4,Outside working hours,Knife,Personal possessions of employees or customers,57000000,Group of criminals,No,Yes,-44,Yes,5,During working hours,Other,Other company property,5700000,A customer,No,Yes,-44,No,-44,-44,1491000,Yes,Yes,No,No,Yes,No,-44,-44,No,-44,-44,No,No,Yes,6,Yes,5,No,Yes,0,0,-44,Yes,7,No,No,-44,-44,No,-44,-44,60,428,29,315,0,84,21,245,0,58,582,9,140,256,177,0,24,6,39,3,3,1,3,3,58,38,1560000,34,1529000,39,1576000,18,1120000,16,1120000,18,1131000,100,1000000,90,1000000,101,1000000,21,680000,19,660000,22,680000,39,930000,33,911000,39,939000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,273,940000,242,931000,278,987000,521,900000,468,890000,521,909000,Economic upturn/downturn,-44,University graduate,University graduate,Completed college/vocational training,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed secondary,Started but did not complete college/vocational training,-44,-44,-44,-44,Completed secondary,Completed college/vocational training,Completed secondary,Started but did not complete secondary,Very important,Very important,Slightly important,Very important,Not important,Very important,Important,Very important,Not important,Slightly important,Slightly important,Slightly important,Important,Important,Very important,Important,Very important,Very important,Very important,Very important,Critical,Very important,Slightly important,Slightly important,Very important,Important,Not important,Not important,Very important,Not important,Slightly important,Critical,Critical,Very important,Important,Critical,Critical,Very important,Slightly important,Very important,Slightly important,Very important,Critical,Important,Very important,Slightly important,Very important,Slightly important,Important,Slightly important,Critical,Very important,Not important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Not important,Important,Critical,Important,Critical,Very important,Important,Very important,Important,Very important,Critical,Very important,Slightly important,Important,Slightly important,Critical,Slightly important,Very important,Critical,Critical,Critical,Not difficult,Very difficult,Very difficult,3,24,Difficult,Difficult,Almost impossible,2,11,Difficult,Difficult,Not difficult,4,11,Difficult,Not difficult,Not difficult,4,5,Difficult,Difficult,Slightly difficult,4,6,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Slightly difficult,Almost impossible,Very difficult,12,3,Not difficult,Difficult,Not difficult,4,2,Very important,Very important,Important,Slightly important,Very important,Very important,Critical,Slightly important,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Major obstacle,Major obstacle,Major obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,No obstacle,Very severe obstacle,Public placement office,-44,No,-44,-44,-44,-44,Yes,30,30,No,-44,Yes,Major obstacle,Major obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,No obstacle,Yes,80,20,-44,0,Yes,15,Yes,57,14,0,10,15,0,0,0,0,0,4,0,0,-44,22,46,0,32,0,0,0,0,0,0,0,0,0,0,0, ,Yes,Loan,2010,85000000,13,47,Private commercial banks,No,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,Collateral requirements for loans or line of credit are unat,5700000000,6350000000,3270000000,912000000,17766000,8424000,254000000,74200000,2722000,8392000,3856000,75000000,0,656500000,250000000,1050000000,545000000,2467500000,Major obstacle,Major obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,No,Yes,Yes,No,No,Tax administration,"Crime, theft and disorder",Practices of competitors in the informal sector,Minor obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Administratie procedure is cumbersome,-44,No,-44,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are estimates computed with some precision, 1231230005,1230005,Jamaica,Jamaica,Food,5,No,-44,-44,-44,-44,Limited partnership,-44,50,100,0,0,0,Predominantly men,No,Yes,30,Delegates decisions to other partners,12,5,All men,Male,Male,Male,1980,No,Yes,1983,10,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,Yes,2,2,0,-44,Yes,7,4,0,-44,No,-44,-44,-44,-44,Yes,Do not know,Yes,Yes,Yes,100,75,48,0,0,-44,22,12,66,10,Government or government agencies (including state-owned ent,31,51,18,ICE CREAM DISTRIBUTION,100,National,Do not know,Remained the same,Decreased,More than 5,68,32,26,-66,-99,Refusal to answer,-99,Refusal to answer,1,0,0,89,11,No,-44,Yes,No,No,Yes,Yes,Yes,-44,-44,-44,-44,No,No,Yes,No,No,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Slightly important,Slightly important,Very Important,Very Important,Slightly important,Critical,Slightly important,Yes,70,No,-44,Yes,30,Yes,Yes,232200000,15,Yes,Yes,Yes,Yes,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Very severe obstacle,Major obstacle,Minor obstacle,No obstacle,Major obstacle,Major obstacle,Moderate obstacle,No obstacle,-44,Strongly agree,Tend to agree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,192000,Yes,No,Yes,No,Yes,No,-44,-44,No,-44,-44,No,Yes,No,0,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,7,2,-66,184,14,139,19,12,0,54,3,4,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,11,14,3270000,13,3270000,14,3368000,14,1720000,13,1720000,14,1772000,28,1430000,26,1416000,29,1473000,1,1430000,1,1387000,1,1444000,3,1354000,3,1327000,3,1368000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,101,1180000,94,1133000,103,1192000,23,650000,21,624000,23,657000,New products require new skills,-44,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Started but did not complete college/vocational training,Completed secondary,Completed secondary,-44,-44,-44,-44,Completed secondary,Completed secondary,Completed secondary,Started but did not complete secondary,Critical,Critical,Critical,Very important,Very important,Very important,Critical,Critical,Critical,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Very important,Very important,Very important,Critical,Important,Very important,Very important,Slightly important,Not important,Important,Slightly important,Not important,Not important,Very important,Slightly important,Important,Very important,Critical,Important,Important,Very important,Very important,Very important,Very important,Critical,Important,Important,Important,Not important,Very important,Important,Very important,Very important,Very important,Very important,Important,Important,Very important,Critical,Important,Important,Slightly important,Slightly important,Very important,Not important,Very important,Important,Very important,Very important,Slightly important,Very important,Very important,Very important,Critical,Slightly important,Very important,Important,Very important,Important,Slightly important,Important,Critical,Important,Very important,Slightly important,Not difficult,Almost impossible,Not difficult,3,4,Slightly difficult,Almost impossible,Difficult,2,12,Slightly difficult,Very difficult,Almost impossible,5,11,Difficult,Very difficult,Difficult,1,5,Very difficult,Difficult,Difficult,3,8,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Difficult,Slightly difficult,Not difficult,3,1,Slightly difficult,Slightly difficult,Slightly difficult,5,1,Very important,Critical,Very important,Important,Very important,Critical,Slightly important,Slightly important,Moderate obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,No obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Very severe obstacle,Minor obstacle,No obstacle,Schoold related network,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The benefits of training are small than the costs,Yes,Major obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,No obstacle,Yes,100,0,-44,0,Yes,16,Yes,57,18,0,0,20,0,0,0,0,0,5,0,0,-44,24,50,0,0,26,0,0,0,0,0,0,0,0,0,0, ,Yes,Loan,2009,17500000,12,51,Private commercial banks,No,-44,-44,-44,-44,-44,-44,160,Yes,1,0,-44,-44,5355000000,5805000000,2662000000,228600000,7869000,3528000,232200000,16650000,690000,3111000,1512000,6360000,0,424000000,510000000,448000000,580000000,1061760000,No obstacle,Moderate obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Major obstacle,No obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,Major obstacle,No,Yes,Yes,No,No,Electricity,Tax administration,Cost of finance,Minor obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,-44,-44,Marketing and Operations support,-44,No,-44,-44,Yes,No,Yes,Yes,No,No,Yes,Yes,Yes,No,-44,-44,Yes,No,No,Yes,No,No,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,No,Somewhat truthful,Are estimates computed with some precision, 1231230006,1230006,Jamaica,Jamaica,Food,6,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Male,1951,No,Yes,1951,27,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,No,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,6,2,0,-44,No,-44,-44,-44,-44,Yes,Do not know,Yes,Yes,Yes,100,80,48,0,0,-44,19,51,30,19,Small private firms (less than 20 employees),39,55,6,"PASTRIES, BREAD, BUNS AND BISC",100,National,Do not know,Remained the same,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,56,44,Yes,22,Yes,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Major obstacle,Major obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,No obstacle,-44,Tend to agree,Tend to disagree,Tend to agree,Strongly agree,No,-44,-44,-44,-44,-44,Yes,-44,11400000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,173000,Yes,No,Yes,No,Yes,No,-44,-44,No,-44,-44,No,Yes,No,0,No,-44,-44,Yes,0,0,-44,Yes,5,No,No,-44,-44,No,-44,-44,15,307,14,211,49,33,4,82,14,12,22,1,5,8,8,0,1,0,2,9,5,9,9,9,6,15,5180000,14,5076000,15,5284000,13,2780000,12,2752000,13,2836000,48,1520000,43,1520000,48,1550000,2,1060000,2,1018000,2,1081000,9,1427000,8,1413000,9,1427000,0,-44,0,-44,0,-44,2,1030000,2,1009000,2,1040000,149,1100000,137,1100000,149,1122000,91,840000,82,832000,91,865000,Economic upturn/downturn,-44,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,University graduate,Completed secondary,Started but did not complete college/vocational training,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed secondary,Started but did not complete college/vocational training,Completed college/vocational training,Completed secondary,Completed primary school,Did not complete primary school,Very important,Very important,Critical,Slightly important,Slightly important,Slightly important,Very important,Very important,Very important,Very important,Very important,Very important,Not important,Not important,Slightly important,Critical,Important,Very important,Very important,Very important,Critical,Important,Slightly important,Very important,Very important,Very important,Slightly important,Not important,Slightly important,Slightly important,Critical,Very important,Very important,Critical,Very important,Critical,Very important,Critical,Critical,Slightly important,Important,Important,Very important,Important,Very important,Very important,Very important,Very important,Critical,Very important,Slightly important,Slightly important,Important,Important,Very important,Important,Slightly important,Slightly important,Not important,Not important,Important,Critical,Very important,Slightly important,Very important,Slightly important,Slightly important,Slightly important,Very important,Important,Slightly important,Critical,Very important,Not important,Critical,Very important,Slightly important,Very important,Important,Very important,Slightly difficult,Slightly difficult,Very difficult,2,12,Slightly difficult,Difficult,Difficult,1,5,Difficult,Almost impossible,Difficult,5,15,Not difficult,Slightly difficult,Not difficult,0,-44,Difficult,Slightly difficult,Not difficult,1,2,-44,-44,-44,-44,-44,Slightly difficult,Difficult,Slightly difficult,3,3,Not difficult,Slightly difficult,Very difficult,5,3,Very difficult,Very difficult,Difficult,2,2,Very important,Very important,Not important,Very important,Important,Very important,Slightly important,Not important,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Public announcement/advertisement,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm cannot afford the optimal level of training,Yes,Major obstacle,Major obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Yes,100,0,-44,0,Yes,18,Yes,64,4,0,0,25,0,0,0,0,0,7,0,0,-44,54,46,0,0,0,0,0,0,0,0,0,0,0,0,0, ,Yes,Loan,2011,15500000,12,26,Private commercial banks,Yes,Yes,No,Yes,No,No,-44,165,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,3450000000,3780000000,2375000000,426810000,4098000,1984000,226800000,8541000,600000,1605000,864000,0,0,636000000,204000000,1040000000,570000000,2204800000,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Yes,No,Yes,No,No,Tax administration,Cost of finance,Access to finance,No obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,Local business association,-44,technological and Innovation Support,-44,No,-44,-44,Yes,No,No,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Somewhat truthful,Are estimates computed with some precision, 1231230007,1230007,Jamaica,Jamaica,Food,7,No,-44,-44,-44,-44,Limited partnership,-44,70,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly women,Male,Male,Female,1995,Yes,Yes,1994,22,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,12,2,2,-44,No,-44,-44,-44,-44,Yes,7,4,0,-44,No,-44,-44,-44,-44,Yes,2,Yes,No,Yes,100,65,48,0,0,-44,60,24,16,0,Small private firms (less than 20 employees),20,59,21,PASTRIES,100,National,Do not know,Increased,Decreased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,67,33,Yes,27,Yes,No,No,Yes,Yes,No,Yes,University,-44,No,Yes,Yes,Yes,No,Yes,Yes,No,-44,-44,Yes,Yes,No,Yes,No,No,No,No,No,-44,Important,Very Important,Important,Important,Important,Not important,Important,Yes,60,Yes,40,No,-44,No,No,6480000,16,Yes,Yes,Yes,Yes,Moderate obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Major obstacle,No obstacle,-44,Strongly disagree,Strongly disagree,Tend to agree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,-44,9700000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,361000,Yes,No,Yes,Yes,Yes,No,-44,-44,No,-44,-44,No,Yes,Yes,0,Yes,1,No,Yes,2,1,-44,Yes,17,Yes,No,-44,-44,No,-44,-44,-66,130,10,88,0,32,6,48,0,24,5,0,1,2,2,0,0,0,1,4,-44,5,5,3,1,10,1440000,9,1411000,10,1469000,7,780000,6,772000,7,780000,15,600000,14,576000,15,618000,2,600000,2,594000,2,612000,7,441000,6,441000,7,441000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,55,490000,51,475000,55,495000,39,270000,35,265000,39,286000,Economic upturn/downturn,-44,University graduate,University graduate,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed college/vocational training,Completed secondary,Started but did not complete college/vocational training,Completed secondary,Started but did not complete college/vocational training,-44,-44,-44,-44,Completed secondary,Completed primary school,Completed secondary,Completed primary school,Very important,Very important,Very important,Important,Important,Very important,Important,Slightly important,Important,Very important,Not important,Slightly important,Important,Slightly important,Critical,Important,Very important,Slightly important,Slightly important,Very important,Slightly important,Critical,Important,Not important,Very important,Very important,Very important,Important,Not important,Not important,Important,Not important,Important,Important,Very important,Important,Critical,Slightly important,Important,Slightly important,Slightly important,Very important,Very important,Important,Critical,Slightly important,Slightly important,Important,Very important,Important,Critical,Not important,Important,Important,Very important,Very important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Critical,Very important,Very important,Very important,Slightly important,Very important,Very important,Critical,Slightly important,Important,Very important,Important,Slightly important,Critical,Important,Very important,Critical,Very important,Difficult,Difficult,Slightly difficult,1,11,Very difficult,Almost impossible,Very difficult,5,19,Difficult,Slightly difficult,Difficult,1,4,Very difficult,Difficult,Not difficult,0,-44,Difficult,Not difficult,Very difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Difficult,Slightly difficult,Almost impossible,3,3,Very difficult,Slightly difficult,Difficult,3,2,Critical,Critical,Important,Important,Critical,Important,Important,Very important,Moderate obstacle,Major obstacle,Minor obstacle,No obstacle,Major obstacle,No obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Very severe obstacle,No obstacle,Very severe obstacle,Public announcement/advertisement,-44,Yes to fire,No,-44,Yes,6,No,-44,-44,-44,The firm cannot afford the optimal level of training,Yes,Major obstacle,Very severe obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Yes,100,0,-44,0,Yes,18,Yes,80,10,0,0,10,0,0,0,0,0,0,0,0,-44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,2,2,Insufficient profitability,-44,300000000,324000000,132000000,65400000,3986000,1523000,9720000,1140000,339000,1742000,1018000,88000000,0,68680000,136350000,95400000,174000000,225144000,No obstacle,Very severe obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Very severe obstacle,Major obstacle,No obstacle,No obstacle,Major obstacle,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,Moderate obstacle,No obstacle,Very severe obstacle,Yes,Yes,Yes,Yes,No,Electricity,Practices of competitors in the informal sector,Corruption,Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed,-44,No,-44,-44,"General management, Business development and Strategies supp",-44,Yes,No,No,No,-44,-44,Yes,Yes,No,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Truthful,Are taken directly from the establishment's records, 1231230010,1230010,Jamaica,Jamaica,Food,10,Yes,5,Establishment physically separated from HQ and other establi,Yes,5,Shareholding company with non-traded shares or shares traded,-44,40,60,40,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Female,Female,1968,No,Yes,1970,12,No,-44,-44,No,-44,-44,Yes,3,No,No,-44,-44,Yes,15,1,2,-44,Yes,4,3,0,-44,Yes,6,3,0,-44,Yes,10,6,0,-44,Yes,5,Yes,Yes,Yes,100,80,96,0,0,-44,0,0,100,11,Individuals,31,0,69,BISCUITS,51,National,Do not know,Decreased,Remained the same,More than 5,78,22,31,1975,-99,Refusal to answer,-99,Refusal to answer,2,0,2,64,36,Yes,4,Yes,No,No,Yes,Yes,Yes,-44,-44,-44,-44,No,No,Yes,No,No,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Critical,Not important,Very Important,Very Important,Not important,Slightly important,Very Important,Yes,100,No,-44,No,-44,No,No,8350000,24,Yes,Yes,Yes,Yes,Moderate obstacle,Very severe obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,No obstacle,-44,Tend to agree,Tend to agree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,775000,Yes,No,Yes,No,Yes,No,-44,-44,No,-44,-44,No,Yes,Yes,0,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,No,2,80,184,10,87,45,42,3,8,7,20,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,9,10,1610000,10,1546000,10,1658000,3,1240000,3,1190000,3,1240000,17,840000,18,806000,17,840000,2,840000,2,832000,2,865000,10,717000,10,710000,11,739000,0,-44,0,-44,0,-44,1,450000,1,441000,1,459000,56,580000,60,580000,55,609000,85,360000,90,346000,87,374000,Economic upturn/downturn,-44,Completed college/vocational training,Completed college/vocational training,University graduate,University graduate,University graduate,University graduate,Completed secondary,Started but did not complete college/vocational training,Completed college/vocational training,Completed secondary,-44,-44,Completed secondary,Started but did not complete secondary,Completed secondary,Started but did not complete secondary,Completed primary school,Completed primary school,Critical,Very important,Very important,Not important,Very important,Critical,Critical,Important,Critical,Not important,Not important,Important,Slightly important,Very important,Slightly important,Very important,Important,Critical,Critical,Important,Critical,Very important,Very important,Not important,Very important,Important,Important,Not important,Slightly important,Not important,Important,Slightly important,Very important,Critical,Important,Slightly important,Critical,Very important,Critical,Very important,Critical,Slightly important,Critical,Very important,Very important,Very important,Very important,Very important,Very important,Important,Very important,Slightly important,Slightly important,Slightly important,Important,Important,Slightly important,Slightly important,Not important,Important,Very important,Slightly important,Critical,Very important,Critical,Very important,Very important,Very important,Important,Very important,Very important,Very important,Critical,Slightly important,Very important,Slightly important,Very important,Critical,Important,Very important,Slightly difficult,Difficult,Slightly difficult,2,5,Not difficult,Almost impossible,Slightly difficult,1,12,Not difficult,Difficult,Almost impossible,0,-44,Not difficult,Difficult,Difficult,1,5,Slightly difficult,Not difficult,Not difficult,2,2,-44,-44,-44,-44,-44,Not difficult,Slightly difficult,Difficult,0,-44,Difficult,Difficult,Difficult,3,5,Difficult,Difficult,Slightly difficult,3,1,Very important,Very important,Very important,Important,Important,Very important,Not important,Important,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,No obstacle,Major obstacle,Private placement office,-44,No,-44,-44,-44,-44,Yes,40,40,No,-44,No,-44,-44,-44,-44,-44,-44,Yes,100,0,-44,0,Yes,13,No,57,10,0,0,30,0,0,0,0,0,3,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,1,Collateral or cosigners unacceptable,-44,936000000,880000000,516000000,120000000,15795000,3955000,88000000,41300000,1665000,5720000,3868000,31200000,0,505000000,200000000,648000000,228000000,1464480000,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Yes,Yes,No,Yes,No,No,No,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Yes,Yes,Yes,Yes,No,Practices of competitors in the informal sector,Access to finance,Cost of finance,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,-44,-44,Financial magement and tax and customs administration,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 1231230011,1230011,Jamaica,Jamaica,Food,11,No,-44,-44,-44,-44,Limited partnership,-44,70,100,0,0,0,Predominantly men,No,No,25,Makes decisions in consultation with other partners,22,4,Predominantly men,Male,Male,Male,1910,No,Yes,1909,6,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,11,1,1,-44,No,-44,-44,-44,-44,Yes,11,3,0,-44,No,-44,-44,-44,-44,Yes,Do not know,Yes,Yes,Yes,100,85,48,0,0,-44,22,78,0,16,Small private firms (less than 20 employees),93,0,7,BISCUITS,100,International,Do not know,Remained the same,Increased,More than 5,25,75,0,-66,-99,Refusal to answer,-99,Refusal to answer,5,0,0,88,12,Yes,7,Yes,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,Yes,No,No,Yes,Moderate obstacle,Major obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,-44,Strongly disagree,Strongly disagree,Tend to disagree,Tend to agree,Yes,No,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,420700,Yes,No,Yes,No,Yes,No,-44,-44,No,-44,-44,Yes,No,Yes,0,No,-44,-44,No,-44,0,-44,Yes,11,Yes,No,-44,-44,Yes,13,2,-66,654,29,300,204,121,7,84,67,40,19,0,4,6,9,0,1,1,3,4,-44,4,6,2,7,29,7820000,28,7742000,29,7898000,27,6020000,26,5839000,28,6201000,58,4630000,55,4584000,59,4769000,7,4630000,6,4584000,7,4676000,34,3999000,31,3919000,35,4039000,0,-44,0,-44,0,-44,5,2530000,5,2505000,5,2581000,207,3830000,197,3715000,207,3945000,306,1340000,288,1327000,312,1380000,New production methods,-44,University graduate,Completed college/vocational training,Completed college/vocational training,University graduate,University graduate,University graduate,Completed secondary,Completed college/vocational training,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Completed secondary,Completed primary school,Completed secondary,Completed primary school,Critical,Very important,Very important,Critical,Critical,Critical,Important,Slightly important,Important,Very important,Slightly important,Not important,Slightly important,Not important,Important,Critical,Critical,Critical,Critical,Very important,Very important,Slightly important,Slightly important,Very important,Slightly important,Very important,Not important,Not important,Slightly important,Not important,Critical,Important,Very important,Very important,Important,Very important,Very important,Very important,Very important,Very important,Important,Very important,Very important,Very important,Critical,Important,Very important,Very important,Very important,Very important,Slightly important,Slightly important,Not important,Important,Very important,Important,Not important,Slightly important,Very important,Very important,Very important,Slightly important,Very important,Important,Critical,Critical,Critical,Very important,Critical,Slightly important,Important,Critical,Very important,Critical,Critical,Important,Critical,Important,Very important,Critical,Slightly difficult,Very difficult,Almost impossible,3,17,Almost impossible,Not difficult,Difficult,0,-44,Very difficult,Not difficult,Slightly difficult,3,8,Not difficult,Slightly difficult,Not difficult,1,6,Difficult,Difficult,Almost impossible,4,7,-44,-44,-44,-44,-44,Very difficult,Slightly difficult,Not difficult,2,4,Not difficult,Slightly difficult,Difficult,4,1,Very difficult,Very difficult,Difficult,5,3,Important,Very important,Not important,Slightly important,Slightly important,Slightly important,Not important,Not important,Moderate obstacle,Major obstacle,Minor obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Major obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Major obstacle,Very severe obstacle,Schoold related network,-44,No,-44,-44,-44,-44,Yes,10,30,No,-44,Yes,Major obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Yes,100,0,-44,0,Yes,18,No,45,5,0,0,45,0,0,0,0,0,5,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,Yes,Loan,2012,16000000,14,22,Private commercial banks,No,-44,-44,-44,-44,-44,-44,-44,Yes,1,0,-44,-44,13310000000,13860000000,6017000000,2833000000,9776000,4464000,1247400000,11500000,1140000,118050000,2016000,0,0,2356200000,0,2591820000,3049200000,5805677000,No obstacle,Moderate obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,No obstacle,Major obstacle,No,No,Yes,No,No,Electricity,Corruption,Practices of competitors in the informal sector,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not aware of this type of assistance and don't know it advan,-44,No,-44,-44,technological and Innovation Support,-44,Yes,No,No,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Somewhat truthful,Are estimates computed with some precision, 1231230012,1230012,Jamaica,Jamaica,Food,12,No,-44,-44,-44,-44,Limited partnership,-44,40,100,0,0,0,Equally men and women,No,Yes,55,Delegates decisions to other partners,6,6,Predominantly men,Male,Male,Female,2005,Yes,Yes,2005,27,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,3,0,-44,Yes,3,2,0,-44,Yes,9,4,0,-44,No,-44,-44,-44,-44,Yes,Do not know,Yes,No,Yes,100,62,40,0,0,-44,0,12,88,0,Individuals,78,0,22,COFFEE,100,International,Do not know,Increased,Increased,More than 5,10,90,0,2005,-99,Refusal to answer,-99,Refusal to answer,12,0,0,84,16,Yes,3,No,No,No,Yes,Yes,Yes,-44,-44,-44,-44,No,No,Yes,Yes,Yes,Yes,Yes,No,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Slightly important,Very Important,Critical,Very Important,Not important,Important,Critical,Yes,76,No,-44,Yes,24,No,No,9120000,39,Yes,Yes,Yes,No,Very severe obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,No obstacle,-44,Tend to disagree,Tend to disagree,Tend to agree,Tend to agree,Yes,No,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,910000,Yes,No,Yes,Yes,Yes,No,-44,-44,No,-44,-44,No,Yes,Yes,14,Yes,1,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,10,76,11,52,0,13,1,13,0,11,71,1,16,33,21,0,2,8,8,3,4,3,3,3,6,12,2130000,11,2130000,12,2194000,3,1270000,3,1219000,3,1295000,15,840000,14,823000,15,865000,3,760000,3,730000,3,775000,9,738000,8,723000,9,738000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,50,700000,47,672000,50,728000,55,440000,52,436000,56,462000,Increase/decreased demand for goods,-44,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,University graduate,Completed secondary,Completed secondary,Completed college/vocational training,Completed college/vocational training,-44,-44,-44,-44,Completed secondary,Started but did not complete college/vocational training,Completed primary school,Completed secondary,Slightly important,Slightly important,Very important,Very important,Very important,Critical,Critical,Critical,Important,Not important,Important,Not important,Slightly important,Not important,Very important,Important,Very important,Very important,Critical,Very important,Slightly important,Critical,Important,Very important,Very important,Slightly important,Important,Not important,Important,Slightly important,Critical,Important,Slightly important,Important,Slightly important,Important,Very important,Slightly important,Very important,Critical,Very important,Very important,Very important,Slightly important,Slightly important,Important,Slightly important,Slightly important,Very important,Critical,Very important,Very important,Not important,Important,Important,Important,Slightly important,Important,Slightly important,Not important,Critical,Critical,Very important,Slightly important,Slightly important,Slightly important,Very important,Slightly important,Critical,Very important,Critical,Very important,Important,Important,Critical,Important,Slightly important,Very important,Important,Slightly important,Not difficult,Difficult,Difficult,0,-44,Not difficult,Difficult,Not difficult,3,9,Very difficult,Very difficult,Difficult,0,-44,Not difficult,Very difficult,Slightly difficult,3,6,Slightly difficult,Slightly difficult,Very difficult,3,5,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Difficult,Difficult,Almost impossible,2,6,Difficult,Slightly difficult,Very difficult,1,2,Critical,Critical,Critical,Very important,Not important,Slightly important,Slightly important,Important,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Major obstacle,Major obstacle,Minor obstacle,No obstacle,Public announcement/advertisement,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The benefits of training are small than the costs,Yes,Major obstacle,Very severe obstacle,Major obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Yes,70,30,-44,0,No,-44,No,50,0,25,0,20,5,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,Interest rates are not favorable,285760000,304000000,91200000,106400000,48640000,12160000,18240000,3040000,3040000,12160000,3040000,0,0,45600000,15200000,51984000,57304000,121123000,Minor obstacle,No obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Major obstacle,No obstacle,No obstacle,Moderate obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,Moderate obstacle,No obstacle,Major obstacle,No obstacle,-44,-44,-44,-44,-44,"Crime, theft and disorder",Macroeconomic environment,Tax administration,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,-44,-44,Financial magement and tax and customs administration,-44,No,-44,-44,Yes,No,No,Yes,No,No,No,-44,-44,Yes,No,No,Yes,No,No,Yes,No,No,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,Somewhat truthful,Are estimates computed with some precision, 1231230014,1230014,Jamaica,Jamaica,Food,14,No,-44,-44,-44,-44,Limited partnership,-44,46,100,0,0,0,Predominantly women,No,No,60,Makes decisions in consultation with other partners,23,0,Predominantly men,Male,Female,Female,-66,Yes,Do not know,-66,-66,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,1,0,-44,Yes,4,2,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,Do not know,Yes,No,Yes,100,90,49,0,0,-44,100,0,0,0,Individuals,97,0,3,JUICES,33,National,Do not know,Increased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,43,57,Yes,6,Yes,No,No,Yes,Yes,No,Yes,Client,-44,No,Yes,Yes,Yes,Yes,No,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Critical,Critical,Very Important,Critical,Very Important,Not important,Important,Yes,72,Yes,28,No,-44,No,No,20100000,38,Yes,No,Yes,Yes,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,-44,Strongly disagree,Tend to disagree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,-44,7440000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,470000,Yes,No,Yes,No,Yes,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,No,-44,-44,No,-44,0,-44,Yes,3,No,No,-44,-44,No,-44,-44,-66,235,13,109,87,26,2,21,33,5,11,0,3,6,2,0,0,0,2,8,-44,9,8,8,9,13,3710000,11,3562000,13,3784000,11,3070000,9,3009000,11,3162000,20,1490000,17,1475000,20,1520000,2,1110000,2,1088000,2,1110000,8,1047000,7,1026000,8,1057000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,68,970000,56,970000,69,970000,124,660000,104,647000,124,680000,Economic upturn/downturn,-44,University graduate,University graduate,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed secondary,Completed secondary,Completed college/vocational training,Completed secondary,-44,-44,-44,-44,Completed secondary,Completed secondary,Completed secondary,Did not complete primary school,Critical,Slightly important,Very important,Important,Important,Very important,Critical,Slightly important,Slightly important,Very important,Very important,Slightly important,Slightly important,Slightly important,Very important,Very important,Critical,Critical,Very important,Very important,Important,Critical,Important,Slightly important,Critical,Slightly important,Not important,Slightly important,Slightly important,Important,Very important,Slightly important,Slightly important,Very important,Important,Important,Very important,Critical,Very important,Very important,Critical,Very important,Critical,Very important,Slightly important,Critical,Important,Important,Critical,Critical,Important,Very important,Slightly important,Important,Slightly important,Important,Slightly important,Slightly important,Not important,Slightly important,Very important,Very important,Important,Important,Critical,Important,Very important,Very important,Critical,Slightly important,Critical,Very important,Important,Not important,Very important,Very important,Important,Critical,Very important,Critical,Slightly difficult,Difficult,Almost impossible,0,-44,Slightly difficult,Very difficult,Difficult,4,14,Difficult,Difficult,Difficult,4,20,Slightly difficult,Very difficult,Almost impossible,0,-44,Slightly difficult,Slightly difficult,Very difficult,3,2,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Slightly difficult,Slightly difficult,Difficult,2,3,Very difficult,Difficult,Difficult,0,-44,Very important,Critical,Slightly important,Very important,Critical,Critical,Slightly important,Very important,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Public announcement/advertisement,-44,No,-44,-44,-44,-44,No,-44,-44,-44,Other,No,-44,-44,-44,-44,-44,-44,Yes,100,0,-44,0,Yes,18,Yes,47,18,0,0,35,0,0,0,0,0,0,0,0,-44,23,0,0,0,0,30,47,0,0,0,0,0,0,0,0, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,1710000000,2010000000,889200000,229900000,16176000,7350000,80400000,44640000,1624000,5188000,3175000,16800000,0,464600000,180000000,840000000,560000000,1797600000,No obstacle,Moderate obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Major obstacle,Yes,Yes,No,No,No,Tax Rates,Corruption,Electricity,Major obstacle,Yes,Yes,Yes,Yes,No,Yes,Yes,No,Large impact,Yes,Moderated impact,-44,-44,Yes,No impact,No,No impact,No,Moderated impact,Yes,No impact,-44,-44,Yes,No impact,No,No impact,Yes,No impact,Yes,Moderated impact,-44,-44,No,Large impact,No,No impact,No,No impact,Yes,Moderated impact,-44,-44,Yes,No impact,No,No impact,No,Moderated impact,Yes,Moderated impact,-44,-44,Yes,Moderated impact,Yes,No impact,Yes,Moderated impact,Yes,Moderated impact,-44,-44,Yes,No impact,Yes,No impact,No,Moderated impact,Yes,Moderated impact,-44,-44,No,No impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,-44,-44,Yes,No impact,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,Yes,No,No,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Somewhat truthful,Are estimates computed with some precision, 1231230016,1230016,Jamaica,Jamaica,Food,16,Yes,3,Headquarters with production and/or sales at this location,Yes,3,Shareholding company with non-traded shares or shares traded,-44,100,100,0,0,0,Predominantly women,No,Yes,22,Delegates decisions to other partners,12,4,Predominantly men,Male,Male,Male,1980,No,Yes,1980,33,No,-44,-44,No,-44,-44,Yes,2,No,No,-44,-44,Yes,3,2,2,-44,No,-44,-44,-44,-44,Yes,10,2,0,-44,Yes,15,18,0,-44,Yes,1,Yes,No,Yes,100,85,144,0,0,-44,0,87,13,0,Small private firms (less than 20 employees),35,65,0,SNACK ITEMS,69,Local,0,Remained the same,Remained the same,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,10,90,Yes,5,No,Yes,No,Yes,Yes,Yes,-44,-44,-44,-44,Yes,Yes,Yes,Yes,Yes,No,Yes,No,Yes,Yes,Yes,No,No,No,Yes,Yes,No,No,-44,Critical,Critical,Not important,Important,Very Important,Very Important,Important,Yes,100,No,-44,No,-44,No,No,4200000,15,Yes,No,Yes,No,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,No obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,No obstacle,-44,Tend to agree,Tend to disagree,Tend to agree,Strongly agree,No,-44,-44,-44,-44,-44,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,684000,Yes,No,Yes,No,Yes,No,-44,-44,No,-44,-44,Yes,Yes,No,9,Yes,1,No,No,-44,0,-44,Yes,1,No,Yes,45,No,No,-44,-44,-66,147,7,108,19,13,2,9,1,11,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,6,7,1080000,6,1037000,7,1080000,6,610000,5,592000,6,622000,24,440000,21,422000,24,453000,1,300000,1,288000,1,309000,4,715000,3,715000,4,715000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,80,600000,73,588000,79,618000,25,460000,22,451000,25,474000,Economic upturn/downturn,-44,University graduate,University graduate,University graduate,Started but did not complete college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Started but did not complete college/vocational training,Completed secondary,Completed secondary,-44,-44,-44,-44,Completed secondary,Completed secondary,Completed secondary,Completed primary school,Critical,Critical,Slightly important,Critical,Very important,Important,Slightly important,Very important,Very important,Very important,Slightly important,Slightly important,Not important,Slightly important,Critical,Slightly important,Very important,Critical,Very important,Slightly important,Critical,Very important,Slightly important,Slightly important,Very important,Slightly important,Slightly important,Not important,Not important,Important,Critical,Important,Important,Important,Very important,Important,Very important,Critical,Important,Critical,Very important,Very important,Important,Slightly important,Critical,Very important,Critical,Very important,Critical,Very important,Critical,Very important,Slightly important,Critical,Important,Slightly important,Slightly important,Not important,Not important,Very important,Critical,Critical,Slightly important,Critical,Very important,Slightly important,Critical,Very important,Very important,Critical,Very important,Important,Very important,Important,Important,Important,Very important,Important,Critical,Important,Not difficult,Difficult,Difficult,3,4,Not difficult,Slightly difficult,Difficult,5,7,Slightly difficult,Difficult,Not difficult,4,11,Very difficult,Difficult,Slightly difficult,0,-44,Difficult,Not difficult,Difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Slightly difficult,Very difficult,Not difficult,0,-44,Slightly difficult,Difficult,Slightly difficult,6,1,Important,Important,Critical,Not important,Not important,Slightly important,Important,Important,Major obstacle,Major obstacle,Minor obstacle,No obstacle,Major obstacle,No obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,Public announcement/advertisement,-44,No,-44,-44,-44,-44,Yes,20,20,No,-44,Yes,Very severe obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Yes,100,0,-44,0,Yes,17,Yes,70,30,0,0,0,0,0,0,0,0,0,0,0,-44,60,0,0,0,0,40,0,0,0,0,0,0,0,0,0, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,1,Collateral or cosigners unacceptable,-44,544500000,607500000,236000000,93000000,5650000,2093000,48600000,19200000,454000,2462000,1253000,166500000,85050000,59160000,17170000,203400000,53500000,431208000,No obstacle,Minor obstacle,No obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,No obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,"Crime, theft and disorder",Customs and Trade Regulations,Tax Rates,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed,-44,No,-44,-44,"General management, Business development and Strategies supp",-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Somewhat truthful,Are estimates computed with some precision, 1231230017,1230017,Jamaica,Jamaica,Food,17,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded,-44,35,60,40,0,0,Equally men and women,Yes,Yes,50,Makes decisions in consultation with other partners,23,1,Predominantly men,Male,Female,Female,1900,Yes,Yes,1900,31,No,-44,-44,No,-44,-44,Yes,3,No,No,-44,-44,Yes,12,2,2,-44,Yes,2,3,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,Do not know,Yes,Yes,Yes,100,80,48,0,0,-44,100,0,0,9,Small private firms (less than 20 employees),0,0,100,RHUM,100,International,0,Remained the same,Increased,2-5,47,53,11,-66,-99,Refusal to answer,-99,Refusal to answer,8,0,0,100,0,No,-44,Yes,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,No obstacle,-44,Tend to disagree,Tend to disagree,Strongly agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,-44,10100000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,7280000,Yes,No,Yes,No,Yes,No,-44,-44,No,-44,-44,Yes,No,Yes,0,No,-44,-44,No,-44,0,-44,Yes,6,No,No,-44,-44,Yes,7,1,-66,272,17,88,81,86,3,30,15,53,15,0,4,8,3,0,0,0,3,4,-44,6,3,5,5,17,4000000,18,4000000,17,4080000,7,2130000,7,2130000,7,2130000,17,1540000,18,1509000,17,1571000,5,920000,5,902000,5,938000,17,1306000,17,1306000,17,1306000,0,-44,0,-44,0,-44,4,860000,4,860000,4,869000,57,1160000,60,1114000,58,1183000,163,670000,171,650000,165,690000,Economic upturn/downturn,-44,University graduate,Completed college/vocational training,University graduate,Started but did not complete college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Started but did not complete college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed secondary,Completed secondary,Started but did not complete college/vocational training,Completed secondary,Completed primary school,Very important,Very important,Very important,Very important,Critical,Important,Critical,Important,Critical,Important,Not important,Not important,Not important,Slightly important,Very important,Very important,Slightly important,Very important,Very important,Very important,Critical,Critical,Slightly important,Very important,Very important,Not important,Slightly important,Not important,Slightly important,Slightly important,Very important,Slightly important,Very important,Slightly important,Very important,Very important,Critical,Slightly important,Very important,Very important,Critical,Important,Very important,Very important,Very important,Important,Very important,Slightly important,Very important,Important,Slightly important,Important,Slightly important,Very important,Slightly important,Very important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Important,Very important,Very important,Critical,Slightly important,Critical,Very important,Slightly important,Slightly important,Critical,Critical,Slightly important,Not important,Very important,Very important,Very important,Very important,Important,Important,Almost impossible,Not difficult,Difficult,1,17,Not difficult,Very difficult,Difficult,1,7,Difficult,Very difficult,Difficult,1,10,Difficult,Difficult,Slightly difficult,4,7,Not difficult,Almost impossible,Almost impossible,3,10,-44,-44,-44,-44,-44,Difficult,Difficult,Difficult,2,5,Slightly difficult,Difficult,Not difficult,4,3,Slightly difficult,Not difficult,Very difficult,2,2,Slightly important,Slightly important,Important,Slightly important,Critical,Not important,Important,Critical,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Major obstacle,Minor obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,No obstacle,Public announcement/advertisement,-44,Yes to fire,No,-44,Yes,10,Yes,40,10,Yes,-44,Yes,Very severe obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,No obstacle,Yes,100,0,-44,0,Yes,18,Yes,45,20,0,0,35,0,0,0,0,0,0,0,0,-44,30,50,0,0,0,0,0,0,20,0,0,0,0,0,0, ,Yes,Line of credit,2011,3700000,16,26,Private commercial banks,Yes,Yes,Yes,Yes,No,No,-44,100,No,-44,-44,-44,Interest rates are not favorable,7750000000,7316000000,3955000000,357000000,188328000,61180000,658440000,481500000,21660000,71136000,37278000,22600000,0,180200000,300000000,192100000,327000000,411094000,No obstacle,Moderate obstacle,No obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,No obstacle,Minor obstacle,Major obstacle,Yes,No,Yes,No,No,Tax Rates,Business Licensing and Permits,Electricity,No obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,-44,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,Yes,No,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Somewhat truthful,Are taken directly from the establishment's records, 1231230018,1230018,Jamaica,Jamaica,Food,18,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded,-44,51,51,49,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Male,1928,Yes,Yes,1978,22,Yes,9,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,3,0,-44,Yes,3,3,0,-44,Yes,7,4,0,-44,No,-44,-44,-44,-44,Yes,Do not know,Yes,Yes,Yes,100,85,48,0,0,-44,46,17,37,13,Small private firms (less than 20 employees),0,93,7,ALCOHOLIC BEVERAGES,100,National,0,Remained the same,Increased,More than 5,70,30,30,-66,-99,Refusal to answer,-99,Refusal to answer,25,0,0,100,0,No,-44,Yes,No,No,Yes,Yes,Yes,-44,-44,-44,-44,No,No,Yes,Yes,No,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Important,Critical,Very Important,Not important,Critical,Slightly important,Slightly important,Yes,100,No,-44,No,-44,No,No,215000000,28,Yes,Yes,Yes,No,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Minor obstacle,No obstacle,-44,Tend to agree,Tend to agree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,-44,12480000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,2685000,Yes,No,Yes,No,Yes,No,-44,-44,No,-44,-44,No,Yes,Yes,0,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,Yes,2,-66,714,54,318,152,190,9,60,30,112,16,0,3,5,8,0,1,2,2,4,-44,1,9,1,29,54,4290000,55,4161000,53,4290000,26,2560000,26,2560000,26,2560000,71,1780000,71,1744000,72,1833000,14,1320000,13,1320000,14,1346000,38,1533000,38,1533000,39,1579000,0,-44,0,-44,0,-44,2,920000,2,883000,2,938000,225,1330000,229,1277000,225,1370000,300,566000,308,549000,303,600000,Economic upturn/downturn,-44,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed secondary,Completed secondary,Completed college/vocational training,Completed secondary,-44,-44,Completed secondary,Started but did not complete secondary,Completed secondary,Started but did not complete college/vocational training,Completed primary school,Completed primary school,Very important,Very important,Very important,Critical,Very important,Critical,Critical,Important,Very important,Very important,Slightly important,Slightly important,Slightly important,Slightly important,Very important,Very important,Critical,Very important,Slightly important,Important,Slightly important,Important,Slightly important,Slightly important,Not important,Slightly important,Very important,Slightly important,Important,Slightly important,Critical,Very important,Very important,Not important,Very important,Very important,Critical,Very important,Important,Important,Important,Critical,Very important,Very important,Very important,Critical,Slightly important,Very important,Very important,Critical,Very important,Very important,Important,Important,Important,Slightly important,Slightly important,Not important,Not important,Slightly important,Very important,Critical,Very important,Slightly important,Very important,Important,Critical,Very important,Critical,Very important,Critical,Slightly important,Slightly important,Important,Critical,Very important,Very important,Very important,Important,Very important,Slightly difficult,Not difficult,Slightly difficult,0,-44,Difficult,Difficult,Very difficult,5,10,Very difficult,Not difficult,Slightly difficult,0,-44,Not difficult,Slightly difficult,Slightly difficult,2,4,Not difficult,Almost impossible,Not difficult,2,4,-44,-44,-44,-44,-44,Slightly difficult,Difficult,Not difficult,1,3,Very difficult,Almost impossible,Slightly difficult,5,6,Difficult,Slightly difficult,Slightly difficult,5,1,Important,Slightly important,Very important,Critical,Critical,Very important,Slightly important,Critical,Minor obstacle,Major obstacle,No obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Very severe obstacle,Major obstacle,No obstacle,Public announcement/advertisement,-44,No,-44,-44,-44,-44,Yes,10,40,No,-44,Yes,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Yes,100,0,-44,0,Yes,16,No,40,25,0,0,30,0,0,0,0,0,5,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,Yes,Loan,2010,18000000,13,39,Private commercial banks,Yes,No,Yes,Yes,Yes,No,-44,150,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,21240000000,20880000000,7196180000,1008000000,194360000,74400000,1252800000,968000000,18240000,82800000,66040000,0,0,4080000000,1903136000,4320000000,2131512000,9676800000,No obstacle,Moderate obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,Moderate obstacle,No obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,Moderate obstacle,No obstacle,Minor obstacle,No obstacle,Minor obstacle,Major obstacle,No,Yes,Yes,No,No,Tax administration,Electricity,Cost of finance,No obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed,-44,Yes,NGO,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Somewhat truthful,Are estimates computed with some precision, 1231230020,1230020,Jamaica,Jamaica,Garments,20,Yes,-44,-44,-44,-44,Limited partnership,-44,49,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Female,-66,No,Do not know,-66,-66,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,Yes,1,2,0,-44,Yes,9,2,0,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,100,66,48,0,0,-44,53,0,47,4,Small private firms (less than 20 employees),19,61,20,HOSPITAL CLOTH,100,Local,0,Increased,Increased,None,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,73,27,No,-44,No,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Minor obstacle,No obstacle,-44,Tend to disagree,Tend to disagree,Strongly disagree,Strongly agree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,1278000,Yes,No,Yes,No,Yes,No,-44,-44,No,-44,-44,No,Yes,Yes,0,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,3,2,-66,156,8,66,46,36,0,17,13,15,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,6,8,3000000,8,2970000,8,3090000,3,1650000,3,1634000,3,1683000,15,1300000,14,1287000,15,1339000,2,980000,2,951000,2,1000000,9,981000,8,971000,9,1001000,0,-44,0,-44,0,-44,1,680000,1,653000,1,694000,45,930000,44,911000,45,930000,73,570000,69,553000,73,599000,Increase/decreased demand for goods,-44,Completed college/vocational training,Completed college/vocational training,University graduate,Completed college/vocational training,University graduate,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed college/vocational training,Completed secondary,Completed college/vocational training,Started but did not complete secondary,Completed secondary,Completed secondary,Critical,Important,Critical,Important,Very important,Critical,Very important,Important,Slightly important,Very important,Slightly important,Slightly important,Slightly important,Important,Very important,Very important,Very important,Very important,Important,Very important,Critical,Critical,Slightly important,Very important,Important,Very important,Not important,Not important,Slightly important,Slightly important,Very important,Slightly important,Slightly important,Not important,Critical,Important,Important,Critical,Very important,Very important,Very important,Important,Important,Very important,Important,Important,Critical,Important,Critical,Important,Important,Very important,Important,Very important,Important,Important,Important,Not important,Not important,Very important,Very important,Very important,Critical,Important,Very important,Slightly important,Very important,Important,Not important,Not important,Critical,Critical,Very important,Slightly important,Important,Very important,Critical,Slightly important,Very important,Critical,Slightly difficult,Difficult,Not difficult,2,7,Slightly difficult,Very difficult,Not difficult,1,10,Difficult,Not difficult,Difficult,1,9,Not difficult,Slightly difficult,Difficult,1,2,Difficult,Difficult,Almost impossible,1,8,-44,-44,-44,-44,-44,Not difficult,Very difficult,Difficult,3,4,Not difficult,Very difficult,Difficult,0,-44,Slightly difficult,Difficult,Not difficult,3,1,Very important,Very important,Very important,Important,Very important,Slightly important,Slightly important,Very important,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,No obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Public announcement/advertisement,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm cannot afford the optimal level of training,No,-44,-44,-44,-44,-44,-44,Yes,100,0,-44,0,Yes,18,No,56,19,0,0,25,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,Yes,Loan,2010,12500000,14,36,Private commercial banks,No,-44,-44,-44,-44,-44,-44,-44,Yes,1,0,-44,-44,614016000,639600000,191880000,166296000,89544000,31980000,57564000,6396000,12792000,25584000,6396000,6396000,0,89544000,0,98498000,13240000,222605000,No obstacle,Moderate obstacle,No obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,No obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,Electricity,Macroeconomic environment,Labor Regulations,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,Local business association,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Yes,No,Yes,No,-44,-44,Yes,No,No,Truthful,Are taken directly from the establishment's records, 1231230021,1230021,Jamaica,Jamaica,Garments,21,No,-44,-44,-44,-44,Limited partnership,-44,57,100,0,0,0,Predominantly women,Yes,Yes,35,Delegates decisions to other partners,14,2,Predominantly men,Female,Female,Male,1960,No,Yes,1960,27,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,2,0,-44,Yes,2,1,0,-44,Yes,7,3,0,-44,No,-44,-44,-44,-44,Yes,Do not know,Yes,Yes,Yes,100,64,48,0,0,-44,42,40,18,14,Small private firms (less than 20 employees),39,41,20,CLOTHES,100,National,Do not know,Decreased,Remained the same,More than 5,78,22,20,2002,-99,Refusal to answer,-99,Refusal to answer,9,0,0,41,59,Yes,11,Yes,No,No,Yes,Yes,Yes,-44,-44,-44,-44,No,Yes,Yes,No,No,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Not important,Critical,Not important,Slightly important,Not important,Very Important,Very Important,Yes,100,No,-44,No,-44,Yes,Yes,50540000,30,Yes,No,No,No,Major obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Major obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,No obstacle,-44,Tend to disagree,Strongly disagree,Strongly agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,2955000,Yes,No,Yes,No,Yes,No,-44,-44,No,-44,-44,No,No,No,0,No,-44,-44,Yes,0,0,-44,Yes,4,No,No,-44,-44,Yes,No,2,-66,216,10,84,63,59,2,18,17,17,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,10,3050000,10,2928000,10,3081000,4,1720000,4,1651000,4,1737000,17,1460000,16,1431000,17,1504000,4,1200000,4,1188000,4,1224000,12,1182000,12,1170000,13,1217000,0,-44,0,-44,0,-44,1,860000,1,843000,1,860000,65,980000,61,960000,66,980000,103,670000,98,670000,103,683000,Economic upturn/downturn,-44,University graduate,Completed college/vocational training,University graduate,University graduate,University graduate,Completed college/vocational training,Completed secondary,Completed secondary,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed college/vocational training,Completed secondary,Completed secondary,Completed college/vocational training,Completed secondary,Did not complete primary school,Important,Very important,Very important,Important,Critical,Critical,Very important,Important,Not important,Very important,Slightly important,Not important,Slightly important,Slightly important,Very important,Critical,Important,Very important,Important,Critical,Very important,Critical,Slightly important,Slightly important,Very important,Slightly important,Not important,Not important,Slightly important,Important,Critical,Important,Important,Important,Critical,Important,Very important,Very important,Critical,Critical,Critical,Important,Important,Very important,Very important,Critical,Very important,Very important,Very important,Slightly important,Very important,Critical,Slightly important,Very important,Slightly important,Very important,Important,Slightly important,Not important,Slightly important,Critical,Very important,Very important,Very important,Very important,Critical,Important,Important,Very important,Critical,Critical,Critical,Critical,Not important,Very important,Very important,Important,Very important,Important,Important,Not difficult,Not difficult,Almost impossible,1,7,Almost impossible,Difficult,Almost impossible,2,14,Difficult,Not difficult,Difficult,5,9,Slightly difficult,Slightly difficult,Difficult,0,-44,Difficult,Very difficult,Difficult,3,10,-44,-44,-44,-44,-44,Very difficult,Not difficult,Difficult,1,3,Slightly difficult,Not difficult,Difficult,3,3,Slightly difficult,Slightly difficult,Difficult,3,1,Important,Very important,Not important,Slightly important,Critical,Very important,Not important,Important,Major obstacle,Very severe obstacle,Moderate obstacle,No obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,No obstacle,Schoold related network,-44,No,-44,-44,-44,-44,Yes,50,40,No,-44,No,-44,-44,-44,-44,-44,-44,Yes,100,0,-44,0,Yes,14,Yes,46,24,0,0,30,0,0,0,0,0,0,0,0,-44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,1,Collateral or cosigners unacceptable,-44,808704000,842400000,244296000,252720000,168480000,42120000,92664000,0,16848000,50544000,8424000,0,0,67392000,0,88284000,227448000,205702000,No obstacle,Minor obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Very severe obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,No obstacle,Major obstacle,Yes,Yes,Yes,No,No,Tax administration,Practices of competitors in the informal sector,Tax Rates,Moderate obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,-44,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Somewhat truthful,Are taken directly from the establishment's records, 1231230025,1230025,Jamaica,Jamaica,Other manufacturing,25,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Female,Female,1995,No,Yes,1996,12,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,11,3,0,-44,No,-44,-44,-44,-44,Yes,Do not know,Yes,Yes,Yes,100,70,42,0,0,-44,100,0,0,14,Individuals,30,70,0,PRINTER DISTRIBUTION,100,National,Do not know,Decreased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,44,56,Yes,11,Yes,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,Yes,Yes,No,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,No obstacle,-44,Strongly agree,Tend to disagree,Tend to agree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,29000,No,No,Yes,No,No,No,-44,-44,No,-44,-44,No,No,Yes,0,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,-66,62,8,30,12,12,2,12,2,8,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,3,8,2150000,7,2129000,8,2172000,2,1370000,2,1343000,2,1397000,6,980000,5,970000,6,980000,1,790000,1,782000,1,814000,2,1334000,2,1294000,2,1334000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,20,1180000,18,1168000,20,1192000,23,890000,21,872000,23,908000,New products require new skills,-44,Started but did not complete college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,University graduate,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed secondary,-44,-44,-44,-44,Completed secondary,Completed secondary,Completed primary school,Did not complete primary school,Critical,Very important,Slightly important,Slightly important,Very important,Important,Very important,Slightly important,Critical,Very important,Very important,Not important,Important,Slightly important,Slightly important,Slightly important,Very important,Important,Critical,Important,Important,Very important,Not important,Slightly important,Very important,Important,Important,Very important,Not important,Slightly important,Very important,Slightly important,Very important,Very important,Critical,Slightly important,Critical,Very important,Important,Very important,Important,Very important,Important,Slightly important,Slightly important,Critical,Very important,Very important,Very important,Very important,Critical,Important,Not important,Important,Important,Very important,Slightly important,Slightly important,Slightly important,Not important,Important,Critical,Critical,Critical,Critical,Important,Critical,Slightly important,Critical,Critical,Critical,Very important,Important,Very important,Important,Not important,Very important,Very important,Very important,Important,Not difficult,Slightly difficult,Difficult,2,6,Not difficult,Difficult,Not difficult,1,11,Slightly difficult,Very difficult,Difficult,5,13,Slightly difficult,Difficult,Difficult,1,3,Not difficult,Almost impossible,Difficult,1,9,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Difficult,Almost impossible,Almost impossible,3,4,Slightly difficult,Slightly difficult,Slightly difficult,4,1,Very important,Critical,Important,Important,Important,Critical,Slightly important,Important,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Minor obstacle,Public announcement/advertisement,-44,No,-44,-44,-44,-44,Yes,70,30,Yes,-44,Yes,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Yes,100,0,-44,0,Yes,16,No,84,5,0,0,5,0,0,0,0,0,6,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,0,0,212000000,50000000,285000000,78750000,652650000,No obstacle,Minor obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,No obstacle,No obstacle,No obstacle,Moderate obstacle,No obstacle,No obstacle,Minor obstacle,No obstacle,Minor obstacle,No obstacle,Major obstacle,Very severe obstacle,No,Yes,No,No,No,"Crime, theft and disorder",Practices of competitors in the informal sector,Inadequately educated workforce,No obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,"General management, Business development and Strategies supp",-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Somewhat truthful,Are estimates computed with some precision, 1231230026,1230026,Jamaica,Jamaica,Other manufacturing,26,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded,-44,51,49,0,51,0,Equally men and women,No,Yes,32,Makes major strategic and fiancial decisions,10,1,Predominantly men,Male,Female,Male,1982,No,Yes,1982,29,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,Yes,2,2,0,-44,Yes,6,3,0,-44,No,-44,-44,-44,-44,Yes,Do not know,Yes,Yes,Yes,100,90,56,0,0,-44,64,0,36,11,Small private firms (less than 20 employees),28,49,23,REFINING CRUDE OIL,100,National,Do not know,Remained the same,Remained the same,None,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,37,63,Yes,10,No,No,No,Yes,Yes,Yes,-44,-44,-44,-44,No,Yes,Yes,Yes,No,-44,-44,-44,-44,Yes,No,No,Yes,No,Yes,Yes,No,No,-44,Critical,Very Important,Important,Critical,Not important,Slightly important,Not important,Yes,100,No,-44,No,-44,No,No,1182000000,12,No,Yes,Yes,Yes,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Major obstacle,No obstacle,-44,Strongly agree,Tend to agree,Strongly agree,Strongly disagree,No,-44,-44,-44,-44,-44,Yes,-44,9100000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,7500000,Yes,No,Yes,No,Yes,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,No,-44,-44,No,-44,0,-44,Yes,4,No,No,-44,-44,No,-44,-44,-66,223,13,106,50,54,1,13,8,20,10,0,2,6,2,0,0,1,1,5,-44,2,7,3,9,13,8940000,12,8940000,13,8940000,4,7820000,4,7507000,4,7898000,16,6840000,15,6635000,16,6840000,4,5390000,4,5336000,4,5390000,12,5810000,11,5694000,13,5810000,0,-44,0,-44,0,-44,2,4340000,2,4340000,2,4470000,67,4000000,62,3960000,67,4000000,115,1453000,106,1409000,117,1453000,Economic upturn/downturn,-44,University graduate,University graduate,University graduate,Completed college/vocational training,University graduate,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Completed secondary,Completed secondary,Completed primary school,Did not complete primary school,Critical,Critical,Critical,Very important,Important,Important,Not important,Critical,Very important,Very important,Slightly important,Not important,Slightly important,Slightly important,Important,Critical,Very important,Important,Very important,Very important,Critical,Critical,Very important,Slightly important,Important,Important,Slightly important,Very important,Important,Not important,Critical,Important,Very important,Very important,Slightly important,Very important,Critical,Slightly important,Very important,Very important,Important,Critical,Very important,Important,Critical,Very important,Important,Very important,Important,Very important,Very important,Important,Slightly important,Slightly important,Very important,Very important,Not important,Important,Important,Slightly important,Important,Critical,Important,Very important,Critical,Important,Slightly important,Critical,Very important,Very important,Very important,Critical,Slightly important,Slightly important,Very important,Important,Important,Critical,Very important,Slightly important,Slightly difficult,Slightly difficult,Not difficult,1,8,Not difficult,Almost impossible,Very difficult,2,13,Difficult,Slightly difficult,Slightly difficult,0,-44,Slightly difficult,Not difficult,Almost impossible,4,5,Difficult,Difficult,Difficult,3,10,-44,-44,-44,-44,-44,Difficult,Slightly difficult,Not difficult,0,-44,Slightly difficult,Not difficult,Difficult,4,3,Slightly difficult,Slightly difficult,Difficult,3,1,Slightly important,Very important,Important,Slightly important,Very important,Not important,Slightly important,Slightly important,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Major obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Major obstacle,No obstacle,Public announcement/advertisement,-44,Yes to fire,No,-44,Yes,10,Yes,10,30,No,-44,No,-44,-44,-44,-44,-44,-44,Yes,100,0,-44,0,Yes,15,Yes,66,24,0,0,10,0,0,0,0,0,0,0,0,-44,44,44,0,0,0,12,0,0,0,0,0,0,0,0,0, ,Yes,Line of credit,2011,2300000,16,16,Private commercial banks,Yes,Yes,No,No,No,No,-44,115,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,119340000000,127500000000,115654000000,1504050000,750000000,450000000,1125000000,113510000,75000000,1200000000,50000000,186000000,0,2047760000,1000000000,2106830000,1040000000,4635026000,No obstacle,Moderate obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Major obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,No obstacle,Moderate obstacle,No obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,Cost of finance,Tax Rates,Macroeconomic environment,No obstacle,Yes,Yes,Yes,Yes,Yes,No,No,No,Moderated impact,No,Moderated impact,Yes,No impact,-44,-44,-44,-44,No,Large impact,Yes,No impact,No,Moderated impact,-44,-44,-44,-44,Yes,Moderated impact,Yes,No impact,Yes,Moderated impact,-44,-44,-44,-44,Yes,Moderated impact,Yes,Moderated impact,No,Moderated impact,-44,-44,-44,-44,No,Moderated impact,Yes,Moderated impact,No,Moderated impact,-44,-44,-44,-44,Yes,Moderated impact,Yes,No impact,No,Large impact,-44,-44,-44,-44,Yes,Moderated impact,Yes,Moderated impact,No,Moderated impact,-44,-44,-44,-44,Yes,Moderated impact,Yes,Moderated impact,No,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,No,No,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 1231230027,1230027,Jamaica,Jamaica,Chemicals,27,No,-44,-44,-44,-44,Shareholding company with shares traded in the stock market,-44,51,51,49,0,0,Predominantly men,No,Yes,5,Delegates decisions to other partners,12,17,Predominantly men,Male,Male,Male,1953,Yes,Yes,1953,32,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,8,3,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,No,100,56,50,0,0,-44,0,23,77,0,Individuals,0,18,82,PAINTS,90,National,25,Remained the same,Increased,More than 5,95,5,0,1960,USA,,42,58,2,0,0,45,55,Yes,7,No,No,No,Yes,Yes,Yes,-44,-44,-44,-44,Yes,Yes,Yes,Yes,No,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Slightly important,Critical,Important,Not important,Very Important,Very Important,Not important,Yes,100,No,-44,No,-44,No,No,21440000,26,No,Yes,Yes,No,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,No obstacle,No obstacle,-44,Strongly agree,Tend to disagree,Strongly agree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,Yes,-44,535000,Yes,1,During working hours,Baseball bat,Goods or stock,86000,Gang related,Yes,No,Fear of negative publicity,Yes,1,Outside working hours,Other,Other,16000,Gang related,No,No,Offenders rarely caught or prosecuted,Yes,1,During working hours,Firearm/gun,Money,112000,Gang related,No,No,Fear of reprisals,Yes,4,Outside working hours,Firearm/gun,Goods or stock,16000,Other,Yes,No,Don't have the time; inconvenient,Yes,1,Outside working hours,Firearm/gun,Money,32100,Other,No,No,They occur too frequently,Yes,2,During working hours,Firearm/gun,Other company property,21400,Gang related,No,No,The police give little/no information back on crimes,Yes,5,Outside working hours,Other,Goods or stock,0,Gang related,No,No,No loss or damage,No,-44,-44,599000,Yes,No,No,No,Yes,No,-44,-44,No,-44,-44,No,Yes,Yes,0,Yes,4,No,Yes,0,0,-44,Yes,4,No,No,-44,-44,No,-44,-44,12,108,6,44,10,48,2,42,10,26,54,1,15,32,6,0,2,3,3,4,1,7,2,7,3,7,5690000,6,5462000,7,5804000,4,4540000,3,4358000,4,4540000,12,3320000,10,3287000,12,3353000,3,2440000,2,2367000,3,2440000,16,2662000,13,2556000,16,2742000,0,-44,0,-44,0,-44,3,2240000,2,2240000,3,2307000,42,2360000,35,2313000,42,2407000,75,1000000,64,970000,75,1060000,Economic upturn/downturn,-44,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,University graduate,Completed college/vocational training,Completed college/vocational training,Completed secondary,Started but did not complete college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed college/vocational training,Completed secondary,Completed secondary,Completed primary school,Did not complete primary school,Very important,Very important,Very important,Very important,Critical,Very important,Very important,Critical,Very important,Very important,Slightly important,Slightly important,Slightly important,Very important,Slightly important,Very important,Critical,Critical,Very important,Very important,Very important,Important,Important,Slightly important,Critical,Important,Important,Very important,Important,Not important,Very important,Critical,Slightly important,Critical,Very important,Very important,Very important,Very important,Very important,Important,Very important,Very important,Important,Very important,Very important,Critical,Very important,Critical,Important,Very important,Critical,Very important,Slightly important,Slightly important,Very important,Important,Very important,Not important,Slightly important,Slightly important,Very important,Very important,Very important,Very important,Not important,Important,Very important,Critical,Critical,Critical,Very important,Critical,Important,Very important,Important,Very important,Very important,Very important,Very important,Slightly important,Slightly difficult,Difficult,Slightly difficult,3,12,Difficult,Very difficult,Very difficult,2,17,Slightly difficult,Slightly difficult,Slightly difficult,0,-44,Slightly difficult,Very difficult,Very difficult,2,6,Slightly difficult,Slightly difficult,Difficult,4,2,-44,-44,-44,-44,-44,Slightly difficult,Slightly difficult,Slightly difficult,1,1,Slightly difficult,Not difficult,Almost impossible,2,4,Very difficult,Almost impossible,Difficult,1,2,Very important,Important,Not important,Important,Critical,Very important,Important,Important,Minor obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,No obstacle,Major obstacle,Private placement office,-44,Yes to fire,No,-44,Yes,12,Yes,40,60,Yes,-44,Yes,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Yes,100,0,-44,0,Yes,15,Yes,54,10,0,0,30,0,0,0,0,0,6,0,0,-44,10,72,0,0,0,18,0,0,0,0,0,0,0,0,0, ,Yes,Line of credit,2012,2700000,15,15,Private commercial banks,No,-44,-44,-44,-44,-44,-44,130,Yes,2,0,-44,-44,1808000000,2144000000,997500000,427000000,18252000,5355000,192960000,0,1248000,6804000,3150000,31500000,0,183600000,73440000,285000000,820800000,669750000,Minor obstacle,Major obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Minor obstacle,No obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,No obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Tax administration,Tax Rates,No obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,-44,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,Yes,No,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Truthful,Are estimates computed with some precision, 1231230029,1230029,Jamaica,Jamaica,Retail,29,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,100,0,0,0,All women,Yes,Not applicable,100,Makes major strategic and fiancial decisions,13,4,All women,Female,Female,Female,2000,No,Yes,2000,8,No,-44,-44,No,-44,-44,Yes,5,No,No,-44,-44,Yes,4,1,2,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,1,No,No,Yes,0,-44,-44,100,0,-44,0,100,0,0,Individuals,10,70,20,FOOD STUFFS,18,Local,0,Remained the same,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,75,25,No,-44,Yes,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,-44,Tend to disagree,Strongly disagree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,23000,Yes,No,No,No,No,No,-44,-44,No,-44,-44,No,No,Yes,0,Yes,1,No,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,3,2,7,9,1,0,0,8,0,0,0,4,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,1,1000000,1,970000,1,1000000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,2,340000,2,333000,2,347000,0,-44,0,-44,0,-44,6,270000,6,270000,6,270000,-44,-44,University graduate,Completed college/vocational training,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Completed college/vocational training,Started but did not complete secondary,-44,-44,Started but did not complete secondary,Completed primary school,Critical,Very important,Very important,Critical,Slightly important,Critical,Very important,Slightly important,Critical,Slightly important,Slightly important,Slightly important,Not important,Not important,Critical,Slightly important,Very important,Critical,Very important,Very important,Slightly important,Very important,Slightly important,Slightly important,Slightly important,Important,Slightly important,Slightly important,Important,Important,Slightly important,Important,Slightly important,Slightly important,Very important,Very important,Slightly important,Important,Important,Very important,Important,Very important,Critical,Important,Slightly important,Very important,Very important,Important,Important,Very important,Very important,Slightly important,Not important,Slightly important,Important,Very important,Very important,Slightly important,Important,Slightly important,Very important,Critical,Slightly important,Slightly important,Very important,Very important,Very important,Important,Very important,Slightly important,Critical,Very important,Slightly important,Slightly important,Slightly important,Slightly important,Critical,Very important,Critical,Very important,Slightly difficult,Not difficult,Almost impossible,1,11,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Not difficult,Not difficult,Slightly difficult,0,-44,-44,-44,-44,-44,-44,Not difficult,Not difficult,Not difficult,0,-44,Important,Critical,Slightly important,Important,Very important,Not important,Important,Very important,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Major obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Minor obstacle,Through family/friends,-44,No,-44,-44,-44,-44,No,-44,-44,-44,Other,Yes,Major obstacle,Very severe obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Minor obstacle,No,0,100,-44,0,Yes,17,No,72,13,0,0,15,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,1,Incompleteness of loan application,-44,24990000,25830000,5683000,4000000,425000,246000,3276000,57000,60000,254000,134000,0,0,4391000,4133000,5269000,8638000,11276000,Minor obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Very severe obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Major obstacle,Major obstacle,Very severe obstacle,Minor obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,-44,-44,-44,-44,-44,"Crime, theft and disorder",Cost of finance,Tax administration,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,-44,-44,Marketing and Operations support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 1231230030,1230030,Jamaica,Jamaica,Non-metallic mineral products,30,No,-44,-44,-44,-44,Shareholding company with shares traded in the stock market,-44,45,40,45,15,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Female,1952,Yes,Yes,1952,30,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,9,3,0,-44,No,-44,-44,-44,-44,Yes,Do not know,Yes,Yes,No,100,70,48,0,0,-44,6,81,13,20,Small private firms (less than 20 employees),0,0,100,CEMENT,100,National,Do not know,Remained the same,Remained the same,None,80,20,20,1985,USA,,61,39,30,0,0,99,1,No,-44,Yes,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,No,Yes,No,Yes,No,No,No,-44,Very Important,Very Important,Not important,Slightly important,Slightly important,Not important,Very Important,Yes,100,No,-44,No,-44,No,No,350000000,20,Yes,Yes,Yes,No,Very severe obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,No obstacle,-44,Strongly agree,Tend to agree,Tend to agree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,-44,7840000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,28000000,Yes,No,Yes,Yes,Yes,No,-44,-44,No,-44,-44,Yes,Yes,No,0,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,12,2,-66,288,23,105,156,4,5,29,44,1,20,0,5,7,8,0,1,1,1,5,-44,3,5,6,6,23,5000000,25,4950000,23,5100000,10,3450000,11,3450000,10,3554000,18,1960000,19,1960000,18,2019000,1,1960000,1,1940000,1,2019000,3,1824000,3,1769000,3,1824000,0,-44,0,-44,0,-44,1,1390000,1,1334000,1,1404000,81,1550000,87,1550000,81,1612000,171,900000,182,891000,171,909000,Economic upturn/downturn,-44,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed secondary,Completed college/vocational training,-44,-44,Completed college/vocational training,Completed secondary,Completed secondary,Completed secondary,Completed secondary,Did not complete primary school,Very important,Critical,Critical,Important,Critical,Critical,Very important,Slightly important,Very important,Very important,Very important,Slightly important,Slightly important,Important,Important,Important,Important,Very important,Very important,Important,Critical,Critical,Slightly important,Very important,Important,Important,Very important,Slightly important,Not important,Slightly important,Very important,Critical,Slightly important,Critical,Critical,Very important,Very important,Critical,Very important,Slightly important,Important,Important,Critical,Not important,Critical,Very important,Very important,Very important,Critical,Critical,Critical,Slightly important,Important,Important,Important,Important,Slightly important,Not important,Slightly important,Not important,Very important,Important,Very important,Very important,Critical,Very important,Very important,Slightly important,Important,Critical,Important,Slightly important,Important,Important,Very important,Not important,Very important,Critical,Critical,Critical,Difficult,Difficult,Slightly difficult,3,8,Difficult,Very difficult,Very difficult,2,13,Not difficult,Very difficult,Not difficult,0,-44,Not difficult,Almost impossible,Slightly difficult,3,3,Slightly difficult,Not difficult,Not difficult,4,6,-44,-44,-44,-44,-44,Difficult,Difficult,Not difficult,0,-44,Difficult,Not difficult,Not difficult,4,4,Slightly difficult,Almost impossible,Slightly difficult,2,3,Slightly important,Important,Important,Important,Very important,Important,Important,Not important,Minor obstacle,Major obstacle,No obstacle,No obstacle,Minor obstacle,No obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,No obstacle,Public announcement/advertisement,-44,No,-44,-44,-44,-44,Yes,40,20,No,-44,Yes,Minor obstacle,Very severe obstacle,Very severe obstacle,Minor obstacle,Very severe obstacle,Very severe obstacle,Yes,100,0,-44,0,Yes,15,No,22,28,0,0,50,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,Yes,Loan,2012,12000000,15,17,Private commercial banks,Yes,Yes,Yes,Yes,No,No,-44,175,Yes,1,0,-44,-44,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,0,0,4576000000,4000000000,4576000000,4560000000,9746880000,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,No obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Moderate obstacle,Minor obstacle,Major obstacle,No obstacle,Very severe obstacle,Very severe obstacle,Yes,Yes,Yes,No,No,Electricity,Practices of competitors in the informal sector,Cost of finance,Minor obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not aware of this type of assistance and don't know it advan,-44,Yes,Private independent fund,-44,"General management, Business development and Strategies supp",-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,No,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 1231230031,1230031,Jamaica,Jamaica,Non-metallic mineral products,31,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Male,2001,No,Yes,2001,32,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,12,1,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,2,Yes,Yes,Yes,100,71,63,0,0,-44,48,0,52,13,Small private firms (less than 20 employees),96,0,4,CONCRETE,100,National,Do not know,Increased,Increased,None,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,97,3,No,-44,Yes,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,No obstacle,-44,Strongly agree,Tend to agree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,Yes,4,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,3,Outside working hours,Other,Personal possessions of employees or customers,6944000,Group of criminals,Yes,Yes,-44,Yes,2,During working hours,Other,Money,93744000,Group of criminals,No,Yes,-44,Yes,1,During working hours,Other,Money,24304000,Group of criminals,No,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,During working hours,Other,Personal possessions of employees or customers,124992000,Group of criminals,No,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,184000,Yes,No,No,Yes,Yes,No,-44,-44,No,-44,-44,Yes,No,No,0,No,-44,-44,Yes,0,0,-44,No,-44,-44,No,-44,-44,Yes,No,2,-66,257,18,132,63,44,3,16,10,11,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,13,18,3000000,20,2880000,18,3030000,8,1880000,9,1805000,8,1936000,26,1340000,29,1313000,27,1340000,2,830000,2,797000,2,855000,11,1270000,12,1270000,11,1308000,0,-44,0,-44,0,-44,1,880000,1,880000,1,906000,83,910000,89,874000,85,910000,108,780000,119,749000,110,796000,New products require new skills,-44,University graduate,University graduate,University graduate,University graduate,Completed college/vocational training,University graduate,Completed secondary,Started but did not complete college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed secondary,Completed college/vocational training,Completed college/vocational training,Completed primary school,Did not complete primary school,Not important,Very important,Critical,Not important,Critical,Slightly important,Critical,Very important,Slightly important,Very important,Important,Important,Slightly important,Slightly important,Slightly important,Critical,Slightly important,Very important,Very important,Very important,Very important,Important,Very important,Not important,Important,Important,Slightly important,Slightly important,Not important,Not important,Critical,Very important,Very important,Important,Important,Critical,Critical,Very important,Very important,Slightly important,Slightly important,Critical,Very important,Slightly important,Very important,Slightly important,Very important,Critical,Slightly important,Very important,Very important,Important,Slightly important,Important,Important,Very important,Slightly important,Important,Slightly important,Slightly important,Critical,Very important,Very important,Critical,Critical,Very important,Critical,Critical,Very important,Critical,Critical,Important,Very important,Important,Important,Important,Very important,Critical,Very important,Slightly important,Slightly difficult,Very difficult,Difficult,3,22,Very difficult,Difficult,Almost impossible,2,10,Difficult,Not difficult,Difficult,3,12,Very difficult,Slightly difficult,Almost impossible,3,4,Not difficult,Almost impossible,Not difficult,2,2,-44,-44,-44,-44,-44,Slightly difficult,Difficult,Difficult,4,3,Not difficult,Almost impossible,Almost impossible,3,5,Slightly difficult,Difficult,Difficult,0,-44,Important,Important,Important,Slightly important,Critical,Important,Slightly important,Slightly important,Major obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Public placement office,-44,No,-44,-44,-44,-44,No,-44,-44,-44,Other,Yes,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,Minor obstacle,Very severe obstacle,Yes,100,0,-44,0,Yes,13,No,36,19,0,0,45,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,Yes,Loan,2012,16500000,14,20,Private commercial banks,Yes,No,No,No,Yes,No,-44,135,Yes,2,0,-44,-44,8680000000,7980000000,6832600000,305100000,5978000,2540000,558600000,45600000,696000,3025000,1080000,0,0,624000000,510000000,654000000,545000000,1464960000,No obstacle,Moderate obstacle,Major obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,No obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,No obstacle,Moderate obstacle,No obstacle,No obstacle,Very severe obstacle,Yes,Yes,Yes,No,No,Electricity,Transportation,Practices of competitors in the informal sector,No obstacle,Yes,Yes,Yes,Yes,Yes,Yes,No,Yes,Moderated impact,Yes,Moderated impact,No,Moderated impact,No,No impact,-44,-44,Yes,Large impact,No,No impact,No,Moderated impact,Yes,No impact,-44,-44,Yes,Moderated impact,Yes,Moderated impact,Yes,No impact,Yes,No impact,-44,-44,Yes,Moderated impact,Yes,Moderated impact,No,Moderated impact,No,No impact,-44,-44,No,Moderated impact,Yes,Large impact,No,Moderated impact,No,No impact,-44,-44,No,No impact,Yes,Moderated impact,No,Large impact,Yes,No impact,-44,-44,Yes,Moderated impact,Yes,Moderated impact,No,No impact,Yes,No impact,-44,-44,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,No impact,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,Yes,Yes,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,Yes,No,No,Somewhat truthful,Are estimates computed with some precision, 1231230032,1230032,Jamaica,Jamaica,Fabricated metal products,32,No,-44,-44,-44,-44,Limited partnership,-44,47,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,1996,No,Yes,1997,22,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,3,2,-44,Yes,3,2,0,-44,Yes,12,3,0,-44,No,-44,-44,-44,-44,Yes,Do not know,Yes,Yes,Yes,100,65,48,0,0,-44,0,91,9,9,Individuals,0,81,19,OWNINGS,41,National,19,Increased,Increased,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,71,29,No,-44,No,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,-44,Strongly disagree,Strongly disagree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,2396000,Yes,No,Yes,No,Yes,No,-44,-44,No,-44,-44,Yes,Yes,No,0,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,-66,124,5,65,31,23,0,13,6,18,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,6,5,4380000,5,4380000,5,4424000,4,3260000,4,3195000,4,3293000,16,2220000,16,2153000,16,2220000,2,1200000,2,1200000,2,1212000,5,1235000,5,1210000,5,1235000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,43,1090000,43,1090000,43,1155000,49,800000,47,792000,50,808000,Economic upturn/downturn,-44,University graduate,University graduate,University graduate,Completed college/vocational training,Completed secondary,University graduate,Completed secondary,Started but did not complete college/vocational training,Completed secondary,Started but did not complete college/vocational training,-44,-44,-44,-44,Completed college/vocational training,Started but did not complete college/vocational training,Completed primary school,Completed primary school,Critical,Critical,Very important,Very important,Critical,Very important,Very important,Very important,Very important,Very important,Slightly important,Very important,Not important,Slightly important,Very important,Very important,Critical,Slightly important,Very important,Important,Very important,Critical,Important,Slightly important,Very important,Slightly important,Important,Not important,Slightly important,Important,Very important,Slightly important,Important,Slightly important,Very important,Critical,Critical,Critical,Critical,Critical,Important,Important,Very important,Slightly important,Important,Critical,Slightly important,Very important,Critical,Slightly important,Critical,Slightly important,Slightly important,Important,Very important,Very important,Not important,Not important,Not important,Very important,Important,Critical,Critical,Slightly important,Critical,Important,Critical,Very important,Slightly important,Slightly important,Very important,Very important,Slightly important,Important,Very important,Very important,Critical,Very important,Very important,Very important,Slightly difficult,Not difficult,Almost impossible,2,6,Difficult,Almost impossible,Difficult,5,19,Difficult,Slightly difficult,Not difficult,5,12,Very difficult,Difficult,Slightly difficult,4,4,Slightly difficult,Not difficult,Not difficult,4,6,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Slightly difficult,Slightly difficult,Slightly difficult,2,2,Not difficult,Slightly difficult,Not difficult,1,1,Slightly important,Critical,Very important,Very important,Important,Very important,Important,Not important,Minor obstacle,Major obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Public announcement/advertisement,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm cannot afford the optimal level of training,Yes,Very severe obstacle,Major obstacle,Major obstacle,Major obstacle,Very severe obstacle,Major obstacle,Yes,100,0,-44,0,Yes,15,Yes,67,23,0,0,10,0,0,0,0,0,0,0,0,-44,25,0,0,0,25,50,0,0,0,0,0,0,0,0,0, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,Application procedures for loans or line of credit are compl,510384000,520800000,114576000,145824000,93744000,26040000,36456000,5208000,5208000,41664000,10416000,0,0,57288000,0,71610000,145824000,151813000,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,No obstacle,Moderate obstacle,Minor obstacle,No obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Tax administration,Corruption,Tax Rates,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,Local business association,-44,Financial magement and tax and customs administration,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,Somewhat truthful,Are estimates computed with some precision, 1231230033,1230033,Jamaica,Jamaica,Machinery and equipment,33,No,-44,-44,-44,-44,Limited partnership,-44,90,100,0,0,0,Predominantly women,Yes,Yes,70,Delegates decisions to other partners,12,10,Predominantly women,Female,Male,Female,1950,No,Yes,1950,32,Yes,7,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,2,1,-44,Yes,1,2,0,-44,Yes,9,2,0,-44,No,-44,-44,-44,-44,Yes,1,Yes,No,Yes,100,70,72,0,0,-44,6,91,3,0,Small private firms (less than 20 employees),11,82,7,DOMESTICS APPLIANCES,46,National,0,Decreased,Increased,2-5,74,26,0,1990,-99,Refusal to answer,-99,Refusal to answer,4,0,0,76,24,Yes,11,No,Yes,No,Yes,Yes,Yes,-44,-44,-44,-44,No,Yes,Yes,Yes,No,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Very Important,Critical,Slightly important,Very Important,Very Important,Very Important,Slightly important,Yes,74,No,-44,Yes,26,No,No,3212000,5,Yes,No,Yes,Yes,Very severe obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,No obstacle,-44,Tend to disagree,Tend to agree,Strongly agree,Tend to agree,Yes,No,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,67000,Yes,No,Yes,No,Yes,No,-44,-44,No,-44,-44,Yes,Yes,Yes,6,Yes,1,No,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,3,2,30,109,7,40,25,37,4,12,4,33,7,0,2,3,2,0,0,1,0,5,-44,7,5,3,2,7,500000,7,485000,7,510000,4,410000,4,394000,4,414000,7,320000,7,314000,7,326000,3,230000,3,223000,3,237000,8,300000,8,297000,8,309000,0,-44,0,-44,0,-44,2,210000,2,206000,2,212000,30,250000,29,245000,31,250000,55,210000,53,206000,56,210000,New products require new skills,-44,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,University graduate,University graduate,Completed secondary,Completed secondary,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed secondary,Completed secondary,Completed secondary,Completed secondary,Completed primary school,Slightly important,Very important,Very important,Critical,Important,Very important,Slightly important,Critical,Very important,Important,Important,Very important,Not important,Slightly important,Important,Important,Very important,Slightly important,Very important,Slightly important,Very important,Critical,Slightly important,Not important,Critical,Important,Very important,Not important,Slightly important,Not important,Slightly important,Very important,Slightly important,Very important,Very important,Very important,Critical,Very important,Very important,Important,Critical,Important,Critical,Slightly important,Very important,Very important,Very important,Critical,Very important,Very important,Very important,Slightly important,Slightly important,Important,Important,Important,Slightly important,Not important,Slightly important,Not important,Very important,Very important,Critical,Very important,Important,Important,Slightly important,Very important,Critical,Slightly important,Very important,Critical,Very important,Not important,Important,Very important,Slightly important,Very important,Critical,Very important,Very difficult,Not difficult,Almost impossible,0,-44,Not difficult,Not difficult,Very difficult,5,7,Not difficult,Not difficult,Difficult,5,8,Difficult,Very difficult,Not difficult,2,3,Not difficult,Slightly difficult,Difficult,1,5,-44,-44,-44,-44,-44,Not difficult,Slightly difficult,Not difficult,3,1,Very difficult,Slightly difficult,Very difficult,4,4,Difficult,Difficult,Difficult,3,3,Very important,Very important,Very important,Important,Very important,Important,Important,Not important,Major obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Major obstacle,Very severe obstacle,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,Private placement office,-44,No,-44,-44,-44,-44,Yes,10,30,Yes,-44,No,-44,-44,-44,-44,-44,-44,Yes,100,0,-44,0,Yes,13,No,44,21,0,0,35,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,Yes,Loan,2011,17000000,15,43,Private commercial banks,Yes,No,Yes,Yes,No,No,-44,195,Yes,1,0,-44,-44,78482000,80300000,38484000,29000000,3188000,1067000,1727000,960000,255000,1247000,303000,0,0,45675000,25500000,167400000,54000000,358236000,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Minor obstacle,No obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,No obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Tax Rates,Cost of finance,Inadequately educated workforce,Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,technological and Innovation Support,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,No,Somewhat truthful,Are taken directly from the establishment's records, 1231230034,1230034,Jamaica,Jamaica,Other manufacturing,34,No,-44,-44,-44,-44,Limited partnership,-44,33,100,0,0,0,Predominantly men,No,No,35,Makes decisions in consultation with other partners,17,7,All men,Male,Male,Male,1990,No,Yes,1992,13,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,No,Yes,2,3,2,-44,Yes,3,3,0,-44,Yes,10,4,0,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,100,61,60,0,0,-44,64,22,14,17,Small private firms (less than 20 employees),66,22,12,BED,43,National,Do not know,Increased,Increased,More than 5,74,26,28,1990,-99,Refusal to answer,-99,Refusal to answer,8,0,0,80,20,Yes,12,Yes,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,Yes,No,No,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,Very severe obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,No obstacle,-44,Tend to agree,Tend to disagree,Strongly agree,Tend to disagree,Yes,No,-44,-44,-44,-44,Yes,-44,10700000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,540000,Yes,Yes,Yes,Yes,Yes,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,No,-44,-44,No,-44,0,-44,Yes,14,No,No,-44,-44,Yes,12,2,9,216,16,90,49,61,0,16,19,39,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,13,16,1130000,17,1085000,16,1130000,8,870000,8,844000,8,896000,15,540000,15,529000,15,556000,3,480000,3,466000,3,480000,11,523000,11,502000,11,539000,0,-44,0,-44,0,-44,1,300000,1,294000,1,303000,68,460000,72,442000,69,478000,94,240000,100,240000,96,247000,Economic upturn/downturn,-44,University graduate,University graduate,Started but did not complete college/vocational training,University graduate,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed college/vocational training,Completed secondary,-44,-44,Completed secondary,Started but did not complete college/vocational training,Completed college/vocational training,Completed primary school,Did not complete primary school,Did not complete primary school,Critical,Very important,Very important,Very important,Critical,Critical,Very important,Important,Important,Slightly important,Slightly important,Important,Important,Not important,Slightly important,Slightly important,Critical,Critical,Very important,Very important,Critical,Critical,Slightly important,Slightly important,Important,Very important,Not important,Important,Slightly important,Slightly important,Very important,Critical,Very important,Very important,Very important,Critical,Critical,Critical,Critical,Very important,Important,Critical,Important,Slightly important,Slightly important,Not important,Slightly important,Very important,Very important,Very important,Very important,Important,Important,Important,Critical,Slightly important,Slightly important,Not important,Important,Slightly important,Important,Very important,Slightly important,Slightly important,Very important,Slightly important,Very important,Important,Very important,Very important,Critical,Very important,Slightly important,Critical,Critical,Important,Very important,Very important,Important,Important,Difficult,Difficult,Very difficult,2,14,Slightly difficult,Difficult,Almost impossible,5,14,Not difficult,Not difficult,Difficult,3,4,Not difficult,Slightly difficult,Difficult,1,5,Very difficult,Not difficult,Difficult,4,5,-44,-44,-44,-44,-44,Slightly difficult,Difficult,Not difficult,4,2,Slightly difficult,Not difficult,Difficult,5,2,Very difficult,Not difficult,Very difficult,3,3,Very important,Very important,Very important,Not important,Critical,Important,Slightly important,Important,Very severe obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Private placement office,-44,No,-44,-44,-44,-44,Yes,60,40,No,-44,Yes,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Yes,100,0,-44,0,Yes,13,Yes,77,11,0,0,10,0,0,0,0,0,2,0,0,-44,30,0,0,0,30,20,0,0,20,0,0,0,0,0,0, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,2,2,Insufficient profitability,-44,2250000000,2142000000,1197000000,102600000,12036000,4212000,192780000,42840000,944000,4446000,3000000,4240000,0,128520000,0,178643000,31273000,410879000,No obstacle,Minor obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Yes,No,Yes,No,No,Tax Rates,Transportation,Practices of competitors in the informal sector,Moderate obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,Yes,No,No,Truthful,Are taken directly from the establishment's records, 1231230047,1230047,Jamaica,Jamaica,Other manufacturing,47,No,-44,-44,-44,-44,Partnership (including limited liability companies),-44,55,100,0,0,0,Predominantly men,Yes,Yes,24,Makes major strategic and fiancial decisions,12,2,Predominantly women,Male,Male,Female,-66,No,Do not know,-66,-66,Yes,12,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,9,3,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,100,70,40,0,0,-44,11,86,3,0,Small private firms (less than 20 employees),11,72,17,BED AND SOFAS,100,National,Do not know,Decreased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,88,12,No,-44,Yes,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,Yes,No,No,No,Very severe obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,No obstacle,-44,Tend to agree,Tend to agree,Tend to disagree,Strongly agree,No,-44,-44,-44,-44,-44,Yes,1,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,During working hours,Firearm/gun,Goods or stock,0,Group of criminals,No,No,No loss or damage,Yes,1,Outside working hours,Firearm/gun,Money,298000,Gang related,No,Yes,-44,Yes,1,During working hours,Knife,Personal possessions of employees or customers,35000,Gang related,No,No,Police could not have done anything,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,2,Outside working hours,Firearm/gun,Other,420000,Someone working alone,Yes,Yes,-44,Yes,1,During working hours,Other,Money,61000,Gang related,Yes,No,Police have not done anything in the past,No,-44,-44,42000,Yes,No,Yes,No,Yes,No,-44,-44,No,-44,-44,Yes,No,Yes,0,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,-66,42,4,11,19,8,1,2,5,5,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,1,4,990000,4,980000,4,1000000,1,530000,1,514000,1,541000,2,390000,2,386000,2,394000,1,320000,1,307000,1,330000,1,333000,1,330000,1,343000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,7,280000,7,277000,7,294000,26,180000,27,173000,26,182000,New products require new skills,-44,Completed college/vocational training,Completed secondary,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Started but did not complete college/vocational training,Completed secondary,Started but did not complete college/vocational training,-44,-44,-44,-44,Completed secondary,Completed primary school,Completed primary school,Completed primary school,Slightly important,Very important,Important,Slightly important,Slightly important,Slightly important,Very important,Slightly important,Slightly important,Very important,Important,Slightly important,Slightly important,Slightly important,Very important,Critical,Important,Slightly important,Very important,Critical,Slightly important,Critical,Not important,Not important,Important,Critical,Not important,Not important,Not important,Important,Important,Important,Very important,Slightly important,Important,Critical,Important,Slightly important,Important,Slightly important,Very important,Important,Very important,Very important,Important,Slightly important,Important,Slightly important,Critical,Critical,Slightly important,Very important,Not important,Important,Very important,Very important,Not important,Slightly important,Very important,Slightly important,Slightly important,Important,Slightly important,Important,Important,Slightly important,Critical,Slightly important,Very important,Important,Important,Slightly important,Very important,Slightly important,Critical,Not important,Important,Critical,Critical,Slightly important,Not difficult,Not difficult,Slightly difficult,0,-44,Difficult,Almost impossible,Difficult,0,-44,Not difficult,Almost impossible,Almost impossible,0,-44,Slightly difficult,Slightly difficult,Very difficult,0,-44,Slightly difficult,Very difficult,Difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Difficult,Difficult,Almost impossible,0,-44,Very difficult,Difficult,Slightly difficult,1,4,Important,Critical,Not important,Slightly important,Important,Critical,Not important,Important,Major obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,No obstacle,Major obstacle,Minor obstacle,Major obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Public announcement/advertisement,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm is affraid of investing in workers that after the t,Yes,Moderate obstacle,Major obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Minor obstacle,No,0,100,-44,0,No,-44,No,71,9,0,0,20,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,Interest rates are not favorable,87500000,82600000,36480000,14144000,931000,349000,2478000,1440000,105000,428000,212000,0,0,8260000,0,33300000,22800000,77589000,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,No obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Yes,Yes,Yes,Yes,No,Tax administration,"Crime, theft and disorder",Access to finance,No obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Already used this type of assistance in the past and wasn't,-44,Yes,Community based organization,-44,"General management, Business development and Strategies supp",-44,No,-44,-44,Yes,No,Yes,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,No,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,No,Somewhat truthful,Are taken directly from the establishment's records, 1231230073,1230073,Jamaica,Jamaica,Food,73,No,-44,-44,-44,-44,Limited partnership,-44,55,100,0,0,0,Equally men and women,No,Yes,13,Makes major strategic and fiancial decisions,7,4,Predominantly men,Male,Male,Male,1980,No,Yes,1980,20,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,2,0,-44,Yes,1,2,0,-44,Yes,11,3,0,-44,No,-44,-44,-44,-44,Yes,3,Yes,No,Yes,100,80,72,0,0,-44,22,56,22,0,Small private firms (less than 20 employees),5,72,23,BAKING PRODUCTS,57,Local,Do not know,Decreased,Decreased,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,78,22,Yes,7,Yes,No,No,Yes,Yes,Yes,-44,-44,-44,-44,Yes,Yes,Yes,No,Yes,No,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Not important,Slightly important,Very Important,Critical,Not important,Critical,Slightly important,Yes,100,No,-44,No,-44,No,No,1770000,9,No,Yes,Yes,Yes,Very severe obstacle,Minor obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,No obstacle,-44,Tend to agree,Tend to disagree,Tend to agree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,60000,Yes,No,Yes,Yes,Yes,No,-44,-44,No,-44,-44,No,Yes,Yes,0,Yes,1,No,No,-44,0,-44,No,-44,-44,Yes,34,No,Yes,3,2,25,85,10,42,14,19,3,8,2,9,14,0,4,5,5,0,1,0,1,6,-44,9,1,9,3,10,1110000,10,1077000,10,1143000,4,690000,4,683000,4,690000,11,400000,11,392000,11,404000,2,340000,2,340000,2,350000,5,329000,5,329000,5,332000,0,-44,0,-44,0,-44,1,220000,1,220000,1,227000,29,290000,30,278000,29,293000,37,240000,38,230000,38,254000,Economic upturn/downturn,-44,University graduate,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed college/vocational training,Completed secondary,Completed secondary,Completed secondary,Completed primary school,Completed primary school,Very important,Critical,Very important,Important,Slightly important,Very important,Important,Important,Very important,Important,Slightly important,Important,Not important,Slightly important,Very important,Slightly important,Very important,Critical,Critical,Very important,Important,Critical,Slightly important,Important,Slightly important,Very important,Very important,Important,Important,Slightly important,Very important,Very important,Very important,Very important,Critical,Slightly important,Very important,Critical,Very important,Very important,Slightly important,Critical,Critical,Not important,Critical,Not important,Critical,Critical,Very important,Very important,Very important,Important,Slightly important,Important,Very important,Important,Not important,Slightly important,Very important,Slightly important,Important,Very important,Very important,Very important,Slightly important,Important,Very important,Slightly important,Not important,Very important,Very important,Very important,Very important,Slightly important,Critical,Slightly important,Critical,Critical,Critical,Very important,Slightly difficult,Difficult,Difficult,2,9,Difficult,Slightly difficult,Not difficult,4,9,Slightly difficult,Slightly difficult,Slightly difficult,3,7,Difficult,Not difficult,Not difficult,4,7,Not difficult,Almost impossible,Difficult,0,-44,-44,-44,-44,-44,-44,Slightly difficult,Difficult,Slightly difficult,0,-44,Slightly difficult,Difficult,Almost impossible,4,3,Slightly difficult,Very difficult,Difficult,0,-44,Very important,Very important,Important,Important,Critical,Important,Important,Slightly important,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,No obstacle,Public announcement/advertisement,-44,No,-44,-44,-44,-44,Yes,80,20,No,-44,Yes,Major obstacle,Very severe obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Yes,100,0,-44,0,Yes,17,Yes,52,25,0,0,20,0,0,0,0,0,3,0,0,-44,20,38,0,0,0,0,0,36,0,0,6,0,0,0,0, ,Yes,Loan,2010,2100000,14,45,Private commercial banks,No,-44,-44,-44,-44,-44,-44,295,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,184500000,177000000,87100000,33600000,1505000,641000,5310000,2544000,129000,466000,376000,0,7080000,56368000,21420000,109000000,55500000,235440000,Minor obstacle,Major obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Yes,Yes,Yes,Yes,No,"Crime, theft and disorder",Inadequately educated workforce,Tax administration,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,-44,-44,technological and Innovation Support,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are estimates computed with some precision, 1231230079,1230079,Jamaica,Jamaica,Other manufacturing,79,No,-44,-44,-44,-44,Partnership (including limited liability companies),-44,90,100,0,0,0,Equally men and women,No,Yes,37,Makes decisions in consultation with other partners,10,6,Predominantly women,Male,Female,Male,1990,No,Yes,1996,18,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,1,2,-44,Yes,2,1,0,-44,Yes,6,2,0,-44,No,-44,-44,-44,-44,Yes,1,Yes,Yes,Yes,100,80,40,0,0,-44,65,34,1,6,Individuals,88,0,12,KITCHEN CABINETS,72,Local,Do not know,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,10,90,Yes,11,Yes,Yes,No,Yes,Yes,Yes,-44,-44,-44,-44,No,Yes,Yes,Yes,No,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Important,Slightly important,Very Important,Very Important,Very Important,Important,Slightly important,Yes,80,No,-44,Yes,20,Yes,Yes,612000,28,Yes,No,Yes,No,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,No obstacle,-44,Tend to agree,Tend to agree,Tend to agree,Strongly agree,Yes,No,-44,-44,-44,-44,Yes,1,-44,Yes,-44,1070000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,5,Outside working hours,Firearm/gun,Money,11000,A customer,Yes,No,Loss was small,Yes,3,During working hours,Firearm/gun,Personal possessions of employees or customers,289000,Group of criminals,Yes,No,Tried to/was unable to contact the police,Yes,5,During working hours,Baseball bat,Other company property,32000,A customer,No,No,They occur too frequently,Yes,3,Outside working hours,Knife,Money,10700,A former employee,Yes,Yes,-44,Yes,2,During working hours,Firearm/gun,Personal possessions of employees or customers,53500,A customer,Yes,No,Fear of reprisals,Yes,2,During working hours,Other,Money,42800,Group of criminals,No,Yes,-44,No,-44,-44,18000,No,No,Yes,No,Yes,No,-44,-44,No,-44,-44,No,Yes,Yes,0,Yes,3,No,Yes,0,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,5,25,4,17,2,2,1,3,0,1,6,0,1,3,2,0,0,1,1,4,-44,1,3,6,1,4,880000,4,871000,4,906000,2,620000,2,601000,2,632000,3,610000,3,598000,3,628000,0,-44,0,-44,0,-44,2,467000,2,467000,2,467000,0,-44,0,-44,0,-44,1,340000,1,330000,1,343000,13,450000,13,437000,13,455000,6,390000,6,386000,6,398000,-44,-44,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed secondary,-44,-44,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Completed college/vocational training,Completed secondary,Started but did not complete college/vocational training,Completed primary school,Very important,Critical,Very important,Critical,Critical,Slightly important,Not important,Not important,Important,Very important,Slightly important,Very important,Not important,Not important,Important,Slightly important,Slightly important,Critical,Critical,Very important,Important,Critical,Important,Slightly important,Important,Slightly important,Not important,Slightly important,Not important,Not important,Very important,Important,Critical,Important,Critical,Slightly important,Important,Important,Slightly important,Very important,Critical,Important,Critical,Slightly important,Critical,Very important,Very important,Slightly important,Very important,Slightly important,Important,Slightly important,Very important,Important,Very important,Very important,Slightly important,Not important,Slightly important,Not important,Slightly important,Very important,Slightly important,Very important,Very important,Slightly important,Very important,Important,Important,Very important,Very important,Very important,Very important,Slightly important,Very important,Not important,Important,Very important,Critical,Slightly important,Difficult,Slightly difficult,Slightly difficult,0,-44,Difficult,Very difficult,Almost impossible,0,-44,Slightly difficult,Slightly difficult,Difficult,0,-44,-44,-44,-44,-44,-44,Not difficult,Difficult,Difficult,0,-44,-44,-44,-44,-44,-44,Slightly difficult,Very difficult,Slightly difficult,0,-44,Slightly difficult,Slightly difficult,Difficult,0,-44,Difficult,Slightly difficult,Difficult,0,-44,Very important,Slightly important,Not important,Important,Slightly important,Very important,Not important,Not important,Major obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Through family/friends,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm cannot afford the optimal level of training,Yes,Very severe obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Major obstacle,Major obstacle,Yes,100,0,-44,0,No,-44,Yes,82,8,0,0,10,0,0,0,0,0,0,0,0,-44,36,0,0,64,0,0,0,0,0,0,0,0,0,0,0, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,Collateral requirements for loans or line of credit are unat,60000000,60500000,26800000,15240000,365000,124000,3630000,1035000,24000,171000,77000,5650000,0,15300000,5000000,28250000,17600000,62433000,No obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Major obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,No obstacle,No obstacle,Moderate obstacle,Major obstacle,Yes,Yes,Yes,Yes,No,Practices of competitors in the informal sector,Access to finance,Tax administration,No obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed,-44,Yes,Local business association,-44,"General management, Business development and Strategies supp",-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Somewhat truthful,Are estimates computed with some precision, 1231230082,1230082,Jamaica,Jamaica,Food,82,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,100,0,0,0,All women,Yes,Not applicable,100,Makes major strategic and fiancial decisions,25,5,All men,Male,Female,Male,1977,No,Yes,1977,-66,No,-44,-44,No,-44,-44,No,-44,-44,Yes,4,No,Yes,2,1,0,-44,Yes,1,2,0,-44,Yes,12,3,0,-44,No,-44,-44,-44,-44,Yes,2,Yes,No,Yes,100,80,54,0,0,-44,0,74,26,0,Large private firms (more than 100 employees),0,84,16,MILK,59,National,Do not know,Remained the same,Remained the same,More than 5,100,0,32,-44,-44,-44,-44,-44,-44,-44,-44,69,31,No,-44,No,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,-44,Tend to agree,Strongly disagree,Strongly disagree,Tend to disagree,Yes,No,-44,-44,-44,-44,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,110000,No,No,Yes,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,No,-44,-44,No,-44,0,-44,No,-44,-44,Yes,33,No,No,-44,-44,-66,55,5,32,10,8,0,6,3,5,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,3,5,1770000,5,1735000,5,1770000,2,910000,2,883000,2,910000,7,770000,7,762000,7,770000,2,770000,2,739000,2,785000,2,664000,2,664000,2,664000,0,-44,0,-44,0,-44,1,500000,1,495000,1,500000,22,650000,22,644000,22,650000,14,420000,14,416000,14,437000,-44,-44,Completed college/vocational training,Completed college/vocational training,University graduate,Completed secondary,Started but did not complete college/vocational training,Completed secondary,Completed secondary,Started but did not complete college/vocational training,Completed secondary,Completed secondary,-44,-44,Completed secondary,Completed college/vocational training,Completed secondary,Completed primary school,Completed primary school,Did not complete primary school,Critical,Very important,Not important,Very important,Important,Very important,Very important,Slightly important,Slightly important,Very important,Slightly important,Not important,Slightly important,Slightly important,Critical,Important,Critical,Critical,Very important,Important,Very important,Critical,Slightly important,Very important,Very important,Slightly important,Important,Important,Not important,Slightly important,Very important,Very important,Slightly important,Very important,Critical,Very important,Critical,Critical,Important,Very important,Important,Very important,Slightly important,Important,Critical,Important,Very important,Critical,Critical,Critical,Very important,Important,Slightly important,Very important,Important,Very important,Slightly important,Slightly important,Slightly important,Slightly important,Critical,Very important,Critical,Critical,Critical,Very important,Very important,Important,Critical,Very important,Critical,Critical,Critical,Critical,Important,Very important,Very important,Very important,Critical,Very important,Difficult,Difficult,Not difficult,0,-44,Almost impossible,Almost impossible,Very difficult,0,-44,Not difficult,Slightly difficult,Not difficult,0,-44,Not difficult,Slightly difficult,Slightly difficult,0,-44,Slightly difficult,Difficult,Almost impossible,0,-44,-44,-44,-44,-44,-44,Slightly difficult,Difficult,Almost impossible,0,-44,Difficult,Slightly difficult,Almost impossible,1,5,Slightly difficult,Slightly difficult,Difficult,2,1,Very important,Critical,Important,Critical,Very important,Very important,Important,Slightly important,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Schoold related network,-44,Yes to fire,No,-44,Yes,4,No,-44,-44,-44,The firm cannot afford the optimal level of training,Yes,Major obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,No obstacle,No,100,0,-44,0,No,-44,Yes,0,0,0,0,53,15,0,10,16,0,0,6,0,-44,30,58,0,0,12,0,0,0,0,0,0,0,0,0,0, ,Yes,Loan,2011,2000000,13,28,Private commercial banks,Yes,No,Yes,Yes,No,No,-44,250,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,360000000,354000000,166600000,36900000,2898000,954000,35400000,4248000,382000,1670000,693000,1050000,28320000,257500000,5100000,44800000,11000000,94976000,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,Major obstacle,Moderate obstacle,No obstacle,Major obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,Electricity,Access to finance,Cost of finance,Major obstacle,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,No impact,Yes,Moderated impact,No,Moderated impact,Yes,No impact,Yes,No impact,Yes,Moderated impact,Yes,Moderated impact,No,Moderated impact,Yes,No impact,Yes,No impact,Yes,Large impact,Yes,Moderated impact,Yes,No impact,Yes,No impact,Yes,No impact,Yes,No impact,Yes,Moderated impact,No,No impact,Yes,No impact,No,Moderated impact,Yes,Moderated impact,Yes,Large impact,No,Moderated impact,Yes,No impact,Yes,No impact,Yes,Moderated impact,Yes,Moderated impact,No,Moderated impact,Yes,No impact,Yes,Moderated impact,No,Moderated impact,Yes,Large impact,No,Moderated impact,Yes,No impact,Yes,Moderated impact,Yes,Large impact,Yes,Moderated impact,No,Moderated impact,Yes,No impact,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,Somewhat truthful,Are estimates computed with some precision, 1231230084,1230084,Jamaica,Jamaica,Other manufacturing,84,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded,-44,45,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,1996,No,Yes,1996,7,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,2,1,-44,No,-44,-44,-44,-44,Yes,9,3,0,-44,No,-44,-44,-44,-44,Yes,1,Yes,No,Yes,100,65,53,0,0,-44,5,78,17,0,Individuals,0,84,16,PAPER PRODUCT,55,National,0,Remained the same,Increased,2-5,95,5,0,-66,-99,Refusal to answer,-99,Refusal to answer,5,0,0,72,28,No,-44,Yes,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Major obstacle,No obstacle,-44,Strongly agree,Strongly agree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,-44,376000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,27000,No,No,Yes,Yes,No,No,-44,-44,No,-44,-44,Yes,No,Yes,0,Yes,1,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,20,39,5,21,5,8,0,6,1,1,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,1,5,580000,5,557000,5,597000,1,510000,1,490000,1,515000,4,300000,4,294000,4,300000,0,-44,0,-44,0,-44,2,274000,2,271000,2,279000,0,-44,0,-44,0,-44,1,170000,1,168000,1,173000,13,260000,14,255000,13,273000,13,200000,14,198000,13,202000,New products require new skills,-44,University graduate,Completed college/vocational training,University graduate,Started but did not complete college/vocational training,Started but did not complete college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed college/vocational training,Started but did not complete secondary,Completed secondary,Completed secondary,Completed primary school,Completed primary school,Critical,Very important,Very important,Important,Critical,Critical,Important,Not important,Slightly important,Critical,Not important,Important,Very important,Not important,Very important,Important,Important,Very important,Critical,Very important,Important,Very important,Slightly important,Very important,Important,Critical,Not important,Not important,Slightly important,Slightly important,Important,Very important,Slightly important,Very important,Slightly important,Slightly important,Important,Very important,Slightly important,Important,Critical,Important,Very important,Not important,Slightly important,Important,Very important,Very important,Very important,Slightly important,Very important,Very important,Slightly important,Very important,Slightly important,Important,Slightly important,Slightly important,Important,Not important,Very important,Very important,Critical,Critical,Critical,Slightly important,Critical,Not important,Very important,Very important,Important,Important,Important,Not important,Important,Critical,Very important,Very important,Critical,Very important,Difficult,Slightly difficult,Slightly difficult,0,-44,Almost impossible,Difficult,Slightly difficult,0,-44,Very difficult,Slightly difficult,Difficult,0,-44,-44,-44,-44,-44,-44,Difficult,Difficult,Very difficult,0,-44,-44,-44,-44,-44,-44,Difficult,Difficult,Not difficult,0,-44,Slightly difficult,Very difficult,Almost impossible,0,-44,Slightly difficult,Slightly difficult,Difficult,1,2,Very important,Important,Not important,Important,Important,Very important,Slightly important,Important,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Major obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,No obstacle,Public announcement/advertisement,-44,No,-44,-44,-44,-44,Yes,50,40,No,-44,Yes,Very severe obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,No obstacle,Yes,100,0,-44,0,No,-44,No,51,39,0,0,10,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,Yes,Loan,2010,4200000,17,37,Private commercial banks,Yes,Yes,No,No,No,No,-44,175,No,-44,-44,-44,Collateral requirements for loans or line of credit are unat,40250000,38500000,21760000,10700000,382000,190000,3465000,1200000,38000,206000,135000,803000,0,5050000,500000,6240000,1060000,13291000,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Major obstacle,No obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,No obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Yes,Yes,Yes,No,No,Access to finance,Inadequately educated workforce,"Crime, theft and disorder",Minor obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Administratie procedure is cumbersome,-44,Yes,Local business association,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,No,Yes,No,No,Yes,No,No,Truthful,Are estimates computed with some precision, 1231230087,1230087,Jamaica,Jamaica,Electronics,87,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Female,Female,2009,No,Yes,2009,32,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,No,Yes,1,3,2,-44,Yes,2,3,0,-44,Yes,7,4,0,-44,No,-44,-44,-44,-44,Yes,2,Yes,Yes,Yes,100,80,40,0,0,-44,5,6,89,10,Individuals,0,19,81,WIRES,75,Local,Do not know,Remained the same,Remained the same,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,69,31,No,-44,Yes,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,No obstacle,-44,Strongly agree,Strongly disagree,Tend to agree,Strongly agree,No,-44,-44,-44,-44,-44,Yes,-44,4320000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,48000,No,No,Yes,No,No,No,-44,-44,No,-44,-44,No,Yes,No,2,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,13,2,1,36,3,5,10,18,0,1,2,10,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,3,1780000,3,1744000,3,1816000,1,1000000,1,990000,1,1020000,1,840000,1,823000,1,865000,1,570000,1,570000,1,587000,4,701000,4,694000,4,715000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,3,640000,3,614000,3,666000,23,520000,22,499000,23,546000,Increase/decreased demand for goods,-44,Completed college/vocational training,University graduate,University graduate,University graduate,University graduate,Completed secondary,Completed college/vocational training,Started but did not complete college/vocational training,Completed secondary,Started but did not complete college/vocational training,-44,-44,-44,-44,Completed college/vocational training,Completed primary school,Completed primary school,Completed primary school,Critical,Critical,Important,Critical,Critical,Critical,Critical,Very important,Very important,Very important,Very important,Slightly important,Not important,Important,Critical,Very important,Important,Very important,Very important,Very important,Critical,Critical,Slightly important,Not important,Important,Important,Slightly important,Slightly important,Important,Slightly important,Very important,Critical,Slightly important,Slightly important,Critical,Important,Critical,Important,Slightly important,Slightly important,Important,Critical,Very important,Slightly important,Slightly important,Critical,Very important,Critical,Very important,Very important,Very important,Very important,Not important,Very important,Critical,Important,Not important,Not important,Slightly important,Not important,Critical,Very important,Critical,Very important,Critical,Slightly important,Critical,Slightly important,Important,Very important,Important,Very important,Very important,Slightly important,Critical,Very important,Critical,Very important,Important,Important,Not difficult,Almost impossible,Not difficult,0,-44,Not difficult,Difficult,Difficult,4,8,Slightly difficult,Not difficult,Difficult,0,-44,Slightly difficult,Very difficult,Almost impossible,0,-44,Not difficult,Very difficult,Not difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Difficult,Not difficult,Difficult,1,1,Not difficult,Almost impossible,Slightly difficult,4,1,Important,Important,Not important,Not important,Very important,Very important,Not important,Slightly important,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Public placement office,-44,No,-44,-44,-44,-44,Yes,40,30,Yes,-44,Yes,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Yes,0,100,-44,0,No,-44,Yes,85,15,0,0,0,0,0,0,0,0,0,0,0,-44,40,60,0,0,0,0,0,0,0,0,0,0,0,0,0, ,Yes,Loan,2010,5400000,14,42,Private commercial banks,Yes,Yes,No,Yes,Yes,No,-44,185,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,115000000,119000000,41650000,27750000,1018000,328000,9520000,1356000,60000,299000,227000,5500000,0,18360000,0,88000000,56000000,205040000,No obstacle,Major obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,No obstacle,No obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Electricity,Tax administration,Cost of finance,No obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Already used this type of assistance in the past and wasn't,-44,No,-44,-44,"General management, Business development and Strategies supp",-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 1231230094,1230094,Jamaica,Jamaica,Garments,94,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded,-44,33,100,0,0,0,Predominantly men,Yes,Yes,33,Makes decisions in consultation with other partners,12,4,All men,Male,Male,Male,1995,No,Yes,1995,11,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,1,1,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,2,Yes,No,Yes,100,75,48,0,0,-44,15,77,8,0,Individuals,10,85,5,CLOTHES,49,National,Do not know,Increased,Decreased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,73,27,No,-44,No,No,No,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,No obstacle,-44,Strongly agree,Tend to agree,Strongly agree,Strongly agree,No,-44,-44,-44,-44,-44,Yes,-44,132000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,40000,Yes,No,Yes,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,5,Yes,1,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,8,23,2,11,7,3,0,6,4,3,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,1,2,800000,2,768000,2,800000,1,620000,1,620000,1,632000,2,410000,2,402000,2,410000,1,260000,1,252000,1,260000,1,393000,1,393000,1,397000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,8,270000,8,262000,8,281000,8,260000,7,257000,8,276000,Increase demand for higher quality product,-44,Completed college/vocational training,Completed college/vocational training,University graduate,Started but did not complete college/vocational training,University graduate,University graduate,Completed secondary,Completed secondary,Completed secondary,Started but did not complete college/vocational training,-44,-44,-44,-44,Started but did not complete college/vocational training,Completed primary school,Started but did not complete college/vocational training,Did not complete primary school,Important,Critical,Very important,Very important,Very important,Important,Slightly important,Not important,Very important,Very important,Important,Slightly important,Important,Not important,Critical,Critical,Very important,Very important,Critical,Very important,Critical,Slightly important,Slightly important,Not important,Slightly important,Very important,Slightly important,Very important,Slightly important,Very important,Very important,Very important,Very important,Very important,Very important,Important,Very important,Very important,Critical,Critical,Critical,Critical,Very important,Very important,Slightly important,Very important,Critical,Slightly important,Important,Important,Important,Critical,Slightly important,Important,Very important,Very important,Not important,Not important,Important,Not important,Very important,Critical,Important,Critical,Critical,Slightly important,Very important,Slightly important,Very important,Critical,Very important,Important,Slightly important,Not important,Critical,Slightly important,Slightly important,Very important,Very important,Important,Almost impossible,Slightly difficult,Slightly difficult,0,-44,Difficult,Slightly difficult,Difficult,3,9,Difficult,Not difficult,Almost impossible,2,19,Slightly difficult,Difficult,Difficult,0,-44,Difficult,Slightly difficult,Difficult,1,2,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Slightly difficult,Difficult,Difficult,0,-44,Not difficult,Slightly difficult,Difficult,1,2,Very important,Very important,Slightly important,Slightly important,Critical,Important,Important,Not important,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Minor obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Public announcement/advertisement,-44,No,-44,-44,-44,-44,Yes,10,40,No,-44,Yes,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Yes,80,20,-44,0,No,-44,Yes,48,0,47,0,5,0,0,0,0,0,0,0,0,-44,30,0,0,35,0,0,35,0,0,0,0,0,0,0,0, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,1,Collateral or cosigners unacceptable,-44,27060000,28380000,11070000,7605000,559000,235000,1419000,568000,70000,218000,212000,226000,0,1590000,505000,2220000,1050000,5128000,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,No obstacle,-44,-44,-44,-44,-44,Access to finance,Inadequately educated workforce,Cost of finance,Major obstacle,Yes,Yes,Yes,Yes,No,No,Yes,Yes,Moderated impact,Yes,Moderated impact,-44,-44,-44,-44,No,No impact,Yes,Moderated impact,No,No impact,-44,-44,-44,-44,No,Moderated impact,No,Large impact,Yes,Moderated impact,-44,-44,-44,-44,Yes,No impact,No,No impact,Yes,Large impact,-44,-44,-44,-44,No,No impact,Yes,No impact,No,Moderated impact,-44,-44,-44,-44,No,No impact,Yes,Moderated impact,Yes,Moderated impact,-44,-44,-44,-44,No,No impact,No,Moderated impact,Yes,Moderated impact,-44,-44,-44,-44,Yes,No impact,No,Moderated impact,Yes,Moderated impact,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,No,Yes,No,No,No,-44,-44,No,-44,-44,Somewhat truthful,Are estimates computed with some precision, 1231230095,1230095,Jamaica,Jamaica,Food,95,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Female,Male,1989,No,Yes,1989,7,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,3,0,-44,Yes,3,1,0,-44,Yes,6,2,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,100,64,50,0,0,-44,24,60,16,0,Small private firms (less than 20 employees),0,98,2,BREAD,64,National,Do not know,Remained the same,Increased,1,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,100,0,No,-44,Yes,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Major obstacle,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Major obstacle,No obstacle,-44,Tend to agree,Tend to agree,Tend to agree,Tend to disagree,Yes,No,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,6000,Yes,No,Yes,No,No,No,-44,-44,No,-44,-44,No,Yes,Yes,4,Yes,4,No,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,7,2,10,21,2,10,6,3,0,2,1,2,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,2,1320000,2,1294000,2,1360000,1,930000,1,902000,1,939000,2,470000,2,470000,2,470000,0,-44,0,-44,0,-44,1,454000,1,454000,1,459000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,7,360000,7,349000,7,382000,8,310000,8,301000,8,322000,-44,-44,Completed secondary,Completed college/vocational training,University graduate,Started but did not complete college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,-44,-44,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,-44,-44,Completed secondary,Completed college/vocational training,Completed secondary,Did not complete primary school,Very important,Very important,Very important,Important,Very important,Very important,Not important,Slightly important,Critical,Very important,Not important,Slightly important,Very important,Slightly important,Slightly important,Important,Very important,Critical,Critical,Important,Important,Critical,Important,Important,Slightly important,Very important,Slightly important,Very important,Very important,Not important,Critical,Very important,Critical,Very important,Slightly important,Slightly important,Critical,Very important,Slightly important,Very important,Very important,Critical,Very important,Slightly important,Critical,Slightly important,Very important,Slightly important,Critical,Very important,Slightly important,Important,Slightly important,Important,Not important,Important,Very important,Slightly important,Slightly important,Slightly important,Very important,Slightly important,Critical,Important,Slightly important,Not important,Critical,Important,Very important,Critical,Important,Critical,Important,Slightly important,Important,Not important,Very important,Very important,Very important,Slightly important,Difficult,Difficult,Not difficult,0,-44,Difficult,Difficult,Not difficult,2,10,Slightly difficult,Difficult,Difficult,3,11,-44,-44,-44,-44,-44,Slightly difficult,Very difficult,Not difficult,2,5,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Difficult,Difficult,Difficult,0,-44,Very difficult,Not difficult,Difficult,0,-44,Slightly important,Very important,Important,Slightly important,Important,Slightly important,Not important,Very important,Moderate obstacle,Minor obstacle,Major obstacle,No obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Through family/friends,-44,Yes to fire,No,-44,Yes,3,No,-44,-44,-44,The firm cannot afford the optimal level of training,Yes,Very severe obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Major obstacle,Major obstacle,Yes,0,100,-44,0,Yes,17,Yes,76,19,0,0,5,0,0,0,0,0,0,0,0,-44,0,36,0,0,0,0,0,0,0,64,0,0,0,0,0, ,Yes,Loan,2013,10200000,18,35,Private commercial banks,Yes,Yes,Yes,No,No,No,-44,165,No,-44,-44,-44,Collateral requirements for loans or line of credit are unat,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,273000,0,3380000,5408000,4326000,1785000,9258000,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Yes,Yes,Yes,No,No,No,No,Moderate obstacle,No obstacle,Moderate obstacle,No obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Yes,Yes,Yes,No,No,Tax Rates,"Crime, theft and disorder",Inadequately educated workforce,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,technological and Innovation Support,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 1231230100,1230100,Jamaica,Jamaica,Plastics & rubber,100,No,-44,-44,-44,-44,Partnership (including limited liability companies),-44,30,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Female,Female,1987,No,Yes,1987,27,No,-44,-44,No,-44,-44,Yes,5,Yes,Yes,2,No,Yes,2,2,1,-44,Yes,4,1,0,-44,Yes,8,2,0,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,100,80,60,0,0,-44,20,70,10,18,Small private firms (less than 20 employees),0,86,14,WELDING EQUIPMENT,57,National,9,Remained the same,Increased,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,85,15,Yes,10,No,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,No obstacle,-44,Strongly agree,Tend to disagree,Strongly agree,Strongly agree,No,-44,-44,-44,-44,-44,Yes,-44,653000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,8000,No,No,Yes,Yes,No,No,-44,-44,No,-44,-44,No,Yes,No,14,Yes,1,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,15,29,4,12,7,6,1,4,2,4,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,1,4,1120000,4,1098000,4,1154000,1,830000,1,813000,1,830000,3,650000,3,631000,3,650000,1,650000,1,631000,1,657000,1,662000,1,642000,1,662000,0,-44,0,-44,0,-44,1,350000,1,347000,1,361000,9,550000,9,550000,9,561000,9,340000,9,337000,9,347000,-44,-44,Started but did not complete college/vocational training,Completed college/vocational training,University graduate,Completed college/vocational training,Started but did not complete college/vocational training,University graduate,Completed secondary,Started but did not complete college/vocational training,Completed college/vocational training,Completed college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Completed secondary,Completed primary school,Completed secondary,Did not complete primary school,Critical,Critical,Important,Critical,Important,Slightly important,Very important,Not important,Important,Very important,Slightly important,Important,Slightly important,Slightly important,Important,Very important,Slightly important,Slightly important,Critical,Slightly important,Very important,Important,Slightly important,Slightly important,Slightly important,Very important,Slightly important,Not important,Slightly important,Not important,Slightly important,Very important,Very important,Slightly important,Very important,Very important,Very important,Slightly important,Very important,Very important,Critical,Critical,Slightly important,Important,Critical,Critical,Critical,Critical,Critical,Important,Critical,Important,Slightly important,Very important,Important,Very important,Very important,Important,Important,Not important,Critical,Very important,Very important,Slightly important,Critical,Important,Not important,Very important,Slightly important,Slightly important,Critical,Very important,Important,Slightly important,Important,Slightly important,Critical,Critical,Very important,Very important,Not difficult,Almost impossible,Almost impossible,0,-44,Slightly difficult,Slightly difficult,Very difficult,0,-44,Difficult,Difficult,Not difficult,0,-44,Difficult,Slightly difficult,Almost impossible,0,-44,Difficult,Very difficult,Not difficult,0,-44,-44,-44,-44,-44,-44,Slightly difficult,Slightly difficult,Difficult,0,-44,Slightly difficult,Difficult,Difficult,0,-44,Difficult,Almost impossible,Difficult,0,-44,Slightly important,Slightly important,Slightly important,Important,Important,Very important,Slightly important,Slightly important,Major obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Major obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Private placement office,-44,No,-44,-44,-44,-44,Yes,60,30,No,-44,Yes,Major obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Yes,100,0,-44,0,No,-44,No,48,0,32,0,20,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,Yes,Loan,2011,2400000,16,33,State-owned banks and/or government agencies,Yes,No,Yes,Yes,No,No,-44,125,Yes,1,0,-44,-44,55800000,53550000,17550000,15990000,172000,59000,5355000,274000,9000,50000,38000,0,0,4452000,1010000,11100000,5550000,24642000,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,Tax Rates,"Crime, theft and disorder",Cost of finance,Major obstacle,Yes,Yes,Yes,No,No,No,No,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,No impact,-44,-44,-44,-44,-44,-44,-44,-44,No,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,No,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Truthful,Are estimates computed with some precision, 1231230102,1230102,Jamaica,Jamaica,Chemicals,102,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Male,Female,Male,1930,Yes,Yes,1930,36,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,8,2,0,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,100,71,50,0,0,-44,5,62,33,5,Individuals,0,96,4,GASES,100,National,21,Increased,Remained the same,More than 5,100,0,11,-44,-44,-44,-44,-44,-44,-44,-44,78,22,Yes,7,Yes,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,Yes,No,No,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,No obstacle,-44,Tend to disagree,Tend to agree,Tend to agree,Strongly agree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,45000,No,No,Yes,No,No,No,-44,-44,No,-44,-44,No,Yes,Yes,0,No,-44,-44,Yes,0,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,30,58,6,24,14,14,1,5,3,3,5,0,1,2,2,0,0,0,1,6,-44,6,8,4,3,6,1280000,6,1242000,6,1293000,1,880000,1,845000,1,906000,4,540000,4,518000,4,545000,1,330000,1,330000,1,330000,4,489000,4,484000,4,494000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,16,400000,16,400000,16,424000,31,340000,31,333000,31,340000,-44,-44,University graduate,University graduate,University graduate,Started but did not complete college/vocational training,University graduate,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,-44,-44,Completed secondary,Started but did not complete secondary,Completed secondary,Completed primary school,Slightly important,Critical,Slightly important,Important,Slightly important,Critical,Very important,Important,Critical,Very important,Not important,Important,Not important,Slightly important,Slightly important,Very important,Very important,Slightly important,Important,Important,Very important,Slightly important,Not important,Slightly important,Important,Critical,Important,Not important,Slightly important,Slightly important,Important,Important,Slightly important,Important,Critical,Very important,Very important,Slightly important,Important,Very important,Slightly important,Important,Very important,Very important,Critical,Slightly important,Very important,Very important,Important,Very important,Critical,Important,Important,Very important,Very important,Important,Not important,Slightly important,Slightly important,Slightly important,Important,Very important,Important,Very important,Very important,Slightly important,Slightly important,Slightly important,Not important,Very important,Very important,Critical,Slightly important,Very important,Slightly important,Important,Very important,Critical,Very important,Critical,Slightly difficult,Difficult,Very difficult,0,-44,Not difficult,Slightly difficult,Almost impossible,0,-44,Very difficult,Difficult,Very difficult,0,-44,Not difficult,Difficult,Almost impossible,0,-44,Very difficult,Slightly difficult,Difficult,2,6,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Very difficult,Slightly difficult,Almost impossible,0,-44,Not difficult,Difficult,Not difficult,3,1,Very important,Critical,Not important,Important,Slightly important,Important,Slightly important,Very important,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,No obstacle,Public announcement/advertisement,-44,No,-44,-44,-44,-44,Yes,30,40,No,-44,Yes,Moderate obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Major obstacle,Yes,100,0,-44,0,No,-44,Yes,61,23,0,0,10,0,0,0,0,0,6,0,0,-44,40,60,0,0,0,0,0,0,0,0,0,0,0,0,0, ,Yes,Loan,2011,2700000,12,28,Private commercial banks,Yes,No,No,No,Yes,No,-44,120,No,-44,-44,-44,Collateral requirements for loans or line of credit are unat,216450000,212750000,88000000,30800000,1974000,976000,14893000,6890000,226000,781000,410000,2678000,0,22440000,15000000,52000000,34200000,115440000,No obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Very severe obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,Minor obstacle,No obstacle,Minor obstacle,Very severe obstacle,Minor obstacle,-44,-44,-44,-44,-44,Tax administration,Inadequately educated workforce,"Crime, theft and disorder",Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,-44,-44,"General management, Business development and Strategies supp",-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,No,Truthful,Are estimates computed with some precision, 1231230116,1230116,Jamaica,Jamaica,Other manufacturing,116,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded,-44,44,100,0,0,0,Predominantly men,Yes,No,60,Makes major strategic and fiancial decisions,17,6,All men,Male,Male,Male,1992,No,Do not know,-66,-66,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,1,1,-44,Yes,3,2,0,-44,Yes,7,4,0,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,100,90,48,0,0,-44,49,27,24,6,Individuals,36,40,24,PRINTERY,100,National,10,Remained the same,Increased,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,100,0,No,-44,Yes,Yes,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Major obstacle,No obstacle,-44,Tend to agree,Tend to agree,Tend to disagree,Strongly agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,285000,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,No,No,0,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,300,38,3,26,6,3,0,9,2,3,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,1,3,1500000,3,1455000,3,1545000,1,1290000,1,1264000,1,1316000,4,750000,4,735000,4,758000,0,-44,0,-44,0,-44,2,835000,2,835000,2,860000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,16,690000,15,683000,16,725000,12,490000,11,470000,12,515000,Economic upturn/downturn,-44,University graduate,Completed college/vocational training,University graduate,Completed college/vocational training,University graduate,Completed college/vocational training,-44,-44,Completed secondary,Started but did not complete college/vocational training,-44,-44,-44,-44,Completed secondary,Completed secondary,Completed primary school,Did not complete primary school,Critical,Very important,Very important,Not important,Critical,Critical,Very important,Very important,Very important,Very important,Not important,Slightly important,Important,Slightly important,Critical,Critical,Very important,Very important,Very important,Very important,Important,Very important,Not important,Slightly important,Important,Slightly important,Not important,Slightly important,Important,Not important,Very important,Very important,Critical,Very important,Very important,Important,Critical,Very important,Slightly important,Critical,Important,Important,Slightly important,Slightly important,Critical,Critical,Slightly important,Very important,Critical,Slightly important,Critical,Very important,Not important,Important,Important,Slightly important,Not important,Slightly important,Important,Important,Very important,Important,Critical,Slightly important,Important,Slightly important,Critical,Critical,Slightly important,Important,Very important,Critical,Important,Not important,Slightly important,Slightly important,Very important,Very important,Very important,Very important,Slightly difficult,Difficult,Very difficult,0,-44,Difficult,Difficult,Almost impossible,0,-44,Not difficult,Slightly difficult,Difficult,1,11,-44,-44,-44,-44,-44,Difficult,Slightly difficult,Very difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Difficult,Slightly difficult,Very difficult,1,6,Very difficult,Very difficult,Slightly difficult,3,2,Very important,Critical,Important,Not important,Slightly important,Important,Important,Slightly important,Moderate obstacle,Moderate obstacle,No obstacle,Very severe obstacle,Very severe obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Public announcement/advertisement,-44,No,-44,-44,-44,-44,No,-44,-44,-44,Other,No,-44,-44,-44,-44,-44,-44,Yes,100,0,-44,0,Yes,18,No,65,6,0,0,25,0,0,0,0,0,4,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,71037000,75571000,18893000,26450000,498000,208000,7557000,794000,32000,206000,1511000,0,0,3023000,756000,3900000,1905000,8853000,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Major obstacle,Minor obstacle,No obstacle,No obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No,Yes,Yes,Yes,No,"Crime, theft and disorder",Access to finance,Practices of competitors in the informal sector,No obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,-44,-44,"General management, Business development and Strategies supp",-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Truthful,Are estimates computed with some precision, 1231230119,1230119,Jamaica,Jamaica,Chemicals,119,No,-44,-44,-44,-44,Limited partnership,-44,60,100,0,0,0,Equally men and women,Yes,Yes,32,Makes major strategic and fiancial decisions,7,1,Predominantly men,Male,Female,Male,1969,No,Yes,1969,30,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,1,1,-44,Yes,1,2,0,-44,Yes,12,4,0,-44,No,-44,-44,-44,-44,Yes,Do not know,Yes,Yes,Yes,100,80,60,0,0,-44,57,31,12,18,Small private firms (less than 20 employees),91,0,9,INK,100,Local,7,Decreased,Increased,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,79,21,Yes,8,Yes,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,No obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,No obstacle,-44,Tend to agree,Strongly agree,Strongly agree,Strongly agree,No,-44,-44,-44,-44,-44,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,1365000,Yes,No,Yes,No,Yes,No,-44,-44,No,-44,-44,No,Yes,Yes,0,No,-44,-44,No,-44,0,-44,Yes,16,No,No,-44,-44,Yes,13,2,-66,93,13,36,25,19,2,8,5,3,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,13,780000,14,772000,13,788000,3,690000,3,669000,3,704000,6,490000,6,470000,6,495000,1,440000,1,440000,1,453000,6,380000,6,365000,6,380000,0,-44,0,-44,0,-44,1,260000,1,250000,1,265000,26,360000,29,346000,26,382000,37,290000,40,290000,38,296000,Economic upturn/downturn,-44,Completed college/vocational training,Completed college/vocational training,University graduate,Started but did not complete college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Started but did not complete college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed secondary,Completed secondary,Started but did not complete college/vocational training,Completed primary school,Completed primary school,Very important,Very important,Very important,Very important,Critical,Critical,Slightly important,Important,Very important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Very important,Critical,Slightly important,Very important,Slightly important,Important,Critical,Critical,Slightly important,Slightly important,Slightly important,Important,Important,Slightly important,Slightly important,Slightly important,Very important,Very important,Important,Very important,Slightly important,Important,Very important,Important,Important,Very important,Very important,Slightly important,Very important,Slightly important,Very important,Not important,Slightly important,Critical,Critical,Very important,Very important,Slightly important,Important,Important,Very important,Critical,Slightly important,Not important,Not important,Slightly important,Very important,Critical,Very important,Very important,Very important,Not important,Very important,Slightly important,Critical,Very important,Important,Very important,Slightly important,Slightly important,Critical,Important,Slightly important,Important,Very important,Critical,Slightly difficult,Not difficult,Difficult,1,7,Slightly difficult,Difficult,Very difficult,3,20,Difficult,Almost impossible,Slightly difficult,5,12,Slightly difficult,Very difficult,Slightly difficult,0,-44,Not difficult,Difficult,Difficult,1,2,-44,-44,-44,-44,-44,Not difficult,Difficult,Not difficult,1,1,Slightly difficult,Slightly difficult,Not difficult,5,1,Slightly difficult,Difficult,Slightly difficult,0,-44,Important,Slightly important,Not important,Slightly important,Important,Very important,Important,Very important,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Public announcement/advertisement,-44,No,-44,-44,-44,-44,Yes,80,20,No,-44,Yes,Very severe obstacle,Very severe obstacle,Major obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Yes,100,0,-44,0,No,-44,Yes,95,0,0,0,5,0,0,0,0,0,0,0,0,-44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,182400000,0,816000000,121200000,1665000000,5450000000,3946050000,Minor obstacle,Minor obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Very severe obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Yes,Yes,Yes,Yes,No,Tax Rates,"Crime, theft and disorder",Macroeconomic environment,Minor obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,-44,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,Yes,Truthful,Are estimates computed with some precision, 1231230125,1230125,Jamaica,Jamaica,Machinery and equipment,125,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded,-44,50,100,0,0,0,Equally men and women,Yes,No,50,Makes major strategic and fiancial decisions,12,7,Predominantly men,Female,Male,Male,1970,No,Yes,1970,21,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,1,1,-44,Yes,1,1,0,-44,Yes,7,3,0,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,100,100,40,0,0,-44,0,0,100,13,Small private firms (less than 20 employees),62,0,38,MACHINE ROLLS,66,Local,Do not know,Decreased,Increased,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,16,84,Yes,14,Yes,No,No,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,Yes,No,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,No obstacle,-44,Strongly agree,Strongly agree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,49000,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,No,10,Yes,1,No,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,30,2,3,19,2,12,0,5,0,3,0,3,2,0,1,1,0,0,0,0,0,8,-44,9,6,-44,0,2,2860000,2,2746000,2,2889000,1,1780000,1,1727000,1,1833000,3,1240000,2,1240000,3,1240000,0,-44,0,-44,0,-44,1,1161000,1,1161000,1,1161000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,9,910000,7,910000,9,937000,5,580000,4,580000,5,580000,Increase/decreased demand for goods,-44,University graduate,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed college/vocational training,Completed secondary,-44,-44,-44,-44,Completed secondary,Completed primary school,Completed primary school,Did not complete primary school,Very important,Critical,Very important,Slightly important,Critical,Important,Slightly important,Important,Very important,Very important,Important,Very important,Very important,Not important,Critical,Very important,Very important,Critical,Very important,Very important,Critical,Critical,Very important,Not important,Slightly important,Slightly important,Important,Very important,Important,Very important,Critical,Critical,Slightly important,Very important,Very important,Slightly important,Critical,Very important,Slightly important,Critical,Important,Very important,Slightly important,Very important,Very important,Critical,Critical,Very important,Very important,Slightly important,Critical,Slightly important,Not important,Slightly important,Important,Critical,Very important,Slightly important,Important,Slightly important,Critical,Critical,Critical,Slightly important,Not important,Critical,Very important,Slightly important,Critical,Important,Very important,Very important,Very important,Important,Critical,Not important,Critical,Critical,Critical,Very important,Difficult,Slightly difficult,Slightly difficult,1,6,Very difficult,Difficult,Difficult,0,-44,Slightly difficult,Not difficult,Very difficult,0,-44,-44,-44,-44,-44,-44,Not difficult,Difficult,Almost impossible,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Very difficult,Difficult,Slightly difficult,0,-44,Very difficult,Difficult,Difficult,0,-44,Very important,Critical,Slightly important,Critical,Important,Slightly important,Important,Critical,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Private placement office,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm cannot afford the optimal level of training,Yes,Major obstacle,Major obstacle,Major obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Yes,100,0,-44,0,No,-44,Yes,20,0,50,0,30,0,0,0,0,0,0,0,0,-44,41,48,0,0,0,0,11,0,0,0,0,0,0,0,0, ,Yes,Loan,2010,-77,14,36,Private commercial banks,Yes,Yes,Yes,Yes,Yes,No,-44,155,Yes,1,0,-44,-44,111000000,135000000,75600000,21960000,722000,315000,9450000,1368000,92000,268000,214000,10540000,0,10600000,3030000,24860000,13560000,52455000,Major obstacle,Very severe obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,No obstacle,No obstacle,Major obstacle,Yes,Yes,No,Yes,No,Cost of finance,Electricity,Inadequately educated workforce,Minor obstacle,Yes,Yes,Yes,No,Yes,Yes,No,Yes,Moderated impact,-44,-44,No,Large impact,No,Large impact,-44,-44,Yes,Moderated impact,-44,-44,Yes,Moderated impact,Yes,No impact,-44,-44,Yes,No impact,-44,-44,Yes,No impact,Yes,No impact,-44,-44,Yes,Moderated impact,-44,-44,No,Moderated impact,Yes,No impact,-44,-44,No,No impact,-44,-44,No,No impact,Yes,No impact,-44,-44,No,Moderated impact,-44,-44,No,Moderated impact,Yes,No impact,-44,-44,Yes,Moderated impact,-44,-44,Yes,Moderated impact,Yes,No impact,-44,-44,No,No impact,-44,-44,No,Moderated impact,Yes,No impact,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Somewhat truthful,Are estimates computed with some precision, 1231230128,1230128,Jamaica,Jamaica,Other manufacturing,128,No,-44,-44,-44,-44,Partnership (including limited liability companies),-44,98,100,0,0,0,Predominantly men,Yes,No,45,Makes major strategic and fiancial decisions,12,7,Equally men and women,Male,Male,Female,1958,No,Yes,1958,25,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,4,1,2,-44,Yes,1,3,0,-44,Yes,8,3,0,-44,No,-44,-44,-44,-44,Yes,3,Yes,Yes,Yes,100,75,40,0,0,-44,9,10,81,8,Individuals,19,14,67,PRINTING,95,National,0,Increased,Increased,More than 5,98,2,3,-66,-99,Refusal to answer,-99,Refusal to answer,3,0,0,47,53,Yes,3,Yes,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,Yes,No,Major obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Very severe obstacle,No obstacle,-44,Strongly agree,Strongly agree,Tend to disagree,Strongly agree,No,-44,-44,-44,-44,-44,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,239000,Yes,No,Yes,No,Yes,No,-44,-44,No,-44,-44,No,Yes,Yes,7,No,-44,-44,Yes,0,0,-44,Yes,7,No,No,-44,-44,Yes,7,2,-66,73,9,30,24,10,5,8,7,8,21,1,5,9,6,0,1,0,3,7,6,7,7,6,3,10,2950000,9,2950000,10,3039000,1,1550000,1,1488000,1,1597000,6,920000,5,911000,6,920000,1,770000,1,762000,1,778000,4,788000,3,764000,4,788000,0,-44,0,-44,0,-44,1,690000,1,669000,1,697000,25,870000,22,853000,26,905000,46,610000,40,610000,47,616000,Economic upturn/downturn,-44,University graduate,University graduate,University graduate,Started but did not complete college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Started but did not complete college/vocational training,Completed secondary,Completed secondary,-44,-44,Completed college/vocational training,Started but did not complete college/vocational training,Completed secondary,Started but did not complete college/vocational training,Completed primary school,Started but did not complete secondary,Critical,Critical,Critical,Slightly important,Slightly important,Critical,Important,Slightly important,Very important,Not important,Important,Not important,Slightly important,Not important,Important,Slightly important,Slightly important,Slightly important,Very important,Very important,Slightly important,Very important,Slightly important,Slightly important,Very important,Slightly important,Slightly important,Very important,Important,Important,Critical,Important,Critical,Very important,Very important,Very important,Very important,Very important,Very important,Critical,Important,Important,Important,Not important,Important,Slightly important,Critical,Very important,Very important,Slightly important,Slightly important,Not important,Slightly important,Important,Important,Important,Slightly important,Not important,Not important,Slightly important,Very important,Critical,Critical,Critical,Very important,Important,Slightly important,Very important,Very important,Not important,Very important,Very important,Important,Very important,Very important,Slightly important,Very important,Very important,Slightly important,Very important,Slightly difficult,Slightly difficult,Slightly difficult,3,7,Difficult,Almost impossible,Difficult,5,20,Not difficult,Almost impossible,Not difficult,0,-44,Difficult,Very difficult,Difficult,2,7,Difficult,Difficult,Almost impossible,2,9,-44,-44,-44,-44,-44,Difficult,Slightly difficult,Difficult,0,-44,Difficult,Almost impossible,Difficult,2,5,Difficult,Difficult,Difficult,3,3,Critical,Very important,Not important,Not important,Not important,Very important,Important,Important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Public announcement/advertisement,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm cannot afford the optimal level of training,Yes,Moderate obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Yes,100,0,-44,0,No,-44,Yes,0,63,0,0,30,0,0,0,0,0,7,0,0,-44,35,65,0,0,0,0,0,0,0,0,0,0,0,0,0, ,Yes,Loan,2010,12000000,13,47,Private commercial banks,Yes,Yes,No,No,No,No,-44,160,No,-44,-44,-44,Interest rates are not favorable,499730000,561680000,253440000,78000000,5640000,1972000,50551000,7080000,360000,2394000,1708000,21420000,0,41820000,22220000,55500000,91200000,119325000,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,No obstacle,Moderate obstacle,Major obstacle,Minor obstacle,-44,-44,-44,-44,-44,Tax Rates,Cost of finance,Access to finance,Minor obstacle,Yes,Yes,Yes,No,No,Yes,No,Yes,No impact,-44,-44,-44,-44,No,No impact,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,Yes,No impact,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,Yes,No impact,-44,-44,No,Large impact,-44,-44,-44,-44,No,No impact,-44,-44,No,Moderated impact,-44,-44,-44,-44,Yes,No impact,-44,-44,No,Moderated impact,-44,-44,-44,-44,Yes,No impact,-44,-44,No,Moderated impact,-44,-44,-44,-44,Yes,No impact,-44,-44,No,Moderated impact,-44,-44,-44,-44,Yes,No impact,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,No,Truthful,Are estimates computed with some precision, 1231230130,1230130,Jamaica,Jamaica,Garments,130,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,1991,No,Yes,1991,27,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,8,3,2,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,No,No,Yes,100,65,52,0,0,-44,28,60,12,0,Individuals,9,82,9,CLOTHES,100,Local,1,Remained the same,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,38,62,No,-44,Yes,Yes,Yes,Yes,Yes,Yes,-44,-44,-44,-44,No,No,Yes,No,Yes,Yes,Yes,Yes,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Critical,Very Important,Not important,Slightly important,Slightly important,Not important,Important,Yes,100,No,-44,No,-44,No,No,1467000,31,No,Yes,Yes,Yes,Major obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,No obstacle,-44,Tend to disagree,Strongly disagree,Strongly agree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,Yes,24,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,Outside working hours,Baseball bat,Goods or stock,238000,Gang related,No,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,4,Outside working hours,Other,Personal possessions of employees or customers,238000,Gang related,No,Yes,-44,Yes,2,Outside working hours,Firearm/gun,Goods or stock,396000,Gang related,No,Yes,-44,Yes,4,Outside working hours,Other,Other,2617000,A former employee,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,10000,No,No,No,No,Yes,No,-44,-44,No,-44,-44,No,Yes,No,0,Yes,1,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,10,26,4,11,9,2,0,6,5,2,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,4,780000,4,757000,4,796000,1,630000,1,624000,1,649000,3,510000,3,490000,3,525000,1,510000,1,495000,1,525000,2,422000,2,414000,2,422000,0,-44,0,-44,0,-44,1,250000,1,248000,1,258000,7,320000,6,314000,7,333000,7,210000,6,210000,7,221000,Increase/decreased demand for goods,-44,University graduate,Started but did not complete college/vocational training,Completed college/vocational training,Started but did not complete secondary,University graduate,Started but did not complete college/vocational training,Completed secondary,Completed college/vocational training,Completed college/vocational training,Started but did not complete secondary,-44,-44,Completed college/vocational training,Started but did not complete secondary,Completed secondary,Completed college/vocational training,Completed primary school,Completed primary school,Slightly important,Important,Very important,Critical,Not important,Important,Very important,Important,Very important,Critical,Slightly important,Slightly important,Slightly important,Not important,Very important,Important,Critical,Important,Critical,Very important,Critical,Very important,Important,Slightly important,Slightly important,Not important,Not important,Not important,Slightly important,Slightly important,Critical,Important,Slightly important,Slightly important,Critical,Important,Critical,Critical,Important,Slightly important,Slightly important,Very important,Important,Slightly important,Very important,Slightly important,Slightly important,Very important,Critical,Very important,Critical,Important,Not important,Slightly important,Important,Very important,Important,Not important,Important,Slightly important,Important,Critical,Very important,Important,Slightly important,Very important,Critical,Slightly important,Very important,Very important,Slightly important,Very important,Important,Critical,Slightly important,Slightly important,Critical,Very important,Important,Very important,Not difficult,Slightly difficult,Slightly difficult,0,-44,Not difficult,Difficult,Difficult,0,-44,Slightly difficult,Slightly difficult,Not difficult,0,-44,Slightly difficult,Slightly difficult,Not difficult,0,-44,Slightly difficult,Slightly difficult,Difficult,0,-44,-44,-44,-44,-44,-44,Slightly difficult,Difficult,Difficult,2,2,Slightly difficult,Slightly difficult,Slightly difficult,0,-44,Difficult,Not difficult,Difficult,0,-44,Critical,Very important,Slightly important,Not important,Very important,Important,Very important,Critical,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,No obstacle,Through family/friends,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm does not have enough information about training pro,No,-44,-44,-44,-44,-44,-44,No,100,0,-44,0,Yes,18,No,43,27,0,0,30,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,2,2,Collateral or cosigners unacceptable,-44,33040000,36680000,14280000,10350000,197000,67000,1467000,345000,26000,104000,46000,1467000,0,2060000,1010000,5200000,5600000,11128000,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Major obstacle,Minor obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Yes,Yes,Yes,No,No,Practices of competitors in the informal sector,"Crime, theft and disorder",Political environment,Moderate obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not aware of this type of assistance and don't know it advan,-44,Yes,International organization,-44,Marketing and Operations support,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,Yes,Truthful,Are estimates computed with some precision, 1231230136,1230136,Jamaica,Jamaica,Other manufacturing,136,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,100,0,0,0,All women,Yes,Not applicable,100,Makes major strategic and fiancial decisions,7,4,Equally men and women,Female,Female,Male,1994,No,Yes,1994,22,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,4,1,0,-44,Yes,2,2,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,2,Yes,No,Yes,100,65,48,0,0,-44,21,71,8,0,Small private firms (less than 20 employees),10,67,23,PRINTING,100,Local,0,Remained the same,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,34,66,No,-44,Yes,Yes,Yes,Yes,Yes,Yes,-44,-44,-44,-44,Yes,Yes,Yes,Yes,No,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Slightly important,Important,Not important,Important,Slightly important,Very Important,Important,Yes,100,No,-44,No,-44,Yes,Yes,4355000,17,Yes,No,Yes,No,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,No obstacle,-44,Strongly agree,Tend to agree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,19000,No,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,Yes,0,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,5,28,3,10,6,9,0,8,5,3,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,3,1560000,3,1544000,3,1607000,1,1000000,1,970000,1,1020000,2,710000,2,703000,2,731000,1,710000,1,682000,1,724000,1,604000,1,598000,1,622000,0,-44,0,-44,0,-44,1,400000,1,388000,1,412000,7,540000,6,529000,7,572000,12,280000,11,272000,12,280000,Economic upturn/downturn,-44,Completed college/vocational training,University graduate,Completed college/vocational training,Started but did not complete college/vocational training,University graduate,Completed college/vocational training,Completed secondary,Completed secondary,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Completed secondary,Completed primary school,Completed secondary,Did not complete primary school,Slightly important,Critical,Very important,Slightly important,Critical,Slightly important,Very important,Important,Critical,Important,Slightly important,Not important,Very important,Slightly important,Very important,Very important,Important,Critical,Very important,Very important,Very important,Critical,Important,Slightly important,Slightly important,Important,Slightly important,Important,Slightly important,Very important,Critical,Important,Critical,Not important,Critical,Very important,Critical,Critical,Very important,Critical,Important,Important,Very important,Important,Important,Slightly important,Very important,Critical,Very important,Critical,Important,Very important,Slightly important,Important,Critical,Important,Slightly important,Slightly important,Not important,Not important,Important,Critical,Important,Slightly important,Very important,Very important,Important,Important,Very important,Slightly important,Very important,Slightly important,Critical,Very important,Slightly important,Slightly important,Critical,Critical,Very important,Critical,Not difficult,Difficult,Difficult,0,-44,Difficult,Difficult,Difficult,4,17,Difficult,Very difficult,Not difficult,0,-44,Very difficult,Not difficult,Slightly difficult,0,-44,Very difficult,Difficult,Very difficult,0,-44,-44,-44,-44,-44,-44,Difficult,Difficult,Very difficult,1,6,Slightly difficult,Not difficult,Difficult,0,-44,Difficult,Very difficult,Difficult,0,-44,Important,Critical,Not important,Not important,Important,Not important,Important,Not important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Major obstacle,Major obstacle,No obstacle,Moderate obstacle,Private placement office,-44,Yes to fire,No,-44,Yes,2,No,-44,-44,-44,Other,Yes,Very severe obstacle,Major obstacle,Major obstacle,Major obstacle,Very severe obstacle,No obstacle,Yes,0,100,-44,0,No,-44,Yes,63,0,17,0,20,0,0,0,0,0,0,0,0,-44,25,0,26,0,0,0,49,0,0,0,0,0,0,0,0, ,Yes,Loan,2010,3000000,16,38,State-owned banks and/or government agencies,Yes,No,No,No,Yes,No,-44,225,Yes,1,0,-44,-44,78000000,87100000,33600000,16100000,562000,155000,7839000,585000,55000,251000,114000,6240000,0,15750000,5050000,26250000,11500000,59588000,No obstacle,Minor obstacle,Minor obstacle,Major obstacle,Yes,Yes,Yes,Yes,Yes,Yes,No,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Yes,Yes,Yes,Yes,No,Tax Rates,Cost of finance,Practices of competitors in the informal sector,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,-44,-44,technological and Innovation Support,-44,Yes,No,No,Yes,No,Yes,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Somewhat truthful,Are taken directly from the establishment's records, 1231230137,1230137,Jamaica,Jamaica,Other manufacturing,137,No,-44,-44,-44,-44,Partnership (including limited liability companies),-44,65,100,0,0,0,Equally men and women,No,Yes,40,Makes decisions in consultation with other partners,15,21,Predominantly men,Male,Female,Female,1979,No,Yes,1979,14,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,Yes,3,2,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,Do not know,Yes,Yes,Yes,100,69,47,0,0,-44,0,57,43,20,Individuals,46,0,54,EXHAUST SYSTEMS,76,Local,Do not know,Increased,Increased,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,22,78,Yes,12,Yes,No,No,Yes,Yes,Yes,-44,-44,-44,-44,No,No,Yes,No,Yes,No,Yes,Yes,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Not important,Important,Important,Critical,Important,Very Important,Not important,Yes,100,No,-44,No,-44,No,No,-99,Refusal to answer,Yes,Yes,Yes,Yes,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,No obstacle,-44,Tend to agree,Strongly agree,Strongly agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,-44,468000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,17000,No,No,Yes,No,No,No,-44,-44,No,-44,-44,No,No,Yes,10,No,-44,-44,Yes,0,0,-44,No,-44,-44,No,-44,-44,Yes,3,2,7,29,3,8,10,8,1,1,2,1,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,1,3,1020000,3,1000000,3,1020000,0,-44,0,-44,0,-44,1,440000,1,422000,1,444000,1,280000,1,272000,1,280000,2,388000,2,376000,2,392000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,6,290000,6,278000,6,296000,16,270000,16,259000,16,281000,-44,-44,Completed college/vocational training,Completed secondary,-44,-44,Completed secondary,University graduate,Completed secondary,Started but did not complete college/vocational training,Completed secondary,Started but did not complete college/vocational training,-44,-44,-44,-44,Completed secondary,Started but did not complete secondary,Completed secondary,Completed primary school,Critical,Slightly important,Very important,Critical,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Not important,Important,Very important,Slightly important,Not important,Important,Critical,Slightly important,Critical,Very important,Slightly important,Slightly important,Critical,Important,Slightly important,Important,Very important,Slightly important,Slightly important,Important,Not important,Important,Very important,Very important,Important,Very important,Critical,Very important,Very important,Slightly important,Very important,Critical,Slightly important,Slightly important,Slightly important,Slightly important,Important,Critical,Critical,Very important,Important,Slightly important,Important,Very important,Important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Important,Critical,Critical,Very important,Critical,Critical,Not important,Important,Slightly important,Very important,Important,Very important,Very important,Important,Not important,Important,Very important,Critical,Very important,Very important,Critical,Not difficult,Not difficult,Slightly difficult,0,-44,-44,-44,-44,-44,-44,Not difficult,Slightly difficult,Not difficult,0,-44,Very difficult,Difficult,Very difficult,0,-44,Slightly difficult,Difficult,Slightly difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Slightly difficult,Difficult,Not difficult,1,2,Difficult,Not difficult,Slightly difficult,0,-44,Critical,Important,Very important,Important,Important,Slightly important,Very important,Very important,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Private placement office,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm cannot afford the optimal level of training,No,-44,-44,-44,-44,-44,-44,Yes,100,0,-44,0,No,-44,No,47,33,0,0,20,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,Yes,Loan,2011,4000000,19,45,Private commercial banks,Yes,Yes,No,No,No,No,-44,275,No,-44,-44,-44,Collateral requirements for loans or line of credit are unat,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,0,0,5512000,1107000,27250000,80500000,63220000,No obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Major obstacle,No obstacle,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,No obstacle,-44,-44,-44,-44,-44,"Crime, theft and disorder",Access to finance,Tax administration,Minor obstacle,Yes,Yes,Yes,No,Yes,Yes,No,Yes,No impact,-44,-44,No,Moderated impact,No,No impact,-44,-44,No,Moderated impact,-44,-44,Yes,Moderated impact,Yes,No impact,-44,-44,Yes,No impact,-44,-44,Yes,No impact,Yes,No impact,-44,-44,No,No impact,-44,-44,Yes,Moderated impact,Yes,Large impact,-44,-44,No,Large impact,-44,-44,Yes,Moderated impact,No,No impact,-44,-44,No,No impact,-44,-44,No,Moderated impact,Yes,No impact,-44,-44,No,Moderated impact,-44,-44,No,Moderated impact,Yes,No impact,-44,-44,Yes,Large impact,-44,-44,No,Moderated impact,Yes,No impact,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,Yes,No,Yes,Yes,Yes,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 1231230140,1230140,Jamaica,Jamaica,Other manufacturing,140,No,-44,-44,-44,-44,Limited partnership,-44,80,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Male,2002,No,Yes,2002,33,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,1,2,-44,Yes,2,2,0,-44,Yes,6,3,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,100,55,40,0,0,-44,0,0,100,0,Individuals,5,0,95,PRINTING,100,Local,Do not know,Remained the same,Increased,1,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,85,15,No,-44,Yes,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,Yes,No,No,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,No obstacle,-44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,-44,465000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,90000,Yes,No,Yes,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,Yes,1,Yes,Yes,0,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,-66,29,3,5,14,7,1,5,13,6,5,0,1,2,2,0,0,1,0,5,-44,9,4,3,1,3,1260000,3,1222000,3,1260000,0,-44,0,-44,0,-44,1,430000,1,426000,1,439000,0,-44,0,-44,0,-44,2,446000,2,446000,2,446000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,4,330000,4,327000,4,333000,24,270000,24,259000,24,275000,-44,-44,University graduate,Completed secondary,-44,-44,Completed college/vocational training,Completed college/vocational training,-44,-44,Completed secondary,Completed secondary,-44,-44,-44,-44,Completed secondary,Completed primary school,Started but did not complete college/vocational training,Did not complete primary school,Slightly important,Critical,Very important,Important,Very important,Not important,Not important,Critical,Critical,Critical,Slightly important,Slightly important,Important,Slightly important,Very important,Critical,Very important,Very important,Critical,Very important,Critical,Critical,Not important,Slightly important,Not important,Critical,Slightly important,Important,Not important,Slightly important,Very important,Slightly important,Important,Slightly important,Very important,Critical,Very important,Slightly important,Important,Critical,Very important,Very important,Very important,Slightly important,Slightly important,Very important,Very important,Very important,Very important,Important,Very important,Very important,Slightly important,Very important,Slightly important,Very important,Not important,Slightly important,Slightly important,Important,Important,Very important,Critical,Slightly important,Critical,Slightly important,Slightly important,Not important,Very important,Critical,Very important,Very important,Very important,Critical,Slightly important,Important,Very important,Very important,Critical,Very important,Slightly difficult,Not difficult,Difficult,0,-44,-44,-44,-44,-44,-44,Difficult,Difficult,Difficult,0,-44,-44,-44,-44,-44,-44,Very difficult,Very difficult,Difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Not difficult,Very difficult,Difficult,0,-44,Very difficult,Slightly difficult,Slightly difficult,0,-44,Very important,Important,Important,Important,Important,Important,Slightly important,Very important,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Through family/friends,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm cannot afford the optimal level of training,No,-44,-44,-44,-44,-44,-44,Yes,0,100,-44,0,No,-44,No,0,45,0,0,55,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,Yes,Loan,2010,2400000,20,39,Private commercial banks,Yes,No,No,Yes,Yes,No,-44,100,Yes,1,0,-44,-44,41300000,39900000,15680000,13080000,1848000,805000,1197000,0,147000,882000,375000,0,0,6783000,0,8207000,9576000,18302000,No obstacle,Very severe obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,No obstacle,Moderate obstacle,Minor obstacle,No obstacle,Major obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Electricity,Corruption,Cost of finance,Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,-44,-44,technological and Innovation Support,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,Yes,Somewhat truthful,Are estimates computed with some precision, 1231230146,1230146,Jamaica,Jamaica,Other manufacturing,146,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Male,2000,Yes,Yes,2000,12,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,28,1,2,-44,Yes,4,2,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,No,No,Yes,100,80,40,0,0,-44,34,60,6,0,Individuals,20,67,13,PRINTING,100,National,8,Decreased,Decreased,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,34,66,Yes,5,Yes,Yes,Yes,Yes,Yes,Yes,-44,-44,-44,-44,No,No,Yes,Yes,Yes,No,No,-44,-44,Yes,No,No,Yes,No,No,No,No,No,-44,Slightly important,Slightly important,Critical,Very Important,Important,Not important,Very Important,Yes,100,No,-44,No,-44,No,No,4224000,36,No,No,Yes,No,Moderate obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,No obstacle,-44,Strongly agree,Tend to disagree,Strongly agree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,1,-44,Yes,1,-44,Yes,1,Outside working hours,Firearm/gun,Money,97000,Group of criminals,Yes,No,Fear of negative publicity,Yes,4,During working hours,Firearm/gun,Other company property,32000,Gang related,No,No,Don't have the time; inconvenient,Yes,1,Outside working hours,Baseball bat,Goods or stock,208000,Group of criminals,No,No,Don't have the time; inconvenient,Yes,1,During working hours,Knife,Personal possessions of employees or customers,26000,Other,No,No,Not enough police/not enough resources,Yes,1,Outside working hours,Firearm/gun,Personal possessions of employees or customers,26000,A fellow employee,No,Yes,-44,Yes,1,During working hours,Firearm/gun,Money,214000,Gang related,Yes,No,Fear of negative publicity,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,7000,No,No,Yes,No,Yes,No,-44,-44,No,-44,-44,Yes,Yes,Yes,8,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,12,39,4,15,10,10,1,5,4,4,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,2,4,1030000,4,1020000,4,1061000,1,560000,1,554000,1,571000,2,410000,2,406000,2,418000,1,410000,1,406000,1,410000,1,355000,1,348000,1,355000,0,-44,0,-44,0,-44,1,270000,1,267000,1,275000,12,280000,11,280000,12,283000,17,260000,16,257000,17,263000,Economic upturn/downturn,-44,University graduate,Started but did not complete college/vocational training,Completed college/vocational training,Started but did not complete secondary,Completed college/vocational training,Started but did not complete college/vocational training,Completed secondary,Completed secondary,Completed secondary,Completed college/vocational training,-44,-44,Completed secondary,Completed secondary,Completed secondary,Completed primary school,Completed secondary,Did not complete primary school,Very important,Critical,Slightly important,Very important,Very important,Very important,Important,Important,Critical,Very important,Important,Slightly important,Slightly important,Very important,Important,Very important,Critical,Slightly important,Very important,Slightly important,Slightly important,Critical,Important,Slightly important,Slightly important,Important,Not important,Slightly important,Important,Not important,Important,Critical,Important,Very important,Important,Important,Very important,Critical,Critical,Slightly important,Important,Slightly important,Important,Slightly important,Slightly important,Very important,Very important,Critical,Critical,Critical,Slightly important,Very important,Very important,Important,Very important,Slightly important,Very important,Not important,Slightly important,Not important,Critical,Critical,Critical,Slightly important,Important,Critical,Critical,Slightly important,Very important,Slightly important,Important,Important,Important,Very important,Critical,Not important,Very important,Critical,Critical,Slightly important,Slightly difficult,Slightly difficult,Difficult,0,-44,Not difficult,Very difficult,Difficult,0,-44,Difficult,Almost impossible,Almost impossible,0,-44,Not difficult,Difficult,Not difficult,0,-44,Slightly difficult,Very difficult,Difficult,0,-44,-44,-44,-44,-44,-44,Difficult,Difficult,Difficult,0,-44,Difficult,Not difficult,Very difficult,1,4,Difficult,Slightly difficult,Not difficult,2,2,Very important,Important,Not important,Slightly important,Important,Not important,Important,Important,Very severe obstacle,Major obstacle,Minor obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,No obstacle,Schoold related network,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm cannot afford the optimal level of training,Yes,Major obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Minor obstacle,Yes,0,100,-44,0,No,-44,Yes,54,16,0,0,30,0,0,0,0,0,0,0,0,-44,40,0,0,0,0,60,0,0,0,0,0,0,0,0,0, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,Application procedures for loans or line of credit are compl,64900000,70400000,33000000,13320000,300000,88000,7040000,648000,34000,116000,65000,3480000,0,12120000,8160000,26250000,11100000,61163000,No obstacle,Very severe obstacle,No obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Very severe obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,No obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Major obstacle,No,No,No,Yes,No,Electricity,Cost of finance,Access to finance,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,No,Yes,No,No,No,-44,-44,Yes,No,No,Somewhat truthful,Are taken directly from the establishment's records, 1231230174,1230174,Jamaica,Jamaica,Other manufacturing,174,No,-44,-44,-44,-44,Limited partnership,-44,55,100,0,0,0,Equally men and women,Yes,Yes,56,Makes decisions in consultation with other partners,12,1,Equally men and women,Male,Female,Male,1985,No,Yes,1985,22,Yes,15,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,2,1,-44,Yes,4,2,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,1,Yes,No,Yes,100,75,54,0,0,-44,5,95,0,0,Small private firms (less than 20 employees),5,78,17,CONTAINERS,53,National,Do not know,Decreased,Remained the same,2-5,81,19,0,1990,-99,Refusal to answer,-99,Refusal to answer,3,0,0,100,0,No,-44,No,Yes,No,Yes,Yes,Yes,-44,-44,-44,-44,No,Yes,Yes,Yes,No,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Very Important,Very Important,Very Important,Important,Important,Very Important,Not important,Yes,100,No,-44,No,-44,No,No,146000,28,Yes,No,Yes,No,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Major obstacle,No obstacle,-44,Tend to agree,Tend to disagree,Tend to agree,Strongly agree,No,-44,-44,-44,-44,-44,Yes,-44,1104000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,71000,No,No,Yes,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,6,Yes,1,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,17,27,4,12,6,5,1,2,1,3,4,0,1,2,1,0,0,0,0,7,-44,4,9,6,0,4,1100000,4,1067000,4,1133000,1,890000,1,872000,1,890000,2,550000,2,534000,2,550000,0,-44,0,-44,0,-44,2,521000,2,500000,2,531000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,8,490000,7,470000,8,519000,14,400000,13,388000,14,412000,Economic upturn/downturn,-44,Completed secondary,Completed secondary,University graduate,Completed college/vocational training,University graduate,Completed college/vocational training,-44,-44,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,-44,-44,Completed secondary,Completed college/vocational training,Completed primary school,Did not complete primary school,Important,Very important,Critical,Important,Very important,Very important,Very important,Very important,Important,Critical,Important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Very important,Very important,Very important,Critical,Critical,Critical,Slightly important,Not important,Slightly important,Very important,Slightly important,Not important,Slightly important,Important,Very important,Critical,Very important,Very important,Very important,Critical,Very important,Critical,Very important,Critical,Important,Important,Important,Important,Slightly important,Important,Very important,Critical,Critical,Critical,Very important,Not important,Important,Important,Important,Important,Very important,Not important,Very important,Slightly important,Critical,Slightly important,Important,Very important,Very important,Critical,Important,Slightly important,Slightly important,Critical,Very important,Very important,Important,Slightly important,Very important,Critical,Critical,Critical,Very important,Important,Difficult,Difficult,Almost impossible,0,-44,Slightly difficult,Difficult,Difficult,1,12,Slightly difficult,Slightly difficult,Very difficult,2,11,-44,-44,-44,-44,-44,Difficult,Difficult,Difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Difficult,Not difficult,Very difficult,2,2,Difficult,Slightly difficult,Difficult,0,-44,Very important,Very important,Slightly important,Not important,Very important,Not important,Slightly important,Critical,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,No obstacle,Very severe obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Major obstacle,Major obstacle,No obstacle,Through family/friends,-44,Yes to fire,No,-44,Yes,3,Yes,20,40,No,-44,Yes,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Yes,100,0,-44,0,No,-44,Yes,18,0,25,0,30,0,20,0,0,0,0,7,0,-44,43,32,0,0,25,0,0,0,0,0,0,0,0,0,0, ,Yes,Line of credit,2012,500000,13,13,Private commercial banks,Yes,No,Yes,Yes,No,No,-44,175,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,193230000,208620000,150480000,15680000,1356000,318000,22948000,256000,119000,405000,296000,0,0,8080000,2040000,28250000,5400000,67235000,Minor obstacle,Major obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,No obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Major obstacle,Major obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Electricity,Customs and Trade Regulations,Tax administration,Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,Community based organization,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,No,Yes,No,Yes,Somewhat truthful,Are estimates computed with some precision, 1231230178,1230178,Jamaica,Jamaica,Plastics & rubber,178,No,-44,-44,-44,-44,Limited partnership,-44,45,40,60,0,0,Equally men and women,No,Yes,32,Delegates decisions to other partners,12,6,Equally men and women,Female,Male,Female,1982,No,Yes,1982,6,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,3,0,-44,Yes,1,2,0,-44,Yes,7,2,0,-44,No,-44,-44,-44,-44,Yes,Do not know,Yes,Yes,Yes,100,90,48,0,0,-44,42,30,28,8,Small private firms (less than 20 employees),14,59,27,PLASTIC EQUIPMENT PRODUCTION,82,National,0,Increased,Increased,1,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,58,42,Yes,10,No,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Moderate obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,-44,Tend to disagree,Tend to disagree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,17000,No,No,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,Yes,0,No,-44,-44,No,-44,0,-44,Yes,10,No,Yes,50,No,Yes,12,1,-66,34,4,15,10,5,1,6,4,3,12,0,3,6,3,0,0,0,2,6,-44,4,6,8,1,4,1080000,4,1069000,4,1102000,1,980000,1,941000,1,990000,3,800000,3,784000,3,808000,1,400000,1,384000,1,412000,2,399000,2,383000,2,411000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,11,320000,10,310000,11,339000,24,300000,22,294000,24,315000,New products require new skills,-44,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,University graduate,Completed secondary,Completed secondary,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,-44,-44,Completed secondary,Completed primary school,Started but did not complete college/vocational training,Did not complete primary school,Critical,Slightly important,Critical,Important,Important,Critical,Not important,Slightly important,Very important,Critical,Very important,Important,Not important,Not important,Critical,Very important,Very important,Important,Slightly important,Critical,Critical,Critical,Important,Important,Important,Not important,Slightly important,Not important,Not important,Not important,Important,Slightly important,Very important,Slightly important,Critical,Very important,Critical,Very important,Slightly important,Very important,Critical,Very important,Important,Very important,Very important,Important,Very important,Critical,Important,Very important,Important,Important,Slightly important,Very important,Important,Very important,Very important,Important,Not important,Not important,Very important,Slightly important,Very important,Very important,Slightly important,Slightly important,Slightly important,Slightly important,Critical,Very important,Critical,Very important,Very important,Very important,Critical,Not important,Slightly important,Critical,Very important,Very important,Almost impossible,Almost impossible,Slightly difficult,0,-44,Difficult,Very difficult,Very difficult,0,-44,Very difficult,Very difficult,Almost impossible,2,20,Not difficult,Difficult,Not difficult,0,-44,Difficult,Difficult,Very difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Difficult,Slightly difficult,Very difficult,0,-44,Slightly difficult,Slightly difficult,Slightly difficult,0,-44,Important,Very important,Not important,Not important,Important,Not important,Not important,Very important,Minor obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Very severe obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Public announcement/advertisement,-44,No,-44,-44,-44,-44,Yes,60,10,No,-44,Yes,Moderate obstacle,Major obstacle,Major obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Yes,100,0,-44,0,No,-44,Yes,75,3,0,0,20,0,0,0,0,0,2,0,0,-44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, ,Yes,Loan,2011,5400000,12,26,Private commercial banks,Yes,Yes,Yes,No,No,No,-44,115,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,149850000,164700000,117000000,18720000,627000,153000,13176000,1140000,45000,194000,142000,10500000,16470000,5200000,15300000,5700000,22800000,12768000,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,No obstacle,Very severe obstacle,No obstacle,No obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,Electricity,Cost of finance,Labor Regulations,No obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed,-44,No,-44,-44,Marketing and Operations support,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,Yes,Somewhat truthful,Are estimates computed with some precision, 1231230186,1230186,Jamaica,Jamaica,Garments,186,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,100,0,0,0,Equally men and women,No,Yes,20,Delegates decisions to other partners,17,7,Predominantly men,Female,Male,Male,1974,No,Yes,1974,42,No,-44,-44,No,-44,-44,No,-44,-44,Yes,4,No,Yes,2,1,1,-44,Yes,3,3,0,-44,Yes,6,3,0,-44,No,-44,-44,-44,-44,Yes,Do not know,Yes,No,Yes,100,100,60,0,0,-44,43,44,13,0,Individuals,52,36,12,UNIFORMS,100,National,Do not know,Decreased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,53,47,Yes,8,Yes,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,Yes,No,Major obstacle,Very severe obstacle,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,No obstacle,-44,Tend to disagree,Strongly agree,Tend to agree,Strongly agree,Yes,No,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,60000,No,No,Yes,No,No,No,-44,-44,No,-44,-44,No,No,No,0,No,-44,-44,Yes,0,0,-44,No,-44,-44,No,-44,-44,Yes,14,2,8,58,7,16,25,10,2,7,11,10,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,2,7,720000,6,720000,7,727000,2,480000,2,480000,2,485000,2,480000,2,461000,2,480000,1,480000,1,475000,1,480000,3,467000,3,462000,3,467000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,12,370000,10,355000,12,370000,31,240000,27,230000,32,252000,New products require new skills,-44,Completed college/vocational training,University graduate,Completed secondary,Completed college/vocational training,University graduate,Completed college/vocational training,Completed secondary,Completed secondary,Completed secondary,Completed secondary,-44,-44,-44,-44,Completed secondary,Started but did not complete college/vocational training,Completed secondary,Did not complete primary school,Very important,Very important,Important,Critical,Slightly important,Very important,Important,Slightly important,Very important,Very important,Important,Not important,Not important,Very important,Very important,Slightly important,Important,Critical,Slightly important,Critical,Critical,Very important,Not important,Important,Not important,Important,Important,Not important,Important,Slightly important,Important,Very important,Critical,Very important,Critical,Important,Very important,Slightly important,Critical,Very important,Important,Very important,Slightly important,Very important,Slightly important,Very important,Critical,Critical,Important,Critical,Slightly important,Slightly important,Slightly important,Slightly important,Important,Important,Not important,Very important,Slightly important,Very important,Critical,Important,Very important,Critical,Critical,Important,Critical,Important,Slightly important,Important,Critical,Important,Very important,Important,Critical,Very important,Very important,Very important,Very important,Very important,Slightly difficult,Very difficult,Difficult,0,-44,Almost impossible,Almost impossible,Not difficult,3,15,Difficult,Almost impossible,Not difficult,0,-44,Very difficult,Difficult,Difficult,0,-44,Difficult,Almost impossible,Difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Difficult,Not difficult,Difficult,0,-44,Very difficult,Difficult,Not difficult,4,1,Important,Very important,Not important,Slightly important,Important,Important,Important,Very important,Major obstacle,Very severe obstacle,No obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Very severe obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Schoold related network,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm is affraid of investing in workers that after the t,No,-44,-44,-44,-44,-44,-44,Yes,0,100,-44,0,Yes,20,Yes,56,24,0,0,20,0,0,0,0,0,0,0,0,-44,50,0,0,0,50,0,0,0,0,0,0,0,0,0,0, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,95200000,108000000,58500000,25300000,1025000,457000,8640000,2200000,70000,472000,286000,0,0,35350000,15150000,77000000,37800000,184800000,No obstacle,Minor obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Minor obstacle,No obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,Very severe obstacle,Yes,Yes,Yes,No,No,Tax Rates,Cost of finance,Practices of competitors in the informal sector,No obstacle,Yes,Yes,Yes,Yes,No,Yes,Yes,Yes,Moderated impact,Yes,Large impact,-44,-44,No,No impact,No,Moderated impact,Yes,Moderated impact,Yes,No impact,-44,-44,Yes,No impact,Yes,No impact,Yes,No impact,Yes,Moderated impact,-44,-44,Yes,Large impact,No,No impact,No,No impact,Yes,No impact,-44,-44,Yes,No impact,Yes,No impact,Yes,Moderated impact,Yes,Moderated impact,-44,-44,No,No impact,No,Large impact,No,Moderated impact,No,No impact,-44,-44,No,No impact,Yes,No impact,No,Moderated impact,Yes,No impact,-44,-44,Yes,Moderated impact,Yes,No impact,Yes,No impact,No,Moderated impact,-44,-44,Yes,No impact,Yes,No impact,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,No,Yes,No,No,Truthful,Are estimates computed with some precision, 1231230190,1230190,Jamaica,Jamaica,Other manufacturing,190,No,-44,-44,-44,-44,Partnership (including limited liability companies),-44,50,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Male,1978,No,Yes,1978,17,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,No,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,100,60,40,0,0,-44,0,23,77,19,Small private firms (less than 20 employees),0,76,24,CANDLES,74,National,Do not know,Remained the same,Remained the same,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,56,44,No,-44,No,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,No obstacle,-44,Strongly agree,Tend to disagree,Tend to disagree,Strongly agree,No,-44,-44,-44,-44,-44,Yes,1,-44,Yes,10,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,5,Outside working hours,Other,Money,182000,Gang related,No,No,They occur too frequently,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,2,During working hours,Firearm/gun,Money,364000,Other,No,No,Offenders rarely caught or prosecuted,Yes,3,Outside working hours,Firearm/gun,Money,61000,Gang related,No,Yes,-44,Yes,1,During working hours,Firearm/gun,Other company property,1943000,A customer,Yes,No,Police could not have done anything,Yes,3,Outside working hours,Knife,Other company property,0,A customer,No,No,No loss or damage,No,-44,-44,27000,No,No,Yes,No,Yes,No,-44,-44,No,-44,-44,Yes,Yes,No,0,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,3,2,30,31,3,13,9,6,0,2,2,6,8,0,2,4,2,0,0,0,1,4,-44,5,2,8,0,3,1110000,3,1088000,3,1110000,1,690000,1,662000,1,697000,3,460000,3,442000,3,469000,0,-44,0,-44,0,-44,2,380000,2,376000,2,391000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,10,310000,10,310000,10,313000,20,260000,20,250000,20,260000,-44,-44,University graduate,Completed college/vocational training,University graduate,Started but did not complete college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,-44,-44,Completed secondary,Completed secondary,-44,-44,-44,-44,Completed secondary,Completed secondary,Completed primary school,Completed primary school,Very important,Very important,Critical,Slightly important,Critical,Critical,Very important,Very important,Critical,Critical,Very important,Slightly important,Not important,Very important,Critical,Important,Very important,Important,Very important,Critical,Critical,Very important,Not important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Not important,Very important,Slightly important,Very important,Slightly important,Critical,Very important,Important,Slightly important,Very important,Critical,Important,Very important,Slightly important,Not important,Very important,Not important,Critical,Critical,Critical,Very important,Very important,Very important,Slightly important,Slightly important,Important,Very important,Not important,Slightly important,Very important,Not important,Critical,Critical,Critical,Critical,Critical,Important,Very important,Important,Very important,Critical,Important,Critical,Important,Important,Slightly important,Slightly important,Critical,Slightly important,Critical,Slightly important,Not difficult,Almost impossible,Almost impossible,0,-44,Not difficult,Very difficult,Almost impossible,0,-44,Slightly difficult,Not difficult,Not difficult,1,9,-44,-44,-44,-44,-44,Slightly difficult,Slightly difficult,Almost impossible,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Difficult,Difficult,Slightly difficult,0,-44,Difficult,Slightly difficult,Slightly difficult,0,-44,Slightly important,Critical,Very important,Slightly important,Not important,Not important,Slightly important,Slightly important,Moderate obstacle,Major obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Public announcement/advertisement,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm cannot afford the optimal level of training,Yes,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Yes,0,100,-44,0,No,-44,No,40,0,0,30,30,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,1,Insufficient profitability,-44,59520000,60000000,28250000,14520000,552000,283000,1800000,2106000,91000,351000,183000,600000,0,20600000,0,56500000,23200000,126560000,No obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Yes,Yes,No,No,No,No,No,Very severe obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Access to finance,Tax administration,Cost of finance,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,"General management, Business development and Strategies supp",-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Truthful,Are estimates computed with some precision, 1231230194,1230194,Jamaica,Jamaica,Plastics & rubber,194,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,100,0,0,0,All women,Yes,Not applicable,100,Makes major strategic and fiancial decisions,11,4,Equally men and women,Female,Male,Male,1971,No,Yes,1970,20,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,12,2,2,-44,Yes,1,2,0,-44,Yes,8,4,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,100,60,48,0,0,-44,46,11,43,0,Individuals,25,61,14,BAGS,100,Local,Do not know,Increased,Decreased,None,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,97,3,No,-44,Yes,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,Yes,No,Yes,No,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,No obstacle,-44,Strongly disagree,Strongly disagree,Strongly agree,Strongly agree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,67000,No,No,Yes,No,No,No,-44,-44,No,-44,-44,Yes,Yes,No,1,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,-66,45,6,15,14,10,1,3,3,5,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,2,6,1720000,6,1668000,6,1720000,1,1380000,1,1352000,1,1421000,3,940000,3,940000,3,959000,0,-44,0,-44,0,-44,2,974000,2,964000,2,984000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,12,690000,11,676000,12,697000,21,460000,20,460000,21,465000,Economic upturn/downturn,-44,Completed secondary,Completed college/vocational training,Completed college/vocational training,University graduate,University graduate,Completed college/vocational training,-44,-44,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,-44,-44,Completed secondary,Completed primary school,Completed secondary,Did not complete primary school,Very important,Very important,Critical,Critical,Slightly important,Very important,Slightly important,Very important,Slightly important,Slightly important,Not important,Important,Slightly important,Not important,Important,Important,Very important,Very important,Slightly important,Critical,Important,Slightly important,Very important,Not important,Important,Critical,Very important,Important,Not important,Slightly important,Critical,Very important,Important,Important,Very important,Critical,Very important,Important,Critical,Very important,Critical,Very important,Critical,Slightly important,Important,Slightly important,Critical,Critical,Very important,Very important,Critical,Important,Very important,Very important,Very important,Very important,Slightly important,Important,Slightly important,Slightly important,Critical,Critical,Slightly important,Very important,Critical,Slightly important,Critical,Slightly important,Important,Important,Very important,Very important,Important,Slightly important,Slightly important,Very important,Very important,Important,Critical,Very important,Slightly difficult,Slightly difficult,Slightly difficult,0,-44,Difficult,Difficult,Not difficult,1,5,Difficult,Very difficult,Almost impossible,0,-44,-44,-44,-44,-44,-44,Difficult,Slightly difficult,Difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Difficult,Very difficult,Difficult,0,-44,Slightly difficult,Difficult,Slightly difficult,1,2,Important,Important,Not important,Slightly important,Very important,Critical,Important,Important,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Very severe obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Major obstacle,Major obstacle,Very severe obstacle,Major obstacle,Major obstacle,No obstacle,Private placement office,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm does not have enough information about training pro,No,-44,-44,-44,-44,-44,-44,No,100,0,-44,0,No,-44,No,75,0,10,0,15,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,Interest rates are not favorable,181500000,192000000,107200000,38100000,1076000,382000,19200000,2360000,131000,515000,278000,0,0,10600000,10200000,10700000,16350000,23112000,No obstacle,Major obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,No obstacle,No obstacle,Minor obstacle,No obstacle,Minor obstacle,Very severe obstacle,No obstacle,Very severe obstacle,Yes,Yes,No,Yes,No,Electricity,Practices of competitors in the informal sector,Corruption,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,Community based organization,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 1231230199,1230199,Jamaica,Jamaica,Other manufacturing,199,No,-44,-44,-44,-44,Limited partnership,-44,40,100,0,0,0,Equally men and women,No,Yes,50,Makes major strategic and fiancial decisions,22,6,Predominantly men,Female,Female,Female,1930,Yes,Yes,1940,4,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,2,0,-44,No,-44,-44,-44,-44,Yes,11,4,0,-44,No,-44,-44,-44,-44,Yes,2,Yes,No,Yes,100,70,60,0,0,-44,11,5,84,0,Individuals,5,15,80,PRINTING,82,Local,0,Remained the same,Increased,More than 5,100,0,6,-44,-44,-44,-44,-44,-44,-44,-44,45,55,No,-44,Yes,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,No obstacle,-44,Strongly agree,Tend to disagree,Strongly agree,Tend to disagree,Yes,No,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,14000,Yes,Yes,Yes,No,Yes,No,-44,-44,No,-44,-44,Yes,Yes,No,0,No,-44,-44,Yes,0,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,-77,82,7,42,21,12,2,40,19,6,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,1,7,1300000,7,1248000,7,1326000,2,890000,2,890000,2,890000,9,630000,9,611000,9,630000,1,520000,1,520000,1,536000,3,485000,3,475000,3,495000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,30,510000,30,490000,31,510000,30,300000,30,297000,30,309000,-44,-44,University graduate,Completed college/vocational training,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed secondary,Completed secondary,Started but did not complete college/vocational training,-44,-44,-44,-44,Completed college/vocational training,Started but did not complete secondary,Completed primary school,Completed secondary,Important,Slightly important,Very important,Slightly important,Critical,Very important,Important,Very important,Critical,Very important,Important,Not important,Not important,Not important,Critical,Important,Critical,Very important,Very important,Very important,Important,Very important,Not important,Slightly important,Very important,Important,Not important,Slightly important,Not important,Important,Critical,Slightly important,Very important,Very important,Critical,Critical,Very important,Very important,Very important,Very important,Very important,Important,Important,Not important,Important,Not important,Important,Very important,Slightly important,Critical,Slightly important,Slightly important,Slightly important,Very important,Important,Very important,Important,Slightly important,Very important,Slightly important,Critical,Important,Very important,Critical,Very important,Important,Critical,Slightly important,Critical,Very important,Critical,Critical,Very important,Important,Important,Very important,Critical,Important,Critical,Very important,Difficult,Slightly difficult,Difficult,3,11,Slightly difficult,Very difficult,Difficult,2,16,Difficult,Difficult,Not difficult,3,9,Slightly difficult,Almost impossible,Very difficult,0,-44,Difficult,Slightly difficult,Almost impossible,2,7,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Slightly difficult,Very difficult,Difficult,1,5,Not difficult,Very difficult,Slightly difficult,1,1,Important,Very important,Very important,Important,Critical,Critical,Slightly important,Slightly important,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Public announcement/advertisement,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm does not have enough information about training pro,No,-44,-44,-44,-44,-44,-44,Yes,100,0,-44,0,No,-44,Yes,53,17,0,0,30,0,0,0,0,0,0,0,0,-44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, ,Yes,Loan,2010,16000000,15,42,Private commercial banks,Yes,Yes,Yes,No,No,No,-44,250,Yes,1,0,-44,-44,356360000,359380000,210600000,43200000,290000,102000,17969000,7080000,18000,83000,56000,6240000,0,36400000,10100000,88000000,28250000,190960000,Minor obstacle,Moderate obstacle,No obstacle,Very severe obstacle,Yes,Yes,Yes,No,No,No,No,Major obstacle,No obstacle,No obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Minor obstacle,-44,-44,-44,-44,-44,Tax Rates,Cost of finance,"Crime, theft and disorder",Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,No,Truthful,Are estimates computed with some precision, 1231230217,1230217,Jamaica,Jamaica,Food,217,No,-44,-44,-44,-44,Partnership (including limited liability companies),-44,41,100,0,0,0,Predominantly women,No,No,25,Makes decisions in consultation with other partners,17,7,All men,Male,Male,Male,1990,No,Do not know,-66,4,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,Yes,4,3,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,2,Yes,No,Yes,100,80,80,0,0,-44,0,58,42,0,Small private firms (less than 20 employees),0,95,5,DAIRY PRODUCTS,98,Local,Do not know,Remained the same,Increased,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,100,0,No,-44,Yes,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,No obstacle,-44,Tend to disagree,Tend to disagree,Strongly disagree,Tend to agree,Yes,No,-44,-44,-44,-44,Yes,1,-44,Yes,-44,184000,Yes,1,Outside working hours,Firearm/gun,Goods or stock,57000,A customer,Yes,No,Loss was small,Yes,1,Outside working hours,Knife,Money,9000,Someone working alone,Yes,No,Tried to/was unable to contact the police,Yes,1,Outside working hours,Firearm/gun,Money,64000,Group of criminals,Yes,No,Fear of negative publicity,Yes,2,Outside working hours,Knife,Money,13000,Gang related,No,No,Loss was small,Yes,2,During working hours,Baseball bat,Other company property,7360,Group of criminals,No,No,Loss was small,Yes,1,Outside working hours,Firearm/gun,Personal possessions of employees or customers,5520,Group of criminals,Yes,No,Not enough police/not enough resources,Yes,1,Outside working hours,Knife,Personal possessions of employees or customers,0,A customer,No,No,No loss or damage,No,-44,-44,2000,No,No,No,No,Yes,No,-44,-44,No,-44,-44,Yes,No,Yes,2,Yes,1,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,8,8,1,4,1,2,0,1,0,0,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,1,1070000,1,1038000,1,1091000,0,-44,0,-44,0,-44,1,470000,1,451000,1,470000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,3,390000,3,382000,3,402000,3,260000,3,260000,3,270000,-44,-44,University graduate,Completed college/vocational training,-44,-44,Completed college/vocational training,Completed college/vocational training,-44,-44,-44,-44,-44,-44,-44,-44,Completed college/vocational training,Started but did not complete college/vocational training,Started but did not complete college/vocational training,Did not complete primary school,Critical,Very important,Very important,Slightly important,Very important,Slightly important,Very important,Important,Slightly important,Slightly important,Slightly important,Not important,Important,Slightly important,Slightly important,Slightly important,Very important,Critical,Critical,Important,Critical,Very important,Important,Not important,Important,Important,Very important,Slightly important,Slightly important,Slightly important,Very important,Important,Slightly important,Slightly important,Very important,Critical,Very important,Slightly important,Very important,Important,Important,Very important,Slightly important,Very important,Slightly important,Not important,Very important,Critical,Critical,Very important,Slightly important,Critical,Not important,Very important,Slightly important,Very important,Not important,Not important,Slightly important,Not important,Very important,Critical,Slightly important,Slightly important,Critical,Very important,Very important,Important,Very important,Slightly important,Critical,Critical,Important,Very important,Critical,Critical,Very important,Important,Critical,Critical,Almost impossible,Not difficult,Not difficult,0,-44,-44,-44,-44,-44,-44,Not difficult,Very difficult,Difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Slightly difficult,Very difficult,Difficult,2,7,Difficult,Slightly difficult,Very difficult,0,-44,Very important,Important,Not important,Important,Important,Slightly important,Not important,Very important,Major obstacle,Minor obstacle,No obstacle,Moderate obstacle,No obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Private placement office,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm cannot afford the optimal level of training,No,-44,-44,-44,-44,-44,-44,Yes,100,0,-44,0,No,-44,Yes,51,24,0,0,5,5,15,0,0,0,0,0,0,-44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, ,Yes,Loan,2009,8800000,15,58,Private commercial banks,Yes,Yes,No,No,No,No,-44,275,No,-44,-44,-44,Collateral requirements for loans or line of credit are unat,12500000,11400000,4880000,3332000,64000,26000,1140000,345000,9000,23000,12000,0,0,1515000,3000000,3330000,3180000,7925000,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Minor obstacle,Major obstacle,No obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Minor obstacle,Very severe obstacle,Minor obstacle,Very severe obstacle,Very severe obstacle,No,Yes,No,No,No,"Crime, theft and disorder",Electricity,Access to finance,Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Financial magement and tax and customs administration,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Truthful,Are taken directly from the establishment's records, 1231230220,1230220,Jamaica,Jamaica,Food,220,No,-44,-44,-44,-44,Partnership (including limited liability companies),-44,70,100,0,0,0,Predominantly women,Yes,Yes,60,Makes decisions in consultation with other partners,15,7,Equally men and women,Female,Male,Male,1988,No,Yes,1988,27,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,12,1,0,-44,Yes,2,3,0,-44,Yes,12,4,0,-44,Yes,5,2,0,-44,No,-44,Yes,No,Yes,100,80,120,0,0,-44,0,90,10,0,Small private firms (less than 20 employees),0,96,4,DONUTS,100,Local,0,Remained the same,Increased,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,57,43,No,-44,No,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Major obstacle,No obstacle,-44,Strongly agree,Tend to agree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,-44,84000,Yes,-44,445000,Yes,1,Outside working hours,Knife,Goods or stock,125000,Gang related,Yes,No,There was no insurance requirement,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,2,During working hours,Baseball bat,Money,134000,Gang related,Yes,No,Don't have the time; inconvenient,Yes,3,Outside working hours,Firearm/gun,Personal possessions of employees or customers,13000,Gang related,Yes,Yes,-44,Yes,3,Outside working hours,Baseball bat,Goods or stock,4450,Group of criminals,No,Yes,-44,Yes,4,During working hours,Firearm/gun,Goods or stock,17800,Group of criminals,No,Yes,-44,Yes,3,Outside working hours,Other,Personal possessions of employees or customers,8900,Gang related,No,Yes,-44,No,-44,-44,3000,Yes,No,No,No,Yes,No,-44,-44,No,-44,-44,Yes,Yes,Yes,5,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,5,9,1,7,0,1,1,1,0,1,4,0,1,2,1,0,0,0,0,4,-44,6,3,2,0,1,840000,1,823000,1,840000,1,590000,1,584000,1,590000,2,460000,2,455000,2,460000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,6,200000,6,200000,6,200000,3,170000,3,170000,3,177000,-44,-44,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed secondary,Completed college/vocational training,-44,-44,-44,-44,-44,-44,-44,-44,Completed college/vocational training,Completed primary school,Completed primary school,Completed primary school,Very important,Very important,Very important,Important,Very important,Not important,Very important,Slightly important,Critical,Important,Not important,Not important,Slightly important,Not important,Very important,Very important,Important,Very important,Critical,Important,Critical,Very important,Important,Not important,Not important,Important,Slightly important,Important,Slightly important,Not important,Very important,Slightly important,Very important,Not important,Critical,Very important,Very important,Very important,Critical,Very important,Critical,Important,Critical,Very important,Critical,Very important,Critical,Very important,Critical,Important,Slightly important,Very important,Not important,Very important,Important,Important,Slightly important,Not important,Not important,Not important,Very important,Important,Critical,Very important,Critical,Very important,Important,Critical,Slightly important,Slightly important,Very important,Very important,Important,Slightly important,Very important,Very important,Slightly important,Very important,Critical,Very important,Not difficult,Slightly difficult,Very difficult,0,-44,Not difficult,Slightly difficult,Slightly difficult,0,-44,Not difficult,Almost impossible,Difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Difficult,Difficult,Difficult,0,-44,Slightly difficult,Almost impossible,Slightly difficult,0,-44,Very important,Important,Important,Important,Critical,Important,Important,Not important,Major obstacle,Major obstacle,Minor obstacle,No obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Major obstacle,No obstacle,Private placement office,-44,No,-44,-44,-44,-44,No,-44,-44,-44,Other,Yes,Major obstacle,Very severe obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,Yes,0,100,-44,0,No,-44,Yes,88,0,0,0,12,0,0,0,0,0,0,0,0,-44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,Collateral requirements for loans or line of credit are unat,15680000,16100000,9170000,3220000,65000,33000,1127000,178000,5000,35000,17000,150000,0,5300000,15000000,5400000,16050000,12798000,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Major obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,No obstacle,Major obstacle,Major obstacle,No obstacle,-44,-44,-44,-44,-44,Political environment,Tax administration,Access to finance,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Already used this type of assistance in the past and wasn't,-44,No,-44,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 1231230222,1230222,Jamaica,Jamaica,Food,222,No,-44,-44,-44,-44,Limited partnership,-44,50,100,0,0,0,Equally men and women,Yes,Yes,50,Delegates decisions to other partners,14,5,Equally men and women,Female,Female,Female,1980,No,Yes,1980,6,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,Yes,3,1,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,100,100,41,0,0,-44,6,82,12,0,Individuals,20,47,33,CAKE BREAD AND PUDDINGS,74,National,22,Remained the same,Decreased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,100,0,No,-44,No,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,No obstacle,-44,Strongly disagree,Tend to disagree,Tend to agree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,-44,3180000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,8000,Yes,Yes,Yes,No,Yes,No,-44,-44,No,-44,-44,No,No,Yes,0,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,5,2,-66,78,7,30,25,16,1,8,4,12,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,5,7,860000,7,851000,7,869000,2,800000,2,800000,2,816000,6,560000,6,543000,6,560000,1,430000,1,426000,1,430000,2,461000,2,456000,2,461000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,19,400000,19,396000,19,412000,41,280000,41,280000,41,291000,-44,-44,Completed college/vocational training,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed secondary,Started but did not complete college/vocational training,-44,-44,-44,-44,Completed college/vocational training,Completed secondary,Completed secondary,Completed secondary,Very important,Slightly important,Very important,Not important,Very important,Very important,Very important,Slightly important,Very important,Important,Not important,Important,Very important,Not important,Very important,Critical,Very important,Very important,Very important,Slightly important,Very important,Slightly important,Slightly important,Very important,Important,Slightly important,Not important,Slightly important,Slightly important,Slightly important,Slightly important,Very important,Very important,Important,Critical,Critical,Critical,Very important,Slightly important,Critical,Critical,Important,Very important,Slightly important,Very important,Very important,Critical,Critical,Critical,Very important,Slightly important,Important,Very important,Very important,Important,Important,Slightly important,Slightly important,Not important,Slightly important,Critical,Very important,Slightly important,Slightly important,Very important,Very important,Very important,Not important,Critical,Critical,Critical,Very important,Very important,Slightly important,Critical,Very important,Critical,Very important,Very important,Slightly important,Not difficult,Slightly difficult,Very difficult,0,-44,Difficult,Almost impossible,Difficult,5,17,Not difficult,Slightly difficult,Very difficult,5,9,Slightly difficult,Difficult,Difficult,0,-44,Difficult,Difficult,Difficult,4,9,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Difficult,Not difficult,Not difficult,1,2,Slightly difficult,Not difficult,Slightly difficult,2,1,Very important,Critical,Important,Very important,Important,Not important,Slightly important,Not important,Major obstacle,Minor obstacle,Minor obstacle,No obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Public placement office,-44,No,-44,-44,-44,-44,Yes,50,20,No,-44,Yes,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Yes,100,0,-44,0,Yes,19,No,47,19,0,0,30,0,0,0,0,0,4,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,Collateral requirements for loans or line of credit are unat,199800000,198000000,99750000,36300000,250000,103000,5940000,300000,17000,145000,75000,0,0,5512000,758000,15450000,10800000,36308000,Minor obstacle,No obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,Tax Rates,Tax administration,Customs and Trade Regulations,No obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed,-44,No,-44,-44,technological and Innovation Support,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Somewhat truthful,Are estimates computed with some precision, 1231230230,1230230,Jamaica,Jamaica,Food,230,Yes,3,Headquarters with production and/or sales at this location,Yes,3,Shareholding company with non-traded shares or shares traded,-44,70,100,0,0,0,Predominantly men,No,Yes,40,Delegates decisions to other partners,7,32,Predominantly men,Male,Male,Male,1967,No,Yes,1967,14,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,4,1,1,-44,Yes,3,3,0,-44,Yes,10,2,0,-44,No,-44,-44,-44,-44,Yes,1,Yes,Yes,Yes,100,60,55,0,0,-44,0,0,100,17,Small private firms (less than 20 employees),29,0,71,TETLEY TEA,100,National,5,Increased,Increased,2-5,54,46,0,1993,-99,Refusal to answer,-99,Refusal to answer,16,0,0,26,74,Yes,4,Yes,No,No,Yes,Yes,Yes,-44,-44,-44,-44,Yes,Yes,No,No,No,-44,-44,-44,-44,Yes,No,No,Yes,No,Yes,Yes,Yes,No,-44,Slightly important,Critical,Critical,Very Important,Critical,Very Important,Very Important,Yes,79,No,-44,Yes,21,Yes,Yes,7750000,26,Yes,No,Yes,No,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,No obstacle,-44,Strongly disagree,Tend to disagree,Tend to disagree,Tend to agree,Yes,No,-44,-44,-44,-44,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,110000,No,No,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,Yes,11,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,10,34,4,5,24,1,1,3,14,0,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,2,4,4570000,3,4387000,4,4661000,0,-44,0,-44,0,-44,1,1700000,1,1632000,1,1734000,1,1350000,1,1296000,1,1391000,2,1345000,2,1345000,2,1358000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,3,1280000,3,1280000,3,1293000,23,880000,20,854000,23,906000,New products require new skills,-44,University graduate,Started but did not complete college/vocational training,-44,-44,Started but did not complete college/vocational training,University graduate,Started but did not complete college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed secondary,-44,-44,-44,-44,Started but did not complete secondary,Completed primary school,Completed secondary,Did not complete primary school,Very important,Slightly important,Critical,Very important,Critical,Very important,Important,Important,Important,Slightly important,Slightly important,Slightly important,Very important,Slightly important,Very important,Critical,Slightly important,Very important,Critical,Critical,Very important,Important,Important,Slightly important,Critical,Very important,Slightly important,Slightly important,Not important,Very important,Very important,Critical,Important,Slightly important,Slightly important,Critical,Critical,Slightly important,Critical,Important,Very important,Important,Critical,Very important,Very important,Critical,Very important,Critical,Very important,Critical,Important,Important,Very important,Important,Very important,Important,Not important,Not important,Slightly important,Slightly important,Very important,Very important,Important,Slightly important,Critical,Slightly important,Slightly important,Important,Critical,Slightly important,Critical,Critical,Important,Very important,Very important,Very important,Slightly important,Very important,Very important,Important,Slightly difficult,Slightly difficult,Difficult,0,-44,-44,-44,-44,-44,-44,Slightly difficult,Slightly difficult,Almost impossible,0,-44,Difficult,Almost impossible,Slightly difficult,0,-44,Not difficult,Almost impossible,Not difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Difficult,Almost impossible,Very difficult,0,-44,Slightly difficult,Difficult,Difficult,0,-44,Very important,Critical,Important,Very important,Not important,Not important,Not important,Important,Moderate obstacle,Very severe obstacle,No obstacle,No obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Major obstacle,Very severe obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Public announcement/advertisement,-44,No,-44,-44,-44,-44,Yes,50,50,No,-44,Yes,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Yes,20,80,-44,0,No,-44,Yes,32,20,0,0,40,0,0,0,0,0,8,0,0,-44,35,54,0,0,11,0,0,0,0,0,0,0,0,0,0, ,Yes,Loan,2011,40000000,16,30,Private commercial banks,Yes,No,No,Yes,Yes,No,-44,150,No,-44,-44,-44,Application procedures for loans or line of credit are compl,476000000,532000000,240000000,50800000,1786000,616000,15960000,211000,200000,1059000,477000,4640000,0,30600000,0,64200000,22000000,150228000,No obstacle,No obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Minor obstacle,Minor obstacle,No obstacle,Major obstacle,Very severe obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,No obstacle,Major obstacle,No,Yes,Yes,No,No,Tax Rates,Cost of finance,Corruption,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,Private independent fund,-44,technological and Innovation Support,-44,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,No,Yes,No,No,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,No,Yes,No,No,Somewhat truthful,Are taken directly from the establishment's records, 1231230237,1230237,Jamaica,Jamaica,Garments,237,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded,-44,90,90,10,0,0,Predominantly women,No,Yes,29,Delegates decisions to other partners,8,8,Predominantly men,Male,Female,Female,1998,No,Yes,2000,37,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,2,2,-44,No,-44,-44,-44,-44,Yes,12,2,0,-44,Yes,5,3,0,-44,No,-44,Yes,No,Yes,100,75,40,0,0,-44,47,0,53,0,Small private firms (less than 20 employees),0,0,100,CLOTHES,100,Local,0,Remained the same,Decreased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,99,1,No,-44,Yes,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,Yes,No,No,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Very severe obstacle,Major obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,-44,Tend to agree,Tend to disagree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,8000,No,No,No,No,No,No,-44,-44,No,-44,-44,No,No,No,5,No,-44,-44,No,-44,0,-44,No,-44,-44,Yes,31,No,No,-44,-44,2,10,1,8,0,1,0,8,0,1,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,1,720000,1,706000,1,734000,0,-44,0,-44,0,-44,2,400000,2,392000,2,408000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,6,280000,6,277000,6,294000,1,170000,1,165000,1,170000,-44,-44,Completed college/vocational training,Completed college/vocational training,-44,-44,University graduate,Completed college/vocational training,-44,-44,-44,-44,-44,-44,-44,-44,Completed college/vocational training,Completed primary school,Completed primary school,Completed primary school,Very important,Very important,Slightly important,Critical,Critical,Very important,Slightly important,Very important,Very important,Important,Slightly important,Very important,Not important,Slightly important,Critical,Important,Slightly important,Slightly important,Very important,Slightly important,Very important,Very important,Slightly important,Slightly important,Important,Important,Very important,Not important,Not important,Slightly important,Slightly important,Important,Very important,Very important,Important,Very important,Very important,Important,Very important,Important,Very important,Very important,Important,Slightly important,Very important,Very important,Critical,Important,Critical,Very important,Very important,Important,Slightly important,Important,Critical,Important,Not important,Slightly important,Slightly important,Important,Critical,Important,Very important,Important,Not important,Slightly important,Very important,Slightly important,Not important,Very important,Critical,Critical,Important,Very important,Very important,Important,Very important,Critical,Critical,Important,Not difficult,Slightly difficult,Difficult,0,-44,-44,-44,-44,-44,-44,Very difficult,Difficult,Very difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Difficult,Difficult,Not difficult,1,1,Slightly difficult,Very difficult,Slightly difficult,0,-44,Slightly important,Critical,Very important,Very important,Very important,Very important,Slightly important,Very important,Minor obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Major obstacle,Very severe obstacle,No obstacle,Moderate obstacle,Public announcement/advertisement,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm cannot afford the optimal level of training,Yes,Very severe obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Yes,100,0,-44,0,Yes,16,No,0,30,0,25,45,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,Yes,Loan,2012,8800000,20,30,Private commercial banks,Yes,No,No,Yes,No,No,-44,-44,Yes,1,0,-44,-44,10260000,11070000,4520000,3248000,171000,55000,554000,0,14000,65000,36000,775000,996000,124000,0,309000,1090000,652000,Major obstacle,Minor obstacle,Major obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Very severe obstacle,No obstacle,No obstacle,No obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,Tax Rates,Access to finance,Business Licensing and Permits,No obstacle,Yes,Yes,No,Yes,No,No,No,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,No impact,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Truthful,Are estimates computed with some precision, 1231230239,1230239,Jamaica,Jamaica,Garments,239,No,-44,-44,-44,-44,Partnership (including limited liability companies),-44,78,100,0,0,0,Predominantly women,Yes,Yes,45,Makes decisions in consultation with other partners,10,12,Predominantly women,Female,Male,Male,2003,No,Yes,2003,17,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,4,3,2,-44,Yes,2,2,0,-44,Yes,11,2,0,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,100,70,45,0,0,-44,45,35,20,6,Small private firms (less than 20 employees),10,78,12,CLOTHES,83,Local,Do not know,Remained the same,Remained the same,2-5,97,3,7,2007,-99,Refusal to answer,-99,Refusal to answer,1,0,0,3,97,No,-44,Yes,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,Yes,No,No,No,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,-44,Tend to agree,Tend to disagree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,16000,Yes,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,No,19,No,-44,-44,Yes,0,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,5,14,2,8,2,2,1,5,1,1,3,0,1,1,1,0,0,0,0,8,-44,9,5,9,0,2,520000,2,515000,2,536000,1,400000,1,384000,1,412000,2,320000,2,317000,2,320000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,6,150000,6,147000,6,153000,6,130000,6,126000,6,135000,-44,-44,Started but did not complete college/vocational training,Completed college/vocational training,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,-44,-44,-44,-44,-44,-44,-44,-44,Completed secondary,Completed primary school,Completed primary school,Did not complete primary school,Very important,Slightly important,Slightly important,Not important,Very important,Not important,Not important,Slightly important,Critical,Important,Slightly important,Slightly important,Slightly important,Slightly important,Critical,Important,Very important,Critical,Very important,Very important,Very important,Critical,Not important,Not important,Critical,Slightly important,Not important,Very important,Not important,Slightly important,Important,Slightly important,Slightly important,Important,Very important,Very important,Very important,Very important,Critical,Slightly important,Important,Important,Critical,Important,Very important,Not important,Slightly important,Critical,Critical,Very important,Very important,Critical,Important,Very important,Important,Very important,Very important,Not important,Very important,Very important,Very important,Critical,Very important,Important,Critical,Slightly important,Critical,Important,Very important,Very important,Slightly important,Very important,Important,Critical,Important,Important,Critical,Critical,Critical,Critical,Not difficult,Slightly difficult,Difficult,1,6,Difficult,Slightly difficult,Very difficult,0,-44,Slightly difficult,Difficult,Very difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Very difficult,Difficult,Difficult,1,5,Very difficult,Not difficult,Very difficult,0,-44,Important,Important,Not important,Not important,Slightly important,Not important,Slightly important,Very important,Minor obstacle,Very severe obstacle,Minor obstacle,No obstacle,No obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Major obstacle,Private placement office,-44,No,-44,-44,-44,-44,Yes,60,30,No,-44,Yes,Minor obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Yes,100,0,-44,0,Yes,15,Yes,56,14,0,0,20,10,0,0,0,0,0,0,0,-44,16,49,0,0,0,0,35,0,0,0,0,0,0,0,0, ,Yes,Loan,2010,1500000,16,43,Private commercial banks,Yes,No,No,No,Yes,No,-44,235,No,-44,-44,-44,Size of loan and maturity are insufficiant,12980000,12430000,3390000,2975000,334000,118000,1243000,420000,31000,114000,79000,122000,0,4040000,0,2850000,5500000,6612000,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Yes,Yes,No,No,No,No,No,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,No obstacle,Major obstacle,Very severe obstacle,Minor obstacle,-44,-44,-44,-44,-44,Access to finance,Tax administration,Electricity,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,-44,-44,Financial magement and tax and customs administration,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Somewhat truthful,Are estimates computed with some precision, 1231230243,1230243,Jamaica,Jamaica,Garments,243,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,100,0,0,0,All women,Yes,Not applicable,100,Makes major strategic and fiancial decisions,10,2,All men,Male,Male,Male,2003,No,Yes,2003,10,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,1,2,-44,Yes,4,1,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,No,No,Yes,100,60,41,0,0,-44,0,51,49,0,Small private firms (less than 20 employees),0,91,9,CLOTHES,73,Local,0,Decreased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,48,52,No,-44,No,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,Yes,No,No,No,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,-44,Strongly agree,Tend to agree,Tend to agree,Strongly agree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,2000,No,No,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,No,0,Yes,1,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,6,14,2,7,3,2,0,1,0,1,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,2,610000,2,586000,2,616000,1,500000,1,485000,1,515000,1,330000,1,317000,1,330000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,5,250000,5,243000,5,258000,5,180000,5,175000,5,184000,-44,-44,Completed college/vocational training,Completed secondary,University graduate,Started but did not complete college/vocational training,University graduate,Completed secondary,-44,-44,-44,-44,-44,-44,-44,-44,Completed secondary,Did not complete primary school,Did not complete primary school,Did not complete primary school,Very important,Critical,Very important,Very important,Very important,Very important,Important,Very important,Slightly important,Slightly important,Slightly important,Not important,Not important,Important,Slightly important,Very important,Very important,Slightly important,Very important,Very important,Slightly important,Very important,Slightly important,Not important,Slightly important,Slightly important,Slightly important,Not important,Slightly important,Not important,Slightly important,Important,Critical,Very important,Slightly important,Very important,Very important,Critical,Slightly important,Critical,Very important,Slightly important,Important,Important,Slightly important,Slightly important,Important,Important,Critical,Very important,Important,Slightly important,Important,Important,Slightly important,Important,Slightly important,Not important,Very important,Very important,Very important,Very important,Very important,Very important,Critical,Very important,Critical,Slightly important,Very important,Very important,Very important,Critical,Very important,Not important,Very important,Important,Slightly important,Critical,Critical,Slightly important,Not difficult,Difficult,Difficult,1,8,Not difficult,Very difficult,Difficult,0,-44,Slightly difficult,Slightly difficult,Difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Difficult,Not difficult,Slightly difficult,0,-44,Very difficult,Difficult,Not difficult,0,-44,Important,Very important,Not important,Not important,Slightly important,Important,Not important,Not important,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Minor obstacle,Through family/friends,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm cannot afford the optimal level of training,Yes,Minor obstacle,Major obstacle,Minor obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Yes,100,0,-44,0,No,-44,Yes,88,0,0,0,0,7,5,0,0,0,0,0,0,-44,43,0,33,0,0,0,0,24,0,0,0,0,0,0,0, ,Yes,Loan,2011,11000000,15,28,State-owned banks and/or government agencies,Yes,Yes,No,No,No,No,-44,200,No,-44,-44,-44,Collateral requirements for loans or line of credit are unat,9990000,9900000,3450000,3712000,72000,29000,792000,99000,6000,44000,20000,222000,0,1584000,0,4440000,1080000,10123000,No obstacle,Major obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Very severe obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Access to finance,Electricity,Tax Rates,Minor obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Marketing and Operations support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 1231230244,1230244,Jamaica,Jamaica,Garments,244,No,-44,-44,-44,-44,Limited partnership,-44,40,100,0,0,0,Predominantly women,No,No,40,Makes decisions in consultation with other partners,12,4,All men,Male,Male,Male,1995,No,Yes,1995,17,No,-44,-44,No,-44,-44,Yes,6,No,No,-44,-44,Yes,3,1,1,-44,Yes,3,3,0,-44,Yes,7,3,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,100,70,60,0,0,-44,0,100,0,0,Individuals,14,86,0,SCHOOL UNIFORMS,99,Local,Do not know,Remained the same,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,99,1,No,-44,No,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,Yes,No,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,No obstacle,-44,Strongly agree,Tend to disagree,Strongly disagree,Tend to disagree,Yes,No,-44,-44,-44,-44,Yes,1,-44,Yes,1,-44,Yes,1,During working hours,Firearm/gun,Other company property,107000,Group of criminals,Yes,No,There was no insurance requirement,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,5,Outside working hours,Firearm/gun,Other,12000,Gang related,No,Yes,-44,Yes,4,During working hours,Baseball bat,Other,3000,A customer,No,Yes,-44,Yes,5,During working hours,Firearm/gun,Other company property,113000,Gang related,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,6000,Yes,No,Yes,No,Yes,No,-44,-44,No,-44,-44,Yes,No,No,5,Yes,1,No,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,No,2,17,15,3,6,2,4,0,6,2,3,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,3,770000,3,739000,3,778000,0,-44,0,-44,0,-44,1,560000,1,554000,1,571000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,4,440000,4,431000,4,453000,7,200000,7,194000,7,206000,-44,-44,University graduate,Completed secondary,-44,-44,University graduate,University graduate,-44,-44,-44,-44,-44,-44,-44,-44,Completed secondary,Completed primary school,Completed primary school,Did not complete primary school,Critical,Very important,Very important,Very important,Very important,Very important,Critical,Very important,Very important,Important,Very important,Important,Important,Very important,Critical,Slightly important,Very important,Very important,Critical,Slightly important,Important,Critical,Slightly important,Very important,Important,Not important,Important,Slightly important,Slightly important,Slightly important,Critical,Important,Very important,Critical,Very important,Slightly important,Critical,Critical,Very important,Critical,Very important,Very important,Important,Slightly important,Critical,Slightly important,Important,Very important,Critical,Important,Critical,Important,Not important,Important,Very important,Important,Not important,Not important,Slightly important,Slightly important,Very important,Very important,Very important,Important,Not important,Slightly important,Very important,Not important,Slightly important,Critical,Critical,Very important,Very important,Slightly important,Very important,Slightly important,Important,Very important,Very important,Very important,Slightly difficult,Difficult,Almost impossible,0,-44,-44,-44,-44,-44,-44,Difficult,Difficult,Almost impossible,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Difficult,Not difficult,Very difficult,0,-44,Slightly difficult,Slightly difficult,Difficult,0,-44,Critical,Important,Slightly important,Not important,Very important,Important,Slightly important,Not important,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,No obstacle,Major obstacle,Major obstacle,Major obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Public announcement/advertisement,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm does not have enough information about training pro,Yes,Very severe obstacle,Minor obstacle,Very severe obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,No,100,0,-44,0,No,-44,No,54,41,0,0,0,5,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,Collateral requirements for loans or line of credit are unat,30500000,29000000,13500000,6780000,166000,79000,2030000,271000,20000,78000,50000,0,0,2610000,0,1060000,1080000,2290000,No obstacle,Major obstacle,Major obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,No obstacle,-44,-44,-44,-44,-44,Corruption,Cost of finance,"Crime, theft and disorder",Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,Community based organization,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 1231230248,1230248,Jamaica,Jamaica,Other manufacturing,248,No,-44,-44,-44,-44,Partnership (including limited liability companies),-44,50,100,0,0,0,Predominantly men,No,No,40,Makes decisions in consultation with other partners,22,7,Predominantly men,Male,Male,Male,1982,No,Yes,1982,39,No,-44,-44,No,-44,-44,Yes,4,No,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,No,No,No,100,90,48,0,0,-44,43,51,6,0,Small private firms (less than 20 employees),0,90,10,FRAMES,Do not know,Local,0,Increased,Increased,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,12,88,No,-44,Yes,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,Yes,No,No,No,Moderate obstacle,Minor obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,No obstacle,-44,Strongly disagree,Tend to disagree,Strongly disagree,Tend to disagree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,3000,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,No,0,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,3,7,1,6,0,0,0,1,0,0,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,1,680000,1,673000,1,694000,0,-44,0,-44,0,-44,1,330000,1,317000,1,330000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,4,250000,4,240000,4,265000,1,140000,1,137000,1,141000,-44,-44,Completed college/vocational training,Started but did not complete secondary,-44,-44,Completed secondary,Completed college/vocational training,-44,-44,-44,-44,-44,-44,-44,-44,Completed college/vocational training,Completed primary school,Completed primary school,Completed primary school,Very important,Slightly important,Critical,Very important,Slightly important,Critical,Not important,Slightly important,Very important,Very important,Not important,Slightly important,Important,Not important,Very important,Critical,Slightly important,Very important,Important,Slightly important,Very important,Critical,Slightly important,Not important,Not important,Slightly important,Very important,Slightly important,Slightly important,Not important,Critical,Very important,Critical,Very important,Critical,Very important,Important,Very important,Critical,Very important,Very important,Slightly important,Slightly important,Slightly important,Very important,Critical,Slightly important,Important,Critical,Very important,Slightly important,Slightly important,Slightly important,Very important,Important,Important,Slightly important,Important,Very important,Slightly important,Critical,Important,Slightly important,Important,Not important,Very important,Very important,Slightly important,Important,Very important,Very important,Important,Important,Slightly important,Critical,Slightly important,Very important,Critical,Critical,Slightly important,Difficult,Difficult,Difficult,1,18,-44,-44,-44,-44,-44,Not difficult,Not difficult,Difficult,1,9,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Very difficult,Difficult,Difficult,0,-44,Slightly difficult,Difficult,Very difficult,0,-44,Important,Important,Not important,Slightly important,Not important,Not important,Slightly important,Critical,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Through family/friends,-44,No,-44,-44,-44,-44,No,-44,-44,-44,Other,Yes,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Minor obstacle,Yes,0,100,-44,0,No,-44,No,52,28,0,0,15,5,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,Collateral requirements for loans or line of credit are unat,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,0,0,370000,792000,414000,348000,985000,No obstacle,No obstacle,Major obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,Moderate obstacle,Minor obstacle,Major obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Yes,Yes,No,Yes,No,Practices of competitors in the informal sector,Corruption,Transportation,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,Private independent fund,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,Yes,Yes,No,No,No,-44,-44,No,-44,-44,Somewhat truthful,Are estimates computed with some precision, 1231230249,1230249,Jamaica,Jamaica,Other manufacturing,249,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Female,Male,1995,No,Yes,1995,14,Yes,6,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,2,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,100,76,48,0,0,-44,10,79,11,0,Individuals,20,78,2,PLYWOOD,31,Local,Do not know,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,100,0,No,-44,Yes,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Very severe obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,-44,Strongly agree,Tend to agree,Strongly disagree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,6000,No,No,No,Yes,No,No,-44,-44,No,-44,-44,No,Yes,Yes,2,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,8,17,2,5,6,4,0,2,2,4,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,2,1330000,2,1303000,2,1330000,0,-44,0,-44,0,-44,1,500000,1,495000,1,510000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,3,340000,3,333000,3,340000,11,280000,11,277000,11,297000,-44,-44,University graduate,Completed college/vocational training,-44,-44,Completed college/vocational training,University graduate,-44,-44,-44,-44,-44,-44,-44,-44,Completed secondary,Completed primary school,Completed secondary,Did not complete primary school,Critical,Very important,Very important,Important,Slightly important,Very important,Slightly important,Not important,Very important,Very important,Slightly important,Slightly important,Slightly important,Slightly important,Very important,Very important,Very important,Critical,Critical,Important,Slightly important,Critical,Slightly important,Slightly important,Very important,Not important,Slightly important,Not important,Not important,Slightly important,Very important,Very important,Very important,Slightly important,Very important,Slightly important,Slightly important,Slightly important,Very important,Very important,Slightly important,Important,Important,Important,Very important,Important,Very important,Very important,Very important,Critical,Critical,Very important,Important,Important,Very important,Slightly important,Not important,Slightly important,Slightly important,Not important,Critical,Critical,Critical,Very important,Critical,Slightly important,Not important,Slightly important,Slightly important,Very important,Critical,Very important,Very important,Critical,Very important,Important,Critical,Very important,Critical,Critical,Very difficult,Slightly difficult,Difficult,0,-44,-44,-44,-44,-44,-44,Slightly difficult,Slightly difficult,Very difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Not difficult,Not difficult,Difficult,0,-44,Difficult,Slightly difficult,Slightly difficult,0,-44,Critical,Critical,Very important,Important,Critical,Not important,Not important,Not important,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,No obstacle,Through family/friends,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm cannot afford the optimal level of training,No,-44,-44,-44,-44,-44,-44,No,100,0,-44,0,No,-44,No,64,21,0,0,10,5,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,1,Insufficient profitability,-44,19040000,19520000,8190000,7020000,91000,32000,1757000,0,7000,45000,25000,0,0,1171000,0,2160000,2240000,5184000,No obstacle,Major obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Major obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,No obstacle,Very severe obstacle,Major obstacle,Yes,Yes,Yes,No,No,"Crime, theft and disorder",Cost of finance,Electricity,No obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Administratie procedure is cumbersome,-44,Yes,International organization,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 1231230251,1230251,Jamaica,Jamaica,Other manufacturing,251,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded,-44,40,100,0,0,0,Equally men and women,No,Yes,34,Delegates decisions to other partners,12,8,Predominantly men,Male,Female,Male,1989,No,Yes,1989,26,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,20,1,10,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,100,90,46,0,0,-44,0,6,94,0,Small private firms (less than 20 employees),22,5,73,PRINTING,47,Local,0,Remained the same,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,26,74,Yes,3,Yes,No,No,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Major obstacle,Very severe obstacle,Major obstacle,No obstacle,-44,Tend to disagree,Tend to agree,Strongly agree,Tend to disagree,Yes,Yes,Still in process,-44,-44,-44,Yes,-44,1380000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,31000,No,No,No,No,No,No,-44,-44,No,-44,-44,No,No,Yes,5,No,-44,-44,Yes,0,0,-44,Yes,5,No,Yes,50,No,No,-44,-44,4,16,3,8,0,5,0,2,0,5,1,0,0,0,1,0,0,0,0,6,-44,-44,-44,6,0,3,430000,2,426000,3,434000,1,300000,1,297000,1,303000,1,240000,1,240000,1,245000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,6,310000,5,301000,6,310000,6,180000,5,180000,6,185000,Increase demand for higher quality product,-44,University graduate,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed college/vocational training,-44,-44,-44,-44,-44,-44,-44,-44,Completed secondary,Completed college/vocational training,Started but did not complete college/vocational training,Completed primary school,Very important,Critical,Important,Very important,Very important,Critical,Slightly important,Important,Critical,Critical,Slightly important,Not important,Very important,Slightly important,Important,Critical,Important,Very important,Very important,Very important,Critical,Critical,Slightly important,Slightly important,Very important,Important,Not important,Not important,Not important,Not important,Critical,Very important,Very important,Very important,Critical,Slightly important,Very important,Critical,Slightly important,Slightly important,Critical,Slightly important,Slightly important,Slightly important,Very important,Critical,Very important,Critical,Very important,Important,Critical,Very important,Slightly important,Important,Very important,Critical,Slightly important,Not important,Not important,Important,Very important,Very important,Very important,Very important,Important,Very important,Very important,Slightly important,Important,Critical,Important,Very important,Important,Important,Very important,Slightly important,Critical,Critical,Critical,Very important,Very difficult,Slightly difficult,Difficult,0,-44,Very difficult,Difficult,Almost impossible,0,-44,Difficult,Not difficult,Almost impossible,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Not difficult,Difficult,Almost impossible,0,-44,Slightly difficult,Not difficult,Difficult,0,-44,Critical,Slightly important,Very important,Slightly important,Very important,Important,Slightly important,Critical,Major obstacle,Minor obstacle,No obstacle,No obstacle,Very severe obstacle,No obstacle,Major obstacle,Major obstacle,Major obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,No obstacle,Moderate obstacle,Through family/friends,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm is affraid of investing in workers that after the t,No,-44,-44,-44,-44,-44,-44,Yes,0,100,-44,0,No,-44,Yes,0,20,0,0,80,0,0,0,0,0,0,0,0,-44,10,79,0,0,0,0,11,0,0,0,0,0,0,0,0, ,Yes,Loan,2011,1800000,12,40,Private commercial banks,Yes,No,No,No,Yes,No,-44,200,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,45600000,53600000,24800000,5800000,861000,334000,1608000,357000,57000,411000,224000,928000,0,5100000,3060000,11200000,7020000,24976000,Moderate obstacle,Very severe obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Very severe obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Very severe obstacle,No obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Minor obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Electricity,Access to finance,Cost of finance,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,-44,-44,"General management, Business development and Strategies supp",-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,No,Somewhat truthful,Are taken directly from the establishment's records, 1231230255,1230255,Jamaica,Jamaica,Other manufacturing,255,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded,-44,50,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Male,Female,Female,2009,No,Yes,2009,32,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,1,0,-44,Yes,4,2,0,-44,Yes,8,4,0,-44,No,-44,-44,-44,-44,Yes,3,Yes,Yes,Yes,100,90,40,0,0,-44,4,28,68,5,Small private firms (less than 20 employees),92,0,8,PAPER PRODUCTION,93,Local,Do not know,Decreased,Increased,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,17,83,Yes,5,Yes,Yes,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,Yes,No,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,No obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,-44,Tend to disagree,Strongly disagree,Tend to agree,Tend to agree,Yes,Yes,No,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,7000,No,No,No,No,No,No,-44,-44,No,-44,-44,No,No,Yes,19,Yes,1,No,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,3,2,3,7,1,4,0,2,0,1,0,1,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,1,1040000,1,1030000,1,1071000,0,-44,0,-44,0,-44,1,570000,1,564000,1,576000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,3,480000,3,466000,3,485000,2,280000,2,277000,2,297000,-44,-44,Completed college/vocational training,Completed college/vocational training,-44,-44,Completed college/vocational training,Completed secondary,-44,-44,-44,-44,-44,-44,-44,-44,Completed college/vocational training,Did not complete primary school,Did not complete primary school,Completed primary school,Slightly important,Critical,Very important,Very important,Critical,Critical,Very important,Very important,Very important,Not important,Slightly important,Important,Slightly important,Slightly important,Very important,Slightly important,Very important,Very important,Important,Very important,Critical,Very important,Not important,Important,Important,Critical,Slightly important,Slightly important,Slightly important,Slightly important,Very important,Very important,Slightly important,Very important,Critical,Critical,Critical,Critical,Very important,Important,Important,Slightly important,Important,Slightly important,Very important,Very important,Very important,Very important,Important,Important,Important,Important,Slightly important,Important,Important,Very important,Not important,Not important,Important,Very important,Very important,Critical,Critical,Important,Important,Important,Critical,Not important,Slightly important,Slightly important,Very important,Critical,Slightly important,Not important,Very important,Slightly important,Critical,Very important,Critical,Very important,Not difficult,Difficult,Slightly difficult,0,-44,-44,-44,-44,-44,-44,Difficult,Difficult,Very difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Slightly difficult,Difficult,Difficult,0,-44,Very difficult,Very difficult,Slightly difficult,0,-44,Important,Important,Not important,Important,Slightly important,Not important,Very important,Slightly important,Minor obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Minor obstacle,Very severe obstacle,Minor obstacle,No obstacle,Public announcement/advertisement,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm does not have enough information about training pro,Yes,Minor obstacle,Major obstacle,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Yes,100,0,-44,0,Yes,17,Yes,58,27,0,0,10,5,0,0,0,0,0,0,0,-44,54,0,0,0,0,0,46,0,0,0,0,0,0,0,0, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,28500000,32250000,20400000,3720000,215000,63000,2903000,491000,15000,91000,45000,847000,0,1050000,0,1650000,2260000,3581000,Major obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,No obstacle,Major obstacle,Yes,Yes,Yes,No,No,Tax Rates,Tax administration,Cost of finance,Minor obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,-44,-44,Financial magement and tax and customs administration,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Somewhat truthful,Are estimates computed with some precision, 1231230258,1230258,Jamaica,Jamaica,Other manufacturing,258,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All women,Female,Female,Female,2000,No,Yes,2000,12,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,3,0,-44,Yes,4,1,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,100,85,40,0,0,-44,10,70,20,0,Small private firms (less than 20 employees),0,90,10,PRINTING,86,Local,0,Remained the same,Increased,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,72,28,No,-44,Yes,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Moderate obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,No obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,No obstacle,-44,Strongly agree,Strongly agree,Tend to disagree,Tend to agree,Yes,No,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,5000,No,No,No,No,No,No,-44,-44,No,-44,-44,No,No,No,0,Yes,1,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,4,5,1,4,0,0,0,1,0,0,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,1,630000,1,617000,1,649000,0,-44,0,-44,0,-44,1,580000,1,563000,1,580000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,3,420000,3,403000,3,420000,0,-44,0,-44,0,-44,-44,-44,University graduate,Started but did not complete secondary,-44,-44,Started but did not complete college/vocational training,Completed secondary,-44,-44,-44,-44,-44,-44,-44,-44,Completed college/vocational training,Did not complete primary school,-44,-44,Not important,Very important,Very important,Very important,Important,Very important,Important,Slightly important,Not important,Slightly important,Not important,Slightly important,Important,Slightly important,Important,Very important,Critical,Slightly important,Very important,Slightly important,Slightly important,Critical,Slightly important,Very important,Not important,Slightly important,Important,Not important,Not important,Important,Very important,Critical,Important,Critical,Very important,Very important,Critical,Very important,Slightly important,Critical,Very important,Very important,Critical,Important,Important,Slightly important,Slightly important,Slightly important,Critical,Very important,Slightly important,Slightly important,Important,Very important,Important,Very important,Important,Slightly important,Slightly important,Not important,Very important,Slightly important,Important,Very important,Very important,Important,Slightly important,Not important,Important,Very important,Critical,Important,Slightly important,Important,Critical,Very important,Slightly important,Critical,Important,Critical,Not difficult,Slightly difficult,Almost impossible,0,-44,-44,-44,-44,-44,-44,Slightly difficult,Slightly difficult,Difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Slightly difficult,Slightly difficult,Difficult,0,-44,-44,-44,-44,-44,-44,Important,Very important,Slightly important,Slightly important,Important,Slightly important,Not important,Not important,Very severe obstacle,Major obstacle,No obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Major obstacle,Very severe obstacle,Major obstacle,No obstacle,Public placement office,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm does not have enough information about training pro,Yes,Major obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,No,100,0,-44,0,Yes,17,No,55,14,0,0,10,0,0,0,0,16,0,5,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,Collateral requirements for loans or line of credit are unat,11800000,13400000,6150000,2240000,163000,48000,938000,134000,13000,48000,34000,0,0,1742000,0,3240000,2100000,7387000,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,No obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,Access to finance,Transportation,Inadequately educated workforce,Minor obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Too expensive,-44,No,-44,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 1231230260,1230260,Jamaica,Jamaica,Other manufacturing,260,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,2000,No,Yes,2000,10,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,1,1,-44,No,-44,-44,-44,-44,Yes,10,2,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,100,60,48,0,0,-44,5,83,12,0,Small private firms (less than 20 employees),5,91,4,PRINTING,95,Local,0,Remained the same,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,86,14,No,-44,Yes,Yes,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Major obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,-44,Strongly agree,Strongly agree,Strongly disagree,Strongly agree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,6000,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,5,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,Yes,2,4,11,3,3,5,0,0,1,2,0,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,3,950000,3,941000,3,979000,0,-44,0,-44,0,-44,1,460000,1,446000,1,469000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,2,390000,2,378000,2,406000,5,250000,6,240000,5,253000,Economic upturn/downturn,-44,Started but did not complete college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed college/vocational training,Completed college/vocational training,-44,-44,-44,-44,-44,-44,-44,-44,Completed secondary,Completed primary school,Completed secondary,Did not complete primary school,Slightly important,Critical,Slightly important,Very important,Not important,Very important,Important,Important,Important,Slightly important,Slightly important,Important,Important,Not important,Very important,Critical,Important,Very important,Very important,Very important,Critical,Critical,Very important,Slightly important,Important,Very important,Slightly important,Important,Very important,Slightly important,Slightly important,Slightly important,Very important,Critical,Very important,Very important,Very important,Very important,Very important,Important,Important,Slightly important,Important,Important,Slightly important,Slightly important,Important,Important,Very important,Critical,Slightly important,Important,Very important,Critical,Important,Important,Slightly important,Not important,Important,Slightly important,Slightly important,Critical,Critical,Slightly important,Slightly important,Very important,Slightly important,Very important,Important,Critical,Critical,Very important,Very important,Slightly important,Very important,Important,Important,Very important,Slightly important,Very important,Almost impossible,Not difficult,Slightly difficult,0,-44,-44,-44,-44,-44,-44,Difficult,Very difficult,Difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Difficult,Not difficult,Slightly difficult,2,1,Difficult,Not difficult,Slightly difficult,0,-44,Very important,Very important,Very important,Important,Very important,Very important,Not important,Important,Moderate obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Public announcement/advertisement,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm does not have enough information about training pro,Yes,Very severe obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No,100,0,-44,0,No,-44,Yes,77,18,0,0,5,0,0,0,0,0,0,0,0,-44,36,64,0,0,0,0,0,0,0,0,0,0,0,0,0, ,Yes,Loan,2011,12000000,16,36,Private commercial banks,Yes,No,No,Yes,No,No,-44,220,No,-44,-44,-44,Interest rates are not favorable,15860000,14170000,6435000,4452000,158000,46000,425000,283000,17000,58000,37000,620000,0,586000,808000,832000,2340000,1905000,Minor obstacle,Very severe obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Major obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Yes,Yes,No,Yes,No,Tax Rates,Access to finance,Electricity,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not aware of this type of assistance and don't know it advan,-44,Yes,Government based organization,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are estimates computed with some precision, 1231230263,1230263,Jamaica,Jamaica,Other manufacturing,263,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded,-44,100,100,0,0,0,Predominantly men,No,Yes,23,Makes decisions in consultation with other partners,8,5,Predominantly men,Male,Female,Female,1978,No,Yes,1978,22,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,1,2,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,100,95,51,0,0,-44,0,0,100,0,Individuals,96,0,4,PAPER,100,Local,0,Remained the same,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,89,11,Yes,12,Yes,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,No obstacle,-44,Tend to agree,Tend to agree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,-44,396000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,43000,No,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,Yes,15,Yes,2,No,Yes,0,0,-44,No,-44,-44,No,-44,-44,Yes,26,2,60,20,3,6,8,3,0,1,1,3,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,3,740000,3,710000,3,762000,0,-44,0,-44,0,-44,1,500000,1,500000,1,515000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,4,410000,4,398000,4,435000,12,210000,13,206000,12,218000,Increase demand for higher quality product,-44,University graduate,Completed college/vocational training,-44,-44,University graduate,Completed college/vocational training,-44,-44,-44,-44,-44,-44,-44,-44,Started but did not complete secondary,Did not complete primary school,Completed primary school,Completed primary school,Critical,Critical,Very important,Slightly important,Critical,Very important,Very important,Slightly important,Not important,Very important,Slightly important,Important,Not important,Slightly important,Important,Important,Slightly important,Critical,Very important,Very important,Critical,Critical,Not important,Important,Important,Very important,Not important,Slightly important,Not important,Slightly important,Not important,Slightly important,Very important,Very important,Critical,Very important,Very important,Slightly important,Critical,Very important,Important,Very important,Very important,Important,Important,Not important,Critical,Slightly important,Slightly important,Slightly important,Very important,Not important,Slightly important,Important,Not important,Important,Important,Slightly important,Not important,Slightly important,Very important,Very important,Very important,Critical,Very important,Slightly important,Very important,Important,Slightly important,Critical,Very important,Critical,Important,Slightly important,Slightly important,Not important,Very important,Critical,Critical,Slightly important,Difficult,Difficult,Not difficult,1,7,-44,-44,-44,-44,-44,Slightly difficult,Slightly difficult,Almost impossible,1,11,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Difficult,Difficult,Not difficult,0,-44,Slightly difficult,Difficult,Slightly difficult,0,-44,Important,Critical,Very important,Not important,Important,Very important,Important,Important,Major obstacle,Major obstacle,Minor obstacle,Very severe obstacle,Major obstacle,No obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,No obstacle,Through family/friends,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The benefits of training are small than the costs,Yes,Moderate obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Yes,100,0,-44,0,Yes,20,Yes,85,10,0,0,0,5,0,0,0,0,0,0,0,-44,55,0,0,0,0,0,45,0,0,0,0,0,0,0,0, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,48000000,43600000,25200000,8190000,875000,284000,4360000,436000,107000,332000,252000,2440000,0,10200000,5050000,52500000,18900000,116550000,No obstacle,No obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,No obstacle,Major obstacle,Major obstacle,No obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Very severe obstacle,No,Yes,No,No,No,"Crime, theft and disorder",Cost of finance,Access to finance,No obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not aware of this type of assistance and don't know it advan,-44,No,-44,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 1231230266,1230266,Jamaica,Jamaica,Other manufacturing,266,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Male,2000,No,Yes,2000,7,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,2,0,-44,Yes,4,2,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,100,85,80,0,0,-44,15,59,26,0,Small private firms (less than 20 employees),0,96,4,PRINTING SERVICES,61,Local,0,Increased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,92,8,No,-44,Yes,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,Yes,No,No,Very severe obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,-44,Tend to disagree,Tend to agree,Tend to agree,Strongly agree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,9000,Yes,No,Yes,No,Yes,No,-44,-44,No,-44,-44,No,Yes,No,0,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,No,2,6,15,3,6,6,0,0,2,2,0,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,3,790000,3,774000,3,790000,1,500000,1,480000,1,510000,1,330000,1,327000,1,333000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,4,410000,4,410000,4,418000,6,320000,6,320000,6,320000,-44,-44,University graduate,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Started but did not complete college/vocational training,University graduate,-44,-44,-44,-44,-44,-44,-44,-44,Completed secondary,Started but did not complete secondary,Completed secondary,Completed primary school,Important,Very important,Important,Very important,Very important,Not important,Important,Important,Important,Critical,Very important,Not important,Slightly important,Not important,Slightly important,Critical,Slightly important,Critical,Critical,Very important,Important,Very important,Slightly important,Important,Not important,Slightly important,Not important,Not important,Important,Important,Very important,Very important,Very important,Very important,Critical,Critical,Very important,Critical,Slightly important,Very important,Critical,Important,Critical,Important,Very important,Slightly important,Slightly important,Very important,Critical,Critical,Very important,Very important,Important,Very important,Important,Very important,Not important,Not important,Slightly important,Slightly important,Very important,Slightly important,Very important,Slightly important,Not important,Important,Very important,Not important,Very important,Important,Very important,Critical,Very important,Very important,Important,Slightly important,Important,Slightly important,Critical,Critical,Not difficult,Very difficult,Slightly difficult,0,-44,Difficult,Very difficult,Slightly difficult,0,-44,Slightly difficult,Slightly difficult,Difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Slightly difficult,Difficult,Almost impossible,1,6,Very difficult,Slightly difficult,Difficult,0,-44,Very important,Very important,Not important,Not important,Slightly important,Very important,Not important,Very important,Major obstacle,Minor obstacle,Major obstacle,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,No obstacle,Moderate obstacle,Through family/friends,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The benefits of training are small than the costs,No,-44,-44,-44,-44,-44,-44,Yes,100,0,-44,0,No,-44,No,58,32,0,0,10,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,Yes,Loan,2010,6000000,16,41,Private commercial banks,Yes,No,Yes,Yes,No,No,-44,-44,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,19520000,20640000,7371000,6804000,347000,133000,619000,413000,30000,143000,89000,826000,0,2600000,1010000,5700000,3480000,12141000,No obstacle,Moderate obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Very severe obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Major obstacle,Very severe obstacle,No obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,Tax Rates,"Crime, theft and disorder",Access to finance,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 1231230274,1230274,Jamaica,Jamaica,Non-metallic mineral products,274,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,2000,No,Yes,2000,10,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,2,2,-44,Yes,2,1,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,100,50,40,0,0,-44,36,56,8,15,Small private firms (less than 20 employees),24,72,4,CONCRETE,39,Local,0,Decreased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,71,29,No,-44,No,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,No obstacle,-44,Tend to disagree,Tend to agree,Tend to agree,Strongly agree,No,-44,-44,-44,-44,-44,Yes,5,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,6000,No,No,No,No,No,No,-44,-44,No,-44,-44,No,No,Yes,0,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,3,2,5,13,3,4,6,0,0,1,1,0,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,3,1680000,3,1613000,3,1697000,0,-44,0,-44,0,-44,1,540000,1,524000,1,551000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,2,430000,2,426000,2,434000,7,360000,7,346000,7,374000,-44,-44,University graduate,Completed college/vocational training,-44,-44,Completed college/vocational training,Completed college/vocational training,-44,-44,-44,-44,-44,-44,-44,-44,Completed secondary,Completed primary school,Started but did not complete secondary,Did not complete primary school,Important,Very important,Very important,Important,Not important,Critical,Very important,Critical,Slightly important,Slightly important,Important,Not important,Very important,Slightly important,Very important,Important,Important,Very important,Very important,Very important,Critical,Important,Important,Slightly important,Not important,Important,Slightly important,Not important,Very important,Very important,Important,Critical,Very important,Slightly important,Important,Very important,Important,Critical,Very important,Very important,Very important,Important,Important,Not important,Important,Slightly important,Critical,Critical,Very important,Critical,Important,Slightly important,Important,Important,Not important,Very important,Slightly important,Slightly important,Important,Slightly important,Critical,Very important,Very important,Very important,Critical,Slightly important,Critical,Very important,Important,Slightly important,Slightly important,Very important,Important,Very important,Critical,Critical,Slightly important,Very important,Important,Important,Difficult,Very difficult,Difficult,0,-44,-44,-44,-44,-44,-44,Not difficult,Almost impossible,Almost impossible,3,11,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Difficult,Not difficult,Difficult,0,-44,Slightly difficult,Slightly difficult,Slightly difficult,0,-44,Important,Important,Important,Not important,Important,Not important,Slightly important,Important,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,No obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,No obstacle,Public placement office,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm is affraid of investing in workers that after the t,No,-44,-44,-44,-44,-44,-44,Yes,100,0,-44,0,No,-44,Yes,60,0,15,0,25,0,0,0,0,0,0,0,0,-44,48,0,0,0,0,0,0,52,0,0,0,0,0,0,0, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,24800000,25200000,9520000,6670000,206000,95000,1512000,371000,18000,107000,44000,756000,0,3024000,0,1070000,1100000,2482000,No obstacle,Moderate obstacle,No obstacle,Major obstacle,Yes,Yes,Yes,Yes,No,No,No,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Major obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Access to finance,Cost of finance,"Crime, theft and disorder",Moderate obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,-44,-44,Financial magement and tax and customs administration,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 1231230275,1230275,Jamaica,Jamaica,Non-metallic mineral products,275,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,0,100,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Female,1995,No,Yes,1995,7,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,Yes,3,2,0,-44,Yes,8,4,0,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,100,80,40,0,0,-44,29,66,5,3,Individuals,0,90,10,CONCRETE CASTING,100,Local,0,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,80,20,No,-44,Yes,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Major obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Minor obstacle,No obstacle,-44,Tend to agree,Strongly disagree,Strongly agree,Strongly agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,10000,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,No,11,Yes,1,No,Yes,0,10,-44,No,-44,-44,No,-44,-44,No,-44,-44,10,12,3,5,2,2,1,1,1,1,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,3,1340000,3,1340000,3,1367000,0,-44,0,-44,0,-44,1,480000,1,480000,1,485000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,4,430000,4,421000,4,434000,4,280000,4,269000,4,286000,-44,-44,Started but did not complete college/vocational training,Completed college/vocational training,-44,-44,Completed college/vocational training,Completed college/vocational training,-44,-44,-44,-44,-44,-44,-44,-44,Completed secondary,Started but did not complete secondary,Completed secondary,Completed primary school,Slightly important,Important,Important,Very important,Very important,Slightly important,Slightly important,Slightly important,Critical,Not important,Important,Slightly important,Slightly important,Slightly important,Critical,Very important,Critical,Very important,Very important,Critical,Important,Very important,Important,Very important,Important,Slightly important,Important,Very important,Important,Not important,Slightly important,Critical,Slightly important,Slightly important,Very important,Very important,Critical,Very important,Slightly important,Very important,Very important,Slightly important,Very important,Important,Slightly important,Slightly important,Very important,Very important,Very important,Critical,Very important,Important,Very important,Slightly important,Very important,Important,Slightly important,Slightly important,Important,Not important,Important,Important,Very important,Critical,Critical,Important,Very important,Critical,Very important,Very important,Critical,Critical,Very important,Important,Critical,Slightly important,Critical,Critical,Very important,Very important,Difficult,Not difficult,Almost impossible,0,-44,-44,-44,-44,-44,-44,Difficult,Not difficult,Difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Slightly difficult,Difficult,Very difficult,0,-44,Slightly difficult,Almost impossible,Difficult,0,-44,Important,Very important,Important,Not important,Important,Very important,Not important,Slightly important,Minor obstacle,Major obstacle,Moderate obstacle,No obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Through family/friends,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The benefits of training are small than the costs,Yes,Moderate obstacle,Very severe obstacle,Minor obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Yes,100,0,-44,0,No,-44,No,65,15,0,0,15,5,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,33320000,34440000,14740000,5368000,171000,82000,1722000,344000,16000,64000,54000,0,0,1872000,0,6840000,1150000,16074000,Moderate obstacle,No obstacle,Major obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Major obstacle,No obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Transportation,Tax administration,Moderate obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 1231230276,1230276,Jamaica,Jamaica,Non-metallic mineral products,276,No,-44,-44,-44,-44,Limited partnership,-44,55,100,0,0,0,Equally men and women,No,Yes,23,Delegates decisions to other partners,8,10,Predominantly men,Male,Female,Female,2003,No,Yes,2003,5,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,2,0,-44,Yes,1,1,0,-44,Yes,6,4,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,100,61,80,0,0,-44,14,59,27,0,Individuals,0,92,8,GRANITE COUNTER TOPS,56,Local,10,Decreased,Increased,More than 5,90,10,0,2004,-99,Refusal to answer,-99,Refusal to answer,5,0,0,92,8,No,-44,Yes,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,No obstacle,-44,Tend to disagree,Strongly disagree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,9000,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,1,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,16,17,2,6,6,3,0,1,2,2,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,2,1320000,2,1307000,2,1346000,0,-44,0,-44,0,-44,1,520000,1,504000,1,525000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,5,390000,5,374000,5,410000,9,240000,9,240000,9,252000,-44,-44,Completed secondary,Completed college/vocational training,-44,-44,Completed college/vocational training,University graduate,-44,-44,-44,-44,-44,-44,-44,-44,Completed college/vocational training,Started but did not complete college/vocational training,Started but did not complete college/vocational training,Did not complete primary school,Slightly important,Very important,Critical,Important,Very important,Very important,Critical,Important,Critical,Critical,Not important,Slightly important,Very important,Very important,Very important,Very important,Critical,Slightly important,Important,Slightly important,Critical,Critical,Slightly important,Important,Not important,Very important,Not important,Not important,Very important,Important,Very important,Slightly important,Critical,Very important,Very important,Very important,Very important,Critical,Slightly important,Slightly important,Very important,Very important,Important,Not important,Important,Slightly important,Slightly important,Important,Critical,Very important,Critical,Very important,Not important,Very important,Not important,Very important,Slightly important,Not important,Not important,Slightly important,Slightly important,Slightly important,Critical,Very important,Important,Important,Very important,Not important,Very important,Important,Very important,Critical,Very important,Not important,Critical,Slightly important,Very important,Important,Very important,Important,Slightly difficult,Not difficult,Slightly difficult,0,-44,-44,-44,-44,-44,-44,Difficult,Difficult,Almost impossible,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Slightly difficult,Slightly difficult,Difficult,0,-44,Slightly difficult,Difficult,Difficult,0,-44,Important,Slightly important,Very important,Not important,Very important,Slightly important,Important,Important,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Through family/friends,-44,Yes to fire,No,-44,Yes,3,No,-44,-44,-44,The firm cannot afford the optimal level of training,Yes,Minor obstacle,Major obstacle,Very severe obstacle,Minor obstacle,Very severe obstacle,Very severe obstacle,Yes,100,0,-44,0,No,-44,No,52,0,38,0,10,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,Collateral requirements for loans or line of credit are unat,37500000,38400000,16320000,8260000,324000,146000,3840000,0,42000,96000,68000,384000,0,3090000,1010000,5700000,3150000,13338000,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Very severe obstacle,No obstacle,Moderate obstacle,No obstacle,Moderate obstacle,No obstacle,Major obstacle,Very severe obstacle,No obstacle,No obstacle,Major obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,Tax Rates,Customs and Trade Regulations,Cost of finance,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 1231230279,1230279,Jamaica,Jamaica,Other manufacturing,279,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,1960,No,Yes,1960,32,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,3,1,-44,Yes,4,3,0,-44,Yes,6,2,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,100,90,61,0,0,-44,5,95,0,0,Small private firms (less than 20 employees),26,64,10,FRAMES,100,Local,Do not know,Increased,Increased,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,100,0,No,-44,Yes,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,Yes,No,No,No,Minor obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,No obstacle,-44,Tend to agree,Tend to disagree,Tend to agree,Strongly agree,Yes,No,-44,-44,-44,-44,Yes,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,110000,No,No,No,No,No,No,-44,-44,No,-44,-44,No,No,No,0,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,5,2,-66,12,2,5,4,1,0,1,1,1,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,2,1710000,2,1693000,2,1710000,0,-44,0,-44,0,-44,1,1500000,1,1470000,1,1515000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,4,1130000,4,1130000,4,1130000,5,820000,5,812000,5,845000,-44,-44,Started but did not complete college/vocational training,Completed secondary,-44,-44,Completed college/vocational training,Completed college/vocational training,-44,-44,-44,-44,-44,-44,-44,-44,Completed secondary,Completed primary school,Completed secondary,Completed primary school,Slightly important,Very important,Important,Important,Important,Important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Slightly important,Very important,Critical,Very important,Very important,Slightly important,Critical,Critical,Very important,Important,Not important,Slightly important,Important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Not important,Very important,Very important,Critical,Slightly important,Slightly important,Very important,Very important,Important,Critical,Very important,Important,Slightly important,Not important,Critical,Important,Critical,Slightly important,Slightly important,Slightly important,Critical,Important,Slightly important,Important,Important,Very important,Slightly important,Not important,Important,Important,Very important,Very important,Very important,Critical,Not important,Slightly important,Critical,Important,Slightly important,Critical,Critical,Critical,Slightly important,Critical,Very important,Very important,Critical,Very important,Critical,Critical,Slightly difficult,Very difficult,Very difficult,0,-44,-44,-44,-44,-44,-44,Slightly difficult,Difficult,Difficult,2,5,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Difficult,Difficult,Very difficult,1,4,Slightly difficult,Not difficult,Difficult,0,-44,Very important,Critical,Not important,Slightly important,Very important,Very important,Important,Not important,Moderate obstacle,Major obstacle,No obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Through family/friends,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm cannot afford the optimal level of training,No,-44,-44,-44,-44,-44,-44,Yes,100,0,-44,0,Yes,15,No,60,20,0,0,20,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,Yes,Loan,2012,6800000,16,35,Private commercial banks,Yes,No,No,No,Yes,No,-44,150,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,51888000,55200000,12696000,14904000,9384000,2208000,2208000,1656000,1104000,4416000,552000,0,0,8280000,0,11509000,4372000,25665000,No obstacle,Major obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,Very severe obstacle,Minor obstacle,-44,-44,-44,-44,-44,Electricity,Cost of finance,"Crime, theft and disorder",No obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,Local business association,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are estimates computed with some precision, 1231230284,1230284,Jamaica,Jamaica,Other manufacturing,284,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,2002,No,Yes,2002,8,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,1,0,-44,Yes,1,2,0,-44,Yes,11,4,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,100,80,61,0,0,-44,6,75,19,0,Individuals,0,86,14,CUTLASSES,54,Local,0,Remained the same,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,86,14,No,-44,Yes,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,No obstacle,-44,Tend to agree,Tend to agree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,3,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,7000,No,No,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,No,0,Yes,1,Yes,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,5,13,2,6,5,0,0,3,2,0,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,2,570000,2,553000,2,570000,0,-44,0,-44,0,-44,1,490000,1,475000,1,495000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,4,380000,4,365000,4,399000,6,240000,6,240000,6,240000,-44,-44,Completed secondary,Completed secondary,-44,-44,University graduate,University graduate,-44,-44,-44,-44,-44,-44,-44,-44,Completed secondary,Completed primary school,Completed primary school,Did not complete primary school,Very important,Slightly important,Critical,Not important,Very important,Important,Very important,Important,Not important,Important,Not important,Not important,Slightly important,Very important,Slightly important,Critical,Very important,Very important,Very important,Important,Very important,Critical,Slightly important,Slightly important,Slightly important,Very important,Slightly important,Important,Very important,Important,Slightly important,Very important,Very important,Very important,Very important,Slightly important,Slightly important,Important,Critical,Very important,Important,Very important,Slightly important,Slightly important,Very important,Slightly important,Very important,Important,Important,Very important,Critical,Not important,Not important,Important,Critical,Critical,Slightly important,Not important,Very important,Slightly important,Very important,Critical,Slightly important,Slightly important,Slightly important,Very important,Critical,Very important,Important,Very important,Important,Very important,Slightly important,Slightly important,Critical,Important,Very important,Very important,Slightly important,Very important,Slightly difficult,Not difficult,Difficult,0,-44,-44,-44,-44,-44,-44,Difficult,Difficult,Very difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Slightly difficult,Not difficult,Slightly difficult,1,1,Slightly difficult,Difficult,Slightly difficult,0,-44,Important,Very important,Slightly important,Critical,Very important,Very important,Important,Not important,Moderate obstacle,Moderate obstacle,No obstacle,Major obstacle,No obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,No obstacle,Public placement office,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm cannot afford the optimal level of training,Yes,Moderate obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Minor obstacle,Yes,100,0,-44,0,Yes,16,No,73,10,0,0,12,5,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,17250000,16500000,8470000,5650000,185000,52000,1815000,330000,14000,48000,48000,0,0,606000,1000000,2180000,2240000,4927000,No obstacle,No obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,No obstacle,Major obstacle,Major obstacle,Minor obstacle,-44,-44,-44,-44,-44,"Crime, theft and disorder",Access to finance,Cost of finance,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Financial magement and tax and customs administration,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are estimates computed with some precision, 1231230288,1230288,Jamaica,Jamaica,Other manufacturing,288,No,-44,-44,-44,-44,Partnership (including limited liability companies),-44,30,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Female,Female,2004,No,Yes,2004,6,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,Yes,4,2,0,-44,Yes,7,2,0,-44,No,-44,-44,-44,-44,Yes,1,Yes,No,Yes,100,80,61,0,0,-44,13,80,7,0,Small private firms (less than 20 employees),5,75,20,GLASSES,100,Local,0,Decreased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,52,48,No,-44,Yes,Yes,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Major obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,No obstacle,-44,Tend to disagree,Tend to agree,Strongly agree,Strongly agree,Yes,No,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,4000,Yes,No,Yes,No,No,No,-44,-44,No,-44,-44,No,No,Yes,4,Yes,1,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,12,10,1,6,1,2,0,4,1,2,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,1,1710000,1,1642000,1,1761000,0,-44,0,-44,0,-44,1,600000,1,576000,1,612000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,4,440000,4,436000,4,458000,4,270000,4,267000,4,278000,-44,-44,Completed college/vocational training,University graduate,-44,-44,Started but did not complete college/vocational training,Completed college/vocational training,-44,-44,-44,-44,-44,-44,-44,-44,Started but did not complete secondary,Completed primary school,Completed primary school,Did not complete primary school,Very important,Very important,Very important,Important,Slightly important,Critical,Important,Slightly important,Not important,Very important,Not important,Not important,Slightly important,Slightly important,Important,Slightly important,Very important,Critical,Important,Very important,Important,Critical,Not important,Slightly important,Very important,Very important,Not important,Not important,Slightly important,Not important,Very important,Very important,Very important,Very important,Very important,Very important,Critical,Very important,Critical,Critical,Very important,Critical,Slightly important,Important,Very important,Slightly important,Very important,Critical,Important,Very important,Important,Slightly important,Not important,Very important,Very important,Very important,Important,Not important,Slightly important,Slightly important,Critical,Very important,Very important,Very important,Very important,Very important,Important,Important,Important,Not important,Very important,Critical,Very important,Slightly important,Slightly important,Slightly important,Very important,Very important,Critical,Very important,Difficult,Very difficult,Difficult,0,-44,-44,-44,-44,-44,-44,Not difficult,Slightly difficult,Very difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Slightly difficult,Very difficult,Almost impossible,0,-44,Slightly difficult,Slightly difficult,Difficult,0,-44,Important,Slightly important,Very important,Very important,Not important,Very important,Not important,Slightly important,Very severe obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Major obstacle,Very severe obstacle,Major obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Minor obstacle,Through family/friends,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm cannot afford the optimal level of training,Yes,Minor obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,No,100,0,-44,0,Yes,16,No,51,24,0,0,20,5,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,Collateral requirements for loans or line of credit are unat,18150000,18300000,6720000,5166000,93000,25000,1830000,366000,5000,30000,18000,0,0,918000,2000000,2160000,2180000,4795000,No obstacle,Minor obstacle,Major obstacle,Major obstacle,Yes,No,No,No,No,No,No,Moderate obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Tax administration,Tax Rates,Access to finance,Very severe obstacle,Yes,Yes,Yes,Yes,No,Yes,No,Yes,Moderated impact,Yes,Moderated impact,-44,-44,Yes,No impact,-44,-44,Yes,Moderated impact,No,No impact,-44,-44,Yes,Large impact,-44,-44,Yes,No impact,Yes,Moderated impact,-44,-44,No,Moderated impact,-44,-44,Yes,Moderated impact,Yes,Large impact,-44,-44,No,No impact,-44,-44,No,No impact,Yes,Moderated impact,-44,-44,Yes,Large impact,-44,-44,Yes,Large impact,Yes,Moderated impact,-44,-44,Yes,No impact,-44,-44,Yes,Moderated impact,No,Moderated impact,-44,-44,No,No impact,-44,-44,Yes,No impact,Yes,Moderated impact,-44,-44,Yes,No impact,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Somewhat truthful,Are taken directly from the establishment's records, 1231230292,1230292,Jamaica,Jamaica,Other manufacturing,292,No,-44,-44,-44,-44,Limited partnership,-44,40,100,0,0,0,Predominantly women,No,Yes,49,Makes major strategic and fiancial decisions,9,3,Predominantly women,Male,Female,Male,1998,No,Yes,1998,17,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,1,1,-44,No,-44,-44,-44,-44,Yes,7,2,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,100,70,50,0,0,-44,0,90,10,0,Small private firms (less than 20 employees),20,80,0,DINNER SETS,90,Local,Do not know,Increased,Decreased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,87,13,No,-44,Yes,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,Yes,No,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Major obstacle,Major obstacle,No obstacle,-44,Tend to disagree,Strongly agree,Strongly disagree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,1,-44,Yes,2,-44,Yes,1,Outside working hours,Knife,Goods or stock,57000,Gang related,No,No,There was no insurance requirement,Yes,2,During working hours,Knife,Money,0,Group of criminals,Yes,No,No loss or damage,Yes,1,Outside working hours,Other,Other company property,120000,Group of criminals,No,Yes,-44,Yes,2,Outside working hours,Baseball bat,Goods or stock,0,A customer,No,No,No loss or damage,Yes,1,During working hours,Firearm/gun,Other,3000,Someone working alone,No,Yes,-44,Yes,5,Outside working hours,Firearm/gun,Personal possessions of employees or customers,131000,Gang related,No,Yes,-44,Yes,1,Outside working hours,Firearm/gun,Money,17000,Other,No,Yes,-44,No,-44,-44,9000,No,No,No,No,Yes,No,-44,-44,No,-44,-44,No,No,No,6,Yes,1,No,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,Yes,2,10,10,1,6,2,1,0,2,1,1,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,1,1330000,1,1330000,1,1330000,1,820000,1,804000,1,836000,1,590000,1,572000,1,590000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,4,390000,4,386000,4,413000,3,260000,3,260000,3,273000,-44,-44,Completed college/vocational training,Started but did not complete college/vocational training,University graduate,Started but did not complete college/vocational training,Completed college/vocational training,Completed secondary,-44,-44,-44,-44,-44,-44,-44,-44,Started but did not complete secondary,Completed primary school,Completed secondary,Did not complete primary school,Important,Very important,Critical,Important,Important,Very important,Slightly important,Critical,Important,Critical,Slightly important,Important,Not important,Slightly important,Critical,Slightly important,Slightly important,Very important,Very important,Very important,Very important,Very important,Slightly important,Slightly important,Important,Slightly important,Important,Not important,Slightly important,Important,Very important,Very important,Important,Very important,Very important,Important,Slightly important,Very important,Critical,Very important,Important,Very important,Not important,Not important,Very important,Not important,Slightly important,Very important,Critical,Very important,Very important,Slightly important,Slightly important,Very important,Important,Very important,Very important,Slightly important,Slightly important,Important,Critical,Critical,Slightly important,Critical,Critical,Important,Critical,Very important,Very important,Very important,Critical,Very important,Important,Slightly important,Critical,Slightly important,Very important,Very important,Critical,Important,Almost impossible,Almost impossible,Difficult,0,-44,Difficult,Difficult,Difficult,4,17,Slightly difficult,Difficult,Difficult,3,9,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Slightly difficult,Difficult,Slightly difficult,0,-44,Very difficult,Slightly difficult,Very difficult,0,-44,Important,Very important,Important,Important,Very important,Critical,Not important,Very important,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Private placement office,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm cannot afford the optimal level of training,No,-44,-44,-44,-44,-44,-44,No,100,0,-44,0,No,-44,No,40,40,0,0,10,10,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,1,Collateral or cosigners unacceptable,-44,18600000,16650000,8160000,4760000,195000,96000,500000,271000,14000,95000,47000,0,0,167000,666000,1080000,2100000,2398000,Minor obstacle,Major obstacle,Major obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,No,No,Yes,Yes,No,Tax Rates,Tax administration,Corruption,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,-44,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,Somewhat truthful,Are estimates computed with some precision, 1231230300,1230300,Jamaica,Jamaica,Other manufacturing,300,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,2004,No,Yes,2004,10,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,2,1,-44,Yes,4,1,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,No,No,Yes,100,80,50,0,0,-44,14,83,3,0,Small private firms (less than 20 employees),5,74,21,JWELLERY,100,Local,8,Remained the same,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,69,31,No,-44,Yes,Yes,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,Yes,No,No,No,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,No obstacle,-44,Tend to disagree,Tend to disagree,Tend to agree,Strongly agree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,4000,No,No,No,Yes,No,No,-44,-44,No,-44,-44,No,No,Yes,0,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,3,6,1,4,1,0,0,1,0,0,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,1,740000,1,733000,1,755000,0,-44,0,-44,0,-44,1,640000,1,614000,1,646000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,3,510000,3,510000,3,541000,1,330000,1,327000,1,347000,-44,-44,Completed college/vocational training,Started but did not complete secondary,-44,-44,University graduate,Completed college/vocational training,-44,-44,-44,-44,-44,-44,-44,-44,Started but did not complete secondary,Completed primary school,Completed primary school,Did not complete primary school,Very important,Very important,Very important,Very important,Slightly important,Very important,Slightly important,Very important,Very important,Important,Not important,Slightly important,Slightly important,Slightly important,Slightly important,Critical,Important,Important,Very important,Slightly important,Critical,Very important,Slightly important,Slightly important,Critical,Slightly important,Slightly important,Important,Slightly important,Important,Slightly important,Slightly important,Critical,Slightly important,Critical,Critical,Very important,Very important,Important,Very important,Slightly important,Important,Very important,Important,Critical,Important,Slightly important,Critical,Very important,Important,Slightly important,Important,Slightly important,Critical,Very important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Critical,Very important,Important,Very important,Important,Very important,Very important,Very important,Very important,Very important,Slightly important,Very important,Slightly important,Important,Important,Critical,Very important,Critical,Critical,Difficult,Slightly difficult,Very difficult,1,24,-44,-44,-44,-44,-44,Slightly difficult,Almost impossible,Difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Slightly difficult,Very difficult,Difficult,0,-44,Difficult,Almost impossible,Not difficult,1,2,Important,Slightly important,Critical,Very important,Important,Very important,Slightly important,Very important,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,No obstacle,Public announcement/advertisement,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm cannot afford the optimal level of training,Yes,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,No,100,0,-44,0,Yes,20,No,49,26,0,0,20,5,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,1,Collateral or cosigners unacceptable,-44,9920000,10080000,5400000,3100000,73000,23000,706000,0,8000,27000,20000,0,0,945000,2040000,2060000,2080000,4697000,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Yes,Yes,Yes,No,No,Practices of competitors in the informal sector,Tax administration,Cost of finance,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,"General management, Business development and Strategies supp",-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are estimates computed with some precision, 1231230303,1230303,Jamaica,Jamaica,Other manufacturing,303,No,-44,-44,-44,-44,Partnership (including limited liability companies),-44,40,100,0,0,0,All women,Yes,Yes,40,Makes major strategic and fiancial decisions,9,3,All men,Male,Male,Female,2003,No,Yes,2003,13,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,No,Yes,2,1,1,-44,No,-44,-44,-44,-44,Yes,7,2,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,100,80,43,0,0,-44,9,86,5,0,Small private firms (less than 20 employees),0,94,6,SIGNS,50,Local,Do not know,Increased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,100,0,No,-44,Yes,No,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,No obstacle,-44,Tend to agree,Strongly disagree,Tend to disagree,Tend to agree,Yes,Yes,Still in process,-44,-44,-44,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,6000,No,No,No,Yes,No,No,-44,-44,No,-44,-44,Yes,No,Yes,0,Yes,1,No,Yes,0,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,10,14,3,3,8,0,0,1,2,0,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,3,1480000,3,1480000,3,1495000,0,-44,0,-44,0,-44,1,590000,1,578000,1,590000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,2,430000,2,426000,2,439000,8,290000,7,278000,8,302000,Increase demand for higher quality product,-44,Completed secondary,University graduate,-44,-44,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,-44,-44,-44,-44,-44,-44,Completed secondary,Did not complete primary school,Completed secondary,Did not complete primary school,Very important,Slightly important,Very important,Important,Slightly important,Important,Very important,Slightly important,Important,Very important,Important,Slightly important,Very important,Not important,Very important,Very important,Important,Very important,Very important,Very important,Important,Critical,Not important,Important,Slightly important,Not important,Very important,Not important,Slightly important,Not important,Very important,Slightly important,Slightly important,Slightly important,Very important,Critical,Very important,Important,Very important,Slightly important,Important,Very important,Important,Slightly important,Very important,Critical,Slightly important,Critical,Very important,Important,Critical,Important,Not important,Important,Very important,Important,Not important,Very important,Slightly important,Not important,Very important,Critical,Important,Slightly important,Important,Important,Critical,Very important,Very important,Very important,Critical,Critical,Important,Slightly important,Very important,Critical,Very important,Critical,Very important,Very important,Slightly difficult,Slightly difficult,Slightly difficult,1,4,-44,-44,-44,-44,-44,Slightly difficult,Slightly difficult,Difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Difficult,Slightly difficult,Difficult,0,-44,Difficult,Not difficult,Not difficult,0,-44,Very important,Critical,Critical,Critical,Not important,Critical,Slightly important,Very important,Moderate obstacle,Minor obstacle,Very severe obstacle,No obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Minor obstacle,No obstacle,Public placement office,-44,No,-44,-44,-44,-44,Yes,50,0,No,-44,Yes,Very severe obstacle,Major obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Moderate obstacle,No,100,0,-44,0,No,-44,No,83,0,0,0,7,10,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,Size of loan and maturity are insufficiant,18750000,19650000,8125000,6832000,121000,34000,590000,0,6000,51000,25000,0,0,1590000,2000000,3090000,3480000,7323000,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Minor obstacle,Very severe obstacle,No obstacle,No obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Yes,Yes,No,No,No,Customs and Trade Regulations,Cost of finance,Practices of competitors in the informal sector,Moderate obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,NGO,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are taken directly from the establishment's records, 1231230304,1230304,Jamaica,Jamaica,Other manufacturing,304,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded,-44,40,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,1985,No,Yes,1985,7,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,No,Yes,1,3,0,-44,Yes,1,3,0,-44,Yes,6,2,0,-44,No,-44,-44,-44,-44,Yes,2,Yes,No,Yes,100,90,50,0,0,-44,12,60,28,0,Small private firms (less than 20 employees),0,92,8,FRAMES,60,Local,0,Increased,Decreased,1,94,6,0,-77,-99,Refusal to answer,-99,Refusal to answer,10,2,2,100,0,No,-44,No,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,Yes,No,No,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Major obstacle,No obstacle,-44,Tend to agree,Tend to agree,Tend to agree,Strongly agree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,2000,No,No,Yes,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,4,No,-44,-44,Yes,0,0,-44,No,-44,-44,No,-44,-44,Yes,7,2,5,11,2,4,4,1,0,1,1,1,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,2,950000,2,922000,2,950000,0,-44,0,-44,0,-44,1,530000,1,514000,1,530000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,3,470000,3,451000,3,489000,5,260000,5,260000,5,268000,-44,-44,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed college/vocational training,Completed college/vocational training,-44,-44,-44,-44,-44,-44,-44,-44,Completed secondary,Started but did not complete secondary,Started but did not complete secondary,Did not complete primary school,Not important,Very important,Very important,Not important,Critical,Slightly important,Slightly important,Important,Very important,Important,Very important,Important,Not important,Important,Very important,Critical,Important,Important,Important,Critical,Critical,Important,Slightly important,Not important,Not important,Important,Not important,Slightly important,Slightly important,Not important,Very important,Important,Critical,Important,Critical,Slightly important,Critical,Slightly important,Very important,Slightly important,Slightly important,Very important,Important,Important,Critical,Important,Very important,Critical,Critical,Very important,Important,Critical,Slightly important,Slightly important,Important,Important,Slightly important,Slightly important,Important,Not important,Critical,Critical,Very important,Slightly important,Very important,Very important,Very important,Very important,Slightly important,Critical,Very important,Very important,Important,Important,Important,Not important,Slightly important,Critical,Very important,Slightly important,Almost impossible,Very difficult,Difficult,0,-44,-44,-44,-44,-44,-44,Slightly difficult,Difficult,Almost impossible,1,14,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Very difficult,Not difficult,Difficult,2,2,Very difficult,Slightly difficult,Difficult,0,-44,Important,Important,Important,Not important,Very important,Important,Slightly important,Slightly important,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,No obstacle,Public placement office,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm cannot afford the optimal level of training,No,-44,-44,-44,-44,-44,-44,Yes,90,10,-44,0,No,-44,Yes,85,0,0,0,5,10,0,0,0,0,0,0,0,-44,0,45,0,0,0,0,0,0,0,55,0,0,0,0,0, ,Yes,Loan,2010,5000000,20,37,Private commercial banks,Yes,Yes,Yes,No,No,No,-44,150,No,-44,-44,-44,Collateral requirements for loans or line of credit are unat,15625000,15625000,7095000,5000000,109000,36000,1719000,159000,15000,38000,22000,308000,0,469000,2031000,516000,4956000,1120000,No obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,No obstacle,Minor obstacle,No obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Moderate obstacle,Major obstacle,No obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Cost of finance,Access to finance,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,Government based organization,-44,Financial magement and tax and customs administration,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,Yes,No,-44,-44,No,-44,-44,Somewhat truthful,Are estimates computed with some precision, 1231230309,1230309,Jamaica,Jamaica,Food,309,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded,-44,46,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Female,Female,1999,No,Yes,1999,17,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,11,1,2,-44,Yes,2,1,0,-44,Yes,11,2,0,-44,No,-44,-44,-44,-44,Yes,2,Yes,No,Yes,100,60,48,0,0,-44,38,0,62,0,Small private firms (less than 20 employees),90,0,10,MILK PRODUCTION,100,National,5,Remained the same,Decreased,More than 5,73,27,26,2000,-99,Refusal to answer,-99,Refusal to answer,5,0,0,100,0,No,-44,Yes,No,No,Yes,Yes,Yes,-44,-44,-44,-44,No,Yes,Yes,Yes,Yes,Yes,Yes,No,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Very Important,Critical,Slightly important,Very Important,Very Important,Very Important,Important,Yes,100,No,-44,No,-44,No,No,258750000,27,Yes,No,Yes,No,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,No obstacle,-44,Strongly disagree,Strongly disagree,Tend to disagree,Tend to agree,Yes,No,-44,-44,-44,-44,Yes,-44,5200000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,2056000,Yes,No,Yes,No,Yes,No,-44,-44,No,-44,-44,Yes,No,Yes,0,No,-44,-44,Yes,0,0,-44,Yes,14,No,Yes,49,No,Yes,3,2,-66,137,8,55,41,33,0,12,10,24,18,0,5,9,4,0,1,0,3,6,-44,9,3,9,7,8,3390000,8,3356000,8,3424000,6,2020000,6,2000000,6,2081000,9,1040000,9,1030000,9,1040000,2,940000,2,902000,2,940000,8,796000,8,764000,8,804000,0,-44,0,-44,0,-44,1,560000,1,554000,1,566000,45,760000,43,760000,46,790000,76,460000,75,455000,77,465000,Increase/decreased demand for goods,-44,University graduate,University graduate,University graduate,Completed secondary,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed secondary,-44,-44,Completed secondary,Completed secondary,Completed secondary,Started but did not complete college/vocational training,Completed secondary,Did not complete primary school,Slightly important,Important,Critical,Important,Critical,Critical,Very important,Critical,Critical,Very important,Not important,Not important,Important,Not important,Very important,Very important,Important,Important,Slightly important,Slightly important,Very important,Critical,Very important,Not important,Important,Important,Not important,Not important,Slightly important,Important,Very important,Important,Very important,Not important,Very important,Critical,Very important,Slightly important,Critical,Very important,Slightly important,Critical,Critical,Slightly important,Critical,Very important,Very important,Very important,Important,Very important,Critical,Slightly important,Very important,Important,Very important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Very important,Important,Very important,Critical,Not important,Important,Very important,Very important,Very important,Very important,Very important,Important,Important,Slightly important,Very important,Critical,Very important,Important,Very important,Not difficult,Difficult,Difficult,3,5,Not difficult,Very difficult,Slightly difficult,1,8,Difficult,Difficult,Very difficult,1,18,Slightly difficult,Difficult,Difficult,2,4,Slightly difficult,Very difficult,Difficult,3,6,-44,-44,-44,-44,-44,Very difficult,Difficult,Slightly difficult,3,6,Difficult,Slightly difficult,Slightly difficult,1,1,Very difficult,Slightly difficult,Very difficult,4,3,Critical,Critical,Not important,Critical,Very important,Slightly important,Very important,Very important,Very severe obstacle,Major obstacle,No obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Public placement office,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm cannot afford the optimal level of training,No,-44,-44,-44,-44,-44,-44,Yes,100,0,-44,0,Yes,16,No,75,15,0,0,10,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,5085000000,5175000000,2860000000,135600000,62370000,19764000,207000000,310800000,5670000,17784000,12096000,0,258750000,979200000,397800000,2675000000,1170000000,6313000000,No obstacle,Moderate obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Major obstacle,No obstacle,Minor obstacle,No obstacle,Minor obstacle,No obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Very severe obstacle,No,Yes,No,No,No,Tax Rates,"Crime, theft and disorder",Practices of competitors in the informal sector,Very severe obstacle,Yes,Yes,Yes,No,Yes,Yes,No,No,Large impact,-44,-44,Yes,Moderated impact,No,No impact,-44,-44,Yes,Moderated impact,-44,-44,Yes,Moderated impact,Yes,No impact,-44,-44,Yes,Moderated impact,-44,-44,Yes,No impact,No,No impact,-44,-44,Yes,Large impact,-44,-44,Yes,Moderated impact,Yes,No impact,-44,-44,No,Moderated impact,-44,-44,No,Moderated impact,No,No impact,-44,-44,No,Moderated impact,-44,-44,Yes,Moderated impact,No,No impact,-44,-44,No,No impact,-44,-44,Yes,No impact,Yes,No impact,-44,-44,Yes,Moderated impact,-44,-44,Yes,Moderated impact,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Somewhat truthful,Are estimates computed with some precision, 1231230310,1230310,Jamaica,Jamaica,Food,310,No,-44,-44,-44,-44,Limited partnership,-44,60,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,1670,No,Yes,1670,42,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,11,1,2,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,Do not know,Yes,Yes,Yes,100,72,48,0,0,-44,86,0,14,6,Small private firms (less than 20 employees),95,0,5,SUGAR,100,National,Do not know,Increased,Increased,More than 5,79,21,0,-66,-99,Refusal to answer,-99,Refusal to answer,11,0,0,56,44,Yes,8,Yes,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,Yes,No,No,Very severe obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,-44,Tend to disagree,Tend to agree,Strongly agree,Strongly disagree,No,-44,-44,-44,-44,-44,Yes,3,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,2845000,Yes,No,Yes,No,Yes,No,-44,-44,No,-44,-44,Yes,No,No,0,Yes,1,No,No,-44,0,-44,Yes,4,No,Yes,51,No,Yes,No,2,-66,822,63,216,380,163,0,71,120,102,99,1,29,42,27,0,7,5,7,7,4,7,6,8,8,64,3490000,69,3455000,65,3595000,25,2360000,26,2313000,25,2407000,51,1350000,55,1337000,50,1364000,11,1040000,11,1040000,11,1061000,44,1135000,46,1101000,44,1135000,0,-44,0,-44,0,-44,4,960000,4,950000,4,960000,169,1060000,177,1018000,169,1124000,553,600000,591,600000,559,606000,New products require new skills,-44,University graduate,Completed college/vocational training,University graduate,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed secondary,Started but did not complete college/vocational training,Completed college/vocational training,Completed secondary,-44,-44,Completed secondary,Completed secondary,Completed secondary,Completed secondary,Completed primary school,Completed primary school,Very important,Very important,Very important,Very important,Very important,Critical,Important,Very important,Critical,Critical,Important,Not important,Important,Not important,Critical,Very important,Very important,Very important,Very important,Important,Critical,Very important,Slightly important,Slightly important,Important,Very important,Not important,Not important,Important,Not important,Critical,Critical,Very important,Slightly important,Critical,Slightly important,Critical,Very important,Very important,Very important,Very important,Very important,Important,Not important,Slightly important,Very important,Very important,Slightly important,Important,Very important,Very important,Very important,Slightly important,Important,Very important,Important,Not important,Not important,Slightly important,Slightly important,Very important,Slightly important,Critical,Critical,Critical,Very important,Critical,Important,Very important,Critical,Very important,Important,Critical,Slightly important,Important,Slightly important,Very important,Slightly important,Very important,Very important,Slightly difficult,Not difficult,Very difficult,1,11,Not difficult,Difficult,Slightly difficult,5,9,Very difficult,Almost impossible,Not difficult,1,10,Difficult,Not difficult,Difficult,1,4,Slightly difficult,Almost impossible,Not difficult,3,2,-44,-44,-44,-44,-44,Slightly difficult,Slightly difficult,Slightly difficult,3,4,Slightly difficult,Difficult,Not difficult,5,4,Slightly difficult,Difficult,Slightly difficult,3,1,Important,Slightly important,Not important,Important,Critical,Not important,Important,Not important,Minor obstacle,Minor obstacle,No obstacle,Moderate obstacle,No obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,No obstacle,Very severe obstacle,Public placement office,-44,Yes to fire,No,-44,Yes,13,Yes,30,40,Yes,-44,No,-44,-44,-44,-44,-44,-44,Yes,100,0,-44,0,Yes,15,No,60,7,0,0,30,0,0,0,0,0,3,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,Yes,Loan,2011,11000000,13,29,Private commercial banks,No,-44,-44,-44,-44,-44,-44,110,No,-44,-44,-44,Collateral requirements for loans or line of credit are unat,12648000000,11832000000,7200000000,1100000000,65136000,27468000,1301520000,928000000,7848000,25200000,14976000,828240000,828240000,1545000000,1000000000,1665000000,3450000000,3996000000,No obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Minor obstacle,No obstacle,No obstacle,Major obstacle,Minor obstacle,No obstacle,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,No obstacle,Very severe obstacle,Yes,Yes,No,Yes,No,Tax Rates,Cost of finance,Electricity,Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,-44,-44,technological and Innovation Support,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,No,Somewhat truthful,Are taken directly from the establishment's records, 1231230311,1230311,Jamaica,Jamaica,Other manufacturing,311,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded,-44,50,0,100,0,0,Equally men and women,Yes,Yes,50,Makes major strategic and fiancial decisions,20,5,Predominantly women,Male,Female,Male,1992,No,Yes,1992,22,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,2,2,-44,No,-44,-44,-44,-44,Yes,7,3,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,100,67,40,0,0,-44,0,0,100,0,Government or government agencies (including state-owned ent,0,0,100,FURNITURE,100,International,Do not know,Decreased,Increased,More than 5,3,97,0,1992,USA,,47,53,1,0,0,95,5,Yes,1,No,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,Very severe obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Very severe obstacle,No obstacle,-44,Tend to agree,Tend to disagree,Tend to disagree,Strongly agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,67000,No,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,Yes,20,Yes,1,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,250,48,5,30,4,9,3,30,4,6,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,5,1220000,5,1196000,5,1257000,3,860000,3,860000,3,877000,8,810000,8,778000,8,810000,1,810000,1,786000,1,826000,3,674000,3,654000,3,674000,0,-44,0,-44,0,-44,1,470000,1,451000,1,475000,21,560000,20,543000,21,588000,6,260000,6,260000,6,265000,Increase demand for higher quality product,-44,University graduate,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,University graduate,Completed secondary,Started but did not complete college/vocational training,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed college/vocational training,Completed secondary,Completed secondary,Completed secondary,Completed primary school,Completed primary school,Very important,Very important,Very important,Very important,Important,Very important,Very important,Slightly important,Not important,Critical,Slightly important,Not important,Very important,Slightly important,Very important,Critical,Very important,Important,Very important,Slightly important,Critical,Very important,Slightly important,Slightly important,Slightly important,Very important,Not important,Very important,Slightly important,Slightly important,Slightly important,Very important,Critical,Not important,Critical,Very important,Very important,Critical,Very important,Slightly important,Important,Critical,Critical,Critical,Very important,Slightly important,Very important,Very important,Very important,Important,Very important,Slightly important,Very important,Slightly important,Important,Very important,Not important,Slightly important,Slightly important,Not important,Critical,Critical,Important,Slightly important,Slightly important,Slightly important,Very important,Slightly important,Very important,Critical,Important,Important,Critical,Slightly important,Critical,Very important,Important,Very important,Critical,Very important,Not difficult,Difficult,Difficult,0,-44,Difficult,Difficult,Slightly difficult,2,6,Slightly difficult,Very difficult,Not difficult,0,-44,Difficult,Almost impossible,Almost impossible,0,-44,Not difficult,Slightly difficult,Difficult,0,-44,-44,-44,-44,-44,-44,Difficult,Very difficult,Almost impossible,0,-44,Not difficult,Slightly difficult,Slightly difficult,0,-44,Difficult,Not difficult,Slightly difficult,2,1,Important,Critical,Slightly important,Not important,Slightly important,Very important,Important,Very important,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Minor obstacle,Major obstacle,Major obstacle,No obstacle,Public announcement/advertisement,-44,No,-44,-44,-44,-44,No,-44,-44,-44,Other,Yes,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,No obstacle,No,0,100,-44,0,Yes,16,No,23,23,0,0,50,0,0,0,0,0,4,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,4000000,0,12000000,28000000,14640000,71960000,34111000,No obstacle,No obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Very severe obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,Minor obstacle,Minor obstacle,No obstacle,Moderate obstacle,No obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,Tax Rates,Inadequately educated workforce,Transportation,No obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,Private independent fund,-44,Marketing and Operations support,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,No,Yes,No,No,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,Somewhat truthful,Are estimates computed with some precision, 1231230312,1230312,Jamaica,Jamaica,Other manufacturing,312,Yes,11,Establishment physically separated from HQ and other establi,Yes,11,Shareholding company with non-traded shares or shares traded,-44,40,40,60,0,0,Predominantly women,No,Yes,41,Delegates decisions to other partners,13,0,Predominantly men,Male,Female,Male,1995,Yes,Yes,1995,-66,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,1,1,-44,Yes,3,3,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,5,Yes,Yes,Yes,100,75,96,0,0,-44,89,0,11,13,Small private firms (less than 20 employees),66,29,5,PRINTED PRODUCTS,100,International,Do not know,Decreased,Remained the same,More than 5,0,100,1,1995,-99,Refusal to answer,-99,Refusal to answer,12,0,0,86,14,No,-44,No,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,No,No,No,No,Yes,Yes,No,-44,Slightly important,Very Important,Important,Very Important,Important,Very Important,Not important,Yes,100,No,-44,No,-44,Yes,Yes,31920000,28,Yes,No,Yes,No,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,No obstacle,-44,Tend to agree,Tend to disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,66000,Yes,No,Yes,No,Yes,No,-44,-44,No,-44,-44,No,No,Yes,5,Yes,1,No,Yes,0,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,-66,330,21,74,0,235,3,14,0,190,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,10,21,1790000,17,1790000,21,1826000,4,1250000,3,1238000,4,1288000,14,650000,12,631000,14,663000,12,650000,10,624000,12,663000,40,586000,32,574000,40,586000,0,-44,0,-44,0,-44,9,400000,7,392000,9,408000,48,470000,40,470000,49,470000,182,290000,153,284000,184,307000,New products require new skills,-44,Started but did not complete college/vocational training,University graduate,Completed college/vocational training,Completed college/vocational training,University graduate,University graduate,Completed college/vocational training,Completed secondary,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed secondary,Completed secondary,Started but did not complete college/vocational training,Completed primary school,Did not complete primary school,Very important,Important,Very important,Very important,Important,Slightly important,Critical,Not important,Important,Important,Slightly important,Not important,Not important,Slightly important,Slightly important,Very important,Slightly important,Important,Very important,Critical,Critical,Critical,Not important,Slightly important,Slightly important,Important,Slightly important,Not important,Slightly important,Very important,Important,Important,Important,Important,Important,Critical,Very important,Important,Slightly important,Slightly important,Slightly important,Important,Very important,Not important,Important,Important,Very important,Very important,Important,Slightly important,Important,Very important,Not important,Important,Very important,Important,Not important,Very important,Important,Not important,Important,Very important,Very important,Critical,Not important,Very important,Critical,Critical,Critical,Critical,Very important,Slightly important,Important,Important,Critical,Slightly important,Critical,Very important,Important,Critical,Slightly difficult,Not difficult,Slightly difficult,2,10,Slightly difficult,Difficult,Almost impossible,1,16,Difficult,Not difficult,Very difficult,4,12,Slightly difficult,Slightly difficult,Difficult,3,5,Slightly difficult,Not difficult,Not difficult,4,4,-44,-44,-44,-44,-44,Difficult,Slightly difficult,Difficult,2,1,Very difficult,Very difficult,Very difficult,4,4,Slightly difficult,Difficult,Difficult,6,2,Very important,Very important,Slightly important,Not important,Important,Critical,Important,Not important,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Public placement office,-44,Yes to fire,No,-44,Yes,7,Yes,70,20,No,-44,Yes,Very severe obstacle,Very severe obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Major obstacle,Yes,0,100,-44,0,Yes,18,No,56,10,0,0,30,0,0,0,0,0,4,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,Yes,Loan,2010,14000000,17,42,Private commercial banks,Yes,Yes,No,Yes,No,No,-44,-44,No,-44,-44,-44,Collateral requirements for loans or line of credit are unat,672000000,798000000,406400000,171200000,1831000,562000,71820000,6240000,114000,718000,389000,11800000,0,86700000,25000000,169500000,53500000,405105000,Minor obstacle,Major obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,No obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Electricity,Tax administration,Access to finance,No obstacle,Yes,Yes,Yes,No,Yes,Yes,No,No,Moderated impact,-44,-44,No,Moderated impact,Yes,Moderated impact,-44,-44,Yes,Large impact,-44,-44,Yes,Large impact,Yes,Large impact,-44,-44,Yes,No impact,-44,-44,Yes,No impact,Yes,No impact,-44,-44,Yes,Moderated impact,-44,-44,No,Moderated impact,No,No impact,-44,-44,No,Large impact,-44,-44,No,Moderated impact,Yes,No impact,-44,-44,Yes,No impact,-44,-44,Yes,Moderated impact,Yes,Moderated impact,-44,-44,No,Moderated impact,-44,-44,Yes,Moderated impact,No,No impact,-44,-44,Yes,No impact,-44,-44,No,Moderated impact,Yes,Large impact,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are estimates computed with some precision, 1231230314,1230314,Jamaica,Jamaica,Chemicals,314,No,-44,-44,-44,-44,Partnership (including limited liability companies),-44,50,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,1972,No,Yes,1972,7,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,1,1,-44,Yes,4,3,0,-44,Yes,10,4,0,-44,No,-44,-44,-44,-44,Yes,2,Yes,Yes,Yes,100,77,49,0,0,-44,23,64,13,14,Small private firms (less than 20 employees),0,88,12,SOAP,100,National,Do not know,Increased,Increased,More than 5,68,32,0,-66,-99,Refusal to answer,-99,Refusal to answer,16,0,0,69,31,Yes,11,Yes,Yes,Yes,Yes,Yes,Yes,-44,-44,-44,-44,No,No,Yes,Yes,No,-44,-44,-44,-44,Yes,Yes,No,Yes,No,Yes,Yes,Yes,No,-44,Critical,Critical,Not important,Very Important,Slightly important,Slightly important,Very Important,Yes,100,No,-44,No,-44,No,No,6354000,36,Yes,Yes,Yes,No,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,-44,Tend to agree,Tend to disagree,Strongly agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,305000,Yes,No,Yes,Yes,Yes,No,-44,-44,No,-44,-44,No,Yes,Yes,0,Yes,1,No,Yes,0,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,45,96,13,58,20,5,0,15,5,3,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,5,13,1100000,12,1067000,13,1111000,2,760000,2,730000,2,775000,12,510000,12,490000,12,510000,2,320000,2,320000,2,323000,4,437000,4,420000,4,437000,0,-44,0,-44,0,-44,2,280000,2,280000,2,288000,44,400000,42,384000,44,416000,17,250000,16,240000,17,258000,Increase demand for higher quality product,-44,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,University graduate,Completed college/vocational training,University graduate,Completed secondary,Started but did not complete college/vocational training,Completed college/vocational training,Completed secondary,-44,-44,Completed secondary,Completed secondary,Completed secondary,Started but did not complete college/vocational training,Completed primary school,Completed primary school,Very important,Very important,Slightly important,Very important,Critical,Very important,Important,Very important,Critical,Important,Important,Not important,Slightly important,Not important,Critical,Critical,Important,Slightly important,Critical,Critical,Very important,Critical,Not important,Slightly important,Very important,Important,Slightly important,Important,Slightly important,Slightly important,Critical,Very important,Critical,Very important,Critical,Very important,Slightly important,Very important,Critical,Very important,Important,Critical,Very important,Slightly important,Very important,Critical,Very important,Very important,Very important,Very important,Critical,Very important,Slightly important,Slightly important,Slightly important,Important,Not important,Slightly important,Important,Important,Very important,Very important,Important,Very important,Critical,Slightly important,Very important,Critical,Very important,Critical,Critical,Important,Very important,Important,Very important,Important,Critical,Critical,Very important,Critical,Not difficult,Slightly difficult,Difficult,3,7,Slightly difficult,Very difficult,Slightly difficult,5,11,Difficult,Not difficult,Difficult,3,5,Difficult,Almost impossible,Slightly difficult,4,7,Difficult,Almost impossible,Very difficult,2,6,-44,-44,-44,-44,-44,Not difficult,Difficult,Slightly difficult,0,-44,Difficult,Very difficult,Slightly difficult,5,3,Slightly difficult,Very difficult,Difficult,4,2,Very important,Critical,Very important,Slightly important,Critical,Important,Important,Very important,Minor obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,No obstacle,Private placement office,-44,No,-44,-44,-44,-44,Yes,50,30,No,-44,Yes,Very severe obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,No obstacle,Yes,100,0,-44,0,Yes,16,Yes,58,24,0,0,15,0,0,0,0,0,3,0,0,-44,34,41,0,0,25,0,0,0,0,0,0,0,0,0,0, ,Yes,Loan,2010,5000000,12,44,Private commercial banks,Yes,No,Yes,No,No,No,-44,200,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,120723000,127077000,37018000,39560000,12874000,5083000,13978000,1271000,2542000,10166000,1271000,5900000,0,1818000,0,66000000,32400000,139920000,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,No obstacle,No obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Electricity,"Crime, theft and disorder",Minor obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,-44,-44,"General management, Business development and Strategies supp",-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,No,No,-44,-44,Yes,No,No,Somewhat truthful,Are taken directly from the establishment's records, 1231230318,1230318,Jamaica,Jamaica,Food,318,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly women,Female,Male,Male,1945,Yes,Yes,1982,17,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,2,1,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,1,No,No,Yes,100,70,40,0,0,-44,0,11,89,0,Individuals,82,18,0,BAKED GOODS,98,Local,Do not know,Remained the same,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,94,6,No,-44,Yes,Yes,Yes,Yes,Yes,Yes,-44,-44,-44,-44,No,No,Yes,Yes,No,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Not important,Important,Very Important,Very Important,Important,Very Important,Important,Yes,100,No,-44,No,-44,No,No,1634000,14,Yes,No,No,No,Very severe obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,No obstacle,-44,Strongly agree,Strongly agree,Strongly agree,Tend to agree,Yes,No,-44,-44,-44,-44,Yes,-44,920000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,30000,No,No,Yes,No,No,No,-44,-44,No,-44,-44,No,Yes,Yes,23,Yes,11,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,30,31,4,11,10,6,2,2,2,5,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,1,4,890000,4,863000,4,917000,1,550000,1,539000,1,556000,2,350000,2,336000,2,361000,1,350000,1,347000,1,361000,1,329000,1,322000,1,332000,0,-44,0,-44,0,-44,1,230000,1,223000,1,230000,8,260000,9,252000,8,263000,13,170000,14,165000,13,173000,New products require new skills,-44,University graduate,Completed college/vocational training,University graduate,Started but did not complete college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed secondary,Completed college/vocational training,Completed primary school,Started but did not complete secondary,Did not complete primary school,Very important,Critical,Very important,Very important,Important,Important,Slightly important,Very important,Critical,Critical,Important,Not important,Not important,Very important,Very important,Very important,Critical,Very important,Very important,Important,Very important,Critical,Not important,Not important,Slightly important,Very important,Slightly important,Important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Very important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Very important,Very important,Critical,Important,Slightly important,Important,Critical,Important,Slightly important,Slightly important,Very important,Slightly important,Slightly important,Important,Very important,Important,Not important,Not important,Slightly important,Not important,Critical,Slightly important,Critical,Slightly important,Very important,Important,Not important,Slightly important,Critical,Very important,Important,Very important,Important,Slightly important,Slightly important,Very important,Critical,Very important,Slightly important,Critical,Not difficult,Almost impossible,Slightly difficult,0,-44,Difficult,Difficult,Almost impossible,1,10,Very difficult,Slightly difficult,Almost impossible,0,-44,Slightly difficult,Difficult,Slightly difficult,0,-44,Slightly difficult,Difficult,Very difficult,0,-44,-44,-44,-44,-44,-44,Not difficult,Difficult,Slightly difficult,0,-44,Difficult,Slightly difficult,Difficult,0,-44,Difficult,Difficult,Difficult,4,3,Important,Very important,Very important,Critical,Not important,Critical,Critical,Not important,Minor obstacle,Major obstacle,No obstacle,Minor obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Minor obstacle,Public placement office,-44,Yes to both,Yes,2,Yes,3,No,-44,-44,-44,The firm cannot afford the optimal level of training,No,-44,-44,-44,-44,-44,-44,Yes,100,0,-44,0,Yes,20,No,43,27,0,0,30,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,1,Collateral or cosigners unacceptable,-44,60250000,54466000,32760000,9630000,800000,230000,5991000,3835000,43000,351000,179000,1620000,0,20400000,0,26250000,175500000,62738000,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,No obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,Tax Rates,"Crime, theft and disorder",Business Licensing and Permits,No obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,-44,-44,"General management, Business development and Strategies supp",-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,Yes,No,No,Yes,No,No,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 1231230320,1230320,Jamaica,Jamaica,Food,320,Yes,10,Establishment physically separated from HQ and other establi,No,10,Limited partnership,-44,43,100,0,0,0,Predominantly men,No,Yes,60,Makes decisions in consultation with other partners,14,8,Equally men and women,Male,Female,Female,1968,Yes,Yes,1968,17,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,1,0,-44,No,-44,-44,-44,-44,Yes,7,2,0,-44,No,-44,-44,-44,-44,Yes,Do not know,Yes,Yes,Yes,100,64,104,0,0,-44,0,85,15,15,Small private firms (less than 20 employees),5,72,23,PATTIES,76,National,0,Remained the same,Increased,2-5,84,16,4,-66,-66,Do not know,-66,Do not know,3,0,1,82,18,No,-44,No,No,No,Yes,Yes,Yes,-44,-44,-44,-44,Yes,No,No,Yes,No,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Critical,Critical,Critical,Slightly important,Critical,Very Important,Very Important,Yes,100,No,-44,No,-44,No,No,8184000,30,Yes,Yes,Yes,Yes,Moderate obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,No obstacle,-44,Strongly agree,Tend to agree,Tend to agree,Tend to agree,Yes,Yes,No,-44,-44,-44,No,-44,-44,Yes,2,-44,Yes,1,During working hours,Baseball bat,Goods or stock,5293000,Group of criminals,Yes,No,Police could not have done anything,Yes,3,Outside working hours,Other,Other,481000,Gang related,Yes,No,Police have not done anything in the past,Yes,1,Outside working hours,Other,Other company property,4652000,A customer,Yes,Yes,-44,Yes,2,Outside working hours,Baseball bat,Money,0,A fellow employee,No,No,No loss or damage,Yes,5,During working hours,Other,Goods or stock,1123000,Gang related,Yes,No,Would increase insurance cost,Yes,4,Outside working hours,Firearm/gun,Other,6416000,A fellow employee,No,Yes,-44,Yes,2,During working hours,Firearm/gun,Personal possessions of employees or customers,160000,A former employee,No,Yes,-44,No,-44,-44,1800000,Yes,No,No,No,Yes,No,-44,-44,No,-44,-44,No,No,Yes,5,Yes,1,No,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,No,2,-66,186,13,80,50,43,0,29,17,8,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,13,2260000,12,2260000,13,2328000,8,2020000,8,2000000,8,2081000,14,1490000,14,1460000,14,1505000,3,1490000,3,1445000,3,1490000,7,1105000,7,1072000,7,1105000,0,-44,0,-44,0,-44,1,920000,1,920000,1,948000,50,1050000,49,1029000,51,1050000,90,780000,88,772000,91,827000,Economic upturn/downturn,-44,University graduate,University graduate,University graduate,Completed college/vocational training,University graduate,University graduate,Completed college/vocational training,Started but did not complete college/vocational training,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed secondary,Completed primary school,Started but did not complete secondary,Very important,Very important,Very important,Important,Important,Very important,Important,Slightly important,Not important,Critical,Slightly important,Important,Slightly important,Not important,Important,Very important,Important,Very important,Very important,Very important,Important,Very important,Not important,Important,Slightly important,Not important,Slightly important,Very important,Slightly important,Slightly important,Very important,Very important,Critical,Slightly important,Critical,Critical,Very important,Critical,Very important,Very important,Critical,Very important,Very important,Slightly important,Very important,Slightly important,Very important,Very important,Critical,Very important,Very important,Very important,Not important,Important,Very important,Very important,Important,Slightly important,Important,Very important,Critical,Very important,Critical,Very important,Critical,Slightly important,Critical,Important,Very important,Important,Slightly important,Slightly important,Critical,Important,Very important,Critical,Very important,Very important,Very important,Very important,Slightly difficult,Almost impossible,Not difficult,3,4,Not difficult,Almost impossible,Not difficult,2,5,Difficult,Difficult,Difficult,1,16,Not difficult,Difficult,Slightly difficult,4,3,Slightly difficult,Not difficult,Difficult,0,-44,-44,-44,-44,-44,-44,Not difficult,Very difficult,Slightly difficult,0,-44,Very difficult,Difficult,Difficult,4,6,Very difficult,Slightly difficult,Difficult,1,3,Important,Slightly important,Very important,Important,Important,Very important,Not important,Not important,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Public announcement/advertisement,-44,No,-44,-44,-44,-44,Yes,20,20,No,-44,Yes,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Yes,100,0,-44,0,Yes,17,No,64,17,0,0,15,0,0,0,0,0,4,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,802032000,818400000,180048000,220968000,139128000,32736000,40920000,16368000,16368000,40920000,16368000,0,0,147312000,24552000,191506000,44930000,450039000,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,Electricity,Inadequately educated workforce,Tax administration,Moderate obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,No,Truthful,Are estimates computed with some precision, 1231230322,1230322,Jamaica,Jamaica,Non-metallic mineral products,322,No,-44,-44,-44,-44,Partnership (including limited liability companies),-44,60,100,0,0,0,Predominantly men,No,Yes,21,Delegates decisions to other partners,12,3,Predominantly men,Male,Female,Male,1980,No,Yes,1980,32,No,-44,-44,Yes,7,No,No,-44,-44,No,-44,-44,Yes,1,1,10,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,5,No,No,No,100,80,40,0,0,-44,22,65,13,0,Small private firms (less than 20 employees),19,56,25,BLOCKS,100,Local,0,Remained the same,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,99,1,No,-44,Yes,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Moderate obstacle,Very severe obstacle,Major obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Major obstacle,Moderate obstacle,No obstacle,-44,Tend to agree,Tend to disagree,Tend to disagree,Strongly agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,40000,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,No,No,2,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,10,22,2,11,5,4,0,1,1,1,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,1,2,1450000,2,1450000,2,1465000,0,-44,0,-44,0,-44,3,520000,3,515000,3,525000,0,-44,0,-44,0,-44,1,396000,1,380000,1,396000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,7,360000,7,356000,7,367000,9,230000,9,221000,9,232000,-44,-44,Completed college/vocational training,Completed secondary,-44,-44,University graduate,Started but did not complete college/vocational training,-44,-44,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,-44,-44,Completed secondary,Completed primary school,Started but did not complete college/vocational training,Started but did not complete secondary,Slightly important,Very important,Critical,Very important,Important,Very important,Slightly important,Critical,Very important,Critical,Not important,Important,Important,Important,Important,Critical,Important,Very important,Very important,Very important,Important,Critical,Not important,Slightly important,Important,Critical,Not important,Not important,Very important,Not important,Slightly important,Very important,Critical,Very important,Slightly important,Critical,Very important,Very important,Slightly important,Important,Critical,Critical,Very important,Slightly important,Very important,Very important,Critical,Slightly important,Very important,Very important,Very important,Slightly important,Slightly important,Critical,Very important,Slightly important,Slightly important,Not important,Slightly important,Slightly important,Very important,Critical,Very important,Slightly important,Important,Very important,Very important,Slightly important,Very important,Very important,Important,Very important,Important,Not important,Very important,Very important,Very important,Very important,Critical,Important,Slightly difficult,Difficult,Very difficult,0,-44,-44,-44,-44,-44,-44,Not difficult,Almost impossible,Almost impossible,0,-44,-44,-44,-44,-44,-44,Not difficult,Not difficult,Difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Not difficult,Slightly difficult,Not difficult,0,-44,Not difficult,Almost impossible,Difficult,2,2,Important,Important,Not important,Not important,Slightly important,Slightly important,Slightly important,Very important,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,No obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,No obstacle,Moderate obstacle,Through family/friends,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm cannot afford the optimal level of training,Yes,Minor obstacle,Major obstacle,Major obstacle,Very severe obstacle,Major obstacle,Minor obstacle,No,100,0,-44,0,No,-44,No,63,17,0,0,20,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,72600000,69600000,32250000,9375000,972000,265000,6264000,2052000,65000,475000,268000,0,0,2968000,3060000,10800000,11100000,22680000,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,No,No,No,Yes,No,Electricity,Access to finance,"Crime, theft and disorder",Moderate obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,"General management, Business development and Strategies supp",-44,Yes,Yes,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,Yes,Yes,No,No,Yes,No,No,Somewhat truthful,Are taken directly from the establishment's records, 1231230329,1230329,Jamaica,Jamaica,Other manufacturing,329,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Male,Male,Female,1990,No,Yes,1990,47,Yes,13,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,7,6,0,-44,No,-44,No,No,Yes,100,75,45,0,0,-44,19,75,6,0,Small private firms (less than 20 employees),10,56,34,PRINTING,100,National,Do not know,Remained the same,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,35,65,No,-44,Yes,No,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Moderate obstacle,Major obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,No obstacle,-44,Tend to agree,Strongly agree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,13000,Yes,No,No,No,No,No,-44,-44,No,-44,-44,No,No,No,0,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,-66,36,4,16,10,6,2,7,5,1,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,4,900000,4,891000,4,909000,1,620000,1,595000,1,639000,3,400000,3,396000,3,400000,0,-44,0,-44,0,-44,1,545000,1,534000,1,545000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,10,430000,11,413000,10,452000,17,280000,17,269000,17,286000,New products require new skills,-44,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,-44,-44,Completed secondary,Completed secondary,-44,-44,-44,-44,Started but did not complete college/vocational training,Completed primary school,Completed secondary,Did not complete primary school,Very important,Critical,Very important,Very important,Very important,Very important,Very important,Very important,Important,Very important,Not important,Important,Slightly important,Important,Critical,Important,Critical,Very important,Critical,Critical,Slightly important,Very important,Not important,Not important,Slightly important,Slightly important,Not important,Important,Important,Very important,Important,Important,Very important,Important,Very important,Critical,Slightly important,Very important,Critical,Very important,Critical,Important,Important,Important,Very important,Critical,Critical,Very important,Very important,Critical,Important,Slightly important,Slightly important,Important,Very important,Very important,Slightly important,Slightly important,Slightly important,Slightly important,Very important,Very important,Critical,Slightly important,Very important,Not important,Critical,Very important,Critical,Critical,Very important,Critical,Important,Slightly important,Important,Slightly important,Very important,Very important,Very important,Slightly important,Almost impossible,Very difficult,Very difficult,0,-44,Slightly difficult,Slightly difficult,Very difficult,0,-44,Slightly difficult,Slightly difficult,Almost impossible,1,18,-44,-44,-44,-44,-44,Not difficult,Difficult,Not difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Not difficult,Difficult,Difficult,2,3,Slightly difficult,Difficult,Slightly difficult,3,2,Very important,Slightly important,Not important,Important,Slightly important,Critical,Slightly important,Very important,Major obstacle,Major obstacle,No obstacle,No obstacle,Major obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,No obstacle,No obstacle,Public placement office,-44,Yes to fire,No,-44,Yes,1,No,-44,-44,-44,The benefits of training are small than the costs,No,-44,-44,-44,-44,-44,-44,No,100,0,-44,0,No,-44,Yes,52,8,0,0,40,0,0,0,0,0,0,0,0,-44,0,45,0,0,0,55,0,0,0,0,0,0,0,0,0, ,Yes,Loan,2010,5000000,18,38,Private commercial banks,Yes,No,Yes,No,No,No,-44,100,Yes,1,0,-44,-44,58500000,56000000,24800000,18000000,362000,112000,2800000,483000,51000,153000,74000,5300000,0,15600000,5000000,26250000,11300000,61163000,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Yes,Yes,Yes,No,No,No,No,Very severe obstacle,Major obstacle,Moderate obstacle,No obstacle,Moderate obstacle,No obstacle,Very severe obstacle,Very severe obstacle,No obstacle,Minor obstacle,No obstacle,Minor obstacle,Very severe obstacle,Yes,Yes,No,Yes,No,Tax Rates,Cost of finance,Inadequately educated workforce,No obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Already used this type of assistance in the past and wasn't,-44,Yes,International organization,-44,technological and Innovation Support,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,Yes,Somewhat truthful,Are estimates computed with some precision, 1231230331,1230331,Jamaica,Jamaica,Other manufacturing,331,No,-44,-44,-44,-44,Limited partnership,-44,60,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Female,1999,No,Yes,1999,27,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,1,1,-44,Yes,3,2,0,-44,Yes,9,3,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,100,57,48,0,0,-44,0,93,7,0,Small private firms (less than 20 employees),0,96,4,PRINTED PRODUCTS,96,Local,0,Remained the same,Decreased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,100,0,No,-44,No,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,-44,Tend to disagree,Tend to disagree,Tend to agree,Strongly agree,No,-44,-44,-44,-44,-44,Yes,1,-44,Yes,4,-44,Yes,1,Outside working hours,Firearm/gun,Goods or stock,185000,A fellow employee,Yes,No,They occur too frequently,Yes,5,Outside working hours,Baseball bat,Other,0,Gang related,Yes,No,No loss or damage,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,2,Outside working hours,Firearm/gun,Money,56000,Someone working alone,Yes,No,Offenders rarely caught or prosecuted,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,Outside working hours,Firearm/gun,Personal possessions of employees or customers,266000,A customer,No,Yes,-44,Yes,1,During working hours,Firearm/gun,Money,48000,A customer,No,Yes,-44,No,-44,-44,15000,Yes,Yes,No,No,Yes,No,-44,-44,No,-44,-44,No,No,No,2,Yes,1,No,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,3,2,15,16,2,14,0,0,0,6,0,0,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,2,1120000,2,1098000,2,1120000,1,640000,1,614000,1,659000,2,520000,2,515000,2,520000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,9,370000,8,363000,9,374000,2,340000,2,340000,2,340000,Increase demand for higher quality product,-44,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed college/vocational training,-44,-44,-44,-44,-44,-44,-44,-44,Completed secondary,Did not complete primary school,Completed primary school,Completed primary school,Critical,Critical,Very important,Very important,Critical,Critical,Critical,Important,Not important,Important,Slightly important,Not important,Not important,Important,Slightly important,Critical,Slightly important,Very important,Slightly important,Slightly important,Critical,Very important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Slightly important,Very important,Slightly important,Critical,Not important,Critical,Slightly important,Important,Critical,Important,Very important,Important,Important,Important,Important,Important,Slightly important,Important,Critical,Critical,Critical,Slightly important,Very important,Not important,Important,Slightly important,Critical,Slightly important,Important,Very important,Very important,Very important,Critical,Important,Very important,Very important,Very important,Critical,Slightly important,Critical,Very important,Important,Critical,Important,Slightly important,Slightly important,Very important,Slightly important,Very important,Critical,Important,Slightly difficult,Slightly difficult,Almost impossible,0,-44,Slightly difficult,Almost impossible,Difficult,0,-44,Difficult,Not difficult,Almost impossible,2,14,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Difficult,Not difficult,Difficult,0,-44,Not difficult,Difficult,Difficult,0,-44,Slightly important,Critical,Important,Important,Critical,Important,Slightly important,Important,Major obstacle,Major obstacle,Moderate obstacle,No obstacle,No obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,No obstacle,Public announcement/advertisement,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm is affraid of investing in workers that after the t,Yes,Major obstacle,Major obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,No obstacle,Yes,0,100,-44,0,Yes,19,No,89,11,0,0,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,Collateral requirements for loans or line of credit are unat,20160000,23760000,7680000,7440000,537000,156000,713000,713000,32000,270000,147000,0,0,561000,1010000,3150000,2280000,6804000,Minor obstacle,Major obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Minor obstacle,Minor obstacle,No obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,Tax Rates,Electricity,Access to finance,Moderate obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are estimates computed with some precision, 1231230333,1230333,Jamaica,Jamaica,Non-metallic mineral products,333,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All women,Female,Female,Female,2006,Yes,Yes,2006,8,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,2,1,-44,Yes,1,1,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,1,No,No,Yes,100,75,40,0,0,-44,19,67,14,0,Individuals,0,66,34,MAKING AND SELLING OF BLOCKS,100,Local,0,Remained the same,Remained the same,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,62,38,No,-44,Yes,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,Yes,No,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,No obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,No obstacle,-44,Tend to agree,Tend to agree,Tend to agree,Strongly agree,Yes,Yes,Still in process,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,23000,No,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,No,0,Yes,1,No,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,Yes,2,5,8,1,4,1,2,1,1,0,0,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,1,1110000,1,1099000,1,1121000,0,-44,0,-44,0,-44,1,500000,1,495000,1,500000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,3,320000,3,310000,3,333000,3,200000,3,194000,3,212000,-44,-44,Completed college/vocational training,Completed secondary,-44,-44,Completed college/vocational training,Completed college/vocational training,-44,-44,-44,-44,-44,-44,-44,-44,Started but did not complete secondary,Did not complete primary school,Did not complete primary school,Completed primary school,Important,Very important,Critical,Important,Slightly important,Slightly important,Critical,Very important,Not important,Critical,Not important,Important,Slightly important,Not important,Critical,Slightly important,Very important,Important,Important,Very important,Very important,Important,Important,Very important,Not important,Slightly important,Not important,Slightly important,Slightly important,Not important,Critical,Important,Important,Very important,Critical,Very important,Important,Critical,Very important,Very important,Important,Critical,Critical,Important,Slightly important,Not important,Very important,Important,Very important,Very important,Slightly important,Slightly important,Slightly important,Important,Important,Important,Slightly important,Slightly important,Very important,Slightly important,Very important,Very important,Very important,Slightly important,Critical,Critical,Critical,Not important,Critical,Very important,Important,Critical,Slightly important,Important,Slightly important,Very important,Critical,Important,Critical,Very important,Difficult,Not difficult,Almost impossible,0,-44,-44,-44,-44,-44,-44,Slightly difficult,Almost impossible,Slightly difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Difficult,Not difficult,Very difficult,0,-44,Difficult,Not difficult,Difficult,0,-44,Very important,Very important,Critical,Slightly important,Slightly important,Important,Slightly important,Slightly important,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,No obstacle,Moderate obstacle,Public placement office,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The benefits of training are small than the costs,No,-44,-44,-44,-44,-44,-44,No,100,0,-44,0,No,-44,No,60,0,0,0,40,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,2,2,Collateral or cosigners unacceptable,-44,15540000,16940000,7080000,3172000,324000,93000,1016000,557000,45000,144000,91000,678000,0,2020000,1020000,5600000,5700000,12880000,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Moderate obstacle,Minor obstacle,No obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Tax Rates,Access to finance,"Crime, theft and disorder",Minor obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 1231230335,1230335,Jamaica,Jamaica,Other manufacturing,335,No,-44,-44,-44,-44,Limited partnership,-44,25,100,0,0,0,Predominantly men,No,Yes,10,Makes major strategic and fiancial decisions,24,7,Predominantly men,Male,Male,Male,1978,Yes,Yes,1978,35,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,1,1,-44,Yes,1,2,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,No,No,Yes,100,64,75,0,0,-44,47,45,8,0,Individuals,0,28,72,FURNITURE,100,Local,0,Increased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,100,0,No,-44,Yes,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,No,Yes,No,No,No,No,No,-44,Not important,Not important,Not important,Not important,Slightly important,Very Important,Slightly important,Yes,100,No,-44,No,-44,Yes,Yes,366000,29,Yes,No,Yes,No,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,No obstacle,-44,Strongly agree,Tend to disagree,Tend to agree,Tend to disagree,No,-44,-44,-44,-44,-44,No,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,5,Outside working hours,Firearm/gun,Money,7000,A fellow employee,No,No,Police have not done anything in the past,Yes,3,Outside working hours,Knife,Other company property,30000,Group of criminals,No,No,Would increase insurance cost,Yes,3,Outside working hours,Firearm/gun,Goods or stock,6000,Group of criminals,Yes,No,Don't have the time; inconvenient,Yes,5,During working hours,Baseball bat,Personal possessions of employees or customers,5000,Other,No,Yes,-44,Yes,3,During working hours,Firearm/gun,Goods or stock,51000,Group of criminals,No,No,Tried to/was unable to contact the police,Yes,1,Outside working hours,Firearm/gun,Personal possessions of employees or customers,7000,Group of criminals,No,Yes,-44,No,-44,-44,3000,No,No,No,No,Yes,No,-44,-44,No,-44,-44,No,Yes,No,5,Yes,1,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,-66,6,1,3,0,2,0,1,0,1,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,1,1010000,1,1010000,1,1010000,0,-44,0,-44,0,-44,1,670000,1,663000,1,690000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,2,450000,2,432000,2,455000,2,370000,2,355000,2,392000,-44,-44,University graduate,Completed college/vocational training,-44,-44,Completed college/vocational training,University graduate,-44,-44,-44,-44,-44,-44,-44,-44,Started but did not complete secondary,Completed primary school,Completed secondary,Did not complete primary school,Very important,Very important,Slightly important,Not important,Very important,Very important,Very important,Not important,Very important,Very important,Not important,Not important,Slightly important,Very important,Critical,Slightly important,Slightly important,Very important,Critical,Critical,Slightly important,Very important,Not important,Important,Slightly important,Not important,Slightly important,Important,Slightly important,Important,Critical,Critical,Important,Very important,Very important,Critical,Very important,Very important,Critical,Slightly important,Slightly important,Critical,Critical,Very important,Critical,Critical,Very important,Very important,Critical,Critical,Very important,Very important,Very important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Important,Critical,Critical,Important,Critical,Critical,Very important,Slightly important,Important,Critical,Very important,Slightly important,Very important,Important,Critical,Important,Very important,Critical,Important,Critical,Very important,Slightly difficult,Difficult,Difficult,0,-44,-44,-44,-44,-44,-44,Very difficult,Not difficult,Almost impossible,1,11,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Slightly difficult,Very difficult,Difficult,0,-44,Very difficult,Almost impossible,Slightly difficult,0,-44,Very important,Important,Important,Important,Important,Important,Critical,Slightly important,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,Through family/friends,-44,No,-44,-44,-44,-44,Yes,30,40,No,-44,No,-44,-44,-44,-44,-44,-44,Yes,100,0,-44,0,No,-44,Yes,68,7,0,0,15,10,0,0,0,0,0,0,0,-44,50,0,0,0,0,50,0,0,0,0,0,0,0,0,0, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,1,Collateral or cosigners unacceptable,-44,11340000,12190000,3439000,3170000,443000,450000,337000,30000,10000,580000,120000,0,0,207000,0,240000,302000,521000,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Very severe obstacle,Minor obstacle,Minor obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Electricity,Tax Rates,"Crime, theft and disorder",Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,-44,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,Yes,No,No,Truthful,Are estimates computed with some precision, 1231230339,1230339,Jamaica,Jamaica,Food,339,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,100,0,0,0,Equally men and women,No,Yes,30,Delegates decisions to other partners,7,10,Equally men and women,Male,Female,Female,1982,Yes,Yes,1982,32,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,2,2,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,2,No,No,No,100,68,40,0,0,-44,0,100,0,0,Government or government agencies (including state-owned ent,0,74,26,BAKED GOODS,100,Local,8,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,48,52,No,-44,Yes,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,No obstacle,-44,Tend to agree,Tend to disagree,Strongly disagree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,Yes,5,-44,Yes,1,During working hours,Firearm/gun,Goods or stock,138000,A fellow employee,No,No,Fear of negative publicity,Yes,1,Outside working hours,Firearm/gun,Personal possessions of employees or customers,29000,Group of criminals,No,No,Tried to/was unable to contact the police,Yes,4,Outside working hours,Knife,Money,218000,Gang related,Yes,No,Offenders rarely caught or prosecuted,Yes,2,During working hours,Firearm/gun,Goods or stock,17000,Group of criminals,Yes,No,Don't have the time; inconvenient,Yes,4,Outside working hours,Firearm/gun,Money,29000,Someone working alone,No,No,Fear of reprisals,Yes,1,Outside working hours,Firearm/gun,Other,264000,Group of criminals,No,No,Offenders rarely caught or prosecuted,Yes,1,Outside working hours,Firearm/gun,Money,0,Group of criminals,Yes,No,No loss or damage,No,-44,-44,10000,Yes,No,No,No,Yes,No,-44,-44,No,-44,-44,No,Yes,Yes,5,Yes,1,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,-66,5,1,4,0,0,0,1,0,0,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,1,500000,1,485000,1,515000,0,-44,0,-44,0,-44,1,550000,1,528000,1,567000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,3,430000,3,421000,3,430000,0,-44,0,-44,0,-44,-44,-44,Completed college/vocational training,Completed college/vocational training,-44,-44,University graduate,University graduate,-44,-44,-44,-44,-44,-44,-44,-44,Completed college/vocational training,Did not complete primary school,-44,-44,Important,Slightly important,Very important,Slightly important,Critical,Very important,Slightly important,Slightly important,Critical,Critical,Slightly important,Slightly important,Slightly important,Very important,Slightly important,Slightly important,Slightly important,Slightly important,Critical,Important,Slightly important,Very important,Important,Not important,Very important,Very important,Not important,Slightly important,Not important,Not important,Very important,Very important,Very important,Important,Very important,Very important,Slightly important,Important,Critical,Critical,Very important,Critical,Important,Not important,Important,Very important,Critical,Important,Critical,Critical,Very important,Not important,Not important,Slightly important,Important,Very important,Not important,Very important,Important,Slightly important,Slightly important,Critical,Slightly important,Slightly important,Very important,Important,Critical,Not important,Very important,Very important,Critical,Very important,Very important,Very important,Slightly important,Important,Important,Critical,Very important,Very important,Difficult,Not difficult,Slightly difficult,1,10,-44,-44,-44,-44,-44,Not difficult,Difficult,Not difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Difficult,Not difficult,Almost impossible,0,-44,-44,-44,-44,-44,-44,Important,Critical,Slightly important,Not important,Not important,Slightly important,Very important,Important,Very severe obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,No obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,Through family/friends,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm cannot afford the optimal level of training,Yes,Major obstacle,Very severe obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Major obstacle,Yes,100,0,-44,0,No,-44,Yes,80,0,0,0,20,0,0,0,0,0,0,0,0,-44,48,0,0,0,0,0,52,0,0,0,0,0,0,0,0, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,1,Collateral or cosigners unacceptable,-44,11468000,10716000,4224000,2520000,277000,78000,964000,1219000,27000,145000,64000,52000,0,1020000,303000,2600000,1090000,5460000,Moderate obstacle,Very severe obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Very severe obstacle,Major obstacle,No obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,No obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Electricity,"Crime, theft and disorder",Access to finance,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed,-44,Yes,Local business association,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Truthful,Are estimates computed with some precision, 1231230340,1230340,Jamaica,Jamaica,Food,340,No,-44,-44,-44,-44,Limited partnership,-44,50,100,0,0,0,Predominantly men,No,No,25,Makes major strategic and fiancial decisions,22,7,Predominantly men,Male,Female,Female,1966,Yes,Yes,1974,42,No,-44,-44,No,-44,-44,No,-44,-44,Yes,4,No,Yes,1,1,15,-44,No,-44,-44,-44,-44,Yes,12,2,0,-44,No,-44,-44,-44,-44,Yes,1,Yes,Yes,Yes,100,75,48,0,0,-44,0,88,12,9,Individuals,15,10,75,BAKED GOODS,100,National,0,Remained the same,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,55,45,No,-44,Yes,Yes,Yes,Yes,Yes,Yes,-44,-44,-44,-44,Yes,No,Yes,Yes,No,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Very Important,Critical,Slightly important,Critical,Critical,Not important,Not important,Yes,72,No,-44,Yes,28,Yes,Yes,208000,18,Yes,No,No,Yes,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,No obstacle,-44,Tend to agree,Tend to agree,Strongly disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,-44,2200000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,68000,No,No,Yes,No,Yes,No,-44,-44,No,-44,-44,Yes,Yes,Yes,10,No,-44,-44,No,-44,0,-44,No,-44,-44,Yes,31,No,No,-44,-44,12,28,3,9,7,9,1,5,3,2,2,0,1,1,0,0,0,0,0,4,-44,4,3,-44,1,3,1590000,3,1542000,3,1606000,1,990000,1,990000,1,1010000,2,680000,2,666000,2,694000,1,680000,1,660000,1,680000,2,675000,2,675000,2,675000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,7,510000,8,505000,7,510000,14,370000,15,355000,14,385000,Economic upturn/downturn,-44,Completed college/vocational training,Started but did not complete secondary,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed secondary,-44,-44,-44,-44,Completed secondary,Did not complete primary school,Started but did not complete college/vocational training,Did not complete primary school,Important,Very important,Very important,Very important,Very important,Very important,Important,Very important,Important,Critical,Not important,Not important,Slightly important,Slightly important,Very important,Slightly important,Important,Very important,Critical,Critical,Slightly important,Very important,Important,Slightly important,Critical,Very important,Slightly important,Slightly important,Not important,Slightly important,Important,Very important,Critical,Not important,Very important,Critical,Slightly important,Critical,Very important,Very important,Slightly important,Important,Slightly important,Very important,Very important,Important,Critical,Critical,Important,Important,Critical,Important,Slightly important,Very important,Important,Important,Slightly important,Important,Important,Important,Very important,Very important,Slightly important,Very important,Very important,Slightly important,Important,Slightly important,Slightly important,Very important,Very important,Critical,Very important,Very important,Very important,Very important,Slightly important,Slightly important,Slightly important,Very important,Difficult,Not difficult,Very difficult,0,-44,Slightly difficult,Difficult,Very difficult,0,-44,Not difficult,Very difficult,Difficult,0,-44,Very difficult,Slightly difficult,Slightly difficult,0,-44,Difficult,Almost impossible,Difficult,1,8,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Not difficult,Difficult,Difficult,0,-44,Not difficult,Difficult,Difficult,2,1,Slightly important,Very important,Not important,Slightly important,Very important,Important,Not important,Slightly important,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Minor obstacle,Through family/friends,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm does not have enough information about training pro,Yes,Moderate obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Yes,100,0,-44,0,Yes,19,Yes,51,24,0,0,20,5,0,0,0,0,0,0,0,-44,39,61,0,0,0,0,0,0,0,0,0,0,0,0,0, ,Yes,Loan,2011,10000000,15,46,Private commercial banks,Yes,Yes,No,No,No,No,-44,400,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,208120000,192640000,187650000,17018000,1147000,378000,11558000,3660000,101000,580000,322000,3390000,26970000,11110000,40400000,27000000,54500000,63990000,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Yes,Yes,No,No,No,Yes,No,Major obstacle,Minor obstacle,Minor obstacle,No obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,-44,-44,-44,-44,-44,"Crime, theft and disorder",Cost of finance,Business Licensing and Permits,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,Local business association,-44,Financial magement and tax and customs administration,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,No,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,Somewhat truthful,Are estimates computed with some precision, 1231230343,1230343,Jamaica,Jamaica,Food,343,No,4,Establishment physically separated from HQ and other establi,Yes,4,Limited partnership,-44,50,50,50,0,0,Equally men and women,No,No,46,Delegates decisions to other partners,8,0,Equally men and women,Male,Male,Female,1984,No,Yes,1984,23,No,-44,-44,Yes,9,No,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,6,2,0,-44,No,-44,-44,-44,-44,Yes,0,Yes,Yes,Yes,100,90,84,0,0,-44,0,92,8,19,Small private firms (less than 20 employees),0,91,9,PASTRIES,88,Local,Do not know,Decreased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,61,39,No,-44,No,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,Yes,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,No obstacle,-44,Tend to agree,Tend to disagree,Strongly agree,Strongly agree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,10000,Yes,No,No,No,Yes,No,-44,-44,No,-44,-44,No,No,No,7,Yes,1,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,13,14,2,7,0,5,0,2,0,1,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,2,710000,2,710000,2,731000,1,650000,1,650000,1,657000,2,610000,2,592000,2,622000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,4,380000,4,369000,4,391000,5,270000,5,265000,5,278000,-44,-44,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed college/vocational training,-44,-44,-44,-44,-44,-44,-44,-44,Started but did not complete college/vocational training,Completed primary school,Completed secondary,Did not complete primary school,Very important,Critical,Slightly important,Slightly important,Very important,Very important,Slightly important,Slightly important,Critical,Not important,Not important,Important,Slightly important,Slightly important,Slightly important,Very important,Very important,Slightly important,Very important,Important,Very important,Very important,Important,Not important,Slightly important,Important,Important,Slightly important,Important,Important,Slightly important,Very important,Slightly important,Critical,Slightly important,Critical,Important,Critical,Critical,Critical,Very important,Very important,Important,Not important,Important,Not important,Critical,Critical,Critical,Slightly important,Very important,Very important,Not important,Very important,Slightly important,Very important,Not important,Slightly important,Very important,Important,Critical,Critical,Critical,Very important,Very important,Important,Important,Very important,Slightly important,Very important,Important,Important,Very important,Slightly important,Slightly important,Important,Very important,Slightly important,Very important,Important,Difficult,Difficult,Very difficult,0,-44,Slightly difficult,Almost impossible,Very difficult,0,-44,Very difficult,Very difficult,Difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Very difficult,Slightly difficult,Not difficult,2,1,Very difficult,Almost impossible,Slightly difficult,1,4,Very important,Very important,Not important,Slightly important,Critical,Not important,Important,Important,Moderate obstacle,Minor obstacle,No obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,Through family/friends,-44,No,-44,-44,-44,-44,No,-44,-44,-44,Other,Yes,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Yes,100,0,-44,0,Yes,19,No,48,15,0,0,10,20,0,0,0,7,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,Yes,Loan,2009,7400000,16,48,Private commercial banks,Yes,No,No,Yes,No,No,-44,270,No,-44,-44,-44,Collateral requirements for loans or line of credit are unat,35700000,39000000,15000000,6765000,190000,82000,3120000,390000,12000,101000,51000,3120000,0,1170000,0,1404000,5951000,3033000,No obstacle,No obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Moderate obstacle,No obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,Major obstacle,No obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,Tax Rates,Cost of finance,Tax administration,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,-44,-44,"General management, Business development and Strategies supp",-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Somewhat truthful,Are estimates computed with some precision, 1231230345,1230345,Jamaica,Jamaica,Food,345,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded,-44,55,10,90,0,0,Equally men and women,No,Yes,59,Makes major strategic and fiancial decisions,14,5,All men,Male,Male,Male,1947,No,Yes,1948,10,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,3,1,-44,No,-44,-44,-44,-44,Yes,7,2,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,100,62,87,0,0,-44,5,94,1,0,Small private firms (less than 20 employees),5,95,0,ICE,81,Local,1,Decreased,Remained the same,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,98,2,No,-44,No,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,No obstacle,-44,Tend to disagree,Strongly agree,Tend to disagree,Tend to agree,Yes,No,-44,-44,-44,-44,Yes,-44,1164000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,92000,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,No,9,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,18,11,3,1,5,2,0,0,1,1,2,0,1,1,0,0,0,0,0,3,-44,5,1,-44,0,3,810000,3,778000,3,818000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,1,470000,1,465000,1,475000,9,320000,9,317000,9,333000,-44,-44,Completed secondary,Completed secondary,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Started but did not complete college/vocational training,Completed secondary,Completed primary school,Did not complete primary school,Slightly important,Important,Important,Not important,Critical,Critical,Important,Critical,Very important,Very important,Not important,Very important,Not important,Important,Important,Very important,Very important,Very important,Slightly important,Slightly important,Very important,Very important,Important,Important,Important,Important,Not important,Not important,Important,Important,Critical,Very important,Important,Slightly important,Critical,Slightly important,Very important,Important,Very important,Important,Critical,Critical,Very important,Critical,Important,Very important,Very important,Very important,Critical,Slightly important,Very important,Very important,Important,Very important,Very important,Important,Slightly important,Not important,Slightly important,Not important,Important,Important,Slightly important,Very important,Very important,Important,Slightly important,Critical,Important,Slightly important,Critical,Slightly important,Important,Slightly important,Critical,Critical,Very important,Critical,Critical,Critical,Very difficult,Slightly difficult,Slightly difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Not difficult,Slightly difficult,Difficult,0,-44,Very difficult,Not difficult,Difficult,0,-44,Critical,Important,Slightly important,Not important,Important,Not important,Important,Very important,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Public announcement/advertisement,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm cannot afford the optimal level of training,No,-44,-44,-44,-44,-44,-44,Yes,100,0,-44,0,No,-44,Yes,55,0,0,0,40,5,0,0,0,0,0,0,0,-44,27,73,0,0,0,0,0,0,0,0,0,0,0,0,0, ,Yes,Line of credit,2011,200000,17,28,Private commercial banks,Yes,Yes,No,No,No,No,-44,175,No,-44,-44,-44,Application procedures for loans or line of credit are compl,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,75000,0,4200000,24000000,9040000,50880000,20159000,Minor obstacle,Major obstacle,Major obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,No obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,No obstacle,Major obstacle,Minor obstacle,Major obstacle,No obstacle,Major obstacle,No obstacle,-44,-44,-44,-44,-44,Transportation,Cost of finance,"Crime, theft and disorder",No obstacle,Yes,Yes,Yes,Yes,No,Yes,No,Yes,Moderated impact,Yes,Moderated impact,-44,-44,No,No impact,-44,-44,Yes,Moderated impact,No,No impact,-44,-44,Yes,Moderated impact,-44,-44,Yes,Moderated impact,Yes,No impact,-44,-44,Yes,No impact,-44,-44,Yes,Moderated impact,Yes,Moderated impact,-44,-44,Yes,No impact,-44,-44,Yes,Moderated impact,Yes,No impact,-44,-44,Yes,No impact,-44,-44,No,No impact,Yes,Large impact,-44,-44,Yes,No impact,-44,-44,No,Moderated impact,Yes,Moderated impact,-44,-44,No,No impact,-44,-44,Yes,Moderated impact,Yes,Moderated impact,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Somewhat truthful,Are taken directly from the establishment's records, 1231230349,1230349,Jamaica,Jamaica,Other manufacturing,349,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded,-44,60,100,0,0,0,Predominantly men,Yes,Yes,25,Makes decisions in consultation with other partners,6,7,All men,Male,Male,Male,1977,No,Yes,1977,42,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,No,Yes,12,1,1,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,100,55,48,0,0,-44,45,50,5,0,Small private firms (less than 20 employees),90,0,10,WINDOWS AND DOORS,71,Local,0,Decreased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,80,20,No,-44,Yes,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,Yes,No,Moderate obstacle,Major obstacle,Very severe obstacle,Major obstacle,Major obstacle,Major obstacle,Very severe obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Major obstacle,Major obstacle,No obstacle,-44,Strongly agree,Tend to agree,Tend to agree,Tend to disagree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,18000,Yes,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,No,5,Yes,1,Yes,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,6,20,2,13,0,5,1,2,0,1,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,2,1210000,2,1210000,2,1210000,1,610000,1,598000,1,628000,3,370000,3,370000,3,370000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,8,290000,7,284000,8,299000,6,250000,5,250000,6,265000,Increase/decreased demand for goods,-44,Completed college/vocational training,Completed college/vocational training,University graduate,Completed secondary,University graduate,Completed college/vocational training,-44,-44,-44,-44,-44,-44,-44,-44,Completed secondary,Completed primary school,Completed primary school,Completed primary school,Very important,Critical,Not important,Slightly important,Important,Critical,Slightly important,Slightly important,Critical,Very important,Slightly important,Very important,Very important,Not important,Very important,Important,Slightly important,Important,Critical,Very important,Very important,Critical,Slightly important,Slightly important,Important,Slightly important,Important,Not important,Not important,Important,Critical,Very important,Very important,Very important,Very important,Critical,Critical,Slightly important,Critical,Critical,Critical,Slightly important,Slightly important,Slightly important,Very important,Slightly important,Important,Critical,Very important,Critical,Critical,Slightly important,Slightly important,Very important,Important,Important,Not important,Slightly important,Very important,Not important,Very important,Very important,Important,Slightly important,Slightly important,Important,Slightly important,Important,Slightly important,Critical,Critical,Important,Slightly important,Critical,Very important,Important,Very important,Important,Critical,Critical,Very difficult,Not difficult,Almost impossible,0,-44,Difficult,Almost impossible,Difficult,0,-44,Slightly difficult,Slightly difficult,Almost impossible,3,13,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Difficult,Slightly difficult,Very difficult,0,-44,Difficult,Difficult,Not difficult,0,-44,Important,Critical,Slightly important,Important,Very important,Not important,Important,Not important,Minor obstacle,Major obstacle,No obstacle,Very severe obstacle,Very severe obstacle,No obstacle,Major obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Through family/friends,-44,Yes to fire,No,-44,Yes,2,No,-44,-44,-44,The firm cannot afford the optimal level of training,No,-44,-44,-44,-44,-44,-44,Yes,100,0,-44,0,No,-44,No,90,0,0,0,0,10,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,1,Collateral or cosigners unacceptable,-44,15680000,17360000,9680000,6900000,486000,210000,1215000,1160000,29000,284000,86000,0,0,1248000,59590000,3360000,1120000,7358000,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,No obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Yes,Yes,Yes,No,No,Practices of competitors in the informal sector,Business Licensing and Permits,"Crime, theft and disorder",Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,-44,-44,Marketing and Operations support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 1231230350,1230350,Jamaica,Jamaica,Other manufacturing,350,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Male,1985,Yes,Yes,1985,28,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,4,1,2,-44,Yes,4,2,0,-44,Yes,11,3,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,100,80,49,0,0,-44,21,57,22,0,Individuals,21,65,14,GLASSES AND FRAMES,100,Local,Do not know,Remained the same,Increased,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,95,5,No,-44,Yes,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,Yes,No,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,No obstacle,-44,Tend to agree,Tend to agree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,Yes,2,-44,Yes,1,Outside working hours,Baseball bat,Personal possessions of employees or customers,114000,Gang related,Yes,No,Fear of reprisals,Yes,1,Outside working hours,Firearm/gun,Other,38000,Gang related,No,No,Not enough police/not enough resources,Yes,1,Outside working hours,Firearm/gun,Other company property,252000,Someone working alone,No,No,Offenders rarely caught or prosecuted,Yes,1,Outside working hours,Other,Other company property,8000,Group of criminals,Yes,No,Don't have the time; inconvenient,Yes,1,During working hours,Baseball bat,Goods or stock,53000,A fellow employee,No,Yes,-44,Yes,1,During working hours,Knife,Goods or stock,252000,A fellow employee,No,No,Police have not done anything in the past,Yes,1,During working hours,Firearm/gun,Money,30000,Group of criminals,No,Yes,-44,No,-44,-44,16000,No,No,No,No,Yes,No,-44,-44,No,-44,-44,No,Yes,No,1,Yes,1,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,12,12,2,4,4,2,0,1,1,0,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,2,870000,2,835000,2,879000,0,-44,0,-44,0,-44,1,610000,1,592000,1,622000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,3,420000,3,412000,3,441000,6,250000,6,248000,6,255000,-44,-44,Completed college/vocational training,Completed college/vocational training,-44,-44,Completed college/vocational training,Completed college/vocational training,-44,-44,-44,-44,-44,-44,-44,-44,Completed secondary,Completed secondary,Completed secondary,Completed primary school,Very important,Slightly important,Important,Important,Very important,Critical,Important,Important,Very important,Important,Not important,Slightly important,Not important,Slightly important,Critical,Important,Slightly important,Important,Critical,Critical,Very important,Slightly important,Not important,Slightly important,Very important,Slightly important,Not important,Not important,Slightly important,Slightly important,Very important,Very important,Critical,Very important,Critical,Critical,Very important,Critical,Critical,Slightly important,Very important,Very important,Critical,Very important,Critical,Critical,Slightly important,Slightly important,Very important,Slightly important,Very important,Very important,Slightly important,Critical,Important,Important,Not important,Slightly important,Very important,Not important,Critical,Very important,Very important,Very important,Critical,Slightly important,Important,Slightly important,Very important,Critical,Important,Important,Slightly important,Slightly important,Very important,Critical,Important,Very important,Critical,Very important,Slightly difficult,Difficult,Not difficult,0,-44,-44,-44,-44,-44,-44,Not difficult,Difficult,Very difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Slightly difficult,Slightly difficult,Very difficult,2,2,Difficult,Slightly difficult,Slightly difficult,0,-44,Critical,Important,Not important,Slightly important,Very important,Critical,Very important,Important,Major obstacle,Very severe obstacle,No obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Major obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Through family/friends,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm does not have enough information about training pro,Yes,Major obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Yes,0,100,-44,0,No,-44,No,54,0,16,0,30,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,Yes,Line of credit,2011,300000,18,22,State-owned banks and/or government agencies,Yes,No,Yes,No,Yes,No,-44,195,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,42350000,45850000,17400000,5992000,535000,141000,1376000,1476000,63000,305000,105000,0,0,7070000,2040000,16800000,5550000,39648000,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Yes,No,No,No,No,No,No,Very severe obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,No obstacle,Major obstacle,Major obstacle,Yes,Yes,Yes,No,No,Tax Rates,Electricity,Customs and Trade Regulations,No obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed,-44,Yes,Community based organization,-44,"General management, Business development and Strategies supp",-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,Yes,No,No,Somewhat truthful,Are estimates computed with some precision, 1231230351,1230351,Jamaica,Jamaica,Other manufacturing,351,No,-44,-44,-44,-44,Limited partnership,-44,60,100,0,0,0,Predominantly men,No,Yes,36,Delegates decisions to other partners,10,3,Predominantly men,Male,Female,Female,2003,No,Yes,2003,7,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,4,1,1,-44,No,-44,-44,-44,-44,Yes,7,3,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,100,75,40,0,0,-44,15,85,0,0,Small private firms (less than 20 employees),0,100,0,FURNITURES,100,Local,Do not know,Increased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,63,37,No,-44,Yes,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Very severe obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,No obstacle,-44,Tend to disagree,Strongly disagree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,7000,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,No,15,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,12,12,3,4,4,1,0,1,1,0,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,3,990000,3,950000,3,990000,0,-44,0,-44,0,-44,1,470000,1,451000,1,479000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,3,410000,3,398000,3,410000,5,310000,5,304000,5,313000,-44,-44,Completed college/vocational training,Completed college/vocational training,-44,-44,Started but did not complete college/vocational training,Completed college/vocational training,-44,-44,-44,-44,-44,-44,-44,-44,Completed secondary,Did not complete primary school,Completed secondary,Did not complete primary school,Important,Very important,Not important,Very important,Very important,Slightly important,Slightly important,Not important,Important,Very important,Important,Slightly important,Not important,Slightly important,Very important,Important,Very important,Important,Very important,Slightly important,Very important,Critical,Slightly important,Not important,Slightly important,Critical,Slightly important,Not important,Very important,Not important,Important,Very important,Important,Important,Important,Critical,Critical,Very important,Very important,Critical,Very important,Important,Slightly important,Slightly important,Slightly important,Important,Critical,Very important,Critical,Critical,Critical,Important,Slightly important,Important,Slightly important,Slightly important,Not important,Not important,Slightly important,Not important,Critical,Slightly important,Very important,Slightly important,Critical,Important,Critical,Not important,Very important,Critical,Critical,Important,Slightly important,Critical,Critical,Important,Important,Critical,Very important,Slightly important,Slightly difficult,Slightly difficult,Slightly difficult,1,9,-44,-44,-44,-44,-44,Slightly difficult,Difficult,Difficult,2,6,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Slightly difficult,Difficult,Difficult,2,4,Slightly difficult,Almost impossible,Not difficult,0,-44,Very important,Important,Very important,Very important,Very important,Very important,Slightly important,Slightly important,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Public placement office,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm cannot afford the optimal level of training,Yes,Major obstacle,Major obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Yes,0,100,-44,0,Yes,15,No,77,18,0,0,5,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,Collateral requirements for loans or line of credit are unat,22600000,23400000,9600000,5250000,156000,58000,702000,468000,18000,68000,44000,0,0,3392000,1224000,5150000,3150000,10867000,No obstacle,Major obstacle,Minor obstacle,Very severe obstacle,No,No,No,No,No,No,Yes,Major obstacle,Major obstacle,Minor obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Minor obstacle,-44,-44,-44,-44,-44,Access to land for expansion / relocation,Access to finance,Tax administration,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Financial magement and tax and customs administration,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are taken directly from the establishment's records, 1231230352,1230352,Jamaica,Jamaica,Other manufacturing,352,No,-44,-44,-44,-44,Limited partnership,-44,55,100,0,0,0,Equally men and women,Yes,Yes,55,Makes decisions in consultation with other partners,23,6,All men,Male,Male,Female,1990,No,Yes,1990,6,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,Yes,2,3,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,0,Yes,Yes,Yes,100,70,45,0,0,-44,12,41,47,14,Small private firms (less than 20 employees),0,91,9,PRINTING,99,Local,0,Remained the same,Increased,1,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,49,51,No,-44,Yes,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,Yes,Yes,No,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,No obstacle,-44,Tend to disagree,Tend to disagree,Strongly disagree,Strongly disagree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,13000,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,No,14,Yes,1,No,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,7,2,10,10,1,5,3,1,0,1,1,0,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,1,2000000,1,1920000,1,2060000,0,-44,0,-44,0,-44,1,670000,1,650000,1,690000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,3,490000,3,475000,3,495000,5,310000,5,301000,5,310000,-44,-44,Completed college/vocational training,University graduate,-44,-44,University graduate,Completed college/vocational training,-44,-44,-44,-44,-44,-44,-44,-44,Completed college/vocational training,Did not complete primary school,Started but did not complete secondary,Did not complete primary school,Very important,Critical,Very important,Very important,Important,Important,Very important,Important,Very important,Very important,Important,Slightly important,Slightly important,Slightly important,Important,Critical,Slightly important,Important,Very important,Very important,Slightly important,Critical,Not important,Not important,Not important,Slightly important,Not important,Important,Slightly important,Very important,Very important,Important,Important,Slightly important,Very important,Critical,Slightly important,Important,Critical,Important,Important,Slightly important,Very important,Important,Very important,Very important,Critical,Critical,Very important,Very important,Important,Very important,Slightly important,Very important,Slightly important,Very important,Not important,Important,Important,Slightly important,Critical,Important,Very important,Very important,Important,Slightly important,Critical,Important,Not important,Critical,Very important,Very important,Important,Slightly important,Critical,Slightly important,Very important,Very important,Very important,Slightly important,Difficult,Not difficult,Difficult,0,-44,-44,-44,-44,-44,-44,Difficult,Slightly difficult,Difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Very difficult,Slightly difficult,Difficult,0,-44,Difficult,Slightly difficult,Not difficult,0,-44,Important,Slightly important,Slightly important,Critical,Important,Very important,Slightly important,Very important,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Through family/friends,-44,No,-44,-44,-44,-44,Yes,60,70,Yes,-44,No,-44,-44,-44,-44,-44,-44,No,100,0,-44,0,Yes,16,No,72,18,0,0,5,5,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,1,Collateral or cosigners unacceptable,-44,12500000,13200000,5130000,5400000,170000,64000,396000,264000,22000,81000,53000,0,0,1545000,455000,2060000,1040000,4717000,Minor obstacle,No obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Yes,Yes,No,No,No,"Crime, theft and disorder",Practices of competitors in the informal sector,Inadequately educated workforce,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not aware of this type of assistance and don't know it advan,-44,No,-44,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are estimates computed with some precision, 1231230353,1230353,Jamaica,Jamaica,Other manufacturing,353,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,1989,No,Yes,1989,22,No,-44,-44,No,-44,-44,Yes,5,No,No,-44,-44,Yes,1,1,1,-44,Yes,4,1,0,-44,Yes,11,2,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,100,70,50,0,0,-44,11,89,0,0,Individuals,6,92,2,PRINTING,73,Local,Do not know,Decreased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,100,0,No,-44,Yes,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,No obstacle,-44,Tend to agree,Tend to disagree,Tend to disagree,Strongly disagree,No,-44,-44,-44,-44,-44,Yes,1,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,During working hours,Firearm/gun,Money,1000,Gang related,Yes,No,Offenders rarely caught or prosecuted,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,Outside working hours,Baseball bat,Other company property,3000,Group of criminals,No,No,Would increase insurance cost,Yes,2,Outside working hours,Firearm/gun,Other,7000,Group of criminals,No,Yes,-44,Yes,1,During working hours,Knife,Money,48000,Group of criminals,No,No,No loss or damage,Yes,1,During working hours,Firearm/gun,Goods or stock,6000,Group of criminals,No,No,Would increase insurance cost,No,-44,-44,7000,Yes,No,No,Yes,Yes,No,-44,-44,No,-44,-44,Yes,Yes,Yes,7,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,5,6,1,2,3,0,0,1,1,0,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,1,810000,1,802000,1,834000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,2,290000,2,290000,2,302000,3,240000,3,233000,3,254000,-44,-44,Started but did not complete college/vocational training,Completed college/vocational training,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Started but did not complete college/vocational training,Completed primary school,Completed primary school,Completed primary school,Slightly important,Very important,Important,Very important,Very important,Not important,Critical,Important,Not important,Important,Important,Not important,Important,Slightly important,Very important,Slightly important,Important,Slightly important,Very important,Critical,Very important,Critical,Slightly important,Not important,Not important,Very important,Not important,Not important,Not important,Slightly important,Very important,Very important,Important,Important,Critical,Very important,Slightly important,Very important,Critical,Very important,Very important,Important,Slightly important,Slightly important,Very important,Not important,Slightly important,Important,Very important,Important,Important,Important,Not important,Important,Slightly important,Very important,Not important,Slightly important,Not important,Slightly important,Very important,Critical,Important,Very important,Critical,Important,Important,Very important,Very important,Very important,Important,Important,Important,Slightly important,Very important,Slightly important,Very important,Important,Important,Important,Slightly difficult,Not difficult,Very difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Slightly difficult,Not difficult,Slightly difficult,0,-44,Very difficult,Not difficult,Difficult,0,-44,Important,Critical,Important,Not important,Critical,Very important,Slightly important,Very important,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,Very severe obstacle,Through family/friends,-44,No,-44,-44,-44,-44,Yes,20,0,No,-44,Yes,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,No,0,100,-44,0,Yes,19,No,64,21,0,0,5,10,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,1,Collateral or cosigners unacceptable,-44,10440000,11610000,4165000,2240000,140000,38000,697000,116000,12000,52000,43000,813000,0,773000,303000,1030000,1050000,2184000,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Yes,Yes,No,Yes,No,Practices of competitors in the informal sector,Cost of finance,Transportation,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,-44,-44,"General management, Business development and Strategies supp",-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 1231230358,1230358,Jamaica,Jamaica,Fabricated metal products,358,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded,-44,20,100,0,0,0,Predominantly men,No,Yes,48,Makes major strategic and fiancial decisions,6,5,All men,Male,Male,Male,1992,No,Yes,1992,5,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,1,2,-44,No,-44,-44,-44,-44,Yes,12,3,0,-44,No,-44,-44,-44,-44,Yes,3,Yes,Yes,Yes,100,70,80,0,0,-44,9,77,14,3,Government or government agencies (including state-owned ent,10,90,0,CANVAS,100,Local,0,Remained the same,Increased,2-5,90,10,0,-66,-99,Refusal to answer,-99,Refusal to answer,7,0,0,68,32,Yes,5,Yes,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,Yes,No,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,No obstacle,-44,Tend to agree,Tend to agree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,-44,735000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,12000,No,No,Yes,No,No,No,-44,-44,No,-44,-44,Yes,Yes,No,3,Yes,1,No,No,-44,6,-44,No,-44,-44,No,-44,-44,Yes,Yes,2,6,6,1,5,0,0,0,1,0,0,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,1,580000,1,568000,1,586000,0,-44,0,-44,0,-44,1,630000,1,605000,1,649000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,4,520000,4,515000,4,551000,0,-44,0,-44,0,-44,-44,-44,Completed college/vocational training,University graduate,-44,-44,Completed college/vocational training,Completed college/vocational training,-44,-44,-44,-44,-44,-44,-44,-44,Started but did not complete secondary,Did not complete primary school,-44,-44,Important,Important,Important,Critical,Not important,Important,Very important,Very important,Slightly important,Slightly important,Very important,Very important,Slightly important,Important,Critical,Very important,Important,Critical,Important,Important,Very important,Slightly important,Slightly important,Very important,Important,Very important,Very important,Very important,Slightly important,Slightly important,Very important,Very important,Important,Critical,Important,Slightly important,Important,Critical,Very important,Very important,Important,Critical,Important,Not important,Critical,Not important,Very important,Very important,Important,Critical,Very important,Important,Important,Very important,Important,Important,Important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Important,Very important,Very important,Very important,Critical,Very important,Very important,Very important,Very important,Very important,Very important,Important,Very important,Slightly important,Important,Slightly important,Very important,Very important,Not difficult,Difficult,Very difficult,0,-44,-44,-44,-44,-44,-44,Slightly difficult,Very difficult,Difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Slightly difficult,Slightly difficult,Almost impossible,2,6,-44,-44,-44,-44,-44,Very important,Important,Not important,Important,Critical,Very important,Not important,Very important,Major obstacle,Very severe obstacle,Moderate obstacle,No obstacle,No obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Minor obstacle,Major obstacle,Public placement office,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm cannot afford the optimal level of training,Yes,Major obstacle,Very severe obstacle,Minor obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Yes,100,0,-44,0,Yes,16,Yes,57,28,0,0,10,5,0,0,0,0,0,0,0,-44,34,66,0,0,0,0,0,0,0,0,0,0,0,0,0, ,Yes,Loan,2013,3600000,15,23,Private commercial banks,Yes,Yes,No,No,No,No,-44,245,Yes,2,1,Concerns about level of debt already incurred,-44,16250000,17680000,5600000,2919000,190000,67000,530000,151000,20000,93000,51000,570000,0,2600000,2550000,3210000,3510000,6773000,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Minor obstacle,No obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Yes,Yes,Yes,No,No,Inadequately educated workforce,"Crime, theft and disorder",Practices of competitors in the informal sector,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed,-44,No,-44,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Truthful,Are estimates computed with some precision, 1231230361,1230361,Jamaica,Jamaica,Retail,361,Yes,7,Establishment physically separated from HQ and other establi,Yes,7,Shareholding company with non-traded shares or shares traded,-44,60,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Male,1954,No,Yes,1954,18,No,-44,-44,Yes,7,No,No,-44,-44,No,-44,-44,Yes,10,1,0,-44,Yes,2,2,0,-44,Yes,11,3,0,-44,No,-44,-44,-44,-44,Yes,Do not know,Yes,Yes,Yes,0,-44,-44,100,0,-44,0,77,23,18,Individuals,96,0,4,GROCERY & NONE GROCERY ITEMS,100,National,5,Remained the same,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,87,13,No,-44,No,No,No,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,Yes,Yes,No,Yes,Yes,Yes,No,-44,Very Important,Very Important,Very Important,Slightly important,Critical,Very Important,Slightly important,Yes,82,No,-44,Yes,18,No,No,2160000000,28,Yes,No,Yes,No,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,No obstacle,-44,Tend to disagree,Strongly disagree,Strongly agree,Strongly agree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,23660000,Yes,No,Yes,Yes,Yes,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,No,2,-66,600,47,0,0,553,14,0,0,321,210,2,0,0,208,1,0,0,148,3,5,-44,-44,3,17,49,5410000,44,5356000,49,5464000,41,4510000,37,4375000,42,4510000,65,3350000,59,3350000,66,3384000,38,2460000,33,2362000,38,2485000,175,4887000,161,4838000,177,5034000,0,-44,0,-44,0,-44,178,2980000,159,2861000,176,3069000,0,-44,0,-44,0,-44,264,1130000,241,1119000,264,1187000,Economic upturn/downturn,-44,Completed college/vocational training,Completed college/vocational training,University graduate,University graduate,Completed secondary,University graduate,Completed college/vocational training,Completed secondary,Completed secondary,Completed secondary,-44,-44,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed primary school,Completed primary school,Slightly important,Critical,Important,Very important,Critical,Important,Very important,Very important,Very important,Very important,Slightly important,Slightly important,Slightly important,Slightly important,Very important,Very important,Very important,Critical,Critical,Important,Very important,Very important,Important,Slightly important,Important,Very important,Slightly important,Not important,Not important,Slightly important,Very important,Important,Very important,Slightly important,Very important,Very important,Critical,Very important,Very important,Critical,Important,Critical,Critical,Very important,Slightly important,Slightly important,Critical,Very important,Critical,Important,Very important,Important,Slightly important,Important,Important,Very important,Slightly important,Slightly important,Not important,Slightly important,Important,Important,Important,Slightly important,Critical,Not important,Critical,Very important,Important,Critical,Critical,Critical,Critical,Very important,Slightly important,Important,Slightly important,Very important,Important,Critical,Slightly difficult,Not difficult,Slightly difficult,3,7,Difficult,Not difficult,Difficult,2,4,Difficult,Not difficult,Almost impossible,0,-44,Slightly difficult,Almost impossible,Difficult,0,-44,Difficult,Slightly difficult,Very difficult,5,6,-44,-44,-44,-44,-44,Difficult,Slightly difficult,Slightly difficult,6,4,-44,-44,-44,-44,-44,Slightly difficult,Difficult,Difficult,0,-44,Very important,Important,Important,Very important,Very important,Slightly important,Slightly important,Not important,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,Major obstacle,Very severe obstacle,Major obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Schoold related network,-44,No,-44,-44,-44,-44,Yes,0,40,No,-44,No,-44,-44,-44,-44,-44,-44,Yes,100,0,-44,0,Yes,17,No,55,10,0,0,30,5,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,Application procedures for loans or line of credit are compl,66010000000,72324000000,20973960000,3631885000,305760000,105300000,6068745000,629219000,41340000,160160000,94640000,0,0,4339440000,0,4946962000,20973960000,11180134000,No obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Minor obstacle,No obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Electricity,Labor Regulations,Inadequately educated workforce,No obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Administratie procedure is cumbersome,-44,No,-44,-44,technological and Innovation Support,-44,Yes,No,No,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,No,Yes,No,No,Truthful,Are taken directly from the establishment's records, 1231230363,1230363,Jamaica,Jamaica,Retail,363,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded,-44,57,0,100,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Female,Female,1980,No,Yes,1980,18,Yes,10,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,4,1,0,-44,No,-44,-44,-44,-44,Yes,8,2,0,-44,No,-44,-44,-44,-44,Yes,Do not know,Yes,No,Yes,0,-44,-44,100,0,-44,12,80,8,0,Individuals,97,0,3,FURNITURE AND HOUSEHOLD ITEMS,100,Local,Do not know,Decreased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,41,59,No,-44,Yes,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Major obstacle,Major obstacle,No obstacle,-44,Strongly agree,Tend to agree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,4,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,84000,Yes,No,Yes,Yes,Yes,No,-44,-44,No,-44,-44,No,Yes,Yes,0,No,-44,-44,Yes,0,0,-44,No,-44,-44,No,-44,-44,Yes,Yes,2,-66,118,9,0,0,109,0,0,0,65,4,0,0,0,4,0,0,0,3,6,-44,-44,-44,6,1,9,2180000,9,2136000,9,2224000,6,1720000,6,1720000,6,1754000,9,980000,9,951000,9,1000000,8,650000,8,631000,8,663000,32,991000,32,981000,32,1011000,0,-44,0,-44,0,-44,16,660000,16,647000,16,667000,0,-44,0,-44,0,-44,42,610000,41,610000,42,610000,Increase/decreased demand for goods,-44,University graduate,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,University graduate,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed college/vocational training,Completed secondary,-44,-44,Completed secondary,Did not complete primary school,Critical,Important,Very important,Very important,Not important,Slightly important,Critical,Very important,Not important,Very important,Important,Slightly important,Slightly important,Slightly important,Important,Important,Very important,Very important,Slightly important,Important,Critical,Critical,Not important,Slightly important,Important,Not important,Important,Very important,Important,Very important,Very important,Slightly important,Slightly important,Critical,Critical,Slightly important,Critical,Very important,Important,Very important,Critical,Important,Very important,Not important,Slightly important,Critical,Slightly important,Critical,Very important,Slightly important,Important,Very important,Very important,Very important,Slightly important,Very important,Slightly important,Slightly important,Very important,Slightly important,Slightly important,Very important,Very important,Slightly important,Critical,Critical,Very important,Important,Slightly important,Important,Very important,Critical,Critical,Very important,Slightly important,Critical,Critical,Very important,Very important,Critical,Not difficult,Not difficult,Not difficult,0,-44,Difficult,Difficult,Slightly difficult,0,-44,Very difficult,Almost impossible,Very difficult,1,13,Difficult,Difficult,Slightly difficult,1,6,Not difficult,Very difficult,Difficult,1,6,-44,-44,-44,-44,-44,Not difficult,Not difficult,Not difficult,4,4,-44,-44,-44,-44,-44,Very difficult,Difficult,Slightly difficult,0,-44,Important,Critical,Important,Very important,Very important,Very important,Important,Important,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,No obstacle,Major obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,No obstacle,Private placement office,-44,Yes to hire,Yes,5,No,-44,Yes,0,40,No,-44,Yes,Major obstacle,Major obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Minor obstacle,No,100,0,-44,0,Yes,15,No,59,16,0,0,25,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,1,Collateral or cosigners unacceptable,-44,1860000000,1905000000,590550000,108000000,2350000,1042000,176000000,17717000,208000,748000,493000,95250000,0,304800000,171450000,341376000,362522000,768096000,No obstacle,Moderate obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,Moderate obstacle,Major obstacle,No,Yes,Yes,No,No,Tax administration,Practices of competitors in the informal sector,Tax Rates,No obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,"General management, Business development and Strategies supp",-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,Yes,Yes,No,No,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,Yes,Truthful,Are taken directly from the establishment's records, 1231230367,1230367,Jamaica,Jamaica,Retail,367,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded,-44,67,92,8,0,0,Equally men and women,No,Yes,30,Makes major strategic and fiancial decisions,38,7,Equally men and women,Male,Male,Male,1927,No,Yes,1927,22,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,4,1,0,-44,Yes,2,3,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,Do not know,Yes,Yes,Yes,0,-44,-44,100,0,-44,30,18,52,10,Individuals,32,20,48,LUMBER,32,National,Do not know,Remained the same,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,75,25,No,-44,No,No,No,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,Yes,Yes,No,Yes,No,Yes,No,-44,Very Important,Very Important,Slightly important,Critical,Slightly important,Very Important,Important,Yes,100,No,-44,No,-44,No,No,136370000,12,Yes,Yes,Yes,No,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,No obstacle,-44,Tend to agree,Tend to disagree,Strongly agree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,-44,30800000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,694000,Yes,No,Yes,Yes,Yes,No,-44,-44,No,-44,-44,No,Yes,No,0,Yes,1,No,Yes,0,0,-44,Yes,5,Yes,No,-44,-44,No,-44,-44,-66,546,34,0,0,512,18,0,0,266,95,1,0,0,94,0,0,0,49,6,4,-44,-44,6,10,35,1620000,35,1588000,35,1636000,19,1170000,19,1170000,19,1170000,45,760000,45,737000,46,760000,30,760000,28,745000,31,768000,121,579000,120,567000,120,596000,0,-44,0,-44,0,-44,90,440000,89,431000,90,449000,0,-44,0,-44,0,-44,301,450000,301,441000,304,468000,New products require new skills,-44,Completed college/vocational training,University graduate,University graduate,Completed college/vocational training,University graduate,University graduate,Completed college/vocational training,Completed secondary,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed college/vocational training,-44,-44,Completed primary school,Did not complete primary school,Critical,Critical,Critical,Very important,Very important,Very important,Critical,Not important,Very important,Important,Important,Slightly important,Slightly important,Very important,Slightly important,Very important,Very important,Very important,Critical,Important,Very important,Very important,Important,Slightly important,Very important,Very important,Not important,Important,Slightly important,Not important,Slightly important,Very important,Very important,Critical,Critical,Critical,Very important,Important,Very important,Very important,Very important,Important,Critical,Very important,Very important,Important,Important,Critical,Critical,Critical,Critical,Critical,Not important,Important,Critical,Very important,Not important,Not important,Important,Slightly important,Very important,Critical,Important,Very important,Critical,Important,Critical,Important,Very important,Very important,Very important,Important,Very important,Very important,Very important,Slightly important,Slightly important,Very important,Very important,Very important,Slightly difficult,Not difficult,Not difficult,0,-44,Difficult,Not difficult,Almost impossible,4,19,Difficult,Almost impossible,Difficult,2,10,Very difficult,Very difficult,Difficult,2,4,Slightly difficult,Almost impossible,Difficult,1,7,-44,-44,-44,-44,-44,Slightly difficult,Difficult,Not difficult,2,1,-44,-44,-44,-44,-44,Very difficult,Slightly difficult,Slightly difficult,1,1,Very important,Critical,Very important,Important,Critical,Very important,Critical,Very important,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Schoold related network,-44,No,-44,-44,-44,-44,Yes,0,30,No,-44,Yes,Moderate obstacle,Major obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Major obstacle,Yes,100,0,-44,0,Yes,16,Yes,48,12,0,0,40,0,0,0,0,0,0,0,0,-44,30,70,0,0,0,0,0,0,0,0,0,0,0,0,0, ,Yes,Loan,2011,18000000,16,33,Private commercial banks,No,-44,-44,-44,-44,-44,-44,135,No,-44,-44,-44,Size of loan and maturity are insufficiant,6818700000,6818700000,1977423000,408100000,18865000,9188000,748000000,19774000,2100000,9779000,4960000,0,0,204561000,136374000,272066000,259111000,639355000,No obstacle,Minor obstacle,Minor obstacle,Major obstacle,Yes,Yes,No,No,No,No,No,Very severe obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Very severe obstacle,Moderate obstacle,No obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,-44,-44,-44,-44,-44,Tax Rates,Inadequately educated workforce,"Crime, theft and disorder",Minor obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,-44,-44,Financial magement and tax and customs administration,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Truthful,Are estimates computed with some precision, 1231230371,1230371,Jamaica,Jamaica,Retail,371,No,-44,-44,-44,-44,Limited partnership,-44,40,30,70,0,0,Predominantly men,Yes,Yes,40,Makes decisions in consultation with other partners,27,6,Predominantly women,Male,Female,Male,1860,Yes,Yes,1860,32,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,6,4,0,-44,No,-44,-44,-44,-44,Yes,Do not know,Yes,Yes,Yes,0,-44,-44,100,0,-44,37,45,18,5,Government or government agencies (including state-owned ent,36,18,46,SEWING MACHINES,100,National,5,Remained the same,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,69,31,No,-44,Yes,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,Yes,No,No,No,Major obstacle,Minor obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,No obstacle,-44,Tend to agree,Tend to agree,Tend to agree,Strongly agree,Yes,No,-44,-44,-44,-44,Yes,4,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,3132000,Yes,Yes,Yes,Yes,Yes,No,-44,-44,No,-44,-44,No,No,No,0,No,-44,-44,No,-44,0,-44,Yes,14,No,No,-44,-44,No,-44,-44,-66,238,16,0,0,222,11,0,0,129,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,12,16,2450000,15,2401000,16,2499000,14,1560000,13,1544000,14,1591000,14,1090000,14,1046000,14,1112000,18,850000,17,816000,18,867000,44,1760000,41,1690000,45,1778000,0,-44,0,-44,0,-44,31,990000,30,960000,31,1020000,0,-44,0,-44,0,-44,101,920000,97,920000,102,948000,New production methods,-44,University graduate,Completed college/vocational training,Started but did not complete college/vocational training,Completed secondary,Started but did not complete college/vocational training,University graduate,Completed secondary,Started but did not complete college/vocational training,Completed college/vocational training,Completed secondary,-44,-44,Completed secondary,Started but did not complete secondary,-44,-44,Started but did not complete secondary,Started but did not complete college/vocational training,Critical,Very important,Slightly important,Very important,Very important,Very important,Very important,Very important,Slightly important,Important,Very important,Slightly important,Slightly important,Important,Critical,Very important,Important,Important,Very important,Very important,Very important,Very important,Not important,Important,Critical,Very important,Slightly important,Slightly important,Important,Slightly important,Not important,Critical,Slightly important,Important,Slightly important,Important,Very important,Very important,Slightly important,Very important,Slightly important,Very important,Very important,Not important,Critical,Critical,Slightly important,Very important,Important,Very important,Critical,Important,Very important,Very important,Slightly important,Very important,Not important,Not important,Very important,Very important,Critical,Critical,Very important,Very important,Critical,Very important,Very important,Very important,Slightly important,Not important,Very important,Very important,Important,Important,Very important,Not important,Critical,Very important,Critical,Very important,Not difficult,Very difficult,Difficult,2,8,Not difficult,Not difficult,Almost impossible,3,5,Not difficult,Slightly difficult,Slightly difficult,2,10,Not difficult,Difficult,Very difficult,0,-44,Not difficult,Slightly difficult,Not difficult,3,4,-44,-44,-44,-44,-44,Slightly difficult,Very difficult,Difficult,0,-44,-44,-44,-44,-44,-44,Difficult,Difficult,Difficult,4,3,Slightly important,Critical,Very important,Slightly important,Important,Very important,Important,Not important,Minor obstacle,Major obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,No obstacle,Private placement office,-44,No,-44,-44,-44,-44,Yes,0,20,Yes,-44,Yes,Moderate obstacle,Very severe obstacle,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,Yes,100,0,-44,0,Yes,15,No,51,16,0,0,30,0,0,0,0,0,3,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,Yes,Loan,2011,12500000,15,31,Private commercial banks,No,-44,-44,-44,-44,-44,-44,190,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,1085042000,1118600000,335580000,391510000,55930000,67116000,111860000,0,22372000,11186000,22372000,0,0,167790000,0,197992000,380324000,423703000,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Major obstacle,Yes,No,No,No,No,Cost of finance,Macroeconomic environment,Practices of competitors in the informal sector,No obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,"General management, Business development and Strategies supp",-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,No,Truthful,Are estimates computed with some precision, 1231230380,1230380,Jamaica,Jamaica,Retail,380,No,-44,-44,-44,-44,Limited partnership,-44,60,100,0,0,0,Predominantly men,No,Yes,42,Makes decisions in consultation with other partners,10,4,Equally men and women,Male,Male,Female,2000,No,Yes,2000,22,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,11,1,1,-44,Yes,3,1,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,Do not know,Yes,Yes,Yes,0,-44,-44,100,0,-44,5,78,17,14,Individuals,9,62,29,HOUSEHOLD ITEMS AND APPLIANCES,100,National,Do not know,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,49,51,No,-44,Yes,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,Yes,No,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,No obstacle,-44,Strongly disagree,Tend to disagree,Tend to disagree,Strongly agree,No,-44,-44,-44,-44,-44,Yes,-44,510000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,57000,Yes,No,Yes,Yes,Yes,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,No,-44,-44,No,-44,0,-44,Yes,11,Yes,No,-44,-44,No,-44,-44,60,138,9,0,0,129,5,0,0,75,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,3,9,1240000,9,1228000,9,1240000,7,820000,7,795000,7,828000,11,460000,11,446000,11,460000,8,310000,7,304000,8,310000,26,409000,25,405000,26,413000,0,-44,0,-44,0,-44,33,270000,32,262000,34,278000,0,-44,0,-44,0,-44,44,300000,44,294000,44,303000,New products require new skills,-44,University graduate,University graduate,Completed college/vocational training,Completed secondary,Completed college/vocational training,University graduate,Completed secondary,Started but did not complete college/vocational training,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed college/vocational training,Completed secondary,-44,-44,Completed secondary,Completed secondary,Very important,Critical,Important,Very important,Important,Critical,Important,Not important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Critical,Slightly important,Important,Important,Very important,Critical,Very important,Important,Not important,Very important,Important,Important,Slightly important,Slightly important,Not important,Very important,Important,Critical,Very important,Critical,Critical,Slightly important,Very important,Slightly important,Slightly important,Slightly important,Very important,Very important,Very important,Critical,Very important,Very important,Very important,Very important,Critical,Critical,Very important,Not important,Important,Slightly important,Slightly important,Slightly important,Not important,Not important,Slightly important,Very important,Important,Important,Important,Slightly important,Important,Important,Important,Not important,Critical,Very important,Critical,Slightly important,Not important,Very important,Slightly important,Very important,Very important,Very important,Important,Difficult,Difficult,Almost impossible,1,22,Not difficult,Not difficult,Almost impossible,0,-44,Not difficult,Difficult,Very difficult,5,8,Slightly difficult,Difficult,Difficult,3,3,Slightly difficult,Slightly difficult,Very difficult,4,3,-44,-44,-44,-44,-44,Slightly difficult,Difficult,Difficult,2,2,-44,-44,-44,-44,-44,Difficult,Almost impossible,Slightly difficult,4,2,Very important,Very important,Slightly important,Slightly important,Critical,Not important,Slightly important,Very important,Very severe obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Public announcement/advertisement,-44,No,-44,-44,-44,-44,Yes,0,30,No,-44,Yes,Very severe obstacle,Major obstacle,Very severe obstacle,Major obstacle,Major obstacle,Major obstacle,Yes,100,0,-44,0,Yes,13,Yes,73,17,0,0,10,0,0,0,0,0,0,0,0,-44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, ,Yes,Loan,2011,11500000,12,39,Private commercial banks,Yes,No,No,No,Yes,No,-44,120,Yes,1,0,-44,-44,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,0,0,75600000,0,92232000,356400000,219512000,No obstacle,Moderate obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Major obstacle,No obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Major obstacle,Major obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Very severe obstacle,Yes,Yes,Yes,No,No,Practices of competitors in the informal sector,Electricity,Cost of finance,No obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,-44,-44,Marketing and Operations support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Truthful,Are estimates computed with some precision, 1231230387,1230387,Jamaica,Jamaica,Retail,387,Yes,9,Establishment physically separated from HQ and other establi,Yes,9,Partnership (including limited liability companies),-44,50,100,0,0,0,Equally men and women,Yes,Yes,32,Delegates decisions to other partners,6,5,Predominantly women,Female,Female,Female,1995,Yes,Yes,1995,32,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,2,1,-44,Yes,3,2,0,-44,Yes,8,3,0,-44,No,-44,-44,-44,-44,Yes,15,Yes,Yes,Yes,0,-44,-44,100,0,-44,5,88,7,8,Individuals,15,16,69,MEAT,49,Local,0,Remained the same,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,98,2,No,-44,Yes,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,No obstacle,-44,Strongly disagree,Tend to disagree,Tend to disagree,Strongly agree,No,-44,-44,-44,-44,-44,Yes,6,-44,Yes,16,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,5,Outside working hours,Firearm/gun,Goods or stock,317000,Group of criminals,No,No,Don't have the time; inconvenient,Yes,3,Outside working hours,Firearm/gun,Money,-99,A customer,Yes,No,Not enough police/not enough resources,Yes,4,During working hours,Firearm/gun,Other company property,1904000,Group of criminals,No,No,Police could not have done anything,Yes,1,During working hours,Other,Money,1269000,A fellow employee,Yes,No,There was no insurance requirement,Yes,1,Outside working hours,Firearm/gun,Other company property,11106000,Gang related,Yes,Yes,-44,Yes,1,During working hours,Knife,Goods or stock,635000,Gang related,No,Yes,-44,No,-44,-44,-99,No,No,Yes,Yes,Yes,No,-44,-44,No,-44,-44,No,Yes,Yes,16,Yes,4,Yes,No,-44,0,-44,Yes,3,No,No,-44,-44,No,-44,-44,12,40,3,0,0,37,2,0,0,22,3,0,0,0,3,0,0,0,1,7,-44,-44,-44,7,1,3,800000,3,768000,3,808000,3,730000,3,701000,3,752000,2,470000,2,456000,2,475000,3,340000,3,340000,3,350000,12,360000,10,349000,12,360000,0,-44,0,-44,0,-44,9,260000,8,250000,9,260000,0,-44,0,-44,0,-44,11,270000,10,265000,11,281000,New products require new skills,-44,University graduate,Completed secondary,University graduate,Started but did not complete college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Started but did not complete college/vocational training,Completed college/vocational training,Completed secondary,-44,-44,Completed secondary,Completed secondary,-44,-44,Completed primary school,Did not complete primary school,Critical,Very important,Very important,Very important,Slightly important,Very important,Important,Important,Not important,Important,Not important,Slightly important,Slightly important,Not important,Very important,Very important,Slightly important,Very important,Slightly important,Very important,Important,Critical,Important,Not important,Important,Slightly important,Slightly important,Not important,Very important,Slightly important,Slightly important,Very important,Important,Very important,Critical,Critical,Critical,Important,Critical,Very important,Important,Important,Important,Not important,Critical,Very important,Very important,Very important,Very important,Slightly important,Critical,Slightly important,Important,Important,Slightly important,Very important,Not important,Not important,Very important,Not important,Very important,Very important,Slightly important,Important,Very important,Very important,Critical,Very important,Very important,Critical,Critical,Very important,Very important,Slightly important,Slightly important,Not important,Important,Very important,Very important,Slightly important,Not difficult,Not difficult,Not difficult,0,-44,Difficult,Not difficult,Difficult,3,6,Slightly difficult,Almost impossible,Difficult,0,-44,Slightly difficult,Difficult,Not difficult,0,-44,Difficult,Difficult,Very difficult,0,-44,-44,-44,-44,-44,-44,Difficult,Difficult,Slightly difficult,0,-44,-44,-44,-44,-44,-44,Difficult,Slightly difficult,Difficult,2,2,Important,Important,Important,Slightly important,Critical,Important,Not important,Very important,Very severe obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Public announcement/advertisement,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The benefits of training are small than the costs,No,-44,-44,-44,-44,-44,-44,Yes,100,0,-44,0,No,-44,Yes,40,0,0,0,50,10,0,0,0,0,0,0,0,-44,70,0,0,30,0,0,0,0,0,0,0,0,0,0,0, ,Yes,Loan,2010,40000000,16,36,"Non-Bank financial institutions (microfinance institutions,",Yes,Yes,No,No,Yes,No,-44,105,No,-44,-44,-44,Size of loan and maturity are insufficiant,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,12500000,0,6642000,19926000,8236000,22627000,19684000,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,No,Yes,No,Yes,No,No,No,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,-44,-44,-44,-44,-44,"Crime, theft and disorder",Tax administration,Corruption,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,-44,-44,"General management, Business development and Strategies supp",-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 1231230397,1230397,Jamaica,Jamaica,Retail,397,No,-44,-44,-44,-44,Limited partnership,-44,35,100,0,0,0,Equally men and women,Yes,Yes,24,Delegates decisions to other partners,14,0,Predominantly women,Female,Female,Male,1996,No,Yes,1996,17,No,-44,-44,No,-44,-44,Yes,4,No,No,-44,-44,Yes,3,1,10,-44,Yes,3,1,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0,-44,0,59,41,0,Individuals,20,64,16,STOPLE FOODS,49,Local,Do not know,Increased,Decreased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,93,7,No,-44,No,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Major obstacle,Major obstacle,No obstacle,-44,Tend to agree,Strongly disagree,Strongly agree,Strongly agree,No,-44,-44,-44,-44,-44,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,2489000,No,No,Yes,Yes,No,No,-44,-44,No,-44,-44,Yes,Yes,No,7,No,-44,-44,Yes,0,0,-44,Yes,1,No,No,-44,-44,No,-44,-44,6,50,6,0,0,44,5,0,0,24,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,2,6,1230000,5,1205000,6,1255000,3,680000,3,680000,3,687000,2,500000,2,495000,2,515000,4,500000,3,490000,4,510000,11,430000,9,430000,11,434000,0,-44,0,-44,0,-44,6,260000,5,257000,6,268000,0,-44,0,-44,0,-44,18,190000,15,184000,18,198000,New products require new skills,-44,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed secondary,Completed college/vocational training,Completed secondary,-44,-44,Completed secondary,Completed secondary,-44,-44,Completed primary school,Did not complete primary school,Very important,Critical,Critical,Important,Not important,Critical,Very important,Very important,Not important,Very important,Very important,Important,Important,Not important,Critical,Very important,Important,Critical,Very important,Very important,Very important,Critical,Not important,Not important,Important,Important,Slightly important,Not important,Not important,Slightly important,Slightly important,Very important,Slightly important,Critical,Critical,Very important,Important,Critical,Slightly important,Important,Critical,Critical,Important,Slightly important,Very important,Very important,Important,Very important,Very important,Very important,Critical,Critical,Very important,Important,Very important,Very important,Slightly important,Not important,Not important,Slightly important,Critical,Critical,Critical,Critical,Very important,Slightly important,Critical,Very important,Critical,Critical,Very important,Very important,Very important,Not important,Slightly important,Important,Very important,Very important,Critical,Critical,Not difficult,Difficult,Difficult,0,-44,Very difficult,Not difficult,Slightly difficult,0,-44,Slightly difficult,Very difficult,Difficult,0,-44,Slightly difficult,Almost impossible,Not difficult,0,-44,Not difficult,Slightly difficult,Difficult,0,-44,-44,-44,-44,-44,-44,Difficult,Slightly difficult,Difficult,0,-44,-44,-44,-44,-44,-44,Difficult,Not difficult,Not difficult,2,2,Very important,Important,Not important,Slightly important,Important,Important,Not important,Important,Very severe obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,No obstacle,Minor obstacle,Private placement office,-44,Yes to fire,No,-44,Yes,3,Yes,0,40,No,-44,Yes,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,No obstacle,No,100,0,-44,0,No,-44,No,45,25,0,0,30,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,Size of loan and maturity are insufficiant,280000000,327500000,72050000,23100000,6550000,26200000,29184000,2162000,6550000,6550000,13100000,0,0,32750000,16375000,37663000,34551000,79469000,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,No obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Major obstacle,Major obstacle,No obstacle,-44,-44,-44,-44,-44,Customs and Trade Regulations,Tax Rates,Inadequately educated workforce,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,Government based organization,-44,Marketing and Operations support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are estimates computed with some precision, 1231230398,1230398,Jamaica,Jamaica,Retail,398,No,-44,-44,-44,-44,Limited partnership,-44,45,100,0,0,0,Equally men and women,No,Yes,47,Makes decisions in consultation with other partners,13,3,Equally men and women,Male,Male,Female,1998,No,Yes,1998,7,Yes,6,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,9,1,2,-44,Yes,3,3,0,-44,Yes,9,2,0,-44,No,-44,-44,-44,-44,Yes,Do not know,Yes,No,Yes,0,-44,-44,100,0,-44,27,0,73,0,Individuals,86,0,14,MEAT,54,Local,Do not know,Increased,Increased,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,72,28,No,-44,Yes,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,-44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,43000,No,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,Yes,0,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,3,10,1,0,0,9,1,0,0,5,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,1,1580000,1,1548000,1,1580000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,2,470000,2,456000,2,470000,0,-44,0,-44,0,-44,7,300000,7,300000,7,312000,-44,-44,Completed college/vocational training,Completed college/vocational training,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Completed college/vocational training,Completed secondary,-44,-44,Did not complete primary school,Did not complete primary school,Slightly important,Very important,Important,Not important,Critical,Very important,Very important,Very important,Slightly important,Critical,Slightly important,Not important,Not important,Slightly important,Very important,Important,Very important,Critical,Critical,Critical,Critical,Critical,Not important,Important,Very important,Very important,Very important,Important,Very important,Slightly important,Critical,Very important,Very important,Important,Very important,Important,Important,Critical,Very important,Important,Very important,Very important,Very important,Slightly important,Very important,Very important,Critical,Slightly important,Very important,Critical,Very important,Not important,Slightly important,Important,Very important,Very important,Slightly important,Slightly important,Slightly important,Important,Critical,Critical,Very important,Very important,Critical,Slightly important,Very important,Important,Very important,Important,Slightly important,Slightly important,Important,Slightly important,Very important,Critical,Slightly important,Very important,Critical,Important,Not difficult,Not difficult,Slightly difficult,1,6,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Not difficult,Not difficult,Not difficult,0,-44,-44,-44,-44,-44,-44,Slightly difficult,Almost impossible,Slightly difficult,0,-44,Important,Critical,Critical,Not important,Important,Very important,Important,Very important,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Major obstacle,Private placement office,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm cannot afford the optimal level of training,Yes,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Yes,100,0,-44,0,Yes,17,No,63,17,0,0,20,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,1,Collateral or cosigners unacceptable,-44,60500000,62000000,14260000,7200000,1107000,388000,5040000,428000,84000,530000,308000,0,0,1240000,0,1699000,8804000,3687000,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,-44,-44,-44,-44,-44,Tax Rates,Tax administration,Corruption,Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,"General management, Business development and Strategies supp",-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 1231230401,1230401,Jamaica,Jamaica,Retail,401,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,1965,No,Yes,1965,48,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,4,2,2,-44,Yes,1,1,0,-44,Yes,10,3,0,-44,No,-44,-44,-44,-44,Yes,1,Yes,Yes,Yes,0,-44,-44,100,0,-44,49,0,51,6,Individuals,95,0,5,LIQUOR,74,Local,Do not know,Remained the same,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,99,1,No,-44,Yes,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,Yes,No,No,No,Minor obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,-44,Tend to agree,Tend to agree,Strongly agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,-44,2700000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-99,No,No,Yes,Yes,No,No,-44,-44,No,-44,-44,No,Yes,Yes,0,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,13,2,37,45,4,0,0,41,2,0,0,23,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,1,4,1560000,4,1560000,4,1576000,3,860000,3,851000,3,860000,3,520000,3,510000,3,536000,3,520000,3,520000,3,520000,11,430000,11,421000,11,430000,0,-44,0,-44,0,-44,5,370000,5,370000,5,377000,0,-44,0,-44,0,-44,16,270000,17,262000,16,284000,Increase/decreased demand for goods,-44,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,-44,-44,Completed primary school,Did not complete primary school,Slightly important,Very important,Slightly important,Very important,Very important,Critical,Slightly important,Very important,Very important,Very important,Slightly important,Not important,Very important,Slightly important,Critical,Very important,Important,Very important,Important,Important,Important,Very important,Slightly important,Important,Very important,Important,Important,Important,Not important,Very important,Very important,Very important,Important,Very important,Critical,Important,Slightly important,Critical,Critical,Very important,Important,Very important,Very important,Slightly important,Slightly important,Critical,Very important,Very important,Critical,Critical,Important,Slightly important,Important,Important,Very important,Slightly important,Not important,Not important,Very important,Not important,Very important,Very important,Very important,Very important,Critical,Very important,Very important,Slightly important,Important,Critical,Very important,Very important,Critical,Slightly important,Critical,Very important,Very important,Critical,Critical,Critical,Slightly difficult,Not difficult,Difficult,0,-44,Difficult,Not difficult,Difficult,0,-44,Difficult,Almost impossible,Very difficult,0,-44,Not difficult,Very difficult,Not difficult,0,-44,Not difficult,Slightly difficult,Difficult,0,-44,-44,-44,-44,-44,-44,Very difficult,Not difficult,Almost impossible,0,-44,-44,-44,-44,-44,-44,Very difficult,Difficult,Not difficult,4,1,Slightly important,Very important,Not important,Important,Critical,Critical,Not important,Not important,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,Major obstacle,No obstacle,Major obstacle,Major obstacle,Very severe obstacle,Major obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Public announcement/advertisement,-44,No,-44,-44,-44,-44,Yes,0,30,No,-44,Yes,Very severe obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Yes,100,0,-44,0,No,-44,No,75,0,0,0,25,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,26950000,0,69300000,0,92862000,115500000,200582000,No obstacle,Moderate obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,No obstacle,No obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,Very severe obstacle,Major obstacle,No,Yes,Yes,Yes,No,Tax Rates,"Crime, theft and disorder",Practices of competitors in the informal sector,No obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 1231230403,1230403,Jamaica,Jamaica,Retail,403,No,-44,-44,-44,-44,Limited partnership,-44,60,100,0,0,0,Equally men and women,No,Yes,53,Makes decisions in consultation with other partners,14,0,Predominantly men,Female,Male,Female,1994,No,Yes,1994,9,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,Yes,2,2,0,-44,Yes,11,4,0,-44,No,-44,-44,-44,-44,Yes,Do not know,Yes,Yes,Yes,0,-44,-44,100,0,-44,0,100,0,14,Individuals,0,0,100,PHARMACEUTICALS,87,Local,Do not know,Increased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,72,28,No,-44,Yes,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,No obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,-44,Strongly disagree,Tend to disagree,Tend to disagree,Strongly disagree,No,-44,-44,-44,-44,-44,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,14000,No,No,Yes,Yes,No,No,-44,-44,No,-44,-44,Yes,No,No,0,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,-66,41,4,0,0,37,3,0,0,22,2,0,0,0,2,0,0,0,1,7,-44,-44,-44,7,0,4,2420000,4,2372000,4,2468000,2,1620000,2,1555000,2,1636000,2,1160000,2,1148000,2,1172000,2,700000,2,679000,2,721000,6,706000,5,685000,6,727000,0,-44,0,-44,0,-44,6,460000,5,460000,6,469000,0,-44,0,-44,0,-44,21,400000,19,388000,21,420000,Economic upturn/downturn,-44,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed secondary,Started but did not complete college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,-44,-44,Completed secondary,Completed primary school,Critical,Very important,Slightly important,Critical,Slightly important,Slightly important,Not important,Not important,Important,Important,Very important,Slightly important,Slightly important,Not important,Critical,Important,Slightly important,Very important,Very important,Very important,Critical,Critical,Important,Not important,Important,Slightly important,Not important,Important,Not important,Slightly important,Important,Slightly important,Important,Not important,Critical,Very important,Critical,Slightly important,Critical,Important,Slightly important,Important,Very important,Important,Slightly important,Important,Very important,Critical,Critical,Important,Slightly important,Very important,Not important,Important,Slightly important,Very important,Not important,Slightly important,Slightly important,Slightly important,Very important,Critical,Very important,Critical,Very important,Important,Critical,Important,Very important,Very important,Slightly important,Very important,Important,Important,Very important,Very important,Important,Important,Critical,Important,Slightly difficult,Almost impossible,Not difficult,1,12,Difficult,Difficult,Almost impossible,0,-44,Not difficult,Slightly difficult,Very difficult,2,4,Not difficult,Difficult,Not difficult,0,-44,Slightly difficult,Slightly difficult,Almost impossible,0,-44,-44,-44,-44,-44,-44,Slightly difficult,Not difficult,Difficult,0,-44,-44,-44,-44,-44,-44,Difficult,Difficult,Slightly difficult,2,1,Critical,Slightly important,Very important,Slightly important,Important,Important,Not important,Important,Major obstacle,Major obstacle,Moderate obstacle,No obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Very severe obstacle,Public announcement/advertisement,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The benefits of training are small than the costs,Yes,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,No,100,0,-44,0,Yes,18,No,0,97,0,0,0,0,0,0,0,0,3,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,Yes,Loan,2009,1500000,16,60,Private commercial banks,Yes,No,No,Yes,No,No,-44,-44,Yes,1,0,-44,-44,95760000,105000000,33600000,26160000,378000,168000,11336000,0,52000,173000,98000,0,0,12600000,0,13986000,4452000,29510000,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Major obstacle,Major obstacle,No obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,No,Yes,Yes,No,No,Customs and Trade Regulations,Corruption,Tax administration,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,-44,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Truthful,Are taken directly from the establishment's records, 1231230405,1230405,Jamaica,Jamaica,Retail,405,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,100,0,0,0,All women,Yes,Not applicable,100,Makes major strategic and fiancial decisions,9,4,Predominantly women,Female,Male,Male,-66,No,Yes,-66,27,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,1,1,-44,Yes,4,3,0,-44,Yes,6,2,0,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0,-44,11,83,6,16,Individuals,30,46,24,PHARMACEUTICALS,100,Local,Do not know,Decreased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,71,29,No,-44,Yes,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Minor obstacle,Major obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,No obstacle,-44,Tend to disagree,Strongly disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,59000,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,No,Yes,0,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,3,2,12,20,2,0,0,18,1,0,0,11,4,0,0,0,4,0,0,0,3,5,-44,-44,-44,5,0,2,1210000,2,1186000,2,1210000,1,820000,1,820000,1,845000,2,510000,2,500000,2,520000,1,370000,1,363000,1,370000,6,281000,5,278000,6,284000,0,-44,0,-44,0,-44,5,220000,4,216000,5,224000,0,-44,0,-44,0,-44,7,160000,6,154000,7,166000,Increase demand for higher quality product,-44,University graduate,Completed secondary,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed secondary,-44,-44,Completed secondary,Did not complete primary school,Very important,Very important,Critical,Not important,Very important,Very important,Critical,Very important,Slightly important,Very important,Important,Not important,Very important,Important,Important,Critical,Slightly important,Critical,Critical,Critical,Very important,Very important,Important,Slightly important,Not important,Very important,Not important,Slightly important,Slightly important,Very important,Slightly important,Critical,Very important,Very important,Very important,Critical,Critical,Very important,Very important,Critical,Critical,Important,Very important,Slightly important,Slightly important,Very important,Important,Critical,Very important,Slightly important,Important,Not important,Important,Important,Very important,Very important,Slightly important,Not important,Slightly important,Very important,Very important,Slightly important,Critical,Critical,Critical,Very important,Very important,Slightly important,Important,Important,Very important,Very important,Very important,Important,Critical,Very important,Slightly important,Important,Important,Important,Not difficult,Difficult,Very difficult,1,12,Not difficult,Difficult,Slightly difficult,1,11,Slightly difficult,Not difficult,Not difficult,1,10,Slightly difficult,Slightly difficult,Slightly difficult,0,-44,Difficult,Difficult,Slightly difficult,0,-44,-44,-44,-44,-44,-44,Not difficult,Difficult,Difficult,0,-44,-44,-44,-44,-44,-44,Slightly difficult,Almost impossible,Not difficult,0,-44,Important,Very important,Important,Very important,Not important,Not important,Not important,Very important,Moderate obstacle,Major obstacle,No obstacle,Very severe obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,No obstacle,Minor obstacle,Public announcement/advertisement,-44,Yes to fire,No,-44,Yes,2,Yes,0,70,Yes,-44,Yes,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,No obstacle,No,100,0,-44,0,No,-44,Yes,51,0,24,0,25,0,0,0,0,0,0,0,0,-44,55,45,0,0,0,0,0,0,0,0,0,0,0,0,0, ,Yes,Loan,2010,1200000,15,45,Private commercial banks,Yes,No,Yes,Yes,No,No,-44,210,Yes,1,0,-44,-44,49950000,59850000,24539000,7320000,1530000,502000,4723000,736000,103000,590000,393000,1250000,0,2993000,0,3771000,3831000,8749000,Minor obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,Major obstacle,Major obstacle,Major obstacle,No,Yes,No,No,No,"Crime, theft and disorder",Tax administration,Corruption,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Too expensive,-44,No,-44,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,No,Truthful,Are taken directly from the establishment's records, 1231230409,1230409,Jamaica,Jamaica,Retail,409,Yes,2,Headquarters with production and/or sales at this location,Yes,2,Sole proprietorship,-44,-44,100,0,0,0,All women,Yes,Not applicable,100,Makes major strategic and fiancial decisions,6,1,Predominantly men,Male,Female,Female,1991,No,Yes,1991,32,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,Yes,3,3,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,1,No,No,Yes,0,-44,-44,100,0,-44,9,54,37,0,Individuals,10,71,19,DRUGS,63,Local,Do not know,Decreased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,46,54,No,-44,Yes,Yes,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,-44,Strongly agree,Tend to disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,317000,No,No,Yes,Yes,Yes,No,-44,-44,No,-44,-44,Yes,Yes,No,0,No,-44,-44,Yes,0,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,10,40,5,0,0,35,2,0,0,19,2,0,0,0,2,0,0,0,1,7,-44,-44,-44,7,2,5,870000,5,844000,5,896000,2,570000,2,553000,2,570000,3,520000,3,520000,3,525000,2,520000,2,510000,2,520000,6,472000,6,467000,6,477000,0,-44,0,-44,0,-44,10,290000,10,281000,10,293000,0,-44,0,-44,0,-44,14,280000,13,269000,14,288000,Economic upturn/downturn,-44,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,University graduate,Completed college/vocational training,Completed secondary,Completed secondary,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,-44,-44,Did not complete primary school,Did not complete primary school,Slightly important,Important,Critical,Critical,Important,Slightly important,Very important,Slightly important,Critical,Very important,Not important,Important,Important,Important,Very important,Slightly important,Important,Very important,Very important,Very important,Slightly important,Critical,Very important,Slightly important,Slightly important,Slightly important,Very important,Important,Not important,Not important,Very important,Very important,Critical,Very important,Very important,Slightly important,Very important,Slightly important,Important,Very important,Very important,Critical,Important,Important,Very important,Slightly important,Slightly important,Very important,Important,Very important,Critical,Not important,Not important,Important,Important,Important,Not important,Slightly important,Slightly important,Slightly important,Important,Very important,Very important,Critical,Critical,Important,Slightly important,Important,Important,Critical,Critical,Very important,Important,Slightly important,Very important,Critical,Critical,Slightly important,Important,Slightly important,Difficult,Not difficult,Difficult,0,-44,Almost impossible,Difficult,Almost impossible,1,16,Slightly difficult,Slightly difficult,Difficult,3,6,Difficult,Difficult,Very difficult,0,-44,Very difficult,Almost impossible,Almost impossible,0,-44,-44,-44,-44,-44,-44,Slightly difficult,Not difficult,Difficult,0,-44,-44,-44,-44,-44,-44,Difficult,Slightly difficult,Slightly difficult,4,2,Important,Important,Very important,Slightly important,Very important,Not important,Not important,Very important,Major obstacle,Moderate obstacle,No obstacle,Minor obstacle,Major obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Major obstacle,Major obstacle,No obstacle,Schoold related network,-44,No,-44,-44,-44,-44,Yes,0,30,No,-44,Yes,Minor obstacle,Major obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Major obstacle,No,100,0,-44,0,Yes,16,No,53,17,0,0,30,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,1,Collateral or cosigners unacceptable,-44,79100000,81200000,30044000,16650000,2436000,8120000,6608000,901000,1624000,1624000,2436000,2436000,0,12992000,0,16370000,21924000,34377000,No obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Very severe obstacle,Very severe obstacle,No obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,Moderate obstacle,No obstacle,Very severe obstacle,Yes,Yes,Yes,Yes,No,Tax Rates,Practices of competitors in the informal sector,Tax administration,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,-44,-44,Financial magement and tax and customs administration,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,No,Somewhat truthful,Are estimates computed with some precision, 1231230410,1230410,Jamaica,Jamaica,Retail,410,No,-44,-44,-44,-44,Limited partnership,-44,54,100,0,0,0,Predominantly women,No,No,34,Makes decisions in consultation with other partners,12,2,All men,Male,Male,Male,-66,No,Do not know,-66,30,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,9,4,0,-44,No,-44,-44,-44,-44,Yes,Do not know,Yes,No,Yes,0,-44,-44,100,0,-44,0,91,9,0,Individuals,99,0,1,PHARMACEUTICALS,100,National,Do not know,Remained the same,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,51,49,No,-44,Yes,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,-44,Tend to agree,Strongly disagree,Strongly agree,Tend to agree,Yes,No,-44,-44,-44,-44,Yes,-44,2160000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,25000,No,No,Yes,Yes,Yes,No,-44,-44,No,-44,-44,Yes,No,No,0,No,-44,-44,Yes,0,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,-66,34,5,0,0,29,3,0,0,15,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,2,5,2320000,5,2320000,5,2366000,2,1410000,2,1368000,2,1410000,3,890000,3,881000,3,890000,1,560000,1,560000,1,560000,7,1349000,7,1336000,7,1376000,0,-44,0,-44,0,-44,6,1020000,6,1000000,6,1020000,0,-44,0,-44,0,-44,10,740000,10,718000,10,755000,-44,-44,University graduate,University graduate,Completed college/vocational training,University graduate,Completed college/vocational training,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,-44,-44,Completed secondary,Completed primary school,Very important,Very important,Very important,Critical,Very important,Critical,Important,Not important,Slightly important,Not important,Slightly important,Slightly important,Slightly important,Very important,Very important,Critical,Slightly important,Important,Slightly important,Slightly important,Very important,Critical,Important,Not important,Critical,Very important,Slightly important,Slightly important,Important,Important,Important,Slightly important,Very important,Important,Critical,Very important,Critical,Very important,Critical,Critical,Very important,Very important,Very important,Very important,Very important,Important,Critical,Critical,Important,Slightly important,Very important,Not important,Slightly important,Important,Important,Important,Slightly important,Slightly important,Not important,Not important,Very important,Very important,Very important,Very important,Important,Not important,Critical,Slightly important,Critical,Critical,Very important,Slightly important,Slightly important,Slightly important,Slightly important,Critical,Critical,Very important,Very important,Important,Slightly difficult,Slightly difficult,Almost impossible,0,-44,Difficult,Very difficult,Difficult,0,-44,Not difficult,Not difficult,Not difficult,0,-44,Slightly difficult,Difficult,Almost impossible,0,-44,Slightly difficult,Very difficult,Not difficult,0,-44,-44,-44,-44,-44,-44,Not difficult,Difficult,Slightly difficult,0,-44,-44,-44,-44,-44,-44,Not difficult,Very difficult,Slightly difficult,4,1,Very important,Very important,Critical,Important,Very important,Very important,Not important,Important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,No obstacle,Moderate obstacle,Public announcement/advertisement,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm cannot afford the optimal level of training,No,-44,-44,-44,-44,-44,-44,Yes,0,100,-44,0,Yes,17,No,77,23,0,0,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,615000000,585000000,163800000,50400000,565000,146000,13608000,3276000,63000,207000,114000,0,0,46800000,81900000,51480000,49140000,113771000,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,No obstacle,No obstacle,Moderate obstacle,No obstacle,No obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,No obstacle,Very severe obstacle,Major obstacle,Yes,Yes,Yes,No,No,Electricity,"Crime, theft and disorder",Cost of finance,No obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,Community based organization,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 1231230419,1230419,Jamaica,Jamaica,Retail,419,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Male,Female,Female,-66,No,Do not know,-66,15,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,11,3,0,-44,No,-44,-44,-44,-44,Yes,Do not know,Yes,Yes,Yes,0,-44,-44,100,0,-44,44,22,34,16,Individuals,64,0,36,TRADING,100,Local,0,Remained the same,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,71,29,No,-44,Yes,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,No obstacle,-44,Tend to agree,Tend to disagree,Tend to agree,Strongly agree,No,-44,-44,-44,-44,-44,Yes,-44,3720000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,41000,Yes,Yes,Yes,Yes,No,No,-44,-44,No,-44,-44,Yes,Yes,No,0,No,-44,-44,No,-44,0,-44,Yes,6,No,No,-44,-44,No,-44,-44,-66,59,8,0,0,51,0,0,0,29,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,2,8,1110000,8,1099000,8,1110000,4,790000,4,766000,4,814000,5,740000,5,718000,5,762000,4,740000,4,733000,4,755000,11,688000,10,681000,11,688000,0,-44,0,-44,0,-44,9,400000,9,400000,9,408000,0,-44,0,-44,0,-44,18,340000,17,337000,18,357000,Economic upturn/downturn,-44,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,University graduate,University graduate,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed secondary,-44,-44,Completed college/vocational training,Completed secondary,-44,-44,Did not complete primary school,Did not complete primary school,Important,Very important,Very important,Slightly important,Important,Slightly important,Critical,Very important,Slightly important,Important,Slightly important,Not important,Not important,Important,Critical,Very important,Important,Critical,Critical,Critical,Very important,Very important,Very important,Slightly important,Important,Slightly important,Slightly important,Important,Very important,Not important,Very important,Very important,Very important,Very important,Critical,Critical,Very important,Critical,Slightly important,Important,Critical,Slightly important,Critical,Very important,Very important,Critical,Slightly important,Very important,Important,Important,Important,Very important,Slightly important,Very important,Important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Very important,Critical,Critical,Very important,Critical,Important,Critical,Not important,Very important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Very important,Very important,Very important,Important,Very important,Very important,Difficult,Difficult,Not difficult,0,-44,Difficult,Difficult,Slightly difficult,4,10,Not difficult,Difficult,Not difficult,0,-44,Not difficult,Very difficult,Difficult,0,-44,Not difficult,Almost impossible,Slightly difficult,0,-44,-44,-44,-44,-44,-44,Difficult,Very difficult,Difficult,0,-44,-44,-44,-44,-44,-44,Not difficult,Difficult,Very difficult,4,1,Very important,Very important,Slightly important,Critical,Important,Very important,Slightly important,Very important,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Private placement office,-44,Yes to fire,No,-44,Yes,5,Yes,0,40,No,-44,Yes,Major obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Minor obstacle,No obstacle,Yes,100,0,-44,0,Yes,15,No,66,20,0,0,10,0,0,0,0,0,4,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,Yes,Loan,2010,6000000,12,42,Private commercial banks,No,-44,-44,-44,-44,-44,-44,-44,Yes,1,0,-44,-44,413000000,416500000,162435000,36900000,953000,339000,47880000,4873000,100000,375000,218000,0,0,4165000,0,4457000,23241000,9716000,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Tax Rates,Cost of finance,"Crime, theft and disorder",Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Administratie procedure is cumbersome,-44,Yes,International organization,-44,technological and Innovation Support,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are taken directly from the establishment's records, 1231230421,1230421,Jamaica,Jamaica,Retail,421,No,-44,-44,-44,-44,Partnership (including limited liability companies),-44,50,100,0,0,0,Predominantly men,No,Yes,59,Delegates decisions to other partners,9,8,Equally men and women,Male,Male,Male,1969,No,Yes,1979,32,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,Yes,1,1,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,No,No,Yes,0,-44,-44,100,0,-44,0,27,73,0,Individuals,26,25,49,VARIETY GOODS,36,Local,Do not know,Decreased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,87,13,No,-44,No,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,Yes,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,-44,Tend to disagree,Tend to agree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,-44,300000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,31000,No,No,Yes,Yes,No,No,-44,-44,No,-44,-44,No,No,Yes,5,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,3,2,8,38,5,0,0,33,3,0,0,18,4,0,0,0,4,0,0,0,2,4,-44,-44,-44,4,1,5,1610000,4,1594000,5,1642000,2,1270000,2,1270000,2,1295000,3,740000,2,733000,3,762000,2,740000,2,733000,2,762000,8,701000,6,694000,8,708000,0,-44,0,-44,0,-44,5,430000,4,430000,5,430000,0,-44,0,-44,0,-44,17,470000,14,456000,17,489000,Economic upturn/downturn,-44,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed secondary,University graduate,Completed secondary,Completed college/vocational training,Started but did not complete college/vocational training,Completed secondary,Completed secondary,-44,-44,Completed secondary,Completed secondary,-44,-44,Did not complete primary school,Did not complete primary school,Very important,Very important,Very important,Critical,Very important,Very important,Important,Important,Not important,Important,Important,Important,Important,Important,Very important,Important,Very important,Very important,Very important,Very important,Very important,Important,Not important,Very important,Critical,Slightly important,Important,Slightly important,Slightly important,Important,Very important,Very important,Very important,Important,Critical,Very important,Very important,Slightly important,Slightly important,Very important,Important,Critical,Very important,Important,Very important,Critical,Very important,Very important,Very important,Important,Critical,Slightly important,Important,Slightly important,Critical,Slightly important,Slightly important,Slightly important,Not important,Slightly important,Important,Very important,Very important,Very important,Critical,Very important,Very important,Slightly important,Very important,Very important,Very important,Critical,Very important,Not important,Slightly important,Slightly important,Critical,Critical,Slightly important,Very important,Not difficult,Very difficult,Not difficult,0,-44,Not difficult,Difficult,Difficult,0,-44,Not difficult,Very difficult,Almost impossible,0,-44,Very difficult,Difficult,Slightly difficult,0,-44,Difficult,Slightly difficult,Difficult,0,-44,-44,-44,-44,-44,-44,Difficult,Slightly difficult,Very difficult,0,-44,-44,-44,-44,-44,-44,Very difficult,Slightly difficult,Difficult,1,2,Important,Very important,Very important,Important,Not important,Very important,Not important,Very important,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Minor obstacle,Schoold related network,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm cannot afford the optimal level of training,No,-44,-44,-44,-44,-44,-44,Yes,100,0,-44,0,No,-44,No,16,24,0,0,60,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,199800000,243000000,46170000,26750000,648000,293000,46494000,0,47000,348000,204000,0,0,12150000,0,15309000,55890000,33374000,No obstacle,Moderate obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,No obstacle,No obstacle,No obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,Major obstacle,Minor obstacle,-44,-44,-44,-44,-44,Access to finance,"Crime, theft and disorder",Inadequately educated workforce,No obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,-44,-44,technological and Innovation Support,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 1231230422,1230422,Jamaica,Jamaica,Retail,422,No,-44,-44,-44,-44,Limited partnership,-44,50,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,1980,No,Yes,1980,32,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,Do not know,Yes,No,Yes,0,-44,-44,100,0,-44,11,65,24,0,Individuals,80,0,20,CLOTHES,100,National,Do not know,Remained the same,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,74,26,No,-44,Yes,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Moderate obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Major obstacle,Major obstacle,No obstacle,-44,Strongly agree,Strongly agree,Strongly agree,Strongly agree,No,-44,-44,-44,-44,-44,Yes,-44,2940000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,23000,No,No,Yes,Yes,No,No,-44,-44,No,-44,-44,No,Yes,Yes,7,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,-66,38,4,0,0,34,0,0,0,19,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,1,4,4920000,4,4871000,4,5018000,2,2740000,2,2658000,2,2740000,3,2010000,3,1930000,3,2070000,2,2010000,2,1970000,2,2030000,10,1905000,10,1886000,11,1962000,0,-44,0,-44,0,-44,4,1040000,4,1009000,4,1061000,0,-44,0,-44,0,-44,13,569000,13,563000,13,592000,-44,-44,Completed college/vocational training,Completed college/vocational training,University graduate,Completed secondary,Completed college/vocational training,University graduate,Completed secondary,Completed secondary,Completed college/vocational training,Started but did not complete secondary,-44,-44,Completed college/vocational training,Completed secondary,-44,-44,Started but did not complete college/vocational training,Did not complete primary school,Slightly important,Very important,Very important,Slightly important,Slightly important,Very important,Critical,Critical,Not important,Important,Not important,Important,Important,Not important,Critical,Important,Critical,Very important,Very important,Slightly important,Very important,Very important,Not important,Not important,Critical,Critical,Slightly important,Important,Not important,Very important,Critical,Slightly important,Slightly important,Very important,Very important,Very important,Very important,Very important,Critical,Critical,Important,Important,Important,Slightly important,Slightly important,Very important,Very important,Very important,Very important,Very important,Critical,Important,Slightly important,Very important,Important,Important,Slightly important,Slightly important,Important,Slightly important,Important,Critical,Very important,Very important,Very important,Critical,Important,Very important,Very important,Slightly important,Critical,Critical,Important,Slightly important,Very important,Slightly important,Very important,Critical,Critical,Critical,Difficult,Slightly difficult,Difficult,0,-44,Difficult,Slightly difficult,Difficult,1,10,Slightly difficult,Not difficult,Very difficult,0,-44,Slightly difficult,Not difficult,Difficult,0,-44,Slightly difficult,Difficult,Slightly difficult,0,-44,-44,-44,-44,-44,-44,Difficult,Slightly difficult,Difficult,0,-44,-44,-44,-44,-44,-44,Slightly difficult,Slightly difficult,Difficult,2,1,Slightly important,Very important,Very important,Not important,Not important,Slightly important,Important,Slightly important,Major obstacle,Very severe obstacle,No obstacle,Moderate obstacle,Major obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Very severe obstacle,No obstacle,Minor obstacle,Schoold related network,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm cannot afford the optimal level of training,Yes,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,No obstacle,No,100,0,-44,0,Yes,16,No,70,20,0,0,10,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,456000000,448000000,129920000,63500000,588000,201000,50400000,0,46000,179000,143000,0,0,53760000,0,62899000,47846000,144039000,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Very severe obstacle,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,Major obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Tax Rates,"Crime, theft and disorder",Tax administration,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,Community based organization,-44,Financial magement and tax and customs administration,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,No,Yes,No,No,No,-44,-44,Yes,No,No,Somewhat truthful,Are taken directly from the establishment's records, 1231230424,1230424,Jamaica,Jamaica,Retail,424,No,-44,-44,-44,-44,Limited partnership,-44,80,20,80,0,0,Equally men and women,Yes,Yes,54,Delegates decisions to other partners,9,2,Predominantly men,Male,Female,Male,-66,No,Do not know,-66,-66,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,Yes,1,2,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,Do not know,Yes,No,Yes,0,-44,-44,100,0,-44,0,100,0,0,Individuals,0,97,3,COMPUTER SUPPLY & PORTS,100,National,5,Increased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,87,13,No,-44,Yes,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,Yes,No,Yes,No,Major obstacle,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Very severe obstacle,No obstacle,-44,Tend to disagree,Tend to disagree,Strongly agree,Strongly agree,No,-44,-44,-44,-44,-44,Yes,3,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,33000,No,No,Yes,Yes,No,No,-44,-44,No,-44,-44,Yes,Yes,No,0,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,-66,22,3,0,0,19,1,0,0,10,4,0,0,0,4,0,0,0,3,2,-44,-44,-44,2,1,3,1040000,3,1030000,3,1040000,1,680000,1,653000,1,700000,1,430000,1,413000,1,443000,2,360000,2,349000,2,367000,5,362000,4,351000,5,362000,0,-44,0,-44,0,-44,5,300000,4,288000,5,303000,0,-44,0,-44,0,-44,9,300000,8,294000,9,303000,Increase demand for higher quality product,-44,Started but did not complete college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete secondary,Completed secondary,Completed college/vocational training,Completed secondary,Started but did not complete college/vocational training,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed college/vocational training,Completed secondary,-44,-44,Completed primary school,Did not complete primary school,Critical,Critical,Important,Important,Critical,Important,Critical,Very important,Very important,Critical,Not important,Not important,Not important,Slightly important,Important,Very important,Critical,Critical,Very important,Critical,Critical,Slightly important,Slightly important,Important,Critical,Very important,Important,Slightly important,Very important,Important,Slightly important,Critical,Important,Critical,Slightly important,Slightly important,Critical,Very important,Critical,Important,Critical,Very important,Critical,Not important,Slightly important,Slightly important,Very important,Very important,Very important,Important,Very important,Very important,Slightly important,Very important,Very important,Very important,Slightly important,Not important,Important,Slightly important,Slightly important,Critical,Very important,Slightly important,Very important,Not important,Critical,Slightly important,Important,Not important,Very important,Very important,Very important,Slightly important,Very important,Critical,Critical,Very important,Critical,Very important,Slightly difficult,Not difficult,Almost impossible,0,-44,Slightly difficult,Difficult,Difficult,0,-44,Difficult,Difficult,Slightly difficult,0,-44,Very difficult,Difficult,Difficult,1,6,Slightly difficult,Slightly difficult,Very difficult,1,6,-44,-44,-44,-44,-44,Slightly difficult,Not difficult,Difficult,0,-44,-44,-44,-44,-44,-44,Slightly difficult,Slightly difficult,Not difficult,0,-44,Critical,Critical,Very important,Critical,Critical,Very important,Important,Important,Major obstacle,Major obstacle,Moderate obstacle,No obstacle,No obstacle,Very severe obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,No obstacle,Moderate obstacle,Through family/friends,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm cannot afford the optimal level of training,Yes,Major obstacle,Very severe obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Major obstacle,No,0,100,-44,0,No,-44,No,100,0,0,0,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,Did not think it would be approved,56500000,65000000,18200000,10350000,439000,248000,6612000,364000,44000,277000,152000,0,0,1300000,5200000,1560000,826000,3697000,No obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,Major obstacle,Very severe obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Very severe obstacle,Yes,Yes,Yes,No,No,Cost of finance,Tax Rates,Practices of competitors in the informal sector,No obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not aware of this type of assistance and don't know it advan,-44,Yes,International organization,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,Yes,No,No,Yes,No,No,No,-44,-44,No,-44,-44,Somewhat truthful,Are taken directly from the establishment's records, 1231230428,1230428,Jamaica,Jamaica,Retail,428,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,100,0,0,0,All women,Yes,Not applicable,100,Makes major strategic and fiancial decisions,14,2,Equally men and women,Male,Male,Female,1938,No,Yes,1938,12,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,12,2,0,-44,No,-44,-44,-44,-44,Yes,1,Yes,Yes,Yes,0,-44,-44,100,0,-44,29,61,10,3,Individuals,19,67,14,CLOTHES,100,Local,0,Decreased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,66,34,No,-44,No,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,Major obstacle,No obstacle,-44,Strongly agree,Tend to agree,Strongly agree,Strongly agree,Yes,No,-44,-44,-44,-44,Yes,-44,3680000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,64000,No,No,Yes,Yes,Yes,No,-44,-44,No,-44,-44,No,Yes,Yes,0,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,-66,38,4,0,0,34,3,0,0,19,16,0,0,0,16,0,0,0,7,4,-44,-44,-44,4,0,4,2680000,4,2573000,4,2707000,2,1430000,2,1387000,2,1459000,4,720000,4,713000,4,720000,4,550000,3,528000,4,561000,9,700000,8,686000,9,721000,0,-44,0,-44,0,-44,14,450000,12,450000,14,450000,0,-44,0,-44,0,-44,17,440000,15,431000,17,466000,Increase/decreased demand for goods,-44,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,University graduate,Started but did not complete college/vocational training,Completed college/vocational training,Completed secondary,Completed secondary,Completed secondary,-44,-44,Completed secondary,Completed secondary,-44,-44,Did not complete primary school,Did not complete primary school,Very important,Important,Very important,Important,Critical,Very important,Important,Not important,Very important,Slightly important,Slightly important,Slightly important,Very important,Slightly important,Critical,Slightly important,Slightly important,Critical,Slightly important,Important,Very important,Very important,Important,Important,Important,Not important,Important,Important,Very important,Slightly important,Very important,Very important,Important,Very important,Important,Slightly important,Critical,Very important,Slightly important,Critical,Very important,Important,Important,Not important,Critical,Not important,Critical,Critical,Very important,Very important,Important,Critical,Not important,Important,Slightly important,Important,Not important,Slightly important,Not important,Important,Very important,Critical,Critical,Slightly important,Very important,Important,Slightly important,Important,Not important,Very important,Critical,Very important,Critical,Very important,Critical,Not important,Critical,Critical,Critical,Very important,Very difficult,Not difficult,Slightly difficult,1,5,Slightly difficult,Slightly difficult,Slightly difficult,3,12,Difficult,Not difficult,Almost impossible,0,-44,Very difficult,Difficult,Very difficult,0,-44,Difficult,Difficult,Not difficult,0,-44,-44,-44,-44,-44,-44,Difficult,Very difficult,Slightly difficult,0,-44,-44,-44,-44,-44,-44,Difficult,Difficult,Slightly difficult,3,2,Important,Important,Very important,Slightly important,Critical,Very important,Critical,Slightly important,Major obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,Very severe obstacle,Public announcement/advertisement,-44,Yes to fire,No,-44,Yes,3,Yes,0,10,No,-44,No,-44,-44,-44,-44,-44,-44,Yes,100,0,-44,0,No,-44,No,55,0,0,0,45,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,98400000,110700000,33210000,31500000,883000,376000,8033000,0,60000,504000,290000,0,0,13284000,15498000,16472000,35335000,39533000,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Major obstacle,No obstacle,Major obstacle,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,Tax Rates,Tax administration,Cost of finance,No obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Administratie procedure is cumbersome,-44,No,-44,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Truthful,Are estimates computed with some precision, 1231230429,1230429,Jamaica,Jamaica,Retail,429,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,100,0,0,0,Predominantly men,No,No,100,Delegates decisions to other partners,12,4,Equally men and women,Female,Female,Female,2000,Yes,Yes,2000,6,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,3,1,-44,Yes,3,2,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,10,No,No,Yes,0,-44,-44,100,0,-44,12,79,9,0,Individuals,21,65,14,CLOTHES,100,Local,Do not know,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,45,55,No,-44,Yes,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Major obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,No obstacle,-44,Strongly disagree,Strongly disagree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,1,-44,Yes,3,-44,Yes,1,Outside working hours,Baseball bat,Personal possessions of employees or customers,164000,A fellow employee,No,No,They occur too frequently,Yes,1,Outside working hours,Knife,Personal possessions of employees or customers,41000,Gang related,No,No,Tried to/was unable to contact the police,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,Outside working hours,Knife,Money,72000,A fellow employee,Yes,No,Don't have the time; inconvenient,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,5,During working hours,Baseball bat,Other company property,430000,Group of criminals,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,9000,Yes,Yes,Yes,No,Yes,No,-44,-44,No,-44,-44,Yes,No,No,0,No,-44,-44,No,-44,0,-44,No,-44,-44,Yes,39,No,No,-44,-44,4,22,2,0,0,20,1,0,0,10,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,2,600000,2,582000,2,606000,1,370000,1,359000,1,370000,2,240000,2,230000,2,245000,1,160000,1,155000,1,165000,4,229000,4,224000,4,236000,0,-44,0,-44,0,-44,5,180000,5,175000,5,184000,0,-44,0,-44,0,-44,7,160000,7,157000,7,160000,-44,-44,University graduate,Started but did not complete college/vocational training,University graduate,Completed college/vocational training,University graduate,Completed college/vocational training,Started but did not complete college/vocational training,Started but did not complete college/vocational training,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed primary school,Critical,Very important,Very important,Very important,Very important,Very important,Important,Critical,Not important,Critical,Not important,Not important,Not important,Very important,Very important,Very important,Critical,Very important,Critical,Slightly important,Critical,Critical,Very important,Slightly important,Critical,Important,Not important,Important,Important,Not important,Important,Very important,Important,Important,Very important,Critical,Very important,Critical,Very important,Very important,Critical,Very important,Important,Not important,Important,Important,Very important,Very important,Important,Very important,Important,Important,Very important,Very important,Important,Important,Slightly important,Important,Not important,Slightly important,Very important,Critical,Critical,Very important,Critical,Very important,Important,Slightly important,Critical,Critical,Very important,Very important,Important,Slightly important,Slightly important,Critical,Very important,Important,Slightly important,Very important,Slightly difficult,Almost impossible,Very difficult,0,-44,Not difficult,Slightly difficult,Difficult,0,-44,Slightly difficult,Not difficult,Very difficult,0,-44,Slightly difficult,Almost impossible,Not difficult,0,-44,Very difficult,Slightly difficult,Not difficult,0,-44,-44,-44,-44,-44,-44,Not difficult,Difficult,Not difficult,2,4,-44,-44,-44,-44,-44,Slightly difficult,Slightly difficult,Slightly difficult,0,-44,Critical,Very important,Slightly important,Important,Important,Important,Slightly important,Very important,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Major obstacle,No obstacle,Private placement office,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm is affraid of investing in workers that after the t,No,-44,-44,-44,-44,-44,-44,No,0,100,-44,0,Yes,18,No,33,27,0,0,40,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,34160000,35560000,8890000,4992000,329000,114000,3172000,267000,21000,94000,70000,0,7112000,6401000,2134000,7681000,4780000,17359000,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Major obstacle,Yes,Yes,Yes,No,No,"Crime, theft and disorder",Electricity,Corruption,Very severe obstacle,Yes,Yes,Yes,No,Yes,Yes,No,Yes,Large impact,-44,-44,No,Moderated impact,Yes,Moderated impact,-44,-44,Yes,No impact,-44,-44,Yes,No impact,Yes,No impact,-44,-44,Yes,No impact,-44,-44,Yes,Moderated impact,Yes,No impact,-44,-44,No,Moderated impact,-44,-44,No,Moderated impact,No,No impact,-44,-44,Yes,Moderated impact,-44,-44,No,Moderated impact,No,No impact,-44,-44,Yes,Moderated impact,-44,-44,Yes,Moderated impact,No,No impact,-44,-44,No,Moderated impact,-44,-44,No,Moderated impact,Yes,No impact,-44,-44,Yes,No impact,-44,-44,Yes,Moderated impact,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 1231230430,1230430,Jamaica,Jamaica,Retail,430,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded,-44,56,0,100,0,0,Predominantly women,Yes,Yes,58,Makes decisions in consultation with other partners,12,5,Predominantly women,Female,Female,Male,1995,No,Yes,1995,30,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,Yes,2,3,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,3,Yes,Yes,Yes,0,-44,-44,100,0,-44,12,78,10,5,Individuals,92,0,8,SHOES,100,Local,0,Remained the same,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,53,47,No,-44,Yes,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Moderate obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,No obstacle,-44,Strongly agree,Tend to agree,Tend to disagree,Strongly agree,No,-44,-44,-44,-44,-44,Yes,-44,2020000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,662000,No,No,Yes,Yes,No,No,-44,-44,No,-44,-44,No,No,Yes,1,No,-44,-44,No,-44,0,-44,Yes,4,No,No,-44,-44,Yes,7,2,-66,23,2,0,0,21,2,0,0,12,4,0,0,0,4,0,0,0,4,2,-44,-44,-44,2,0,2,3590000,2,3482000,2,3590000,1,2330000,1,2260000,1,2400000,1,1250000,1,1238000,1,1275000,1,990000,1,980000,1,1020000,6,1095000,5,1084000,6,1106000,0,-44,0,-44,0,-44,4,720000,4,713000,4,720000,0,-44,0,-44,0,-44,12,840000,11,832000,12,848000,Increase demand for higher quality product,-44,Completed college/vocational training,Started but did not complete college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed secondary,Completed secondary,Completed college/vocational training,Started but did not complete secondary,-44,-44,Completed secondary,Completed secondary,-44,-44,Completed primary school,Did not complete primary school,Very important,Critical,Important,Not important,Important,Critical,Critical,Critical,Very important,Very important,Slightly important,Important,Not important,Slightly important,Critical,Very important,Critical,Very important,Very important,Very important,Important,Very important,Slightly important,Slightly important,Important,Slightly important,Slightly important,Very important,Very important,Important,Important,Critical,Very important,Not important,Very important,Critical,Very important,Important,Very important,Critical,Slightly important,Very important,Critical,Important,Critical,Slightly important,Critical,Very important,Very important,Very important,Very important,Very important,Important,Very important,Important,Important,Slightly important,Not important,Important,Not important,Important,Critical,Important,Critical,Very important,Important,Very important,Slightly important,Critical,Critical,Very important,Critical,Slightly important,Slightly important,Critical,Slightly important,Very important,Very important,Very important,Important,Very difficult,Not difficult,Very difficult,1,22,Not difficult,Slightly difficult,Difficult,0,-44,Very difficult,Not difficult,Difficult,0,-44,Difficult,Very difficult,Very difficult,0,-44,Slightly difficult,Very difficult,Difficult,0,-44,-44,-44,-44,-44,-44,Slightly difficult,Very difficult,Not difficult,0,-44,-44,-44,-44,-44,-44,Not difficult,Difficult,Not difficult,0,-44,Slightly important,Important,Slightly important,Not important,Critical,Not important,Important,Very important,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Through family/friends,-44,Yes to fire,No,-44,Yes,2,No,-44,-44,-44,The firm does not have enough information about training pro,Yes,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,Major obstacle,Yes,0,100,-44,0,No,-44,No,90,0,0,0,10,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,103776000,110400000,39744000,28704000,2208000,9936000,6624000,2208000,2208000,1104000,3312000,0,0,7728000,12144000,8655000,25867000,19041000,No obstacle,Minor obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,Very severe obstacle,No,No,Yes,No,No,Tax Rates,Political environment,Practices of competitors in the informal sector,No obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Already used this type of assistance in the past and wasn't,-44,Yes,International organization,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,Yes,No,No,Truthful,Are taken directly from the establishment's records, 1231230432,1230432,Jamaica,Jamaica,Retail,432,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,1995,No,Yes,1998,-66,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,Yes,3,2,0,-44,Yes,11,3,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0,-44,27,64,9,0,Individuals,25,54,21,CELL PHONE AND IT SOLUTION,100,National,5,Decreased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,35,65,No,-44,Yes,Yes,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,No obstacle,-44,Tend to disagree,Tend to agree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,-44,1372000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,4000,No,No,Yes,Yes,No,No,-44,-44,No,-44,-44,No,Yes,No,0,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,3,2,-66,25,3,0,0,22,2,0,0,12,2,0,0,0,2,0,0,0,1,9,-44,-44,-44,9,1,3,1750000,3,1715000,3,1803000,1,1190000,1,1142000,1,1214000,1,850000,1,850000,1,876000,2,500000,2,480000,2,500000,5,672000,5,665000,5,672000,0,-44,0,-44,0,-44,4,440000,4,440000,4,444000,0,-44,0,-44,0,-44,11,580000,10,568000,11,603000,Increase/decreased demand for goods,-44,Completed college/vocational training,Completed college/vocational training,University graduate,Completed college/vocational training,Completed college/vocational training,University graduate,Completed secondary,Started but did not complete college/vocational training,Started but did not complete college/vocational training,Started but did not complete secondary,-44,-44,Completed secondary,Completed secondary,-44,-44,Completed primary school,Did not complete primary school,Very important,Slightly important,Very important,Very important,Very important,Slightly important,Not important,Not important,Slightly important,Very important,Slightly important,Important,Slightly important,Very important,Slightly important,Slightly important,Critical,Critical,Important,Slightly important,Very important,Critical,Important,Not important,Slightly important,Very important,Slightly important,Slightly important,Important,Not important,Important,Critical,Important,Not important,Very important,Critical,Slightly important,Slightly important,Very important,Critical,Important,Slightly important,Slightly important,Slightly important,Very important,Very important,Very important,Slightly important,Very important,Important,Very important,Important,Very important,Very important,Important,Critical,Slightly important,Very important,Very important,Important,Very important,Critical,Critical,Critical,Very important,Important,Critical,Slightly important,Slightly important,Very important,Critical,Critical,Slightly important,Important,Very important,Important,Critical,Important,Very important,Important,Almost impossible,Slightly difficult,Slightly difficult,0,-44,Not difficult,Difficult,Very difficult,0,-44,Not difficult,Very difficult,Difficult,2,9,Slightly difficult,Difficult,Difficult,0,-44,Not difficult,Very difficult,Difficult,0,-44,-44,-44,-44,-44,-44,Not difficult,Slightly difficult,Almost impossible,0,-44,-44,-44,-44,-44,-44,Very difficult,Not difficult,Slightly difficult,0,-44,Very important,Slightly important,Very important,Important,Very important,Not important,Not important,Very important,Major obstacle,Major obstacle,Minor obstacle,No obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Major obstacle,Major obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Private placement office,-44,Yes to fire,No,-44,Yes,3,Yes,0,40,No,-44,No,-44,-44,-44,-44,-44,-44,Yes,0,100,-44,0,No,-44,No,78,7,0,0,15,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,1,Collateral or cosigners unacceptable,-44,472000000,496000000,153760000,20160000,79000,24000,2375000,3075000,4000,30000,17000,0,0,29760000,0,33331000,133920000,72995000,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Major obstacle,No obstacle,Very severe obstacle,Moderate obstacle,No obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,Tax administration,Macroeconomic environment,Inadequately educated workforce,Minor obstacle,Yes,Yes,No,No,No,Yes,No,-44,-44,-44,-44,-44,-44,Yes,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Large impact,-44,-44,-44,-44,-44,-44,-44,-44,No,Large impact,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Truthful,Are estimates computed with some precision, 1231230434,1230434,Jamaica,Jamaica,Retail,434,No,-44,-44,-44,-44,Limited partnership,-44,43,100,0,0,0,Predominantly men,No,Yes,48,Makes decisions in consultation with other partners,10,2,Equally men and women,Female,Male,Female,1980,Yes,Yes,1980,18,No,-44,-44,No,-44,-44,Yes,5,No,No,-44,-44,Yes,4,2,0,-44,Yes,3,2,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0,-44,0,91,9,11,Individuals,0,95,5,BEDROOM SET,40,Local,0,Decreased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,86,14,No,-44,Yes,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,No,Yes,No,No,Yes,No,No,No,-44,Critical,Slightly important,Critical,Very Important,Critical,Critical,Slightly important,Yes,100,No,-44,No,-44,No,No,2436000,19,Yes,No,No,No,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,No obstacle,-44,Tend to agree,Tend to agree,Strongly agree,Tend to disagree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,10000,No,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,No,0,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,4,11,3,0,0,8,2,0,0,5,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,3,760000,3,752000,3,783000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,2,310000,2,304000,2,316000,0,-44,0,-44,0,-44,6,340000,6,340000,6,357000,-44,-44,University graduate,Completed college/vocational training,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Completed college/vocational training,Completed secondary,-44,-44,Completed secondary,Did not complete primary school,Important,Critical,Very important,Slightly important,Very important,Very important,Important,Slightly important,Critical,Slightly important,Slightly important,Slightly important,Important,Slightly important,Critical,Very important,Very important,Very important,Very important,Important,Critical,Slightly important,Slightly important,Slightly important,Not important,Important,Not important,Not important,Slightly important,Important,Very important,Very important,Important,Very important,Very important,Very important,Very important,Critical,Very important,Very important,Very important,Critical,Very important,Important,Very important,Important,Critical,Very important,Important,Slightly important,Very important,Slightly important,Slightly important,Slightly important,Very important,Very important,Not important,Not important,Very important,Not important,Critical,Very important,Critical,Critical,Important,Slightly important,Critical,Critical,Very important,Slightly important,Very important,Very important,Critical,Slightly important,Very important,Not important,Important,Important,Critical,Slightly important,Slightly difficult,Slightly difficult,Very difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Difficult,Very difficult,Not difficult,0,-44,-44,-44,-44,-44,-44,Slightly difficult,Not difficult,Not difficult,0,-44,Slightly important,Important,Not important,Very important,Important,Very important,Important,Not important,Major obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Major obstacle,No obstacle,No obstacle,Through family/friends,-44,No,-44,-44,-44,-44,Yes,0,60,No,-44,Yes,Major obstacle,Major obstacle,Minor obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Yes,100,0,-44,0,No,-44,No,75,0,0,20,5,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,Yes,Loan,2010,8200000,16,37,"Non-Bank financial institutions (microfinance institutions,",Yes,No,Yes,No,No,No,-44,175,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,43400000,40600000,9338000,6300000,277000,114000,3852000,280000,42000,123000,97000,0,0,2842000,0,3467000,11368000,8182000,No obstacle,Minor obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,Major obstacle,Moderate obstacle,Minor obstacle,No obstacle,Very severe obstacle,Minor obstacle,No obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Yes,Yes,No,Yes,No,Tax administration,Practices of competitors in the informal sector,"Crime, theft and disorder",Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed,-44,No,-44,-44,"General management, Business development and Strategies supp",-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,Somewhat truthful,Are estimates computed with some precision, 1231230438,1230438,Jamaica,Jamaica,Retail,438,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,1921,No,Yes,1921,40,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,1,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,Do not know,Yes,Yes,Yes,0,-44,-44,100,0,-44,0,86,14,12,Individuals,80,10,10,MOVIES,100,Local,0,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,68,32,No,-44,Yes,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Minor obstacle,No obstacle,-44,Tend to agree,Tend to agree,Tend to agree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,-44,3600000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,744000,No,No,Yes,Yes,Yes,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,-66,62,6,0,0,56,0,0,0,30,4,0,0,0,4,0,0,0,3,2,-44,-44,-44,2,2,6,2580000,6,2503000,6,2606000,3,1500000,3,1440000,3,1515000,4,1270000,4,1245000,4,1308000,4,1270000,4,1232000,4,1308000,11,1084000,11,1062000,11,1095000,0,-44,0,-44,0,-44,17,640000,16,614000,17,653000,0,-44,0,-44,0,-44,21,630000,20,630000,21,636000,Economic upturn/downturn,-44,University graduate,Completed college/vocational training,University graduate,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Started but did not complete college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed secondary,-44,-44,Started but did not complete secondary,Started but did not complete secondary,Very important,Very important,Very important,Slightly important,Very important,Critical,Critical,Important,Important,Important,Important,Very important,Slightly important,Important,Critical,Slightly important,Important,Critical,Very important,Slightly important,Critical,Very important,Important,Important,Important,Important,Not important,Slightly important,Not important,Important,Very important,Very important,Very important,Very important,Very important,Very important,Critical,Critical,Slightly important,Very important,Very important,Very important,Critical,Slightly important,Important,Very important,Important,Very important,Slightly important,Very important,Critical,Very important,Slightly important,Important,Important,Very important,Important,Slightly important,Important,Slightly important,Very important,Critical,Important,Slightly important,Critical,Very important,Very important,Slightly important,Critical,Slightly important,Very important,Slightly important,Critical,Important,Slightly important,Important,Critical,Critical,Important,Important,Not difficult,Difficult,Slightly difficult,2,10,Not difficult,Almost impossible,Very difficult,2,11,Slightly difficult,Not difficult,Difficult,4,9,Difficult,Slightly difficult,Slightly difficult,2,6,Difficult,Slightly difficult,Difficult,2,6,-44,-44,-44,-44,-44,Difficult,Not difficult,Slightly difficult,2,4,-44,-44,-44,-44,-44,Not difficult,Difficult,Slightly difficult,3,2,Very important,Important,Important,Very important,Very important,Critical,Important,Not important,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Schoold related network,-44,No,-44,-44,-44,-44,Yes,0,20,No,-44,Yes,Major obstacle,Major obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Yes,100,0,-44,0,No,-44,No,95,0,0,0,0,5,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,238080000,248000000,74400000,64480000,12400000,19840000,14880000,4960000,4960000,2480000,7440000,0,0,9920000,0,12698000,79360000,27428000,No obstacle,Moderate obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,Very severe obstacle,No obstacle,No obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Electricity,Tax administration,Transportation,Moderate obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Financial magement and tax and customs administration,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Somewhat truthful,Are estimates computed with some precision, 1231230443,1230443,Jamaica,Jamaica,Retail,443,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded,-44,58,100,0,0,0,Predominantly men,No,Yes,35,Makes decisions in consultation with other partners,18,7,Predominantly men,Male,Male,Male,1982,No,Yes,1982,22,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,Yes,3,3,0,-44,Yes,11,3,0,-44,No,-44,-44,-44,-44,Yes,Do not know,Yes,Yes,Yes,0,-44,-44,100,0,-44,0,92,8,8,Individuals,0,0,100,HARDWARE,100,National,0,Remained the same,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,90,10,No,-44,Yes,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Major obstacle,Major obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Major obstacle,Very severe obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,No obstacle,-44,Tend to agree,Strongly agree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,14000,No,No,Yes,Yes,No,No,-44,-44,No,-44,-44,Yes,No,No,0,No,-44,-44,Yes,0,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,6,35,4,0,0,31,0,0,0,18,2,0,0,0,2,0,0,0,1,9,-44,-44,-44,9,0,4,2110000,4,2047000,4,2131000,2,1590000,2,1526000,2,1590000,2,1210000,2,1162000,2,1210000,2,890000,2,881000,2,917000,5,977000,5,967000,5,997000,0,-44,0,-44,0,-44,6,620000,6,601000,6,639000,0,-44,0,-44,0,-44,16,550000,15,550000,16,572000,Economic upturn/downturn,-44,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,University graduate,Completed secondary,Completed secondary,Completed college/vocational training,Started but did not complete secondary,-44,-44,Completed college/vocational training,Started but did not complete secondary,-44,-44,Completed secondary,Started but did not complete college/vocational training,Very important,Very important,Very important,Very important,Slightly important,Slightly important,Critical,Critical,Not important,Slightly important,Slightly important,Slightly important,Not important,Not important,Important,Very important,Very important,Very important,Very important,Very important,Critical,Slightly important,Important,Slightly important,Critical,Very important,Not important,Not important,Not important,Slightly important,Slightly important,Important,Important,Very important,Very important,Very important,Very important,Slightly important,Important,Very important,Very important,Very important,Important,Slightly important,Very important,Important,Very important,Very important,Very important,Very important,Very important,Very important,Slightly important,Important,Very important,Important,Slightly important,Important,Slightly important,Very important,Very important,Critical,Very important,Slightly important,Slightly important,Slightly important,Critical,Critical,Very important,Very important,Critical,Critical,Critical,Very important,Very important,Critical,Critical,Very important,Critical,Slightly important,Slightly difficult,Not difficult,Almost impossible,0,-44,Slightly difficult,Almost impossible,Difficult,3,19,Difficult,Difficult,Almost impossible,0,-44,Slightly difficult,Very difficult,Slightly difficult,0,-44,Slightly difficult,Almost impossible,Difficult,0,-44,-44,-44,-44,-44,-44,Slightly difficult,Slightly difficult,Slightly difficult,0,-44,-44,-44,-44,-44,-44,Difficult,Slightly difficult,Very difficult,2,3,Critical,Critical,Not important,Important,Very important,Slightly important,Not important,Not important,Moderate obstacle,Major obstacle,No obstacle,No obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,No obstacle,Private placement office,-44,Yes to fire,No,-44,Yes,2,Yes,0,50,No,-44,No,-44,-44,-44,-44,-44,-44,Yes,100,0,-44,0,Yes,16,Yes,20,50,0,0,20,10,0,0,0,0,0,0,0,-44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, ,Yes,Line of credit,2013,1100000,13,19,Private commercial banks,Yes,No,Yes,Yes,No,No,-44,140,Yes,1,0,-44,-44,888000000,912000000,273600000,35100000,540000,160000,90000000,5472000,43000,164000,119000,0,0,91200000,100320000,119472000,172550000,284343000,No obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Yes,Yes,Yes,No,Yes,No,No,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Very severe obstacle,No,Yes,Yes,No,No,Electricity,"Crime, theft and disorder",Transportation,Moderate obstacle,Yes,Yes,Yes,Yes,No,Yes,No,Yes,Moderated impact,Yes,Moderated impact,-44,-44,Yes,No impact,-44,-44,No,Moderated impact,Yes,No impact,-44,-44,Yes,No impact,-44,-44,Yes,Moderated impact,No,Moderated impact,-44,-44,No,No impact,-44,-44,Yes,No impact,Yes,Moderated impact,-44,-44,No,No impact,-44,-44,Yes,No impact,Yes,Moderated impact,-44,-44,Yes,No impact,-44,-44,Yes,Moderated impact,Yes,Moderated impact,-44,-44,Yes,No impact,-44,-44,No,Moderated impact,Yes,Moderated impact,-44,-44,Yes,Moderated impact,-44,-44,Yes,Large impact,No,Moderated impact,-44,-44,No,Large impact,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 1231230444,1230444,Jamaica,Jamaica,Retail,444,No,-44,-44,-44,-44,Limited partnership,-44,60,100,0,0,0,Equally men and women,No,No,41,Delegates decisions to other partners,9,9,Predominantly women,Male,Female,Female,2000,No,Yes,2000,8,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,3,1,-44,Yes,1,3,0,-44,Yes,6,2,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0,-44,100,0,0,0,Individuals,95,0,5,DRY GOODS,100,National,0,Increased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,95,5,No,-44,Yes,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,-44,Strongly agree,Strongly disagree,Tend to disagree,Strongly agree,No,-44,-44,-44,-44,-44,No,-44,-44,Yes,3,-44,Yes,1,Outside working hours,Firearm/gun,Goods or stock,600000,A customer,Yes,No,Not enough police/not enough resources,Yes,4,Outside working hours,Knife,Money,133000,A customer,No,Yes,-44,Yes,1,During working hours,Firearm/gun,Personal possessions of employees or customers,711000,Group of criminals,Yes,No,Not enough police/not enough resources,Yes,2,Outside working hours,Knife,Money,67000,Group of criminals,No,No,Would increase insurance cost,Yes,3,Outside working hours,Firearm/gun,Money,156000,Someone working alone,No,Yes,-44,Yes,1,During working hours,Other,Goods or stock,911000,A former employee,No,No,Tried to/was unable to contact the police,Yes,3,During working hours,Firearm/gun,Goods or stock,111000,Someone working alone,No,Yes,-44,No,-44,-44,-99,No,No,No,Yes,Yes,No,-44,-44,No,-44,-44,No,Yes,No,0,No,-44,-44,No,-44,0,-44,Yes,12,No,No,-44,-44,No,-44,-44,10,25,2,0,0,23,2,0,0,13,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,1,2,2520000,2,2444000,2,2545000,1,1910000,1,1834000,1,1929000,2,1390000,2,1390000,2,1390000,2,840000,2,832000,2,848000,5,618000,5,618000,5,630000,0,-44,0,-44,0,-44,4,460000,4,460000,4,469000,0,-44,0,-44,0,-44,9,340000,9,326000,9,357000,-44,-44,University graduate,University graduate,University graduate,Started but did not complete college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed secondary,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed secondary,-44,-44,Started but did not complete college/vocational training,Completed primary school,Critical,Very important,Critical,Slightly important,Critical,Important,Important,Slightly important,Very important,Very important,Important,Slightly important,Very important,Slightly important,Very important,Very important,Very important,Very important,Critical,Very important,Very important,Critical,Slightly important,Slightly important,Critical,Very important,Slightly important,Slightly important,Very important,Not important,Slightly important,Very important,Not important,Slightly important,Very important,Critical,Important,Very important,Important,Critical,Slightly important,Slightly important,Critical,Slightly important,Very important,Very important,Critical,Very important,Very important,Very important,Critical,Very important,Important,Very important,Important,Important,Not important,Not important,Slightly important,Important,Critical,Very important,Very important,Slightly important,Very important,Important,Slightly important,Very important,Slightly important,Critical,Critical,Critical,Critical,Critical,Slightly important,Very important,Important,Very important,Critical,Very important,Difficult,Very difficult,Slightly difficult,0,-44,Slightly difficult,Difficult,Not difficult,0,-44,Difficult,Slightly difficult,Difficult,0,-44,Not difficult,Slightly difficult,Difficult,0,-44,Not difficult,Difficult,Difficult,0,-44,-44,-44,-44,-44,-44,Slightly difficult,Slightly difficult,Slightly difficult,0,-44,-44,-44,-44,-44,-44,Slightly difficult,Difficult,Slightly difficult,0,-44,Important,Slightly important,Not important,Important,Very important,Very important,Slightly important,Important,Major obstacle,Minor obstacle,No obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,No obstacle,Through family/friends,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm does not have enough information about training pro,Yes,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Yes,0,100,-44,0,No,-44,No,75,0,0,0,25,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,Size of loan and maturity are insufficiant,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,0,0,8736000,0,10046000,17982000,23709000,No obstacle,No obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Tax Rates,Transportation,Cost of finance,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,-44,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 1231230452,1230452,Jamaica,Jamaica,Retail,452,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded,-44,25,0,100,0,0,Equally men and women,Yes,Yes,36,Delegates decisions to other partners,6,1,Predominantly men,Male,Female,Male,1950,Yes,Yes,1950,40,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,1,1,-44,Yes,1,3,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,Do not know,Yes,Yes,Yes,0,-44,-44,100,0,-44,100,0,0,20,Individuals,95,0,5,COMPUTERS INFORMATION TECHNOLO,100,Local,Do not know,Remained the same,Increased,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,87,13,No,-44,Yes,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Moderate obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,No obstacle,-44,Tend to disagree,Tend to agree,Tend to disagree,Strongly agree,No,-44,-44,-44,-44,-44,Yes,-44,4240000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,30000,No,No,Yes,Yes,No,No,-44,-44,No,-44,-44,Yes,Yes,No,0,No,-44,-44,Yes,0,0,-44,Yes,3,No,No,-44,-44,Yes,Yes,2,-66,30,4,0,0,26,2,0,0,15,4,0,0,0,4,0,0,0,1,8,-44,-44,-44,8,0,4,3240000,3,3175000,4,3240000,2,2310000,2,2218000,2,2333000,2,2020000,2,1939000,2,2020000,2,1410000,2,1382000,2,1410000,8,1429000,7,1372000,8,1429000,0,-44,0,-44,0,-44,6,1110000,5,1110000,6,1110000,0,-44,0,-44,0,-44,10,940000,8,912000,10,949000,Economic upturn/downturn,-44,Completed college/vocational training,University graduate,Completed secondary,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed secondary,-44,-44,Completed secondary,Started but did not complete college/vocational training,Critical,Critical,Very important,Very important,Very important,Important,Critical,Very important,Very important,Not important,Important,Important,Slightly important,Very important,Very important,Very important,Very important,Very important,Critical,Slightly important,Slightly important,Very important,Important,Not important,Not important,Not important,Slightly important,Very important,Slightly important,Slightly important,Very important,Very important,Critical,Very important,Very important,Very important,Critical,Important,Important,Very important,Very important,Important,Critical,Slightly important,Critical,Not important,Critical,Very important,Important,Important,Important,Very important,Important,Very important,Important,Very important,Slightly important,Important,Slightly important,Slightly important,Critical,Critical,Important,Very important,Important,Slightly important,Very important,Very important,Important,Very important,Critical,Critical,Slightly important,Important,Very important,Important,Important,Slightly important,Very important,Important,Slightly difficult,Not difficult,Not difficult,0,-44,Slightly difficult,Very difficult,Difficult,0,-44,Not difficult,Almost impossible,Not difficult,2,8,Not difficult,Slightly difficult,Difficult,0,-44,Very difficult,Not difficult,Very difficult,2,6,-44,-44,-44,-44,-44,Difficult,Slightly difficult,Difficult,0,-44,-44,-44,-44,-44,-44,Slightly difficult,Difficult,Very difficult,0,-44,Very important,Important,Important,Slightly important,Critical,Slightly important,Important,Slightly important,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,Minor obstacle,No obstacle,Major obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Major obstacle,Through family/friends,-44,No,-44,-44,-44,-44,Yes,0,30,No,-44,Yes,Minor obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Yes,100,0,-44,0,Yes,19,Yes,53,27,0,0,20,0,0,0,0,0,0,0,0,-44,25,75,0,0,0,0,0,0,0,0,0,0,0,0,0, ,Yes,Line of credit,2012,200000,15,20,Private commercial banks,No,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,Collateral requirements for loans or line of credit are unat,1887000000,2295000000,665550000,54000000,1145000,440000,222000000,0,90000,575000,250000,22950000,0,160650000,0,207239000,287793000,489084000,No obstacle,Minor obstacle,No obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,Very severe obstacle,No,Yes,No,No,No,Tax Rates,Access to land for expansion / relocation,Practices of competitors in the informal sector,No obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Already used this type of assistance in the past and wasn't,-44,No,-44,-44,Financial magement and tax and customs administration,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,No,Yes,No,No,Yes,No,Yes,Truthful,Are taken directly from the establishment's records, 1231230453,1230453,Jamaica,Jamaica,Retail,453,Yes,2,Establishment physically separated from HQ but with no other,Yes,2,Sole proprietorship,-44,-44,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Female,1980,No,Yes,1980,12,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,Yes,1,2,0,-44,Yes,7,2,0,-44,No,-44,-44,-44,-44,Yes,5,Yes,Yes,Yes,0,-44,-44,100,0,-44,21,79,0,14,Individuals,33,50,17,ELECTRONICS,75,National,0,Decreased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,36,64,No,-44,Yes,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Major obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,-44,Tend to disagree,Tend to agree,Tend to agree,Tend to disagree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,29000,No,No,No,Yes,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,Yes,1,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,4,22,2,0,0,20,2,0,0,11,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,2,1340000,2,1313000,2,1340000,1,750000,1,750000,1,765000,2,530000,2,509000,2,530000,1,530000,1,514000,1,546000,3,417000,3,417000,3,430000,0,-44,0,-44,0,-44,6,320000,5,320000,6,330000,0,-44,0,-44,0,-44,7,310000,7,310000,7,310000,Increase/decreased demand for goods,-44,University graduate,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,University graduate,Completed secondary,Completed college/vocational training,Completed secondary,Completed secondary,-44,-44,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed secondary,Did not complete primary school,Critical,Important,Critical,Very important,Slightly important,Not important,Important,Very important,Critical,Very important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Very important,Slightly important,Very important,Slightly important,Important,Slightly important,Critical,Slightly important,Important,Important,Not important,Very important,Very important,Not important,Slightly important,Important,Very important,Important,Critical,Very important,Critical,Very important,Very important,Slightly important,Very important,Important,Critical,Important,Slightly important,Very important,Slightly important,Critical,Slightly important,Critical,Very important,Critical,Important,Important,Important,Important,Very important,Not important,Slightly important,Important,Not important,Very important,Critical,Important,Very important,Very important,Slightly important,Very important,Slightly important,Critical,Very important,Critical,Very important,Slightly important,Slightly important,Important,Important,Very important,Critical,Critical,Very important,Almost impossible,Not difficult,Very difficult,0,-44,Difficult,Difficult,Not difficult,0,-44,Not difficult,Difficult,Slightly difficult,1,9,Not difficult,Not difficult,Difficult,0,-44,Difficult,Almost impossible,Not difficult,0,-44,-44,-44,-44,-44,-44,Slightly difficult,Very difficult,Slightly difficult,0,-44,-44,-44,-44,-44,-44,Slightly difficult,Difficult,Very difficult,1,3,Very important,Very important,Important,Important,Important,Very important,Not important,Slightly important,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Through family/friends,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm cannot afford the optimal level of training,No,-44,-44,-44,-44,-44,-44,No,0,100,-44,0,No,-44,No,51,0,9,0,40,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,1,Collateral or cosigners unacceptable,-44,39200000,42350000,10164000,9272000,1034000,242000,3108000,203000,56000,410000,172000,0,0,5929000,0,6403000,5261000,15047000,No obstacle,Minor obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Very severe obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Major obstacle,Very severe obstacle,No obstacle,Major obstacle,No obstacle,Major obstacle,No,No,Yes,Yes,No,Practices of competitors in the informal sector,Cost of finance,Political environment,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Too expensive,-44,Yes,International organization,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 1231230456,1230456,Jamaica,Jamaica,Information technology,456,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Male,1978,No,Yes,1978,32,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,3,2,-44,Yes,2,2,0,-44,Yes,8,2,0,-44,No,-44,-44,-44,-44,Yes,Not applicable,Yes,No,Yes,0,-44,-44,100,0,-44,9,91,0,0,Small private firms (less than 20 employees),96,0,4,IT SOFTWARE AND CONSULTING,100,Local,0,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,98,2,No,-44,No,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,Yes,No,Moderate obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,-44,Tend to disagree,Strongly disagree,Tend to disagree,Strongly disagree,No,-44,-44,-44,-44,-44,Yes,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,5381000,No,No,Yes,No,No,No,-44,-44,No,-44,-44,Yes,Yes,No,0,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,No,1,-66,57,8,0,0,49,1,0,0,27,7,0,0,0,7,0,0,0,4,6,-44,-44,-44,6,1,8,1580000,8,1533000,8,1580000,3,1240000,3,1215000,3,1252000,4,1060000,4,1028000,4,1071000,3,1060000,3,1018000,3,1060000,12,943000,11,905000,13,952000,0,-44,0,-44,0,-44,2,610000,2,592000,2,628000,0,-44,0,-44,0,-44,32,490000,31,470000,33,490000,Economic upturn/downturn,-44,Completed college/vocational training,University graduate,University graduate,University graduate,University graduate,Completed college/vocational training,Completed secondary,Completed secondary,Started but did not complete college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed college/vocational training,Completed secondary,-44,-44,Completed primary school,Completed primary school,Critical,Very important,Important,Critical,Very important,Important,Important,Very important,Very important,Important,Not important,Not important,Important,Slightly important,Very important,Critical,Slightly important,Very important,Very important,Slightly important,Critical,Very important,Slightly important,Important,Important,Not important,Important,Slightly important,Slightly important,Not important,Slightly important,Very important,Critical,Very important,Critical,Very important,Critical,Very important,Very important,Very important,Very important,Important,Very important,Critical,Critical,Very important,Critical,Critical,Very important,Critical,Very important,Very important,Not important,Very important,Important,Critical,Very important,Slightly important,Important,Not important,Critical,Slightly important,Critical,Very important,Slightly important,Very important,Not important,Slightly important,Very important,Critical,Very important,Slightly important,Important,Very important,Slightly important,Not important,Slightly important,Very important,Important,Important,Slightly difficult,Difficult,Difficult,0,-44,Not difficult,Very difficult,Difficult,4,8,Not difficult,Difficult,Slightly difficult,0,-44,Difficult,Very difficult,Slightly difficult,2,5,Not difficult,Slightly difficult,Not difficult,0,-44,-44,-44,-44,-44,-44,Not difficult,Slightly difficult,Not difficult,0,-44,-44,-44,-44,-44,-44,Slightly difficult,Slightly difficult,Difficult,1,1,Critical,Critical,Not important,Slightly important,Slightly important,Very important,Important,Very important,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Major obstacle,Major obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,No obstacle,Minor obstacle,Public placement office,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The benefits of training are small than the costs,No,-44,-44,-44,-44,-44,-44,Yes,0,100,-44,0,No,-44,Yes,60,0,0,0,40,0,0,0,0,0,0,0,0,-44,20,0,0,0,80,0,0,0,0,0,0,0,0,0,0, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,Interest rates are not favorable,904000000,944000000,273760000,57500000,47200000,94400000,75520000,5475000,9440000,18880000,28320000,6100000,0,94400000,9440000,116112000,19446000,248480000,No obstacle,Major obstacle,Major obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Major obstacle,No obstacle,No obstacle,Major obstacle,No obstacle,No obstacle,Moderate obstacle,No obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,Electricity,Tax administration,Corruption,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Administratie procedure is cumbersome,-44,No,-44,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 1231230458,1230458,Jamaica,Jamaica,Retail,458,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,100,0,0,0,All women,Yes,Not applicable,100,Makes major strategic and fiancial decisions,11,3,Predominantly men,Female,Male,Female,1980,Yes,Yes,1980,20,No,-44,-44,No,-44,-44,Yes,3,No,No,-44,-44,No,-44,-44,-44,-44,Yes,3,1,0,-44,Yes,6,3,0,-44,No,-44,-44,-44,-44,Yes,1,Yes,Yes,Yes,0,-44,-44,100,0,-44,13,77,10,8,Individuals,63,37,0,DISTRIBUTION DOCUMENTS AND IT,89,Local,0,Decreased,Remained the same,More than 5,51,49,0,-66,-99,Refusal to answer,-99,Refusal to answer,-44,-44,-44,98,2,No,-44,No,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,Yes,Yes,No,Very severe obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,No obstacle,-44,Strongly agree,Tend to disagree,Tend to agree,Strongly agree,No,-44,-44,-44,-44,-44,Yes,-44,1920000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,8000,No,No,Yes,Yes,No,No,-44,-44,No,-44,-44,Yes,Yes,No,0,No,-44,-44,No,-44,0,-44,No,-44,-44,Yes,34,No,Yes,Yes,2,-66,40,4,0,0,36,1,0,0,21,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,2,4,1920000,4,1862000,4,1939000,1,1200000,1,1164000,1,1224000,2,880000,2,854000,2,880000,3,610000,3,610000,3,616000,8,777000,8,746000,8,800000,0,-44,0,-44,0,-44,4,530000,4,514000,4,535000,0,-44,0,-44,0,-44,18,460000,19,442000,18,465000,New products require new skills,-44,Completed college/vocational training,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,University graduate,Completed secondary,Started but did not complete college/vocational training,Completed college/vocational training,Started but did not complete secondary,-44,-44,Completed college/vocational training,Started but did not complete secondary,-44,-44,Completed secondary,Did not complete primary school,Very important,Very important,Critical,Not important,Critical,Very important,Very important,Critical,Very important,Important,Important,Not important,Slightly important,Not important,Critical,Slightly important,Critical,Important,Very important,Important,Important,Very important,Slightly important,Slightly important,Important,Important,Important,Not important,Important,Not important,Very important,Important,Very important,Slightly important,Slightly important,Slightly important,Very important,Very important,Important,Critical,Critical,Slightly important,Very important,Very important,Critical,Very important,Very important,Critical,Important,Critical,Important,Critical,Not important,Very important,Important,Very important,Slightly important,Slightly important,Slightly important,Slightly important,Critical,Slightly important,Critical,Very important,Critical,Not important,Not important,Important,Slightly important,Critical,Very important,Critical,Very important,Not important,Very important,Not important,Very important,Very important,Very important,Very important,Very difficult,Difficult,Almost impossible,0,-44,Slightly difficult,Difficult,Very difficult,4,17,Not difficult,Very difficult,Not difficult,0,-44,Difficult,Difficult,Almost impossible,0,-44,Slightly difficult,Slightly difficult,Difficult,0,-44,-44,-44,-44,-44,-44,Slightly difficult,Slightly difficult,Difficult,1,1,-44,-44,-44,-44,-44,Slightly difficult,Almost impossible,Very difficult,2,3,Very important,Critical,Important,Important,Critical,Very important,Important,Important,Minor obstacle,Very severe obstacle,No obstacle,No obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Public announcement/advertisement,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm cannot afford the optimal level of training,Yes,Very severe obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,No obstacle,Yes,0,100,-44,0,Yes,18,No,62,19,0,0,15,0,0,0,0,0,4,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,186000000,177000000,37170000,28500000,374000,203000,13896000,0,29000,176000,81000,12390000,0,17700000,12390000,22656000,27824000,50749000,No obstacle,Minor obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Major obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,No obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,Tax Rates,Macroeconomic environment,Tax administration,Moderate obstacle,Yes,Yes,Yes,Yes,No,Yes,No,No,Large impact,Yes,Moderated impact,-44,-44,No,No impact,-44,-44,No,Large impact,No,No impact,-44,-44,Yes,Large impact,-44,-44,Yes,Moderated impact,Yes,Moderated impact,-44,-44,Yes,Moderated impact,-44,-44,Yes,Moderated impact,Yes,Moderated impact,-44,-44,Yes,No impact,-44,-44,No,No impact,Yes,Moderated impact,-44,-44,No,No impact,-44,-44,Yes,Large impact,Yes,Large impact,-44,-44,Yes,No impact,-44,-44,Yes,No impact,Yes,Moderated impact,-44,-44,Yes,No impact,-44,-44,Yes,No impact,Yes,Large impact,-44,-44,Yes,No impact,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Yes,No,Yes,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Somewhat truthful,Are estimates computed with some precision, 1231230459,1230459,Jamaica,Jamaica,Retail,459,Yes,4,Headquarters with production and/or sales at this location,Yes,4,Partnership (including limited liability companies),-44,60,40,60,0,0,Predominantly men,Yes,Yes,26,Makes major strategic and fiancial decisions,7,5,Predominantly men,Male,Female,Male,1935,Yes,Yes,1935,27,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,4,1,2,-44,Yes,2,1,0,-44,Yes,12,2,0,-44,No,-44,-44,-44,-44,Yes,10,Yes,No,Yes,0,-44,-44,100,0,-44,0,94,6,0,Individuals,32,58,10,WATCHES,38,National,0,Remained the same,Increased,More than 5,90,10,0,1950,-99,Refusal to answer,-99,Refusal to answer,-44,-44,-44,68,32,No,-44,Yes,Yes,Yes,No,Yes,Yes,-44,-44,-44,-44,No,Yes,No,Yes,No,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Critical,Critical,Critical,Critical,Very Important,Important,Very Important,Yes,81,No,-44,Yes,19,No,No,16470000,33,No,No,Yes,No,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,No obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,-44,Tend to disagree,Tend to agree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,83000,Yes,No,No,Yes,No,No,-44,-44,No,-44,-44,Yes,Yes,No,10,No,-44,-44,Yes,0,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,6,62,9,0,0,53,2,0,0,28,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,1,9,1050000,9,1050000,9,1061000,4,680000,4,660000,4,687000,4,600000,4,582000,4,600000,3,510000,3,490000,3,510000,12,800000,12,768000,13,800000,0,-44,0,-44,0,-44,7,540000,7,518000,7,545000,0,-44,0,-44,0,-44,23,430000,23,421000,23,430000,-44,-44,University graduate,Completed college/vocational training,Completed college/vocational training,University graduate,Completed secondary,Completed secondary,Completed secondary,Completed secondary,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed college/vocational training,Completed secondary,-44,-44,Completed primary school,Did not complete primary school,Slightly important,Very important,Critical,Critical,Slightly important,Important,Critical,Very important,Not important,Not important,Important,Slightly important,Not important,Important,Slightly important,Critical,Critical,Critical,Very important,Very important,Critical,Very important,Slightly important,Slightly important,Critical,Slightly important,Slightly important,Slightly important,Important,Slightly important,Very important,Very important,Slightly important,Important,Very important,Very important,Critical,Slightly important,Critical,Critical,Important,Very important,Critical,Very important,Critical,Slightly important,Very important,Critical,Critical,Very important,Important,Very important,Very important,Very important,Very important,Important,Not important,Not important,Slightly important,Important,Very important,Critical,Important,Very important,Very important,Very important,Very important,Important,Critical,Very important,Critical,Very important,Very important,Very important,Slightly important,Slightly important,Very important,Very important,Critical,Very important,Slightly difficult,Very difficult,Almost impossible,2,13,Not difficult,Not difficult,Slightly difficult,2,7,Very difficult,Slightly difficult,Difficult,1,16,Very difficult,Difficult,Almost impossible,3,4,Not difficult,Difficult,Slightly difficult,2,6,-44,-44,-44,-44,-44,Slightly difficult,Very difficult,Very difficult,4,7,-44,-44,-44,-44,-44,Slightly difficult,Difficult,Not difficult,0,-44,Very important,Critical,Not important,Critical,Very important,Very important,Slightly important,Slightly important,Major obstacle,Major obstacle,No obstacle,Major obstacle,Major obstacle,Major obstacle,Very severe obstacle,Major obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Private placement office,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm cannot afford the optimal level of training,No,-44,-44,-44,-44,-44,-44,No,100,0,-44,0,Yes,15,Yes,63,17,0,0,20,0,0,0,0,0,0,0,0,-44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,1,Insufficient profitability,-44,558000000,549000000,148230000,47250000,2685000,699000,68723000,4447000,244000,1284000,595000,6240000,0,16470000,60390000,19599000,114137000,44686000,No obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Very severe obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Yes,Yes,Yes,No,No,"Crime, theft and disorder",Practices of competitors in the informal sector,Tax administration,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,Private independent fund,-44,Financial magement and tax and customs administration,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,No,Yes,No,No,Truthful,Are taken directly from the establishment's records, 1231230470,1230470,Jamaica,Jamaica,Retail,470,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,100,0,0,0,All women,Yes,Not applicable,100,Makes major strategic and fiancial decisions,9,7,Predominantly women,Female,Male,Male,2001,No,Yes,2001,20,No,-44,-44,No,-44,-44,Yes,2,No,No,-44,-44,Yes,1,1,1,-44,Yes,1,1,0,-44,Yes,12,2,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0,-44,0,100,0,0,Individuals,100,0,0,SPORTS WEAR,100,Local,0,Remained the same,Decreased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,43,57,No,-44,Yes,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,Yes,No,No,No,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,No obstacle,-44,Tend to disagree,Tend to disagree,Tend to disagree,Strongly agree,No,-44,-44,-44,-44,-44,Yes,-44,3800000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,22000,No,No,Yes,Yes,No,No,-44,-44,No,-44,-44,Yes,No,Yes,2,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,7,1,18,46,6,0,0,40,5,0,0,22,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,2,6,550000,6,539000,6,567000,2,480000,2,466000,2,480000,2,290000,2,281000,2,290000,2,270000,2,270000,2,270000,9,244000,10,242000,9,249000,0,-44,0,-44,0,-44,8,210000,8,204000,8,216000,0,-44,0,-44,0,-44,17,180000,18,173000,17,191000,Increase/decreased demand for goods,-44,University graduate,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,University graduate,Completed college/vocational training,Completed secondary,Started but did not complete college/vocational training,Completed secondary,Completed secondary,-44,-44,Completed secondary,Completed secondary,-44,-44,Started but did not complete college/vocational training,Completed primary school,Important,Critical,Critical,Important,Very important,Important,Very important,Slightly important,Very important,Very important,Not important,Slightly important,Important,Slightly important,Critical,Critical,Critical,Critical,Important,Critical,Critical,Important,Slightly important,Slightly important,Very important,Important,Not important,Very important,Slightly important,Not important,Important,Slightly important,Very important,Very important,Critical,Critical,Critical,Very important,Important,Slightly important,Slightly important,Very important,Slightly important,Slightly important,Very important,Critical,Very important,Critical,Important,Very important,Critical,Very important,Slightly important,Important,Slightly important,Slightly important,Not important,Not important,Slightly important,Slightly important,Very important,Important,Very important,Very important,Very important,Important,Very important,Slightly important,Critical,Critical,Very important,Very important,Slightly important,Slightly important,Very important,Very important,Very important,Very important,Critical,Slightly important,Slightly difficult,Difficult,Difficult,0,-44,Difficult,Very difficult,Very difficult,0,-44,Not difficult,Slightly difficult,Slightly difficult,2,8,Difficult,Slightly difficult,Slightly difficult,0,-44,Very difficult,Slightly difficult,Difficult,0,-44,-44,-44,-44,-44,-44,Difficult,Slightly difficult,Very difficult,0,-44,-44,-44,-44,-44,-44,Slightly difficult,Almost impossible,Not difficult,0,-44,Very important,Critical,Not important,Critical,Very important,Important,Important,Critical,Minor obstacle,Major obstacle,No obstacle,No obstacle,No obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Public announcement/advertisement,-44,No,-44,-44,-44,-44,No,-44,-44,-44,Other,Yes,Moderate obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,No,0,100,-44,0,No,-44,No,84,16,0,0,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,66000000,62150000,17402000,12200000,312000,96000,7119000,174000,28000,110000,98000,0,0,11187000,0,12641000,4798000,29201000,No obstacle,Minor obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Very severe obstacle,Yes,Yes,Yes,No,No,Practices of competitors in the informal sector,Business Licensing and Permits,Tax administration,No obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,-44,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,No,Truthful,Are estimates computed with some precision, 1231230473,1230473,Jamaica,Jamaica,Retail,473,No,-44,-44,-44,-44,Limited partnership,-44,50,100,0,0,0,Equally men and women,No,Yes,25,Makes decisions in consultation with other partners,8,9,Predominantly women,Female,Female,Male,1980,No,Yes,1980,22,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,2,0,-44,Yes,1,1,0,-44,Yes,8,3,0,-44,No,-44,-44,-44,-44,Yes,Do not know,Yes,No,Yes,0,-44,-44,100,0,-44,0,100,0,0,Individuals,90,0,10,HARDWARE,100,National,Do not know,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,66,34,No,-44,Yes,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Very severe obstacle,Major obstacle,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Major obstacle,No obstacle,-44,Tend to disagree,Tend to agree,Tend to agree,Strongly disagree,No,-44,-44,-44,-44,-44,Yes,3,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,806000,Yes,Yes,Yes,Yes,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,-66,21,3,0,0,18,2,0,0,11,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,3,2600000,3,2600000,3,2678000,1,1980000,1,1960000,1,2039000,1,1450000,1,1392000,1,1465000,1,1080000,1,1080000,1,1102000,5,1265000,5,1227000,5,1265000,0,-44,0,-44,0,-44,3,930000,3,893000,3,939000,0,-44,0,-44,0,-44,7,780000,7,757000,7,827000,-44,-44,Completed college/vocational training,Started but did not complete secondary,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,University graduate,Completed secondary,Completed college/vocational training,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed college/vocational training,Completed secondary,-44,-44,Started but did not complete secondary,Did not complete primary school,Slightly important,Slightly important,Important,Critical,Critical,Very important,Very important,Slightly important,Not important,Critical,Slightly important,Very important,Slightly important,Slightly important,Very important,Slightly important,Important,Very important,Very important,Very important,Critical,Critical,Important,Slightly important,Important,Very important,Important,Slightly important,Very important,Not important,Critical,Very important,Very important,Very important,Very important,Very important,Critical,Very important,Slightly important,Slightly important,Slightly important,Critical,Very important,Not important,Very important,Not important,Critical,Very important,Important,Very important,Very important,Not important,Not important,Very important,Very important,Very important,Important,Not important,Very important,Slightly important,Very important,Critical,Critical,Slightly important,Slightly important,Slightly important,Very important,Slightly important,Important,Critical,Very important,Very important,Very important,Not important,Very important,Very important,Slightly important,Critical,Very important,Important,Not difficult,Not difficult,Not difficult,0,-44,Difficult,Very difficult,Difficult,0,-44,Not difficult,Very difficult,Slightly difficult,0,-44,Slightly difficult,Slightly difficult,Very difficult,0,-44,Slightly difficult,Difficult,Slightly difficult,0,-44,-44,-44,-44,-44,-44,Not difficult,Slightly difficult,Not difficult,0,-44,-44,-44,-44,-44,-44,Very difficult,Slightly difficult,Slightly difficult,0,-44,Very important,Critical,Very important,Important,Critical,Important,Very important,Very important,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Major obstacle,Major obstacle,Very severe obstacle,Private placement office,-44,No,-44,-44,-44,-44,Yes,0,20,No,-44,No,-44,-44,-44,-44,-44,-44,No,100,0,-44,0,Yes,15,No,77,23,0,0,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,Yes,Line of credit,2013,300000,13,33,Private commercial banks,No,-44,-44,-44,-44,-44,-44,180,Yes,2,0,-44,-44,80640000,84000000,24360000,26040000,1680000,5040000,3360000,1680000,1680000,1680000,3360000,840000,0,6720000,0,8534000,11172000,20396000,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Yes,Yes,No,No,No,Tax Rates,"Crime, theft and disorder",Practices of competitors in the informal sector,No obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Too expensive,-44,No,-44,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Somewhat truthful,Are taken directly from the establishment's records, 1231230481,1230481,Jamaica,Jamaica,Retail,481,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,100,0,0,0,Predominantly men,Yes,Not applicable,100,Makes major strategic and fiancial decisions,11,5,Predominantly men,Male,Female,Female,1972,Yes,Yes,1972,32,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,1,5,-44,No,-44,-44,-44,-44,Yes,10,3,0,-44,No,-44,-44,-44,-44,Yes,Do not know,Yes,Yes,Yes,0,-44,-44,100,0,-44,0,0,100,5,Individuals,0,0,100,HOUSEHOLD APPLIANCE,47,Local,0,Increased,Remained the same,More than 5,100,0,2,-44,-44,-44,-44,-44,-44,-44,-44,47,53,No,-44,Yes,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,Yes,Yes,No,No,No,No,No,-44,Important,Very Important,Not important,Very Important,Slightly important,Very Important,Slightly important,Yes,100,No,-44,No,-44,No,No,6656000,37,Yes,Yes,Yes,No,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,No obstacle,-44,Tend to disagree,Tend to disagree,Tend to agree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,1,-44,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,Outside working hours,Firearm/gun,Other company property,304000,A customer,Yes,No,Police have not done anything in the past,Yes,1,Outside working hours,Firearm/gun,Other,1460000,A fellow employee,No,No,Offenders rarely caught or prosecuted,Yes,3,Outside working hours,Other,Personal possessions of employees or customers,183000,Gang related,No,No,There was no insurance requirement,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,4,During working hours,Firearm/gun,Personal possessions of employees or customers,2859000,A fellow employee,Yes,Yes,-44,Yes,4,Outside working hours,Baseball bat,Money,122000,A customer,No,No,Tried to/was unable to contact the police,No,-44,-44,101000,Yes,No,Yes,Yes,Yes,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,No,-44,-44,Yes,0,2,-44,No,-44,-44,No,-44,-44,No,-44,-44,3,46,4,0,0,42,4,0,0,22,11,0,0,0,11,0,0,0,4,1,-44,-44,-44,1,1,4,1170000,4,1123000,4,1182000,2,770000,2,747000,2,770000,3,460000,3,451000,3,465000,4,300000,3,300000,4,309000,9,357000,8,353000,9,364000,0,-44,0,-44,0,-44,14,220000,13,211000,14,222000,0,-44,0,-44,0,-44,21,220000,19,213000,21,229000,Increase demand for higher quality product,-44,University graduate,University graduate,Completed college/vocational training,University graduate,University graduate,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed college/vocational training,Completed secondary,-44,-44,Completed primary school,Did not complete primary school,Very important,Very important,Critical,Very important,Very important,Important,Important,Critical,Very important,Critical,Very important,Very important,Important,Important,Very important,Critical,Slightly important,Very important,Critical,Very important,Critical,Critical,Important,Very important,Very important,Slightly important,Slightly important,Slightly important,Not important,Important,Important,Critical,Important,Very important,Critical,Critical,Very important,Important,Critical,Critical,Critical,Very important,Very important,Slightly important,Critical,Critical,Important,Very important,Critical,Slightly important,Slightly important,Very important,Important,Important,Slightly important,Very important,Not important,Slightly important,Important,Not important,Critical,Very important,Critical,Slightly important,Very important,Very important,Slightly important,Important,Very important,Very important,Critical,Important,Important,Very important,Very important,Slightly important,Very important,Critical,Critical,Important,Difficult,Very difficult,Slightly difficult,0,-44,Not difficult,Almost impossible,Difficult,0,-44,Slightly difficult,Difficult,Difficult,0,-44,Very difficult,Very difficult,Slightly difficult,0,-44,Difficult,Very difficult,Difficult,0,-44,-44,-44,-44,-44,-44,Not difficult,Not difficult,Difficult,0,-44,-44,-44,-44,-44,-44,Slightly difficult,Difficult,Difficult,1,2,Critical,Important,Slightly important,Critical,Important,Important,Important,Very important,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Major obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,No obstacle,No obstacle,Public announcement/advertisement,-44,No,-44,-44,-44,-44,Yes,0,20,No,-44,Yes,Very severe obstacle,Major obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Yes,100,0,-44,0,No,-44,Yes,56,14,0,0,30,0,0,0,0,0,0,0,0,-44,50,0,0,0,50,0,0,0,0,0,0,0,0,0,0, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,304200000,332800000,139776000,20160000,3115000,990000,29580000,0,252000,1260000,562000,0,0,56576000,36608000,78641000,82734000,184806000,No obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Yes,Yes,Yes,No,No,Corruption,Inadequately educated workforce,"Crime, theft and disorder",Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Truthful,Are estimates computed with some precision, 1231230490,1230490,Jamaica,Jamaica,Retail,490,No,-44,-44,-44,-44,Limited partnership,-44,45,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Female,Female,1981,No,Yes,1981,34,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,2,2,-44,No,-44,-44,-44,-44,Yes,8,2,0,-44,No,-44,-44,-44,-44,Yes,2,Yes,Yes,Yes,0,-44,-44,100,0,-44,100,0,0,5,Individuals,50,25,25,AIR CONDITION & REFRIGERATION,100,Local,Do not know,Remained the same,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,100,0,No,-44,Yes,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,No,Yes,No,No,No,Yes,No,No,-44,Very Important,Critical,Very Important,Slightly important,Very Important,Important,Slightly important,Yes,100,No,-44,No,-44,No,No,51750000,25,Yes,No,Yes,Yes,Major obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Major obstacle,No obstacle,-44,Tend to disagree,Strongly agree,Strongly disagree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,-44,2760000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,19000,No,No,Yes,Yes,No,No,-44,-44,No,-44,-44,No,Yes,No,0,No,-44,-44,Yes,0,0,-44,Yes,5,No,No,-44,-44,No,-44,-44,6,27,4,0,0,23,0,0,0,13,6,0,0,0,6,0,0,0,4,2,-44,-44,-44,2,1,4,3050000,4,3020000,4,3111000,2,2330000,2,2330000,2,2330000,1,1490000,1,1430000,1,1490000,2,1490000,2,1490000,2,1535000,8,1515000,8,1485000,8,1515000,0,-44,0,-44,0,-44,8,720000,8,713000,8,727000,0,-44,0,-44,0,-44,8,620000,8,608000,8,645000,-44,-44,Completed college/vocational training,Started but did not complete college/vocational training,University graduate,Completed secondary,University graduate,University graduate,Completed secondary,Started but did not complete college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed college/vocational training,Completed secondary,-44,-44,Completed primary school,Did not complete primary school,Important,Very important,Very important,Critical,Critical,Important,Very important,Slightly important,Very important,Important,Not important,Not important,Important,Not important,Slightly important,Slightly important,Slightly important,Critical,Very important,Important,Critical,Critical,Not important,Very important,Slightly important,Important,Slightly important,Slightly important,Important,Not important,Not important,Very important,Critical,Slightly important,Very important,Critical,Very important,Very important,Very important,Critical,Very important,Slightly important,Critical,Slightly important,Slightly important,Important,Very important,Very important,Very important,Very important,Very important,Very important,Not important,Important,Very important,Critical,Not important,Slightly important,Important,Slightly important,Very important,Very important,Very important,Critical,Critical,Slightly important,Very important,Critical,Very important,Critical,Critical,Slightly important,Important,Not important,Very important,Very important,Very important,Very important,Critical,Slightly important,Not difficult,Almost impossible,Very difficult,0,-44,Difficult,Difficult,Very difficult,0,-44,Slightly difficult,Almost impossible,Very difficult,0,-44,Not difficult,Not difficult,Slightly difficult,0,-44,Slightly difficult,Difficult,Very difficult,0,-44,-44,-44,-44,-44,-44,Slightly difficult,Difficult,Slightly difficult,1,1,-44,-44,-44,-44,-44,Slightly difficult,Difficult,Difficult,0,-44,Very important,Critical,Not important,Critical,Slightly important,Slightly important,Not important,Slightly important,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Major obstacle,Major obstacle,No obstacle,Through family/friends,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm cannot afford the optimal level of training,Yes,Major obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Yes,100,0,-44,0,No,-44,No,90,0,0,0,10,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,1,Collateral or cosigners unacceptable,-44,1008000000,1035000000,310500000,42000000,666000,242000,123420000,3105000,91000,418000,161000,0,0,20700000,0,26496000,310500000,63325000,No obstacle,Minor obstacle,Major obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,No obstacle,No obstacle,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,Major obstacle,No obstacle,Minor obstacle,Major obstacle,No obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Tax Rates,Transportation,Practices of competitors in the informal sector,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,-44,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 1231230511,1230511,Jamaica,Jamaica,Retail,511,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly women,Female,Female,Female,1976,No,Yes,1976,7,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,Yes,3,2,0,-44,Yes,8,2,0,-44,No,-44,-44,-44,-44,Yes,Do not know,Yes,Yes,Yes,0,-44,-44,100,0,-44,30,60,10,8,Individuals,94,0,6,WINES AND SPIRITS,100,Local,Do not know,Decreased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,77,23,No,-44,Yes,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,Yes,No,No,No,Moderate obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Very severe obstacle,Major obstacle,Minor obstacle,No obstacle,-44,Tend to agree,Tend to agree,Strongly disagree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,-44,2200000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,23000,No,No,No,No,Yes,No,-44,-44,No,-44,-44,No,No,No,0,Yes,1,No,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,No,2,0,17,2,0,0,15,1,0,0,8,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,2,3880000,2,3725000,2,3958000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,1,700000,1,679000,1,714000,4,1494000,4,1479000,4,1524000,0,-44,0,-44,0,-44,2,840000,2,840000,2,848000,0,-44,0,-44,0,-44,8,567000,8,561000,8,601000,-44,-44,Started but did not complete college/vocational training,Completed college/vocational training,-44,-44,-44,-44,Started but did not complete college/vocational training,Started but did not complete college/vocational training,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,-44,-44,Completed primary school,Did not complete primary school,Very important,Critical,Critical,Important,Very important,Critical,Important,Not important,Slightly important,Very important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Critical,Very important,Very important,Important,Important,Very important,Not important,Slightly important,Critical,Important,Not important,Slightly important,Not important,Slightly important,Very important,Not important,Critical,Very important,Very important,Critical,Very important,Very important,Slightly important,Very important,Important,Slightly important,Slightly important,Slightly important,Very important,Slightly important,Critical,Critical,Critical,Slightly important,Important,Very important,Important,Very important,Important,Slightly important,Slightly important,Slightly important,Very important,Important,Critical,Slightly important,Very important,Very important,Slightly important,Important,Important,Very important,Very important,Very important,Critical,Critical,Critical,Very important,Very important,Very important,Very important,Very important,Important,Very important,Slightly difficult,Very difficult,Almost impossible,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Not difficult,Difficult,Difficult,0,-44,Slightly difficult,Almost impossible,Difficult,0,-44,-44,-44,-44,-44,-44,Not difficult,Slightly difficult,Difficult,0,-44,-44,-44,-44,-44,-44,Slightly difficult,Slightly difficult,Difficult,0,-44,Critical,Important,Important,Important,Slightly important,Slightly important,Not important,Not important,Very severe obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Major obstacle,Very severe obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Minor obstacle,Through family/friends,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm is affraid of investing in workers that after the t,No,-44,-44,-44,-44,-44,-44,Yes,100,0,-44,0,No,-44,Yes,85,0,0,0,15,0,0,0,0,0,0,0,0,-44,50,0,0,50,0,0,0,0,0,0,0,0,0,0,0, ,Yes,Loan,2011,3400000,16,48,"Non-Bank financial institutions (microfinance institutions,",No,-44,-44,-44,-44,-44,-44,110,Yes,2,0,-44,-44,246000000,254000000,50800000,23520000,474000,158000,17760000,508000,33000,150000,115000,4920000,0,45720000,0,58979000,81280000,135652000,No obstacle,Minor obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,Very severe obstacle,Yes,No,Yes,No,No,Tax Rates,Tax administration,Practices of competitors in the informal sector,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not aware of this type of assistance and don't know it advan,-44,Yes,International organization,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Truthful,Are taken directly from the establishment's records, 1231230512,1230512,Jamaica,Jamaica,Retail,512,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,100,0,0,0,All women,Yes,Not applicable,100,Makes major strategic and fiancial decisions,11,2,All men,Male,Male,Male,1996,No,Yes,1996,27,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,2,0,-44,Yes,1,2,0,-44,Yes,9,2,0,-44,No,-44,-44,-44,-44,Yes,3,Yes,Yes,Yes,0,-44,-44,100,0,-44,22,78,0,3,Individuals,0,78,22,PHARMACEUTICALS,100,Local,0,Decreased,Decreased,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,98,2,No,-44,Yes,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Major obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,No obstacle,-44,Strongly agree,Tend to disagree,Tend to disagree,Tend to agree,Yes,No,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,13000,No,No,No,No,Yes,No,-44,-44,No,-44,-44,No,Yes,Yes,1,Yes,1,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,2,12,3,0,0,9,3,0,0,5,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,3,540000,3,529000,3,540000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,1,380000,1,380000,1,380000,0,-44,0,-44,0,-44,8,360000,7,356000,8,374000,Economic upturn/downturn,-44,Started but did not complete college/vocational training,University graduate,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Completed college/vocational training,Completed secondary,-44,-44,Completed secondary,Did not complete primary school,Critical,Very important,Very important,Slightly important,Very important,Very important,Slightly important,Not important,Important,Critical,Not important,Not important,Important,Not important,Important,Slightly important,Slightly important,Very important,Critical,Slightly important,Critical,Very important,Slightly important,Slightly important,Not important,Very important,Slightly important,Slightly important,Important,Slightly important,Very important,Critical,Critical,Very important,Critical,Very important,Critical,Slightly important,Critical,Slightly important,Very important,Important,Very important,Important,Slightly important,Very important,Critical,Critical,Critical,Important,Important,Slightly important,Slightly important,Important,Slightly important,Very important,Slightly important,Slightly important,Important,Not important,Slightly important,Slightly important,Important,Slightly important,Important,Not important,Critical,Slightly important,Critical,Slightly important,Slightly important,Critical,Slightly important,Critical,Very important,Important,Very important,Very important,Critical,Very important,Slightly difficult,Slightly difficult,Very difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Difficult,Slightly difficult,Almost impossible,0,-44,-44,-44,-44,-44,-44,Slightly difficult,Slightly difficult,Not difficult,0,-44,Important,Critical,Very important,Not important,Very important,Important,Important,Very important,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Through family/friends,-44,No,-44,-44,-44,-44,Yes,0,50,No,-44,Yes,Very severe obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Minor obstacle,Yes,0,100,-44,0,No,-44,No,61,0,9,0,30,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,Yes,Loan,2010,500000,19,48,State-owned banks and/or government agencies,Yes,No,No,Yes,Yes,No,-44,200,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,24640000,27060000,7847000,5994000,337000,109000,1802000,157000,40000,114000,60000,0,0,4600000,0,6072000,2879000,14512000,Minor obstacle,Major obstacle,No obstacle,Major obstacle,Yes,No,Yes,No,No,No,No,Major obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Major obstacle,Very severe obstacle,No,Yes,No,No,No,Practices of competitors in the informal sector,Cost of finance,Access to finance,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Too expensive,-44,Yes,Government based organization,-44,Marketing and Operations support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 1231230528,1230528,Jamaica,Jamaica,Retail,528,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,100,0,0,0,All women,Yes,Not applicable,100,Makes major strategic and fiancial decisions,12,3,Predominantly men,Female,Female,Female,1999,No,Yes,1999,12,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,Yes,1,3,0,-44,Yes,7,2,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0,-44,0,85,15,0,Individuals,68,0,32,CLOTHES,97,Local,0,Remained the same,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,65,35,No,-44,Yes,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,No,No,No,No,No,No,No,-44,Very Important,Very Important,Very Important,Very Important,Slightly important,Critical,Important,Yes,83,No,-44,Yes,17,No,No,8109000,28,Yes,Yes,Yes,No,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,No obstacle,-44,Tend to disagree,Strongly disagree,Strongly disagree,Tend to disagree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,1135000,Yes,No,No,Yes,No,No,-44,-44,No,-44,-44,Yes,Yes,No,0,Yes,1,Yes,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,5,53,5,0,0,48,2,0,0,25,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,1,5,5150000,5,5047000,5,5202000,2,3160000,2,3128000,2,3192000,4,2240000,4,2173000,4,2262000,4,2240000,4,2150000,4,2285000,14,2011000,12,2011000,15,2051000,0,-44,0,-44,0,-44,11,1080000,10,1048000,11,1112000,0,-44,0,-44,0,-44,13,940000,12,940000,13,940000,Economic upturn/downturn,-44,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed secondary,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed college/vocational training,Completed secondary,-44,-44,Completed primary school,Did not complete primary school,Critical,Critical,Slightly important,Slightly important,Critical,Very important,Very important,Critical,Very important,Very important,Slightly important,Slightly important,Very important,Not important,Important,Very important,Slightly important,Critical,Critical,Slightly important,Important,Very important,Slightly important,Very important,Very important,Important,Important,Important,Not important,Slightly important,Critical,Important,Critical,Very important,Critical,Slightly important,Very important,Critical,Slightly important,Slightly important,Very important,Important,Very important,Important,Slightly important,Important,Critical,Slightly important,Important,Important,Slightly important,Very important,Very important,Important,Very important,Slightly important,Very important,Slightly important,Very important,Very important,Critical,Important,Critical,Slightly important,Critical,Not important,Very important,Very important,Very important,Important,Very important,Important,Important,Not important,Very important,Very important,Critical,Very important,Critical,Very important,Slightly difficult,Almost impossible,Very difficult,0,-44,Almost impossible,Almost impossible,Slightly difficult,0,-44,Slightly difficult,Very difficult,Almost impossible,0,-44,Slightly difficult,Slightly difficult,Slightly difficult,0,-44,Slightly difficult,Difficult,Slightly difficult,0,-44,-44,-44,-44,-44,-44,Difficult,Slightly difficult,Difficult,0,-44,-44,-44,-44,-44,-44,Slightly difficult,Difficult,Difficult,3,2,Critical,Very important,Important,Very important,Critical,Not important,Slightly important,Very important,Major obstacle,Major obstacle,Minor obstacle,No obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Major obstacle,Major obstacle,Major obstacle,No obstacle,No obstacle,Private placement office,-44,No,-44,-44,-44,-44,No,-44,-44,-44,Other,Yes,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,Yes,0,100,-44,0,No,-44,No,65,0,0,0,25,10,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,Yes,Loan,2011,2400000,13,33,"Non-Bank financial institutions (microfinance institutions,",No,-44,-44,-44,-44,-44,-44,-44,Yes,1,0,-44,-44,254082000,270300000,70278000,91902000,5406000,27030000,8109000,5406000,5406000,2703000,8109000,0,0,43248000,5406000,51465000,70386000,110135000,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,Moderate obstacle,No obstacle,Major obstacle,Major obstacle,Very severe obstacle,No,Yes,Yes,No,No,Corruption,"Crime, theft and disorder",Electricity,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed,-44,Yes,NGO,-44,technological and Innovation Support,-44,Yes,No,No,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,Yes,No,Yes,Truthful,Are estimates computed with some precision, 1231230540,1230540,Jamaica,Jamaica,Retail,540,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,100,0,0,0,All women,Yes,Not applicable,100,Makes major strategic and fiancial decisions,13,2,Predominantly women,Female,Male,Male,1986,No,Yes,1986,25,No,-44,-44,Yes,6,No,No,-44,-44,No,-44,-44,Yes,4,2,1,-44,No,-44,-44,-44,-44,Yes,12,3,0,-44,No,-44,-44,-44,-44,Yes,Do not know,Yes,No,Yes,0,-44,-44,100,0,-44,0,93,7,0,Individuals,74,0,26,HOUSEHOLD GOODS,55,Local,Do not know,Remained the same,Decreased,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,46,54,No,-44,Yes,Yes,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Moderate obstacle,Major obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,No obstacle,-44,Tend to agree,Tend to disagree,Tend to agree,Strongly agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,493000,No,No,No,Yes,No,No,-44,-44,No,-44,-44,Yes,No,Yes,0,Yes,1,No,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,Yes,2,5,29,4,0,0,25,2,0,0,14,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,1,4,2440000,4,2440000,4,2513000,2,2180000,2,2115000,2,2180000,2,1500000,2,1455000,2,1530000,2,1500000,2,1500000,2,1500000,7,1596000,7,1596000,7,1628000,0,-44,0,-44,0,-44,3,1080000,3,1048000,3,1102000,0,-44,0,-44,0,-44,9,860000,8,860000,9,894000,Economic upturn/downturn,-44,Completed college/vocational training,Started but did not complete college/vocational training,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,-44,-44,Completed secondary,Completed primary school,Very important,Important,Not important,Slightly important,Slightly important,Critical,Very important,Slightly important,Not important,Very important,Not important,Slightly important,Important,Slightly important,Slightly important,Critical,Very important,Very important,Important,Slightly important,Critical,Critical,Very important,Slightly important,Important,Very important,Not important,Very important,Not important,Important,Critical,Very important,Critical,Slightly important,Important,Very important,Critical,Very important,Critical,Very important,Important,Critical,Critical,Important,Critical,Not important,Very important,Slightly important,Very important,Important,Very important,Very important,Not important,Important,Very important,Important,Slightly important,Not important,Important,Slightly important,Critical,Very important,Very important,Very important,Slightly important,Slightly important,Slightly important,Very important,Not important,Slightly important,Critical,Slightly important,Very important,Not important,Slightly important,Very important,Very important,Slightly important,Very important,Important,Slightly difficult,Not difficult,Very difficult,0,-44,Almost impossible,Slightly difficult,Not difficult,3,12,Difficult,Almost impossible,Slightly difficult,0,-44,Very difficult,Slightly difficult,Difficult,0,-44,Very difficult,Slightly difficult,Difficult,0,-44,-44,-44,-44,-44,-44,Very difficult,Not difficult,Not difficult,0,-44,-44,-44,-44,-44,-44,Very difficult,Very difficult,Very difficult,0,-44,Important,Very important,Critical,Important,Important,Important,Not important,Critical,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Major obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Major obstacle,Major obstacle,Through family/friends,-44,No,-44,-44,-44,-44,Yes,0,40,No,-44,Yes,Major obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Yes,100,0,-44,0,No,-44,No,65,0,0,0,35,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,136300000,145000000,43500000,40600000,2900000,8700000,7250000,2900000,2900000,1450000,2900000,0,0,18850000,14500000,25825000,32799000,60431000,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,Major obstacle,Major obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Tax Rates,"Crime, theft and disorder",Inadequately educated workforce,Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Too expensive,-44,No,-44,-44,Marketing and Operations support,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Somewhat truthful,Are taken directly from the establishment's records, 1231230554,1230554,Jamaica,Jamaica,Retail,554,No,-44,-44,-44,-44,Limited partnership,-44,50,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,1992,No,Yes,1991,13,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,8,2,0,-44,Yes,3,2,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,Do not know,Yes,Yes,Yes,0,-44,-44,100,0,-44,5,95,0,16,Individuals,94,0,6,TILES AND FURNITURE,100,National,5,Remained the same,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,43,57,No,-44,Yes,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,No obstacle,-44,Tend to disagree,Strongly disagree,Strongly agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,3,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,23000,No,No,Yes,No,No,No,-44,-44,No,-44,-44,No,Yes,Yes,0,Yes,2,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,-66,19,3,0,0,16,0,0,0,9,6,0,0,0,6,0,0,0,3,2,-44,-44,-44,2,0,3,2740000,3,2685000,3,2795000,2,1820000,2,1765000,2,1820000,2,970000,2,951000,2,980000,2,770000,2,739000,2,770000,5,821000,5,813000,5,821000,0,-44,0,-44,0,-44,4,710000,4,689000,4,724000,0,-44,0,-44,0,-44,7,710000,7,682000,7,731000,-44,-44,University graduate,Completed college/vocational training,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed secondary,Started but did not complete college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed college/vocational training,-44,-44,Completed primary school,Completed primary school,Important,Very important,Very important,Very important,Critical,Slightly important,Very important,Important,Slightly important,Very important,Slightly important,Very important,Slightly important,Important,Slightly important,Very important,Important,Very important,Critical,Critical,Important,Very important,Very important,Slightly important,Very important,Important,Slightly important,Slightly important,Important,Very important,Critical,Critical,Slightly important,Important,Important,Very important,Critical,Critical,Critical,Important,Important,Important,Very important,Not important,Very important,Important,Important,Critical,Critical,Very important,Very important,Very important,Not important,Very important,Not important,Important,Not important,Slightly important,Important,Not important,Very important,Critical,Very important,Important,Important,Critical,Not important,Important,Very important,Very important,Slightly important,Critical,Important,Slightly important,Very important,Slightly important,Very important,Very important,Critical,Slightly important,Difficult,Not difficult,Almost impossible,0,-44,Not difficult,Very difficult,Almost impossible,2,19,Difficult,Very difficult,Almost impossible,0,-44,Not difficult,Almost impossible,Slightly difficult,0,-44,Slightly difficult,Slightly difficult,Very difficult,0,-44,-44,-44,-44,-44,-44,Not difficult,Very difficult,Difficult,0,-44,-44,-44,-44,-44,-44,Not difficult,Almost impossible,Difficult,0,-44,Very important,Critical,Very important,Slightly important,Important,Important,Important,Very important,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,No obstacle,Public announcement/advertisement,-44,No,-44,-44,-44,-44,No,-44,-44,-44,Other,No,-44,-44,-44,-44,-44,-44,Yes,100,0,-44,0,No,-44,No,69,12,0,0,19,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,Yes,Loan,2010,1800000,16,36,Private commercial banks,Yes,No,Yes,No,No,No,-44,100,Yes,2,1,Concerns about level of debt already incurred,-44,375000000,366000000,142740000,22800000,604000,242000,44640000,0,69000,295000,110000,21960000,0,25620000,0,34075000,109800000,74284000,No obstacle,Minor obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Major obstacle,Yes,No,Yes,Yes,No,Tax Rates,Transportation,Cost of finance,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,Private independent fund,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 1231230559,1230559,Jamaica,Jamaica,Retail,559,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded,-44,55,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Female,1987,No,Yes,1987,28,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,Yes,3,3,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,0,Yes,Yes,Yes,0,-44,-44,100,0,-44,13,64,23,7,Individuals,0,95,5,ADVANCED INTEGRATED TECHNOLOGY,100,Local,0,Remained the same,Decreased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,47,53,No,-44,Yes,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,-44,Strongly agree,Tend to agree,Tend to agree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,-44,2120000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,10000,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,1,No,-44,-44,No,-44,0,-44,No,-44,-44,Yes,58,No,No,-44,-44,10,15,2,0,0,13,0,0,0,7,1,0,0,0,1,0,0,0,1,7,-44,-44,-44,7,0,2,3070000,2,2978000,2,3101000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,1,800000,1,792000,1,824000,4,1272000,4,1259000,4,1285000,0,-44,0,-44,0,-44,3,1010000,3,1010000,3,1020000,0,-44,0,-44,0,-44,6,700000,6,672000,6,714000,-44,-44,Completed college/vocational training,University graduate,-44,-44,-44,-44,Completed secondary,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Started but did not complete college/vocational training,Completed secondary,-44,-44,Completed secondary,Started but did not complete college/vocational training,Important,Very important,Very important,Very important,Very important,Very important,Important,Important,Very important,Very important,Slightly important,Very important,Slightly important,Not important,Slightly important,Important,Very important,Very important,Very important,Slightly important,Very important,Slightly important,Not important,Not important,Important,Very important,Important,Not important,Slightly important,Slightly important,Very important,Critical,Important,Slightly important,Important,Critical,Very important,Critical,Critical,Critical,Very important,Very important,Slightly important,Important,Very important,Critical,Critical,Important,Very important,Critical,Critical,Very important,Slightly important,Very important,Very important,Very important,Slightly important,Slightly important,Not important,Not important,Very important,Critical,Very important,Critical,Important,Important,Important,Very important,Not important,Slightly important,Very important,Critical,Important,Slightly important,Critical,Critical,Very important,Critical,Very important,Important,Difficult,Difficult,Almost impossible,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Not difficult,Difficult,Not difficult,0,-44,Not difficult,Very difficult,Difficult,0,-44,-44,-44,-44,-44,-44,Difficult,Slightly difficult,Difficult,0,-44,-44,-44,-44,-44,-44,Difficult,Slightly difficult,Very difficult,0,-44,Slightly important,Slightly important,Slightly important,Slightly important,Important,Critical,Important,Important,Minor obstacle,Major obstacle,Minor obstacle,No obstacle,No obstacle,Major obstacle,Very severe obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Public announcement/advertisement,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm cannot afford the optimal level of training,Yes,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,No obstacle,Yes,0,100,-44,0,No,-44,No,25,0,0,30,45,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,Yes,Loan,2012,10600000,17,32,"Non-Bank financial institutions (microfinance institutions,",No,-44,-44,-44,-44,-44,-44,-44,Yes,1,0,-44,-44,625000000,620000000,192200000,21200000,248000,101000,64800000,1922000,28000,140000,62000,0,93000000,49600000,31000000,63984000,143220000,134366000,No obstacle,Moderate obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,Major obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,Major obstacle,No,Yes,Yes,No,No,Electricity,Inadequately educated workforce,Practices of competitors in the informal sector,No obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Already used this type of assistance in the past and wasn't,-44,No,-44,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,No,No,-44,-44,Yes,No,Yes,Truthful,Are estimates computed with some precision, 1231230576,1230576,Jamaica,Jamaica,Retail,576,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded,-44,35,100,0,0,0,Predominantly men,Yes,Yes,40,Makes major strategic and fiancial decisions,20,4,All men,Male,Female,Male,1972,No,Yes,1972,19,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,3,2,-44,No,-44,-44,-44,-44,Yes,9,4,0,-44,No,-44,-44,-44,-44,Yes,1,Yes,No,Yes,0,-44,-44,100,0,-44,0,99,1,0,Individuals,67,20,13,JEWELERY,64,National,5,Decreased,Increased,More than 5,69,31,40,2007,-99,Refusal to answer,-99,Refusal to answer,-44,-44,-44,55,45,No,-44,Yes,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,Yes,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,No obstacle,-44,Tend to agree,Tend to agree,Strongly agree,Strongly disagree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,55000,Yes,No,Yes,Yes,No,No,-44,-44,No,-44,-44,No,Yes,Yes,0,Yes,1,No,No,-44,0,-44,Yes,1,No,Yes,27,No,Yes,Yes,2,10,53,7,0,0,46,0,0,0,24,5,0,0,0,5,0,0,0,3,9,-44,-44,-44,9,0,7,610000,7,598000,7,628000,2,420000,2,407000,2,424000,3,280000,3,272000,3,280000,4,170000,4,168000,4,170000,13,288000,12,285000,14,297000,0,-44,0,-44,0,-44,12,190000,12,186000,12,192000,0,-44,0,-44,0,-44,17,200000,16,200000,17,210000,Economic upturn/downturn,-44,University graduate,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,University graduate,Completed secondary,Completed secondary,Completed secondary,Completed secondary,-44,-44,Completed college/vocational training,Completed secondary,-44,-44,Completed primary school,Did not complete primary school,Slightly important,Slightly important,Slightly important,Very important,Important,Critical,Very important,Not important,Not important,Critical,Slightly important,Slightly important,Slightly important,Slightly important,Critical,Slightly important,Important,Important,Important,Slightly important,Very important,Critical,Slightly important,Very important,Very important,Important,Very important,Important,Important,Slightly important,Very important,Critical,Slightly important,Slightly important,Critical,Important,Critical,Very important,Important,Slightly important,Very important,Critical,Critical,Important,Very important,Important,Very important,Very important,Critical,Very important,Critical,Important,Important,Slightly important,Very important,Slightly important,Not important,Not important,Slightly important,Slightly important,Critical,Very important,Very important,Important,Very important,Slightly important,Important,Very important,Slightly important,Very important,Very important,Critical,Slightly important,Critical,Very important,Critical,Very important,Important,Very important,Very important,Slightly difficult,Slightly difficult,Difficult,0,-44,Not difficult,Not difficult,Very difficult,0,-44,Difficult,Difficult,Very difficult,0,-44,Difficult,Slightly difficult,Almost impossible,2,6,Very difficult,Not difficult,Difficult,0,-44,-44,-44,-44,-44,-44,Very difficult,Difficult,Difficult,0,-44,-44,-44,-44,-44,-44,Difficult,Slightly difficult,Difficult,2,2,Critical,Critical,Not important,Important,Critical,Very important,Not important,Very important,Major obstacle,Minor obstacle,No obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,Public announcement/advertisement,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm does not have enough information about training pro,Yes,Very severe obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Yes,100,0,-44,0,Yes,19,Yes,29,21,0,0,40,10,0,0,0,0,0,0,0,-44,43,0,0,0,0,57,0,0,0,0,0,0,0,0,0, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,48000000,50400000,9072000,14760000,983000,382000,4428000,91000,133000,397000,305000,3660000,6552000,5544000,0,6265000,14676000,14973000,No obstacle,No obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Minor obstacle,No obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Major obstacle,Yes,Yes,Yes,Yes,No,"Crime, theft and disorder",Tax administration,Practices of competitors in the informal sector,Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Administratie procedure is cumbersome,-44,Yes,Local business association,-44,Marketing and Operations support,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,No,Truthful,Are estimates computed with some precision, 1231230583,1230583,Jamaica,Jamaica,Retail,583,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly women,Female,Female,Female,1989,No,Yes,1989,22,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,1,2,-44,Yes,2,3,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0,-44,0,83,17,5,Individuals,9,71,20,GIFT ITEMS,67,Local,Do not know,Remained the same,Decreased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,79,21,No,-44,Yes,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Major obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,No obstacle,Major obstacle,No obstacle,-44,Tend to agree,Tend to disagree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,6000,No,No,No,No,No,No,-44,-44,No,-44,-44,No,No,No,1,Yes,2,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,2,12,2,0,0,10,1,0,0,6,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,2,1680000,2,1646000,2,1714000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,2,530000,2,525000,2,541000,0,-44,0,-44,0,-44,8,410000,8,410000,8,435000,-44,-44,Completed secondary,Completed college/vocational training,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Completed secondary,Started but did not complete secondary,-44,-44,Completed secondary,Completed secondary,Very important,Very important,Very important,Very important,Slightly important,Important,Not important,Very important,Critical,Critical,Very important,Not important,Very important,Not important,Critical,Important,Critical,Critical,Critical,Very important,Very important,Very important,Not important,Slightly important,Slightly important,Slightly important,Not important,Slightly important,Slightly important,Slightly important,Very important,Very important,Very important,Important,Critical,Critical,Very important,Critical,Very important,Important,Important,Very important,Important,Important,Very important,Very important,Critical,Critical,Critical,Slightly important,Very important,Critical,Very important,Slightly important,Important,Important,Important,Slightly important,Slightly important,Very important,Important,Critical,Critical,Important,Critical,Very important,Important,Slightly important,Very important,Very important,Very important,Very important,Very important,Not important,Very important,Critical,Very important,Very important,Important,Critical,Difficult,Difficult,Slightly difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Slightly difficult,Difficult,Difficult,2,1,-44,-44,-44,-44,-44,Slightly difficult,Difficult,Slightly difficult,0,-44,Very important,Important,Very important,Critical,Very important,Not important,Slightly important,Slightly important,Minor obstacle,Major obstacle,Moderate obstacle,No obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Public placement office,-44,No,-44,-44,-44,-44,Yes,0,80,No,-44,Yes,Very severe obstacle,Very severe obstacle,Minor obstacle,Major obstacle,Minor obstacle,Major obstacle,No,0,100,-44,0,No,-44,No,75,0,0,0,25,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,1,Collateral or cosigners unacceptable,-44,16660000,16940000,6776000,8840000,224000,86000,1646000,203000,13000,70000,38000,0,0,339000,1863000,447000,1351000,939000,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Yes,No,No,No,No,Practices of competitors in the informal sector,Access to finance,Political environment,No obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,-44,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 1231230600,1230600,Jamaica,Jamaica,Retail,600,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,100,0,0,0,All women,Yes,Not applicable,100,Makes major strategic and fiancial decisions,14,1,Predominantly men,Male,Male,Male,1990,No,Yes,1990,22,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,3,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,No,No,No,0,-44,-44,100,0,-44,0,100,0,0,Individuals,0,95,5,FOOD ITEMS,76,National,0,Remained the same,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,84,16,No,-44,Yes,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Major obstacle,Minor obstacle,Major obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Major obstacle,No obstacle,-44,Strongly agree,Tend to agree,Strongly disagree,Strongly agree,Yes,No,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,11000,No,No,No,Yes,No,No,-44,-44,No,-44,-44,No,Yes,Yes,0,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,15,29,3,0,0,26,2,0,0,15,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,1,3,650000,3,650000,3,657000,1,510000,1,505000,1,510000,1,390000,1,382000,1,402000,2,390000,2,374000,2,394000,4,362000,4,348000,4,373000,0,-44,0,-44,0,-44,5,190000,5,186000,5,190000,0,-44,0,-44,0,-44,13,200000,13,198000,13,210000,-44,-44,University graduate,Completed college/vocational training,University graduate,Started but did not complete college/vocational training,Completed secondary,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed secondary,Completed secondary,-44,-44,Completed secondary,Completed secondary,-44,-44,Started but did not complete college/vocational training,Did not complete primary school,Slightly important,Slightly important,Very important,Slightly important,Critical,Important,Not important,Very important,Very important,Important,Slightly important,Slightly important,Not important,Important,Very important,Critical,Slightly important,Very important,Important,Slightly important,Important,Critical,Important,Not important,Slightly important,Very important,Important,Slightly important,Very important,Slightly important,Critical,Critical,Very important,Critical,Very important,Very important,Critical,Slightly important,Important,Very important,Critical,Important,Very important,Slightly important,Slightly important,Slightly important,Very important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Important,Very important,Slightly important,Very important,Slightly important,Very important,Not important,Very important,Critical,Critical,Very important,Very important,Slightly important,Critical,Not important,Very important,Important,Critical,Very important,Slightly important,Slightly important,Important,Very important,Critical,Important,Important,Very important,Not difficult,Not difficult,Very difficult,1,5,Difficult,Almost impossible,Difficult,0,-44,Very difficult,Very difficult,Almost impossible,0,-44,Not difficult,Slightly difficult,Very difficult,0,-44,Slightly difficult,Difficult,Almost impossible,0,-44,-44,-44,-44,-44,-44,Not difficult,Difficult,Very difficult,1,3,-44,-44,-44,-44,-44,Very difficult,Difficult,Slightly difficult,2,3,Important,Very important,Slightly important,Important,Slightly important,Very important,Not important,Very important,Moderate obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,No obstacle,Public announcement/advertisement,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The benefits of training are small than the costs,Yes,Major obstacle,Minor obstacle,Very severe obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,No,100,0,-44,0,No,-44,Yes,100,0,0,0,0,0,0,0,0,0,0,0,0,-44,0,0,0,0,0,0,0,100,0,0,0,0,0,0,0, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,26040000,26460000,8732000,8820000,449000,197000,2318000,262000,57000,213000,77000,0,7144000,1058000,0,1428000,6261000,3242000,No obstacle,Minor obstacle,No obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Minor obstacle,No obstacle,No obstacle,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,Major obstacle,Very severe obstacle,Yes,Yes,Yes,No,No,Tax Rates,Cost of finance,Access to land for expansion / relocation,No obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,Private independent fund,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Truthful,Are estimates computed with some precision, 1231230601,1230601,Jamaica,Jamaica,Retail,601,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,100,0,0,0,All women,Yes,Not applicable,100,Makes major strategic and fiancial decisions,12,0,Predominantly men,Female,Female,Female,2000,No,Yes,2000,20,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,5,1,1,-44,Yes,3,1,0,-44,Yes,7,4,0,-44,No,-44,-44,-44,-44,Yes,65,Yes,Yes,Yes,0,-44,-44,100,0,-44,9,75,16,5,Individuals,21,56,23,FOOD STUFFS,21,Local,0,Increased,Decreased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,68,32,No,-44,Yes,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,No obstacle,-44,Tend to disagree,Tend to agree,Tend to agree,Strongly agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,51000,No,No,No,Yes,Yes,No,-44,-44,No,-44,-44,No,Yes,No,0,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,8,60,6,0,0,54,5,0,0,31,10,0,0,0,10,0,0,0,9,6,-44,-44,-44,6,4,6,930000,6,911000,6,930000,4,600000,4,588000,4,606000,5,360000,5,360000,5,364000,5,320000,5,317000,5,323000,19,302000,18,293000,20,311000,0,-44,0,-44,0,-44,8,260000,8,260000,8,265000,0,-44,0,-44,0,-44,23,200000,23,200000,23,204000,Increase demand for higher quality product,-44,University graduate,Started but did not complete college/vocational training,Completed college/vocational training,University graduate,University graduate,University graduate,Completed secondary,Completed secondary,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,-44,-44,Completed primary school,Completed primary school,Very important,Very important,Very important,Very important,Critical,Very important,Slightly important,Important,Slightly important,Not important,Not important,Slightly important,Slightly important,Slightly important,Very important,Very important,Critical,Critical,Important,Very important,Important,Very important,Not important,Very important,Important,Very important,Not important,Important,Slightly important,Slightly important,Very important,Critical,Important,Very important,Very important,Very important,Important,Very important,Slightly important,Slightly important,Important,Important,Very important,Not important,Critical,Important,Very important,Very important,Critical,Very important,Critical,Very important,Slightly important,Important,Important,Important,Important,Not important,Not important,Slightly important,Very important,Slightly important,Critical,Important,Very important,Critical,Slightly important,Very important,Important,Very important,Very important,Important,Slightly important,Slightly important,Critical,Critical,Very important,Critical,Critical,Very important,Slightly difficult,Not difficult,Slightly difficult,0,-44,Slightly difficult,Slightly difficult,Almost impossible,0,-44,Slightly difficult,Not difficult,Very difficult,0,-44,Not difficult,Almost impossible,Slightly difficult,0,-44,Very difficult,Difficult,Very difficult,0,-44,-44,-44,-44,-44,-44,Difficult,Not difficult,Difficult,0,-44,-44,-44,-44,-44,-44,Difficult,Difficult,Slightly difficult,0,-44,Critical,Critical,Slightly important,Important,Very important,Important,Important,Very important,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Major obstacle,No obstacle,Major obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Major obstacle,No obstacle,Public announcement/advertisement,-44,No,-44,-44,-44,-44,Yes,0,40,Yes,-44,No,-44,-44,-44,-44,-44,-44,No,0,100,-44,0,Yes,16,No,55,18,0,0,20,0,0,0,0,0,7,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,2,2,Collateral or cosigners unacceptable,-44,122000000,121000000,41140000,22225000,840000,446000,13338000,823000,92000,357000,270000,0,0,9680000,0,12294000,39930000,29014000,No obstacle,Minor obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Very severe obstacle,No obstacle,No obstacle,Major obstacle,No obstacle,No obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Yes,Yes,Yes,No,No,"Crime, theft and disorder",Labor Regulations,Practices of competitors in the informal sector,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,technological and Innovation Support,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,Yes,No,No,Somewhat truthful,Are taken directly from the establishment's records, 1231230604,1230604,Jamaica,Jamaica,Retail,604,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded,-44,25,100,0,0,0,Equally men and women,No,No,40,Delegates decisions to other partners,7,7,Predominantly men,Male,Male,Female,1961,Yes,Yes,1970,32,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,30,1,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,1,Yes,Yes,Yes,0,-44,-44,100,0,-44,0,100,0,3,Individuals,5,9,86,CLOTHING,69,Local,Do not know,Remained the same,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,47,53,No,-44,Yes,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,Yes,No,No,No,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,No obstacle,-44,Strongly agree,Strongly agree,Strongly disagree,Strongly agree,No,-44,-44,-44,-44,-44,Yes,5,-44,Yes,5,-44,Yes,2,During working hours,Firearm/gun,Other,695000,Group of criminals,Yes,No,Fear of reprisals,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,3,Outside working hours,Firearm/gun,Other,1022000,Gang related,No,No,They occur too frequently,Yes,4,During working hours,Baseball bat,Personal possessions of employees or customers,204000,Group of criminals,No,Yes,-44,Yes,3,Outside working hours,Baseball bat,Other,164000,Group of criminals,Yes,Yes,-44,Yes,1,During working hours,Knife,Other,1227000,Gang related,No,Yes,-44,Yes,1,During working hours,Knife,Money,41000,Gang related,No,Yes,-44,No,-44,-44,122000,No,No,Yes,Yes,Yes,No,-44,-44,No,-44,-44,Yes,Yes,Yes,5,Yes,1,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,4,29,4,0,0,25,2,0,0,13,3,0,0,0,3,0,0,0,1,4,-44,-44,-44,4,1,4,1130000,4,1107000,4,1164000,1,870000,1,861000,1,887000,2,590000,2,584000,2,602000,2,440000,2,436000,2,449000,4,585000,4,562000,4,597000,0,-44,0,-44,0,-44,7,360000,6,353000,7,367000,0,-44,0,-44,0,-44,12,310000,11,304000,12,329000,Increase/decreased demand for goods,-44,University graduate,University graduate,University graduate,Completed college/vocational training,University graduate,Completed college/vocational training,Completed secondary,Completed secondary,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed secondary,-44,-44,Completed secondary,Did not complete primary school,Very important,Slightly important,Critical,Critical,Very important,Important,Very important,Very important,Slightly important,Very important,Slightly important,Not important,Slightly important,Not important,Very important,Important,Important,Critical,Very important,Very important,Very important,Critical,Slightly important,Important,Not important,Critical,Important,Very important,Slightly important,Very important,Very important,Critical,Critical,Very important,Slightly important,Very important,Very important,Critical,Slightly important,Slightly important,Important,Critical,Important,Important,Slightly important,Important,Important,Important,Important,Critical,Critical,Slightly important,Important,Important,Slightly important,Very important,Slightly important,Not important,Slightly important,Slightly important,Very important,Critical,Important,Critical,Slightly important,Important,Very important,Important,Critical,Very important,Critical,Very important,Important,Important,Very important,Important,Very important,Slightly important,Slightly important,Important,Difficult,Difficult,Almost impossible,0,-44,Difficult,Difficult,Very difficult,0,-44,Very difficult,Difficult,Very difficult,0,-44,Slightly difficult,Very difficult,Slightly difficult,1,4,Very difficult,Not difficult,Not difficult,1,4,-44,-44,-44,-44,-44,Slightly difficult,Difficult,Very difficult,0,-44,-44,-44,-44,-44,-44,Very difficult,Slightly difficult,Difficult,0,-44,Critical,Very important,Important,Not important,Very important,Very important,Important,Not important,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Public placement office,-44,Yes to fire,No,-44,Yes,1,Yes,0,40,No,-44,Yes,Major obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Minor obstacle,No obstacle,Yes,100,0,-44,0,No,-44,Yes,62,0,18,0,20,0,0,0,0,0,0,0,0,-44,21,0,0,0,50,0,0,0,29,0,0,0,0,0,0, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,Interest rates are not favorable,87000000,93000000,15810000,15600000,2100000,936000,10206000,158000,126000,1240000,510000,1040000,0,9300000,0,11346000,31620000,24280000,Moderate obstacle,Major obstacle,Very severe obstacle,Major obstacle,Yes,Yes,No,Yes,No,Yes,No,Major obstacle,Moderate obstacle,Very severe obstacle,No obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Yes,No,No,No,No,Tax Rates,"Crime, theft and disorder",Access to finance,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Too expensive,-44,Yes,Private independent fund,-44,Marketing and Operations support,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,No,Truthful,Are estimates computed with some precision, 1231230605,1230605,Jamaica,Jamaica,Retail,605,No,-44,-44,-44,-44,Limited partnership,-44,60,100,0,0,0,Predominantly men,Yes,Yes,40,Makes major strategic and fiancial decisions,15,7,All men,Male,Male,Male,1994,No,Yes,1997,20,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,4,1,1,-44,No,-44,-44,-44,-44,Yes,9,4,0,-44,No,-44,-44,-44,-44,Yes,1,Yes,No,Yes,0,-44,-44,100,0,-44,0,10,90,0,Individuals,0,11,89,PHARMACEUTICAL SALES,72,National,0,Increased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,46,54,No,-44,No,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Very severe obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,No obstacle,-44,Strongly agree,Tend to agree,Tend to disagree,Strongly agree,Yes,No,-44,-44,-44,-44,Yes,5,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,160000,No,No,Yes,Yes,Yes,No,-44,-44,No,-44,-44,Yes,No,Yes,10,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,Yes,2,2,21,3,0,0,18,0,0,0,11,2,0,0,0,2,0,0,0,1,4,-44,-44,-44,4,1,3,1830000,3,1830000,3,1830000,1,1210000,1,1198000,1,1246000,2,680000,2,673000,2,700000,1,490000,1,470000,1,495000,6,1003000,5,993000,6,1003000,0,-44,0,-44,0,-44,6,760000,6,730000,6,760000,0,-44,0,-44,0,-44,4,610000,4,592000,4,610000,New products require new skills,-44,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed secondary,-44,-44,Did not complete primary school,Did not complete primary school,Very important,Slightly important,Critical,Important,Not important,Critical,Important,Not important,Not important,Very important,Very important,Slightly important,Slightly important,Slightly important,Important,Critical,Critical,Important,Very important,Very important,Slightly important,Important,Slightly important,Not important,Slightly important,Very important,Slightly important,Not important,Not important,Very important,Important,Slightly important,Critical,Very important,Very important,Very important,Important,Critical,Slightly important,Very important,Critical,Very important,Slightly important,Not important,Very important,Slightly important,Slightly important,Slightly important,Very important,Critical,Very important,Important,Slightly important,Important,Very important,Very important,Not important,Not important,Very important,Not important,Critical,Important,Very important,Slightly important,Very important,Important,Very important,Important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Critical,Very important,Very important,Critical,Not difficult,Slightly difficult,Almost impossible,0,-44,Not difficult,Not difficult,Slightly difficult,0,-44,Difficult,Difficult,Slightly difficult,0,-44,Slightly difficult,Difficult,Not difficult,0,-44,Slightly difficult,Not difficult,Difficult,0,-44,-44,-44,-44,-44,-44,Not difficult,Very difficult,Difficult,0,-44,-44,-44,-44,-44,-44,Slightly difficult,Difficult,Difficult,0,-44,Slightly important,Critical,Important,Important,Important,Slightly important,Not important,Not important,Major obstacle,Major obstacle,No obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,No obstacle,No obstacle,Through family/friends,-44,Yes to fire,No,-44,Yes,1,Yes,0,30,No,-44,No,-44,-44,-44,-44,-44,-44,Yes,0,100,-44,0,No,-44,No,10,0,0,50,40,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,Yes,Loan,2012,4800000,12,32,"Non-Bank financial institutions (microfinance institutions,",Yes,Yes,No,No,No,No,-44,150,Yes,1,0,-44,-44,348000000,372000000,100440000,21960000,6014000,2540000,34960000,3013000,620000,3326000,1336000,0,0,40920000,0,48695000,119040000,110051000,Very severe obstacle,No obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,No obstacle,Major obstacle,Minor obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,No obstacle,-44,-44,-44,-44,-44,"Crime, theft and disorder",Access to finance,Cost of finance,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,-44,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Truthful,Are estimates computed with some precision, 1231230607,1230607,Jamaica,Jamaica,Retail,607,Yes,3,Establishment physically separated from HQ but with no other,Yes,3,Partnership (including limited liability companies),-44,60,100,0,0,0,Equally men and women,No,Yes,46,Delegates decisions to other partners,9,8,Predominantly men,Male,Male,Male,2004,No,Yes,2004,12,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,Yes,4,2,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,3,No,No,Yes,0,-44,-44,100,0,-44,12,76,12,0,Individuals,0,67,33,DRUGS,58,Local,0,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,42,58,No,-44,Yes,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Major obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,No obstacle,-44,Tend to agree,Tend to disagree,Tend to disagree,Tend to agree,Yes,No,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,8000,No,No,No,Yes,No,No,-44,-44,No,-44,-44,No,Yes,Yes,0,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,3,32,4,0,0,28,0,0,0,16,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,1,4,1080000,4,1058000,4,1112000,1,830000,1,797000,1,847000,2,580000,2,580000,2,580000,2,460000,2,442000,2,469000,4,556000,4,539000,4,556000,0,-44,0,-44,0,-44,6,300000,5,288000,6,303000,0,-44,0,-44,0,-44,13,290000,12,287000,13,296000,Increase demand for higher quality product,-44,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,University graduate,Started but did not complete college/vocational training,Started but did not complete college/vocational training,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed secondary,-44,-44,Completed primary school,Did not complete primary school,Very important,Important,Very important,Slightly important,Slightly important,Very important,Not important,Slightly important,Important,Critical,Important,Not important,Important,Not important,Slightly important,Very important,Critical,Important,Critical,Very important,Very important,Very important,Slightly important,Not important,Not important,Not important,Slightly important,Very important,Very important,Slightly important,Critical,Slightly important,Very important,Critical,Slightly important,Critical,Very important,Critical,Critical,Important,Very important,Very important,Slightly important,Very important,Very important,Very important,Very important,Critical,Very important,Critical,Very important,Slightly important,Important,Very important,Important,Important,Slightly important,Not important,Not important,Not important,Critical,Critical,Critical,Slightly important,Critical,Very important,Critical,Not important,Very important,Very important,Very important,Important,Very important,Very important,Slightly important,Critical,Very important,Critical,Critical,Important,Difficult,Difficult,Almost impossible,1,18,Not difficult,Not difficult,Almost impossible,0,-44,Very difficult,Difficult,Difficult,0,-44,Slightly difficult,Difficult,Almost impossible,0,-44,Not difficult,Almost impossible,Very difficult,0,-44,-44,-44,-44,-44,-44,Not difficult,Not difficult,Very difficult,0,-44,-44,-44,-44,-44,-44,Slightly difficult,Not difficult,Slightly difficult,4,1,Critical,Important,Important,Slightly important,Very important,Very important,Not important,Not important,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,No obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Major obstacle,No obstacle,Public announcement/advertisement,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm does not have enough information about training pro,Yes,Very severe obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,No,0,100,-44,0,No,-44,No,62,0,18,0,20,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,53280000,58080000,12197000,16640000,193000,66000,3907000,0,13000,83000,64000,0,0,581000,0,744000,19166000,1607000,No obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Yes,Yes,Yes,No,No,No,No,Very severe obstacle,Very severe obstacle,No obstacle,No obstacle,No obstacle,Major obstacle,Minor obstacle,No obstacle,Very severe obstacle,Minor obstacle,Very severe obstacle,Very severe obstacle,Minor obstacle,-44,-44,-44,-44,-44,Business Licensing and Permits,"Crime, theft and disorder",Tax administration,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,"General management, Business development and Strategies supp",-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are estimates computed with some precision, 1231230612,1230612,Jamaica,Jamaica,Retail,612,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Female,1998,No,Yes,1998,22,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,1,2,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,1,No,No,No,0,-44,-44,100,0,-44,0,65,35,0,Individuals,0,63,37,GROCERY,29,National,0,Remained the same,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,44,56,No,-44,Yes,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,No,Yes,Yes,No,No,No,Yes,No,-44,Not important,Not important,Critical,Important,Slightly important,Not important,Slightly important,Yes,100,No,-44,No,-44,No,No,338000,32,Yes,Yes,Yes,No,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Major obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,No obstacle,-44,Tend to disagree,Tend to agree,Strongly agree,Tend to agree,Yes,No,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,24000,Yes,Yes,Yes,Yes,No,No,-44,-44,No,-44,-44,No,No,No,0,Yes,2,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,12,21,2,0,0,19,0,0,0,10,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,1,2,720000,2,698000,2,742000,1,400000,1,400000,1,412000,1,330000,1,327000,1,333000,1,330000,1,320000,1,333000,5,309000,5,306000,5,312000,0,-44,0,-44,0,-44,4,180000,4,175000,4,180000,0,-44,0,-44,0,-44,7,160000,6,154000,7,165000,Increase demand for higher quality product,-44,University graduate,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,University graduate,Completed secondary,Completed secondary,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed secondary,-44,-44,Completed primary school,Did not complete primary school,Important,Critical,Important,Slightly important,Important,Not important,Very important,Not important,Critical,Not important,Important,Not important,Not important,Very important,Very important,Important,Slightly important,Slightly important,Slightly important,Very important,Critical,Very important,Not important,Important,Slightly important,Very important,Not important,Important,Not important,Not important,Important,Very important,Very important,Slightly important,Critical,Important,Very important,Slightly important,Important,Very important,Very important,Very important,Very important,Important,Very important,Critical,Slightly important,Very important,Very important,Slightly important,Very important,Very important,Very important,Important,Slightly important,Very important,Not important,Important,Not important,Important,Critical,Slightly important,Critical,Critical,Very important,Important,Critical,Important,Critical,Slightly important,Important,Very important,Important,Slightly important,Very important,Slightly important,Critical,Very important,Very important,Critical,Slightly difficult,Not difficult,Almost impossible,0,-44,Difficult,Difficult,Slightly difficult,0,-44,Not difficult,Almost impossible,Difficult,0,-44,Not difficult,Almost impossible,Almost impossible,0,-44,Slightly difficult,Almost impossible,Slightly difficult,0,-44,-44,-44,-44,-44,-44,Slightly difficult,Slightly difficult,Difficult,0,-44,-44,-44,-44,-44,-44,Very difficult,Almost impossible,Slightly difficult,0,-44,Important,Very important,Not important,Important,Very important,Slightly important,Slightly important,Very important,Moderate obstacle,Major obstacle,Very severe obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,Public placement office,-44,No,-44,-44,-44,-44,Yes,0,40,No,-44,Yes,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No,100,0,-44,0,No,-44,No,62,8,0,0,30,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,Collateral requirements for loans or line of credit are unat,30250000,33750000,8775000,6240000,595000,237000,2736000,263000,56000,262000,94000,0,0,2363000,0,3096000,635000,6687000,No obstacle,Major obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,No obstacle,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,No obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,No,Yes,Yes,Yes,No,Electricity,Access to finance,Tax Rates,No obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,Local business association,-44,Financial magement and tax and customs administration,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,No,No,-44,-44,Yes,No,Yes,Somewhat truthful,Are taken directly from the establishment's records, 1231230614,1230614,Jamaica,Jamaica,Retail,614,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly women,Male,Female,Male,2001,No,Yes,2001,10,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,Yes,1,2,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,5,No,No,Yes,0,-44,-44,100,0,-44,11,89,0,0,Individuals,21,64,15,HARDWARE,48,Local,0,Increased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,38,62,No,-44,Yes,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,-44,Tend to disagree,Tend to disagree,Strongly disagree,Tend to agree,Yes,No,-44,-44,-44,-44,No,-44,-44,Yes,1,-44,Yes,4,Outside working hours,Other,Goods or stock,54000,Group of criminals,Yes,No,The police give little/no information back on crimes,Yes,1,Outside working hours,Firearm/gun,Goods or stock,18000,A customer,No,No,There was no insurance requirement,Yes,4,During working hours,Firearm/gun,Personal possessions of employees or customers,143000,A fellow employee,Yes,Yes,-44,Yes,1,Outside working hours,Baseball bat,Personal possessions of employees or customers,18000,Gang related,No,No,Loss was small,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,5,During working hours,Other,Other,114000,Group of criminals,No,Yes,-44,Yes,1,During working hours,Knife,Other,14000,Group of criminals,Yes,No,Fear of negative publicity,No,-44,-44,14000,No,No,No,No,Yes,No,-44,-44,No,-44,-44,No,No,No,0,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,15,16,2,0,0,14,0,0,0,8,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,2,1100000,2,1089000,2,1111000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,1,600000,1,576000,1,600000,3,644000,3,644000,3,657000,0,-44,0,-44,0,-44,4,370000,4,370000,4,374000,0,-44,0,-44,0,-44,6,310000,6,310000,6,310000,-44,-44,Completed secondary,University graduate,-44,-44,-44,-44,Completed secondary,Completed secondary,Completed secondary,Completed secondary,-44,-44,Completed secondary,Completed secondary,-44,-44,Completed secondary,Did not complete primary school,Critical,Very important,Not important,Slightly important,Important,Very important,Not important,Slightly important,Not important,Critical,Not important,Very important,Slightly important,Slightly important,Very important,Very important,Critical,Critical,Slightly important,Important,Critical,Slightly important,Slightly important,Important,Slightly important,Not important,Not important,Not important,Not important,Important,Critical,Very important,Slightly important,Very important,Critical,Critical,Very important,Important,Slightly important,Critical,Very important,Very important,Important,Important,Very important,Critical,Critical,Critical,Critical,Critical,Very important,Critical,Very important,Very important,Important,Important,Very important,Important,Very important,Slightly important,Very important,Very important,Critical,Very important,Critical,Important,Very important,Important,Critical,Slightly important,Critical,Important,Important,Slightly important,Slightly important,Slightly important,Very important,Critical,Critical,Slightly important,Almost impossible,Not difficult,Difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Difficult,Difficult,Slightly difficult,0,-44,Slightly difficult,Very difficult,Slightly difficult,0,-44,-44,-44,-44,-44,-44,Slightly difficult,Difficult,Difficult,0,-44,-44,-44,-44,-44,-44,Slightly difficult,Difficult,Slightly difficult,0,-44,Slightly important,Critical,Very important,Not important,Not important,Very important,Slightly important,Important,Minor obstacle,Major obstacle,No obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,Very severe obstacle,Major obstacle,No obstacle,Public announcement/advertisement,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm cannot afford the optimal level of training,No,-44,-44,-44,-44,-44,-44,No,0,100,-44,0,No,-44,No,57,18,0,0,25,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,Collateral requirements for loans or line of credit are unat,35700000,38100000,11049000,9202000,514000,171000,4018000,331000,48000,203000,138000,0,0,381000,762000,469000,5715000,1093000,No obstacle,Moderate obstacle,No obstacle,Major obstacle,Yes,Yes,No,Yes,No,No,No,Very severe obstacle,Very severe obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,Moderate obstacle,Very severe obstacle,No obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Yes,Yes,Yes,No,No,Tax Rates,Cost of finance,"Crime, theft and disorder",Minor obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Financial magement and tax and customs administration,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,Somewhat truthful,Are estimates computed with some precision, 1231230622,1230622,Jamaica,Jamaica,Retail,622,Yes,16,Headquarters with production and/or sales at this location,Yes,16,Shareholding company with non-traded shares or shares traded,-44,99,100,0,0,0,Predominantly men,Yes,Yes,60,Delegates decisions to other partners,11,3,Predominantly men,Male,Male,Male,1985,No,Yes,1985,15,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,3,1,-44,Yes,3,1,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,2,Yes,No,Yes,0,-44,-44,100,0,-44,0,1,99,0,Individuals,0,1,99,SUPERMARKET - RETAIL,100,Local,Do not know,Increased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,45,55,No,-44,Yes,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,Yes,No,No,No,Moderate obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,Very severe obstacle,No obstacle,-44,Tend to agree,Strongly agree,Tend to agree,Strongly agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,99000,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,3,2,-77,15,3,0,0,12,3,0,0,7,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,3,1170000,3,1123000,3,1193000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,1,600000,1,600000,1,600000,3,779000,3,771000,3,802000,0,-44,0,-44,0,-44,3,630000,3,624000,3,630000,0,-44,0,-44,0,-44,5,550000,5,528000,5,572000,-44,-44,Completed college/vocational training,Completed secondary,-44,-44,-44,-44,Completed secondary,Started but did not complete college/vocational training,Completed college/vocational training,Completed college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,-44,-44,Started but did not complete college/vocational training,Did not complete primary school,Very important,Important,Critical,Critical,Critical,Very important,Very important,Very important,Very important,Slightly important,Not important,Important,Very important,Not important,Critical,Critical,Important,Very important,Very important,Slightly important,Very important,Critical,Not important,Important,Important,Slightly important,Not important,Slightly important,Slightly important,Very important,Very important,Critical,Very important,Important,Very important,Critical,Critical,Critical,Critical,Very important,Important,Very important,Important,Slightly important,Very important,Not important,Critical,Critical,Very important,Critical,Slightly important,Important,Important,Slightly important,Slightly important,Important,Not important,Slightly important,Important,Not important,Critical,Critical,Very important,Slightly important,Critical,Slightly important,Critical,Critical,Slightly important,Slightly important,Critical,Very important,Very important,Important,Critical,Critical,Critical,Very important,Very important,Very important,Not difficult,Almost impossible,Slightly difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Slightly difficult,Not difficult,Difficult,0,-44,Slightly difficult,Difficult,Almost impossible,0,-44,-44,-44,-44,-44,-44,Not difficult,Difficult,Slightly difficult,0,-44,-44,-44,-44,-44,-44,Very difficult,Difficult,Difficult,0,-44,Important,Very important,Very important,Slightly important,Important,Important,Important,Important,Moderate obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,Major obstacle,No obstacle,Major obstacle,Major obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Major obstacle,Major obstacle,No obstacle,Public placement office,-44,No,-44,-44,-44,-44,Yes,0,30,Yes,-44,Yes,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,No obstacle,Yes,0,100,-44,0,No,-44,No,55,0,0,0,30,0,0,0,0,15,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,1,Collateral or cosigners unacceptable,-44,180000000,184500000,40590000,12980000,2690000,1040000,19278000,812000,212000,1200000,708000,0,0,1845000,0,2214000,40590000,5203000,No obstacle,Major obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,No obstacle,Moderate obstacle,Major obstacle,No obstacle,Moderate obstacle,No obstacle,No obstacle,Very severe obstacle,No,Yes,Yes,No,No,Electricity,Access to finance,Practices of competitors in the informal sector,No obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 1231230623,1230623,Jamaica,Jamaica,Retail,623,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded,-44,100,100,0,0,0,Predominantly women,No,No,32,Delegates decisions to other partners,14,3,All men,Male,Male,Male,1978,No,Yes,1998,5,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,1,2,-44,Yes,4,3,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,4,No,No,Yes,0,-44,-44,100,0,-44,1,6,93,0,Individuals,1,6,93,SALE OF PHARMACEUTICAL DRUGS,58,Local,Do not know,Decreased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,60,40,No,-44,Yes,Yes,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Major obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,No obstacle,-44,Strongly agree,Tend to agree,Strongly disagree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,-44,45000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,4000,Yes,No,No,No,Yes,No,-44,-44,No,-44,-44,Yes,No,Yes,1,Yes,1,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,5,16,3,0,0,13,1,0,0,7,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,3,790000,3,758000,3,806000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,1,600000,1,600000,1,612000,3,406000,3,406000,3,418000,0,-44,0,-44,0,-44,2,290000,2,278000,2,296000,0,-44,0,-44,0,-44,7,270000,7,270000,7,284000,-44,-44,Completed college/vocational training,Completed college/vocational training,-44,-44,-44,-44,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed secondary,-44,-44,Completed college/vocational training,Completed primary school,-44,-44,Completed secondary,Did not complete primary school,Very important,Very important,Very important,Important,Critical,Slightly important,Important,Very important,Very important,Slightly important,Important,Not important,Slightly important,Slightly important,Very important,Critical,Very important,Slightly important,Important,Critical,Very important,Very important,Important,Very important,Not important,Slightly important,Not important,Important,Slightly important,Important,Important,Slightly important,Very important,Very important,Critical,Critical,Critical,Critical,Very important,Very important,Slightly important,Slightly important,Very important,Slightly important,Very important,Critical,Critical,Very important,Critical,Slightly important,Critical,Very important,Not important,Very important,Very important,Critical,Slightly important,Slightly important,Important,Slightly important,Important,Very important,Important,Critical,Critical,Slightly important,Very important,Critical,Very important,Critical,Very important,Very important,Very important,Important,Very important,Very important,Important,Critical,Very important,Very important,Very difficult,Very difficult,Not difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Difficult,Slightly difficult,Difficult,0,-44,Difficult,Not difficult,Almost impossible,0,-44,-44,-44,-44,-44,-44,Slightly difficult,Difficult,Not difficult,0,-44,-44,-44,-44,-44,-44,Slightly difficult,Difficult,Difficult,0,-44,Very important,Important,Not important,Critical,Slightly important,Important,Slightly important,Slightly important,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Through family/friends,-44,No,-44,-44,-44,-44,Yes,0,30,No,-44,No,-44,-44,-44,-44,-44,-44,Yes,100,0,-44,0,Yes,18,No,0,40,0,0,50,10,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,Yes,Loan,2010,1000000,14,43,Private commercial banks,Yes,No,No,Yes,Yes,No,-44,115,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,66250000,68370000,21878000,6771000,78000,24000,7970000,219000,5000,25000,19000,0,0,1367000,10939000,1722000,9354000,4012000,Very severe obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Minor obstacle,No obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,No,Yes,No,No,No,Access to land for expansion / relocation,"Crime, theft and disorder",Cost of finance,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,-44,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,No,Truthful,Are taken directly from the establishment's records, 1231230624,1230624,Jamaica,Jamaica,Retail,624,No,3,Establishment physically separated from HQ and other establi,Yes,3,Limited partnership,-44,50,100,0,0,0,Equally men and women,No,Yes,34,Makes decisions in consultation with other partners,6,8,Predominantly men,Male,Female,Male,2006,No,Yes,2006,11,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,4,1,5,-44,No,-44,-44,-44,-44,Yes,10,4,0,-44,No,-44,-44,-44,-44,Yes,4,Yes,No,Yes,0,-44,-44,100,0,-44,4,96,0,0,Individuals,10,19,71,GROCERY,44,Local,Do not know,Remained the same,Remained the same,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,73,27,No,-44,Yes,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Major obstacle,No obstacle,-44,Strongly disagree,Tend to disagree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,-44,1440000,Yes,-44,816000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,2,Outside working hours,Firearm/gun,Money,24000,Gang related,No,No,Police could not have done anything,Yes,1,Outside working hours,Firearm/gun,Other company property,318000,A customer,No,No,There was no insurance requirement,Yes,1,During working hours,Firearm/gun,Other company property,41000,A fellow employee,Yes,No,There was no insurance requirement,Yes,4,Outside working hours,Other,Money,32640,A fellow employee,Yes,Yes,-44,Yes,1,During working hours,Firearm/gun,Goods or stock,32640,Group of criminals,Yes,No,They occur too frequently,Yes,1,Outside working hours,Other,Money,32640,A customer,No,Yes,-44,No,-44,-44,88000,Yes,No,No,No,Yes,No,-44,-44,No,-44,-44,No,Yes,No,8,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,7,8,1,0,0,7,0,0,0,4,5,0,0,0,5,0,0,0,3,3,-44,-44,-44,3,0,1,1430000,1,1387000,1,1473000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,1,600000,1,582000,1,606000,2,349000,2,339000,2,356000,0,-44,0,-44,0,-44,3,290000,3,290000,3,293000,0,-44,0,-44,0,-44,6,190000,5,190000,6,200000,Increase/decreased demand for goods,-44,Completed college/vocational training,University graduate,-44,-44,-44,-44,Completed college/vocational training,Completed college/vocational training,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed college/vocational training,Started but did not complete secondary,-44,-44,Completed primary school,Did not complete primary school,Not important,Very important,Critical,Critical,Important,Critical,Important,Slightly important,Important,Critical,Not important,Slightly important,Not important,Slightly important,Very important,Slightly important,Critical,Very important,Critical,Very important,Very important,Slightly important,Slightly important,Very important,Not important,Slightly important,Very important,Important,Very important,Very important,Very important,Slightly important,Very important,Very important,Very important,Very important,Very important,Very important,Critical,Critical,Critical,Very important,Important,Very important,Slightly important,Critical,Very important,Very important,Critical,Slightly important,Very important,Slightly important,Slightly important,Important,Important,Important,Slightly important,Not important,Slightly important,Not important,Very important,Critical,Very important,Very important,Critical,Important,Very important,Important,Critical,Very important,Slightly important,Critical,Important,Slightly important,Critical,Very important,Critical,Critical,Important,Critical,Difficult,Slightly difficult,Not difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Very difficult,Almost impossible,Difficult,0,-44,Very difficult,Slightly difficult,Slightly difficult,0,-44,-44,-44,-44,-44,-44,Slightly difficult,Slightly difficult,Slightly difficult,0,-44,-44,-44,-44,-44,-44,Not difficult,Difficult,Difficult,0,-44,Critical,Very important,Slightly important,Important,Very important,Not important,Very important,Important,Major obstacle,Minor obstacle,No obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Public announcement/advertisement,-44,No,-44,-44,-44,-44,Yes,0,20,No,-44,Yes,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Yes,0,100,-44,0,No,-44,Yes,69,21,0,0,10,0,0,0,0,0,0,0,0,-44,12,38,0,0,0,50,0,0,0,0,0,0,0,0,0, ,Yes,Line of credit,2011,700000,19,24,Private commercial banks,Yes,Yes,No,No,No,No,-44,155,No,-44,-44,-44,Application procedures for loans or line of credit are compl,32200000,36120000,13003000,4320000,2570000,991000,3906000,0,149000,678000,547000,2625000,0,722000,0,780000,8308000,1685000,Minor obstacle,Major obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Electricity,Transportation,Corruption,Very severe obstacle,Yes,Yes,Yes,Yes,No,Yes,No,Yes,Large impact,No,Large impact,-44,-44,No,No impact,-44,-44,Yes,Moderated impact,No,No impact,-44,-44,No,No impact,-44,-44,No,No impact,Yes,Moderated impact,-44,-44,No,Moderated impact,-44,-44,Yes,No impact,Yes,Large impact,-44,-44,No,No impact,-44,-44,No,Moderated impact,Yes,Moderated impact,-44,-44,Yes,No impact,-44,-44,Yes,Moderated impact,No,Large impact,-44,-44,No,No impact,-44,-44,No,Moderated impact,No,No impact,-44,-44,Yes,No impact,-44,-44,No,Moderated impact,Yes,Moderated impact,-44,-44,Yes,No impact,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,Somewhat truthful,Are estimates computed with some precision, 1231230630,1230630,Jamaica,Jamaica,Retail,630,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,100,0,0,0,All women,Yes,Not applicable,100,Makes major strategic and fiancial decisions,10,0,All women,Female,Female,Female,-66,No,Yes,1996,12,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,3,10,-44,Yes,2,3,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,3,No,No,Yes,0,-44,-44,100,0,-44,0,86,14,0,Individuals,9,60,31,ITEMS GOODS,100,Local,3,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,81,19,No,-44,Yes,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,Yes,No,No,No,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,No obstacle,-44,Strongly agree,Tend to disagree,Strongly agree,Tend to disagree,Yes,No,-44,-44,-44,-44,Yes,-44,450000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,2000,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,6,8,1,0,0,7,0,0,0,4,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,1,1690000,1,1622000,1,1690000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,1,460000,1,442000,1,469000,0,-44,0,-44,0,-44,6,380000,6,376000,6,403000,-44,-44,Completed college/vocational training,University graduate,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Completed college/vocational training,Started but did not complete secondary,-44,-44,Did not complete primary school,Completed primary school,Important,Important,Very important,Not important,Slightly important,Important,Important,Important,Very important,Very important,Very important,Slightly important,Slightly important,Slightly important,Very important,Very important,Slightly important,Very important,Slightly important,Critical,Slightly important,Slightly important,Slightly important,Slightly important,Important,Very important,Not important,Slightly important,Slightly important,Slightly important,Critical,Important,Very important,Very important,Very important,Slightly important,Very important,Critical,Slightly important,Critical,Important,Critical,Important,Important,Very important,Very important,Very important,Very important,Important,Very important,Very important,Important,Slightly important,Very important,Not important,Slightly important,Not important,Very important,Important,Not important,Very important,Critical,Critical,Very important,Slightly important,Not important,Very important,Important,Very important,Very important,Critical,Important,Very important,Not important,Critical,Slightly important,Very important,Critical,Critical,Important,Almost impossible,Difficult,Very difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Difficult,Very difficult,Difficult,0,-44,-44,-44,-44,-44,-44,Difficult,Slightly difficult,Difficult,0,-44,Very important,Very important,Slightly important,Important,Important,Important,Not important,Important,Major obstacle,Major obstacle,No obstacle,No obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,No obstacle,Through family/friends,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm does not have enough information about training pro,No,-44,-44,-44,-44,-44,-44,Yes,0,100,-44,0,No,-44,No,50,10,0,0,30,10,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,3,3,Collateral or cosigners unacceptable,-44,19840000,21440000,7933000,5616000,71000,27000,1821000,0,7000,32000,18000,0,0,1072000,0,1265000,6003000,2770000,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Yes,No,Yes,No,No,Practices of competitors in the informal sector,Tax administration,"Crime, theft and disorder",Moderate obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed,-44,Yes,Private independent fund,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,No,Truthful,Are taken directly from the establishment's records, 1231230636,1230636,Jamaica,Jamaica,Retail,636,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Female,2003,Yes,Yes,2003,12,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,2,0,-44,Yes,4,2,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0,-44,0,88,12,0,Individuals,0,55,45,GROCERIES,100,National,0,Remained the same,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,40,60,No,-44,Yes,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Major obstacle,No obstacle,-44,Tend to agree,Tend to agree,Strongly agree,Tend to agree,Yes,No,-44,-44,-44,-44,Yes,-44,1696000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,54000,No,No,Yes,Yes,Yes,No,-44,-44,No,-44,-44,No,Yes,No,9,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,No,2,2,30,4,0,0,26,3,0,0,14,2,0,0,0,2,0,0,0,2,5,-44,-44,-44,5,2,4,1200000,4,1176000,4,1224000,1,1100000,1,1078000,1,1122000,3,680000,3,660000,3,680000,2,440000,2,427000,2,449000,7,588000,7,564000,7,588000,0,-44,0,-44,0,-44,5,410000,5,402000,5,422000,0,-44,0,-44,0,-44,10,310000,10,298000,10,329000,-44,-44,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,University graduate,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed secondary,-44,-44,Completed primary school,Did not complete primary school,Very important,Important,Very important,Critical,Very important,Slightly important,Slightly important,Very important,Slightly important,Very important,Slightly important,Important,Slightly important,Slightly important,Very important,Important,Critical,Important,Very important,Slightly important,Important,Critical,Slightly important,Important,Slightly important,Slightly important,Very important,Important,Not important,Slightly important,Very important,Critical,Very important,Very important,Very important,Critical,Very important,Slightly important,Critical,Critical,Important,Very important,Very important,Slightly important,Critical,Very important,Critical,Critical,Very important,Very important,Very important,Very important,Slightly important,Very important,Slightly important,Important,Important,Not important,Important,Not important,Very important,Important,Critical,Very important,Very important,Very important,Very important,Very important,Critical,Critical,Very important,Very important,Critical,Very important,Very important,Very important,Critical,Critical,Important,Slightly important,Slightly difficult,Not difficult,Difficult,0,-44,Slightly difficult,Difficult,Slightly difficult,0,-44,Difficult,Difficult,Not difficult,2,10,Slightly difficult,Almost impossible,Difficult,0,-44,Slightly difficult,Not difficult,Not difficult,0,-44,-44,-44,-44,-44,-44,Not difficult,Slightly difficult,Not difficult,0,-44,-44,-44,-44,-44,-44,Slightly difficult,Not difficult,Not difficult,0,-44,Important,Important,Important,Very important,Very important,Not important,Important,Important,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Minor obstacle,Very severe obstacle,Public announcement/advertisement,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm is affraid of investing in workers that after the t,Yes,Very severe obstacle,Very severe obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Yes,0,100,-44,0,No,-44,No,52,8,0,0,40,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,Yes,Loan,2010,3000000,16,43,Private commercial banks,Yes,No,Yes,Yes,No,No,-44,100,Yes,2,1,Concerns about level of debt already incurred,-44,231660000,221760000,59875000,19200000,1386000,333000,17760000,599000,85000,540000,283000,0,0,6653000,0,9248000,64310000,20900000,Minor obstacle,Very severe obstacle,Minor obstacle,Major obstacle,No,Yes,Yes,No,No,Yes,No,Moderate obstacle,Very severe obstacle,Moderate obstacle,No obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Yes,Yes,Yes,Yes,No,Electricity,"Crime, theft and disorder",Practices of competitors in the informal sector,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not aware of this type of assistance and don't know it advan,-44,Yes,Local business association,-44,technological and Innovation Support,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,No,Somewhat truthful,Are estimates computed with some precision, 1231230639,1230639,Jamaica,Jamaica,Retail,639,No,-44,-44,-44,-44,Limited partnership,-44,70,100,0,0,0,Equally men and women,Yes,Yes,40,Makes major strategic and fiancial decisions,25,0,Equally men and women,Female,Male,Male,1975,Yes,Yes,1975,22,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,4,1,0,-44,Yes,3,3,0,-44,Yes,10,2,0,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0,-44,0,100,0,17,Individuals,0,96,4,DUTY FREE ITEMS,74,Local,0,Decreased,Increased,More than 5,100,0,100,-44,-44,-44,-44,-44,-44,-44,-44,53,47,No,-44,No,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,No obstacle,-44,Tend to disagree,Tend to agree,Strongly disagree,Strongly agree,No,-44,-44,-44,-44,-44,Yes,2,-44,Yes,1,-44,Yes,1,Outside working hours,Firearm/gun,Goods or stock,644000,A customer,No,No,Don't have the time; inconvenient,Yes,2,During working hours,Knife,Other,43000,A customer,No,No,The police give little/no information back on crimes,Yes,1,Outside working hours,Firearm/gun,Money,601000,Someone working alone,No,Yes,-44,Yes,1,Outside working hours,Firearm/gun,Goods or stock,21000,Other,No,No,Would increase insurance cost,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,5,Outside working hours,Other,Other company property,687000,A customer,No,No,Police have not done anything in the past,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,26000,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,No,No,0,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,-66,16,3,0,0,13,1,0,0,7,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,3,390000,3,378000,3,390000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,1,250000,1,243000,1,253000,4,306000,4,294000,4,312000,0,-44,0,-44,0,-44,4,210000,4,202000,4,210000,0,-44,0,-44,0,-44,4,140000,4,140000,4,147000,-44,-44,Completed college/vocational training,Completed college/vocational training,-44,-44,-44,-44,Started but did not complete college/vocational training,Started but did not complete college/vocational training,Completed secondary,Completed secondary,-44,-44,Completed secondary,Completed secondary,-44,-44,Did not complete primary school,Did not complete primary school,Very important,Very important,Slightly important,Critical,Very important,Very important,Very important,Not important,Very important,Slightly important,Slightly important,Not important,Slightly important,Slightly important,Critical,Important,Important,Slightly important,Important,Critical,Very important,Very important,Not important,Slightly important,Slightly important,Slightly important,Important,Very important,Slightly important,Important,Not important,Very important,Very important,Very important,Critical,Critical,Very important,Very important,Important,Important,Very important,Very important,Important,Critical,Very important,Very important,Critical,Very important,Critical,Slightly important,Very important,Very important,Not important,Important,Very important,Important,Slightly important,Slightly important,Important,Important,Very important,Slightly important,Critical,Very important,Slightly important,Not important,Critical,Slightly important,Not important,Very important,Important,Critical,Slightly important,Important,Very important,Important,Very important,Very important,Very important,Very important,Difficult,Not difficult,Difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Difficult,Very difficult,Very difficult,0,-44,Difficult,Almost impossible,Almost impossible,0,-44,-44,-44,-44,-44,-44,Not difficult,Difficult,Slightly difficult,0,-44,-44,-44,-44,-44,-44,Slightly difficult,Slightly difficult,Difficult,1,1,Very important,Critical,Very important,Important,Not important,Very important,Important,Very important,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Major obstacle,Through family/friends,-44,Yes to fire,No,-44,Yes,2,No,-44,-44,-44,Other,No,-44,-44,-44,-44,-44,-44,No,0,100,-44,0,Yes,18,No,65,15,0,0,20,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,214700000,209000000,48070000,4180000,499000,250000,31500000,1442000,37000,239000,104000,0,0,31350000,0,35739000,11600000,81128000,Minor obstacle,Very severe obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,No obstacle,Major obstacle,No obstacle,Major obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,Electricity,Corruption,"Crime, theft and disorder",Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,NGO,-44,Financial magement and tax and customs administration,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are estimates computed with some precision, 1231230640,1230640,Jamaica,Jamaica,Retail,640,No,-44,-44,-44,-44,Partnership (including limited liability companies),-44,40,100,0,0,0,All women,Yes,No,100,Makes major strategic and fiancial decisions,13,5,Predominantly women,Female,Female,Female,2000,No,Yes,2000,7,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,2,2,-44,Yes,1,2,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,1,No,No,Yes,0,-44,-44,100,0,-44,0,100,0,0,Individuals,0,94,6,BUYING AND SELLING OF GOODS,100,National,0,Decreased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,76,24,No,-44,Yes,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,No,Yes,No,No,No,No,No,No,-44,Slightly important,Not important,Slightly important,Very Important,Not important,Very Important,Not important,Yes,88,No,-44,Yes,12,No,No,581000,34,Yes,Yes,Yes,No,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,-44,Tend to disagree,Strongly disagree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,5,During working hours,Firearm/gun,Personal possessions of employees or customers,115000,Group of criminals,Yes,Yes,-44,Yes,4,Outside working hours,Knife,Money,4000,A customer,No,Yes,-44,Yes,1,During working hours,Firearm/gun,Personal possessions of employees or customers,18000,Someone working alone,Yes,Yes,-44,Yes,1,Outside working hours,Firearm/gun,Other,141000,A former employee,Yes,Yes,-44,Yes,1,Outside working hours,Baseball bat,Other,4000,A customer,No,Yes,-44,No,-44,-44,13000,No,No,No,No,Yes,No,-44,-44,No,-44,-44,Yes,Yes,No,8,Yes,3,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,2,19,3,0,0,16,2,0,0,9,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,3,500000,3,480000,3,505000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,1,250000,1,243000,1,250000,3,250000,3,240000,3,255000,0,-44,0,-44,0,-44,4,160000,4,154000,4,160000,0,-44,0,-44,0,-44,8,150000,8,144000,8,150000,-44,-44,Completed secondary,Completed college/vocational training,-44,-44,-44,-44,Completed secondary,Started but did not complete college/vocational training,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed college/vocational training,-44,-44,Completed primary school,Completed primary school,Very important,Critical,Critical,Very important,Critical,Important,Slightly important,Not important,Important,Very important,Slightly important,Slightly important,Slightly important,Slightly important,Critical,Important,Important,Slightly important,Critical,Very important,Slightly important,Slightly important,Not important,Very important,Important,Not important,Very important,Slightly important,Important,Slightly important,Critical,Critical,Slightly important,Very important,Critical,Critical,Very important,Critical,Important,Very important,Important,Very important,Slightly important,Important,Very important,Very important,Critical,Very important,Very important,Important,Very important,Important,Very important,Very important,Slightly important,Critical,Very important,Slightly important,Slightly important,Slightly important,Critical,Very important,Very important,Slightly important,Critical,Not important,Very important,Important,Very important,Very important,Very important,Critical,Slightly important,Slightly important,Critical,Slightly important,Very important,Very important,Important,Very important,Difficult,Not difficult,Not difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Not difficult,Slightly difficult,Almost impossible,0,-44,Difficult,Slightly difficult,Difficult,0,-44,-44,-44,-44,-44,-44,Difficult,Slightly difficult,Difficult,0,-44,-44,-44,-44,-44,-44,Difficult,Slightly difficult,Difficult,0,-44,Very important,Critical,Very important,Not important,Very important,Important,Not important,Important,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Major obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Major obstacle,No obstacle,Minor obstacle,Through family/friends,-44,Yes to fire,No,-44,Yes,2,No,-44,-44,-44,Other,Yes,Moderate obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Yes,0,100,-44,0,No,-44,No,79,21,0,0,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,Yes,Loan,2012,9600000,16,19,Private commercial banks,Yes,No,No,No,Yes,No,-44,185,No,-44,-44,-44,Collateral requirements for loans or line of credit are unat,19520000,19360000,7357000,4440000,280000,117000,1484000,147000,28000,125000,66000,0,0,3485000,1936000,4182000,4840000,9284000,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Major obstacle,No obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,No,No,Yes,No,No,Tax Rates,"Crime, theft and disorder",Cost of finance,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,No,No,-44,-44,Yes,No,Yes,Somewhat truthful,Are estimates computed with some precision, 1231230641,1230641,Jamaica,Jamaica,Retail,641,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,100,0,0,0,All women,Yes,Not applicable,100,Makes major strategic and fiancial decisions,12,7,Predominantly women,Female,Male,Female,-66,No,Yes,1936,47,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,1,2,-44,Yes,2,3,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,No,No,Yes,0,-44,-44,100,0,-44,0,92,8,0,Individuals,0,91,9,SELLING AND BUYING OF GOODS,100,Local,0,Increased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,64,36,No,-44,Yes,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,No obstacle,-44,Strongly disagree,Tend to agree,Strongly disagree,Tend to disagree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,6000,No,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,No,3,Yes,2,Yes,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,-77,13,2,0,0,11,1,0,0,6,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,2,440000,2,440000,2,440000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,1,250000,1,248000,1,258000,3,254000,3,254000,3,257000,0,-44,0,-44,0,-44,2,170000,2,167000,2,173000,0,-44,0,-44,0,-44,5,140000,5,140000,5,148000,-44,-44,Completed secondary,Completed college/vocational training,-44,-44,-44,-44,Completed college/vocational training,Started but did not complete college/vocational training,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed secondary,-44,-44,Completed secondary,Started but did not complete college/vocational training,Very important,Slightly important,Slightly important,Very important,Very important,Very important,Very important,Critical,Slightly important,Critical,Important,Very important,Slightly important,Slightly important,Important,Very important,Very important,Very important,Very important,Important,Important,Very important,Slightly important,Slightly important,Critical,Slightly important,Slightly important,Important,Important,Very important,Slightly important,Very important,Slightly important,Not important,Very important,Very important,Very important,Very important,Slightly important,Critical,Very important,Important,Very important,Slightly important,Very important,Slightly important,Very important,Important,Important,Important,Important,Very important,Slightly important,Important,Important,Important,Slightly important,Slightly important,Slightly important,Not important,Very important,Important,Critical,Very important,Critical,Important,Very important,Important,Very important,Critical,Critical,Critical,Important,Critical,Important,Slightly important,Critical,Critical,Critical,Slightly important,Slightly difficult,Very difficult,Difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Difficult,Very difficult,Very difficult,0,-44,Slightly difficult,Almost impossible,Very difficult,0,-44,-44,-44,-44,-44,-44,Slightly difficult,Slightly difficult,Difficult,2,4,-44,-44,-44,-44,-44,Not difficult,Almost impossible,Difficult,0,-44,Very important,Important,Not important,Important,Slightly important,Critical,Very important,Slightly important,Moderate obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Minor obstacle,Major obstacle,Public placement office,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm cannot afford the optimal level of training,Yes,Very severe obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,No,100,0,-44,0,No,-44,No,53,0,19,0,0,0,13,0,0,6,0,9,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,Did not think it would be approved,11617000,12001000,3960000,3240000,216000,90000,1204000,79000,27000,79000,50000,480000,0,2160000,1080000,2527000,2527000,5433000,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,Major obstacle,No obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Yes,Yes,Yes,No,No,Tax administration,Cost of finance,Corruption,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,NGO,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,No,No,-44,-44,Yes,No,No,Somewhat truthful,Are estimates computed with some precision, 1231230644,1230644,Jamaica,Jamaica,Retail,644,No,-44,-44,-44,-44,Limited partnership,-44,70,100,0,0,0,Predominantly women,No,Yes,45,Delegates decisions to other partners,9,3,Predominantly men,Male,Male,Female,1972,Yes,Yes,1972,32,No,-44,-44,No,-44,-44,Yes,2,No,No,-44,-44,Yes,2,1,2,-44,No,-44,-44,-44,-44,Yes,10,4,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0,-44,0,100,0,0,Individuals,0,82,18,CLOTHING,80,Local,Do not know,Decreased,Decreased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,90,10,No,-44,Yes,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Major obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,No obstacle,-44,Tend to agree,Tend to agree,Tend to disagree,Strongly agree,Yes,No,-44,-44,-44,-44,Yes,6,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,12000,No,No,Yes,Yes,Yes,No,-44,-44,No,-44,-44,Yes,Yes,Yes,5,Yes,1,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,-77,33,4,0,0,29,1,0,0,17,1,0,0,0,1,0,0,0,1,4,-44,-44,-44,4,2,4,450000,4,432000,4,464000,2,450000,2,446000,2,459000,3,320000,3,310000,3,320000,2,280000,2,274000,2,286000,7,252000,7,242000,7,252000,0,-44,0,-44,0,-44,4,190000,4,184000,4,196000,0,-44,0,-44,0,-44,12,180000,12,176000,12,189000,-44,-44,Completed college/vocational training,Completed college/vocational training,University graduate,Started but did not complete college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,-44,-44,Completed secondary,Completed primary school,Slightly important,Slightly important,Important,Slightly important,Important,Critical,Important,Slightly important,Important,Very important,Slightly important,Very important,Not important,Slightly important,Very important,Important,Very important,Critical,Important,Slightly important,Critical,Slightly important,Slightly important,Not important,Important,Very important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Critical,Important,Slightly important,Very important,Slightly important,Critical,Critical,Very important,Critical,Very important,Very important,Very important,Slightly important,Slightly important,Critical,Important,Very important,Critical,Critical,Important,Important,Not important,Important,Very important,Very important,Very important,Slightly important,Very important,Very important,Slightly important,Very important,Important,Important,Important,Slightly important,Critical,Not important,Critical,Slightly important,Slightly important,Very important,Important,Slightly important,Important,Important,Very important,Critical,Critical,Very important,Almost impossible,Not difficult,Difficult,0,-44,Very difficult,Slightly difficult,Difficult,4,14,Not difficult,Not difficult,Very difficult,0,-44,Slightly difficult,Slightly difficult,Difficult,0,-44,Not difficult,Difficult,Very difficult,0,-44,-44,-44,-44,-44,-44,Very difficult,Difficult,Almost impossible,0,-44,-44,-44,-44,-44,-44,Difficult,Not difficult,Not difficult,3,2,Very important,Critical,Slightly important,Very important,Critical,Slightly important,Not important,Not important,Minor obstacle,Very severe obstacle,No obstacle,No obstacle,Major obstacle,Minor obstacle,Major obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,No obstacle,Minor obstacle,Private placement office,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm cannot afford the optimal level of training,Yes,Major obstacle,Major obstacle,Very severe obstacle,Major obstacle,Major obstacle,No obstacle,Yes,100,0,-44,0,No,-44,No,56,0,29,0,10,5,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,Collateral requirements for loans or line of credit are unat,92660000,90200000,22550000,8925000,183000,73000,13200000,0,13000,81000,54000,0,0,8118000,5412000,10310000,10120000,21960000,No obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Very severe obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Electricity,Practices of competitors in the informal sector,Business Licensing and Permits,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Too many strings attached,-44,Yes,International organization,-44,"General management, Business development and Strategies supp",-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,No,Truthful,Are estimates computed with some precision, 1231230651,1230651,Jamaica,Jamaica,Retail,651,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All women,Female,Female,Female,1998,No,Yes,1998,16,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,1,0,-44,No,-44,-44,-44,-44,Yes,7,3,0,-44,No,-44,-44,-44,-44,Yes,2,Yes,No,Yes,0,-44,-44,100,0,-44,44,0,56,0,Individuals,94,0,6,PHARMACEUTICAL PRODUCTS,27,Local,Do not know,Remained the same,Decreased,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,55,45,No,-44,No,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Very severe obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Very severe obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,No obstacle,-44,Tend to agree,Strongly agree,Strongly agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,-44,1960000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,35000,No,No,Yes,No,No,No,-44,-44,No,-44,-44,No,Yes,No,0,Yes,1,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,6,7,1,0,0,6,1,0,0,3,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,1,1800000,1,1800000,1,1836000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,2,390000,2,374000,2,398000,0,-44,0,-44,0,-44,4,510000,4,510000,4,536000,-44,-44,University graduate,Completed college/vocational training,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Started but did not complete secondary,Completed secondary,-44,-44,Completed primary school,Completed primary school,Slightly important,Critical,Very important,Critical,Very important,Very important,Slightly important,Critical,Important,Very important,Slightly important,Not important,Slightly important,Slightly important,Slightly important,Very important,Very important,Very important,Very important,Very important,Important,Slightly important,Slightly important,Slightly important,Critical,Slightly important,Not important,Important,Slightly important,Slightly important,Important,Very important,Very important,Critical,Slightly important,Critical,Important,Very important,Very important,Very important,Very important,Slightly important,Important,Very important,Slightly important,Very important,Critical,Very important,Very important,Very important,Important,Slightly important,Slightly important,Important,Very important,Very important,Slightly important,Not important,Very important,Slightly important,Very important,Critical,Very important,Slightly important,Very important,Important,Very important,Important,Slightly important,Critical,Critical,Very important,Important,Slightly important,Very important,Slightly important,Very important,Slightly important,Very important,Very important,Almost impossible,Almost impossible,Very difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Difficult,Difficult,Difficult,2,5,-44,-44,-44,-44,-44,Very difficult,Very difficult,Slightly difficult,0,-44,Very important,Very important,Very important,Not important,Very important,Important,Not important,Very important,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,Through family/friends,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm cannot afford the optimal level of training,Yes,Major obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Yes,0,100,-44,0,No,-44,No,90,0,0,0,5,5,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,Collateral requirements for loans or line of credit are unat,22320000,19980000,5594000,4860000,605000,201000,2280000,168000,71000,207000,146000,0,0,799000,1199000,1111000,2746000,2344000,No obstacle,Very severe obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Major obstacle,No obstacle,-44,-44,-44,-44,-44,"Crime, theft and disorder",Electricity,Macroeconomic environment,No obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,"General management, Business development and Strategies supp",-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Truthful,Are estimates computed with some precision, 1231230654,1230654,Jamaica,Jamaica,Retail,654,Yes,-44,-44,-44,-44,Limited partnership,-44,75,100,0,0,0,Predominantly women,No,Yes,55,Delegates decisions to other partners,12,4,All men,Male,Male,Male,1985,No,Yes,1983,21,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,Yes,3,1,0,-44,Yes,6,2,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0,-44,10,88,2,0,Individuals,21,56,23,DRUGS,80,Local,7,Decreased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,88,12,No,-44,Yes,Yes,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,Yes,No,No,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,No obstacle,-44,Tend to agree,Tend to disagree,Tend to agree,Strongly agree,No,-44,-44,-44,-44,-44,Yes,4,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,13000,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,No,0,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,4,6,1,0,0,5,0,0,0,3,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,1,930000,1,902000,1,930000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,1,380000,1,369000,1,384000,0,-44,0,-44,0,-44,4,240000,4,238000,4,250000,-44,-44,Completed secondary,Completed college/vocational training,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Started but did not complete secondary,Completed college/vocational training,-44,-44,Completed primary school,Did not complete primary school,Important,Very important,Very important,Critical,Very important,Critical,Very important,Very important,Not important,Very important,Not important,Important,Slightly important,Not important,Very important,Very important,Critical,Important,Very important,Critical,Critical,Critical,Very important,Slightly important,Very important,Very important,Important,Very important,Slightly important,Not important,Slightly important,Slightly important,Slightly important,Very important,Critical,Critical,Very important,Important,Slightly important,Very important,Important,Critical,Very important,Very important,Very important,Not important,Critical,Critical,Very important,Very important,Very important,Very important,Very important,Very important,Important,Important,Not important,Slightly important,Not important,Slightly important,Very important,Slightly important,Critical,Critical,Critical,Slightly important,Important,Important,Very important,Slightly important,Very important,Very important,Very important,Slightly important,Very important,Critical,Important,Very important,Critical,Important,Not difficult,Difficult,Very difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Slightly difficult,Slightly difficult,Slightly difficult,0,-44,-44,-44,-44,-44,-44,Very difficult,Very difficult,Difficult,0,-44,Slightly important,Important,Important,Not important,Not important,Critical,Not important,Critical,Moderate obstacle,Minor obstacle,No obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,No obstacle,Through family/friends,-44,No,-44,-44,-44,-44,Yes,0,20,No,-44,Yes,Moderate obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Yes,100,0,-44,0,No,-44,No,50,0,0,0,40,10,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,Collateral requirements for loans or line of credit are unat,18000000,16650000,5495000,2808000,251000,117000,1428000,110000,16000,95000,55000,0,0,666000,0,739000,1105000,1552000,No obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Major obstacle,No obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Moderate obstacle,No obstacle,No obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Yes,Yes,No,No,No,Tax Rates,Inadequately educated workforce,"Crime, theft and disorder",Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Somewhat truthful,Are estimates computed with some precision, 1231230657,1230657,Jamaica,Jamaica,Retail,657,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Female,Female,2000,No,Yes,2000,5,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,Yes,3,3,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,No,No,Yes,0,-44,-44,100,0,-44,19,70,11,0,Individuals,0,92,8,DRUGS,21,Local,Do not know,Remained the same,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,73,27,No,-44,Yes,Yes,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Major obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,No obstacle,-44,Tend to disagree,Strongly disagree,Strongly disagree,Strongly disagree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,17000,Yes,Yes,No,No,No,No,-44,-44,No,-44,-44,No,Yes,No,0,Yes,1,Yes,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,5,1,3,16,2,0,0,14,0,0,0,8,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,2,1000000,2,1000000,2,1010000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,1,250000,1,248000,1,258000,3,337000,3,334000,3,337000,0,-44,0,-44,0,-44,4,270000,4,262000,4,278000,0,-44,0,-44,0,-44,6,260000,6,252000,6,268000,-44,-44,University graduate,Completed secondary,-44,-44,-44,-44,Started but did not complete college/vocational training,Completed secondary,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed college/vocational training,Started but did not complete secondary,-44,-44,Started but did not complete college/vocational training,Did not complete primary school,Very important,Critical,Very important,Important,Critical,Very important,Very important,Slightly important,Important,Important,Slightly important,Not important,Slightly important,Slightly important,Important,Critical,Important,Slightly important,Very important,Very important,Slightly important,Very important,Not important,Very important,Very important,Important,Slightly important,Important,Slightly important,Important,Very important,Important,Critical,Important,Important,Slightly important,Slightly important,Slightly important,Important,Slightly important,Critical,Critical,Important,Not important,Important,Critical,Very important,Very important,Critical,Important,Important,Important,Slightly important,Important,Important,Very important,Slightly important,Not important,Important,Important,Critical,Slightly important,Important,Very important,Critical,Slightly important,Slightly important,Important,Very important,Critical,Critical,Very important,Important,Important,Very important,Very important,Critical,Critical,Very important,Slightly important,Not difficult,Difficult,Not difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Difficult,Almost impossible,Difficult,0,-44,Not difficult,Slightly difficult,Difficult,0,-44,-44,-44,-44,-44,-44,Difficult,Very difficult,Difficult,0,-44,-44,-44,-44,-44,-44,Difficult,Almost impossible,Slightly difficult,0,-44,Important,Very important,Very important,Not important,Important,Very important,Important,Very important,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Public announcement/advertisement,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm does not have enough information about training pro,Yes,Very severe obstacle,Major obstacle,Minor obstacle,Major obstacle,Very severe obstacle,No obstacle,Yes,100,0,-44,0,No,-44,No,40,0,0,20,10,20,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,Yes,Loan,2010,-77,15,45,"Non-Bank financial institutions (microfinance institutions,",No,-44,-44,-44,-44,-44,-44,-44,Yes,2,0,-44,-44,26620000,28380000,10501000,5856000,323000,125000,3051000,315000,38000,181000,81000,0,0,3689000,0,4943000,9649000,10430000,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Very severe obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,No obstacle,Very severe obstacle,No obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Tax administration,Corruption,Business Licensing and Permits,Major obstacle,Yes,Yes,Yes,Yes,No,Yes,No,Yes,Moderated impact,No,Moderated impact,-44,-44,No,Moderated impact,-44,-44,No,Moderated impact,Yes,No impact,-44,-44,Yes,No impact,-44,-44,Yes,No impact,Yes,Moderated impact,-44,-44,No,Large impact,-44,-44,Yes,Moderated impact,Yes,Moderated impact,-44,-44,No,No impact,-44,-44,No,No impact,Yes,Moderated impact,-44,-44,Yes,No impact,-44,-44,No,Moderated impact,Yes,No impact,-44,-44,Yes,No impact,-44,-44,No,Moderated impact,Yes,Large impact,-44,-44,Yes,No impact,-44,-44,No,Large impact,Yes,No impact,-44,-44,Yes,Large impact,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 1231230678,1230678,Jamaica,Jamaica,Retail,678,Yes,2,Establishment physically separated from HQ and other establi,Yes,2,Sole proprietorship,-44,-44,100,0,0,0,All women,Yes,Not applicable,100,Makes major strategic and fiancial decisions,15,1,Predominantly women,Female,Male,Male,1995,No,Yes,1995,22,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,6,1,1,-44,Yes,3,3,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,No,No,Yes,0,-44,-44,100,0,-44,0,100,0,0,Individuals,0,96,4,FOOD STUFF,14,Local,Do not know,Remained the same,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,99,1,No,-44,Yes,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,No obstacle,-44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-99,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,Yes,1,Yes,No,-44,0,-44,No,-44,-44,Yes,56,Yes,No,-44,-44,4,8,1,0,0,7,1,0,0,4,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,1,850000,1,833000,1,850000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,1,280000,1,269000,1,288000,0,-44,0,-44,0,-44,6,220000,6,211000,6,227000,-44,-44,Completed college/vocational training,Started but did not complete secondary,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Completed secondary,Completed secondary,-44,-44,Completed primary school,Completed primary school,Important,Important,Critical,Not important,Slightly important,Not important,Very important,Slightly important,Slightly important,Slightly important,Slightly important,Very important,Slightly important,Not important,Very important,Critical,Very important,Slightly important,Very important,Important,Very important,Important,Not important,Important,Slightly important,Very important,Not important,Important,Slightly important,Slightly important,Very important,Critical,Very important,Slightly important,Very important,Very important,Slightly important,Very important,Very important,Slightly important,Very important,Slightly important,Slightly important,Not important,Critical,Critical,Slightly important,Important,Critical,Very important,Very important,Slightly important,Important,Very important,Very important,Important,Slightly important,Not important,Very important,Slightly important,Very important,Very important,Critical,Important,Critical,Very important,Very important,Important,Very important,Critical,Very important,Critical,Slightly important,Important,Slightly important,Very important,Very important,Very important,Very important,Important,Slightly difficult,Almost impossible,Not difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Difficult,Difficult,Very difficult,0,-44,-44,-44,-44,-44,-44,Difficult,Difficult,Very difficult,0,-44,Very important,Slightly important,Slightly important,Not important,Very important,Very important,Slightly important,Not important,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,No obstacle,Minor obstacle,Public placement office,-44,No,-44,-44,-44,-44,Yes,0,40,No,-44,No,-44,-44,-44,-44,-44,-44,No,100,0,-44,0,No,-44,No,66,24,0,0,0,10,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,Yes,Line of credit,2011,500000,17,31,Private commercial banks,Yes,No,Yes,Yes,No,No,-44,125,No,-44,-44,-44,Collateral requirements for loans or line of credit are unat,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,0,0,261000,0,321000,2436000,725000,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Very severe obstacle,Very severe obstacle,Minor obstacle,No obstacle,Minor obstacle,No obstacle,Major obstacle,Very severe obstacle,Minor obstacle,No obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Tax Rates,Corruption,Cost of finance,Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Financial magement and tax and customs administration,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,No,Truthful,Are taken directly from the establishment's records, 1231230681,1230681,Jamaica,Jamaica,Retail,681,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Female,Female,1990,No,Yes,1990,22,No,-44,-44,No,-44,-44,Yes,2,No,No,-44,-44,Yes,6,3,15,-44,Yes,1,2,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,10,No,No,Yes,0,-44,-44,100,0,-44,0,100,0,0,Individuals,11,80,9,HOME APPLIANCES,24,Local,0,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,92,8,No,-44,Yes,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,No obstacle,-44,Tend to disagree,Tend to disagree,Tend to agree,Strongly agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,6000,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,No,No,0,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,17,15,2,0,0,13,1,0,0,7,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,2,1810000,2,1738000,2,1810000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,1,600000,1,600000,1,606000,4,704000,4,683000,4,725000,0,-44,0,-44,0,-44,3,350000,3,343000,3,357000,0,-44,0,-44,0,-44,5,370000,5,366000,5,392000,-44,-44,Completed college/vocational training,Completed college/vocational training,-44,-44,-44,-44,Completed secondary,Completed secondary,Started but did not complete college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed college/vocational training,Completed secondary,-44,-44,Did not complete primary school,Completed primary school,Very important,Important,Very important,Very important,Critical,Very important,Slightly important,Very important,Critical,Very important,Important,Slightly important,Slightly important,Important,Critical,Very important,Critical,Very important,Important,Important,Critical,Critical,Important,Very important,Slightly important,Important,Not important,Very important,Slightly important,Important,Critical,Very important,Important,Very important,Critical,Critical,Very important,Very important,Slightly important,Slightly important,Slightly important,Critical,Very important,Very important,Very important,Slightly important,Slightly important,Critical,Important,Very important,Very important,Critical,Not important,Very important,Important,Important,Not important,Important,Not important,Not important,Important,Slightly important,Important,Very important,Critical,Slightly important,Very important,Slightly important,Very important,Slightly important,Very important,Critical,Slightly important,Critical,Important,Slightly important,Very important,Very important,Important,Important,Slightly difficult,Difficult,Difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Very difficult,Difficult,Very difficult,0,-44,Difficult,Difficult,Not difficult,0,-44,-44,-44,-44,-44,-44,Slightly difficult,Difficult,Very difficult,0,-44,-44,-44,-44,-44,-44,Difficult,Very difficult,Slightly difficult,0,-44,Important,Very important,Very important,Important,Important,Very important,Slightly important,Not important,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Major obstacle,Major obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,Private placement office,-44,No,-44,-44,-44,-44,Yes,0,50,No,-44,Yes,Major obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Major obstacle,Major obstacle,No,100,0,-44,0,No,-44,No,61,9,0,0,30,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,Collateral requirements for loans or line of credit are unat,32480000,33640000,9419000,10350000,183000,48000,3108000,283000,19000,58000,32000,0,0,5719000,1009000,7092000,2391000,16595000,No obstacle,Major obstacle,No obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Very severe obstacle,Very severe obstacle,No obstacle,Moderate obstacle,No obstacle,Major obstacle,No obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Major obstacle,Very severe obstacle,No,Yes,Yes,Yes,No,Tax Rates,Tax administration,"Crime, theft and disorder",No obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,-44,-44,Marketing and Operations support,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,No,Truthful,Are estimates computed with some precision, 1231230682,1230682,Jamaica,Jamaica,Retail,682,No,-44,-44,-44,-44,Partnership (including limited liability companies),-44,80,100,0,0,0,Equally men and women,No,No,55,Makes decisions in consultation with other partners,12,3,All men,Male,Male,Male,1997,No,Yes,1997,20,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,4,3,2,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,1,No,No,Yes,0,-44,-44,100,0,-44,0,94,6,0,Individuals,0,85,15,TILES,100,Local,2,Increased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,85,15,No,-44,Yes,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Moderate obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Very severe obstacle,No obstacle,-44,Strongly agree,Tend to agree,Tend to disagree,Tend to agree,Yes,No,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-99,No,No,No,No,No,No,-44,-44,No,-44,-44,No,No,No,0,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,2,9,1,0,0,8,0,0,0,4,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,1,1670000,1,1653000,1,1670000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,2,530000,2,530000,2,530000,0,-44,0,-44,0,-44,6,400000,5,400000,6,408000,Increase demand for higher quality product,-44,Completed college/vocational training,Completed college/vocational training,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Started but did not complete secondary,Started but did not complete secondary,-44,-44,Completed primary school,Did not complete primary school,Very important,Critical,Very important,Important,Slightly important,Critical,Important,Important,Important,Very important,Not important,Important,Not important,Important,Slightly important,Critical,Very important,Critical,Slightly important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Very important,Important,Not important,Not important,Not important,Very important,Very important,Very important,Critical,Important,Slightly important,Slightly important,Critical,Very important,Important,Critical,Important,Critical,Important,Slightly important,Critical,Not important,Important,Critical,Very important,Very important,Very important,Slightly important,Not important,Slightly important,Important,Important,Slightly important,Not important,Not important,Slightly important,Very important,Critical,Critical,Slightly important,Important,Very important,Important,Important,Very important,Critical,Important,Important,Slightly important,Not important,Very important,Slightly important,Very important,Very important,Very important,Very important,Almost impossible,Not difficult,Difficult,1,21,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Very difficult,Difficult,Difficult,0,-44,-44,-44,-44,-44,-44,Slightly difficult,Slightly difficult,Difficult,0,-44,Important,Slightly important,Slightly important,Critical,Slightly important,Important,Not important,Important,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Very severe obstacle,Major obstacle,Major obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,No obstacle,Public announcement/advertisement,-44,No,-44,-44,-44,-44,No,-44,-44,-44,Other,Yes,Very severe obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,No obstacle,Yes,0,100,-44,0,Yes,20,Yes,51,24,0,0,20,5,0,0,0,0,0,0,0,-44,18,47,0,0,35,0,0,0,0,0,0,0,0,0,0, ,Yes,Line of credit,2011,300000,19,33,Private commercial banks,Yes,No,Yes,Yes,No,No,-44,300,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,444000,0,6030000,335000,7477000,9427000,17421000,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Moderate obstacle,No obstacle,No obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,No,Yes,Yes,Yes,No,Practices of competitors in the informal sector,Access to finance,Business Licensing and Permits,No obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Financial magement and tax and customs administration,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 1231230690,1230690,Jamaica,Jamaica,Retail,690,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,1975,No,Yes,1976,12,No,-44,-44,No,-44,-44,Yes,3,No,No,-44,-44,Yes,2,3,2,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,1,No,No,No,0,-44,-44,100,0,-44,0,100,0,0,Individuals,10,85,5,HARDWARE AND PAINTS,100,Local,0,Decreased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,64,36,No,-44,Yes,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,No obstacle,-44,Tend to agree,Tend to disagree,Strongly disagree,Tend to disagree,No,-44,-44,-44,-44,-44,No,-44,-44,Yes,3,-44,Yes,1,Outside working hours,Baseball bat,Other,216000,Someone working alone,Yes,No,Would increase insurance cost,Yes,1,Outside working hours,Baseball bat,Goods or stock,28000,A customer,No,No,Police have not done anything in the past,Yes,1,Outside working hours,Baseball bat,Money,230000,Gang related,Yes,Yes,-44,Yes,2,During working hours,Firearm/gun,Other company property,7000,Gang related,Yes,No,The police give little/no information back on crimes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,4,Outside working hours,Firearm/gun,Other company property,216000,A former employee,No,Yes,-44,Yes,5,During working hours,Baseball bat,Other company property,7000,Group of criminals,No,No,They occur too frequently,No,-44,-44,3000,No,No,No,No,Yes,No,-44,-44,No,-44,-44,Yes,Yes,Yes,7,Yes,1,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,-77,15,2,0,0,13,0,0,0,7,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,2,1560000,2,1544000,2,1560000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,1,550000,1,550000,1,550000,4,616000,4,616000,4,622000,0,-44,0,-44,0,-44,3,380000,3,369000,3,380000,0,-44,0,-44,0,-44,5,430000,5,430000,5,456000,-44,-44,Completed college/vocational training,Completed college/vocational training,-44,-44,-44,-44,Started but did not complete college/vocational training,Started but did not complete college/vocational training,Completed secondary,Completed secondary,-44,-44,Completed college/vocational training,Completed secondary,-44,-44,Completed secondary,Did not complete primary school,Slightly important,Critical,Very important,Very important,Very important,Not important,Important,Important,Critical,Critical,Important,Important,Not important,Slightly important,Critical,Very important,Critical,Very important,Critical,Very important,Critical,Critical,Slightly important,Slightly important,Slightly important,Very important,Not important,Slightly important,Very important,Very important,Important,Important,Not important,Important,Slightly important,Critical,Critical,Important,Very important,Very important,Slightly important,Important,Not important,Not important,Slightly important,Slightly important,Very important,Very important,Critical,Critical,Slightly important,Not important,Very important,Very important,Important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Very important,Critical,Very important,Important,Critical,Slightly important,Slightly important,Very important,Very important,Important,Critical,Very important,Slightly important,Slightly important,Critical,Slightly important,Critical,Critical,Very important,Important,Difficult,Slightly difficult,Almost impossible,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Difficult,Slightly difficult,Slightly difficult,0,-44,Slightly difficult,Almost impossible,Very difficult,0,-44,-44,-44,-44,-44,-44,Slightly difficult,Slightly difficult,Difficult,0,-44,-44,-44,-44,-44,-44,Difficult,Very difficult,Difficult,0,-44,Critical,Important,Important,Important,Very important,Not important,Important,Important,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,No obstacle,Minor obstacle,Through family/friends,-44,Yes to fire,No,-44,Yes,3,Yes,0,50,No,-44,Yes,Minor obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Yes,100,0,-44,0,Yes,16,Yes,82,18,0,0,0,0,0,0,0,0,0,0,0,-44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,Collateral requirements for loans or line of credit are unat,24000000,22400000,8960000,9150000,119000,52000,2341000,90000,7000,45000,24000,620000,0,1120000,0,1344000,1814000,2890000,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Very severe obstacle,Yes,No,No,No,No,Electricity,Cost of finance,"Crime, theft and disorder",Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Too expensive,-44,Yes,Private independent fund,-44,Financial magement and tax and customs administration,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 1231230695,1230695,Jamaica,Jamaica,Retail,695,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Male,Male,Male,2002,No,Yes,2002,4,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,2,1,-44,No,-44,-44,-44,-44,Yes,11,4,0,-44,No,-44,-44,-44,-44,Yes,1,Yes,Yes,Yes,0,-44,-44,100,0,-44,9,74,17,16,Individuals,19,77,4,ELECTRONICS,61,Local,0,Remained the same,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,99,1,No,-44,Yes,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,Yes,Yes,No,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,No obstacle,Major obstacle,Moderate obstacle,No obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,No obstacle,-44,Strongly agree,Tend to disagree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,19000,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,No,0,No,-44,-44,No,-44,0,-44,No,-44,-44,Yes,37,No,Yes,7,2,5,14,2,0,0,12,1,0,0,6,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,2,500000,2,500000,2,515000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,1,300000,1,288000,1,306000,2,278000,2,267000,2,284000,0,-44,0,-44,0,-44,4,220000,4,216000,4,222000,0,-44,0,-44,0,-44,5,220000,5,213000,5,227000,-44,-44,University graduate,Completed college/vocational training,-44,-44,-44,-44,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,-44,-44,Completed college/vocational training,Started but did not complete secondary,-44,-44,Completed primary school,Did not complete primary school,Important,Critical,Important,Very important,Important,Slightly important,Very important,Not important,Not important,Not important,Important,Important,Slightly important,Slightly important,Critical,Important,Important,Critical,Very important,Very important,Important,Critical,Important,Important,Not important,Not important,Slightly important,Not important,Slightly important,Not important,Critical,Slightly important,Very important,Very important,Very important,Very important,Critical,Critical,Critical,Very important,Very important,Important,Not important,Slightly important,Very important,Slightly important,Very important,Slightly important,Important,Very important,Slightly important,Important,Very important,Very important,Important,Important,Slightly important,Not important,Very important,Important,Very important,Important,Very important,Very important,Very important,Important,Critical,Very important,Slightly important,Slightly important,Very important,Very important,Slightly important,Very important,Very important,Not important,Very important,Very important,Critical,Very important,Difficult,Slightly difficult,Slightly difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Slightly difficult,Slightly difficult,Slightly difficult,0,-44,Very difficult,Very difficult,Difficult,0,-44,-44,-44,-44,-44,-44,Slightly difficult,Difficult,Difficult,0,-44,-44,-44,-44,-44,-44,Difficult,Slightly difficult,Slightly difficult,0,-44,Important,Important,Not important,Very important,Slightly important,Important,Slightly important,Important,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Minor obstacle,Through family/friends,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm is affraid of investing in workers that after the t,No,-44,-44,-44,-44,-44,-44,No,100,0,-44,0,No,-44,No,62,18,0,0,20,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,24800000,23600000,4484000,4320000,329000,106000,2793000,45000,30000,121000,81000,0,4720000,2360000,0,3280000,2294000,7839000,No obstacle,Major obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Moderate obstacle,Minor obstacle,No obstacle,Major obstacle,No obstacle,Major obstacle,Very severe obstacle,No obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,No,Yes,Yes,No,No,"Crime, theft and disorder",Cost of finance,Tax administration,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 1231230702,1230702,Jamaica,Jamaica,Retail,702,Yes,3,Headquarters with production and/or sales at this location,Yes,3,Limited partnership,-44,67,100,0,0,0,Predominantly men,No,No,26,Delegates decisions to other partners,13,4,Predominantly men,Male,Female,Male,2000,Yes,Yes,2000,34,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,1,2,-44,Yes,3,1,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0,-44,88,5,7,0,Individuals,27,15,58,JEWELRY,65,Local,Do not know,Remained the same,Remained the same,More than 5,100,0,97,-44,-44,-44,-44,-44,-44,-44,-44,100,0,No,-44,No,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,No obstacle,-44,Tend to disagree,Strongly agree,Tend to disagree,Strongly agree,Yes,No,-44,-44,-44,-44,Yes,-44,450000,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,4,During working hours,Knife,Money,18000,Group of criminals,No,Yes,-44,Yes,1,During working hours,Knife,Money,582000,Group of criminals,Yes,No,Fear of reprisals,Yes,1,Outside working hours,Baseball bat,Money,91000,A customer,No,Yes,-44,Yes,3,Outside working hours,Other,Goods or stock,55000,Group of criminals,No,Yes,-44,Yes,2,Outside working hours,Baseball bat,Other,636000,Group of criminals,No,Yes,-44,Yes,1,Outside working hours,Firearm/gun,Goods or stock,91000,Someone working alone,No,Yes,-44,No,-44,-44,12000,No,No,Yes,Yes,Yes,No,-44,-44,No,-44,-44,No,Yes,No,7,Yes,3,Yes,No,-44,0,-44,Yes,1,Yes,No,-44,-44,No,-44,-44,21,21,3,0,0,18,1,0,0,10,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,1,3,1730000,3,1661000,3,1747000,1,1300000,1,1248000,1,1300000,1,800000,1,784000,1,800000,1,520000,1,504000,1,536000,3,699000,3,699000,3,713000,0,-44,0,-44,0,-44,4,450000,4,432000,4,455000,0,-44,0,-44,0,-44,8,450000,7,441000,8,477000,Economic upturn/downturn,-44,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed college/vocational training,University graduate,Completed college/vocational training,Completed secondary,Started but did not complete college/vocational training,Completed college/vocational training,Completed college/vocational training,-44,-44,Completed college/vocational training,Started but did not complete secondary,-44,-44,Completed secondary,Did not complete primary school,Very important,Critical,Important,Important,Important,Very important,Very important,Important,Critical,Important,Slightly important,Slightly important,Not important,Very important,Critical,Very important,Very important,Important,Very important,Very important,Slightly important,Critical,Slightly important,Not important,Very important,Very important,Not important,Not important,Slightly important,Slightly important,Very important,Slightly important,Very important,Very important,Slightly important,Slightly important,Very important,Important,Slightly important,Very important,Critical,Very important,Important,Slightly important,Important,Slightly important,Very important,Critical,Very important,Important,Very important,Important,Slightly important,Important,Very important,Very important,Not important,Not important,Not important,Very important,Critical,Slightly important,Critical,Critical,Very important,Very important,Critical,Very important,Very important,Not important,Important,Very important,Important,Not important,Critical,Critical,Very important,Very important,Critical,Very important,Slightly difficult,Very difficult,Slightly difficult,0,-44,Slightly difficult,Slightly difficult,Very difficult,0,-44,Slightly difficult,Slightly difficult,Difficult,0,-44,Slightly difficult,Very difficult,Difficult,0,-44,Not difficult,Slightly difficult,Slightly difficult,0,-44,-44,-44,-44,-44,-44,Not difficult,Slightly difficult,Difficult,0,-44,-44,-44,-44,-44,-44,Slightly difficult,Difficult,Very difficult,0,-44,Important,Important,Slightly important,Important,Not important,Very important,Important,Very important,Moderate obstacle,Major obstacle,Very severe obstacle,No obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Very severe obstacle,Through family/friends,-44,No,-44,-44,-44,-44,Yes,0,30,No,-44,Yes,Moderate obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Yes,0,100,-44,0,No,-44,No,63,22,0,0,15,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,Yes,Loan,2011,4000000,15,35,Private commercial banks,Yes,Yes,No,No,No,No,-44,155,Yes,1,0,-44,-44,181780000,192210000,80728000,14384000,298000,83000,12096000,0,29000,95000,70000,0,0,9611000,0,12494000,65351000,27737000,No obstacle,Major obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Moderate obstacle,No obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,Major obstacle,No obstacle,-44,-44,-44,-44,-44,Electricity,Cost of finance,Tax administration,Minor obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed,-44,No,-44,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,No,Somewhat truthful,Are taken directly from the establishment's records, 1231230703,1230703,Jamaica,Jamaica,Retail,703,Yes,2,Establishment physically separated from HQ and other establi,Yes,2,Limited partnership,-44,50,100,0,0,0,Predominantly men,No,Yes,42,Delegates decisions to other partners,12,8,Equally men and women,Female,Female,Female,1989,Yes,Yes,1989,3,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,1,2,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,No,No,No,0,-44,-44,100,0,-44,0,90,10,0,Individuals,0,96,4,JEWELRY,81,Local,Do not know,Increased,Increased,More than 5,100,0,100,-44,-44,-44,-44,-44,-44,-44,-44,89,11,No,-44,Yes,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,No obstacle,-44,Tend to agree,Strongly agree,Strongly agree,Strongly agree,No,-44,-44,-44,-44,-44,Yes,-44,258000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,7000,No,No,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,No,10,Yes,2,No,No,-44,0,-44,No,-44,-44,Yes,52,No,No,-44,-44,-66,14,3,0,0,11,0,0,0,6,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,3,750000,3,743000,3,758000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,1,700000,1,686000,1,714000,2,857000,2,857000,2,874000,0,-44,0,-44,0,-44,2,460000,2,446000,2,474000,0,-44,0,-44,0,-44,6,540000,6,524000,6,540000,-44,-44,Completed college/vocational training,Completed secondary,-44,-44,-44,-44,Completed secondary,Completed secondary,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,-44,-44,Completed secondary,Completed primary school,Very important,Critical,Critical,Slightly important,Not important,Very important,Critical,Very important,Important,Important,Slightly important,Slightly important,Slightly important,Very important,Slightly important,Critical,Slightly important,Very important,Slightly important,Important,Important,Very important,Not important,Slightly important,Critical,Important,Not important,Important,Very important,Not important,Very important,Important,Important,Important,Very important,Important,Very important,Critical,Important,Slightly important,Very important,Critical,Slightly important,Slightly important,Very important,Important,Very important,Very important,Very important,Very important,Critical,Slightly important,Slightly important,Critical,Very important,Important,Not important,Slightly important,Important,Not important,Important,Slightly important,Critical,Very important,Not important,Not important,Critical,Slightly important,Very important,Slightly important,Important,Critical,Slightly important,Slightly important,Important,Very important,Critical,Critical,Critical,Very important,Almost impossible,Not difficult,Very difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Difficult,Slightly difficult,Not difficult,0,-44,Very difficult,Not difficult,Almost impossible,0,-44,-44,-44,-44,-44,-44,Slightly difficult,Slightly difficult,Very difficult,0,-44,-44,-44,-44,-44,-44,Difficult,Almost impossible,Not difficult,0,-44,Important,Critical,Very important,Important,Critical,Critical,Slightly important,Important,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,No obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,No obstacle,Public announcement/advertisement,-44,No,-44,-44,-44,-44,No,-44,-44,-44,Other,Yes,Moderate obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Major obstacle,Yes,0,100,-44,0,No,-44,No,62,38,0,0,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,Collateral requirements for loans or line of credit are unat,40950000,39550000,11074000,10170000,150000,50000,2520000,332000,13000,57000,38000,2769000,6328000,3560000,0,4201000,653000,9788000,Minor obstacle,Very severe obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,"Crime, theft and disorder",Political environment,Tax administration,No obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,Private independent fund,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,Yes,Truthful,Are taken directly from the establishment's records, 1231230707,1230707,Jamaica,Jamaica,Retail,707,No,-44,-44,-44,-44,Limited partnership,-44,50,100,0,0,0,Equally men and women,No,No,37,Makes major strategic and fiancial decisions,7,3,Predominantly women,Female,Female,Female,2006,No,Yes,2006,19,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,9,3,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0,-44,0,0,100,0,Individuals,0,0,100,CLOTHING & GARMENT,44,Local,Do not know,Remained the same,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,69,31,No,-44,No,Yes,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,-44,Tend to agree,Tend to agree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,17000,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,No,0,Yes,4,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,6,6,1,0,0,5,0,0,0,3,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,1,790000,1,774000,1,806000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,1,280000,1,280000,1,286000,0,-44,0,-44,0,-44,4,320000,4,314000,4,333000,-44,-44,Completed college/vocational training,Completed college/vocational training,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Completed college/vocational training,Started but did not complete secondary,-44,-44,Completed primary school,Did not complete primary school,Very important,Very important,Very important,Critical,Very important,Very important,Not important,Critical,Slightly important,Important,Important,Very important,Slightly important,Slightly important,Critical,Critical,Critical,Very important,Very important,Slightly important,Very important,Important,Important,Slightly important,Slightly important,Important,Slightly important,Slightly important,Important,Not important,Very important,Important,Critical,Not important,Critical,Important,Critical,Very important,Slightly important,Important,Very important,Important,Slightly important,Not important,Important,Very important,Important,Very important,Critical,Important,Important,Slightly important,Important,Slightly important,Important,Slightly important,Slightly important,Not important,Not important,Slightly important,Slightly important,Critical,Critical,Critical,Critical,Slightly important,Critical,Very important,Critical,Very important,Critical,Critical,Not important,Not important,Very important,Slightly important,Important,Slightly important,Very important,Critical,Difficult,Very difficult,Difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Not difficult,Difficult,Difficult,0,-44,-44,-44,-44,-44,-44,Very difficult,Slightly difficult,Very difficult,0,-44,Important,Critical,Very important,Slightly important,Important,Important,Important,Very important,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Major obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Public announcement/advertisement,-44,No,-44,-44,-44,-44,No,-44,-44,-44,Other,No,-44,-44,-44,-44,-44,-44,Yes,0,100,-44,0,No,-44,No,50,0,0,0,50,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,Collateral requirements for loans or line of credit are unat,16950000,19350000,6192000,2643000,310000,101000,1260000,124000,19000,131000,94000,0,0,3483000,2516000,4632000,5384000,10237000,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,No obstacle,Major obstacle,Minor obstacle,Minor obstacle,No obstacle,Major obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,No obstacle,Major obstacle,Minor obstacle,-44,-44,-44,-44,-44,Tax Rates,Customs and Trade Regulations,"Crime, theft and disorder",No obstacle,Yes,Yes,No,No,No,Yes,No,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Large impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,No impact,-44,-44,-44,-44,-44,-44,-44,-44,No,Large impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Somewhat truthful,Are taken directly from the establishment's records, 1231230716,1230716,Jamaica,Jamaica,Retail,716,Yes,2,Headquarters with production and/or sales at this location,Yes,2,Limited partnership,-44,50,100,0,0,0,Equally men and women,No,Yes,29,Delegates decisions to other partners,11,2,Predominantly men,Male,Female,Female,1976,Yes,Yes,1976,39,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,12,2,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0,-44,0,78,22,0,Individuals,10,80,10,FERTILIZERS,31,Local,6,Increased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,53,47,No,-44,Yes,Yes,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,No obstacle,-44,Tend to disagree,Tend to agree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,8000,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,No,0,Yes,1,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,17,17,3,0,0,14,1,0,0,8,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,3,730000,3,730000,3,745000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,1,350000,1,350000,1,350000,4,346000,3,339000,4,356000,0,-44,0,-44,0,-44,2,240000,2,240000,2,242000,0,-44,0,-44,0,-44,7,210000,6,202000,7,212000,New products require new skills,-44,Started but did not complete college/vocational training,University graduate,-44,-44,-44,-44,Completed secondary,Completed college/vocational training,Completed secondary,Completed secondary,-44,-44,Completed secondary,Completed college/vocational training,-44,-44,Completed primary school,Did not complete primary school,Critical,Slightly important,Critical,Critical,Very important,Very important,Slightly important,Not important,Very important,Critical,Slightly important,Not important,Slightly important,Not important,Important,Slightly important,Critical,Very important,Very important,Important,Very important,Very important,Not important,Not important,Important,Important,Slightly important,Slightly important,Important,Slightly important,Very important,Critical,Very important,Slightly important,Slightly important,Very important,Very important,Important,Slightly important,Very important,Important,Very important,Important,Slightly important,Very important,Important,Critical,Very important,Critical,Very important,Very important,Very important,Slightly important,Slightly important,Slightly important,Important,Important,Slightly important,Important,Slightly important,Critical,Critical,Slightly important,Critical,Slightly important,Important,Slightly important,Slightly important,Very important,Important,Critical,Very important,Very important,Slightly important,Important,Critical,Slightly important,Very important,Very important,Slightly important,Difficult,Very difficult,Not difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Difficult,Difficult,Not difficult,0,-44,Not difficult,Slightly difficult,Very difficult,0,-44,-44,-44,-44,-44,-44,Slightly difficult,Slightly difficult,Difficult,0,-44,-44,-44,-44,-44,-44,Very difficult,Difficult,Not difficult,1,2,Critical,Critical,Very important,Slightly important,Very important,Slightly important,Not important,Very important,Moderate obstacle,Major obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Public placement office,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm is affraid of investing in workers that after the t,No,-44,-44,-44,-44,-44,-44,No,0,100,-44,0,Yes,16,Yes,61,19,0,0,10,10,0,0,0,0,0,0,0,-44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,Collateral requirements for loans or line of credit are unat,31302000,36942000,8497000,5940000,168000,71000,3080000,255000,22000,76000,42000,1060000,0,4064000,0,4714000,12560000,9994000,No obstacle,Moderate obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Very severe obstacle,Very severe obstacle,No obstacle,No obstacle,Minor obstacle,No obstacle,Major obstacle,Major obstacle,No obstacle,No obstacle,Very severe obstacle,Minor obstacle,Very severe obstacle,No,Yes,Yes,No,No,Tax Rates,Access to finance,Tax administration,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,-44,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,Somewhat truthful,Are estimates computed with some precision, 1231230724,1230724,Jamaica,Jamaica,Construction,724,No,-44,-44,-44,-44,Limited partnership,-44,45,100,0,0,0,Equally men and women,No,Yes,15,Makes decisions in consultation with other partners,22,5,Equally men and women,Male,Female,Male,1951,Yes,Yes,1951,31,No,-44,-44,Yes,10,No,No,-44,-44,No,-44,-44,Yes,7,3,1,-44,Yes,2,3,0,-44,Yes,6,2,0,-44,No,-44,-44,-44,-44,Yes,Do not know,Yes,Yes,Yes,0,-44,-44,100,0,-44,66,10,24,6,Government or government agencies (including state-owned ent,66,5,29,AIR CONDITION AND REFRIGERATOR,100,National,0,Increased,Increased,1,97,3,0,-66,-66,Do not know,-66,Do not know,-44,-44,-44,51,49,No,-44,Yes,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,Yes,No,No,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,No obstacle,-44,Tend to agree,Strongly disagree,Strongly agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,1,-44,Yes,4,-44,Yes,1,During working hours,Other,Money,40493000,Group of criminals,No,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,Outside working hours,Other,Goods or stock,86047000,Group of criminals,Yes,Yes,-44,Yes,3,Outside working hours,Other,Other,0,A fellow employee,Yes,No,No loss or damage,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,During working hours,Knife,Goods or stock,93640000,Gang related,No,Yes,-44,Yes,3,During working hours,Baseball bat,Goods or stock,15185000,Gang related,No,Yes,-44,No,-44,-44,55296000,Yes,No,Yes,Yes,Yes,No,-44,-44,No,-44,-44,No,Yes,No,0,No,-44,-44,No,-44,0,-44,Yes,12,No,No,-44,-44,Yes,14,2,6,173,13,0,0,160,7,0,0,88,3,0,0,0,3,0,0,0,1,8,-44,-44,-44,8,9,13,1040000,11,1030000,13,1061000,7,780000,6,757000,7,796000,9,670000,8,670000,9,683000,11,440000,10,427000,11,449000,33,616000,27,610000,35,634000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,103,400000,89,392000,104,420000,New products require new skills,-44,University graduate,Completed college/vocational training,Completed college/vocational training,Completed secondary,University graduate,Completed college/vocational training,Completed secondary,Started but did not complete college/vocational training,Completed college/vocational training,Completed secondary,-44,-44,-44,-44,-44,-44,Completed primary school,Did not complete primary school,Important,Critical,Slightly important,Important,Critical,Very important,Very important,Important,Critical,Very important,Important,Slightly important,Slightly important,Slightly important,Very important,Critical,Important,Critical,Critical,Critical,Very important,Important,Slightly important,Slightly important,Important,Important,Not important,Slightly important,Slightly important,Not important,Very important,Critical,Important,Slightly important,Critical,Critical,Critical,Important,Critical,Very important,Slightly important,Critical,Very important,Important,Very important,Very important,Critical,Slightly important,Very important,Critical,Slightly important,Important,Very important,Important,Slightly important,Very important,Slightly important,Slightly important,Slightly important,Important,Very important,Very important,Very important,Very important,Critical,Slightly important,Important,Not important,Very important,Important,Very important,Important,Important,Slightly important,Very important,Slightly important,Critical,Slightly important,Important,Critical,Difficult,Difficult,Slightly difficult,3,5,Very difficult,Difficult,Difficult,1,17,Slightly difficult,Not difficult,Difficult,3,12,Difficult,Not difficult,Slightly difficult,2,2,Not difficult,Very difficult,Difficult,4,5,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Difficult,Very difficult,Difficult,0,-44,Slightly important,Slightly important,Important,Important,Important,Important,Important,Very important,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,No obstacle,Minor obstacle,Schoold related network,-44,No,-44,-44,-44,-44,No,-44,-44,-44,Other,Yes,Major obstacle,Very severe obstacle,Very severe obstacle,Minor obstacle,Very severe obstacle,Very severe obstacle,Yes,100,0,-44,0,Yes,17,Yes,55,13,0,0,30,0,0,0,0,0,2,0,0,-44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, ,Yes,Loan,2011,15000000,13,26,Private commercial banks,Yes,Yes,No,No,No,No,-44,200,No,-44,-44,-44,Size of loan and maturity are insufficiant,6660000000,7680000000,2150400000,96800000,230400000,691200000,384000000,43008000,76800000,153600000,230400000,8610000,0,1152000000,0,1347840000,2488320000,3126989000,No obstacle,Moderate obstacle,Very severe obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Very severe obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,Very severe obstacle,No,Yes,No,Yes,No,Cost of finance,Tax administration,Tax Rates,No obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,-44,-44,technological and Innovation Support,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,No,Somewhat truthful,Are estimates computed with some precision, 1231230725,1230725,Jamaica,Jamaica,Services of motor vehicles,725,No,-44,-44,-44,-44,Limited partnership,-44,55,100,0,0,0,Equally men and women,No,Yes,28,Makes decisions in consultation with other partners,10,7,Equally men and women,Male,Female,Female,2002,No,Yes,2004,27,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,1,1,-44,Yes,1,1,0,-44,Yes,8,2,0,-44,No,-44,-44,-44,-44,Yes,Not applicable,Yes,Yes,Yes,0,-44,-44,100,0,-44,0,88,12,6,Individuals,92,0,8,MOTOR VEHICLE,100,National,Do not know,Decreased,Remained the same,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,56,44,No,-44,Yes,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,Yes,No,No,No,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,No obstacle,-44,Tend to agree,Tend to agree,Tend to agree,Tend to disagree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,1926000,Yes,No,No,Yes,Yes,No,-44,-44,No,-44,-44,No,Yes,Yes,0,No,-44,-44,No,-44,0,-44,Yes,6,No,Yes,32,No,No,-44,-44,-66,112,8,0,0,104,4,0,0,55,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,6,8,1250000,8,1225000,8,1288000,4,880000,4,845000,4,906000,4,810000,4,802000,4,826000,6,680000,5,653000,6,687000,17,1207000,15,1171000,17,1231000,0,-44,0,-44,0,-44,4,760000,4,737000,4,760000,0,-44,0,-44,0,-44,69,830000,64,813000,70,880000,Economic upturn/downturn,-44,Completed college/vocational training,Completed college/vocational training,University graduate,Completed secondary,University graduate,Completed college/vocational training,Completed secondary,Started but did not complete college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed secondary,-44,-44,Started but did not complete college/vocational training,Started but did not complete secondary,Very important,Very important,Critical,Slightly important,Slightly important,Very important,Very important,Very important,Critical,Very important,Very important,Important,Slightly important,Not important,Critical,Very important,Slightly important,Very important,Important,Very important,Important,Critical,Not important,Not important,Important,Slightly important,Not important,Not important,Slightly important,Slightly important,Important,Slightly important,Important,Important,Critical,Slightly important,Important,Critical,Important,Important,Slightly important,Critical,Slightly important,Critical,Very important,Slightly important,Slightly important,Critical,Important,Important,Important,Slightly important,Important,Very important,Very important,Very important,Not important,Slightly important,Not important,Slightly important,Critical,Critical,Critical,Important,Very important,Important,Critical,Important,Very important,Critical,Critical,Very important,Important,Slightly important,Slightly important,Very important,Important,Important,Very important,Important,Difficult,Difficult,Not difficult,0,-44,Slightly difficult,Difficult,Difficult,3,9,Not difficult,Very difficult,Almost impossible,0,-44,Difficult,Very difficult,Not difficult,2,6,Difficult,Difficult,Not difficult,4,2,-44,-44,-44,-44,-44,Not difficult,Very difficult,Not difficult,2,3,-44,-44,-44,-44,-44,Slightly difficult,Very difficult,Slightly difficult,0,-44,Very important,Very important,Important,Slightly important,Important,Important,Not important,Important,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,Moderate obstacle,No obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Major obstacle,Public announcement/advertisement,-44,No,-44,-44,-44,-44,No,-44,-44,-44,Other,No,-44,-44,-44,-44,-44,-44,No,100,0,-44,0,Yes,17,Yes,0,100,0,0,0,0,0,0,0,0,0,0,0,-44,0,0,0,0,100,0,0,0,0,0,0,0,0,0,0, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,447888000,481600000,120400000,125216000,19264000,28896000,24080000,4816000,9632000,4816000,19264000,0,91504000,43344000,0,56347000,139664000,126217000,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Yes,Yes,Yes,Yes,No,Tax administration,Inadequately educated workforce,Access to finance,Minor obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Financial magement and tax and customs administration,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 1231230727,1230727,Jamaica,Jamaica,Services of motor vehicles,727,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded,-44,80,80,20,0,0,Predominantly men,No,Yes,36,Delegates decisions to other partners,12,8,Predominantly men,Male,Male,Male,1935,No,Yes,1935,10,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,7,1,1,-44,Yes,4,1,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,5,Yes,Yes,Yes,0,-44,-44,100,0,-44,89,0,11,9,Government or government agencies (including state-owned ent,98,0,2,VEHICLE SALES,100,National,Do not know,Decreased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,73,27,No,-44,No,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,-44,Tend to agree,Tend to disagree,Tend to disagree,Strongly agree,No,-44,-44,-44,-44,-44,Yes,-44,5000000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,7926000,Yes,No,Yes,No,Yes,No,-44,-44,No,-44,-44,Yes,No,Yes,5,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,50,113,6,0,0,107,0,0,0,60,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,6,6,1730000,6,1695000,6,1765000,7,1350000,7,1310000,7,1350000,5,1320000,5,1294000,5,1360000,5,1160000,5,1114000,5,1195000,28,1219000,27,1170000,28,1219000,0,-44,0,-44,0,-44,1,940000,1,921000,1,968000,0,-44,0,-44,0,-44,61,710000,59,703000,62,724000,New production methods,-44,Started but did not complete college/vocational training,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,-44,-44,Completed primary school,Did not complete primary school,Critical,Very important,Not important,Important,Important,Very important,Slightly important,Very important,Critical,Critical,Slightly important,Very important,Very important,Slightly important,Slightly important,Very important,Critical,Critical,Very important,Critical,Very important,Very important,Not important,Slightly important,Slightly important,Important,Not important,Slightly important,Important,Important,Critical,Very important,Very important,Slightly important,Very important,Critical,Very important,Important,Very important,Slightly important,Very important,Critical,Important,Slightly important,Important,Not important,Important,Critical,Very important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Very important,Important,Not important,Slightly important,Not important,Important,Critical,Very important,Important,Important,Very important,Slightly important,Critical,Very important,Very important,Slightly important,Very important,Very important,Very important,Slightly important,Critical,Important,Very important,Critical,Very important,Important,Difficult,Difficult,Not difficult,1,8,Not difficult,Not difficult,Very difficult,5,10,Very difficult,Slightly difficult,Difficult,0,-44,Not difficult,Difficult,Slightly difficult,3,3,Not difficult,Difficult,Difficult,4,2,-44,-44,-44,-44,-44,Slightly difficult,Very difficult,Difficult,2,4,-44,-44,-44,-44,-44,Slightly difficult,Very difficult,Not difficult,1,2,Important,Slightly important,Critical,Not important,Critical,Important,Slightly important,Not important,Minor obstacle,Moderate obstacle,No obstacle,Major obstacle,Major obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Public placement office,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm does not have enough information about training pro,Yes,Very severe obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Yes,100,0,-44,0,Yes,14,Yes,83,12,0,0,5,0,0,0,0,0,0,0,0,-44,0,0,0,0,0,100,0,0,0,0,0,0,0,0,0, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,Application procedures for loans or line of credit are compl,1066400000,1100800000,319232000,130000000,22016000,66048000,55040000,22016000,11008000,22016000,33024000,66048000,0,66048000,0,71332000,275200000,168344000,No obstacle,Minor obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,Tax Rates,Macroeconomic environment,Cost of finance,Minor obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Administratie procedure is cumbersome,-44,Yes,International organization,-44,technological and Innovation Support,-44,No,-44,-44,Yes,No,No,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are estimates computed with some precision, 1231230728,1230728,Jamaica,Jamaica,Services of motor vehicles,728,No,-44,-44,-44,-44,Limited partnership,-44,35,65,35,0,0,Predominantly women,No,Yes,33,Makes decisions in consultation with other partners,7,1,Predominantly men,Male,Female,Male,1950,No,Yes,-66,48,No,-44,-44,No,-44,-44,Yes,6,No,No,-44,-44,Yes,1,2,2,-44,Yes,2,2,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,Do not know,Yes,Yes,Yes,0,-44,-44,100,0,-44,64,10,26,8,Individuals,91,0,9,BATTERY,100,Local,1,Increased,Increased,More than 5,100,0,18,-44,-44,-44,-44,-44,-44,-44,-44,42,58,No,-44,Yes,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,No obstacle,-44,Tend to disagree,Tend to disagree,Strongly agree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,-44,4400000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,2827000,Yes,Yes,Yes,No,Yes,No,-44,-44,No,-44,-44,Yes,Yes,No,0,No,-44,-44,Yes,0,1,-44,Yes,13,No,No,-44,-44,Yes,12,2,-66,119,9,0,0,110,3,0,0,65,6,0,0,0,6,0,0,0,2,4,-44,-44,-44,4,6,9,980000,8,951000,9,1000000,4,830000,4,813000,4,838000,10,680000,9,680000,10,680000,9,680000,8,660000,9,700000,27,548000,24,548000,27,559000,0,-44,0,-44,0,-44,5,460000,4,460000,5,460000,0,-44,0,-44,0,-44,61,380000,53,369000,61,395000,Economic upturn/downturn,-44,Completed college/vocational training,University graduate,University graduate,University graduate,Completed college/vocational training,University graduate,Completed secondary,Started but did not complete college/vocational training,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed college/vocational training,-44,-44,Completed primary school,Did not complete primary school,Important,Very important,Very important,Slightly important,Critical,Critical,Slightly important,Important,Very important,Important,Not important,Slightly important,Not important,Very important,Slightly important,Very important,Important,Very important,Very important,Very important,Important,Critical,Slightly important,Slightly important,Slightly important,Important,Slightly important,Important,Slightly important,Not important,Critical,Very important,Very important,Slightly important,Slightly important,Important,Very important,Critical,Very important,Critical,Critical,Critical,Important,Slightly important,Critical,Very important,Important,Important,Critical,Critical,Slightly important,Very important,Slightly important,Important,Important,Very important,Not important,Slightly important,Very important,Important,Slightly important,Slightly important,Critical,Important,Critical,Important,Very important,Important,Very important,Important,Very important,Very important,Important,Important,Critical,Critical,Slightly important,Critical,Critical,Very important,Slightly difficult,Not difficult,Almost impossible,1,6,Not difficult,Difficult,Very difficult,0,-44,Difficult,Not difficult,Very difficult,5,7,Difficult,Very difficult,Almost impossible,2,6,Not difficult,Difficult,Very difficult,2,3,-44,-44,-44,-44,-44,Slightly difficult,Very difficult,Slightly difficult,1,1,-44,-44,-44,-44,-44,Slightly difficult,Difficult,Slightly difficult,4,1,Important,Important,Important,Very important,Slightly important,Critical,Not important,Slightly important,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Public placement office,-44,No,-44,-44,-44,-44,Yes,0,40,No,-44,No,-44,-44,-44,-44,-44,-44,Yes,100,0,-44,0,Yes,14,No,60,17,0,0,15,0,0,0,0,0,8,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,1,Collateral or cosigners unacceptable,-44,666000000,744000000,215760000,67830000,37200000,52080000,66960000,7440000,14880000,14880000,14880000,0,0,133920000,0,162043000,163680000,369458000,No obstacle,Major obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Minor obstacle,No obstacle,No obstacle,Very severe obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Major obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,Tax Rates,Inadequately educated workforce,Corruption,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Marketing and Operations support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are estimates computed with some precision, 1231230731,1230731,Jamaica,Jamaica,Wholesale,731,No,-44,-44,-44,-44,Limited partnership,-44,60,100,0,0,0,Equally men and women,No,Yes,32,Delegates decisions to other partners,8,0,All men,Male,Male,Male,1922,No,Yes,1922,42,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,12,1,1,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,2,Yes,Yes,Yes,0,-44,-44,100,0,-44,53,36,11,11,Medium private firms (20-100 employees),58,38,4,"WINES, MEAT AND PERISHABLE ITE",64,National,0,Decreased,Remained the same,More than 5,90,10,19,-66,-99,Refusal to answer,-99,Refusal to answer,-44,-44,-44,44,56,No,-44,Yes,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,Yes,No,Minor obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,No obstacle,-44,Tend to disagree,Tend to disagree,Tend to agree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,4638000,Yes,No,Yes,No,Yes,No,-44,-44,No,-44,-44,No,No,Yes,0,No,-44,-44,No,-44,0,-44,Yes,12,No,No,-44,-44,Yes,13,2,10,142,8,0,0,134,7,0,0,80,24,1,0,0,23,0,0,0,21,7,3,-44,-44,7,6,9,1220000,8,1220000,9,1232000,5,940000,5,921000,5,959000,12,630000,11,611000,12,643000,8,630000,7,624000,8,649000,27,575000,24,575000,28,592000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,105,330000,93,330000,105,340000,Economic upturn/downturn,-44,University graduate,University graduate,University graduate,Completed secondary,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed secondary,Completed secondary,-44,-44,-44,-44,-44,-44,Completed secondary,Did not complete primary school,Very important,Very important,Very important,Not important,Critical,Very important,Critical,Important,Slightly important,Critical,Important,Slightly important,Slightly important,Not important,Important,Very important,Very important,Very important,Very important,Very important,Very important,Important,Not important,Not important,Very important,Very important,Not important,Not important,Slightly important,Slightly important,Very important,Important,Slightly important,Very important,Very important,Very important,Critical,Very important,Very important,Critical,Important,Important,Important,Important,Slightly important,Very important,Critical,Slightly important,Important,Critical,Critical,Important,Important,Very important,Very important,Very important,Very important,Not important,Not important,Important,Very important,Critical,Important,Critical,Very important,Slightly important,Critical,Very important,Very important,Important,Important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Important,Slightly difficult,Difficult,Difficult,3,7,Not difficult,Very difficult,Difficult,2,12,Difficult,Not difficult,Difficult,3,7,Slightly difficult,Slightly difficult,Very difficult,1,6,Very difficult,Slightly difficult,Very difficult,2,8,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Very difficult,Not difficult,Slightly difficult,2,2,Critical,Critical,Important,Important,Very important,Critical,Slightly important,Very important,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,Major obstacle,Major obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Public placement office,-44,Yes to fire,No,-44,Yes,10,Yes,0,40,No,-44,Yes,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Yes,100,0,-44,0,Yes,14,No,55,15,0,0,30,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,Yes,Loan,2009,17000000,13,51,Private commercial banks,Yes,No,Yes,Yes,No,No,-44,-44,No,-44,-44,-44,Application procedures for loans or line of credit are compl,952000000,1054000000,295120000,87500000,31620000,73780000,73780000,0,21080000,10540000,21080000,0,0,21080000,105400000,23188000,174964000,51941000,No obstacle,Major obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Major obstacle,No obstacle,Moderate obstacle,Major obstacle,Minor obstacle,No obstacle,Minor obstacle,No obstacle,Very severe obstacle,Moderate obstacle,No obstacle,Very severe obstacle,Yes,Yes,No,No,No,Tax administration,Tax Rates,Inadequately educated workforce,Minor obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,-44,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Yes,No,No,Yes,No,No,Truthful,Are estimates computed with some precision, 1231230732,1230732,Jamaica,Jamaica,Wholesale,732,No,-44,-44,-44,-44,Limited partnership,-44,43,100,0,0,0,Predominantly men,No,Yes,58,Makes major strategic and fiancial decisions,6,7,Predominantly women,Male,Female,Female,1930,Yes,Yes,1930,6,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,1,Yes,Yes,Yes,0,-44,-44,100,0,-44,0,70,30,14,Small private firms (less than 20 employees),95,0,5,CONSUMER GOODS,59,Local,0,Increased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,51,49,No,-44,Yes,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,Yes,No,No,No,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,No obstacle,-44,Tend to disagree,Tend to agree,Strongly agree,Strongly agree,No,-44,-44,-44,-44,-44,Yes,1,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,5,Outside working hours,Firearm/gun,Personal possessions of employees or customers,4998000,Group of criminals,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,5,During working hours,Other,Other company property,3570000,A customer,Yes,No,Not enough police/not enough resources,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,Outside working hours,Knife,Other,31416000,Gang related,No,Yes,-44,Yes,1,Outside working hours,Baseball bat,Money,714000,Group of criminals,No,Yes,-44,No,-44,-44,21840000,Yes,No,Yes,No,Yes,No,-44,-44,No,-44,-44,Yes,Yes,No,0,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,-66,202,14,0,0,188,1,0,0,100,21,1,0,0,20,0,0,0,6,7,4,-44,-44,7,12,15,6570000,14,6570000,15,6570000,7,3580000,6,3580000,7,3687000,18,2410000,17,2338000,18,2458000,17,1990000,15,1950000,17,1990000,31,1960000,27,1921000,31,2019000,0,-44,0,-44,0,-44,4,1390000,4,1348000,4,1404000,0,-44,0,-44,0,-44,131,831000,121,806000,134,856000,Increase demand for higher quality product,-44,Completed college/vocational training,University graduate,Completed college/vocational training,Completed college/vocational training,University graduate,Started but did not complete college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed college/vocational training,Completed secondary,-44,-44,Completed primary school,Completed primary school,Slightly important,Critical,Critical,Slightly important,Critical,Very important,Very important,Important,Very important,Very important,Slightly important,Not important,Slightly important,Slightly important,Critical,Very important,Slightly important,Important,Important,Critical,Very important,Important,Very important,Not important,Very important,Important,Important,Very important,Very important,Slightly important,Critical,Slightly important,Critical,Very important,Very important,Slightly important,Very important,Slightly important,Important,Very important,Very important,Important,Critical,Slightly important,Critical,Important,Important,Very important,Critical,Critical,Very important,Critical,Slightly important,Very important,Not important,Very important,Slightly important,Not important,Slightly important,Slightly important,Very important,Important,Very important,Slightly important,Very important,Very important,Very important,Important,Very important,Important,Very important,Critical,Important,Very important,Important,Very important,Slightly important,Very important,Critical,Critical,Not difficult,Difficult,Difficult,2,10,Not difficult,Slightly difficult,Very difficult,5,7,Slightly difficult,Very difficult,Very difficult,3,14,Not difficult,Very difficult,Not difficult,3,7,Not difficult,Difficult,Difficult,0,-44,-44,-44,-44,-44,-44,Slightly difficult,Not difficult,Difficult,1,2,-44,-44,-44,-44,-44,Very difficult,Slightly difficult,Difficult,1,3,Important,Very important,Important,Not important,Important,Very important,Important,Slightly important,Major obstacle,Major obstacle,No obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Public placement office,-44,No,-44,-44,-44,-44,Yes,0,40,No,-44,Yes,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Very severe obstacle,No obstacle,Yes,100,0,-44,0,Yes,17,No,49,14,0,0,30,0,0,0,0,0,7,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,Interest rates are not favorable,7140000000,7800000000,2106000000,460000000,234000000,468000000,858000000,0,156000000,156000000,156000000,0,0,858000000,0,1166880000,945360000,2707162000,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Yes,Yes,No,No,No,Tax administration,Access to land for expansion / relocation,Tax Rates,Minor obstacle,Yes,Yes,No,Yes,No,Yes,Yes,-44,-44,Yes,Moderated impact,-44,-44,Yes,No impact,Yes,No impact,-44,-44,No,No impact,-44,-44,Yes,Moderated impact,Yes,No impact,-44,-44,Yes,Moderated impact,-44,-44,Yes,No impact,No,No impact,-44,-44,Yes,No impact,-44,-44,Yes,No impact,Yes,No impact,-44,-44,No,Large impact,-44,-44,Yes,No impact,Yes,No impact,-44,-44,Yes,Large impact,-44,-44,Yes,No impact,No,No impact,-44,-44,Yes,Moderated impact,-44,-44,Yes,No impact,Yes,Moderated impact,-44,-44,Yes,No impact,-44,-44,No,No impact,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 1231230733,1230733,Jamaica,Jamaica,Wholesale,733,Yes,40,Headquarters with production and/or sales at this location,Yes,40,Partnership (including limited liability companies),-44,27,91,0,0,9,Predominantly men,No,No,42,Delegates decisions to other partners,17,27,Predominantly men,Male,Female,Female,1922,Yes,Yes,1922,42,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,3,2,-44,Yes,1,2,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,0,Yes,Yes,Yes,0,-44,-44,100,0,-44,0,9,91,8,Medium private firms (20-100 employees),5,5,90,ASSORTED GOODS,55,Local,0,Decreased,Increased,More than 5,68,32,10,1930,-99,Refusal to answer,-99,Refusal to answer,-44,-44,-44,85,15,No,-44,Yes,No,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,Yes,No,Major obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,-44,Strongly disagree,Tend to disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,41280000,Yes,Yes,Yes,No,Yes,No,-44,-44,No,-44,-44,Yes,No,Yes,9,No,-44,-44,Yes,2,0,-44,Yes,4,No,No,-44,-44,Yes,No,2,-66,1782,139,0,0,1643,17,0,0,887,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,36,139,1900000,136,1862000,139,1938000,107,1360000,102,1346000,109,1374000,89,1110000,87,1077000,91,1143000,99,720000,97,720000,104,734000,361,1210000,348,1186000,365,1234000,0,-44,0,-44,0,-44,49,590000,47,566000,49,608000,0,-44,0,-44,0,-44,938,660000,896,634000,938,693000,New products require new skills,-44,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,University graduate,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,-44,-44,Completed primary school,Completed secondary,Critical,Slightly important,Important,Critical,Important,Critical,Critical,Very important,Slightly important,Slightly important,Slightly important,Very important,Slightly important,Very important,Slightly important,Important,Very important,Critical,Slightly important,Critical,Critical,Very important,Slightly important,Slightly important,Very important,Important,Slightly important,Not important,Not important,Important,Critical,Very important,Critical,Critical,Very important,Critical,Very important,Critical,Critical,Important,Slightly important,Important,Very important,Very important,Slightly important,Slightly important,Critical,Important,Important,Slightly important,Very important,Slightly important,Not important,Important,Slightly important,Very important,Slightly important,Slightly important,Very important,Very important,Important,Very important,Critical,Very important,Slightly important,Important,Very important,Slightly important,Critical,Not important,Important,Important,Very important,Important,Very important,Slightly important,Very important,Very important,Very important,Slightly important,Not difficult,Difficult,Difficult,0,-44,Slightly difficult,Difficult,Slightly difficult,1,12,Not difficult,Almost impossible,Difficult,2,13,Not difficult,Slightly difficult,Difficult,4,5,Difficult,Almost impossible,Not difficult,5,8,-44,-44,-44,-44,-44,Difficult,Slightly difficult,Almost impossible,0,-44,-44,-44,-44,-44,-44,Slightly difficult,Almost impossible,Difficult,1,4,Slightly important,Very important,Very important,Very important,Important,Important,Slightly important,Not important,Major obstacle,Major obstacle,Moderate obstacle,No obstacle,Moderate obstacle,No obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,Public announcement/advertisement,-44,Yes to fire,No,-44,Yes,10,Yes,0,50,No,-44,Yes,Minor obstacle,Minor obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Yes,100,0,-44,0,Yes,13,Yes,54,22,0,0,20,0,0,0,0,0,4,0,0,-44,22,67,0,0,11,0,0,0,0,0,0,0,0,0,0, ,Yes,Line of credit,2011,3000000,15,19,Private commercial banks,No,-44,-44,-44,-44,-44,-44,-44,Yes,1,0,-44,-44,66690000000,68400000000,41204000000,1875000000,1368000000,4104000000,988000000,212040000,68000000,684000000,736000000,292500000,0,8208000000,10944000000,9439200000,7305120000,21615768000,Minor obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Very severe obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,No,Yes,Yes,No,No,Corruption,Inadequately educated workforce,Cost of finance,Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,-44,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 1231230739,1230739,Jamaica,Jamaica,Hotel and restaurants,739,No,-44,-44,-44,-44,Limited partnership,-44,45,25,75,0,0,Predominantly women,Yes,Yes,58,Delegates decisions to other partners,11,1,Predominantly women,Male,Male,Female,2002,Yes,Yes,2002,13,Yes,5,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,2,2,-44,Yes,4,3,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,0,Yes,No,Yes,0,-44,-44,100,0,-44,42,37,21,0,Individuals,58,27,15,ROOM AND BOARD SERVICES,100,Local,0,Increased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,37,63,No,-44,Yes,Yes,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,No,Yes,No,No,Yes,No,No,-44,Very Important,Important,Critical,Slightly important,Slightly important,Very Important,Very Important,Yes,100,No,-44,No,-44,Yes,Yes,26400000,38,Yes,No,Yes,Yes,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,No obstacle,-44,Tend to disagree,Tend to disagree,Tend to disagree,Strongly agree,No,-44,-44,-44,-44,-44,Yes,4,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,20064000,Yes,No,Yes,No,Yes,No,-44,-44,No,-44,-44,No,No,No,0,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,-66,285,18,0,0,267,2,0,0,150,14,0,0,0,14,0,0,0,5,5,-44,-44,-44,5,6,18,1630000,17,1581000,18,1663000,12,1100000,11,1067000,12,1133000,21,980000,20,941000,21,980000,17,980000,15,941000,18,990000,79,1065000,74,1065000,79,1097000,0,-44,0,-44,0,-44,8,620000,8,595000,8,632000,0,-44,0,-44,0,-44,144,460000,134,451000,144,488000,New production methods,-44,University graduate,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed college/vocational training,University graduate,Completed secondary,Completed secondary,Completed college/vocational training,Completed secondary,-44,-44,Completed secondary,Started but did not complete secondary,-44,-44,Completed secondary,Started but did not complete secondary,Very important,Critical,Critical,Very important,Slightly important,Very important,Critical,Slightly important,Very important,Very important,Not important,Slightly important,Slightly important,Very important,Very important,Very important,Critical,Critical,Slightly important,Critical,Important,Slightly important,Important,Slightly important,Important,Very important,Not important,Important,Not important,Not important,Very important,Very important,Slightly important,Very important,Critical,Critical,Slightly important,Important,Very important,Very important,Critical,Very important,Slightly important,Very important,Important,Very important,Very important,Slightly important,Very important,Critical,Slightly important,Very important,Not important,Important,Important,Important,Not important,Not important,Not important,Slightly important,Very important,Critical,Critical,Slightly important,Important,Important,Critical,Important,Slightly important,Very important,Critical,Very important,Important,Slightly important,Very important,Very important,Critical,Slightly important,Very important,Important,Very difficult,Not difficult,Very difficult,3,11,Difficult,Almost impossible,Difficult,4,14,Difficult,Almost impossible,Very difficult,2,19,Not difficult,Difficult,Slightly difficult,2,6,Not difficult,Very difficult,Almost impossible,3,9,-44,-44,-44,-44,-44,Difficult,Difficult,Difficult,1,5,-44,-44,-44,-44,-44,Slightly difficult,Not difficult,Very difficult,0,-44,Important,Important,Important,Slightly important,Important,Not important,Slightly important,Very important,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Public announcement/advertisement,-44,Yes to fire,No,-44,Yes,11,Yes,0,50,Yes,-44,Yes,Very severe obstacle,Very severe obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,No,100,0,-44,0,Yes,15,Yes,31,24,0,0,15,0,0,0,0,20,2,8,0,-44,16,62,0,0,0,22,0,0,0,0,0,0,0,0,0, ,Yes,Loan,2010,17500000,16,38,Private commercial banks,Yes,No,No,Yes,No,No,-44,170,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,2460000000,2640000000,712800000,267500000,132000000,237600000,184800000,0,52800000,26400000,105600000,0,0,237600000,0,258984000,897600000,600843000,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Yes,Yes,Yes,Yes,No,No,No,Moderate obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Yes,Yes,Yes,Yes,No,Tax administration,"Crime, theft and disorder",Access to finance,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,Community based organization,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,No,Yes,No,No,No,-44,-44,Yes,No,No,Truthful,Are estimates computed with some precision, 1231230745,1230745,Jamaica,Jamaica,Hotel and restaurants,745,Yes,30,Headquarters with production and/or sales at this location,Yes,30,Limited partnership,-44,50,0,100,0,0,Equally men and women,Yes,Yes,43,Delegates decisions to other partners,7,0,Predominantly men,Male,Male,Male,1975,Yes,Yes,1975,-66,Yes,12,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,Yes,1,1,0,-44,Yes,9,4,0,-44,No,-44,-44,-44,-44,Yes,Do not know,Yes,Yes,Yes,0,-44,-44,100,0,-44,0,100,0,41,Individuals,0,90,10,FRIED CHICKEN,70,Local,Do not know,Remained the same,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,60,40,No,-44,No,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,No,Yes,No,Yes,No,Yes,No,-44,Important,Very Important,Critical,Critical,Very Important,Very Important,Important,Yes,100,No,-44,No,-44,Yes,Yes,325000000,35,Yes,Yes,No,No,Very severe obstacle,Very severe obstacle,Major obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,No obstacle,-44,Tend to agree,Tend to disagree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,19500000,Yes,Yes,Yes,No,Yes,No,-44,-44,No,-44,-44,No,Yes,Yes,0,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,-66,1575,121,0,0,1454,2,0,0,814,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,32,121,1990000,104,1990000,120,2010000,47,1770000,41,1699000,47,1805000,110,1260000,96,1235000,112,1273000,87,1260000,75,1235000,86,1273000,247,1092000,219,1081000,262,1103000,0,-44,0,-44,0,-44,73,600000,63,594000,74,612000,0,-44,0,-44,0,-44,890,580000,789,563000,908,580000,Increase/decreased demand for goods,-44,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,University graduate,Completed college/vocational training,Completed secondary,Started but did not complete college/vocational training,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed college/vocational training,Started but did not complete secondary,-44,-44,Completed primary school,Completed primary school,Very important,Very important,Critical,Very important,Critical,Very important,Critical,Slightly important,Very important,Very important,Not important,Very important,Not important,Not important,Critical,Critical,Slightly important,Important,Important,Critical,Critical,Critical,Slightly important,Very important,Important,Important,Very important,Not important,Important,Slightly important,Critical,Important,Slightly important,Important,Critical,Critical,Very important,Critical,Important,Critical,Slightly important,Important,Important,Very important,Slightly important,Slightly important,Critical,Critical,Important,Critical,Very important,Very important,Slightly important,Slightly important,Very important,Very important,Not important,Slightly important,Not important,Slightly important,Very important,Important,Critical,Critical,Very important,Very important,Critical,Important,Very important,Very important,Critical,Very important,Important,Slightly important,Very important,Very important,Important,Important,Very important,Slightly important,Difficult,Difficult,Not difficult,4,7,Slightly difficult,Slightly difficult,Slightly difficult,0,-44,Slightly difficult,Difficult,Almost impossible,7,12,Not difficult,Almost impossible,Difficult,5,9,Difficult,Slightly difficult,Very difficult,14,7,-44,-44,-44,-44,-44,Difficult,Slightly difficult,Slightly difficult,3,4,-44,-44,-44,-44,-44,Difficult,Very difficult,Very difficult,5,4,Very important,Important,Important,Critical,Critical,Slightly important,Not important,Slightly important,Minor obstacle,Major obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Major obstacle,Major obstacle,Very severe obstacle,Minor obstacle,Public announcement/advertisement,-44,No,-44,-44,-44,-44,Yes,0,20,No,-44,Yes,Major obstacle,Major obstacle,Major obstacle,Very severe obstacle,Major obstacle,Major obstacle,No,100,0,-44,0,Yes,15,No,80,13,0,0,0,0,0,0,0,0,7,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,Yes,Loan,2012,12000000,16,18,Private commercial banks,No,-44,-44,-44,-44,-44,-44,115,Yes,1,0,-44,-44,5700000000,6500000000,1755000000,1638000000,130000000,455000000,650000000,0,65000000,65000000,130000000,0,0,455000000,455000000,523250000,882700000,1203475000,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Minor obstacle,Minor obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Tax Rates,Access to finance,Corruption,Major obstacle,Yes,Yes,No,Yes,No,Yes,No,-44,-44,Yes,Moderated impact,-44,-44,Yes,No impact,-44,-44,-44,-44,No,No impact,-44,-44,Yes,No impact,-44,-44,-44,-44,Yes,No impact,-44,-44,Yes,No impact,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,Yes,No impact,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,Yes,No impact,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,Yes,No impact,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,Yes,No impact,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,Yes,No,No,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 1231230747,1230747,Jamaica,Jamaica,Hotel and restaurants,747,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded,-44,80,80,0,20,0,Predominantly women,No,Yes,30,Makes major strategic and fiancial decisions,4,22,Predominantly women,Male,Female,Female,1984,No,Yes,1985,42,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,1,2,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,2,No,No,Yes,0,-44,-44,100,0,-44,0,12,88,0,Individuals,0,0,100,COOKED MEALS,100,Local,Do not know,Decreased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,70,30,No,-44,No,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Major obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,No obstacle,-44,Tend to agree,Tend to agree,Strongly agree,Tend to agree,Yes,No,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,146000,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,No,4,Yes,3,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,10,24,2,0,0,22,2,0,0,12,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,1,2,1140000,2,1129000,2,1174000,1,810000,1,794000,1,810000,1,420000,1,407000,1,433000,2,260000,2,257000,2,260000,4,388000,4,388000,4,396000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,14,210000,14,202000,14,223000,-44,-44,Completed college/vocational training,Completed college/vocational training,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Started but did not complete college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,-44,-44,-44,-44,Completed primary school,Did not complete primary school,Very important,Very important,Very important,Critical,Critical,Very important,Slightly important,Important,Not important,Very important,Important,Slightly important,Slightly important,Slightly important,Critical,Important,Slightly important,Critical,Critical,Important,Slightly important,Critical,Important,Slightly important,Slightly important,Slightly important,Not important,Not important,Not important,Very important,Not important,Very important,Very important,Very important,Critical,Slightly important,Important,Important,Important,Important,Critical,Very important,Important,Important,Slightly important,Important,Slightly important,Important,Very important,Slightly important,Very important,Very important,Very important,Very important,Important,Very important,Slightly important,Very important,Slightly important,Not important,Critical,Very important,Slightly important,Slightly important,Very important,Very important,Slightly important,Very important,Important,Very important,Critical,Very important,Critical,Important,Very important,Slightly important,Critical,Slightly important,Critical,Slightly important,Difficult,Slightly difficult,Slightly difficult,0,-44,Slightly difficult,Difficult,Not difficult,0,-44,Slightly difficult,Slightly difficult,Not difficult,0,-44,Very difficult,Very difficult,Difficult,1,4,Difficult,Slightly difficult,Very difficult,2,9,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Difficult,Very difficult,Slightly difficult,0,-44,Very important,Slightly important,Important,Slightly important,Important,Very important,Slightly important,Very important,Major obstacle,Major obstacle,No obstacle,Moderate obstacle,No obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Private placement office,-44,Yes to fire,No,-44,Yes,1,No,-44,-44,-44,The firm cannot afford the optimal level of training,Yes,Major obstacle,Major obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Major obstacle,Yes,100,0,-44,0,Yes,19,Yes,61,14,0,0,25,0,0,0,0,0,0,0,0,-44,21,0,0,0,19,0,0,60,0,0,0,0,0,0,0, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,28500000,29250000,11408000,8775000,878000,2925000,3218000,0,585000,585000,585000,56000,0,1755000,2048000,2387000,3604000,5204000,No obstacle,Major obstacle,Major obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Very severe obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,Electricity,Tax administration,Transportation,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,-44,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,No,Truthful,Are taken directly from the establishment's records, 1231230748,1230748,Jamaica,Jamaica,Hotel and restaurants,748,No,-44,-44,-44,-44,Limited partnership,-44,49,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,-66,No,Do not know,-66,17,No,-44,-44,No,-44,-44,Yes,4,No,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,9,4,0,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0,-44,89,11,0,38,Individuals,87,11,2,FOOD PRODUCTS,100,National,Do not know,Decreased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,47,53,No,-44,Yes,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,-44,Tend to agree,Tend to agree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,4,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,23189000,Yes,Yes,Yes,No,Yes,Yes,Yes,Yes,No,-44,-44,Yes,No,Yes,0,No,-44,-44,Yes,0,0,-44,No,-44,-44,Yes,51,No,No,-44,-44,-66,963,71,0,0,892,0,0,0,508,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,10,71,4740000,66,4645000,70,4740000,39,2560000,36,2458000,40,2560000,67,1940000,64,1940000,66,1998000,62,1210000,60,1198000,63,1234000,143,1288000,132,1275000,147,1288000,0,-44,0,-44,0,-44,45,840000,42,832000,45,840000,0,-44,0,-44,0,-44,536,630000,504,611000,541,655000,Increase/decreased demand for goods,-44,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed secondary,-44,-44,Completed secondary,Completed college/vocational training,-44,-44,Completed secondary,Started but did not complete college/vocational training,Very important,Important,Very important,Important,Critical,Slightly important,Important,Slightly important,Critical,Slightly important,Important,Not important,Important,Very important,Critical,Very important,Critical,Very important,Very important,Very important,Critical,Slightly important,Not important,Not important,Not important,Very important,Important,Important,Not important,Important,Critical,Important,Critical,Important,Very important,Very important,Critical,Critical,Important,Slightly important,Very important,Very important,Very important,Slightly important,Critical,Very important,Critical,Slightly important,Very important,Very important,Very important,Important,Slightly important,Critical,Important,Important,Not important,Slightly important,Not important,Slightly important,Critical,Critical,Very important,Very important,Slightly important,Very important,Slightly important,Important,Very important,Very important,Important,Very important,Very important,Important,Critical,Not important,Very important,Slightly important,Very important,Slightly important,Slightly difficult,Almost impossible,Slightly difficult,3,16,Not difficult,Very difficult,Almost impossible,2,14,Slightly difficult,Not difficult,Almost impossible,5,5,Difficult,Very difficult,Almost impossible,2,6,Difficult,Not difficult,Very difficult,5,2,-44,-44,-44,-44,-44,Slightly difficult,Not difficult,Difficult,3,1,-44,-44,-44,-44,-44,Slightly difficult,Slightly difficult,Not difficult,1,2,Slightly important,Slightly important,Slightly important,Critical,Very important,Slightly important,Slightly important,Very important,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,Major obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Public announcement/advertisement,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm cannot afford the optimal level of training,Yes,Very severe obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Major obstacle,Very severe obstacle,No,100,0,-44,0,Yes,18,No,0,100,0,0,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,Yes,Line of credit,2011,3900000,14,13,Private commercial banks,Yes,No,Yes,Yes,Yes,No,-44,180,Yes,1,0,-44,-44,3933855000,4140900000,993816000,1159452000,82818000,289863000,124227000,0,82818000,41409000,165636000,0,0,579726000,0,707266000,1283679000,1690366000,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Yes,Yes,No,No,No,No,No,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Yes,Yes,No,No,No,Tax Rates,Access to finance,Cost of finance,Minor obstacle,Yes,Yes,Yes,Yes,No,Yes,Yes,No,Moderated impact,Yes,Moderated impact,-44,-44,Yes,No impact,No,No impact,Yes,Large impact,No,Moderated impact,-44,-44,Yes,No impact,Yes,No impact,Yes,Large impact,Yes,No impact,-44,-44,Yes,No impact,Yes,No impact,Yes,Moderated impact,Yes,Moderated impact,-44,-44,Yes,Moderated impact,Yes,No impact,No,Large impact,Yes,Moderated impact,-44,-44,No,No impact,Yes,No impact,Yes,Moderated impact,Yes,Moderated impact,-44,-44,Yes,No impact,No,No impact,Yes,No impact,Yes,Moderated impact,-44,-44,Yes,No impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,-44,-44,No,No impact,Yes,No impact,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,Yes,Yes,No,No,No,-44,-44,Somewhat truthful,Are taken directly from the establishment's records, 1231230749,1230749,Jamaica,Jamaica,Transport,749,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,100,0,0,0,All women,Yes,Not applicable,100,Makes major strategic and fiancial decisions,10,5,All men,Male,Male,Male,1948,Yes,Yes,1948,19,No,-44,-44,Yes,5,No,No,-44,-44,No,-44,-44,Yes,2,2,0,-44,Yes,4,2,0,-44,Yes,10,3,0,-44,No,-44,-44,-44,-44,Yes,3,Yes,Yes,Yes,0,-44,-44,100,0,-44,74,10,16,4,Individuals,37,22,41,MAINTENANCE AND CARGO HANDLING,44,National,Do not know,Remained the same,Remained the same,More than 5,97,3,0,-66,-66,Do not know,-66,Do not know,-44,-44,-44,64,36,No,-44,Yes,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,No,Yes,No,No,Yes,Yes,No,-44,Critical,Important,Very Important,Slightly important,Slightly important,Slightly important,Very Important,Yes,100,No,-44,No,-44,No,No,55800000,22,Yes,Yes,No,No,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,No obstacle,-44,Tend to disagree,Tend to disagree,Tend to disagree,Strongly disagree,No,-44,-44,-44,-44,-44,Yes,9,-44,Yes,2,-44,Yes,1,Outside working hours,Baseball bat,Other,5227000,A fellow employee,No,Yes,-44,Yes,3,During working hours,Baseball bat,Other,1143000,Gang related,Yes,Yes,-44,Yes,1,Outside working hours,Firearm/gun,Money,4410000,Gang related,Yes,No,Fear of negative publicity,Yes,2,Outside working hours,Firearm/gun,Personal possessions of employees or customers,817000,Group of criminals,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,4,Outside working hours,Knife,Goods or stock,5554000,A fellow employee,No,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,5952000,Yes,No,Yes,No,Yes,No,-44,-44,No,-44,-44,Yes,Yes,Yes,9,Yes,1,No,Yes,0,2,-44,Yes,6,No,No,-44,-44,No,-44,-44,30,171,12,0,0,159,7,0,0,89,3,0,0,0,3,0,0,0,2,9,-44,-44,-44,9,7,12,3360000,12,3360000,12,3360000,5,1950000,5,1931000,5,1950000,10,1160000,10,1125000,10,1183000,8,1160000,8,1137000,8,1160000,49,1109000,45,1076000,49,1142000,0,-44,0,-44,0,-44,6,560000,6,549000,6,566000,0,-44,0,-44,0,-44,84,510000,80,505000,85,525000,Increase demand for higher quality product,-44,Completed college/vocational training,Completed college/vocational training,University graduate,Completed college/vocational training,University graduate,University graduate,Completed secondary,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,-44,-44,Completed secondary,Completed secondary,-44,-44,Completed secondary,Did not complete primary school,Critical,Very important,Critical,Critical,Very important,Very important,Not important,Slightly important,Slightly important,Very important,Slightly important,Not important,Not important,Very important,Critical,Slightly important,Critical,Very important,Slightly important,Important,Critical,Important,Slightly important,Not important,Very important,Slightly important,Slightly important,Very important,Slightly important,Very important,Critical,Very important,Critical,Very important,Very important,Critical,Important,Very important,Very important,Important,Very important,Critical,Very important,Very important,Very important,Very important,Very important,Critical,Important,Very important,Important,Slightly important,Slightly important,Important,Critical,Very important,Not important,Slightly important,Important,Very important,Very important,Very important,Critical,Very important,Critical,Very important,Slightly important,Slightly important,Slightly important,Slightly important,Very important,Slightly important,Important,Slightly important,Very important,Very important,Critical,Very important,Important,Critical,Slightly difficult,Difficult,Almost impossible,1,24,Difficult,Difficult,Difficult,2,12,Very difficult,Slightly difficult,Difficult,2,12,Not difficult,Difficult,Difficult,1,4,Slightly difficult,Difficult,Slightly difficult,0,-44,-44,-44,-44,-44,-44,Difficult,Slightly difficult,Difficult,0,-44,-44,-44,-44,-44,-44,Not difficult,Very difficult,Not difficult,1,2,Very important,Important,Very important,Very important,Critical,Important,Slightly important,Not important,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,No obstacle,Public announcement/advertisement,-44,No,-44,-44,-44,-44,Yes,0,50,No,-44,No,-44,-44,-44,-44,-44,-44,Yes,100,0,-44,0,Yes,17,Yes,46,22,0,0,30,0,0,0,0,0,2,0,0,-44,33,67,0,0,0,0,0,0,0,0,0,0,0,0,0, ,Yes,Loan,2010,11000000,12,48,Private commercial banks,Yes,No,Yes,No,No,No,-44,120,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,907500000,930000000,288300000,175500000,27900000,55800000,102300000,8649000,9300000,18600000,37200000,0,0,9300000,0,11997000,288300000,26753000,No obstacle,Major obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Very severe obstacle,Major obstacle,Major obstacle,No obstacle,Very severe obstacle,Minor obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Yes,Yes,Yes,No,No,Corruption,Inadequately educated workforce,"Crime, theft and disorder",Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Administratie procedure is cumbersome,-44,No,-44,-44,Marketing and Operations support,-44,Yes,No,No,Yes,No,Yes,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,No,Somewhat truthful,Are estimates computed with some precision, 1231230754,1230754,Jamaica,Jamaica,Transport,754,No,-44,-44,-44,-44,Limited partnership,-44,57,43,57,0,0,Equally men and women,No,Yes,35,Delegates decisions to other partners,10,10,Predominantly men,Male,Male,Male,1947,Yes,Yes,1947,-66,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,1,2,-44,No,-44,-44,-44,-44,Yes,9,2,0,-44,No,-44,-44,-44,-44,Yes,Do not know,Yes,Yes,Yes,0,-44,-44,100,0,-44,0,0,100,16,Small private firms (less than 20 employees),0,0,100,FLEET MANAGEMENT,100,Local,0,Increased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,61,39,No,-44,No,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,Yes,No,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,No obstacle,-44,Strongly agree,Tend to disagree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,4,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,5188000,Yes,No,Yes,No,Yes,No,-44,-44,No,-44,-44,No,Yes,No,0,No,-44,-44,Yes,0,0,-44,Yes,6,No,No,-44,-44,Yes,14,2,-66,146,6,0,0,140,0,0,0,74,29,1,0,0,28,0,0,0,16,8,2,-44,-44,8,3,7,1440000,6,1397000,7,1454000,5,1200000,5,1176000,5,1212000,14,630000,13,624000,14,643000,8,490000,7,470000,8,490000,35,630000,31,605000,35,643000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,106,330000,98,320000,108,333000,Economic upturn/downturn,-44,Completed college/vocational training,University graduate,University graduate,University graduate,University graduate,University graduate,Completed secondary,Started but did not complete college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,-44,-44,-44,-44,Completed secondary,Did not complete primary school,Slightly important,Very important,Critical,Important,Very important,Critical,Critical,Very important,Very important,Very important,Not important,Slightly important,Slightly important,Slightly important,Critical,Slightly important,Critical,Very important,Very important,Very important,Very important,Very important,Important,Slightly important,Critical,Slightly important,Important,Very important,Very important,Not important,Critical,Very important,Very important,Critical,Critical,Important,Slightly important,Critical,Very important,Very important,Important,Very important,Slightly important,Important,Very important,Critical,Very important,Important,Critical,Critical,Critical,Slightly important,Very important,Important,Important,Very important,Very important,Not important,Important,Not important,Critical,Very important,Critical,Very important,Critical,Critical,Important,Slightly important,Critical,Very important,Very important,Critical,Important,Slightly important,Very important,Slightly important,Slightly important,Very important,Critical,Critical,Very difficult,Very difficult,Slightly difficult,3,18,Difficult,Slightly difficult,Slightly difficult,1,12,Difficult,Slightly difficult,Difficult,5,6,Not difficult,Difficult,Very difficult,1,7,Difficult,Almost impossible,Difficult,4,7,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Difficult,Difficult,Slightly difficult,5,1,Important,Important,Very important,Important,Important,Important,Very important,Very important,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Public announcement/advertisement,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm cannot afford the optimal level of training,Yes,Minor obstacle,Minor obstacle,Very severe obstacle,Very severe obstacle,Minor obstacle,Major obstacle,Yes,100,0,-44,0,Yes,16,No,70,30,0,0,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,2,2,Collateral or cosigners unacceptable,-44,1091200000,1179200000,341968000,105000000,47168000,70752000,35376000,35376000,11792000,11792000,47168000,0,0,94336000,0,120750000,283008000,263235000,No obstacle,Major obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Minor obstacle,No obstacle,Moderate obstacle,No obstacle,Minor obstacle,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,Tax Rates,Labor Regulations,Cost of finance,Moderate obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,-44,-44,technological and Innovation Support,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,Yes,Truthful,Are estimates computed with some precision, 1231230757,1230757,Jamaica,Jamaica,Transport,757,No,-44,-44,-44,-44,Limited partnership,-44,70,100,0,0,0,Equally men and women,Yes,Yes,57,Delegates decisions to other partners,12,7,Equally men and women,Male,Female,Male,1981,Yes,Yes,1981,32,No,-44,-44,Yes,9,Yes,No,-44,-44,No,-44,-44,Yes,1,1,1,-44,No,-44,-44,-44,-44,Yes,8,4,0,-44,No,-44,-44,-44,-44,Yes,1,Yes,Yes,Yes,0,-44,-44,100,0,-44,0,56,44,18,Small private firms (less than 20 employees),47,52,1,COURIER,100,National,5,Decreased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,85,15,No,-44,Yes,No,No,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,No,No,Yes,No,Yes,No,Yes,No,-44,Critical,Very Important,Important,Important,Slightly important,Important,Slightly important,Yes,100,No,-44,No,-44,No,No,13080000,19,Yes,Yes,Yes,Yes,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,-44,Tend to disagree,Strongly disagree,Strongly agree,Strongly agree,No,-44,-44,-44,-44,-44,Yes,5,-44,Yes,9,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,Outside working hours,Knife,Personal possessions of employees or customers,1274000,Group of criminals,No,Yes,-44,Yes,1,Outside working hours,Firearm/gun,Money,7324000,Group of criminals,Yes,Yes,-44,Yes,1,Outside working hours,Firearm/gun,Money,1911000,A former employee,Yes,No,Don't have the time; inconvenient,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,2,Outside working hours,Firearm/gun,Money,12418000,Group of criminals,Yes,Yes,-44,Yes,1,Outside working hours,Other,Money,318000,Gang related,No,No,Offenders rarely caught or prosecuted,No,-44,-44,1570000,Yes,No,Yes,No,Yes,No,-44,-44,No,-44,-44,No,No,No,23,Yes,1,No,Yes,0,0,-44,No,-44,-44,No,-44,-44,Yes,3,2,10,143,7,0,0,136,6,0,0,75,29,1,0,0,28,0,0,0,21,5,3,-44,-44,5,7,8,1180000,9,1133000,8,1192000,10,860000,11,851000,10,869000,9,430000,10,426000,9,443000,10,370000,11,363000,10,374000,46,430000,52,413000,48,443000,0,-44,0,-44,0,-44,5,290000,6,281000,5,296000,0,-44,0,-44,0,-44,84,190000,92,186000,84,200000,Economic upturn/downturn,-44,University graduate,Completed secondary,Completed college/vocational training,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,-44,-44,Completed primary school,Completed primary school,Slightly important,Very important,Very important,Important,Critical,Critical,Slightly important,Very important,Very important,Very important,Not important,Not important,Not important,Not important,Very important,Slightly important,Critical,Very important,Very important,Important,Very important,Very important,Very important,Important,Important,Very important,Important,Not important,Slightly important,Important,Critical,Important,Very important,Very important,Critical,Very important,Very important,Very important,Very important,Very important,Critical,Very important,Slightly important,Not important,Very important,Not important,Very important,Slightly important,Very important,Critical,Important,Very important,Slightly important,Important,Very important,Very important,Slightly important,Not important,Important,Not important,Slightly important,Slightly important,Very important,Important,Critical,Not important,Very important,Important,Critical,Not important,Important,Very important,Critical,Critical,Slightly important,Critical,Very important,Slightly important,Important,Very important,Slightly difficult,Not difficult,Slightly difficult,3,10,Very difficult,Difficult,Slightly difficult,2,20,Slightly difficult,Very difficult,Almost impossible,2,10,Difficult,Not difficult,Slightly difficult,2,7,Slightly difficult,Slightly difficult,Almost impossible,3,7,-44,-44,-44,-44,-44,Difficult,Difficult,Difficult,0,-44,-44,-44,-44,-44,-44,Difficult,Not difficult,Difficult,3,2,Very important,Important,Important,Very important,Very important,Not important,Slightly important,Important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Major obstacle,Major obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Major obstacle,Public announcement/advertisement,-44,No,-44,-44,-44,-44,Yes,0,20,No,-44,Yes,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Yes,100,0,-44,0,Yes,17,Yes,57,18,0,0,25,0,0,0,0,0,0,0,0,-44,23,56,0,0,0,21,0,0,0,0,0,0,0,0,0, ,Yes,Loan,2011,14000000,18,39,Private commercial banks,Yes,No,No,Yes,Yes,No,-44,200,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,366000000,327000000,58860000,64900000,13080000,35970000,32700000,3270000,6540000,3270000,9810000,5250000,0,49050000,0,65237000,27305000,155264000,Minor obstacle,Major obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,Major obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,No obstacle,Major obstacle,Major obstacle,No,Yes,No,Yes,No,Tax administration,Access to finance,Electricity,No obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Too expensive,-44,Yes,Community based organization,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 1231230758,1230758,Jamaica,Jamaica,Transport,758,No,-44,-44,-44,-44,Limited partnership,-44,50,0,100,0,0,Equally men and women,No,Yes,50,Makes decisions in consultation with other partners,11,0,Predominantly women,Male,Male,Male,2001,No,Yes,2000,-66,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,2,1,-44,Yes,3,1,0,-44,Yes,6,4,0,-44,No,-44,-44,-44,-44,Yes,Do not know,Yes,Yes,Yes,0,-44,-44,100,0,-44,0,94,6,14,Small private firms (less than 20 employees),51,0,49,PHONE CARDS,74,National,12,Remained the same,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,64,36,No,-44,Yes,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,No,Yes,No,Yes,Yes,No,No,-44,Critical,Very Important,Critical,Very Important,Critical,Critical,Very Important,Yes,100,No,-44,No,-44,No,No,-99,Refusal to answer,Yes,Yes,Yes,No,Moderate obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,No obstacle,-44,Tend to agree,Tend to disagree,Tend to disagree,Strongly agree,No,-44,-44,-44,-44,-44,Yes,4,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-99,Yes,No,Yes,Yes,Yes,No,-44,-44,No,-44,-44,No,Yes,No,0,Yes,1,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,-66,1164,71,0,0,1093,47,0,0,634,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,70,71,5120000,67,5018000,72,5171000,58,3650000,57,3577000,58,3760000,81,2100000,77,2037000,82,2100000,66,2100000,59,2037000,65,2100000,328,1595000,305,1579000,344,1595000,0,-44,0,-44,0,-44,55,1180000,53,1156000,56,1204000,0,-44,0,-44,0,-44,505,586000,485,586000,510,604000,Increase demand for higher quality product,-44,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,-44,-44,Completed secondary,Started but did not complete secondary,-44,-44,Completed primary school,Did not complete primary school,Slightly important,Critical,Slightly important,Slightly important,Critical,Critical,Critical,Critical,Very important,Important,Important,Slightly important,Not important,Very important,Very important,Important,Important,Slightly important,Very important,Important,Critical,Critical,Not important,Slightly important,Critical,Important,Slightly important,Important,Important,Slightly important,Slightly important,Slightly important,Critical,Not important,Very important,Very important,Critical,Important,Very important,Critical,Critical,Very important,Slightly important,Slightly important,Very important,Important,Important,Very important,Critical,Critical,Very important,Very important,Not important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Very important,Slightly important,Very important,Critical,Slightly important,Very important,Very important,Very important,Very important,Slightly important,Critical,Critical,Critical,Critical,Critical,Slightly important,Critical,Slightly important,Very important,Critical,Critical,Very important,Difficult,Difficult,Slightly difficult,2,6,Difficult,Slightly difficult,Slightly difficult,0,-44,Not difficult,Very difficult,Almost impossible,3,20,Not difficult,Slightly difficult,Slightly difficult,4,5,Very difficult,Almost impossible,Difficult,13,9,-44,-44,-44,-44,-44,Slightly difficult,Difficult,Not difficult,4,2,-44,-44,-44,-44,-44,Not difficult,Difficult,Difficult,6,1,Important,Slightly important,Slightly important,Not important,Very important,Important,Important,Slightly important,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,No obstacle,Public announcement/advertisement,-44,No,-44,-44,-44,-44,Yes,0,40,No,-44,Yes,Major obstacle,Major obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Very severe obstacle,Yes,100,0,-44,0,Yes,16,Yes,63,12,0,0,20,0,0,0,0,0,5,0,0,-44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, ,Yes,Loan,2010,16000000,13,48,Private commercial banks,Yes,Yes,Yes,Yes,No,No,-44,160,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,178092000,0,415548000,0,457103000,1780920000,1055908000,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Yes,Yes,No,Yes,No,Tax Rates,Tax administration,Inadequately educated workforce,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,"General management, Business development and Strategies supp",-44,No,-44,-44,Yes,No,No,Yes,Yes,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,No,Somewhat truthful,Are estimates computed with some precision, 1231230768,1230768,Jamaica,Jamaica,Construction,768,No,-44,-44,-44,-44,Limited partnership,-44,42,100,0,0,0,Equally men and women,Yes,Yes,54,Delegates decisions to other partners,13,4,Predominantly men,Male,Female,Male,-66,No,Yes,1990,-66,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,No,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,12,4,0,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0,-44,93,0,7,15,Individuals,96,0,4,BUILDING CONSTRUCTION,87,Local,0,Remained the same,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,100,0,No,-44,Yes,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,No obstacle,-44,Tend to agree,Strongly disagree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,1632000,No,No,Yes,No,Yes,No,-44,-44,No,-44,-44,No,No,Yes,0,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,-66,50,6,0,0,44,3,0,0,23,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,2,6,1910000,6,1891000,6,1967000,3,1210000,3,1162000,3,1210000,3,940000,3,902000,3,968000,3,940000,3,902000,3,968000,7,856000,6,822000,7,856000,0,-44,0,-44,0,-44,1,540000,1,535000,1,540000,0,-44,0,-44,0,-44,27,450000,26,446000,28,459000,Increase demand for higher quality product,-44,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed college/vocational training,Completed secondary,-44,-44,Completed secondary,Did not complete primary school,Slightly important,Critical,Critical,Critical,Slightly important,Critical,Very important,Not important,Very important,Critical,Slightly important,Slightly important,Slightly important,Not important,Critical,Very important,Important,Very important,Very important,Critical,Very important,Very important,Slightly important,Slightly important,Critical,Important,Important,Slightly important,Not important,Important,Very important,Very important,Important,Important,Critical,Slightly important,Very important,Critical,Very important,Very important,Very important,Important,Very important,Very important,Very important,Very important,Critical,Very important,Critical,Slightly important,Very important,Slightly important,Important,Important,Important,Very important,Not important,Not important,Important,Slightly important,Very important,Very important,Critical,Important,Slightly important,Slightly important,Slightly important,Critical,Very important,Slightly important,Critical,Slightly important,Very important,Important,Very important,Not important,Critical,Very important,Critical,Very important,Difficult,Almost impossible,Not difficult,0,-44,Not difficult,Slightly difficult,Difficult,0,-44,Difficult,Difficult,Not difficult,0,-44,Not difficult,Difficult,Difficult,0,-44,Not difficult,Not difficult,Slightly difficult,0,-44,-44,-44,-44,-44,-44,Slightly difficult,Very difficult,Almost impossible,0,-44,-44,-44,-44,-44,-44,Slightly difficult,Slightly difficult,Difficult,2,1,Very important,Important,Not important,Slightly important,Very important,Not important,Slightly important,Not important,Minor obstacle,Minor obstacle,No obstacle,Major obstacle,No obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Major obstacle,Major obstacle,Minor obstacle,Private placement office,-44,No,-44,-44,-44,-44,No,-44,-44,-44,Other,No,-44,-44,-44,-44,-44,-44,No,100,0,-44,0,No,-44,No,55,0,0,25,20,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,Yes,Loan,2010,2700000,14,47,"Non-Bank financial institutions (microfinance institutions,",Yes,No,No,Yes,No,No,-44,-44,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,307500000,320000000,86400000,44100000,6400000,19200000,25600000,9600000,6400000,6400000,9600000,0,0,12800000,0,14720000,26496000,31501000,No obstacle,Minor obstacle,No obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Very severe obstacle,No obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,No obstacle,Minor obstacle,Moderate obstacle,No obstacle,Very severe obstacle,Yes,No,Yes,Yes,No,Inadequately educated workforce,Tax Rates,Tax administration,No obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed,-44,Yes,International organization,-44,Marketing and Operations support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Somewhat truthful,Are estimates computed with some precision, 1231230769,1230769,Jamaica,Jamaica,Construction,769,No,-44,-44,-44,-44,Limited partnership,-44,54,100,0,0,0,Predominantly women,No,No,55,Makes decisions in consultation with other partners,25,7,All men,Male,Male,Male,1958,No,Yes,1958,30,No,-44,-44,No,-44,-44,Yes,3,No,No,-44,-44,No,-44,-44,-44,-44,Yes,4,2,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,Do not know,Yes,Yes,Yes,0,-44,-44,100,0,-44,53,0,47,8,Individuals,59,10,31,HOUSE CONSTRUCTION,81,National,Do not know,Increased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,73,27,No,-44,Yes,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,No,No,No,No,No,No,Yes,No,-44,Slightly important,Very Important,Very Important,Important,Important,Very Important,Slightly important,Yes,100,No,-44,No,-44,No,No,6030000,30,Yes,No,Yes,No,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Major obstacle,Major obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,No obstacle,-44,Tend to agree,Strongly disagree,Tend to disagree,Strongly agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,796000,Yes,No,No,No,Yes,No,-44,-44,No,-44,-44,Yes,No,No,0,Yes,1,No,Yes,0,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,-66,88,8,0,0,80,0,0,0,44,24,1,0,0,23,0,0,0,8,3,5,-44,-44,3,3,9,1430000,8,1430000,9,1430000,6,920000,5,920000,6,920000,8,710000,7,703000,8,724000,7,490000,6,470000,7,505000,24,406000,20,394000,25,418000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,58,220000,49,213000,58,231000,Economic upturn/downturn,-44,University graduate,University graduate,Completed college/vocational training,Completed secondary,University graduate,University graduate,Completed secondary,Started but did not complete college/vocational training,Completed secondary,Completed secondary,-44,-44,-44,-44,-44,-44,Completed primary school,Completed primary school,Slightly important,Very important,Important,Very important,Critical,Very important,Very important,Slightly important,Not important,Important,Slightly important,Not important,Slightly important,Very important,Slightly important,Important,Critical,Very important,Critical,Slightly important,Very important,Very important,Not important,Not important,Slightly important,Slightly important,Important,Important,Important,Not important,Important,Important,Very important,Important,Very important,Very important,Critical,Critical,Very important,Critical,Very important,Important,Important,Not important,Critical,Not important,Important,Very important,Very important,Important,Very important,Important,Slightly important,Very important,Critical,Important,Not important,Not important,Not important,Very important,Very important,Important,Critical,Very important,Critical,Very important,Very important,Slightly important,Critical,Important,Critical,Very important,Important,Slightly important,Slightly important,Very important,Very important,Critical,Critical,Very important,Almost impossible,Difficult,Almost impossible,2,19,Difficult,Difficult,Not difficult,2,12,Slightly difficult,Slightly difficult,Slightly difficult,4,10,Difficult,Very difficult,Slightly difficult,0,-44,Slightly difficult,Difficult,Very difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Slightly difficult,Almost impossible,Slightly difficult,2,3,Important,Very important,Very important,Not important,Critical,Not important,Slightly important,Important,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Very severe obstacle,No obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Very severe obstacle,Very severe obstacle,Minor obstacle,Public announcement/advertisement,-44,Yes to fire,No,-44,Yes,3,No,-44,-44,-44,The firm cannot afford the optimal level of training,Yes,Very severe obstacle,Very severe obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Yes,100,0,-44,0,No,-44,No,50,0,0,0,50,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,Collateral requirements for loans or line of credit are unat,105300000,120600000,32562000,44100000,3618000,7236000,12060000,3618000,2412000,1206000,3618000,0,0,4824000,12060000,5692000,28944000,12010000,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Major obstacle,Moderate obstacle,No obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Yes,No,Yes,No,No,Practices of competitors in the informal sector,Cost of finance,Tax administration,Moderate obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Administratie procedure is cumbersome,-44,No,-44,-44,Marketing and Operations support,-44,No,-44,-44,Yes,No,No,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,Yes,No,No,Somewhat truthful,Are estimates computed with some precision, 1231230772,1230772,Jamaica,Jamaica,Construction,772,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded,-44,46,60,0,0,40,Equally men and women,No,Yes,45,Makes major strategic and fiancial decisions,11,3,Predominantly men,Male,Female,Male,-66,No,Do not know,-66,-66,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,2,2,-44,Yes,2,2,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,5,Yes,Yes,Yes,0,-44,-44,100,0,-44,0,0,100,14,Small private firms (less than 20 employees),0,0,100,CONSTRUCTION SERVICES,100,National,0,Increased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,69,31,No,-44,No,No,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,No,Yes,No,Yes,Yes,No,No,-44,Very Important,Critical,Slightly important,Critical,Slightly important,Very Important,Important,Yes,100,No,-44,No,-44,No,No,10350000,6,Yes,No,Yes,No,Minor obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,-44,Tend to disagree,Tend to agree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,994000,No,No,Yes,No,No,No,-44,-44,No,-44,-44,No,No,Yes,0,No,-44,-44,Yes,0,0,-44,No,-44,-44,Yes,30,No,Yes,Yes,2,-66,45,6,0,0,39,5,0,0,21,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,6,3450000,6,3416000,6,3519000,2,2240000,2,2173000,2,2262000,3,1540000,3,1494000,3,1586000,3,1540000,3,1540000,3,1540000,10,1416000,9,1402000,10,1430000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,21,870000,20,853000,21,905000,New products require new skills,-44,University graduate,Completed college/vocational training,Completed secondary,Completed college/vocational training,University graduate,University graduate,Completed secondary,Started but did not complete college/vocational training,Completed secondary,Started but did not complete college/vocational training,-44,-44,-44,-44,-44,-44,Completed secondary,Did not complete primary school,Very important,Important,Very important,Very important,Very important,Very important,Very important,Critical,Very important,Very important,Slightly important,Important,Slightly important,Slightly important,Very important,Very important,Critical,Very important,Very important,Important,Very important,Important,Very important,Slightly important,Not important,Not important,Not important,Slightly important,Slightly important,Not important,Slightly important,Slightly important,Very important,Slightly important,Very important,Important,Critical,Slightly important,Important,Important,Important,Important,Very important,Slightly important,Critical,Important,Critical,Critical,Very important,Very important,Very important,Very important,Very important,Slightly important,Very important,Important,Important,Important,Not important,Not important,Critical,Very important,Very important,Important,Slightly important,Slightly important,Slightly important,Very important,Not important,Very important,Critical,Critical,Very important,Not important,Very important,Critical,Very important,Important,Very important,Critical,Slightly difficult,Almost impossible,Almost impossible,0,-44,Slightly difficult,Difficult,Not difficult,0,-44,Slightly difficult,Difficult,Very difficult,0,-44,Not difficult,Very difficult,Difficult,1,5,Difficult,Not difficult,Not difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Very difficult,Very difficult,Very difficult,1,4,Important,Very important,Slightly important,Important,Very important,Slightly important,Slightly important,Very important,Minor obstacle,Major obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Private placement office,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm cannot afford the optimal level of training,Yes,Very severe obstacle,Major obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,No obstacle,Yes,100,0,-44,0,Yes,20,Yes,0,100,0,0,0,0,0,0,0,0,0,0,0,-44,41,0,0,0,0,59,0,0,0,0,0,0,0,0,0, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,198720000,207000000,53820000,55890000,6210000,14490000,20700000,6210000,2070000,4140000,8280000,6000000,31050000,2070000,0,2277000,70380000,4941000,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Very severe obstacle,Very severe obstacle,Moderate obstacle,No obstacle,Major obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Major obstacle,No obstacle,Major obstacle,Major obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Tax administration,"Crime, theft and disorder",Electricity,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,-44,-44,technological and Innovation Support,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Somewhat truthful,Are estimates computed with some precision, 1231230773,1230773,Jamaica,Jamaica,Construction,773,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded,-44,100,100,0,0,0,Equally men and women,Yes,Yes,59,Delegates decisions to other partners,9,6,All men,Male,Male,Male,1996,No,Yes,1996,24,No,-44,-44,Yes,9,No,No,-44,-44,Yes,5,No,Yes,2,2,1,-44,Yes,2,3,0,-44,Yes,12,4,0,-44,No,-44,-44,-44,-44,Yes,2,Yes,Yes,Yes,0,-44,-44,100,0,-44,0,0,100,6,Small private firms (less than 20 employees),15,0,85,BUILDING,100,Local,0,Remained the same,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,91,9,No,-44,Yes,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Major obstacle,No obstacle,-44,Tend to agree,Strongly agree,Strongly agree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,614000,Yes,No,Yes,Yes,Yes,No,-44,-44,No,-44,-44,No,No,No,11,No,-44,-44,Yes,0,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,10,27,3,0,0,24,2,0,0,12,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,1,3,2030000,3,1969000,3,2050000,1,1030000,1,999000,1,1051000,2,690000,2,662000,2,697000,1,540000,1,535000,1,540000,4,640000,4,627000,4,659000,0,-44,0,-44,0,-44,1,440000,1,431000,1,440000,0,-44,0,-44,0,-44,15,300000,15,288000,15,315000,-44,-44,Completed secondary,Completed college/vocational training,Completed college/vocational training,University graduate,Completed secondary,Completed secondary,Completed college/vocational training,Started but did not complete college/vocational training,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed secondary,-44,-44,Completed secondary,Did not complete primary school,Critical,Critical,Important,Important,Very important,Important,Very important,Important,Very important,Slightly important,Slightly important,Not important,Slightly important,Important,Slightly important,Very important,Critical,Very important,Very important,Slightly important,Critical,Important,Slightly important,Not important,Very important,Important,Not important,Slightly important,Slightly important,Slightly important,Critical,Important,Critical,Important,Critical,Critical,Critical,Very important,Critical,Slightly important,Critical,Important,Important,Slightly important,Important,Very important,Very important,Very important,Critical,Very important,Critical,Important,Very important,Important,Important,Very important,Not important,Not important,Important,Not important,Important,Critical,Very important,Critical,Important,Important,Very important,Very important,Very important,Very important,Important,Slightly important,Very important,Not important,Very important,Not important,Critical,Important,Very important,Critical,Difficult,Not difficult,Slightly difficult,0,-44,Not difficult,Difficult,Very difficult,0,-44,Slightly difficult,Slightly difficult,Slightly difficult,0,-44,Difficult,Almost impossible,Almost impossible,0,-44,Slightly difficult,Slightly difficult,Difficult,0,-44,-44,-44,-44,-44,-44,Not difficult,Very difficult,Not difficult,0,-44,-44,-44,-44,-44,-44,Slightly difficult,Slightly difficult,Very difficult,0,-44,Critical,Slightly important,Important,Important,Very important,Not important,Important,Important,Moderate obstacle,Very severe obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,No obstacle,No obstacle,Through family/friends,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm is affraid of investing in workers that after the t,No,-44,-44,-44,-44,-44,-44,Yes,0,100,-44,0,No,-44,No,80,0,0,0,20,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,Yes,Loan,2010,1600000,14,42,"Non-Bank financial institutions (microfinance institutions,",No,-44,-44,-44,-44,-44,-44,-44,Yes,1,0,-44,-44,187500000,186000000,52080000,16950000,5580000,13020000,20460000,0,1860000,1860000,5580000,0,0,29760000,0,40176000,48360000,95619000,No obstacle,Minor obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,No obstacle,No obstacle,Minor obstacle,No obstacle,Moderate obstacle,Minor obstacle,Major obstacle,No obstacle,Moderate obstacle,No obstacle,Very severe obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Practices of competitors in the informal sector,"Crime, theft and disorder",Cost of finance,No obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not aware of this type of assistance and don't know it advan,-44,Yes,Community based organization,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 1231230778,1230778,Jamaica,Jamaica,Services of motor vehicles,778,Yes,2,Establishment physically separated from HQ and other establi,Yes,2,Sole proprietorship,-44,-44,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Female,Female,-66,No,Do not know,-66,32,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,4,1,0,-44,Yes,4,3,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,1,No,No,Yes,0,-44,-44,100,0,-44,15,79,6,0,Individuals,10,61,29,VEHICLE SALES,85,Local,1,Remained the same,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,100,0,No,-44,Yes,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,Yes,No,Yes,No,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,No obstacle,-44,Strongly agree,Tend to disagree,Tend to agree,Strongly agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,1504000,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,No,No,0,Yes,1,No,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,3,2,-77,50,6,0,0,44,5,0,0,26,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,1,6,1180000,6,1156000,6,1192000,3,1070000,3,1027000,3,1091000,3,830000,3,797000,3,855000,4,830000,4,830000,4,838000,9,840000,9,840000,9,865000,0,-44,0,-44,0,-44,1,550000,1,539000,1,550000,0,-44,0,-44,0,-44,24,520000,26,504000,24,551000,Increase/decreased demand for goods,-44,Completed college/vocational training,Completed college/vocational training,University graduate,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed secondary,Started but did not complete college/vocational training,Completed college/vocational training,Completed secondary,-44,-44,Completed secondary,Completed secondary,-44,-44,Did not complete primary school,Completed primary school,Critical,Very important,Very important,Very important,Critical,Critical,Important,Critical,Important,Important,Slightly important,Important,Not important,Slightly important,Slightly important,Very important,Slightly important,Very important,Slightly important,Slightly important,Important,Critical,Not important,Not important,Important,Slightly important,Not important,Not important,Not important,Slightly important,Critical,Very important,Very important,Important,Very important,Important,Very important,Very important,Important,Important,Important,Important,Important,Not important,Critical,Very important,Slightly important,Very important,Important,Important,Critical,Very important,Not important,Very important,Important,Critical,Not important,Not important,Slightly important,Important,Very important,Slightly important,Critical,Important,Very important,Critical,Very important,Important,Critical,Important,Critical,Critical,Very important,Very important,Very important,Very important,Important,Very important,Very important,Very important,Very difficult,Not difficult,Slightly difficult,0,-44,Difficult,Almost impossible,Almost impossible,2,14,Slightly difficult,Very difficult,Very difficult,0,-44,Difficult,Almost impossible,Very difficult,0,-44,Very difficult,Slightly difficult,Almost impossible,0,-44,-44,-44,-44,-44,-44,Not difficult,Not difficult,Not difficult,0,-44,-44,-44,-44,-44,-44,Difficult,Almost impossible,Very difficult,2,2,Slightly important,Very important,Important,Very important,Very important,Slightly important,Important,Very important,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Public placement office,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm cannot afford the optimal level of training,Yes,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Minor obstacle,Yes,100,0,-44,0,No,-44,No,42,30,0,0,20,0,0,0,0,0,8,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,Yes,Loan,2010,20000000,12,37,Private commercial banks,Yes,No,No,Yes,No,No,-44,250,No,-44,-44,-44,Interest rates are not favorable,354000000,327000000,120990000,35310000,16350000,32700000,29430000,0,6540000,3270000,6540000,0,0,13080000,0,17658000,94830000,41496000,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Minor obstacle,Very severe obstacle,Yes,Yes,No,Yes,No,Practices of competitors in the informal sector,Tax administration,Cost of finance,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,No,Yes,No,No,Somewhat truthful,Are estimates computed with some precision, 1231230782,1230782,Jamaica,Jamaica,Services of motor vehicles,782,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,1990,No,Yes,1990,24,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,Yes,2,3,0,-44,Yes,11,3,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0,-44,93,0,7,0,Individuals,32,53,15,REPAIR AND SERVICES,100,National,Do not know,Increased,Decreased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,66,34,No,-44,No,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Major obstacle,Major obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,-44,Strongly agree,Tend to disagree,Tend to disagree,Tend to agree,Yes,No,-44,-44,-44,-44,Yes,-44,470000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,466000,Yes,No,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,Yes,4,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,15,2,8,28,3,0,0,25,1,0,0,14,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,2,3,3950000,3,3950000,3,3950000,1,2150000,1,2064000,1,2193000,1,1740000,1,1705000,1,1757000,2,1350000,2,1323000,2,1350000,5,1850000,5,1795000,5,1850000,0,-44,0,-44,0,-44,1,1140000,1,1094000,1,1174000,0,-44,0,-44,0,-44,15,800000,14,800000,15,824000,Economic upturn/downturn,-44,University graduate,Completed college/vocational training,University graduate,University graduate,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed secondary,-44,-44,Completed secondary,Completed secondary,-44,-44,Completed secondary,Completed primary school,Not important,Very important,Important,Important,Critical,Critical,Slightly important,Slightly important,Very important,Very important,Slightly important,Slightly important,Very important,Important,Slightly important,Slightly important,Slightly important,Very important,Critical,Slightly important,Very important,Critical,Important,Not important,Very important,Very important,Not important,Slightly important,Important,Not important,Critical,Important,Very important,Very important,Critical,Very important,Critical,Very important,Important,Very important,Critical,Slightly important,Critical,Very important,Critical,Important,Very important,Slightly important,Very important,Very important,Very important,Very important,Important,Very important,Very important,Important,Important,Not important,Not important,Slightly important,Very important,Very important,Slightly important,Critical,Very important,Slightly important,Very important,Critical,Important,Critical,Important,Critical,Important,Slightly important,Slightly important,Very important,Critical,Critical,Very important,Important,Not difficult,Not difficult,Not difficult,0,-44,Slightly difficult,Difficult,Difficult,0,-44,Difficult,Difficult,Difficult,0,-44,Slightly difficult,Difficult,Difficult,0,-44,Difficult,Difficult,Very difficult,0,-44,-44,-44,-44,-44,-44,Difficult,Slightly difficult,Slightly difficult,0,-44,-44,-44,-44,-44,-44,Not difficult,Difficult,Slightly difficult,0,-44,Important,Very important,Not important,Not important,Not important,Slightly important,Not important,Slightly important,Major obstacle,Very severe obstacle,No obstacle,No obstacle,No obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Major obstacle,No obstacle,Through family/friends,-44,No,-44,-44,-44,-44,Yes,0,30,No,-44,Yes,Very severe obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Yes,100,0,-44,0,Yes,19,No,62,23,0,0,15,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,128968000,137200000,31556000,43904000,6860000,9604000,13720000,1372000,2744000,2744000,2744000,0,0,20580000,9604000,27989000,19016000,64934000,No obstacle,Minor obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,No obstacle,No obstacle,Moderate obstacle,No obstacle,No obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,Tax Rates,Macroeconomic environment,Political environment,Minor obstacle,Yes,Yes,No,Yes,No,Yes,Yes,-44,-44,Yes,Moderated impact,-44,-44,Yes,No impact,No,No impact,-44,-44,No,No impact,-44,-44,Yes,No impact,Yes,No impact,-44,-44,Yes,Moderated impact,-44,-44,Yes,No impact,Yes,No impact,-44,-44,Yes,Moderated impact,-44,-44,No,No impact,Yes,Large impact,-44,-44,No,Large impact,-44,-44,Yes,Moderated impact,Yes,No impact,-44,-44,Yes,Moderated impact,-44,-44,Yes,No impact,Yes,No impact,-44,-44,Yes,Moderated impact,-44,-44,No,No impact,Yes,Moderated impact,-44,-44,Yes,Moderated impact,-44,-44,Yes,No impact,Yes,No impact,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,Yes,Truthful,Are taken directly from the establishment's records, 1231230785,1230785,Jamaica,Jamaica,Services of motor vehicles,785,Yes,4,Headquarters with production and/or sales at this location,Yes,4,Limited partnership,-44,40,100,0,0,0,Predominantly men,No,Yes,40,Delegates decisions to other partners,12,1,Predominantly men,Male,Female,Male,1992,Yes,Yes,1992,20,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,1,1,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,Do not know,Yes,Yes,Yes,0,-44,-44,100,0,-44,0,100,0,5,Individuals,84,11,5,REPAIR,89,National,1,Remained the same,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,35,65,No,-44,Yes,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,Major obstacle,Very severe obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,No obstacle,-44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,-44,5050000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,321000,No,No,Yes,No,No,No,-44,-44,No,-44,-44,Yes,Yes,No,0,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,No,2,6,26,3,0,0,23,3,0,0,12,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,1,3,1120000,3,1109000,3,1142000,2,670000,2,657000,2,670000,2,540000,2,518000,2,540000,2,540000,2,524000,2,545000,4,469000,4,450000,4,478000,0,-44,0,-44,0,-44,1,350000,1,336000,1,354000,0,-44,0,-44,0,-44,12,230000,12,228000,12,242000,-44,-44,University graduate,Completed secondary,Completed college/vocational training,Completed college/vocational training,University graduate,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed primary school,Completed primary school,Very important,Very important,Slightly important,Very important,Slightly important,Critical,Important,Important,Important,Slightly important,Slightly important,Not important,Not important,Very important,Important,Important,Slightly important,Critical,Important,Critical,Very important,Very important,Slightly important,Not important,Critical,Important,Slightly important,Slightly important,Not important,Important,Important,Slightly important,Slightly important,Not important,Very important,Slightly important,Very important,Important,Very important,Critical,Critical,Very important,Important,Slightly important,Very important,Very important,Very important,Very important,Very important,Critical,Important,Slightly important,Slightly important,Important,Important,Very important,Important,Not important,Slightly important,Very important,Important,Slightly important,Very important,Slightly important,Critical,Slightly important,Important,Important,Important,Very important,Critical,Critical,Very important,Important,Important,Slightly important,Very important,Critical,Very important,Important,Difficult,Difficult,Very difficult,0,-44,Very difficult,Difficult,Almost impossible,4,15,Difficult,Difficult,Difficult,1,11,Not difficult,Difficult,Almost impossible,0,-44,Not difficult,Very difficult,Difficult,0,-44,-44,-44,-44,-44,-44,Difficult,Difficult,Slightly difficult,0,-44,-44,-44,-44,-44,-44,Difficult,Difficult,Very difficult,0,-44,Slightly important,Very important,Critical,Important,Very important,Not important,Slightly important,Very important,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Very severe obstacle,Minor obstacle,Through family/friends,-44,No,-44,-44,-44,-44,No,-44,-44,-44,Other,No,-44,-44,-44,-44,-44,-44,Yes,100,0,-44,0,Yes,16,Yes,75,15,0,0,10,0,0,0,0,0,0,0,0,-44,30,70,0,0,0,0,0,0,0,0,0,0,0,0,0, ,Yes,Loan,2012,4000000,17,17,Private commercial banks,Yes,No,No,No,Yes,No,-44,-44,Yes,1,0,-44,-44,54450000,53550000,19814000,10800000,2678000,3213000,4284000,1071000,536000,536000,2142000,0,0,7497000,0,9971000,8424000,21936000,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,No obstacle,Very severe obstacle,Major obstacle,No,Yes,Yes,No,No,Tax administration,Access to finance,Cost of finance,No obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Too expensive,-44,Yes,Private independent fund,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Yes,Yes,No,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,No,Somewhat truthful,Are estimates computed with some precision, 1231230789,1230789,Jamaica,Jamaica,Services of motor vehicles,789,No,-44,-44,-44,-44,Partnership (including limited liability companies),-44,55,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Female,Male,2007,No,Yes,2007,4,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,2,2,-44,No,-44,-44,-44,-44,Yes,6,3,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0,-44,0,100,0,0,Individuals,0,92,8,SALE OF PARTS,88,National,Do not know,Remained the same,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,81,19,No,-44,Yes,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Very severe obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,-44,Tend to disagree,Tend to disagree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,197000,No,No,No,Yes,No,No,-44,-44,No,-44,-44,No,Yes,Yes,0,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,8,22,3,0,0,19,1,0,0,10,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,3,710000,3,682000,3,717000,1,580000,1,563000,1,597000,1,400000,1,392000,1,408000,1,360000,1,349000,1,360000,5,285000,5,274000,5,285000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,11,150000,10,147000,11,156000,Economic upturn/downturn,-44,Completed college/vocational training,University graduate,University graduate,Started but did not complete secondary,Completed secondary,Completed college/vocational training,Completed secondary,Started but did not complete college/vocational training,Completed college/vocational training,Completed secondary,-44,-44,-44,-44,-44,-44,Completed secondary,Completed primary school,Critical,Slightly important,Important,Important,Critical,Slightly important,Slightly important,Important,Slightly important,Critical,Slightly important,Not important,Not important,Slightly important,Important,Critical,Very important,Slightly important,Very important,Critical,Critical,Very important,Important,Slightly important,Not important,Slightly important,Slightly important,Slightly important,Very important,Slightly important,Important,Critical,Important,Important,Critical,Critical,Very important,Slightly important,Critical,Critical,Important,Very important,Important,Very important,Very important,Important,Critical,Slightly important,Important,Very important,Very important,Important,Not important,Very important,Very important,Very important,Slightly important,Slightly important,Slightly important,Not important,Slightly important,Very important,Slightly important,Very important,Very important,Important,Critical,Slightly important,Very important,Slightly important,Very important,Important,Important,Not important,Very important,Slightly important,Very important,Very important,Very important,Very important,Not difficult,Slightly difficult,Difficult,0,-44,Not difficult,Very difficult,Difficult,0,-44,Not difficult,Not difficult,Difficult,1,11,Slightly difficult,Very difficult,Almost impossible,0,-44,Slightly difficult,Very difficult,Difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Difficult,Slightly difficult,Very difficult,0,-44,Very important,Very important,Not important,Not important,Slightly important,Critical,Very important,Important,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,No obstacle,Public placement office,-44,No,-44,-44,-44,-44,Yes,0,30,No,-44,No,-44,-44,-44,-44,-44,-44,No,0,100,-44,0,Yes,17,No,77,23,0,0,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,Collateral requirements for loans or line of credit are unat,30680000,32760000,13432000,6890000,1638000,1966000,3604000,0,328000,328000,1310000,655000,0,655000,0,845000,9173000,1884000,No obstacle,Moderate obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Major obstacle,No obstacle,No obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,No,No,Yes,No,No,Tax Rates,"Crime, theft and disorder",Tax administration,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,technological and Innovation Support,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,Yes,Somewhat truthful,Are estimates computed with some precision, 1231230791,1230791,Jamaica,Jamaica,Services of motor vehicles,791,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,100,0,0,0,All women,Yes,Not applicable,100,Makes major strategic and fiancial decisions,7,3,Predominantly men,Male,Female,Male,1996,No,Yes,1996,18,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,6,2,2,-44,Yes,3,2,0,-44,Yes,7,4,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0,-44,6,76,18,0,Individuals,10,73,17,CAR SALES,92,Local,0,Decreased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,81,19,No,-44,Yes,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,No obstacle,-44,Tend to agree,Tend to agree,Tend to disagree,Strongly agree,Yes,No,-44,-44,-44,-44,Yes,1,-44,Yes,-44,460000,Yes,1,Outside working hours,Firearm/gun,Goods or stock,152000,Group of criminals,Yes,No,Tried to/was unable to contact the police,Yes,1,During working hours,Baseball bat,Goods or stock,18000,A fellow employee,No,No,Police have not done anything in the past,Yes,1,Outside working hours,Firearm/gun,Other company property,92000,Gang related,No,No,They occur too frequently,Yes,4,Outside working hours,Baseball bat,Money,32000,Gang related,Yes,No,Tried to/was unable to contact the police,Yes,1,Outside working hours,Firearm/gun,Other,4600,Group of criminals,Yes,Yes,-44,Yes,1,Outside working hours,Other,Other company property,23000,A fellow employee,No,No,Don't have the time; inconvenient,Yes,3,During working hours,Baseball bat,Personal possessions of employees or customers,0,Group of criminals,No,No,No loss or damage,No,-44,-44,2765000,No,No,Yes,No,Yes,No,-44,-44,No,-44,-44,Yes,No,No,0,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,15,57,7,0,0,50,4,0,0,29,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,2,7,1760000,6,1742000,7,1778000,2,950000,2,931000,2,969000,3,750000,3,728000,3,773000,4,670000,3,663000,4,670000,9,677000,8,677000,9,684000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,32,410000,28,398000,33,435000,Increase demand for higher quality product,-44,University graduate,Completed college/vocational training,Completed college/vocational training,Completed secondary,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,-44,-44,-44,-44,-44,-44,Completed secondary,Did not complete primary school,Critical,Critical,Very important,Not important,Slightly important,Important,Important,Very important,Very important,Very important,Slightly important,Important,Not important,Very important,Critical,Important,Slightly important,Critical,Critical,Very important,Critical,Very important,Not important,Not important,Important,Very important,Slightly important,Very important,Slightly important,Very important,Critical,Critical,Critical,Slightly important,Very important,Critical,Slightly important,Important,Critical,Critical,Very important,Important,Critical,Slightly important,Critical,Critical,Critical,Very important,Very important,Critical,Very important,Not important,Slightly important,Important,Very important,Slightly important,Slightly important,Important,Slightly important,Slightly important,Very important,Very important,Critical,Important,Important,Important,Slightly important,Important,Very important,Very important,Very important,Important,Very important,Very important,Critical,Important,Very important,Very important,Critical,Very important,Very difficult,Very difficult,Almost impossible,1,17,Slightly difficult,Very difficult,Slightly difficult,0,-44,Difficult,Difficult,Not difficult,0,-44,Slightly difficult,Difficult,Slightly difficult,0,-44,Slightly difficult,Almost impossible,Slightly difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Very difficult,Difficult,Difficult,3,3,Important,Important,Very important,Not important,Critical,Important,Slightly important,Slightly important,Major obstacle,Moderate obstacle,No obstacle,No obstacle,Very severe obstacle,Major obstacle,Major obstacle,Major obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,No obstacle,Public announcement/advertisement,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm cannot afford the optimal level of training,Yes,Moderate obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Major obstacle,Major obstacle,No,100,0,-44,0,Yes,15,Yes,60,18,0,0,15,0,0,0,0,0,7,0,0,-44,0,0,0,0,0,30,70,0,0,0,0,0,0,0,0, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,522000000,576000000,155520000,35100000,17280000,34560000,51840000,0,5760000,11520000,23040000,18750000,0,92160000,0,115200000,167040000,271872000,Major obstacle,Minor obstacle,Major obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Very severe obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Yes,Yes,Yes,No,No,Tax Rates,Tax administration,Practices of competitors in the informal sector,No obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Financial magement and tax and customs administration,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,Yes,No,No,Yes,No,No,No,-44,-44,Yes,No,No,Somewhat truthful,Are taken directly from the establishment's records, 1231230799,1230799,Jamaica,Jamaica,Garments,799,No,-44,-44,-44,-44,Limited partnership,-44,60,100,0,0,0,Predominantly men,Yes,Yes,30,Makes major strategic and fiancial decisions,12,5,All men,Male,Male,Male,1958,Yes,Yes,1958,10,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,7,1,2,-44,No,-44,-44,-44,-44,Yes,11,2,0,-44,No,-44,-44,-44,-44,Yes,1,Yes,Yes,Yes,100,75,48,0,0,-44,16,84,0,9,Individuals,96,0,4,APPAREL,100,National,5,Increased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,100,0,No,-44,No,No,No,Yes,Yes,Yes,-44,-44,-44,-44,No,Yes,No,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,No,Yes,No,Yes,No,No,No,-44,Critical,Not important,Important,Very Important,Important,Critical,Not important,Yes,100,No,-44,No,-44,No,No,25800000,13,Yes,No,Yes,No,Very severe obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,No obstacle,-44,Tend to disagree,Tend to agree,Strongly agree,Strongly disagree,No,-44,-44,-44,-44,-44,Yes,4,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,107000,Yes,No,Yes,Yes,Yes,No,-44,-44,No,-44,-44,No,Yes,No,0,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,No,2,-66,155,9,86,39,21,1,41,19,11,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,2,9,840000,8,840000,9,848000,8,690000,7,690000,8,711000,17,530000,15,530000,17,541000,1,530000,1,530000,1,530000,4,462000,3,462000,4,462000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,56,400000,49,384000,57,400000,60,260000,51,250000,61,268000,Increase/decreased demand for goods,-44,Completed college/vocational training,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,University graduate,Completed secondary,Completed secondary,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,-44,-44,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed primary school,Very important,Very important,Important,Very important,Important,Very important,Not important,Important,Slightly important,Critical,Important,Slightly important,Important,Not important,Critical,Critical,Critical,Slightly important,Important,Slightly important,Important,Critical,Important,Important,Slightly important,Very important,Slightly important,Very important,Slightly important,Slightly important,Critical,Slightly important,Very important,Important,Very important,Critical,Critical,Very important,Very important,Critical,Important,Slightly important,Very important,Important,Slightly important,Important,Critical,Important,Very important,Very important,Very important,Very important,Very important,Important,Slightly important,Important,Slightly important,Not important,Important,Slightly important,Important,Critical,Very important,Important,Very important,Important,Slightly important,Important,Important,Slightly important,Critical,Important,Very important,Slightly important,Very important,Not important,Critical,Very important,Very important,Critical,Almost impossible,Slightly difficult,Almost impossible,3,13,Difficult,Very difficult,Difficult,2,12,Difficult,Very difficult,Slightly difficult,2,16,Not difficult,Very difficult,Not difficult,3,5,Slightly difficult,Difficult,Difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Difficult,Not difficult,Difficult,3,1,Slightly difficult,Slightly difficult,Slightly difficult,4,2,Very important,Critical,Slightly important,Not important,Critical,Very important,Very important,Very important,Major obstacle,Minor obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Public announcement/advertisement,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm is affraid of investing in workers that after the t,Yes,Major obstacle,Very severe obstacle,Major obstacle,Major obstacle,Major obstacle,Very severe obstacle,No,100,0,-44,0,Yes,17,Yes,57,23,0,0,15,0,0,0,0,0,5,0,0,-44,24,76,0,0,0,0,0,0,0,0,0,0,0,0,0, ,Yes,Loan,2012,12000000,15,24,Private commercial banks,No,-44,-44,-44,-44,-44,-44,155,No,-44,-44,-44,Size of loan and maturity are insufficiant,555000000,645000000,221400000,68900000,2218000,616000,25800000,5950000,179000,999000,564000,0,0,55550000,10000000,129600000,40600000,296784000,No obstacle,Moderate obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,No obstacle,Major obstacle,Moderate obstacle,No obstacle,No obstacle,Minor obstacle,Minor obstacle,No obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,Tax Rates,Customs and Trade Regulations,Electricity,No obstacle,Yes,Yes,Yes,Yes,No,Yes,No,No,No impact,Yes,Moderated impact,-44,-44,Yes,Large impact,-44,-44,No,No impact,No,No impact,-44,-44,Yes,No impact,-44,-44,Yes,Large impact,Yes,Moderated impact,-44,-44,Yes,No impact,-44,-44,Yes,Large impact,Yes,Moderated impact,-44,-44,Yes,No impact,-44,-44,Yes,Moderated impact,Yes,Moderated impact,-44,-44,Yes,No impact,-44,-44,No,Moderated impact,Yes,Moderated impact,-44,-44,No,No impact,-44,-44,Yes,Moderated impact,Yes,Moderated impact,-44,-44,No,No impact,-44,-44,Yes,Moderated impact,Yes,Large impact,-44,-44,Yes,No impact,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,Yes,Yes,No,No,Yes,No,No,Truthful,Are taken directly from the establishment's records, 1231230802,1230802,Jamaica,Jamaica,Services of motor vehicles,802,No,-44,-44,-44,-44,Limited partnership,-44,40,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,1978,No,Yes,1978,12,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,Yes,3,1,0,-44,Yes,12,4,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0,-44,22,70,8,0,Individuals,90,0,10,TRUCK PARTS AND ACCESSORIES,100,National,0,Increased,Increased,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,66,34,No,-44,Yes,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,No obstacle,-44,Tend to agree,Tend to agree,Strongly agree,Tend to disagree,Yes,No,-44,-44,-44,-44,Yes,-44,1940000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,1286000,Yes,No,Yes,No,Yes,No,-44,-44,No,-44,-44,Yes,No,Yes,0,No,-44,-44,No,-44,0,-44,Yes,4,No,No,-44,-44,Yes,Yes,2,-66,36,5,0,0,31,0,0,0,18,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,5,1050000,4,1040000,5,1082000,1,870000,1,835000,1,887000,2,650000,2,631000,2,663000,2,650000,2,644000,2,663000,7,525000,6,509000,7,525000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,19,380000,16,365000,19,384000,Increase/decreased demand for goods,-44,University graduate,Completed college/vocational training,Completed college/vocational training,University graduate,Completed college/vocational training,University graduate,Completed secondary,Completed secondary,Completed secondary,Started but did not complete college/vocational training,-44,-44,-44,-44,-44,-44,Completed primary school,Started but did not complete college/vocational training,Slightly important,Critical,Slightly important,Very important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Very important,Slightly important,Slightly important,Not important,Not important,Very important,Critical,Very important,Very important,Critical,Slightly important,Very important,Critical,Not important,Very important,Slightly important,Important,Slightly important,Important,Very important,Very important,Slightly important,Very important,Very important,Critical,Important,Critical,Slightly important,Important,Very important,Very important,Important,Slightly important,Critical,Critical,Critical,Important,Critical,Critical,Important,Important,Very important,Critical,Important,Important,Very important,Very important,Not important,Slightly important,Slightly important,Important,Important,Critical,Important,Very important,Critical,Very important,Critical,Slightly important,Critical,Important,Slightly important,Very important,Slightly important,Important,Very important,Very important,Slightly important,Slightly important,Very important,Critical,Almost impossible,Difficult,Almost impossible,0,-44,Very difficult,Not difficult,Difficult,0,-44,Difficult,Difficult,Very difficult,1,12,Very difficult,Very difficult,Difficult,0,-44,Difficult,Slightly difficult,Not difficult,2,5,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Slightly difficult,Not difficult,Slightly difficult,0,-44,Important,Very important,Very important,Slightly important,Very important,Very important,Slightly important,Important,Major obstacle,Minor obstacle,Minor obstacle,No obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Public announcement/advertisement,-44,Yes to hire,Yes,1,No,-44,No,-44,-44,-44,The firm cannot afford the optimal level of training,Yes,Minor obstacle,Very severe obstacle,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,Yes,100,0,-44,0,No,-44,No,80,0,0,0,20,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,1,Incompleteness of loan application,-44,542400000,643200000,192960000,18720000,32160000,45024000,32160000,0,12864000,6432000,12864000,0,0,96480000,51456000,131213000,112560000,280796000,Minor obstacle,Minor obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,No obstacle,No obstacle,Minor obstacle,No obstacle,Moderate obstacle,No obstacle,Minor obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Tax Rates,Practices of competitors in the informal sector,Business Licensing and Permits,No obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,"General management, Business development and Strategies supp",-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,Yes,No,Yes,Somewhat truthful,Are estimates computed with some precision, 1231230815,1230815,Jamaica,Jamaica,Wholesale,815,No,-44,-44,-44,-44,Limited partnership,-44,75,100,0,0,0,Equally men and women,Yes,Yes,49,Delegates decisions to other partners,12,5,Equally men and women,Female,Female,Female,1986,Yes,Yes,1986,24,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,3,3,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0,-44,0,65,35,0,Small private firms (less than 20 employees),0,0,100,FOOD ITEMS,100,Local,0,Remained the same,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,62,38,No,-44,Yes,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,Yes,No,Major obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,-44,Tend to agree,Tend to agree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,278000,No,No,Yes,No,No,No,-44,-44,No,-44,-44,No,Yes,Yes,2,Yes,1,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,-66,24,3,0,0,21,2,0,0,12,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,1,3,1270000,3,1245000,3,1295000,1,940000,1,912000,1,940000,1,640000,1,627000,1,659000,2,640000,2,614000,2,659000,5,554000,5,537000,5,560000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,12,260000,12,260000,12,263000,-44,-44,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed secondary,Completed secondary,-44,-44,-44,-44,-44,-44,Completed secondary,Did not complete primary school,Very important,Critical,Important,Slightly important,Very important,Slightly important,Not important,Very important,Critical,Critical,Slightly important,Not important,Slightly important,Not important,Critical,Very important,Very important,Important,Important,Slightly important,Important,Important,Slightly important,Important,Very important,Very important,Slightly important,Slightly important,Slightly important,Not important,Critical,Critical,Important,Critical,Slightly important,Important,Critical,Very important,Very important,Important,Important,Very important,Important,Slightly important,Slightly important,Critical,Slightly important,Very important,Critical,Important,Important,Very important,Not important,Very important,Very important,Slightly important,Important,Not important,Important,Slightly important,Important,Very important,Critical,Critical,Very important,Important,Very important,Important,Important,Critical,Very important,Important,Critical,Very important,Critical,Very important,Very important,Very important,Very important,Very important,Difficult,Not difficult,Almost impossible,0,-44,Slightly difficult,Difficult,Almost impossible,4,18,Very difficult,Almost impossible,Very difficult,0,-44,Slightly difficult,Almost impossible,Difficult,0,-44,Very difficult,Not difficult,Difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Slightly difficult,Difficult,Difficult,0,-44,Very important,Slightly important,Not important,Not important,Very important,Important,Not important,Not important,Major obstacle,Major obstacle,No obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Public announcement/advertisement,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm cannot afford the optimal level of training,Yes,Very severe obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Yes,100,0,-44,0,Yes,18,No,84,16,0,0,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,1,Insufficient profitability,-44,53382000,55552000,21665000,12300000,2222000,5555000,2778000,0,1111000,556000,1111000,2778000,0,1111000,0,1344000,8739000,3118000,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,Yes,Yes,Yes,Yes,No,"Crime, theft and disorder",Access to finance,Electricity,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,-44,-44,technological and Innovation Support,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,No,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,No,Somewhat truthful,Are taken directly from the establishment's records, 1231230826,1230826,Jamaica,Jamaica,Retail,826,No,-44,-44,-44,-44,Partnership (including limited liability companies),-44,50,100,0,0,0,Equally men and women,No,Yes,23,Delegates decisions to other partners,8,4,Predominantly men,Male,Male,Female,1953,No,Yes,1953,47,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,2,1,-44,Yes,3,2,0,-44,Yes,7,2,0,-44,No,-44,-44,-44,-44,Yes,3,Yes,Yes,Yes,0,-44,-44,100,0,-44,21,55,24,9,Individuals,32,21,47,HEALTH AND BEAUTY ITEMS,100,National,1,Remained the same,Decreased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,74,26,No,-44,Yes,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Very severe obstacle,Major obstacle,No obstacle,-44,Strongly disagree,Tend to disagree,Strongly disagree,Strongly agree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-99,Yes,No,Yes,Yes,No,No,-44,-44,No,-44,-44,No,Yes,Yes,0,No,-44,-44,No,-44,0,-44,Yes,14,No,No,-44,-44,No,-44,-44,5,43,5,0,0,38,4,0,0,22,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,2,5,1640000,5,1574000,5,1656000,2,1170000,2,1135000,2,1182000,2,1000000,2,960000,2,1020000,2,880000,2,862000,2,880000,11,955000,12,955000,12,965000,0,-44,0,-44,0,-44,8,460000,9,442000,8,474000,0,-44,0,-44,0,-44,13,550000,14,545000,13,567000,Increase demand for higher quality product,-44,University graduate,University graduate,University graduate,University graduate,University graduate,University graduate,Completed secondary,Started but did not complete college/vocational training,Completed secondary,Completed secondary,-44,-44,Completed college/vocational training,Completed secondary,-44,-44,Completed secondary,Did not complete primary school,Very important,Very important,Very important,Critical,Important,Very important,Important,Slightly important,Critical,Very important,Slightly important,Important,Not important,Not important,Very important,Important,Very important,Important,Critical,Critical,Very important,Critical,Not important,Important,Critical,Slightly important,Not important,Important,Important,Slightly important,Critical,Very important,Very important,Important,Critical,Very important,Very important,Very important,Very important,Important,Very important,Important,Critical,Very important,Critical,Very important,Very important,Important,Very important,Critical,Slightly important,Not important,Important,Important,Slightly important,Important,Important,Not important,Slightly important,Slightly important,Very important,Critical,Critical,Very important,Important,Very important,Very important,Very important,Critical,Critical,Important,Very important,Very important,Slightly important,Slightly important,Very important,Critical,Very important,Important,Critical,Slightly difficult,Difficult,Very difficult,0,-44,Very difficult,Almost impossible,Difficult,4,19,Difficult,Not difficult,Difficult,0,-44,Difficult,Slightly difficult,Very difficult,0,-44,Slightly difficult,Difficult,Almost impossible,0,-44,-44,-44,-44,-44,-44,Not difficult,Not difficult,Very difficult,2,1,-44,-44,-44,-44,-44,Very difficult,Slightly difficult,Very difficult,1,3,Important,Critical,Slightly important,Important,Very important,Very important,Important,Critical,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Major obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Minor obstacle,Public announcement/advertisement,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm cannot afford the optimal level of training,No,-44,-44,-44,-44,-44,-44,Yes,100,0,-44,0,No,-44,No,41,0,34,0,25,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,0,0,25088000,6272000,33116000,72975000,71531000,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Very severe obstacle,No obstacle,Major obstacle,No obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,Very severe obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Yes,No,No,Yes,No,Corruption,"Crime, theft and disorder",Access to finance,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Administratie procedure is cumbersome,-44,No,-44,-44,Financial magement and tax and customs administration,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,Yes,Truthful,Are taken directly from the establishment's records, 1231230827,1230827,Jamaica,Jamaica,Wholesale,827,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Male,Female,Female,-66,No,Do not know,-66,17,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,No,No,Yes,0,-44,-44,100,0,-44,0,90,10,0,Small private firms (less than 20 employees),0,99,1,WHOLESALE OF HOUSEHOLD ITEMS,52,National,5,Remained the same,Decreased,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,87,13,No,-44,Yes,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,Yes,No,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,No obstacle,-44,Tend to agree,Tend to disagree,Strongly agree,Tend to disagree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,607000,No,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,No,0,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,3,2,-66,44,6,0,0,38,3,0,0,22,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,2,6,710000,5,689000,6,724000,2,490000,2,480000,2,505000,3,390000,3,386000,3,402000,3,390000,3,386000,3,390000,8,372000,7,357000,8,379000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,22,170000,19,163000,22,180000,Economic upturn/downturn,-44,Started but did not complete college/vocational training,Started but did not complete college/vocational training,Completed secondary,Started but did not complete college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Started but did not complete college/vocational training,Completed secondary,Completed secondary,-44,-44,-44,-44,-44,-44,Did not complete primary school,Did not complete primary school,Very important,Very important,Not important,Critical,Important,Very important,Very important,Critical,Slightly important,Very important,Slightly important,Not important,Slightly important,Slightly important,Slightly important,Slightly important,Very important,Slightly important,Important,Critical,Very important,Very important,Important,Important,Not important,Very important,Slightly important,Very important,Important,Slightly important,Critical,Slightly important,Not important,Important,Critical,Very important,Very important,Critical,Critical,Critical,Slightly important,Critical,Very important,Not important,Very important,Not important,Very important,Critical,Important,Important,Important,Slightly important,Not important,Important,Important,Important,Slightly important,Important,Slightly important,Important,Slightly important,Critical,Critical,Very important,Very important,Not important,Very important,Critical,Very important,Slightly important,Very important,Critical,Important,Slightly important,Important,Important,Very important,Important,Critical,Critical,Difficult,Not difficult,Almost impossible,0,-44,Almost impossible,Very difficult,Not difficult,2,11,Slightly difficult,Almost impossible,Difficult,3,15,Not difficult,Slightly difficult,Very difficult,0,-44,Difficult,Slightly difficult,Almost impossible,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Slightly difficult,Very difficult,Difficult,4,4,Important,Very important,Very important,Important,Very important,Very important,Important,Important,Major obstacle,Moderate obstacle,No obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Minor obstacle,Major obstacle,Moderate obstacle,No obstacle,Public announcement/advertisement,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm cannot afford the optimal level of training,Yes,Major obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,No,0,100,-44,0,Yes,19,No,73,27,0,0,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,1,Insufficient profitability,-44,57000000,66000000,14520000,15750000,3300000,7260000,5280000,1980000,1320000,660000,2640000,0,0,5940000,5280000,7900000,8818000,18644000,Minor obstacle,Major obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Very severe obstacle,Major obstacle,No obstacle,No obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Access to finance,Tax Rates,Cost of finance,Major obstacle,Yes,Yes,Yes,Yes,No,No,Yes,No,Large impact,No,Moderated impact,-44,-44,-44,-44,No,No impact,No,No impact,No,No impact,-44,-44,-44,-44,No,No impact,Yes,No impact,Yes,Moderated impact,-44,-44,-44,-44,Yes,No impact,Yes,Moderated impact,Yes,Moderated impact,-44,-44,-44,-44,No,No impact,No,Moderated impact,Yes,Moderated impact,-44,-44,-44,-44,Yes,No impact,Yes,Moderated impact,Yes,Large impact,-44,-44,-44,-44,No,No impact,Yes,Large impact,Yes,No impact,-44,-44,-44,-44,Yes,No impact,Yes,No impact,No,Moderated impact,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,No,No,-44,-44,Yes,No,No,Truthful,Are estimates computed with some precision, 1231230828,1230828,Jamaica,Jamaica,Wholesale,828,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Male,Female,Male,-66,No,Do not know,-66,26,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,Yes,3,1,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,0,No,No,Yes,0,-44,-44,100,0,-44,11,75,14,0,Large private firms (more than 100 employees),11,81,8,HOUSEHOLD GOODS,100,Local,Do not know,Remained the same,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,38,62,No,-44,Yes,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Moderate obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,No obstacle,-44,Tend to agree,Strongly disagree,Strongly agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,11,-44,Yes,14,-44,Yes,1,Outside working hours,Other,Other company property,2647000,A former employee,Yes,No,Tried to/was unable to contact the police,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,4,During working hours,Other,Money,1793000,Group of criminals,Yes,Yes,-44,Yes,4,Outside working hours,Knife,Personal possessions of employees or customers,512000,Gang related,No,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,5,Outside working hours,Firearm/gun,Other,3074000,Group of criminals,Yes,Yes,-44,Yes,3,Outside working hours,Other,Goods or stock,512000,Gang related,No,Yes,-44,No,-44,-44,635000,Yes,No,Yes,No,Yes,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,No,2,-77,21,3,0,0,18,1,0,0,11,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,1,3,920000,3,920000,3,920000,1,610000,1,610000,1,610000,1,500000,1,485000,1,505000,1,500000,1,485000,1,510000,4,476000,4,457000,4,486000,0,-44,0,-44,0,-44,1,230000,1,223000,1,237000,0,-44,0,-44,0,-44,10,220000,10,213000,10,224000,-44,-44,Completed college/vocational training,Completed college/vocational training,University graduate,Completed college/vocational training,University graduate,Started but did not complete college/vocational training,Completed secondary,Started but did not complete college/vocational training,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed secondary,-44,-44,Completed secondary,Did not complete primary school,Very important,Very important,Important,Slightly important,Critical,Very important,Important,Important,Important,Slightly important,Slightly important,Very important,Important,Very important,Very important,Very important,Slightly important,Important,Very important,Very important,Very important,Critical,Not important,Not important,Important,Important,Not important,Slightly important,Very important,Very important,Very important,Important,Very important,Not important,Very important,Very important,Important,Slightly important,Slightly important,Very important,Critical,Slightly important,Critical,Slightly important,Slightly important,Very important,Slightly important,Slightly important,Critical,Critical,Very important,Very important,Slightly important,Slightly important,Very important,Very important,Slightly important,Not important,Not important,Slightly important,Critical,Critical,Slightly important,Very important,Slightly important,Not important,Slightly important,Important,Important,Critical,Very important,Critical,Important,Slightly important,Very important,Critical,Critical,Slightly important,Critical,Critical,Not difficult,Not difficult,Very difficult,0,-44,Slightly difficult,Difficult,Slightly difficult,1,6,Slightly difficult,Difficult,Almost impossible,2,11,Very difficult,Difficult,Very difficult,1,9,Slightly difficult,Difficult,Very difficult,0,-44,-44,-44,-44,-44,-44,Difficult,Slightly difficult,Difficult,0,-44,-44,-44,-44,-44,-44,Difficult,Almost impossible,Slightly difficult,0,-44,Slightly important,Critical,Slightly important,Very important,Important,Slightly important,Important,Very important,Minor obstacle,Major obstacle,Very severe obstacle,No obstacle,Major obstacle,No obstacle,Major obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Through family/friends,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm does not have enough information about training pro,Yes,Minor obstacle,Very severe obstacle,Major obstacle,Major obstacle,Very severe obstacle,No obstacle,Yes,0,100,-44,0,Yes,16,No,47,23,0,0,30,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,Collateral requirements for loans or line of credit are unat,61000000,63500000,24765000,8325000,2540000,6985000,3175000,635000,635000,635000,2540000,1905000,0,2540000,0,3327000,15240000,7818000,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Major obstacle,Major obstacle,No obstacle,Minor obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Yes,Yes,Yes,No,No,Tax Rates,Customs and Trade Regulations,Tax administration,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed,-44,No,-44,-44,Marketing and Operations support,-44,Yes,No,Yes,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 1231230831,1230831,Jamaica,Jamaica,Wholesale,831,No,-44,-44,-44,-44,Limited partnership,-44,46,100,0,0,0,Predominantly men,Yes,Yes,38,Delegates decisions to other partners,7,1,Predominantly men,Male,Female,Female,1935,No,Yes,1961,42,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,4,1,2,-44,Yes,4,2,0,-44,Yes,6,4,0,-44,No,-44,-44,-44,-44,Yes,5,Yes,Yes,Yes,0,-44,-44,100,0,-44,92,0,8,16,Small private firms (less than 20 employees),44,32,24,WHOLESALE OF AGRICULTURAL INPU,100,National,Do not know,Decreased,Increased,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,67,33,No,-44,Yes,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,No obstacle,-44,Strongly agree,Tend to agree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,1415000,Yes,No,Yes,No,Yes,No,-44,-44,No,-44,-44,No,No,Yes,0,No,-44,-44,Yes,0,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,-66,66,9,0,0,57,3,0,0,33,2,0,0,0,2,0,0,0,1,1,-44,-44,-44,1,4,9,1480000,9,1465000,9,1510000,3,1220000,3,1171000,3,1244000,5,690000,5,669000,5,704000,4,420000,4,407000,4,424000,12,686000,12,665000,12,693000,0,-44,0,-44,0,-44,3,420000,3,420000,3,428000,0,-44,0,-44,0,-44,32,400000,31,396000,33,424000,Economic upturn/downturn,-44,University graduate,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed secondary,Completed secondary,Started but did not complete college/vocational training,Completed college/vocational training,Completed secondary,-44,-44,Completed secondary,Completed secondary,-44,-44,Completed primary school,Completed primary school,Important,Very important,Very important,Very important,Critical,Very important,Not important,Critical,Not important,Important,Slightly important,Not important,Not important,Slightly important,Very important,Very important,Slightly important,Critical,Slightly important,Very important,Important,Very important,Not important,Not important,Important,Important,Not important,Slightly important,Slightly important,Very important,Important,Very important,Important,Not important,Slightly important,Very important,Slightly important,Critical,Very important,Critical,Important,Critical,Critical,Very important,Critical,Not important,Very important,Critical,Important,Very important,Very important,Not important,Important,Slightly important,Slightly important,Important,Slightly important,Slightly important,Very important,Very important,Slightly important,Slightly important,Important,Very important,Critical,Important,Critical,Important,Very important,Important,Critical,Very important,Important,Important,Critical,Very important,Important,Very important,Important,Important,Very difficult,Not difficult,Slightly difficult,2,4,Not difficult,Difficult,Difficult,1,5,Not difficult,Slightly difficult,Slightly difficult,3,11,Difficult,Very difficult,Difficult,4,10,Very difficult,Difficult,Very difficult,1,8,-44,-44,-44,-44,-44,Slightly difficult,Difficult,Slightly difficult,0,-44,-44,-44,-44,-44,-44,Difficult,Not difficult,Not difficult,4,2,Important,Critical,Not important,Very important,Important,Important,Important,Slightly important,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Major obstacle,Minor obstacle,Public announcement/advertisement,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm is affraid of investing in workers that after the t,No,-44,-44,-44,-44,-44,-44,Yes,100,0,-44,0,No,-44,Yes,71,0,19,0,10,0,0,0,0,0,0,0,0,-44,42,58,0,0,0,0,0,0,0,0,0,0,0,0,0, ,Yes,Line of credit,2013,1200000,13,20,Private commercial banks,Yes,Yes,No,No,No,No,-44,180,No,-44,-44,-44,Collateral requirements for loans or line of credit are unat,224640000,224640000,92102000,44400000,6739000,22464000,22464000,0,4493000,4493000,6739000,0,22464000,2246000,15725000,2583000,28305000,6070000,No obstacle,Moderate obstacle,Major obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,No obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Major obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Tax Rates,"Crime, theft and disorder",Inadequately educated workforce,No obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not aware of this type of assistance and don't know it advan,-44,Yes,International organization,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Somewhat truthful,Are estimates computed with some precision, 1231230834,1230834,Jamaica,Jamaica,Services of motor vehicles,834,No,-44,-44,-44,-44,Limited partnership,-44,49,100,0,0,0,Equally men and women,No,Yes,56,Makes decisions in consultation with other partners,9,10,Equally men and women,Male,Male,Male,-66,No,Do not know,-66,22,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,Yes,3,3,0,-44,Yes,12,2,0,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0,-44,91,0,9,19,Individuals,22,54,24,VEHICLE PARTS AND SERVICES,100,Local,3,Decreased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,87,13,No,-44,Yes,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,Yes,No,No,Very severe obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,No obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,No obstacle,-44,Tend to agree,Tend to disagree,Strongly disagree,Strongly disagree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,2032000,No,No,Yes,Yes,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,-66,30,3,0,0,27,0,0,0,16,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,3,1830000,3,1757000,3,1830000,2,1070000,2,1038000,2,1081000,1,900000,1,882000,1,900000,2,900000,2,864000,2,927000,7,711000,6,711000,7,732000,0,-44,0,-44,0,-44,1,570000,1,564000,1,581000,0,-44,0,-44,0,-44,14,510000,13,510000,14,530000,Increase/decreased demand for goods,-44,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed secondary,Started but did not complete college/vocational training,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,-44,-44,Completed primary school,Did not complete primary school,Very important,Very important,Not important,Critical,Very important,Very important,Important,Important,Critical,Critical,Slightly important,Not important,Slightly important,Not important,Critical,Slightly important,Critical,Very important,Very important,Very important,Very important,Very important,Not important,Slightly important,Important,Slightly important,Slightly important,Very important,Not important,Slightly important,Very important,Important,Very important,Critical,Slightly important,Very important,Critical,Critical,Very important,Very important,Very important,Very important,Very important,Very important,Critical,Important,Very important,Critical,Important,Very important,Critical,Very important,Important,Critical,Slightly important,Very important,Slightly important,Not important,Important,Slightly important,Important,Critical,Very important,Very important,Very important,Important,Very important,Very important,Critical,Very important,Important,Critical,Very important,Slightly important,Very important,Very important,Important,Very important,Very important,Important,Not difficult,Not difficult,Almost impossible,0,-44,Not difficult,Difficult,Almost impossible,0,-44,Slightly difficult,Difficult,Very difficult,0,-44,Not difficult,Very difficult,Difficult,0,-44,Difficult,Very difficult,Not difficult,0,-44,-44,-44,-44,-44,-44,Slightly difficult,Difficult,Slightly difficult,0,-44,-44,-44,-44,-44,-44,Very difficult,Difficult,Slightly difficult,0,-44,Critical,Important,Very important,Slightly important,Slightly important,Not important,Slightly important,Very important,Minor obstacle,Very severe obstacle,Moderate obstacle,No obstacle,No obstacle,Major obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Through family/friends,-44,Yes to fire,No,-44,Yes,3,No,-44,-44,-44,The firm cannot afford the optimal level of training,Yes,Very severe obstacle,Very severe obstacle,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,Yes,100,0,-44,0,Yes,15,No,42,18,0,0,40,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,Yes,Loan,2009,9400000,15,56,Private commercial banks,Yes,Yes,No,No,No,No,-44,140,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,232000000,254000000,63500000,22000000,10160000,20320000,25400000,2540000,5080000,5080000,10160000,0,0,25400000,17780000,34290000,31115000,77153000,No obstacle,Major obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Major obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Electricity,Cost of finance,Access to finance,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Too many strings attached,-44,No,-44,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Somewhat truthful,Are estimates computed with some precision, 1231230843,1230843,Jamaica,Jamaica,Hotel and restaurants,843,No,-44,-44,-44,-44,Limited partnership,-44,40,50,50,0,0,Equally men and women,No,Yes,25,Makes decisions in consultation with other partners,8,8,All men,Male,Male,Male,-66,No,Yes,1995,14,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,12,1,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,3,Yes,Yes,Yes,0,-44,-44,100,0,-44,0,100,0,42,Individuals,0,0,100,ACCOMODATION,86,Local,Do not know,Decreased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,92,8,No,-44,No,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Moderate obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Major obstacle,No obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,No obstacle,-44,Tend to agree,Tend to agree,Tend to agree,Strongly disagree,No,-44,-44,-44,-44,-44,Yes,-44,735000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,2458000,No,No,Yes,No,Yes,No,-44,-44,No,-44,-44,No,Yes,No,0,Yes,1,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,-77,37,4,0,0,33,0,0,0,17,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,1,4,2020000,4,1959000,4,2060000,1,1370000,1,1343000,1,1384000,2,820000,2,804000,2,845000,2,420000,2,420000,2,433000,7,653000,6,633000,7,673000,0,-44,0,-44,0,-44,1,400000,1,392000,1,404000,0,-44,0,-44,0,-44,20,320000,20,307000,20,336000,Increase demand for higher quality product,-44,University graduate,Completed college/vocational training,University graduate,Started but did not complete college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,-44,-44,Started but did not complete secondary,Completed secondary,Critical,Very important,Very important,Very important,Slightly important,Very important,Not important,Very important,Very important,Important,Not important,Very important,Very important,Slightly important,Very important,Important,Important,Slightly important,Critical,Critical,Critical,Critical,Slightly important,Slightly important,Critical,Slightly important,Slightly important,Important,Important,Slightly important,Slightly important,Important,Very important,Important,Critical,Very important,Important,Important,Important,Important,Important,Very important,Very important,Critical,Very important,Critical,Critical,Slightly important,Important,Very important,Very important,Not important,Slightly important,Very important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Not important,Important,Very important,Critical,Critical,Slightly important,Not important,Very important,Important,Very important,Critical,Very important,Very important,Very important,Not important,Very important,Important,Critical,Critical,Critical,Slightly important,Slightly difficult,Not difficult,Very difficult,0,-44,Difficult,Difficult,Difficult,0,-44,Difficult,Very difficult,Difficult,1,13,Difficult,Almost impossible,Difficult,0,-44,Not difficult,Almost impossible,Slightly difficult,0,-44,-44,-44,-44,-44,-44,Slightly difficult,Slightly difficult,Almost impossible,0,-44,-44,-44,-44,-44,-44,Very difficult,Very difficult,Slightly difficult,0,-44,Very important,Important,Important,Very important,Very important,Important,Slightly important,Important,Minor obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,No obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,Schoold related network,-44,No,-44,-44,-44,-44,No,-44,-44,-44,Other,No,-44,-44,-44,-44,-44,-44,Yes,100,0,-44,0,No,-44,No,40,0,0,10,30,0,0,0,0,20,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,Yes,Line of credit,2012,1300000,15,23,"Non-Bank financial institutions (microfinance institutions,",No,-44,-44,-44,-44,-44,-44,-44,Yes,1,0,-44,-44,500000000,512000000,153600000,21780000,20480000,30720000,40960000,5120000,10240000,10240000,10240000,0,0,66560000,66560000,71885000,37683000,169649000,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Very severe obstacle,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,Very severe obstacle,Major obstacle,No obstacle,-44,-44,-44,-44,-44,Tax Rates,Transportation,Access to finance,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,Community based organization,-44,"General management, Business development and Strategies supp",-44,No,-44,-44,Yes,No,No,Yes,Yes,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,Yes,No,No,Somewhat truthful,Are estimates computed with some precision, 1231230845,1230845,Jamaica,Jamaica,Hotel and restaurants,845,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded,-44,100,100,0,0,0,Predominantly women,No,Yes,25,Delegates decisions to other partners,11,10,All men,Male,Male,Male,1950,Yes,Yes,-66,24,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,No,Yes,2,1,0,-44,Yes,3,1,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,1,Yes,Yes,Yes,0,-44,-44,100,0,-44,18,54,28,41,Individuals,9,29,62,ACCOMODATION ROOMS,65,Local,0,Remained the same,Decreased,More than 5,64,36,0,1950,-99,Refusal to answer,-99,Refusal to answer,-44,-44,-44,71,29,No,-44,Yes,Yes,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,No,No,Yes,No,Yes,Yes,Yes,No,-44,Not important,Critical,Very Important,Very Important,Important,Very Important,Not important,Yes,100,No,-44,No,-44,Yes,Yes,4826000,23,Yes,No,No,Yes,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,No obstacle,-44,Strongly disagree,Strongly disagree,Strongly disagree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,3089000,Yes,Yes,Yes,No,Yes,No,-44,-44,No,-44,-44,Yes,No,No,9,Yes,1,No,Yes,2,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,4,110,7,0,0,103,1,0,0,61,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,7,2300000,7,2254000,7,2300000,7,1290000,7,1264000,7,1329000,6,760000,6,760000,6,760000,7,480000,7,461000,7,494000,19,666000,19,653000,19,673000,0,-44,0,-44,0,-44,5,360000,5,346000,5,371000,0,-44,0,-44,0,-44,59,360000,56,353000,59,367000,Economic upturn/downturn,-44,University graduate,University graduate,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,University graduate,Completed college/vocational training,Started but did not complete college/vocational training,Completed secondary,Completed secondary,-44,-44,Completed college/vocational training,Started but did not complete secondary,-44,-44,Completed secondary,Did not complete primary school,Critical,Slightly important,Slightly important,Important,Important,Very important,Critical,Critical,Slightly important,Very important,Very important,Not important,Not important,Slightly important,Slightly important,Slightly important,Important,Critical,Critical,Slightly important,Very important,Very important,Not important,Important,Important,Important,Not important,Not important,Important,Slightly important,Critical,Very important,Critical,Very important,Very important,Important,Very important,Slightly important,Very important,Important,Very important,Very important,Slightly important,Slightly important,Very important,Very important,Critical,Important,Very important,Critical,Very important,Very important,Slightly important,Very important,Important,Very important,Slightly important,Slightly important,Slightly important,Slightly important,Very important,Important,Critical,Slightly important,Important,Not important,Slightly important,Very important,Very important,Critical,Very important,Very important,Very important,Very important,Important,Not important,Slightly important,Critical,Critical,Very important,Difficult,Difficult,Very difficult,1,19,Difficult,Almost impossible,Very difficult,0,-44,Difficult,Almost impossible,Slightly difficult,3,10,Difficult,Difficult,Slightly difficult,0,-44,Very difficult,Difficult,Not difficult,3,2,-44,-44,-44,-44,-44,Slightly difficult,Slightly difficult,Difficult,1,3,-44,-44,-44,-44,-44,Slightly difficult,Slightly difficult,Slightly difficult,2,2,Important,Very important,Not important,Important,Very important,Important,Important,Slightly important,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,Public announcement/advertisement,-44,No,-44,-44,-44,-44,Yes,0,30,No,-44,Yes,Very severe obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Yes,100,0,-44,0,Yes,15,Yes,47,23,0,0,30,0,0,0,0,0,0,0,0,-44,22,78,0,0,0,0,0,0,0,0,0,0,0,0,0, ,Yes,Loan,2011,200000000,16,38,Private commercial banks,Yes,Yes,Yes,No,Yes,No,-44,100,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,467400000,482600000,173736000,67200000,9652000,28956000,33782000,0,9652000,4826000,19304000,0,0,43434000,0,56030000,125476000,134472000,Minor obstacle,No obstacle,No obstacle,Very severe obstacle,Yes,Yes,Yes,No,No,No,No,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,No obstacle,Major obstacle,Major obstacle,Minor obstacle,-44,-44,-44,-44,-44,Access to land for expansion / relocation,"Crime, theft and disorder",Corruption,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,technological and Innovation Support,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 1231230847,1230847,Jamaica,Jamaica,Hotel and restaurants,847,No,-44,-44,-44,-44,Partnership (including limited liability companies),-44,51,10,90,0,0,Equally men and women,No,Yes,49,Makes major strategic and fiancial decisions,6,3,Predominantly women,Male,Male,Male,2007,No,Yes,2007,17,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,No,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,7,4,0,-44,No,-44,-44,-44,-44,Yes,1,Yes,Yes,Yes,0,-44,-44,100,0,-44,0,100,0,34,Government or government agencies (including state-owned ent,99,0,1,ACCOMMODATION,100,National,0,Remained the same,Decreased,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,95,5,No,-44,No,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Very severe obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,No obstacle,-44,Tend to agree,Tend to agree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,-44,1900000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,5489000,No,No,Yes,No,No,No,-44,-44,No,-44,-44,No,Yes,No,0,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,14,2,15,57,5,0,0,52,3,0,0,30,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,2,5,3760000,5,3722000,5,3760000,3,2150000,3,2150000,3,2150000,2,1310000,2,1271000,2,1310000,3,1140000,3,1094000,3,1163000,9,1123000,8,1078000,9,1134000,0,-44,0,-44,0,-44,3,1040000,3,1009000,3,1040000,0,-44,0,-44,0,-44,32,750000,30,720000,32,780000,Increase demand for higher quality product,-44,University graduate,University graduate,Completed college/vocational training,University graduate,University graduate,Completed college/vocational training,Completed secondary,Completed secondary,Completed college/vocational training,Completed secondary,-44,-44,Completed college/vocational training,Completed secondary,-44,-44,Completed primary school,Started but did not complete college/vocational training,Very important,Critical,Very important,Critical,Important,Very important,Slightly important,Slightly important,Very important,Very important,Slightly important,Slightly important,Very important,Very important,Very important,Critical,Very important,Critical,Critical,Critical,Very important,Very important,Slightly important,Not important,Critical,Very important,Slightly important,Slightly important,Not important,Not important,Very important,Very important,Slightly important,Very important,Slightly important,Critical,Critical,Very important,Very important,Critical,Slightly important,Very important,Critical,Not important,Critical,Very important,Very important,Very important,Important,Very important,Important,Important,Not important,Important,Very important,Very important,Slightly important,Slightly important,Very important,Not important,Very important,Critical,Important,Slightly important,Critical,Very important,Critical,Slightly important,Very important,Critical,Important,Critical,Slightly important,Important,Very important,Critical,Very important,Critical,Important,Critical,Very difficult,Very difficult,Almost impossible,0,-44,Not difficult,Difficult,Not difficult,0,-44,Difficult,Difficult,Almost impossible,2,11,Slightly difficult,Slightly difficult,Difficult,2,2,Difficult,Slightly difficult,Difficult,0,-44,-44,-44,-44,-44,-44,Difficult,Slightly difficult,Difficult,0,-44,-44,-44,-44,-44,-44,Difficult,Slightly difficult,Not difficult,4,1,Important,Critical,Not important,Very important,Important,Important,Slightly important,Important,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,No obstacle,Public announcement/advertisement,-44,Yes to fire,No,-44,Yes,4,Yes,0,30,No,-44,No,-44,-44,-44,-44,-44,-44,Yes,100,0,-44,0,Yes,19,No,76,24,0,0,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,Yes,Line of credit,2011,800000,15,13,Private commercial banks,Yes,No,No,No,Yes,No,-44,140,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,813600000,871200000,235224000,69600000,26136000,87120000,69696000,4704000,8712000,8712000,26136000,0,0,95832000,8712000,133206000,289935000,279733000,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,No obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,No obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,Electricity,Access to land for expansion / relocation,Transportation,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,-44,-44,Financial magement and tax and customs administration,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Truthful,Are taken directly from the establishment's records, 1231230853,1230853,Jamaica,Jamaica,Hotel and restaurants,853,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Male,Male,Female,1984,No,Yes,1984,12,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,1,1,-44,Yes,3,2,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,3,Yes,Yes,Yes,0,-44,-44,100,0,-44,0,0,100,32,Individuals,0,0,100,JAMAICAN DISHES,100,National,Do not know,Decreased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,84,16,No,-44,Yes,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,Yes,No,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Very severe obstacle,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,-44,Tend to agree,Tend to disagree,Tend to agree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,308000,No,No,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,Yes,0,Yes,4,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,-66,47,5,0,0,42,3,0,0,22,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,3,5,1190000,5,1178000,5,1214000,2,760000,2,760000,2,775000,2,460000,2,451000,2,474000,3,300000,3,291000,3,303000,11,426000,11,409000,11,430000,0,-44,0,-44,0,-44,1,340000,1,333000,1,343000,0,-44,0,-44,0,-44,23,180000,24,175000,23,187000,Increase/decreased demand for goods,-44,Completed college/vocational training,Completed college/vocational training,University graduate,Started but did not complete college/vocational training,Completed college/vocational training,University graduate,Completed college/vocational training,Started but did not complete college/vocational training,Completed secondary,Completed secondary,-44,-44,Completed secondary,Completed secondary,-44,-44,Completed primary school,Completed primary school,Important,Very important,Very important,Very important,Not important,Slightly important,Important,Slightly important,Not important,Important,Very important,Not important,Slightly important,Slightly important,Very important,Important,Critical,Slightly important,Slightly important,Important,Very important,Critical,Not important,Slightly important,Very important,Very important,Slightly important,Slightly important,Slightly important,Very important,Very important,Very important,Important,Not important,Very important,Very important,Slightly important,Very important,Very important,Very important,Critical,Very important,Critical,Important,Very important,Very important,Critical,Critical,Critical,Important,Very important,Not important,Slightly important,Slightly important,Important,Very important,Not important,Slightly important,Slightly important,Slightly important,Slightly important,Very important,Very important,Very important,Slightly important,Slightly important,Critical,Slightly important,Very important,Not important,Very important,Critical,Slightly important,Important,Slightly important,Very important,Very important,Critical,Very important,Critical,Slightly difficult,Difficult,Slightly difficult,0,-44,Very difficult,Slightly difficult,Not difficult,2,6,Slightly difficult,Difficult,Almost impossible,0,-44,Difficult,Very difficult,Difficult,0,-44,Difficult,Slightly difficult,Very difficult,0,-44,-44,-44,-44,-44,-44,Slightly difficult,Difficult,Almost impossible,0,-44,-44,-44,-44,-44,-44,Not difficult,Difficult,Slightly difficult,1,2,Important,Critical,Slightly important,Important,Very important,Important,Not important,Important,Moderate obstacle,Very severe obstacle,No obstacle,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Public placement office,-44,No,-44,-44,-44,-44,Yes,0,30,Yes,-44,Yes,Very severe obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Minor obstacle,Yes,100,0,-44,0,No,-44,No,65,0,0,0,15,0,20,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,Collateral requirements for loans or line of credit are unat,79100000,77000000,13860000,19250000,3080000,7700000,5390000,770000,770000,1540000,3080000,0,0,6930000,0,8247000,26180000,17978000,Moderate obstacle,Very severe obstacle,Major obstacle,Major obstacle,Yes,No,Yes,No,No,No,No,Major obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,No obstacle,Minor obstacle,No obstacle,Moderate obstacle,Major obstacle,Major obstacle,Yes,Yes,Yes,No,No,Tax administration,Access to finance,Electricity,Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,"General management, Business development and Strategies supp",-44,No,-44,-44,Yes,No,No,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Truthful,Are estimates computed with some precision, 1231230858,1230858,Jamaica,Jamaica,Hotel and restaurants,858,No,-44,-44,-44,-44,Partnership (including limited liability companies),-44,55,100,0,0,0,Predominantly women,Yes,Yes,54,Delegates decisions to other partners,9,1,Predominantly men,Female,Male,Female,2002,No,Yes,2002,12,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,Yes,2,3,0,-44,Yes,6,4,0,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0,-44,0,95,5,23,Individuals,0,98,2,CATERING,60,Local,Do not know,Increased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,54,46,No,-44,Yes,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,Yes,No,Major obstacle,Major obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,No obstacle,-44,Tend to agree,Strongly disagree,Tend to disagree,Strongly agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,92000,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,No,0,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,10,10,1,0,0,9,0,0,0,5,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,1,4340000,1,4297000,1,4340000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,9,900000,9,873000,9,945000,-44,-44,University graduate,Completed college/vocational training,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Did not complete primary school,Did not complete primary school,Very important,Critical,Very important,Very important,Slightly important,Critical,Important,Critical,Not important,Not important,Important,Very important,Important,Slightly important,Slightly important,Slightly important,Critical,Slightly important,Slightly important,Slightly important,Very important,Very important,Slightly important,Not important,Very important,Slightly important,Not important,Slightly important,Slightly important,Slightly important,Critical,Critical,Slightly important,Very important,Very important,Slightly important,Very important,Very important,Very important,Critical,Very important,Very important,Very important,Important,Slightly important,Slightly important,Critical,Important,Important,Important,Important,Slightly important,Important,Very important,Not important,Important,Not important,Not important,Slightly important,Slightly important,Critical,Slightly important,Important,Important,Critical,Important,Critical,Slightly important,Important,Important,Very important,Important,Very important,Slightly important,Very important,Very important,Important,Critical,Critical,Critical,Difficult,Slightly difficult,Not difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Not difficult,Difficult,Very difficult,0,-44,Slightly important,Critical,Important,Not important,Very important,Very important,Slightly important,Important,Minor obstacle,Major obstacle,No obstacle,No obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Public placement office,-44,No,-44,-44,-44,-44,Yes,0,20,Yes,-44,Yes,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Very severe obstacle,Major obstacle,No,0,100,-44,0,Yes,15,No,48,22,0,0,30,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,Yes,Loan,2009,1200000,15,52,Private commercial banks,Yes,No,No,Yes,No,No,-44,165,Yes,1,0,-44,-44,36300000,35400000,10974000,13560000,1770000,2478000,1062000,1062000,708000,708000,708000,0,0,5664000,0,7476000,12036000,16073000,No obstacle,Minor obstacle,Major obstacle,Major obstacle,Yes,No,Yes,Yes,Yes,No,No,Moderate obstacle,Major obstacle,No obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Major obstacle,No obstacle,Minor obstacle,Minor obstacle,Major obstacle,Yes,No,Yes,No,No,Access to land for expansion / relocation,Political environment,Tax administration,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Administratie procedure is cumbersome,-44,Yes,International organization,-44,Financial magement and tax and customs administration,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Truthful,Are taken directly from the establishment's records, 1231230860,1230860,Jamaica,Jamaica,Hotel and restaurants,860,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded,-44,75,100,0,0,0,Predominantly men,No,No,48,Delegates decisions to other partners,7,6,Predominantly men,Male,Female,Male,-66,No,Do not know,-66,14,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,2,2,-44,No,-44,-44,-44,-44,Yes,9,3,0,-44,No,-44,-44,-44,-44,Yes,20,Yes,Yes,Yes,0,-44,-44,100,0,-44,9,77,14,31,Individuals,31,10,59,SERVICE,100,Local,0,Decreased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,75,25,No,-44,No,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Minor obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Major obstacle,Major obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,No obstacle,-44,Tend to disagree,Tend to disagree,Tend to disagree,Strongly agree,No,-44,-44,-44,-44,-44,Yes,-44,2060000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,231000,No,No,Yes,No,No,No,-44,-44,No,-44,-44,No,Yes,No,11,Yes,1,No,Yes,0,0,-44,No,-44,-44,No,-44,-44,Yes,15,2,73,61,7,0,0,54,1,0,0,29,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,7,1790000,7,1718000,7,1826000,4,1140000,4,1140000,4,1151000,3,660000,3,653000,3,660000,4,520000,4,510000,4,525000,15,612000,15,606000,15,618000,0,-44,0,-44,0,-44,2,350000,2,343000,2,354000,0,-44,0,-44,0,-44,26,240000,27,233000,26,245000,Economic upturn/downturn,-44,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed college/vocational training,University graduate,Completed secondary,Completed secondary,Started but did not complete college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed college/vocational training,-44,-44,Completed secondary,Completed primary school,Critical,Critical,Important,Slightly important,Slightly important,Very important,Critical,Important,Very important,Important,Slightly important,Not important,Very important,Not important,Very important,Slightly important,Slightly important,Slightly important,Very important,Critical,Critical,Critical,Important,Important,Slightly important,Slightly important,Not important,Not important,Important,Slightly important,Critical,Important,Very important,Very important,Critical,Slightly important,Very important,Important,Slightly important,Very important,Very important,Critical,Important,Very important,Very important,Important,Very important,Very important,Very important,Slightly important,Important,Slightly important,Important,Important,Important,Very important,Slightly important,Slightly important,Not important,Slightly important,Slightly important,Critical,Critical,Critical,Slightly important,Very important,Very important,Important,Critical,Very important,Critical,Critical,Important,Slightly important,Important,Critical,Critical,Very important,Important,Important,Not difficult,Almost impossible,Difficult,0,-44,Slightly difficult,Not difficult,Difficult,5,9,Difficult,Difficult,Very difficult,4,12,Difficult,Slightly difficult,Difficult,3,3,Very difficult,Almost impossible,Not difficult,4,10,-44,-44,-44,-44,-44,Difficult,Not difficult,Very difficult,0,-44,-44,-44,-44,-44,-44,Slightly difficult,Not difficult,Not difficult,3,1,Very important,Very important,Important,Very important,Important,Very important,Not important,Important,Very severe obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Schoold related network,-44,No,-44,-44,-44,-44,Yes,0,40,No,-44,Yes,Major obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,Yes,0,100,-44,0,No,-44,No,46,0,29,0,25,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,Yes,Line of credit,2013,1300000,17,35,State-owned banks and/or government agencies,Yes,Yes,No,No,Yes,No,-44,175,Yes,2,1,Collateral or cosigners unacceptable,-44,93600000,88800000,24864000,33040000,1776000,7992000,5328000,1776000,888000,1776000,1776000,0,0,6216000,8880000,8143000,9377000,19217000,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Minor obstacle,No obstacle,No obstacle,Major obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,Electricity,Tax Rates,Macroeconomic environment,Moderate obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Already used this type of assistance in the past and wasn't,-44,No,-44,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Somewhat truthful,Are estimates computed with some precision, 1231230861,1230861,Jamaica,Jamaica,Hotel and restaurants,861,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded,-44,75,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Male,1934,No,Yes,1983,27,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,1,0,-44,Yes,1,2,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,3,No,No,Yes,0,-44,-44,100,0,-44,38,62,0,0,Individuals,0,0,100,BEER,47,National,0,Remained the same,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,95,5,No,-44,No,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Major obstacle,No obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,No obstacle,-44,Tend to agree,Strongly disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,4,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,158000,No,No,Yes,No,Yes,No,-44,-44,No,-44,-44,No,No,No,2,Yes,1,No,No,-44,0,-44,No,-44,-44,Yes,37,No,Yes,Yes,2,-66,27,2,0,0,25,1,0,0,14,5,0,0,0,5,0,0,0,3,1,-44,-44,-44,1,1,2,990000,2,990000,2,1020000,2,730000,2,723000,2,752000,2,420000,2,416000,2,433000,2,420000,2,420000,2,424000,9,356000,10,352000,9,356000,0,-44,0,-44,0,-44,2,260000,2,257000,2,260000,0,-44,0,-44,0,-44,13,240000,14,235000,13,254000,Economic upturn/downturn,-44,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed secondary,-44,-44,Completed secondary,Did not complete primary school,Slightly important,Slightly important,Very important,Slightly important,Important,Slightly important,Very important,Important,Very important,Very important,Slightly important,Important,Slightly important,Very important,Very important,Very important,Very important,Very important,Very important,Slightly important,Slightly important,Critical,Important,Important,Slightly important,Very important,Slightly important,Slightly important,Slightly important,Slightly important,Very important,Very important,Important,Important,Important,Critical,Very important,Very important,Very important,Important,Critical,Very important,Very important,Not important,Very important,Very important,Very important,Very important,Important,Very important,Very important,Very important,Not important,Important,Very important,Important,Very important,Slightly important,Not important,Slightly important,Very important,Slightly important,Critical,Very important,Very important,Slightly important,Slightly important,Very important,Very important,Very important,Critical,Critical,Critical,Important,Critical,Very important,Critical,Very important,Very important,Critical,Difficult,Slightly difficult,Slightly difficult,0,-44,Almost impossible,Very difficult,Difficult,0,-44,Very difficult,Slightly difficult,Very difficult,0,-44,Not difficult,Difficult,Very difficult,0,-44,Not difficult,Slightly difficult,Not difficult,0,-44,-44,-44,-44,-44,-44,Slightly difficult,Slightly difficult,Very difficult,0,-44,-44,-44,-44,-44,-44,Slightly difficult,Difficult,Difficult,0,-44,Very important,Very important,Very important,Important,Important,Very important,Important,Very important,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Major obstacle,Major obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,Public announcement/advertisement,-44,No,-44,-44,-44,-44,Yes,0,40,Yes,-44,Yes,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Yes,65,35,-44,0,No,-44,No,95,0,0,0,5,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,2,2,Collateral or cosigners unacceptable,-44,36900000,33000000,12870000,10540000,1650000,2970000,2970000,990000,660000,330000,1320000,0,0,990000,4620000,1307000,11365000,2784000,Minor obstacle,No obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Minor obstacle,No obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,No obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,"Crime, theft and disorder",Tax Rates,Transportation,No obstacle,Yes,Yes,Yes,Yes,No,Yes,Yes,No,Moderated impact,Yes,Moderated impact,-44,-44,Yes,No impact,No,Large impact,No,Moderated impact,Yes,No impact,-44,-44,Yes,No impact,No,Moderated impact,Yes,Moderated impact,No,No impact,-44,-44,Yes,No impact,No,Moderated impact,No,Moderated impact,Yes,No impact,-44,-44,Yes,No impact,Yes,No impact,No,Moderated impact,Yes,Moderated impact,-44,-44,No,No impact,No,No impact,No,Moderated impact,Yes,No impact,-44,-44,No,Moderated impact,Yes,No impact,Yes,No impact,Yes,Large impact,-44,-44,Yes,Large impact,Yes,No impact,Yes,No impact,No,Moderated impact,-44,-44,No,No impact,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Truthful,Are estimates computed with some precision, 1231230862,1230862,Jamaica,Jamaica,Hotel and restaurants,862,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,1995,No,Yes,1995,27,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,Yes,2,3,0,-44,Yes,8,4,0,-44,No,-44,-44,-44,-44,Yes,Do not know,Yes,No,Yes,0,-44,-44,100,0,-44,100,0,0,0,Individuals,91,0,9,GRILL AND LIQUOR,100,National,Do not know,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,75,25,No,-44,No,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,No,No,Yes,No,Yes,No,Yes,No,-44,Very Important,Very Important,Very Important,Slightly important,Slightly important,Very Important,Critical,Yes,100,No,-44,No,-44,No,No,9520000,39,Yes,Yes,Yes,Yes,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,-44,Tend to agree,Tend to agree,Strongly agree,Strongly agree,No,-44,-44,-44,-44,-44,Yes,-44,930000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,809000,No,No,Yes,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,4,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,Yes,2,2,26,3,0,0,23,3,0,0,14,1,0,0,0,1,0,0,0,0,8,-44,-44,-44,8,0,3,1310000,3,1297000,3,1349000,1,1080000,1,1069000,1,1091000,1,670000,1,643000,1,670000,2,670000,2,643000,2,670000,4,525000,4,520000,4,525000,0,-44,0,-44,0,-44,1,370000,1,366000,1,381000,0,-44,0,-44,0,-44,15,300000,14,294000,15,303000,Economic upturn/downturn,-44,University graduate,Completed college/vocational training,Completed college/vocational training,University graduate,Completed college/vocational training,University graduate,Completed college/vocational training,Completed secondary,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed college/vocational training,Completed secondary,-44,-44,Completed primary school,Did not complete primary school,Critical,Slightly important,Very important,Critical,Very important,Slightly important,Important,Slightly important,Important,Important,Not important,Slightly important,Not important,Slightly important,Very important,Very important,Very important,Important,Important,Critical,Very important,Critical,Very important,Not important,Very important,Important,Not important,Very important,Slightly important,Very important,Critical,Slightly important,Very important,Very important,Very important,Very important,Critical,Very important,Critical,Slightly important,Important,Critical,Very important,Slightly important,Critical,Important,Very important,Very important,Critical,Very important,Critical,Very important,Very important,Very important,Very important,Important,Not important,Slightly important,Not important,Important,Very important,Critical,Critical,Very important,Very important,Slightly important,Very important,Slightly important,Very important,Important,Very important,Slightly important,Very important,Slightly important,Important,Slightly important,Important,Very important,Very important,Important,Almost impossible,Difficult,Not difficult,0,-44,Very difficult,Almost impossible,Not difficult,0,-44,Slightly difficult,Almost impossible,Very difficult,0,-44,Slightly difficult,Very difficult,Very difficult,0,-44,Not difficult,Very difficult,Almost impossible,0,-44,-44,-44,-44,-44,-44,Not difficult,Very difficult,Almost impossible,0,-44,-44,-44,-44,-44,-44,Not difficult,Almost impossible,Difficult,0,-44,Very important,Important,Slightly important,Important,Important,Not important,Slightly important,Slightly important,Moderate obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,No obstacle,Public announcement/advertisement,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm cannot afford the optimal level of training,Yes,Moderate obstacle,Very severe obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Yes,100,0,-44,0,No,-44,No,85,0,0,0,15,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,226000000,238000000,59500000,15080000,7140000,19040000,11900000,7140000,4760000,4760000,4760000,0,0,2380000,4760000,2594000,15946000,5940000,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,No obstacle,-44,-44,-44,-44,-44,Electricity,Cost of finance,"Crime, theft and disorder",Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,NGO,-44,Marketing and Operations support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Truthful,Are estimates computed with some precision, 1231230863,1230863,Jamaica,Jamaica,Hotel and restaurants,863,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Female,Male,Male,1998,No,Yes,1998,13,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,4,1,2,-44,Yes,4,3,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,No,No,Yes,0,-44,-44,100,0,-44,0,95,5,0,Individuals,18,73,9,FOOD,100,Local,0,Remained the same,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,82,18,No,-44,Yes,Yes,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,No obstacle,-44,Strongly agree,Tend to agree,Tend to agree,Strongly agree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,67000,No,No,Yes,No,No,No,-44,-44,No,-44,-44,Yes,Yes,No,0,Yes,3,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,10,16,2,0,0,14,0,0,0,8,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,2,560000,2,560000,2,560000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,1,350000,1,343000,1,357000,3,334000,3,334000,3,337000,0,-44,0,-44,0,-44,1,260000,1,252000,1,265000,0,-44,0,-44,0,-44,9,250000,8,248000,9,250000,Increase demand for higher quality product,-44,Completed secondary,Completed college/vocational training,-44,-44,-44,-44,Completed college/vocational training,Started but did not complete college/vocational training,Started but did not complete college/vocational training,Started but did not complete secondary,-44,-44,Completed college/vocational training,Completed secondary,-44,-44,Completed secondary,Did not complete primary school,Critical,Very important,Important,Critical,Important,Not important,Very important,Important,Very important,Slightly important,Not important,Not important,Not important,Slightly important,Very important,Very important,Important,Important,Critical,Important,Critical,Important,Important,Slightly important,Very important,Very important,Important,Important,Not important,Important,Slightly important,Slightly important,Not important,Critical,Very important,Very important,Critical,Very important,Very important,Critical,Slightly important,Important,Very important,Not important,Slightly important,Important,Slightly important,Important,Critical,Important,Important,Very important,Slightly important,Very important,Very important,Very important,Not important,Important,Slightly important,Very important,Critical,Very important,Slightly important,Critical,Critical,Important,Important,Slightly important,Not important,Not important,Very important,Very important,Important,Slightly important,Critical,Not important,Critical,Very important,Critical,Very important,Very difficult,Difficult,Difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Difficult,Almost impossible,Very difficult,0,-44,Difficult,Almost impossible,Difficult,0,-44,-44,-44,-44,-44,-44,Very difficult,Difficult,Difficult,0,-44,-44,-44,-44,-44,-44,Difficult,Slightly difficult,Difficult,0,-44,Important,Very important,Very important,Not important,Not important,Slightly important,Not important,Critical,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,No obstacle,Major obstacle,Through family/friends,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm cannot afford the optimal level of training,No,-44,-44,-44,-44,-44,-44,No,100,0,-44,0,No,-44,No,90,0,0,0,10,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,1,Collateral or cosigners unacceptable,-44,17250000,18600000,4836000,5625000,372000,1860000,930000,186000,186000,186000,558000,0,0,1116000,0,1328000,4866000,2815000,Minor obstacle,Very severe obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Very severe obstacle,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,Very severe obstacle,Yes,Yes,No,Yes,No,Tax Rates,"Crime, theft and disorder",Access to finance,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,Government based organization,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 1231230869,1230869,Jamaica,Jamaica,Hotel and restaurants,869,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,100,0,0,0,All women,Yes,Not applicable,100,Makes major strategic and fiancial decisions,8,1,Predominantly men,Male,Female,Female,1977,No,Yes,1977,19,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,No,Yes,3,2,0,-44,Yes,4,2,0,-44,Yes,6,4,0,-44,No,-44,-44,-44,-44,Yes,Do not know,Yes,No,Yes,0,-44,-44,100,0,-44,0,100,0,0,Individuals,0,95,5,JERK MEALS,98,National,Do not know,Remained the same,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,65,35,No,-44,No,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,Yes,No,No,No,Minor obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Very severe obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Very severe obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,Very severe obstacle,Minor obstacle,Major obstacle,No obstacle,-44,Strongly disagree,Tend to disagree,Strongly agree,Strongly disagree,No,-44,-44,-44,-44,-44,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,930000,Yes,No,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,No,0,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,3,2,-66,27,3,0,0,24,2,0,0,13,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,3,4370000,3,4239000,3,4370000,1,2730000,1,2703000,1,2812000,2,1610000,2,1594000,2,1626000,2,1190000,2,1154000,2,1202000,7,1207000,6,1159000,7,1231000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,12,700000,12,693000,12,721000,Increase demand for higher quality product,-44,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,University graduate,Completed secondary,Completed secondary,Completed college/vocational training,Completed secondary,-44,-44,-44,-44,-44,-44,Completed primary school,Did not complete primary school,Critical,Critical,Critical,Critical,Critical,Important,Important,Not important,Very important,Important,Not important,Slightly important,Slightly important,Slightly important,Very important,Very important,Important,Important,Critical,Critical,Critical,Critical,Important,Slightly important,Critical,Very important,Not important,Very important,Slightly important,Slightly important,Very important,Slightly important,Important,Very important,Very important,Critical,Critical,Important,Very important,Very important,Slightly important,Important,Slightly important,Important,Important,Important,Slightly important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Important,Important,Not important,Slightly important,Slightly important,Very important,Very important,Very important,Very important,Important,Very important,Slightly important,Very important,Critical,Critical,Important,Critical,Very important,Slightly important,Slightly important,Very important,Very important,Critical,Important,Very important,Very important,Difficult,Difficult,Difficult,0,-44,Slightly difficult,Not difficult,Almost impossible,0,-44,Slightly difficult,Not difficult,Almost impossible,0,-44,Slightly difficult,Very difficult,Almost impossible,0,-44,Not difficult,Not difficult,Not difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Very difficult,Not difficult,Difficult,0,-44,Very important,Important,Important,Slightly important,Important,Not important,Important,Slightly important,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Very severe obstacle,Public announcement/advertisement,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm cannot afford the optimal level of training,No,-44,-44,-44,-44,-44,-44,No,0,100,-44,0,No,-44,No,42,18,0,0,40,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,1,Collateral or cosigners unacceptable,-44,106272000,110700000,32103000,35424000,3321000,9963000,7749000,3321000,1107000,1107000,4428000,0,0,19926000,2214000,21919000,4982000,49975000,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Tax administration,Access to finance,Corruption,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,No,Yes,No,No,Truthful,Are estimates computed with some precision, 1231230896,1230896,Jamaica,Jamaica,Transport,896,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded,-44,49,0,100,0,0,Equally men and women,No,No,49,Delegates decisions to other partners,9,3,Predominantly men,Male,Female,Male,-66,Yes,Yes,1977,18,Yes,13,Yes,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,3,1,-44,Yes,3,1,0,-44,Yes,12,2,0,-44,No,-44,-44,-44,-44,Yes,1,Yes,Yes,Yes,0,-44,-44,100,0,-44,0,100,0,10,Small private firms (less than 20 employees),0,0,100,COURIER SERVICE,100,National,0,Decreased,Remained the same,More than 5,100,0,100,-44,-44,-44,-44,-44,-44,-44,-44,48,52,No,-44,No,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Moderate obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,No obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,No obstacle,-44,Strongly agree,Tend to disagree,Tend to agree,Strongly agree,Yes,Yes,Still in process,-44,-44,-44,Yes,1,-44,Yes,1,-44,Yes,1,Outside working hours,Firearm/gun,Personal possessions of employees or customers,1117000,Group of criminals,No,No,Police could not have done anything,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,Outside working hours,Firearm/gun,Money,1117000,Group of criminals,No,Yes,-44,Yes,1,During working hours,Baseball bat,Other company property,192000,Group of criminals,No,No,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,4,Outside working hours,Firearm/gun,Personal possessions of employees or customers,1149000,Group of criminals,No,Yes,-44,Yes,5,Outside working hours,Knife,Other company property,223000,Someone working alone,Yes,Yes,-44,No,-44,-44,3091000,Yes,No,Yes,No,Yes,No,-44,-44,No,-44,-44,Yes,No,Yes,0,No,-44,-44,Yes,0,0,-44,Yes,5,No,No,-44,-44,No,-44,-44,-66,86,7,0,0,79,3,0,0,41,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,5,7,2530000,7,2505000,7,2581000,3,1290000,3,1290000,3,1316000,7,1070000,7,1049000,7,1091000,4,690000,4,683000,4,697000,12,944000,12,935000,12,953000,0,-44,0,-44,0,-44,2,530000,2,530000,2,530000,0,-44,0,-44,0,-44,51,550000,51,545000,52,583000,-44,-44,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed college/vocational training,University graduate,Completed college/vocational training,Completed secondary,Completed secondary,Completed secondary,-44,-44,Completed college/vocational training,Completed secondary,-44,-44,Completed secondary,Completed secondary,Very important,Very important,Important,Slightly important,Critical,Important,Very important,Slightly important,Critical,Important,Not important,Important,Important,Not important,Critical,Very important,Important,Important,Important,Important,Slightly important,Critical,Not important,Slightly important,Very important,Very important,Important,Important,Important,Slightly important,Critical,Critical,Slightly important,Important,Very important,Critical,Critical,Slightly important,Very important,Important,Important,Very important,Very important,Slightly important,Very important,Very important,Very important,Slightly important,Very important,Critical,Critical,Important,Important,Very important,Important,Important,Slightly important,Slightly important,Not important,Slightly important,Very important,Slightly important,Very important,Critical,Slightly important,Slightly important,Slightly important,Slightly important,Very important,Very important,Critical,Critical,Very important,Slightly important,Slightly important,Very important,Very important,Critical,Critical,Important,Almost impossible,Difficult,Slightly difficult,3,11,Slightly difficult,Slightly difficult,Difficult,1,10,Difficult,Very difficult,Difficult,2,13,Difficult,Very difficult,Difficult,4,4,Slightly difficult,Difficult,Difficult,1,5,-44,-44,-44,-44,-44,Not difficult,Difficult,Slightly difficult,1,1,-44,-44,-44,-44,-44,Slightly difficult,Slightly difficult,Difficult,1,1,Very important,Slightly important,Important,Important,Important,Not important,Important,Very important,Major obstacle,Minor obstacle,No obstacle,Minor obstacle,No obstacle,Minor obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Private placement office,-44,Yes to fire,No,-44,Yes,4,No,-44,-44,-44,The firm cannot afford the optimal level of training,Yes,Minor obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Major obstacle,No,0,100,-44,0,Yes,19,Yes,0,93,0,0,0,0,0,0,0,0,7,0,0,-44,15,0,0,0,40,0,45,0,0,0,0,0,0,0,0, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,319200000,322000000,103040000,73800000,6440000,19320000,32200000,3220000,6440000,3220000,12880000,0,0,45080000,0,50039000,74060000,109085000,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,Moderate obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,Tax Rates,Tax administration,Access to finance,Moderate obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,-44,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 1231230905,1230905,Jamaica,Jamaica,Transport,905,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Male,2007,No,Yes,2007,5,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,1,0,-44,No,-44,-44,-44,-44,Yes,10,2,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0,-44,35,57,8,0,Individuals,0,93,7,FREIGHT FORWARDING,100,Local,0,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,74,26,No,-44,Yes,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Very severe obstacle,Major obstacle,No obstacle,-44,Tend to disagree,Tend to disagree,Strongly disagree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,3,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,741000,Yes,No,Yes,No,Yes,No,-44,-44,No,-44,-44,No,No,Yes,0,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,30,49,4,0,0,45,1,0,0,25,5,0,0,0,5,0,0,0,2,5,-44,-44,-44,5,0,4,1220000,4,1220000,4,1244000,2,810000,2,810000,2,818000,2,580000,2,580000,2,580000,3,460000,3,442000,3,460000,11,533000,10,517000,11,549000,0,-44,0,-44,0,-44,2,370000,2,359000,2,374000,0,-44,0,-44,0,-44,30,340000,28,340000,31,357000,New products require new skills,-44,Completed college/vocational training,Completed secondary,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,-44,-44,Completed secondary,Completed primary school,Very important,Important,Slightly important,Very important,Very important,Important,Slightly important,Not important,Critical,Very important,Slightly important,Slightly important,Not important,Not important,Slightly important,Important,Very important,Very important,Very important,Very important,Important,Very important,Not important,Slightly important,Slightly important,Slightly important,Slightly important,Very important,Very important,Slightly important,Critical,Slightly important,Not important,Important,Important,Very important,Critical,Slightly important,Very important,Critical,Very important,Critical,Very important,Slightly important,Critical,Very important,Critical,Important,Very important,Slightly important,Very important,Important,Slightly important,Very important,Very important,Important,Not important,Not important,Slightly important,Slightly important,Slightly important,Very important,Important,Very important,Very important,Not important,Critical,Important,Critical,Critical,Critical,Very important,Slightly important,Important,Very important,Very important,Very important,Critical,Important,Very important,Difficult,Difficult,Slightly difficult,0,-44,Not difficult,Not difficult,Difficult,0,-44,Slightly difficult,Slightly difficult,Difficult,0,-44,Not difficult,Difficult,Not difficult,0,-44,Slightly difficult,Almost impossible,Difficult,0,-44,-44,-44,-44,-44,-44,Slightly difficult,Not difficult,Slightly difficult,0,-44,-44,-44,-44,-44,-44,Slightly difficult,Very difficult,Difficult,2,3,Slightly important,Critical,Very important,Not important,Important,Slightly important,Very important,Not important,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Private placement office,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The benefits of training are small than the costs,Yes,Minor obstacle,Minor obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,No obstacle,No,100,0,-44,0,Yes,18,No,48,23,0,0,25,0,0,0,0,0,4,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,Interest rates are not favorable,85400000,88200000,24696000,24400000,2646000,5292000,6174000,882000,882000,1764000,3528000,0,0,14994000,0,17393000,15938000,39656000,Minor obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Very severe obstacle,Major obstacle,Minor obstacle,No obstacle,No obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Yes,Yes,No,No,No,Tax Rates,Corruption,"Crime, theft and disorder",Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,-44,-44,"General management, Business development and Strategies supp",-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,Yes,Truthful,Are taken directly from the establishment's records, 1231230908,1230908,Jamaica,Jamaica,Transport,908,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Female,Female,1995,No,Yes,1992,10,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,1,1,-44,Yes,2,3,0,-44,Yes,11,3,0,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0,-44,16,69,15,3,Small private firms (less than 20 employees),10,76,14,FREIGHT FORWARDING,46,National,Do not know,Remained the same,Increased,More than 5,100,0,4,-44,-44,-44,-44,-44,-44,-44,-44,71,29,No,-44,Yes,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,No obstacle,-44,Tend to disagree,Tend to disagree,Strongly agree,Tend to disagree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,263000,Yes,No,No,No,Yes,No,-44,-44,No,-44,-44,No,No,Yes,0,No,-44,-44,Yes,0,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,5,27,4,0,0,23,1,0,0,13,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,2,4,820000,4,787000,4,845000,1,630000,1,611000,1,630000,1,410000,1,398000,1,422000,2,410000,2,398000,2,414000,6,395000,6,391000,6,403000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,13,260000,14,257000,13,270000,Increase demand for higher quality product,-44,University graduate,Started but did not complete college/vocational training,University graduate,Completed college/vocational training,University graduate,University graduate,Completed college/vocational training,Started but did not complete college/vocational training,Completed secondary,Completed college/vocational training,-44,-44,-44,-44,-44,-44,Completed secondary,Did not complete primary school,Slightly important,Important,Very important,Very important,Very important,Critical,Slightly important,Important,Critical,Not important,Very important,Important,Slightly important,Very important,Very important,Important,Critical,Very important,Slightly important,Critical,Very important,Critical,Slightly important,Very important,Slightly important,Slightly important,Not important,Important,Important,Very important,Very important,Critical,Very important,Critical,Critical,Slightly important,Slightly important,Critical,Slightly important,Critical,Important,Very important,Slightly important,Important,Critical,Very important,Critical,Important,Very important,Critical,Critical,Important,Slightly important,Slightly important,Very important,Very important,Very important,Important,Slightly important,Not important,Very important,Critical,Critical,Very important,Very important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Very important,Important,Very important,Slightly important,Very important,Critical,Slightly important,Very important,Critical,Slightly important,Difficult,Almost impossible,Slightly difficult,0,-44,Very difficult,Slightly difficult,Almost impossible,2,13,Difficult,Difficult,Almost impossible,0,-44,Very difficult,Very difficult,Slightly difficult,0,-44,Not difficult,Not difficult,Very difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Slightly difficult,Very difficult,Slightly difficult,0,-44,Very important,Very important,Very important,Not important,Very important,Important,Slightly important,Slightly important,Minor obstacle,Major obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Through family/friends,-44,No,-44,-44,-44,-44,No,-44,-44,-44,Other,Yes,Moderate obstacle,Major obstacle,Very severe obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Yes,100,0,-44,0,No,-44,Yes,53,22,0,0,25,0,0,0,0,0,0,0,0,-44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,Size of loan and maturity are insufficiant,41650000,38150000,6486000,10248000,763000,2671000,3434000,0,763000,763000,1145000,678000,0,3434000,1526000,3777000,2884000,8272000,No obstacle,No obstacle,Moderate obstacle,Very severe obstacle,Yes,No,Yes,Yes,No,No,No,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Yes,Yes,No,No,No,Transportation,Tax Rates,Business Licensing and Permits,No obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,-44,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,Yes,Yes,No,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,No,Yes,No,No,No,-44,-44,Yes,No,No,Truthful,Are estimates computed with some precision, 1231230914,1230914,Jamaica,Jamaica,Information technology,914,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,1991,Yes,Yes,1991,16,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,7,4,0,-44,No,-44,-44,-44,-44,Yes,Do not know,Yes,Yes,Yes,0,-44,-44,100,0,-44,20,0,80,3,Small private firms (less than 20 employees),25,46,29,IT SOLUTIONS AND SERVICES,78,Local,Do not know,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,96,4,No,-44,Yes,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,No obstacle,-44,Strongly disagree,Tend to agree,Tend to disagree,Strongly agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,2093000,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,No,0,No,-44,-44,Yes,0,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,7,60,8,0,0,52,1,0,0,28,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,2,8,1480000,7,1421000,8,1480000,2,1430000,2,1387000,2,1444000,2,980000,2,941000,2,1009000,4,730000,4,723000,4,737000,12,959000,11,949000,13,978000,0,-44,0,-44,0,-44,2,550000,2,528000,2,567000,0,-44,0,-44,0,-44,30,600000,26,576000,31,618000,New products require new skills,-44,University graduate,University graduate,University graduate,Completed secondary,Started but did not complete college/vocational training,Completed college/vocational training,Completed secondary,Started but did not complete college/vocational training,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed college/vocational training,Started but did not complete secondary,-44,-44,Completed secondary,Did not complete primary school,Slightly important,Very important,Critical,Slightly important,Important,Very important,Important,Very important,Important,Very important,Slightly important,Very important,Slightly important,Very important,Very important,Very important,Critical,Very important,Critical,Slightly important,Slightly important,Very important,Very important,Not important,Slightly important,Slightly important,Not important,Not important,Very important,Important,Very important,Important,Slightly important,Not important,Critical,Important,Important,Very important,Important,Slightly important,Very important,Critical,Critical,Slightly important,Very important,Important,Critical,Critical,Slightly important,Slightly important,Critical,Important,Important,Very important,Important,Important,Not important,Slightly important,Slightly important,Important,Very important,Very important,Critical,Very important,Important,Important,Slightly important,Slightly important,Very important,Critical,Critical,Very important,Important,Very important,Very important,Very important,Slightly important,Critical,Important,Critical,Slightly difficult,Difficult,Very difficult,0,-44,Slightly difficult,Almost impossible,Almost impossible,0,-44,Difficult,Almost impossible,Not difficult,0,-44,Difficult,Slightly difficult,Not difficult,0,-44,Difficult,Almost impossible,Very difficult,0,-44,-44,-44,-44,-44,-44,Not difficult,Difficult,Difficult,1,1,-44,-44,-44,-44,-44,Very difficult,Not difficult,Slightly difficult,3,2,Slightly important,Important,Important,Very important,Critical,Very important,Slightly important,Very important,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,No obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Schoold related network,-44,No,-44,-44,-44,-44,Yes,0,40,No,-44,No,-44,-44,-44,-44,-44,-44,Yes,0,100,-44,0,No,-44,No,45,25,0,0,30,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,365800000,418500000,96255000,49200000,8370000,46035000,12555000,4185000,4185000,8370000,8370000,0,0,58590000,8370000,78511000,15401000,185286000,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Major obstacle,No obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,No obstacle,Major obstacle,Very severe obstacle,Yes,No,No,No,No,Tax Rates,"Crime, theft and disorder",Tax administration,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Already used this type of assistance in the past and wasn't,-44,Yes,International organization,-44,Financial magement and tax and customs administration,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,No,Somewhat truthful,Are estimates computed with some precision, 1231230917,1230917,Jamaica,Jamaica,Information technology,917,Yes,-44,-44,-44,-44,Limited partnership,-44,40,100,0,0,0,Equally men and women,No,No,20,Delegates decisions to other partners,11,4,All men,Male,Male,Male,1996,No,Yes,1996,13,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,Yes,4,2,0,-44,Yes,12,3,0,-44,No,-44,-44,-44,-44,Yes,Do not know,Yes,No,Yes,0,-44,-44,100,0,-44,17,80,3,0,Individuals,95,0,5,DATA COLLECTION,100,Local,8,Remained the same,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,95,5,No,-44,Yes,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Very severe obstacle,Major obstacle,No obstacle,-44,Strongly agree,Tend to agree,Strongly disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,2176000,No,No,Yes,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,No,-44,-44,Yes,0,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,-66,50,6,0,0,44,1,0,0,25,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,1,6,2220000,5,2220000,6,2287000,2,1790000,2,1790000,2,1844000,4,1450000,4,1392000,4,1479000,3,1450000,3,1407000,3,1479000,12,1397000,10,1397000,12,1439000,0,-44,0,-44,0,-44,2,750000,2,728000,2,758000,0,-44,0,-44,0,-44,21,900000,18,873000,21,945000,Increase demand for higher quality product,-44,University graduate,Completed college/vocational training,Completed college/vocational training,University graduate,Completed college/vocational training,University graduate,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed secondary,-44,-44,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Critical,Slightly important,Very important,Important,Very important,Very important,Critical,Critical,Slightly important,Important,Slightly important,Slightly important,Slightly important,Not important,Critical,Very important,Very important,Slightly important,Slightly important,Very important,Important,Critical,Slightly important,Slightly important,Slightly important,Slightly important,Not important,Slightly important,Slightly important,Important,Critical,Important,Important,Slightly important,Very important,Critical,Critical,Critical,Important,Very important,Important,Important,Very important,Very important,Very important,Critical,Critical,Slightly important,Very important,Very important,Very important,Slightly important,Slightly important,Very important,Very important,Very important,Very important,Slightly important,Slightly important,Very important,Very important,Slightly important,Important,Very important,Critical,Important,Critical,Slightly important,Not important,Very important,Critical,Very important,Important,Slightly important,Very important,Not important,Slightly important,Critical,Important,Important,Difficult,Not difficult,Almost impossible,0,-44,Not difficult,Difficult,Not difficult,0,-44,Difficult,Difficult,Difficult,3,16,Not difficult,Almost impossible,Very difficult,0,-44,Difficult,Difficult,Difficult,2,6,-44,-44,-44,-44,-44,Difficult,Not difficult,Not difficult,0,-44,-44,-44,-44,-44,-44,Difficult,Almost impossible,Difficult,2,4,Slightly important,Important,Not important,Very important,Very important,Important,Not important,Critical,Minor obstacle,Major obstacle,Major obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Major obstacle,Schoold related network,-44,No,-44,-44,-44,-44,Yes,0,30,No,-44,Yes,Major obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Major obstacle,Minor obstacle,Yes,0,100,-44,0,Yes,17,No,80,17,0,0,0,0,0,0,0,0,3,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,488000000,544000000,163200000,63500000,16320000,43520000,59840000,5440000,10880000,10880000,21760000,0,0,54400000,0,68544000,157760000,162449000,Moderate obstacle,Very severe obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,Minor obstacle,No obstacle,Minor obstacle,No obstacle,Major obstacle,Major obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Very severe obstacle,Yes,Yes,No,No,No,Electricity,Practices of competitors in the informal sector,Access to finance,No obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Administratie procedure is cumbersome,-44,No,-44,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,No,Truthful,Are estimates computed with some precision, 1231230926,1230926,Jamaica,Jamaica,Construction,926,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly women,Male,Female,Female,2005,No,Yes,2005,7,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,3,2,-44,Yes,2,1,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,No,No,Yes,0,-44,-44,100,0,-44,17,83,0,0,Small private firms (less than 20 employees),0,90,10,CONSTRUCTION SERVICES,67,Local,0,Decreased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,81,19,No,-44,Yes,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Major obstacle,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Major obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,No obstacle,-44,Tend to disagree,Strongly agree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,49000,No,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,Yes,0,Yes,1,No,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,3,2,5,9,1,0,0,8,1,0,0,4,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,1,990000,1,960000,1,1020000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,8,250000,7,248000,8,258000,Increase demand for higher quality product,-44,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Did not complete primary school,Completed primary school,Critical,Slightly important,Very important,Very important,Critical,Slightly important,Very important,Very important,Slightly important,Not important,Not important,Important,Important,Important,Critical,Critical,Very important,Slightly important,Important,Slightly important,Critical,Critical,Not important,Very important,Important,Slightly important,Not important,Important,Important,Slightly important,Slightly important,Very important,Critical,Important,Slightly important,Very important,Very important,Very important,Important,Very important,Very important,Very important,Very important,Very important,Important,Slightly important,Slightly important,Critical,Very important,Slightly important,Critical,Slightly important,Important,Slightly important,Important,Important,Important,Important,Slightly important,Slightly important,Very important,Important,Very important,Slightly important,Important,Very important,Very important,Important,Slightly important,Very important,Slightly important,Very important,Important,Slightly important,Critical,Very important,Very important,Important,Critical,Critical,Not difficult,Difficult,Difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Very difficult,Not difficult,Very difficult,0,-44,Important,Important,Not important,Slightly important,Not important,Not important,Not important,Critical,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Private placement office,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm cannot afford the optimal level of training,Yes,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,No,0,100,-44,0,No,-44,No,80,0,0,0,15,5,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,Collateral requirements for loans or line of credit are unat,8700000,9375000,1688000,3192000,469000,750000,563000,0,94000,94000,375000,0,0,1406000,0,1786000,157000,3804000,No obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Very severe obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Electricity,Cost of finance,"Crime, theft and disorder",No obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,Somewhat truthful,Are taken directly from the establishment's records, 1231230934,1230934,Jamaica,Jamaica,Services of motor vehicles,934,No,-44,-44,-44,-44,Limited partnership,-44,46,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,2000,No,Yes,2000,12,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,2,2,-44,Yes,4,2,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,No,No,Yes,0,-44,-44,100,0,-44,0,91,9,0,Individuals,0,90,10,VEHICLE REPAIR,99,Local,0,Remained the same,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,76,24,No,-44,Yes,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Major obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Very severe obstacle,No obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,No obstacle,-44,Tend to disagree,Tend to disagree,Strongly disagree,Strongly agree,Yes,Yes,Yes,86,Yes,8,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,35000,No,No,No,No,Yes,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,5,2,4,6,1,0,0,5,0,0,0,3,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,1,590000,1,572000,1,596000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,5,210000,5,206000,5,218000,-44,-44,University graduate,Completed college/vocational training,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Did not complete primary school,Did not complete primary school,Critical,Critical,Very important,Slightly important,Very important,Very important,Important,Important,Important,Important,Slightly important,Slightly important,Not important,Slightly important,Very important,Slightly important,Very important,Slightly important,Slightly important,Slightly important,Critical,Very important,Not important,Slightly important,Important,Important,Not important,Slightly important,Slightly important,Important,Critical,Very important,Slightly important,Not important,Very important,Critical,Important,Very important,Important,Very important,Important,Critical,Slightly important,Slightly important,Slightly important,Very important,Slightly important,Very important,Very important,Critical,Critical,Very important,Very important,Very important,Critical,Very important,Very important,Not important,Slightly important,Slightly important,Slightly important,Critical,Very important,Critical,Slightly important,Not important,Important,Not important,Not important,Important,Very important,Very important,Important,Important,Critical,Very important,Important,Very important,Very important,Slightly important,Not difficult,Not difficult,Slightly difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Not difficult,Difficult,Not difficult,0,-44,Important,Critical,Important,Important,Critical,Slightly important,Not important,Important,Moderate obstacle,Major obstacle,Minor obstacle,No obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Minor obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Public announcement/advertisement,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm does not have enough information about training pro,Yes,Very severe obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Major obstacle,No,0,100,-44,0,No,-44,No,100,0,0,0,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,8400000,8850000,2478000,2200000,354000,531000,797000,89000,177000,177000,266000,177000,0,266000,0,338000,775000,744000,No obstacle,Moderate obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Very severe obstacle,Major obstacle,No obstacle,No obstacle,No obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Yes,No,No,No,No,"Crime, theft and disorder",Corruption,Electricity,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,-44,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,No,Somewhat truthful,Are estimates computed with some precision, 1231230939,1230939,Jamaica,Jamaica,Services of motor vehicles,939,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,100,0,0,0,All women,Yes,Not applicable,100,Makes major strategic and fiancial decisions,5,3,Predominantly women,Female,Female,Male,1995,No,Yes,1995,8,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,4,1,1,-44,No,-44,-44,-44,-44,Yes,12,4,0,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0,-44,55,0,45,10,Individuals,18,73,9,VEHICLE SALE,100,Local,Do not know,Remained the same,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,75,25,No,-44,No,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,No obstacle,-44,Tend to disagree,Strongly disagree,Tend to disagree,Tend to disagree,Yes,Yes,Yes,62,Still in process,-44,Yes,-44,2200000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,777000,No,No,No,No,No,No,-44,-44,No,-44,-44,No,No,No,10,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,13,14,2,0,0,12,0,0,0,7,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,2,1640000,2,1591000,2,1656000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,1,600000,1,582000,1,606000,3,701000,3,680000,3,715000,0,-44,0,-44,0,-44,1,530000,1,530000,1,530000,0,-44,0,-44,0,-44,7,510000,7,500000,7,536000,-44,-44,University graduate,Completed college/vocational training,-44,-44,-44,-44,Started but did not complete college/vocational training,Started but did not complete college/vocational training,Completed secondary,Completed college/vocational training,-44,-44,Completed college/vocational training,Started but did not complete secondary,-44,-44,Completed primary school,Did not complete primary school,Slightly important,Very important,Very important,Important,Important,Important,Slightly important,Slightly important,Important,Very important,Slightly important,Not important,Important,Slightly important,Very important,Important,Critical,Very important,Very important,Slightly important,Very important,Very important,Important,Slightly important,Slightly important,Slightly important,Not important,Slightly important,Not important,Slightly important,Critical,Critical,Important,Slightly important,Critical,Very important,Very important,Very important,Slightly important,Very important,Very important,Very important,Critical,Not important,Critical,Critical,Very important,Important,Critical,Critical,Very important,Very important,Slightly important,Important,Very important,Important,Slightly important,Important,Slightly important,Slightly important,Very important,Important,Critical,Slightly important,Important,Important,Very important,Important,Not important,Critical,Important,Very important,Very important,Very important,Very important,Very important,Critical,Very important,Critical,Critical,Not difficult,Almost impossible,Very difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Slightly difficult,Not difficult,Slightly difficult,0,-44,Not difficult,Slightly difficult,Almost impossible,0,-44,-44,-44,-44,-44,-44,Slightly difficult,Very difficult,Slightly difficult,0,-44,-44,-44,-44,-44,-44,Very difficult,Not difficult,Difficult,0,-44,Important,Very important,Not important,Critical,Not important,Slightly important,Important,Important,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Through family/friends,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm cannot afford the optimal level of training,Yes,Moderate obstacle,Minor obstacle,Very severe obstacle,Very severe obstacle,Minor obstacle,No obstacle,Yes,100,0,-44,0,Yes,15,No,77,13,0,0,10,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,Yes,Line of credit,2011,500000,15,19,Private commercial banks,No,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,Interest rates are not favorable,141600000,152400000,54864000,10900000,7620000,16764000,13716000,1524000,3048000,3048000,4572000,0,0,7620000,0,10058000,41148000,23636000,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,Business Licensing and Permits,Inadequately educated workforce,Corruption,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,No,No,-44,-44,Somewhat truthful,Are estimates computed with some precision, 1231230944,1230944,Jamaica,Jamaica,Services of motor vehicles,944,No,-44,-44,-44,-44,Partnership (including limited liability companies),-44,49,100,0,0,0,Predominantly men,No,Yes,58,Delegates decisions to other partners,13,7,All men,Male,Male,Male,1995,No,Yes,1994,-66,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,No,No,No,0,-44,-44,100,0,-44,90,0,10,0,Individuals,11,59,30,MOTOR VEHICLE,100,Local,0,Remained the same,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,39,61,No,-44,No,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,Yes,No,No,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Major obstacle,No obstacle,-44,Tend to disagree,Tend to disagree,Strongly disagree,Tend to disagree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,631000,No,No,No,Yes,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,-66,14,3,0,0,11,0,0,0,6,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,3,2770000,3,2770000,3,2825000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,1,1200000,1,1164000,1,1200000,3,1458000,3,1458000,3,1487000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,7,790000,7,782000,7,837000,-44,-44,Completed college/vocational training,Completed college/vocational training,-44,-44,-44,-44,Completed secondary,Started but did not complete college/vocational training,Completed college/vocational training,Completed secondary,-44,-44,-44,-44,-44,-44,Completed secondary,Did not complete primary school,Very important,Critical,Important,Important,Very important,Critical,Very important,Important,Very important,Critical,Very important,Important,Not important,Important,Critical,Slightly important,Important,Critical,Critical,Important,Important,Critical,Not important,Slightly important,Slightly important,Important,Slightly important,Slightly important,Not important,Important,Critical,Very important,Important,Slightly important,Very important,Very important,Critical,Important,Critical,Very important,Slightly important,Slightly important,Important,Slightly important,Slightly important,Very important,Very important,Very important,Very important,Slightly important,Important,Important,Slightly important,Important,Slightly important,Important,Slightly important,Not important,Very important,Not important,Important,Very important,Very important,Very important,Very important,Very important,Critical,Slightly important,Critical,Important,Very important,Very important,Important,Important,Critical,Slightly important,Very important,Very important,Very important,Very important,Almost impossible,Difficult,Slightly difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Slightly difficult,Not difficult,Slightly difficult,0,-44,Slightly difficult,Slightly difficult,Difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Not difficult,Not difficult,Very difficult,0,-44,Slightly important,Very important,Slightly important,Slightly important,Critical,Critical,Not important,Not important,Minor obstacle,Very severe obstacle,No obstacle,Minor obstacle,No obstacle,Major obstacle,Very severe obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,No obstacle,Through family/friends,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm does not have enough information about training pro,Yes,Moderate obstacle,Very severe obstacle,Minor obstacle,Major obstacle,Very severe obstacle,No obstacle,Yes,100,0,-44,0,No,-44,No,58,0,0,42,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,Yes,Line of credit,2011,200000,16,17,"Non-Bank financial institutions (microfinance institutions,",Yes,No,No,No,Yes,No,-44,180,Yes,1,0,-44,-44,66542000,68600000,19208000,21266000,2058000,5488000,4116000,0,686000,686000,2744000,0,0,8232000,0,10866000,21266000,22927000,No obstacle,Moderate obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,No obstacle,Major obstacle,Very severe obstacle,No obstacle,No obstacle,Moderate obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,Cost of finance,"Crime, theft and disorder",Corruption,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Marketing and Operations support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,Somewhat truthful,Are estimates computed with some precision, 1231230952,1230952,Jamaica,Jamaica,Wholesale,952,No,-44,-44,-44,-44,Limited partnership,-44,35,100,0,0,0,Predominantly men,No,No,41,Makes major strategic and fiancial decisions,12,6,Predominantly men,Male,Male,Female,2001,No,Yes,2002,10,No,-44,-44,No,-44,-44,Yes,3,No,No,-44,-44,Yes,1,2,0,-44,Yes,1,2,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,No,No,Yes,0,-44,-44,100,0,-44,0,94,6,0,Small private firms (less than 20 employees),5,82,13,FOOD ITEMS,39,Local,0,Remained the same,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,45,55,No,-44,Yes,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Very severe obstacle,Major obstacle,No obstacle,-44,Tend to agree,Tend to agree,Strongly agree,Strongly agree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,36000,Yes,Yes,No,Yes,No,No,-44,-44,No,-44,-44,No,No,No,2,Yes,3,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,6,7,1,0,0,6,1,0,0,4,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,1,1130000,1,1107000,1,1130000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,6,270000,5,259000,6,278000,New production methods,-44,Completed college/vocational training,Started but did not complete secondary,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Completed primary school,Did not complete primary school,Slightly important,Very important,Slightly important,Very important,Very important,Not important,Very important,Slightly important,Very important,Very important,Not important,Slightly important,Not important,Not important,Important,Very important,Important,Important,Slightly important,Important,Important,Very important,Slightly important,Not important,Slightly important,Very important,Slightly important,Slightly important,Slightly important,Very important,Important,Very important,Slightly important,Important,Critical,Important,Critical,Slightly important,Very important,Very important,Slightly important,Slightly important,Important,Slightly important,Important,Slightly important,Critical,Very important,Slightly important,Important,Important,Important,Not important,Critical,Slightly important,Slightly important,Not important,Slightly important,Slightly important,Very important,Important,Critical,Important,Slightly important,Very important,Very important,Critical,Important,Very important,Very important,Critical,Very important,Critical,Very important,Slightly important,Very important,Very important,Slightly important,Very important,Slightly important,Almost impossible,Difficult,Almost impossible,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Not difficult,Difficult,Not difficult,1,1,Very important,Important,Slightly important,Slightly important,Very important,Very important,Not important,Very important,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,Through family/friends,-44,No,-44,-44,-44,-44,Yes,0,40,No,-44,Yes,Minor obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Major obstacle,Yes,0,100,-44,0,No,-44,No,68,0,22,0,10,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,Yes,Loan,2010,2400000,17,43,State-owned banks and/or government agencies,Yes,No,Yes,Yes,No,No,-44,155,No,-44,-44,-44,Collateral requirements for loans or line of credit are unat,14000000,15120000,3175000,3328000,454000,907000,756000,454000,151000,302000,302000,454000,0,1058000,1814000,1460000,3091000,3489000,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Very severe obstacle,Very severe obstacle,Moderate obstacle,No obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,No obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Yes,Yes,No,Yes,No,Tax Rates,Inadequately educated workforce,Cost of finance,No obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,-44,-44,Financial magement and tax and customs administration,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 1231230955,1230955,Jamaica,Jamaica,Wholesale,955,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,1998,No,Yes,1998,12,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,Yes,1,2,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,1,No,No,Yes,0,-44,-44,100,0,-44,0,96,4,0,Medium private firms (20-100 employees),0,95,5,WHOSALE OF DRUGS,59,Local,0,Decreased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,97,3,No,-44,Yes,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,Yes,No,No,No,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,No obstacle,-44,Strongly disagree,Tend to disagree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,1,-44,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,Outside working hours,Firearm/gun,Money,19000,Gang related,No,No,Tried to/was unable to contact the police,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,2,Outside working hours,Baseball bat,Other company property,8000,A customer,No,No,There was no insurance requirement,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,3,Outside working hours,Baseball bat,Other,157000,Someone working alone,Yes,Yes,-44,Yes,5,Outside working hours,Firearm/gun,Money,27000,A fellow employee,No,Yes,-44,No,-44,-44,107000,No,No,Yes,No,Yes,No,-44,-44,No,-44,-44,No,No,Yes,0,Yes,2,No,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,3,2,8,14,2,0,0,12,0,0,0,7,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,2,1000000,2,970000,2,1030000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,1,450000,1,437000,1,464000,2,500000,2,480000,2,510000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,9,210000,8,204000,9,214000,Economic upturn/downturn,-44,Started but did not complete college/vocational training,Completed college/vocational training,-44,-44,-44,-44,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,-44,-44,-44,-44,Completed secondary,Did not complete primary school,Very important,Very important,Very important,Important,Important,Very important,Slightly important,Critical,Slightly important,Very important,Slightly important,Important,Slightly important,Slightly important,Critical,Slightly important,Important,Critical,Slightly important,Critical,Slightly important,Critical,Slightly important,Important,Slightly important,Not important,Not important,Not important,Slightly important,Slightly important,Critical,Critical,Slightly important,Critical,Very important,Very important,Important,Very important,Important,Very important,Important,Very important,Very important,Important,Very important,Important,Slightly important,Very important,Important,Critical,Slightly important,Slightly important,Important,Slightly important,Very important,Very important,Slightly important,Not important,Important,Slightly important,Very important,Very important,Very important,Slightly important,Very important,Slightly important,Slightly important,Slightly important,Critical,Very important,Critical,Slightly important,Critical,Slightly important,Important,Very important,Critical,Critical,Critical,Very important,Difficult,Difficult,Slightly difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Slightly difficult,Slightly difficult,Slightly difficult,0,-44,Not difficult,Almost impossible,Almost impossible,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Slightly difficult,Very difficult,Slightly difficult,0,-44,Critical,Important,Not important,Critical,Important,Slightly important,Slightly important,Slightly important,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Major obstacle,Very severe obstacle,Major obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Public placement office,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm cannot afford the optimal level of training,No,-44,-44,-44,-44,-44,-44,Yes,0,100,-44,0,Yes,17,No,71,24,0,0,5,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,Yes,Loan,2009,1200000,16,51,Private commercial banks,No,-44,-44,-44,-44,-44,-44,220,No,-44,-44,-44,Collateral requirements for loans or line of credit are unat,21240000,22320000,6919000,5886000,670000,1786000,2455000,670000,223000,446000,670000,0,0,1562000,0,1968000,6160000,4704000,No obstacle,Very severe obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Major obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,Major obstacle,Very severe obstacle,No obstacle,-44,-44,-44,-44,-44,Electricity,Corruption,"Crime, theft and disorder",Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,"General management, Business development and Strategies supp",-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are taken directly from the establishment's records, 1231230963,1230963,Jamaica,Jamaica,Hotel and restaurants,963,No,-44,-44,-44,-44,Partnership (including limited liability companies),-44,50,100,0,0,0,Equally men and women,No,Yes,40,Delegates decisions to other partners,8,1,Equally men and women,Male,Male,Male,1992,No,Yes,1992,18,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,2,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,2,No,No,No,0,-44,-44,100,0,-44,34,49,17,0,Individuals,31,50,19,CATERING,100,Local,Do not know,Remained the same,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,88,12,No,-44,Yes,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,Yes,No,No,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,No obstacle,-44,Tend to agree,Tend to disagree,Tend to disagree,Strongly agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,144000,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,No,1,Yes,1,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,14,12,2,0,0,10,1,0,0,6,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,2,1080000,2,1080000,2,1080000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,10,380000,10,376000,10,395000,-44,-44,Completed secondary,Completed college/vocational training,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Completed secondary,Completed primary school,Critical,Slightly important,Not important,Not important,Important,Very important,Slightly important,Important,Slightly important,Very important,Not important,Not important,Important,Not important,Slightly important,Very important,Very important,Slightly important,Critical,Critical,Important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Not important,Slightly important,Not important,Slightly important,Very important,Important,Important,Critical,Important,Very important,Very important,Very important,Important,Critical,Important,Critical,Very important,Important,Very important,Not important,Important,Slightly important,Very important,Critical,Slightly important,Critical,Very important,Important,Very important,Important,Slightly important,Slightly important,Very important,Not important,Critical,Very important,Slightly important,Important,Critical,Important,Very important,Slightly important,Very important,Very important,Critical,Very important,Important,Important,Very important,Very important,Very important,Very important,Very important,Important,Difficult,Almost impossible,Slightly difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Slightly difficult,Difficult,Not difficult,0,-44,Important,Important,Not important,Important,Not important,Important,Slightly important,Very important,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,No obstacle,No obstacle,Through family/friends,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm cannot afford the optimal level of training,No,-44,-44,-44,-44,-44,-44,Yes,0,100,-44,0,Yes,15,No,20,30,0,0,40,10,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,37500000,37800000,8316000,7200000,1134000,4158000,3780000,378000,378000,756000,756000,0,0,4158000,0,5780000,9072000,12196000,Minor obstacle,Major obstacle,Minor obstacle,Major obstacle,No,Yes,Yes,No,No,No,No,Major obstacle,Very severe obstacle,Minor obstacle,No obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Yes,Yes,Yes,No,No,Tax administration,Access to finance,Electricity,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed,-44,No,-44,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Truthful,Are estimates computed with some precision, 1231230967,1230967,Jamaica,Jamaica,Transport,967,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Female,Male,2003,No,Yes,2003,9,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,No,No,Yes,0,-44,-44,100,0,-44,30,67,3,0,Individuals,0,94,6,HAULAGE,100,Local,0,Remained the same,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,67,33,No,-44,Yes,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,No obstacle,-44,Tend to agree,Strongly disagree,Tend to agree,Tend to disagree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,149000,No,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,No,0,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,5,2,5,10,1,0,0,9,0,0,0,5,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,1,1700000,1,1666000,1,1751000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,9,350000,8,350000,9,350000,New production methods,-44,Completed college/vocational training,Completed college/vocational training,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Completed secondary,Did not complete primary school,Very important,Critical,Slightly important,Very important,Slightly important,Important,Not important,Important,Slightly important,Critical,Very important,Important,Slightly important,Important,Very important,Very important,Critical,Very important,Important,Critical,Critical,Critical,Not important,Not important,Not important,Important,Slightly important,Not important,Very important,Very important,Very important,Critical,Critical,Very important,Important,Very important,Slightly important,Important,Very important,Critical,Critical,Important,Very important,Important,Important,Important,Slightly important,Important,Slightly important,Important,Important,Slightly important,Very important,Very important,Very important,Slightly important,Slightly important,Not important,Important,Slightly important,Critical,Slightly important,Critical,Critical,Slightly important,Not important,Important,Slightly important,Slightly important,Important,Important,Important,Not important,Critical,Critical,Important,Very important,Slightly important,Very important,Important,Very difficult,Very difficult,Very difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Not difficult,Very difficult,Difficult,0,-44,Slightly important,Critical,Slightly important,Important,Important,Important,Slightly important,Important,Major obstacle,Minor obstacle,Minor obstacle,No obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Very severe obstacle,Through family/friends,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm cannot afford the optimal level of training,Yes,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,No,0,100,-44,0,Yes,18,Yes,51,24,0,0,20,5,0,0,0,0,0,0,0,-44,14,66,0,0,0,0,20,0,0,0,0,0,0,0,0, ,Yes,Loan,2010,10000000,17,41,Private commercial banks,Yes,No,Yes,Yes,No,No,-44,230,No,-44,-44,-44,Size of loan and maturity are insufficiant,30500000,33750000,6750000,4860000,1688000,3038000,1688000,675000,675000,338000,675000,1240000,0,2700000,0,3456000,9450000,8225000,No obstacle,Major obstacle,Moderate obstacle,Major obstacle,Yes,No,No,No,No,No,No,Very severe obstacle,Major obstacle,Minor obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,No obstacle,Moderate obstacle,No obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Tax Rates,Tax administration,Access to finance,No obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,"General management, Business development and Strategies supp",-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are estimates computed with some precision, 1231230968,1230968,Jamaica,Jamaica,Transport,968,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All women,Female,Female,Female,2001,No,Yes,2001,11,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,3,1,-44,Yes,3,1,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,No,No,Yes,0,-44,-44,100,0,-44,21,79,0,0,Small private firms (less than 20 employees),0,95,5,HAULAGE,100,Local,Do not know,Increased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,95,5,No,-44,Yes,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Major obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,-44,Tend to disagree,Strongly disagree,Strongly agree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,206000,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,No,No,0,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,No,2,5,9,1,0,0,8,0,0,0,5,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,1,1200000,1,1176000,1,1200000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,8,390000,7,390000,8,390000,Increase/decreased demand for goods,-44,University graduate,Completed secondary,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Did not complete primary school,Started but did not complete secondary,Very important,Very important,Critical,Slightly important,Critical,Not important,Important,Not important,Slightly important,Critical,Very important,Important,Very important,Not important,Important,Very important,Important,Critical,Very important,Critical,Slightly important,Important,Not important,Not important,Very important,Important,Slightly important,Slightly important,Not important,Very important,Critical,Very important,Critical,Important,Critical,Critical,Critical,Important,Critical,Important,Very important,Very important,Important,Slightly important,Slightly important,Very important,Important,Very important,Critical,Important,Critical,Slightly important,Not important,Critical,Important,Very important,Slightly important,Slightly important,Not important,Important,Critical,Very important,Critical,Very important,Critical,Slightly important,Slightly important,Slightly important,Very important,Very important,Very important,Critical,Very important,Not important,Slightly important,Important,Critical,Critical,Critical,Important,Not difficult,Difficult,Very difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Slightly difficult,Slightly difficult,Slightly difficult,0,-44,Very important,Critical,Very important,Critical,Not important,Important,Not important,Not important,Major obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Public announcement/advertisement,-44,No,-44,-44,-44,-44,No,-44,-44,-44,Other,No,-44,-44,-44,-44,-44,-44,Yes,0,100,-44,0,Yes,17,No,61,14,0,0,15,10,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,Collateral requirements for loans or line of credit are unat,20475000,22400000,4480000,4800000,1120000,1568000,2016000,224000,448000,448000,896000,0,0,896000,0,977000,4267000,2091000,Minor obstacle,Major obstacle,No obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Very severe obstacle,No obstacle,Minor obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Major obstacle,Minor obstacle,No obstacle,Major obstacle,Very severe obstacle,Yes,Yes,Yes,Yes,No,"Crime, theft and disorder",Business Licensing and Permits,Access to finance,No obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not aware of this type of assistance and don't know it advan,-44,Yes,International organization,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Truthful,Are estimates computed with some precision, 1231230971,1230971,Jamaica,Jamaica,Transport,971,No,-44,-44,-44,-44,Partnership (including limited liability companies),-44,50,100,0,0,0,Equally men and women,No,Yes,39,Delegates decisions to other partners,6,5,Equally men and women,Male,Female,Female,2006,Yes,Yes,2006,6,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,1,2,-44,Yes,1,3,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,No,No,Yes,0,-44,-44,100,0,-44,13,84,3,0,Individuals,5,95,0,BROKERAGE SERVICES,100,Local,0,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,57,43,No,-44,No,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,No obstacle,-44,Tend to agree,Strongly agree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,1,-44,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,Outside working hours,Baseball bat,Money,66000,Group of criminals,No,Yes,-44,Yes,1,During working hours,Knife,Personal possessions of employees or customers,22000,A customer,No,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,5,Outside working hours,Baseball bat,Other company property,128000,Group of criminals,No,Yes,-44,Yes,4,Outside working hours,Other,Money,9000,Group of criminals,Yes,Yes,-44,No,-44,-44,126000,No,No,No,No,Yes,No,-44,-44,No,-44,-44,No,No,No,0,Yes,1,No,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,No,2,2,10,1,0,0,9,1,0,0,5,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,1,1520000,1,1520000,1,1550000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,9,250000,9,243000,9,260000,-44,-44,University graduate,University graduate,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Completed primary school,Did not complete primary school,Very important,Important,Very important,Very important,Important,Very important,Slightly important,Slightly important,Important,Critical,Not important,Not important,Slightly important,Slightly important,Very important,Very important,Very important,Very important,Very important,Important,Slightly important,Critical,Important,Slightly important,Slightly important,Very important,Very important,Slightly important,Slightly important,Not important,Critical,Important,Critical,Slightly important,Critical,Very important,Very important,Critical,Slightly important,Critical,Critical,Important,Important,Very important,Critical,Very important,Very important,Very important,Very important,Slightly important,Important,Slightly important,Important,Important,Critical,Very important,Slightly important,Slightly important,Slightly important,Very important,Critical,Slightly important,Critical,Very important,Slightly important,Slightly important,Critical,Not important,Important,Slightly important,Slightly important,Important,Important,Not important,Critical,Not important,Very important,Very important,Very important,Critical,Slightly difficult,Almost impossible,Difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Slightly difficult,Difficult,Difficult,0,-44,Important,Very important,Not important,Critical,Slightly important,Important,Slightly important,Slightly important,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Major obstacle,Major obstacle,Minor obstacle,Private placement office,-44,No,-44,-44,-44,-44,No,-44,-44,-44,Other,No,-44,-44,-44,-44,-44,-44,No,0,100,-44,0,No,-44,No,54,26,0,0,15,5,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,Did not think it would be approved,17400000,16800000,6552000,5250000,672000,1848000,1344000,504000,168000,336000,504000,0,0,168000,1512000,234000,3205000,548000,No obstacle,No obstacle,Moderate obstacle,Major obstacle,No,No,Yes,No,No,Yes,No,Very severe obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,Moderate obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,Tax Rates,Tax administration,Inadequately educated workforce,Minor obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,-44,-44,Marketing and Operations support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Somewhat truthful,Are estimates computed with some precision, 1231230972,1230972,Jamaica,Jamaica,Transport,972,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,2003,No,Yes,2003,9,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,5,3,2,-44,Yes,3,2,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,No,No,Yes,0,-44,-44,100,0,-44,0,99,1,0,Small private firms (less than 20 employees),0,99,1,STORAGE,100,Local,Do not know,Decreased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,60,40,No,-44,Yes,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,-44,Tend to agree,Tend to disagree,Tend to agree,Tend to agree,Yes,No,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,58000,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,No,0,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,No,2,5,16,3,0,0,13,0,0,0,7,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,3,780000,3,749000,3,780000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,1,500000,1,485000,1,510000,4,500000,4,500000,4,510000,0,-44,0,-44,0,-44,1,310000,1,301000,1,319000,0,-44,0,-44,0,-44,7,300000,7,300000,7,315000,-44,-44,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,-44,-44,Completed secondary,Started but did not complete college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,-44,-44,Completed secondary,Did not complete primary school,Very important,Very important,Critical,Very important,Very important,Slightly important,Critical,Important,Very important,Critical,Slightly important,Very important,Not important,Not important,Very important,Critical,Important,Very important,Very important,Critical,Very important,Very important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Very important,Important,Slightly important,Not important,Slightly important,Slightly important,Important,Critical,Very important,Critical,Very important,Critical,Important,Slightly important,Very important,Important,Important,Important,Very important,Critical,Slightly important,Very important,Very important,Important,Important,Critical,Not important,Very important,Not important,Not important,Slightly important,Slightly important,Very important,Very important,Very important,Slightly important,Critical,Not important,Very important,Slightly important,Slightly important,Very important,Very important,Slightly important,Slightly important,Slightly important,Critical,Important,Critical,Critical,Critical,Slightly important,Slightly difficult,Not difficult,Slightly difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Slightly difficult,Difficult,Almost impossible,0,-44,Slightly difficult,Difficult,Slightly difficult,0,-44,-44,-44,-44,-44,-44,Slightly difficult,Not difficult,Not difficult,0,-44,-44,-44,-44,-44,-44,Slightly difficult,Difficult,Difficult,0,-44,Very important,Important,Important,Slightly important,Not important,Critical,Slightly important,Very important,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Major obstacle,Public announcement/advertisement,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm is affraid of investing in workers that after the t,Yes,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,No,0,100,-44,0,No,-44,Yes,80,15,0,0,0,5,0,0,0,0,0,0,0,-44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,Application procedures for loans or line of credit are compl,20000000,19200000,3840000,6780000,960000,1152000,1152000,384000,192000,192000,384000,666000,0,1728000,1344000,2022000,1413000,4368000,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Very severe obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,-44,-44,-44,-44,-44,Tax Rates,Tax administration,Access to finance,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,Local business association,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are estimates computed with some precision, 1231230978,1230978,Jamaica,Jamaica,Information technology,978,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Female,Male,2005,No,Yes,2005,7,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,No,No,Yes,0,-44,-44,100,0,-44,9,90,1,0,Small private firms (less than 20 employees),0,93,7,HARDWARE CONSULTANCY,72,Local,0,Decreased,Decreased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,57,43,No,-44,Yes,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Major obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,No obstacle,-44,Tend to disagree,Tend to agree,Strongly agree,Strongly agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,56000,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,No,-44,-44,No,-44,0,-44,No,-44,-44,Yes,57,No,No,-44,-44,5,9,1,0,0,8,0,0,0,4,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,1,890000,1,881000,1,890000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,8,320000,8,320000,8,323000,-44,-44,Completed secondary,Started but did not complete college/vocational training,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Did not complete primary school,Completed primary school,Critical,Very important,Important,Very important,Slightly important,Slightly important,Very important,Critical,Very important,Important,Slightly important,Not important,Slightly important,Slightly important,Important,Very important,Very important,Important,Slightly important,Very important,Critical,Very important,Important,Very important,Not important,Slightly important,Slightly important,Slightly important,Important,Not important,Very important,Very important,Slightly important,Critical,Very important,Very important,Critical,Slightly important,Important,Very important,Important,Very important,Very important,Important,Slightly important,Critical,Slightly important,Critical,Very important,Critical,Important,Not important,Important,Important,Slightly important,Important,Slightly important,Slightly important,Not important,Important,Very important,Very important,Critical,Critical,Very important,Slightly important,Very important,Slightly important,Very important,Critical,Very important,Slightly important,Important,Not important,Slightly important,Very important,Important,Slightly important,Very important,Important,Slightly difficult,Not difficult,Difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Difficult,Difficult,Slightly difficult,0,-44,Critical,Slightly important,Important,Important,Slightly important,Critical,Important,Important,Very severe obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Major obstacle,Major obstacle,Through family/friends,-44,No,-44,-44,-44,-44,Yes,0,80,No,-44,No,-44,-44,-44,-44,-44,-44,No,100,0,-44,0,Yes,15,No,68,17,0,0,10,5,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,Collateral requirements for loans or line of credit are unat,9200000,9840000,3444000,4428000,492000,886000,590000,0,98000,197000,295000,0,1574000,197000,0,244000,2350000,581000,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,-44,-44,-44,-44,-44,Electricity,Tax administration,"Crime, theft and disorder",Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,Community based organization,-44,Marketing and Operations support,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 1231230980,1230980,Jamaica,Jamaica,Information technology,980,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,2000,No,Yes,2000,7,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,2,2,-44,Yes,4,1,0,-44,Yes,8,2,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0,-44,0,98,2,0,Small private firms (less than 20 employees),0,90,10,EDITING OF DOCUMENTS,83,Local,0,Remained the same,Decreased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,44,56,No,-44,Yes,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,No obstacle,-44,Tend to agree,Tend to disagree,Tend to agree,Strongly agree,No,-44,-44,-44,-44,-44,Yes,4,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,68000,No,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,Yes,0,Yes,1,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,7,12,3,0,0,9,0,0,0,5,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,3,370000,3,366000,3,381000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,9,200000,10,198000,9,202000,New products require new skills,-44,Completed college/vocational training,Completed college/vocational training,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Completed secondary,Did not complete primary school,Very important,Very important,Very important,Very important,Very important,Very important,Slightly important,Very important,Slightly important,Slightly important,Important,Slightly important,Very important,Slightly important,Very important,Critical,Very important,Critical,Very important,Important,Important,Critical,Slightly important,Important,Important,Very important,Important,Very important,Slightly important,Important,Critical,Critical,Very important,Very important,Very important,Important,Critical,Important,Critical,Slightly important,Very important,Very important,Important,Not important,Critical,Important,Very important,Critical,Important,Critical,Slightly important,Important,Slightly important,Slightly important,Important,Very important,Slightly important,Slightly important,Very important,Slightly important,Slightly important,Very important,Slightly important,Important,Slightly important,Not important,Slightly important,Important,Slightly important,Slightly important,Very important,Very important,Very important,Important,Critical,Slightly important,Slightly important,Very important,Very important,Very important,Almost impossible,Difficult,Not difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Very difficult,Difficult,Not difficult,0,-44,Very important,Important,Slightly important,Important,Important,Critical,Not important,Important,Minor obstacle,Major obstacle,Moderate obstacle,No obstacle,No obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Major obstacle,Very severe obstacle,Major obstacle,No obstacle,Private placement office,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm cannot afford the optimal level of training,Yes,Very severe obstacle,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,No,0,100,-44,0,No,-44,Yes,90,0,0,0,0,10,0,0,0,0,0,0,0,-44,32,0,0,0,0,0,68,0,0,0,0,0,0,0,0, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,14760000,13560000,3526000,4142000,271000,1085000,407000,0,136000,136000,271000,303000,0,1763000,0,1904000,4251000,4303000,No obstacle,Major obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Very severe obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Major obstacle,Yes,No,Yes,Yes,No,Access to finance,Electricity,"Crime, theft and disorder",Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,-44,-44,Marketing and Operations support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are estimates computed with some precision, 1231230982,1230982,Jamaica,Jamaica,Wholesale,982,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded,-44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Male,Male,Male,1998,Yes,Yes,1998,19,No,-44,-44,No,-44,-44,Yes,3,No,No,-44,-44,Yes,1,1,2,-44,Yes,2,1,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,1,Yes,Yes,Yes,0,-44,-44,100,0,-44,6,8,86,12,Small private firms (less than 20 employees),9,9,82,FISH,67,Local,0,Remained the same,Decreased,More than 5,100,0,6,-44,-44,-44,-44,-44,-44,-44,-44,61,39,No,-44,Yes,Yes,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,No,Yes,No,Yes,No,No,No,-44,Very Important,Very Important,Important,Very Important,Slightly important,Important,Slightly important,Yes,100,No,-44,No,-44,No,No,180290000,6,Yes,No,Yes,No,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,No obstacle,-44,Tend to disagree,Tend to disagree,Tend to disagree,Strongly agree,No,-44,-44,-44,-44,-44,Yes,-44,6174000,Yes,-44,1248000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,4,During working hours,Firearm/gun,Personal possessions of employees or customers,62000,A fellow employee,No,No,No loss or damage,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,2,Outside working hours,Knife,Money,37440,Group of criminals,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,24519000,Yes,No,Yes,No,Yes,No,-44,-44,No,-44,-44,Yes,Yes,Yes,15,Yes,1,Yes,No,-44,1,-44,Yes,7,No,No,-44,-44,Yes,14,1,250,286,13,0,0,273,7,0,0,153,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,3,13,1270000,12,1257000,13,1308000,17,1200000,15,1152000,17,1224000,11,770000,10,755000,11,793000,22,770000,20,762000,22,770000,79,722000,71,693000,83,722000,0,-44,0,-44,0,-44,5,420000,5,403000,5,424000,0,-44,0,-44,0,-44,139,450000,126,446000,140,464000,New products require new skills,-44,Completed college/vocational training,University graduate,University graduate,University graduate,University graduate,Completed college/vocational training,Started but did not complete college/vocational training,Started but did not complete college/vocational training,Completed secondary,Completed secondary,-44,-44,Completed secondary,Started but did not complete secondary,-44,-44,Completed secondary,Did not complete primary school,Critical,Very important,Important,Not important,Critical,Critical,Very important,Slightly important,Very important,Important,Not important,Important,Not important,Very important,Critical,Important,Very important,Critical,Slightly important,Critical,Critical,Critical,Not important,Important,Slightly important,Slightly important,Slightly important,Very important,Not important,Very important,Slightly important,Very important,Critical,Very important,Very important,Critical,Very important,Critical,Important,Slightly important,Very important,Slightly important,Slightly important,Critical,Very important,Slightly important,Very important,Very important,Critical,Very important,Very important,Slightly important,Not important,Very important,Not important,Very important,Very important,Slightly important,Very important,Slightly important,Very important,Slightly important,Important,Critical,Critical,Not important,Very important,Important,Very important,Important,Important,Very important,Very important,Slightly important,Slightly important,Very important,Critical,Critical,Very important,Critical,Not difficult,Very difficult,Slightly difficult,1,4,Not difficult,Almost impossible,Almost impossible,0,-44,Not difficult,Difficult,Not difficult,5,7,Very difficult,Difficult,Difficult,0,-44,Not difficult,Not difficult,Not difficult,4,5,-44,-44,-44,-44,-44,Difficult,Slightly difficult,Difficult,3,3,-44,-44,-44,-44,-44,Not difficult,Not difficult,Slightly difficult,2,1,Important,Critical,Slightly important,Important,Very important,Very important,Slightly important,Slightly important,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,Public announcement/advertisement,-44,Yes to fire,No,-44,Yes,8,No,-44,-44,-44,The firm cannot afford the optimal level of training,Yes,Very severe obstacle,Major obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,Yes,100,0,-44,0,Yes,18,Yes,51,24,0,0,20,0,0,0,0,0,5,0,0,-44,0,55,0,0,0,0,0,0,45,0,0,0,0,0,0, ,Yes,Loan,2011,340000000,12,40,Private commercial banks,Yes,Yes,No,No,No,No,-44,165,Yes,1,0,-44,-44,3337600000,3605800000,973566000,191100000,108174000,396638000,360580000,29207000,36058000,36058000,144232000,44450000,0,649044000,324522000,830776000,584140000,1869246000,Minor obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Major obstacle,No obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Tax administration,Macroeconomic environment,Corruption,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,-44,-44,Financial magement and tax and customs administration,-44,No,-44,-44,Yes,No,Yes,Yes,Yes,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,No,No,-44,-44,Somewhat truthful,Are estimates computed with some precision, 1231230987,1230987,Jamaica,Jamaica,Wholesale,987,No,-44,-44,-44,-44,Limited partnership,-44,51,49,51,0,0,Equally men and women,Yes,Yes,41,Makes major strategic and fiancial decisions,10,2,Predominantly men,Male,Male,Male,1972,Yes,Yes,1972,14,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,5,1,1,-44,Yes,1,2,0,-44,Yes,8,3,0,-44,No,-44,-44,-44,-44,Yes,1,Yes,Yes,Yes,0,-44,-44,100,0,-44,47,23,30,9,Medium private firms (20-100 employees),92,0,8,CIGARS,98,Local,0,Decreased,Increased,More than 5,58,42,0,-66,-99,Refusal to answer,-99,Refusal to answer,-44,-44,-44,59,41,No,-44,No,No,No,No,Yes,Yes,-44,-44,-44,-44,No,Yes,No,Yes,No,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Critical,Very Important,Very Important,Very Important,Not important,Very Important,Very Important,Yes,75,No,-44,Yes,25,No,No,27975000,16,Yes,No,Yes,No,Major obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,No obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,No obstacle,-44,Tend to agree,Tend to agree,Tend to disagree,Strongly agree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,2052000,Yes,No,Yes,No,Yes,No,-44,-44,No,-44,-44,No,No,No,0,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,-66,69,10,0,0,59,7,0,0,35,11,0,0,0,11,0,0,0,3,7,-44,-44,-44,7,3,10,2060000,9,1978000,10,2101000,5,1750000,4,1750000,5,1750000,6,1000000,5,990000,6,1010000,4,620000,3,601000,4,639000,15,978000,13,958000,15,1007000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,40,580000,35,557000,40,609000,Economic upturn/downturn,-44,University graduate,Completed college/vocational training,Completed college/vocational training,University graduate,Started but did not complete college/vocational training,University graduate,Completed secondary,Completed college/vocational training,Completed college/vocational training,Completed secondary,-44,-44,-44,-44,-44,-44,Completed primary school,Completed secondary,Very important,Important,Critical,Very important,Critical,Very important,Critical,Important,Very important,Critical,Important,Not important,Not important,Slightly important,Slightly important,Important,Slightly important,Slightly important,Critical,Very important,Critical,Slightly important,Not important,Slightly important,Very important,Slightly important,Not important,Slightly important,Very important,Not important,Very important,Very important,Slightly important,Important,Very important,Critical,Slightly important,Critical,Important,Slightly important,Slightly important,Slightly important,Important,Not important,Very important,Important,Very important,Critical,Critical,Slightly important,Very important,Critical,Not important,Important,Very important,Important,Not important,Not important,Important,Very important,Very important,Very important,Slightly important,Very important,Critical,Important,Slightly important,Very important,Critical,Very important,Slightly important,Very important,Important,Slightly important,Very important,Important,Important,Critical,Very important,Very important,Not difficult,Slightly difficult,Very difficult,2,8,Not difficult,Difficult,Difficult,0,-44,Not difficult,Almost impossible,Almost impossible,0,-44,Difficult,Very difficult,Difficult,0,-44,Difficult,Difficult,Very difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Slightly difficult,Not difficult,Difficult,3,2,Critical,Critical,Slightly important,Not important,Very important,Very important,Not important,Important,Major obstacle,Major obstacle,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Public announcement/advertisement,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm does not have enough information about training pro,No,-44,-44,-44,-44,-44,-44,Yes,100,0,-44,0,No,-44,No,52,23,0,0,25,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,Yes,Loan,2011,2400000,12,42,Private commercial banks,Yes,Yes,No,Yes,Yes,No,-44,160,Yes,1,0,-44,-44,414030000,466250000,125888000,68619000,9325000,46625000,13988000,4663000,4663000,9325000,18650000,9325000,0,37300000,37300000,51101000,64156000,114466000,No obstacle,Moderate obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,Tax Rates,Inadequately educated workforce,Tax administration,Moderate obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed,-44,Yes,Local business association,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Yes,No,No,Yes,No,No,Yes,No,No,No,-44,-44,Yes,No,No,Truthful,Are estimates computed with some precision, 1231230996,1230996,Jamaica,Jamaica,Transport,996,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Female,1998,No,Yes,1999,14,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,14,5,0,-44,Yes,4,3,0,-44,Yes,10,3,0,-44,No,-44,-44,-44,-44,Yes,4,Yes,No,Yes,0,-44,-44,100,0,-44,81,0,19,0,Small private firms (less than 20 employees),74,16,10,CABLE EQUIPMENT MATERIAL,87,National,11,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,95,5,No,-44,Yes,No,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,No obstacle,-44,Strongly agree,Tend to disagree,Tend to disagree,Strongly agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,16000,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,19,Yes,1,No,Yes,0,0,-44,No,-44,-44,No,-44,-44,Yes,82,2,12,33,4,0,0,29,0,0,0,16,2,0,0,0,2,0,0,0,2,2,-44,-44,-44,2,2,4,1630000,4,1614000,4,1679000,2,940000,2,931000,2,968000,2,580000,2,568000,2,592000,2,360000,2,346000,2,367000,7,477000,6,477000,7,491000,0,-44,0,-44,0,-44,1,310000,1,310000,1,316000,0,-44,0,-44,0,-44,17,230000,15,230000,17,244000,Economic upturn/downturn,-44,Completed college/vocational training,Completed college/vocational training,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed secondary,Completed secondary,-44,-44,Completed college/vocational training,Completed secondary,-44,-44,Completed primary school,Completed primary school,Slightly important,Very important,Very important,Critical,Very important,Very important,Very important,Not important,Important,Slightly important,Not important,Important,Slightly important,Not important,Important,Very important,Very important,Very important,Slightly important,Important,Very important,Slightly important,Slightly important,Important,Important,Not important,Slightly important,Not important,Slightly important,Slightly important,Slightly important,Very important,Important,Slightly important,Very important,Critical,Very important,Critical,Slightly important,Important,Very important,Slightly important,Very important,Important,Very important,Critical,Very important,Very important,Very important,Important,Very important,Slightly important,Slightly important,Slightly important,Critical,Important,Slightly important,Not important,Not important,Not important,Critical,Critical,Important,Very important,Critical,Slightly important,Critical,Important,Important,Slightly important,Critical,Important,Slightly important,Important,Critical,Slightly important,Critical,Slightly important,Very important,Critical,Not difficult,Not difficult,Almost impossible,0,-44,Not difficult,Almost impossible,Difficult,0,-44,Difficult,Difficult,Almost impossible,1,13,Difficult,Slightly difficult,Difficult,0,-44,Difficult,Almost impossible,Slightly difficult,0,-44,-44,-44,-44,-44,-44,Not difficult,Very difficult,Slightly difficult,0,-44,-44,-44,-44,-44,-44,Very difficult,Very difficult,Slightly difficult,3,4,Important,Important,Important,Not important,Slightly important,Not important,Not important,Important,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Public announcement/advertisement,-44,Yes to both,Yes,2,Yes,3,No,-44,-44,-44,The benefits of training are small than the costs,Yes,Minor obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Yes,0,100,-44,0,No,-44,No,50,0,0,30,20,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,Yes,Loan,2011,50000000,18,35,"Non-Bank financial institutions (microfinance institutions,",Yes,Yes,No,No,No,No,-44,400,No,-44,-44,-44,Application procedures for loans or line of credit are compl,36050000,40600000,8480000,18150000,624000,616000,560000,468000,56000,2112000,512000,8610000,0,784000,840000,839000,2150000,1863000,No obstacle,Moderate obstacle,Major obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,No obstacle,No obstacle,Minor obstacle,No obstacle,Major obstacle,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Yes,No,Yes,Yes,No,"Crime, theft and disorder",Business Licensing and Permits,Access to finance,Moderate obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed,-44,No,-44,-44,Financial magement and tax and customs administration,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Somewhat truthful,Are estimates computed with some precision, 1231230998,1230998,Jamaica,Jamaica,Construction,998,No,-44,-44,-44,-44,Limited partnership,-44,60,100,0,0,0,Predominantly women,Yes,No,49,Makes decisions in consultation with other partners,8,7,All men,Male,Male,Male,1993,No,Yes,1993,27,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,4,1,2,-44,Yes,1,3,0,-44,Yes,10,4,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0,-44,20,0,80,0,Small private firms (less than 20 employees),61,0,39,AGGREGATES - SELLING OF MARL /,69,Local,0,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,39,61,No,-44,Yes,No,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,Yes,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,No obstacle,-44,Strongly disagree,Tend to disagree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,-44,192000,Yes,-44,1050000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,5,Outside working hours,Firearm/gun,Other company property,42000,Someone working alone,No,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,During working hours,Firearm/gun,Money,0,Gang related,Yes,No,No loss or damage,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,3,Outside working hours,Other,Personal possessions of employees or customers,31500,Other,No,No,No loss or damage,Yes,1,Outside working hours,Other,Other company property,21000,Gang related,Yes,Yes,-44,No,-44,-44,198000,No,No,No,Yes,Yes,No,-44,-44,No,-44,-44,No,Yes,Yes,21,Yes,3,No,Yes,0,0,-44,No,-44,-44,No,-44,-44,Yes,29,2,5,15,2,0,0,13,2,0,0,7,22,1,0,0,21,0,0,0,8,4,6,-44,-44,4,0,3,710000,3,710000,3,731000,1,540000,1,518000,1,556000,3,360000,3,353000,3,364000,2,360000,2,353000,2,360000,9,133000,9,129000,9,134000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,19,120000,18,120000,19,125000,Economic upturn/downturn,-44,Completed college/vocational training,Completed college/vocational training,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,-44,-44,-44,-44,Completed secondary,Completed primary school,Very important,Critical,Very important,Slightly important,Very important,Important,Very important,Not important,Slightly important,Slightly important,Important,Not important,Slightly important,Important,Slightly important,Very important,Slightly important,Critical,Important,Critical,Critical,Critical,Slightly important,Slightly important,Not important,Important,Slightly important,Very important,Important,Important,Critical,Very important,Very important,Very important,Critical,Slightly important,Critical,Critical,Slightly important,Important,Very important,Slightly important,Critical,Very important,Very important,Important,Very important,Important,Very important,Critical,Critical,Important,Not important,Important,Not important,Important,Not important,Not important,Slightly important,Slightly important,Important,Critical,Very important,Very important,Critical,Very important,Critical,Important,Very important,Slightly important,Critical,Critical,Important,Very important,Very important,Slightly important,Important,Very important,Very important,Very important,Slightly difficult,Difficult,Difficult,0,-44,Not difficult,Slightly difficult,Difficult,0,-44,Slightly difficult,Almost impossible,Almost impossible,2,16,Not difficult,Not difficult,Very difficult,1,5,Very difficult,Not difficult,Difficult,1,3,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Difficult,Almost impossible,Slightly difficult,0,-44,Slightly important,Very important,Not important,Slightly important,Very important,Slightly important,Important,Slightly important,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Public announcement/advertisement,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm cannot afford the optimal level of training,Yes,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Yes,50,50,-44,0,Yes,18,Yes,30,20,0,0,30,0,20,0,0,0,0,0,0,-44,0,0,0,0,0,0,100,0,0,0,0,0,0,0,0, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,Collateral requirements for loans or line of credit are unat,25000000,26000000,9880000,4600000,520000,1560000,1040000,0,260000,520000,1040000,6100000,0,260000,0,328000,8320000,731000,No obstacle,Major obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Moderate obstacle,Minor obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,Major obstacle,Major obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Tax Rates,Corruption,Tax administration,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed,-44,No,-44,-44,"General management, Business development and Strategies supp",-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 1231231007,1231007,Jamaica,Jamaica,Services of motor vehicles,1007,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,2005,No,Yes,2004,7,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,5,2,1,-44,Yes,2,2,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,No,No,Yes,0,-44,-44,100,0,-44,0,82,18,0,Individuals,0,90,10,AUTO REPAIR,100,Local,6,Increased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,68,32,No,-44,Yes,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Moderate obstacle,Very severe obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Major obstacle,No obstacle,-44,Strongly agree,Tend to disagree,Strongly agree,Strongly agree,No,-44,-44,-44,-44,-44,No,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,During working hours,Baseball bat,Personal possessions of employees or customers,-99,Gang related,No,No,The police give little/no information back on crimes,Yes,2,Outside working hours,Baseball bat,Personal possessions of employees or customers,0,A customer,No,No,No loss or damage,Yes,1,During working hours,Firearm/gun,Money,7000,Gang related,Yes,Yes,-44,Yes,5,Outside working hours,Firearm/gun,Other company property,34000,A fellow employee,Yes,Yes,-44,Yes,3,Outside working hours,Firearm/gun,Other company property,8000,Other,No,Yes,-44,No,-44,-44,-99,No,No,No,No,Yes,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,5,10,1,0,0,9,0,0,0,5,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,1,1440000,1,1426000,1,1483000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,9,300000,8,291000,9,303000,Economic upturn/downturn,-44,Completed college/vocational training,Started but did not complete secondary,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Completed primary school,Completed primary school,Very important,Slightly important,Very important,Important,Very important,Slightly important,Important,Slightly important,Very important,Very important,Not important,Slightly important,Slightly important,Not important,Important,Important,Very important,Very important,Critical,Important,Slightly important,Critical,Not important,Not important,Important,Slightly important,Important,Not important,Slightly important,Not important,Slightly important,Important,Very important,Important,Critical,Critical,Slightly important,Critical,Slightly important,Slightly important,Important,Important,Critical,Not important,Slightly important,Slightly important,Slightly important,Very important,Critical,Very important,Important,Important,Important,Slightly important,Slightly important,Critical,Slightly important,Slightly important,Very important,Not important,Important,Very important,Very important,Critical,Important,Important,Critical,Slightly important,Important,Very important,Critical,Important,Important,Not important,Very important,Important,Slightly important,Critical,Very important,Very important,Difficult,Difficult,Slightly difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Difficult,Difficult,Slightly difficult,0,-44,Important,Very important,Important,Important,Important,Very important,Slightly important,Very important,Major obstacle,Major obstacle,No obstacle,No obstacle,Minor obstacle,No obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,No obstacle,Through family/friends,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm cannot afford the optimal level of training,No,-44,-44,-44,-44,-44,-44,No,100,0,-44,0,Yes,20,No,73,17,0,0,0,10,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,Collateral requirements for loans or line of credit are unat,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,0,0,1965000,0,2653000,2581000,5890000,No obstacle,Major obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Major obstacle,No obstacle,Very severe obstacle,Very severe obstacle,No obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Major obstacle,No,Yes,No,No,No,Access to finance,"Crime, theft and disorder",Inadequately educated workforce,Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed,-44,No,-44,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Truthful,Are estimates computed with some precision, 1231231009,1231009,Jamaica,Jamaica,Services of motor vehicles,1009,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All women,Female,Female,Female,1992,No,Yes,1992,20,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,3,2,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,No,No,Yes,0,-44,-44,100,0,-44,0,100,0,0,Individuals,0,100,0,AUTOMOBILE REPAIR AND SALE OF,100,Local,0,Decreased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,67,33,No,-44,Yes,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,Yes,Yes,Yes,No,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,No obstacle,-44,Tend to disagree,Tend to disagree,Strongly agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,3,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-99,No,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,Yes,0,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,4,7,1,0,0,6,0,0,0,3,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,1,1850000,1,1832000,1,1869000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,6,530000,5,519000,6,535000,Economic upturn/downturn,-44,Completed college/vocational training,Completed college/vocational training,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Started but did not complete college/vocational training,Completed primary school,Critical,Very important,Not important,Important,Very important,Very important,Important,Important,Not important,Important,Very important,Not important,Not important,Slightly important,Important,Important,Slightly important,Critical,Critical,Critical,Critical,Critical,Slightly important,Important,Slightly important,Very important,Slightly important,Not important,Important,Important,Critical,Very important,Very important,Not important,Critical,Very important,Important,Very important,Very important,Critical,Slightly important,Important,Important,Slightly important,Critical,Not important,Slightly important,Important,Very important,Very important,Critical,Very important,Slightly important,Important,Slightly important,Very important,Not important,Not important,Very important,Not important,Slightly important,Important,Critical,Slightly important,Critical,Critical,Very important,Important,Important,Very important,Critical,Critical,Important,Slightly important,Slightly important,Not important,Critical,Very important,Important,Very important,Slightly difficult,Difficult,Very difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Slightly difficult,Slightly difficult,Slightly difficult,0,-44,Important,Very important,Slightly important,Slightly important,Very important,Important,Important,Not important,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Major obstacle,Very severe obstacle,Major obstacle,Major obstacle,Moderate obstacle,No obstacle,Minor obstacle,Public placement office,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm cannot afford the optimal level of training,Yes,Moderate obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Yes,100,0,-44,0,No,-44,No,95,0,0,0,0,5,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,Did not think it would be approved,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,0,0,1210000,0,1343000,5373000,2861000,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Moderate obstacle,Minor obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Yes,Yes,No,No,No,"Crime, theft and disorder",Cost of finance,Access to finance,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 1231231011,1231011,Jamaica,Jamaica,Services of motor vehicles,1011,No,-44,-44,-44,-44,Partnership (including limited liability companies),-44,50,100,0,0,0,Predominantly men,No,Yes,31,Delegates decisions to other partners,14,8,Equally men and women,Male,Female,Male,-66,No,Do not know,-66,6,Yes,10,No,No,-44,-44,Yes,5,No,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,Do not know,No,No,Yes,0,-44,-44,100,0,-44,0,98,2,0,Individuals,0,98,2,TOYOTA PARTS,41,Local,2,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,42,58,No,-44,Yes,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,No obstacle,-44,Tend to agree,Tend to agree,Tend to disagree,Strongly agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,147000,No,No,No,No,Yes,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,7,7,1,0,0,6,0,0,0,3,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,1,1290000,1,1277000,1,1303000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,6,430000,6,430000,6,452000,-44,-44,Completed college/vocational training,Started but did not complete secondary,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Started but did not complete college/vocational training,Did not complete primary school,Very important,Critical,Slightly important,Slightly important,Important,Important,Not important,Critical,Critical,Very important,Not important,Slightly important,Not important,Slightly important,Slightly important,Slightly important,Critical,Very important,Very important,Very important,Very important,Critical,Slightly important,Slightly important,Slightly important,Not important,Slightly important,Slightly important,Important,Very important,Important,Very important,Very important,Not important,Important,Important,Critical,Critical,Very important,Slightly important,Important,Important,Critical,Slightly important,Very important,Not important,Very important,Important,Important,Very important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Very important,Slightly important,Slightly important,Important,Very important,Very important,Very important,Critical,Slightly important,Important,Not important,Important,Not important,Slightly important,Very important,Very important,Slightly important,Important,Slightly important,Very important,Very important,Slightly important,Very important,Critical,Important,Very difficult,Slightly difficult,Not difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Slightly difficult,Difficult,Very difficult,0,-44,Important,Critical,Important,Not important,Very important,Slightly important,Slightly important,Slightly important,Moderate obstacle,Major obstacle,No obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Minor obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Major obstacle,Minor obstacle,No obstacle,Private placement office,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm cannot afford the optimal level of training,Yes,Very severe obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Major obstacle,Very severe obstacle,No,0,100,-44,0,No,-44,No,75,0,0,25,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,Yes,Loan,2012,600000,20,34,"Non-Bank financial institutions (microfinance institutions,",Yes,No,No,No,Yes,No,-44,165,Yes,1,0,-44,-44,19840000,20480000,5734000,4956000,819000,1434000,819000,205000,205000,205000,614000,0,0,205000,0,254000,4506000,538000,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Very severe obstacle,Very severe obstacle,Yes,Yes,No,No,No,"Crime, theft and disorder",Access to finance,Inadequately educated workforce,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,-44,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,No,Somewhat truthful,Are taken directly from the establishment's records, 1231231013,1231013,Jamaica,Jamaica,Services of motor vehicles,1013,Yes,2,Headquarters with production and/or sales at this location,Yes,2,Partnership (including limited liability companies),-44,50,100,0,0,0,Equally men and women,No,No,53,Makes major strategic and fiancial decisions,10,1,Equally men and women,Female,Male,Male,2003,No,Yes,2003,10,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,6,4,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,20,No,No,No,0,-44,-44,100,0,-44,0,93,7,0,Individuals,0,98,2,RENT AND SELL TYRES AND OTHER,100,Local,4,Remained the same,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,62,38,No,-44,Yes,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Major obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,-44,Strongly agree,Strongly disagree,Strongly agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,5,-44,Yes,5,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,During working hours,Firearm/gun,Other company property,207000,Gang related,No,Yes,-44,Yes,5,Outside working hours,Firearm/gun,Other company property,0,Gang related,Yes,No,No loss or damage,Yes,1,Outside working hours,Baseball bat,Money,0,A former employee,No,No,No loss or damage,Yes,1,During working hours,Other,Money,263000,A customer,No,Yes,-44,Yes,4,Outside working hours,Knife,Personal possessions of employees or customers,32000,Gang related,No,Yes,-44,No,-44,-44,109000,No,No,No,No,Yes,No,-44,-44,No,-44,-44,No,Yes,Yes,0,Yes,4,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,3,5,1,0,0,4,0,0,0,2,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,1,1250000,1,1225000,1,1250000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,4,440000,4,431000,4,453000,-44,-44,Completed college/vocational training,Started but did not complete secondary,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Completed primary school,Completed primary school,Important,Critical,Very important,Critical,Very important,Critical,Slightly important,Not important,Important,Very important,Important,Slightly important,Slightly important,Not important,Very important,Very important,Very important,Critical,Slightly important,Critical,Very important,Critical,Important,Slightly important,Not important,Very important,Slightly important,Not important,Slightly important,Slightly important,Very important,Critical,Critical,Slightly important,Important,Critical,Critical,Very important,Important,Very important,Slightly important,Very important,Important,Slightly important,Slightly important,Critical,Important,Very important,Important,Critical,Very important,Very important,Slightly important,Very important,Very important,Critical,Slightly important,Slightly important,Not important,Slightly important,Very important,Very important,Slightly important,Slightly important,Critical,Not important,Slightly important,Important,Critical,Slightly important,Very important,Critical,Not important,Important,Very important,Very important,Important,Critical,Very important,Important,Slightly difficult,Very difficult,Slightly difficult,1,5,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Slightly difficult,Not difficult,Very difficult,0,-44,Slightly important,Important,Very important,Not important,Important,Slightly important,Not important,Slightly important,Major obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,Public placement office,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm cannot afford the optimal level of training,Yes,Moderate obstacle,Major obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Yes,0,100,-44,0,No,-44,Yes,80,0,0,0,0,20,0,0,0,0,0,0,0,-44,42,0,0,0,0,40,18,0,0,0,0,0,0,0,0, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,3,3,Incompleteness of loan application,-44,17700000,19500000,3315000,3571000,780000,1560000,1755000,585000,195000,390000,780000,635000,0,3120000,2145000,3962000,2057000,8399000,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Yes,Yes,Yes,Yes,No,Electricity,Practices of competitors in the informal sector,Tax administration,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not aware of this type of assistance and don't know it advan,-44,Yes,International organization,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,Yes,Truthful,Are estimates computed with some precision, 1231231015,1231015,Jamaica,Jamaica,Services of motor vehicles,1015,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Female,2006,No,Yes,2006,22,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,Yes,3,3,0,-44,Yes,10,3,0,-44,No,-44,-44,-44,-44,Yes,2,Yes,Yes,Yes,0,-44,-44,100,0,-44,86,0,14,14,Individuals,10,72,18,AUTO PARTS,100,Local,6,Increased,Increased,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,70,30,No,-44,No,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,No obstacle,-44,Tend to disagree,Strongly agree,Tend to disagree,Strongly agree,No,-44,-44,-44,-44,-44,Yes,-44,5150000,Yes,-44,3720000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,5,Outside working hours,Baseball bat,Money,223000,Someone working alone,No,No,Loss was small,Yes,5,During working hours,Firearm/gun,Money,1079000,Gang related,Yes,Yes,-44,Yes,1,Outside working hours,Firearm/gun,Other company property,74000,A fellow employee,No,No,Police have not done anything in the past,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,Outside working hours,Firearm/gun,Goods or stock,186000,Gang related,No,Yes,-44,Yes,1,Outside working hours,Other,Other company property,148800,Group of criminals,No,No,Not enough police/not enough resources,No,-44,-44,-99,Yes,No,No,No,Yes,No,-44,-44,No,-44,-44,No,No,Yes,0,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,2,15,3,0,0,12,2,0,0,7,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,3,730000,3,701000,3,745000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,1,450000,1,446000,1,455000,2,503000,2,483000,2,508000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,9,280000,9,274000,9,291000,-44,-44,Completed college/vocational training,Completed college/vocational training,-44,-44,-44,-44,Completed secondary,Completed secondary,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,-44,-44,-44,-44,Completed secondary,Completed primary school,Critical,Important,Very important,Very important,Very important,Critical,Critical,Very important,Very important,Important,Slightly important,Not important,Important,Important,Critical,Critical,Important,Very important,Slightly important,Very important,Critical,Critical,Very important,Slightly important,Not important,Very important,Not important,Important,Not important,Very important,Critical,Critical,Very important,Very important,Critical,Critical,Critical,Very important,Very important,Important,Very important,Important,Critical,Important,Very important,Very important,Important,Critical,Critical,Critical,Important,Very important,Slightly important,Important,Very important,Critical,Important,Not important,Not important,Not important,Critical,Very important,Slightly important,Very important,Critical,Very important,Very important,Slightly important,Very important,Very important,Critical,Very important,Very important,Not important,Important,Important,Critical,Critical,Very important,Slightly important,Not difficult,Very difficult,Slightly difficult,1,6,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Slightly difficult,Almost impossible,Almost impossible,0,-44,Slightly difficult,Not difficult,Not difficult,1,4,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Slightly difficult,Difficult,Very difficult,0,-44,Critical,Very important,Slightly important,Slightly important,Very important,Very important,Slightly important,Not important,Minor obstacle,Major obstacle,No obstacle,No obstacle,Minor obstacle,No obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,No obstacle,No obstacle,Public placement office,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm cannot afford the optimal level of training,Yes,Major obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Major obstacle,No obstacle,Yes,100,0,-44,0,No,-44,Yes,38,32,0,0,20,10,0,0,0,0,0,0,0,-44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,Application procedures for loans or line of credit are compl,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,23600000,0,4392000,0,4919000,17897000,10330000,No obstacle,Very severe obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Very severe obstacle,Major obstacle,No obstacle,No obstacle,No obstacle,Major obstacle,No obstacle,No obstacle,Minor obstacle,No obstacle,Minor obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,Tax Rates,Tax administration,Business Licensing and Permits,No obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Financial magement and tax and customs administration,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are taken directly from the establishment's records, 1231231016,1231016,Jamaica,Jamaica,Services of motor vehicles,1016,Yes,2,Headquarters with production and/or sales at this location,Yes,2,Sole proprietorship,-44,-44,100,0,0,0,Equally men and women,No,Yes,30,Makes major strategic and fiancial decisions,7,15,Equally men and women,Female,Male,Male,2005,No,Yes,2005,7,No,-44,-44,Yes,9,Yes,No,-44,-44,No,-44,-44,Yes,2,1,10,-44,Yes,1,2,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,10,No,No,Yes,0,-44,-44,100,0,-44,0,100,0,0,Individuals,47,53,0,HYDRAULIC HOSES,100,Local,Do not know,Increased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,97,3,No,-44,Yes,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,No obstacle,-44,Strongly agree,Strongly disagree,Strongly agree,Strongly agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,81000,No,No,No,No,No,No,-44,-44,No,-44,-44,No,No,Yes,0,Yes,1,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,3,8,1,0,0,7,1,0,0,4,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,1,560000,1,560000,1,577000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,7,220000,7,218000,7,222000,-44,-44,Completed college/vocational training,Completed college/vocational training,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Completed secondary,Completed primary school,Very important,Critical,Slightly important,Critical,Very important,Critical,Important,Critical,Important,Slightly important,Not important,Important,Not important,Slightly important,Very important,Important,Slightly important,Critical,Very important,Critical,Very important,Critical,Not important,Not important,Slightly important,Critical,Slightly important,Important,Not important,Slightly important,Slightly important,Important,Critical,Slightly important,Critical,Slightly important,Very important,Very important,Very important,Critical,Slightly important,Very important,Important,Slightly important,Very important,Important,Slightly important,Important,Very important,Slightly important,Very important,Very important,Not important,Important,Very important,Important,Slightly important,Important,Not important,Important,Critical,Critical,Important,Critical,Slightly important,Not important,Important,Important,Critical,Important,Very important,Important,Slightly important,Slightly important,Very important,Important,Very important,Slightly important,Very important,Slightly important,Slightly difficult,Very difficult,Slightly difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Difficult,Very difficult,Slightly difficult,0,-44,Very important,Critical,Slightly important,Important,Very important,Important,Slightly important,Not important,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Major obstacle,No obstacle,Through family/friends,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm cannot afford the optimal level of training,Yes,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,Yes,100,0,-44,0,No,-44,No,82,18,0,0,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,3,3,Insufficient profitability,-44,10260000,10080000,3427000,2540000,302000,806000,1109000,302000,101000,101000,403000,0,0,302000,1613000,387000,2710000,871000,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,No obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Very severe obstacle,Moderate obstacle,Very severe obstacle,Yes,Yes,No,No,No,Tax Rates,Tax administration,"Crime, theft and disorder",Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,Government based organization,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 1231231024,1231024,Jamaica,Jamaica,Services of motor vehicles,1024,No,-44,-44,-44,-44,Limited partnership,-44,50,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Male,1998,No,Yes,1998,12,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,2,0,-44,Yes,1,2,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,10,Yes,No,Yes,0,-44,-44,100,0,-44,0,9,91,0,Individuals,0,11,89,GAS SALES,79,Local,Do not know,Remained the same,Decreased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,77,23,No,-44,No,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,No obstacle,-44,Tend to disagree,Tend to disagree,Tend to agree,Strongly agree,Yes,No,-44,-44,-44,-44,Yes,-44,2200000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,2227000,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,No,No,0,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,16,16,3,0,0,13,1,0,0,7,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,3,570000,3,553000,3,581000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,1,380000,1,369000,1,391000,2,358000,2,344000,2,369000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,10,180000,11,180000,10,187000,New production methods,-44,University graduate,Completed college/vocational training,-44,-44,-44,-44,Completed college/vocational training,Completed secondary,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,-44,-44,-44,-44,Completed secondary,Completed primary school,Critical,Very important,Very important,Important,Very important,Very important,Important,Very important,Important,Very important,Important,Slightly important,Slightly important,Important,Slightly important,Critical,Critical,Very important,Very important,Critical,Important,Critical,Not important,Slightly important,Important,Very important,Slightly important,Very important,Important,Important,Slightly important,Critical,Very important,Important,Important,Critical,Very important,Important,Critical,Slightly important,Critical,Very important,Critical,Slightly important,Important,Important,Very important,Very important,Very important,Very important,Very important,Critical,Not important,Very important,Important,Important,Not important,Not important,Slightly important,Slightly important,Very important,Very important,Important,Slightly important,Very important,Slightly important,Very important,Slightly important,Very important,Not important,Very important,Critical,Important,Very important,Important,Important,Critical,Very important,Very important,Very important,Difficult,Not difficult,Very difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Not difficult,Almost impossible,Not difficult,0,-44,Difficult,Slightly difficult,Very difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Difficult,Slightly difficult,Difficult,0,-44,Critical,Critical,Very important,Not important,Important,Very important,Slightly important,Not important,Major obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,No obstacle,Through family/friends,-44,No,-44,-44,-44,-44,Yes,0,30,No,-44,Yes,Major obstacle,Minor obstacle,Major obstacle,Minor obstacle,Major obstacle,Major obstacle,Yes,100,0,-44,0,No,-44,No,75,0,0,0,20,5,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,2,2,Incompleteness of loan application,-44,372000000,348000000,114840000,6300000,17400000,20880000,20880000,0,3480000,6960000,13920000,0,0,62640000,10440000,68904000,20462000,151589000,No obstacle,Major obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,No obstacle,Minor obstacle,Very severe obstacle,Very severe obstacle,No obstacle,Minor obstacle,No obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,Electricity,Tax administration,Access to finance,No obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,-44,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 1231231025,1231025,Jamaica,Jamaica,Services of motor vehicles,1025,No,-44,-44,-44,-44,Limited partnership,-44,33,100,0,0,0,Equally men and women,No,No,38,Makes decisions in consultation with other partners,8,2,Predominantly men,Male,Female,Male,2000,Yes,Yes,2000,16,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,1,0,-44,No,-44,-44,-44,-44,Yes,7,3,0,-44,No,-44,-44,-44,-44,Yes,2,Yes,No,Yes,0,-44,-44,100,0,-44,0,100,0,0,Individuals,21,65,14,BUYING AND SELLING GAS FOR AUT,100,Local,0,Increased,Decreased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,99,1,No,-44,Yes,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,No obstacle,-44,Tend to agree,Tend to agree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-99,No,No,No,No,No,No,-44,-44,No,-44,-44,No,No,No,5,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,8,11,3,0,0,8,0,0,0,4,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,3,690000,3,662000,3,690000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,8,200000,7,196000,8,202000,Economic upturn/downturn,-44,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Completed secondary,Started but did not complete secondary,Critical,Very important,Critical,Important,Critical,Slightly important,Critical,Important,Not important,Very important,Slightly important,Slightly important,Not important,Slightly important,Very important,Important,Critical,Very important,Slightly important,Critical,Important,Critical,Important,Very important,Important,Slightly important,Not important,Not important,Slightly important,Slightly important,Very important,Very important,Slightly important,Critical,Slightly important,Very important,Very important,Critical,Very important,Critical,Important,Important,Very important,Important,Very important,Slightly important,Important,Very important,Critical,Very important,Very important,Very important,Important,Important,Slightly important,Important,Slightly important,Not important,Not important,Very important,Very important,Very important,Very important,Important,Important,Not important,Very important,Very important,Very important,Very important,Important,Very important,Slightly important,Important,Very important,Not important,Very important,Critical,Critical,Critical,Not difficult,Slightly difficult,Very difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Difficult,Slightly difficult,Slightly difficult,0,-44,Very important,Critical,Slightly important,Important,Very important,Slightly important,Very important,Very important,Major obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Very severe obstacle,Major obstacle,Major obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,No obstacle,Public announcement/advertisement,-44,No,-44,-44,-44,-44,Yes,0,30,No,-44,Yes,Minor obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,No obstacle,Yes,0,100,-44,0,No,-44,Yes,54,21,0,0,25,0,0,0,0,0,0,0,0,-44,40,0,0,0,0,0,60,0,0,0,0,0,0,0,0, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,Application procedures for loans or line of credit are compl,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,792000,0,4752000,0,6035000,26136000,14001000,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Minor obstacle,Very severe obstacle,Yes,Yes,No,No,No,Practices of competitors in the informal sector,Tax administration,Cost of finance,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Administratie procedure is cumbersome,-44,No,-44,-44,Financial magement and tax and customs administration,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 1231231033,1231033,Jamaica,Jamaica,Wholesale,1033,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,2003,No,Yes,2003,17,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,1,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,No,No,Yes,0,-44,-44,100,0,-44,0,82,18,0,Medium private firms (20-100 employees),21,57,22,BUY AND SELL LIQUOR,100,Local,0,Increased,Remained the same,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,37,63,No,-44,Yes,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,Yes,No,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,No obstacle,-44,Strongly agree,Tend to agree,Strongly agree,Tend to disagree,Yes,No,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,106000,Yes,Yes,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,No,0,Yes,3,No,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,3,1,6,10,1,0,0,9,0,0,0,5,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,1,650000,1,644000,1,650000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,9,190000,8,190000,9,192000,Economic upturn/downturn,-44,Started but did not complete college/vocational training,Completed college/vocational training,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Did not complete primary school,Started but did not complete secondary,Slightly important,Slightly important,Slightly important,Very important,Important,Very important,Critical,Slightly important,Slightly important,Very important,Not important,Not important,Slightly important,Slightly important,Very important,Very important,Very important,Very important,Very important,Critical,Very important,Very important,Slightly important,Slightly important,Very important,Not important,Slightly important,Important,Important,Slightly important,Very important,Not important,Very important,Important,Critical,Important,Critical,Slightly important,Very important,Important,Slightly important,Important,Critical,Slightly important,Very important,Not important,Critical,Important,Very important,Critical,Very important,Important,Not important,Important,Slightly important,Very important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Critical,Critical,Important,Very important,Slightly important,Important,Important,Critical,Very important,Critical,Very important,Very important,Slightly important,Slightly important,Important,Very important,Very important,Important,Very important,Difficult,Slightly difficult,Almost impossible,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Slightly difficult,Very difficult,Difficult,0,-44,Critical,Critical,Slightly important,Important,Critical,Critical,Slightly important,Important,Moderate obstacle,Major obstacle,No obstacle,Minor obstacle,Major obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Major obstacle,Major obstacle,No obstacle,Major obstacle,Public placement office,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm does not have enough information about training pro,Yes,Minor obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,No,0,100,-44,0,No,-44,No,61,9,0,0,20,10,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,10170000,11520000,3341000,2700000,230000,1037000,461000,230000,230000,115000,461000,0,0,115000,0,156000,2650000,345000,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,No,Yes,No,No,No,"Crime, theft and disorder",Access to finance,Practices of competitors in the informal sector,Minor obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,No,Truthful,Are estimates computed with some precision, 1231231047,1231047,Jamaica,Jamaica,Hotel and restaurants,1047,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,2005,No,Yes,2006,6,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,3,2,-44,Yes,4,3,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,No,No,Yes,0,-44,-44,100,0,-44,0,100,0,0,Individuals,0,98,2,ROOMS,74,Local,0,Remained the same,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,90,10,No,-44,Yes,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Major obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,-44,Tend to agree,Tend to disagree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,121000,No,No,No,No,No,No,-44,-44,No,-44,-44,No,No,Yes,7,Yes,3,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,7,10,1,0,0,9,0,0,0,5,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,1,970000,1,941000,1,989000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,9,320000,9,307000,9,326000,-44,-44,Completed college/vocational training,Completed college/vocational training,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Completed primary school,Completed primary school,Slightly important,Very important,Not important,Slightly important,Slightly important,Slightly important,Critical,Not important,Slightly important,Critical,Slightly important,Slightly important,Slightly important,Important,Critical,Slightly important,Very important,Important,Very important,Critical,Important,Slightly important,Not important,Slightly important,Slightly important,Important,Slightly important,Very important,Slightly important,Important,Very important,Slightly important,Very important,Critical,Very important,Critical,Critical,Very important,Very important,Critical,Important,Critical,Important,Not important,Very important,Important,Important,Very important,Very important,Important,Critical,Important,Important,Very important,Very important,Very important,Not important,Slightly important,Important,Not important,Slightly important,Very important,Important,Slightly important,Slightly important,Very important,Important,Slightly important,Very important,Important,Very important,Critical,Important,Important,Very important,Critical,Slightly important,Important,Very important,Very important,Difficult,Slightly difficult,Very difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Very difficult,Difficult,Slightly difficult,0,-44,Slightly important,Important,Very important,Critical,Important,Important,Not important,Very important,Minor obstacle,Major obstacle,No obstacle,Major obstacle,Major obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Through family/friends,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm cannot afford the optimal level of training,Yes,Major obstacle,Very severe obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Major obstacle,No,0,100,-44,0,No,-44,No,70,0,0,30,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,Yes,Loan,2011,12000000,15,30,"Non-Bank financial institutions (microfinance institutions,",Yes,No,Yes,No,No,No,-44,165,No,-44,-44,-44,Collateral requirements for loans or line of credit are unat,18400000,17600000,5808000,4200000,704000,1936000,1936000,528000,176000,176000,528000,0,0,1056000,0,1130000,5808000,2497000,No obstacle,Very severe obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Very severe obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,Very severe obstacle,Very severe obstacle,Yes,Yes,Yes,No,No,Practices of competitors in the informal sector,Access to finance,"Crime, theft and disorder",Moderate obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Marketing and Operations support,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 1231231049,1231049,Jamaica,Jamaica,Hotel and restaurants,1049,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,2005,No,Yes,2005,18,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,1,0,-44,Yes,2,1,0,-44,Yes,10,4,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0,-44,100,0,0,0,Individuals,96,0,4,ROOMS AND GUEST SERVICES,100,Local,0,Increased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,68,32,No,-44,Yes,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,Yes,No,No,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,-44,Tend to agree,Tend to disagree,Tend to agree,Strongly agree,No,-44,-44,-44,-44,-44,Yes,-44,658000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,168000,No,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,Yes,2,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,16,20,2,0,0,18,0,0,0,10,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,2,800000,2,768000,2,808000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,1,350000,1,336000,1,354000,5,331000,5,321000,5,334000,0,-44,0,-44,0,-44,1,240000,1,240000,1,240000,0,-44,0,-44,0,-44,11,170000,10,170000,11,173000,Economic upturn/downturn,-44,Completed college/vocational training,Completed college/vocational training,-44,-44,-44,-44,Completed secondary,Started but did not complete college/vocational training,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed secondary,-44,-44,Completed secondary,Completed primary school,Critical,Very important,Very important,Slightly important,Critical,Critical,Critical,Not important,Very important,Very important,Not important,Important,Slightly important,Important,Very important,Slightly important,Very important,Very important,Very important,Slightly important,Very important,Critical,Slightly important,Slightly important,Important,Important,Slightly important,Slightly important,Important,Not important,Critical,Very important,Slightly important,Very important,Critical,Critical,Critical,Critical,Important,Very important,Critical,Important,Very important,Important,Slightly important,Very important,Critical,Very important,Very important,Very important,Important,Important,Important,Important,Very important,Very important,Very important,Slightly important,Not important,Slightly important,Very important,Critical,Important,Very important,Very important,Not important,Very important,Slightly important,Very important,Important,Important,Important,Important,Slightly important,Critical,Critical,Important,Important,Important,Slightly important,Very difficult,Slightly difficult,Slightly difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Very difficult,Almost impossible,Almost impossible,0,-44,Not difficult,Almost impossible,Difficult,0,-44,-44,-44,-44,-44,-44,Difficult,Difficult,Difficult,1,8,-44,-44,-44,-44,-44,Slightly difficult,Slightly difficult,Very difficult,0,-44,Slightly important,Slightly important,Critical,Not important,Slightly important,Very important,Important,Critical,Major obstacle,Moderate obstacle,No obstacle,No obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Through family/friends,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The benefits of training are small than the costs,No,-44,-44,-44,-44,-44,-44,Yes,100,0,-44,0,No,-44,No,50,0,0,0,25,25,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,Yes,Loan,2010,6000000,16,42,"Non-Bank financial institutions (microfinance institutions,",Yes,No,Yes,No,No,No,-44,105,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,20060000,22440000,5161000,6900000,898000,1346000,1346000,0,224000,224000,673000,0,0,2468000,2244000,3258000,2867000,7102000,No obstacle,Minor obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Yes,Yes,Yes,No,No,Tax Rates,Cost of finance,Macroeconomic environment,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Too many strings attached,-44,No,-44,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 1231231056,1231056,Jamaica,Jamaica,Hotel and restaurants,1056,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded,-44,53,100,0,0,0,Equally men and women,Yes,Yes,26,Delegates decisions to other partners,13,9,All men,Male,Male,Male,1964,No,Yes,1964,48,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,2,0,-44,Yes,3,1,0,-44,Yes,7,2,0,-44,No,-44,-44,-44,-44,Yes,0,Yes,No,Yes,0,-44,-44,100,0,-44,15,0,85,0,Individuals,14,35,51,RESTAURANT AND CATERING SERVIC,98,National,23,Decreased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,66,34,No,-44,Yes,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,No,No,Yes,No,No,No,No,No,-44,Important,Slightly important,Very Important,Important,Critical,Very Important,Not important,Yes,100,No,-44,No,-44,No,No,1080000,6,Yes,No,No,No,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Major obstacle,No obstacle,-44,Strongly disagree,Strongly disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,-44,3255000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,432000,Yes,Yes,Yes,No,No,No,-44,-44,No,-44,-44,No,Yes,Yes,19,Yes,1,Yes,No,-44,1,-44,Yes,20,No,Yes,40,Yes,Yes,38,2,15,61,6,0,0,55,0,0,0,33,3,0,0,0,3,0,0,0,1,3,-44,-44,-44,3,1,6,880000,6,880000,6,906000,3,450000,3,446000,3,459000,4,350000,4,343000,4,354000,3,290000,3,281000,3,290000,15,302000,15,302000,15,305000,0,-44,0,-44,0,-44,1,240000,1,238000,1,247000,0,-44,0,-44,0,-44,32,160000,32,154000,32,170000,-44,-44,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed college/vocational training,University graduate,Completed college/vocational training,Completed secondary,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed secondary,-44,-44,Completed primary school,Did not complete primary school,Important,Very important,Very important,Slightly important,Critical,Slightly important,Important,Important,Important,Slightly important,Very important,Slightly important,Very important,Slightly important,Very important,Slightly important,Important,Slightly important,Very important,Important,Very important,Critical,Slightly important,Slightly important,Critical,Slightly important,Not important,Important,Very important,Slightly important,Critical,Critical,Very important,Not important,Very important,Critical,Important,Very important,Slightly important,Critical,Critical,Very important,Very important,Slightly important,Very important,Critical,Critical,Important,Critical,Very important,Slightly important,Not important,Not important,Very important,Important,Important,Important,Not important,Slightly important,Very important,Slightly important,Critical,Slightly important,Slightly important,Important,Very important,Critical,Important,Important,Important,Critical,Very important,Not important,Slightly important,Slightly important,Critical,Very important,Very important,Critical,Very important,Very difficult,Not difficult,Almost impossible,1,23,Slightly difficult,Almost impossible,Almost impossible,0,-44,Very difficult,Very difficult,Almost impossible,1,20,Slightly difficult,Slightly difficult,Difficult,4,4,Difficult,Difficult,Very difficult,3,7,-44,-44,-44,-44,-44,Difficult,Very difficult,Difficult,0,-44,-44,-44,-44,-44,-44,Difficult,Very difficult,Very difficult,3,4,Important,Critical,Important,Slightly important,Not important,Very important,Important,Slightly important,Major obstacle,Minor obstacle,No obstacle,Minor obstacle,No obstacle,Very severe obstacle,Major obstacle,Major obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Public announcement/advertisement,-44,Yes to fire,No,-44,Yes,3,Yes,0,50,No,-44,Yes,Very severe obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,Yes,100,0,-44,0,Yes,16,No,67,13,0,0,20,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,Interest rates are not favorable,111600000,108000000,35640000,19520000,3240000,7560000,9720000,0,1080000,2160000,2160000,0,21600000,18360000,0,24419000,6383000,53478000,No obstacle,Major obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,No obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,No,Yes,No,No,No,"Crime, theft and disorder",Cost of finance,Corruption,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,-44,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,No,No,-44,-44,Yes,No,Yes,Somewhat truthful,Are estimates computed with some precision, 1231231078,1231078,Jamaica,Jamaica,Transport,1078,No,-44,-44,-44,-44,Partnership (including limited liability companies),-44,40,100,0,0,0,Equally men and women,No,Yes,51,Delegates decisions to other partners,8,1,Equally men and women,Male,Male,Male,2005,No,Yes,2005,22,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,80,1,1,-44,Yes,3,1,0,-44,Yes,12,4,0,-44,No,-44,-44,-44,-44,Yes,20,Yes,No,Yes,0,-44,-44,100,0,-44,0,100,0,0,Small private firms (less than 20 employees),0,90,10,TELECOMMUNICATION SERVICES,46,Local,0,Decreased,Decreased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,74,26,No,-44,Yes,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,No obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,No obstacle,-44,Strongly disagree,Tend to disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,3,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,180000,No,No,Yes,No,Yes,No,-44,-44,No,-44,-44,No,Yes,Yes,8,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,11,9,1,0,0,8,0,0,0,5,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,1,1040000,1,1009000,1,1061000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,8,190000,7,190000,8,196000,Increase/decreased demand for goods,-44,Started but did not complete college/vocational training,Completed college/vocational training,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Completed primary school,Did not complete primary school,Very important,Important,Very important,Not important,Very important,Very important,Important,Important,Critical,Slightly important,Not important,Not important,Not important,Important,Very important,Important,Critical,Critical,Slightly important,Slightly important,Very important,Important,Not important,Not important,Important,Very important,Not important,Not important,Not important,Slightly important,Very important,Slightly important,Critical,Very important,Very important,Critical,Important,Critical,Very important,Very important,Very important,Critical,Very important,Slightly important,Very important,Important,Slightly important,Very important,Important,Important,Slightly important,Slightly important,Very important,Very important,Very important,Important,Very important,Slightly important,Slightly important,Slightly important,Very important,Important,Critical,Very important,Slightly important,Critical,Very important,Not important,Very important,Very important,Critical,Critical,Important,Not important,Very important,Important,Important,Slightly important,Important,Critical,Very difficult,Almost impossible,Difficult,1,10,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Slightly difficult,Difficult,Very difficult,0,-44,Slightly important,Very important,Important,Important,Important,Very important,Important,Very important,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Very severe obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Through family/friends,-44,No,-44,-44,-44,-44,Yes,0,20,No,-44,Yes,Major obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,No,100,0,-44,0,No,-44,No,73,27,0,0,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,17400000,20400000,6324000,4176000,408000,1632000,2040000,0,204000,408000,816000,0,0,1428000,0,1742000,4692000,3710000,Minor obstacle,Major obstacle,No obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Major obstacle,No obstacle,No obstacle,Moderate obstacle,No obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,Yes,No,Yes,No,No,Corruption,"Crime, theft and disorder",Tax administration,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,Private independent fund,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 1401400001,1400001,Guyana,Guyana,Other manufacturing,1,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Male,Female,Male,2008,No,Yes,2008,10,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,20,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,30,4,0,-44,Yes,5,Yes,No,Yes,100,40,48,0,0,-44,0,75,25,100,Small private firms (less than 20 employees),100,0,0,Lumber,100,International,20,Decreased,Remained the same,2-5,0,100,0,2008,UNITED STATES,80,CARIBBEAN,20,28,0,0,100,0,-44,-44,No,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,Yes,Yes,Yes,Yes,Moderate obstacle,No obstacle,Moderate obstacle,Major obstacle,No obstacle,No obstacle,No obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,-44,Tend to disagree,Strongly disagree,Strongly disagree,Strongly disagree,No,-44,-44,-44,-44,-44,Yes,1,-44,Yes,-44,4000000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,4,During working hours,Other,Money,4000000,A fellow employee,No,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,Yes,No,Yes,No,-44,-44,No,-44,-44,No,Yes,No,2,Yes,1,Yes,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,14,2,4,22,2,6,14,0,1,0,1,0,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,2,850000,2,850000,2,850000,0,-44,0,-44,0,-44,1,600000,1,600000,1,600000,2,500000,2,500000,2,500000,0,-44,0,-44,1,500000,12,500000,12,500000,0,-44,0,-44,0,-44,0,-44,5,400000,8,400000,8,400000,0,-44,0,-44,0,-44,7,-44,Completed secondary,Completed secondary,-44,-44,Started but did not complete secondary,Started but did not complete secondary,Completed secondary,Completed secondary,-44,-44,Completed secondary,Completed secondary,-44,-44,Completed secondary,Completed secondary,-44,-44,Important,Not important,Not important,Very important,Important,Important,Important,Important,Important,Not important,Not important,Not important,Not important,Not important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Slightly important,Not important,Very important,Very important,Not important,Very important,Not important,Important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Slightly important,Slightly important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Important,Important,Not important,Important,Not important,Not important,Not important,Slightly important,Not important,Important,Not important,Very important,Important,Very important,Not important,Not important,Important,Very important,Not important,Slightly important,Not difficult,Not difficult,Not difficult,0,-44,-44,-44,-44,-44,-44,Slightly difficult,Not difficult,Not difficult,0,-44,Slightly difficult,Difficult,Slightly difficult,0,-44,-44,-44,-44,-44,-44,Difficult,Slightly difficult,Not difficult,0,-44,-44,-44,-44,-44,-44,Very difficult,Very difficult,Very difficult,0,-44,-44,-44,-44,-44,-44,Important,Very important,Not important,Important,Not important,Not important,Not important,Not important,No obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,Through family/friends,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm is affraid of investing in workers that after the t,No,-44,-44,-44,-44,-44,-44,Yes,10,90,-44,0,Yes,14,Yes,60,40,0,0,0,0,0,0,0,0,0,0,0,-44,40,60,0,0,0,0,0,0,0,0,0,0,0,0,0, ,Yes,Loan,2012,10000000,14,36,Private commercial banks,Yes,Yes,No,No,No,No,-44,60,Yes,1,0,-44,-44,400000000,340000000,220000000,12400000,0,35000000,10000000,1000000,20000,8700000,385000,35000000,14000000,50000000,15000000,60000000,20000000,100000000,Moderate obstacle,Major obstacle,No obstacle,Major obstacle,Yes,No,Yes,No,No,No,No,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,Access to land for expansion / relocation,Electricity,Customs and Trade Regulations,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Human resources Support,-44,No,-44,-44,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,Truthful,Are estimates computed with some precision, 1401400008,1400008,Guyana,Guyana,Wholesale,8,Yes,11,Establishment physically separated from HQ and other establi,Yes,11,Shareholding company with shares traded in the stock market,-44,10,0,0,0,100,Predominantly women,No,No,5,Makes major strategic and fiancial decisions,10,5,All women,Female,Female,Female,2005,Yes,Yes,2005,5,No,-44,-44,Yes,7,No,Yes,14,No,Yes,14,No,Yes,25,1,0,-44,No,-44,-44,-44,-44,Yes,2,40,0,-44,No,-44,-44,-44,-44,Yes,30,Yes,Yes,Yes,0,-44,-44,100,0,-44,20,30,50,60,Large private firms (more than 100 employees),20,30,50,Preparation of Geo Chemical sa,100,International,30,Remained the same,Increased,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,100,0,-44,-44,No,No,No,Yes,Yes,No,No,-44,-44,-44,Yes,Yes,No,No,No,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, ,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Yes,100,No,0,No,0,No,No,1500000,3,No,Yes,No,Yes,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,-44,Tend to agree,Tend to agree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,Yes,No,Yes,No,-44,-44,No,-44,-44,No,Yes,No,5,Yes,2,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,10,11,2,3,0,6,2,0,0,3,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,2,2400000,2,2400000,2,3500000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,3,1900000,3,1600000,3,2100000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,6,1080000,6,720000,3,1200000,0,-44,0,-44,0,-44,Not applicable,-44,University graduate,University graduate,-44,-44,-44,-44,-44,-44,Completed secondary,Completed secondary,-44,-44,-44,-44,Completed college/vocational training,Completed college/vocational training,-44,-44,Very important,Very important,Slightly important,Slightly important,Very important,Very important,Slightly important,Slightly important,Very important,Very important,Important,Important,Not important,Not important,Critical,Very important,Important,Important,Critical,Very important,Critical,Very important,Important,Important,Critical,Critical,Critical,Critical,Slightly important,Not important,Critical,Very important,Critical,Very important,Critical,Very important,Critical,Slightly important,Critical,Very important,Critical,Slightly important,Critical,Very important,Important,Slightly important,Critical,Very important,Important,Slightly important,Important,Very important,Important,Very important,Slightly important,Not important,Critical,Not important,Not important,Not important,Critical,Very important,Critical,Very important,Critical,Very important,Very important,Important,Very important,Important,Critical,Very important,Very important,Important,Very important,Important,Critical,Very important,Very important,Important,Not difficult,Not difficult,Not difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Not difficult,Slightly difficult,Not difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Not difficult,Difficult,Not difficult,0,-44,-44,-44,-44,-44,-44,Critical,Critical,Not important,Not important,Not important,Not important,Not important,Not important,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Public announcement/advertisement,-44,No,-44,-44,-44,-44,Yes,100,100,No,-44,Yes,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Yes,0,100,-44,0,No,-44,Yes,100,0,0,0,0,0,0,0,0,0,0,0,0,-44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,179000000,150000000,60000000,51000000,13000000,8400000,1800000,3600000,84000,0,960000,25000000,0,109000000,0,150000000,10000000,170000000,Major obstacle,Very severe obstacle,Major obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,Electricity,Transportation,Telecommunications,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not aware of this type of assistance and don't know it advan,-44,-44,-44,-44,-44,-44,Yes,Yes,Yes,Yes,Yes,Yes,Yes,No,Yes,Yes,Yes,Yes,Yes,No,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,No,Yes,Yes,No,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Truthful,Are taken directly from the establishment's records, 1401400020,1400020,Guyana,Guyana,Food,20,No,-44,-44,-44,-44,Shareholding company with shares traded in the stock market,-44,70,100,0,0,0,Equally men and women,No,No,0,Delegates decisions to other partners,0,0,Equally men and women,Male,Male,Male,1976,Yes,Yes,1976,49,Yes,365,No,No,-44,-44,Yes,60,No,Yes,30,No,No,-44,-44,-44,-44,Yes,1,3,0,-44,Yes,3,4,1,-44,No,-44,-44,-44,-44,Yes,100,Yes,Yes,Yes,95,60,40,5,0,-44,5,50,45,15,Large private firms (more than 100 employees),10,90,0,Alcoholic Beverage (rum),75,Local,60,Increased,Increased,2-5,90,10,5,1980,CANADA,30,EUROPE,35,30,1,0,50,50,Yes,30,No,No,No,Yes,Yes,Yes,-44,-44,-44,-44,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,No,Yes,No,Yes,No,-44,Very Important,Very Important,Very Important,Very Important,Critical,Very Important,Not important,Yes,100,No,0,No,0,No,No,416000000,5,Yes,Yes,Yes,Yes,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Do not know,Major obstacle,Moderate obstacle,No obstacle,-44,Tend to disagree,Strongly disagree,Tend to disagree,Tend to disagree,Yes,Yes,Still in process,-44,-44,-44,Yes,-44,200000000,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,5,During working hours,Other,Goods or stock,2000000,A fellow employee,No,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,31000000,Yes,Yes,Yes,No,Yes,No,-44,-44,No,-44,-44,No,No,No,10,Yes,10,No,Yes,0,0,-44,No,-44,-44,No,-44,-44,Yes,100,2,-66,1100,30,200,620,250,70,40,300,30,100,0,0,100,0,0,0,60,0,10,-44,-44,10,-44,0,30,3750000,30,3500000,2,3750000,20,4500000,20,4200000,2,4500000,80,1870000,80,1750000,4,1870000,160,748000,160,720000,3,748000,420,1200000,420,1140000,5,1200000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,470,1200000,470,1140000,5,1200000,120,720000,120,685000,5,720000,Not applicable,-44,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed secondary,Completed secondary,Completed secondary,-44,-44,-44,-44,Completed secondary,Completed secondary,Completed primary school,Completed primary school,Critical,Critical,Very important,Important,Very important,Important,Important,Important,Very important,Very important,Not important,Not important,Not important,Not important,Very important,Very important,Very important,Very important,Very important,Very important,Critical,Critical,Not important,Not important,Important,Important,Slightly important,Slightly important,Not important,Not important,Very important,Important,Very important,Very important,Critical,Very important,Critical,Important,Critical,Very important,Very important,Very important,Critical,Very important,Critical,Critical,Critical,Critical,Very important,Very important,Important,Important,Very important,Important,Very important,Important,Not important,Not important,Not important,Not important,Critical,Critical,Very important,Important,Not important,Not important,Very important,Very important,Important,Important,Very important,Slightly important,Very important,Slightly important,Not important,Not important,Important,Very important,Not important,Not important,Slightly difficult,Slightly difficult,Slightly difficult,12,4,Difficult,Difficult,Difficult,32,4,Slightly difficult,Slightly difficult,Slightly difficult,8,4,Not difficult,Not difficult,Not difficult,4,4,Not difficult,Not difficult,Not difficult,12,4,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Slightly difficult,Slightly difficult,Slightly difficult,0,-44,Not difficult,Not difficult,Not difficult,0,2,Very important,Very important,Critical,Important,Important,Important,Important,Not important,No obstacle,No obstacle,No obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Not applicable,Not applicable,Public announcement/advertisement,-44,No,-44,-44,-44,-44,Yes,100,100,No,-44,Yes,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Yes,100,0,-44,0,Yes,9,Yes,100,0,0,0,0,0,0,0,0,0,0,0,0,-44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,14500000000,15700000000,10000000000,1400000000,5400000,0,300000,1200000000,0,200000000,10000000,172000000,47000000,4600000000,4000000000,1000000000,5000000000,5000000000,Major obstacle,Very severe obstacle,Major obstacle,Major obstacle,No,No,Yes,No,No,No,No,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Electricity,Transportation,Cost of finance,Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,NGO,-44,technological and Innovation Support,-44,Yes,No,Yes,Yes,No,Yes,Yes,No,No,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Truthful,Are estimates computed with some precision, 1401400023,1400023,Guyana,Guyana,Garments,23,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,100,0,0,0,All women,Yes,Not applicable,Not applicable,Makes major strategic and fiancial decisions,16,0,Predominantly women,Female,Female,Female,1997,Yes,Yes,1997,9,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,7,10,0,-44,No,-44,-44,-44,-44,Yes,2,4,0,-44,No,-44,-44,-44,-44,Yes,10,Yes,No,No,100,90,40,0,0,-44,0,0,100,100,Large private firms (more than 100 employees),100,0,0,clothing,100,International,0,Increased,Remained the same,More than 5,0,100,0,1997,UNITED STATES OF AMERICA,100,-77,-44,2,0,0,1,99,Yes,14,Yes,No,No,Yes,Yes,No,Yes,Supplier,-44,Yes,Yes,No,No,Yes,No,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, ,Important,Important,Important,Slightly important,Slightly important,Important,Not important,Yes,100,No,0,No,0,No,No,1000000,60,Yes,Yes,Yes,No,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,No obstacle,-44,Tend to agree,Tend to agree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,3.5,-44,Yes,-44,500000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,Outside working hours,Knife,Personal possessions of employees or customers,500000,Group of criminals,No,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,500000,Yes,Yes,Yes,No,Yes,No,-44,-44,No,-44,-44,No,Yes,No,0,Yes,2,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,800,360,11,100,249,0,8,5,2,0,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,11,700000,11,700000,11,700000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,7,700000,8,700000,8,700000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,342,420000,341,420000,341,420000,0,-44,0,-44,0,-44,Not applicable,-44,Completed secondary,Completed secondary,-44,-44,-44,-44,Completed secondary,Completed secondary,-44,-44,-44,-44,-44,-44,Did not complete primary school,Did not complete primary school,-44,-44,Very important,Slightly important,Slightly important,Not important,Very important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Very important,Very important,Very important,Very important,Important,Important,Very important,Very important,Very important,Very important,Slightly important,Slightly important,Important,Important,Not important,Not important,Very important,Very important,Critical,Critical,Important,Critical,Very important,Not important,Critical,Not important,Very important,Not important,Very important,Not important,Slightly important,Important,Important,Important,Important,Not important,Very important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Very important,Slightly important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not difficult,Not difficult,Not difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Difficult,Difficult,Difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Difficult,Difficult,Difficult,52,52,-44,-44,-44,-44,-44,Very important,Very important,Not important,Not important,Not important,Critical,Not important,Not important,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Through family/friends,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The benefits of training are small than the costs,Yes,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Yes,0,100,-44,0,Yes,12,No,100,0,0,0,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,2000000000,2300000000,1500000000,240000000,15000000,0,13000000,3000000,200000,3000000,1500000,0,0,100000000,39000000,1000000000,60000000,2000000000,Very severe obstacle,Very severe obstacle,Very severe obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Major obstacle,Very severe obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,Customs and Trade Regulations,Electricity,Telecommunications,Moderate obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Human resources Support,-44,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,Yes,No,Yes,Yes,No,Yes,No,-44,-44,Truthful,Are taken directly from the establishment's records, 1401400024,1400024,Guyana,Guyana,Services of motor vehicles,24,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,1981,No,Yes,1981,11,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,2,1,0,-44,No,-44,-44,-44,-44,Yes,100,Yes,No,Yes,0,-44,-44,100,0,-44,0,0,100,0,Large private firms (more than 100 employees),0,10,90,Ship Repair,95,Local,98,Decreased,Remained the same,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,0,100,Yes,3,Yes,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,Yes,No,No,Yes,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,-44,Tend to disagree,Strongly disagree,Strongly agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,10,-44,Yes,-44,500000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,During working hours,Firearm/gun,Personal possessions of employees or customers,500000,Group of criminals,No,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,Yes,Yes,No,No,No,-44,-44,No,-44,-44,No,Yes,No,0,Yes,12,No,Yes,0,0,-44,Yes,1,No,Yes,93,No,Yes,Yes,2,25,65,6,32,5,22,0,0,0,6,20,0,0,20,0,0,0,0,0,2,-44,-44,1,-44,20,6,3600000,6,3600000,6,3600000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,3,1800000,3,1800000,3,1800000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,48,1200000,36,1800000,28,1200000,28,1200000,40,1200000,28,1200000,0,-44,0,-44,0,-44,Not applicable,-44,University graduate,University graduate,-44,-44,-44,-44,Completed secondary,Completed secondary,-44,-44,-44,-44,Completed primary school,Completed primary school,Started but did not complete college/vocational training,Started but did not complete college/vocational training,-44,-44,Important,Slightly important,Very important,Very important,Very important,Very important,Slightly important,Slightly important,Important,Important,Not important,Not important,Not important,Not important,Very important,Very important,Very important,Very important,Very important,Very important,Critical,Critical,Not important,Not important,Very important,Very important,Very important,Very important,Not important,Not important,Very important,Very important,Critical,Critical,Critical,Critical,Very important,Not important,Very important,Not important,Very important,Not important,Important,Not important,Very important,Not important,Very important,Very important,Critical,Critical,Critical,Not important,Critical,Critical,Critical,Critical,Not important,Not important,Not important,Not important,Very important,Not important,Very important,Not important,Not important,Not important,Very important,Not important,Very important,Not important,Critical,Critical,Critical,Critical,Important,Important,Important,Important,Slightly important,Slightly important,Not difficult,Not difficult,Not difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Not difficult,Difficult,Difficult,0,-44,Not difficult,Difficult,Difficult,0,-44,-44,-44,-44,-44,-44,Not difficult,Difficult,Difficult,0,-44,Not difficult,Difficult,Very difficult,0,-44,-44,-44,-44,-44,-44,Very important,Very important,Very important,Very important,Very important,Critical,Not important,Not important,Very severe obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,No obstacle,No obstacle,other (specify),Through other workers,No,-44,-44,-44,-44,No,-44,-44,-44,Other,Yes,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Yes,100,0,-44,0,Yes,11,Yes,10,90,0,0,0,0,0,0,0,0,0,0,0,-44,5,95,0,0,0,0,0,0,0,0,0,0,0,0,0, ,Yes,Loan,2010,300000000,11,120,Private commercial banks,Yes,No,No,No,Yes,No,-44,40,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,860000000,1200000000,565000000,56823000,25000000,75000,15000000,56800000,0,3800000,3800000,20200000,53300000,185500000,818000000,389000000,28000000,800000000,Major obstacle,No obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,Moderate obstacle,Major obstacle,No obstacle,-44,-44,-44,-44,-44,"Crime, theft and disorder",Telecommunications,Corruption,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,International organization,-44,technological and Innovation Support,-44,Yes,No,Yes,Yes,No,Yes,No,-44,-44,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,No,-44,-44,Yes,No,Yes,Yes,No,Yes,Truthful,Are taken directly from the establishment's records, 1401400026,1400026,Guyana,Guyana,Machinery and equipment,26,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded,-44,100,0,100,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Male,1975,No,Yes,1978,30,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,5,1,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,40,Yes,Yes,Yes,0,-44,-44,100,0,-44,10,50,40,0,Individuals,25,25,50,Farm equipment,90,National,44,Increased,Increased,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,0,100,Yes,90,No,No,No,Yes,Yes,No,Yes,Supplier,-44,No,No,No,No,Yes,Yes,Yes,Yes,Yes,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44, ,Not important,Very Important,Very Important,Very Important,Very Important,Slightly important,Not important,Yes,100,No,0,No,0,No,No,7000000,20,Yes,No,No,Yes,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,-44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,5,-44,Yes,-44,175000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,Outside working hours,5,Goods or stock,0,Someone working alone,Yes,Yes,-44,Yes,1,During working hours,Firearm/gun,Money,100000,Do not know,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,2,During working hours,Other,Other company property,500000,Do not know,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,5,During working hours,6,Other,0,Other,No,Yes,-44,No,-44,-44,0,Yes,No,Yes,No,Yes,No,-44,-44,No,-44,-44,No,No,No,10,Yes,12,No,Yes,25,-44,2000000,Yes,30,No,No,-44,-44,No,-44,-44,20,56,10,0,0,46,1,0,0,7,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,10,3000000,10,3000000,10,3600000,0,-44,0,-44,0,-44,20,2520000,26,2520000,26,2800000,26,1800000,20,1800000,29,2200000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,Not applicable,-44,Completed college/vocational training,Completed college/vocational training,-44,-44,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed secondary,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Important,Not important,Not important,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Very important,Critical,Very important,Critical,Very important,Very important,Very important,Very important,Very important,Critical,Very important,Critical,Very important,Critical,Very important,Critical,Very important,Critical,Very important,Critical,Very important,Critical,Very important,Critical,Very important,Slightly important,Slightly important,Not important,Not important,Critical,Very important,Critical,Very important,Slightly important,Not important,Slightly important,Not important,Critical,Important,Critical,Important,Critical,Important,Very important,Important,Critical,Important,Not important,Not important,Difficult,Difficult,Difficult,0,-44,-44,-44,-44,-44,-44,Difficult,Very difficult,Very difficult,0,-44,Slightly difficult,Slightly difficult,Slightly difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Do not know,Do not know,Do not know,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Very important,Very important,Important,Slightly important,Very important,Slightly important,Not important,Not important,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Public placement office,-44,No,-44,-44,-44,-44,Yes,0,100,No,-44,No,-44,-44,-44,-44,-44,-44,Yes,0,100,-44,0,Yes,11,No,100,0,0,0,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,Yes,Line of credit,2004,-99,12,168,Other,No,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,Other,350000000,380000000,220000000,119000000,0,760000,2500000,1200000,250000,1100000,500000,0,0,2100000000,13000000,290000000,120000000,1800000,No obstacle,No obstacle,No obstacle,Major obstacle,Yes,Yes,Yes,No,Yes,Yes,No,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,No obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Yes,No,No,Yes,No,Practices of competitors in the informal sector,Access to land for expansion / relocation,Political environment,Moderate obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Other,servicing of machinery,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,No,-44,-44,No,-44,-44,Yes,No,Yes,Yes,No,Yes,Yes,No,No,Yes,No,Yes,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 1401400028,1400028,Guyana,Guyana,Fabricated metal products,28,Yes,3,Headquarters with production and/or sales at this location,Yes,3,Partnership (including limited liability companies),-44,45,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Male,1953,Yes,Yes,1953,40,Yes,30,No,Yes,30,No,Yes,30,No,No,-44,-44,Yes,12,1,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,8,Yes,Yes,Yes,63,90,45,37,0,-44,35,65,0,0,Large private firms (more than 100 employees),95,5,0,steel-roofing,13,National,65,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,2,98,Yes,60,No,No,No,Yes,Yes,Yes,-44,-44,-44,-44,No,No,No,Yes,No,-44,-44,-44,-44,Yes,Yes,Yes,Yes,No,No,No,Yes,No,-44,Very Important,Very Important,Important,Very Important,Very Important,Very Important,Not important,Yes,100,No,0,No,0,No,No,60100000,30,Yes,Yes,Yes,Yes,Minor obstacle,No obstacle,No obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,-44,Tend to disagree,Tend to disagree,Tend to agree,Tend to agree,Yes,Yes,Yes,24,No,-44,Yes,5,-44,Yes,-44,46600000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,15,During working hours,Other,Goods or stock,48400000,A fellow employee,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,28000000,Yes,Yes,Yes,No,Yes,No,-44,-44,No,-44,-44,No,No,No,4,Yes,1,No,Yes,10,5,-44,Yes,3,No,No,-44,-44,No,-44,-44,12,734,21,145,414,154,9,58,138,62,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,21,6600000,17,6600000,17,6930000,4,6600000,4,6600000,4,6930000,18,3300000,18,3300000,18,3465000,172,840000,172,840000,172,860000,180,1320000,184,1320000,197,1386000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,307,840000,307,840000,307,1260000,32,600000,32,600000,32,630000,Not applicable,-44,University graduate,University graduate,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed secondary,Completed secondary,Completed secondary,-44,-44,-44,-44,Started but did not complete secondary,Started but did not complete secondary,Started but did not complete secondary,Completed primary school,Critical,Important,Critical,Important,Critical,Important,Critical,Important,Slightly important,Slightly important,Slightly important,Slightly important,Not important,Not important,Very important,Important,Very important,Important,Very important,Important,Very important,Important,Very important,Important,Very important,Slightly important,Do not know,Do not know,Do not know,Do not know,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Important,Critical,Important,Critical,Slightly important,Critical,Important,Critical,Very important,Critical,Very important,Critical,Slightly important,Critical,Important,Critical,Important,Slightly important,Not important,Not important,Not important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Not important,Not important,Difficult,Difficult,Difficult,0,-44,Difficult,Very difficult,Very difficult,0,-44,Difficult,Very difficult,Difficult,0,-44,Slightly difficult,Slightly difficult,Slightly difficult,0,-44,Slightly difficult,Slightly difficult,Slightly difficult,4,14,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Difficult,Difficult,Difficult,0,-44,Not difficult,Not difficult,Not difficult,0,-44,Very important,Critical,Important,Slightly important,Very important,Slightly important,Slightly important,Not important,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,No obstacle,Private placement office,-44,No,-44,-44,-44,-44,Yes,50,45,No,-44,No,-44,-44,-44,-44,-44,-44,Yes,100,0,-44,0,Yes,10,No,100,0,0,0,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,Yes,Line of credit,2008,-99,10,36,Private commercial banks,Yes,Yes,No,No,Yes,No,-44,25,No,-44,-44,-44,Other,1280000000,1380000000,398000000,550800000,254100000,776000,7900000,34800000,654000,80800000,18900000,0,0,230000000,310000000,257000000,467000000,240000000,Minor obstacle,Very severe obstacle,Moderate obstacle,Very severe obstacle,Yes,Yes,Yes,No,Yes,Yes,No,Very severe obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Minor obstacle,-44,-44,-44,-44,-44,Tax Rates,Political environment,"Crime, theft and disorder",Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,technological and Innovation Support,-44,No,-44,-44,Yes,No,Yes,Yes,No,Yes,Yes,No,No,Yes,No,No,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Truthful,Are taken directly from the establishment's records, 1401400040,1400040,Guyana,Guyana,Other manufacturing,40,Yes,2,Headquarters with production and/or sales at this location,Yes,2,Shareholding company with shares traded in the stock market,-44,Do not know,100,0,0,0,Do not know,No,No,0,Do not know,0,0,Predominantly men,Male,Male,Male,1969,Yes,Yes,1969,20,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,No,No,No,100,70,120,0,0,-44,90,0,10,0,Medium private firms (20-100 employees),50,50,0,Flour,99,Local,90,Remained the same,Remained the same,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,1,99,Yes,30,Yes,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,Yes,Yes,Yes,Yes,No obstacle,Moderate obstacle,No obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,-44,Strongly disagree,Strongly disagree,Tend to agree,Strongly disagree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,Yes,Yes,Yes,No,-44,-44,No,-44,-44,No,Yes,No,2,Yes,2,No,No,-44,20,-44,No,-44,-44,No,-44,-44,No,-44,-44,140,140,20,40,60,20,2,2,20,20,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,20,-99,4,-99,4,-44,15,-99,15,-99,15,0,30,-99,30,-99,30,-99,15,-99,21,-99,21,-99,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,40,-99,50,-99,50,-99,20,-99,20,-99,20,0,Not applicable,-44,Post graduated,Post graduated,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Started but did not complete college/vocational training,-44,-44,-44,-44,-44,-44,Completed college/vocational training,Completed college/vocational training,Completed primary school,Completed primary school,Very important,Very important,Very important,Very important,Very important,Very important,Important,Important,Important,Important,Important,Important,Not important,Not important,Very important,Very important,Very important,Very important,Critical,Critical,Important,Important,Not important,Not important,Important,Important,Not important,Not important,Important,Important,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Important,Critical,Slightly important,Important,Not important,Not important,Slightly important,Slightly important,Important,Important,Not important,Not important,Not important,Not important,Important,Important,Important,Important,Critical,Critical,Critical,Critical,Not important,Not important,Important,Important,Not important,Not important,Difficult,Difficult,Difficult,0,3,Difficult,Difficult,Difficult,0,3,Difficult,Difficult,Difficult,0,3,Slightly difficult,Slightly difficult,Slightly difficult,0,-44,Difficult,Very difficult,Difficult,0,2,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Very difficult,Almost impossible,Difficult,0,-44,Slightly difficult,Slightly difficult,Slightly difficult,0,2,Important,Slightly important,Important,Very important,Slightly important,Very important,Important,Not important,Major obstacle,Major obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,No obstacle,No obstacle,Public announcement/advertisement,-44,No,-44,-44,-44,-44,Yes,5,30,No,-44,No,-44,-44,-44,-44,-44,-44,Yes,100,0,-44,0,No,-44,No,100,0,0,0,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,Minor obstacle,Very severe obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,No obstacle,No obstacle,Major obstacle,Moderate obstacle,No obstacle,Major obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Electricity,Tax Rates,Labor Regulations,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed,-44,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Not truthful,Are arbitrary and unreliable numbers, 1401400048,1400048,Guyana,Guyana,Other manufacturing,48,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded,-44,50,50,50,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Male,1992,No,Yes,1992,20,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,100,No,No,Yes,100,30,70,0,0,-44,35,15,50,0,Medium private firms (20-100 employees),40,0,60,Concrete,75,Local,75,Increased,Increased,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,40,60,No,-44,No,Yes,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,Yes,Yes,No,Moderate obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,-44,Tend to agree,Strongly disagree,Tend to disagree,Tend to agree,Yes,Yes,Yes,40,Yes,40,Yes,1,-44,Yes,-44,2500000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,3,Outside working hours,Other,Goods or stock,300000,A former employee,No,No,Loss was small,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,Yes,Yes,Yes,No,-44,-44,No,-44,-44,Yes,Yes,No,15,Yes,8,No,No,-44,-44,2500000,No,-44,-44,No,-44,-44,No,-44,-44,20,55,14,20,15,6,1,0,3,0,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,14,2500000,7,2500000,7,3000000,7,2000000,5,2000000,12,2500000,1,840000,1,840000,1,840000,9,900000,5,800000,8,850000,4,1700000,4,1700000,4,1700000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,20,1700000,30,1700000,30,1700000,0,-44,0,-44,0,-44,Increase demand for higher quality product,-44,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Started but did not complete college/vocational training,Completed secondary,Completed secondary,Completed college/vocational training,Completed college/vocational training,-44,-44,-44,-44,Started but did not complete college/vocational training,Started but did not complete college/vocational training,-44,-44,Critical,Important,Critical,Slightly important,Very important,Very important,Not important,Not important,Critical,Critical,Important,Important,Not important,Not important,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Not important,Not important,Very important,Critical,Important,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Not important,Critical,Not important,Critical,Not important,Not important,Not important,Not important,Critical,Slightly important,Critical,Slightly important,Critical,Not important,Critical,Important,Critical,Critical,Critical,Critical,Not important,Critical,Critical,Not important,Not important,Critical,Not important,Not important,Very difficult,Difficult,Difficult,0,2,Difficult,Difficult,Difficult,3,3,Not difficult,Slightly difficult,Not difficult,0,1,Slightly difficult,Slightly difficult,Slightly difficult,0,-44,Very difficult,Very difficult,Very difficult,0,4,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Very difficult,Very difficult,Very difficult,0,-44,-44,-44,-44,-44,-44,Very important,Very important,Critical,Not important,Important,Important,Critical,Not important,Very severe obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,No obstacle,No obstacle,Public announcement/advertisement,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm does not have enough information about training pro,No,-44,-44,-44,-44,-44,-44,Yes,0,100,-44,0,Yes,12,Yes,60,40,0,0,0,0,0,0,0,0,0,0,0,-44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,Application procedures for loans or line of credit are compl,651000000,890000000,595000000,55000000,8000000,33000000,8500000,52000000,200000,25000000,5000000,65500000,500000,33000000,125000000,50000000,150000000,250000000,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Tax Rates,Tax administration,Customs and Trade Regulations,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed,-44,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are estimates computed with some precision, 1401400053,1400053,Guyana,Guyana,Other manufacturing,53,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded,-44,22,100,0,0,0,Predominantly men,No,Yes,4,Do not know,0,0,All men,Male,Male,Male,1955,No,Yes,1986,30,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,100,Yes,Yes,Yes,100,50,40,0,0,-44,75,25,0,0,Individuals,80,10,10,Lumber,100,Local,10,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,100,0,-44,-44,Yes,Yes,Yes,No,Yes,Yes,-44,-44,-44,-44,No,Yes,No,No,No,-44,-44,-44,-44,Yes,No,No,Yes,No,No,No,No,No,-44,Not important,Not important,Not important,Very Important,Not important,Not important,Not important,Yes,100,No,0,No,0,No,No,8000000,15,No,No,No,No,No obstacle,No obstacle,No obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,-44,Tend to agree,Strongly disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,No,No,Yes,No,-44,-44,No,-44,-44,No,No,No,0,Yes,2,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,30,20,2,12,6,0,0,0,0,0,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,2,2400000,2,2400000,2,2400000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,12,1100000,12,1000000,12,1177000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,6,300000,6,300000,6,321000,Not applicable,-44,Completed college/vocational training,Completed college/vocational training,-44,-44,-44,-44,-44,-44,-44,-44,Completed secondary,Completed secondary,-44,-44,-44,-44,Completed secondary,Completed secondary,Important,Very important,Very important,Not important,Important,Slightly important,Important,Slightly important,Important,Important,Very important,Important,Not important,Not important,Very important,Important,Very important,Important,Very important,Important,Very important,Not important,Very important,Important,Important,Important,Important,Not important,Not important,Not important,Very important,Important,Important,Important,Important,Important,Important,Important,Very important,Important,Very important,Important,Very important,Important,Very important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Not important,Not important,Not important,Not important,Not important,Not important,Important,Important,Important,Important,Not important,Not important,Important,Not important,Important,Important,Important,Important,Important,Important,Important,Not important,Important,Not important,Important,Not important,Difficult,Difficult,Difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Very difficult,Very difficult,Very difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Not difficult,Very difficult,Very difficult,4,2,Difficult,Difficult,Difficult,0,-44,Not difficult,Not difficult,Not difficult,0,-44,Slightly important,Slightly important,Important,Not important,Not important,Not important,Not important,Not important,Minor obstacle,No obstacle,Minor obstacle,No obstacle,Minor obstacle,No obstacle,Moderate obstacle,No obstacle,Minor obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Through family/friends,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm is affraid of investing in workers that after the t,No,-44,-44,-44,-44,-44,-44,Yes,100,0,-44,0,No,-44,No,100,0,0,0,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,78000000,77000000,40000000,9000000,0,0,400000,300000,600,0,48000,0,0,30000000,40000000,30000000,40000000,2800000,No obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Major obstacle,No obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Major obstacle,Yes,Yes,Yes,Yes,Yes,Practices of competitors in the informal sector,"Crime, theft and disorder",Tax Rates,Moderate obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Marketing and Operations support,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 1401400077,1400077,Guyana,Guyana,Food,77,No,-44,-44,-44,-44,Shareholding company with shares traded in the stock market,-44,20,60,40,0,0,Predominantly men,No,No,5,Do not know,5,20,Predominantly men,Male,Male,Male,1957,Yes,Yes,1963,25,Yes,7,No,Yes,7,No,Yes,14,No,Yes,7,No,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,98,Yes,Yes,Yes,85,90,45,15,0,-44,0,70,30,0,Individuals,30,0,70,Beverages,55,National,30,Increased,Increased,More than 5,85,15,0,1980,BARBADOS,40,USA,10,10,0,0,0,100,Yes,60,Yes,Yes,Yes,No,Yes,Yes,-44,-44,-44,-44,Yes,Yes,No,Yes,No,-44,-44,-44,-44,Yes,Yes,Yes,Yes,No,No,No,Yes,No,-44,Important,Important,Important,Important,Important,Important,Not important,Yes,100,No,0,No,0,Yes,Yes,15000000,15,Yes,Yes,Yes,Yes,Minor obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,-44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,-44,2000000,Yes,-44,1000000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,3,During working hours,5,Money,1000000,A fellow employee,No,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,Yes,No,Yes,No,-44,-44,No,-44,-44,No,No,No,5,No,-44,-44,No,-44,0,-44,No,-44,-44,Yes,34,No,No,-44,-44,16,900,100,150,350,300,45,50,150,225,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,100,2000000,100,2000000,100,3600000,50,1400000,50,1400000,50,2700000,50,1100000,50,1000000,50,2400000,75,900000,75,820000,80,1044000,150,900000,150,1200000,200,960000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,250,720000,250,840000,300,720000,225,720000,225,720000,300,820000,Not applicable,-44,University graduate,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Started but did not complete college/vocational training,Started but did not complete secondary,Started but did not complete secondary,-44,-44,-44,-44,Completed secondary,Started but did not complete college/vocational training,Completed secondary,Started but did not complete secondary,Critical,Very important,Critical,Important,Critical,Very important,Critical,Important,Very important,Important,Very important,Important,Not important,Not important,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Very important,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Not important,Not important,Not important,Not important,Critical,Critical,Critical,Very important,Not important,Not important,Very important,Important,Very important,Important,Very important,Important,Very important,Slightly important,Very important,Important,Very important,Important,Not important,Not important,Difficult,Difficult,Difficult,0,-44,Slightly difficult,Slightly difficult,Slightly difficult,0,-44,Difficult,Difficult,Difficult,0,-44,Slightly difficult,Slightly difficult,Slightly difficult,0,-44,Slightly difficult,Slightly difficult,Slightly difficult,0,-44,Slightly difficult,Slightly difficult,Slightly difficult,0,-44,-44,-44,-44,-44,-44,Slightly difficult,Slightly difficult,Slightly difficult,0,-44,Slightly difficult,Slightly difficult,Slightly difficult,0,-44,Important,Important,Slightly important,Slightly important,Critical,Slightly important,Slightly important,Not important,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Private placement office,-44,No,-44,-44,-44,-44,Yes,50,40,No,-44,No,-44,-44,-44,-44,-44,-44,Yes,100,0,-44,0,Yes,10,No,100,0,0,0,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,518594700,545622110,139772000,312976100,138869500,0,510000,400000,400000,600000,200000,0,515000,19000000,61475200,25000000,80000000,80000000,Major obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Yes,No,No,No,Yes,Yes,No,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Do not know,-44,-44,-44,-44,-44,Access to land for expansion / relocation,Tax Rates,Telecommunications,Moderate obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,Local business association,-44,technological and Innovation Support,-44,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,No,Yes,No,Yes,Yes,No,No,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Truthful,Are taken directly from the establishment's records, 1401400078,1400078,Guyana,Guyana,Other manufacturing,78,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded,-44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,2013,No,Yes,2013,7,Yes,36,No,Yes,60,No,No,-44,-44,No,-44,-44,Yes,8,3,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,30,5,0,-44,No,-44,Yes,No,Yes,100,55,64,0,0,-44,0,100,0,0,Small private firms (less than 20 employees),100,0,0,Tissues,100,Local,0,4,4,None,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,0,100,Yes,14,No,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,Yes,Yes,Yes,Yes,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,No obstacle,No obstacle,Moderate obstacle,No obstacle,No obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,-44,Tend to agree,Tend to agree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,-44,600000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,No,No,No,No,-44,-44,No,-44,-44,No,No,No,15,No,-44,-44,No,-44,0,-44,Yes,24,No,Yes,16,No,No,-44,-44,4,9,2,0,6,1,0,0,0,0,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,-77,-44,-77,-44,0,-44,-77,-44,-77,-44,0,-44,-77,-44,-77,-44,0,-44,-77,-44,-77,-44,0,-44,-77,-44,-77,-44,0,-44,-77,-44,-77,-44,0,-44,-77,-44,-77,-44,0,-44,-77,-44,-77,-44,0,-44,-77,-44,-77,-44,0,-44,Not applicable,-44,University graduate,University graduate,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Very important,Important,Very important,Important,Very important,Important,Important,Slightly important,Slightly important,Not important,Not important,Not important,Not important,Not important,Critical,Very important,Critical,Very important,Critical,Critical,Critical,Critical,Critical,Important,Critical,Important,Slightly important,Not important,Not important,Important,Very important,Important,Very important,Very important,Very important,Important,Very important,Important,Very important,Important,Very important,Important,Very important,Important,Very important,Important,Very important,Important,Very important,Important,Very important,Slightly important,Slightly important,Important,Slightly important,Not important,Not important,Not important,Not important,Slightly important,Very important,Important,Very important,Important,Not important,Not important,Important,Slightly important,Important,Important,Important,Important,Important,Important,Not important,Important,Important,Important,Slightly important,Important,Difficult,Difficult,Difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Not difficult,Not difficult,Not difficult,0,-44,Not difficult,Not difficult,Not difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Not difficult,Very difficult,Very difficult,5,6,Not difficult,Not difficult,Not difficult,0,-44,Important,Slightly important,Not important,Not important,Not important,Not important,Not important,Not important,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Public placement office,-44,No,-44,-44,-44,-44,No,-44,-44,-44,Other,No,-44,-44,-44,-44,-44,-44,Yes,100,0,-44,0,No,-44,Yes,0,0,0,0,0,0,0,100,0,0,0,0,0,-44,0,0,0,0,0,0,0,100,0,0,0,0,0,0,0, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,-77,-77,-77,-77,-77,-77,-77,-77,-77,-77,-77,-77,-77,-77,-77,-77,-77,-77,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Major obstacle,No obstacle,No obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,Customs and Trade Regulations,Political environment,Corruption,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Human resources Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 1401400080,1400080,Guyana,Guyana,Food,80,Yes,6,Headquarters with production and/or sales at this location,Yes,6,Partnership (including limited liability companies),-44,90,100,0,0,0,Predominantly men,No,Yes,5,Makes decisions in consultation with other partners,10,2,Predominantly men,Male,Male,Male,1974,Yes,Yes,1976,32,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,12,1,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,10,Yes,No,Yes,95,75,50,5,0,-44,20,80,0,0,Large private firms (more than 100 employees),80,20,0,Chicken,95,National,35,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,2,98,Yes,12,Yes,Yes,Yes,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,Yes,Yes,No,No,No,Yes,No,-44,Not important,Critical,Critical,Critical,Important,Important,Not important,Yes,100,No,0,No,0,No,No,7100000,0,No,Yes,No,Yes,Minor obstacle,No obstacle,No obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,-44,Tend to disagree,Strongly disagree,Strongly disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,5,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,Yes,No,Yes,No,-44,-44,No,-44,-44,No,Yes,No,5,Yes,1,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,21,430,30,100,150,150,12,23,100,90,200,0,0,200,0,0,0,0,0,1,-44,-44,1,-44,0,30,-99,-99,-99,-99,-99,0,-44,-99,-99,-99,-99,0,-44,-99,-99,-99,-99,0,-44,-99,-99,-99,-99,0,-44,-99,-99,-99,-99,0,-44,-99,-99,-99,-99,0,-44,-99,-99,-99,-99,0,-44,-99,-99,-99,-99,0,-44,-99,-99,-99,-99,Not applicable,-44,University graduate,Completed college/vocational training,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Very important,Important,Important,Important,Important,Important,Important,Slightly important,Important,Slightly important,Important,Slightly important,Not important,Not important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Not important,Not important,Not important,Not important,Very important,Important,Very important,Important,Not important,Not important,Slightly important,Not important,Very important,Important,Very important,Important,Very important,Important,Very important,Important,Very important,Important,Very important,Not important,Slightly difficult,Slightly difficult,Slightly difficult,0,-44,-44,-44,-44,-44,-44,Difficult,Difficult,Difficult,0,-44,Difficult,Difficult,Difficult,0,-44,Slightly difficult,Slightly difficult,Slightly difficult,0,-44,Slightly difficult,Slightly difficult,Slightly difficult,0,-44,-44,-44,-44,-44,-44,Do not know,Do not know,Do not know,0,-44,Do not know,Do not know,Do not know,0,-44,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Private placement office,-44,No,-44,-44,-44,-44,Yes,100,100,Yes,-44,No,-44,-44,-44,-44,-44,-44,Yes,100,0,-44,0,Yes,11,No,100,0,0,0,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,Yes,Loan,2012,-99,Refusal to answer,-99,Private commercial banks,Yes,Yes,No,No,No,No,-44,15,No,-44,-44,-44,Other,650000000,710000000,290000000,210000000,5400000,5000000,6500000,2510000,600000,2100000,1320000,0,0,250000000,31000000,320000000,100000000,200000000,No obstacle,No obstacle,No obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,Tax Rates,Access to land for expansion / relocation,"Crime, theft and disorder",Moderate obstacle,Yes,Yes,No,No,No,Yes,No,-44,-44,-44,-44,-44,-44,No,No impact,No,Do not know,-44,-44,-44,-44,-44,-44,No,No impact,No,Do not know,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,No,Do not know,-44,-44,-44,-44,-44,-44,No,No impact,No,Do not know,-44,-44,-44,-44,-44,-44,No,No impact,No,Do not know,-44,-44,-44,-44,-44,-44,No,No impact,No,Do not know,-44,-44,-44,-44,-44,-44,No,No impact,No,Do not know,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,No,Do not know,No,7,already recieve technical supp,-44,-44,-44,-44,-44,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,No,-44,-44,No,-44,-44,Yes,No,Yes,Yes,No,Yes,Yes,No,No,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Truthful,Are estimates computed with some precision, 1401400087,1400087,Guyana,Guyana,Chemicals,87,Yes,6,Headquarters with production and/or sales at this location,Yes,6,Shareholding company with non-traded shares or shares traded,-44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Male,1960,No,Yes,1960,30,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,100,Yes,Yes,Yes,100,100,40,0,0,-44,0,50,50,0,Medium private firms (20-100 employees),0,25,75,Paint and Paint Products,80,National,60,Increased,Increased,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,0,100,Yes,21,No,No,No,Yes,Yes,Yes,-44,-44,-44,-44,No,Yes,Yes,Yes,No,-44,-44,-44,-44,Yes,No,No,No,No,Yes,No,No,Yes,Customer Service,Very Important,Very Important,Very Important,Not important,Not important,Very Important,Not important,Yes,100,No,0,No,0,Yes,Yes,3000000,5,Yes,Yes,Yes,Yes,No obstacle,No obstacle,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,Major obstacle,Minor obstacle,No obstacle,Minor obstacle,No obstacle,-44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to agree,Yes,No,-44,-44,-44,-44,Yes,-44,30000000,Yes,-44,40000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,Outside working hours,Other,Personal possessions of employees or customers,40000,Do not know,No,No,Loss was small,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,Yes,Yes,Yes,No,-44,-44,No,-44,-44,No,No,No,20,Yes,6,No,Yes,0,0,-44,Yes,21,No,No,-44,-44,Yes,21,2,0,175,15,30,85,45,2,20,28,30,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,15,4200000,14,3780000,15,4200000,8,4200000,8,3780000,11,4200000,12,2100000,11,1890000,14,2100000,15,780000,14,702000,17,780000,15,1020000,14,918000,18,1020000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,80,1080000,33,972000,39,1080000,30,480000,29,432000,36,480000,Other,Expanstion due to new product,University graduate,University graduate,University graduate,University graduate,Completed college/vocational training,University graduate,Completed secondary,Started but did not complete college/vocational training,Completed secondary,University graduate,-44,-44,-44,-44,Completed secondary,Started but did not complete college/vocational training,Completed primary school,Completed primary school,Critical,Very important,Critical,Important,Critical,Critical,Critical,Critical,Critical,Important,Important,Important,Not important,Not important,Critical,Critical,Critical,Critical,Very important,Critical,Critical,Critical,Very important,Very important,Critical,Very important,Very important,Important,Important,Important,Very important,Important,Very important,Important,Very important,Important,Critical,Important,Critical,Important,Very important,Important,Very important,Important,Very important,Important,Critical,Important,Critical,Very important,Very important,Important,Very important,Important,Very important,Not important,Not important,Not important,Important,Not important,Critical,Very important,Very important,Important,Very important,Important,Important,Important,Important,Important,Very important,Important,Very important,Important,Important,Not important,Very important,Not important,Important,Not important,Difficult,Not difficult,Slightly difficult,0,-44,Difficult,Slightly difficult,Slightly difficult,0,-44,Slightly difficult,Slightly difficult,Not difficult,0,-44,Not difficult,Not difficult,Not difficult,0,-44,Slightly difficult,Slightly difficult,Not difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Slightly difficult,Not difficult,Not difficult,0,-44,Slightly difficult,Not difficult,Not difficult,0,-44,Not important,Very important,Critical,Important,Critical,Important,Not important,Not important,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Public placement office,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The benefits of training are small than the costs,No,-44,-44,-44,-44,-44,-44,Yes,0,100,-44,0,Yes,12,Yes,80,20,0,0,0,0,0,0,0,0,0,0,0,-44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, ,Yes,Loan,2012,200000000,12,36,Private commercial banks,Yes,No,No,Yes,No,No,-44,100,Yes,1,0,-44,-44,3000000000,3000000000,2000000000,220000000,19600000,0,15000000,76032000,768000,34000000,18000000,42100000,0,144000000,207290000,144000000,400000000,288000000,Minor obstacle,No obstacle,Minor obstacle,Very severe obstacle,Yes,No,No,No,Yes,No,No,Very severe obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Tax Rates,Tax administration,Access to land for expansion / relocation,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,technological and Innovation Support,-44,No,-44,-44,Yes,Yes,Yes,Yes,No,Yes,No,-44,-44,No,-44,-44,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Truthful,Are taken directly from the establishment's records, 1401400090,1400090,Guyana,Guyana,Food,90,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded,-44,50,100,0,0,0,Predominantly men,No,Yes,50,Makes major strategic and fiancial decisions,30,10,Equally men and women,Female,Female,Female,1978,Yes,Yes,1978,27,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,Yes,No,-44,-44,-44,-44,Yes,1,1,-44,100000,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,100,Yes,Yes,Yes,100,95,116,0,0,-44,0,100,0,0,Others,100,0,0,Ice,100,Local,80,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,50,50,Yes,3,No,No,No,Yes,Yes,Yes,-44,-44,-44,-44,Yes,No,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,No,Yes,No,Yes,Yes,No,No,-44,Critical,Critical,Critical,Not important,Not important,Very Important,Not important,Yes,25,Yes,75,No,0,Yes,Yes,1000000,50,Yes,Yes,Yes,Yes,Minor obstacle,No obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,-44,Strongly disagree,Strongly disagree,Strongly disagree,Strongly disagree,No,-44,-44,-44,-44,-44,Yes,-44,3000000,Yes,-44,25000000,Yes,10,During working hours,Firearm/gun,Money,600000,Group of criminals,No,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,20,Outside working hours,Knife,Goods or stock,100000,Gang related,No,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,Yes,Yes,No,Yes,No,-44,-44,No,-44,-44,No,Yes,No,8,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,55,16,2,14,0,0,1,2,0,0,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,2,1200000,2,1200000,2,1200000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,11,1200000,11,1200000,11,1200000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,3,2400000,3,2400000,3,2400000,0,-44,0,-44,0,-44,Not applicable,-44,Post graduated,Post graduated,-44,-44,-44,-44,-44,-44,Completed secondary,Completed secondary,-44,-44,-44,-44,Completed secondary,Completed secondary,-44,-44,Important,Important,Very important,Very important,Very important,Very important,Not important,Not important,Not important,Not important,Very important,Very important,Not important,Not important,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Very important,Very important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Important,Important,Critical,Slightly important,Not important,Not important,Slightly important,Slightly important,Critical,Critical,Critical,Critical,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not difficult,Difficult,Difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Not difficult,Difficult,Difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Not difficult,Difficult,Difficult,0,-44,-44,-44,-44,-44,-44,Important,Important,Important,Not important,Very important,Critical,Not important,Not important,No obstacle,No obstacle,No obstacle,No obstacle,Very severe obstacle,Major obstacle,No obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,No obstacle,No obstacle,other (specify),walk in applicants,No,-44,-44,-44,-44,Yes,100,0,No,-44,Yes,No obstacle,No obstacle,No obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,Yes,100,0,-44,0,Yes,11,Yes,25,50,0,0,0,25,0,0,0,0,0,0,0,-44,0,0,0,0,0,100,0,0,0,0,0,0,0,0,0, ,Yes,Loan,2011,13000000,11,108,Private commercial banks,Yes,Yes,Yes,Yes,Yes,No,-44,100,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,275000000,275000000,40000000,15000000,0,0,0,48000000,1000000,2000000,200000,6000000,20000000,150000000,200000000,300000000,600000000,300000000,No obstacle,No obstacle,No obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Very severe obstacle,Major obstacle,Minor obstacle,No obstacle,Major obstacle,No obstacle,Minor obstacle,Very severe obstacle,No obstacle,Minor obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Yes,Yes,No,Yes,No,Practices of competitors in the informal sector,"Crime, theft and disorder",Cost of finance,Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed,-44,-44,-44,-44,-44,-44,Yes,Yes,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,Yes,No,Yes,Yes,No,No,No,-44,-44,Truthful,Are estimates computed with some precision, 1401400093,1400093,Guyana,Guyana,Food,93,Yes,2,Establishment physically separated from HQ and other establi,No,2,Shareholding company with non-traded shares or shares traded,-44,49,100,0,0,0,Predominantly men,No,Yes,49,Makes decisions in consultation with other partners,3,7,Predominantly men,Male,Male,Male,1936,Yes,Yes,1961,23,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,40,2,-44,20000000,No,-44,-44,-44,-44,Yes,2,4,0,-44,Yes,1,48,0,-44,Yes,85,Yes,Yes,Yes,50,40,80,50,0,-44,2,65,33,30,Small private firms (less than 20 employees),5,20,75,Chowmein,40,Local,60,Increased,Increased,2-5,75,25,1,1970,UNITED STATES OF AMERICA,35,TRINIDAD,30,18,0,2,50,50,Yes,49,Yes,Yes,Yes,Yes,Yes,No,Yes,Supplier,-44,No,Yes,Yes,Yes,No,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,No,No,Yes,Yes,No,Yes,"advertising, promotions",Slightly important,Slightly important,Very Important,Important,Slightly important,Very Important,Slightly important,Yes,100,No,0,No,0,Yes,Yes,5000000,1,Yes,Yes,Yes,Yes,Very severe obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,No obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,No obstacle,Major obstacle,Major obstacle,No obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,-44,Tend to agree,Tend to disagree,Strongly disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,3,-44,Yes,1,-44,Yes,5,Outside working hours,5,Goods or stock,100000,Someone working alone,No,No,Loss was small,Yes,1,Outside working hours,5,Goods or stock,0,Someone working alone,No,No,No loss or damage,Yes,2,During working hours,Firearm/gun,Money,2000000,Group of criminals,No,Yes,-44,Yes,1,During working hours,Knife,Money,0,Someone working alone,No,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,6,During working hours,5,Goods or stock,3000,A fellow employee,No,No,No loss or damage,Yes,1,During working hours,5,7,0,A former employee,No,No,Other,No,-44,-44,10000000,Yes,Yes,Yes,No,Yes,No,-44,-44,No,-44,-44,No,Yes,No,5,Yes,100,Yes,No,-44,-44,1000000,Yes,10,No,Yes,14,No,Yes,100,2,0,463,35,145,253,30,15,110,20,10,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,35,-99,-99,-99,-99,-99,0,-44,-99,-99,-99,-99,0,-44,-99,-99,-99,-99,0,-44,-99,-99,-99,-99,0,-44,-99,-99,-99,-99,0,-44,-99,-99,-99,-99,0,-44,-99,-99,-99,-99,0,-44,-99,-99,-99,-99,0,-44,-99,-99,-99,-99,Not applicable,-44,Post graduated,Post graduated,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Critical,Very important,Critical,Critical,Critical,Critical,Critical,Slightly important,Critical,Important,Not important,Not important,Important,Important,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Important,Important,Critical,Very important,Very important,Very important,Important,Important,Critical,Very important,Critical,Critical,Critical,Critical,Critical,Very important,Critical,Very important,Very important,Important,Critical,Very important,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Very important,Critical,Critical,Critical,Critical,Not important,Not important,Important,Important,Critical,Very important,Important,Important,Important,Important,Slightly important,Slightly important,Critical,Very important,Critical,Critical,Critical,Very important,Important,Slightly important,Very important,Very important,Important,Important,Slightly difficult,Difficult,Very difficult,3,52,Difficult,Difficult,Very difficult,3,26,-44,-44,-44,-44,-44,Not difficult,Not difficult,Not difficult,2,4,Slightly difficult,Slightly difficult,Difficult,0,-44,-44,-44,-44,-44,-44,Slightly difficult,Slightly difficult,Difficult,2,26,Not difficult,Not difficult,Difficult,6,12,Difficult,Not difficult,Not difficult,5,8,Very important,Critical,Critical,Critical,Important,Slightly important,Not important,Not important,Major obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Public announcement/advertisement,-44,Yes to hire,Yes,5,No,-44,Yes,35,35,No,-44,Yes,Moderate obstacle,Very severe obstacle,No obstacle,Major obstacle,Very severe obstacle,Do not know,Yes,0,100,-44,0,Yes,10,Yes,100,0,0,0,0,0,0,0,0,0,0,0,0,-44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, ,Yes,Line of credit,2011,200000000,10,36,Private commercial banks,No,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,4000000000,5000000000,3500000000,400000000,100000000,0,12000000,200000000,3000000,50000000,1500000,200000000,200000000,200000000,200000000,400000000,250000000,4000000000,Major obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Yes,Yes,Yes,No,No,Yes,No,Major obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,Very severe obstacle,No obstacle,No obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Major obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Electricity,Customs and Trade Regulations,Very severe obstacle,Yes,Yes,No,No,No,Yes,No,-44,-44,-44,-44,-44,-44,No,No impact,No,Do not know,-44,-44,-44,-44,-44,-44,Yes,Large impact,No,Do not know,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,No,Do not know,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,No,Do not know,-44,-44,-44,-44,-44,-44,No,No impact,No,Do not know,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,No,Do not know,-44,-44,-44,-44,-44,-44,No,No impact,No,Do not know,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,No,Do not know,Yes,-44,-44,Yes,Other,Any one,technological and Innovation Support,-44,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,No,Yes,No,Yes,Yes,No,Yes,Truthful,Are estimates computed with some precision, 1401400094,1400094,Guyana,Guyana,Other manufacturing,94,Yes,4,Establishment physically separated from HQ but with no other,Yes,4,Sole proprietorship,-44,-44,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Female,Male,Male,2002,Yes,Yes,2002,5,Yes,60,No,No,-44,-44,No,-44,-44,Yes,14,No,Yes,7,8,15,-44,Yes,7,2,0,-44,Yes,4,3,0,-44,No,-44,-44,-44,-44,Yes,33,No,Yes,Yes,100,80,40,0,0,-44,0,90,10,0,Medium private firms (20-100 employees),100,0,0,Manufacturing of bottled water,100,National,30,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,75,25,Yes,14,Yes,Yes,No,Yes,Yes,Yes,-44,-44,-44,-44,Yes,Yes,Yes,Yes,No,-44,-44,-44,-44,Yes,Yes,Yes,Yes,Yes,No,No,No,No,-44,Very Important,Very Important,Very Important,Very Important,Very Important,Important,Not important,Yes,100,No,0,No,0,No,No,1000000,25,Yes,Yes,Yes,Yes,Moderate obstacle,Major obstacle,No obstacle,Major obstacle,No obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Major obstacle,No obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,No obstacle,No obstacle,No obstacle,No obstacle,-44,Tend to agree,Strongly disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,-44,5000000,Yes,-44,3000000,Yes,3,Outside working hours,Other,Other company property,2000000,A fellow employee,No,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,1800000,Yes,Yes,Yes,Yes,Yes,No,-44,-44,No,-44,-44,No,Yes,No,15,Yes,1,No,Yes,0,0,-44,Yes,30,No,Yes,28,No,Yes,28,2,15,50,4,40,0,6,1,0,19,0,5,0,0,5,0,0,0,5,0,3,-44,-44,3,-44,0,4,2400000,4,2400000,1,2400000,2,3000000,2,3000000,3,3000000,8,1440000,8,1440000,4,1440000,5,600000,5,600000,5,600000,6,1200000,6,1200000,6,1200000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,10,960000,10,960000,10,960000,20,540000,20,540000,4,540000,Not applicable,-44,University graduate,University graduate,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed secondary,Completed secondary,Completed secondary,-44,-44,-44,-44,Completed college/vocational training,Completed college/vocational training,Completed primary school,Completed primary school,Very important,Very important,Critical,Critical,Very important,Very important,Not important,Not important,Very important,Very important,Not important,Not important,Not important,Not important,Critical,Critical,Very important,Very important,Important,Important,Very important,Very important,Important,Important,Very important,Very important,Critical,Critical,Not important,Not important,Important,Important,Very important,Very important,Very important,Very important,Critical,Critical,Critical,Critical,Very important,Very important,Important,Important,Very important,Very important,Critical,Critical,Very important,Important,Important,Very important,Very important,Slightly important,Not important,Not important,Slightly important,Slightly important,Not important,Not important,Critical,Critical,Important,Important,Slightly important,Slightly important,Slightly important,Important,Very important,Very important,Very important,Very important,Critical,Critical,Slightly important,Slightly important,Very important,Very important,Not important,Not important,Difficult,Difficult,Difficult,16,4,Difficult,Difficult,Difficult,12,4,Difficult,Difficult,Difficult,4,4,Difficult,Difficult,Difficult,0,4,Difficult,Difficult,Difficult,0,4,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Difficult,Difficult,Difficult,8,4,Difficult,Difficult,Difficult,0,4,Very important,Very important,Very important,Important,Important,Important,Important,Not important,No obstacle,No obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Not applicable,Not applicable,Public announcement/advertisement,-44,No,-44,-44,-44,-44,Yes,25,10,No,-44,No,-44,-44,-44,-44,-44,-44,Yes,100,0,-44,0,Yes,12,Yes,100,0,0,0,0,0,0,0,0,0,0,0,0,-44,60,40,0,0,0,0,0,0,0,0,0,0,0,0,0, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,Interest rates are not favorable,100000000,120000000,40000000,40000000,5000000,0,4000000,2100000,0,500000,2500000,15000000,0,250000000,150000000,250000000,150000000,400000000,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,No,No,Yes,No,No,No,No,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Yes,Yes,No,No,No,Electricity,Customs and Trade Regulations,Inadequately educated workforce,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Human resources Support,-44,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,No,-44,-44,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Truthful,Are estimates computed with some precision, 1401400095,1400095,Guyana,Guyana,Wholesale,95,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded,-44,50,100,0,0,0,Equally men and women,No,No,50,Makes major strategic and fiancial decisions,15,7,Equally men and women,Male,Male,Male,1999,No,Yes,1999,6,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0,-44,50,50,0,60,Large private firms (more than 100 employees),0,50,50,Embroidery on Jerseys,80,Local,30,Increased,Decreased,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,100,0,-44,-44,No,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,Yes,Yes,Yes,Yes,No obstacle,No obstacle,No obstacle,Minor obstacle,No obstacle,Minor obstacle,Major obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,-44,Tend to agree,Tend to disagree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,Yes,Yes,No,Yes,No,-44,-44,No,-44,-44,No,Yes,No,2,No,-44,-44,Yes,20,20,-44,Yes,31,No,No,-44,-44,Yes,14,2,20,40,4,3,33,0,2,0,3,0,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,4,1200000,4,1200000,4,1200000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,4,480000,4,480000,4,480000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,32,494000,32,494000,32,494000,0,-44,0,-44,0,-44,Not applicable,-44,Completed secondary,Completed secondary,-44,-44,-44,-44,Completed secondary,Completed secondary,-44,-44,-44,-44,-44,-44,Did not complete primary school,Did not complete primary school,-44,-44,Very important,Important,Very important,Very important,Important,Important,Very important,Critical,Very important,Critical,Not important,Not important,Not important,Not important,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Very important,Very important,Important,Very important,Critical,Slightly important,Critical,Critical,Critical,Not important,Critical,Critical,Critical,Important,Not important,Not important,Not important,Not important,Not important,Not important,Critical,Critical,Critical,Critical,Critical,Not important,Critical,Not important,Very important,Critical,Very important,Critical,Critical,Important,Very important,Not important,Critical,Not important,Very important,Not important,Not difficult,Not difficult,Not difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Difficult,Difficult,Difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Not difficult,Difficult,Not difficult,0,-44,-44,-44,-44,-44,-44,Critical,Critical,Critical,Very important,Critical,Very important,Critical,Not important,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,Public announcement/advertisement,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm does not have enough information about training pro,No,-44,-44,-44,-44,-44,-44,Yes,0,100,-44,0,No,-44,No,100,0,0,0,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,100000000,110000000,70000000,12000000,1000000,0,3000000,300000,200000,0,1000000,0,0,40000000,60000000,40000000,80000000,80000000,No obstacle,No obstacle,No obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Very severe obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Very severe obstacle,Minor obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Minor obstacle,-44,-44,-44,-44,-44,Tax Rates,Corruption,Customs and Trade Regulations,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,Government based organization,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Yes,No,Yes,Yes,No,No,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Truthful,Are taken directly from the establishment's records, 1401400100,1400100,Guyana,Guyana,Food,100,Yes,2,Establishment physically separated from HQ and other establi,Yes,2,Sole proprietorship,-44,-44,0,100,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly women,Male,Male,Male,2004,No,Yes,2009,8,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,100,Yes,Yes,Yes,100,50,40,0,0,-44,100,0,0,100,Your parent company or affiliated establishments,100,0,0,Agricultural Seeds Processing,100,International,0,Decreased,Remained the same,None,0,100,0,2009,UNITED STATES,100,-77,-44,1,0,1,75,25,Yes,7,No,No,No,Yes,Yes,No,Yes,Other company of the sector,-44,Yes,No,No,No,Yes,No,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, ,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Yes,100,No,0,No,0,No,No,0,0,No,Yes,No,No,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,-44,Strongly disagree,Strongly disagree,Tend to agree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,-44,500000,Yes,-44,200000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,Outside working hours,Other,Other company property,100000,Other,No,No,Loss was small,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,During working hours,Other,Goods or stock,50000,A former employee,No,No,No loss or damage,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,Yes,No,No,No,-44,-44,No,-44,-44,No,No,No,3,No,-44,-44,No,-44,0,-44,Yes,8,Yes,No,-44,-44,No,-44,-44,18,65,3,20,42,0,2,20,32,0,50,7,0,43,0,4,0,40,0,6,6,-44,6,-44,50,3,1843200,3,1800000,3,2027520,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,20,1152000,20,1000000,20,1167520,0,-44,0,-44,0,-44,71,1263000,21,1220000,19,1389300,21,1152000,71,1000000,21,1267200,Not applicable,-44,Completed secondary,Completed secondary,-44,-44,-44,-44,-44,-44,-44,-44,Completed primary school,Completed primary school,-44,-44,Completed primary school,Completed primary school,Completed primary school,Completed primary school,Very important,Important,Important,Not important,Important,Not important,Important,Not important,Very important,Not important,Not important,Not important,Not important,Not important,Critical,Very important,Very important,Very important,Very important,Important,Very important,Very important,Important,Very important,Very important,Not important,Important,Very important,Important,Slightly important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Important,Important,Important,Important,Very important,Very important,Not important,Not important,Critical,Very important,Critical,Very important,Important,Important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Very important,Not important,Very important,Not important,Not important,Not important,Not important,Not important,Important,Not important,Important,Not important,Important,Slightly important,Not important,Slightly important,Not important,Not important,Slightly important,Slightly important,Very difficult,Very difficult,Very difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Very difficult,Very difficult,Very difficult,0,-44,-44,-44,-44,-44,-44,Very difficult,Very difficult,Very difficult,0,-44,Slightly difficult,Slightly difficult,Slightly difficult,0,-44,Critical,Very important,Critical,Not important,Important,Not important,Not important,Not important,No obstacle,Minor obstacle,No obstacle,No obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,other (specify),Through other employees,No,-44,-44,-44,-44,Yes,25,0,No,-44,Yes,No obstacle,Major obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Yes,0,100,-44,0,No,-44,Yes,100,0,0,0,0,0,0,0,0,0,0,0,0,-44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,750000000,800000000,140000000,70000000,0,190000000,0,144000000,14000000,12000000,400000,200000000,9000000,250000000,10000000,500000000,10000000,1000000000,Major obstacle,Minor obstacle,Major obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,No obstacle,No obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,Customs and Trade Regulations,Inadequately educated workforce,Transportation,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed,-44,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 1401400109,1400109,Guyana,Guyana,Information technology,109,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded,-44,30,100,0,0,0,Equally men and women,No,Yes,10,Makes decisions in consultation with other partners,15,5,Predominantly men,Male,Female,Female,1968,No,Yes,1969,30,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,5,1,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,5,Yes,Yes,Yes,10,85,40,90,0,-44,80,0,20,0,Large private firms (more than 100 employees),60,0,40,Advertising consultancy,70,National,80,Increased,Remained the same,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,60,40,Yes,14,No,No,No,Yes,Yes,Yes,-44,-44,-44,-44,No,No,No,No,Yes,Yes,Yes,Yes,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44, ,Important,Important,Important,Important,Important,Important,Not important,Yes,100,No,0,No,0,No,No,2000000,5,Yes,No,No,No,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Major obstacle,No obstacle,Moderate obstacle,No obstacle,Major obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,-44,Tend to agree,Tend to agree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,5,-44,Yes,-44,300000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,Outside working hours,5,Money,300000,A fellow employee,No,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,Yes,No,Yes,No,-44,-44,No,-44,-44,No,No,No,15,Yes,2,No,Yes,0,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,2,21,4,5,5,7,1,0,1,5,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,4,4200000,4,4200000,4,4200000,0,-44,0,-44,0,-44,4,2150000,4,2150000,4,2150000,5,600000,5,600000,5,600000,7,840000,7,840000,7,840000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,1,480000,1,480000,1,480000,Not applicable,-44,University graduate,University graduate,-44,-44,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed secondary,Completed secondary,Completed secondary,-44,-44,-44,-44,-44,-44,Started but did not complete secondary,Completed primary school,Critical,Very important,Very important,Important,Very important,Important,Very important,Important,Very important,Important,Very important,Important,Not important,Not important,Very important,Very important,Critical,Very important,Critical,Very important,Critical,Very important,Very important,Very important,Very important,Very important,Very important,Not important,Very important,Not important,Very important,Important,Very important,Important,Very important,Important,Very important,Important,Very important,Important,Very important,Important,Very important,Important,Very important,Important,Very important,Important,Very important,Important,Very important,Important,Very important,Important,Very important,Important,Not important,Not important,Not important,Not important,Very important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Not important,Not important,Slightly difficult,Very difficult,Very difficult,0,-44,-44,-44,-44,-44,-44,Difficult,Difficult,Difficult,0,-44,Slightly difficult,Slightly difficult,Slightly difficult,0,-44,Slightly difficult,Slightly difficult,Slightly difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Not difficult,Not difficult,Not difficult,0,-44,Important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Not important,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Public placement office,-44,No,-44,-44,-44,-44,Yes,100,100,No,-44,No,-44,-44,-44,-44,-44,-44,Yes,100,0,-44,0,Yes,12,Yes,100,0,0,0,0,0,0,0,0,0,0,0,0,-44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,0,-44,-44,130000000,145000000,58000000,34760000,1200000,800000,14500000,200000,125000,2500000,1450000,5000000,0,5000000,43500000,8000000,55000000,25000000,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,-44,-44,-44,-44,-44,"Crime, theft and disorder",Tax Rates,Cost of finance,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,technological and Innovation Support,-44,No,-44,-44,Yes,No,Yes,Yes,No,Yes,No,-44,-44,No,-44,-44,Yes,No,Yes,Yes,No,Yes,Yes,No,No,Yes,No,No,Yes,No,Yes,Yes,No,Yes,Somewhat truthful,Are estimates computed with some precision, 1401400111,1400111,Guyana,Guyana,Other manufacturing,111,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded,-44,50,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,1989,No,Yes,1992,11,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,2,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,1,Yes,No,Yes,100,80,48,0,0,-44,0,60,40,0,Large private firms (more than 100 employees),25,0,75,Spare Parts,100,Local,60,Remained the same,Increased,More than 5,95,5,0,,SURINAME,100,-77,-44,14,0,0,30,70,Yes,7,Yes,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,No,No,No,No,No,Yes,Yes,"advertising, promotions",Very Important,Slightly important,Important,Important,Not important,Not important,Not important,Yes,100,No,0,No,0,No,No,350000,3,No,Yes,Yes,No,No obstacle,No obstacle,No obstacle,Minor obstacle,Minor obstacle,No obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Major obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,-44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,No,No,No,No,-44,-44,No,-44,-44,No,Yes,No,5,Yes,1,No,No,-44,0,-44,Yes,14,No,No,-44,-44,No,-44,-44,2,9,1,8,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,1,1800000,1,1800000,1,1820000,0,-44,0,-44,0,-44,6,1400000,4,1400000,5,1400000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,2,800000,2,1600000,2,1600000,2,800000,2,1600000,Not applicable,-44,Completed secondary,University graduate,-44,-44,Completed secondary,Completed secondary,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Did not complete primary school,Did not complete primary school,Slightly important,Slightly important,Important,Important,Not important,Not important,Not important,Not important,Slightly important,Not important,Not important,Not important,Not important,Not important,Important,Very important,Very important,Important,Very important,Very important,Very important,Important,Very important,Important,Slightly important,Slightly important,Very important,Slightly important,Slightly important,Important,Very important,Important,Very important,Important,Very important,Important,Very important,Important,Very important,Important,Important,Slightly important,Very important,Slightly important,Important,Important,Very important,Important,Important,Very important,Important,Very important,Important,Not important,Not important,Very important,Not important,Not important,Slightly important,Not important,Very important,Important,Important,Important,Not important,Not important,Slightly important,Not important,Important,Important,Very important,Very important,Important,Important,Not important,Not important,Important,Important,Slightly important,Slightly important,Slightly difficult,Slightly difficult,Not difficult,0,-44,Not difficult,Not difficult,Not difficult,0,-44,Not difficult,Not difficult,Slightly difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Not difficult,Not difficult,Slightly difficult,0,-44,Slightly difficult,Slightly difficult,Slightly difficult,0,-44,-44,-44,-44,-44,-44,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,No obstacle,Through family/friends,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm is affraid of investing in workers that after the t,No,-44,-44,-44,-44,-44,-44,Yes,0,100,-44,0,No,-44,Yes,100,0,0,0,0,0,0,0,0,0,0,0,0,-44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,0,-44,-44,32000000,35000000,21000000,5000000,0,1000000,3000000,350000,1700000,0,1560000,5000000,0,5000000,0,10000000,0,20000000,Minor obstacle,Minor obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Major obstacle,Major obstacle,Yes,Yes,No,Yes,Yes,Practices of competitors in the informal sector,"Crime, theft and disorder",Electricity,No obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Human resources Support,-44,No,-44,-44,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,No,Yes,No,Yes,Yes,No,Yes,Yes,Yes,Yes,Truthful,Are estimates computed with some precision, 1401400116,1400116,Guyana,Guyana,Other manufacturing,116,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded,-44,10,100,0,0,0,Predominantly men,No,Yes,10,Makes major strategic and fiancial decisions,1,15,Predominantly men,Male,Male,Male,2010,No,Yes,2013,4,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,10,2,-44,600000,No,-44,-44,-44,-44,Yes,2,8,-44,50000,No,-44,-44,-44,-44,Yes,20,Yes,Yes,Yes,100,80,48,0,0,-44,0,10,90,0,Individuals,0,90,10,Printing of banners,60,Local,100,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,100,0,-44,-44,Yes,Yes,Yes,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,No,Yes,No,Yes,No,Yes,No,-44,Very Important,Very Important,Very Important,Slightly important,Important,Very Important,Not important,Yes,100,No,0,No,0,No,No,20000000,60,Yes,Yes,Yes,Yes,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,No obstacle,-44,Tend to agree,Tend to disagree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,-44,200000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,40000,Yes,Yes,Yes,No,No,No,-44,-44,No,-44,-44,No,Yes,No,1,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,7,7,5,2,0,0,2,0,0,0,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,5,1200000,2,1200000,2,1200000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,2,900000,5,900000,2,900000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,Not applicable,-44,Completed secondary,University graduate,-44,-44,-44,-44,-44,-44,Completed secondary,Completed secondary,-44,-44,-44,-44,-44,-44,-44,-44,Very important,Important,Important,Very important,Very important,Important,Very important,Slightly important,Important,Not important,Slightly important,Not important,Slightly important,Slightly important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Important,Important,Important,Very important,Very important,Important,Important,Slightly important,Slightly important,Very important,Important,Very important,Important,Very important,Important,Very important,Important,Very important,Important,Very important,Important,Very important,Important,Very important,Important,Very important,Important,Very important,Important,Very important,Important,Important,Slightly important,Important,Slightly important,Slightly important,Not important,Slightly important,Slightly important,Very important,Important,Important,Slightly important,Important,Not important,Slightly important,Slightly important,Important,Very important,Important,Very important,Important,Very important,Important,Very important,Important,Important,Slightly important,Slightly important,Very difficult,Very difficult,Very difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Slightly difficult,Slightly difficult,Slightly difficult,0,-44,Do not know,Do not know,Do not know,0,-44,Do not know,Do not know,Do not know,0,-44,Do not know,Do not know,Do not know,0,-44,Do not know,Do not know,Do not know,0,-44,Important,Important,Slightly important,Slightly important,Important,Important,Slightly important,Not important,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Not applicable,Not applicable,Through family/friends,-44,No,-44,-44,-44,-44,Yes,100,100,No,-44,No,-44,-44,-44,-44,-44,-44,Yes,100,0,-44,0,No,-44,Yes,100,0,0,0,0,0,0,0,0,0,0,0,0,-44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,14000000,16000000,4000000,4400000,360000,0,300000,120000,24000,480000,360000,18000000,0,35000000,90000000,50000000,130000000,40000000,Very severe obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Telecommunications,Electricity,Transportation,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,"General management, Business development and Strategies supp",-44,No,-44,-44,Yes,No,Yes,Yes,No,Yes,No,-44,-44,No,-44,-44,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Truthful,Are estimates computed with some precision, 1401400118,1400118,Guyana,Guyana,Food,118,No,-44,-44,-44,-44,Partnership (including limited liability companies),-44,50,100,0,0,0,Equally men and women,Yes,Yes,50,Delegates decisions to other partners,25,0,All women,Female,Female,Female,1978,No,Yes,1990,50,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,10,1,0,-44,No,-44,-44,-44,-44,Yes,10,1,0,-44,No,-44,-44,-44,-44,Yes,5,Yes,Yes,Yes,100,99,35,0,0,-44,50,0,50,0,Government or government agencies (including state-owned ent,100,0,0,Snack Foods and cocktails,100,Local,80,Decreased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,70,30,No,-44,Yes,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,Yes,Yes,Yes,No obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,-44,Strongly agree,Strongly agree,Strongly agree,Strongly agree,Yes,No,-44,-44,-44,-44,Yes,10,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,Yes,Yes,Yes,No,-44,-44,No,-44,-44,No,Yes,No,4,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,8,9,1,0,0,8,1,0,0,8,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,1,1200000,1,1200000,1,1000000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,8,350000,8,325000,8,275000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,Not applicable,-44,Started but did not complete college/vocational training,Started but did not complete college/vocational training,-44,-44,-44,-44,-44,-44,Did not complete primary school,Did not complete primary school,-44,-44,-44,-44,-44,-44,-44,-44,Slightly important,Important,Not important,Not important,Slightly important,Not important,Not important,Very important,Not important,Very important,Not important,Very important,Not important,Not important,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Very important,Very important,Critical,Critical,Very important,Very important,Very important,Very important,Critical,Critical,Important,Important,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Important,Important,Important,Important,Important,Important,Important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Critical,Critical,Not important,Not important,Not important,Not important,Slightly important,Slightly important,Not important,Not important,Not difficult,Not difficult,Not difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Not difficult,Not difficult,Not difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Do not know,Do not know,Do not know,0,-44,Not important,Not important,Not important,Not important,Not important,Not important,Important,Not important,No obstacle,No obstacle,No obstacle,No obstacle,Very severe obstacle,Very severe obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Public announcement/advertisement,-44,No,-44,-44,-44,-44,Yes,100,0,No,-44,No,-44,-44,-44,-44,-44,-44,No,100,0,-44,0,Yes,15,Yes,100,0,0,0,0,0,0,0,0,0,0,0,0,-44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, ,Yes,Line of credit,2012,1500000,12,12,Private commercial banks,Yes,Yes,Yes,Yes,Yes,No,-44,100,Yes,1,0,-44,-44,12000000,10000000,1420000,1200000,250000,0,888000,1600000,8000,40000,120000,375000,20000000,18000000,20000000,16000000,20000000,300000000,Major obstacle,Minor obstacle,Major obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,Major obstacle,No obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,Transportation,Telecommunications,Inadequately educated workforce,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed,-44,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,Yes,No,Yes,Truthful,Are estimates computed with some precision, 1401400123,1400123,Guyana,Guyana,Food,123,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded,-44,70,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Female,Male,1976,No,Yes,1976,37,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,15,1,0,-44,No,-44,-44,-44,-44,Yes,2,24,0,-44,No,-44,-44,-44,-44,Yes,90,Yes,No,Yes,90,50,40,10,0,-44,0,50,50,0,Large private firms (more than 100 employees),50,10,40,Jams and Jellies,60,Local,30,Increased,Increased,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,50,50,Yes,14,Yes,No,No,No,Yes,Yes,-44,-44,-44,-44,No,No,No,No,No,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, ,Important,Important,Important,Important,Not important,Not important,Not important,Yes,100,No,0,No,0,No,No,2000000,5,Yes,Yes,Yes,No,Moderate obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Major obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,No obstacle,No obstacle,Major obstacle,Major obstacle,Major obstacle,No obstacle,No obstacle,No obstacle,-44,Tend to disagree,Tend to disagree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,1,-44,Yes,3,-44,Yes,1,Outside working hours,5,Other company property,250000,Do not know,No,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,Yes,No,No,No,-44,-44,No,-44,-44,No,Yes,No,5,No,-44,-44,No,-44,0,-44,Yes,1,No,No,-44,-44,No,-44,-44,8,14,3,5,5,1,1,0,5,0,6,0,0,6,0,0,0,4,0,4,-44,-44,4,-44,0,3,960000,3,960000,3,960000,1,1200000,1,1200000,0,-44,0,-44,0,-44,0,-44,1,600000,1,600000,1,600000,0,-44,0,-44,0,-44,4,540000,4,540000,0,-44,0,-44,0,-44,0,-44,2,660000,2,660000,2,660000,9,540000,9,540000,9,540000,Not applicable,-44,University graduate,University graduate,University graduate,University graduate,-44,-44,Completed secondary,University graduate,-44,-44,Completed secondary,Completed secondary,-44,-44,Completed primary school,Completed primary school,Completed primary school,Completed primary school,Very important,Very important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Important,Not important,Not important,Very important,Very important,Very important,Very important,Very important,Very important,Important,Important,Very important,Very important,Slightly important,Slightly important,Very important,Very important,Not important,Not important,Not important,Not important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Important,Very important,Very important,Slightly important,Slightly important,Very important,Very important,Slightly important,Slightly important,Important,Important,Important,Important,Important,Important,Important,Important,Slightly important,Important,Not important,Not important,Not important,Not important,Very important,Very important,Slightly important,Slightly important,Slightly important,Slightly important,Not important,Not important,Important,Important,Important,Important,Important,Important,Not important,Not important,Not important,Not important,Not important,Not important,Difficult,Difficult,Difficult,0,4,Difficult,Difficult,Difficult,0,4,-44,-44,-44,-44,-44,Slightly difficult,Slightly difficult,Slightly difficult,0,4,-44,-44,-44,-44,-44,Slightly difficult,Slightly difficult,Slightly difficult,0,8,-44,-44,-44,-44,-44,Difficult,Difficult,Difficult,0,-44,Not difficult,Not difficult,Not difficult,0,1,Not important,Slightly important,Not important,Not important,Not important,Not important,Not important,Not important,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Major obstacle,Major obstacle,Not applicable,Not applicable,Public announcement/advertisement,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm does not have enough information about training pro,Yes,No obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,No,90,10,-44,0,No,-44,No,100,0,0,0,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,Yes,Loan,2003,19000000,17,84,Private commercial banks,Yes,Yes,Yes,Yes,No,No,-44,33,No,-44,-44,-44,Other,13000000,15000000,7000000,6000000,0,0,1000000,1000000,60000,80000,100000,0,0,30000000,50000000,7000000,20000000,100000000,No obstacle,No obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Major obstacle,Major obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,Cost of finance,"Crime, theft and disorder",Transportation,Moderate obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,Government based organization,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,No,-44,-44,Yes,No,Yes,Truthful,Are estimates computed with some precision, 1401400124,1400124,Guyana,Guyana,Other manufacturing,124,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded,-44,Do not know,100,0,0,0,Predominantly women,No,No,0,Do not know,0,0,All men,Male,Male,Male,1987,No,Yes,1987,8,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,No,Yes,1,2,0,-44,No,-44,-44,-44,-44,Yes,1,3,0,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,100,75,40,0,0,-44,10,80,10,0,Small private firms (less than 20 employees),25,0,75,Printing and photocopying of o,100,Local,2,Increased,Increased,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,100,0,-44,-44,No,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,Yes,Yes,Yes,No,No obstacle,No obstacle,Major obstacle,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,-44,Tend to agree,Tend to disagree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,5,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,Yes,No,Yes,No,-44,-44,No,-44,-44,No,Yes,No,0,Yes,1,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,6,8,1,7,0,0,0,6,0,0,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,1,2500000,1,2450000,1,2500000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,2,1800000,2,1750000,2,1890000,3,540000,3,5350000,3,567000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,2,720000,2,715000,2,756000,0,-44,0,-44,0,-44,Not applicable,-44,University graduate,University graduate,-44,-44,-44,-44,University graduate,Completed secondary,Completed secondary,Completed secondary,-44,-44,-44,-44,Completed secondary,Completed secondary,-44,-44,Very important,Very important,Very important,Very important,Very important,Important,Very important,Important,Very important,Important,Very important,Slightly important,Slightly important,Not important,Critical,Very important,Critical,Very important,Very important,Important,Critical,Important,Very important,Important,Very important,Important,Important,Slightly important,Important,Not important,Very important,Very important,Very important,Very important,Important,Very important,Very important,Important,Very important,Important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Important,Important,Slightly important,Slightly important,Very important,Very important,Not important,Not important,Slightly important,Not important,Very important,Important,Very important,Important,Not important,Not important,Slightly important,Not important,Very important,Important,Critical,Very important,Critical,Important,Not important,Not important,Very important,Important,Slightly important,Not important,Slightly difficult,Slightly difficult,Slightly difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Not difficult,Slightly difficult,Slightly difficult,0,-44,Not difficult,Slightly difficult,Slightly difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Slightly difficult,Slightly difficult,Slightly difficult,0,-44,-44,-44,-44,-44,-44,Important,Important,Not important,Important,Slightly important,Not important,Not important,Not important,Major obstacle,Major obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,No obstacle,Public placement office,-44,No,-44,-44,-44,-44,Yes,50,0,Yes,-44,Yes,No obstacle,No obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Yes,100,0,-44,0,No,-44,No,100,0,0,0,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,Other,10000000,10000000,5000000,3000000,0,0,300000,0,0,75000,60000,0,0,50000000,1500000,0,10000000,4000000,Major obstacle,Major obstacle,Major obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,Telecommunications,Electricity,Transportation,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,NGO,-44,technological and Innovation Support,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Yes,No,No,Yes,No,No,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 1401400126,1400126,Guyana,Guyana,Garments,126,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Female,Female,1980,No,Yes,1988,15,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,18,2,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,No,No,Yes,100,60,40,0,0,-44,60,0,40,0,Small private firms (less than 20 employees),20,80,0,shirts,35,Local,15,Decreased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,100,0,-44,-44,Yes,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,Yes,Yes,No,No,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,-44,Tend to disagree,Tend to disagree,Tend to agree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,Yes,Yes,No,No,No,-44,-44,No,-44,-44,No,Yes,No,12,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,6,35,10,20,5,0,4,15,4,0,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,10,720000,10,720000,10,860000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,20,576000,20,576000,30,660000,5,480000,5,480000,5,540000,Not applicable,-44,Started but did not complete college/vocational training,Completed secondary,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Completed primary school,Completed primary school,Completed primary school,Did not complete primary school,Slightly important,Slightly important,Critical,Very important,Critical,Very important,Critical,Very important,Very important,Slightly important,Slightly important,Slightly important,Not important,Not important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Not important,Important,Not important,Important,Slightly important,Important,Slightly important,Important,Slightly important,Important,Not important,Important,Slightly important,Important,Not important,Not important,Not important,Not important,Not important,Important,Important,Slightly important,Important,Not important,Not important,Not important,Not important,Critical,Very important,Critical,Very important,Critical,Very important,Important,Important,Very important,Important,Not important,Important,Not difficult,Not difficult,Not difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Not difficult,Not difficult,Not difficult,0,-44,Not difficult,Not difficult,Not difficult,0,-44,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Public announcement/advertisement,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm is affraid of investing in workers that after the t,No,-44,-44,-44,-44,-44,-44,No,0,100,-44,0,Yes,13,No,100,0,0,0,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,Yes,Loan,2012,2000000,14,36,Private commercial banks,Yes,No,Yes,No,No,No,-44,15,No,-44,-44,-44,Other,40000000,55000000,9500000,22000000,500000,0,800000,200000,100000,430000,200000,0,0,6000000,9000000,11000000,15000000,9000000,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Access to finance,Cost of finance,Tax Rates,Moderate obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,International organization,-44,"General management, Business development and Strategies supp",-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are estimates computed with some precision, 1401400127,1400127,Guyana,Guyana,Other manufacturing,127,Yes,6,Headquarters with production and/or sales at this location,Yes,6,Partnership (including limited liability companies),-44,50,100,0,0,0,Equally men and women,Yes,Yes,50,Delegates decisions to other partners,26,0,Equally men and women,Male,Female,Female,1951,No,Yes,1951,50,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,24,4,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,5,Yes,Yes,Yes,90,65,44,10,0,-44,80,0,20,0,Your parent company or affiliated establishments,0,10,90,Household Furniture,100,Local,35,Decreased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,10,90,Yes,10,Yes,Yes,Yes,Yes,Yes,Yes,-44,-44,-44,-44,Yes,Yes,No,Yes,No,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, ,Slightly important,Not important,Not important,Very Important,Not important,Important,Slightly important,Yes,80,Yes,20,No,0,No,No,25000000,10,Yes,Yes,Yes,Yes,Moderate obstacle,No obstacle,No obstacle,Major obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Major obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,-44,Strongly disagree,Strongly disagree,Tend to agree,Strongly disagree,No,-44,-44,-44,-44,-44,Yes,7,-44,Yes,-44,10000000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,During working hours,Knife,Money,10000000,A fellow employee,No,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,5000000,0,Yes,Yes,Yes,No,Yes,No,-44,-44,No,-44,-44,Yes,Yes,No,20,Yes,1,No,Yes,0,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,20,180,6,159,0,15,3,79,0,7,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,6,1500000,6,1500000,6,1500000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,10,800000,10,800000,10,800000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,124,800000,124,800000,124,800000,40,900000,40,900000,40,900000,0,-44,0,-44,0,-44,Not applicable,-44,Completed secondary,Completed secondary,-44,-44,-44,-44,Completed secondary,Completed secondary,-44,-44,-44,-44,Completed secondary,Completed secondary,Completed secondary,Completed secondary,-44,-44,Very important,Very important,Very important,Very important,Not important,Not important,Important,Important,Important,Important,Important,Important,Important,Important,Very important,Very important,Critical,Critical,Important,Important,Critical,Do not know,Slightly important,Slightly important,Critical,Do not know,Critical,Do not know,Slightly important,Slightly important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Slightly important,Slightly important,Not important,Not important,Slightly important,Slightly important,Important,Important,Not important,Not important,Important,Important,Slightly important,Slightly important,Very important,Very important,Critical,Critical,Important,Important,Important,Important,Important,Important,Very difficult,Very difficult,Very difficult,3,52,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Very difficult,Very difficult,Very difficult,2,12,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Very difficult,Very difficult,Very difficult,2,1,Very difficult,Very difficult,Very difficult,20,1,-44,-44,-44,-44,-44,Critical,Critical,Not important,Slightly important,Important,Not important,Very important,Slightly important,No obstacle,No obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Through family/friends,-44,No,-44,-44,-44,-44,Yes,100,100,No,-44,Yes,No obstacle,Very severe obstacle,Very severe obstacle,No obstacle,No obstacle,No obstacle,Yes,0,100,-44,0,Yes,11,Yes,10,50,0,0,40,0,0,0,0,0,0,0,0,-44,10,50,0,0,40,0,0,0,0,0,0,0,0,0,0, ,Yes,Loan,1992,500000000,11,60,Private commercial banks,Yes,Yes,Yes,Yes,Yes,No,-44,70,Yes,2,0,-44,-44,600000000,600000000,326000000,245000000,2000000,18000,18000000,5000000,4800000,15000000,3000000,20000000,0,100000000,1000000000,300000000,1000000000,400000000,No obstacle,Moderate obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,Very severe obstacle,No obstacle,No obstacle,Very severe obstacle,Very severe obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Yes,Yes,No,Yes,Yes,Political environment,Inadequately educated workforce,Cost of finance,Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Marketing and Operations support,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Truthful,Are taken directly from the establishment's records, 1401400131,1400131,Guyana,Guyana,Other manufacturing,131,Yes,3,Headquarters with no production/no sales at this location,Yes,3,Shareholding company with non-traded shares or shares traded,-44,15,0,100,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Female,Female,2005,Yes,Yes,2005,5,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,40,Yes,No,Yes,100,65,45,0,0,-44,0,100,0,0,Government or government agencies (including state-owned ent,0,50,50,Gold,65,National,11,Decreased,Decreased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,100,0,-44,-44,Yes,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,Yes,Yes,Yes,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,funding oppurtunity,Tend to disagree,Tend to disagree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,Yes,No,Yes,No,-44,-44,No,-44,-44,No,No,No,5,Yes,2,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,20,70,4,20,40,6,1,20,40,6,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,4,3000000,4,2700000,4,3600000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,6,1440000,6,1200000,6,1680000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,60,1800000,60,1560000,60,2100000,0,-44,0,-44,0,-44,Not applicable,-44,Completed college/vocational training,Completed college/vocational training,-44,-44,-44,-44,Completed secondary,Completed secondary,-44,-44,-44,-44,-44,-44,Started but did not complete college/vocational training,Started but did not complete college/vocational training,-44,-44,Very important,Important,Critical,Important,Very important,Important,Important,Important,Important,Slightly important,Important,Slightly important,Not important,Not important,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Important,Critical,Important,Critical,Important,Very important,Important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Slightly important,Very important,Important,Very important,Slightly important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Slightly important,Very important,Slightly important,Very important,Slightly important,Critical,Important,Not important,Not important,Very important,Important,Very important,Important,Not important,Not important,Slightly important,Slightly important,Very important,Important,Very important,Important,Very important,Important,Very important,Important,Very important,Important,Not important,Not important,Slightly difficult,Slightly difficult,Slightly difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Slightly difficult,Slightly difficult,Slightly difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Not difficult,Not difficult,Not difficult,0,-44,-44,-44,-44,-44,-44,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Not important,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Private placement office,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm does not have enough information about training pro,No,-44,-44,-44,-44,-44,-44,Yes,0,100,-44,0,No,-44,No,100,0,0,0,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,Yes,Loan,2012,10000000,11,60,Private commercial banks,Yes,No,Yes,Yes,No,No,-44,20,No,-44,-44,-44,Did not think it would be approved,300000000,400000000,200000000,40000000,3000000,1200000,5000000,300000,500000,300000,1000000,0,0,45000000,15000000,50000000,25000000,50000000,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Yes,Yes,Yes,No,No,Yes,No,Very severe obstacle,Major obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,-44,-44,-44,-44,-44,Access to land for expansion / relocation,Tax Rates,Cost of finance,Moderate obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,technological and Innovation Support,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,Yes,Yes,No,No,Truthful,Are arbitrary and unreliable numbers, 1401400133,1400133,Guyana,Guyana,Food,133,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,2002,No,Yes,1976,38,No,-44,-44,No,-44,-44,No,-44,-44,Yes,7,No,No,-44,-44,-44,-44,Yes,2,3,5,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,100,Yes,No,Yes,100,90,48,0,0,-44,0,50,50,0,Individuals,0,50,50,Poultry Feed,100,Local,8,Remained the same,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,80,20,Yes,2,Yes,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,Yes,Yes,Yes,Yes,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,-44,Tend to agree,Strongly disagree,Tend to disagree,Tend to agree,Yes,No,-44,-44,-44,-44,Yes,10,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,Yes,No,-44,-44,No,-44,-44,No,Yes,No,3,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,6,5,1,4,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,1,1500000,1,1500000,1,1500000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,4,675000,4,675000,4,675000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,Not applicable,-44,University graduate,University graduate,-44,-44,-44,-44,-44,-44,Completed secondary,Completed secondary,-44,-44,-44,-44,-44,-44,-44,-44,Very important,Very important,Very important,Slightly important,Very important,Very important,Very important,Slightly important,Not important,Not important,Not important,Not important,Not important,Not important,Critical,Very important,Critical,Very important,Critical,Very important,Critical,Critical,Not important,Not important,Critical,Critical,Critical,Critical,Critical,Critical,Very important,Important,Very important,Important,Very important,Important,Very important,Slightly important,Very important,Important,Very important,Slightly important,Very important,Slightly important,Very important,Important,Very important,Important,Very important,Important,Very important,Slightly important,Very important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Important,Important,Important,Important,Important,Not important,Important,Slightly important,Very important,Not important,Very important,Very important,Important,Slightly important,Slightly important,Important,Very important,Important,Important,Important,Not difficult,Not difficult,Not difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Difficult,Difficult,Difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Very important,Very important,Very important,Very important,Very important,Very important,Not important,Not important,Major obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Major obstacle,Very severe obstacle,Not applicable,Not applicable,Through family/friends,-44,No,-44,-44,-44,-44,No,-44,-44,-44,8,No,-44,-44,-44,-44,-44,-44,Yes,100,0,-44,0,Yes,60,No,0,95,0,0,5,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,Yes,Line of credit,2010,-99,20,6,Private commercial banks,Yes,Yes,No,Yes,No,No,-44,100,Yes,1,0,-44,-44,5000000,5400000,2000000,2000000,0,0,500000,230000,300000,20000,175000,0,0,0,648000,0,648000,0,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Major obstacle,Major obstacle,No obstacle,Major obstacle,Major obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,No obstacle,Major obstacle,Yes,Yes,Yes,Yes,Yes,Access to finance,Corruption,Macroeconomic environment,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,Government based organization,-44,Financial magement and tax and customs administration,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Yes,No,No,Yes,No,No,Yes,No,No,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 1401400142,1400142,Guyana,Guyana,Retail,142,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,1992,No,Yes,1992,21,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,40,Yes,Yes,Yes,0,-44,-44,100,0,-44,25,75,0,0,Individuals,0,100,0,Fruits and Vegetables,100,National,2,Decreased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,100,0,-44,-44,Yes,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,Yes,No,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Very severe obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,human capacity,Tend to disagree,Tend to disagree,Strongly disagree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,Yes,No,No,No,No,-44,-44,No,-44,-44,No,Yes,No,2,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,4,4,1,3,0,0,0,1,0,0,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,1,900000,1,900000,1,900000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,3,550000,3,550000,3,550000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,Not applicable,-44,Completed secondary,Completed secondary,-44,-44,-44,-44,-44,-44,Completed primary school,Completed primary school,-44,-44,-44,-44,-44,-44,-44,-44,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Not important,Not important,Not important,Not important,Very important,Important,Important,Very important,Important,Very important,Very important,Very important,Very important,Very important,Not important,Not important,Very important,Very important,Very important,Very important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Not important,Not important,Slightly important,Slightly important,Not important,Not important,Not important,Not important,Important,Not important,Important,Important,Important,Important,Important,Important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Important,Important,Important,Important,Not important,Not important,Not important,Important,Not important,Important,Slightly important,Important,Slightly important,Important,Slightly important,Not important,Not important,Important,Not important,Important,Slightly important,Difficult,Difficult,Difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Difficult,Difficult,Difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Important,Important,Important,Important,Important,Important,Important,Important,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Through family/friends,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm cannot afford the optimal level of training,No,-44,-44,-44,-44,-44,-44,No,100,0,-44,0,No,-44,No,100,0,0,0,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,2500000,3000000,750000,1400000,450000,0,350000,280000,150000,0,80000,0,0,1400000,330000,3000000,750000,9000000,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Major obstacle,Yes,Yes,Yes,Yes,No,Corruption,Political environment,"Crime, theft and disorder",Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed,-44,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,No,Yes,No,No,Yes,No,No,Yes,No,No,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 1401400143,1400143,Guyana,Guyana,Retail,143,No,-44,-44,-44,-44,Limited partnership,-44,50,100,0,0,0,Equally men and women,Yes,No,50,Delegates decisions to other partners,2,15,Equally men and women,Male,Female,Female,2011,No,Yes,2011,4,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,5,2,-44,50000,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,25,Yes,No,Yes,0,-44,-44,100,0,-44,5,90,5,0,Individuals,0,0,100,Motor Vehicles,100,Local,4,Decreased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,0,100,Yes,42,Yes,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,Yes,Yes,No,Yes,Yes,No,No,-44,Important,Important,Important,Very Important,Important,Slightly important,Not important,Yes,75,Yes,25,No,0,No,No,800000,25,Yes,Yes,Yes,No,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Very severe obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,No obstacle,-44,Strongly agree,Tend to agree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,-44,800000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,800000,Yes,Yes,Yes,No,Yes,No,-44,-44,No,-44,-44,No,Yes,No,0,Yes,2,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,11,5,2,3,0,0,1,2,0,0,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,2,1600000,2,1600000,2,1600000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,3,875000,3,875000,3,875000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,Not applicable,-44,Completed secondary,Completed secondary,-44,-44,-44,-44,-44,-44,Completed secondary,Completed secondary,-44,-44,-44,-44,-44,-44,-44,-44,Very important,Important,Slightly important,Slightly important,Important,Slightly important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Very important,Very important,Very important,Very important,Very important,Very important,Critical,Very important,Not important,Not important,Very important,Important,Very important,Critical,Not important,Not important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Important,Slightly important,Important,Slightly important,Important,Very important,Important,Important,Important,Important,Important,Important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not applicable,Important,Important,Important,Important,Not important,Not important,Important,Important,Important,Slightly important,Important,Slightly important,Important,Slightly important,Important,Slightly important,Important,Important,Not important,Important,Difficult,Difficult,Difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Difficult,Difficult,Difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Very important,Very important,Important,Important,Very important,Slightly important,Slightly important,Not important,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Not applicable,Not applicable,Public announcement/advertisement,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The benefits of training are small than the costs,No,-44,-44,-44,-44,-44,-44,Yes,100,0,-44,0,No,-44,Yes,100,0,0,0,0,0,0,0,0,0,0,0,0,-44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,300000000,200000000,150000000,6000000,0,0,1200000,4000000,100000,3000000,120000,50000,0,380000,12000000,1000000,12000000,3000000,Major obstacle,Major obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Major obstacle,Very severe obstacle,Minor obstacle,Major obstacle,Moderate obstacle,No obstacle,No obstacle,Major obstacle,Major obstacle,Very severe obstacle,Major obstacle,Major obstacle,Yes,Yes,Yes,Yes,Yes,Customs and Trade Regulations,Corruption,Tax Rates,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Too many strings attached,-44,-44,-44,-44,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,No,Yes,No,No,Yes,No,No,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 1401400149,1400149,Guyana,Guyana,Other manufacturing,149,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded,-44,18,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,1985,Yes,Yes,1990,14,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,4,3,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,1,No,No,Yes,100,45,48,0,0,-44,0,0,100,0,Large private firms (more than 100 employees),0,0,100,Lumber,100,Local,60,Increased,Remained the same,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,10,90,Yes,14,Yes,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,-44,Tend to agree,Tend to disagree,Strongly disagree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,Yes,No,Yes,No,-44,-44,No,-44,-44,No,No,No,20,Yes,1,No,No,-44,0,-44,No,-44,-44,Yes,18,No,Yes,7,2,4,12,2,7,3,0,0,0,0,0,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,2,1800000,2,1800000,2,1820000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,1,720000,1,720000,1,720000,0,-44,0,-44,0,-44,4,1440000,4,1440000,4,1440000,2,1200000,2,1200000,2,1200000,3,1600000,3,1600000,3,1600000,0,-44,0,-44,0,-44,Not applicable,-44,Completed secondary,Completed primary school,-44,-44,-44,-44,Completed secondary,Completed secondary,-44,-44,Started but did not complete secondary,Started but did not complete secondary,Completed secondary,Completed primary school,Completed secondary,Completed primary school,-44,-44,Slightly important,Slightly important,Important,Important,Important,Important,Not important,Not important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Important,Important,Important,Slightly important,Slightly important,Important,Important,Slightly important,Slightly important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Slightly important,Important,Important,Slightly important,Not important,Important,Not important,Important,Important,Important,Important,Important,Important,Not important,Important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Slightly important,Slightly important,Slightly important,Slightly important,Not important,Not important,Not important,Not important,Not important,Not important,Slightly important,Important,Slightly important,Important,Slightly important,Not important,Slightly important,Important,Slightly important,Important,Not difficult,Not difficult,Not difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Slightly difficult,Slightly difficult,Slightly difficult,0,-44,-44,-44,-44,-44,-44,Difficult,Difficult,Difficult,0,-44,Difficult,Difficult,Difficult,0,-44,Difficult,Difficult,Difficult,0,-44,-44,-44,-44,-44,-44,Slightly important,Not important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,No obstacle,No obstacle,No obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Through family/friends,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The benefits of training are small than the costs,No,-44,-44,-44,-44,-44,-44,Yes,0,100,-44,0,Yes,16,No,100,0,0,0,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,43000000,47000000,28000000,15000000,0,0,7000000,400000,100000,3000000,180000,0,0,0,0,0,0,0,No obstacle,No obstacle,No obstacle,Major obstacle,Yes,No,Yes,Yes,Yes,Yes,Yes,Very severe obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Access to land for expansion / relocation,Tax Rates,Business Licensing and Permits,Moderate obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,No,Truthful,Are estimates computed with some precision, 1401400157,1400157,Guyana,Guyana,Transport,157,No,-44,-44,-44,-44,Limited partnership,-44,Do not know,100,0,0,0,Predominantly men,No,Yes,4,Do not know,0,0,Predominantly men,Female,Female,Female,1976,Yes,Yes,1976,20,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,100,Yes,Yes,Yes,0,-44,-44,100,0,-44,55,0,45,5,Individuals,40,0,60,Transport Services,80,Local,80,Increased,Increased,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,30,70,Yes,6,Yes,Yes,Yes,No,Yes,Yes,-44,-44,-44,-44,No,Yes,No,Yes,No,-44,-44,-44,-44,Yes,Yes,No,No,No,Yes,Yes,Yes,No,-44,Slightly important,Slightly important,Slightly important,Important,Very Important,Very Important,Not important,Yes,75,Yes,25,No,0,No,No,200000000,20,Yes,Yes,Yes,Yes,Moderate obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Major obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,-44,Tend to agree,Tend to disagree,Tend to agree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,5,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,Yes,Yes,Yes,No,-44,-44,No,-44,-44,No,No,No,0,No,-44,-44,Yes,0,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,225,225,12,0,0,213,3,0,0,0,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,12,-99,-99,-99,0,-44,0,-44,0,-44,0,-44,30,-99,0,-44,30,-99,0,-44,0,-44,0,-44,160,-99,-99,-99,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,23,-99,-99,-99,25,-99,0,-44,0,-44,0,-44,Not applicable,-44,Refusal to answer,Refusal to answer,-44,-44,Refusal to answer,Refusal to answer,-44,-44,Started but did not complete secondary,Started but did not complete secondary,-44,-44,-44,-44,Refusal to answer,Refusal to answer,-44,-44,Refusal to answer,Refusal to answer,Refusal to answer,Refusal to answer,Refusal to answer,Refusal to answer,Refusal to answer,Refusal to answer,Refusal to answer,Refusal to answer,Refusal to answer,Refusal to answer,Refusal to answer,Refusal to answer,Refusal to answer,Refusal to answer,Refusal to answer,Refusal to answer,Refusal to answer,Refusal to answer,Refusal to answer,Refusal to answer,Refusal to answer,Refusal to answer,Refusal to answer,Refusal to answer,Refusal to answer,Refusal to answer,Refusal to answer,Refusal to answer,Refusal to answer,Refusal to answer,Refusal to answer,Refusal to answer,Refusal to answer,Refusal to answer,Refusal to answer,Refusal to answer,Refusal to answer,Refusal to answer,Refusal to answer,Refusal to answer,Refusal to answer,Refusal to answer,Refusal to answer,Refusal to answer,Refusal to answer,Refusal to answer,Refusal to answer,Refusal to answer,Refusal to answer,Refusal to answer,Refusal to answer,Refusal to answer,Refusal to answer,Refusal to answer,Refusal to answer,Refusal to answer,Refusal to answer,Refusal to answer,Refusal to answer,Refusal to answer,Refusal to answer,Refusal to answer,Refusal to answer,Refusal to answer,Refusal to answer,Refusal to answer,Refusal to answer,Refusal to answer,Refusal to answer,Refusal to answer,Refusal to answer,Refusal to answer,Refusal to answer,Refusal to answer,Refusal to answer,Refusal to answer,Refusal to answer,Refusal to answer,Refusal to answer,Refusal to answer,Refusal to answer,0,-44,Refusal to answer,Refusal to answer,Refusal to answer,-99,-44,Refusal to answer,Refusal to answer,Refusal to answer,0,-44,Refusal to answer,Refusal to answer,Refusal to answer,0,-44,Refusal to answer,Refusal to answer,Refusal to answer,0,-44,Refusal to answer,Refusal to answer,Refusal to answer,0,-44,Refusal to answer,Refusal to answer,Refusal to answer,0,-44,Refusal to answer,Refusal to answer,Refusal to answer,0,-44,Refusal to answer,Refusal to answer,Refusal to answer,0,-44,Refusal to answer,Refusal to answer,Refusal to answer,Refusal to answer,Refusal to answer,Refusal to answer,Refusal to answer,Refusal to answer,Refusal to answer,Refusal to answer,Refusal to answer,Refusal to answer,Refusal to answer,Refusal to answer,Refusal to answer,Refusal to answer,Refusal to answer,Refusal to answer,Refusal to answer,Refusal to answer,Refusal to answer,Refusal to answer,Refusal to answer,-44,No,-44,-44,-44,-44,No,-44,-44,-44,8,No,-44,-44,-44,-44,-44,-44,No,100,0,-44,0,No,-44,No,100,0,0,0,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,10,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,0,0,-99,-99,-99,-99,-99,Refusal to answer,Refusal to answer,Refusal to answer,Refusal to answer,-44,-44,-44,-44,-44,-44,-44,Refusal to answer,Refusal to answer,Refusal to answer,Refusal to answer,Refusal to answer,Refusal to answer,Refusal to answer,Refusal to answer,Refusal to answer,Refusal to answer,Refusal to answer,Refusal to answer,Refusal to answer,-44,-44,-44,-44,-44,Refusal to answer,Refusal to answer,Refusal to answer,Refusal to answer,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed,-44,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Not truthful,Are estimates computed with some precision, 1401400158,1400158,Guyana,Guyana,Wholesale,158,Yes,2,Headquarters with production and/or sales at this location,Yes,2,Shareholding company with non-traded shares or shares traded,-44,100,0,100,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly women,Male,Male,Male,1982,Yes,Yes,1992,13,Yes,30,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,5,6,0,-44,No,-44,-44,-44,-44,Yes,1,1,0,-44,No,-44,-44,-44,-44,Yes,5,Yes,Yes,Yes,0,-44,-44,100,0,-44,55,0,45,0,Small private firms (less than 20 employees),1,0,99,Beverages,55,Local,50,Increased,Increased,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,0,100,Yes,4,Yes,Yes,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,Yes,Yes,No,Yes,No,Yes,No,-44,Very Important,Very Important,Important,Not important,Not important,Not important,Not important,Yes,100,No,0,No,0,No,No,18000000,15,No,No,Yes,Yes,Minor obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,Major obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,-44,Tend to disagree,Strongly disagree,Strongly agree,Strongly disagree,Yes,Yes,Still in process,-44,-44,-44,Yes,1,-44,Yes,-44,3000000,Yes,2,During working hours,Firearm/gun,Money,15000000,Group of criminals,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,During working hours,Firearm/gun,Money,0,Group of criminals,No,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,During working hours,Firearm/gun,Money,0,Group of criminals,No,Yes,-44,No,-44,-44,120000,Yes,Yes,Yes,Yes,Yes,No,-44,-44,No,-44,-44,No,Yes,No,2,Yes,2,No,Yes,0,0,-44,Yes,2,No,No,-44,-44,Yes,Yes,2,10,130,12,78,40,0,8,28,6,0,10,0,0,10,0,0,0,0,0,1,-44,-44,1,-44,10,12,8000000,12,7900000,12,8240000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,25,900000,25,890000,25,927000,103,300000,103,290000,93,309000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,Not applicable,-44,University graduate,Post graduated,-44,-44,-44,-44,Completed secondary,Completed secondary,Completed secondary,Completed secondary,-44,-44,-44,-44,-44,-44,-44,-44,Very important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Slightly important,Critical,Critical,Critical,Critical,Very important,Critical,Critical,Critical,Important,Critical,Important,Important,Important,Important,Important,Important,Critical,Critical,Critical,Important,Critical,Important,Critical,Important,Important,Important,Important,Important,Critical,Important,Critical,Critical,Important,Critical,Important,Important,Critical,Important,Not important,Important,Not important,Important,Important,Not important,Slightly important,Slightly important,Critical,Important,Not important,Not important,Not important,Not important,Important,Important,Important,Slightly important,Important,Important,Important,Important,Important,Not important,Important,Not important,Important,Not important,Difficult,Difficult,Difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Not difficult,Not difficult,Not difficult,0,-44,Slightly difficult,Difficult,Slightly difficult,8,4,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Very important,Not important,Slightly important,Not important,Not important,Important,Not important,Not important,No obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,Minor obstacle,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,other (specify),Head Hunt,Yes to fire,No,-44,Yes,15,Yes,100,0,No,-44,No,-44,-44,-44,-44,-44,-44,Yes,100,0,-44,0,Yes,10,Yes,100,0,0,0,0,0,0,0,0,0,0,0,0,-44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, ,Yes,Loan,2011,540000000,8,120,Other,No,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,700000000,800000000,640000000,120000000,15000000,50000000,2000000,25000000,100000,60000000,3000000,121000000,20000000,200000000,700000000,700000000,800000000,700000000,Major obstacle,Minor obstacle,Minor obstacle,Major obstacle,No,Yes,No,Yes,No,No,Yes,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Yes,Yes,No,Yes,No,Macroeconomic environment,Practices of competitors in the informal sector,Telecommunications,Major obstacle,Yes,Yes,No,Yes,Yes,Yes,No,-44,-44,No,No impact,No,No impact,Yes,Moderated impact,No,No impact,-44,-44,No,No impact,No,No impact,No,No impact,No,No impact,-44,-44,No,No impact,No,Moderated impact,Yes,Moderated impact,No,No impact,-44,-44,No,No impact,No,No impact,No,No impact,No,No impact,-44,-44,No,No impact,No,No impact,No,No impact,No,No impact,-44,-44,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,No,No impact,-44,-44,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,No,No impact,-44,-44,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,No,No impact,Yes,-44,-44,Yes,International organization,-44,Marketing and Operations support,-44,No,-44,-44,Yes,No,Yes,Yes,No,Yes,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,Yes,No,Yes,Yes,No,Yes,No,-44,-44,Yes,No,Yes,Truthful,Are estimates computed with some precision, 1401400170,1400170,Guyana,Guyana,Services of motor vehicles,170,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded,-44,95,100,0,0,0,Predominantly women,Yes,Yes,95,Delegates decisions to other partners,27,0,Equally men and women,Male,Female,Female,1976,No,Yes,1978,13,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,8,-44,2000000,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,4,No,No,Yes,0,-44,-44,100,0,-44,5,50,45,0,Individuals,0,100,0,Washing boats,40,Local,20,Increased,Remained the same,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,2,98,No,-44,No,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,Yes,No obstacle,No obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,-44,Strongly disagree,Tend to disagree,Tend to agree,Tend to disagree,Yes,Yes,Yes,6,Yes,1,Yes,-44,2200000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,Yes,No,No,No,-44,-44,No,-44,-44,No,Yes,No,3,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,14,14,2,5,4,3,1,0,2,1,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,2,2000000,2,2000000,2,2000000,0,-44,0,-44,0,-44,4,1500000,4,1500000,4,1500000,1,960000,1,960000,1,960000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,7,1000000,7,1000000,7,1000000,Not applicable,-44,Completed secondary,Completed secondary,-44,-44,Completed primary school,Completed college/vocational training,Completed secondary,Completed secondary,-44,-44,-44,-44,-44,-44,-44,-44,Completed primary school,Completed primary school,Very important,Important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Important,Very important,Very important,Very important,Important,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Very important,Critical,Very important,Critical,Very important,Critical,Very important,Slightly important,Very important,Very important,Very important,Very important,Very important,Slightly important,Very important,Slightly important,Very important,Important,Very important,Important,Very important,Slightly important,Very important,Very important,Very important,Critical,Very important,Important,Very important,Important,Very important,Important,Very important,Not important,Not important,Not important,Important,Very important,Important,Very important,Not important,Not important,Not important,Important,Not important,Not important,Not important,Important,Important,Very important,Very important,Slightly important,Important,Important,Not important,Not important,Difficult,Difficult,Not difficult,0,4,Difficult,Difficult,Not difficult,0,4,Difficult,Difficult,Not difficult,0,4,Difficult,Difficult,Not difficult,0,4,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Very difficult,Very difficult,Difficult,0,1,Slightly important,Important,Slightly important,Very important,Not important,Slightly important,Slightly important,Not important,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,No obstacle,No obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,No obstacle,No obstacle,Public announcement/advertisement,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm is affraid of investing in workers that after the t,No,-44,-44,-44,-44,-44,-44,Yes,100,0,-44,0,No,-44,Yes,100,0,0,0,0,0,0,0,0,0,0,0,0,-44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,Interest rates are not favorable,36000000,20000000,1000000,12000000,1400000,0,3000000,120000,20000,0,320000,1000000,300000,12565327,500000,6000000,10000000,100000000,No obstacle,Very severe obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Major obstacle,No obstacle,No obstacle,Moderate obstacle,No obstacle,Major obstacle,No obstacle,No obstacle,Major obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,Tax Rates,Electricity,Inadequately educated workforce,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,Community based organization,-44,Human resources Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,Yes,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are estimates computed with some precision, 1401400174,1400174,Guyana,Guyana,Retail,174,Yes,56,Establishment physically separated from HQ and other establi,Yes,56,Shareholding company with non-traded shares or shares traded,-44,33,0,100,0,0,Predominantly men,No,Yes,33,Makes major strategic and fiancial decisions,30,0,Equally men and women,Male,Male,Male,1994,Yes,Yes,1994,48,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,1,0,-44,No,-44,-44,-44,-44,Yes,1,2,0,-44,No,-44,-44,-44,-44,Yes,5,Yes,Yes,Yes,0,-44,-44,100,0,-44,0,40,60,0,Medium private firms (20-100 employees),0,100,0,Fruta,60,Local,100,Increased,Increased,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,0,100,Yes,8,Yes,No,No,Yes,Yes,No,Yes,Supplier,-44,No,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,No,Yes,No,-44,Important,Important,Important,Important,Important,Important,Not important,Yes,40,Yes,60,No,0,Yes,Yes,2000000,15,Yes,Yes,Yes,Yes,No obstacle,No obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,No obstacle,Minor obstacle,Do not know,Do not know,Do not know,Do not know,No obstacle,No obstacle,No obstacle,Minor obstacle,funding oppurtunity,Strongly disagree,Strongly disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,-44,24000000,Yes,-44,5000000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,During working hours,Firearm/gun,Money,4000000,Group of criminals,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,4,Outside working hours,5,Goods or stock,1000000,A fellow employee,No,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,1000000,Yes,Yes,Yes,Yes,Yes,No,-44,-44,No,-44,-44,No,Yes,No,1,Yes,3,No,No,-44,0,-44,Yes,30,No,Yes,30,No,Yes,30,2,15,84,4,0,0,80,2,0,0,15,10,0,0,0,10,0,0,0,3,2,-44,-44,-44,2,12,4,4000000,4,4000000,4,4000000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,40,960000,40,960000,40,960000,50,1440000,50,1440000,40,1440000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,Not applicable,-44,Completed secondary,Completed secondary,-44,-44,-44,-44,Completed secondary,Completed secondary,Completed secondary,Completed secondary,-44,-44,-44,-44,-44,-44,-44,-44,Critical,Critical,Critical,Very important,Critical,Very important,Critical,Very important,Critical,Very important,Slightly important,Not important,Important,Important,Critical,Very important,Critical,Very important,Critical,Very important,Critical,Critical,Very important,Important,Critical,Very important,Critical,Very important,Critical,Very important,Critical,Very important,Critical,Very important,Critical,Very important,Critical,Very important,Critical,Very important,Critical,Very important,Critical,Very important,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Very important,Critical,Very important,Critical,Very important,Not important,Not important,Critical,Very important,Critical,Critical,Very important,Important,Very important,Important,Important,Slightly important,Very important,Important,Very important,Important,Critical,Very important,Very important,Important,Critical,Critical,Very important,Important,Very difficult,Very difficult,Very difficult,2,4,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Slightly difficult,Slightly difficult,Slightly difficult,0,-44,Slightly difficult,Slightly difficult,Slightly difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Critical,Critical,Very important,Very important,Very important,Very important,Important,Important,Very severe obstacle,Very severe obstacle,Major obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Public announcement/advertisement,-44,No,-44,-44,-44,-44,Yes,0,100,No,-44,Yes,Major obstacle,Very severe obstacle,Major obstacle,No obstacle,No obstacle,No obstacle,Yes,100,0,-44,0,No,-44,Yes,100,0,0,0,0,0,0,0,0,0,0,0,0,-44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,840000000,940000000,450000000,195000000,10000000,0,12000000,18000000,0,36000000,24000000,0,100000000,80000000,600000000,120000000,900000000,130000000,Very severe obstacle,Very severe obstacle,Very severe obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Very severe obstacle,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,Transportation,Telecommunications,Electricity,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,Other,Any one,Marketing and Operations support,-44,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,No,-44,-44,No,-44,-44,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Truthful,Are estimates computed with some precision, 1401400176,1400176,Guyana,Guyana,Fabricated metal products,176,No,-44,-44,-44,-44,Shareholding company with shares traded in the stock market,-44,59,100,0,0,0,Predominantly men,No,No,0,Do not know,0,0,Predominantly men,Male,Female,Female,2002,Yes,Yes,2002,25,No,-44,-44,Yes,6,No,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,1,2,0,-44,No,-44,-44,-44,-44,Yes,98,Yes,No,Yes,80,40,40,20,0,-44,50,40,10,0,Medium private firms (20-100 employees),100,0,0,steel frame structures,80,Local,90,Increased,Increased,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,40,60,No,-44,Yes,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,Yes,No,Yes,Yes,Yes,No,No,-44,Very Important,Very Important,Very Important,Very Important,Very Important,Very Important,Not important,Yes,100,No,0,No,0,No,No,100000000,15,Yes,Yes,No,No,No obstacle,No obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,-44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,3,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,50000,Yes,Yes,Yes,No,Yes,No,-44,-44,No,-44,-44,No,Yes,No,5,Yes,1,No,Yes,0,5,-44,No,-44,-44,No,-44,-44,Yes,3,2,30,109,24,35,9,41,2,0,0,2,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,24,2500000,15,2500000,15,2800000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,8,1600000,8,1400000,50,1800000,20,1900000,20,1800000,20,2000000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,57,1000000,57,1080000,57,1100000,0,-44,0,-44,0,-44,New production methods,-44,University graduate,Completed college/vocational training,-44,-44,-44,-44,Completed secondary,Completed secondary,Completed secondary,Started but did not complete secondary,-44,-44,-44,-44,Completed primary school,Did not complete primary school,-44,-44,Very important,Slightly important,Critical,Slightly important,Very important,Slightly important,Very important,Slightly important,Slightly important,Slightly important,Not important,Not important,Not important,Not important,Very important,Very important,Critical,Critical,Very important,Very important,Critical,Critical,Very important,Very important,Very important,Important,Very important,Very important,Not important,Not important,Very important,Important,Very important,Very important,Very important,Important,Critical,Slightly important,Very important,Slightly important,Very important,Slightly important,Very important,Very important,Very important,Very important,Critical,Critical,Critical,Critical,Very important,Slightly important,Very important,Important,Important,Important,Not important,Not important,Not important,Not important,Very important,Not important,Very important,Not important,Not important,Not important,Not important,Not important,Critical,Slightly important,Critical,Slightly important,Very important,Slightly important,Important,Slightly important,Very important,Slightly important,Not important,Not important,Not difficult,Not difficult,Not difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Not difficult,Not difficult,Not difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Not difficult,Not difficult,Not difficult,0,-44,-44,-44,-44,-44,-44,Slightly important,Important,Very important,Very important,Very important,Slightly important,Important,Not important,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,No obstacle,No obstacle,other (specify),Walked in,No,-44,-44,-44,-44,No,-44,-44,-44,The benefits of training are small than the costs,No,-44,-44,-44,-44,-44,-44,Yes,0,100,-44,0,No,-44,Yes,100,0,0,0,0,0,0,0,0,0,0,0,0,-44,0,100,0,0,0,0,0,0,0,0,0,0,0,0,0, ,Yes,Line of credit,2012,10000000,13,36,Private commercial banks,No,-44,-44,-44,-44,-44,-44,-44,Yes,1,0,-44,-44,587000000,642000000,390000000,119000000,3500000,18000000,3000000,24000000,36000,758000,1800000,10000000,0,15500000,0,15500000,60000000,0,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,No obstacle,No obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,Telecommunications,Access to land for expansion / relocation,Inadequately educated workforce,Very severe obstacle,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,-44,-44,Yes,Local business association,-44,technological and Innovation Support,-44,No,-44,-44,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Truthful,Are taken directly from the establishment's records, 1401400180,1400180,Guyana,Guyana,Retail,180,Yes,3,Headquarters with no production/no sales at this location,No,3,Sole proprietorship,-44,-44,0,100,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Female,Female,1994,Yes,Yes,1994,30,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,6,1,0,-44,No,-44,-44,-44,-44,Yes,1,1,0,-44,No,-44,-44,-44,-44,Yes,50,Yes,Yes,Yes,0,-44,-44,100,0,-44,25,25,50,10,Large private firms (more than 100 employees),25,25,50,Caterpillar Equipment,80,Local,30,Remained the same,Increased,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,0,100,Yes,7,No,No,No,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,Yes,Yes,No,Yes,Yes,No,No,-44,Slightly important,Very Important,Important,Important,Not important,Not important,Not important,Yes,100,No,0,No,0,No,No,3000000,60,Yes,No,Yes,Yes,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Minor obstacle,Very severe obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Moderate obstacle,No obstacle,-44,Tend to agree,Tend to disagree,Tend to disagree,Tend to disagree,Yes,Yes,Yes,99,Yes,8,Yes,2,-44,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,4,Outside working hours,Other,Other company property,2000000,Other,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,20000000,Yes,Yes,Yes,Yes,Yes,No,-44,-44,No,-44,-44,No,No,No,5,Yes,4,No,No,-44,0,-44,Yes,14,No,No,-44,-44,Yes,14,2,90,150,10,0,0,140,1,0,0,1,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,10,3600000,10,3600000,10,3600000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,140,1000000,140,1000000,115,1000000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,Not applicable,-44,University graduate,University graduate,-44,-44,-44,-44,-44,-44,Started but did not complete secondary,Started but did not complete secondary,-44,-44,-44,-44,-44,-44,-44,-44,Important,Important,Not important,Not important,Important,Important,Important,Important,Important,Important,Not important,Not important,Not important,Not important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Important,Important,Important,Not important,Important,Important,Important,Slightly important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Slightly important,Important,Difficult,Difficult,Difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Not difficult,Not difficult,Not difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Important,Not important,Important,Not important,Important,Not important,Slightly important,Not important,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Public announcement/advertisement,-44,No,-44,-44,-44,-44,Yes,0,100,No,-44,No,-44,-44,-44,-44,-44,-44,No,100,0,-44,0,No,-44,Yes,70,30,0,0,0,0,0,0,0,0,0,0,0,-44,70,30,0,0,0,0,0,0,0,0,0,0,0,0,0, ,Yes,Loan,2012,40000000,12,36,Private commercial banks,Yes,Yes,Yes,No,No,No,-44,100,Yes,1,0,-44,-44,500000000,800000000,600000000,60000000,3000000,0,2000000,1000000,1000000,0,6000000,3000000,0,4000000,30000000,50000000,50000000,120000000,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,Yes,Yes,No,No,No,Corruption,Political environment,Customs and Trade Regulations,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed,-44,-44,-44,-44,-44,-44,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,No,-44,-44,No,-44,-44,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Somewhat truthful,Are estimates computed with some precision, 1401400190,1400190,Guyana,Guyana,Retail,190,No,-44,-44,-44,-44,Shareholding company with shares traded in the stock market,-44,Do not know,100,0,0,0,Do not know,No,No,0,Delegates decisions to other partners,0,0,Predominantly men,Male,Male,Female,2006,No,Yes,2006,7,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,5,Yes,No,Yes,0,-44,-44,100,0,-44,0,0,100,0,Small private firms (less than 20 employees),0,80,20,Phone Cards,70,Local,0,Increased,Remained the same,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,0,100,Yes,7,Yes,No,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,Yes,No,No,Yes,Moderate obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,No obstacle,-44,Strongly disagree,Strongly disagree,Strongly disagree,Strongly disagree,Yes,Yes,Still in process,-44,-44,-44,Yes,20,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,Yes,Yes,Yes,No,-44,-44,No,-44,-44,No,Yes,No,5,No,-44,-44,No,-44,-44,1000000,Yes,50,Yes,No,-44,-44,No,-44,-44,50,25,4,12,9,0,1,4,2,0,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,4,3000000,4,3000000,4,3000000,0,-44,0,-44,0,-44,8,1600000,8,1600000,8,1600000,3,800000,3,800000,3,800000,10,1000000,10,1000000,10,1000000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,Not applicable,-44,University graduate,University graduate,-44,-44,University graduate,University graduate,Completed secondary,Completed secondary,Completed secondary,Completed secondary,-44,-44,-44,-44,-44,-44,-44,-44,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Important,Very important,Very important,Not important,Very important,Not important,Not important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Not important,Not important,Not important,Not important,Very important,Very important,Not important,Not important,Not important,Not important,Very important,Important,Very important,Important,Very important,Important,Very important,Important,Not important,Not important,Important,Important,Important,Not important,Very difficult,Very difficult,Very difficult,0,-44,-44,-44,-44,-44,-44,Difficult,Difficult,Difficult,0,2,Difficult,Difficult,Difficult,0,2,Very difficult,Difficult,Slightly difficult,0,3,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Very important,Very important,Very important,Important,Very important,Critical,Important,Very important,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,No obstacle,No obstacle,Public announcement/advertisement,-44,No,-44,-44,-44,-44,Yes,100,0,No,-44,No,-44,-44,-44,-44,-44,-44,Yes,0,100,-44,0,Yes,13,No,80,20,0,0,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,40000000,45000000,20000000,12000000,0,0,7000000,0,200000,100000,400000,0,0,0,0,0,0,0,Very severe obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Minor obstacle,-44,-44,-44,-44,-44,Corruption,Macroeconomic environment,"Crime, theft and disorder",Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed,-44,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Not truthful,Are arbitrary and unreliable numbers, 1401400191,1400191,Guyana,Guyana,Retail,191,Yes,2,Headquarters with no production/no sales at this location,Yes,2,Partnership (including limited liability companies),-44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All women,Female,Female,Female,2007,No,Yes,2007,30,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,6,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,1,Yes,Yes,Yes,0,-44,-44,100,0,-44,0,100,0,0,Individuals,0,100,0,Transportation Services,100,Local,0,Decreased,Decreased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,100,0,-44,-44,Yes,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,Yes,No,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Very severe obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,human capacity,Tend to disagree,Tend to disagree,Strongly disagree,Tend to agree,Yes,Yes,Still in process,-44,-44,-44,Yes,5,-44,Yes,1,-44,Yes,1,Outside working hours,5,Money,0,Someone working alone,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,45000,No,No,Yes,No,No,No,-44,-44,No,-44,-44,No,Yes,No,10,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,7,4,1,3,0,0,1,1,0,0,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,1,1400000,1,1400000,1,1400000,1,720000,1,720000,1,720000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,2,600000,2,600000,2,600000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,Not applicable,-44,University graduate,University graduate,Completed secondary,Completed secondary,-44,-44,-44,-44,Completed secondary,Completed secondary,-44,-44,-44,-44,-44,-44,-44,-44,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Not important,Not important,Not important,Not important,Not important,Not important,Important,Very important,Important,Very important,Very important,Very important,Very important,Very important,Not important,Not important,Very important,Very important,Very important,Very important,Not important,Not important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Slightly important,Important,Slightly important,Important,Important,Important,Important,Important,Important,Important,Important,Slightly important,Slightly important,Not important,Not important,Not important,Not important,Not important,Not applicable,Important,Important,Important,Important,Not important,Not important,Important,Slightly important,Important,Slightly important,Important,Not important,Important,Not important,Not important,Not important,Important,Important,Important,Important,Difficult,Difficult,Difficult,0,-44,Difficult,Difficult,Difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Difficult,Difficult,Difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Important,Important,Important,Important,Important,Important,Important,Not important,Very severe obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Not applicable,Not applicable,Public announcement/advertisement,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm cannot afford the optimal level of training,No,-44,-44,-44,-44,-44,-44,Yes,0,100,-44,0,No,-44,No,100,0,0,0,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,7000000,8000000,1200000,4000000,500000,1200000,45000,20000,0,0,45000,0,0,100000,0,10000000,8000000,5000000,Moderate obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Corruption,Political environment,"Crime, theft and disorder",Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Financial magement and tax and customs administration,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,No,Yes,No,Yes,Yes,No,Yes,Yes,No,No,Yes,No,No,Truthful,Are taken directly from the establishment's records, 1401400194,1400194,Guyana,Guyana,Construction,194,No,-44,-44,-44,-44,Limited partnership,-44,50,50,50,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,1995,No,Yes,1995,40,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,1,3,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0,-44,5,10,85,0,Government or government agencies (including state-owned ent,0,40,60,Consultancy Service,100,Local,100,Decreased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,100,0,-44,-44,No,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,No,No,No,No,No,No,No,Yes,Performance,Not important,Critical,Very Important,Very Important,Not important,Very Important,Not important,Yes,100,No,0,No,0,No,No,303000,0,Yes,No,No,Yes,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,-44,Strongly disagree,Strongly disagree,Strongly disagree,Strongly disagree,No,-44,-44,-44,-44,-44,Yes,-44,2700000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,Yes,Yes,No,Yes,No,-44,-44,No,-44,-44,No,Yes,No,3,No,-44,-44,Yes,0,0,-44,No,-44,-44,Yes,90,No,No,-44,-44,7,12,2,8,0,2,0,0,0,2,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,2,8000000,2,7500000,2,9000000,2,3000000,2,2800000,2,3600000,8,1560000,8,1400000,8,1750000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,Not applicable,-44,University graduate,University graduate,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Very important,Very important,Important,Important,Very important,Very important,Important,Important,Important,Important,Important,Important,Slightly important,Slightly important,Very important,Very important,Very important,Very important,Important,Important,Very important,Very important,Important,Important,Very important,Very important,Important,Important,Important,Important,Very important,Very important,Very important,Very important,Very important,Very important,Important,Important,Important,Important,Important,Important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Important,Important,Important,Important,Very important,Very important,Not important,Not important,Slightly important,Slightly important,Important,Important,Important,Important,Important,Important,Not important,Not important,Important,Important,Very important,Very important,Very important,Very important,Important,Important,Important,Important,Important,Slightly important,Difficult,Difficult,Difficult,0,-44,Slightly difficult,Slightly difficult,Slightly difficult,0,-44,Slightly difficult,Slightly difficult,Slightly difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Moderate obstacle,Major obstacle,No obstacle,No obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,other (specify),Walk-In Applicant,No,-44,-44,-44,-44,No,-44,-44,-44,Other,No,-44,-44,-44,-44,-44,-44,Yes,0,100,-44,0,No,-44,Yes,100,0,0,0,0,0,0,0,0,0,0,0,0,-44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,37600000,30300000,0,12400000,450000,4400000,1100000,0,50000,1000000,350000,600000,0,1300000,0,1300000,100000000,1500000,Major obstacle,Very severe obstacle,Very severe obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,Transportation,Electricity,Telecommunications,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,"General management, Business development and Strategies supp",-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Truthful,Are taken directly from the establishment's records, 1401400195,1400195,Guyana,Guyana,Construction,195,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded,-44,33,100,0,0,0,Predominantly men,No,Yes,33,Makes decisions in consultation with other partners,5,0,Predominantly men,Male,Female,Male,1990,No,Yes,1995,28,No,-44,-44,No,-44,-44,Yes,90,No,No,-44,-44,Yes,10,4,10,-44,Yes,2,1,1,-44,Yes,2,4,10,-44,Yes,10,4,0,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0,-44,20,70,10,0,Government or government agencies (including state-owned ent,5,90,5,Labour Services,80,National,25,Decreased,Remained the same,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,5,95,No,-44,Yes,Yes,Yes,No,Yes,No,Yes,Supplier,-44,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,No,Yes,Yes,No,No,Yes,No,Yes,No,No,No,-44,Important,Important,Very Important,Very Important,Critical,Very Important,Not important,Yes,50,No,0,Yes,50,No,No,15000000,25,Yes,Yes,Yes,Yes,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,No obstacle,-44,Tend to agree,Strongly disagree,Tend to disagree,Strongly agree,No,-44,-44,-44,-44,-44,Yes,5,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,4,Outside working hours,5,Goods or stock,2000002,A former employee,No,Yes,-44,Yes,3,During working hours,Other,Other company property,200000,Other,No,No,The police give little/no information back on crimes,Yes,6,Outside working hours,Other,Personal possessions of employees or customers,100000,A fellow employee,No,No,The police give little/no information back on crimes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,104000,Yes,Yes,No,No,No,No,-44,-44,No,-44,-44,No,Yes,No,10,Yes,3,No,Yes,0,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,1,10,4,4,0,2,1,0,0,1,6,2,4,0,0,0,0,0,0,6,6,6,-44,-44,0,4,3000000,4,2400000,4,3000000,0,-44,0,-44,0,-44,6,720000,6,720000,0,-44,1,720000,1,720000,1,720000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,3,480000,3,480000,3,480000,2,360000,2,360000,2,360000,Not applicable,-44,Completed college/vocational training,Completed college/vocational training,-44,-44,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed secondary,-44,-44,-44,-44,-44,-44,Completed secondary,Completed secondary,Completed secondary,Completed secondary,Critical,Critical,Critical,Critical,Critical,Critical,Very important,Very important,Not important,Not important,Important,Important,Not important,Not important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Not important,Not important,Very important,Very important,Critical,Critical,Very important,Very important,Very important,Very important,Very important,Very important,Important,Important,Important,Important,Important,Important,Very important,Very important,Very important,Very important,Critical,Very important,Very important,Very important,Very important,Very important,Not important,Not important,Not important,Not important,Critical,Critical,Important,Important,Important,Important,Very important,Very important,Very important,Very important,Critical,Critical,Critical,Critical,Important,Important,Important,Important,Not important,Not important,Difficult,Difficult,Difficult,0,12,-44,-44,-44,-44,-44,Difficult,Difficult,Difficult,0,8,Not difficult,Not difficult,Not difficult,0,14,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Difficult,Difficult,Difficult,0,-44,Difficult,Very difficult,Very difficult,0,12,Very important,Important,Critical,Critical,Important,Very important,Very important,Not important,No obstacle,No obstacle,Major obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Not applicable,Not applicable,Through family/friends,-44,No,-44,-44,-44,-44,No,-44,-44,-44,Other,No,-44,-44,-44,-44,-44,-44,No,40,60,-44,0,Yes,10,Yes,99,0,0,0,1,0,0,0,0,0,0,0,0,-44,0,0,100,0,0,0,0,0,0,0,0,0,0,0,0, ,Yes,Line of credit,2013,6900000,16,60,Private commercial banks,Yes,No,Yes,No,Yes,No,-44,65,No,-44,-44,-44,Did not think it would be approved,33000000,36000000,17000000,6000000,0,0,48000,126000,0,0,72000,0,0,0,0,5500000,10000000,25000000,Very severe obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,No,No,No,No,No,Yes,No,Major obstacle,Major obstacle,Major obstacle,No obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Very severe obstacle,Major obstacle,Major obstacle,Yes,No,No,Yes,No,Access to land for expansion / relocation,Telecommunications,Practices of competitors in the informal sector,Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,Local business association,-44,Financial magement and tax and customs administration,-44,No,-44,-44,Yes,No,Yes,Yes,No,Yes,Yes,No,No,Yes,No,No,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Truthful,Are estimates computed with some precision, 1401400196,1400196,Guyana,Guyana,Transport,196,No,-44,-44,-44,-44,Partnership (including limited liability companies),-44,50,100,0,0,0,Equally men and women,No,Yes,50,Makes major strategic and fiancial decisions,29,0,Predominantly women,Female,Female,Female,1984,Yes,Yes,1984,29,Yes,120,Yes,Yes,120,Yes,Yes,30,Yes,Yes,14,No,Yes,15,1,0,-44,No,-44,-44,-44,-44,Yes,15,1,0,-44,No,-44,-44,-44,-44,Yes,50,Yes,Yes,Yes,0,-44,-44,100,0,-44,0,100,0,0,Individuals,32,33,35,Air Transport,90,National,10,Decreased,Decreased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,65,35,Yes,5,No,Yes,No,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,No,No,No,No,No,No,No,Yes,"advertising, promotions",Not important,Very Important,Critical,Very Important,Critical,Slightly important,Not important,Yes,100,No,0,No,0,No,No,200000000,0,Yes,Yes,Yes,Yes,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,No obstacle,No obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Do not know,Do not know,No obstacle,No obstacle,-44,Strongly disagree,Strongly disagree,Strongly agree,Strongly disagree,No,-44,-44,-44,-44,-44,Yes,20,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,Yes,No,No,No,-44,-44,No,-44,-44,No,No,No,3,Yes,1,No,No,-44,0,-44,Yes,7,No,No,-44,-44,No,-44,-44,12,31,6,0,0,25,4,0,0,13,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,6,1800000,6,1800000,6,1800000,3,1120000,3,1120000,3,1440000,2,6000000,2,6000000,2,6000000,20,840000,20,840000,20,840000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,Not applicable,-44,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed college/vocational training,University graduate,Completed college/vocational training,Completed secondary,Completed secondary,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Important,Important,Critical,Critical,Important,Important,Important,Important,Important,Important,Important,Important,Not important,Not important,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Important,Do not know,Do not know,Do not know,Do not know,Critical,Important,Critical,Important,Critical,Important,Critical,Important,Very important,Important,Very important,Important,Critical,Important,Critical,Important,Critical,Important,Critical,Important,Important,Important,Important,Important,Important,Important,Slightly important,Slightly important,Not important,Not important,Important,Important,Slightly important,Slightly important,Not important,Not important,Not important,Not important,Important,Slightly important,Important,Important,Slightly important,Slightly important,Important,Important,Very important,Very important,Not important,Not important,Slightly difficult,Slightly difficult,Slightly difficult,0,-44,Very difficult,Very difficult,Very difficult,0,-44,Difficult,Difficult,Difficult,0,-44,Slightly difficult,Slightly difficult,Slightly difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Important,Important,Important,Not important,Important,Not important,Not important,Not important,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,other (specify),walk in applicants,No,-44,-44,-44,-44,Yes,0,100,No,-44,No,-44,-44,-44,-44,-44,-44,Yes,0,100,-44,0,Yes,12,Yes,100,0,0,0,0,0,0,0,0,0,0,0,0,-44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,2,1,Insufficient profitability,-44,100000000,150000000,60000000,22500000,1000000,750000,2200000,30000000,150000,200000,2300000,4000000,0,4000000,0,300000000,150000000,10000000,Very severe obstacle,Very severe obstacle,No obstacle,Very severe obstacle,Yes,Yes,Yes,No,No,Yes,No,Very severe obstacle,Minor obstacle,Very severe obstacle,No obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Minor obstacle,-44,-44,-44,-44,-44,Political environment,Access to finance,Corruption,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,technological and Innovation Support,-44,No,-44,-44,Yes,No,Yes,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,Yes,Yes,No,No,No,-44,-44,Yes,No,Yes,Yes,No,No,Truthful,Are estimates computed with some precision, 1401400205,1400205,Guyana,Guyana,Wholesale,205,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded,-44,35,100,0,0,0,Predominantly men,No,Yes,30,Makes decisions in consultation with other partners,40,0,Predominantly women,Male,Male,Male,1930,No,Yes,1948,20,Yes,21,No,No,-44,-44,Yes,14,No,Yes,7,No,Yes,2,1,0,-44,No,-44,-44,-44,-44,Yes,2,2,-44,3500000,Yes,2,12,0,-44,Yes,90,Yes,Yes,Yes,0,-44,-44,100,0,-44,70,0,30,0,Individuals,90,0,10,Hardware and household product,60,Local,100,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,30,70,Yes,60,No,No,No,Yes,Yes,Yes,-44,-44,-44,-44,Yes,Yes,No,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,No,Yes,No,Yes,No,-44,Important,Important,Important,Important,Important,Important,Not important,Yes,100,No,0,No,0,No,No,300000000,15,Yes,Yes,Yes,Yes,Minor obstacle,Minor obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Minor obstacle,No obstacle,-44,Tend to agree,Strongly disagree,Strongly disagree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,8,-44,Yes,5,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,2,During working hours,Other,Goods or stock,400000,Other,No,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,5000000,Yes,Yes,Yes,Yes,Yes,No,-44,-44,No,-44,-44,No,Yes,No,5,No,-44,-44,No,-44,0,-44,No,-44,-44,Yes,14,No,Yes,14,2,15,150,10,20,50,70,6,0,35,19,20,0,0,20,0,0,0,0,0,1,-44,-44,1,-44,0,10,1800000,10,1800000,4,1800000,5,2400000,5,2400000,3,2400000,10,1800000,10,1800000,3,1800000,30,750000,30,750000,10,750000,65,600000,65,600000,10,600000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,10,960000,10,960000,5,960000,40,540000,40,540000,10,540000,Not applicable,-44,University graduate,University graduate,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed secondary,Completed secondary,Completed secondary,-44,-44,-44,-44,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Started but did not complete college/vocational training,Very important,Very important,Important,Important,Very important,Very important,Very important,Very important,Important,Important,Slightly important,Slightly important,Not important,Not important,Very important,Very important,Very important,Very important,Critical,Critical,Critical,Critical,Slightly important,Important,Very important,Very important,Important,Important,Not important,Not important,Very important,Very important,Important,Important,Very important,Very important,Very important,Very important,Very important,Very important,Important,Important,Important,Important,Very important,Very important,Very important,Very important,Very important,Very important,Important,Important,Important,Important,Important,Important,Not important,Not important,Not important,Not important,Very important,Very important,Important,Important,Very important,Slightly important,Very important,Very important,Important,Important,Very important,Very important,Important,Important,Slightly important,Slightly important,Important,Important,Not important,Not important,Difficult,Difficult,Difficult,2,2,Difficult,Difficult,Difficult,8,2,Difficult,Difficult,Difficult,4,1,Not difficult,Not difficult,Not difficult,0,-44,Not difficult,Not difficult,Not difficult,0,1,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Not difficult,Not difficult,Not difficult,0,-44,Not difficult,Not difficult,Not difficult,0,1,Important,Important,Important,Important,Important,Very important,Important,Not important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Not applicable,Not applicable,Public placement office,-44,No,-44,-44,-44,-44,Yes,20,5,No,-44,Yes,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,Yes,100,0,-44,0,No,-44,Yes,100,0,0,0,0,0,0,0,0,0,0,0,0,-44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,2000000000,2000000000,1000000000,130000000,50000000,0,20000000,18000000,500000,60000000,10000000,10000000,0,30000000,1000000000,50000000,1000000,1000000000,Very severe obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Very severe obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Tax Rates,Political environment,Inadequately educated workforce,Moderate obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,Government based organization,-44,Human resources Support,-44,Yes,No,Yes,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Truthful,Are estimates computed with some precision, 1401400215,1400215,Guyana,Guyana,Wholesale,215,Yes,2,Establishment physically separated from HQ but with no other,Yes,2,Shareholding company with non-traded shares or shares traded,-44,70,100,0,0,0,Predominantly men,Yes,Yes,30,Delegates decisions to other partners,9,8,Predominantly women,Male,Female,Female,2004,Yes,Yes,2004,2,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,12,1,0,-44,No,-44,-44,-44,-44,Yes,4,24,5,-44,No,-44,-44,-44,-44,Yes,10,Yes,Yes,Yes,0,-44,-44,100,0,-44,60,35,5,70,Individuals,60,35,5,Avon Skin Softner,40,Local,100,Increased,Remained the same,None,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,0,100,Yes,7,No,No,No,Yes,Yes,Yes,-44,-44,-44,-44,No,Yes,No,No,Yes,Yes,Yes,Yes,Yes,Yes,No,Yes,Yes,Yes,Yes,Yes,Yes,Yes,be competitive,Very Important,Very Important,Very Important,Very Important,Very Important,Very Important,Very Important,Yes,100,No,0,No,0,Yes,Yes,20000000,35,Yes,Yes,Yes,Yes,Moderate obstacle,No obstacle,No obstacle,Minor obstacle,No obstacle,Minor obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,-44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,2,-44,Yes,-44,70000000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,2,During working hours,Firearm/gun,Money,7000000,Group of criminals,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,3000000,Yes,Yes,Yes,Yes,Yes,No,-44,-44,No,-44,-44,No,Yes,No,10,Yes,2,No,No,-44,2,-44,Yes,4,No,No,-44,-44,Yes,7,2,9,22,5,0,0,17,3,0,0,13,3,0,0,0,3,0,0,0,0,6,-44,-44,-44,6,3,5,2880000,5,2880000,5,2880000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,15,840000,12,960000,12,960000,5,840000,5,960000,5,960000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,Other,Job specification,University graduate,University graduate,-44,-44,-44,-44,Completed secondary,Completed secondary,Completed secondary,Completed secondary,-44,-44,-44,-44,-44,-44,-44,-44,Very important,Important,Slightly important,Slightly important,Very important,Slightly important,Slightly important,Slightly important,Important,Important,Not important,Not important,Not important,Not important,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Important,Important,Very important,Very important,Important,Important,Important,Important,Very important,Very important,Critical,Critical,Critical,Critical,Very important,Very important,Critical,Critical,Critical,Critical,Very important,Very important,Critical,Critical,Critical,Critical,Very important,Very important,Very important,Very important,Important,Important,Important,Important,Not important,Not important,Important,Important,Very important,Very important,Important,Important,Not important,Not important,Slightly important,Slightly important,Important,Important,Very important,Very important,Not important,Not important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Not difficult,Not difficult,Not difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Slightly difficult,Slightly difficult,Not difficult,0,-44,Slightly difficult,Slightly difficult,Not difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Not important,Very important,Important,Important,Important,Important,Critical,Not important,Major obstacle,Very severe obstacle,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,No obstacle,No obstacle,Through family/friends,-44,No,-44,-44,-44,-44,Yes,0,100,No,-44,No,-44,-44,-44,-44,-44,-44,Yes,0,100,-44,0,Yes,7,Yes,100,0,0,0,0,0,0,0,0,0,0,0,0,-44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,65000000,65000000,30000000,29424000,0,5004000,1440000,48000,96000,6240000,1900000,3000000,0,32000000,0,32000000,150000000,7000000,Major obstacle,Major obstacle,Major obstacle,Major obstacle,No,Yes,No,No,No,No,No,Very severe obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Corruption,"Crime, theft and disorder",Political environment,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Marketing and Operations support,-44,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,No,-44,-44,No,-44,-44,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Truthful,Are estimates computed with some precision, 1401400216,1400216,Guyana,Guyana,Retail,216,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Female,Female,1995,No,Yes,1995,23,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,10,1,1,-44,Yes,1,1,1,-44,Yes,10,5,1,-44,No,-44,-44,-44,-44,Yes,3,Yes,No,Yes,0,-44,-44,100,0,-44,0,100,0,0,Government or government agencies (including state-owned ent,100,0,0,Maintenance and Repairs of air,75,Local,80,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,5,95,Yes,10,Yes,No,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,Yes,No,No,No,No obstacle,No obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,No obstacle,Very severe obstacle,Very severe obstacle,No obstacle,-44,Strongly disagree,Strongly disagree,Strongly disagree,Strongly disagree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,52000,Yes,Yes,Yes,No,Yes,No,-44,-44,No,-44,-44,No,Yes,No,2,No,-44,-44,Yes,0,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,2,28,4,16,3,4,1,0,0,4,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,4,2400000,1,2400000,4,2400000,0,-44,0,-44,0,-44,3,1200000,3,1000000,0,-44,3,780000,3,780000,3,780000,14,720000,17,720000,14,720000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,2,540000,2,540000,2,540000,2,540000,2,540000,2,540000,Not applicable,-44,University graduate,University graduate,-44,-44,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed secondary,Completed secondary,Completed secondary,-44,-44,-44,-44,Completed secondary,Completed secondary,Completed primary school,Completed primary school,Critical,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Important,Important,Not important,Not important,Not important,Not important,Very important,Very important,Very important,Very important,Critical,Critical,Critical,Very important,Not important,Not important,Very important,Very important,Important,Important,Not important,Not important,Important,Important,Very important,Very important,Very important,Very important,Important,Important,Not important,Not important,Not important,Not important,Not important,Not important,Important,Important,Important,Important,Very important,Very important,Not important,Not important,Very important,Very important,Not important,Not important,Not important,Not important,Not important,Not important,Very important,Very important,Important,Important,Not important,Not important,Important,Important,Very important,Very important,Very important,Very important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Difficult,Not difficult,Not difficult,0,8,-44,-44,-44,-44,-44,Very difficult,Very difficult,Very difficult,0,3,Not difficult,Not difficult,Not difficult,0,3,Slightly difficult,Slightly difficult,Slightly difficult,0,3,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Not difficult,Not difficult,Not difficult,0,-44,Not difficult,Not difficult,Not difficult,0,2,Critical,Very important,Critical,Very important,Very important,Critical,Important,Not important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Not applicable,Not applicable,Schoold related network,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm does not have enough information about training pro,Yes,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,No,100,0,-44,0,No,-44,Yes,100,0,0,0,0,0,0,0,0,0,0,0,0,-44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,140000000,150000000,90000000,30000000,700000,0,1800000,2400000,75000,0,1500000,5000000,0,25000000,12000000,4000000,15000,40000000,No obstacle,Moderate obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,No obstacle,Moderate obstacle,No obstacle,Major obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,"Crime, theft and disorder",Practices of competitors in the informal sector,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,International organization,-44,Marketing and Operations support,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Truthful,Are estimates computed with some precision, 1401400220,1400220,Guyana,Guyana,Wholesale,220,No,-44,-44,-44,-44,Limited partnership, ,66,100,0,0,0,Equally men and women,No,No,34,Delegates decisions to other partners,7,9,All men,Male,Male,Female,1998,No,Yes,1998,11,No,-44,-44,No,-44,-44,Yes,6,No,No,-44,-44,Yes,4,2,2,-44,Yes,1,2,2,-44,Yes,4,1,0,-44,No,-44,-44,-44,-44,Yes,1,Yes,No,Yes,30,72,73,70,0,-44,33,17,50,0,Small private firms (less than 20 employees),44,26,30,HOME APPLIANCES,100,Local,Do not know,Remained the same,Decreased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,55,45,No,-44,Yes,Yes,Yes,Yes,Yes,Yes,-44,-44,-44,-44,No,Yes,Yes,No,No,-44,-44,-44,-44,Yes,No,No,No,No,Yes,Yes,No,No,-44,Slightly important,Very Important,Slightly important,Critical,Not important,Critical,Important,Yes,100,No,-44,No,-44,No,No,1500000,9,Yes,No,Yes,No,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,No obstacle,-44,Tend to agree,Tend to disagree,Tend to agree,Strongly agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,1050000,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,5,No,-44,-44,No,-44,10,-44,No,-44,-44,Yes,250,Yes,No,-44,-44,5,10,2,4,0,4,1,1,0,1,1,0,0,0,1,0,0,0,1,8,-44,-44,-44,8,0,2,2700000,2,2400000,2,2950000,2,2700000,2,2500000,2,2650000,1,2150000,1,1900000,1,2250000,0,-44,1,250000,1,250000,2,500000,2,250000,2,250000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,2,750000,2,700000,2,750000,1,450000,1,450000,2,450000,Economic upturn/downturn,-44,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,-44,-44,Completed college/vocational training,Completed secondary,-44,-44,-44,-44,Started but did not complete secondary,Started but did not complete college/vocational training,Completed secondary,Completed primary school,Critical,Important,Critical,Very important,Important,Important,Slightly important,Important,Slightly important,Slightly important,Not important,Slightly important,Slightly important,Slightly important,Very important,Slightly important,Slightly important,Very important,Important,Very important,Important,Very important,Not important,Not important,Important,Not important,Slightly important,Important,Very important,Important,Slightly important,Very important,Very important,Not important,Very important,Very important,Very important,Critical,Very important,Critical,Very important,Critical,Important,Important,Very important,Critical,Very important,Very important,Critical,Important,Slightly important,Important,Slightly important,Very important,Not important,Very important,Very important,Slightly important,Important,Important,Critical,Critical,Critical,Critical,Important,Very important,Very important,Critical,Very important,Not important,Critical,Critical,Important,Slightly important,Not important,Important,Critical,Important,Slightly important,Slightly important,Difficult,Slightly difficult,Very difficult,0,-44,Difficult,Slightly difficult,Not difficult,0,-44,Very difficult,Slightly difficult,Very difficult,0,-44,-44,-44,-44,-44,-44,Slightly difficult,Not difficult,Almost impossible,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Not difficult,Difficult,Slightly difficult,1,2,Difficult,Slightly difficult,Slightly difficult,0,-44,Very important,Important,Not important,Critical,Very important,Very important,Not important,Not important,Major obstacle,Minor obstacle,Major obstacle,Minor obstacle,Minor obstacle,No obstacle,Very severe obstacle,No obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,No obstacle,Major obstacle,Private placement office,-44,No,-44,-44,-44,-44,Yes,33,33,No,-44,Yes,Moderate obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,No,100,0,-44,0,Yes,12,Yes,40,30,0,0,25,5,0,0,0,0,0,0,0,-44,42,58,0,0,0,0,0,0,0,0,0,0,0,0,0, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,1,Collateral or cosigners unacceptable,-44,49500000,55600000,23350000,14300000,3350000,550000,3100000,3000000,0,550000,250000,1150000,0,1200000,0,1550000,4150000,1650000,Major obstacle,Very severe obstacle,No obstacle,Very severe obstacle,Yes,Yes,Yes,Yes,No,No,No,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,Electricity,Tax administration,Access to finance,Very severe obstacle,Yes,Yes,Yes,Yes,No,Yes,Yes,No,No impact,Yes,No impact,-44,-44,Yes,No impact,Yes,No impact,Yes,No impact,Yes,Moderated impact,-44,-44,No,No impact,No,Large impact,Yes,Large impact,Yes,Moderated impact,-44,-44,Yes,No impact,No,No impact,Yes,Moderated impact,Yes,Moderated impact,-44,-44,Yes,No impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,-44,-44,Yes,Large impact,No,No impact,Yes,No impact,Yes,Moderated impact,-44,-44,No,No impact,No,No impact,No,Moderated impact,Yes,Moderated impact,-44,-44,No,Large impact,Yes,No impact,Yes,Moderated impact,Yes,Moderated impact,-44,-44,No,No impact,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,No,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 1401400226,1400226,Guyana,Guyana,Information technology,226,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded,-44,35,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,2006,Yes,Yes,2006,14,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,30,1,-44,1632000,No,-44,-44,-44,-44,Yes,30,2,-44,1632000,No,-44,-44,-44,-44,Yes,30,Yes,No,Yes,0,-44,-44,100,0,-44,50,0,50,0,Individuals,0,100,0,Tuition provision for CAT/ACCA,100,Local,50,Decreased,Remained the same,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,90,10,No,-44,Yes,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,Yes,No,Yes,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,funding oppurtunity,Do not know,Do not know,Do not know,Do not know,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,Yes,Yes,No,No,No,-44,-44,No,-44,-44,No,No,No,2,Yes,1,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,4,16,4,0,0,12,0,0,0,2,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,6,4,-99,4,-99,4,-44,8,1440000,8,1440000,12,1440000,0,-44,0,-44,0,-44,2,960000,2,960000,2,960000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,2,600000,2,600000,2,600000,Not applicable,-44,University graduate,Completed college/vocational training,University graduate,Completed college/vocational training,-44,-44,Completed secondary,Completed secondary,-44,-44,-44,-44,-44,-44,-44,-44,Completed primary school,Completed primary school,Critical,Very important,Very important,Important,Very important,Important,Important,Slightly important,Very important,Important,Not important,Not important,Not important,Not important,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Very important,Very important,Critical,Critical,Do not know,Do not know,Do not know,Do not know,Critical,Important,Critical,Important,Critical,Important,Critical,Important,Critical,Important,Critical,Important,Critical,Important,Critical,Important,Critical,Important,Critical,Important,Critical,Important,Critical,Important,Critical,Important,Not important,Not important,Not important,Not important,Critical,Important,Critical,Important,Slightly important,Not important,Critical,Not important,Critical,Slightly important,Critical,Slightly important,Critical,Slightly important,Important,Slightly important,Important,Important,Not important,Not important,Not difficult,Not difficult,Not difficult,0,-44,Not difficult,Not difficult,Not difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Not difficult,Not difficult,Not difficult,0,-44,Slightly important,Slightly important,Slightly important,Not important,Slightly important,Not important,Not important,Not important,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Do not know,other (specify),Referrals,No,-44,-44,-44,-44,No,-44,-44,-44,Other,No,-44,-44,-44,-44,-44,-44,Yes,0,100,-44,0,No,-44,Yes,100,0,0,0,0,0,0,0,0,0,0,0,0,-44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,Other,32000000,30000000,2000000,15000000,1000000,2400000,2400000,0,200000,200000,600000,800000,0,5000000,0,20000000,150000000,10000000,Very severe obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,No obstacle,No obstacle,Very severe obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,Major obstacle,No obstacle,Major obstacle,Moderate obstacle,Do not know,-44,-44,-44,-44,-44,Electricity,Telecommunications,Inadequately educated workforce,Moderate obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed,-44,-44,-44,-44,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 1401400228,1400228,Guyana,Guyana,Food,228,No,-44,-44,-44,-44,Partnership (including limited liability companies),-44,100,100,0,0,0,All women,Yes,Not applicable,Not applicable,Makes major strategic and fiancial decisions,8,10,Predominantly women,Female,Female,Female,2006,Yes,Yes,2005,18,Yes,60,No,Yes,30,No,Yes,14,No,Yes,14,No,Yes,10,1,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,80,Yes,No,Yes,100,75,40,0,0,-44,0,98,2,0,Individuals,10,80,10,Chicken,75,National,35,Increased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,80,20,Yes,14,Yes,Yes,Yes,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,Yes,No,No,No obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,-44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,-44,160000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,Yes,No,Yes,No,-44,-44,No,-44,-44,No,No,No,15,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,55,310,7,0,0,303,5,0,0,242,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,7,1920000,4,1920000,10,1920000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,12,840000,10,840000,15,900000,250,660000,200,660000,270,720000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,41,480000,35,480000,45,540000,7,-44,University graduate,University graduate,-44,-44,-44,-44,Completed secondary,Started but did not complete college/vocational training,Started but did not complete secondary,Started but did not complete secondary,-44,-44,-44,-44,-44,-44,Completed primary school,Did not complete primary school,Very important,Important,Very important,Important,Very important,Important,Important,Important,Important,Slightly important,Slightly important,Slightly important,Not important,Not important,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Important,Critical,Not important,Critical,Not important,Critical,Very important,Critical,Very important,Critical,Very important,Critical,Very important,Critical,Very important,Critical,Very important,Critical,Very important,Critical,Very important,Critical,Very important,Critical,Very important,Critical,Very important,Critical,Very important,Critical,Very important,Not important,Not important,Not important,Not important,Very important,Important,Very important,Important,Not important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Critical,Important,Critical,Important,Not important,Not important,Not difficult,Not difficult,Not difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Slightly difficult,Slightly difficult,Slightly difficult,0,-44,Difficult,Difficult,Difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Not difficult,Not difficult,Not difficult,0,-44,Slightly important,Slightly important,Slightly important,Not important,Slightly important,Not important,Not important,Not important,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Public announcement/advertisement,-44,No,-44,-44,-44,-44,Yes,0,100,No,-44,No,-44,-44,-44,-44,-44,-44,Yes,50,50,-44,0,Yes,6,Yes,70,30,0,0,0,0,0,0,0,0,0,0,0,-44,70,30,0,0,0,0,0,0,0,0,0,0,0,0,0, ,Yes,Loan,2013,160000000,14,60,Private commercial banks,Yes,Yes,No,No,No,No,-44,30,No,-44,-44,-44,Other,1200000000,1560000000,950400000,270000000,0,0,2300000,2900000,100000,4000000,2100000,20000000,0,23000000,36000000,25000000,62000000,23000000,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,Moderate obstacle,Major obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,Cost of finance,Access to finance,Electricity,No obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,Local business association,-44,Financial magement and tax and customs administration,-44,Yes,No,Yes,Yes,No,Yes,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,Yes,Yes,No,Yes,Yes,No,No,Yes,No,Yes,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 1401400240,1400240,Guyana,Guyana,Retail,240,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,100,0,0,0,All women,Yes,Not applicable,Not applicable,Makes major strategic and fiancial decisions,24,0,Equally men and women,Female,Female,Female,1989,No,Yes,1989,25,No,-44,-44,No,-44,-44,Yes,7,No,Yes,7,No,Yes,15,4,0,-44,Yes,4,1,0,-44,Yes,10,1,0,-44,No,-44,-44,-44,-44,Yes,25,Yes,No,No,0,-44,-44,100,0,-44,50,0,50,5,Individuals,50,0,50,Clothing,100,Local,10,Decreased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,0,100,Yes,7,Yes,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,No obstacle,Minor obstacle,Major obstacle,No obstacle,Moderate obstacle,Major obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,funding oppurtunity,Tend to disagree,Tend to disagree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,Yes,1,-44,Yes,4,During working hours,5,Other company property,0,Group of criminals,No,No,Other,Yes,3,During working hours,5,Other company property,0,Group of criminals,No,No,Other,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,Yes,No,No,No,-44,-44,No,-44,-44,No,Yes,No,0,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,15,10,2,2,6,0,1,2,5,0,2,0,0,2,0,0,0,2,0,3,-44,-44,3,-44,2,2,1200000,2,1200000,2,1200000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,1,500000,1,500000,1,500000,9,600000,3,500000,3,500000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,7,-44,Completed secondary,Completed secondary,-44,-44,-44,-44,Completed secondary,Completed secondary,Completed secondary,Completed secondary,-44,-44,-44,-44,-44,-44,-44,-44,Very important,Very important,Important,Important,Important,Important,Slightly important,Slightly important,Important,Important,Slightly important,Not important,Not important,Not important,Critical,Critical,Very important,Very important,Critical,Critical,Critical,Critical,Very important,Very important,Very important,Very important,Slightly important,Slightly important,Very important,Very important,Critical,Critical,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Critical,Very important,Critical,Very important,Critical,Very important,Critical,Very important,Critical,Very important,Very important,Very important,Very important,Very important,Not important,Not important,Slightly important,Not important,Very important,Very important,Very important,Very important,Not important,Not important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Important,Very important,Important,Very important,Important,Very important,Important,Very difficult,Very difficult,Very difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Not difficult,Not difficult,Not difficult,0,-44,Not difficult,Not difficult,Not difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Important,Very important,Not important,Not important,Important,Very important,Important,Not important,No obstacle,No obstacle,No obstacle,No obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Public announcement/advertisement,-44,No,-44,-44,-44,-44,No,-44,-44,-44,Other,No,-44,-44,-44,-44,-44,-44,Yes,100,0,-44,0,Yes,14,No,0,100,0,0,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,Yes,Loan,2009,-99,11,180,Private commercial banks,Yes,Yes,No,No,Yes,No,-44,100,No,-44,-44,-44,Other,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,0,0,-99,-99,-99,-99,-99,Major obstacle,Major obstacle,Major obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,No obstacle,Minor obstacle,No obstacle,Major obstacle,No obstacle,No obstacle,Major obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Major obstacle,Yes,Yes,No,No,No,Political environment,Macroeconomic environment,Electricity,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,Private independent fund,-44,Marketing and Operations support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,Yes,Yes,No,Yes,Truthful,Are arbitrary and unreliable numbers, 1401400247,1400247,Guyana,Guyana,Retail,247,Yes,3,Headquarters with production and/or sales at this location,Yes,3,Partnership (including limited liability companies),-44,85,100,0,0,0,Predominantly men,No,No,5,Do not know,12,5,All men,Male,Male,Male,1987,No,Yes,1987,25,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,15,1,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,15,Yes,No,Yes,35,90,40,65,0,-44,75,20,5,0,Medium private firms (20-100 employees),10,10,80,signs,70,National,55,Decreased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,40,60,Yes,30,Yes,Yes,Yes,No,Yes,Yes,-44,-44,-44,-44,Yes,Yes,Yes,No,No,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, ,Not important,Very Important,Very Important,Very Important,Very Important,Very Important,Not important,Yes,100,No,0,No,0,No,No,2000000,25,Yes,No,No,Yes,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,No obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,No obstacle,-44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,10,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,Yes,No,Yes,No,-44,-44,No,-44,-44,No,No,No,3,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,7,23,5,5,3,10,0,0,0,0,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,5,-99,5,-99,5,-44,5,-99,5,-99,5,-99,3,-99,3,-99,3,-99,6,-99,5,-99,10,-99,4,-99,5,-99,10,-99,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,Not applicable,-44,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed secondary,Completed secondary,Completed secondary,Completed secondary,Completed secondary,-44,-44,-44,-44,-44,-44,-44,-44,Very important,Very important,Very important,Very important,Very important,Very important,Important,Very important,Very important,Important,Very important,Important,Not important,Not important,Critical,Very important,Critical,Very important,Critical,Very important,Critical,Very important,Critical,Important,Critical,Important,Do not know,Do not know,Do not know,Do not know,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Important,Very important,Important,Very important,Important,Very important,Important,Very important,Very important,Very important,Very important,Very important,Important,Very important,Important,Very important,Important,Very important,Important,Not important,Not important,Not important,Not important,Very important,Important,Very important,Important,Not important,Not important,Not important,Not important,Important,Slightly important,Important,Slightly important,Important,Slightly important,Important,Slightly important,Important,Slightly important,Not important,Not important,Slightly difficult,Slightly difficult,Slightly difficult,0,-44,Slightly difficult,Slightly difficult,Slightly difficult,0,-44,Difficult,Difficult,Difficult,0,-44,Slightly difficult,Slightly difficult,Slightly difficult,0,-44,Slightly difficult,Slightly difficult,Slightly difficult,0,-44,-44,-44,-44,-44,-44,Do not know,Do not know,Do not know,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Not important,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,No obstacle,No obstacle,Private placement office,-44,No,-44,-44,-44,-44,No,-44,-44,-44,Other,No,-44,-44,-44,-44,-44,-44,No,100,0,-44,0,Yes,11,No,100,0,0,0,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,Other,21000000,25000000,15000000,8000000,350000,0,84000,0,0,180000,60000,0,0,0,7000000,0,7000000,0,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,-44,-44,-44,-44,-44,Political environment,Corruption,Macroeconomic environment,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Marketing and Operations support,-44,No,-44,-44,Yes,No,Yes,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are arbitrary and unreliable numbers, 1401400249,1400249,Guyana,Guyana,Retail,249,No,-44,-44,-44,-44,Sole proprietorship, ,-44,100,0,0,0,All women,Yes,-7,100,Makes major strategic and fiancial decisions,7,4,Predominantly men,Female,Male,Female,2000,Yes,Yes,2000,10,No,-44,-44,Yes,5,No,No,-44,-44,Yes,2,No,Yes,1,3,0,-44,No,-44,-44,-44,-44,Yes,10,1,0,-44,No,-44,-44,-44,-44,Yes,1,Yes,No,Yes,15,73,82,85,0,-44,23,12,65,0,Individuals,8,9,83,Jewerly,42,Local,Do not know,Remained the same,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,99,1,No,-44,No,Yes,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Major obstacle,No obstacle,-44,Tend to agree,Strongly agree,Strongly agree,Strongly agree,No,-44,-44,-44,-44,-44,No,-44,-44,Yes,2,-44,Yes,1,Outside working hours,Firearm/gun,Money,100000,A customer,Yes,Yes,-44,Yes,3,Outside working hours,Baseball bat,Other,0,Gang related,Yes,No,No loss or damage,Yes,2,During working hours,Firearm/gun,Money,165000,A fellow employee,No,Yes,-44,Yes,1,During working hours,Baseball bat,-44,50000,A customer,No,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,2,During working hours,Other,Money,300000,A customer,No,Yes,-44,Yes,1,Outside working hours,Baseball bat,Other company property,0,Gang related,No,No,No loss or damage,No,-44,-44,700000,No,No,No,No,No,No,-44,-44,No,-44,-44,No,No,No,14,Yes,4,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,2,7,1,3,0,3,1,2,0,2,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,1,2700000,1,2650000,1,2850000,0,-44,0,-44,0,-44,2,1850000,2,1800000,2,1950000,1,800000,1,800000,1,800000,1,1200000,1,200000,1,200000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,1,600000,1,550000,1,600000,1,400000,1,400000,1,400000,Not applicable,-44,University graduate,Started but did not complete college/vocational training,-44,-44,Completed college/vocational training,Completed secondary,Completed college/vocational training,Started but did not complete college/vocational training,Completed secondary,Completed college/vocational training,-44,-44,-44,-44,Started but did not complete secondary,Completed primary school,Started but did not complete secondary,Completed primary school,Very important,Important,Critical,Important,Slightly important,Important,Important,Very important,Critical,Very important,Not important,Slightly important,Slightly important,Slightly important,Slightly important,Very important,Critical,Important,Very important,Very important,Important,Very important,Slightly important,Not important,Not important,Slightly important,Very important,Slightly important,Important,Important,Very important,Critical,Slightly important,Very important,Critical,Critical,Slightly important,Important,Slightly important,Very important,Important,Critical,Important,Important,Critical,Not important,Slightly important,Important,Very important,Very important,Important,Slightly important,Slightly important,Very important,Slightly important,Important,Important,Not important,Slightly important,Not important,Critical,Critical,Slightly important,Critical,Not important,Important,Very important,Important,Very important,Important,Critical,Critical,Slightly important,Slightly important,Critical,Very important,Very important,Very important,Not important,Important,Difficult,Difficult,Almost impossible,0,-44,-44,-44,-44,-44,-44,Slightly difficult,Difficult,Very difficult,0,-44,Difficult,Very difficult,Difficult,1,10,Very difficult,Slightly difficult,Very difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Slightly difficult,Difficult,Very difficult,0,-44,Very difficult,Difficult,Slightly difficult,1,2,Very important,Very important,Slightly important,Not important,Not important,Critical,Not important,Important,Major obstacle,Major obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,No obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Through family/friends,-44,No,-44,-44,-44,-44,Yes,25,40,No,-44,No,-44,-44,-44,-44,-44,-44,No,0,100,-44,0,No,-44,No,48,17,0,0,25,10,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,35450000,35000000,10000000,9700000,1600000,1600000,1450000,3100000,0,300000,400000,0,0,7350000,0,7150000,2500000,8500000,Major obstacle,No obstacle,Major obstacle,Major obstacle,No,Yes,Yes,No,No,Yes,No,Very severe obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Minor obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Corruption,Tax administration,Major obstacle,Yes,Yes,No,Yes,Yes,Yes,Yes,-44,-44,Yes,Moderated impact,No,Moderated impact,No,No impact,No,No impact,-44,-44,Yes,Moderated impact,Yes,Large impact,Yes,No impact,No,Large impact,-44,-44,Yes,Moderated impact,No,Moderated impact,Yes,No impact,Yes,No impact,-44,-44,Yes,Large impact,No,Moderated impact,Yes,No impact,No,No impact,-44,-44,Yes,Moderated impact,No,Moderated impact,No,No impact,Yes,No impact,-44,-44,Yes,Moderated impact,No,Moderated impact,Yes,No impact,Yes,Large impact,-44,-44,Yes,Moderated impact,No,Moderated impact,No,No impact,No,No impact,-44,-44,Yes,No impact,Yes,Moderated impact,No,Large impact,Yes,No impact,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,No,Truthful,Are estimates computed with some precision, 1401400255,1400255,Guyana,Guyana,Retail,255,Yes,3,Headquarters with production and/or sales at this location,Yes,3,Partnership (including limited liability companies),-44,51,100,0,0,0,Equally men and women,No,Yes,15,Makes decisions in consultation with other partners,9,15,Predominantly women,Male,Female,Female,2009,No,Yes,2009,15,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,15,1,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,30,Yes,Yes,Yes,0,-44,-44,100,0,-44,30,0,70,0,Large private firms (more than 100 employees),30,0,70,cosmetics,55,National,18,Remained the same,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,0,100,Yes,42,Yes,Yes,Yes,Yes,Yes,Yes,-44,-44,-44,-44,Yes,No,No,No,No,-44,-44,-44,-44,Yes,Yes,Yes,Yes,No,No,No,Yes,No,-44,Very Important,Critical,Critical,Critical,Important,Slightly important,Not important,Yes,100,No,0,No,0,No,No,3000000,8,Yes,Yes,Yes,Yes,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Do not know,Do not know,Do not know,Do not know,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,-44,Strongly agree,Strongly agree,Strongly agree,Strongly agree,No,-44,-44,-44,-44,-44,Yes,5,-44,Yes,-44,4000000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,3,During working hours,6,Money,4000000,A fellow employee,No,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,Yes,No,No,No,-44,-44,No,-44,-44,No,Yes,No,7,No,-44,-44,No,-44,0,-44,Yes,7,No,No,-44,-44,No,-44,-44,15,50,9,0,0,41,6,0,0,25,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,9,1440000,9,1440000,9,1680000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,15,600000,15,600000,15,660000,20,1200000,20,1200000,20,1320000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,6,480000,6,480000,6,540000,Not applicable,-44,University graduate,Completed college/vocational training,-44,-44,-44,-44,Completed college/vocational training,Started but did not complete college/vocational training,Completed secondary,Completed secondary,-44,-44,-44,-44,-44,-44,Completed primary school,Did not complete primary school,Critical,Very important,Critical,Very important,Critical,Very important,Very important,Important,Critical,Very important,Critical,Important,Not important,Not important,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Very important,Do not know,Critical,Very important,Critical,Very important,Critical,Very important,Critical,Very important,Critical,Very important,Critical,Very important,Critical,Very important,Critical,Very important,Critical,Very important,Critical,Very important,Critical,Important,Very important,Important,Very important,Slightly important,Slightly important,Not important,Not important,Not important,Critical,Very important,Critical,Very important,Not important,Not important,Not important,Not important,Critical,Very important,Critical,Very important,Critical,Important,Slightly important,Slightly important,Slightly important,Slightly important,Not important,Not important,Very difficult,Very difficult,Very difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Difficult,Difficult,Difficult,0,-44,Difficult,Difficult,Difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Difficult,Difficult,Difficult,5,4,Important,Important,Very important,Slightly important,Very important,Very important,Slightly important,Not important,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,Private placement office,-44,No,-44,-44,-44,-44,Yes,0,100,No,-44,No,-44,-44,-44,-44,-44,-44,Yes,100,0,-44,0,Yes,15,Yes,100,0,0,0,0,0,0,0,0,0,0,0,0,-44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,400000000,350000000,180000000,50000000,1000000,0,5000000,2000000,2000000,2000000,4000000,4000000,0,50000000,75000000,97000000,200000000,65000000,Minor obstacle,Major obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Very severe obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,-44,-44,-44,-44,-44,Tax Rates,Customs and Trade Regulations,Electricity,Minor obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,Local business association,-44,"General management, Business development and Strategies supp",-44,No,-44,-44,Yes,No,Yes,Yes,No,Yes,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,Yes,Yes,No,Yes,No,-44,-44,No,-44,-44,Yes,No,No,Truthful,Are estimates computed with some precision, 1401400275,1400275,Guyana,Guyana,Retail,275,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,1993,No,Yes,1993,21,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,6,2,0,-44,Yes,20,1,0,-44,Yes,1,1,0,-44,Yes,1,1,0,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0,-44,0,1,99,0,Large private firms (more than 100 employees),100,0,0,Steam pipes and fittings,20,Local,100,Increased,Remained the same,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,2,98,Yes,10,Yes,No,No,No,Yes,No,No,-44,-44,-44,No,No,No,No,No,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, ,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Yes,100,No,0,No,0,No,No,730000,0,Yes,Yes,No,No,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Major obstacle,No obstacle,No obstacle,No obstacle,No obstacle,-44,Strongly disagree,Strongly disagree,Tend to disagree,Tend to disagree,Yes,No,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,No,No,Yes,No,-44,-44,No,-44,-44,No,Yes,No,0,Yes,2,No,Yes,0,0,-44,No,-44,-44,No,-44,-44,Yes,10,2,1,6,2,0,0,4,0,0,0,1,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,2,-99,2,-99,2,-99,1,-99,1,-99,1,-99,0,-44,0,-44,0,-44,1,-99,1,-99,1,-99,1,-99,1,-99,1,-99,0,-44,0,-44,0,-44,1,-99,1,-99,1,-99,0,-44,0,-44,0,-44,0,-44,0,-44,1,-66,Not applicable,-44,Completed college/vocational training,Completed college/vocational training,University graduate,University graduate,-44,-44,Completed secondary,Completed secondary,Completed secondary,Completed secondary,-44,-44,Completed primary school,Completed primary school,-44,-44,-44,-44,Very important,Very important,Not important,Not important,Not important,Not important,Not important,Not important,Critical,Critical,Very important,Very important,Not important,Not important,Very important,Very important,Critical,Critical,Very important,Very important,Critical,Critical,Critical,Critical,Very important,Very important,Very important,Very important,Very important,Very important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Very important,Very important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not difficult,Not difficult,Not difficult,0,-44,Not difficult,Not difficult,Not difficult,0,-44,-44,-44,-44,-44,-44,Not difficult,Not difficult,Not difficult,0,-44,Not difficult,Not difficult,Not difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Not difficult,Not difficult,Not difficult,0,-44,Not important,Important,Not important,Not important,Not important,Not important,Not important,Not important,No obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Through family/friends,-44,No,-44,-44,-44,-44,No,-44,-44,-44,Other,No,-44,-44,-44,-44,-44,-44,Yes,100,0,-44,0,Yes,19,No,0,80,0,0,0,20,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,Yes,Loan,1997,5000000,19,120,Private commercial banks,Yes,Yes,No,No,No,No,-44,100,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,97847000,73000000,59025000,3763000,0,0,612000,1360000,36000,0,625000,0,0,0,20440000,20000000,25000000,50000000,Major obstacle,Moderate obstacle,No obstacle,Major obstacle,No,Yes,No,No,No,No,No,Major obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Yes,Yes,No,Yes,No,Practices of competitors in the informal sector,Corruption,Tax Rates,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Marketing and Operations support,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,Somewhat truthful,Are taken directly from the establishment's records, 1401400277,1400277,Guyana,Guyana,Retail,277,No,-44,-44,-44,-44,Other,family business,Do not know,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Male,Female,Male,2004,No,Yes,2004,25,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,4,1,-44,600000,No,-44,-44,-44,-44,Yes,2,4,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0,-44,90,5,5,20,Individuals,50,0,50,Imaging SERVICES,100,Local,20,Increased,Increased,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,30,70,Yes,12,No,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,Yes,Yes,Yes,Yes,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,No obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,-44,Strongly disagree,Strongly disagree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,-44,1100000,Yes,-44,480000,Yes,1,Outside working hours,5,Other company property,180000,Other,No,No,No loss or damage,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,Outside working hours,5,Other company property,300000,Gang related,No,No,Loss was small,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,Yes,No,No,No,-44,-44,No,-44,-44,No,Yes,No,25,Yes,1,No,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,30,2,7,7,2,5,0,0,1,3,0,0,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,2,2500000,2,2500000,2,2500000,0,-44,0,-44,0,-44,4,2161000,3,2161000,4,2161000,1,960000,1,900000,1,960000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,1,900000,0,-44,0,-44,0,-44,7,-44,University graduate,University graduate,-44,-44,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Very important,Critical,Critical,Critical,Very important,Very important,Very important,Very important,Critical,Critical,Important,Important,Very important,Very important,Very important,Very important,Important,Important,Very important,Very important,Critical,Critical,Important,Important,Critical,Critical,Critical,Critical,Very important,Very important,Critical,Critical,Critical,Critical,Critical,Critical,Very important,Very important,Very important,Very important,Critical,Important,Critical,Important,Critical,Critical,Critical,Critical,Very important,Very important,Critical,Very important,Very important,Important,Very important,Important,Not important,Not important,Slightly important,Slightly important,Critical,Critical,Important,Critical,Critical,Critical,Critical,Critical,Very important,Critical,Very important,Critical,Critical,Very important,Very important,Very important,Very important,Very important,Not important,Slightly important,Not difficult,Not difficult,Not difficult,0,-44,-44,-44,-44,-44,-44,Not difficult,Not difficult,Not difficult,0,-44,Not difficult,Not difficult,Not difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Very important,Critical,Critical,Not important,Critical,Critical,Critical,Critical,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Public announcement/advertisement,-44,No,-44,-44,-44,-44,Yes,75,0,No,-44,No,-44,-44,-44,-44,-44,-44,Yes,0,100,-44,0,No,-44,No,100,0,0,0,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,0,0,-99,-99,-99,-99,-99,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,Yes,Yes,Yes,No,Yes,Yes,No,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Transportation,Electricity,Corruption,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,"General management, Business development and Strategies supp",-44,No,-44,-44,Yes,No,Yes,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,No,-44,-44,Truthful,Are estimates computed with some precision, 1401400286,1400286,Guyana,Guyana,Services of motor vehicles,286,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,2006,Yes,Yes,2006,30,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,30,1,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,10,Yes,No,Yes,0,-44,-44,100,0,-44,100,0,0,0,Individuals,100,0,0,Excavators and heavy duty mach,100,National,30,Decreased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,0,100,Yes,14,Yes,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,-44,Tend to disagree,Strongly disagree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,5,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,Yes,No,Yes,No,-44,-44,No,-44,-44,No,Yes,No,3,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,5,10,2,8,0,0,0,4,0,0,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,2,2400000,2,2400000,2,2400000,2,1000000,2,1000000,2,1000000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,6,900000,6,900000,6,900000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,Not applicable,-44,University graduate,University graduate,University graduate,Completed college/vocational training,-44,-44,-44,-44,Completed secondary,Completed secondary,-44,-44,-44,-44,-44,-44,-44,-44,Important,Important,Important,Important,Important,Important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Not important,Not important,Very important,Very important,Very important,Very important,Not important,Not important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Important,Very important,Important,Very important,Important,Very important,Very important,Very important,Important,Very important,Not important,Very important,Not important,Not important,Not important,Not important,Not applicable,Very important,Important,Very important,Important,Very important,Not important,Very important,Not important,Very important,Not important,Very important,Not important,Slightly important,Slightly important,Very important,Very important,Very important,Very important,Important,Not important,Difficult,Difficult,Difficult,0,-44,Difficult,Difficult,Difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Difficult,Difficult,Difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Very important,Very important,Very important,Very important,Very important,Very important,Slightly important,Not important,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,No obstacle,No obstacle,Public placement office,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The benefits of training are small than the costs,No,-44,-44,-44,-44,-44,-44,Yes,50,50,-44,0,Yes,45,Yes,100,0,0,0,0,0,0,0,0,0,0,0,0,-44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,1000000000,1000000000,500000000,10000000,20000000,0,1200000,2400000,120000,720000,144000,4000000,0,5000000,4500000,8000000,8000000,10000000,Very severe obstacle,Major obstacle,Major obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,No obstacle,No obstacle,Major obstacle,No obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,Telecommunications,Macroeconomic environment,Inadequately educated workforce,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,International organization,-44,Marketing and Operations support,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,No,Yes,No,Yes,Yes,No,No,Yes,No,Yes,No,-44,-44,Yes,No,No,Truthful,Are taken directly from the establishment's records, 1401400290,1400290,Guyana,Guyana,Food,290,No,-44,-44,-44,-44,Partnership (including limited liability companies),-44,45,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,1978,No,Yes,1978,25,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,1,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,5,Yes,No,Yes,100,90,40,0,0,-44,0,100,0,0,Individuals,0,100,0,Take-out food,60,Local,8,Remained the same,Remained the same,5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,100,0,-44,-44,Yes,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,Yes,No,No,Yes,No obstacle,No obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,-44,Tend to agree,Tend to agree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,No,No,No,No,-44,-44,No,-44,-44,No,No,No,15,Yes,2,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,5,35,4,0,0,31,0,0,0,0,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,4,1800000,4,1800000,4,2000000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,10,840000,10,960000,10,1200000,21,700000,21,700000,21,800000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,Not applicable,-44,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,-44,-44,Started but did not complete secondary,Completed secondary,Completed primary school,Completed primary school,-44,-44,-44,-44,-44,-44,-44,-44,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Not important,Not important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Very important,Slightly important,Very important,Slightly important,Very important,Slightly important,Very important,Slightly important,Very important,Slightly important,Very important,Slightly important,Very important,Slightly important,Very important,Slightly important,Very important,Slightly important,Very important,Slightly important,Very important,Slightly important,Very important,Slightly important,Very important,Slightly important,Not important,Not important,Not important,Not important,Slightly important,Not important,Slightly important,Not important,Not important,Not important,Not important,Not important,Slightly important,Not important,Slightly important,Not important,Slightly important,Not important,Slightly important,Not important,Slightly important,Not important,Not important,Not important,Difficult,Difficult,Difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Private placement office,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm does not have enough information about training pro,No,-44,-44,-44,-44,-44,-44,Yes,100,0,-44,0,Yes,2,No,100,0,0,0,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,40000000,45000000,9000000,15000000,200000,0,6750000,500000,250000,4500000,5000000,0,0,15000000,45000000,25000000,60000000,15000000,No obstacle,Minor obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Do not know,-44,-44,-44,-44,-44,Tax Rates,Corruption,"Crime, theft and disorder",Minor obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not aware of this type of assistance and don't know it advan,-44,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,No,-44,-44,Yes,No,No,No,-44,-44,Truthful,Are taken directly from the establishment's records, 1401400293,1400293,Guyana,Guyana,Retail,293,Yes,5,Headquarters with production and/or sales at this location,Yes,5,Shareholding company with non-traded shares or shares traded,-44,30,40,60,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Female,Female,1992,Yes,Yes,1992,12,No,-44,-44,No,-44,-44,No,-44,-44,Yes,7,No,Yes,8,2,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0,-44,0,60,40,0,Small private firms (less than 20 employees),100,0,0,Paint,100,National,20,Increased,Increased,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,0,100,Yes,28,No,No,No,Yes,Yes,No,Yes,Laboratory or research center,-44,No,No,No,Yes,Yes,No,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, ,Not important,Very Important,Very Important,Very Important,Very Important,Very Important,Not important,Yes,100,No,0,No,0,Yes,Yes,5000000,15,Yes,Yes,Yes,No,No obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,No obstacle,-44,Strongly disagree,Strongly disagree,Tend to agree,Tend to disagree,Yes,No,-44,-44,-44,-44,Yes,5,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,Yes,No,Yes,No,-44,-44,No,-44,-44,No,No,No,2,Yes,3,No,Yes,0,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,3,11,3,0,0,8,1,0,0,6,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,3,1440000,3,1440000,3,720000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,5,720000,5,720000,5,720000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,3,480000,3,480000,3,480000,Not applicable,-44,University graduate,University graduate,-44,-44,-44,-44,-44,-44,Completed secondary,Started but did not complete college/vocational training,-44,-44,-44,-44,-44,-44,Completed primary school,Started but did not complete secondary,Very important,Important,Important,Important,Important,Important,Important,Important,Slightly important,Slightly important,Slightly important,Not important,Not important,Not important,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Not applicable,Do not know,Not important,Do not know,Critical,Critical,Critical,Critical,Critical,Very important,Critical,Very important,Critical,Very important,Critical,Very important,Critical,Very important,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Important,Important,Slightly important,Important,Not important,Not important,Not important,Not important,Very important,Very important,Very important,Important,Not important,Not important,Important,Not important,Important,Important,Important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Critical,Critical,Not important,Not important,Slightly difficult,Slightly difficult,Slightly difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Very difficult,Very difficult,Very difficult,1,8,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Not difficult,Not difficult,Not difficult,0,-44,Very important,Slightly important,Slightly important,Slightly important,Very important,Not important,Not important,Not important,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Public announcement/advertisement,-44,No,-44,-44,-44,-44,Yes,0,100,No,-44,No,-44,-44,-44,-44,-44,-44,Yes,0,100,-44,0,Yes,10,Yes,100,0,0,0,0,0,0,0,0,0,0,0,0,-44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,385000000,404000000,161600000,12120000,1000000,2500000,500000,300000,200000,0,400000,7000000,0,20000000,0,33000000,65000000,30000000,No obstacle,Very severe obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Moderate obstacle,Major obstacle,No obstacle,No obstacle,Moderate obstacle,No obstacle,Major obstacle,Major obstacle,No obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Electricity,Tax Rates,Customs and Trade Regulations,Moderate obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,Local business association,-44,Marketing and Operations support,-44,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,No,-44,-44,No,-44,-44,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Truthful,Are estimates computed with some precision, 1401400297,1400297,Guyana,Guyana,Hotel and restaurants,297,No,-44,-44,-44,-44,Partnership (including limited liability companies), ,20,100,0,0,0,Equally men and women,Yes,No,35,Delegates decisions to other partners,10,9,All men,Male,Male,Male,1992,Yes,Yes,1992,12,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0,-44,20,30,50,0,Individuals,14,24,62,Accomodation,99,International,0,Decreased,Increased,2-5,80,20,0,1993,USA,16,CARICOM,84,-44,-44,-44,71,29,No,-44,Yes,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Moderate obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,No obstacle,-44,Tend to disagree,Tend to disagree,Strongly agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,1000000,No,No,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,Yes,9,Yes,1,No,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,3,2,3,40,5,0,0,35,3,0,0,23,2,0,0,0,2,0,0,0,1,1,-44,-44,-44,1,0,5,1600000,5,1500000,5,1650000,6,1500000,6,1400000,6,1450000,20,1000000,20,900000,20,1000000,3,750000,4,700000,6,800000,8,600000,8,150000,9,150000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,Economic upturn/downturn,-44,Completed college/vocational training,Completed secondary,University graduate,Completed secondary,Completed college/vocational training,University graduate,Completed secondary,Completed secondary,Completed secondary,Completed secondary,-44,-44,-44,-44,-44,-44,-44,-44,Critical,Critical,Very important,Very important,Very important,Very important,Critical,Not important,Slightly important,Important,Slightly important,Not important,Slightly important,Not important,Important,Important,Very important,Very important,Slightly important,Important,Slightly important,Very important,Important,Very important,Slightly important,Slightly important,Slightly important,Not important,Important,Slightly important,Very important,Slightly important,Very important,Very important,Important,Important,Critical,Very important,Very important,Critical,Slightly important,Important,Very important,Not important,Critical,Very important,Very important,Important,Critical,Slightly important,Critical,Important,Important,Important,Slightly important,Very important,Not important,Slightly important,Slightly important,Slightly important,Very important,Slightly important,Slightly important,Slightly important,Critical,Slightly important,Very important,Slightly important,Slightly important,Very important,Important,Critical,Very important,Slightly important,Very important,Critical,Critical,Slightly important,Slightly important,Critical,Not difficult,Not difficult,Slightly difficult,0,-44,Very difficult,Not difficult,Difficult,0,-44,Slightly difficult,Very difficult,Almost impossible,0,-44,Slightly difficult,Difficult,Not difficult,0,-44,Not difficult,Slightly difficult,Difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Very important,Slightly important,Slightly important,Important,Critical,Critical,Not important,Not important,Moderate obstacle,Major obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Public placement office,-44,Yes to both,Yes,5,Yes,3,No,-44,-44,-44,The firm is affraid of investing in workers that after the t,Yes,Very severe obstacle,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,Yes,0,100,-44,0,Yes,12,No,66,14,0,0,20,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,Size of loan and maturity are insufficiant,62400000,64300000,21200000,22000000,1950000,650000,3000000,0,0,900000,200000,0,0,16100000,0,15600000,4850000,19350000,Very severe obstacle,Major obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,Customs and Trade Regulations,Tax administration,Cost of finance,No obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Yes,No,No,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 1401400298,1400298,Guyana,Guyana,Hotel and restaurants,298,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly women,Female,Male,Male,1997,Yes,Yes,1998,17,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,4,2,0,-44,No,-44,-44,-44,-44,Yes,2,3,0,-44,No,-44,-44,-44,-44,Yes,15,Yes,Yes,Yes,0,-44,-44,100,0,-44,0,40,60,0,Individuals,0,100,0,Hotel Accommodation,80,International,20,Decreased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,100,0,-44,-44,No,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,Yes,Yes,Yes,Yes,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,No obstacle,-44,Strongly disagree,Strongly disagree,Strongly disagree,Strongly disagree,No,-44,-44,-44,-44,-44,Yes,-44,9500000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,Yes,No,Yes,No,-44,-44,No,-44,-44,No,Yes,No,1,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,21,2,7,26,3,0,0,23,2,0,0,17,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,3,2000000,3,2000000,3,2000000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,9,720000,9,720000,9,720000,14,600000,14,600000,14,600000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,Not applicable,-44,Completed college/vocational training,Completed college/vocational training,-44,-44,-44,-44,Completed secondary,Completed secondary,Started but did not complete secondary,Started but did not complete secondary,-44,-44,-44,-44,-44,-44,-44,-44,Very important,Important,Important,Very important,Important,Important,Important,Important,Very important,Very important,Important,Not important,Important,Slightly important,Critical,Critical,Very important,Very important,Very important,Very important,Critical,Critical,Critical,Critical,Very important,Very important,Very important,Very important,Very important,Very important,Critical,Critical,Critical,Very important,Critical,Critical,Critical,Important,Critical,Very important,Critical,Very important,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Very important,Critical,Critical,Critical,Important,Critical,Important,Not important,Not important,Critical,Very important,Very important,Important,Slightly important,Slightly important,Not important,Not important,Very important,Not important,Critical,Critical,Critical,Critical,Very important,Important,Very important,Important,Critical,Very important,Important,Slightly important,Very difficult,Very difficult,Very difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Very difficult,Difficult,Slightly difficult,2,6,Very difficult,Difficult,Slightly difficult,3,7,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Important,Not important,Not important,Slightly important,Very important,Important,Slightly important,Slightly important,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Through family/friends,-44,No,-44,-44,-44,-44,Yes,0,100,Yes,-44,Yes,No obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,Yes,100,0,-44,0,No,-44,Yes,100,0,0,0,0,0,0,0,0,0,0,0,0,-44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,47000000,48500000,0,21600000,1000000,0,19000000,110000,240000,0,1560000,6000000,0,35000000,110000000,45000000,120000000,55000000,Very severe obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Electricity,Telecommunications,Inadequately educated workforce,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Marketing and Operations support,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Truthful,Are estimates computed with some precision, 1401400310,1400310,Guyana,Guyana,Retail,310,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All women,Female,Female,Female,2003,Yes,Yes,2003,11,No,-44,-44,No,-44,-44,No,-44,-44,Yes,7,No,Yes,4,1,1,-44,No,-44,-44,-44,-44,Yes,2,2,5,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0,-44,0,100,0,0,Small private firms (less than 20 employees),0,100,0,Tax Consultancy,100,National,0,Decreased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,100,0,-44,-44,Yes,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,No obstacle,No obstacle,No obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,funding oppurtunity,Tend to disagree,Tend to disagree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,Yes,Yes,No,No,No,-44,-44,No,-44,-44,No,Yes,No,0,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,1,3,1,2,0,0,1,1,0,0,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,1,900000,1,900000,1,900000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,2,600000,2,600000,2,600000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,Not applicable,-44,University graduate,Completed secondary,-44,-44,-44,-44,Completed secondary,Completed secondary,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Very important,Very important,Important,Important,Important,Important,Slightly important,Important,Not important,Not important,Slightly important,Not important,Not important,Not important,Very important,Very important,Critical,Very important,Very important,Very important,Critical,Very important,Very important,Slightly important,Very important,Important,Very important,Very important,Very important,Not important,Important,Important,Important,Important,Important,Important,Very important,Very important,Very important,Very important,Important,Slightly important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Not important,Important,Not important,Important,Not important,Slightly important,Not important,Not important,Not important,Important,Important,Important,Slightly important,Important,Not important,Slightly important,Important,Important,Slightly important,Important,Important,Important,Important,Slightly important,Important,Very important,Important,Important,Important,Very difficult,Very difficult,Very difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Very difficult,Very difficult,Very difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Important,Important,Slightly important,Not important,Slightly important,Important,Slightly important,Not important,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,No obstacle,Major obstacle,No obstacle,Major obstacle,Major obstacle,Major obstacle,Not applicable,Not applicable,Through family/friends,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The benefits of training are small than the costs,No,-44,-44,-44,-44,-44,-44,No,0,100,-44,0,Yes,0,No,0,100,0,0,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,Yes,Loan,2011,4000000,10,60,Private commercial banks,Yes,Yes,No,No,No,No,-44,60,Yes,1,0,-44,-44,5200000,5600000,0,2600000,640000,0,380000,420000,80000,140000,336000,0,0,32000000,2000000,15000000,13000000,40000000,Major obstacle,Very severe obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Very severe obstacle,Major obstacle,Major obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Yes,Yes,No,Yes,No,Corruption,Macroeconomic environment,Transportation,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,International organization,-44,Financial magement and tax and customs administration,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,No,No,-44,-44,Yes,No,No,Truthful,Are estimates computed with some precision, 1401400321,1400321,Guyana,Guyana,Hotel and restaurants,321,No,-44,-44,-44,-44,Sole proprietorship, ,-44,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Male,Female,Male,1992,No,Yes,1992,9,Yes,3,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,6,1,0,-44,No,-44,-44,-44,-44,Yes,5,No,No,Yes,10,58,69,90,0,-44,14,28,58,0,Individuals,11,21,68,food,88,Local,Do not know,Decreased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,100,0,No,-44,Yes,Yes,Yes,Yes,Yes,Yes,-44,-44,-44,-44,No,Yes,Yes,No,Yes,No,Yes,Yes,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Critical,Very Important,Not important,Important,Very Important,Critical,Not important,Yes,100,No,-44,No,-44,No,No,3000000,19,Yes,Yes,No,No,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,No obstacle,-44,Tend to disagree,Tend to disagree,Strongly agree,Tend to disagree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,100000,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,No,No,1,No,-44,-44,No,-44,0,-44,Yes,2,No,No,-44,-44,No,-44,-44,2,8,1,3,0,4,0,0,0,0,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,1,3600000,1,3150000,1,3550000,0,-44,0,-44,0,-44,2,2450000,2,2150000,2,2450000,1,1050000,1,1050000,1,1150000,1,300000,1,300000,1,300000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,2,800000,1,750000,2,800000,1,400000,1,400000,1,400000,Economic upturn/downturn,-44,Completed college/vocational training,Completed secondary,-44,-44,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,-44,-44,Completed college/vocational training,Completed college/vocational training,Completed primary school,Did not complete primary school,Important,Slightly important,Critical,Important,Critical,Very important,Not important,Very important,Slightly important,Slightly important,Slightly important,Not important,Slightly important,Slightly important,Important,Very important,Very important,Slightly important,Critical,Important,Important,Very important,Not important,Slightly important,Slightly important,Not important,Very important,Very important,Slightly important,Not important,Important,Very important,Very important,Very important,Very important,Critical,Very important,Critical,Very important,Critical,Very important,Very important,Very important,Slightly important,Critical,Not important,Critical,Very important,Slightly important,Slightly important,Not important,Very important,Not important,Important,Not important,Important,Slightly important,Slightly important,Very important,Slightly important,Critical,Critical,Important,Critical,Important,Not important,Very important,Very important,Very important,Slightly important,Very important,Very important,Very important,Very important,Very important,Important,Critical,Important,Slightly important,Critical,Difficult,Slightly difficult,Almost impossible,0,-44,-44,-44,-44,-44,-44,Very difficult,Slightly difficult,Very difficult,0,-44,Not difficult,Difficult,Not difficult,0,-44,Very difficult,Difficult,Slightly difficult,2,7,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Difficult,Not difficult,Very difficult,0,-44,Difficult,Slightly difficult,Slightly difficult,0,-44,Important,Slightly important,Important,Not important,Important,Critical,Important,Very important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Through family/friends,-44,No,-44,-44,-44,-44,Yes,80,40,No,-44,Yes,Moderate obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,No,0,100,-44,0,Yes,10,No,33,23,0,0,25,19,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,36000000,35300000,15200000,10650000,3200000,700000,2000000,0,0,550000,300000,0,0,8450000,0,10750000,3750000,13850000,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Very severe obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,No,No,No,No,No,Inadequately educated workforce,Tax administration,Access to finance,Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Too expensive,-44,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are estimates computed with some precision, 1401400328,1400328,Guyana,Guyana,Retail,328,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded,-44,51,100,0,0,0,Predominantly men,No,Yes,21,Delegates decisions to other partners,9,0,Predominantly women,Male,Male,Male,1997,No,Yes,1996,15,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,8,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,100,No,No,Yes,0,-44,-44,100,0,-44,15,85,0,0,Individuals,0,15,85,Furniture,95,Local,100,Decreased,Remained the same,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,100,0,-44,-44,No,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,Yes,Yes,Yes,Yes,Moderate obstacle,No obstacle,Moderate obstacle,Major obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Moderate obstacle,No obstacle,No obstacle,Do not know,Do not know,Do not know,Do not know,No obstacle,No obstacle,No obstacle,No obstacle,-44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,No,No,Yes,No,-44,-44,No,-44,-44,Yes,Yes,No,2,No,-44,-44,No,-44,20,-44,No,-44,-44,No,-44,-44,No,-44,-44,4,14,5,0,0,9,3,0,0,5,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,5,840000,5,840000,5,840000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,9,600000,9,600000,9,600000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,Not applicable,-44,Completed secondary,Completed secondary,-44,-44,-44,-44,-44,-44,Completed secondary,Completed secondary,-44,-44,-44,-44,-44,-44,-44,-44,Very important,Important,Important,Important,Important,Important,Slightly important,Slightly important,Important,Important,Important,Not important,Not important,Not important,Very important,Very important,Very important,Very important,Very important,Very important,Critical,Critical,Very important,Very important,Critical,Very important,Important,Important,Important,Important,Critical,Very important,Critical,Very important,Critical,Very important,Very important,Important,Critical,Very important,Critical,Very important,Critical,Very important,Critical,Critical,Critical,Important,Critical,Important,Critical,Important,Not important,Not important,Not important,Not important,Not important,Not important,Important,Important,Very important,Very important,Important,Slightly important,Not important,Not important,Important,Slightly important,Important,Slightly important,Very important,Important,Slightly important,Not important,Not important,Not important,Important,Slightly important,Slightly important,Not important,Almost impossible,Very difficult,Very difficult,0,24,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Difficult,Difficult,Difficult,8,12,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Important,Important,Not important,Not important,Slightly important,Slightly important,Slightly important,Slightly important,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,other (specify),Walk-In Applicant,No,-44,-44,-44,-44,No,-44,-44,-44,The firm is affraid of investing in workers that after the t,No,-44,-44,-44,-44,-44,-44,Yes,0,100,-44,0,Yes,12,No,80,20,0,0,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,Yes,Line of credit,2013,15000000,12,12,Private commercial banks,Yes,No,No,No,Yes,No,-44,26,Yes,1,0,-44,-44,137000000,149000000,100000000,25000000,850000,4200000,1600000,0,239000,0,216000,0,0,1500000,0,2000000,65000000,3000000,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Minor obstacle,No obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Minor obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,Tax Rates,Electricity,Telecommunications,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,No,Yes,No,No,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 1401400335,1400335,Guyana,Guyana,Construction,335,Yes,3,Headquarters with production and/or sales at this location,Yes,3,Partnership (including limited liability companies),-44,40,100,0,0,0,Predominantly men,No,Yes,20,Makes decisions in consultation with other partners,15,0,Equally men and women,Male,Female,Female,1992,No,Yes,1994,30,Yes,180,No,Yes,60,No,Yes,60,No,No,-44,-44,Yes,15,2,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,30,Yes,Yes,Yes,40,100,45,60,0,-44,50,50,0,0,Individuals,65,35,0,construction,60,National,15,Decreased,Remained the same,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,70,30,Yes,42,Yes,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,No,Yes,No,No,No,No,Yes,No,-44,Slightly important,Slightly important,Slightly important,Not important,Important,Important,Not important,Yes,100,No,0,No,0,No,No,0,0,No,Yes,Yes,No,Minor obstacle,No obstacle,No obstacle,Minor obstacle,No obstacle,Major obstacle,No obstacle,No obstacle,No obstacle,Moderate obstacle,Major obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,-44,Do not know,Do not know,Do not know,Do not know,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,No,No,Yes,No,-44,-44,No,-44,-44,No,No,No,2,Yes,1,No,Yes,0,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,15,25,10,5,5,5,5,1,1,3,100,0,40,60,0,0,5,15,0,3,-44,3,3,-44,0,10,3000000,10,3000000,10,3200000,7,2640000,7,2640000,10,3000000,40,1800000,40,1800000,45,2000000,5,840000,5,800000,5,1200000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,20,900000,25,900000,15,1200000,43,720000,43,720000,50,820000,7,-44,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Started but did not complete college/vocational training,-44,-44,-44,-44,-44,-44,Completed college/vocational training,Completed college/vocational training,Completed secondary,Started but did not complete secondary,Critical,Critical,Critical,Critical,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Important,Not important,Not important,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Important,Slightly important,Critical,Important,Important,Important,Not important,Not important,Important,Important,Critical,Important,Critical,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Slightly important,Important,Not important,Not important,Not important,Not important,Slightly important,Important,Slightly important,Important,Not important,Not important,Important,Not important,Important,Important,Important,Important,Slightly important,Important,Slightly important,Not important,Important,Not important,Not important,Not important,Not difficult,Not difficult,Not difficult,0,-44,Not difficult,Not difficult,Not difficult,0,-44,Slightly difficult,Slightly difficult,Slightly difficult,0,-44,Slightly difficult,Slightly difficult,Slightly difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Not difficult,Not difficult,Not difficult,0,-44,Not difficult,Not difficult,Not difficult,0,-44,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Not important,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,other (specify),walk in applicants,No,-44,-44,-44,-44,No,-44,-44,-44,The benefits of training are small than the costs,No,-44,-44,-44,-44,-44,-44,Yes,100,0,-44,0,Yes,10,No,100,0,0,0,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,Yes,Line of credit,2012,-99,Refusal to answer,-99,Private commercial banks,Yes,Yes,No,No,No,No,-44,20,No,-44,-44,-44,Other,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,0,0,-99,-99,-99,-99,-99,Minor obstacle,Very severe obstacle,No obstacle,Major obstacle,Yes,Yes,Yes,No,Yes,Yes,No,Very severe obstacle,Moderate obstacle,Very severe obstacle,No obstacle,No obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Minor obstacle,-44,-44,-44,-44,-44,Access to land for expansion / relocation,Tax Rates,Macroeconomic environment,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Other,Building engineering,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,No,Truthful,Are estimates computed with some precision, 1401400345,1400345,Guyana,Guyana,Hotel and restaurants,345,Yes,10,Headquarters with production and/or sales at this location,No,10,Limited partnership,-44,50,100,0,0,0,Equally men and women,No,Yes,50,Makes major strategic and fiancial decisions,25,0,Predominantly women,Female,Female,Male,1992,Yes,Yes,1992,22,Yes,17,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,4,1,0,-44,No,-44,-44,-44,-44,Yes,2,3,0,-44,No,-44,-44,-44,-44,Yes,5,Yes,Yes,Yes,0,-44,-44,100,0,-44,25,0,75,5,Individuals,100,0,0,Nature Tours,45,International,75,Decreased,Decreased,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,100,0,-44,-44,No,No,No,No,Yes,Yes,-44,-44,-44,-44,Yes,No,No,No,No,-44,-44,-44,-44,Yes,Yes,No,Yes,No,Yes,Yes,Yes,No,-44,Slightly important,Slightly important,Important,Important,Slightly important,Very Important,Slightly important,Yes,100,No,0,No,0,No,No,8000000,15,Yes,Yes,Yes,No,Minor obstacle,Minor obstacle,Major obstacle,Minor obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,No obstacle,No obstacle,Major obstacle,Moderate obstacle,No obstacle,No obstacle,Moderate obstacle,No obstacle,-44,Strongly disagree,Strongly disagree,Tend to disagree,Strongly disagree,No,-44,-44,-44,-44,-44,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,Yes,No,Yes,No,-44,-44,No,-44,-44,No,Yes,No,5,Yes,1,No,No,-44,0,-44,No,-44,-44,Yes,14,No,No,-44,-44,25,134,12,40,54,28,8,32,48,19,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,12,2500000,12,2500000,12,2500000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,32,1440000,32,1440000,32,1440000,62,720000,62,720000,62,720000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,28,720000,28,720000,28,720000,Not applicable,-44,University graduate,University graduate,-44,-44,-44,-44,Completed secondary,Completed secondary,Completed secondary,Completed secondary,-44,-44,-44,-44,-44,-44,Completed secondary,Completed secondary,Critical,Slightly important,Slightly important,Critical,Slightly important,Slightly important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Not important,Slightly important,Not important,Critical,Very important,Critical,Important,Very important,Very important,Critical,Critical,Critical,Very important,Critical,Slightly important,Critical,Very important,Very important,Not important,Very important,Critical,Critical,Critical,Critical,Very important,Slightly important,Not important,Slightly important,Not important,Very important,Not important,Very important,Not important,Critical,Critical,Critical,Very important,Very important,Very important,Important,Not important,Important,Not important,Important,Not important,Not important,Not important,Not important,Not important,Critical,Important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Very important,Slightly important,Slightly important,Slightly important,Important,Slightly important,Important,Slightly difficult,Not difficult,Not difficult,0,-44,Slightly difficult,Not difficult,Not difficult,0,-44,-44,-44,-44,-44,-44,Not difficult,Not difficult,Slightly difficult,0,-44,Very difficult,Very difficult,Very difficult,3,3,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Very difficult,Very difficult,Very difficult,0,-44,Very important,Very important,Very important,Slightly important,Very important,Slightly important,Not important,Not important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,No obstacle,No obstacle,Public announcement/advertisement,-44,Yes to hire,Yes,4,No,-44,Yes,10,40,No,-44,No,-44,-44,-44,-44,-44,-44,Yes,70,30,-44,0,Yes,12,Yes,100,0,0,0,0,0,0,0,0,0,0,0,0,-44,0,100,0,0,0,0,0,0,0,0,0,0,0,0,0, ,Yes,Line of credit,2012,150600000,10,144,Private commercial banks,Yes,Yes,Yes,No,Yes,No,-44,100,Yes,1,0,-44,-44,855000000,995000000,0,192000000,40000000,11000000,266000000,189000000,535000,8700000,8000000,14800000,318000000,149000000,29900000,271000334,373572317,168544910,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Major obstacle,No obstacle,No obstacle,Moderate obstacle,Very severe obstacle,No obstacle,No obstacle,Major obstacle,No obstacle,-44,-44,-44,-44,-44,Telecommunications,Electricity,"Crime, theft and disorder",Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,"General management, Business development and Strategies supp",-44,No,-44,-44,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,No,-44,-44,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Truthful,Are taken directly from the establishment's records, 1401400358,1400358,Guyana,Guyana,Retail,358,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,100,0,0,0,All women,Yes,Not applicable,Not applicable,Makes major strategic and fiancial decisions,7,3,Equally men and women,Female,Female,Female,2006,No,Yes,2006,28,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,2,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,2,No,No,Yes,0,-44,-44,100,0,-44,0,90,10,0,Individuals,0,10,90,toiletries,25,Local,100,Decreased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,100,0,-44,-44,Yes,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,Yes,Yes,Yes,Yes,Moderate obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,-44,Strongly disagree,Strongly disagree,Strongly disagree,Strongly disagree,No,-44,-44,-44,-44,-44,Yes,-44,200000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,No,No,No,No,-44,-44,No,-44,-44,No,Yes,No,2,Yes,1,No,No,-44,-44,100000,No,-44,-44,No,-44,-44,No,-44,-44,7,6,2,0,0,4,1,0,0,3,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,2,800000,2,800000,2,800000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,4,600000,4,600000,3,600000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,Not applicable,-44,Completed secondary,Completed secondary,-44,-44,-44,-44,-44,-44,Completed secondary,Completed secondary,-44,-44,-44,-44,-44,-44,-44,-44,Very important,Very important,Very important,Important,Very important,Important,Very important,Important,Very important,Important,Slightly important,Slightly important,Not important,Not important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Important,Important,Important,Very important,Important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Slightly important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Slightly important,Very important,Important,Very important,Important,Slightly important,Slightly important,Not important,Not important,Important,Important,Important,Slightly important,Not important,Not important,Not important,Not important,Important,Important,Very important,Very important,Important,Important,Important,Slightly important,Important,Important,Slightly important,Slightly important,Difficult,Difficult,Difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Slightly difficult,Slightly difficult,Slightly difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Important,Important,Important,Slightly important,Important,Slightly important,Slightly important,Not important,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,other (specify),walk-in applicant,No,-44,-44,-44,-44,No,-44,-44,-44,The benefits of training are small than the costs,No,-44,-44,-44,-44,-44,-44,Yes,100,0,-44,0,No,-44,No,100,0,0,0,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,40000000,30000000,25000000,4000000,500000,0,360000,360000,0,0,180000,0,0,6000000,160000000,7000000,200000000,9000000,Major obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Access to finance,Electricity,Telecommunications,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Marketing and Operations support,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,No,-44,-44,Yes,No,Yes,Truthful,Are estimates computed with some precision, 1401400361,1400361,Guyana,Guyana,Information technology,361,Yes,3,5,Yes,3,Shareholding company with non-traded shares or shares traded,-44,33,100,0,0,0,Predominantly men,No,No,0,Delegates decisions to other partners,0,0,Predominantly men,Male,Female,Male,1996,Yes,Yes,1996,47,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,4,1,-44,240000,No,-44,-44,-44,-44,Yes,1,4,-44,300000,No,-44,-44,-44,-44,Yes,10,Yes,Yes,Yes,0,-44,-44,100,0,-44,40,0,60,10,Medium private firms (20-100 employees),80,0,20,Telecommunications,70,Local,90,Increased,Remained the same,2-5,90,10,0,2009,UNITED STATES OF AMERICA,60,GERMANY,40,10,0,0,0,100,Yes,4,No,No,Yes,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,No,No,Yes,No,Yes,Yes,Yes,No,-44,Critical,Very Important,Very Important,Very Important,Very Important,Very Important,Not important,Yes,100,No,0,No,0,No,No,40000000,0,Yes,Yes,Yes,No,No obstacle,No obstacle,Major obstacle,Minor obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,No obstacle,-44,Tend to disagree,Strongly disagree,Tend to agree,Tend to agree,Yes,Yes,Still in process,-44,-44,-44,Yes,-44,500000,Yes,-44,520000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,2,During working hours,5,Other company property,520000,A fellow employee,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,300000,Yes,Yes,No,Yes,Yes,No,-44,-44,No,-44,-44,No,Yes,No,0,Yes,3,No,Yes,0,0,-44,No,-44,-44,No,-44,-44,Yes,7,2,1,8,3,3,0,2,1,0,0,2,15,0,12,3,0,0,0,0,0,6,-44,6,6,-44,0,3,3000000,3,3000000,3,3000000,3,1500000,3,1500000,3,1500000,3,1000000,6,1000000,3,1000000,0,-44,0,-44,0,-44,14,1000000,11,1000000,6,1000000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,Not applicable,-44,University graduate,University graduate,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,-44,-44,Completed secondary,Completed secondary,-44,-44,-44,-44,-44,-44,-44,-44,Critical,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Important,Important,Not important,Not important,Very important,Very important,Very important,Very important,Very important,Very important,Important,Important,Very important,Very important,Important,Important,Important,Important,Important,Important,Important,Important,Critical,Important,Very important,Very important,Critical,Very important,Critical,Very important,Critical,Very important,Critical,Critical,Very important,Very important,Important,Important,Important,Important,Important,Important,Critical,Very important,Important,Important,Important,Important,Slightly important,Not important,Important,Important,Very important,Very important,Very important,Very important,Very important,Slightly important,Very important,Very important,Very important,Very important,Very important,Very important,Important,Important,Not important,Not important,Important,Important,Not important,Not important,Difficult,Difficult,Difficult,0,-44,Difficult,Difficult,Difficult,0,-44,Slightly difficult,Slightly difficult,Slightly difficult,0,-44,-44,-44,-44,-44,-44,Slightly difficult,Slightly difficult,Slightly difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Very important,Very important,Slightly important,Do not know,Important,Slightly important,Do not know,Do not know,Major obstacle,Very severe obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Schoold related network,-44,No,-44,-44,-44,-44,Yes,100,0,No,-44,Yes,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Do not know,Yes,0,100,-44,0,Yes,11,Yes,20,50,0,0,15,15,0,0,0,0,0,0,0,-44,80,10,0,0,0,10,0,0,0,0,0,0,0,0,0, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,400000000,440000000,308000000,45000000,21000000,1320000,3600000,780000,48000,0,1200000,4300000,0,20000000,0,25000000,30000000,35000000,Very severe obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,No obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Telecommunications,Electricity,Access to finance,Very severe obstacle,Yes,Yes,No,No,No,Yes,No,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,No,Do not know,-44,-44,-44,-44,-44,-44,No,Moderated impact,No,Do not know,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,No,Do not know,-44,-44,-44,-44,-44,-44,Yes,Large impact,No,Do not know,-44,-44,-44,-44,-44,-44,No,No impact,No,Do not know,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,No,Do not know,-44,-44,-44,-44,-44,-44,No,No impact,No,Do not know,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,No,Do not know,Yes,-44,-44,Yes,International organization,-44,technological and Innovation Support,-44,No,-44,-44,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Truthful,Are estimates computed with some precision, 1401400375,1400375,Guyana,Guyana,Transport,375,Yes,35,Headquarters with production and/or sales at this location,Yes,35,Shareholding company with non-traded shares or shares traded,-44,36,100,0,0,0,Predominantly women,Yes,Yes,36,Delegates decisions to other partners,25,0,All men,Male,Male,Male,1988,Yes,Yes,1988,20,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,16,1,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,10,Yes,Yes,Yes,0,-44,-44,100,0,-44,36,0,64,10,Large private firms (more than 100 employees),30,0,70,Shipping/Logistics,80,International,35,Decreased,Increased,2-5,20,80,0,1988,UNITED STATES OF AMERICA,40,TRINIDAD AND TOBAGO,15,2,0,3,80,20,No,-44,Yes,No,No,Yes,Yes,No,Yes,"Other, specify",Parent company,No,No,No,No,Yes,No,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, ,Not important,Important,Important,Important,Important,Important,Not important,Yes,100,No,0,No,0,No,No,3000000,25,Yes,Yes,Yes,Yes,No obstacle,No obstacle,Major obstacle,Major obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,No obstacle,-44,Tend to disagree,Strongly disagree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,Yes,Yes,No,Yes,No,-44,-44,No,-44,-44,No,No,No,20,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,5,55,7,0,0,48,0,0,0,0,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,7,2640000,7,2640000,7,2640000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,18,1020000,18,1020000,18,1020000,30,840000,30,840000,20,840000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,Not applicable,-44,University graduate,University graduate,-44,-44,-44,-44,Completed secondary,Completed secondary,Completed primary school,Completed primary school,-44,-44,-44,-44,-44,-44,-44,-44,Critical,Important,Very important,Slightly important,Very important,Important,Very important,Important,Critical,Important,Slightly important,Slightly important,Not important,Not important,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Important,Important,Do not know,Do not know,Do not know,Do not know,Very important,Important,Very important,Important,Very important,Important,Very important,Important,Very important,Important,Very important,Important,Very important,Important,Very important,Important,Very important,Important,Very important,Important,Very important,Important,Very important,Important,Very important,Important,Not important,Not important,Not important,Not important,Very important,Important,Very important,Important,Not important,Not important,Very important,Not important,Very important,Important,Very important,Important,Very important,Important,Very important,Important,Very important,Important,Not important,Not important,Slightly difficult,Slightly difficult,Slightly difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Slightly difficult,Slightly difficult,Slightly difficult,0,-44,Difficult,Difficult,Difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Very important,Very important,Very important,Not important,Very important,Not important,Not important,Not important,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,No obstacle,No obstacle,Public announcement/advertisement,-44,No,-44,-44,-44,-44,Yes,0,100,No,-44,No,-44,-44,-44,-44,-44,-44,Yes,85,15,-44,0,No,-44,No,100,0,0,0,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,Other,1250000000,1750000000,1050000000,49000000,0,0,2340000,2950000,100000,4000000,2150000,0,0,366000000,23000000,400000000,220000000,400000000,Minor obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,Electricity,Tax Rates,Macroeconomic environment,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,technological and Innovation Support,-44,No,-44,-44,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,No,-44,-44,Yes,No,Yes,Truthful,Are taken directly from the establishment's records, 1401400378,1400378,Guyana,Guyana,Hotel and restaurants,378,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Male,Male,Male,1978,No,Yes,1980,35,No,-44,-44,No,-44,-44,No,-44,-44,Yes,5,No,Yes,4,4,-44,800000,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,No,0,-44,-44,100,0,-44,40,10,50,5,Individuals,60,10,30,food,90,Local,10,Decreased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,100,0,-44,-44,Yes,Yes,Yes,No,Yes,Yes,-44,-44,-44,-44,Yes,No,No,Yes,Yes,Yes,No,-44,-44,Yes,Yes,No,No,No,No,No,No,Yes,"advertising, promotions",Important,Slightly important,Important,Slightly important,Not important,Very Important,Slightly important,Yes,50,Yes,35,Yes,15,No,No,1000000,15,Yes,Yes,Yes,Yes,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,-44,Strongly disagree,Strongly disagree,Tend to agree,Strongly disagree,No,-44,-44,-44,-44,-44,Yes,-44,2500000,Yes,-44,1200000,Yes,1,Outside working hours,Other,Other company property,100000,Other,No,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,4,Outside working hours,5,Other company property,100000,Other,No,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,40000,Yes,No,Yes,No,Yes,No,-44,-44,No,-44,-44,Yes,Yes,Yes,5,Yes,2,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,4,45,4,0,15,26,2,0,0,15,20,0,8,12,0,0,7,10,0,1,-44,1,1,-44,20,4,800000,4,800000,6,1000000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,4,600000,4,600000,4,600000,57,600000,27,600000,29,600000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,Increase/decreased demand for goods,-44,Completed college/vocational training,Completed college/vocational training,-44,-44,-44,-44,Completed secondary,Completed secondary,Completed secondary,Completed secondary,-44,-44,-44,-44,-44,-44,-44,-44,Slightly important,Slightly important,Important,Important,Important,Important,Important,Important,Slightly important,Slightly important,Not important,Not important,Not important,Not important,Important,Very important,Important,Very important,Very important,Very important,Very important,Very important,Very important,Important,Important,Important,Not important,Not important,Slightly important,Slightly important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Important,Important,Important,Important,Very important,Very important,Very important,Very important,Important,Important,Important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Not important,Not important,Not important,Not important,Very important,Very important,Very important,Very important,Not important,Not important,Not important,Slightly important,Slightly important,Very important,Very important,Very important,Very important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Difficult,Very difficult,Very difficult,20,36,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Slightly difficult,Slightly difficult,Slightly difficult,0,-44,Slightly difficult,Slightly difficult,Slightly difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Important,Important,Important,Important,Important,Very important,Important,Not important,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Public announcement/advertisement,-44,Yes to hire,Yes,4,No,-44,Yes,40,20,No,-44,Yes,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,No obstacle,Yes,100,0,-44,0,No,-44,Yes,80,0,0,0,20,0,0,0,0,0,0,0,0,-44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, ,Yes,Line of credit,2013,1000000,12,12,Private commercial banks,No,-44,-44,-44,-44,-44,-44,-44,Yes,1,0,-44,-44,150000000,140000000,100000000,20000000,0,0,14000000,400000,2000000,300000,300000,20000000,1000000,50000000,2500000,80000000,200000000,100000000,Minor obstacle,Major obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Electricity,Access to land for expansion / relocation,Access to finance,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,"General management, Business development and Strategies supp",-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,Yes,No,Yes,Yes,No,Yes,Yes,No,No,Truthful,Are estimates computed with some precision, 1401400382,1400382,Guyana,Guyana,Retail,382,No,-44,-44,-44,-44,Partnership (including limited liability companies),-44,50,100,0,0,0,Equally men and women,Yes,Yes,50,Delegates decisions to other partners,22,0,All women,Female,Female,Female,1991,Yes,Yes,1992,30,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,6,12,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,1,Yes,Yes,No,0,-44,-44,100,0,-44,50,0,50,75,Individuals,100,0,0,Air Line Tickets,75,National,2,Remained the same,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,100,0,-44,-44,Yes,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,Yes,No,No,Yes,Yes,Yes,No,-44,Important,Important,Not important,Important,Not important,Important,Not important,Yes,100,No,0,No,0,No,No,0,0,Yes,No,No,No,No obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,-44,Strongly agree,Tend to disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,-44,960000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,200000,Yes,Yes,Yes,No,Yes,No,-44,-44,No,-44,-44,No,Yes,No,0,Yes,8,No,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,14,2,3,6,2,0,0,4,2,0,0,0,4,0,0,4,0,0,0,0,0,-44,-44,-44,-44,-44,0,2,1800000,2,1800000,2,1820000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,2,780000,3,780000,2,800000,6,1200000,5,1200000,2,1280000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,Not applicable,-44,Completed secondary,Completed secondary,-44,-44,-44,-44,Completed secondary,Completed secondary,Completed secondary,Completed secondary,-44,-44,-44,-44,-44,-44,-44,-44,Very important,Very important,Important,Not important,Important,Slightly important,Not important,Not important,Important,Important,Not important,Not important,Not important,Not important,Important,Important,Important,Important,Important,Important,Very important,Very important,Important,Important,Important,Important,Important,Important,Important,Important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Important,Very important,Very important,Very important,Very important,Not important,Not important,Not important,Not important,Slightly important,Slightly important,Important,Important,Important,Important,Important,Important,Important,Important,Slightly important,Slightly important,Difficult,Difficult,Difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Not difficult,Not difficult,Not difficult,0,-44,Not difficult,Not difficult,Not difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Not important,Very important,Very important,Not important,Very important,Very important,Very important,Very important,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Major obstacle,Major obstacle,No obstacle,No obstacle,Major obstacle,No obstacle,No obstacle,No obstacle,Through family/friends,-44,No,-44,-44,-44,-44,Yes,100,0,No,-44,No,-44,-44,-44,-44,-44,-44,Yes,0,100,-44,0,Yes,14,Yes,100,0,0,0,0,0,0,0,0,0,0,0,0,-44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, ,Yes,Loan,2012,3000000,14,36,Private commercial banks,Yes,No,Yes,No,No,No,-44,100,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,Very severe obstacle,Very severe obstacle,Very severe obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,No obstacle,No obstacle,Major obstacle,No obstacle,No obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Yes,Yes,No,Yes,No,"Crime, theft and disorder",Corruption,Macroeconomic environment,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Marketing and Operations support,-44,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,No,-44,-44,Yes,No,Yes,No,-44,-44,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,No,-44,-44,Truthful,Are estimates computed with some precision, 1401409001,1409001,Guyana,Guyana,Retail,9001,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,100,0,0,0,All women,Yes,Not applicable,Not applicable,Makes major strategic and fiancial decisions,25,0,All women,Female,Female,Female,1986,No,Yes,1989,30,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,12,24,0,-44,No,-44,-44,-44,-44,Yes,10,24,0,-44,No,-44,-44,-44,-44,Yes,5,Yes,Yes,Yes,80,30,40,20,0,-44,50,0,50,0,Individuals,0,100,0,Accessories,70,International,30,Increased,Increased,None,10,90,10,2012,FRENCH GUYANA,50,UNITED STATES OF AMERICA,50,5,0,0,80,20,No,-44,Yes,Yes,Yes,Yes,Yes,Yes,-44,-44,-44,-44,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,Yes,Yes,No,Yes,Yes,Yes,No,-44,Very Important,Very Important,Important,Important,Very Important,Very Important,Not important,Yes,50,Yes,50,No,0,No,Yes,10000000,50,Yes,Yes,Yes,Yes,Major obstacle,No obstacle,Very severe obstacle,Moderate obstacle,No obstacle,Major obstacle,Very severe obstacle,Major obstacle,Major obstacle,Major obstacle,No obstacle,Very severe obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Very severe obstacle,human capacity,Tend to agree,Tend to disagree,Tend to disagree,Tend to agree,Yes,No,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,0,200000,Yes,Yes,Yes,No,No,No,-44,-44,No,-44,-44,Yes,Yes,No,2.5,Yes,2,No,Yes,0,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,1,1,1,0,0,0,1,0,0,0,4,0,0,0,4,0,0,0,2,7,-44,-44,-44,7,0,1,1800000,1,1800000,1,1800000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,4,2500000,4,2500000,4,2500000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,Not applicable,-44,Started but did not complete college/vocational training,Started but did not complete college/vocational training,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Did not complete primary school,Did not complete primary school,-44,-44,-44,-44,Very important,Very important,Critical,Critical,Very important,Very important,Critical,Critical,Very important,Very important,Very important,Very important,Not important,Not important,Critical,Critical,Very important,Very important,Critical,Critical,Critical,Critical,Slightly important,Slightly important,Critical,Critical,Very important,Very important,Very important,Very important,Critical,Critical,Critical,Critical,Critical,Slightly important,Critical,Important,Critical,Slightly important,Critical,Very important,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Slightly important,Critical,Slightly important,Critical,Slightly important,Critical,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Very important,Very important,Critical,Critical,Critical,Critical,Critical,Critical,Not important,Not important,Not important,Not important,Not difficult,Not difficult,Not difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Very difficult,Very difficult,Not difficult,2,52,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Critical,Critical,Critical,Critical,Important,Critical,Not important,Not important,Very severe obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,Public placement office,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The benefits of training are small than the costs,No,-44,-44,-44,-44,-44,-44,No,100,0,-44,0,No,-44,No,100,0,0,0,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,4000000,12000000,8000000,400000,200000,500000,250000,500000,12000,0,120000,0,0,3000000,3120000,60000000,20000000,800000,Major obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,No,Yes,Yes,No,Yes,Yes,No,Very severe obstacle,Very severe obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,No obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Yes,Yes,No,Yes,Yes,Access to finance,Corruption,Practices of competitors in the informal sector,Very severe obstacle,Yes,Yes,No,No,No,No,Yes,-44,-44,-44,-44,-44,-44,-44,-44,No,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,No,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,No,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,No,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,No,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,No,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,No,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,Yes,-44,-44,No,International organization,-44,"General management, Business development and Strategies supp",-44,No,-44,-44,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Truthful,Are estimates computed with some precision, 1401409002,1409002,Guyana,Guyana,Garments,9002,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,100,0,0,0,All women,Yes,Not applicable,Not applicable,Makes major strategic and fiancial decisions,4,8,All women,Female,Female,Female,2009,No,No,-44,5,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,5,1,1,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,2,No,No,Yes,100,80,40,0,0,-44,0,98,2,0,Individuals,0,100,0,Acrylic Nails,80,Local,15,Increased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,10,90,No,-44,Yes,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,Yes,No,Yes,Yes,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,No obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,-44,Strongly disagree,Strongly disagree,Strongly disagree,Strongly disagree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,1,1,1,0,0,0,1,0,0,0,2,0,0,2,0,0,0,0,2,6,-44,-44,6,-44,2,1,600000,1,600000,1,600000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,2,500000,2,500000,2,500000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,Not applicable,-44,Completed secondary,Completed secondary,-44,-44,-44,-44,-44,-44,Started but did not complete secondary,Completed secondary,-44,-44,-44,-44,-44,-44,-44,-44,Important,Not important,Very important,Important,Not important,Not important,Not important,Not important,Important,Important,Very important,Very important,Not important,Not important,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Slightly important,Slightly important,Critical,Critical,Critical,Critical,Critical,Important,Critical,Important,Critical,Very important,Very important,Not important,Critical,Not important,Critical,Critical,Critical,Critical,Very important,Very important,Very important,Important,Critical,Critical,Important,Not important,Not important,Not important,Not important,Not important,Important,Slightly important,Important,Slightly important,Not important,Not important,Not important,Not important,Critical,Important,Critical,Critical,Critical,Slightly important,Not important,Not important,Not important,Not important,Not important,Not important,Not difficult,Not difficult,Not difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Almost impossible,Difficult,Difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Important,Very important,Very important,Important,Slightly important,Very important,Very important,Not important,Very severe obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Minor obstacle,No obstacle,Through family/friends,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm cannot afford the optimal level of training,No,-44,-44,-44,-44,-44,-44,No,0,100,-44,0,No,-44,Yes,100,0,0,0,0,0,0,0,0,0,0,0,0,-44,60,40,0,0,0,0,0,0,0,0,0,0,0,0,0, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,Application procedures for loans or line of credit are compl,6000000,8000000,4000000,840000,100000,290000,10000,0,0,30000,100000,20000,0,200000,0,300000,100000000,250000,Minor obstacle,Very severe obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Very severe obstacle,Major obstacle,Very severe obstacle,Major obstacle,Major obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Yes,Yes,No,Yes,No,Practices of competitors in the informal sector,Political environment,Tax Rates,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,Community based organization,-44,"General management, Business development and Strategies supp",-44,No,-44,-44,Yes,No,Yes,Yes,No,Yes,No,-44,-44,No,-44,-44,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Truthful,Are estimates computed with some precision, 1401409003,1409003,Guyana,Guyana,Retail,9003,No,-44,-44,-44,-44,Limited partnership,-44,50,100,0,0,0,Equally men and women,Yes,No,50,Delegates decisions to other partners,2,10,All men,Male,Male,Male,2011,No,Yes,2011,15,No,-44,-44,No,-44,-44,Yes,30,Yes,No,-44,-44,Yes,15,1,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,No,No,Yes,0,-44,-44,100,0,-44,0,90,10,0,Individuals,90,0,10,Acrylic Powder and Liquid,60,Local,5,Increased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,5,95,Yes,2,Yes,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,No,No,Yes,No,Yes,No,No,No,-44,Not important,Very Important,Very Important,Not important,Not important,Not important,Not important,Yes,100,No,0,No,0,No,No,200000,15,Yes,No,Yes,Yes,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,-44,Strongly disagree,Strongly disagree,Strongly disagree,Strongly disagree,No,-44,-44,-44,-44,-44,No,-44,-44,Yes,-44,80000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,Outside working hours,Other,Other company property,80000,Other,No,No,Don't have the time; inconvenient,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,2,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,1,1,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,1,600000,1,600000,1,60000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,Not applicable,-44,Completed secondary,Completed secondary,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Slightly important,Important,Not important,Very important,Slightly important,Very important,Not important,Very important,Slightly important,Important,Not important,Very important,Not important,Not important,Important,Important,Very important,Very important,Very important,Very important,Very important,Very important,Important,Very important,Very important,Important,Very important,Very important,Not important,Not important,Critical,Critical,Very important,Very important,Not important,Not important,Very important,Very important,Very important,Very important,Important,Important,Very important,Very important,Critical,Critical,Critical,Critical,Very important,Very important,Very important,Very important,Slightly important,Slightly important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Very important,Very important,Very important,Critical,Critical,Important,Important,Important,Important,Slightly important,Slightly important,Not important,Not important,Not difficult,Not difficult,Not difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Slightly important,Not important,Critical,Important,Slightly important,Critical,Critical,Not important,Very severe obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,Through family/friends,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm does not have enough information about training pro,No,-44,-44,-44,-44,-44,-44,No,0,100,-44,0,No,-44,No,100,0,0,0,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,Application procedures for loans or line of credit are compl,2000000,3000000,500000,600000,0,300000,20000,0,0,40000,30000,0,0,5000000,0,10000000,50000000,2000000,No obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Very severe obstacle,No obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Yes,Yes,No,Yes,No,Political environment,Customs and Trade Regulations,Tax Rates,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Financial magement and tax and customs administration,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Truthful,Are estimates computed with some precision, 1401409004,1409004,Guyana,Guyana,Wholesale,9004,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,2009,No,No,-44,26,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,4,2,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,No,No,Yes,0,-44,-44,100,0,-44,0,0,100,0,Individuals,0,0,100,Rice,100,Local,100,Decreased,Decreased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,100,0,-44,-44,Yes,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,Yes,Yes,Yes,Yes,No obstacle,No obstacle,Moderate obstacle,No obstacle,No obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,-44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,9000,No,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,No,0,Yes,1,No,No,-44,2,-44,No,-44,-44,No,-44,-44,No,-44,-44,1,1,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,1,840000,1,840000,1,840000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,Not applicable,-44,Completed secondary,Completed secondary,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Very important,Not applicable,Very important,Not applicable,Important,Not applicable,Important,Not applicable,Very important,Not applicable,Important,Not applicable,Not important,Not applicable,Very important,Not applicable,Very important,Not applicable,Very important,Not applicable,Critical,Not applicable,Very important,Not applicable,Critical,Not applicable,Very important,Not applicable,Very important,Not important,Very important,Not applicable,Very important,Not applicable,Critical,Not applicable,Critical,Not applicable,Critical,Not applicable,Very important,Not applicable,Critical,Not applicable,Critical,Not applicable,Critical,Not applicable,Critical,Not applicable,Critical,Not applicable,Very important,Not applicable,Very important,Not applicable,Important,Not applicable,Important,Not applicable,Important,Not applicable,Important,Not applicable,Important,Not applicable,Very important,Not applicable,Very important,Not applicable,Critical,Not applicable,Very important,Not applicable,Important,Not applicable,Very important,Not applicable,Important,Not applicable,Not difficult,Not difficult,Not difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Very important,Very important,Critical,Critical,Very important,Very important,Critical,Not important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,No obstacle,No obstacle,other (specify),Walked in,No,-44,-44,-44,-44,No,-44,-44,-44,Other,No,-44,-44,-44,-44,-44,-44,Yes,0,100,-44,0,No,-44,No,100,0,0,0,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,3000000,2800000,1500000,840000,0,0,0,0,0,0,72000,0,0,4500000,30000000,4000000,30000000,8000000,Very severe obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,No obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Yes,Yes,Yes,No,No,Practices of competitors in the informal sector,"Crime, theft and disorder",Corruption,Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Marketing and Operations support,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 1401409005,1409005,Guyana,Guyana,Retail,9005,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,2011,No,Yes,2011,8,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,1,5,-44,Yes,2,1,10,-44,Yes,1,1,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0,-44,5,70,25,0,Large private firms (more than 100 employees),0,70,30,Cell Phone Credit Transactions,45,Local,99,Decreased,Decreased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,75,25,Yes,3,No,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,No,Yes,No,Yes,Yes,Yes,Yes,"advertising, promotions",Very Important,Very Important,Very Important,Very Important,Not important,Very Important,Not important,Yes,50,Yes,50,No,0,No,No,500000,25,Yes,Yes,Yes,Yes,No obstacle,No obstacle,Major obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,No obstacle,No obstacle,-44,Strongly disagree,Strongly disagree,Strongly disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,107000,160000,Yes,Yes,No,No,Yes,No,-44,-44,No,-44,-44,No,Yes,No,20,No,-44,-44,Yes,4,4,-44,No,-44,-44,No,-44,-44,Yes,21,1,1,2,1,0,0,1,0,0,0,1,1,0,0,0,1,0,0,0,1,5,-44,-44,-44,5,1,1,960000,1,960000,1,960000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,2,600000,2,600000,2,720000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,Not applicable,-44,Completed secondary,Started but did not complete college/vocational training,-44,-44,-44,-44,-44,-44,Started but did not complete secondary,Completed secondary,-44,-44,-44,-44,-44,-44,-44,-44,Very important,Important,Critical,Very important,Very important,Very important,Not important,Not important,Important,Important,Important,Important,Not important,Not important,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Very important,Very important,Critical,Critical,Very important,Very important,Not important,Not important,Critical,Critical,Very important,Very important,Critical,Critical,Critical,Very important,Critical,Critical,Critical,Very important,Critical,Important,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Critical,Very important,Not important,Not important,Not important,Not important,Very important,Very important,Important,Important,Very important,Very important,Important,Important,Not important,Not important,Important,Important,Not important,Not important,Not difficult,Difficult,Not difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Very difficult,Very difficult,Not difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Not important,Slightly important,Very important,Not important,Not important,Not important,Not important,Slightly important,Very severe obstacle,Minor obstacle,No obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Through family/friends,-44,Yes to both,Yes,1,Yes,1,No,-44,-44,-44,Other,No,-44,-44,-44,-44,-44,-44,No,0,100,-44,0,No,-44,Yes,35,65,0,0,0,0,0,0,0,0,0,0,0,-44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, ,Yes,Line of credit,2012,1300000,15,24,Private commercial banks,Yes,No,No,No,Yes,No,-44,100,Yes,2,0,-44,-44,13500000,15400000,10600000,300000,120000,420000,0,261500,0,0,96000,1500000,0,3600000,0,4500000,15000000,6000000,Very severe obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Yes,Yes,Yes,No,No,No,No,Very severe obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Yes,Yes,No,Yes,No,Political environment,Tax Rates,"Crime, theft and disorder",Moderate obstacle,Yes,Yes,Yes,Yes,Yes,Yes,No,Yes,Moderated impact,Yes,Moderated impact,Yes,Do not know,Yes,Do not know,No,Do not know,Yes,Moderated impact,Yes,Moderated impact,Yes,Do not know,Yes,Do not know,No,Do not know,Yes,Moderated impact,Yes,Moderated impact,Yes,Do not know,Yes,Do not know,No,Do not know,Yes,Moderated impact,Yes,Moderated impact,Yes,Do not know,Yes,Do not know,No,Do not know,Yes,Moderated impact,Yes,Moderated impact,Yes,Do not know,Yes,Do not know,No,Do not know,Yes,Moderated impact,Yes,Moderated impact,Yes,Do not know,Yes,Do not know,No,Do not know,Yes,Moderated impact,Yes,Moderated impact,Yes,Do not know,Yes,Do not know,No,Do not know,Yes,Moderated impact,Yes,Moderated impact,Yes,Do not know,Yes,Do not know,No,Do not know,Yes,-44,-44,Yes,NGO,-44,Marketing and Operations support,-44,No,-44,-44,Yes,No,Yes,Yes,No,Yes,No,-44,-44,No,-44,-44,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,No,-44,-44,No,-44,-44,Yes,No,Yes,Truthful,Are taken directly from the establishment's records, 1401409006,1409006,Guyana,Guyana,Retail,9006,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,100,0,0,0,All women,Yes,Not applicable,Not applicable,Makes major strategic and fiancial decisions,2,4,All women,Female,Female,Female,2011,No,Yes,2011,20,Yes,30,No,No,-44,-44,Yes,60,No,No,-44,-44,Yes,3,1,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,No,No,Yes,0,-44,-44,100,0,-44,0,25,75,0,Individuals,0,25,75,Clothing,70,Local,100,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,50,50,Yes,14,Yes,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,Yes,No,No obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,No obstacle,-44,Tend to disagree,Strongly disagree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,-44,80000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,No,No,No,No,-44,-44,No,-44,-44,No,Yes,No,2,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,3,2,1,0,0,1,1,0,0,0,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,1,840000,1,840000,1,880000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,1,600000,1,600000,1,630000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,Not applicable,-44,Completed secondary,Completed secondary,-44,-44,-44,-44,-44,-44,Completed secondary,Completed secondary,-44,-44,-44,-44,-44,-44,-44,-44,Important,Important,Very important,Slightly important,Important,Important,Not important,Not important,Slightly important,Not important,Slightly important,Not important,Not important,Not important,Very important,Important,Very important,Important,Very important,Important,Very important,Important,Very important,Important,Very important,Important,Very important,Important,Important,Slightly important,Very important,Very important,Very important,Important,Very important,Important,Very important,Important,Important,Slightly important,Important,Slightly important,Very important,Slightly important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Important,Important,Important,Important,Important,Not important,Not important,Important,Important,Very important,Important,Slightly important,Not important,Not important,Not important,Slightly important,Not important,Important,Slightly important,Very important,Important,Important,Slightly important,Slightly important,Not important,Important,Important,Slightly important,Slightly important,Very difficult,Very difficult,Very difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Difficult,Difficult,Difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Important,Slightly important,Do not know,Do not know,Important,Important,Slightly important,Not important,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Through family/friends,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The benefits of training are small than the costs,No,-44,-44,-44,-44,-44,-44,No,0,100,-44,0,No,-44,No,25,40,0,0,20,15,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,Yes,Loan,2011,10000000,11,60,Private commercial banks,No,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,300000,14000000,3000000,1440000,0,3000000,140000,0,0,0,72000,0,0,150000,0,180000,18000000,180000,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Access to finance,Cost of finance,Customs and Trade Regulations,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed,-44,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Yes,No,Yes,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 1401409007,1409007,Guyana,Guyana,Information technology,9007,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,2010,No,Yes,2010,6,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,12,1,0,-44,No,-44,-44,-44,-44,Yes,1,10,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0,-44,0,90,10,0,Individuals,0,100,0,Computer rapairs,60,Local,100,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,100,0,-44,-44,Yes,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Moderate obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,-44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,Yes,No,No,No,No,-44,-44,No,-44,-44,No,No,No,0,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,1,2,1,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,1,700000,1,700000,1,700000,0,-44,0,-44,0,-44,1,600000,1,600000,1,600000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,Not applicable,-44,Completed secondary,Completed secondary,-44,-44,Completed secondary,Completed secondary,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Important,Important,Slightly important,Slightly important,Important,Important,Slightly important,Slightly important,Not important,Not important,Not important,Not important,Slightly important,Slightly important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Slightly important,Slightly important,Important,Important,Important,Important,Very important,Important,Important,Important,Important,Important,Critical,Critical,Important,Slightly important,Important,Important,Important,Important,Important,Important,Important,Slightly important,Slightly important,Not important,Slightly important,Not important,Not important,Not important,Slightly important,Slightly important,Important,Important,Important,Slightly important,Not important,Not important,Not important,Not important,Important,Slightly important,Critical,Very important,Important,Important,Slightly important,Slightly important,Important,Important,Slightly important,Slightly important,Difficult,Difficult,Difficult,0,-44,-44,-44,-44,-44,-44,Slightly difficult,Slightly difficult,Slightly difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Important,Slightly important,Slightly important,Slightly important,Important,Slightly important,Slightly important,Not important,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Through family/friends,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The benefits of training are small than the costs,No,-44,-44,-44,-44,-44,-44,No,100,0,-44,0,No,-44,Yes,100,0,0,0,0,0,0,0,0,0,0,0,0,-44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,Did not think it would be approved,1680000,1920000,0,1300000,0,0,72000,0,0,0,120000,2200000,0,7000000,442000,7500000,680000,8000000,Major obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Electricity,Access to finance,Telecommunications,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,International organization,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 1401409008,1409008,Guyana,Guyana,Retail,9008,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded,-44,100,100,0,0,0,All women,Yes,Not applicable,Not applicable,Makes major strategic and fiancial decisions,1,7,All women,Female,Female,Female,2012,Yes,Yes,2013,13,No,-44,-44,No,-44,-44,Yes,10,No,No,-44,-44,Yes,5,4,0,-44,No,-44,-44,-44,-44,Yes,5,3,0,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0,-44,40,60,0,0,Medium private firms (20-100 employees),4,87,9,Consulting,75,Local,85,Increased,Remained the same,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,100,0,-44,-44,No,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,No,No,Yes,No,Yes,Yes,Yes,No,-44,Very Important,Very Important,Very Important,Very Important,Not important,Slightly important,Not important,Yes,100,No,0,No,0,No,No,0,0,Yes,Yes,Yes,Yes,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,-44,Tend to agree,Tend to agree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,Yes,No,No,No,-44,-44,No,-44,-44,No,No,No,5,Yes,1,No,Yes,0,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,2,2,1,0,1,0,1,0,1,0,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,1,2500000,1,2500000,1,2500000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,1,500000,1,500000,1,500000,0,-44,-77,-44,0,-44,0,-44,-77,-44,0,-44,0,-44,-77,-44,0,-44,0,-44,-77,-44,0,-44,0,-44,-77,-44,0,-44,Not applicable,-44,Post graduated,Post graduated,-44,-44,-44,-44,Completed secondary,Completed secondary,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Important,Important,Critical,Critical,Important,Important,Important,Important,Important,Important,Very important,Very important,Not important,Not important,Very important,Critical,Important,Critical,Very important,Critical,Very important,Critical,Very important,Critical,Very important,Critical,Very important,Critical,Very important,Critical,Very important,Critical,Very important,Critical,Very important,Critical,Very important,Critical,Very important,Critical,Very important,Critical,Very important,Critical,Very important,Critical,Very important,Critical,Very important,Critical,Very important,Critical,Very important,Critical,Very important,Critical,Very important,Critical,Very important,Critical,Critical,Critical,Not important,Not important,Not important,Not important,Very important,Very important,Very important,Very important,Very important,Very important,Critical,Critical,Not important,Not important,Important,Important,Not important,Not important,Difficult,Difficult,Difficult,0,4,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Difficult,Not difficult,Not difficult,0,2,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Not important,Slightly important,Slightly important,Very important,Important,Not important,Not important,Not important,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Public announcement/advertisement,-44,No,-44,-44,-44,-44,Yes,100,0,No,-44,No,-44,-44,-44,-44,-44,-44,Yes,0,100,-44,0,No,-44,No,50,50,0,0,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,Yes,Loan,2013,-99,14,24,Private commercial banks,Yes,No,No,No,Yes,No,-44,100,Yes,1,0,-44,-44,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,240000,0,0,1000000,0,1200000,0,1200000,No obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,Very severe obstacle,Very severe obstacle,No obstacle,Very severe obstacle,Yes,Yes,No,No,Yes,Corruption,Practices of competitors in the informal sector,Political environment,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Marketing and Operations support,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,No,-44,-44,Yes,No,Yes,Truthful,Are estimates computed with some precision, 1401409009,1409009,Guyana,Guyana,Information technology,9009,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,100,0,0,0,All women,Yes,Not applicable,Not applicable,Makes major strategic and fiancial decisions,5,0,All women,Female,Female,Female,2008,No,Yes,2008,3,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,1,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0,-44,70,30,0,0,Individuals,100,0,0,Eletronics,85,Local,100,Increased,Increased,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,0,100,Yes,14,No,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,No,No,No,Yes,No,Yes,Yes,"posters, business cards, pens",Important,Important,,Slightly important,Slightly important,Not important,Not important,Yes,100,No,0,No,0,No,No,100000,25,No,No,No,No,No obstacle,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,-44,Strongly disagree,Strongly disagree,Tend to agree,Tend to disagree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,Yes,Yes,No,No,No,-44,-44,No,-44,-44,Yes,Yes,No,0,No,-44,-44,No,-44,-44,250000,No,-44,-44,No,-44,-44,No,-44,-44,1,2,1,0,0,1,1,0,0,1,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,1,720000,1,720000,1,720000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,1,420000,1,420000,1,420000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,Not applicable,-44,University graduate,University graduate,-44,-44,-44,-44,-44,-44,Completed secondary,Completed secondary,-44,-44,-44,-44,-44,-44,-44,-44,Very important,Important,Slightly important,Not important,Slightly important,Slightly important,Not important,Not important,Slightly important,Not important,Slightly important,Not important,Slightly important,Slightly important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Slightly important,Slightly important,Critical,Very important,Critical,Critical,Critical,Important,Critical,Important,Very important,Important,Very important,Important,Very important,Slightly important,Critical,Very important,Critical,Important,Very important,Important,Very important,Slightly important,Important,Slightly important,Important,Slightly important,Not important,Not important,Slightly important,Slightly important,Very important,Important,Important,Slightly important,Not important,Not important,Slightly important,Not important,Very important,Slightly important,Very important,Slightly important,Slightly important,Not important,Not important,Not important,Important,Important,Important,Slightly important,Very difficult,Very difficult,Very difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Slightly difficult,Slightly difficult,Slightly difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Important,Important,Slightly important,Slightly important,Important,Important,Slightly important,Not important,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Through family/friends,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm is affraid of investing in workers that after the t,No,-44,-44,-44,-44,-44,-44,No,0,100,-44,0,No,-44,No,80,0,0,0,0,20,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,2500000,3000000,1600000,420000,0,420000,0,0,0,0,120000,0,0,0,0,250000,0,300000,Major obstacle,Major obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,No obstacle,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Electricity,Telecommunications,Access to finance,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,Other,Any one,Marketing and Operations support,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 1401409010,1409010,Guyana,Guyana,Retail,9010,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded,-44,50,100,0,0,0,Equally men and women,No,Yes,50,Makes decisions in consultation with other partners,4,0,Equally men and women,Male,Male,Male,2010,No,No,-44,5,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,No,No,Yes,0,-44,-44,100,0,-44,0,90,10,0,Individuals,0,100,0,Flour,25,Local,0,Remained the same,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,100,0,-44,-44,Yes,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,Yes,Yes,Yes,Yes,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Moderate obstacle,Minor obstacle,No obstacle,-44,Strongly disagree,Strongly disagree,Strongly disagree,Strongly disagree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,No,0,No,-44,-44,No,-44,4,-44,No,-44,-44,No,-44,-44,No,-44,-44,2,2,2,0,0,0,1,0,0,0,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,2,600000,2,600000,2,600000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,Not applicable,-44,Did not complete primary school,Did not complete primary school,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Important,Important,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Not important,Not important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not difficult,Not difficult,Not difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Not important,Slightly important,Not important,Slightly important,Slightly important,Slightly important,Not important,Not important,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Through family/friends,-44,No,-44,-44,-44,-44,No,-44,-44,-44,6,No,-44,-44,-44,-44,-44,-44,No,100,0,-44,0,No,-44,No,100,0,0,0,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,1000000,1300000,1200000,600000,0,0,24000,0,20000,0,33000,0,0,1200000,3000000,2000000,6000000,1400000,No obstacle,Moderate obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,Electricity,"Crime, theft and disorder",Business Licensing and Permits,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed,-44,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Not truthful,Are arbitrary and unreliable numbers, 1401409011,1409011,Guyana,Guyana,Retail,9011,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,100,0,0,0,All women,Yes,Not applicable,Not applicable,Makes major strategic and fiancial decisions,25,4,All women,Female,Female,Female,1942,No,Yes,1942,2,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,8,2,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,No,No,No,0,-44,-44,100,0,-44,0,100,0,0,Individuals,0,100,0,Groceries,100,Local,1,Decreased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,100,0,-44,-44,No,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,-44,Tend to disagree,Tend to disagree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,No,No,No,0,Yes,1,Yes,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,2,2,1,0,1,0,1,0,0,0,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,1,1080000,1,1080000,1,1080000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,1,480000,1,480000,1,480000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,Not applicable,-44,Completed secondary,Completed secondary,-44,-44,-44,-44,-44,-44,Completed secondary,Completed secondary,-44,-44,-44,-44,-44,-44,-44,-44,Important,Slightly important,Important,Slightly important,Important,Slightly important,Important,Slightly important,Important,Slightly important,Important,Slightly important,Important,Slightly important,Very important,Important,Very important,Important,Very important,Slightly important,Slightly important,Important,Very important,Not important,Very important,Important,Slightly important,Not important,Slightly important,Not important,Important,Not important,Important,Not important,Important,Not important,Important,Important,Important,Important,Important,Not important,Important,Not important,Important,Important,Important,Important,Important,Important,Important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Important,Important,Important,Important,Not important,Not important,Slightly important,Not important,Slightly important,Not important,Important,Important,Slightly important,Slightly important,Not important,Not important,Important,Important,Not important,Not important,Not difficult,Not difficult,Not difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Not difficult,Not difficult,Not difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,No obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,No obstacle,Moderate obstacle,No obstacle,Minor obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,Through family/friends,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The benefits of training are small than the costs,No,-44,-44,-44,-44,-44,-44,No,100,0,-44,0,No,-44,No,100,0,0,0,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,3800000,4000000,2000000,700000,0,0,240000,0,16000,240000,0,0,0,1000000,480000,1000000,500000,0,Minor obstacle,Major obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Major obstacle,No obstacle,No obstacle,Minor obstacle,Major obstacle,Major obstacle,No obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Electricity,Tax Rates,Tax administration,Moderate obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not aware of this type of assistance and don't know it advan,-44,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,No,Truthful,Are estimates computed with some precision, 1401409012,1409012,Guyana,Guyana,Retail,9012,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,100,0,0,0,All women,Yes,Not applicable,Not applicable,Makes major strategic and fiancial decisions,8,6,All women,Female,Female,Female,2005,No,Yes,2005,20,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,5,1,5,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,No,No,Yes,0,-44,-44,100,0,-44,0,100,0,0,Individuals,0,100,0,Hair Treatment,60,Local,90,Increased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,75,25,No,-44,Yes,Yes,Yes,No,Yes,Yes,-44,-44,-44,-44,Yes,No,No,No,No,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, ,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Yes,100,No,0,No,0,No,No,100000,0,No,No,Yes,No,Major obstacle,Minor obstacle,Major obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,-44,Tend to agree,Strongly disagree,Strongly disagree,Tend to disagree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,Yes,No,No,No,No,-44,-44,No,-44,-44,No,Yes,No,0,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,3,2,1,0,0,1,1,0,0,1,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,1,720000,1,720000,1,720000,0,-44,0,-44,0,-44,1,480000,1,480000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,Not applicable,-44,Completed college/vocational training,Completed college/vocational training,-44,-44,Completed college/vocational training,Completed college/vocational training,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Not applicable,Very important,Not applicable,Very important,Not applicable,Important,Not applicable,Very important,Not applicable,Very important,Not applicable,Very important,Not applicable,Not important,Not applicable,Very important,Not applicable,Very important,Not applicable,Very important,Not applicable,Very important,Not applicable,Very important,Not applicable,Very important,Not applicable,Very important,Not important,Not important,Not applicable,Very important,Not applicable,Very important,Not applicable,Very important,Not applicable,Very important,Not applicable,Important,Not applicable,Very important,Not applicable,Very important,Not applicable,Critical,Not applicable,Very important,Not applicable,Very important,Not applicable,Very important,Not applicable,Very important,Not applicable,Slightly important,Not applicable,Slightly important,Not important,Not applicable,Not applicable,Very important,Not applicable,Important,Not applicable,Important,Not applicable,Important,Not applicable,Important,Not applicable,Very important,Not applicable,Very important,Not applicable,Not important,Not applicable,Very important,Not important,Not important,Not difficult,Not difficult,Not difficult,0,90,-44,-44,-44,-44,-44,Almost impossible,Almost impossible,Almost impossible,0,30,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Not important,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,No obstacle,No obstacle,Not applicable,Not applicable,Through family/friends,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm cannot afford the optimal level of training,No,-44,-44,-44,-44,-44,-44,No,100,0,-44,0,No,-44,No,100,0,0,0,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,Yes,Loan,2013,360000,29,14,"Non-Bank financial institutions (microfinance institutions,",Yes,No,Yes,No,No,No,-44,30,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,1800000,10000000,3000000,1400000,100000,0,180000,0,30000,18000,60000,0,0,250000,420000,300000,0,500000,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Minor obstacle,No obstacle,No obstacle,Moderate obstacle,No obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Yes,Yes,No,No,No,"Crime, theft and disorder",Political environment,Tax Rates,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,Private independent fund,-44,"General management, Business development and Strategies supp",-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,Yes,Yes,No,Yes,No,-44,-44,Yes,No,Yes,Yes,No,Yes,Somewhat truthful,Are estimates computed with some precision, 1401409013,1409013,Guyana,Guyana,Information technology,9013,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,2005,No,Yes,2005,10,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,5,1,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0,-44,10,0,90,0,Government or government agencies (including state-owned ent,0,100,0,IT Consultancy,90,Local,5,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,85,15,Yes,14,Yes,Yes,Yes,Yes,Yes,Yes,-44,-44,-44,-44,No,Yes,No,Yes,No,-44,-44,-44,-44,Yes,No,Yes,Yes,Yes,Yes,No,No,No,-44,Important,Very Important,Very Important,Very Important,Very Important,Important,Not important,Yes,100,No,0,No,0,No,No,600000,40,Yes,Yes,Yes,Yes,No obstacle,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,-44,Strongly disagree,Strongly disagree,Strongly disagree,Strongly disagree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,Yes,No,No,No,No,-44,-44,No,-44,-44,No,No,No,8,No,-44,-44,Yes,10,10,-44,No,-44,-44,No,-44,-44,No,-44,-44,1,2,1,0,0,1,0,0,0,0,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,1,1200000,1,1200000,1,1500000,0,-44,0,-44,0,-44,1,960000,1,900000,2,1200000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,Not applicable,-44,Completed college/vocational training,Completed college/vocational training,-44,-44,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Important,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Slightly important,Not important,Not important,Not important,Important,Important,Important,Important,Not important,Not important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Not important,Not important,Not applicable,Not applicable,Not applicable,0,-44,-44,-44,-44,-44,-44,Difficult,Difficult,Difficult,1,3,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Do not know,Do not know,Do not know,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Through family/friends,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm cannot afford the optimal level of training,No,-44,-44,-44,-44,-44,-44,Yes,0,100,-44,0,No,-44,No,100,0,0,0,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,Interest rates are not favorable,1000000,2000000,800000,900000,0,400000,250000,100000,0,0,80000,0,0,4000000,0,6000000,10000000,6000000,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Very severe obstacle,Major obstacle,Very severe obstacle,No obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Tax Rates,Access to finance,Corruption,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,"General management, Business development and Strategies supp",-44,No,-44,-44,Yes,No,Yes,Yes,No,Yes,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,Yes,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 1401409014,1409014,Guyana,Guyana,Retail,9014,Yes,4,Establishment physically separated from HQ and other establi,Yes,4,Shareholding company with non-traded shares or shares traded,-44,33,100,0,0,0,Equally men and women,No,No,33,Makes major strategic and fiancial decisions,6,5,All men,Male,Male,Male,1992,Yes,Yes,1992,22,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,1,2,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,10,Yes,Yes,Yes,0,-44,-44,100,0,-44,0,50,50,0,Large private firms (more than 100 employees),100,0,0,spices,100,Local,85,Remained the same,Increased,None,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,100,0,-44,-44,No,No,No,Yes,Yes,Yes,-44,-44,-44,-44,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,No,Yes,Yes,Yes,Yes,"advertising, promotions",Very Important,Very Important,Very Important,Very Important,Not important,Very Important,Important,Yes,100,No,0,No,0,No,Yes,520000,30,Yes,Yes,Yes,Yes,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Very severe obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,-44,Strongly disagree,Strongly disagree,Strongly disagree,Strongly disagree,No,-44,-44,-44,-44,-44,Yes,-44,1000000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,Yes,Yes,Yes,No,-44,-44,No,-44,-44,No,Yes,No,7.5,Yes,1,No,No,-44,10,-44,Yes,100,No,No,-44,-44,Yes,7,1,3,2,1,0,0,1,0,0,0,1,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,1,3600000,1,3600000,1,3600000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,1,780000,1,780000,2,780000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,Not applicable,-44,Completed secondary,Completed secondary,-44,-44,-44,-44,-44,-44,Completed secondary,Completed secondary,-44,-44,-44,-44,-44,-44,-44,-44,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Important,Important,Not important,Not important,Not important,Not important,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Important,Important,Critical,Critical,Critical,Critical,Important,Important,Important,Important,Important,Important,Important,Important,Slightly important,Slightly important,Very important,Very important,Very important,Very important,Important,Important,Not important,Not important,Important,Important,Not important,Not important,Very important,Very important,Very important,Very important,Important,Important,Important,Important,Important,Important,Not difficult,Not difficult,Not difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Very difficult,Very difficult,Very difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Very important,Very important,Critical,Very important,Very important,Not important,Very important,Very important,Very severe obstacle,Very severe obstacle,No obstacle,No obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Through family/friends,-44,No,-44,-44,-44,-44,Yes,0,50,No,-44,No,-44,-44,-44,-44,-44,-44,Yes,100,0,-44,0,No,-44,No,100,0,0,0,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,18000000,20000000,12000000,550000,2000000,0,144000,360000,100000,100000,320000,0,0,17000000,5000000,5000000,25000000,10000000,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Very severe obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,No obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Yes,Yes,No,Yes,Yes,"Crime, theft and disorder",Corruption,Political environment,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed,-44,-44,-44,-44,-44,-44,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,No,-44,-44,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Truthful,Are estimates computed with some precision, 1401409015,1409015,Guyana,Guyana,Retail,9015,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Male,Male,Male,1997,No,Yes,1996,25,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,8,2,-44,40000,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,25,No,No,Yes,0,-44,-44,100,0,-44,0,50,50,0,Individuals,0,100,0,Sugar,10,Local,0,Remained the same,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,100,0,-44,-44,Yes,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,-44,Strongly disagree,Strongly disagree,Strongly disagree,Strongly disagree,No,-44,-44,-44,-44,-44,Yes,-44,110000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,No,1,No,-44,-44,No,-44,35,-44,No,-44,-44,No,-44,-44,No,-44,-44,2,2,2,0,0,0,1,0,0,0,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,2,1200000,2,1200000,2,1200000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,Not applicable,-44,Completed primary school,Completed primary school,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Not important,Not important,Very important,Very important,Not important,Not important,Not important,Not important,Very important,Very important,Very important,Important,Very important,Important,Slightly important,Slightly important,Critical,Important,Slightly important,Slightly important,Critical,Important,Critical,Important,Important,Important,Important,Important,Critical,Important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Very important,Very important,Very important,Very important,Not important,Slightly important,Slightly important,Not important,Not important,Not difficult,Not difficult,Not difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Not important,Important,Important,Important,Not important,Important,Not important,Not important,No obstacle,No obstacle,No obstacle,No obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Through family/friends,-44,No,-44,-44,-44,-44,No,-44,-44,-44,6,No,-44,-44,-44,-44,-44,-44,Yes,100,0,-44,0,No,-44,No,100,0,0,0,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,6000000,6000000,500000,1000000,0,0,300000,0,14000,0,0,0,0,5000000,12000000,7000000,15000000,21000000,Moderate obstacle,Major obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Very severe obstacle,Very severe obstacle,No obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Major obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,No obstacle,-44,-44,-44,-44,-44,Corruption,"Crime, theft and disorder",Tax Rates,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed,-44,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Not truthful,Are arbitrary and unreliable numbers, 1401409016,1409016,Guyana,Guyana,Wholesale,9016,Yes,3,Establishment physically separated from HQ and other establi,Yes,3,Shareholding company with non-traded shares or shares traded,-44,100,0,100,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Female,Female,Female,2013,Yes,No,-44,13,Yes,30,No,No,-44,-44,Yes,14,No,Yes,1,No,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0,-44,0,100,0,0,Large private firms (more than 100 employees),20,60,20,Environmental Services,100,National,0,4,4,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,100,0,-44,-44,No,No,No,Yes,Yes,Yes,-44,-44,-44,-44,No,No,No,No,No,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, ,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Yes,100,No,0,No,0,No,No,0,0,Yes,Yes,Yes,Yes,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,-44,Tend to agree,Strongly disagree,Strongly disagree,Tend to disagree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,208000,Yes,Yes,Yes,No,No,No,-44,-44,No,-44,-44,No,No,No,5,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,2,3,1,0,0,2,1,0,0,1,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,-77,-44,-77,-44,4,2400000,-77,-44,-77,-44,2,1200000,-77,-44,-77,-44,1,720000,-77,-44,0,-44,0,-44,-77,-44,-77,-44,0,-44,-77,-44,-77,-44,0,-44,-77,-44,-77,-44,0,-44,-77,-44,-77,-44,0,-44,-77,-44,-77,-44,0,-44,Other,Business commenced in 2013,Completed college/vocational training,Completed college/vocational training,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Critical,Critical,Very important,Very important,Critical,Very important,Critical,Very important,Very important,Important,Important,Slightly important,Not important,Not important,Critical,Critical,Very important,Very important,Very important,Very important,Critical,Critical,Important,Important,Critical,Very important,Very important,Very important,Not important,Not important,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Critical,Critical,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Not important,Not applicable,Very important,Important,Very important,Very important,Slightly important,Slightly important,Very important,Very important,Very important,Very important,Very important,Very important,Important,Important,Important,Important,Important,Important,Not important,Not important,Very difficult,Very difficult,Very difficult,0,4,Slightly difficult,Slightly difficult,Slightly difficult,0,3,Not difficult,Not difficult,Not difficult,0,2,Not difficult,Not difficult,Not difficult,0,2,Not difficult,Not difficult,Not difficult,0,2,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Not difficult,Not difficult,Not difficult,0,2,Critical,Very important,Critical,Very important,Very important,Important,Important,Not important,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Not applicable,Not applicable,Public announcement/advertisement,-44,No,-44,-44,-44,-44,Yes,0,100,No,-44,No,-44,-44,-44,-44,-44,-44,No,0,100,-44,0,No,-44,No,100,0,0,0,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,-77,-77,-77,-77,-77,-77,-77,-77,-77,-77,-77,0,0,25000000,0,41600000,104000000,41600000,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Yes,Yes,Yes,Yes,Yes,Yes,No,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Yes,Yes,No,Yes,No,Access to land for expansion / relocation,Inadequately educated workforce,Political environment,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,technological and Innovation Support,-44,No,-44,-44,Yes,No,Yes,Yes,No,No,No,-44,-44,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,No,-44,-44,Truthful,Are arbitrary and unreliable numbers, 1401409017,1409017,Guyana,Guyana,Retail,9017,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded,-44,50,100,0,0,0,Equally men and women,No,Yes,50,Makes decisions in consultation with other partners,5,0,All women,Female,Female,Female,2007,No,Yes,2007,5,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,8,4,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,No,No,Yes,0,-44,-44,100,0,-44,0,90,10,0,Individuals,30,0,70,Groceries,100,Local,1,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,100,0,-44,-44,Yes,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,-44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,Yes,No,No,No,No,-44,-44,No,-44,-44,No,No,No,0,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,3,3,1,0,2,0,1,0,1,0,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,1,960000,1,960000,1,960000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,2,480000,0,-44,2,480000,0,-44,2,480000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,Not applicable,-44,Completed secondary,Completed secondary,-44,-44,-44,-44,-44,-44,Started but did not complete secondary,Started but did not complete secondary,-44,-44,-44,-44,-44,-44,-44,-44,Very important,Important,Important,Slightly important,Not important,Slightly important,Not important,Not important,Important,Not important,Important,Slightly important,Not important,Not important,Important,Very important,Important,Important,Important,Very important,Important,Important,Very important,Important,Very important,Important,Important,Important,Important,Important,Very important,Important,Very important,Important,Very important,Important,Very important,Important,Very important,Slightly important,Important,Slightly important,Important,Slightly important,Important,Slightly important,Important,Slightly important,Important,Slightly important,Important,Slightly important,Important,Slightly important,Important,Slightly important,Important,Slightly important,Important,Slightly important,Important,Important,Important,Important,Not important,Not important,Not important,Not important,Not important,Slightly important,Slightly important,Slightly important,Important,Slightly important,Not important,Not important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly difficult,Slightly difficult,Slightly difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Not difficult,Not difficult,Not difficult,0,-44,Do not know,Do not know,Do not know,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Important,Important,Important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Major obstacle,Moderate obstacle,No obstacle,No obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Through family/friends,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The benefits of training are small than the costs,No,-44,-44,-44,-44,-44,-44,No,100,0,-44,0,No,-44,No,100,0,0,0,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,3000000,2800000,1800000,960000,0,0,360000,0,8000,180000,72000,0,0,0,420000,0,420000,0,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Corruption,"Crime, theft and disorder",Electricity,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed,-44,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 1401409018,1409018,Guyana,Guyana,Retail,9018,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded,-44,50,100,0,0,0,Equally men and women,No,Yes,50,Makes major strategic and fiancial decisions,5,0,All women,Female,Female,Female,2008,No,Yes,2008,5,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,4,3,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,No,No,No,0,-44,-44,100,0,-44,0,100,0,0,Individuals,15,15,70,Groceries,100,Local,1,Decreased,Increased,5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,100,0,-44,-44,Yes,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,-44,Tend to disagree,Tend to agree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,No,No,No,0,Yes,1,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,2,3,1,0,2,0,1,0,0,0,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,1,1200000,1,1200000,1,1200000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,2,480000,2,480000,2,480000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,Not applicable,-44,Completed secondary,Completed secondary,-44,-44,-44,-44,-44,-44,Completed secondary,Started but did not complete secondary,-44,-44,-44,-44,-44,-44,-44,-44,Important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Important,Important,Important,Important,Important,Important,Very important,Important,Important,Important,Very important,Important,Important,Important,Important,Slightly important,Slightly important,Important,Important,Very important,Important,Very important,Important,Very important,Important,Not important,Not important,Slightly important,Not important,Important,Very important,Very important,Important,Very important,Important,Very important,Very important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Important,Slightly important,Important,Very important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Not important,Not important,Not difficult,Not difficult,Not difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Not difficult,Not difficult,Not difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Through family/friends,-44,No,-44,-44,-44,-44,No,-44,-44,-44,Other,No,-44,-44,-44,-44,-44,-44,No,100,0,-44,0,No,-44,No,100,0,0,0,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,4000000,4000000,1600000,960000,0,0,480000,360000,144000,260000,0,0,0,0,960000,0,960000,0,No obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Yes,Yes,Yes,Yes,Yes,Practices of competitors in the informal sector,Corruption,"Crime, theft and disorder",Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed,-44,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,Yes,Yes,No,No,Yes,No,No,Truthful,Are estimates computed with some precision, 1401409019,1409019,Guyana,Guyana,Food,9019,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,2010,No,Yes,2010,5,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,100,Yes,No,Yes,80,50,30,20,0,-44,0,60,40,0,Individuals,0,100,0,Poultry,90,Local,1,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,90,10,Yes,28,Yes,Yes,Yes,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,No,Yes,No,No,No,Yes,No,-44,Not important,Important,Important,Important,Important,Important,Not important,Yes,100,No,0,No,0,No,No,4000000,10,Yes,No,No,Yes,No obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,-44,Strongly agree,Strongly agree,Strongly agree,Strongly agree,No,-44,-44,-44,-44,-44,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,Yes,No,No,No,-44,-44,No,-44,-44,No,No,No,3,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,2,3,1,0,1,1,0,0,0,0,8,0,4,4,0,0,0,0,0,1,-44,1,1,-44,0,1,500000,1,500000,1,500000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,4,300000,4,300000,4,350000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,6,240000,6,240000,6,280000,Not applicable,-44,University graduate,University graduate,-44,-44,-44,-44,-44,-44,-44,-44,Completed secondary,Completed secondary,-44,-44,-44,-44,Completed primary school,Did not complete primary school,Not applicable,Critical,Not applicable,Very important,Not applicable,Very important,Not applicable,Very important,Not applicable,Important,Not applicable,Very important,Not applicable,Not important,Not applicable,Important,Not applicable,Very important,Not applicable,Very important,Not applicable,Very important,Not applicable,Very important,Not applicable,Slightly important,Not applicable,Do not know,Not important,Do not know,Not applicable,Slightly important,Not applicable,Important,Not applicable,Important,Not applicable,Slightly important,Not applicable,Slightly important,Not applicable,Slightly important,Not applicable,Slightly important,Not applicable,Slightly important,Not applicable,Important,Not applicable,Important,Not applicable,Slightly important,Not applicable,Important,Not applicable,Slightly important,Not applicable,Slightly important,Not applicable,Not important,Not applicable,Slightly important,Not applicable,Slightly important,Not applicable,Not important,Not applicable,Not important,Not applicable,Important,Not applicable,Important,Not applicable,Important,Not applicable,Important,Not applicable,Important,Not important,Not important,Not applicable,Not applicable,Not applicable,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Slightly difficult,Slightly difficult,Slightly difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Not difficult,Not difficult,Not difficult,0,-44,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Through family/friends,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm cannot afford the optimal level of training,No,-44,-44,-44,-44,-44,-44,No,0,100,-44,0,No,-44,Yes,100,0,0,0,0,0,0,0,0,0,0,0,0,-44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,Other,9000000,12000000,4800000,2400000,600000,0,0,1800000,200000,600000,200000,2200000,0,15000000,4000000,20000000,50000000,17000000,Moderate obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,No,No,Yes,No,No,No,No,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,Access to land for expansion / relocation,Access to finance,Electricity,Moderate obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,Local business association,-44,technological and Innovation Support,-44,Yes,No,No,Yes,No,Yes,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,Yes,Yes,No,Yes,Yes,No,No,Yes,No,Yes,Yes,No,Yes,Yes,No,No,Truthful,Are estimates computed with some precision, 1401409021,1409021,Guyana,Guyana,Wholesale,9021,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,2004,No,Yes,2013,20,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,4,No,No,Yes,0,-44,-44,100,0,-44,0,0,100,0,Individuals,0,0,100,Electrical Installation,90,Local,20,Increased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,10,90,No,-44,Yes,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,Yes,No,No obstacle,Moderate obstacle,Very severe obstacle,No obstacle,No obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,No obstacle,-44,Strongly agree,Strongly agree,Strongly agree,Strongly agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,No,20,No,-44,-44,Yes,20,20,-44,No,-44,-44,No,-44,-44,No,-44,-44,4,4,1,0,0,3,0,0,0,0,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,1,1800000,1,1800000,1,1800000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,3,960000,3,960000,3,960000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,Not applicable,-44,Completed secondary,Started but did not complete college/vocational training,-44,-44,-44,-44,Completed secondary,Completed secondary,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Very important,Very important,Very important,Very important,Important,Important,Important,Important,Slightly important,Slightly important,Very important,Very important,Not important,Not important,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Very important,Critical,Important,Important,Not important,Critical,Not important,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Important,Not important,Not important,Not important,Not important,Not important,Not important,Critical,Very important,Not important,Not important,Not important,Not important,Not important,Not important,Critical,Critical,Critical,Critical,Very important,Very important,Very important,Very important,Important,Important,Not important,Not important,Not difficult,Not difficult,Not difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Slightly difficult,Slightly difficult,Slightly difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Slightly important,Not important,Important,Very important,Slightly important,Important,Not important,Not important,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,Through family/friends,-44,No,-44,-44,-44,-44,No,-44,-44,-44,Other,No,-44,-44,-44,-44,-44,-44,No,100,0,-44,0,No,-44,No,100,0,0,0,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,Application procedures for loans or line of credit are compl,3000000,5000000,2000000,2000000,100000,20000,0,400000,0,30000,100000,0,0,2000000,5000000,5000000,7000000,3000000,Major obstacle,Very severe obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Major obstacle,No obstacle,No obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Yes,Yes,No,Yes,No,Tax Rates,Corruption,"Crime, theft and disorder",Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,"General management, Business development and Strategies supp",-44,Yes,No,No,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 1401409023,1409023,Guyana,Guyana,Wholesale,9023,No,-44,-44,-44,-44,Limited partnership,-44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,2010,No,Yes,2010,7,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,Yes,1,1,2,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,No,No,Yes,0,-44,-44,100,0,-44,0,0,100,0,Individuals,0,0,100,Green Heart Piles,70,Local,20,Increased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,100,0,-44,-44,Yes,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,No obstacle,Moderate obstacle,Very severe obstacle,No obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Major obstacle,No obstacle,No obstacle,Major obstacle,No obstacle,No obstacle,Minor obstacle,No obstacle,-44,Strongly agree,Strongly agree,Strongly agree,Strongly agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,No,20,No,-44,-44,No,-44,20,-44,No,-44,-44,No,-44,-44,No,-44,-44,4,4,2,1,0,1,0,0,0,0,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,2,900000,2,900000,2,900000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,2,720000,2,722000,2,722000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,Not applicable,-44,Started but did not complete college/vocational training,Started but did not complete college/vocational training,-44,-44,-44,-44,-44,-44,-44,-44,Did not complete primary school,Did not complete primary school,-44,-44,-44,-44,-44,-44,Very important,Very important,Very important,Very important,Important,Important,Important,Important,Slightly important,Slightly important,Very important,Critical,Not important,Not important,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Important,Not important,Critical,Critical,Critical,Critical,Not important,Not important,Critical,Critical,Critical,Critical,Critical,Critical,Very important,Not important,Critical,Not important,Very important,Not important,Critical,Critical,Critical,Not important,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Not important,Not important,Not important,Not important,Not important,Not important,Critical,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Critical,Critical,Critical,Critical,Very important,Critical,Very important,Not important,Important,Not important,Not important,Not important,Not difficult,Not difficult,Not difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Slightly difficult,Slightly difficult,Slightly difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Not important,Not important,Important,Not important,Not important,Not important,Important,Not important,Moderate obstacle,Very severe obstacle,No obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,No obstacle,No obstacle,Through family/friends,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The benefits of training are small than the costs,No,-44,-44,-44,-44,-44,-44,No,100,0,-44,0,Yes,15,No,100,0,0,0,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,Application procedures for loans or line of credit are compl,10000000,11200000,4000000,2500000,0,200000,0,400000,0,2000000,200000,0,0,16000000,20000000,30000000,25000000,12000000,No obstacle,No obstacle,Very severe obstacle,Major obstacle,No,Yes,No,No,No,No,No,Very severe obstacle,Very severe obstacle,Very severe obstacle,No obstacle,No obstacle,Minor obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Yes,Yes,No,Yes,No,Access to finance,Corruption,Tax Rates,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,"General management, Business development and Strategies supp",-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Truthful,Are taken directly from the establishment's records, 1401409024,1409024,Guyana,Guyana,Fabricated metal products,9024,No,-44,-44,-44,-44,Limited partnership,-44,50,100,0,0,0,Equally men and women,No,No,50,Makes major strategic and fiancial decisions,10,5,All men,Male,Male,Male,2011,No,Yes,2011,10,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,Yes,4,2,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,100,Yes,No,Yes,100,50,40,0,0,-44,0,100,0,0,Individuals,0,40,60,Hardware,100,Local,20,Decreased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,100,0,-44,-44,Yes,Yes,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,Yes,No,No,No obstacle,No obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,-44,Tend to agree,Strongly agree,Tend to disagree,Strongly agree,No,-44,-44,-44,-44,-44,Yes,5,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,No,No,No,No,-44,-44,No,-44,-44,No,No,No,10,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,7,2,4,4,2,0,0,2,0,0,0,1,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,2,1200000,2,1200000,2,1200000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,2,720000,2,720000,2,720000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,Not applicable,-44,Completed secondary,Completed secondary,-44,-44,-44,-44,-44,-44,-44,-44,Completed primary school,Completed primary school,-44,-44,-44,-44,-44,-44,Very important,Very important,Not important,Not important,Slightly important,Slightly important,Not important,Not important,Very important,Very important,Not important,Not important,Not important,Not important,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Very important,Very important,Very important,Very important,Slightly important,Slightly important,Important,Important,Important,Important,Important,Important,Very important,Not important,Important,Important,Critical,Critical,Important,Critical,Important,Important,Slightly important,Slightly important,Not important,Not important,Not important,Not important,Not important,Not important,Very important,Slightly important,Slightly important,Slightly important,Not important,Not important,Slightly important,Slightly important,Not important,Not important,Not important,Not important,Slightly important,Slightly important,Not important,Not important,Important,Important,Not important,Not important,Not difficult,Not difficult,Not difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Almost impossible,Very difficult,Not difficult,2,1,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Not important,Not important,Very important,Very important,Important,Not important,Not important,Not important,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Through family/friends,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The benefits of training are small than the costs,No,-44,-44,-44,-44,-44,-44,Yes,100,0,-44,0,No,-44,No,100,0,0,0,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,36000000,48000000,41000000,5800000,400000,0,0,285000,0,0,45000,0,0,2250000,12000000,3000000,25000000,4000000,Minor obstacle,No obstacle,Minor obstacle,Major obstacle,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Access to finance,Access to land for expansion / relocation,Practices of competitors in the informal sector,Minor obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,"General management, Business development and Strategies supp",-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Yes,No,No,Yes,No,Yes,Yes,No,Yes,No,-44,-44,Truthful,Are taken directly from the establishment's records, 1401409025,1409025,Guyana,Guyana,Wholesale,9025,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,100,0,0,0,All women,Yes,Not applicable,Not applicable,Makes major strategic and fiancial decisions,5,10,All women,Female,Female,Female,2008,No,Yes,2007,6,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,4,-44,200000,Yes,1,1,1,-44,Yes,3,24,1,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0,-44,0,50,50,0,Government or government agencies (including state-owned ent,0,100,0,Office and Stationery Supplies,80,Local,90,Increased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,5,95,No,-44,Yes,Yes,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,No,No,Yes,No,No,No,No,No,-44,Very Important,Very Important,Very Important,Very Important,Important,Very Important,Not important,Yes,100,No,0,No,0,No,No,20000000,25,Yes,No,Yes,Yes,No obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,No obstacle,-44,Strongly disagree,Strongly disagree,Strongly disagree,Strongly disagree,No,-44,-44,-44,-44,-44,Yes,-44,100000,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,3,During working hours,5,Goods or stock,20000,A customer,No,No,Loss was small,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,No,Yes,Yes,No,-44,-44,No,-44,-44,No,Yes,No,25,Yes,1,No,Yes,0,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,2,4,2,0,0,2,2,0,0,2,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,2,720000,2,600000,2,720000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,2,600000,2,480000,1,600000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,Not applicable,-44,Completed secondary,Completed secondary,-44,-44,-44,-44,-44,-44,Completed secondary,Completed secondary,-44,-44,-44,-44,-44,-44,-44,-44,Very important,Very important,Very important,Very important,Very important,Very important,Slightly important,Slightly important,Critical,Critical,Critical,Critical,Not important,Not important,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Slightly important,Slightly important,Very important,Very important,Important,Important,Not important,Not important,Critical,Critical,Important,Important,Important,Important,Important,Important,Very important,Very important,Not important,Not important,Not important,Not important,Critical,Critical,Critical,Critical,Critical,Critical,Important,Important,Important,Important,Important,Important,Slightly important,Slightly important,Not important,Not applicable,Important,Important,Important,Important,Not important,Not important,Not important,Not important,Important,Important,Important,Important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Slightly difficult,Slightly difficult,Slightly difficult,0,30,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Not difficult,Not difficult,Not difficult,0,7,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Important,Important,Very important,Important,Important,Important,Very important,Not important,No obstacle,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Not applicable,Not applicable,Through family/friends,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The benefits of training are small than the costs,No,-44,-44,-44,-44,-44,-44,No,0,100,-44,0,No,-44,Yes,100,0,0,0,0,0,0,0,0,0,0,0,0,-44,0,0,0,0,100,0,0,0,0,0,0,0,0,0,0, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,30000000,26000000,19000000,2400000,500000,1200000,750000,576000,0,0,360000,200000,0,4000000,0,3000000,60000000,6000000,No obstacle,Minor obstacle,No obstacle,Major obstacle,No,Yes,No,No,Yes,No,No,Very severe obstacle,Very severe obstacle,Minor obstacle,No obstacle,Minor obstacle,No obstacle,Major obstacle,Very severe obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,Tax Rates,Corruption,Cost of finance,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Marketing and Operations support,-44,No,-44,-44,Yes,No,Yes,Yes,No,Yes,No,-44,-44,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Truthful,Are estimates computed with some precision, 1401409026,1409026,Guyana,Guyana,Retail,9026,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded,-44,50,100,0,0,0,Equally men and women,No,Yes,50,Makes major strategic and fiancial decisions,18,2,All women,Female,Female,Female,1995,No,Yes,1995,20,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,4,1,0,-44,No,-44,-44,-44,-44,Yes,1,24,0,-44,Yes,3,24,0,-44,Yes,20,Yes,Yes,Yes,0,-44,-44,100,0,-44,0,50,50,0,Individuals,0,50,50,Photocopying and Printing,90,Local,90,Remained the same,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,60,40,Yes,10,Yes,No,No,Yes,Yes,Yes,-44,-44,-44,-44,Yes,Yes,Yes,Yes,No,-44,-44,-44,-44,Yes,Yes,No,Yes,No,Yes,No,No,No,-44,Important,Very Important,Very Important,Very Important,Very Important,Very Important,Not important,Yes,50,No,0,Yes,50,No,No,100000,50,Yes,Yes,Yes,No,No obstacle,No obstacle,Major obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,-44,Tend to agree,Tend to disagree,Tend to disagree,Strongly agree,No,-44,-44,-44,-44,-44,Yes,5,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,100000,100000,Yes,Yes,No,No,Yes,No,-44,-44,No,-44,-44,No,Yes,No,0,No,-44,-44,Yes,0,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,1,4,2,0,0,2,2,0,0,0,2,0,0,0,2,0,0,0,2,2,-44,-44,-44,2,2,2,960000,1,960000,2,960000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,2,480000,1,480000,2,480000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,2,360000,4,480000,2,360000,Not applicable,-44,Completed secondary,Completed secondary,-44,-44,-44,-44,Completed secondary,Completed secondary,-44,-44,-44,-44,-44,-44,-44,-44,Completed primary school,Completed primary school,Very important,Very important,Very important,Very important,Very important,Very important,Important,Important,Important,Important,Important,Important,Not important,Not important,Critical,Critical,Critical,Critical,Important,Important,Critical,Critical,Very important,Very important,Important,Important,Important,Important,Not important,Not important,Very important,Very important,Important,Important,Very important,Important,Very important,Very important,Very important,Very important,Very important,Very important,Important,Important,Very important,Very important,Important,Important,Very important,Important,Important,Very important,Important,Important,Important,Important,Slightly important,Slightly important,Not important,Not applicable,Very important,Very important,Slightly important,Slightly important,Slightly important,Slightly important,Very important,Very important,Very important,Very important,Very important,Very important,Important,Important,Slightly important,Slightly important,Important,Important,Not important,Not important,Slightly difficult,Slightly difficult,Slightly difficult,0,4,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Slightly difficult,Slightly difficult,Slightly difficult,0,3,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Slightly difficult,Slightly difficult,Slightly difficult,0,2,Slightly important,Very important,Important,Important,Important,Important,Important,Not important,No obstacle,No obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Not applicable,Not applicable,Public announcement/advertisement,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm does not have enough information about training pro,No,-44,-44,-44,-44,-44,-44,Yes,100,0,-44,0,Yes,25,Yes,75,0,25,0,0,0,0,0,0,0,0,0,0,-44,0,0,100,0,0,0,0,0,0,0,0,0,0,0,0, ,Yes,Loan,2011,59000000,20,120,State-owned banks and/or government agencies,Yes,Yes,No,No,No,No,-44,20,No,-44,-44,-44,Collateral requirements for loans or line of credit are unat,25000000,27000000,17000000,4000000,800000,0,2000000,100000,80000,2500000,900000,7000000,0,6500000,11000000,20000000,12000000,60000000,Very severe obstacle,Very severe obstacle,Very severe obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,No obstacle,-44,-44,-44,-44,-44,Corruption,Macroeconomic environment,Access to finance,Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Marketing and Operations support,-44,No,-44,-44,Yes,No,Yes,Yes,No,Yes,No,-44,-44,No,-44,-44,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Truthful,Are estimates computed with some precision, 1401409027,1409027,Guyana,Guyana,Food,9027,No,-44,-44,-44,-44,Sole proprietorship, ,-44,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Female,1984,No,Yes,1984,18,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,3,4,0,-44,Yes,3,No,No,Yes,100,63,46,0,0,-44,12,5,83,0,Individuals,20,53,27,Bread,57,Local,3,Remained the same,Remained the same,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,90,10,No,-44,Yes,Yes,Yes,Yes,Yes,Yes,-44,-44,-44,-44,No,No,No,No,Yes,No,Yes,No,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Important,Not important,Not important,Not important,Important,Critical,Very Important,Yes,100,No,-44,No,-44,No,No,1500000,15,Yes,No,Yes,No,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,No obstacle,-44,Strongly agree,Strongly disagree,Strongly agree,Strongly agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,400000,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,No,Yes,8,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,2,10,2,5,1,2,0,1,0,1,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,2,700000,2,700000,2,700000,0,-44,2,600000,2,600000,2,450000,2,400000,2,450000,2,900000,2,850000,2,950000,2,500000,1,250000,2,250000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,2,800000,2,750000,2,800000,0,-44,0,-44,0,-44,Increase/decreased demand for goods,-44,Completed college/vocational training,Completed college/vocational training,-44,-44,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed secondary,Completed secondary,Completed secondary,-44,-44,-44,-44,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Critical,Very important,Very important,Important,Important,Important,Critical,Critical,Important,Important,Not important,Not important,Slightly important,Not important,Critical,Important,Important,Very important,Critical,Very important,Slightly important,Important,Slightly important,Not important,Important,Not important,Slightly important,Slightly important,Very important,Slightly important,Important,Critical,Very important,Very important,Very important,Critical,Very important,Slightly important,Slightly important,Critical,Critical,Important,Important,Not important,Critical,Important,Critical,Very important,Important,Critical,Very important,Important,Important,Slightly important,Important,Critical,Slightly important,Not important,Very important,Slightly important,Very important,Very important,Very important,Very important,Important,Very important,Slightly important,Important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Important,Important,Critical,Very important,Slightly important,Not difficult,Slightly difficult,Very difficult,0,-44,-44,-44,-44,-44,-44,Difficult,Difficult,Difficult,0,-44,Very difficult,Very difficult,Slightly difficult,0,-44,Difficult,Almost impossible,Very difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Very difficult,Slightly difficult,Very difficult,0,-44,Very difficult,Slightly difficult,Very difficult,2,4,Slightly important,Very important,Not important,Slightly important,Slightly important,Not important,Important,Important,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Through family/friends,-44,No,-44,-44,-44,-44,Yes,0,31,No,-44,Yes,Very severe obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No,100,0,-44,0,No,-44,No,75,0,0,0,20,5,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,Application procedures for loans or line of credit are compl,43800000,40850000,15800000,11750000,3700000,400000,4300000,5100000,1650000,600000,650000,0,0,0,0,0,4250000,0,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Yes,No,No,Yes,No,Yes,No,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Macroeconomic environment,Electricity,Tax administration,Minor obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,Community based organization,-44,"General management, Business development and Strategies supp",-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,No,Truthful,Are estimates computed with some precision, 1401409030,1409030,Guyana,Guyana,Other manufacturing,9030,Yes,5,Establishment physically separated from HQ and other establi,Yes,5,Sole proprietorship,-44,-44,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Female,Male,1983,No,Yes,1983,30,No,-44,-44,No,-44,-44,Yes,30,No,Yes,14,No,Yes,10,2,0,-44,Yes,1,1,0,-44,Yes,1,1,1,-44,Yes,3,2,0,-44,Yes,5,Yes,No,Yes,60,95,56,40,0,-44,0,100,0,0,Others,80,20,0,Gold,90,International,0,Increased,Decreased,2-5,10,90,0,1993,UNITED STATES OF AMERICA,90,CANADA,10,2,0,0,20,80,Yes,14,Yes,Yes,Yes,Yes,Yes,Yes,-44,-44,-44,-44,No,Yes,No,No,Yes,Yes,Yes,No,Yes,Yes,No,No,Yes,Yes,Yes,Yes,No,No,-44,Very Important,Very Important,Very Important,Very Important,Very Important,Very Important,Not important,Yes,100,No,0,No,0,No,No,100000,10,Yes,Yes,Yes,No,Minor obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,-44,Strongly disagree,Strongly disagree,Strongly disagree,Strongly disagree,No,-44,-44,-44,-44,-44,Yes,25,-44,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,3,During working hours,5,Goods or stock,0,A customer,No,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,1040000,Yes,Yes,Yes,Yes,Yes,No,-44,-44,No,-44,-44,No,Yes,No,5,Yes,1,No,No,-44,0,-44,Yes,1,No,No,-44,-44,Yes,30,2,5,210,10,30,160,10,3,3,22,2,10,0,0,10,0,0,0,3,0,1,-44,-44,1,-44,10,10,1800000,15,1600000,10,1800000,5,2100000,5,1900000,0,-44,10,1500000,10,1350000,0,-44,10,600000,10,550000,10,600000,85,540000,80,480000,85,540000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,20,660000,15,590000,20,660000,80,480000,80,430000,80,480000,Economic upturn/downturn,-44,Completed secondary,Completed secondary,Completed secondary,Completed secondary,Completed secondary,Completed secondary,Completed secondary,Completed secondary,Completed secondary,Completed secondary,-44,-44,-44,-44,Completed primary school,Completed primary school,Completed primary school,Completed primary school,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Important,Important,Not important,Not important,Critical,Critical,Critical,Critical,Critical,Critical,Important,Important,Very important,Very important,Important,Important,Important,Important,Not important,Not important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Important,Important,Important,Important,Not important,Not important,Not important,Not applicable,Very important,Very important,Important,Important,Not important,Not important,Important,Important,Important,Important,Very important,Very important,Very important,Very important,Important,Important,Important,Important,Not important,Not important,Very difficult,Not difficult,Very difficult,0,30,Very difficult,Very difficult,Very difficult,0,30,Very difficult,Very difficult,Very difficult,0,1,Very difficult,Very difficult,Very difficult,0,2,Not difficult,Not difficult,Not difficult,0,1,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Not difficult,Not difficult,Not difficult,0,-44,Not difficult,Not difficult,Not difficult,0,1,Very important,Very important,Critical,Very important,Very important,Very important,Slightly important,Not important,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Not applicable,Not applicable,Through family/friends,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm does not have enough information about training pro,No,-44,-44,-44,-44,-44,-44,Yes,100,0,-44,0,Yes,8,No,50,25,0,0,25,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,6000000000,6500000000,3500000000,150000000,20000000,10000000,48000000,100000000,2000000,25000000,12000000,0,0,500000000,50000000,450000000,15000000,600000000,No obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,No obstacle,No obstacle,No obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Yes,Yes,No,No,No,Transportation,Political environment,Tax Rates,Very severe obstacle,Yes,Yes,Yes,No,No,No,No,Yes,Large impact,-44,-44,-44,-44,-44,-44,No,No impact,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,No,No impact,Yes,Large impact,-44,-44,-44,-44,-44,-44,No,No impact,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,No,No impact,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,No,No impact,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,No,No impact,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,No,No impact,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,No,No impact,Yes,-44,-44,Yes,International organization,-44,Financial magement and tax and customs administration,-44,No,-44,-44,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,No,-44,-44,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Truthful,Are estimates computed with some precision, 1401409031,1409031,Guyana,Guyana,Other manufacturing,9031,Yes,4,Headquarters with production and/or sales at this location,Yes,4,Shareholding company with non-traded shares or shares traded,-44,Do not know,0,100,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Male,1988,Yes,Yes,1988,21,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,1,4,0,-44,No,-44,-44,-44,-44,Yes,100,Yes,No,Yes,100,60,44,0,0,-44,0,1,99,98,Large private firms (more than 100 employees),0,60,40,Shrimps,99,International,1,Remained the same,Increased,2-5,1,99,0,1990,HOLLAND,35,UNITED STATES OF AMERICA,25,15,0,0,20,80,Yes,21,No,No,No,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,No,No,Yes,No,No,No,Yes,No,-44,Slightly important,Very Important,Very Important,Important,Very Important,Slightly important,Not important,Yes,100,No,0,No,0,No,No,200000000,20,Yes,Yes,Yes,Yes,Minor obstacle,No obstacle,Minor obstacle,Major obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,No obstacle,-44,Tend to agree,Tend to disagree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,-44,800000,Yes,-44,600000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,3,Outside working hours,5,Other company property,600000,A fellow employee,No,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,500000,Yes,Yes,Yes,Yes,Yes,No,-44,-44,No,-44,-44,No,Yes,No,10,Yes,12,No,No,-44,-44,400000,Yes,14,No,No,-44,-44,Yes,21,2,0,371,4,210,90,67,1,190,10,7,29,0,0,29,0,0,0,20,0,12,-44,-44,12,-44,29,4,10000000,4,10000000,4,10400000,0,-44,0,-44,0,-44,3,1500000,3,1500000,3,1560000,67,1200000,67,1200000,67,1248000,0,-44,0,-44,0,-44,302,700000,273,700000,273,728000,0,-44,0,-44,0,-44,20,900000,20,900000,20,936000,4,600000,33,600000,4,624000,Not applicable,-44,University graduate,University graduate,-44,-44,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed secondary,-44,-44,Completed primary school,Completed primary school,-44,-44,Completed secondary,Completed secondary,Completed primary school,Completed primary school,Very important,Important,Very important,Important,Important,Slightly important,Important,Slightly important,Important,Slightly important,Slightly important,Not important,Slightly important,Slightly important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Important,Important,Very important,Important,Very important,Important,Slightly important,Slightly important,Very important,Important,Very important,Important,Very important,Important,Very important,Important,Very important,Important,Very important,Important,Very important,Important,Very important,Important,Very important,Important,Very important,Important,Very important,Important,Very important,Important,Important,Slightly important,Slightly important,Not important,Slightly important,Slightly important,Very important,Very important,Important,Important,Not important,Not important,Not important,Not important,Very important,Important,Very important,Very important,Very important,Important,Very important,Important,Very important,Important,Slightly important,Slightly important,Very difficult,Very difficult,Very difficult,0,-44,-44,-44,-44,-44,-44,Difficult,Difficult,Difficult,0,-44,Difficult,Difficult,Difficult,0,-44,-44,-44,-44,-44,-44,Slightly difficult,Slightly difficult,Slightly difficult,0,-44,-44,-44,-44,-44,-44,Slightly difficult,Slightly difficult,Slightly difficult,0,-44,Slightly difficult,Slightly difficult,Slightly difficult,0,-44,Important,Important,Slightly important,Slightly important,Important,Important,Important,Not important,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Through family/friends,-44,No,-44,-44,-44,-44,Yes,100,100,Yes,-44,Yes,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Do not know,Yes,100,0,-44,0,No,-44,Yes,100,0,0,0,0,0,0,0,0,0,0,0,0,-44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,3000000000,3000000000,2000000000,309000000,119000000,0,15000000,202000000,0,151000000,3000000,200000000,0,670000000,367000000,1000000000,2000000000,3000000000,Very severe obstacle,Very severe obstacle,Very severe obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Electricity,Transportation,Telecommunications,Very severe obstacle,Yes,Yes,No,No,No,Yes,No,-44,-44,-44,-44,-44,-44,No,No impact,No,Do not know,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,No,Do not know,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,No,Do not know,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,No,Do not know,-44,-44,-44,-44,-44,-44,No,No impact,No,Do not know,-44,-44,-44,-44,-44,-44,Yes,No impact,No,Do not know,-44,-44,-44,-44,-44,-44,No,No impact,No,Do not know,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,No,Do not know,Yes,-44,-44,Yes,International organization,-44,technological and Innovation Support,-44,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,Yes,No,Yes,Yes,No,Yes,Truthful,Are taken directly from the establishment's records, 1401409032,1409032,Guyana,Guyana,Food,9032,No,-44,-44,-44,-44,Sole proprietorship, ,-44,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Male,Female,Male,1994,No,Yes,1994,12,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,Yes,3,2,1,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,7,No,No,Yes,100,74,71,0,0,-44,2,27,71,0,Small private firms (less than 20 employees),21,48,31,Bakery products,100,Local,Do not know,Decreased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,54,46,No,-44,Yes,Yes,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Moderate obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,-44,Tend to agree,Strongly agree,Strongly agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,300000,No,No,No,Yes,No,No,-44,-44,No,-44,-44,No,No,No,2,Yes,3,Yes,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,No,2,2,7,1,3,0,3,0,1,0,1,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,1,3600000,1,3250000,1,3600000,0,-44,0,-44,0,-44,1,2250000,1,2050000,2,2250000,1,1200000,1,1150000,1,1250000,1,1050000,1,150000,1,150000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,1,600000,1,600000,1,600000,2,400000,2,400000,2,400000,Not applicable,-44,Completed college/vocational training,Completed college/vocational training,-44,-44,University graduate,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed secondary,-44,-44,-44,-44,Completed college/vocational training,Completed primary school,Did not complete primary school,Completed primary school,Very important,Very important,Important,Very important,Very important,Very important,Critical,Important,Slightly important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Critical,Critical,Slightly important,Slightly important,Very important,Very important,Critical,Critical,Important,Very important,Slightly important,Slightly important,Important,Slightly important,Important,Not important,Critical,Not important,Not important,Very important,Very important,Critical,Important,Very important,Slightly important,Very important,Important,Critical,Slightly important,Not important,Very important,Slightly important,Very important,Very important,Important,Critical,Very important,Very important,Not important,Important,Very important,Very important,Very important,Slightly important,Slightly important,Not important,Very important,Critical,Slightly important,Important,Important,Important,Very important,Important,Slightly important,Important,Critical,Critical,Very important,Slightly important,Very important,Important,Slightly important,Very important,Slightly important,Important,Difficult,Slightly difficult,Difficult,0,-44,-44,-44,-44,-44,-44,Difficult,Slightly difficult,Difficult,1,6,Difficult,Slightly difficult,Slightly difficult,1,7,Not difficult,Slightly difficult,Difficult,1,2,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Not difficult,Slightly difficult,Difficult,0,-44,Slightly difficult,Slightly difficult,Difficult,0,-44,Very important,Very important,Slightly important,Not important,Very important,Very important,Not important,Important,Major obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Private placement office,-44,No,-44,-44,-44,-44,Yes,0,34,Yes,-44,No,-44,-44,-44,-44,-44,-44,No,100,0,-44,0,Yes,11,No,80,0,0,0,20,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,Collateral requirements for loans or line of credit are unat,33000000,29650000,10750000,9350000,2350000,600000,4550000,2100000,0,450000,450000,0,0,7100000,2500000,7050000,3950000,7750000,Minor obstacle,No obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,No,No,No,No,No,Inadequately educated workforce,Access to finance,Tax administration,Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,Local business association,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Truthful,Are estimates computed with some precision, 1401409033,1409033,Guyana,Guyana,Food,9033,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,2008,No,Yes,2009,13,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,4,1,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,5,No,No,No,100,80,40,0,0,-44,0,100,0,0,Individuals,0,0,100,Food,25,Local,2,Increased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,100,0,-44,-44,Yes,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,Yes,Yes,No,No,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,-44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,Yes,No,No,No,No,-44,-44,No,-44,-44,No,Yes,No,1,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,3,8,1,7,0,0,0,7,0,0,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,1,2880000,1,2880000,1,2880000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,7,480000,7,480000,7,480000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,Not applicable,-44,Completed secondary,Completed secondary,-44,-44,-44,-44,-44,-44,Completed secondary,Started but did not complete secondary,-44,-44,-44,-44,-44,-44,-44,-44,Important,Slightly important,Important,Important,Important,Important,Important,Not important,Important,Not important,Important,Not important,Slightly important,Not important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Not important,Not important,Important,Important,Important,Important,Very important,Very important,Slightly important,Slightly important,Important,Slightly important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Very important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Important,Slightly important,Important,Slightly important,Not important,Not important,Not important,Not important,Slightly important,Not important,Slightly important,Very important,Not important,Very important,Slightly important,Not important,Slightly important,Important,Not important,Not important,Difficult,Difficult,Difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Very difficult,Very difficult,Difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Not important,Moderate obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Through family/friends,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The benefits of training are small than the costs,No,-44,-44,-44,-44,-44,-44,No,100,0,-44,0,No,-44,Yes,100,0,0,0,0,0,0,0,0,0,0,0,0,-44,10,90,0,0,0,0,0,0,0,0,0,0,0,0,0, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,3200000,4000000,1000000,3120000,0,0,660000,10000,30000,250000,240000,700000,0,2300000,20000000,4000000,700000,20000000,No obstacle,Very severe obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Major obstacle,No obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Major obstacle,Moderate obstacle,-44,-44,-44,-44,-44,"Crime, theft and disorder",Electricity,Practices of competitors in the informal sector,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,Local business association,-44,Human resources Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Yes,No,Yes,No,-44,-44,Yes,No,No,Truthful,Are estimates computed with some precision, 1401409034,1409034,Guyana,Guyana,Food,9034,No,-44,-44,-44,-44,Partnership (including limited liability companies),-44,25,100,0,0,0,Predominantly men,No,Yes,25,Makes decisions in consultation with other partners,11,15,Predominantly men,Female,Male,Male,2003,No,Yes,2003,11,Yes,90,No,Yes,42,No,Yes,42,No,Yes,7,No,Yes,5,1,0,-44,Yes,5,1,0,-44,Yes,3,5,0,-44,No,-44,-44,-44,-44,Yes,3,Yes,Yes,Yes,95,100,98,5,0,-44,0,70,30,0,Individuals,10,75,15,Burgers,60,Local,100,Increased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,80,20,Yes,42,Yes,Yes,Yes,Yes,Yes,Yes,-44,-44,-44,-44,Yes,Yes,No,Yes,Yes,Yes,No,-44,-44,Yes,No,No,Yes,No,Yes,No,Yes,No,-44,Important,Important,Important,Important,Slightly important,Slightly important,Not important,Yes,80,No,0,Yes,20,No,No,520000,20,Yes,Yes,Yes,Yes,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Major obstacle,No obstacle,No obstacle,-44,Tend to disagree,Tend to disagree,Strongly disagree,Strongly agree,No,-44,-44,-44,-44,-44,Yes,-44,2500000,Yes,5,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,12,During working hours,Other,Goods or stock,500000,A fellow employee,No,No,Loss was small,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,100000,Yes,Yes,Yes,No,Yes,No,-44,-44,No,-44,-44,No,Yes,No,25,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,90,2,12,45,10,4,25,6,4,4,6,6,6,0,0,6,0,0,0,6,0,3,-44,-44,3,-44,0,10,1440000,4,1300000,1,1440000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,2,1200000,2,1080000,2,1200000,30,960000,25,860000,30,960000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,5,960000,4,860000,5,960000,4,720000,4,650000,4,720000,New products require new skills,-44,Completed college/vocational training,Completed secondary,-44,-44,-44,-44,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed secondary,-44,-44,-44,-44,Completed college/vocational training,Completed secondary,Started but did not complete college/vocational training,Completed secondary,Very important,Important,Very important,Very important,Important,Important,Very important,Very important,Very important,Very important,Important,Important,Not important,Not important,Critical,Critical,Very important,Very important,Critical,Critical,Critical,Critical,Important,Important,Very important,Very important,Very important,Very important,Not important,Not important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Important,Important,Very important,Very important,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Important,Important,Not important,Not important,Very important,Very important,Very important,Very important,Very important,Very important,Important,Important,Very important,Very important,Very important,Very important,Very important,Very important,Not important,Not important,Very important,Very important,Not important,Not important,Very difficult,Very difficult,Very difficult,12,4,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Very difficult,Very difficult,Very difficult,0,4,Difficult,Difficult,Difficult,12,4,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Difficult,Difficult,Difficult,0,-44,Slightly difficult,Slightly difficult,Slightly difficult,0,4,Very important,Very important,Critical,Important,Very important,Very important,Very important,Not important,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Not applicable,Not applicable,Through family/friends,-44,No,-44,-44,-44,-44,Yes,60,20,No,-44,Yes,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,No obstacle,No obstacle,No,100,0,-44,0,Yes,13,Yes,60,40,0,0,0,0,0,0,0,0,0,0,0,-44,60,40,0,0,0,0,0,0,0,0,0,0,0,0,0, ,Yes,Loan,2009,15000000,12,180,Private commercial banks,Yes,Yes,No,No,No,No,-44,100,Yes,2,0,-44,-44,70000000,75000000,30000000,20000000,2000000,0,10000000,5000000,400000,500000,1000000,5000000,0,15000000,50000000,20000000,50000000,25000000,Minor obstacle,Very severe obstacle,Minor obstacle,Major obstacle,No,No,Yes,No,No,No,No,Very severe obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Telecommunications,Tax Rates,"Crime, theft and disorder",Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Marketing and Operations support,-44,No,-44,-44,Yes,No,Yes,Yes,No,Yes,No,-44,-44,No,-44,-44,Yes,Yes,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,No,Yes,No,Yes,Truthful,Are estimates computed with some precision, 1401409035,1409035,Guyana,Guyana,Chemicals,9035,No,-44,-44,-44,-44,Partnership (including limited liability companies),-44,42,100,0,0,0,Predominantly men,No,Yes,28,Delegates decisions to other partners,9,9,Predominantly men,Male,Male,Male,2004,No,Yes,2004,25,Yes,730,No,No,-44,-44,No,-44,-44,Yes,21,No,Yes,30,1,0,-44,No,-44,-44,-44,-44,Yes,1,2,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,100,40,45,0,0,-44,30,0,70,0,Individuals,0,90,10,Fertilizers,95,Local,100,Increased,Remained the same,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,0,100,Yes,112,Yes,Yes,No,Yes,Yes,Yes,-44,-44,-44,-44,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,No,No,No,Yes,No,-44,Very Important,Important,Very Important,Very Important,Critical,Very Important,Not important,Yes,100,No,0,No,0,No,No,2000000,75,Yes,Yes,Yes,Yes,Major obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Minor obstacle,No obstacle,-44,Strongly disagree,Tend to disagree,Strongly agree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,Yes,Yes,Yes,No,-44,-44,No,-44,-44,No,No,No,15,Yes,3,No,No,-44,0,-44,Yes,14,No,No,-44,-44,Yes,30,2,6,25,6,8,6,5,1,0,0,0,50,0,50,0,0,0,0,0,0,6,-44,6,-44,-44,0,6,1800000,6,1800000,1,1800000,2,3000000,2,3000000,3,3000000,3,1800000,3,1800000,3,1800000,3,1080000,3,1080000,3,1080000,0,-44,0,-44,0,-44,48,720000,48,720000,48,720000,0,-44,0,-44,0,-44,10,720000,10,720000,10,720000,3,600000,3,600000,3,600000,Not applicable,-44,Completed college/vocational training,Completed secondary,University graduate,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed secondary,Completed primary school,-44,-44,Completed secondary,Completed primary school,-44,-44,Completed college/vocational training,Completed primary school,Completed primary school,Completed primary school,Very important,Very important,Very important,Very important,Important,Important,Important,Important,Very important,Very important,Slightly important,Slightly important,Not important,Not important,Very important,Very important,Very important,Very important,Very important,Very important,Critical,Critical,Important,Important,Very important,Very important,Very important,Very important,Not important,Not important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Critical,Critical,Very important,Very important,Very important,Very important,Important,Important,Important,Important,Important,Important,Not important,Not important,Critical,Critical,Important,Important,Not important,Not important,Very important,Very important,Critical,Critical,Critical,Critical,Slightly important,Slightly important,Slightly important,Slightly important,Important,Important,Not important,Not important,Slightly difficult,Slightly difficult,Slightly difficult,0,8,Slightly difficult,Slightly difficult,Slightly difficult,0,8,Not difficult,Not difficult,Not difficult,0,4,Not difficult,Not difficult,Not difficult,0,4,-44,-44,-44,-44,-44,Slightly difficult,Slightly difficult,Slightly difficult,0,4,-44,-44,-44,-44,-44,Not difficult,Not difficult,Not difficult,0,-44,Not difficult,Not difficult,Not difficult,0,2,Very important,Very important,Critical,Important,Important,Important,Very important,Not important,No obstacle,No obstacle,No obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Not applicable,Not applicable,Through family/friends,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm does not have enough information about training pro,No,-44,-44,-44,-44,-44,-44,Yes,100,0,-44,0,Yes,12,Yes,20,80,0,0,0,0,0,0,0,0,0,0,0,-44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, ,Yes,Loan,2011,300000000,12,36,Private commercial banks,Yes,Yes,Yes,No,No,No,-44,100,Yes,1,1,Concerns about level of debt already incurred,-44,70000000,250000000,150000000,25000000,1000000,0,1200000,500000,70000,6000000,75000,10000000,0,100000000,400000000,55000000,500000000,95000000,No obstacle,No obstacle,No obstacle,Major obstacle,No,No,Yes,No,No,Yes,No,No obstacle,No obstacle,Major obstacle,No obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Access to finance,Corruption,Customs and Trade Regulations,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,"General management, Business development and Strategies supp",-44,Yes,No,No,Yes,No,No,No,-44,-44,Yes,No,No,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Truthful,Are estimates computed with some precision, 1401409036,1409036,Guyana,Guyana,Chemicals,9036,Yes,40,Headquarters with production and/or sales at this location,Yes,40,Shareholding company with non-traded shares or shares traded,-44,49,0,100,0,0,Predominantly men,No,Yes,49,Makes decisions in consultation with other partners,20,20,Predominantly women,Male,Male,Female,2008,Yes,Yes,2008,20,Yes,150,Yes,No,-44,-44,No,-44,-44,No,-44,-44,Yes,5,1,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,15,Yes,Yes,Yes,0,-44,-44,100,0,-44,0,0,100,0,Large private firms (more than 100 employees),0,90,10,Gold Analysis,98,Local,100,Decreased,Decreased,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,0,100,Yes,10,No,No,Yes,Yes,Yes,Yes,-44,-44,-44,-44,No,No,No,Yes,No,-44,-44,-44,-44,Yes,No,No,No,No,Yes,No,Yes,No,-44,Slightly important,Slightly important,Very Important,Important,Not important,Very Important,Not important,Yes,100,No,0,No,0,No,No,600000,2,Yes,Yes,Yes,Yes,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,-44,Strongly disagree,Strongly disagree,Strongly disagree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,-44,1500000,Yes,-44,500000,Yes,1,Outside working hours,5,Goods or stock,500000,Group of criminals,No,No,Don't have the time; inconvenient,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,During working hours,5,Goods or stock,1500,Someone working alone,No,No,Loss was small,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,2000000,No,No,Yes,No,No,No,-44,-44,No,-44,-44,No,Yes,No,1,No,-44,-44,Yes,5,-44,500000,No,-44,-44,No,-44,-44,No,-44,-44,6,33,5,7,19,2,3,4,0,2,10,0,0,10,0,0,0,0,0,10,-44,-44,10,-44,10,5,1700000,1,1700000,1,1700000,2,1200000,2,1200000,2,1200000,7,840000,7,840000,1,840000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,29,480000,23,480000,8,480000,0,-44,0,-44,0,-44,Increase/decreased demand for goods,-44,University graduate,University graduate,Completed secondary,Completed secondary,Completed secondary,Completed secondary,-44,-44,-44,-44,-44,-44,-44,-44,Completed secondary,Completed secondary,-44,-44,Very important,Important,Very important,Very important,Very important,Important,Very important,Slightly important,Very important,Not important,Not important,Not important,Not important,Not important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Important,Important,Slightly important,Very important,Very important,Important,Important,Critical,Slightly important,Very important,Important,Very important,Important,Very important,Important,Very important,Important,Very important,Important,Very important,Important,Very important,Important,Very important,Important,Very important,Very important,Very important,Very important,Very important,Important,Very important,Slightly important,Very important,Not important,Very important,Not important,Very important,Important,Very important,Important,Important,Slightly important,Important,Not important,Slightly important,Slightly important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Slightly important,Very important,Very important,Important,Important,Very difficult,Very difficult,Very difficult,0,-44,Slightly difficult,Slightly difficult,Slightly difficult,0,-44,Difficult,Difficult,Difficult,4,6,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Not difficult,Not difficult,Not difficult,0,-44,-44,-44,-44,-44,-44,Important,Important,Slightly important,Slightly important,Important,Important,Slightly important,Slightly important,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Through family/friends,-44,No,-44,-44,-44,-44,Yes,20,80,No,-44,Yes,No obstacle,No obstacle,No obstacle,Major obstacle,No obstacle,No obstacle,Yes,0,100,-44,0,No,-44,Yes,100,0,0,0,0,0,0,0,0,0,0,0,0,-44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,38000000,220000000,110000000,55000000,30000000,19200000,13000000,12000000,100000,1000000,600000,6000000,0,500000000,0,1000000000,200000000,1200000000,Very severe obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Yes,Yes,Yes,No,Yes,Yes,No,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,Electricity,Telecommunications,Access to land for expansion / relocation,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Other,2+4,No,-44,-44,Yes,No,Yes,Yes,No,Yes,No,-44,-44,No,-44,-44,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Truthful,Are estimates computed with some precision, 1401409037,1409037,Guyana,Guyana,Fabricated metal products,9037,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Male,Female,Female,2010,No,Yes,2010,24,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,12,4,0,-44,No,-44,-44,-44,-44,Yes,3,14,0,-44,No,-44,-44,-44,-44,Yes,100,Yes,No,Yes,100,80,40,0,0,-44,80,0,20,0,Medium private firms (20-100 employees),100,0,0,Agricultural Machine Spare Par,100,Local,100,Increased,Increased,None,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,95,5,Yes,7,No,No,No,Yes,Yes,Yes,-44,-44,-44,-44,Yes,No,No,Yes,No,-44,-44,-44,-44,Yes,Yes,Yes,No,No,No,No,No,Yes,"advertising, promotions",Very Important,Very Important,Very Important,Critical,Important,Critical,Important,Yes,100,No,0,No,0,No,No,10000000,30,Yes,Yes,Yes,Yes,No obstacle,No obstacle,No obstacle,Moderate obstacle,No obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,-44,Strongly disagree,Strongly disagree,Tend to agree,Strongly disagree,No,-44,-44,-44,-44,-44,Yes,1,-44,Yes,-44,10000000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,2,Outside working hours,5,Goods or stock,0,Other,No,Yes,-44,Yes,1,Outside working hours,5,Money,9300000,Group of criminals,No,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,Yes,No,No,No,-44,-44,No,-44,-44,No,No,No,2,Yes,2,No,Yes,25,25,-44,No,-44,-44,No,-44,-44,No,-44,-44,1,17,2,8,7,0,1,0,0,0,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,2,2400000,2,2364000,2,2000000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,11,1200000,11,1197000,11,1200000,4,800000,4,797000,4,800000,0,-44,0,-44,0,-44,Not applicable,-44,Completed secondary,Completed college/vocational training,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Completed secondary,Started but did not complete college/vocational training,Completed secondary,Started but did not complete college/vocational training,-44,-44,Very important,Important,Critical,Important,Very important,Important,Very important,Important,Not important,Not important,Not important,Not important,Not important,Not important,Important,Important,Important,Important,Important,Important,Critical,Important,Important,Very important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Critical,Important,Not important,Not important,Not important,Not important,Not important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Not important,Slightly important,Not important,Very important,Important,Very important,Important,Very important,Important,Slightly important,Not important,Very important,Important,Very important,Important,Difficult,Difficult,Difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Difficult,Difficult,Difficult,0,-44,Not difficult,Difficult,Difficult,0,-44,-44,-44,-44,-44,-44,Critical,Critical,Not important,Not important,Not important,Not important,Not important,Not important,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,other (specify),Walked in,No,-44,-44,-44,-44,Yes,100,0,No,-44,Yes,No obstacle,No obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Yes,100,0,-44,0,No,-44,No,100,0,0,0,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,Application procedures for loans or line of credit are compl,80000000,55000000,19250000,16000000,0,0,84000,6000000,0,1000000,1000000,0,0,200000000,113000000,200000000,60000000,150000000,Major obstacle,Very severe obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,Very severe obstacle,No obstacle,Moderate obstacle,No obstacle,Very severe obstacle,Very severe obstacle,No obstacle,No obstacle,Very severe obstacle,Very severe obstacle,No obstacle,-44,-44,-44,-44,-44,Electricity,Customs and Trade Regulations,Corruption,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed,-44,-44,-44,-44,-44,-44,No,-44,-44,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,No,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,No,Truthful,Are taken directly from the establishment's records, 1401409038,1409038,Guyana,Guyana,Services of motor vehicles,9038,No,-44,-44,-44,-44,Limited partnership,-44,50,100,0,0,0,Equally men and women,No,Yes,50,Makes major strategic and fiancial decisions,21,9,All women,Female,Female,Female,1992,No,Yes,1992,21,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,2,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,15,No,No,Yes,0,-44,-44,100,0,-44,30,0,70,0,Medium private firms (20-100 employees),100,0,0,Mechanic Services,100,Local,2,Increased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,60,40,Yes,14,Yes,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,Yes,No,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,-44,Strongly disagree,Strongly disagree,Strongly disagree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,No,No,No,No,-44,-44,No,-44,-44,No,No,No,2,Yes,1,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,2,6,1,5,0,0,1,0,0,0,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,1,2592000,1,2160000,1,2680000,0,-44,0,-44,0,-44,5,1680000,5,1680000,5,1764000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,Not applicable,-44,Completed secondary,Completed secondary,-44,-44,Completed secondary,Started but did not complete secondary,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Very important,Slightly important,Slightly important,Slightly important,Important,Not important,Not important,Not important,Slightly important,Not important,Not important,Not important,Not important,Not important,Very important,Critical,Very important,Critical,Important,Critical,Critical,Critical,Important,Critical,Very important,Very important,Slightly important,Important,Slightly important,Important,Very important,Important,Slightly important,Very important,Critical,Very important,Very important,Important,Very important,Important,Important,Slightly important,Very important,Slightly important,Critical,Very important,Critical,Very important,Very important,Very important,Critical,Very important,Not important,Slightly important,Not important,Not important,Not important,Not important,Not important,Slightly important,Very important,Slightly important,Very important,Slightly important,Not important,Slightly important,Slightly important,Slightly important,Slightly important,Very important,Slightly important,Very important,Not important,Slightly important,Not important,Not important,Very important,Slightly important,Slightly important,Slightly important,Difficult,Difficult,Difficult,0,-44,-44,-44,-44,-44,-44,Difficult,Difficult,Difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Very important,Very important,Not important,Not important,Slightly important,Not important,Not important,Not important,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Through family/friends,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm is affraid of investing in workers that after the t,No,-44,-44,-44,-44,-44,-44,No,100,0,-44,0,No,-44,Yes,100,0,0,0,0,0,0,0,0,0,0,0,0,-44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,6300000,8200000,1240000,4272000,250000,0,480000,0,18000,0,174000,480000,0,3800000,40000000,3000000,100000,4600000,Moderate obstacle,Major obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Yes,Yes,No,Yes,No,Corruption,"Crime, theft and disorder",Political environment,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Human resources Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,No,-44,-44,Yes,No,Yes,Yes,No,No,Truthful,Are taken directly from the establishment's records, 1401409039,1409039,Guyana,Guyana,Food,9039,No,-44,-44,-44,-44,Limited partnership, ,20,100,0,0,0,Equally men and women,Yes,Yes,54,Delegates decisions to other partners,8,7,Predominantly women,Male,Female,Female,1985,No,Yes,1985,16,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,No,Yes,1,1,10,-44,Yes,3,2,0,-44,Yes,6,1,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,100,67,64,0,0,-44,20,16,64,0,Individuals,1,59,40,Bread,45,Local,8,Increased,Decreased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,100,0,No,-44,Yes,Yes,Yes,Yes,Yes,Yes,-44,-44,-44,-44,No,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Not important,Very Important,Not important,Very Important,Not important,Very Important,Not important,Yes,100,No,-44,No,-44,Yes,Yes,5500000,12,Yes,No,Yes,No,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,No obstacle,-44,Tend to agree,Tend to agree,Tend to agree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,4,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,1200000,No,No,Yes,No,Yes,No,-44,-44,No,-44,-44,No,Yes,Yes,5,Yes,1,No,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,No,2,5,23,4,8,1,10,1,2,0,3,2,0,0,0,2,0,0,0,1,5,-44,-44,-44,5,0,4,3000000,4,2750000,4,3100000,0,-44,0,-44,0,-44,2,2000000,2,1950000,2,2000000,4,900000,3,850000,4,950000,4,1050000,3,150000,4,150000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,6,600000,5,550000,6,600000,3,400000,3,400000,3,400000,Economic upturn/downturn,-44,University graduate,Started but did not complete secondary,-44,-44,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed secondary,Completed secondary,Started but did not complete college/vocational training,-44,-44,-44,-44,Completed secondary,Completed primary school,Completed primary school,Did not complete primary school,Slightly important,Very important,Very important,Important,Critical,Important,Slightly important,Critical,Slightly important,Critical,Slightly important,Slightly important,Not important,Slightly important,Very important,Slightly important,Very important,Critical,Very important,Slightly important,Very important,Critical,Slightly important,Slightly important,Slightly important,Not important,Not important,Slightly important,Important,Very important,Important,Slightly important,Critical,Very important,Slightly important,Critical,Slightly important,Critical,Very important,Very important,Important,Very important,Very important,Slightly important,Very important,Important,Important,Critical,Important,Slightly important,Not important,Slightly important,Slightly important,Very important,Important,Critical,Slightly important,Not important,Slightly important,Slightly important,Very important,Very important,Critical,Very important,Critical,Slightly important,Important,Important,Slightly important,Slightly important,Very important,Important,Very important,Critical,Critical,Slightly important,Very important,Very important,Not important,Slightly important,Slightly difficult,Not difficult,Very difficult,0,-44,-44,-44,-44,-44,-44,Slightly difficult,Very difficult,Difficult,0,-44,Slightly difficult,Slightly difficult,Not difficult,0,-44,Not difficult,Slightly difficult,Almost impossible,1,2,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Difficult,Difficult,Not difficult,0,-44,Difficult,Difficult,Difficult,0,-44,Slightly important,Important,Important,Important,Not important,Not important,Important,Slightly important,Minor obstacle,Major obstacle,Minor obstacle,Major obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,No obstacle,Moderate obstacle,Through family/friends,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm cannot afford the optimal level of training,Yes,Very severe obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Yes,0,100,-44,0,Yes,11,No,75,0,0,0,25,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,Yes,Loan,2010,6200000,12,38,Private commercial banks,Yes,No,No,Yes,No,No,-44,100,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,76500000,74200000,30900000,20800000,6700000,750000,11550000,3850000,0,200000,1250000,0,0,18000000,0,20000000,6050000,50000000,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Major obstacle,No obstacle,No obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Yes,Yes,No,No,No,Telecommunications,Access to finance,Cost of finance,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,NGO,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 1401409040,1409040,Guyana,Guyana,Wholesale,9040,No,-44,-44,-44,-44,Partnership (including limited liability companies),-44,33,100,0,0,0,Predominantly men,No,No,33,Delegates decisions to other partners,0,0,All men,Male,Male,Male,1975,No,Yes,1975,13,No,-44,-44,No,-44,-44,No,-44,-44,Yes,7,No,Yes,7,1,0,-44,Yes,1,24,0,-44,Yes,30,1,0,-44,No,-44,-44,-44,-44,Yes,5,Yes,No,Yes,0,-44,-44,100,0,-44,0,100,0,0,Individuals,0,0,100,Liquid Propane Gas (LPG),60,Local,100,Remained the same,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,0,100,No,-44,Yes,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Major obstacle,No obstacle,No obstacle,Moderate obstacle,No obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,-44,Strongly disagree,Strongly disagree,Strongly disagree,Strongly disagree,No,-44,-44,-44,-44,-44,Yes,-44,120000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,No,No,No,No,-44,-44,No,-44,-44,No,Yes,No,15,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,90,2,4,18,1,4,11,2,0,0,0,0,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,1,1200000,1,1200000,1,1200000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,3,480000,3,480000,3,480000,9,720000,6,720000,9,720000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,5,720000,6,720000,5,720000,0,-44,0,-44,0,-44,Increase demand for higher quality product,-44,Completed secondary,Completed secondary,-44,-44,-44,-44,Completed secondary,Completed secondary,Completed secondary,Completed secondary,-44,-44,-44,-44,Completed secondary,Completed secondary,-44,-44,Critical,Critical,Very important,Very important,Slightly important,Slightly important,Not important,Not important,Very important,Very important,Not important,Not important,Not important,Not important,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Important,Important,Critical,Critical,Very important,Very important,Not important,Not important,Critical,Critical,Critical,Critical,Very important,Very important,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Important,Important,Not important,Not important,Not important,Not important,Important,Important,Not important,Not applicable,Critical,Critical,Not important,Not important,Not important,Not important,Not important,Not important,Critical,Critical,Critical,Critical,Important,Important,Not important,Not important,Important,Important,Not important,Not important,Slightly difficult,Slightly difficult,Slightly difficult,0,4,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Not difficult,Not difficult,Not difficult,4,1,Not difficult,Not difficult,Not difficult,0,4,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Not difficult,Not difficult,Not difficult,0,-44,-44,-44,-44,-44,-44,Important,Critical,Not important,Not important,Not important,Not important,Important,Not important,No obstacle,No obstacle,No obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Major obstacle,Major obstacle,Not applicable,Not applicable,Through family/friends,-44,No,-44,-44,-44,-44,Yes,0,100,No,-44,No,-44,-44,-44,-44,-44,-44,Yes,100,0,-44,0,No,-44,Yes,100,0,0,0,0,0,0,0,0,0,0,0,0,-44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,200000000,200000000,180000000,10000000,100000,0,360000,120000,0,0,200000,3000000,0,18000000,50000000,11000000,60000000,28000000,No obstacle,Moderate obstacle,No obstacle,Very severe obstacle,No,No,Yes,No,No,No,No,Very severe obstacle,No obstacle,No obstacle,No obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Very severe obstacle,Minor obstacle,-44,-44,-44,-44,-44,"Crime, theft and disorder",Tax Rates,Access to land for expansion / relocation,No obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed,-44,-44,-44,-44,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 1401409041,1409041,Guyana,Guyana,Retail,9041,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,100,0,0,0,All women,Yes,Not applicable,Not applicable,Makes major strategic and fiancial decisions,4,7,Equally men and women,Female,Female,Female,2009,No,Yes,2009,10,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,2,20,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,No,No,Yes,0,-44,-44,100,0,-44,0,100,0,0,Individuals,60,40,0,Hair relaxation and hair styli,70,Local,90,Decreased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,40,60,Yes,21,Yes,Yes,Yes,No,Yes,Yes,-44,-44,-44,-44,Yes,No,No,No,No,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, ,Important,Important,Important,Important,Very Important,Important,Not important,Yes,100,No,0,No,0,No,No,200000,60,Yes,Yes,Yes,No,Moderate obstacle,No obstacle,Major obstacle,No obstacle,No obstacle,Minor obstacle,Major obstacle,No obstacle,Moderate obstacle,No obstacle,No obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,-44,Strongly disagree,Strongly agree,Strongly disagree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,No,No,No,No,-44,-44,No,-44,-44,No,Yes,No,0,Yes,1,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,5,5,2,0,0,3,1,0,0,3,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,2,-99,2,-99,0,-44,0,-44,0,-44,0,-44,3,540000,3,540000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,Not applicable,-44,-44,-44,-44,-44,Completed secondary,Completed secondary,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Not applicable,Critical,Not applicable,Very important,Not applicable,Very important,Not applicable,Critical,Not applicable,Not important,Not applicable,Important,Not applicable,Not important,Not applicable,Not important,Not applicable,Not important,Not applicable,Very important,Not applicable,Critical,Not applicable,Critical,Not applicable,Very important,Not applicable,Critical,Not important,Not important,Not applicable,Important,Not applicable,Very important,Not applicable,Slightly important,Not applicable,Very important,Not applicable,Very important,Not applicable,Critical,Not applicable,Important,Not applicable,Critical,Not applicable,Critical,Not applicable,Very important,Not applicable,Critical,Not applicable,Very important,Not applicable,Very important,Not applicable,Important,Not important,Not applicable,Not applicable,Very important,Not applicable,Important,Not applicable,Not important,Not applicable,Not important,Not applicable,Very important,Not applicable,Very important,Not applicable,Important,Not applicable,Not important,Not applicable,Important,Not important,Not important,Not applicable,Not applicable,Not applicable,0,-44,-44,-44,-44,-44,-44,Very difficult,Very difficult,Very difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Not important,Very important,Very important,Not important,Very important,Slightly important,Very important,Not important,Major obstacle,Major obstacle,No obstacle,No obstacle,Very severe obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Not applicable,Not applicable,Schoold related network,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The benefits of training are small than the costs,No,-44,-44,-44,-44,-44,-44,No,0,100,-44,0,No,-44,Yes,100,0,0,0,0,0,0,0,0,0,0,0,0,-44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,Application procedures for loans or line of credit are compl,3840000,3900000,1800000,1800000,20000,98000,120000,0,70000,0,60000,25000,0,250000,0,300000,30000000,3000000,Major obstacle,Major obstacle,Major obstacle,Very severe obstacle,No,Yes,No,No,Yes,No,No,No obstacle,No obstacle,No obstacle,No obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,No obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Yes,Yes,No,Yes,No,Practices of competitors in the informal sector,"Crime, theft and disorder",Access to finance,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,NGO,-44,Marketing and Operations support,-44,No,-44,-44,Yes,No,Yes,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,Yes,Yes,No,Yes,Yes,No,No,Yes,No,Yes,No,-44,-44,Yes,No,No,Truthful,Are estimates computed with some precision, 1401409042,1409042,Guyana,Guyana,Retail,9042,No,-44,-44,-44,-44,Limited partnership,-44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,1990,Yes,Yes,1990,24,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,2,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,10,Yes,No,Yes,0,-44,-44,100,0,-44,100,0,0,0,Individuals,0,50,50,Accomodations,100,International,0,Increased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,100,0,-44,-44,Yes,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,Yes,No,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,funding oppurtunity,Strongly disagree,Tend to disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,5,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,Yes,Yes,No,No,No,-44,-44,No,-44,-44,No,Yes,No,5,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,4,6,2,0,3,1,0,0,1,0,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,2,600000,2,600000,2,600000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,2,720000,2,720000,2,720000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,2,576000,2,567000,2,567000,Not applicable,-44,University graduate,Completed college/vocational training,-44,-44,-44,-44,-44,-44,Completed secondary,Do not know,-44,-44,-44,-44,-44,-44,Completed primary school,Completed primary school,Very important,Important,Important,Slightly important,Important,Important,Important,Slightly important,Not important,Not important,Not important,Not important,Not important,Not important,Very important,Very important,Very important,Very important,Very important,Very important,Critical,Critical,Not important,Not important,Important,Very important,Very important,Very important,Not important,Not important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Slightly important,Very important,Important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Slightly important,Very important,Not important,Very important,Not important,Slightly important,Not important,Very important,Important,Very important,Important,Very important,Important,Not important,Not important,Not important,Slightly important,Very important,Not important,Very important,Slightly important,Slightly important,Important,Very important,Important,Very important,Important,Important,Important,Not difficult,Not difficult,Slightly difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Very difficult,Very difficult,Difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Difficult,Difficult,Very difficult,0,-44,Important,Important,Not important,Not important,Slightly important,Slightly important,Not important,Not important,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,Not applicable,Not applicable,Through family/friends,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The benefits of training are small than the costs,No,-44,-44,-44,-44,-44,-44,Yes,100,0,-44,0,No,-44,No,100,0,0,0,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,9300000,9800000,4000000,1500000,640000,0,260000,300000,640000,160000,360000,0,0,12000000,25000000,50000000,7500000,3400000,Major obstacle,Major obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,Yes,Yes,Yes,Yes,Yes,Practices of competitors in the informal sector,Corruption,"Crime, theft and disorder",Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed,-44,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Yes,No,Yes,Yes,No,No,Yes,No,Yes,No,-44,-44,Yes,No,Yes,Truthful,Are taken directly from the establishment's records, 1401409043,1409043,Guyana,Guyana,Retail,9043,No,-44,-44,-44,-44,Other,Religious/Non-Profit,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,1960,No,Yes,1960,5,Yes,60,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,1,2,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0,-44,9,85,6,0,Others,0,10,90,Books,10,National,0,Increased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,5,95,Yes,28,No,No,No,No,Yes,No,Yes,Supplier,-44,No,No,Yes,No,No,No,-44,-44,-44,-44,Yes,No,No,Yes,No,No,No,No,No,-44,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Yes,100,No,0,No,0,No,No,2500000,16,Yes,Yes,Yes,Yes,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,-44,Tend to agree,Tend to agree,Tend to agree,Tend to disagree,Yes,Yes,Yes,4,Yes,1,Yes,-44,3200000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,Yes,No,Yes,No,-44,-44,No,-44,-44,No,Yes,No,2,No,-44,-44,No,-44,10,-44,No,-44,-44,No,-44,-44,No,-44,-44,6,6,1,5,0,0,0,4,0,0,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,1,2400000,1,2400000,1,2400000,1,1600000,1,1600000,1,1600000,0,-44,0,-44,0,-44,4,840000,4,840000,4,840000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,Not applicable,-44,University graduate,University graduate,University graduate,University graduate,-44,-44,University graduate,University graduate,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Critical,Critical,Critical,Important,Very important,Important,Not important,Not important,Important,Important,Not important,Not important,Not important,Not important,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Not important,Not important,Critical,Critical,Not important,Not important,Not important,Not important,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Not important,Not important,Critical,Critical,Not important,Not important,Not important,Not important,Important,Important,Important,Important,Very important,Very important,Critical,Critical,Slightly important,Slightly important,Slightly important,Slightly important,Not important,Not important,Difficult,Difficult,Difficult,0,8,Difficult,Difficult,Difficult,0,8,-44,-44,-44,-44,-44,Difficult,Difficult,Difficult,0,8,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Important,Important,Very important,Very important,Very important,Important,Important,Not important,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Private placement office,-44,No,-44,-44,-44,-44,Yes,100,0,No,-44,No,-44,-44,-44,-44,-44,-44,Yes,100,0,-44,0,No,-44,Yes,100,0,0,0,0,0,0,0,0,0,0,0,0,-44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,52000000,68000000,58000000,4200000,400000,0,900000,0,0,0,650000,500000,0,2000000,6000000,1800000,8000000,3400000,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,No obstacle,-44,-44,-44,-44,-44,Corruption,"Crime, theft and disorder",Tax administration,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed,-44,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are estimates computed with some precision, 1401409044,1409044,Guyana,Guyana,Retail,9044,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Female,Female,Female,1970,No,Yes,1984,30,No,-44,-44,No,-44,-44,No,-44,-44,Yes,7,No,Yes,3,1,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0,-44,0,100,0,0,Individuals,50,50,0,Fabrics,100,National,75,Decreased,Increased,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,0,100,Yes,14,No,No,No,No,Yes,No,Yes,Supplier,-44,No,No,No,No,No,No,-44,-44,-44,-44,Yes,No,No,Yes,No,No,No,No,No,-44,Not important,Important,Very Important,Important,Important,Important,Not important,Yes,100,No,0,No,0,No,No,208000,5,Yes,Yes,No,No,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,Not applicable,No obstacle,-44,Tend to agree,Tend to agree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,Yes,No,Yes,No,-44,-44,No,-44,-44,No,Yes,No,1,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,8,8,2,0,0,6,1,0,0,2,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,2,840000,1,798000,2,840000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,6,540000,7,513000,2,540000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,Not applicable,-44,Completed college/vocational training,Completed college/vocational training,-44,-44,-44,-44,-44,-44,Completed secondary,Completed secondary,-44,-44,-44,-44,-44,-44,-44,-44,Critical,Important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Very important,Not important,Important,Not important,Not important,Important,Important,Important,Important,Very important,Very important,Critical,Critical,Very important,Very important,Important,Important,Important,Important,Not important,Not important,Important,Important,Very important,Very important,Important,Important,Important,Important,Important,Important,Not important,Not important,Not important,Not important,Critical,Critical,Important,Important,Important,Important,Important,Important,Important,Important,Not important,Not important,Not important,Not important,Not important,Not important,Very important,Very important,Not important,Not important,Not important,Not important,Important,Important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Difficult,Difficult,Difficult,0,8,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Not difficult,Not difficult,Not difficult,0,2,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Do not know,Do not know,Do not know,Do not know,Do not know,Not important,Important,Not important,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Not applicable,Not applicable,Through family/friends,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm does not have enough information about training pro,No,-44,-44,-44,-44,-44,-44,Yes,100,0,-44,0,No,-44,No,25,0,0,0,25,50,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,Interest rates are not favorable,8000000,10000000,6000000,2000000,100000,200000,250000,0,50000,0,200000,0,0,1000000,15000000,200000,100000000,2000000,No obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Major obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Cost of finance,Political environment,Tax Rates,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,Other,Any one,Human resources Support,Combination,No,-44,-44,Yes,No,Yes,Yes,No,Yes,No,-44,-44,No,-44,-44,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Truthful,Are estimates computed with some precision, 1401409045,1409045,Guyana,Guyana,Retail,9045,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Female,Female,Female,2009,No,Yes,2009,10,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,10,1,-44,40000,No,-44,-44,-44,-44,Yes,2,4,0,-44,No,-44,-44,-44,-44,Yes,5,Yes,No,Yes,0,-44,-44,100,0,-44,50,20,30,0,Individuals,50,20,30,Hardware Home Appliances,100,Local,30,Increased,Increased,1,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,100,0,-44,-44,No,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,Yes,Yes,Yes,Yes,No obstacle,No obstacle,No obstacle,Moderate obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,-44,Tend to disagree,Strongly disagree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,Yes,No,No,No,-44,-44,No,-44,-44,No,Yes,No,1,No,-44,-44,No,-44,1,-44,No,-44,-44,No,-44,-44,No,-44,-44,6,10,2,0,6,2,1,0,0,0,3,0,0,3,0,0,0,0,0,1,-44,-44,1,-44,3,2,2880000,1,2160000,1,2880000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,1,720000,1,676800,1,720000,6,662400,5,648000,4,662400,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,4,1584000,6,1584000,3,1584000,0,-44,0,-44,0,-44,Not applicable,-44,Completed college/vocational training,Completed secondary,-44,-44,-44,-44,Completed secondary,Completed primary school,Completed secondary,Completed primary school,-44,-44,-44,-44,Completed secondary,Started but did not complete college/vocational training,-44,-44,Very important,Very important,Very important,Important,Very important,Important,Important,Important,Important,Important,Important,Important,Not important,Not important,Very important,Important,Very important,Important,Very important,Very important,Critical,Important,Very important,Important,Very important,Slightly important,Very important,Important,Very important,Slightly important,Critical,Very important,Very important,Important,Very important,Important,Very important,Important,Very important,Important,Important,Important,Very important,Very important,Very important,Very important,Very important,Very important,Important,Very important,Very important,Important,Important,Not important,Important,Not important,Not important,Not important,Slightly important,Not important,Important,Important,Important,Important,Not important,Not important,Not important,Not important,Very important,Slightly important,Very important,Slightly important,Very important,Not important,Not important,Not important,Important,Important,Slightly important,Not important,Difficult,Difficult,Difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Difficult,Very difficult,Difficult,4,4,Difficult,Difficult,Difficult,1,4,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Difficult,Difficult,Difficult,0,-44,-44,-44,-44,-44,-44,Important,Important,Important,Important,Important,Important,Important,Important,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Through family/friends,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The benefits of training are small than the costs,No,-44,-44,-44,-44,-44,-44,No,100,0,-44,0,No,-44,Yes,100,0,0,0,0,0,0,0,0,0,0,0,0,-44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, ,Yes,Loan,2012,10000000,10,12,Private commercial banks,Yes,No,No,Yes,No,No,-44,100,Yes,1,0,-44,-44,24000000,30000000,20000000,9500000,2000000,0,900000,1500000,10000,0,180000,2000000,0,15000000,50000000,5000000,960000,15000000,No obstacle,No obstacle,No obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Labor Regulations,"Crime, theft and disorder",Moderate obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed,-44,-44,-44,-44,-44,-44,No,-44,-44,Yes,No,No,Yes,No,Yes,No,-44,-44,No,-44,-44,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 1401409046,1409046,Guyana,Guyana,Retail,9046,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly women,Male,Male,Male,1988,No,Yes,1988,25,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,25,24,25,-44,No,-44,-44,-44,-44,Yes,1,3,0,-44,No,-44,-44,-44,-44,Yes,40,Yes,No,Yes,0,-44,-44,100,0,-44,50,0,50,0,Individuals,60,0,40,Sale of automotive cars,82,Local,90,Remained the same,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,0,100,Yes,42,Yes,No,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,Yes,Yes,No,No,No,Yes,No,-44,Critical,Critical,Critical,Critical,Critical,Not important,Not important,Yes,100,No,0,No,0,No,No,10000000,10,Yes,Yes,Yes,Yes,Very severe obstacle,Major obstacle,No obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,-44,Strongly agree,Strongly agree,Strongly agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,-44,3200000,Yes,6,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,20,Outside working hours,Other,Goods or stock,5000000,A fellow employee,No,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,200000,Yes,No,Yes,No,Yes,No,-44,-44,No,-44,-44,No,Yes,No,18,No,-44,-44,Yes,0,0,-44,Yes,5,No,No,-44,-44,No,-44,-44,2,26,5,0,0,21,3,0,0,9,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,5,1380000,5,1380000,5,1380000,0,-44,0,-44,0,-44,3,1420000,3,1420000,0,-44,4,744000,3,744000,2,744000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,5,1440000,4,1440000,5,1440000,7,720000,5,540000,7,720000,2,900000,2,900000,2,900000,Increase/decreased demand for goods,-44,Completed college/vocational training,Completed college/vocational training,-44,-44,Completed college/vocational training,Completed secondary,Completed secondary,Completed secondary,-44,-44,-44,-44,Completed secondary,Completed secondary,Completed secondary,Completed secondary,Completed secondary,Completed secondary,Critical,Slightly important,Very important,Important,Very important,Important,Slightly important,Slightly important,Critical,Critical,Slightly important,Not important,Not important,Not important,Very important,Very important,Critical,Critical,Critical,Very important,Critical,Critical,Not important,Not important,Critical,Slightly important,Important,Important,Not important,Not important,Very important,Slightly important,Very important,Very important,Critical,Important,Critical,Slightly important,Critical,Slightly important,Very important,Not important,Critical,Very important,Critical,Critical,Critical,Very important,Critical,Critical,Very important,Slightly important,Important,Important,Slightly important,Slightly important,Not important,Not important,Not important,Not important,Critical,Critical,Critical,Important,Important,Not important,Important,Important,Critical,Slightly important,Critical,Critical,Very important,Very important,Not important,Not important,Important,Important,Not important,Not important,Difficult,Difficult,Difficult,0,8,Not difficult,Not difficult,Not difficult,0,-44,Slightly difficult,Slightly difficult,Slightly difficult,0,3,Not difficult,Not difficult,Not difficult,2,2,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Slightly difficult,Slightly difficult,Slightly difficult,0,2,Slightly difficult,Slightly difficult,Slightly difficult,0,-44,Not difficult,Not difficult,Not difficult,0,2,Important,Very important,Very important,Slightly important,Important,Important,Slightly important,Not important,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Not applicable,Not applicable,Public announcement/advertisement,-44,No,-44,-44,-44,-44,Yes,0,100,No,-44,No,-44,-44,-44,-44,-44,-44,Yes,100,0,-44,0,Yes,8,Yes,50,50,0,0,0,0,0,0,0,0,0,0,0,-44,0,100,0,0,0,0,0,0,0,0,0,0,0,0,0, ,Yes,Loan,2009,13000000,6,120,Private commercial banks,Yes,Yes,No,Yes,No,No,-44,34,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,480000000,530000000,395000000,30000000,19000000,0,3700000,6200000,240000,0,2400000,900000,0,900000,53700000,1000000,55000000,6800000,No obstacle,Major obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,No obstacle,Major obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Yes,Yes,No,No,No,Inadequately educated workforce,Corruption,Political environment,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Marketing and Operations support,-44,No,-44,-44,Yes,No,Yes,Yes,No,Yes,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,No,Yes,No,No,Truthful,Are estimates computed with some precision, 1401409047,1409047,Guyana,Guyana,Hotel and restaurants,9047,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded,-44,50,100,0,0,0,Equally men and women,No,No,50,Makes decisions in consultation with other partners,20,10,All women,Female,Female,Female,2006,Yes,Yes,2006,10,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,15,4,-44,56000,No,-44,-44,-44,-44,Yes,20,24,-44,280000,No,-44,-44,-44,-44,Yes,10,Yes,Yes,Yes,0,-44,-44,100,0,-44,65,20,15,0,Individuals,90,0,10,Hotel Accommodation,100,International,20,Decreased,Increased,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,100,0,-44,-44,No,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,Yes,Yes,Yes,No,No obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,-44,Strongly disagree,Strongly disagree,Strongly disagree,Strongly disagree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,Yes,No,Yes,No,-44,-44,No,-44,-44,No,No,Yes,2,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,6,8,1,0,0,7,1,0,0,6,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,1,500000,1,500000,1,560000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,7,350000,7,350000,13,350000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,Not applicable,-44,Completed college/vocational training,Completed college/vocational training,-44,-44,-44,-44,-44,-44,Completed secondary,Completed secondary,-44,-44,-44,-44,-44,-44,-44,-44,Important,Important,Important,Important,Important,Important,Very important,Very important,Important,Important,Not important,Not important,Not important,Not important,Critical,Critical,Critical,Critical,Important,Important,Critical,Critical,Critical,Critical,Critical,Critical,Important,Important,Important,Important,Critical,Critical,Critical,Critical,Very important,Very important,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Very important,Very important,Very important,Very important,Very important,Very important,Critical,Critical,Critical,Critical,Not important,Not important,Not important,Not important,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Very important,Very important,Very important,Very important,Critical,Critical,Critical,Critical,Very difficult,Very difficult,Very difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Very difficult,Very difficult,Very difficult,7,1,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Not important,Critical,Not important,Critical,Critical,Critical,Critical,Not important,Very severe obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Very severe obstacle,Very severe obstacle,No obstacle,Very severe obstacle,No obstacle,Very severe obstacle,No obstacle,No obstacle,No obstacle,Through family/friends,-44,No,-44,-44,-44,-44,No,-44,-44,-44,Other,No,-44,-44,-44,-44,-44,-44,Yes,100,0,-44,0,No,-44,No,100,0,0,0,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,2000000,2800000,0,1500000,400000,0,400000,100000,40000,50000,60000,0,0,6000000,224000,6000000,100000000,2000000,No obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,Access to finance,Cost of finance,Not applicable,No obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,International organization,-44,Marketing and Operations support,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,No,-44,-44,No,-44,-44,Somewhat truthful,Are arbitrary and unreliable numbers, 1401409048,1409048,Guyana,Guyana,Hotel and restaurants,9048,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Male,Male,Male,2004,No,Yes,2004,20,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,24,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,80,No,Yes,Yes,0,-44,-44,100,0,-44,0,100,0,0,Individuals,0,100,0,Fried Rice,60,Local,10,Remained the same,Remained the same,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,100,0,-44,-44,Yes,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,-44,Strongly agree,Tend to disagree,Tend to agree,Strongly agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,Yes,No,-44,-44,No,-44,-44,No,No,No,5,Yes,3,No,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,Yes,2,8,10,2,7,0,1,1,7,0,1,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,2,720000,2,720000,2,720000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,1,720000,2,720000,1,720000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,7,400000,6,400000,7,400000,Not applicable,-44,Completed secondary,Completed secondary,-44,-44,-44,-44,-44,-44,Completed secondary,Completed secondary,-44,-44,-44,-44,-44,-44,Completed secondary,Completed secondary,Not important,Not important,Very important,Very important,Very important,Very important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Not important,Not important,Very important,Important,Very important,Very important,Very important,Important,Very important,Important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Important,Very important,Very important,Important,Important,Very important,Not important,Very important,Not important,Slightly important,Slightly important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Very important,Very important,Very important,Very important,Not important,Not important,Very important,Very important,Not important,Not important,Not difficult,Not difficult,Not difficult,0,-44,Not difficult,Not difficult,Not difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Not difficult,Not difficult,Not difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Not difficult,Not difficult,Not difficult,0,-44,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,No obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,Major obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,other (specify),Walked in,No,-44,-44,-44,-44,No,-44,-44,-44,The benefits of training are small than the costs,No,-44,-44,-44,-44,-44,-44,Yes,0,100,-44,0,No,-44,No,100,0,0,0,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,24000000,24000000,2000000,15000000,0,7200000,1200000,480000,600000,0,480000,0,0,10000000,0,8000000,30000000,5000000,Very severe obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,No,Yes,No,No,No,No,No,Very severe obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Tax Rates,Electricity,Access to land for expansion / relocation,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,Community based organization,-44,Marketing and Operations support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 1401409049,1409049,Guyana,Guyana,Hotel and restaurants,9049,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded,-44,40,100,0,0,0,Equally men and women,No,Yes,40,Makes major strategic and fiancial decisions,1,20,All women,Female,Female,Female,2013,No,Yes,2013,25,Yes,60,No,Yes,30,No,Yes,90,No,Yes,90,No,Yes,30,2,-44,400000,No,-44,-44,-44,-44,Yes,30,2,0,-44,No,-44,-44,-44,-44,Yes,50,Yes,Yes,Yes,0,-44,-44,100,0,-44,0,100,0,0,Individuals,0,100,0,Hotel Accomodation,80,Local,0,4,4,5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,80,20,Yes,90,No,No,No,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,Yes,Yes,No,Very severe obstacle,Very severe obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,funding oppurtunity,Do not know,Do not know,Do not know,Do not know,No,-44,-44,-44,-44,-44,Yes,10,-44,Yes,-44,400000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,3,During working hours,Other,Goods or stock,400000,Someone working alone,No,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,Yes,No,Yes,No,-44,-44,No,-44,-44,No,Yes,No,3,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,11,11,1,0,0,10,1,0,0,7,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,-77,-44,-77,-44,0,-44,-77,-44,-77,-44,0,-44,-77,-44,-77,-44,0,-44,-77,-44,-77,-44,0,-44,-77,-44,-77,-44,0,-44,-77,-44,-77,-44,0,-44,-77,-44,-77,-44,0,-44,-77,-44,-77,-44,0,-44,-77,-44,-77,-44,0,-44,Not applicable,-44,Completed college/vocational training,Completed college/vocational training,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Critical,Very important,Critical,Critical,Critical,Critical,Important,Important,Not important,Not important,Important,Important,Not important,Not important,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Not important,Not important,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Slightly important,Critical,Important,Critical,Important,Critical,Important,Critical,Important,Critical,Important,Critical,Important,Critical,Important,Critical,Important,Important,Slightly important,Not important,Not applicable,Very important,Important,Very important,Important,Slightly important,Not important,Slightly important,Not important,Very important,Important,Very important,Important,Very important,Important,Very important,Important,Very important,Important,Not important,Not important,Not difficult,Not difficult,Not difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Slightly difficult,Slightly difficult,Slightly difficult,0,-44,Very difficult,Very difficult,Very difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Not difficult,Not difficult,Not difficult,0,-44,Slightly important,Slightly important,Slightly important,Slightly important,Very important,Slightly important,Not important,Not important,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Not applicable,Not applicable,other (specify),walk in applicants,No,-44,-44,-44,-44,No,-44,-44,-44,The firm cannot afford the optimal level of training,No,-44,-44,-44,-44,-44,-44,Yes,100,0,-44,0,No,-44,Yes,50,50,0,0,0,0,0,0,0,0,0,0,0,-44,50,50,0,0,0,0,0,0,0,0,0,0,0,0,0, ,Yes,Loan,2013,-99,Refusal to answer,-99,Private commercial banks,Yes,Yes,No,No,No,No,-44,20,No,-44,-44,-44,8,-77,-77,-77,-77,-77,-77,-77,-77,-77,-77,-77,-77,-77,-77,-77,-77,-77,-77,Major obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Yes,Yes,No,No,Yes,Yes,No,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Corruption,"Crime, theft and disorder",Access to land for expansion / relocation,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Marketing and Operations support,-44,No,-44,-44,Yes,No,No,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,Yes,Yes,No,No,No,-44,-44,Yes,No,No,Yes,No,No,Truthful,Are arbitrary and unreliable numbers, 1401409050,1409050,Guyana,Guyana,Hotel and restaurants,9050,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded,-44,50,100,0,0,0,Equally men and women,No,Yes,50,Makes decisions in consultation with other partners,8,5,Equally men and women,Male,Male,Male,2005,No,Yes,2005,10,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,7,2,1,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0,-44,15,0,85,0,Individuals,20,10,70,Hospitality/Accommodation,90,International,0,Decreased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,95,5,No,-44,No,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,No,No,Yes,No,No,Yes,No,No,-44,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Yes,100,No,0,No,0,No,No,20000000,33,Yes,Yes,Yes,Yes,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,-44,Strongly disagree,Strongly disagree,Strongly disagree,Strongly disagree,No,-44,-44,-44,-44,-44,Yes,7,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,Yes,Yes,Yes,No,-44,-44,No,-44,-44,No,Yes,No,2,No,-44,-44,No,-44,15,-44,No,-44,-44,No,-44,-44,No,-44,-44,4,16,4,3,5,4,2,3,2,0,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,4,1000000,4,1000000,4,1000000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,2,600000,2,600000,2,600000,10,800000,10,800000,8,800000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,Not applicable,-44,University graduate,University graduate,-44,-44,-44,-44,Completed secondary,Completed secondary,Completed secondary,Completed secondary,-44,-44,-44,-44,-44,-44,-44,-44,Very important,Important,Very important,Very important,Important,Slightly important,Very important,Important,Important,Slightly important,Not important,Not important,Not important,Not important,Important,Very important,Important,Very important,Important,Important,Important,Important,Not important,Not important,Very important,Slightly important,Not important,Slightly important,Not important,Not important,Very important,Important,Very important,Important,Very important,Important,Very important,Very important,Very important,Important,Very important,Very important,Very important,Slightly important,Very important,Important,Very important,Very important,Important,Very important,Important,Important,Very important,Important,Important,Slightly important,Important,Not important,Not important,Not important,Important,Important,Not important,Not important,Not important,Not important,Important,Important,Slightly important,Slightly important,Very important,Very important,Very important,Very important,Not important,Not important,Important,Important,Slightly important,Slightly important,Very difficult,Very difficult,Very difficult,0,4,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Difficult,Difficult,Difficult,0,3,Difficult,Difficult,Difficult,0,2,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Very important,Important,Slightly important,Important,Important,Important,Important,Not important,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Public announcement/advertisement,-44,No,-44,-44,-44,-44,Yes,50,0,No,-44,Yes,Very severe obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,No obstacle,Yes,70,30,-44,0,Yes,18,Yes,100,0,0,0,0,0,0,0,0,0,0,0,0,-44,0,100,0,0,0,0,0,0,0,0,0,0,0,0,0, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,2,0,-44,-44,69600000,72400000,4000000,7000000,1300000,6000000,8000000,1000000,200000,200000,1000000,10000000,69000000,40000000,160000000,15000000,150000000,600000000,Moderate obstacle,Major obstacle,Very severe obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Minor obstacle,-44,-44,-44,-44,-44,Corruption,Macroeconomic environment,Political environment,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Marketing and Operations support,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are estimates computed with some precision, 1401409052,1409052,Guyana,Guyana,Hotel and restaurants,9052,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded,-44,30,100,0,0,0,All women,Yes,Yes,30,Delegates decisions to other partners,28,0,All women,Female,Female,Female,1985,No,Yes,1985,17,No,-44,-44,No,-44,-44,No,-44,-44,Yes,7,No,Yes,8,3,5,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,25,No,No,Yes,80,100,24,20,0,-44,0,100,0,5,Individuals,0,100,0,Hotel Services,90,Local,35,Decreased,Remained the same,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,35,65,Yes,5,Yes,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,No obstacle,Minor obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,-44,Tend to disagree,Tend to disagree,Tend to agree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,15,-44,Yes,20,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,During working hours,Other,6,0,Group of criminals,No,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,30,During working hours,5,Money,200000,A fellow employee,No,No,Loss was small,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,Yes,No,No,No,-44,-44,No,-44,-44,No,Yes,No,15,No,-44,-44,No,-44,5,-44,No,-44,-44,No,-44,-44,No,-44,-44,10,36,3,7,16,10,3,7,13,8,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,3,960000,3,960000,4,1040000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,3,720000,3,576000,3,720000,30,576000,30,550000,33,576000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,Not applicable,-44,Completed secondary,Completed secondary,-44,-44,-44,-44,Completed secondary,Completed secondary,Completed secondary,Completed secondary,-44,-44,-44,-44,-44,-44,-44,-44,Very important,Important,Important,Very important,Important,Important,Important,Important,Very important,Very important,Important,Not important,Not important,Not important,Very important,Very important,Very important,Very important,Important,Important,Very important,Very important,Important,Slightly important,Very important,Slightly important,Important,Not important,Not important,Not important,Very important,Very important,Important,Important,Important,Important,Very important,Slightly important,Slightly important,Not important,Slightly important,Not important,Important,Slightly important,Very important,Very important,Very important,Very important,Important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Not important,Not important,Not important,Not important,Not important,Very important,Important,Important,Important,Not important,Not important,Very important,Very important,Important,Slightly important,Important,Slightly important,Important,Slightly important,Not important,Not important,Important,Important,Slightly important,Not important,Slightly difficult,Slightly difficult,Slightly difficult,0,-44,Slightly difficult,Slightly difficult,Slightly difficult,0,-44,Slightly difficult,Not difficult,Not difficult,0,-44,Not difficult,Not difficult,Not difficult,0,-44,Slightly difficult,Not difficult,Not difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Important,Important,Not important,Slightly important,Important,Not important,Slightly important,Not important,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Public placement office,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The benefits of training are small than the costs,Yes,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Yes,100,0,-44,0,Yes,12,Yes,100,0,0,0,0,0,0,0,0,0,0,0,0,-44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, ,Yes,Line of credit,2003,2000000,12,12,Private commercial banks,Yes,Yes,No,No,Yes,No,-44,100,Yes,1,0,-44,-44,35000000,40000000,8000000,9000000,1000000,1500000,3000000,4000000,600000,50000,600000,2000000,0,15000000,130000000,6000000,25000000,1000000,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Telecommunications,Electricity,Tax Rates,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,"General management, Business development and Strategies supp",-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Truthful,Are estimates computed with some precision, 1401409053,1409053,Guyana,Guyana,Information technology,9053,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,2008,Yes,Yes,2009,25,No,-44,-44,No,-44,-44,No,-44,-44,Yes,42,No,Yes,8,3,0,-44,No,-44,-44,-44,-44,Yes,1,10,10,-44,No,-44,-44,-44,-44,Yes,5,Yes,Yes,Yes,0,-44,-44,100,0,-44,0,0,100,1,Large private firms (more than 100 employees),100,0,0,Electrical engineering,70,Local,60,Decreased,Remained the same,None,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,80,20,Yes,9,No,No,No,Yes,Yes,No,Yes,Other company of the sector,-44,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,No,Yes,Yes,Yes,Yes,Yes,No,No,No,No,No,-44,Important,Important,Important,Important,Important,Important,Not important,Yes,20,Yes,80,No,0,No,No,25000000,25,Yes,Yes,Yes,Yes,Minor obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,Major obstacle,No obstacle,No obstacle,Minor obstacle,No obstacle,Major obstacle,Major obstacle,No obstacle,No obstacle,Major obstacle,No obstacle,Major obstacle,No obstacle,-44,Tend to agree,Tend to disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,Yes,-44,1500000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,During working hours,Firearm/gun,Money,0,Group of criminals,No,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,4,During working hours,5,Money,300000,A fellow employee,No,No,Loss was small,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,No,200000,300000,Yes,Yes,No,No,No,No,-44,-44,No,-44,-44,No,Yes,No,4,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,6,6,1,5,0,0,0,3,0,0,20,0,9,11,0,0,2,0,0,11,-44,11,11,-44,20,1,1200000,1,1200000,1,1200000,0,-44,0,-44,0,-44,5,840000,5,840000,5,840000,20,-99,20,-99,20,-99,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-99,0,-44,Not applicable,-44,University graduate,University graduate,-44,-44,Completed college/vocational training,University graduate,Completed secondary,Completed secondary,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Important,Important,Slightly important,Slightly important,Not important,Not important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Slightly important,Slightly important,Slightly important,Slightly important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Important,Important,Important,Important,Important,Important,Very important,Very important,Very important,Very important,Important,Important,Not important,Not important,Very important,Very important,Very important,Very important,Important,Important,Very important,Slightly important,Very important,Very important,Very important,Very important,Very important,Slightly important,Very important,Slightly important,Very important,Very important,Very important,Very important,Difficult,Difficult,Difficult,0,-44,-44,-44,-44,-44,-44,Difficult,Slightly difficult,Not difficult,3,14,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Critical,Critical,Critical,Very important,Very important,Very important,Important,Slightly important,Very severe obstacle,No obstacle,No obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Through family/friends,-44,No,-44,-44,-44,-44,Yes,100,0,No,-44,No,-44,-44,-44,-44,-44,-44,No,100,0,-44,0,No,-44,Yes,100,0,0,0,0,0,0,0,0,0,0,0,0,-44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,14600000,19195000,1200000,4000000,6000000,2000000,600000,1920000,36000,130000,360000,20000000,0,11000000,4607000,9000000,6000000,4000000,Very severe obstacle,Very severe obstacle,Major obstacle,Major obstacle,No,Yes,Yes,No,No,Yes,No,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,Major obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,No obstacle,-44,-44,-44,-44,-44,Corruption,Macroeconomic environment,"Crime, theft and disorder",Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,technological and Innovation Support,-44,No,-44,-44,Yes,No,Yes,Yes,No,Yes,No,-44,-44,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Truthful,Are taken directly from the establishment's records, 1401409054,1409054,Guyana,Guyana,Other manufacturing,9054,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,2005,No,Yes,2005,25,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,10,2,15,-44,No,-44,-44,-44,-44,Yes,1,4,2,-44,No,-44,-44,-44,-44,Yes,5,Yes,Yes,Yes,100,90,40,0,0,-44,50,20,30,0,Medium private firms (20-100 employees),0,100,0,Printing Services,50,Local,95,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,100,0,-44,-44,Yes,Yes,No,Yes,Yes,No,Yes,Supplier,-44,No,No,Yes,Yes,Yes,No,-44,-44,-44,-44,Yes,No,No,Yes,No,Yes,No,No,No,-44,Slightly important,Very Important,Very Important,Critical,Important,Critical,Slightly important,Yes,100,No,0,No,0,No,No,300000,1,Yes,Yes,Yes,Yes,No obstacle,No obstacle,Minor obstacle,Major obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,-44,Tend to disagree,Strongly disagree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,Yes,No,No,No,-44,-44,No,-44,-44,No,Yes,No,5,No,-44,-44,Yes,0,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,1,14,3,0,0,11,0,0,0,5,2,0,0,0,2,0,0,0,0,2,-44,-44,-44,2,2,3,2000000,3,2000000,3,2000000,0,-44,0,-44,0,-44,13,800000,13,800000,11,880000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,Not applicable,-44,Post graduated,Post graduated,-44,-44,Completed secondary,Completed secondary,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Important,Important,Important,Important,Important,Important,Important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Important,Important,Very important,Very important,Slightly important,Slightly important,Very important,Very important,Critical,Very important,Very important,Very important,Very important,Important,Very important,Important,Critical,Important,Important,Important,Important,Important,Very important,Very important,Very important,Very important,Important,Very important,Important,Important,Important,Important,Very important,Important,Slightly important,Not important,Important,Important,Very important,Important,Very important,Important,Very important,Slightly important,Slightly important,Not important,Very important,Important,Very important,Important,Very important,Important,Slightly important,Slightly important,Important,Important,Important,Important,Difficult,Difficult,Difficult,0,-44,-44,-44,-44,-44,-44,Slightly difficult,Slightly difficult,Slightly difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Important,Slightly important,Very important,Slightly important,Important,Important,Slightly important,Slightly important,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Through family/friends,-44,No,-44,-44,-44,-44,Yes,0,100,No,-44,No,-44,-44,-44,-44,-44,-44,Yes,0,100,-44,0,Yes,15,Yes,100,0,0,0,0,0,0,0,0,0,0,0,0,-44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, ,Yes,Line of credit,2012,3000000,15,18,Private commercial banks,Yes,No,No,No,Yes,No,-44,100,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,20000000,25000000,0,12000000,140000,2900000,480000,0,0,120000,300000,600000,0,2000000,0,6000000,30000000,10000000,Major obstacle,Very severe obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Electricity,Cost of finance,Telecommunications,Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Marketing and Operations support,-44,No,-44,-44,Yes,No,Yes,Yes,No,Yes,No,-44,-44,No,-44,-44,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,No,-44,-44,Yes,No,Yes,Truthful,Are estimates computed with some precision, 1401409055,1409055,Guyana,Guyana,Wholesale,9055,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, ,75,75,25,0,0,Predominantly men,No,Yes,21,Makes major strategic and fiancial decisions,11,2,All men,Male,Male,Female,2004,No,Yes,2004,9,Yes,3,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,Yes,3,1,0,-44,Yes,10,4,0,-44,No,-44,-44,-44,-44,No,-44,No,No,Yes,27,59,81,75,0,-44,34,1,65,0,Individuals,13,60,27,Construction products,60,Local,3,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,69,31,No,-44,Yes,Yes,Yes,Yes,Yes,Yes,-44,-44,-44,-44,No,Yes,Yes,No,Yes,No,Yes,Yes,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Important,Not important,Very Important,Not important,Slightly important,Very Important,Not important,Yes,100,No,-44,No,-44,No,No,5500000,22,No,Yes,Yes,No,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,-44,Tend to disagree,Tend to disagree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,5,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,300000,No,No,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,No,4,Yes,1,No,No,-44,0,-44,No,-44,-44,Yes,51,No,No,-44,-44,8,13,2,7,1,3,0,1,0,0,2,0,0,0,2,0,0,0,1,4,-44,-44,-44,4,0,2,3000000,2,2950000,2,3300000,4,2400000,3,2350000,3,2400000,1,1250000,1,1250000,1,1250000,3,1000000,3,1000000,3,1000000,1,1000000,1,250000,1,250000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,2,750000,2,700000,2,750000,0,-44,0,-44,0,-44,Increase/decreased demand for goods,-44,Started but did not complete college/vocational training,Completed college/vocational training,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed secondary,-44,-44,-44,-44,Completed secondary,Started but did not complete secondary,-44,-44,Slightly important,Very important,Very important,Important,Very important,Very important,Very important,Important,Very important,Slightly important,Not important,Important,Slightly important,Not important,Very important,Critical,Slightly important,Very important,Critical,Slightly important,Very important,Critical,Not important,Not important,Important,Slightly important,Important,Important,Slightly important,Very important,Slightly important,Slightly important,Not important,Important,Critical,Very important,Critical,Slightly important,Slightly important,Very important,Very important,Very important,Very important,Slightly important,Important,Critical,Very important,Very important,Important,Very important,Very important,Critical,Important,Very important,Slightly important,Slightly important,Very important,Very important,Slightly important,Slightly important,Very important,Important,Critical,Not important,Critical,Critical,Critical,Slightly important,Slightly important,Slightly important,Critical,Important,Very important,Important,Important,Not important,Critical,Important,Important,Slightly important,Very difficult,Difficult,Difficult,1,17,Slightly difficult,Slightly difficult,Very difficult,0,-44,Slightly difficult,Not difficult,Very difficult,0,-44,Not difficult,Very difficult,Very difficult,0,-44,Difficult,Almost impossible,Slightly difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Slightly difficult,Difficult,Almost impossible,0,-44,Difficult,Almost impossible,Very difficult,0,-44,Slightly important,Important,Slightly important,Not important,Important,Not important,Slightly important,Important,Major obstacle,Major obstacle,No obstacle,No obstacle,Major obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Through family/friends,-44,No,-44,-44,-44,-44,Yes,0,33,No,-44,No,-44,-44,-44,-44,-44,-44,Yes,100,0,-44,0,Yes,11,No,80,0,0,0,20,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,Collateral requirements for loans or line of credit are unat,58200000,57600000,24600000,17850000,2900000,2900000,2100000,5350000,0,700000,750000,0,0,9200000,0,11050000,6600000,12600000,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Access to finance,Cost of finance,Moderate obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 1441440015,1440015,Suriname,Suriname,Food,15,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded,-44,62,62,38,0,0,Predominantly women,Yes,No,38,Delegates decisions to other partners,31,0,Equally men and women,Female,Female,Female,1982,No,Yes,1982,30,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,3,-44,100000,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0,-44,100,0,0,0,Medium private firms (20-100 employees),40,0,60,Fish,100,International,Do not know,Remained the same,Increased,2-5,2,98,0,1982,JAPAN,70,EUROPE,30,12,0,10,70,30,Yes,21,No,No,No,No,Yes,Yes,-44,-44,-44,-44,Yes,Yes,No,Yes,No,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, ,Not important,Not important,Not important,Important,Not important,Not important,Not important,No,0,Yes,100,No,0,No,No,200000,35,Yes,Yes,Yes,Yes,No obstacle,No obstacle,Major obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Major obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,-44,Strongly disagree,Strongly disagree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,2,-44,Yes,-44,25000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,Outside working hours,6,Other company property,-66,Do not know,No,No,Loss was small,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,During working hours,5,Goods or stock,15000,Do not know,No,No,Other,Yes,5,During working hours,5,Goods or stock,3000,Do not know,No,No,Other,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,Yes,No,No,No,-44,-44,No,-44,-44,No,Yes,Yes,6,Yes,-66,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,15,16,4,11,0,1,2,3,0,1,2,0,0,1,1,0,0,1,1,1,-44,-44,1,-66,0,4,19200,4,19200,4,19200,0,-44,0,-44,0,-44,0,-44,0,-44,1,-66,1,15600,1,15600,1,15600,0,-44,0,-44,11,-66,13,15000,13,15000,13,15000,0,-44,0,-44,-77,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,Not applicable,-44,Completed secondary,Started but did not complete college/vocational training,-44,-44,-44,-44,Started but did not complete secondary,Started but did not complete secondary,-44,-44,Completed primary school,Completed primary school,-44,-44,-44,-44,-44,-44,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Not important,Not important,Important,Important,Important,Important,Important,Important,Important,Important,Not important,Not important,Important,Important,Important,Important,Not important,Not important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Not important,Important,Important,Important,Not important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Not important,Not important,Important,Important,Not important,Not important,Not important,Not important,Not important,Not important,Important,Important,Important,Important,Important,Important,Not important,Not important,Important,Important,Not important,Not important,Difficult,Not difficult,Not difficult,0,-44,Difficult,Not difficult,Not difficult,0,-44,-44,-44,-44,-44,-44,Difficult,Not difficult,Not difficult,0,-44,Difficult,Not difficult,Not difficult,0,-44,Not difficult,Not difficult,Not difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Important,Very important,Not important,Not important,Not important,Important,Important,Not important,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Not applicable,Not applicable,Through family/friends,-44,Yes to hire,No,-44,No,-44,No,-44,-44,-44,The firm cannot afford the optimal level of training,No,-44,-44,-44,-44,-44,-44,Yes,100,0,-44,0,Yes,9,Yes,40,0,0,0,60,0,0,0,0,0,0,0,0,-44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, ,Yes,Loan,2011,-66,9,48,Private commercial banks,Yes,Yes,No,No,No,No,-44,Do not know,No,-44,-44,-44,Application procedures for loans or line of credit are compl,3000000,3000000,1000000,180000,40000,0,216000,25000,12000,800000,30000,50000,60000,50000,580000,1500000,-66,1000000,Major obstacle,Major obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,Major obstacle,No obstacle,No obstacle,No obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Very severe obstacle,Minor obstacle,Very severe obstacle,Yes,Yes,Yes,Yes,No,Political environment,Macroeconomic environment,Corruption,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,Private independent fund,-44,"General management, Business development and Strategies supp",-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Yes,No,Yes,No,-44,-44,No,-44,-44,Yes,No,Yes,Yes,No,No,Yes,No,Yes,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 1441440017,1440017,Suriname,Suriname,Plastics & rubber,17,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,1996,No,Yes,1996,12,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,No,Yes,1,2,1,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,No,No,90,60,45,10,0,-44,0,75,25,5,Individuals,50,50,0,Tyres,75,National,60,Increased,Decreased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,0,100,Yes,3,No,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,Yes,Yes,No,No,Major obstacle,No obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,-44,Strongly disagree,Strongly disagree,Tend to agree,Strongly disagree,Yes,No,-44,-44,-44,-44,Yes,-44,30000,Yes,-44,25000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,Yes,No,No,No,No,-44,-44,No,-44,-44,No,No,No,2,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,75,2,3,7,1,5,0,1,0,0,0,0,2,0,0,0,2,0,0,0,1,12,-44,-44,-44,12,1,1,35700,1,31500,1,31800,7,23100,5,21700,5,24500,0,-44,0,-44,0,-44,1,66000,0,-44,1,66000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,7,-44,Completed college/vocational training,Started but did not complete college/vocational training,Completed secondary,Started but did not complete secondary,-44,-44,Completed secondary,Completed secondary,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Critical,Important,Important,Important,Slightly important,Slightly important,Critical,Critical,Slightly important,Slightly important,Slightly important,Not important,Not important,Not important,Critical,Critical,Important,Important,Critical,Important,Important,Important,Not important,Not important,Important,Important,Important,Critical,Not important,Not important,Critical,Slightly important,Critical,Important,Critical,Important,Critical,Slightly important,Slightly important,Not important,Important,Not important,Important,Not important,Very important,Important,Critical,Important,Very important,Important,Very important,Not important,Very important,Very important,Very important,Very important,Slightly important,Not important,Not important,Not applicable,Critical,Slightly important,Critical,Not important,Slightly important,Not important,Not important,Not important,Critical,Important,Critical,Critical,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Very difficult,Very difficult,Almost impossible,0,-44,Difficult,Very difficult,Almost impossible,0,-44,-44,-44,-44,-44,-44,Difficult,Difficult,Difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Not important,Not important,Not important,Important,Very important,Slightly important,Not important,Not important,No obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Not applicable,Not applicable,Through family/friends,-44,No,-44,-44,-44,-44,Yes,100,100,No,-44,No,-44,-44,-44,-44,-44,-44,No,100,0,-44,0,No,-44,No,100,0,0,0,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,3750000,4500000,3900000,142000,300,0,24000,3500,750,0,3000,0,0,40000,370000,120000,600000,700000,No obstacle,Very severe obstacle,Minor obstacle,Major obstacle,No,Yes,No,No,No,No,No,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Electricity,Access to land for expansion / relocation,Corruption,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,Local business association,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,Yes,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 1441440036,1440036,Suriname,Suriname,Retail,36,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,1998,No,Yes,1998,20,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,No,Yes,-66,-66,Do not know,-44,No,-44,-44,-44,-44,Yes,-66,-66,Do not know,-66,No,-44,-44,-44,-44,Yes,Do not know,No,No,No,0,-44,-44,100,0,-44,0,100,0,0,Individuals,0,100,0,Foreign bolt,90,Local,100,Decreased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,0,100,No,-44,Yes,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,No,No,No,No,No,No,No,No,-44,Do not know,Do not know,Do not know,Do not know,Do not know,Do not know,Do not know,Yes,100,No,0,No,0,No,No,-99,0,Yes,Yes,No,No,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,-44,Strongly disagree,Strongly agree,Strongly disagree,Strongly disagree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,No,0,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,4,4,1,0,3,0,0,0,1,0,8,0,0,0,8,0,0,0,0,5,-44,-44,-44,5,6,1,-99,1,-99,1,-99,0,-44,0,-44,0,-44,0,-44,-77,-44,0,-44,0,-44,0,-44,0,-44,11,9600,4,9600,4,9600,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,7,-44,Completed secondary,Do not know,-44,-44,-44,-44,-44,-44,Completed primary school,Completed primary school,-44,-44,-44,-44,-44,-44,-44,-44,Do not know,Slightly important,Do not know,Not important,Do not know,Not important,Do not know,Not important,Do not know,Slightly important,Do not know,Slightly important,Do not know,Not important,Do not know,Important,Do not know,Important,Do not know,Slightly important,Do not know,Very important,Do not know,Not important,Do not know,Important,Do not know,Important,Do not know,Important,Do not know,Very important,Do not know,Important,Do not know,Important,Do not know,Important,Do not know,Slightly important,Do not know,Slightly important,Do not know,Slightly important,Do not know,Important,Do not know,Important,Do not know,Important,Do not know,Slightly important,Do not know,Slightly important,Do not know,Slightly important,Do not know,Slightly important,Do not know,Not important,Do not know,Slightly important,Do not know,Not important,Do not know,Not important,Do not know,Not important,Do not know,Not important,Do not know,Not important,Do not know,Not important,Do not know,Not important,Do not know,Not important,Not important,Not important,Do not know,Do not know,Do not know,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Not difficult,Not difficult,Not difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,other (specify),Personal,No,-44,-44,-44,-44,No,-44,-44,-44,6,No,-44,-44,-44,-44,-44,-44,Yes,0,100,-44,0,No,-44,Yes,100,0,0,0,0,0,0,0,0,0,0,0,0,-44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,Interest rates are not favorable,250000,260000,136000,28000,1200,1800,11000,11000,6000,3000,1200,75210,0,75210,0,-66,-66,-66,No obstacle,No obstacle,No obstacle,Major obstacle,No,No,No,No,Yes,No,No,Minor obstacle,Minor obstacle,Do not know,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Access to land for expansion / relocation,Labor Regulations,Cost of finance,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,Government based organization,-44,Human resources Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 1441440086,1440086,Suriname,Suriname,Food,86,No,-44,-44,-44,-44,Sole proprietorship, ,-44,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Female,1996,No,Yes,1996,14,No,-44,-44,Yes,3,No,Yes,7,No,No,-44,-44,Yes,4,2,2,-44,Yes,2,1,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,3,Yes,No,Yes,100,56,77,0,0,-44,20,30,50,0,Small private firms (less than 20 employees),11,19,70,Flour,76,Local,5,Decreased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,33,67,No,-44,Yes,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Moderate obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,No obstacle,No obstacle,-44,Strongly agree,Tend to disagree,Strongly agree,Strongly agree,No,-44,-44,-44,-44,-44,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,39000,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,No,4,Yes,3,No,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,86,2,5,19,3,9,1,6,1,2,0,2,1,0,0,0,1,0,0,0,1,1,-44,-44,-44,1,0,3,60000,3,54000,3,66000,3,48000,3,46000,3,49000,4,40000,4,36000,5,42000,0,-44,2,6000,2,6000,2,6000,2,6000,2,6000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,4,15000,3,14000,4,15000,3,9000,2,9000,3,9000,Not applicable,-44,Completed college/vocational training,Completed secondary,University graduate,Started but did not complete college/vocational training,University graduate,Completed college/vocational training,-44,-44,Completed secondary,Started but did not complete college/vocational training,-44,-44,-44,-44,Started but did not complete secondary,Completed secondary,Started but did not complete secondary,Did not complete primary school,Critical,Very important,Very important,Very important,Important,Critical,Not important,Not important,Not important,Slightly important,Slightly important,Slightly important,Not important,Slightly important,Important,Slightly important,Slightly important,Important,Critical,Slightly important,Critical,Very important,Slightly important,Slightly important,Very important,Critical,Very important,Important,Slightly important,Not important,Very important,Critical,Important,Not important,Critical,Very important,Very important,Very important,Important,Critical,Important,Very important,Critical,Important,Slightly important,Not important,Very important,Very important,Slightly important,Critical,Slightly important,Important,Important,Critical,Very important,Very important,Not important,Slightly important,Very important,Slightly important,Very important,Critical,Very important,Critical,Slightly important,Critical,Very important,Very important,Very important,Slightly important,Very important,Critical,Very important,Slightly important,Important,Not important,Very important,Slightly important,Slightly important,Slightly important,Difficult,Very difficult,Slightly difficult,0,-44,Slightly difficult,Difficult,Very difficult,0,-44,Very difficult,Very difficult,Almost impossible,0,-44,-44,-44,-44,-44,-44,Difficult,Very difficult,Difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Slightly difficult,Slightly difficult,Almost impossible,0,-44,Difficult,Not difficult,Not difficult,0,-44,Important,Very important,Important,Important,Very important,Important,Slightly important,Not important,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,No obstacle,Major obstacle,Very severe obstacle,Minor obstacle,Major obstacle,No obstacle,Minor obstacle,Public placement office,-44,No,-44,-44,-44,-44,Yes,30,40,No,-44,Yes,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,Yes,0,100,-44,0,Yes,9,No,25,50,0,0,25,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,2180000,2038000,1121000,520000,102000,82000,115000,114000,0,5000,22000,0,0,510000,0,576000,166000,708000,Moderate obstacle,No obstacle,No obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Telecommunications,Tax administration,Access to finance,Minor obstacle,Yes,Yes,No,No,Yes,Yes,No,-44,-44,-44,-44,Yes,Moderated impact,No,No impact,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,No,Moderated impact,-44,-44,-44,-44,-44,-44,No,Moderated impact,No,No impact,-44,-44,-44,-44,-44,-44,No,Moderated impact,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,No,Moderated impact,No,No impact,-44,-44,-44,-44,-44,-44,No,Moderated impact,Yes,No impact,-44,-44,-44,-44,-44,-44,No,Moderated impact,Yes,No impact,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 1441440101,1440101,Suriname,Suriname,Other manufacturing,101,No,-44,-44,-44,-44,Sole proprietorship, ,-44,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Male,Female,Male,1990,No,Yes,1990,17,Yes,7,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,5,1,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,100,72,60,0,0,-44,10,4,86,0,Individuals,2,15,83,Printing,100,Local,Do not know,Remained the same,Increased,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,88,12,No,-44,Yes,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,Yes,No,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,No obstacle,-44,Tend to disagree,Tend to agree,Tend to agree,Tend to disagree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,4000,No,No,No,No,Yes,No,-44,-44,No,-44,-44,Yes,Yes,Yes,10,Yes,1,No,No,-44,5,-44,No,-44,-44,No,-44,-44,No,-44,-44,1,5,1,3,0,1,0,0,0,0,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,1,70000,1,75000,1,72000,0,-44,0,-44,0,-44,2,26000,2,24000,2,26000,0,-44,1,4000,1,4000,0,-44,1,4000,1,4000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,1,15000,1,14000,1,15000,1,9000,1,9000,1,9000,Economic upturn/downturn,-44,Completed college/vocational training,Completed college/vocational training,-44,-44,Completed college/vocational training,Completed college/vocational training,-44,-44,-44,-44,-44,-44,-44,-44,Started but did not complete college/vocational training,Completed primary school,Did not complete primary school,Did not complete primary school,Critical,Critical,Important,Very important,Very important,Very important,Critical,Important,Important,Critical,Not important,Slightly important,Slightly important,Important,Very important,Very important,Important,Slightly important,Important,Very important,Important,Critical,Slightly important,Important,Slightly important,Slightly important,Slightly important,Not important,Slightly important,Not important,Slightly important,Very important,Critical,Important,Slightly important,Critical,Important,Critical,Important,Very important,Very important,Important,Very important,Slightly important,Slightly important,Very important,Critical,Critical,Very important,Slightly important,Slightly important,Important,Not important,Important,Very important,Very important,Not important,Not important,Very important,Very important,Critical,Critical,Important,Very important,Critical,Important,Slightly important,Important,Slightly important,Critical,Very important,Important,Slightly important,Slightly important,Very important,Critical,Slightly important,Not important,Slightly important,Slightly important,Not difficult,Slightly difficult,Slightly difficult,0,-44,-44,-44,-44,-44,-44,Slightly difficult,Difficult,Almost impossible,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Slightly difficult,Not difficult,Almost impossible,0,-44,Not difficult,Difficult,Very difficult,1,2,Very important,Slightly important,Slightly important,Important,Very important,Important,Not important,Important,Major obstacle,Major obstacle,No obstacle,Minor obstacle,Major obstacle,Major obstacle,Very severe obstacle,No obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,No obstacle,Moderate obstacle,Private placement office,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm cannot afford the optimal level of training,Yes,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,No,0,100,-44,0,No,-44,No,65,0,0,0,25,10,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,Yes,Loan,2012,12000000,10,17,Private commercial banks,Yes,Yes,No,Yes,Yes,No,-44,200,Yes,1,0,-44,-44,416000,427000,164000,122000,34000,4000,46000,45000,0,2000,5000,0,0,0,44000,0,54000,0,No obstacle,Moderate obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Cost of finance,Political environment,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,Private independent fund,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 1441440114,1440114,Suriname,Suriname,Non-metallic mineral products,114,No,-44,-44,-44,-44,Sole proprietorship, ,-44,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Female,2005,No,Yes,2005,7,No,-44,-44,Yes,3,No,Yes,7,No,No,-44,-44,Yes,1,1,0,-44,Yes,3,2,1,-44,Yes,9,4,0,-44,Yes,6,24,3,-44,Yes,3,Yes,No,Yes,100,72,55,0,0,-44,31,47,22,0,Individuals,25,56,19,Concrete,30,Local,Do not know,Decreased,Decreased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,50,50,No,-44,Yes,Yes,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Major obstacle,Major obstacle,No obstacle,-44,Strongly disagree,Strongly agree,Tend to agree,Strongly agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,20000,No,No,No,No,Yes,No,-44,-44,No,-44,-44,Yes,No,Yes,1,Yes,1,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,4,19,2,8,0,9,0,2,0,3,4,0,2,1,1,0,0,0,0,7,-44,-44,-44,7,0,2,72000,2,65000,2,78000,4,26000,3,25000,4,27000,1,19000,1,18000,1,19000,3,18000,3,17000,3,17000,3,18000,3,3000,3,3000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,4,12000,2,11000,2,12000,2,8000,3,8000,4,8000,Economic upturn/downturn,-44,University graduate,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed secondary,Completed secondary,Completed secondary,Completed secondary,Started but did not complete college/vocational training,-44,-44,-44,-44,Completed college/vocational training,Completed primary school,Completed primary school,Completed primary school,Not important,Critical,Slightly important,Critical,Important,Critical,Slightly important,Very important,Not important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Critical,Important,Important,Important,Critical,Critical,Important,Critical,Slightly important,Slightly important,Critical,Slightly important,Slightly important,Very important,Very important,Slightly important,Very important,Not important,Slightly important,Very important,Very important,Critical,Important,Critical,Important,Important,Very important,Slightly important,Important,Important,Slightly important,Critical,Critical,Important,Very important,Very important,Slightly important,Critical,Slightly important,Important,Not important,Very important,Very important,Slightly important,Very important,Not important,Very important,Very important,Important,Critical,Important,Very important,Important,Not important,Slightly important,Very important,Slightly important,Critical,Slightly important,Slightly important,Very important,Very important,Very important,Not important,Very important,Slightly important,Slightly difficult,Almost impossible,Almost impossible,1,10,Slightly difficult,Very difficult,Difficult,0,-44,Not difficult,Slightly difficult,Almost impossible,0,-44,Slightly difficult,Not difficult,Difficult,0,-44,Difficult,Not difficult,Difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Very difficult,Difficult,Slightly difficult,0,-44,Slightly difficult,Slightly difficult,Difficult,2,1,Critical,Very important,Important,Important,Not important,Important,Very important,Important,Major obstacle,Minor obstacle,No obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Through family/friends,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm cannot afford the optimal level of training,Yes,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,No,0,100,-44,0,Yes,11,No,90,0,0,0,10,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,Collateral requirements for loans or line of credit are unat,1552000,1692000,702000,458000,118000,51000,41000,171000,0,18000,14000,0,0,0,0,0,147000,0,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Very severe obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Telecommunications,Inadequately educated workforce,Cost of finance,No obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,International organization,-44,Marketing and Operations support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 1441440119,1440119,Suriname,Suriname,Other manufacturing,119,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded,-44,50,100,0,0,0,Predominantly men,No,Yes,50,Delegates decisions to other partners,5,0,All men,Male,Male,Male,1999,Yes,Yes,1999,15,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,2,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,No,No,Yes,100,Do not know,58,0,0,-44,50,50,0,0,Individuals,50,50,0,furniture,100,Local,90,Remained the same,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,100,0,-44,-44,No,No,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,Yes,Yes,Yes,No,No,No,Yes,"advertising, promotions",Not important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Yes,50,Yes,25,Yes,25,No,No,2500,35,Yes,Yes,Yes,Yes,No obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,-44,Tend to agree,Tend to disagree,Tend to disagree,Tend to disagree,Yes,No,-44,-44,-44,-44,Yes,-44,-66,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-66,Yes,Yes,Yes,Yes,Yes,No,-44,-44,No,-44,-44,No,Yes,No,Do not know,Yes,1,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,5,6,1,2,2,1,0,0,0,1,1,0,0,1,0,0,0,0,0,5,-44,-44,5,-44,1,1,20400,1,20400,1,20400,0,-44,0,-44,0,-44,1,18500,1,18500,1,18500,1,16400,1,16400,1,16400,2,16800,1,16800,1,16800,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,2,28800,1,28800,2,28800,Economic upturn/downturn,-44,Completed secondary,Started but did not complete secondary,-44,-44,Completed secondary,Started but did not complete secondary,Completed secondary,Started but did not complete secondary,Completed secondary,Started but did not complete secondary,-44,-44,-44,-44,-44,-44,Started but did not complete secondary,Started but did not complete secondary,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Not important,Slightly important,Slightly important,Slightly important,Not important,Not important,Not important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Critical,Critical,Not important,Not important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Not important,Slightly important,Important,Slightly important,Important,Slightly important,Important,Slightly important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Critical,Critical,Important,Important,Important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Not important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Not important,Not important,Not important,Not important,Not important,Not important,Slightly important,Slightly important,Slightly important,Slightly important,Not important,Not important,Not important,Slightly important,Not important,Not important,Not difficult,Not difficult,Not difficult,0,-44,Not difficult,Not difficult,Not difficult,0,-44,Not difficult,Not difficult,Not difficult,0,-44,Not difficult,Not difficult,Not difficult,0,-44,Not difficult,Not difficult,Not difficult,0,-44,Not difficult,Not difficult,Not difficult,0,-44,Not difficult,Not difficult,Not difficult,0,-44,Not difficult,Not difficult,Not difficult,0,-44,Not difficult,Not difficult,Not difficult,0,-44,Not important,Not important,Not important,Not important,Slightly important,Not important,Not important,Not important,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,Moderate obstacle,Major obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Through family/friends,-44,No,-44,-44,-44,-44,No,-44,-44,-44,Other,No,-44,-44,-44,-44,-44,-44,Yes,100,0,-44,0,No,-44,Yes,20,0,20,0,0,20,0,20,0,20,0,0,0,-44,40,0,60,0,0,0,0,0,0,0,0,0,0,0,0, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,0,-44,-44,211000,212500,56000,110000,12000,5000,20000,3000,750,1000,600,1750,-66,1750,38000,-66,38000,-66,Minor obstacle,Minor obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,Cost of finance,Tax Rates,Macroeconomic environment,Minor obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed,-44,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,Yes,Yes,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 1441440125,1440125,Suriname,Suriname,Other manufacturing,125,No,-44,-44,-44,-44,Other,family business,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All women,Female,Female,Female,2001,Yes,Yes,2001,12,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,3,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,100,Do not know,56,0,0,-44,50,50,0,0,Individuals,50,50,0,wood,100,Local,6,Remained the same,Increased,More than 5,100,0,Do not know,-44,-44,-44,-44,-44,-44,-44,-44,100,0,-44,-44,No,No,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,Yes,Yes,Yes,Yes,No,Yes,Yes,"advertising, promotions",Important,Important,Important,Important,Important,Slightly important,Slightly important,Yes,35,Yes,35,Yes,30,No,No,15000,20,Yes,Yes,No,No,No obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,No obstacle,Minor obstacle,No obstacle,-44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to disagree,Yes,No,-44,-44,-44,-44,Yes,20,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,Yes,Yes,Yes,No,-44,-44,No,-44,-44,No,Yes,No,15,Yes,1,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,5,7,1,3,2,1,1,0,0,1,1,0,1,0,0,0,0,0,0,17,-44,17,-44,-44,1,1,20400,1,20400,1,20400,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,1,15200,1,15200,1,15200,2,16200,1,16200,1,16200,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,1,17400,1,17400,1,17400,3,45600,3,45600,3,45600,Economic upturn/downturn,-44,Completed secondary,Completed secondary,-44,-44,-44,-44,Started but did not complete secondary,Started but did not complete secondary,Started but did not complete secondary,Started but did not complete secondary,-44,-44,-44,-44,Completed secondary,Completed secondary,Started but did not complete secondary,Started but did not complete secondary,Slightly important,Slightly important,Slightly important,Slightly important,Not important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Very important,Very important,Very important,Very important,Very important,Very important,Critical,Critical,Not important,Not important,Important,Slightly important,Slightly important,Slightly important,Not important,Slightly important,Important,Slightly important,Important,Slightly important,Important,Slightly important,Important,Slightly important,Important,Slightly important,Important,Slightly important,Important,Slightly important,Important,Slightly important,Important,Critical,Important,Slightly important,Important,Slightly important,Not important,Slightly important,Not important,Not important,Slightly important,Not important,Not important,Not important,Slightly important,Slightly important,Slightly important,Slightly important,Not important,Not important,Slightly important,Not important,Not important,Not important,Slightly important,Slightly important,Not important,Slightly important,Not important,Not important,Slightly important,Not important,Not important,Not important,Not difficult,Not difficult,Not difficult,0,-44,Not difficult,Not difficult,Not difficult,0,-44,Not difficult,Not difficult,Not difficult,0,-44,Not difficult,Not difficult,Not difficult,0,-44,Not difficult,Not difficult,Not difficult,0,-44,Not difficult,Not difficult,Not difficult,-66,-66,Not difficult,Not difficult,Not difficult,0,-44,Slightly difficult,Slightly difficult,Slightly difficult,1,1,Not difficult,Not difficult,Not difficult,0,-44,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,Through family/friends,-44,No,-44,-44,-44,-44,No,-44,-44,-44,Other,No,-44,-44,-44,-44,-44,-44,Yes,100,0,-44,0,No,-44,Yes,35,0,35,0,0,30,0,0,0,0,0,0,0,-44,35,0,35,0,0,30,0,0,0,0,0,0,0,0,0, ,Yes,Loan,-66,-66,3,144,State-owned banks and/or government agencies,Yes,Yes,Yes,No,No,No,-44,75,No,-44,-44,-44,Interest rates are not favorable,160000,184700,36400,114800,2650,2000,5500,3000,1000,750,600,1950,0,35000,55000,20000,75000,6500,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,Cost of finance,Macroeconomic environment,Access to finance,Moderate obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed,-44,-44,-44,-44,-44,-44,No,-44,-44,Yes,No,No,Yes,Yes,Yes,No,-44,-44,No,-44,-44,Yes,No,No,Yes,Yes,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 1441440126,1440126,Suriname,Suriname,Food,126,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,100,0,0,0,All women,Yes,Not applicable,Not applicable,Makes major strategic and fiancial decisions,10,8,All women,Female,Female,Female,2003,Yes,Yes,2003,10,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,100,Do not know,54,0,0,-44,35,65,0,0,Individuals,35,65,0,pastry,55,Local,40,Increased,Increased,More than 5,100,0,5,-44,-44,-44,-44,-44,-44,-44,-44,100,0,-44,-44,Yes,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,Yes,Yes,Yes,No,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,-44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,15,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,Yes,Yes,Yes,No,-44,-44,No,-44,-44,No,Yes,No,5,Yes,1,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,5,5,1,1,2,1,1,1,0,1,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,1,15000,1,15000,1,15000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,1,13200,1,13200,1,13200,2,25000,2,25000,2,25000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,1,12000,1,12000,1,12000,Not applicable,-44,Completed secondary,Started but did not complete secondary,-44,-44,-44,-44,Started but did not complete secondary,Started but did not complete secondary,Started but did not complete secondary,Started but did not complete secondary,-44,-44,-44,-44,-44,-44,Started but did not complete secondary,Started but did not complete secondary,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Not important,Slightly important,Not important,Slightly important,Not important,Not important,Not important,Not important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Slightly important,Not important,Not important,Slightly important,Not important,Slightly important,Slightly important,Not important,Slightly important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Not important,Slightly important,Not important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Not important,Not important,Slightly important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not difficult,Not difficult,Not difficult,0,-44,Not difficult,Not difficult,Not difficult,0,-44,Slightly difficult,Not difficult,Not difficult,0,-44,Not difficult,Not difficult,Not difficult,0,-44,Not difficult,Not difficult,Not difficult,0,-44,Not difficult,Not difficult,Not difficult,0,-44,Not difficult,Not difficult,Not difficult,0,-44,Not difficult,Not difficult,Not difficult,0,-44,Not difficult,Not difficult,Not difficult,0,-44,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Through family/friends,-44,No,-44,-44,-44,-44,No,-44,-44,-44,6,No,-44,-44,-44,-44,-44,-44,Yes,100,0,-44,0,No,-44,Yes,20,0,0,0,0,30,0,50,0,0,0,0,0,-44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, ,Yes,Loan,-66,-66,Do not know,-66,Other,No,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,Interest rates are not favorable,68000,71500,30000,65500,0,500,3000,800,2000,350,1000,1000,0,8000,7000,3000,15000,5500,No obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,Macroeconomic environment,Tax Rates,Access to finance,Minor obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed,-44,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 1441440128,1440128,Suriname,Suriname,Food,128,No,-44,-44,-44,-44,Sole proprietorship, ,-44,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Male,1969,No,Yes,1969,24,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,No,Yes,1,24,1,-44,Yes,1,2,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,1,Yes,No,Yes,100,75,76,0,0,-44,13,42,45,0,Individuals,22,4,74,juice,73,Local,Do not know,Remained the same,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,95,5,No,-44,No,Yes,Yes,Yes,Yes,Yes,-44,-44,-44,-44,No,Yes,Yes,Yes,No,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Slightly important,Slightly important,Not important,Important,Important,Important,Slightly important,Yes,100,No,-44,No,-44,No,No,60000,12,Yes,Yes,No,Yes,Moderate obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Major obstacle,No obstacle,-44,Tend to agree,Tend to agree,Tend to disagree,Strongly agree,Yes,No,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,16000,No,No,No,No,No,No,-44,-44,No,-44,-44,No,No,Yes,14,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,2,15,2,6,0,7,1,4,0,5,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,2,54000,2,51000,2,58000,3,42000,3,39000,3,45000,1,35000,1,31000,1,35000,2,16000,1,15000,2,17000,2,24000,1,4000,2,4000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,3,12000,2,12000,3,12000,2,8000,2,8000,2,8000,Economic upturn/downturn,-44,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed secondary,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,-44,-44,Completed college/vocational training,Did not complete primary school,Completed secondary,Started but did not complete secondary,Very important,Slightly important,Important,Critical,Very important,Very important,Important,Important,Important,Not important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Very important,Important,Very important,Very important,Very important,Important,Critical,Not important,Slightly important,Important,Slightly important,Important,Important,Slightly important,Important,Very important,Slightly important,Slightly important,Very important,Important,Slightly important,Critical,Very important,Critical,Critical,Slightly important,Critical,Important,Very important,Important,Very important,Very important,Slightly important,Very important,Important,Slightly important,Critical,Not important,Important,Important,Slightly important,Slightly important,Not important,Slightly important,Not important,Very important,Critical,Very important,Slightly important,Slightly important,Important,Important,Not important,Very important,Very important,Very important,Very important,Very important,Important,Critical,Important,Critical,Critical,Slightly important,Not important,Difficult,Slightly difficult,Not difficult,0,-44,Not difficult,Slightly difficult,Difficult,0,-44,Not difficult,Slightly difficult,Slightly difficult,2,8,Slightly difficult,Difficult,Very difficult,0,-44,Difficult,Almost impossible,Difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Slightly difficult,Difficult,Slightly difficult,0,-44,Very difficult,Not difficult,Slightly difficult,0,-44,Important,Important,Important,Important,Slightly important,Not important,Slightly important,Critical,Minor obstacle,Major obstacle,No obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,No obstacle,Through family/friends,-44,No,-44,-44,-44,-44,Yes,33,60,No,-44,No,-44,-44,-44,-44,-44,-44,Yes,0,100,-44,0,Yes,12,Yes,65,10,0,0,25,0,0,0,0,0,0,0,0,-44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,Size of loan and maturity are insufficiant,1484000,1400000,670000,385000,70000,14000,125000,173000,0,4000,7000,39000,0,57000,0,68000,119000,68000,Moderate obstacle,No obstacle,Moderate obstacle,Major obstacle,Yes,Yes,No,No,No,No,No,Minor obstacle,No obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Yes,No,Yes,No,No,Tax administration,Access to finance,Cost of finance,Moderate obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,International organization,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 1441440132,1440132,Suriname,Suriname,Food,132,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded,-44,50,100,0,0,0,Equally men and women,No,Yes,50,Delegates decisions to other partners,8,4,Predominantly men,Male,Female,Female,2003,Yes,Yes,2003,10,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,1,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,1,1,0,-44,No,-44,Yes,No,Yes,100,Do not know,50,0,0,-44,50,50,0,0,Individuals,50,50,0,bread,60,Local,45,Increased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,100,0,-44,-44,Yes,Yes,Yes,Yes,Yes,Yes,-44,-44,-44,-44,Yes,Yes,Yes,Yes,Yes,Yes,Yes,No,No,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,No,-44,Slightly important,Slightly important,Slightly important,Slightly important,Not important,Not important,Not important,Yes,25,Yes,35,Yes,40,Yes,No,5000,30,Yes,Yes,Yes,No,No obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,-44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to disagree,Yes,No,-44,-44,-44,-44,Yes,15,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,Yes,Yes,Yes,No,-44,-44,No,-44,-44,No,Yes,No,15,Yes,1,No,No,-44,5,-44,No,-44,-44,No,-44,-44,No,-44,-44,5,6,1,1,3,1,0,1,3,1,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,1,15000,1,18000,1,18000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,1,14000,1,14000,1,14000,1,14000,1,14000,1,14000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,3,12000,3,12000,3,12000,Not applicable,-44,Completed secondary,Completed secondary,-44,-44,-44,-44,Started but did not complete secondary,Started but did not complete secondary,Started but did not complete secondary,Started but did not complete secondary,-44,-44,-44,-44,-44,-44,Started but did not complete secondary,Started but did not complete secondary,Slightly important,Slightly important,Not important,Slightly important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Important,Important,Important,Important,Important,Important,Critical,Critical,Not important,Not important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Not important,Not important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Not important,Not important,Slightly important,Not important,Not important,Not important,Slightly important,Slightly important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not difficult,Not difficult,Not difficult,0,-44,Not difficult,Not difficult,Not difficult,0,-44,Not difficult,Not difficult,Not difficult,0,-44,Not difficult,Not difficult,Not difficult,3,3,Not difficult,Not difficult,Not difficult,0,-44,Not difficult,Not difficult,Not difficult,0,-44,Not difficult,Not difficult,Not difficult,0,-44,Not difficult,Not difficult,Not difficult,0,-44,Not difficult,Not difficult,Not difficult,3,3,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,Through family/friends,-44,No,-44,-44,-44,-44,No,-44,-44,-44,Other,No,-44,-44,-44,-44,-44,-44,Yes,100,0,-44,0,No,-44,Yes,20,0,10,0,0,30,0,40,0,0,0,0,0,-44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,Interest rates are not favorable,63000,65500,10000,61500,-66,0,2000,500,1750,0,650,500,0,7500,14000,5000,15000,7500,No obstacle,Minor obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,Macroeconomic environment,Tax Rates,Access to finance,Moderate obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed,-44,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 1441440134,1440134,Suriname,Suriname,Other manufacturing,134,Yes,15,Headquarters with production and/or sales at this location,Yes,15,Partnership (including limited liability companies),-44,50,50,30,20,0,Equally men and women,No,Yes,50,Makes decisions in consultation with other partners,6,0,Equally men and women,Male,Male,Male,2008,No,Yes,2009,5,Yes,60,No,Yes,30,No,Yes,5,No,Yes,5,No,Yes,3,6,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,70,50,54,30,0,-44,70,20,10,10,Individuals,80,10,10,roofing,80,International,0,Decreased,Increased,2-5,80,20,0,2009,CHINA,80,INDIA,20,1,0,0,5,95,Yes,1,Yes,Yes,Yes,Yes,Yes,Yes,-44,-44,-44,-44,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,No,No,No,No,No,No,Yes,No,-44,Very Important,Very Important,Very Important,Very Important,Very Important,Very Important,Not important,Yes,100,No,0,No,0,No,No,-66,10,Yes,Yes,Yes,No,Very severe obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Very severe obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,No obstacle,No obstacle,Very severe obstacle,No obstacle,-44,Strongly agree,Strongly agree,Strongly agree,Strongly agree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-66,Yes,Yes,Yes,No,No,No,-44,-44,No,-44,-44,No,Yes,No,4,Yes,1,No,No,-44,5,-44,Yes,30,Yes,No,-44,-44,Yes,60,1,6,26,2,6,18,0,1,3,2,0,2,0,0,2,0,0,0,0,0,3,-44,-44,3,-44,2,2,26880,2,26880,2,26880,0,-44,0,-44,0,-44,2,21510,2,21510,2,21510,2,21510,2,21510,2,21510,2,19350,2,19350,2,19350,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,20,19350,18,19350,18,19350,Economic upturn/downturn,-44,Started but did not complete secondary,Started but did not complete secondary,-44,-44,Started but did not complete secondary,Started but did not complete secondary,Completed primary school,Completed primary school,Completed primary school,Completed primary school,-44,-44,-44,-44,-44,-44,Completed primary school,Completed primary school,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Important,Important,Important,Important,Important,Not important,Not important,Not important,Not important,Important,Important,Important,Important,Not important,Not important,Important,Slightly important,Important,Slightly important,Important,Slightly important,Important,Slightly important,Important,Slightly important,Important,Slightly important,Important,Slightly important,Important,Slightly important,Important,Slightly important,Important,Slightly important,Important,Slightly important,Important,Slightly important,Important,Slightly important,Not important,Not important,Not important,Not important,Important,Important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Very difficult,Not difficult,Not difficult,1,1,Not difficult,Not difficult,Not difficult,0,1,Slightly difficult,Not difficult,Not difficult,1,1,Not difficult,Not difficult,Not difficult,1,1,Not difficult,Not difficult,Not difficult,1,1,Not difficult,Not difficult,Not difficult,1,1,Not difficult,Not difficult,Not difficult,1,1,Not difficult,Not difficult,Not difficult,1,1,Not difficult,Not difficult,Not difficult,1,1,Important,Important,Important,Important,Important,Important,Important,Not important,No obstacle,No obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,Public announcement/advertisement,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm does not have enough information about training pro,No,-44,-44,-44,-44,-44,-44,Yes,100,0,-44,0,Yes,13,Yes,Do not know,Do not know,Do not know,Do not know,Do not know,Do not know,Do not know,Do not know,Do not know,Do not know,Do not know,Do not know,Do not know,-44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,Collateral requirements for loans or line of credit are unat,3600000,3600000,2451000,509000,108000,3000,8400,14400,3000,3000,2000,60000,3000,60000,3000,10000,5000,10000,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,Tax Rates,Tax administration,Cost of finance,Minor obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Human resources Support,-44,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,No,-44,-44,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Truthful,Are taken directly from the establishment's records, 1441440139,1440139,Suriname,Suriname,Other manufacturing,139,Yes,2,Headquarters with production and/or sales at this location,No,2,Partnership (including limited liability companies),-44,50,50,50,0,0,Equally men and women,No,No,50,Do not know,3,0,All men,Male,Male,Male,2000,Yes,Yes,2000,14,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,2,1,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,2,1,0,-44,No,-44,Yes,No,Yes,100,55,60,0,0,-44,35,65,0,0,Individuals,35,65,0,stone,100,Local,65,Remained the same,Increased,More than 5,100,0,25,-44,-44,-44,-44,-44,-44,-44,-44,50,50,No,-44,No,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,Yes,Yes,Yes,Yes,No obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,-44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,10,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,Yes,Yes,Yes,No,-44,-44,No,-44,-44,No,Yes,No,10,Yes,1,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,6,8,1,3,2,2,0,0,0,2,1,0,0,1,0,0,0,0,0,10,-44,-44,10,-44,1,1,19800,1,19800,1,19800,0,-44,0,-44,0,-44,2,35800,2,35800,2,35800,1,15600,1,15600,1,15600,3,31200,2,31200,2,31200,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,2,30000,2,30000,2,30000,Economic upturn/downturn,-44,Completed secondary,Completed secondary,-44,-44,Completed secondary,Completed secondary,Started but did not complete secondary,Started but did not complete secondary,Started but did not complete secondary,Started but did not complete secondary,-44,-44,-44,-44,-44,-44,Started but did not complete secondary,Completed primary school,Important,Important,Important,Slightly important,Important,Slightly important,Important,Slightly important,Important,Slightly important,Important,Slightly important,Important,Slightly important,Important,Important,Important,Important,Important,Important,Critical,Critical,Not important,Not important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Slightly important,Important,Slightly important,Important,Important,Important,Important,Important,Slightly important,Important,Slightly important,Important,Slightly important,Important,Slightly important,Important,Slightly important,Important,Important,Important,Important,Important,Important,Slightly important,Slightly important,Important,Slightly important,Important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Not difficult,Not difficult,Not difficult,0,-44,Not difficult,Not difficult,Not difficult,0,-44,Not difficult,Slightly difficult,Difficult,1,3,Not difficult,Not difficult,Not difficult,1,2,Not difficult,Not difficult,Not difficult,0,-44,Not difficult,Not difficult,Not difficult,0,-44,Not difficult,Not difficult,Not difficult,0,-44,Not difficult,Difficult,Difficult,2,4,Not difficult,Not difficult,Not difficult,0,-44,Not important,Not important,Not important,Slightly important,Not important,Not important,Not important,Not important,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,No obstacle,Minor obstacle,No obstacle,Public announcement/advertisement,-44,Yes to hire,No,-44,No,-44,No,-44,-44,-44,Other,No,-44,-44,-44,-44,-44,-44,Yes,100,0,-44,0,No,-44,Yes,20,0,25,0,0,20,0,35,0,0,0,0,0,-44,20,0,25,0,0,20,0,35,0,0,0,0,0,0,0, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,Other,340000,345500,200000,133000,10000,8000,9800,5000,3000,1750,2000,8000,0,15000,104000,20000,-66,55000,No obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,Macroeconomic environment,Tax Rates,Cost of finance,Moderate obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Too many strings attached,-44,-44,-44,-44,-44,-44,Yes,Yes,Yes,Yes,No,No,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 1441440142,1440142,Suriname,Suriname,Other manufacturing,142,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded,-44,33,100,0,0,0,Predominantly men,No,No,33,Makes major strategic and fiancial decisions,5,10,All women,Female,Female,Female,2001,Yes,Yes,2001,8,Yes,60,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,3,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,1,1,0,-44,No,-44,No,No,Yes,80,Do not know,50,20,0,-44,20,70,10,0,Individuals,0,100,0,concrete,80,Local,22,Remained the same,Remained the same,2-5,100,0,60,-44,-44,-44,-44,-44,-44,-44,-44,100,0,-44,-44,No,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,No,-44,Important,Important,Important,Important,Important,Important,Not important,Yes,30,Yes,30,Yes,40,Yes,Yes,13000,0,Yes,Yes,Yes,Yes,No obstacle,No obstacle,Moderate obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,No obstacle,-44,Strongly disagree,Strongly disagree,Tend to disagree,Strongly agree,No,-44,-44,-44,-44,-44,Yes,20,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-66,Yes,Yes,Yes,Yes,Yes,No,-44,-44,No,-44,-44,No,Yes,No,10,Yes,1,No,No,-44,8,-44,No,-44,-44,No,-44,-44,Yes,60,1,6,9,1,3,5,0,1,2,0,0,2,0,2,0,0,0,0,0,0,2,-44,2,-44,-44,2,1,22800,1,22800,1,22800,2,21000,2,21000,2,21000,2,18600,2,18600,2,18600,1,15600,1,15600,1,15600,4,7800,2,7800,2,7800,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,1,21600,1,21600,1,21600,0,-44,0,-44,0,-44,Increase/decreased demand for goods,-44,Completed secondary,Completed secondary,Completed secondary,Completed secondary,Started but did not complete college/vocational training,Completed secondary,Started but did not complete secondary,Started but did not complete secondary,Started but did not complete secondary,Started but did not complete secondary,-44,-44,-44,-44,Completed college/vocational training,Completed college/vocational training,-44,-44,Slightly important,Slightly important,Important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Critical,Critical,Very important,Very important,Very important,Very important,Critical,Critical,Not important,Not important,Important,Important,Important,Important,Slightly important,Slightly important,Critical,Critical,Critical,Critical,Critical,Critical,Very important,Very important,Important,Very important,Important,Very important,Important,Very important,Critical,Critical,Important,Very important,Important,Very important,Important,Very important,Important,Very important,Important,Very important,Slightly important,Slightly important,Not important,Not important,Important,Slightly important,Important,Slightly important,Not important,Not important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Important,Important,Important,Slightly important,Slightly important,Important,Important,Slightly important,Slightly important,Not difficult,Not difficult,Not difficult,0,-44,Not difficult,Not difficult,Not difficult,0,-44,Not difficult,Not difficult,Not difficult,0,-44,Not difficult,Not difficult,Not difficult,0,-44,Not difficult,Not difficult,Not difficult,0,-44,Not difficult,Not difficult,Not difficult,0,-44,Not difficult,Not difficult,Not difficult,0,-44,Not difficult,Not difficult,Not difficult,0,-44,Not difficult,Not difficult,Not difficult,0,-44,Not important,Slightly important,Slightly important,Slightly important,Slightly important,Not important,Not important,Not important,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Public announcement/advertisement,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm does not have enough information about training pro,No,-44,-44,-44,-44,-44,-44,Yes,100,0,-44,0,No,-44,Yes,20,0,40,0,0,20,0,20,0,0,0,0,0,-44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, ,Yes,Loan,2009,-66,Do not know,-66,Other,No,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,Interest rates are not favorable,210000,225000,90000,170500,-66,10000,20000,9000,2000,3000,1000,1950,0,19000,54000,150000,10000,15000,No obstacle,Minor obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,Access to finance,Cost of finance,Macroeconomic environment,Minor obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,Local business association,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,Yes,Yes,Yes,Yes,No,No,-44,-44,No,-44,-44,Yes,Yes,No,Somewhat truthful,Are estimates computed with some precision, 1441440143,1440143,Suriname,Suriname,Other manufacturing,143,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded,-44,50,100,0,0,0,Predominantly men,No,Yes,50,Makes major strategic and fiancial decisions,3,0,All men,Male,Male,Male,2001,Yes,Yes,2001,13,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,4,2,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,No,No,Yes,100,Do not know,54,0,0,-44,10,80,10,0,Individuals,10,80,10,furniture,85,Local,6,Remained the same,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,100,0,-44,-44,No,Yes,Yes,Yes,Yes,Yes,-44,-44,-44,-44,Yes,Yes,Yes,Yes,No,-44,-44,-44,-44,Yes,Yes,Yes,Yes,Yes,No,No,Yes,No,-44,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Not important,Yes,40,Yes,40,Yes,20,No,No,10000,25,Yes,Yes,Yes,Yes,No obstacle,No obstacle,Minor obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,-44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,15,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,Yes,Yes,Yes,No,-44,-44,No,-44,-44,No,Yes,No,20,Yes,1,No,No,-44,5,-44,No,-44,-44,No,-44,-44,No,-44,-44,5,8,1,5,2,0,0,2,0,0,1,0,1,0,0,0,0,0,0,7,-44,7,-44,-44,1,1,22200,1,22200,1,22200,0,-44,0,-44,0,-44,1,20400,1,16400,1,20400,1,15600,1,15000,1,15600,3,12400,2,14200,2,15600,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,1,10400,1,12200,1,10400,2,12400,2,12200,2,12400,Economic upturn/downturn,-44,Completed secondary,Started but did not complete secondary,-44,-44,Completed secondary,Started but did not complete secondary,Started but did not complete secondary,Started but did not complete secondary,Started but did not complete secondary,Started but did not complete secondary,-44,-44,-44,-44,Other,Other,Started but did not complete secondary,Started but did not complete secondary,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Not important,Not important,Not important,Not important,Not important,Not important,Critical,Critical,Important,Important,Important,Important,Critical,Critical,Not important,Not important,Slightly important,Slightly important,Slightly important,Slightly important,Not important,Not important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Not important,Not important,Not important,Important,Important,Not important,Not important,Not important,Not important,Slightly important,Slightly important,Not important,Not important,Slightly important,Slightly important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not difficult,Not difficult,Not difficult,0,-44,Not difficult,Not difficult,Not difficult,0,-44,Not difficult,Not difficult,Not difficult,0,-44,Not difficult,Not difficult,Not difficult,0,-44,Not difficult,Not difficult,Not difficult,0,-44,Not difficult,Not difficult,Not difficult,0,-44,Not difficult,Not difficult,Not difficult,0,-44,Not difficult,Not difficult,Not difficult,0,-44,Not difficult,Not difficult,Not difficult,0,-44,Not important,Slightly important,Not important,Slightly important,Slightly important,Not important,Not important,Not important,No obstacle,No obstacle,No obstacle,No obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Through family/friends,-44,No,-44,-44,-44,-44,No,-44,-44,-44,Other,No,-44,-44,-44,-44,-44,-44,Yes,100,0,-44,0,No,-44,Yes,20,0,15,0,5,30,30,0,0,0,0,0,0,-44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,0,-44,-44,244000,245750,79500,143000,10000,0,9800,7000,2500,1000,700,5000,0,13000,26000,5000,30000,8000,No obstacle,No obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,Cost of finance,Macroeconomic environment,Tax Rates,Minor obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed,-44,-44,-44,-44,-44,-44,No,-44,-44,Yes,No,No,Yes,Yes,Yes,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 1441440150,1440150,Suriname,Suriname,Textiles,150,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded,-44,50,100,0,0,0,Equally men and women,No,Yes,50,Makes major strategic and fiancial decisions,10,17,Equally men and women,Male,Male,Male,2000,No,Yes,2000,25,No,-44,-44,No,-44,-44,Yes,-66,No,No,-44,-44,Yes,8,4,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,No,No,Yes,100,50,40,0,0,-44,10,0,90,0,Medium private firms (20-100 employees),0,100,0,Kleding,100,Local,50,Decreased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,100,0,-44,-44,No,No,No,No,Yes,No,No,-44,-44,-44,Yes,No,No,No,No,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, ,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Yes,100,No,0,No,0,No,No,0,0,No,Yes,No,Yes,No obstacle,No obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Minor obstacle,Major obstacle,No obstacle,No obstacle,Very severe obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Very severe obstacle,No obstacle,-44,Strongly agree,Strongly disagree,Strongly disagree,Strongly agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,No,No,No,10,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,2,2,2,0,0,0,1,0,0,0,3,0,3,0,0,0,0,0,0,2,-44,2,-44,-44,0,2,9000,2,7200,2,9000,3,9600,2,5400,1,7200,0,-44,-77,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,Increase/decreased demand for goods,-44,Completed secondary,Completed secondary,Other,Other,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Not important,Not important,Not important,Not important,Very important,Very important,Very important,Very important,Important,Important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Not important,Not important,Not important,Not important,Important,Not applicable,Not important,Not applicable,Not important,Not applicable,Not important,Not applicable,Important,Not applicable,Important,Not applicable,Important,Not applicable,Not important,Not applicable,Important,Not applicable,Important,Not applicable,Very difficult,Very difficult,Difficult,0,-44,Very difficult,Very difficult,Difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Critical,Critical,Very important,Important,Important,Important,Very important,Important,Major obstacle,Major obstacle,Very severe obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,Through family/friends,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm is affraid of investing in workers that after the t,Yes,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,No,0,100,-44,0,No,-44,Yes,100,0,0,0,0,0,0,0,0,0,0,0,0,-44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,Collateral requirements for loans or line of credit are unat,32000,32000,10000,15200,0,6000,540,300,300,0,400,3000,0,30000,0,34000,320000,34000,No obstacle,Moderate obstacle,No obstacle,Major obstacle,No,Yes,No,No,No,No,No,No obstacle,No obstacle,Very severe obstacle,No obstacle,No obstacle,No obstacle,Major obstacle,No obstacle,Major obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Minor obstacle,-44,-44,-44,-44,-44,Customs and Trade Regulations,Corruption,"Crime, theft and disorder",Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,NGO,-44,technological and Innovation Support,-44,No,-44,-44,Yes,No,Yes,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 1441440154,1440154,Suriname,Suriname,Food,154,Yes,115,Headquarters with production and/or sales at this location,Yes,115,Shareholding company with shares traded in the stock market,-77,76,24,76,0,0,Predominantly women,Yes,Do not know,Do not know,Do not know,-66,-66,Predominantly men,Male,Female,Female,1955,Yes,Yes,1955,25,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,1,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,1,Yes,Yes,Yes,100,80,40,0,0,-44,3,90,7,0,Your parent company or affiliated establishments,10,2,88,BEER,100,Local,95,Remained the same,Increased,2-5,99,1,0,-66,FRENCH GUYANA,100,-77,-44,-66,0,0,10,90,No,-44,No,No,No,Yes,Yes,No,Yes,Supplier,-44,No,Yes,Yes,No,Yes,No,-44,-44,-44,-44,Yes,No,Yes,Yes,No,Yes,No,No,No,-44,Not important,Important,Important,Not important,Not important,Not important,Not important,Yes,100,No,,No,,No,Yes,6689661,-44,Yes,Yes,Yes,Yes,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,-44,Strongly agree,Strongly agree,Strongly agree,Strongly agree,Yes,No,-44,-44,-44,-44,Yes,5,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-66,Yes,Yes,Yes,Yes,Yes,No,-44,-44,No,-44,-44,No,Yes,No,5,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,Do not know,2,-66,67,5,38,0,24,2,2,0,10,1,0,0,0,1,0,0,0,0,8,-44,-44,-44,8,11,5,65000,5,60000,5,-99,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,32,25000,42,-99,42,-99,0,-44,0,-44,0,0,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,28,25000,38,-99,38,-99,0,-44,0,-44,0,-44,Not applicable,-44,Do not know,Do not know,Do not know,Do not know,Do not know,Do not know,Do not know,Do not know,Do not know,Do not know,Do not know,Do not know,Do not know,Do not know,Do not know,Do not know,Do not know,Do not know,Important,Important,Slightly important,Important,Slightly important,Important,Slightly important,Slightly important,Important,Important,Slightly important,Important,Important,Slightly important,Slightly important,Important,Slightly important,Important,Slightly important,Slightly important,Important,Slightly important,Important,Important,Important,Important,Slightly important,Important,Slightly important,Slightly important,Important,Important,Slightly important,Slightly important,Important,Important,Important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Slightly important,Slightly important,Important,Important,Important,Important,Important,Important,Slightly important,Slightly important,Important,Important,Important,Important,Slightly important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Not important,Important,Slightly difficult,Slightly difficult,Difficult,0,-44,Not difficult,Not difficult,Not difficult,0,-44,-44,-44,-44,-44,-44,Not difficult,Not difficult,Not difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,6,6,6,0,-44,-44,-44,-44,-44,-44,Not important,Not important,Not important,Important,Not important,Slightly important,Not important,Not important,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Minor obstacle,Moderate obstacle,Public placement office,-44,No,-44,-44,-44,-44,Yes,30,25,No,-44,No,-44,-44,-44,-44,-44,-44,Yes,0,100,-44,0,No,-44,Yes,75,0,0,0,25,0,0,0,0,0,0,0,0,-44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, ,Yes,Line of credit,2010,13410000,1,0,Private commercial banks,No,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,133000000,158000000,75000000,2500000,185000,2000000,579434,1381036,485664,12000000,1600000,17433000,134100,44258413,9266718,450000000,15000000,60000000,No obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,No obstacle,No obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,19,19,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,7,receives assistance holding,-44,-44,-44,-44,-44,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,No,-44,-44,No,-44,-44,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Truthful,Are taken directly from the establishment's records, 1441440156,1440156,Suriname,Suriname,Other manufacturing,156,No,-44,-44,-44,-44,Partnership (including limited liability companies),-44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,1988,No,Yes,1990,20,Yes,-66,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,4,0,-44,No,-44,-44,-44,-44,Yes,1,27,1,-44,No,-44,-44,-44,-44,Yes,100,Yes,No,Yes,100,75,44,0,0,-44,0,100,0,0,Individuals,0,100,0,wood material,100,Local,60,Decreased,Remained the same,More than 5,100,0,20,-44,-44,-44,-44,-44,-44,-44,-44,100,0,-44,-44,No,No,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,Yes,Yes,Yes,Yes,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,No obstacle,-44,Tend to disagree,Strongly disagree,Tend to agree,5,Yes,Yes,Still in process,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,4,Yes,2,No,No,-44,10,-44,No,-44,-44,No,-44,-44,No,-44,-44,6,25,4,8,7,6,0,0,0,3,5,0,5,0,0,0,0,0,0,1,-44,1,-44,-44,0,4,25000,3,28000,3,25000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,6,18000,6,18000,8,18000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,20,18000,21,18000,19,-66,0,-44,0,-44,0,-44,Not applicable,-44,Completed secondary,University graduate,-44,-44,-44,-44,Started but did not complete secondary,Started but did not complete college/vocational training,-44,-44,-44,-44,-44,-44,Started but did not complete secondary,Started but did not complete college/vocational training,-44,-44,Critical,Important,Very important,Important,Very important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very difficult,Very difficult,Very difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Difficult,Difficult,Difficult,2,24,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Difficult,Difficult,Difficult,6,24,-44,-44,-44,-44,-44,Important,Very important,Important,Important,Very important,Important,Very important,Not important,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Not applicable,Not applicable,Public announcement/advertisement,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm is affraid of investing in workers that after the t,Yes,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No,100,0,-44,0,Yes,Refusal to answer,Yes,Refusal to answer,Refusal to answer,Refusal to answer,Refusal to answer,Refusal to answer,Refusal to answer,Refusal to answer,Refusal to answer,Refusal to answer,Refusal to answer,Refusal to answer,Refusal to answer,Refusal to answer,-44,Refusal to answer,Refusal to answer,Refusal to answer,Refusal to answer,Refusal to answer,Refusal to answer,Refusal to answer,Refusal to answer,Refusal to answer,Refusal to answer,Refusal to answer,Refusal to answer,Refusal to answer,Refusal to answer,Refusal to answer, ,Yes,Line of credit,2008,250000,Do not know,-66,State-owned banks and/or government agencies,Yes,Yes,No,No,No,No,-44,Do not know,Yes,1,0,-44,-44,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,217750,0,217750,260000,217750,380000,16750000,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,No,Yes,Yes,Yes,Yes,Yes,Yes,Major obstacle,Major obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Political environment,Tax administration,Access to land for expansion / relocation,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,Community based organization,-44,"General management, Business development and Strategies supp",-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,No,Yes,No,No,Yes,No,No,Yes,No,No,Yes,No,No,Somewhat truthful,Are estimates computed with some precision, 1441440157,1440157,Suriname,Suriname,Other manufacturing,157,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded,-44,50,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,1992,No,Yes,1992,21,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,4,-44,10000,Yes,3,4,0,-44,Yes,1,24,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,100,80,40,0,0,-44,50,30,20,10,Individuals,20,60,20,doors,40,Local,10,Increased,Remained the same,More than 5,80,20,0,2000,CURACAO,15,GUADELOUPE,85,21,0,0,100,0,-44,-44,No,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,Yes,Yes,Yes,Yes,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,human capacity,Strongly agree,Strongly agree,Strongly agree,Strongly agree,Yes,Yes,Still in process,-44,-44,-44,Yes,3,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,Yes,Yes,No,No,-44,-44,No,-44,-44,Yes,Yes,No,1,Yes,1,No,No,-44,0,-44,Yes,0,No,No,-44,-44,No,-44,-44,10,30,4,20,4,2,0,1,0,2,2,0,0,2,0,0,0,0,0,1,-44,-44,1,-44,2,4,16800,3,16200,4,18000,3,12000,3,32400,4,300,1,15600,1,15600,2,19200,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,24,12000,30,11400,18,12000,0,-44,0,-44,0,-44,New production methods,-44,Started but did not complete college/vocational training,Started but did not complete college/vocational training,Started but did not complete college/vocational training,Started but did not complete college/vocational training,Completed secondary,Completed secondary,-44,-44,-44,-44,-44,-44,-44,-44,Other,Other,-44,-44,Very important,Very important,Critical,Very important,Very important,Important,Important,Important,Important,Not important,Important,Important,Important,Important,Critical,Critical,Important,Important,Very important,Very important,Very important,Very important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Critical,Critical,Critical,Critical,Critical,Important,Critical,Important,Critical,Important,Critical,Important,Critical,Important,Critical,Important,Important,Important,Critical,Critical,Critical,Important,Important,Important,Important,Important,Critical,Not important,Critical,Important,Not important,Not important,Not important,Not important,Important,Important,Critical,Important,Critical,Critical,Important,Important,Important,Not important,Important,Important,Not important,Not important,Difficult,Difficult,Very difficult,0,-44,Difficult,Difficult,Very difficult,0,-44,Difficult,Difficult,Very difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Difficult,Difficult,Very difficult,0,-44,-44,-44,-44,-44,-44,Very important,Important,Important,Very important,Important,Not important,Not important,Not important,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Schoold related network,-44,No,-44,-44,-44,-44,Yes,5,20,Yes,-44,No,-44,-44,-44,-44,-44,-44,No,100,0,-44,0,No,-44,Yes,60,40,0,0,0,0,0,0,0,0,0,0,0,-44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, ,Yes,Line of credit,2008,400000,11,12,Private commercial banks,Yes,Yes,No,No,No,No,-44,100,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,900000,920000,350000,180000,100000,0,48000,5000,2000,10000,5000,15000,0,1200000,1500000,1000000,2000000,2200000,No obstacle,Very severe obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,Electricity,Inadequately educated workforce,Not applicable,Very severe obstacle,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Large impact,Yes,Large impact,Yes,Large impact,Yes,Large impact,Yes,Large impact,Yes,Large impact,Yes,Large impact,Yes,Large impact,Yes,Large impact,Yes,Large impact,Yes,Large impact,Yes,Large impact,Yes,Large impact,Yes,Large impact,Yes,Large impact,Yes,Large impact,Yes,Large impact,Yes,Large impact,Yes,Large impact,Yes,Large impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,-44,-44,Yes,International organization,-44,"General management, Business development and Strategies supp",-44,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Truthful,Are estimates computed with some precision, 1441440160,1440160,Suriname,Suriname,Plastics & rubber,160,No,-44,-44,-44,-44,Partnership (including limited liability companies), ,51,100,0,0,0,Predominantly men,No,Yes,24,Makes major strategic and fiancial decisions,10,12,Equally men and women,Male,Male,Male,1989,No,Yes,1989,12,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,1,1,-44,Yes,3,2,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,100,64,71,0,0,-44,22,28,50,0,Individuals,15,20,65,Plastic Products,100,Local,Do not know,Decreased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,53,47,No,-44,Yes,Yes,Yes,Yes,Yes,Yes,-44,-44,-44,-44,No,No,Yes,Yes,No,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Critical,Important,Not important,Slightly important,Not important,Very Important,Not important,Yes,80,No,-44,Yes,20,Yes,Yes,270000,6,Yes,No,Yes,Yes,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,-44,Tend to disagree,Tend to agree,Tend to agree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,4,-44,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,Outside working hours,Other,Money,16500,A fellow employee,Yes,Yes,-44,Yes,1,Outside working hours,Knife,-44,1000,A fellow employee,No,No,Loss was small,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,4,Outside working hours,Firearm/gun,Goods or stock,20000,A fellow employee,No,Yes,-44,Yes,3,During working hours,Other,Goods or stock,4000,A fellow employee,No,Yes,-44,No,-44,-44,57000,No,No,Yes,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,5,Yes,3,No,No,-44,0,-44,No,-44,-44,Yes,47,No,Yes,3,2,5,36,6,17,1,12,2,7,0,6,3,0,0,0,3,0,0,0,2,3,-44,-44,-44,3,0,6,66000,6,59000,6,69000,2,60000,2,58000,2,61000,9,30000,6,44000,10,51000,6,21000,4,21000,6,21000,5,6000,4,6000,5,6000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,5,16000,4,16000,5,16000,3,8000,3,8000,3,8000,Economic upturn/downturn,-44,University graduate,Completed college/vocational training,University graduate,Started but did not complete college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed secondary,Started but did not complete college/vocational training,-44,-44,-44,-44,Completed secondary,Completed primary school,Completed secondary,Did not complete primary school,Important,Important,Important,Slightly important,Critical,Slightly important,Important,Slightly important,Critical,Very important,Important,Slightly important,Slightly important,Not important,Slightly important,Important,Critical,Critical,Very important,Slightly important,Very important,Critical,Very important,Slightly important,Critical,Very important,Important,Slightly important,Not important,Slightly important,Important,Slightly important,Very important,Very important,Very important,Critical,Critical,Important,Very important,Very important,Important,Very important,Very important,Important,Very important,Important,Critical,Very important,Critical,Slightly important,Very important,Critical,Slightly important,Slightly important,Important,Very important,Very important,Slightly important,Not important,Slightly important,Important,Critical,Slightly important,Critical,Very important,Important,Important,Slightly important,Very important,Important,Critical,Slightly important,Important,Important,Very important,Not important,Very important,Not important,Slightly important,Important,Difficult,Not difficult,Almost impossible,0,-44,Not difficult,Slightly difficult,Very difficult,0,-44,Very difficult,Difficult,Difficult,1,14,Difficult,Not difficult,Difficult,0,-44,Slightly difficult,Difficult,Almost impossible,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Difficult,Slightly difficult,Very difficult,0,-44,Slightly difficult,Slightly difficult,Slightly difficult,0,-44,Important,Critical,Important,Very important,Important,Slightly important,Important,Very important,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,No obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,Public announcement/advertisement,-44,No,-44,-44,-44,-44,Yes,60,40,No,-44,Yes,Minor obstacle,Very severe obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Yes,100,0,-44,0,No,-44,No,75,0,0,0,25,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,3360000,3328000,1593000,882000,200000,67000,224000,253000,0,53000,64000,0,0,0,0,0,335000,0,No obstacle,No obstacle,No obstacle,Major obstacle,Yes,Yes,No,Yes,Yes,No,No,Minor obstacle,Minor obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,No obstacle,Major obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Customs and Trade Regulations,Tax administration,Access to finance,Very severe obstacle,Yes,Yes,Yes,Yes,No,Yes,No,No,No impact,Yes,Moderated impact,-44,-44,Yes,No impact,-44,-44,Yes,Moderated impact,Yes,Moderated impact,-44,-44,No,No impact,-44,-44,No,Moderated impact,Yes,No impact,-44,-44,No,Large impact,-44,-44,No,Moderated impact,Yes,Moderated impact,-44,-44,Yes,No impact,-44,-44,Yes,Moderated impact,Yes,Moderated impact,-44,-44,No,No impact,-44,-44,Yes,Moderated impact,Yes,Moderated impact,-44,-44,Yes,No impact,-44,-44,Yes,Moderated impact,Yes,Moderated impact,-44,-44,Yes,No impact,-44,-44,No,Moderated impact,Yes,Moderated impact,-44,-44,No,Large impact,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,No,Yes,Yes,No,Yes,No,No,Yes,Yes,No,Yes,No,No,Yes,No,Yes,Truthful,Are estimates computed with some precision, 1441440162,1440162,Suriname,Suriname,Other manufacturing,162,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded,-44,75,100,0,0,0,Predominantly men,No,No,25,Makes decisions in consultation with other partners,-66,-66,Predominantly men,Male,Female,Female,1999,Yes,Yes,1998,13,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,2,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,100,75,40,0,0,-44,50,0,50,0,Others,50,0,50,Print work,100,Local,20,Increased,Remained the same,More than 5,100,0,1,-44,-44,-44,-44,-44,-44,-44,-44,40,60,Yes,4,Yes,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,Yes,Yes,Yes,Yes,No obstacle,No obstacle,Moderate obstacle,No obstacle,No obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,-44,Strongly agree,Tend to disagree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,No,-44,-44,Yes,Do not know,-66,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,13400,No,Yes,Yes,No,Yes,No,-44,-44,No,-44,-44,No,Yes,Yes,10,Yes,1,No,Yes,0,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,6,18,3,13,0,2,1,4,0,2,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,2,3,-99,3,-99,3,-99,0,-44,0,-44,0,-44,1,-99,1,-99,1,-99,5,-99,5,-99,5,-99,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,9,-99,9,-99,9,-99,0,-44,0,-44,0,-44,Not applicable,-44,Completed secondary,Completed secondary,-44,-44,Started but did not complete secondary,Completed secondary,Started but did not complete secondary,Completed secondary,-44,-44,-44,-44,-44,-44,Completed primary school,Completed secondary,-44,-44,Important,Important,Important,Important,Important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Critical,Critical,Very important,Very important,Important,Important,Critical,Critical,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Very important,Important,Very important,Important,Very important,Important,Very important,Important,Very important,Important,Very important,Important,Very important,Very important,Very important,Important,Critical,Important,Very important,Important,Very important,Important,Important,Not important,Important,Important,Very important,Important,Slightly important,Not important,Slightly important,Not important,Important,Slightly important,Very important,Slightly important,Very important,Important,Important,Important,Important,Slightly important,Important,Important,Slightly important,Slightly important,Difficult,Difficult,Difficult,0,-44,-44,-44,-44,-44,-44,Difficult,Difficult,Difficult,0,-44,Slightly difficult,Slightly difficult,Slightly difficult,0,-44,Slightly difficult,Slightly difficult,Slightly difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Difficult,Difficult,Slightly difficult,0,-44,-44,-44,-44,-44,-44,Slightly important,Slightly important,Slightly important,Slightly important,Important,Slightly important,Slightly important,Not important,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Not applicable,Not applicable,Through family/friends,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm cannot afford the optimal level of training,Yes,No obstacle,No obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Yes,100,0,-44,0,No,-44,No,100,0,0,0,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,0,0,-99,-99,-99,-99,-99,No obstacle,No obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Yes,Yes,Yes,Yes,Yes,Practices of competitors in the informal sector,Political environment,Tax Rates,Moderate obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,Other,a combination,Other,a combination,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,Yes,Yes,No,-44,-44,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Truthful,Are estimates computed with some precision, 1441440163,1440163,Suriname,Suriname,Other manufacturing,163,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,100,100,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Male,1993,No,Yes,1993,17,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,3,-44,1800,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,60,100,44,40,0,-44,75,25,0,0,Others,50,0,50,Spaan 16,60,International,50,Increased,Increased,More than 5,50,50,20,-66,FRENCH GUYANA,10,GUYANA,5,3,0,0,20,80,No,-44,Yes,Yes,Yes,Yes,Yes,No,Yes,Other company of the sector,-44,Yes,No,No,Yes,Yes,Yes,Yes,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44, ,Very Important,Very Important,Very Important,Very Important,Very Important,Slightly important,Slightly important,Yes,100,No,0,No,0,Yes,Yes,50000,50,Yes,Yes,Yes,Yes,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,-44,Strongly agree,Strongly agree,Strongly agree,Strongly agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,No,Yes,No,No,-44,-44,No,-44,-44,No,Yes,No,2,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,-66,20,3,9,4,4,1,0,0,2,1,0,1,0,0,0,0,0,0,1,-44,1,-44,-44,0,3,33000,2,30000,1,31200,6,16800,6,16200,4,1500,12,9600,20,7200,14,12000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,Other,Communication problems,Post graduated,Started but did not complete college/vocational training,University graduate,Completed secondary,Started but did not complete secondary,Started but did not complete college/vocational training,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Very important,Very important,Very important,Very important,Important,Very important,Very important,Very important,Important,Important,Slightly important,Slightly important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Important,Important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Important,Important,Very important,Very important,Important,Important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Slightly important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Very important,Very important,Important,Important,Not difficult,Not difficult,Slightly difficult,0,-44,Slightly difficult,Slightly difficult,Slightly difficult,0,2,Not difficult,Not difficult,Not difficult,0,3,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Important,Very important,Important,Important,Important,Very important,Very important,Important,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Through family/friends,-44,No,-44,-44,-44,-44,No,-44,-44,-44,Other,No,-44,-44,-44,-44,-44,-44,No,100,0,-44,0,No,-44,No,100,0,0,0,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,80000,150000,50000,70000,20000,0,2000,3200,150,800,200,0,0,0,12000,-66,12000,-66,No obstacle,Major obstacle,Very severe obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,Minor obstacle,Minor obstacle,No obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,"Crime, theft and disorder",Corruption,Customs and Trade Regulations,Very severe obstacle,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Moderated impact,No,No impact,Yes,Moderated impact,No,No impact,No,No impact,No,No impact,No,No impact,No,No impact,No,No impact,No,No impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,No,No impact,No,No impact,No,No impact,No,No impact,Yes,Moderated impact,Yes,Moderated impact,No,No impact,No,No impact,Yes,Moderated impact,Yes,Moderated impact,No,No impact,Yes,Moderated impact,Yes,Moderated impact,No,No impact,No,No impact,No,No impact,No,No impact,Yes,Moderated impact,No,No impact,Yes,Moderated impact,No,No impact,Yes,Large impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Large impact,No,No impact,Yes,Moderated impact,Yes,-44,-44,Yes,Local business association,-44,technological and Innovation Support,-44,No,-44,-44,Yes,Yes,Yes,Yes,Yes,No,Yes,No,Yes,No,-44,-44,Yes,Yes,Yes,Yes,Yes,Yes,No,-44,-44,Yes,Yes,Yes,No,-44,-44,Yes,Yes,No,Somewhat truthful,Are estimates computed with some precision, 1441440167,1440167,Suriname,Suriname,Textiles,167,Yes,4,Headquarters with production and/or sales at this location,Yes,4,Shareholding company with non-traded shares or shares traded,-44,15,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,1974,No,Yes,1974,34,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,1,2,-44,No,-44,-44,-44,-44,Yes,1,2,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,80,80,40,20,0,-44,50,40,10,0,Government or government agencies (including state-owned ent,20,30,50,Uniformen (Kleding),100,Local,90,Remained the same,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,50,50,Yes,3,Yes,Yes,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,Yes,Yes,Yes,Yes,No obstacle,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,Minor obstacle,No obstacle,-44,Strongly agree,Strongly agree,Strongly agree,Strongly agree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,No,No,No,No,-44,-44,No,-44,-44,No,Yes,No,1,No,-44,-44,Yes,0,0,-44,Yes,14,No,No,-44,-44,Yes,7,2,10,40,5,35,0,0,0,30,0,0,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,5,-99,5,-77,5,-77,35,-99,35,-99,35,-99,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,Not applicable,-44,Started but did not complete college/vocational training,Completed college/vocational training,Other,Other,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Important,Not important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Important,Important,Important,Important,Important,Important,Important,Important,Not important,Not important,Important,Important,Slightly important,Slightly important,Not important,Not important,Important,Important,Important,Important,Important,Important,Important,Slightly important,Important,Slightly important,Important,Slightly important,Important,Slightly important,Important,Slightly important,Important,Important,Important,Important,Important,Slightly important,Important,Important,Important,Slightly important,Slightly important,Not important,Not important,Not important,Important,Slightly important,Important,Not important,Slightly important,Not important,Slightly important,Not important,Important,Slightly important,Important,Important,Important,Important,Slightly important,Slightly important,Important,Important,Not important,Not important,Difficult,Difficult,Difficult,0,-44,Difficult,Difficult,Difficult,26,52,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Important,Important,Slightly important,Slightly important,Important,Not important,Not important,Not important,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Not applicable,Not applicable,Schoold related network,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The benefits of training are small than the costs,Yes,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Major obstacle,Yes,100,0,-44,0,Yes,7,No,0,65,0,0,35,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,Yes,Line of credit,1984,-66,7,120,Private commercial banks,Yes,Yes,Yes,Yes,No,No,-44,Do not know,No,-44,-44,-44,Other,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,0,0,-99,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Access to finance,Cost of finance,Moderate obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,Other,It doesn't matter which organi,Other,no preferences,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Yes,No,No,Yes,No,No,No,-44,-44,Yes,No,No,Truthful,Are arbitrary and unreliable numbers, 1441440168,1440168,Suriname,Suriname,Food,168,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, ,90,100,0,0,0,Predominantly women,No,Yes,90,Makes major strategic and fiancial decisions,9,1,Equally men and women,Male,Male,Female,1991,No,Yes,1996,12,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,Yes,2,1,0,-44,Yes,10,1,0,-44,Yes,2,24,0,-44,No,-44,Yes,No,Yes,100,65,63,0,0,-44,18,55,27,0,Individuals,34,12,54,fish (processing),79,Local,Do not know,Remained the same,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,100,0,No,-44,Yes,Yes,Yes,Yes,Yes,No,Yes,Laboratory or research center,-44,No,No,Yes,Yes,No,Yes,No,Yes,No,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Very Important,Not important,Not important,Not important,Slightly important,Very Important,Slightly important,Yes,69,Yes,31,No,-44,No,No,160000,20,No,No,Yes,No,Very severe obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,No obstacle,-44,Tend to disagree,Tend to agree,Tend to agree,Strongly agree,No,-44,-44,-44,-44,-44,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,41000,No,No,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,Yes,10,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,5,30,5,13,2,10,4,10,1,7,1,0,0,0,1,0,0,0,0,5,-44,-44,-44,5,0,5,72000,5,67000,5,77000,5,36000,5,34000,6,37000,3,30000,3,26000,3,30000,5,18000,4,17000,6,18000,3,15000,3,3000,3,3000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,7,12000,2,11000,2,13000,2,8000,4,8000,5,8000,Economic upturn/downturn,-44,University graduate,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed secondary,Completed secondary,Completed secondary,-44,-44,-44,-44,Completed secondary,Completed primary school,Started but did not complete college/vocational training,Did not complete primary school,Important,Very important,Very important,Very important,Slightly important,Very important,Important,Not important,Slightly important,Very important,Not important,Not important,Not important,Slightly important,Important,Important,Important,Important,Very important,Important,Slightly important,Critical,Slightly important,Not important,Not important,Very important,Slightly important,Not important,Not important,Slightly important,Very important,Important,Slightly important,Important,Very important,Critical,Very important,Critical,Critical,Slightly important,Important,Slightly important,Very important,Slightly important,Slightly important,Slightly important,Critical,Very important,Critical,Critical,Critical,Critical,Very important,Very important,Important,Important,Important,Not important,Very important,Not important,Very important,Critical,Critical,Not important,Slightly important,Important,Very important,Not important,Important,Slightly important,Slightly important,Critical,Important,Important,Critical,Not important,Important,Important,Slightly important,Important,Difficult,Almost impossible,Almost impossible,0,-44,Difficult,Not difficult,Difficult,0,-44,Difficult,Very difficult,Almost impossible,0,-44,Difficult,Difficult,Slightly difficult,0,-44,Slightly difficult,Almost impossible,Almost impossible,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Very difficult,Not difficult,Very difficult,1,3,Very difficult,Very difficult,Difficult,0,-44,Important,Very important,Not important,Important,Critical,Important,Important,Important,Very severe obstacle,Major obstacle,No obstacle,Major obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Through family/friends,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm does not have enough information about training pro,No,-44,-44,-44,-44,-44,-44,Yes,100,0,-44,0,Yes,10,No,75,0,0,0,25,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,1,Collateral or cosigners unacceptable,-44,2000000,2020000,525000,689000,202000,61000,0,174000,0,34000,16000,0,0,485000,0,543000,186000,662000,No obstacle,Minor obstacle,Major obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Telecommunications,Cost of finance,Access to finance,Moderate obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed,-44,-44,-44,-44,-44,-44,Yes,No,No,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 1441440169,1440169,Suriname,Suriname,Other manufacturing,169,Yes,2,Headquarters with production and/or sales at this location,Yes,2,Shareholding company with non-traded shares or shares traded,-44,90,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Male,Male,Male,1954,Yes,Yes,1956,40,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,No,Yes,1,2,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,100,80,45,0,0,-44,0,100,0,100,Your parent company or affiliated establishments,0,0,100,Futniture,85,Local,8,Remained the same,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,50,50,Yes,5,Yes,Yes,Yes,No,Yes,Yes,-44,-44,-44,-44,Yes,Yes,No,Yes,No,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, ,Slightly important,Slightly important,Not important,Very Important,Very Important,Slightly important,Not important,Yes,100,No,0,No,0,No,No,-99,40,Yes,Yes,Yes,Yes,No obstacle,No obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,-44,Strongly agree,Strongly agree,Strongly agree,Strongly agree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,670,Yes,Yes,No,No,No,No,-44,-44,No,-44,-44,No,Yes,No,0,No,-44,-44,No,-44,0,-44,Yes,0,No,No,-44,-44,Yes,4,2,3,34,2,28,0,4,1,3,0,2,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,2,-99,2,-99,2,-99,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,4,24000,4,24000,4,25200,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,28,18000,28,18000,28,21000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,Not applicable,-44,Completed college/vocational training,Completed college/vocational training,-44,-44,-44,-44,Completed secondary,Completed secondary,-44,-44,-44,-44,Completed primary school,Completed primary school,-44,-44,-44,-44,Important,Important,Important,Important,Important,Important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Critical,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Slightly important,Slightly important,Important,Important,Very important,Very important,Important,Important,Very important,Important,Very important,Slightly important,Very important,Slightly important,Very important,Slightly important,Very important,Slightly important,Very important,Slightly important,Very important,Slightly important,Very important,Slightly important,Very important,Very important,Very important,Slightly important,Very important,Slightly important,Very important,Slightly important,Very important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Very important,Very important,Important,Slightly important,Important,Slightly important,Very important,Slightly important,Important,Slightly important,Important,Slightly important,Important,Slightly important,Important,Slightly important,Important,Slightly important,Important,Slightly important,Slightly difficult,Difficult,Very difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Slightly difficult,Slightly difficult,Slightly difficult,0,2,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Slightly difficult,Slightly difficult,Slightly difficult,0,2,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Very important,Refusal to answer,Refusal to answer,Not important,Not important,Slightly important,Slightly important,Not important,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Not applicable,Not applicable,Public announcement/advertisement,-44,No,-44,-44,-44,-44,Yes,10,25,Yes,-44,No,-44,-44,-44,-44,-44,-44,Yes,0,100,-44,0,Yes,12,Yes,100,0,0,0,0,0,0,0,0,0,0,0,0,-44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,Other,1300000,1300000,585000,520000,3900,0,36000,15000,8000,2000,7000,80000,0,400000,400000,500000,6000000,600000,No obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,No obstacle,No obstacle,Major obstacle,Major obstacle,No obstacle,No obstacle,Major obstacle,Very severe obstacle,No obstacle,No obstacle,No obstacle,Major obstacle,Yes,Yes,Yes,No,No,Political environment,Tax Rates,Labor Regulations,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Other,Combination of 4 and 2,Yes,Yes,Yes,No,-44,-44,Yes,Yes,Yes,No,-44,-44,No,-44,-44,No,-44,-44,Yes,Yes,Yes,No,-44,-44,No,-44,-44,Yes,Yes,Yes,No,-44,-44,Truthful,Are estimates computed with some precision, 1441440173,1440173,Suriname,Suriname,Transport,173,Yes,2,Headquarters with production and/or sales at this location,Yes,2,Partnership (including limited liability companies),-44,80,60,40,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Male,1959,Yes,Yes,1959,20,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,2,5,-44,No,-44,-44,-44,-44,Yes,1,24,5,-44,Yes,1,2,5,-44,Yes,5,Yes,Yes,Yes,0,-44,-44,100,0,-44,0,0,100,0,Your parent company or affiliated establishments,0,0,100,man hours,65,Local,60,Remained the same,Remained the same,None,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,60,40,Yes,3,No,No,No,No,Yes,No,No,-44,-44,-44,Yes,Yes,Yes,Yes,Yes,Yes,Yes,No,Yes,Yes,No,No,No,No,No,No,Yes,No,-44,Important,Very Important,Very Important,Critical,Critical,Very Important,Not important,Yes,100,No,0,No,0,No,Yes,-99,20,Yes,Yes,Yes,Yes,No obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,-44,Strongly agree,Strongly agree,Strongly agree,Strongly agree,No,-44,-44,-44,-44,-44,Yes,13,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-99,Yes,Yes,Yes,Yes,Yes,No,-44,-44,No,-44,-44,No,Yes,No,1,Yes,1,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,-66,56,9,46,0,1,2,0,0,1,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,9,-99,9,-99,9,-99,1,-99,1,-99,1,-99,1,-99,1,-99,1,-99,1,-99,1,-99,1,-99,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,44,-99,46,-99,46,-99,0,-44,0,-44,0,-44,Other,Remigration of a co-worker,Completed secondary,Started but did not complete college/vocational training,Completed college/vocational training,Post graduated,Completed secondary,Completed secondary,Completed secondary,Completed secondary,-44,-44,-44,-44,-44,-44,Other,Other,-44,-44,Critical,Important,Critical,Slightly important,Critical,Important,Critical,Important,Critical,Very important,Not important,Not important,Not important,Not important,Critical,Critical,Critical,Critical,Very important,Important,Very important,Critical,Not important,Important,Very important,Very important,Very important,Critical,Not important,Not important,Critical,Very important,Very important,Important,Very important,Important,Critical,Important,Slightly important,Important,Very important,Important,Very important,Important,Very important,Important,Critical,Very important,Very important,Very important,Important,Important,Very important,Very important,Very important,Very important,Very important,Important,Important,Slightly important,Critical,Very important,Important,Very important,Important,Very important,Very important,Very important,Very important,Important,Very important,Important,Very important,Important,Important,Important,Critical,Important,Important,Important,Very difficult,Very difficult,Not difficult,0,-44,Very difficult,Very difficult,Very difficult,0,-44,Slightly difficult,Slightly difficult,Very difficult,1,1,Not difficult,Not difficult,Not difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Slightly difficult,Not difficult,Very difficult,0,-44,-44,-44,-44,-44,-44,Important,Important,Not important,Slightly important,Very important,Important,Important,Not important,No obstacle,No obstacle,Major obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,No obstacle,Not applicable,Not applicable,other (specify),Walked in,No,-44,-44,-44,-44,Yes,100,0,No,-44,No,-44,-44,-44,-44,-44,-44,Yes,100,0,-44,0,No,-44,No,Refusal to answer,Refusal to answer,Refusal to answer,Refusal to answer,Refusal to answer,Refusal to answer,Refusal to answer,Refusal to answer,Refusal to answer,Refusal to answer,Refusal to answer,Refusal to answer,Refusal to answer,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,Yes,Line of credit,2013,-99,12,12,Private commercial banks,Yes,Yes,Yes,Yes,No,No,-44,200,Yes,1,0,-44,-44,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,0,0,-99,-99,-99,-99,200000,Minor obstacle,Minor obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,No obstacle,No obstacle,Minor obstacle,Major obstacle,Do not know,No obstacle,Major obstacle,Major obstacle,Major obstacle,No obstacle,Major obstacle,No obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Tax Rates,Political environment,Very severe obstacle,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Moderated impact,No,No impact,Yes,Moderated impact,Yes,Moderated impact,No,No impact,Yes,Large impact,Yes,Moderated impact,No,No impact,Yes,Large impact,No,No impact,Yes,Moderated impact,Yes,Moderated impact,No,No impact,No,No impact,No,No impact,Yes,Large impact,Yes,Large impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Large impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,No,No impact,Yes,Large impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,No,No impact,No,No impact,No,No impact,No,No impact,Yes,Large impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,No,Not needed,-44,-44,-44,-44,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,No,Yes,No,No,Yes,No,No,No,-44,-44,Yes,No,No,Yes,No,No,Truthful,Are estimates computed with some precision, 1441440176,1440176,Suriname,Suriname,Other manufacturing,176,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded,-44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Female,Male,Male,1982,Yes,Yes,1982,32,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,6,5,-44,Yes,1,6,0,-44,Yes,1,6,0,-44,Yes,1,6,0,-44,Yes,1,Yes,Yes,Yes,100,80,40,0,0,-44,0,60,40,0,Your parent company or affiliated establishments,0,0,100,Brooms and brushes,100,Local,75,Increased,Increased,More than 5,60,40,0,1982,BARBADOS,80,TRINIDAD,20,21,0,0,50,50,Yes,10,No,No,No,Yes,Yes,Yes,-44,-44,-44,-44,Yes,No,No,Yes,No,-44,-44,-44,-44,Yes,Yes,Yes,Yes,No,No,No,Yes,No,-44,Very Important,Very Important,Very Important,Very Important,Very Important,Very Important,Not important,Yes,100,No,0,No,0,Yes,Yes,40000,20,Yes,Yes,Yes,Yes,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,-44,Strongly disagree,Strongly disagree,Strongly disagree,Strongly disagree,No,-44,-44,-44,-44,-44,Yes,12,-44,Yes,-44,250000,Yes,10,Outside working hours,Other,Other,250000,Other,Yes,Yes,-44,Yes,7,Outside working hours,Other,Other,2500,Other,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,3,Outside working hours,Other,Other,500,Other,Yes,Yes,-44,Yes,3,Outside working hours,Other,Other,6000,Other,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,10000,Yes,Yes,No,No,Yes,No,-44,-44,No,-44,-44,Yes,Yes,No,6,Yes,3,Yes,Yes,0,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,50,25,4,4,14,3,2,2,14,3,14,0,0,14,0,0,0,14,0,4,-44,-44,4,-44,14,4,-99,4,-99,4,-99,0,-44,0,-44,0,-44,2,-99,2,-99,2,-99,1,-99,1,-99,1,-99,2,-99,2,-99,2,-99,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,2,-99,6,-99,2,-99,28,-99,24,-99,14,-99,Not applicable,-44,University graduate,University graduate,-44,-44,Completed college/vocational training,Completed college/vocational training,Started but did not complete secondary,Started but did not complete secondary,Completed secondary,Completed secondary,-44,-44,-44,-44,Completed college/vocational training,Completed college/vocational training,Started but did not complete secondary,Started but did not complete secondary,Very important,Very important,Important,Very important,Important,Very important,Important,Very important,Important,Very important,Not important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Slightly difficult,Slightly difficult,Slightly difficult,0,-44,-44,-44,-44,-44,-44,Very difficult,Very difficult,Very difficult,0,-44,Not difficult,Not difficult,Not difficult,0,-44,Not difficult,Not difficult,Not difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Very difficult,Very difficult,Very difficult,0,-44,Not difficult,Not difficult,Not difficult,0,-44,Not important,Very important,Not important,Not important,Not important,Not important,Very important,Not important,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Not applicable,Not applicable,Public announcement/advertisement,-44,No,-44,-44,-44,-44,Yes,100,100,No,-44,No,-44,-44,-44,-44,-44,-44,Yes,100,0,-44,0,No,-44,No,100,0,0,0,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,Application procedures for loans or line of credit are compl,2200000,2500000,1000000,500000,250000,0,30000,10000,5000,100000,30000,0,0,450000,3500000,900000,4000000,1000000,No obstacle,Major obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Yes,Yes,Yes,No,No,Corruption,"Crime, theft and disorder",Practices of competitors in the informal sector,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,technological and Innovation Support,-44,Yes,No,No,Yes,No,No,Yes,Yes,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,Yes,Yes,Yes,No,Yes,Somewhat truthful,Are arbitrary and unreliable numbers, 1441440177,1440177,Suriname,Suriname,Other manufacturing,177,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded,-44,60,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,2000,No,Yes,1999,47,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,4,2,-44,No,-44,-44,-44,-44,Yes,1,4,0,-44,No,-44,-44,-44,-44,Yes,1,Yes,No,Yes,100,90,45,0,0,-44,100,0,0,0,Small private firms (less than 20 employees),0,70,30,shingles,90,International,0,Increased,Remained the same,None,0,100,0,2002,UNITED STATES OF AMERICA,99,GERMANY,1,2,0,0,99,1,Yes,21,No,No,No,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,Yes,No,No,No obstacle,No obstacle,Major obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Very severe obstacle,No obstacle,No obstacle,Major obstacle,No obstacle,Moderate obstacle,No obstacle,No obstacle,-44,Tend to agree,Strongly agree,Tend to agree,Strongly agree,Yes,Yes,Still in process,-44,-44,-44,Yes,-44,7200,Yes,-44,500,Yes,1,Outside working hours,Other,Other company property,500,Other,No,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,Outside working hours,Other,Other,500,Other,No,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,120,Yes,Yes,No,No,No,No,-44,-44,No,-44,-44,No,Yes,No,2,Yes,1,No,No,-44,0,-44,Yes,7,No,No,-44,-44,Yes,90,2,30,11,1,4,5,1,0,0,0,1,5,0,0,5,0,0,0,0,0,1,-44,-44,1,-44,0,1,20400,1,18000,1,22800,1,9000,1,9000,1,750,0,-44,14,9000,1,10800,0,-44,0,-44,0,-44,14,10000,0,-44,14,10000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,Not applicable,-44,Completed secondary,Completed secondary,Started but did not complete college/vocational training,Started but did not complete college/vocational training,-44,-44,-44,-44,Started but did not complete secondary,Started but did not complete secondary,-44,-44,-44,-44,-44,-44,-44,-44,Very important,Important,Very important,Slightly important,Very important,Important,Important,Important,Important,Slightly important,Very important,Not important,Very important,Not important,Important,Important,Very important,Very important,Very important,Very important,Very important,Very important,Important,Slightly important,Very important,Important,Important,Important,Very important,Important,Important,Important,Important,Important,Important,Important,Very important,Slightly important,Very important,Important,Important,Important,Very important,Slightly important,Very important,Slightly important,Very important,Very important,Very important,Very important,Important,Slightly important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Slightly important,Important,Slightly important,Important,Slightly important,Important,Important,Very important,Very important,Important,Important,Important,Slightly important,Important,Important,Important,Important,Difficult,Difficult,Difficult,0,-44,Difficult,Slightly difficult,Slightly difficult,0,-44,Difficult,Difficult,Difficult,0,52,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Critical,Critical,Important,Slightly important,Critical,Important,Slightly important,Important,Minor obstacle,No obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Through family/friends,-44,No,-44,-44,-44,-44,No,-44,-44,-44,Other,Yes,No obstacle,No obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,Yes,0,100,-44,0,No,-44,Yes,100,0,0,0,0,0,0,0,0,0,0,0,0,-44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,Interest rates are not favorable,502500,670000,268000,201000,66,500,1800,48000,1200,4200,2400,1005000,0,1675000,0,670000,0,5025000,Minor obstacle,Very severe obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Very severe obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,Very severe obstacle,Yes,No,Yes,Yes,Yes,Cost of finance,Inadequately educated workforce,Customs and Trade Regulations,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Financial magement and tax and customs administration,-44,No,-44,-44,Yes,No,Yes,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,Yes,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 1441440180,1440180,Suriname,Suriname,Food,180,Yes,12,Establishment physically separated from HQ and other establi,Yes,12,Shareholding company with non-traded shares or shares traded,-44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Male,2003,Yes,Yes,1998,15,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,3,2,-44,Yes,1,2,0,-44,Yes,1,2,1,-44,No,-44,-44,-44,-44,Yes,1,Yes,Yes,Yes,100,100,45,0,0,-44,0,0,100,0,Your parent company or affiliated establishments,20,60,20,Softdrinks,32,National,30,Remained the same,Remained the same,2-5,60,40,0,-66,GUYANA,80,BARBADOS,10,4,0,2,20,80,Yes,3,No,No,No,Yes,Yes,Yes,-44,-44,-44,-44,Yes,Yes,No,Yes,Yes,Yes,Yes,No,Yes,Yes,Yes,Yes,Yes,Yes,Yes,No,No,No,-44,Important,Slightly important,Important,Not important,Not important,Slightly important,Not important,Yes,100,No,0,No,0,Yes,Yes,-99,1,Yes,Yes,Yes,Yes,No obstacle,No obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,No obstacle,-44,Strongly agree,Tend to disagree,Tend to disagree,Tend to disagree,Yes,No,-44,-44,-44,-44,Yes,-44,335000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,83750,Yes,Yes,Yes,Yes,Yes,No,-44,-44,No,-44,-44,No,No,No,Do not know,Yes,1,No,No,-44,0,-44,Yes,30,No,Yes,30,No,No,-44,-44,50,200,10,170,0,20,-66,-66,-66,-66,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,10,-99,10,-99,10,-99,0,-44,0,-44,0,-44,0,-44,-66,-99,-66,-99,20,-99,20,-99,20,-99,0,-44,0,-44,-66,-99,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,170,-99,170,-99,170,-99,0,-44,0,-99,-66,-44,Not applicable,-44,Completed college/vocational training,Completed college/vocational training,-44,-44,-44,-44,Completed secondary,Completed secondary,-44,-44,-44,-44,-44,-44,Completed secondary,Completed secondary,-44,-44,Critical,Very important,Very important,Important,Very important,Important,Important,Important,Important,Slightly important,Not important,Not important,Not important,Not important,Critical,Important,Critical,Very important,Critical,Very important,Critical,Very important,Not important,Not important,Very important,Very important,Slightly important,Slightly important,Not important,Not important,Very important,Important,Very important,Very important,Very important,Important,Very important,Important,Very important,Important,Important,Important,Important,Important,Important,Important,Very important,Very important,Very important,Very important,Very important,Important,Important,Important,Important,Important,Important,Important,Slightly important,Slightly important,Important,Important,Slightly important,Slightly important,Not important,Not important,Slightly important,Slightly important,Important,Important,Very important,Important,Very important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Not important,Not important,Not difficult,Not difficult,Slightly difficult,0,-44,Slightly difficult,Slightly difficult,Slightly difficult,0,-44,Slightly difficult,Slightly difficult,Slightly difficult,0,-44,Slightly difficult,Difficult,Not difficult,0,-44,Slightly difficult,Difficult,Not difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Difficult,Difficult,Slightly difficult,0,-44,Difficult,Difficult,Not difficult,0,-44,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Not applicable,Not applicable,Through family/friends,-44,No,-44,-44,-44,-44,Yes,10,0,No,-44,Yes,No obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,No obstacle,Yes,100,0,-44,0,Yes,8.800000000000001,Yes,60,10,0,0,30,0,0,0,0,0,0,0,0,-44,60,40,0,0,0,0,0,0,0,0,0,0,0,0,0, ,Yes,Loan,2012,5360000,9,-66,Private commercial banks,Yes,No,Yes,No,No,No,-44,100,Yes,1,0,-44,-44,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,0,20100000,19430000,25125000,20100000,20100000,Moderate obstacle,Minor obstacle,No obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Minor obstacle,Minor obstacle,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,Cost of finance,Tax Rates,Inadequately educated workforce,Minor obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,technological and Innovation Support,-44,Yes,No,Yes,No,-44,-44,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Truthful,Are taken directly from the establishment's records, 1441440181,1440181,Suriname,Suriname,Fabricated metal products,181,Yes,4,Establishment physically separated from HQ and other establi,Yes,4,Shareholding company with non-traded shares or shares traded,-44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Female,Male,1994,No,Yes,1994,6,Yes,90,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,100,95,43,0,0,-44,50,50,0,0,Large private firms (more than 100 employees),10,80,10,Steel constructions,100,National,Do not know,Increased,Remained the same,More than 5,100,0,Do not know,-44,-44,-44,-44,-44,-44,-44,-44,60,40,Yes,5,Yes,Yes,Yes,Yes,Yes,Yes,-44,-44,-44,-44,No,Yes,Yes,Yes,No,-44,-44,-44,-44,Yes,No,No,Yes,No,No,No,No,No,-44,Not important,Important,Slightly important,Important,Important,Important,Not important,Yes,100,No,0,No,0,No,No,-66,Do not know,Yes,Yes,Yes,Yes,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,No obstacle,-44,Tend to agree,Tend to agree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,-44,3000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,Yes,Yes,No,No,-44,-44,No,-44,-44,No,Yes,No,10,Yes,1,No,Yes,0,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,21,21,3,18,0,0,1,0,0,0,3,0,3,0,0,0,0,0,0,1,-44,1,-44,-44,3,3,36000,3,36000,3,36000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,1,18000,1,18000,1,18000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,18,24000,17,24000,14,24000,2,12000,3,12000,3,12000,Not applicable,-44,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,-44,-44,Completed secondary,Completed secondary,-44,-44,-44,-44,-44,-44,Started but did not complete secondary,Started but did not complete secondary,Did not complete primary school,Did not complete primary school,Important,Slightly important,Important,Important,Important,Slightly important,Important,Slightly important,Important,Slightly important,Important,Not important,Not important,Not important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Slightly important,Important,Important,Slightly important,Important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Important,Slightly important,Important,Important,Important,Important,Important,Slightly important,Important,Slightly important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Not important,Not important,Important,Important,Important,Slightly important,Not important,Not important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly difficult,Difficult,Difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Slightly difficult,Difficult,Difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Slightly difficult,Difficult,Difficult,0,-44,Slightly difficult,Difficult,Difficult,0,-44,Slightly important,Not important,Not important,Slightly important,Slightly important,Slightly important,Not important,Not important,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,No obstacle,Minor obstacle,No obstacle,Major obstacle,No obstacle,Minor obstacle,Not applicable,Not applicable,Private placement office,-44,Yes to fire,No,-44,Yes,1,Yes,100,50,No,-44,No,-44,-44,-44,-44,-44,-44,Yes,100,0,-44,0,Yes,Do not know,Yes,Do not know,Do not know,Do not know,Do not know,Do not know,Do not know,Do not know,Do not know,Do not know,Do not know,Do not know,Do not know,Do not know,-44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, ,Yes,Line of credit,-66,-66,Do not know,-66,Private commercial banks,No,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,Other,-66,-66,-66,-66,-66,-66,-66,-66,-66,-66,-66,-66,-66,-66,-66,-66,-66,-66,No obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Political environment,Macroeconomic environment,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,Community based organization,-44,technological and Innovation Support,-44,No,-44,-44,Yes,No,No,Yes,No,No,No,-44,-44,Yes,No,No,Yes,No,No,Yes,No,No,Yes,No,No,Yes,No,No,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 1441440185,1440185,Suriname,Suriname,Wholesale,185,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded,-44,Refusal to answer,100,0,0,0,Equally men and women,No,Yes,Refusal to answer,Delegates decisions to other partners,-66,-66,Predominantly men,Male,Male,Male,1950,No,Yes,1950,50,Yes,180,No,No,-44,-44,Yes,30,No,Yes,30,No,Yes,1,6,1,-44,Yes,1,1,0,-44,Yes,1,48,1,-44,Yes,10,8,2,-44,Yes,60,Yes,Yes,Yes,25,90,84,75,0,-44,25,0,75,0,Others,0,0,100,Concrete Products,25,National,80,Increased,Remained the same,2-5,99,1,0,2003,CURACAO,Do not know,GUYANA,Do not know,1,0,0,80,20,Yes,2,No,No,Yes,Yes,Yes,Yes,-44,-44,-44,-44,No,Yes,No,Yes,No,-44,-44,-44,-44,Yes,Yes,No,Yes,No,No,No,No,No,-44,Important,Important,Not important,Not important,Slightly important,Important,Not important,Yes,100,No,0,No,0,No,No,-99,Do not know,Yes,Yes,Yes,Yes,No obstacle,No obstacle,No obstacle,Moderate obstacle,No obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,No obstacle,Major obstacle,No obstacle,No obstacle,-44,Tend to disagree,Strongly disagree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,-44,-66,Yes,1,-44,Yes,3,Outside working hours,Other,Goods or stock,-66,Someone working alone,No,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,3,During working hours,Other,Goods or stock,-66,A fellow employee,No,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-66,Yes,Yes,Yes,Yes,No,No,-44,-44,No,-44,-44,No,Yes,No,5,No,-44,-44,Yes,0,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,10,180,5,140,5,30,1,0,0,30,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,5,-99,6,-99,5,-99,1,-99,0,-44,1,-99,30,-99,30,-99,30,-99,30,-99,30,-99,30,-99,10,-99,10,-99,10,-99,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,104,-99,104,-99,104,-99,0,-44,0,-44,0,-44,Not applicable,-44,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Started but did not complete college/vocational training,Completed secondary,Completed secondary,Completed secondary,Completed secondary,Completed secondary,Completed secondary,-44,-44,-44,-44,Completed primary school,Completed primary school,-44,-44,Important,Slightly important,Important,Important,Critical,Important,Important,Not important,Very important,Not important,Very important,Not important,Not important,Not important,Critical,Important,Critical,Important,Critical,Important,Critical,Critical,Important,Important,Very important,Important,Slightly important,Slightly important,Not important,Not important,Very important,Important,Very important,Important,Critical,Important,Very important,Important,Very important,Important,Important,Important,Very important,Slightly important,Very important,Slightly important,Critical,Critical,Critical,Important,Very important,Slightly important,Slightly important,Slightly important,Important,Important,Important,Not important,Not important,Not applicable,Very important,Important,Important,Slightly important,Slightly important,Not important,Important,Slightly important,Important,Important,Critical,Very important,Important,Important,Important,Important,Critical,Very important,Not important,Not important,Very difficult,Very difficult,Very difficult,0,-44,Very difficult,Very difficult,Very difficult,0,-44,Very difficult,Difficult,Slightly difficult,0,-44,Slightly difficult,Slightly difficult,Slightly difficult,0,-44,Slightly difficult,Slightly difficult,Slightly difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Difficult,Difficult,Difficult,0,-44,-44,-44,-44,-44,-44,Very important,Very important,Not important,Not important,Important,Important,Slightly important,Not important,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Not applicable,Not applicable,Through family/friends,-44,No,-44,-44,-44,-44,Yes,1,50,No,-44,No,-44,-44,-44,-44,-44,-44,Yes,100,0,-44,0,No,-44,Yes,100,0,0,0,0,0,0,0,0,0,0,0,0,-44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,Political environment,Macroeconomic environment,Corruption,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed,-44,-44,-44,-44,-44,-44,No,-44,-44,Yes,No,Yes,Yes,No,Yes,No,-44,-44,No,-44,-44,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Truthful,Are estimates computed with some precision, 1441440186,1440186,Suriname,Suriname,Fabricated metal products,186,No,-44,-44,-44,-44,Sole proprietorship, ,-44,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Male,Male,Male,1984,No,Yes,1984,22,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,Yes,2,1,2,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,3,Yes,No,Yes,100,61,79,0,0,-44,18,10,72,0,Individuals,9,44,47,Metal works,100,Local,Do not know,Remained the same,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,77,23,No,-44,Yes,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Very severe obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,-44,Strongly disagree,Tend to disagree,Strongly disagree,Tend to disagree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,35000,No,No,No,Yes,No,No,-44,-44,No,-44,-44,Yes,No,No,5,Yes,1,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,6,33,4,14,1,14,0,0,0,0,5,0,2,2,1,0,1,1,1,3,-44,4,2,5,5,4,54000,4,52000,4,55000,10,30000,10,30000,10,30000,3,25000,3,25000,3,25000,4,16000,3,15000,4,17000,3,16000,2,4000,3,4000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,7,15000,2,14000,2,15000,2,9000,4,9000,5,9000,Economic upturn/downturn,-44,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,University graduate,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed secondary,-44,-44,-44,-44,Started but did not complete college/vocational training,Started but did not complete secondary,Completed secondary,Did not complete primary school,Very important,Important,Important,Very important,Not important,Critical,Slightly important,Slightly important,Critical,Not important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Slightly important,Slightly important,Important,Very important,Very important,Very important,Critical,Slightly important,Very important,Slightly important,Critical,Not important,Not important,Not important,Important,Critical,Very important,Critical,Not important,Very important,Very important,Important,Very important,Very important,Critical,Very important,Important,Important,Not important,Very important,Very important,Critical,Important,Important,Important,Important,Important,Important,Important,Important,Important,Not important,Slightly important,Slightly important,Not important,Important,Critical,Important,Very important,Important,Not important,Very important,Important,Slightly important,Important,Critical,Critical,Important,Very important,Slightly important,Critical,Very important,Very important,Not important,Important,Not difficult,Slightly difficult,Not difficult,1,6,Difficult,Not difficult,Not difficult,0,-44,Slightly difficult,Slightly difficult,Slightly difficult,0,-44,Slightly difficult,Slightly difficult,Slightly difficult,0,-44,Difficult,Difficult,Almost impossible,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Very difficult,Very difficult,Very difficult,2,7,Difficult,Difficult,Difficult,0,-44,Critical,Important,Slightly important,Not important,Important,Slightly important,Slightly important,Not important,Major obstacle,Major obstacle,Minor obstacle,No obstacle,Moderate obstacle,Major obstacle,Major obstacle,No obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Public announcement/advertisement,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm cannot afford the optimal level of training,Yes,Very severe obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Minor obstacle,Yes,0,100,-44,0,No,-44,No,25,0,0,0,20,9,16,0,0,20,0,10,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,Did not think it would be approved,2375000,2755000,1295000,693000,138000,28000,123000,141000,0,28000,26000,0,0,0,0,0,187000,0,Minor obstacle,No obstacle,No obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Very severe obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Cost of finance,Corruption,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,International organization,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,No,No,-44,-44,Truthful,Are estimates computed with some precision, 1441440187,1440187,Suriname,Suriname,Other manufacturing,187,Yes,2,Headquarters with production and/or sales at this location,No,2,Shareholding company with shares traded in the stock market, ,53,53,0,0,47,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Male,1965,Yes,Yes,2005,35,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,2,3,-44,No,-44,-44,-44,-44,Yes,1,2,0,-44,No,-44,-44,-44,-44,No,,Yes,Yes,Yes,80,30,48,20,0,-44,20,20,60,0,Do not know,10,10,80,EDELMERK BLOM,53,National,30,Remained the same,Increased,1,90,10,0,2009,BARBADOS,100,-77,-44,7,0,5,2,98,Yes,3,Yes,No,Yes,Yes,Yes,Yes,-44,-44,-44,-44,-44,No,No,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,External advertising agency,Important,Very Important,Important,Important,Slightly important,Very Important,Not important,Yes,100,No,,No,,Yes,Yes,20000,-44,Yes,Yes,Yes,Yes,Minor obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,Major obstacle,Moderate obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,-44,Tend to disagree,Strongly disagree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,5000,Yes,Yes,Yes,Yes,No,No,-44,-44,No,-44,-44,No,No,No,10,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,90,2,45,56,11,15,0,30,4,0,0,6,37,0,8,0,29,0,0,0,5,6,-44,6,-44,6,0,15,72500,14,28000,14,35000,0,-44,0,-44,3,9000,0,-44,0,-44,0,-44,2,14000,1,10800,3,3600,6,42000,7,6300,7,8400,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,26,18200,35,31500,29,34800,0,-44,0,-44,0,-44,Economic upturn/downturn,-44,Completed secondary,Started but did not complete college/vocational training,University graduate,Post graduated,-44,-44,Completed secondary,Completed secondary,Completed secondary,Completed secondary,-44,-44,-44,-44,Started but did not complete secondary,Completed secondary,-44,-44,Important,Slightly important,Important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Slightly important,Slightly important,Not important,Important,Slightly important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Slightly important,Slightly important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Important,Very important,Important,Very important,Important,Very important,Important,Important,Important,Very important,Important,Very important,Important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Very important,Important,Important,Important,Slightly important,Not important,Slightly important,Slightly important,Important,Important,Important,Important,Important,Important,Slightly important,Important,Important,Important,Important,Important,Not difficult,Not difficult,Not difficult,2,4,Not difficult,Not difficult,Not difficult,0,-44,-44,-44,-44,-44,-44,Not difficult,Not difficult,Not difficult,1,1,Not difficult,Not difficult,Not difficult,1,1,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Not difficult,Not difficult,Not difficult,1,1,-44,-44,-44,-44,-44,Important,Important,Important,Important,Important,Important,Important,Important,Minor obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,No obstacle,other (specify),Selection uit sollicitatiebrie,No,-44,-44,-44,-44,No,-44,-44,-44,Other,No,-44,-44,-44,-44,-44,-44,Yes,100,0,-44,0,Yes,12,No,50,30,0,0,20,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,Yes,Loan,2003,3350000,12,72,State-owned banks and/or government agencies,No,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,Other,26816751,28279791,20636260,1396000,208071,10000,206050,50000,110950,105000,43000,0,0,980000,870000,800000,10000000,11000000,Moderate obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,No obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Electricity,Political environment,Macroeconomic environment,Minor obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Already used this type of assistance in the past and wasn't,-44,-44,-44,-44,-44,-44,Yes,No,Yes,No,-44,-44,Yes,No,Yes,No,-44,-44,Yes,Yes,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,No,Yes,Yes,Yes,Yes,No,Yes,No,-44,-44,Somewhat truthful,Are estimates computed with some precision, 1441440188,1440188,Suriname,Suriname,Food,188,Yes,2,Headquarters with production and/or sales at this location,Yes,2,Shareholding company with non-traded shares or shares traded,-44,52,100,0,0,0,Predominantly men,No,No,15,Delegates decisions to other partners,2,-66,Equally men and women,Male,Male,Male,1968,Yes,Yes,1968,6,No,-44,-44,No,-44,-44,Yes,4,No,No,-44,-44,Yes,2,5,3,-44,No,-44,-44,-44,-44,Yes,1,2,2,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,99,70,48,1,0,-44,0,40,60,0,Medium private firms (20-100 employees),15,5,80,layer feed,40,National,25,Increased,Increased,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,2,98,Yes,21,No,No,No,Yes,Yes,No,Yes,Supplier,-44,No,Yes,Yes,Yes,No,Yes,Yes,Yes,Yes,No,Yes,Yes,Yes,Yes,No,Yes,No,Yes,No,-44,Important,Very Important,Important,Critical,Slightly important,Slightly important,Slightly important,Yes,100,No,0,No,0,No,No,-66,20,Yes,Yes,Yes,Yes,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Moderate obstacle,relationship co-workers,Strongly agree,Tend to disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,5000,Yes,No,Yes,Yes,No,No,-44,-44,No,-44,-44,No,No,No,10,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,31,2,12,7,2,5,0,0,1,0,0,0,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,2,30000,1,31200,2,31200,0,-44,1,48000,1,48000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,5,18000,5,21000,7,21000,0,-44,0,-44,0,-44,Not applicable,-44,Completed secondary,Started but did not complete college/vocational training,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Completed primary school,Completed secondary,-44,-44,Very important,Slightly important,Important,Slightly important,Important,Slightly important,Important,Slightly important,Important,Important,Slightly important,Not important,Important,Important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Important,Slightly important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Important,Very important,Very important,Very important,Very important,Very important,Important,Very important,Important,Very important,Important,Very important,Important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Important,Very important,Important,Very important,Important,Very important,Important,Very important,Slightly important,Important,Not important,Important,Slightly important,Important,Important,Very important,Very important,Important,Slightly important,Important,Slightly important,Important,Important,Important,Important,Slightly difficult,Slightly difficult,Slightly difficult,0,-44,Slightly difficult,Slightly difficult,Slightly difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Not difficult,Not difficult,Not difficult,2,2,-44,-44,-44,-44,-44,Important,Important,Important,Important,Important,Very important,Important,Slightly important,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Public announcement/advertisement,-44,No,-44,-44,-44,-44,No,-44,-44,-44,Other,No,-44,-44,-44,-44,-44,-44,Yes,70,30,-44,0,Yes,11,Yes,Do not know,Do not know,Do not know,Do not know,Do not know,Do not know,Do not know,Do not know,Do not know,Do not know,Do not know,Do not know,Do not know,-44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,Size of loan and maturity are insufficiant,6900000,9500000,8200000,607000,86200,500000,60000,50000,29000,33000,27000,200000,0,200000,2000000,-66,2000000,-66,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Yes,No,Yes,No,Yes,Yes,Yes,Minor obstacle,Moderate obstacle,Major obstacle,No obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Political environment,Customs and Trade Regulations,Very severe obstacle,Yes,Yes,Yes,Yes,Yes,No,No,Yes,Large impact,Yes,Large impact,Yes,Large impact,-44,-44,No,No impact,Yes,Large impact,Yes,Large impact,Yes,Large impact,-44,-44,No,No impact,Yes,Large impact,Yes,Moderated impact,Yes,Moderated impact,-44,-44,No,No impact,No,No impact,No,No impact,No,No impact,-44,-44,No,No impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,-44,-44,No,No impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,-44,-44,No,No impact,No,No impact,No,No impact,No,No impact,-44,-44,No,No impact,Yes,Large impact,Yes,Large impact,Yes,Large impact,-44,-44,No,No impact,Yes,-44,-44,Yes,Other,Independent organizations,technological and Innovation Support,-44,Yes,No,No,Yes,No,No,Yes,No,No,No,-44,-44,Yes,No,No,Yes,No,No,Yes,Yes,Yes,Yes,No,No,Yes,No,No,Yes,Yes,Yes,No,-44,-44,Truthful,Are estimates computed with some precision, 1441440191,1440191,Suriname,Suriname,Non-metallic mineral products,191,Yes,3,Establishment physically separated from HQ and other establi,Yes,3,Shareholding company with non-traded shares or shares traded, ,51,100,0,0,0,Predominantly men,No,Yes,56,Makes major strategic and fiancial decisions,10,8,Predominantly women,Male,Male,Male,1950,No,Yes,1950,14,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,2,2,-44,No,-44,-44,-44,-44,Yes,6,4,1,-44,No,-44,-44,-44,-44,Yes,1,Yes,No,Yes,100,57,61,0,0,-44,15,4,81,0,Individuals,9,47,44,concrete blocks,81,National,5,Remained the same,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,100,0,No,-44,Yes,Yes,Yes,Yes,Yes,Yes,-44,-44,-44,-44,No,Yes,Yes,No,No,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Critical,Important,Important,Critical,Not important,Not important,Important,Yes,85,No,-44,Yes,15,Yes,Yes,4000000,26,Yes,Yes,Yes,No,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,No obstacle,-44,Tend to agree,Strongly agree,Tend to agree,Tend to disagree,Yes,No,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,1170000,Yes,No,Yes,No,Yes,No,-44,-44,No,-44,-44,Yes,No,Yes,3,No,-44,-44,No,-44,0,-44,Yes,11,No,No,-44,-44,Yes,3,2,7,265,22,111,23,109,6,10,1,15,22,0,7,7,8,0,2,2,3,3,-44,2,2,5,0,22,21000,20,19000,23,22000,77,19000,71,19000,79,20000,53,16000,48,14000,56,16000,48,13000,39,12000,51,12000,20,11000,23,11000,24,11000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,20,9000,20,8000,20,9000,25,16000,20,16000,25,16000,Economic upturn/downturn,-44,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Started but did not complete college/vocational training,Completed college/vocational training,Completed secondary,-44,-44,-44,-44,Completed secondary,Completed secondary,Completed secondary,Started but did not complete secondary,Important,Important,Very important,Not important,Very important,Very important,Critical,Slightly important,Very important,Very important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Very important,Critical,Critical,Slightly important,Important,Critical,Very important,Slightly important,Slightly important,Important,Important,Slightly important,Not important,Not important,Critical,Important,Slightly important,Very important,Important,Important,Very important,Slightly important,Important,Slightly important,Important,Critical,Very important,Very important,Very important,Slightly important,Critical,Very important,Slightly important,Slightly important,Very important,Important,Not important,Slightly important,Not important,Very important,Slightly important,Not important,Slightly important,Very important,Critical,Very important,Very important,Important,Slightly important,Very important,Critical,Important,Slightly important,Slightly important,Very important,Slightly important,Important,Important,Very important,Not important,Slightly important,Slightly important,Very important,Slightly important,Not difficult,Slightly difficult,Slightly difficult,0,-44,Very difficult,Very difficult,Slightly difficult,0,-44,Not difficult,Difficult,Difficult,1,8,Difficult,Very difficult,Not difficult,0,-44,Not difficult,Difficult,Difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Difficult,Slightly difficult,Almost impossible,1,3,Not difficult,Very difficult,Very difficult,0,-44,Slightly important,Very important,Slightly important,Critical,Critical,Important,Not important,Not important,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Schoold related network,-44,Yes to fire,No,-44,Yes,4,No,-44,-44,-44,The firm cannot afford the optimal level of training,Yes,Major obstacle,Minor obstacle,Very severe obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Yes,100,0,-44,0,No,-44,No,75,0,0,0,25,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,Interest rates are not favorable,84588000,82008000,39350000,7000000,5000000,3000000,280000,250000,0,187000,1387000,0,0,0,0,0,3366000,0,Major obstacle,Major obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Labor Regulations,Cost of finance,Tax administration,No obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,Community based organization,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,Yes,Somewhat truthful,Are estimates computed with some precision, 1441440194,1440194,Suriname,Suriname,Food,194,Yes,6,Headquarters with production and/or sales at this location,Yes,6,Shareholding company with shares traded in the stock market,-44,56,88,0,0,12,All men,-44,-44,-44,-44,-44,-44,Predominantly women,Female,Male,Male,1960,Yes,Yes,1963,12,Yes,180,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,4,0,-44,No,-44,-44,-44,-44,Yes,2,1,0,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,100,96,42,0,0,-44,0,95,5,1,Large private firms (more than 100 employees),60,35,5,Golden brand,34,National,90,Increased,Remained the same,2-5,90,10,0,2005,JAMAICA,40,TRINIDAD,50,7,0,0,10,90,Yes,7,No,No,No,Yes,Yes,Yes,-44,-44,-44,-44,Yes,Yes,Yes,Yes,No,-44,-44,-44,-44,Yes,Yes,Yes,Yes,No,Yes,Yes,No,No,-44,Very Important,Very Important,Important,Important,Important,Important,Not important,Yes,100,No,0,No,0,Yes,Yes,66788,0,Yes,Yes,Yes,Yes,No obstacle,No obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,-44,Tend to agree,Tend to agree,Tend to agree,Tend to agree,Yes,Yes,Still in process,-44,-44,-44,Yes,-44,161285,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,9660,Yes,Yes,Yes,No,Yes,No,-44,-44,No,-44,-44,No,Yes,No,9,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,Yes,2,20,58,5,14,0,39,3,8,0,12,3,0,2,0,1,0,2,0,1,3,-44,3,-44,12,0,5,62661,6,41722,6,50000,5,41525,4,21012,5,24000,7,35921,7,21329,6,31000,8,17531,6,18978,9,19000,19,23636,14,28035,16,28000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,17,15905,13,18449,16,18500,0,-44,0,-44,0,-44,Increase/decreased demand for goods,-44,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed secondary,-44,-44,-44,-44,Completed college/vocational training,Completed college/vocational training,-44,-44,Important,Important,Very important,Very important,Important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Not important,Not important,Very important,Very important,Important,Important,Very important,Very important,Very important,Very important,Important,Important,Important,Important,Important,Important,Not important,Not important,Very important,Important,Very important,Important,Very important,Important,Very important,Important,Very important,Important,Very important,Important,Very important,Important,Very important,Important,Very important,Important,Very important,Important,Very important,Important,Very important,Important,Very important,Important,Very important,Important,Not important,Not applicable,Important,Important,Very important,Important,Important,Important,Important,Important,Important,Important,Very important,Important,Important,Important,Important,Important,Slightly important,Slightly important,Not important,Not important,Slightly difficult,Difficult,Difficult,2,4,Difficult,Difficult,Difficult,2,4,Slightly difficult,Difficult,Slightly difficult,2,4,Slightly difficult,Slightly difficult,Slightly difficult,2,4,Slightly difficult,Slightly difficult,Slightly difficult,2,4,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Slightly difficult,Slightly difficult,Slightly difficult,2,4,-44,-44,-44,-44,-44,Important,Important,Slightly important,Slightly important,Important,Important,Important,Not important,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Not applicable,Not applicable,Public announcement/advertisement,-44,No,-44,-44,-44,-44,Yes,50,50,No,-44,No,-44,-44,-44,-44,-44,-44,Yes,100,0,-44,0,No,-44,Yes,0,0,0,0,10,0,0,0,0,0,0,0,90,Shareholder,0,0,0,0,0,0,0,0,0,0,0,0,0,0,100, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,Other,9154094,10284625,8885488,2748413,589791,0,130614,341119,22597,232729,84646,799995,0,4460498,518510,2400000,600000,1329090,Minor obstacle,Major obstacle,Major obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Electricity,Transportation,Inadequately educated workforce,Moderate obstacle,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,No,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,No,Moderated impact,No,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,No,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,No,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,No,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,No,Moderated impact,Yes,Moderated impact,No,Moderated impact,No,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,-44,-44,Yes,Private independent fund,-44,technological and Innovation Support,-44,Yes,No,Yes,Yes,Yes,No,Yes,No,Yes,Yes,Yes,No,Yes,Yes,No,Yes,Yes,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,No,-44,-44,Truthful,Are taken directly from the establishment's records, 1441440195,1440195,Suriname,Suriname,Plastics & rubber,195,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, ,50,100,0,0,0,Equally men and women,Yes,No,48,Delegates decisions to other partners,9,9,All men,Male,Male,Female,1988,No,Yes,1988,12,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,7,24,3,-44,No,-44,Yes,No,Yes,100,56,60,0,0,-44,9,14,77,0,Individuals,23,17,60,Plastic products,100,Local,0,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,46,54,No,-44,No,No,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,No,No,No,Yes,No,No,No,-44,Not important,Important,Not important,Very Important,Critical,Slightly important,Not important,Yes,100,No,-44,No,-44,No,No,220000,10,Yes,No,No,No,Very severe obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,-44,Strongly agree,Tend to agree,Strongly agree,Strongly agree,Yes,Yes,No,-44,-44,-44,Yes,4,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,43000,No,No,Yes,Yes,No,No,-44,-44,No,-44,-44,No,Yes,No,6,Yes,7,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,5,30,3,16,1,10,1,6,0,4,2,0,0,0,2,0,0,0,1,5,-44,-44,-44,5,0,3,84000,3,79000,3,91000,2,36000,2,35000,2,37000,6,29000,6,27000,7,31000,5,18000,5,18000,5,19000,6,18000,5,3000,5,3000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,2,12000,2,12000,2,13000,6,8000,5,8000,7,8000,Increase/decreased demand for goods,-44,Completed college/vocational training,Completed college/vocational training,University graduate,Completed secondary,Completed secondary,Started but did not complete college/vocational training,Completed secondary,Completed secondary,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,-44,-44,Completed secondary,Started but did not complete secondary,Completed primary school,Did not complete primary school,Very important,Very important,Slightly important,Critical,Critical,Critical,Important,Important,Critical,Important,Not important,Slightly important,Not important,Slightly important,Critical,Very important,Slightly important,Slightly important,Important,Slightly important,Critical,Critical,Very important,Not important,Slightly important,Very important,Slightly important,Very important,Important,Important,Critical,Critical,Slightly important,Slightly important,Critical,Very important,Critical,Important,Slightly important,Very important,Important,Important,Critical,Important,Slightly important,Not important,Very important,Critical,Critical,Very important,Critical,Slightly important,Very important,Very important,Very important,Very important,Slightly important,Slightly important,Slightly important,Not important,Slightly important,Slightly important,Slightly important,Very important,Slightly important,Slightly important,Not important,Important,Slightly important,Important,Very important,Important,Important,Slightly important,Important,Not important,Slightly important,Slightly important,Slightly important,Slightly important,Not difficult,Not difficult,Slightly difficult,1,4,Slightly difficult,Very difficult,Very difficult,0,-44,Slightly difficult,Difficult,Almost impossible,0,-44,Difficult,Very difficult,Difficult,0,-44,Very difficult,Slightly difficult,Almost impossible,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Difficult,Very difficult,Difficult,0,-44,Not difficult,Slightly difficult,Difficult,0,-44,Very important,Critical,Slightly important,Not important,Not important,Slightly important,Slightly important,Important,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Through family/friends,-44,Yes to fire,No,-44,Yes,5,No,-44,-44,-44,The firm cannot afford the optimal level of training,No,-44,-44,-44,-44,-44,-44,Yes,0,100,-44,0,No,-44,No,62,13,0,0,25,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,Yes,Loan,2012,11800000,16,20,Private commercial banks,Yes,Yes,Yes,No,No,No,-44,120,Yes,2,1,Concerns about level of debt already incurred,-44,2970000,3060000,1500000,780000,306000,153000,285000,118000,0,23000,45000,0,0,0,311000,0,454000,0,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Major obstacle,Very severe obstacle,Minor obstacle,Major obstacle,Major obstacle,No obstacle,No obstacle,Major obstacle,Minor obstacle,Very severe obstacle,Very severe obstacle,No obstacle,-44,-44,-44,-44,-44,Tax administration,Access to finance,Cost of finance,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,No,Truthful,Are estimates computed with some precision, 1441440200,1440200,Suriname,Suriname,Food,200,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, ,75,100,0,0,0,Equally men and women,No,Yes,35,Delegates decisions to other partners,12,4,Equally men and women,Male,Male,Female,2002,No,Yes,2002,10,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,Yes,2,1,0,-44,Yes,5,3,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,100,65,78,0,0,-44,16,16,68,0,Small private firms (less than 20 employees),6,74,20,Bakery products,100,Local,0,Decreased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,83,17,No,-44,Yes,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,No obstacle,-44,Tend to disagree,Tend to disagree,Tend to agree,Strongly agree,No,-44,-44,-44,-44,-44,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,28000,No,No,Yes,No,Yes,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,Yes,1,No,No,-44,0,-44,Yes,5,No,No,-44,-44,No,-44,-44,6,21,4,11,1,5,1,3,0,1,2,0,0,0,2,0,0,0,1,3,-44,-44,-44,3,0,4,84000,4,78000,4,87000,1,36000,2,35000,2,38000,2,27000,2,24000,2,28000,4,18000,3,17000,4,19000,3,18000,2,3000,3,3000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,5,12000,2,11000,2,12000,2,8000,3,8000,4,8000,Economic upturn/downturn,-44,University graduate,Started but did not complete college/vocational training,University graduate,Started but did not complete college/vocational training,University graduate,Completed college/vocational training,Completed secondary,Started but did not complete college/vocational training,Completed secondary,Completed secondary,-44,-44,-44,-44,Started but did not complete college/vocational training,Completed primary school,Completed primary school,Started but did not complete college/vocational training,Very important,Important,Very important,Very important,Critical,Very important,Critical,Important,Slightly important,Critical,Slightly important,Slightly important,Slightly important,Slightly important,Very important,Slightly important,Critical,Important,Critical,Critical,Important,Critical,Slightly important,Slightly important,Very important,Very important,Important,Important,Important,Slightly important,Critical,Very important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Slightly important,Slightly important,Very important,Critical,Very important,Critical,Slightly important,Critical,Slightly important,Slightly important,Very important,Very important,Important,Not important,Very important,Important,Critical,Important,Important,Slightly important,Not important,Slightly important,Not important,Very important,Not important,Critical,Important,Not important,Not important,Slightly important,Important,Slightly important,Important,Very important,Very important,Very important,Critical,Critical,Not important,Slightly important,Important,Important,Critical,Difficult,Almost impossible,Difficult,0,-44,Difficult,Very difficult,Very difficult,3,20,Difficult,Not difficult,Slightly difficult,0,-44,Difficult,Slightly difficult,Difficult,0,-44,Slightly difficult,Almost impossible,Almost impossible,1,8,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Very difficult,Slightly difficult,Almost impossible,1,3,Slightly difficult,Almost impossible,Difficult,0,-44,Important,Very important,Slightly important,Critical,Very important,Critical,Not important,Important,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,Minor obstacle,Minor obstacle,Public announcement/advertisement,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm does not have enough information about training pro,No,-44,-44,-44,-44,-44,-44,Yes,0,100,-44,0,No,-44,No,75,0,0,0,25,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,Collateral requirements for loans or line of credit are unat,1560000,1560000,600000,530000,140000,78000,130000,86000,0,27000,32000,0,0,0,0,0,175000,0,No obstacle,Moderate obstacle,Major obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,-44,-44,-44,-44,-44,Telecommunications,Cost of finance,Tax administration,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Already used this type of assistance in the past and wasn't,-44,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,No,Yes,No,Yes,Truthful,Are estimates computed with some precision, 1441440204,1440204,Suriname,Suriname,Food,204,Yes,6,Headquarters with no production/no sales at this location,No,6,Other,Family company,100,100,0,0,0,All women,Yes,Not applicable,Not applicable,Do not know,-66,-66,Equally men and women,Male,Male,Male,1914,Yes,Yes,-66,-66,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,2,0,-44,No,-44,-44,-44,-44,Yes,1,2,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,100,50,40,0,0,-44,33,33,34,0,Small private firms (less than 20 employees),Do not know,Do not know,Do not know,Ice Cream,100,Local,22,Remained the same,Increased,More than 5,90,10,0,2010,BARBADOS,Do not know,GUYANA,Do not know,10,0,0,80,20,Yes,-66,No,No,No,Yes,Yes,Yes,-44,-44,-44,-44,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,No,Yes,No,No,No,Yes,No,-44,Very Important,Important,Important,Important,Important,Important,Not important,Yes,100,No,0,No,0,Yes,Yes,-99,Do not know,No,Yes,Yes,Yes,Minor obstacle,No obstacle,No obstacle,Major obstacle,Minor obstacle,Minor obstacle,No obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,-44,Strongly disagree,Strongly disagree,Strongly disagree,Strongly disagree,No,-44,-44,-44,-44,-44,Yes,-44,-99,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-99,Yes,Yes,Yes,Yes,Yes,No,-44,-44,No,-44,-44,No,Yes,No,Do not know,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,-66,50,5,30,0,15,-66,-66,-66,-66,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,5,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,Not applicable,-44,University graduate,University graduate,-44,-44,Completed college/vocational training,Completed college/vocational training,-44,-44,Started but did not complete college/vocational training,Started but did not complete college/vocational training,-44,-44,-44,-44,-44,-44,-44,-44,Very important,Very important,Important,Important,Important,Important,Important,Important,Important,Important,Not important,Not important,Not important,Not important,Very important,Very important,Very important,Very important,Important,Important,Very important,Very important,Important,Important,Important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Very difficult,Very difficult,Very difficult,0,8,-44,-44,-44,-44,-44,Very difficult,Very difficult,Very difficult,0,8,-44,-44,-44,-44,-44,Very difficult,Very difficult,Very difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Not important,Important,Not important,Important,Not important,Important,Important,Not important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Not applicable,Not applicable,other (specify),2+4,No,-44,-44,-44,-44,Yes,100,100,No,-44,Yes,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,No obstacle,No,Do not know,Do not know,-44,Do not know,No,-44,No,Refusal to answer,Refusal to answer,Refusal to answer,Refusal to answer,Refusal to answer,Refusal to answer,Refusal to answer,Refusal to answer,Refusal to answer,Refusal to answer,Refusal to answer,Refusal to answer,Refusal to answer,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,10,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,0,0,-99,-99,-99,-99,-99,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No,Yes,No,No,No,No,No,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Major obstacle,Major obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Corruption,Macroeconomic environment,"Crime, theft and disorder",Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,Other,4+6,technological and Innovation Support,-44,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Not truthful,Are arbitrary and unreliable numbers, 1441440206,1440206,Suriname,Suriname,Food,206,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, ,53,100,0,0,0,Predominantly men,No,Yes,24,Delegates decisions to other partners,12,7,Predominantly men,Male,Female,Male,1983,No,Yes,1983,15,No,-44,-44,No,-44,-44,Yes,10,No,No,-44,-44,Yes,2,2,1,-44,No,-44,-44,-44,-44,Yes,4,1,0,-44,No,-44,-44,-44,-44,Yes,1,Yes,No,Yes,100,63,48,0,0,-44,21,55,24,0,Individuals,10,25,65,Bread,40,Local,0,Remained the same,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,100,0,No,-44,Yes,Yes,Yes,Yes,Yes,Yes,-44,-44,-44,-44,Yes,Yes,No,Yes,Yes,Yes,Yes,Yes,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Critical,Slightly important,Very Important,Important,Not important,Critical,Slightly important,Yes,100,No,-44,No,-44,Yes,Yes,80000,19,Yes,No,Yes,No,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,Major obstacle,Very severe obstacle,Major obstacle,No obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,No obstacle,-44,Tend to disagree,Tend to disagree,Tend to agree,Strongly agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,19000,No,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,No,1,Yes,3,No,No,-44,0,-44,No,-44,-44,Yes,25,No,No,-44,-44,5,26,4,13,1,8,1,2,0,2,2,0,0,0,2,0,0,0,1,1,-44,-44,-44,1,0,4,18000,4,18000,4,19000,0,-44,0,-44,0,-44,4,11000,4,10000,4,12000,4,16000,3,15000,4,17000,5,20000,5,4000,6,4000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,6,15000,4,14000,7,15000,3,9000,3,9000,3,9000,New production methods,-44,Completed college/vocational training,Completed college/vocational training,-44,-44,University graduate,Started but did not complete college/vocational training,Completed secondary,Started but did not complete college/vocational training,Completed college/vocational training,Completed secondary,-44,-44,-44,-44,Completed secondary,Started but did not complete secondary,Completed primary school,Did not complete primary school,Very important,Critical,Important,Very important,Very important,Slightly important,Critical,Not important,Very important,Not important,Not important,Slightly important,Not important,Slightly important,Critical,Slightly important,Very important,Very important,Important,Slightly important,Important,Very important,Not important,Very important,Slightly important,Slightly important,Slightly important,Very important,Important,Not important,Very important,Important,Slightly important,Very important,Slightly important,Slightly important,Critical,Critical,Very important,Very important,Slightly important,Important,Slightly important,Slightly important,Very important,Very important,Very important,Important,Critical,Important,Important,Not important,Very important,Very important,Very important,Important,Important,Slightly important,Not important,Not important,Very important,Very important,Important,Very important,Very important,Important,Very important,Slightly important,Very important,Important,Very important,Very important,Important,Very important,Critical,Important,Very important,Slightly important,Important,Not important,Slightly difficult,Slightly difficult,Slightly difficult,0,-44,-44,-44,-44,-44,-44,Slightly difficult,Slightly difficult,Almost impossible,0,-44,Slightly difficult,Not difficult,Slightly difficult,0,-44,Difficult,Difficult,Slightly difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Not difficult,Very difficult,Difficult,0,-44,Slightly difficult,Not difficult,Very difficult,0,-44,Important,Critical,Very important,Very important,Slightly important,Slightly important,Slightly important,Slightly important,Major obstacle,Moderate obstacle,No obstacle,No obstacle,Very severe obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Through family/friends,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm cannot afford the optimal level of training,Yes,Minor obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Major obstacle,Very severe obstacle,Yes,0,100,-44,0,Yes,10,No,10,0,0,0,90,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,Application procedures for loans or line of credit are compl,1440000,1530000,755000,428000,77000,46000,130000,133000,0,4000,23000,0,0,0,141000,0,200000,0,Moderate obstacle,Major obstacle,No obstacle,Major obstacle,No,No,Yes,No,No,No,No,Major obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,No obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Customs and Trade Regulations,Access to finance,Cost of finance,Moderate obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Too many strings attached,-44,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 1441440209,1440209,Suriname,Suriname,Other manufacturing,209,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, ,51,100,0,0,0,Predominantly men,No,Yes,58,Delegates decisions to other partners,8,2,Predominantly men,Male,Female,Female,1979,No,Yes,1979,17,No,-44,-44,No,-44,-44,Yes,12,No,Yes,1,No,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,7,2,0,-44,Yes,5,8,2,-44,No,-44,Yes,Yes,Yes,100,71,44,0,0,-44,20,16,64,13,Small private firms (less than 20 employees),34,16,50,furniture,100,International,0,Remained the same,Remained the same,More than 5,95,5,0,1982,USA,65,CARICOM,35,10,0,0,100,0,No,-44,Yes,Yes,No,Yes,Yes,Yes,-44,-44,-44,-44,Yes,No,Yes,No,Yes,Yes,Yes,Yes,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Important,Critical,Slightly important,Important,Important,Critical,Very Important,Yes,100,No,-44,No,-44,No,No,280000,21,Yes,No,Yes,No,Major obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Very severe obstacle,No obstacle,-44,Tend to agree,Strongly disagree,Strongly agree,Tend to disagree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,69000,No,No,No,Yes,Yes,No,-44,-44,No,-44,-44,Yes,No,No,5,Yes,2,No,No,-44,2,-44,No,-44,-44,No,-44,-44,Yes,Yes,2,2,51,9,23,3,16,0,1,0,2,6,0,4,2,0,0,1,0,0,3,-44,2,6,-44,0,9,84000,9,83000,9,91000,5,36000,5,35000,5,36000,5,28000,5,27000,5,29000,7,15000,10,14000,10,16000,6,20000,5,5000,6,5000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,11,15000,9,15000,13,15000,8,9000,7,9000,9,9000,Economic upturn/downturn,-44,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,University graduate,University graduate,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed secondary,Completed secondary,-44,-44,-44,-44,Completed secondary,Started but did not complete college/vocational training,Completed secondary,Completed primary school,Important,Important,Very important,Very important,Critical,Slightly important,Important,Important,Critical,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Very important,Very important,Important,Critical,Slightly important,Very important,Very important,Slightly important,Slightly important,Slightly important,Important,Slightly important,Slightly important,Important,Slightly important,Slightly important,Critical,Slightly important,Critical,Slightly important,Very important,Very important,Very important,Very important,Important,Very important,Important,Very important,Very important,Very important,Critical,Critical,Slightly important,Very important,Slightly important,Slightly important,Not important,Not important,Very important,Very important,Very important,Slightly important,Very important,Slightly important,Slightly important,Very important,Very important,Slightly important,Important,Very important,Important,Critical,Important,Very important,Slightly important,Important,Critical,Important,Important,Critical,Very important,Slightly important,Slightly important,Slightly important,Important,Not difficult,Not difficult,Difficult,1,6,Slightly difficult,Very difficult,Difficult,2,15,Very difficult,Not difficult,Difficult,0,-44,Difficult,Very difficult,Difficult,0,-44,Difficult,Very difficult,Very difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Slightly difficult,Very difficult,Difficult,0,-44,Not difficult,Slightly difficult,Difficult,0,-44,Slightly important,Important,Slightly important,Slightly important,Critical,Not important,Slightly important,Important,Minor obstacle,Major obstacle,Minor obstacle,No obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Major obstacle,Major obstacle,Very severe obstacle,Schoold related network,-44,Yes to both,Yes,2,Yes,4,No,-44,-44,-44,The firm cannot afford the optimal level of training,Yes,Moderate obstacle,Major obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Yes,100,0,-44,0,Yes,10,No,55,0,0,0,20,0,0,0,0,25,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,1,Collateral or cosigners unacceptable,-44,5300000,5292000,2276000,1320000,476000,265000,273000,0,0,40000,91000,0,0,582000,0,582000,422000,873000,No obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,No obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,Tax administration,Access to finance,Not applicable,No obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Marketing and Operations support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,Yes,No,No,Truthful,Are estimates computed with some precision, 1441440213,1440213,Suriname,Suriname,Other manufacturing,213,Yes,2,Headquarters with production and/or sales at this location,No,2,Partnership (including limited liability companies),-44,55,100,0,0,0,Predominantly men,No,No,0,Do not know,-66,-66,All men,Male,Male,Male,2000,Yes,Yes,2000,14,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,2,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,100,30,60,0,0,-44,35,65,0,0,Individuals,35,65,0,construction materials,65,Local,30,Remained the same,Increased,2-5,100,0,30,-44,-44,-44,-44,-44,-44,-44,-44,50,50,Yes,14,No,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,Yes,Yes,Yes,Yes,Minor obstacle,No obstacle,Minor obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,No obstacle,-44,Tend to disagree,Tend to disagree,Strongly disagree,Tend to agree,Yes,Yes,Yes,4,No,-44,Yes,15,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,Yes,Yes,Yes,No,-44,-44,No,-44,-44,No,Yes,No,3,Yes,1,No,No,-44,0,-44,Yes,30,Yes,Yes,30,Yes,No,-44,-44,5,10,1,2,4,3,0,0,0,2,2,0,2,0,0,0,0,0,0,17,-44,17,-44,-44,2,1,21500,1,21500,1,21500,0,-44,0,-44,0,-44,2,34000,2,34000,2,34000,1,15500,1,15500,1,15500,3,15500,1,15500,1,15500,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,1,16000,1,16000,1,16000,4,57600,4,57600,4,57600,Economic upturn/downturn,-44,Completed secondary,Started but did not complete secondary,-44,-44,Completed secondary,Started but did not complete secondary,Started but did not complete secondary,Started but did not complete secondary,Started but did not complete secondary,Started but did not complete secondary,-44,-44,-44,-44,Started but did not complete secondary,Started but did not complete secondary,Started but did not complete secondary,Completed primary school,Important,Important,Important,Slightly important,Important,Slightly important,Important,Slightly important,Important,Slightly important,Important,Slightly important,Important,Slightly important,Important,Important,Important,Important,Important,Important,Critical,Critical,Not important,Not important,Important,Slightly important,Important,Slightly important,Important,Slightly important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Slightly important,Important,Not important,Not important,Important,Slightly important,Not important,Not important,Not important,Slightly important,Slightly important,Slightly important,Not important,Slightly important,Slightly important,Slightly important,Important,Slightly important,Not difficult,Not difficult,Not difficult,0,-44,Not difficult,Not difficult,Not difficult,0,-44,Not difficult,Not difficult,Not difficult,0,-44,Not difficult,Not difficult,Not difficult,0,-44,Not difficult,Not difficult,Not difficult,0,-44,Not difficult,Not difficult,Not difficult,0,-44,Not difficult,Not difficult,Not difficult,0,-44,Not difficult,Not difficult,Not difficult,0,-44,Not difficult,Not difficult,Not difficult,0,-44,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Through family/friends,-44,No,-44,-44,-44,-44,No,-44,-44,-44,Other,No,-44,-44,-44,-44,-44,-44,Yes,100,0,-44,0,Yes,2,Yes,20,0,20,0,0,20,0,40,0,0,0,0,0,-44,30,0,20,0,0,25,0,25,0,0,0,0,0,0,0, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,Interest rates are not favorable,350000,365000,130000,127000,20000,1000,8000,5000,2000,1500,1000,3000,15000,12000,25000,15000,200000,25000,No obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,Practices of competitors in the informal sector,Macroeconomic environment,Cost of finance,Moderate obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed,-44,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 1441440214,1440214,Suriname,Suriname,Other manufacturing,214,Yes,2,Headquarters with production and/or sales at this location,No,2,Other,family business,50,80,0,20,0,Predominantly men,No,No,0,Do not know,8,0,All men,Male,Male,Male,2002,Yes,Yes,2002,12,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,1,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,100,35,58,0,0,-44,35,65,0,0,Individuals,35,65,0,stone,65,Local,15,Remained the same,Increased,2-5,100,0,20,-44,-44,-44,-44,-44,-44,-44,-44,100,0,-44,-44,No,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,Yes,Yes,Yes,Yes,No obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,No obstacle,-44,Tend to disagree,Tend to disagree,Strongly disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,10,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,Yes,Yes,Yes,No,-44,-44,No,-44,-44,No,Yes,No,3.5,Yes,1,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,5,7,1,3,2,1,0,0,0,0,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,1,21500,1,21500,1,21500,0,-44,0,-44,0,-44,1,18250,1,18250,1,18200,1,16500,1,16500,1,16500,2,32000,2,32000,2,32000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,2,31000,2,31000,2,31000,Not applicable,-44,Completed secondary,Started but did not complete secondary,-44,-44,Completed secondary,Started but did not complete secondary,Started but did not complete secondary,Started but did not complete secondary,Started but did not complete secondary,Started but did not complete secondary,-44,-44,-44,-44,-44,-44,Started but did not complete secondary,Started but did not complete secondary,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Not important,Slightly important,Not important,Slightly important,Not important,Slightly important,Not important,Important,Slightly important,Important,Slightly important,Important,Slightly important,Important,Slightly important,Not important,Not important,Important,Slightly important,Important,Slightly important,Important,Slightly important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Slightly important,Very important,Very important,Important,Slightly important,Important,Slightly important,Important,Slightly important,Important,Slightly important,Important,Slightly important,Important,Slightly important,Important,Slightly important,Important,Important,Slightly important,Important,Not important,Not important,Slightly important,Slightly important,Not important,Not important,Slightly important,Slightly important,Slightly important,Slightly important,Not important,Not important,Not important,Not important,Not important,Not important,Not difficult,Not difficult,Not difficult,0,-44,Not difficult,Not difficult,Not difficult,0,-44,Not difficult,Not difficult,Not difficult,0,-44,Not difficult,Not difficult,Not difficult,0,-44,Not difficult,Not difficult,Not difficult,1,1,Not difficult,Not difficult,Not difficult,0,-44,Not difficult,Not difficult,Not difficult,0,-44,Not difficult,Not difficult,Not difficult,0,-44,Not difficult,Not difficult,Not difficult,0,-44,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Through family/friends,-44,No,-44,-44,-44,-44,No,-44,-44,-44,Other,No,-44,-44,-44,-44,-44,-44,Yes,100,0,-44,0,No,-44,Yes,30,0,10,0,0,40,0,20,0,0,0,0,0,-44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,Interest rates are not favorable,230000,234500,90000,120000,1000,0,4000,2000,1000,0,1200,2000,0,10000,66000,13500,66000,20000,No obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,Cost of finance,Macroeconomic environment,Tax Rates,Minor obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed,-44,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 1441440221,1440221,Suriname,Suriname,Food,221,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,100,0,0,0,All women,Yes,Not applicable,Not applicable,Makes major strategic and fiancial decisions,13,9,All women,Female,Female,Female,2000,Yes,Yes,2000,14,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,2,0,-44,Yes,1,1,0,-44,No,-44,-44,-44,-44,Yes,1,1,0,-44,No,-44,Yes,No,Yes,100,Do not know,60,0,0,-44,40,60,0,0,Individuals,40,60,0,pastery,55,Local,35,Remained the same,Increased,More than 5,100,0,15,-44,-44,-44,-44,-44,-44,-44,-44,100,0,-44,-44,No,Yes,Yes,No,Yes,Yes,-44,-44,-44,-44,Yes,Yes,Yes,Yes,Yes,Yes,Yes,No,No,Yes,Yes,Yes,Yes,Yes,No,No,Yes,Yes,"advertising, promotions",Not important,Important,Important,Important,Important,Important,Not important,Yes,45,Yes,30,Yes,25,Yes,Yes,3000,37,Yes,Yes,Yes,Yes,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,-44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to agree,Yes,No,-44,-44,-44,-44,Yes,-44,7500,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,Yes,Yes,Yes,No,-44,-44,No,-44,-44,No,Yes,No,15,Yes,1,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,5,5,1,2,1,1,1,1,0,1,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,1,15600,1,15600,1,15600,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,1,13200,1,13200,1,13200,2,13200,2,13200,2,13200,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,1,12000,1,12000,1,12000,Not applicable,-44,Completed secondary,Started but did not complete secondary,-44,-44,-44,-44,Started but did not complete secondary,Started but did not complete secondary,Started but did not complete secondary,Started but did not complete secondary,-44,-44,-44,-44,-44,-44,Started but did not complete secondary,Completed primary school,Slightly important,Slightly important,Important,Slightly important,Slightly important,Not important,Not important,Not important,Slightly important,Slightly important,Slightly important,Slightly important,Not important,Not important,Important,Important,Important,Important,Important,Important,Critical,Very important,Not important,Not important,Important,Slightly important,Important,Important,Not important,Not important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Slightly important,Not important,Not important,Not important,Slightly important,Slightly important,Not important,Not important,Slightly important,Slightly important,Slightly important,Slightly important,Not important,Not important,Not important,Not important,Not important,Not important,Slightly important,Slightly important,Slightly important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not difficult,Not difficult,Not difficult,0,-44,Not difficult,Not difficult,Not difficult,0,-44,Not difficult,Not difficult,Not difficult,0,-44,Not difficult,Not difficult,Not difficult,0,-44,Not difficult,Not difficult,Not difficult,0,-44,Not difficult,Not difficult,Not difficult,0,-44,Not difficult,Not difficult,Not difficult,0,-44,Not difficult,Not difficult,Not difficult,0,-44,Not difficult,Not difficult,Not difficult,0,-44,Not important,Not important,Not important,Slightly important,Not important,Not important,Not important,Not important,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Through family/friends,-44,No,-44,-44,-44,-44,No,-44,-44,-44,Other,No,-44,-44,-44,-44,-44,-44,Yes,100,0,-44,0,No,-44,Yes,35,0,35,0,0,15,0,15,0,0,0,0,0,-44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,Other,73000,78500,40000,67500,0,0,2500,1000,1700,1000,750,1000,0,10000,10000,7500,-66,50000,No obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,Macroeconomic environment,Cost of finance,Tax Rates,Minor obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed,-44,-44,-44,-44,-44,-44,No,-44,-44,Yes,No,Yes,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 1441440225,1440225,Suriname,Suriname,Other manufacturing,225,Yes,2,Headquarters with production and/or sales at this location,No,2,Partnership (including limited liability companies),-44,50,50,0,0,50,Equally men and women,No,No,50,Delegates decisions to other partners,5,0,All men,Male,Male,Male,1995,Yes,Yes,1995,17,Yes,30,No,Yes,30,No,No,-44,-44,No,-44,-44,Yes,3,6,0,-44,Yes,1,1,0,-44,Yes,2,1,0,-44,Yes,1,1,0,-44,No,-44,Yes,No,Yes,100,Do not know,54,0,0,-44,5,90,5,0,Individuals,5,90,5,wood,100,Local,10,Remained the same,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,100,0,-44,-44,No,No,Yes,No,Yes,Yes,-44,-44,-44,-44,Yes,Yes,Yes,Yes,Yes,Yes,Yes,No,No,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,No,-44,Slightly important,Important,Slightly important,Important,Important,Slightly important,Not important,Yes,60,Yes,20,Yes,20,Yes,No,10000,12,Yes,Yes,Yes,No,No obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,-44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to disagree,Yes,No,-44,-44,-44,-44,Yes,20,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,Yes,Yes,Yes,No,-44,-44,No,-44,-44,No,Yes,No,10,Yes,1,No,No,-44,5,-44,No,-44,-44,No,-44,-44,No,-44,-44,10,60,2,30,24,4,0,0,0,2,3,0,3,0,0,0,0,0,0,13,-44,13,-44,-44,3,2,21600,2,21600,2,21600,0,-44,0,-44,0,-44,3,19800,3,19800,3,19800,2,15600,2,15600,2,15600,27,12800,24,14400,24,14400,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,5,15600,5,15600,5,15600,24,13200,24,13200,24,13200,Economic upturn/downturn,-44,Completed secondary,Completed secondary,-44,-44,Completed secondary,Started but did not complete secondary,Completed secondary,Started but did not complete secondary,Completed secondary,Started but did not complete secondary,-44,-44,-44,-44,Completed secondary,Started but did not complete secondary,Started but did not complete secondary,Started but did not complete secondary,Important,Important,Slightly important,Slightly important,Slightly important,Not important,Slightly important,Not important,Slightly important,Slightly important,Slightly important,Slightly important,Not important,Not important,Very important,Very important,Very important,Very important,Very important,Very important,Critical,Critical,Not important,Not important,Slightly important,Slightly important,Not important,Slightly important,Not important,Not important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Not important,Important,Important,Slightly important,Not important,Not important,Not important,Slightly important,Not important,Not important,Not important,Slightly important,Slightly important,Slightly important,Not important,Not important,Not important,Slightly important,Not important,Not important,Not important,Not difficult,Not difficult,Not difficult,0,-44,Not difficult,Not difficult,Not difficult,0,-44,Not difficult,Not difficult,Not difficult,0,-44,Not difficult,Not difficult,Not difficult,0,-44,Not difficult,Not difficult,Not difficult,0,-44,Not difficult,Not difficult,Not difficult,0,-44,Not difficult,Not difficult,Not difficult,0,-44,Not difficult,Not difficult,Not difficult,0,-44,Not difficult,Not difficult,Not difficult,0,-44,Not important,Not important,Not important,Slightly important,Slightly important,Not important,Not important,Not important,No obstacle,No obstacle,No obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Public announcement/advertisement,-44,No,-44,-44,-44,-44,No,-44,-44,-44,6,Yes,No obstacle,No obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,Yes,100,0,-44,0,Yes,Do not know,Yes,40,0,60,0,0,0,0,0,0,0,0,0,0,-44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, ,Yes,Loan,-66,-66,Do not know,-66,State-owned banks and/or government agencies,Yes,Yes,No,Yes,No,No,-44,Do not know,Yes,1,0,-44,-44,2800000,3000000,1600000,875000,0,5000,12000,8000,1500,3500,800,10000,5000,5000,2500,5000,2500,7000,No obstacle,Minor obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,Macroeconomic environment,Cost of finance,Tax Rates,Moderate obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed,-44,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,Yes,Yes,Yes,No,-44,-44,No,-44,-44,Yes,Yes,Yes,Yes,Yes,Yes,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 1441440238,1440238,Suriname,Suriname,Transport,238,No,-44,-44,-44,-44,Partnership (including limited liability companies),-44,60,100,0,0,0,Predominantly men,No,No,0,Do not know,4,1,Equally men and women,Male,Male,Female,2003,Yes,Yes,2003,10,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,4,0,-44,Yes,3,1,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0,-44,45,55,0,25,Others,70,10,20,service,100,National,80,Remained the same,Remained the same,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,100,0,-44,-44,No,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,No,-44,Important,Important,Important,Very Important,Very Important,Important,Important,Yes,60,Yes,20,Yes,20,Yes,Yes,3000,10,Yes,No,Yes,Yes,No obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,No obstacle,-44,Strongly agree,Tend to agree,Tend to disagree,Strongly agree,No,-44,-44,-44,-44,-44,Yes,-44,5000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,1000,Yes,Yes,Yes,Yes,Yes,No,-44,-44,No,-44,-44,No,Yes,No,20,Yes,1,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,6,15,2,11,2,0,1,2,0,0,2,0,0,2,0,0,0,0,0,2,-44,-44,2,-44,2,2,30000,2,30000,2,30000,2,24000,2,24000,2,24000,0,-44,0,-44,0,-44,1,18000,1,18000,1,18000,10,16320,8,20400,8,16320,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,2,15600,2,15600,2,15600,Economic upturn/downturn,-44,Completed secondary,Completed secondary,Started but did not complete college/vocational training,Started but did not complete college/vocational training,-44,-44,Started but did not complete secondary,Started but did not complete secondary,Other,Other,-44,-44,-44,-44,-44,-44,Completed primary school,Completed primary school,Important,Important,Slightly important,Slightly important,Important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Not important,Not important,Critical,Critical,Very important,Very important,Very important,Very important,Critical,Critical,Not important,Not important,Important,Important,Important,Important,Slightly important,Slightly important,Very important,Very important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Very important,Very important,Important,Important,Important,Important,Slightly important,Important,Important,Important,Not important,Not important,Not important,Not important,Important,Important,Important,Important,Not important,Not important,Not important,Not important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Not difficult,Not difficult,Not difficult,0,-44,Not difficult,Not difficult,Not difficult,0,-44,Not difficult,Slightly difficult,Slightly difficult,0,-44,Not difficult,Not difficult,Not difficult,0,-44,Not difficult,Not difficult,Not difficult,0,-44,Not difficult,Not difficult,Not difficult,0,-44,Not difficult,Not difficult,Not difficult,0,-44,Not difficult,Slightly difficult,Slightly difficult,0,-44,Not difficult,Not difficult,Not difficult,0,-44,Not important,Not important,Not important,Not important,Not important,Slightly important,Slightly important,Not important,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Through family/friends,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The benefits of training are small than the costs,No,-44,-44,-44,-44,-44,-44,Yes,100,0,-44,0,Yes,Do not know,No,10,40,0,0,0,0,30,20,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,Interest rates are not favorable,355000,362000,0,320000,0,5000,3000,30000,1500,1000,360,0,0,0,76000,-66,76000,8000,No obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,Tax Rates,Business Licensing and Permits,Macroeconomic environment,Minor obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not aware of this type of assistance and don't know it advan,-44,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,No,-44,-44,No,-44,-44,Somewhat truthful,Are estimates computed with some precision, 1441440256,1440256,Suriname,Suriname,Hotel and restaurants,256,Yes,2,Headquarters with production and/or sales at this location,No,2,Sole proprietorship,-44,-44,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly women,Male,Male,Male,1998,No,Yes,1998,15,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,85,30,168,15,0,-44,20,80,0,0,Your parent company or affiliated establishments,30,70,0,renting rooms,70,National,20,Decreased,4,More than 5,70,30,2,1998,NETHERLANDS,70,AMERICA,30,5,0,0,1,99,No,-44,Yes,Yes,No,No,Yes,Yes,-44,-44,-44,-44,Yes,No,Yes,Yes,No,-44,-44,-44,-44,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,No,-44,Important,Important,Important,Very Important,Important,Important,Slightly important,Yes,60,Yes,30,Yes,10,Yes,Yes,15750,5,Yes,Yes,Yes,Yes,No obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,Moderate obstacle,No obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,No obstacle,-44,Tend to agree,Tend to disagree,Strongly disagree,Strongly disagree,Yes,Yes,Still in process,-44,-44,-44,Yes,-44,3000,Yes,-44,1000,Yes,2,Outside working hours,Knife,Money,500,A fellow employee,No,Yes,-44,Yes,1,During working hours,Knife,Money,100,A fellow employee,No,No,Loss was small,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,3,During working hours,Other,Other,350,Other,Yes,Yes,-44,Yes,6,During working hours,Knife,Other,800,Other,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,No,290,500,Yes,Yes,Yes,Yes,No,No,-44,-44,No,-44,-44,No,Yes,No,3,Yes,1,No,No,-44,-44,1800,No,-44,-44,No,-44,-44,No,-44,-44,4,8,3,3,2,0,2,2,0,0,7,1,5,1,0,2,2,0,0,12,12,12,2,-44,3,3,19000,6,20000,6,26000,1,25000,5,27000,4,17800,3,26500,3,21000,3,18000,2,12600,3,19500,2,12000,2,20000,2,18000,4,21700,1,15700,2,15600,2,15000,1,10000,1,10900,1,11800,1,15000,2,20000,2,12950,1,13000,1,11000,3,19000,New production methods,-44,University graduate,Completed college/vocational training,University graduate,University graduate,University graduate,Completed college/vocational training,Completed secondary,Completed secondary,Started but did not complete college/vocational training,Completed secondary,Completed secondary,Completed secondary,Completed secondary,Completed secondary,University graduate,University graduate,Completed secondary,Completed secondary,Very important,Important,Very important,Important,Very important,Important,Slightly important,Important,Slightly important,Important,Slightly important,Important,Not important,Important,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Slightly important,Slightly important,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Important,Important,Very important,Very important,Very important,Very important,Critical,Critical,Critical,Critical,Very important,Critical,Important,Very important,Important,Very important,Very important,Very important,Slightly important,Important,Slightly important,Important,Very important,Very important,Important,Important,Not important,Not important,Important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Difficult,Slightly difficult,Slightly difficult,3,3,Very difficult,Slightly difficult,Slightly difficult,3,6,Slightly difficult,Slightly difficult,Difficult,5,5,Slightly difficult,Slightly difficult,Slightly difficult,3,4,Not difficult,Not difficult,Not difficult,7,7,Difficult,Difficult,Very difficult,5,6,Difficult,Difficult,Slightly difficult,5,6,Very difficult,Difficult,Very difficult,5,7,Difficult,Slightly difficult,Difficult,4,5,Important,Very important,Very important,Important,Important,Important,Very important,Important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Public announcement/advertisement,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm cannot afford the optimal level of training,No,-44,-44,-44,-44,-44,-44,No,70,30,-44,0,Yes,2,Yes,12,0,0,1,1,1,5,55,5,10,5,5,0,-44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, ,Yes,Line of credit,2012,-99,12,30,Other,No,-44,-44,-44,-44,-44,-44,-44,Yes,2,0,-44,-44,430000,480000,124000,96000,20000,1800,2500,1000,17000,500,1500,5000,10000,25000,90000,6000,24000,20000,Minor obstacle,Minor obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,No obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Tax Rates,Tax administration,Cost of finance,Minor obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,"General management, Business development and Strategies supp",-44,Yes,Yes,Yes,No,-44,-44,Yes,No,Yes,Yes,No,No,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,No,Yes,No,No,Yes,Yes,No,Yes,Yes,Yes,No,-44,-44,Somewhat truthful,Are taken directly from the establishment's records, 1441440258,1440258,Suriname,Suriname,Hotel and restaurants,258,No,-44,-44,-44,-44,Sole proprietorship, ,-44,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Female,Male,Male,1982,Yes,Yes,1982,9,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,5,2,-44,No,-44,-44,-44,-44,Yes,10,4,1,-44,No,-44,-44,-44,-44,Yes,5,Yes,No,Yes,0,-44,-44,100,0,-44,23,27,50,0,Individuals,49,42,9,accomodation,86,Local,Do not know,Remained the same,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,54,46,No,-44,Yes,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,No obstacle,-44,Tend to disagree,Tend to disagree,Strongly disagree,Tend to disagree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,8000,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,No,No,5,Yes,1,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,3,10,2,0,0,8,2,0,0,7,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,2,15000,2,15000,2,16000,2,15000,2,15000,2,15000,2,11000,2,10000,2,11000,2,30000,2,28000,2,30000,2,10000,2,3000,3,3000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,Not applicable,-44,Completed college/vocational training,Completed college/vocational training,University graduate,Started but did not complete college/vocational training,University graduate,Completed college/vocational training,Completed secondary,Started but did not complete college/vocational training,Completed secondary,Completed secondary,-44,-44,-44,-44,-44,-44,-44,-44,Critical,Slightly important,Very important,Critical,Important,Critical,Important,Slightly important,Not important,Important,Not important,Important,Not important,Not important,Slightly important,Important,Important,Very important,Very important,Slightly important,Critical,Very important,Not important,Important,Slightly important,Very important,Important,Slightly important,Slightly important,Important,Very important,Critical,Critical,Slightly important,Critical,Very important,Important,Very important,Important,Important,Slightly important,Important,Slightly important,Important,Slightly important,Very important,Important,Slightly important,Critical,Very important,Slightly important,Slightly important,Slightly important,Very important,Very important,Very important,Slightly important,Not important,Very important,Not important,Critical,Slightly important,Critical,Very important,Important,Slightly important,Critical,Important,Critical,Important,Important,Very important,Important,Important,Not important,Important,Very important,Slightly important,Slightly important,Important,Slightly difficult,Very difficult,Slightly difficult,0,-44,Not difficult,Difficult,Not difficult,0,-44,Slightly difficult,Difficult,Very difficult,0,-44,Slightly difficult,Slightly difficult,Difficult,0,-44,Slightly difficult,Difficult,Not difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Important,Important,Not important,Important,Very important,Very important,Critical,Important,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,Major obstacle,Very severe obstacle,Minor obstacle,Major obstacle,Major obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Minor obstacle,Through family/friends,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm is affraid of investing in workers that after the t,Yes,Moderate obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,No,0,100,-44,0,Yes,12,No,52,18,0,0,25,5,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,2,2,Insufficient profitability,-44,428000,403000,133000,128000,20000,12000,27000,0,0,3000,3000,0,0,60000,40000,60000,52000,69000,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Very severe obstacle,Minor obstacle,Moderate obstacle,No obstacle,Major obstacle,Major obstacle,No obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Yes,Yes,Yes,No,No,Access to land for expansion / relocation,Tax administration,Access to finance,No obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,Local business association,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Truthful,Are estimates computed with some precision, 1441440259,1440259,Suriname,Suriname,Hotel and restaurants,259,No,-44,-44,-44,-44,Limited partnership, ,33,100,0,0,0,Equally men and women,No,Yes,44,Makes decisions in consultation with other partners,9,3,Predominantly men,Female,Male,Male,1995,Yes,Yes,1995,10,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,2,0,-44,Yes,1,2,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,No,No,Yes,0,-44,-44,100,0,-44,20,69,11,0,Individuals,22,23,55,Restaurant-food,100,Local,0,Decreased,Decreased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,90,10,No,-44,Yes,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,No obstacle,-44,Tend to agree,Tend to agree,Strongly agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,5,-44,Yes,1,-44,Yes,1,Outside working hours,Other,Goods or stock,1000,Someone working alone,Yes,Yes,-44,Yes,1,During working hours,Firearm/gun,Personal possessions of employees or customers,0,A customer,No,No,No loss or damage,Yes,5,Outside working hours,Baseball bat,Money,1000,Group of criminals,Yes,Yes,-44,Yes,4,Outside working hours,Firearm/gun,-44,0,Someone working alone,No,No,No loss or damage,Yes,3,Outside working hours,Other,Money,0,Gang related,No,No,No loss or damage,Yes,1,Outside working hours,Firearm/gun,Other company property,2000,Group of criminals,No,Yes,-44,Yes,5,During working hours,Firearm/gun,Money,0,A fellow employee,No,No,No loss or damage,No,-44,-44,4000,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,Yes,3,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,2,10,1,0,0,9,1,0,0,7,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,1,24000,1,23000,1,25000,3,24000,3,24000,3,24000,2,18000,2,17000,2,19000,2,15000,2,15000,2,15000,2,12000,3,3000,3,3000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,Economic upturn/downturn,-44,Completed college/vocational training,Started but did not complete secondary,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed secondary,Started but did not complete college/vocational training,Started but did not complete college/vocational training,Started but did not complete college/vocational training,-44,-44,-44,-44,-44,-44,-44,-44,Very important,Critical,Important,Very important,Important,Critical,Very important,Slightly important,Critical,Not important,Not important,Not important,Slightly important,Not important,Slightly important,Important,Very important,Important,Important,Critical,Very important,Important,Not important,Slightly important,Slightly important,Slightly important,Slightly important,Very important,Slightly important,Slightly important,Slightly important,Very important,Very important,Slightly important,Important,Very important,Very important,Critical,Slightly important,Critical,Important,Very important,Important,Not important,Very important,Slightly important,Very important,Very important,Critical,Slightly important,Important,Slightly important,Slightly important,Very important,Very important,Critical,Slightly important,Important,Important,Not important,Critical,Important,Critical,Very important,Very important,Critical,Slightly important,Slightly important,Slightly important,Critical,Important,Very important,Slightly important,Important,Very important,Slightly important,Very important,Critical,Not important,Important,Slightly difficult,Difficult,Difficult,0,-44,Difficult,Slightly difficult,Slightly difficult,0,-44,Difficult,Very difficult,Difficult,0,-44,Not difficult,Not difficult,Difficult,0,-44,Slightly difficult,Almost impossible,Almost impossible,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Slightly important,Important,Slightly important,Important,Critical,Critical,Important,Not important,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Very severe obstacle,Major obstacle,Minor obstacle,No obstacle,Moderate obstacle,Through family/friends,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The benefits of training are small than the costs,Yes,Moderate obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Major obstacle,Minor obstacle,Yes,0,100,-44,0,Yes,9,No,70,0,0,0,25,5,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,1,Collateral or cosigners unacceptable,-44,464000,501000,160000,151000,25000,5000,27000,0,0,3000,2000,0,0,0,0,0,44000,0,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,Tax Rates,Tax administration,Access to finance,No obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Marketing and Operations support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,No,Truthful,Are taken directly from the establishment's records, 1441440260,1440260,Suriname,Suriname,Food,260,Yes,2,5,Yes,2,Sole proprietorship,-44,-44,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,2007,No,Yes,2007,30,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,3,8,-44,Yes,1,1,Do not know,-66,Yes,2,1,0,-44,Yes,1,48,0,-44,No,-44,Yes,No,Yes,65,100,60,35,0,-44,0,0,100,5,Individuals,0,95,5,Food & Beverages,100,Local,Do not know,Decreased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,80,20,No,-44,No,No,No,No,Yes,Yes,-44,-44,-44,-44,No,No,No,Yes,Yes,Yes,Yes,Yes,Yes,Yes,No,No,Yes,No,Yes,No,No,No,-44,Critical,Critical,Critical,Critical,Critical,Critical,Not important,Yes,100,No,0,No,0,No,No,-66,Do not know,Yes,Yes,Yes,Yes,No obstacle,No obstacle,Moderate obstacle,Major obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,-44,Tend to agree,Strongly disagree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,-44,-66,Yes,Do not know,-66,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,12,During working hours,5,Goods or stock,-66,A fellow employee,No,No,Loss was small,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,Yes,Yes,No,No,-44,-44,No,-44,-44,Yes,Yes,No,0,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,23,10,2,0,8,0,0,0,7,0,3,0,0,3,0,0,0,3,0,6,-44,-44,6,-44,3,2,-66,2,-66,2,-66,0,-44,0,-44,0,-44,0,-44,-77,-44,0,-44,0,-44,0,-44,0,-44,11,-66,8,-66,8,-66,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,7,-44,Completed secondary,Completed secondary,-44,-44,-44,-44,-44,-44,Started but did not complete secondary,Started but did not complete secondary,-44,-44,-44,-44,-44,-44,-44,-44,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Not important,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Very important,Very important,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Important,Important,Critical,Critical,Very important,Very important,Very important,Very important,Very important,Very important,Critical,Critical,Critical,Critical,Important,Important,Important,Important,Critical,Critical,Critical,Important,Slightly important,Not important,Not important,Not important,Critical,Important,Critical,Important,Critical,Important,Critical,Important,Critical,Important,Not important,Not important,Difficult,Not difficult,Difficult,4,1,Difficult,Difficult,Difficult,4,1,-44,-44,-44,-44,-44,Difficult,Difficult,Difficult,4,1,Difficult,Difficult,Difficult,4,1,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Important,Important,Critical,Not important,Important,Important,Important,Not important,Minor obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Not applicable,Not applicable,Public announcement/advertisement,-44,Yes to both,Yes,-66,Yes,-66,No,-44,-44,-44,Other,Yes,No obstacle,Major obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Yes,0,100,-44,0,No,-44,Yes,100,0,0,0,0,0,0,0,0,0,0,0,0,-44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,Interest rates are not favorable,-66,-66,-66,-66,-66,-66,-66,-66,-66,-66,-66,-66,-66,-66,-66,-66,-66,-66,Very severe obstacle,Very severe obstacle,Very severe obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,No obstacle,No obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,No,No,No,No,Yes,Practices of competitors in the informal sector,Tax administration,Political environment,Moderate obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed,-44,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,Truthful,Are arbitrary and unreliable numbers, 1441440261,1440261,Suriname,Suriname,Transport,261,No,-44,-44,-44,-44,Sole proprietorship, ,-44,100,0,0,0,All women,Yes,-7,100,Makes major strategic and fiancial decisions,10,4,All men,Male,Male,Male,1995,Yes,Yes,1995,7,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,Yes,2,2,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,3,Yes,No,Yes,0,-44,-44,100,0,-44,44,2,54,0,Government or government agencies (including state-owned ent,5,30,65,travel agency,100,Local,0,Decreased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,82,18,No,-44,Yes,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Minor obstacle,-44,Tend to disagree,Strongly disagree,Tend to agree,Strongly agree,No,-44,-44,-44,-44,-44,No,-44,-44,Yes,-44,15000,Yes,2,Outside working hours,Firearm/gun,Personal possessions of employees or customers,5000,A customer,No,No,Tried to/was unable to contact the police,Yes,1,Outside working hours,Firearm/gun,Goods or stock,0,A customer,No,No,No loss or damage,Yes,1,During working hours,Knife,Other,6000,A fellow employee,No,Yes,-44,Yes,5,During working hours,Knife,-44,1000,Group of criminals,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,Outside working hours,Other,Other,750,A customer,No,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,14000,No,No,No,No,No,No,-44,-44,No,-44,-44,No,No,No,11,Yes,1,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,3,14,1,0,0,13,1,0,0,10,1,0,0,0,1,0,0,0,1,2,-44,-44,-44,2,0,1,96000,1,87000,1,97000,4,42000,3,39000,4,43000,2,33000,2,30000,2,33000,3,18000,2,18000,3,17000,4,15000,5,3000,7,3000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,Economic upturn/downturn,-44,Started but did not complete college/vocational training,Started but did not complete secondary,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Started but did not complete college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,-44,-44,-44,-44,-44,-44,Very important,Very important,Slightly important,Slightly important,Slightly important,Critical,Very important,Very important,Critical,Slightly important,Not important,Not important,Not important,Slightly important,Very important,Very important,Critical,Important,Critical,Critical,Critical,Very important,Not important,Slightly important,Not important,Critical,Important,Important,Slightly important,Not important,Important,Important,Not important,Very important,Critical,Very important,Very important,Critical,Slightly important,Critical,Important,Slightly important,Very important,Slightly important,Important,Critical,Very important,Very important,Very important,Slightly important,Slightly important,Very important,Slightly important,Slightly important,Slightly important,Important,Not important,Not important,Not important,Slightly important,Important,Very important,Slightly important,Very important,Slightly important,Important,Very important,Important,Important,Important,Very important,Important,Very important,Slightly important,Slightly important,Important,Critical,Important,Not important,Slightly important,Slightly difficult,Not difficult,Slightly difficult,0,-44,Difficult,Very difficult,Very difficult,0,-44,Very difficult,Very difficult,Almost impossible,0,-44,Difficult,Very difficult,Slightly difficult,0,-44,Slightly difficult,Very difficult,Almost impossible,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Very important,Important,Not important,Slightly important,Important,Not important,Slightly important,Important,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Minor obstacle,Through family/friends,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The benefits of training are small than the costs,Yes,Minor obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,No,0,100,-44,0,Yes,12,No,75,0,0,0,25,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,1274000,1352000,487000,388000,68000,68000,40000,0,0,8000,19000,0,0,297000,0,377000,101000,415000,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,No,Yes,Yes,No,Yes,No,No,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Transportation,Tax administration,Cost of finance,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,Private independent fund,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 1441440263,1440263,Suriname,Suriname,Transport,263,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, ,66,100,0,0,0,Predominantly women,No,Yes,66,Makes decisions in consultation with other partners,6,8,Predominantly women,Male,Female,Male,2000,No,Yes,2000,11,Yes,7,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,2,2,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0,-44,30,20,50,0,Small private firms (less than 20 employees),6,29,65,Travel services,100,Local,0,Decreased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,18,82,No,-44,No,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,No obstacle,-44,Strongly agree,Strongly disagree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,8,-44,Yes,-44,26000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,During working hours,Knife,Goods or stock,1000,Group of criminals,Yes,Yes,-44,Yes,5,Outside working hours,Baseball bat,Other,9000,A fellow employee,Yes,Yes,-44,Yes,1,During working hours,Other,-44,2000,Someone working alone,Yes,Yes,-44,Yes,5,During working hours,Other,Other,1500,Group of criminals,No,Yes,-44,Yes,1,Outside working hours,Baseball bat,Money,1000,Gang related,Yes,No,Would increase insurance cost,Yes,5,During working hours,Knife,Other company property,780,Someone working alone,Yes,Yes,-44,Yes,No,1500,15000,No,No,No,No,Yes,No,-44,-44,No,-44,-44,Yes,No,No,1,Yes,1,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,2,10,2,0,0,8,1,0,0,5,1,0,0,0,1,0,0,0,1,4,-44,-44,-44,4,0,2,60000,2,56000,2,61000,0,-44,3,40000,3,40000,2,33000,2,29000,2,34000,2,20000,2,20000,2,20000,4,12000,4,2000,4,2000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,Economic upturn/downturn,-44,Completed college/vocational training,Started but did not complete secondary,-44,-44,University graduate,Completed college/vocational training,Completed secondary,Started but did not complete college/vocational training,Completed college/vocational training,Completed secondary,-44,-44,-44,-44,-44,-44,-44,-44,Critical,Important,Important,Important,Very important,Very important,Important,Not important,Slightly important,Critical,Slightly important,Slightly important,Not important,Not important,Critical,Critical,Very important,Critical,Critical,Important,Very important,Very important,Not important,Slightly important,Important,Not important,Slightly important,Not important,Not important,Important,Very important,Very important,Slightly important,Not important,Critical,Critical,Slightly important,Slightly important,Very important,Very important,Important,Important,Critical,Not important,Slightly important,Important,Very important,Critical,Very important,Very important,Slightly important,Important,Not important,Important,Very important,Important,Not important,Not important,Important,Not important,Very important,Very important,Critical,Not important,Critical,Important,Critical,Slightly important,Slightly important,Important,Critical,Very important,Important,Not important,Critical,Slightly important,Very important,Slightly important,Important,Slightly important,Not difficult,Slightly difficult,Almost impossible,1,10,-44,-44,-44,-44,-44,Slightly difficult,Not difficult,Difficult,0,-44,Not difficult,Not difficult,Slightly difficult,0,-44,Very difficult,Difficult,Difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Important,Very important,Important,Important,Very important,Very important,Slightly important,Not important,Major obstacle,Moderate obstacle,No obstacle,Moderate obstacle,No obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Public announcement/advertisement,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm is affraid of investing in workers that after the t,No,-44,-44,-44,-44,-44,-44,No,0,100,-44,0,Yes,12,No,50,0,0,0,25,25,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,1,Collateral or cosigners unacceptable,-44,1010000,1090000,338000,299000,33000,22000,41000,0,0,3000,3000,0,0,0,117000,0,143000,0,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Very severe obstacle,Minor obstacle,Moderate obstacle,No obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,Macroeconomic environment,Inadequately educated workforce,Access to finance,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,International organization,-44,Marketing and Operations support,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,Yes,Yes,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 1441440264,1440264,Suriname,Suriname,Services of motor vehicles,264,No,-44,-44,-44,-44,Shareholding company with shares traded in the stock market,-44,65,50,50,0,0,Equally men and women,No,No,0,Do not know,10,0,All men,Male,Male,Male,1962,Yes,Yes,1962,20,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,2,0,-44,No,-44,-44,-44,-44,Yes,2,1,0,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0,-44,90,10,0,10,Others,90,10,0,touring,100,National,75,Increased,Increased,2-5,100,0,50,-44,-44,-44,-44,-44,-44,-44,-44,50,50,No,-44,No,No,No,Yes,Yes,Yes,-44,-44,-44,-44,Yes,Yes,Yes,Yes,Yes,Yes,Yes,No,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,No,-44,Important,Important,Important,Important,Important,Important,Important,Yes,55,Yes,45,No,0,Yes,Yes,10000,15,Yes,Yes,Yes,Yes,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,funding oppurtunity,Tend to agree,Tend to agree,Tend to agree,Tend to agree,Yes,No,-44,-44,-44,-44,Yes,15,-44,Yes,35,-44,Yes,1,During working hours,Other,Money,-66,A former employee,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,5000,Yes,Yes,Yes,Yes,Yes,No,-44,-44,No,-44,-44,No,Yes,No,25,Yes,1,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,5,15,1,7,0,7,0,0,0,3,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,1,23000,1,23000,1,23000,5,18400,5,18400,5,18400,0,-44,0,-44,0,-44,2,17900,2,17900,2,17900,7,15829,7,15829,7,15830,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,Not applicable,-44,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed secondary,-44,-44,Completed secondary,Completed secondary,Completed secondary,Completed secondary,-44,-44,-44,-44,-44,-44,-44,-44,Important,Important,Slightly important,Slightly important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Very important,Very important,Very important,Very important,Very important,Very important,Critical,Critical,Not important,Not important,Important,Important,Important,Important,Important,Important,Very important,Important,Very important,Important,Very important,Important,Very important,Important,Very important,Important,Very important,Important,Very important,Important,Very important,Important,Very important,Important,Very important,Important,Very important,Important,Very important,Important,Very important,Important,Very important,Important,Very important,Important,Important,Important,Important,Important,Not important,Not important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Not difficult,Not difficult,Not difficult,0,-44,Not difficult,Not difficult,Not difficult,0,-44,Not difficult,Not difficult,Not difficult,0,-44,Not difficult,Not difficult,Not difficult,0,-44,Not difficult,Not difficult,Not difficult,0,-44,Not difficult,Not difficult,Not difficult,0,-44,Not difficult,Not difficult,Not difficult,0,-44,Not difficult,Not difficult,Not difficult,0,-44,Not difficult,Not difficult,Not difficult,0,-44,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,No obstacle,No obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Through family/friends,-44,Yes to both,Yes,1,Yes,1,No,-44,-44,-44,6,No,-44,-44,-44,-44,-44,-44,Yes,100,0,-44,0,No,-44,Yes,80,0,20,0,0,0,0,0,0,0,0,0,0,-44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,Other,350000,365000,10000,270000,10000,0,2000,0,800,1000,2000,2500,0,15000,55000,10000,55000,5000,No obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,Macroeconomic environment,Cost of finance,Tax Rates,Moderate obstacle,Yes,Yes,Yes,Yes,No,No,Yes,Yes,Moderated impact,Yes,Moderated impact,-44,-44,-44,-44,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,-44,-44,-44,-44,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,-44,-44,-44,-44,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,-44,-44,-44,-44,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,-44,-44,-44,-44,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,-44,-44,-44,-44,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,-44,-44,-44,-44,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,-44,-44,-44,-44,Yes,Moderated impact,Yes,-44,-44,Yes,International organization,-44,Marketing and Operations support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 1441440272,1440272,Suriname,Suriname,Retail,272,No,-44,-44,-44,-44,Sole proprietorship, ,-44,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Female,1995,No,Yes,1995,13,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,9,2,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0,-44,0,0,100,0,Individuals,17,18,65,computer,65,Local,Do not know,Increased,Remained the same,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,21,79,No,-44,Yes,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,Yes,No,No,No,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,No obstacle,-44,Tend to agree,Tend to disagree,Tend to agree,Tend to disagree,No,-44,-44,-44,-44,-44,No,-44,-44,Yes,-44,33000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,During working hours,Other,Other company property,2000,A fellow employee,Yes,Yes,-44,Yes,1,During working hours,Firearm/gun,Money,7000,Someone working alone,Yes,Yes,-44,Yes,3,During working hours,Firearm/gun,-44,2000,A fellow employee,No,Yes,-44,Yes,3,Outside working hours,Firearm/gun,Personal possessions of employees or customers,2000,Group of criminals,No,Yes,-44,Yes,1,During working hours,Other,Money,1000,A fellow employee,No,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,20000,No,No,No,No,Yes,No,-44,-44,No,-44,-44,No,Yes,Yes,5,Yes,2,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,3,9,2,0,0,7,0,0,0,2,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,2,36000,2,33000,2,37000,0,-44,0,-44,0,-44,1,20000,1,20000,1,21000,2,10000,2,9000,2,11000,4,10000,3,1000,4,1000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,Economic upturn/downturn,-44,University graduate,Completed college/vocational training,-44,-44,University graduate,Completed college/vocational training,Completed college/vocational training,Completed secondary,Started but did not complete secondary,Started but did not complete college/vocational training,-44,-44,-44,-44,-44,-44,-44,-44,Very important,Slightly important,Critical,Very important,Very important,Very important,Important,Not important,Very important,Important,Not important,Slightly important,Slightly important,Slightly important,Critical,Slightly important,Slightly important,Slightly important,Critical,Very important,Important,Critical,Not important,Important,Important,Slightly important,Very important,Slightly important,Slightly important,Slightly important,Very important,Not important,Very important,Important,Very important,Very important,Very important,Important,Critical,Very important,Important,Critical,Important,Not important,Very important,Important,Very important,Very important,Very important,Very important,Important,Very important,Important,Important,Slightly important,Very important,Not important,Slightly important,Not important,Slightly important,Very important,Very important,Important,Important,Critical,Slightly important,Slightly important,Slightly important,Slightly important,Critical,Important,Important,Very important,Slightly important,Important,Slightly important,Critical,Very important,Not important,Slightly important,Difficult,Not difficult,Almost impossible,0,-44,-44,-44,-44,-44,-44,Not difficult,Slightly difficult,Very difficult,0,-44,Slightly difficult,Very difficult,Very difficult,2,4,Not difficult,Not difficult,Not difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Very important,Very important,Slightly important,Slightly important,Important,Not important,Not important,Very important,Very severe obstacle,Major obstacle,Moderate obstacle,No obstacle,No obstacle,Major obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Public announcement/advertisement,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm cannot afford the optimal level of training,Yes,Very severe obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Yes,0,100,-44,0,No,-44,No,85,0,0,0,10,5,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,950000,951000,437000,273000,29000,19000,55000,0,0,14000,13000,0,0,0,0,0,104000,0,No obstacle,Moderate obstacle,No obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Minor obstacle,Major obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Customs and Trade Regulations,Cost of finance,Tax administration,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,International organization,-44,Marketing and Operations support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Somewhat truthful,Are taken directly from the establishment's records, 1441440280,1440280,Suriname,Suriname,Hotel and restaurants,280,No,-44,-44,-44,-44,Sole proprietorship, ,-44,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Female,Female,Female,1983,Yes,Yes,1983,12,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,2,2,-44,Yes,1,1,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0,-44,27,43,30,0,Individuals,22,21,57,accomodation,99,International,1,Decreased,Remained the same,More than 5,80,20,0,1983,NETHERLANDS,10,CANADA,90,-44,-44,-44,54,46,No,-44,Yes,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,-44,Strongly agree,Tend to disagree,Tend to disagree,Strongly agree,Yes,No,-44,-44,-44,-44,No,-44,-44,Yes,2,-44,Yes,4,Outside working hours,Knife,Personal possessions of employees or customers,4000,Group of criminals,Yes,Yes,-44,Yes,2,During working hours,Knife,Money,0,Group of criminals,Yes,No,No loss or damage,Yes,4,During working hours,Baseball bat,Personal possessions of employees or customers,4500,A fellow employee,No,No,Police could not have done anything,Yes,1,Outside working hours,Other,Goods or stock,1000,Group of criminals,No,Yes,-44,Yes,5,Outside working hours,Firearm/gun,Other,1000,Group of criminals,Yes,Yes,-44,Yes,5,Outside working hours,Knife,Goods or stock,8000,Gang related,No,Yes,-44,Yes,5,During working hours,Other,Personal possessions of employees or customers,1000,A fellow employee,No,Yes,-44,No,-44,-44,12000,No,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,Yes,0,No,-44,-44,No,-44,0,-44,No,-44,-44,Yes,57,No,No,-44,-44,7,15,2,0,0,13,1,0,0,9,2,0,0,0,2,0,0,0,1,1,-44,-44,-44,1,0,2,35000,2,34000,2,37000,2,48000,2,45000,2,47000,1,33000,1,33000,1,33000,3,20000,3,19000,3,19000,7,12000,7,2000,7,2000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,Not applicable,-44,Completed college/vocational training,Started but did not complete secondary,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed secondary,Started but did not complete college/vocational training,-44,-44,-44,-44,-44,-44,-44,-44,Critical,Slightly important,Important,Very important,Very important,Critical,Very important,Not important,Important,Slightly important,Slightly important,Important,Slightly important,Not important,Slightly important,Very important,Very important,Important,Very important,Important,Slightly important,Critical,Slightly important,Very important,Slightly important,Very important,Not important,Not important,Slightly important,Slightly important,Critical,Very important,Important,Slightly important,Very important,Important,Important,Critical,Important,Slightly important,Slightly important,Important,Very important,Slightly important,Important,Very important,Slightly important,Slightly important,Critical,Slightly important,Very important,Important,Slightly important,Very important,Important,Slightly important,Not important,Slightly important,Not important,Not important,Very important,Critical,Critical,Slightly important,Very important,Not important,Very important,Important,Very important,Not important,Very important,Critical,Very important,Not important,Very important,Important,Very important,Important,Slightly important,Not important,Slightly difficult,Almost impossible,Difficult,0,-44,Difficult,Slightly difficult,Difficult,0,-44,Difficult,Slightly difficult,Almost impossible,0,-44,Difficult,Slightly difficult,Very difficult,1,8,Not difficult,Very difficult,Almost impossible,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Very important,Important,Not important,Not important,Very important,Important,Slightly important,Important,Minor obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,No obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Minor obstacle,No obstacle,Major obstacle,Through family/friends,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm cannot afford the optimal level of training,Yes,Very severe obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,No,0,100,-44,0,Yes,9,No,47,18,0,0,25,10,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,Size of loan and maturity are insufficiant,867000,841000,303000,281000,50000,8000,46000,0,0,3000,9000,0,0,118000,0,116000,56000,126000,No obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,No,Yes,No,No,No,No,No,Minor obstacle,Minor obstacle,Very severe obstacle,No obstacle,Minor obstacle,No obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Access to land for expansion / relocation,Electricity,Access to finance,Minor obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,Local business association,-44,Financial magement and tax and customs administration,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,Yes,No,No,No,-44,-44,Truthful,Are taken directly from the establishment's records, 1441440290,1440290,Suriname,Suriname,Retail,290,No,-44,-44,-44,-44,Limited partnership, ,51,100,0,0,0,Predominantly men,No,Yes,53,Makes major strategic and fiancial decisions,9,5,Predominantly men,Male,Male,Male,1993,No,Yes,1993,17,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,Yes,2,2,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,3,Yes,No,Yes,0,-44,-44,100,0,-44,32,3,65,0,Individuals,13,12,75,electronic products,87,Local,0,Decreased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,49,51,No,-44,No,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Minor obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Major obstacle,No obstacle,-44,Tend to agree,Tend to disagree,Tend to agree,Tend to disagree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,8000,Yes,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,No,7,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,3,2,2,7,1,0,0,6,0,0,0,0,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,1,96000,1,88000,1,101000,0,-44,0,-44,0,-44,1,35000,1,33000,1,35000,1,16000,1,15000,1,17000,4,10000,4,4000,4,4000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,Not applicable,-44,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,University graduate,Started but did not complete secondary,Completed college/vocational training,Completed secondary,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,-44,-44,-44,-44,-44,-44,Very important,Important,Slightly important,Very important,Very important,Slightly important,Critical,Slightly important,Important,Critical,Slightly important,Not important,Slightly important,Slightly important,Very important,Critical,Slightly important,Important,Critical,Very important,Very important,Critical,Very important,Not important,Critical,Very important,Slightly important,Slightly important,Not important,Important,Critical,Critical,Very important,Slightly important,Very important,Important,Slightly important,Critical,Important,Slightly important,Important,Very important,Slightly important,Important,Very important,Slightly important,Very important,Critical,Important,Slightly important,Important,Very important,Very important,Important,Very important,Important,Slightly important,Not important,Slightly important,Slightly important,Critical,Very important,Very important,Critical,Slightly important,Slightly important,Important,Critical,Slightly important,Slightly important,Critical,Important,Slightly important,Slightly important,Important,Slightly important,Very important,Critical,Slightly important,Important,Difficult,Difficult,Very difficult,0,-44,-44,-44,-44,-44,-44,Difficult,Slightly difficult,Difficult,0,-44,Not difficult,Difficult,Not difficult,0,-44,Difficult,Slightly difficult,Almost impossible,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Important,Critical,Not important,Slightly important,Very important,Not important,Important,Important,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,Through family/friends,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm cannot afford the optimal level of training,Yes,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No,0,100,-44,0,No,-44,No,20,50,0,0,25,5,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,Collateral requirements for loans or line of credit are unat,545000,551000,182000,165000,17000,28000,28000,0,0,3000,2000,0,0,61000,0,77000,38000,94000,Minor obstacle,No obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Minor obstacle,Moderate obstacle,No obstacle,Major obstacle,Very severe obstacle,Minor obstacle,No obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,Corruption,Access to finance,Tax administration,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,Community based organization,-44,Marketing and Operations support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 1441440292,1440292,Suriname,Suriname,Transport,292,No,-44,-44,-44,-44,Sole proprietorship, ,-44,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,2001,No,Yes,2001,11,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,8,1,5,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,5,No,No,Yes,0,-44,-44,100,0,-44,20,30,50,0,Government or government agencies (including state-owned ent,21,21,58,transport passenger,100,Local,8,Remained the same,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,73,27,No,-44,No,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Major obstacle,No obstacle,-44,Tend to agree,Strongly disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,-44,21000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,4000,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,No,No,5,Yes,1,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,1,5,1,0,0,4,0,0,0,0,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,1,72000,1,71000,1,79000,0,-44,0,-44,0,-44,1,50000,1,49000,1,52000,1,24000,1,23000,1,26000,2,12000,2,4000,2,4000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,Not applicable,-44,Completed secondary,Completed college/vocational training,-44,-44,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed secondary,Completed secondary,-44,-44,-44,-44,-44,-44,-44,-44,Slightly important,Important,Critical,Critical,Critical,Not important,Very important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Critical,Very important,Very important,Slightly important,Slightly important,Very important,Very important,Slightly important,Very important,Slightly important,Slightly important,Slightly important,Not important,Slightly important,Not important,Important,Important,Very important,Critical,Critical,Very important,Important,Critical,Very important,Important,Critical,Important,Important,Important,Slightly important,Important,Very important,Very important,Very important,Very important,Not important,Important,Slightly important,Important,Important,Very important,Slightly important,Not important,Slightly important,Very important,Very important,Critical,Very important,Important,Important,Not important,Critical,Critical,Very important,Very important,Critical,Critical,Important,Important,Important,Important,Important,Important,Slightly important,Slightly important,Slightly difficult,Not difficult,Slightly difficult,0,-44,-44,-44,-44,-44,-44,Difficult,Difficult,Almost impossible,0,-44,Difficult,Not difficult,Difficult,0,-44,Not difficult,Difficult,Difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Slightly important,Important,Important,Critical,Not important,Important,Important,Not important,Major obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,No obstacle,Public announcement/advertisement,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm is affraid of investing in workers that after the t,Yes,Moderate obstacle,Very severe obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,No,0,100,-44,0,No,-44,No,55,0,0,0,25,20,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,Yes,Loan,2011,2000000,16,45,Private commercial banks,Yes,No,No,No,Yes,Yes,-44,170,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,545000,500000,180000,140000,35000,20000,43000,0,20000,6000,2000,0,0,0,0,0,46000,0,Moderate obstacle,Major obstacle,No obstacle,Major obstacle,No,Yes,Yes,No,No,No,No,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,Tax administration,Business Licensing and Permits,Access to finance,Moderate obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,Local business association,-44,"General management, Business development and Strategies supp",-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 1441440298,1440298,Suriname,Suriname,Transport,298,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded,-44,33,100,0,0,0,Predominantly men,No,No,33,Delegates decisions to other partners,3,2,All men,Male,Male,Male,2002,Yes,Yes,2002,10,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,2,0,-44,Yes,2,1,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,No,No,Yes,0,-44,-44,100,0,-44,0,100,0,0,Others,0,100,0,service,100,Local,100,Remained the same,Increased,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,80,20,No,-44,No,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,Yes,Yes,Yes,No,No,Yes,No,-44,Important,Important,Important,Very Important,Important,Important,Not important,Yes,60,Yes,30,Yes,10,Yes,Yes,2500,5,Yes,Yes,No,No,No obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,No obstacle,-44,Strongly agree,Tend to agree,Tend to disagree,Strongly agree,No,-44,-44,-44,-44,-44,Yes,15,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,Yes,Yes,Yes,No,-44,-44,No,-44,-44,No,Yes,No,15,Yes,1,No,No,-44,Do not know,-66,No,-44,-44,No,-44,-44,No,-44,-44,5,10,1,7,1,1,0,0,0,1,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,1,22800,1,22800,1,22800,0,-44,0,-44,0,-44,1,21600,1,21600,1,21600,0,-44,0,-44,0,-44,7,18000,7,18000,7,18000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,1,16200,1,16200,1,16200,Not applicable,-44,Completed secondary,Completed secondary,-44,-44,Completed secondary,Completed secondary,-44,-44,Started but did not complete secondary,Completed secondary,-44,-44,-44,-44,-44,-44,Started but did not complete secondary,Completed secondary,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Not important,Not important,Critical,Critical,Important,Important,Important,Important,Critical,Critical,Not important,Not important,Important,Important,Important,Important,Slightly important,Slightly important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Not important,Not important,Slightly important,Slightly important,Slightly important,Slightly important,Not important,Not important,Not important,Not important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Not difficult,Not difficult,Not difficult,0,-44,Not difficult,Not difficult,Not difficult,0,-44,Not difficult,Slightly difficult,Slightly difficult,0,-44,Not difficult,Not difficult,Not difficult,0,-44,Not difficult,Not difficult,Not difficult,0,-44,Not difficult,Not difficult,Not difficult,0,-44,Not difficult,Not difficult,Not difficult,0,-44,Not difficult,Slightly difficult,Not difficult,0,-44,Not difficult,Not difficult,Not difficult,0,-44,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Public announcement/advertisement,-44,No,-44,-44,-44,-44,No,-44,-44,-44,Other,No,-44,-44,-44,-44,-44,-44,Yes,100,0,-44,0,No,-44,Yes,20,0,20,0,0,30,0,30,0,0,0,0,0,-44,30,0,40,0,0,0,0,30,0,0,0,0,0,0,0, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,Interest rates are not favorable,85000,87500,5000,74000,2800,0,1200,600,800,1200,600,5000,0,15000,8000,-99,8000,-99,No obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,Access to finance,Tax Rates,Practices of competitors in the informal sector,Minor obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed,-44,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,Yes,Yes,Yes,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Yes,Yes,Yes,Yes,Yes,Yes,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 1441440299,1440299,Suriname,Suriname,Other manufacturing,299,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,2000,No,Yes,2000,10,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,4,5,0,-44,Yes,2,3,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,No,No,Yes,100,80,40,0,0,-44,0,50,50,0,Individuals,0,50,50,printing service,100,Local,100,Remained the same,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,100,0,-44,-44,Yes,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,Yes,No,No,No,No obstacle,No obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,-44,Tend to disagree,Tend to disagree,Strongly disagree,Tend to disagree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,Yes,20,No,-44,-44,No,-44,-44,500,No,-44,-44,No,-44,-44,No,-44,-44,6,10,1,1,8,0,0,0,0,0,2,0,0,2,0,0,0,0,0,9,-44,-44,9,-44,2,1,24000,1,24000,1,24000,0,-44,0,-44,0,-44,1,21000,1,21000,1,21000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,10,18000,9,18000,9,18000,Economic upturn/downturn,-44,Started but did not complete secondary,Started but did not complete secondary,-44,-44,Other,Other,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Started but did not complete secondary,Completed primary school,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Critical,Critical,Important,Slightly important,Slightly important,Important,Critical,Critical,Not important,Not important,Important,Important,Important,Important,Not important,Not important,Important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Important,Important,Important,Important,Important,Slightly important,Slightly important,Important,Important,Critical,Critical,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Slightly important,Important,Not important,Slightly important,Slightly important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not difficult,Not difficult,Not difficult,0,-44,Not difficult,Not difficult,Not difficult,0,-44,Not difficult,Not difficult,Not difficult,0,-44,Not difficult,Not difficult,Not difficult,0,-44,Not difficult,Not difficult,Not difficult,0,-44,Not difficult,Not difficult,Not difficult,0,-44,Not difficult,Not difficult,Not difficult,0,-44,Not difficult,Not difficult,Not difficult,0,-44,Not difficult,Not difficult,Not difficult,0,-44,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,No obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Through family/friends,-44,No,-44,-44,-44,-44,No,-44,-44,-44,Other,No,-44,-44,-44,-44,-44,-44,No,100,0,-44,0,No,-44,No,Do not know,Do not know,Do not know,Do not know,Do not know,Do not know,Do not know,Do not know,Do not know,Do not know,Do not know,Do not know,Do not know,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,Other,360000,450000,120000,220000,0,5000,1500,10000,800,0,600,0,0,18500,113000,25000,100000,50000,No obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,Access to finance,Cost of finance,Macroeconomic environment,Minor obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed,-44,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are estimates computed with some precision, 1441440300,1440300,Suriname,Suriname,Garments,300,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,100,0,0,0,All women,Yes,Not applicable,Not applicable,Makes major strategic and fiancial decisions,9,4,All women,Female,Female,Female,2004,Yes,Yes,2004,9,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,1,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,1,1,0,-44,No,-44,Yes,No,Yes,100,50,40,0,0,-44,35,65,0,0,Individuals,35,65,0,flowers,100,Local,40,Remained the same,Increased,More than 5,100,0,45,-44,-44,-44,-44,-44,-44,-44,-44,100,0,-44,-44,Yes,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,Yes,Yes,Yes,No,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,-44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,No,No,Yes,No,-44,-44,No,-44,-44,No,Yes,No,0,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,3,5,1,3,0,1,1,3,0,1,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,1,15600,1,15600,1,15600,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,1,13800,1,13800,1,13800,0,-44,0,-44,0,-44,3,41400,3,41400,3,41400,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,Not applicable,-44,Completed secondary,Completed secondary,-44,-44,-44,-44,-44,-44,Other,Other,-44,-44,Completed secondary,Started but did not complete secondary,-44,-44,-44,-44,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Not important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Important,Important,Important,Important,Important,Critical,Critical,Not important,Not important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Slightly important,Important,Slightly important,Important,Important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Not important,Not important,Not important,Not important,Slightly important,Slightly important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not difficult,Not difficult,Not difficult,0,-44,Not difficult,Not difficult,Not difficult,0,-44,Not difficult,Not difficult,Not difficult,0,-44,Not difficult,Not difficult,Not difficult,0,-44,Not difficult,Not difficult,Not difficult,0,-44,Not difficult,Not difficult,Not difficult,0,-44,Not difficult,Not difficult,Not difficult,0,-44,Not difficult,Not difficult,Not difficult,0,-44,Not difficult,Not difficult,Not difficult,0,-44,Not important,Not important,Not important,Slightly important,Not important,Not important,Not important,Not important,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,Through family/friends,-44,No,-44,-44,-44,-44,No,-44,-44,-44,Other,No,-44,-44,-44,-44,-44,-44,No,100,0,-44,0,No,-44,Yes,55,0,0,0,0,0,0,45,0,0,0,0,0,-44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,Other,73500,75500,15750,71000,0,0,1200,1000,1000,0,800,1250,0,1500,8000,20000,-66,500,No obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,Macroeconomic environment,Cost of finance,Tax administration,Moderate obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed,-44,-44,-44,-44,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 1441440303,1440303,Suriname,Suriname,Construction,303,No,-44,-44,-44,-44,Sole proprietorship, ,-44,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Male,Female,Female,1996,No,Yes,1996,14,Yes,4,Yes,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,1,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0,-44,21,29,50,0,Small private firms (less than 20 employees),31,14,55,construction contracts,96,Local,0,Remained the same,Decreased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,29,71,No,-44,Yes,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Moderate obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,-44,Tend to disagree,Tend to disagree,Tend to agree,Strongly agree,No,-44,-44,-44,-44,-44,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,47000,No,No,No,No,Yes,No,-44,-44,No,-44,-44,No,Yes,Yes,14,Yes,4,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,6,18,3,0,0,15,1,0,0,6,3,0,0,0,3,0,0,0,1,5,-44,-44,-44,5,3,3,45000,3,43000,3,45000,5,36000,5,35000,5,36000,0,-44,1,19000,0,-44,4,12000,4,11000,5,12000,6,11000,5,11000,6,11000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,Not applicable,-44,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Started but did not complete college/vocational training,Completed secondary,Completed secondary,-44,-44,-44,-44,-44,-44,-44,-44,Very important,Slightly important,Critical,Critical,Slightly important,Critical,Very important,Important,Important,Slightly important,Slightly important,Slightly important,Not important,Slightly important,Important,Slightly important,Critical,Very important,Slightly important,Slightly important,Slightly important,Very important,Not important,Slightly important,Slightly important,Not important,Slightly important,Important,Very important,Slightly important,Very important,Slightly important,Very important,Not important,Very important,Very important,Critical,Important,Very important,Very important,Very important,Very important,Critical,Slightly important,Critical,Critical,Very important,Very important,Critical,Critical,Not important,Slightly important,Slightly important,Slightly important,Important,Very important,Not important,Not important,Very important,Important,Slightly important,Important,Critical,Slightly important,Very important,Slightly important,Very important,Slightly important,Very important,Important,Important,Very important,Very important,Important,Very important,Slightly important,Very important,Slightly important,Slightly important,Very important,Not difficult,Not difficult,Difficult,0,-44,Not difficult,Difficult,Not difficult,3,6,-44,-44,-44,-44,-44,Very difficult,Very difficult,Very difficult,0,-44,Slightly difficult,Not difficult,Slightly difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Important,Critical,Not important,Not important,Not important,Critical,Very important,Important,Minor obstacle,Major obstacle,No obstacle,Minor obstacle,Very severe obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,Major obstacle,Very severe obstacle,Minor obstacle,Through family/friends,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm is affraid of investing in workers that after the t,Yes,Minor obstacle,Major obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,No,0,100,-44,0,No,-44,Yes,47,13,0,0,40,0,0,0,0,0,0,0,0,-44,41,59,0,0,0,0,0,0,0,0,0,0,0,0,0, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,4410000,4072000,1588000,936000,244000,204000,265000,0,0,19000,64000,56000,159000,59000,211000,66000,264000,71000,No obstacle,No obstacle,No obstacle,Major obstacle,Yes,No,No,Yes,No,No,No,Minor obstacle,No obstacle,Major obstacle,No obstacle,Major obstacle,Minor obstacle,Minor obstacle,No obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Access to land for expansion / relocation,Tax administration,Access to finance,No obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,International organization,-44,Marketing and Operations support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 1441440312,1440312,Suriname,Suriname,Transport,312,No,-44,-44,-44,-44,Sole proprietorship, ,-44,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Female,1991,No,Yes,1991,12,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,No,No,Yes,0,-44,-44,100,0,-44,16,19,65,0,Small private firms (less than 20 employees),19,21,60,Taxi services,100,Local,0,Increased,Decreased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,71,29,No,-44,Yes,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,No obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,No obstacle,-44,Tend to agree,Tend to disagree,Strongly disagree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,1000,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,No,No,20,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,2,13,3,0,0,10,0,0,0,1,1,0,0,0,1,0,0,0,1,7,-44,-44,-44,7,0,3,30000,3,28000,3,31000,4,26000,4,24000,4,27000,2,16000,2,28000,2,30000,2,15000,2,15000,2,16000,2,18000,3,2000,5,2000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,Economic upturn/downturn,-44,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,University graduate,Completed college/vocational training,Completed secondary,Completed secondary,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,-44,-44,-44,-44,-44,-44,Critical,Not important,Important,Important,Very important,Important,Very important,Slightly important,Very important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Important,Very important,Slightly important,Very important,Important,Critical,Critical,Slightly important,Important,Slightly important,Very important,Important,Slightly important,Important,Slightly important,Slightly important,Critical,Not important,Not important,Slightly important,Very important,Very important,Slightly important,Slightly important,Important,Critical,Critical,Very important,Critical,Slightly important,Very important,Very important,Critical,Critical,Critical,Important,Slightly important,Slightly important,Slightly important,Important,Very important,Important,Very important,Slightly important,Important,Not important,Very important,Slightly important,Not important,Critical,Important,Important,Very important,Slightly important,Not important,Very important,Critical,Critical,Very important,Important,Slightly important,Slightly important,Critical,Important,Not important,Critical,Slightly difficult,Not difficult,Very difficult,1,4,Slightly difficult,Difficult,Slightly difficult,0,-44,Difficult,Not difficult,Very difficult,0,-44,Not difficult,Almost impossible,Not difficult,0,-44,Difficult,Slightly difficult,Not difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Very important,Important,Slightly important,Not important,Very important,Important,Not important,Slightly important,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,No obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,No obstacle,Very severe obstacle,Through family/friends,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm cannot afford the optimal level of training,No,-44,-44,-44,-44,-44,-44,Yes,0,100,-44,0,Yes,9,No,70,0,0,0,20,10,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,Yes,Loan,2012,9600000,12,20,"Non-Bank financial institutions (microfinance institutions,",Yes,No,Yes,Yes,Yes,No,-44,270,Yes,1,0,-44,-44,768000,776000,225000,257000,54000,8000,24000,0,0,3000,2000,0,0,93000,85000,91000,104000,135000,No obstacle,No obstacle,No obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Yes,Yes,No,No,No,Practices of competitors in the informal sector,Tax administration,Access to finance,Major obstacle,Yes,Yes,No,No,No,Yes,No,-44,-44,-44,-44,-44,-44,Yes,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,No impact,-44,-44,-44,-44,-44,-44,-44,-44,No,Large impact,-44,-44,-44,-44,-44,-44,-44,-44,No,Large impact,-44,-44,-44,-44,-44,-44,-44,-44,No,Large impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,No,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 1441440317,1440317,Suriname,Suriname,Transport,317,No,-44,-44,-44,-44,Partnership (including limited liability companies), ,33,100,0,0,0,Equally men and women,No,Yes,47,Delegates decisions to other partners,9,2,Predominantly women,Male,Male,Female,1975,No,Yes,1975,22,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0,-44,33,17,50,0,Small private firms (less than 20 employees),8,7,85,transport of passengers,100,Local,0,Increased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,83,17,No,-44,Yes,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,No,No,Yes,No,Yes,Yes,Yes,No,-44,Very Important,Not important,Very Important,Very Important,Not important,Important,Not important,Yes,100,No,-44,No,-44,No,No,120000,17,Yes,No,Yes,No,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,No obstacle,-44,Tend to agree,Tend to agree,Tend to disagree,Strongly agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,40000,Yes,No,No,No,Yes,No,-44,-44,No,-44,-44,No,Yes,Yes,5,Yes,4,No,No,-44,0,-44,No,-44,-44,Yes,58,Yes,No,-44,-44,8,24,2,0,0,22,0,0,0,2,2,0,0,0,2,0,0,0,1,4,-44,-44,-44,4,0,2,24000,2,22000,2,26000,4,24000,3,23000,4,24000,2,17000,2,16000,2,18000,5,10000,4,10000,5,10000,11,9000,11,1000,12,1000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,Economic upturn/downturn,-44,University graduate,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,University graduate,Completed college/vocational training,Completed secondary,Completed secondary,Completed secondary,Started but did not complete college/vocational training,-44,-44,-44,-44,-44,-44,-44,-44,Not important,Critical,Very important,Not important,Important,Slightly important,Very important,Slightly important,Not important,Very important,Important,Slightly important,Slightly important,Slightly important,Very important,Important,Very important,Critical,Critical,Very important,Very important,Critical,Not important,Slightly important,Critical,Slightly important,Not important,Not important,Not important,Not important,Not important,Important,Very important,Not important,Critical,Very important,Critical,Important,Very important,Very important,Slightly important,Very important,Important,Slightly important,Slightly important,Slightly important,Critical,Very important,Slightly important,Very important,Important,Slightly important,Not important,Very important,Not important,Very important,Important,Slightly important,Important,Not important,Critical,Slightly important,Very important,Critical,Slightly important,Very important,Important,Very important,Important,Important,Very important,Critical,Important,Important,Not important,Not important,Slightly important,Not important,Not important,Very important,Not difficult,Difficult,Slightly difficult,0,-44,Not difficult,Very difficult,Slightly difficult,0,-44,Difficult,Difficult,Difficult,0,-44,Slightly difficult,Difficult,Very difficult,0,-44,Difficult,Difficult,Difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Very important,Very important,Important,Not important,Very important,Very important,Very important,Not important,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,No obstacle,Through family/friends,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm cannot afford the optimal level of training,Yes,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Yes,0,100,-44,0,Yes,12,Yes,51,29,0,0,20,0,0,0,0,0,0,0,0,-44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,Collateral requirements for loans or line of credit are unat,1920000,1901000,684000,624000,76000,19000,48000,0,57000,37000,7000,0,55000,0,75000,60000,120000,100000,Moderate obstacle,Moderate obstacle,No obstacle,Major obstacle,Yes,Yes,No,No,No,No,No,Moderate obstacle,Minor obstacle,Very severe obstacle,Minor obstacle,Major obstacle,No obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,Access to land for expansion / relocation,Tax administration,Access to finance,Minor obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,Government based organization,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 1441440321,1440321,Suriname,Suriname,Construction,321,No,-44,-44,-44,-44,Limited partnership, ,50,100,0,0,0,Equally men and women,No,Yes,44,Delegates decisions to other partners,7,6,Equally men and women,Male,Male,Male,1997,No,Yes,1997,11,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,1,1,-44,Yes,1,2,2,-44,Yes,7,3,0,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0,-44,0,5,95,10,Small private firms (less than 20 employees),10,15,75,Construction,100,Local,0,Decreased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,18,82,No,-44,Yes,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,No obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,No obstacle,-44,Tend to agree,Tend to disagree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,28000,No,No,No,No,Yes,No,-44,-44,No,-44,-44,Yes,No,Yes,12,Yes,4,No,No,-44,0,-44,No,-44,-44,Yes,50,Yes,No,-44,-44,5,41,6,0,0,35,2,0,0,9,13,0,0,0,13,0,0,0,6,3,-44,-44,-44,3,13,6,24000,6,23000,6,24000,7,24000,6,23000,7,25000,2,21000,1,21000,2,21000,9,10000,8,9000,11,11000,17,8000,16,1000,17,1000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,Economic upturn/downturn,-44,University graduate,Started but did not complete college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed secondary,Started but did not complete college/vocational training,-44,-44,-44,-44,-44,-44,-44,-44,Very important,Very important,Slightly important,Very important,Slightly important,Not important,Critical,Not important,Very important,Critical,Slightly important,Slightly important,Slightly important,Slightly important,Very important,Important,Critical,Important,Very important,Critical,Very important,Critical,Important,Not important,Slightly important,Slightly important,Slightly important,Slightly important,Very important,Very important,Critical,Very important,Very important,Important,Critical,Important,Slightly important,Important,Very important,Very important,Slightly important,Critical,Very important,Very important,Critical,Very important,Very important,Very important,Very important,Slightly important,Important,Important,Slightly important,Very important,Slightly important,Very important,Slightly important,Not important,Slightly important,Not important,Very important,Slightly important,Slightly important,Slightly important,Very important,Slightly important,Critical,Critical,Important,Important,Critical,Critical,Critical,Critical,Critical,Very important,Very important,Slightly important,Important,Very important,Difficult,Slightly difficult,Slightly difficult,0,-44,Not difficult,Not difficult,Not difficult,0,-44,Very difficult,Difficult,Difficult,2,16,Difficult,Very difficult,Not difficult,0,-44,Very difficult,Difficult,Slightly difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Very important,Very important,Slightly important,Not important,Not important,Very important,Important,Critical,Moderate obstacle,Major obstacle,No obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Major obstacle,Major obstacle,Minor obstacle,Very severe obstacle,Minor obstacle,Public announcement/advertisement,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm cannot afford the optimal level of training,Yes,Moderate obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,Yes,0,100,-44,0,Yes,11,No,56,19,0,0,25,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,1928065,2444900,822000,864000,133000,106000,39000,0,106000,52000,25000,0,0,0,233000,0,291000,0,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,Major obstacle,Major obstacle,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Yes,Yes,Yes,No,No,Telecommunications,Access to finance,Cost of finance,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Financial magement and tax and customs administration,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,No,Yes,No,Yes,Truthful,Are taken directly from the establishment's records, 1441440323,1440323,Suriname,Suriname,Transport,323,No,-44,-44,-44,-44,Limited partnership, ,35,100,0,0,0,Equally men and women,No,No,49,Delegates decisions to other partners,8,11,Predominantly men,Female,Female,Female,1982,Yes,Yes,1982,13,Yes,7,Yes,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,1,2,-44,Yes,1,1,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0,-44,7,28,65,20,Individuals,9,44,47,Shipping,100,Local,0,Decreased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,81,19,No,-44,Yes,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,Major obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,No obstacle,-44,Strongly agree,Tend to agree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,Yes,-44,18000,Yes,1,During working hours,Baseball bat,Personal possessions of employees or customers,6000,Group of criminals,Yes,No,Police could not have done anything,Yes,4,Outside working hours,Other,Goods or stock,0,Group of criminals,Yes,No,No loss or damage,Yes,1,During working hours,Other,Other,4000,A fellow employee,No,Yes,-44,Yes,1,Outside working hours,Baseball bat,-44,0,Gang related,Yes,No,No loss or damage,Yes,3,Outside working hours,Baseball bat,Money,0,Group of criminals,No,No,No loss or damage,Yes,5,During working hours,Baseball bat,Personal possessions of employees or customers,900,A fellow employee,No,Yes,-44,Yes,4,Outside working hours,Firearm/gun,Other company property,0,Group of criminals,No,Yes,-44,No,-44,-44,54000,No,No,No,No,No,No,-44,-44,No,-44,-44,No,No,No,2,Yes,1,No,No,-44,0,-44,Yes,7,No,No,-44,-44,No,-44,-44,2,45,6,0,0,39,2,0,0,17,1,0,0,0,1,0,0,0,0,8,-44,-44,-44,8,0,6,84000,6,78000,6,90000,7,42000,7,40000,7,42000,6,20000,5,18000,7,20000,9,18000,8,17000,10,17000,17,12000,14,3000,20,3000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,Economic upturn/downturn,-44,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,University graduate,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,-44,-44,-44,-44,-44,-44,Very important,Critical,Very important,Important,Slightly important,Important,Important,Very important,Slightly important,Very important,Slightly important,Slightly important,Not important,Slightly important,Important,Critical,Important,Slightly important,Very important,Slightly important,Very important,Very important,Slightly important,Not important,Not important,Critical,Not important,Slightly important,Important,Slightly important,Very important,Slightly important,Critical,Very important,Very important,Critical,Very important,Critical,Very important,Very important,Critical,Very important,Important,Very important,Important,Very important,Critical,Critical,Very important,Critical,Important,Critical,Very important,Very important,Very important,Very important,Slightly important,Important,Not important,Not important,Important,Very important,Not important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Important,Very important,Critical,Critical,Slightly important,Important,Slightly important,Critical,Critical,Important,Not important,Slightly important,Difficult,Not difficult,Very difficult,0,-44,Slightly difficult,Difficult,Difficult,0,-44,Difficult,Not difficult,Not difficult,0,-44,Very difficult,Not difficult,Slightly difficult,0,-44,Slightly difficult,Difficult,Almost impossible,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Important,Very important,Slightly important,Important,Very important,Important,Slightly important,Very important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Public announcement/advertisement,-44,Yes to fire,No,-44,Yes,4,No,-44,-44,-44,The benefits of training are small than the costs,No,-44,-44,-44,-44,-44,-44,Yes,0,100,-44,0,Yes,12,No,60,0,0,0,40,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,1,Collateral or cosigners unacceptable,-44,3234000,3393000,1120000,1070000,170000,136000,62000,0,136000,32000,45000,0,0,0,428000,0,552000,0,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,Yes,Yes,No,No,No,No,No,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Major obstacle,Minor obstacle,No obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Access to land for expansion / relocation,Corruption,Cost of finance,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,International organization,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,No,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 1441440324,1440324,Suriname,Suriname,Retail,324,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, ,80,100,0,0,0,Equally men and women,No,Yes,31,Makes major strategic and fiancial decisions,12,1,Predominantly men,Female,Female,Female,1982,No,Yes,1982,17,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,Yes,2,1,0,-44,Yes,9,3,1,-44,No,-44,-44,-44,-44,Yes,10,Yes,No,Yes,0,-44,-44,100,0,-44,38,10,52,0,Individuals,10,60,30,pipes,92,Local,Do not know,Remained the same,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,19,81,No,-44,Yes,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,Yes,No,Yes,No,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,No obstacle,-44,Tend to agree,Tend to agree,Strongly agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,19000,No,No,Yes,Yes,No,No,-44,-44,No,-44,-44,Yes,No,Yes,11,Yes,5,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,20,46,8,0,0,38,0,0,0,7,3,0,0,0,3,0,0,0,2,2,-44,-44,-44,2,0,8,12000,8,12000,8,13000,2,12000,2,12000,2,13000,5,10000,2,10000,5,10000,10,10000,8,10000,11,10000,21,9000,20,1000,20,1000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,Economic upturn/downturn,-44,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed secondary,Completed secondary,Started but did not complete college/vocational training,Completed college/vocational training,Completed secondary,-44,-44,-44,-44,-44,-44,-44,-44,Very important,Critical,Very important,Very important,Very important,Very important,Very important,Slightly important,Slightly important,Slightly important,Slightly important,Not important,Slightly important,Slightly important,Very important,Very important,Very important,Critical,Critical,Slightly important,Important,Critical,Important,Important,Important,Critical,Important,Slightly important,Slightly important,Important,Very important,Slightly important,Slightly important,Slightly important,Slightly important,Critical,Important,Slightly important,Important,Very important,Critical,Important,Very important,Important,Very important,Not important,Slightly important,Slightly important,Critical,Very important,Critical,Very important,Slightly important,Very important,Very important,Important,Very important,Slightly important,Very important,Not important,Critical,Critical,Critical,Critical,Important,Important,Slightly important,Slightly important,Not important,Important,Very important,Very important,Important,Important,Important,Important,Very important,Very important,Critical,Slightly important,Slightly difficult,Not difficult,Slightly difficult,0,-44,Slightly difficult,Slightly difficult,Not difficult,0,-44,Difficult,Slightly difficult,Very difficult,0,-44,Difficult,Very difficult,Difficult,0,-44,Very difficult,Difficult,Not difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Important,Important,Important,Important,Not important,Very important,Not important,Very important,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Major obstacle,Minor obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Schoold related network,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm cannot afford the optimal level of training,No,-44,-44,-44,-44,-44,-44,Yes,0,100,-44,0,Yes,10,No,90,0,0,0,10,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,Size of loan and maturity are insufficiant,990000,941000,282000,530000,56000,47000,2000,0,0,34000,6000,0,0,0,0,0,171000,0,Major obstacle,Major obstacle,Major obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Yes,Yes,Yes,No,No,Access to land for expansion / relocation,Cost of finance,Practices of competitors in the informal sector,Moderate obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,Private independent fund,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,No,No,-44,-44,Truthful,Are estimates computed with some precision, 1441440325,1440325,Suriname,Suriname,Fabricated metal products,325,Yes,11,Establishment physically separated from HQ and other establi,No,11,Shareholding company with non-traded shares or shares traded,-44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly women,Male,Male,Male,1982,Yes,Yes,1982,6,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,3,0,-44,Yes,1,1,0,-44,Yes,1,5,0,-44,No,-44,-44,-44,-44,Yes,1,Yes,Yes,Yes,79,90,40,21,0,-44,60,20,20,49,Large private firms (more than 100 employees),20,0,80,Steel,81,International,60,Increased,Increased,More than 5,60,40,0,1993,TRINIDAD EN TOBAGO,15,GUYANA,80,3,0,0,10,90,Yes,8,Yes,Yes,Yes,Yes,Yes,No,Yes,Supplier,-44,Yes,No,No,No,Yes,No,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, ,Very Important,Very Important,Very Important,Very Important,Not important,Slightly important,Not important,Yes,100,No,0,No,0,No,No,396000,20,Yes,Yes,No,Yes,No obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,No obstacle,-44,Tend to agree,Strongly disagree,Tend to disagree,Strongly disagree,Yes,Yes,Still in process,-44,-44,-44,Yes,-44,118800,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,16500,Yes,No,Yes,Yes,Yes,No,-44,-44,No,-44,-44,No,Yes,No,5,Yes,1,No,Yes,0,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,0,51,6,27,0,18,4,1,0,0,8,0,8,0,0,0,0,0,0,3,-44,3,-44,-44,0,6,110000,6,100000,6,115000,0,-44,0,-44,0,-44,6,48000,6,46000,6,50000,3,36000,3,34000,3,38000,1,48000,1,46000,1,50000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,43,24000,27,23000,27,25000,0,-44,0,-44,0,-44,7,-44,University graduate,University graduate,-44,-44,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,-44,-44,-44,-44,Completed college/vocational training,Completed secondary,-44,-44,Very important,Important,Important,Important,Important,Important,Slightly important,Slightly important,Not important,Not important,Not important,Not important,Not important,Not important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Not important,Not important,Important,Important,Slightly important,Slightly important,Not important,Not important,Very important,Very important,Very important,Very important,Important,Important,Important,Important,Important,Important,Important,Important,Very important,Slightly important,Very important,Slightly important,Very important,Very important,Very important,Very important,Important,Not important,Very important,Slightly important,Do not know,Do not know,Very important,Slightly important,Not important,Not important,Very important,Very important,Slightly important,Not important,Slightly important,Not important,Important,Not important,Very important,Very important,Very important,Very important,Important,Important,Slightly important,Slightly important,Very important,Very important,Slightly important,Slightly important,Difficult,Very difficult,Very difficult,0,-44,Slightly difficult,Slightly difficult,Slightly difficult,0,-44,Difficult,Difficult,Difficult,0,-44,Not difficult,Slightly difficult,Not difficult,0,-44,Difficult,Difficult,Difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Difficult,Difficult,Difficult,0,-44,-44,-44,-44,-44,-44,Very important,Very important,Slightly important,Important,Very important,Slightly important,Very important,Not important,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Moderate obstacle,No obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Not applicable,Not applicable,Public announcement/advertisement,-44,No,-44,-44,-44,-44,Yes,50,20,No,-44,Yes,No obstacle,Minor obstacle,No obstacle,Moderate obstacle,Minor obstacle,No obstacle,Yes,0,100,-44,0,Yes,9,Yes,40,0,2,0,20,0,0,0,0,0,0,0,38,Owner,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,Other,13000000,14900000,7200000,2800000,520000,200000,56500,270000,56500,41000,50000,330000,0,2500000,0,3000000,9900000,4000000,No obstacle,No obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,No obstacle,Moderate obstacle,No obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Macroeconomic environment,Practices of competitors in the informal sector,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,7,own resources,-44,-44,-44,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,Yes,No,Yes,Yes,No,Yes,No,-44,-44,Yes,No,Yes,Yes,No,No,No,-44,-44,Yes,No,No,Yes,No,Yes,Truthful,Are taken directly from the establishment's records, 1441440329,1440329,Suriname,Suriname,Retail,329,No,-44,-44,-44,-44,Sole proprietorship, ,-44,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Female,Female,1962,No,Yes,1962,22,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,2,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,1,Yes,Yes,Yes,0,-44,-44,100,0,-44,10,25,65,5,Individuals,14,11,75,home appliances,100,Local,0,Decreased,Decreased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,10,90,No,-44,No,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Major obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,No obstacle,-44,Tend to disagree,Tend to disagree,Strongly disagree,Strongly agree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,143000,No,No,Yes,Yes,Yes,No,-44,-44,No,-44,-44,Yes,Yes,No,5,No,-44,-44,No,-44,0,-44,No,-44,-44,Yes,25,No,No,-44,-44,2,26,3,0,0,23,2,0,0,20,3,0,0,0,3,0,0,0,2,4,-44,-44,-44,4,0,3,24000,3,24000,3,25000,5,44000,5,43000,5,47000,4,37000,3,36000,4,37000,6,10000,5,10000,6,11000,8,9000,9,9000,9,9000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,Economic upturn/downturn,-44,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,University graduate,Completed college/vocational training,Completed college/vocational training,Completed secondary,Started but did not complete secondary,-44,-44,-44,-44,-44,-44,-44,-44,Very important,Important,Very important,Very important,Very important,Important,Important,Slightly important,Very important,Not important,Slightly important,Slightly important,Slightly important,Not important,Critical,Important,Important,Very important,Critical,Slightly important,Critical,Slightly important,Very important,Slightly important,Critical,Very important,Very important,Slightly important,Slightly important,Important,Important,Critical,Very important,Not important,Critical,Important,Slightly important,Critical,Very important,Important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Important,Slightly important,Important,Critical,Very important,Slightly important,Slightly important,Slightly important,Important,Very important,Not important,Important,Slightly important,Slightly important,Critical,Important,Important,Very important,Important,Very important,Important,Critical,Very important,Very important,Critical,Not important,Slightly important,Very important,Critical,Very important,Very important,Not important,Very important,Difficult,Difficult,Difficult,0,-44,Slightly difficult,Slightly difficult,Slightly difficult,0,-44,Very difficult,Slightly difficult,Almost impossible,0,-44,Difficult,Difficult,Not difficult,0,-44,Very difficult,Slightly difficult,Difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Slightly important,Critical,Slightly important,Not important,Important,Important,Not important,Critical,Minor obstacle,Major obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Through family/friends,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm cannot afford the optimal level of training,Yes,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,No,100,0,-44,0,No,-44,Yes,52,28,0,0,20,0,0,0,0,0,0,0,0,-44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, ,Yes,Loan,2009,7200000,17,50,Private commercial banks,Yes,Yes,No,No,No,No,-44,160,No,-44,-44,-44,Application procedures for loans or line of credit are compl,8240000,7838000,3684000,880000,314000,392000,23000,0,0,26000,147000,79000,184000,94000,258000,102000,379000,126000,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,Major obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,Telecommunications,Tax administration,Cost of finance,No obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,Community based organization,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,No,Truthful,Are estimates computed with some precision, 1441440333,1440333,Suriname,Suriname,Wholesale,333,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded,-44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Male,Male,Male,1968,No,Yes,1968,33,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,2,1,-44,Yes,1,-66,1,-44,Yes,1,2,1,-44,Yes,2,3,1,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0,-44,0,80,20,Do not know,Individuals,75,25,0,Machinery Sales,75,National,10,Decreased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,25,75,Yes,5,Yes,Yes,Yes,Yes,Yes,Yes,-44,-44,-44,-44,Yes,Yes,Yes,Yes,No,-44,-44,-44,-44,Yes,Yes,No,Yes,Yes,Yes,No,No,Yes,"advertising, promotions",Slightly important,Important,Important,Important,Important,Slightly important,Not important,Yes,100,No,0,No,0,No,No,-66,Do not know,Yes,Yes,Yes,Yes,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,Moderate obstacle,No obstacle,-44,Tend to agree,Tend to agree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,-44,3000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,Yes,Yes,Yes,No,-44,-44,No,-44,-44,No,Yes,No,10,Yes,1,No,Yes,0,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,-66,15,4,0,0,11,2,0,0,3,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,4,36000,4,36000,4,36000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,3,18000,3,18000,5,18000,5,24000,5,24000,7,24000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,3,12000,3,12000,3,12000,Not applicable,-44,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,-44,-44,Completed secondary,Completed secondary,Started but did not complete secondary,Started but did not complete secondary,-44,-44,-44,-44,-44,-44,Did not complete primary school,Did not complete primary school,Important,Slightly important,Important,Important,Important,Slightly important,Important,Slightly important,Important,Slightly important,Important,Not important,Not important,Not important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Slightly important,Important,Important,Slightly important,Important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Important,Slightly important,Important,Important,Important,Important,Important,Slightly important,Important,Slightly important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Not important,Not important,Important,Important,Important,Slightly important,Not important,Not important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly difficult,Difficult,Difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Slightly difficult,Difficult,Difficult,2,1,Slightly difficult,Difficult,Difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Slightly difficult,Slightly difficult,Slightly difficult,0,-44,Slightly important,Not important,Not important,Slightly important,Slightly important,Slightly important,Not important,Not important,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Minor obstacle,Minor obstacle,Not applicable,Not applicable,Private placement office,-44,Yes to fire,No,-44,Yes,1,Yes,0,80,No,-44,No,-44,-44,-44,-44,-44,-44,Yes,100,0,-44,0,Yes,Do not know,Yes,Do not know,Do not know,Do not know,Do not know,Do not know,Do not know,Do not know,Do not know,Do not know,Do not know,Do not know,Do not know,Do not know,-44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, ,Yes,Line of credit,-66,-66,Do not know,-66,Private commercial banks,No,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,Other,-66,-66,-66,-66,-66,-66,-66,-66,-66,-66,-66,-66,-66,-66,-66,-66,-66,-66,No obstacle,No obstacle,Major obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Major obstacle,No,No,No,Yes,No,Transportation,Practices of competitors in the informal sector,Macroeconomic environment,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,Community based organization,-44,Marketing and Operations support,-44,No,-44,-44,Yes,No,No,Yes,No,No,No,-44,-44,Yes,No,No,Yes,No,No,Yes,No,No,Yes,No,No,Yes,No,No,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 1441440336,1440336,Suriname,Suriname,Retail,336,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded,-44,100,100,0,0,0,All women,Yes,Not applicable,Not applicable,Makes major strategic and fiancial decisions,8,5,All women,Female,Female,Female,1936,No,Yes,1936,31,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,1,20,-44,No,-44,-44,-44,-44,Yes,1,1,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,No,20,Do not know,30,80,0,-44,0,0,100,0,Individuals,0,10,90,Drugs Pharmaceutical,100,Local,19,Remained the same,Decreased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,20,80,No,-44,No,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,Yes,No,No,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,-44,Strongly disagree,Tend to disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,2,-44,Yes,-44,25125,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,Outside working hours,5,Money,4020,Do not know,No,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,Yes,No,No,No,-44,-44,No,-44,-44,No,Yes,No,0,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,Do not know,2,16,23,1,7,13,2,1,7,13,1,1,0,0,0,1,0,0,0,1,3,-44,-44,-44,3,1,1,100500,1,110550,1,116078,7,30150,7,33165,7,34823,0,-44,0,-44,0,-44,2,13400,2,14740,2,15477,14,13400,8,14740,8,15477,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,Economic upturn/downturn,-44,Completed college/vocational training,Completed college/vocational training,Started but did not complete secondary,Started but did not complete secondary,-44,-44,Started but did not complete secondary,Started but did not complete secondary,Started but did not complete secondary,Started but did not complete secondary,-44,-44,-44,-44,-44,-44,-44,-44,Critical,Important,Important,Not important,Important,Not important,Important,Important,Critical,Critical,Important,Important,Not important,Not important,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Important,Important,Important,Important,Very important,Very important,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Important,Critical,Critical,Critical,Critical,Critical,Critical,Important,Not important,Critical,Critical,Critical,Critical,Important,Important,Important,Important,Critical,Critical,Important,Important,Important,Important,Important,Important,Important,Important,Very important,Very important,Important,Important,Slightly important,Slightly important,Important,Important,Slightly important,Slightly important,Difficult,Difficult,Difficult,0,-44,Difficult,Difficult,Difficult,0,-44,Difficult,Difficult,Difficult,0,-44,Slightly difficult,Slightly difficult,Slightly difficult,4,4,Difficult,Difficult,Difficult,4,4,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Important,Very important,Very important,Not important,Important,Very important,Very important,Not important,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Public announcement/advertisement,-44,No,-44,-44,-44,-44,Yes,100,0,No,-44,Yes,No obstacle,No obstacle,No obstacle,Major obstacle,No obstacle,No obstacle,Yes,100,0,-44,0,Yes,10,Yes,100,0,0,0,0,0,0,0,0,0,0,0,0,-44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, ,Yes,Line of credit,1986,335000,10,10,Private commercial banks,Yes,Yes,Yes,Yes,Yes,No,-44,80,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,5025000,5075250,2030100,157450,119260,280000,26800,28475,2680,670,33500,184250,0,117250,2278000,201000,6700000,67000,No obstacle,No obstacle,No obstacle,Major obstacle,No,No,No,No,Yes,No,No,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,Access to land for expansion / relocation,Not applicable,-44,Minor obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,Community based organization,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 1441440349,1440349,Suriname,Suriname,Retail,349,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,1978,No,Yes,1978,30,No,-44,-44,No,-44,-44,No,-44,-44,Yes,14,No,Yes,-66,5,-44,4000,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,No,No,No,0,-44,-44,100,0,-44,100,0,0,0,Individuals,0,0,100,household items,60,Local,Do not know,Decreased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,0,100,No,-44,No,No,No,No,Yes,No,No,-44,-44,-44,No,No,No,No,No,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, ,Not important,Not important,Slightly important,Important,Not important,Not important,Not important,Yes,100,No,0,No,0,No,No,200000,0,No,No,No,No,No obstacle,No obstacle,Moderate obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,-44,Tend to disagree,Strongly disagree,Tend to disagree,Tend to disagree,Yes,No,-44,-44,-44,-44,Yes,-44,5000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,3000,Yes,Yes,Yes,Yes,No,No,-44,-44,No,-44,-44,No,Yes,No,1,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,6,13,2,0,0,11,0,0,0,9,6,2,2,0,2,1,1,1,1,1,1,1,-44,1,6,2,15000,1,12000,2,18000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,1,14400,1,10800,2,18000,16,9000,26,7800,8,12000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,Economic upturn/downturn,-44,Started but did not complete secondary,Completed secondary,-44,-44,-44,-44,Completed secondary,Completed secondary,Started but did not complete secondary,Started but did not complete secondary,-44,-44,-44,-44,-44,-44,-44,-44,Very important,Important,Important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Not important,Not important,Not important,Not important,Not important,Not important,Very important,Very important,Important,Important,Very important,Very important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Not important,Not important,Important,Important,Important,Slightly important,Important,Important,Important,Important,Important,Important,Important,Slightly important,Important,Important,Very important,Very important,Important,Important,Important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Not important,Not important,Important,Slightly important,Important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Important,Important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Not important,Not important,Very difficult,Very difficult,Very difficult,-66,3,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Slightly difficult,Slightly difficult,Slightly difficult,-66,3,Slightly difficult,Slightly difficult,Slightly difficult,1,3,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Not important,Very important,Important,Not important,Important,Important,Important,Not important,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Public announcement/advertisement,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm is affraid of investing in workers that after the t,Yes,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Do not know,No,0,100,-44,0,Yes,14,No,0,100,0,0,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,Yes,Line of credit,2013,450000,14,-66,Private commercial banks,Yes,Yes,No,Yes,Yes,No,-44,100,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,1800000,1500000,1100000,168000,15000,0,2500,10000,2500,0,8000,0,0,35000,4500000,50000,4500000,50000,No obstacle,No obstacle,No obstacle,Major obstacle,Yes,Yes,Yes,Yes,No,Yes,No,No obstacle,No obstacle,No obstacle,No obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,Major obstacle,No obstacle,-44,-44,-44,-44,-44,Cost of finance,Access to land for expansion / relocation,Political environment,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed,-44,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,Yes,Yes,No,No,Yes,No,Yes,Yes,No,No,Somewhat truthful,Are estimates computed with some precision, 1441440362,1440362,Suriname,Suriname,Retail,362,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, ,95,5,95,0,0,Equally men and women,Yes,No,47,Delegates decisions to other partners,6,12,Predominantly men,Female,Female,Female,2005,Yes,Yes,2005,8,No,-44,-44,No,-44,-44,Yes,11,No,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,9,1,0,-44,No,-44,-44,-44,-44,Yes,3,Yes,No,Yes,0,-44,-44,100,0,-44,3,17,80,0,Individuals,1,1,98,Clothes,100,Local,0,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,12,88,No,-44,Yes,Yes,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,No,No,No,No,No,No,No,-44,Slightly important,Not important,Important,Important,Not important,Important,Not important,Yes,100,No,-44,No,-44,No,No,110000,12,Yes,Yes,Yes,No,Very severe obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,-44,Strongly agree,Tend to agree,Strongly disagree,Tend to agree,Yes,No,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,19000,No,No,No,Yes,No,No,-44,-44,No,-44,-44,No,Yes,No,5,Yes,4,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,7,25,3,0,0,22,3,0,0,18,2,0,0,0,2,0,0,0,1,6,-44,-44,-44,6,0,3,48000,3,47000,3,51000,5,36000,5,35000,5,38000,1,31000,1,28000,1,33000,6,20000,5,20000,7,21000,10,12000,9,2000,12,2000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,New production methods,-44,University graduate,Completed college/vocational training,Started but did not complete college/vocational training,Started but did not complete college/vocational training,Completed secondary,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed secondary,Completed secondary,-44,-44,-44,-44,-44,-44,-44,-44,Slightly important,Very important,Slightly important,Not important,Critical,Critical,Very important,Slightly important,Slightly important,Critical,Slightly important,Slightly important,Not important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Slightly important,Very important,Important,Critical,Very important,Very important,Important,Important,Important,Slightly important,Not important,Very important,Critical,Important,Very important,Not important,Very important,Slightly important,Critical,Critical,Critical,Critical,Important,Critical,Not important,Very important,Critical,Slightly important,Very important,Very important,Critical,Slightly important,Very important,Important,Not important,Critical,Important,Important,Not important,Slightly important,Slightly important,Slightly important,Very important,Very important,Slightly important,Important,Not important,Not important,Slightly important,Slightly important,Very important,Slightly important,Very important,Important,Very important,Important,Important,Important,Critical,Important,Slightly important,Critical,Difficult,Slightly difficult,Very difficult,0,-44,Slightly difficult,Difficult,Slightly difficult,1,7,Difficult,Difficult,Very difficult,0,-44,Slightly difficult,Slightly difficult,Very difficult,0,-44,Slightly difficult,Very difficult,Difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Very important,Very important,Not important,Not important,Slightly important,Very important,Slightly important,Important,Minor obstacle,Major obstacle,Minor obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,Major obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,No obstacle,Through family/friends,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The benefits of training are small than the costs,Yes,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Yes,0,100,-44,0,Yes,10,No,80,0,0,0,20,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,Yes,Loan,2010,1200000,11,48,"Non-Bank financial institutions (microfinance institutions,",Yes,No,No,Yes,No,Yes,-44,200,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,1980000,2225000,1090000,653000,156000,45000,48000,0,0,7000,44000,0,0,0,215000,0,290000,0,No obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Moderate obstacle,Very severe obstacle,No obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,No obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Yes,Yes,Yes,Yes,No,Customs and Trade Regulations,Cost of finance,Political environment,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,Community based organization,-44,Financial magement and tax and customs administration,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Truthful,Are estimates computed with some precision, 1441440366,1440366,Suriname,Suriname,Retail,366,Yes,3,Establishment physically separated from HQ and other establi,Yes,3,Shareholding company with non-traded shares or shares traded, ,90,100,0,0,0,Predominantly women,Yes,No,23,Delegates decisions to other partners,6,12,Predominantly men,Male,Female,Female,1936,No,Yes,1936,12,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,1,2,-44,Yes,3,2,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0,-44,32,18,50,0,Individuals,34,16,50,clothing,100,Local,0,Remained the same,Increased,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,84,16,No,-44,Yes,No,No,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,No,No,No,No,No,No,Yes,No,-44,Not important,Very Important,Not important,Slightly important,Slightly important,Critical,Important,Yes,100,No,-44,No,-44,No,No,3000000,16,Yes,No,Yes,No,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,No obstacle,-44,Tend to agree,Tend to agree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,1509000,Yes,Yes,Yes,Yes,Yes,No,-44,-44,No,-44,-44,No,No,Yes,7,Yes,1,No,No,-44,5,-44,No,-44,-44,No,-44,-44,No,-44,-44,4,459,78,0,0,381,50,0,0,259,25,1,0,0,24,0,0,0,16,4,1,-44,-44,4,0,78,21000,78,19000,78,23000,110,18000,123,18000,115,19000,28,15000,27,15000,32,15000,92,27000,78,26000,102,29000,151,8000,118,8000,160,8000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,Economic upturn/downturn,-44,University graduate,University graduate,Started but did not complete college/vocational training,University graduate,University graduate,Completed secondary,Completed secondary,Started but did not complete college/vocational training,Completed secondary,Started but did not complete college/vocational training,-44,-44,-44,-44,-44,-44,-44,-44,Critical,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Important,Very important,Not important,Slightly important,Not important,Slightly important,Slightly important,Very important,Very important,Critical,Very important,Slightly important,Very important,Critical,Not important,Slightly important,Critical,Slightly important,Not important,Slightly important,Not important,Important,Slightly important,Slightly important,Very important,Very important,Critical,Critical,Very important,Critical,Very important,Critical,Critical,Important,Very important,Slightly important,Very important,Very important,Critical,Very important,Important,Critical,Important,Very important,Slightly important,Important,Very important,Very important,Slightly important,Not important,Not important,Slightly important,Slightly important,Critical,Important,Slightly important,Slightly important,Important,Very important,Slightly important,Slightly important,Important,Critical,Very important,Very important,Critical,Critical,Slightly important,Slightly important,Very important,Not important,Important,Slightly difficult,Not difficult,Difficult,0,-44,Slightly difficult,Very difficult,Very difficult,5,10,Slightly difficult,Difficult,Difficult,0,-44,Very difficult,Very difficult,Not difficult,0,-44,Slightly difficult,Slightly difficult,Difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Critical,Important,Very important,Critical,Very important,Slightly important,Not important,Very important,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,Very severe obstacle,Major obstacle,Major obstacle,Major obstacle,Very severe obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Public announcement/advertisement,-44,Yes to fire,No,-44,Yes,5,No,-44,-44,-44,The firm cannot afford the optimal level of training,Yes,Minor obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,No,100,0,-44,0,No,-44,No,75,0,0,0,25,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,Application procedures for loans or line of credit are compl,99162000,102137000,52090000,10600000,3064000,2043000,516000,0,2043000,530000,1042000,0,0,0,3392000,0,4715000,0,No obstacle,Major obstacle,No obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,No obstacle,Major obstacle,Moderate obstacle,Major obstacle,Yes,Yes,No,Yes,No,Customs and Trade Regulations,Cost of finance,Access to finance,Moderate obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,Government based organization,-44,technological and Innovation Support,-44,No,-44,-44,Yes,No,No,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Truthful,Are estimates computed with some precision, 1441440371,1440371,Suriname,Suriname,Hotel and restaurants,371,Yes,2,Headquarters with production and/or sales at this location,No,2,Partnership (including limited liability companies),-44,55,100,0,0,0,Equally men and women,No,Yes,45,Makes decisions in consultation with other partners,18,4,All men,Male,Male,Male,2004,No,Yes,2004,23,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,4,0,-44,Yes,1,3,Do not know,-66,Yes,1,48,1,-44,No,-44,-44,-44,-44,No,-44,Yes,No,No,0,-44,-44,100,0,-44,0,50,50,0,Individuals,0,50,50,Food,60,Local,14,Remained the same,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,30,70,No,-44,Yes,Yes,Yes,No,Yes,Yes,-44,-44,-44,-44,Yes,No,No,Yes,Yes,Yes,Yes,Yes,Yes,Yes,No,No,Yes,No,Yes,Yes,No,No,-44,Slightly important,Slightly important,Slightly important,Important,Important,Important,Not important,Yes,100,No,0,No,0,No,No,10050,3,Yes,Yes,Yes,No,Minor obstacle,No obstacle,No obstacle,Major obstacle,Minor obstacle,Major obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Moderate obstacle,Major obstacle,Minor obstacle,No obstacle,-44,Tend to agree,Strongly disagree,Tend to disagree,Tend to agree,Yes,No,-44,-44,-44,-44,Yes,6,-44,Yes,-44,12060,Yes,12,Outside working hours,6,Goods or stock,4020,Someone working alone,No,Yes,-44,Yes,2,Outside working hours,6,Goods or stock,0,Someone working alone,No,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,24,During working hours,6,Goods or stock,8040,A fellow employee,No,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,No,No,5,Yes,1,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,8,18,1,5,12,0,0,1,6,0,6,0,0,6,0,0,0,3,0,1,-44,-44,1,-44,6,1,42000,1,50400,1,57960,0,-44,0,-44,0,-44,3,30000,3,36000,3,41400,0,-44,0,-44,0,-44,20,12000,14,14400,14,16560,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,Increase/decreased demand for goods,-44,Completed college/vocational training,Completed college/vocational training,-44,-44,Completed secondary,Completed secondary,-44,-44,Completed secondary,Completed secondary,-44,-44,-44,-44,-44,-44,-44,-44,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Very important,Very important,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Important,Very important,Important,Very important,Critical,Important,Critical,Critical,Critical,Important,Very important,Slightly important,Very important,Slightly important,Important,Slightly important,Critical,Slightly important,Critical,Slightly important,Critical,Important,Critical,Critical,Critical,Important,Critical,Critical,Important,Important,Important,Slightly important,Important,Important,Critical,Critical,Important,Important,Not important,Not important,Not important,Not important,Slightly important,Slightly important,Critical,Critical,Not important,Not important,Not important,Not important,Important,Important,Important,Important,Very difficult,Not difficult,Not difficult,-66,-66,Very difficult,Difficult,Difficult,4,4,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Very difficult,Slightly difficult,Slightly difficult,2,2,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Critical,Critical,Slightly important,Critical,Critical,Critical,Critical,Not important,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Not applicable,Not applicable,Public announcement/advertisement,-44,Yes to fire,No,-44,Yes,2,No,-44,-44,-44,Other,Yes,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Very severe obstacle,Yes,100,0,-44,0,No,-44,Yes,100,0,0,0,0,0,0,0,0,0,0,0,0,-44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,Interest rates are not favorable,603000,603000,211050,150750,60300,0,14400,24120,24120,24120,24120,24120,0,268000,837500,603000,1340000,603000,No obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,No obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Macroeconomic environment,Inadequately educated workforce,Political environment,Moderate obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,Local business association,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,No,-44,-44,Yes,No,No,Truthful,Are estimates computed with some precision, 1441440373,1440373,Suriname,Suriname,Hotel and restaurants,373,No,-44,-44,-44,-44,Sole proprietorship, ,-44,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Female,Female,1982,No,Yes,1982,19,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,Yes,3,2,1,-44,Yes,5,4,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0,-44,1,67,32,0,Individuals,19,17,64,roti (restaurant),100,Local,8,Increased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,36,64,No,-44,Yes,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,Yes,No,No,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,No obstacle,-44,Strongly agree,Strongly agree,Strongly disagree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,48000,Yes,No,Yes,No,Yes,No,-44,-44,No,-44,-44,Yes,No,No,7,Yes,3,No,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,35,2,2,101,15,0,0,86,14,0,0,70,11,0,0,0,11,0,0,0,5,4,-44,-44,-44,4,0,15,24000,15,22000,15,25000,9,24000,9,24000,9,24000,13,18000,11,16000,14,18000,25,10000,23,10000,24,11000,39,8000,35,1000,35,1000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,Economic upturn/downturn,-44,Completed college/vocational training,Completed college/vocational training,University graduate,Completed secondary,Started but did not complete college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,-44,-44,-44,-44,-44,-44,Very important,Slightly important,Very important,Very important,Not important,Very important,Not important,Not important,Very important,Slightly important,Not important,Not important,Not important,Important,Critical,Important,Critical,Important,Important,Very important,Very important,Very important,Slightly important,Not important,Critical,Slightly important,Slightly important,Not important,Important,Very important,Very important,Critical,Very important,Very important,Important,Very important,Very important,Very important,Slightly important,Important,Important,Slightly important,Very important,Important,Important,Slightly important,Very important,Very important,Important,Critical,Very important,Very important,Slightly important,Very important,Very important,Important,Important,Not important,Very important,Slightly important,Slightly important,Very important,Critical,Not important,Very important,Slightly important,Very important,Very important,Not important,Critical,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Critical,Very important,Not important,Slightly important,Slightly important,Slightly difficult,Not difficult,Very difficult,0,-44,Difficult,Very difficult,Slightly difficult,0,-44,Difficult,Not difficult,Difficult,1,9,Slightly difficult,Very difficult,Difficult,0,-44,Slightly difficult,Very difficult,Slightly difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Important,Slightly important,Important,Very important,Very important,Very important,Slightly important,Not important,Moderate obstacle,Very severe obstacle,Moderate obstacle,No obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Public announcement/advertisement,-44,No,-44,-44,-44,-44,Yes,0,40,No,-44,Yes,Major obstacle,Minor obstacle,Minor obstacle,Major obstacle,Minor obstacle,Minor obstacle,Yes,100,0,-44,0,No,-44,No,60,15,0,0,25,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,3488000,3600000,1120000,2000000,66000,132000,145000,0,0,120000,11000,0,0,0,0,0,1237000,0,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,Access to land for expansion / relocation,Cost of finance,Access to finance,Very severe obstacle,Yes,Yes,Yes,No,Yes,No,Yes,Yes,Moderated impact,-44,-44,No,Moderated impact,-44,-44,No,No impact,No,Large impact,-44,-44,No,Moderated impact,-44,-44,No,No impact,Yes,Moderated impact,-44,-44,No,Moderated impact,-44,-44,No,No impact,No,Moderated impact,-44,-44,No,Large impact,-44,-44,Yes,No impact,No,Moderated impact,-44,-44,Yes,Moderated impact,-44,-44,No,No impact,No,Moderated impact,-44,-44,Yes,Moderated impact,-44,-44,Yes,No impact,Yes,Moderated impact,-44,-44,Yes,No impact,-44,-44,Yes,No impact,No,Moderated impact,-44,-44,No,No impact,-44,-44,No,Large impact,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,No,Yes,No,Yes,Yes,No,No,No,-44,-44,Truthful,Are taken directly from the establishment's records, 1441440374,1440374,Suriname,Suriname,Hotel and restaurants,374,No,-44,-44,-44,-44,Limited partnership, ,50,50,50,0,0,Predominantly men,No,Yes,58,Delegates decisions to other partners,11,9,Predominantly men,Female,Female,Female,1996,Yes,Yes,1996,7,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,5,1,0,-44,No,-44,-44,-44,-44,Yes,6,2,2,-44,No,-44,-44,-44,-44,No,-44,No,No,Yes,0,-44,-44,100,0,-44,30,49,21,0,Individuals,33,67,0,restaurant (2 piece meal is be,100,Local,5,Remained the same,Increased,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,86,14,No,-44,Yes,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Moderate obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,No obstacle,-44,Tend to disagree,Strongly agree,Tend to agree,Strongly agree,No,-44,-44,-44,-44,-44,Yes,3,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,20000,No,No,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,Yes,8,Yes,3,No,No,-44,0,-44,Yes,11,No,Yes,27,No,No,-44,-44,32,32,4,0,0,28,3,0,0,22,3,0,0,0,3,0,0,0,1,8,-44,-44,-44,8,0,4,9000,4,8000,4,10000,5,48000,5,46000,5,47000,2,25000,4,25000,2,25000,8,16000,7,16000,9,17000,13,11000,10,3000,15,3000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,Economic upturn/downturn,-44,University graduate,Completed secondary,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Started but did not complete college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,-44,-44,-44,-44,-44,-44,Very important,Very important,Very important,Critical,Critical,Critical,Slightly important,Slightly important,Not important,Critical,Important,Slightly important,Slightly important,Slightly important,Slightly important,Very important,Slightly important,Critical,Important,Important,Very important,Very important,Important,Not important,Very important,Slightly important,Not important,Very important,Not important,Important,Critical,Critical,Slightly important,Not important,Slightly important,Slightly important,Very important,Very important,Very important,Very important,Critical,Very important,Very important,Slightly important,Critical,Important,Very important,Important,Very important,Important,Slightly important,Not important,Very important,Very important,Important,Very important,Slightly important,Not important,Very important,Slightly important,Critical,Very important,Slightly important,Very important,Very important,Important,Critical,Important,Very important,Not important,Important,Critical,Important,Very important,Slightly important,Slightly important,Slightly important,Very important,Slightly important,Slightly important,Difficult,Difficult,Very difficult,0,-44,Slightly difficult,Slightly difficult,Difficult,0,-44,Difficult,Very difficult,Almost impossible,0,-44,Slightly difficult,Difficult,Difficult,2,5,Difficult,Difficult,Very difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Important,Important,Important,Important,Not important,Important,Not important,Important,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Major obstacle,Public placement office,-44,No,-44,-44,-44,-44,Yes,0,30,No,-44,Yes,Major obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Major obstacle,No,0,100,-44,0,No,-44,No,100,0,0,0,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,2,2,Incompleteness of loan application,-44,2912000,2742000,1097000,428000,110000,82000,59000,0,27000,13000,22000,0,0,631000,0,732000,146000,1010000,Minor obstacle,Moderate obstacle,No obstacle,Major obstacle,No,Yes,No,No,No,No,No,Moderate obstacle,Major obstacle,Minor obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Minor obstacle,No obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,Tax administration,Cost of finance,Access to finance,Moderate obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not aware of this type of assistance and don't know it advan,-44,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,No,Yes,No,No,Yes,No,Yes,Truthful,Are estimates computed with some precision, 1441440377,1440377,Suriname,Suriname,Transport,377,No,-44,-44,-44,-44,Sole proprietorship, ,-44,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Male,Male,Male,1997,No,Yes,1997,13,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,1,1,-44,No,-44,-44,-44,-44,Yes,6,3,0,-44,No,-44,-44,-44,-44,Yes,10,Yes,No,Yes,0,-44,-44,100,0,-44,20,30,50,0,Small private firms (less than 20 employees),45,0,55,shipping,100,Local,Do not know,Remained the same,Decreased,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,21,79,No,-44,Yes,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,No,No,Yes,No,Yes,No,No,No,-44,Very Important,Slightly important,Important,Very Important,Slightly important,Important,Slightly important,Yes,100,No,-44,No,-44,No,No,60000,12,Yes,No,Yes,No,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,No obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Major obstacle,No obstacle,-44,Tend to agree,Tend to disagree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,21000,No,No,Yes,No,No,No,-44,-44,No,-44,-44,No,Yes,No,3,Yes,2,No,No,-44,0,-44,No,-44,-44,Yes,29,No,No,-44,-44,2,24,3,0,0,21,1,0,0,10,2,0,0,0,2,0,0,0,1,5,-44,-44,-44,5,2,3,84000,3,76000,3,87000,4,36000,4,35000,4,38000,3,28000,4,28000,4,28000,4,18000,4,17000,4,18000,10,21000,8,3000,11,3000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,Economic upturn/downturn,-44,Completed secondary,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed secondary,Completed secondary,Completed college/vocational training,Completed secondary,-44,-44,-44,-44,-44,-44,-44,-44,Slightly important,Very important,Important,Very important,Not important,Critical,Very important,Slightly important,Critical,Very important,Slightly important,Slightly important,Slightly important,Slightly important,Critical,Critical,Slightly important,Critical,Slightly important,Slightly important,Critical,Slightly important,Slightly important,Slightly important,Very important,Very important,Slightly important,Very important,Slightly important,Important,Very important,Not important,Very important,Slightly important,Very important,Very important,Slightly important,Very important,Very important,Critical,Very important,Slightly important,Important,Not important,Slightly important,Not important,Important,Very important,Important,Important,Critical,Important,Slightly important,Important,Very important,Slightly important,Not important,Important,Slightly important,Slightly important,Slightly important,Very important,Critical,Very important,Critical,Very important,Critical,Slightly important,Critical,Important,Very important,Slightly important,Important,Important,Very important,Important,Important,Very important,Not important,Not important,Very difficult,Difficult,Difficult,0,-44,Difficult,Difficult,Difficult,0,-44,Difficult,Slightly difficult,Difficult,1,4,Difficult,Slightly difficult,Difficult,0,-44,Very difficult,Slightly difficult,Almost impossible,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Very important,Very important,Important,Slightly important,Important,Not important,Slightly important,Slightly important,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Through family/friends,-44,No,-44,-44,-44,-44,Yes,0,20,No,-44,No,-44,-44,-44,-44,-44,-44,Yes,0,100,-44,0,Yes,10,No,75,0,0,0,25,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,1,Collateral or cosigners unacceptable,-44,2200000,2056000,617000,612000,144000,103000,34000,0,82000,37000,6000,0,0,0,0,0,190000,0,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Major obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,Very severe obstacle,No,Yes,No,No,No,Telecommunications,Electricity,Access to finance,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,Community based organization,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Truthful,Are estimates computed with some precision, 1441440380,1440380,Suriname,Suriname,Transport,380,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded,-44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Male,Male,Male,1995,Yes,Yes,1995,40,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,-66,-66,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,Do not know,Yes,Yes,Yes,0,-44,-44,100,0,-44,0,95,5,0,Large private firms (more than 100 employees),0,70,30,agent shelves,90,International,30,Increased,Increased,2-5,70,30,0,1995,FAR EAST,80,EUROPE,20,3,0,0,100,0,-44,-44,No,No,No,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,No,No,Yes,No,Yes,Yes,No,No,-44,Not important,Very Important,Very Important,Important,Not important,Not important,Not important,Yes,100,No,0,No,0,No,No,-66,10,Yes,Yes,Yes,Yes,No obstacle,No obstacle,No obstacle,Minor obstacle,No obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,-44,Strongly disagree,Strongly disagree,Tend to disagree,Strongly disagree,Yes,Yes,Still in process,-44,-44,-44,Yes,15,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-66,Yes,Yes,Yes,Yes,No,No,-44,-44,No,-44,-44,No,Yes,No,5,Yes,1,No,No,-44,0,-44,No,-44,-44,Yes,-66,No,No,-44,-44,7,50,5,0,0,45,2,0,0,30,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,5,-99,5,-99,5,-99,45,-99,38,-99,50,-99,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,Economic upturn/downturn,-44,Started but did not complete college/vocational training,Started but did not complete college/vocational training,Completed secondary,Completed secondary,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Very important,Not applicable,Important,Not applicable,Important,Not applicable,Important,Not applicable,Important,Not applicable,Important,Not applicable,Not important,Not applicable,Critical,Not applicable,Very important,Not applicable,Very important,Not applicable,Very important,Not applicable,Slightly important,Not applicable,Important,Not applicable,Very important,Not applicable,Not important,Not applicable,Very important,Not applicable,Very important,Not applicable,Important,Not applicable,Important,Not applicable,Important,Not applicable,Important,Not applicable,Important,Not applicable,Very important,Not applicable,Very important,Not applicable,Very important,Not applicable,Slightly important,Not applicable,Important,Not applicable,Slightly important,Not applicable,Very important,Not applicable,Not important,Not applicable,Very important,Not applicable,Important,Not applicable,Important,Not applicable,Not important,Not applicable,Important,Not applicable,Very important,Not applicable,Very important,Not applicable,Very important,Not applicable,Very important,Not applicable,Not important,Not important,Difficult,Difficult,Difficult,0,24,Difficult,Difficult,Difficult,3,24,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Refusal to answer,Refusal to answer,Refusal to answer,Refusal to answer,Refusal to answer,Refusal to answer,Refusal to answer,Not important,No obstacle,No obstacle,No obstacle,Minor obstacle,Major obstacle,No obstacle,Major obstacle,No obstacle,Major obstacle,No obstacle,Major obstacle,Major obstacle,No obstacle,No obstacle,other (specify),Walked in,No,-44,-44,-44,-44,Yes,0,30,No,-44,Yes,Major obstacle,Major obstacle,Moderate obstacle,No obstacle,Moderate obstacle,No obstacle,Yes,0,100,-44,0,No,-44,Yes,100,0,0,0,0,0,0,0,0,0,0,0,0,-44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,0,13000000,4000000,15000000,5000000,-99,25000000,Minor obstacle,Minor obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,Very severe obstacle,Moderate obstacle,No obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,Political environment,Tax Rates,Tax administration,No obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,Private independent fund,-44,Other,combination,Yes,No,Yes,No,-44,-44,No,-44,-44,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Truthful,Are estimates computed with some precision, 1441440382,1440382,Suriname,Suriname,Construction,382,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded,-44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,1952,Yes,Yes,1952,14,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,3,1,-44,No,-44,-44,-44,-44,Yes,1,1,1,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,30,70,40,70,0,-44,0,70,30,0,Government or government agencies (including state-owned ent,0,85,15,Painting,70,Local,90,Decreased,Increased,More than 5,100,0,70,-44,-44,-44,-44,-44,-44,-44,-44,100,0,-44,-44,Yes,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,No,No,No,No,No,No,No,Yes,ISSO 9001:2008,Very Important,Very Important,Critical,Very Important,Critical,Important,Not important,Yes,60,Yes,25,Yes,15,No,No,20000,10,Yes,Yes,Yes,Yes,No obstacle,No obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,No obstacle,Major obstacle,No obstacle,No obstacle,-44,Tend to agree,Strongly disagree,Strongly disagree,Strongly disagree,Yes,Yes,Yes,52,Yes,52,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,Yes,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,No,15,Yes,2,No,Yes,0,-44,5000,No,-44,-44,Yes,0,No,Yes,0,2,-66,11,2,8,0,1,0,0,0,1,4,0,4,0,0,0,0,0,0,2,-44,2,-44,-44,4,2,10000,2,10000,2,11000,0,-44,0,-44,0,-44,8,8000,12,5150,8,5665,5,5000,1,5000,1,5500,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,Not applicable,-44,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed primary school,Started but did not complete secondary,Completed primary school,Started but did not complete secondary,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Critical,Important,Very important,Very important,Very important,Very important,Important,Important,Important,Important,Slightly important,Slightly important,Not important,Not important,Critical,Critical,Critical,Critical,Very important,Very important,Critical,Critical,Very important,Very important,Very important,Very important,Very important,Very important,Important,Important,Critical,Very important,Very important,Very important,Very important,Important,Critical,Very important,Critical,Critical,Very important,Very important,Critical,Very important,Critical,Very important,Critical,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Important,Important,Important,Important,Critical,Critical,Important,Important,Not important,Not important,Very important,Important,Very important,Important,Very important,Important,Very important,Important,Important,Slightly important,Important,Important,Slightly important,Slightly important,Not difficult,Slightly difficult,Not difficult,0,1,-44,-44,-44,-44,-44,Slightly difficult,Slightly difficult,Not difficult,0,1,Slightly difficult,Not difficult,Not difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Not important,Slightly important,Not important,Not important,Important,Slightly important,Slightly important,Not important,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Not applicable,Not applicable,Through family/friends,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm does not have enough information about training pro,No,-44,-44,-44,-44,-44,-44,Yes,100,0,-44,0,No,-44,No,100,0,0,0,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,Application procedures for loans or line of credit are compl,225000,300000,35000,80000,25000,3000,2700,12000,375,4000,2250,7500,0,8000,30000,8750,37500,11250,No obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,Not applicable,No obstacle,No obstacle,No obstacle,No obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,No obstacle,Very severe obstacle,Yes,Yes,No,Yes,No,Practices of competitors in the informal sector,Macroeconomic environment,Political environment,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,Private independent fund,-44,Marketing and Operations support,-44,Yes,Yes,Yes,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 1441440391,1440391,Suriname,Suriname,Retail,391,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, ,40,100,0,0,0,Predominantly men,Yes,No,57,Delegates decisions to other partners,9,8,Predominantly men,Male,Female,Female,2001,No,Yes,2001,6,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,4,3,0,-44,Yes,1,2,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,1,Yes,No,Yes,0,-44,-44,100,0,-44,14,21,65,0,Individuals,0,0,100,Metal doors,45,Local,Do not know,Remained the same,Increased,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,85,15,No,-44,Yes,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,No obstacle,-44,Tend to disagree,Tend to agree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,56000,No,No,No,Yes,Yes,No,-44,-44,No,-44,-44,No,No,Yes,2,Yes,2,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,7,36,7,0,0,29,0,0,0,2,4,0,0,0,4,0,0,0,2,6,-44,-44,-44,6,4,7,24000,7,24000,7,25000,4,24000,4,24000,4,25000,3,21000,3,19000,3,22000,7,10000,6,10000,7,11000,15,9000,15,1000,15,1000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,Economic upturn/downturn,-44,Completed college/vocational training,Completed college/vocational training,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Started but did not complete college/vocational training,Completed secondary,Started but did not complete college/vocational training,-44,-44,-44,-44,-44,-44,-44,-44,Very important,Very important,Critical,Slightly important,Very important,Important,Slightly important,Slightly important,Critical,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Very important,Slightly important,Critical,Critical,Important,Slightly important,Important,Very important,Slightly important,Important,Slightly important,Very important,Not important,Slightly important,Slightly important,Slightly important,Not important,Slightly important,Very important,Very important,Critical,Very important,Slightly important,Very important,Important,Very important,Important,Critical,Slightly important,Very important,Very important,Slightly important,Critical,Critical,Critical,Critical,Important,Slightly important,Not important,Slightly important,Very important,Very important,Very important,Important,Slightly important,Very important,Very important,Critical,Important,Not important,Critical,Slightly important,Slightly important,Very important,Slightly important,Important,Slightly important,Important,Very important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Critical,Important,Slightly difficult,Not difficult,Not difficult,0,-44,Slightly difficult,Slightly difficult,Difficult,1,7,Very difficult,Slightly difficult,Difficult,0,-44,Slightly difficult,Slightly difficult,Not difficult,1,5,Difficult,Very difficult,Almost impossible,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Important,Slightly important,Important,Important,Important,Important,Critical,Important,Major obstacle,Minor obstacle,Minor obstacle,No obstacle,Very severe obstacle,No obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Public announcement/advertisement,-44,No,-44,-44,-44,-44,Yes,0,43,No,-44,Yes,Very severe obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Major obstacle,Yes,0,100,-44,0,Yes,11,No,35,40,0,0,25,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,1,Insufficient profitability,-44,2828000,2717000,978000,948000,136000,109000,49000,0,0,9000,20000,0,0,326000,0,411000,275000,571000,Minor obstacle,Minor obstacle,No obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Yes,Yes,No,No,No,Access to land for expansion / relocation,Electricity,Access to finance,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,International organization,-44,Human resources Support,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,Yes,No,Yes,Yes,No,No,No,-44,-44,Truthful,Are estimates computed with some precision, 1441440393,1440393,Suriname,Suriname,Other manufacturing,393,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded,-44,Do not know,100,0,0,0,Predominantly men,Yes,No,Do not know,Delegates decisions to other partners,13,5,Predominantly men,Female,Male,Male,1960,Yes,Yes,1960,20,Yes,-66,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,3,0,-44,No,-44,-44,-44,-44,Yes,1,24,0,-44,No,-44,-44,-44,-44,Yes,Do not know,Yes,Yes,Yes,100,Do not know,40,0,0,-44,0,70,30,10,Others,60,20,20,Pountry,100,Local,30,Increased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,20,80,Yes,1,Yes,Yes,Yes,No,Yes,Yes,-44,-44,-44,-44,Yes,Yes,No,No,No,-44,-44,-44,-44,Yes,Yes,Yes,Yes,Yes,No,No,No,No,-44,Slightly important,Very Important,Very Important,Very Important,Very Important,Very Important,Not important,Yes,100,No,0,No,0,No,No,-66,Do not know,Yes,Yes,Yes,Yes,No obstacle,No obstacle,Major obstacle,Major obstacle,No obstacle,Minor obstacle,Major obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,No obstacle,-44,Tend to agree,Strongly disagree,Tend to agree,5,No,-44,-44,-44,-44,-44,Yes,-44,-66,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,6,During working hours,5,Money,-66,A fellow employee,No,Yes,-44,Yes,2,During working hours,Knife,6,-66,A fellow employee,No,Yes,-44,No,-44,-44,0,Yes,Yes,Yes,No,No,No,-44,-44,No,-44,-44,No,Yes,No,10,No,-44,-44,No,-44,Do not know,-66,Yes,14,No,No,-44,-44,No,-44,-44,-66,85,6,5,48,26,1,0,43,3,10,0,0,10,0,0,0,10,0,6,-44,-44,6,-44,0,6,-99,6,-99,6,-99,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,2,-99,2,-99,2,-99,20,-99,10,-99,10,-99,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,67,-99,77,-99,67,-99,Not applicable,-44,Completed college/vocational training,Do not know,-44,-44,-44,-44,Started but did not complete college/vocational training,Do not know,Completed secondary,Do not know,-44,-44,-44,-44,-44,-44,Did not complete primary school,Did not complete primary school,Very important,Very important,Slightly important,Slightly important,Important,Slightly important,Very important,Important,Very important,Important,Not important,Very important,Not important,Not important,Very important,Critical,Very important,Critical,Critical,Critical,Critical,Critical,Very important,Critical,Critical,Critical,Important,Critical,Important,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Important,Slightly important,Not important,Not important,Critical,Critical,Critical,Critical,Slightly important,Not important,Important,Important,Slightly important,Important,Important,Important,Important,Slightly important,Slightly important,Slightly important,Very important,Very important,Not important,Not important,Not difficult,Slightly difficult,Slightly difficult,0,-44,Not difficult,Slightly difficult,Slightly difficult,0,-44,Slightly difficult,Slightly difficult,Very difficult,0,-44,Difficult,Difficult,Difficult,0,-44,Slightly difficult,Difficult,Difficult,0,-44,-44,-44,-44,-44,-44,Very difficult,Difficult,Difficult,0,-44,Very difficult,Difficult,Difficult,0,-44,Not difficult,Very difficult,Very difficult,0,-44,Very important,Very important,Important,Do not know,Important,Important,Important,Not important,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Very severe obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,No obstacle,Major obstacle,No obstacle,No obstacle,Through family/friends,-44,Yes to both,Yes,-99,Yes,-99,Yes,90,0,No,-44,No,-44,-44,-44,-44,-44,-44,Yes,100,0,-44,0,Yes,13,Yes,100,0,0,0,0,0,0,0,0,0,0,0,0,-44,10,90,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,77,Not applicable,Not applicable, ,Yes,Loan,-66,-66,8,-66,Private commercial banks,Yes,Yes,Yes,No,No,No,-44,Do not know,Yes,2,0,-44,-44,12169030,14367523,11398554,1652787,115057,76240,146217,176461,162331,167679,19029,192288,0,675025,420877,2321550,5554300,2010000,Very severe obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Yes,Yes,Yes,Yes,No,Yes,No,Moderate obstacle,Moderate obstacle,Do not know,Major obstacle,Moderate obstacle,Very severe obstacle,Do not know,Moderate obstacle,Do not know,Major obstacle,Do not know,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Telecommunications,Access to land for expansion / relocation,Tax administration,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,Private independent fund,-44,Marketing and Operations support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 1441440396,1440396,Suriname,Suriname,Transport,396,Yes,6,Headquarters with production and/or sales at this location,Yes,6,Shareholding company with non-traded shares or shares traded,-44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Male,2002,Yes,Yes,2002,12,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,4,-44,35000,No,-44,-44,-44,-44,Yes,1,4,-44,35000,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0,-44,0,0,100,0,Small private firms (less than 20 employees),0,0,100,logistics services,80,National,15,Decreased,Remained the same,More than 5,70,30,0,-66,NETHERLANDS,100,-77,-44,2,0,1,Do not know,Do not know,No,-44,Yes,Yes,Yes,Yes,Yes,Yes,-44,-44,-44,-44,No,No,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,No,Yes,No,No,No,No,Yes,home delivery,Important,Important,Slightly important,Important,Slightly important,Important,Not important,Yes,75,Yes,25,No,0,No,No,122500,20,Yes,Yes,Yes,Yes,No obstacle,No obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,No obstacle,Very severe obstacle,No obstacle,No obstacle,-44,Tend to agree,Tend to agree,Tend to agree,Tend to agree,Yes,No,-44,-44,-44,-44,Yes,5,-44,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-66,Outside working hours,Other,Other,10000,Group of criminals,No,No,Offenders rarely caught or prosecuted,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-66,During working hours,Other,Goods or stock,30000,A former employee,No,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,165000,Yes,Yes,No,No,No,No,-44,-44,No,-44,-44,No,Yes,Yes,Do not know,Yes,2,No,Yes,10,10,-44,No,-44,-44,No,-44,-44,Yes,4,2,8,25,6,13,0,6,2,10,0,0,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,6,150000,1,150000,1,150000,1,48000,1,48000,10,48000,2,18000,2,18000,12,18000,10,18000,12,18000,10,18000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,6,18000,8,18000,15,18000,0,-44,0,-44,0,-44,Other,expansion,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed secondary,Completed secondary,Completed secondary,Completed secondary,Completed secondary,-44,-44,-44,-44,-44,-44,Started but did not complete secondary,Started but did not complete secondary,-44,-44,Important,Slightly important,Very important,Important,Important,Slightly important,Important,Important,Important,Important,Not important,Not important,Not important,Not important,Very important,Very important,Important,Important,Important,Important,Important,Important,Slightly important,Slightly important,Important,Important,Important,Important,Not important,Not important,Very important,Very important,Important,Important,Important,Important,Important,Important,Important,Important,Slightly important,Slightly important,Very important,Important,Important,Important,Very important,Important,Very important,Important,Very important,Important,Very important,Important,Very important,Very important,Important,Slightly important,Not important,Not applicable,Important,Important,Not important,Not important,Not important,Not important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Slightly important,Very important,Important,Important,Important,Important,Slightly important,Not important,Not important,Difficult,Difficult,Difficult,-66,-66,Slightly difficult,Slightly difficult,Slightly difficult,-66,8,Very difficult,Very difficult,Very difficult,-66,4,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Slightly difficult,Slightly difficult,Slightly difficult,-66,4,-44,-44,-44,-44,-44,Very important,Very important,Critical,Important,Very important,Slightly important,Not important,Not important,No obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Not applicable,Not applicable,Through family/friends,-44,No,-44,-44,-44,-44,Yes,100,100,No,-44,Yes,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,No obstacle,Yes,100,0,-44,0,Yes,18,Yes,40,60,0,0,0,0,0,0,0,0,0,0,0,-44,70,30,0,0,0,0,0,0,0,0,0,0,0,0,0, ,Yes,Loan,2012,-66,11,120,Private commercial banks,Yes,Yes,Yes,No,No,No,-44,60,No,-44,-44,-44,Interest rates are not favorable,4000000,4000000,1600000,600000,300000,1200000,30000,15000,1200,0,60000,1300000,0,1200000,920000,6800000,49500000,1200000,Major obstacle,Major obstacle,Major obstacle,Major obstacle,No,Yes,Yes,Yes,Yes,Yes,No,Major obstacle,Major obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Yes,Yes,No,No,No,Corruption,Political environment,Access to finance,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,"General management, Business development and Strategies supp",-44,Yes,No,Yes,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Truthful,Are estimates computed with some precision, 1441440402,1440402,Suriname,Suriname,Other manufacturing,402,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded,-44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All women,Female,Female,Female,1988,Yes,Yes,1988,10,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,No,100,70,48,0,0,-44,0,50,50,Do not know,Others,0,100,0,making copies of paper documen,50,Local,25,Increased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,100,0,-44,-44,No,No,No,No,Yes,No,Yes,"Other, specify",consultant,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,No,Yes,Yes,No,No,No,No,Yes,Yes,Yes,No,-44,Slightly important,Not important,Not important,Important,Not important,Slightly important,Not important,No,0,Yes,100,No,0,No,No,100000,10,No,Yes,Yes,No,No obstacle,Minor obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,-44,Tend to disagree,5,5,5,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,No,No,No,5,Yes,1,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,-66,25,1,22,0,2,1,21,0,0,2,0,2,0,0,0,1,0,0,6,-44,6,-44,-44,2,1,60000,1,60000,1,60000,0,-44,0,-44,0,-44,1,30000,1,30000,-66,-66,0,-44,0,-44,0,-44,1,30000,1,30000,1,30000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,24,18000,24,18000,-66,18000,0,-44,0,-44,0,-44,Not applicable,-44,University graduate,University graduate,-44,-44,Completed secondary,Completed secondary,-44,-44,Completed secondary,Completed secondary,-44,-44,-44,-44,Completed primary school,Completed primary school,-44,-44,Important,Important,Important,Important,Important,Important,Important,Not important,Important,Important,Not important,Not important,Not important,Not important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Not important,Not important,Not important,Not important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Slightly important,Slightly important,Slightly important,Slightly important,Very important,Very important,Not important,Not important,Very important,Very important,Not important,Not important,Not important,Not important,Not important,Not important,Very important,Very important,Very important,Very important,Very important,Very important,Not important,Not important,Very important,Very important,Very important,Very important,Not difficult,Not difficult,Not difficult,0,-44,-44,-44,-44,-44,-44,Not difficult,Slightly difficult,Not difficult,-66,-66,-44,-44,-44,-44,-44,Difficult,Not difficult,Not difficult,1,4,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Difficult,Difficult,Difficult,-66,-66,-44,-44,-44,-44,-44,Not important,Not important,Important,Not important,Not important,Not important,Not important,Not important,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Public announcement/advertisement,-44,No,-44,-44,-44,-44,Yes,100,0,No,-44,Yes,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Yes,100,0,-44,0,No,-44,Yes,100,0,0,0,0,0,0,0,0,0,0,0,0,-44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,1000000,1000000,300000,250000,0,200000,18000,0,6000,0,12000,50000,50000,50000,100000,1000000,100000,500000,No obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,Not applicable,Not applicable,Not applicable,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,Private independent fund,-44,technological and Innovation Support,-44,Yes,No,Yes,No,-44,-44,Yes,Yes,Yes,No,-44,-44,No,-44,-44,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,No,-44,-44,Truthful,Are estimates computed with some precision, 1441440403,1440403,Suriname,Suriname,Retail,403,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded,-44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Female,2004,No,Yes,2004,10,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,1,1,5,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0,-44,0,100,0,0,Individuals,0,100,0,Chrismas Trees,20,Local,25,Decreased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,100,0,-44,-44,No,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,Yes,No,Yes,Yes,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,-44,Tend to agree,Tend to agree,Tend to agree,Strongly agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,Yes,No,No,-44,-44,No,-44,-44,No,Yes,No,10,No,-44,-44,No,-44,-44,2000,No,-44,-44,No,-44,-44,Yes,90,2,15,14,3,1,1,9,1,1,0,0,1,0,1,0,0,0,0,0,0,3,-44,3,-44,-44,0,3,14400,3,14400,1,21000,0,-44,0,-44,0,-44,0,-44,-77,-44,0,-44,1,14400,1,14400,1,21000,11,10800,11,10800,3,13800,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,Other,more branches,Completed college/vocational training,Completed college/vocational training,-44,-44,-44,-44,Completed secondary,Completed secondary,Completed secondary,Completed secondary,-44,-44,-44,-44,-44,-44,-44,-44,Critical,Very important,Very important,Important,Very important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Very important,Very important,Very important,Very important,Very important,Very important,Critical,Critical,Very important,Very important,Very important,Very important,Important,Important,Important,Important,Very important,Very important,Very important,Very important,Very important,Very important,Critical,Critical,Critical,Critical,Very important,Very important,Very important,Very important,Very important,Very important,Critical,Critical,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Important,Important,Very important,Very important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Very important,Very important,Very important,Very important,Slightly important,Slightly important,Very important,Important,Important,Important,Very difficult,Almost impossible,Very difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Slightly difficult,Slightly difficult,Slightly difficult,0,8,Slightly difficult,Slightly difficult,Slightly difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Important,Critical,Important,Critical,Very important,Very important,Important,Not important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,No obstacle,No obstacle,Through family/friends,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm is affraid of investing in workers that after the t,Yes,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Do not know,Yes,0,100,-44,0,Yes,10,Yes,0,100,0,0,0,0,0,0,0,0,0,0,0,-44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,Collateral requirements for loans or line of credit are unat,300000,320000,70000,150000,10000,44000,18000,12000,600,3000,6000,60000,0,7000,0,10000,85000,80000,Major obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Yes,Yes,Yes,Yes,No,Electricity,Telecommunications,Access to land for expansion / relocation,Major obstacle,No,Yes,Yes,Yes,Yes,Yes,Yes,No,No impact,No,Do not know,No,Do not know,No,Do not know,No,Do not know,No,No impact,No,Do not know,No,Do not know,No,Do not know,No,Do not know,No,No impact,No,Do not know,No,Do not know,No,Do not know,No,Do not know,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,No,No impact,No,Do not know,No,Do not know,No,Do not know,No,Do not know,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,-44,-44,Yes,Local business association,-44,Marketing and Operations support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,Yes,Yes,Yes,Yes,Yes,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 1441440406,1440406,Suriname,Suriname,Retail,406,No,-44,-44,-44,-44,Partnership (including limited liability companies),-44,50,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Male,Female,Male,1999,No,Yes,1999,20,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,2,0,-44,No,-44,-44,-44,-44,Yes,1,3,0,-44,No,-44,-44,-44,-44,Yes,100,Yes,Yes,No,0,-44,-44,100,0,-44,0,10,90,0,Others,15,10,75,Medicines,Do not know,Local,Do not know,Remained the same,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,1,99,Yes,21,No,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,No,No,No,No,No,No,No,Yes,service to the patients,Not important,Not important,Important,Important,Not important,Not important,Not important,Yes,100,No,0,No,0,No,No,-66,Do not know,Yes,Yes,Yes,Yes,No obstacle,No obstacle,No obstacle,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,-44,Strongly agree,Tend to disagree,5,5,No,-44,-44,-44,-44,-44,Yes,-44,21000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-66,Yes,Yes,No,No,Yes,No,-44,-44,No,-44,-44,No,Yes,No,5,No,-44,-44,No,-44,0,-44,Yes,14,No,No,-44,-44,Yes,80,2,10,27,4,0,0,23,2,0,0,21,2,0,0,0,2,0,0,0,2,12,-44,-44,-44,12,2,4,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,Not applicable,-44,Post graduated,Post graduated,Completed college/vocational training,Completed college/vocational training,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Critical,Critical,Very important,Very important,Important,Important,Important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Not important,Not important,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Slightly important,Slightly important,Very important,Very important,Very important,Very important,Not important,Not important,Very important,Very important,Critical,Critical,Very important,Very important,Very important,Very important,Critical,Critical,Important,Important,Important,Important,Critical,Critical,Critical,Critical,Critical,Critical,Important,Important,Critical,Critical,Critical,Critical,Slightly important,Slightly important,Slightly important,Slightly important,Critical,Critical,Important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Critical,Critical,Critical,Critical,Important,Important,Important,Important,Important,Important,Critical,Critical,Not applicable,Not applicable,Not applicable,0,-44,Very difficult,Very difficult,Very difficult,20,12,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Very important,Very important,Critical,Not important,Not important,Important,Not important,Not important,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Not applicable,Not applicable,Through family/friends,-44,No,-44,-44,-44,-44,Yes,0,100,No,-44,Yes,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Moderate obstacle,Yes,0,100,-44,0,No,-44,Yes,100,0,0,0,0,0,0,0,0,0,0,0,0,-44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,Interest rates are not favorable,-66,-66,-66,-66,-66,-66,-66,-66,-66,-66,-66,-66,-66,-66,-66,-66,-66,-66,Major obstacle,Major obstacle,No obstacle,Major obstacle,No,Yes,Yes,Yes,Yes,Yes,No,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Macroeconomic environment,Political environment,Inadequately educated workforce,No obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed,-44,-44,-44,-44,-44,-44,Yes,No,No,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,No,-44,-44,Yes,No,No,Truthful,Are arbitrary and unreliable numbers, 1441440415,1440415,Suriname,Suriname,Hotel and restaurants,415,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Female,1988,No,Yes,1988,25,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,4,0,-44,Yes,1,12,Do not know,-66,Yes,1,12,0,-44,No,-44,-44,-44,-44,Yes,1,Yes,Yes,Yes,100,50,84,0,0,-44,0,75,25,0,Individuals,0,100,0,Rice,40,Local,8,Remained the same,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,100,0,-44,-44,Yes,Yes,Yes,Yes,Yes,Yes,-44,-44,-44,-44,No,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,No,Yes,Yes,Yes,No,Yes,Yes,service & prices,Important,Not important,Important,Important,Not important,Important,Not important,No,0,Yes,100,No,0,No,No,-66,50,Yes,Yes,Yes,Yes,No obstacle,No obstacle,Very severe obstacle,Very severe obstacle,No obstacle,Minor obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,No obstacle,No obstacle,Major obstacle,No obstacle,-44,Tend to agree,Tend to agree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,-44,-66,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,16750,Yes,Yes,Yes,No,No,No,-44,-44,No,-44,-44,No,Yes,No,1,Yes,1,Yes,No,-44,Do not know,-66,No,-44,-44,Yes,100,Yes,Yes,100,1,5,50,8,39,0,3,2,34,0,3,10,0,10,0,0,0,10,0,0,3,-44,3,-44,-44,0,8,18000,8,15600,8,20700,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,3,18000,3,15600,3,20700,49,10200,49,8400,49,11124,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,Not applicable,-44,Completed secondary,Started but did not complete secondary,-44,-44,-44,-44,Completed primary school,Completed primary school,Did not complete primary school,Did not complete primary school,-44,-44,-44,-44,-44,-44,-44,-44,Very important,Important,Very important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Not important,Important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Important,Important,Very important,Very important,Critical,Critical,Important,Important,Important,Important,Important,Important,Important,Slightly important,Very important,Very important,Important,Slightly important,Important,Not important,Very important,Very important,Important,Important,Important,Important,Important,Important,Very important,Very important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Not important,Very important,Very important,Not important,Not important,Not important,Not important,Important,Important,Very important,Very important,Important,Important,Important,Important,Important,Important,Important,Important,Very difficult,Very difficult,Difficult,1,-66,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Difficult,Difficult,Difficult,2,-66,Difficult,Difficult,Difficult,3,-66,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Important,Very important,Very important,Important,Important,Important,Important,Not important,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,Not applicable,Not applicable,Public announcement/advertisement,-44,No,-44,-44,-44,-44,Yes,25,25,No,-44,Yes,No obstacle,Major obstacle,Major obstacle,No obstacle,Major obstacle,No obstacle,Yes,100,0,-44,0,Yes,25,Yes,50,0,0,0,0,0,0,0,0,0,0,0,50,Chinese union,0,100,0,0,0,0,0,0,0,0,0,0,0,0,0, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,Interest rates are not favorable,1000000,1000000,288000,460000,28000,0,120000,32000,30000,0,18000,-66,-66,-66,100000,-66,100000,-66,No obstacle,No obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,No obstacle,No obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,No,Yes,Yes,Yes,No,Inadequately educated workforce,Practices of competitors in the informal sector,Access to land for expansion / relocation,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,Other,Combination,Other,Combination,Yes,No,No,Yes,No,Yes,Yes,No,Yes,No,-44,-44,No,-44,-44,Yes,Yes,Yes,Yes,Yes,Yes,Yes,No,Yes,No,-44,-44,Yes,No,Yes,No,-44,-44,Truthful,Are estimates computed with some precision, 1441440421,1440421,Suriname,Suriname,Transport,421,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,1992,No,Yes,1992,9,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,2,0,-44,Yes,2,1,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0,-44,0,50,50,0,Others,0,0,100,service,100,National,100,Remained the same,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,100,0,-44,-44,Yes,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,Yes,No,No,No obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,-44,Tend to disagree,Strongly disagree,Strongly disagree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,3.5,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-66,No,Yes,No,Yes,No,No,-44,-44,No,-44,-44,No,Yes,Yes,20,No,-44,-44,No,-44,Do not know,-66,No,-44,-44,No,-44,-44,No,-44,-44,30,115,2,50,63,0,0,0,0,0,8,0,3,5,0,0,0,0,0,5,-44,6,6,-44,8,2,26400,2,26400,2,26400,0,-44,0,-44,0,-44,2,21000,2,21000,2,21000,1,18000,1,18000,1,18000,56,21000,50,21000,50,21000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,62,16200,62,16200,62,16200,Economic upturn/downturn,-44,Completed secondary,Completed secondary,-44,-44,Completed secondary,Completed secondary,Started but did not complete secondary,Started but did not complete secondary,Started but did not complete secondary,Started but did not complete secondary,-44,-44,-44,-44,-44,-44,Started but did not complete secondary,Started but did not complete secondary,Important,Slightly important,Slightly important,Slightly important,Not important,Not important,Important,Slightly important,Important,Slightly important,Not important,Not important,Not important,Not important,Critical,Critical,Very important,Very important,Very important,Very important,Critical,Critical,Not important,Not important,Slightly important,Slightly important,Important,Important,Not important,Not important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Important,Critical,Critical,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Not important,Not important,Not important,Not important,Not important,Not important,Slightly important,Slightly important,Not important,Not important,Not important,Not important,Slightly important,Slightly important,Not important,Not important,Not difficult,Not difficult,Not difficult,0,-44,Not difficult,Not difficult,Not difficult,0,-44,Not difficult,Not difficult,Not difficult,-66,-66,Not difficult,Not difficult,Not difficult,0,-44,Not difficult,Not difficult,Not difficult,1,8,Not difficult,Not difficult,Not difficult,0,-44,Not difficult,Not difficult,Not difficult,0,-44,Not difficult,Not difficult,Not difficult,0,-44,Not difficult,Not difficult,Not difficult,0,-44,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Through family/friends,-44,No,-44,-44,-44,-44,No,-44,-44,-44,6,No,-44,-44,-44,-44,-44,-44,No,100,0,-44,0,No,-44,No,20,0,0,0,0,50,30,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,Interest rates are not favorable,3800000,4000000,2600000,920000,64000,36000,12000,30000,650,6000,500,0,0,-66,-66,-66,-66,-66,No obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,Access to finance,Tax Rates,Cost of finance,Moderate obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed,-44,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are arbitrary and unreliable numbers, 1441440425,1440425,Suriname,Suriname,Construction,425,No,-44,-44,-44,-44,Sole proprietorship, ,-44,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Female,Female,1998,No,Yes,1998,8,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,10,2,0,-44,No,-44,-44,-44,-44,No,-44,No,No,Yes,0,-44,-44,100,0,-44,20,30,50,0,Small private firms (less than 20 employees),16,28,56,Construction,100,Local,10,Remained the same,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,58,42,No,-44,Yes,Yes,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,-44,Tend to disagree,Tend to disagree,Strongly agree,Strongly agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,7000,No,No,No,Yes,No,No,-44,-44,No,-44,-44,No,No,Yes,5,Yes,1,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,5,21,3,0,0,18,1,0,0,6,2,0,0,0,2,0,0,0,1,6,-44,-44,-44,6,0,3,24000,3,21000,3,25000,5,24000,4,22000,5,24000,1,20000,1,19000,1,20000,4,10000,4,9000,5,11000,8,9000,6,1000,8,1000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,Economic upturn/downturn,-44,Completed secondary,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Started but did not complete college/vocational training,-44,-44,-44,-44,-44,-44,-44,-44,Very important,Very important,Very important,Very important,Very important,Very important,Slightly important,Very important,Slightly important,Important,Slightly important,Important,Not important,Slightly important,Slightly important,Critical,Slightly important,Slightly important,Very important,Critical,Slightly important,Very important,Not important,Not important,Very important,Important,Slightly important,Not important,Not important,Not important,Important,Very important,Important,Slightly important,Critical,Critical,Important,Slightly important,Very important,Very important,Very important,Very important,Important,Slightly important,Critical,Important,Critical,Very important,Critical,Very important,Important,Important,Important,Very important,Very important,Slightly important,Important,Slightly important,Slightly important,Important,Very important,Important,Important,Important,Very important,Slightly important,Critical,Very important,Slightly important,Critical,Critical,Very important,Critical,Not important,Very important,Not important,Important,Slightly important,Critical,Important,Slightly difficult,Difficult,Slightly difficult,0,-44,Difficult,Difficult,Difficult,0,-44,Not difficult,Not difficult,Difficult,0,-44,Slightly difficult,Very difficult,Difficult,0,-44,Difficult,Almost impossible,Almost impossible,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Slightly important,Important,Not important,Important,Not important,Not important,Not important,Not important,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,No obstacle,Through family/friends,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm cannot afford the optimal level of training,Yes,Very severe obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Yes,100,0,-44,0,Yes,11,No,65,0,0,0,20,0,0,0,0,0,0,15,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,Collateral requirements for loans or line of credit are unat,1428000,1467000,587000,433000,29000,44000,38000,0,0,13000,6000,0,0,0,0,0,121000,0,Minor obstacle,Major obstacle,No obstacle,Major obstacle,Yes,Yes,Yes,No,No,Yes,No,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,No obstacle,Minor obstacle,Major obstacle,No obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Cost of finance,Access to finance,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,International organization,-44,technological and Innovation Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Truthful,Are estimates computed with some precision, 1441440429,1440429,Suriname,Suriname,Construction,429,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded,-44,33,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Male,1969,Yes,Yes,1969,30,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,-66,2,-44,187000,No,-44,-44,-44,-44,Yes,2,1,0,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,12,100,-66,88,0,-44,0,100,0,2,Large private firms (more than 100 employees),95,5,0,construction,88,National,Do not know,Remained the same,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,50,50,Yes,60,No,No,Yes,Yes,Yes,No,No,-44,-44,-44,Yes,No,No,Yes,No,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, ,Not important,Not important,Important,Important,Not important,Slightly important,Not important,Yes,100,No,0,No,0,No,No,435000,2,No,Yes,No,Yes,No obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,-44,Strongly disagree,Strongly disagree,Strongly agree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,1,-44,Yes,-44,55000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-66,During working hours,Knife,Money,55000,Other,No,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-66,Yes,Yes,No,No,No,No,-44,-44,No,-44,-44,No,Yes,No,1,Yes,-66,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,50,147,6,101,20,20,2,0,0,6,188,0,156,32,0,0,0,0,0,-66,-44,-66,-66,-44,0,6,100800,2,75000,8,72000,183,20148,183,16896,6,19500,0,-44,-77,-44,0,-44,5,30000,4,30000,5,30000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,89,16800,26,15960,28,15960,52,12996,43,12348,25,14304,Economic upturn/downturn,-44,Started but did not complete college/vocational training,Started but did not complete college/vocational training,Completed secondary,Completed secondary,-44,-44,Completed secondary,Completed secondary,-44,-44,-44,-44,-44,-44,Started but did not complete secondary,Started but did not complete secondary,Did not complete primary school,Did not complete primary school,Important,Important,Important,Slightly important,Important,Slightly important,Important,Slightly important,Important,Not important,Not important,Not important,Not important,Not important,Important,Important,Important,Important,Slightly important,Slightly important,Important,Important,Important,Important,Important,Important,Important,Important,Not important,Not important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Slightly important,Not important,Important,Important,Important,Important,Important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Important,Not important,Not important,Important,Important,Slightly important,Important,Very important,Very important,Important,Important,Important,Important,Important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Important,Not important,Not important,Very difficult,Very difficult,Difficult,0,8,Difficult,Very difficult,Difficult,0,6,-44,-44,-44,-44,-44,Slightly difficult,Slightly difficult,Slightly difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Not difficult,Not difficult,Not difficult,0,-44,-44,-44,-44,-44,-44,Important,Important,Not important,Important,Important,Not important,Not important,Not important,No obstacle,No obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Major obstacle,Minor obstacle,No obstacle,Minor obstacle,No obstacle,Major obstacle,No obstacle,No obstacle,No obstacle,Public announcement/advertisement,-44,No,-44,-44,-44,-44,Yes,0,0,No,-44,No,-44,-44,-44,-44,-44,-44,No,100,0,-44,0,Yes,13,Yes,0,0,0,0,100,0,0,0,0,0,0,0,0,-44,0,0,0,0,100,0,0,0,0,0,0,0,0,0,0, ,Yes,Loan,2006,2250000,9,84,Private commercial banks,Yes,Yes,No,Yes,No,No,-44,100,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,22584906,28685710,10853711,4833077,375672,105000,16402,250716,916,0,159770,871054,288660,1571804,974620,2500000,1500000,5000000,No obstacle,Minor obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,No obstacle,Major obstacle,No obstacle,-44,-44,-44,-44,-44,"Crime, theft and disorder",Macroeconomic environment,Electricity,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,Local business association,-44,Human resources Support,-44,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,No,-44,-44,Yes,No,No,Yes,No,Yes,Yes,No,Yes,No,-44,-44,Yes,No,Yes,Yes,No,No,No,-44,-44,Truthful,Are taken directly from the establishment's records, 1441440431,1440431,Suriname,Suriname,Services of motor vehicles,431,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded,-44,98,100,0,0,0,Predominantly men,No,No,0,Do not know,0,0,Predominantly men,Male,Male,Male,-66,Yes,Yes,-66,-66,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,100,Yes,Yes,Yes,0,-44,-44,100,0,-44,0,0,100,0,Large private firms (more than 100 employees),0,0,100,Rental of tracktors and exavat,Do not know,Local,Do not know,4,4,5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,0,100,No,-44,No,Yes,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,Yes,Yes,No,No,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,-44,Tend to agree,Tend to disagree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,1,-44,Yes,2,-44,Yes,2,Outside working hours,Other,Money,-66,A fellow employee,No,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,Outside working hours,Other,Goods or stock,-66,Group of criminals,No,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-66,Yes,Yes,Yes,No,No,No,-44,-44,No,-44,-44,No,Yes,No,2,No,-44,-44,Yes,0,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,3,350,6,280,8,56,1,0,0,0,20,0,0,14,6,0,0,6,0,-66,-44,-44,-66,-66,-66,6,45780,7,45780,6,48180,0,-44,0,-44,0,-44,111,18000,126,18000,92,19000,56,17400,67,16000,55,18500,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,197,15500,170,15000,141,17000,0,-44,0,-44,0,-44,Not applicable,-44,Started but did not complete college/vocational training,Post graduated,-44,-44,Started but did not complete college/vocational training,Started but did not complete college/vocational training,Completed secondary,Completed secondary,-44,-44,-44,-44,-44,-44,Started but did not complete secondary,Started but did not complete secondary,-44,-44,Very important,Very important,Important,Important,Important,Slightly important,Slightly important,Important,Important,Important,Not important,Not important,Not important,Not important,Critical,Very important,Critical,Critical,Critical,Very important,Critical,Critical,Very important,Important,Very important,Important,Very important,Very important,Very important,Very important,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Very important,Critical,Very important,Critical,Very important,Critical,Important,Critical,Very important,Critical,Critical,Critical,Very important,Critical,Important,Critical,Important,Critical,Slightly important,Critical,Not important,Critical,Slightly important,Critical,Critical,Critical,Critical,Very important,Not important,Very important,Important,Very important,Very important,Critical,Very important,Very important,Important,Important,Slightly important,Critical,Slightly important,Very important,Not important,Very difficult,Very difficult,Very difficult,12,8,Very difficult,Very difficult,Very difficult,12,8,Very difficult,Very difficult,Very difficult,12,8,Very difficult,Very difficult,Very difficult,-66,-66,Difficult,Difficult,Slightly difficult,4,8,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Difficult,Difficult,Slightly difficult,4,8,-44,-44,-44,-44,-44,Slightly important,Slightly important,Slightly important,Important,Slightly important,Important,Not important,Not important,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Not applicable,Not applicable,Through family/friends,-44,No,-44,-44,-44,-44,No,-44,-44,-44,Other,No,-44,-44,-44,-44,-44,-44,Yes,100,0,-44,0,Yes,8,Yes,Do not know,Do not know,Do not know,Do not know,Do not know,Do not know,Do not know,Do not know,Do not know,Do not know,Do not know,Do not know,Do not know,-44,49,12,0,0,39,0,0,0,0,0,0,0,0,0,0, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,No obstacle,No obstacle,No obstacle,Very severe obstacle,Yes,No,No,No,Yes,No,No,No obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,Transportation,Not applicable,-44,Refusal to answer,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed,-44,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 1441440434,1440434,Suriname,Suriname,Retail,434,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded,-44,40,100,0,0,0,Equally men and women,No,Yes,20,Makes major strategic and fiancial decisions,13,10,Equally men and women,Male,Female,Female,1999,No,Yes,1999,20,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,2,-44,6000,No,-44,-44,-44,-44,Yes,1,6,-44,21000,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0,-44,2,48,50,0,Others,2,48,50,Sales of household products,31,Local,10,Increased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,1,99,Yes,3,Yes,Yes,Yes,No,Yes,No,No,-44,-44,-44,No,No,No,No,No,-44,-44,-44,-44,Yes,Yes,Yes,Yes,No,Yes,Yes,Yes,Yes,Advertisment in Frans Guyana,Slightly important,Very Important,Very Important,Very Important,Very Important,Very Important,Not important,Yes,80,Yes,10,Yes,10,No,No,-99,10,Yes,Yes,Yes,Yes,No obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,-44,Strongly agree,Tend to agree,Tend to agree,Strongly disagree,No,-44,-44,-44,-44,-44,Yes,-44,5000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,15400,Yes,Yes,Yes,Yes,No,No,-44,-44,No,-44,-44,Yes,Yes,No,20,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,30,2,5,30,4,4,12,10,2,2,9,0,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,4,72000,4,60000,4,96000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,2,27600,4,21600,2,26800,23,14400,21,12000,11,18000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,1,7200,1,5400,1,9000,Not applicable,-44,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,-44,-44,Completed secondary,Completed secondary,Started but did not complete secondary,Completed primary school,-44,-44,-44,-44,-44,-44,Did not complete primary school,Did not complete primary school,Very important,Important,Very important,Important,Very important,Slightly important,Very important,Slightly important,Very important,Important,Not important,Not important,Not important,Not important,Very important,Very important,Very important,Very important,Important,Important,Very important,Very important,Slightly important,Slightly important,Important,Important,Important,Important,Slightly important,Slightly important,Very important,Important,Very important,Very important,Very important,Slightly important,Very important,Important,Important,Important,Important,Important,Critical,Very important,Critical,Very important,Very important,Very important,Important,Important,Important,Important,Important,Important,Very important,Important,Very important,Important,Very important,Important,Very important,Important,Important,Important,Important,Important,Important,Important,Very important,Important,Very important,Very important,Important,Important,Important,Slightly important,Very important,Important,Slightly important,Slightly important,Difficult,Slightly difficult,Slightly difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Slightly difficult,Slightly difficult,Slightly difficult,4,2,Very difficult,Very difficult,Very difficult,8,4,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Important,Critical,Critical,Critical,Very important,Very important,Very important,Not important,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Not applicable,Not applicable,other (specify),Personl,Yes to both,Yes,2,Yes,2,Yes,100,0,No,-44,Yes,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Yes,100,0,-44,0,Yes,10,Yes,60,0,0,0,40,0,0,0,0,0,0,0,0,-44,60,0,0,0,40,0,0,0,0,0,0,0,0,0,0, ,Yes,Loan,2011,675000,13,120,Private commercial banks,Yes,Yes,No,Yes,No,No,-44,80,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,8615954,9719729,6961310,1160525,186571,96600,55816,59734,1638,0,32240,130365,131579,332864,783101,-66,-66,-66,Moderate obstacle,No obstacle,Moderate obstacle,Very severe obstacle,No,No,No,No,No,No,Yes,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Yes,Yes,Yes,Yes,Yes,Practices of competitors in the informal sector,Access to land for expansion / relocation,Inadequately educated workforce,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,Local business association,-44,Marketing and Operations support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Yes,No,No,Yes,No,Yes,Yes,Yes,No,Yes,No,Yes,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 1441440439,1440439,Suriname,Suriname,Wholesale,439,Yes,4,Establishment physically separated from HQ and other establi,Yes,4,Shareholding company with non-traded shares or shares traded,-44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly women,Male,Male,Male,1988,No,Yes,1990,25,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,5,0,-44,No,-44,-44,-44,-44,Yes,1,5,0,-44,No,-44,-44,-44,-44,Yes,1,Yes,Yes,Yes,0,-44,-44,100,0,-44,95,1,4,20,Individuals,95,1,4,Tile,25,National,80,Decreased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,5,95,Yes,7,Yes,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,Yes,Yes,Yes,Yes,Moderate obstacle,No obstacle,Minor obstacle,Major obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Moderate obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,-44,Tend to agree,Strongly disagree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,2,-44,Yes,5,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,20,During working hours,6,Personal possessions of employees or customers,1000,A customer,No,No,They occur too frequently,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,Yes,Yes,Yes,No,-44,-44,No,-44,-44,No,Yes,No,5,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,6,50,6,4,30,10,4,0,4,4,2,0,0,2,0,0,0,0,0,6,-44,-44,6,-44,0,6,38800,8,38800,8,38800,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,3,14000,3,14000,3,14000,43,11000,41,11000,1,11000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,Not applicable,-44,Completed college/vocational training,Completed college/vocational training,-44,-44,-44,-44,Completed secondary,Started but did not complete college/vocational training,Completed primary school,Completed secondary,-44,-44,-44,-44,-44,-44,-44,-44,Very important,Important,Slightly important,Important,Very important,Slightly important,Not important,Not important,Important,Important,Not important,Not important,Not important,Not important,Critical,Critical,Important,Important,Very important,Important,Critical,Very important,Not important,Not important,Critical,Slightly important,Important,Important,Not important,Not important,Critical,Slightly important,Very important,Very important,Critical,Slightly important,Critical,Very important,Very important,Important,Very important,Very important,Very important,Slightly important,Important,Very important,Very important,Very important,Very important,Very important,Critical,Not important,Important,Important,Important,Slightly important,Very important,Not important,Not important,Not applicable,Important,Slightly important,Very important,Slightly important,Not important,Not important,Slightly important,Slightly important,Slightly important,Slightly important,Very important,Very important,Important,Important,Slightly important,Slightly important,Important,Important,Not important,Not important,Slightly difficult,Very difficult,Very difficult,8,16,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Not difficult,Difficult,Slightly difficult,0,4,Difficult,Very difficult,Difficult,1,12,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Slightly important,Not important,Not important,Important,Important,Slightly important,Not important,Not important,No obstacle,No obstacle,No obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Major obstacle,Minor obstacle,Not applicable,Not applicable,Public announcement/advertisement,-44,No,-44,-44,-44,-44,Yes,4,4,No,-44,Yes,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,Major obstacle,Yes,100,0,-44,0,Yes,0,Yes,100,0,0,0,0,0,0,0,0,0,0,0,0,-44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, ,Yes,Loan,2013,-99,Refusal to answer,-99,Refusal to answer,No,-44,-44,-44,-44,-44,-44,-44,Yes,2,1,Other objections,-44,5500000,5000000,3000000,250000,0,20000,35000,0,1500,0,15000,20000,0,300000,16500000,577500,16500000,1155000,No obstacle,Minor obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,Moderate obstacle,No obstacle,Moderate obstacle,No obstacle,No obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Macroeconomic environment,Customs and Trade Regulations,Political environment,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed,-44,-44,-44,-44,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 1441440441,1440441,Suriname,Suriname,Transport,441,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,0,0,0,100,All men,-44,-44,-44,-44,-44,-44,Predominantly women,Male,Male,Male,1992,Yes,Yes,1982,25,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,5,-44,20000,Yes,1,2,5,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0,-44,20,10,70,0,Large private firms (more than 100 employees),10,5,85,Bus rides,100,Local,100,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,0,100,No,-44,Yes,Yes,Yes,Yes,Yes,No,Yes,Supplier,-44,Yes,Yes,No,No,No,No,-44,-44,-44,-44,Yes,No,No,No,No,No,No,No,No,-44,Important,Slightly important,Very Important,Not important,Not important,Not important,Not important,Yes,100,No,0,No,0,No,No,-66,Do not know,Yes,Yes,Yes,Yes,No obstacle,No obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,-44,Tend to disagree,Strongly disagree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,33500,Yes,Yes,Yes,Yes,No,No,-44,-44,No,-44,-44,No,Yes,No,4.5,No,-44,-44,No,-44,5,-44,No,-44,-44,No,-44,-44,No,-44,-44,3,110,9,25,66,10,6,6,0,0,10,0,0,0,10,0,0,0,0,3,-44,-44,-44,3,25,9,36000,4,36000,4,36000,3,20100,3,20100,3,20100,7,30000,7,30000,7,30000,2,21600,2,21600,2,21600,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,97,24000,102,24000,92,24000,2,15000,2,15000,2,15000,Not applicable,-44,Started but did not complete college/vocational training,Completed college/vocational training,University graduate,Post graduated,Completed secondary,Started but did not complete college/vocational training,Completed secondary,Started but did not complete college/vocational training,-44,-44,-44,-44,-44,-44,Did not complete primary school,Completed secondary,Did not complete primary school,Completed primary school,Very important,Slightly important,Slightly important,Important,Important,Very important,Important,Slightly important,Not important,Slightly important,Not important,Not important,Not important,Not important,Very important,Important,Very important,Important,Very important,Important,Very important,Important,Very important,Not important,Very important,Very important,Important,Very important,Important,Important,Very important,Important,Very important,Important,Very important,Slightly important,Very important,Important,Important,Slightly important,Important,Important,Important,Slightly important,Important,Very important,Important,Very important,Important,Very important,Important,Slightly important,Important,Slightly important,Important,Slightly important,Important,Slightly important,Important,Slightly important,Important,Important,Slightly important,Slightly important,Not important,Not important,Important,Important,Important,Important,Important,Important,Important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly difficult,Slightly difficult,Slightly difficult,0,-44,Slightly difficult,Slightly difficult,Slightly difficult,0,-44,Difficult,Difficult,Difficult,0,-44,Slightly difficult,Slightly difficult,Slightly difficult,4,8,Difficult,Difficult,Difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Slightly difficult,Slightly difficult,Slightly difficult,0,-44,Not difficult,Not difficult,Not difficult,0,-44,Slightly important,Important,Not important,Important,Important,Important,Important,Not important,No obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Not applicable,Not applicable,Through family/friends,-44,No,-44,-44,-44,-44,Yes,100,100,Yes,-44,No,-44,-44,-44,-44,-44,-44,Yes,100,0,-44,0,Yes,25,Yes,0,30,0,0,0,70,0,0,0,0,0,0,0,-44,0,30,0,0,0,70,0,0,0,0,0,0,0,0,0, ,Yes,Loan,2012,-66,Do not know,-66,Private commercial banks,Yes,No,No,No,Yes,No,-44,Do not know,Yes,1,0,-44,-44,11000000,12000000,1000000,1500000,300000,900000,160000,4000000,900,0,30000,-66,0,6000000,3600000,-66,3600000,-66,No obstacle,No obstacle,No obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,No obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Practices of competitors in the informal sector,Corruption,Tax administration,Major obstacle,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,-44,-44,Yes,International organization,-44,Marketing and Operations support,-44,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,Yes,No,Yes,No,Yes,Yes,No,Yes,Truthful,Are taken directly from the establishment's records, 1441440447,1440447,Suriname,Suriname,Other manufacturing,447,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded,-44,20,100,0,0,0,Predominantly men,No,Yes,20,Makes decisions in consultation with other partners,5,0,All men,Male,Male,Male,1999,Yes,Yes,1999,15,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,No,No,Yes,100,60,60,0,0,-44,20,80,0,0,Individuals,20,80,0,wood,60,Local,20,Remained the same,Increased,More than 5,100,0,20,-44,-44,-44,-44,-44,-44,-44,-44,100,0,-44,-44,No,No,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,No obstacle,No obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,-44,Tend to agree,Strongly disagree,Strongly disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,-44,-66,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,Yes,Yes,Yes,No,-44,-44,No,-44,-44,No,Yes,No,10,Yes,1,No,No,-44,2,-44,No,-44,-44,No,-44,-44,No,-44,-44,6,8,1,5,2,0,0,1,1,0,1,0,1,0,0,0,0,0,0,15,-44,15,-44,-44,1,1,18000,1,18000,1,18000,0,-44,0,-44,0,-44,1,17500,1,17500,1,17500,1,16000,1,16000,1,16000,2,16000,1,16000,1,16000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,2,35000,2,35000,2,35000,2,28800,2,28800,2,28800,Increase/decreased demand for goods,-44,Completed secondary,Started but did not complete secondary,-44,-44,Completed secondary,Completed secondary,Started but did not complete secondary,Completed primary school,Started but did not complete secondary,Started but did not complete secondary,-44,-44,-44,-44,Completed secondary,Completed secondary,Completed primary school,Completed primary school,Important,Slightly important,Important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Not important,Not important,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Not important,Not important,Important,Important,Important,Important,Slightly important,Slightly important,Important,Important,Important,Important,Important,Important,Very important,Very important,Critical,Critical,Important,Important,Important,Important,Important,Important,Critical,Critical,Important,Important,Important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Not important,Slightly important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Not important,Not important,Slightly important,Slightly important,Important,Slightly important,Important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Not difficult,Not difficult,Not difficult,0,-44,Not difficult,Not difficult,Not difficult,0,-44,Not difficult,Not difficult,Not difficult,0,-44,Not difficult,Not difficult,Not difficult,0,-44,Not difficult,Not difficult,Not difficult,0,-44,Not difficult,Not difficult,Not difficult,0,-44,Not difficult,Not difficult,Not difficult,0,-44,Not difficult,Not difficult,Not difficult,0,-44,Not difficult,Not difficult,Not difficult,0,-44,Not important,Not important,Not important,Not important,Not important,Not important,Slightly important,Not important,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Through family/friends,-44,No,-44,-44,-44,-44,No,-44,-44,-44,6,No,-44,-44,-44,-44,-44,-44,Yes,100,0,-44,0,No,-44,Yes,20,0,30,0,0,20,0,30,0,0,0,0,0,-44,45,0,55,0,0,0,0,0,0,0,0,0,0,0,0, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,Other,208000,210000,50000,95000,18000,0,5000,6000,1500,1000,800,800,0,1000,25000,1000,50000,2000,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,Access to finance,Cost of finance,Tax Rates,No obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not aware of this type of assistance and don't know it advan,-44,-44,-44,-44,-44,-44,Yes,Yes,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,Yes,Yes,Yes,Yes,No,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are estimates computed with some precision, 1441449000,1449000,Suriname,Suriname,Wholesale,9000,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, ,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,-44,-44,-44,1992,No,Yes,1992,21,No,-44,-44,No,-44,-44,No,-44,-44,Yes,14,No,Yes,1,1,0,-44,Yes,1,1,0,-44,Yes,1,1,0,-44,No,-44,-44,-44,-44,No,,Yes,Yes,Yes,0,-44,-44,100,0,-44,0,80,20,0,Individuals,30,10,60,SHOES,65,National,65,Decreased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,0,100,Yes,60,No,No,No,No,Yes,Yes,-44,-44,-44,-44,-44,No,No,No,No,-44,-44,-44,-44,Yes,Yes,Yes,Yes,No,Yes,No,No,No,-44,Very Important,Critical,Important,Important,Important,Critical,Not important,Yes,100,No,,No,,No,No,-44,5,Yes,Yes,Yes,Yes,Very severe obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,No obstacle,No obstacle,-44,Tend to agree,Strongly disagree,Tend to disagree,Tend to agree,Yes,No,-44,-44,-44,-44,Yes,5,-44,Yes,0,-44,Yes,1,Outside working hours,Other,Money,0,Gang related,No,Yes,-44,Yes,2,Outside working hours,Other,Goods or stock,0,Gang related,No,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,2,Outside working hours,Other,Goods or stock,0,A fellow employee,No,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,Yes,Yes,No,No,-44,-44,No,-44,-44,No,No,No,5,Yes,1,No,Yes,0,0,-44,No,-44,-44,No,-44,-44,Yes,60,2,5,85,4,71,0,10,7,58,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,85,5,40000,5,40000,5,-99,5,35000,5,-99,5,-99,3,35000,3,-99,3,-99,11,28000,11,-66,11,-99,61,22000,61,-66,61,-99,0,-44,0,-44,0,-44,8,18000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,Refusal to answer,-44,Completed college/vocational training,Completed secondary,Completed secondary,Completed secondary,Completed secondary,Completed secondary,Completed secondary,Completed secondary,Completed secondary,Completed secondary,-44,-44,-44,-44,-44,-44,-44,-44,Very important,Very important,Critical,Critical,Critical,Critical,Slightly important,Slightly important,Important,Important,Slightly important,Slightly important,Not important,Not important,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Important,Important,Very important,Very important,Important,Important,Slightly important,Slightly important,Very important,Very important,Critical,Critical,Critical,Critical,Very important,Very important,Very important,Very important,Critical,Critical,Important,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Important,Critical,Important,Critical,Not important,Not important,Important,Very important,Critical,Critical,Very important,Very important,Very important,Very important,Not important,Not important,Very important,Very important,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Important,Important,Difficult,Very difficult,Difficult,1,2,Difficult,Very difficult,Difficult,1,2,Difficult,Very difficult,Difficult,1,2,Difficult,Very difficult,Difficult,0,-44,Difficult,Very difficult,Difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Very important,Very important,Very important,Not important,Not important,Slightly important,Critical,Not important,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,No obstacle,No obstacle,Public placement office,-44,Yes to hire,Yes,2,Yes,2,Yes,100,0,Yes,-44,Yes,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,No obstacle,No,40,60,-44,0,Yes,9.5,No,70,0,20,0,10,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,Yes,Line of credit,2000,1980000,10,12,Private commercial banks,Yes,Yes,No,No,Yes,No,-44,80,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,14000000,15000000,8000000,1800000,240000,0,36000,0,0,36000,0,0,0,800000,0,1200000,25000000,2000000,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,No obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,Corruption,Macroeconomic environment,"Crime, theft and disorder",Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,Local business association,-44,Financial magement and tax and customs administration,-44,No,-44,-44,Yes,No,No,Yes,No,No,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Truthful,Are estimates computed with some precision, 1441449003,1449003,Suriname,Suriname,Retail,9003,Yes,2,Headquarters with production and/or sales at this location,No,2,Sole proprietorship,-44,-44,100,0,0,0,All women,Yes,Not applicable,Not applicable,Makes major strategic and fiancial decisions,15,0,All women,Female,Female,Female,1998,No,Yes,1998,16,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,4,2,-44,Yes,2,2,0,-44,Yes,-66,-66,Do not know,-66,No,-44,-44,-44,-44,Yes,Do not know,Yes,Yes,Yes,30,50,54,70,0,-44,50,50,0,40,Individuals,60,20,20,Wedding gifts and facility ren,75,Local,80,Increased,Remained the same,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,60,40,Yes,14,No,No,No,No,Yes,Yes,-44,-44,-44,-44,No,Yes,No,Yes,Yes,No,No,-44,-44,Yes,No,No,No,No,No,Yes,Yes,No,-44,Important,Important,Important,Important,Important,Important,Not important,Yes,100,No,0,No,0,No,No,280000,20,Yes,Yes,Yes,Yes,No obstacle,No obstacle,Major obstacle,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,No obstacle,-44,Tend to disagree,Tend to disagree,Strongly agree,Tend to disagree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,No,0,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,1,8,1,1,4,2,1,1,1,2,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,1,60300,1,60300,1,66330,1,24000,1,24000,1,26400,0,-44,-77,-44,0,-44,0,-44,0,-44,0,-44,2,12000,2,12000,2,13200,0,-44,0,-44,0,-44,1,14400,1,14400,1,15840,0,-44,0,-44,0,-44,3,7920,3,7200,3,7920,Economic upturn/downturn,-44,Completed secondary,Completed secondary,Started but did not complete secondary,Started but did not complete secondary,-44,-44,-44,-44,Completed primary school,Completed primary school,-44,-44,Completed primary school,Completed primary school,-44,-44,Completed primary school,Completed primary school,Important,Important,Slightly important,Slightly important,Important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Not important,Not important,Not important,Not important,Very important,Very important,Very important,Very important,Very important,Very important,Critical,Critical,Important,Important,Important,Important,Important,Important,Important,Important,Very important,Important,Important,Important,Very important,Important,Very important,Very important,Very important,Very important,Important,Important,Very important,Important,Very important,Very important,Very important,Very important,Very important,Very important,Important,Important,Important,Important,Important,Important,Slightly important,Slightly important,Not important,Not important,Important,Important,Important,Important,Slightly important,Slightly important,Important,Important,Important,Important,Important,Important,Important,Important,Slightly important,Slightly important,Important,Important,Important,Important,Slightly difficult,Not difficult,Not difficult,0,-44,Slightly difficult,Not difficult,Not difficult,0,-44,Slightly difficult,Not difficult,Not difficult,0,-44,Slightly difficult,Not difficult,Not difficult,0,-44,Slightly difficult,Not difficult,Not difficult,0,-44,-44,-44,-44,-44,-44,Slightly difficult,Not difficult,Not difficult,0,-44,-44,-44,-44,-44,-44,Slightly difficult,Not difficult,Not difficult,0,-44,Not important,Important,Not important,Not important,Important,Important,Important,Not important,No obstacle,No obstacle,No obstacle,No obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,No obstacle,No obstacle,Major obstacle,Major obstacle,Not applicable,Not applicable,Through family/friends,-44,Yes to both,Yes,-66,Yes,-66,No,-44,-44,-44,The benefits of training are small than the costs,No,-44,-44,-44,-44,-44,-44,No,100,0,-44,0,No,-44,No,100,0,0,0,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,Yes,Loan,2008,742000,11,144,Private commercial banks,Yes,Yes,No,No,No,No,-44,Do not know,No,-44,-44,-44,Application procedures for loans or line of credit are compl,650000,750000,240000,80000,0,0,21000,2000,5500,0,25000,0,0,0,225000,7178,6090000,7178,Major obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,No,No,No,Yes,No,No,No,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Major obstacle,Major obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,Very severe obstacle,No obstacle,-44,-44,-44,-44,-44,Cost of finance,Political environment,"Crime, theft and disorder",Minor obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Financial magement and tax and customs administration,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 1441449004,1449004,Suriname,Suriname,Construction,9004,No,-44,-44,-44,-44,Sole proprietorship,-44,-44,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Male,1975,No,Yes,1975,20,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,4,-44,12000,No,-44,-44,-44,-44,Yes,-66,-66,Do not know,-66,No,-44,-44,-44,-44,Yes,50,Yes,Yes,Yes,100,100,40,0,0,-44,40,60,0,10,Large private firms (more than 100 employees),50,0,50,Steal products,100,Local,20,Increased,Increased,More than 5,95,5,0,-66,-66,Do not know,-66,Do not know,60,1,1,100,0,-44,-44,No,No,Yes,No,Yes,Yes,-44,-44,-44,-44,No,Yes,No,Yes,Yes,No,Yes,No,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44, ,Important,Important,Important,Important,Important,Important,Not important,Yes,100,No,0,No,0,No,No,1160000,20,Yes,Yes,No,Yes,No obstacle,No obstacle,Major obstacle,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,No obstacle,-44,Tend to agree,Tend to disagree,Strongly agree,Strongly agree,Yes,No,-44,-44,-44,-44,Yes,1,-44,Yes,-44,17400,Yes,4,Outside working hours,6,Goods or stock,17400,Other,No,Yes,-44,Yes,2,Outside working hours,6,Other company property,870,Other,No,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,3,Outside working hours,6,Goods or stock,21750,Other,No,Yes,-44,Yes,6,During working hours,6,Goods or stock,8700,Do not know,No,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,8700,0,Yes,Yes,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,No,10,Yes,1,No,Yes,0,0,-44,Yes,60,No,Yes,-66,No,Yes,35,2,-66,30,5,10,12,3,1,0,0,1,15,3,8,4,0,0,0,0,0,3,3,3,3,-44,0,5,22000,5,24000,5,25500,0,-44,0,-44,0,-44,0,-44,-77,-44,0,-44,3,15000,3,17000,3,18500,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,25,18000,10,20000,10,21500,12,12000,12,14000,12,15500,Economic upturn/downturn,-44,Started but did not complete college/vocational training,Started but did not complete college/vocational training,-44,-44,-44,-44,Completed secondary,Completed secondary,-44,-44,-44,-44,-44,-44,Started but did not complete college/vocational training,Started but did not complete college/vocational training,Completed primary school,Completed primary school,Important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Not important,Not important,Not important,Not important,Not important,Not important,Very important,Very important,Very important,Very important,Very important,Very important,Important,Important,Important,Important,Slightly important,Slightly important,Important,Important,Important,Important,Slightly important,Slightly important,Important,Important,Important,Important,Important,Important,Important,Important,Slightly important,Slightly important,Important,Important,Important,Important,Important,Important,Very important,Very important,Slightly important,Slightly important,Important,Important,Slightly important,Slightly important,Not important,Not important,Not important,Not important,Important,Important,Not important,Not important,Not important,Not important,Not important,Not important,Important,Important,Important,Important,Not important,Not important,Not important,Not important,Important,Important,Not important,Not important,Not difficult,Not difficult,Not difficult,0,-44,Not difficult,Not difficult,Not difficult,0,-44,Not difficult,Not difficult,Not difficult,0,-44,Not difficult,Not difficult,Not difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Not difficult,Not difficult,Not difficult,0,-44,Not difficult,Not difficult,Not difficult,0,-44,Important,Important,Not important,Not important,Very important,Important,Important,Not important,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,Not applicable,Not applicable,other (specify),friends of the employees,No,-44,-44,-44,-44,Yes,5,0,No,-44,Yes,No obstacle,No obstacle,Minor obstacle,Major obstacle,No obstacle,No obstacle,No,100,0,-44,0,Yes,12,Yes,100,0,0,0,0,0,0,0,0,0,0,0,0,-44,40,60,0,0,0,0,0,0,0,0,0,0,0,0,0, ,Yes,Loan,2011,978750,12,144,Private commercial banks,Yes,Yes,No,No,No,No,-44,60,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,2600000,3200000,1600000,640000,96000,64000,64000,100000,4000,12000,30000,140000,0,500000,960000,670000,-66,670000,Major obstacle,Very severe obstacle,Very severe obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,No obstacle,Major obstacle,No obstacle,Major obstacle,Major obstacle,Major obstacle,No obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,No,No,Yes,Yes,No,Electricity,Access to finance,Telecommunications,No obstacle,Yes,Yes,No,No,No,No,Yes,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,Yes,-44,-44,Yes,Local business association,-44,Human resources Support,-44,Yes,No,Yes,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,No,-44,-44,No,-44,-44,Somewhat truthful,Are taken directly from the establishment's records, 1441449006,1449006,Suriname,Suriname,Other manufacturing,9006,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded,-44,60,40,60,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,1996,No,Yes,1996,33,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,1,1,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,1,Yes,No,Yes,80,100,60,20,0,-44,5,60,35,0,Individuals,5,60,35,coconut oil,30,National,40,Decreased,Increased,More than 5,95,5,2,2011,NETHERLAND,30,BELGIUM,70,-66,Do not know,2,100,0,-44,-44,No,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,No,No,No,Yes,No,No,No,-44,Very Important,Slightly important,Important,Slightly important,Critical,Not important,Not important,Yes,100,No,0,No,0,No,Yes,1000,20,Yes,Yes,Yes,Yes,Major obstacle,Minor obstacle,Major obstacle,Very severe obstacle,No obstacle,No obstacle,Major obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Very severe obstacle,No obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Very severe obstacle,No obstacle,-44,Tend to agree,Strongly agree,Strongly agree,Strongly agree,Yes,Yes,No,-44,-44,-44,Yes,1,-44,Yes,-44,30000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,30,During working hours,6,Goods or stock,-66,Someone working alone,No,Yes,-44,Yes,10,During working hours,6,Goods or stock,-66,Other,No,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,5000,No,Yes,Yes,Yes,No,No,-44,-44,No,-44,-44,No,Yes,Yes,1,Yes,1,No,No,-44,15,-44,Yes,5,No,No,-44,-44,No,-44,-44,2,6,1,0,3,2,0,0,1,2,3,0,1,2,0,0,0,0,0,3,-44,3,3,-44,0,1,12000,1,12000,1,12000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,2,12000,2,12000,2,12000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,6,9600,6,9600,6,9600,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,Not applicable,-44,Completed secondary,Completed secondary,-44,-44,-44,-44,Completed secondary,Completed secondary,-44,-44,-44,-44,Completed primary school,Completed primary school,-44,-44,-44,-44,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Not important,Slightly important,Slightly important,Critical,Critical,Not important,Not important,Very important,Very important,Very important,Very important,Important,Important,Very important,Very important,Slightly important,Slightly important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Slightly important,Slightly important,Very important,Very important,Very important,Important,Very important,Very important,Very important,Slightly important,Very important,Not important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Important,Important,Important,Very important,Not important,Very important,Important,Not important,Not important,Very important,Very important,Important,Important,Not important,Not important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Not important,Not important,Important,Important,Important,Important,Very difficult,Very difficult,Not difficult,-66,4,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Not difficult,Slightly difficult,Not difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Not difficult,Slightly difficult,Slightly difficult,0,1,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Very important,Very important,Not important,Very important,Important,Very important,Not important,Not important,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Major obstacle,No obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Major obstacle,Major obstacle,Not applicable,Not applicable,Public announcement/advertisement,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm is affraid of investing in workers that after the t,No,-44,-44,-44,-44,-44,-44,No,100,0,-44,0,Yes,18,Yes,100,0,0,0,0,0,0,0,0,0,0,0,0,-44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, ,Yes,Loan,2007,500000,18,120,Other,Yes,Yes,No,No,No,No,-44,100,Yes,2,1,Other objections,-44,600000,650000,550000,36000,20000,6000,4800,17000,1000,0,2000,30000,0,30000,2000000,-66,2200000,3000000,Major obstacle,Minor obstacle,No obstacle,Major obstacle,No,Yes,Yes,No,No,Yes,No,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,Major obstacle,Yes,Yes,No,Yes,No,Inadequately educated workforce,Access to finance,"Crime, theft and disorder",Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,Other,as long as it is recognized,"General management, Business development and Strategies supp",-44,No,-44,-44,Yes,No,Yes,Yes,Yes,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,Yes,Yes,Yes,No,No,No,-44,-44,Yes,No,Yes,No,-44,-44,Somewhat truthful,Are estimates computed with some precision, 1441449007,1449007,Suriname,Suriname,Non-metallic mineral products,9007,Yes,2,Headquarters with production and/or sales at this location,No,2,Limited partnership, ,20,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,-44,-44,-44,1998,Yes,Yes,1998,48,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,3,0,-44,No,-44,-44,-44,-44,Yes,1,2,0,-44,No,-44,-44,-44,-44,No,,Yes,Yes,Yes,100,80,40,0,0,-44,80,5,15,0,Small private firms (less than 20 employees),30,20,50,TIMER (SAWN MOOD),100,Local,100,Increased,Decreased,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,100,0,No,-44,Yes,Yes,Yes,No,Yes,Yes,-44,-44,-44,-44,-44,No,No,No,No,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Slightly important,Slightly important,Important,Slightly important,Not important,Slightly important,Not important,Yes,100,No,,No,,No,No,2475000,0,No,Yes,No,No,No obstacle,No obstacle,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Major obstacle,Major obstacle,No obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,Very severe obstacle,No obstacle,No obstacle,No obstacle,No obstacle,-44,Tend to agree,Tend to disagree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,0,26400,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,Yes,No,No,No,-44,-44,No,-44,-44,No,Yes,No,0,Yes,1,No,No,-44,0,-44,No,-44,-44,Yes,90,No,Yes,90,2,10,40,5,12,5,18,2,0,0,12,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,4,60000,4,50000,4,50000,3,30000,3,30000,3,30000,7,17500,7,7500,7,17500,2,18000,2,18000,2,18000,16,17500,6,17500,6,17500,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,4,18000,4,18000,4,18000,0,-44,0,-44,0,-44,Not applicable,-44,University graduate,University graduate,10,10,Other,Other,Completed college/vocational training,Completed college/vocational training,Other,Other,-44,-44,-44,-44,Other,Other,-44,-44,Very important,Important,Very important,Important,Important,Important,Very important,Slightly important,Not important,Not important,Not important,Not important,Not important,Not important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Not important,Not important,Very important,Very important,Very important,Very important,Very important,Important,Important,Important,Very important,Very important,Very important,Important,Very important,Important,Very important,Very important,Very important,Very important,Very important,Very important,Important,Important,Important,Important,Slightly important,Slightly important,Important,Important,7,Not important,Very important,Very important,Very important,Very important,Important,Not important,Not important,Not important,Important,Important,Very important,Very important,Not important,Slightly important,Not important,Not important,Important,Not important,Not important,Not important,Not difficult,Not difficult,Not difficult,0,-44,Very difficult,Very difficult,Very difficult,0,-44,Very difficult,Very difficult,Very difficult,0,-44,Slightly difficult,Slightly difficult,Slightly difficult,0,-44,Not difficult,Not difficult,Not difficult,0,-44,-44,-44,-44,-44,-44,Difficult,Difficult,Difficult,0,-44,Slightly difficult,Slightly difficult,Slightly difficult,0,-44,-44,-44,-44,-44,-44,Important,Not important,Not important,Not important,Important,Important,Slightly important,Not important,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Public announcement/advertisement,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The benefits of training are small than the costs,Yes,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Major obstacle,Yes,100,0,-44,0,Yes,13,Yes,65,30,5,0,0,0,0,0,0,0,0,0,0,-44,30,70,0,0,0,0,0,0,0,0,0,0,0,0,0, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,45734999,4496432,2135339,565771,337605,148207,126283,292077,4282,38019,13157,44000,31253,75000,0,100000,500000,150000,No obstacle,Moderate obstacle,Major obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,No obstacle,Moderate obstacle,Major obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,Major obstacle,Yes,Yes,No,Yes,No,Transportation,Tax Rates,Practices of competitors in the informal sector,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed,-44,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,Yes,No,Yes,Yes,No,No,Yes,No,Yes,Yes,No,No,No,-44,-44,Yes,No,No,No,-44,-44,Truthful,Are taken directly from the establishment's records, 1441449009,1449009,Suriname,Suriname,Other manufacturing,9009,No,-44,-44,-44,-44,Limited partnership, ,100,100,0,0,0,Predominantly men,Yes,Do not know,Do not know,Do not know,-66,-66,Do not know,Female,Female,Female,1966,No,Yes,1966,20,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,3,1,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,,Yes,Yes,Yes,100,75,40,0,0,-44,0,80,20,0,Individuals,50,0,50,OFFICE FURNITURE,70,Local,100,Increased,Remained the same,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,5,95,Yes,20,No,No,No,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,No,No,No,No,Yes,No,No,No,-44,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Not important,Not important,Yes,100,No,,No,,No,No,-44,1,No,No,Yes,No,No obstacle,No obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,Major obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,-44,Tend to disagree,Tend to disagree,Tend to agree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,-44,1980,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,No,Yes,Yes,No,-44,-44,No,-44,-44,No,Yes,No,0,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,4,22,2,15,0,5,1,4,0,3,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,2,50000,2,50000,2,-66,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,4,20000,4,-66,4,-66,1,30000,1,-66,1,0,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,15,25000,15,-66,15,-66,0,-44,0,-44,0,-44,Refusal to answer,-44,Completed college/vocational training,Completed college/vocational training,-44,-44,-44,-44,Started but did not complete college/vocational training,Completed college/vocational training,Completed secondary,Completed secondary,-44,-44,-44,-44,Started but did not complete secondary,Started but did not complete secondary,-44,-44,Not important,Slightly important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Important,Not important,Not important,Not important,Not important,Not important,Critical,Not important,Critical,Not important,Critical,Not important,Critical,Not important,Very important,Not important,Very important,Not important,Important,Not important,Important,Not important,Important,Not important,Very important,Not important,Very important,Not important,Important,Not important,Important,Not important,Very important,Not important,Important,Not important,Slightly important,Not important,Critical,Not important,Critical,Not important,Not important,Not important,Important,Not important,Important,Not important,Not important,Not important,Slightly important,Not important,Important,Not important,Important,Not important,Not important,Not important,Not important,Not important,Slightly important,Not important,Slightly important,Not important,Not important,Not important,Slightly important,Not important,Slightly important,Not important,Not important,Not difficult,Not difficult,Slightly difficult,0,-44,Difficult,Difficult,Difficult,0,-44,-44,-44,-44,-44,-44,Difficult,Difficult,Difficult,0,-44,Difficult,Difficult,Difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Difficult,Difficult,Difficult,0,-44,-44,-44,-44,-44,-44,Not important,Not important,Not important,Not important,Not important,Slightly important,Not important,Not important,No obstacle,No obstacle,No obstacle,Minor obstacle,No obstacle,Minor obstacle,No obstacle,Moderate obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Private placement office,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The benefits of training are small than the costs,No,-44,-44,-44,-44,-44,-44,Yes,0,100,-44,0,Yes,11,Yes,62,38,0,0,0,0,0,0,0,0,0,0,0,-44,35,65,0,0,0,0,0,0,0,0,0,0,0,0,0, ,Yes,Line of credit,2013,-99,11,0,Private commercial banks,Yes,Yes,No,No,No,No,-44,100,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,1900000,1800000,900000,650000,18000,0,17500,24000,17500,0,12000,66000,0,230000,3000000,400000,500000,607000,No obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Major obstacle,Yes,Yes,Yes,Yes,Yes,Practices of competitors in the informal sector,Cost of finance,Tax Rates,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,Private independent fund,-44,technological and Innovation Support,-44,No,-44,-44,Yes,No,Yes,Yes,No,Yes,No,-44,-44,No,-44,,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 1441449022,1449022,Suriname,Suriname,Food,9022,No,-44,-44,-44,-44,Other,Parastatal company,100,0,0,100,0,Not applicable,No,No,0,Do not know,0,0,Predominantly men,Male,Female,Female,1961,Yes,Yes,1967,15,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,2,-44,50000,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,100,60,40,0,0,-44,0,90,10,0,Government or government agencies (including state-owned ent,50,20,30,milk,55,Local,35,Decreased,Increased,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,60,40,Yes,14,No,No,No,Yes,Yes,Yes,-44,-44,-44,-44,Yes,Yes,No,Yes,No,-44,-44,-44,-44,Yes,No,Yes,Yes,No,No,No,No,Yes,new department Marketing,Very Important,Very Important,Very Important,Important,Important,Important,Not important,Yes,100,No,0,No,0,Yes,Yes,2000000,10,Yes,Yes,Yes,No,Moderate obstacle,No obstacle,Very severe obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,funding oppurtun for machinery,Strongly disagree,Strongly disagree,Tend to agree,Strongly disagree,No,-44,-44,-44,-44,-44,Yes,-44,33500,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,Yes,Yes,Yes,No,-44,-44,No,-44,-44,No,Yes,Yes,5,No,-44,-44,No,-44,0,-44,Yes,30,No,No,-44,-44,No,-44,-44,82,59,3,38,0,18,1,2,0,14,10,0,0,10,0,0,0,0,0,1,-44,-44,1,-44,10,3,78380,3,72502,3,82300,0,-44,0,-44,0,-44,7,33212,7,30721,7,34872,10,25533,10,23618,10,26810,8,27006,8,24980,8,28350,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,41,19662,31,24054,31,27300,0,-44,0,-44,0,-44,Economic upturn/downturn,-44,Completed college/vocational training,Completed secondary,-44,-44,Completed secondary,Completed primary school,Completed secondary,Completed primary school,Completed secondary,Completed secondary,-44,-44,-44,-44,Started but did not complete secondary,Completed primary school,-44,-44,Very important,Very important,Very important,Slightly important,Very important,Important,Slightly important,Not important,Slightly important,Not important,Not important,Not important,Not important,Not important,Very important,Important,Very important,Important,Very important,Important,Very important,Important,Slightly important,Slightly important,Critical,Important,Important,Slightly important,Important,Slightly important,Critical,Important,Very important,Important,Important,Important,Very important,Slightly important,Critical,Slightly important,Critical,Very important,Slightly important,Important,Slightly important,Important,Very important,Important,Very important,Important,Very important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Critical,Critical,Critical,Critical,Slightly important,Slightly important,Slightly important,Slightly important,Important,Important,Important,Important,Slightly important,Slightly important,Not important,Not important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly difficult,Slightly difficult,Slightly difficult,8,8,Very difficult,Very difficult,Very difficult,5,2,Slightly difficult,Slightly difficult,Slightly difficult,5,2,Not difficult,Not difficult,Not difficult,1,1,Not difficult,Not difficult,Not difficult,1,1,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Not difficult,Not difficult,Not difficult,1,1,-44,-44,-44,-44,-44,Very important,Very important,Important,Critical,Important,Important,Important,Not important,No obstacle,Minor obstacle,No obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Not applicable,Not applicable,Public announcement/advertisement,-44,Yes to hire,Yes,2,No,-44,No,-44,-44,-44,Other,Yes,Moderate obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Yes,100,0,-44,0,Yes,15,Yes,99,1,0,0,0,0,0,0,0,0,0,0,0,-44,75,25,0,0,0,0,0,0,0,0,0,0,0,0,0, ,Yes,Loan,2013,2000000,11,12,Private commercial banks,Yes,Yes,No,No,No,No,-44,80,Yes,1,0,-44,-44,24000000,27000000,23500000,3800000,1200000,0,240000,300000,100000,0,0,2175000,0,22500000,5350000,40000000,10500000,40000000,No obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,No obstacle,No obstacle,Major obstacle,Yes,Yes,Yes,Yes,Yes,Practices of competitors in the informal sector,Cost of finance,Macroeconomic environment,Moderate obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,Government based organization,-44,technological and Innovation Support,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 1441449025,1449025,Suriname,Suriname,Food,9025,No,-44,-44,-44,-44,Partnership (including limited liability companies),-44,50,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Female,Male,1973,Yes,Yes,1973,30,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,3,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,80,Yes,No,Yes,100,100,40,0,0,-44,0,0,100,0,Large private firms (more than 100 employees),70,0,30,Shrimps (fish),100,International,Do not know,Increased,Remained the same,None,1,99,0,1973,JAPAN,65,EUROPE,35,14,0,0,10,90,Yes,14,No,Yes,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,No,No,No,No,No obstacle,No obstacle,Major obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,Major obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,-44,Tend to agree,Tend to disagree,Tend to disagree,Strongly agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,Yes,No,No,No,-44,-44,No,-44,-44,No,Yes,No,0,No,-44,-44,No,-44,0,-44,Yes,7,No,No,-44,-44,No,-44,-44,90,35,4,18,2,11,1,9,0,5,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,4,48000,4,48000,4,48000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,5,18000,5,18000,5,18000,0,-44,0,-44,0,-44,18,14400,18,14400,18,14400,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,8,14400,8,14400,8,14400,Not applicable,-44,Completed secondary,Completed secondary,-44,-44,-44,-44,Completed secondary,Completed secondary,-44,-44,Completed primary school,Completed primary school,-44,-44,-44,-44,Completed primary school,Completed primary school,Important,Important,Important,Important,Slightly important,Slightly important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Important,Important,Important,Important,Important,Important,Important,Important,Not important,Not important,Important,Important,Slightly important,Slightly important,Important,Important,Slightly important,Slightly important,Important,Important,Important,Important,Important,Important,Important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Not important,Not important,Important,Important,Very important,Very important,Slightly important,Slightly important,Not important,Not important,Not important,Not important,Slightly important,Slightly important,Not important,Not important,Slightly important,Slightly important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Slightly important,Slightly important,Slightly important,Slightly important,Not important,Not important,Slightly important,Slightly important,Not important,Not important,Not difficult,Not difficult,Not difficult,0,-44,Not difficult,Not difficult,Not difficult,0,-44,-44,-44,-44,-44,-44,Not difficult,Not difficult,Not difficult,0,-44,-44,-44,-44,-44,-44,Not difficult,Not difficult,Not difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Not difficult,Not difficult,Not difficult,0,-44,Not important,Not important,Not important,Not important,Not important,Important,Important,Not important,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,No obstacle,No obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,Not applicable,Not applicable,Public announcement/advertisement,-44,No,-44,-44,-44,-44,No,-44,-44,-44,Other,Yes,No obstacle,No obstacle,No obstacle,Moderate obstacle,No obstacle,No obstacle,Yes,0,100,-44,0,Yes,9,No,0,100,0,0,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,Yes,Loan,2013,-66,9,-66,Private commercial banks,No,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,Collateral requirements for loans or line of credit are unat,5120208,7185863,5507731,619294,64367,0,300000,290000,84000,24000,4800,1480,0,93699,512932,-66,9045000,-66,Major obstacle,Major obstacle,Major obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Major obstacle,Major obstacle,No obstacle,No obstacle,Major obstacle,Major obstacle,Major obstacle,Yes,Yes,Yes,Yes,No,Electricity,Access to finance,Telecommunications,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not aware of this type of assistance and don't know it advan,-44,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 1441449030,1449030,Suriname,Suriname,Other manufacturing,9030,Yes,2,Establishment physically separated from HQ but with no other,Yes,2,Shareholding company with non-traded shares or shares traded,-44,35,100,0,0,0,Predominantly men,No,No,35,Makes decisions in consultation with other partners,10,5,Predominantly women,Female,Female,Female,-66,No,Yes,-66,25,No,-44,-44,No,-44,-44,No,-44,-44,Yes,-66,No,Yes,15,6,20,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,No,No,No,100,100,40,0,0,-44,20,60,20,0,Your parent company or affiliated establishments,Do not know,Do not know,Do not know,Furniture,Do not know,National,Do not know,Remained the same,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,50,50,Yes,-66,No,No,No,No,Yes,Yes,-44,-44,-44,-44,Yes,No,No,Yes,Yes,Yes,No,-44,-44,Yes,No,Yes,Yes,No,No,No,Yes,No,-44,Slightly important,Important,Important,Important,Slightly important,Important,Not important,Yes,100,No,0,No,0,No,Yes,-66,Do not know,No,Yes,No,No,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,-44,Tend to agree,Tend to agree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,-44,-66,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-66,Yes,Yes,Yes,Yes,No,No,-44,-44,No,-44,-44,No,Yes,No,Do not know,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,60,36,4,30,0,2,0,3,0,2,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,4,-99,4,-99,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,2,-66,2,-66,2,-66,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,30,-66,30,-66,34,-66,0,-44,0,-44,0,-44,Not applicable,-44,-44,-44,-44,-44,-44,-44,Completed secondary,Started but did not complete secondary,-44,-44,-44,-44,-44,-44,Completed primary school,Completed primary school,-44,-44,Very important,Very important,Slightly important,Important,Slightly important,Important,Important,Slightly important,Important,Very important,Important,Very important,Not important,Not important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Slightly important,Slightly important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Slightly important,Slightly important,Very important,Very important,Important,Important,Important,Important,Slightly important,Slightly important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Not applicable,Not applicable,Not applicable,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Not difficult,Difficult,Very difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Very difficult,Very difficult,Very difficult,0,-44,-44,-44,-44,-44,-44,Very important,Important,Important,Slightly important,Important,Very important,Very important,Not important,No obstacle,Minor obstacle,No obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Not applicable,Not applicable,Through family/friends,-44,No,-44,-44,-44,-44,Yes,0,100,No,-44,No,-44,-44,-44,-44,-44,-44,Yes,Do not know,Do not know,-44,Do not know,Yes,Do not know,No,Do not know,Do not know,Do not know,Do not know,Do not know,Do not know,Do not know,Do not know,Do not know,Do not know,Do not know,Do not know,Do not know,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,8,-66,-66,-66,-66,-66,-66,-66,-66,-66,-66,-66,0,0,-66,-66,-66,-66,-66,No obstacle,No obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,"Crime, theft and disorder",Corruption,Macroeconomic environment,Moderate obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,Community based organization,-44,"General management, Business development and Strategies supp",-44,No,-44,-44,Yes,Yes,Yes,Yes,Yes,Yes,No,-44,-44,No,-44,-44,Yes,Yes,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Somewhat truthful,Are estimates computed with some precision, 1441449035,1449035,Suriname,Suriname,Food,9035,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded,-44,33,100,0,0,0,Predominantly men,No,No,33,Do not know,0,0,All men,Male,Male,Male,2002,No,Yes,2002,38,Yes,770,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,2,-44,900,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,Do not know,No,Yes,No,97,75,50,3,0,-44,0,0,100,0,Others,0,0,100,"food, bread",99,Local,10,Decreased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,1,99,No,-44,No,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,Yes,Yes,Yes,Yes,No obstacle,No obstacle,Very severe obstacle,No obstacle,Minor obstacle,No obstacle,Major obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,-44,Strongly disagree,Tend to disagree,Strongly disagree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,3,-44,Yes,10,-44,Yes,1,Outside working hours,5,Goods or stock,-66,Other,No,No,Don't have the time; inconvenient,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-66,Yes,Yes,Yes,Yes,No,No,-44,-44,No,-44,-44,No,No,No,2,Yes,1,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,-66,29,2,25,0,2,0,3,0,2,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,2,-99,2,-99,2,-99,0,-44,0,-44,0,-44,2,24000,2,24000,2,24000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,25,9600,25,9600,25,9600,0,-44,0,-44,0,-44,Not applicable,-44,Completed secondary,Completed secondary,-44,-44,Completed primary school,Completed primary school,-44,-44,-44,-44,-44,-44,-44,-44,Completed primary school,Completed primary school,-44,-44,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Important,Important,Important,Important,Important,Important,Important,Important,Not important,Not important,Important,Important,Important,Important,Do not know,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Refusal to answer,Refusal to answer,Refusal to answer,-99,-99,Refusal to answer,Refusal to answer,Refusal to answer,-99,-99,Refusal to answer,Refusal to answer,Refusal to answer,-99,-99,Refusal to answer,Refusal to answer,Refusal to answer,-99,-99,Refusal to answer,Refusal to answer,Refusal to answer,-99,-99,Refusal to answer,Refusal to answer,Refusal to answer,-99,-99,Refusal to answer,Refusal to answer,Refusal to answer,-99,-99,Refusal to answer,Refusal to answer,Refusal to answer,-99,-99,Refusal to answer,Refusal to answer,Refusal to answer,-99,-99,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,No obstacle,No obstacle,Major obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,other (specify),they came and asked for a job,No,-44,-44,-44,-44,Yes,100,0,No,-44,No,-44,-44,-44,-44,-44,-44,No,100,0,-44,0,Yes,9,No,Do not know,Do not know,Do not know,Do not know,Do not know,Do not know,Do not know,Do not know,Do not know,Do not know,Do not know,Do not know,Do not know,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,Yes,Loan,2010,-99,9,-99,Private commercial banks,Yes,Yes,No,No,No,No,-44,Do not know,No,-44,-44,-44,Other,9000000,10000000,5500000,450000,264000,88000,42000,720000,0,1314000,720000,0,0,0,2400000,-66,2400000,-66,No obstacle,Major obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,Not applicable,Not applicable,Not applicable,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,NGO,-44,Marketing and Operations support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 1441449037,1449037,Suriname,Suriname,Other manufacturing,9037,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded,-44,30,100,0,0,0,Predominantly men,No,Yes,15,Delegates decisions to other partners,5,0,Predominantly men,Female,Male,Male,1983,No,Yes,1983,27,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,1,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,1,Yes,No,Yes,60,70,48,40,0,-44,60,40,0,9,Small private firms (less than 20 employees),0,100,0,LUMBER,100,Local,40,Decreased,Decreased,More than 5,100,0,20,-44,-44,-44,-44,-44,-44,-44,-44,100,0,-44,-44,Yes,Yes,Yes,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,No,Yes,Yes,Yes,No,No,Yes,"advertising, promotions",Very Important,Important,Important,Important,Important,Important,Not important,Yes,100,No,0,No,0,Yes,No,150000,20,Yes,Yes,Yes,Yes,Minor obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Major obstacle,No obstacle,-44,Tend to agree,Strongly agree,Strongly agree,Tend to agree,Yes,No,-44,-44,-44,-44,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,Yes,Yes,No,No,-44,-44,No,-44,-44,No,No,No,4.4,Yes,1,No,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,Do not know,2,80,40,3,32,0,5,1,2,0,3,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,3,30000,3,27000,3,33000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,5,18000,5,16200,5,18900,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,32,14400,32,12960,38,1260,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,Not applicable,-44,Other,Other,-44,-44,-44,-44,Completed secondary,Completed secondary,-44,-44,-44,-44,Other,Other,-44,-44,-44,-44,Important,Important,Important,Important,Important,Important,Not important,Not important,Not important,Not important,Slightly important,Slightly important,Not important,Not important,Very important,Important,Important,Important,Important,Important,Important,Important,Slightly important,Slightly important,Important,Important,Important,Important,Slightly important,Slightly important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Slightly important,Important,Slightly important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Slightly important,Important,Slightly important,Important,Important,Important,Important,Important,Important,Important,Slightly important,Important,Important,Important,Slightly important,Important,Important,Important,Important,Important,Important,Important,Slightly important,Important,Important,Difficult,Slightly difficult,Slightly difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Not difficult,Not difficult,Not difficult,0,52,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Difficult,Difficult,Not difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Not important,Important,Not important,Important,Important,Important,Important,Not important,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Major obstacle,No obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Not applicable,Not applicable,other (specify),OPEN APPLICATION,No,-44,-44,-44,-44,No,-44,-44,-44,The firm does not have enough information about training pro,Yes,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Yes,100,0,-44,0,Yes,11,Yes,0,100,0,0,0,0,0,0,0,0,0,0,0,-44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, ,Yes,Loan,2009,667500,12,96,Private commercial banks,Yes,Yes,No,No,No,No,-44,40,No,-44,-44,-44,Other,500000,600000,240000,150000,120000,0,84000,84000,2000,0,3600,150000,0,50000,5025000,6675000,1335000,10050000,No obstacle,Moderate obstacle,No obstacle,Major obstacle,No,Yes,Yes,Yes,Yes,Yes,No,Major obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,Yes,Yes,Yes,Yes,No,Practices of competitors in the informal sector,Access to finance,Political environment,Major obstacle,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,-44,-44,Yes,International organization,-44,Other,combination of 1 and 3,No,-44,-44,Yes,No,Yes,Yes,Yes,Yes,No,-44,-44,Yes,Yes,No,Yes,Yes,Yes,Yes,Yes,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,No,-44,-44,Truthful,Are estimates computed with some precision, 1441449038,1449038,Suriname,Suriname,Chemicals,9038,Yes,2,Headquarters with production and/or sales at this location,No,2,Shareholding company with non-traded shares or shares traded,-44,100,0,100,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,1995,Yes,Yes,-66,12,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,No,Yes,3,1,0,-44,No,-44,-44,-44,-44,Yes,2,1,0,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,No,70,70,40,30,0,-44,0,100,0,0,Medium private firms (20-100 employees),0,0,100,LUMBER,100,National,Do not know,Remained the same,Decreased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,100,0,-44,-44,Yes,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,0,Yes,Yes,Yes,Yes,No obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Minor obstacle,Minor obstacle,No obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,-44,Strongly agree,Tend to agree,Strongly agree,Strongly agree,Yes,No,-44,-44,-44,-44,Yes,5,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,Yes,No,Yes,No,-44,-44,No,-44,-44,Yes,Yes,No,0,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,50,22,1,0,18,3,0,0,0,2,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,1,30000,1,21600,1,60000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,3,14400,3,9600,3,15600,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,18,21600,18,18000,25,24000,0,-44,0,-44,0,-44,Not applicable,-44,Completed college/vocational training,Completed college/vocational training,-44,-44,-44,-44,Started but did not complete secondary,Completed secondary,-44,-44,-44,-44,-44,-44,Completed secondary,Completed secondary,-44,-44,Very important,Important,Very important,Very important,Important,Important,Very important,Slightly important,Important,Important,Important,Important,Not important,Not important,Very important,Very important,Very important,Very important,Very important,Very important,Important,Important,Slightly important,Slightly important,Important,Important,Very important,Very important,Not important,Not important,Very important,Very important,Important,Important,Very important,Very important,Important,Important,Very important,Very important,Important,Important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Important,Important,Important,Important,Important,Important,Not important,Not important,Not important,Not important,Very important,Important,Very important,Very important,Important,Important,Important,Important,Important,Important,Very important,Very important,Important,Important,Important,Important,Important,Important,Not important,Not important,Slightly difficult,Slightly difficult,Slightly difficult,0,2,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Very difficult,Difficult,Difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Very difficult,Very difficult,Slightly difficult,0,-44,-44,-44,-44,-44,-44,Important,Important,Important,Important,Slightly important,Very important,Very important,Not important,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Not applicable,Not applicable,Through family/friends,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm cannot afford the optimal level of training,Yes,No obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,No obstacle,Yes,100,0,-44,0,Yes,60,Yes,100,0,0,0,0,0,0,0,0,0,0,0,0,-44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,Other,5000000,5000000,2000000,500000,186000,534000,60000,50000,0,34000,10000,80000,0,145000,1000000,335000,100500,3350000,No obstacle,Minor obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,Minor obstacle,Major obstacle,Minor obstacle,No obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,Yes,Yes,Yes,No,No,Corruption,"Crime, theft and disorder",Practices of competitors in the informal sector,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,Other,Any one,"General management, Business development and Strategies supp",-44,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,No,-44,-44,No,-44,-44,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,No,Yes,No,Yes,No,-44,-44,Truthful,Are estimates computed with some precision, 1441449039,1449039,Suriname,Suriname,Food,9039,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded,-44,33,0,100,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Male,1955,Yes,Yes,1995,55,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,1,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,10,Yes,No,Yes,100,75,70,0,0,-44,0,0,100,0,Medium private firms (20-100 employees),0,0,100,FISH,100,International,2,Increased,Remained the same,2-5,5,95,0,1995,JAMAICA,33,HOLLAND,33,3,0,0,10,90,Yes,10,No,No,No,No,Yes,No,Yes,Client,-44,Yes,No,Yes,No,Yes,Yes,Yes,Yes,Yes,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44, ,Important,Very Important,Important,Slightly important,Not important,Not important,Not important,Yes,40,Yes,60,No,0,No,No,67000,5,Yes,Yes,No,Yes,No obstacle,Minor obstacle,Minor obstacle,Major obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,No obstacle,-44,Tend to agree,Tend to agree,Tend to agree,Strongly agree,No,-44,-44,-44,-44,-44,Yes,1,-44,Yes,-44,670000,Yes,5,Outside working hours,5,Goods or stock,670000,Group of criminals,No,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,No,Yes,No,No,-44,-44,No,-44,-44,No,Yes,No,20,Yes,60,No,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,Do not know,2,10,100,5,83,2,10,2,3,1,1,15,0,0,15,0,0,0,13,0,4,-44,-44,4,-44,0,5,21600,4,20400,5,24000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,10,19200,9,18000,10,21000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,100,16800,90,15600,115,18000,0,-44,0,-44,0,-44,Economic upturn/downturn,-44,Completed secondary,Do not know,-44,-44,-44,-44,Completed secondary,Completed secondary,-44,-44,-44,-44,-44,-44,Completed primary school,Started but did not complete secondary,-44,-44,Important,Important,Important,Important,Very important,Very important,Important,Very important,Important,Important,Not important,Not important,Not important,Not important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Slightly important,Slightly important,Important,Important,Very important,Very important,Important,Important,Important,Important,Important,Important,Important,Important,Very important,Very important,Important,Slightly important,Important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Very important,Very important,Very important,Very important,Important,Important,Important,Important,Slightly important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Very important,Important,Important,Important,Slightly important,Slightly important,Important,Important,Important,Important,Important,Important,Important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Important,Very difficult,Very difficult,Almost impossible,0,52,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Slightly difficult,Difficult,Difficult,0,26,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Very difficult,Very difficult,Very difficult,0,-44,-44,-44,-44,-44,-44,Important,Very important,Very important,Very important,Very important,Important,Important,Not important,Moderate obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Major obstacle,Major obstacle,Major obstacle,Not applicable,Not applicable,Through family/friends,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm does not have enough information about training pro,Yes,No obstacle,Moderate obstacle,No obstacle,Major obstacle,Minor obstacle,No obstacle,No,100,0,-44,0,Yes,11,Yes,0,100,0,0,0,0,0,0,0,0,0,0,0,-44,0,70,0,0,0,0,0,0,0,0,0,0,30,0,0, ,Yes,Loan,2013,667500,11,60,Other,Yes,Yes,No,No,No,No,-44,25,Yes,2,1,Other objections,-44,11725000,11725000,8207500,1172500,820750,0,144000,3350000,0,60000,23450,67000,0,67000,3400000,10050000,670000,234500000,No obstacle,Very severe obstacle,Minor obstacle,Major obstacle,No,Yes,No,No,No,No,No,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,Major obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,-44,-44,-44,-44,-44,"Crime, theft and disorder",Electricity,Inadequately educated workforce,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,technological and Innovation Support,-44,Yes,No,Yes,Yes,No,Yes,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,Yes,Yes,No,No,No,-44,-44,Yes,No,Yes,Yes,No,Yes,Truthful,Are estimates computed with some precision, 1441449053,1449053,Suriname,Suriname,Machinery and equipment,9053,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded,-44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Female,1977,Yes,Yes,1977,30,Yes,-66,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,2,0,-44,Yes,10,3,Do not know,-66,Yes,1,2,0,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,30,60,40,70,0,-44,70,30,0,Do not know,Medium private firms (20-100 employees),Do not know,Do not know,Do not know,Accessories,50,National,95,Remained the same,Increased,More than 5,95,5,0,-66,FRENCH GUYANA,100,-77,-44,1,0,0,Do not know,Do not know,Yes,2,No,No,No,Yes,Yes,Yes,-44,-44,-44,-44,Yes,Yes,Yes,No,Yes,Yes,Yes,Yes,Yes,Yes,No,Yes,Yes,No,No,No,No,No,-44,Very Important,Very Important,Slightly important,Important,Important,Important,Not important,Yes,50,Yes,50,No,0,No,No,-66,Do not know,Yes,Yes,Yes,Yes,Major obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Minor obstacle,No obstacle,Major obstacle,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,-44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,1,-44,Yes,10,-44,Yes,2,Outside working hours,5,Personal possessions of employees or customers,-66,Group of criminals,No,Yes,-44,Yes,4,Outside working hours,5,Other,-66,Group of criminals,No,No,Don't have the time; inconvenient,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,6,Outside working hours,5,Personal possessions of employees or customers,-66,A former employee,No,No,Other,Yes,13,Outside working hours,5,Goods or stock,-66,A former employee,No,No,Other,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-66,Yes,Yes,Yes,Yes,Yes,No,-44,-44,No,-44,-44,Yes,Yes,No,Do not know,No,-44,-44,No,-44,Do not know,-66,No,-44,-44,No,-44,-44,No,-44,-44,5,98,7,10,70,11,2,1,0,4,8,0,8,0,0,0,4,0,0,4,-44,4,-44,-44,3,7,-66,7,-66,7,-66,5,-66,5,-66,5,-66,18,-66,18,-66,18,-66,8,-66,8,-66,8,-66,68,-66,60,-66,60,-66,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,7,-44,Completed college/vocational training,Started but did not complete college/vocational training,University graduate,University graduate,Completed secondary,Completed secondary,Completed secondary,Completed secondary,Completed secondary,University graduate,-44,-44,-44,-44,-44,-44,-44,-44,Very important,Important,Very important,Very important,Important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Not important,Not important,Not important,Very important,Very important,Very important,Very important,Very important,Very important,Critical,Critical,Slightly important,Slightly important,Very important,Very important,Important,Important,Important,Important,Critical,Very important,Critical,Important,Very important,Very important,Very important,Important,Very important,Slightly important,Very important,Slightly important,Very important,Important,Very important,Important,Critical,Very important,Critical,Critical,Very important,Important,Very important,Critical,Very important,Very important,Important,Slightly important,Important,Slightly important,Very important,Important,Very important,Slightly important,Very important,Not important,Important,Not important,Important,Not important,Very important,Important,Very important,Very important,Very important,Slightly important,Very important,Very important,Very important,Not important,Very difficult,Very difficult,Very difficult,0,-44,Almost impossible,Almost impossible,Almost impossible,0,-44,Difficult,Very difficult,Very difficult,0,-44,Difficult,Very difficult,Very difficult,0,-44,Difficult,Difficult,Difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Very important,Very important,Important,Very important,Very important,Very important,Important,Not important,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Through family/friends,-44,No,-44,-44,-44,-44,Yes,5,5,No,-44,Yes,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,Yes,100,0,-44,0,Yes,Do not know,Yes,Do not know,Do not know,Do not know,Do not know,Do not know,Do not know,Do not know,Do not know,Do not know,Do not know,Do not know,Do not know,Do not know,-44,Do not know,Do not know,Do not know,Do not know,Do not know,Do not know,Do not know,Do not know,Do not know,Do not know,Do not know,Do not know,Do not know,Do not know,Do not know, ,Yes,Loan,-66,-66,Do not know,-66,Private commercial banks,Yes,Yes,Yes,Yes,No,No,-44,Do not know,Yes,-66,0,-44,-44,-66,-66,-66,-66,-66,-66,-66,-66,-66,-66,-66,-66,-66,-66,-66,-66,-66,-66,Minor obstacle,No obstacle,No obstacle,Major obstacle,Yes,No,Yes,Yes,No,Yes,No,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Minor obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Macroeconomic environment,Political environment,Very severe obstacle,No,Yes,Yes,No,Yes,Yes,No,No,No impact,-44,-44,Yes,Moderated impact,No,No impact,No,Do not know,Yes,Moderated impact,-44,-44,Yes,Moderated impact,Yes,Moderated impact,No,Do not know,Yes,Moderated impact,-44,-44,Yes,Moderated impact,Yes,No impact,No,Do not know,Yes,Moderated impact,-44,-44,No,Moderated impact,Yes,Moderated impact,No,Do not know,No,No impact,-44,-44,No,Moderated impact,No,No impact,No,Do not know,Yes,Moderated impact,-44,-44,Yes,Moderated impact,No,Moderated impact,No,Do not know,Yes,Moderated impact,-44,-44,Yes,Moderated impact,No,Moderated impact,No,Do not know,Yes,Moderated impact,-44,-44,Yes,Moderated impact,Yes,Moderated impact,No,Do not know,Yes,-44,-44,Yes,Private independent fund,-44,"General management, Business development and Strategies supp",-44,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,No,-44,-44,No,-44,-44,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Truthful,Are estimates computed with some precision, 1441449062,1449062,Suriname,Suriname,Information technology,9062,No,-44,-44,-44,-44,Limited partnership, ,65,65,0,35,0,All men,-44,-44,-44,-44,-44,-44,All men,-44,-44,-44,1981,Yes,Yes,1981,8,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,1,0,-44,Yes,2,1,0,-44,Yes,2,1,0,-44,No,-44,-44,-44,-44,Yes,50,Yes,Yes,Yes,0,-44,-44,100,0,-44,15,75,10,20,Others,15,75,10,SERVICE,90,National,Do not know,Do not know,Increased,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,100,0,No,-44,No,No,No,Yes,Yes,Yes,-44,-44,-44,-44,-44,Yes,Yes,Yes,Yes,Yes,Yes,No,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,-44,Critical,Critical,Critical,Critical,Important,Critical,Important,Yes,60,Yes,0,Yes,40,Yes,Yes,-44,5,Yes,Yes,Yes,Yes,No obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,Minor obstacle,No obstacle,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,Moderate obstacle,No obstacle,No obstacle,-44,Strongly agree,Strongly agree,Strongly agree,Strongly agree,Yes,Yes,Yes,30,Yes,0,Yes,2,-44,Yes,3,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,2,During working hours,Other,Other,-66,Other,Yes,Yes,-44,Yes,4,During working hours,Other,Other,-66,Other,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,-66,-66,Yes,Yes,Yes,Yes,Yes,No,-44,-44,No,-44,-44,No,Yes,No,5,Yes,1,No,Yes,-66,Do not know,-66,No,-44,-44,No,-44,-44,No,-44,-44,8,803,30,100,0,673,0,10,0,200,13,0,8,0,5,0,5,0,8,10,-44,10,-44,10,10,30,650000,30,20000,30,-66,73,400000,73,-66,73,-66,200,142500,200,-66,200,-66,100,36000,100,-66,100,-66,100,30000,100,-66,100,-66,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,300,25000,300,-66,300,-66,0,-44,0,-44,0,-44,New products require new skills,-44,University graduate,University graduate,University graduate,University graduate,University graduate,University graduate,Completed secondary,Completed secondary,Completed secondary,Completed secondary,Other,Other,Other,Other,Completed secondary,University graduate,Other,Other,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Important,Important,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Critical,Very important,Very important,Very important,Very important,Slightly important,Slightly important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Very important,Very important,Slightly difficult,Slightly difficult,Slightly difficult,0,-44,Slightly difficult,Slightly difficult,Slightly difficult,2,2,Slightly difficult,Slightly difficult,Slightly difficult,2,2,Not difficult,Not difficult,Not difficult,0,-44,Not difficult,Not difficult,Not difficult,0,-44,Not difficult,Not difficult,Not difficult,0,-44,Not difficult,Not difficult,Not difficult,0,-44,Slightly difficult,Slightly difficult,Difficult,3,4,Not difficult,Not difficult,Not difficult,2,2,Important,Very important,Important,Very important,Very important,Important,Important,Not important,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,Public announcement/advertisement,-44,Yes to both,Yes,3,Yes,3,Yes,50,50,No,-44,No,-44,-44,-44,-44,-44,-44,Yes,90,10,-44,0,Yes,12,Yes,40,0,40,0,20,0,0,0,0,0,0,0,0,-44,60,0,40,0,0,0,0,0,0,0,0,0,0,0,0, ,Yes,Line of credit,2011,40000000,12,8,State-owned banks and/or government agencies,Yes,Yes,Yes,No,No,No,-44,120,No,-44,-44,-44,Other,360000000,362972402,35000000,90503429,93048888,8000000,12000000,800000,400000,600000,10000000,0,0,480530424,45542331,500000000,60000000,700000000,No obstacle,Minor obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,Political environment,Macroeconomic environment,Tax Rates,No obstacle,Yes,Yes,Yes,No,No,Yes,Yes,Yes,Moderated impact,-44,-44,-44,-44,Yes,Large impact,Yes,Moderated impact,Yes,Moderated impact,-44,-44,-44,-44,Yes,Large impact,Yes,Moderated impact,Yes,Moderated impact,-44,-44,-44,-44,Yes,Large impact,Yes,Moderated impact,Yes,Moderated impact,-44,-44,-44,-44,Yes,Large impact,Yes,Moderated impact,Yes,Moderated impact,-44,-44,-44,-44,Yes,Large impact,Yes,Moderated impact,Yes,Moderated impact,-44,-44,-44,-44,Yes,Large impact,Yes,Moderated impact,Yes,Moderated impact,-44,-44,-44,-44,Yes,Large impact,Yes,Moderated impact,Yes,Moderated impact,-44,-44,-44,-44,Yes,Large impact,Yes,Moderated impact,Yes,-44,-44,Yes,International organization,-44,Human resources Support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 1441449080,1449080,Suriname,Suriname,Garments,9080,No,-44,-44,-44,-44,Sole proprietorship, ,,100,100,0,0,Equally men and women,No,Yes,50,Delegates decisions to other partners,-66,25,Refusal to answer,Male,Male,Male,1989,No,Yes,1989,25,No,-44,-44,No,-44,-44,Yes,7,No,Yes,7,No,Yes,1,1,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,1,Yes,No,Yes,0,-44,-44,100,0,-44,0,75,25,0,Individuals,75,0,25,DENIM PRODUCTS,35,Local,Do not know,Decreased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,0,100,Yes,5,Yes,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,No,Yes,No,No,Yes,No,No,No,-44,Not important,Slightly important,Slightly important,Not important,Not important,Not important,Not important,Yes,100,No,,No,,No,No,-99,Refusal to answer,No,No,Yes,No,Minor obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,-44,Tend to agree,Tend to disagree,Tend to agree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,2,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,Outside working hours,Other,Goods or stock,-99,Someone working alone,No,No,Loss was small,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,5,During working hours,7,Goods or stock,-99,Someone working alone,No,No,Loss was small,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-99,Yes,Yes,Yes,Yes,No,No,-44,-44,No,-44,-44,Yes,Yes,No,5,No,-44,-44,No,-44,0,-99,No,-44,-44,Yes,-66,No,Yes,Do not know,2,40,38,6,0,0,32,5,0,0,28,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,6,45000,6,45000,-99,-99,4,28000,-99,-99,-99,-99,3,30000,-99,-99,-99,-99,3,25000,-99,-99,-99,-99,10,15000,-99,-99,-99,-99,0,-44,-99,-99,-99,-99,0,-44,-99,-99,-99,-99,10,22000,-99,-99,-99,-99,2,18000,-99,-99,-99,-99,Refusal to answer,-44,Completed secondary,Started but did not complete secondary,-44,-44,-44,-44,Completed secondary,Started but did not complete secondary,Started but did not complete secondary,Completed primary school,-44,-44,-44,-44,-44,-44,-44,-44,Important,Very important,Important,Important,Very important,Very important,Important,Important,Important,Important,Very important,Very important,Not important,Not important,Critical,Critical,Very important,Very important,Very important,Very important,Critical,Critical,Important,Important,Important,Important,Important,Important,Not important,Not important,Very important,Very important,Critical,Critical,Important,Important,Critical,Critical,Important,Important,Important,Slightly important,Very important,Slightly important,Very important,Very important,Very important,Very important,Critical,Very important,Critical,Very important,Very important,Very important,Very important,Very important,Slightly important,Slightly important,7,Not important,Important,Important,Important,Important,Not important,Not important,Important,Important,Important,Important,Very important,Very important,Very important,Very important,Slightly important,Slightly important,Critical,Critical,Important,Important,Difficult,Difficult,Slightly difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Difficult,Difficult,Very difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Not important,Very important,Not important,Important,Very important,Not important,Not important,Not important,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,No obstacle,Public announcement/advertisement,-44,Yes to hire,Yes,3,No,-44,No,-44,-44,-44,The benefits of training are small than the costs,No,-44,-44,-44,-44,-44,-44,Yes,0,0,-44,0,Yes,12,No,80,20,0,0,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,Yes,Line of credit,-66,-99,12,-99,State-owned banks and/or government agencies,Yes,Yes,Yes,No,No,No,-44,100,Yes,1,0,-44,-44,2200000,2500000,1200000,750000,98000,0,26000,-99,0,0,8000,0,0,1450000,0,2375000,265000,5000000,No obstacle,No obstacle,No obstacle,Major obstacle,No,Yes,No,No,No,No,No,Very severe obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Major obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Very severe obstacle,Yes,Yes,Yes,Yes,Yes,Practices of competitors in the informal sector,Corruption,Macroeconomic environment,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not aware of this type of assistance and don't know it advan,-44,-44,-44,-44,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,Yes,No,Yes,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are estimates computed with some precision, 1441449085,1449085,Suriname,Suriname,Construction,9085,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded,-44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,1985,Yes,Yes,1985,28,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,-66,-66,Do not know,-44,No,-44,-44,-44,-44,Yes,-66,-66,Do not know,-66,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,100,Do not know,45,0,0,-44,20,70,10,5,Others,50,40,10,construction,80,Local,90,Decreased,Increased,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,80,20,Yes,-66,No,No,No,No,Yes,Yes,-44,-44,-44,-44,Yes,Yes,Yes,Yes,Yes,Yes,Yes,No,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44, ,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Yes,100,No,0,No,0,No,No,-66,5,Yes,Yes,Yes,Yes,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Moderate obstacle,No obstacle,-44,Strongly disagree,Strongly disagree,Strongly disagree,Strongly disagree,Yes,No,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-66,Yes,Yes,Yes,Yes,No,No,-44,-44,No,-44,-44,No,No,No,5,No,-44,-44,No,-44,1,-44,Yes,-66,No,No,-44,-44,No,-44,-44,-66,50,4,8,30,8,0,0,0,3,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,4,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,Not applicable,-44,Refusal to answer,University graduate,Do not know,Started but did not complete college/vocational training,12,Completed secondary,-44,-44,Completed secondary,Completed secondary,-44,-44,-44,-44,Completed primary school,Started but did not complete secondary,Completed primary school,Completed primary school,Critical,Important,Very important,Important,Very important,Slightly important,Important,Slightly important,Important,Slightly important,Slightly important,Not important,Not important,Not important,Critical,Critical,Critical,Very important,Very important,Very important,Very important,Very important,Not important,Not important,Critical,Important,Very important,Very important,Not important,Not important,Critical,Important,Very important,Important,Very important,Important,Very important,Slightly important,Very important,Important,Important,Slightly important,Critical,Slightly important,Very important,Important,Critical,Important,Very important,Critical,Very important,Critical,Very important,Slightly important,Very important,Important,Not important,Not important,Not important,Not applicable,Critical,Important,Very important,Not important,Important,Not important,Very important,Very important,Very important,Important,Critical,Very important,Critical,Very important,Critical,Important,Critical,Important,Very important,Important,Refusal to answer,Refusal to answer,Refusal to answer,-99,-99,Refusal to answer,Refusal to answer,Refusal to answer,-99,-99,Refusal to answer,Refusal to answer,Refusal to answer,-99,-99,Refusal to answer,Refusal to answer,Refusal to answer,-99,-99,Refusal to answer,Refusal to answer,Refusal to answer,-99,-99,Refusal to answer,Refusal to answer,Refusal to answer,-99,-99,Refusal to answer,Refusal to answer,Refusal to answer,-99,-99,Refusal to answer,Refusal to answer,Refusal to answer,-99,-99,Refusal to answer,Refusal to answer,Refusal to answer,-99,-99,Refusal to answer,Refusal to answer,Refusal to answer,Refusal to answer,Refusal to answer,Refusal to answer,Refusal to answer,Refusal to answer,Refusal to answer,Refusal to answer,Refusal to answer,Refusal to answer,Refusal to answer,Refusal to answer,Refusal to answer,Refusal to answer,Refusal to answer,Refusal to answer,Refusal to answer,Refusal to answer,Refusal to answer,Refusal to answer,Public announcement/advertisement,-44,No,-44,-44,-44,-44,Yes,80,20,Yes,-44,Yes,No obstacle,No obstacle,No obstacle,Moderate obstacle,No obstacle,No obstacle,No,100,0,-44,0,Yes,Do not know,No,Do not know,Do not know,Do not know,Do not know,Do not know,Do not know,Do not know,Do not know,Do not know,Do not know,Do not know,Do not know,Do not know,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,Yes,Loan,2013,-66,Do not know,24,Private commercial banks,Yes,Yes,Yes,Yes,No,No,-44,Do not know,No,-44,-44,-44,10,-66,-66,-66,-66,-66,-66,-66,-66,-66,-66,-66,0,0,-66,-66,-66,-66,-66,No obstacle,Minor obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,Cost of finance,Tax Rates,Macroeconomic environment,Major obstacle,Yes,Yes,Yes,No,No,No,No,No,No impact,-44,-44,-44,-44,-44,-44,No,Do not know,No,No impact,-44,-44,-44,-44,-44,-44,No,Do not know,No,No impact,-44,-44,-44,-44,-44,-44,No,Do not know,Yes,No impact,-44,-44,-44,-44,-44,-44,No,Do not know,No,Moderated impact,-44,-44,-44,-44,-44,-44,No,Do not know,No,No impact,-44,-44,-44,-44,-44,-44,No,Do not know,No,No impact,-44,-44,-44,-44,-44,-44,No,Do not know,No,5,-44,-44,-44,-44,-44,-44,No,Do not know,Yes,-44,-44,Yes,NGO,-44,Other,"1,2,4",Yes,No,No,Yes,Yes,Yes,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,No,Yes,Yes,Yes,Yes,Yes,No,Yes,Yes,Yes,No,No,-44,-44,No,-44,-44,Somewhat truthful,Are arbitrary and unreliable numbers, 1441449087,1449087,Suriname,Suriname,Other manufacturing,9087,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded,-44,92,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,1965,No,Yes,1965,47,No,-44,-44,Yes,-66,No,No,-44,-44,No,-44,-44,Yes,4,4,-44,5000,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,1,4,0,-44,Yes,1,Yes,No,Yes,50,60,45,50,0,-44,90,0,10,0,Small private firms (less than 20 employees),5,5,90,chicken,50,National,15,Decreased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,40,60,Yes,60,Yes,No,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,No,No,No,No,No,No,No,Yes,new slaughter line,Important,Not important,Slightly important,Important,Important,Important,Not important,No,0,No,0,Yes,100,No,No,1400000,0,Yes,Yes,Yes,Yes,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,-44,Strongly agree,Strongly agree,Strongly agree,Strongly agree,No,-44,-44,-44,-44,-44,Yes,-44,50000,Yes,-44,80000,Yes,3,Outside working hours,6,Money,6000,Do not know,No,Yes,-44,Yes,2,Outside working hours,6,7,0,Do not know,No,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,4,During working hours,6,Goods or stock,-77,Group of criminals,No,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,Yes,Yes,No,No,-44,-44,No,-44,-44,No,Yes,No,1,No,-44,-44,No,-44,-44,2400,No,-44,-44,Yes,100,No,Yes,100,2,20,80,6,2,67,5,0,0,20,2,4,0,4,0,0,0,0,0,0,3,-44,3,-44,-44,0,6,36000,6,28800,6,39600,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,5,20000,5,17280,5,23760,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,73,15600,73,12480,73,17160,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,Not applicable,-44,Completed secondary,Completed college/vocational training,-44,-44,-44,-44,Completed secondary,Completed college/vocational training,-44,-44,-44,-44,Completed primary school,Completed primary school,-44,-44,-44,-44,Important,Slightly important,Important,Not important,Important,Not important,Slightly important,Not important,Slightly important,Not important,Important,Not important,Not important,Not important,Important,Slightly important,Important,Important,Important,Important,Important,Important,Slightly important,Slightly important,Important,Slightly important,Not important,Not important,Not important,Not important,Important,Important,Important,Important,Important,Not important,Very important,Not important,Very important,Not important,Not important,Not important,Important,Not important,Important,Not important,Important,Important,Important,Important,Very important,Very important,Important,Not important,Not important,Not important,Not important,Not important,Not important,Not important,Important,Not important,Important,Not important,Not important,Not important,Not important,Not important,Slightly important,Not important,Important,Slightly important,Important,Not important,Not important,Not important,Important,Not important,Important,Important,Not difficult,Not difficult,Not difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Not difficult,Not difficult,Not difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Difficult,Difficult,Difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Important,Important,Very important,Not important,Do not know,Not important,Very important,Not important,No obstacle,No obstacle,No obstacle,No obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Not applicable,Not applicable,other (specify),they just apply,No,-44,-44,-44,-44,No,-44,-44,-44,Other,No,-44,-44,-44,-44,-44,-44,Yes,80,20,-44,0,Yes,11,Yes,0,100,0,0,0,0,0,0,0,0,0,0,0,-44,0,100,0,0,0,0,0,0,0,0,0,0,0,0,0, ,Yes,Line of credit,2013,6000000,11,-77,Private commercial banks,Yes,Yes,No,No,No,No,-44,100,Yes,2,0,-44,-44,20000000,22000000,4000000,1700000,4300000,650000,99000,0,15000,272000,24000,1000000,0,770000,3100000,1000000,6000000,2000000,No obstacle,Minor obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,Moderate obstacle,No obstacle,Major obstacle,No obstacle,No obstacle,No obstacle,Major obstacle,Moderate obstacle,No obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,Political environment,Customs and Trade Regulations,Inadequately educated workforce,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,Private independent fund,-44,Other,production,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,Yes,No,Yes,Yes,No,Yes,Yes,Yes,No,-44,-44,Yes,Yes,Yes,No,-44,-44,Truthful,Are taken directly from the establishment's records, 1441449093,1449093,Suriname,Suriname,Transport,9093,No,-44,-44,-44,-44,Other,government company,99,1,0,99,0,Equally men and women,No,No,Do not know,Makes major strategic and fiancial decisions,10,0,Predominantly men,Male,Male,Female,1962,Yes,Yes,1962,32,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,100,Yes,Yes,Yes,0,-44,-44,100,0,-44,10,90,0,5,Others,10,90,0,SERVICES,100,International,Do not know,4,Increased,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,65,35,No,-44,No,No,No,Yes,Yes,No,Yes,Competitor,-44,No,Yes,Yes,Yes,No,Yes,Yes,Yes,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Very Important,Very Important,Very Important,Very Important,Important,Important,Not important,No,,Yes,50,Yes,50,No,No,15000,-44,Yes,Yes,Yes,Yes,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,-44,Tend to agree,Tend to agree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,5000,Yes,Yes,Yes,Yes,Yes,No,-44,-44,No,-44,-44,No,Yes,No,3.5,Yes,1,No,No,-44,Do not know,0,No,-44,-44,No,-44,-44,No,-44,-44,2,103,4,40,0,59,0,0,37,28,5,0,0,0,5,0,0,0,0,3,-44,3,-44,3,5,4,67200,4,54000,4,54000,9,55000,79,-66,79,-66,12,52000,125,-66,125,-66,20,48000,35,48000,35,480000,10,105000,18,25000,18,105000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,48,48000,50,-66,50,-99,0,-44,0,-44,0,-44,Economic upturn/downturn,-44,University graduate,University graduate,University graduate,University graduate,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Started but did not complete college/vocational training,Other,Other,Other,Other,University graduate,University graduate,Other,Other,Very important,Very important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Critical,Critical,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Slightly difficult,Slightly difficult,Slightly difficult,0,-44,Slightly difficult,Slightly difficult,Slightly difficult,0,-44,Difficult,Difficult,Difficult,0,-44,Difficult,Difficult,Difficult,0,-44,Slightly difficult,Slightly difficult,Slightly difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Difficult,Difficult,Difficult,0,-44,Slightly difficult,Slightly difficult,Slightly difficult,0,-44,Important,Slightly important,Slightly important,Critical,Slightly important,Slightly important,Slightly important,Slightly important,Very severe obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Public announcement/advertisement,-44,Yes to fire,No,-44,Yes,5,Yes,10,50,No,-44,Yes,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Yes,10,0,-44,90,Yes,12,No,0,0,65,0,0,0,0,0,0,0,0,35,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,Yes,Loan,2011,20000000,5,3,State-owned banks and/or government agencies,Yes,Yes,Yes,No,No,No,-44,40,Yes,1,0,-44,-44,98000000,112000000,40000000,5000000,2000000,0,400000,46000000,180000,600000,800000,0,0,500000,0,1000000,20000000,90000000,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Access to finance,Political environment,Macroeconomic environment,Minor obstacle,Yes,Yes,No,No,Yes,No,No,-44,-44,-44,-44,Yes,No impact,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,Yes,No impact,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,Yes,No impact,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,Yes,No impact,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,Yes,No impact,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,Yes,No impact,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,Yes,No impact,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,Yes,No impact,-44,-44,Yes,Moderated impact,Yes,-44,-44,No,International organization,-44,Financial magement and tax and customs administration,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 1441449108,1449108,Suriname,Suriname,Other manufacturing,9108,Yes,28,Establishment physically separated from HQ and other establi,Yes,28,Sole proprietorship, ,,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Female,1998,Yes,Yes,1998,30,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,,Yes,Yes,Yes,80,72,45,20,0,-44,30,0,70,15,Individuals,30,0,70,VEHICLES,80,National,20,4,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,Do not know,Do not know,Yes,40,No,No,No,No,Yes,Yes,-44,-44,-44,-44,-44,Yes,Yes,Yes,No,-44,-44,-44,-44,Yes,No,No,Yes,Yes,Yes,No,No,No,-44,Very Important,Very Important,Very Important,Slightly important,Slightly important,Very Important,Important,Yes,100,No,,No,,Yes,Yes,-66,8,Yes,Yes,Yes,Yes,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,-44,Tend to agree,Tend to agree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,10,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-66,Yes,Yes,Yes,Yes,Yes,No,-44,-44,No,-44,-44,No,Yes,Yes,15,No,-44,-44,No,-44,25,-44,No,-44,-44,Yes,30,No,Yes,40,2,10,33,3,17,19,15,1,6,3,3,8,0,6,2,2,0,3,0,0,6,-44,6,3,3,2,3,70000,3,70000,-99,-99,2,50000,-99,-99,-99,-99,3,35000,-99,-99,-99,-99,3,32500,-99,-99,-99,-99,12,24000,-99,-99,-99,-99,0,-44,-99,-99,-99,-99,0,-44,-99,-99,-99,-99,8,40000,-99,-99,-99,-99,2,20000,-99,-99,-99,-99,Do not know,-44,Completed secondary,University graduate,University graduate,Post graduated,Started but did not complete secondary,Completed secondary,Completed secondary,Started but did not complete college/vocational training,Started but did not complete secondary,Completed secondary,Started but did not complete secondary,Completed secondary,Started but did not complete secondary,Completed secondary,Completed secondary,Completed secondary,Did not complete primary school,Did not complete primary school,Slightly important,Slightly important,Very important,Important,Important,Important,Very important,Important,Slightly important,Important,Slightly important,Slightly important,Not important,Slightly important,Critical,Critical,Very important,Very important,Very important,Very important,Critical,Critical,Slightly important,Slightly important,Critical,Very important,Very important,Very important,Very important,Very important,Very important,Important,Very important,Important,Very important,Important,Very important,Important,Very important,Very important,Important,Very important,Critical,Important,Very important,Important,Very important,Important,Very important,Very important,Critical,Important,Very important,Very important,Very important,Very important,Very important,Slightly important,Important,Important,Important,Important,Important,Important,Slightly important,Slightly important,Important,Slightly important,Important,Slightly important,Very important,Important,Very important,Slightly important,Important,Slightly important,Important,Important,Important,Important,Slightly difficult,Difficult,Very difficult,3,3,Slightly difficult,Difficult,Very difficult,3,3,Slightly difficult,Difficult,Very difficult,3,3,Not difficult,Slightly difficult,Difficult,1,1,Not difficult,Slightly difficult,Slightly difficult,1,1,Not difficult,Slightly difficult,Slightly difficult,1,1,Slightly difficult,Slightly difficult,Difficult,2,-44,Slightly difficult,Difficult,Very difficult,3,3,Slightly difficult,Slightly difficult,Difficult,2,2,Important,Important,Slightly important,Slightly important,Slightly important,Important,Very important,Important,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Public announcement/advertisement,-44,No,-44,-44,-44,-44,Yes,20,10,No,-44,No,-44,-44,-44,-44,-44,-44,Yes,100,0,-44,0,Yes,12,Yes,60,40,0,0,0,0,0,0,0,0,0,0,0,-44,60,40,0,0,0,0,0,0,0,0,0,0,0,0,0, ,Yes,Line of credit,2013,-66,Do not know,-66,Private commercial banks,Yes,No,No,Yes,No,No,-44,80,Yes,12,0,-44,-44,3600000,4000000,1800000,1200000,120000,180000,36800,44000,10000,240000,96000,0,0,0,0,60000,2000000,520000,No obstacle,No obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,-44,-44,-44,-44,-44,Business Licensing and Permits,Cost of finance,Macroeconomic environment,No obstacle,Yes,Yes,Yes,Yes,No,Yes,Yes,No,No impact,Yes,No impact,-44,-44,Yes,No impact,Yes,5,Yes,Moderated impact,Yes,No impact,-44,-44,Yes,No impact,Yes,5,No,No impact,Yes,No impact,-44,-44,Yes,No impact,Yes,5,Yes,Moderated impact,Yes,No impact,-44,-44,Yes,No impact,Yes,5,Yes,Moderated impact,Yes,No impact,-44,-44,Yes,Moderated impact,Yes,5,No,No impact,Yes,No impact,-44,-44,Yes,No impact,Yes,5,Yes,Moderated impact,Yes,No impact,-44,-44,Yes,No impact,Yes,5,Yes,Moderated impact,Yes,No impact,-44,-44,Yes,No impact,Yes,5,Yes,-44,-44,Yes,Community based organization,-44,"General management, Business development and Strategies supp",-44,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,No,-44,-44,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,No,-44,-44,No,-44,-44,Somewhat truthful,Are arbitrary and unreliable numbers, 1441449110,1449110,Suriname,Suriname,Other manufacturing,9110,Yes,2,Headquarters with production and/or sales at this location,Yes,2,Shareholding company with non-traded shares or shares traded, ,75,100,0,0,0,Predominantly women,No,No,0,Makes major strategic and fiancial decisions,7,3,Predominantly women,Female,Female,Male,2000,Yes,Yes,2000,7,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,2,0,-44,Yes,-66,-66,Do not know,-66,Yes,2,1,0,-44,No,-44,-44,-44,-44,No,,Yes,No,Yes,0,-44,-44,100,0,-44,80,0,20,Do not know,Others,80,0,20,OFFICE SUPPLIES,80,Local,Do not know,Remained the same,Increased,More than 5,Do not know,Do not know,Do not know,-66,-66,Do not know,-66,Do not know,-66,Do not know,Do not know,Do not know,Do not know,No,-44,Yes,Yes,Yes,Yes,Yes,Yes,-44,-44,-44,-44,-44,Yes,Yes,Yes,Yes,Yes,Yes,No,Yes,Yes,No,No,Yes,No,Yes,Yes,Yes,Yes,social media,Important,Important,Important,Important,Important,Important,Not important,Yes,75,Yes,25,No,,No,No,-66,Do not know,Yes,Yes,Yes,Yes,No obstacle,No obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,No obstacle,-44,Strongly disagree,Strongly disagree,Tend to agree,Strongly disagree,No,-44,-44,-44,-44,-44,Yes,-44,7000,Yes,10,-44,Yes,-66,Outside working hours,5,Money,-66,Group of criminals,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-66,During working hours,5,6,-66,Other,No,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-66,Yes,Yes,No,No,No,No,-44,-44,No,-44,-44,No,Yes,Yes,1,Yes,1,No,Yes,0,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,2,17,3,0,0,14,3,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-66,2,45000,2,45000,2,45000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,15,13800,12,14000,12,13800,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,Economic upturn/downturn,-44,Started but did not complete college/vocational training,Completed secondary,Other,Other,Other,Other,Other,Other,Other,Other,Other,Other,Other,Other,Other,Other,Other,Other,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Important,Important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Slightly important,Slightly important,Not important,Not important,Very important,Very important,Very important,Very important,Very important,Slightly important,Very important,Slightly important,Very important,Important,Very important,Important,Very important,Slightly important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Important,Very important,Important,Very important,Important,Very important,Important,Very important,Not important,Very important,Very important,Not important,Not important,Not important,Not important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Not important,Not important,Very important,Very important,Very important,Very important,Very difficult,Very difficult,Very difficult,0,-44,Not difficult,Not difficult,Not difficult,0,-44,-44,-44,-44,-44,-44,Not difficult,Not difficult,Not difficult,0,-44,Difficult,Difficult,Difficult,2,2,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Important,Important,Slightly important,Slightly important,Important,Important,Important,Important,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Minor obstacle,Major obstacle,Minor obstacle,Major obstacle,Minor obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Public announcement/advertisement,-44,Yes to fire,Yes,1,No,-44,Yes,0,100,No,-44,Yes,No obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,Yes,100,0,-44,0,No,-44,No,0,75,0,0,0,0,0,0,0,0,0,0,25,own input,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,Yes,Loan,2013,-66,11,24,5,Yes,Yes,No,No,Yes,No,-44,150,Yes,6,2,7,-44,890000,1200000,400000,350000,68000,70000,36000,48000,0,0,36000,0,0,80000,0,85000,1000000,100000,No obstacle,No obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,No obstacle,No obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Minor obstacle,-44,-44,-44,-44,-44,Macroeconomic environment,Customs and Trade Regulations,Corruption,No obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Marketing and Operations support,-44,No,-44,-44,Yes,No,Yes,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,No,No,-44,-44,Truthful,Are taken directly from the establishment's records, 1441449112,1449112,Suriname,Suriname,Wholesale,9112,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded,-44,50,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Male,1962,No,Yes,1962,36,Yes,-66,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,4,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0,-44,0,50,50,0,Others,100,0,0,consumption goods,Do not know,National,Do not know,4,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,0,100,Yes,3,No,No,No,Yes,Yes,Yes,-44,-44,-44,-44,No,Yes,Yes,No,No,-44,-44,-44,-44,Yes,Yes,Yes,No,No,Yes,No,No,No,-44,Slightly important,Slightly important,Not important,Important,Not important,Not important,Not important,Yes,100,No,0,No,0,No,No,20100,Do not know,Yes,Yes,Yes,Yes,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,-44,Strongly agree,Tend to disagree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,-44,-66,Yes,-44,300000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,Outside working hours,Firearm/gun,Money,300000,Group of criminals,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,Yes,No,No,No,-44,-44,No,-44,-44,No,Yes,No,5,No,-44,-44,No,-44,Do not know,-66,No,-44,-44,No,-44,-44,No,-44,-44,20,70,7,62,0,1,2,20,0,1,2,0,2,0,0,0,0,0,0,2,-44,2,-44,-44,0,7,-99,7,-99,7,-99,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,1,-99,1,-99,1,-99,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,64,-99,64,-99,64,-99,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,Not applicable,-44,Started but did not complete college/vocational training,Completed secondary,-44,-44,-44,-44,Completed secondary,Do not know,-44,-44,-44,-44,Did not complete primary school,Started but did not complete secondary,-44,-44,-44,-44,Very important,Slightly important,Important,Not important,Important,Important,Not important,Not important,Important,Important,Important,Important,Not important,Not important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Important,Not important,Important,Not important,Not important,Slightly important,Not important,Not important,Critical,Not important,Critical,Important,Critical,Slightly important,Critical,Important,Very important,Very important,Critical,Slightly important,Critical,Not important,Very important,Very important,Critical,Critical,Critical,Critical,Slightly important,Not important,Very important,Slightly important,Important,Not important,Very important,Not important,Not important,Not applicable,Very important,Slightly important,Not important,Not important,Not important,Not important,Important,Not important,Important,Important,Important,Not important,Slightly important,Not important,Not important,Not important,Not important,Not important,Important,Important,Very difficult,Slightly difficult,Slightly difficult,0,12,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Slightly difficult,Slightly difficult,Slightly difficult,2,8,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Very difficult,Difficult,Almost impossible,2,12,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Not important,Not important,Not important,Important,Not important,Important,Not important,Not important,No obstacle,No obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Not applicable,Not applicable,other (specify),true colleges,No,-44,-44,-44,-44,Yes,2,0,No,-44,Yes,No obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,No obstacle,Yes,100,0,-44,0,Yes,11,Yes,0,100,0,0,0,0,0,0,0,0,0,0,0,-44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, ,Yes,Line of credit,-66,-66,Do not know,-66,Private commercial banks,No,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,Other,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,No obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Major obstacle,Major obstacle,No obstacle,-44,-44,-44,-44,-44,Corruption,"Crime, theft and disorder",Not applicable,Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,Other,depends on future needs,Other,depends on future needs,No,-44,-44,Yes,No,Yes,Yes,No,Yes,No,-44,-44,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,No,-44,-44,Truthful,Are estimates computed with some precision, 1441449116,1449116,Suriname,Suriname,Other manufacturing,9116,Yes,3,Headquarters with production and/or sales at this location,No,3,Sole proprietorship,-44,-44,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Male,1983,Yes,Yes,1983,50,Yes,120,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,2,-44,60000,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,1,Yes,Yes,Yes,50,60,40,50,0,-44,0,75,25,3,Individuals,0,0,100,consumption goods,100,National,40,Remained the same,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,20,80,Yes,5,No,No,No,Yes,Yes,No,No,-44,-44,-44,Yes,Yes,Yes,Yes,Yes,Yes,Yes,No,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,No,-44,Important,Very Important,Very Important,Very Important,Very Important,Important,Important,No,0,Yes,100,No,0,No,No,200000,5,Yes,Yes,Yes,Yes,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,No obstacle,-44,Tend to agree,Strongly agree,Strongly agree,Tend to agree,Yes,No,-44,-44,-44,-44,Yes,8,-44,Yes,-44,350000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,12,During working hours,5,Goods or stock,30000,Group of criminals,No,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,246000,45600,Yes,Yes,Yes,Yes,No,No,-44,-44,No,-44,-44,No,No,No,20,No,-44,-44,No,-44,-44,200000,Yes,90,No,Yes,100,No,No,-44,-44,28,354,18,184,130,22,6,120,10,18,30,0,30,0,0,0,20,0,0,2,-44,2,-44,-44,0,18,24000,18,20400,18,24000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,22,16800,52,12000,22,16800,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,344,13200,314,8400,314,13200,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,Not applicable,-44,Started but did not complete secondary,Completed college/vocational training,-44,-44,-44,-44,Started but did not complete secondary,Started but did not complete secondary,-44,-44,-44,-44,Completed primary school,Completed secondary,-44,-44,-44,-44,Very important,Very important,Important,Important,Important,Important,Important,Important,Not important,Not important,Not important,Not important,Not important,Not important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Very important,Very important,Important,Important,Important,Important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Not important,Slightly important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Slightly difficult,Slightly difficult,Slightly difficult,-66,4,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Slightly difficult,Slightly difficult,Slightly difficult,0,2,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Not difficult,Slightly difficult,Slightly difficult,0,2,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Important,Important,Not important,Not important,Not important,Not important,Important,Not important,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Not applicable,Not applicable,other (specify),personel searches,No,-44,-44,-44,-44,Yes,25,0,Yes,-44,No,-44,-44,-44,-44,-44,-44,Yes,100,0,-44,0,Yes,12,Yes,20,80,0,0,0,0,0,0,0,0,0,0,0,-44,0,100,0,0,0,0,0,0,0,0,0,0,0,0,0, ,Yes,Line of credit,2003,100000,12,12,Private commercial banks,Yes,Yes,No,No,No,No,-44,60,Yes,2,0,-44,-44,50000000,60000000,34800000,21000000,9000000,0,500000,3000000,100000,500000,150000,300000,200000,1500000,1500000,1000000,2000000,2000000,No obstacle,Major obstacle,Moderate obstacle,Major obstacle,No,Yes,No,Yes,Yes,No,No,Moderate obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Electricity,"Crime, theft and disorder",Access to land for expansion / relocation,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,Local business association,-44,technological and Innovation Support,-44,No,-44,-44,Yes,Yes,Yes,Yes,Yes,No,No,-44,-44,Yes,Yes,No,No,-44,-44,No,-44,-44,Yes,Yes,No,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Truthful,Are estimates computed with some precision, 1441449124,1449124,Suriname,Suriname,Transport,9124,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded,-44,25,75,25,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,1981,No,Yes,1996,36,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,4,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,2,4,0,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0,-44,0,0,100,0,Large private firms (more than 100 employees),0,0,100,Bus transportation,100,National,Do not know,Remained the same,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,100,0,-44,-44,Yes,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,No,No,No,No,No,No,No,-44,Not important,Important,Important,Important,Slightly important,Slightly important,Not important,No,0,No,0,Yes,100,No,No,280000,100,Yes,No,No,Yes,No obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,Major obstacle,No obstacle,No obstacle,-44,Strongly agree,Strongly agree,Strongly agree,Strongly agree,No,-44,-44,-44,-44,-44,Yes,-44,10920,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,Yes,Yes,No,No,No,-44,-44,No,-44,-44,No,Yes,No,0,Yes,1,No,No,-44,Do not know,-66,No,-44,-44,No,-44,-44,No,-44,-44,4,33,3,3,27,0,0,0,0,0,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,3,3,-99,3,-99,3,-99,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,30,17160,23,14300,30,17160,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,Other,expansion,Started but did not complete secondary,Started but did not complete secondary,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Completed primary school,Completed primary school,-44,-44,-44,-44,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Not important,Not important,Not important,Not important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Important,Important,Important,Important,Important,Important,Slightly important,Slightly important,Very important,Very important,Very important,Very important,Important,Important,Important,Important,Slightly important,Slightly important,Important,Important,Very important,Important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Important,Very important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Important,Slightly important,Slightly important,Not important,Not important,Not important,Not important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Not important,Very important,Important,Not important,Not important,Not difficult,Not difficult,Not difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Very difficult,Very difficult,Very difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Important,Important,Slightly important,Very important,Important,Very important,Important,Not important,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Not applicable,Not applicable,other (specify),true colleges,No,-44,-44,-44,-44,Yes,90,0,No,-44,Yes,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Major obstacle,No,100,0,-44,0,Yes,12,Yes,100,0,0,0,0,0,0,0,0,0,0,0,0,-44,0,100,0,0,0,0,0,0,0,0,0,0,0,0,0, ,Yes,Loan,-66,600000,12,4,Other,Yes,Yes,No,No,No,No,-44,100,Yes,1,0,-44,-44,4000000,4000000,0,874000,708000,0,31333,1800000,31333,0,31333,280000,0,1048000,500000,1920000,511750,3627000,No obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,No obstacle,No obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,-44,-44,-44,-44,-44,"Crime, theft and disorder",Political environment,Macroeconomic environment,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not aware of this type of assistance and don't know it advan,-44,-44,-44,-44,-44,-44,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,Truthful,Are taken directly from the establishment's records, 1441449130,1449130,Suriname,Suriname,Wholesale,9130,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded,-44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly women,Male,Male,Male,1964,No,Yes,1964,38,Yes,120,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,8,-44,25000,No,-44,-44,-44,-44,Yes,1,72,-44,5000,No,-44,-44,-44,-44,Yes,1,Yes,No,Yes,0,-44,-44,100,0,-44,0,99,1,0,Small private firms (less than 20 employees),0,0,100,Chicken products,95,National,10,Decreased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,5,95,Yes,3,No,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,No,Yes,No,Yes,No,No,No,No,-44,Important,Not important,Very Important,Important,Not important,Not important,Not important,Yes,10,Yes,70,Yes,20,No,No,400000,64,Yes,No,Yes,Yes,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,-44,Strongly agree,Tend to agree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,-44,8373,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,No,5,Yes,1,No,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,100,2,5,53,3,42,0,8,2,6,0,7,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,3,66000,3,66000,3,71280,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,8,14400,8,14400,8,15552,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,42,12000,42,12000,42,12960,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,Not applicable,-44,Other,Other,-44,-44,-44,-44,Started but did not complete secondary,Started but did not complete secondary,-44,-44,-44,-44,Completed primary school,Did not complete primary school,-44,-44,-44,-44,Very important,Slightly important,Very important,Slightly important,Very important,Not important,Very important,Slightly important,Very important,Slightly important,Very important,Important,Not important,Not important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Important,Slightly important,Very important,Important,Important,Important,Important,Important,Very important,Important,Very important,Very important,Very important,Very important,Very important,Important,Very important,Slightly important,Very important,Important,Very important,Not important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Important,Very important,Important,Very important,Important,Important,Not important,Important,Important,Very important,Important,Very important,Slightly important,Slightly important,Not important,Very important,Not important,Very important,Not important,Very important,Slightly important,Very important,Very important,Important,Not important,Very important,Important,Very important,Important,Difficult,Difficult,Difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Not difficult,Not difficult,Not difficult,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Not difficult,Not difficult,Not difficult,0,1,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Important,Very important,Not important,Not important,Important,Not important,Very important,Not important,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Public announcement/advertisement,-44,No,-44,-44,-44,-44,No,-44,-44,-44,The firm cannot afford the optimal level of training,No,-44,-44,-44,-44,-44,-44,Yes,100,0,-44,0,Yes,8,No,0,100,0,0,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, ,Yes,Loan,2013,800000,8,48,Private commercial banks,Yes,Yes,No,No,No,No,-44,53,Yes,2,0,-44,-44,38500000,42900000,19083333,751000,390000,0,15000000,400000,2000,0,20000,0,0,229000,2660000,3000000,13350000,6700000,No obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,Not applicable,Not applicable,Not applicable,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,Community based organization,-44,Marketing and Operations support,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,Yes,Yes,Yes,No,Yes,Yes,No,Yes,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 1441449136,1449136,Suriname,Suriname,Other manufacturing,9136,Yes,10,Establishment physically separated from HQ but with no other,Yes,10,Shareholding company with non-traded shares or shares traded,-44,90,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,1979,Yes,Yes,1979,25,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,2,0,-44,No,-44,-44,-44,-44,Yes,2,2,0,-44,No,-44,-44,-44,-44,Yes,10,Yes,Yes,Yes,50,85,40,50,0,-44,75,0,25,0,Others,Do not know,Do not know,Do not know,concrete products,50,National,75,Increased,Remained the same,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,90,10,Yes,7,No,No,Yes,Yes,Yes,No,Yes,Supplier,-44,Yes,No,Yes,No,No,No,-44,-44,-44,-44,Yes,Yes,Yes,Yes,No,Yes,No,No,No,-44,Important,Very Important,Very Important,Very Important,Important,Very Important,Not important,Yes,50,No,0,Yes,50,No,Yes,-66,Do not know,Yes,Yes,Yes,Yes,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,-44,Strongly agree,Strongly agree,Strongly agree,Strongly agree,No,-44,-44,-44,-44,-44,Yes,-44,-66,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-66,Yes,Yes,Yes,Yes,Yes,No,-44,-44,No,-44,-44,No,Yes,No,3,Yes,1,No,Yes,0,Do not know,-66,No,-44,-44,No,-44,-44,No,-44,-44,20,34,4,20,8,2,0,0,0,2,0,0,0,0,0,0,0,0,0,-44,-44,-44,-44,-44,0,4,54000,4,42000,4,60000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,2,30000,2,24000,2,36000,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,0,-44,28,24000,28,18000,28,30000,0,-44,0,-44,0,-44,Not applicable,-44,Started but did not complete secondary,Started but did not complete secondary,-44,-44,-44,-44,Started but did not complete secondary,Started but did not complete secondary,-44,-44,-44,-44,-44,-44,Started but did not complete secondary,Started but did not complete secondary,-44,-44,Important,Important,Important,Very important,Important,Very important,Important,Important,Important,Important,Important,Important,Not important,Not important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Slightly important,Slightly important,Very important,Very important,Important,Important,Important,Important,Very important,Very important,Very important,Very important,Very important,Very important,Important,Important,Important,Important,Important,Important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Important,Important,Important,Very important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Slightly important,Important,Very important,Very important,Important,Important,Slightly important,Important,Slightly important,Slightly important,Important,Important,Difficult,Difficult,Difficult,0,4,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Difficult,Difficult,Difficult,0,4,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Difficult,Difficult,Difficult,0,-44,-44,-44,-44,-44,-44,Very important,Very important,Important,Slightly important,Important,Important,Important,Not important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Not applicable,Not applicable,Public announcement/advertisement,-44,No,-44,-44,-44,-44,Yes,100,100,No,-44,Yes,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Yes,100,0,-44,0,No,-44,Yes,100,0,0,0,0,0,0,0,0,0,0,0,0,-44,0,100,0,0,0,0,0,0,0,0,0,0,0,0,0, ,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,2,0,-44,-44,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,-99,No obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,"Crime, theft and disorder",Macroeconomic environment,Major obstacle,No,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,-44,-44,Yes,Local business association,-44,Other,combination,No,-44,-44,Yes,Yes,Yes,Yes,Yes,Yes,No,-44,-44,Yes,Yes,Yes,No,-44,-44,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Truthful,Are estimates computed with some precision, 7801,1,Trinidad & Tobago,Trinidad & Tobago,Machinery and equipment,2,No,-44,-44,-44,-44,Partnership (including limited liability companies), -44,20,100,0,0,0,Equally men and women,Yes,Yes,20,Makes decisions in consultation with other partners,17,5,Predominantly men,Male,Male,Male,1994,No,Yes,1994,18,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,2,2,0,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,100,70,150,0,0, -44,25,25,50,1,Individuals,25,25,50,air conditioning,55,Local,5,Increased,Remained the same,More than 5,85,15,0,2000,usa,20,jamaica,15,9,0,0,85,15,Yes,11,Yes,Yes,Yes,Yes,Yes,No,Yes,Laboratory or research center, -44,Yes,No,No,No,Yes,Yes,No,No,-44,-44,Yes,Yes,Yes,No,Yes,No,Yes,No,No, -44,Critical,Very Important,Very Important,Very Important,Very Important,Very Important,Very Important,Yes,30,Yes,70,No,-44,No,Yes,100000,-44,No,Yes,Yes,No,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Very severe obstacle,Major obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,5,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,No,0,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,20,2,50,259,12,40,135,72,5,15,10,45,30,3,4,15,8,0,1,1,5,1,1,1,3,1,32,15,66000,15,63000,16,72000,8,47000,9,48000,7,54000,24,50000,24,46000,25,58000,24,24300,24,24000,23,28000,24,25875,22,23300,24,30500,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,44,22725,45,20500,43,26000,150,22050,165,22100,157,25700,Increase/decreased demand for goods, -44,University graduate,University graduate,University graduate,University graduate,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Completed college/vocational training,Completed secondary,Completed primary school,Slightly important,Important,Critical,Important,Important,Very important,Important,Slightly important,Slightly important,Important,Slightly important,Important,Slightly important,Slightly important,Important,Very important,Critical,Critical,Important,Important,Critical,Critical,Important,Important,Very important,Slightly important,Important,Important,Not important,Slightly important,Very important,Important,Important,Critical,Critical,Very important,Critical,Very important,Important,Important,Very important,Slightly important,Critical,Slightly important,Very important,Slightly important,Critical,Critical,Very important,Very important,Critical,Slightly important,Slightly important,Very important,Not important,Important,Important,Slightly important,Not important,Not important,Important,Important,Important,Slightly important,Important,Slightly important,Slightly important,Not important,Slightly important,Important,Very important,Critical,Very important,Critical,Not important,Not important,Important,Important,Not important,Slightly important,Not difficult,Difficult,Difficult,2,13,Not difficult,Difficult,Difficult,0,8,Slightly difficult,Difficult,Slightly difficult,3,3,Slightly difficult,Not difficult,Not difficult,3,3,Slightly difficult,Slightly difficult,Slightly difficult,3,3,Not difficult,Difficult,Slightly difficult,0,8,Not difficult,Slightly difficult,Slightly difficult,0,3,Not difficult,Slightly difficult,Slightly difficult,5,7,Not difficult,Not difficult,Not difficult,15,1,Very important,Very important,Not important,Slightly important,Very important,Not important,Slightly important,Slightly important,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Private placement office, -44,No,-44,-44,-44,-44,No,-44,-44,No,The firm does not have enough information about training pro,No,-44,-44,-44,-44,-44,-44,Yes,100,0, -44,0,Yes,6,No,30,40,10,10,10,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Interest rates are not favorable,50910000,53590000,13933000,18900000,1608000,945000,1701000,2835000,18000,38000,18000,0,0,6030000,9196000,9000000,13933000,24930000,Major obstacle,Minor obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,No obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Access to finance,Corruption,Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Community based organization, -44,technological and Innovation Support, -44,Yes,No,No,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 7802,2,Trinidad & Tobago,Trinidad & Tobago,Chemicals,4,Yes,30,Establishment physically separated from HQ and other establi,Yes,-44,Shareholding company with shares traded in the stock market, -44,70,90,10,0,0,Predominantly men,No,No,20,Makes decisions in consultation with other partners,13,3,All men,Male,Male,Male,1953,Yes,Yes,1953,33,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,0,Yes,Yes,Yes,100,85,133,0,0, -44,10,75,15,3,Small private firms (less than 20 employees),20,20,60,paint,90,National,5,Decreased,Decreased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,85,15,Yes,7,No,Yes,No,No,Yes,No,Yes,Competitor, -44,No,No,Yes,Yes,Yes,No,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,Important,Important,Important,Critical,Important,Critical,Very Important,Yes,55,Yes,45,No,-44,No,Yes,900000,-44,Yes,Yes,No,No,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,No obstacle,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,-44, -44,Tend to agree,Tend to agree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,-44,1000000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,0,50000,Yes,No,Yes,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,19,No,-44,-44,No,-44,0,-44,Yes,8,Yes,Yes,40,Yes,No,-44,-44,50,271,81,96,27,67,0,45,27,27,15,6,5,1,3,0,2,1,1,2,1,2,4,1,41,87,80000,91,73000,97,90000,7,42000,7,38000,7,48000,21,57000,22,58000,20,61000,21,29025,19,26000,18,32000,21,24525,19,25000,18,28100,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,101,29925,108,29400,108,34600,28,24525,26,22100,25,26700,Increase/decreased demand for goods, -44,University graduate,Completed college/vocational training,University graduate,Completed college/vocational training,Completed secondary,Started but did not complete college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Completed secondary,Completed secondary,Important,Slightly important,Critical,Important,Important,Important,Important,Important,Important,Important,Important,Important,Not important,Slightly important,Important,Very important,Very important,Critical,Important,Important,Critical,Critical,Important,Slightly important,Critical,Slightly important,Important,Important,Not important,Not important,Important,Important,Important,Critical,Critical,Very important,Critical,Important,Critical,Very important,Important,Important,Very important,Important,Critical,Very important,Critical,Critical,Critical,Very important,Very important,Slightly important,Slightly important,Very important,Not important,Slightly important,Important,Slightly important,Important,Slightly important,Important,Important,Important,Slightly important,Very important,Slightly important,Not important,Not important,Important,Important,Critical,Very important,Critical,Very important,Slightly important,Slightly important,Important,Very important,Slightly important,Slightly important,Not difficult,Almost impossible,Slightly difficult,9,22,Slightly difficult,Very difficult,Difficult,1,10,Not difficult,Slightly difficult,Slightly difficult,3,2,Slightly difficult,Slightly difficult,Not difficult,3,1,Slightly difficult,Difficult,Slightly difficult,3,10,Not difficult,Very difficult,Difficult,1,9,Slightly difficult,Slightly difficult,Slightly difficult,1,4,Slightly difficult,Not difficult,Not difficult,11,5,Not difficult,Not difficult,Not difficult,3,1,Important,Critical,Very important,Important,Very important,Slightly important,Slightly important,Not important,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,Private placement office, -44,Yes to both,Yes,35,No,-44,Yes,100,100,Yes,-44,Yes,Minor obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Major obstacle,No obstacle,Yes,100,0, -44,0,Yes,7,No,40,40,10,0,10,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,Yes,Line of credit,2011,30000,-44,24,Other,Yes,Yes,No,No,No,No, -44,100,Yes,1,0,-44,-44,69500000,67480000,26992000,19300000,1196000,607000,885000,1104000,0,0,0,0,0,4172000,2901000,7000000,4280000,18200000,No obstacle,No obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,No obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,"Crime, theft and disorder",Customs and Trade Regulations,Access to land for expansion / relocation,Minor obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Private independent fund, -44,technological and Innovation Support, -44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,Somewhat truthful,Are taken directly from the establishment's records, 7803,3,Trinidad & Tobago,Trinidad & Tobago,Food,6,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,1993,No,Yes,1995,13,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,8,2,0,-44,No,-44,-44,-44,-44,Yes,3,4,1,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,100,45,72,0,0, -44,50,0,50,0,Small private firms (less than 20 employees),50,0,50,flour,55,Local,10,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,100,0,-44,-44,No,Yes,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to disagree,Strongly disagree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,1,-44,Yes,2,-44,Yes,1,Outside working hours,Firearm/gun,Money,40000,A fellow employee,Yes,Yes,-44,Yes,1,Outside working hours,Other,Money,300,Gang related,No,No,There was no insurance requirement,Yes,1,During working hours,Other,Money,10000,Gang related,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,Yes,Yes,Yes,No,-44,-44,No,-44,-44,Yes,Yes,Yes,5,Yes,1,Yes,No,-44,0,-44,No,-44,-44,Yes,35,No,No,-44,-44,45,152,28,77,31,16,0,9,6,2,1,1,0,0,0,0,0,0,0,1,1,0,0,0,19,29,82000,27,74000,28,97000,2,41000,3,39000,2,45000,4,47000,5,43000,4,51000,4,23625,4,23000,4,28000,5,26550,5,25300,5,31500,32,28125,31,25800,29,31600,0,-77,0,-77,0,-77,47,26775,50,25600,55,29500,31,22725,31,22900,33,25500,Economic upturn/downturn, -44,University graduate,Post graduated,University graduate,Post graduated,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Completed secondary,Completed secondary,Started but did not complete secondary,Important,Important,Critical,Very important,Important,Important,Important,Slightly important,Important,Slightly important,Important,Important,Slightly important,Slightly important,Important,Very important,Critical,Very important,Slightly important,Important,Very important,Critical,Important,Slightly important,Critical,Slightly important,Slightly important,Important,Slightly important,Not important,Important,Important,Slightly important,Critical,Very important,Important,Very important,Very important,Very important,Important,Important,Important,Very important,Important,Very important,Important,Critical,Critical,Very important,Very important,Critical,Slightly important,Not important,Important,Not important,Important,Slightly important,Slightly important,Important,Slightly important,Important,Slightly important,Important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Very important,Very important,Critical,Very important,Critical,Slightly important,Slightly important,Very important,Very important,Not important,Important,Not difficult,Very difficult,Difficult,3,23,Slightly difficult,Almost impossible,Difficult,0,14,Difficult,Difficult,Difficult,0,8,Slightly difficult,Slightly difficult,Slightly difficult,1,1,Slightly difficult,Difficult,Slightly difficult,0,3,Slightly difficult,Slightly difficult,Slightly difficult,4,8,Not difficult,Slightly difficult,Slightly difficult,1,4,Slightly difficult,Not difficult,Difficult,5,3,Not difficult,Not difficult,Not difficult,4,2,Important,Very important,Important,Important,Important,Not important,Slightly important,Slightly important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Through family/friends, -44,No,-44,-44,-44,-44,Yes,4,15,Yes,-44,Yes,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Very severe obstacle,Minor obstacle,No,0,100, -44,0,Yes,6,No,25,20,5,25,25,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,1,1,Problems with credit history/report,-44,33280000,35780000,15385000,9070000,716000,473000,851000,945000,16000,31000,35000,0,126000,1800000,6086000,30000000,9363000,59400000,Minor obstacle,Minor obstacle,Major obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Access to finance,Corruption,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Too expensive, -44,-44,-44, -44,-44, -44,Yes,No,No,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 7804,4,Trinidad & Tobago,Trinidad & Tobago,Other manufacturing,9,No,-44,-44,-44,-44,Limited partnership, -44,95,100,0,0,0,Predominantly men,No,Yes,4,Delegates decisions to other partners,5,2,Predominantly men,Male,Male,Male,1989,No,Yes,1989,25,No,-44,-44,No,-44,-44,No,-44,-44,Yes,29,No,Yes,0,1,1,-44,No,-44,-44,-44,-44,Yes,4,0,0,-44,No,-44,-44,-44,-44,Yes,2,Yes,Yes,Yes,100,65,44,0,0, -44,5,10,85,5,Government or government agencies (including state-owned ent,5,5,90,printing,50,National,30,Increased,Remained the same,2-5,65,35,5,1992,usa,40,spain,35,2,0,2,30,70,Yes,7,No,Yes,Yes,No,Yes,No,Yes,Other company of the sector, -44,No,No,Yes,No,No,Yes,No,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,Important,Important,Very Important,Important,Important,Very Important,Very Important,Yes,35,Yes,65,No,-44,Yes,No,0,-44,No,No,No,No,Major obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,No obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,-44, -44,Strongly disagree,Tend to disagree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,25000,0,Yes,No,No,Yes,No,No,-44,-44,No,-44,-44,No,Yes,No,5,Yes,1,No,Yes,0,0,-44,Yes,0,Yes,No,-44,-44,No,-44,-44,15,33,1,20,4,8,0,4,3,2,4,2,2,0,0,0,0,0,0,1,1,1,0,0,4,3,74000,2,75000,2,87000,1,39000,1,39000,1,47000,2,50000,2,47000,2,57000,2,26100,2,26000,2,30000,2,25875,2,24700,2,30500,1,22275,1,19800,1,26200,22,29025,21,25900,19,31900,0,-77,0,-77,0,-77,4,24300,4,23000,4,28300,New products require new skills, -44,University graduate,Post graduated,Post graduated,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Completed primary school,Important,Important,Critical,Very important,Very important,Very important,Slightly important,Slightly important,Important,Important,Important,Important,Slightly important,Not important,Slightly important,Critical,Critical,Very important,Important,Slightly important,Critical,Critical,Very important,Slightly important,Very important,Slightly important,Important,Important,Not important,Not important,Important,Important,Critical,Critical,Critical,Important,Very important,Important,Important,Important,Important,Important,Very important,Important,Very important,Important,Critical,Critical,Critical,Critical,Very important,Slightly important,Not important,Very important,Slightly important,Important,Very important,Slightly important,Important,Slightly important,Important,Important,Slightly important,Important,Important,Not important,Slightly important,Slightly important,Very important,Very important,Very important,Very important,Critical,Critical,Not important,Slightly important,Important,Important,Slightly important,Slightly important,Not difficult,Very difficult,Difficult,1,9,Not difficult,Difficult,Difficult,1,6,Slightly difficult,Slightly difficult,Difficult,0,7,Not difficult,Not difficult,Not difficult,0,3,Slightly difficult,Difficult,Slightly difficult,1,7,Not difficult,Slightly difficult,Slightly difficult,1,9,Not difficult,Slightly difficult,Difficult,3,2,Not difficult,Not difficult,Not difficult,0,9,Not difficult,Not difficult,Not difficult,0,1,Very important,Critical,Very important,Important,Very important,Slightly important,Slightly important,Slightly important,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,Public placement office, -44,No,-44,-44,-44,-44,Yes,3,10,Yes,-44,No,-44,-44,-44,-44,-44,-44,Yes,90,10, -44,0,Yes,8,No,90,4,1,0,5,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,3,3,Insufficient profitability,-44,7440000,7520000,2933000,7520000,150000,38000,113000,75000,11000,8000,12000,0,0,1372000,1608000,1880000,2331000,3027000,Minor obstacle,Minor obstacle,Very severe obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,No obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,"Crime, theft and disorder",Transportation,Inadequately educated workforce,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Local business association, -44,Human resources Support, -44,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,No,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 7805,5,Trinidad & Tobago,Trinidad & Tobago,Other manufacturing,10,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,51,100,0,0,0,Predominantly men,No,Yes,33,Delegates decisions to other partners,14,5,Equally men and women,Female,Male,Male,1990,No,Yes,1990,20,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,0,2,1,-44,No,-44,Yes,Yes,Yes,100,75,51,0,0, -44,15,65,20,0,Your parent company or affiliated establishments,5,65,30,newspaper,100,Local,15,Increased,Increased,2-5,90,10,0,2001,usa,35,brasil,10,6,0,5,50,50,Yes,6,No,No,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,Yes,No,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Major obstacle,-44, -44,Tend to disagree,Tend to disagree,Strongly disagree,Tend to agree,Yes,No,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,2,Yes,1,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,60,218,1,48,126,43,1,30,20,17,20,2,4,11,3,0,2,1,1,1,1,1,1,1,33,3,88000,3,81000,2,105000,5,51000,5,51000,5,56000,13,55000,13,53000,13,62000,13,27900,12,25000,13,32000,14,29250,15,26100,14,31500,1,25425,1,24000,1,30200,52,26550,56,26800,60,30700,0,-77,0,-77,0,-77,137,23175,129,21500,125,27500,New products require new skills, -44,University graduate,Completed secondary,Post graduated,University graduate,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed secondary,Started but did not complete college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Very important,Important,Very important,Very important,Very important,Important,Slightly important,Important,Important,Important,Important,Slightly important,Not important,Slightly important,Important,Very important,Very important,Critical,Very important,Important,Critical,Critical,Important,Very important,Very important,Slightly important,Important,Slightly important,Not important,Not important,Critical,Important,Critical,Critical,Critical,Important,Very important,Important,Important,Very important,Very important,Very important,Critical,Important,Critical,Slightly important,Critical,Critical,Very important,Very important,Critical,Not important,Not important,Important,Not important,Important,Very important,Important,Slightly important,Slightly important,Important,Very important,Important,Slightly important,Important,Slightly important,Slightly important,Not important,Important,Very important,Very important,Critical,Critical,Very important,Slightly important,Slightly important,Important,Important,Slightly important,Slightly important,Not difficult,Difficult,Difficult,1,22,Not difficult,Difficult,Difficult,1,15,Not difficult,Difficult,Difficult,2,7,Slightly difficult,Slightly difficult,Slightly difficult,2,1,Slightly difficult,Slightly difficult,Slightly difficult,2,9,Slightly difficult,Slightly difficult,Slightly difficult,0,7,Slightly difficult,Difficult,Slightly difficult,6,7,Not difficult,Not difficult,Slightly difficult,1,4,Slightly difficult,Slightly difficult,Not difficult,14,2,Critical,Slightly important,Important,Important,Very important,Slightly important,Slightly important,Not important,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,No obstacle,Major obstacle,No obstacle,Minor obstacle,Public placement office, -44,No,-44,-44,-44,-44,Yes,30,10,No,The firm cannot afford the optimal level of training,No,-44,-44,-44,-44,-44,-44,Yes,100,0, -44,0,Yes,7,No,20,48,12,0,20,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Did not think it would be approved,23210000,26380000,8969000,17640000,2374000,945000,1512000,1890000,25000,20000,35000,0,0,2625000,6816000,3500000,10024000,4305000,No obstacle,Minor obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Access to finance,Practices of competitors in the informal sector,Minor obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 7806,6,Trinidad & Tobago,Trinidad & Tobago,Other manufacturing,11,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,100,0,100,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,1995,No,Yes,1995,8,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,4,2,1,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,100,85,39,0,0, -44,50,50,0,2,Government or government agencies (including state-owned ent,80,0,20,metal doors,90,National,15,Increased,Increased,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,20,80,Yes,10,No,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,Yes,No,No,No,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,-44, -44,Tend to agree,Strongly disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,5,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,0,0,Yes,Yes,No,Yes,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,5,No,-44,-44,No,-44,-44,4000,No,-44,-44,No,-44,-44,No,-44,-44,1,15,9,1,4,1,0,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,9,70000,8,71000,7,83000,1,48000,1,48000,1,54000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,22050,1,19600,1,25700,0,-77,0,-77,0,-77,4,22725,4,23100,4,26700,Increase/decreased demand for goods, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed secondary,Not applicable,Not applicable,Completed secondary,Completed primary school,Important,Slightly important,Critical,Very important,Very important,Very important,Slightly important,Slightly important,Important,Important,Important,Important,Important,Slightly important,Important,Critical,Very important,Critical,Important,Very important,Critical,Critical,Important,Slightly important,Critical,Slightly important,Very important,Slightly important,Important,Slightly important,Very important,Important,Important,Critical,Critical,Very important,Very important,Important,Very important,Important,Important,Very important,Very important,Important,Very important,Very important,Critical,Very important,Very important,Very important,Critical,Slightly important,Slightly important,Important,Not important,Slightly important,Important,Slightly important,Not important,Slightly important,Important,Important,Very important,Slightly important,Slightly important,Not important,Slightly important,Not important,Important,Slightly important,Critical,Very important,Very important,Very important,Not important,Slightly important,Important,Slightly important,Not important,Not important,Not difficult,Very difficult,Difficult,0,14,Slightly difficult,Very difficult,Difficult,1,13,Not difficult,Difficult,Slightly difficult,0,3,Slightly difficult,Slightly difficult,Not difficult,1,3,Slightly difficult,Difficult,Not difficult,0,4,Slightly difficult,Very difficult,Difficult,0,10,Not difficult,Difficult,Difficult,0,4,Not difficult,Not difficult,Slightly difficult,1,2,Not difficult,Not difficult,Not difficult,1,2,Very important,Very important,Slightly important,Important,Very important,Slightly important,Slightly important,Slightly important,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Through family/friends, -44,No,-44,-44,-44,-44,No,-44,-44,No,The benefits of training are small than the costs,Yes,Major obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Major obstacle,No obstacle,Yes,100,0, -44,0,Yes,10,No,50,16,4,0,30,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Collateral requirements for loans or line of credit are unat,2300000,2500000,900000,630000,250000,25000,50000,88000,1000,2000,1000,0,0,455000,1370000,650000,2140000,1378000,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Customs and Trade Regulations,Practices of competitors in the informal sector,Corruption,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Too many strings attached, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are taken directly from the establishment's records, 7807,7,Trinidad & Tobago,Trinidad & Tobago,Other manufacturing,12,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,1997,No,Yes,1997,16,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,3,0,-44,No,-44,-44,-44,-44,Yes,7,1,1,-44,Yes,0,5,2,-44,No,-44,No,Yes,Yes,100,65,42,0,0, -44,5,10,85,0,Your parent company or affiliated establishments,5,5,90,printing,95,National,15,Increased,Increased,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,35,65,Yes,14,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to agree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,Yes,Yes,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,1,Yes,1,Yes,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,60,149,16,78,36,19,0,12,8,14,0,0,0,0,0,0,0,0,0,0,0,0,0,0,18,16,84000,16,76000,15,93000,2,49000,2,49000,2,55000,5,58000,5,57000,4,65000,5,24525,5,23000,5,27000,6,24525,6,23000,6,26700,1,21600,1,21200,1,24700,78,22725,84,20900,81,25000,0,-77,0,-77,0,-77,36,23400,35,23600,36,26000,New production methods, -44,University graduate,University graduate,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Not applicable,Not applicable,Completed secondary,Completed secondary,Important,Slightly important,Very important,Very important,Important,Important,Slightly important,Slightly important,Important,Important,Slightly important,Slightly important,Slightly important,Not important,Very important,Critical,Very important,Critical,Very important,Important,Critical,Very important,Important,Slightly important,Critical,Not important,Important,Important,Not important,Slightly important,Important,Important,Important,Critical,Very important,Very important,Critical,Important,Slightly important,Very important,Important,Very important,Very important,Slightly important,Critical,Slightly important,Critical,Critical,Critical,Critical,Critical,Slightly important,Slightly important,Important,Not important,Very important,Very important,Not important,Important,Slightly important,Very important,Important,Slightly important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Important,Slightly important,Very important,Critical,Critical,Very important,Not important,Important,Slightly important,Very important,Not important,Not important,Not difficult,Very difficult,Difficult,2,12,Slightly difficult,Difficult,Difficult,1,12,Slightly difficult,Very difficult,Slightly difficult,0,8,Not difficult,Not difficult,Slightly difficult,0,2,Slightly difficult,Not difficult,Not difficult,0,2,Not difficult,Very difficult,Slightly difficult,1,2,Difficult,Difficult,Slightly difficult,8,6,Not difficult,Slightly difficult,Not difficult,0,5,Not difficult,Slightly difficult,Not difficult,4,1,Slightly important,Important,Very important,Slightly important,Slightly important,Slightly important,Not important,Not important,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,No obstacle,Private placement office, -44,No,-44,-44,-44,-44,No,-44,-44,No,The firm does not have enough information about training pro,Yes,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,No obstacle,No,90,10, -44,0,Yes,7,Yes,90,4,1,0,5,0,0,0,0,0,0,0,0, -44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Line of credit,2010,30000,12,42,"Non-Bank financial institutions (microfinance institutions,",No,-44,-44,-44,-44,-44, -44,-44,Yes,3,3,Problems with credit history/report,-44,36020000,37520000,15008000,12600000,3377000,113000,1008000,1764000,0,0,0,0,5253000,9375000,16478000,12500000,21400000,14500000,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Major obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,"Crime, theft and disorder",Macroeconomic environment,Minor obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,NGO, -44,technological and Innovation Support, -44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 7808,8,Trinidad & Tobago,Trinidad & Tobago,Chemicals,13,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly women,Female,Female,Female,1999,No,Yes,1999,17,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,4,3,1,-44,Yes,1,3,2,-44,No,-44,Yes,No,Yes,100,70,79,0,0, -44,25,75,0,0,Your parent company or affiliated establishments,0,25,75,oil,50,International,10,Increased,Increased,More than 5,35,65,0,1999,usa,55,chile,15,4,0,0,85,15,Yes,13,Yes,Yes,Yes,Yes,Yes,No,Yes,Other company of the sector, -44,No,No,No,Yes,No,Yes,No,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,Very Important,Important,Very Important,Very Important,Important,Important,Very Important,Yes,70,Yes,30,No,-44,No,No,700000,-44,No,No,Yes,Yes,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,No obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,6,Yes,1,No,Yes,0,-44,0,No,-44,-44,No,-44,-44,No,-44,-44,80,222,49,85,58,30,0,21,14,4,0,0,0,0,0,0,0,0,0,0,0,0,0,0,25,49,74000,52,70000,47,85000,3,52000,3,50000,3,61000,9,55000,9,52000,8,60000,9,27225,8,25000,8,32000,9,26775,9,26300,8,29500,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,85,27450,86,27400,88,29600,58,23400,63,23000,67,25200,Increase/decreased demand for goods, -44,University graduate,University graduate,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,Completed secondary,Started but did not complete secondary,Very important,Slightly important,Very important,Important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Very important,Very important,Very important,Very important,Important,Critical,Very important,Important,Important,Very important,Important,Very important,Important,Not important,Slightly important,Very important,Slightly important,Important,Critical,Very important,Important,Very important,Important,Slightly important,Important,Very important,Important,Very important,Not important,Critical,Important,Very important,Critical,Very important,Very important,Critical,Not important,Slightly important,Important,Not important,Important,Very important,Slightly important,Slightly important,Slightly important,Important,Very important,Important,Slightly important,Important,Not important,Slightly important,Slightly important,Important,Important,Critical,Very important,Critical,Very important,Not important,Not important,Slightly important,Important,Important,Important,Not difficult,Very difficult,Difficult,5,20,Not difficult,Very difficult,Difficult,1,7,Slightly difficult,Slightly difficult,Slightly difficult,0,4,Not difficult,Slightly difficult,Slightly difficult,0,3,Not difficult,Difficult,Slightly difficult,1,4,Not difficult,Very difficult,Slightly difficult,0,4,Slightly difficult,Difficult,Difficult,1,10,Slightly difficult,Not difficult,Slightly difficult,9,7,Not difficult,Not difficult,Not difficult,6,1,Important,Slightly important,Very important,Slightly important,Important,Not important,Slightly important,Slightly important,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,No obstacle,Public placement office, -44,No,-44,-44,-44,-44,Yes,5,10,Yes,-44,Yes,Very severe obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,No obstacle,No,100,0, -44,0,Yes,6,Yes,60,0,0,0,40,0,0,0,0,0,0,0,0, -44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Did not think it would be approved,59610000,65500000,23580000,21420000,6550000,973000,1947000,3276000,23000,70000,26000,655000,0,11528000,12350000,14410000,42800000,21615000,Minor obstacle,Minor obstacle,Major obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Macroeconomic environment,Access to finance,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,Yes,Yes,No,Yes,No,-44,-44,Yes,No,No,No,-44,-44,Somewhat truthful,Are taken directly from the establishment's records, 7809,9,Trinidad & Tobago,Trinidad & Tobago,Chemicals,14,No,-44,-44,-44,-44,Partnership (including limited liability companies), -44,35,100,0,0,0,Predominantly women,Yes,Yes,35,Makes decisions in consultation with other partners,9,2,All men,Male,Male,Male,1997,No,Yes,2000,15,No,-44,-44,No,-44,-44,Yes,10,No,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,2,Yes,No,Yes,100,70,42,0,0, -44,0,50,50,0,Large private firms (more than 100 employees),30,0,70,gasoline,80,International,5,Increased,Remained the same,More than 5,35,65,0,2000,argentina,30,spain,15,7,0,0,25,75,Yes,14,Yes,Yes,No,No,Yes,No,Yes,Other company of the sector, -44,No,No,Yes,Yes,Yes,No,-44,-44,-44,-44,Yes,No,No,No,No,Yes,Yes,Yes,No, -44,Important,Very Important,Important,Critical,Important,Important,Critical,Yes,50,Yes,30,Yes,20,No,No,200000,-44,No,No,Yes,No,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,52,Yes,2,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,55,165,14,83,45,23,0,15,10,3,0,0,0,0,0,0,0,0,0,0,0,0,0,0,24,14,83000,14,82000,15,98000,3,52000,3,47000,3,59000,6,51000,6,46000,6,60000,6,24300,6,25000,6,27000,7,26550,8,24900,8,28600,1,26775,1,23900,1,29700,0,-77,0,-77,0,-77,83,28575,77,28800,82,32100,45,23625,49,22800,44,26800,New production methods, -44,Post graduated,Completed secondary,University graduate,University graduate,Completed secondary,Started but did not complete college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Started but did not complete college/vocational training,Completed college/vocational training,Completed secondary,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Completed secondary,Completed secondary,Important,Not important,Critical,Important,Important,Important,Slightly important,Slightly important,Important,Important,Slightly important,Slightly important,Not important,Slightly important,Important,Critical,Very important,Critical,Very important,Important,Critical,Critical,Important,Slightly important,Critical,Slightly important,Important,Important,Not important,Not important,Critical,Important,Very important,Critical,Critical,Important,Very important,Slightly important,Very important,Very important,Very important,Very important,Very important,Not important,Critical,Important,Critical,Very important,Critical,Very important,Critical,Slightly important,Slightly important,Very important,Not important,Important,Slightly important,Not important,Slightly important,Important,Important,Very important,Slightly important,Slightly important,Very important,Not important,Slightly important,Not important,Important,Very important,Critical,Critical,Critical,Very important,Not important,Slightly important,Important,Very important,Slightly important,Slightly important,Not difficult,Difficult,Slightly difficult,2,14,Slightly difficult,Very difficult,Difficult,0,13,Not difficult,Slightly difficult,Difficult,1,8,Not difficult,Slightly difficult,Difficult,0,3,Slightly difficult,Difficult,Not difficult,1,8,Not difficult,Difficult,Difficult,0,10,Difficult,Difficult,Difficult,0,5,Slightly difficult,Slightly difficult,Not difficult,9,7,Not difficult,Not difficult,Not difficult,5,2,Very important,Important,Very important,Not important,Very important,Slightly important,Slightly important,Slightly important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,Public placement office, -44,No,-44,-44,-44,-44,Yes,1,5,Yes,-44,No,-44,-44,-44,-44,-44,-44,Yes,100,0, -44,0,Yes,9,No,80,0,0,0,20,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,4,4,Problems with credit history/report,-44,49090000,50090000,20537000,14180000,3506000,567000,1191000,1985000,27000,24000,36000,0,0,15000000,10614000,25000000,17120000,40500000,No obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,No obstacle,Moderate obstacle,No obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Access to finance,Practices of competitors in the informal sector,Major obstacle,Yes,Yes,No,Yes,Yes,Yes,No,-44,-44,No,No impact,No,No impact,Yes,Large impact,-44,-44,-44,-44,No,No impact,No,No impact,Yes,Large impact,-44,-44,-44,-44,Yes,Negative impact,Yes,Moderated impact,Yes,Large impact,-44,-44,-44,-44,Yes,Large impact,Yes,Moderated impact,Yes,Moderated impact,-44,-44,-44,-44,Yes,Moderated impact,Yes,Large impact,Yes,Large impact,-44,-44,-44,-44,No,No impact,Yes,Large impact,Yes,Moderated impact,-44,-44,-44,-44,Yes,Large impact,No,No impact,Yes,Moderated impact,-44,-44,-44,-44,Yes,Moderated impact,Yes,Negative impact,Yes,Moderated impact,-44,-44,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,No,-44,-44,No,-44,-44,Yes,Yes,Yes,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 78010,10,Trinidad & Tobago,Trinidad & Tobago,Machinery and equipment,15,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Female,Male,1970,Yes,Yes,1972,33,No,-44,-44,No,-44,-44,No,-44,-44,Yes,26,No,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,0,Yes,Yes,Yes,100,65,118,0,0, -44,25,70,5,20,Medium private firms (20-100 employees),0,25,75,terminal equipment,100,National,15,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,100,0,-44,-44,No,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,Yes,No,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,No,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,During working hours,Other,Goods or stock,850,Group of criminals,No,No,Don't have the time; inconvenient,Yes,4,Outside working hours,Other,Goods or stock,700,Group of criminals,No,No,Would increase insurance cost,Yes,2,During working hours,Knife,Money,2000,Gang related,No,No,Fear of negative publicity,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,0,0,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,No,-44,-44,No,-44,0,-44,No,-44,-44,Yes,35,Yes,No,-44,-44,2,12,5,4,1,2,0,0,0,1,200,85,66,16,33,1,0,0,15,1,1,1,1,1,0,90,91000,92,88000,101,98000,4,45000,4,45000,4,49000,10,56000,10,52000,10,63000,10,27000,10,27000,10,30000,11,25650,10,22900,10,30500,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,70,25650,64,25400,65,30500,17,23850,19,23600,19,26500,Increase/decreased demand for goods, -44,University graduate,Completed college/vocational training,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed secondary,Started but did not complete college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Completed secondary,Started but did not complete secondary,Very important,Slightly important,Critical,Very important,Very important,Important,Important,Very important,Important,Important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Critical,Very important,Critical,Important,Important,Very important,Critical,Important,Important,Critical,Slightly important,Slightly important,Important,Slightly important,Not important,Very important,Important,Important,Critical,Critical,Important,Critical,Important,Important,Very important,Important,Important,Critical,Important,Critical,Slightly important,Very important,Critical,Critical,Critical,Critical,Slightly important,Not important,Very important,Not important,Very important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Important,Very important,Not important,Slightly important,Slightly important,Important,Important,Critical,Critical,Critical,Critical,Not important,Slightly important,Very important,Important,Not important,Not important,Not difficult,Difficult,Very difficult,9,11,Not difficult,Very difficult,Slightly difficult,1,8,Slightly difficult,Slightly difficult,Slightly difficult,1,4,Slightly difficult,Slightly difficult,Slightly difficult,1,1,Not difficult,Difficult,Slightly difficult,2,2,Not difficult,Difficult,Slightly difficult,0,6,Not difficult,Slightly difficult,Difficult,1,9,Not difficult,Slightly difficult,Not difficult,7,7,Not difficult,Not difficult,Not difficult,2,1,Very important,Very important,Not important,Important,Important,Not important,Not important,Slightly important,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Public placement office, -44,Yes to hire,Yes,3,No,-44,No,-44,-44,No,Other,No,-44,-44,-44,-44,-44,-44,Yes,100,0, -44,0,No,-44,Yes,60,0,0,0,40,0,0,0,0,0,0,0,0, -44,75,25,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Loan,2012,40000,10,48,Private commercial banks,No,-44,-44,-44,-44,-44, -44,-44,Yes,3,2,Concerns about level of debt already incurred,-44,10590000,11770000,3296000,1260000,118000,24000,315000,189000,0,0,0,1530000,0,2002000,2002000,3178000,3178000,7055000,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,Macroeconomic environment,Tax Rates,Transportation,Minor obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not aware of this type of assistance and don't know it advan, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 78011,11,Trinidad & Tobago,Trinidad & Tobago,Retail,18,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,55,100,0,0,0,Predominantly men,No,Yes,32,Makes major strategic and fiancial decisions,16,5,Predominantly men,Male,Female,Male,1994,No,Yes,2002,11,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,10,20,70,0,Individuals,20,0,80,drugs,90,National,15,Increased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,55,45,Yes,16,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,No obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,-44, -44,Tend to disagree,Strongly disagree,Tend to agree,Tend to agree,Yes,No,-44,-44,-44,-44,Yes,-44,40000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,No,30,No,-44,-44,Yes,0,-44,3000,Yes,5,Yes,No,-44,-44,No,-44,-44,58,239,96,83,59,1,4,37,28,1,25,11,8,6,0,0,3,2,0,1,1,1,2,0,36,107,100000,104,90000,102,110000,1,41000,2,41000,1,44000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,91,20250,89,18000,96,23200,0,-77,0,-77,0,-77,65,22050,66,21000,64,25200,Increase/decreased demand for goods, -44,University graduate,Completed college/vocational training,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Completed secondary,Slightly important,Slightly important,Critical,Important,Very important,Important,Important,Slightly important,Important,Important,Important,Slightly important,Important,Slightly important,Important,Critical,Very important,Critical,Important,Very important,Critical,Critical,Important,Important,Critical,Slightly important,Slightly important,Important,Not important,Not important,Important,Slightly important,Important,Critical,Very important,Important,Very important,Important,Very important,Important,Very important,Important,Very important,Important,Very important,Important,Very important,Very important,Very important,Very important,Very important,Slightly important,Not important,Very important,Not important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Important,Very important,Slightly important,Important,Not important,Not important,Slightly important,Important,Very important,Critical,Critical,Critical,Very important,Not important,Important,Important,Important,Slightly important,Slightly important,Slightly difficult,Difficult,Difficult,11,14,Slightly difficult,Very difficult,Difficult,0,9,Not difficult,Slightly difficult,Slightly difficult,1,6,Slightly difficult,Slightly difficult,Slightly difficult,1,2,Slightly difficult,Slightly difficult,Slightly difficult,0,4,Not difficult,Difficult,Difficult,1,4,Not difficult,Very difficult,Slightly difficult,10,7,Slightly difficult,Slightly difficult,Not difficult,1,2,Not difficult,Not difficult,Not difficult,7,2,Very important,Important,Not important,Important,Very important,Slightly important,Not important,Not important,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Private placement office, -44,No,-44,-44,-44,-44,Yes,0,15,No,The firm does not have enough information about training pro,No,-44,-44,-44,-44,-44,-44,Yes,100,0, -44,0,Yes,6,No,10,56,14,0,20,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Other,63490000,69770000,20931000,21420000,6279000,419000,328000,488000,78000,59000,98000,0,0,12677000,14708000,16047000,21629000,21663000,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Major obstacle,No obstacle,Moderate obstacle,Major obstacle,No,Yes,No,No,No,Inadequately educated workforce,Corruption,Political environment,Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,International organization, -44,"General management, Business development and Strategies supp", -44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 78012,12,Trinidad & Tobago,Trinidad & Tobago,Retail,21,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Female,Male,1993,No,Yes,1995,13,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,0,3,2,-44,No,-44,-44,-44,-44,Yes,1,2,0,-44,No,-44,-44,-44,-44,No,-44,No,Yes,Yes,0,-44,-44,100,0, -44,50,0,50,0,Individuals,50,0,50,food,55,Local,5,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,60,40,No,-44,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,Yes,No,No,No,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,-44, -44,Tend to agree,Tend to agree,Tend to disagree,Strongly agree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,No,Yes,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,5,Yes,1,Yes,No,-44,1,-44,No,-44,-44,No,-44,-44,Yes,15,2,1,131,51,45,32,3,2,18,12,3,1,1,0,0,0,0,0,0,0,1,1,0,0,0,20,52,76000,51,68000,53,89000,1,43000,1,40000,1,50000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,24300,1,23200,1,27500,1,27675,1,25900,1,31100,45,28575,41,25500,45,33300,0,-77,0,-77,0,-77,32,23175,34,22300,31,25200,Increase/decreased demand for goods, -44,University graduate,University graduate,University graduate,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed secondary,Not applicable,Not applicable,Completed secondary,Completed secondary,Important,Important,Critical,Very important,Important,Very important,Slightly important,Slightly important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Critical,Very important,Very important,Slightly important,Slightly important,Very important,Critical,Important,Important,Critical,Slightly important,Important,Slightly important,Not important,Slightly important,Important,Slightly important,Important,Critical,Critical,Slightly important,Very important,Very important,Very important,Very important,Important,Important,Critical,Important,Critical,Important,Critical,Critical,Very important,Very important,Critical,Not important,Not important,Important,Not important,Very important,Important,Not important,Important,Slightly important,Important,Important,Slightly important,Important,Very important,Not important,Not important,Slightly important,Very important,Important,Critical,Critical,Very important,Critical,Slightly important,Slightly important,Very important,Very important,Slightly important,Important,Not difficult,Difficult,Difficult,6,15,Slightly difficult,Very difficult,Difficult,1,13,Slightly difficult,Difficult,Difficult,0,7,Slightly difficult,Slightly difficult,Slightly difficult,0,1,Slightly difficult,Slightly difficult,Difficult,1,4,Slightly difficult,Difficult,Slightly difficult,1,4,Not difficult,Difficult,Slightly difficult,5,5,Not difficult,Slightly difficult,Not difficult,1,9,Slightly difficult,Not difficult,Not difficult,4,1,Important,Slightly important,Important,Important,Important,Not important,Not important,Slightly important,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,No obstacle,Moderate obstacle,No obstacle,Minor obstacle,Public announcement/advertisement, -44,No,-44,-44,-44,-44,Yes,2,20,Yes,-44,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,Yes,15,No,25,20,5,25,25,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Application procedures for loans or line of credit are compl,32450000,33800000,9802000,10080000,338000,237000,239000,169000,10000,30000,25000,0,126000,5536000,7963000,7098000,12844000,13131000,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Corruption,Transportation,Major obstacle,Yes,Yes,No,No,No,Yes,No,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Large impact,-44,-44,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Truthful,Are taken directly from the establishment's records, 78013,13,Trinidad & Tobago,Trinidad & Tobago,Retail,22,Yes,3,Headquarters with no production/no sales at this location,Yes,-44,Limited partnership, -44,50,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Female,Male,1965,No,Yes,1965,9,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,4,1,1,-44,Yes,3,0,0,-44,Yes,4,1,0,-44,No,-44,-44,-44,-44,Yes,0,Yes,Yes,Yes,0,-44,-44,100,0, -44,50,40,10,15,Individuals,20,20,60,construction materials,85,Local,10,Increased,Remained the same,More than 5,95,5,0,2009,usa,50,jamaica,45,1,0,0,45,55,No,-44,Yes,Yes,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,Yes,No,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,No obstacle,-44, -44,Tend to disagree,Strongly disagree,Tend to disagree,Strongly agree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,No,50000,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,2,Yes,1,No,Yes,0,0,-44,No,-44,-44,Yes,345,No,No,-44,-44,6,347,138,121,86,2,3,38,25,2,31,14,10,7,0,0,3,2,0,1,1,1,2,0,35,152,88000,139,81000,133,103000,1,38000,2,36000,1,41000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,28575,1,28100,1,33300,0,-77,0,-77,0,-77,131,29250,130,26100,127,34400,0,-77,0,-77,0,-77,93,24075,102,24100,96,28300,New production methods, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Completed secondary,Important,Slightly important,Critical,Important,Very important,Important,Very important,Slightly important,Slightly important,Very important,Important,Slightly important,Slightly important,Important,Slightly important,Critical,Very important,Critical,Important,Important,Very important,Critical,Important,Important,Very important,Slightly important,Slightly important,Slightly important,Not important,Not important,Important,Important,Important,Very important,Critical,Important,Critical,Important,Very important,Important,Important,Important,Critical,Important,Critical,Important,Critical,Critical,Critical,Critical,Critical,Slightly important,Not important,Very important,Not important,Important,Important,Not important,Slightly important,Slightly important,Very important,Important,Slightly important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Important,Critical,Very important,Critical,Critical,Not important,Not important,Very important,Important,Slightly important,Slightly important,Slightly difficult,Difficult,Slightly difficult,16,8,Slightly difficult,Very difficult,Difficult,1,6,Slightly difficult,Slightly difficult,Slightly difficult,0,2,Slightly difficult,Not difficult,Slightly difficult,0,2,Slightly difficult,Slightly difficult,Slightly difficult,0,5,Not difficult,Difficult,Slightly difficult,0,3,Not difficult,Slightly difficult,Slightly difficult,14,8,Not difficult,Difficult,Not difficult,1,8,Not difficult,Not difficult,Not difficult,10,1,Very important,Very important,Important,Slightly important,Important,Not important,Slightly important,Not important,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,No obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Private placement office, -44,No,-44,-44,-44,-44,Yes,4,0,No,The firm is affraid of investing in workers that after the t,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,13,Yes,40,16,4,0,40,0,0,0,0,0,0,0,0, -44,75,25,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Line of credit,2011,3350000,14,30,Private commercial banks,Yes,Yes,Yes,Yes,No,No, -44,150,Yes,3,2,Concerns about level of debt already incurred,-44,465600000,500640000,180230000,500640000,10013000,5006000,10513000,3504000,561000,561000,701000,75096000,0,85109000,126913000,125160000,195250000,239056000,No obstacle,No obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Tax administration,Electricity,Minor obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed, -44,-44,-44, -44,-44, -44,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 78014,14,Trinidad & Tobago,Trinidad & Tobago,Retail,26,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,55,100,0,0,0,Predominantly men,No,Yes,14,Delegates decisions to other partners,7,3,Predominantly men,Male,Male,Male,2002,No,Yes,2002,11,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,Yes,1,0,0,-44,Yes,7,1,1,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,20,70,40,80,0, -44,0,80,20,15,Individuals,0,80,20,textile,50,National,10,Increased,Remained the same,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,50,50,No,-44,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to disagree,Yes,No,-44,-44,-44,-44,Yes,-44,75000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,0,5000,Yes,Yes,No,No,No,No,-44,-44,No,-44,-44,No,Yes,No,5,No,-44,-44,No,-44,1,-44,Yes,20,No,No,-44,-44,No,-44,-44,15,116,46,40,29,1,2,34,21,1,1,1,0,0,0,0,0,0,0,1,1,0,0,0,12,47,93000,50,91000,51,103000,1,42000,2,38000,1,45000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,40,27675,36,24700,35,32300,0,-77,0,-77,0,-77,29,23850,30,22300,30,26200,Increase demand for higher quality product, -44,University graduate,Post graduated,University graduate,Post graduated,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed secondary,Completed primary school,Slightly important,Important,Very important,Important,Important,Important,Very important,Slightly important,Important,Important,Slightly important,Important,Slightly important,Important,Important,Very important,Very important,Critical,Very important,Important,Very important,Critical,Important,Slightly important,Critical,Slightly important,Important,Slightly important,Not important,Not important,Very important,Important,Important,Critical,Critical,Slightly important,Important,Important,Very important,Very important,Very important,Important,Critical,Important,Very important,Important,Critical,Critical,Critical,Critical,Critical,Not important,Not important,Important,Not important,Important,Important,Slightly important,Important,Slightly important,Important,Important,Slightly important,Very important,Important,Not important,Slightly important,Not important,Very important,Important,Critical,Critical,Very important,Very important,Not important,Not important,Important,Slightly important,Important,Not important,Not difficult,Almost impossible,Slightly difficult,5,25,Not difficult,Very difficult,Difficult,1,6,Slightly difficult,Difficult,Slightly difficult,0,2,Not difficult,Slightly difficult,Not difficult,0,1,Slightly difficult,Slightly difficult,Difficult,0,3,Slightly difficult,Difficult,Difficult,1,7,Slightly difficult,Difficult,Slightly difficult,4,6,Not difficult,Not difficult,Not difficult,0,5,Not difficult,Not difficult,Not difficult,3,2,Important,Very important,Important,Important,Very important,Not important,Not important,Not important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,Private placement office, -44,Yes to hire,Yes,15,No,-44,Yes,4,15,Yes,-44,Yes,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Yes,100,0, -44,0,Yes,12,No,50,0,0,10,40,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Application procedures for loans or line of credit are compl,25100000,28200000,11562000,9450000,1692000,113000,315000,141000,24000,11000,10000,0,0,4794000,4896000,7050000,7896000,20657000,Minor obstacle,Minor obstacle,Major obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Major obstacle,Moderate obstacle,No obstacle,Very severe obstacle,Yes,Yes,No,No,No,Practices of competitors in the informal sector,Inadequately educated workforce,"Crime, theft and disorder",Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,International organization, -44,technological and Innovation Support, -44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 78015,15,Trinidad & Tobago,Trinidad & Tobago,Wholesale,34,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,60,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly women,Male,Male,Male,1995,No,Yes,1996,8,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,0,100,0,0,Large private firms (more than 100 employees),0,95,5,food wholesale,75,National,10,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,60,40,Yes,6,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,No obstacle,-44, -44,Tend to disagree,Tend to disagree,Strongly disagree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,-44,75000,Yes,2,-44,Yes,3,Outside working hours,Firearm/gun,Goods or stock,35000,Someone working alone,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,2,During working hours,Firearm/gun,Goods or stock,8000,Gang related,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,3,Outside working hours,Baseball bat,Other company property,200,Other,No,No,Fear of negative publicity,Yes,2,During working hours,Knife,Money,9000,Gang related,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,Yes,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,No,-44,-44,Yes,0,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,4,122,49,42,30,1,2,18,12,1,1,1,0,0,0,0,0,0,0,1,1,0,0,0,18,50,79000,50,78000,52,88000,1,47000,2,43000,1,52000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,42,21825,39,20000,43,25200,0,-77,0,-77,0,-77,30,22050,30,21000,30,25200,New production methods, -44,University graduate,University graduate,University graduate,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed secondary,Not applicable,Not applicable,Completed secondary,Completed secondary,Important,Not important,Very important,Important,Important,Important,Slightly important,Slightly important,Important,Important,Important,Important,Slightly important,Slightly important,Important,Critical,Critical,Critical,Very important,Important,Critical,Critical,Important,Slightly important,Critical,Slightly important,Important,Very important,Not important,Not important,Slightly important,Important,Important,Critical,Critical,Important,Very important,Slightly important,Important,Important,Slightly important,Important,Very important,Slightly important,Critical,Important,Critical,Critical,Critical,Critical,Very important,Not important,Slightly important,Important,Slightly important,Important,Important,Slightly important,Slightly important,Important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Not important,Slightly important,Not important,Important,Very important,Critical,Critical,Critical,Critical,Slightly important,Slightly important,Important,Important,Slightly important,Not important,Not difficult,Difficult,Difficult,5,25,Not difficult,Very difficult,Difficult,0,12,Not difficult,Slightly difficult,Difficult,1,7,Slightly difficult,Slightly difficult,Slightly difficult,1,2,Slightly difficult,Slightly difficult,Difficult,0,5,Slightly difficult,Slightly difficult,Slightly difficult,1,3,Not difficult,Slightly difficult,Slightly difficult,5,8,Slightly difficult,Slightly difficult,Slightly difficult,1,5,Slightly difficult,Not difficult,Slightly difficult,3,1,Important,Important,Very important,Important,Slightly important,Slightly important,Slightly important,Not important,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Private placement office, -44,No,-44,-44,-44,-44,Yes,0,5,Yes,-44,No,-44,-44,-44,-44,-44,-44,No,100,0, -44,0,No,-44,No,70,16,4,0,10,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Other,8250000,8870000,3193000,10710000,444000,62000,169000,62000,6000,7000,11000,0,0,1136000,1285000,1863000,2040000,2310000,No obstacle,Minor obstacle,Major obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Cost of finance,Inadequately educated workforce,"Crime, theft and disorder",Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Too expensive, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,Truthful,Are taken directly from the establishment's records, 78016,16,Trinidad & Tobago,Trinidad & Tobago,Hotel and restaurants,35,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,48.45,70,30,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly women,Male,Male,Male,1962,No,Yes,1962,20,Yes,22,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,0,1,0,-44,No,-44,-44,-44,-44,Yes,3,2,0,-44,No,-44,-44,-44,-44,Yes,0,Yes,Yes,Yes,0,-44,-44,100,0, -44,10,60,30,20,Others,50,20,30,accomodation,95,International,10,Increased,Remained the same,More than 5,45,55,0,1963,usa,60,spain,25,9,0,2,40,60,Yes,11,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,-44, -44,Tend to disagree,Tend to agree,Tend to agree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,0,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,Yes,No,No,-44,-44,No,-44,-44,No,No,No,10,No,-44,-44,No,-44,0,-44,No,-44,-44,Yes,45,No,No,-44,-44,40,845,338,295,211,1,18,192,132,1,100,42,34,24,0,2,22,15,0,1,1,1,3,0,110,380,93000,410,95000,422,106000,1,53000,2,49000,1,58000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,329,27675,326,25200,349,31400,0,-77,0,-77,0,-77,235,23400,224,20800,208,27000,Economic upturn/downturn, -44,Post graduated,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Completed secondary,Important,Important,Critical,Important,Very important,Very important,Important,Very important,Very important,Important,Important,Important,Important,Slightly important,Slightly important,Critical,Critical,Very important,Important,Very important,Critical,Critical,Important,Important,Critical,Not important,Slightly important,Important,Not important,Slightly important,Important,Important,Very important,Critical,Critical,Important,Very important,Important,Very important,Important,Important,Very important,Very important,Not important,Very important,Important,Critical,Critical,Very important,Very important,Critical,Slightly important,Not important,Important,Not important,Important,Important,Important,Important,Slightly important,Important,Important,Very important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Critical,Critical,Critical,Critical,Slightly important,Slightly important,Important,Important,Not important,Slightly important,Not difficult,Very difficult,Slightly difficult,38,18,Slightly difficult,Almost impossible,Slightly difficult,1,10,Slightly difficult,Difficult,Slightly difficult,0,9,Not difficult,Slightly difficult,Not difficult,1,1,Slightly difficult,Slightly difficult,Slightly difficult,0,9,Slightly difficult,Difficult,Slightly difficult,1,9,Not difficult,Slightly difficult,Slightly difficult,33,10,Slightly difficult,Slightly difficult,Slightly difficult,1,10,Not difficult,Not difficult,Not difficult,24,1,Important,Very important,Not important,Important,Important,Not important,Slightly important,Slightly important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,Through family/friends, -44,No,-44,-44,-44,-44,Yes,0,15,No,The benefits of training are small than the costs,Yes,Major obstacle,Moderate obstacle,No obstacle,No obstacle,Minor obstacle,No obstacle,No,100,0, -44,0,Yes,15,No,40,12,3,0,40,0,0,0,0,0,0,0,5, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Collateral requirements for loans or line of credit are unat,145650000,160050000,51216000,47880000,1601000,320000,3841000,800000,104000,48000,152000,1008000,1890000,26409000,22455000,40013000,36812000,83227000,Minor obstacle,Minor obstacle,No obstacle,Very severe obstacle,No,Yes,Yes,No,No,No,No,No obstacle,No obstacle,No obstacle,Very severe obstacle,Minor obstacle,No obstacle,Moderate obstacle,No obstacle,Minor obstacle,Major obstacle,No obstacle,Very severe obstacle,Minor obstacle,-44,-44,-44,-44,-44,Access to finance,"Crime, theft and disorder",Labor Regulations,No obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,International organization, -44,technological and Innovation Support, -44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are taken directly from the establishment's records, 78017,17,Trinidad & Tobago,Trinidad & Tobago,Wholesale,36,Yes,7,Headquarters with production and/or sales at this location,Yes,-44,Shareholding company with non-traded shares or shares traded, -44,13,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Female,Female,2003,Yes,Yes,2003,36,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,0,3,1,-44,No,-44,-44,-44,-44,Yes,4,5,0,-44,No,-44,-44,-44,-44,Yes,1,Yes,Yes,Yes,0,-44,-44,100,0, -44,20,20,60,15,Government or government agencies (including state-owned ent,20,20,60,air conditioning,25,Local,10,Increased,Decreased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,65,35,Yes,9,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,-44, -44,Tend to disagree,Tend to agree,Tend to agree,Tend to agree,Yes,No,-44,-44,-44,-44,Yes,-44,100000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,40000,6000,Yes,Yes,No,No,No,No,-44,-44,No,-44,-44,No,No,No,10,Yes,1,No,Yes,0,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,110,204,79,71,51,3,1,7,5,3,0,0,0,0,0,0,0,0,0,0,0,0,0,0,23,79,67000,73,66000,70,76000,1,42000,2,39000,1,46000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,26775,1,25600,1,31800,1,29025,1,28000,1,31900,71,21825,67,19600,67,25900,0,-77,0,-77,0,-77,51,22725,51,20900,56,25500,Increase/decreased demand for goods, -44,University graduate,Post graduated,Post graduated,Post graduated,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Completed secondary,Started but did not complete college/vocational training,Completed college/vocational training,Completed secondary,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Important,Slightly important,Very important,Very important,Very important,Very important,Slightly important,Important,Important,Very important,Important,Slightly important,Important,Slightly important,Important,Critical,Very important,Very important,Important,Important,Critical,Very important,Important,Very important,Very important,Slightly important,Slightly important,Important,Not important,Not important,Slightly important,Important,Important,Critical,Critical,Slightly important,Very important,Important,Slightly important,Important,Important,Important,Critical,Important,Critical,Important,Very important,Critical,Critical,Very important,Critical,Slightly important,Not important,Important,Not important,Important,Very important,Slightly important,Slightly important,Not important,Important,Important,Slightly important,Very important,Important,Not important,Not important,Slightly important,Important,Important,Very important,Very important,Critical,Critical,Not important,Slightly important,Important,Important,Not important,Not important,Not difficult,Very difficult,Difficult,8,17,Not difficult,Very difficult,Slightly difficult,1,14,Slightly difficult,Slightly difficult,Difficult,0,3,Not difficult,Slightly difficult,Slightly difficult,0,1,Slightly difficult,Slightly difficult,Slightly difficult,0,2,Not difficult,Difficult,Slightly difficult,1,7,Not difficult,Difficult,Difficult,8,7,Slightly difficult,Slightly difficult,Not difficult,0,3,Not difficult,Not difficult,Not difficult,6,1,Important,Very important,Very important,Slightly important,Very important,Not important,Not important,Slightly important,No obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Public placement office, -44,No,-44,-44,-44,-44,Yes,2,0,No,The firm is affraid of investing in workers that after the t,Yes,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Very severe obstacle,No obstacle,Yes,100,0, -44,0,Yes,12,Yes,80,0,0,0,20,0,0,0,0,0,0,0,0, -44,25,75,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Loan,2012,280000,6,48,Private commercial banks,Yes,No,No,No,No,No, -44,175,Yes,2,1,Problems with credit history/report,-44,102390000,103420000,40334000,18900000,9308000,207000,2689000,1344000,242000,228000,228000,2068000,0,22194000,21594000,29992000,29992000,47687000,Minor obstacle,Minor obstacle,No obstacle,Very severe obstacle,Yes,No,Yes,No,No,No,No,Very severe obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,No obstacle,Very severe obstacle,Yes,Yes,Yes,Yes,No,Inadequately educated workforce,Practices of competitors in the informal sector,Tax Rates,Minor obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed, -44,-44,-44, -44,-44, -44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 78018,18,Trinidad & Tobago,Trinidad & Tobago,Hotel and restaurants,37,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,80,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Male,2000,No,Yes,2000,9,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,1,0,-44,Yes,2,0,0,-44,Yes,1,0,1,-44,Yes,1,1,2,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,0,100,0,0,Your parent company or affiliated establishments,0,50,50,food,75,National,10,Increased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,30,70,Yes,12,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Minor obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,No obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,-44,15000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,No,No,No,1,Yes,1,No,No,-44,0,-44,No,-44,-44,Yes,60,No,No,-44,-44,5,94,38,32,23,1,2,22,17,1,1,1,0,0,0,0,0,0,0,1,1,0,0,0,11,39,91000,36,83000,33,100000,1,41000,1,39000,1,46000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,32,20475,32,19900,34,23200,0,-77,0,-77,0,-77,23,22500,26,20000,23,26500,-44, -44,Post graduated,Completed college/vocational training,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Completed secondary,Important,Slightly important,Very important,Critical,Important,Very important,Slightly important,Important,Important,Important,Slightly important,Important,Important,Slightly important,Important,Very important,Critical,Very important,Slightly important,Slightly important,Very important,Very important,Important,Very important,Critical,Important,Important,Important,Slightly important,Not important,Critical,Important,Important,Critical,Very important,Important,Very important,Important,Slightly important,Very important,Important,Important,Very important,Important,Critical,Important,Critical,Very important,Critical,Very important,Critical,Not important,Slightly important,Important,Not important,Important,Important,Not important,Slightly important,Slightly important,Slightly important,Very important,Slightly important,Important,Very important,Slightly important,Slightly important,Slightly important,Very important,Important,Critical,Critical,Critical,Critical,Not important,Slightly important,Important,Important,Not important,Not important,Difficult,Almost impossible,Slightly difficult,4,24,Not difficult,Very difficult,Difficult,1,10,Slightly difficult,Slightly difficult,Slightly difficult,1,6,Not difficult,Not difficult,Not difficult,0,3,Slightly difficult,Difficult,Slightly difficult,1,3,Slightly difficult,Difficult,Slightly difficult,0,9,Not difficult,Difficult,Difficult,4,6,Not difficult,Difficult,Slightly difficult,0,5,Slightly difficult,Not difficult,Not difficult,3,1,Very important,Very important,Very important,Slightly important,Very important,Slightly important,Not important,Slightly important,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Public placement office, -44,No,-44,-44,-44,-44,Yes,5,5,Yes,-44,Yes,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,No,100,0, -44,0,No,-44,Yes,60,8,2,0,30,0,0,0,0,0,0,0,0, -44,50,25,12.5,0,0,0,0,0,12.5,0,0,0,0,0,0, -44,Yes,Line of credit,2010,1000000,6,24,Private commercial banks,Yes,No,No,Yes,No,No, -44,125,Yes,3,3,Incompleteness of loan application,-44,20870000,22680000,7031000,11340000,454000,227000,680000,136000,22000,12000,16000,680000,0,3338000,3703000,5216000,5216000,10223000,Moderate obstacle,Minor obstacle,No obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,No obstacle,Major obstacle,Very severe obstacle,No obstacle,Minor obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,"Crime, theft and disorder",Practices of competitors in the informal sector,Moderate obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Too many strings attached, -44,-44,-44, -44,-44, -44,Yes,No,No,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,Truthful,Are taken directly from the establishment's records, 78019,19,Trinidad & Tobago,Trinidad & Tobago,Hotel and restaurants,38,Yes,2,Establishment physically separated from HQ and other establi,Yes,-44,Partnership (including limited liability companies), -44,51,49,51,0,0,Predominantly women,Yes,No,51,Makes decisions in consultation with other partners,5,8,Predominantly men,Male,Male,Male,2005,No,Yes,2005,17,No,-44,-44,No,-44,-44,No,-44,-44,Yes,26,No,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0, -44,0,95,5,2,Small private firms (less than 20 employees),0,70,30,restaurant,90,Local,5,Increased,Increased,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,55,45,Yes,18,No,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,Yes,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,-44, -44,Tend to disagree,Strongly disagree,Tend to disagree,Tend to agree,Yes,No,-44,-44,-44,-44,Yes,0,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,50000,0,Yes,Yes,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,1,Yes,1,No,No,-44,0,-44,No,-44,-44,Yes,40,Yes,No,-44,-44,20,53,21,18,13,1,1,9,6,1,30,13,10,7,0,0,5,3,0,1,1,1,2,0,6,34,89000,35,91000,31,96000,1,47000,2,44000,1,56000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,28,27675,27,27900,28,29800,0,-77,0,-77,0,-77,20,24300,21,23900,23,28300,Increase/decreased demand for goods, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Important,Not important,Very important,Important,Important,Important,Slightly important,Important,Slightly important,Very important,Important,Slightly important,Not important,Slightly important,Slightly important,Very important,Very important,Critical,Important,Important,Very important,Critical,Slightly important,Important,Very important,Not important,Important,Important,Not important,Not important,Important,Slightly important,Important,Very important,Very important,Important,Very important,Important,Very important,Important,Very important,Important,Very important,Important,Critical,Important,Very important,Critical,Critical,Very important,Very important,Slightly important,Not important,Slightly important,Not important,Very important,Very important,Slightly important,Important,Slightly important,Important,Very important,Important,Very important,Important,Not important,Slightly important,Slightly important,Slightly important,Important,Critical,Very important,Very important,Very important,Not important,Not important,Important,Important,Not important,Not important,Slightly difficult,Almost impossible,Difficult,4,25,Slightly difficult,Very difficult,Difficult,1,15,Not difficult,Very difficult,Slightly difficult,0,2,Not difficult,Slightly difficult,Difficult,1,3,Slightly difficult,Slightly difficult,Slightly difficult,0,5,Slightly difficult,Very difficult,Slightly difficult,1,7,Not difficult,Difficult,Difficult,3,9,Not difficult,Not difficult,Slightly difficult,1,2,Slightly difficult,Not difficult,Not difficult,2,2,Very important,Slightly important,Important,Important,Critical,Not important,Not important,Not important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Through family/friends, -44,Yes to both,Yes,6,No,-44,Yes,4,0,No,The firm is affraid of investing in workers that after the t,Yes,Major obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Yes,100,0, -44,0,Yes,9,No,70,20,5,0,5,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Application procedures for loans or line of credit are compl,17620000,18950000,6443000,5670000,190000,133000,208000,114000,11000,17000,15000,0,0,4207000,3743000,5685000,4738000,12848000,No obstacle,No obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Access to finance,"Crime, theft and disorder",Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Government based organization, -44,Human resources Support, -44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Truthful,Are taken directly from the establishment's records, 78020,20,Trinidad & Tobago,Trinidad & Tobago,Hotel and restaurants,39,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,75,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Male,2005,No,Yes,2005,6,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,0,0,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,0,0,100,0,Small private firms (less than 20 employees),0,100,0,accomodation,100,Local,20,Increased,Increased,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,65,35,Yes,16,Yes,No,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,Yes,No,No,No,Minor obstacle,No obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,-44, -44,Tend to agree,Tend to agree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,5,No,-44,-44,No,-44,-44,8000,No,-44,-44,No,-44,-44,No,-44,-44,5,89,35,31,22,1,1,16,11,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,9,35,80000,31,77000,33,88000,1,47000,1,43000,1,51000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,31,23400,28,23800,26,27800,0,-77,0,-77,0,-77,22,23400,23,23200,24,26500,Increase/decreased demand for goods, -44,Post graduated,Completed college/vocational training,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Completed secondary,Slightly important,Important,Critical,Very important,Very important,Important,Very important,Slightly important,Very important,Important,Slightly important,Important,Slightly important,Slightly important,Very important,Very important,Critical,Critical,Important,Important,Critical,Critical,Important,Important,Very important,Slightly important,Slightly important,Important,Not important,Not important,Very important,Slightly important,Important,Very important,Critical,Important,Important,Very important,Important,Important,Very important,Important,Very important,Slightly important,Very important,Important,Critical,Critical,Critical,Critical,Critical,Slightly important,Not important,Very important,Not important,Important,Very important,Slightly important,Slightly important,Slightly important,Very important,Very important,Very important,Very important,Important,Not important,Slightly important,Not important,Important,Important,Critical,Critical,Very important,Very important,Not important,Slightly important,Important,Important,Slightly important,Not important,Not difficult,Very difficult,Difficult,4,9,Difficult,Almost impossible,Difficult,0,5,Slightly difficult,Slightly difficult,Difficult,1,10,Slightly difficult,Slightly difficult,Slightly difficult,0,1,Slightly difficult,Difficult,Difficult,0,7,Slightly difficult,Difficult,Difficult,0,10,Slightly difficult,Difficult,Difficult,4,7,Not difficult,Slightly difficult,Slightly difficult,0,7,Not difficult,Not difficult,Not difficult,3,1,Critical,Very important,Very important,Important,Very important,Not important,Not important,Not important,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Public announcement/advertisement, -44,No,-44,-44,-44,-44,Yes,5,5,Yes,-44,Yes,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Yes,100,0, -44,0,Yes,7,No,20,40,10,30,0,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Collateral requirements for loans or line of credit are unat,23520000,25570000,10484000,8190000,2301000,153000,511000,153000,23000,11000,28000,0,0,4795000,5646000,6393000,8182000,15024000,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,No obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Macroeconomic environment,Transportation,Moderate obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Government based organization, -44,Financial magement and tax and customs administration, -44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 78021,21,Trinidad & Tobago,Trinidad & Tobago,Food,40,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,1990,Yes,Yes,1992,32,No,-44,-44,No,-44,-44,Yes,33,No,No,-44,-44,Yes,7,1,1,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,100,45,70,0,0, -44,0,100,0,0,Large private firms (more than 100 employees),50,0,50,cakes,90,Local,5,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,95,5,No,-44,Yes,Yes,No,Yes,Yes,No,Yes,Laboratory or research center, -44,No,No,Yes,Yes,No,Yes,No,Yes,No,Yes,Yes,Yes,No,No,Yes,Yes,Yes,Yes,No, -44,Important,Important,Important,Very Important,Important,Important,Important,Yes,25,Yes,55,Yes,20,No,Yes,0,-44,No,No,No,No,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,-44,15000,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,Outside working hours,Other,Money,950,Someone working alone,No,No,The police give little/no information back on crimes,Yes,1,Outside working hours,Firearm/gun,Money,9000,A customer,Yes,Yes,-44,Yes,2,During working hours,Firearm/gun,Other company property,600,Someone working alone,No,No,Would increase insurance cost,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,2,Outside working hours,Knife,Money,1500,Group of criminals,No,No,Loss was small,Yes,1,Outside working hours,Knife,Money,-66,Group of criminals,No,No,Police could not have done anything,No,-44,-44,0,Yes,No,No,Yes,Yes,Yes,No,No,No,-44,-44,Yes,Yes,Yes,0,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,2,16,6,4,4,2,0,2,2,1,2,2,0,0,0,0,0,0,0,1,1,0,0,0,2,8,120000,8,113000,7,137000,1,45000,1,41000,1,50000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,26325,1,25100,1,31000,2,22725,2,23100,2,25500,0,-77,0,-77,0,-77,3,28125,2,28600,2,33400,4,22725,4,22100,4,25200,New production methods, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Completed secondary,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Completed secondary,Completed secondary,Completed primary school,Very important,Slightly important,Critical,Important,Important,Important,Slightly important,Important,Important,Very important,Important,Important,Important,Slightly important,Important,Very important,Very important,Very important,Very important,Important,Critical,Critical,Important,Important,Critical,Not important,Important,Slightly important,Slightly important,Important,Very important,Important,Important,Critical,Critical,Important,Important,Important,Very important,Important,Very important,Slightly important,Critical,Not important,Critical,Important,Critical,Critical,Very important,Very important,Critical,Slightly important,Not important,Very important,Not important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Slightly important,Important,Slightly important,Important,Not important,Slightly important,Not important,Important,Very important,Critical,Critical,Critical,Critical,Not important,Slightly important,Important,Important,Not important,Slightly important,Not difficult,Very difficult,Difficult,0,8,Slightly difficult,Very difficult,Slightly difficult,1,12,Slightly difficult,Very difficult,Slightly difficult,1,3,Slightly difficult,Not difficult,Slightly difficult,0,2,Slightly difficult,Slightly difficult,Difficult,0,10,Slightly difficult,Slightly difficult,Slightly difficult,0,9,Slightly difficult,Difficult,Difficult,0,10,Not difficult,Slightly difficult,Not difficult,0,2,Not difficult,Not difficult,Slightly difficult,0,2,Very important,Very important,Very important,Important,Important,Slightly important,Not important,Not important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Private placement office, -44,No,-44,-44,-44,-44,No,-44,-44,No,The benefits of training are small than the costs,Yes,Very severe obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Yes,100,0, -44,0,No,-44,No,50,32,8,0,10,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Interest rates are not favorable,710000,720000,216000,130000,68000,4000,13000,13000,1000,2000,2000,0,76000,120000,713000,200000,749000,532000,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,Corruption,Macroeconomic environment,Inadequately educated workforce,Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Yes,No,Yes,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 78022,22,Trinidad & Tobago,Trinidad & Tobago,Construction,41,Yes,2,Headquarters with no production/no sales at this location,Yes,-44,Limited partnership, -44,55,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Female,Female,2002,No,Yes,2002,10,Yes,26,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,4,3,0,-44,No,-44,-44,-44,-44,Yes,43,Yes,No,Yes,0,-44,-44,100,0, -44,90,0,10,0,Small private firms (less than 20 employees),50,0,50,construction,95,National,10,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,40,60,Yes,12,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,-44,1000000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,21,No,-44,-44,No,-44,0,-44,No,-44,-44,Yes,50,No,Yes,30,1,120,91,35,31,22,3,0,1,1,3,25,11,8,6,0,0,0,0,0,2,1,2,5,0,12,46,70000,46,62000,48,78000,1,43000,2,42000,1,52000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,28350,1,26000,1,32100,1,28350,1,28100,1,33400,39,24975,37,22500,40,29100,0,-77,0,-77,0,-77,28,23175,30,20900,29,27300,Increase demand for higher quality product, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed secondary,Completed college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Important,Important,Very important,Very important,Important,Very important,Slightly important,Slightly important,Important,Very important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Very important,Critical,Critical,Important,Important,Critical,Critical,Very important,Important,Critical,Slightly important,Important,Important,Slightly important,Not important,Important,Important,Critical,Very important,Critical,Important,Critical,Slightly important,Important,Important,Very important,Important,Very important,Important,Critical,Important,Very important,Very important,Critical,Very important,Critical,Slightly important,Slightly important,Important,Not important,Important,Important,Slightly important,Not important,Slightly important,Very important,Important,Slightly important,Important,Important,Not important,Not important,Slightly important,Important,Important,Very important,Critical,Critical,Very important,Not important,Slightly important,Slightly important,Important,Not important,Not important,Not difficult,Very difficult,Difficult,5,12,Slightly difficult,Difficult,Difficult,0,12,Slightly difficult,Slightly difficult,Slightly difficult,1,8,Slightly difficult,Difficult,Not difficult,1,3,Slightly difficult,Difficult,Slightly difficult,1,3,Difficult,Difficult,Difficult,1,10,Not difficult,Slightly difficult,Slightly difficult,4,4,Slightly difficult,Slightly difficult,Not difficult,1,8,Not difficult,Not difficult,Not difficult,3,1,Very important,Critical,Not important,Important,Very important,Not important,Not important,Not important,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,No obstacle,Public placement office, -44,No,-44,-44,-44,-44,Yes,4,20,No,The firm does not have enough information about training pro,Yes,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,No obstacle,Yes,100,0, -44,0,No,-44,No,25,0,0,0,75,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,Yes,Line of credit,2012,350000,10,12,Other,Yes,No,No,No,Yes,No, -44,125,Yes,4,3,Problems with credit history/report,-44,43540000,49480000,14844000,10710000,1484000,49000,544000,346000,66000,52000,69000,1890000,1260000,11049000,12409000,14349000,18802000,32572000,Minor obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,No,No,Yes,Yes,Yes,No,No,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,No obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Access to finance,Corruption,Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Government based organization, -44,technological and Innovation Support, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 78023,23,Trinidad & Tobago,Trinidad & Tobago,Hotel and restaurants,42,No,-44,-44,-44,-44,Partnership (including limited liability companies), -44,50,100,0,0,0,Equally men and women,No,Yes,10,Delegates decisions to other partners,11,8,Predominantly women,Female,Male,Male,1995,No,Yes,1995,12,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,3,0,-44,No,-44,-44,-44,-44,Yes,0,0,0,-44,No,-44,-44,-44,-44,Yes,0,Yes,No,Yes,0,-44,-44,100,0, -44,20,75,5,0,Small private firms (less than 20 employees),0,100,0,shipping,90,Local,15,Increased,Remained the same,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,65,35,Yes,10,Yes,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Minor obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,5,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,No,No,No,1,No,-44,-44,No,-44,0,-44,No,-44,-44,Yes,40,Yes,No,-44,-44,11,144,57,50,36,1,2,18,12,1,2,2,0,0,0,0,0,0,0,1,1,0,0,0,16,59,88000,60,88000,62,97000,1,41000,1,38000,1,46000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,50,28575,46,28300,42,31700,0,-77,0,-77,0,-77,36,24300,39,24100,37,28300,-44, -44,University graduate,Post graduated,University graduate,Post graduated,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Completed college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Very important,Important,Very important,Very important,Very important,Very important,Slightly important,Slightly important,Very important,Important,Slightly important,Important,Not important,Slightly important,Slightly important,Critical,Critical,Very important,Important,Slightly important,Critical,Critical,Important,Important,Critical,Slightly important,Slightly important,Important,Not important,Not important,Important,Important,Important,Critical,Very important,Important,Very important,Important,Slightly important,Very important,Important,Important,Very important,Slightly important,Critical,Important,Critical,Very important,Critical,Very important,Very important,Slightly important,Not important,Very important,Not important,Slightly important,Very important,Not important,Important,Slightly important,Important,Very important,Slightly important,Slightly important,Very important,Slightly important,Slightly important,Slightly important,Important,Slightly important,Critical,Very important,Critical,Critical,Not important,Important,Important,Important,Important,Slightly important,Not difficult,Very difficult,Difficult,6,10,Slightly difficult,Almost impossible,Difficult,0,12,Slightly difficult,Slightly difficult,Slightly difficult,0,2,Slightly difficult,Difficult,Slightly difficult,0,1,Slightly difficult,Slightly difficult,Slightly difficult,1,4,Not difficult,Slightly difficult,Difficult,1,7,Not difficult,Very difficult,Difficult,5,5,Not difficult,Slightly difficult,Not difficult,1,4,Slightly difficult,Not difficult,Slightly difficult,4,1,Slightly important,Very important,Very important,Important,Very important,Slightly important,Slightly important,Not important,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,Public placement office, -44,No,-44,-44,-44,-44,No,-44,-44,No,Other,Yes,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Yes,0,100, -44,0,Yes,8,No,70,0,0,0,30,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,3,3,Problems with credit history/report,-44,36170000,36910000,11073000,12100000,3322000,295000,517000,443000,27000,58000,62000,0,0,5684000,9500000,7382000,12180000,15797000,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Very severe obstacle,No obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Minor obstacle,-44,-44,-44,-44,-44,"Crime, theft and disorder",Corruption,Cost of finance,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Private independent fund, -44,Marketing and Operations support, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 78024,24,Trinidad & Tobago,Trinidad & Tobago,Construction,44,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,65,100,0,0,0,Predominantly men,No,No,28,Makes decisions in consultation with other partners,6,7,Predominantly women,Female,Female,Male,2000,No,Yes,2000,11,No,-44,-44,No,-44,-44,No,-44,-44,Yes,17,No,Yes,7,1,0,-44,No,-44,-44,-44,-44,Yes,4,0,0,-44,Yes,1,3,2,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,0,95,5,0,Medium private firms (20-100 employees),50,0,50,construction,85,National,10,Increased,Decreased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,80,20,Yes,9,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,No obstacle,Minor obstacle,No obstacle,Moderate obstacle,Major obstacle,Minor obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to agree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,Yes,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,14,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,5,152,59,53,38,2,5,24,11,2,0,0,0,0,0,0,0,0,0,0,0,0,0,0,16,59,68000,57,67000,53,81000,1,42000,1,40000,1,49000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,22950,1,21500,1,26500,0,-77,0,-77,0,-77,53,22950,49,22100,53,26500,0,-77,0,-77,0,-77,38,23400,38,23400,34,25500,Increase/decreased demand for goods, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Completed secondary,Slightly important,Slightly important,Critical,Very important,Very important,Important,Slightly important,Slightly important,Important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Critical,Very important,Critical,Important,Very important,Very important,Very important,Very important,Important,Critical,Slightly important,Important,Important,Not important,Slightly important,Critical,Important,Critical,Very important,Critical,Very important,Very important,Important,Important,Important,Slightly important,Slightly important,Very important,Slightly important,Critical,Important,Very important,Critical,Very important,Very important,Critical,Not important,Not important,Important,Not important,Very important,Important,Not important,Not important,Important,Important,Important,Slightly important,Very important,Important,Slightly important,Not important,Slightly important,Important,Important,Critical,Very important,Very important,Critical,Important,Slightly important,Important,Very important,Slightly important,Slightly important,Slightly difficult,Very difficult,Difficult,6,22,Slightly difficult,Difficult,Difficult,1,14,Slightly difficult,Slightly difficult,Difficult,0,10,Not difficult,Difficult,Not difficult,0,1,Slightly difficult,Not difficult,Difficult,0,8,Slightly difficult,Difficult,Difficult,1,10,Not difficult,Very difficult,Slightly difficult,6,8,Not difficult,Not difficult,Difficult,1,7,Not difficult,Not difficult,Not difficult,4,2,Very important,Slightly important,Not important,Important,Very important,Not important,Not important,Not important,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,No obstacle,Private placement office, -44,No,-44,-44,-44,-44,No,-44,-44,No,Other,Yes,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Yes,80,20, -44,0,No,-44,Yes,50,20,5,0,25,0,0,0,0,0,0,0,0, -44,75,25,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Line of credit,2012,30000,15,36,Private commercial banks,Yes,Yes,Yes,Yes,No,No, -44,100,Yes,4,3,Incompleteness of loan application,-44,37530000,39510000,15014000,16380000,790000,395000,948000,514000,46000,103000,41000,0,3161000,6575000,8731000,10273000,13433000,28456000,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,Macroeconomic environment,Tax Rates,Telecommunications,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not aware of this type of assistance and don't know it advan, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Truthful,Are taken directly from the establishment's records, 78025,25,Trinidad & Tobago,Trinidad & Tobago,Construction,45,No,-44,-44,-44,-44,Limited partnership, -44,34,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Female,Female,1985,No,Yes,1986,36,No,-44,-44,No,-44,-44,No,-44,-44,Yes,51,No,Yes,0,5,1,-44,No,-44,-44,-44,-44,Yes,4,3,1,-44,Yes,0,1,1,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0, -44,70,0,30,3,Your parent company or affiliated establishments,50,0,50,contruction equipment,60,National,10,Increased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,65,35,Yes,2,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,No obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to agree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,0,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,10,No,-44,-44,Yes,0,0,-44,No,-44,-44,Yes,50,No,No,-44,-44,18,102,39,35,25,3,1,4,1,3,20,10,6,4,0,0,0,0,0,1,1,1,3,0,16,49,71000,51,72000,47,79000,1,39000,2,35000,1,43000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,26775,1,25300,1,30300,1,24075,1,22500,1,26200,41,21150,40,21500,40,22800,0,-77,0,-77,0,-77,29,23400,29,21500,26,26500,Economic upturn/downturn, -44,University graduate,University graduate,University graduate,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed secondary,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Completed secondary,Very important,Slightly important,Critical,Very important,Important,Important,Very important,Slightly important,Important,Slightly important,Important,Slightly important,Slightly important,Not important,Important,Very important,Very important,Critical,Important,Slightly important,Critical,Critical,Slightly important,Very important,Critical,Not important,Very important,Slightly important,Not important,Slightly important,Very important,Very important,Critical,Very important,Very important,Important,Very important,Very important,Slightly important,Important,Important,Important,Critical,Important,Critical,Important,Very important,Critical,Very important,Critical,Critical,Slightly important,Not important,Important,Not important,Important,Important,Not important,Slightly important,Slightly important,Important,Important,Very important,Slightly important,Important,Not important,Slightly important,Slightly important,Very important,Important,Critical,Critical,Critical,Critical,Slightly important,Slightly important,Important,Important,Important,Not important,Not difficult,Very difficult,Difficult,5,21,Slightly difficult,Very difficult,Difficult,1,5,Slightly difficult,Difficult,Slightly difficult,0,8,Slightly difficult,Slightly difficult,Not difficult,1,1,Slightly difficult,Slightly difficult,Slightly difficult,0,9,Not difficult,Difficult,Slightly difficult,0,7,Difficult,Slightly difficult,Slightly difficult,5,7,Slightly difficult,Not difficult,Slightly difficult,1,4,Not difficult,Not difficult,Not difficult,3,1,Important,Very important,Very important,Important,Critical,Slightly important,Slightly important,Slightly important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,No obstacle,Minor obstacle,No obstacle,Public placement office, -44,No,-44,-44,-44,-44,Yes,0,20,No,The benefits of training are small than the costs,Yes,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,No obstacle,Minor obstacle,Yes,0,100, -44,0,No,-44,No,0,0,0,0,100,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,2,2,Concerns about level of debt already incurred,-44,8690000,9050000,2534000,8820000,91000,9000,208000,127000,13000,14000,11000,0,0,1680000,2114000,2625000,2896000,6037000,No obstacle,Major obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,No obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,"Crime, theft and disorder",Cost of finance,Minor obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Local business association, -44,technological and Innovation Support, -44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 78026,26,Trinidad & Tobago,Trinidad & Tobago,Wholesale,49,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,51,100,0,0,0,Predominantly men,No,Yes,10,Delegates decisions to other partners,9,4,Predominantly men,Female,Male,Male,2000,No,Yes,2000,11,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,1,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0, -44,20,60,20,0,Individuals,0,100,0,pharmaceuticals,80,Local,5,Increased,Remained the same,2-5,100,0,20,-44,-44,-44,-44,-44,-44,-44,-44,80,20,Yes,8,No,No,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,Yes,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,No obstacle,-44, -44,Tend to disagree,Tend to agree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,0,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,13,No,-44,-44,No,-44,-44,0,Yes,20,No,Yes,45,Yes,Yes,30,2,76,164,64,57,41,2,3,41,25,2,1,1,0,0,0,0,0,0,0,1,1,0,0,0,22,65,110000,65,105000,63,125000,1,56000,1,51000,1,65000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,25200,1,24300,1,28300,0,-77,0,-77,0,-77,57,24300,62,23600,60,26700,0,-77,0,-77,0,-77,41,22950,41,21700,43,25000,Economic upturn/downturn, -44,University graduate,Completed college/vocational training,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed secondary,Not applicable,Not applicable,Completed secondary,Completed secondary,Not applicable,Not applicable,Completed secondary,Completed secondary,Important,Not important,Critical,Important,Very important,Important,Slightly important,Important,Important,Important,Slightly important,Important,Slightly important,Slightly important,Important,Critical,Very important,Very important,Important,Important,Critical,Critical,Slightly important,Very important,Critical,Slightly important,Important,Important,Not important,Not important,Very important,Very important,Important,Critical,Critical,Important,Very important,Important,Slightly important,Important,Very important,Important,Very important,Slightly important,Critical,Important,Critical,Critical,Critical,Very important,Critical,Slightly important,Not important,Very important,Slightly important,Important,Important,Slightly important,Not important,Slightly important,Very important,Important,Very important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Critical,Critical,Critical,Very important,Not important,Slightly important,Important,Slightly important,Slightly important,Not important,Not difficult,Difficult,Slightly difficult,7,24,Slightly difficult,Very difficult,Very difficult,0,12,Difficult,Difficult,Slightly difficult,0,9,Slightly difficult,Not difficult,Slightly difficult,1,3,Slightly difficult,Not difficult,Slightly difficult,0,10,Not difficult,Difficult,Difficult,0,7,Not difficult,Difficult,Difficult,6,3,Not difficult,Not difficult,Slightly difficult,1,6,Not difficult,Not difficult,Not difficult,5,2,Very important,Very important,Important,Slightly important,Critical,Not important,Slightly important,Slightly important,No obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Private placement office, -44,No,-44,-44,-44,-44,Yes,4,0,No,The firm is affraid of investing in workers that after the t,No,-44,-44,-44,-44,-44,-44,Yes,100,0, -44,0,Yes,11,No,60,24,6,0,10,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Size of loan and maturity are insufficiant,37260000,41870000,18842000,18520000,2094000,209000,1047000,251000,25000,23000,43000,0,0,5611000,8709000,8374000,10886000,21689000,Minor obstacle,Minor obstacle,Major obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,Access to finance,Practices of competitors in the informal sector,Cost of finance,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,International organization, -44,Financial magement and tax and customs administration, -44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 78027,27,Trinidad & Tobago,Trinidad & Tobago,Hotel and restaurants,50,No,-44,-44,-44,-44,Partnership (including limited liability companies), -44,50,100,0,0,0,Equally men and women,No,Yes,20,Delegates decisions to other partners,10,7,Predominantly men,Female,Female,Male,1998,No,Yes,1998,22,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,5,2,1,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,85,Yes,Yes,Yes,0,-44,-44,100,0, -44,0,0,100,2,Others,0,0,100,restaurant,70,National,10,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,40,60,No,-44,No,No,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,Yes,No,No,No,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to disagree,Yes,No,-44,-44,-44,-44,Yes,10,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,Yes,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,39,Yes,1,Yes,Yes,5,0,-44,No,-44,-44,No,-44,-44,Yes,5,2,41,59,23,20,14,2,2,15,10,2,29,14,9,6,0,0,7,4,0,2,1,2,5,0,8,37,89000,34,90000,37,97000,1,51000,1,47000,1,59000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,26325,1,24600,1,28400,0,-77,0,-77,0,-77,29,22950,32,22100,29,26500,0,-77,0,-77,0,-77,20,22950,19,22500,18,24700,Economic upturn/downturn, -44,University graduate,Post graduated,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed secondary,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Important,Slightly important,Critical,Important,Important,Important,Slightly important,Important,Slightly important,Important,Important,Slightly important,Slightly important,Slightly important,Very important,Critical,Very important,Critical,Slightly important,Slightly important,Critical,Critical,Important,Important,Critical,Not important,Slightly important,Important,Not important,Slightly important,Important,Important,Very important,Critical,Critical,Important,Very important,Important,Important,Very important,Important,Important,Very important,Slightly important,Critical,Important,Critical,Very important,Critical,Very important,Critical,Not important,Not important,Slightly important,Slightly important,Important,Very important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Very important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Very important,Critical,Critical,Critical,Critical,Not important,Slightly important,Important,Important,Slightly important,Slightly important,Not difficult,Very difficult,Slightly difficult,4,24,Slightly difficult,Very difficult,Difficult,1,7,Not difficult,Difficult,Slightly difficult,0,5,Not difficult,Slightly difficult,Slightly difficult,1,1,Slightly difficult,Difficult,Slightly difficult,0,9,Slightly difficult,Slightly difficult,Difficult,1,9,Not difficult,Slightly difficult,Slightly difficult,3,4,Not difficult,Not difficult,Slightly difficult,1,4,Slightly difficult,Slightly difficult,Not difficult,2,1,Critical,Slightly important,Very important,Important,Important,Slightly important,Slightly important,Not important,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Public placement office, -44,No,-44,-44,-44,-44,Yes,2,15,No,The firm cannot afford the optimal level of training,Yes,Major obstacle,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,Yes,100,0, -44,0,No,-44,Yes,55,0,0,0,45,0,0,0,0,0,0,0,0, -44,25,75,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Loan,2011,50000,14,108,Private commercial banks,Yes,Yes,Yes,No,No,No, -44,125,Yes,4,3,Incompleteness of loan application,-44,16770000,18430000,7003000,760000,369000,166000,461000,111000,13000,8000,11000,306000,0,3349000,2986000,4239000,4976000,10428000,Major obstacle,No obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,No obstacle,No obstacle,No obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,Macroeconomic environment,Telecommunications,Telecommunications,Minor obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Too expensive, -44,-44,-44, -44,-44, -44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 78028,28,Trinidad & Tobago,Trinidad & Tobago,Hotel and restaurants,51,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,66,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Male,1999,No,Yes,1999,9,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,3,0,-44,Yes,2,0,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0, -44,20,50,30,5,Individuals,0,50,50,food,95,Local,10,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,65,35,Yes,7,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,-44,150000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,14000,Yes,No,Yes,No,No,No,-44,-44,No,-44,-44,No,Yes,No,16,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,15,2,100,217,87,75,54,1,2,17,11,1,9,4,3,2,0,0,0,0,0,1,1,1,2,0,27,91,99000,89,96000,97,112000,1,55000,2,53000,1,61000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,78,21150,80,19800,84,23000,0,-77,0,-77,0,-77,56,23850,60,23900,60,26200,Economic upturn/downturn, -44,University graduate,Completed secondary,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Completed secondary,Very important,Not important,Very important,Very important,Important,Important,Important,Slightly important,Important,Important,Important,Important,Slightly important,Slightly important,Important,Very important,Very important,Critical,Important,Important,Very important,Critical,Important,Important,Very important,Not important,Important,Slightly important,Not important,Not important,Important,Important,Critical,Critical,Critical,Very important,Very important,Very important,Important,Very important,Important,Very important,Very important,Slightly important,Critical,Very important,Critical,Critical,Very important,Critical,Critical,Slightly important,Not important,Very important,Not important,Important,Important,Slightly important,Slightly important,Slightly important,Very important,Important,Important,Slightly important,Very important,Not important,Not important,Slightly important,Important,Important,Critical,Very important,Critical,Critical,Slightly important,Slightly important,Very important,Very important,Not important,Slightly important,Not difficult,Very difficult,Slightly difficult,10,8,Not difficult,Difficult,Difficult,1,5,Slightly difficult,Difficult,Slightly difficult,0,10,Not difficult,Slightly difficult,Slightly difficult,1,3,Slightly difficult,Slightly difficult,Slightly difficult,1,4,Not difficult,Difficult,Difficult,1,7,Not difficult,Difficult,Slightly difficult,8,2,Not difficult,Slightly difficult,Slightly difficult,1,4,Not difficult,Not difficult,Not difficult,6,1,Important,Critical,Very important,Not important,Very important,Slightly important,Slightly important,Slightly important,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Private placement office, -44,No,-44,-44,-44,-44,No,-44,-44,No,The firm does not have enough information about training pro,Yes,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,No obstacle,Yes,100,0, -44,0,Yes,14,Yes,60,16,4,0,20,0,0,0,0,0,0,0,0, -44,75,12.5,6.25,6.25,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Line of credit,2008,210000,-44,18,Private commercial banks,Yes,Yes,No,No,Yes,No, -44,125,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,39550000,41200000,12772000,17340000,2472000,206000,247000,618000,99000,99000,68000,0,412000,5686000,8306000,8240000,13184000,16068000,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Customs and Trade Regulations,"Crime, theft and disorder",Tax Rates,Minor obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,International organization, -44,technological and Innovation Support, -44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Truthful,Are taken directly from the establishment's records, 78029,29,Trinidad & Tobago,Trinidad & Tobago,Hotel and restaurants,53,No,-44,-44,-44,-44,Shareholding company with shares traded in the stock market, -44,51,100,0,0,0,Predominantly women,Yes,No,51,Makes decisions in consultation with other partners,22,4,Predominantly men,Male,Male,Male,1976,No,Yes,1976,8,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,2,1,0,-44,Yes,0,2,1,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0, -44,0,95,5,15,Government or government agencies (including state-owned ent,20,20,60,fast food,75,Local,20,Increased,Remained the same,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,65,35,No,-44,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,Yes,No,No,No,Major obstacle,No obstacle,Minor obstacle,Major obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,No obstacle,Major obstacle,Major obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,5,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,45000,0,Yes,No,Yes,No,No,No,-44,-44,No,-44,-44,No,No,No,10,Yes,2,No,Yes,0,0,-44,No,-44,-44,No,-44,-44,Yes,30,2,6,444,177,155,111,1,0,0,0,0,400,161,139,100,0,0,0,0,0,2,1,2,3,0,54,338,77000,368,77000,349,91000,1,42000,1,39000,1,49000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,294,27225,268,24700,279,32000,0,-77,0,-77,0,-77,211,22275,233,20300,248,24000,Increase demand for higher quality product, -44,Post graduated,Completed college/vocational training,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed secondary,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Slightly important,Not important,Very important,Very important,Very important,Important,Slightly important,Important,Important,Important,Important,Important,Slightly important,Slightly important,Important,Very important,Critical,Critical,Important,Important,Critical,Critical,Important,Important,Critical,Slightly important,Slightly important,Very important,Not important,Not important,Critical,Important,Slightly important,Critical,Critical,Important,Critical,Important,Very important,Slightly important,Important,Important,Very important,Important,Very important,Important,Critical,Critical,Very important,Very important,Very important,Slightly important,Not important,Important,Not important,Important,Very important,Not important,Slightly important,Slightly important,Important,Important,Important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Very important,Critical,Critical,Very important,Not important,Slightly important,Important,Important,Not important,Slightly important,Not difficult,Very difficult,Difficult,34,25,Not difficult,Very difficult,Very difficult,1,5,Difficult,Slightly difficult,Slightly difficult,0,5,Slightly difficult,Slightly difficult,Not difficult,0,2,Slightly difficult,Slightly difficult,Slightly difficult,0,9,Slightly difficult,Difficult,Slightly difficult,0,7,Slightly difficult,Difficult,Slightly difficult,30,10,Slightly difficult,Not difficult,Slightly difficult,0,5,Not difficult,Not difficult,Not difficult,22,1,Very important,Critical,Very important,Important,Very important,Not important,Not important,Not important,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,No obstacle,Public placement office, -44,No,-44,-44,-44,-44,Yes,1,5,No,Other,Yes,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Yes,20,80, -44,0,Yes,14,No,45,36,9,0,10,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,4,4,Incompleteness of loan application,-44,8670000,9220000,3504000,39060000,277000,46000,166000,46000,2000,9000,6000,0,0,2185000,1297000,2766000,1936000,7883000,No obstacle,No obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,"Crime, theft and disorder",Customs and Trade Regulations,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Government based organization, -44,Marketing and Operations support, -44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Somewhat truthful,Are taken directly from the establishment's records, 78030,30,Trinidad & Tobago,Trinidad & Tobago,Hotel and restaurants,54,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,65,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Female,1997,No,Yes,2000,12,No,-44,-44,No,-44,-44,No,-44,-44,Yes,28,No,Yes,2,3,1,-44,No,-44,-44,-44,-44,Yes,1,1,1,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,20,55,25,0,Large private firms (more than 100 employees),50,25,25,accomodation,100,Local,10,Increased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,80,20,Yes,5,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,Yes,No,No,No,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,No obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Major obstacle,Moderate obstacle,Major obstacle,-44, -44,Tend to agree,Tend to agree,Tend to disagree,Tend to agree,Yes,No,-44,-44,-44,-44,Yes,3,-44,Yes,2,-44,Yes,1,Outside working hours,Firearm/gun,Money,50000,Gang related,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,Outside working hours,Knife,Money,550,Gang related,No,No,Offenders rarely caught or prosecuted,Yes,4,Outside working hours,Other,Other,500,Other,No,No,Fear of negative publicity,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,No,Yes,Yes,No,-44,-44,No,-44,-44,Yes,Yes,Yes,6,No,-44,-44,No,-44,0,-44,No,-44,-44,Yes,30,No,No,-44,-44,3,218,85,76,54,3,4,42,31,3,0,0,0,0,0,0,0,0,0,0,0,0,0,0,24,85,99000,85,101000,82,112000,1,54000,1,54000,1,64000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,29025,1,26900,1,33500,1,28575,1,27000,1,33900,76,21600,82,19800,78,25200,0,-77,0,-77,0,-77,54,24525,49,22300,49,27200,Economic upturn/downturn, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed secondary,Completed college/vocational training,Started but did not complete college/vocational training,Completed secondary,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Very important,Slightly important,Very important,Critical,Important,Important,Important,Important,Important,Important,Important,Important,Not important,Not important,Important,Very important,Very important,Critical,Important,Important,Critical,Critical,Slightly important,Important,Critical,Important,Slightly important,Important,Not important,Important,Important,Slightly important,Important,Critical,Critical,Important,Very important,Very important,Very important,Important,Important,Important,Very important,Slightly important,Very important,Important,Critical,Critical,Very important,Very important,Critical,Not important,Not important,Important,Not important,Important,Important,Slightly important,Slightly important,Slightly important,Very important,Important,Very important,Slightly important,Important,Not important,Not important,Slightly important,Important,Very important,Critical,Critical,Very important,Very important,Not important,Not important,Very important,Important,Slightly important,Important,Not difficult,Difficult,Difficult,9,23,Difficult,Very difficult,Very difficult,1,14,Not difficult,Difficult,Difficult,1,3,Not difficult,Difficult,Slightly difficult,0,3,Slightly difficult,Slightly difficult,Not difficult,0,3,Slightly difficult,Difficult,Difficult,0,8,Not difficult,Difficult,Difficult,8,9,Slightly difficult,Slightly difficult,Slightly difficult,0,7,Not difficult,Slightly difficult,Not difficult,6,1,Very important,Very important,Not important,Not important,Slightly important,Not important,Slightly important,Not important,Moderate obstacle,No obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Public announcement/advertisement, -44,No,-44,-44,-44,-44,No,-44,-44,No,Other,No,-44,-44,-44,-44,-44,-44,Yes,80,20, -44,0,No,-44,No,60,20,5,0,15,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,Yes,Line of credit,2009,590000,14,36,Other,Yes,Yes,No,No,No,No, -44,125,Yes,3,3,Collateral or cosigners unacceptable,-44,81750000,89830000,36830000,22680000,3593000,898000,539000,988000,99000,59000,109000,0,0,13798000,24524000,21559000,35034000,49801000,Major obstacle,Minor obstacle,No obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,No obstacle,Minor obstacle,Moderate obstacle,Major obstacle,No obstacle,Moderate obstacle,Minor obstacle,No obstacle,Very severe obstacle,No obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,Macroeconomic environment,Inadequately educated workforce,"Crime, theft and disorder",No obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not aware of this type of assistance and don't know it advan, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Truthful,Are taken directly from the establishment's records, 78031,31,Trinidad & Tobago,Trinidad & Tobago,Hotel and restaurants,55,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,51,80,20,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Male,Male,Male,1979,No,Yes,1979,16,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,0,1,1,-44,Yes,1,1,1,-44,Yes,2,Yes,Yes,Yes,0,-44,-44,100,0, -44,5,15,80,15,Medium private firms (20-100 employees),50,0,50,accomodation,100,Local,5,Decreased,Remained the same,2-5,55,45,0,1980,usa,70,spain,20,8,0,0,80,20,No,-44,No,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,No obstacle,-44, -44,Tend to agree,Strongly disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,-44,310000,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,Outside working hours,Knife,Goods or stock,550,Someone working alone,No,No,The police give little/no information back on crimes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,During working hours,Other,Money,4000,Gang related,Yes,Yes,-44,Yes,4,Outside working hours,Knife,Other company property,900,Gang related,No,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,During working hours,Knife,Goods or stock,-66,Group of criminals,No,Yes,-44,No,-44,-44,19000,Yes,No,No,No,Yes,Yes,Yes,No,No,-44,-44,Yes,Yes,Yes,20,Yes,1,No,Yes,0,0,-44,No,-44,-44,Yes,30,No,Yes,20,2,90,277,109,96,69,3,5,59,37,3,25,11,8,6,0,0,5,3,0,1,1,1,2,0,42,120,68000,108,69000,114,81000,1,50000,2,47000,1,54000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,26325,1,26800,1,31300,1,24525,1,22700,1,28600,104,20250,99,19700,95,24100,0,-77,0,-77,0,-77,75,24525,81,23400,75,27800,Economic upturn/downturn, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed secondary,Not applicable,Not applicable,Completed secondary,Completed primary school,Important,Slightly important,Critical,Important,Very important,Important,Important,Important,Important,Very important,Important,Important,Slightly important,Slightly important,Important,Very important,Very important,Critical,Important,Very important,Critical,Very important,Important,Important,Critical,Not important,Very important,Slightly important,Not important,Not important,Important,Slightly important,Slightly important,Critical,Critical,Important,Important,Important,Important,Important,Important,Important,Very important,Important,Very important,Slightly important,Critical,Very important,Very important,Very important,Critical,Slightly important,Not important,Very important,Not important,Very important,Important,Slightly important,Not important,Not important,Important,Very important,Important,Slightly important,Important,Not important,Not important,Not important,Very important,Important,Very important,Critical,Very important,Critical,Slightly important,Important,Very important,Slightly important,Important,Slightly important,Difficult,Very difficult,Slightly difficult,12,8,Slightly difficult,Almost impossible,Slightly difficult,0,11,Slightly difficult,Difficult,Difficult,0,7,Slightly difficult,Slightly difficult,Not difficult,1,2,Slightly difficult,Slightly difficult,Slightly difficult,1,4,Slightly difficult,Slightly difficult,Slightly difficult,0,6,Slightly difficult,Slightly difficult,Difficult,11,4,Slightly difficult,Not difficult,Not difficult,1,7,Not difficult,Not difficult,Not difficult,8,1,Important,Important,Very important,Important,Critical,Not important,Slightly important,Slightly important,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,No obstacle,Minor obstacle,Public placement office, -44,Yes to fire,No,-44,Yes,27,Yes,0,10,No,The benefits of training are small than the costs,Yes,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,Yes,100,0, -44,0,Yes,9,No,60,16,4,0,20,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,3,3,Problems with credit history/report,-44,58370000,57230000,18886000,28600000,5723000,458000,1545000,515000,103000,82000,46000,0,1764000,10731000,9014000,14308000,14308000,36056000,No obstacle,No obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,Moderate obstacle,No obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,"Crime, theft and disorder",Practices of competitors in the informal sector,Minor obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Private independent fund, -44,"General management, Business development and Strategies supp", -44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are taken directly from the establishment's records, 78032,32,Trinidad & Tobago,Trinidad & Tobago,Hotel and restaurants,56,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,51,48,52,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Male,Male,Male,1957,No,Yes,1975,1,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,1,0,-44,No,-44,-44,-44,-44,Yes,2,2,1,-44,No,-44,-44,-44,-44,No,-44,Yes,No,No,0,-44,-44,100,0, -44,20,75,5,0,Medium private firms (20-100 employees),30,50,20,accomodation,80,National,10,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,85,15,Yes,14,No,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,-44, -44,Tend to disagree,Strongly disagree,Tend to disagree,Tend to disagree,Yes,No,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,No,-44,-44,No,-44,0,-44,No,-44,-44,Yes,35,No,No,-44,-44,1,204,81,71,51,1,3,38,26,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,31,81,68000,82,63000,79,76000,1,48000,2,43000,1,56000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,71,24075,64,23600,58,26200,0,-77,0,-77,0,-77,51,22950,47,23400,50,25500,Increase/decreased demand for goods, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed secondary,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Important,Important,Critical,Very important,Important,Important,Slightly important,Important,Very important,Very important,Important,Important,Slightly important,Slightly important,Slightly important,Very important,Critical,Very important,Very important,Important,Critical,Critical,Important,Slightly important,Very important,Slightly important,Slightly important,Important,Not important,Not important,Important,Important,Critical,Critical,Critical,Slightly important,Very important,Important,Important,Very important,Important,Very important,Critical,Slightly important,Critical,Very important,Critical,Critical,Very important,Very important,Very important,Not important,Slightly important,Important,Not important,Important,Important,Slightly important,Not important,Slightly important,Very important,Important,Important,Slightly important,Important,Not important,Not important,Slightly important,Very important,Slightly important,Critical,Critical,Very important,Very important,Slightly important,Slightly important,Slightly important,Important,Slightly important,Slightly important,Slightly difficult,Very difficult,Difficult,9,18,Not difficult,Very difficult,Difficult,0,7,Not difficult,Slightly difficult,Slightly difficult,1,6,Not difficult,Slightly difficult,Slightly difficult,1,2,Slightly difficult,Difficult,Difficult,0,9,Not difficult,Difficult,Slightly difficult,0,9,Slightly difficult,Difficult,Difficult,8,3,Slightly difficult,Not difficult,Not difficult,1,10,Not difficult,Not difficult,Not difficult,6,1,Very important,Very important,Very important,Important,Very important,Slightly important,Slightly important,Slightly important,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,Public placement office, -44,No,-44,-44,-44,-44,No,-44,-44,No,The firm does not have enough information about training pro,Yes,Major obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Yes,100,0, -44,0,No,-44,No,20,32,8,30,10,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,3,3,Problems with credit history/report,-44,63220000,63860000,24267000,17010000,6386000,383000,766000,383000,73000,31000,50000,0,0,14815000,13679000,18519000,21712000,46853000,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Major obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Macroeconomic environment,Access to finance,Moderate obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Private independent fund, -44,"General management, Business development and Strategies supp", -44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 78033,33,Trinidad & Tobago,Trinidad & Tobago,Transport,58,Yes,2,Establishment physically separated from HQ and other establi,Yes,-44,Limited partnership, -44,47.5,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly women,Male,Female,Male,1905,Yes,Yes,1905,30,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,2,0,-44,Yes,1,0,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0, -44,30,20,50,5,Government or government agencies (including state-owned ent,30,20,50,shipping services,90,Local,10,Increased,Decreased,More than 5,75,25,25,1905,usa,60,brasil,20,6,0,1,45,55,No,-44,Yes,Yes,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Major obstacle,Moderate obstacle,No obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,-44, -44,Tend to agree,Strongly disagree,Tend to agree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,-44,25000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,15000,2000,Yes,Yes,No,No,No,No,-44,-44,No,-44,-44,No,No,No,10,No,-44,-44,No,-44,0,-44,No,-44,-44,Yes,30,No,No,-44,-44,3,34,13,11,8,2,1,3,2,2,20,9,6,4,1,0,1,1,1,2,1,2,4,1,0,22,110000,22,100000,20,119000,1,52000,2,50000,1,57000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,26100,1,26300,1,30100,1,22050,1,21400,1,23800,17,28575,16,26500,16,33900,0,-77,0,-77,0,-77,12,24525,13,23900,13,29100,New production methods, -44,University graduate,University graduate,University graduate,Post graduated,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Completed primary school,Important,Slightly important,Very important,Important,Very important,Important,Slightly important,Important,Important,Important,Slightly important,Important,Slightly important,Not important,Important,Very important,Very important,Very important,Slightly important,Important,Very important,Critical,Important,Slightly important,Critical,Slightly important,Slightly important,Slightly important,Not important,Not important,Important,Important,Important,Critical,Critical,Important,Very important,Very important,Important,Slightly important,Important,Very important,Very important,Important,Critical,Very important,Very important,Critical,Critical,Critical,Critical,Slightly important,Not important,Important,Slightly important,Important,Very important,Not important,Slightly important,Slightly important,Very important,Very important,Slightly important,Slightly important,Important,Not important,Slightly important,Slightly important,Very important,Very important,Very important,Very important,Very important,Very important,Not important,Slightly important,Important,Important,Slightly important,Not important,Not difficult,Very difficult,Difficult,3,15,Slightly difficult,Very difficult,Difficult,1,14,Slightly difficult,Difficult,Slightly difficult,0,10,Slightly difficult,Slightly difficult,Slightly difficult,1,2,Slightly difficult,Not difficult,Slightly difficult,1,10,Slightly difficult,Slightly difficult,Very difficult,0,4,Not difficult,Difficult,Slightly difficult,2,10,Slightly difficult,Not difficult,Not difficult,0,9,Not difficult,Not difficult,Not difficult,2,1,Very important,Critical,Important,Not important,Very important,Slightly important,Not important,Slightly important,Minor obstacle,Minor obstacle,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,Private placement office, -44,No,-44,-44,-44,-44,Yes,3,0,No,The firm does not have enough information about training pro,Yes,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,No obstacle,Yes,75,25, -44,0,Yes,11,No,20,40,10,0,30,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,2,2,Problems with credit history/report,-44,4790000,5040000,1310000,2520000,454000,30000,116000,45000,8000,4000,3000,0,0,892000,1455000,1462000,1915000,3246000,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Major obstacle,No obstacle,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,No obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Customs and Trade Regulations,Macroeconomic environment,Tax administration,Moderate obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not aware of this type of assistance and don't know it advan, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,Truthful,Are estimates computed with some precision, 78034,34,Trinidad & Tobago,Trinidad & Tobago,Wholesale,61,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,55,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Male,Male,Male,2004,No,Yes,2004,8,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,Yes,3,0,0,-44,Yes,9,2,0,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0, -44,25,30,45,10,Your parent company or affiliated establishments,0,95,5,wholesale,85,Local,15,Increased,Decreased,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,75,25,Yes,18,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,-44, -44,Tend to agree,Tend to agree,Tend to disagree,Tend to disagree,Yes,No,-44,-44,-44,-44,Yes,5,-44,Yes,2,-44,Yes,1,Outside working hours,Knife,Money,40000,Gang related,Yes,Yes,-44,Yes,1,Outside working hours,Knife,Money,100,Someone working alone,No,No,Offenders rarely caught or prosecuted,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,2,During working hours,Firearm/gun,Personal possessions of employees or customers,100,Gang related,No,Yes,-44,Yes,1,Outside working hours,Knife,Other company property,300,Gang related,No,No,Not enough police/not enough resources,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,0,0,Yes,No,No,Yes,Yes,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,5,119,48,41,29,1,1,18,12,1,3,2,1,0,0,0,0,0,0,1,1,2,0,0,15,50,110000,54,102000,48,127000,1,43000,1,39000,1,48000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,42,24300,38,23900,38,26700,0,-77,0,-77,0,-77,29,22500,29,22900,29,25000,-44, -44,University graduate,Completed secondary,University graduate,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Completed secondary,Important,Slightly important,Very important,Important,Important,Important,Important,Slightly important,Important,Important,Important,Important,Slightly important,Slightly important,Important,Very important,Critical,Very important,Important,Important,Very important,Very important,Important,Slightly important,Critical,Slightly important,Important,Important,Not important,Important,Important,Important,Very important,Critical,Critical,Important,Very important,Very important,Important,Important,Very important,Important,Very important,Important,Critical,Slightly important,Critical,Critical,Critical,Very important,Very important,Slightly important,Slightly important,Important,Not important,Important,Important,Slightly important,Slightly important,Slightly important,Very important,Very important,Important,Slightly important,Important,Slightly important,Not important,Slightly important,Important,Important,Critical,Critical,Critical,Very important,Not important,Not important,Important,Very important,Slightly important,Important,Not difficult,Very difficult,Slightly difficult,5,17,Not difficult,Very difficult,Slightly difficult,0,4,Slightly difficult,Difficult,Difficult,1,6,Slightly difficult,Slightly difficult,Slightly difficult,0,1,Not difficult,Slightly difficult,Slightly difficult,0,10,Slightly difficult,Difficult,Difficult,0,4,Not difficult,Slightly difficult,Slightly difficult,5,7,Not difficult,Difficult,Slightly difficult,0,6,Not difficult,Not difficult,Slightly difficult,3,1,Important,Critical,Very important,Important,Critical,Not important,Slightly important,Slightly important,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,Private placement office, -44,No,-44,-44,-44,-44,Yes,2,5,Yes,-44,Yes,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Major obstacle,No obstacle,Yes,0,100, -44,0,No,-44,No,90,0,0,0,10,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,5,5,Problems with credit history/report,-44,34580000,33900000,9831000,11660000,2034000,34000,203000,475000,52000,95000,71000,0,0,6526000,6258000,8475000,8814000,12458000,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Yes,No,No,No,No,Inadequately educated workforce,"Crime, theft and disorder",Practices of competitors in the informal sector,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Too many strings attached, -44,-44,-44, -44,-44, -44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 78035,35,Trinidad & Tobago,Trinidad & Tobago,Transport,62,Yes,2,Establishment physically separated from HQ and other establi,Yes,-44,Shareholding company with non-traded shares or shares traded, -44,60,60,40,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly women,Male,Female,Female,2005,No,Yes,2005,19,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,3,1,-44,No,-44,-44,-44,-44,Yes,4,1,0,-44,No,-44,-44,-44,-44,Yes,0,Yes,Yes,Yes,0,-44,-44,100,0, -44,10,85,5,15,Small private firms (less than 20 employees),100,0,0,shipping containers,95,National,10,Increased,Remained the same,More than 5,55,45,25,2005,argentina,15,spain,10,7,0,0,50,50,Yes,19,No,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,No obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,-44, -44,Tend to agree,Strongly disagree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,1,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,Outside working hours,Baseball bat,Goods or stock,4000,A former employee,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,4,Outside working hours,Knife,Other company property,4000,Other,Yes,Yes,-44,Yes,3,Outside working hours,Other,Money,8500,Group of criminals,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,No,0,0,Yes,Yes,No,No,Yes,No,-44,-44,No,-44,-44,No,No,No,1,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,15,21,6,7,5,3,1,4,3,3,4,3,1,0,0,0,0,0,0,1,1,1,0,0,3,9,110000,9,112000,9,122000,1,50000,2,50000,1,56000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,23175,1,21300,1,26500,1,29025,1,29300,1,32900,8,27450,8,24700,8,31400,0,-77,0,-77,0,-77,5,22050,6,21800,6,24700,Increase/decreased demand for goods, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Completed secondary,Important,Slightly important,Critical,Very important,Important,Important,Slightly important,Important,Important,Important,Important,Slightly important,Not important,Slightly important,Important,Very important,Critical,Critical,Important,Important,Critical,Critical,Slightly important,Important,Very important,Slightly important,Slightly important,Important,Not important,Slightly important,Important,Very important,Very important,Very important,Very important,Important,Very important,Very important,Important,Important,Important,Very important,Very important,Important,Critical,Slightly important,Very important,Critical,Critical,Critical,Very important,Not important,Not important,Important,Slightly important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Very important,Very important,Slightly important,Slightly important,Important,Not important,Slightly important,Slightly important,Slightly important,Very important,Critical,Critical,Critical,Very important,Important,Slightly important,Important,Slightly important,Not important,Not important,Not difficult,Very difficult,Difficult,0,20,Slightly difficult,Difficult,Difficult,0,4,Slightly difficult,Slightly difficult,Slightly difficult,1,3,Not difficult,Not difficult,Slightly difficult,0,2,Slightly difficult,Not difficult,Slightly difficult,1,10,Slightly difficult,Difficult,Difficult,0,8,Not difficult,Slightly difficult,Slightly difficult,0,8,Not difficult,Slightly difficult,Not difficult,1,3,Not difficult,Slightly difficult,Not difficult,1,1,Very important,Important,Not important,Important,Very important,Not important,Not important,Not important,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Public announcement/advertisement, -44,Yes to hire,Yes,2,No,-44,Yes,3,10,Yes,-44,Yes,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Moderate obstacle,No obstacle,Yes,0,100, -44,0,Yes,11,Yes,25,56,14,0,5,0,0,0,0,0,0,0,0, -44,50,25,12.5,0,12.5,0,0,0,0,0,0,0,0,0,0, -44,Yes,Line of credit,2010,2000000,11,42,Private commercial banks,Yes,No,Yes,No,No,No, -44,125,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,29350000,33350000,12006000,3780000,1668000,233000,534000,434000,52000,26000,43000,334000,0,6070000,6514000,8671000,10339000,25666000,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,No obstacle,Moderate obstacle,No obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,Customs and Trade Regulations,Corruption,Macroeconomic environment,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Truthful,Are estimates computed with some precision, 78036,36,Trinidad & Tobago,Trinidad & Tobago,Garments,66,Yes,4,Headquarters with no production/no sales at this location,Yes,-44,Limited partnership, -44,80,100,0,0,0,All women,Yes,No,80,Makes major strategic and fiancial decisions,26,11,Equally men and women,Female,Female,Female,1987,Yes,Yes,1987,32,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,3,0,-44,No,-44,-44,-44,-44,Yes,0,0,0,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,100,75,42,0,0, -44,50,50,0,3,Individuals,75,0,25,tshirt printing and embroidery,100,National,5,Increased,Remained the same,More than 5,85,15,0,1990,usa,15,brasil,10,2,0,0,20,80,Yes,6,Yes,Yes,Yes,No,Yes,No,Yes,University, -44,No,No,Yes,No,Yes,No,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,Slightly important,Very Important,Important,Very Important,Important,Important,Critical,Yes,35,Yes,65,No,-44,No,No,100000,-44,No,No,No,No,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,No obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,5,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,30000,0,Yes,Yes,No,Yes,No,No,-44,-44,No,-44,-44,No,No,No,19,Yes,2,No,No,-44,.5,-44,No,-44,-44,No,-44,-44,No,-44,-44,15,23,3,4,9,7,1,4,3,7,4,2,0,1,1,0,0,0,1,2,1,0,4,1,3,5,110000,4,108000,3,128000,1,42000,2,40000,1,49000,2,55000,2,50000,2,60000,2,22500,2,23000,2,25000,2,27225,2,27700,2,29300,1,21825,1,19800,1,25400,4,28800,4,26200,4,32600,0,-77,0,-77,0,-77,10,22500,10,21100,10,25200,-44, -44,University graduate,Post graduated,University graduate,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Started but did not complete college/vocational training,Completed secondary,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Important,Important,Critical,Important,Very important,Important,Very important,Slightly important,Very important,Important,Slightly important,Slightly important,Important,Important,Slightly important,Very important,Critical,Critical,Very important,Important,Critical,Very important,Slightly important,Important,Very important,Slightly important,Very important,Important,Not important,Slightly important,Critical,Important,Important,Critical,Critical,Important,Important,Important,Important,Very important,Important,Important,Very important,Important,Critical,Very important,Critical,Critical,Very important,Very important,Critical,Slightly important,Slightly important,Very important,Slightly important,Important,Important,Not important,Slightly important,Slightly important,Important,Important,Very important,Important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Critical,Critical,Critical,Very important,Not important,Slightly important,Important,Very important,Slightly important,Slightly important,Not difficult,Very difficult,Difficult,0,12,Not difficult,Very difficult,Slightly difficult,1,9,Not difficult,Difficult,Slightly difficult,1,5,Not difficult,Not difficult,Not difficult,0,3,Slightly difficult,Difficult,Not difficult,1,10,Not difficult,Slightly difficult,Slightly difficult,0,5,Slightly difficult,Difficult,Slightly difficult,0,5,Slightly difficult,Difficult,Not difficult,1,5,Not difficult,Not difficult,Not difficult,1,2,Very important,Very important,Important,Important,Critical,Slightly important,Slightly important,Slightly important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,Public placement office, -44,No,-44,-44,-44,-44,Yes,10,20,No,The firm does not have enough information about training pro,No,-44,-44,-44,-44,-44,-44,Yes,100,0, -44,0,Yes,15,Yes,50,24,6,0,20,0,0,0,0,0,0,0,0, -44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Line of credit,2010,2000000,11,24,Other,No,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,6730000,6870000,2061000,3150000,687000,13000,25000,88000,1000,1000,0,0,481000,2128000,8346000,2800000,10700000,6692000,Minor obstacle,Minor obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Moderate obstacle,Major obstacle,No obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Practices of competitors in the informal sector,Customs and Trade Regulations,Moderate obstacle,Yes,Yes,Yes,No,Yes,No,Yes,No,No impact,-44,-44,Yes,Moderated impact,-44,-44,Yes,Large impact,No,No impact,-44,-44,Yes,Moderated impact,-44,-44,No,No impact,Yes,Large impact,-44,-44,Yes,Moderated impact,-44,-44,Yes,Negative impact,Yes,Moderated impact,-44,-44,Yes,Moderated impact,-44,-44,Yes,Moderated impact,Yes,Moderated impact,-44,-44,Yes,Moderated impact,-44,-44,No,No impact,Yes,Moderated impact,-44,-44,Yes,Moderated impact,-44,-44,Yes,Moderated impact,Yes,Moderated impact,-44,-44,Yes,Moderated impact,-44,-44,Yes,Moderated impact,Yes,Moderated impact,-44,-44,Yes,Moderated impact,-44,-44,Yes,Moderated impact,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Yes,Yes,Yes,Yes,No,No,Yes,No,Yes,No,-44,-44,Somewhat truthful,Are taken directly from the establishment's records, 78037,37,Trinidad & Tobago,Trinidad & Tobago,Garments,69,Yes,4,Headquarters with production and/or sales at this location,Yes,-44,Limited partnership, -44,40,60,40,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Female,Male,1967,Yes,Yes,1967,46,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,6,1,1,-44,No,-44,-44,-44,-44,Yes,1,2,1,-44,Yes,0,1,2,-44,No,-44,Yes,No,Yes,80,60,88,20,0, -44,10,55,35,0,Others,0,25,75,garnments,70,National,5,Increased,Decreased,More than 5,70,30,20,1967,usa,20,chile,5,10,0,1,85,15,Yes,5,No,No,Yes,No,Yes,Yes,-44,-44, -44,-44,No,Yes,No,Yes,No,-44,-44,-44,-44,Yes,No,No,No,No,Yes,No,No,No, -44,Slightly important,Very Important,Important,Very Important,Critical,Important,Important,Yes,100,No,-44,No,-44,No,No,0,-44,No,No,Yes,No,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Very severe obstacle,No obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to agree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,Yes,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,1,Yes,1,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,3,57,10,20,9,18,1,10,6,11,20,4,7,3,6,0,3,2,3,1,1,1,2,1,9,14,87000,13,85000,14,101000,3,43000,3,39000,3,48000,7,47000,8,43000,7,54000,7,24525,7,22000,7,28000,7,29250,7,29500,7,32500,0,-77,0,-77,0,-77,27,28575,27,27300,27,31400,0,-77,0,-77,0,-77,12,23850,13,23000,12,25700,Increase demand for higher quality product, -44,University graduate,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed secondary,Completed secondary,Important,Important,Very important,Very important,Very important,Important,Slightly important,Slightly important,Very important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Very important,Very important,Very important,Important,Very important,Critical,Very important,Very important,Slightly important,Critical,Slightly important,Very important,Important,Slightly important,Important,Very important,Important,Very important,Critical,Critical,Important,Very important,Important,Important,Important,Important,Slightly important,Critical,Important,Critical,Important,Critical,Critical,Very important,Very important,Critical,Slightly important,Slightly important,Important,Slightly important,Important,Very important,Slightly important,Slightly important,Slightly important,Important,Important,Very important,Very important,Important,Slightly important,Not important,Not important,Important,Very important,Very important,Critical,Critical,Very important,Slightly important,Slightly important,Important,Important,Not important,Slightly important,Not difficult,Very difficult,Difficult,2,22,Difficult,Very difficult,Slightly difficult,1,4,Not difficult,Very difficult,Difficult,0,2,Not difficult,Not difficult,Slightly difficult,0,3,Slightly difficult,Slightly difficult,Slightly difficult,1,9,Slightly difficult,Difficult,Difficult,0,7,Not difficult,Difficult,Difficult,3,7,Not difficult,Slightly difficult,Slightly difficult,0,5,Not difficult,Not difficult,Slightly difficult,2,2,Important,Important,Very important,Not important,Very important,Not important,Not important,Slightly important,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,Moderate obstacle,No obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Public announcement/advertisement, -44,No,-44,-44,-44,-44,Yes,100,10,No,The firm is affraid of investing in workers that after the t,Yes,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,No obstacle,Yes,100,0, -44,0,Yes,12,No,10,32,8,0,50,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Size of loan and maturity are insufficiant,7340000,7270000,1890000,3780000,654000,7000,13000,63000,7000,3000,11000,0,0,1636000,1433000,2181000,2108000,3402000,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Access to finance,Corruption,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Government based organization, -44,"General management, Business development and Strategies supp", -44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Yes,No,Yes,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,Somewhat truthful,Are taken directly from the establishment's records, 78038,38,Trinidad & Tobago,Trinidad & Tobago,Chemicals,70,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,50,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Male,Male,Male,1961,Yes,Yes,1961,17,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,3,3,0,-44,Yes,0,2,1,-44,Yes,0,Yes,No,Yes,100,55,150,0,0, -44,30,30,40,0,Large private firms (more than 100 employees),40,30,30,cleaning and maintenance,30,National,10,Increased,Remained the same,More than 5,90,10,35,1980,usa,40,brasil,10,8,0,1,70,30,No,-44,No,No,Yes,Yes,Yes,No,Yes,Client, -44,Yes,No,Yes,No,No,Yes,Yes,Yes,No,No,Yes,No,No,No,Yes,Yes,Yes,Yes,No, -44,Slightly important,Very Important,Very Important,Very Important,Very Important,Important,Very Important,Yes,45,Yes,55,No,-44,No,No,0,-44,No,No,No,No,Moderate obstacle,Moderate obstacle,No obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,-44, -44,Tend to disagree,Strongly disagree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,No,No,No,0,No,-44,-44,No,-44,-44,1000,No,-44,-44,Yes,45,No,Yes,15,1,2,20,0,14,5,1,0,1,0,0,3,1,2,0,0,0,0,0,0,1,1,1,0,0,0,1,80000,1,73000,0,-77,1,50000,2,45000,1,57000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,16,24750,16,23200,17,29100,5,22725,6,21100,5,26200,Economic upturn/downturn, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Completed secondary,Started but did not complete secondary,Very important,Slightly important,Critical,Very important,Important,Very important,Slightly important,Slightly important,Slightly important,Important,Important,Slightly important,Slightly important,Not important,Slightly important,Very important,Critical,Critical,Important,Very important,Critical,Critical,Important,Important,Critical,Not important,Slightly important,Important,Not important,Not important,Very important,Important,Very important,Critical,Critical,Very important,Very important,Important,Important,Important,Very important,Very important,Very important,Important,Critical,Important,Critical,Critical,Critical,Very important,Very important,Not important,Not important,Important,Slightly important,Slightly important,Very important,Slightly important,Slightly important,Slightly important,Very important,Slightly important,Slightly important,Slightly important,Important,Not important,Not important,Slightly important,Slightly important,Important,Critical,Critical,Critical,Very important,Slightly important,Slightly important,Very important,Very important,Slightly important,Not important,Not difficult,Difficult,Slightly difficult,0,10,Slightly difficult,Difficult,Difficult,1,15,Slightly difficult,Very difficult,Slightly difficult,0,8,Slightly difficult,Slightly difficult,Slightly difficult,0,1,Slightly difficult,Slightly difficult,Not difficult,1,4,Slightly difficult,Difficult,Difficult,1,8,Not difficult,Slightly difficult,Very difficult,1,7,Slightly difficult,Not difficult,Not difficult,2,2,Not difficult,Not difficult,Not difficult,1,2,Critical,Slightly important,Very important,Not important,Important,Slightly important,Slightly important,Not important,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Public placement office, -44,No,-44,-44,-44,-44,Yes,4,0,Yes,-44,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,No,-44,No,30,32,8,0,30,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Did not think it would be approved,6920000,7520000,2256000,7520000,150000,53000,120000,105000,13000,20000,12000,0,0,1505000,2053000,1955000,2632000,4027000,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,Corruption,Customs and Trade Regulations,Cost of finance,Very severe obstacle,Yes,Yes,No,No,No,Yes,No,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Large impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,No,-44,-44,Yes,No,Yes,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,No,Yes,No,Yes,Yes,No,Yes,No,-44,-44,No,-44,-44,Yes,No,Yes,Truthful,Are taken directly from the establishment's records, 78039,39,Trinidad & Tobago,Trinidad & Tobago,Machinery and equipment,71,No,-44,-44,-44,-44,Limited partnership, -44,60,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Male,1943,Yes,Yes,1943,33,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,0,2,1,-44,No,-44,-44,-44,-44,Yes,1,1,1,-44,Yes,2,3,2,-44,No,-44,Yes,Yes,Yes,100,65,125,0,0, -44,40,40,20,3,Medium private firms (20-100 employees),40,0,60,engineering services,70,Local,10,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,40,60,Yes,17,No,Yes,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,No obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to agree,Tend to agree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,30000,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,Yes,2,No,Yes,0,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,2,26,11,10,1,4,0,2,1,2,3,2,1,0,0,0,0,0,0,1,1,2,0,0,3,13,75000,13,74000,13,83000,1,42000,2,42000,1,49000,1,45000,2,42000,1,49000,1,25425,1,26000,1,28000,1,28350,1,25800,1,32700,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,11,32175,10,29500,10,36800,1,22275,1,21500,1,24700,Economic upturn/downturn, -44,University graduate,University graduate,Post graduated,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,Completed secondary,Completed secondary,Important,Important,Critical,Important,Very important,Very important,Important,Slightly important,Important,Important,Important,Important,Important,Slightly important,Important,Very important,Critical,Very important,Important,Important,Critical,Critical,Slightly important,Important,Very important,Slightly important,Important,Important,Slightly important,Not important,Important,Important,Important,Critical,Critical,Important,Very important,Very important,Very important,Very important,Very important,Important,Very important,Slightly important,Critical,Important,Critical,Critical,Very important,Critical,Critical,Not important,Not important,Important,Slightly important,Important,Very important,Not important,Slightly important,Slightly important,Important,Slightly important,Important,Slightly important,Important,Slightly important,Not important,Slightly important,Important,Important,Very important,Critical,Critical,Very important,Not important,Slightly important,Slightly important,Important,Slightly important,Not important,Not difficult,Very difficult,Difficult,2,13,Not difficult,Very difficult,Slightly difficult,1,13,Not difficult,Slightly difficult,Slightly difficult,1,5,Slightly difficult,Not difficult,Slightly difficult,1,3,Not difficult,Slightly difficult,Slightly difficult,1,10,Not difficult,Difficult,Slightly difficult,0,2,Slightly difficult,Difficult,Difficult,0,8,Not difficult,Not difficult,Slightly difficult,2,2,Slightly difficult,Not difficult,Not difficult,0,1,Important,Important,Very important,Not important,Very important,Not important,Slightly important,Not important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,Private placement office, -44,No,-44,-44,-44,-44,Yes,20,100,No,The firm is affraid of investing in workers that after the t,Yes,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Yes,80,20, -44,0,Yes,9,Yes,20,32,8,20,20,0,0,0,0,0,0,0,0, -44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Line of credit,2009,70000,15,60,"Non-Bank financial institutions (microfinance institutions,",Yes,Yes,No,No,No,No, -44,100,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,2830000,3220000,837000,630000,500000,19000,25000,63000,1000,1000,1000,290000,0,1600000,1900000,2500000,3210000,6800000,Very severe obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Major obstacle,Very severe obstacle,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Access to finance,Corruption,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not aware of this type of assistance and don't know it advan, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,Yes,No,Truthful,Are taken directly from the establishment's records, 78040,40,Trinidad & Tobago,Trinidad & Tobago,Services of motor vehicles,73,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,1984,No,Yes,1984,29,No,-44,-44,No,-44,-44,Yes,45,Yes,No,-44,-44,Yes,3,2,1,-44,No,-44,-44,-44,-44,Yes,4,2,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,0,100,0,0,Medium private firms (20-100 employees),0,100,0,yacht repair,45,Local,10,Decreased,Decreased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,40,60,Yes,3,No,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,Yes,No,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to agree,Tend to agree,Yes,Yes,Yes,35,Yes,8,No,-44,-44,Yes,1,-44,Yes,1,Outside working hours,Knife,Money,25000,Gang related,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,2,During working hours,Other,Money,9000,Someone working alone,Yes,Yes,-44,Yes,1,During working hours,Other,Money,3000,Gang related,No,Yes,-44,Yes,2,Outside working hours,Other,Goods or stock,600,Other,No,No,Fear of reprisals,Yes,4,During working hours,Knife,Money,4500,Other,Yes,Yes,-44,Yes,1,During working hours,Baseball bat,Personal possessions of employees or customers,14000,Gang related,No,Yes,-44,No,-44,-44,0,No,No,No,No,Yes,No,-44,-44,No,-44,-44,No,No,No,0,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,1,8,3,2,2,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,1,3,100000,2,94000,1,119000,1,53000,1,50000,1,58000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,21375,2,20800,2,23000,0,-77,0,-77,0,-77,2,24075,3,21700,2,27000,-44, -44,University graduate,University graduate,Post graduated,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Completed primary school,Important,Important,Critical,Important,Important,Important,Important,Important,Important,Important,Slightly important,Important,Important,Slightly important,Important,Very important,Critical,Critical,Important,Important,Critical,Critical,Important,Very important,Critical,Slightly important,Slightly important,Important,Slightly important,Not important,Critical,Important,Very important,Critical,Critical,Important,Very important,Very important,Important,Important,Very important,Important,Critical,Important,Critical,Very important,Critical,Very important,Very important,Critical,Critical,Slightly important,Not important,Very important,Not important,Very important,Very important,Slightly important,Important,Slightly important,Important,Very important,Important,Very important,Important,Not important,Slightly important,Slightly important,Important,Very important,Very important,Very important,Critical,Very important,Slightly important,Slightly important,Important,Slightly important,Not important,Important,Slightly difficult,Difficult,Difficult,0,12,Slightly difficult,Very difficult,Very difficult,0,10,Slightly difficult,Very difficult,Slightly difficult,0,6,Slightly difficult,Slightly difficult,Not difficult,1,2,Slightly difficult,Slightly difficult,Slightly difficult,0,3,Slightly difficult,Slightly difficult,Slightly difficult,0,3,Not difficult,Difficult,Difficult,1,3,Slightly difficult,Slightly difficult,Not difficult,0,6,Not difficult,Not difficult,Not difficult,0,1,Slightly important,Very important,Not important,Important,Very important,Slightly important,Slightly important,Not important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Moderate obstacle,No obstacle,No obstacle,Through family/friends, -44,No,-44,-44,-44,-44,No,-44,-44,No,Other,No,-44,-44,-44,-44,-44,-44,Yes,100,0, -44,0,No,-44,No,50,20,5,25,0,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,3,3,Problems with credit history/report,-44,2420000,2350000,917000,1260000,212000,19000,12000,12000,2000,2000,2000,0,101000,400000,635000,635000,870000,1251000,No obstacle,No obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,Macroeconomic environment,Access to finance,Transportation,Minor obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Local business association, -44,Marketing and Operations support, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are estimates computed with some precision, 78041,41,Trinidad & Tobago,Trinidad & Tobago,Food,76,Yes,11,Headquarters with production and/or sales at this location,Yes,-44,Shareholding company with non-traded shares or shares traded, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Male,Female,Female,2001,Yes,Yes,2001,42,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,2,1,-44,No,-44,-44,-44,-44,Yes,0,2,1,-44,Yes,2,4,2,-44,No,-44,Yes,Yes,Yes,100,55,69,0,0, -44,0,95,5,5,Medium private firms (20-100 employees),25,0,75,cakes,90,Local,10,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,80,20,No,-44,Yes,Yes,No,No,Yes,No,Yes,Laboratory or research center, -44,No,No,No,No,Yes,Yes,No,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,Important,Very Important,Very Important,Very Important,Important,Slightly important,Important,Yes,100,No,-44,No,-44,No,No,0,-44,No,No,No,Yes,Minor obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,Major obstacle,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to agree,Tend to agree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,-44,25000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,0,2000,Yes,Yes,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,10,15,5,5,3,2,0,2,2,2,5,3,1,1,0,0,0,0,0,1,1,1,3,0,2,8,97000,8,89000,8,115000,1,55000,1,50000,1,60000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,25875,1,23300,1,30500,3,27000,2,24500,2,31500,0,-77,0,-77,0,-77,4,32175,4,32500,4,35700,4,24075,5,22100,5,26700,-44, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,Completed secondary,Completed college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Completed secondary,Started but did not complete secondary,Slightly important,Important,Critical,Very important,Very important,Important,Important,Slightly important,Slightly important,Important,Slightly important,Important,Slightly important,Not important,Important,Critical,Critical,Critical,Very important,Important,Critical,Critical,Important,Important,Critical,Slightly important,Slightly important,Slightly important,Not important,Not important,Important,Important,Important,Critical,Critical,Slightly important,Very important,Important,Important,Very important,Very important,Important,Very important,Important,Very important,Important,Critical,Very important,Critical,Critical,Critical,Not important,Not important,Very important,Not important,Important,Important,Slightly important,Important,Slightly important,Important,Slightly important,Very important,Very important,Important,Not important,Slightly important,Slightly important,Very important,Important,Very important,Critical,Critical,Critical,Not important,Not important,Very important,Important,Not important,Important,Difficult,Very difficult,Very difficult,0,8,Slightly difficult,Very difficult,Difficult,1,14,Not difficult,Difficult,Slightly difficult,1,4,Slightly difficult,Slightly difficult,Slightly difficult,1,2,Slightly difficult,Difficult,Difficult,1,9,Difficult,Difficult,Slightly difficult,0,2,Not difficult,Difficult,Difficult,1,9,Slightly difficult,Not difficult,Not difficult,0,8,Slightly difficult,Not difficult,Slightly difficult,0,1,Important,Important,Not important,Not important,Very important,Not important,Not important,Not important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,Private placement office, -44,Yes to hire,Yes,3,No,-44,No,-44,-44,No,Other,No,-44,-44,-44,-44,-44,-44,Yes,100,0, -44,0,Yes,15,No,25,52,13,0,10,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Other,1940000,1960000,647000,250000,200000,25000,25000,38000,0,1000,2000,0,0,400000,1900000,1000000,2675000,1120000,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Practices of competitors in the informal sector,Corruption,Macroeconomic environment,Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Local business association, -44,Marketing and Operations support, -44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 78042,42,Trinidad & Tobago,Trinidad & Tobago,Fabricated metal products,82,No,-44,-44,-44,-44,Limited partnership, -44,50,100,0,0,0,Equally men and women,No,Yes,30,Makes decisions in consultation with other partners,12,6,Predominantly women,Male,Male,Male,1979,No,Yes,1985,28,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,0,3,1,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,100,75,65,0,0, -44,40,40,20,0,Individuals,20,40,40,signs,100,Local,10,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,55,45,No,-44,No,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,Yes,No,Yes,No,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,-44, -44,Tend to agree,Tend to agree,Strongly disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,No,Yes,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,1,Yes,3,No,Yes,10,.5,-44,No,-44,-44,No,-44,-44,No,-44,-44,3,15,5,4,3,3,0,1,0,2,2,2,0,0,0,0,0,0,0,1,1,0,0,0,2,7,74000,6,68000,5,88000,1,54000,2,52000,1,58000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,29250,1,27900,1,33500,1,24750,1,25000,1,28000,4,22725,4,21700,4,24500,0,-77,0,-77,0,-77,3,24300,4,24700,3,27300,Economic upturn/downturn, -44,University graduate,Completed college/vocational training,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed secondary,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Important,Slightly important,Critical,Very important,Important,Very important,Slightly important,Slightly important,Important,Important,Important,Important,Not important,Important,Important,Very important,Very important,Critical,Important,Very important,Critical,Very important,Slightly important,Important,Very important,Important,Important,Slightly important,Slightly important,Slightly important,Very important,Important,Important,Critical,Critical,Slightly important,Important,Important,Slightly important,Important,Important,Important,Very important,Slightly important,Critical,Important,Very important,Critical,Very important,Very important,Critical,Not important,Not important,Important,Not important,Important,Very important,Not important,Important,Important,Important,Important,Slightly important,Slightly important,Important,Not important,Not important,Not important,Very important,Important,Critical,Very important,Very important,Critical,Slightly important,Not important,Slightly important,Important,Slightly important,Not important,Not difficult,Very difficult,Slightly difficult,1,18,Not difficult,Almost impossible,Difficult,0,11,Slightly difficult,Difficult,Difficult,0,8,Not difficult,Slightly difficult,Slightly difficult,1,1,Slightly difficult,Slightly difficult,Slightly difficult,1,4,Not difficult,Difficult,Slightly difficult,1,8,Not difficult,Slightly difficult,Slightly difficult,1,8,Not difficult,Not difficult,Not difficult,1,6,Not difficult,Not difficult,Not difficult,1,2,Important,Very important,Very important,Not important,Important,Not important,Not important,Slightly important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,Private placement office, -44,No,-44,-44,-44,-44,Yes,5,15,Yes,-44,No,-44,-44,-44,-44,-44,-44,Yes,75,25, -44,0,Yes,14,No,50,16,4,0,20,0,0,0,0,0,0,0,10, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Application procedures for loans or line of credit are compl,1810000,2060000,659000,380000,175000,13000,13000,16000,0,1000,1000,0,0,400000,1425000,550000,2140000,1166000,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,No obstacle,Moderate obstacle,Very severe obstacle,No obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Corruption,Macroeconomic environment,Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Private independent fund, -44,Human resources Support, -44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 78043,43,Trinidad & Tobago,Trinidad & Tobago,Other manufacturing,86,No,-44,-44,-44,-44,Limited partnership, -44,70,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Male,1980,No,Yes,1980,11,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,0,1,0,-44,No,-44,-44,-44,-44,Yes,9,0,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,100,60,41,0,0, -44,0,50,50,0,Small private firms (less than 20 employees),30,0,70,printing,100,National,5,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,45,55,Yes,5,Yes,Yes,No,Yes,Yes,No,Yes,Client, -44,No,No,Yes,Yes,Yes,Yes,Yes,Yes,Yes,No,Yes,No,No,Yes,No,Yes,Yes,Yes,No, -44,Important,Very Important,Very Important,Important,Important,Very Important,Very Important,Yes,50,Yes,50,No,-44,No,No,0,-44,No,No,Yes,No,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,No,-44,-44,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,3,During working hours,Firearm/gun,Money,1000,Other,No,No,Tried to/was unable to contact the police,Yes,4,Outside working hours,Firearm/gun,Other company property,6000,Other,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,Outside working hours,Firearm/gun,Money,2000,Gang related,No,No,Police could not have done anything,No,-44,-44,0,No,No,No,No,Yes,Yes,No,No,No,-44,-44,No,No,No,10,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,3,11,0,8,2,1,0,3,2,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,-77,0,-77,0,-77,1,38000,1,34000,1,44000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,8,26775,8,26300,8,31800,0,-77,0,-77,0,-77,2,23625,3,21900,2,26500,Increase/decreased demand for goods, -44,Not applicable,Not applicable,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Completed secondary,Not applicable,Not applicable,Completed secondary,Completed secondary,Important,Important,Very important,Very important,Very important,Important,Important,Slightly important,Important,Important,Slightly important,Important,Important,Slightly important,Slightly important,Very important,Very important,Very important,Slightly important,Important,Critical,Critical,Slightly important,Slightly important,Very important,Slightly important,Important,Important,Not important,Not important,Very important,Important,Slightly important,Critical,Critical,Very important,Very important,Important,Slightly important,Very important,Important,Important,Very important,Important,Critical,Important,Critical,Critical,Critical,Very important,Critical,Slightly important,Not important,Slightly important,Not important,Important,Important,Not important,Slightly important,Not important,Important,Important,Slightly important,Slightly important,Important,Slightly important,Slightly important,Not important,Very important,Important,Critical,Critical,Critical,Critical,Important,Slightly important,Important,Very important,Important,Slightly important,Not difficult,Very difficult,Slightly difficult,1,18,Not difficult,Very difficult,Slightly difficult,0,5,Not difficult,Difficult,Slightly difficult,0,6,Slightly difficult,Not difficult,Slightly difficult,1,2,Slightly difficult,Not difficult,Slightly difficult,1,2,Slightly difficult,Very difficult,Difficult,1,3,Not difficult,Difficult,Slightly difficult,1,5,Not difficult,Difficult,Not difficult,0,2,Not difficult,Not difficult,Not difficult,0,1,Very important,Important,Very important,Not important,Important,Not important,Slightly important,Slightly important,Moderate obstacle,No obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,Moderate obstacle,Major obstacle,Minor obstacle,No obstacle,Major obstacle,Moderate obstacle,No obstacle,Minor obstacle,Through family/friends, -44,No,-44,-44,-44,-44,Yes,100,10,No,The benefits of training are small than the costs,No,-44,-44,-44,-44,-44,-44,Yes,100,0, -44,0,Yes,12,Yes,80,0,0,0,20,0,0,0,0,0,0,0,0, -44,25,37.5,0,37.5,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Loan,2012,10000,15,48,Private commercial banks,Yes,No,No,Yes,No,No, -44,100,Yes,2,1,Collateral or cosigners unacceptable,-44,1800000,1840000,699000,950000,129000,32000,63000,63000,1000,1000,1000,0,202000,80000,8731000,1000000,12840000,2720000,No obstacle,Minor obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,No obstacle,Minor obstacle,Major obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Yes,Yes,No,Yes,No,Inadequately educated workforce,Practices of competitors in the informal sector,Cost of finance,Moderate obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not aware of this type of assistance and don't know it advan, -44,-44,-44, -44,-44, -44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,Yes,Yes,No,Yes,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 78044,44,Trinidad & Tobago,Trinidad & Tobago,Transport,87,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly women,Male,Female,Male,1989,No,Yes,1989,27,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,0,2,2,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,0,0,100,0,Individuals,0,0,100,transportation contractors,100,National,5,Increased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,45,55,Yes,12,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,-44, -44,Tend to disagree,Tend to agree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,Yes,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,1,No,-44,-44,Yes,0,0,-44,Yes,5,Yes,No,-44,-44,No,-44,-44,1,19,7,6,4,2,0,1,1,2,5,3,1,1,0,0,0,0,0,1,1,1,1,0,2,10,110000,10,103000,9,119000,1,49000,1,45000,1,55000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,22500,1,20200,1,24800,0,-77,0,-77,0,-77,7,23175,6,21700,5,25500,0,-77,0,-77,0,-77,5,22050,6,20000,5,25200,-44, -44,University graduate,Post graduated,Post graduated,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Completed college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Very important,Slightly important,Critical,Very important,Important,Important,Important,Slightly important,Important,Important,Slightly important,Important,Important,Important,Important,Critical,Very important,Critical,Important,Important,Very important,Critical,Important,Very important,Critical,Slightly important,Slightly important,Important,Slightly important,Slightly important,Important,Important,Very important,Critical,Critical,Very important,Very important,Important,Slightly important,Important,Very important,Important,Very important,Important,Critical,Important,Critical,Critical,Critical,Critical,Critical,Slightly important,Not important,Important,Not important,Important,Important,Not important,Not important,Slightly important,Important,Very important,Very important,Important,Important,Slightly important,Slightly important,Not important,Very important,Important,Critical,Critical,Very important,Very important,Important,Not important,Important,Important,Not important,Slightly important,Slightly difficult,Difficult,Difficult,1,23,Not difficult,Very difficult,Slightly difficult,0,13,Not difficult,Slightly difficult,Slightly difficult,0,7,Slightly difficult,Not difficult,Slightly difficult,1,3,Slightly difficult,Slightly difficult,Slightly difficult,0,8,Slightly difficult,Difficult,Difficult,0,4,Not difficult,Slightly difficult,Difficult,0,6,Not difficult,Slightly difficult,Not difficult,0,6,Not difficult,Slightly difficult,Not difficult,0,1,Very important,Critical,Very important,Not important,Important,Slightly important,Slightly important,Slightly important,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Public placement office, -44,Yes to fire,No,-44,Yes,0,Yes,3,0,No,Other,No,-44,-44,-44,-44,-44,-44,Yes,100,0, -44,0,Yes,5,No,50,24,6,0,20,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Did not think it would be approved,19310000,21700000,9114000,6300000,217000,43000,151000,109000,13000,21000,7000,0,0,3489000,6178000,5208000,8463000,10260000,Minor obstacle,No obstacle,Major obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Minor obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Access to finance,Political environment,Moderate obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not aware of this type of assistance and don't know it advan, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,Truthful,Are taken directly from the establishment's records, 78045,45,Trinidad & Tobago,Trinidad & Tobago,Food,90,Yes,10,Headquarters with production and/or sales at this location,Yes,-44,Partnership (including limited liability companies), -44,50,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Female,Male,1981,Yes,Yes,1981,32,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,2,1,-44,Yes,1,0,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,100,65,88,0,0, -44,0,80,20,4,Your parent company or affiliated establishments,10,65,25,cakes,100,National,10,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,55,45,No,-44,Yes,Yes,Yes,No,Yes,Yes,-44,-44, -44,-44,No,Yes,Yes,Yes,No,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,Slightly important,Important,Important,Very Important,Very Important,Important,Very Important,Yes,100,No,-44,No,-44,No,Yes,0,-44,No,No,No,No,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Major obstacle,-44, -44,Strongly agree,Tend to agree,Tend to agree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,1,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,Outside working hours,Baseball bat,Money,250,Group of criminals,No,No,Loss was small,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,During working hours,Firearm/gun,Money,600,Other,No,No,Loss was small,Yes,3,During working hours,Other,Goods or stock,3000,Other,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,0,0,Yes,Yes,No,No,Yes,No,-44,-44,No,-44,-44,No,Yes,No,0,Yes,1,No,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,25,1,3,17,1,8,4,4,0,4,3,2,2,2,0,0,0,0,0,0,0,1,1,0,0,0,2,3,100000,3,90000,2,112000,1,46000,2,45000,1,54000,1,43000,2,40000,1,47000,1,26775,1,26000,1,29000,1,24750,1,24800,1,27000,4,21600,3,20200,3,23300,0,-77,0,-77,0,-77,5,24300,5,24700,5,27300,4,24300,4,24300,4,28300,New products require new skills, -44,University graduate,University graduate,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Completed secondary,Completed secondary,Very important,Slightly important,Critical,Very important,Very important,Important,Important,Slightly important,Important,Important,Important,Important,Important,Slightly important,Important,Critical,Very important,Very important,Important,Important,Critical,Very important,Important,Important,Critical,Important,Important,Slightly important,Slightly important,Not important,Important,Important,Slightly important,Critical,Very important,Important,Very important,Important,Very important,Important,Important,Very important,Critical,Important,Critical,Important,Critical,Critical,Critical,Critical,Critical,Slightly important,Not important,Very important,Not important,Very important,Important,Slightly important,Slightly important,Slightly important,Important,Important,Very important,Slightly important,Important,Not important,Not important,Slightly important,Very important,Important,Critical,Critical,Very important,Very important,Not important,Slightly important,Important,Important,Slightly important,Slightly important,Slightly difficult,Very difficult,Slightly difficult,1,12,Slightly difficult,Almost impossible,Difficult,0,5,Slightly difficult,Difficult,Slightly difficult,1,7,Slightly difficult,Not difficult,Slightly difficult,1,2,Slightly difficult,Not difficult,Not difficult,1,4,Slightly difficult,Difficult,Slightly difficult,0,7,Slightly difficult,Slightly difficult,Slightly difficult,0,4,Slightly difficult,Not difficult,Slightly difficult,1,7,Slightly difficult,Not difficult,Not difficult,1,2,Important,Very important,Very important,Not important,Slightly important,Slightly important,Slightly important,Not important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,No obstacle,Minor obstacle,No obstacle,Minor obstacle,Through family/friends, -44,No,-44,-44,-44,-44,Yes,3,5,Yes,-44,No,-44,-44,-44,-44,-44,-44,Yes,80,20, -44,0,Yes,14,No,10,56,14,0,20,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,3,3,Insufficient profitability,-44,1060000,1180000,519000,520000,400000,8000,13000,31000,0,0,0,0,0,1200000,1900000,2000000,2675000,2120000,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Access to finance,Practices of competitors in the informal sector,Major obstacle,Yes,Yes,Yes,No,No,No,No,Yes,Large impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Large impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Large impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Yes,Yes,Yes,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are taken directly from the establishment's records, 78046,46,Trinidad & Tobago,Trinidad & Tobago,Other manufacturing,94,No,-44,-44,-44,-44,Partnership (including limited liability companies), -44,40,100,0,0,0,All women,Yes,Yes,40,Makes major strategic and fiancial decisions,9,1,Predominantly men,Male,Female,Female,2003,No,Yes,2003,9,No,-44,-44,Yes,24,No,No,-44,-44,No,-44,-44,Yes,3,1,1,-44,No,-44,-44,-44,-44,Yes,2,3,1,-44,Yes,2,5,1,-44,No,-44,Yes,No,Yes,100,75,53,0,0, -44,10,85,5,0,Medium private firms (20-100 employees),0,85,15,printed documents,50,Local,5,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,95,5,No,-44,No,No,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,No obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to agree,Tend to agree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,15,No,-44,-44,Yes,0,-44,2000,No,-44,-44,No,-44,-44,Yes,20,1,10,32,5,11,12,4,0,3,2,1,5,3,1,1,0,0,0,0,0,1,1,1,1,0,0,8,76000,8,76000,7,85000,1,50000,1,45000,1,57000,1,51000,2,46000,1,60000,1,23850,1,23000,1,28000,1,23850,1,24100,1,26800,0,-77,0,-77,0,-77,12,23400,11,21300,12,25700,0,-77,0,-77,0,-77,13,24525,14,23200,14,27500,Increase demand for higher quality product, -44,University graduate,University graduate,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed secondary,Completed secondary,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Important,Slightly important,Critical,Important,Important,Very important,Important,Slightly important,Important,Very important,Important,Important,Slightly important,Slightly important,Important,Very important,Critical,Critical,Important,Important,Critical,Very important,Important,Important,Critical,Slightly important,Very important,Important,Slightly important,Not important,Important,Slightly important,Important,Critical,Critical,Very important,Very important,Very important,Slightly important,Important,Important,Slightly important,Very important,Slightly important,Very important,Important,Critical,Critical,Critical,Very important,Critical,Slightly important,Not important,Very important,Slightly important,Important,Very important,Important,Slightly important,Not important,Important,Important,Slightly important,Slightly important,Important,Not important,Slightly important,Slightly important,Important,Important,Very important,Critical,Critical,Very important,Slightly important,Slightly important,Very important,Important,Slightly important,Not important,Not difficult,Very difficult,Very difficult,0,22,Slightly difficult,Very difficult,Slightly difficult,1,10,Difficult,Difficult,Slightly difficult,1,3,Not difficult,Slightly difficult,Slightly difficult,1,3,Slightly difficult,Slightly difficult,Slightly difficult,0,10,Slightly difficult,Difficult,Difficult,1,8,Not difficult,Difficult,Slightly difficult,2,8,Not difficult,Not difficult,Slightly difficult,1,2,Not difficult,Not difficult,Not difficult,2,1,Very important,Very important,Important,Not important,Very important,Slightly important,Slightly important,Not important,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,No obstacle,Through family/friends, -44,No,-44,-44,-44,-44,Yes,50,15,No,The firm does not have enough information about training pro,No,-44,-44,-44,-44,-44,-44,Yes,100,0, -44,0,Yes,5,No,93,0,0,0,7,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Size of loan and maturity are insufficiant,2940000,3090000,1391000,1890000,93000,32000,20000,63000,2000,2000,1000,0,0,550000,665000,834000,2354000,2227000,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Access to finance,Practices of competitors in the informal sector,Customs and Trade Regulations,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,NGO, -44,technological and Innovation Support, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 78047,47,Trinidad & Tobago,Trinidad & Tobago,Services of motor vehicles,95,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,51,49,51,0,0,Predominantly men,No,No,15,Delegates decisions to other partners,5,6,Predominantly men,Female,Male,Male,2009,No,Yes,2009,12,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,2,1,-44,No,-44,-44,-44,-44,Yes,1,0,0,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0, -44,100,0,0,15,Government or government agencies (including state-owned ent,100,0,0,petroleum industry trading,60,National,15,Increased,Decreased,2-5,100,0,20,-44,-44,-44,-44,-44,-44,-44,-44,45,55,Yes,20,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,No,50000,0,Yes,Yes,No,Yes,No,No,-44,-44,No,-44,-44,No,Yes,No,1,No,-44,-44,No,-44,0,-44,Yes,20,No,No,-44,-44,Yes,30,2,6,7,3,2,1,1,0,1,0,1,1,1,0,0,0,0,0,0,0,1,1,0,0,0,1,4,75000,3,76000,2,87000,1,38000,2,37000,1,42000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,26100,2,25600,2,30400,0,-77,0,-77,0,-77,1,24300,2,24700,1,28100,Increase/decreased demand for goods, -44,University graduate,Completed secondary,Post graduated,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Important,Important,Critical,Very important,Important,Important,Important,Important,Important,Important,Important,Important,Not important,Slightly important,Slightly important,Critical,Very important,Very important,Important,Important,Critical,Critical,Important,Very important,Very important,Slightly important,Important,Important,Slightly important,Slightly important,Important,Slightly important,Important,Critical,Critical,Slightly important,Very important,Slightly important,Important,Very important,Very important,Very important,Very important,Slightly important,Critical,Very important,Critical,Critical,Very important,Very important,Very important,Not important,Not important,Important,Not important,Important,Important,Not important,Not important,Slightly important,Very important,Important,Slightly important,Slightly important,Slightly important,Not important,Not important,Slightly important,Important,Important,Critical,Critical,Critical,Critical,Not important,Slightly important,Important,Important,Not important,Slightly important,Not difficult,Very difficult,Difficult,0,14,Slightly difficult,Almost impossible,Slightly difficult,0,14,Difficult,Slightly difficult,Slightly difficult,1,3,Slightly difficult,Difficult,Not difficult,0,3,Slightly difficult,Difficult,Slightly difficult,1,3,Difficult,Slightly difficult,Difficult,1,7,Not difficult,Difficult,Difficult,0,8,Slightly difficult,Not difficult,Difficult,0,3,Not difficult,Not difficult,Slightly difficult,0,1,Slightly important,Important,Very important,Not important,Very important,Not important,Not important,Slightly important,Minor obstacle,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,Public announcement/advertisement, -44,Yes to both,No,-44,No,-44,No,-44,-44,No,The firm is affraid of investing in workers that after the t,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,15,No,30,48,12,0,10,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Size of loan and maturity are insufficiant,2420000,2350000,1011000,630000,188000,5000,35000,16000,2000,3000,3000,0,0,440000,607000,564000,893000,1224000,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,Access to finance,Customs and Trade Regulations,Tax administration,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Community based organization, -44,technological and Innovation Support, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 78048,48,Trinidad & Tobago,Trinidad & Tobago,Services of motor vehicles,97,Yes,8,Headquarters with production and/or sales at this location,Yes,-44,Shareholding company with non-traded shares or shares traded, -44,51,100,0,0,0,Predominantly men,No,Yes,35,Makes decisions in consultation with other partners,21,9,Predominantly men,Male,Female,Female,1989,Yes,Yes,1989,11,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,1,0,-44,No,-44,-44,-44,-44,Yes,3,3,1,-44,No,-44,-44,-44,-44,Yes,1,Yes,Yes,Yes,0,-44,-44,100,0, -44,0,20,80,0,Your parent company or affiliated establishments,80,20,0,cars,100,National,5,Increased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,55,45,Yes,9,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,Yes,Yes,No,No,No obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,-44, -44,Tend to agree,Tend to agree,Tend to disagree,Tend to disagree,Yes,No,-44,-44,-44,-44,Yes,-44,50000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,1,No,-44,-44,No,-44,-44,0,No,-44,-44,No,-44,-44,No,-44,-44,2,21,6,7,5,3,1,2,1,3,3,2,1,0,0,0,0,0,0,1,1,1,0,0,0,8,110000,7,111000,7,131000,1,54000,2,50000,1,60000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,23850,1,23000,1,26000,1,28125,1,26600,1,33100,8,20250,8,20600,8,22300,0,-77,0,-77,0,-77,5,24525,5,23900,5,27000,-44, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Important,Important,Critical,Important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Important,Important,Slightly important,Slightly important,Important,Very important,Very important,Very important,Slightly important,Important,Very important,Very important,Slightly important,Important,Critical,Slightly important,Slightly important,Slightly important,Not important,Slightly important,Important,Important,Important,Very important,Critical,Slightly important,Very important,Very important,Important,Important,Important,Important,Very important,Important,Critical,Slightly important,Critical,Very important,Very important,Very important,Critical,Not important,Not important,Very important,Not important,Important,Very important,Slightly important,Slightly important,Important,Very important,Important,Important,Slightly important,Important,Not important,Not important,Slightly important,Important,Important,Critical,Very important,Critical,Very important,Slightly important,Slightly important,Very important,Very important,Important,Not important,Slightly difficult,Very difficult,Difficult,1,16,Slightly difficult,Very difficult,Slightly difficult,0,5,Not difficult,Difficult,Slightly difficult,1,2,Slightly difficult,Slightly difficult,Slightly difficult,0,3,Slightly difficult,Slightly difficult,Not difficult,1,2,Difficult,Difficult,Slightly difficult,1,2,Slightly difficult,Slightly difficult,Difficult,1,6,Slightly difficult,Not difficult,Not difficult,1,2,Slightly difficult,Not difficult,Slightly difficult,1,1,Critical,Slightly important,Important,Important,Important,Not important,Not important,Slightly important,Minor obstacle,Minor obstacle,Major obstacle,No obstacle,Minor obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Public announcement/advertisement, -44,No,-44,-44,-44,-44,Yes,3,10,No,Other,Yes,Major obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,No obstacle,Yes,60,40, -44,0,Yes,15,No,60,32,8,0,0,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,3,3,Collateral or cosigners unacceptable,-44,625890000,695430000,257309000,1890000,6954000,3477000,17386000,4173000,668000,835000,584000,0,0,149934000,155220000,194720000,250355000,576371000,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,Business Licensing and Permits,Macroeconomic environment,Access to finance,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Local business association, -44,technological and Innovation Support, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are estimates computed with some precision, 78049,49,Trinidad & Tobago,Trinidad & Tobago,Fabricated metal products,99,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All women,Yes,Not applicable,100,Makes major strategic and fiancial decisions,31,3,All men,Male,Male,Male,1983,No,Yes,1983,7,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,4,1,1,-44,Yes,0,3,1,-44,Yes,2,Yes,Yes,Yes,100,75,41,0,0, -44,20,80,0,15,Your parent company or affiliated establishments,0,90,10,signs,100,National,10,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,55,45,No,-44,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,Yes,No,No,No,No obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,No,0,0,No,No,No,No,No,No,-44,-44,No,-44,-44,No,No,No,12,Yes,1,No,No,-44,0,-44,Yes,15,No,No,-44,-44,No,-44,-44,5,27,6,8,9,4,0,2,2,1,5,3,1,1,0,0,0,0,0,1,1,1,2,0,0,9,80000,9,78000,8,92000,1,47000,1,48000,1,53000,1,45000,1,41000,1,51000,1,23175,1,23000,1,28000,1,25425,1,23600,1,28500,0,-77,0,-77,0,-77,9,22725,9,22700,10,24700,0,-77,0,-77,0,-77,10,22500,10,22300,9,24300,-44, -44,University graduate,Completed secondary,University graduate,University graduate,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Completed secondary,Not applicable,Not applicable,Completed secondary,Completed secondary,Important,Important,Critical,Important,Important,Important,Slightly important,Slightly important,Very important,Important,Slightly important,Slightly important,Not important,Slightly important,Very important,Critical,Very important,Critical,Slightly important,Important,Critical,Critical,Important,Important,Critical,Slightly important,Slightly important,Important,Not important,Not important,Important,Very important,Important,Critical,Very important,Important,Very important,Very important,Very important,Very important,Important,Important,Critical,Slightly important,Critical,Important,Critical,Critical,Very important,Very important,Critical,Slightly important,Not important,Important,Not important,Important,Very important,Slightly important,Important,Slightly important,Very important,Important,Very important,Slightly important,Important,Not important,Not important,Not important,Important,Important,Very important,Critical,Critical,Very important,Slightly important,Slightly important,Important,Important,Not important,Slightly important,Not difficult,Very difficult,Difficult,1,24,Slightly difficult,Very difficult,Difficult,1,10,Slightly difficult,Slightly difficult,Slightly difficult,0,4,Slightly difficult,Slightly difficult,Slightly difficult,0,3,Not difficult,Slightly difficult,Slightly difficult,1,5,Not difficult,Difficult,Difficult,0,4,Not difficult,Difficult,Slightly difficult,0,4,Slightly difficult,Not difficult,Slightly difficult,1,10,Not difficult,Not difficult,Not difficult,1,2,Important,Important,Not important,Important,Very important,Not important,Not important,Not important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,Public placement office, -44,No,-44,-44,-44,-44,Yes,5,20,Yes,-44,Yes,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,No obstacle,Yes,100,0, -44,0,No,-44,No,93,0,0,0,7,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Application procedures for loans or line of credit are compl,7180000,7640000,2827000,1390000,306000,95000,176000,50000,6000,6000,3000,0,0,518000,1421000,700000,2292000,868000,Moderate obstacle,No obstacle,Major obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Minor obstacle,Major obstacle,No obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Business Licensing and Permits,Access to finance,No obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Truthful,Are taken directly from the establishment's records, 78050,50,Trinidad & Tobago,Trinidad & Tobago,Basic metals,100,No,-44,-44,-44,-44,Limited partnership, -44,60,100,0,0,0,Predominantly women,Yes,No,60,Makes major strategic and fiancial decisions,10,4,Predominantly men,Female,Female,Male,2000,Yes,Yes,2000,14,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,1,0,-44,No,-44,-44,-44,-44,Yes,4,2,0,-44,Yes,1,4,1,-44,No,-44,Yes,Yes,Yes,100,50,67,0,0, -44,50,0,50,2,Large private firms (more than 100 employees),50,0,50,shipyards,95,Local,15,Increased,Decreased,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,80,20,No,-44,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to disagree,Strongly agree,Yes,No,-44,-44,-44,-44,Yes,-44,126000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,10000,Yes,Yes,No,Yes,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,No,-44,-44,No,-44,.5,-44,No,-44,-44,No,-44,-44,No,-44,-44,2,7,2,2,1,2,0,0,0,2,4,2,1,0,1,0,0,0,1,1,1,2,0,1,1,4,70000,4,64000,4,79000,1,46000,1,47000,1,51000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,24975,1,24300,1,27200,1,24300,1,22800,1,26500,0,-77,0,-77,0,-77,3,33525,3,30800,3,38400,1,22275,1,20300,1,24300,-44, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Completed secondary,Completed secondary,Important,Not important,Critical,Important,Very important,Very important,Important,Slightly important,Slightly important,Slightly important,Important,Important,Not important,Important,Important,Very important,Critical,Critical,Very important,Important,Critical,Critical,Important,Slightly important,Very important,Slightly important,Important,Very important,Important,Not important,Critical,Important,Critical,Critical,Critical,Very important,Very important,Important,Important,Important,Important,Important,Very important,Not important,Critical,Slightly important,Critical,Critical,Critical,Very important,Critical,Slightly important,Slightly important,Important,Not important,Very important,Very important,Not important,Slightly important,Slightly important,Important,Important,Important,Very important,Important,Not important,Slightly important,Slightly important,Important,Important,Critical,Critical,Critical,Critical,Not important,Slightly important,Important,Important,Not important,Slightly important,Not difficult,Difficult,Slightly difficult,0,20,Slightly difficult,Difficult,Difficult,1,10,Slightly difficult,Slightly difficult,Slightly difficult,1,6,Slightly difficult,Not difficult,Slightly difficult,1,2,Slightly difficult,Slightly difficult,Not difficult,1,6,Slightly difficult,Difficult,Slightly difficult,0,9,Not difficult,Difficult,Slightly difficult,1,10,Slightly difficult,Slightly difficult,Not difficult,0,4,Not difficult,Not difficult,Slightly difficult,0,2,Important,Critical,Very important,Important,Important,Slightly important,Not important,Slightly important,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,Public placement office, -44,No,-44,-44,-44,-44,Yes,3,0,Yes,-44,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,5,No,25,20,5,25,25,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,Yes,Line of credit,2011,50000,7,12,Other,Yes,Yes,No,No,No,No, -44,125,Yes,4,3,Insufficient profitability,-44,1770000,1720000,585000,380000,185000,15000,10000,6000,0,0,0,0,0,600000,665000,1000000,1070000,1170000,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Access to finance,Political environment,Macroeconomic environment,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Community based organization, -44,technological and Innovation Support, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 78051,51,Trinidad & Tobago,Trinidad & Tobago,Basic metals,102,No,-44,-44,-44,-44,Partnership (including limited liability companies), -44,51,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,1993,No,Yes,1993,19,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,1,0,-44,Yes,3,0,0,-44,Yes,3,5,1,-44,Yes,2,7,1,-44,No,-44,Yes,Yes,Yes,100,65,61,0,0, -44,55,20,25,0,Small private firms (less than 20 employees),60,20,20,steel pans,65,International,30,Increased,Remained the same,More than 5,40,60,0,1993,usa,80,spain,20,1,0,0,70,30,Yes,7,No,No,No,No,Yes,No,Yes,University, -44,No,No,No,Yes,No,Yes,No,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,Very Important,Critical,Very Important,Very Important,Important,Very Important,Very Important,Yes,55,Yes,45,No,-44,No,No,100000,-44,No,No,No,No,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,-44, -44,Tend to agree,Tend to agree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,-44,60000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,7,40,7,16,4,13,0,9,4,9,0,0,0,0,0,0,0,0,0,0,0,0,0,0,5,7,110000,7,112000,6,127000,2,47000,2,45000,2,51000,3,48000,4,44000,3,56000,3,27000,3,25000,3,29000,4,23400,4,21700,4,25700,1,29025,1,28800,1,31900,0,-77,0,-77,0,-77,16,27900,16,25600,14,32500,4,23850,4,23000,4,26800,New production methods, -44,University graduate,University graduate,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed secondary,Completed college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete secondary,Completed secondary,Started but did not complete secondary,Slightly important,Not important,Critical,Important,Important,Important,Slightly important,Important,Very important,Important,Slightly important,Important,Slightly important,Important,Important,Very important,Very important,Critical,Important,Important,Very important,Critical,Important,Important,Critical,Slightly important,Slightly important,Very important,Slightly important,Not important,Important,Important,Important,Critical,Critical,Very important,Very important,Very important,Important,Important,Important,Slightly important,Very important,Slightly important,Critical,Important,Critical,Critical,Very important,Very important,Critical,Slightly important,Not important,Important,Not important,Very important,Very important,Slightly important,Important,Slightly important,Very important,Important,Slightly important,Important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Critical,Critical,Critical,Very important,Not important,Slightly important,Important,Important,Not important,Not important,Not difficult,Very difficult,Difficult,0,17,Not difficult,Very difficult,Difficult,0,15,Not difficult,Slightly difficult,Difficult,0,5,Not difficult,Slightly difficult,Slightly difficult,1,1,Slightly difficult,Slightly difficult,Slightly difficult,1,7,Not difficult,Difficult,Slightly difficult,1,3,Not difficult,Slightly difficult,Difficult,0,7,Not difficult,Slightly difficult,Not difficult,2,10,Slightly difficult,Slightly difficult,Not difficult,0,2,Very important,Very important,Very important,Important,Critical,Not important,Slightly important,Slightly important,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,Private placement office, -44,No,-44,-44,-44,-44,No,-44,-44,No,The benefits of training are small than the costs,Yes,Major obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Minor obstacle,No obstacle,Yes,0,100, -44,0,Yes,11,No,80,0,0,0,20,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Did not think it would be approved,7290000,7590000,2353000,3150000,228000,63000,214000,50000,5000,3000,2000,0,0,96000,2054000,150000,3210000,263000,Major obstacle,Moderate obstacle,No obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,Access to finance,Corruption,Telecommunications,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Community based organization, -44,technological and Innovation Support, -44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,Yes,No,-44,-44,Yes,No,Yes,No,-44,-44,Yes,No,Yes,No,-44,-44,Yes,No,Yes,Truthful,Are taken directly from the establishment's records, 78052,52,Trinidad & Tobago,Trinidad & Tobago,Retail,107,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,95,100,0,0,0,Predominantly men,No,Yes,4,Delegates decisions to other partners,6,7,Predominantly men,Male,Male,Male,1983,No,Yes,1991,19,No,-44,-44,No,-44,-44,No,-44,-44,Yes,29,No,No,-44,-44,-44,-44,Yes,1,0,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,0,Yes,No,Yes,0,-44,-44,100,0, -44,0,100,0,0,Individuals,0,25,75,food and beverages,80,National,10,Remained the same,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,40,60,Yes,9,Yes,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,Yes,Yes,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,No obstacle,Minor obstacle,Minor obstacle,-44, -44,Tend to agree,Strongly disagree,Tend to agree,Tend to agree,Yes,No,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,Yes,Yes,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,9,23,7,8,5,3,0,4,3,3,1,1,0,0,0,0,0,0,0,1,1,0,0,0,0,8,110000,8,99000,7,128000,1,45000,2,45000,1,52000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,28350,1,28600,1,32700,1,27675,1,27700,1,29800,8,28800,8,27000,8,33600,0,-77,0,-77,0,-77,5,24075,5,21900,4,26000,Increase/decreased demand for goods, -44,University graduate,Post graduated,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Completed secondary,Important,Important,Critical,Very important,Very important,Important,Slightly important,Important,Important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Very important,Critical,Critical,Important,Important,Very important,Critical,Important,Important,Very important,Slightly important,Important,Important,Not important,Not important,Important,Important,Important,Critical,Critical,Important,Very important,Important,Very important,Important,Very important,Important,Very important,Important,Critical,Important,Critical,Critical,Very important,Very important,Critical,Not important,Slightly important,Important,Slightly important,Important,Important,Slightly important,Not important,Important,Important,Important,Slightly important,Slightly important,Important,Not important,Not important,Slightly important,Important,Slightly important,Very important,Very important,Critical,Very important,Slightly important,Slightly important,Important,Important,Not important,Not important,Slightly difficult,Very difficult,Difficult,1,22,Difficult,Very difficult,Difficult,0,13,Slightly difficult,Slightly difficult,Difficult,0,10,Not difficult,Slightly difficult,Slightly difficult,1,1,Slightly difficult,Not difficult,Slightly difficult,0,10,Slightly difficult,Difficult,Difficult,0,3,Not difficult,Difficult,Slightly difficult,0,2,Not difficult,Not difficult,Difficult,0,6,Not difficult,Not difficult,Not difficult,0,2,Important,Very important,Not important,Not important,Important,Important,Slightly important,Not important,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,Private placement office, -44,No,-44,-44,-44,-44,No,-44,-44,No,The benefits of training are small than the costs,Yes,Major obstacle,Moderate obstacle,Major obstacle,No obstacle,Moderate obstacle,Minor obstacle,Yes,100,0, -44,0,Yes,13,No,25,52,13,0,5,5,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,4,4,Problems with credit history/report,-44,8070000,8070000,3309000,1890000,81000,65000,83000,40000,7000,3000,3000,0,0,1622000,2359000,2421000,2986000,5810000,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Yes,Yes,No,No,No,Inadequately educated workforce,Practices of competitors in the informal sector,Corruption,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Community based organization, -44,Financial magement and tax and customs administration, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 78054,54,Trinidad & Tobago,Trinidad & Tobago,Retail,111,Yes,13,Establishment physically separated from HQ and other establi,Yes,-44,Shareholding company with non-traded shares or shares traded, -44,60,40,60,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Female,Male,Male,2001,No,Yes,2001,12,No,-44,-44,No,-44,-44,No,-44,-44,Yes,21,No,Yes,8,2,2,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,1,Yes,No,Yes,0,-44,-44,100,0, -44,0,100,0,0,Individuals,95,0,5,shoes,100,Local,15,Increased,Remained the same,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,75,25,No,-44,Yes,Yes,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,Yes,No,No,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,No obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Major obstacle,Minor obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,No,No,No,1,No,-44,-44,No,-44,-44,0,No,-44,-44,No,-44,-44,No,-44,-44,10,12,4,4,3,1,0,4,2,1,2,2,0,0,0,0,0,0,0,1,1,0,0,0,2,6,110000,5,99000,4,121000,1,37000,1,37000,1,40000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,4,28350,4,26800,4,30600,0,-77,0,-77,0,-77,3,22950,3,21900,3,26300,Increase demand for higher quality product, -44,University graduate,Completed college/vocational training,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed secondary,Not applicable,Not applicable,Completed secondary,Completed secondary,Important,Slightly important,Very important,Important,Important,Very important,Important,Slightly important,Important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Very important,Very important,Critical,Important,Important,Critical,Very important,Important,Very important,Critical,Not important,Important,Slightly important,Not important,Not important,Slightly important,Important,Very important,Critical,Critical,Important,Very important,Important,Slightly important,Important,Important,Important,Critical,Slightly important,Critical,Important,Critical,Critical,Very important,Critical,Critical,Not important,Not important,Important,Not important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Important,Slightly important,Slightly important,Important,Not important,Slightly important,Slightly important,Important,Very important,Critical,Critical,Critical,Critical,Not important,Slightly important,Slightly important,Important,Slightly important,Slightly important,Slightly difficult,Very difficult,Difficult,0,22,Not difficult,Very difficult,Slightly difficult,1,11,Not difficult,Difficult,Slightly difficult,0,6,Slightly difficult,Slightly difficult,Slightly difficult,1,1,Not difficult,Slightly difficult,Not difficult,1,8,Slightly difficult,Slightly difficult,Difficult,1,7,Not difficult,Slightly difficult,Slightly difficult,1,8,Not difficult,Difficult,Slightly difficult,1,8,Slightly difficult,Slightly difficult,Not difficult,0,1,Important,Very important,Important,Not important,Important,Not important,Not important,Not important,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,Private placement office, -44,No,-44,-44,-44,-44,Yes,5,10,No,The firm cannot afford the optimal level of training,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,8,No,14,68,17,0,1,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Application procedures for loans or line of credit are compl,980000,990000,317000,570000,99000,5000,13000,8000,1000,1000,2000,0,126000,137000,236000,218000,307000,238000,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Very severe obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,Corruption,Customs and Trade Regulations,Tax Rates,Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Already used this type of assistance in the past and wasn't, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 78055,55,Trinidad & Tobago,Trinidad & Tobago,Retail,114,Yes,2,Establishment physically separated from HQ and other establi,Yes,-44,Shareholding company with non-traded shares or shares traded, -44,34,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,1978,No,Yes,1978,35,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,1,1,-44,Yes,3,0,0,-44,Yes,0,2,0,-44,No,-44,-44,-44,-44,Yes,0,Yes,Yes,Yes,25,70,40,75,0, -44,10,20,70,0,Individuals,10,20,70,home furnishings,55,Local,5,Decreased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,70,30,Yes,8,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,Yes,No,No,No,-44,-44,No,-44,-44,No,Yes,No,1,No,-44,-44,No,-44,0,-44,Yes,30,No,No,-44,-44,No,-44,-44,2,70,26,24,17,3,0,10,6,3,5,3,1,1,0,0,0,0,0,1,1,1,2,0,10,29,95000,30,92000,33,111000,1,45000,1,41000,1,50000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,25875,1,25900,1,27900,1,22725,1,23100,1,26200,25,21825,23,21400,21,25900,0,-77,0,-77,0,-77,18,24525,18,24700,18,26700,Increase demand for higher quality product, -44,University graduate,University graduate,University graduate,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Completed secondary,Started but did not complete college/vocational training,Completed secondary,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Completed secondary,Important,Important,Critical,Very important,Important,Important,Slightly important,Important,Important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Critical,Very important,Very important,Slightly important,Important,Critical,Critical,Important,Important,Critical,Not important,Important,Very important,Slightly important,Not important,Important,Important,Slightly important,Critical,Critical,Slightly important,Very important,Important,Important,Important,Important,Important,Very important,Slightly important,Critical,Important,Critical,Critical,Very important,Very important,Critical,Not important,Slightly important,Very important,Not important,Important,Important,Slightly important,Slightly important,Not important,Very important,Important,Important,Slightly important,Important,Slightly important,Slightly important,Not important,Important,Important,Very important,Critical,Critical,Very important,Not important,Slightly important,Very important,Slightly important,Not important,Not important,Not difficult,Difficult,Very difficult,3,13,Slightly difficult,Difficult,Slightly difficult,0,4,Slightly difficult,Slightly difficult,Difficult,0,9,Slightly difficult,Slightly difficult,Slightly difficult,1,2,Slightly difficult,Slightly difficult,Slightly difficult,0,8,Difficult,Difficult,Slightly difficult,1,10,Not difficult,Very difficult,Slightly difficult,3,6,Slightly difficult,Not difficult,Difficult,0,7,Not difficult,Not difficult,Slightly difficult,2,1,Very important,Slightly important,Very important,Not important,Slightly important,Slightly important,Slightly important,Not important,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Public announcement/advertisement, -44,Yes to fire,No,-44,Yes,7,Yes,0,0,No,The firm does not have enough information about training pro,No,-44,-44,-44,-44,-44,-44,Yes,20,80, -44,0,Yes,14,No,20,56,14,0,10,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Size of loan and maturity are insufficiant,61240000,59460000,17838000,6300000,4162000,416000,151000,297000,15000,15000,53000,0,630000,7968000,8443000,11892000,11892000,28779000,Very severe obstacle,Very severe obstacle,Major obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Very severe obstacle,No obstacle,Major obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,"Crime, theft and disorder",Corruption,Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,NGO, -44,technological and Innovation Support, -44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are taken directly from the establishment's records, 78056,56,Trinidad & Tobago,Trinidad & Tobago,Retail,117,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Female,Male,Male,1945,Yes,Yes,1970,17,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,7,3,2,-44,Yes,2,0,0,-44,Yes,4,2,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,50,50,0,0,Individuals,50,50,0,fragrances,35,Local,5,Increased,Increased,More than 5,100,0,10,-44,-44,-44,-44,-44,-44,-44,-44,80,20,Yes,7,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to agree,Strongly agree,No,-44,-44,-44,-44,-44,Yes,0,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,No,Yes,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,5,Yes,1,No,No,-44,-44,6000,Yes,60,No,No,-44,-44,Yes,20,2,3,72,27,25,18,2,2,20,14,2,0,0,0,0,0,0,0,0,0,0,0,0,0,0,8,27,74000,26,75000,23,84000,1,55000,2,52000,1,62000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,28350,1,26300,1,30900,0,-77,0,-77,0,-77,25,28125,27,26300,24,33400,0,-77,0,-77,0,-77,18,23175,19,21100,19,26300,Increase/decreased demand for goods, -44,University graduate,Completed college/vocational training,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed secondary,Not applicable,Not applicable,Completed college/vocational training,Completed secondary,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Important,Slightly important,Critical,Important,Important,Important,Important,Slightly important,Very important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Very important,Very important,Critical,Important,Important,Critical,Critical,Important,Important,Very important,Slightly important,Slightly important,Important,Not important,Not important,Important,Important,Very important,Critical,Critical,Very important,Very important,Important,Very important,Important,Important,Important,Very important,Important,Critical,Important,Critical,Critical,Very important,Very important,Very important,Not important,Slightly important,Very important,Slightly important,Important,Important,Not important,Slightly important,Slightly important,Important,Slightly important,Important,Slightly important,Important,Not important,Not important,Slightly important,Important,Important,Critical,Very important,Critical,Critical,Not important,Slightly important,Slightly important,Very important,Not important,Not important,Not difficult,Very difficult,Slightly difficult,3,21,Not difficult,Very difficult,Slightly difficult,0,11,Slightly difficult,Slightly difficult,Difficult,1,7,Not difficult,Slightly difficult,Not difficult,0,2,Slightly difficult,Slightly difficult,Slightly difficult,0,6,Slightly difficult,Slightly difficult,Slightly difficult,0,10,Not difficult,Slightly difficult,Slightly difficult,3,7,Slightly difficult,Slightly difficult,Not difficult,0,8,Not difficult,Not difficult,Not difficult,2,2,Important,Very important,Very important,Not important,Important,Slightly important,Slightly important,Slightly important,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,Public placement office, -44,No,-44,-44,-44,-44,Yes,3,0,No,The benefits of training are small than the costs,Yes,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Yes,0,100, -44,0,Yes,14,No,50,0,0,0,50,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,2,2,Other objections,-44,8460000,9000000,3780000,4410000,270000,90000,13000,81000,7000,16000,4000,0,0,1915000,1757000,2520000,2880000,5796000,Major obstacle,Major obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Yes,Yes,Yes,Yes,Yes,Practices of competitors in the informal sector,Customs and Trade Regulations,Political environment,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Private independent fund, -44,technological and Innovation Support, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 78057,57,Trinidad & Tobago,Trinidad & Tobago,Retail,118,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,51,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly women,Male,Male,Male,1983,No,Yes,1983,12,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,2,1,-44,No,-44,-44,-44,-44,Yes,3,2,1,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0, -44,10,85,5,15,Individuals,10,90,0,air conditioning,70,Local,20,Increased,Decreased,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,65,35,Yes,14,Yes,Yes,Yes,No,Yes,No,Yes,Competitor, -44,No,No,Yes,No,Yes,No,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,Very Important,Important,Very Important,Critical,Slightly important,Very Important,Very Important,Yes,30,Yes,70,No,-44,No,No,0,-44,No,No,No,No,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,-44, -44,Tend to agree,Tend to disagree,Strongly disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,0,0,Yes,No,Yes,No,No,No,-44,-44,No,-44,-44,No,No,No,19,No,-44,-44,Yes,5,1,-44,No,-44,-44,No,-44,-44,No,-44,-44,12,38,13,13,9,3,1,7,4,3,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,13,93000,12,85000,11,103000,1,37000,1,36000,1,43000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,25200,1,24300,1,27700,1,22050,1,20400,1,25700,13,23400,12,20800,12,27800,0,-77,0,-77,0,-77,9,22050,9,19600,9,24000,New production methods, -44,Post graduated,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed secondary,Completed secondary,Started but did not complete college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Important,Slightly important,Critical,Important,Very important,Very important,Slightly important,Important,Important,Important,Important,Slightly important,Not important,Slightly important,Important,Very important,Very important,Critical,Important,Slightly important,Very important,Critical,Important,Very important,Critical,Not important,Slightly important,Very important,Not important,Not important,Important,Important,Important,Critical,Critical,Important,Important,Slightly important,Very important,Important,Very important,Important,Very important,Important,Critical,Important,Critical,Critical,Very important,Very important,Very important,Slightly important,Slightly important,Important,Slightly important,Important,Important,Slightly important,Slightly important,Important,Important,Important,Important,Slightly important,Important,Not important,Not important,Slightly important,Important,Very important,Critical,Critical,Critical,Critical,Slightly important,Slightly important,Important,Important,Not important,Important,Not difficult,Very difficult,Difficult,2,25,Not difficult,Very difficult,Slightly difficult,1,7,Slightly difficult,Difficult,Slightly difficult,1,6,Slightly difficult,Slightly difficult,Difficult,0,2,Slightly difficult,Not difficult,Not difficult,1,5,Slightly difficult,Slightly difficult,Difficult,0,6,Slightly difficult,Difficult,Slightly difficult,2,6,Not difficult,Slightly difficult,Not difficult,0,2,Not difficult,Not difficult,Not difficult,1,2,Very important,Important,Very important,Important,Very important,Not important,Not important,Not important,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Public placement office, -44,No,-44,-44,-44,-44,Yes,3,5,No,The benefits of training are small than the costs,Yes,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Yes,0,100, -44,0,Yes,7,Yes,95,0,0,0,5,0,0,0,0,0,0,0,0, -44,75,25,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Loan,2010,130000,6,84,Private commercial banks,Yes,Yes,Yes,No,No,No, -44,100,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,20680000,20480000,9216000,2520000,410000,82000,471000,287000,17000,52000,37000,0,1638000,3920000,6226000,5939000,7782000,10809000,Major obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,No,Yes,No,No,No,No,No,Very severe obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,No obstacle,Minor obstacle,Major obstacle,No obstacle,No obstacle,Moderate obstacle,Very severe obstacle,Yes,Yes,No,Yes,No,Practices of competitors in the informal sector,Corruption,Customs and Trade Regulations,Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Local business association, -44,Financial magement and tax and customs administration, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Truthful,Are taken directly from the establishment's records, 78058,58,Trinidad & Tobago,Trinidad & Tobago,Retail,119,Yes,3,Headquarters with production and/or sales at this location,Yes,-44,Limited partnership, -44,50,75,25,0,0,Equally men and women,No,Yes,25,Makes major strategic and fiancial decisions,10,5,Predominantly men,Male,Male,Male,1997,No,Yes,1997,16,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,0,1,1,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0, -44,0,100,0,1,Individuals,0,25,75,cellular phones,95,Local,5,Increased,Decreased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,55,45,Yes,19,Yes,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,-44, -44,Strongly disagree,Tend to disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,-44,15000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,No,0,2000,Yes,Yes,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,10,19,7,6,4,2,0,4,3,2,2,2,0,0,0,0,0,0,0,1,1,0,0,0,2,9,95000,9,93000,8,111000,1,49000,2,48000,1,53000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,28575,1,26200,1,32700,0,-77,0,-77,0,-77,6,28125,6,26600,7,30900,0,-77,0,-77,0,-77,4,23400,4,22300,4,27000,Economic upturn/downturn, -44,University graduate,Post graduated,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Completed secondary,Important,Important,Very important,Important,Very important,Very important,Important,Important,Important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Critical,Very important,Critical,Slightly important,Important,Very important,Critical,Important,Slightly important,Critical,Slightly important,Important,Important,Slightly important,Important,Very important,Important,Important,Critical,Critical,Important,Very important,Very important,Very important,Important,Important,Very important,Critical,Important,Very important,Important,Critical,Very important,Critical,Very important,Critical,Slightly important,Slightly important,Very important,Not important,Very important,Important,Slightly important,Slightly important,Important,Very important,Slightly important,Slightly important,Very important,Very important,Slightly important,Slightly important,Slightly important,Important,Important,Critical,Critical,Very important,Very important,Not important,Slightly important,Important,Very important,Important,Not important,Not difficult,Very difficult,Difficult,1,22,Slightly difficult,Almost impossible,Difficult,1,15,Slightly difficult,Difficult,Difficult,0,6,Not difficult,Not difficult,Slightly difficult,1,2,Slightly difficult,Slightly difficult,Slightly difficult,1,3,Not difficult,Difficult,Slightly difficult,0,4,Not difficult,Slightly difficult,Difficult,1,9,Not difficult,Slightly difficult,Slightly difficult,0,7,Slightly difficult,Not difficult,Not difficult,0,1,Critical,Very important,Very important,Important,Very important,Not important,Slightly important,Not important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,Public placement office, -44,No,-44,-44,-44,-44,No,-44,-44,No,Other,Yes,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,No obstacle,Yes,100,0, -44,0,Yes,8,Yes,25,40,10,0,25,0,0,0,0,0,0,0,0, -44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Line of credit,2009,75000,7,42,"Non-Bank financial institutions (microfinance institutions,",Yes,Yes,No,No,Yes,No, -44,100,Yes,2,2,Problems with credit history/report,-44,30310000,34060000,14986000,1580000,1362000,204000,126000,443000,89000,27000,84000,5109000,0,4292000,5722000,7153000,9537000,20601000,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Very severe obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Tax Rates,Access to finance,Access to land for expansion / relocation,Minor obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Local business association, -44,Human resources Support, -44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 78059,59,Trinidad & Tobago,Trinidad & Tobago,Retail,125,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,60,60,40,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,1959,Yes,Yes,1959,52,No,-44,-44,No,-44,-44,No,-44,-44,Yes,24,No,Yes,3,3,1,-44,No,-44,-44,-44,-44,Yes,2,1,1,-44,No,-44,-44,-44,-44,Yes,0,Yes,Yes,Yes,0,-44,-44,100,0, -44,60,30,10,2,Others,10,30,60,general hardware appliances,100,Local,10,Increased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,75,25,No,-44,No,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,Yes,No,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,No obstacle,Major obstacle,No obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to agree,Tend to agree,Yes,No,-44,-44,-44,-44,Yes,-44,80000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,45000,6000,Yes,Yes,No,No,No,No,-44,-44,No,-44,-44,No,No,No,1,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,3,65,26,22,16,1,0,8,5,1,10,5,3,2,0,0,1,0,0,1,1,1,2,0,8,31,79000,30,80000,31,91000,1,49000,2,44000,1,55000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,25,20250,24,20400,23,24100,0,-77,0,-77,0,-77,18,23400,19,22100,19,26300,-44, -44,University graduate,Completed college/vocational training,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Completed college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Important,Important,Critical,Important,Important,Important,Important,Important,Very important,Important,Important,Important,Slightly important,Slightly important,Slightly important,Very important,Very important,Very important,Important,Very important,Critical,Critical,Slightly important,Important,Critical,Slightly important,Slightly important,Important,Slightly important,Slightly important,Very important,Important,Important,Critical,Very important,Very important,Important,Very important,Important,Important,Important,Important,Very important,Important,Critical,Very important,Critical,Critical,Very important,Very important,Critical,Not important,Not important,Important,Slightly important,Important,Important,Not important,Not important,Slightly important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Not important,Not important,Slightly important,Important,Very important,Very important,Critical,Very important,Very important,Not important,Slightly important,Slightly important,Important,Not important,Slightly important,Not difficult,Very difficult,Difficult,4,11,Not difficult,Difficult,Difficult,0,8,Slightly difficult,Very difficult,Slightly difficult,0,4,Slightly difficult,Slightly difficult,Slightly difficult,0,3,Slightly difficult,Slightly difficult,Slightly difficult,1,3,Slightly difficult,Slightly difficult,Slightly difficult,0,6,Slightly difficult,Slightly difficult,Slightly difficult,3,10,Not difficult,Slightly difficult,Difficult,0,10,Not difficult,Slightly difficult,Not difficult,2,1,Very important,Important,Very important,Important,Very important,Slightly important,Not important,Not important,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Private placement office, -44,No,-44,-44,-44,-44,Yes,4,5,Yes,-44,Yes,Major obstacle,Moderate obstacle,Minor obstacle,No obstacle,Very severe obstacle,No obstacle,Yes,100,0, -44,0,Yes,14,No,20,16,4,20,20,0,0,0,0,0,0,20,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Did not think it would be approved,8460000,8910000,2851000,1260000,624000,9000,189000,80000,6000,7000,13000,0,0,1835000,1328000,2584000,1871000,4419000,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Major obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Corruption,Customs and Trade Regulations,Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Government based organization, -44,Marketing and Operations support, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,Truthful,Are taken directly from the establishment's records, 78060,60,Trinidad & Tobago,Trinidad & Tobago,Retail,127,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Male,Female,Male,1985,No,Yes,1986,32,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,0,1,1,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,15,70,40,85,0, -44,70,10,20,0,Medium private firms (20-100 employees),20,10,70,domestic appliances,70,National,25,Increased,Decreased,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,70,30,Yes,14,No,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,Yes,No,No,No,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,No obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,Yes,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,5,Yes,1,No,Yes,0,1,-44,No,-44,-44,No,-44,-44,No,-44,-44,25,31,10,10,7,4,0,3,2,2,4,3,1,0,0,0,0,0,0,1,1,1,0,0,4,13,71000,13,70000,12,82000,1,43000,1,41000,1,48000,1,64000,1,59000,1,69000,1,27675,1,25000,1,32000,1,24075,1,23200,1,28600,0,-77,0,-77,0,-77,11,23850,12,22500,13,25700,0,-77,0,-77,0,-77,7,24525,8,23200,8,26400,Economic upturn/downturn, -44,University graduate,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed secondary,Started but did not complete college/vocational training,Completed college/vocational training,Completed secondary,Not applicable,Not applicable,Completed college/vocational training,Completed secondary,Not applicable,Not applicable,Completed secondary,Completed secondary,Important,Important,Critical,Important,Important,Important,Slightly important,Slightly important,Important,Very important,Slightly important,Slightly important,Important,Slightly important,Important,Critical,Very important,Very important,Important,Very important,Very important,Critical,Important,Important,Critical,Slightly important,Important,Important,Important,Not important,Important,Slightly important,Slightly important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Important,Important,Very important,Important,Critical,Important,Very important,Critical,Critical,Very important,Critical,Slightly important,Not important,Important,Slightly important,Very important,Important,Slightly important,Not important,Not important,Very important,Important,Important,Very important,Important,Not important,Not important,Slightly important,Important,Important,Critical,Very important,Critical,Critical,Important,Important,Very important,Very important,Not important,Slightly important,Difficult,Difficult,Difficult,2,24,Not difficult,Very difficult,Slightly difficult,0,15,Not difficult,Difficult,Slightly difficult,1,2,Not difficult,Slightly difficult,Slightly difficult,1,1,Slightly difficult,Not difficult,Difficult,0,3,Not difficult,Difficult,Slightly difficult,0,4,Not difficult,Difficult,Slightly difficult,2,5,Not difficult,Slightly difficult,Not difficult,0,7,Slightly difficult,Not difficult,Not difficult,1,2,Very important,Very important,Very important,Not important,Critical,Not important,Slightly important,Slightly important,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,Major obstacle,Moderate obstacle,Major obstacle,No obstacle,Moderate obstacle,No obstacle,No obstacle,Private placement office, -44,No,-44,-44,-44,-44,Yes,1,10,Yes,-44,No,-44,-44,-44,-44,-44,-44,Yes,100,0, -44,0,Yes,9,No,70,16,4,0,10,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Size of loan and maturity are insufficiant,9220000,8950000,3580000,1760000,895000,54000,189000,45000,6000,5000,6000,0,0,1437000,1654000,1969000,2506000,4135000,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,No,Yes,No,No,Yes,Yes,No,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,Cost of finance,Access to finance,"Crime, theft and disorder",Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Community based organization, -44,technological and Innovation Support, -44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Truthful,Are estimates computed with some precision, 78061,61,Trinidad & Tobago,Trinidad & Tobago,Retail,128,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All women,Yes,Not applicable,100,Makes decisions in consultation with other partners,28,6,Predominantly men,Male,Male,Male,1986,No,Yes,1986,42,Yes,34,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,0,5,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,0,Yes,Yes,Yes,0,-44,-44,100,0, -44,60,30,10,15,Medium private firms (20-100 employees),10,0,90,general appliances,75,Local,10,Increased,Decreased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,35,65,No,-44,No,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,Yes,No,No,No,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Minor obstacle,-44, -44,Strongly disagree,Tend to agree,Strongly disagree,Strongly agree,Yes,No,-44,-44,-44,-44,Yes,1,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,Outside working hours,Baseball bat,Goods or stock,750,A fellow employee,No,No,Tried to/was unable to contact the police,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,During working hours,Firearm/gun,Money,1000,Gang related,No,No,No loss or damage,Yes,2,Outside working hours,Other,Other company property,400,Gang related,No,No,Loss was small,Yes,3,During working hours,Other,Other company property,40000,Group of criminals,Yes,Yes,-44,Yes,1,Outside working hours,Knife,Money,-66,A fellow employee,No,No,Police could not have done anything,Yes,Yes,0,0,Yes,No,No,No,Yes,Yes,No,No,No,-44,-44,Yes,Yes,Yes,6,No,-44,-44,No,-44,0,-44,No,-44,-44,Yes,45,No,No,-44,-44,2,20,5,7,5,3,0,3,2,2,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,5,64000,5,58000,4,76000,1,45000,2,43000,1,51000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,27000,1,26300,1,30000,1,24975,1,24700,1,27700,7,24525,7,23000,7,29100,0,-77,0,-77,0,-77,5,24525,5,23000,5,28900,Increase/decreased demand for goods, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Completed secondary,Started but did not complete college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Important,Not important,Very important,Very important,Important,Important,Important,Important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Critical,Very important,Very important,Important,Important,Very important,Critical,Important,Important,Very important,Slightly important,Important,Slightly important,Not important,Not important,Important,Important,Very important,Critical,Very important,Important,Very important,Important,Slightly important,Important,Important,Important,Very important,Important,Critical,Important,Critical,Critical,Very important,Very important,Critical,Slightly important,Not important,Slightly important,Slightly important,Very important,Very important,Not important,Slightly important,Slightly important,Important,Important,Slightly important,Important,Important,Not important,Slightly important,Not important,Important,Slightly important,Very important,Very important,Critical,Critical,Not important,Not important,Very important,Important,Slightly important,Important,Not difficult,Very difficult,Difficult,0,15,Not difficult,Difficult,Difficult,1,6,Not difficult,Very difficult,Slightly difficult,0,6,Slightly difficult,Difficult,Not difficult,0,1,Slightly difficult,Not difficult,Not difficult,0,2,Slightly difficult,Very difficult,Difficult,1,2,Not difficult,Difficult,Difficult,0,2,Not difficult,Slightly difficult,Difficult,1,3,Not difficult,Not difficult,Not difficult,0,2,Important,Important,Important,Important,Critical,Not important,Slightly important,Slightly important,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,No obstacle,Minor obstacle,Major obstacle,No obstacle,No obstacle,Public placement office, -44,Yes to hire,Yes,3,No,-44,Yes,2,10,Yes,-44,No,-44,-44,-44,-44,-44,-44,Yes,100,0, -44,0,Yes,13,No,25,20,5,25,25,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,3,3,Collateral or cosigners unacceptable,-44,2140000,2080000,853000,630000,208000,15000,189000,19000,1000,1000,3000,0,0,338000,541000,520000,832000,1498000,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,Moderate obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,Customs and Trade Regulations,Business Licensing and Permits,Transportation,Moderate obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Local business association, -44,technological and Innovation Support, -44,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 78062,62,Trinidad & Tobago,Trinidad & Tobago,Retail,129,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,22,100,0,0,0,Predominantly men,No,No,5,Delegates decisions to other partners,14,21,Equally men and women,Female,Male,Male,1900,No,Yes,1901,26,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,0,2,1,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,No,No,0,-44,-44,100,0, -44,0,50,50,0,Individuals,0,50,50,jewellery,100,National,5,Increased,Remained the same,More than 5,100,0,25,-44,-44,-44,-44,-44,-44,-44,-44,55,45,No,-44,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,-44, -44,Strongly disagree,Tend to disagree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,0,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,9,89,33,31,22,3,0,0,0,0,4,3,1,0,0,0,0,0,0,1,1,1,0,0,14,36,64000,36,61000,34,76000,1,39000,2,36000,1,45000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,28575,1,28800,1,31400,1,28800,1,29100,1,33300,32,24975,34,22700,34,28000,0,-77,0,-77,0,-77,22,22950,21,21700,19,26000,Economic upturn/downturn, -44,University graduate,Post graduated,University graduate,Post graduated,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed secondary,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed secondary,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Slightly important,Not important,Very important,Important,Important,Important,Important,Important,Important,Important,Important,Slightly important,Not important,Important,Slightly important,Critical,Critical,Very important,Very important,Slightly important,Very important,Critical,Slightly important,Important,Very important,Not important,Important,Important,Not important,Not important,Slightly important,Important,Critical,Very important,Critical,Important,Very important,Important,Critical,Important,Slightly important,Important,Critical,Important,Very important,Important,Very important,Critical,Very important,Very important,Critical,Slightly important,Not important,Very important,Not important,Very important,Important,Slightly important,Slightly important,Not important,Very important,Important,Slightly important,Slightly important,Slightly important,Not important,Slightly important,Slightly important,Very important,Very important,Critical,Critical,Very important,Very important,Slightly important,Slightly important,Important,Very important,Not important,Not important,Not difficult,Very difficult,Slightly difficult,4,20,Not difficult,Very difficult,Difficult,0,15,Slightly difficult,Difficult,Difficult,1,2,Slightly difficult,Slightly difficult,Slightly difficult,0,2,Not difficult,Slightly difficult,Slightly difficult,0,4,Slightly difficult,Difficult,Slightly difficult,1,5,Not difficult,Difficult,Slightly difficult,4,2,Not difficult,Not difficult,Slightly difficult,1,4,Not difficult,Not difficult,Not difficult,3,1,Very important,Very important,Important,Important,Important,Slightly important,Not important,Slightly important,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,Through family/friends, -44,No,-44,-44,-44,-44,No,-44,-44,No,The benefits of training are small than the costs,Yes,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,No,100,0, -44,0,Yes,11,No,70,0,0,0,30,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,2,2,Insufficient profitability,-44,2700000,2940000,941000,3200000,88000,24000,91000,21000,3000,1000,1000,0,0,481000,400000,764000,588000,963000,No obstacle,No obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,Minor obstacle,Major obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,No,Yes,No,No,No,Practices of competitors in the informal sector,"Crime, theft and disorder",Customs and Trade Regulations,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,Yes,Yes,No,-44,-44,Truthful,Are taken directly from the establishment's records, 78063,63,Trinidad & Tobago,Trinidad & Tobago,Retail,130,Yes,2,Headquarters with production and/or sales at this location,Yes,-44,Shareholding company with non-traded shares or shares traded, -44,75,100,0,0,0,Predominantly women,Yes,No,75,Makes major strategic and fiancial decisions,14,6,Predominantly men,Male,Male,Male,1984,Yes,Yes,1995,22,No,-44,-44,No,-44,-44,No,-44,-44,Yes,21,No,No,-44,-44,-44,-44,Yes,3,0,0,-44,Yes,4,1,0,-44,No,-44,-44,-44,-44,Yes,0,Yes,No,Yes,0,-44,-44,100,0, -44,0,50,50,0,Individuals,0,50,50,clothing,85,National,15,Increased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,55,45,Yes,3,Yes,Yes,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,Yes,No,No,No,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,-44,10000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,No,5,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,5,24,7,8,6,3,0,4,2,3,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3,7,72000,6,66000,5,84000,1,41000,2,39000,1,47000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,29025,1,27200,1,33200,1,23625,1,22600,1,27500,8,24750,7,24500,7,27200,0,-77,0,-77,0,-77,6,23625,7,21700,6,26500,-44, -44,University graduate,Post graduated,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed secondary,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Completed secondary,Very important,Important,Critical,Very important,Important,Very important,Very important,Important,Important,Important,Slightly important,Important,Slightly important,Slightly important,Important,Critical,Critical,Critical,Important,Important,Very important,Critical,Slightly important,Important,Very important,Slightly important,Important,Important,Not important,Not important,Critical,Important,Critical,Very important,Critical,Important,Very important,Slightly important,Very important,Important,Important,Very important,Very important,Slightly important,Critical,Important,Critical,Critical,Very important,Very important,Critical,Slightly important,Not important,Important,Not important,Important,Important,Not important,Slightly important,Important,Very important,Slightly important,Slightly important,Important,Very important,Slightly important,Slightly important,Slightly important,Important,Very important,Critical,Critical,Very important,Very important,Not important,Slightly important,Very important,Important,Slightly important,Slightly important,Not difficult,Difficult,Slightly difficult,1,9,Slightly difficult,Very difficult,Difficult,1,4,Not difficult,Slightly difficult,Slightly difficult,0,9,Slightly difficult,Not difficult,Difficult,0,2,Not difficult,Not difficult,Slightly difficult,0,8,Slightly difficult,Difficult,Slightly difficult,0,3,Slightly difficult,Difficult,Slightly difficult,0,10,Slightly difficult,Difficult,Slightly difficult,0,2,Not difficult,Slightly difficult,Not difficult,0,1,Very important,Very important,Very important,Important,Important,Slightly important,Slightly important,Slightly important,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,Public placement office, -44,No,-44,-44,-44,-44,Yes,5,15,No,The firm cannot afford the optimal level of training,No,-44,-44,-44,-44,-44,-44,No,100,0, -44,0,Yes,13,No,70,8,2,0,20,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,Yes,Line of credit,2012,10000,13,48,Other,Yes,Yes,No,No,Yes,No, -44,150,Yes,3,2,Problems with credit history/report,-44,3500000,3850000,1155000,1450000,39000,19000,50000,19000,2000,3000,4000,0,0,551000,713000,847000,963000,1872000,Minor obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Major obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Major obstacle,No obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,"Crime, theft and disorder",Customs and Trade Regulations,Labor Regulations,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Community based organization, -44,"General management, Business development and Strategies supp", -44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Truthful,Are taken directly from the establishment's records, 78064,64,Trinidad & Tobago,Trinidad & Tobago,Retail,132,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,70,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Male,1952,Yes,Yes,1952,22,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,1,0,-44,No,-44,-44,-44,-44,Yes,2,1,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,20,80,0,0,Individuals,20,0,80,casual wear,100,National,5,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,70,30,Yes,4,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,No obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,No obstacle,Moderate obstacle,Major obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,-44,25000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,5,No,-44,-44,Yes,0,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,10,56,20,19,14,3,1,8,5,3,0,0,0,0,0,0,0,0,0,0,0,0,0,0,8,20,98000,18,88000,17,110000,1,39000,2,37000,1,43000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,22950,1,23400,1,24700,1,26325,1,25600,1,29800,19,20925,18,20400,18,22800,0,-77,0,-77,0,-77,14,24300,15,22500,14,28100,Increase/decreased demand for goods, -44,Post graduated,Completed college/vocational training,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed secondary,Completed secondary,Very important,Slightly important,Critical,Important,Important,Very important,Important,Important,Very important,Slightly important,Slightly important,Important,Slightly important,Slightly important,Important,Very important,Very important,Very important,Important,Important,Very important,Critical,Important,Very important,Critical,Not important,Important,Slightly important,Important,Not important,Critical,Important,Critical,Critical,Critical,Slightly important,Very important,Important,Important,Very important,Very important,Important,Very important,Important,Very important,Important,Critical,Critical,Very important,Very important,Critical,Not important,Not important,Very important,Not important,Very important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Important,Important,Slightly important,Important,Not important,Slightly important,Slightly important,Very important,Very important,Critical,Critical,Critical,Critical,Slightly important,Slightly important,Important,Important,Slightly important,Slightly important,Slightly difficult,Almost impossible,Difficult,2,11,Not difficult,Very difficult,Slightly difficult,0,14,Slightly difficult,Difficult,Slightly difficult,0,10,Slightly difficult,Not difficult,Slightly difficult,0,2,Slightly difficult,Slightly difficult,Slightly difficult,0,3,Slightly difficult,Difficult,Difficult,0,2,Slightly difficult,Slightly difficult,Slightly difficult,2,3,Not difficult,Not difficult,Not difficult,1,8,Not difficult,Not difficult,Not difficult,2,2,Very important,Very important,Important,Not important,Very important,Not important,Slightly important,Slightly important,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Major obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,Private placement office, -44,No,-44,-44,-44,-44,No,-44,-44,No,Other,Yes,Major obstacle,Major obstacle,Minor obstacle,No obstacle,Major obstacle,No obstacle,Yes,20,80, -44,0,Yes,13,No,20,52,13,0,15,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,2,2,Collateral or cosigners unacceptable,-44,2300000,2400000,1056000,1510000,72000,12000,32000,36000,6000,4000,6000,0,0,494000,444000,696000,672000,1643000,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,Corruption,Customs and Trade Regulations,Inadequately educated workforce,Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,International organization, -44,technological and Innovation Support, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 78065,65,Trinidad & Tobago,Trinidad & Tobago,Retail,133,Yes,2,Headquarters with no production/no sales at this location,Yes,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly women,Female,Male,Male,1995,No,Yes,1995,18,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,1,Yes,No,Yes,0,-44,-44,100,0, -44,0,80,20,0,Individuals,0,80,20,clothing,100,National,5,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,45,55,Yes,9,Yes,Yes,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,Yes,No,No,Very severe obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,No obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to disagree,Tend to disagree,Yes,No,-44,-44,-44,-44,Yes,-44,25000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,No,No,No,5,No,-44,-44,No,-44,-44,0,Yes,20,No,No,-44,-44,No,-44,-44,2,10,4,3,2,1,0,3,2,1,2,2,0,0,0,0,0,0,0,1,1,0,0,0,1,6,110000,5,103000,5,131000,1,53000,1,50000,1,62000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,3,24975,3,24700,3,28000,0,-77,0,-77,0,-77,2,23175,2,21900,2,25200,Increase/decreased demand for goods, -44,Post graduated,Completed college/vocational training,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Important,Important,Critical,Very important,Important,Important,Important,Important,Important,Important,Important,Slightly important,Slightly important,Important,Very important,Critical,Critical,Critical,Very important,Slightly important,Very important,Critical,Important,Very important,Critical,Slightly important,Slightly important,Important,Not important,Slightly important,Slightly important,Important,Very important,Critical,Critical,Important,Very important,Important,Very important,Important,Important,Important,Very important,Important,Critical,Slightly important,Critical,Critical,Very important,Very important,Critical,Slightly important,Not important,Important,Not important,Very important,Important,Not important,Not important,Important,Very important,Important,Slightly important,Slightly important,Slightly important,Not important,Slightly important,Slightly important,Important,Important,Very important,Very important,Critical,Very important,Not important,Slightly important,Important,Important,Not important,Not important,Slightly difficult,Very difficult,Difficult,1,15,Not difficult,Difficult,Difficult,0,4,Not difficult,Difficult,Slightly difficult,1,5,Slightly difficult,Slightly difficult,Not difficult,0,3,Slightly difficult,Not difficult,Slightly difficult,1,3,Not difficult,Difficult,Slightly difficult,1,2,Not difficult,Difficult,Slightly difficult,1,6,Not difficult,Slightly difficult,Slightly difficult,1,7,Slightly difficult,Slightly difficult,Not difficult,0,1,Very important,Very important,Very important,Important,Very important,Not important,Slightly important,Slightly important,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Through family/friends, -44,No,-44,-44,-44,-44,No,-44,-44,No,The benefits of training are small than the costs,No,-44,-44,-44,-44,-44,-44,Yes,100,0, -44,0,Yes,15,No,50,0,0,10,40,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Interest rates are not favorable,2110000,2270000,772000,450000,91000,2000,25000,34000,6000,2000,3000,0,0,484000,604000,613000,795000,1324000,No obstacle,Minor obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,Major obstacle,No obstacle,Minor obstacle,Very severe obstacle,Yes,Yes,Yes,Yes,No,Inadequately educated workforce,Practices of competitors in the informal sector,"Crime, theft and disorder",Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Community based organization, -44,Marketing and Operations support, -44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 78066,66,Trinidad & Tobago,Trinidad & Tobago,Retail,134,Yes,2,Headquarters with production and/or sales at this location,Yes,-44,Limited partnership, -44,98,100,0,0,0,Predominantly men,Yes,Yes,2,Makes decisions in consultation with other partners,13,2,Equally men and women,Male,Male,Male,1997,Yes,Yes,1997,20,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,0,1,1,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0, -44,85,0,15,15,Individuals,100,0,0,home furnishings,60,Local,5,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,60,40,No,-44,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,No obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to agree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,8,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,0,0,Yes,No,Yes,No,No,No,-44,-44,No,-44,-44,No,Yes,No,15,Yes,3,No,No,-44,-44,0,No,-44,-44,Yes,40,No,No,-44,-44,45,47,19,16,11,1,1,14,9,1,6,3,2,1,0,0,1,1,0,1,1,1,2,0,0,22,110000,23,110000,24,127000,1,40000,2,38000,1,44000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,18,27450,17,25000,16,32000,0,-77,0,-77,0,-77,12,23850,13,22500,12,26000,Economic upturn/downturn, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Completed primary school,Important,Slightly important,Very important,Important,Very important,Important,Important,Important,Important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Critical,Critical,Critical,Important,Important,Very important,Critical,Important,Important,Critical,Slightly important,Slightly important,Important,Not important,Slightly important,Important,Important,Critical,Critical,Very important,Important,Very important,Very important,Important,Very important,Important,Very important,Very important,Slightly important,Critical,Important,Very important,Critical,Very important,Very important,Very important,Slightly important,Not important,Very important,Not important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Slightly important,Important,Slightly important,Very important,Slightly important,Slightly important,Not important,Important,Important,Critical,Very important,Very important,Very important,Not important,Not important,Important,Very important,Slightly important,Not important,Not difficult,Very difficult,Difficult,3,25,Not difficult,Very difficult,Slightly difficult,0,8,Slightly difficult,Difficult,Slightly difficult,0,6,Slightly difficult,Not difficult,Slightly difficult,0,3,Slightly difficult,Difficult,Slightly difficult,0,9,Not difficult,Difficult,Difficult,0,2,Difficult,Difficult,Slightly difficult,2,5,Not difficult,Not difficult,Not difficult,0,7,Not difficult,Slightly difficult,Not difficult,2,1,Very important,Important,Very important,Not important,Important,Slightly important,Not important,Slightly important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,Public announcement/advertisement, -44,No,-44,-44,-44,-44,Yes,5,0,No,The benefits of training are small than the costs,Yes,Major obstacle,Moderate obstacle,No obstacle,Minor obstacle,Major obstacle,No obstacle,Yes,75,25, -44,0,Yes,12,No,34,32,8,0,26,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Other,39650000,43570000,19607000,2270000,2179000,174000,227000,305000,24000,15000,52000,12600000,504000,8365000,9176000,13071000,11764000,27711000,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Yes,No,No,No,No,"Crime, theft and disorder",Practices of competitors in the informal sector,Customs and Trade Regulations,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Government based organization, -44,technological and Innovation Support, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 78067,67,Trinidad & Tobago,Trinidad & Tobago,Services of motor vehicles,137,Yes,3,Headquarters with production and/or sales at this location,Yes,-44,Limited partnership, -44,30,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Male,Male,Female,1999,No,Yes,1999,29,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,1,0,-44,No,-44,-44,-44,-44,Yes,3,2,0,-44,No,-44,-44,-44,-44,Yes,1,Yes,Yes,Yes,0,-44,-44,100,0, -44,0,95,5,5,Your parent company or affiliated establishments,0,50,50,auto repair,70,Local,10,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,35,65,No,-44,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,Yes,No,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,-44, -44,Strongly disagree,Tend to agree,Tend to disagree,Tend to disagree,Yes,No,-44,-44,-44,-44,Yes,-44,21000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,0,1000,Yes,No,No,Yes,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,No,-44,-44,No,-44,-44,2000,No,-44,-44,No,-44,-44,No,-44,-44,2,8,3,2,2,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,1,3,95000,2,89000,2,112000,1,42000,1,39000,1,49000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,22050,2,19600,2,24300,0,-77,0,-77,0,-77,2,23175,2,22100,2,27000,Increase/decreased demand for goods, -44,University graduate,Post graduated,University graduate,Post graduated,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Important,Slightly important,Critical,Important,Important,Important,Slightly important,Very important,Very important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Very important,Very important,Very important,Important,Important,Critical,Very important,Slightly important,Important,Critical,Slightly important,Slightly important,Important,Not important,Not important,Slightly important,Slightly important,Important,Critical,Critical,Important,Very important,Very important,Very important,Slightly important,Important,Slightly important,Very important,Important,Critical,Very important,Critical,Very important,Very important,Critical,Critical,Slightly important,Not important,Very important,Not important,Very important,Important,Not important,Important,Slightly important,Important,Important,Important,Slightly important,Important,Not important,Not important,Slightly important,Very important,Important,Critical,Very important,Critical,Very important,Not important,Slightly important,Important,Very important,Slightly important,Not important,Not difficult,Difficult,Slightly difficult,0,20,Slightly difficult,Difficult,Difficult,1,13,Slightly difficult,Difficult,Difficult,0,3,Slightly difficult,Slightly difficult,Slightly difficult,1,1,Slightly difficult,Difficult,Slightly difficult,1,8,Difficult,Difficult,Slightly difficult,0,8,Not difficult,Difficult,Slightly difficult,0,9,Not difficult,Difficult,Not difficult,1,3,Not difficult,Not difficult,Not difficult,1,2,Very important,Very important,Very important,Important,Very important,Slightly important,Slightly important,Slightly important,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,No obstacle,Minor obstacle,Through family/friends, -44,No,-44,-44,-44,-44,No,-44,-44,No,Other,No,-44,-44,-44,-44,-44,-44,Yes,100,0, -44,0,No,-44,No,60,0,0,0,40,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Collateral requirements for loans or line of credit are unat,8250000,8780000,3424000,8780000,176000,18000,263000,88000,18000,8000,6000,0,0,1690000,1960000,2195000,2546000,4083000,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Access to finance,"Crime, theft and disorder",Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Too expensive, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are taken directly from the establishment's records, 78068,68,Trinidad & Tobago,Trinidad & Tobago,Retail,138,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Male,1954,No,Yes,1954,27,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,1,1,-44,No,-44,-44,-44,-44,Yes,3,1,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,0,100,0,0,Individuals,25,25,50,small appliances,100,National,15,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,40,60,Yes,16,Yes,Yes,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,Yes,No,Minor obstacle,Major obstacle,Major obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,-44, -44,Tend to disagree,Strongly disagree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,No,No,No,No,-44,-44,No,-44,-44,No,No,No,0,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,1,16,5,5,4,2,0,4,3,2,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,5,88000,5,85000,4,101000,1,41000,1,36000,1,45000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,28575,1,28600,1,33300,0,-77,0,-77,0,-77,5,28575,5,28800,5,31100,0,-77,0,-77,0,-77,4,23175,4,21900,4,26300,-44, -44,University graduate,University graduate,University graduate,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed secondary,Completed primary school,Important,Slightly important,Very important,Very important,Very important,Important,Important,Important,Very important,Important,Important,Important,Slightly important,Slightly important,Important,Very important,Critical,Very important,Important,Important,Critical,Very important,Slightly important,Important,Very important,Important,Important,Slightly important,Slightly important,Not important,Very important,Slightly important,Important,Very important,Critical,Important,Very important,Important,Very important,Important,Slightly important,Slightly important,Critical,Not important,Critical,Important,Very important,Critical,Very important,Very important,Critical,Slightly important,Not important,Important,Not important,Very important,Important,Not important,Important,Slightly important,Very important,Very important,Slightly important,Slightly important,Important,Not important,Not important,Not important,Important,Important,Critical,Critical,Very important,Very important,Slightly important,Slightly important,Important,Important,Slightly important,Slightly important,Not difficult,Difficult,Slightly difficult,0,14,Slightly difficult,Difficult,Difficult,1,5,Slightly difficult,Difficult,Slightly difficult,1,10,Not difficult,Slightly difficult,Slightly difficult,0,1,Slightly difficult,Slightly difficult,Difficult,1,10,Slightly difficult,Difficult,Difficult,0,9,Not difficult,Difficult,Very difficult,1,7,Slightly difficult,Difficult,Slightly difficult,0,5,Not difficult,Slightly difficult,Not difficult,1,1,Very important,Very important,Important,Not important,Very important,Not important,Slightly important,Not important,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,No obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,Minor obstacle,Private placement office, -44,No,-44,-44,-44,-44,Yes,2,10,Yes,-44,No,-44,-44,-44,-44,-44,-44,Yes,50,50, -44,0,No,-44,No,25,20,5,0,50,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,4,4,Collateral or cosigners unacceptable,-44,4830000,5250000,2363000,500000,210000,26000,63000,74000,4000,12000,4000,0,0,794000,820000,1260000,1155000,2142000,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Access to finance,"Crime, theft and disorder",Corruption,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Community based organization, -44,Human resources Support, -44,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Truthful,Are taken directly from the establishment's records, 78069,69,Trinidad & Tobago,Trinidad & Tobago,Retail,139,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,50,50,50,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,1974,No,Yes,1974,39,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,8,3,1,-44,No,-44,-44,-44,-44,Yes,2,1,0,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0, -44,0,95,5,10,Individuals,95,0,5,ladies clothing,45,Local,5,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,35,65,Yes,9,Yes,Yes,Yes,No,Yes,No,Yes,University, -44,No,No,Yes,Yes,Yes,Yes,Yes,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,Slightly important,Very Important,Very Important,Important,Important,Important,Very Important,Yes,75,Yes,25,No,-44,No,No,100000,-44,No,No,No,No,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Major obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,Yes,Yes,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,Yes,2,No,No,-44,0,-44,No,-44,-44,Yes,30,No,No,-44,-44,2,93,36,32,23,2,0,32,23,2,5,3,1,1,0,0,1,1,0,1,1,1,2,0,12,39,100000,35,95000,32,113000,1,50000,1,45000,1,59000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,27900,1,24900,1,32200,0,-77,0,-77,0,-77,33,26100,33,24400,33,30100,0,-77,0,-77,0,-77,24,23400,25,20800,24,26300,New production methods, -44,Post graduated,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Completed secondary,Important,Slightly important,Critical,Important,Important,Important,Important,Slightly important,Very important,Very important,Important,Slightly important,Important,Important,Very important,Critical,Very important,Critical,Slightly important,Important,Critical,Critical,Very important,Slightly important,Critical,Slightly important,Slightly important,Important,Not important,Not important,Important,Important,Very important,Very important,Critical,Very important,Very important,Very important,Very important,Important,Important,Very important,Critical,Important,Critical,Slightly important,Critical,Critical,Very important,Critical,Critical,Slightly important,Slightly important,Important,Not important,Slightly important,Important,Slightly important,Important,Slightly important,Important,Important,Important,Slightly important,Important,Not important,Not important,Not important,Very important,Important,Critical,Critical,Very important,Critical,Not important,Slightly important,Very important,Very important,Important,Slightly important,Slightly difficult,Very difficult,Slightly difficult,4,14,Difficult,Very difficult,Slightly difficult,1,15,Not difficult,Slightly difficult,Slightly difficult,0,10,Not difficult,Slightly difficult,Slightly difficult,0,2,Slightly difficult,Not difficult,Difficult,0,2,Slightly difficult,Difficult,Slightly difficult,0,2,Not difficult,Slightly difficult,Slightly difficult,4,5,Not difficult,Not difficult,Difficult,0,8,Not difficult,Not difficult,Slightly difficult,3,1,Very important,Very important,Not important,Important,Important,Not important,Slightly important,Not important,No obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,Private placement office, -44,No,-44,-44,-44,-44,Yes,1,5,No,Other,Yes,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Very severe obstacle,Minor obstacle,Yes,10,90, -44,0,Yes,15,No,85,8,2,0,5,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,3,3,Insufficient profitability,-44,45530000,50030000,16510000,4160000,5003000,250000,129000,600000,120000,72000,78000,0,353000,9496000,12968000,13008000,18011000,26406000,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Major obstacle,No obstacle,No obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,"Crime, theft and disorder",Labor Regulations,Inadequately educated workforce,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Community based organization, -44,technological and Innovation Support, -44,Yes,No,No,No,-44,-44,Yes,No,No,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 78070,70,Trinidad & Tobago,Trinidad & Tobago,Retail,141,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Male,1976,No,Yes,1989,26,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,3,1,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,15,5,80,0,Individuals,50,0,50,equipments,70,National,5,Increased,Remained the same,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,70,30,No,-44,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Major obstacle,Minor obstacle,Minor obstacle,Major obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to agree,Tend to disagree,Strongly disagree,Yes,Yes,No,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,No,No,No,0,Yes,1,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,1,26,8,9,6,3,0,4,3,2,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3,8,92000,7,92000,6,109000,1,37000,2,38000,1,44000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,22500,1,20500,1,24800,1,24750,1,24500,1,27500,9,24300,10,21900,9,26700,0,-77,0,-77,0,-77,6,23850,6,22500,6,26000,Increase/decreased demand for goods, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed secondary,Not applicable,Not applicable,Completed secondary,Completed primary school,Important,Important,Critical,Very important,Very important,Very important,Important,Important,Very important,Very important,Important,Slightly important,Slightly important,Not important,Slightly important,Critical,Very important,Critical,Important,Very important,Very important,Critical,Important,Very important,Very important,Not important,Slightly important,Important,Not important,Slightly important,Slightly important,Slightly important,Critical,Critical,Critical,Slightly important,Very important,Important,Very important,Important,Slightly important,Very important,Critical,Slightly important,Critical,Slightly important,Critical,Very important,Very important,Critical,Critical,Slightly important,Slightly important,Important,Not important,Very important,Important,Slightly important,Important,Important,Slightly important,Important,Slightly important,Slightly important,Important,Not important,Slightly important,Slightly important,Important,Important,Critical,Critical,Critical,Very important,Not important,Slightly important,Very important,Slightly important,Not important,Not important,Not difficult,Very difficult,Difficult,1,18,Not difficult,Very difficult,Slightly difficult,0,15,Slightly difficult,Difficult,Difficult,1,9,Slightly difficult,Slightly difficult,Not difficult,1,3,Slightly difficult,Slightly difficult,Not difficult,1,8,Slightly difficult,Difficult,Difficult,0,5,Slightly difficult,Very difficult,Slightly difficult,1,9,Slightly difficult,Not difficult,Difficult,1,8,Not difficult,Not difficult,Not difficult,0,1,Very important,Important,Very important,Not important,Critical,Slightly important,Not important,Not important,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Minor obstacle,Major obstacle,No obstacle,Major obstacle,Major obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,Public placement office, -44,No,-44,-44,-44,-44,Yes,3,10,Yes,-44,Yes,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,No obstacle,Yes,100,0, -44,0,Yes,6,Yes,75,4,1,0,20,0,0,0,0,0,0,0,0, -44,25,37.5,0,37.5,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Line of credit,2012,20000,8,24,Private commercial banks,Yes,Yes,No,No,No,No, -44,100,Yes,5,4,Collateral or cosigners unacceptable,-44,7010000,7970000,1993000,2520000,80000,24000,88000,48000,5000,8000,3000,0,797000,1571000,2362000,2152000,3108000,4541000,Minor obstacle,Minor obstacle,Major obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,"Crime, theft and disorder",Practices of competitors in the informal sector,Moderate obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Government based organization, -44,Marketing and Operations support, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 78071,71,Trinidad & Tobago,Trinidad & Tobago,Retail,142,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All women,Yes,Not applicable,100,Makes decisions in consultation with other partners,25,8,Predominantly men,Male,Female,Female,1987,No,Yes,1987,33,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,9,2,0,-44,Yes,1,0,0,-44,Yes,8,1,1,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0, -44,15,5,80,0,Individuals,50,0,50,office furniture,35,National,15,Increased,Remained the same,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,35,65,Yes,16,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Minor obstacle,-44, -44,Tend to agree,Tend to agree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,No,-44,-44,Yes,0,0,-44,Yes,5,Yes,Yes,50,No,No,-44,-44,6,29,8,10,7,4,0,4,3,3,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,8,74000,7,68000,6,81000,1,54000,1,49000,1,62000,1,44000,2,40000,1,48000,1,25650,1,25000,1,29000,1,23175,1,23400,1,27300,0,-77,0,-77,0,-77,10,26550,10,26100,11,31000,0,-77,0,-77,0,-77,7,22500,7,20500,7,25200,-44, -44,University graduate,Post graduated,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Completed primary school,Very important,Important,Very important,Very important,Important,Very important,Slightly important,Important,Important,Very important,Important,Important,Slightly important,Slightly important,Slightly important,Very important,Critical,Critical,Slightly important,Very important,Critical,Critical,Important,Slightly important,Critical,Not important,Slightly important,Very important,Slightly important,Not important,Critical,Important,Very important,Very important,Critical,Important,Very important,Very important,Slightly important,Important,Important,Important,Critical,Slightly important,Critical,Important,Very important,Very important,Very important,Very important,Critical,Slightly important,Not important,Important,Not important,Important,Important,Not important,Slightly important,Slightly important,Important,Important,Slightly important,Slightly important,Very important,Slightly important,Slightly important,Slightly important,Important,Important,Critical,Critical,Very important,Very important,Not important,Important,Important,Very important,Slightly important,Slightly important,Slightly difficult,Very difficult,Difficult,0,13,Not difficult,Very difficult,Slightly difficult,0,15,Not difficult,Difficult,Difficult,0,10,Slightly difficult,Not difficult,Slightly difficult,0,2,Slightly difficult,Difficult,Difficult,0,2,Slightly difficult,Difficult,Slightly difficult,0,7,Not difficult,Difficult,Difficult,1,6,Not difficult,Not difficult,Not difficult,1,5,Not difficult,Not difficult,Not difficult,0,2,Important,Very important,Important,Important,Important,Not important,Slightly important,Not important,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Public placement office, -44,No,-44,-44,-44,-44,Yes,1,10,Yes,-44,Yes,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,Yes,25,75, -44,0,Yes,11,No,75,4,1,0,20,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Collateral requirements for loans or line of credit are unat,15630000,17760000,4795000,2140000,1421000,71000,60000,266000,24000,40000,51000,0,0,2167000,5056000,3552000,6926000,3600000,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Yes,No,No,Yes,No,No,No,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,"Crime, theft and disorder",Inadequately educated workforce,Customs and Trade Regulations,No obstacle,Yes,Yes,No,No,No,No,Yes,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Large impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Negative impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 78072,72,Trinidad & Tobago,Trinidad & Tobago,Retail,143,Yes,2,Headquarters with production and/or sales at this location,Yes,-44,Shareholding company with non-traded shares or shares traded, -44,75,100,0,0,0,Predominantly men,No,Yes,5,Delegates decisions to other partners,6,5,Predominantly men,Male,Male,Male,1983,No,Yes,1990,11,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,0,2,1,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,20,80,0,0,Individuals,20,0,80,machinery equipment,85,National,15,Increased,Decreased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,85,15,Yes,1,Yes,Yes,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,Yes,No,No,No,Very severe obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,No,5,Yes,1,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,5,29,8,10,7,4,0,4,2,3,2,2,0,0,0,0,0,0,0,1,1,0,0,0,3,10,68000,9,63000,8,80000,1,47000,2,47000,1,55000,1,47000,1,47000,1,55000,1,23850,1,23000,1,28000,1,25200,1,23400,1,29700,0,-77,0,-77,0,-77,10,25875,10,24200,10,29000,0,-77,0,-77,0,-77,7,23625,8,22100,7,26500,New products require new skills, -44,University graduate,University graduate,Post graduated,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Important,Important,Critical,Very important,Important,Very important,Slightly important,Very important,Important,Slightly important,Slightly important,Important,Important,Not important,Important,Very important,Very important,Critical,Important,Important,Very important,Critical,Important,Important,Critical,Important,Very important,Very important,Slightly important,Not important,Important,Important,Important,Critical,Critical,Important,Very important,Important,Very important,Very important,Important,Important,Very important,Important,Critical,Important,Very important,Very important,Critical,Very important,Critical,Not important,Slightly important,Important,Slightly important,Important,Important,Important,Slightly important,Not important,Important,Important,Important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Important,Important,Critical,Very important,Critical,Very important,Slightly important,Slightly important,Very important,Important,Not important,Not important,Not difficult,Very difficult,Difficult,1,21,Not difficult,Difficult,Difficult,1,15,Not difficult,Slightly difficult,Slightly difficult,0,10,Slightly difficult,Slightly difficult,Difficult,0,3,Slightly difficult,Slightly difficult,Slightly difficult,0,2,Slightly difficult,Difficult,Difficult,1,7,Not difficult,Slightly difficult,Difficult,1,5,Not difficult,Not difficult,Slightly difficult,1,2,Not difficult,Not difficult,Not difficult,0,2,Important,Very important,Slightly important,Important,Very important,Slightly important,Not important,Not important,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,Private placement office, -44,No,-44,-44,-44,-44,No,-44,-44,No,The firm does not have enough information about training pro,Yes,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,Yes,0,100, -44,0,Yes,7,Yes,20,52,13,0,15,0,0,0,0,0,0,0,0, -44,25,37.5,0,37.5,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Line of credit,2008,50000,6,12,Private commercial banks,Yes,Yes,No,No,No,No, -44,125,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,5240000,5190000,2076000,1890000,260000,26000,63000,73000,11000,12000,7000,0,104000,822000,972000,1246000,1246000,1670000,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Major obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Access to finance,"Crime, theft and disorder",Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,NGO, -44,technological and Innovation Support, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 78073,73,Trinidad & Tobago,Trinidad & Tobago,Wholesale,145,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,50,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Male,Female,Female,1971,No,Yes,1971,52,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,2,5,0,-44,No,-44,-44,-44,-44,Yes,3,Yes,Yes,Yes,0,-44,-44,100,0, -44,0,95,5,15,Your parent company or affiliated establishments,0,100,0,marine equipment,100,National,10,Increased,Remained the same,More than 5,100,0,25,-44,-44,-44,-44,-44,-44,-44,-44,60,40,No,-44,Yes,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,Yes,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,No obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,No obstacle,-44, -44,Strongly disagree,Tend to disagree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,0,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,Yes,1,No,No,-44,-44,0,No,-44,-44,No,-44,-44,No,-44,-44,4,38,14,13,9,2,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,4,14,120000,13,122000,12,131000,1,38000,2,35000,1,42000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,24750,1,24800,1,28300,0,-77,0,-77,0,-77,13,26775,13,26000,12,30000,0,-77,0,-77,0,-77,9,24300,10,24700,9,28600,Increase demand for higher quality product, -44,Post graduated,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Completed primary school,Important,Not important,Very important,Very important,Important,Important,Important,Important,Important,Important,Important,Important,Not important,Not important,Slightly important,Critical,Very important,Critical,Important,Important,Very important,Very important,Very important,Slightly important,Very important,Important,Important,Slightly important,Not important,Not important,Critical,Important,Critical,Critical,Critical,Important,Very important,Important,Very important,Important,Slightly important,Very important,Very important,Important,Critical,Important,Critical,Critical,Very important,Critical,Very important,Slightly important,Not important,Important,Not important,Important,Important,Slightly important,Important,Important,Important,Very important,Important,Slightly important,Important,Not important,Not important,Slightly important,Important,Important,Critical,Critical,Very important,Critical,Slightly important,Slightly important,Important,Important,Not important,Slightly important,Not difficult,Very difficult,Difficult,2,17,Slightly difficult,Very difficult,Slightly difficult,0,14,Slightly difficult,Very difficult,Slightly difficult,1,5,Slightly difficult,Slightly difficult,Slightly difficult,0,1,Slightly difficult,Slightly difficult,Not difficult,0,2,Slightly difficult,Difficult,Difficult,0,5,Slightly difficult,Difficult,Slightly difficult,2,8,Slightly difficult,Slightly difficult,Slightly difficult,1,2,Not difficult,Not difficult,Not difficult,1,1,Very important,Very important,Important,Not important,Very important,Not important,Slightly important,Not important,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Through family/friends, -44,No,-44,-44,-44,-44,Yes,4,10,Yes,-44,Yes,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Very severe obstacle,Minor obstacle,Yes,50,50, -44,0,Yes,14,No,100,0,0,0,0,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Size of loan and maturity are insufficiant,8060000,8960000,2509000,8960000,358000,9000,197000,81000,14000,9000,6000,0,0,1628000,1525000,2061000,2061000,5606000,No obstacle,No obstacle,No obstacle,Very severe obstacle,No,No,No,No,Yes,No,No,Very severe obstacle,Very severe obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,Very severe obstacle,No obstacle,-44,-44,-44,-44,-44,"Crime, theft and disorder",Tax Rates,Labor Regulations,No obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,International organization, -44,technological and Innovation Support, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are taken directly from the establishment's records, 78074,74,Trinidad & Tobago,Trinidad & Tobago,Retail,146,Yes,40,Headquarters with no production/no sales at this location,Yes,-44,Shareholding company with non-traded shares or shares traded, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly women,Male,Female,Male,1997,No,Yes,1997,16,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,2,0,-44,No,-44,-44,-44,-44,Yes,4,2,0,-44,No,-44,-44,-44,-44,No,-44,No,Yes,Yes,0,-44,-44,100,0, -44,5,10,85,0,Individuals,5,5,90,ice,100,National,5,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,70,30,Yes,14,Yes,Yes,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,No obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,-44, -44,Strongly disagree,Tend to disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,Yes,No,No,No,-44,-44,No,-44,-44,No,No,No,1,No,-44,-44,Yes,0,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,2,18,6,6,4,2,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,2,6,70000,5,64000,5,76000,1,49000,1,46000,1,58000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,24750,1,22700,1,28900,0,-77,0,-77,0,-77,6,26100,6,25400,6,29300,0,-77,0,-77,0,-77,4,23850,5,23000,4,26000,-44, -44,Post graduated,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Completed secondary,Not applicable,Not applicable,Completed secondary,Completed primary school,Important,Slightly important,Very important,Very important,Very important,Important,Slightly important,Slightly important,Very important,Very important,Important,Important,Important,Slightly important,Important,Critical,Very important,Critical,Very important,Slightly important,Critical,Critical,Important,Important,Critical,Slightly important,Important,Slightly important,Not important,Not important,Very important,Important,Slightly important,Critical,Critical,Slightly important,Very important,Important,Important,Important,Important,Important,Very important,Slightly important,Very important,Important,Critical,Critical,Very important,Critical,Critical,Slightly important,Not important,Important,Not important,Very important,Important,Slightly important,Slightly important,Slightly important,Important,Very important,Slightly important,Slightly important,Important,Slightly important,Slightly important,Not important,Important,Important,Critical,Critical,Critical,Critical,Slightly important,Not important,Important,Important,Not important,Slightly important,Slightly difficult,Very difficult,Slightly difficult,1,15,Not difficult,Very difficult,Very difficult,0,12,Slightly difficult,Slightly difficult,Slightly difficult,1,9,Slightly difficult,Slightly difficult,Slightly difficult,0,1,Slightly difficult,Not difficult,Slightly difficult,0,7,Not difficult,Slightly difficult,Slightly difficult,1,4,Not difficult,Slightly difficult,Slightly difficult,1,3,Not difficult,Slightly difficult,Not difficult,0,5,Slightly difficult,Slightly difficult,Not difficult,0,1,Important,Important,Very important,Not important,Important,Not important,Not important,Slightly important,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,Public placement office, -44,Yes to fire,No,-44,Yes,1,Yes,4,15,Yes,-44,Yes,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,No,90,10, -44,0,Yes,10,Yes,90,4,1,0,5,0,0,0,0,0,0,0,0, -44,25,37.5,18.75,0,0,0,0,0,18.75,0,0,0,0,0,0, -44,Yes,Line of credit,2012,10000,10,60,Private commercial banks,Yes,Yes,Yes,Yes,No,No, -44,100,Yes,3,2,Concerns about level of debt already incurred,-44,3200000,3400000,1088000,1260000,306000,24000,101000,31000,5000,4000,6000,340000,0,555000,679000,782000,918000,1001000,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,"Crime, theft and disorder",Access to finance,Minor obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Government based organization, -44,Marketing and Operations support, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 78075,75,Trinidad & Tobago,Trinidad & Tobago,Retail,148,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Male,Male,Male,1955,Yes,Yes,1955,52,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,0,3,1,-44,Yes,2,0,0,-44,Yes,8,1,1,-44,No,-44,-44,-44,-44,Yes,0,Yes,No,Yes,15,70,40,85,0, -44,0,70,30,0,Individuals,25,25,50,spare parts,95,National,10,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,30,70,No,-44,Yes,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,-44,10000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,Yes,No,No,-44,-44,No,-44,-44,No,Yes,No,5,No,-44,-44,No,-44,-44,0,No,-44,-44,No,-44,-44,Yes,20,1,2,25,8,8,6,3,1,5,3,3,6,4,1,1,0,0,1,0,0,2,1,2,4,0,0,12,110000,10,98000,10,119000,1,45000,1,41000,1,51000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,23850,1,21500,1,25700,1,24075,1,24300,1,28300,9,26325,10,24900,10,29000,0,-77,0,-77,0,-77,7,23850,8,22500,7,28100,-44, -44,University graduate,Post graduated,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed secondary,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Slightly important,Slightly important,Critical,Very important,Important,Important,Slightly important,Slightly important,Very important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Critical,Very important,Critical,Slightly important,Important,Critical,Very important,Very important,Very important,Critical,Slightly important,Important,Important,Not important,Not important,Important,Important,Very important,Critical,Critical,Important,Very important,Important,Important,Important,Slightly important,Very important,Very important,Important,Critical,Important,Critical,Critical,Critical,Very important,Critical,Important,Not important,Important,Not important,Important,Very important,Slightly important,Not important,Slightly important,Very important,Important,Slightly important,Slightly important,Important,Not important,Slightly important,Slightly important,Important,Important,Very important,Critical,Critical,Very important,Not important,Slightly important,Slightly important,Important,Important,Slightly important,Not difficult,Difficult,Slightly difficult,2,20,Slightly difficult,Almost impossible,Difficult,1,15,Slightly difficult,Difficult,Difficult,1,2,Not difficult,Slightly difficult,Slightly difficult,0,3,Not difficult,Slightly difficult,Difficult,1,8,Slightly difficult,Difficult,Slightly difficult,1,8,Not difficult,Slightly difficult,Difficult,1,9,Not difficult,Difficult,Not difficult,1,3,Not difficult,Slightly difficult,Slightly difficult,0,2,Very important,Critical,Important,Important,Important,Not important,Not important,Slightly important,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Through family/friends, -44,No,-44,-44,-44,-44,Yes,4,10,No,The benefits of training are small than the costs,No,-44,-44,-44,-44,-44,-44,Yes,100,0, -44,0,Yes,9,No,25,20,5,25,25,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Other,11280000,11390000,2848000,3780000,456000,46000,25000,114000,17000,6000,8000,0,0,2328000,3098000,3189000,3873000,9089000,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,No obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,Access to finance,Inadequately educated workforce,"Crime, theft and disorder",Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Local business association, -44,Financial magement and tax and customs administration, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 78077,77,Trinidad & Tobago,Trinidad & Tobago,Retail,161,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,75,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,1977,No,Yes,1977,45,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,3,1,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0, -44,5,5,90,4,Individuals,5,5,90,construction services,40,National,10,Increased,Remained the same,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,40,60,No,-44,Yes,Yes,Yes,No,Yes,No,Yes,University, -44,No,No,No,No,No,No,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,Important,Important,Important,Very Important,Slightly important,Important,Very Important,Yes,35,Yes,65,No,-44,Yes,Yes,0,-44,No,No,No,No,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to agree,Tend to disagree,Yes,No,-44,-44,-44,-44,Yes,0,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,Yes,No,No,No,-44,-44,No,-44,-44,No,No,No,29,No,-44,-44,Yes,0,0,-44,Yes,5,Yes,Yes,30,No,No,-44,-44,4,51,21,17,12,1,0,5,3,1,15,7,5,3,0,0,1,0,0,1,1,2,1,0,0,28,110000,28,101000,27,126000,1,54000,2,54000,1,59000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,22,25875,21,24200,23,30200,0,-77,0,-77,0,-77,15,22050,14,22500,14,26000,Increase demand for higher quality product, -44,University graduate,Post graduated,Post graduated,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Completed primary school,Important,Important,Critical,Important,Important,Very important,Slightly important,Slightly important,Important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Very important,Critical,Critical,Important,Important,Critical,Very important,Important,Important,Critical,Important,Slightly important,Important,Not important,Not important,Important,Slightly important,Important,Critical,Critical,Important,Critical,Very important,Important,Important,Important,Slightly important,Critical,Important,Critical,Slightly important,Very important,Critical,Very important,Very important,Critical,Not important,Not important,Important,Not important,Very important,Very important,Not important,Slightly important,Important,Slightly important,Important,Very important,Very important,Very important,Slightly important,Slightly important,Slightly important,Important,Very important,Critical,Critical,Critical,Critical,Not important,Important,Very important,Very important,Not important,Important,Not difficult,Difficult,Difficult,3,21,Not difficult,Very difficult,Slightly difficult,1,15,Not difficult,Slightly difficult,Difficult,0,3,Not difficult,Slightly difficult,Not difficult,1,3,Not difficult,Slightly difficult,Slightly difficult,1,3,Not difficult,Difficult,Slightly difficult,0,9,Not difficult,Slightly difficult,Slightly difficult,3,6,Not difficult,Difficult,Difficult,0,3,Not difficult,Not difficult,Not difficult,2,1,Slightly important,Very important,Very important,Not important,Very important,Not important,Slightly important,Not important,Minor obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,Private placement office, -44,No,-44,-44,-44,-44,Yes,5,20,No,Other,No,-44,-44,-44,-44,-44,-44,Yes,100,0, -44,0,Yes,11,Yes,80,8,2,0,10,0,0,0,0,0,0,0,0, -44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Line of credit,2011,120000,-44,12,"Non-Bank financial institutions (microfinance institutions,",No,-44,-44,-44,-44,-44, -44,-44,Yes,2,1,Incompleteness of loan application,-44,45970000,51650000,18594000,3780000,3616000,52000,1033000,310000,59000,40000,19000,0,4649000,8181000,6611000,11363000,10330000,23862000,Minor obstacle,Minor obstacle,Major obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,Moderate obstacle,Minor obstacle,Major obstacle,No obstacle,Minor obstacle,Moderate obstacle,No obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,"Crime, theft and disorder",Corruption,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Local business association, -44,technological and Innovation Support, -44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,Yes,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 78078,78,Trinidad & Tobago,Trinidad & Tobago,Retail,163,No,-44,-44,-44,-44,Limited partnership, -44,35,100,0,0,0,Predominantly men,No,Yes,26,Makes major strategic and fiancial decisions,12,5,Predominantly men,Male,Male,Male,1995,No,Yes,1995,11,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,Yes,3,0,0,-44,Yes,0,1,1,-44,No,-44,-44,-44,-44,Yes,0,Yes,No,Yes,0,-44,-44,100,0, -44,0,85,15,0,Individuals,0,85,15,household appliances,50,Local,5,Increased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,70,30,Yes,11,Yes,Yes,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,5,No,-44,-44,No,-44,-44,6000,Yes,13,No,No,-44,-44,No,-44,-44,12,28,8,9,7,4,0,2,1,1,3,3,0,0,0,0,0,0,0,1,1,0,0,0,0,11,110000,10,111000,9,125000,1,55000,2,50000,1,60000,1,44000,1,41000,1,52000,1,22725,1,22000,1,26000,1,27000,1,24100,1,30300,0,-77,0,-77,0,-77,9,26100,8,24200,7,28400,0,-77,0,-77,0,-77,7,24300,8,22100,7,28900,-44, -44,University graduate,Post graduated,University graduate,University graduate,Completed college/vocational training,Completed secondary,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Completed primary school,Important,Important,Critical,Important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Slightly important,Important,Not important,Important,Important,Critical,Very important,Very important,Slightly important,Important,Critical,Critical,Important,Important,Critical,Slightly important,Important,Important,Not important,Not important,Critical,Important,Important,Very important,Critical,Important,Very important,Very important,Important,Slightly important,Important,Important,Very important,Important,Critical,Important,Critical,Critical,Very important,Critical,Very important,Slightly important,Not important,Very important,Not important,Very important,Important,Slightly important,Slightly important,Slightly important,Important,Important,Slightly important,Slightly important,Very important,Not important,Not important,Slightly important,Important,Important,Very important,Critical,Critical,Very important,Slightly important,Slightly important,Important,Important,Not important,Slightly important,Slightly difficult,Very difficult,Difficult,2,8,Not difficult,Very difficult,Difficult,0,6,Not difficult,Slightly difficult,Slightly difficult,1,7,Slightly difficult,Slightly difficult,Slightly difficult,0,2,Slightly difficult,Slightly difficult,Slightly difficult,0,5,Slightly difficult,Difficult,Difficult,1,2,Not difficult,Difficult,Difficult,1,7,Not difficult,Slightly difficult,Slightly difficult,1,7,Not difficult,Not difficult,Not difficult,1,2,Very important,Very important,Important,Slightly important,Very important,Slightly important,Slightly important,Slightly important,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,Major obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,Private placement office, -44,No,-44,-44,-44,-44,Yes,2,10,Yes,-44,Yes,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Very severe obstacle,Minor obstacle,Yes,100,0, -44,0,Yes,6,No,66,16,4,0,14,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Application procedures for loans or line of credit are compl,4410000,4900000,1470000,1390000,245000,39000,55000,25000,3000,4000,5000,0,630000,966000,1044000,1421000,1470000,3140000,Minor obstacle,No obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,No obstacle,No obstacle,Moderate obstacle,Major obstacle,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Access to finance,"Crime, theft and disorder",Labor Regulations,Major obstacle,Yes,Yes,Yes,No,No,Yes,No,Yes,Moderated impact,-44,-44,-44,-44,Yes,Large impact,-44,-44,No,No impact,-44,-44,-44,-44,No,No impact,-44,-44,Yes,Large impact,-44,-44,-44,-44,No,No impact,-44,-44,No,No impact,-44,-44,-44,-44,Yes,Large impact,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,No,No impact,-44,-44,Yes,Large impact,-44,-44,-44,-44,Yes,Large impact,-44,-44,No,No impact,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,Yes,Large impact,-44,-44,-44,-44,No,No impact,-44,-44,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 78079,79,Trinidad & Tobago,Trinidad & Tobago,Retail,166,No,-44,-44,-44,-44,Limited partnership, -44,50,100,0,0,0,Equally men and women,Yes,No,50,Makes decisions in consultation with other partners,14,1,Predominantly men,Male,Male,Male,1998,No,Yes,1998,27,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,1,1,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0, -44,0,95,5,15,Individuals,0,0,100,cellular phones,100,National,5,Remained the same,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,75,25,Yes,16,Yes,Yes,Yes,No,Yes,No,Yes,University, -44,No,Yes,No,Yes,No,No,-44,-44,-44,-44,Yes,Yes,Yes,No,Yes,Yes,No,No,No, -44,Important,Critical,Very Important,Very Important,Important,Very Important,Important,Yes,45,Yes,55,No,-44,No,No,0,-44,Yes,No,Yes,No,Moderate obstacle,Major obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,-44, -44,Tend to agree,Strongly disagree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,-44,50000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,4000,Yes,No,No,Yes,No,No,-44,-44,No,-44,-44,No,No,No,0,No,-44,-44,No,-44,-44,7000,Yes,14,No,No,-44,-44,No,-44,-44,3,18,6,6,4,2,0,3,2,2,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,6,98000,6,94000,6,113000,1,47000,1,44000,1,55000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,24300,1,24300,1,28900,0,-77,0,-77,0,-77,6,26325,6,25600,5,29500,0,-77,0,-77,0,-77,4,23850,4,21500,4,27800,-44, -44,University graduate,Post graduated,University graduate,Post graduated,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Completed secondary,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Very important,Slightly important,Very important,Very important,Very important,Important,Important,Important,Important,Important,Slightly important,Slightly important,Not important,Slightly important,Important,Critical,Critical,Very important,Important,Important,Very important,Very important,Important,Important,Critical,Slightly important,Important,Important,Important,Not important,Important,Slightly important,Very important,Critical,Very important,Very important,Important,Slightly important,Slightly important,Very important,Very important,Very important,Very important,Important,Critical,Very important,Critical,Critical,Very important,Very important,Critical,Not important,Slightly important,Important,Not important,Very important,Important,Slightly important,Not important,Slightly important,Very important,Slightly important,Very important,Important,Very important,Not important,Slightly important,Not important,Important,Important,Very important,Critical,Critical,Critical,Not important,Slightly important,Important,Important,Slightly important,Not important,Slightly difficult,Difficult,Difficult,0,19,Slightly difficult,Very difficult,Difficult,0,4,Slightly difficult,Slightly difficult,Slightly difficult,1,5,Not difficult,Difficult,Slightly difficult,0,2,Not difficult,Slightly difficult,Difficult,1,2,Slightly difficult,Slightly difficult,Difficult,1,3,Not difficult,Slightly difficult,Slightly difficult,1,4,Slightly difficult,Slightly difficult,Not difficult,0,7,Not difficult,Not difficult,Slightly difficult,0,2,Important,Important,Slightly important,Not important,Very important,Not important,Slightly important,Slightly important,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,No obstacle,Moderate obstacle,No obstacle,No obstacle,Private placement office, -44,Yes to both,No,-44,No,-44,No,-44,-44,No,Other,No,-44,-44,-44,-44,-44,-44,Yes,50,50, -44,0,Yes,7,Yes,25,32,8,0,35,0,0,0,0,0,0,0,0, -44,75,12.5,6.25,6.25,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Line of credit,2010,100000,11,30,Private commercial banks,Yes,Yes,No,Yes,No,No, -44,150,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,11520000,11520000,4723000,5040000,691000,92000,252000,69000,11000,14000,8000,1260000,0,2216000,3415000,2995000,4493000,7907000,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Major obstacle,Major obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Macroeconomic environment,Inadequately educated workforce,Access to finance,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,No,Yes,No,Yes,Yes,No,Yes,No,-44,-44,Yes,No,Yes,Yes,No,Yes,No,-44,-44,Truthful,Are taken directly from the establishment's records, 78080,80,Trinidad & Tobago,Trinidad & Tobago,Retail,167,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,66,100,0,0,0,Predominantly women,Yes,No,66,Makes decisions in consultation with other partners,9,4,Predominantly men,Male,Male,Male,1984,No,Yes,1990,13,Yes,25,Yes,No,-44,-44,No,-44,-44,Yes,29,No,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,20,70,40,80,0, -44,0,75,25,5,Individuals,25,25,50,computer accessories,80,National,5,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,50,50,No,-44,No,No,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,Yes,No,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,-44, -44,Tend to agree,Strongly disagree,Tend to disagree,Tend to agree,Yes,No,-44,-44,-44,-44,Yes,15,-44,Yes,1,-44,Yes,1,Outside working hours,Firearm/gun,Money,30000,Gang related,Yes,Yes,-44,Yes,3,Outside working hours,Knife,Money,650,Gang related,No,No,Offenders rarely caught or prosecuted,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,During working hours,Knife,Money,3000,Gang related,Yes,Yes,-44,Yes,3,Outside working hours,Other,Goods or stock,500,A former employee,No,No,Fear of negative publicity,Yes,4,During working hours,Firearm/gun,Goods or stock,36000,Group of criminals,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,0,0,Yes,Yes,No,No,Yes,No,-44,-44,No,-44,-44,Yes,Yes,Yes,5,Yes,3,No,Yes,0,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,12,59,23,20,14,2,1,10,6,2,2,2,0,0,0,0,0,0,0,1,1,0,0,0,7,25,100000,24,93000,25,116000,1,40000,2,41000,1,46000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,22500,1,22100,1,24500,0,-77,0,-77,0,-77,20,22500,20,20200,21,26700,0,-77,0,-77,0,-77,14,22050,15,22500,14,26200,Increase demand for higher quality product, -44,Post graduated,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Important,Slightly important,Very important,Important,Important,Important,Important,Important,Slightly important,Important,Important,Important,Slightly important,Important,Important,Critical,Critical,Very important,Slightly important,Important,Critical,Very important,Important,Slightly important,Very important,Slightly important,Important,Important,Slightly important,Important,Critical,Important,Very important,Critical,Very important,Very important,Critical,Important,Important,Important,Slightly important,Important,Very important,Important,Critical,Slightly important,Critical,Critical,Very important,Critical,Critical,Not important,Not important,Very important,Not important,Important,Very important,Not important,Slightly important,Slightly important,Important,Very important,Slightly important,Important,Important,Not important,Slightly important,Slightly important,Very important,Important,Very important,Critical,Critical,Critical,Slightly important,Slightly important,Very important,Important,Important,Not important,Not difficult,Difficult,Very difficult,3,13,Slightly difficult,Difficult,Very difficult,0,9,Slightly difficult,Slightly difficult,Difficult,0,8,Not difficult,Slightly difficult,Not difficult,1,1,Slightly difficult,Difficult,Slightly difficult,1,7,Not difficult,Difficult,Slightly difficult,0,5,Not difficult,Slightly difficult,Slightly difficult,2,6,Not difficult,Not difficult,Not difficult,0,10,Not difficult,Slightly difficult,Slightly difficult,2,2,Very important,Very important,Important,Important,Slightly important,Not important,Slightly important,Not important,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,Public announcement/advertisement, -44,No,-44,-44,-44,-44,Yes,0,20,No,The benefits of training are small than the costs,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,11,No,25,20,5,25,25,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Interest rates are not favorable,14810000,15760000,6462000,5670000,946000,16000,151000,189000,38000,32000,19000,0,0,2358000,4034000,3467000,5043000,6345000,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Access to finance,"Crime, theft and disorder",Customs and Trade Regulations,Minor obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,International organization, -44,technological and Innovation Support, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 78081,81,Trinidad & Tobago,Trinidad & Tobago,Information technology,168,Yes,4,Headquarters with production and/or sales at this location,Yes,-44,Limited partnership, -44,50,75,25,0,0,Predominantly men,No,Yes,40,Makes decisions in consultation with other partners,9,16,Equally men and women,Male,Female,Female,1984,No,Yes,1984,35,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,3,1,-44,No,-44,-44,-44,-44,Yes,1,2,0,-44,No,-44,-44,-44,-44,Yes,5,Yes,Yes,Yes,0,-44,-44,100,0, -44,25,0,75,4,Your parent company or affiliated establishments,0,25,75,content management,75,Local,10,Increased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,60,40,Yes,1,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,Yes,No,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,No obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,Outside working hours,Other,Goods or stock,1000,Gang related,No,No,Fear of reprisals,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,During working hours,Other,Money,4000,Gang related,Yes,Yes,-44,Yes,4,Outside working hours,Knife,Other company property,800,Other,No,No,Police could not have done anything,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,Yes,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,Yes,1,No,Yes,0,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,2,26,8,9,6,3,1,3,2,3,101,33,34,23,11,4,11,8,11,1,1,1,2,1,3,41,110000,43,106000,43,123000,2,40000,3,36000,2,47000,4,50000,5,49000,4,59000,4,25425,4,25000,4,29000,4,24750,4,22500,4,27000,0,-77,0,-77,0,-77,13,27675,13,25400,14,30700,31,33075,33,33700,30,38900,29,23175,30,21500,32,27000,Economic upturn/downturn, -44,Post graduated,Completed college/vocational training,University graduate,University graduate,Completed college/vocational training,Completed secondary,Completed college/vocational training,Started but did not complete college/vocational training,Completed secondary,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,Completed secondary,Started but did not complete secondary,Completed secondary,Started but did not complete secondary,Important,Slightly important,Critical,Critical,Very important,Very important,Slightly important,Slightly important,Important,Slightly important,Important,Important,Slightly important,Slightly important,Slightly important,Very important,Very important,Critical,Very important,Important,Very important,Critical,Important,Very important,Very important,Slightly important,Important,Important,Not important,Slightly important,Critical,Important,Important,Critical,Critical,Important,Critical,Very important,Important,Important,Important,Important,Very important,Important,Very important,Important,Critical,Critical,Very important,Very important,Very important,Not important,Not important,Very important,Not important,Important,Important,Slightly important,Slightly important,Not important,Important,Very important,Important,Very important,Important,Slightly important,Slightly important,Slightly important,Very important,Important,Critical,Critical,Critical,Very important,Slightly important,Not important,Slightly important,Very important,Slightly important,Not important,Not difficult,Very difficult,Difficult,5,16,Not difficult,Very difficult,Slightly difficult,1,8,Difficult,Slightly difficult,Difficult,0,4,Slightly difficult,Not difficult,Slightly difficult,0,2,Slightly difficult,Difficult,Not difficult,0,8,Slightly difficult,Difficult,Slightly difficult,0,8,Not difficult,Difficult,Slightly difficult,2,10,Slightly difficult,Slightly difficult,Difficult,4,9,Not difficult,Not difficult,Not difficult,3,1,Very important,Critical,Not important,Slightly important,Important,Not important,Not important,Slightly important,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Private placement office, -44,No,-44,-44,-44,-44,No,-44,-44,No,Other,Yes,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,No obstacle,Yes,100,0, -44,0,Yes,12,No,25,40,10,0,25,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Did not think it would be approved,6660000,6870000,3023000,6300000,550000,69000,131000,89000,10000,17000,8000,0,0,1089000,1795000,1786000,2679000,5144000,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,Access to finance,Tax administration,Electricity,Minor obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Community based organization, -44,technological and Innovation Support, -44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 78082,82,Trinidad & Tobago,Trinidad & Tobago,Wholesale,186,Yes,3,Establishment physically separated from HQ but with no other,Yes,-44,Shareholding company with non-traded shares or shares traded, -44,50,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Male,1947,No,Yes,1947,9,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,3,2,0,-44,No,-44,-44,-44,-44,Yes,6,Yes,Yes,No,0,-44,-44,100,0, -44,0,100,0,5,Others,0,100,0,metal scrap,75,Local,5,Remained the same,Decreased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,50,50,Yes,12,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,Yes,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,No obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,No obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,-44, -44,Tend to disagree,Strongly disagree,Tend to agree,Tend to disagree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,No,0,0,No,No,No,No,No,No,-44,-44,No,-44,-44,No,No,No,0,No,-44,-44,No,-44,-44,0,Yes,10,No,No,-44,-44,No,-44,-44,9,28,8,9,7,4,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3,8,86000,7,79000,6,94000,1,54000,1,50000,1,62000,1,55000,1,54000,1,62000,1,25200,1,23000,1,29000,1,22500,1,22900,1,25700,0,-77,0,-77,0,-77,9,20250,8,18400,7,24100,0,-77,0,-77,0,-77,7,22500,8,20900,7,26700,Increase/decreased demand for goods, -44,Post graduated,University graduate,University graduate,University graduate,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Completed secondary,Important,Slightly important,Critical,Important,Important,Important,Important,Important,Very important,Important,Important,Important,Slightly important,Slightly important,Slightly important,Very important,Very important,Very important,Important,Important,Critical,Very important,Important,Slightly important,Very important,Slightly important,Important,Important,Not important,Not important,Very important,Slightly important,Very important,Very important,Critical,Important,Very important,Important,Very important,Important,Very important,Slightly important,Very important,Important,Critical,Important,Critical,Critical,Critical,Very important,Critical,Slightly important,Not important,Important,Not important,Very important,Important,Important,Slightly important,Slightly important,Important,Very important,Very important,Important,Slightly important,Not important,Slightly important,Not important,Slightly important,Important,Critical,Critical,Very important,Very important,Slightly important,Not important,Important,Important,Not important,Not important,Not difficult,Very difficult,Slightly difficult,0,15,Difficult,Very difficult,Difficult,1,12,Not difficult,Difficult,Slightly difficult,0,6,Not difficult,Slightly difficult,Slightly difficult,1,1,Slightly difficult,Slightly difficult,Slightly difficult,1,4,Not difficult,Difficult,Slightly difficult,1,8,Not difficult,Difficult,Difficult,0,4,Slightly difficult,Slightly difficult,Not difficult,0,3,Not difficult,Not difficult,Not difficult,0,2,Very important,Very important,Slightly important,Important,Very important,Not important,Not important,Not important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,Public placement office, -44,No,-44,-44,-44,-44,No,-44,-44,No,The firm cannot afford the optimal level of training,Yes,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Very severe obstacle,No obstacle,No,100,0, -44,0,Yes,8,No,90,8,2,0,0,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,2,2,Concerns about level of debt already incurred,-44,7270000,7130000,2139000,2270000,499000,7000,207000,107000,9000,7000,20000,0,0,1477000,1711000,1996000,2139000,4990000,No obstacle,Moderate obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Access to finance,Tax administration,Access to land for expansion / relocation,Minor obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Local business association, -44,technological and Innovation Support, -44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are taken directly from the establishment's records, 78083,83,Trinidad & Tobago,Trinidad & Tobago,Hotel and restaurants,194,No,-44,-44,-44,-44,Limited partnership, -44,55,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,2007,Yes,Yes,2006,42,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,3,2,-44,No,-44,-44,-44,-44,Yes,1,2,1,-44,No,-44,-44,-44,-44,Yes,1,Yes,No,Yes,0,-44,-44,100,0, -44,20,50,30,0,Others,0,50,50,restaurant,95,National,10,Increased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,50,50,Yes,16,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to agree,Strongly disagree,Tend to agree,Yes,No,-44,-44,-44,-44,Yes,3,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,24,No,-44,-44,Yes,0,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,701,29,8,10,7,4,0,7,5,4,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,8,80000,7,81000,7,93000,1,54000,2,54000,1,60000,1,45000,2,42000,1,52000,1,23400,1,23000,1,27000,1,24975,1,22900,1,28600,0,-77,0,-77,0,-77,10,22500,11,20000,12,26500,0,-77,0,-77,0,-77,7,23400,8,20800,7,25200,Increase/decreased demand for goods, -44,University graduate,University graduate,University graduate,University graduate,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed secondary,Completed college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Completed secondary,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Important,Important,Critical,Very important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Very important,Very important,Critical,Slightly important,Important,Critical,Critical,Slightly important,Important,Critical,Not important,Very important,Slightly important,Slightly important,Slightly important,Very important,Important,Very important,Critical,Critical,Important,Important,Important,Very important,Important,Important,Very important,Very important,Important,Critical,Important,Critical,Very important,Critical,Critical,Critical,Slightly important,Slightly important,Very important,Not important,Important,Very important,Slightly important,Not important,Slightly important,Important,Important,Very important,Slightly important,Important,Not important,Not important,Not important,Important,Important,Critical,Very important,Critical,Very important,Slightly important,Important,Important,Very important,Slightly important,Not important,Not difficult,Very difficult,Difficult,0,11,Not difficult,Very difficult,Slightly difficult,1,9,Not difficult,Slightly difficult,Difficult,0,6,Slightly difficult,Not difficult,Not difficult,1,3,Not difficult,Slightly difficult,Difficult,0,6,Slightly difficult,Difficult,Slightly difficult,0,10,Slightly difficult,Difficult,Difficult,1,10,Not difficult,Not difficult,Not difficult,1,8,Not difficult,Not difficult,Not difficult,1,1,Critical,Important,Very important,Important,Very important,Not important,Slightly important,Not important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Private placement office, -44,Yes to fire,No,-44,Yes,0,Yes,5,15,No,Other,Yes,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,Yes,100,0, -44,0,No,-44,Yes,80,0,0,0,20,0,0,0,0,0,0,0,0, -44,25,37.5,0,0,0,37.5,0,0,0,0,0,0,0,0,0, -44,Yes,Loan,2008,20000,7,108,Private commercial banks,Yes,Yes,No,No,No,No, -44,125,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,8690000,8870000,2661000,8870000,887000,53000,53000,44000,4000,7000,4000,0,887000,1483000,2626000,1951000,3548000,4585000,Major obstacle,No obstacle,Major obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,No obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Minor obstacle,No obstacle,Moderate obstacle,Major obstacle,No,Yes,No,Yes,Yes,Inadequately educated workforce,Corruption,Customs and Trade Regulations,Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Government based organization, -44,technological and Innovation Support, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Truthful,Are taken directly from the establishment's records, 78084,84,Trinidad & Tobago,Trinidad & Tobago,Construction,199,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All women,Yes,Not applicable,100,Makes decisions in consultation with other partners,18,8,Predominantly men,Male,Male,Male,1996,No,Yes,1997,17,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,3,0,-44,Yes,3,0,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,20,0,80,0,Individuals,50,0,50,plumbing construction,80,Local,10,Increased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,30,70,No,-44,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Very severe obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,-44, -44,Tend to disagree,Strongly agree,Tend to disagree,Tend to agree,Yes,No,-44,-44,-44,-44,Yes,-44,5000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,Yes,No,No,-44,-44,No,-44,-44,No,No,No,5,No,-44,-44,No,-44,-44,0,Yes,10,No,No,-44,-44,No,-44,-44,3,47,19,16,11,1,1,3,1,1,5,3,1,1,0,0,0,0,0,2,1,2,5,0,0,22,100000,20,89000,19,116000,1,41000,2,40000,1,46000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,17,25425,18,23600,17,29400,0,-77,0,-77,0,-77,12,23625,12,21000,11,26000,-44, -44,University graduate,Post graduated,University graduate,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Slightly important,Important,Critical,Very important,Very important,Very important,Slightly important,Slightly important,Slightly important,Important,Slightly important,Important,Slightly important,Slightly important,Important,Critical,Very important,Critical,Slightly important,Slightly important,Critical,Critical,Important,Important,Critical,Important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Important,Critical,Very important,Critical,Very important,Very important,Important,Very important,Slightly important,Important,Important,Very important,Important,Critical,Important,Critical,Critical,Very important,Very important,Critical,Not important,Slightly important,Important,Slightly important,Very important,Slightly important,Slightly important,Not important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Important,Not important,Not important,Slightly important,Important,Slightly important,Critical,Very important,Critical,Very important,Not important,Slightly important,Very important,Important,Slightly important,Slightly important,Not difficult,Almost impossible,Difficult,3,12,Slightly difficult,Very difficult,Slightly difficult,1,4,Slightly difficult,Slightly difficult,Difficult,0,3,Not difficult,Slightly difficult,Slightly difficult,1,3,Slightly difficult,Slightly difficult,Not difficult,0,4,Not difficult,Difficult,Slightly difficult,1,3,Not difficult,Slightly difficult,Slightly difficult,2,2,Slightly difficult,Not difficult,Not difficult,1,6,Not difficult,Not difficult,Not difficult,2,2,Important,Very important,Very important,Important,Very important,Slightly important,Slightly important,Not important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Private placement office, -44,No,-44,-44,-44,-44,No,-44,-44,No,Other,Yes,Moderate obstacle,Very severe obstacle,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Yes,100,0, -44,0,Yes,11,Yes,60,16,4,0,20,0,0,0,0,0,0,0,0, -44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Line of credit,2010,300000,6,12,Other,Yes,Yes,No,No,No,No, -44,125,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,5680000,6380000,1850000,6380000,447000,26000,89000,96000,12000,17000,9000,766000,504000,1095000,1464000,1404000,2361000,3398000,Very severe obstacle,Major obstacle,Very severe obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,No obstacle,No obstacle,Minor obstacle,Very severe obstacle,Yes,Yes,No,No,No,Inadequately educated workforce,"Crime, theft and disorder",Practices of competitors in the informal sector,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Local business association, -44,"General management, Business development and Strategies supp", -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are taken directly from the establishment's records, 78086,86,Trinidad & Tobago,Trinidad & Tobago,Construction,203,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All women,Yes,Not applicable,100,Makes major strategic and fiancial decisions,6,5,Predominantly women,Male,Male,Male,2006,Yes,Yes,2006,12,No,-44,-44,No,-44,-44,Yes,3,No,Yes,25,No,Yes,3,1,2,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,5,Yes,Yes,Yes,0,-44,-44,100,0, -44,20,20,60,10,Small private firms (less than 20 employees),60,20,20,civil and structural engineeri,85,National,15,Increased,Remained the same,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,45,55,Yes,12,Yes,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,Yes,No,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,-44, -44,Strongly disagree,Tend to disagree,Tend to agree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,0,0,Yes,No,No,Yes,No,No,-44,-44,No,-44,-44,No,Yes,Yes,15,Yes,1,No,Yes,0,0,-44,No,-44,-44,Yes,5,Yes,No,-44,-44,1,8,3,2,2,1,0,0,0,1,3,3,0,0,0,0,0,0,0,1,1,0,0,0,1,6,69000,6,70000,5,77000,1,46000,1,43000,1,50000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,26775,2,25300,2,30300,0,-77,0,-77,0,-77,2,24075,3,22300,2,28100,Increase/decreased demand for goods, -44,University graduate,University graduate,University graduate,Post graduated,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Very important,Important,Critical,Very important,Important,Very important,Important,Slightly important,Important,Important,Important,Slightly important,Important,Slightly important,Important,Critical,Very important,Very important,Slightly important,Important,Critical,Critical,Important,Very important,Critical,Slightly important,Important,Important,Not important,Not important,Important,Slightly important,Important,Critical,Critical,Important,Very important,Very important,Important,Important,Important,Slightly important,Very important,Slightly important,Very important,Important,Critical,Critical,Critical,Critical,Critical,Important,Not important,Important,Not important,Very important,Very important,Not important,Slightly important,Slightly important,Important,Very important,Very important,Important,Very important,Not important,Not important,Not important,Very important,Important,Very important,Very important,Critical,Very important,Not important,Slightly important,Important,Important,Not important,Slightly important,Slightly difficult,Difficult,Difficult,0,24,Not difficult,Very difficult,Very difficult,1,5,Slightly difficult,Difficult,Slightly difficult,1,5,Slightly difficult,Not difficult,Slightly difficult,0,2,Slightly difficult,Slightly difficult,Slightly difficult,1,6,Not difficult,Slightly difficult,Difficult,1,6,Not difficult,Difficult,Difficult,0,9,Not difficult,Difficult,Difficult,0,9,Not difficult,Not difficult,Slightly difficult,1,1,Slightly important,Critical,Very important,Slightly important,Very important,Not important,Not important,Slightly important,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,Through family/friends, -44,No,-44,-44,-44,-44,No,-44,-44,No,The firm does not have enough information about training pro,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,11,Yes,40,32,8,0,20,0,0,0,0,0,0,0,0, -44,50,50,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Line of credit,2009,40000,-44,36,Private commercial banks,Yes,No,No,No,No,No, -44,125,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,560000,580000,203000,320000,29000,5000,12000,6000,0,1000,0,0,23000,101000,119000,128000,180000,303000,Major obstacle,Very severe obstacle,Minor obstacle,Very severe obstacle,No,Yes,Yes,No,No,No,No,Minor obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Minor obstacle,No obstacle,Very severe obstacle,Minor obstacle,-44,-44,-44,-44,-44,Access to finance,"Crime, theft and disorder",Corruption,Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Private independent fund, -44,technological and Innovation Support, -44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 78087,87,Trinidad & Tobago,Trinidad & Tobago,Services of motor vehicles,204,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,48.45,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Male,1920,No,Yes,1920,22,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,0,3,0,-44,No,-44,-44,-44,-44,Yes,0,2,0,-44,Yes,2,2,2,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,0,100,0,0,Others,0,95,5,auto services,50,Local,10,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,75,25,Yes,19,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,No obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,No obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,No obstacle,Minor obstacle,No obstacle,Moderate obstacle,Major obstacle,-44, -44,Tend to disagree,Strongly disagree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,No,-44,-44,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,2,During working hours,Firearm/gun,Other,10000,Gang related,Yes,Yes,-44,Yes,3,Outside working hours,Firearm/gun,Money,600,Other,No,No,Fear of negative publicity,Yes,3,During working hours,Other,Other company property,800,Gang related,No,No,Don't have the time; inconvenient,Yes,2,Outside working hours,Knife,Money,20000,Gang related,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,Yes,No,-44,-44,No,-44,-44,No,Yes,No,0,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,7,26,8,9,6,3,0,1,1,2,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,8,83000,7,75000,7,92000,1,39000,1,36000,1,42000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,29250,1,26600,1,34700,1,25875,1,25200,1,27900,9,27225,8,26700,8,31400,0,-77,0,-77,0,-77,6,23400,7,21900,6,25200,Increase/decreased demand for goods, -44,University graduate,Completed secondary,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Completed secondary,Completed secondary,Completed secondary,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Completed primary school,Important,Slightly important,Critical,Critical,Important,Important,Important,Important,Important,Important,Important,Important,Slightly important,Not important,Slightly important,Critical,Critical,Critical,Important,Important,Critical,Critical,Very important,Important,Very important,Important,Important,Slightly important,Slightly important,Not important,Important,Very important,Important,Critical,Critical,Important,Critical,Important,Critical,Very important,Slightly important,Important,Critical,Slightly important,Critical,Important,Critical,Very important,Very important,Very important,Critical,Slightly important,Not important,Important,Slightly important,Very important,Slightly important,Slightly important,Slightly important,Slightly important,Very important,Important,Very important,Slightly important,Important,Not important,Not important,Not important,Important,Important,Critical,Very important,Critical,Very important,Not important,Not important,Important,Important,Not important,Slightly important,Not difficult,Almost impossible,Slightly difficult,0,19,Not difficult,Very difficult,Difficult,0,14,Slightly difficult,Slightly difficult,Slightly difficult,0,7,Slightly difficult,Slightly difficult,Slightly difficult,0,2,Slightly difficult,Slightly difficult,Difficult,1,10,Not difficult,Slightly difficult,Difficult,1,3,Slightly difficult,Difficult,Slightly difficult,1,7,Not difficult,Not difficult,Slightly difficult,0,5,Slightly difficult,Not difficult,Not difficult,1,2,Very important,Very important,Important,Not important,Important,Not important,Slightly important,Slightly important,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,No obstacle,Minor obstacle,Private placement office, -44,No,-44,-44,-44,-44,No,-44,-44,No,Other,Yes,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,Moderate obstacle,No obstacle,Yes,0,100, -44,0,No,-44,No,99,0,0,0,1,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Other,960000,1020000,265000,380000,71000,10000,10000,5000,0,1000,1000,0,0,196000,307000,255000,388000,724000,No obstacle,No obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Macroeconomic environment,Corruption,Access to land for expansion / relocation,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,NGO, -44,Marketing and Operations support, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Truthful,Are taken directly from the establishment's records, 78088,88,Trinidad & Tobago,Trinidad & Tobago,Services of motor vehicles,205,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Female,Male,2001,No,Yes,2001,17,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,4,2,0,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0, -44,0,65,35,0,Small private firms (less than 20 employees),30,50,20,auto repair,70,National,10,Increased,Decreased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,35,65,Yes,4,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,Yes,No,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Major obstacle,Moderate obstacle,No obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,-44, -44,Tend to disagree,Strongly disagree,Strongly disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,-44,60000,Yes,2,-44,Yes,1,Outside working hours,Firearm/gun,Goods or stock,25000,Group of criminals,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,During working hours,Firearm/gun,Money,650,Gang related,No,No,The police give little/no information back on crimes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,3,During working hours,Other,Money,1000,Gang related,No,No,Tried to/was unable to contact the police,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,Yes,No,Yes,No,-44,-44,No,-44,-44,No,No,No,2,Yes,1,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,2,11,5,3,2,1,0,1,1,1,2,2,0,0,0,0,0,0,0,1,1,0,0,0,0,7,70000,7,67000,7,79000,1,50000,2,49000,1,55000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,3,23850,3,22300,3,26200,0,-77,0,-77,0,-77,2,22500,2,20900,2,26500,Increase/decreased demand for goods, -44,University graduate,Completed college/vocational training,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Important,Slightly important,Critical,Very important,Very important,Important,Important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Very important,Very important,Very important,Important,Important,Very important,Very important,Important,Slightly important,Very important,Not important,Important,Important,Not important,Slightly important,Very important,Important,Very important,Very important,Critical,Important,Very important,Important,Very important,Very important,Important,Important,Critical,Not important,Critical,Very important,Very important,Very important,Very important,Very important,Critical,Not important,Not important,Important,Not important,Very important,Important,Not important,Slightly important,Slightly important,Slightly important,Very important,Slightly important,Slightly important,Important,Not important,Slightly important,Slightly important,Important,Very important,Very important,Critical,Critical,Very important,Not important,Not important,Important,Important,Not important,Slightly important,Slightly difficult,Very difficult,Difficult,1,21,Not difficult,Very difficult,Slightly difficult,0,10,Slightly difficult,Difficult,Slightly difficult,0,4,Slightly difficult,Slightly difficult,Not difficult,1,1,Slightly difficult,Slightly difficult,Not difficult,0,8,Difficult,Difficult,Slightly difficult,0,3,Not difficult,Difficult,Slightly difficult,0,4,Slightly difficult,Not difficult,Not difficult,1,4,Not difficult,Not difficult,Not difficult,0,1,Very important,Critical,Very important,Important,Important,Slightly important,Not important,Not important,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,Moderate obstacle,Minor obstacle,No obstacle,Public placement office, -44,No,-44,-44,-44,-44,No,-44,-44,No,The benefits of training are small than the costs,No,-44,-44,-44,-44,-44,-44,No,100,0, -44,0,No,-44,No,70,0,0,0,30,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,2,2,Insufficient profitability,-44,960000,1020000,449000,880000,20000,3000,23000,13000,1000,1000,2000,0,0,173000,226000,255000,286000,296000,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,No obstacle,Major obstacle,No obstacle,Minor obstacle,Very severe obstacle,No,Yes,Yes,Yes,No,Inadequately educated workforce,Practices of competitors in the informal sector,Access to finance,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Yes,No,Yes,Truthful,Are taken directly from the establishment's records, 78089,89,Trinidad & Tobago,Trinidad & Tobago,Construction,207,Yes,2,Headquarters with no production/no sales at this location,Yes,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,1973,No,Yes,1973,42,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,Yes,2,0,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,0,Yes,Yes,Yes,0,-44,-44,100,0, -44,100,0,0,1,Small private firms (less than 20 employees),95,0,5,aluminium installation,75,National,5,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,75,25,Yes,12,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,Yes,Yes,No,No,No obstacle,Moderate obstacle,Minor obstacle,Major obstacle,No obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,-44, -44,Tend to agree,Tend to agree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,-44,239000,Yes,1,-44,Yes,1,Outside working hours,Firearm/gun,Goods or stock,15000,Gang related,Yes,Yes,-44,Yes,1,Outside working hours,Firearm/gun,Money,400,A former employee,No,No,No loss or damage,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,4,Outside working hours,Other,Other company property,500,Other,No,No,Loss was small,Yes,3,During working hours,Knife,Money,50000,Gang related,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,20000,24000,Yes,No,Yes,Yes,Yes,No,-44,-44,No,-44,-44,No,Yes,Yes,26,No,-44,-44,No,-44,0,-44,Yes,11,No,No,-44,-44,No,-44,-44,10,14,5,4,3,2,0,1,1,2,0,0,0,0,0,0,0,0,0,0,0,0,0,0,2,5,69000,5,64000,4,79000,1,49000,2,49000,1,53000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,24075,1,23200,1,28300,0,-77,0,-77,0,-77,4,21375,4,21200,4,23000,0,-77,0,-77,0,-77,3,23625,3,21700,3,27300,Increase demand for higher quality product, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed secondary,Completed primary school,Slightly important,Slightly important,Very important,Important,Very important,Important,Slightly important,Important,Important,Important,Important,Important,Slightly important,Not important,Important,Critical,Very important,Critical,Important,Important,Very important,Critical,Slightly important,Important,Very important,Slightly important,Important,Very important,Not important,Not important,Very important,Slightly important,Important,Critical,Critical,Important,Very important,Important,Important,Important,Important,Very important,Critical,Important,Critical,Important,Very important,Critical,Very important,Very important,Critical,Not important,Not important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Very important,Very important,Important,Not important,Not important,Not important,Important,Very important,Critical,Critical,Critical,Critical,Slightly important,Not important,Very important,Important,Important,Slightly important,Not difficult,Very difficult,Difficult,1,22,Not difficult,Very difficult,Difficult,0,11,Not difficult,Slightly difficult,Difficult,1,5,Slightly difficult,Difficult,Slightly difficult,0,3,Slightly difficult,Difficult,Slightly difficult,0,9,Not difficult,Slightly difficult,Difficult,0,2,Slightly difficult,Slightly difficult,Slightly difficult,1,2,Not difficult,Slightly difficult,Slightly difficult,1,5,Slightly difficult,Slightly difficult,Slightly difficult,0,1,Slightly important,Very important,Very important,Slightly important,Very important,Not important,Not important,Slightly important,Minor obstacle,Major obstacle,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Private placement office, -44,No,-44,-44,-44,-44,Yes,5,0,No,The benefits of training are small than the costs,No,-44,-44,-44,-44,-44,-44,Yes,100,0, -44,0,Yes,9,No,70,20,5,0,5,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Did not think it would be approved,580000,640000,179000,650000,58000,4000,11000,4000,0,1000,1000,0,88000,87000,113000,141000,179000,204000,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Very severe obstacle,No obstacle,Major obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Tax Rates,Corruption,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Local business association, -44,technological and Innovation Support, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Truthful,Are estimates computed with some precision, 78090,90,Trinidad & Tobago,Trinidad & Tobago,Hotel and restaurants,228,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All women,Yes,Not applicable,100,Makes decisions in consultation with other partners,7,13,Predominantly men,Female,Female,Male,2005,No,Yes,2005,19,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,0,1,0,-44,Yes,3,0,0,-44,Yes,1,1,0,-44,Yes,2,3,1,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0, -44,0,95,5,3,Your parent company or affiliated establishments,0,100,0,food,80,National,25,Increased,Remained the same,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,35,65,Yes,19,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,Yes,No,No,No,No obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,-44, -44,Tend to disagree,Strongly disagree,Strongly disagree,Tend to disagree,Yes,No,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,0,0,Yes,Yes,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,47,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,25,70,26,24,17,3,2,19,11,3,0,0,0,0,0,0,0,0,0,0,0,0,0,0,9,26,92000,23,89000,24,101000,1,50000,1,50000,1,58000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,24975,1,23600,1,28000,1,23400,1,22800,1,25200,24,28350,25,27100,23,30600,0,-77,0,-77,0,-77,17,22950,18,20900,18,26500,Increase demand for higher quality product, -44,University graduate,University graduate,Post graduated,Post graduated,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed secondary,Completed secondary,Important,Slightly important,Very important,Very important,Important,Important,Important,Important,Important,Very important,Important,Important,Slightly important,Slightly important,Important,Critical,Critical,Critical,Important,Important,Critical,Critical,Important,Very important,Critical,Slightly important,Slightly important,Important,Not important,Not important,Important,Very important,Very important,Very important,Critical,Very important,Very important,Important,Important,Slightly important,Very important,Very important,Very important,Slightly important,Very important,Very important,Critical,Critical,Critical,Critical,Critical,Slightly important,Not important,Slightly important,Not important,Important,Important,Slightly important,Slightly important,Slightly important,Very important,Slightly important,Very important,Important,Important,Slightly important,Slightly important,Not important,Important,Important,Critical,Very important,Very important,Very important,Not important,Slightly important,Important,Very important,Not important,Important,Not difficult,Very difficult,Slightly difficult,3,16,Not difficult,Difficult,Slightly difficult,1,7,Slightly difficult,Difficult,Difficult,0,7,Slightly difficult,Not difficult,Slightly difficult,1,1,Slightly difficult,Not difficult,Slightly difficult,0,6,Slightly difficult,Slightly difficult,Difficult,0,2,Not difficult,Slightly difficult,Difficult,3,2,Not difficult,Not difficult,Slightly difficult,1,10,Not difficult,Slightly difficult,Slightly difficult,2,1,Important,Very important,Important,Important,Very important,Slightly important,Not important,Not important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,Through family/friends, -44,No,-44,-44,-44,-44,Yes,3,10,No,The firm is affraid of investing in workers that after the t,Yes,Major obstacle,Moderate obstacle,Minor obstacle,No obstacle,Moderate obstacle,No obstacle,Yes,0,100, -44,0,Yes,14,Yes,100,0,0,0,0,0,0,0,0,0,0,0,0, -44,50,50,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Loan,2011,2100000,8,24,Private commercial banks,Yes,Yes,No,No,Yes,No, -44,150,Yes,5,4,Incompleteness of loan application,-44,7280000,7740000,2786000,2520000,542000,54000,70000,108000,13000,10000,14000,542000,252000,1647000,1219000,2167000,1935000,6263000,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,Minor obstacle,No obstacle,Moderate obstacle,Very severe obstacle,No obstacle,Moderate obstacle,No obstacle,Minor obstacle,Very severe obstacle,Minor obstacle,No obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Access to finance,Macroeconomic environment,Minor obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Private independent fund, -44,technological and Innovation Support, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Truthful,Are taken directly from the establishment's records, 78091,91,Trinidad & Tobago,Trinidad & Tobago,Transport,237,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Male,2000,No,Yes,2000,32,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0, -44,0,100,0,0,Others,0,100,0,taxi services,100,National,20,Increased,Increased,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,60,40,Yes,13,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,Yes,No,No,Yes,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,No,No,No,No,-44,-44,No,-44,-44,No,Yes,No,0,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,15,1,5,14,5,4,3,2,0,1,1,1,2,2,0,0,0,0,0,0,0,1,1,0,0,0,2,7,66000,7,67000,6,77000,1,47000,1,45000,1,51000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,26550,1,27000,1,29800,0,-77,0,-77,0,-77,4,20250,4,20600,4,22700,0,-77,0,-77,0,-77,3,22950,3,22300,3,24700,-44, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Completed secondary,Important,Important,Critical,Very important,Important,Important,Important,Slightly important,Slightly important,Important,Slightly important,Important,Slightly important,Slightly important,Important,Critical,Very important,Critical,Important,Slightly important,Very important,Critical,Important,Very important,Critical,Not important,Important,Slightly important,Slightly important,Not important,Important,Important,Slightly important,Critical,Critical,Important,Critical,Slightly important,Slightly important,Important,Important,Important,Very important,Important,Critical,Important,Critical,Critical,Critical,Critical,Critical,Slightly important,Slightly important,Important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Important,Important,Slightly important,Very important,Not important,Slightly important,Not important,Very important,Very important,Critical,Critical,Critical,Very important,Important,Not important,Important,Very important,Slightly important,Not important,Slightly difficult,Very difficult,Difficult,0,10,Difficult,Almost impossible,Very difficult,1,14,Slightly difficult,Difficult,Difficult,0,3,Not difficult,Slightly difficult,Slightly difficult,1,1,Not difficult,Slightly difficult,Difficult,0,2,Slightly difficult,Slightly difficult,Slightly difficult,0,9,Not difficult,Slightly difficult,Difficult,1,6,Not difficult,Not difficult,Not difficult,1,7,Not difficult,Slightly difficult,Slightly difficult,1,2,Important,Critical,Very important,Important,Very important,Not important,Slightly important,Not important,Minor obstacle,Major obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,Private placement office, -44,Yes to hire,Yes,2,No,-44,Yes,0,0,Yes,-44,No,-44,-44,-44,-44,-44,-44,Yes,100,0, -44,0,No,-44,No,80,16,4,0,0,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,3,3,Incompleteness of loan application,-44,4290000,4330000,1126000,3150000,173000,13000,78000,65000,7000,7000,3000,0,0,870000,877000,1299000,1169000,3235000,Major obstacle,No obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Moderate obstacle,No obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Access to finance,Practices of competitors in the informal sector,Corruption,Very severe obstacle,Yes,Yes,No,No,No,Yes,No,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Large impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Large impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 78092,92,Trinidad & Tobago,Trinidad & Tobago,Transport,241,Yes,2,Establishment physically separated from HQ and other establi,Yes,-44,Shareholding company with non-traded shares or shares traded, -44,65,65,35,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly women,Male,Male,Male,2005,No,Yes,2005,10,No,-44,-44,No,-44,-44,No,-44,-44,Yes,27,No,Yes,1,1,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,5,Yes,No,Yes,0,-44,-44,100,0, -44,75,0,25,0,Medium private firms (20-100 employees),75,0,25,freight forwarding,95,Local,10,Increased,Remained the same,2-5,65,35,0,2005,argentina,40,chile,30,9,0,0,50,50,Yes,4,No,No,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,Yes,No,No,No,Minor obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,-44, -44,Tend to disagree,Tend to disagree,Strongly disagree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,No,-44,-44,Yes,0,0,-44,No,-44,-44,Yes,35,Yes,No,-44,-44,12,31,10,10,7,4,0,1,1,3,2,2,0,0,0,0,0,0,0,1,1,0,0,0,0,12,110000,12,112000,10,127000,1,50000,1,51000,1,57000,1,64000,2,63000,1,72000,1,22725,1,21000,1,27000,1,26550,1,24400,1,31200,0,-77,0,-77,0,-77,10,27225,9,25500,8,31100,0,-77,0,-77,0,-77,7,22950,7,22100,7,26500,-44, -44,University graduate,Completed secondary,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed secondary,Completed secondary,Not applicable,Not applicable,Completed secondary,Completed primary school,Important,Slightly important,Critical,Very important,Very important,Very important,Very important,Slightly important,Slightly important,Very important,Slightly important,Important,Slightly important,Not important,Important,Critical,Very important,Very important,Slightly important,Slightly important,Very important,Critical,Important,Slightly important,Very important,Not important,Important,Important,Slightly important,Not important,Critical,Slightly important,Critical,Critical,Critical,Very important,Very important,Important,Slightly important,Important,Important,Very important,Critical,Slightly important,Critical,Very important,Critical,Very important,Very important,Critical,Very important,Slightly important,Not important,Important,Not important,Important,Important,Slightly important,Important,Slightly important,Important,Important,Important,Very important,Important,Not important,Not important,Not important,Important,Important,Very important,Critical,Critical,Critical,Not important,Slightly important,Important,Very important,Not important,Slightly important,Slightly difficult,Almost impossible,Difficult,2,21,Not difficult,Very difficult,Difficult,0,4,Not difficult,Difficult,Difficult,0,5,Not difficult,Not difficult,Slightly difficult,0,1,Not difficult,Slightly difficult,Slightly difficult,0,6,Difficult,Slightly difficult,Difficult,1,6,Not difficult,Slightly difficult,Slightly difficult,1,9,Not difficult,Slightly difficult,Not difficult,1,8,Not difficult,Slightly difficult,Slightly difficult,0,2,Very important,Critical,Slightly important,Not important,Very important,Slightly important,Not important,Slightly important,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Private placement office, -44,No,-44,-44,-44,-44,Yes,2,5,Yes,-44,Yes,Very severe obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Yes,50,50, -44,0,Yes,13,No,30,16,4,30,20,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Other,3490000,3840000,1344000,1290000,307000,15000,50000,31000,2000,4000,5000,0,0,484000,538000,806000,768000,2265000,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Major obstacle,Very severe obstacle,Minor obstacle,Major obstacle,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,Customs and Trade Regulations,Macroeconomic environment,Inadequately educated workforce,Moderate obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Community based organization, -44,Marketing and Operations support, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,Somewhat truthful,Are taken directly from the establishment's records, 78093,93,Trinidad & Tobago,Trinidad & Tobago,Retail,251,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,80,80,20,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Male,1996,No,Yes,1996,17,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,1,1,-44,No,-44,-44,-44,-44,Yes,7,1,1,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,0,0,100,0,Individuals,0,0,100,courier services,100,National,10,Increased,Increased,More than 5,100,0,20,-44,-44,-44,-44,-44,-44,-44,-44,25,75,Yes,11,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,Yes,No,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to agree,Yes,No,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,Yes,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,1,No,-44,-44,No,-44,-44,0,No,-44,-44,No,-44,-44,Yes,15,1,1,22,7,7,5,3,0,3,2,3,2,2,0,0,0,0,0,0,0,1,1,0,0,0,3,9,84000,8,75000,8,95000,1,56000,2,57000,1,60000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,29025,1,28500,1,32900,1,21375,1,21200,1,23500,7,26100,7,26300,6,29300,0,-77,0,-77,0,-77,5,24525,5,23400,5,26700,-44, -44,University graduate,Post graduated,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Completed secondary,Important,Slightly important,Critical,Critical,Important,Important,Important,Important,Very important,Very important,Important,Slightly important,Slightly important,Not important,Important,Very important,Critical,Critical,Slightly important,Slightly important,Critical,Critical,Important,Slightly important,Critical,Slightly important,Important,Very important,Not important,Important,Very important,Slightly important,Critical,Very important,Critical,Important,Critical,Very important,Important,Very important,Important,Important,Very important,Important,Critical,Important,Critical,Critical,Very important,Very important,Critical,Important,Not important,Important,Not important,Important,Slightly important,Not important,Important,Slightly important,Slightly important,Important,Important,Slightly important,Very important,Not important,Slightly important,Slightly important,Important,Very important,Very important,Critical,Critical,Critical,Not important,Not important,Very important,Important,Not important,Slightly important,Not difficult,Difficult,Difficult,0,8,Not difficult,Very difficult,Slightly difficult,0,10,Slightly difficult,Slightly difficult,Difficult,0,2,Not difficult,Slightly difficult,Slightly difficult,0,3,Slightly difficult,Not difficult,Not difficult,0,6,Slightly difficult,Difficult,Difficult,1,10,Not difficult,Very difficult,Difficult,1,3,Not difficult,Slightly difficult,Slightly difficult,1,10,Not difficult,Not difficult,Not difficult,1,1,Important,Critical,Very important,Important,Important,Not important,Slightly important,Not important,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,Public placement office, -44,No,-44,-44,-44,-44,No,-44,-44,No,Other,No,-44,-44,-44,-44,-44,-44,Yes,100,0, -44,0,Yes,11,Yes,10,32,8,0,50,0,0,0,0,0,0,0,0, -44,25,75,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Line of credit,2011,50000,9,54,Private commercial banks,Yes,No,Yes,No,No,No, -44,150,Yes,3,2,Problems with credit history/report,-44,2140000,2430000,1045000,1260000,170000,24000,12000,27000,4000,2000,3000,219000,0,292000,442000,486000,559000,1302000,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,No obstacle,Minor obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,Corruption,Cost of finance,Political environment,Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Government based organization, -44,Marketing and Operations support, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 78094,94,Trinidad & Tobago,Trinidad & Tobago,Construction,257,No,-44,-44,-44,-44,Limited partnership, -44,50,100,0,0,0,Equally men and women,No,Yes,40,Makes major strategic and fiancial decisions,20,4,Predominantly men,Male,Male,Male,1975,Yes,Yes,1975,38,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,8,3,2,-44,No,-44,-44,-44,-44,Yes,1,1,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,75,0,25,0,Government or government agencies (including state-owned ent,0,100,0,road building and paving servi,85,Local,5,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,80,20,Yes,6,No,No,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,-44,75000,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,Outside working hours,Baseball bat,Goods or stock,800,Gang related,No,No,There was no insurance requirement,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,2,Outside working hours,Other,Goods or stock,300,Other,No,No,Don't have the time; inconvenient,Yes,1,Outside working hours,Firearm/gun,Money,2500,Other,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,Yes,No,-44,-44,No,-44,-44,No,No,No,5,No,-44,-44,No,-44,0,-44,Yes,15,No,Yes,35,No,No,-44,-44,5,31,10,10,7,4,1,4,2,4,5,3,1,1,0,0,0,0,0,1,1,1,2,0,4,13,75000,13,71000,13,86000,1,56000,1,51000,1,61000,1,40000,1,38000,1,46000,1,29250,1,27000,1,32000,1,28800,1,26400,1,31000,0,-77,0,-77,0,-77,11,26550,10,23700,10,29200,0,-77,0,-77,0,-77,8,23625,9,21300,8,25700,-44, -44,Post graduated,Completed secondary,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Completed primary school,Important,Important,Critical,Important,Very important,Important,Important,Important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Important,Very important,Critical,Critical,Important,Very important,Critical,Very important,Important,Important,Critical,Slightly important,Very important,Slightly important,Not important,Not important,Important,Very important,Important,Very important,Critical,Very important,Very important,Very important,Important,Important,Important,Important,Very important,Important,Critical,Important,Critical,Critical,Very important,Very important,Critical,Slightly important,Slightly important,Very important,Slightly important,Slightly important,Slightly important,Not important,Not important,Slightly important,Very important,Important,Important,Slightly important,Important,Not important,Slightly important,Not important,Very important,Important,Critical,Critical,Critical,Very important,Slightly important,Slightly important,Important,Very important,Slightly important,Slightly important,Slightly difficult,Very difficult,Difficult,2,18,Slightly difficult,Difficult,Difficult,1,4,Slightly difficult,Difficult,Difficult,0,9,Slightly difficult,Slightly difficult,Not difficult,0,3,Slightly difficult,Not difficult,Slightly difficult,0,2,Slightly difficult,Slightly difficult,Slightly difficult,1,9,Not difficult,Difficult,Slightly difficult,2,5,Slightly difficult,Slightly difficult,Slightly difficult,1,3,Slightly difficult,Not difficult,Not difficult,1,1,Important,Very important,Slightly important,Important,Very important,Slightly important,Not important,Not important,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,No obstacle,No obstacle,Private placement office, -44,Yes to fire,No,-44,Yes,2,Yes,4,10,Yes,-44,Yes,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,Yes,75,25, -44,0,Yes,15,Yes,25,48,12,0,15,0,0,0,0,0,0,0,0, -44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Line of credit,2011,200000,6,30,"Non-Bank financial institutions (microfinance institutions,",Yes,Yes,No,No,No,No, -44,150,Yes,2,1,Incompleteness of loan application,-44,2480000,2670000,748000,1890000,27000,3000,45000,35000,7000,7000,6000,0,134000,374000,626000,534000,881000,913000,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Very severe obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Access to finance,Corruption,Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Community based organization, -44,technological and Innovation Support, -44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,Yes,Truthful,Are taken directly from the establishment's records, 78095,95,Trinidad & Tobago,Trinidad & Tobago,Services of motor vehicles,260,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,2002,No,Yes,2002,11,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,20,80,0,0,Others,20,80,0,bus motors,90,Local,5,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,75,25,Yes,18,Yes,No,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,-44, -44,Tend to agree,Strongly disagree,Tend to disagree,Tend to disagree,Yes,No,-44,-44,-44,-44,Yes,-44,100000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,Yes,Yes,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,10,No,-44,-44,Yes,0,0,-44,Yes,6,No,No,-44,-44,No,-44,-44,8,11,5,3,2,1,0,0,0,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,2,5,94000,4,86000,4,112000,1,49000,2,48000,1,56000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,3,23400,3,22100,3,27800,0,-77,0,-77,0,-77,2,22050,3,21800,2,25700,Increase/decreased demand for goods, -44,University graduate,Completed college/vocational training,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Completed primary school,Important,Slightly important,Critical,Very important,Important,Very important,Important,Slightly important,Important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Critical,Critical,Critical,Important,Important,Critical,Critical,Slightly important,Slightly important,Critical,Important,Slightly important,Important,Not important,Slightly important,Important,Important,Important,Very important,Critical,Very important,Very important,Important,Important,Slightly important,Important,Important,Very important,Important,Critical,Important,Very important,Critical,Very important,Critical,Critical,Slightly important,Not important,Important,Slightly important,Slightly important,Very important,Slightly important,Important,Important,Slightly important,Important,Important,Slightly important,Important,Not important,Not important,Not important,Important,Very important,Critical,Critical,Critical,Critical,Not important,Important,Important,Slightly important,Slightly important,Slightly important,Not difficult,Very difficult,Difficult,0,22,Slightly difficult,Very difficult,Difficult,0,13,Difficult,Slightly difficult,Slightly difficult,0,3,Not difficult,Not difficult,Not difficult,0,3,Slightly difficult,Difficult,Slightly difficult,0,8,Not difficult,Difficult,Slightly difficult,0,3,Slightly difficult,Slightly difficult,Slightly difficult,1,2,Slightly difficult,Not difficult,Not difficult,1,8,Not difficult,Not difficult,Not difficult,1,1,Important,Very important,Very important,Important,Very important,Slightly important,Not important,Not important,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,Private placement office, -44,No,-44,-44,-44,-44,Yes,2,15,Yes,-44,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,15,Yes,10,64,16,0,10,0,0,0,0,0,0,0,0, -44,50,25,0,0,0,25,0,0,0,0,0,0,0,0,0, -44,Yes,Line of credit,2007,70000,12,48,Private commercial banks,Yes,Yes,No,No,No,No, -44,100,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,24340000,25350000,8366000,1010000,761000,152000,228000,177000,25000,16000,16000,0,2535000,4076000,4715000,6084000,7605000,7666000,No obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,No obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Practices of competitors in the informal sector,Corruption,Political environment,Very severe obstacle,Yes,Yes,No,No,No,Yes,Yes,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,Yes,Large impact,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,Yes,Negative impact,-44,-44,-44,-44,-44,-44,No,No impact,Yes,Negative impact,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,No,No impact,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,No,No impact,-44,-44,-44,-44,-44,-44,No,No impact,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,Yes,Large impact,Yes,Large impact,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Truthful,Are estimates computed with some precision, 78096,96,Trinidad & Tobago,Trinidad & Tobago,Transport,277,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Female,1994,No,Yes,1994,9,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,4,3,1,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0, -44,0,50,50,3,Government or government agencies (including state-owned ent,0,50,50,shipping,100,National,10,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,35,65,No,-44,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,Yes,Yes,Yes,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,-44, -44,Tend to disagree,Strongly disagree,Tend to disagree,Tend to agree,Yes,No,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,No,30000,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,No,No,No,0,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,10,23,7,8,5,3,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3,7,100000,6,95000,6,108000,1,45000,2,40000,1,50000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,22500,1,22300,1,25200,1,22725,1,22700,1,24700,8,23175,8,23200,9,26000,0,-77,0,-77,0,-77,5,23175,6,22100,5,25500,Increase/decreased demand for goods, -44,University graduate,Completed secondary,University graduate,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed secondary,Completed secondary,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Important,Important,Critical,Important,Important,Important,Slightly important,Important,Very important,Very important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Critical,Critical,Very important,Important,Important,Critical,Critical,Important,Important,Critical,Slightly important,Very important,Very important,Not important,Not important,Very important,Important,Important,Critical,Critical,Important,Very important,Very important,Very important,Important,Important,Important,Very important,Important,Critical,Very important,Very important,Very important,Very important,Critical,Very important,Slightly important,Slightly important,Very important,Not important,Important,Important,Not important,Slightly important,Important,Important,Very important,Slightly important,Slightly important,Important,Not important,Slightly important,Slightly important,Important,Important,Very important,Critical,Critical,Critical,Slightly important,Slightly important,Very important,Important,Slightly important,Slightly important,Slightly difficult,Very difficult,Slightly difficult,0,15,Slightly difficult,Difficult,Slightly difficult,0,13,Slightly difficult,Difficult,Slightly difficult,0,7,Slightly difficult,Slightly difficult,Not difficult,0,1,Not difficult,Slightly difficult,Slightly difficult,1,5,Slightly difficult,Slightly difficult,Difficult,0,10,Slightly difficult,Difficult,Difficult,0,7,Not difficult,Slightly difficult,Slightly difficult,1,2,Not difficult,Not difficult,Not difficult,0,2,Very important,Important,Important,Important,Very important,Not important,Not important,Not important,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,Private placement office, -44,No,-44,-44,-44,-44,Yes,0,15,Yes,-44,Yes,Very severe obstacle,Moderate obstacle,Major obstacle,No obstacle,No obstacle,Minor obstacle,Yes,0,100, -44,0,No,-44,Yes,70,0,0,0,30,0,0,0,0,0,0,0,0, -44,25,37.5,0,0,0,37.5,0,0,0,0,0,0,0,0,0, -44,Yes,Loan,2010,30000,14,84,Private commercial banks,Yes,Yes,No,No,No,No, -44,125,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,5090000,5720000,1659000,1890000,515000,34000,137000,86000,9000,4000,9000,0,343000,974000,1062000,1316000,1659000,2816000,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,Major obstacle,Very severe obstacle,Minor obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,Cost of finance,Macroeconomic environment,Access to finance,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Community based organization, -44,Financial magement and tax and customs administration, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are taken directly from the establishment's records, 78097,97,Trinidad & Tobago,Trinidad & Tobago,Electronics,281,No,-44,-44,-44,-44,Limited partnership, -44,50,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,1956,No,Yes,1956,27,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,3,1,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,100,70,40,0,0, -44,10,85,5,4,Others,95,0,5,small appliances,25,Local,5,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,80,20,Yes,5,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,No obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,-44, -44,Tend to disagree,Strongly disagree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,45000,0,Yes,Yes,Yes,Yes,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,No,-44,-44,Yes,0,1,-44,Yes,10,Yes,Yes,40,No,No,-44,-44,7,45,16,15,11,3,0,6,5,0,2,2,0,0,0,0,0,0,0,1,1,0,0,0,5,18,76000,18,68000,18,83000,1,39000,1,37000,1,46000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,28125,1,27400,1,33400,1,24300,1,22100,1,27000,0,-77,0,-77,0,-77,15,23400,14,23600,15,26000,11,23400,12,23400,12,27800,-44, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Completed secondary,Completed secondary,Important,Important,Critical,Important,Very important,Very important,Slightly important,Important,Important,Important,Important,Slightly important,Not important,Important,Important,Critical,Very important,Critical,Important,Very important,Very important,Very important,Slightly important,Important,Critical,Slightly important,Important,Important,Slightly important,Not important,Important,Important,Very important,Critical,Critical,Slightly important,Very important,Very important,Important,Important,Important,Very important,Critical,Important,Very important,Important,Very important,Critical,Very important,Very important,Critical,Not important,Slightly important,Very important,Slightly important,Very important,Important,Slightly important,Slightly important,Not important,Important,Very important,Important,Slightly important,Important,Not important,Slightly important,Slightly important,Important,Important,Very important,Critical,Critical,Critical,Not important,Slightly important,Very important,Important,Slightly important,Not important,Not difficult,Very difficult,Difficult,2,21,Not difficult,Almost impossible,Difficult,0,8,Slightly difficult,Difficult,Difficult,1,4,Slightly difficult,Slightly difficult,Slightly difficult,1,3,Slightly difficult,Difficult,Difficult,1,9,Slightly difficult,Slightly difficult,Difficult,1,9,Not difficult,Slightly difficult,Slightly difficult,0,7,Not difficult,Difficult,Not difficult,2,7,Slightly difficult,Not difficult,Slightly difficult,2,1,Very important,Critical,Slightly important,Slightly important,Very important,Slightly important,Slightly important,Slightly important,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,Through family/friends, -44,Yes to fire,No,-44,Yes,0,Yes,5,5,No,Other,Yes,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,No obstacle,Yes,100,0, -44,0,Yes,12,No,25,24,6,30,5,0,0,0,0,0,0,0,10, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,2,2,Insufficient profitability,-44,21590000,23990000,8876000,4030000,2159000,48000,120000,312000,37000,50000,56000,0,0,3407000,4990000,4798000,6237000,8636000,Moderate obstacle,Major obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,Cost of finance,Political environment,Electricity,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Private independent fund, -44,technological and Innovation Support, -44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 78098,98,Trinidad & Tobago,Trinidad & Tobago,Retail,294,No,-44,-44,-44,-44,Limited partnership, -44,93.09999999999999,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Male,1900,No,Yes,1900,44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,22,No,Yes,6,1,1,-44,No,-44,-44,-44,-44,Yes,0,0,0,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0, -44,0,20,80,5,Individuals,0,40,60,pharmaceuticals,50,National,15,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,50,50,Yes,3,Yes,Yes,Yes,No,Yes,No,Yes,Laboratory or research center, -44,No,Yes,Yes,Yes,No,Yes,Yes,Yes,No,Yes,Yes,No,Yes,No,No,Yes,No,Yes,No, -44,Important,Important,Slightly important,Very Important,Important,Very Important,Very Important,Yes,55,Yes,45,No,-44,No,No,0,-44,Yes,No,Yes,No,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Minor obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,-44, -44,Tend to agree,Tend to agree,Strongly disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,-44,60000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,No,0,4000,Yes,No,No,Yes,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,Yes,2,No,Yes,0,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,1,77,31,26,19,1,1,14,9,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,8,31,100000,29,102000,31,113000,1,49000,1,48000,1,53000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,26,28575,24,27300,22,32700,0,-77,0,-77,0,-77,19,23625,18,21300,16,25700,Increase demand for higher quality product, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Completed secondary,Important,Slightly important,Critical,Very important,Very important,Important,Slightly important,Slightly important,Important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Critical,Very important,Very important,Important,Important,Very important,Very important,Slightly important,Very important,Critical,Slightly important,Slightly important,Important,Not important,Not important,Slightly important,Important,Important,Critical,Very important,Important,Very important,Very important,Important,Important,Important,Very important,Critical,Important,Critical,Important,Critical,Very important,Very important,Critical,Critical,Not important,Not important,Very important,Slightly important,Important,Important,Not important,Important,Slightly important,Very important,Slightly important,Slightly important,Slightly important,Very important,Not important,Slightly important,Slightly important,Very important,Slightly important,Critical,Critical,Critical,Very important,Slightly important,Not important,Important,Important,Slightly important,Slightly important,Not difficult,Difficult,Difficult,4,19,Not difficult,Very difficult,Slightly difficult,0,9,Slightly difficult,Slightly difficult,Difficult,0,6,Slightly difficult,Slightly difficult,Slightly difficult,0,3,Slightly difficult,Slightly difficult,Slightly difficult,1,3,Slightly difficult,Difficult,Slightly difficult,0,2,Not difficult,Slightly difficult,Slightly difficult,3,3,Not difficult,Slightly difficult,Not difficult,1,4,Not difficult,Not difficult,Not difficult,2,1,Critical,Very important,Very important,Important,Important,Not important,Slightly important,Slightly important,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,Private placement office, -44,No,-44,-44,-44,-44,Yes,3,15,No,The firm cannot afford the optimal level of training,No,-44,-44,-44,-44,-44,-44,Yes,90,10, -44,0,Yes,13,No,15,48,12,0,25,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Collateral requirements for loans or line of credit are unat,16320000,18540000,6674000,7560000,742000,167000,243000,167000,18000,15000,10000,0,0,3582000,2818000,5191000,3708000,13289000,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Minor obstacle,No obstacle,Minor obstacle,Very severe obstacle,Very severe obstacle,Yes,Yes,No,Yes,No,Inadequately educated workforce,Access to finance,"Crime, theft and disorder",Minor obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,International organization, -44,technological and Innovation Support, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,Yes,Yes,No,Yes,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 78099,99,Trinidad & Tobago,Trinidad & Tobago,Transport,328,No,-44,-44,-44,-44,Sole proprietorship, -44,100,0,100,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,1993,No,Yes,1993,9,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,9,2,0,-44,Yes,1,0,0,-44,Yes,8,2,1,-44,Yes,1,4,2,-44,Yes,3,Yes,Yes,Yes,0,-44,-44,100,0, -44,50,0,50,0,Others,95,0,5,shipping,100,Local,5,Decreased,Decreased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,40,60,Yes,4,Yes,Yes,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,Yes,No,Yes,No,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,Yes,Yes,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,5,Yes,2,No,Yes,0,-44,0,No,-44,-44,No,-44,-44,No,-44,-44,10,54,20,18,13,3,0,7,6,3,0,0,0,0,0,0,0,0,0,0,0,0,0,0,6,20,97000,19,94000,17,113000,1,51000,2,52000,1,57000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,24300,1,22300,1,27000,1,27450,1,27200,1,30200,18,25200,18,22700,17,27200,0,-77,0,-77,0,-77,13,23625,15,23000,13,26500,Economic upturn/downturn, -44,University graduate,Completed college/vocational training,Post graduated,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed secondary,Completed college/vocational training,Not applicable,Not applicable,Completed secondary,Completed secondary,Important,Slightly important,Critical,Important,Very important,Important,Important,Slightly important,Very important,Important,Important,Important,Slightly important,Not important,Slightly important,Critical,Very important,Very important,Important,Important,Critical,Critical,Important,Important,Critical,Slightly important,Slightly important,Slightly important,Not important,Not important,Critical,Slightly important,Important,Critical,Very important,Slightly important,Very important,Important,Slightly important,Important,Important,Important,Critical,Important,Critical,Important,Critical,Critical,Very important,Very important,Critical,Not important,Not important,Important,Not important,Very important,Important,Slightly important,Not important,Slightly important,Important,Important,Important,Very important,Important,Not important,Slightly important,Slightly important,Important,Very important,Critical,Very important,Critical,Very important,Not important,Not important,Important,Important,Not important,Slightly important,Not difficult,Difficult,Difficult,2,9,Slightly difficult,Very difficult,Difficult,1,11,Not difficult,Slightly difficult,Difficult,1,8,Slightly difficult,Not difficult,Slightly difficult,0,1,Slightly difficult,Slightly difficult,Not difficult,1,4,Not difficult,Difficult,Slightly difficult,1,10,Not difficult,Difficult,Slightly difficult,2,3,Not difficult,Slightly difficult,Slightly difficult,1,4,Not difficult,Not difficult,Not difficult,2,1,Very important,Very important,Very important,Important,Very important,Slightly important,Slightly important,Slightly important,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Public placement office, -44,No,-44,-44,-44,-44,Yes,5,10,No,The firm does not have enough information about training pro,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,Yes,10,No,80,0,0,0,20,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Interest rates are not favorable,4060000,3980000,1791000,2520000,40000,4000,72000,48000,6000,3000,4000,0,151000,824000,662000,1114000,1035000,1548000,Major obstacle,Major obstacle,Very severe obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Very severe obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Minor obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Minor obstacle,No obstacle,Moderate obstacle,Very severe obstacle,No,No,Yes,No,No,Practices of competitors in the informal sector,Corruption,Customs and Trade Regulations,Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed, -44,-44,-44, -44,-44, -44,Yes,No,No,Yes,No,No,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 780100,100,Trinidad & Tobago,Trinidad & Tobago,Construction,337,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,50,50,50,0,0,Equally men and women,No,Yes,30,Makes decisions in consultation with other partners,4,8,Predominantly men,Male,Male,Male,2004,Yes,Yes,2004,9,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,1,0,-44,No,-44,-44,-44,-44,Yes,7,2,0,-44,No,-44,-44,-44,-44,Yes,1,Yes,Yes,Yes,0,-44,-44,100,0, -44,20,0,80,20,Small private firms (less than 20 employees),0,0,100,construction,100,Local,5,Increased,Remained the same,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,85,15,Yes,20,No,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,Yes,No,No,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,-44, -44,Tend to disagree,Tend to agree,Tend to agree,Tend to agree,Yes,No,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,0,0,Yes,No,No,Yes,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,1,No,-44,-44,Yes,10,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,10,34,12,11,8,3,1,4,2,3,15,7,4,3,1,0,1,0,1,1,1,1,1,1,0,19,100000,18,96000,18,108000,1,45000,1,40000,1,51000,1,58000,1,56000,1,64000,1,22500,1,21000,1,26000,1,23625,1,21300,1,27800,0,-77,0,-77,0,-77,15,23850,14,23000,15,26200,0,-77,0,-77,0,-77,11,23175,11,22800,11,25700,Increase demand for higher quality product, -44,University graduate,University graduate,University graduate,University graduate,Completed secondary,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Important,Important,Critical,Very important,Important,Important,Important,Important,Important,Important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Critical,Critical,Very important,Important,Slightly important,Critical,Critical,Important,Important,Very important,Slightly important,Slightly important,Important,Slightly important,Slightly important,Important,Very important,Important,Critical,Critical,Important,Very important,Very important,Critical,Important,Important,Very important,Critical,Slightly important,Very important,Important,Very important,Critical,Very important,Very important,Critical,Slightly important,Not important,Very important,Not important,Important,Important,Slightly important,Slightly important,Not important,Important,Very important,Important,Slightly important,Very important,Slightly important,Not important,Not important,Slightly important,Important,Critical,Critical,Critical,Very important,Slightly important,Not important,Important,Very important,Not important,Important,Slightly difficult,Almost impossible,Slightly difficult,2,24,Slightly difficult,Very difficult,Very difficult,1,8,Slightly difficult,Difficult,Difficult,1,3,Slightly difficult,Not difficult,Slightly difficult,0,2,Slightly difficult,Slightly difficult,Slightly difficult,0,2,Slightly difficult,Slightly difficult,Difficult,1,5,Not difficult,Very difficult,Difficult,2,3,Not difficult,Slightly difficult,Not difficult,0,8,Not difficult,Not difficult,Not difficult,2,2,Very important,Very important,Very important,Important,Slightly important,Not important,Not important,Slightly important,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Public placement office, -44,No,-44,-44,-44,-44,No,-44,-44,No,Other,Yes,Major obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Yes,100,0, -44,0,Yes,15,No,10,64,16,0,10,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Other,13660000,14080000,4224000,3780000,1408000,42000,70000,141000,21000,11000,14000,1260000,1260000,2129000,2957000,2957000,3942000,8073000,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,No obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Access to finance,Macroeconomic environment,Moderate obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Local business association, -44,Human resources Support, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Truthful,Are taken directly from the establishment's records, 780102,102,Trinidad & Tobago,Trinidad & Tobago,Other manufacturing,350,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,1998,No,Yes,1998,14,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,1,1,-44,No,-44,-44,-44,-44,Yes,8,2,0,-44,No,-44,-44,-44,-44,Yes,3,Yes,No,Yes,75,80,39,25,0, -44,10,75,15,0,Large private firms (more than 100 employees),0,75,25,printed cards,85,Local,5,Increased,Remained the same,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,80,20,No,-44,No,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,No obstacle,Moderate obstacle,No obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,No obstacle,-44, -44,Tend to disagree,Strongly disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,6,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,30,2,5,15,3,4,4,4,0,1,1,2,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3,110000,2,105000,1,129000,1,43000,2,42000,1,47000,1,62000,1,59000,1,68000,1,23400,1,21000,1,27000,1,28350,1,28900,1,33100,0,-77,0,-77,0,-77,4,22050,4,22300,4,25200,0,-77,0,-77,0,-77,4,23175,4,22800,4,25200,-44, -44,University graduate,University graduate,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Completed secondary,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Very important,Slightly important,Very important,Important,Very important,Important,Slightly important,Important,Important,Important,Important,Important,Slightly important,Not important,Slightly important,Critical,Very important,Very important,Important,Important,Very important,Critical,Important,Important,Critical,Not important,Important,Important,Slightly important,Not important,Important,Important,Important,Critical,Critical,Important,Very important,Slightly important,Important,Very important,Important,Important,Critical,Important,Critical,Important,Critical,Very important,Very important,Critical,Critical,Not important,Slightly important,Very important,Slightly important,Important,Important,Important,Slightly important,Slightly important,Important,Very important,Slightly important,Slightly important,Very important,Not important,Not important,Not important,Very important,Important,Critical,Critical,Critical,Very important,Not important,Not important,Very important,Important,Not important,Not important,Slightly difficult,Very difficult,Difficult,0,10,Difficult,Very difficult,Difficult,0,4,Slightly difficult,Slightly difficult,Difficult,0,4,Slightly difficult,Slightly difficult,Not difficult,0,2,Slightly difficult,Slightly difficult,Slightly difficult,1,9,Not difficult,Difficult,Difficult,1,2,Not difficult,Slightly difficult,Difficult,1,4,Not difficult,Slightly difficult,Not difficult,0,2,Not difficult,Slightly difficult,Not difficult,1,2,Important,Very important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,Major obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Public placement office, -44,Yes to fire,No,-44,Yes,1,No,-44,-44,No,The benefits of training are small than the costs,No,-44,-44,-44,-44,-44,-44,No,100,0, -44,0,No,-44,Yes,85,0,0,0,10,0,0,0,5,0,0,0,0, -44,50,25,12.5,12.5,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Loan,2011,20000,15,108,Private commercial banks,Yes,No,No,No,No,No, -44,100,Yes,2,1,Problems with credit history/report,-44,2710000,2770000,831000,1020000,277000,189000,176000,44000,12000,4000,8000,0,305000,620000,950000,1000000,3210000,1110000,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,No obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Access to finance,Corruption,Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are estimates computed with some precision, 780103,103,Trinidad & Tobago,Trinidad & Tobago,Wholesale,352,Yes,6,Headquarters with production and/or sales at this location,Yes,-44,Partnership (including limited liability companies), -44,45,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,1970,No,Yes,1970,27,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,0,1,2,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,1,Yes,Yes,Yes,0,-44,-44,100,0, -44,0,10,90,1,Government or government agencies (including state-owned ent,5,5,90,household appliances,50,National,10,Increased,Remained the same,More than 5,80,20,0,1979,usa,15,brasil,5,2,0,0,25,75,No,-44,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Major obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,-44, -44,Tend to disagree,Strongly disagree,Tend to agree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,-44,100000,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,Outside working hours,Other,Goods or stock,850,A fellow employee,No,No,Don't have the time; inconvenient,Yes,1,During working hours,Baseball bat,Goods or stock,20000,Gang related,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,2,Outside working hours,Other,Other company property,300,Gang related,No,No,Loss was small,Yes,2,During working hours,Knife,Goods or stock,3000,Gang related,Yes,Yes,-44,Yes,1,During working hours,Firearm/gun,Money,6500,Gang related,No,Yes,-44,No,-44,-44,6000,Yes,Yes,No,Yes,Yes,Yes,Yes,No,No,-44,-44,No,Yes,No,5,Yes,3,Yes,No,-44,0,-44,Yes,0,Yes,Yes,45,Yes,Yes,5,2,11,113,45,39,28,1,0,15,9,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,14,45,92000,44,89000,43,109000,1,45000,2,41000,1,52000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,39,23400,40,23000,38,26000,0,-77,0,-77,0,-77,28,23175,29,23600,28,27500,Increase/decreased demand for goods, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Very important,Important,Critical,Important,Important,Important,Slightly important,Slightly important,Very important,Important,Important,Important,Not important,Important,Very important,Critical,Critical,Critical,Important,Important,Critical,Critical,Important,Slightly important,Critical,Slightly important,Very important,Important,Not important,Slightly important,Very important,Important,Important,Very important,Very important,Important,Very important,Slightly important,Slightly important,Important,Slightly important,Important,Very important,Important,Critical,Very important,Critical,Critical,Very important,Very important,Critical,Slightly important,Not important,Very important,Not important,Important,Very important,Not important,Important,Not important,Very important,Important,Important,Slightly important,Very important,Slightly important,Not important,Slightly important,Slightly important,Important,Critical,Critical,Very important,Very important,Not important,Slightly important,Important,Important,Slightly important,Not important,Not difficult,Very difficult,Difficult,5,21,Not difficult,Very difficult,Difficult,1,13,Slightly difficult,Slightly difficult,Slightly difficult,1,9,Slightly difficult,Not difficult,Not difficult,1,1,Slightly difficult,Difficult,Not difficult,0,3,Not difficult,Difficult,Slightly difficult,0,6,Slightly difficult,Slightly difficult,Difficult,4,9,Slightly difficult,Slightly difficult,Slightly difficult,1,3,Not difficult,Not difficult,Not difficult,3,2,Very important,Important,Very important,Not important,Important,Not important,Not important,Slightly important,Moderate obstacle,No obstacle,Minor obstacle,Major obstacle,Moderate obstacle,No obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,No obstacle,Moderate obstacle,No obstacle,No obstacle,Through family/friends, -44,No,-44,-44,-44,-44,Yes,4,10,No,Other,Yes,Very severe obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No,100,0, -44,0,Yes,8,Yes,50,0,0,0,50,0,0,0,0,0,0,0,0, -44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,2,2,Concerns about level of debt already incurred,-44,9510000,9700000,3977000,3780000,388000,49000,126000,58000,8000,7000,6000,0,776000,1770000,2037000,2425000,2910000,2983000,Major obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,Major obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Yes,Yes,No,No,No,"Crime, theft and disorder",Practices of competitors in the informal sector,Customs and Trade Regulations,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Truthful,Are taken directly from the establishment's records, 780104,104,Trinidad & Tobago,Trinidad & Tobago,Food,353,No,-44,-44,-44,-44,Limited partnership, -44,33,100,0,0,0,Predominantly men,No,No,27,Makes decisions in consultation with other partners,12,7,Predominantly men,Male,Female,Male,1995,No,Yes,1995,17,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,7,1,2,-44,Yes,3,0,0,-44,Yes,5,4,1,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,100,60,66,0,0, -44,0,100,0,0,Your parent company or affiliated establishments,0,95,5,flavouring concentrates,90,National,10,Increased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,90,10,No,-44,No,No,No,No,Yes,No,Yes,Competitor, -44,No,Yes,Yes,No,Yes,Yes,Yes,Yes,No,No,Yes,Yes,No,No,Yes,Yes,Yes,Yes,No, -44,Slightly important,Very Important,Critical,Very Important,Important,Very Important,Important,Yes,35,Yes,55,Yes,10,No,No,0,-44,Yes,Yes,Yes,No,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to agree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,5,Yes,1,No,No,-44,-44,0,No,-44,-44,Yes,30,No,No,-44,-44,3,14,5,4,4,1,0,1,1,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,2,5,96000,5,91000,5,103000,1,45000,2,43000,1,51000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,22500,2,21700,2,25200,0,-77,0,-77,0,-77,3,30150,2,30200,2,34800,4,23625,4,22800,4,27000,-44, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed secondary,Completed secondary,Completed secondary,Started but did not complete secondary,Important,Important,Critical,Very important,Important,Very important,Slightly important,Important,Important,Important,Important,Important,Important,Not important,Important,Very important,Very important,Very important,Important,Slightly important,Critical,Critical,Important,Important,Very important,Slightly important,Slightly important,Important,Not important,Not important,Important,Slightly important,Important,Critical,Critical,Important,Very important,Very important,Important,Slightly important,Very important,Slightly important,Very important,Slightly important,Critical,Important,Very important,Very important,Very important,Very important,Very important,Slightly important,Not important,Important,Not important,Important,Important,Important,Slightly important,Important,Important,Important,Important,Slightly important,Important,Not important,Not important,Slightly important,Important,Very important,Critical,Critical,Critical,Critical,Not important,Slightly important,Important,Important,Slightly important,Slightly important,Not difficult,Very difficult,Difficult,0,22,Slightly difficult,Difficult,Slightly difficult,1,13,Slightly difficult,Slightly difficult,Difficult,0,8,Slightly difficult,Slightly difficult,Slightly difficult,0,2,Not difficult,Slightly difficult,Slightly difficult,1,6,Slightly difficult,Difficult,Slightly difficult,0,6,Not difficult,Very difficult,Slightly difficult,0,10,Slightly difficult,Slightly difficult,Not difficult,1,5,Not difficult,Not difficult,Not difficult,0,1,Important,Very important,Slightly important,Important,Very important,Slightly important,Not important,Slightly important,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,No obstacle,Moderate obstacle,No obstacle,No obstacle,Public placement office, -44,Yes to fire,No,-44,Yes,1,Yes,3,15,Yes,-44,No,-44,-44,-44,-44,-44,-44,Yes,100,0, -44,0,Yes,11,No,54,36,9,0,1,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Other,3050000,3110000,1275000,950000,93000,63000,126000,32000,4000,2000,3000,0,0,395000,1425000,500000,3210000,1070000,No obstacle,No obstacle,Major obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,No obstacle,No obstacle,Minor obstacle,Very severe obstacle,No obstacle,-44,-44,-44,-44,-44,"Crime, theft and disorder",Corruption,Cost of finance,Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Too expensive, -44,-44,-44, -44,-44, -44,Yes,No,No,No,-44,-44,Yes,Yes,No,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Truthful,Are taken directly from the establishment's records, 780106,106,Trinidad & Tobago,Trinidad & Tobago,Fabricated metal products,361,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,1981,No,Yes,1987,27,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,4,3,0,-44,No,-44,-44,-44,-44,Yes,9,0,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,100,75,61,0,0, -44,20,70,10,0,Small private firms (less than 20 employees),0,75,25,metal bars,60,National,10,Increased,Remained the same,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,85,15,No,-44,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,No obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,No obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,-44,40000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,Yes,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,16,Yes,1,No,No,-44,1,-44,Yes,14,Yes,No,-44,-44,No,-44,-44,3,20,9,4,5,2,0,2,2,2,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,9,84000,8,79000,8,95000,1,56000,1,54000,1,61000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,28125,1,26600,1,32800,0,-77,0,-77,0,-77,4,20250,4,20600,4,22900,0,-77,0,-77,0,-77,5,22725,6,21900,5,26200,-44, -44,University graduate,University graduate,Post graduated,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed secondary,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Completed primary school,Slightly important,Slightly important,Critical,Very important,Important,Very important,Important,Important,Important,Very important,Slightly important,Important,Not important,Slightly important,Slightly important,Critical,Very important,Critical,Important,Important,Critical,Very important,Important,Important,Critical,Not important,Very important,Slightly important,Not important,Slightly important,Slightly important,Slightly important,Important,Very important,Critical,Important,Very important,Very important,Very important,Important,Very important,Slightly important,Very important,Important,Very important,Important,Very important,Very important,Very important,Critical,Very important,Not important,Slightly important,Important,Not important,Important,Important,Important,Slightly important,Slightly important,Important,Important,Slightly important,Important,Very important,Not important,Slightly important,Not important,Important,Very important,Critical,Critical,Critical,Very important,Not important,Slightly important,Important,Important,Not important,Slightly important,Not difficult,Very difficult,Difficult,1,21,Slightly difficult,Very difficult,Difficult,0,11,Not difficult,Difficult,Slightly difficult,1,9,Not difficult,Slightly difficult,Slightly difficult,1,1,Slightly difficult,Slightly difficult,Difficult,0,3,Not difficult,Slightly difficult,Difficult,0,5,Not difficult,Difficult,Slightly difficult,1,2,Not difficult,Slightly difficult,Slightly difficult,0,9,Not difficult,Not difficult,Not difficult,1,1,Important,Important,Very important,Important,Slightly important,Slightly important,Slightly important,Not important,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,No obstacle,No obstacle,Private placement office, -44,No,-44,-44,-44,-44,No,-44,-44,No,The firm cannot afford the optimal level of training,Yes,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Yes,100,0, -44,0,Yes,5,No,80,0,0,0,20,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Did not think it would be approved,4060000,4460000,1204000,1260000,178000,76000,38000,32000,4000,6000,6000,0,0,375000,950000,500000,3745000,615000,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Corruption,"Crime, theft and disorder",Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Community based organization, -44,technological and Innovation Support, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 780107,107,Trinidad & Tobago,Trinidad & Tobago,Fabricated metal products,363,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,1999,No,Yes,2004,22,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,5,4,0,-44,Yes,2,8,1,-44,No,-44,Yes,Yes,Yes,100,45,67,0,0, -44,0,100,0,4,Government or government agencies (including state-owned ent,50,0,50,auto repair equipment,65,National,15,Remained the same,Decreased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,85,15,Yes,7,Yes,Yes,Yes,Yes,Yes,No,Yes,University, -44,No,No,Yes,No,No,No,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,Slightly important,Slightly important,Very Important,Very Important,Important,Important,Important,Yes,65,Yes,35,No,-44,Yes,No,100000,-44,Yes,No,No,No,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,No obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to agree,Strongly agree,Yes,No,-44,-44,-44,-44,Yes,-44,15000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,1000,Yes,No,No,Yes,No,No,-44,-44,No,-44,-44,No,Yes,No,5,Yes,4,No,No,-44,0,-44,Yes,12,Yes,Yes,35,Yes,No,-44,-44,2,10,5,1,3,1,0,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,5,95000,4,95000,4,106000,1,44000,1,44000,1,48000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,27675,1,25900,1,29800,0,-77,0,-77,0,-77,3,24300,4,23000,3,26500,-44, -44,Post graduated,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Completed college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Important,Important,Critical,Very important,Important,Very important,Slightly important,Slightly important,Very important,Important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Critical,Very important,Critical,Important,Slightly important,Very important,Very important,Very important,Slightly important,Very important,Not important,Important,Important,Not important,Slightly important,Very important,Very important,Slightly important,Critical,Very important,Important,Very important,Important,Very important,Important,Important,Important,Very important,Important,Very important,Important,Critical,Critical,Critical,Critical,Very important,Slightly important,Not important,Very important,Slightly important,Important,Important,Not important,Not important,Important,Very important,Important,Very important,Important,Slightly important,Not important,Not important,Not important,Slightly important,Slightly important,Critical,Critical,Critical,Very important,Not important,Not important,Very important,Important,Not important,Important,Not difficult,Difficult,Slightly difficult,1,11,Not difficult,Very difficult,Difficult,0,15,Slightly difficult,Very difficult,Slightly difficult,0,6,Slightly difficult,Not difficult,Slightly difficult,1,2,Slightly difficult,Not difficult,Slightly difficult,0,10,Slightly difficult,Difficult,Slightly difficult,1,5,Not difficult,Slightly difficult,Slightly difficult,1,10,Slightly difficult,Not difficult,Not difficult,1,4,Not difficult,Not difficult,Not difficult,0,1,Very important,Slightly important,Important,Important,Important,Slightly important,Not important,Not important,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,Public placement office, -44,No,-44,-44,-44,-44,No,-44,-44,No,The benefits of training are small than the costs,No,-44,-44,-44,-44,-44,-44,No,100,0, -44,0,No,-44,Yes,50,32,8,0,10,0,0,0,0,0,0,0,0, -44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Line of credit,2007,50000,7,18,Other,Yes,Yes,Yes,No,Yes,No, -44,200,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,9200000,9020000,2886000,690000,812000,72000,58000,88000,0,0,0,0,1263000,585000,2674000,750000,3428000,1575000,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,No obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,Corruption,Access to finance,"Crime, theft and disorder",Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Government based organization, -44,Marketing and Operations support, -44,Yes,No,No,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,Yes,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 780109,109,Trinidad & Tobago,Trinidad & Tobago,Other manufacturing,366,No,-44,-44,-44,-44,Partnership (including limited liability companies), -44,50,100,0,0,0,Equally men and women,Yes,Yes,50,Makes decisions in consultation with other partners,12,11,Predominantly men,Male,Male,Male,1999,No,Yes,1999,25,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,70,70,51,30,0, -44,10,85,5,5,Large private firms (more than 100 employees),0,85,15,printing,85,National,15,Increased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,40,60,Yes,12,No,No,Yes,No,Yes,No,Yes,Client, -44,No,No,Yes,Yes,Yes,Yes,No,No,-44,-44,Yes,Yes,No,Yes,No,No,Yes,No,No, -44,Very Important,Very Important,Important,Very Important,Important,Important,Important,Yes,40,Yes,60,No,-44,No,Yes,0,-44,No,Yes,Yes,Yes,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,-44, -44,Tend to disagree,Tend to agree,Strongly agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,3,-44,Yes,2,-44,Yes,1,Outside working hours,Firearm/gun,Goods or stock,15000,Gang related,Yes,Yes,-44,Yes,1,Outside working hours,Knife,Money,2000,A supplier,No,No,Police could not have done anything,Yes,2,During working hours,Firearm/gun,Money,30000,Other,Yes,Yes,-44,Yes,3,During working hours,Firearm/gun,Money,200,Gang related,No,No,Not enough police/not enough resources,Yes,3,Outside working hours,Other,Personal possessions of employees or customers,200,Other,No,No,They occur too frequently,Yes,1,During working hours,Firearm/gun,Money,13000,Gang related,Yes,Yes,-44,Yes,1,During working hours,Firearm/gun,Money,-66,Other,Yes,Yes,-44,Yes,Yes,0,0,Yes,No,No,No,Yes,No,-44,-44,No,-44,-44,Yes,Yes,Yes,12,Yes,3,No,No,-44,-44,0,No,-44,-44,No,-44,-44,No,-44,-44,6,8,1,2,4,1,0,1,1,1,2,1,0,1,0,0,0,0,0,1,1,0,2,0,0,2,110000,1,106000,1,128000,1,56000,1,56000,1,66000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,21150,2,21500,2,24900,0,-77,0,-77,0,-77,5,22500,5,22700,5,26500,New products require new skills, -44,Post graduated,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Completed secondary,Important,Slightly important,Critical,Important,Important,Very important,Important,Slightly important,Slightly important,Important,Slightly important,Important,Slightly important,Slightly important,Important,Very important,Very important,Critical,Slightly important,Important,Very important,Very important,Important,Important,Critical,Not important,Important,Slightly important,Slightly important,Not important,Very important,Important,Critical,Very important,Critical,Important,Critical,Very important,Important,Important,Important,Important,Critical,Important,Critical,Important,Critical,Critical,Very important,Very important,Critical,Slightly important,Slightly important,Important,Not important,Very important,Very important,Not important,Slightly important,Slightly important,Important,Important,Important,Very important,Very important,Not important,Not important,Not important,Important,Slightly important,Very important,Critical,Critical,Critical,Not important,Slightly important,Very important,Important,Not important,Slightly important,Not difficult,Very difficult,Difficult,0,16,Slightly difficult,Very difficult,Difficult,1,10,Not difficult,Difficult,Very difficult,1,2,Slightly difficult,Slightly difficult,Not difficult,0,2,Slightly difficult,Slightly difficult,Difficult,1,10,Not difficult,Difficult,Slightly difficult,0,6,Slightly difficult,Slightly difficult,Difficult,0,9,Slightly difficult,Slightly difficult,Slightly difficult,1,5,Not difficult,Not difficult,Not difficult,0,1,Important,Very important,Important,Slightly important,Slightly important,Not important,Not important,Not important,No obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,No obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,Private placement office, -44,No,-44,-44,-44,-44,Yes,5,5,Yes,-44,No,-44,-44,-44,-44,-44,-44,No,100,0, -44,0,Yes,14,No,90,0,0,0,10,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,2,2,Other objections,-44,930000,1040000,468000,760000,10000,32000,64000,106000,1000,1000,2000,0,0,630000,979000,900000,1605000,1224000,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Major obstacle,No obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Yes,Yes,Yes,Yes,No,Access to finance,Practices of competitors in the informal sector,Cost of finance,Major obstacle,Yes,Yes,No,No,No,No,Yes,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Negative impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Large impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Large impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Large impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Large impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Large impact,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,Yes,No,No,Yes,No,Yes,Yes,No,No,Yes,Yes,No,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,Yes,Truthful,Are taken directly from the establishment's records, 780110,110,Trinidad & Tobago,Trinidad & Tobago,Other manufacturing,367,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,1926,No,Yes,1927,22,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,4,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,100,80,44,0,0, -44,10,80,10,0,Medium private firms (20-100 employees),0,95,5,scrap optimization,55,National,15,Increased,Remained the same,2-5,80,20,0,2000,usa,45,brasil,30,4,0,0,65,35,No,-44,No,Yes,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Very severe obstacle,No obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Major obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to agree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,1,-44,Yes,1,-44,Yes,1,Outside working hours,Firearm/gun,Money,10000,A former employee,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,2,During working hours,Firearm/gun,Money,30000,Group of criminals,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,3,Outside working hours,Other,Goods or stock,300,Group of criminals,No,No,Would increase insurance cost,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,Yes,No,-44,-44,No,-44,-44,No,No,No,5,Yes,1,No,No,-44,-44,0,No,-44,-44,No,-44,-44,Yes,15,1,7,20,7,5,6,2,0,3,2,2,3,3,0,0,0,0,0,0,0,1,1,0,0,0,0,10,110000,9,110000,8,131000,1,49000,2,45000,1,53000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,29250,1,29500,1,33500,0,-77,0,-77,0,-77,5,21600,5,20400,5,25200,0,-77,0,-77,0,-77,6,23400,7,22500,7,25700,Increase/decreased demand for goods, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed secondary,Completed college/vocational training,Not applicable,Not applicable,Completed secondary,Completed secondary,Very important,Important,Critical,Very important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Very important,Very important,Very important,Important,Slightly important,Very important,Very important,Slightly important,Important,Critical,Slightly important,Very important,Important,Not important,Not important,Slightly important,Important,Important,Critical,Critical,Important,Very important,Very important,Slightly important,Important,Important,Important,Critical,Important,Very important,Slightly important,Critical,Critical,Very important,Very important,Critical,Slightly important,Slightly important,Important,Slightly important,Important,Very important,Slightly important,Slightly important,Slightly important,Important,Important,Slightly important,Slightly important,Important,Not important,Slightly important,Slightly important,Very important,Very important,Critical,Critical,Critical,Very important,Not important,Not important,Important,Very important,Slightly important,Not important,Not difficult,Very difficult,Difficult,1,15,Not difficult,Very difficult,Difficult,1,13,Not difficult,Difficult,Slightly difficult,1,4,Slightly difficult,Slightly difficult,Not difficult,1,2,Slightly difficult,Difficult,Slightly difficult,1,5,Not difficult,Difficult,Difficult,1,6,Not difficult,Slightly difficult,Slightly difficult,1,5,Slightly difficult,Slightly difficult,Difficult,1,7,Not difficult,Not difficult,Not difficult,1,2,Important,Very important,Important,Important,Very important,Slightly important,Not important,Not important,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,Public announcement/advertisement, -44,No,-44,-44,-44,-44,Yes,3,15,Yes,-44,Yes,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,No obstacle,Yes,100,0, -44,0,Yes,14,Yes,55,24,6,0,10,0,5,0,0,0,0,0,0, -44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Line of credit,2012,10000,6,54,Other,Yes,No,No,Yes,No,No, -44,150,Yes,2,1,Incompleteness of loan application,-44,2330000,2450000,907000,1260000,172000,63000,53000,44000,3000,2000,2000,172000,0,353000,1140000,490000,3210000,1397000,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Minor obstacle,No obstacle,Moderate obstacle,No obstacle,No obstacle,Very severe obstacle,No obstacle,Very severe obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Access to finance,"Crime, theft and disorder",Very severe obstacle,Yes,Yes,Yes,Yes,No,No,No,Yes,Moderated impact,Yes,Negative impact,-44,-44,-44,-44,-44,-44,No,No impact,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,No,No impact,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,Yes,Large impact,Yes,Large impact,-44,-44,-44,-44,-44,-44,No,No impact,No,No impact,-44,-44,-44,-44,-44,-44,No,No impact,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,No,No impact,Yes,Large impact,-44,-44,-44,-44,-44,-44,Yes,Large impact,Yes,Large impact,-44,-44,-44,-44,-44,-44,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,Yes,No,No,No,-44,-44,No,-44,-44,Yes,Yes,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 780111,111,Trinidad & Tobago,Trinidad & Tobago,Food,371,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,100,100,0,0,0,All women,Yes,Not applicable,100,Makes decisions in consultation with other partners,16,5,Equally men and women,Male,Male,Male,1997,No,Yes,1997,23,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,0,0,1,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,75,90,42,25,0, -44,0,0,100,0,Small private firms (less than 20 employees),0,0,100,ice,95,Local,10,Decreased,Decreased,More than 5,65,35,0,1997,usa,20,chile,10,9,0,0,45,55,Yes,11,Yes,No,No,No,Yes,No,Yes,Other company of the sector, -44,No,Yes,No,Yes,Yes,Yes,Yes,Yes,Yes,No,Yes,No,No,No,No,Yes,Yes,Yes,No, -44,Important,Very Important,Important,Important,Slightly important,Important,Slightly important,Yes,5,Yes,75,Yes,20,Yes,No,100000,-44,No,No,No,Yes,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Moderate obstacle,-44, -44,Tend to agree,Tend to agree,Tend to disagree,Tend to agree,Yes,No,-44,-44,-44,-44,Yes,1,-44,Yes,2,-44,Yes,1,Outside working hours,Knife,Goods or stock,30000,Gang related,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,3,During working hours,Firearm/gun,Other,9000,Gang related,Yes,No,Would increase insurance cost,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,2,During working hours,Other,Other company property,800,Other,No,No,Fear of reprisals,Yes,4,Outside working hours,Firearm/gun,Goods or stock,3000,Group of criminals,No,No,Police could not have done anything,Yes,1,Outside working hours,Firearm/gun,Goods or stock,9500,Other,No,No,The police give little/no information back on crimes,No,-44,-44,0,Yes,Yes,Yes,No,Yes,Yes,No,No,No,-44,-44,No,No,No,0,No,-44,-44,No,-44,-44,2000,No,-44,-44,No,-44,-44,No,-44,-44,5,17,5,6,3,3,0,1,1,2,3,2,1,0,0,0,0,0,0,1,1,1,0,0,2,7,110000,7,99000,6,121000,1,48000,1,46000,1,55000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,24525,1,24500,1,28300,4,21825,4,20800,4,25700,0,-77,0,-77,0,-77,5,24075,4,23600,4,28300,3,24300,4,24100,3,27500,-44, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed secondary,Completed secondary,Completed secondary,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Completed secondary,Completed primary school,Important,Slightly important,Critical,Very important,Very important,Important,Important,Slightly important,Important,Important,Important,Important,Slightly important,Important,Important,Very important,Very important,Very important,Important,Important,Very important,Critical,Important,Important,Critical,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Very important,Important,Important,Very important,Critical,Important,Very important,Very important,Important,Very important,Very important,Important,Very important,Important,Critical,Important,Critical,Very important,Very important,Critical,Very important,Slightly important,Not important,Important,Not important,Very important,Important,Not important,Not important,Slightly important,Very important,Important,Important,Slightly important,Very important,Not important,Not important,Slightly important,Important,Important,Critical,Critical,Critical,Very important,Important,Not important,Important,Important,Slightly important,Slightly important,Not difficult,Very difficult,Difficult,0,19,Slightly difficult,Very difficult,Difficult,0,13,Slightly difficult,Slightly difficult,Difficult,0,6,Slightly difficult,Not difficult,Slightly difficult,1,2,Slightly difficult,Slightly difficult,Slightly difficult,0,10,Not difficult,Difficult,Difficult,1,3,Not difficult,Very difficult,Slightly difficult,1,8,Not difficult,Difficult,Not difficult,1,10,Not difficult,Not difficult,Not difficult,0,1,Important,Very important,Very important,Important,Important,Not important,Not important,Slightly important,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,No obstacle,No obstacle,Public announcement/advertisement, -44,No,-44,-44,-44,-44,Yes,2,15,Yes,-44,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,13,No,40,24,6,0,30,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Application procedures for loans or line of credit are compl,11830000,11710000,4918000,11710000,117000,59000,141000,94000,18000,14000,9000,0,0,1623000,1757000,2459000,2342000,5188000,Major obstacle,Very severe obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,Moderate obstacle,Minor obstacle,No obstacle,Major obstacle,Major obstacle,No obstacle,Minor obstacle,Very severe obstacle,No,Yes,No,No,No,Inadequately educated workforce,Practices of competitors in the informal sector,Corruption,Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Community based organization, -44,technological and Innovation Support, -44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,No,Truthful,Are taken directly from the establishment's records, 780112,112,Trinidad & Tobago,Trinidad & Tobago,Garments,373,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly women,Female,Female,Female,1970,No,Yes,1970,11,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,3,0,-44,No,-44,-44,-44,-44,Yes,0,2,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,100,55,69,0,0, -44,0,0,100,0,Large private firms (more than 100 employees),5,0,95,uniforms,100,Local,5,Remained the same,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,80,20,No,-44,Yes,No,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,Yes,No,No,No,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,-44, -44,Tend to agree,Strongly disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,1,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,1,7,1,4,1,1,0,3,1,1,3,2,1,0,0,0,1,0,0,1,1,1,0,0,0,3,85000,3,83000,2,101000,1,42000,2,41000,1,49000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,5,26100,6,24000,6,28100,0,-77,0,-77,0,-77,1,22950,1,22900,1,24700,Economic upturn/downturn, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed secondary,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Slightly important,Important,Critical,Important,Important,Very important,Slightly important,Important,Important,Important,Important,Slightly important,Important,Not important,Slightly important,Critical,Critical,Very important,Important,Important,Very important,Critical,Important,Important,Critical,Not important,Important,Important,Slightly important,Not important,Important,Very important,Important,Critical,Critical,Very important,Very important,Important,Important,Very important,Important,Important,Very important,Important,Critical,Slightly important,Very important,Critical,Critical,Very important,Critical,Not important,Not important,Important,Slightly important,Important,Slightly important,Slightly important,Not important,Not important,Very important,Important,Important,Slightly important,Important,Not important,Slightly important,Slightly important,Important,Important,Very important,Critical,Critical,Very important,Slightly important,Not important,Very important,Slightly important,Slightly important,Not important,Not difficult,Very difficult,Slightly difficult,1,19,Slightly difficult,Difficult,Difficult,1,10,Not difficult,Slightly difficult,Slightly difficult,0,4,Slightly difficult,Slightly difficult,Slightly difficult,0,2,Slightly difficult,Slightly difficult,Difficult,0,4,Slightly difficult,Difficult,Slightly difficult,0,5,Slightly difficult,Slightly difficult,Slightly difficult,1,3,Slightly difficult,Slightly difficult,Slightly difficult,0,6,Not difficult,Not difficult,Not difficult,1,1,Slightly important,Very important,Very important,Important,Important,Slightly important,Not important,Slightly important,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,No obstacle,No obstacle,Public placement office, -44,Yes to fire,No,-44,Yes,0,No,-44,-44,No,Other,No,-44,-44,-44,-44,-44,-44,Yes,100,0, -44,0,Yes,13,No,10,16,4,20,20,30,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,3,3,Collateral or cosigners unacceptable,-44,1920000,1920000,614000,1070000,150000,32000,126000,0,1000,1000,2000,0,0,400000,950000,600000,1391000,1542000,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,No obstacle,Major obstacle,Very severe obstacle,Major obstacle,No,No,No,Yes,No,"Crime, theft and disorder",Cost of finance,Access to finance,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Local business association, -44,technological and Innovation Support, -44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Truthful,Are taken directly from the establishment's records, 780113,113,Trinidad & Tobago,Trinidad & Tobago,Basic metals,378,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Female,Male,1964,Yes,Yes,1964,52,Yes,3,No,No,-44,-44,No,-44,-44,Yes,24,No,Yes,5,1,0,-44,No,-44,-44,-44,-44,Yes,2,2,1,-44,No,-44,-44,-44,-44,Yes,0,Yes,No,Yes,100,45,66,0,0, -44,30,40,30,0,Others,20,20,60,steel & metal casings,95,National,10,Increased,Decreased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,55,45,Yes,6,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,No obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,-44, -44,Tend to disagree,Strongly disagree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,-44,10000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,Yes,No,No,No,-44,-44,No,-44,-44,No,Yes,No,10,No,-44,-44,Yes,10,0,-44,No,-44,-44,Yes,40,Yes,No,-44,-44,2,17,10,4,1,2,0,2,1,2,2,2,0,0,0,0,0,0,0,1,1,0,0,0,2,12,110000,11,105000,11,128000,1,50000,2,45000,1,59000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,27225,1,27000,1,29600,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,4,28125,4,25300,4,32800,1,22950,1,20700,1,26000,-44, -44,University graduate,Post graduated,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,Completed secondary,Completed secondary,Important,Slightly important,Very important,Very important,Important,Important,Very important,Slightly important,Very important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Critical,Very important,Very important,Important,Important,Critical,Very important,Very important,Important,Critical,Slightly important,Important,Important,Not important,Not important,Important,Important,Important,Critical,Critical,Slightly important,Very important,Very important,Important,Important,Important,Important,Very important,Slightly important,Very important,Slightly important,Critical,Critical,Very important,Critical,Critical,Slightly important,Not important,Slightly important,Not important,Very important,Important,Slightly important,Slightly important,Slightly important,Very important,Important,Slightly important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Important,Critical,Very important,Critical,Very important,Slightly important,Slightly important,Important,Very important,Not important,Slightly important,Slightly difficult,Difficult,Difficult,2,21,Not difficult,Very difficult,Difficult,1,8,Slightly difficult,Difficult,Very difficult,1,4,Not difficult,Slightly difficult,Not difficult,1,2,Not difficult,Slightly difficult,Slightly difficult,1,2,Slightly difficult,Slightly difficult,Difficult,0,3,Not difficult,Difficult,Difficult,1,6,Not difficult,Not difficult,Not difficult,1,2,Not difficult,Not difficult,Not difficult,1,1,Slightly important,Important,Very important,Not important,Very important,Slightly important,Slightly important,Slightly important,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,Through family/friends, -44,No,-44,-44,-44,-44,No,-44,-44,No,Other,No,-44,-44,-44,-44,-44,-44,Yes,60,40, -44,0,Yes,14,No,50,16,4,0,30,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Collateral requirements for loans or line of credit are unat,800000,790000,261000,190000,80000,6000,29000,6000,1000,1000,1000,0,0,120000,950000,250000,1391000,615000,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,No obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Access to finance,Corruption,Customs and Trade Regulations,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Government based organization, -44,Marketing and Operations support, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 780114,114,Trinidad & Tobago,Trinidad & Tobago,Retail,382,No,-44,-44,-44,-44,Limited partnership, -44,80,100,0,0,0,Predominantly men,No,Yes,4,Delegates decisions to other partners,9,8,Predominantly men,Male,Male,Male,1996,No,Yes,1996,38,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,Yes,1,0,0,-44,Yes,4,0,1,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0, -44,0,75,25,5,Individuals,20,0,80,custom picture frames,55,Local,10,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,75,25,No,-44,No,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,Minor obstacle,-44, -44,Tend to disagree,Strongly disagree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,-44,10000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,No,0,1000,Yes,No,No,Yes,No,No,-44,-44,No,-44,-44,No,No,No,0,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,10,39,16,13,9,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,16,100000,16,89000,14,109000,1,46000,2,45000,1,51000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,13,23850,13,22800,13,26200,0,-77,0,-77,0,-77,9,22275,10,22500,9,26200,New production methods, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Completed secondary,Slightly important,Important,Critical,Very important,Important,Very important,Important,Important,Important,Important,Important,Important,Slightly important,Not important,Important,Very important,Critical,Critical,Important,Slightly important,Very important,Critical,Important,Important,Critical,Slightly important,Important,Important,Not important,Not important,Critical,Important,Important,Critical,Critical,Slightly important,Very important,Important,Very important,Important,Important,Very important,Critical,Slightly important,Critical,Important,Critical,Critical,Very important,Very important,Critical,Slightly important,Not important,Very important,Not important,Very important,Important,Not important,Slightly important,Not important,Important,Very important,Slightly important,Important,Important,Slightly important,Slightly important,Not important,Slightly important,Very important,Critical,Critical,Critical,Critical,Slightly important,Slightly important,Important,Very important,Not important,Slightly important,Not difficult,Very difficult,Slightly difficult,2,13,Slightly difficult,Very difficult,Slightly difficult,0,10,Slightly difficult,Slightly difficult,Slightly difficult,0,4,Slightly difficult,Not difficult,Slightly difficult,0,1,Slightly difficult,Slightly difficult,Slightly difficult,1,7,Slightly difficult,Difficult,Difficult,0,6,Not difficult,Difficult,Slightly difficult,2,7,Not difficult,Not difficult,Not difficult,1,4,Not difficult,Not difficult,Not difficult,1,1,Important,Very important,Very important,Slightly important,Very important,Not important,Slightly important,Slightly important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Moderate obstacle,Minor obstacle,No obstacle,Public placement office, -44,Yes to both,Yes,1,No,-44,Yes,4,5,Yes,-44,Yes,Very severe obstacle,Moderate obstacle,No obstacle,No obstacle,Moderate obstacle,No obstacle,Yes,100,0, -44,0,Yes,10,Yes,70,16,4,0,10,0,0,0,0,0,0,0,0, -44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Line of credit,2008,4500000,13,36,"Non-Bank financial institutions (microfinance institutions,",Yes,Yes,No,No,Yes,No, -44,100,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,8940000,9120000,3010000,2730000,730000,73000,57000,91000,6000,13000,15000,1368000,38000,1851000,1748000,2645000,2462000,7776000,No obstacle,No obstacle,No obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,Very severe obstacle,No obstacle,Minor obstacle,Major obstacle,Major obstacle,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Corruption,Cost of finance,Major obstacle,Yes,Yes,No,No,No,Yes,No,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Large impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Large impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 780115,115,Trinidad & Tobago,Trinidad & Tobago,Basic metals,383,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,1990,No,Yes,1990,36,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,4,3,1,-44,Yes,1,8,2,-44,No,-44,Yes,Yes,Yes,100,75,55,0,0, -44,5,55,40,3,Others,0,95,5,jewellery,95,National,15,Increased,Remained the same,More than 5,100,0,10,-44,-44,-44,-44,-44,-44,-44,-44,65,35,No,-44,Yes,No,Yes,No,Yes,No,Yes,Supplier, -44,No,No,Yes,Yes,Yes,Yes,No,No,-44,-44,Yes,No,No,No,Yes,Yes,No,Yes,No, -44,Slightly important,Very Important,Very Important,Critical,Important,Very Important,Very Important,Yes,50,Yes,40,Yes,10,No,No,0,-44,No,No,No,No,Moderate obstacle,Major obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,-44,25000,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,2,During working hours,Other,Goods or stock,10000,Other,Yes,Yes,-44,Yes,3,During working hours,Other,Money,450,Gang related,No,No,Offenders rarely caught or prosecuted,Yes,4,During working hours,Other,Other company property,600,Gang related,No,No,Not enough police/not enough resources,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,50000,3000,Yes,Yes,No,No,Yes,No,-44,-44,No,-44,-44,No,Yes,No,10,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,2,13,5,3,2,3,0,2,1,2,0,0,0,0,0,0,0,0,0,0,0,0,0,0,2,5,68000,5,62000,5,74000,1,51000,2,51000,1,60000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,23175,1,21700,1,25200,1,22050,1,21400,1,23800,0,-77,0,-77,0,-77,3,28350,3,28900,3,32700,2,22275,2,19800,2,24500,New production methods, -44,University graduate,University graduate,University graduate,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Completed secondary,Completed secondary,Started but did not complete secondary,Important,Important,Critical,Important,Important,Very important,Slightly important,Slightly important,Very important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Critical,Very important,Very important,Important,Important,Critical,Critical,Important,Slightly important,Critical,Slightly important,Slightly important,Important,Not important,Not important,Important,Slightly important,Slightly important,Critical,Critical,Important,Very important,Important,Important,Very important,Important,Important,Very important,Slightly important,Critical,Important,Critical,Critical,Critical,Critical,Critical,Slightly important,Slightly important,Important,Not important,Important,Important,Important,Slightly important,Slightly important,Very important,Important,Important,Important,Very important,Not important,Not important,Slightly important,Slightly important,Very important,Critical,Critical,Very important,Very important,Not important,Important,Very important,Very important,Not important,Slightly important,Not difficult,Very difficult,Very difficult,0,8,Not difficult,Difficult,Difficult,0,4,Not difficult,Slightly difficult,Difficult,0,9,Slightly difficult,Slightly difficult,Not difficult,0,2,Slightly difficult,Not difficult,Slightly difficult,1,4,Slightly difficult,Slightly difficult,Difficult,1,8,Not difficult,Slightly difficult,Slightly difficult,0,7,Not difficult,Slightly difficult,Not difficult,0,7,Not difficult,Not difficult,Not difficult,0,2,Very important,Slightly important,Very important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Through family/friends, -44,No,-44,-44,-44,-44,Yes,3,0,Yes,-44,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,15,Yes,90,0,0,0,10,0,0,0,0,0,0,0,0, -44,25,37.5,18.75,0,0,0,0,0,18.75,0,0,0,0,0,0, -44,Yes,Loan,2009,500000,6,108,Private commercial banks,Yes,Yes,No,No,No,No, -44,175,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,3510000,3860000,1274000,880000,347000,50000,50000,44000,2000,3000,3000,0,232000,200000,1739000,500000,2675000,700000,Moderate obstacle,Minor obstacle,No obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,Very severe obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,"Crime, theft and disorder",Business Licensing and Permits,Major obstacle,Yes,Yes,No,Yes,No,Yes,No,-44,-44,Yes,Large impact,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,No,No impact,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,Yes,Negative impact,-44,-44,-44,-44,Yes,Negative impact,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,No,No impact,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,No,No impact,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,Yes,Negative impact,-44,-44,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are taken directly from the establishment's records, 780116,116,Trinidad & Tobago,Trinidad & Tobago,Other manufacturing,395,No,-44,-44,-44,-44,Limited partnership, -44,85.5,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Male,1987,No,Yes,1988,37,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,2,2,0,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,100,90,9,0,0, -44,100,0,0,15,Large private firms (more than 100 employees),10,90,0,steel pans,90,National,15,Increased,Remained the same,More than 5,90,10,0,1989,argentina,20,brasil,5,5,0,0,90,10,Yes,14,Yes,Yes,Yes,No,Yes,Yes,-44,-44, -44,-44,No,Yes,No,Yes,No,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,Slightly important,Important,Critical,Very Important,Important,Very Important,Very Important,Yes,100,No,-44,No,-44,Yes,No,0,-44,No,No,No,No,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Major obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,3,Outside working hours,Firearm/gun,Money,3000,A fellow employee,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,Outside working hours,Other,Other company property,200,Other,No,No,Would increase insurance cost,Yes,2,During working hours,Baseball bat,Money,32000,Group of criminals,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,Yes,No,-44,-44,No,-44,-44,No,Yes,No,0,Yes,1,No,Yes,0,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,2,15,4,8,3,0,0,0,0,0,2,1,1,0,0,0,0,0,0,1,1,2,0,0,0,5,70000,5,68000,5,79000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,9,20475,8,18400,8,23000,0,-77,0,-77,0,-77,3,24525,3,22300,3,29100,New products require new skills, -44,Post graduated,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Completed primary school,Very important,Slightly important,Critical,Very important,Important,Important,Slightly important,Important,Important,Important,Important,Important,Not important,Slightly important,Slightly important,Very important,Critical,Very important,Important,Important,Very important,Critical,Slightly important,Slightly important,Very important,Slightly important,Slightly important,Important,Important,Not important,Slightly important,Important,Very important,Very important,Very important,Important,Important,Very important,Important,Very important,Very important,Very important,Critical,Not important,Critical,Important,Very important,Critical,Critical,Very important,Critical,Slightly important,Not important,Very important,Slightly important,Very important,Important,Not important,Slightly important,Slightly important,Important,Very important,Important,Very important,Important,Not important,Not important,Slightly important,Important,Slightly important,Critical,Critical,Very important,Very important,Not important,Not important,Important,Important,Slightly important,Slightly important,Slightly difficult,Very difficult,Difficult,0,21,Difficult,Very difficult,Slightly difficult,0,14,Slightly difficult,Slightly difficult,Slightly difficult,1,5,Slightly difficult,Slightly difficult,Difficult,0,2,Slightly difficult,Slightly difficult,Slightly difficult,1,2,Not difficult,Difficult,Difficult,1,6,Not difficult,Difficult,Difficult,0,5,Slightly difficult,Slightly difficult,Not difficult,0,7,Slightly difficult,Not difficult,Not difficult,1,1,Critical,Critical,Important,Not important,Important,Slightly important,Slightly important,Not important,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Major obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,Public placement office, -44,No,-44,-44,-44,-44,No,-44,-44,No,Other,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,11,Yes,0,20,10,0,70,0,0,0,0,0,0,0,0, -44,25,37.5,18.75,18.75,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Line of credit,2010,100000,11,18,Private commercial banks,Yes,No,No,No,No,No, -44,125,Yes,2,2,Other objections,-44,600000,620000,267000,130000,19000,63000,11000,7000,1000,1000,4000,62000,315000,240000,92000,400000,143000,1168000,No obstacle,No obstacle,No obstacle,Very severe obstacle,No,Yes,No,No,No,No,No,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,No obstacle,Moderate obstacle,No obstacle,No obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,Access to finance,Macroeconomic environment,Access to land for expansion / relocation,Minor obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Too expensive, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are taken directly from the establishment's records, 780117,117,Trinidad & Tobago,Trinidad & Tobago,Electronics,396,No,-44,-44,-44,-44,Limited partnership, -44,50,100,0,0,0,Equally men and women,No,Yes,35,Makes major strategic and fiancial decisions,9,9,All men,Male,Male,Male,2004,No,Yes,2004,9,No,-44,-44,No,-44,-44,Yes,26,Yes,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,3,0,0,-44,No,-44,-44,-44,-44,Yes,5,Yes,Yes,Yes,100,75,41,0,0, -44,50,0,50,5,Government or government agencies (including state-owned ent,50,0,50,banner material,85,Local,5,Increased,Decreased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,45,55,No,-44,Yes,Yes,Yes,Yes,Yes,No,Yes,Laboratory or research center, -44,No,No,No,Yes,Yes,No,-44,-44,-44,-44,Yes,Yes,No,No,Yes,Yes,Yes,No,No, -44,Very Important,Important,Very Important,Important,Important,Very Important,Very Important,Yes,60,Yes,40,No,-44,Yes,No,0,-44,No,Yes,No,No,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,Minor obstacle,-44, -44,Tend to disagree,Tend to agree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,0,0,No,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,No,0,No,-44,-44,Yes,0,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,4,19,4,6,4,5,0,0,0,3,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,4,68000,4,66000,3,79000,1,49000,1,44000,1,56000,1,42000,2,38000,1,47000,1,25875,1,26000,1,29000,2,25875,2,23800,2,29300,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,6,25875,7,25400,7,29600,4,22050,4,20600,4,25700,Increase/decreased demand for goods, -44,University graduate,University graduate,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,Completed secondary,Completed secondary,Important,Important,Critical,Very important,Very important,Important,Important,Important,Important,Slightly important,Important,Important,Slightly important,Not important,Important,Critical,Critical,Very important,Important,Slightly important,Critical,Very important,Important,Important,Critical,Not important,Important,Important,Slightly important,Not important,Important,Slightly important,Critical,Critical,Critical,Important,Very important,Very important,Important,Important,Very important,Important,Very important,Slightly important,Critical,Important,Very important,Very important,Very important,Critical,Critical,Not important,Not important,Slightly important,Not important,Very important,Important,Slightly important,Slightly important,Slightly important,Important,Important,Important,Very important,Slightly important,Not important,Slightly important,Not important,Important,Slightly important,Very important,Very important,Critical,Very important,Not important,Not important,Important,Very important,Not important,Slightly important,Not difficult,Very difficult,Difficult,0,21,Slightly difficult,Very difficult,Slightly difficult,0,14,Not difficult,Difficult,Slightly difficult,1,6,Not difficult,Not difficult,Slightly difficult,1,2,Slightly difficult,Slightly difficult,Slightly difficult,0,5,Not difficult,Difficult,Slightly difficult,1,6,Not difficult,Slightly difficult,Slightly difficult,0,6,Not difficult,Not difficult,Not difficult,0,4,Not difficult,Not difficult,Not difficult,0,1,Very important,Very important,Very important,Not important,Important,Not important,Slightly important,Slightly important,Minor obstacle,No obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Major obstacle,No obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Private placement office, -44,Yes to fire,No,-44,Yes,2,Yes,4,15,Yes,-44,No,-44,-44,-44,-44,-44,-44,Yes,100,0, -44,0,Yes,13,Yes,90,0,0,0,10,0,0,0,0,0,0,0,0, -44,75,12.5,0,12.5,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Loan,2010,0,15,60,Private commercial banks,Yes,Yes,No,No,No,No, -44,100,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,2260000,2540000,762000,1120000,403000,63000,227000,25000,1000,1000,5000,203000,0,1512000,475000,2041000,1605000,2551000,Moderate obstacle,Very severe obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Practices of competitors in the informal sector,Electricity,Access to finance,Minor obstacle,Yes,Yes,No,No,No,Yes,No,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Negative impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Negative impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Large impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Large impact,-44,-44,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,Yes,No,No,No,-44,-44,Yes,Yes,Yes,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 780118,118,Trinidad & Tobago,Trinidad & Tobago,Food,402,No,-44,-44,-44,-44,Partnership (including limited liability companies), -44,50,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Female,Female,Female,1950,No,Yes,1950,11,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,2,1,-44,No,-44,-44,-44,-44,Yes,8,1,0,-44,No,-44,-44,-44,-44,No,-44,No,Yes,Yes,100,65,57,0,0, -44,0,100,0,0,Large private firms (more than 100 employees),0,95,5,"flour, shortening and sugar",100,Local,5,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,25,75,No,-44,Yes,Yes,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to agree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,-44,7200,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,No,No,No,16,No,-44,-44,Yes,0,.5,-44,No,-44,-44,No,-44,-44,No,-44,-44,10,13,4,5,3,1,0,2,2,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,4,79000,3,80000,2,89000,1,54000,2,54000,1,64000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,27675,2,27700,2,29800,0,-77,0,-77,0,-77,3,28800,3,29100,3,31700,3,22275,3,20300,3,26500,-44, -44,University graduate,Completed secondary,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete secondary,Completed secondary,Completed secondary,Slightly important,Slightly important,Very important,Important,Important,Important,Slightly important,Slightly important,Important,Important,Important,Important,Not important,Slightly important,Important,Critical,Critical,Critical,Important,Important,Critical,Critical,Very important,Slightly important,Critical,Not important,Important,Slightly important,Slightly important,Not important,Critical,Important,Important,Very important,Critical,Important,Critical,Important,Very important,Important,Slightly important,Important,Very important,Important,Very important,Slightly important,Critical,Critical,Critical,Very important,Critical,Slightly important,Not important,Slightly important,Not important,Very important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Very important,Slightly important,Important,Not important,Slightly important,Not important,Important,Important,Critical,Very important,Critical,Critical,Not important,Slightly important,Very important,Important,Not important,Slightly important,Not difficult,Very difficult,Difficult,0,11,Slightly difficult,Very difficult,Difficult,1,10,Not difficult,Difficult,Difficult,1,9,Slightly difficult,Slightly difficult,Not difficult,0,1,Slightly difficult,Not difficult,Not difficult,0,8,Slightly difficult,Difficult,Slightly difficult,1,3,Not difficult,Difficult,Very difficult,0,4,Slightly difficult,Not difficult,Slightly difficult,0,7,Not difficult,Not difficult,Not difficult,1,2,Important,Very important,Very important,Important,Very important,Not important,Slightly important,Slightly important,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Minor obstacle,No obstacle,Through family/friends, -44,No,-44,-44,-44,-44,No,-44,-44,No,Other,No,-44,-44,-44,-44,-44,-44,No,100,0, -44,0,No,-44,Yes,99,0,0,0,1,0,0,0,0,0,0,0,0, -44,25,75,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Loan,2010,0,15,60,Private commercial banks,Yes,Yes,No,No,No,No, -44,200,Yes,2,2,Incompleteness of loan application,-44,1280000,1410000,635000,130000,99000,32000,252000,126000,1000,1000,1000,0,141000,213000,406000,296000,508000,648000,Moderate obstacle,Major obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,Minor obstacle,Very severe obstacle,Minor obstacle,No obstacle,Minor obstacle,Very severe obstacle,Minor obstacle,Very severe obstacle,Minor obstacle,Very severe obstacle,Minor obstacle,-44,-44,-44,-44,-44,"Crime, theft and disorder",Cost of finance,Macroeconomic environment,Minor obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,International organization, -44,technological and Innovation Support, -44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Truthful,Are taken directly from the establishment's records, 780119,119,Trinidad & Tobago,Trinidad & Tobago,Retail,403,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Female,Female,Male,1992,No,Yes,1999,13,No,-44,-44,No,-44,-44,No,-44,-44,Yes,20,No,Yes,2,1,1,-44,No,-44,-44,-44,-44,Yes,4,1,0,-44,No,-44,-44,-44,-44,Yes,9,Yes,Yes,Yes,0,-44,-44,100,0, -44,0,100,0,5,Individuals,10,85,5,coffee,60,Local,15,Increased,Remained the same,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,35,65,No,-44,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,-44, -44,Tend to disagree,Strongly disagree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,-44,5000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,No,0,0,Yes,No,No,Yes,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,10,Yes,1,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,2,12,4,4,3,1,0,2,1,1,15,6,5,3,1,0,1,1,1,1,1,1,3,1,2,10,100000,9,98000,9,113000,1,41000,2,39000,1,49000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,26100,1,25600,1,30100,0,-77,0,-77,0,-77,9,24300,9,23900,10,27300,0,-77,0,-77,0,-77,6,22500,6,21900,5,25700,-44, -44,University graduate,Completed college/vocational training,University graduate,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed secondary,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Completed primary school,Slightly important,Important,Critical,Important,Very important,Important,Slightly important,Slightly important,Important,Important,Important,Slightly important,Not important,Slightly important,Important,Very important,Very important,Very important,Important,Important,Very important,Very important,Slightly important,Important,Critical,Not important,Important,Important,Slightly important,Slightly important,Important,Important,Important,Critical,Critical,Important,Very important,Very important,Very important,Slightly important,Very important,Very important,Very important,Important,Very important,Slightly important,Critical,Critical,Critical,Very important,Critical,Slightly important,Not important,Important,Slightly important,Very important,Important,Slightly important,Slightly important,Slightly important,Important,Important,Very important,Slightly important,Very important,Not important,Not important,Slightly important,Important,Important,Critical,Critical,Critical,Critical,Slightly important,Slightly important,Very important,Very important,Not important,Not important,Slightly difficult,Very difficult,Slightly difficult,1,8,Slightly difficult,Very difficult,Difficult,1,8,Not difficult,Very difficult,Slightly difficult,0,10,Slightly difficult,Slightly difficult,Slightly difficult,1,1,Slightly difficult,Slightly difficult,Slightly difficult,1,6,Slightly difficult,Difficult,Difficult,1,2,Not difficult,Slightly difficult,Difficult,1,10,Slightly difficult,Difficult,Slightly difficult,0,5,Not difficult,Not difficult,Not difficult,0,2,Very important,Critical,Not important,Not important,Important,Not important,Slightly important,Not important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,No obstacle,Private placement office, -44,No,-44,-44,-44,-44,Yes,1,5,Yes,-44,No,-44,-44,-44,-44,-44,-44,Yes,100,0, -44,0,Yes,8,No,99,0,0,0,1,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Other,2640000,2750000,962000,1260000,110000,22000,126000,28000,5000,5000,4000,0,0,358000,565000,550000,743000,737000,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,No obstacle,Moderate obstacle,Major obstacle,Minor obstacle,No obstacle,Moderate obstacle,No obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,No obstacle,-44,-44,-44,-44,-44,"Crime, theft and disorder",Political environment,Access to finance,Major obstacle,Yes,Yes,No,Yes,No,Yes,No,-44,-44,No,No impact,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,No,No impact,-44,-44,-44,-44,Yes,Large impact,-44,-44,No,No impact,-44,-44,-44,-44,Yes,Large impact,-44,-44,No,No impact,-44,-44,-44,-44,No,No impact,-44,-44,No,No impact,-44,-44,-44,-44,No,No impact,-44,-44,No,No impact,-44,-44,-44,-44,No,No impact,-44,-44,No,No impact,-44,-44,-44,-44,Yes,Large impact,-44,-44,Yes,Moderated impact,-44,-44,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 780120,120,Trinidad & Tobago,Trinidad & Tobago,Other manufacturing,426,Yes,80,Establishment physically separated from HQ and other establi,Yes,-44,Shareholding company with non-traded shares or shares traded, -44,50,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,1990,Yes,Yes,1990,33,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,3,0,-44,Yes,1,0,0,-44,Yes,4,0,1,-44,Yes,1,3,2,-44,Yes,5,Yes,Yes,Yes,100,55,55,0,0, -44,20,60,20,15,Individuals,20,25,55,auto parts,70,National,5,Increased,Remained the same,More than 5,80,20,0,2003,usa,50,brasil,30,5,2,0,20,80,Yes,1,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,Yes,Yes,No,No,Moderate obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to disagree,Yes,No,-44,-44,-44,-44,Yes,-44,200000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,50000,20000,Yes,Yes,Yes,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,10,Yes,2,Yes,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,20,1,8,165,10,120,13,22,0,24,13,14,10,2,7,0,1,0,1,0,0,1,1,1,0,1,17,12,67000,11,66000,10,77000,3,45000,3,43000,3,48000,6,62000,6,59000,6,70000,6,22950,6,20000,6,26000,7,22950,7,23400,7,24700,1,28800,1,26700,1,31000,127,24075,140,23400,143,26700,0,-77,0,-77,0,-77,13,22950,12,23400,11,26300,Economic upturn/downturn, -44,Post graduated,Completed college/vocational training,Post graduated,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed secondary,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Very important,Important,Critical,Important,Very important,Important,Important,Important,Important,Very important,Important,Important,Important,Slightly important,Important,Critical,Critical,Very important,Important,Very important,Very important,Critical,Slightly important,Slightly important,Critical,Not important,Slightly important,Important,Slightly important,Not important,Important,Important,Important,Critical,Critical,Important,Very important,Very important,Very important,Important,Important,Important,Very important,Important,Very important,Important,Critical,Critical,Critical,Very important,Very important,Slightly important,Not important,Important,Not important,Important,Very important,Slightly important,Slightly important,Not important,Very important,Very important,Important,Slightly important,Important,Not important,Slightly important,Slightly important,Important,Important,Very important,Very important,Very important,Critical,Not important,Not important,Important,Important,Not important,Not important,Not difficult,Very difficult,Slightly difficult,2,20,Slightly difficult,Difficult,Difficult,0,4,Slightly difficult,Slightly difficult,Difficult,1,8,Not difficult,Slightly difficult,Slightly difficult,1,2,Slightly difficult,Not difficult,Slightly difficult,1,10,Not difficult,Difficult,Slightly difficult,1,2,Slightly difficult,Difficult,Very difficult,13,9,Slightly difficult,Not difficult,Slightly difficult,1,4,Not difficult,Not difficult,Not difficult,2,1,Important,Critical,Slightly important,Important,Important,Slightly important,Not important,Slightly important,No obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,Major obstacle,Minor obstacle,Major obstacle,Minor obstacle,No obstacle,Public announcement/advertisement, -44,No,-44,-44,-44,-44,Yes,40,60,No,The firm cannot afford the optimal level of training,Yes,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Yes,0,100, -44,0,Yes,15,No,10,16,4,0,20,0,0,0,0,50,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Interest rates are not favorable,35870000,37760000,11328000,18900000,1133000,630000,1260000,630000,22000,50000,43000,630000,0,7250000,6479000,9062000,8307000,16493000,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,-44,-44,-44,-44,-44,"Crime, theft and disorder",Labor Regulations,Access to finance,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 780121,121,Trinidad & Tobago,Trinidad & Tobago,Food,429,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,90,100,0,0,0,Predominantly women,Yes,Yes,90,Makes decisions in consultation with other partners,6,21,Predominantly women,Male,Male,Female,2003,Yes,Yes,2003,22,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,2,2,0,-44,Yes,2,1,2,-44,Yes,85,Yes,Yes,Yes,100,45,42,0,0, -44,0,100,0,20,Your parent company or affiliated establishments,0,55,45,fresh produce and fish,75,Local,10,Increased,Remained the same,More than 5,95,5,0,2007,argentina,35,brasil,10,1,0,0,100,0,-44,-44,No,Yes,Yes,No,Yes,No,Yes,University, -44,No,No,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,No,Yes,Yes,Yes,Yes,No,No, -44,Slightly important,Very Important,Slightly important,Important,Important,Important,Very Important,Yes,55,Yes,30,Yes,15,Yes,No,0,-44,No,Yes,Yes,No,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Major obstacle,No obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to agree,Tend to disagree,Yes,No,-44,-44,-44,-44,Yes,-44,165000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,25000,10000,Yes,No,No,Yes,No,No,-44,-44,No,-44,-44,No,No,No,30,Yes,1,Yes,No,-44,-44,0,Yes,30,No,Yes,40,Yes,Yes,30,2,13,32,4,18,6,4,1,9,6,4,10,3,5,1,1,0,2,1,1,2,1,2,4,1,4,7,100000,7,95000,7,114000,1,55000,1,49000,1,59000,1,46000,1,42000,1,51000,1,24075,1,24000,1,27000,2,26100,2,25900,2,29300,10,28125,10,26600,11,32500,0,-77,0,-77,0,-77,14,24075,13,22300,12,28600,7,24300,7,22800,6,26200,New production methods, -44,University graduate,University graduate,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed secondary,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Completed secondary,Started but did not complete secondary,Important,Slightly important,Critical,Critical,Important,Very important,Slightly important,Important,Important,Important,Important,Important,Not important,Slightly important,Important,Very important,Very important,Very important,Important,Slightly important,Critical,Critical,Very important,Important,Critical,Slightly important,Slightly important,Important,Important,Not important,Important,Important,Important,Critical,Critical,Important,Very important,Important,Very important,Important,Slightly important,Very important,Very important,Slightly important,Critical,Important,Critical,Critical,Very important,Very important,Critical,Not important,Slightly important,Important,Slightly important,Important,Important,Not important,Slightly important,Important,Important,Important,Slightly important,Slightly important,Important,Not important,Slightly important,Slightly important,Important,Important,Critical,Very important,Critical,Very important,Not important,Not important,Important,Important,Slightly important,Important,Not difficult,Difficult,Difficult,0,13,Difficult,Very difficult,Difficult,1,8,Not difficult,Difficult,Difficult,1,3,Slightly difficult,Slightly difficult,Slightly difficult,0,3,Slightly difficult,Not difficult,Slightly difficult,1,10,Not difficult,Difficult,Slightly difficult,0,6,Not difficult,Difficult,Slightly difficult,0,6,Slightly difficult,Not difficult,Slightly difficult,2,10,Slightly difficult,Not difficult,Not difficult,1,1,Important,Very important,Very important,Not important,Very important,Not important,Not important,Not important,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Private placement office, -44,No,-44,-44,-44,-44,Yes,50,100,No,The firm cannot afford the optimal level of training,No,-44,-44,-44,-44,-44,-44,Yes,100,0, -44,0,No,-44,Yes,70,0,0,0,30,0,0,0,0,0,0,0,0, -44,50,50,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Loan,2010,385000,13,84,Private commercial banks,Yes,Yes,Yes,No,No,No, -44,175,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,7860000,8270000,2481000,1890000,662000,63000,63000,95000,3000,5000,4000,57000,0,1440000,950000,2000000,5350000,2860000,Minor obstacle,Major obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Very severe obstacle,No obstacle,No obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,-44,-44,-44,-44,-44,Access to finance,"Crime, theft and disorder",Customs and Trade Regulations,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Local business association, -44,Marketing and Operations support, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Yes,No,No,No,-44,-44,No,-44,-44,Somewhat truthful,Are estimates computed with some precision, 780123,123,Trinidad & Tobago,Trinidad & Tobago,Retail,439,Yes,3,Headquarters with production and/or sales at this location,Yes,-44,Limited partnership, -44,30,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,1984,Yes,Yes,1984,29,No,-44,-44,Yes,26,No,No,-44,-44,Yes,17,No,Yes,7,2,1,-44,No,-44,-44,-44,-44,Yes,9,5,0,-44,No,-44,-44,-44,-44,Yes,3,Yes,No,Yes,0,-44,-44,100,0, -44,0,50,50,0,Medium private firms (20-100 employees),0,50,50,"general hardware items, specia",65,Local,15,Remained the same,Remained the same,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,35,65,No,-44,Yes,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Major obstacle,-44, -44,Tend to agree,Strongly disagree,Tend to disagree,Tend to disagree,Yes,No,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,1,8,3,2,2,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3,78000,3,74000,2,91000,1,38000,2,36000,1,43000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,25650,2,25400,2,27900,0,-77,0,-77,0,-77,2,23400,3,23000,2,25700,Economic upturn/downturn, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Completed primary school,Important,Important,Very important,Critical,Important,Important,Slightly important,Important,Very important,Very important,Important,Important,Slightly important,Slightly important,Important,Critical,Very important,Very important,Important,Slightly important,Very important,Very important,Very important,Important,Very important,Slightly important,Important,Important,Not important,Not important,Critical,Slightly important,Critical,Critical,Very important,Important,Very important,Important,Important,Very important,Important,Very important,Very important,Slightly important,Critical,Very important,Very important,Critical,Critical,Very important,Critical,Not important,Slightly important,Important,Slightly important,Very important,Important,Slightly important,Important,Slightly important,Important,Very important,Important,Important,Very important,Slightly important,Slightly important,Not important,Very important,Important,Critical,Critical,Very important,Critical,Not important,Not important,Important,Important,Slightly important,Slightly important,Not difficult,Very difficult,Slightly difficult,0,14,Difficult,Almost impossible,Difficult,0,4,Slightly difficult,Very difficult,Difficult,0,3,Not difficult,Difficult,Slightly difficult,0,2,Not difficult,Not difficult,Slightly difficult,1,2,Not difficult,Slightly difficult,Difficult,1,10,Not difficult,Difficult,Slightly difficult,1,3,Not difficult,Slightly difficult,Not difficult,1,4,Slightly difficult,Not difficult,Not difficult,1,1,Very important,Very important,Slightly important,Important,Very important,Slightly important,Not important,Slightly important,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,Through family/friends, -44,No,-44,-44,-44,-44,No,-44,-44,No,Other,No,-44,-44,-44,-44,-44,-44,Yes,100,0, -44,0,No,-44,No,65,20,5,0,10,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Size of loan and maturity are insufficiant,8690000,8690000,3824000,8690000,261000,70000,200000,122000,16000,13000,12000,0,0,1537000,1539000,2520000,1999000,5670000,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,No obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Access to finance,"Crime, theft and disorder",Customs and Trade Regulations,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Community based organization, -44,Financial magement and tax and customs administration, -44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Truthful,Are estimates computed with some precision, 780126,126,Trinidad & Tobago,Trinidad & Tobago,Retail,466,No,-44,-44,-44,-44,Limited partnership, -44,50,100,0,0,0,Equally men and women,No,Yes,10,Delegates decisions to other partners,9,6,Predominantly men,Male,Male,Male,1997,No,Yes,1997,10,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,2,Yes,Yes,Yes,0,-44,-44,100,0, -44,0,75,25,5,Individuals,0,70,30,lighting,35,National,5,Increased,Remained the same,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,80,20,Yes,16,Yes,Yes,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,No obstacle,Very severe obstacle,Minor obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,0,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,5,Yes,1,No,No,-44,0,-44,No,-44,-44,Yes,40,Yes,No,-44,-44,7,14,5,4,3,2,0,2,1,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,5,110000,5,104000,4,121000,1,50000,2,45000,1,54000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,22725,1,21500,1,25700,0,-77,0,-77,0,-77,4,26100,4,23300,4,31000,0,-77,0,-77,0,-77,3,23400,3,23200,3,25200,Increase/decreased demand for goods, -44,Post graduated,Completed secondary,Post graduated,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Completed college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Important,Slightly important,Critical,Very important,Very important,Important,Slightly important,Slightly important,Very important,Important,Slightly important,Slightly important,Important,Important,Important,Very important,Critical,Very important,Important,Important,Very important,Very important,Important,Important,Very important,Not important,Important,Important,Not important,Not important,Important,Important,Important,Critical,Very important,Slightly important,Very important,Very important,Important,Important,Important,Slightly important,Critical,Important,Critical,Very important,Critical,Critical,Very important,Very important,Critical,Not important,Not important,Important,Not important,Important,Important,Slightly important,Slightly important,Not important,Important,Important,Important,Slightly important,Very important,Slightly important,Not important,Slightly important,Important,Slightly important,Critical,Critical,Very important,Very important,Not important,Not important,Important,Very important,Not important,Not important,Not difficult,Very difficult,Difficult,0,10,Not difficult,Difficult,Slightly difficult,1,10,Not difficult,Slightly difficult,Very difficult,0,3,Not difficult,Slightly difficult,Not difficult,1,1,Slightly difficult,Slightly difficult,Not difficult,1,8,Slightly difficult,Difficult,Slightly difficult,1,10,Not difficult,Slightly difficult,Slightly difficult,0,2,Slightly difficult,Slightly difficult,Slightly difficult,0,7,Not difficult,Not difficult,Not difficult,0,2,Very important,Very important,Very important,Not important,Very important,Slightly important,Not important,Not important,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,No obstacle,Minor obstacle,Public placement office, -44,No,-44,-44,-44,-44,Yes,0,10,Yes,-44,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,No,-44,No,60,16,4,0,20,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Interest rates are not favorable,2270000,2420000,605000,590000,48000,19000,63000,19000,3000,3000,2000,0,126000,468000,340000,678000,508000,1132000,Minor obstacle,No obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,No,Yes,No,Yes,No,Inadequately educated workforce,"Crime, theft and disorder",Practices of competitors in the informal sector,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,NGO, -44,"General management, Business development and Strategies supp", -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are estimates computed with some precision, 780127,127,Trinidad & Tobago,Trinidad & Tobago,Retail,475,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Female,Male,2003,No,Yes,2003,10,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,1,Yes,No,Yes,0,-44,-44,100,0, -44,0,95,5,0,Individuals,0,80,20,food,70,National,10,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,30,70,Yes,6,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Major obstacle,No obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to agree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,-44,30000,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,During working hours,Knife,Money,350,Gang related,No,No,Police could not have done anything,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,4,Outside working hours,Knife,Money,2000,Group of criminals,No,No,Fear of reprisals,Yes,1,During working hours,Knife,Money,9500,Other,No,No,Police have not done anything in the past,No,-44,-44,0,Yes,Yes,No,Yes,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,12,Yes,1,Yes,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,20,2,4,7,3,2,1,1,0,2,1,1,2,2,0,0,0,0,0,0,0,1,1,0,0,0,0,5,66000,4,67000,4,72000,1,48000,2,44000,1,54000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,24525,2,22100,2,27000,0,-77,0,-77,0,-77,1,22050,2,22100,1,26200,Increase demand for higher quality product, -44,University graduate,University graduate,Post graduated,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Completed primary school,Important,Important,Very important,Very important,Very important,Important,Slightly important,Important,Important,Important,Important,Important,Slightly important,Slightly important,Slightly important,Critical,Very important,Critical,Important,Important,Critical,Critical,Important,Slightly important,Very important,Not important,Slightly important,Slightly important,Slightly important,Slightly important,Very important,Important,Slightly important,Critical,Very important,Slightly important,Very important,Important,Very important,Slightly important,Very important,Important,Critical,Important,Critical,Important,Critical,Very important,Very important,Critical,Critical,Slightly important,Slightly important,Important,Slightly important,Very important,Important,Not important,Not important,Slightly important,Important,Important,Very important,Slightly important,Important,Not important,Not important,Slightly important,Important,Important,Critical,Critical,Critical,Very important,Slightly important,Not important,Important,Important,Slightly important,Not important,Not difficult,Very difficult,Difficult,1,19,Slightly difficult,Very difficult,Difficult,0,11,Not difficult,Slightly difficult,Slightly difficult,1,3,Slightly difficult,Slightly difficult,Not difficult,0,3,Slightly difficult,Slightly difficult,Slightly difficult,0,9,Not difficult,Difficult,Slightly difficult,0,2,Not difficult,Difficult,Slightly difficult,1,4,Slightly difficult,Not difficult,Not difficult,1,2,Not difficult,Not difficult,Not difficult,1,2,Very important,Critical,Not important,Important,Important,Not important,Not important,Not important,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,No obstacle,No obstacle,Through family/friends, -44,Yes to fire,No,-44,Yes,1,No,-44,-44,No,The firm cannot afford the optimal level of training,No,-44,-44,-44,-44,-44,-44,Yes,100,0, -44,0,Yes,12,No,60,24,6,0,10,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,Yes,Line of credit,2010,0,11,54,Other,Yes,No,Yes,No,No,No, -44,150,Yes,5,5,Other objections,-44,2900000,3090000,1082000,250000,278000,6000,42000,31000,4000,4000,4000,0,0,705000,649000,927000,927000,1585000,No obstacle,No obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,No obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,No obstacle,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,Moderate obstacle,Very severe obstacle,Yes,Yes,Yes,Yes,No,Inadequately educated workforce,"Crime, theft and disorder",Practices of competitors in the informal sector,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Local business association, -44,technological and Innovation Support, -44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 780128,128,Trinidad & Tobago,Trinidad & Tobago,Retail,476,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly women,Male,Male,Male,1989,No,Yes,2003,9,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,Yes,2,0,0,-44,Yes,8,0,1,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,0,100,0,0,Individuals,0,80,20,food,75,National,15,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,80,20,Yes,2,Yes,Yes,No,No,Yes,No,Yes,University, -44,No,No,Yes,Yes,Yes,Yes,Yes,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,Critical,Important,Very Important,Very Important,Important,Important,Very Important,Yes,30,Yes,70,No,-44,No,No,0,-44,No,No,Yes,Yes,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Major obstacle,Major obstacle,Minor obstacle,-44, -44,Tend to agree,Tend to agree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,11,Yes,1,No,Yes,0,0,-44,No,-44,-44,No,-44,-44,Yes,30,2,5,16,5,5,4,2,0,3,2,2,2,2,0,0,0,0,0,0,0,1,1,0,0,0,0,7,88000,6,81000,6,95000,1,42000,2,43000,1,50000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,26325,1,24400,1,31300,0,-77,0,-77,0,-77,5,26775,5,24100,5,31500,0,-77,0,-77,0,-77,4,24075,4,22300,4,27000,-44, -44,University graduate,Post graduated,University graduate,Post graduated,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Completed primary school,Important,Important,Very important,Important,Important,Important,Slightly important,Slightly important,Important,Important,Slightly important,Slightly important,Slightly important,Not important,Important,Critical,Critical,Very important,Very important,Slightly important,Critical,Critical,Important,Important,Critical,Slightly important,Important,Important,Slightly important,Not important,Very important,Slightly important,Important,Very important,Critical,Important,Important,Important,Important,Very important,Important,Important,Very important,Slightly important,Critical,Slightly important,Very important,Critical,Very important,Very important,Critical,Not important,Not important,Very important,Not important,Slightly important,Very important,Not important,Slightly important,Slightly important,Very important,Important,Slightly important,Important,Very important,Slightly important,Slightly important,Slightly important,Very important,Important,Critical,Very important,Critical,Very important,Slightly important,Slightly important,Important,Important,Not important,Slightly important,Not difficult,Very difficult,Slightly difficult,1,11,Slightly difficult,Very difficult,Slightly difficult,1,7,Not difficult,Slightly difficult,Slightly difficult,1,4,Not difficult,Slightly difficult,Difficult,0,2,Not difficult,Not difficult,Difficult,0,6,Difficult,Very difficult,Difficult,1,5,Not difficult,Slightly difficult,Difficult,1,2,Slightly difficult,Slightly difficult,Difficult,1,5,Not difficult,Not difficult,Not difficult,1,2,Important,Slightly important,Not important,Important,Important,Not important,Not important,Not important,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,Private placement office, -44,No,-44,-44,-44,-44,Yes,4,10,Yes,-44,No,-44,-44,-44,-44,-44,-44,No,100,0, -44,0,Yes,5,No,90,0,0,0,5,0,0,0,0,5,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Interest rates are not favorable,3120000,3470000,937000,630000,139000,28000,57000,52000,8000,10000,10000,0,315000,656000,527000,937000,798000,1443000,No obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,No obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,"Crime, theft and disorder",Labor Regulations,Inadequately educated workforce,Major obstacle,Yes,Yes,No,No,Yes,No,No,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Large impact,-44,-44,-44,-44,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,Yes,Yes,No,Yes,No,-44,-44,No,-44,-44,Yes,No,Yes,Truthful,Are estimates computed with some precision, 780129,129,Trinidad & Tobago,Trinidad & Tobago,Retail,486,No,-44,-44,-44,-44,Limited partnership, -44,50,100,0,0,0,Equally men and women,No,Yes,20,Delegates decisions to other partners,3,4,Predominantly men,Male,Male,Male,2006,Yes,Yes,2006,13,No,-44,-44,No,-44,-44,No,-44,-44,Yes,23,No,Yes,3,2,1,-44,No,-44,-44,-44,-44,Yes,7,2,1,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,40,40,20,0,Individuals,0,75,25,home furnishings,55,National,25,Increased,Remained the same,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,80,20,Yes,18,Yes,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,Yes,Yes,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,No obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to disagree,Yes,No,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,11,No,-44,-44,Yes,0,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,5,14,5,4,3,2,0,1,1,1,2,2,0,0,0,0,0,0,0,1,1,0,0,0,0,7,96000,6,97000,5,112000,1,55000,2,50000,1,65000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,24750,1,22700,1,27800,0,-77,0,-77,0,-77,4,23175,4,22100,4,27500,0,-77,0,-77,0,-77,3,23400,3,23000,3,27000,-44, -44,Post graduated,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed secondary,Completed secondary,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Important,Slightly important,Critical,Very important,Very important,Important,Important,Important,Very important,Important,Important,Important,Slightly important,Slightly important,Slightly important,Critical,Very important,Critical,Important,Important,Critical,Critical,Slightly important,Important,Very important,Slightly important,Slightly important,Important,Slightly important,Slightly important,Critical,Slightly important,Very important,Critical,Critical,Important,Very important,Important,Important,Important,Important,Important,Critical,Important,Critical,Important,Critical,Critical,Critical,Critical,Critical,Slightly important,Not important,Slightly important,Slightly important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Important,Important,Slightly important,Slightly important,Very important,Not important,Not important,Slightly important,Important,Important,Critical,Critical,Critical,Very important,Not important,Important,Important,Important,Slightly important,Slightly important,Not difficult,Very difficult,Difficult,1,9,Slightly difficult,Very difficult,Difficult,0,15,Not difficult,Difficult,Difficult,0,2,Not difficult,Not difficult,Difficult,1,2,Not difficult,Slightly difficult,Slightly difficult,1,5,Not difficult,Slightly difficult,Difficult,0,5,Not difficult,Very difficult,Difficult,1,5,Not difficult,Not difficult,Slightly difficult,0,8,Not difficult,Not difficult,Not difficult,1,1,Important,Very important,Not important,Not important,Important,Slightly important,Not important,Not important,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,Major obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,Private placement office, -44,Yes to hire,Yes,1,No,-44,No,-44,-44,No,The benefits of training are small than the costs,No,-44,-44,-44,-44,-44,-44,No,100,0, -44,0,Yes,7,No,50,32,8,0,10,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Did not think it would be approved,2510000,2850000,884000,380000,114000,26000,32000,29000,1000,2000,6000,0,0,435000,424000,713000,684000,1825000,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Very severe obstacle,No obstacle,Moderate obstacle,No obstacle,No obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Yes,Yes,No,No,No,Inadequately educated workforce,"Crime, theft and disorder",Practices of competitors in the informal sector,Moderate obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not aware of this type of assistance and don't know it advan, -44,-44,-44, -44,-44, -44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 780130,130,Trinidad & Tobago,Trinidad & Tobago,Chemicals,488,No,-44,-44,-44,-44,Limited partnership, -44,25,100,0,0,0,Predominantly women,Yes,Yes,25,Delegates decisions to other partners,30,1,Equally men and women,Male,Male,Male,1983,No,Yes,1983,10,No,-44,-44,No,-44,-44,No,-44,-44,Yes,25,No,Yes,3,3,1,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,100,75,38,0,0, -44,0,65,35,0,Large private firms (more than 100 employees),10,0,90,industrial cleaning chemicals,20,Local,5,Increased,Decreased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,10,90,Yes,4,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,No obstacle,No obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,-44, -44,Strongly disagree,Tend to disagree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,During working hours,Knife,Money,24000,Group of criminals,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,3,Outside working hours,Other,Other company property,900,Other,No,No,No loss or damage,Yes,2,During working hours,Knife,Money,6500,Other,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,Yes,No,-44,-44,No,-44,-44,Yes,Yes,Yes,2,No,-44,-44,Yes,0,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,4,8,1,3,2,2,0,0,0,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,1,97000,1,98000,0,-77,1,47000,1,48000,1,51000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,24750,1,24100,1,27500,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,3,24975,3,22500,3,29700,2,23850,3,23200,2,28300,Increase/decreased demand for goods, -44,University graduate,University graduate,University graduate,Post graduated,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed secondary,Completed secondary,Completed secondary,Important,Not important,Critical,Very important,Very important,Important,Important,Important,Important,Important,Slightly important,Important,Important,Slightly important,Important,Very important,Very important,Critical,Important,Important,Critical,Critical,Important,Important,Very important,Slightly important,Slightly important,Slightly important,Slightly important,Not important,Slightly important,Important,Important,Critical,Critical,Important,Very important,Important,Very important,Important,Important,Important,Critical,Important,Critical,Important,Critical,Critical,Very important,Critical,Critical,Not important,Slightly important,Very important,Not important,Important,Important,Slightly important,Slightly important,Not important,Very important,Important,Slightly important,Slightly important,Important,Not important,Slightly important,Not important,Slightly important,Important,Very important,Critical,Very important,Critical,Slightly important,Not important,Very important,Very important,Important,Not important,Not difficult,Very difficult,Difficult,0,24,Not difficult,Very difficult,Difficult,0,15,Not difficult,Difficult,Difficult,0,4,Slightly difficult,Slightly difficult,Not difficult,0,3,Slightly difficult,Difficult,Not difficult,0,9,Slightly difficult,Slightly difficult,Slightly difficult,0,5,Slightly difficult,Difficult,Slightly difficult,1,5,Not difficult,Not difficult,Slightly difficult,0,4,Not difficult,Not difficult,Slightly difficult,0,1,Very important,Very important,Very important,Important,Important,Slightly important,Not important,Not important,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,Schoold related network, -44,No,-44,-44,-44,-44,No,-44,-44,No,The benefits of training are small than the costs,No,-44,-44,-44,-44,-44,-44,Yes,100,0, -44,0,Yes,5,Yes,90,0,0,0,10,0,0,0,0,0,0,0,0, -44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,3,3,Incompleteness of loan application,-44,4140000,4020000,1286000,320000,270000,13000,23000,15000,1000,1000,1000,0,121000,960000,570000,1296000,2140000,3551000,Major obstacle,Minor obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,Practices of competitors in the informal sector,Corruption,Tax Rates,Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 780131,131,Trinidad & Tobago,Trinidad & Tobago,Retail,498,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,1998,No,Yes,1998,18,No,-44,-44,No,-44,-44,No,-44,-44,Yes,26,No,Yes,7,1,1,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,0,Yes,No,Yes,0,-44,-44,100,0, -44,0,100,0,0,Individuals,0,70,30,electrical equipment,70,National,10,Increased,Decreased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,30,70,Yes,17,Yes,No,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,Yes,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to disagree,Tend to disagree,Yes,Yes,Yes,20,No,-44,Yes,1,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,2,During working hours,Knife,Goods or stock,12000,Other,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,Outside working hours,Other,Goods or stock,500,Gang related,No,No,Offenders rarely caught or prosecuted,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,During working hours,Knife,Money,-66,Group of criminals,No,No,Fear of reprisals,No,-44,-44,0,Yes,No,Yes,No,Yes,Yes,No,No,No,-44,-44,Yes,Yes,Yes,5,Yes,1,Yes,No,-44,0,-44,No,-44,-44,Yes,30,Yes,No,-44,-44,2,7,3,2,1,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3,110000,2,110000,1,131000,1,40000,1,40000,1,47000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,23625,2,23600,2,25500,0,-77,0,-77,0,-77,1,22050,1,20400,1,24700,Increase/decreased demand for goods, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Important,Slightly important,Critical,Critical,Important,Important,Slightly important,Slightly important,Very important,Important,Important,Slightly important,Slightly important,Not important,Important,Critical,Critical,Critical,Important,Important,Very important,Critical,Important,Very important,Critical,Slightly important,Very important,Very important,Slightly important,Slightly important,Important,Important,Important,Critical,Very important,Important,Critical,Very important,Very important,Important,Important,Important,Critical,Important,Critical,Slightly important,Critical,Critical,Very important,Very important,Very important,Slightly important,Not important,Important,Not important,Very important,Important,Not important,Not important,Slightly important,Very important,Important,Slightly important,Slightly important,Very important,Slightly important,Slightly important,Slightly important,Important,Very important,Critical,Critical,Critical,Very important,Not important,Not important,Important,Important,Slightly important,Slightly important,Not difficult,Almost impossible,Difficult,1,19,Slightly difficult,Very difficult,Difficult,0,6,Slightly difficult,Slightly difficult,Slightly difficult,1,10,Slightly difficult,Slightly difficult,Slightly difficult,1,2,Slightly difficult,Slightly difficult,Slightly difficult,0,3,Not difficult,Difficult,Slightly difficult,1,4,Not difficult,Slightly difficult,Very difficult,0,7,Not difficult,Slightly difficult,Not difficult,1,7,Not difficult,Not difficult,Slightly difficult,0,2,Important,Very important,Very important,Not important,Very important,Not important,Slightly important,Slightly important,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Public placement office, -44,Yes to both,Yes,1,No,-44,No,-44,-44,No,The benefits of training are small than the costs,No,-44,-44,-44,-44,-44,-44,Yes,100,0, -44,0,No,-44,No,65,20,5,0,10,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Did not think it would be approved,1260000,1240000,347000,380000,37000,7000,15000,14000,2000,2000,3000,0,0,198000,164000,260000,260000,647000,No obstacle,Moderate obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,No obstacle,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,Major obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,"Crime, theft and disorder",Practices of competitors in the informal sector,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,International organization, -44,technological and Innovation Support, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 780132,132,Trinidad & Tobago,Trinidad & Tobago,Retail,502,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,2002,No,Yes,2002,16,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,0,3,1,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,10,70,40,90,0, -44,0,100,0,0,Individuals,0,65,35,electronic machines,50,Local,10,Remained the same,Remained the same,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,85,15,Yes,10,Yes,Yes,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,-44, -44,Strongly disagree,Strongly disagree,Tend to disagree,Tend to agree,Yes,No,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,Yes,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,5,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,6,8,3,2,2,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3,74000,3,73000,3,84000,1,53000,1,52000,1,63000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,22725,2,22900,2,25200,0,-77,0,-77,0,-77,2,22500,2,21100,2,25000,-44, -44,University graduate,Completed college/vocational training,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Completed primary school,Slightly important,Slightly important,Critical,Very important,Important,Very important,Important,Slightly important,Important,Important,Slightly important,Important,Slightly important,Not important,Important,Critical,Very important,Very important,Important,Important,Critical,Critical,Slightly important,Important,Critical,Slightly important,Very important,Very important,Not important,Not important,Important,Slightly important,Important,Critical,Very important,Important,Very important,Very important,Critical,Very important,Important,Very important,Very important,Important,Critical,Important,Critical,Critical,Very important,Very important,Critical,Not important,Not important,Important,Not important,Important,Important,Not important,Slightly important,Not important,Important,Important,Important,Slightly important,Very important,Slightly important,Not important,Slightly important,Important,Very important,Very important,Critical,Critical,Critical,Not important,Slightly important,Important,Very important,Slightly important,Not important,Slightly difficult,Very difficult,Slightly difficult,0,25,Slightly difficult,Very difficult,Difficult,0,12,Slightly difficult,Difficult,Difficult,1,8,Not difficult,Not difficult,Slightly difficult,1,3,Not difficult,Slightly difficult,Difficult,0,6,Slightly difficult,Difficult,Difficult,0,10,Not difficult,Difficult,Slightly difficult,1,7,Slightly difficult,Not difficult,Slightly difficult,0,9,Not difficult,Not difficult,Slightly difficult,0,1,Very important,Very important,Important,Important,Very important,Slightly important,Not important,Not important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,Public placement office, -44,No,-44,-44,-44,-44,Yes,0,0,Yes,-44,No,-44,-44,-44,-44,-44,-44,No,100,0, -44,0,Yes,11,No,48,24,6,0,20,0,0,0,0,2,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,3,3,Concerns about level of debt already incurred,-44,2090000,2090000,690000,270000,167000,10000,35000,13000,2000,2000,2000,0,50000,414000,469000,627000,711000,1705000,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,No obstacle,Moderate obstacle,No obstacle,Minor obstacle,Major obstacle,Minor obstacle,Very severe obstacle,No obstacle,-44,-44,-44,-44,-44,"Crime, theft and disorder",Corruption,Customs and Trade Regulations,Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Community based organization, -44,"General management, Business development and Strategies supp", -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Truthful,Are taken directly from the establishment's records, 780133,133,Trinidad & Tobago,Trinidad & Tobago,Retail,554,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Male,Male,Male,1976,No,Yes,1976,30,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,5,1,-44,No,-44,-44,-44,-44,Yes,0,1,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,50,0,50,0,Individuals,0,0,100,electric equipment,70,National,10,Increased,Remained the same,More than 5,75,25,0,1976,usa,45,jamaica,10,14,2,3,35,65,Yes,13,No,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,Yes,No,No,No,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,-44, -44,Tend to disagree,Strongly disagree,Tend to disagree,Strongly agree,Yes,No,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,No,No,No,0,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,10,8,3,2,2,1,0,1,1,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,1,3,88000,3,89000,2,105000,1,42000,1,39000,1,47000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,24525,2,24300,2,29100,0,-77,0,-77,0,-77,2,23625,3,21700,2,26000,Increase/decreased demand for goods, -44,University graduate,University graduate,University graduate,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Important,Slightly important,Critical,Important,Very important,Important,Slightly important,Important,Important,Very important,Important,Important,Not important,Important,Very important,Very important,Very important,Critical,Important,Important,Very important,Critical,Important,Very important,Critical,Slightly important,Slightly important,Slightly important,Not important,Slightly important,Important,Important,Slightly important,Very important,Critical,Important,Critical,Important,Important,Very important,Important,Very important,Very important,Important,Critical,Important,Very important,Critical,Critical,Very important,Critical,Important,Not important,Important,Not important,Important,Very important,Important,Slightly important,Slightly important,Important,Very important,Slightly important,Slightly important,Slightly important,Not important,Slightly important,Not important,Very important,Very important,Very important,Critical,Critical,Very important,Not important,Slightly important,Very important,Important,Not important,Slightly important,Not difficult,Very difficult,Difficult,0,22,Slightly difficult,Very difficult,Slightly difficult,0,6,Slightly difficult,Difficult,Slightly difficult,0,8,Slightly difficult,Slightly difficult,Slightly difficult,0,2,Not difficult,Slightly difficult,Slightly difficult,1,3,Slightly difficult,Difficult,Slightly difficult,1,8,Slightly difficult,Slightly difficult,Difficult,0,5,Not difficult,Slightly difficult,Slightly difficult,0,4,Not difficult,Not difficult,Not difficult,1,1,Important,Important,Very important,Not important,Very important,Not important,Not important,Slightly important,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,Public placement office, -44,No,-44,-44,-44,-44,No,-44,-44,No,The firm is affraid of investing in workers that after the t,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,14,Yes,50,0,0,0,50,0,0,0,0,0,0,0,0, -44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Collateral requirements for loans or line of credit are unat,10820000,11760000,3881000,500000,941000,24000,106000,118000,7000,24000,22000,0,1294000,1717000,3133000,2352000,4351000,6256000,Major obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,Major obstacle,Minor obstacle,Very severe obstacle,Minor obstacle,No obstacle,Major obstacle,Moderate obstacle,No obstacle,No obstacle,Minor obstacle,Very severe obstacle,Yes,Yes,Yes,Yes,No,Inadequately educated workforce,Practices of competitors in the informal sector,Electricity,No obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Community based organization, -44,technological and Innovation Support, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Truthful,Are taken directly from the establishment's records, 780134,134,Trinidad & Tobago,Trinidad & Tobago,Construction,558,No,-44,-44,-44,-44,Limited partnership, -44,51,100,0,0,0,Equally men and women,No,Yes,49,Delegates decisions to other partners,7,7,Predominantly women,Female,Female,Female,2005,No,Yes,2003,7,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,0,1,1,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,0,40,60,0,Others,95,0,5,garden building and maintenanc,65,Local,5,Remained the same,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,65,35,No,-44,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,-44, -44,Tend to agree,Strongly disagree,Strongly disagree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,No,No,No,15,Yes,1,Yes,Yes,0,.5,-44,No,-44,-44,No,-44,-44,No,-44,-44,2,8,3,2,2,1,0,1,1,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3,100000,2,98000,2,110000,1,41000,2,40000,1,45000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,20250,2,20300,2,22900,0,-77,0,-77,0,-77,2,22050,3,20000,2,25200,New products require new skills, -44,University graduate,Post graduated,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Important,Important,Critical,Very important,Very important,Very important,Slightly important,Slightly important,Important,Slightly important,Slightly important,Important,Slightly important,Not important,Slightly important,Very important,Critical,Critical,Slightly important,Slightly important,Critical,Critical,Slightly important,Important,Very important,Slightly important,Very important,Slightly important,Slightly important,Not important,Important,Important,Important,Very important,Critical,Very important,Very important,Important,Important,Very important,Very important,Important,Very important,Important,Critical,Slightly important,Critical,Critical,Very important,Critical,Critical,Not important,Slightly important,Important,Not important,Important,Very important,Slightly important,Slightly important,Not important,Very important,Important,Slightly important,Slightly important,Very important,Slightly important,Slightly important,Not important,Important,Important,Very important,Critical,Critical,Critical,Slightly important,Slightly important,Important,Important,Not important,Important,Not difficult,Very difficult,Difficult,0,14,Not difficult,Very difficult,Difficult,1,6,Not difficult,Difficult,Slightly difficult,0,8,Not difficult,Slightly difficult,Slightly difficult,1,1,Slightly difficult,Slightly difficult,Slightly difficult,0,5,Slightly difficult,Difficult,Very difficult,1,8,Not difficult,Very difficult,Slightly difficult,1,3,Not difficult,Slightly difficult,Slightly difficult,1,2,Not difficult,Not difficult,Slightly difficult,1,1,Important,Very important,Not important,Important,Important,Slightly important,Slightly important,Not important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,Through family/friends, -44,No,-44,-44,-44,-44,No,-44,-44,No,Other,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,No,-44,No,59,16,4,20,1,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,2,2,Incompleteness of loan application,-44,820000,820000,361000,760000,74000,3000,21000,9000,2000,0,2000,0,63000,130000,176000,197000,238000,349000,No obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,No obstacle,Very severe obstacle,No obstacle,Moderate obstacle,No obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Customs and Trade Regulations,Tax Rates,Telecommunications,No obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Private independent fund, -44,technological and Innovation Support, -44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,Truthful,Are taken directly from the establishment's records, 780135,135,Trinidad & Tobago,Trinidad & Tobago,Retail,590,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,1990,No,Yes,1990,15,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,0,3,0,-44,No,-44,-44,-44,-44,Yes,6,2,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,0,0,100,0,Individuals,5,25,70,hair accessories,35,Local,10,Remained the same,Decreased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,40,60,Yes,1,No,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,-44,35000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,19,Yes,1,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,7,9,3,3,2,1,0,2,1,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3,64000,2,63000,1,72000,1,51000,1,47000,1,55000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,3,28575,3,28800,3,33900,0,-77,0,-77,0,-77,2,22275,3,20000,2,25700,-44, -44,University graduate,University graduate,University graduate,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed secondary,Completed secondary,Important,Slightly important,Very important,Important,Very important,Important,Very important,Important,Very important,Very important,Important,Important,Slightly important,Slightly important,Very important,Very important,Very important,Very important,Important,Important,Critical,Critical,Important,Slightly important,Very important,Slightly important,Slightly important,Important,Not important,Slightly important,Slightly important,Important,Important,Very important,Critical,Very important,Very important,Important,Slightly important,Important,Important,Important,Critical,Slightly important,Very important,Slightly important,Critical,Critical,Very important,Very important,Critical,Slightly important,Slightly important,Important,Slightly important,Important,Important,Not important,Slightly important,Important,Very important,Very important,Important,Important,Important,Slightly important,Not important,Slightly important,Very important,Important,Critical,Critical,Critical,Very important,Slightly important,Slightly important,Important,Important,Not important,Slightly important,Not difficult,Very difficult,Slightly difficult,0,24,Slightly difficult,Very difficult,Very difficult,0,9,Slightly difficult,Slightly difficult,Slightly difficult,0,5,Slightly difficult,Not difficult,Not difficult,1,1,Slightly difficult,Slightly difficult,Slightly difficult,1,6,Slightly difficult,Difficult,Difficult,0,6,Not difficult,Difficult,Slightly difficult,1,4,Slightly difficult,Slightly difficult,Not difficult,1,8,Not difficult,Not difficult,Not difficult,1,2,Important,Slightly important,Slightly important,Slightly important,Important,Not important,Not important,Slightly important,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Private placement office, -44,No,-44,-44,-44,-44,No,-44,-44,No,The firm does not have enough information about training pro,No,-44,-44,-44,-44,-44,-44,Yes,100,0, -44,0,Yes,7,No,65,24,6,0,5,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Size of loan and maturity are insufficiant,2300000,2230000,691000,630000,22000,20000,45000,16000,3000,3000,1000,0,76000,415000,433000,669000,602000,789000,Very severe obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,-44,-44,-44,-44,-44,"Crime, theft and disorder",Labor Regulations,Electricity,Minor obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not aware of this type of assistance and don't know it advan, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 780137,137,Trinidad & Tobago,Trinidad & Tobago,Retail,609,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Male,2006,No,Yes,2006,10,No,-44,-44,No,-44,-44,No,-44,-44,Yes,20,No,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,8,2,1,-44,No,-44,-44,-44,-44,Yes,1,Yes,Yes,Yes,20,70,40,80,0, -44,0,95,5,10,Large private firms (more than 100 employees),0,85,15,food,75,Local,5,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,65,35,Yes,9,Yes,Yes,No,No,Yes,No,Yes,University, -44,No,No,Yes,Yes,No,No,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,Important,Important,Important,Very Important,Important,Very Important,Important,Yes,40,Yes,60,No,-44,No,No,0,-44,Yes,No,No,Yes,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,No obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,2,-44,Yes,-44,20000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,3,Outside working hours,Knife,Other company property,2000,Other,No,No,Fear of reprisals,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,0,0,Yes,Yes,No,No,No,No,-44,-44,No,-44,-44,No,Yes,No,0,Yes,1,Yes,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,3,15,5,5,3,2,0,2,1,2,2,2,0,0,0,0,0,0,0,1,1,0,0,0,2,7,67000,7,65000,7,76000,1,47000,2,43000,1,56000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,25650,1,24000,1,28200,0,-77,0,-77,0,-77,5,25875,5,24200,5,30700,0,-77,0,-77,0,-77,3,24525,4,24300,3,28600,Increase demand for higher quality product, -44,University graduate,Post graduated,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed secondary,Completed secondary,Important,Slightly important,Critical,Very important,Important,Very important,Important,Slightly important,Important,Important,Slightly important,Important,Slightly important,Important,Important,Critical,Very important,Critical,Important,Important,Very important,Critical,Important,Important,Critical,Slightly important,Slightly important,Slightly important,Not important,Not important,Critical,Important,Important,Very important,Critical,Important,Very important,Important,Important,Important,Very important,Important,Very important,Slightly important,Very important,Important,Critical,Critical,Very important,Very important,Critical,Not important,Not important,Very important,Slightly important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Important,Not important,Slightly important,Slightly important,Important,Important,Critical,Critical,Critical,Critical,Not important,Not important,Slightly important,Very important,Not important,Important,Slightly difficult,Difficult,Difficult,1,14,Not difficult,Difficult,Difficult,0,13,Slightly difficult,Slightly difficult,Difficult,1,9,Slightly difficult,Not difficult,Slightly difficult,0,3,Slightly difficult,Difficult,Difficult,0,5,Slightly difficult,Slightly difficult,Slightly difficult,0,10,Not difficult,Slightly difficult,Slightly difficult,1,5,Slightly difficult,Not difficult,Not difficult,1,7,Not difficult,Not difficult,Not difficult,1,2,Important,Critical,Not important,Important,Very important,Not important,Slightly important,Slightly important,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Minor obstacle,No obstacle,Private placement office, -44,No,-44,-44,-44,-44,No,-44,-44,No,The firm cannot afford the optimal level of training,No,-44,-44,-44,-44,-44,-44,No,100,0, -44,0,Yes,14,No,80,0,0,0,20,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,Yes,Line of credit,2012,0,-44,12,Other,Yes,No,No,No,No,No, -44,175,Yes,2,1,Incompleteness of loan application,-44,1320000,1400000,532000,500000,112000,1000,33000,13000,1000,1000,2000,0,0,280000,270000,350000,392000,452000,Moderate obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,No obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Macroeconomic environment,Access to finance,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Government based organization, -44,technological and Innovation Support, -44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 780138,138,Trinidad & Tobago,Trinidad & Tobago,Retail,614,No,-44,-44,-44,-44,Limited partnership, -44,51,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly women,Male,Female,Male,2001,No,Yes,2001,12,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,0,60,40,0,Individuals,0,65,35,meat,100,National,30,Increased,Remained the same,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,65,35,No,-44,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,No obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,-44, -44,Strongly disagree,Tend to disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,1,-44,Yes,-44,40000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,Outside working hours,Baseball bat,Money,3000,A former employee,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,3,Outside working hours,Knife,Other company property,500,Other,No,No,There was no insurance requirement,Yes,1,Outside working hours,Firearm/gun,Money,5500,Gang related,No,No,They occur too frequently,Yes,1,During working hours,Firearm/gun,Money,11000,Gang related,Yes,Yes,-44,No,-44,-44,0,Yes,No,No,No,Yes,No,-44,-44,Yes,No,No,Yes,Yes,Yes,16,Yes,1,No,Yes,0,0,-44,No,-44,-44,No,-44,-44,Yes,30,2,4,10,4,3,2,1,0,0,0,0,3,3,0,0,0,0,0,0,0,1,1,0,0,0,0,7,89000,6,83000,6,103000,1,46000,1,43000,1,52000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,3,24750,3,23900,3,29400,0,-77,0,-77,0,-77,2,22275,3,20700,2,25200,-44, -44,University graduate,University graduate,University graduate,Post graduated,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Completed secondary,Not applicable,Not applicable,Completed secondary,Completed primary school,Very important,Slightly important,Critical,Important,Important,Important,Slightly important,Slightly important,Important,Important,Important,Slightly important,Not important,Slightly important,Important,Very important,Very important,Critical,Important,Important,Very important,Critical,Important,Important,Critical,Important,Slightly important,Slightly important,Slightly important,Not important,Very important,Slightly important,Very important,Critical,Critical,Very important,Very important,Important,Slightly important,Important,Important,Important,Critical,Important,Critical,Important,Critical,Critical,Very important,Critical,Critical,Slightly important,Not important,Slightly important,Not important,Slightly important,Very important,Not important,Slightly important,Slightly important,Important,Important,Slightly important,Important,Important,Slightly important,Slightly important,Not important,Very important,Important,Critical,Critical,Critical,Critical,Not important,Slightly important,Important,Very important,Slightly important,Not important,Not difficult,Difficult,Difficult,1,11,Not difficult,Very difficult,Slightly difficult,0,15,Not difficult,Slightly difficult,Slightly difficult,1,7,Slightly difficult,Difficult,Difficult,0,1,Not difficult,Difficult,Slightly difficult,1,5,Slightly difficult,Slightly difficult,Slightly difficult,0,4,Not difficult,Slightly difficult,Difficult,0,8,Slightly difficult,Not difficult,Not difficult,1,9,Not difficult,Not difficult,Not difficult,1,1,Critical,Very important,Very important,Important,Very important,Not important,Slightly important,Slightly important,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,No obstacle,No obstacle,Public placement office, -44,Yes to fire,No,-44,Yes,1,No,-44,-44,No,The firm cannot afford the optimal level of training,No,-44,-44,-44,-44,-44,-44,Yes,100,0, -44,0,Yes,10,No,90,0,0,0,10,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,2,2,Incompleteness of loan application,-44,1960000,2040000,898000,500000,184000,2000,63000,14000,1000,1000,2000,0,0,353000,451000,551000,673000,1163000,No obstacle,No obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,Moderate obstacle,Major obstacle,Minor obstacle,No obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Minor obstacle,Very severe obstacle,No obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Access to finance,"Crime, theft and disorder",Minor obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Community based organization, -44,Human resources Support, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Somewhat truthful,Are estimates computed with some precision, 780139,139,Trinidad & Tobago,Trinidad & Tobago,Retail,640,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Male,Male,Male,1997,No,Yes,1997,17,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,1,1,-44,No,-44,-44,-44,-44,Yes,3,0,0,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0, -44,0,50,50,5,Individuals,0,80,20,clothing,100,Local,5,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,45,55,Yes,10,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,Yes,No,No,No,Moderate obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Minor obstacle,No obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,1,-44,Yes,1,-44,Yes,1,Outside working hours,Other,Money,5000,Group of criminals,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,3,During working hours,Knife,Money,4000,Other,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,3,During working hours,Other,Goods or stock,700,Gang related,No,No,Loss was small,Yes,3,During working hours,Firearm/gun,Money,47000,Gang related,Yes,Yes,-44,Yes,1,Outside working hours,Knife,Money,6000,Gang related,No,No,The police give little/no information back on crimes,Yes,Yes,0,0,Yes,Yes,No,Yes,Yes,No,-44,-44,No,-44,-44,Yes,Yes,Yes,10,Yes,1,Yes,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,3,11,5,3,2,1,0,3,2,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,2,5,90000,5,83000,5,103000,1,56000,1,50000,1,61000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,3,27000,3,24800,3,31500,0,-77,0,-77,0,-77,2,23625,2,21700,2,27500,-44, -44,University graduate,Post graduated,University graduate,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Completed primary school,Very important,Slightly important,Critical,Important,Very important,Very important,Slightly important,Very important,Important,Important,Important,Important,Slightly important,Important,Very important,Critical,Very important,Critical,Very important,Important,Critical,Critical,Important,Slightly important,Very important,Not important,Important,Important,Not important,Important,Important,Important,Important,Very important,Critical,Important,Very important,Important,Important,Important,Important,Very important,Very important,Slightly important,Critical,Important,Very important,Critical,Critical,Critical,Critical,Slightly important,Slightly important,Very important,Not important,Very important,Very important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Important,Slightly important,Important,Not important,Slightly important,Slightly important,Important,Important,Very important,Critical,Critical,Critical,Slightly important,Slightly important,Very important,Important,Slightly important,Slightly important,Not difficult,Very difficult,Difficult,0,20,Slightly difficult,Very difficult,Very difficult,0,10,Not difficult,Slightly difficult,Slightly difficult,0,5,Slightly difficult,Slightly difficult,Not difficult,0,3,Not difficult,Slightly difficult,Slightly difficult,1,9,Slightly difficult,Difficult,Slightly difficult,1,7,Slightly difficult,Very difficult,Difficult,0,8,Not difficult,Slightly difficult,Not difficult,1,7,Not difficult,Slightly difficult,Not difficult,1,2,Very important,Very important,Very important,Not important,Very important,Not important,Slightly important,Not important,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Private placement office, -44,No,-44,-44,-44,-44,No,-44,-44,No,The benefits of training are small than the costs,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,5,No,75,0,0,0,25,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Did not think it would be approved,1310000,1460000,642000,450000,73000,9000,18000,15000,1000,2000,3000,0,63000,248000,356000,365000,540000,464000,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,No obstacle,Moderate obstacle,Major obstacle,No obstacle,Minor obstacle,Very severe obstacle,Minor obstacle,Very severe obstacle,Yes,No,No,No,No,"Crime, theft and disorder",Practices of competitors in the informal sector,Corruption,Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Community based organization, -44,"General management, Business development and Strategies supp", -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Truthful,Are taken directly from the establishment's records, 780141,141,Trinidad & Tobago,Trinidad & Tobago,Retail,652,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Male,Male,Male,1973,No,Yes,1973,24,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,2,0,-44,No,-44,-44,-44,-44,Yes,1,0,0,-44,No,-44,-44,-44,-44,No,-44,No,Yes,Yes,0,-44,-44,100,0, -44,0,95,5,0,Individuals,85,0,15,household appliances,65,Local,15,Increased,Remained the same,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,45,55,Yes,5,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Major obstacle,Major obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to agree,Tend to disagree,Tend to disagree,Yes,No,-44,-44,-44,-44,Yes,-44,100000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,20,Yes,1,No,No,-44,-44,0,No,-44,-44,No,-44,-44,No,-44,-44,9,13,5,4,3,1,0,3,2,1,3,3,0,0,0,0,0,0,0,1,1,0,0,0,2,8,110000,7,110000,6,129000,1,41000,1,37000,1,47000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,4,27450,4,24500,4,32000,0,-77,0,-77,0,-77,3,24525,3,22100,3,26700,New production methods, -44,University graduate,Post graduated,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Important,Important,Critical,Very important,Very important,Important,Important,Slightly important,Slightly important,Important,Slightly important,Important,Slightly important,Slightly important,Important,Very important,Very important,Critical,Very important,Very important,Critical,Very important,Important,Slightly important,Critical,Important,Important,Slightly important,Not important,Not important,Important,Slightly important,Important,Critical,Critical,Important,Very important,Very important,Very important,Very important,Important,Important,Very important,Important,Critical,Slightly important,Very important,Critical,Critical,Very important,Critical,Slightly important,Not important,Important,Not important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Very important,Important,Slightly important,Important,Not important,Slightly important,Not important,Important,Slightly important,Critical,Critical,Critical,Critical,Slightly important,Not important,Important,Slightly important,Slightly important,Not important,Slightly difficult,Almost impossible,Difficult,1,20,Slightly difficult,Very difficult,Difficult,1,12,Slightly difficult,Difficult,Slightly difficult,1,5,Slightly difficult,Slightly difficult,Not difficult,1,3,Slightly difficult,Difficult,Slightly difficult,1,3,Not difficult,Difficult,Difficult,0,9,Not difficult,Difficult,Slightly difficult,0,6,Not difficult,Difficult,Slightly difficult,0,8,Not difficult,Slightly difficult,Not difficult,0,2,Slightly important,Very important,Important,Slightly important,Very important,Not important,Not important,Slightly important,Major obstacle,Minor obstacle,Minor obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,No obstacle,Minor obstacle,Private placement office, -44,No,-44,-44,-44,-44,Yes,3,10,Yes,-44,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,6,Yes,90,0,0,0,10,0,0,0,0,0,0,0,0, -44,75,12.5,0,0,0,12.5,0,0,0,0,0,0,0,0,0, -44,Yes,Loan,2011,500000,-44,24,Private commercial banks,Yes,Yes,No,Yes,No,No, -44,125,Yes,3,2,Other objections,-44,3900000,3940000,1024000,630000,197000,4000,63000,39000,7000,6000,6000,126000,0,611000,934000,985000,1182000,2128000,Very severe obstacle,Very severe obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,No obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,"Crime, theft and disorder",Corruption,Very severe obstacle,Yes,Yes,No,No,No,Yes,No,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Large impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Truthful,Are taken directly from the establishment's records, 780143,143,Trinidad & Tobago,Trinidad & Tobago,Retail,665,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,1999,No,Yes,1999,23,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,2,0,-44,No,-44,-44,-44,-44,Yes,7,2,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,0,65,35,0,Individuals,0,80,20,clothing,100,National,15,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,65,35,Yes,16,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,Yes,No,Minor obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to agree,Strongly disagree,No,-44,-44,-44,-44,-44,Yes,1,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,Outside working hours,Other,Goods or stock,300,Group of criminals,No,No,No loss or damage,Yes,3,Outside working hours,Firearm/gun,Goods or stock,11000,Other,Yes,Yes,-44,Yes,2,During working hours,Knife,Money,4000,Gang related,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,3,During working hours,Knife,Other company property,7000,Gang related,Yes,Yes,-44,Yes,1,During working hours,Firearm/gun,Money,5500,Other,No,No,Offenders rarely caught or prosecuted,No,-44,-44,0,Yes,No,Yes,Yes,Yes,Yes,No,No,No,-44,-44,Yes,Yes,Yes,10,No,-44,-44,No,-44,-44,0,No,-44,-44,No,-44,-44,Yes,25,1,2,8,3,2,2,1,0,2,2,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3,90000,3,84000,2,103000,1,51000,1,49000,1,60000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,25425,2,23100,2,29600,0,-77,0,-77,0,-77,2,22050,3,20400,2,24500,Economic upturn/downturn, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed secondary,Completed secondary,Important,Important,Very important,Important,Very important,Important,Important,Slightly important,Slightly important,Very important,Important,Slightly important,Slightly important,Slightly important,Important,Very important,Very important,Critical,Slightly important,Very important,Critical,Very important,Slightly important,Important,Critical,Not important,Slightly important,Important,Not important,Important,Important,Important,Very important,Critical,Very important,Important,Very important,Slightly important,Slightly important,Very important,Important,Slightly important,Very important,Slightly important,Critical,Important,Critical,Critical,Critical,Critical,Critical,Important,Slightly important,Important,Not important,Important,Important,Not important,Slightly important,Important,Important,Very important,Important,Slightly important,Important,Not important,Slightly important,Slightly important,Slightly important,Very important,Critical,Critical,Critical,Very important,Not important,Not important,Important,Important,Not important,Not important,Not difficult,Difficult,Difficult,1,15,Slightly difficult,Very difficult,Difficult,0,15,Slightly difficult,Difficult,Slightly difficult,1,6,Slightly difficult,Slightly difficult,Slightly difficult,0,1,Slightly difficult,Not difficult,Slightly difficult,0,5,Slightly difficult,Slightly difficult,Slightly difficult,0,7,Difficult,Very difficult,Difficult,0,6,Not difficult,Not difficult,Not difficult,1,4,Not difficult,Slightly difficult,Not difficult,1,2,Slightly important,Very important,Very important,Important,Important,Slightly important,Slightly important,Slightly important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Private placement office, -44,No,-44,-44,-44,-44,Yes,1,5,Yes,-44,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,5,No,95,0,0,0,5,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,2,2,Problems with credit history/report,-44,1120000,1130000,486000,320000,79000,8000,13000,12000,2000,2000,1000,0,0,176000,241000,294000,339000,509000,No obstacle,No obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,Minor obstacle,No obstacle,Moderate obstacle,Very severe obstacle,No obstacle,Moderate obstacle,Major obstacle,No obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Access to finance,"Crime, theft and disorder",Minor obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Local business association, -44,"General management, Business development and Strategies supp", -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,Truthful,Are taken directly from the establishment's records, 780144,144,Trinidad & Tobago,Trinidad & Tobago,Retail,672,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly women,Female,Female,Male,1974,No,Yes,1974,39,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,7,1,0,-44,Yes,3,0,0,-44,Yes,6,0,1,-44,No,-44,-44,-44,-44,Yes,3,Yes,No,Yes,10,70,40,90,0, -44,0,0,100,0,Individuals,0,0,100,electronics products,100,Local,15,Decreased,Remained the same,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,30,70,No,-44,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,Yes,No,No,No,No obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,3,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,14,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,5,13,5,4,3,1,0,0,0,0,2,2,0,0,0,0,0,0,0,1,1,0,0,0,0,7,100000,7,102000,7,116000,1,50000,2,50000,1,59000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,4,26100,4,24200,4,28100,0,-77,0,-77,0,-77,3,24075,3,23900,3,28300,Increase/decreased demand for goods, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Completed secondary,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Important,Slightly important,Critical,Important,Important,Important,Slightly important,Important,Important,Slightly important,Important,Important,Important,Slightly important,Slightly important,Very important,Very important,Very important,Important,Slightly important,Critical,Critical,Important,Very important,Critical,Slightly important,Slightly important,Very important,Not important,Not important,Important,Slightly important,Important,Critical,Critical,Very important,Very important,Important,Slightly important,Important,Slightly important,Important,Critical,Slightly important,Very important,Slightly important,Critical,Critical,Very important,Very important,Very important,Slightly important,Not important,Important,Not important,Important,Very important,Not important,Slightly important,Slightly important,Slightly important,Very important,Slightly important,Important,Important,Not important,Slightly important,Slightly important,Important,Important,Very important,Very important,Critical,Very important,Not important,Slightly important,Important,Slightly important,Slightly important,Important,Not difficult,Difficult,Slightly difficult,0,19,Slightly difficult,Very difficult,Difficult,1,9,Not difficult,Difficult,Difficult,0,3,Slightly difficult,Slightly difficult,Slightly difficult,1,2,Slightly difficult,Slightly difficult,Difficult,0,7,Not difficult,Slightly difficult,Difficult,1,7,Not difficult,Slightly difficult,Slightly difficult,1,5,Not difficult,Slightly difficult,Difficult,1,9,Not difficult,Not difficult,Not difficult,1,2,Very important,Important,Very important,Not important,Critical,Not important,Slightly important,Not important,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,No obstacle,No obstacle,Through family/friends, -44,Yes to both,No,-44,No,-44,No,-44,-44,No,The firm cannot afford the optimal level of training,No,-44,-44,-44,-44,-44,-44,Yes,50,50, -44,0,Yes,12,No,5,72,18,0,5,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,3,3,Insufficient profitability,-44,9040000,8780000,3688000,8780000,702000,35000,63000,105000,21000,13000,15000,0,0,1849000,1941000,2371000,2897000,5287000,No obstacle,Minor obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,No obstacle,Major obstacle,Minor obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Access to finance,Practices of competitors in the informal sector,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Local business association, -44,technological and Innovation Support, -44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 780146,146,Trinidad & Tobago,Trinidad & Tobago,Retail,685,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All women,Yes,Not applicable,100,Makes decisions in consultation with other partners,11,5,Equally men and women,Male,Female,Male,2003,No,Yes,2003,11,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,3,0,-44,No,-44,-44,-44,-44,Yes,1,2,1,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,0,60,40,0,Individuals,0,70,30,safety equipment,95,Local,10,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,75,25,Yes,3,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Major obstacle,Major obstacle,No obstacle,Minor obstacle,No obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,No obstacle,Moderate obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,2,-44,Yes,2,-44,Yes,1,Outside working hours,Baseball bat,Goods or stock,40000,Gang related,Yes,Yes,-44,Yes,1,Outside working hours,Knife,Money,900,Gang related,No,No,Tried to/was unable to contact the police,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,3,During working hours,Other,Money,700,Other,No,No,They occur too frequently,Yes,1,Outside working hours,Knife,Goods or stock,3000,Gang related,No,No,Tried to/was unable to contact the police,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,Yes,No,-44,-44,No,-44,-44,Yes,Yes,Yes,5,Yes,1,No,No,-44,0,-44,Yes,11,Yes,No,-44,-44,Yes,15,2,4,13,5,4,3,1,0,1,1,1,2,2,0,0,0,0,0,0,0,1,1,0,0,0,0,7,73000,7,66000,6,85000,1,39000,2,38000,1,45000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,4,27900,4,26100,4,31000,0,-77,0,-77,0,-77,3,24300,4,23900,3,28100,Economic upturn/downturn, -44,University graduate,University graduate,University graduate,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Very important,Slightly important,Critical,Very important,Important,Very important,Important,Slightly important,Important,Important,Important,Slightly important,Not important,Slightly important,Important,Critical,Very important,Critical,Important,Very important,Very important,Critical,Important,Important,Critical,Slightly important,Important,Slightly important,Not important,Slightly important,Important,Slightly important,Slightly important,Critical,Very important,Important,Very important,Very important,Important,Important,Very important,Slightly important,Very important,Not important,Very important,Important,Critical,Critical,Very important,Very important,Critical,Slightly important,Not important,Important,Not important,Very important,Very important,Slightly important,Slightly important,Not important,Important,Important,Very important,Very important,Important,Slightly important,Slightly important,Slightly important,Important,Important,Critical,Critical,Critical,Very important,Important,Slightly important,Important,Very important,Slightly important,Not important,Not difficult,Very difficult,Slightly difficult,0,24,Slightly difficult,Difficult,Slightly difficult,1,6,Slightly difficult,Slightly difficult,Slightly difficult,0,3,Slightly difficult,Slightly difficult,Slightly difficult,0,1,Slightly difficult,Difficult,Difficult,0,9,Slightly difficult,Slightly difficult,Difficult,0,5,Not difficult,Slightly difficult,Slightly difficult,1,2,Not difficult,Not difficult,Slightly difficult,0,6,Not difficult,Not difficult,Not difficult,0,1,Very important,Important,Very important,Important,Very important,Slightly important,Not important,Not important,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,Private placement office, -44,No,-44,-44,-44,-44,No,-44,-44,No,The benefits of training are small than the costs,No,-44,-44,-44,-44,-44,-44,Yes,100,0, -44,0,Yes,6,Yes,60,24,6,0,10,0,0,0,0,0,0,0,0, -44,75,25,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Line of credit,2012,10000,12,60,Private commercial banks,Yes,Yes,No,Yes,No,No, -44,150,Yes,2,1,Problems with credit history/report,-44,2790000,3140000,1068000,570000,251000,9000,25000,25000,3000,4000,2000,440000,0,440000,532000,628000,691000,1727000,No obstacle,Minor obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,No obstacle,Very severe obstacle,Major obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Macroeconomic environment,"Crime, theft and disorder",Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not aware of this type of assistance and don't know it advan, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 780147,147,Trinidad & Tobago,Trinidad & Tobago,Services of motor vehicles,690,No,-44,-44,-44,-44,Limited partnership, -44,67,100,0,0,0,Predominantly men,No,Yes,10,Delegates decisions to other partners,9,6,Predominantly women,Female,Female,Male,1979,No,Yes,1979,12,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,0,1,1,-44,Yes,2,0,0,-44,Yes,0,1,0,-44,No,-44,-44,-44,-44,Yes,5,Yes,Yes,Yes,0,-44,-44,100,0, -44,0,85,15,1,Large private firms (more than 100 employees),60,0,40,air conditioning,90,Local,5,Increased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,50,50,Yes,12,Yes,No,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to agree,Tend to disagree,Yes,Yes,No,-44,-44,-44,Yes,1,-44,Yes,2,-44,Yes,1,During working hours,Firearm/gun,Goods or stock,15000,Group of criminals,Yes,Yes,-44,Yes,1,Outside working hours,Baseball bat,Money,2000,Gang related,No,No,Police have not done anything in the past,Yes,1,During working hours,Other,Goods or stock,24000,Gang related,Yes,Yes,-44,Yes,3,During working hours,Other,Money,200,Other,No,No,Tried to/was unable to contact the police,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,Yes,No,-44,-44,No,-44,-44,No,Yes,Yes,10,No,-44,-44,No,-44,0,-44,Yes,5,Yes,No,-44,-44,No,-44,-44,8,12,4,4,3,1,0,0,0,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,4,100000,3,92000,2,110000,1,40000,2,40000,1,47000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,4,24525,4,23400,4,29100,0,-77,0,-77,0,-77,3,22275,3,22300,3,25000,-44, -44,University graduate,Post graduated,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Completed primary school,Very important,Important,Critical,Important,Very important,Very important,Important,Important,Important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Critical,Very important,Very important,Important,Very important,Very important,Critical,Important,Important,Critical,Slightly important,Important,Important,Not important,Not important,Important,Important,Important,Very important,Very important,Important,Very important,Very important,Very important,Very important,Important,Important,Very important,Not important,Critical,Slightly important,Critical,Very important,Critical,Very important,Critical,Not important,Not important,Very important,Not important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Important,Slightly important,Slightly important,Very important,Slightly important,Slightly important,Slightly important,Important,Very important,Critical,Very important,Critical,Very important,Not important,Not important,Important,Important,Slightly important,Not important,Not difficult,Very difficult,Difficult,0,11,Not difficult,Very difficult,Difficult,1,6,Slightly difficult,Difficult,Difficult,0,6,Slightly difficult,Slightly difficult,Slightly difficult,0,1,Slightly difficult,Not difficult,Not difficult,1,4,Not difficult,Difficult,Slightly difficult,1,5,Slightly difficult,Slightly difficult,Slightly difficult,0,3,Not difficult,Not difficult,Not difficult,1,7,Not difficult,Not difficult,Not difficult,1,1,Important,Critical,Very important,Important,Important,Not important,Not important,Not important,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Moderate obstacle,No obstacle,Minor obstacle,No obstacle,Private placement office, -44,No,-44,-44,-44,-44,Yes,0,10,Yes,-44,No,-44,-44,-44,-44,-44,-44,Yes,100,0, -44,0,Yes,11,No,80,8,2,0,10,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Application procedures for loans or line of credit are compl,8320000,9040000,3254000,9040000,271000,36000,244000,127000,17000,6000,23000,0,504000,1671000,2542000,2170000,3345000,2365000,No obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Major obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Practices of competitors in the informal sector,Cost of finance,Minor obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Too many strings attached, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 780148,148,Trinidad & Tobago,Trinidad & Tobago,Retail,702,No,-44,-44,-44,-44,Limited partnership, -44,41,100,0,0,0,Equally men and women,Yes,Yes,41,Makes major strategic and fiancial decisions,15,8,All men,Male,Male,Male,1995,No,Yes,1995,14,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,4,1,1,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,0,95,5,0,Small private firms (less than 20 employees),0,75,25,drugs,80,National,5,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,55,45,Yes,18,No,No,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Minor obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,No obstacle,Very severe obstacle,-44, -44,Tend to disagree,Strongly disagree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,2,Outside working hours,Other,Other company property,5000,Gang related,No,No,Loss was small,Yes,3,During working hours,Firearm/gun,Money,6000,Gang related,Yes,Yes,-44,Yes,2,Outside working hours,Firearm/gun,Personal possessions of employees or customers,10500,Group of criminals,Yes,Yes,-44,No,-44,-44,0,No,No,No,No,Yes,Yes,Yes,No,No,-44,-44,Yes,Yes,Yes,0,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,3,8,3,2,2,1,0,1,1,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,1,3,86000,2,81000,2,96000,1,54000,1,48000,1,63000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,26550,2,26100,2,28600,0,-77,0,-77,0,-77,2,24525,3,21800,2,26700,-44, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Completed secondary,Very important,Slightly important,Very important,Important,Very important,Important,Important,Important,Slightly important,Important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Critical,Very important,Critical,Slightly important,Slightly important,Very important,Very important,Important,Important,Very important,Slightly important,Important,Very important,Slightly important,Not important,Important,Slightly important,Very important,Critical,Very important,Important,Very important,Important,Slightly important,Slightly important,Very important,Very important,Very important,Important,Critical,Important,Critical,Critical,Very important,Critical,Critical,Slightly important,Not important,Important,Not important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Important,Important,Very important,Important,Not important,Slightly important,Slightly important,Very important,Slightly important,Critical,Very important,Critical,Critical,Not important,Not important,Important,Important,Slightly important,Not important,Not difficult,Very difficult,Difficult,1,21,Difficult,Very difficult,Difficult,1,15,Slightly difficult,Slightly difficult,Slightly difficult,1,8,Not difficult,Slightly difficult,Slightly difficult,1,2,Slightly difficult,Difficult,Difficult,1,10,Slightly difficult,Slightly difficult,Difficult,1,8,Difficult,Difficult,Difficult,1,8,Not difficult,Slightly difficult,Slightly difficult,1,5,Not difficult,Slightly difficult,Not difficult,0,1,Very important,Critical,Very important,Not important,Very important,Not important,Slightly important,Not important,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Public placement office, -44,Yes to both,No,-44,No,-44,Yes,0,5,Yes,-44,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,No,-44,No,85,0,0,0,15,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,Yes,Line of credit,2008,1000000,13,54,Other,Yes,No,No,No,No,No, -44,150,Yes,4,4,Insufficient profitability,-44,2780000,2930000,1055000,570000,264000,12000,13000,35000,4000,6000,4000,0,0,519000,499000,850000,674000,2338000,No obstacle,No obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Moderate obstacle,No obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Moderate obstacle,No obstacle,Very severe obstacle,Very severe obstacle,Yes,No,No,No,No,Inadequately educated workforce,"Crime, theft and disorder",Practices of competitors in the informal sector,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Private independent fund, -44,Marketing and Operations support, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Truthful,Are taken directly from the establishment's records, 780149,149,Trinidad & Tobago,Trinidad & Tobago,Retail,703,Yes,7,Headquarters with production and/or sales at this location,Yes,-44,Shareholding company with non-traded shares or shares traded, -44,25,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Male,Male,Male,1980,Yes,Yes,1980,45,No,-44,-44,No,-44,-44,No,-44,-44,Yes,23,No,Yes,1,4,1,-44,No,-44,-44,-44,-44,Yes,1,2,1,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0, -44,5,90,5,10,Individuals,100,0,0,drugs,65,National,15,Increased,Increased,More than 5,80,20,0,1987,argentina,45,brasil,15,14,3,1,75,25,Yes,20,No,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,0,0,Yes,No,No,Yes,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,Yes,1,No,Yes,0,0,-44,No,-44,-44,Yes,60,No,No,-44,-44,8,256,101,89,64,2,5,62,40,2,100,41,34,25,0,1,24,15,0,1,1,1,1,0,31,142,82000,129,75000,136,88000,1,44000,2,43000,1,47000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,24075,1,23000,1,27800,0,-77,0,-77,0,-77,123,27900,133,26900,132,32500,0,-77,0,-77,0,-77,89,23175,85,22100,85,25500,New products require new skills, -44,University graduate,University graduate,Post graduated,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Completed primary school,Important,Not important,Critical,Important,Important,Important,Slightly important,Important,Important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Critical,Very important,Very important,Important,Important,Very important,Critical,Very important,Slightly important,Critical,Not important,Important,Very important,Not important,Not important,Critical,Important,Important,Critical,Critical,Slightly important,Very important,Important,Important,Important,Very important,Important,Critical,Important,Critical,Very important,Critical,Critical,Critical,Very important,Very important,Slightly important,Not important,Important,Not important,Important,Very important,Slightly important,Slightly important,Slightly important,Important,Important,Slightly important,Important,Important,Not important,Slightly important,Not important,Important,Very important,Very important,Very important,Critical,Critical,Not important,Not important,Very important,Slightly important,Not important,Not important,Not difficult,Very difficult,Very difficult,15,14,Slightly difficult,Difficult,Difficult,0,11,Not difficult,Slightly difficult,Difficult,1,8,Slightly difficult,Slightly difficult,Not difficult,0,1,Not difficult,Slightly difficult,Slightly difficult,1,3,Slightly difficult,Slightly difficult,Slightly difficult,0,6,Not difficult,Slightly difficult,Slightly difficult,13,3,Not difficult,Slightly difficult,Not difficult,1,8,Slightly difficult,Not difficult,Not difficult,9,1,Important,Important,Very important,Important,Very important,Slightly important,Not important,Slightly important,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,No obstacle,Minor obstacle,Private placement office, -44,No,-44,-44,-44,-44,Yes,0,5,Yes,-44,Yes,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,Yes,50,50, -44,0,Yes,14,No,10,68,17,0,5,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,2,2,Incompleteness of loan application,-44,101430000,112700000,38318000,112700000,1127000,113000,1465000,789000,95000,110000,118000,756000,252000,17311000,24140000,27048000,38318000,36785000,No obstacle,No obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,Major obstacle,No obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Macroeconomic environment,Inadequately educated workforce,Corruption,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,International organization, -44,technological and Innovation Support, -44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 780150,150,Trinidad & Tobago,Trinidad & Tobago,Chemicals,713,No,-44,-44,-44,-44,Limited partnership, -44,50,100,0,0,0,Equally men and women,Yes,Yes,50,Makes decisions in consultation with other partners,26,1,Equally men and women,Male,Male,Male,1935,No,Yes,1935,42,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,2,0,-44,No,-44,-44,-44,-44,Yes,4,1,0,-44,Yes,2,8,1,-44,No,-44,No,Yes,Yes,100,75,51,0,0, -44,0,70,30,0,Small private firms (less than 20 employees),0,75,25,pharmaceuticals,85,Local,10,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,30,70,No,-44,No,No,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,Yes,No,No,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,-44, -44,Tend to agree,Strongly agree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,Yes,No,No,No,-44,-44,No,-44,-44,No,No,No,5,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,5,2,2,7,1,4,1,1,0,0,0,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,1,110000,0,-77,0,-77,1,46000,2,46000,1,53000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,4,23175,4,23400,4,26800,1,24075,2,24500,1,26200,New production methods, -44,University graduate,Completed secondary,University graduate,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed secondary,Completed secondary,Started but did not complete secondary,Important,Not important,Very important,Important,Very important,Important,Slightly important,Important,Important,Important,Slightly important,Important,Slightly important,Slightly important,Important,Very important,Very important,Critical,Slightly important,Important,Critical,Critical,Important,Important,Very important,Not important,Slightly important,Slightly important,Slightly important,Not important,Important,Slightly important,Critical,Critical,Critical,Important,Very important,Important,Very important,Slightly important,Very important,Slightly important,Very important,Slightly important,Very important,Important,Critical,Critical,Very important,Critical,Critical,Important,Not important,Slightly important,Slightly important,Very important,Very important,Important,Slightly important,Slightly important,Important,Important,Important,Very important,Important,Not important,Slightly important,Slightly important,Important,Important,Critical,Very important,Very important,Very important,Not important,Slightly important,Important,Very important,Slightly important,Slightly important,Not difficult,Very difficult,Difficult,0,12,Slightly difficult,Difficult,Difficult,0,13,Not difficult,Difficult,Difficult,1,6,Slightly difficult,Slightly difficult,Slightly difficult,1,2,Slightly difficult,Slightly difficult,Difficult,0,3,Not difficult,Slightly difficult,Difficult,1,6,Not difficult,Difficult,Difficult,0,7,Slightly difficult,Not difficult,Not difficult,0,5,Not difficult,Not difficult,Not difficult,0,2,Critical,Important,Very important,Not important,Very important,Not important,Slightly important,Slightly important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,No obstacle,Private placement office, -44,No,-44,-44,-44,-44,No,-44,-44,No,Other,No,-44,-44,-44,-44,-44,-44,No,100,0, -44,0,No,-44,No,90,0,0,0,10,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Collateral requirements for loans or line of credit are unat,2920000,3280000,1082000,630000,33000,32000,126000,0,1000,2000,1000,0,0,79000,950000,100000,3210000,287000,Minor obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,No obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Major obstacle,No obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Macroeconomic environment,Cost of finance,Access to land for expansion / relocation,Minor obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,International organization, -44,Marketing and Operations support, -44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are taken directly from the establishment's records, 780152,152,Trinidad & Tobago,Trinidad & Tobago,Retail,733,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Female,Female,2002,No,Yes,2002,9,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,7,2,1,-44,No,-44,-44,-44,-44,Yes,2,1,1,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0, -44,0,75,25,0,Individuals,0,80,20,rings,50,Local,5,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,75,25,Yes,11,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,Major obstacle,Major obstacle,No obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,-44, -44,Tend to agree,Strongly disagree,Tend to agree,Strongly disagree,No,-44,-44,-44,-44,-44,Yes,-44,30000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,Yes,No,No,No,-44,-44,No,-44,-44,No,No,No,0,Yes,1,Yes,No,-44,.5,-44,No,-44,-44,No,-44,-44,No,-44,-44,4,8,3,2,2,1,0,1,1,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3,96000,3,89000,2,108000,1,49000,1,44000,1,57000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,22050,2,21400,2,25700,0,-77,0,-77,0,-77,2,23850,3,23200,2,27500,New production methods, -44,University graduate,Completed college/vocational training,University graduate,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Important,Slightly important,Very important,Important,Important,Important,Important,Important,Important,Important,Slightly important,Slightly important,Important,Important,Important,Very important,Critical,Critical,Very important,Important,Critical,Critical,Important,Important,Critical,Slightly important,Slightly important,Important,Important,Slightly important,Critical,Slightly important,Important,Very important,Very important,Important,Very important,Very important,Important,Important,Important,Important,Critical,Important,Very important,Very important,Critical,Critical,Critical,Critical,Critical,Not important,Slightly important,Important,Slightly important,Very important,Slightly important,Slightly important,Slightly important,Slightly important,Very important,Very important,Slightly important,Important,Important,Not important,Not important,Slightly important,Important,Slightly important,Very important,Critical,Critical,Very important,Not important,Slightly important,Important,Very important,Not important,Slightly important,Slightly difficult,Difficult,Slightly difficult,0,12,Slightly difficult,Very difficult,Difficult,1,15,Not difficult,Slightly difficult,Difficult,1,10,Slightly difficult,Not difficult,Slightly difficult,1,2,Slightly difficult,Slightly difficult,Difficult,1,3,Not difficult,Slightly difficult,Slightly difficult,1,7,Not difficult,Slightly difficult,Slightly difficult,0,10,Not difficult,Not difficult,Not difficult,1,5,Slightly difficult,Slightly difficult,Not difficult,1,1,Very important,Very important,Not important,Not important,Very important,Not important,Slightly important,Slightly important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,Private placement office, -44,No,-44,-44,-44,-44,Yes,2,0,Yes,-44,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,6,Yes,45,24,6,0,25,0,0,0,0,0,0,0,0, -44,75,25,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Line of credit,2011,40000,11,60,Private commercial banks,Yes,Yes,No,No,No,No, -44,150,Yes,2,1,Problems with credit history/report,-44,5680000,6110000,1528000,630000,183000,12000,44000,49000,9000,3000,4000,0,489000,1161000,1931000,1528000,2444000,3010000,No obstacle,Minor obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Minor obstacle,No obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,No obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Very severe obstacle,Yes,Yes,No,Yes,No,"Crime, theft and disorder",Practices of competitors in the informal sector,Cost of finance,Minor obstacle,Yes,Yes,No,No,No,Yes,No,-44,-44,-44,-44,-44,-44,Yes,Negative impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Large impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Large impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Truthful,Are taken directly from the establishment's records, 780153,153,Trinidad & Tobago,Trinidad & Tobago,Construction,810,Yes,3,Establishment physically separated from HQ and other establi,Yes,-44,Limited partnership, -44,60,100,0,0,0,Predominantly men,No,No,20,Delegates decisions to other partners,8,5,Predominantly men,Male,Male,Male,2005,No,Yes,2005,42,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,1,1,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,0,50,50,0,Others,0,95,5,air conditioning,25,Local,5,Remained the same,Remained the same,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,55,45,No,-44,Yes,Yes,Yes,No,Yes,No,Yes,University, -44,No,No,Yes,Yes,No,No,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,Very Important,Important,Important,Important,Important,Very Important,Important,Yes,55,Yes,45,No,-44,Yes,Yes,0,-44,No,No,No,Yes,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,-44, -44,Strongly disagree,Tend to agree,Tend to agree,Strongly disagree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,No,25,No,-44,-44,Yes,0,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,2,12,4,4,3,1,0,1,1,1,1,1,0,0,0,0,0,0,0,1,1,0,0,0,0,5,99000,4,91000,3,108000,1,48000,1,46000,1,53000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,4,24300,4,22500,4,28600,0,-77,0,-77,0,-77,3,23400,3,21100,3,26500,Increase demand for higher quality product, -44,University graduate,University graduate,University graduate,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Completed secondary,Important,Slightly important,Critical,Very important,Very important,Important,Important,Very important,Very important,Very important,Important,Important,Not important,Important,Important,Critical,Very important,Critical,Important,Slightly important,Very important,Very important,Important,Slightly important,Critical,Important,Slightly important,Slightly important,Slightly important,Not important,Slightly important,Important,Critical,Critical,Critical,Slightly important,Very important,Very important,Slightly important,Very important,Important,Important,Critical,Important,Critical,Slightly important,Critical,Critical,Very important,Critical,Very important,Not important,Not important,Important,Not important,Slightly important,Important,Slightly important,Slightly important,Important,Very important,Important,Important,Slightly important,Important,Not important,Not important,Slightly important,Important,Important,Critical,Critical,Very important,Very important,Not important,Not important,Very important,Important,Slightly important,Not important,Not difficult,Very difficult,Difficult,1,21,Not difficult,Very difficult,Slightly difficult,1,7,Difficult,Difficult,Slightly difficult,0,4,Slightly difficult,Slightly difficult,Slightly difficult,0,3,Slightly difficult,Slightly difficult,Slightly difficult,0,9,Slightly difficult,Difficult,Slightly difficult,0,9,Not difficult,Difficult,Difficult,1,9,Not difficult,Not difficult,Slightly difficult,0,3,Slightly difficult,Slightly difficult,Not difficult,1,1,Slightly important,Very important,Important,Important,Very important,Not important,Slightly important,Slightly important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Public announcement/advertisement, -44,No,-44,-44,-44,-44,Yes,5,15,No,Other,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,10,No,99,0,0,0,1,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Size of loan and maturity are insufficiant,1810000,1810000,652000,1890000,109000,4000,33000,22000,4000,1000,3000,0,0,364000,550000,543000,688000,1477000,No obstacle,Minor obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,No obstacle,No obstacle,No obstacle,Very severe obstacle,No obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Customs and Trade Regulations,Access to land for expansion / relocation,No obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Local business association, -44,Human resources Support, -44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 780154,154,Trinidad & Tobago,Trinidad & Tobago,Hotel and restaurants,821,No,-44,-44,-44,-44,Limited partnership, -44,34,100,0,0,0,Equally men and women,Yes,Yes,34,Makes major strategic and fiancial decisions,15,6,Equally men and women,Female,Male,Female,1994,No,Yes,1994,10,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,7,1,0,-44,Yes,3,0,0,-44,Yes,7,1,1,-44,No,-44,-44,-44,-44,Yes,5,Yes,Yes,No,0,-44,-44,100,0, -44,50,50,0,1,Your parent company or affiliated establishments,0,100,0,room rental,100,Local,10,Increased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,55,45,No,-44,Yes,No,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,Yes,No,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to disagree,Tend to agree,Yes,No,-44,-44,-44,-44,Yes,0,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,0,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,11,Yes,1,Yes,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,2,10,4,3,2,1,0,3,2,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,1,4,72000,4,73000,4,86000,1,51000,2,45000,1,55000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,3,24300,3,23600,3,28100,0,-77,0,-77,0,-77,2,24525,3,24100,2,29100,Economic upturn/downturn, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Very important,Important,Critical,Important,Very important,Important,Important,Slightly important,Very important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Critical,Very important,Critical,Important,Important,Very important,Critical,Important,Important,Critical,Important,Slightly important,Important,Slightly important,Not important,Important,Important,Important,Very important,Critical,Very important,Important,Very important,Very important,Important,Important,Very important,Very important,Slightly important,Critical,Slightly important,Critical,Critical,Very important,Very important,Critical,Not important,Not important,Important,Slightly important,Important,Very important,Slightly important,Important,Not important,Important,Important,Important,Important,Important,Not important,Slightly important,Not important,Important,Very important,Very important,Critical,Critical,Critical,Not important,Slightly important,Important,Important,Slightly important,Slightly important,Not difficult,Very difficult,Difficult,1,11,Slightly difficult,Almost impossible,Slightly difficult,0,5,Not difficult,Slightly difficult,Slightly difficult,1,6,Not difficult,Slightly difficult,Slightly difficult,0,1,Slightly difficult,Difficult,Not difficult,1,3,Slightly difficult,Slightly difficult,Slightly difficult,0,10,Not difficult,Slightly difficult,Slightly difficult,1,8,Not difficult,Not difficult,Not difficult,1,7,Not difficult,Slightly difficult,Not difficult,1,2,Very important,Critical,Very important,Important,Slightly important,Slightly important,Not important,Slightly important,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,No obstacle,Minor obstacle,Public announcement/advertisement, -44,No,-44,-44,-44,-44,Yes,4,5,No,The firm is affraid of investing in workers that after the t,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,Yes,14,Yes,80,0,0,0,20,0,0,0,0,0,0,0,0, -44,75,25,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Loan,2010,10000,11,120,Private commercial banks,Yes,Yes,Yes,No,No,No, -44,175,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,1420000,1530000,658000,1070000,15000,5000,24000,14000,3000,2000,2000,0,46000,279000,299000,398000,383000,955000,Moderate obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,No obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,Macroeconomic environment,Tax administration,Telecommunications,No obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Community based organization, -44,Financial magement and tax and customs administration, -44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 780155,155,Trinidad & Tobago,Trinidad & Tobago,Wholesale,841,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,1995,No,Yes,1995,4,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,3,2,0,-44,No,-44,-44,-44,-44,No,-44,No,Yes,Yes,0,-44,-44,100,0, -44,0,80,20,0,Small private firms (less than 20 employees),0,95,5,electrical equipment,40,National,10,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,75,25,Yes,13,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,Yes,No,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,-44, -44,Tend to agree,Strongly disagree,Strongly disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,-44,75000,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,Outside working hours,Other,Other company property,700,Other,No,No,There was no insurance requirement,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,3,9,3,3,2,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,1,3,71000,3,72000,2,80000,1,44000,2,43000,1,52000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,3,26550,3,27000,3,31200,0,-77,0,-77,0,-77,2,23850,3,24300,2,27300,Increase/decreased demand for goods, -44,Post graduated,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Important,Important,Critical,Very important,Very important,Important,Important,Important,Very important,Very important,Important,Slightly important,Important,Not important,Slightly important,Very important,Very important,Critical,Important,Slightly important,Very important,Critical,Important,Slightly important,Critical,Not important,Important,Very important,Not important,Not important,Critical,Slightly important,Important,Critical,Critical,Important,Very important,Very important,Very important,Very important,Important,Important,Critical,Slightly important,Critical,Slightly important,Critical,Critical,Very important,Very important,Critical,Not important,Not important,Important,Not important,Important,Important,Not important,Not important,Slightly important,Very important,Very important,Slightly important,Slightly important,Important,Not important,Slightly important,Slightly important,Important,Important,Critical,Critical,Critical,Very important,Slightly important,Important,Important,Important,Not important,Not important,Not difficult,Very difficult,Difficult,0,13,Slightly difficult,Very difficult,Difficult,1,14,Slightly difficult,Difficult,Slightly difficult,1,3,Slightly difficult,Not difficult,Slightly difficult,0,3,Slightly difficult,Slightly difficult,Slightly difficult,0,2,Slightly difficult,Difficult,Difficult,1,2,Not difficult,Difficult,Slightly difficult,0,2,Slightly difficult,Not difficult,Not difficult,0,6,Not difficult,Not difficult,Not difficult,1,2,Important,Important,Very important,Important,Very important,Not important,Slightly important,Not important,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,No obstacle,No obstacle,Private placement office, -44,No,-44,-44,-44,-44,Yes,2,5,Yes,-44,No,-44,-44,-44,-44,-44,-44,Yes,100,0, -44,0,Yes,6,No,99,0,0,0,1,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,4,4,Incompleteness of loan application,-44,2460000,2700000,1026000,630000,135000,11000,22000,22000,3000,1000,4000,0,0,454000,579000,648000,783000,1756000,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,No obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Major obstacle,Moderate obstacle,Major obstacle,Yes,Yes,No,Yes,No,Inadequately educated workforce,"Crime, theft and disorder",Practices of competitors in the informal sector,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Community based organization, -44,Human resources Support, -44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are estimates computed with some precision, 780156,156,Trinidad & Tobago,Trinidad & Tobago,Hotel and restaurants,913,No,-44,-44,-44,-44,Partnership (including limited liability companies), -44,50,100,0,0,0,All women,Yes,No,50,Makes decisions in consultation with other partners,21,9,Predominantly men,Male,Male,Female,1976,Yes,Yes,2001,32,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,3,0,1,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0, -44,0,40,60,1,Your parent company or affiliated establishments,0,100,0,catering,90,Local,10,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,45,55,Yes,3,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,No obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,-44, -44,Tend to agree,Tend to agree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,50000,0,No,No,No,No,No,No,-44,-44,No,-44,-44,No,No,No,5,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,3,17,6,5,4,2,0,3,2,2,0,0,0,0,0,0,0,0,0,0,0,0,0,0,2,6,68000,5,69000,4,74000,1,49000,1,46000,1,58000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,26325,1,23900,1,30400,0,-77,0,-77,0,-77,5,21150,5,21300,5,23500,0,-77,0,-77,0,-77,4,22050,4,19800,4,25500,New production methods, -44,University graduate,Completed secondary,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Completed secondary,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Important,Important,Critical,Important,Important,Important,Slightly important,Important,Slightly important,Important,Important,Important,Slightly important,Slightly important,Important,Very important,Critical,Very important,Important,Important,Critical,Critical,Important,Very important,Critical,Slightly important,Important,Important,Not important,Slightly important,Important,Important,Important,Critical,Critical,Slightly important,Very important,Very important,Important,Important,Important,Very important,Critical,Important,Critical,Important,Critical,Very important,Very important,Critical,Critical,Not important,Not important,Important,Slightly important,Important,Very important,Slightly important,Important,Slightly important,Very important,Very important,Very important,Slightly important,Very important,Not important,Slightly important,Slightly important,Important,Important,Critical,Very important,Critical,Critical,Slightly important,Not important,Important,Very important,Slightly important,Not important,Not difficult,Very difficult,Difficult,1,18,Slightly difficult,Very difficult,Difficult,0,6,Slightly difficult,Difficult,Difficult,0,10,Slightly difficult,Difficult,Slightly difficult,1,2,Slightly difficult,Difficult,Slightly difficult,0,5,Slightly difficult,Slightly difficult,Slightly difficult,0,7,Not difficult,Difficult,Slightly difficult,0,4,Slightly difficult,Not difficult,Slightly difficult,1,8,Not difficult,Not difficult,Not difficult,1,1,Important,Slightly important,Not important,Important,Slightly important,Slightly important,Not important,Slightly important,No obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Public placement office, -44,No,-44,-44,-44,-44,Yes,2,10,Yes,-44,Yes,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,No,100,0, -44,0,No,-44,Yes,100,0,0,0,0,0,0,0,0,0,0,0,0, -44,25,37.5,18.75,18.75,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Loan,2011,0,7,108,Private commercial banks,Yes,Yes,No,No,No,No, -44,125,Yes,3,2,Problems with credit history/report,-44,1080000,1110000,278000,630000,100000,2000,26000,13000,2000,1000,2000,0,167000,156000,236000,244000,311000,278000,No obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,Very severe obstacle,No obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,Cost of finance,Tax Rates,Electricity,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Local business association, -44,"General management, Business development and Strategies supp", -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 780159,159,Trinidad & Tobago,Trinidad & Tobago,Information technology,1006,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,50,50,50,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly women,Male,Male,Female,1993,No,Yes,1993,32,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,1,0,-44,No,-44,-44,-44,-44,Yes,1,2,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,0,0,100,0,Medium private firms (20-100 employees),0,95,5,IT consultancy,100,National,10,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,85,15,No,-44,Yes,Yes,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,No obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,-44, -44,Tend to disagree,Strongly disagree,Tend to agree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,No,1,Yes,1,No,Yes,0,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,10,13,5,4,3,1,0,1,1,1,1,1,0,0,0,0,0,0,0,1,1,0,0,0,2,6,93000,5,86000,4,103000,1,52000,1,50000,1,56000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,20700,1,20900,1,23000,3,27000,3,25300,3,29100,3,22275,3,21700,3,24700,Increase/decreased demand for goods, -44,University graduate,Post graduated,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,Completed secondary,Started but did not complete secondary,Completed secondary,Completed primary school,Important,Important,Critical,Important,Important,Important,Slightly important,Important,Very important,Important,Important,Important,Slightly important,Not important,Important,Critical,Very important,Critical,Important,Important,Very important,Critical,Important,Important,Very important,Not important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Important,Critical,Very important,Important,Very important,Important,Important,Important,Slightly important,Important,Very important,Important,Critical,Important,Critical,Very important,Critical,Very important,Critical,Not important,Slightly important,Important,Slightly important,Important,Important,Slightly important,Slightly important,Slightly important,Very important,Important,Slightly important,Important,Important,Not important,Slightly important,Not important,Slightly important,Important,Critical,Critical,Critical,Very important,Not important,Slightly important,Important,Important,Important,Slightly important,Not difficult,Very difficult,Difficult,0,11,Slightly difficult,Almost impossible,Difficult,1,4,Not difficult,Difficult,Slightly difficult,1,6,Not difficult,Slightly difficult,Not difficult,1,1,Not difficult,Slightly difficult,Slightly difficult,1,6,Slightly difficult,Difficult,Slightly difficult,1,10,Not difficult,Slightly difficult,Difficult,0,5,Not difficult,Slightly difficult,Not difficult,1,10,Not difficult,Not difficult,Not difficult,1,1,Important,Important,Important,Slightly important,Important,Not important,Not important,Not important,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,Private placement office, -44,No,-44,-44,-44,-44,Yes,2,5,No,The firm does not have enough information about training pro,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,15,Yes,0,39,10,50,1,0,0,0,0,0,0,0,0, -44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Line of credit,2009,15000,11,18,"Non-Bank financial institutions (microfinance institutions,",Yes,Yes,No,Yes,No,No, -44,125,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,3490000,3750000,1613000,1890000,225000,11000,68000,26000,2000,4000,3000,38000,0,585000,833000,750000,1388000,1808000,Very severe obstacle,Minor obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,Moderate obstacle,No obstacle,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,Telecommunications,Macroeconomic environment,Access to land for expansion / relocation,Minor obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Local business association, -44,technological and Innovation Support, -44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 780160,160,Trinidad & Tobago,Trinidad & Tobago,Retail,1057,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly women,Male,Female,Male,1953,No,Yes,1967,49,No,-44,-44,Yes,30,No,No,-44,-44,Yes,23,No,Yes,0,1,0,-44,Yes,2,0,0,-44,Yes,4,2,1,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0, -44,15,10,75,20,Individuals,15,10,75,poultry and poultry supplies,55,National,10,Increased,Remained the same,More than 5,95,5,0,1988,usa,35,jamaica,30,6,0,0,65,35,Yes,14,Yes,Yes,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Minor obstacle,Major obstacle,-44, -44,Strongly disagree,Strongly disagree,Tend to disagree,Strongly agree,No,-44,-44,-44,-44,-44,Yes,2,-44,Yes,5,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,Outside working hours,Firearm/gun,Money,900,Someone working alone,No,No,Police could not have done anything,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,2,During working hours,Knife,Money,600,Other,No,No,Don't have the time; inconvenient,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,Outside working hours,Firearm/gun,Money,-66,Gang related,No,No,Offenders rarely caught or prosecuted,Yes,Yes,0,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,No,No,No,10,Yes,1,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,6,19,7,6,4,2,0,4,2,2,4,3,1,0,0,0,0,0,0,1,1,1,0,0,0,10,66000,9,65000,8,73000,1,42000,2,42000,1,47000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,26550,1,25600,1,28600,0,-77,0,-77,0,-77,7,28575,7,28600,7,33000,0,-77,0,-77,0,-77,4,22050,4,21000,4,25500,-44, -44,University graduate,University graduate,University graduate,Post graduated,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed secondary,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Important,Important,Critical,Critical,Important,Important,Important,Slightly important,Very important,Important,Slightly important,Important,Slightly important,Not important,Important,Very important,Very important,Critical,Slightly important,Important,Very important,Very important,Important,Slightly important,Critical,Not important,Important,Important,Slightly important,Not important,Critical,Important,Very important,Critical,Very important,Important,Very important,Important,Important,Important,Very important,Important,Very important,Important,Critical,Slightly important,Critical,Critical,Critical,Very important,Very important,Important,Not important,Slightly important,Not important,Important,Important,Slightly important,Not important,Slightly important,Important,Important,Slightly important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Important,Important,Critical,Critical,Critical,Very important,Not important,Slightly important,Important,Important,Not important,Slightly important,Slightly difficult,Difficult,Very difficult,1,23,Not difficult,Very difficult,Difficult,0,4,Slightly difficult,Slightly difficult,Slightly difficult,1,10,Not difficult,Slightly difficult,Slightly difficult,1,1,Slightly difficult,Difficult,Slightly difficult,0,7,Not difficult,Slightly difficult,Slightly difficult,0,4,Not difficult,Slightly difficult,Slightly difficult,1,4,Not difficult,Not difficult,Not difficult,0,4,Not difficult,Not difficult,Slightly difficult,1,2,Very important,Very important,Very important,Important,Very important,Slightly important,Not important,Not important,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,Private placement office, -44,No,-44,-44,-44,-44,Yes,5,15,Yes,-44,No,-44,-44,-44,-44,-44,-44,Yes,100,0, -44,0,Yes,13,No,20,48,12,0,20,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,Yes,Line of credit,2010,354000,7,30,Other,Yes,Yes,No,No,No,No, -44,125,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,7790000,8750000,3850000,1510000,875000,26000,69000,61000,12000,9000,10000,0,88000,1890000,1523000,2363000,2538000,6735000,No obstacle,No obstacle,No obstacle,Major obstacle,No,Yes,Yes,No,No,No,No,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Access to finance,Access to land for expansion / relocation,Electricity,Minor obstacle,Yes,Yes,Yes,No,No,No,No,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Truthful,Are estimates computed with some precision, 780162,162,Trinidad & Tobago,Trinidad & Tobago,Hotel and restaurants,1102,Yes,3,Establishment physically separated from HQ and other establi,Yes,-44,Partnership (including limited liability companies), -44,50,100,0,0,0,Equally men and women,Yes,Yes,50,Makes decisions in consultation with other partners,21,3,Predominantly men,Male,Male,Male,1992,No,Yes,1992,11,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,3,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,No,0,-44,-44,100,0, -44,0,95,5,4,Small private firms (less than 20 employees),50,0,50,food,100,Local,10,Remained the same,Decreased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,85,15,No,-44,Yes,Yes,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,0,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,10,Yes,1,No,No,-44,-44,3000,No,-44,-44,No,-44,-44,No,-44,-44,3,17,6,5,4,2,0,2,2,2,2,2,0,0,0,0,0,0,0,1,1,0,0,0,2,8,79000,7,75000,7,89000,1,54000,1,49000,1,61000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,28800,1,28000,1,33300,0,-77,0,-77,0,-77,5,28125,5,27100,5,31900,0,-77,0,-77,0,-77,4,23625,4,21300,4,27800,Increase/decreased demand for goods, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Completed secondary,Important,Important,Critical,Very important,Important,Very important,Important,Slightly important,Important,Very important,Slightly important,Slightly important,Slightly important,Important,Important,Very important,Very important,Critical,Important,Important,Very important,Critical,Important,Important,Critical,Slightly important,Slightly important,Important,Slightly important,Not important,Critical,Slightly important,Critical,Critical,Critical,Very important,Critical,Important,Important,Very important,Very important,Important,Very important,Slightly important,Critical,Important,Critical,Critical,Critical,Critical,Very important,Not important,Slightly important,Important,Not important,Slightly important,Important,Slightly important,Important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Important,Slightly important,Not important,Slightly important,Important,Slightly important,Very important,Critical,Very important,Very important,Slightly important,Slightly important,Very important,Very important,Not important,Not important,Not difficult,Difficult,Difficult,0,22,Slightly difficult,Difficult,Slightly difficult,0,4,Slightly difficult,Slightly difficult,Difficult,0,9,Slightly difficult,Difficult,Not difficult,0,2,Not difficult,Difficult,Slightly difficult,1,9,Slightly difficult,Difficult,Slightly difficult,1,6,Not difficult,Slightly difficult,Slightly difficult,1,4,Slightly difficult,Not difficult,Not difficult,1,4,Not difficult,Not difficult,Not difficult,0,2,Important,Important,Very important,Important,Important,Slightly important,Not important,Slightly important,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,Private placement office, -44,No,-44,-44,-44,-44,No,-44,-44,No,Other,No,-44,-44,-44,-44,-44,-44,Yes,100,0, -44,0,No,-44,Yes,50,20,5,0,25,0,0,0,0,0,0,0,0, -44,25,37.5,0,0,0,37.5,0,0,0,0,0,0,0,0,0, -44,Yes,Line of credit,2011,1400000,11,48,Private commercial banks,Yes,No,No,No,No,No, -44,100,Yes,2,1,Concerns about level of debt already incurred,-44,1390000,1350000,459000,230000,135000,1000,8000,14000,1000,1000,3000,0,108000,202000,303000,297000,446000,731000,Moderate obstacle,Very severe obstacle,No obstacle,Very severe obstacle,Yes,Yes,No,Yes,No,No,Yes,Moderate obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,-44,-44,-44,-44,-44,"Crime, theft and disorder",Cost of finance,Political environment,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Local business association, -44,Marketing and Operations support, -44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 780164,164,Trinidad & Tobago,Trinidad & Tobago,Hotel and restaurants,1120,No,-44,-44,-44,-44,Partnership (including limited liability companies), -44,50,100,0,0,0,Equally men and women,No,Yes,10,Delegates decisions to other partners,7,3,Predominantly men,Female,Male,Male,1999,No,Yes,1999,32,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,1,1,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,20,60,20,0,Individuals,50,25,25,restaurant,55,Local,5,Increased,Remained the same,2-5,90,10,0,2000,usa,20,jamaica,10,10,0,1,45,55,Yes,18,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,Yes,No,No,Moderate obstacle,Moderate obstacle,No obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,No obstacle,Major obstacle,No obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,-44, -44,Tend to disagree,Strongly disagree,Tend to agree,Tend to agree,Yes,No,-44,-44,-44,-44,Yes,5,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,19,Yes,2,No,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,15,2,7,8,3,2,2,1,0,2,2,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,1,3,87000,3,79000,3,94000,1,43000,1,40000,1,50000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,26775,2,25600,2,29200,0,-77,0,-77,0,-77,2,22500,3,22500,2,24300,Increase demand for higher quality product, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Important,Slightly important,Critical,Very important,Very important,Important,Very important,Slightly important,Important,Very important,Important,Important,Not important,Not important,Important,Very important,Very important,Critical,Slightly important,Important,Very important,Critical,Very important,Very important,Critical,Slightly important,Slightly important,Important,Not important,Not important,Slightly important,Slightly important,Critical,Critical,Very important,Important,Very important,Important,Important,Important,Important,Important,Very important,Not important,Very important,Important,Critical,Critical,Critical,Critical,Critical,Slightly important,Slightly important,Important,Not important,Important,Important,Slightly important,Not important,Slightly important,Important,Very important,Important,Slightly important,Very important,Not important,Not important,Not important,Slightly important,Important,Critical,Critical,Critical,Very important,Not important,Slightly important,Slightly important,Important,Slightly important,Slightly important,Not difficult,Very difficult,Difficult,1,20,Not difficult,Very difficult,Slightly difficult,1,12,Not difficult,Difficult,Slightly difficult,1,2,Slightly difficult,Slightly difficult,Slightly difficult,1,3,Slightly difficult,Difficult,Slightly difficult,1,5,Slightly difficult,Difficult,Difficult,1,2,Not difficult,Slightly difficult,Difficult,0,2,Not difficult,Slightly difficult,Not difficult,1,4,Not difficult,Not difficult,Not difficult,0,1,Very important,Critical,Very important,Slightly important,Very important,Not important,Not important,Slightly important,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,No obstacle,No obstacle,Public placement office, -44,No,-44,-44,-44,-44,No,-44,-44,No,The firm cannot afford the optimal level of training,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,No,-44,No,85,0,0,0,15,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Size of loan and maturity are insufficiant,7910000,8690000,3737000,8690000,348000,87000,87000,52000,5000,7000,9000,0,0,1898000,1825000,2433000,2433000,4477000,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,No,Yes,No,No,Yes,Yes,No,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Minor obstacle,Minor obstacle,No obstacle,Very severe obstacle,Moderate obstacle,-44,-44,-44,-44,-44,"Crime, theft and disorder",Practices of competitors in the informal sector,Customs and Trade Regulations,No obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Local business association, -44,Financial magement and tax and customs administration, -44,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,Somewhat truthful,Are taken directly from the establishment's records, 780165,165,Trinidad & Tobago,Trinidad & Tobago,Hotel and restaurants,1128,No,-44,-44,-44,-44,Limited partnership, -44,50,50,50,0,0,Equally men and women,Yes,No,50,Makes decisions in consultation with other partners,18,9,Predominantly women,Female,Male,Male,1994,No,Yes,1994,22,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,1,1,-44,Yes,1,0,0,-44,Yes,0,0,0,-44,No,-44,-44,-44,-44,Yes,0,Yes,No,Yes,0,-44,-44,100,0, -44,0,0,100,0,Small private firms (less than 20 employees),0,95,5,restaurant,65,National,10,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,85,15,Yes,3,No,No,Yes,No,Yes,No,Yes,Supplier, -44,No,Yes,Yes,Yes,Yes,No,-44,-44,-44,-44,Yes,No,No,Yes,No,No,Yes,Yes,No, -44,Slightly important,Very Important,Important,Slightly important,Important,Important,Slightly important,Yes,10,Yes,70,Yes,20,No,No,0,-44,Yes,No,Yes,No,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,-44, -44,Tend to disagree,Tend to agree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,-44,72000,Yes,1,-44,Yes,1,Outside working hours,Firearm/gun,Money,45000,Group of criminals,Yes,Yes,-44,Yes,1,Outside working hours,Firearm/gun,Money,4000,Group of criminals,Yes,Yes,-44,Yes,2,Outside working hours,Other,Goods or stock,3000,Other,No,No,They occur too frequently,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,3,During working hours,Firearm/gun,Money,10000,Group of criminals,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,Yes,No,-44,-44,No,-44,-44,No,No,No,0,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,5,17,6,5,4,2,0,3,2,2,3,3,0,0,0,0,0,0,0,1,1,0,0,0,0,9,67000,8,68000,8,77000,1,45000,2,40000,1,49000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,23400,1,22100,1,27800,0,-77,0,-77,0,-77,5,21600,6,21800,6,25400,0,-77,0,-77,0,-77,4,24300,4,21900,4,28900,Increase demand for higher quality product, -44,University graduate,Completed secondary,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Completed secondary,Not applicable,Not applicable,Completed secondary,Completed secondary,Important,Not important,Critical,Very important,Important,Important,Slightly important,Important,Important,Very important,Slightly important,Important,Important,Slightly important,Very important,Very important,Critical,Very important,Important,Important,Very important,Critical,Important,Important,Critical,Slightly important,Slightly important,Important,Not important,Not important,Important,Important,Important,Critical,Critical,Slightly important,Very important,Important,Important,Important,Important,Very important,Very important,Important,Critical,Very important,Critical,Critical,Very important,Critical,Critical,Slightly important,Not important,Important,Not important,Slightly important,Very important,Slightly important,Not important,Slightly important,Important,Important,Slightly important,Important,Important,Not important,Slightly important,Slightly important,Very important,Very important,Critical,Critical,Critical,Very important,Not important,Slightly important,Very important,Important,Slightly important,Slightly important,Slightly difficult,Almost impossible,Difficult,1,22,Slightly difficult,Very difficult,Difficult,0,12,Not difficult,Slightly difficult,Difficult,1,7,Slightly difficult,Not difficult,Not difficult,1,1,Slightly difficult,Slightly difficult,Not difficult,0,4,Not difficult,Slightly difficult,Slightly difficult,0,7,Slightly difficult,Difficult,Difficult,0,7,Not difficult,Not difficult,Not difficult,0,9,Not difficult,Not difficult,Slightly difficult,1,1,Important,Very important,Not important,Important,Very important,Important,Not important,Not important,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Minor obstacle,No obstacle,Public placement office, -44,Yes to both,Yes,2,No,-44,Yes,1,20,No,The firm is affraid of investing in workers that after the t,Yes,Major obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Yes,100,0, -44,0,Yes,15,No,9,72,18,0,1,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,Yes,Line of credit,2011,20000,12,36,Other,Yes,Yes,No,No,No,No, -44,125,Yes,2,1,Incompleteness of loan application,-44,1760000,1800000,612000,500000,180000,16000,9000,18000,2000,1000,3000,0,0,333000,472000,450000,684000,1058000,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,No obstacle,Moderate obstacle,Major obstacle,No obstacle,Minor obstacle,Major obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Macroeconomic environment,Inadequately educated workforce,"Crime, theft and disorder",Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Private independent fund, -44,Marketing and Operations support, -44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Truthful,Are estimates computed with some precision, 780166,166,Trinidad & Tobago,Trinidad & Tobago,Transport,1153,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Female,Male,1989,No,Yes,1989,32,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,1,1,-44,No,-44,-44,-44,-44,Yes,1,0,1,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,0,0,100,0,Individuals,0,100,0,air transport,100,International,20,Increased,Decreased,2-5,0,100,0,1993,usa,15,chile,5,4,0,3,45,55,No,-44,No,Yes,Yes,No,Yes,No,Yes,Laboratory or research center, -44,No,No,No,No,No,No,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,Important,Very Important,Slightly important,Very Important,Slightly important,Very Important,Critical,Yes,100,No,-44,No,-44,Yes,No,0,-44,No,No,No,No,No obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,No,No,No,1,No,-44,-44,No,-44,1,-44,No,-44,-44,No,-44,-44,No,-44,-44,1,8,3,2,2,1,0,1,0,1,20,8,5,5,2,0,1,0,2,2,1,2,4,1,0,11,110000,11,101000,11,127000,1,52000,2,51000,1,62000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,22725,1,22700,1,25500,1,22500,1,21900,1,24300,7,22500,7,20900,7,25200,0,-77,0,-77,0,-77,7,22725,7,21100,6,24500,New production methods, -44,University graduate,Completed college/vocational training,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Slightly important,Slightly important,Critical,Very important,Important,Very important,Slightly important,Slightly important,Important,Important,Slightly important,Important,Slightly important,Important,Slightly important,Critical,Critical,Very important,Important,Important,Very important,Very important,Very important,Important,Very important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Slightly important,Critical,Critical,Critical,Very important,Very important,Very important,Important,Important,Important,Very important,Critical,Slightly important,Critical,Important,Critical,Critical,Critical,Critical,Critical,Not important,Not important,Important,Not important,Important,Very important,Not important,Slightly important,Slightly important,Very important,Important,Important,Slightly important,Important,Not important,Slightly important,Slightly important,Very important,Very important,Critical,Very important,Very important,Critical,Not important,Not important,Very important,Important,Slightly important,Not important,Slightly difficult,Very difficult,Difficult,2,22,Difficult,Very difficult,Difficult,0,14,Not difficult,Difficult,Slightly difficult,1,4,Not difficult,Not difficult,Not difficult,0,1,Not difficult,Not difficult,Slightly difficult,0,10,Slightly difficult,Slightly difficult,Difficult,0,3,Not difficult,Difficult,Difficult,0,3,Not difficult,Difficult,Slightly difficult,1,3,Not difficult,Not difficult,Not difficult,1,1,Important,Critical,Very important,Not important,Important,Slightly important,Slightly important,Slightly important,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,Private placement office, -44,Yes to both,Yes,1,No,-44,No,-44,-44,No,Other,No,-44,-44,-44,-44,-44,-44,No,100,0, -44,0,Yes,12,No,100,0,0,0,0,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,2,2,Problems with credit history/report,-44,8870000,8780000,2897000,8780000,263000,70000,61000,114000,9000,22000,15000,0,0,1393000,1686000,2019000,2107000,3271000,Minor obstacle,No obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Yes,No,No,No,No,Practices of competitors in the informal sector,Business Licensing and Permits,"Crime, theft and disorder",Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Private independent fund, -44,"General management, Business development and Strategies supp", -44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,Yes,Yes,No,Yes,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 780167,167,Trinidad & Tobago,Trinidad & Tobago,Transport,1154,Yes,50,Establishment physically separated from HQ and other establi,Yes,-44,Shareholding company with non-traded shares or shares traded, -44,95,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Male,1905,No,Yes,1905,22,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,1,1,-44,No,-44,-44,-44,-44,Yes,3,1,1,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0, -44,70,0,30,10,Others,30,0,70,freight forwarding,55,Local,5,Increased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,65,35,Yes,4,Yes,No,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,1,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,2,During working hours,Baseball bat,Other company property,600,Other,No,No,They occur too frequently,Yes,1,During working hours,Knife,Money,25000,Other,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,No,10000,0,Yes,Yes,Yes,No,Yes,No,-44,-44,No,-44,-44,No,No,No,5,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,30,1,7,77,31,26,19,1,4,14,9,1,6,3,2,1,0,0,1,0,0,1,1,1,1,0,10,34,78000,30,74000,31,93000,1,53000,2,50000,1,62000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,28,22500,29,21900,26,26700,0,-77,0,-77,0,-77,20,24525,22,22300,21,27800,-44, -44,University graduate,Post graduated,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Completed secondary,Important,Slightly important,Critical,Important,Very important,Important,Slightly important,Important,Important,Important,Slightly important,Important,Slightly important,Slightly important,Important,Very important,Very important,Very important,Important,Important,Critical,Critical,Very important,Important,Critical,Slightly important,Important,Very important,Not important,Not important,Important,Important,Important,Very important,Very important,Important,Critical,Very important,Important,Important,Important,Very important,Very important,Important,Critical,Important,Very important,Critical,Critical,Very important,Critical,Not important,Not important,Very important,Not important,Very important,Important,Not important,Slightly important,Slightly important,Very important,Very important,Slightly important,Slightly important,Important,Not important,Not important,Not important,Important,Very important,Critical,Critical,Critical,Very important,Slightly important,Slightly important,Important,Important,Slightly important,Slightly important,Not difficult,Very difficult,Difficult,4,12,Slightly difficult,Difficult,Difficult,0,14,Slightly difficult,Difficult,Difficult,0,4,Slightly difficult,Slightly difficult,Slightly difficult,1,3,Not difficult,Slightly difficult,Slightly difficult,0,6,Not difficult,Difficult,Slightly difficult,1,9,Not difficult,Difficult,Difficult,3,4,Not difficult,Not difficult,Slightly difficult,0,7,Not difficult,Not difficult,Slightly difficult,2,1,Slightly important,Important,Not important,Not important,Very important,Not important,Not important,Not important,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Private placement office, -44,No,-44,-44,-44,-44,Yes,0,10,No,The firm is affraid of investing in workers that after the t,Yes,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Yes,0,100, -44,0,Yes,10,No,40,24,6,0,30,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,2,2,Incompleteness of loan application,-44,8260000,8690000,3650000,8690000,261000,61000,113000,113000,9000,11000,15000,0,0,1521000,1130000,2173000,1738000,5932000,No obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,"Crime, theft and disorder",Customs and Trade Regulations,Access to land for expansion / relocation,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed, -44,-44,-44, -44,-44, -44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,Truthful,Are taken directly from the establishment's records, 780168,168,Trinidad & Tobago,Trinidad & Tobago,Transport,1157,Yes,3,Establishment physically separated from HQ and other establi,Yes,-44,Shareholding company with non-traded shares or shares traded, -44,70,100,0,0,0,Predominantly men,No,Yes,24,Makes major strategic and fiancial decisions,11,6,Predominantly men,Male,Male,Male,1998,No,Yes,2008,42,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,1,1,-44,No,-44,-44,-44,-44,Yes,4,1,1,-44,No,-44,-44,-44,-44,Yes,3,Yes,Yes,Yes,0,-44,-44,100,0, -44,0,0,100,10,Medium private firms (20-100 employees),0,0,100,travel,100,National,15,Increased,Decreased,More than 5,100,0,5,-44,-44,-44,-44,-44,-44,-44,-44,65,35,Yes,18,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Very severe obstacle,No obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,-44, -44,Strongly disagree,Tend to disagree,Strongly disagree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,No,No,No,31,No,-44,-44,No,-44,-44,0,No,-44,-44,No,-44,-44,No,-44,-44,12,16,5,5,4,2,0,2,2,2,0,0,0,0,0,0,0,0,0,0,0,0,0,0,2,5,110000,5,112000,4,122000,1,52000,2,50000,1,58000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,23625,1,24100,1,26500,0,-77,0,-77,0,-77,5,22500,5,20700,5,26200,0,-77,0,-77,0,-77,4,24300,5,24500,4,27500,Increase demand for higher quality product, -44,University graduate,Post graduated,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed secondary,Not applicable,Not applicable,Completed secondary,Completed secondary,Not applicable,Not applicable,Completed secondary,Completed secondary,Important,Slightly important,Critical,Very important,Very important,Important,Important,Slightly important,Important,Slightly important,Important,Important,Slightly important,Important,Important,Very important,Critical,Critical,Very important,Important,Critical,Critical,Very important,Important,Critical,Slightly important,Important,Slightly important,Slightly important,Not important,Slightly important,Important,Slightly important,Critical,Critical,Important,Very important,Important,Very important,Important,Slightly important,Important,Critical,Not important,Critical,Slightly important,Critical,Very important,Critical,Very important,Critical,Not important,Slightly important,Important,Not important,Important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Slightly important,Very important,Important,Slightly important,Not important,Slightly important,Very important,Very important,Critical,Very important,Critical,Very important,Slightly important,Not important,Important,Important,Not important,Not important,Not difficult,Very difficult,Slightly difficult,0,24,Slightly difficult,Very difficult,Difficult,0,4,Slightly difficult,Slightly difficult,Very difficult,0,5,Slightly difficult,Not difficult,Not difficult,0,3,Slightly difficult,Slightly difficult,Slightly difficult,1,2,Not difficult,Very difficult,Difficult,1,5,Slightly difficult,Slightly difficult,Slightly difficult,1,3,Slightly difficult,Slightly difficult,Not difficult,0,7,Slightly difficult,Not difficult,Not difficult,1,2,Very important,Very important,Very important,Important,Very important,Not important,Slightly important,Slightly important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Public placement office, -44,No,-44,-44,-44,-44,Yes,1,5,No,The benefits of training are small than the costs,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,No,-44,Yes,0,0,0,0,100,0,0,0,0,0,0,0,0, -44,25,75,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Loan,2010,20000,11,84,Private commercial banks,Yes,No,No,No,No,No, -44,100,Yes,3,3,Other objections,-44,9130000,9040000,2441000,9040000,814000,72000,181000,45000,5000,3000,5000,1266000,38000,1253000,1718000,1989000,2260000,5251000,Minor obstacle,Moderate obstacle,Major obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,No obstacle,Very severe obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,Access to finance,"Crime, theft and disorder",Labor Regulations,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not aware of this type of assistance and don't know it advan, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 780170,170,Trinidad & Tobago,Trinidad & Tobago,Transport,1162,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,59,100,0,0,0,Predominantly men,No,Yes,29,Makes major strategic and fiancial decisions,15,6,Predominantly women,Female,Male,Male,1990,Yes,Yes,1990,42,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,2,1,-44,No,-44,-44,-44,-44,Yes,4,1,1,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0, -44,0,55,45,5,Government or government agencies (including state-owned ent,45,45,10,servicing,100,Local,5,Increased,Increased,More than 5,100,0,50,-44,-44,-44,-44,-44,-44,-44,-44,45,55,Yes,1,Yes,Yes,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,Yes,No,No,No,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,0,0,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,20,Yes,1,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,3,9,3,3,2,1,0,1,0,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3,77000,3,76000,3,83000,1,43000,1,39000,1,47000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,3,21825,3,21400,3,25200,0,-77,0,-77,0,-77,2,24075,2,22500,2,27500,-44, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Important,Important,Critical,Very important,Very important,Important,Important,Important,Important,Important,Important,Important,Important,Slightly important,Important,Very important,Very important,Critical,Slightly important,Important,Critical,Critical,Important,Important,Critical,Important,Slightly important,Important,Not important,Not important,Important,Important,Important,Critical,Critical,Important,Very important,Important,Very important,Important,Very important,Important,Very important,Slightly important,Critical,Very important,Critical,Critical,Very important,Very important,Critical,Slightly important,Not important,Important,Not important,Important,Very important,Slightly important,Important,Slightly important,Very important,Very important,Very important,Slightly important,Very important,Not important,Slightly important,Slightly important,Slightly important,Important,Critical,Very important,Critical,Critical,Not important,Slightly important,Important,Very important,Not important,Slightly important,Not difficult,Very difficult,Difficult,1,21,Slightly difficult,Difficult,Slightly difficult,0,10,Slightly difficult,Difficult,Difficult,1,9,Not difficult,Difficult,Slightly difficult,0,3,Not difficult,Not difficult,Slightly difficult,1,5,Slightly difficult,Difficult,Slightly difficult,1,2,Not difficult,Slightly difficult,Slightly difficult,0,4,Slightly difficult,Not difficult,Not difficult,0,7,Not difficult,Not difficult,Not difficult,0,2,Very important,Important,Very important,Not important,Very important,Not important,Slightly important,Not important,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Through family/friends, -44,No,-44,-44,-44,-44,Yes,4,20,Yes,-44,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,5,Yes,30,24,6,0,40,0,0,0,0,0,0,0,0, -44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Line of credit,2010,800000,7,30,Other,Yes,No,No,No,No,No, -44,100,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,2770000,2830000,1132000,2830000,255000,11000,82000,34000,5000,6000,4000,255000,126000,496000,449000,679000,651000,1372000,Minor obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Very severe obstacle,Moderate obstacle,No obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Tax Rates,Labor Regulations,Access to land for expansion / relocation,Moderate obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Private independent fund, -44,technological and Innovation Support, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 780171,171,Trinidad & Tobago,Trinidad & Tobago,Transport,1165,Yes,2,Establishment physically separated from HQ and other establi,Yes,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,1990,Yes,Yes,1991,10,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,7,5,1,-44,No,-44,-44,-44,-44,Yes,1,0,0,-44,No,-44,-44,-44,-44,Yes,0,Yes,No,Yes,0,-44,-44,100,0, -44,0,95,5,0,Medium private firms (20-100 employees),0,0,100,travel,100,National,10,Increased,Decreased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,40,60,Yes,2,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,-44, -44,Strongly disagree,Tend to disagree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,-44,24000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,Yes,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,No,-44,-44,Yes,0,0,-44,Yes,7,Yes,No,-44,-44,No,-44,-44,15,8,3,2,2,1,0,1,1,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,1,3,95000,3,88000,3,102000,1,51000,1,46000,1,60000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,27675,2,27200,2,30100,0,-77,0,-77,0,-77,2,22050,3,20200,2,24300,Increase/decreased demand for goods, -44,University graduate,Completed secondary,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Completed primary school,Very important,Important,Very important,Very important,Very important,Important,Important,Important,Important,Important,Important,Important,Slightly important,Important,Important,Very important,Very important,Critical,Important,Slightly important,Very important,Critical,Slightly important,Important,Critical,Slightly important,Slightly important,Important,Slightly important,Not important,Important,Slightly important,Critical,Critical,Critical,Important,Very important,Important,Very important,Very important,Important,Important,Critical,Important,Critical,Important,Critical,Very important,Critical,Critical,Critical,Slightly important,Slightly important,Important,Not important,Important,Important,Slightly important,Slightly important,Slightly important,Very important,Slightly important,Important,Very important,Important,Not important,Slightly important,Slightly important,Important,Important,Critical,Critical,Critical,Critical,Not important,Slightly important,Important,Important,Slightly important,Not important,Not difficult,Very difficult,Difficult,1,12,Slightly difficult,Very difficult,Difficult,1,10,Slightly difficult,Slightly difficult,Difficult,0,5,Slightly difficult,Slightly difficult,Slightly difficult,1,2,Slightly difficult,Slightly difficult,Slightly difficult,1,7,Slightly difficult,Slightly difficult,Slightly difficult,0,6,Slightly difficult,Difficult,Difficult,1,8,Slightly difficult,Not difficult,Not difficult,0,2,Not difficult,Not difficult,Not difficult,1,2,Slightly important,Very important,Important,Important,Very important,Important,Not important,Slightly important,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Private placement office, -44,Yes to fire,No,-44,Yes,2,Yes,5,0,Yes,-44,No,-44,-44,-44,-44,-44,-44,Yes,100,0, -44,0,Yes,13,No,10,17,8,0,65,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,Yes,Line of credit,2009,10000,11,24,Other,Yes,No,No,No,Yes,No, -44,150,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,880000,870000,226000,320000,78000,8000,24000,9000,1000,1000,1000,0,0,143000,197000,191000,270000,479000,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,Major obstacle,Major obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Access to finance,Practices of competitors in the informal sector,Major obstacle,Yes,Yes,No,No,No,Yes,No,-44,-44,-44,-44,-44,-44,Yes,Large impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Large impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Negative impact,-44,-44,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Truthful,Are taken directly from the establishment's records, 780172,172,Trinidad & Tobago,Trinidad & Tobago,Transport,1171,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,1990,No,Yes,1999,32,No,-44,-44,No,-44,-44,No,-44,-44,Yes,21,No,Yes,7,1,1,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0, -44,10,50,40,15,Small private firms (less than 20 employees),0,100,0,freight forwarding,100,National,10,Increased,Increased,More than 5,70,30,20,1991,usa,75,spain,15,10,0,0,30,70,No,-44,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,Yes,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,-44,10000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,0,1000,Yes,Yes,No,No,No,No,-44,-44,No,-44,-44,No,No,No,0,No,-44,-44,No,-44,1,-44,Yes,14,Yes,No,-44,-44,No,-44,-44,2,8,3,2,2,1,0,1,0,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,1,3,92000,2,94000,2,99000,1,38000,1,37000,1,44000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,24525,2,23200,2,28600,0,-77,0,-77,0,-77,2,22950,3,20900,2,27300,-44, -44,University graduate,University graduate,University graduate,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Very important,Slightly important,Critical,Very important,Very important,Very important,Slightly important,Slightly important,Very important,Important,Slightly important,Important,Important,Slightly important,Important,Very important,Critical,Critical,Slightly important,Slightly important,Critical,Critical,Important,Important,Critical,Slightly important,Important,Important,Slightly important,Not important,Very important,Important,Important,Very important,Critical,Important,Very important,Slightly important,Important,Slightly important,Very important,Very important,Very important,Slightly important,Critical,Slightly important,Critical,Critical,Very important,Critical,Critical,Important,Slightly important,Slightly important,Slightly important,Very important,Very important,Slightly important,Important,Not important,Important,Important,Important,Slightly important,Very important,Slightly important,Not important,Slightly important,Important,Very important,Very important,Critical,Critical,Critical,Not important,Slightly important,Important,Important,Not important,Slightly important,Not difficult,Very difficult,Difficult,1,25,Slightly difficult,Very difficult,Difficult,0,14,Slightly difficult,Difficult,Difficult,0,8,Slightly difficult,Slightly difficult,Slightly difficult,0,3,Slightly difficult,Slightly difficult,Slightly difficult,1,10,Slightly difficult,Very difficult,Slightly difficult,0,6,Not difficult,Difficult,Difficult,0,4,Not difficult,Not difficult,Not difficult,0,10,Not difficult,Not difficult,Not difficult,0,1,Very important,Critical,Not important,Important,Important,Not important,Not important,Not important,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Public placement office, -44,Yes to hire,Yes,1,No,-44,No,-44,-44,No,Other,No,-44,-44,-44,-44,-44,-44,Yes,100,0, -44,0,Yes,10,Yes,60,16,4,0,20,0,0,0,0,0,0,0,0, -44,25,75,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Line of credit,2012,60000,14,30,Private commercial banks,Yes,Yes,No,No,No,No, -44,150,Yes,3,2,Incompleteness of loan application,-44,2190000,2210000,862000,160000,221000,9000,51000,18000,3000,2000,2000,199000,0,387000,647000,530000,862000,1140000,No obstacle,Minor obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,Access to finance,"Crime, theft and disorder",Customs and Trade Regulations,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Local business association, -44,technological and Innovation Support, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 780173,173,Trinidad & Tobago,Trinidad & Tobago,Retail,1209,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All women,Yes,Not applicable,100,Makes decisions in consultation with other partners,37,5,Predominantly men,Male,Female,Male,1977,No,Yes,1987,12,No,-44,-44,No,-44,-44,No,-44,-44,Yes,24,No,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,1,2,1,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,30,50,20,0,Individuals,25,25,50,electronics products,100,Local,5,Remained the same,Remained the same,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,35,65,Yes,14,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,Yes,No,No,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,No obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,1,99,40,34,24,1,2,23,16,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,15,40,98000,41,94000,43,115000,1,42000,1,37000,1,47000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,34,21825,34,19600,36,24000,0,-77,0,-77,0,-77,24,23850,23,24300,21,26800,-44, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed secondary,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Very important,Important,Critical,Important,Important,Very important,Important,Important,Important,Important,Important,Important,Important,Slightly important,Important,Critical,Very important,Critical,Important,Important,Very important,Critical,Important,Important,Very important,Slightly important,Important,Important,Slightly important,Not important,Slightly important,Important,Very important,Critical,Critical,Very important,Very important,Important,Slightly important,Important,Very important,Very important,Critical,Important,Critical,Important,Very important,Critical,Very important,Critical,Very important,Not important,Not important,Important,Not important,Important,Important,Not important,Slightly important,Slightly important,Important,Very important,Very important,Important,Important,Not important,Slightly important,Slightly important,Important,Very important,Critical,Critical,Critical,Critical,Slightly important,Slightly important,Important,Very important,Slightly important,Slightly important,Slightly difficult,Very difficult,Slightly difficult,4,18,Slightly difficult,Difficult,Slightly difficult,0,8,Not difficult,Difficult,Slightly difficult,1,10,Slightly difficult,Not difficult,Not difficult,1,3,Slightly difficult,Slightly difficult,Slightly difficult,0,5,Not difficult,Difficult,Difficult,1,3,Slightly difficult,Difficult,Slightly difficult,4,9,Slightly difficult,Not difficult,Slightly difficult,1,6,Not difficult,Not difficult,Slightly difficult,3,1,Very important,Very important,Important,Important,Very important,Slightly important,Not important,Not important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Major obstacle,Moderate obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,Private placement office, -44,No,-44,-44,-44,-44,No,-44,-44,No,Other,Yes,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Major obstacle,No obstacle,Yes,0,100, -44,0,Yes,13,Yes,25,40,10,0,15,0,0,0,0,0,0,0,10, -44,25,75,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Line of credit,2010,600000,11,54,Private commercial banks,Yes,Yes,Yes,No,No,No, -44,125,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,39770000,39770000,15908000,6300000,398000,80000,189000,239000,17000,48000,48000,5170000,0,8650000,10126000,11533000,15113000,18337000,No obstacle,No obstacle,Major obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Customs and Trade Regulations,Cost of finance,Tax administration,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not aware of this type of assistance and don't know it advan, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 780174,174,Trinidad & Tobago,Trinidad & Tobago,Retail,1219,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Female,Male,1991,No,Yes,1999,7,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,3,1,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,0,95,5,0,Individuals,0,80,20,cosmetics,65,National,10,Remained the same,Decreased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,70,30,Yes,10,Yes,Yes,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,No obstacle,Moderate obstacle,No obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to agree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,Yes,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,10,No,-44,-44,No,-44,0,-44,No,-44,-44,Yes,40,Yes,No,-44,-44,2,97,37,33,24,3,2,20,14,3,0,0,0,0,0,0,0,0,0,0,0,0,0,0,13,37,100000,40,95000,42,109000,1,39000,1,37000,1,47000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,28575,1,26000,1,31100,1,25650,1,22900,1,29300,33,26325,30,23500,31,29800,0,-77,0,-77,0,-77,24,22725,25,21700,24,26000,New production methods, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed secondary,Completed primary school,Slightly important,Not important,Critical,Important,Very important,Important,Important,Very important,Very important,Important,Slightly important,Important,Not important,Not important,Important,Very important,Very important,Critical,Important,Slightly important,Critical,Critical,Important,Important,Very important,Not important,Slightly important,Slightly important,Not important,Not important,Important,Important,Important,Very important,Critical,Very important,Very important,Very important,Important,Important,Slightly important,Important,Very important,Important,Critical,Slightly important,Critical,Critical,Critical,Critical,Critical,Important,Not important,Very important,Not important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Very important,Important,Slightly important,Important,Not important,Not important,Slightly important,Slightly important,Very important,Critical,Critical,Very important,Critical,Slightly important,Slightly important,Important,Very important,Not important,Not important,Slightly difficult,Very difficult,Difficult,4,21,Slightly difficult,Very difficult,Slightly difficult,0,13,Slightly difficult,Slightly difficult,Slightly difficult,1,6,Not difficult,Slightly difficult,Difficult,0,1,Slightly difficult,Not difficult,Slightly difficult,0,3,Slightly difficult,Slightly difficult,Slightly difficult,0,8,Slightly difficult,Slightly difficult,Slightly difficult,4,5,Slightly difficult,Slightly difficult,Slightly difficult,0,8,Not difficult,Not difficult,Not difficult,3,2,Very important,Important,Very important,Not important,Important,Slightly important,Not important,Slightly important,Minor obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Major obstacle,Major obstacle,No obstacle,Major obstacle,Moderate obstacle,Minor obstacle,No obstacle,Private placement office, -44,No,-44,-44,-44,-44,Yes,4,0,Yes,-44,Yes,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Yes,100,0, -44,0,Yes,12,Yes,50,28,7,0,15,0,0,0,0,0,0,0,0, -44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Line of credit,2012,150000,13,54,"Non-Bank financial institutions (microfinance institutions,",Yes,Yes,No,Yes,No,No, -44,175,Yes,2,1,Problems with credit history/report,-44,23460000,23230000,6737000,8380000,1162000,46000,252000,209000,13000,31000,33000,0,465000,4098000,3717000,6504000,5808000,8780000,Moderate obstacle,Minor obstacle,Major obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,No obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Macroeconomic environment,Access to finance,Minor obstacle,Yes,Yes,No,Yes,No,No,No,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Large impact,-44,-44,-44,-44,-44,-44,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 780175,175,Trinidad & Tobago,Trinidad & Tobago,Hotel and restaurants,1221,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,76,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Male,1984,No,Yes,1984,13,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,2,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0, -44,0,95,5,20,Others,75,20,5,catering,85,National,15,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,40,60,Yes,14,Yes,Yes,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,Yes,Yes,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,No obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to agree,Yes,No,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,0,0,No,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,Yes,20,No,-44,-44,No,-44,-44,5000,No,-44,-44,No,-44,-44,No,-44,-44,7,94,36,32,23,3,1,17,10,3,0,0,0,0,0,0,0,0,0,0,0,0,0,0,11,36,83000,33,81000,32,93000,1,49000,1,46000,1,57000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,24300,1,21900,1,27500,1,21375,1,20000,1,23500,32,24075,31,23200,28,28300,0,-77,0,-77,0,-77,23,22950,21,20900,20,25500,Increase/decreased demand for goods, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Completed secondary,Very important,Slightly important,Critical,Very important,Important,Very important,Important,Very important,Important,Slightly important,Slightly important,Slightly important,Important,Slightly important,Very important,Very important,Very important,Very important,Important,Important,Very important,Critical,Slightly important,Very important,Critical,Slightly important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Important,Critical,Critical,Critical,Slightly important,Very important,Important,Important,Important,Important,Important,Very important,Important,Critical,Very important,Critical,Very important,Very important,Very important,Critical,Not important,Not important,Important,Not important,Important,Very important,Not important,Slightly important,Slightly important,Very important,Very important,Important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Important,Important,Critical,Critical,Critical,Critical,Not important,Slightly important,Slightly important,Important,Slightly important,Not important,Slightly difficult,Difficult,Difficult,4,20,Not difficult,Very difficult,Difficult,0,13,Slightly difficult,Slightly difficult,Difficult,1,10,Not difficult,Slightly difficult,Slightly difficult,1,1,Slightly difficult,Slightly difficult,Slightly difficult,0,5,Slightly difficult,Slightly difficult,Slightly difficult,0,6,Not difficult,Difficult,Slightly difficult,4,6,Not difficult,Not difficult,Not difficult,0,10,Not difficult,Not difficult,Not difficult,3,2,Very important,Important,Very important,Important,Very important,Slightly important,Not important,Slightly important,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Public announcement/advertisement, -44,No,-44,-44,-44,-44,Yes,5,15,Yes,-44,No,-44,-44,-44,-44,-44,-44,Yes,100,0, -44,0,Yes,9,No,20,32,8,0,40,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,Yes,Line of credit,2012,130000,11,24,Other,Yes,No,No,Yes,No,No, -44,100,Yes,2,1,Problems with credit history/report,-44,28710000,30870000,13274000,11030000,2470000,247000,556000,278000,14000,47000,17000,0,0,5168000,4414000,8335000,6791000,14170000,Major obstacle,Major obstacle,Major obstacle,Very severe obstacle,No,Yes,Yes,No,No,No,No,Minor obstacle,No obstacle,Minor obstacle,Very severe obstacle,Minor obstacle,No obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,-44,-44,-44,-44,-44,"Crime, theft and disorder",Practices of competitors in the informal sector,Cost of finance,Minor obstacle,Yes,Yes,No,No,Yes,No,No,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Large impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Large impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,Yes,No,No,No,-44,-44,No,-44,-44,Yes,Yes,No,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are estimates computed with some precision, 780176,176,Trinidad & Tobago,Trinidad & Tobago,Wholesale,1225,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,40,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Male,2004,No,Yes,2004,8,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,2,2,1,-44,No,-44,-44,-44,-44,Yes,0,Yes,No,Yes,0,-44,-44,100,0, -44,30,10,60,0,Your parent company or affiliated establishments,0,100,0,wholesale,80,National,10,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,55,45,Yes,17,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to disagree,Tend to agree,Yes,No,-44,-44,-44,-44,Yes,0,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,No,No,No,No,-44,-44,No,-44,-44,No,Yes,No,5,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,20,1,9,111,44,38,27,2,2,28,19,2,0,0,0,0,0,0,0,0,0,0,0,0,0,0,13,44,68000,47,61000,50,79000,1,51000,1,46000,1,61000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,24300,1,22300,1,28100,0,-77,0,-77,0,-77,38,25425,41,25200,44,27400,0,-77,0,-77,0,-77,27,22050,26,21200,25,25700,Increase/decreased demand for goods, -44,University graduate,University graduate,University graduate,Post graduated,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Completed primary school,Important,Important,Critical,Important,Important,Important,Slightly important,Slightly important,Important,Very important,Slightly important,Slightly important,Slightly important,Important,Important,Critical,Critical,Very important,Very important,Very important,Critical,Very important,Very important,Important,Critical,Slightly important,Very important,Important,Not important,Not important,Important,Important,Important,Very important,Critical,Very important,Very important,Very important,Important,Very important,Important,Important,Critical,Slightly important,Critical,Important,Critical,Critical,Very important,Very important,Critical,Slightly important,Not important,Important,Not important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Slightly important,Important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Critical,Critical,Critical,Critical,Slightly important,Slightly important,Very important,Very important,Slightly important,Not important,Not difficult,Very difficult,Difficult,5,9,Slightly difficult,Very difficult,Difficult,0,12,Slightly difficult,Slightly difficult,Difficult,1,2,Slightly difficult,Slightly difficult,Slightly difficult,0,1,Slightly difficult,Slightly difficult,Not difficult,1,6,Difficult,Slightly difficult,Slightly difficult,0,10,Not difficult,Slightly difficult,Slightly difficult,4,8,Slightly difficult,Slightly difficult,Not difficult,1,10,Not difficult,Not difficult,Not difficult,3,2,Very important,Very important,Very important,Important,Important,Not important,Not important,Not important,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,Through family/friends, -44,No,-44,-44,-44,-44,Yes,1,5,No,Other,Yes,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,Yes,100,0, -44,0,Yes,12,No,30,24,6,0,40,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,2,2,Incompleteness of loan application,-44,34580000,38000000,11020000,8190000,3800000,266000,190000,228000,36000,27000,30000,0,1260000,9006000,7220000,11400000,9500000,11400000,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Yes,Yes,No,No,No,Practices of competitors in the informal sector,Inadequately educated workforce,"Crime, theft and disorder",Minor obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Private independent fund, -44,technological and Innovation Support, -44,Yes,No,No,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are taken directly from the establishment's records, 780177,177,Trinidad & Tobago,Trinidad & Tobago,Food,1226,Yes,3,Headquarters with production and/or sales at this location,Yes,-44,Partnership (including limited liability companies), -44,25,80,20,0,0,Predominantly women,No,Yes,25,Makes decisions in consultation with other partners,21,6,Predominantly men,Male,Male,Female,1924,No,Yes,1924,4,No,-44,-44,No,-44,-44,No,-44,-44,Yes,28,No,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,4,0,1,-44,No,-44,-44,-44,-44,Yes,2,Yes,Yes,Yes,100,75,78,0,0, -44,5,55,40,10,Large private firms (more than 100 employees),0,100,0,carbonated beverages,85,National,20,Increased,Increased,2-5,75,25,0,1999,argentina,25,jamaica,5,7,0,0,60,40,No,-44,Yes,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,-44, -44,Tend to disagree,Strongly disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,No,Yes,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,15,Yes,1,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,9,119,24,28,49,18,1,15,10,5,20,5,4,8,3,0,2,1,0,2,1,1,3,1,14,29,100000,28,99000,26,116000,3,38000,3,35000,3,45000,6,62000,7,59000,6,72000,6,24525,6,25000,6,28000,6,26550,6,24600,7,30700,13,28350,12,27300,11,31500,0,-77,0,-77,0,-77,20,28350,19,26800,17,31800,57,23175,52,21100,49,25200,Increase/decreased demand for goods, -44,University graduate,Post graduated,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete secondary,Completed secondary,Started but did not complete secondary,Very important,Important,Very important,Important,Very important,Important,Important,Slightly important,Important,Important,Important,Slightly important,Not important,Not important,Very important,Very important,Very important,Very important,Important,Slightly important,Critical,Very important,Slightly important,Very important,Critical,Slightly important,Important,Slightly important,Slightly important,Not important,Important,Important,Important,Critical,Very important,Important,Very important,Important,Very important,Important,Important,Important,Critical,Slightly important,Critical,Important,Critical,Very important,Very important,Very important,Critical,Slightly important,Slightly important,Important,Not important,Important,Very important,Slightly important,Slightly important,Important,Important,Important,Important,Very important,Very important,Slightly important,Not important,Slightly important,Important,Important,Critical,Critical,Very important,Very important,Not important,Slightly important,Very important,Very important,Not important,Not important,Slightly difficult,Very difficult,Difficult,3,15,Slightly difficult,Very difficult,Difficult,1,10,Slightly difficult,Difficult,Slightly difficult,1,4,Slightly difficult,Slightly difficult,Slightly difficult,0,1,Slightly difficult,Not difficult,Slightly difficult,1,2,Slightly difficult,Slightly difficult,Difficult,2,6,Not difficult,Slightly difficult,Slightly difficult,0,3,Not difficult,Not difficult,Not difficult,2,10,Not difficult,Not difficult,Not difficult,6,1,Very important,Important,Important,Important,Very important,Not important,Slightly important,Slightly important,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,Public placement office, -44,No,-44,-44,-44,-44,Yes,1,15,Yes,-44,Yes,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Very severe obstacle,No obstacle,Yes,100,0, -44,0,Yes,7,No,50,24,6,0,5,0,0,0,0,0,0,0,15, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Other,16320000,18340000,4585000,6300000,1284000,63000,265000,113000,2000,2000,3000,0,0,2773000,1900000,4402000,4815000,7880000,No obstacle,Major obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Access to finance,"Crime, theft and disorder",Moderate obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,International organization, -44,technological and Innovation Support, -44,Yes,No,No,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 780178,178,Trinidad & Tobago,Trinidad & Tobago,Food,1227,No,-44,-44,-44,-44,Partnership (including limited liability companies), -44,30,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly women,Male,Male,Male,1998,Yes,Yes,1998,7,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,0,3,0,-44,No,-44,-44,-44,-44,Yes,1,3,0,-44,Yes,2,2,1,-44,Yes,3,Yes,Yes,Yes,100,80,59,0,0, -44,20,70,10,15,Your parent company or affiliated establishments,0,80,20,juice,35,National,15,Increased,Decreased,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,80,20,Yes,15,No,No,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,No obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,No obstacle,Major obstacle,Moderate obstacle,No obstacle,Minor obstacle,Major obstacle,Major obstacle,-44, -44,Tend to agree,Tend to disagree,Strongly disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,-44,15000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,0,2000,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,16,Yes,1,No,No,-44,1,-44,No,-44,-44,No,-44,-44,No,-44,-44,2,14,8,4,2,0,0,1,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,8,74000,8,66000,8,84000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,25650,2,23300,2,28500,0,-77,0,-77,0,-77,3,32400,2,32700,2,38500,2,23175,2,20600,2,26300,Increase demand for higher quality product, -44,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Completed secondary,Started but did not complete secondary,Important,Slightly important,Critical,Important,Important,Important,Slightly important,Important,Important,Important,Slightly important,Important,Not important,Slightly important,Very important,Critical,Very important,Very important,Important,Slightly important,Critical,Critical,Slightly important,Slightly important,Very important,Slightly important,Important,Important,Not important,Not important,Important,Slightly important,Important,Critical,Very important,Important,Important,Important,Very important,Important,Important,Important,Very important,Important,Critical,Important,Critical,Critical,Very important,Very important,Very important,Slightly important,Slightly important,Important,Not important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Important,Important,Important,Slightly important,Important,Not important,Not important,Slightly important,Very important,Important,Critical,Critical,Critical,Very important,Not important,Slightly important,Slightly important,Important,Important,Slightly important,Not difficult,Very difficult,Slightly difficult,0,8,Difficult,Very difficult,Difficult,0,9,Slightly difficult,Difficult,Slightly difficult,0,7,Slightly difficult,Difficult,Slightly difficult,1,2,Not difficult,Difficult,Slightly difficult,0,9,Not difficult,Difficult,Difficult,1,10,Not difficult,Difficult,Slightly difficult,0,5,Not difficult,Difficult,Slightly difficult,1,3,Slightly difficult,Slightly difficult,Not difficult,0,1,Important,Very important,Important,Important,Very important,Slightly important,Not important,Not important,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Private placement office, -44,No,-44,-44,-44,-44,No,-44,-44,No,The firm cannot afford the optimal level of training,Yes,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Minor obstacle,Yes,100,0, -44,0,Yes,8,Yes,80,0,0,0,20,0,0,0,0,0,0,0,0, -44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Line of credit,2011,10000,12,54,Other,Yes,No,No,No,No,No, -44,100,Yes,5,4,Incompleteness of loan application,-44,2550000,2520000,1134000,880000,76000,38000,76000,126000,2000,2000,1000,0,25000,670000,835000,1000000,1070000,2920000,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Major obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,"Crime, theft and disorder",Customs and Trade Regulations,Political environment,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Community based organization, -44,Human resources Support, -44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 780179,179,Trinidad & Tobago,Trinidad & Tobago,Construction,1232,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,60,100,0,0,0,Predominantly men,No,Yes,30,Makes decisions in consultation with other partners,21,7,Predominantly men,Male,Male,Male,1980,No,Yes,1980,28,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,6,2,0,-44,No,-44,-44,-44,-44,Yes,1,0,0,-44,No,-44,-44,-44,-44,Yes,1,Yes,No,Yes,0,-44,-44,100,0, -44,0,0,100,0,Individuals,20,20,60,construction,65,Local,5,Increased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,70,30,No,-44,No,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,Yes,No,Yes,No,Very severe obstacle,No obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to agree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,No,No,No,No,-44,-44,No,-44,-44,No,Yes,No,10,Yes,4,No,Yes,0,0,-44,Yes,30,No,No,-44,-44,No,-44,-44,25,29,8,10,7,4,1,2,1,4,220,62,75,53,30,5,13,11,30,1,1,1,2,1,0,70,87000,69,78000,64,103000,4,45000,4,42000,4,49000,10,52000,11,46000,10,61000,10,25200,10,24000,9,30000,10,27000,11,25300,10,31200,0,-77,0,-77,0,-77,85,23400,77,21900,75,27000,0,-77,0,-77,0,-77,60,23625,55,23200,51,27000,Increase/decreased demand for goods, -44,University graduate,University graduate,Post graduated,University graduate,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Important,Important,Critical,Very important,Very important,Very important,Slightly important,Slightly important,Important,Important,Slightly important,Important,Slightly important,Not important,Important,Very important,Critical,Very important,Very important,Important,Critical,Critical,Important,Important,Critical,Slightly important,Slightly important,Very important,Not important,Not important,Important,Important,Critical,Critical,Critical,Very important,Very important,Slightly important,Important,Very important,Important,Slightly important,Very important,Important,Critical,Important,Critical,Critical,Very important,Very important,Very important,Slightly important,Not important,Important,Slightly important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Very important,Important,Slightly important,Very important,Slightly important,Slightly important,Slightly important,Very important,Important,Critical,Very important,Critical,Very important,Slightly important,Important,Very important,Very important,Slightly important,Important,Not difficult,Almost impossible,Difficult,7,14,Slightly difficult,Difficult,Difficult,0,10,Not difficult,Slightly difficult,Slightly difficult,1,3,Not difficult,Not difficult,Slightly difficult,1,1,Slightly difficult,Slightly difficult,Slightly difficult,1,9,Slightly difficult,Very difficult,Very difficult,1,2,Not difficult,Difficult,Difficult,9,4,Not difficult,Difficult,Not difficult,0,6,Not difficult,Not difficult,Not difficult,6,2,Important,Very important,Very important,Important,Very important,Not important,Not important,Not important,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,No obstacle,Minor obstacle,Public placement office, -44,No,-44,-44,-44,-44,Yes,0,5,Yes,-44,Yes,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,Yes,100,0, -44,0,Yes,15,No,20,32,8,0,40,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Other,8690000,8870000,3371000,8870000,887000,44000,142000,44000,9000,8000,8000,0,0,1783000,2697000,2661000,3371000,3326000,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Very severe obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Access to finance,Practices of competitors in the informal sector,Tax Rates,Major obstacle,Yes,Yes,No,No,No,No,Yes,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Large impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Large impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Large impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 780180,180,Trinidad & Tobago,Trinidad & Tobago,Basic metals,1233,No,-44,-44,-44,-44,Partnership (including limited liability companies), -44,20,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Male,1992,Yes,Yes,1995,15,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,1,1,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,100,65,59,0,0, -44,0,100,0,10,Medium private firms (20-100 employees),0,100,0,bar code label,80,National,15,Increased,Remained the same,More than 5,90,10,0,1995,usa,20,jamaica,10,6,0,0,80,20,Yes,10,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to disagree,Yes,No,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,50000,0,Yes,Yes,No,No,No,No,-44,-44,No,-44,-44,No,No,No,20,Yes,1,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,2,13,5,4,3,1,0,1,0,1,2,2,0,0,0,0,0,0,0,1,1,0,0,0,0,7,110000,7,104000,6,125000,1,51000,1,51000,1,59000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,4,30600,4,31200,4,35700,3,24075,3,21400,3,26500,-44, -44,Post graduated,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Completed secondary,Completed secondary,Important,Important,Very important,Very important,Important,Important,Important,Slightly important,Important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Important,Very important,Very important,Very important,Important,Important,Critical,Critical,Very important,Slightly important,Critical,Slightly important,Slightly important,Slightly important,Not important,Not important,Important,Important,Important,Critical,Very important,Slightly important,Very important,Very important,Critical,Important,Important,Important,Very important,Important,Critical,Important,Critical,Critical,Very important,Critical,Critical,Not important,Not important,Important,Not important,Very important,Important,Slightly important,Not important,Slightly important,Important,Important,Slightly important,Slightly important,Important,Not important,Not important,Slightly important,Very important,Very important,Very important,Critical,Critical,Critical,Slightly important,Slightly important,Important,Important,Not important,Slightly important,Not difficult,Very difficult,Difficult,0,12,Slightly difficult,Very difficult,Very difficult,0,15,Not difficult,Difficult,Difficult,1,2,Slightly difficult,Slightly difficult,Not difficult,0,2,Slightly difficult,Slightly difficult,Difficult,0,7,Not difficult,Slightly difficult,Slightly difficult,1,2,Not difficult,Slightly difficult,Difficult,0,6,Not difficult,Difficult,Not difficult,0,6,Not difficult,Not difficult,Not difficult,0,2,Important,Critical,Very important,Important,Very important,Not important,Slightly important,Not important,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,No obstacle,Private placement office, -44,No,-44,-44,-44,-44,Yes,4,10,Yes,-44,No,-44,-44,-44,-44,-44,-44,Yes,100,0, -44,0,No,-44,No,65,28,7,0,0,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Other,1440000,1500000,450000,880000,15000,38000,76000,126000,2000,3000,2000,0,0,700000,475000,1000000,1070000,1140000,No obstacle,No obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Major obstacle,Minor obstacle,Very severe obstacle,No obstacle,Major obstacle,Minor obstacle,No obstacle,Minor obstacle,No obstacle,Moderate obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,"Crime, theft and disorder",Labor Regulations,Moderate obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Already used this type of assistance in the past and wasn't, -44,-44,-44, -44,-44, -44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 780181,181,Trinidad & Tobago,Trinidad & Tobago,Chemicals,1234,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,15,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Male,1985,No,Yes,1985,7,No,-44,-44,No,-44,-44,No,-44,-44,Yes,24,No,Yes,3,2,1,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,2,Yes,No,Yes,100,85,71,0,0, -44,10,70,20,0,Individuals,0,95,5,car paints,60,National,25,Increased,Remained the same,1,95,5,0,1986,usa,40,brasil,25,6,0,4,55,45,Yes,7,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to disagree,Strongly agree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,5,Yes,1,No,Yes,0,0,-44,Yes,30,No,No,-44,-44,Yes,5,2,35,84,0,34,40,10,0,20,14,5,15,1,6,7,1,0,3,2,0,2,1,2,4,1,9,1,86000,1,81000,0,-77,2,38000,2,38000,2,45000,3,58000,4,53000,3,63000,3,22950,3,21000,3,26000,3,26775,3,24100,3,30600,-2,22275,-2,19800,-2,24700,0,-77,0,-77,0,-77,42,30150,39,26900,39,34200,47,24300,45,22100,42,28600,Economic upturn/downturn, -44,University graduate,Completed college/vocational training,University graduate,University graduate,Completed secondary,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete secondary,Completed secondary,Completed primary school,Important,Slightly important,Critical,Important,Important,Important,Slightly important,Important,Very important,Slightly important,Important,Important,Slightly important,Slightly important,Important,Critical,Very important,Very important,Slightly important,Important,Very important,Critical,Very important,Very important,Very important,Slightly important,Slightly important,Important,Not important,Not important,Important,Slightly important,Important,Critical,Critical,Very important,Very important,Slightly important,Very important,Important,Slightly important,Important,Critical,Important,Critical,Important,Critical,Critical,Critical,Critical,Very important,Slightly important,Not important,Important,Not important,Very important,Important,Slightly important,Slightly important,Slightly important,Important,Important,Important,Important,Important,Not important,Not important,Slightly important,Very important,Slightly important,Very important,Critical,Critical,Critical,Slightly important,Slightly important,Important,Very important,Not important,Slightly important,Slightly difficult,Very difficult,Difficult,1,14,Not difficult,Very difficult,Difficult,0,8,Slightly difficult,Difficult,Difficult,0,4,Slightly difficult,Slightly difficult,Slightly difficult,0,1,Not difficult,Slightly difficult,Slightly difficult,1,6,Slightly difficult,Difficult,Slightly difficult,0,7,Not difficult,Difficult,Slightly difficult,0,4,Not difficult,Not difficult,Not difficult,5,10,Slightly difficult,Not difficult,Not difficult,5,1,Critical,Very important,Very important,Slightly important,Important,Not important,Not important,Slightly important,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,Private placement office, -44,Yes to fire,No,-44,Yes,8,Yes,5,5,Yes,-44,No,-44,-44,-44,-44,-44,-44,Yes,90,10, -44,0,Yes,8,Yes,95,0,0,0,5,0,0,0,0,0,0,0,0, -44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Line of credit,2008,20000,11,54,Other,No,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,12760000,12890000,5672000,6170000,1160000,189000,239000,95000,3000,9000,7000,9450000,0,2760000,950000,4000000,2140000,8160000,No obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,"Crime, theft and disorder",Labor Regulations,Major obstacle,Yes,Yes,No,No,No,Yes,No,-44,-44,-44,-44,-44,-44,Yes,Negative impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Large impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Negative impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Large impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Large impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Large impact,-44,-44,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,Yes,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 780182,182,Trinidad & Tobago,Trinidad & Tobago,Retail,1236,Yes,4,Establishment physically separated from HQ and other establi,Yes,-44,Limited partnership, -44,20,80,20,0,0,Predominantly women,Yes,Yes,20,Makes decisions in consultation with other partners,9,2,Equally men and women,Male,Female,Female,2004,Yes,Yes,2004,23,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,2,1,-44,Yes,2,0,0,-44,Yes,3,2,0,-44,No,-44,-44,-44,-44,Yes,1,Yes,No,Yes,0,-44,-44,100,0, -44,0,100,0,0,Individuals,0,90,10,food and beverages,80,Local,5,Increased,Remained the same,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,30,70,No,-44,Yes,Yes,No,No,Yes,No,Yes,University, -44,No,No,Yes,Yes,Yes,Yes,No,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,Slightly important,Important,Important,Important,Very Important,Critical,Very Important,Yes,45,Yes,55,No,-44,No,Yes,0,-44,Yes,No,Yes,Yes,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,Major obstacle,-44, -44,Tend to disagree,Tend to agree,Tend to agree,Tend to disagree,Yes,No,-44,-44,-44,-44,Yes,-44,100000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,Yes,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,7,Yes,1,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,33,89,33,31,22,3,1,15,10,3,25,11,8,6,0,0,4,2,0,1,1,1,3,0,12,44,76000,48,73000,50,89000,1,39000,2,39000,1,47000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,23850,1,22300,1,26000,1,24975,1,23400,1,28600,39,27675,41,26400,43,31100,0,-77,0,-77,0,-77,28,22950,27,22300,29,25000,Economic upturn/downturn, -44,University graduate,Completed secondary,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Completed secondary,Very important,Important,Very important,Important,Important,Very important,Slightly important,Slightly important,Important,Important,Slightly important,Slightly important,Slightly important,Not important,Important,Critical,Very important,Very important,Very important,Important,Critical,Critical,Important,Very important,Critical,Important,Very important,Important,Not important,Not important,Important,Slightly important,Important,Very important,Very important,Very important,Very important,Important,Important,Important,Very important,Important,Critical,Important,Critical,Important,Critical,Critical,Very important,Critical,Very important,Slightly important,Not important,Very important,Slightly important,Important,Important,Slightly important,Slightly important,Not important,Important,Slightly important,Important,Important,Important,Slightly important,Slightly important,Not important,Very important,Slightly important,Critical,Critical,Very important,Critical,Slightly important,Slightly important,Important,Important,Slightly important,Not important,Not difficult,Very difficult,Difficult,5,13,Slightly difficult,Very difficult,Slightly difficult,1,12,Slightly difficult,Difficult,Slightly difficult,0,3,Slightly difficult,Slightly difficult,Not difficult,0,1,Slightly difficult,Slightly difficult,Slightly difficult,0,5,Not difficult,Difficult,Slightly difficult,1,4,Not difficult,Difficult,Difficult,4,5,Not difficult,Slightly difficult,Slightly difficult,0,7,Not difficult,Not difficult,Not difficult,3,2,Very important,Critical,Very important,Important,Critical,Not important,Slightly important,Slightly important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Public announcement/advertisement, -44,No,-44,-44,-44,-44,Yes,1,15,No,The benefits of training are small than the costs,Yes,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,No obstacle,Yes,100,0, -44,0,Yes,15,No,25,44,11,0,20,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Application procedures for loans or line of credit are compl,13950000,14840000,4897000,4030000,742000,15000,164000,208000,29000,42000,21000,1260000,1260000,2755000,2422000,4304000,3562000,7188000,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,No obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,No obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Access to finance,"Crime, theft and disorder",Moderate obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Private independent fund, -44,technological and Innovation Support, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,No,Truthful,Are taken directly from the establishment's records, 780183,183,Trinidad & Tobago,Trinidad & Tobago,Retail,1237,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Male,2005,No,Yes,2005,4,No,-44,-44,No,-44,-44,No,-44,-44,Yes,25,No,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,2,0,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,0,40,60,0,Individuals,75,20,5,canned food,75,Local,20,Increased,Remained the same,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,50,50,Yes,16,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,Yes,Yes,Yes,No,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to disagree,Strongly disagree,Tend to agree,Yes,No,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,Yes,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,Yes,2,No,No,-44,0,-44,Yes,15,No,Yes,30,Yes,No,-44,-44,6,107,42,37,26,2,2,22,15,2,2,2,0,0,0,0,0,0,0,1,1,0,0,0,17,44,91000,44,92000,40,107000,1,46000,2,45000,1,52000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,22950,1,20900,1,25700,0,-77,0,-77,0,-77,37,26550,36,23700,40,30400,0,-77,0,-77,0,-77,26,24300,28,23600,29,28900,New production methods, -44,University graduate,Post graduated,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Completed secondary,Very important,Important,Very important,Important,Important,Very important,Slightly important,Important,Very important,Important,Slightly important,Slightly important,Slightly important,Not important,Slightly important,Very important,Very important,Very important,Important,Important,Very important,Very important,Important,Important,Critical,Important,Important,Very important,Slightly important,Slightly important,Important,Important,Important,Critical,Critical,Important,Very important,Important,Important,Important,Very important,Very important,Very important,Important,Critical,Important,Very important,Critical,Very important,Very important,Critical,Slightly important,Not important,Slightly important,Not important,Very important,Important,Slightly important,Slightly important,Slightly important,Important,Important,Important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Important,Slightly important,Critical,Critical,Critical,Very important,Slightly important,Slightly important,Very important,Important,Slightly important,Not important,Not difficult,Very difficult,Difficult,5,19,Not difficult,Very difficult,Difficult,1,10,Slightly difficult,Difficult,Slightly difficult,0,10,Slightly difficult,Not difficult,Difficult,1,1,Slightly difficult,Not difficult,Not difficult,1,2,Slightly difficult,Very difficult,Difficult,0,5,Slightly difficult,Slightly difficult,Slightly difficult,4,5,Not difficult,Slightly difficult,Slightly difficult,1,8,Not difficult,Slightly difficult,Not difficult,3,1,Important,Critical,Very important,Not important,Very important,Not important,Slightly important,Slightly important,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Through family/friends, -44,Yes to fire,No,-44,Yes,10,Yes,4,15,No,Other,Yes,Major obstacle,Moderate obstacle,No obstacle,No obstacle,Major obstacle,Minor obstacle,Yes,100,0, -44,0,Yes,9,No,19,64,16,0,1,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Did not think it would be approved,32650000,33660000,14474000,9890000,2356000,135000,154000,168000,20000,13000,10000,0,0,7977000,10502000,10098000,13127000,24942000,No obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,Major obstacle,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Cost of finance,Electricity,Minor obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,International organization, -44,Marketing and Operations support, -44,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are taken directly from the establishment's records, 780184,184,Trinidad & Tobago,Trinidad & Tobago,Retail,1238,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Male,1997,No,Yes,2001,10,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0, -44,0,100,0,15,Individuals,0,0,100,hardware,60,National,10,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,70,30,No,-44,Yes,Yes,No,No,Yes,No,Yes,Other company of the sector, -44,No,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,No,Yes,Yes,No,No,No,Yes,Yes,No,No, -44,Important,Very Important,Very Important,Very Important,Critical,Very Important,Critical,Yes,45,Yes,55,No,-44,No,No,0,-44,No,No,Yes,No,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to disagree,Strongly agree,Yes,No,-44,-44,-44,-44,Yes,1,-44,Yes,1,-44,Yes,1,Outside working hours,Knife,Money,15000,Gang related,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,3,During working hours,Firearm/gun,Money,800,Gang related,No,No,There was no insurance requirement,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,During working hours,Knife,Goods or stock,3500,Gang related,No,No,Not enough police/not enough resources,Yes,No,0,0,Yes,Yes,Yes,Yes,Yes,No,-44,-44,No,-44,-44,Yes,Yes,Yes,2,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,20,158,61,55,39,3,4,44,28,3,6,3,2,1,0,0,1,1,0,1,1,1,3,0,18,64,75000,64,76000,68,82000,1,56000,2,54000,1,62000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,25200,1,25200,1,29400,1,26550,1,23900,1,31500,57,25875,61,25400,63,29600,0,-77,0,-77,0,-77,40,23850,43,23000,39,28100,Increase demand for higher quality product, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed secondary,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Important,Slightly important,Critical,Very important,Important,Important,Slightly important,Slightly important,Important,Very important,Slightly important,Important,Slightly important,Important,Important,Critical,Very important,Very important,Slightly important,Important,Critical,Very important,Very important,Very important,Critical,Not important,Slightly important,Slightly important,Not important,Not important,Important,Slightly important,Important,Critical,Very important,Important,Very important,Slightly important,Slightly important,Very important,Important,Important,Very important,Important,Critical,Slightly important,Very important,Very important,Very important,Very important,Critical,Slightly important,Not important,Important,Not important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Important,Slightly important,Slightly important,Important,Not important,Slightly important,Not important,Important,Important,Critical,Critical,Critical,Critical,Not important,Not important,Important,Important,Slightly important,Slightly important,Not difficult,Very difficult,Difficult,7,21,Not difficult,Very difficult,Difficult,0,10,Not difficult,Difficult,Very difficult,0,10,Slightly difficult,Not difficult,Not difficult,1,3,Slightly difficult,Slightly difficult,Slightly difficult,0,4,Not difficult,Slightly difficult,Difficult,1,8,Not difficult,Slightly difficult,Difficult,6,10,Not difficult,Not difficult,Not difficult,0,10,Not difficult,Not difficult,Not difficult,4,1,Very important,Important,Slightly important,Important,Important,Not important,Not important,Not important,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Public announcement/advertisement, -44,No,-44,-44,-44,-44,Yes,2,10,Yes,-44,Yes,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,Yes,100,0, -44,0,Yes,5,No,25,32,8,0,35,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Other,35990000,36720000,12852000,11470000,2570000,73000,126000,257000,26000,44000,15000,0,95000,6830000,10575000,11016000,14688000,23023000,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,No obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Cost of finance,Inadequately educated workforce,Access to finance,Major obstacle,Yes,Yes,No,No,No,Yes,No,-44,-44,-44,-44,-44,-44,Yes,Large impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,No,-44,-44,No,-44,-44,Yes,Yes,Yes,No,-44,-44,No,-44,-44,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 780186,186,Trinidad & Tobago,Trinidad & Tobago,Transport,1244,Yes,10,Headquarters with production and/or sales at this location,Yes,-44,Shareholding company with non-traded shares or shares traded, -44,50,100,0,0,0,Predominantly women,Yes,Yes,50,Makes decisions in consultation with other partners,11,6,Equally men and women,Male,Female,Female,1888,No,Yes,1888,6,No,-44,-44,No,-44,-44,No,-44,-44,Yes,31,No,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,7,1,0,-44,No,-44,-44,-44,-44,Yes,1,Yes,Yes,Yes,0,-44,-44,100,0, -44,0,0,100,3,Individuals,0,5,95,transportation,65,National,10,Remained the same,Remained the same,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,75,25,Yes,15,No,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,No obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,-44,100000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,10000,Yes,No,No,No,No,No,-44,-44,No,-44,-44,No,No,No,19,Yes,3,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,8,97,37,33,24,3,3,9,5,3,25,11,8,6,0,0,2,1,0,1,1,1,2,0,12,48,93000,51,95000,55,103000,1,38000,1,39000,1,41000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,28125,1,25600,1,30900,1,29025,1,29600,1,33200,41,28125,45,26100,41,30300,0,-77,0,-77,0,-77,30,22275,32,21700,30,26200,Economic upturn/downturn, -44,University graduate,Completed secondary,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed secondary,Completed secondary,Completed college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Important,Important,Critical,Very important,Important,Important,Slightly important,Slightly important,Very important,Slightly important,Slightly important,Important,Important,Important,Important,Critical,Critical,Very important,Important,Important,Very important,Critical,Important,Important,Critical,Important,Slightly important,Important,Not important,Not important,Important,Very important,Important,Critical,Critical,Important,Very important,Important,Important,Important,Very important,Important,Very important,Slightly important,Very important,Important,Critical,Critical,Very important,Very important,Critical,Slightly important,Not important,Important,Not important,Important,Important,Slightly important,Slightly important,Slightly important,Very important,Important,Slightly important,Important,Important,Not important,Slightly important,Slightly important,Important,Very important,Very important,Critical,Critical,Very important,Not important,Slightly important,Important,Important,Slightly important,Important,Not difficult,Very difficult,Difficult,5,16,Slightly difficult,Very difficult,Slightly difficult,1,6,Slightly difficult,Difficult,Difficult,1,4,Not difficult,Slightly difficult,Slightly difficult,0,1,Not difficult,Slightly difficult,Difficult,1,8,Not difficult,Difficult,Slightly difficult,0,7,Not difficult,Slightly difficult,Difficult,5,9,Slightly difficult,Not difficult,Slightly difficult,0,5,Not difficult,Not difficult,Slightly difficult,3,2,Important,Very important,Important,Important,Critical,Slightly important,Not important,Not important,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,No obstacle,No obstacle,Private placement office, -44,No,-44,-44,-44,-44,Yes,0,10,No,The firm does not have enough information about training pro,Yes,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,No obstacle,Yes,100,0, -44,0,No,-44,No,80,0,0,0,20,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Other,8020000,8020000,2967000,4030000,80000,32000,144000,56000,11000,8000,9000,0,0,1044000,1958000,1684000,2967000,4631000,No obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Yes,Yes,No,No,No,Practices of competitors in the informal sector,"Crime, theft and disorder",Corruption,Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Local business association, -44,technological and Innovation Support, -44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,Yes,Yes,Truthful,Are taken directly from the establishment's records, 780187,187,Trinidad & Tobago,Trinidad & Tobago,Food,1251,No,-44,-44,-44,-44,Partnership (including limited liability companies), -44,60,100,0,0,0,Predominantly men,No,Yes,32,Makes major strategic and fiancial decisions,9,8,Predominantly men,Male,Male,Male,1997,No,Yes,2000,23,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,0,5,1,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,0,Yes,No,Yes,85,60,65,15,0, -44,60,10,30,0,Medium private firms (20-100 employees),60,20,20,grain mill,95,Local,10,Increased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,50,50,Yes,19,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,Yes,No,No,No,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,-44, -44,Tend to agree,Tend to agree,Tend to agree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,-44,20000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,Yes,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,11,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,45,193,19,88,55,31,3,12,8,29,0,0,0,0,0,0,0,0,0,0,0,0,0,0,29,19,71000,19,69000,20,84000,4,47000,5,48000,4,56000,9,60000,10,55000,9,67000,9,27450,8,25000,9,31000,9,28575,8,26800,8,30800,36,22950,32,22100,29,26500,0,-77,0,-77,0,-77,53,27000,57,27000,59,30300,55,22725,59,22300,65,27000,Economic upturn/downturn, -44,University graduate,Completed college/vocational training,University graduate,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Completed secondary,Completed secondary,Started but did not complete secondary,Slightly important,Important,Very important,Critical,Important,Important,Slightly important,Important,Important,Important,Slightly important,Important,Not important,Slightly important,Important,Very important,Very important,Critical,Slightly important,Important,Critical,Critical,Important,Very important,Very important,Slightly important,Important,Important,Slightly important,Slightly important,Very important,Important,Very important,Critical,Critical,Very important,Very important,Very important,Very important,Slightly important,Very important,Important,Very important,Important,Critical,Important,Critical,Very important,Critical,Very important,Critical,Important,Slightly important,Important,Not important,Important,Important,Slightly important,Slightly important,Important,Very important,Very important,Important,Slightly important,Slightly important,Not important,Slightly important,Slightly important,Important,Important,Very important,Critical,Very important,Very important,Not important,Slightly important,Important,Important,Slightly important,Slightly important,Not difficult,Very difficult,Slightly difficult,2,19,Slightly difficult,Very difficult,Difficult,1,6,Not difficult,Difficult,Difficult,0,5,Not difficult,Not difficult,Slightly difficult,1,3,Slightly difficult,Slightly difficult,Not difficult,1,4,Slightly difficult,Slightly difficult,Slightly difficult,4,8,Slightly difficult,Difficult,Slightly difficult,1,9,Slightly difficult,Not difficult,Slightly difficult,6,5,Slightly difficult,Not difficult,Not difficult,6,1,Very important,Very important,Slightly important,Not important,Very important,Slightly important,Not important,Slightly important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Major obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Private placement office, -44,No,-44,-44,-44,-44,No,-44,-44,No,The firm is affraid of investing in workers that after the t,Yes,Major obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Major obstacle,Minor obstacle,No,0,100, -44,0,Yes,14,No,80,0,0,0,20,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,4,4,Problems with credit history/report,-44,11700000,11820000,3546000,14870000,709000,561000,1134000,1859000,12000,45000,25000,0,0,7800000,5650000,13000000,8560000,36270000,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,"Crime, theft and disorder",Macroeconomic environment,Labor Regulations,No obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Private independent fund, -44,technological and Innovation Support, -44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Truthful,Are taken directly from the establishment's records, 780188,188,Trinidad & Tobago,Trinidad & Tobago,Electronics,1254,Yes,3,Headquarters with production and/or sales at this location,Yes,-44,Limited partnership, -44,99,100,0,0,0,Predominantly men,No,No,1,Makes decisions in consultation with other partners,31,1,Predominantly men,Male,Female,Female,1981,Yes,Yes,1981,32,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,3,3,1,-44,Yes,2,4,1,-44,Yes,1,Yes,Yes,Yes,100,45,119,0,0, -44,10,0,90,5,Your parent company or affiliated establishments,0,30,70,electrical equipment,60,Local,5,Increased,Remained the same,More than 5,60,40,0,1988,usa,50,spain,20,10,1,0,25,75,Yes,10,No,Yes,No,Yes,Yes,No,Yes,Client, -44,No,Yes,Yes,No,No,No,-44,-44,-44,-44,Yes,No,No,No,No,Yes,Yes,Yes,No, -44,Slightly important,Very Important,Important,Important,Critical,Very Important,Very Important,Yes,65,Yes,35,No,-44,Yes,No,1900000,-44,Yes,No,Yes,No,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,-44, -44,Tend to agree,Tend to agree,Tend to agree,Tend to disagree,Yes,No,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,20000,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,11,Yes,5,No,No,-44,0,-44,No,-44,-44,Yes,45,Yes,No,-44,-44,1,283,28,120,72,63,1,14,9,6,30,5,12,7,6,0,1,0,0,2,1,2,4,1,29,33,95000,35,85000,33,105000,7,46000,7,42000,6,50000,20,43000,21,44000,22,47000,20,27900,18,28000,17,31000,21,23625,20,23600,21,27300,1,26550,1,25600,1,31200,0,-77,0,-77,0,-77,132,22725,135,22500,139,27000,79,22275,79,20000,71,25500,Increase/decreased demand for goods, -44,University graduate,Completed college/vocational training,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed secondary,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Completed secondary,Completed secondary,Important,Important,Critical,Very important,Very important,Important,Slightly important,Important,Very important,Very important,Slightly important,Slightly important,Not important,Slightly important,Very important,Critical,Very important,Critical,Very important,Important,Very important,Very important,Slightly important,Slightly important,Very important,Slightly important,Very important,Important,Slightly important,Not important,Important,Important,Important,Critical,Very important,Very important,Very important,Important,Important,Important,Important,Slightly important,Critical,Slightly important,Critical,Very important,Critical,Critical,Critical,Critical,Very important,Slightly important,Not important,Slightly important,Not important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Important,Important,Slightly important,Very important,Slightly important,Slightly important,Slightly important,Very important,Important,Critical,Critical,Critical,Very important,Slightly important,Not important,Slightly important,Important,Slightly important,Important,Not difficult,Almost impossible,Difficult,4,19,Slightly difficult,Very difficult,Difficult,0,5,Slightly difficult,Difficult,Difficult,2,5,Slightly difficult,Slightly difficult,Not difficult,2,2,Not difficult,Slightly difficult,Slightly difficult,3,7,Not difficult,Very difficult,Slightly difficult,1,4,Not difficult,Difficult,Difficult,0,9,Not difficult,Slightly difficult,Slightly difficult,14,5,Not difficult,Not difficult,Not difficult,8,2,Important,Important,Important,Important,Very important,Slightly important,Slightly important,Slightly important,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Public announcement/advertisement, -44,No,-44,-44,-44,-44,Yes,100,100,Yes,-44,Yes,Major obstacle,Very severe obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Yes,100,0, -44,0,Yes,8,No,30,44,11,0,15,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,3,3,Other objections,-44,287240000,312220000,109277000,63000000,3900000,624000,1260000,3780000,0,0,0,12600000,2520000,9600000,28500000,16200000,43335000,17820000,Moderate obstacle,No obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Yes,No,No,No,No,Inadequately educated workforce,"Crime, theft and disorder",Practices of competitors in the informal sector,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Local business association, -44,technological and Innovation Support, -44,No,-44,-44,Yes,No,Yes,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 780189,189,Trinidad & Tobago,Trinidad & Tobago,Food,1255,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,50,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,1948,Yes,Yes,1948,55,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,4,2,1,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,1,Yes,No,Yes,100,45,150,0,0, -44,30,30,40,0,Small private firms (less than 20 employees),30,30,40,processed food,65,National,10,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,95,5,No,-44,No,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,Yes,No,No,No,Minor obstacle,No obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,-44, -44,Tend to agree,Tend to disagree,Strongly disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,Yes,No,No,No,-44,-44,No,-44,-44,No,No,No,0,Yes,2,No,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,25,2,2,120,18,48,18,36,0,9,6,14,25,5,10,3,7,0,1,1,2,1,1,1,2,1,18,23,110000,20,108000,19,127000,5,56000,5,57000,5,65000,12,46000,12,42000,11,54000,12,29250,12,27000,12,34000,13,27000,12,26500,12,29100,25,29025,23,28800,21,34500,0,-77,0,-77,0,-77,35,29025,35,28800,34,34500,21,22500,21,21500,22,26500,Increase/decreased demand for goods, -44,Post graduated,Completed secondary,University graduate,Post graduated,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Completed secondary,Started but did not complete secondary,Important,Slightly important,Critical,Important,Important,Very important,Important,Very important,Very important,Important,Important,Slightly important,Slightly important,Not important,Important,Critical,Very important,Critical,Important,Very important,Very important,Very important,Important,Important,Critical,Not important,Slightly important,Important,Not important,Not important,Important,Important,Critical,Critical,Very important,Very important,Very important,Important,Very important,Important,Important,Slightly important,Critical,Slightly important,Critical,Important,Critical,Critical,Critical,Critical,Very important,Not important,Slightly important,Very important,Not important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Important,Important,Slightly important,Important,Not important,Slightly important,Slightly important,Very important,Very important,Very important,Critical,Very important,Very important,Not important,Slightly important,Important,Important,Slightly important,Slightly important,Not difficult,Very difficult,Difficult,3,19,Slightly difficult,Very difficult,Difficult,1,12,Slightly difficult,Difficult,Slightly difficult,2,10,Not difficult,Slightly difficult,Not difficult,2,3,Not difficult,Not difficult,Not difficult,2,7,Not difficult,Slightly difficult,Slightly difficult,3,10,Not difficult,Difficult,Slightly difficult,0,8,Slightly difficult,Not difficult,Slightly difficult,4,2,Slightly difficult,Not difficult,Not difficult,3,1,Important,Important,Very important,Not important,Very important,Not important,Not important,Not important,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,No obstacle,Major obstacle,No obstacle,No obstacle,Public placement office, -44,No,-44,-44,-44,-44,Yes,5,15,Yes,-44,Yes,Very severe obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Yes,75,25, -44,0,Yes,13,Yes,30,32,8,0,30,0,0,0,0,0,0,0,0, -44,50,50,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Line of credit,2012,600000,14,42,Private commercial banks,Yes,No,No,No,No,No, -44,100,Yes,2,1,Concerns about level of debt already incurred,-44,221840000,243780000,85323000,31500000,4876000,244000,1260000,1260000,0,0,0,26816000,0,20000000,62749000,30000000,95074000,53100000,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Corruption,Customs and Trade Regulations,Very severe obstacle,Yes,Yes,Yes,No,No,Yes,No,Yes,Large impact,-44,-44,-44,-44,Yes,Large impact,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,Yes,Large impact,-44,-44,Yes,Large impact,-44,-44,-44,-44,Yes,Large impact,-44,-44,No,No impact,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,No,No impact,-44,-44,-44,-44,No,No impact,-44,-44,No,No impact,-44,-44,-44,-44,No,No impact,-44,-44,No,No impact,-44,-44,-44,-44,No,No impact,-44,-44,No,No impact,-44,-44,-44,-44,Yes,Large impact,-44,-44,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,Yes,Yes,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Yes,No,No,Truthful,Are taken directly from the establishment's records, 780190,190,Trinidad & Tobago,Trinidad & Tobago,Other manufacturing,1259,No,-44,-44,-44,-44,Partnership (including limited liability companies), -44,40,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Female,Male,1985,No,Yes,1990,19,No,-44,-44,No,-44,-44,No,-44,-44,Yes,29,No,No,-44,-44,-44,-44,Yes,3,0,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,100,75,42,0,0, -44,20,70,10,0,Your parent company or affiliated establishments,0,90,10,printing,55,Local,10,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,50,50,Yes,6,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to agree,Strongly agree,Strongly agree,Yes,No,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,Yes,5,No,-44,-44,Yes,0,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,55,183,0,100,49,34,0,6,4,30,1,1,0,0,0,0,0,0,0,1,1,0,0,0,28,1,100000,0,-77,0,-77,4,47000,4,46000,4,54000,10,45000,11,44000,10,54000,10,25875,11,24000,11,29000,10,27900,9,27100,9,31300,-1,29025,-1,29600,-1,32900,101,27225,106,26700,98,31400,0,-77,0,-77,0,-77,49,22500,49,20000,49,26200,Increase/decreased demand for goods, -44,University graduate,Post graduated,University graduate,University graduate,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Completed secondary,Important,Slightly important,Critical,Very important,Important,Very important,Slightly important,Important,Important,Very important,Important,Important,Slightly important,Important,Important,Very important,Critical,Critical,Very important,Important,Critical,Critical,Very important,Important,Very important,Slightly important,Very important,Slightly important,Slightly important,Not important,Very important,Important,Important,Very important,Critical,Important,Very important,Important,Important,Important,Important,Important,Very important,Important,Critical,Slightly important,Critical,Very important,Very important,Very important,Critical,Not important,Not important,Important,Not important,Important,Very important,Not important,Slightly important,Not important,Important,Very important,Very important,Slightly important,Very important,Slightly important,Slightly important,Not important,Very important,Important,Critical,Very important,Critical,Very important,Slightly important,Slightly important,Important,Important,Not important,Important,Not difficult,Very difficult,Difficult,0,8,Not difficult,Very difficult,Slightly difficult,1,9,Slightly difficult,Difficult,Slightly difficult,1,3,Slightly difficult,Slightly difficult,Slightly difficult,1,1,Slightly difficult,Not difficult,Not difficult,1,8,Slightly difficult,Difficult,Difficult,0,6,Slightly difficult,Difficult,Slightly difficult,11,10,Not difficult,Not difficult,Slightly difficult,0,2,Slightly difficult,Not difficult,Not difficult,5,1,Important,Critical,Very important,Slightly important,Important,Slightly important,Not important,Not important,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,Through family/friends, -44,No,-44,-44,-44,-44,No,-44,-44,No,The firm is affraid of investing in workers that after the t,No,-44,-44,-44,-44,-44,-44,No,100,0, -44,0,No,-44,No,75,0,0,10,15,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Collateral requirements for loans or line of credit are unat,18420000,20470000,5527000,14970000,2047000,693000,1247000,2079000,37000,26000,24000,0,0,5280000,17420000,31000000,23540000,62000000,Moderate obstacle,No obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Practices of competitors in the informal sector,Customs and Trade Regulations,Minor obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,NGO, -44,technological and Innovation Support, -44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 780191,191,Trinidad & Tobago,Trinidad & Tobago,Other manufacturing,1261,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Male,2005,No,Yes,1997,10,No,-44,-44,No,-44,-44,No,-44,-44,Yes,22,No,No,-44,-44,-44,-44,Yes,1,0,0,-44,Yes,5,5,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,100,70,58,0,0, -44,40,40,20,0,Government or government agencies (including state-owned ent,20,40,40,paper products,85,National,5,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,60,40,Yes,14,Yes,No,No,No,Yes,No,Yes,University, -44,No,Yes,Yes,Yes,Yes,No,-44,-44,-44,-44,Yes,Yes,No,No,Yes,Yes,No,No,No, -44,Important,Important,Important,Important,Very Important,Very Important,Important,Yes,70,Yes,30,No,-44,No,No,400000,-44,No,No,No,No,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Minor obstacle,-44, -44,Tend to disagree,Strongly disagree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,5,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,70,242,61,90,63,28,3,15,10,27,1,1,0,0,0,0,0,0,0,1,1,0,0,0,30,62,97000,58,93000,52,110000,3,50000,3,47000,3,55000,8,43000,8,39000,9,48000,8,24975,8,25000,9,28000,8,27225,9,25700,8,30800,1,26325,1,24400,1,28700,90,21150,84,18800,92,23000,0,-77,0,-77,0,-77,63,23850,65,23200,65,25700,New production methods, -44,University graduate,University graduate,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed secondary,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Completed secondary,Very important,Important,Very important,Important,Very important,Important,Slightly important,Slightly important,Important,Slightly important,Slightly important,Important,Slightly important,Not important,Important,Critical,Very important,Critical,Very important,Slightly important,Very important,Critical,Important,Very important,Very important,Not important,Slightly important,Very important,Not important,Not important,Important,Important,Important,Very important,Critical,Important,Very important,Important,Slightly important,Important,Slightly important,Very important,Very important,Important,Critical,Important,Critical,Critical,Very important,Very important,Very important,Slightly important,Not important,Very important,Slightly important,Very important,Important,Slightly important,Not important,Slightly important,Slightly important,Very important,Very important,Important,Very important,Not important,Slightly important,Not important,Very important,Important,Critical,Very important,Critical,Critical,Slightly important,Not important,Very important,Slightly important,Slightly important,Not important,Not difficult,Very difficult,Difficult,7,15,Not difficult,Difficult,Slightly difficult,0,14,Slightly difficult,Difficult,Difficult,0,7,Slightly difficult,Slightly difficult,Not difficult,0,1,Slightly difficult,Slightly difficult,Not difficult,0,5,Slightly difficult,Difficult,Difficult,0,10,Not difficult,Difficult,Slightly difficult,9,4,Not difficult,Not difficult,Not difficult,1,6,Not difficult,Not difficult,Not difficult,7,1,Important,Very important,Very important,Slightly important,Very important,Slightly important,Not important,Slightly important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Public placement office, -44,No,-44,-44,-44,-44,Yes,5,5,Yes,-44,Yes,Major obstacle,Moderate obstacle,No obstacle,Moderate obstacle,No obstacle,No obstacle,No,75,25, -44,0,Yes,8,No,50,16,4,0,20,0,0,0,0,0,0,0,10, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Other,40300000,44780000,18808000,18270000,448000,725000,1512000,2520000,10000,23000,54000,0,0,19250000,6650000,25000000,19260000,26500000,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Access to finance,Practices of competitors in the informal sector,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Government based organization, -44,Financial magement and tax and customs administration, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Yes,No,Yes,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 780192,192,Trinidad & Tobago,Trinidad & Tobago,Retail,1263,Yes,2,Establishment physically separated from HQ and other establi,Yes,-44,Limited partnership, -44,15,100,0,0,0,Predominantly women,Yes,Yes,15,Makes decisions in consultation with other partners,23,3,All men,Male,Male,Male,1985,Yes,Yes,1985,16,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,1,2,-44,No,-44,-44,-44,-44,Yes,2,0,1,-44,No,-44,-44,-44,-44,Yes,2,Yes,Yes,Yes,0,-44,-44,100,0, -44,0,55,45,5,Individuals,0,80,20,supermarket,70,National,5,Increased,Increased,More than 5,80,20,0,2000,usa,35,brasil,15,13,0,0,40,60,No,-44,No,Yes,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,Yes,Major obstacle,Major obstacle,Major obstacle,No obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,-44,40000,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,2,During working hours,Other,Money,300,Other,No,No,Police have not done anything in the past,Yes,1,During working hours,Other,Other company property,700,Gang related,No,No,Police could not have done anything,Yes,4,Outside working hours,Firearm/gun,Goods or stock,2000,Group of criminals,No,No,Loss was small,Yes,1,Outside working hours,Firearm/gun,Money,-66,Gang related,No,No,Fear of reprisals,Yes,Yes,20000,2000,Yes,No,No,No,No,Yes,No,No,No,-44,-44,Yes,Yes,Yes,5,Yes,1,No,Yes,0,0,-44,No,-44,-44,Yes,30,Yes,No,-44,-44,10,99,38,34,24,3,0,18,12,3,20,10,6,4,0,0,3,2,0,1,1,1,2,0,12,48,87000,48,80000,50,96000,1,50000,1,50000,1,59000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,24525,1,23900,1,28600,1,24750,1,23600,1,28900,40,22725,44,22300,42,26500,0,-77,0,-77,0,-77,28,22500,28,21700,27,26200,Economic upturn/downturn, -44,University graduate,University graduate,Post graduated,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed secondary,Completed secondary,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Completed secondary,Important,Slightly important,Critical,Important,Important,Very important,Important,Slightly important,Important,Important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Very important,Critical,Critical,Slightly important,Slightly important,Critical,Critical,Very important,Important,Very important,Not important,Important,Very important,Not important,Not important,Important,Slightly important,Critical,Critical,Critical,Important,Very important,Slightly important,Very important,Slightly important,Important,Important,Very important,Important,Critical,Very important,Critical,Critical,Very important,Critical,Critical,Not important,Slightly important,Important,Slightly important,Important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Very important,Important,Slightly important,Very important,Not important,Not important,Not important,Very important,Important,Critical,Very important,Critical,Critical,Not important,Slightly important,Important,Important,Not important,Not important,Not difficult,Very difficult,Slightly difficult,5,15,Not difficult,Very difficult,Slightly difficult,1,6,Not difficult,Difficult,Difficult,0,5,Slightly difficult,Not difficult,Slightly difficult,0,1,Slightly difficult,Difficult,Difficult,0,8,Slightly difficult,Slightly difficult,Slightly difficult,1,6,Not difficult,Difficult,Slightly difficult,4,4,Not difficult,Not difficult,Slightly difficult,1,3,Not difficult,Not difficult,Not difficult,3,1,Important,Very important,Very important,Important,Very important,Slightly important,Slightly important,Slightly important,No obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,Public announcement/advertisement, -44,No,-44,-44,-44,-44,Yes,4,20,No,The firm is affraid of investing in workers that after the t,Yes,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Yes,100,0, -44,0,Yes,5,No,39,32.8,8.200000000000001,0,20,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Interest rates are not favorable,13520000,14700000,3822000,4410000,1470000,118000,176000,74000,7000,5000,12000,0,945000,2176000,1976000,2940000,3087000,8408000,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,No obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,Very severe obstacle,Minor obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,"Crime, theft and disorder",Labor Regulations,Minor obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,International organization, -44,Marketing and Operations support, -44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 780193,193,Trinidad & Tobago,Trinidad & Tobago,Wholesale,1264,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,56,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Male,Female,Male,2004,No,Yes,2004,8,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,Yes,3,0,0,-44,Yes,1,0,0,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0, -44,0,80,20,0,Individuals,0,25,75,wholesale,85,National,15,Increased,Remained the same,More than 5,90,10,10,2009,usa,30,jamaica,10,14,0,0,65,35,Yes,11,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,Yes,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,Major obstacle,Minor obstacle,Major obstacle,-44, -44,Tend to disagree,Tend to agree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,0,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,Yes,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,10,No,-44,-44,Yes,0,0,-44,Yes,5,Yes,Yes,55,No,No,-44,-44,10,114,45,39,28,2,1,9,7,2,5,3,1,1,0,0,0,0,0,1,1,1,2,0,12,48,92000,48,86000,45,101000,1,38000,1,34000,1,45000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,24750,1,22100,1,28900,0,-77,0,-77,0,-77,40,26100,42,23300,42,28400,0,-77,0,-77,0,-77,29,24075,28,23900,29,27000,Increase demand for higher quality product, -44,University graduate,University graduate,University graduate,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Completed primary school,Very important,Important,Critical,Very important,Very important,Important,Very important,Important,Very important,Very important,Important,Important,Not important,Not important,Important,Very important,Very important,Critical,Very important,Slightly important,Very important,Very important,Very important,Important,Critical,Slightly important,Important,Important,Not important,Slightly important,Important,Important,Important,Critical,Very important,Very important,Very important,Very important,Important,Important,Important,Important,Critical,Important,Very important,Important,Critical,Critical,Critical,Very important,Critical,Slightly important,Not important,Important,Not important,Slightly important,Important,Not important,Slightly important,Slightly important,Important,Very important,Important,Important,Important,Not important,Slightly important,Slightly important,Very important,Important,Critical,Critical,Critical,Very important,Not important,Slightly important,Important,Slightly important,Not important,Not important,Not difficult,Almost impossible,Slightly difficult,5,12,Not difficult,Very difficult,Difficult,0,12,Slightly difficult,Very difficult,Difficult,0,8,Slightly difficult,Slightly difficult,Not difficult,1,3,Slightly difficult,Slightly difficult,Slightly difficult,1,10,Not difficult,Slightly difficult,Slightly difficult,0,4,Not difficult,Difficult,Slightly difficult,4,5,Not difficult,Not difficult,Not difficult,0,3,Slightly difficult,Slightly difficult,Not difficult,3,1,Slightly important,Important,Important,Important,Very important,Not important,Not important,Not important,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Through family/friends, -44,No,-44,-44,-44,-44,No,-44,-44,No,Other,Yes,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,Yes,100,0, -44,0,Yes,5,No,60,16,4,0,20,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,Yes,Line of credit,2011,90000,8,54,Other,Yes,Yes,No,No,No,No, -44,150,Yes,4,3,Problems with credit history/report,-44,47520000,48990000,12737000,14110000,3919000,343000,833000,392000,43000,24000,74000,0,0,7995000,6957000,11758000,9798000,13992000,No obstacle,No obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Minor obstacle,No obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,No obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Customs and Trade Regulations,"Crime, theft and disorder",Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Already used this type of assistance in the past and wasn't, -44,-44,-44, -44,-44, -44,Yes,No,No,Yes,No,No,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 780194,194,Trinidad & Tobago,Trinidad & Tobago,Plastics & rubber,1271,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,45,100,0,0,0,Equally men and women,Yes,Yes,45,Makes decisions in consultation with other partners,11,5,Predominantly men,Male,Female,Male,1996,No,Yes,1996,7,No,-44,-44,Yes,19,No,No,-44,-44,No,-44,-44,Yes,0,3,1,-44,No,-44,-44,-44,-44,Yes,3,3,1,-44,No,-44,-44,-44,-44,Yes,3,Yes,No,Yes,100,60,93,0,0, -44,5,50,45,0,Individuals,0,95,5,plastic bags,50,National,20,Increased,Increased,2-5,95,5,0,1997,usa,95,brasil,5,5,0,0,75,25,Yes,7,Yes,No,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to agree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,-44,80000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,No,Yes,No,No,-44,-44,No,-44,-44,No,No,No,11,Yes,1,No,Yes,0,0,-44,No,-44,-44,No,-44,-44,Yes,25,1,5,125,39,28,31,27,1,19,12,12,24,9,5,5,5,0,3,2,2,1,1,1,2,1,19,48,76000,46,72000,45,86000,4,53000,5,52000,4,58000,9,58000,10,54000,10,68000,9,23625,10,23000,10,27000,10,24525,11,24300,11,26700,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,33,33075,33,30700,36,35700,36,23625,40,23800,42,26000,Increase/decreased demand for goods, -44,University graduate,University graduate,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete secondary,Completed secondary,Completed secondary,Important,Not important,Critical,Important,Very important,Very important,Slightly important,Very important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Not important,Important,Very important,Critical,Very important,Important,Slightly important,Very important,Very important,Important,Important,Very important,Slightly important,Slightly important,Very important,Slightly important,Not important,Critical,Important,Slightly important,Critical,Critical,Important,Very important,Very important,Important,Important,Important,Important,Critical,Slightly important,Critical,Very important,Very important,Critical,Very important,Critical,Critical,Important,Slightly important,Important,Slightly important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Very important,Slightly important,Slightly important,Important,Not important,Slightly important,Slightly important,Important,Important,Critical,Critical,Very important,Very important,Not important,Not important,Important,Very important,Not important,Slightly important,Not difficult,Very difficult,Slightly difficult,5,21,Slightly difficult,Very difficult,Slightly difficult,1,13,Slightly difficult,Slightly difficult,Slightly difficult,0,2,Slightly difficult,Slightly difficult,Slightly difficult,1,3,Slightly difficult,Slightly difficult,Difficult,1,6,Not difficult,Slightly difficult,Slightly difficult,0,9,Not difficult,Slightly difficult,Slightly difficult,0,5,Slightly difficult,Slightly difficult,Slightly difficult,4,7,Slightly difficult,Not difficult,Not difficult,4,2,Very important,Very important,Very important,Important,Important,Slightly important,Not important,Not important,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,No obstacle,Major obstacle,No obstacle,No obstacle,Private placement office, -44,No,-44,-44,-44,-44,Yes,20,0,No,The firm does not have enough information about training pro,Yes,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Yes,100,0, -44,0,Yes,8,No,50,32,8,0,10,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,2,2,Other objections,-44,12560000,13220000,5552000,5540000,175000,252000,252000,101000,15000,6000,6000,0,945000,400000,1425000,545000,3210000,839000,No obstacle,Minor obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Yes,Yes,No,Yes,No,Inadequately educated workforce,Access to finance,"Crime, theft and disorder",Moderate obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,NGO, -44,Marketing and Operations support, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Somewhat truthful,Are taken directly from the establishment's records, 780195,195,Trinidad & Tobago,Trinidad & Tobago,Non-metallic mineral products,1273,No,-44,-44,-44,-44,Partnership (including limited liability companies), -44,31.35,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Male,Male,Male,1962,No,Yes,1962,32,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,7,1,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,100,70,42,0,0, -44,10,80,10,0,Medium private firms (20-100 employees),0,80,20,concrete,60,National,10,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,85,15,Yes,12,Yes,Yes,Yes,No,Yes,No,Yes,Other company of the sector, -44,No,No,Yes,Yes,No,No,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,Important,Important,Very Important,Important,Slightly important,Very Important,Critical,Yes,65,Yes,35,No,-44,No,No,0,-44,No,No,No,Yes,Very severe obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to agree,Tend to disagree,Yes,No,-44,-44,-44,-44,Yes,1,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,2,Outside working hours,Knife,Money,700,Gang related,No,No,Loss was small,Yes,2,During working hours,Firearm/gun,Money,24000,Other,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,2,Outside working hours,Other,Other company property,600,Other,No,No,Not enough police/not enough resources,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,Yes,No,-44,-44,No,-44,-44,Yes,Yes,Yes,7,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,36,101,6,49,28,18,2,12,8,14,0,0,0,0,0,0,0,0,0,0,0,0,0,0,12,6,72000,6,68000,6,81000,2,52000,3,52000,2,61000,5,54000,5,53000,5,63000,5,25425,5,23000,5,29000,5,22950,6,20700,6,26500,1,25425,1,23100,1,28000,0,-77,0,-77,0,-77,49,32175,49,29000,45,36100,28,22275,26,21500,24,25500,-44, -44,University graduate,University graduate,Post graduated,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,Completed secondary,Completed secondary,Very important,Slightly important,Very important,Important,Important,Important,Slightly important,Important,Important,Very important,Important,Important,Not important,Not important,Important,Very important,Critical,Critical,Slightly important,Important,Critical,Critical,Important,Very important,Very important,Slightly important,Important,Important,Not important,Slightly important,Very important,Slightly important,Important,Critical,Critical,Important,Very important,Important,Slightly important,Very important,Important,Very important,Critical,Slightly important,Critical,Important,Critical,Very important,Very important,Very important,Very important,Slightly important,Not important,Important,Slightly important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Slightly important,Slightly important,Important,Very important,Not important,Not important,Slightly important,Very important,Important,Critical,Very important,Critical,Critical,Slightly important,Slightly important,Very important,Very important,Not important,Important,Not difficult,Difficult,Difficult,1,8,Slightly difficult,Difficult,Slightly difficult,1,7,Difficult,Slightly difficult,Difficult,1,2,Not difficult,Not difficult,Not difficult,1,3,Slightly difficult,Difficult,Slightly difficult,0,4,Not difficult,Difficult,Slightly difficult,0,7,Not difficult,Difficult,Slightly difficult,0,6,Not difficult,Slightly difficult,Slightly difficult,5,3,Not difficult,Not difficult,Not difficult,3,1,Very important,Critical,Important,Important,Important,Not important,Not important,Not important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,Public placement office, -44,Yes to fire,No,-44,Yes,10,Yes,3,20,Yes,-44,No,-44,-44,-44,-44,-44,-44,No,100,0, -44,0,Yes,7,No,85,0,0,0,10,0,0,0,0,0,0,0,5, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Did not think it would be approved,13940000,15840000,6494000,7180000,1109000,307000,605000,920000,20000,4000,12000,0,0,22230000,2561000,28500000,3326000,83790000,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Minor obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Major obstacle,No obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Corruption,"Crime, theft and disorder",Tax Rates,Very severe obstacle,Yes,Yes,No,No,No,Yes,No,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Large impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Negative impact,-44,-44,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,Yes,No,No,Yes,No,No,No,-44,-44,Yes,Yes,No,No,-44,-44,Yes,Yes,No,Yes,Yes,Yes,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 780196,196,Trinidad & Tobago,Trinidad & Tobago,Retail,1275,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly women,Male,Male,Male,2006,No,Yes,2006,6,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,2,2,1,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,0,100,0,0,Individuals,20,40,40,equipments,85,National,30,Increased,Remained the same,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,65,35,Yes,16,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,-44, -44,Tend to disagree,Strongly disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,1,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,3,During working hours,Other,Money,2000,Gang related,No,No,Loss was small,Yes,3,During working hours,Knife,Goods or stock,500,A customer,No,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,No,No,No,No,-44,-44,No,-44,-44,No,No,No,0,No,-44,-44,No,-44,-44,0,No,-44,-44,Yes,30,No,No,-44,-44,2,127,50,44,31,2,2,23,16,2,0,0,0,0,0,0,0,0,0,0,0,0,0,0,13,50,100000,47,94000,44,108000,1,43000,2,39000,1,50000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,28350,1,25500,1,31800,0,-77,0,-77,0,-77,44,27450,47,27900,51,32300,0,-77,0,-77,0,-77,31,24525,28,24100,31,27000,Increase/decreased demand for goods, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Completed secondary,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Important,Important,Critical,Important,Important,Important,Slightly important,Important,Important,Important,Important,Important,Not important,Slightly important,Important,Very important,Very important,Very important,Important,Very important,Very important,Critical,Important,Very important,Critical,Slightly important,Very important,Slightly important,Slightly important,Not important,Very important,Important,Important,Critical,Very important,Important,Very important,Important,Very important,Important,Important,Very important,Critical,Slightly important,Critical,Slightly important,Critical,Critical,Critical,Very important,Very important,Not important,Not important,Important,Slightly important,Important,Important,Important,Slightly important,Slightly important,Important,Important,Very important,Slightly important,Very important,Not important,Slightly important,Not important,Important,Important,Critical,Very important,Critical,Critical,Not important,Not important,Very important,Important,Important,Slightly important,Slightly difficult,Difficult,Slightly difficult,5,10,Slightly difficult,Very difficult,Slightly difficult,1,4,Slightly difficult,Slightly difficult,Difficult,1,10,Slightly difficult,Not difficult,Slightly difficult,1,2,Slightly difficult,Slightly difficult,Slightly difficult,0,5,Not difficult,Difficult,Difficult,0,10,Not difficult,Slightly difficult,Difficult,5,3,Not difficult,Slightly difficult,Not difficult,0,7,Not difficult,Not difficult,Not difficult,4,1,Important,Very important,Very important,Important,Slightly important,Not important,Not important,Not important,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,Public announcement/advertisement, -44,No,-44,-44,-44,-44,No,-44,-44,No,The benefits of training are small than the costs,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,10,Yes,10,56,14,0,20,0,0,0,0,0,0,0,0, -44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Line of credit,2008,3000000,12,42,Other,No,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,58520000,65020000,26658000,12150000,650000,130000,158000,325000,16000,23000,16000,0,7152000,11157000,11157000,16905000,14304000,49194000,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Macroeconomic environment,Electricity,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,International organization, -44,Financial magement and tax and customs administration, -44,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,No,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Truthful,Are taken directly from the establishment's records, 780197,197,Trinidad & Tobago,Trinidad & Tobago,Services of motor vehicles,1279,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly women,Male,Female,Female,1986,Yes,Yes,1986,6,No,-44,-44,No,-44,-44,No,-44,-44,Yes,22,No,Yes,3,1,1,-44,No,-44,-44,-44,-44,Yes,3,1,0,-44,No,-44,-44,-44,-44,Yes,5,Yes,Yes,Yes,0,-44,-44,100,0, -44,0,100,0,10,Others,10,10,80,construction equipment,65,Local,10,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,60,40,Yes,11,No,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,-44,1000000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,10000,50000,Yes,Yes,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,5,No,-44,-44,Yes,0,-44,0,Yes,0,Yes,No,-44,-44,Yes,25,1,5,241,96,84,60,1,4,17,10,1,10,5,3,2,0,0,0,0,0,1,1,1,3,0,32,101,100000,91,94000,94,119000,1,43000,2,42000,1,49000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,87,28350,85,26800,88,33100,0,-77,0,-77,0,-77,62,22275,59,20500,55,26500,Economic upturn/downturn, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Completed secondary,Important,Important,Very important,Very important,Very important,Important,Important,Slightly important,Important,Slightly important,Important,Important,Slightly important,Slightly important,Very important,Critical,Critical,Very important,Important,Slightly important,Critical,Critical,Important,Slightly important,Critical,Slightly important,Important,Slightly important,Slightly important,Not important,Important,Important,Important,Critical,Critical,Important,Very important,Important,Very important,Very important,Important,Important,Critical,Important,Critical,Slightly important,Critical,Critical,Very important,Very important,Critical,Slightly important,Slightly important,Important,Not important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Important,Important,Important,Important,Not important,Not important,Slightly important,Important,Important,Critical,Very important,Very important,Very important,Not important,Slightly important,Very important,Very important,Not important,Not important,Not difficult,Difficult,Slightly difficult,11,16,Not difficult,Very difficult,Slightly difficult,0,9,Not difficult,Difficult,Slightly difficult,0,4,Slightly difficult,Slightly difficult,Slightly difficult,1,1,Slightly difficult,Slightly difficult,Slightly difficult,0,5,Not difficult,Slightly difficult,Slightly difficult,0,9,Not difficult,Slightly difficult,Slightly difficult,9,8,Slightly difficult,Slightly difficult,Slightly difficult,0,4,Slightly difficult,Not difficult,Not difficult,7,1,Very important,Critical,Very important,Important,Very important,Not important,Slightly important,Slightly important,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Public placement office, -44,No,-44,-44,-44,-44,Yes,0,5,No,The firm is affraid of investing in workers that after the t,No,-44,-44,-44,-44,-44,-44,Yes,50,50, -44,0,Yes,9,No,10,24,6,30,30,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,2,2,Problems with credit history/report,-44,404900000,440110000,145236000,44480000,44011000,4401000,10123000,2641000,370000,423000,528000,0,0,73719000,120150000,110028000,171643000,145237000,Very severe obstacle,Minor obstacle,Very severe obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,Minor obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,No obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Customs and Trade Regulations,Transportation,Telecommunications,Major obstacle,Yes,Yes,No,No,No,Yes,No,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Large impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Large impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Large impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Truthful,Are taken directly from the establishment's records, 780198,198,Trinidad & Tobago,Trinidad & Tobago,Construction,1282,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,60,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Male,2004,No,Yes,2004,9,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,1,1,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,60,20,20,0,Small private firms (less than 20 employees),0,100,0,food,100,National,10,Increased,Remained the same,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,35,65,No,-44,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Very severe obstacle,Minor obstacle,Minor obstacle,Major obstacle,No obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,-44, -44,Tend to agree,Strongly disagree,Strongly disagree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,5,No,-44,-44,No,-44,-44,0,No,-44,-44,No,-44,-44,No,-44,-44,13,131,53,45,32,1,4,18,10,1,3,2,1,0,0,0,0,0,0,1,1,2,0,0,16,55,97000,59,96000,63,112000,1,42000,2,37000,1,47000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,46,25425,51,23600,54,28200,0,-77,0,-77,0,-77,32,23850,32,22800,28,26500,Increase demand for higher quality product, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Completed secondary,Very important,Slightly important,Critical,Important,Very important,Important,Slightly important,Slightly important,Important,Very important,Important,Important,Slightly important,Not important,Very important,Critical,Very important,Critical,Important,Very important,Critical,Critical,Important,Important,Critical,Not important,Important,Important,Slightly important,Slightly important,Critical,Important,Important,Critical,Critical,Important,Very important,Important,Very important,Important,Important,Very important,Critical,Slightly important,Critical,Slightly important,Critical,Very important,Very important,Very important,Critical,Slightly important,Slightly important,Important,Slightly important,Important,Important,Not important,Slightly important,Slightly important,Slightly important,Important,Very important,Slightly important,Important,Not important,Slightly important,Slightly important,Important,Important,Very important,Critical,Very important,Very important,Not important,Not important,Very important,Important,Not important,Important,Not difficult,Very difficult,Difficult,6,16,Not difficult,Very difficult,Difficult,0,13,Slightly difficult,Difficult,Slightly difficult,1,4,Not difficult,Slightly difficult,Slightly difficult,0,3,Slightly difficult,Not difficult,Slightly difficult,1,10,Slightly difficult,Difficult,Slightly difficult,1,7,Not difficult,Difficult,Slightly difficult,5,7,Not difficult,Not difficult,Slightly difficult,1,3,Slightly difficult,Not difficult,Not difficult,4,1,Important,Very important,Not important,Slightly important,Important,Slightly important,Not important,Slightly important,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,Public placement office, -44,No,-44,-44,-44,-44,No,-44,-44,No,Other,Yes,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,No,0,100, -44,0,Yes,5,No,80,8,2,0,10,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,Yes,Line of credit,2011,360000,11,18,Other,Yes,Yes,No,No,No,No, -44,125,Yes,3,2,Incompleteness of loan application,-44,44780000,49760000,16421000,12100000,498000,498000,846000,398000,72000,24000,32000,0,0,8708000,8359000,12440000,11942000,15550000,Moderate obstacle,Very severe obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,No obstacle,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,No obstacle,Very severe obstacle,No obstacle,Moderate obstacle,Very severe obstacle,Yes,Yes,No,No,Yes,Practices of competitors in the informal sector,Cost of finance,Macroeconomic environment,No obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Private independent fund, -44,"General management, Business development and Strategies supp", -44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,Yes,Yes,Truthful,Are estimates computed with some precision, 780199,199,Trinidad & Tobago,Trinidad & Tobago,Food,1284,Yes,5,Headquarters with production and/or sales at this location,Yes,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Male,1958,Yes,Yes,1958,19,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,2,0,-44,No,-44,-44,-44,-44,Yes,0,2,0,-44,Yes,0,7,2,-44,Yes,1,Yes,Yes,Yes,100,60,150,0,0, -44,0,20,80,10,Others,10,15,75,food,65,National,10,Decreased,Remained the same,More than 5,70,30,0,1959,usa,30,chile,20,4,0,2,35,65,Yes,7,Yes,No,No,No,Yes,No,Yes,Other company of the sector, -44,No,No,Yes,No,Yes,No,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,Slightly important,Very Important,Slightly important,Very Important,Important,Important,Very Important,Yes,30,Yes,70,No,-44,No,Yes,4200000,-44,No,No,No,No,Very severe obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,-44, -44,Tend to disagree,Tend to agree,Tend to disagree,Tend to disagree,Yes,No,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,No,Yes,No,No,-44,-44,No,-44,-44,No,No,No,5,No,-44,-44,No,-44,-44,2000,Yes,13,No,Yes,50,No,No,-44,-44,7,395,45,80,180,90,0,0,0,0,30,5,6,13,6,0,0,0,0,1,1,1,3,1,60,50,68000,45,62000,41,76000,10,55000,11,52000,10,63000,28,44000,29,40000,31,51000,28,27900,28,28000,27,32000,29,26550,32,26600,31,31000,36,23625,36,23800,36,26000,0,-77,0,-77,0,-77,52,33525,50,33200,52,39500,193,22950,211,20900,217,26500,Economic upturn/downturn, -44,Post graduated,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed secondary,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Completed secondary,Completed secondary,Very important,Slightly important,Critical,Important,Important,Important,Slightly important,Slightly important,Very important,Slightly important,Slightly important,Important,Slightly important,Slightly important,Very important,Critical,Very important,Very important,Very important,Important,Critical,Very important,Slightly important,Slightly important,Very important,Slightly important,Slightly important,Important,Not important,Not important,Important,Important,Critical,Critical,Critical,Important,Very important,Important,Important,Important,Important,Very important,Very important,Slightly important,Critical,Slightly important,Very important,Critical,Critical,Critical,Very important,Slightly important,Not important,Important,Not important,Important,Important,Not important,Important,Not important,Very important,Important,Important,Slightly important,Important,Not important,Slightly important,Slightly important,Important,Slightly important,Critical,Critical,Critical,Very important,Not important,Slightly important,Important,Important,Slightly important,Not important,Slightly difficult,Very difficult,Slightly difficult,5,20,Slightly difficult,Very difficult,Difficult,1,6,Slightly difficult,Slightly difficult,Slightly difficult,3,8,Slightly difficult,Slightly difficult,Slightly difficult,3,3,Not difficult,Slightly difficult,Difficult,3,7,Slightly difficult,Slightly difficult,Slightly difficult,4,10,Difficult,Difficult,Difficult,1,10,Not difficult,Not difficult,Not difficult,6,2,Not difficult,Not difficult,Not difficult,20,1,Important,Slightly important,Not important,Not important,Very important,Slightly important,Not important,Slightly important,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,No obstacle,Minor obstacle,Minor obstacle,Public placement office, -44,Yes to hire,Yes,51,No,-44,Yes,7,10,No,The firm is affraid of investing in workers that after the t,Yes,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Major obstacle,No obstacle,Yes,100,0, -44,0,Yes,12,No,0,40,10,30,20,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Size of loan and maturity are insufficiant,357990000,350970000,133369000,350970000,21058000,351000,3510000,3159000,284000,190000,253000,0,0,74300000,59805000,101781000,84233000,117048000,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,-44,-44,-44,-44,-44,"Crime, theft and disorder",Practices of competitors in the informal sector,Customs and Trade Regulations,Major obstacle,Yes,Yes,No,No,Yes,Yes,No,-44,-44,-44,-44,No,No impact,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,No,No impact,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,No,No impact,No,No impact,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,No,No impact,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,Yes,Large impact,-44,-44,-44,-44,-44,-44,No,No impact,Yes,Moderated impact,-44,-44,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,Yes,Yes,No,Yes,No,-44,-44,No,-44,-44,Yes,No,Yes,Truthful,Are taken directly from the establishment's records, 780200,200,Trinidad & Tobago,Trinidad & Tobago,Other manufacturing,1285,No,-44,-44,-44,-44,Partnership (including limited liability companies), -44,50,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,1947,No,Yes,1975,22,No,-44,-44,No,-44,-44,No,-44,-44,Yes,23,No,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,6,1,1,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,75,55,96,25,0, -44,0,20,80,0,Large private firms (more than 100 employees),10,10,80,office supplies,45,Local,35,Decreased,Remained the same,1,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,35,65,Yes,9,No,No,No,No,Yes,No,Yes,Laboratory or research center, -44,No,No,Yes,Yes,No,No,-44,-44,-44,-44,Yes,No,No,No,No,No,Yes,No,No, -44,Important,Important,Very Important,Critical,Important,Important,Slightly important,Yes,50,Yes,50,No,-44,No,Yes,500000,-44,No,No,No,No,Minor obstacle,Major obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,-44, -44,Strongly disagree,Tend to disagree,Tend to agree,Strongly agree,Yes,No,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,Yes,No,No,-44,-44,No,-44,-44,No,No,No,15,Yes,2,No,No,-44,-44,10000,No,-44,-44,Yes,50,No,No,-44,-44,2,161,54,58,27,22,0,14,9,11,2,2,0,0,0,0,0,0,0,1,1,0,0,0,17,56,91000,51,84000,55,106000,3,44000,3,40000,2,50000,6,55000,6,55000,6,62000,6,24075,6,22000,6,28000,7,23850,7,22500,7,26200,0,-77,0,-77,0,-77,58,20475,62,19500,66,23600,0,-77,0,-77,0,-77,27,24525,27,22700,28,27000,Increase demand for higher quality product, -44,University graduate,University graduate,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed secondary,Completed secondary,Important,Important,Critical,Important,Important,Important,Important,Slightly important,Important,Important,Important,Important,Important,Slightly important,Slightly important,Critical,Very important,Critical,Slightly important,Very important,Very important,Critical,Important,Important,Very important,Slightly important,Slightly important,Important,Not important,Not important,Critical,Important,Important,Very important,Critical,Important,Very important,Important,Very important,Slightly important,Very important,Very important,Very important,Slightly important,Critical,Important,Critical,Critical,Critical,Critical,Very important,Not important,Not important,Important,Not important,Important,Important,Not important,Slightly important,Not important,Important,Important,Slightly important,Slightly important,Important,Not important,Slightly important,Slightly important,Very important,Very important,Critical,Critical,Critical,Critical,Not important,Not important,Important,Important,Not important,Not important,Slightly difficult,Very difficult,Slightly difficult,6,17,Slightly difficult,Very difficult,Difficult,1,12,Slightly difficult,Difficult,Difficult,1,5,Slightly difficult,Not difficult,Slightly difficult,0,2,Slightly difficult,Slightly difficult,Slightly difficult,1,3,Difficult,Very difficult,Difficult,1,2,Not difficult,Difficult,Slightly difficult,6,5,Not difficult,Slightly difficult,Slightly difficult,1,2,Not difficult,Not difficult,Not difficult,3,2,Very important,Very important,Very important,Not important,Very important,Slightly important,Slightly important,Not important,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,No obstacle,Public announcement/advertisement, -44,No,-44,-44,-44,-44,Yes,10,15,No,Other,Yes,Very severe obstacle,Moderate obstacle,No obstacle,Very severe obstacle,No obstacle,Minor obstacle,Yes,80,20, -44,0,Yes,5,No,0,40,10,30,20,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Application procedures for loans or line of credit are compl,84190000,82540000,22286000,12660000,1100000,76000,1429000,2394000,4000,5000,1000,0,0,4000000,1900000,30000000,10700000,61800000,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,Access to finance,"Crime, theft and disorder",Cost of finance,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,NGO, -44,technological and Innovation Support, -44,Yes,No,No,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 780201,201,Trinidad & Tobago,Trinidad & Tobago,Transport,1291,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,65,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Male,1989,No,Yes,2002,10,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,0,3,1,-44,No,-44,-44,-44,-44,Yes,2,5,0,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0, -44,0,65,35,4,Individuals,20,80,0,shipping,80,National,10,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,25,75,Yes,18,Yes,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,Moderate obstacle,Minor obstacle,-44, -44,Tend to disagree,Tend to agree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,5,Yes,2,No,Yes,0,0,-44,Yes,12,Yes,No,-44,-44,No,-44,-44,11,364,144,127,91,2,5,23,14,2,4,2,1,1,0,0,0,0,0,1,1,1,2,0,41,146,71000,141,69000,135,80000,1,49000,1,46000,1,55000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,26775,1,24100,1,30300,0,-77,0,-77,0,-77,128,24975,120,23200,125,27200,0,-77,0,-77,0,-77,92,22275,86,20900,79,24500,Economic upturn/downturn, -44,University graduate,Completed secondary,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed secondary,Completed secondary,Not applicable,Not applicable,Completed secondary,Completed primary school,Important,Important,Very important,Important,Important,Very important,Important,Important,Important,Very important,Slightly important,Slightly important,Slightly important,Important,Important,Very important,Critical,Critical,Slightly important,Very important,Very important,Critical,Very important,Slightly important,Critical,Not important,Very important,Slightly important,Slightly important,Not important,Important,Slightly important,Important,Critical,Very important,Important,Very important,Important,Important,Slightly important,Important,Important,Very important,Important,Very important,Important,Very important,Very important,Very important,Very important,Critical,Not important,Not important,Important,Not important,Important,Important,Not important,Not important,Slightly important,Important,Slightly important,Important,Slightly important,Slightly important,Not important,Slightly important,Slightly important,Important,Important,Critical,Critical,Critical,Very important,Not important,Not important,Very important,Important,Not important,Slightly important,Not difficult,Very difficult,Difficult,15,14,Not difficult,Almost impossible,Slightly difficult,1,10,Not difficult,Difficult,Slightly difficult,0,8,Slightly difficult,Difficult,Slightly difficult,0,3,Slightly difficult,Slightly difficult,Not difficult,0,3,Slightly difficult,Difficult,Slightly difficult,1,10,Not difficult,Slightly difficult,Difficult,13,9,Slightly difficult,Slightly difficult,Slightly difficult,1,6,Not difficult,Slightly difficult,Not difficult,10,1,Very important,Critical,Very important,Slightly important,Very important,Slightly important,Not important,Not important,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Public placement office, -44,No,-44,-44,-44,-44,No,-44,-44,No,The benefits of training are small than the costs,Yes,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,Yes,100,0, -44,0,Yes,7,No,70,24,6,0,0,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Application procedures for loans or line of credit are compl,170720000,181620000,65383000,34020000,14530000,182000,1635000,2361000,449000,212000,401000,0,1890000,31565000,55249000,39956000,70832000,51943000,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Access to finance,Inadequately educated workforce,"Crime, theft and disorder",No obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Already used this type of assistance in the past and wasn't, -44,-44,-44, -44,-44, -44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 780202,202,Trinidad & Tobago,Trinidad & Tobago,Fabricated metal products,1297,Yes,2,Establishment physically separated from HQ and other establi,Yes,-44,Limited partnership, -44,65,100,0,0,0,Predominantly women,Yes,No,65,Makes major strategic and fiancial decisions,22,5,Predominantly men,Female,Female,Female,1990,No,Yes,1990,12,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,3,1,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,100,70,82,0,0, -44,0,95,5,0,Government or government agencies (including state-owned ent,0,95,5,custom made jewellery,100,National,10,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,55,45,No,-44,Yes,No,No,No,Yes,Yes,-44,-44, -44,-44,No,Yes,Yes,No,No,-44,-44,-44,-44,Yes,Yes,No,Yes,No,No,Yes,No,No, -44,Important,Important,Very Important,Very Important,Important,Very Important,Critical,Yes,100,No,-44,No,-44,No,No,0,-44,No,No,Yes,No,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,-44,30000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,Yes,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,Yes,2,Yes,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,3,21,2,8,5,6,0,2,1,3,2,2,0,0,0,0,0,0,0,1,1,0,0,0,3,4,100000,4,99000,3,118000,1,41000,1,39000,1,44000,1,55000,2,50000,1,61000,1,27225,1,27000,1,30000,2,25425,2,25000,2,29600,1,27675,1,25900,1,32300,8,25425,8,22900,8,28200,0,-77,0,-77,0,-77,5,23175,6,22800,6,25200,Economic upturn/downturn, -44,University graduate,Completed college/vocational training,Post graduated,Post graduated,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed secondary,Completed college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Important,Slightly important,Critical,Important,Very important,Very important,Slightly important,Important,Important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Very important,Critical,Critical,Important,Very important,Critical,Critical,Slightly important,Important,Critical,Slightly important,Important,Important,Not important,Slightly important,Very important,Important,Critical,Critical,Critical,Very important,Very important,Important,Important,Important,Important,Very important,Very important,Slightly important,Very important,Important,Critical,Critical,Critical,Very important,Very important,Slightly important,Not important,Important,Slightly important,Important,Very important,Not important,Slightly important,Slightly important,Slightly important,Important,Slightly important,Important,Important,Not important,Slightly important,Not important,Very important,Important,Critical,Critical,Very important,Very important,Not important,Important,Important,Important,Not important,Slightly important,Not difficult,Almost impossible,Slightly difficult,1,21,Difficult,Difficult,Difficult,1,6,Slightly difficult,Slightly difficult,Difficult,1,3,Slightly difficult,Not difficult,Not difficult,1,3,Slightly difficult,Not difficult,Slightly difficult,0,2,Slightly difficult,Slightly difficult,Difficult,0,10,Not difficult,Difficult,Slightly difficult,0,6,Not difficult,Slightly difficult,Difficult,1,4,Not difficult,Slightly difficult,Not difficult,0,1,Very important,Very important,Important,Important,Very important,Not important,Not important,Slightly important,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,Through family/friends, -44,Yes to hire,Yes,2,No,-44,No,-44,-44,No,Other,No,-44,-44,-44,-44,-44,-44,Yes,100,0, -44,0,Yes,9,No,24,60,15,0,1,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,3,3,Incompleteness of loan application,-44,6250000,6380000,2807000,420000,447000,13000,51000,45000,8000,8000,8000,0,0,670000,1391000,1000000,2140000,2380000,No obstacle,No obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Very severe obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Minor obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Access to finance,"Crime, theft and disorder",Corruption,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not aware of this type of assistance and don't know it advan, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 780203,203,Trinidad & Tobago,Trinidad & Tobago,Food,1300,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,71.25,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Male,1976,No,Yes,1976,10,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,Yes,3,0,0,-44,Yes,7,0,0,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,100,65,85,0,0, -44,5,70,25,0,Individuals,10,85,5,cakes,90,Local,10,Increased,Decreased,1,55,45,0,1987,argentina,65,chile,25,11,0,0,65,35,Yes,15,No,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,Yes,No,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,1,Yes,2,No,Yes,0,-44,1000,Yes,11,Yes,No,-44,-44,No,-44,-44,20,266,76,56,95,39,2,15,10,15,22,8,4,7,3,0,1,0,1,3,1,2,6,2,30,84,83000,82,84000,83,89000,5,49000,5,44000,5,55000,12,42000,11,39000,12,48000,12,26100,11,24000,10,30000,13,24525,14,24500,14,28900,24,22275,24,20500,22,25700,0,-77,0,-77,0,-77,36,30375,36,28400,35,33400,102,23625,94,22600,96,26000,Increase/decreased demand for goods, -44,University graduate,Completed college/vocational training,University graduate,University graduate,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed secondary,Completed secondary,Completed secondary,Completed primary school,Important,Important,Very important,Very important,Important,Important,Important,Important,Important,Very important,Slightly important,Important,Not important,Slightly important,Important,Critical,Very important,Very important,Important,Important,Critical,Very important,Very important,Important,Critical,Slightly important,Slightly important,Very important,Not important,Slightly important,Very important,Important,Very important,Critical,Very important,Very important,Very important,Very important,Very important,Important,Very important,Important,Critical,Not important,Critical,Important,Critical,Critical,Critical,Critical,Critical,Slightly important,Not important,Important,Slightly important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Very important,Very important,Very important,Important,Slightly important,Slightly important,Slightly important,Important,Important,Critical,Critical,Very important,Very important,Not important,Not important,Important,Important,Slightly important,Important,Not difficult,Very difficult,Difficult,9,22,Slightly difficult,Very difficult,Difficult,0,13,Slightly difficult,Slightly difficult,Difficult,2,9,Slightly difficult,Not difficult,Not difficult,2,1,Slightly difficult,Slightly difficult,Slightly difficult,2,9,Not difficult,Slightly difficult,Slightly difficult,3,4,Not difficult,Difficult,Difficult,1,9,Slightly difficult,Slightly difficult,Slightly difficult,4,4,Not difficult,Not difficult,Slightly difficult,11,2,Very important,Very important,Important,Not important,Important,Slightly important,Slightly important,Not important,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Public announcement/advertisement, -44,Yes to hire,Yes,34,No,-44,Yes,28,10,No,The firm is affraid of investing in workers that after the t,Yes,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Yes,100,0, -44,0,Yes,5,Yes,25,56,14,0,5,0,0,0,0,0,0,0,0, -44,50,25,12.5,0,12.5,0,0,0,0,0,0,0,0,0,0, -44,Yes,Line of credit,2010,5000000,-44,30,Private commercial banks,Yes,Yes,No,No,No,No, -44,175,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,60530000,63720000,21028000,20160000,3250000,630000,1260000,2205000,45000,28000,42000,0,8921000,12000000,4750000,25000000,13910000,48250000,No obstacle,No obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,No obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Access to finance,Practices of competitors in the informal sector,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed, -44,-44,-44, -44,-44, -44,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,Yes,Somewhat truthful,Are estimates computed with some precision, 780204,204,Trinidad & Tobago,Trinidad & Tobago,Food,1301,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,99,100,0,0,0,Predominantly men,No,Yes,1,Delegates decisions to other partners,7,11,Predominantly men,Male,Male,Male,1955,No,Yes,1958,47,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,1,0,-44,No,-44,-44,-44,-44,Yes,0,1,0,-44,No,-44,-44,-44,-44,Yes,3,Yes,Yes,Yes,100,70,95,0,0, -44,0,80,20,15,Large private firms (more than 100 employees),0,10,90,beverages,95,Local,5,Increased,Remained the same,More than 5,80,20,10,1980,usa,30,brasil,5,5,0,0,100,0,-44,-44,Yes,Yes,Yes,No,Yes,No,Yes,Other company of the sector, -44,No,Yes,Yes,Yes,Yes,No,-44,-44,-44,-44,Yes,No,Yes,Yes,No,Yes,Yes,Yes,No, -44,Important,Very Important,Important,Very Important,Important,Very Important,Very Important,Yes,60,Yes,40,No,-44,No,Yes,1300000,-44,Yes,No,Yes,No,Moderate obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,No obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,-44, -44,Tend to agree,Tend to agree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,Yes,2,No,No,-44,0,-44,Yes,5,Yes,No,-44,-44,No,-44,-44,6,168,43,58,42,25,1,6,4,9,0,0,0,0,0,0,0,0,0,0,0,0,0,0,22,43,71000,43,68000,46,80000,3,37000,3,36000,3,42000,7,58000,7,59000,7,64000,7,27675,7,27000,7,31000,8,24075,8,23600,9,27500,24,28350,23,26800,25,33100,0,-77,0,-77,0,-77,35,24975,33,23800,34,27500,42,24075,41,21700,44,26500,New products require new skills, -44,University graduate,University graduate,University graduate,University graduate,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete secondary,Completed secondary,Completed secondary,Important,Important,Critical,Important,Important,Important,Very important,Slightly important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Not important,Important,Critical,Very important,Critical,Important,Important,Very important,Critical,Important,Slightly important,Critical,Slightly important,Slightly important,Important,Slightly important,Slightly important,Important,Important,Critical,Critical,Critical,Very important,Very important,Important,Important,Important,Very important,Very important,Very important,Slightly important,Very important,Important,Critical,Critical,Very important,Very important,Critical,Slightly important,Slightly important,Slightly important,Not important,Important,Important,Not important,Slightly important,Not important,Important,Slightly important,Important,Slightly important,Important,Not important,Slightly important,Slightly important,Important,Slightly important,Critical,Critical,Critical,Critical,Not important,Slightly important,Slightly important,Important,Slightly important,Not important,Not difficult,Very difficult,Difficult,5,24,Slightly difficult,Very difficult,Very difficult,1,4,Not difficult,Difficult,Slightly difficult,1,7,Slightly difficult,Slightly difficult,Slightly difficult,1,3,Slightly difficult,Slightly difficult,Slightly difficult,1,5,Slightly difficult,Slightly difficult,Difficult,3,8,Not difficult,Very difficult,Slightly difficult,0,9,Slightly difficult,Difficult,Slightly difficult,4,7,Not difficult,Not difficult,Not difficult,5,2,Very important,Very important,Very important,Slightly important,Important,Not important,Slightly important,Slightly important,Major obstacle,No obstacle,No obstacle,Moderate obstacle,Minor obstacle,No obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,Minor obstacle,No obstacle,Private placement office, -44,No,-44,-44,-44,-44,No,-44,-44,No,The benefits of training are small than the costs,Yes,Very severe obstacle,Moderate obstacle,No obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Yes,100,0, -44,0,Yes,5,No,80,8,2,0,10,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,2,2,Incompleteness of loan application,-44,100980000,102000000,38760000,8820000,750000,1260000,1890000,1638000,83000,43000,20000,0,0,2000000,4750000,8000000,16050000,10960000,Major obstacle,Moderate obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Minor obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Tax administration,Telecommunications,Minor obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,International organization, -44,"General management, Business development and Strategies supp", -44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 780205,205,Trinidad & Tobago,Trinidad & Tobago,Garments,1302,No,-44,-44,-44,-44,Partnership (including limited liability companies), -44,25,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Male,2004,No,Yes,2004,6,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,4,2,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,1,2,1,-44,Yes,2,Yes,Yes,Yes,75,75,49,25,0, -44,15,65,20,10,Your parent company or affiliated establishments,5,65,30,sportswear,95,National,10,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,50,50,No,-44,No,Yes,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,Yes,No,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,-44, -44,Tend to disagree,Tend to agree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,No,No,No,No,-44,-44,No,-44,-44,No,Yes,No,4,Yes,2,Yes,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,15,38,1,11,9,17,1,9,6,8,11,2,3,2,4,0,2,1,2,1,1,1,3,1,0,3,88000,3,85000,2,105000,3,54000,3,53000,3,58000,6,59000,7,58000,6,66000,6,29250,7,29000,7,33000,6,27225,5,24700,5,31100,0,-77,0,-77,0,-77,14,27000,14,25300,13,30000,0,-77,0,-77,0,-77,11,24525,11,21800,10,27000,Increase/decreased demand for goods, -44,University graduate,Completed college/vocational training,University graduate,Post graduated,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Important,Slightly important,Critical,Very important,Important,Important,Slightly important,Slightly important,Important,Very important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Critical,Critical,Critical,Important,Important,Critical,Very important,Important,Slightly important,Critical,Slightly important,Very important,Slightly important,Not important,Slightly important,Critical,Slightly important,Critical,Critical,Critical,Very important,Very important,Important,Important,Important,Important,Important,Very important,Important,Very important,Important,Very important,Critical,Very important,Critical,Very important,Not important,Not important,Important,Not important,Important,Important,Slightly important,Slightly important,Not important,Important,Important,Slightly important,Important,Slightly important,Not important,Not important,Slightly important,Important,Important,Critical,Critical,Critical,Critical,Slightly important,Slightly important,Important,Slightly important,Important,Important,Not difficult,Difficult,Difficult,0,19,Not difficult,Very difficult,Difficult,1,9,Not difficult,Difficult,Difficult,1,8,Slightly difficult,Slightly difficult,Not difficult,0,2,Slightly difficult,Slightly difficult,Difficult,0,8,Not difficult,Difficult,Slightly difficult,1,3,Not difficult,Difficult,Difficult,2,5,Not difficult,Slightly difficult,Not difficult,0,4,Not difficult,Slightly difficult,Not difficult,2,2,Important,Critical,Very important,Important,Very important,Not important,Not important,Slightly important,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Public announcement/advertisement, -44,No,-44,-44,-44,-44,Yes,2,10,Yes,-44,No,-44,-44,-44,-44,-44,-44,Yes,100,0, -44,0,Yes,7,No,60,16,4,0,20,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Interest rates are not favorable,3610000,4060000,1543000,3020000,41000,158000,189000,50000,8000,5000,2000,0,0,945000,1900000,1500000,4280000,3495000,No obstacle,Minor obstacle,Major obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Very severe obstacle,No obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Access to finance,Corruption,Customs and Trade Regulations,Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Community based organization, -44,technological and Innovation Support, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Truthful,Are taken directly from the establishment's records, 780206,206,Trinidad & Tobago,Trinidad & Tobago,Chemicals,1304,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,1985,No,Yes,1989,12,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,8,2,1,-44,No,-44,-44,-44,-44,Yes,3,1,1,-44,Yes,0,6,1,-44,No,-44,Yes,Yes,Yes,100,70,50,0,0, -44,0,100,0,0,Your parent company or affiliated establishments,10,5,85,chemicals,50,National,10,Increased,Increased,More than 5,80,20,0,1997,argentina,90,brasil,10,9,0,2,100,0,-44,-44,No,No,No,No,Yes,No,Yes,Other company of the sector, -44,No,No,No,No,Yes,Yes,Yes,Yes,Yes,No,Yes,No,No,No,Yes,Yes,No,No,No, -44,Slightly important,Very Important,Very Important,Important,Slightly important,Very Important,Slightly important,Yes,30,Yes,70,No,-44,No,Yes,400000,-44,No,Yes,Yes,No,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Minor obstacle,Major obstacle,Minor obstacle,Major obstacle,Major obstacle,-44, -44,Tend to disagree,Tend to agree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,-44,350000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,Yes,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,15,Yes,2,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,5,57,13,8,9,27,0,2,1,5,125,30,17,19,59,0,3,2,9,3,1,2,6,2,8,43,120000,46,107000,47,132000,9,45000,10,43000,10,54000,25,53000,25,54000,26,62000,25,23850,28,23000,26,28000,26,27000,25,26000,25,31500,1,24975,1,24700,1,27200,0,-77,0,-77,0,-77,25,27675,24,27700,26,31700,28,24075,29,23000,31,27300,Increase/decreased demand for goods, -44,University graduate,University graduate,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed secondary,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Completed secondary,Completed secondary,Important,Not important,Very important,Important,Important,Very important,Important,Slightly important,Slightly important,Important,Slightly important,Important,Slightly important,Not important,Important,Critical,Very important,Critical,Important,Important,Critical,Critical,Important,Very important,Critical,Not important,Important,Important,Not important,Not important,Slightly important,Very important,Important,Critical,Critical,Very important,Very important,Slightly important,Very important,Important,Important,Important,Critical,Important,Critical,Important,Critical,Critical,Critical,Very important,Critical,Slightly important,Not important,Important,Not important,Important,Important,Slightly important,Slightly important,Not important,Important,Important,Important,Slightly important,Slightly important,Not important,Slightly important,Slightly important,Important,Important,Critical,Critical,Critical,Critical,Not important,Slightly important,Important,Important,Slightly important,Not important,Not difficult,Difficult,Slightly difficult,5,14,Slightly difficult,Very difficult,Slightly difficult,1,11,Slightly difficult,Slightly difficult,Slightly difficult,3,8,Slightly difficult,Slightly difficult,Slightly difficult,3,1,Slightly difficult,Slightly difficult,Slightly difficult,3,9,Slightly difficult,Slightly difficult,Slightly difficult,0,5,Not difficult,Difficult,Slightly difficult,0,7,Not difficult,Not difficult,Not difficult,3,10,Not difficult,Not difficult,Not difficult,3,1,Important,Very important,Not important,Slightly important,Very important,Not important,Slightly important,Slightly important,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,No obstacle,Minor obstacle,Public placement office, -44,No,-44,-44,-44,-44,No,-44,-44,No,The benefits of training are small than the costs,No,-44,-44,-44,-44,-44,-44,Yes,100,0, -44,0,Yes,15,Yes,0,40,10,0,50,0,0,0,0,0,0,0,0, -44,25,75,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Line of credit,2010,2000000,6,42,Private commercial banks,Yes,No,No,Yes,Yes,No, -44,125,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,46540000,47490000,21371000,10960000,500000,315000,126000,0,4000,7000,18000,0,2849000,1600000,1900000,5000000,7490000,9750000,Major obstacle,Minor obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,No obstacle,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,Access to finance,"Crime, theft and disorder",Telecommunications,Minor obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Government based organization, -44,technological and Innovation Support, -44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 780207,207,Trinidad & Tobago,Trinidad & Tobago,Plastics & rubber,1305,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,75,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Male,1976,No,Yes,1976,37,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,8,2,0,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,100,60,78,0,0, -44,5,65,30,2,Others,10,90,0,plastic chairs,85,Local,15,Increased,Remained the same,1,50,50,0,1987,usa,65,spain,10,11,0,0,60,40,Yes,12,No,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Moderate obstacle,No obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,1,-44,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,3,Outside working hours,Knife,Money,5000,Gang related,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,4,During working hours,Firearm/gun,Money,6000,Gang related,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,0,0,Yes,Yes,No,Yes,Yes,No,-44,-44,No,-44,-44,No,No,No,1,Yes,2,No,Yes,0,0,-44,No,-44,-44,No,-44,-44,Yes,30,1,20,258,68,56,95,39,2,15,10,15,22,7,4,8,3,0,1,0,1,2,1,2,5,2,39,75,110000,82,109000,78,129000,5,49000,6,45000,5,54000,12,59000,13,58000,12,64000,12,26775,13,26000,14,30000,13,27450,14,27900,13,30200,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,60,26100,54,23500,58,30100,103,22950,94,22300,99,27300,New production methods, -44,University graduate,University graduate,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete secondary,Completed secondary,Completed secondary,Important,Slightly important,Critical,Very important,Important,Very important,Slightly important,Slightly important,Important,Very important,Slightly important,Important,Slightly important,Not important,Very important,Very important,Very important,Very important,Important,Important,Critical,Critical,Slightly important,Slightly important,Very important,Slightly important,Slightly important,Slightly important,Slightly important,Not important,Important,Slightly important,Important,Critical,Critical,Important,Very important,Important,Very important,Important,Very important,Important,Very important,Important,Very important,Important,Critical,Critical,Critical,Very important,Critical,Slightly important,Not important,Very important,Not important,Important,Important,Slightly important,Important,Not important,Very important,Very important,Slightly important,Slightly important,Very important,Not important,Not important,Not important,Important,Very important,Critical,Critical,Critical,Very important,Slightly important,Slightly important,Important,Very important,Slightly important,Slightly important,Not difficult,Very difficult,Slightly difficult,8,17,Slightly difficult,Very difficult,Slightly difficult,1,15,Slightly difficult,Slightly difficult,Slightly difficult,2,10,Slightly difficult,Not difficult,Slightly difficult,2,2,Slightly difficult,Difficult,Slightly difficult,2,6,Slightly difficult,Slightly difficult,Slightly difficult,0,8,Not difficult,Difficult,Slightly difficult,0,10,Slightly difficult,Not difficult,Not difficult,6,9,Not difficult,Not difficult,Not difficult,11,1,Very important,Very important,Very important,Important,Important,Slightly important,Slightly important,Slightly important,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Through family/friends, -44,No,-44,-44,-44,-44,Yes,28,10,No,The firm does not have enough information about training pro,Yes,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Yes,100,0, -44,0,Yes,14,No,25,56,14,0,5,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Did not think it would be approved,57140000,60790000,19453000,15120000,1216000,630000,1260000,2205000,8000,38000,15000,0,441000,3900000,2311000,5000000,3210000,9100000,No obstacle,No obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Access to finance,"Crime, theft and disorder",Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Already used this type of assistance in the past and wasn't, -44,-44,-44, -44,-44, -44,Yes,No,No,Yes,No,Yes,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 780208,208,Trinidad & Tobago,Trinidad & Tobago,Food,1306,Yes,3,Establishment physically separated from HQ and other establi,Yes,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Female,Male,1932,No,Yes,1932,16,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,3,1,-44,Yes,3,0,0,-44,Yes,1,1,0,-44,Yes,2,3,1,-44,No,-44,Yes,Yes,Yes,100,65,42,0,0, -44,0,20,80,0,Medium private firms (20-100 employees),0,0,100,canned juices,100,National,10,Remained the same,Remained the same,More than 5,70,30,0,1932,usa,85,spain,5,3,0,0,85,15,Yes,1,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,Yes,No,No,No,No obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,-44, -44,Tend to disagree,Strongly disagree,Tend to disagree,Tend to agree,Yes,No,-44,-44,-44,-44,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,Yes,Yes,No,No,-44,-44,No,-44,-44,No,No,No,16,Yes,1,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,6,37,6,16,9,6,0,6,4,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,6,86000,6,79000,5,95000,1,46000,1,42000,1,50000,1,58000,1,53000,1,63000,1,25425,1,25000,1,29000,2,26775,2,24100,2,28900,8,26325,7,23900,7,30100,0,-77,0,-77,0,-77,10,30375,10,29000,10,34400,9,24300,10,24300,10,28600,-44, -44,University graduate,University graduate,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Completed secondary,Completed secondary,Important,Important,Very important,Critical,Important,Very important,Important,Very important,Very important,Important,Slightly important,Important,Slightly important,Slightly important,Very important,Critical,Critical,Critical,Slightly important,Important,Very important,Very important,Important,Important,Critical,Not important,Very important,Very important,Slightly important,Slightly important,Important,Slightly important,Critical,Critical,Critical,Very important,Very important,Slightly important,Slightly important,Important,Important,Important,Critical,Slightly important,Critical,Very important,Critical,Critical,Very important,Very important,Critical,Not important,Not important,Very important,Slightly important,Very important,Important,Slightly important,Important,Slightly important,Important,Important,Slightly important,Slightly important,Very important,Not important,Not important,Slightly important,Very important,Important,Critical,Critical,Very important,Critical,Not important,Slightly important,Very important,Important,Not important,Not important,Not difficult,Very difficult,Difficult,1,13,Not difficult,Very difficult,Difficult,0,13,Not difficult,Difficult,Slightly difficult,1,9,Slightly difficult,Slightly difficult,Slightly difficult,0,2,Slightly difficult,Slightly difficult,Difficult,1,9,Slightly difficult,Difficult,Difficult,0,6,Slightly difficult,Slightly difficult,Difficult,1,5,Not difficult,Not difficult,Slightly difficult,0,7,Not difficult,Not difficult,Not difficult,1,2,Very important,Critical,Very important,Important,Very important,Not important,Not important,Slightly important,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,No obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,Public placement office, -44,No,-44,-44,-44,-44,Yes,5,15,Yes,-44,Yes,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Very severe obstacle,No obstacle,Yes,0,100, -44,0,No,-44,No,0,60,15,0,25,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Did not think it would be approved,7450000,7450000,3204000,7450000,298000,30000,60000,75000,6000,5000,13000,0,0,1788000,1642000,2235000,2161000,3487000,Very severe obstacle,Very severe obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,No obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,Electricity,Telecommunications,Practices of competitors in the informal sector,No obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Community based organization, -44,Financial magement and tax and customs administration, -44,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Truthful,Are taken directly from the establishment's records, 780209,209,Trinidad & Tobago,Trinidad & Tobago,Other manufacturing,1308,No,-44,-44,-44,-44,Limited partnership, -44,90,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,1978,No,Yes,1978,22,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,6,1,1,-44,No,-44,-44,-44,-44,Yes,2,1,1,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,100,70,132,0,0, -44,10,0,90,5,Government or government agencies (including state-owned ent,15,5,80,printing services,75,Local,5,Remained the same,Remained the same,More than 5,80,20,0,1994,argentina,45,brasil,35,10,0,0,35,65,Yes,19,No,No,No,Yes,Yes,No,Yes,Supplier, -44,No,No,No,No,No,Yes,Yes,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,Important,Important,Very Important,Important,Important,Very Important,Very Important,Yes,75,Yes,25,No,-44,No,No,400000,-44,No,No,No,No,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,-44, -44,Tend to agree,Tend to agree,Strongly disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,0,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,No,0,No,-44,-44,No,-44,-44,0,No,-44,-44,No,-44,-44,No,-44,-44,4,102,11,35,25,31,0,18,12,27,10,2,3,2,3,0,1,1,2,2,1,2,4,1,15,13,110000,14,100000,15,121000,4,51000,4,51000,4,58000,10,51000,11,49000,9,59000,10,27900,9,28000,9,31000,10,25650,10,25200,9,29600,0,-77,0,-77,0,-77,38,22950,42,22700,46,25000,0,-77,0,-77,0,-77,27,22950,29,20400,28,26500,New products require new skills, -44,University graduate,University graduate,University graduate,University graduate,Completed college/vocational training,Completed secondary,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Completed primary school,Very important,Slightly important,Critical,Very important,Important,Important,Slightly important,Slightly important,Important,Important,Slightly important,Slightly important,Not important,Slightly important,Slightly important,Very important,Very important,Critical,Slightly important,Important,Very important,Critical,Important,Slightly important,Very important,Slightly important,Slightly important,Slightly important,Not important,Slightly important,Important,Important,Important,Very important,Critical,Slightly important,Critical,Important,Important,Slightly important,Important,Important,Critical,Important,Very important,Slightly important,Critical,Critical,Very important,Very important,Critical,Slightly important,Not important,Important,Slightly important,Important,Important,Slightly important,Slightly important,Slightly important,Very important,Very important,Slightly important,Important,Important,Not important,Not important,Slightly important,Slightly important,Important,Very important,Very important,Critical,Very important,Slightly important,Slightly important,Important,Important,Not important,Slightly important,Not difficult,Very difficult,Difficult,2,12,Not difficult,Very difficult,Difficult,1,7,Slightly difficult,Slightly difficult,Difficult,1,6,Not difficult,Slightly difficult,Slightly difficult,1,1,Slightly difficult,Slightly difficult,Difficult,1,5,Not difficult,Slightly difficult,Slightly difficult,1,3,Slightly difficult,Slightly difficult,Difficult,4,3,Not difficult,Not difficult,Difficult,0,9,Not difficult,Slightly difficult,Not difficult,3,1,Very important,Slightly important,Slightly important,Important,Very important,Slightly important,Slightly important,Not important,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Public placement office, -44,Yes to fire,No,-44,Yes,10,Yes,5,20,Yes,-44,Yes,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Yes,0,100, -44,0,Yes,14,Yes,20,14,6,0,60,0,0,0,0,0,0,0,0, -44,25,37.5,0,0,0,37.5,0,0,0,0,0,0,0,0,0, -44,Yes,Line of credit,2011,90000,15,18,Private commercial banks,No,-44,-44,-44,-44,-44, -44,-44,Yes,2,1,Collateral or cosigners unacceptable,-44,34760000,34760000,12166000,5040000,2781000,70000,1008000,0,0,0,0,0,1738000,6100000,6417000,9385000,9038000,11919000,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,"Crime, theft and disorder",Corruption,Major obstacle,Yes,Yes,No,No,No,Yes,No,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Negative impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Negative impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Large impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Large impact,-44,-44,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,No,-44,-44,Yes,No,Yes,Yes,Yes,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,Yes,Yes,Yes,Yes,Yes,No,-44,-44,Yes,No,Yes,Truthful,Are taken directly from the establishment's records, 780210,210,Trinidad & Tobago,Trinidad & Tobago,Other manufacturing,1309,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,60,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,1983,No,Yes,1983,11,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,Yes,3,0,0,-44,Yes,0,3,1,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,75,75,48,25,0, -44,5,60,35,0,Your parent company or affiliated establishments,0,100,0,dental products,80,Local,10,Decreased,Remained the same,More than 5,60,40,0,1998,usa,15,chile,5,5,0,0,65,35,Yes,7,Yes,No,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,Yes,No,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,No obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,-44, -44,Tend to disagree,Strongly disagree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,Yes,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,7,Yes,2,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,11,138,21,64,28,25,0,7,5,12,4,3,1,0,0,0,0,0,0,1,1,3,0,0,21,24,110000,23,107000,22,131000,3,48000,4,46000,3,54000,7,46000,7,41000,6,54000,7,25875,7,24000,7,29000,8,24075,9,23200,10,26700,0,-77,0,-77,0,-77,65,26325,61,26100,57,29200,0,-77,0,-77,0,-77,28,23400,26,22100,26,25700,Increase/decreased demand for goods, -44,Post graduated,Completed secondary,Post graduated,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Completed secondary,Not applicable,Not applicable,Completed secondary,Completed secondary,Very important,Important,Very important,Important,Important,Very important,Important,Important,Important,Important,Important,Slightly important,Not important,Not important,Very important,Very important,Very important,Very important,Very important,Important,Very important,Critical,Important,Important,Critical,Not important,Slightly important,Very important,Not important,Not important,Very important,Slightly important,Important,Very important,Critical,Important,Important,Important,Important,Very important,Slightly important,Important,Very important,Important,Very important,Important,Critical,Critical,Very important,Critical,Very important,Slightly important,Not important,Very important,Not important,Important,Very important,Slightly important,Not important,Not important,Important,Important,Important,Slightly important,Important,Not important,Not important,Slightly important,Important,Important,Critical,Very important,Critical,Critical,Not important,Not important,Very important,Important,Slightly important,Slightly important,Difficult,Very difficult,Slightly difficult,3,19,Not difficult,Very difficult,Slightly difficult,0,13,Not difficult,Difficult,Difficult,0,9,Not difficult,Not difficult,Slightly difficult,0,1,Slightly difficult,Slightly difficult,Slightly difficult,0,7,Slightly difficult,Difficult,Slightly difficult,1,6,Not difficult,Difficult,Difficult,7,5,Not difficult,Difficult,Not difficult,1,3,Slightly difficult,Slightly difficult,Not difficult,3,2,Critical,Very important,Not important,Important,Important,Slightly important,Slightly important,Not important,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Public announcement/advertisement, -44,No,-44,-44,-44,-44,Yes,29,15,No,The firm is affraid of investing in workers that after the t,Yes,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,Yes,0,100, -44,0,Yes,7,No,90,0,0,0,10,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,2,2,Collateral or cosigners unacceptable,-44,78890000,77340000,30163000,15370000,1300000,126000,1008000,1638000,6000,6000,9000,0,0,4800000,1900000,12000000,4280000,18840000,Minor obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Access to finance,"Crime, theft and disorder",Customs and Trade Regulations,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed, -44,-44,-44, -44,-44, -44,Yes,No,No,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 780211,211,Trinidad & Tobago,Trinidad & Tobago,Food,1310,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,20,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,2005,No,Yes,2005,8,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,0,2,1,-44,No,-44,-44,-44,-44,Yes,3,0,1,-44,No,-44,-44,-44,-44,Yes,2,Yes,Yes,Yes,100,60,86,0,0, -44,5,70,25,2,Others,10,90,0,food,100,National,10,Increased,Remained the same,More than 5,90,10,0,2006,usa,70,brasil,15,8,0,0,65,35,Yes,5,Yes,Yes,Yes,No,Yes,No,Yes,Laboratory or research center, -44,No,Yes,Yes,No,Yes,No,-44,-44,-44,-44,Yes,Yes,No,No,Yes,Yes,Yes,No,No, -44,Important,Slightly important,Important,Important,Important,Important,Important,Yes,25,Yes,75,No,-44,No,No,200000,-44,No,Yes,No,No,Major obstacle,Major obstacle,Major obstacle,No obstacle,No obstacle,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to agree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,-44,70000,Yes,1,-44,Yes,1,Outside working hours,Other,Goods or stock,30000,Group of criminals,Yes,Yes,-44,Yes,1,Outside working hours,Baseball bat,Money,4000,A supplier,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,2,Outside working hours,Knife,Other company property,700,Other,No,No,Tried to/was unable to contact the police,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,25000,6000,Yes,No,Yes,Yes,Yes,No,-44,-44,No,-44,-44,No,Yes,No,11,Yes,1,No,Yes,0,0,-44,Yes,20,No,No,-44,-44,No,-44,-44,45,136,34,44,27,31,0,25,17,9,27,8,8,5,6,0,5,3,1,1,1,1,2,1,18,42,67000,40,63000,40,77000,4,51000,5,48000,4,55000,11,43000,12,40000,11,46000,11,26325,10,26000,9,31000,11,26550,10,23700,10,28600,21,29250,22,27400,22,34400,0,-77,0,-77,0,-77,32,33300,34,31200,32,36600,32,23400,35,21100,36,26500,Economic upturn/downturn, -44,University graduate,University graduate,University graduate,University graduate,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed secondary,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,Completed secondary,Completed secondary,Important,Important,Critical,Important,Important,Important,Important,Slightly important,Important,Important,Important,Important,Not important,Slightly important,Very important,Very important,Very important,Critical,Important,Very important,Very important,Critical,Important,Important,Critical,Slightly important,Important,Slightly important,Not important,Slightly important,Important,Slightly important,Important,Critical,Critical,Important,Very important,Important,Slightly important,Important,Very important,Important,Critical,Important,Critical,Very important,Critical,Very important,Critical,Very important,Critical,Slightly important,Slightly important,Important,Not important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Very important,Slightly important,Slightly important,Important,Not important,Slightly important,Slightly important,Very important,Very important,Critical,Critical,Very important,Very important,Not important,Slightly important,Very important,Important,Slightly important,Important,Not difficult,Very difficult,Very difficult,5,24,Slightly difficult,Very difficult,Slightly difficult,0,4,Slightly difficult,Difficult,Slightly difficult,2,5,Not difficult,Slightly difficult,Slightly difficult,2,1,Slightly difficult,Difficult,Difficult,2,2,Slightly difficult,Very difficult,Slightly difficult,3,10,Not difficult,Slightly difficult,Slightly difficult,1,4,Slightly difficult,Slightly difficult,Slightly difficult,4,7,Not difficult,Not difficult,Not difficult,4,1,Very important,Important,Very important,Not important,Very important,Slightly important,Not important,Not important,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,Major obstacle,No obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Public placement office, -44,No,-44,-44,-44,-44,Yes,2,0,Yes,-44,Yes,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Yes,100,0, -44,0,Yes,10,Yes,70,20,5,0,5,0,0,0,0,0,0,0,0, -44,75,12.5,0,0,0,12.5,0,0,0,0,0,0,0,0,0, -44,Yes,Line of credit,2007,1500000,8,54,Private commercial banks,Yes,No,Yes,No,No,No, -44,175,Yes,2,2,Insufficient profitability,-44,16270000,16770000,6205000,8160000,225000,117000,373000,101000,10000,5000,5000,0,1342000,600000,1425000,788000,4280000,1064000,No obstacle,No obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Minor obstacle,No obstacle,Major obstacle,No obstacle,Major obstacle,Moderate obstacle,Major obstacle,No obstacle,Major obstacle,Very severe obstacle,Minor obstacle,Very severe obstacle,Yes,Yes,No,No,No,Inadequately educated workforce,"Crime, theft and disorder",Practices of competitors in the informal sector,Very severe obstacle,Yes,Yes,No,No,No,Yes,No,-44,-44,-44,-44,-44,-44,Yes,Large impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Large impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Large impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Large impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,Yes,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are taken directly from the establishment's records, 780212,212,Trinidad & Tobago,Trinidad & Tobago,Non-metallic mineral products,1315,Yes,4,Headquarters with production and/or sales at this location,Yes,-44,Limited partnership, -44,50,50,50,0,0,Predominantly women,Yes,Yes,50,Makes decisions in consultation with other partners,16,3,Predominantly men,Male,Female,Female,1948,No,Yes,1948,6,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,3,0,0,-44,No,-44,-44,-44,-44,Yes,0,Yes,Yes,Yes,100,60,115,0,0, -44,15,40,45,10,Small private firms (less than 20 employees),0,100,0,glass bottlers,85,National,10,Remained the same,Remained the same,1,80,20,0,1989,argentina,20,jamaica,10,10,0,0,45,55,No,-44,No,No,No,Yes,Yes,No,Yes,Other company of the sector, -44,No,No,Yes,Yes,No,No,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,Important,Very Important,Very Important,Very Important,Slightly important,Very Important,Very Important,Yes,65,Yes,35,No,-44,No,No,100000,-44,No,No,No,No,Major obstacle,No obstacle,Minor obstacle,Major obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,-44,55000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,0,4000,Yes,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,No,15,Yes,1,No,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,15,2,8,102,3,36,45,18,1,16,11,5,30,2,10,13,5,0,4,3,1,1,1,1,2,1,14,5,99000,4,93000,4,112000,3,48000,3,44000,3,54000,6,49000,6,49000,5,58000,6,24300,6,25000,6,29000,7,29250,7,28700,8,34100,1,29250,1,26600,1,32800,0,-77,0,-77,0,-77,46,29250,45,29500,49,34400,58,23175,57,22300,60,26300,New products require new skills, -44,University graduate,Post graduated,University graduate,University graduate,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Completed secondary,Started but did not complete secondary,Important,Important,Critical,Important,Important,Important,Important,Important,Very important,Important,Important,Slightly important,Important,Slightly important,Important,Critical,Very important,Critical,Important,Slightly important,Very important,Critical,Important,Important,Critical,Slightly important,Slightly important,Important,Not important,Not important,Very important,Slightly important,Very important,Critical,Critical,Important,Important,Important,Important,Slightly important,Very important,Important,Very important,Important,Critical,Very important,Critical,Critical,Very important,Very important,Critical,Slightly important,Not important,Important,Slightly important,Important,Very important,Not important,Slightly important,Not important,Important,Important,Important,Slightly important,Important,Slightly important,Not important,Not important,Important,Very important,Critical,Very important,Critical,Critical,Not important,Not important,Important,Important,Not important,Slightly important,Not difficult,Very difficult,Difficult,0,9,Slightly difficult,Very difficult,Difficult,0,14,Not difficult,Very difficult,Slightly difficult,0,9,Not difficult,Slightly difficult,Slightly difficult,1,2,Slightly difficult,Not difficult,Difficult,1,9,Not difficult,Slightly difficult,Slightly difficult,0,7,Not difficult,Slightly difficult,Slightly difficult,1,4,Slightly difficult,Slightly difficult,Slightly difficult,5,4,Slightly difficult,Not difficult,Not difficult,6,1,Important,Critical,Very important,Not important,Very important,Slightly important,Not important,Slightly important,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Through family/friends, -44,No,-44,-44,-44,-44,Yes,20,10,No,The benefits of training are small than the costs,No,-44,-44,-44,-44,-44,-44,Yes,100,0, -44,0,Yes,10,Yes,95,0,0,0,5,0,0,0,0,0,0,0,0, -44,25,37.5,18.75,0,18.75,0,0,0,0,0,0,0,0,0,0, -44,Yes,Loan,2010,30000,11,36,Private commercial banks,Yes,Yes,No,No,No,No, -44,175,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,12300000,12300000,4182000,8190000,738000,25000,403000,126000,8000,21000,25000,246000,0,15750000,1425000,25000000,2140000,33000000,Minor obstacle,No obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,No obstacle,Moderate obstacle,No obstacle,Very severe obstacle,Yes,Yes,No,Yes,Yes,Inadequately educated workforce,Practices of competitors in the informal sector,"Crime, theft and disorder",Moderate obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 780213,213,Trinidad & Tobago,Trinidad & Tobago,Retail,1321,No,-44,-44,-44,-44,Partnership (including limited liability companies), -44,33,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Male,Male,Male,1962,No,Yes,1962,11,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,2,0,-44,Yes,3,0,0,-44,Yes,9,2,1,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0, -44,10,80,10,1,Individuals,0,80,20,hardware,55,National,5,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,50,50,Yes,12,Yes,Yes,Yes,No,Yes,No,Yes,Other company of the sector, -44,No,No,Yes,Yes,Yes,No,-44,-44,-44,-44,Yes,No,No,No,No,Yes,No,Yes,No, -44,Important,Important,Important,Important,Important,Slightly important,Important,Yes,35,Yes,65,No,-44,No,No,0,-44,Yes,No,Yes,No,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to agree,Tend to agree,Yes,No,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,35000,0,Yes,No,No,Yes,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,7,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,4,98,38,34,24,2,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,13,38,110000,41,107000,43,119000,1,52000,2,50000,1,58000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,27225,1,24300,1,29600,0,-77,0,-77,0,-77,34,25425,35,25700,33,29600,0,-77,0,-77,0,-77,24,23850,25,21900,24,28300,Economic upturn/downturn, -44,University graduate,Completed secondary,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Important,Important,Very important,Very important,Important,Important,Important,Slightly important,Important,Important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Critical,Very important,Critical,Important,Slightly important,Critical,Critical,Important,Important,Very important,Slightly important,Important,Slightly important,Not important,Not important,Critical,Important,Critical,Critical,Critical,Important,Very important,Important,Very important,Important,Important,Important,Very important,Slightly important,Critical,Important,Very important,Critical,Very important,Very important,Critical,Slightly important,Slightly important,Important,Slightly important,Important,Important,Not important,Not important,Not important,Very important,Important,Important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Important,Important,Critical,Critical,Very important,Very important,Not important,Slightly important,Important,Slightly important,Not important,Not important,Not difficult,Very difficult,Difficult,4,25,Slightly difficult,Almost impossible,Slightly difficult,1,11,Slightly difficult,Very difficult,Slightly difficult,1,4,Slightly difficult,Slightly difficult,Not difficult,1,2,Slightly difficult,Not difficult,Slightly difficult,1,4,Not difficult,Difficult,Slightly difficult,0,9,Not difficult,Difficult,Difficult,4,7,Not difficult,Slightly difficult,Not difficult,0,9,Not difficult,Not difficult,Not difficult,3,1,Very important,Important,Important,Important,Important,Slightly important,Not important,Slightly important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,No obstacle,No obstacle,Private placement office, -44,Yes to fire,No,-44,Yes,9,No,-44,-44,No,The benefits of training are small than the costs,Yes,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,No,100,0, -44,0,Yes,6,No,85,0,0,0,10,0,0,0,0,0,0,5,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Size of loan and maturity are insufficiant,8600000,8870000,3903000,8820000,621000,71000,202000,124000,22000,21000,24000,0,189000,1903000,1384000,2572000,2129000,7459000,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Corruption,Macroeconomic environment,Tax Rates,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Private independent fund, -44,technological and Innovation Support, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 780214,214,Trinidad & Tobago,Trinidad & Tobago,Retail,1322,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Male,1979,No,Yes,1986,13,No,-44,-44,No,-44,-44,No,-44,-44,Yes,20,No,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,0,2,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,0,75,25,0,Individuals,0,95,5,hardware,95,National,15,Increased,Decreased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,50,50,Yes,11,Yes,Yes,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,Yes,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,5,Yes,1,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,1,97,38,33,24,2,2,22,14,2,0,0,0,0,0,0,0,0,0,0,0,0,0,0,12,38,68000,40,64000,42,73000,1,48000,2,43000,1,56000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,24750,1,22100,1,27800,0,-77,0,-77,0,-77,33,27225,32,26200,34,32000,0,-77,0,-77,0,-77,24,23400,24,23000,24,27000,New products require new skills, -44,University graduate,University graduate,Post graduated,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Completed secondary,Important,Important,Critical,Important,Important,Important,Important,Very important,Important,Very important,Important,Important,Slightly important,Not important,Important,Very important,Critical,Critical,Important,Important,Critical,Critical,Very important,Slightly important,Very important,Not important,Very important,Important,Slightly important,Important,Very important,Important,Important,Critical,Critical,Important,Very important,Important,Very important,Important,Very important,Very important,Very important,Important,Critical,Important,Critical,Very important,Critical,Very important,Critical,Not important,Slightly important,Slightly important,Not important,Very important,Important,Not important,Not important,Important,Very important,Important,Important,Slightly important,Very important,Not important,Slightly important,Slightly important,Very important,Important,Critical,Critical,Very important,Critical,Not important,Slightly important,Slightly important,Important,Slightly important,Not important,Slightly difficult,Very difficult,Difficult,4,10,Slightly difficult,Difficult,Slightly difficult,1,13,Slightly difficult,Slightly difficult,Difficult,0,7,Slightly difficult,Difficult,Slightly difficult,0,1,Slightly difficult,Not difficult,Difficult,1,7,Slightly difficult,Difficult,Slightly difficult,1,10,Slightly difficult,Slightly difficult,Slightly difficult,4,10,Not difficult,Not difficult,Slightly difficult,1,7,Slightly difficult,Not difficult,Not difficult,3,1,Very important,Critical,Very important,Slightly important,Very important,Not important,Not important,Not important,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,No obstacle,Minor obstacle,Major obstacle,No obstacle,No obstacle,Public placement office, -44,No,-44,-44,-44,-44,Yes,1,5,No,The benefits of training are small than the costs,Yes,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Very severe obstacle,Minor obstacle,Yes,0,100, -44,0,Yes,9,No,63,25.6,6.4,0,5,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Size of loan and maturity are insufficiant,42650000,47920000,11980000,9220000,3354000,335000,113000,527000,47000,26000,100000,0,403000,8707000,11884000,11022000,14855000,31964000,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,Yes,Yes,Yes,Yes,Yes,Yes,No,No obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,No obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Yes,No,No,No,No,Inadequately educated workforce,Practices of competitors in the informal sector,Macroeconomic environment,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Private independent fund, -44,Financial magement and tax and customs administration, -44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 780215,215,Trinidad & Tobago,Trinidad & Tobago,Retail,1323,Yes,50,Establishment physically separated from HQ and other establi,Yes,-44,Limited partnership, -44,20,50,50,0,0,Equally men and women,No,No,15,Makes decisions in consultation with other partners,26,9,Equally men and women,Male,Male,Male,1928,Yes,Yes,1928,4,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,3,1,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,1,Yes,Yes,Yes,10,70,40,90,0, -44,70,0,30,3,Individuals,70,0,30,auto sales,65,National,10,Decreased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,65,35,Yes,18,Yes,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to agree,Yes,No,-44,-44,-44,-44,Yes,0,-44,Yes,-44,100000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,3,Outside working hours,Other,Goods or stock,18000,A former employee,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,2,Outside working hours,Knife,Other company property,300,Gang related,No,No,Police could not have done anything,Yes,4,Outside working hours,Knife,Money,35000,Gang related,Yes,Yes,-44,Yes,1,During working hours,Firearm/gun,Money,6500,Group of criminals,No,No,Police have not done anything in the past,No,-44,-44,0,Yes,No,No,No,Yes,Yes,No,No,No,-44,-44,Yes,Yes,Yes,2,Yes,1,Yes,Yes,5,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,20,465,186,162,116,1,7,80,49,1,12,6,4,2,0,0,2,1,0,1,1,1,2,0,52,192,100000,199,96000,204,109000,1,47000,2,44000,1,52000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,166,25650,178,25200,169,28800,0,-77,0,-77,0,-77,118,22275,130,20700,135,25200,Economic upturn/downturn, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Very important,Slightly important,Very important,Important,Important,Important,Important,Very important,Very important,Important,Important,Slightly important,Slightly important,Important,Very important,Critical,Very important,Critical,Important,Very important,Very important,Critical,Important,Important,Critical,Slightly important,Slightly important,Very important,Slightly important,Not important,Critical,Important,Very important,Very important,Critical,Important,Very important,Slightly important,Very important,Important,Very important,Important,Very important,Slightly important,Very important,Slightly important,Very important,Critical,Critical,Critical,Critical,Slightly important,Slightly important,Important,Not important,Very important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Important,Important,Important,Important,Not important,Slightly important,Not important,Important,Slightly important,Critical,Critical,Critical,Very important,Important,Slightly important,Important,Slightly important,Important,Not important,Not difficult,Very difficult,Difficult,20,8,Not difficult,Very difficult,Slightly difficult,1,15,Not difficult,Difficult,Slightly difficult,0,8,Slightly difficult,Not difficult,Not difficult,1,1,Slightly difficult,Not difficult,Not difficult,0,9,Slightly difficult,Difficult,Difficult,0,2,Not difficult,Difficult,Difficult,17,8,Not difficult,Slightly difficult,Not difficult,0,9,Not difficult,Not difficult,Slightly difficult,12,2,Very important,Important,Slightly important,Important,Very important,Slightly important,Not important,Not important,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Major obstacle,Minor obstacle,No obstacle,Minor obstacle,Public announcement/advertisement, -44,Yes to both,No,-44,No,-44,Yes,3,0,No,The benefits of training are small than the costs,Yes,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Yes,95,5, -44,0,Yes,6,No,45,20,5,0,30,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,3,3,Insufficient profitability,-44,747240000,732590000,219777000,157500000,7326000,2930000,2520000,10989000,2088000,769000,879000,0,37800000,117947000,213916000,168496000,293036000,436405000,No obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,Very severe obstacle,Minor obstacle,Very severe obstacle,Yes,Yes,No,No,No,Practices of competitors in the informal sector,Corruption,Business Licensing and Permits,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are taken directly from the establishment's records, 780216,216,Trinidad & Tobago,Trinidad & Tobago,Retail,1325,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,70,100,0,0,0,Predominantly men,No,Yes,12,Delegates decisions to other partners,4,5,Predominantly men,Male,Male,Male,1991,No,Yes,2000,15,No,-44,-44,No,-44,-44,Yes,13,No,Yes,27,No,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,3,0,1,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,15,70,40,85,0, -44,0,90,10,0,Individuals,0,50,50,garments,100,Local,15,Increased,Decreased,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,80,20,Yes,7,Yes,No,No,No,Yes,No,Yes,University, -44,No,No,Yes,No,Yes,Yes,Yes,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,Important,Important,Very Important,Very Important,Very Important,Very Important,Very Important,Yes,40,Yes,60,No,-44,No,No,0,-44,Yes,No,Yes,No,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to agree,Tend to agree,Yes,No,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,No,No,No,No,-44,-44,No,-44,-44,No,No,No,25,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,25,121,47,42,30,2,2,25,16,2,5,3,1,1,0,0,1,0,0,1,1,1,2,0,14,50,110000,50,102000,51,126000,1,45000,2,45000,1,50000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,24750,1,23400,1,28900,0,-77,0,-77,0,-77,43,21825,43,19800,46,25200,0,-77,0,-77,0,-77,31,23625,29,22800,25,27500,Increase demand for higher quality product, -44,Post graduated,University graduate,University graduate,Post graduated,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Completed primary school,Important,Not important,Critical,Important,Very important,Very important,Slightly important,Important,Important,Important,Slightly important,Slightly important,Important,Important,Important,Critical,Very important,Critical,Very important,Important,Very important,Critical,Important,Slightly important,Critical,Slightly important,Important,Slightly important,Not important,Important,Very important,Very important,Important,Very important,Very important,Important,Very important,Important,Important,Very important,Slightly important,Important,Critical,Important,Critical,Important,Critical,Very important,Critical,Critical,Critical,Not important,Slightly important,Very important,Not important,Important,Very important,Slightly important,Slightly important,Slightly important,Important,Important,Important,Important,Important,Not important,Slightly important,Slightly important,Slightly important,Very important,Critical,Critical,Critical,Very important,Slightly important,Not important,Very important,Important,Not important,Not important,Not difficult,Very difficult,Difficult,5,12,Slightly difficult,Difficult,Slightly difficult,0,14,Slightly difficult,Difficult,Difficult,1,2,Slightly difficult,Slightly difficult,Slightly difficult,0,2,Slightly difficult,Slightly difficult,Difficult,1,3,Not difficult,Difficult,Difficult,0,3,Slightly difficult,Slightly difficult,Slightly difficult,5,8,Not difficult,Slightly difficult,Not difficult,0,2,Not difficult,Not difficult,Not difficult,4,2,Very important,Very important,Important,Slightly important,Important,Not important,Not important,Slightly important,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,Private placement office, -44,No,-44,-44,-44,-44,Yes,4,15,No,The firm cannot afford the optimal level of training,Yes,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Major obstacle,No obstacle,No,0,100, -44,0,No,-44,No,45,24,6,0,25,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Collateral requirements for loans or line of credit are unat,19190000,18810000,7336000,7560000,1505000,38000,227000,113000,8000,10000,16000,0,126000,3424000,3371000,4891000,5267000,12179000,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Major obstacle,No obstacle,Major obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,-44,-44,-44,-44,-44,"Crime, theft and disorder",Customs and Trade Regulations,Corruption,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Government based organization, -44,technological and Innovation Support, -44,Yes,No,No,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Yes,No,Yes,No,-44,-44,Yes,No,Yes,Truthful,Are estimates computed with some precision, 780217,217,Trinidad & Tobago,Trinidad & Tobago,Services of motor vehicles,1329,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,55,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Male,1979,No,Yes,1989,16,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,0,2,0,-44,No,-44,-44,-44,-44,Yes,5,2,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,50,10,40,0,Small private firms (less than 20 employees),0,0,100,spare parts,100,National,10,Remained the same,Decreased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,75,25,Yes,12,Yes,Yes,Yes,No,Yes,Yes,-44,-44, -44,-44,Yes,No,No,No,Yes,No,No,-44,-44,Yes,No,No,No,No,Yes,No,No,No, -44,Important,Very Important,Very Important,Important,Important,Very Important,Very Important,Yes,100,No,-44,No,-44,No,No,0,-44,No,No,No,Yes,Moderate obstacle,Minor obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,No,Yes,No,No,-44,-44,No,-44,-44,No,No,No,13,Yes,1,Yes,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,3,114,46,39,28,1,1,4,3,1,5,3,1,1,0,0,0,0,0,1,1,1,1,0,15,49,110000,51,109000,54,129000,1,47000,2,45000,1,54000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,40,24075,42,21900,43,28100,0,-77,0,-77,0,-77,29,23400,27,23600,27,25200,Increase/decreased demand for goods, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Completed secondary,Important,Not important,Critical,Important,Important,Important,Important,Slightly important,Important,Important,Slightly important,Important,Not important,Slightly important,Important,Very important,Very important,Very important,Important,Slightly important,Very important,Critical,Important,Slightly important,Critical,Not important,Slightly important,Important,Not important,Not important,Important,Important,Important,Critical,Critical,Very important,Very important,Very important,Very important,Important,Important,Important,Very important,Important,Critical,Important,Critical,Very important,Critical,Very important,Critical,Not important,Not important,Important,Not important,Important,Important,Not important,Slightly important,Slightly important,Very important,Slightly important,Slightly important,Slightly important,Important,Not important,Slightly important,Slightly important,Important,Very important,Critical,Critical,Critical,Very important,Not important,Not important,Important,Important,Not important,Slightly important,Slightly difficult,Very difficult,Very difficult,5,8,Not difficult,Very difficult,Difficult,1,8,Not difficult,Difficult,Difficult,1,2,Not difficult,Slightly difficult,Slightly difficult,1,3,Slightly difficult,Slightly difficult,Slightly difficult,0,9,Slightly difficult,Difficult,Slightly difficult,0,2,Not difficult,Difficult,Slightly difficult,4,10,Slightly difficult,Slightly difficult,Slightly difficult,1,5,Not difficult,Not difficult,Not difficult,3,1,Very important,Important,Very important,Not important,Critical,Not important,Slightly important,Slightly important,Minor obstacle,Minor obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Private placement office, -44,Yes to both,Yes,14,No,-44,Yes,4,0,No,The firm is affraid of investing in workers that after the t,Yes,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,Yes,100,0, -44,0,Yes,6,No,50,24,6,0,20,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Did not think it would be approved,29830000,28960000,8398000,11970000,2317000,87000,203000,319000,54000,54000,32000,0,0,5196000,6487000,6661000,8109000,7860000,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,"Crime, theft and disorder",Corruption,Tax Rates,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,International organization, -44,"General management, Business development and Strategies supp", -44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,No,Yes,No,Yes,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 780218,218,Trinidad & Tobago,Trinidad & Tobago,Hotel and restaurants,1337,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,35,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly women,Male,Male,Male,1991,No,Yes,1991,12,No,-44,-44,No,-44,-44,No,-44,-44,Yes,34,No,Yes,0,1,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,1,Yes,No,Yes,0,-44,-44,100,0, -44,25,30,45,0,Individuals,0,100,0,pizza,80,National,10,Increased,Decreased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,45,55,No,-44,Yes,Yes,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,-44, -44,Strongly disagree,Tend to disagree,Tend to agree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,Yes,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,10,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,15,161,62,56,40,3,2,19,14,3,0,0,0,0,0,0,0,0,0,0,0,0,0,0,21,62,110000,65,111000,62,126000,1,54000,1,52000,1,61000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,27450,1,27200,1,32000,1,24075,1,23200,1,28600,56,28575,53,26200,58,33900,0,-77,0,-77,0,-77,40,23850,36,21200,35,27800,Increase/decreased demand for goods, -44,Post graduated,University graduate,University graduate,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Completed secondary,Completed college/vocational training,Completed secondary,Completed college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Important,Slightly important,Critical,Very important,Important,Important,Slightly important,Important,Important,Very important,Important,Important,Important,Important,Slightly important,Very important,Very important,Critical,Important,Important,Critical,Very important,Important,Very important,Critical,Slightly important,Important,Important,Not important,Not important,Important,Important,Important,Critical,Critical,Very important,Very important,Slightly important,Important,Important,Important,Important,Critical,Important,Critical,Important,Critical,Very important,Very important,Critical,Critical,Slightly important,Not important,Important,Not important,Slightly important,Slightly important,Slightly important,Important,Slightly important,Important,Important,Important,Slightly important,Very important,Slightly important,Slightly important,Slightly important,Very important,Slightly important,Very important,Very important,Critical,Very important,Not important,Slightly important,Important,Very important,Not important,Not important,Not difficult,Very difficult,Difficult,7,9,Slightly difficult,Very difficult,Difficult,0,11,Slightly difficult,Difficult,Slightly difficult,0,3,Not difficult,Slightly difficult,Slightly difficult,0,3,Not difficult,Slightly difficult,Slightly difficult,1,7,Slightly difficult,Slightly difficult,Difficult,1,5,Not difficult,Slightly difficult,Slightly difficult,6,6,Slightly difficult,Slightly difficult,Slightly difficult,1,2,Not difficult,Not difficult,Not difficult,4,1,Important,Important,Not important,Slightly important,Important,Slightly important,Slightly important,Not important,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Public placement office, -44,Yes to both,Yes,20,No,-44,No,-44,-44,No,The benefits of training are small than the costs,Yes,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,No obstacle,No,65,35, -44,0,Yes,11,No,70,8,2,0,20,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Did not think it would be approved,23260000,22800000,7068000,15560000,1140000,228000,182000,342000,62000,51000,68000,0,0,4430000,2782000,6612000,4560000,14877000,Minor obstacle,No obstacle,No obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Major obstacle,Major obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Access to finance,"Crime, theft and disorder",Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Administratie procedure is cumbersome, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 780219,219,Trinidad & Tobago,Trinidad & Tobago,Construction,1338,Yes,80,Headquarters with production and/or sales at this location,Yes,-44,Shareholding company with non-traded shares or shares traded, -44,95,100,0,0,0,Predominantly men,No,Yes,2,Delegates decisions to other partners,5,6,Predominantly men,Male,Female,Male,1993,Yes,Yes,1993,27,No,-44,-44,No,-44,-44,No,-44,-44,Yes,41,No,Yes,3,3,2,-44,No,-44,-44,-44,-44,Yes,8,0,1,-44,No,-44,-44,-44,-44,Yes,9,Yes,Yes,Yes,0,-44,-44,100,0, -44,10,50,40,3,Others,25,25,50,building panel,60,National,15,Increased,Increased,More than 5,60,40,0,2005,usa,30,spain,15,6,2,0,35,65,No,-44,Yes,No,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,Yes,No,No,Moderate obstacle,Minor obstacle,No obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,-44,270000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,25000,16000,Yes,Yes,Yes,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,15,No,-44,-44,Yes,25,.5,-44,Yes,20,No,Yes,120,No,Yes,25,1,10,257,103,89,64,1,2,8,7,1,15,7,5,3,0,0,0,0,0,1,1,1,2,0,31,110,99000,116,98000,126,108000,1,55000,1,55000,1,65000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,94,24975,93,23600,89,28800,0,-77,0,-77,0,-77,67,23850,70,23400,70,26200,New products require new skills, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Completed secondary,Not applicable,Not applicable,Completed secondary,Completed secondary,Slightly important,Important,Critical,Very important,Important,Very important,Slightly important,Important,Important,Important,Important,Important,Slightly important,Slightly important,Important,Critical,Critical,Critical,Important,Important,Critical,Critical,Important,Important,Very important,Slightly important,Slightly important,Important,Not important,Slightly important,Important,Important,Important,Very important,Critical,Very important,Critical,Important,Important,Slightly important,Very important,Important,Critical,Slightly important,Critical,Important,Very important,Critical,Critical,Very important,Critical,Slightly important,Not important,Very important,Slightly important,Very important,Important,Not important,Slightly important,Slightly important,Important,Important,Slightly important,Important,Important,Not important,Not important,Not important,Important,Important,Critical,Critical,Very important,Critical,Slightly important,Slightly important,Important,Important,Important,Slightly important,Not difficult,Difficult,Slightly difficult,11,13,Not difficult,Very difficult,Slightly difficult,1,6,Slightly difficult,Difficult,Very difficult,0,10,Slightly difficult,Not difficult,Slightly difficult,1,1,Not difficult,Not difficult,Slightly difficult,0,10,Not difficult,Slightly difficult,Difficult,0,7,Not difficult,Difficult,Slightly difficult,10,8,Not difficult,Not difficult,Difficult,1,2,Not difficult,Slightly difficult,Not difficult,7,2,Slightly important,Slightly important,Not important,Important,Very important,Not important,Not important,Slightly important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Major obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,Private placement office, -44,No,-44,-44,-44,-44,Yes,0,10,No,The firm cannot afford the optimal level of training,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,14,No,5,16,4,0,15,0,0,0,0,0,0,0,60, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,Yes,Line of credit,2010,15000000,15,54,Other,Yes,No,No,Yes,No,No, -44,125,Yes,3,3,Insufficient profitability,-44,28250000,30710000,12898000,15120000,1536000,154000,860000,369000,30000,52000,70000,2520000,0,4837000,8753000,6449000,11670000,15994000,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Yes,Yes,No,Yes,No,No,No,Very severe obstacle,Very severe obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,No obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,Access to finance,"Crime, theft and disorder",Tax Rates,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not aware of this type of assistance and don't know it advan, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Truthful,Are taken directly from the establishment's records, 780220,220,Trinidad & Tobago,Trinidad & Tobago,Wholesale,1340,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,55,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,1973,No,Yes,1980,15,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,5,1,1,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,20,20,60,0,Small private firms (less than 20 employees),0,95,5,wholesale,80,National,10,Remained the same,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,75,25,No,-44,Yes,Yes,No,No,Yes,No,Yes,Laboratory or research center, -44,No,No,Yes,Yes,No,No,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,Important,Very Important,Very Important,Critical,Slightly important,Important,Slightly important,Yes,40,Yes,60,No,-44,No,No,100000,-44,No,No,No,No,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,-44, -44,Tend to agree,Tend to agree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,3,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,No,Yes,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,10,Yes,1,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,2,98,39,34,24,1,0,14,9,1,2,2,0,0,0,0,0,0,0,1,1,0,0,0,10,41,110000,44,110000,43,126000,1,46000,2,45000,1,55000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,34,26550,33,26300,36,29800,0,-77,0,-77,0,-77,24,23625,24,21700,25,27500,Increase/decreased demand for goods, -44,University graduate,Completed college/vocational training,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Completed primary school,Important,Not important,Critical,Very important,Important,Important,Slightly important,Important,Important,Slightly important,Important,Important,Slightly important,Not important,Very important,Critical,Very important,Very important,Important,Important,Very important,Critical,Important,Important,Very important,Important,Slightly important,Important,Not important,Slightly important,Important,Slightly important,Very important,Critical,Critical,Very important,Very important,Very important,Slightly important,Important,Important,Slightly important,Critical,Important,Critical,Important,Critical,Critical,Critical,Very important,Very important,Slightly important,Not important,Important,Not important,Important,Important,Slightly important,Slightly important,Important,Very important,Important,Slightly important,Important,Important,Not important,Not important,Slightly important,Important,Important,Very important,Critical,Critical,Very important,Not important,Slightly important,Very important,Very important,Slightly important,Slightly important,Not difficult,Very difficult,Difficult,5,15,Not difficult,Very difficult,Difficult,0,8,Slightly difficult,Slightly difficult,Difficult,1,9,Not difficult,Slightly difficult,Slightly difficult,1,1,Slightly difficult,Difficult,Difficult,0,4,Slightly difficult,Difficult,Difficult,0,9,Slightly difficult,Difficult,Difficult,4,2,Slightly difficult,Slightly difficult,Slightly difficult,0,6,Not difficult,Not difficult,Not difficult,3,1,Very important,Very important,Important,Slightly important,Important,Not important,Not important,Slightly important,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,Private placement office, -44,No,-44,-44,-44,-44,No,-44,-44,No,Other,Yes,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,No obstacle,Yes,0,100, -44,0,Yes,7,No,10,57,18,0,15,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,Yes,Line of credit,2011,2500000,13,42,Other,Yes,No,No,No,No,No, -44,150,Yes,3,2,Problems with credit history/report,-44,67670000,67670000,20978000,12600000,4060000,541000,474000,744000,74000,149000,74000,0,0,14590000,12343000,18948000,16241000,53623000,Moderate obstacle,Major obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Cost of finance,Macroeconomic environment,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Government based organization, -44,Marketing and Operations support, -44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,Yes,Truthful,Are taken directly from the establishment's records, 780221,221,Trinidad & Tobago,Trinidad & Tobago,Food,1350,No,-44,-44,-44,-44,Limited partnership, -44,51,100,0,0,0,Predominantly men,No,Yes,10,Delegates decisions to other partners,9,7,Equally men and women,Male,Male,Male,1921,Yes,Yes,1921,19,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,3,0,-44,No,-44,-44,-44,-44,Yes,1,2,0,-44,Yes,2,4,2,-44,Yes,84,Yes,No,Yes,100,55,150,0,0, -44,40,30,30,0,Government or government agencies (including state-owned ent,35,0,65,soft drinks,95,Local,10,Increased,Remained the same,2-5,100,0,20,-44,-44,-44,-44,-44,-44,-44,-44,85,15,Yes,15,No,No,No,No,Yes,No,Yes,Other company of the sector, -44,No,No,Yes,Yes,No,No,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,Important,Very Important,Important,Very Important,Critical,Very Important,Important,Yes,55,Yes,45,No,-44,Yes,Yes,1600000,-44,No,No,No,No,Major obstacle,Moderate obstacle,Major obstacle,No obstacle,Minor obstacle,Moderate obstacle,No obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,No,No,No,No,-44,-44,No,-44,-44,No,Yes,No,2,Yes,1,Yes,Yes,0,0,-44,Yes,0,Yes,No,-44,-44,No,-44,-44,1,200,48,80,18,54,4,21,14,36,25,7,10,2,6,0,2,1,4,1,1,1,3,1,28,55,70000,54,65000,57,79000,6,40000,6,38000,6,44000,18,41000,17,41000,18,47000,18,27900,19,27000,20,33000,18,26325,17,26100,18,29800,36,22725,33,22900,34,27000,0,-77,0,-77,0,-77,54,31500,49,29500,49,37100,20,23400,21,23800,22,26500,New products require new skills, -44,University graduate,Completed secondary,University graduate,University graduate,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed secondary,Completed secondary,Completed secondary,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete secondary,Completed secondary,Completed secondary,Important,Important,Very important,Very important,Very important,Important,Very important,Slightly important,Important,Slightly important,Slightly important,Important,Slightly important,Not important,Very important,Very important,Very important,Critical,Important,Important,Very important,Critical,Very important,Slightly important,Critical,Slightly important,Important,Important,Not important,Not important,Important,Very important,Critical,Critical,Critical,Very important,Very important,Very important,Very important,Important,Slightly important,Slightly important,Very important,Slightly important,Critical,Slightly important,Critical,Critical,Critical,Critical,Critical,Slightly important,Not important,Important,Slightly important,Slightly important,Important,Slightly important,Not important,Slightly important,Important,Important,Very important,Important,Very important,Slightly important,Not important,Slightly important,Important,Important,Critical,Critical,Critical,Critical,Not important,Slightly important,Slightly important,Important,Not important,Slightly important,Slightly difficult,Very difficult,Slightly difficult,6,10,Slightly difficult,Very difficult,Very difficult,0,15,Not difficult,Difficult,Difficult,2,6,Slightly difficult,Slightly difficult,Slightly difficult,2,1,Slightly difficult,Slightly difficult,Slightly difficult,2,2,Slightly difficult,Difficult,Slightly difficult,4,8,Not difficult,Slightly difficult,Slightly difficult,1,2,Not difficult,Slightly difficult,Slightly difficult,6,10,Slightly difficult,Not difficult,Not difficult,2,2,Very important,Very important,Very important,Not important,Very important,Not important,Slightly important,Not important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,No obstacle,Minor obstacle,Private placement office, -44,No,-44,-44,-44,-44,Yes,100,100,Yes,-44,Yes,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,Yes,100,0, -44,0,Yes,6,Yes,10,32,8,0,50,0,0,0,0,0,0,0,0, -44,75,25,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Line of credit,2011,100000,11,36,Private commercial banks,Yes,No,No,No,No,No, -44,150,Yes,2,1,Problems with credit history/report,-44,255210000,274420000,104280000,25200000,2250000,274000,378000,378000,0,0,0,5488000,0,8000000,4750000,13000000,7490000,35100000,Major obstacle,Minor obstacle,Major obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,Cost of finance,Inadequately educated workforce,"Crime, theft and disorder",Minor obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,International organization, -44,"General management, Business development and Strategies supp", -44,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 780222,222,Trinidad & Tobago,Trinidad & Tobago,Other manufacturing,1351,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,1965,No,Yes,1965,7,No,-44,-44,No,-44,-44,No,-44,-44,Yes,30,No,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,0,1,1,-44,Yes,0,Yes,No,Yes,75,75,80,25,0, -44,5,55,40,0,Your parent company or affiliated establishments,10,90,0,furniture,80,National,10,Increased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,60,40,Yes,7,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,Yes,No,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,-44, -44,Tend to disagree,Strongly disagree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,Yes,No,No,-44,-44,No,-44,-44,No,No,No,11,Yes,3,No,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,25,2,8,158,54,60,22,22,0,9,6,14,1,1,0,0,0,0,0,0,0,1,1,0,0,0,23,55,81000,50,80000,48,96000,3,47000,4,43000,3,50000,6,56000,6,51000,5,64000,6,28575,6,28000,6,32000,7,28800,7,28000,7,31400,0,-77,0,-77,0,-77,60,24975,55,23600,59,29400,0,-77,0,-77,0,-77,22,23850,22,23000,23,28300,Increase/decreased demand for goods, -44,University graduate,Completed secondary,University graduate,University graduate,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Completed primary school,Important,Important,Critical,Very important,Important,Important,Important,Very important,Important,Very important,Slightly important,Important,Not important,Important,Important,Very important,Very important,Very important,Important,Important,Critical,Very important,Important,Slightly important,Critical,Slightly important,Important,Important,Slightly important,Not important,Critical,Slightly important,Important,Critical,Critical,Important,Very important,Very important,Very important,Very important,Important,Important,Critical,Important,Critical,Important,Critical,Critical,Very important,Critical,Critical,Not important,Not important,Slightly important,Not important,Important,Important,Not important,Slightly important,Slightly important,Very important,Important,Important,Very important,Important,Not important,Slightly important,Slightly important,Important,Very important,Critical,Critical,Critical,Very important,Slightly important,Not important,Very important,Important,Not important,Slightly important,Slightly difficult,Very difficult,Difficult,6,25,Slightly difficult,Very difficult,Very difficult,0,9,Slightly difficult,Slightly difficult,Slightly difficult,1,6,Slightly difficult,Slightly difficult,Slightly difficult,1,2,Slightly difficult,Not difficult,Slightly difficult,1,10,Not difficult,Difficult,Difficult,1,3,Not difficult,Slightly difficult,Difficult,6,4,Slightly difficult,Not difficult,Slightly difficult,0,2,Not difficult,Not difficult,Not difficult,3,2,Critical,Important,Very important,Important,Important,Not important,Not important,Slightly important,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,Public placement office, -44,Yes to hire,Yes,20,No,-44,Yes,21,5,No,Other,Yes,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,Yes,100,0, -44,0,Yes,8,No,30,40,10,0,5,15,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Collateral requirements for loans or line of credit are unat,42290000,48060000,17302000,12600000,2100000,441000,882000,630000,14000,23000,22000,0,0,6400000,9500000,10000000,32100000,21600000,No obstacle,Moderate obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Major obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,Very severe obstacle,Yes,Yes,No,Yes,No,"Crime, theft and disorder",Practices of competitors in the informal sector,Labor Regulations,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Local business association, -44,technological and Innovation Support, -44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 780223,223,Trinidad & Tobago,Trinidad & Tobago,Food,1354,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,80,100,0,0,0,Predominantly women,Yes,Yes,80,Makes decisions in consultation with other partners,10,4,All men,Male,Male,Male,1999,No,Yes,1999,6,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,1,0,-44,Yes,1,0,0,-44,Yes,2,0,1,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,75,75,43,25,0, -44,10,75,15,0,Individuals,0,100,0,beverages,50,Local,10,Increased,Remained the same,More than 5,90,10,0,2002,argentina,50,brasil,15,10,0,5,65,35,Yes,7,No,No,Yes,No,Yes,No,Yes,Client, -44,Yes,No,No,Yes,No,No,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,Slightly important,Very Important,Very Important,Very Important,Slightly important,Very Important,Important,Yes,65,Yes,35,No,-44,No,No,600000,-44,No,Yes,No,No,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,-44, -44,Tend to disagree,Strongly agree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,Yes,Yes,No,No,-44,-44,No,-44,-44,No,No,No,5,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,12,90,2,48,18,22,0,6,4,11,5,1,2,1,1,0,0,0,0,2,1,1,3,1,11,3,110000,3,107000,2,120000,3,49000,3,46000,3,55000,6,45000,6,42000,5,50000,6,22950,6,21000,6,26000,7,24750,7,24100,7,28900,21,25650,20,24700,22,30500,0,-77,0,-77,0,-77,30,24300,32,24100,35,27500,19,22275,19,21100,20,25700,Increase/decreased demand for goods, -44,University graduate,University graduate,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Completed secondary,Started but did not complete secondary,Important,Slightly important,Critical,Very important,Important,Important,Very important,Important,Important,Important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Very important,Critical,Very important,Slightly important,Slightly important,Very important,Critical,Important,Very important,Critical,Slightly important,Slightly important,Important,Not important,Not important,Critical,Important,Important,Critical,Critical,Important,Very important,Very important,Important,Important,Important,Very important,Critical,Important,Critical,Important,Critical,Very important,Critical,Very important,Critical,Not important,Not important,Very important,Not important,Important,Very important,Slightly important,Important,Important,Important,Important,Important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Very important,Important,Critical,Critical,Critical,Critical,Not important,Slightly important,Important,Important,Slightly important,Not important,Not difficult,Difficult,Difficult,1,24,Difficult,Very difficult,Slightly difficult,0,13,Slightly difficult,Difficult,Slightly difficult,0,4,Not difficult,Slightly difficult,Not difficult,0,2,Slightly difficult,Not difficult,Slightly difficult,0,7,Not difficult,Difficult,Slightly difficult,3,10,Not difficult,Difficult,Slightly difficult,0,7,Not difficult,Not difficult,Slightly difficult,3,9,Not difficult,Not difficult,Not difficult,2,2,Important,Critical,Very important,Not important,Important,Not important,Slightly important,Not important,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Through family/friends, -44,No,-44,-44,-44,-44,Yes,20,5,No,The firm does not have enough information about training pro,No,-44,-44,-44,-44,-44,-44,Yes,100,0, -44,0,Yes,14,No,55,24,6,0,10,5,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,Yes,Line of credit,2010,660000,7,30,Other,Yes,No,No,No,No,No, -44,150,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,91230000,95030000,31360000,11340000,2700000,158000,693000,1764000,6000,8000,7000,0,0,9600000,5700000,42000000,32100000,42000000,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Access to finance,"Crime, theft and disorder",Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Administratie procedure is cumbersome, -44,-44,-44, -44,-44, -44,Yes,No,No,Yes,No,Yes,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 780224,224,Trinidad & Tobago,Trinidad & Tobago,Other manufacturing,1357,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,64,0,100,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,2006,No,Yes,2006,12,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,8,3,1,-44,No,-44,-44,-44,-44,Yes,2,5,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,100,60,48,0,0, -44,10,0,90,0,Small private firms (less than 20 employees),0,0,100,household papers,100,International,35,Increased,Remained the same,2-5,50,50,0,2006,usa,45,spain,30,6,0,0,15,85,Yes,10,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,-44, -44,Tend to agree,Strongly disagree,Tend to disagree,Tend to disagree,Yes,No,-44,-44,-44,-44,Yes,5,-44,Yes,2,-44,Yes,1,Outside working hours,Firearm/gun,Goods or stock,5000,A former employee,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,During working hours,Firearm/gun,Money,20000,Other,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,3,During working hours,Knife,Other company property,3000,Someone working alone,No,No,There was no insurance requirement,Yes,3,During working hours,Firearm/gun,Money,1500,Other,No,No,There was no insurance requirement,Yes,1,Outside working hours,Firearm/gun,Money,13500,Gang related,No,Yes,-44,No,-44,-44,0,Yes,Yes,No,No,Yes,Yes,Yes,No,No,-44,-44,Yes,Yes,Yes,10,No,-44,-44,No,-44,0,-44,Yes,5,Yes,No,-44,-44,No,-44,-44,30,98,0,58,9,31,0,3,2,20,20,1,12,1,6,0,0,0,4,2,1,2,4,1,14,1,72000,1,68000,1,78000,4,51000,4,49000,3,61000,11,48000,11,48000,10,52000,11,22950,10,21000,10,25000,11,28125,11,25300,12,32500,-2,23625,-2,22300,-2,25500,72,24075,66,23000,64,28100,0,-77,0,-77,0,-77,10,24075,11,24300,12,26700,New products require new skills, -44,University graduate,University graduate,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed secondary,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Completed primary school,Important,Important,Critical,Important,Important,Important,Important,Slightly important,Slightly important,Important,Important,Slightly important,Important,Important,Important,Critical,Critical,Critical,Important,Important,Very important,Critical,Very important,Important,Critical,Slightly important,Slightly important,Important,Slightly important,Slightly important,Very important,Important,Important,Critical,Critical,Important,Very important,Important,Important,Very important,Slightly important,Slightly important,Critical,Not important,Critical,Important,Critical,Very important,Very important,Very important,Critical,Not important,Slightly important,Important,Not important,Important,Important,Slightly important,Important,Important,Important,Important,Important,Slightly important,Important,Not important,Slightly important,Slightly important,Very important,Important,Critical,Very important,Critical,Critical,Not important,Slightly important,Important,Very important,Not important,Slightly important,Slightly difficult,Difficult,Slightly difficult,1,21,Slightly difficult,Very difficult,Difficult,0,15,Not difficult,Very difficult,Slightly difficult,2,7,Slightly difficult,Slightly difficult,Difficult,2,1,Slightly difficult,Slightly difficult,Slightly difficult,2,2,Not difficult,Difficult,Slightly difficult,0,5,Not difficult,Slightly difficult,Slightly difficult,8,2,Slightly difficult,Slightly difficult,Slightly difficult,1,6,Not difficult,Not difficult,Not difficult,1,2,Very important,Important,Very important,Not important,Very important,Not important,Not important,Not important,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,No obstacle,No obstacle,Public placement office, -44,No,-44,-44,-44,-44,Yes,100,100,No,Other,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,13,No,10,40,10,0,40,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,3,3,Other objections,-44,134550000,140160000,46253000,18140000,48000000,8820000,10584000,1822000,163000,583000,607000,0,7560000,184000000,38000000,300000000,107000000,381000000,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Macroeconomic environment,Tax administration,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,International organization, -44,technological and Innovation Support, -44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 780225,225,Trinidad & Tobago,Trinidad & Tobago,Electronics,1366,Yes,2,Headquarters with production and/or sales at this location,Yes,-44,Shareholding company with non-traded shares or shares traded, -44,33,60,40,0,0,Predominantly men,No,No,21,Makes decisions in consultation with other partners,21,5,Predominantly men,Male,Male,Male,1984,Yes,Yes,1984,11,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,2,1,-44,No,-44,-44,-44,-44,Yes,1,0,0,-44,No,-44,-44,-44,-44,Yes,2,Yes,No,Yes,100,70,100,0,0, -44,5,75,20,0,Government or government agencies (including state-owned ent,10,90,0,electrical services,50,National,5,Increased,Remained the same,More than 5,90,10,0,2001,usa,55,jamaica,20,15,0,0,45,55,Yes,8,No,No,Yes,No,Yes,No,Yes,Laboratory or research center, -44,No,No,Yes,Yes,No,No,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,Very Important,Very Important,Critical,Important,Very Important,Very Important,Very Important,Yes,35,Yes,65,No,-44,No,No,200000,-44,No,No,Yes,No,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to agree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,-44,120000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,Yes,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,5,Yes,1,No,Yes,0,0,-44,Yes,15,No,No,-44,-44,Yes,30,1,25,165,35,40,45,45,2,21,14,17,25,7,6,6,6,0,3,2,2,1,1,1,2,1,25,42,110000,45,103000,46,127000,6,39000,6,38000,6,45000,15,55000,16,56000,14,60000,15,26550,14,26000,14,29000,15,28350,16,28100,17,31500,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,46,25650,42,24300,44,30200,51,22275,52,21500,57,25700,New production methods, -44,University graduate,University graduate,University graduate,Post graduated,Completed secondary,Completed secondary,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,Completed secondary,Started but did not complete secondary,Very important,Not important,Very important,Very important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Important,Slightly important,Important,Slightly important,Important,Critical,Very important,Very important,Slightly important,Important,Very important,Critical,Important,Important,Very important,Not important,Important,Slightly important,Not important,Not important,Critical,Important,Critical,Critical,Critical,Very important,Very important,Very important,Important,Very important,Important,Very important,Very important,Not important,Critical,Important,Critical,Critical,Critical,Very important,Critical,Slightly important,Slightly important,Very important,Slightly important,Important,Very important,Not important,Slightly important,Not important,Important,Important,Important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Very important,Important,Critical,Very important,Critical,Very important,Not important,Slightly important,Very important,Very important,Not important,Slightly important,Not difficult,Very difficult,Difficult,5,8,Slightly difficult,Difficult,Difficult,1,10,Not difficult,Very difficult,Difficult,2,10,Not difficult,Not difficult,Slightly difficult,2,3,Slightly difficult,Slightly difficult,Difficult,2,5,Slightly difficult,Slightly difficult,Slightly difficult,0,5,Not difficult,Slightly difficult,Slightly difficult,0,10,Not difficult,Slightly difficult,Slightly difficult,5,3,Not difficult,Not difficult,Not difficult,6,2,Very important,Very important,Very important,Important,Very important,Not important,Slightly important,Not important,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,Minor obstacle,Through family/friends, -44,No,-44,-44,-44,-44,Yes,30,10,No,The firm is affraid of investing in workers that after the t,Yes,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,No obstacle,Yes,80,20, -44,0,Yes,11,No,45,40,10,0,5,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Other,28820000,31670000,11085000,11340000,250000,315000,302000,252000,24000,8000,19000,0,2520000,800000,950000,1090000,5350000,2921000,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Major obstacle,Very severe obstacle,No obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Access to finance,"Crime, theft and disorder",Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,International organization, -44,Financial magement and tax and customs administration, -44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,Yes,No,Yes,Truthful,Are taken directly from the establishment's records, 780226,226,Trinidad & Tobago,Trinidad & Tobago,Retail,1368,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,74,100,0,0,0,Equally men and women,Yes,Yes,26,Makes decisions in consultation with other partners,8,5,Predominantly women,Male,Male,Female,2004,No,Yes,2004,17,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,1,1,-44,No,-44,-44,-44,-44,Yes,1,1,1,-44,No,-44,-44,-44,-44,Yes,2,Yes,No,Yes,0,-44,-44,100,0, -44,0,100,0,0,Individuals,0,0,100,"flour, sugar, rice and bread",55,National,10,Remained the same,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,65,35,Yes,15,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,No obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,5,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,5,55,22,19,13,1,1,9,6,1,30,13,10,7,0,0,4,3,0,2,1,2,4,0,6,35,98000,36,88000,37,110000,1,42000,2,41000,1,47000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,29,28350,32,25300,33,30900,0,-77,0,-77,0,-77,20,23175,20,22300,21,26800,Increase demand for higher quality product, -44,University graduate,University graduate,University graduate,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed secondary,Completed secondary,Important,Important,Critical,Very important,Important,Very important,Important,Slightly important,Slightly important,Important,Important,Important,Not important,Slightly important,Slightly important,Very important,Critical,Critical,Slightly important,Important,Critical,Critical,Slightly important,Important,Critical,Important,Important,Slightly important,Not important,Slightly important,Important,Important,Important,Critical,Critical,Important,Very important,Important,Important,Important,Important,Important,Critical,Slightly important,Critical,Very important,Critical,Critical,Critical,Very important,Very important,Not important,Not important,Very important,Not important,Very important,Slightly important,Slightly important,Not important,Slightly important,Important,Important,Very important,Slightly important,Slightly important,Not important,Not important,Not important,Important,Very important,Very important,Critical,Critical,Critical,Slightly important,Slightly important,Important,Important,Not important,Slightly important,Not difficult,Very difficult,Difficult,4,11,Slightly difficult,Very difficult,Slightly difficult,1,5,Difficult,Difficult,Difficult,0,6,Slightly difficult,Not difficult,Slightly difficult,1,1,Slightly difficult,Difficult,Slightly difficult,0,7,Not difficult,Slightly difficult,Difficult,1,6,Not difficult,Slightly difficult,Difficult,3,8,Slightly difficult,Not difficult,Not difficult,1,3,Slightly difficult,Not difficult,Not difficult,2,1,Important,Critical,Very important,Important,Important,Slightly important,Slightly important,Not important,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,Private placement office, -44,No,-44,-44,-44,-44,Yes,5,20,No,The firm does not have enough information about training pro,Yes,Major obstacle,Moderate obstacle,Minor obstacle,No obstacle,Major obstacle,Minor obstacle,Yes,0,100, -44,0,Yes,9,No,0,0,0,0,100,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,Yes,Line of credit,2012,2000000,9,48,Other,Yes,No,No,Yes,No,No, -44,150,Yes,2,1,Incompleteness of loan application,-44,82160000,82160000,28756000,3780000,7394000,411000,630000,1150000,184000,81000,58000,0,0,11174000,13376000,16432000,18075000,48803000,No obstacle,Minor obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,Major obstacle,No obstacle,No obstacle,No obstacle,Moderate obstacle,Very severe obstacle,Yes,Yes,No,Yes,No,"Crime, theft and disorder",Practices of competitors in the informal sector,Inadequately educated workforce,No obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Private independent fund, -44,Marketing and Operations support, -44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 780227,227,Trinidad & Tobago,Trinidad & Tobago,Retail,1371,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Male,1980,No,Yes,1990,9,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,0,1,0,-44,No,-44,-44,-44,-44,Yes,1,2,1,-44,No,-44,-44,-44,-44,Yes,1,Yes,No,Yes,0,-44,-44,100,0, -44,0,90,10,0,Government or government agencies (including state-owned ent,0,85,15,construction materials,90,National,10,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,40,60,Yes,8,No,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,Yes,No,No,No,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,No obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Major obstacle,-44, -44,Tend to disagree,Strongly disagree,Tend to disagree,Tend to disagree,Yes,No,-44,-44,-44,-44,Yes,-44,150000,Yes,1,-44,Yes,1,Outside working hours,Other,Money,45000,Gang related,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,2,During working hours,Other,Goods or stock,2000,Gang related,No,No,There was no insurance requirement,Yes,2,During working hours,Firearm/gun,Goods or stock,800,Group of criminals,No,Yes,-44,Yes,4,During working hours,Knife,Money,50000,Gang related,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,Yes,No,-44,-44,No,-44,-44,Yes,Yes,Yes,1,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,10,161,62,56,40,3,2,21,14,3,0,0,0,0,0,0,0,0,0,0,0,0,0,0,18,62,110000,57,104000,61,120000,1,39000,2,36000,1,46000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,22500,1,22500,1,25000,1,23175,1,21500,1,27000,56,28575,51,28800,54,33900,0,-77,0,-77,0,-77,40,24075,38,21700,35,27800,Increase/decreased demand for goods, -44,University graduate,Completed secondary,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Completed primary school,Important,Important,Critical,Very important,Very important,Very important,Slightly important,Slightly important,Very important,Important,Slightly important,Important,Slightly important,Not important,Slightly important,Critical,Critical,Critical,Important,Important,Very important,Very important,Very important,Slightly important,Very important,Slightly important,Slightly important,Important,Slightly important,Important,Critical,Important,Slightly important,Critical,Critical,Important,Very important,Very important,Slightly important,Very important,Important,Very important,Very important,Slightly important,Critical,Very important,Very important,Very important,Very important,Very important,Critical,Slightly important,Slightly important,Important,Not important,Very important,Slightly important,Slightly important,Slightly important,Important,Important,Very important,Important,Slightly important,Important,Not important,Not important,Not important,Very important,Important,Very important,Critical,Critical,Critical,Not important,Not important,Important,Important,Slightly important,Not important,Slightly difficult,Very difficult,Difficult,7,22,Slightly difficult,Very difficult,Difficult,1,6,Slightly difficult,Slightly difficult,Slightly difficult,1,4,Slightly difficult,Not difficult,Slightly difficult,0,2,Not difficult,Slightly difficult,Not difficult,1,5,Not difficult,Difficult,Difficult,0,10,Slightly difficult,Slightly difficult,Slightly difficult,6,4,Not difficult,Not difficult,Slightly difficult,0,4,Not difficult,Not difficult,Not difficult,4,2,Very important,Critical,Not important,Not important,Important,Not important,Slightly important,Not important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Private placement office, -44,No,-44,-44,-44,-44,No,-44,-44,No,Other,Yes,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,No obstacle,Yes,100,0, -44,0,Yes,14,No,66,16,4,0,14,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,2,2,Incompleteness of loan application,-44,41460000,42310000,16078000,9580000,1692000,85000,76000,635000,32000,44000,32000,0,315000,7019000,12524000,8885000,15655000,15904000,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,No obstacle,No obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Access to finance,Corruption,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not aware of this type of assistance and don't know it advan, -44,-44,-44, -44,-44, -44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,Truthful,Are taken directly from the establishment's records, 780228,228,Trinidad & Tobago,Trinidad & Tobago,Retail,1372,No,-44,-44,-44,-44,Partnership (including limited liability companies), -44,47.5,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly women,Male,Male,Male,1947,No,Yes,1975,22,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,1,0,1,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,10,60,103,90,0, -44,0,20,80,0,Individuals,10,10,80,furniture,55,Local,5,Increased,Remained the same,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,45,55,No,-44,Yes,No,Yes,No,Yes,No,Yes,University, -44,No,Yes,No,No,Yes,No,-44,-44,-44,-44,Yes,No,No,No,Yes,Yes,Yes,No,No, -44,Very Important,Very Important,Very Important,Very Important,Slightly important,Slightly important,Very Important,Yes,65,Yes,35,No,-44,No,Yes,0,-44,Yes,Yes,Yes,No,Major obstacle,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to disagree,Yes,No,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,15,No,-44,-44,No,-44,0,-44,No,-44,-44,Yes,45,No,No,-44,-44,2,132,52,46,33,1,0,0,0,0,2,2,0,0,0,0,0,0,0,1,1,0,0,0,16,54,74000,53,73000,48,81000,1,45000,1,43000,1,50000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,46,20925,44,20400,46,24200,0,-77,0,-77,0,-77,33,23175,31,22300,28,25500,Increase demand for higher quality product, -44,University graduate,Completed college/vocational training,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed secondary,Completed secondary,Important,Not important,Critical,Important,Important,Important,Important,Slightly important,Important,Slightly important,Important,Important,Slightly important,Important,Slightly important,Very important,Very important,Critical,Slightly important,Slightly important,Critical,Critical,Very important,Important,Critical,Slightly important,Important,Important,Not important,Slightly important,Important,Important,Very important,Critical,Critical,Important,Critical,Important,Important,Very important,Important,Important,Very important,Slightly important,Very important,Important,Critical,Critical,Very important,Very important,Critical,Not important,Not important,Very important,Slightly important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Important,Slightly important,Important,Important,Not important,Slightly important,Slightly important,Important,Important,Critical,Critical,Critical,Very important,Slightly important,Slightly important,Important,Important,Slightly important,Not important,Not difficult,Very difficult,Difficult,6,23,Not difficult,Very difficult,Slightly difficult,0,10,Slightly difficult,Very difficult,Difficult,1,3,Slightly difficult,Slightly difficult,Difficult,0,3,Slightly difficult,Slightly difficult,Slightly difficult,0,7,Difficult,Difficult,Slightly difficult,1,2,Slightly difficult,Difficult,Slightly difficult,5,10,Slightly difficult,Slightly difficult,Slightly difficult,0,3,Not difficult,Not difficult,Not difficult,4,2,Very important,Very important,Very important,Not important,Critical,Not important,Not important,Slightly important,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,No obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Public announcement/advertisement, -44,No,-44,-44,-44,-44,Yes,10,15,No,The firm cannot afford the optimal level of training,Yes,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,No obstacle,Yes,80,20, -44,0,Yes,15,Yes,0,40,10,30,20,0,0,0,0,0,0,0,0, -44,50,25,0,0,25,0,0,0,0,0,0,0,0,0,0, -44,Yes,Line of credit,2012,40000,7,30,Private commercial banks,Yes,No,Yes,No,No,No, -44,200,Yes,3,2,Concerns about level of debt already incurred,-44,21130000,21780000,7187000,6740000,218000,196000,151000,196000,27000,25000,20000,1960000,0,3705000,5837000,5881000,8712000,11233000,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,No obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Very severe obstacle,Minor obstacle,-44,-44,-44,-44,-44,Access to finance,"Crime, theft and disorder",Inadequately educated workforce,Minor obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,International organization, -44,Financial magement and tax and customs administration, -44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,No,Truthful,Are taken directly from the establishment's records, 780229,229,Trinidad & Tobago,Trinidad & Tobago,Construction,1376,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,75,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly women,Male,Male,Male,1987,No,Yes,1987,11,No,-44,-44,No,-44,-44,No,-44,-44,Yes,20,No,Yes,3,2,2,-44,No,-44,-44,-44,-44,Yes,3,1,1,-44,Yes,1,3,2,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0, -44,0,95,5,3,Small private firms (less than 20 employees),0,95,5,construction,100,National,10,Remained the same,Decreased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,40,60,Yes,18,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,Yes,No,No,-44,-44,No,-44,-44,No,Yes,Yes,11,Yes,1,No,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,30,1,20,110,42,38,27,3,2,8,5,3,3,2,1,0,0,0,0,0,0,1,1,2,0,0,11,44,100000,46,96000,44,109000,1,54000,2,54000,1,63000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,29250,1,29000,1,33800,1,25875,1,25600,1,29900,39,27450,37,26000,36,29900,0,-77,0,-77,0,-77,27,23175,27,22300,27,27500,Increase/decreased demand for goods, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Completed secondary,Started but did not complete college/vocational training,Completed secondary,Completed college/vocational training,Not applicable,Not applicable,Completed secondary,Completed primary school,Very important,Slightly important,Critical,Very important,Important,Very important,Slightly important,Important,Important,Very important,Important,Slightly important,Important,Slightly important,Very important,Critical,Critical,Critical,Important,Slightly important,Critical,Critical,Important,Very important,Critical,Slightly important,Slightly important,Important,Not important,Not important,Important,Important,Critical,Critical,Critical,Slightly important,Very important,Important,Important,Very important,Important,Very important,Very important,Slightly important,Critical,Important,Critical,Critical,Very important,Very important,Very important,Slightly important,Not important,Important,Not important,Very important,Important,Slightly important,Slightly important,Slightly important,Very important,Important,Slightly important,Slightly important,Very important,Not important,Not important,Slightly important,Slightly important,Important,Critical,Very important,Critical,Critical,Slightly important,Slightly important,Very important,Very important,Slightly important,Slightly important,Not difficult,Difficult,Difficult,5,16,Slightly difficult,Very difficult,Slightly difficult,1,9,Not difficult,Very difficult,Slightly difficult,1,2,Slightly difficult,Difficult,Slightly difficult,0,1,Slightly difficult,Slightly difficult,Slightly difficult,0,3,Slightly difficult,Difficult,Slightly difficult,1,3,Slightly difficult,Slightly difficult,Difficult,4,2,Not difficult,Not difficult,Difficult,1,5,Not difficult,Not difficult,Not difficult,3,1,Very important,Important,Important,Important,Very important,Not important,Slightly important,Not important,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,No obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Public placement office, -44,No,-44,-44,-44,-44,Yes,2,15,Yes,-44,No,-44,-44,-44,-44,-44,-44,No,100,0, -44,0,Yes,8,No,75,16,4,0,5,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Application procedures for loans or line of credit are compl,15920000,15460000,5875000,11590000,618000,124000,294000,155000,31000,20000,20000,0,0,3172000,2533000,4174000,4020000,4299000,Major obstacle,Minor obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Access to finance,Telecommunications,Moderate obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,International organization, -44,technological and Innovation Support, -44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 780230,230,Trinidad & Tobago,Trinidad & Tobago,Food,1391,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,47.5,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Female,1922,Yes,Yes,1922,32,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,0,2,1,-44,No,-44,-44,-44,-44,Yes,4,0,1,-44,Yes,0,3,1,-44,Yes,0,Yes,Yes,Yes,100,55,65,0,0, -44,25,25,50,20,Your parent company or affiliated establishments,25,25,50,food,100,International,5,Increased,Remained the same,More than 5,45,55,10,1960,usa,50,spain,15,5,0,1,85,15,Yes,6,Yes,Yes,No,Yes,Yes,No,Yes,Client, -44,No,No,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,No,No,Yes,Yes,Yes,No,No, -44,Critical,Very Important,Very Important,Critical,Slightly important,Important,Critical,Yes,55,Yes,30,Yes,15,No,Yes,200000,-44,No,No,Yes,No,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,-44, -44,Tend to agree,Strongly disagree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,5,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,0,0,Yes,Yes,No,No,No,No,-44,-44,No,-44,-44,No,No,No,1,Yes,1,No,Yes,0,-44,0,No,-44,-44,No,-44,-44,No,-44,-44,2,107,4,40,9,54,2,12,8,14,10,2,3,0,5,0,1,0,1,1,1,1,0,1,11,6,100000,6,101000,6,117000,6,39000,7,37000,6,45000,17,42000,19,38000,19,49000,17,28575,16,29000,16,31000,18,28575,16,26200,15,31400,19,29025,19,28000,19,34500,0,-77,0,-77,0,-77,26,29700,25,28300,26,33700,9,22950,9,21700,9,26500,New production methods, -44,University graduate,University graduate,Post graduated,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Completed secondary,Completed secondary,Completed secondary,Important,Important,Very important,Very important,Important,Important,Important,Important,Very important,Very important,Slightly important,Slightly important,Not important,Slightly important,Important,Critical,Very important,Critical,Very important,Slightly important,Very important,Critical,Important,Important,Critical,Slightly important,Important,Important,Not important,Not important,Important,Slightly important,Very important,Critical,Very important,Important,Very important,Important,Very important,Important,Very important,Important,Critical,Slightly important,Critical,Important,Very important,Critical,Critical,Very important,Critical,Slightly important,Not important,Very important,Not important,Important,Very important,Slightly important,Slightly important,Important,Important,Very important,Important,Important,Very important,Not important,Slightly important,Slightly important,Important,Important,Critical,Critical,Critical,Very important,Slightly important,Important,Slightly important,Important,Slightly important,Slightly important,Not difficult,Very difficult,Slightly difficult,1,24,Slightly difficult,Very difficult,Difficult,1,7,Not difficult,Difficult,Difficult,2,4,Slightly difficult,Slightly difficult,Slightly difficult,2,3,Not difficult,Slightly difficult,Slightly difficult,2,3,Slightly difficult,Difficult,Slightly difficult,2,3,Not difficult,Difficult,Slightly difficult,0,5,Slightly difficult,Not difficult,Not difficult,3,3,Not difficult,Not difficult,Not difficult,0,1,Very important,Very important,Important,Not important,Slightly important,Slightly important,Not important,Slightly important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Public placement office, -44,No,-44,-44,-44,-44,No,-44,-44,No,The benefits of training are small than the costs,No,-44,-44,-44,-44,-44,-44,Yes,100,0, -44,0,Yes,11,Yes,50,24,6,10,10,0,0,0,0,0,0,0,0, -44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Line of credit,2011,1000000,-44,60,"Non-Bank financial institutions (microfinance institutions,",Yes,Yes,No,No,Yes,No, -44,150,Yes,3,2,Concerns about level of debt already incurred,-44,18890000,19880000,7554000,6300000,1500000,315000,252000,252000,20000,4000,20000,1193000,0,4000000,9500000,5250000,12840000,13755000,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,Moderate obstacle,No obstacle,No obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Access to finance,Customs and Trade Regulations,Corruption,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Private independent fund, -44,"General management, Business development and Strategies supp", -44,No,-44,-44,Yes,No,Yes,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 780231,231,Trinidad & Tobago,Trinidad & Tobago,Chemicals,1393,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,65,100,0,0,0,Predominantly men,Yes,Yes,35,Makes decisions in consultation with other partners,6,2,All men,Male,Male,Male,2000,No,Yes,2001,9,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,4,5,1,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,100,75,83,0,0, -44,40,40,20,0,Government or government agencies (including state-owned ent,40,50,10,gasoline,100,Local,10,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,70,30,Yes,8,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,Yes,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,-44, -44,Strongly disagree,Tend to disagree,Tend to disagree,Tend to agree,Yes,No,-44,-44,-44,-44,Yes,3,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,Yes,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,No,-44,-44,Yes,0,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,85,236,59,80,45,52,0,5,3,25,0,0,0,0,0,0,0,0,0,0,0,0,0,0,24,59,64000,60,63000,66,69000,6,49000,7,44000,6,57000,15,57000,15,51000,15,66000,15,25425,16,25000,15,29000,16,24300,18,22300,17,26500,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,80,27675,75,26700,69,30700,45,22500,44,20500,44,26700,Increase/decreased demand for goods, -44,University graduate,University graduate,University graduate,University graduate,Completed secondary,Completed secondary,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed secondary,Completed secondary,Completed primary school,Important,Important,Critical,Very important,Very important,Important,Important,Slightly important,Important,Very important,Important,Slightly important,Important,Not important,Very important,Critical,Very important,Critical,Important,Important,Critical,Very important,Slightly important,Important,Critical,Slightly important,Slightly important,Important,Not important,Not important,Important,Very important,Slightly important,Very important,Critical,Very important,Very important,Very important,Important,Important,Very important,Important,Very important,Important,Critical,Important,Critical,Critical,Critical,Critical,Very important,Slightly important,Slightly important,Important,Not important,Very important,Slightly important,Not important,Important,Slightly important,Important,Slightly important,Slightly important,Very important,Important,Not important,Not important,Slightly important,Important,Important,Critical,Critical,Very important,Critical,Not important,Not important,Very important,Important,Important,Not important,Not difficult,Very difficult,Slightly difficult,6,16,Not difficult,Very difficult,Slightly difficult,0,15,Slightly difficult,Slightly difficult,Slightly difficult,2,9,Slightly difficult,Not difficult,Slightly difficult,2,3,Not difficult,Not difficult,Slightly difficult,2,9,Slightly difficult,Slightly difficult,Slightly difficult,0,6,Not difficult,Slightly difficult,Slightly difficult,0,7,Slightly difficult,Not difficult,Not difficult,8,9,Not difficult,Not difficult,Not difficult,5,1,Very important,Important,Very important,Important,Slightly important,Not important,Not important,Slightly important,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,Public placement office, -44,No,-44,-44,-44,-44,Yes,4,5,Yes,-44,Yes,Major obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Minor obstacle,No,80,20, -44,0,Yes,7,No,20,32,8,20,20,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,3,3,Incompleteness of loan application,-44,139300000,149790000,61414000,149790000,5750000,13860000,756000,2268000,1100000,660000,403000,0,0,20000000,14250000,50000000,37450000,78000000,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Major obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Access to finance,Customs and Trade Regulations,"Crime, theft and disorder",Major obstacle,Yes,Yes,No,Yes,No,No,Yes,-44,-44,Yes,Negative impact,-44,-44,-44,-44,Yes,Negative impact,-44,-44,No,No impact,-44,-44,-44,-44,No,No impact,-44,-44,No,No impact,-44,-44,-44,-44,Yes,Large impact,-44,-44,No,No impact,-44,-44,-44,-44,Yes,Negative impact,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,Yes,Large impact,-44,-44,Yes,Large impact,-44,-44,-44,-44,Yes,Large impact,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,Yes,Negative impact,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,Yes,Moderated impact,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,Yes,Yes,No,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are taken directly from the establishment's records, 780232,232,Trinidad & Tobago,Trinidad & Tobago,Chemicals,1394,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,30,0,100,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Male,2002,No,Yes,2000,29,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,1,2,1,-44,No,-44,-44,-44,-44,Yes,85,Yes,No,Yes,100,80,150,0,0, -44,0,100,0,0,Medium private firms (20-100 employees),0,0,100,chemicals,90,International,35,Decreased,Increased,More than 5,0,100,0,2002,usa,30,spain,15,1,0,0,75,25,No,-44,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Major obstacle,Major obstacle,Minor obstacle,No obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,Yes,Yes,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,1,No,-44,-44,No,-44,0,-44,Yes,14,No,No,-44,-44,No,-44,-44,120,98,18,34,24,22,1,24,16,5,0,0,0,0,0,0,0,0,0,0,0,0,0,0,13,18,110000,18,106000,17,128000,3,47000,4,45000,3,53000,6,60000,6,54000,6,67000,6,29025,6,28000,6,33000,7,24300,7,23400,7,27800,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,34,29025,37,26900,38,33200,24,22050,25,21600,27,24300,Increase/decreased demand for goods, -44,University graduate,University graduate,University graduate,University graduate,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Completed secondary,Completed secondary,Completed primary school,Important,Important,Critical,Important,Very important,Important,Very important,Slightly important,Very important,Important,Slightly important,Slightly important,Not important,Slightly important,Very important,Critical,Critical,Critical,Important,Important,Critical,Critical,Important,Important,Very important,Slightly important,Important,Important,Slightly important,Not important,Important,Slightly important,Very important,Very important,Critical,Important,Very important,Important,Very important,Important,Important,Important,Very important,Slightly important,Critical,Important,Critical,Very important,Very important,Very important,Critical,Slightly important,Not important,Important,Slightly important,Very important,Important,Not important,Slightly important,Slightly important,Very important,Important,Slightly important,Important,Slightly important,Not important,Not important,Not important,Very important,Slightly important,Critical,Very important,Critical,Very important,Not important,Slightly important,Very important,Important,Not important,Not important,Not difficult,Very difficult,Difficult,2,8,Difficult,Very difficult,Difficult,0,7,Not difficult,Difficult,Slightly difficult,1,10,Not difficult,Not difficult,Slightly difficult,1,2,Slightly difficult,Slightly difficult,Difficult,1,4,Slightly difficult,Slightly difficult,Slightly difficult,1,4,Slightly difficult,Difficult,Difficult,1,6,Not difficult,Slightly difficult,Not difficult,4,4,Not difficult,Not difficult,Not difficult,3,1,Very important,Very important,Important,Slightly important,Important,Slightly important,Not important,Slightly important,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,Private placement office, -44,No,-44,-44,-44,-44,Yes,3,0,No,Other,Yes,Major obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Yes,0,100, -44,0,No,-44,No,0,0,0,0,100,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Collateral requirements for loans or line of credit are unat,93650000,92720000,36161000,6300000,4500000,18900000,2225000,18900000,1400000,450000,450000,0,0,16000000,9500000,30000000,16050000,73800000,Moderate obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Practices of competitors in the informal sector,Tax Rates,Transportation,No obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,NGO, -44,Marketing and Operations support, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,Truthful,Are estimates computed with some precision, 780233,233,Trinidad & Tobago,Trinidad & Tobago,Chemicals,1399,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,80,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,1997,No,Yes,2000,9,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,Yes,2,0,0,-44,Yes,1,0,0,-44,Yes,2,1,1,-44,No,-44,Yes,No,Yes,100,70,87,0,0, -44,0,80,20,0,Your parent company or affiliated establishments,10,65,25,gasoline,90,National,10,Decreased,Decreased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,60,40,Yes,14,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,Yes,No,Yes,No,Moderate obstacle,Minor obstacle,No obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,No obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to agree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,1,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,15,2,90,179,41,80,18,40,0,9,6,23,1,1,0,0,0,0,0,0,0,1,1,0,0,0,26,42,110000,44,110000,42,123000,4,43000,5,40000,5,49000,12,52000,13,49000,12,60000,12,27225,12,25000,13,30000,12,28575,11,26500,11,32400,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,80,33525,85,31100,89,39500,18,24300,18,22300,19,26200,Increase/decreased demand for goods, -44,University graduate,Completed college/vocational training,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed secondary,Started but did not complete college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Completed secondary,Completed secondary,Important,Important,Critical,Important,Important,Important,Very important,Slightly important,Important,Very important,Slightly important,Important,Slightly important,Slightly important,Important,Critical,Critical,Critical,Slightly important,Important,Very important,Critical,Important,Important,Critical,Slightly important,Important,Important,Slightly important,Slightly important,Critical,Important,Important,Very important,Critical,Important,Very important,Important,Slightly important,Important,Important,Important,Very important,Slightly important,Critical,Important,Critical,Critical,Very important,Critical,Very important,Slightly important,Not important,Important,Not important,Slightly important,Important,Not important,Slightly important,Slightly important,Important,Important,Slightly important,Very important,Important,Not important,Not important,Not important,Important,Important,Critical,Critical,Very important,Very important,Not important,Not important,Important,Important,Not important,Slightly important,Not difficult,Very difficult,Difficult,5,21,Not difficult,Very difficult,Difficult,0,10,Slightly difficult,Slightly difficult,Difficult,2,5,Not difficult,Not difficult,Slightly difficult,2,3,Slightly difficult,Difficult,Slightly difficult,2,8,Not difficult,Difficult,Slightly difficult,1,7,Not difficult,Difficult,Slightly difficult,0,9,Not difficult,Not difficult,Slightly difficult,8,8,Not difficult,Slightly difficult,Not difficult,2,1,Slightly important,Important,Very important,Important,Very important,Not important,Slightly important,Not important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Private placement office, -44,Yes to both,Yes,23,No,-44,Yes,2,10,Yes,-44,Yes,Very severe obstacle,Moderate obstacle,No obstacle,Major obstacle,No obstacle,No obstacle,Yes,90,10, -44,0,Yes,15,No,10,56,14,0,20,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Application procedures for loans or line of credit are compl,135820000,134480000,49758000,17390000,7500000,9450000,5670000,1890000,425000,725000,525000,0,0,28000000,9500000,100000000,53500000,281000000,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,No obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,"Crime, theft and disorder",Labor Regulations,Inadequately educated workforce,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Local business association, -44,technological and Innovation Support, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Somewhat truthful,Are taken directly from the establishment's records, 780234,234,Trinidad & Tobago,Trinidad & Tobago,Fabricated metal products,1401,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,1998,No,Yes,2002,11,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,0,2,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,No,No,Yes,100,55,55,0,0, -44,30,30,40,0,Medium private firms (20-100 employees),40,30,30,steel products,65,Local,10,Increased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,70,30,Yes,9,No,Yes,No,No,Yes,No,Yes,Laboratory or research center, -44,No,Yes,No,Yes,Yes,No,-44,-44,-44,-44,Yes,No,No,No,Yes,No,Yes,Yes,No, -44,Very Important,Very Important,Slightly important,Very Important,Important,Important,Very Important,Yes,45,Yes,55,No,-44,Yes,Yes,100000,-44,Yes,Yes,Yes,No,No obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,-44, -44,Tend to disagree,Strongly disagree,Strongly agree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,2,-44,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,Outside working hours,Knife,Money,350,Gang related,No,No,Fear of reprisals,Yes,2,During working hours,Other,Money,11000,Gang related,Yes,Yes,-44,Yes,2,During working hours,Knife,Money,3000,Gang related,Yes,Yes,-44,Yes,2,During working hours,Other,Other company property,2000,Other,No,No,Tried to/was unable to contact the police,Yes,3,During working hours,Other,Goods or stock,8000,Group of criminals,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,Yes,No,Yes,No,-44,-44,No,-44,-44,No,No,No,10,Yes,1,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,45,111,21,64,1,25,0,12,1,18,0,0,0,0,0,0,0,0,0,0,0,0,0,0,13,21,110000,19,98000,20,128000,3,42000,4,40000,3,46000,7,54000,7,52000,7,58000,7,25200,7,25000,7,27000,8,24075,8,22500,8,26200,0,-77,0,-77,0,-77,64,28125,58,27400,52,30600,0,-77,0,-77,0,-77,1,24300,1,24100,1,28600,New products require new skills, -44,University graduate,Completed secondary,University graduate,University graduate,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Completed primary school,Slightly important,Important,Very important,Very important,Very important,Important,Slightly important,Important,Important,Important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Critical,Critical,Critical,Important,Important,Very important,Critical,Important,Slightly important,Very important,Slightly important,Important,Important,Not important,Not important,Important,Important,Important,Very important,Very important,Important,Critical,Important,Very important,Important,Very important,Very important,Critical,Slightly important,Critical,Important,Critical,Critical,Very important,Very important,Critical,Slightly important,Not important,Important,Not important,Very important,Important,Slightly important,Important,Important,Important,Important,Important,Slightly important,Very important,Not important,Slightly important,Not important,Important,Important,Very important,Critical,Critical,Very important,Slightly important,Not important,Important,Very important,Important,Not important,Not difficult,Very difficult,Difficult,3,11,Slightly difficult,Very difficult,Slightly difficult,0,10,Not difficult,Difficult,Slightly difficult,0,5,Slightly difficult,Slightly difficult,Slightly difficult,0,2,Not difficult,Not difficult,Slightly difficult,0,8,Slightly difficult,Difficult,Slightly difficult,0,5,Slightly difficult,Slightly difficult,Difficult,7,3,Not difficult,Slightly difficult,Not difficult,1,5,Not difficult,Not difficult,Not difficult,0,1,Important,Very important,Very important,Important,Slightly important,Not important,Not important,Not important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Private placement office, -44,No,-44,-44,-44,-44,Yes,26,5,No,The firm cannot afford the optimal level of training,Yes,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No,0,100, -44,0,Yes,7,No,30,32,8,0,30,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,3,3,Insufficient profitability,-44,51570000,58600000,24612000,13860000,4250000,158000,630000,1008000,4000,4000,4000,0,0,16000000,4750000,45000000,48150000,68400000,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Access to finance,Customs and Trade Regulations,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 780235,235,Trinidad & Tobago,Trinidad & Tobago,Fabricated metal products,1402,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,60,0,100,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly women,Male,Male,Male,2006,No,Yes,2006,27,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,3,2,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,0,4,1,-44,Yes,0,Yes,Yes,Yes,100,65,87,0,0, -44,5,70,25,5,Government or government agencies (including state-owned ent,10,85,5,iron products,100,Local,35,Increased,Increased,1,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,45,55,Yes,9,No,No,Yes,No,Yes,No,Yes,Competitor, -44,No,Yes,Yes,Yes,No,Yes,No,Yes,No,Yes,Yes,No,No,Yes,No,Yes,No,No,No, -44,Important,Very Important,Important,Important,Important,Very Important,Important,Yes,50,Yes,35,Yes,15,No,No,400000,-44,No,No,No,No,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,-44, -44,Tend to agree,Strongly disagree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,0,0,Yes,No,Yes,Yes,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,10,Yes,1,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,60,92,4,24,54,10,0,13,9,4,11,2,2,6,1,0,1,1,0,2,1,1,3,1,12,6,96000,6,91000,6,107000,2,47000,2,46000,2,53000,3,53000,4,50000,3,58000,3,23175,3,21000,3,27000,3,28350,3,25800,3,33400,0,-77,0,-77,0,-77,26,23625,28,23200,28,27300,0,-77,0,-77,0,-77,60,24300,66,22500,61,26700,Economic upturn/downturn, -44,University graduate,Completed secondary,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed secondary,Completed secondary,Important,Important,Critical,Very important,Important,Important,Slightly important,Important,Important,Very important,Slightly important,Important,Slightly important,Slightly important,Very important,Critical,Very important,Very important,Important,Important,Critical,Very important,Important,Very important,Very important,Important,Important,Important,Not important,Not important,Important,Slightly important,Critical,Very important,Critical,Important,Very important,Important,Slightly important,Slightly important,Important,Important,Very important,Important,Critical,Important,Critical,Critical,Very important,Critical,Critical,Slightly important,Not important,Important,Not important,Important,Very important,Slightly important,Slightly important,Important,Very important,Very important,Important,Important,Important,Not important,Slightly important,Not important,Important,Very important,Very important,Critical,Critical,Very important,Not important,Slightly important,Important,Important,Not important,Not important,Not difficult,Very difficult,Difficult,0,17,Slightly difficult,Very difficult,Difficult,0,11,Slightly difficult,Slightly difficult,Slightly difficult,1,6,Slightly difficult,Not difficult,Not difficult,0,1,Slightly difficult,Slightly difficult,Slightly difficult,0,5,Not difficult,Difficult,Difficult,1,2,Not difficult,Difficult,Difficult,3,9,Not difficult,Difficult,Not difficult,1,2,Not difficult,Not difficult,Slightly difficult,6,1,Very important,Slightly important,Slightly important,Important,Important,Not important,Slightly important,Slightly important,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Public placement office, -44,No,-44,-44,-44,-44,Yes,17,15,No,The benefits of training are small than the costs,No,-44,-44,-44,-44,-44,-44,Yes,80,20, -44,0,Yes,14,No,45,40,10,0,5,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Size of loan and maturity are insufficiant,25680000,27610000,8007000,6930000,828000,252000,582000,970000,8000,16000,12000,0,630000,560000,4120000,1000000,5350000,1520000,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,No obstacle,-44,-44,-44,-44,-44,Access to finance,"Crime, theft and disorder",Labor Regulations,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Too many strings attached, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,Yes,Yes,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 780236,236,Trinidad & Tobago,Trinidad & Tobago,Fabricated metal products,1403,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,100,0,100,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,1995,No,Yes,1995,8,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,100,75,44,0,0, -44,50,50,0,0,Government or government agencies (including state-owned ent,80,0,20,metal doors,75,National,5,Increased,Increased,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,20,80,Yes,10,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,Yes,No,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,5,-44,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,4,During working hours,Firearm/gun,Money,5500,Group of criminals,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,Yes,No,Yes,No,-44,-44,No,-44,-44,No,No,No,5,No,-44,-44,No,-44,-44,0,No,-44,-44,No,-44,-44,No,-44,-44,60,130,31,64,9,26,0,7,5,16,0,0,0,0,0,0,0,0,0,0,0,0,0,0,20,31,100000,28,92000,27,111000,3,50000,4,45000,3,58000,7,64000,8,62000,7,71000,7,22500,7,21000,7,25000,8,29025,8,28000,7,34200,1,25200,1,25700,1,29700,64,25875,65,24500,64,29300,0,-77,0,-77,0,-77,9,23850,9,23600,8,28300,-44, -44,University graduate,University graduate,Post graduated,University graduate,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Slightly important,Important,Critical,Important,Very important,Important,Slightly important,Slightly important,Very important,Important,Important,Slightly important,Not important,Important,Important,Critical,Very important,Very important,Very important,Important,Very important,Critical,Important,Important,Critical,Slightly important,Slightly important,Important,Not important,Not important,Important,Important,Important,Critical,Very important,Slightly important,Very important,Important,Slightly important,Important,Very important,Important,Critical,Important,Critical,Important,Critical,Critical,Very important,Very important,Critical,Slightly important,Not important,Important,Not important,Important,Important,Not important,Not important,Slightly important,Important,Very important,Important,Important,Very important,Slightly important,Not important,Slightly important,Very important,Very important,Critical,Critical,Critical,Very important,Not important,Not important,Very important,Very important,Important,Not important,Not difficult,Very difficult,Slightly difficult,4,19,Slightly difficult,Very difficult,Difficult,0,6,Slightly difficult,Slightly difficult,Slightly difficult,1,9,Slightly difficult,Not difficult,Slightly difficult,1,1,Slightly difficult,Difficult,Difficult,1,7,Slightly difficult,Slightly difficult,Slightly difficult,1,3,Not difficult,Difficult,Difficult,7,10,Not difficult,Not difficult,Not difficult,1,10,Not difficult,Slightly difficult,Not difficult,0,2,Very important,Important,Slightly important,Important,Important,Not important,Slightly important,Not important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,No obstacle,Major obstacle,Minor obstacle,Major obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Public announcement/advertisement, -44,Yes to fire,No,-44,Yes,13,Yes,2,0,Yes,-44,Yes,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Yes,100,0, -44,0,Yes,6,No,50,16,4,0,30,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,3,3,Concerns about level of debt already incurred,-44,41070000,42340000,14396000,11340000,3500000,221000,479000,756000,18000,7000,17000,0,0,12000000,9500000,35000000,32100000,93450000,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Customs and Trade Regulations,Practices of competitors in the informal sector,Cost of finance,Moderate obstacle,Yes,Yes,No,No,No,Yes,No,-44,-44,-44,-44,-44,-44,Yes,Negative impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Large impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Large impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,Yes,No,No,Yes,No,No,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 780237,237,Trinidad & Tobago,Trinidad & Tobago,Non-metallic mineral products,1408,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,30,80,20,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly women,Male,Male,Female,1954,Yes,Yes,1985,25,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,100,75,150,0,0, -44,40,30,30,0,Others,35,55,10,cement,100,Local,5,Increased,Increased,More than 5,95,5,5,1955,usa,35,jamaica,30,14,0,0,80,20,Yes,10,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Major obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,No obstacle,Very severe obstacle,Minor obstacle,-44, -44,Tend to disagree,Strongly disagree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,Yes,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,No,-44,-44,Yes,0,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,4,387,34,86,195,72,3,6,4,29,25,4,5,12,4,0,0,0,1,3,1,3,7,2,51,38,65000,35,62000,31,72000,8,54000,8,48000,7,58000,22,61000,23,61000,20,73000,22,26550,22,24000,23,29000,23,24075,23,23000,24,26500,1,23400,1,23800,1,27800,0,-77,0,-77,0,-77,91,33525,88,33200,88,38700,207,23850,226,22300,219,26200,Increase demand for higher quality product, -44,University graduate,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,Completed secondary,Started but did not complete secondary,Important,Slightly important,Very important,Important,Important,Very important,Important,Important,Important,Important,Slightly important,Important,Slightly important,Not important,Very important,Very important,Critical,Critical,Important,Important,Very important,Critical,Important,Important,Critical,Not important,Slightly important,Important,Slightly important,Not important,Important,Slightly important,Important,Very important,Critical,Important,Important,Slightly important,Slightly important,Important,Important,Very important,Very important,Slightly important,Critical,Slightly important,Critical,Critical,Critical,Critical,Critical,Slightly important,Slightly important,Important,Not important,Important,Important,Slightly important,Slightly important,Important,Important,Important,Important,Slightly important,Important,Not important,Not important,Slightly important,Slightly important,Important,Critical,Very important,Critical,Critical,Not important,Slightly important,Important,Important,Not important,Important,Not difficult,Very difficult,Slightly difficult,4,20,Not difficult,Very difficult,Slightly difficult,1,15,Slightly difficult,Difficult,Slightly difficult,3,9,Not difficult,Slightly difficult,Slightly difficult,3,1,Slightly difficult,Slightly difficult,Slightly difficult,3,6,Slightly difficult,Difficult,Slightly difficult,1,4,Not difficult,Difficult,Difficult,0,5,Slightly difficult,Not difficult,Not difficult,10,2,Not difficult,Slightly difficult,Not difficult,21,2,Very important,Very important,Very important,Important,Important,Slightly important,Slightly important,Not important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,No obstacle,No obstacle,Private placement office, -44,No,-44,-44,-44,-44,Yes,13,20,No,Other,Yes,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,No obstacle,Yes,100,0, -44,0,Yes,5,No,10,32,8,0,50,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,3,3,Problems with credit history/report,-44,59150000,63600000,17808000,27720000,4452000,1260000,2520000,4095000,40000,53000,83000,0,0,7400000,2996000,10000000,4280000,16500000,Very severe obstacle,Minor obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Access to finance,Corruption,Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,NGO, -44,technological and Innovation Support, -44,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are taken directly from the establishment's records, 780238,238,Trinidad & Tobago,Trinidad & Tobago,Retail,1410,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,68.39999999999999,100,0,0,0,Predominantly men,No,Yes,10,Delegates decisions to other partners,11,9,Equally men and women,Male,Male,Male,1999,No,Yes,1999,11,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,1,1,1,-44,No,-44,-44,-44,-44,Yes,3,Yes,Yes,Yes,0,-44,-44,100,0, -44,5,5,90,15,Individuals,5,5,90,food,60,National,10,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,65,35,Yes,5,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to disagree,Yes,No,-44,-44,-44,-44,Yes,-44,30000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,No,25000,2000,Yes,No,No,Yes,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,19,No,-44,-44,Yes,0,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,16,126,49,44,31,2,3,29,21,2,0,0,0,0,0,0,0,0,0,0,0,0,0,0,17,49,67000,49,64000,47,74000,1,47000,2,45000,1,55000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,25875,1,25600,1,29300,0,-77,0,-77,0,-77,44,27225,47,25000,47,30200,0,-77,0,-77,0,-77,31,23850,31,23000,33,25700,New products require new skills, -44,University graduate,University graduate,Post graduated,Post graduated,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed secondary,Not applicable,Not applicable,Completed college/vocational training,Completed secondary,Not applicable,Not applicable,Completed secondary,Completed primary school,Important,Important,Very important,Very important,Important,Very important,Important,Important,Very important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Critical,Very important,Critical,Slightly important,Slightly important,Very important,Critical,Important,Slightly important,Very important,Important,Very important,Important,Important,Not important,Important,Important,Important,Critical,Critical,Very important,Very important,Important,Very important,Very important,Important,Important,Very important,Important,Very important,Important,Critical,Critical,Very important,Very important,Critical,Slightly important,Slightly important,Important,Not important,Important,Important,Slightly important,Slightly important,Not important,Important,Slightly important,Slightly important,Slightly important,Important,Slightly important,Not important,Slightly important,Very important,Important,Critical,Critical,Critical,Very important,Not important,Not important,Important,Important,Not important,Slightly important,Not difficult,Very difficult,Difficult,5,16,Not difficult,Very difficult,Difficult,0,8,Not difficult,Slightly difficult,Slightly difficult,0,9,Slightly difficult,Difficult,Slightly difficult,1,2,Not difficult,Slightly difficult,Difficult,1,10,Slightly difficult,Difficult,Slightly difficult,0,6,Not difficult,Slightly difficult,Slightly difficult,5,7,Not difficult,Slightly difficult,Not difficult,1,8,Not difficult,Not difficult,Not difficult,4,2,Important,Very important,Important,Important,Very important,Not important,Not important,Slightly important,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Public announcement/advertisement, -44,No,-44,-44,-44,-44,Yes,3,10,No,Other,Yes,Very severe obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Very severe obstacle,Minor obstacle,Yes,100,0, -44,0,Yes,10,No,80,8,2,0,10,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,Yes,Line of credit,2011,80000,9,54,Other,Yes,Yes,No,No,No,No, -44,150,Yes,2,1,Insufficient profitability,-44,8340000,8780000,3161000,8680000,702000,44000,82000,44000,6000,8000,3000,0,0,1868000,1905000,2458000,3073000,5039000,Minor obstacle,Minor obstacle,Major obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Very severe obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,Corruption,Tax Rates,Tax administration,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not aware of this type of assistance and don't know it advan, -44,-44,-44, -44,-44, -44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 780239,239,Trinidad & Tobago,Trinidad & Tobago,Retail,1411,Yes,3,Establishment physically separated from HQ and other establi,Yes,-44,Limited partnership, -44,45,50,50,0,0,Equally men and women,Yes,No,45,Makes decisions in consultation with other partners,20,4,Predominantly men,Male,Female,Female,1976,Yes,Yes,1977,11,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,2,1,1,-44,No,-44,-44,-44,-44,Yes,1,Yes,Yes,Yes,0,-44,-44,100,0, -44,0,50,50,10,Government or government agencies (including state-owned ent,0,75,25,agricultural equipment,100,National,5,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,45,55,No,-44,No,No,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,Yes,No,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,-44, -44,Tend to disagree,Strongly disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,-44,55000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,50000,5000,Yes,No,No,Yes,No,No,-44,-44,No,-44,-44,No,No,No,0,Yes,1,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,5,113,43,39,28,3,0,4,2,3,5,3,1,1,0,0,0,0,0,1,1,1,2,0,17,46,110000,42,108000,42,121000,1,56000,2,53000,1,64000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,26325,1,26800,1,29800,1,25875,1,23300,1,29900,40,23850,43,24300,46,25700,0,-77,0,-77,0,-77,29,23400,32,21900,30,26000,New products require new skills, -44,University graduate,University graduate,University graduate,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Completed primary school,Important,Slightly important,Very important,Important,Very important,Important,Slightly important,Slightly important,Very important,Important,Slightly important,Important,Slightly important,Slightly important,Important,Very important,Very important,Critical,Important,Very important,Critical,Critical,Very important,Important,Very important,Slightly important,Slightly important,Very important,Not important,Not important,Important,Important,Important,Critical,Critical,Important,Very important,Important,Very important,Very important,Very important,Important,Critical,Slightly important,Very important,Slightly important,Critical,Very important,Critical,Critical,Critical,Not important,Not important,Important,Not important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Important,Slightly important,Slightly important,Very important,Slightly important,Slightly important,Slightly important,Important,Important,Very important,Critical,Very important,Very important,Not important,Slightly important,Important,Important,Not important,Slightly important,Slightly difficult,Difficult,Difficult,5,8,Slightly difficult,Very difficult,Slightly difficult,0,10,Not difficult,Slightly difficult,Difficult,0,7,Slightly difficult,Slightly difficult,Slightly difficult,1,1,Slightly difficult,Difficult,Slightly difficult,0,9,Difficult,Difficult,Slightly difficult,0,6,Slightly difficult,Difficult,Difficult,4,10,Slightly difficult,Not difficult,Slightly difficult,1,5,Not difficult,Not difficult,Not difficult,3,1,Very important,Critical,Not important,Important,Important,Slightly important,Slightly important,Not important,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,Public announcement/advertisement, -44,Yes to hire,Yes,14,No,-44,Yes,4,5,No,The firm cannot afford the optimal level of training,No,-44,-44,-44,-44,-44,-44,Yes,100,0, -44,0,Yes,7,No,35,40,10,0,15,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Collateral requirements for loans or line of credit are unat,11280000,12130000,4731000,3780000,1213000,121000,151000,109000,10000,10000,17000,2520000,567000,2009000,3548000,2911000,4731000,5647000,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,No obstacle,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Access to finance,"Crime, theft and disorder",Minor obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,International organization, -44,technological and Innovation Support, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are taken directly from the establishment's records, 780240,240,Trinidad & Tobago,Trinidad & Tobago,Retail,1412,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,60,100,0,0,0,Predominantly men,No,Yes,16,Delegates decisions to other partners,12,14,Predominantly men,Male,Male,Male,1997,No,Yes,2003,7,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,Yes,3,0,0,-44,Yes,4,2,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,0,95,5,0,Individuals,0,100,0,electronics products,85,Local,5,Increased,Increased,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,65,35,Yes,6,Yes,Yes,Yes,No,Yes,No,Yes,University, -44,No,No,Yes,Yes,Yes,Yes,Yes,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,Slightly important,Slightly important,Important,Critical,Slightly important,Very Important,Very Important,Yes,65,Yes,35,No,-44,Yes,Yes,0,-44,No,No,Yes,No,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,No obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to disagree,Tend to agree,Yes,Yes,No,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,No,2,No,-44,-44,Yes,0,0,-44,No,-44,-44,Yes,40,No,No,-44,-44,17,150,60,52,37,1,3,28,18,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,17,60,75000,55,75000,59,82000,1,46000,1,47000,1,52000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,52,23850,47,23200,52,27800,0,-77,0,-77,0,-77,37,22050,38,21400,34,25500,New products require new skills, -44,Post graduated,Completed college/vocational training,University graduate,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Very important,Not important,Critical,Important,Important,Very important,Slightly important,Slightly important,Slightly important,Important,Important,Important,Slightly important,Slightly important,Important,Very important,Very important,Very important,Important,Important,Very important,Very important,Important,Important,Critical,Slightly important,Important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Very important,Critical,Critical,Important,Important,Important,Critical,Slightly important,Important,Very important,Very important,Important,Critical,Very important,Critical,Critical,Very important,Very important,Very important,Slightly important,Not important,Very important,Not important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Important,Slightly important,Slightly important,Very important,Not important,Slightly important,Not important,Slightly important,Very important,Critical,Very important,Critical,Very important,Not important,Slightly important,Slightly important,Very important,Important,Important,Slightly difficult,Difficult,Difficult,6,23,Slightly difficult,Almost impossible,Difficult,1,6,Not difficult,Difficult,Slightly difficult,0,3,Not difficult,Slightly difficult,Slightly difficult,1,1,Slightly difficult,Slightly difficult,Slightly difficult,0,2,Not difficult,Difficult,Slightly difficult,0,3,Not difficult,Difficult,Slightly difficult,6,10,Not difficult,Not difficult,Not difficult,0,5,Not difficult,Not difficult,Slightly difficult,4,2,Very important,Important,Important,Slightly important,Important,Not important,Not important,Slightly important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Private placement office, -44,No,-44,-44,-44,-44,Yes,5,10,No,The benefits of training are small than the costs,No,-44,-44,-44,-44,-44,-44,Yes,100,0, -44,0,No,-44,No,100,0,0,0,0,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,Yes,Loan,2010,5000,13,36,Other,Yes,No,Yes,No,No,No, -44,175,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,49250000,49750000,20398000,9450000,995000,398000,57000,547000,66000,55000,82000,0,0,8800000,13388000,14427000,19403000,23805000,No obstacle,Minor obstacle,Very severe obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Minor obstacle,No obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Corruption,Macroeconomic environment,Transportation,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Government based organization, -44,technological and Innovation Support, -44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,No,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 780241,241,Trinidad & Tobago,Trinidad & Tobago,Retail,1413,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,95,100,0,0,0,Predominantly men,No,Yes,3,Delegates decisions to other partners,9,11,Predominantly men,Male,Male,Male,1992,No,Yes,2002,7,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,5,2,1,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0, -44,0,20,80,0,Large private firms (more than 100 employees),0,40,60,food and beverages,75,National,15,Remained the same,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,75,25,Yes,20,No,Yes,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Major obstacle,Major obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,-44, -44,Tend to agree,Tend to disagree,Strongly disagree,Tend to disagree,Yes,No,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,No,No,No,1,No,-44,-44,Yes,5,0,-44,No,-44,-44,Yes,40,Yes,No,-44,-44,6,167,65,58,41,3,3,33,21,3,0,0,0,0,0,0,0,0,0,0,0,0,0,0,21,65,80000,64,75000,67,86000,1,47000,1,43000,1,56000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,27675,1,26700,1,30400,1,22500,1,21500,1,24500,58,22500,54,22300,53,26000,0,-77,0,-77,0,-77,41,24300,41,22100,40,26200,Increase/decreased demand for goods, -44,Post graduated,University graduate,Post graduated,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed secondary,Completed secondary,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Completed primary school,Important,Important,Very important,Important,Important,Very important,Slightly important,Slightly important,Important,Important,Slightly important,Important,Slightly important,Slightly important,Important,Very important,Very important,Critical,Important,Important,Very important,Critical,Slightly important,Very important,Critical,Not important,Slightly important,Very important,Important,Not important,Slightly important,Important,Important,Critical,Critical,Important,Critical,Important,Very important,Important,Important,Slightly important,Critical,Important,Critical,Slightly important,Critical,Very important,Very important,Critical,Critical,Important,Not important,Important,Slightly important,Important,Important,Slightly important,Not important,Slightly important,Very important,Very important,Slightly important,Slightly important,Slightly important,Slightly important,Not important,Slightly important,Very important,Important,Critical,Critical,Critical,Very important,Not important,Slightly important,Important,Very important,Important,Not important,Not difficult,Very difficult,Difficult,7,21,Slightly difficult,Very difficult,Difficult,0,10,Slightly difficult,Difficult,Difficult,1,5,Not difficult,Slightly difficult,Slightly difficult,0,2,Slightly difficult,Slightly difficult,Slightly difficult,0,10,Difficult,Slightly difficult,Slightly difficult,0,6,Slightly difficult,Difficult,Slightly difficult,6,10,Not difficult,Not difficult,Slightly difficult,0,8,Not difficult,Not difficult,Not difficult,5,2,Very important,Very important,Important,Not important,Very important,Slightly important,Slightly important,Slightly important,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,Private placement office, -44,No,-44,-44,-44,-44,Yes,1,5,Yes,-44,Yes,Major obstacle,Moderate obstacle,No obstacle,No obstacle,Moderate obstacle,No obstacle,Yes,0,100, -44,0,Yes,15,No,15,48,12,0,25,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,3,3,Other objections,-44,23030000,23030000,8982000,9580000,1382000,115000,176000,276000,25000,14000,39000,0,0,4251000,3869000,5988000,5527000,12994000,No obstacle,No obstacle,Major obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,No obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,-44,-44,-44,-44,-44,Access to finance,"Crime, theft and disorder",Macroeconomic environment,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,International organization, -44,Human resources Support, -44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,No,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 780242,242,Trinidad & Tobago,Trinidad & Tobago,Construction,1424,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,100,0,0,0,100,Not applicable,-44,-44,-44,-44,-44,-44,Predominantly women,Male,Male,Male,2004,No,Yes,2004,35,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,0,3,0,-44,No,-44,-44,-44,-44,Yes,1,4,1,-44,No,-44,-44,-44,-44,Yes,4,Yes,Yes,Yes,0,-44,-44,100,0, -44,0,0,100,15,Small private firms (less than 20 employees),0,0,100,civil engineering,60,Local,10,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,65,35,Yes,16,Yes,No,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,Yes,No,No,No,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to disagree,Yes,Yes,No,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,15000,0,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,53,Yes,1,No,Yes,0,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,1,182,73,63,45,1,3,12,9,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,19,73,110000,66,109000,62,120000,1,46000,2,41000,1,53000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,63,22500,60,22100,60,25000,0,-77,0,-77,0,-77,45,22950,45,22100,42,27000,New products require new skills, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Completed secondary,Important,Important,Critical,Very important,Very important,Very important,Slightly important,Important,Important,Important,Important,Important,Slightly important,Not important,Important,Critical,Very important,Very important,Important,Important,Critical,Critical,Very important,Slightly important,Critical,Slightly important,Important,Important,Slightly important,Not important,Critical,Very important,Very important,Critical,Critical,Very important,Very important,Important,Important,Very important,Important,Important,Critical,Important,Critical,Very important,Critical,Very important,Very important,Critical,Critical,Not important,Slightly important,Very important,Slightly important,Important,Important,Slightly important,Important,Slightly important,Important,Very important,Important,Slightly important,Very important,Slightly important,Slightly important,Slightly important,Very important,Important,Very important,Critical,Very important,Very important,Slightly important,Not important,Important,Very important,Slightly important,Slightly important,Not difficult,Difficult,Slightly difficult,8,22,Slightly difficult,Very difficult,Difficult,0,11,Slightly difficult,Slightly difficult,Slightly difficult,0,6,Not difficult,Slightly difficult,Not difficult,0,1,Slightly difficult,Difficult,Slightly difficult,1,10,Not difficult,Difficult,Slightly difficult,1,9,Slightly difficult,Difficult,Slightly difficult,7,10,Slightly difficult,Slightly difficult,Difficult,1,9,Slightly difficult,Not difficult,Not difficult,5,2,Very important,Very important,Very important,Important,Very important,Not important,Not important,Slightly important,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,No obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Private placement office, -44,No,-44,-44,-44,-44,Yes,5,5,No,The benefits of training are small than the costs,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,No,-44,Yes,70,0,0,0,30,0,0,0,0,0,0,0,0, -44,25,75,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Loan,2011,620000,8,36,Private commercial banks,Yes,Yes,No,Yes,No,No, -44,125,Yes,2,1,Incompleteness of loan application,-44,69280000,75300000,26355000,52920000,6777000,301000,2108000,904000,45000,163000,63000,0,5271000,11265000,13509000,16566000,17319000,44397000,No obstacle,Minor obstacle,Major obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,No obstacle,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,Access to finance,Practices of competitors in the informal sector,Corruption,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed, -44,-44,-44, -44,-44, -44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 780243,243,Trinidad & Tobago,Trinidad & Tobago,Construction,1430,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,80,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Female,1994,No,Yes,1994,42,No,-44,-44,No,-44,-44,No,-44,-44,Yes,23,No,Yes,3,2,1,-44,No,-44,-44,-44,-44,Yes,2,0,0,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0, -44,0,0,100,10,Individuals,0,0,100,construction,100,National,10,Increased,Decreased,More than 5,70,30,0,1994,usa,25,spain,15,9,0,0,70,30,Yes,14,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,No obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to agree,Tend to agree,Tend to agree,Yes,No,-44,-44,-44,-44,Yes,3,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,0,0,Yes,No,No,Yes,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,5,No,-44,-44,Yes,0,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,60,143,55,50,35,3,2,9,6,3,0,0,0,0,0,0,0,0,0,0,0,0,0,0,22,55,72000,53,69000,57,84000,1,39000,2,37000,1,44000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,26550,1,26600,1,28900,1,24075,1,22300,1,27300,50,23400,49,21700,53,27000,0,-77,0,-77,0,-77,35,22050,32,21800,32,24000,Increase/decreased demand for goods, -44,University graduate,Completed college/vocational training,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed secondary,Completed secondary,Not applicable,Not applicable,Completed secondary,Completed primary school,Important,Important,Critical,Important,Very important,Important,Important,Important,Important,Important,Important,Slightly important,Not important,Important,Slightly important,Very important,Very important,Very important,Important,Very important,Very important,Very important,Very important,Important,Critical,Not important,Important,Very important,Slightly important,Not important,Important,Slightly important,Important,Critical,Critical,Very important,Important,Important,Very important,Very important,Important,Important,Very important,Important,Critical,Important,Critical,Very important,Very important,Very important,Very important,Slightly important,Not important,Very important,Slightly important,Very important,Important,Not important,Important,Slightly important,Important,Very important,Important,Slightly important,Important,Not important,Not important,Slightly important,Important,Very important,Critical,Critical,Critical,Very important,Slightly important,Not important,Very important,Important,Important,Not important,Slightly difficult,Difficult,Slightly difficult,6,11,Not difficult,Very difficult,Slightly difficult,1,12,Slightly difficult,Difficult,Slightly difficult,0,7,Slightly difficult,Slightly difficult,Not difficult,0,2,Not difficult,Slightly difficult,Difficult,0,10,Slightly difficult,Slightly difficult,Difficult,1,2,Slightly difficult,Difficult,Difficult,5,10,Not difficult,Not difficult,Slightly difficult,0,5,Not difficult,Slightly difficult,Not difficult,4,2,Very important,Very important,Not important,Not important,Very important,Slightly important,Not important,Slightly important,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Private placement office, -44,No,-44,-44,-44,-44,Yes,2,5,Yes,-44,No,-44,-44,-44,-44,-44,-44,Yes,100,0, -44,0,Yes,12,No,20,11,4,0,65,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Interest rates are not favorable,116290000,114010000,35343000,15120000,1140000,114000,3192000,1596000,239000,255000,287000,0,0,16805000,28457000,25082000,44464000,72989000,Minor obstacle,Moderate obstacle,No obstacle,Major obstacle,No,Yes,Yes,No,No,No,No,No obstacle,No obstacle,No obstacle,Major obstacle,Very severe obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,Major obstacle,No obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,"Crime, theft and disorder",Macroeconomic environment,No obstacle,Yes,Yes,No,No,No,Yes,No,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Negative impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Negative impact,-44,-44,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 780244,244,Trinidad & Tobago,Trinidad & Tobago,Wholesale,1432,No,-44,-44,-44,-44,Limited partnership, -44,11,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Male,Female,Female,1996,No,Yes,1996,42,No,-44,-44,No,-44,-44,No,-44,-44,Yes,26,No,Yes,2,4,0,-44,Yes,1,0,0,-44,Yes,4,0,0,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0, -44,0,0,100,20,Government or government agencies (including state-owned ent,10,0,90,rotating equipment wholesale,100,National,10,Remained the same,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,35,65,No,-44,No,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,Yes,No,No,No obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,Major obstacle,Very severe obstacle,-44, -44,Strongly disagree,Tend to disagree,Tend to agree,Tend to agree,Yes,No,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,45000,0,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,5,No,-44,-44,No,-44,-44,7000,No,-44,-44,No,-44,-44,No,-44,-44,7,30,9,10,7,4,1,6,4,4,60,18,20,14,8,1,11,7,8,3,1,3,7,2,0,27,85000,29,86000,30,101000,2,38000,2,37000,2,41000,3,59000,4,57000,3,68000,3,27450,3,24000,3,31000,4,24750,4,23000,4,28900,0,-77,0,-77,0,-77,30,28125,33,28400,31,31600,0,-77,0,-77,0,-77,21,24075,23,22100,24,26700,Increase/decreased demand for goods, -44,University graduate,University graduate,University graduate,University graduate,Completed secondary,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Completed secondary,Not applicable,Not applicable,Completed secondary,Completed primary school,Very important,Not important,Critical,Important,Important,Very important,Important,Slightly important,Important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Very important,Critical,Critical,Critical,Important,Very important,Very important,Critical,Important,Important,Critical,Slightly important,Slightly important,Important,Important,Not important,Important,Slightly important,Critical,Critical,Critical,Important,Very important,Very important,Important,Very important,Slightly important,Important,Very important,Slightly important,Critical,Slightly important,Critical,Critical,Critical,Very important,Very important,Not important,Not important,Slightly important,Not important,Important,Important,Slightly important,Slightly important,Important,Important,Slightly important,Very important,Slightly important,Very important,Not important,Slightly important,Not important,Important,Important,Critical,Very important,Very important,Very important,Not important,Slightly important,Important,Important,Slightly important,Important,Not difficult,Difficult,Slightly difficult,3,19,Not difficult,Difficult,Difficult,0,9,Not difficult,Difficult,Difficult,1,3,Slightly difficult,Not difficult,Not difficult,1,2,Slightly difficult,Not difficult,Difficult,1,3,Slightly difficult,Difficult,Slightly difficult,0,9,Difficult,Slightly difficult,Slightly difficult,3,7,Not difficult,Not difficult,Not difficult,0,2,Not difficult,Not difficult,Not difficult,3,1,Important,Very important,Not important,Not important,Important,Not important,Slightly important,Slightly important,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,Public placement office, -44,No,-44,-44,-44,-44,Yes,0,0,No,The firm is affraid of investing in workers that after the t,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,6,No,20,16,4,0,20,0,40,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Other,5460000,5460000,2129000,2520000,437000,16000,153000,38000,4000,5000,2000,0,0,914000,1065000,1474000,1365000,3199000,Minor obstacle,No obstacle,No obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Minor obstacle,No obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,No obstacle,Minor obstacle,No obstacle,Major obstacle,Minor obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Cost of finance,Access to finance,No obstacle,Yes,Yes,No,Yes,No,No,No,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Truthful,Are taken directly from the establishment's records, 780245,245,Trinidad & Tobago,Trinidad & Tobago,Construction,1434,Yes,3,Headquarters with no production/no sales at this location,Yes,-44,Shareholding company with non-traded shares or shares traded, -44,47,100,0,0,0,Equally men and women,No,No,24,Makes major strategic and fiancial decisions,16,12,Predominantly men,Male,Male,Female,1991,Yes,Yes,1991,27,No,-44,-44,No,-44,-44,Yes,21,No,No,-44,-44,Yes,2,2,1,-44,No,-44,-44,-44,-44,Yes,2,0,1,-44,No,-44,-44,-44,-44,Yes,1,Yes,Yes,Yes,0,-44,-44,100,0, -44,0,10,90,15,Individuals,0,10,90,construction services,85,Local,10,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,75,25,No,-44,No,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Major obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,-44, -44,Tend to agree,Tend to agree,Tend to agree,Tend to disagree,Yes,No,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,0,0,Yes,Yes,Yes,No,No,No,-44,-44,No,-44,-44,No,No,No,0,Yes,1,No,Yes,0,0,-44,Yes,25,No,Yes,30,Yes,No,-44,-44,80,315,124,110,78,3,2,5,4,3,200,81,69,49,1,1,3,2,1,1,1,1,1,1,38,205,74000,215,66000,230,86000,1,39000,1,35000,1,44000,1,50000,2,47000,1,60000,1,28800,1,27000,1,33000,1,23175,1,23200,1,27000,0,-77,0,-77,0,-77,179,25200,177,25400,195,28000,0,-77,0,-77,0,-77,127,24300,115,22500,121,27300,New products require new skills, -44,Post graduated,Post graduated,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Not applicable,Not applicable,Completed college/vocational training,Completed secondary,Not applicable,Not applicable,Completed secondary,Completed secondary,Important,Slightly important,Critical,Very important,Very important,Important,Important,Important,Slightly important,Important,Important,Important,Slightly important,Slightly important,Very important,Critical,Critical,Very important,Very important,Important,Critical,Very important,Important,Important,Critical,Not important,Important,Slightly important,Important,Not important,Important,Important,Critical,Critical,Very important,Important,Very important,Important,Important,Important,Important,Very important,Very important,Important,Critical,Important,Very important,Very important,Very important,Very important,Very important,Slightly important,Not important,Very important,Slightly important,Slightly important,Very important,Slightly important,Not important,Not important,Important,Very important,Important,Very important,Very important,Slightly important,Slightly important,Not important,Very important,Very important,Critical,Critical,Critical,Critical,Not important,Not important,Important,Very important,Not important,Slightly important,Slightly difficult,Very difficult,Difficult,21,14,Difficult,Very difficult,Slightly difficult,1,11,Not difficult,Very difficult,Difficult,1,2,Slightly difficult,Not difficult,Slightly difficult,1,1,Slightly difficult,Not difficult,Slightly difficult,0,10,Not difficult,Slightly difficult,Slightly difficult,0,10,Not difficult,Difficult,Difficult,18,5,Not difficult,Not difficult,Not difficult,1,8,Slightly difficult,Not difficult,Slightly difficult,13,2,Important,Important,Very important,Not important,Important,Not important,Slightly important,Slightly important,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,Private placement office, -44,No,-44,-44,-44,-44,Yes,4,10,Yes,-44,Yes,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,Yes,100,0, -44,0,Yes,12,No,60,0,0,0,40,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Size of loan and maturity are insufficiant,82680000,91870000,36748000,18900000,2756000,551000,2205000,1102000,121000,121000,110000,2520000,3150000,13137000,23041000,20211000,30317000,23243000,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,No obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Minor obstacle,No obstacle,Major obstacle,No obstacle,Major obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,"Crime, theft and disorder",Practices of competitors in the informal sector,No obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Private independent fund, -44,technological and Innovation Support, -44,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 780246,246,Trinidad & Tobago,Trinidad & Tobago,Hotel and restaurants,1436,No,-44,-44,-44,-44,Limited partnership, -44,50,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Female,Female,Male,1968,No,Yes,1968,8,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,1,1,-44,Yes,3,0,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0, -44,0,95,5,3,Individuals,0,10,90,chicken,95,National,15,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,85,15,Yes,9,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,4,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,25000,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,No,No,No,10,No,-44,-44,Yes,0,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,20,264,105,92,66,1,6,76,50,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,37,105,85000,96,80000,87,94000,1,47000,1,43000,1,56000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,92,23850,85,24100,79,27000,0,-77,0,-77,0,-77,66,22275,68,21700,74,24000,Increase/decreased demand for goods, -44,University graduate,Post graduated,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Completed secondary,Very important,Slightly important,Critical,Very important,Very important,Important,Slightly important,Slightly important,Very important,Important,Important,Important,Slightly important,Slightly important,Important,Very important,Very important,Critical,Important,Slightly important,Very important,Critical,Important,Important,Critical,Slightly important,Very important,Important,Not important,Not important,Very important,Slightly important,Important,Very important,Critical,Slightly important,Very important,Important,Important,Important,Important,Important,Critical,Important,Very important,Slightly important,Critical,Critical,Critical,Very important,Critical,Not important,Slightly important,Important,Not important,Important,Very important,Slightly important,Important,Slightly important,Important,Important,Important,Slightly important,Important,Slightly important,Slightly important,Not important,Important,Very important,Very important,Critical,Critical,Very important,Not important,Slightly important,Important,Very important,Not important,Slightly important,Slightly difficult,Very difficult,Difficult,11,22,Slightly difficult,Difficult,Difficult,1,10,Slightly difficult,Difficult,Slightly difficult,0,6,Slightly difficult,Slightly difficult,Difficult,1,3,Slightly difficult,Difficult,Slightly difficult,1,4,Slightly difficult,Difficult,Very difficult,1,10,Not difficult,Slightly difficult,Slightly difficult,10,10,Not difficult,Slightly difficult,Not difficult,0,3,Not difficult,Not difficult,Not difficult,7,1,Important,Important,Slightly important,Slightly important,Very important,Not important,Slightly important,Slightly important,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,No obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Private placement office, -44,No,-44,-44,-44,-44,Yes,3,20,No,The firm is affraid of investing in workers that after the t,Yes,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,Yes,1,99, -44,0,Yes,14,No,50,16,4,0,30,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Other,8580000,9130000,4109000,9130000,91000,64000,73000,100000,8000,20000,20000,0,0,1227000,1589000,1917000,2648000,5693000,Moderate obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,No obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Major obstacle,No obstacle,No obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Yes,Yes,No,Yes,No,Practices of competitors in the informal sector,Transportation,Electricity,Minor obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Private independent fund, -44,technological and Innovation Support, -44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Truthful,Are estimates computed with some precision, 780247,247,Trinidad & Tobago,Trinidad & Tobago,Transport,1439,No,-44,-44,-44,-44,Limited partnership, -44,33,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Male,2006,No,Yes,2006,6,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,1,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,2,6,1,-44,Yes,1,Yes,No,Yes,0,-44,-44,100,0, -44,0,100,0,0,Your parent company or affiliated establishments,0,100,0,construction equipment,70,National,10,Increased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,55,45,Yes,7,No,No,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Very severe obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,0,-44,Yes,2,-44,Yes,1,Outside working hours,Other,Goods or stock,30000,A former employee,Yes,Yes,-44,Yes,1,Outside working hours,Baseball bat,Money,150,Someone working alone,No,No,Tried to/was unable to contact the police,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,During working hours,Knife,Money,750,A supplier,No,No,The police give little/no information back on crimes,Yes,2,Outside working hours,Other,Other company property,6000,Other,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,Outside working hours,Firearm/gun,Goods or stock,6500,Gang related,No,No,Fear of reprisals,No,-44,-44,0,Yes,No,No,No,Yes,No,-44,-44,No,-44,-44,Yes,Yes,Yes,5,No,-44,-44,No,-44,-44,0,Yes,10,No,Yes,35,No,No,-44,-44,110,212,83,74,53,2,2,6,5,2,14,7,4,3,0,0,0,0,0,2,1,2,4,0,26,90,92000,81,89000,75,105000,1,53000,2,50000,1,62000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,24975,1,23600,1,28000,0,-77,0,-77,0,-77,78,25425,79,25200,86,28200,0,-77,0,-77,0,-77,56,22725,55,21100,57,27000,Increase/decreased demand for goods, -44,University graduate,Completed college/vocational training,University graduate,Post graduated,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Completed secondary,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Important,Important,Critical,Very important,Important,Very important,Important,Slightly important,Slightly important,Important,Important,Important,Slightly important,Slightly important,Important,Very important,Critical,Critical,Important,Important,Critical,Critical,Important,Important,Critical,Slightly important,Important,Very important,Not important,Important,Very important,Important,Important,Critical,Critical,Important,Important,Very important,Slightly important,Important,Very important,Very important,Very important,Important,Critical,Important,Critical,Very important,Critical,Very important,Critical,Not important,Slightly important,Slightly important,Not important,Very important,Important,Not important,Slightly important,Slightly important,Important,Important,Slightly important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Important,Critical,Critical,Critical,Critical,Not important,Slightly important,Slightly important,Important,Not important,Slightly important,Not difficult,Difficult,Difficult,9,8,Slightly difficult,Very difficult,Very difficult,0,14,Slightly difficult,Difficult,Difficult,0,2,Not difficult,Slightly difficult,Slightly difficult,1,2,Slightly difficult,Slightly difficult,Slightly difficult,0,5,Not difficult,Difficult,Slightly difficult,0,10,Not difficult,Very difficult,Slightly difficult,8,8,Not difficult,Difficult,Slightly difficult,0,7,Not difficult,Not difficult,Not difficult,6,1,Critical,Very important,Important,Slightly important,Very important,Slightly important,Not important,Slightly important,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Public placement office, -44,No,-44,-44,-44,-44,Yes,1,5,Yes,-44,No,-44,-44,-44,-44,-44,-44,Yes,100,0, -44,0,Yes,5,No,60,32,8,0,0,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,Yes,Line of credit,2012,410000,10,54,Other,Yes,Yes,No,No,No,No, -44,125,Yes,5,4,Problems with credit history/report,-44,50660000,57570000,19574000,26460000,576000,461000,748000,576000,92000,46000,75000,0,0,8871000,13115000,13241000,19574000,36942000,Major obstacle,No obstacle,Very severe obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Moderate obstacle,Major obstacle,No obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Transportation,Practices of competitors in the informal sector,Major obstacle,Yes,Yes,No,No,No,No,Yes,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 780248,248,Trinidad & Tobago,Trinidad & Tobago,Construction,1485,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Male,Female,Male,2003,No,Yes,2003,10,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,3,1,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,1,3,2,-44,Yes,1,Yes,No,Yes,0,-44,-44,100,0, -44,30,0,70,0,Others,0,0,100,general contracting,65,Local,10,Remained the same,Remained the same,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,35,65,No,-44,Yes,No,Yes,No,Yes,Yes,-44,-44, -44,-44,No,Yes,Yes,Yes,Yes,Yes,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,Important,Important,Important,Important,Important,Slightly important,Important,Yes,100,No,-44,No,-44,Yes,No,0,-44,Yes,Yes,No,No,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,No obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,5,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,Yes,No,No,No,-44,-44,No,-44,-44,No,Yes,No,7,Yes,1,No,Yes,0,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,9,8,3,2,2,1,0,0,0,1,25,10,6,6,3,0,1,0,3,2,1,1,3,1,0,13,98000,13,98000,12,109000,1,49000,1,50000,1,53000,1,43000,2,42000,1,52000,1,24750,1,25000,1,27000,1,29250,1,26600,1,34400,0,-77,0,-77,0,-77,8,28575,8,26000,8,32100,0,-77,0,-77,0,-77,8,23850,9,23400,8,26200,Economic upturn/downturn, -44,Post graduated,University graduate,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Completed secondary,Very important,Slightly important,Very important,Important,Important,Very important,Slightly important,Slightly important,Important,Important,Important,Important,Slightly important,Slightly important,Important,Critical,Critical,Very important,Important,Important,Critical,Critical,Important,Important,Critical,Slightly important,Important,Important,Slightly important,Not important,Important,Important,Important,Critical,Critical,Very important,Very important,Very important,Important,Slightly important,Important,Important,Critical,Important,Very important,Important,Critical,Critical,Very important,Very important,Critical,Slightly important,Not important,Important,Not important,Very important,Slightly important,Important,Slightly important,Slightly important,Important,Very important,Very important,Slightly important,Important,Not important,Slightly important,Slightly important,Important,Important,Very important,Critical,Critical,Very important,Slightly important,Not important,Very important,Important,Not important,Slightly important,Not difficult,Very difficult,Difficult,2,12,Slightly difficult,Very difficult,Slightly difficult,0,5,Slightly difficult,Slightly difficult,Difficult,1,8,Slightly difficult,Slightly difficult,Slightly difficult,0,2,Slightly difficult,Difficult,Slightly difficult,1,9,Slightly difficult,Difficult,Difficult,0,4,Slightly difficult,Difficult,Slightly difficult,1,4,Not difficult,Not difficult,Slightly difficult,0,8,Not difficult,Not difficult,Not difficult,1,1,Important,Very important,Slightly important,Not important,Very important,Slightly important,Not important,Not important,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,No obstacle,Moderate obstacle,No obstacle,No obstacle,Minor obstacle,Minor obstacle,Through family/friends, -44,No,-44,-44,-44,-44,Yes,1,15,Yes,-44,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,13,Yes,50,16,4,0,30,0,0,0,0,0,0,0,0, -44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Line of credit,2007,30000,-44,48,Other,Yes,Yes,No,No,No,No, -44,125,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,9130000,9130000,3926000,9130000,274000,55000,173000,100000,20000,18000,9000,1004000,0,1804000,1781000,2283000,2374000,2329000,Very severe obstacle,Very severe obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Major obstacle,No obstacle,No obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,No obstacle,Very severe obstacle,No obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Corruption,Customs and Trade Regulations,Very severe obstacle,Yes,Yes,No,No,No,Yes,No,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Large impact,-44,-44,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,No,-44,-44,No,-44,-44,Yes,Yes,Yes,Yes,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are estimates computed with some precision, 780249,249,Trinidad & Tobago,Trinidad & Tobago,Retail,1497,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All women,Yes,Not applicable,100,Makes major strategic and fiancial decisions,15,4,All women,Female,Female,Female,1998,No,Yes,1998,15,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,3,0,-44,Yes,1,0,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,0,95,5,0,Individuals,0,95,5,party supplies,95,National,10,Increased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,45,55,No,-44,Yes,No,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,Yes,No,No,No,Moderate obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,-44, -44,Tend to disagree,Strongly disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,1,-44,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,Outside working hours,Knife,Money,450,Group of criminals,No,No,There was no insurance requirement,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,3,During working hours,Other,Money,300,Someone working alone,No,No,Tried to/was unable to contact the police,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,No,Yes,No,No,-44,-44,No,-44,-44,No,No,No,0,No,-44,-44,No,-44,-44,0,No,-44,-44,No,-44,-44,Yes,25,1,1,8,3,2,2,1,3,2,2,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3,96000,3,91000,3,107000,1,38000,2,37000,1,43000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,26775,2,24100,2,29700,0,-77,0,-77,0,-77,2,22275,2,20000,2,26000,Increase/decreased demand for goods, -44,University graduate,Completed college/vocational training,University graduate,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Completed college/vocational training,Not applicable,Not applicable,Completed secondary,Completed secondary,Important,Not important,Critical,Important,Very important,Very important,Important,Important,Important,Important,Slightly important,Important,Slightly important,Not important,Important,Very important,Critical,Very important,Important,Important,Critical,Critical,Important,Slightly important,Critical,Slightly important,Slightly important,Slightly important,Important,Not important,Very important,Slightly important,Very important,Critical,Critical,Important,Important,Important,Important,Important,Important,Important,Very important,Slightly important,Critical,Important,Critical,Critical,Critical,Critical,Very important,Not important,Not important,Very important,Not important,Very important,Important,Not important,Slightly important,Slightly important,Very important,Important,Slightly important,Important,Important,Not important,Not important,Slightly important,Important,Important,Critical,Very important,Very important,Very important,Not important,Slightly important,Very important,Very important,Slightly important,Not important,Not difficult,Very difficult,Difficult,0,23,Slightly difficult,Difficult,Difficult,0,9,Slightly difficult,Slightly difficult,Slightly difficult,1,6,Slightly difficult,Not difficult,Not difficult,0,1,Not difficult,Slightly difficult,Not difficult,1,7,Slightly difficult,Slightly difficult,Difficult,0,6,Slightly difficult,Slightly difficult,Slightly difficult,1,9,Slightly difficult,Difficult,Not difficult,0,5,Not difficult,Not difficult,Not difficult,1,2,Very important,Very important,Slightly important,Important,Very important,Not important,Not important,Slightly important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,Through family/friends, -44,Yes to both,No,-44,No,-44,No,-44,-44,No,Other,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,No,-44,No,99,0,0,0,1,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Interest rates are not favorable,910000,960000,278000,320000,96000,7000,3000,10000,1000,2000,2000,0,0,197000,200000,278000,307000,317000,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Macroeconomic environment,Customs and Trade Regulations,Telecommunications,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,NGO, -44,Marketing and Operations support, -44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Somewhat truthful,Are estimates computed with some precision, 780250,250,Trinidad & Tobago,Trinidad & Tobago,Retail,1501,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly women,Female,Male,Male,2008,No,Yes,2009,17,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,8,2,0,-44,No,-44,-44,-44,-44,Yes,1,1,1,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0, -44,0,0,100,2,Individuals,0,0,100,drugs,20,Local,5,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,60,40,No,-44,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,Yes,No,No,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,No obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Minor obstacle,-44, -44,Tend to disagree,Strongly disagree,Tend to agree,Strongly agree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,20000,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,No,0,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,10,10,4,3,2,1,0,2,1,1,15,7,4,3,1,0,2,2,1,1,1,1,1,1,0,11,70000,10,71000,9,77000,1,38000,1,35000,1,45000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,27000,1,27500,1,29700,0,-77,0,-77,0,-77,7,25650,7,25200,8,28800,0,-77,0,-77,0,-77,5,22725,6,20200,5,25200,-44, -44,University graduate,Post graduated,University graduate,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Completed secondary,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Important,Slightly important,Critical,Important,Very important,Important,Important,Slightly important,Slightly important,Important,Slightly important,Important,Slightly important,Slightly important,Important,Critical,Critical,Very important,Important,Important,Critical,Very important,Important,Slightly important,Critical,Slightly important,Slightly important,Very important,Important,Not important,Important,Important,Important,Critical,Critical,Very important,Very important,Important,Important,Important,Very important,Important,Critical,Important,Critical,Slightly important,Critical,Very important,Very important,Critical,Critical,Slightly important,Not important,Important,Not important,Very important,Very important,Not important,Slightly important,Slightly important,Important,Important,Slightly important,Important,Important,Not important,Slightly important,Not important,Slightly important,Important,Critical,Critical,Critical,Critical,Important,Slightly important,Very important,Important,Slightly important,Not important,Not difficult,Almost impossible,Difficult,2,15,Not difficult,Very difficult,Slightly difficult,0,13,Not difficult,Slightly difficult,Slightly difficult,1,4,Slightly difficult,Slightly difficult,Not difficult,0,1,Slightly difficult,Slightly difficult,Not difficult,0,5,Slightly difficult,Slightly difficult,Slightly difficult,0,4,Slightly difficult,Difficult,Slightly difficult,0,4,Not difficult,Slightly difficult,Not difficult,0,10,Not difficult,Not difficult,Not difficult,1,2,Very important,Very important,Important,Important,Important,Not important,Not important,Not important,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Private placement office, -44,No,-44,-44,-44,-44,Yes,4,5,Yes,-44,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,No,-44,Yes,70,0,0,0,30,0,0,0,0,0,0,0,0, -44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Size of loan and maturity are insufficiant,8430000,8780000,3688000,8780000,615000,88000,70000,105000,21000,7000,7000,88000,0,1707000,1966000,2371000,2458000,2513000,No obstacle,Moderate obstacle,Major obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Major obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Yes,No,No,No,No,Practices of competitors in the informal sector,Inadequately educated workforce,"Crime, theft and disorder",Minor obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Local business association, -44,Human resources Support, -44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are taken directly from the establishment's records, 780251,251,Trinidad & Tobago,Trinidad & Tobago,Wholesale,1505,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,69,100,0,0,0,All women,Yes,No,69,Makes major strategic and fiancial decisions,14,6,Predominantly men,Male,Male,Male,1987,Yes,Yes,1987,9,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,2,1,-44,Yes,3,0,0,-44,Yes,4,0,1,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,15,70,40,85,0, -44,15,50,35,4,Small private firms (less than 20 employees),75,10,15,clothing,100,National,15,Increased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,35,65,Yes,1,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to agree,Yes,No,-44,-44,-44,-44,Yes,-44,25000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,No,20000,3000,Yes,Yes,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,10,Yes,2,No,No,-44,0,-44,Yes,10,No,No,-44,-44,No,-44,-44,4,21,6,7,5,3,0,4,2,3,5,3,1,1,0,0,0,0,0,1,1,1,2,0,0,9,86000,8,78000,7,94000,1,41000,1,37000,1,45000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,24750,1,23400,1,28000,1,23625,1,22100,1,26200,8,22050,8,22500,9,25000,0,-77,0,-77,0,-77,6,23175,6,20900,6,25200,Increase/decreased demand for goods, -44,University graduate,Completed college/vocational training,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed secondary,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Very important,Slightly important,Critical,Important,Important,Important,Important,Important,Important,Very important,Slightly important,Slightly important,Slightly important,Important,Important,Critical,Critical,Very important,Important,Important,Critical,Critical,Important,Important,Critical,Slightly important,Very important,Important,Not important,Slightly important,Slightly important,Slightly important,Critical,Critical,Very important,Important,Very important,Slightly important,Very important,Important,Very important,Important,Very important,Important,Very important,Very important,Critical,Critical,Very important,Critical,Critical,Not important,Slightly important,Important,Not important,Important,Important,Important,Slightly important,Slightly important,Important,Important,Slightly important,Very important,Important,Not important,Slightly important,Slightly important,Slightly important,Very important,Critical,Critical,Critical,Critical,Not important,Important,Important,Important,Slightly important,Not important,Not difficult,Very difficult,Difficult,0,12,Not difficult,Very difficult,Slightly difficult,0,9,Not difficult,Slightly difficult,Difficult,1,2,Slightly difficult,Slightly difficult,Difficult,1,2,Slightly difficult,Slightly difficult,Slightly difficult,0,8,Slightly difficult,Slightly difficult,Difficult,1,5,Difficult,Difficult,Difficult,0,7,Not difficult,Slightly difficult,Slightly difficult,1,4,Not difficult,Not difficult,Slightly difficult,0,1,Very important,Important,Very important,Important,Critical,Slightly important,Slightly important,Not important,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,No obstacle,Minor obstacle,Minor obstacle,No obstacle,Public placement office, -44,No,-44,-44,-44,-44,Yes,3,15,No,The firm does not have enough information about training pro,Yes,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Yes,90,10, -44,0,Yes,13,No,15,40,10,25,10,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,Yes,Line of credit,2010,50000,8,30,Other,No,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,4940000,5550000,2442000,1890000,500000,33000,44000,61000,7000,12000,3000,0,0,959000,1049000,1499000,1499000,3957000,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Access to finance,Practices of competitors in the informal sector,Corruption,Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Too expensive, -44,-44,-44, -44,-44, -44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Truthful,Are estimates computed with some precision, 780252,252,Trinidad & Tobago,Trinidad & Tobago,Garments,1522,No,-44,-44,-44,-44,Limited partnership, -44,50,100,0,0,0,All women,Yes,No,50,Makes major strategic and fiancial decisions,7,21,All women,Female,Female,Female,2006,No,Yes,2006,10,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,1,1,1,-44,Yes,1,2,1,-44,No,-44,Yes,No,Yes,100,60,40,0,0, -44,0,0,100,0,Individuals,45,20,35,industrial apparel,75,National,10,Increased,Remained the same,More than 5,95,5,15,2008,usa,90,brasil,10,3,0,0,25,75,Yes,7,Yes,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,Yes,No,No,No,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,-44, -44,Strongly disagree,Tend to agree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,No,-44,-44,Yes,1,-44,Yes,1,Outside working hours,Firearm/gun,Money,45000,Gang related,Yes,Yes,-44,Yes,1,Outside working hours,Baseball bat,Money,4000,Gang related,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,3,During working hours,Other,Money,100,Gang related,No,No,The police give little/no information back on crimes,Yes,2,Outside working hours,Other,Other company property,600,Other,No,No,Police have not done anything in the past,Yes,1,During working hours,Other,Money,5000,Gang related,Yes,Yes,-44,Yes,1,Outside working hours,Knife,Money,-66,Gang related,No,No,Police could not have done anything,No,-44,-44,0,No,No,No,No,Yes,Yes,No,No,No,-44,-44,No,Yes,No,5,Yes,1,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,10,19,3,8,4,4,3,6,4,3,5,1,2,1,1,0,1,1,0,2,1,2,4,1,0,4,110000,3,109000,3,129000,1,43000,2,40000,1,47000,1,62000,1,59000,1,73000,1,23400,1,22000,1,28000,2,25425,2,25400,2,28200,0,-77,0,-77,0,-77,10,21150,10,19400,11,22800,0,-77,0,-77,0,-77,5,24300,6,24300,6,27300,New products require new skills, -44,University graduate,University graduate,University graduate,University graduate,Completed college/vocational training,Completed secondary,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed secondary,Not applicable,Not applicable,Completed secondary,Completed secondary,Not applicable,Not applicable,Completed secondary,Completed primary school,Important,Important,Critical,Very important,Very important,Important,Important,Slightly important,Important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Very important,Critical,Very important,Slightly important,Important,Critical,Critical,Important,Important,Critical,Not important,Important,Slightly important,Important,Important,Important,Important,Important,Critical,Critical,Important,Very important,Important,Important,Very important,Slightly important,Important,Critical,Slightly important,Critical,Very important,Critical,Very important,Very important,Very important,Critical,Important,Not important,Very important,Slightly important,Very important,Slightly important,Not important,Slightly important,Important,Important,Important,Important,Very important,Important,Not important,Not important,Slightly important,Very important,Slightly important,Critical,Critical,Critical,Very important,Not important,Slightly important,Very important,Very important,Slightly important,Slightly important,Not difficult,Very difficult,Slightly difficult,1,17,Difficult,Difficult,Difficult,1,8,Not difficult,Difficult,Slightly difficult,0,8,Not difficult,Slightly difficult,Slightly difficult,1,2,Slightly difficult,Slightly difficult,Difficult,1,4,Slightly difficult,Difficult,Slightly difficult,0,6,Not difficult,Difficult,Slightly difficult,1,2,Slightly difficult,Slightly difficult,Slightly difficult,1,5,Not difficult,Not difficult,Not difficult,1,1,Very important,Critical,Not important,Slightly important,Very important,Not important,Slightly important,Not important,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,Through family/friends, -44,Yes to both,No,-44,No,-44,Yes,4,20,Yes,-44,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,9,Yes,30,48,12,0,10,0,0,0,0,0,0,0,0, -44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Line of credit,2011,400000,12,24,Other,Yes,No,No,No,No,No, -44,125,Yes,3,2,Concerns about level of debt already incurred,-44,5380000,5720000,1487000,590000,515000,46000,23000,69000,8000,10000,10000,0,686000,316000,1044000,446000,1430000,1258000,No obstacle,No obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Very severe obstacle,Very severe obstacle,Minor obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,Access to finance,Corruption,Tax Rates,Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Government based organization, -44,technological and Innovation Support, -44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 780253,253,Trinidad & Tobago,Trinidad & Tobago,Construction,1600,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,40,100,0,0,0,Equally men and women,Yes,No,40,Makes decisions in consultation with other partners,9,8,Predominantly men,Male,Male,Male,2004,No,Yes,2004,10,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,7,3,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,2,8,2,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,20,75,5,0,Your parent company or affiliated establishments,0,50,50,building installation and main,95,National,10,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,30,70,No,-44,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,Minor obstacle,No obstacle,Very severe obstacle,Moderate obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to agree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,-44,240000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,No,No,No,13,No,-44,-44,No,-44,-44,6000,No,-44,-44,No,-44,-44,No,-44,-44,12,25,8,8,6,3,0,1,1,3,4,3,1,0,0,0,0,0,0,1,1,1,0,0,0,11,95000,11,85000,9,110000,1,37000,2,38000,1,43000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,27900,1,28400,1,32800,1,24525,1,24300,1,29100,9,20250,9,20300,8,23400,0,-77,0,-77,0,-77,6,23400,7,23400,6,25200,New products require new skills, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed secondary,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Important,Slightly important,Critical,Very important,Important,Very important,Important,Slightly important,Important,Very important,Slightly important,Important,Not important,Slightly important,Very important,Critical,Critical,Very important,Slightly important,Important,Critical,Critical,Important,Important,Critical,Slightly important,Important,Important,Not important,Not important,Very important,Important,Slightly important,Critical,Critical,Important,Very important,Important,Important,Important,Important,Important,Critical,Important,Critical,Slightly important,Critical,Critical,Very important,Very important,Very important,Not important,Not important,Important,Slightly important,Important,Important,Not important,Slightly important,Important,Important,Slightly important,Important,Slightly important,Very important,Not important,Slightly important,Slightly important,Very important,Very important,Critical,Very important,Very important,Very important,Slightly important,Slightly important,Important,Important,Slightly important,Slightly important,Not difficult,Very difficult,Difficult,2,25,Slightly difficult,Very difficult,Difficult,1,9,Not difficult,Slightly difficult,Slightly difficult,0,5,Not difficult,Not difficult,Not difficult,0,1,Slightly difficult,Slightly difficult,Difficult,0,8,Not difficult,Difficult,Slightly difficult,0,6,Not difficult,Slightly difficult,Difficult,0,5,Not difficult,Difficult,Not difficult,1,7,Not difficult,Not difficult,Not difficult,0,2,Important,Very important,Not important,Important,Important,Not important,Not important,Slightly important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,No obstacle,Minor obstacle,No obstacle,Minor obstacle,Public announcement/advertisement, -44,No,-44,-44,-44,-44,No,-44,-44,No,The firm is affraid of investing in workers that after the t,Yes,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,Minor obstacle,No,0,100, -44,0,Yes,11,Yes,50,20,5,0,25,0,0,0,0,0,0,0,0, -44,50,50,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Line of credit,2007,4000000,13,18,Private commercial banks,No,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,17540000,19930000,7972000,2520000,399000,159000,558000,100000,8000,7000,5000,0,2990000,2553000,2990000,4185000,3986000,9500000,Moderate obstacle,Minor obstacle,Major obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,No obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Yes,Yes,No,No,No,"Crime, theft and disorder",Inadequately educated workforce,Practices of competitors in the informal sector,Minor obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Already used this type of assistance in the past and wasn't, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 780254,254,Trinidad & Tobago,Trinidad & Tobago,Retail,1627,No,-44,-44,-44,-44,Partnership (including limited liability companies), -44,50,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Female,Male,Male,1988,No,Yes,1988,22,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,6,2,1,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,85,Yes,Yes,Yes,0,-44,-44,100,0, -44,0,25,75,15,Individuals,0,80,20,flour,80,Local,10,Increased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,70,30,Yes,18,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,Yes,No,No,No,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,No obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,15,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,2,During working hours,Firearm/gun,Other,450,Gang related,No,No,They occur too frequently,Yes,4,Outside working hours,Firearm/gun,Goods or stock,500,Other,No,No,Offenders rarely caught or prosecuted,Yes,2,Outside working hours,Knife,Money,40000,Gang related,Yes,No,There was no insurance requirement,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,0,0,Yes,Yes,No,Yes,Yes,No,-44,-44,No,-44,-44,No,Yes,No,5,Yes,3,No,No,-44,0,-44,Yes,8,Yes,No,-44,-44,No,-44,-44,12,36,14,12,9,1,1,6,4,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,4,14,110000,14,111000,14,119000,1,49000,2,44000,1,57000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,12,20475,12,18800,11,23000,0,-77,0,-77,0,-77,9,23400,10,23600,10,26500,Increase/decreased demand for goods, -44,University graduate,University graduate,University graduate,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Completed secondary,Important,Not important,Very important,Important,Very important,Important,Slightly important,Important,Important,Important,Important,Slightly important,Slightly important,Important,Important,Critical,Critical,Critical,Slightly important,Important,Very important,Critical,Important,Important,Critical,Slightly important,Slightly important,Very important,Slightly important,Not important,Important,Important,Important,Critical,Critical,Very important,Very important,Important,Slightly important,Important,Important,Important,Critical,Not important,Critical,Important,Critical,Critical,Very important,Very important,Very important,Slightly important,Not important,Important,Slightly important,Important,Very important,Slightly important,Slightly important,Slightly important,Important,Important,Very important,Slightly important,Important,Not important,Not important,Slightly important,Important,Important,Very important,Critical,Critical,Critical,Not important,Slightly important,Very important,Important,Slightly important,Slightly important,Not difficult,Very difficult,Difficult,2,24,Slightly difficult,Very difficult,Difficult,1,13,Slightly difficult,Slightly difficult,Slightly difficult,1,7,Slightly difficult,Slightly difficult,Not difficult,0,1,Slightly difficult,Slightly difficult,Not difficult,1,2,Not difficult,Slightly difficult,Slightly difficult,1,2,Not difficult,Difficult,Difficult,2,7,Not difficult,Not difficult,Not difficult,0,6,Not difficult,Not difficult,Not difficult,1,1,Important,Slightly important,Not important,Important,Very important,Not important,Not important,Not important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,Major obstacle,No obstacle,No obstacle,Schoold related network, -44,No,-44,-44,-44,-44,Yes,5,15,No,The firm cannot afford the optimal level of training,Yes,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Yes,100,0, -44,0,Yes,8,Yes,60,0,0,0,20,0,0,20,0,0,0,0,0, -44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Loan,2011,50000,11,96,"Non-Bank financial institutions (microfinance institutions,",Yes,Yes,Yes,No,Yes,No, -44,100,Yes,3,2,Incompleteness of loan application,-44,7730000,8780000,3424000,8780000,790000,9000,132000,114000,11000,23000,22000,0,88000,1294000,2081000,1932000,2634000,4482000,Minor obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Very severe obstacle,No obstacle,Moderate obstacle,Major obstacle,No obstacle,Moderate obstacle,No obstacle,Major obstacle,Minor obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,"Crime, theft and disorder",Tax Rates,No obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Community based organization, -44,Marketing and Operations support, -44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 780255,255,Trinidad & Tobago,Trinidad & Tobago,Retail,1677,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly women,Male,Male,Male,2004,Yes,Yes,2004,9,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,2,0,-44,Yes,2,0,0,-44,Yes,3,0,0,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0, -44,10,40,50,2,Individuals,0,25,75,printing supplies,60,National,5,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,60,40,Yes,1,Yes,No,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,Yes,No,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,-44, -44,Tend to agree,Strongly disagree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,-44,3000,Yes,0,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,Outside working hours,Firearm/gun,Money,650,Gang related,No,No,Offenders rarely caught or prosecuted,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,3,During working hours,Knife,Money,950,Other,No,No,Would increase insurance cost,Yes,2,Outside working hours,Firearm/gun,Other company property,5000,Other,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,35000,0,Yes,Yes,No,No,Yes,No,-44,-44,No,-44,-44,Yes,Yes,Yes,21,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,4,29,8,10,7,4,0,4,2,3,3,2,1,0,0,0,0,0,0,1,1,1,0,0,0,10,110000,10,112000,9,128000,1,47000,2,44000,1,54000,1,49000,2,45000,1,55000,1,25200,1,25000,1,27000,1,27000,1,26500,1,29400,0,-77,0,-77,0,-77,11,29250,11,29500,12,33500,0,-77,0,-77,0,-77,7,22275,7,21100,6,25700,Increase demand for higher quality product, -44,Post graduated,Post graduated,University graduate,Post graduated,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Important,Slightly important,Critical,Important,Important,Important,Important,Slightly important,Important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Critical,Very important,Critical,Slightly important,Very important,Very important,Critical,Important,Slightly important,Very important,Slightly important,Important,Important,Not important,Important,Critical,Important,Slightly important,Critical,Critical,Very important,Very important,Important,Important,Important,Very important,Important,Critical,Important,Critical,Slightly important,Critical,Critical,Very important,Very important,Critical,Important,Not important,Important,Slightly important,Important,Important,Slightly important,Important,Not important,Important,Important,Slightly important,Slightly important,Important,Not important,Slightly important,Slightly important,Important,Important,Very important,Critical,Critical,Very important,Not important,Not important,Important,Important,Slightly important,Slightly important,Not difficult,Very difficult,Slightly difficult,1,18,Slightly difficult,Very difficult,Difficult,0,5,Difficult,Slightly difficult,Slightly difficult,0,10,Slightly difficult,Slightly difficult,Difficult,1,3,Slightly difficult,Slightly difficult,Slightly difficult,0,8,Not difficult,Difficult,Difficult,1,8,Not difficult,Difficult,Difficult,2,5,Slightly difficult,Not difficult,Not difficult,0,5,Not difficult,Not difficult,Not difficult,0,2,Important,Very important,Very important,Not important,Very important,Slightly important,Slightly important,Slightly important,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Major obstacle,Minor obstacle,No obstacle,Public placement office, -44,No,-44,-44,-44,-44,Yes,1,0,Yes,-44,Yes,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Very severe obstacle,Minor obstacle,Yes,60,40, -44,0,Yes,15,No,0,24,6,20,50,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Interest rates are not favorable,4440000,5050000,1566000,1890000,455000,45000,45000,56000,8000,4000,7000,0,0,727000,788000,1212000,1212000,2424000,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Very severe obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Access to finance,Practices of competitors in the informal sector,Corruption,Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,International organization, -44,Human resources Support, -44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 780256,256,Trinidad & Tobago,Trinidad & Tobago,Retail,1683,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Male,1977,Yes,Yes,1977,37,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,2,1,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,0,75,25,0,Individuals,95,0,5,general hardware appliances an,80,National,15,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,30,70,Yes,1,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,-44, -44,Strongly disagree,Tend to disagree,Tend to agree,Strongly agree,No,-44,-44,-44,-44,-44,Yes,-44,50000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,No,Yes,No,No,-44,-44,No,-44,-44,No,Yes,Yes,1,No,-44,-44,Yes,0,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,1,19,7,6,4,2,0,4,2,2,20,8,6,4,2,0,4,2,2,1,1,1,2,1,0,15,100000,15,100000,14,118000,1,38000,1,34000,1,42000,1,49000,2,46000,1,54000,1,23175,1,22000,1,27000,1,28125,1,27100,1,30900,0,-77,0,-77,0,-77,12,25875,11,24200,12,29300,0,-77,0,-77,0,-77,8,22500,9,20700,9,25200,Increase/decreased demand for goods, -44,University graduate,University graduate,University graduate,University graduate,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed secondary,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Completed secondary,Important,Important,Critical,Very important,Important,Important,Slightly important,Important,Important,Important,Important,Important,Important,Not important,Important,Very important,Very important,Critical,Important,Very important,Very important,Critical,Important,Important,Critical,Slightly important,Important,Very important,Not important,Slightly important,Important,Important,Important,Critical,Very important,Important,Very important,Very important,Very important,Very important,Very important,Important,Critical,Not important,Very important,Important,Critical,Critical,Critical,Very important,Critical,Slightly important,Slightly important,Important,Slightly important,Very important,Important,Not important,Important,Important,Important,Important,Important,Slightly important,Important,Slightly important,Not important,Slightly important,Important,Very important,Critical,Critical,Critical,Very important,Slightly important,Slightly important,Important,Important,Slightly important,Slightly important,Not difficult,Very difficult,Difficult,2,8,Not difficult,Very difficult,Slightly difficult,1,5,Not difficult,Slightly difficult,Difficult,0,7,Slightly difficult,Not difficult,Slightly difficult,0,2,Slightly difficult,Slightly difficult,Difficult,0,7,Not difficult,Very difficult,Slightly difficult,1,10,Not difficult,Slightly difficult,Difficult,2,8,Slightly difficult,Slightly difficult,Difficult,0,7,Not difficult,Not difficult,Slightly difficult,0,1,Important,Important,Not important,Important,Very important,Slightly important,Not important,Slightly important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,Private placement office, -44,No,-44,-44,-44,-44,No,-44,-44,No,Other,Yes,Very severe obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,No obstacle,Yes,100,0, -44,0,Yes,11,Yes,49,40,10,0,1,0,0,0,0,0,0,0,0, -44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Line of credit,2007,2000000,6,42,"Non-Bank financial institutions (microfinance institutions,",Yes,No,No,No,No,No, -44,175,Yes,5,5,Incompleteness of loan application,-44,6940000,7010000,2243000,3150000,70000,7000,86000,98000,7000,8000,16000,0,911000,1362000,1257000,2033000,1612000,4940000,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Major obstacle,Yes,Yes,No,Yes,No,Inadequately educated workforce,Corruption,Access to finance,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Community based organization, -44,technological and Innovation Support, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 780257,257,Trinidad & Tobago,Trinidad & Tobago,Retail,1699,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,100,100,0,0,0,All women,Yes,Not applicable,100,Makes decisions in consultation with other partners,25,6,Predominantly men,Male,Male,Male,1947,No,Yes,1955,37,No,-44,-44,No,-44,-44,No,-44,-44,Yes,20,No,Yes,1,3,0,-44,No,-44,-44,-44,-44,Yes,3,2,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,0,50,50,0,Individuals,10,30,60,auto parts,70,National,15,Remained the same,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,75,25,Yes,14,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to disagree,Yes,Yes,Yes,60,Yes,13,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,No,No,No,0,No,-44,-44,Yes,0,-44,0,No,-44,-44,No,-44,-44,Yes,25,2,4,34,12,11,8,3,1,5,4,3,30,12,9,7,2,0,4,3,2,1,1,1,1,1,4,24,83000,25,75000,24,97000,1,41000,2,37000,1,46000,1,53000,1,53000,1,61000,1,25425,1,24000,1,30000,2,27675,2,26900,2,31400,0,-77,0,-77,0,-77,20,27225,21,24300,23,29900,0,-77,0,-77,0,-77,15,24075,14,21900,15,27800,Economic upturn/downturn, -44,University graduate,University graduate,University graduate,University graduate,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Not applicable,Not applicable,Completed college/vocational training,Completed secondary,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Slightly important,Important,Critical,Very important,Very important,Important,Important,Slightly important,Important,Very important,Important,Important,Important,Not important,Important,Critical,Very important,Critical,Important,Important,Critical,Critical,Slightly important,Slightly important,Critical,Important,Important,Important,Slightly important,Slightly important,Important,Important,Important,Critical,Very important,Slightly important,Very important,Important,Important,Important,Important,Important,Very important,Slightly important,Very important,Very important,Critical,Very important,Very important,Very important,Critical,Slightly important,Slightly important,Important,Not important,Very important,Important,Important,Slightly important,Not important,Important,Important,Very important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Important,Critical,Critical,Very important,Critical,Not important,Slightly important,Important,Important,Important,Important,Not difficult,Very difficult,Slightly difficult,3,15,Slightly difficult,Very difficult,Slightly difficult,1,6,Slightly difficult,Very difficult,Very difficult,0,8,Not difficult,Not difficult,Not difficult,0,3,Slightly difficult,Slightly difficult,Slightly difficult,1,10,Not difficult,Difficult,Difficult,1,2,Not difficult,Difficult,Difficult,2,7,Slightly difficult,Slightly difficult,Slightly difficult,0,3,Not difficult,Not difficult,Slightly difficult,2,1,Slightly important,Very important,Very important,Important,Very important,Not important,Slightly important,Not important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,Major obstacle,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Public placement office, -44,No,-44,-44,-44,-44,No,-44,-44,No,The firm is affraid of investing in workers that after the t,Yes,Very severe obstacle,Moderate obstacle,No obstacle,Minor obstacle,Major obstacle,No obstacle,Yes,100,0, -44,0,Yes,9,No,50,16,4,0,30,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Collateral requirements for loans or line of credit are unat,8690000,8690000,2259000,8690000,695000,61000,261000,122000,23000,23000,23000,0,0,1296000,1654000,1825000,2433000,5402000,Minor obstacle,Minor obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Cost of finance,"Crime, theft and disorder",Tax Rates,Minor obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Local business association, -44,technological and Innovation Support, -44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Somewhat truthful,Are taken directly from the establishment's records, 780258,258,Trinidad & Tobago,Trinidad & Tobago,Retail,1702,Yes,2,Headquarters with production and/or sales at this location,Yes,-44,Shareholding company with non-traded shares or shares traded, -44,60,100,0,0,0,Predominantly men,No,Yes,16,Delegates decisions to other partners,7,3,Predominantly women,Male,Male,Male,2004,No,Yes,2004,9,No,-44,-44,No,-44,-44,No,-44,-44,Yes,25,No,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,4,1,1,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,20,70,40,80,0, -44,0,75,25,4,Individuals,0,95,5,books,55,Local,5,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,70,30,Yes,15,Yes,Yes,No,No,Yes,No,Yes,University, -44,No,Yes,Yes,No,No,No,-44,-44,-44,-44,Yes,Yes,No,Yes,No,Yes,Yes,No,No, -44,Important,Critical,Very Important,Important,Important,Very Important,Critical,Yes,50,Yes,50,No,-44,No,No,0,-44,Yes,No,Yes,No,Moderate obstacle,Major obstacle,Minor obstacle,No obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,-44, -44,Tend to agree,Strongly disagree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,0,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,No,No,No,5,No,-44,-44,No,-44,1,-44,No,-44,-44,No,-44,-44,No,-44,-44,6,29,8,10,7,4,0,4,3,3,2,2,0,0,0,0,0,0,0,1,1,0,0,0,0,10,110000,10,111000,9,128000,1,50000,2,45000,1,55000,1,63000,2,63000,1,72000,1,29025,1,29000,1,34000,1,24075,1,21900,1,26000,0,-77,0,-77,0,-77,10,22500,10,21500,10,24800,0,-77,0,-77,0,-77,7,23175,7,20600,6,25200,Increase demand for higher quality product, -44,Post graduated,University graduate,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed secondary,Not applicable,Not applicable,Completed secondary,Completed secondary,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Important,Not important,Very important,Important,Very important,Important,Important,Important,Important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Critical,Very important,Critical,Important,Slightly important,Critical,Critical,Slightly important,Important,Critical,Important,Important,Important,Not important,Not important,Important,Important,Critical,Critical,Critical,Important,Very important,Slightly important,Slightly important,Important,Slightly important,Very important,Very important,Slightly important,Very important,Very important,Critical,Critical,Very important,Critical,Very important,Not important,Not important,Important,Not important,Important,Important,Not important,Not important,Not important,Important,Slightly important,Important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Critical,Very important,Critical,Very important,Not important,Slightly important,Very important,Important,Slightly important,Not important,Not difficult,Very difficult,Slightly difficult,1,19,Slightly difficult,Very difficult,Difficult,0,10,Not difficult,Difficult,Slightly difficult,1,3,Slightly difficult,Slightly difficult,Slightly difficult,1,3,Slightly difficult,Slightly difficult,Slightly difficult,1,5,Slightly difficult,Slightly difficult,Slightly difficult,0,3,Not difficult,Difficult,Slightly difficult,1,7,Not difficult,Slightly difficult,Slightly difficult,1,2,Not difficult,Not difficult,Not difficult,0,1,Important,Critical,Important,Not important,Important,Slightly important,Not important,Slightly important,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Private placement office, -44,Yes to hire,Yes,2,No,-44,Yes,3,5,Yes,-44,Yes,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,No obstacle,Yes,100,0, -44,0,Yes,15,No,63,25.6,6.4,0,5,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Collateral requirements for loans or line of credit are unat,5280000,5740000,2124000,1890000,344000,52000,35000,63000,5000,3000,4000,0,0,923000,1209000,1378000,1550000,1598000,Minor obstacle,No obstacle,Moderate obstacle,Major obstacle,No,Yes,No,No,No,No,No,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,-44,-44,-44,-44,-44,"Crime, theft and disorder",Corruption,Labor Regulations,Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Local business association, -44,Human resources Support, -44,Yes,No,No,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 780259,259,Trinidad & Tobago,Trinidad & Tobago,Retail,1708,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,2004,No,Yes,2004,12,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,2,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0, -44,25,25,50,15,Individuals,50,0,50,photography equipment,90,Local,10,Increased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,75,25,Yes,17,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Major obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,-44, -44,Tend to disagree,Strongly disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,35000,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,1,No,-44,-44,Yes,10,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,5,10,4,3,2,1,0,2,1,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,1,4,87000,3,82000,3,102000,1,54000,1,50000,1,61000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,3,25200,3,22900,3,29400,0,-77,0,-77,0,-77,2,23400,2,23000,2,27000,Increase/decreased demand for goods, -44,Post graduated,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Important,Not important,Very important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Not important,Slightly important,Slightly important,Critical,Very important,Critical,Important,Important,Critical,Critical,Slightly important,Important,Critical,Slightly important,Very important,Important,Not important,Slightly important,Important,Important,Important,Critical,Critical,Important,Very important,Important,Very important,Important,Important,Important,Very important,Important,Critical,Important,Very important,Critical,Very important,Very important,Critical,Slightly important,Not important,Important,Not important,Important,Important,Slightly important,Not important,Slightly important,Important,Slightly important,Important,Very important,Important,Not important,Slightly important,Slightly important,Important,Important,Critical,Critical,Critical,Very important,Not important,Slightly important,Important,Important,Slightly important,Slightly important,Not difficult,Very difficult,Difficult,0,11,Slightly difficult,Difficult,Difficult,0,6,Slightly difficult,Difficult,Slightly difficult,0,5,Not difficult,Slightly difficult,Slightly difficult,1,1,Slightly difficult,Slightly difficult,Slightly difficult,1,8,Not difficult,Slightly difficult,Slightly difficult,0,7,Not difficult,Difficult,Slightly difficult,1,8,Not difficult,Slightly difficult,Slightly difficult,0,8,Not difficult,Not difficult,Not difficult,1,2,Very important,Important,Not important,Important,Very important,Slightly important,Not important,Not important,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,Moderate obstacle,No obstacle,No obstacle,Public announcement/advertisement, -44,No,-44,-44,-44,-44,No,-44,-44,No,Other,No,-44,-44,-44,-44,-44,-44,Yes,100,0, -44,0,Yes,5,No,50,32,8,0,10,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,3,3,Incompleteness of loan application,-44,1080000,1160000,313000,380000,93000,8000,10000,16000,1000,1000,2000,0,0,245000,217000,336000,278000,561000,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Minor obstacle,No obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,Cost of finance,Access to finance,Practices of competitors in the informal sector,Minor obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Community based organization, -44,technological and Innovation Support, -44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 780260,260,Trinidad & Tobago,Trinidad & Tobago,Retail,1712,Yes,2,Headquarters with production and/or sales at this location,Yes,-44,Shareholding company with non-traded shares or shares traded, -44,80,100,0,0,0,Predominantly men,No,Yes,14,Delegates decisions to other partners,6,6,Equally men and women,Male,Female,Male,2005,No,Yes,2005,10,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,Yes,1,0,0,-44,Yes,1,1,0,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0, -44,0,80,20,2,Individuals,25,0,75,computer accessories,70,Local,10,Remained the same,Decreased,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,40,60,No,-44,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,Yes,No,Yes,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Major obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to agree,Tend to disagree,No,-44,-44,-44,-44,-44,No,-44,-44,Yes,2,-44,Yes,1,Outside working hours,Firearm/gun,Goods or stock,10000,Gang related,Yes,Yes,-44,Yes,1,Outside working hours,Other,Money,600,A supplier,No,No,Loss was small,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,3,During working hours,Firearm/gun,Money,650,Other,No,No,There was no insurance requirement,Yes,1,Outside working hours,Knife,Other company property,5000,Other,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,25000,0,No,No,No,No,Yes,No,-44,-44,No,-44,-44,No,No,No,0,No,-44,-44,No,-44,0,-44,Yes,5,Yes,Yes,35,No,No,-44,-44,35,42,15,14,10,3,1,6,4,3,4,3,1,0,0,0,0,0,0,1,1,1,0,0,5,18,99000,18,99000,18,111000,1,38000,2,38000,1,41000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,24525,1,23900,1,28300,1,23175,1,22300,1,26000,15,21600,15,19400,14,24500,0,-77,0,-77,0,-77,10,23400,11,21100,11,27800,Economic upturn/downturn, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed secondary,Completed secondary,Not applicable,Not applicable,Completed secondary,Completed primary school,Important,Slightly important,Critical,Very important,Important,Important,Important,Slightly important,Important,Very important,Important,Slightly important,Not important,Slightly important,Important,Very important,Critical,Critical,Slightly important,Important,Very important,Critical,Slightly important,Important,Critical,Slightly important,Slightly important,Important,Not important,Not important,Very important,Slightly important,Important,Critical,Critical,Important,Very important,Important,Important,Very important,Important,Important,Very important,Important,Critical,Very important,Critical,Very important,Critical,Very important,Very important,Not important,Not important,Slightly important,Slightly important,Important,Very important,Important,Slightly important,Important,Very important,Important,Important,Slightly important,Very important,Not important,Not important,Slightly important,Very important,Slightly important,Critical,Critical,Very important,Critical,Slightly important,Slightly important,Very important,Important,Slightly important,Not important,Not difficult,Very difficult,Difficult,2,8,Slightly difficult,Difficult,Very difficult,0,8,Slightly difficult,Very difficult,Slightly difficult,0,9,Slightly difficult,Slightly difficult,Slightly difficult,0,2,Slightly difficult,Slightly difficult,Difficult,1,6,Slightly difficult,Slightly difficult,Slightly difficult,1,5,Not difficult,Slightly difficult,Difficult,2,3,Slightly difficult,Not difficult,Not difficult,1,10,Not difficult,Not difficult,Not difficult,1,1,Important,Critical,Very important,Important,Important,Slightly important,Not important,Slightly important,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,No obstacle,Minor obstacle,No obstacle,Private placement office, -44,Yes to both,No,-44,No,-44,No,-44,-44,No,Other,Yes,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Yes,0,100, -44,0,Yes,5,No,25,52,13,0,5,0,0,0,0,0,0,0,5, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,2,2,Problems with credit history/report,-44,9990000,9700000,2813000,3780000,970000,10000,126000,97000,10000,9000,11000,0,0,1785000,2080000,2231000,3104000,3190000,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Major obstacle,No obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Customs and Trade Regulations,Access to finance,"Crime, theft and disorder",Minor obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Community based organization, -44,Human resources Support, -44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 780261,261,Trinidad & Tobago,Trinidad & Tobago,Retail,1721,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,1957,No,Yes,1957,46,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,0,2,0,-44,No,-44,-44,-44,-44,Yes,0,3,1,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0, -44,30,20,50,15,Individuals,20,10,70,general appliances and furnitu,100,National,5,Remained the same,Decreased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,80,20,Yes,2,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,35000,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,2,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,3,96,37,33,24,2,0,15,9,2,20,9,6,5,0,0,3,1,0,2,1,1,3,0,12,46,110000,44,101000,41,125000,1,53000,1,48000,1,62000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,27900,1,26900,1,30400,0,-77,0,-77,0,-77,39,27450,37,27000,38,29600,0,-77,0,-77,0,-77,29,22950,32,21700,30,26500,New products require new skills, -44,Post graduated,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Completed secondary,Important,Important,Critical,Important,Important,Very important,Important,Slightly important,Important,Important,Important,Slightly important,Not important,Slightly important,Very important,Critical,Critical,Very important,Very important,Important,Critical,Critical,Important,Important,Critical,Slightly important,Important,Important,Not important,Not important,Critical,Slightly important,Critical,Critical,Very important,Slightly important,Very important,Very important,Very important,Important,Important,Very important,Critical,Important,Very important,Important,Critical,Critical,Very important,Very important,Critical,Slightly important,Not important,Important,Not important,Important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Slightly important,Slightly important,Important,Not important,Slightly important,Not important,Important,Slightly important,Critical,Very important,Very important,Critical,Not important,Slightly important,Very important,Very important,Slightly important,Not important,Not difficult,Difficult,Difficult,5,25,Slightly difficult,Very difficult,Very difficult,0,4,Slightly difficult,Very difficult,Difficult,0,8,Slightly difficult,Not difficult,Not difficult,1,2,Slightly difficult,Slightly difficult,Slightly difficult,0,3,Slightly difficult,Slightly difficult,Slightly difficult,0,4,Not difficult,Difficult,Slightly difficult,4,7,Slightly difficult,Difficult,Not difficult,0,9,Not difficult,Not difficult,Not difficult,3,2,Very important,Important,Very important,Important,Important,Not important,Slightly important,Not important,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Private placement office, -44,No,-44,-44,-44,-44,Yes,5,5,No,The firm is affraid of investing in workers that after the t,No,-44,-44,-44,-44,-44,-44,Yes,90,10, -44,0,Yes,8,No,10,32,8,20,30,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Collateral requirements for loans or line of credit are unat,132640000,128780000,52800000,1010000,12878000,258000,3863000,773000,54000,139000,131000,0,0,21429000,26271000,33483000,38634000,100114000,Minor obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,"Crime, theft and disorder",Cost of finance,Transportation,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Private independent fund, -44,technological and Innovation Support, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Truthful,Are taken directly from the establishment's records, 780262,262,Trinidad & Tobago,Trinidad & Tobago,Retail,1725,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,1960,No,Yes,1974,45,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,Yes,2,0,0,-44,Yes,2,1,0,-44,No,-44,-44,-44,-44,Yes,1,Yes,Yes,Yes,0,-44,-44,100,0, -44,85,0,15,0,Individuals,20,20,60,general appliances and furnitu,45,National,30,Increased,Remained the same,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,35,65,Yes,16,Yes,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,Yes,No,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,No obstacle,No obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,-44,876000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,26,No,-44,-44,No,-44,-44,0,No,-44,-44,No,-44,-44,Yes,25,1,1,86,34,30,21,1,0,23,16,1,20,10,6,4,0,0,5,3,0,1,1,1,2,0,11,44,73000,40,70000,40,79000,1,50000,1,50000,1,54000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,36,28800,37,26700,37,33600,0,-77,0,-77,0,-77,25,22500,26,21500,28,25200,Increase/decreased demand for goods, -44,Post graduated,University graduate,University graduate,Post graduated,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Very important,Not important,Very important,Very important,Important,Important,Important,Important,Slightly important,Slightly important,Important,Important,Important,Slightly important,Slightly important,Very important,Very important,Very important,Slightly important,Slightly important,Critical,Critical,Important,Important,Critical,Slightly important,Important,Important,Not important,Not important,Important,Important,Critical,Very important,Critical,Important,Critical,Important,Very important,Important,Important,Important,Critical,Important,Critical,Slightly important,Critical,Critical,Critical,Critical,Critical,Slightly important,Not important,Important,Not important,Very important,Important,Not important,Slightly important,Slightly important,Important,Important,Slightly important,Slightly important,Important,Not important,Not important,Slightly important,Very important,Important,Critical,Critical,Critical,Very important,Not important,Not important,Important,Important,Important,Slightly important,Not difficult,Very difficult,Difficult,5,11,Slightly difficult,Almost impossible,Slightly difficult,0,10,Slightly difficult,Slightly difficult,Difficult,0,5,Slightly difficult,Slightly difficult,Slightly difficult,1,1,Slightly difficult,Difficult,Not difficult,1,8,Slightly difficult,Slightly difficult,Slightly difficult,1,5,Slightly difficult,Difficult,Slightly difficult,4,3,Slightly difficult,Slightly difficult,Slightly difficult,0,4,Not difficult,Not difficult,Not difficult,3,1,Important,Important,Important,Important,Very important,Slightly important,Slightly important,Not important,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,No obstacle,Minor obstacle,Through family/friends, -44,No,-44,-44,-44,-44,Yes,5,10,Yes,-44,Yes,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Yes,50,50, -44,0,Yes,12,No,0,40,10,0,50,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,Yes,Line of credit,2011,4000000,11,18,Other,Yes,No,No,No,No,No, -44,125,Yes,2,1,Insufficient profitability,-44,92590000,101750000,44770000,4410000,9158000,509000,882000,611000,116000,67000,55000,18900000,1260000,20370000,17338000,26455000,24420000,38360000,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Major obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Minor obstacle,-44,-44,-44,-44,-44,"Crime, theft and disorder",Customs and Trade Regulations,Corruption,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed, -44,-44,-44, -44,-44, -44,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Truthful,Are taken directly from the establishment's records, 780263,263,Trinidad & Tobago,Trinidad & Tobago,Basic metals,1812,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,58,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,1966,No,Yes,1980,17,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,Yes,1,0,0,-44,No,-44,-44,-44,-44,Yes,1,3,1,-44,No,-44,Yes,No,Yes,100,45,38,0,0, -44,0,100,0,0,Medium private firms (20-100 employees),0,60,40,welded wire mesh,65,Local,20,Increased,Remained the same,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,80,20,Yes,7,No,Yes,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,-44,15000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,Yes,Yes,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,5,Yes,2,No,No,-44,-44,0,No,-44,-44,Yes,50,No,No,-44,-44,5,57,16,9,23,9,0,5,4,4,4,3,0,1,0,0,0,0,0,2,1,0,5,0,6,19,100000,20,96000,19,112000,1,40000,2,36000,1,45000,2,44000,2,42000,2,49000,2,29250,2,26000,2,32000,3,27225,3,24300,3,31400,1,26325,1,24200,1,30700,0,-77,0,-77,0,-77,9,27675,9,27200,9,29800,24,23850,27,22300,26,26500,Increase/decreased demand for goods, -44,University graduate,University graduate,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Completed secondary,Completed secondary,Important,Important,Critical,Very important,Important,Important,Slightly important,Slightly important,Important,Important,Important,Important,Not important,Important,Slightly important,Very important,Very important,Very important,Slightly important,Slightly important,Critical,Critical,Important,Important,Critical,Slightly important,Important,Important,Not important,Not important,Very important,Important,Critical,Critical,Critical,Important,Very important,Important,Very important,Important,Very important,Very important,Critical,Important,Critical,Important,Critical,Critical,Critical,Critical,Critical,Slightly important,Not important,Important,Slightly important,Important,Very important,Important,Slightly important,Not important,Important,Important,Very important,Slightly important,Important,Not important,Slightly important,Not important,Important,Important,Critical,Very important,Very important,Critical,Not important,Not important,Slightly important,Very important,Important,Important,Not difficult,Very difficult,Slightly difficult,2,18,Not difficult,Very difficult,Difficult,1,7,Not difficult,Slightly difficult,Slightly difficult,0,7,Slightly difficult,Not difficult,Slightly difficult,0,1,Slightly difficult,Difficult,Difficult,0,6,Slightly difficult,Slightly difficult,Slightly difficult,0,3,Slightly difficult,Difficult,Slightly difficult,1,8,Slightly difficult,Slightly difficult,Not difficult,1,5,Slightly difficult,Not difficult,Slightly difficult,3,1,Important,Very important,Very important,Important,Very important,Not important,Not important,Not important,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Private placement office, -44,No,-44,-44,-44,-44,Yes,25,10,No,The firm cannot afford the optimal level of training,Yes,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Yes,100,0, -44,0,Yes,5,No,70,0,0,0,30,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Application procedures for loans or line of credit are compl,7080000,7450000,2459000,3280000,224000,139000,277000,454000,6000,3000,4000,0,0,1420000,1348000,2000000,2140000,2060000,Moderate obstacle,Major obstacle,Major obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,No obstacle,Major obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Access to finance,"Crime, theft and disorder",Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Community based organization, -44,technological and Innovation Support, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 780264,264,Trinidad & Tobago,Trinidad & Tobago,Other manufacturing,1817,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly women,Male,Male,Male,1990,Yes,Yes,1990,22,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,2,1,-44,No,-44,-44,-44,-44,Yes,3,2,1,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,100,55,150,0,0, -44,20,20,60,20,Others,10,10,80,home furnishings,100,International,35,Increased,Remained the same,2-5,90,10,15,1990,usa,75,brasil,20,10,0,0,80,20,Yes,12,Yes,No,No,No,Yes,No,Yes,Laboratory or research center, -44,No,No,Yes,Yes,Yes,No,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,Slightly important,Important,Very Important,Critical,Slightly important,Very Important,Very Important,Yes,35,Yes,65,No,-44,Yes,No,100000,-44,No,No,No,No,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to agree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,1,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,2,Outside working hours,Firearm/gun,Money,22000,Other,Yes,Yes,-44,Yes,3,During working hours,Firearm/gun,Other,750,Gang related,No,No,There was no insurance requirement,Yes,4,Outside working hours,Other,Other company property,300,Other,No,No,Offenders rarely caught or prosecuted,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,Yes,Yes,No,-44,-44,No,-44,-44,No,No,No,5,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,5,19,6,8,1,4,0,2,1,3,6,3,2,0,1,0,0,0,0,1,1,1,0,1,2,9,90000,9,87000,9,97000,1,53000,1,51000,1,61000,1,50000,1,48000,1,54000,1,23625,1,21000,1,28000,2,26100,2,24700,2,30400,0,-77,0,-77,0,-77,10,26100,9,26300,9,28700,0,-77,0,-77,0,-77,1,24075,1,21900,1,28600,New products require new skills, -44,University graduate,Completed secondary,Post graduated,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Completed primary school,Important,Important,Critical,Very important,Important,Very important,Important,Important,Important,Important,Important,Slightly important,Slightly important,Important,Important,Critical,Very important,Critical,Slightly important,Important,Critical,Critical,Important,Very important,Critical,Slightly important,Slightly important,Important,Important,Not important,Important,Slightly important,Important,Critical,Critical,Important,Important,Very important,Very important,Very important,Important,Slightly important,Very important,Slightly important,Critical,Important,Critical,Critical,Very important,Very important,Critical,Slightly important,Not important,Important,Not important,Important,Very important,Slightly important,Slightly important,Important,Important,Important,Important,Slightly important,Important,Slightly important,Not important,Not important,Very important,Very important,Critical,Critical,Critical,Very important,Slightly important,Important,Slightly important,Very important,Not important,Slightly important,Not difficult,Very difficult,Slightly difficult,1,16,Not difficult,Very difficult,Slightly difficult,1,8,Not difficult,Difficult,Slightly difficult,1,9,Slightly difficult,Not difficult,Slightly difficult,1,1,Not difficult,Slightly difficult,Difficult,0,9,Not difficult,Difficult,Difficult,1,9,Not difficult,Slightly difficult,Slightly difficult,1,8,Slightly difficult,Slightly difficult,Slightly difficult,0,7,Not difficult,Slightly difficult,Not difficult,1,2,Very important,Slightly important,Very important,Slightly important,Important,Not important,Slightly important,Slightly important,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,No obstacle,No obstacle,Minor obstacle,Major obstacle,No obstacle,No obstacle,Public announcement/advertisement, -44,Yes to both,No,-44,No,-44,No,-44,-44,No,Other,Yes,Major obstacle,Moderate obstacle,No obstacle,Very severe obstacle,Minor obstacle,No obstacle,Yes,80,20, -44,0,Yes,11,No,25,40,10,0,25,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,Yes,Line of credit,2010,70000,10,60,Other,Yes,Yes,Yes,No,Yes,No, -44,150,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,10640000,11820000,3428000,3780000,709000,118000,25000,63000,0,0,0,0,0,2340000,2043000,3546000,2837000,10638000,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,Access to finance,Corruption,Customs and Trade Regulations,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,International organization, -44,Marketing and Operations support, -44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,Yes,No,-44,-44,Yes,No,Yes,No,-44,-44,Yes,No,No,Yes,Yes,No,No,-44,-44,Truthful,Are taken directly from the establishment's records, 780265,265,Trinidad & Tobago,Trinidad & Tobago,Retail,1819,No,-44,-44,-44,-44,Limited partnership, -44,35,90,10,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Male,2005,No,Yes,2005,11,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,5,3,1,-44,No,-44,-44,-44,-44,Yes,1,2,1,-44,No,-44,-44,-44,-44,Yes,1,Yes,No,Yes,0,-44,-44,100,0, -44,0,100,0,0,Individuals,0,80,20,food and beverages,75,National,10,Increased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,60,40,Yes,10,Yes,Yes,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,Yes,No,No,No,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Very severe obstacle,Minor obstacle,Major obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to agree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,Yes,No,No,-44,-44,No,-44,-44,No,Yes,No,10,No,-44,-44,No,-44,-44,0,Yes,12,Yes,No,-44,-44,Yes,20,2,14,23,7,8,5,3,0,4,3,3,6,3,2,1,0,0,1,0,0,1,1,1,3,0,0,10,63000,10,64000,9,69000,1,42000,1,37000,1,48000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,27450,1,25700,1,31700,1,29250,1,27400,1,31500,10,24300,9,23600,9,28300,0,-77,0,-77,0,-77,6,24075,7,22800,6,27800,-44, -44,University graduate,University graduate,University graduate,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed secondary,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Important,Slightly important,Critical,Very important,Important,Important,Important,Slightly important,Very important,Slightly important,Important,Important,Slightly important,Slightly important,Important,Very important,Critical,Critical,Important,Important,Critical,Critical,Important,Important,Critical,Slightly important,Slightly important,Slightly important,Not important,Slightly important,Critical,Important,Slightly important,Very important,Very important,Important,Very important,Very important,Very important,Very important,Important,Important,Very important,Important,Very important,Very important,Very important,Very important,Very important,Very important,Critical,Slightly important,Not important,Important,Not important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Very important,Important,Very important,Slightly important,Very important,Slightly important,Not important,Not important,Slightly important,Important,Very important,Very important,Very important,Very important,Not important,Slightly important,Important,Important,Not important,Slightly important,Not difficult,Very difficult,Difficult,1,12,Slightly difficult,Very difficult,Difficult,0,8,Not difficult,Difficult,Slightly difficult,1,2,Not difficult,Not difficult,Not difficult,0,3,Slightly difficult,Slightly difficult,Slightly difficult,0,10,Not difficult,Difficult,Slightly difficult,0,7,Slightly difficult,Slightly difficult,Difficult,1,6,Slightly difficult,Not difficult,Not difficult,0,10,Not difficult,Not difficult,Not difficult,1,2,Important,Very important,Slightly important,Important,Very important,Slightly important,Slightly important,Slightly important,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Through family/friends, -44,No,-44,-44,-44,-44,No,-44,-44,No,The benefits of training are small than the costs,Yes,Major obstacle,Moderate obstacle,Major obstacle,No obstacle,Very severe obstacle,No obstacle,Yes,100,0, -44,0,Yes,14,No,50,28,7,0,15,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,Yes,Line of credit,2012,40000,15,30,Other,Yes,Yes,No,No,Yes,No, -44,150,Yes,1,0,-44,-44,4820000,5300000,2279000,1260000,424000,42000,63000,42000,8000,5000,4000,0,315000,929000,986000,1272000,1590000,3523000,Minor obstacle,No obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Access to finance,"Crime, theft and disorder",Minor obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Local business association, -44,Marketing and Operations support, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 780266,266,Trinidad & Tobago,Trinidad & Tobago,Retail,1823,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,75,75,25,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly women,Male,Male,Male,1980,No,Yes,1980,33,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0, -44,10,20,70,15,Individuals,20,0,80,computer services,90,National,15,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,65,35,No,-44,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Major obstacle,-44, -44,Tend to disagree,Strongly disagree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,50000,0,Yes,Yes,No,Yes,No,No,-44,-44,No,-44,-44,No,Yes,No,0,No,-44,-44,No,-44,-44,0,No,-44,-44,No,-44,-44,No,-44,-44,10,30,9,10,7,4,0,4,3,3,3,2,1,0,0,0,0,0,0,1,1,2,0,0,3,11,110000,11,104000,9,131000,1,39000,2,36000,1,46000,1,62000,1,56000,1,68000,1,25650,1,23000,1,30000,1,22725,1,22700,1,27000,0,-77,0,-77,0,-77,11,22500,12,20700,13,25000,0,-77,0,-77,0,-77,7,22950,7,22300,6,26000,Economic upturn/downturn, -44,University graduate,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Completed secondary,Important,Important,Critical,Important,Important,Important,Slightly important,Important,Important,Important,Important,Important,Not important,Slightly important,Important,Very important,Very important,Critical,Important,Slightly important,Very important,Critical,Slightly important,Slightly important,Very important,Not important,Important,Important,Slightly important,Slightly important,Important,Slightly important,Very important,Very important,Very important,Important,Very important,Important,Slightly important,Very important,Important,Very important,Very important,Not important,Critical,Important,Very important,Critical,Very important,Critical,Critical,Not important,Slightly important,Very important,Slightly important,Important,Important,Slightly important,Important,Slightly important,Very important,Very important,Important,Slightly important,Important,Slightly important,Not important,Slightly important,Very important,Very important,Critical,Critical,Critical,Very important,Not important,Slightly important,Slightly important,Very important,Not important,Not important,Not difficult,Very difficult,Difficult,2,22,Slightly difficult,Very difficult,Difficult,0,6,Slightly difficult,Difficult,Slightly difficult,1,8,Slightly difficult,Slightly difficult,Not difficult,1,1,Not difficult,Slightly difficult,Slightly difficult,1,3,Difficult,Difficult,Slightly difficult,0,6,Slightly difficult,Slightly difficult,Slightly difficult,2,6,Slightly difficult,Slightly difficult,Slightly difficult,1,10,Slightly difficult,Not difficult,Not difficult,1,1,Very important,Very important,Very important,Important,Slightly important,Not important,Not important,Slightly important,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Public announcement/advertisement, -44,No,-44,-44,-44,-44,Yes,4,0,Yes,-44,Yes,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Moderate obstacle,No obstacle,Yes,100,0, -44,0,Yes,14,Yes,10,56,14,0,20,0,0,0,0,0,0,0,0, -44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Line of credit,2008,2000000,12,54,Other,Yes,No,No,Yes,No,No, -44,125,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,3530000,3970000,1191000,1890000,357000,40000,2000,20000,2000,2000,2000,79000,0,772000,588000,1072000,794000,2841000,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,Access to finance,Tax Rates,Access to land for expansion / relocation,Minor obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are taken directly from the establishment's records, 780267,267,Trinidad & Tobago,Trinidad & Tobago,Non-metallic mineral products,1852,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,1998,No,Yes,2002,11,No,-44,-44,Yes,24,No,No,-44,-44,No,-44,-44,Yes,0,2,0,-44,No,-44,-44,-44,-44,Yes,4,0,0,-44,Yes,0,1,2,-44,No,-44,No,Yes,Yes,100,50,48,0,0, -44,30,30,40,0,Others,40,30,30,doors,70,Local,5,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,75,25,Yes,9,No,No,No,No,Yes,No,Yes,University, -44,Yes,Yes,Yes,No,No,Yes,Yes,Yes,No,Yes,Yes,No,Yes,Yes,Yes,No,Yes,No,No, -44,Very Important,Very Important,Important,Important,Important,Very Important,Important,Yes,55,Yes,45,No,-44,No,No,0,-44,No,Yes,No,No,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,Minor obstacle,No obstacle,-44, -44,Tend to disagree,Strongly agree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,2,-44,Yes,2,-44,Yes,1,Outside working hours,Knife,Goods or stock,50000,Gang related,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,2,During working hours,Other,Money,400,Gang related,No,No,There was no insurance requirement,Yes,3,During working hours,Knife,Money,3000,Other,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,During working hours,Baseball bat,Money,13500,Gang related,Yes,Yes,-44,No,-44,-44,0,Yes,Yes,Yes,No,Yes,Yes,Yes,No,No,-44,-44,Yes,Yes,Yes,10,Yes,1,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,4,9,4,1,3,1,0,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,4,99000,3,94000,3,118000,1,45000,1,40000,1,51000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,24975,1,25400,1,29100,3,22500,3,20500,3,26700,New production methods, -44,University graduate,Completed college/vocational training,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete secondary,Completed secondary,Started but did not complete secondary,Important,Slightly important,Critical,Important,Important,Important,Slightly important,Slightly important,Very important,Important,Important,Important,Slightly important,Slightly important,Important,Very important,Very important,Critical,Important,Important,Very important,Critical,Important,Slightly important,Critical,Not important,Important,Important,Not important,Not important,Important,Important,Important,Very important,Very important,Slightly important,Very important,Important,Very important,Important,Very important,Important,Very important,Important,Critical,Very important,Very important,Critical,Very important,Critical,Critical,Slightly important,Not important,Very important,Not important,Important,Important,Not important,Not important,Slightly important,Slightly important,Important,Important,Very important,Important,Not important,Slightly important,Slightly important,Important,Very important,Very important,Critical,Critical,Very important,Important,Slightly important,Important,Important,Not important,Slightly important,Not difficult,Very difficult,Difficult,0,17,Difficult,Very difficult,Difficult,1,9,Slightly difficult,Difficult,Slightly difficult,0,10,Slightly difficult,Not difficult,Slightly difficult,1,2,Slightly difficult,Difficult,Not difficult,0,3,Slightly difficult,Difficult,Difficult,0,10,Not difficult,Slightly difficult,Difficult,1,5,Slightly difficult,Not difficult,Not difficult,1,10,Not difficult,Not difficult,Slightly difficult,0,1,Very important,Very important,Important,Not important,Very important,Not important,Not important,Not important,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,Moderate obstacle,No obstacle,Moderate obstacle,No obstacle,No obstacle,Private placement office, -44,No,-44,-44,-44,-44,No,-44,-44,No,The benefits of training are small than the costs,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,Yes,13,No,30,32,8,0,30,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Interest rates are not favorable,1340000,1380000,373000,630000,124000,8000,50000,88000,8000,12000,10000,0,0,160000,365000,400000,589000,1180000,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Access to finance,"Crime, theft and disorder",Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Private independent fund, -44,Marketing and Operations support, -44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 780268,268,Trinidad & Tobago,Trinidad & Tobago,Fabricated metal products,1853,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,60,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,1982,No,Yes,1982,9,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,0,2,0,-44,No,-44,-44,-44,-44,Yes,3,3,1,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,100,55,67,0,0, -44,0,0,100,5,Your parent company or affiliated establishments,10,50,40,metal building materials,50,National,15,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,80,20,Yes,15,Yes,No,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Minor obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Very severe obstacle,No obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to disagree,Yes,No,-44,-44,-44,-44,Yes,1,-44,Yes,1,-44,Yes,1,Outside working hours,Firearm/gun,Goods or stock,10000,Group of criminals,Yes,Yes,-44,Yes,1,Outside working hours,Baseball bat,Goods or stock,4000,Gang related,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,3,Outside working hours,Knife,Other company property,400,Gang related,No,No,Tried to/was unable to contact the police,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,No,30000,0,Yes,Yes,No,No,Yes,No,-44,-44,No,-44,-44,Yes,Yes,Yes,10,Yes,1,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,15,55,8,11,27,9,0,7,4,4,5,2,1,2,0,0,0,0,0,1,1,1,2,0,9,10,91000,9,93000,9,100000,1,47000,2,46000,1,53000,2,42000,2,40000,2,45000,2,26100,2,24000,2,30000,3,24075,3,23600,3,27300,1,23175,1,21300,1,26000,12,22050,11,20400,11,23800,0,-77,0,-77,0,-77,29,24300,31,22100,32,28300,New production methods, -44,University graduate,Completed secondary,Post graduated,Post graduated,Completed college/vocational training,Completed secondary,Completed secondary,Started but did not complete college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed secondary,Completed primary school,Important,Slightly important,Very important,Important,Very important,Important,Very important,Slightly important,Very important,Important,Slightly important,Important,Slightly important,Slightly important,Important,Critical,Critical,Critical,Important,Important,Very important,Critical,Important,Slightly important,Critical,Slightly important,Important,Slightly important,Not important,Slightly important,Slightly important,Important,Very important,Critical,Very important,Important,Important,Important,Very important,Very important,Very important,Important,Very important,Important,Critical,Important,Critical,Critical,Critical,Critical,Critical,Not important,Not important,Very important,Not important,Important,Important,Not important,Slightly important,Slightly important,Very important,Very important,Slightly important,Slightly important,Very important,Not important,Not important,Slightly important,Important,Very important,Very important,Critical,Very important,Very important,Slightly important,Slightly important,Important,Important,Slightly important,Slightly important,Not difficult,Very difficult,Difficult,1,15,Not difficult,Very difficult,Difficult,0,11,Not difficult,Very difficult,Slightly difficult,0,3,Slightly difficult,Slightly difficult,Difficult,0,2,Not difficult,Slightly difficult,Not difficult,1,3,Not difficult,Slightly difficult,Difficult,1,7,Not difficult,Slightly difficult,Difficult,2,8,Not difficult,Not difficult,Not difficult,0,7,Slightly difficult,Not difficult,Slightly difficult,3,1,Important,Critical,Slightly important,Important,Very important,Slightly important,Slightly important,Slightly important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,Public announcement/advertisement, -44,No,-44,-44,-44,-44,Yes,10,10,No,Other,Yes,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,No obstacle,Yes,100,0, -44,0,No,-44,No,10,16,4,20,20,0,0,0,0,0,30,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Application procedures for loans or line of credit are compl,13690000,14720000,3827000,3650000,736000,151000,302000,504000,10000,12000,6000,0,0,2160000,781000,3000000,1070000,4440000,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Very severe obstacle,Minor obstacle,Very severe obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Access to finance,"Crime, theft and disorder",Labor Regulations,Minor obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 780270,270,Trinidad & Tobago,Trinidad & Tobago,Retail,1876,No,-44,-44,-44,-44,Limited partnership, -44,51,100,0,0,0,Predominantly men,No,No,40,Makes major strategic and fiancial decisions,8,14,Predominantly men,Male,Male,Male,2002,No,Yes,2002,16,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,1,3,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,0,75,25,0,Individuals,0,100,0,auto parts,90,Local,15,Increased,Decreased,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,55,45,Yes,20,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,Yes,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Very severe obstacle,Major obstacle,-44, -44,Tend to disagree,Tend to agree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,5,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,2,19,7,6,4,2,0,1,1,1,4,3,1,0,0,0,0,0,0,1,1,2,0,0,2,10,63000,10,56000,9,69000,1,50000,2,46000,1,55000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,23850,1,24300,1,28300,0,-77,0,-77,0,-77,7,23850,7,24100,6,28100,0,-77,0,-77,0,-77,4,23175,5,22800,4,26300,New products require new skills, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Completed primary school,Important,Important,Critical,Very important,Very important,Important,Slightly important,Slightly important,Important,Important,Important,Important,Slightly important,Slightly important,Important,Critical,Critical,Critical,Important,Very important,Very important,Very important,Very important,Slightly important,Critical,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Important,Important,Critical,Critical,Important,Very important,Important,Very important,Important,Important,Very important,Very important,Important,Critical,Important,Critical,Critical,Very important,Very important,Critical,Slightly important,Not important,Important,Not important,Important,Important,Slightly important,Not important,Not important,Important,Very important,Slightly important,Slightly important,Very important,Not important,Not important,Slightly important,Important,Important,Critical,Critical,Critical,Critical,Slightly important,Slightly important,Very important,Important,Slightly important,Not important,Not difficult,Very difficult,Difficult,1,13,Not difficult,Difficult,Difficult,1,13,Slightly difficult,Difficult,Slightly difficult,0,10,Not difficult,Slightly difficult,Slightly difficult,0,2,Not difficult,Slightly difficult,Slightly difficult,0,4,Not difficult,Slightly difficult,Slightly difficult,1,4,Not difficult,Slightly difficult,Slightly difficult,1,6,Not difficult,Slightly difficult,Difficult,1,10,Not difficult,Not difficult,Not difficult,1,1,Very important,Very important,Very important,Important,Very important,Slightly important,Not important,Slightly important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,No obstacle,Moderate obstacle,No obstacle,Minor obstacle,Public placement office, -44,No,-44,-44,-44,-44,Yes,0,5,No,Other,Yes,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Yes,0,100, -44,0,Yes,11,No,68,25,7,0,0,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Size of loan and maturity are insufficiant,3830000,4070000,1669000,1510000,163000,8000,60000,33000,2000,2000,4000,0,0,825000,858000,1058000,1384000,2000000,No obstacle,No obstacle,Moderate obstacle,Major obstacle,No,No,Yes,No,No,No,Yes,No obstacle,Minor obstacle,Major obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,No obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,No,Yes,Yes,Yes,No,Inadequately educated workforce,Practices of competitors in the informal sector,Cost of finance,Moderate obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Already used this type of assistance in the past and wasn't, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 780271,271,Trinidad & Tobago,Trinidad & Tobago,Information technology,1895,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,90,100,0,0,0,Predominantly men,No,Yes,7,Delegates decisions to other partners,8,5,Predominantly men,Female,Male,Female,2002,No,Yes,2002,27,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,3,0,-44,No,-44,-44,-44,-44,Yes,0,0,0,-44,No,-44,-44,-44,-44,Yes,0,Yes,Yes,Yes,0,-44,-44,100,0, -44,10,85,5,20,Medium private firms (20-100 employees),60,0,40,IT solutions,95,Local,10,Increased,Remained the same,2-5,100,0,25,-44,-44,-44,-44,-44,-44,-44,-44,50,50,Yes,3,No,No,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,Yes,No,No,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to agree,Strongly disagree,Yes,No,-44,-44,-44,-44,Yes,-44,15000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,No,0,1000,Yes,Yes,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,No,-44,-44,Yes,0,1,-44,No,-44,-44,No,-44,-44,No,-44,-44,1,8,3,2,2,1,0,1,1,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3,75000,2,72000,2,83000,1,41000,1,41000,1,48000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,23625,1,23800,1,25500,2,22950,1,20900,1,25700,2,22050,3,21800,2,25200,Economic upturn/downturn, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Completed college/vocational training,Completed secondary,Started but did not complete college/vocational training,Completed secondary,Started but did not complete secondary,Slightly important,Not important,Critical,Important,Important,Very important,Slightly important,Important,Important,Very important,Important,Important,Slightly important,Slightly important,Important,Critical,Critical,Critical,Important,Slightly important,Very important,Critical,Important,Important,Very important,Slightly important,Important,Very important,Slightly important,Not important,Very important,Important,Important,Very important,Critical,Very important,Very important,Important,Important,Slightly important,Slightly important,Very important,Critical,Slightly important,Very important,Important,Very important,Critical,Very important,Very important,Critical,Slightly important,Slightly important,Important,Not important,Important,Very important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Important,Slightly important,Very important,Slightly important,Not important,Not important,Important,Very important,Critical,Critical,Critical,Critical,Not important,Not important,Important,Important,Slightly important,Important,Not difficult,Very difficult,Difficult,0,16,Slightly difficult,Very difficult,Difficult,0,5,Difficult,Difficult,Slightly difficult,0,6,Slightly difficult,Not difficult,Slightly difficult,1,2,Slightly difficult,Slightly difficult,Slightly difficult,1,10,Slightly difficult,Difficult,Very difficult,1,4,Not difficult,Difficult,Difficult,0,8,Not difficult,Slightly difficult,Not difficult,1,2,Slightly difficult,Not difficult,Not difficult,0,2,Important,Critical,Very important,Slightly important,Important,Not important,Not important,Slightly important,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Public placement office, -44,No,-44,-44,-44,-44,No,-44,-44,No,Other,No,-44,-44,-44,-44,-44,-44,Yes,100,0, -44,0,No,-44,No,75,0,0,0,25,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,Yes,Line of credit,2010,90000,8,36,Other,Yes,No,No,No,No,No, -44,150,Yes,3,3,Insufficient profitability,-44,560000,610000,268000,500000,37000,5000,5000,5000,1000,1000,1000,0,0,106000,102000,134000,159000,355000,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,Access to finance,"Crime, theft and disorder",Corruption,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Community based organization, -44,technological and Innovation Support, -44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 780272,272,Trinidad & Tobago,Trinidad & Tobago,Information technology,1897,Yes,6,Establishment physically separated from HQ and other establi,Yes,-44,Shareholding company with non-traded shares or shares traded, -44,50,100,0,0,0,Equally men and women,No,No,15,Delegates decisions to other partners,7,2,Predominantly men,Male,Male,Male,1995,No,Yes,1995,37,No,-44,-44,Yes,10,Yes,No,-44,-44,No,-44,-44,Yes,1,3,1,-44,Yes,1,0,0,-44,Yes,2,0,0,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0, -44,5,5,90,2,Large private firms (more than 100 employees),30,30,40,IT project management,70,National,10,Increased,Decreased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,30,70,Yes,20,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,10,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,Yes,Yes,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,20,Yes,1,No,Yes,0,0,-44,Yes,5,Yes,Yes,30,No,Yes,25,1,6,114,45,39,28,2,3,17,7,2,50,21,17,12,0,1,7,2,0,1,1,3,2,0,15,66,76000,60,68000,61,83000,1,48000,2,44000,1,54000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,22725,1,20500,1,24700,0,-77,0,-77,0,-77,17,20700,16,21100,17,23000,40,28125,36,26300,34,30600,40,22275,40,21900,43,24300,Increase/decreased demand for goods, -44,University graduate,University graduate,University graduate,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Completed secondary,Started but did not complete secondary,Completed secondary,Completed secondary,Very important,Important,Very important,Very important,Very important,Very important,Slightly important,Important,Very important,Important,Important,Important,Slightly important,Slightly important,Important,Critical,Critical,Critical,Very important,Very important,Critical,Critical,Slightly important,Important,Critical,Slightly important,Slightly important,Important,Not important,Not important,Important,Important,Slightly important,Critical,Critical,Very important,Critical,Slightly important,Very important,Important,Important,Important,Very important,Important,Critical,Very important,Critical,Critical,Very important,Very important,Critical,Not important,Not important,Important,Not important,Important,Important,Slightly important,Slightly important,Important,Important,Very important,Very important,Important,Slightly important,Not important,Slightly important,Not important,Very important,Slightly important,Critical,Critical,Critical,Very important,Slightly important,Slightly important,Important,Very important,Slightly important,Not important,Not difficult,Difficult,Difficult,7,22,Slightly difficult,Difficult,Difficult,0,14,Slightly difficult,Difficult,Difficult,1,5,Not difficult,Difficult,Slightly difficult,1,1,Not difficult,Slightly difficult,Not difficult,1,8,Not difficult,Difficult,Slightly difficult,0,4,Slightly difficult,Difficult,Slightly difficult,2,7,Not difficult,Slightly difficult,Not difficult,4,6,Not difficult,Not difficult,Not difficult,4,1,Very important,Very important,Very important,Slightly important,Critical,Not important,Slightly important,Not important,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,Minor obstacle,Public announcement/advertisement, -44,No,-44,-44,-44,-44,Yes,4,5,No,The benefits of training are small than the costs,No,-44,-44,-44,-44,-44,-44,Yes,90,10, -44,0,Yes,5,No,10,16,4,20,50,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Interest rates are not favorable,31680000,33000000,11880000,6300000,660000,264000,495000,396000,63000,51000,51000,5040000,5040000,5016000,4950000,6600000,8250000,16896000,No obstacle,No obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,No obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,Political environment,Access to finance,Corruption,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Administratie procedure is cumbersome, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are taken directly from the establishment's records, 780273,273,Trinidad & Tobago,Trinidad & Tobago,Garments,1956,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,60,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Male,1980,No,Yes,1980,10,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,90,70,42,10,0, -44,0,70,30,5,Others,10,50,40,uniforms,80,National,25,Increased,Remained the same,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,10,90,Yes,10,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,Yes,No,No,No,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,-44, -44,Tend to agree,Tend to agree,Tend to disagree,Tend to agree,Yes,No,-44,-44,-44,-44,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,11,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,3,55,0,14,29,12,0,8,6,5,7,1,1,4,1,0,1,0,0,1,1,1,2,1,6,1,110000,1,111000,1,126000,2,45000,3,45000,2,51000,3,45000,4,40000,3,53000,3,27225,3,25000,3,31000,4,23400,4,23600,4,25700,-4,27900,-4,27900,-4,31300,15,20250,15,19300,16,24100,0,-77,0,-77,0,-77,38,23175,39,20600,38,27000,Increase/decreased demand for goods, -44,Post graduated,Completed college/vocational training,University graduate,Post graduated,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed secondary,Completed secondary,Started but did not complete college/vocational training,Completed secondary,Completed college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Important,Important,Critical,Very important,Important,Very important,Slightly important,Slightly important,Important,Very important,Important,Slightly important,Not important,Slightly important,Important,Very important,Critical,Critical,Important,Important,Critical,Very important,Very important,Slightly important,Critical,Slightly important,Important,Important,Important,Not important,Very important,Important,Critical,Critical,Very important,Important,Very important,Important,Very important,Important,Important,Very important,Very important,Important,Critical,Important,Critical,Very important,Very important,Critical,Critical,Not important,Not important,Very important,Not important,Slightly important,Important,Not important,Not important,Slightly important,Important,Important,Slightly important,Slightly important,Very important,Not important,Slightly important,Slightly important,Important,Slightly important,Critical,Very important,Critical,Very important,Not important,Not important,Important,Important,Not important,Not important,Slightly difficult,Very difficult,Difficult,1,19,Slightly difficult,Very difficult,Difficult,1,4,Not difficult,Slightly difficult,Difficult,1,4,Slightly difficult,Slightly difficult,Slightly difficult,1,3,Not difficult,Slightly difficult,Slightly difficult,0,2,Slightly difficult,Difficult,Slightly difficult,1,8,Not difficult,Difficult,Slightly difficult,2,10,Not difficult,Difficult,Not difficult,0,2,Not difficult,Not difficult,Not difficult,4,1,Important,Slightly important,Important,Important,Very important,Slightly important,Slightly important,Not important,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Through family/friends, -44,No,-44,-44,-44,-44,Yes,30,10,No,Other,No,-44,-44,-44,-44,-44,-44,Yes,50,50, -44,0,Yes,13,No,10,64,16,0,10,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,2,2,Incompleteness of loan application,-44,9480000,9580000,3832000,5040000,958000,189000,416000,706000,9000,3000,12000,0,0,1925000,1900000,2500000,4280000,6525000,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,Customs and Trade Regulations,Inadequately educated workforce,Practices of competitors in the informal sector,Moderate obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Local business association, -44,Marketing and Operations support, -44,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are taken directly from the establishment's records, 780274,274,Trinidad & Tobago,Trinidad & Tobago,Wholesale,1958,No,-44,-44,-44,-44,Limited partnership, -44,75,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly women,Male,Female,Female,1980,No,Yes,1980,39,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,2,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,50,30,20,0,Small private firms (less than 20 employees),30,50,20,printing services,95,Local,10,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,35,65,Yes,19,Yes,No,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,Yes,No,No,No,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,-44, -44,Tend to disagree,Strongly agree,Tend to disagree,Tend to disagree,Yes,No,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,1,17,6,5,4,2,0,3,2,2,2,2,0,0,0,0,0,0,0,1,1,0,0,0,2,8,100000,8,96000,7,117000,1,46000,1,44000,1,50000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,27000,1,25300,1,30000,0,-77,0,-77,0,-77,5,22050,5,21400,5,26200,0,-77,0,-77,0,-77,4,22050,5,21200,4,25700,Increase/decreased demand for goods, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Completed secondary,Very important,Slightly important,Very important,Very important,Very important,Very important,Important,Slightly important,Important,Important,Slightly important,Slightly important,Important,Important,Slightly important,Very important,Critical,Very important,Important,Slightly important,Critical,Very important,Slightly important,Slightly important,Critical,Slightly important,Slightly important,Important,Not important,Not important,Slightly important,Slightly important,Critical,Critical,Very important,Important,Very important,Important,Important,Important,Very important,Very important,Very important,Important,Critical,Important,Critical,Critical,Very important,Very important,Critical,Slightly important,Not important,Important,Not important,Important,Important,Slightly important,Not important,Slightly important,Very important,Very important,Important,Very important,Slightly important,Not important,Slightly important,Slightly important,Very important,Important,Critical,Critical,Critical,Critical,Slightly important,Slightly important,Important,Very important,Not important,Slightly important,Not difficult,Almost impossible,Difficult,1,21,Slightly difficult,Very difficult,Difficult,1,7,Slightly difficult,Slightly difficult,Difficult,1,3,Slightly difficult,Slightly difficult,Slightly difficult,1,2,Slightly difficult,Slightly difficult,Slightly difficult,1,9,Slightly difficult,Difficult,Difficult,0,4,Not difficult,Difficult,Slightly difficult,1,5,Slightly difficult,Not difficult,Slightly difficult,1,6,Not difficult,Not difficult,Not difficult,1,1,Important,Very important,Important,Important,Very important,Slightly important,Slightly important,Slightly important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,Public placement office, -44,No,-44,-44,-44,-44,No,-44,-44,No,Other,Yes,Major obstacle,Very severe obstacle,Moderate obstacle,No obstacle,Major obstacle,No obstacle,Yes,80,20, -44,0,Yes,6,No,25,40,10,0,25,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Did not think it would be approved,800000,890000,356000,470000,45000,1000,8000,12000,2000,1000,2000,0,0,148000,187000,205000,267000,543000,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Access to finance,Customs and Trade Regulations,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Local business association, -44,Marketing and Operations support, -44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 780275,275,Trinidad & Tobago,Trinidad & Tobago,Services of motor vehicles,2035,No,-44,-44,-44,-44,Limited partnership, -44,50,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly women,Male,Male,Male,2006,No,Yes,2006,42,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,8,3,0,-44,No,-44,-44,-44,-44,Yes,9,0,0,-44,Yes,1,4,1,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0, -44,0,95,5,10,Government or government agencies (including state-owned ent,0,100,0,auto services,100,Local,5,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,35,65,Yes,19,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,Yes,No,Moderate obstacle,No obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,No obstacle,Moderate obstacle,Very severe obstacle,No obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Major obstacle,Major obstacle,-44, -44,Strongly disagree,Tend to agree,Tend to disagree,Tend to disagree,Yes,Yes,No,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,25000,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,Yes,1,No,No,-44,-44,1000,No,-44,-44,No,-44,-44,No,-44,-44,5,17,6,5,4,2,0,0,0,1,1,1,0,0,0,0,0,0,0,1,1,0,0,0,2,7,100000,6,101000,6,117000,1,51000,2,49000,1,57000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,26550,1,24900,1,30100,0,-77,0,-77,0,-77,5,26550,5,25100,5,30100,0,-77,0,-77,0,-77,4,22500,5,22300,4,24800,New production methods, -44,University graduate,Completed college/vocational training,Post graduated,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Completed secondary,Important,Not important,Critical,Important,Important,Important,Slightly important,Slightly important,Very important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Very important,Very important,Very important,Important,Important,Critical,Critical,Important,Very important,Very important,Slightly important,Important,Important,Not important,Not important,Important,Important,Important,Critical,Critical,Important,Very important,Important,Very important,Important,Important,Important,Critical,Important,Critical,Important,Critical,Critical,Very important,Very important,Critical,Slightly important,Not important,Important,Not important,Slightly important,Very important,Slightly important,Slightly important,Important,Very important,Slightly important,Important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Important,Slightly important,Critical,Critical,Critical,Critical,Slightly important,Slightly important,Important,Important,Not important,Slightly important,Not difficult,Very difficult,Difficult,1,21,Slightly difficult,Difficult,Difficult,0,10,Slightly difficult,Slightly difficult,Difficult,1,6,Not difficult,Not difficult,Not difficult,1,1,Slightly difficult,Difficult,Not difficult,1,10,Slightly difficult,Difficult,Slightly difficult,1,8,Not difficult,Slightly difficult,Slightly difficult,0,7,Not difficult,Slightly difficult,Not difficult,0,3,Not difficult,Slightly difficult,Not difficult,0,2,Very important,Very important,Very important,Not important,Very important,Not important,Not important,Slightly important,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Public placement office, -44,No,-44,-44,-44,-44,Yes,2,15,Yes,-44,Yes,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,No obstacle,Yes,100,0, -44,0,Yes,11,No,0,72,18,10,0,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Application procedures for loans or line of credit are compl,1090000,1220000,403000,740000,61000,6000,15000,18000,2000,2000,4000,0,88000,209000,289000,342000,390000,605000,Minor obstacle,Minor obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Very severe obstacle,No obstacle,No obstacle,Moderate obstacle,Very severe obstacle,Yes,Yes,No,No,No,Access to finance,Practices of competitors in the informal sector,Political environment,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Community based organization, -44,Financial magement and tax and customs administration, -44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Truthful,Are estimates computed with some precision, 780276,276,Trinidad & Tobago,Trinidad & Tobago,Other manufacturing,2048,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,60,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly women,Male,Male,Female,1982,No,Yes,1982,9,No,-44,-44,No,-44,-44,Yes,43,No,No,-44,-44,Yes,1,3,1,-44,Yes,3,0,0,-44,Yes,6,3,0,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,100,50,74,0,0, -44,0,0,100,15,Large private firms (more than 100 employees),10,50,40,metal building materials,45,National,10,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,80,20,Yes,15,Yes,No,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,45000,0,Yes,No,Yes,Yes,No,No,-44,-44,No,-44,-44,No,No,No,10,Yes,1,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,15,55,8,11,27,9,0,7,4,4,5,2,1,2,0,0,0,0,0,1,1,1,2,0,8,10,100000,9,94000,8,108000,1,49000,2,46000,1,55000,2,41000,3,39000,2,45000,2,25200,2,24000,2,29000,3,29250,3,27400,3,32200,1,22500,1,20500,1,26000,12,23400,12,20800,13,25700,0,-77,0,-77,0,-77,29,22500,30,21500,30,26000,Economic upturn/downturn, -44,University graduate,University graduate,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Completed secondary,Important,Slightly important,Critical,Very important,Very important,Important,Important,Important,Important,Important,Slightly important,Slightly important,Not important,Slightly important,Important,Very important,Very important,Very important,Important,Important,Critical,Very important,Important,Important,Critical,Slightly important,Slightly important,Important,Not important,Not important,Important,Very important,Very important,Critical,Critical,Important,Very important,Very important,Very important,Important,Important,Very important,Very important,Important,Critical,Important,Critical,Critical,Very important,Critical,Critical,Slightly important,Not important,Very important,Not important,Very important,Important,Slightly important,Slightly important,Not important,Important,Important,Slightly important,Very important,Important,Not important,Not important,Not important,Very important,Very important,Critical,Critical,Critical,Very important,Important,Slightly important,Important,Important,Important,Important,Not difficult,Very difficult,Difficult,1,21,Slightly difficult,Difficult,Slightly difficult,0,7,Slightly difficult,Slightly difficult,Slightly difficult,0,2,Slightly difficult,Not difficult,Not difficult,0,1,Slightly difficult,Difficult,Slightly difficult,0,9,Not difficult,Difficult,Slightly difficult,0,8,Not difficult,Difficult,Slightly difficult,2,3,Not difficult,Slightly difficult,Not difficult,0,9,Not difficult,Slightly difficult,Slightly difficult,3,1,Very important,Very important,Not important,Important,Critical,Not important,Slightly important,Not important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,No obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Private placement office, -44,No,-44,-44,-44,-44,Yes,10,15,No,Other,Yes,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,Yes,100,0, -44,0,No,-44,Yes,10,16,4,20,20,0,0,0,0,0,0,0,30, -44,75,12.5,0,12.5,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Line of credit,2011,70000,12,24,Private commercial banks,Yes,No,Yes,No,No,No, -44,100,Yes,2,1,Incompleteness of loan application,-44,13060000,13750000,4950000,3650000,550000,151000,302000,504000,6000,8000,7000,688000,0,2010000,803000,3000000,1070000,6120000,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,Access to finance,"Crime, theft and disorder",Tax administration,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,Truthful,Are taken directly from the establishment's records, 780277,277,Trinidad & Tobago,Trinidad & Tobago,Other manufacturing,2053,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,55,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,1992,No,Yes,1992,22,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,100,70,44,0,0, -44,50,0,50,0,Individuals,50,0,50,paper products,100,National,10,Increased,Remained the same,More than 5,90,10,0,2003,usa,20,jamaica,5,11,0,0,50,50,Yes,6,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,Yes,No,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,No obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,-44, -44,Tend to disagree,Strongly disagree,Tend to disagree,Strongly disagree,No,-44,-44,-44,-44,-44,No,-44,-44,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,3,During working hours,Knife,Goods or stock,200,Group of criminals,No,Yes,-44,Yes,4,Outside working hours,Firearm/gun,Money,60000,Gang related,Yes,No,Loss was small,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,Yes,No,-44,-44,No,-44,-44,Yes,Yes,Yes,2,Yes,2,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,9,59,16,8,22,13,0,5,3,5,5,3,0,1,1,0,0,0,0,1,1,0,2,1,8,19,99000,18,90000,16,114000,2,40000,3,39000,2,44000,4,54000,5,52000,5,63000,4,27450,4,25000,4,31000,4,26325,4,25100,4,28400,0,-77,0,-77,0,-77,8,26100,8,23500,8,28400,0,-77,0,-77,0,-77,23,22950,23,20900,22,25500,Increase/decreased demand for goods, -44,University graduate,University graduate,University graduate,University graduate,Completed secondary,Completed college/vocational training,Completed secondary,Started but did not complete college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Important,Slightly important,Very important,Important,Important,Very important,Very important,Important,Important,Important,Slightly important,Slightly important,Slightly important,Not important,Important,Very important,Very important,Critical,Important,Important,Very important,Very important,Important,Slightly important,Very important,Slightly important,Slightly important,Important,Slightly important,Slightly important,Important,Slightly important,Very important,Very important,Critical,Important,Very important,Important,Critical,Important,Important,Important,Critical,Important,Critical,Very important,Very important,Critical,Very important,Critical,Critical,Not important,Not important,Important,Not important,Important,Very important,Slightly important,Not important,Not important,Important,Important,Slightly important,Slightly important,Important,Not important,Slightly important,Slightly important,Very important,Important,Critical,Critical,Critical,Critical,Slightly important,Not important,Important,Very important,Not important,Not important,Not difficult,Difficult,Slightly difficult,2,18,Slightly difficult,Very difficult,Difficult,1,12,Slightly difficult,Difficult,Slightly difficult,0,3,Slightly difficult,Difficult,Slightly difficult,0,1,Slightly difficult,Slightly difficult,Slightly difficult,0,5,Slightly difficult,Difficult,Very difficult,0,6,Not difficult,Difficult,Slightly difficult,1,6,Not difficult,Not difficult,Difficult,1,10,Not difficult,Not difficult,Slightly difficult,3,1,Very important,Important,Very important,Important,Very important,Not important,Not important,Not important,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,Minor obstacle,No obstacle,Minor obstacle,Private placement office, -44,No,-44,-44,-44,-44,Yes,15,25,No,The firm cannot afford the optimal level of training,No,-44,-44,-44,-44,-44,-44,Yes,100,0, -44,0,Yes,5,No,90,0,0,0,10,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,Yes,Line of credit,2011,30000,6,42,Other,No,-44,-44,-44,-44,-44, -44,-44,Yes,2,1,Problems with credit history/report,-44,7260000,8070000,3228000,3400000,646000,151000,302000,504000,9000,3000,11000,0,0,1380000,2022000,2000000,3210000,3680000,Moderate obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Yes,Yes,No,No,No,Practices of competitors in the informal sector,Electricity,Tax administration,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 780278,278,Trinidad & Tobago,Trinidad & Tobago,Other manufacturing,2054,No,-44,-44,-44,-44,Limited partnership, -44,51,100,0,0,0,Predominantly women,Yes,Yes,51,Makes decisions in consultation with other partners,13,1,Predominantly men,Male,Female,Male,2000,No,Yes,2000,5,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,9,1,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,100,70,83,0,0, -44,15,50,35,0,Medium private firms (20-100 employees),0,100,0,courrier services,55,National,15,Increased,Remained the same,More than 5,90,10,0,2004,usa,55,jamaica,35,5,0,0,80,20,No,-44,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,Yes,No,No,No,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,-44, -44,Tend to disagree,Strongly disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,Yes,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,10,Yes,1,Yes,No,-44,0,-44,No,-44,-44,Yes,35,Yes,Yes,20,2,11,33,8,12,9,4,0,3,2,2,4,2,1,1,0,0,0,0,0,1,1,1,1,0,4,10,86000,10,87000,11,98000,1,39000,1,37000,1,46000,1,62000,1,61000,1,68000,1,22950,1,23000,1,27000,1,27675,1,25400,1,30400,0,-77,0,-77,0,-77,13,26550,13,25800,12,30700,0,-77,0,-77,0,-77,10,24075,10,24500,9,26500,-44, -44,University graduate,University graduate,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed secondary,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Completed primary school,Very important,Important,Critical,Important,Important,Very important,Very important,Slightly important,Important,Very important,Important,Important,Not important,Slightly important,Important,Critical,Critical,Very important,Important,Important,Critical,Critical,Very important,Important,Critical,Slightly important,Slightly important,Important,Not important,Not important,Important,Important,Very important,Critical,Very important,Important,Very important,Very important,Very important,Important,Important,Slightly important,Very important,Important,Critical,Very important,Critical,Critical,Critical,Very important,Critical,Not important,Slightly important,Important,Not important,Very important,Slightly important,Slightly important,Not important,Slightly important,Important,Very important,Slightly important,Important,Very important,Slightly important,Slightly important,Not important,Important,Important,Critical,Critical,Critical,Very important,Important,Slightly important,Important,Very important,Slightly important,Important,Slightly difficult,Very difficult,Slightly difficult,1,24,Not difficult,Very difficult,Difficult,0,14,Not difficult,Slightly difficult,Slightly difficult,0,6,Not difficult,Slightly difficult,Not difficult,0,3,Slightly difficult,Slightly difficult,Slightly difficult,1,9,Not difficult,Difficult,Slightly difficult,0,5,Not difficult,Slightly difficult,Difficult,2,2,Not difficult,Not difficult,Not difficult,0,10,Not difficult,Not difficult,Not difficult,1,1,Very important,Very important,Very important,Important,Important,Not important,Not important,Not important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,No obstacle,Moderate obstacle,No obstacle,No obstacle,Public announcement/advertisement, -44,No,-44,-44,-44,-44,No,-44,-44,No,Other,Yes,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,No obstacle,Yes,100,0, -44,0,Yes,5,No,45,32,8,0,10,0,0,0,0,0,0,0,5, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,Yes,Line of credit,2011,20000,12,12,Other,Yes,Yes,No,No,Yes,No, -44,175,Yes,5,4,Incompleteness of loan application,-44,6440000,6510000,1953000,2040000,326000,126000,214000,82000,3000,3000,4000,0,0,1012000,902000,1367000,1367000,3486000,No obstacle,Moderate obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Very severe obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,No obstacle,No obstacle,Moderate obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Access to finance,Tax Rates,Moderate obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,International organization, -44,technological and Innovation Support, -44,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,No,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 780279,279,Trinidad & Tobago,Trinidad & Tobago,Plastics & rubber,2071,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,80,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Female,Male,1967,No,Yes,1988,20,No,-44,-44,No,-44,-44,No,-44,-44,Yes,30,No,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,0,0,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,100,75,53,0,0, -44,0,75,25,0,Large private firms (more than 100 employees),0,70,30,plastic cups,15,National,20,Increased,Decreased,2-5,95,5,0,1968,usa,20,brasil,15,10,0,0,25,75,Yes,7,No,No,Yes,Yes,Yes,No,Yes,Laboratory or research center, -44,No,No,Yes,Yes,No,Yes,No,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,Important,Important,Very Important,Critical,Important,Very Important,Very Important,Yes,40,Yes,60,No,-44,No,No,0,-44,No,No,No,Yes,No obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,3,-44,Yes,2,-44,Yes,3,Outside working hours,Firearm/gun,Goods or stock,30000,A fellow employee,Yes,Yes,-44,Yes,1,During working hours,Other,Money,1000,Gang related,No,No,Police have not done anything in the past,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,2,During working hours,Other,Other company property,5000,Other,Yes,No,Loss was small,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,Yes,No,Yes,No,-44,-44,No,-44,-44,No,Yes,No,10,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,2,28,8,4,12,4,0,3,2,2,2,2,0,0,0,0,0,0,0,1,1,0,0,0,0,10,110000,10,99000,10,129000,1,43000,2,40000,1,47000,1,60000,2,54000,1,65000,1,25200,1,23000,1,28000,1,22500,1,21300,1,25500,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,4,24975,4,25000,4,28600,12,24300,12,24500,12,27300,Refusal to answer, -44,University graduate,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Completed secondary,Started but did not complete secondary,Important,Slightly important,Critical,Important,Important,Important,Slightly important,Important,Important,Important,Important,Important,Slightly important,Not important,Important,Critical,Critical,Critical,Very important,Important,Critical,Critical,Important,Very important,Critical,Important,Slightly important,Important,Slightly important,Slightly important,Important,Important,Slightly important,Critical,Critical,Important,Very important,Important,Important,Important,Important,Important,Very important,Important,Critical,Important,Very important,Critical,Critical,Very important,Critical,Not important,Slightly important,Important,Slightly important,Important,Important,Slightly important,Not important,Not important,Important,Important,Very important,Important,Important,Not important,Not important,Slightly important,Important,Important,Critical,Critical,Critical,Very important,Important,Important,Important,Important,Slightly important,Important,Difficult,Very difficult,Difficult,1,14,Not difficult,Very difficult,Difficult,1,14,Not difficult,Difficult,Difficult,0,3,Slightly difficult,Slightly difficult,Slightly difficult,1,1,Slightly difficult,Slightly difficult,Difficult,0,10,Not difficult,Difficult,Difficult,1,4,Not difficult,Slightly difficult,Slightly difficult,0,8,Not difficult,Slightly difficult,Slightly difficult,0,2,Not difficult,Not difficult,Not difficult,2,2,Important,Important,Very important,Important,Very important,Slightly important,Slightly important,Slightly important,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Public placement office, -44,No,-44,-44,-44,-44,Yes,1,5,Yes,-44,Yes,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Yes,100,0, -44,0,Yes,5,No,10,64,16,0,10,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,Yes,Line of credit,2011,350000,9,42,Other,No,-44,-44,-44,-44,-44, -44,-44,Yes,2,1,Problems with credit history/report,-44,6080000,5960000,1550000,5960000,238000,76000,151000,252000,3000,6000,6000,0,0,1400000,653000,1750000,1070000,2170000,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,Access to finance,Corruption,Tax Rates,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,International organization, -44,Human resources Support, -44,Yes,No,No,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,Yes,No,Yes,Yes,No,Yes,Truthful,Are taken directly from the establishment's records, 780280,280,Trinidad & Tobago,Trinidad & Tobago,Food,2076,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,65,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Male,1994,No,Yes,1994,18,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,1,0,-44,No,-44,-44,-44,-44,Yes,3,1,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,85,45,61,15,0, -44,30,40,30,0,Your parent company or affiliated establishments,20,20,60,meat,90,Local,10,Increased,Remained the same,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,45,55,Yes,12,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,Yes,No,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,-44, -44,Tend to agree,Strongly disagree,Tend to agree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,-44,10000,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,Outside working hours,Other,Other company property,300,Other,No,No,Fear of negative publicity,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,No,No,No,10,Yes,2,Yes,No,-44,0,-44,Yes,13,No,No,-44,-44,No,-44,-44,14,100,16,20,48,16,1,12,8,6,9,3,1,4,1,0,1,0,0,1,1,1,2,1,10,19,64000,19,62000,20,70000,2,41000,3,41000,2,45000,5,44000,5,42000,5,48000,5,29250,5,27000,5,32000,5,24975,5,25400,5,28300,9,27225,8,26700,9,30800,0,-77,0,-77,0,-77,13,32175,12,32800,11,35000,52,22050,52,22100,47,26200,New products require new skills, -44,University graduate,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed secondary,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Completed secondary,Completed primary school,Important,Slightly important,Critical,Very important,Very important,Very important,Important,Slightly important,Slightly important,Very important,Important,Important,Slightly important,Slightly important,Slightly important,Very important,Critical,Very important,Important,Slightly important,Very important,Critical,Very important,Important,Critical,Not important,Important,Very important,Slightly important,Important,Important,Important,Critical,Critical,Critical,Important,Very important,Important,Very important,Very important,Very important,Important,Very important,Important,Critical,Very important,Critical,Very important,Very important,Critical,Critical,Slightly important,Slightly important,Important,Not important,Very important,Very important,Slightly important,Slightly important,Not important,Important,Very important,Important,Important,Important,Not important,Slightly important,Slightly important,Slightly important,Important,Critical,Very important,Very important,Very important,Not important,Slightly important,Important,Very important,Slightly important,Not important,Not difficult,Very difficult,Difficult,2,15,Slightly difficult,Very difficult,Difficult,0,10,Slightly difficult,Slightly difficult,Slightly difficult,1,4,Slightly difficult,Slightly difficult,Not difficult,0,1,Slightly difficult,Slightly difficult,Difficult,1,5,Slightly difficult,Slightly difficult,Slightly difficult,1,4,Slightly difficult,Slightly difficult,Difficult,0,6,Not difficult,Difficult,Slightly difficult,2,8,Not difficult,Slightly difficult,Slightly difficult,6,2,Very important,Very important,Not important,Not important,Very important,Slightly important,Not important,Not important,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Public announcement/advertisement, -44,No,-44,-44,-44,-44,Yes,26,20,No,Other,Yes,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Yes,60,40, -44,0,Yes,14,No,50,16,4,0,30,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Interest rates are not favorable,16960000,18640000,5406000,6930000,373000,291000,580000,970000,11000,21000,15000,0,189000,240000,856000,450000,1070000,545000,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Access to finance,Cost of finance,Inadequately educated workforce,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,NGO, -44,technological and Innovation Support, -44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 780281,281,Trinidad & Tobago,Trinidad & Tobago,Garments,2081,No,-44,-44,-44,-44,Limited partnership, -44,75,75,25,0,0,Predominantly men,No,No,25,Makes decisions in consultation with other partners,16,7,Predominantly men,Male,Male,Male,1965,Yes,Yes,1965,12,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,9,3,0,-44,No,-44,-44,-44,-44,Yes,0,3,0,-44,No,-44,-44,-44,-44,Yes,0,Yes,No,Yes,70,70,76,30,0, -44,0,100,0,0,Individuals,0,100,0,swimwear,100,National,10,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,95,5,No,-44,No,No,No,Yes,Yes,Yes,-44,-44, -44,-44,No,Yes,No,Yes,No,-44,-44,-44,-44,Yes,Yes,No,Yes,Yes,Yes,Yes,No,No, -44,Important,Very Important,Important,Slightly important,Slightly important,Important,Critical,Yes,100,No,-44,No,-44,No,No,0,-44,No,Yes,No,No,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,-44, -44,Tend to agree,Tend to agree,Tend to agree,Strongly disagree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,No,-44,-44,No,-44,0,-44,Yes,12,No,No,-44,-44,No,-44,-44,1,23,4,7,5,7,0,2,2,4,10,2,3,2,3,0,1,0,1,1,1,1,2,1,0,6,79000,5,75000,4,89000,1,49000,2,45000,1,54000,3,51000,3,50000,3,59000,3,22950,3,23000,3,27000,3,28125,3,26300,3,31600,0,-77,0,-77,0,-77,10,22050,10,20800,11,24500,0,-77,0,-77,0,-77,7,22500,8,20700,7,24500,New production methods, -44,University graduate,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed secondary,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Very important,Slightly important,Very important,Important,Important,Very important,Very important,Important,Important,Slightly important,Important,Important,Not important,Not important,Very important,Critical,Very important,Critical,Important,Very important,Very important,Very important,Important,Important,Critical,Not important,Important,Very important,Not important,Not important,Important,Important,Important,Very important,Critical,Slightly important,Very important,Very important,Important,Important,Very important,Very important,Very important,Important,Very important,Important,Critical,Critical,Very important,Very important,Very important,Not important,Not important,Very important,Slightly important,Very important,Important,Important,Slightly important,Slightly important,Important,Important,Slightly important,Slightly important,Important,Not important,Slightly important,Not important,Very important,Important,Very important,Very important,Critical,Very important,Not important,Slightly important,Very important,Important,Not important,Not important,Slightly difficult,Very difficult,Difficult,1,11,Not difficult,Very difficult,Difficult,0,10,Not difficult,Difficult,Slightly difficult,0,10,Slightly difficult,Slightly difficult,Slightly difficult,1,3,Slightly difficult,Slightly difficult,Not difficult,0,4,Slightly difficult,Difficult,Difficult,0,6,Not difficult,Difficult,Difficult,1,5,Not difficult,Slightly difficult,Not difficult,0,6,Not difficult,Not difficult,Not difficult,0,2,Very important,Critical,Very important,Important,Very important,Not important,Slightly important,Slightly important,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Private placement office, -44,No,-44,-44,-44,-44,Yes,0,20,Yes,-44,No,-44,-44,-44,-44,-44,-44,Yes,100,0, -44,0,No,-44,No,25,48,12,15,0,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Other,1810000,1900000,627000,1260000,150000,19000,14000,19000,0,0,0,0,0,400000,950000,1000000,2140000,2380000,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Access to finance,Cost of finance,Electricity,Major obstacle,Yes,Yes,No,No,No,Yes,No,-44,-44,-44,-44,-44,-44,Yes,Negative impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Negative impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Large impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Large impact,-44,-44,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,No,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 780282,282,Trinidad & Tobago,Trinidad & Tobago,Other manufacturing,2085,No,-44,-44,-44,-44,Limited partnership, -44,51,49,51,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Female,Male,2004,No,Yes,2004,25,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,3,0,1,-44,Yes,2,4,1,-44,No,-44,Yes,No,Yes,100,50,130,0,0, -44,10,0,90,0,Small private firms (less than 20 employees),0,70,30,steel products,55,Local,5,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,25,75,Yes,9,No,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,No obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,-44, -44,Tend to agree,Strongly disagree,Tend to agree,Strongly agree,Yes,No,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,Yes,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,5,Yes,2,No,No,-44,-44,0,No,-44,-44,No,-44,-44,No,-44,-44,6,26,8,4,10,4,0,2,2,2,2,2,0,0,0,0,0,0,0,1,1,0,0,0,3,10,89000,9,91000,8,98000,1,56000,2,55000,1,66000,1,45000,1,45000,1,49000,1,22725,1,21000,1,27000,1,25650,1,25400,1,29300,0,-77,0,-77,0,-77,4,27900,4,24900,4,31300,0,-77,0,-77,0,-77,10,23850,10,23600,8,27000,-44, -44,University graduate,University graduate,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Completed secondary,Slightly important,Important,Critical,Important,Important,Important,Very important,Important,Important,Important,Important,Important,Slightly important,Slightly important,Important,Critical,Critical,Very important,Important,Very important,Critical,Critical,Slightly important,Important,Very important,Slightly important,Important,Important,Slightly important,Not important,Slightly important,Important,Important,Very important,Critical,Important,Critical,Important,Very important,Very important,Very important,Important,Very important,Slightly important,Critical,Important,Critical,Very important,Very important,Critical,Critical,Slightly important,Slightly important,Very important,Not important,Very important,Very important,Slightly important,Slightly important,Slightly important,Important,Important,Very important,Slightly important,Very important,Not important,Not important,Slightly important,Very important,Important,Critical,Very important,Critical,Critical,Slightly important,Not important,Very important,Slightly important,Not important,Slightly important,Not difficult,Difficult,Difficult,1,21,Slightly difficult,Very difficult,Difficult,0,15,Not difficult,Slightly difficult,Slightly difficult,1,8,Not difficult,Slightly difficult,Slightly difficult,1,2,Slightly difficult,Slightly difficult,Slightly difficult,1,8,Not difficult,Very difficult,Difficult,1,9,Difficult,Slightly difficult,Slightly difficult,1,3,Slightly difficult,Difficult,Slightly difficult,0,7,Not difficult,Not difficult,Not difficult,1,2,Very important,Very important,Very important,Not important,Very important,Not important,Not important,Slightly important,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,No obstacle,No obstacle,Through family/friends, -44,No,-44,-44,-44,-44,No,-44,-44,No,The benefits of training are small than the costs,No,-44,-44,-44,-44,-44,-44,Yes,100,0, -44,0,Yes,11,No,30,44,11,0,15,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Application procedures for loans or line of credit are compl,4200000,4380000,1489000,1510000,131000,76000,151000,252000,1000,5000,4000,0,315000,300000,701000,650000,876000,903000,Moderate obstacle,No obstacle,Minor obstacle,Major obstacle,No,Yes,No,No,No,Yes,No,Minor obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,No obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Access to finance,"Crime, theft and disorder",Moderate obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Community based organization, -44,"General management, Business development and Strategies supp", -44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Truthful,Are taken directly from the establishment's records, 780283,283,Trinidad & Tobago,Trinidad & Tobago,Food,2097,Yes,2,Headquarters with production and/or sales at this location,Yes,-44,Limited partnership, -44,60,60,40,0,0,Predominantly women,Yes,Yes,60,Delegates decisions to other partners,16,11,Equally men and women,Female,Female,Female,1924,Yes,Yes,1924,11,No,-44,-44,No,-44,-44,Yes,17,No,Yes,21,No,Yes,3,2,0,-44,No,-44,-44,-44,-44,Yes,1,1,1,-44,No,-44,-44,-44,-44,Yes,1,Yes,Yes,Yes,100,50,154,0,0, -44,10,60,30,1,Large private firms (more than 100 employees),20,50,30,cakes,75,Local,5,Increased,Remained the same,2-5,80,20,20,1970,usa,95,brasil,5,2,1,1,45,55,Yes,1,Yes,No,No,Yes,Yes,No,Yes,University, -44,No,Yes,Yes,No,No,No,-44,-44,-44,-44,Yes,No,No,No,Yes,Yes,Yes,Yes,No, -44,Slightly important,Important,Important,Critical,Very Important,Very Important,Important,Yes,30,Yes,70,No,-44,Yes,Yes,3000000,-44,Yes,No,Yes,No,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,0,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,No,5,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,2,295,85,108,30,72,4,36,24,36,40,13,14,4,9,0,4,3,4,2,1,2,4,1,42,98,100000,100,100000,106,108000,9,41000,10,42000,10,49000,24,57000,22,58000,24,64000,24,22500,25,22000,27,25000,24,25425,26,23800,27,28800,49,25650,49,25600,49,27900,0,-77,0,-77,0,-77,74,23400,73,23600,75,25500,34,24525,32,22300,30,29100,Increase/decreased demand for goods, -44,University graduate,Completed college/vocational training,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Completed secondary,Completed secondary,Started but did not complete secondary,Important,Important,Critical,Very important,Important,Important,Very important,Slightly important,Very important,Important,Important,Important,Slightly important,Not important,Important,Critical,Very important,Critical,Important,Important,Very important,Critical,Important,Important,Critical,Slightly important,Slightly important,Important,Not important,Not important,Slightly important,Important,Important,Critical,Critical,Important,Very important,Very important,Important,Important,Very important,Important,Very important,Important,Critical,Important,Critical,Critical,Very important,Critical,Critical,Slightly important,Not important,Very important,Not important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Very important,Important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Slightly important,Critical,Critical,Critical,Critical,Not important,Not important,Important,Important,Slightly important,Slightly important,Slightly difficult,Very difficult,Slightly difficult,10,9,Not difficult,Very difficult,Difficult,0,13,Slightly difficult,Difficult,Slightly difficult,3,4,Not difficult,Not difficult,Slightly difficult,3,3,Slightly difficult,Slightly difficult,Slightly difficult,3,6,Not difficult,Difficult,Slightly difficult,5,6,Not difficult,Difficult,Slightly difficult,1,2,Not difficult,Slightly difficult,Slightly difficult,8,2,Not difficult,Not difficult,Slightly difficult,4,1,Very important,Important,Not important,Slightly important,Very important,Slightly important,Not important,Not important,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Major obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Public placement office, -44,Yes to hire,Yes,38,No,-44,Yes,100,100,No,The benefits of training are small than the costs,Yes,Moderate obstacle,Moderate obstacle,No obstacle,Major obstacle,Major obstacle,Minor obstacle,Yes,80,20, -44,0,Yes,5,Yes,10,64,16,0,10,0,0,0,0,0,0,0,0, -44,25,75,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Line of credit,2009,250000,-44,36,Private commercial banks,Yes,No,No,Yes,No,No, -44,125,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,294540000,297520000,121983000,37800000,6250000,2380000,1488000,1260000,101000,164000,76000,0,32727000,20000000,23750000,58000000,27250000,67860000,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,"Crime, theft and disorder",Inadequately educated workforce,Customs and Trade Regulations,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,NGO, -44,Marketing and Operations support, -44,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 780284,284,Trinidad & Tobago,Trinidad & Tobago,Other manufacturing,2099,Yes,2,Headquarters with production and/or sales at this location,Yes,-44,Shareholding company with non-traded shares or shares traded, -44,51,51,0,0,49,Not applicable,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Female,Male,1972,Yes,Yes,1996,17,No,-44,-44,No,-44,-44,Yes,21,No,No,-44,-44,No,-44,-44,-44,-44,Yes,1,0,0,-44,Yes,9,0,1,-44,No,-44,-44,-44,-44,Yes,1,Yes,No,Yes,100,70,90,0,0, -44,0,40,60,0,Government or government agencies (including state-owned ent,0,10,90,manufacturing,90,National,10,Increased,Remained the same,2-5,80,20,20,1973,usa,25,brasil,10,7,1,1,90,10,Yes,16,Yes,Yes,Yes,No,Yes,No,Yes,Laboratory or research center, -44,No,No,Yes,No,No,Yes,No,Yes,No,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,Important,Very Important,Important,Critical,Important,Very Important,Important,Yes,35,Yes,65,No,-44,Yes,Yes,200000,-44,No,No,No,No,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,No obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to agree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,-44,91746,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,5,No,-44,-44,No,-44,-44,0,Yes,6,Yes,No,-44,-44,Yes,30,2,10,191,21,80,45,45,2,16,11,16,30,4,12,7,7,0,2,1,2,2,1,2,4,1,23,25,110000,23,110000,25,125000,6,43000,6,41000,6,48000,15,60000,15,60000,15,65000,15,26325,15,26000,15,31000,16,25200,15,22700,16,28800,0,-77,0,-77,0,-77,92,27225,95,26200,105,30500,0,-77,0,-77,0,-77,52,23850,47,22800,51,25700,New production methods, -44,University graduate,University graduate,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Completed primary school,Slightly important,Important,Critical,Very important,Very important,Very important,Important,Important,Important,Important,Slightly important,Important,Slightly important,Slightly important,Important,Critical,Critical,Critical,Important,Very important,Very important,Very important,Important,Slightly important,Critical,Slightly important,Slightly important,Important,Not important,Not important,Slightly important,Slightly important,Important,Very important,Very important,Important,Important,Very important,Slightly important,Important,Slightly important,Important,Critical,Not important,Very important,Important,Very important,Critical,Critical,Critical,Critical,Slightly important,Not important,Important,Slightly important,Very important,Important,Slightly important,Slightly important,Slightly important,Important,Very important,Important,Slightly important,Slightly important,Not important,Slightly important,Slightly important,Very important,Very important,Critical,Very important,Very important,Critical,Slightly important,Slightly important,Important,Very important,Important,Slightly important,Slightly difficult,Difficult,Difficult,3,25,Not difficult,Very difficult,Slightly difficult,1,12,Not difficult,Very difficult,Difficult,2,8,Slightly difficult,Slightly difficult,Slightly difficult,2,3,Not difficult,Slightly difficult,Not difficult,2,5,Slightly difficult,Difficult,Difficult,0,10,Not difficult,Difficult,Difficult,10,9,Not difficult,Not difficult,Not difficult,0,7,Not difficult,Not difficult,Not difficult,6,1,Very important,Critical,Very important,Important,Very important,Not important,Not important,Not important,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Public placement office, -44,Yes to fire,No,-44,Yes,19,Yes,10,20,No,The firm cannot afford the optimal level of training,No,-44,-44,-44,-44,-44,-44,Yes,75,25, -44,0,Yes,12,No,0,0,0,50,40,10,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Other,14090000,14830000,4449000,10290000,4820000,1552000,378000,252000,53000,74000,74000,0,119000,17487000,8511000,24000000,12840000,69840000,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Yes,No,No,No,No,Inadequately educated workforce,Practices of competitors in the informal sector,Transportation,Minor obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,International organization, -44,technological and Innovation Support, -44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,No,-44,-44,Yes,No,No,Truthful,Are taken directly from the establishment's records, 780285,285,Trinidad & Tobago,Trinidad & Tobago,Non-metallic mineral products,2100,No,-44,-44,-44,-44,Limited partnership, -44,50,50,50,0,0,Equally men and women,No,Yes,10,Delegates decisions to other partners,0,0,Predominantly women,Male,Male,Male,1985,No,Yes,1985,11,No,-44,-44,No,-44,-44,No,-44,-44,Yes,32,No,Yes,9,3,0,-44,No,-44,-44,-44,-44,Yes,5,1,1,-44,No,-44,-44,-44,-44,Yes,1,Yes,Yes,Yes,100,80,56,0,0, -44,5,5,90,10,Medium private firms (20-100 employees),10,10,80,panels and granite,70,Local,5,Increased,Remained the same,More than 5,90,10,0,1995,usa,45,jamaica,5,14,0,2,95,5,Yes,7,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,Yes,No,Yes,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to agree,Tend to disagree,Strongly agree,No,-44,-44,-44,-44,-44,Yes,-44,210000,Yes,2,-44,Yes,1,Outside working hours,Firearm/gun,Money,35000,A former employee,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,3,During working hours,Other,Money,3000,Other,Yes,Yes,-44,Yes,4,Outside working hours,Firearm/gun,Other company property,600,Group of criminals,No,No,Police have not done anything in the past,Yes,3,Outside working hours,Firearm/gun,Money,5000,Someone working alone,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,35000,13000,Yes,Yes,No,No,Yes,No,-44,-44,No,-44,-44,Yes,Yes,Yes,53,Yes,1,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,15,19,8,6,1,4,1,0,0,4,50,23,15,2,10,1,0,0,10,1,1,1,1,1,0,31,66000,31,59000,34,71000,2,39000,2,37000,2,42000,4,50000,4,49000,4,54000,4,27675,4,28000,4,33000,4,27900,4,26900,4,30100,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,21,30600,22,28900,24,35000,3,22275,4,20000,3,24000,Economic upturn/downturn, -44,Post graduated,University graduate,Post graduated,University graduate,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Completed secondary,Completed secondary,Started but did not complete secondary,Important,Slightly important,Critical,Important,Very important,Important,Important,Important,Very important,Important,Slightly important,Important,Slightly important,Not important,Slightly important,Critical,Very important,Very important,Slightly important,Very important,Very important,Critical,Important,Important,Critical,Slightly important,Important,Important,Important,Slightly important,Very important,Important,Important,Critical,Critical,Important,Very important,Very important,Slightly important,Important,Important,Slightly important,Very important,Important,Very important,Important,Very important,Critical,Critical,Critical,Very important,Slightly important,Not important,Very important,Not important,Important,Important,Slightly important,Slightly important,Slightly important,Very important,Very important,Important,Slightly important,Slightly important,Not important,Slightly important,Not important,Important,Very important,Critical,Critical,Critical,Very important,Not important,Slightly important,Very important,Very important,Slightly important,Not important,Slightly difficult,Difficult,Difficult,4,11,Not difficult,Very difficult,Difficult,0,10,Not difficult,Slightly difficult,Difficult,0,4,Slightly difficult,Slightly difficult,Difficult,0,1,Not difficult,Not difficult,Difficult,0,4,Slightly difficult,Slightly difficult,Slightly difficult,1,4,Not difficult,Difficult,Difficult,0,10,Not difficult,Difficult,Not difficult,3,6,Not difficult,Slightly difficult,Not difficult,0,2,Important,Important,Important,Not important,Important,Not important,Slightly important,Slightly important,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,No obstacle,Minor obstacle,Minor obstacle,No obstacle,Through family/friends, -44,No,-44,-44,-44,-44,Yes,5,100,No,The firm cannot afford the optimal level of training,No,-44,-44,-44,-44,-44,-44,Yes,100,0, -44,0,Yes,10,No,10,0,0,0,90,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Did not think it would be approved,35030000,38080000,11043000,1010000,1710000,343000,8064000,4032000,0,0,0,0,756000,3440000,16150000,5150000,24343000,5150000,Moderate obstacle,No obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,Moderate obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,Tax Rates,Tax administration,Transportation,Moderate obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,International organization, -44,Marketing and Operations support, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 780286,286,Trinidad & Tobago,Trinidad & Tobago,Wholesale,2115,No,-44,-44,-44,-44,Limited partnership, -44,50,100,0,0,0,Equally men and women,No,No,10,Delegates decisions to other partners,0,0,Predominantly men,Female,Male,Male,1980,No,Yes,1980,32,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,0,2,0,-44,No,-44,-44,-44,-44,Yes,2,2,0,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0, -44,25,35,40,2,Individuals,0,25,75,stationnery,100,National,10,Increased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,65,35,No,-44,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,-44, -44,Tend to disagree,Tend to agree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,0,0,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,Yes,1,No,No,-44,-44,0,No,-44,-44,No,-44,-44,Yes,5,2,1,22,7,7,5,3,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3,7,72000,7,69000,6,83000,1,47000,2,44000,1,55000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,29025,1,27200,1,32900,1,24300,1,22300,1,27000,7,23625,7,21900,7,28100,0,-77,0,-77,0,-77,5,23175,5,23000,5,26500,Increase/decreased demand for goods, -44,Post graduated,University graduate,University graduate,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Completed secondary,Started but did not complete college/vocational training,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed secondary,Completed primary school,Slightly important,Not important,Critical,Important,Very important,Important,Important,Important,Very important,Important,Important,Slightly important,Slightly important,Slightly important,Very important,Critical,Critical,Critical,Important,Important,Critical,Critical,Slightly important,Important,Critical,Important,Important,Slightly important,Not important,Not important,Important,Slightly important,Critical,Critical,Critical,Very important,Very important,Slightly important,Slightly important,Important,Very important,Slightly important,Very important,Slightly important,Critical,Important,Critical,Critical,Very important,Critical,Critical,Slightly important,Slightly important,Important,Not important,Very important,Very important,Slightly important,Not important,Not important,Important,Important,Very important,Very important,Important,Not important,Not important,Slightly important,Important,Important,Very important,Critical,Critical,Critical,Slightly important,Slightly important,Important,Important,Not important,Not important,Not difficult,Almost impossible,Difficult,1,9,Difficult,Very difficult,Difficult,0,7,Not difficult,Slightly difficult,Difficult,1,3,Slightly difficult,Slightly difficult,Slightly difficult,0,3,Not difficult,Slightly difficult,Slightly difficult,0,4,Slightly difficult,Slightly difficult,Slightly difficult,1,5,Not difficult,Slightly difficult,Slightly difficult,1,4,Slightly difficult,Slightly difficult,Not difficult,0,5,Not difficult,Not difficult,Not difficult,0,2,Important,Important,Very important,Important,Very important,Not important,Slightly important,Slightly important,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,No obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Schoold related network, -44,No,-44,-44,-44,-44,Yes,0,5,Yes,-44,Yes,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,No obstacle,Yes,0,100, -44,0,No,-44,No,60,0,0,0,40,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Application procedures for loans or line of credit are compl,4100000,4180000,1212000,1510000,84000,38000,46000,59000,9000,7000,6000,0,0,672000,1104000,1003000,1672000,2668000,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,No obstacle,No obstacle,Very severe obstacle,Moderate obstacle,No obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Access to finance,"Crime, theft and disorder",Labor Regulations,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Local business association, -44,Marketing and Operations support, -44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 780287,287,Trinidad & Tobago,Trinidad & Tobago,Wholesale,2141,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Female,Female,Male,1991,Yes,Yes,1991,11,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,1,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,0,100,0,0,Government or government agencies (including state-owned ent,0,95,5,wholesale,80,National,15,Increased,Remained the same,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,75,25,Yes,14,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,No,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,2,During working hours,Firearm/gun,Money,8000,Group of criminals,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,4,During working hours,Knife,Other company property,500,Other,No,Yes,-44,Yes,1,Outside working hours,Knife,Money,5500,Gang related,Yes,Yes,-44,Yes,1,Outside working hours,Baseball bat,Money,-66,Group of criminals,No,No,Police have not done anything in the past,No,-44,-44,0,No,No,No,No,Yes,No,-44,-44,No,-44,-44,No,Yes,No,2,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,39,50,18,17,12,3,1,8,5,3,0,0,0,0,0,0,0,0,0,0,0,0,0,0,5,18,96000,18,98000,16,114000,1,46000,2,43000,1,54000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,23850,1,21700,1,26500,1,22725,1,22300,1,26000,17,22275,18,21300,18,26500,0,-77,0,-77,0,-77,12,23850,12,23900,12,26000,Economic upturn/downturn, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Completed primary school,Important,Not important,Very important,Important,Important,Important,Important,Slightly important,Important,Important,Important,Important,Slightly important,Slightly important,Slightly important,Critical,Very important,Critical,Important,Important,Critical,Critical,Important,Important,Critical,Not important,Very important,Important,Important,Slightly important,Important,Very important,Important,Critical,Critical,Very important,Very important,Very important,Slightly important,Very important,Very important,Important,Critical,Slightly important,Very important,Important,Critical,Critical,Very important,Critical,Critical,Slightly important,Not important,Important,Slightly important,Very important,Important,Slightly important,Important,Not important,Important,Important,Important,Slightly important,Important,Not important,Slightly important,Slightly important,Important,Slightly important,Critical,Very important,Critical,Very important,Not important,Not important,Important,Very important,Important,Important,Not difficult,Difficult,Difficult,2,15,Not difficult,Very difficult,Difficult,1,14,Not difficult,Difficult,Slightly difficult,0,4,Slightly difficult,Not difficult,Slightly difficult,1,1,Slightly difficult,Slightly difficult,Difficult,0,6,Slightly difficult,Difficult,Difficult,1,6,Not difficult,Difficult,Slightly difficult,2,7,Not difficult,Slightly difficult,Not difficult,1,6,Not difficult,Not difficult,Slightly difficult,2,2,Important,Very important,Very important,Important,Very important,Not important,Not important,Not important,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,No obstacle,Moderate obstacle,No obstacle,No obstacle,Public announcement/advertisement, -44,Yes to fire,No,-44,Yes,0,No,-44,-44,No,Other,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,Yes,14,No,60,24,6,0,10,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,2,2,Insufficient profitability,-44,22420000,23350000,9340000,5670000,2335000,117000,467000,234000,35000,19000,12000,0,0,4943000,6538000,6771000,8172000,14084000,Moderate obstacle,Major obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,No obstacle,Minor obstacle,No obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,"Crime, theft and disorder",Inadequately educated workforce,Political environment,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Community based organization, -44,Marketing and Operations support, -44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 780288,288,Trinidad & Tobago,Trinidad & Tobago,Hotel and restaurants,2158,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Male,Female,Female,1978,Yes,Yes,1978,35,No,-44,-44,No,-44,-44,No,-44,-44,Yes,23,No,Yes,3,3,0,-44,No,-44,-44,-44,-44,Yes,1,4,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,0,95,5,0,Government or government agencies (including state-owned ent,0,0,100,food,100,Local,10,Increased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,30,70,Yes,19,Yes,No,No,No,Yes,Yes,-44,-44, -44,-44,No,Yes,Yes,No,No,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,Very Important,Important,Important,Very Important,Very Important,Very Important,Important,Yes,100,No,-44,No,-44,Yes,No,0,-44,No,No,No,Yes,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,Yes,No,No,No,-44,-44,No,-44,-44,No,Yes,No,0,No,-44,-44,No,-44,.5,-44,No,-44,-44,No,-44,-44,No,-44,-44,3,21,6,7,5,3,0,6,4,3,5,3,1,1,0,0,1,1,0,1,1,1,3,0,3,9,100000,9,92000,9,118000,1,54000,1,50000,1,58000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,26550,1,24600,1,29800,1,27225,1,27200,1,32000,8,23400,8,21700,8,27500,0,-77,0,-77,0,-77,6,22725,6,20500,5,26500,-44, -44,University graduate,Post graduated,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Completed secondary,Started but did not complete college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Completed primary school,Important,Slightly important,Critical,Critical,Important,Very important,Slightly important,Important,Important,Important,Important,Slightly important,Not important,Slightly important,Very important,Critical,Very important,Critical,Very important,Important,Critical,Critical,Very important,Important,Critical,Slightly important,Important,Important,Not important,Not important,Very important,Important,Critical,Very important,Critical,Very important,Very important,Very important,Very important,Important,Important,Important,Very important,Important,Critical,Important,Critical,Critical,Very important,Very important,Critical,Important,Not important,Important,Slightly important,Important,Important,Slightly important,Slightly important,Not important,Important,Important,Very important,Slightly important,Important,Slightly important,Not important,Slightly important,Important,Very important,Critical,Critical,Critical,Critical,Not important,Slightly important,Slightly important,Important,Slightly important,Not important,Not difficult,Very difficult,Difficult,1,15,Slightly difficult,Very difficult,Difficult,1,4,Not difficult,Difficult,Slightly difficult,0,7,Slightly difficult,Slightly difficult,Slightly difficult,0,3,Slightly difficult,Slightly difficult,Not difficult,0,5,Slightly difficult,Slightly difficult,Slightly difficult,1,9,Not difficult,Difficult,Difficult,1,2,Not difficult,Slightly difficult,Difficult,0,2,Slightly difficult,Slightly difficult,Not difficult,1,1,Important,Very important,Not important,Slightly important,Very important,Not important,Not important,Not important,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,Private placement office, -44,Yes to fire,No,-44,Yes,1,Yes,5,20,No,The firm is affraid of investing in workers that after the t,Yes,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Yes,100,0, -44,0,Yes,12,No,90,0,0,0,10,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Interest rates are not favorable,3010000,3200000,1280000,1890000,320000,16000,61000,48000,5000,4000,9000,0,0,681000,659000,896000,928000,1030000,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Access to finance,Cost of finance,Minor obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 780289,289,Trinidad & Tobago,Trinidad & Tobago,Construction,2170,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,65,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Male,Male,Female,1997,No,Yes,1997,10,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,7,1,0,-44,No,-44,-44,-44,-44,Yes,1,2,0,-44,No,-44,-44,-44,-44,Yes,0,Yes,Yes,Yes,0,-44,-44,100,0, -44,20,60,20,5,Others,80,20,0,building completion,95,National,10,Decreased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,85,15,No,-44,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,Yes,No,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to disagree,Yes,No,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,No,35000,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,No,1,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,25,57,22,19,14,2,0,1,1,2,0,0,0,0,0,0,0,0,0,0,0,0,0,0,7,22,100000,20,89000,21,112000,1,54000,1,52000,1,58000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,27225,1,27200,1,30500,0,-77,0,-77,0,-77,19,28125,19,26100,19,33400,0,-77,0,-77,0,-77,14,22500,15,22100,16,26200,New production methods, -44,Post graduated,University graduate,Post graduated,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Completed secondary,Very important,Slightly important,Very important,Very important,Very important,Very important,Slightly important,Slightly important,Important,Important,Important,Important,Important,Slightly important,Important,Critical,Critical,Critical,Slightly important,Important,Critical,Very important,Important,Important,Critical,Slightly important,Slightly important,Important,Not important,Not important,Important,Important,Important,Critical,Very important,Important,Very important,Very important,Important,Very important,Very important,Important,Very important,Important,Critical,Important,Critical,Critical,Very important,Very important,Critical,Slightly important,Not important,Important,Not important,Very important,Important,Slightly important,Slightly important,Slightly important,Important,Very important,Slightly important,Slightly important,Very important,Slightly important,Slightly important,Slightly important,Important,Important,Critical,Critical,Critical,Critical,Not important,Important,Important,Important,Slightly important,Slightly important,Not difficult,Very difficult,Very difficult,3,21,Slightly difficult,Very difficult,Difficult,0,7,Not difficult,Difficult,Difficult,0,4,Not difficult,Slightly difficult,Slightly difficult,0,2,Slightly difficult,Difficult,Difficult,1,3,Not difficult,Difficult,Slightly difficult,0,4,Not difficult,Difficult,Slightly difficult,2,10,Slightly difficult,Slightly difficult,Slightly difficult,0,3,Not difficult,Not difficult,Slightly difficult,2,1,Important,Important,Slightly important,Not important,Very important,Not important,Slightly important,Not important,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,No obstacle,No obstacle,Minor obstacle,No obstacle,Public announcement/advertisement, -44,No,-44,-44,-44,-44,Yes,1,10,Yes,-44,Yes,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,Yes,100,0, -44,0,No,-44,No,20,48,12,0,20,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,Yes,Line of credit,2008,750000,-44,42,Other,Yes,No,No,No,No,No, -44,125,Yes,2,2,Concerns about level of debt already incurred,-44,9400000,9130000,2739000,9130000,822000,27000,265000,100000,14000,7000,18000,0,630000,1602000,1370000,2465000,1826000,5571000,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Yes,No,No,No,No,"Crime, theft and disorder",Macroeconomic environment,Practices of competitors in the informal sector,Minor obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Administratie procedure is cumbersome, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 780290,290,Trinidad & Tobago,Trinidad & Tobago,Services of motor vehicles,2190,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Female,Female,Male,1999,No,Yes,1999,14,No,-44,-44,No,-44,-44,No,-44,-44,Yes,24,No,Yes,1,1,1,-44,Yes,3,0,0,-44,No,-44,-44,-44,-44,Yes,0,3,2,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,0,70,30,0,Others,65,0,35,cleaning and maintenance,90,Local,5,Increased,Decreased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,70,30,Yes,9,Yes,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,No obstacle,Moderate obstacle,Major obstacle,No obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to agree,Yes,No,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,No,14,Yes,1,No,No,-44,-44,0,No,-44,-44,No,-44,-44,Yes,30,2,4,18,6,6,4,2,1,2,2,1,10,4,3,2,1,0,1,1,1,1,1,1,2,1,2,10,110000,11,104000,9,121000,1,37000,1,36000,1,43000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,29250,1,26300,1,34400,1,28350,1,28400,1,32100,9,28350,10,25500,10,30600,0,-77,0,-77,0,-77,6,22950,6,22900,6,25700,Increase/decreased demand for goods, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed secondary,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Important,Slightly important,Very important,Very important,Very important,Important,Slightly important,Slightly important,Important,Very important,Slightly important,Slightly important,Slightly important,Slightly important,Very important,Very important,Very important,Critical,Slightly important,Important,Critical,Very important,Slightly important,Important,Critical,Not important,Slightly important,Slightly important,Not important,Not important,Important,Important,Important,Critical,Critical,Very important,Very important,Slightly important,Slightly important,Slightly important,Very important,Important,Critical,Important,Very important,Slightly important,Critical,Critical,Very important,Critical,Very important,Slightly important,Slightly important,Important,Not important,Very important,Important,Slightly important,Slightly important,Slightly important,Very important,Slightly important,Very important,Very important,Important,Not important,Not important,Slightly important,Very important,Important,Critical,Critical,Very important,Critical,Not important,Slightly important,Very important,Very important,Slightly important,Slightly important,Not difficult,Difficult,Difficult,1,13,Slightly difficult,Very difficult,Difficult,1,5,Not difficult,Difficult,Slightly difficult,0,10,Slightly difficult,Slightly difficult,Slightly difficult,1,3,Not difficult,Slightly difficult,Slightly difficult,1,10,Difficult,Very difficult,Slightly difficult,1,3,Slightly difficult,Difficult,Slightly difficult,0,8,Not difficult,Slightly difficult,Not difficult,0,8,Not difficult,Not difficult,Not difficult,0,2,Very important,Critical,Not important,Slightly important,Very important,Not important,Not important,Slightly important,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Major obstacle,Minor obstacle,No obstacle,Minor obstacle,No obstacle,Public placement office, -44,No,-44,-44,-44,-44,No,-44,-44,No,The benefits of training are small than the costs,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,11,No,40,16,4,0,30,0,10,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Size of loan and maturity are insufficiant,7910000,8690000,2520000,8690000,782000,9000,104000,104000,12000,17000,9000,0,0,1830000,2113000,2346000,3302000,3941000,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Access to finance,"Crime, theft and disorder",Tax Rates,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not aware of this type of assistance and don't know it advan, -44,-44,-44, -44,-44, -44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,Truthful,Are taken directly from the establishment's records, 780291,291,Trinidad & Tobago,Trinidad & Tobago,Wholesale,2198,No,-44,-44,-44,-44,Limited partnership, -44,50,50,50,0,0,Predominantly men,No,Yes,25,Makes major strategic and fiancial decisions,18,16,Predominantly men,Male,Female,Female,1996,No,Yes,1996,27,No,-44,-44,No,-44,-44,No,-44,-44,Yes,27,No,Yes,1,1,1,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,5,70,40,95,0, -44,0,65,35,5,Small private firms (less than 20 employees),60,0,40,food,15,National,20,Increased,Remained the same,2-5,100,0,5,-44,-44,-44,-44,-44,-44,-44,-44,70,30,Yes,2,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,Yes,Yes,No,Major obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to agree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,-44,135000,Yes,-44,12000,Yes,1,Outside working hours,Firearm/gun,Goods or stock,20000,Gang related,Yes,Yes,-44,Yes,1,Outside working hours,Knife,Money,700,Gang related,No,No,The police give little/no information back on crimes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,4,Outside working hours,Other,Other company property,200,Group of criminals,No,No,Not enough police/not enough resources,Yes,4,During working hours,Knife,Money,3000,Other,Yes,Yes,-44,Yes,1,During working hours,Firearm/gun,Money,-66,Gang related,No,No,Police have not done anything in the past,Yes,Yes,0,9000,Yes,Yes,No,Yes,Yes,Yes,No,No,No,-44,-44,No,No,No,10,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,8,41,16,14,10,1,0,4,3,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,16,71000,17,69000,18,84000,1,55000,1,53000,1,61000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,14,21825,15,21600,16,25000,0,-77,0,-77,0,-77,10,23400,9,23200,9,26500,Economic upturn/downturn, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Very important,Slightly important,Very important,Important,Important,Important,Slightly important,Important,Important,Very important,Slightly important,Important,Slightly important,Slightly important,Important,Very important,Very important,Very important,Very important,Important,Very important,Critical,Important,Important,Critical,Slightly important,Slightly important,Important,Not important,Not important,Important,Important,Important,Critical,Very important,Important,Very important,Very important,Slightly important,Important,Important,Very important,Very important,Important,Critical,Important,Critical,Critical,Very important,Very important,Critical,Important,Not important,Important,Not important,Slightly important,Very important,Slightly important,Slightly important,Slightly important,Important,Important,Important,Slightly important,Very important,Not important,Slightly important,Not important,Very important,Important,Very important,Very important,Critical,Very important,Not important,Slightly important,Important,Very important,Slightly important,Not important,Not difficult,Very difficult,Difficult,2,15,Slightly difficult,Difficult,Slightly difficult,0,7,Slightly difficult,Difficult,Slightly difficult,1,7,Slightly difficult,Slightly difficult,Not difficult,0,3,Slightly difficult,Slightly difficult,Slightly difficult,0,10,Not difficult,Difficult,Difficult,0,4,Slightly difficult,Slightly difficult,Slightly difficult,2,10,Slightly difficult,Not difficult,Slightly difficult,0,6,Not difficult,Not difficult,Not difficult,1,2,Very important,Critical,Important,Important,Very important,Not important,Not important,Not important,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Private placement office, -44,No,-44,-44,-44,-44,Yes,1,5,No,The firm does not have enough information about training pro,Yes,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Yes,0,100, -44,0,Yes,7,No,0,16,4,40,40,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Other,20140000,21430000,7286000,3370000,857000,129000,364000,279000,56000,25000,33000,0,819000,3129000,6858000,4286000,8572000,9429000,Minor obstacle,No obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Customs and Trade Regulations,Access to finance,Major obstacle,Yes,Yes,No,Yes,No,No,No,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,Yes,No,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,Yes,No,Somewhat truthful,Are taken directly from the establishment's records, 780292,292,Trinidad & Tobago,Trinidad & Tobago,Retail,2203,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Female,Male,Male,1995,No,Yes,1995,17,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,9,1,1,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,1,Yes,Yes,No,0,-44,-44,100,0, -44,0,40,60,5,Individuals,80,20,0,toys,40,National,5,Remained the same,Decreased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,85,15,No,-44,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,Yes,No,No,No,Minor obstacle,Moderate obstacle,Very severe obstacle,No obstacle,Minor obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to disagree,Strongly agree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,Yes,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,5,Yes,1,No,No,-44,0,-44,Yes,15,No,No,-44,-44,No,-44,-44,7,9,3,3,2,1,0,2,1,1,15,6,5,3,1,0,2,1,1,1,1,1,3,1,1,9,110000,8,100000,7,123000,1,51000,1,50000,1,60000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,24750,1,23000,1,28600,0,-77,0,-77,0,-77,8,21600,8,21800,8,23300,0,-77,0,-77,0,-77,5,22500,6,21500,5,26500,-44, -44,University graduate,Completed secondary,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Completed secondary,Important,Not important,Critical,Important,Very important,Very important,Important,Important,Important,Very important,Important,Slightly important,Not important,Slightly important,Important,Very important,Very important,Very important,Very important,Important,Very important,Very important,Important,Important,Critical,Slightly important,Slightly important,Important,Slightly important,Not important,Critical,Important,Critical,Critical,Critical,Important,Critical,Important,Very important,Very important,Very important,Very important,Very important,Slightly important,Critical,Very important,Critical,Critical,Very important,Very important,Critical,Important,Not important,Important,Not important,Important,Important,Slightly important,Not important,Slightly important,Important,Very important,Important,Important,Important,Not important,Slightly important,Slightly important,Important,Slightly important,Critical,Critical,Critical,Very important,Slightly important,Not important,Slightly important,Very important,Slightly important,Slightly important,Not difficult,Very difficult,Difficult,0,18,Not difficult,Very difficult,Difficult,0,14,Slightly difficult,Difficult,Slightly difficult,1,2,Slightly difficult,Not difficult,Slightly difficult,0,3,Slightly difficult,Slightly difficult,Slightly difficult,1,9,Not difficult,Slightly difficult,Difficult,0,2,Not difficult,Slightly difficult,Slightly difficult,0,9,Not difficult,Slightly difficult,Slightly difficult,1,7,Not difficult,Not difficult,Not difficult,1,2,Very important,Very important,Very important,Not important,Important,Slightly important,Slightly important,Slightly important,No obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,Public placement office, -44,No,-44,-44,-44,-44,No,-44,-44,No,The firm does not have enough information about training pro,No,-44,-44,-44,-44,-44,-44,Yes,100,0, -44,0,Yes,10,No,20,64,16,0,0,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Application procedures for loans or line of credit are compl,8870000,8780000,2371000,8780000,790000,18000,53000,61000,6000,4000,5000,0,0,1335000,2302000,1756000,3336000,3424000,No obstacle,Moderate obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,Moderate obstacle,No obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,Macroeconomic environment,Labor Regulations,Electricity,Minor obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,NGO, -44,Marketing and Operations support, -44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 780293,293,Trinidad & Tobago,Trinidad & Tobago,Other manufacturing,2272,No,-44,-44,-44,-44,Limited partnership, -44,6,0,100,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Male,1963,Yes,Yes,1963,52,Yes,72,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,9,1,1,-44,No,-44,-44,-44,-44,Yes,3,0,1,-44,No,-44,-44,-44,-44,Yes,0,Yes,Yes,Yes,100,70,88,0,0, -44,0,80,20,10,Small private firms (less than 20 employees),0,80,20,shoes,95,National,10,Increased,Remained the same,More than 5,100,0,20,-44,-44,-44,-44,-44,-44,-44,-44,100,0,-44,-44,Yes,Yes,No,No,Yes,No,Yes,Laboratory or research center, -44,No,No,Yes,No,Yes,No,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,Very Important,Very Important,Very Important,Important,Very Important,Important,Important,Yes,45,Yes,55,No,-44,No,No,100000,-44,Yes,No,No,No,Moderate obstacle,Major obstacle,Major obstacle,No obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,-44, -44,Tend to disagree,Strongly disagree,Strongly agree,Strongly disagree,Yes,No,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,20000,0,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,1,No,-44,-44,No,-44,0,-44,No,-44,-44,Yes,40,No,No,-44,-44,2,22,5,12,1,4,0,4,1,2,10,4,5,0,1,0,1,0,0,1,1,1,0,1,0,9,72000,9,71000,9,84000,1,43000,1,40000,1,49000,1,53000,2,51000,1,62000,1,25875,1,24000,1,30000,2,23175,2,21100,2,26000,0,-77,0,-77,0,-77,17,22950,19,20700,21,25000,0,-77,0,-77,0,-77,1,22725,1,23100,1,25700,Increase demand for higher quality product, -44,University graduate,University graduate,University graduate,University graduate,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed secondary,Completed primary school,Important,Important,Critical,Important,Very important,Important,Slightly important,Slightly important,Very important,Important,Important,Slightly important,Slightly important,Not important,Important,Critical,Very important,Critical,Important,Important,Very important,Very important,Important,Very important,Critical,Slightly important,Important,Slightly important,Slightly important,Not important,Slightly important,Important,Important,Very important,Critical,Slightly important,Important,Very important,Very important,Important,Important,Important,Very important,Important,Critical,Important,Very important,Critical,Very important,Critical,Very important,Slightly important,Not important,Important,Not important,Important,Slightly important,Not important,Not important,Important,Very important,Slightly important,Important,Slightly important,Very important,Not important,Not important,Slightly important,Important,Important,Very important,Critical,Critical,Very important,Slightly important,Not important,Important,Very important,Slightly important,Important,Not difficult,Difficult,Difficult,1,15,Slightly difficult,Very difficult,Slightly difficult,0,7,Not difficult,Slightly difficult,Slightly difficult,0,6,Slightly difficult,Not difficult,Slightly difficult,1,2,Slightly difficult,Difficult,Slightly difficult,1,10,Not difficult,Difficult,Slightly difficult,0,4,Slightly difficult,Slightly difficult,Difficult,2,2,Slightly difficult,Not difficult,Not difficult,0,3,Not difficult,Slightly difficult,Not difficult,1,2,Slightly important,Very important,Very important,Not important,Very important,Not important,Not important,Slightly important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,No obstacle,No obstacle,Private placement office, -44,Yes to fire,No,-44,Yes,1,Yes,1,5,Yes,-44,No,-44,-44,-44,-44,-44,-44,Yes,100,0, -44,0,Yes,11,Yes,20,40,10,0,30,0,0,0,0,0,0,0,0, -44,25,75,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Line of credit,2012,20000,7,18,Private commercial banks,No,-44,-44,-44,-44,-44, -44,-44,Yes,2,1,Problems with credit history/report,-44,4600000,5050000,1414000,1890000,350000,40000,25000,63000,0,0,0,101000,0,1200000,950000,2000000,1605000,5180000,Moderate obstacle,No obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Minor obstacle,Minor obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Yes,Yes,No,No,No,Access to finance,Practices of competitors in the informal sector,Inadequately educated workforce,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Community based organization, -44,Financial magement and tax and customs administration, -44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Yes,No,Yes,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 780294,294,Trinidad & Tobago,Trinidad & Tobago,Non-metallic mineral products,2293,No,-44,-44,-44,-44,Limited partnership, -44,66,100,0,0,0,Predominantly men,No,Yes,28,Makes decisions in consultation with other partners,10,4,Predominantly men,Male,Male,Male,1991,No,Yes,1991,8,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,0,2,0,-44,No,-44,-44,-44,-44,Yes,6,1,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,100,75,50,0,0, -44,5,80,15,0,Others,0,90,10,construction materials,55,National,5,Increased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,90,10,Yes,1,Yes,Yes,Yes,No,Yes,No,Yes,Other company of the sector, -44,No,No,Yes,Yes,Yes,Yes,Yes,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,Important,Very Important,Important,Important,Slightly important,Very Important,Important,Yes,25,Yes,75,No,-44,Yes,No,100000,-44,No,No,No,Yes,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,-44, -44,Tend to agree,Tend to agree,Tend to agree,Strongly agree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,Yes,No,No,-44,-44,No,-44,-44,No,No,No,15,Yes,1,No,Yes,0,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,7,21,3,9,8,1,0,2,2,0,9,3,3,3,0,0,1,0,0,1,1,1,3,0,0,6,65000,6,63000,6,70000,1,48000,1,46000,1,55000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,12,30600,11,29800,11,35000,11,22950,11,22500,11,25500,New production methods, -44,University graduate,Post graduated,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,Completed secondary,Completed primary school,Slightly important,Important,Very important,Important,Important,Very important,Slightly important,Slightly important,Very important,Important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Very important,Critical,Critical,Important,Important,Critical,Critical,Important,Important,Critical,Slightly important,Important,Important,Not important,Not important,Important,Important,Important,Critical,Very important,Very important,Very important,Important,Very important,Very important,Very important,Very important,Critical,Important,Critical,Important,Critical,Critical,Critical,Very important,Critical,Not important,Slightly important,Very important,Slightly important,Very important,Important,Slightly important,Important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Not important,Not important,Slightly important,Important,Very important,Critical,Critical,Critical,Very important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Slightly important,Slightly difficult,Very difficult,Difficult,0,19,Slightly difficult,Very difficult,Difficult,0,15,Slightly difficult,Difficult,Slightly difficult,1,6,Slightly difficult,Not difficult,Difficult,1,2,Slightly difficult,Not difficult,Slightly difficult,1,4,Difficult,Very difficult,Slightly difficult,1,10,Not difficult,Difficult,Slightly difficult,1,5,Slightly difficult,Not difficult,Slightly difficult,2,3,Not difficult,Not difficult,Not difficult,2,2,Very important,Very important,Very important,Important,Very important,Slightly important,Not important,Not important,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,No obstacle,Through family/friends, -44,No,-44,-44,-44,-44,No,-44,-44,No,The firm does not have enough information about training pro,No,-44,-44,-44,-44,-44,-44,Yes,100,0, -44,0,Yes,12,No,88,0,0,0,12,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Interest rates are not favorable,6380000,7250000,3263000,1450000,363000,7000,101000,88000,11000,13000,4000,0,0,1044000,1900000,1450000,7490000,2364000,No obstacle,No obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Minor obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,"Crime, theft and disorder",Access to finance,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Private independent fund, -44,"General management, Business development and Strategies supp", -44,Yes,No,No,No,-44,-44,Yes,No,No,Yes,No,No,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,Yes,No,-44,-44,Somewhat truthful,Are estimates computed with some precision, 780295,295,Trinidad & Tobago,Trinidad & Tobago,Chemicals,2308,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Male,1987,No,Yes,1987,15,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,Yes,2,0,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,100,55,48,0,0, -44,20,60,20,20,Medium private firms (20-100 employees),20,25,55,soap,60,National,15,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,20,80,Yes,9,Yes,Yes,Yes,Yes,Yes,No,Yes,Other company of the sector, -44,No,No,No,No,No,Yes,Yes,No,-44,-44,Yes,Yes,No,No,No,Yes,Yes,Yes,No, -44,Slightly important,Important,Important,Important,Important,Very Important,Very Important,Yes,45,Yes,55,No,-44,Yes,No,100000,-44,No,No,Yes,No,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,Minor obstacle,No obstacle,Major obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,Major obstacle,Minor obstacle,No obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,-44, -44,Tend to disagree,Strongly disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,40000,0,Yes,Yes,No,Yes,No,No,-44,-44,No,-44,-44,No,Yes,No,1,Yes,1,No,Yes,0,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,6,21,5,4,9,3,0,2,2,1,2,2,0,0,0,0,0,0,0,1,1,0,0,0,3,7,67000,7,62000,7,77000,1,55000,2,51000,1,62000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,24525,1,22700,1,26400,1,21375,1,19000,1,24700,0,-77,0,-77,0,-77,4,31500,4,29500,4,34300,9,23400,10,21500,11,27000,Increase/decreased demand for goods, -44,Post graduated,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Completed secondary,Started but did not complete secondary,Important,Important,Very important,Critical,Important,Important,Slightly important,Important,Very important,Very important,Important,Important,Slightly important,Slightly important,Important,Critical,Critical,Very important,Slightly important,Important,Very important,Critical,Very important,Slightly important,Very important,Not important,Important,Slightly important,Not important,Slightly important,Important,Important,Important,Critical,Critical,Important,Very important,Important,Slightly important,Very important,Important,Very important,Very important,Important,Critical,Important,Very important,Very important,Critical,Critical,Critical,Slightly important,Not important,Important,Not important,Important,Important,Slightly important,Slightly important,Important,Important,Very important,Important,Very important,Important,Not important,Not important,Slightly important,Important,Important,Critical,Critical,Critical,Critical,Not important,Slightly important,Important,Important,Slightly important,Not important,Not difficult,Very difficult,Slightly difficult,1,24,Slightly difficult,Very difficult,Slightly difficult,0,10,Not difficult,Slightly difficult,Difficult,1,7,Slightly difficult,Not difficult,Not difficult,1,3,Slightly difficult,Not difficult,Slightly difficult,1,6,Not difficult,Difficult,Difficult,0,10,Not difficult,Difficult,Difficult,1,4,Not difficult,Not difficult,Slightly difficult,0,8,Not difficult,Not difficult,Not difficult,0,1,Very important,Critical,Not important,Important,Important,Slightly important,Not important,Slightly important,Minor obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,No obstacle,Private placement office, -44,No,-44,-44,-44,-44,Yes,3,15,Yes,-44,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,14,No,10,16,4,0,20,0,0,0,0,0,0,0,50, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Interest rates are not favorable,6980000,7670000,2915000,1260000,307000,77000,107000,176000,0,0,0,0,0,384000,3167000,600000,4280000,960000,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Very severe obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Access to finance,"Crime, theft and disorder",Tax Rates,Major obstacle,Yes,Yes,Yes,No,Yes,No,No,Yes,Large impact,-44,-44,Yes,Large impact,-44,-44,-44,-44,No,No impact,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,Yes,Large impact,-44,-44,-44,-44,No,No impact,-44,-44,No,No impact,-44,-44,-44,-44,Yes,Large impact,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,No,No impact,-44,-44,Yes,Large impact,-44,-44,-44,-44,No,No impact,-44,-44,No,No impact,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,No,Yes,Yes,Yes,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 780296,296,Trinidad & Tobago,Trinidad & Tobago,Retail,2312,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Male,1988,Yes,Yes,1988,26,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,1,1,-44,No,-44,-44,-44,-44,Yes,4,3,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,30,50,20,0,Individuals,25,25,50,auto parts,100,National,5,Increased,Remained the same,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,45,55,Yes,14,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,Yes,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,-44, -44,Strongly disagree,Tend to agree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,Yes,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,15,2,2,11,5,3,2,1,0,2,1,1,2,2,0,0,0,0,0,0,0,1,1,0,0,0,0,7,84000,7,79000,6,96000,1,43000,1,40000,1,48000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,3,26775,3,23900,3,30000,0,-77,0,-77,0,-77,2,22725,2,20900,2,25500,-44, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed secondary,Not applicable,Not applicable,Completed secondary,Completed primary school,Slightly important,Slightly important,Very important,Important,Important,Important,Slightly important,Slightly important,Very important,Important,Important,Important,Not important,Slightly important,Slightly important,Very important,Very important,Very important,Important,Very important,Very important,Very important,Important,Important,Critical,Slightly important,Slightly important,Slightly important,Not important,Not important,Important,Slightly important,Important,Critical,Critical,Important,Very important,Important,Very important,Important,Important,Important,Critical,Important,Critical,Important,Critical,Critical,Critical,Critical,Critical,Not important,Not important,Important,Not important,Very important,Important,Slightly important,Slightly important,Slightly important,Important,Very important,Important,Important,Very important,Not important,Not important,Slightly important,Very important,Important,Critical,Critical,Very important,Very important,Not important,Slightly important,Important,Important,Slightly important,Not important,Not difficult,Very difficult,Difficult,1,14,Not difficult,Very difficult,Difficult,0,6,Slightly difficult,Difficult,Slightly difficult,1,10,Slightly difficult,Slightly difficult,Difficult,0,2,Slightly difficult,Not difficult,Difficult,1,7,Slightly difficult,Slightly difficult,Difficult,1,9,Not difficult,Very difficult,Difficult,0,9,Slightly difficult,Slightly difficult,Not difficult,0,6,Not difficult,Not difficult,Not difficult,1,1,Important,Very important,Not important,Not important,Important,Not important,Not important,Slightly important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Minor obstacle,Private placement office, -44,No,-44,-44,-44,-44,No,-44,-44,No,Other,No,-44,-44,-44,-44,-44,-44,Yes,100,0, -44,0,Yes,10,No,25,40,10,0,15,0,0,0,0,0,0,0,10, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Collateral requirements for loans or line of credit are unat,2930000,3120000,998000,320000,312000,19000,126000,44000,5000,7000,4000,0,0,535000,702000,686000,936000,789000,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Access to finance,Customs and Trade Regulations,Cost of finance,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not aware of this type of assistance and don't know it advan, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Truthful,Are taken directly from the establishment's records, 780297,297,Trinidad & Tobago,Trinidad & Tobago,Retail,2334,Yes,15,Establishment physically separated from HQ and other establi,Yes,-44,Shareholding company with non-traded shares or shares traded, -44,50,75,25,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Female,Male,Male,-66,No,Yes,-66,12,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,7,1,1,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,0,100,0,0,Individuals,25,0,75,shoes,100,National,10,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,80,20,No,-44,Yes,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,Yes,No,No,No,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,No obstacle,Major obstacle,Minor obstacle,Minor obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,1,-44,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,3,Outside working hours,Knife,Money,9000,A fellow employee,Yes,Yes,-44,Yes,1,During working hours,Baseball bat,Goods or stock,550,A supplier,No,No,Not enough police/not enough resources,Yes,2,Outside working hours,Other,Other company property,600,Gang related,No,No,There was no insurance requirement,Yes,1,Outside working hours,Knife,Money,39000,Group of criminals,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,No,No,Yes,No,-44,-44,No,-44,-44,No,No,No,0,Yes,2,Yes,No,-44,0,-44,No,-44,-44,Yes,45,No,No,-44,-44,6,10,4,3,2,1,0,2,1,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,1,4,110000,4,105000,4,122000,1,41000,2,41000,1,48000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,3,20250,3,18600,3,21800,0,-77,0,-77,0,-77,2,24300,2,24100,2,28100,New production methods, -44,University graduate,Post graduated,University graduate,Post graduated,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed secondary,Not applicable,Not applicable,Completed secondary,Completed secondary,Important,Important,Critical,Important,Important,Very important,Important,Slightly important,Slightly important,Important,Important,Important,Slightly important,Slightly important,Very important,Critical,Critical,Very important,Important,Important,Critical,Critical,Important,Slightly important,Critical,Slightly important,Slightly important,Slightly important,Slightly important,Not important,Important,Slightly important,Very important,Critical,Very important,Important,Very important,Important,Very important,Slightly important,Important,Slightly important,Very important,Important,Very important,Important,Critical,Critical,Critical,Very important,Critical,Not important,Slightly important,Important,Not important,Slightly important,Important,Not important,Slightly important,Important,Important,Important,Important,Slightly important,Important,Not important,Slightly important,Slightly important,Important,Important,Critical,Critical,Very important,Critical,Not important,Slightly important,Very important,Important,Slightly important,Important,Not difficult,Very difficult,Difficult,0,18,Not difficult,Almost impossible,Slightly difficult,1,14,Slightly difficult,Difficult,Difficult,0,4,Slightly difficult,Not difficult,Not difficult,1,2,Slightly difficult,Slightly difficult,Not difficult,0,4,Not difficult,Slightly difficult,Slightly difficult,1,10,Not difficult,Difficult,Difficult,1,9,Slightly difficult,Not difficult,Slightly difficult,0,4,Not difficult,Slightly difficult,Not difficult,1,2,Very important,Very important,Very important,Important,Very important,Not important,Slightly important,Not important,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,No obstacle,Moderate obstacle,No obstacle,No obstacle,Private placement office, -44,No,-44,-44,-44,-44,No,-44,-44,No,Other,No,-44,-44,-44,-44,-44,-44,Yes,100,0, -44,0,Yes,15,No,25,52,13,0,5,0,0,0,0,0,0,0,5, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Size of loan and maturity are insufficiant,3010000,3340000,1336000,250000,134000,27000,50000,33000,3000,2000,2000,0,0,584000,651000,768000,868000,1928000,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,Access to finance,Practices of competitors in the informal sector,Macroeconomic environment,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not aware of this type of assistance and don't know it advan, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 780298,298,Trinidad & Tobago,Trinidad & Tobago,Construction,2340,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,47.5,100,0,0,0,Predominantly men,No,No,27,Makes major strategic and fiancial decisions,10,8,Predominantly men,Female,Male,Male,2002,No,Yes,2002,11,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,8,3,1,-44,Yes,2,0,0,-44,Yes,5,0,1,-44,Yes,1,2,1,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,0,100,0,0,Others,15,50,35,environmental cleaning,70,National,5,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,75,25,Yes,14,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,Yes,No,No,No,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,No obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,-44, -44,Tend to agree,Tend to disagree,Strongly disagree,Tend to disagree,Yes,No,-44,-44,-44,-44,Yes,-44,150000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,30,Yes,1,No,Yes,0,-44,8000,No,-44,-44,No,-44,-44,No,-44,-44,105,117,46,40,29,2,3,11,7,2,15,7,5,3,0,0,1,0,0,1,1,1,1,0,13,53,100000,48,95000,44,113000,1,46000,1,42000,1,51000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,28800,1,26400,1,33900,0,-77,0,-77,0,-77,45,26325,45,24400,49,30700,0,-77,0,-77,0,-77,32,24525,29,24100,27,28900,New production methods, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Very important,Slightly important,Critical,Important,Important,Very important,Slightly important,Important,Important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Critical,Very important,Critical,Very important,Slightly important,Very important,Critical,Important,Slightly important,Critical,Slightly important,Slightly important,Important,Not important,Slightly important,Critical,Very important,Important,Critical,Critical,Very important,Very important,Important,Very important,Important,Important,Slightly important,Very important,Important,Critical,Important,Critical,Critical,Very important,Very important,Critical,Slightly important,Not important,Very important,Not important,Important,Important,Slightly important,Important,Slightly important,Slightly important,Important,Important,Important,Very important,Not important,Not important,Slightly important,Important,Very important,Critical,Critical,Critical,Very important,Slightly important,Not important,Important,Very important,Slightly important,Not important,Not difficult,Very difficult,Difficult,6,15,Not difficult,Very difficult,Difficult,1,8,Slightly difficult,Difficult,Slightly difficult,0,7,Slightly difficult,Not difficult,Not difficult,1,2,Slightly difficult,Not difficult,Slightly difficult,1,2,Not difficult,Slightly difficult,Slightly difficult,1,2,Not difficult,Slightly difficult,Difficult,5,8,Not difficult,Slightly difficult,Slightly difficult,1,3,Not difficult,Slightly difficult,Not difficult,4,1,Very important,Important,Not important,Not important,Critical,Not important,Not important,Not important,No obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,Private placement office, -44,No,-44,-44,-44,-44,Yes,3,15,No,The firm is affraid of investing in workers that after the t,Yes,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Major obstacle,No obstacle,No,80,20, -44,0,Yes,5,No,90,0,0,0,10,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Interest rates are not favorable,1540000,1750000,683000,2650000,140000,2000,19000,12000,1000,1000,1000,0,25000,254000,266000,403000,385000,1088000,Very severe obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Moderate obstacle,Minor obstacle,Major obstacle,No obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,Access to finance,Corruption,Telecommunications,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,International organization, -44,technological and Innovation Support, -44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 780299,299,Trinidad & Tobago,Trinidad & Tobago,Hotel and restaurants,2384,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,66,100,0,0,0,Predominantly women,Yes,No,66,Makes major strategic and fiancial decisions,9,4,Equally men and women,Male,Male,Male,2001,No,Yes,2001,9,No,-44,-44,No,-44,-44,No,-44,-44,Yes,25,Yes,No,-44,-44,-44,-44,Yes,1,0,0,-44,Yes,4,0,1,-44,No,-44,-44,-44,-44,Yes,1,Yes,Yes,Yes,0,-44,-44,100,0, -44,0,95,5,4,Others,0,95,5,accomodation,55,National,5,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,50,50,Yes,8,No,No,No,No,Yes,No,Yes,Laboratory or research center, -44,No,Yes,No,Yes,Yes,No,-44,-44,-44,-44,Yes,No,No,No,Yes,Yes,Yes,No,No, -44,Critical,Important,Critical,Important,Critical,Very Important,Very Important,Yes,60,Yes,40,No,-44,Yes,No,0,-44,No,Yes,Yes,No,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,-44,100000,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,During working hours,Knife,Goods or stock,18000,Other,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,6000,Yes,No,Yes,No,Yes,No,-44,-44,No,-44,-44,Yes,Yes,Yes,5,Yes,5,No,No,-44,.5,-44,No,-44,-44,No,-44,-44,No,-44,-44,7,17,6,5,4,2,0,4,3,2,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,6,83000,6,76000,5,99000,1,50000,2,45000,1,58000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,24525,1,24300,1,26400,0,-77,0,-77,0,-77,5,29250,5,29200,5,33100,0,-77,0,-77,0,-77,4,22275,5,20300,4,24500,Increase demand for higher quality product, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Completed secondary,Not applicable,Not applicable,Completed secondary,Completed primary school,Very important,Not important,Critical,Very important,Very important,Very important,Important,Important,Slightly important,Important,Important,Important,Not important,Slightly important,Slightly important,Very important,Critical,Critical,Very important,Important,Very important,Critical,Very important,Important,Very important,Slightly important,Important,Important,Not important,Not important,Critical,Important,Important,Critical,Critical,Very important,Very important,Very important,Important,Important,Important,Very important,Critical,Slightly important,Very important,Important,Critical,Very important,Critical,Very important,Very important,Slightly important,Not important,Important,Not important,Important,Important,Not important,Slightly important,Slightly important,Important,Very important,Slightly important,Slightly important,Very important,Not important,Not important,Slightly important,Important,Slightly important,Critical,Critical,Critical,Critical,Not important,Slightly important,Very important,Important,Not important,Slightly important,Not difficult,Very difficult,Difficult,1,11,Slightly difficult,Very difficult,Difficult,1,15,Slightly difficult,Slightly difficult,Slightly difficult,1,9,Slightly difficult,Not difficult,Slightly difficult,1,1,Not difficult,Slightly difficult,Slightly difficult,0,9,Not difficult,Difficult,Slightly difficult,0,7,Not difficult,Slightly difficult,Difficult,1,2,Slightly difficult,Slightly difficult,Slightly difficult,0,9,Not difficult,Slightly difficult,Not difficult,1,1,Important,Important,Not important,Not important,Important,Not important,Not important,Slightly important,No obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Private placement office, -44,No,-44,-44,-44,-44,Yes,5,5,Yes,-44,Yes,Major obstacle,Moderate obstacle,Minor obstacle,No obstacle,Moderate obstacle,No obstacle,Yes,100,0, -44,0,No,-44,No,84,12,3,0,1,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,3,3,Incompleteness of loan application,-44,3320000,3390000,1119000,930000,34000,31000,37000,20000,4000,2000,3000,0,0,578000,915000,814000,1254000,1245000,No obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,"Crime, theft and disorder",Labor Regulations,Electricity,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Local business association, -44,Financial magement and tax and customs administration, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 780300,300,Trinidad & Tobago,Trinidad & Tobago,Transport,2394,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,57,100,0,0,0,Predominantly men,No,Yes,31,Makes decisions in consultation with other partners,13,6,Equally men and women,Male,Male,Male,1987,No,Yes,1987,40,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,0,2,1,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0, -44,0,0,100,5,Your parent company or affiliated establishments,0,0,100,transportation,100,Local,5,Increased,Decreased,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,85,15,Yes,12,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,Yes,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,No obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to disagree,Strongly agree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,0,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,Yes,1,Yes,Yes,0,-44,0,No,-44,-44,Yes,35,No,No,-44,-44,25,338,135,118,84,1,4,14,10,1,50,21,17,12,0,0,2,1,0,2,1,2,4,0,51,156,100000,141,99000,133,109000,1,43000,2,40000,1,50000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,135,20700,134,18400,143,23700,0,-77,0,-77,0,-77,96,23400,88,23800,90,26500,Increase/decreased demand for goods, -44,University graduate,Completed college/vocational training,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed secondary,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Important,Not important,Very important,Important,Very important,Important,Slightly important,Slightly important,Important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Critical,Very important,Critical,Important,Important,Critical,Critical,Important,Very important,Critical,Important,Important,Important,Slightly important,Not important,Important,Slightly important,Critical,Very important,Critical,Slightly important,Very important,Slightly important,Important,Very important,Very important,Important,Very important,Slightly important,Critical,Very important,Very important,Critical,Very important,Critical,Critical,Slightly important,Not important,Important,Slightly important,Important,Very important,Slightly important,Slightly important,Important,Very important,Very important,Very important,Important,Important,Not important,Not important,Not important,Very important,Important,Very important,Critical,Very important,Critical,Slightly important,Not important,Slightly important,Very important,Important,Slightly important,Not difficult,Very difficult,Difficult,16,23,Not difficult,Very difficult,Difficult,0,4,Not difficult,Slightly difficult,Slightly difficult,1,3,Slightly difficult,Not difficult,Slightly difficult,0,2,Slightly difficult,Slightly difficult,Slightly difficult,0,3,Slightly difficult,Difficult,Difficult,0,9,Not difficult,Slightly difficult,Difficult,14,8,Not difficult,Not difficult,Difficult,1,4,Not difficult,Not difficult,Not difficult,10,1,Very important,Very important,Slightly important,Important,Very important,Not important,Slightly important,Not important,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Public placement office, -44,No,-44,-44,-44,-44,Yes,5,20,No,Other,Yes,Major obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Yes,100,0, -44,0,Yes,14,Yes,70,4,1,0,25,0,0,0,0,0,0,0,0, -44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Line of credit,2007,70000,15,54,Other,Yes,No,No,No,No,No, -44,125,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,8780000,8690000,3042000,8690000,608000,43000,191000,122000,17000,18000,24000,348000,0,1688000,1243000,2520000,1912000,4838000,No obstacle,No obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,Minor obstacle,No obstacle,Minor obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,-44,-44,-44,-44,-44,Practices of competitors in the informal sector,Labor Regulations,Access to land for expansion / relocation,Minor obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,International organization, -44,technological and Innovation Support, -44,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 780301,301,Trinidad & Tobago,Trinidad & Tobago,Wholesale,2410,No,-44,-44,-44,-44,Limited partnership, -44,50,100,0,0,0,All women,Yes,Yes,50,Makes major strategic and fiancial decisions,17,7,Predominantly women,Female,Female,Female,1989,Yes,Yes,1989,22,No,-44,-44,No,-44,-44,Yes,20,Yes,Yes,41,No,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,1,2,1,-44,No,-44,-44,-44,-44,Yes,1,Yes,No,Yes,0,-44,-44,100,0, -44,0,50,50,0,Large private firms (more than 100 employees),25,25,50,meat,100,National,15,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,80,20,Yes,18,No,Yes,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,No obstacle,Minor obstacle,No obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,-44,75000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,Yes,No,No,-44,-44,No,-44,-44,No,Yes,No,0,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,2,18,6,6,4,2,0,4,3,2,0,0,0,0,0,0,0,0,0,0,0,0,0,0,2,6,89000,6,87000,6,101000,1,39000,1,39000,1,46000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,23850,1,21900,1,27000,0,-77,0,-77,0,-77,6,25425,7,25200,7,28500,0,-77,0,-77,0,-77,4,23400,5,23000,5,25500,Increase/decreased demand for goods, -44,Post graduated,Completed college/vocational training,University graduate,Post graduated,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Completed secondary,Not applicable,Not applicable,Completed secondary,Completed secondary,Important,Slightly important,Critical,Very important,Important,Important,Important,Important,Important,Important,Important,Slightly important,Slightly important,Important,Very important,Critical,Critical,Critical,Important,Important,Critical,Critical,Important,Important,Very important,Important,Slightly important,Slightly important,Not important,Not important,Important,Slightly important,Very important,Critical,Critical,Important,Very important,Important,Very important,Important,Important,Important,Critical,Important,Critical,Important,Critical,Very important,Very important,Very important,Critical,Important,Not important,Important,Not important,Slightly important,Very important,Slightly important,Slightly important,Not important,Important,Important,Very important,Slightly important,Slightly important,Slightly important,Slightly important,Not important,Important,Important,Critical,Critical,Critical,Very important,Slightly important,Not important,Important,Important,Slightly important,Not important,Not difficult,Very difficult,Slightly difficult,0,18,Slightly difficult,Very difficult,Very difficult,0,14,Not difficult,Slightly difficult,Slightly difficult,1,2,Slightly difficult,Difficult,Slightly difficult,0,2,Slightly difficult,Slightly difficult,Difficult,0,4,Slightly difficult,Difficult,Slightly difficult,0,3,Not difficult,Slightly difficult,Difficult,0,3,Not difficult,Slightly difficult,Not difficult,0,4,Not difficult,Not difficult,Not difficult,0,2,Important,Very important,Very important,Important,Very important,Not important,Slightly important,Not important,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,No obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,Public announcement/advertisement, -44,Yes to both,Yes,1,No,-44,Yes,0,5,Yes,-44,Yes,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,No obstacle,Yes,100,0, -44,0,Yes,13,No,10,60,15,0,15,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Interest rates are not favorable,2600000,2800000,980000,1510000,280000,11000,78000,28000,2000,2000,5000,0,0,572000,547000,784000,896000,2117000,Minor obstacle,Very severe obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,Electricity,Labor Regulations,Transportation,Moderate obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are estimates computed with some precision, 780302,302,Trinidad & Tobago,Trinidad & Tobago,Wholesale,2413,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,1982,No,Yes,1982,32,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,Yes,1,0,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,75,0,25,0,Others,25,0,75,garments,95,National,15,Increased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,25,75,No,-44,Yes,Yes,Yes,No,Yes,No,Yes,Other company of the sector, -44,No,No,Yes,Yes,No,No,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,Slightly important,Very Important,Very Important,Very Important,Slightly important,Very Important,Very Important,Yes,50,Yes,50,No,-44,No,No,0,-44,No,No,No,No,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,Very severe obstacle,-44, -44,Tend to disagree,Tend to agree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,-44,50000,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,2,During working hours,Other,Goods or stock,20000,Gang related,Yes,No,Fear of reprisals,Yes,3,During working hours,Firearm/gun,Money,250,Other,No,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,4,Outside working hours,Knife,Goods or stock,20000,Other,No,No,Tried to/was unable to contact the police,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,Yes,Yes,No,-44,-44,No,-44,-44,No,Yes,No,5,Yes,1,No,No,-44,-44,8000,No,-44,-44,No,-44,-44,No,-44,-44,5,30,9,10,7,4,0,4,3,4,3,2,1,0,0,0,0,0,0,1,1,1,0,0,0,11,82000,10,77000,11,89000,1,54000,1,51000,1,61000,1,51000,2,48000,1,55000,1,27675,1,26000,1,32000,1,25200,1,24500,1,27400,0,-77,0,-77,0,-77,11,24975,10,24100,10,28300,0,-77,0,-77,0,-77,7,23850,8,23900,8,26000,-44, -44,Post graduated,Completed college/vocational training,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed secondary,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Completed secondary,Not applicable,Not applicable,Completed secondary,Completed secondary,Important,Slightly important,Critical,Very important,Important,Important,Slightly important,Important,Slightly important,Important,Slightly important,Important,Not important,Not important,Important,Very important,Critical,Critical,Important,Very important,Critical,Critical,Important,Important,Very important,Slightly important,Slightly important,Slightly important,Slightly important,Not important,Important,Important,Important,Very important,Critical,Very important,Very important,Very important,Important,Important,Important,Very important,Very important,Important,Critical,Important,Critical,Critical,Very important,Critical,Critical,Not important,Not important,Very important,Not important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Important,Very important,Very important,Slightly important,Not important,Not important,Slightly important,Slightly important,Important,Critical,Critical,Critical,Critical,Not important,Slightly important,Important,Important,Slightly important,Important,Not difficult,Very difficult,Difficult,2,10,Slightly difficult,Difficult,Difficult,1,6,Not difficult,Very difficult,Difficult,1,6,Slightly difficult,Slightly difficult,Slightly difficult,0,2,Slightly difficult,Slightly difficult,Difficult,0,7,Difficult,Difficult,Difficult,1,6,Not difficult,Difficult,Difficult,2,5,Not difficult,Not difficult,Slightly difficult,0,3,Not difficult,Slightly difficult,Not difficult,0,2,Important,Very important,Slightly important,Not important,Slightly important,Important,Not important,Slightly important,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,No obstacle,Public placement office, -44,No,-44,-44,-44,-44,No,-44,-44,No,Other,Yes,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Yes,75,25, -44,0,Yes,5,No,15,48,12,0,25,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Collateral requirements for loans or line of credit are unat,1700000,1830000,787000,950000,146000,16000,20000,11000,1000,2000,1000,0,0,329000,286000,531000,476000,913000,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,Access to finance,Inadequately educated workforce,Corruption,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Private independent fund, -44,technological and Innovation Support, -44,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Truthful,Are taken directly from the establishment's records, 780303,303,Trinidad & Tobago,Trinidad & Tobago,Basic metals,2466,No,-44,-44,-44,-44,Limited partnership, -44,51,49,51,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Male,2004,No,Yes,2004,25,No,-44,-44,No,-44,-44,Yes,45,Yes,Yes,29,No,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,1,3,1,-44,No,-44,Yes,No,Yes,100,45,120,0,0, -44,10,0,90,0,Medium private firms (20-100 employees),0,65,35,steel products,60,Local,5,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,25,75,Yes,9,No,Yes,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to agree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,Yes,No,No,-44,-44,No,-44,-44,No,Yes,No,5,Yes,2,No,No,-44,-44,1000,Yes,8,Yes,No,-44,-44,No,-44,-44,6,22,4,4,10,4,0,2,2,2,2,2,0,0,0,0,0,0,0,1,1,0,0,0,0,6,94000,6,95000,5,104000,1,38000,2,37000,1,42000,1,60000,2,54000,1,68000,1,24300,1,25000,1,27000,1,25425,1,23600,1,30200,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,4,22500,4,22100,4,24500,10,23175,9,22300,9,26500,Increase/decreased demand for goods, -44,University graduate,University graduate,Post graduated,Post graduated,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Completed secondary,Completed secondary,Completed secondary,Very important,Important,Critical,Important,Very important,Very important,Slightly important,Very important,Important,Important,Slightly important,Slightly important,Important,Slightly important,Important,Very important,Critical,Critical,Slightly important,Important,Critical,Critical,Important,Important,Critical,Slightly important,Important,Important,Not important,Not important,Important,Important,Important,Critical,Critical,Important,Very important,Very important,Important,Important,Important,Very important,Very important,Not important,Critical,Very important,Critical,Critical,Very important,Very important,Very important,Not important,Not important,Important,Not important,Very important,Important,Slightly important,Slightly important,Slightly important,Very important,Very important,Slightly important,Important,Important,Not important,Not important,Slightly important,Important,Important,Critical,Critical,Critical,Very important,Not important,Slightly important,Important,Important,Not important,Slightly important,Slightly difficult,Very difficult,Difficult,1,16,Slightly difficult,Difficult,Difficult,0,5,Not difficult,Difficult,Difficult,1,10,Slightly difficult,Difficult,Slightly difficult,1,2,Slightly difficult,Slightly difficult,Slightly difficult,0,4,Difficult,Slightly difficult,Slightly difficult,0,9,Not difficult,Difficult,Difficult,0,3,Slightly difficult,Not difficult,Slightly difficult,1,2,Not difficult,Slightly difficult,Not difficult,1,2,Very important,Critical,Not important,Not important,Very important,Not important,Slightly important,Slightly important,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,Public placement office, -44,No,-44,-44,-44,-44,Yes,2,0,Yes,-44,No,-44,-44,-44,-44,-44,-44,Yes,100,0, -44,0,Yes,10,Yes,30,44,11,0,15,0,0,0,0,0,0,0,0, -44,75,12.5,0,0,0,12.5,0,0,0,0,0,0,0,0,0, -44,Yes,Line of credit,2009,400000,6,60,Private commercial banks,Yes,Yes,No,No,No,No, -44,175,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,7160000,7380000,1919000,1510000,295000,76000,151000,252000,4000,6000,4000,0,738000,300000,1327000,650000,2140000,1892000,Moderate obstacle,No obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Cost of finance,Access to finance,Minor obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Too expensive, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 780304,304,Trinidad & Tobago,Trinidad & Tobago,Chemicals,2473,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,52,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Male,Female,Female,1996,No,Yes,1996,26,No,-44,-44,No,-44,-44,No,-44,-44,Yes,12,No,No,-44,-44,-44,-44,Yes,2,0,0,-44,Yes,3,1,1,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,100,70,61,0,0, -44,0,100,0,0,Small private firms (less than 20 employees),0,100,0,paint,85,Local,5,Remained the same,Decreased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,80,20,Yes,11,No,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,Yes,No,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,-44, -44,Tend to disagree,Strongly disagree,Strongly agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,-44,7200,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,11,No,-44,-44,Yes,0,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,7,70,15,13,31,11,1,8,5,5,6,3,1,2,0,0,0,0,0,2,1,2,5,0,11,18,110000,18,111000,17,123000,2,51000,3,48000,2,59000,3,48000,4,46000,3,53000,3,25200,3,25000,3,28000,3,24300,3,23600,3,27800,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,14,29025,15,28200,16,34200,33,24300,37,22100,39,26500,Increase/decreased demand for goods, -44,University graduate,Completed college/vocational training,Post graduated,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Completed secondary,Started but did not complete secondary,Very important,Important,Critical,Important,Important,Very important,Slightly important,Slightly important,Important,Important,Important,Important,Slightly important,Not important,Important,Critical,Critical,Very important,Slightly important,Very important,Critical,Very important,Important,Important,Critical,Slightly important,Important,Important,Not important,Slightly important,Very important,Slightly important,Important,Critical,Very important,Slightly important,Very important,Very important,Very important,Important,Important,Important,Very important,Important,Critical,Slightly important,Critical,Very important,Critical,Very important,Critical,Slightly important,Not important,Important,Slightly important,Important,Important,Slightly important,Slightly important,Not important,Important,Very important,Slightly important,Slightly important,Slightly important,Not important,Slightly important,Slightly important,Very important,Important,Critical,Critical,Critical,Very important,Slightly important,Not important,Important,Very important,Not important,Important,Not difficult,Very difficult,Difficult,2,16,Not difficult,Very difficult,Difficult,1,9,Slightly difficult,Difficult,Difficult,0,7,Slightly difficult,Slightly difficult,Difficult,0,3,Slightly difficult,Slightly difficult,Slightly difficult,1,7,Not difficult,Difficult,Difficult,0,7,Not difficult,Slightly difficult,Difficult,0,5,Not difficult,Slightly difficult,Slightly difficult,2,9,Not difficult,Not difficult,Not difficult,4,2,Important,Important,Very important,Slightly important,Slightly important,Not important,Slightly important,Slightly important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,No obstacle,No obstacle,Private placement office, -44,No,-44,-44,-44,-44,Yes,3,5,Yes,-44,Yes,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Yes,100,0, -44,0,Yes,7,No,100,0,0,0,0,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Interest rates are not favorable,8790000,8620000,3620000,4420000,517000,189000,378000,630000,6000,8000,6000,0,0,1575000,2069000,2500000,2586000,4150000,Moderate obstacle,Major obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,No obstacle,Very severe obstacle,Moderate obstacle,No obstacle,Very severe obstacle,No obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,-44,-44,-44,-44,-44,Access to finance,"Crime, theft and disorder",Labor Regulations,Major obstacle,Yes,Yes,No,Yes,No,No,Yes,-44,-44,No,No impact,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,No,No impact,-44,-44,-44,-44,Yes,Large impact,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,Yes,Large impact,-44,-44,-44,-44,No,No impact,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,No,No impact,-44,-44,Yes,Large impact,-44,-44,-44,-44,Yes,Large impact,-44,-44,Yes,Large impact,-44,-44,-44,-44,Yes,Large impact,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Truthful,Are estimates computed with some precision, 780305,305,Trinidad & Tobago,Trinidad & Tobago,Retail,2489,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,30,100,0,0,0,Predominantly women,Yes,Yes,30,Makes decisions in consultation with other partners,23,6,Predominantly women,Male,Male,Male,1983,No,Yes,1976,29,No,-44,-44,Yes,29,No,No,-44,-44,No,-44,-44,Yes,0,2,0,-44,No,-44,-44,-44,-44,Yes,3,0,0,-44,No,-44,-44,-44,-44,Yes,1,Yes,Yes,Yes,0,-44,-44,100,0, -44,0,80,20,10,Medium private firms (20-100 employees),50,20,30,garden plants,45,National,10,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,30,70,Yes,10,Yes,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,Yes,No,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,No obstacle,Moderate obstacle,Minor obstacle,Major obstacle,No obstacle,Very severe obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,-44, -44,Tend to disagree,Strongly disagree,Tend to agree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,-44,50000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,3000,Yes,Yes,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,16,Yes,1,No,Yes,0,0,-44,Yes,15,No,Yes,30,No,No,-44,-44,15,52,18,18,13,3,2,15,10,3,6,3,2,1,0,0,1,1,0,1,1,1,2,0,8,21,71000,22,71000,21,80000,1,55000,2,51000,1,60000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,25425,1,24700,1,30200,1,27675,1,24900,1,32000,20,24525,22,23900,23,27800,0,-77,0,-77,0,-77,14,23175,14,22800,13,26800,New products require new skills, -44,University graduate,Post graduated,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed secondary,Completed primary school,Very important,Slightly important,Critical,Very important,Important,Important,Slightly important,Slightly important,Important,Important,Important,Important,Slightly important,Important,Important,Critical,Very important,Critical,Important,Slightly important,Critical,Very important,Important,Important,Critical,Not important,Important,Important,Slightly important,Not important,Slightly important,Important,Critical,Critical,Critical,Very important,Very important,Very important,Slightly important,Very important,Important,Important,Very important,Slightly important,Very important,Important,Critical,Critical,Very important,Critical,Critical,Not important,Not important,Very important,Slightly important,Very important,Very important,Not important,Not important,Important,Very important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Not important,Very important,Very important,Very important,Very important,Critical,Very important,Not important,Slightly important,Important,Very important,Not important,Slightly important,Slightly difficult,Difficult,Slightly difficult,3,16,Difficult,Very difficult,Difficult,1,14,Slightly difficult,Slightly difficult,Slightly difficult,0,9,Slightly difficult,Difficult,Slightly difficult,1,3,Slightly difficult,Slightly difficult,Not difficult,1,3,Difficult,Difficult,Slightly difficult,1,7,Not difficult,Difficult,Difficult,2,7,Not difficult,Slightly difficult,Not difficult,1,7,Not difficult,Not difficult,Not difficult,2,1,Critical,Very important,Important,Not important,Very important,Not important,Not important,Not important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,Private placement office, -44,Yes to fire,No,-44,Yes,5,Yes,1,20,Yes,-44,No,-44,-44,-44,-44,-44,-44,Yes,100,0, -44,0,Yes,8,No,0,48,12,0,20,0,0,0,0,0,0,0,20, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,Yes,Line of credit,2009,2000000,9,54,Other,Yes,Yes,Yes,Yes,No,No, -44,175,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,10780000,11470000,2982000,5040000,344000,23000,189000,103000,13000,5000,15000,0,1134000,2281000,2354000,3212000,3097000,7966000,Major obstacle,Major obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Major obstacle,No obstacle,No obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Customs and Trade Regulations,Access to finance,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Administratie procedure is cumbersome, -44,-44,-44, -44,-44, -44,Yes,No,No,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 780306,306,Trinidad & Tobago,Trinidad & Tobago,Retail,2491,Yes,3,Headquarters with production and/or sales at this location,Yes,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Male,1970,Yes,Yes,1970,11,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,2,1,-44,No,-44,-44,-44,-44,Yes,2,2,0,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0, -44,0,80,20,3,Individuals,0,40,60,general hardware,100,Local,10,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,85,15,Yes,7,Yes,No,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,No obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Major obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,No,15000,0,No,No,No,No,No,No,-44,-44,No,-44,-44,No,No,No,10,Yes,1,No,Yes,5,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,1,26,8,9,6,3,1,6,4,3,10,4,3,2,1,0,2,1,1,1,1,1,1,1,0,12,71000,13,70000,13,77000,1,42000,2,42000,1,46000,1,52000,2,50000,1,57000,1,25875,1,24000,1,30000,1,27450,1,24500,1,31400,0,-77,0,-77,0,-77,12,20925,13,21300,14,23700,0,-77,0,-77,0,-77,8,23400,8,22800,8,26000,New products require new skills, -44,University graduate,University graduate,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Completed secondary,Not applicable,Not applicable,Completed secondary,Completed primary school,Important,Not important,Very important,Very important,Important,Very important,Slightly important,Slightly important,Important,Slightly important,Important,Important,Slightly important,Slightly important,Slightly important,Critical,Very important,Critical,Slightly important,Important,Critical,Critical,Slightly important,Very important,Critical,Slightly important,Important,Slightly important,Slightly important,Not important,Important,Important,Important,Very important,Critical,Important,Critical,Important,Very important,Important,Important,Important,Critical,Important,Very important,Important,Critical,Very important,Very important,Very important,Very important,Slightly important,Slightly important,Very important,Slightly important,Important,Very important,Not important,Not important,Slightly important,Important,Very important,Slightly important,Slightly important,Important,Not important,Not important,Slightly important,Important,Important,Critical,Critical,Critical,Very important,Not important,Slightly important,Very important,Important,Not important,Slightly important,Not difficult,Very difficult,Difficult,2,24,Not difficult,Almost impossible,Slightly difficult,1,12,Slightly difficult,Difficult,Slightly difficult,0,6,Not difficult,Not difficult,Slightly difficult,0,2,Slightly difficult,Not difficult,Slightly difficult,1,7,Slightly difficult,Difficult,Slightly difficult,0,7,Not difficult,Difficult,Slightly difficult,2,7,Slightly difficult,Not difficult,Slightly difficult,1,8,Not difficult,Not difficult,Not difficult,1,2,Important,Very important,Very important,Slightly important,Very important,Important,Slightly important,Slightly important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,No obstacle,Public placement office, -44,No,-44,-44,-44,-44,Yes,3,10,Yes,-44,Yes,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,No obstacle,Yes,100,0, -44,0,Yes,13,No,40,24,6,15,15,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Collateral requirements for loans or line of credit are unat,7440000,7910000,2452000,2520000,79000,16000,6000,47000,7000,8000,4000,0,0,1395000,1305000,2215000,1978000,3057000,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Access to finance,Corruption,Cost of finance,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Government based organization, -44,"General management, Business development and Strategies supp", -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are estimates computed with some precision, 780307,307,Trinidad & Tobago,Trinidad & Tobago,Retail,2493,No,-44,-44,-44,-44,Limited partnership, -44,50,100,0,0,0,Equally men and women,No,Yes,49,Makes decisions in consultation with other partners,21,1,Equally men and women,Male,Female,Female,1982,No,Yes,1989,33,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,4,3,0,-44,No,-44,-44,-44,-44,Yes,1,2,1,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0, -44,0,5,95,15,Individuals,0,25,75,electric services,55,Local,15,Increased,Remained the same,2-5,100,0,10,-44,-44,-44,-44,-44,-44,-44,-44,85,15,Yes,17,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,Yes,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,-44,90000,Yes,1,-44,Yes,1,Outside working hours,Other,Goods or stock,30000,Gang related,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,2,During working hours,Firearm/gun,Money,23000,A supplier,No,No,Loss was small,Yes,1,During working hours,Knife,Money,550,Group of criminals,No,No,Fear of reprisals,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,2,Outside working hours,Knife,Goods or stock,1500,Gang related,No,No,The police give little/no information back on crimes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,0,8000,Yes,Yes,Yes,No,Yes,No,-44,-44,No,-44,-44,No,No,No,16,Yes,12,No,Yes,0,0,-44,Yes,5,Yes,No,-44,-44,No,-44,-44,5,27,8,9,6,4,0,1,1,1,100,31,33,22,14,0,2,1,2,1,1,1,2,1,0,39,80000,35,76000,37,92000,2,41000,3,38000,2,48000,5,48000,6,47000,5,52000,5,25425,5,23000,5,27000,5,22950,5,20400,5,25500,1,28800,1,28300,1,33300,42,23850,46,23200,48,27500,0,-77,0,-77,0,-77,28,23850,27,21700,25,27500,Increase demand for higher quality product, -44,University graduate,Completed college/vocational training,University graduate,University graduate,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Started but did not complete college/vocational training,Completed secondary,Completed college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Very important,Slightly important,Critical,Important,Important,Important,Slightly important,Important,Important,Important,Important,Important,Slightly important,Important,Important,Very important,Critical,Very important,Very important,Slightly important,Critical,Critical,Important,Important,Critical,Slightly important,Slightly important,Important,Slightly important,Not important,Very important,Important,Important,Critical,Critical,Very important,Very important,Very important,Very important,Important,Important,Important,Very important,Important,Very important,Important,Critical,Critical,Very important,Very important,Critical,Important,Not important,Important,Slightly important,Very important,Important,Not important,Not important,Slightly important,Important,Important,Slightly important,Very important,Very important,Not important,Not important,Not important,Very important,Very important,Critical,Very important,Critical,Critical,Slightly important,Not important,Very important,Very important,Not important,Slightly important,Not difficult,Very difficult,Difficult,4,13,Slightly difficult,Very difficult,Difficult,0,9,Slightly difficult,Difficult,Slightly difficult,1,4,Not difficult,Not difficult,Not difficult,0,2,Slightly difficult,Slightly difficult,Slightly difficult,1,4,Not difficult,Difficult,Difficult,1,7,Not difficult,Difficult,Difficult,5,2,Not difficult,Slightly difficult,Difficult,0,8,Not difficult,Not difficult,Not difficult,3,1,Very important,Very important,Very important,Not important,Slightly important,Slightly important,Not important,Not important,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,No obstacle,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Public placement office, -44,No,-44,-44,-44,-44,Yes,2,5,No,The benefits of training are small than the costs,Yes,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Yes,100,0, -44,0,Yes,7,No,75,0,0,0,25,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,Yes,Loan,2010,40000,7,120,Other,Yes,No,No,No,No,No, -44,100,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,5980000,6170000,2283000,950000,617000,49000,25000,86000,5000,4000,16000,0,0,1037000,1540000,1296000,1974000,1918000,No obstacle,No obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,Practices of competitors in the informal sector,Tax administration,Electricity,No obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Community based organization, -44,technological and Innovation Support, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 780308,308,Trinidad & Tobago,Trinidad & Tobago,Wholesale,2531,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,55,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Male,1979,No,Yes,1979,9,No,-44,-44,No,-44,-44,No,-44,-44,Yes,21,No,Yes,3,2,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0, -44,0,0,100,15,Medium private firms (20-100 employees),0,50,50,wholesale,65,Local,5,Decreased,Decreased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,30,70,No,-44,Yes,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,-44,24000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,2000,Yes,No,No,Yes,No,No,-44,-44,No,-44,-44,No,No,No,5,Yes,1,No,Yes,0,-44,4000,No,-44,-44,No,-44,-44,No,-44,-44,14,29,8,10,7,4,0,5,3,4,4,3,1,0,0,0,0,0,0,1,1,2,0,0,3,11,69000,11,65000,12,74000,1,38000,1,35000,1,45000,1,59000,1,57000,1,69000,1,23175,1,21000,1,26000,1,27900,1,25100,1,31000,0,-77,0,-77,0,-77,11,28125,11,25100,11,30900,0,-77,0,-77,0,-77,7,24300,7,23600,7,26700,-44, -44,University graduate,University graduate,University graduate,University graduate,Completed secondary,Started but did not complete college/vocational training,Completed secondary,Started but did not complete college/vocational training,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Completed primary school,Very important,Important,Critical,Important,Important,Important,Slightly important,Slightly important,Important,Important,Slightly important,Important,Slightly important,Important,Very important,Very important,Very important,Critical,Important,Important,Critical,Critical,Important,Very important,Critical,Not important,Slightly important,Very important,Not important,Slightly important,Important,Important,Important,Critical,Critical,Very important,Very important,Important,Very important,Very important,Very important,Very important,Very important,Important,Very important,Important,Critical,Critical,Very important,Critical,Critical,Slightly important,Not important,Important,Slightly important,Very important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Very important,Slightly important,Very important,Not important,Not important,Slightly important,Very important,Important,Very important,Very important,Critical,Critical,Not important,Slightly important,Important,Important,Not important,Slightly important,Not difficult,Very difficult,Slightly difficult,2,18,Not difficult,Very difficult,Slightly difficult,0,6,Difficult,Difficult,Slightly difficult,1,5,Not difficult,Not difficult,Not difficult,0,3,Not difficult,Difficult,Not difficult,1,4,Slightly difficult,Difficult,Slightly difficult,0,5,Slightly difficult,Difficult,Slightly difficult,2,5,Not difficult,Not difficult,Not difficult,1,7,Not difficult,Not difficult,Not difficult,1,1,Very important,Very important,Important,Important,Important,Not important,Slightly important,Not important,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,Public announcement/advertisement, -44,No,-44,-44,-44,-44,Yes,3,5,No,The firm cannot afford the optimal level of training,Yes,Major obstacle,Moderate obstacle,No obstacle,Minor obstacle,Major obstacle,Minor obstacle,Yes,100,0, -44,0,Yes,11,No,65,16,4,0,15,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Interest rates are not favorable,11290000,11180000,3466000,2390000,559000,22000,246000,89000,16000,14000,17000,0,0,2113000,2149000,3354000,3466000,4629000,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Yes,Yes,No,No,No,Cost of finance,"Crime, theft and disorder",Practices of competitors in the informal sector,Minor obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Private independent fund, -44,Human resources Support, -44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Truthful,Are taken directly from the establishment's records, 780309,309,Trinidad & Tobago,Trinidad & Tobago,Services of motor vehicles,2607,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly women,Male,Female,Male,1990,Yes,Yes,1990,29,No,-44,-44,No,-44,-44,No,-44,-44,Yes,21,No,Yes,3,1,1,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0, -44,0,5,95,5,Individuals,0,100,0,petroleum products,65,International,5,Decreased,Decreased,More than 5,15,85,5,1991,argentina,65,spain,35,9,0,2,65,35,No,-44,Yes,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,No obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,-44, -44,Tend to disagree,Strongly disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,No,20,No,-44,-44,Yes,0,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,4,18,6,6,4,2,0,0,0,1,6,3,2,1,0,0,0,0,0,1,1,1,2,0,2,9,67000,9,66000,9,77000,1,49000,1,49000,1,55000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,24975,1,22300,1,26900,0,-77,0,-77,0,-77,8,28350,8,28900,7,30900,0,-77,0,-77,0,-77,5,22050,6,21200,5,25500,Increase demand for higher quality product, -44,Post graduated,Completed college/vocational training,University graduate,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Very important,Slightly important,Very important,Very important,Important,Very important,Important,Slightly important,Important,Important,Important,Slightly important,Slightly important,Not important,Important,Very important,Critical,Critical,Very important,Important,Critical,Critical,Very important,Important,Critical,Slightly important,Important,Important,Not important,Slightly important,Very important,Important,Important,Critical,Critical,Very important,Very important,Important,Important,Important,Very important,Important,Critical,Important,Very important,Important,Very important,Critical,Very important,Very important,Critical,Not important,Slightly important,Important,Slightly important,Important,Important,Slightly important,Slightly important,Important,Slightly important,Important,Slightly important,Slightly important,Very important,Not important,Slightly important,Slightly important,Important,Important,Critical,Very important,Critical,Very important,Not important,Slightly important,Important,Important,Slightly important,Not important,Not difficult,Very difficult,Difficult,0,13,Not difficult,Difficult,Slightly difficult,1,9,Slightly difficult,Difficult,Slightly difficult,1,3,Slightly difficult,Slightly difficult,Slightly difficult,0,2,Slightly difficult,Slightly difficult,Not difficult,0,9,Slightly difficult,Difficult,Difficult,0,4,Not difficult,Difficult,Slightly difficult,0,5,Not difficult,Difficult,Not difficult,0,6,Not difficult,Not difficult,Not difficult,0,1,Very important,Critical,Very important,Not important,Very important,Slightly important,Not important,Not important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,Public placement office, -44,No,-44,-44,-44,-44,Yes,3,20,No,The firm does not have enough information about training pro,Yes,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Major obstacle,No obstacle,Yes,0,100, -44,0,No,-44,Yes,90,0,0,0,0,0,0,0,0,0,0,10,0, -44,25,37.5,0,37.5,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Loan,2011,10000,15,72,Private commercial banks,Yes,No,No,No,No,No, -44,100,Yes,3,2,Collateral or cosigners unacceptable,-44,7250000,7110000,2560000,2270000,569000,28000,43000,78000,15000,7000,14000,427000,126000,954000,1194000,1564000,1635000,2800000,Very severe obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,No,Yes,Yes,No,Yes,No,No,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Major obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Electricity,Telecommunications,"Crime, theft and disorder",Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Local business association, -44,technological and Innovation Support, -44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Somewhat truthful,Are taken directly from the establishment's records, 780310,310,Trinidad & Tobago,Trinidad & Tobago,Construction,2611,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,45,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Male,2000,No,Yes,2000,15,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,0,3,1,-44,Yes,1,0,0,-44,Yes,4,2,0,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0, -44,0,0,100,20,Others,0,95,5,construction,75,National,15,Increased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,80,20,No,-44,Yes,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,-44,30000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,No,0,2000,Yes,No,Yes,No,No,No,-44,-44,No,-44,-44,No,No,No,5,Yes,1,No,Yes,0,-44,0,No,-44,-44,No,-44,-44,No,-44,-44,16,19,7,6,4,2,1,3,2,2,1,1,0,0,0,0,0,0,0,1,1,0,0,0,0,8,81000,8,77000,8,91000,1,42000,1,41000,1,47000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,24525,1,22300,1,29100,0,-77,0,-77,0,-77,6,24975,6,22300,6,29100,0,-77,0,-77,0,-77,4,24300,4,23400,4,27300,-44, -44,University graduate,University graduate,University graduate,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Completed college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Completed secondary,Not applicable,Not applicable,Completed secondary,Completed primary school,Very important,Important,Critical,Important,Very important,Very important,Very important,Important,Important,Important,Important,Slightly important,Important,Not important,Slightly important,Critical,Critical,Critical,Slightly important,Important,Critical,Critical,Important,Important,Critical,Not important,Important,Very important,Not important,Not important,Important,Slightly important,Important,Critical,Very important,Important,Very important,Important,Important,Very important,Very important,Important,Very important,Important,Very important,Important,Critical,Critical,Critical,Critical,Critical,Not important,Not important,Very important,Not important,Slightly important,Important,Slightly important,Slightly important,Important,Important,Very important,Slightly important,Important,Important,Not important,Not important,Not important,Very important,Important,Critical,Critical,Critical,Critical,Not important,Slightly important,Important,Slightly important,Slightly important,Not important,Not difficult,Difficult,Difficult,0,14,Not difficult,Very difficult,Difficult,1,10,Not difficult,Slightly difficult,Slightly difficult,0,2,Not difficult,Not difficult,Slightly difficult,1,2,Not difficult,Difficult,Slightly difficult,1,9,Not difficult,Very difficult,Difficult,1,10,Slightly difficult,Slightly difficult,Difficult,1,5,Slightly difficult,Not difficult,Slightly difficult,1,10,Not difficult,Not difficult,Not difficult,1,2,Slightly important,Slightly important,Very important,Important,Very important,Slightly important,Slightly important,Slightly important,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Public placement office, -44,No,-44,-44,-44,-44,Yes,0,5,Yes,-44,No,-44,-44,-44,-44,-44,-44,Yes,100,0, -44,0,Yes,15,No,70,16,4,0,10,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,3,3,Collateral or cosigners unacceptable,-44,7520000,8000000,3360000,2270000,720000,80000,120000,40000,2000,6000,6000,0,756000,1075000,1562000,1680000,2480000,2285000,Very severe obstacle,Minor obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,Access to finance,Telecommunications,Inadequately educated workforce,Major obstacle,Yes,Yes,No,No,Yes,Yes,No,-44,-44,-44,-44,No,No impact,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,Yes,Large impact,-44,-44,-44,-44,-44,-44,No,No impact,No,No impact,-44,-44,-44,-44,-44,-44,No,No impact,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,Yes,Large impact,No,No impact,-44,-44,-44,-44,-44,-44,Yes,Large impact,No,No impact,-44,-44,-44,-44,-44,-44,No,No impact,Yes,Large impact,-44,-44,-44,-44,-44,-44,No,No impact,Yes,Moderated impact,-44,-44,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,Yes,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 780311,311,Trinidad & Tobago,Trinidad & Tobago,Chemicals,2703,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,48,100,0,0,0,Predominantly women,Yes,Yes,48,Makes decisions in consultation with other partners,16,1,Predominantly men,Male,Male,Female,1982,No,Yes,1983,32,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,1,1,-44,No,-44,-44,-44,-44,Yes,3,2,1,-44,Yes,1,3,2,-44,No,-44,Yes,Yes,Yes,100,70,40,0,0, -44,0,5,95,2,Others,5,0,95,chemical products,30,International,20,Increased,Remained the same,2-5,65,35,0,1992,usa,45,spain,15,1,0,0,20,80,Yes,10,Yes,No,No,Yes,Yes,No,Yes,Other company of the sector, -44,No,No,Yes,Yes,No,No,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,Important,Important,Very Important,Very Important,Slightly important,Important,Important,Yes,60,Yes,40,No,-44,Yes,No,100000,-44,No,No,Yes,No,Major obstacle,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,-44,40000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,20000,3000,Yes,Yes,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,10,Yes,1,No,No,-44,0,-44,No,-44,-44,Yes,40,Yes,No,-44,-44,2,27,5,3,1,18,1,2,1,7,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3,5,84000,4,79000,4,100000,2,41000,3,37000,2,47000,5,57000,5,51000,5,62000,5,27675,5,27000,5,33000,5,25875,5,26300,5,27900,1,29250,1,29000,1,31900,0,-77,0,-77,0,-77,3,23850,3,23200,3,26000,1,24525,2,23200,1,26400,Increase demand for higher quality product, -44,Post graduated,University graduate,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed secondary,Completed college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,Completed secondary,Started but did not complete secondary,Important,Important,Critical,Very important,Important,Very important,Slightly important,Important,Important,Important,Slightly important,Important,Slightly important,Not important,Important,Critical,Critical,Very important,Important,Important,Critical,Critical,Very important,Important,Critical,Not important,Important,Slightly important,Slightly important,Slightly important,Very important,Important,Important,Very important,Critical,Important,Very important,Important,Important,Very important,Important,Important,Very important,Important,Critical,Important,Critical,Critical,Very important,Very important,Critical,Not important,Slightly important,Very important,Not important,Important,Important,Not important,Slightly important,Slightly important,Important,Slightly important,Important,Important,Important,Not important,Slightly important,Slightly important,Important,Slightly important,Critical,Very important,Critical,Critical,Slightly important,Slightly important,Important,Important,Not important,Slightly important,Not difficult,Very difficult,Very difficult,0,18,Not difficult,Difficult,Difficult,1,5,Not difficult,Slightly difficult,Slightly difficult,0,9,Slightly difficult,Slightly difficult,Slightly difficult,0,3,Slightly difficult,Slightly difficult,Slightly difficult,1,7,Not difficult,Difficult,Slightly difficult,1,7,Slightly difficult,Slightly difficult,Slightly difficult,1,8,Not difficult,Not difficult,Difficult,1,9,Not difficult,Not difficult,Not difficult,0,2,Very important,Important,Very important,Not important,Important,Not important,Not important,Slightly important,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Private placement office, -44,Yes to fire,No,-44,Yes,1,Yes,1,100,Yes,-44,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,No,-44,Yes,85,0,0,0,15,0,0,0,0,0,0,0,0, -44,75,25,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Loan,2010,30000,9,108,Private commercial banks,No,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,7230000,7380000,2878000,1870000,74000,148000,38000,37000,4000,10000,11000,0,295000,1042000,1748000,1605000,2362000,2921000,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,Macroeconomic environment,Tax administration,Electricity,Major obstacle,Yes,Yes,No,No,No,Yes,No,-44,-44,-44,-44,-44,-44,Yes,Large impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Negative impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Negative impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Large impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Large impact,-44,-44,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,Yes,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 780312,312,Trinidad & Tobago,Trinidad & Tobago,Hotel and restaurants,2839,Yes,28,Establishment physically separated from HQ and other establi,Yes,-44,Shareholding company with non-traded shares or shares traded, -44,60,0,100,0,0,Predominantly men,No,Yes,32,Makes major strategic and fiancial decisions,8,14,Predominantly men,Male,Male,Male,2004,No,Yes,2004,12,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,1,2,-44,No,-44,-44,-44,-44,Yes,2,3,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,0,40,60,0,Government or government agencies (including state-owned ent,0,95,5,food,90,National,15,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,80,20,Yes,1,No,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Minor obstacle,No obstacle,No obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to agree,Tend to disagree,No,-44,-44,-44,-44,-44,No,-44,-44,Yes,1,-44,Yes,1,Outside working hours,Firearm/gun,Money,15000,Gang related,Yes,Yes,-44,Yes,1,Outside working hours,Firearm/gun,Money,3000,A fellow employee,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,2,During working hours,Other,Other company property,700,Other,No,Yes,-44,Yes,3,During working hours,Knife,Money,5500,Gang related,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,Yes,No,-44,-44,No,-44,-44,No,Yes,Yes,5,No,-44,-44,Yes,0,.5,-44,No,-44,-44,No,-44,-44,No,-44,-44,50,18,6,6,4,2,0,2,1,2,1,1,0,0,0,0,0,0,0,1,1,0,0,0,2,7,93000,7,86000,7,109000,1,54000,1,50000,1,60000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,25425,1,23800,1,30200,0,-77,0,-77,0,-77,6,25200,6,23400,6,29400,0,-77,0,-77,0,-77,4,22500,5,22900,4,24500,Increase/decreased demand for goods, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Completed secondary,Not applicable,Not applicable,Completed secondary,Completed secondary,Important,Important,Very important,Very important,Very important,Important,Important,Important,Very important,Slightly important,Important,Important,Slightly important,Slightly important,Important,Very important,Very important,Critical,Very important,Slightly important,Critical,Critical,Very important,Important,Very important,Slightly important,Important,Very important,Not important,Important,Important,Slightly important,Important,Critical,Very important,Very important,Very important,Very important,Important,Important,Important,Very important,Critical,Important,Critical,Very important,Critical,Very important,Very important,Very important,Critical,Slightly important,Slightly important,Very important,Not important,Important,Important,Important,Slightly important,Not important,Very important,Important,Important,Slightly important,Important,Not important,Not important,Slightly important,Slightly important,Important,Critical,Critical,Very important,Very important,Slightly important,Slightly important,Important,Slightly important,Not important,Not important,Not difficult,Very difficult,Difficult,1,19,Slightly difficult,Very difficult,Very difficult,1,14,Slightly difficult,Difficult,Slightly difficult,1,9,Not difficult,Slightly difficult,Not difficult,1,2,Slightly difficult,Difficult,Not difficult,0,5,Not difficult,Difficult,Difficult,1,10,Slightly difficult,Difficult,Difficult,0,5,Not difficult,Slightly difficult,Not difficult,0,6,Slightly difficult,Not difficult,Slightly difficult,0,2,Critical,Critical,Very important,Important,Important,Slightly important,Slightly important,Not important,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,Major obstacle,No obstacle,No obstacle,Schoold related network, -44,No,-44,-44,-44,-44,Yes,4,10,Yes,-44,Yes,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No,0,100, -44,0,No,-44,Yes,70,16,4,0,10,0,0,0,0,0,0,0,0, -44,75,12.5,0,12.5,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Line of credit,2011,10000,6,42,Private commercial banks,Yes,No,No,No,No,No, -44,100,Yes,2,1,Problems with credit history/report,-44,3180000,3380000,1420000,1670000,34000,7000,64000,27000,2000,4000,2000,0,372000,666000,817000,913000,1318000,2566000,No obstacle,Minor obstacle,No obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,No obstacle,Minor obstacle,No obstacle,Major obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Cost of finance,Political environment,No obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Government based organization, -44,technological and Innovation Support, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 780314,314,Trinidad & Tobago,Trinidad & Tobago,Plastics & rubber,2870,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All women,Yes,Not applicable,100,Makes major strategic and fiancial decisions,18,8,Predominantly men,Male,Male,Male,1996,No,Yes,1997,22,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,2,1,-44,No,-44,-44,-44,-44,Yes,6,2,0,-44,Yes,0,1,1,-44,No,-44,Yes,No,Yes,95,80,53,5,0, -44,0,40,60,0,Others,0,25,75,plastic sanitary ware,90,National,100,Increased,Remained the same,None,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,60,40,Yes,21,No,No,No,Yes,Yes,No,Yes,Laboratory or research center, -44,No,Yes,Yes,No,Yes,No,-44,-44,-44,-44,Yes,No,No,No,Yes,Yes,Yes,No,No, -44,Important,Important,Important,Very Important,Slightly important,Very Important,Important,Yes,55,Yes,45,No,-44,No,No,0,-44,Yes,Yes,No,No,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to disagree,Strongly disagree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,Yes,1,No,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,25,1,12,16,1,5,7,3,0,4,2,1,3,2,0,1,0,0,0,0,0,1,1,0,2,0,0,3,87000,2,81000,1,101000,1,40000,2,40000,1,44000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,24525,1,25000,1,27800,1,24975,1,22300,1,29400,0,-77,0,-77,0,-77,5,29700,5,27800,5,32700,8,22275,9,22100,8,24000,New products require new skills, -44,Post graduated,University graduate,University graduate,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed primary school,Important,Not important,Critical,Very important,Very important,Important,Important,Important,Very important,Important,Important,Important,Slightly important,Slightly important,Important,Critical,Very important,Very important,Very important,Important,Critical,Critical,Important,Very important,Very important,Important,Important,Important,Slightly important,Not important,Critical,Slightly important,Slightly important,Critical,Critical,Important,Very important,Important,Very important,Important,Important,Slightly important,Very important,Important,Critical,Slightly important,Very important,Very important,Very important,Very important,Very important,Not important,Slightly important,Important,Not important,Very important,Very important,Not important,Slightly important,Not important,Very important,Slightly important,Slightly important,Important,Important,Not important,Slightly important,Slightly important,Very important,Very important,Very important,Critical,Critical,Critical,Not important,Slightly important,Important,Very important,Not important,Slightly important,Not difficult,Difficult,Slightly difficult,0,10,Not difficult,Very difficult,Slightly difficult,1,14,Slightly difficult,Slightly difficult,Slightly difficult,1,2,Slightly difficult,Slightly difficult,Not difficult,1,3,Not difficult,Slightly difficult,Slightly difficult,1,6,Slightly difficult,Very difficult,Difficult,1,2,Slightly difficult,Slightly difficult,Difficult,1,3,Slightly difficult,Not difficult,Slightly difficult,0,5,Slightly difficult,Not difficult,Slightly difficult,0,1,Very important,Critical,Important,Important,Important,Slightly important,Not important,Slightly important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Public announcement/advertisement, -44,Yes to hire,Yes,3,No,-44,Yes,25,20,No,The benefits of training are small than the costs,No,-44,-44,-44,-44,-44,-44,Yes,100,0, -44,0,No,-44,No,50,20,5,0,25,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Did not think it would be approved,1650000,1830000,494000,380000,425000,9000,76000,76000,0,0,0,0,0,1200000,2375000,3000000,4280000,4410000,No obstacle,Minor obstacle,No obstacle,Major obstacle,No,Yes,Yes,No,No,No,Yes,Moderate obstacle,Major obstacle,Minor obstacle,No obstacle,Minor obstacle,No obstacle,Minor obstacle,No obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Yes,No,No,No,No,Practices of competitors in the informal sector,Macroeconomic environment,Political environment,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Community based organization, -44,technological and Innovation Support, -44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,Truthful,Are taken directly from the establishment's records, 780315,315,Trinidad & Tobago,Trinidad & Tobago,Other manufacturing,2878,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,2004,No,Yes,2004,15,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,0,0,1,-44,Yes,0,5,1,-44,No,-44,Yes,No,Yes,100,55,67,0,0, -44,0,100,0,0,Medium private firms (20-100 employees),25,50,25,chairs,80,Local,5,Increased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,80,20,Yes,7,No,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,Yes,No,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,No obstacle,-44, -44,Tend to disagree,Tend to agree,Tend to agree,Strongly disagree,No,-44,-44,-44,-44,-44,Yes,-44,15000,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,Outside working hours,Firearm/gun,Money,4000,A customer,Yes,Yes,-44,Yes,1,During working hours,Firearm/gun,Goods or stock,20000,Gang related,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,Outside working hours,Firearm/gun,Money,100,Other,No,No,Loss was small,Yes,2,During working hours,Knife,Money,30000,Gang related,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,Yes,No,-44,-44,No,-44,-44,No,Yes,No,5,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,1,10,5,1,3,1,0,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,1,5,67000,5,65000,5,74000,1,46000,1,43000,1,50000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,25650,1,23300,1,29100,0,-77,0,-77,0,-77,3,24075,4,22300,3,28300,Economic upturn/downturn, -44,University graduate,Post graduated,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Important,Important,Critical,Important,Very important,Very important,Important,Slightly important,Important,Important,Important,Important,Not important,Slightly important,Important,Very important,Very important,Critical,Important,Important,Critical,Critical,Important,Important,Very important,Slightly important,Important,Important,Not important,Not important,Slightly important,Important,Very important,Critical,Critical,Important,Very important,Very important,Slightly important,Important,Important,Important,Very important,Important,Critical,Important,Critical,Critical,Very important,Critical,Critical,Slightly important,Not important,Important,Slightly important,Important,Important,Slightly important,Not important,Slightly important,Important,Important,Slightly important,Slightly important,Important,Not important,Not important,Not important,Slightly important,Important,Critical,Critical,Critical,Very important,Slightly important,Slightly important,Very important,Important,Not important,Slightly important,Not difficult,Difficult,Difficult,1,15,Slightly difficult,Very difficult,Difficult,1,12,Not difficult,Slightly difficult,Difficult,1,10,Slightly difficult,Not difficult,Slightly difficult,0,1,Slightly difficult,Difficult,Slightly difficult,1,9,Slightly difficult,Difficult,Difficult,0,6,Not difficult,Slightly difficult,Slightly difficult,0,4,Slightly difficult,Difficult,Difficult,1,3,Not difficult,Slightly difficult,Not difficult,1,1,Very important,Very important,Slightly important,Important,Important,Slightly important,Not important,Not important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Private placement office, -44,No,-44,-44,-44,-44,Yes,1,15,Yes,-44,No,-44,-44,-44,-44,-44,-44,Yes,100,0, -44,0,No,-44,No,25,52,13,0,10,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Application procedures for loans or line of credit are compl,1970000,2070000,642000,760000,41000,12000,63000,101000,11000,7000,19000,0,0,273000,1434000,455000,2140000,1028000,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,No obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Access to finance,Customs and Trade Regulations,"Crime, theft and disorder",Minor obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Community based organization, -44,Financial magement and tax and customs administration, -44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Somewhat truthful,Are estimates computed with some precision, 780316,316,Trinidad & Tobago,Trinidad & Tobago,Transport,2945,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Female,1948,No,Yes,1987,12,No,-44,-44,No,-44,-44,No,-44,-44,Yes,22,No,Yes,3,1,0,-44,No,-44,-44,-44,-44,Yes,2,2,0,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0, -44,70,25,5,20,Small private firms (less than 20 employees),0,95,5,private taxi service,60,National,10,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,45,55,Yes,17,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,Yes,No,Yes,No,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,Minor obstacle,Major obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,No obstacle,Major obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,Major obstacle,Minor obstacle,-44, -44,Tend to agree,Strongly disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,0,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,0,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,5,No,-44,-44,Yes,0,-44,3000,No,-44,-44,Yes,45,No,No,-44,-44,1,15,5,5,3,2,0,1,0,2,4,3,1,0,0,0,0,0,0,1,1,2,0,0,0,8,67000,7,68000,7,74000,1,50000,2,47000,1,54000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,29250,1,29500,1,31500,0,-77,0,-77,0,-77,6,27225,6,26000,5,32000,0,-77,0,-77,0,-77,3,24300,4,24700,3,28600,Increase/decreased demand for goods, -44,Post graduated,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed secondary,Completed primary school,Important,Important,Very important,Very important,Important,Very important,Slightly important,Slightly important,Important,Very important,Slightly important,Important,Slightly important,Not important,Very important,Very important,Very important,Critical,Important,Slightly important,Critical,Very important,Very important,Important,Critical,Slightly important,Important,Very important,Slightly important,Not important,Critical,Slightly important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Important,Slightly important,Important,Very important,Not important,Very important,Very important,Critical,Critical,Very important,Very important,Very important,Slightly important,Not important,Important,Slightly important,Important,Important,Slightly important,Important,Slightly important,Very important,Important,Slightly important,Slightly important,Important,Slightly important,Slightly important,Not important,Important,Important,Very important,Very important,Critical,Very important,Not important,Slightly important,Very important,Important,Important,Not important,Not difficult,Difficult,Slightly difficult,0,22,Not difficult,Very difficult,Difficult,1,7,Difficult,Slightly difficult,Difficult,1,9,Slightly difficult,Not difficult,Slightly difficult,0,1,Slightly difficult,Slightly difficult,Slightly difficult,1,7,Slightly difficult,Slightly difficult,Slightly difficult,1,7,Not difficult,Difficult,Slightly difficult,1,4,Slightly difficult,Slightly difficult,Slightly difficult,1,2,Not difficult,Not difficult,Not difficult,0,2,Important,Very important,Not important,Important,Critical,Slightly important,Slightly important,Slightly important,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,Private placement office, -44,Yes to fire,No,-44,Yes,0,Yes,4,10,Yes,-44,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,No,-44,No,90,0,0,0,10,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,Yes,Line of credit,2012,10000,13,18,Other,Yes,Yes,No,No,No,No, -44,175,Yes,5,4,Collateral or cosigners unacceptable,-44,1590000,1620000,713000,1070000,65000,16000,34000,16000,2000,3000,1000,0,18900000,257000,265000,421000,389000,733000,Very severe obstacle,Minor obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Minor obstacle,No obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Telecommunications,Cost of finance,Political environment,Moderate obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Community based organization, -44,Marketing and Operations support, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 780317,317,Trinidad & Tobago,Trinidad & Tobago,Other manufacturing,3068,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly women,Male,Male,Male,1990,No,Yes,1990,22,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,4,0,-44,No,-44,-44,-44,-44,Yes,4,2,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,100,75,43,0,0, -44,0,0,100,0,Others,85,10,5,lumber,100,National,10,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,100,0,-44,-44,Yes,Yes,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,Yes,No,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to agree,Strongly disagree,Yes,No,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,Yes,2,No,Yes,0,0,-44,Yes,8,No,No,-44,-44,Yes,30,2,15,12,5,3,3,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,5,100000,5,89000,5,117000,1,38000,1,36000,1,41000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,3,22050,3,21600,3,25000,0,-77,0,-77,0,-77,3,24300,4,21600,3,28600,Increase/decreased demand for goods, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Completed secondary,Slightly important,Slightly important,Very important,Important,Important,Very important,Important,Slightly important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Important,Very important,Very important,Very important,Very important,Very important,Very important,Critical,Slightly important,Important,Critical,Slightly important,Slightly important,Important,Not important,Important,Important,Slightly important,Important,Very important,Very important,Important,Very important,Very important,Slightly important,Important,Important,Very important,Very important,Important,Critical,Important,Critical,Critical,Very important,Critical,Critical,Slightly important,Slightly important,Important,Slightly important,Important,Slightly important,Not important,Slightly important,Slightly important,Slightly important,Very important,Important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Important,Very important,Critical,Critical,Critical,Very important,Not important,Not important,Very important,Very important,Slightly important,Slightly important,Slightly difficult,Very difficult,Slightly difficult,0,14,Not difficult,Difficult,Difficult,0,6,Not difficult,Slightly difficult,Slightly difficult,0,10,Slightly difficult,Not difficult,Not difficult,1,2,Not difficult,Not difficult,Slightly difficult,1,5,Slightly difficult,Slightly difficult,Very difficult,0,10,Not difficult,Difficult,Slightly difficult,0,8,Slightly difficult,Difficult,Slightly difficult,1,6,Not difficult,Slightly difficult,Not difficult,0,2,Very important,Very important,Very important,Not important,Important,Not important,Not important,Slightly important,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,Through family/friends, -44,No,-44,-44,-44,-44,No,-44,-44,No,Other,No,-44,-44,-44,-44,-44,-44,Yes,100,0, -44,0,Yes,8,No,89,8,2,0,1,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,Yes,Line of credit,2012,110000,14,12,Other,Yes,No,No,No,Yes,No, -44,150,Yes,1,0,-44,-44,890000,970000,427000,320000,63000,7000,50000,57000,0,0,0,0,0,220000,143000,500000,321000,645000,Minor obstacle,Major obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,No obstacle,Minor obstacle,No obstacle,Very severe obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Electricity,Electricity,Minor obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Administratie procedure is cumbersome, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are taken directly from the establishment's records, 780318,318,Trinidad & Tobago,Trinidad & Tobago,Retail,3105,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,1998,No,Yes,1998,10,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,1,1,0,-44,No,-44,-44,-44,-44,No,-44,No,Yes,Yes,0,-44,-44,100,0, -44,100,0,0,0,Individuals,0,0,100,cement,55,Local,10,Increased,Remained the same,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,85,15,No,-44,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,Yes,No,No,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,-44, -44,Tend to agree,Tend to agree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,10,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,6,7,3,2,1,1,0,0,0,0,2,2,0,0,0,0,0,0,0,1,1,0,0,0,1,5,76000,5,73000,4,88000,1,47000,1,44000,1,51000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,25650,2,23800,2,27900,0,-77,0,-77,0,-77,1,22950,1,22300,1,25000,-44, -44,University graduate,Completed college/vocational training,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed secondary,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Important,Important,Critical,Critical,Important,Important,Important,Slightly important,Important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Critical,Very important,Very important,Important,Important,Critical,Very important,Important,Important,Very important,Not important,Important,Important,Not important,Important,Important,Slightly important,Important,Very important,Critical,Very important,Very important,Very important,Very important,Important,Important,Important,Very important,Important,Critical,Very important,Critical,Critical,Very important,Very important,Critical,Slightly important,Not important,Important,Not important,Important,Very important,Slightly important,Important,Slightly important,Important,Very important,Important,Slightly important,Important,Slightly important,Slightly important,Not important,Slightly important,Important,Very important,Very important,Very important,Very important,Not important,Slightly important,Important,Slightly important,Not important,Not important,Slightly difficult,Very difficult,Difficult,0,14,Slightly difficult,Very difficult,Difficult,1,6,Slightly difficult,Difficult,Difficult,0,4,Slightly difficult,Slightly difficult,Slightly difficult,0,1,Slightly difficult,Not difficult,Slightly difficult,1,10,Slightly difficult,Slightly difficult,Slightly difficult,1,10,Slightly difficult,Difficult,Slightly difficult,1,7,Not difficult,Slightly difficult,Not difficult,1,4,Not difficult,Slightly difficult,Not difficult,0,1,Important,Critical,Not important,Not important,Important,Not important,Not important,Slightly important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,No obstacle,No obstacle,Public placement office, -44,No,-44,-44,-44,-44,Yes,1,20,Yes,-44,No,-44,-44,-44,-44,-44,-44,Yes,100,0, -44,0,Yes,14,No,0,52,13,0,35,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Size of loan and maturity are insufficiant,8780000,8870000,2484000,8870000,621000,71000,133000,106000,8000,10000,10000,0,0,1749000,2629000,2572000,3371000,4218000,Very severe obstacle,No obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Very severe obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,Very severe obstacle,No obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Access to finance,Tax Rates,Minor obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Community based organization, -44,technological and Innovation Support, -44,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 780319,319,Trinidad & Tobago,Trinidad & Tobago,Construction,3209,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,45,100,0,0,0,Equally men and women,Yes,Yes,45,Delegates decisions to other partners,9,26,Equally men and women,Male,Male,Male,2005,No,Yes,2005,17,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,No,No,Yes,0,-44,-44,100,0, -44,0,70,30,0,Individuals,0,95,5,electrical services,70,National,10,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,60,40,Yes,13,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,Yes,No,Major obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,No obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,Yes,2,-44,Yes,1,Outside working hours,Firearm/gun,Personal possessions of employees or customers,15000,Gang related,Yes,Yes,-44,Yes,1,Outside working hours,Firearm/gun,Money,2000,Gang related,No,No,Police have not done anything in the past,Yes,2,During working hours,Firearm/gun,Money,19000,Gang related,No,No,Don't have the time; inconvenient,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,2,Outside working hours,Firearm/gun,Money,2000,Group of criminals,No,No,Offenders rarely caught or prosecuted,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,Yes,No,-44,-44,No,-44,-44,Yes,Yes,Yes,3,Yes,1,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,3,8,3,2,2,1,0,0,0,1,1,1,0,0,0,0,0,0,0,1,1,0,0,0,0,4,77000,3,78000,2,83000,1,48000,1,48000,1,52000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,24975,2,22500,2,29100,0,-77,0,-77,0,-77,2,22275,2,22700,2,24500,Increase demand for higher quality product, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Completed secondary,Very important,Slightly important,Critical,Important,Important,Important,Important,Important,Important,Important,Slightly important,Slightly important,Not important,Not important,Important,Critical,Critical,Very important,Important,Important,Very important,Very important,Important,Important,Very important,Slightly important,Important,Important,Not important,Not important,Important,Slightly important,Important,Critical,Critical,Important,Critical,Important,Slightly important,Very important,Important,Important,Very important,Important,Critical,Important,Critical,Critical,Very important,Critical,Critical,Slightly important,Slightly important,Very important,Not important,Very important,Very important,Slightly important,Slightly important,Important,Important,Important,Important,Slightly important,Important,Not important,Slightly important,Not important,Important,Slightly important,Critical,Critical,Critical,Critical,Not important,Slightly important,Important,Very important,Important,Important,Slightly difficult,Very difficult,Difficult,0,16,Slightly difficult,Very difficult,Slightly difficult,1,10,Not difficult,Slightly difficult,Difficult,1,10,Not difficult,Not difficult,Slightly difficult,0,2,Slightly difficult,Slightly difficult,Slightly difficult,0,10,Difficult,Slightly difficult,Slightly difficult,1,2,Not difficult,Difficult,Slightly difficult,0,2,Not difficult,Not difficult,Slightly difficult,0,4,Not difficult,Slightly difficult,Not difficult,0,1,Important,Very important,Very important,Not important,Critical,Not important,Not important,Not important,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,No obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,No obstacle,Minor obstacle,Through family/friends, -44,No,-44,-44,-44,-44,Yes,3,10,Yes,-44,No,-44,-44,-44,-44,-44,-44,No,100,0, -44,0,Yes,11,Yes,99,0,0,0,1,0,0,0,0,0,0,0,0, -44,25,37.5,0,37.5,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Loan,2012,70000,-44,24,Private commercial banks,Yes,Yes,No,No,No,No, -44,125,Yes,2,1,Problems with credit history/report,-44,820000,900000,315000,1070000,18000,5000,14000,5000,0,1000,1000,0,135000,169000,224000,225000,324000,225000,No obstacle,No obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,No obstacle,No obstacle,Moderate obstacle,Major obstacle,Yes,No,No,Yes,No,Inadequately educated workforce,Corruption,Cost of finance,Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Local business association, -44,technological and Innovation Support, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are estimates computed with some precision, 780320,320,Trinidad & Tobago,Trinidad & Tobago,Wholesale,3228,Yes,3,Establishment physically separated from HQ and other establi,Yes,-44,Shareholding company with non-traded shares or shares traded, -44,55,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Male,1973,No,Yes,2003,10,Yes,20,Yes,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,3,0,-44,No,-44,-44,-44,-44,Yes,3,1,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,25,30,45,0,Your parent company or affiliated establishments,15,15,70,wholesale,100,National,10,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,60,40,Yes,14,Yes,Yes,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,Yes,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,No obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,Yes,No,No,-44,-44,No,-44,-44,No,Yes,No,10,Yes,1,No,No,-44,-44,0,No,-44,-44,No,-44,-44,No,-44,-44,3,21,6,7,5,3,0,3,2,3,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3,6,82000,6,82000,6,95000,1,55000,1,54000,1,60000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,28350,1,25800,1,33700,1,25425,1,24500,1,29400,7,29250,7,26300,8,32800,0,-77,0,-77,0,-77,5,23850,5,22300,5,27800,-44, -44,University graduate,University graduate,Post graduated,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Not applicable,Not applicable,Completed secondary,Completed primary school,Important,Important,Critical,Very important,Important,Very important,Slightly important,Important,Very important,Important,Slightly important,Important,Not important,Slightly important,Slightly important,Critical,Very important,Very important,Important,Important,Very important,Critical,Important,Important,Very important,Slightly important,Important,Important,Slightly important,Not important,Very important,Important,Important,Critical,Critical,Important,Very important,Slightly important,Slightly important,Important,Important,Slightly important,Very important,Slightly important,Critical,Slightly important,Critical,Very important,Critical,Critical,Critical,Not important,Not important,Important,Slightly important,Very important,Very important,Slightly important,Important,Slightly important,Important,Important,Very important,Slightly important,Very important,Not important,Slightly important,Slightly important,Important,Important,Critical,Critical,Critical,Very important,Slightly important,Slightly important,Important,Important,Not important,Slightly important,Not difficult,Very difficult,Slightly difficult,1,21,Slightly difficult,Very difficult,Difficult,0,9,Slightly difficult,Difficult,Very difficult,1,2,Not difficult,Slightly difficult,Slightly difficult,1,3,Not difficult,Slightly difficult,Not difficult,1,5,Slightly difficult,Difficult,Slightly difficult,1,5,Slightly difficult,Slightly difficult,Slightly difficult,1,10,Not difficult,Slightly difficult,Difficult,1,3,Not difficult,Not difficult,Not difficult,0,2,Very important,Very important,Slightly important,Not important,Important,Slightly important,Not important,Not important,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Private placement office, -44,No,-44,-44,-44,-44,No,-44,-44,No,The benefits of training are small than the costs,Yes,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,No obstacle,Yes,0,100, -44,0,No,-44,Yes,20,20,5,0,35,20,0,0,0,0,0,0,0, -44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Line of credit,2007,200000,12,60,"Non-Bank financial institutions (microfinance institutions,",Yes,Yes,No,Yes,No,No, -44,150,Yes,3,3,Other objections,-44,4580000,5030000,1761000,1740000,453000,50000,96000,30000,3000,5000,2000,0,503000,910000,1589000,1358000,2012000,3449000,Minor obstacle,Moderate obstacle,Major obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Access to finance,Practices of competitors in the informal sector,Minor obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Community based organization, -44,"General management, Business development and Strategies supp", -44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,Yes,Truthful,Are taken directly from the establishment's records, 780321,321,Trinidad & Tobago,Trinidad & Tobago,Transport,3250,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,80,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Male,1900,No,Yes,1901,32,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,Yes,2,0,0,-44,Yes,2,0,1,-44,No,-44,-44,-44,-44,Yes,0,Yes,Yes,Yes,0,-44,-44,100,0, -44,20,20,60,0,Medium private firms (20-100 employees),20,20,60,customs brokerage,65,National,15,Increased,Increased,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,25,75,Yes,2,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,Yes,No,No,Moderate obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,Minor obstacle,-44, -44,Tend to disagree,Tend to agree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,10,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,1,36,13,12,9,2,1,3,3,2,10,5,3,2,0,0,0,0,0,1,1,1,2,0,4,18,100000,17,102000,16,114000,1,37000,2,36000,1,42000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,24750,1,23000,1,29100,0,-77,0,-77,0,-77,15,26775,17,24100,17,30900,0,-77,0,-77,0,-77,11,22950,12,21500,11,27000,Increase/decreased demand for goods, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Completed college/vocational training,Not applicable,Not applicable,Completed secondary,Completed primary school,Important,Not important,Critical,Important,Important,Important,Slightly important,Slightly important,Important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Critical,Critical,Very important,Important,Important,Very important,Critical,Important,Very important,Critical,Not important,Important,Very important,Important,Not important,Very important,Slightly important,Slightly important,Critical,Critical,Important,Very important,Very important,Important,Very important,Very important,Important,Critical,Important,Very important,Important,Critical,Critical,Very important,Very important,Critical,Not important,Not important,Important,Slightly important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Very important,Slightly important,Slightly important,Important,Slightly important,Not important,Not important,Important,Important,Critical,Critical,Very important,Critical,Slightly important,Not important,Important,Important,Slightly important,Not important,Not difficult,Very difficult,Very difficult,2,9,Slightly difficult,Almost impossible,Very difficult,1,9,Difficult,Very difficult,Slightly difficult,0,2,Slightly difficult,Difficult,Slightly difficult,1,1,Slightly difficult,Difficult,Slightly difficult,0,10,Not difficult,Difficult,Difficult,0,2,Not difficult,Slightly difficult,Slightly difficult,2,5,Not difficult,Not difficult,Not difficult,1,8,Slightly difficult,Not difficult,Not difficult,2,1,Important,Very important,Very important,Important,Important,Not important,Not important,Slightly important,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,Moderate obstacle,Minor obstacle,Major obstacle,No obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,No obstacle,Minor obstacle,Private placement office, -44,No,-44,-44,-44,-44,No,-44,-44,No,Other,Yes,Major obstacle,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,No obstacle,Yes,100,0, -44,0,Yes,15,No,20,48,12,0,20,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Did not think it would be approved,10560000,11000000,3630000,4410000,990000,99000,176000,143000,9000,24000,11000,0,0,1822000,2849000,2530000,3850000,6173000,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Major obstacle,Very severe obstacle,Minor obstacle,Major obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Political environment,Access to finance,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Community based organization, -44,Human resources Support, -44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Somewhat truthful,Are taken directly from the establishment's records, 780322,322,Trinidad & Tobago,Trinidad & Tobago,Wholesale,3258,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,65,100,0,0,0,Predominantly men,No,Yes,7,Delegates decisions to other partners,12,0,Predominantly men,Male,Female,Female,2000,No,Yes,2000,11,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,15,70,40,85,0, -44,25,50,25,0,Government or government agencies (including state-owned ent,100,0,0,wholesale,85,National,5,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,60,40,No,-44,Yes,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Minor obstacle,Minor obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to agree,Tend to disagree,Yes,No,-44,-44,-44,-44,Yes,0,-44,Yes,2,-44,Yes,1,Outside working hours,Other,Goods or stock,5000,A former employee,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,During working hours,Firearm/gun,Goods or stock,30000,Gang related,Yes,Yes,-44,Yes,3,During working hours,Firearm/gun,Money,950,A former employee,No,No,Police could not have done anything,Yes,2,Outside working hours,Other,Other company property,900,Gang related,No,No,Would increase insurance cost,Yes,4,During working hours,Knife,Goods or stock,10000,Gang related,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,Yes,Yes,Yes,No,-44,-44,No,-44,-44,Yes,Yes,Yes,15,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,20,2,15,13,5,4,3,1,0,1,1,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,2,5,83000,4,82000,3,98000,1,55000,2,56000,1,63000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,4,25425,4,24000,4,27700,0,-77,0,-77,0,-77,3,22050,3,21800,3,24700,-44, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Completed college/vocational training,Not applicable,Not applicable,Completed secondary,Completed primary school,Important,Slightly important,Critical,Important,Important,Important,Slightly important,Important,Important,Important,Slightly important,Important,Not important,Important,Important,Critical,Very important,Critical,Important,Important,Critical,Critical,Important,Slightly important,Critical,Slightly important,Slightly important,Slightly important,Not important,Slightly important,Very important,Slightly important,Very important,Very important,Critical,Important,Very important,Important,Important,Very important,Important,Very important,Very important,Important,Critical,Very important,Critical,Very important,Critical,Very important,Critical,Not important,Slightly important,Important,Not important,Very important,Important,Important,Important,Important,Important,Slightly important,Slightly important,Important,Important,Not important,Not important,Not important,Important,Important,Critical,Critical,Critical,Critical,Slightly important,Slightly important,Very important,Slightly important,Slightly important,Not important,Not difficult,Very difficult,Difficult,1,18,Difficult,Very difficult,Slightly difficult,1,7,Slightly difficult,Slightly difficult,Difficult,1,3,Slightly difficult,Slightly difficult,Not difficult,0,1,Slightly difficult,Slightly difficult,Slightly difficult,1,10,Slightly difficult,Difficult,Slightly difficult,0,3,Slightly difficult,Difficult,Slightly difficult,1,6,Not difficult,Not difficult,Slightly difficult,1,3,Not difficult,Not difficult,Not difficult,0,2,Slightly important,Very important,Very important,Important,Important,Slightly important,Not important,Slightly important,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Private placement office, -44,No,-44,-44,-44,-44,Yes,5,10,Yes,-44,No,-44,-44,-44,-44,-44,-44,Yes,100,0, -44,0,Yes,8,Yes,30,48,12,0,10,0,0,0,0,0,0,0,0, -44,50,25,0,25,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Line of credit,2010,40000,10,42,Private commercial banks,No,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,5340000,5930000,1898000,950000,178000,18000,71000,89000,6000,12000,12000,119000,0,1081000,1600000,1423000,2253000,1537000,Major obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,No obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Major obstacle,No obstacle,-44,-44,-44,-44,-44,Macroeconomic environment,Inadequately educated workforce,Access to finance,Major obstacle,Yes,Yes,No,No,Yes,No,No,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Large impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Large impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Large impact,-44,-44,-44,-44,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,Yes,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 780323,323,Trinidad & Tobago,Trinidad & Tobago,Other manufacturing,3358,Yes,3,Establishment physically separated from HQ and other establi,Yes,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,2002,No,Yes,2002,12,No,-44,-44,No,-44,-44,No,-44,-44,Yes,25,No,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,2,2,1,-44,Yes,0,7,1,-44,Yes,0,Yes,No,Yes,75,70,63,25,0, -44,0,50,50,0,Others,0,50,50,furniture,90,Local,5,Increased,Decreased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,85,15,Yes,15,Yes,Yes,Yes,No,Yes,No,Yes,Other company of the sector, -44,No,Yes,Yes,No,No,No,-44,-44,-44,-44,Yes,Yes,Yes,Yes,No,Yes,Yes,Yes,No, -44,Very Important,Important,Very Important,Very Important,Important,Very Important,Critical,Yes,40,Yes,60,No,-44,No,Yes,0,-44,No,No,Yes,No,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,3,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,2,7,4,2,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,4,90000,3,84000,2,98000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,22500,2,22100,2,26500,0,-77,0,-77,0,-77,1,22500,2,22300,1,25200,-44, -44,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed secondary,Not applicable,Not applicable,Completed secondary,Completed secondary,Important,Slightly important,Critical,Critical,Very important,Important,Slightly important,Slightly important,Very important,Important,Slightly important,Important,Slightly important,Slightly important,Important,Very important,Very important,Critical,Important,Very important,Critical,Critical,Important,Important,Critical,Slightly important,Slightly important,Important,Not important,Slightly important,Very important,Important,Important,Critical,Critical,Very important,Very important,Very important,Very important,Important,Important,Important,Critical,Important,Critical,Important,Critical,Critical,Critical,Very important,Very important,Not important,Not important,Important,Not important,Important,Very important,Slightly important,Not important,Slightly important,Slightly important,Important,Slightly important,Slightly important,Very important,Not important,Not important,Slightly important,Important,Very important,Critical,Critical,Critical,Very important,Slightly important,Slightly important,Important,Slightly important,Not important,Not important,Not difficult,Very difficult,Slightly difficult,1,24,Difficult,Very difficult,Slightly difficult,0,11,Not difficult,Difficult,Slightly difficult,1,8,Not difficult,Not difficult,Not difficult,0,2,Slightly difficult,Slightly difficult,Slightly difficult,1,5,Slightly difficult,Slightly difficult,Slightly difficult,1,9,Slightly difficult,Slightly difficult,Difficult,1,7,Not difficult,Not difficult,Slightly difficult,0,9,Not difficult,Not difficult,Not difficult,1,2,Important,Critical,Not important,Slightly important,Very important,Not important,Not important,Slightly important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Public announcement/advertisement, -44,No,-44,-44,-44,-44,No,-44,-44,No,The benefits of training are small than the costs,No,-44,-44,-44,-44,-44,-44,No,100,0, -44,0,Yes,9,No,80,0,0,0,20,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Size of loan and maturity are insufficiant,1520000,1480000,503000,630000,44000,25000,50000,88000,1000,1000,1000,0,0,315000,333000,500000,1070000,1100000,Minor obstacle,Minor obstacle,Major obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Moderate obstacle,Major obstacle,No obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,Very severe obstacle,No,Yes,Yes,Yes,No,Practices of competitors in the informal sector,Inadequately educated workforce,Access to finance,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Government based organization, -44,technological and Innovation Support, -44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,Yes,No,Yes,Yes,No,Yes,No,-44,-44,Truthful,Are estimates computed with some precision, 780324,324,Trinidad & Tobago,Trinidad & Tobago,Garments,3363,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly women,Male,Male,Male,2005,No,Yes,2005,17,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,2,1,-44,No,-44,-44,-44,-44,Yes,2,0,1,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,80,65,43,20,0, -44,15,80,5,0,Others,0,100,0,clothing,95,National,10,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,60,40,No,-44,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,Yes,No,Yes,No,Moderate obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Major obstacle,No obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,-44, -44,Strongly disagree,Tend to disagree,Tend to agree,Tend to disagree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,No,15,Yes,1,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,4,12,6,3,2,1,0,3,2,1,2,2,0,0,0,0,0,0,0,1,1,0,0,0,2,8,110000,8,111000,8,125000,1,39000,2,37000,1,44000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,3,29250,3,27100,3,31500,0,-77,0,-77,0,-77,2,24300,3,23200,2,28100,Increase demand for higher quality product, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed secondary,Not applicable,Not applicable,Completed secondary,Completed primary school,Important,Important,Critical,Very important,Important,Important,Slightly important,Important,Important,Important,Slightly important,Important,Slightly important,Important,Important,Critical,Very important,Critical,Very important,Important,Critical,Very important,Very important,Slightly important,Critical,Important,Important,Slightly important,Important,Not important,Important,Important,Important,Critical,Critical,Very important,Very important,Very important,Very important,Important,Important,Important,Very important,Important,Critical,Important,Critical,Very important,Very important,Very important,Critical,Slightly important,Slightly important,Important,Not important,Important,Important,Important,Slightly important,Slightly important,Important,Important,Slightly important,Important,Important,Slightly important,Not important,Slightly important,Important,Important,Critical,Critical,Critical,Very important,Not important,Slightly important,Important,Very important,Important,Not important,Slightly difficult,Difficult,Difficult,0,21,Not difficult,Very difficult,Slightly difficult,1,4,Not difficult,Difficult,Slightly difficult,1,3,Slightly difficult,Not difficult,Slightly difficult,1,1,Not difficult,Not difficult,Slightly difficult,1,9,Slightly difficult,Slightly difficult,Difficult,0,5,Slightly difficult,Slightly difficult,Difficult,1,3,Not difficult,Not difficult,Not difficult,0,7,Not difficult,Not difficult,Not difficult,1,2,Very important,Very important,Very important,Important,Very important,Slightly important,Not important,Slightly important,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Major obstacle,No obstacle,Major obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,Public placement office, -44,Yes to both,Yes,1,No,-44,Yes,0,5,Yes,-44,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,10,Yes,75,16,4,0,5,0,0,0,0,0,0,0,0, -44,25,75,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Line of credit,2011,0,15,24,Private commercial banks,Yes,Yes,No,No,No,No, -44,100,Yes,2,1,Collateral or cosigners unacceptable,-44,2010000,2140000,856000,630000,86000,11000,158000,25000,4000,2000,4000,0,278000,376000,2183000,570000,3210000,1687000,No obstacle,No obstacle,Minor obstacle,Very severe obstacle,No,No,No,No,No,No,No,Moderate obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,"Crime, theft and disorder",Corruption,Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Community based organization, -44,technological and Innovation Support, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Truthful,Are estimates computed with some precision, 780326,326,Trinidad & Tobago,Trinidad & Tobago,Other manufacturing,3515,No,-44,-44,-44,-44,Partnership (including limited liability companies), -44,20,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,1992,No,Yes,1995,15,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,3,1,-44,No,-44,-44,-44,-44,Yes,8,5,0,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,90,65,66,10,0, -44,0,95,5,5,Medium private firms (20-100 employees),0,95,5,bar code label,80,National,15,Increased,Decreased,More than 5,90,10,0,1995,usa,30,brasil,15,6,0,0,95,5,Yes,10,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,Yes,No,No,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to agree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,0,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,No,20,Yes,1,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,2,8,0,4,3,1,0,1,0,1,2,1,1,0,0,0,0,0,0,1,1,1,0,0,0,1,98000,1,97000,1,116000,1,38000,2,37000,1,42000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,5,20700,5,20300,5,22500,0,-77,0,-77,0,-77,3,22275,4,22300,3,25700,Economic upturn/downturn, -44,University graduate,University graduate,University graduate,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Completed secondary,Important,Slightly important,Critical,Important,Important,Very important,Slightly important,Slightly important,Important,Slightly important,Slightly important,Important,Slightly important,Slightly important,Important,Critical,Very important,Very important,Slightly important,Slightly important,Very important,Critical,Important,Slightly important,Critical,Slightly important,Slightly important,Slightly important,Not important,Not important,Critical,Important,Critical,Very important,Very important,Important,Very important,Important,Slightly important,Important,Very important,Very important,Critical,Slightly important,Critical,Very important,Very important,Critical,Critical,Very important,Critical,Not important,Not important,Very important,Slightly important,Important,Very important,Not important,Important,Slightly important,Important,Important,Very important,Slightly important,Important,Not important,Slightly important,Slightly important,Very important,Important,Critical,Critical,Critical,Critical,Not important,Slightly important,Very important,Important,Slightly important,Not important,Slightly difficult,Very difficult,Difficult,0,24,Slightly difficult,Very difficult,Difficult,1,4,Not difficult,Difficult,Slightly difficult,0,3,Slightly difficult,Slightly difficult,Not difficult,0,2,Not difficult,Slightly difficult,Slightly difficult,0,9,Difficult,Difficult,Difficult,1,5,Difficult,Difficult,Slightly difficult,1,8,Not difficult,Slightly difficult,Not difficult,0,4,Not difficult,Slightly difficult,Not difficult,0,1,Important,Very important,Not important,Slightly important,Very important,Not important,Not important,Slightly important,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,Private placement office, -44,Yes to hire,Yes,1,No,-44,Yes,5,15,Yes,-44,No,-44,-44,-44,-44,-44,-44,Yes,100,0, -44,0,No,-44,No,55,28,7,0,10,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Size of loan and maturity are insufficiant,1290000,1280000,538000,880000,128000,38000,76000,126000,2000,1000,2000,0,0,730000,475000,1000000,1070000,1820000,Minor obstacle,No obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Very severe obstacle,Minor obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,No obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,"Crime, theft and disorder",Labor Regulations,Moderate obstacle,Yes,Yes,No,No,No,Yes,Yes,-44,-44,-44,-44,-44,-44,Yes,Large impact,Yes,Large impact,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,No,No impact,Yes,Large impact,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,No,No impact,-44,-44,-44,-44,-44,-44,Yes,Large impact,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,No,No impact,Yes,Large impact,-44,-44,-44,-44,-44,-44,Yes,Large impact,No,No impact,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are estimates computed with some precision, 780327,327,Trinidad & Tobago,Trinidad & Tobago,Retail,3590,Yes,12,Establishment physically separated from HQ and other establi,Yes,-44,Shareholding company with non-traded shares or shares traded, -44,10,100,0,0,0,Predominantly women,Yes,Yes,10,Makes decisions in consultation with other partners,26,1,All men,Male,Male,Male,1950,No,Yes,1950,41,No,-44,-44,Yes,27,Yes,No,-44,-44,Yes,25,No,Yes,2,1,0,-44,No,-44,-44,-44,-44,Yes,4,2,1,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0, -44,0,100,0,4,Individuals,0,55,45,electrical appliances,85,Local,10,Increased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,80,20,No,-44,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,Yes,No,No,No,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Very severe obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,No,No,No,0,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,6,12,4,4,3,1,0,2,2,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,4,68000,4,65000,4,79000,1,47000,2,44000,1,51000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,4,20700,4,19800,4,22500,0,-77,0,-77,0,-77,3,22500,4,22700,3,24800,Increase/decreased demand for goods, -44,University graduate,Completed secondary,University graduate,Post graduated,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Completed secondary,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Important,Slightly important,Critical,Very important,Important,Important,Important,Slightly important,Important,Important,Slightly important,Important,Slightly important,Not important,Important,Critical,Critical,Critical,Slightly important,Very important,Very important,Critical,Important,Important,Critical,Slightly important,Important,Important,Not important,Slightly important,Very important,Important,Critical,Critical,Very important,Important,Very important,Very important,Slightly important,Important,Very important,Important,Very important,Important,Very important,Very important,Critical,Critical,Very important,Very important,Critical,Slightly important,Not important,Important,Slightly important,Important,Important,Slightly important,Important,Slightly important,Important,Very important,Very important,Slightly important,Important,Slightly important,Not important,Slightly important,Important,Important,Critical,Critical,Very important,Very important,Slightly important,Not important,Important,Important,Not important,Slightly important,Not difficult,Very difficult,Slightly difficult,0,11,Not difficult,Difficult,Very difficult,1,7,Not difficult,Very difficult,Slightly difficult,1,6,Not difficult,Not difficult,Not difficult,0,1,Slightly difficult,Slightly difficult,Difficult,1,7,Not difficult,Difficult,Slightly difficult,1,10,Not difficult,Very difficult,Slightly difficult,0,8,Not difficult,Not difficult,Not difficult,0,2,Slightly difficult,Slightly difficult,Not difficult,0,2,Very important,Critical,Not important,Slightly important,Very important,Slightly important,Not important,Slightly important,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,Major obstacle,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,No obstacle,Minor obstacle,Through family/friends, -44,No,-44,-44,-44,-44,No,-44,-44,No,Other,No,-44,-44,-44,-44,-44,-44,Yes,100,0, -44,0,Yes,15,No,60,0,0,0,40,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Interest rates are not favorable,5470000,5530000,1438000,950000,442000,55000,15000,44000,7000,5000,8000,0,0,1161000,1467000,1548000,2157000,1563000,No obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,Minor obstacle,Moderate obstacle,Major obstacle,No obstacle,Minor obstacle,Very severe obstacle,No obstacle,Major obstacle,No obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Cost of finance,Inadequately educated workforce,"Crime, theft and disorder",No obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed, -44,-44,-44, -44,-44, -44,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are taken directly from the establishment's records, 780329,329,Trinidad & Tobago,Trinidad & Tobago,Services of motor vehicles,3821,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,49,100,0,0,0,Equally men and women,No,No,40,Makes decisions in consultation with other partners,7,6,Predominantly men,Female,Male,Male,2005,Yes,Yes,2005,13,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,9,1,1,-44,Yes,1,0,0,-44,Yes,3,4,1,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0, -44,0,40,60,3,Medium private firms (20-100 employees),0,20,80,spare parts,100,National,15,Increased,Increased,More than 5,100,0,5,-44,-44,-44,-44,-44,-44,-44,-44,70,30,Yes,3,Yes,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,Yes,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,0,0,Yes,No,No,Yes,No,No,-44,-44,No,-44,-44,No,Yes,No,10,Yes,2,No,No,-44,-44,6000,No,-44,-44,No,-44,-44,No,-44,-44,1,12,4,4,3,1,0,2,1,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,4,100000,3,95000,3,113000,1,44000,2,40000,1,50000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,4,23850,4,21500,4,27000,0,-77,0,-77,0,-77,3,22950,4,21900,3,26500,New production methods, -44,University graduate,Completed college/vocational training,University graduate,Post graduated,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Completed secondary,Important,Slightly important,Critical,Important,Important,Very important,Slightly important,Slightly important,Important,Important,Important,Important,Slightly important,Important,Important,Very important,Very important,Critical,Important,Slightly important,Critical,Very important,Important,Slightly important,Very important,Slightly important,Important,Important,Not important,Slightly important,Important,Important,Very important,Critical,Critical,Important,Very important,Very important,Very important,Important,Important,Important,Critical,Important,Critical,Important,Critical,Critical,Very important,Very important,Critical,Not important,Slightly important,Very important,Not important,Slightly important,Very important,Not important,Slightly important,Important,Important,Important,Important,Very important,Important,Not important,Slightly important,Not important,Important,Slightly important,Critical,Critical,Critical,Very important,Slightly important,Slightly important,Important,Slightly important,Slightly important,Not important,Not difficult,Difficult,Difficult,0,13,Slightly difficult,Difficult,Difficult,0,15,Not difficult,Slightly difficult,Slightly difficult,0,6,Slightly difficult,Slightly difficult,Not difficult,1,1,Slightly difficult,Slightly difficult,Not difficult,1,8,Slightly difficult,Difficult,Difficult,1,3,Not difficult,Very difficult,Difficult,1,7,Not difficult,Slightly difficult,Slightly difficult,0,5,Not difficult,Not difficult,Not difficult,0,1,Very important,Slightly important,Not important,Not important,Very important,Not important,Not important,Not important,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,No obstacle,No obstacle,Private placement office, -44,No,-44,-44,-44,-44,Yes,2,10,No,The benefits of training are small than the costs,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,7,No,45,0,0,0,55,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,Yes,Line of credit,2008,485000,11,42,Other,Yes,Yes,No,Yes,No,No, -44,125,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,32230000,34660000,8665000,1640000,693000,139000,693000,347000,24000,28000,49000,0,101000,6759000,7029000,8665000,9012000,23655000,Minor obstacle,Minor obstacle,No obstacle,Very severe obstacle,No,Yes,Yes,No,No,Yes,No,Minor obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,No obstacle,No obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,"Crime, theft and disorder",Corruption,Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 780330,330,Trinidad & Tobago,Trinidad & Tobago,Transport,3945,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,80,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly women,Male,Female,Male,2000,No,Yes,2000,12,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,3,1,-44,No,-44,-44,-44,-44,Yes,4,0,1,-44,Yes,0,3,2,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,65,0,35,0,Individuals,30,0,70,brokerage,100,Local,10,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,80,20,Yes,11,Yes,No,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,-44, -44,Tend to agree,Tend to disagree,Strongly disagree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,3,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,Yes,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,15,No,-44,-44,No,-44,1,-44,No,-44,-44,No,-44,-44,Yes,25,2,6,13,5,4,3,1,0,1,1,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,2,5,77000,5,76000,4,90000,1,51000,1,52000,1,59000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,4,20475,4,20800,4,23200,0,-77,0,-77,0,-77,3,24075,4,23400,3,28600,New products require new skills, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Slightly important,Slightly important,Very important,Important,Very important,Important,Slightly important,Important,Important,Important,Important,Important,Important,Slightly important,Very important,Critical,Very important,Very important,Important,Important,Critical,Critical,Very important,Important,Critical,Slightly important,Important,Very important,Slightly important,Slightly important,Important,Slightly important,Important,Critical,Critical,Important,Very important,Important,Slightly important,Important,Important,Very important,Very important,Slightly important,Critical,Important,Critical,Critical,Critical,Very important,Very important,Slightly important,Not important,Very important,Slightly important,Important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Slightly important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Important,Important,Critical,Critical,Critical,Very important,Slightly important,Slightly important,Important,Important,Slightly important,Not important,Slightly difficult,Very difficult,Slightly difficult,0,25,Slightly difficult,Very difficult,Slightly difficult,1,13,Slightly difficult,Slightly difficult,Slightly difficult,1,2,Not difficult,Slightly difficult,Not difficult,1,1,Slightly difficult,Slightly difficult,Slightly difficult,1,2,Slightly difficult,Slightly difficult,Slightly difficult,0,3,Not difficult,Difficult,Difficult,0,5,Slightly difficult,Not difficult,Not difficult,0,3,Not difficult,Not difficult,Not difficult,1,2,Very important,Very important,Not important,Important,Important,Not important,Not important,Slightly important,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,No obstacle,No obstacle,Through family/friends, -44,No,-44,-44,-44,-44,No,-44,-44,No,The benefits of training are small than the costs,No,-44,-44,-44,-44,-44,-44,Yes,100,0, -44,0,Yes,11,No,40,24,6,0,30,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,2,2,Problems with credit history/report,-44,2090000,2300000,575000,2300000,230000,7000,67000,14000,1000,3000,2000,0,0,353000,581000,552000,736000,745000,No obstacle,Moderate obstacle,No obstacle,Very severe obstacle,No,No,No,No,No,Yes,No,Moderate obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Very severe obstacle,Minor obstacle,No obstacle,Very severe obstacle,No obstacle,Very severe obstacle,No obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,"Crime, theft and disorder",Cost of finance,No obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Community based organization, -44,Human resources Support, -44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Truthful,Are taken directly from the establishment's records, 780331,331,Trinidad & Tobago,Trinidad & Tobago,Retail,4006,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,2002,No,Yes,2002,23,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,0,1,0,-44,No,-44,-44,-44,-44,Yes,1,No,Yes,Yes,0,-44,-44,100,0, -44,0,75,25,0,Individuals,0,80,20,food,75,Local,5,Increased,Increased,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,30,70,Yes,17,Yes,No,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,Yes,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to agree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,No,Yes,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,10,Yes,1,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,2,8,3,2,2,1,0,2,1,1,1,1,0,0,0,0,0,0,0,1,1,0,0,0,0,4,69000,4,70000,4,80000,1,41000,1,40000,1,45000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,29250,2,26600,2,33500,0,-77,0,-77,0,-77,2,23175,2,22500,2,27500,-44, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed secondary,Completed secondary,Important,Slightly important,Very important,Very important,Very important,Very important,Slightly important,Slightly important,Slightly important,Important,Important,Important,Not important,Slightly important,Important,Critical,Critical,Very important,Very important,Important,Critical,Critical,Important,Very important,Very important,Slightly important,Important,Slightly important,Slightly important,Not important,Important,Very important,Important,Critical,Critical,Important,Very important,Important,Critical,Important,Important,Very important,Critical,Important,Critical,Very important,Critical,Critical,Critical,Very important,Very important,Not important,Slightly important,Important,Not important,Important,Very important,Not important,Not important,Slightly important,Important,Important,Important,Slightly important,Important,Not important,Slightly important,Not important,Very important,Very important,Very important,Critical,Very important,Very important,Slightly important,Slightly important,Important,Important,Slightly important,Not important,Not difficult,Difficult,Difficult,1,16,Slightly difficult,Very difficult,Slightly difficult,0,4,Slightly difficult,Difficult,Difficult,1,7,Not difficult,Slightly difficult,Difficult,0,3,Not difficult,Not difficult,Slightly difficult,1,3,Not difficult,Slightly difficult,Slightly difficult,0,7,Not difficult,Slightly difficult,Slightly difficult,1,8,Slightly difficult,Slightly difficult,Slightly difficult,0,10,Not difficult,Not difficult,Not difficult,1,1,Very important,Important,Important,Not important,Very important,Not important,Not important,Slightly important,Minor obstacle,No obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Private placement office, -44,No,-44,-44,-44,-44,No,-44,-44,No,The benefits of training are small than the costs,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,Yes,14,Yes,62,16,4,0,18,0,0,0,0,0,0,0,0, -44,25,75,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Line of credit,2012,0,14,18,Private commercial banks,Yes,Yes,No,Yes,Yes,No, -44,100,Yes,2,1,Incompleteness of loan application,-44,1060000,1160000,302000,380000,58000,3000,15000,7000,0,1000,1000,116000,0,195000,195000,278000,244000,281000,No obstacle,No obstacle,Minor obstacle,Major obstacle,No,No,No,No,Yes,No,No,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Major obstacle,No obstacle,Moderate obstacle,Major obstacle,No obstacle,Very severe obstacle,No,No,No,Yes,No,Practices of competitors in the informal sector,Inadequately educated workforce,"Crime, theft and disorder",Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Administratie procedure is cumbersome, -44,-44,-44, -44,-44, -44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 780332,332,Trinidad & Tobago,Trinidad & Tobago,Plastics & rubber,4142,No,-44,-44,-44,-44,Limited partnership, -44,50,100,0,0,0,Equally men and women,No,Yes,30,Makes decisions in consultation with other partners,13,16,Predominantly men,Male,Female,Male,2000,No,Yes,2000,13,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,3,1,-44,Yes,3,0,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,100,70,40,0,0, -44,0,65,35,15,Others,20,20,60,plastic display shelving,100,National,10,Increased,Increased,2-5,85,15,25,2004,argentina,25,jamaica,10,2,0,0,55,45,Yes,7,No,No,No,No,Yes,No,Yes,Laboratory or research center, -44,No,No,Yes,Yes,Yes,Yes,No,No,-44,-44,Yes,No,Yes,No,Yes,Yes,Yes,No,No, -44,Not important,Very Important,Important,Very Important,Important,Important,Important,Yes,30,Yes,70,No,-44,No,No,0,-44,No,No,No,Yes,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,-44, -44,Tend to disagree,Strongly disagree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,Yes,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,10,No,-44,-44,Yes,0,-44,3000,No,-44,-44,No,-44,-44,No,-44,-44,5,29,13,9,5,2,0,1,1,2,3,3,0,0,0,0,0,0,0,1,1,0,0,0,0,16,99000,15,89000,15,115000,1,49000,1,49000,1,55000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,26775,1,24800,1,30000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,9,25200,9,25000,10,29100,5,23850,6,21500,5,26500,-44, -44,University graduate,University graduate,Post graduated,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed secondary,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Completed secondary,Completed secondary,Completed primary school,Important,Slightly important,Critical,Very important,Important,Important,Slightly important,Important,Important,Important,Important,Slightly important,Not important,Not important,Very important,Critical,Very important,Critical,Very important,Slightly important,Critical,Critical,Very important,Very important,Critical,Not important,Important,Important,Important,Not important,Important,Very important,Important,Very important,Critical,Important,Critical,Very important,Slightly important,Important,Important,Important,Very important,Important,Critical,Important,Critical,Critical,Very important,Critical,Very important,Not important,Not important,Very important,Slightly important,Very important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Very important,Not important,Not important,Not important,Important,Important,Critical,Critical,Very important,Very important,Not important,Slightly important,Important,Very important,Slightly important,Not important,Not difficult,Difficult,Difficult,2,20,Slightly difficult,Very difficult,Difficult,1,10,Not difficult,Difficult,Slightly difficult,1,10,Slightly difficult,Slightly difficult,Not difficult,1,3,Slightly difficult,Slightly difficult,Difficult,0,8,Not difficult,Slightly difficult,Slightly difficult,0,5,Not difficult,Slightly difficult,Slightly difficult,1,2,Slightly difficult,Not difficult,Not difficult,1,8,Not difficult,Not difficult,Not difficult,1,1,Important,Very important,Important,Not important,Important,Not important,Not important,Not important,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Public announcement/advertisement, -44,No,-44,-44,-44,-44,Yes,50,15,No,The benefits of training are small than the costs,No,-44,-44,-44,-44,-44,-44,Yes,100,0, -44,0,Yes,8,No,40,32,8,0,20,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,4,4,Insufficient profitability,-44,8510000,8680000,2604000,2020000,315000,158000,441000,63000,7000,11000,3000,0,252000,960000,1425000,1500000,5350000,1530000,Major obstacle,Very severe obstacle,Major obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Very severe obstacle,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Corruption,Tax Rates,Electricity,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Community based organization, -44,technological and Innovation Support, -44,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,No,Yes,No,No,Yes,No,No,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Truthful,Are estimates computed with some precision, 780333,333,Trinidad & Tobago,Trinidad & Tobago,Other manufacturing,4148,No,-44,-44,-44,-44,Limited partnership, -44,50,100,0,0,0,Equally men and women,Yes,Yes,50,Makes decisions in consultation with other partners,23,1,Predominantly men,Female,Male,Male,1991,No,Yes,1991,9,No,-44,-44,No,-44,-44,No,-44,-44,Yes,19,No,Yes,2,1,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,100,70,150,0,0, -44,10,75,15,0,Small private firms (less than 20 employees),10,10,80,printing services,100,National,15,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,90,10,No,-44,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,No obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Very severe obstacle,Very severe obstacle,No obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,-44,20000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,No,-44,-44,No,-44,-44,0,No,-44,-44,No,-44,-44,No,-44,-44,2,9,3,4,0,2,0,2,0,1,3,2,1,0,0,0,0,0,0,1,1,1,0,0,1,5,67000,4,63000,3,74000,1,50000,1,47000,1,59000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,28575,1,26800,1,31700,0,-77,0,-77,0,-77,5,21150,5,19000,5,24400,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,Increase/decreased demand for goods, -44,University graduate,Completed college/vocational training,University graduate,Post graduated,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Completed secondary,Not applicable,Not applicable,Not applicable,Not applicable,Very important,Important,Very important,Very important,Very important,Important,Important,Slightly important,Important,Very important,Important,Important,Not important,Important,Important,Critical,Very important,Critical,Slightly important,Important,Very important,Critical,Slightly important,Important,Very important,Not important,Slightly important,Important,Not important,Not important,Slightly important,Very important,Important,Critical,Critical,Important,Very important,Important,Very important,Important,Slightly important,Important,Critical,Important,Very important,Important,Critical,Critical,Very important,Very important,Critical,Not important,Slightly important,Important,Not important,Very important,Important,Not important,Slightly important,Important,Important,Slightly important,Important,Slightly important,Very important,Not important,Not important,Not important,Important,Important,Very important,Critical,Very important,Critical,Slightly important,Slightly important,Slightly important,Important,Not important,Not important,Slightly difficult,Almost impossible,Difficult,1,19,Not difficult,Difficult,Difficult,0,11,Not difficult,Difficult,Slightly difficult,0,2,Not difficult,Not difficult,Slightly difficult,1,3,Slightly difficult,Slightly difficult,Slightly difficult,1,5,Slightly difficult,Difficult,Slightly difficult,1,3,Not difficult,Difficult,Slightly difficult,1,3,Not difficult,Not difficult,Not difficult,1,4,Not difficult,Not difficult,Not difficult,0,2,Important,Very important,Important,Not important,Important,Slightly important,Not important,Slightly important,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Public placement office, -44,No,-44,-44,-44,-44,No,-44,-44,No,Other,No,-44,-44,-44,-44,-44,-44,Yes,100,0, -44,0,Yes,15,No,10,64,16,0,10,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Size of loan and maturity are insufficiant,710000,720000,324000,280000,85000,63000,12000,11000,3000,4000,3000,0,82000,240000,475000,350000,642000,900000,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,No obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Access to finance,Corruption,Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Administratie procedure is cumbersome, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Truthful,Are taken directly from the establishment's records, 780336,336,Trinidad & Tobago,Trinidad & Tobago,Hotel and restaurants,4436,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All women,Yes,Not applicable,100,Makes decisions in consultation with other partners,22,6,Predominantly men,Female,Male,Male,1992,No,Yes,1992,22,No,-44,-44,No,-44,-44,No,-44,-44,Yes,23,No,Yes,2,3,0,-44,No,-44,-44,-44,-44,Yes,3,2,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,0,0,100,0,Government or government agencies (including state-owned ent,20,30,50,restaurant,95,Local,10,Remained the same,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,80,20,Yes,11,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,Yes,Yes,No,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,No obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,-44, -44,Tend to disagree,Strongly disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,5,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,Yes,Yes,No,No,-44,-44,No,-44,-44,No,No,No,0,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,1,19,7,6,4,2,1,6,4,2,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,7,64000,6,61000,5,70000,1,47000,2,44000,1,53000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,29025,1,26900,1,32600,0,-77,0,-77,0,-77,6,29250,6,29200,6,32800,0,-77,0,-77,0,-77,4,23175,5,22500,4,26300,Increase demand for higher quality product, -44,University graduate,University graduate,University graduate,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed secondary,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Important,Slightly important,Very important,Important,Very important,Very important,Slightly important,Important,Important,Important,Slightly important,Important,Slightly important,Important,Important,Critical,Critical,Critical,Important,Slightly important,Very important,Critical,Important,Important,Critical,Slightly important,Very important,Important,Not important,Slightly important,Important,Important,Slightly important,Critical,Critical,Important,Very important,Important,Very important,Important,Very important,Very important,Very important,Important,Critical,Important,Critical,Very important,Very important,Critical,Very important,Slightly important,Not important,Very important,Slightly important,Slightly important,Very important,Important,Slightly important,Important,Important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Not important,Not important,Important,Very important,Very important,Critical,Critical,Very important,Not important,Important,Important,Very important,Important,Slightly important,Not difficult,Very difficult,Difficult,0,23,Slightly difficult,Very difficult,Difficult,0,9,Slightly difficult,Slightly difficult,Slightly difficult,1,2,Not difficult,Slightly difficult,Slightly difficult,1,3,Slightly difficult,Slightly difficult,Slightly difficult,0,9,Difficult,Difficult,Slightly difficult,1,3,Not difficult,Difficult,Slightly difficult,0,4,Not difficult,Slightly difficult,Slightly difficult,0,4,Not difficult,Not difficult,Slightly difficult,0,1,Very important,Very important,Very important,Important,Important,Not important,Not important,Not important,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Private placement office, -44,No,-44,-44,-44,-44,Yes,2,20,No,Other,Yes,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,No obstacle,Yes,65,35, -44,0,Yes,8,No,65,16,4,0,15,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,3,3,Problems with credit history/report,-44,1480000,1480000,444000,1260000,118000,1000,27000,22000,4000,4000,3000,0,0,255000,270000,340000,385000,371000,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,"Crime, theft and disorder",Cost of finance,Minor obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Local business association, -44,Marketing and Operations support, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 780337,337,Trinidad & Tobago,Trinidad & Tobago,Other manufacturing,4514,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,65,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly women,Male,Female,Female,2000,Yes,Yes,2000,18,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,1,1,-44,Yes,1,0,0,-44,Yes,3,0,1,-44,No,-44,-44,-44,-44,Yes,1,Yes,No,Yes,100,65,84,0,0, -44,0,50,50,0,Individuals,0,50,50,furniture,90,National,10,Increased,Remained the same,More than 5,80,20,20,2000,usa,45,brasil,10,3,0,0,50,50,Yes,7,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,Yes,No,No,Major obstacle,No obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,-44, -44,Strongly disagree,Strongly disagree,Strongly disagree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,No,No,No,0,No,-44,-44,No,-44,-44,0,No,-44,-44,No,-44,-44,No,-44,-44,4,8,2,3,3,0,0,0,0,0,30,8,11,11,0,0,0,0,0,1,1,1,2,0,0,10,93000,10,85000,10,110000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,14,22500,14,21700,15,24800,0,-77,0,-77,0,-77,14,22275,16,22700,15,25000,Increase/decreased demand for goods, -44,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Important,Important,Very important,Very important,Very important,Important,Slightly important,Important,Slightly important,Important,Important,Important,Slightly important,Slightly important,Slightly important,Very important,Very important,Very important,Slightly important,Very important,Very important,Critical,Important,Important,Very important,Not important,Very important,Important,Not important,Not important,Very important,Important,Important,Critical,Very important,Important,Very important,Very important,Important,Important,Very important,Important,Critical,Slightly important,Critical,Slightly important,Critical,Very important,Very important,Very important,Critical,Slightly important,Slightly important,Very important,Not important,Important,Important,Slightly important,Important,Slightly important,Important,Very important,Important,Slightly important,Important,Not important,Slightly important,Slightly important,Important,Very important,Critical,Very important,Critical,Critical,Not important,Slightly important,Very important,Important,Slightly important,Not important,Slightly difficult,Very difficult,Slightly difficult,1,14,Slightly difficult,Very difficult,Difficult,0,6,Slightly difficult,Difficult,Difficult,1,2,Slightly difficult,Slightly difficult,Slightly difficult,0,1,Slightly difficult,Not difficult,Difficult,1,10,Slightly difficult,Difficult,Difficult,0,8,Not difficult,Difficult,Difficult,2,8,Not difficult,Slightly difficult,Not difficult,1,6,Not difficult,Slightly difficult,Not difficult,2,2,Very important,Very important,Important,Important,Important,Slightly important,Not important,Slightly important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,Public placement office, -44,No,-44,-44,-44,-44,No,-44,-44,No,The firm is affraid of investing in workers that after the t,No,-44,-44,-44,-44,-44,-44,Yes,50,50, -44,0,Yes,7,No,20,24,6,30,20,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Did not think it would be approved,10380000,11280000,3046000,1510000,2150000,45000,0,1260000,0,0,0,0,0,8000000,2850000,11000000,4280000,17710000,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Major obstacle,Very severe obstacle,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Customs and Trade Regulations,Inadequately educated workforce,Access to finance,Minor obstacle,Yes,Yes,No,No,No,No,Yes,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Large impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 780338,338,Trinidad & Tobago,Trinidad & Tobago,Wholesale,4542,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,57,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,2007,No,Yes,2007,22,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,Yes,2,0,0,-44,Yes,1,1,1,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,No,0,-44,-44,100,0, -44,0,95,5,15,Government or government agencies (including state-owned ent,0,100,0,cosmetics wholesale,100,Local,10,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,80,20,No,-44,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,Yes,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,-44, -44,Tend to disagree,Strongly disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,-44,15000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,1000,Yes,Yes,No,Yes,No,No,-44,-44,No,-44,-44,No,Yes,No,0,Yes,3,No,Yes,0,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,3,9,3,3,2,1,0,1,1,1,1,1,0,0,0,0,0,0,0,1,1,0,0,0,0,4,81000,3,74000,2,96000,1,52000,1,48000,1,59000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,3,21150,3,20600,3,24200,0,-77,0,-77,0,-77,2,23400,3,22100,2,27300,-44, -44,University graduate,Completed secondary,University graduate,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Completed primary school,Important,Slightly important,Critical,Very important,Important,Very important,Slightly important,Important,Important,Slightly important,Important,Important,Slightly important,Not important,Important,Critical,Critical,Very important,Important,Important,Very important,Very important,Important,Important,Critical,Slightly important,Slightly important,Very important,Important,Not important,Critical,Very important,Important,Critical,Very important,Very important,Very important,Important,Slightly important,Slightly important,Important,Important,Very important,Important,Very important,Very important,Critical,Critical,Critical,Very important,Critical,Not important,Not important,Important,Slightly important,Important,Important,Important,Not important,Slightly important,Important,Slightly important,Important,Slightly important,Important,Not important,Slightly important,Not important,Important,Very important,Very important,Critical,Critical,Very important,Not important,Slightly important,Slightly important,Very important,Slightly important,Not important,Not difficult,Difficult,Difficult,1,12,Not difficult,Very difficult,Difficult,1,9,Slightly difficult,Slightly difficult,Slightly difficult,0,5,Slightly difficult,Slightly difficult,Not difficult,1,3,Slightly difficult,Slightly difficult,Difficult,0,9,Not difficult,Difficult,Difficult,0,2,Slightly difficult,Difficult,Slightly difficult,0,8,Slightly difficult,Not difficult,Not difficult,0,2,Not difficult,Not difficult,Not difficult,0,1,Very important,Important,Very important,Not important,Important,Slightly important,Slightly important,Not important,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,Private placement office, -44,No,-44,-44,-44,-44,No,-44,-44,No,Other,No,-44,-44,-44,-44,-44,-44,Yes,100,0, -44,0,Yes,9,No,25,60,15,0,0,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Collateral requirements for loans or line of credit are unat,7890000,8870000,3105000,350000,621000,62000,195000,106000,20000,6000,7000,0,0,1384000,1682000,1774000,2129000,3743000,Minor obstacle,No obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Very severe obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,No obstacle,Minor obstacle,Minor obstacle,No obstacle,Very severe obstacle,Very severe obstacle,Yes,No,No,No,No,Access to finance,"Crime, theft and disorder",Practices of competitors in the informal sector,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Community based organization, -44,technological and Innovation Support, -44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 780339,339,Trinidad & Tobago,Trinidad & Tobago,Fabricated metal products,4607,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Male,2001,No,Yes,2001,14,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,0,1,1,-44,No,-44,-44,-44,-44,Yes,2,1,1,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,100,70,59,0,0, -44,0,0,100,20,Large private firms (more than 100 employees),0,95,5,signs,45,National,10,Decreased,Decreased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,50,50,No,-44,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,-44,50000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,No,0,3000,Yes,Yes,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,7,Yes,2,No,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,20,2,5,13,1,4,4,4,0,4,2,3,2,2,0,0,0,0,0,0,0,1,1,0,0,0,2,3,67000,2,65000,2,75000,1,41000,2,39000,1,45000,1,53000,1,53000,1,59000,1,24525,1,23000,1,29000,1,29025,1,27700,1,32900,0,-77,0,-77,0,-77,4,22050,4,20200,4,24000,0,-77,0,-77,0,-77,4,22500,5,21100,4,25700,New products require new skills, -44,University graduate,Completed secondary,Post graduated,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed secondary,Completed secondary,Important,Slightly important,Critical,Very important,Very important,Important,Important,Slightly important,Important,Important,Important,Slightly important,Not important,Important,Very important,Critical,Very important,Very important,Important,Important,Critical,Critical,Important,Important,Critical,Slightly important,Slightly important,Important,Slightly important,Not important,Important,Slightly important,Important,Critical,Critical,Important,Very important,Very important,Important,Slightly important,Important,Very important,Critical,Slightly important,Very important,Important,Critical,Critical,Critical,Critical,Critical,Slightly important,Not important,Important,Slightly important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Important,Slightly important,Very important,Important,Not important,Slightly important,Slightly important,Important,Slightly important,Critical,Critical,Critical,Very important,Slightly important,Important,Slightly important,Important,Not important,Not important,Not difficult,Difficult,Difficult,0,14,Difficult,Very difficult,Difficult,1,15,Not difficult,Slightly difficult,Slightly difficult,1,6,Not difficult,Not difficult,Not difficult,1,3,Slightly difficult,Not difficult,Difficult,1,3,Slightly difficult,Difficult,Slightly difficult,0,7,Not difficult,Slightly difficult,Slightly difficult,0,4,Slightly difficult,Slightly difficult,Slightly difficult,0,9,Slightly difficult,Not difficult,Not difficult,0,2,Very important,Very important,Important,Important,Critical,Slightly important,Slightly important,Slightly important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Public announcement/advertisement, -44,Yes to both,Yes,3,No,-44,Yes,2,20,Yes,-44,No,-44,-44,-44,-44,-44,-44,Yes,100,0, -44,0,Yes,12,No,99,0,0,0,1,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Interest rates are not favorable,3250000,3160000,1106000,1130000,110000,25000,164000,38000,5000,2000,6000,0,567000,240000,950000,1500000,1130000,3255000,No obstacle,No obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Moderate obstacle,Very severe obstacle,No obstacle,-44,-44,-44,-44,-44,Access to finance,"Crime, theft and disorder",Corruption,Very severe obstacle,Yes,Yes,No,No,No,Yes,No,-44,-44,-44,-44,-44,-44,Yes,Large impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Truthful,Are estimates computed with some precision, 780340,340,Trinidad & Tobago,Trinidad & Tobago,Retail,4646,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Male,Female,Male,1979,No,Yes,1979,27,No,-44,-44,No,-44,-44,No,-44,-44,Yes,39,No,Yes,3,2,1,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0, -44,95,0,5,5,Individuals,10,0,90,hardware,100,National,10,Increased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,55,45,Yes,18,Yes,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,Major obstacle,Moderate obstacle,-44, -44,Strongly disagree,Tend to agree,Strongly disagree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,-44,350000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,0,21000,Yes,No,No,Yes,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,5,Yes,1,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,6,8,3,2,2,1,0,1,1,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3,66000,2,61000,1,77000,1,43000,1,40000,1,48000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,25200,2,22900,2,29700,0,-77,0,-77,0,-77,2,22275,3,20300,2,24000,-44, -44,University graduate,University graduate,University graduate,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Completed secondary,Very important,Important,Critical,Important,Important,Important,Very important,Important,Important,Very important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Critical,Critical,Critical,Important,Important,Very important,Critical,Slightly important,Very important,Very important,Slightly important,Slightly important,Slightly important,Not important,Not important,Important,Very important,Slightly important,Very important,Critical,Important,Very important,Very important,Important,Important,Important,Important,Very important,Not important,Critical,Important,Critical,Critical,Very important,Critical,Critical,Not important,Not important,Important,Not important,Important,Very important,Slightly important,Slightly important,Not important,Slightly important,Important,Slightly important,Slightly important,Important,Not important,Not important,Slightly important,Important,Very important,Critical,Critical,Critical,Critical,Slightly important,Slightly important,Important,Important,Not important,Slightly important,Not difficult,Very difficult,Difficult,1,21,Slightly difficult,Very difficult,Difficult,0,14,Slightly difficult,Slightly difficult,Difficult,0,10,Slightly difficult,Slightly difficult,Slightly difficult,0,2,Slightly difficult,Slightly difficult,Slightly difficult,1,7,Slightly difficult,Slightly difficult,Slightly difficult,0,6,Not difficult,Slightly difficult,Slightly difficult,1,9,Not difficult,Slightly difficult,Not difficult,0,4,Not difficult,Not difficult,Not difficult,1,2,Important,Very important,Not important,Not important,Important,Not important,Not important,Slightly important,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,Major obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Public placement office, -44,No,-44,-44,-44,-44,No,-44,-44,No,Other,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,No,-44,No,0,0,0,50,50,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,4,4,Insufficient profitability,-44,13740000,14310000,6010000,540000,429000,29000,479000,143000,19000,19000,17000,0,302000,2845000,2567000,4007000,3291000,11460000,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,-44,-44,-44,-44,-44,"Crime, theft and disorder",Tax Rates,Telecommunications,Minor obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Too expensive, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Truthful,Are taken directly from the establishment's records, 780341,341,Trinidad & Tobago,Trinidad & Tobago,Retail,4670,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,1945,No,Yes,1946,52,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,2,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,5,No,No,Yes,0,-44,-44,100,0, -44,0,100,0,0,Individuals,0,40,60,food,95,Local,10,Increased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,70,30,Yes,19,Yes,Yes,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to agree,Tend to disagree,Yes,No,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,Yes,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,1,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,2,9,3,3,2,1,0,1,1,1,8,5,2,1,0,0,1,0,0,1,1,1,2,0,0,8,72000,7,71000,6,79000,1,41000,2,39000,1,46000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,5,22050,5,19600,5,25200,0,-77,0,-77,0,-77,3,23850,4,21200,3,25700,New products require new skills, -44,Post graduated,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Important,Slightly important,Critical,Important,Very important,Important,Slightly important,Slightly important,Important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Critical,Critical,Very important,Very important,Slightly important,Critical,Critical,Important,Important,Critical,Slightly important,Very important,Very important,Slightly important,Slightly important,Slightly important,Very important,Important,Critical,Critical,Important,Very important,Important,Very important,Very important,Very important,Important,Critical,Important,Critical,Slightly important,Critical,Critical,Very important,Critical,Critical,Not important,Not important,Important,Not important,Very important,Slightly important,Slightly important,Not important,Slightly important,Important,Very important,Important,Slightly important,Important,Slightly important,Not important,Slightly important,Very important,Important,Critical,Critical,Very important,Critical,Slightly important,Slightly important,Important,Very important,Slightly important,Important,Slightly difficult,Difficult,Difficult,0,14,Not difficult,Very difficult,Slightly difficult,1,13,Not difficult,Difficult,Slightly difficult,0,6,Slightly difficult,Slightly difficult,Not difficult,0,1,Not difficult,Difficult,Not difficult,1,3,Slightly difficult,Difficult,Slightly difficult,1,6,Not difficult,Very difficult,Slightly difficult,0,2,Not difficult,Not difficult,Slightly difficult,0,8,Not difficult,Not difficult,Not difficult,0,1,Very important,Very important,Very important,Not important,Important,Slightly important,Not important,Not important,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,No obstacle,Moderate obstacle,No obstacle,Minor obstacle,Private placement office, -44,Yes to fire,No,-44,Yes,1,No,-44,-44,No,The firm does not have enough information about training pro,No,-44,-44,-44,-44,-44,-44,Yes,100,0, -44,0,No,-44,Yes,15,20,5,0,30,0,0,0,30,0,0,0,0, -44,25,37.5,0,0,0,37.5,0,0,0,0,0,0,0,0,0, -44,Yes,Line of credit,2006,0,12,48,Private commercial banks,Yes,No,No,No,No,No, -44,125,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,1890000,1950000,546000,250000,98000,14000,25000,21000,3000,4000,3000,0,137000,319000,289000,449000,390000,606000,No obstacle,Minor obstacle,Very severe obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Access to finance,"Crime, theft and disorder",Practices of competitors in the informal sector,Minor obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Community based organization, -44,Human resources Support, -44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Yes,No,No,Truthful,Are taken directly from the establishment's records, 780342,342,Trinidad & Tobago,Trinidad & Tobago,Retail,4715,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Female,Female,Male,1991,No,Yes,1991,20,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,3,0,-44,No,-44,-44,-44,-44,Yes,7,0,1,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,0,70,30,0,Individuals,15,50,35,food,70,Local,15,Increased,Remained the same,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,80,20,No,-44,Yes,Yes,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,No obstacle,Very severe obstacle,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Minor obstacle,-44, -44,Strongly disagree,Tend to disagree,Tend to agree,Tend to agree,Yes,Yes,No,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,Yes,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,No,-44,-44,No,-44,-44,0,No,-44,-44,No,-44,-44,No,-44,-44,2,8,3,2,2,1,0,2,2,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3,88000,3,82000,3,99000,1,42000,1,40000,1,47000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,24300,2,24100,2,26700,0,-77,0,-77,0,-77,2,24300,3,22300,2,27800,Increase/decreased demand for goods, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Very important,Slightly important,Critical,Very important,Important,Very important,Important,Slightly important,Important,Slightly important,Important,Important,Not important,Slightly important,Important,Critical,Very important,Critical,Important,Important,Critical,Critical,Important,Very important,Critical,Slightly important,Very important,Slightly important,Important,Slightly important,Critical,Important,Very important,Critical,Critical,Important,Very important,Important,Important,Very important,Slightly important,Very important,Very important,Important,Critical,Important,Very important,Critical,Very important,Very important,Very important,Slightly important,Slightly important,Important,Slightly important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Important,Very important,Slightly important,Important,Not important,Slightly important,Not important,Important,Very important,Critical,Critical,Critical,Critical,Slightly important,Not important,Important,Important,Important,Slightly important,Not difficult,Very difficult,Slightly difficult,0,19,Not difficult,Difficult,Difficult,0,8,Slightly difficult,Slightly difficult,Difficult,1,10,Not difficult,Not difficult,Slightly difficult,0,1,Not difficult,Slightly difficult,Slightly difficult,0,4,Not difficult,Difficult,Difficult,1,5,Not difficult,Difficult,Slightly difficult,0,5,Not difficult,Not difficult,Not difficult,0,5,Slightly difficult,Slightly difficult,Not difficult,0,1,Very important,Very important,Very important,Not important,Important,Not important,Slightly important,Not important,Minor obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Public placement office, -44,Yes to fire,No,-44,Yes,0,No,-44,-44,No,Other,No,-44,-44,-44,-44,-44,-44,Yes,50,50, -44,0,Yes,8,No,15,40,10,0,35,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Did not think it would be approved,1400000,1460000,642000,300000,88000,1000,3000,20000,2000,3000,1000,0,0,266000,270000,365000,350000,923000,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,No obstacle,Minor obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,Customs and Trade Regulations,Macroeconomic environment,Access to finance,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Government based organization, -44,Marketing and Operations support, -44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 780343,343,Trinidad & Tobago,Trinidad & Tobago,Construction,4877,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,54,0,100,0,0,Predominantly men,Yes,Yes,33,Makes decisions in consultation with other partners,13,5,Predominantly men,Male,Male,Male,2000,Yes,Yes,2000,22,No,-44,-44,No,-44,-44,No,-44,-44,Yes,30,No,Yes,2,2,1,-44,No,-44,-44,-44,-44,Yes,4,0,1,-44,Yes,0,1,1,-44,Yes,1,Yes,Yes,Yes,0,-44,-44,100,0, -44,0,0,100,20,Others,50,50,0,electrical services,45,Local,5,Decreased,Remained the same,2-5,90,10,0,2001,usa,15,brasil,10,7,0,0,65,35,No,-44,No,No,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,-44,240000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,35000,19000,Yes,Yes,No,No,No,No,-44,-44,No,-44,-44,No,Yes,No,5,Yes,2,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,3,14,5,4,3,2,0,0,0,0,10,5,2,2,1,0,0,0,0,1,1,1,2,1,2,10,71000,9,71000,8,80000,1,51000,2,49000,1,55000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,28575,1,27800,1,31700,1,28575,1,25500,1,33000,6,22500,6,22100,6,24800,0,-77,0,-77,0,-77,5,22950,6,21300,5,27000,Increase demand for higher quality product, -44,University graduate,Post graduated,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Completed secondary,Important,Not important,Critical,Very important,Very important,Very important,Slightly important,Slightly important,Important,Very important,Important,Important,Slightly important,Slightly important,Important,Very important,Very important,Very important,Important,Very important,Very important,Critical,Important,Important,Critical,Slightly important,Slightly important,Important,Slightly important,Not important,Important,Important,Slightly important,Critical,Very important,Very important,Very important,Slightly important,Very important,Very important,Important,Important,Very important,Not important,Critical,Important,Very important,Very important,Very important,Very important,Critical,Not important,Not important,Slightly important,Not important,Important,Important,Not important,Important,Slightly important,Very important,Important,Very important,Slightly important,Important,Not important,Not important,Slightly important,Important,Important,Critical,Critical,Very important,Very important,Not important,Slightly important,Important,Important,Slightly important,Not important,Not difficult,Difficult,Slightly difficult,1,15,Not difficult,Very difficult,Slightly difficult,1,14,Difficult,Slightly difficult,Difficult,1,7,Not difficult,Not difficult,Slightly difficult,0,2,Slightly difficult,Slightly difficult,Not difficult,0,8,Slightly difficult,Slightly difficult,Slightly difficult,1,10,Not difficult,Difficult,Slightly difficult,1,3,Not difficult,Not difficult,Not difficult,0,4,Not difficult,Slightly difficult,Not difficult,0,1,Very important,Critical,Slightly important,Not important,Very important,Not important,Slightly important,Not important,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,No obstacle,Moderate obstacle,No obstacle,No obstacle,Private placement office, -44,No,-44,-44,-44,-44,Yes,3,10,Yes,-44,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,14,No,100,0,0,0,0,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,Yes,Line of credit,2010,60000,8,30,Other,Yes,No,No,No,No,No, -44,150,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,23860000,23620000,8503000,23620000,472000,189000,567000,331000,36000,63000,33000,0,2016000,4606000,2834000,6141000,4724000,12036000,No obstacle,No obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Major obstacle,Minor obstacle,No obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Access to finance,Inadequately educated workforce,"Crime, theft and disorder",Minor obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,NGO, -44,Marketing and Operations support, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,Truthful,Are taken directly from the establishment's records, 780344,344,Trinidad & Tobago,Trinidad & Tobago,Other manufacturing,5021,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,33,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Female,Male,2002,No,Yes,2002,31,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,Yes,1,0,0,-44,Yes,6,0,1,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,No,100,65,38,0,0, -44,0,50,50,10,Others,0,95,5,printing,95,Local,5,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,95,5,Yes,5,Yes,Yes,Yes,No,Yes,Yes,-44,-44, -44,-44,No,Yes,No,Yes,No,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,Important,Very Important,Very Important,Important,Important,Important,Very Important,Yes,100,No,-44,No,-44,No,Yes,0,-44,No,No,No,No,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Major obstacle,-44, -44,Tend to disagree,Tend to agree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,5,-44,Yes,0,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,4,Outside working hours,Other,Other company property,300,Other,No,No,Not enough police/not enough resources,Yes,2,During working hours,Knife,Money,40000,Gang related,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,Yes,No,-44,-44,No,-44,-44,Yes,Yes,Yes,5,No,-44,-44,No,-44,-44,0,No,-44,-44,No,-44,-44,No,-44,-44,7,15,5,2,4,4,0,0,0,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,5,100000,5,92000,4,114000,1,55000,2,55000,1,62000,1,53000,2,52000,1,59000,1,23625,1,22000,1,26000,1,25425,1,22700,1,29100,0,-77,0,-77,0,-77,2,20925,2,21100,2,24900,0,-77,0,-77,0,-77,4,22050,4,19600,4,26200,Economic upturn/downturn, -44,Post graduated,Completed secondary,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed secondary,Started but did not complete college/vocational training,Completed secondary,Completed secondary,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Completed secondary,Slightly important,Slightly important,Critical,Important,Very important,Very important,Slightly important,Important,Important,Important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Critical,Critical,Very important,Important,Important,Critical,Very important,Slightly important,Very important,Critical,Slightly important,Very important,Important,Not important,Not important,Critical,Slightly important,Important,Critical,Critical,Very important,Very important,Important,Important,Slightly important,Slightly important,Important,Critical,Slightly important,Critical,Slightly important,Critical,Critical,Critical,Very important,Critical,Slightly important,Slightly important,Very important,Not important,Very important,Very important,Not important,Not important,Slightly important,Important,Important,Very important,Slightly important,Important,Not important,Slightly important,Not important,Important,Important,Very important,Critical,Critical,Very important,Slightly important,Slightly important,Important,Very important,Not important,Not important,Slightly difficult,Very difficult,Difficult,0,18,Slightly difficult,Difficult,Very difficult,0,13,Not difficult,Difficult,Difficult,1,6,Slightly difficult,Not difficult,Slightly difficult,0,1,Slightly difficult,Slightly difficult,Slightly difficult,0,3,Slightly difficult,Difficult,Slightly difficult,1,9,Not difficult,Difficult,Slightly difficult,0,6,Not difficult,Difficult,Slightly difficult,0,7,Not difficult,Not difficult,Not difficult,1,2,Important,Important,Not important,Slightly important,Important,Not important,Not important,Slightly important,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Major obstacle,No obstacle,Minor obstacle,Public placement office, -44,Yes to fire,No,-44,Yes,2,Yes,4,20,Yes,-44,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,No,-44,No,99,0,0,0,1,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Other,4710000,4910000,1866000,1510000,442000,315000,378000,126000,5000,21000,24000,0,0,760000,872000,1000000,1228000,2240000,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Very severe obstacle,Moderate obstacle,No obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Tax Rates,"Crime, theft and disorder",Macroeconomic environment,Moderate obstacle,Yes,Yes,No,No,No,Yes,No,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Large impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Large impact,-44,-44,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,No,-44,-44,No,-44,-44,Yes,Yes,Yes,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 780345,345,Trinidad & Tobago,Trinidad & Tobago,Retail,5128,No,-44,-44,-44,-44,Limited partnership, -44,45,100,0,0,0,Predominantly men,No,Yes,28,Makes decisions in consultation with other partners,14,8,Predominantly women,Male,Male,Male,1971,No,Yes,1971,42,No,-44,-44,Yes,20,No,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,0,20,80,0,Individuals,0,0,100,blinds,100,National,5,Increased,Increased,More than 5,75,25,0,2005,argentina,25,jamaica,10,9,0,0,80,20,Yes,5,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,Yes,No,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,No obstacle,-44, -44,Tend to disagree,Tend to agree,Tend to disagree,Strongly agree,Yes,No,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,11,Yes,2,No,Yes,0,0,-44,Yes,30,Yes,Yes,45,No,Yes,60,1,10,12,4,4,3,1,0,2,2,1,4,2,1,1,0,0,0,0,0,2,1,2,4,0,2,6,110000,6,104000,5,120000,1,53000,1,52000,1,62000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,5,28800,5,26400,5,33600,0,-77,0,-77,0,-77,4,22500,4,21900,4,25500,-44, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed secondary,Completed primary school,Important,Important,Critical,Important,Important,Important,Important,Important,Very important,Important,Slightly important,Important,Slightly important,Slightly important,Important,Very important,Critical,Very important,Slightly important,Important,Critical,Critical,Very important,Important,Very important,Slightly important,Very important,Slightly important,Important,Slightly important,Critical,Slightly important,Slightly important,Critical,Critical,Important,Very important,Very important,Very important,Very important,Important,Very important,Very important,Important,Critical,Important,Critical,Critical,Very important,Very important,Very important,Slightly important,Slightly important,Important,Not important,Important,Important,Slightly important,Slightly important,Important,Important,Important,Important,Slightly important,Very important,Not important,Not important,Slightly important,Important,Important,Critical,Critical,Critical,Very important,Slightly important,Not important,Important,Important,Not important,Slightly important,Not difficult,Very difficult,Very difficult,0,12,Not difficult,Difficult,Difficult,1,12,Slightly difficult,Difficult,Slightly difficult,0,4,Slightly difficult,Slightly difficult,Slightly difficult,1,2,Slightly difficult,Not difficult,Difficult,1,10,Not difficult,Slightly difficult,Slightly difficult,0,4,Slightly difficult,Difficult,Difficult,1,6,Slightly difficult,Not difficult,Slightly difficult,1,2,Not difficult,Not difficult,Not difficult,0,2,Slightly important,Very important,Very important,Slightly important,Very important,Not important,Slightly important,Not important,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,No obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,No obstacle,Minor obstacle,Public placement office, -44,Yes to hire,Yes,1,No,-44,Yes,2,15,Yes,-44,No,-44,-44,-44,-44,-44,-44,Yes,100,0, -44,0,Yes,15,No,0,0,0,0,100,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,4,4,Concerns about level of debt already incurred,-44,8510000,8960000,2509000,8960000,358000,36000,134000,125000,18000,16000,8000,0,0,1715000,1717000,2598000,2419000,3351000,Very severe obstacle,Major obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,Telecommunications,"Crime, theft and disorder",Corruption,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Administratie procedure is cumbersome, -44,-44,-44, -44,-44, -44,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Truthful,Are estimates computed with some precision, 780346,346,Trinidad & Tobago,Trinidad & Tobago,Retail,5133,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,80,100,0,0,0,Predominantly men,No,Yes,20,Makes decisions in consultation with other partners,12,1,Predominantly men,Female,Male,Male,2002,No,Yes,2002,17,No,-44,-44,Yes,21,No,No,-44,-44,No,-44,-44,Yes,1,2,1,-44,No,-44,-44,-44,-44,Yes,9,0,1,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,0,100,0,0,Individuals,0,80,20,stationnery,100,Local,5,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,40,60,Yes,1,Yes,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,Yes,No,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,-44, -44,Tend to disagree,Strongly disagree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,10,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,Yes,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,5,20,5,7,5,3,0,4,2,3,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,5,100000,4,90000,3,111000,1,41000,2,38000,1,45000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,29250,1,28200,1,33100,1,27225,1,26000,1,29600,7,28800,7,26200,8,34200,0,-77,0,-77,0,-77,5,22950,6,22700,5,25000,Increase/decreased demand for goods, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed secondary,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Important,Important,Critical,Very important,Important,Important,Slightly important,Slightly important,Very important,Important,Slightly important,Important,Slightly important,Not important,Important,Critical,Critical,Critical,Very important,Important,Very important,Critical,Important,Important,Critical,Slightly important,Slightly important,Important,Not important,Slightly important,Important,Very important,Important,Very important,Critical,Important,Very important,Important,Important,Slightly important,Important,Important,Very important,Slightly important,Critical,Important,Critical,Critical,Critical,Very important,Critical,Not important,Not important,Important,Not important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Important,Important,Important,Important,Not important,Slightly important,Slightly important,Important,Very important,Critical,Critical,Critical,Very important,Not important,Slightly important,Important,Very important,Slightly important,Slightly important,Not difficult,Very difficult,Difficult,1,15,Slightly difficult,Very difficult,Difficult,0,12,Slightly difficult,Slightly difficult,Slightly difficult,0,3,Slightly difficult,Slightly difficult,Not difficult,0,2,Slightly difficult,Not difficult,Slightly difficult,0,10,Slightly difficult,Difficult,Slightly difficult,0,6,Not difficult,Slightly difficult,Slightly difficult,0,6,Not difficult,Not difficult,Not difficult,0,9,Not difficult,Not difficult,Slightly difficult,0,1,Important,Very important,Very important,Important,Important,Not important,Slightly important,Not important,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Public placement office, -44,No,-44,-44,-44,-44,No,-44,-44,No,The firm cannot afford the optimal level of training,No,-44,-44,-44,-44,-44,-44,Yes,100,0, -44,0,No,-44,No,10,64,16,0,10,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,3,3,Other objections,-44,35830000,37320000,12316000,1260000,373000,299000,746000,187000,32000,13000,21000,0,0,8173000,6065000,11196000,9330000,23512000,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,"Crime, theft and disorder",Cost of finance,Access to land for expansion / relocation,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Local business association, -44,"General management, Business development and Strategies supp", -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 780347,347,Trinidad & Tobago,Trinidad & Tobago,Retail,5166,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,1982,No,Yes,1985,30,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,Yes,3,0,0,-44,Yes,1,0,0,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,No,0,-44,-44,100,0, -44,0,60,40,5,Individuals,50,0,50,sewing machines,65,Local,5,Increased,Increased,More than 5,90,10,0,1985,usa,30,brasil,10,14,3,2,75,25,Yes,14,Yes,Yes,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,Yes,No,Major obstacle,Minor obstacle,No obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Major obstacle,Major obstacle,Moderate obstacle,-44, -44,Tend to agree,Tend to agree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,25000,0,No,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,Yes,1,Yes,2,Yes,No,-44,0,-44,No,-44,-44,Yes,45,Yes,No,-44,-44,1,8,3,2,2,1,0,0,0,0,1,1,0,0,0,0,0,0,0,1,1,0,0,0,0,4,100000,3,90000,2,119000,1,42000,2,42000,1,47000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,24750,2,23900,2,27800,0,-77,0,-77,0,-77,2,24075,3,23200,2,27800,Increase demand for higher quality product, -44,University graduate,Completed secondary,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Slightly important,Important,Critical,Important,Very important,Very important,Slightly important,Slightly important,Important,Very important,Important,Slightly important,Not important,Important,Important,Very important,Very important,Very important,Very important,Important,Critical,Critical,Slightly important,Important,Very important,Slightly important,Important,Slightly important,Important,Slightly important,Critical,Important,Very important,Critical,Very important,Very important,Very important,Important,Important,Important,Important,Slightly important,Very important,Important,Critical,Very important,Critical,Critical,Critical,Very important,Critical,Important,Not important,Important,Not important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Important,Very important,Slightly important,Slightly important,Important,Not important,Not important,Slightly important,Slightly important,Important,Critical,Critical,Critical,Critical,Slightly important,Not important,Important,Important,Important,Not important,Slightly difficult,Difficult,Slightly difficult,0,25,Not difficult,Very difficult,Slightly difficult,0,11,Slightly difficult,Difficult,Slightly difficult,1,4,Slightly difficult,Slightly difficult,Slightly difficult,1,1,Slightly difficult,Slightly difficult,Difficult,0,10,Slightly difficult,Difficult,Slightly difficult,1,9,Not difficult,Difficult,Difficult,1,6,Slightly difficult,Not difficult,Difficult,0,2,Not difficult,Slightly difficult,Slightly difficult,0,1,Very important,Very important,Not important,Not important,Important,Not important,Slightly important,Slightly important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Public announcement/advertisement, -44,Yes to fire,No,-44,Yes,1,Yes,5,5,Yes,-44,No,-44,-44,-44,-44,-44,-44,No,100,0, -44,0,Yes,8,No,60,0,0,0,40,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Other,6150000,6340000,1839000,630000,571000,63000,11000,51000,7000,8000,4000,0,13000,812000,1454000,1331000,1965000,1983000,No obstacle,No obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,No obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,-44,-44,-44,-44,-44,"Crime, theft and disorder",Political environment,Macroeconomic environment,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 780348,348,Trinidad & Tobago,Trinidad & Tobago,Retail,5196,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Female,Male,1992,No,Yes,1992,22,No,-44,-44,No,-44,-44,No,-44,-44,Yes,11,No,No,-44,-44,-44,-44,Yes,1,0,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,0,0,100,0,Individuals,0,0,100,hardware,Refusal to answer,Local,10,Increased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,65,35,Yes,18,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,Yes,No,No,No,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,Yes,1,-44,Yes,1,Outside working hours,Knife,Other company property,25000,Gang related,Yes,Yes,-44,Yes,3,Outside working hours,Knife,Money,850,Gang related,No,No,Police have not done anything in the past,Yes,3,During working hours,Firearm/gun,Personal possessions of employees or customers,30000,Gang related,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,2,Outside working hours,Other,Other company property,700,Other,No,No,Don't have the time; inconvenient,Yes,1,During working hours,Firearm/gun,Money,9000,Gang related,Yes,Yes,-44,Yes,1,Outside working hours,Knife,Personal possessions of employees or customers,-66,Gang related,No,No,Fear of reprisals,No,-44,-44,0,No,No,No,No,Yes,No,-44,-44,No,-44,-44,No,No,No,31,Yes,2,Yes,No,-44,-44,0,No,-44,-44,No,-44,-44,No,-44,-44,8,10,4,3,2,1,0,2,1,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,4,95000,4,91000,4,106000,1,53000,2,53000,1,61000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,3,27450,3,25700,3,30800,0,-77,0,-77,0,-77,2,23850,2,24300,2,28300,Refusal to answer, -44,University graduate,University graduate,University graduate,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Completed primary school,Very important,Important,Critical,Very important,Very important,Important,Important,Slightly important,Slightly important,Important,Important,Slightly important,Slightly important,Important,Slightly important,Critical,Very important,Critical,Slightly important,Important,Critical,Critical,Very important,Very important,Very important,Not important,Slightly important,Important,Slightly important,Not important,Critical,Slightly important,Critical,Very important,Critical,Very important,Very important,Very important,Very important,Important,Important,Important,Very important,Important,Critical,Important,Critical,Critical,Critical,Critical,Critical,Slightly important,Not important,Important,Slightly important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Important,Slightly important,Slightly important,Very important,Not important,Not important,Slightly important,Important,Slightly important,Critical,Critical,Critical,Critical,Not important,Not important,Important,Very important,Not important,Not important,Slightly difficult,Very difficult,Slightly difficult,1,8,Not difficult,Very difficult,Difficult,0,8,Not difficult,Difficult,Difficult,0,5,Slightly difficult,Not difficult,Slightly difficult,1,3,Not difficult,Slightly difficult,Slightly difficult,1,5,Slightly difficult,Difficult,Slightly difficult,1,4,Slightly difficult,Difficult,Slightly difficult,0,3,Slightly difficult,Not difficult,Slightly difficult,0,4,Not difficult,Not difficult,Not difficult,1,2,Very important,Important,Important,Not important,Very important,Not important,Slightly important,Not important,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,Through family/friends, -44,No,-44,-44,-44,-44,Yes,2,15,No,The firm cannot afford the optimal level of training,No,-44,-44,-44,-44,-44,-44,Yes,100,0, -44,0,Yes,5,No,30,24,6,30,10,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Application procedures for loans or line of credit are compl,8600000,8870000,2838000,8870000,177000,71000,239000,44000,4000,8000,8000,0,0,1353000,1925000,2218000,2750000,6255000,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,Major obstacle,Minor obstacle,Very severe obstacle,No obstacle,Major obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Corruption,Cost of finance,Business Licensing and Permits,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Community based organization, -44,technological and Innovation Support, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 780349,349,Trinidad & Tobago,Trinidad & Tobago,Wholesale,5250,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,80,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Male,2000,No,Yes,2000,14,No,-44,-44,No,-44,-44,No,-44,-44,Yes,30,No,Yes,3,1,1,-44,Yes,1,0,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,15,70,40,85,0, -44,0,95,5,0,Others,50,25,25,cosmetics wholesale,65,National,15,Increased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,30,70,No,-44,Yes,No,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,Yes,No,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,No obstacle,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,0,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,3,Outside working hours,Baseball bat,Money,200,Gang related,No,No,Tried to/was unable to contact the police,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,2,During working hours,Other,Goods or stock,200,Other,No,No,They occur too frequently,Yes,2,Outside working hours,Firearm/gun,Other company property,900,Other,No,No,The police give little/no information back on crimes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,Outside working hours,Knife,Money,-66,Gang related,Yes,No,Police have not done anything in the past,No,-44,-44,0,Yes,No,Yes,No,Yes,Yes,No,No,Yes,No,No,No,No,No,20,Yes,1,Yes,No,-44,-44,0,No,-44,-44,No,-44,-44,Yes,20,1,20,13,5,4,3,1,0,2,1,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,2,5,91000,5,88000,4,103000,1,47000,2,43000,1,52000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,4,23400,4,22800,4,25500,0,-77,0,-77,0,-77,3,22050,3,21600,3,25200,Refusal to answer, -44,University graduate,Post graduated,University graduate,Post graduated,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Slightly important,Important,Critical,Important,Very important,Important,Important,Important,Important,Very important,Important,Slightly important,Important,Slightly important,Very important,Critical,Very important,Critical,Important,Important,Critical,Very important,Important,Important,Very important,Not important,Slightly important,Very important,Not important,Slightly important,Important,Important,Important,Critical,Critical,Important,Important,Important,Very important,Very important,Important,Important,Very important,Important,Very important,Slightly important,Very important,Critical,Very important,Critical,Very important,Not important,Not important,Important,Not important,Slightly important,Important,Not important,Not important,Slightly important,Important,Important,Important,Slightly important,Important,Not important,Slightly important,Slightly important,Slightly important,Slightly important,Very important,Critical,Very important,Critical,Slightly important,Not important,Important,Slightly important,Slightly important,Important,Slightly difficult,Very difficult,Slightly difficult,1,10,Not difficult,Very difficult,Difficult,0,7,Slightly difficult,Slightly difficult,Slightly difficult,1,9,Not difficult,Slightly difficult,Not difficult,1,3,Slightly difficult,Not difficult,Not difficult,1,8,Slightly difficult,Slightly difficult,Slightly difficult,0,3,Not difficult,Slightly difficult,Slightly difficult,1,8,Not difficult,Slightly difficult,Not difficult,0,6,Not difficult,Slightly difficult,Not difficult,1,1,Very important,Very important,Very important,Not important,Important,Not important,Slightly important,Slightly important,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,Minor obstacle,No obstacle,Private placement office, -44,No,-44,-44,-44,-44,No,-44,-44,No,The benefits of training are small than the costs,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,No,-44,No,60,24,6,0,10,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Did not think it would be approved,2570000,2820000,846000,1260000,197000,8000,65000,37000,4000,3000,7000,0,0,540000,657000,761000,1043000,2093000,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,No obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Yes,Yes,No,No,No,Inadequately educated workforce,Access to finance,"Crime, theft and disorder",Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Community based organization, -44,"General management, Business development and Strategies supp", -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are taken directly from the establishment's records, 780352,352,Trinidad & Tobago,Trinidad & Tobago,Other manufacturing,5515,No,-44,-44,-44,-44,Limited partnership, -44,50,50,50,0,0,Equally men and women,Yes,No,50,Makes major strategic and fiancial decisions,22,6,Equally men and women,Male,Male,Male,1984,No,Yes,1987,12,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,Yes,3,0,0,-44,Yes,2,1,1,-44,No,-44,-44,-44,-44,Yes,0,Yes,Yes,Yes,100,75,60,0,0, -44,10,90,0,1,Small private firms (less than 20 employees),0,100,0,laminated printed cards,95,National,10,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,60,40,No,-44,No,No,No,Yes,Yes,No,Yes,Laboratory or research center, -44,No,No,Yes,Yes,Yes,No,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,Slightly important,Very Important,Very Important,Slightly important,Important,Critical,Slightly important,Yes,60,Yes,40,No,-44,Yes,No,0,-44,No,No,Yes,No,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,-44, -44,Tend to disagree,Strongly disagree,Tend to disagree,Tend to agree,Yes,No,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,0,0,Yes,Yes,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,10,Yes,1,Yes,Yes,0,0,-44,Yes,15,Yes,No,-44,-44,No,-44,-44,2,11,4,5,1,1,0,2,1,0,3,2,1,0,0,0,0,0,0,1,1,1,0,0,0,6,80000,6,73000,6,92000,1,43000,2,40000,1,47000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,6,24300,6,22100,6,28600,0,-77,0,-77,0,-77,1,23175,1,20600,1,25700,Refusal to answer, -44,University graduate,Post graduated,University graduate,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Important,Important,Critical,Important,Important,Very important,Important,Slightly important,Slightly important,Very important,Important,Important,Important,Slightly important,Important,Critical,Very important,Very important,Important,Important,Critical,Critical,Important,Slightly important,Very important,Not important,Slightly important,Important,Not important,Not important,Very important,Very important,Important,Very important,Critical,Important,Critical,Important,Very important,Important,Important,Very important,Very important,Slightly important,Critical,Important,Critical,Critical,Very important,Very important,Critical,Slightly important,Not important,Important,Slightly important,Very important,Very important,Slightly important,Slightly important,Slightly important,Very important,Important,Slightly important,Slightly important,Important,Not important,Slightly important,Slightly important,Important,Slightly important,Critical,Critical,Critical,Critical,Slightly important,Slightly important,Important,Important,Important,Not important,Not difficult,Very difficult,Slightly difficult,0,22,Not difficult,Very difficult,Difficult,1,9,Slightly difficult,Slightly difficult,Slightly difficult,1,10,Slightly difficult,Slightly difficult,Slightly difficult,0,2,Slightly difficult,Not difficult,Slightly difficult,0,7,Slightly difficult,Slightly difficult,Slightly difficult,1,10,Not difficult,Slightly difficult,Difficult,0,7,Not difficult,Not difficult,Difficult,0,3,Not difficult,Not difficult,Slightly difficult,1,1,Critical,Very important,Slightly important,Important,Very important,Not important,Slightly important,Not important,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,Public placement office, -44,No,-44,-44,-44,-44,No,-44,-44,No,The benefits of training are small than the costs,No,-44,-44,-44,-44,-44,-44,Yes,100,0, -44,0,Yes,15,Yes,85,0,0,0,5,10,0,0,0,0,0,0,0, -44,50,50,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Loan,2011,20000,8,24,Private commercial banks,Yes,Yes,No,No,Yes,No, -44,150,Yes,4,3,Incompleteness of loan application,-44,2010000,2070000,518000,870000,166000,19000,162000,30000,3000,6000,2000,207000,0,326000,713000,518000,2675000,989000,No obstacle,No obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,No obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Corruption,Access to finance,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Local business association, -44,"General management, Business development and Strategies supp", -44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,Yes,Yes,No,No,No,-44,-44,Yes,No,Yes,Truthful,Are taken directly from the establishment's records, 780353,353,Trinidad & Tobago,Trinidad & Tobago,Other manufacturing,5536,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,1983,Yes,Yes,1983,30,No,-44,-44,No,-44,-44,No,-44,-44,Yes,46,No,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,0,2,1,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,100,75,92,0,0, -44,0,50,50,0,Others,0,50,50,pre-treated lumber,100,National,15,Remained the same,Decreased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,50,50,No,-44,Yes,Yes,Yes,No,Yes,No,Yes,Client, -44,No,No,Yes,Yes,No,Yes,No,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,Important,Slightly important,Important,Important,Very Important,Very Important,Very Important,Yes,25,Yes,75,No,-44,Yes,No,0,-44,No,No,Yes,No,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Major obstacle,Minor obstacle,No obstacle,Major obstacle,Moderate obstacle,No obstacle,-44, -44,Strongly disagree,Tend to disagree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,Yes,No,No,-44,-44,No,-44,-44,No,No,No,0,No,-44,-44,No,-44,0,-44,Yes,9,No,No,-44,-44,No,-44,-44,5,16,0,8,4,4,0,0,0,2,4,0,2,1,1,0,0,0,0,1,0,1,1,1,0,0,-77,0,-77,0,-77,1,54000,1,49000,1,61000,1,64000,1,65000,1,71000,1,22950,1,23000,1,25000,2,26775,2,23900,2,30600,0,-77,0,-77,0,-77,10,21600,9,21600,8,25400,0,-77,0,-77,0,-77,5,24075,5,24500,5,27000,New production methods, -44,Not applicable,Not applicable,Post graduated,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Very important,Slightly important,Critical,Very important,Important,Very important,Important,Important,Important,Important,Important,Important,Slightly important,Important,Important,Very important,Very important,Critical,Important,Important,Critical,Critical,Important,Slightly important,Very important,Slightly important,Very important,Slightly important,Not important,Not important,Important,Important,Important,Critical,Very important,Important,Very important,Important,Slightly important,Important,Very important,Important,Critical,Slightly important,Critical,Slightly important,Critical,Critical,Critical,Very important,Critical,Slightly important,Not important,Slightly important,Not important,Important,Important,Slightly important,Slightly important,Slightly important,Very important,Very important,Important,Slightly important,Slightly important,Not important,Slightly important,Slightly important,Important,Important,Critical,Very important,Critical,Critical,Not important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Slightly difficult,Almost impossible,Difficult,1,9,Not difficult,Very difficult,Slightly difficult,1,7,Slightly difficult,Slightly difficult,Slightly difficult,1,5,Not difficult,Slightly difficult,Slightly difficult,1,3,Slightly difficult,Slightly difficult,Difficult,0,4,Not difficult,Slightly difficult,Difficult,1,4,Slightly difficult,Difficult,Difficult,1,6,Not difficult,Not difficult,Not difficult,1,3,Not difficult,Not difficult,Not difficult,1,1,Very important,Very important,Important,Important,Very important,Not important,Slightly important,Slightly important,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,Private placement office, -44,No,-44,-44,-44,-44,No,-44,-44,No,Other,No,-44,-44,-44,-44,-44,-44,Yes,100,0, -44,0,Yes,13,No,25,20,5,0,50,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,2,2,Collateral or cosigners unacceptable,-44,1880000,1830000,512000,950000,1150000,11000,13000,0,0,0,0,0,0,4000000,2850000,6000000,4280000,10020000,Minor obstacle,Very severe obstacle,Major obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Very severe obstacle,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Access to finance,Tax Rates,Macroeconomic environment,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Government based organization, -44,technological and Innovation Support, -44,No,-44,-44,Yes,No,Yes,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 780354,354,Trinidad & Tobago,Trinidad & Tobago,Other manufacturing,5546,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,1989,No,Yes,1989,24,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,8,1,1,-44,No,-44,-44,-44,-44,Yes,2,0,0,-44,No,-44,-44,-44,-44,Yes,0,Yes,No,Yes,100,60,49,0,0, -44,10,90,0,0,Large private firms (more than 100 employees),0,95,5,laminated products,65,Local,5,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,95,5,Yes,14,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,Yes,No,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,-44, -44,Tend to agree,Tend to disagree,Strongly disagree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,No,No,No,No,-44,-44,No,-44,-44,No,Yes,No,5,No,-44,-44,Yes,0,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,3,10,1,4,4,1,0,2,1,0,4,2,1,1,0,0,0,0,0,1,1,1,2,0,1,3,83000,2,82000,2,92000,1,43000,2,40000,1,48000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,5,24300,5,22500,5,26200,0,-77,0,-77,0,-77,5,22275,6,22300,5,24700,Economic upturn/downturn, -44,University graduate,Completed college/vocational training,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Completed primary school,Important,Important,Critical,Important,Important,Very important,Slightly important,Important,Important,Important,Important,Slightly important,Not important,Slightly important,Very important,Critical,Critical,Critical,Important,Important,Critical,Critical,Important,Important,Critical,Slightly important,Important,Important,Not important,Important,Important,Slightly important,Important,Very important,Critical,Very important,Important,Important,Important,Very important,Important,Important,Very important,Important,Critical,Important,Critical,Critical,Critical,Very important,Very important,Slightly important,Slightly important,Important,Not important,Slightly important,Important,Important,Slightly important,Slightly important,Important,Important,Important,Important,Important,Not important,Slightly important,Slightly important,Important,Important,Critical,Critical,Critical,Critical,Not important,Not important,Important,Important,Not important,Slightly important,Not difficult,Very difficult,Slightly difficult,1,13,Not difficult,Difficult,Difficult,1,5,Not difficult,Difficult,Difficult,0,10,Slightly difficult,Slightly difficult,Not difficult,0,2,Slightly difficult,Not difficult,Not difficult,0,3,Difficult,Difficult,Difficult,0,5,Not difficult,Difficult,Difficult,0,8,Slightly difficult,Not difficult,Slightly difficult,0,4,Not difficult,Not difficult,Not difficult,1,1,Very important,Important,Important,Important,Very important,Slightly important,Slightly important,Not important,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,Public announcement/advertisement, -44,No,-44,-44,-44,-44,Yes,1,20,Yes,-44,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,5,No,85,8,2,0,5,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Size of loan and maturity are insufficiant,2250000,2370000,664000,950000,95000,126000,164000,32000,10000,6000,2000,0,0,1675000,546000,2500000,853000,6650000,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,No obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Major obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,"Crime, theft and disorder",Practices of competitors in the informal sector,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Community based organization, -44,"General management, Business development and Strategies supp", -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 780355,355,Trinidad & Tobago,Trinidad & Tobago,Retail,5569,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All women,Yes,Not applicable,100,Makes decisions in consultation with other partners,12,8,Predominantly men,Male,Male,Female,2002,No,Yes,2002,12,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,0,1,1,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,0,50,50,0,Individuals,0,75,25,agricultural equipment,70,Local,5,Remained the same,Decreased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,75,25,Yes,16,Yes,Yes,No,No,Yes,No,Yes,Competitor, -44,No,No,Yes,No,No,Yes,Yes,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,Important,Very Important,Important,Very Important,Very Important,Critical,Important,Yes,55,Yes,35,Yes,10,No,No,0,-44,No,No,No,No,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Major obstacle,Moderate obstacle,Major obstacle,-44, -44,Tend to disagree,Strongly disagree,Tend to agree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,5,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,10,15,5,5,3,2,0,1,1,1,3,2,1,0,0,0,0,0,0,1,1,1,0,0,0,7,87000,7,88000,7,100000,1,46000,1,47000,1,50000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,24750,1,24100,1,29100,0,-77,0,-77,0,-77,6,22725,6,20200,6,24700,0,-77,0,-77,0,-77,3,23175,3,22500,3,25500,-44, -44,Post graduated,University graduate,University graduate,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Important,Important,Very important,Important,Very important,Very important,Slightly important,Important,Important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Critical,Very important,Critical,Important,Important,Critical,Critical,Important,Important,Critical,Slightly important,Slightly important,Important,Not important,Not important,Slightly important,Important,Very important,Critical,Critical,Important,Very important,Important,Very important,Very important,Important,Important,Critical,Important,Critical,Important,Critical,Critical,Very important,Very important,Very important,Slightly important,Not important,Very important,Not important,Very important,Important,Not important,Slightly important,Slightly important,Important,Important,Slightly important,Slightly important,Very important,Not important,Slightly important,Not important,Important,Important,Critical,Critical,Critical,Very important,Slightly important,Slightly important,Important,Slightly important,Not important,Slightly important,Slightly difficult,Very difficult,Difficult,1,21,Slightly difficult,Very difficult,Slightly difficult,1,4,Not difficult,Difficult,Slightly difficult,1,9,Not difficult,Slightly difficult,Slightly difficult,1,3,Slightly difficult,Difficult,Slightly difficult,0,10,Not difficult,Difficult,Slightly difficult,1,9,Not difficult,Very difficult,Slightly difficult,1,6,Not difficult,Not difficult,Slightly difficult,1,4,Not difficult,Not difficult,Not difficult,1,2,Important,Very important,Very important,Not important,Very important,Slightly important,Slightly important,Slightly important,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,Public placement office, -44,No,-44,-44,-44,-44,Yes,0,0,Yes,-44,No,-44,-44,-44,-44,-44,-44,Yes,100,0, -44,0,Yes,6,Yes,75,0,0,0,25,0,0,0,0,0,0,0,0, -44,25,37.5,18.75,18.75,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Loan,2008,500000,10,72,Private commercial banks,Yes,Yes,No,No,No,No, -44,125,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,3730000,3620000,1593000,680000,181000,36000,88000,40000,6000,4000,7000,290000,0,557000,565000,796000,869000,1711000,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,Minor obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Very severe obstacle,Yes,Yes,Yes,No,No,Inadequately educated workforce,Practices of competitors in the informal sector,"Crime, theft and disorder",Moderate obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Community based organization, -44,Marketing and Operations support, -44,No,-44,-44,No,-44,-44,Yes,Yes,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 780356,356,Trinidad & Tobago,Trinidad & Tobago,Retail,5581,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,70,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,1974,No,Yes,2000,21,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,0,40,60,0,Individuals,80,20,0,machinery equipment,65,National,10,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,55,45,Yes,14,Yes,Yes,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,Yes,No,No,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,No obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,-44,50000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,No,-44,-44,Yes,0,0,-44,No,-44,-44,Yes,30,Yes,No,-44,-44,2,20,5,7,5,3,0,3,2,3,6,3,2,1,0,0,0,0,0,1,1,1,3,0,0,8,73000,7,66000,7,79000,1,43000,2,43000,1,47000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,29250,1,28200,1,31900,1,27450,1,25200,1,30800,9,23625,9,23200,9,28100,0,-77,0,-77,0,-77,6,22500,6,22500,6,25500,-44, -44,University graduate,Completed secondary,University graduate,Post graduated,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Slightly important,Not important,Critical,Important,Very important,Important,Slightly important,Important,Important,Very important,Important,Important,Slightly important,Important,Important,Critical,Very important,Critical,Important,Important,Critical,Critical,Slightly important,Very important,Critical,Slightly important,Important,Slightly important,Not important,Not important,Critical,Slightly important,Slightly important,Very important,Critical,Very important,Very important,Slightly important,Important,Slightly important,Important,Very important,Critical,Important,Critical,Slightly important,Very important,Critical,Very important,Very important,Critical,Not important,Slightly important,Important,Not important,Important,Important,Slightly important,Important,Slightly important,Important,Important,Slightly important,Slightly important,Very important,Not important,Not important,Not important,Important,Important,Critical,Very important,Very important,Very important,Not important,Slightly important,Important,Important,Not important,Slightly important,Not difficult,Very difficult,Difficult,0,17,Slightly difficult,Very difficult,Slightly difficult,0,7,Not difficult,Slightly difficult,Slightly difficult,1,8,Slightly difficult,Not difficult,Slightly difficult,0,3,Slightly difficult,Slightly difficult,Slightly difficult,0,5,Not difficult,Difficult,Difficult,1,4,Not difficult,Very difficult,Slightly difficult,1,5,Not difficult,Slightly difficult,Difficult,0,8,Not difficult,Not difficult,Not difficult,0,2,Critical,Very important,Important,Not important,Important,Important,Not important,Slightly important,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,No obstacle,No obstacle,Private placement office, -44,No,-44,-44,-44,-44,No,-44,-44,No,The benefits of training are small than the costs,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,7,No,20,64,16,0,0,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Collateral requirements for loans or line of credit are unat,17780000,20200000,7878000,760000,404000,121000,88000,222000,11000,33000,18000,0,0,3345000,5163000,4646000,7272000,8502000,Minor obstacle,Minor obstacle,Major obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Minor obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,"Crime, theft and disorder",Corruption,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,International organization, -44,technological and Innovation Support, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Truthful,Are taken directly from the establishment's records, 780357,357,Trinidad & Tobago,Trinidad & Tobago,Retail,5596,No,-44,-44,-44,-44,Limited partnership, -44,50,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,1995,No,Yes,1995,12,No,-44,-44,No,-44,-44,No,-44,-44,Yes,48,No,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,3,2,0,-44,No,-44,-44,-44,-44,Yes,1,Yes,Yes,Yes,0,-44,-44,100,0, -44,0,65,35,3,Individuals,0,80,20,auto parts,100,Local,10,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,25,75,Yes,8,Yes,Yes,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,Yes,No,Major obstacle,No obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,-44, -44,Tend to disagree,Strongly disagree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,0,0,Yes,Yes,No,Yes,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,10,Yes,2,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,5,7,3,2,1,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,1,3,89000,3,81000,3,103000,1,42000,2,41000,1,48000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,27450,2,25500,2,29900,0,-77,0,-77,0,-77,1,22950,2,22900,1,25000,Increase/decreased demand for goods, -44,University graduate,Post graduated,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Slightly important,Slightly important,Critical,Very important,Important,Important,Important,Important,Very important,Slightly important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Critical,Very important,Very important,Slightly important,Important,Critical,Critical,Very important,Important,Critical,Not important,Slightly important,Very important,Slightly important,Slightly important,Important,Important,Important,Critical,Critical,Important,Very important,Very important,Important,Important,Very important,Important,Very important,Important,Critical,Important,Critical,Critical,Very important,Very important,Critical,Not important,Not important,Important,Not important,Important,Important,Important,Slightly important,Slightly important,Very important,Important,Slightly important,Important,Very important,Not important,Not important,Not important,Very important,Very important,Critical,Critical,Critical,Very important,Not important,Slightly important,Important,Slightly important,Not important,Slightly important,Not difficult,Difficult,Difficult,0,13,Not difficult,Very difficult,Slightly difficult,0,12,Not difficult,Very difficult,Difficult,0,6,Not difficult,Slightly difficult,Slightly difficult,1,3,Not difficult,Slightly difficult,Slightly difficult,1,5,Slightly difficult,Slightly difficult,Slightly difficult,1,9,Not difficult,Slightly difficult,Difficult,1,6,Not difficult,Slightly difficult,Difficult,0,9,Not difficult,Not difficult,Not difficult,0,2,Critical,Very important,Not important,Not important,Slightly important,Not important,Slightly important,Not important,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,Through family/friends, -44,No,-44,-44,-44,-44,Yes,0,20,Yes,-44,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,Yes,8,No,85,0,0,0,10,0,0,0,0,0,0,0,5, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,5,5,Problems with credit history/report,-44,3420000,3720000,1451000,350000,186000,19000,19000,37000,2000,7000,2000,0,0,598000,697000,893000,893000,2018000,No obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,No obstacle,Moderate obstacle,No obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Access to finance,"Crime, theft and disorder",Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed, -44,-44,-44, -44,-44, -44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Somewhat truthful,Are taken directly from the establishment's records, 780358,358,Trinidad & Tobago,Trinidad & Tobago,Retail,5645,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly women,Male,Male,Female,2006,No,Yes,2006,11,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,0,95,5,0,Individuals,0,70,30,gifts,55,National,15,Remained the same,Decreased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,30,70,Yes,5,No,No,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Major obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Major obstacle,No obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to agree,Yes,No,-44,-44,-44,-44,No,-44,-44,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,Outside working hours,Firearm/gun,Money,950,Gang related,No,No,The police give little/no information back on crimes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,4,During working hours,Knife,Money,5000,Group of criminals,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,Yes,No,-44,-44,No,-44,-44,No,No,No,10,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,5,7,3,2,1,1,0,2,1,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3,100000,2,102000,2,117000,1,42000,2,42000,1,49000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,29025,2,29600,2,31900,0,-77,0,-77,0,-77,1,23175,1,21500,1,26000,-44, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Completed secondary,Important,Not important,Very important,Very important,Very important,Important,Important,Slightly important,Important,Important,Slightly important,Important,Slightly important,Slightly important,Important,Critical,Critical,Very important,Important,Important,Very important,Very important,Important,Slightly important,Critical,Slightly important,Very important,Important,Not important,Not important,Important,Slightly important,Important,Critical,Very important,Important,Important,Important,Slightly important,Very important,Very important,Important,Very important,Slightly important,Critical,Important,Critical,Critical,Very important,Very important,Very important,Slightly important,Not important,Important,Not important,Important,Very important,Slightly important,Slightly important,Slightly important,Important,Important,Slightly important,Slightly important,Important,Not important,Slightly important,Slightly important,Important,Important,Very important,Critical,Critical,Critical,Not important,Important,Very important,Important,Slightly important,Slightly important,Not difficult,Very difficult,Difficult,0,12,Not difficult,Very difficult,Difficult,1,6,Slightly difficult,Difficult,Difficult,0,2,Not difficult,Slightly difficult,Slightly difficult,0,1,Not difficult,Not difficult,Slightly difficult,1,10,Not difficult,Slightly difficult,Difficult,1,10,Not difficult,Slightly difficult,Slightly difficult,1,6,Not difficult,Difficult,Not difficult,0,7,Slightly difficult,Not difficult,Not difficult,0,1,Important,Very important,Very important,Important,Very important,Slightly important,Slightly important,Not important,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Public placement office, -44,Yes to hire,Yes,1,No,-44,Yes,2,15,Yes,-44,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,15,No,40,32,8,0,20,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,Yes,Line of credit,2012,0,11,48,Other,Yes,No,No,Yes,No,No, -44,125,Yes,4,3,Problems with credit history/report,-44,2140000,2100000,819000,280000,147000,15000,13000,25000,5000,2000,5000,0,32000,384000,492000,630000,693000,1241000,Minor obstacle,No obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Minor obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Access to finance,Cost of finance,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Community based organization, -44,Human resources Support, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,Yes,No,Truthful,Are taken directly from the establishment's records, 780360,360,Trinidad & Tobago,Trinidad & Tobago,Retail,5743,No,-44,-44,-44,-44,Limited partnership, -44,33,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Female,2000,No,Yes,2000,13,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,1,2,0,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,20,70,40,80,0, -44,0,55,45,4,Individuals,0,70,30,agricultural equipment,45,Local,5,Increased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,80,20,Yes,10,No,No,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,-44, -44,Tend to disagree,Tend to agree,Tend to disagree,Strongly agree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,0,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,10,Yes,1,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,3,10,4,3,2,1,0,1,0,1,2,2,0,0,0,0,0,0,0,1,1,0,0,0,0,6,100000,6,100000,5,118000,1,56000,2,56000,1,62000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,3,21375,3,19600,3,24500,0,-77,0,-77,0,-77,2,22950,2,21100,2,26300,New production methods, -44,University graduate,Completed college/vocational training,Post graduated,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed secondary,Completed secondary,Very important,Important,Critical,Important,Important,Important,Slightly important,Important,Very important,Important,Slightly important,Slightly important,Slightly important,Important,Important,Very important,Very important,Very important,Important,Important,Critical,Critical,Important,Important,Critical,Slightly important,Important,Important,Not important,Not important,Important,Important,Critical,Critical,Critical,Very important,Very important,Important,Important,Important,Important,Important,Very important,Important,Critical,Important,Critical,Critical,Critical,Critical,Critical,Not important,Not important,Important,Not important,Important,Important,Slightly important,Slightly important,Not important,Very important,Important,Slightly important,Slightly important,Very important,Not important,Slightly important,Slightly important,Important,Important,Critical,Critical,Very important,Critical,Not important,Not important,Important,Important,Slightly important,Slightly important,Not difficult,Very difficult,Difficult,0,23,Not difficult,Difficult,Difficult,0,8,Slightly difficult,Difficult,Slightly difficult,0,7,Slightly difficult,Slightly difficult,Slightly difficult,1,2,Slightly difficult,Difficult,Slightly difficult,0,10,Not difficult,Difficult,Difficult,1,2,Not difficult,Difficult,Slightly difficult,1,5,Not difficult,Difficult,Slightly difficult,0,6,Not difficult,Not difficult,Not difficult,1,1,Very important,Critical,Very important,Important,Important,Slightly important,Slightly important,Slightly important,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Major obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,Through family/friends, -44,No,-44,-44,-44,-44,Yes,3,10,Yes,-44,No,-44,-44,-44,-44,-44,-44,Yes,100,0, -44,0,Yes,6,No,72,14.4,3.6,0,10,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,3,3,Incompleteness of loan application,-44,4910000,4960000,2232000,630000,496000,5000,50000,40000,5000,2000,8000,0,0,615000,1089000,992000,1786000,2936000,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Very severe obstacle,No obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Access to finance,"Crime, theft and disorder",Moderate obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 780361,361,Trinidad & Tobago,Trinidad & Tobago,Retail,5756,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,50,100,0,0,0,Equally men and women,No,Yes,30,Makes major strategic and fiancial decisions,27,4,Predominantly men,Female,Female,Male,1973,No,Yes,1973,11,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,2,0,-44,No,-44,-44,-44,-44,Yes,3,0,0,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0, -44,0,70,30,0,Individuals,0,0,100,clothing,80,National,10,Increased,Remained the same,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,85,15,No,-44,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,Yes,No,Moderate obstacle,Major obstacle,No obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,Major obstacle,-44, -44,Strongly disagree,Strongly disagree,Strongly disagree,Tend to agree,Yes,Yes,No,-44,-44,-44,Yes,2,-44,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,2,Outside working hours,Knife,Other,900,Gang related,No,No,Not enough police/not enough resources,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,Yes,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,10,No,-44,-44,No,-44,-44,9000,No,-44,-44,No,-44,-44,No,-44,-44,7,16,5,5,4,2,0,5,3,2,2,2,0,0,0,0,0,0,0,1,1,0,0,0,0,7,110000,7,100000,7,126000,1,40000,2,38000,1,46000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,26550,1,25800,1,30100,0,-77,0,-77,0,-77,5,26100,5,24700,5,29000,0,-77,0,-77,0,-77,4,23625,5,23000,4,28100,Economic upturn/downturn, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Completed secondary,Not applicable,Not applicable,Completed secondary,Completed primary school,Important,Important,Critical,Important,Very important,Important,Important,Slightly important,Important,Important,Important,Important,Slightly important,Not important,Important,Very important,Very important,Critical,Important,Important,Very important,Critical,Slightly important,Important,Critical,Slightly important,Important,Important,Not important,Not important,Important,Important,Important,Very important,Critical,Very important,Very important,Important,Very important,Very important,Important,Important,Very important,Important,Critical,Slightly important,Critical,Critical,Critical,Critical,Critical,Slightly important,Not important,Very important,Slightly important,Important,Very important,Not important,Slightly important,Slightly important,Very important,Very important,Slightly important,Important,Important,Not important,Slightly important,Slightly important,Important,Important,Critical,Critical,Critical,Critical,Not important,Not important,Very important,Important,Not important,Not important,Not difficult,Very difficult,Slightly difficult,1,24,Slightly difficult,Very difficult,Slightly difficult,0,13,Not difficult,Slightly difficult,Slightly difficult,1,8,Not difficult,Slightly difficult,Not difficult,1,2,Slightly difficult,Difficult,Difficult,0,8,Not difficult,Very difficult,Slightly difficult,1,9,Not difficult,Difficult,Slightly difficult,1,7,Slightly difficult,Not difficult,Not difficult,0,2,Not difficult,Slightly difficult,Not difficult,1,1,Very important,Very important,Very important,Slightly important,Very important,Not important,Slightly important,Slightly important,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Public placement office, -44,No,-44,-44,-44,-44,Yes,5,20,Yes,-44,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,9,No,90,0,0,0,10,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Did not think it would be approved,4370000,4800000,1728000,570000,144000,5000,9000,24000,4000,2000,3000,0,0,1008000,1327000,1344000,1680000,3790000,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,Moderate obstacle,Major obstacle,No obstacle,Minor obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Political environment,Access to land for expansion / relocation,Minor obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Already used this type of assistance in the past and wasn't, -44,-44,-44, -44,-44, -44,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 780362,362,Trinidad & Tobago,Trinidad & Tobago,Wholesale,5857,Yes,3,Establishment physically separated from HQ and other establi,Yes,-44,Shareholding company with non-traded shares or shares traded, -44,55,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Male,2004,No,Yes,2004,12,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,3,0,-44,No,-44,-44,-44,-44,Yes,4,1,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,0,100,0,0,Government or government agencies (including state-owned ent,0,50,50,wholesale,100,National,5,Increased,Decreased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,25,75,Yes,9,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Major obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Minor obstacle,-44, -44,Tend to disagree,Tend to disagree,Strongly disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,Yes,Yes,No,No,-44,-44,No,-44,-44,No,No,No,10,Yes,2,Yes,No,-44,0,-44,Yes,5,Yes,Yes,35,No,No,-44,-44,22,16,5,5,4,2,0,2,2,2,3,3,0,0,0,0,0,0,0,1,1,0,0,0,2,8,80000,8,73000,8,88000,1,42000,1,40000,1,48000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,24525,1,24500,1,29100,0,-77,0,-77,0,-77,5,24975,5,23400,5,29700,0,-77,0,-77,0,-77,4,24075,5,23000,4,28600,Increase/decreased demand for goods, -44,University graduate,University graduate,University graduate,Post graduated,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Completed primary school,Important,Important,Critical,Very important,Important,Important,Important,Slightly important,Important,Important,Important,Slightly important,Important,Slightly important,Very important,Critical,Critical,Critical,Slightly important,Important,Very important,Very important,Very important,Important,Critical,Important,Slightly important,Very important,Not important,Slightly important,Very important,Important,Important,Very important,Critical,Very important,Very important,Important,Very important,Important,Important,Important,Critical,Slightly important,Critical,Important,Very important,Critical,Very important,Very important,Critical,Not important,Not important,Important,Not important,Important,Important,Slightly important,Not important,Slightly important,Very important,Slightly important,Slightly important,Important,Very important,Not important,Slightly important,Slightly important,Very important,Important,Very important,Critical,Critical,Critical,Slightly important,Slightly important,Important,Very important,Slightly important,Slightly important,Not difficult,Very difficult,Difficult,1,24,Not difficult,Very difficult,Difficult,1,15,Slightly difficult,Difficult,Difficult,1,6,Not difficult,Difficult,Slightly difficult,0,3,Slightly difficult,Not difficult,Slightly difficult,1,4,Not difficult,Slightly difficult,Very difficult,0,5,Not difficult,Slightly difficult,Difficult,0,3,Not difficult,Difficult,Not difficult,0,3,Not difficult,Slightly difficult,Not difficult,0,1,Very important,Important,Slightly important,Slightly important,Very important,Slightly important,Not important,Slightly important,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Public placement office, -44,No,-44,-44,-44,-44,Yes,1,15,No,The firm does not have enough information about training pro,No,-44,-44,-44,-44,-44,-44,Yes,100,0, -44,0,Yes,6,No,30,24,6,0,40,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,Yes,Line of credit,2010,10000,7,42,Other,Yes,No,No,No,No,No, -44,150,Yes,3,3,Other objections,-44,2630000,2600000,1118000,980000,78000,13000,42000,13000,2000,1000,2000,0,0,411000,562000,520000,936000,1529000,Major obstacle,Major obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Access to finance,Inadequately educated workforce,Practices of competitors in the informal sector,Minor obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Community based organization, -44,Marketing and Operations support, -44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Somewhat truthful,Are taken directly from the establishment's records, 780363,363,Trinidad & Tobago,Trinidad & Tobago,Hotel and restaurants,5955,No,-44,-44,-44,-44,Sole proprietorship, -44,100,0,100,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,2003,No,Yes,2003,10,No,-44,-44,Yes,10,No,No,-44,-44,No,-44,-44,Yes,1,2,1,-44,No,-44,-44,-44,-44,Yes,2,0,1,-44,Yes,0,4,1,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0, -44,30,10,60,3,Others,0,95,5,restaurant,85,National,5,Remained the same,Remained the same,More than 5,80,20,0,2004,usa,100,-77,0,10,0,4,60,40,No,-44,No,No,No,No,Yes,No,Yes,University, -44,No,No,Yes,Yes,Yes,Yes,Yes,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,Slightly important,Very Important,Important,Very Important,Very Important,Slightly important,Very Important,Yes,65,Yes,35,No,-44,No,Yes,0,-44,No,No,Yes,No,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to disagree,Strongly disagree,Yes,No,-44,-44,-44,-44,Yes,0,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,0,0,Yes,Yes,Yes,No,No,No,-44,-44,No,-44,-44,No,Yes,Yes,3,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,5,15,5,5,3,2,0,2,1,2,7,4,2,1,0,0,1,0,0,1,1,1,2,0,2,9,100000,8,91000,8,109000,1,38000,2,38000,1,41000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,24525,1,23900,1,27500,0,-77,0,-77,0,-77,7,26550,7,23900,7,29800,0,-77,0,-77,0,-77,4,22500,4,22100,4,26700,-44, -44,University graduate,Completed college/vocational training,Post graduated,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Important,Important,Critical,Important,Very important,Important,Slightly important,Important,Important,Important,Slightly important,Important,Slightly important,Not important,Important,Critical,Very important,Very important,Slightly important,Slightly important,Critical,Critical,Important,Important,Very important,Slightly important,Slightly important,Important,Slightly important,Slightly important,Critical,Important,Very important,Critical,Critical,Important,Very important,Important,Very important,Important,Important,Important,Very important,Slightly important,Very important,Important,Very important,Very important,Critical,Critical,Critical,Not important,Slightly important,Important,Not important,Important,Very important,Slightly important,Slightly important,Slightly important,Important,Important,Slightly important,Slightly important,Important,Not important,Slightly important,Slightly important,Very important,Important,Critical,Critical,Very important,Very important,Not important,Slightly important,Important,Important,Slightly important,Not important,Slightly difficult,Difficult,Slightly difficult,0,9,Slightly difficult,Very difficult,Difficult,0,13,Not difficult,Slightly difficult,Slightly difficult,0,3,Not difficult,Not difficult,Difficult,1,3,Slightly difficult,Not difficult,Slightly difficult,1,8,Slightly difficult,Slightly difficult,Slightly difficult,0,7,Slightly difficult,Slightly difficult,Slightly difficult,1,4,Not difficult,Not difficult,Slightly difficult,0,7,Not difficult,Slightly difficult,Not difficult,0,1,Critical,Very important,Important,Not important,Slightly important,Slightly important,Slightly important,Slightly important,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,Private placement office, -44,No,-44,-44,-44,-44,Yes,5,15,Yes,-44,No,-44,-44,-44,-44,-44,-44,Yes,100,0, -44,0,Yes,8,Yes,60,0,0,0,40,0,0,0,0,0,0,0,0, -44,75,25,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Loan,2010,10000,8,96,Private commercial banks,Yes,No,No,No,No,No, -44,100,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,1650000,1650000,611000,1130000,165000,3000,12000,13000,1000,2000,1000,0,248000,306000,415000,478000,561000,798000,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Very severe obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,Major obstacle,Moderate obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,"Crime, theft and disorder",Macroeconomic environment,Moderate obstacle,Yes,Yes,No,No,No,Yes,No,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Large impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Large impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,No,-44,-44,No,-44,-44,Yes,Yes,Yes,No,-44,-44,Yes,Yes,No,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,Somewhat truthful,Are taken directly from the establishment's records, 780364,364,Trinidad & Tobago,Trinidad & Tobago,Transport,6020,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,100,100,0,0,0,All women,Yes,Not applicable,100,Makes major strategic and fiancial decisions,31,3,Predominantly men,Male,Male,Male,1940,No,Yes,1940,52,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,0,4,1,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0, -44,0,65,35,0,Your parent company or affiliated establishments,60,40,0,tours,65,Local,10,Remained the same,Remained the same,More than 5,80,20,0,1970,usa,45,brasil,25,5,0,4,30,70,Yes,8,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,-44, -44,Tend to disagree,Strongly disagree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,Yes,1,-44,Yes,1,Outside working hours,Firearm/gun,Goods or stock,10000,Group of criminals,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,3,During working hours,Other,Money,500,Other,No,No,Police have not done anything in the past,Yes,2,During working hours,Firearm/gun,Other company property,1000,Other,No,No,The police give little/no information back on crimes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,Outside working hours,Baseball bat,Money,2000,Someone working alone,No,No,Offenders rarely caught or prosecuted,No,-44,-44,0,No,No,No,No,Yes,No,-44,-44,No,-44,-44,Yes,Yes,Yes,12,Yes,1,No,No,-44,-44,0,No,-44,-44,No,-44,-44,No,-44,-44,2,8,3,2,2,1,0,0,0,0,5,3,1,1,0,0,0,0,0,1,1,1,1,0,1,6,98000,6,91000,6,111000,1,44000,2,40000,1,49000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,3,26775,3,24300,3,28900,0,-77,0,-77,0,-77,3,24525,4,22500,3,26400,Increase/decreased demand for goods, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed secondary,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Important,Slightly important,Critical,Important,Important,Important,Slightly important,Slightly important,Important,Very important,Slightly important,Slightly important,Slightly important,Important,Slightly important,Critical,Very important,Critical,Important,Important,Very important,Very important,Important,Important,Critical,Slightly important,Very important,Important,Not important,Slightly important,Very important,Very important,Critical,Very important,Critical,Important,Very important,Slightly important,Very important,Slightly important,Important,Important,Very important,Important,Very important,Important,Critical,Critical,Critical,Very important,Very important,Not important,Not important,Important,Not important,Slightly important,Slightly important,Slightly important,Not important,Slightly important,Important,Important,Slightly important,Important,Very important,Slightly important,Not important,Slightly important,Important,Important,Very important,Critical,Critical,Critical,Slightly important,Not important,Important,Important,Important,Not important,Not difficult,Very difficult,Slightly difficult,0,18,Slightly difficult,Very difficult,Slightly difficult,0,9,Not difficult,Difficult,Difficult,0,7,Slightly difficult,Slightly difficult,Slightly difficult,1,3,Slightly difficult,Slightly difficult,Not difficult,1,7,Slightly difficult,Difficult,Slightly difficult,0,5,Not difficult,Slightly difficult,Difficult,0,4,Slightly difficult,Slightly difficult,Difficult,1,6,Not difficult,Slightly difficult,Not difficult,1,2,Important,Important,Very important,Important,Very important,Slightly important,Not important,Slightly important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,No obstacle,Public placement office, -44,No,-44,-44,-44,-44,Yes,0,5,Yes,-44,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,7,No,100,0,0,0,0,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,2,2,Incompleteness of loan application,-44,830000,830000,274000,380000,50000,4000,16000,9000,2000,1000,1000,0,189000,169000,252000,232000,315000,262000,Very severe obstacle,No obstacle,No obstacle,Very severe obstacle,No,Yes,Yes,No,No,No,No,Moderate obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Yes,Yes,No,No,No,Access to finance,"Crime, theft and disorder",Practices of competitors in the informal sector,Very severe obstacle,Yes,Yes,No,Yes,No,No,No,-44,-44,Yes,Large impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Large impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 780365,365,Trinidad & Tobago,Trinidad & Tobago,Construction,6040,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,80,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,2006,No,Yes,2006,12,No,-44,-44,No,-44,-44,No,-44,-44,Yes,30,No,Yes,2,2,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0, -44,0,60,40,5,Small private firms (less than 20 employees),50,0,50,plumbing,85,National,15,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,35,65,No,-44,No,Yes,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to agree,Strongly agree,No,-44,-44,-44,-44,-44,Yes,-44,72000,Yes,1,-44,Yes,1,Outside working hours,Firearm/gun,Money,40000,Gang related,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,3,During working hours,Knife,Goods or stock,15000,Gang related,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,0,6000,Yes,No,No,Yes,Yes,No,-44,-44,No,-44,-44,Yes,Yes,Yes,5,No,-44,-44,No,-44,-44,0,No,-44,-44,No,-44,-44,No,-44,-44,13,7,3,2,1,1,0,1,1,1,6,5,1,0,0,0,0,0,0,1,1,1,0,0,1,8,82000,8,76000,7,89000,1,41000,2,38000,1,49000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,3,26775,3,24800,3,28900,0,-77,0,-77,0,-77,1,23175,1,23200,1,25700,Economic upturn/downturn, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Completed primary school,Important,Slightly important,Critical,Very important,Important,Very important,Important,Important,Very important,Important,Slightly important,Important,Not important,Slightly important,Important,Very important,Critical,Critical,Important,Important,Critical,Critical,Important,Slightly important,Critical,Slightly important,Important,Slightly important,Not important,Not important,Important,Slightly important,Important,Critical,Critical,Very important,Very important,Very important,Very important,Important,Important,Very important,Critical,Slightly important,Critical,Important,Very important,Critical,Critical,Critical,Very important,Not important,Slightly important,Important,Not important,Important,Important,Not important,Not important,Not important,Important,Important,Important,Very important,Very important,Slightly important,Slightly important,Slightly important,Important,Important,Critical,Very important,Critical,Very important,Not important,Slightly important,Important,Very important,Slightly important,Slightly important,Slightly difficult,Very difficult,Slightly difficult,1,25,Slightly difficult,Very difficult,Difficult,0,6,Slightly difficult,Slightly difficult,Difficult,0,5,Slightly difficult,Slightly difficult,Not difficult,0,1,Slightly difficult,Difficult,Slightly difficult,0,10,Slightly difficult,Slightly difficult,Difficult,1,4,Not difficult,Difficult,Difficult,1,7,Slightly difficult,Slightly difficult,Difficult,1,10,Not difficult,Not difficult,Not difficult,0,2,Important,Very important,Not important,Important,Very important,Not important,Not important,Slightly important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Public placement office, -44,Yes to both,No,-44,No,-44,No,-44,-44,No,The benefits of training are small than the costs,No,-44,-44,-44,-44,-44,-44,Yes,100,0, -44,0,Yes,8,No,10,42,18,0,30,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,Yes,Line of credit,2012,50000,13,60,Other,Yes,No,No,No,Yes,No, -44,150,Yes,2,1,Problems with credit history/report,-44,860000,960000,422000,710000,10000,10000,18000,12000,2000,2000,1000,0,0,156000,187000,211000,240000,228000,Minor obstacle,No obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,No obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Major obstacle,Minor obstacle,Major obstacle,Minor obstacle,-44,-44,-44,-44,-44,Cost of finance,Inadequately educated workforce,Access to finance,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Community based organization, -44,technological and Innovation Support, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 780367,367,Trinidad & Tobago,Trinidad & Tobago,Chemicals,6093,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,80,100,0,0,0,Predominantly men,No,Yes,6,Delegates decisions to other partners,11,0,Predominantly men,Male,Male,Male,1997,Yes,Yes,1997,32,No,-44,-44,No,-44,-44,No,-44,-44,Yes,27,No,Yes,2,1,1,-44,No,-44,-44,-44,-44,Yes,3,2,1,-44,No,-44,-44,-44,-44,Yes,0,Yes,No,Yes,100,55,150,0,0, -44,25,25,50,0,Your parent company or affiliated establishments,25,25,50,fertilizers,100,National,30,Remained the same,Decreased,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,100,0,-44,-44,No,Yes,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to disagree,Yes,No,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,No,-44,-44,No,-44,0,-44,Yes,12,Yes,No,-44,-44,Yes,25,1,2,11,3,5,2,1,0,1,0,1,20,7,9,3,1,0,1,0,1,1,1,1,1,1,0,10,82000,10,75000,10,88000,1,55000,1,51000,1,60000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,26550,1,26600,1,30100,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,14,31050,13,30200,14,36900,5,24075,5,22800,4,27000,Increase/decreased demand for goods, -44,University graduate,Post graduated,University graduate,Post graduated,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Completed secondary,Completed secondary,Completed secondary,Slightly important,Important,Critical,Important,Very important,Important,Slightly important,Slightly important,Important,Important,Slightly important,Important,Not important,Slightly important,Important,Critical,Very important,Critical,Important,Slightly important,Critical,Critical,Important,Important,Critical,Slightly important,Slightly important,Important,Not important,Not important,Important,Slightly important,Important,Critical,Critical,Very important,Very important,Important,Important,Important,Important,Important,Critical,Not important,Critical,Important,Critical,Critical,Critical,Critical,Critical,Slightly important,Not important,Important,Not important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Important,Very important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Important,Critical,Critical,Very important,Critical,Not important,Not important,Very important,Important,Slightly important,Not important,Not difficult,Difficult,Difficult,1,13,Slightly difficult,Difficult,Slightly difficult,1,9,Not difficult,Slightly difficult,Slightly difficult,0,2,Slightly difficult,Not difficult,Not difficult,0,1,Slightly difficult,Slightly difficult,Slightly difficult,0,3,Difficult,Slightly difficult,Slightly difficult,1,4,Not difficult,Difficult,Difficult,1,10,Slightly difficult,Slightly difficult,Slightly difficult,2,2,Not difficult,Not difficult,Not difficult,0,2,Very important,Critical,Very important,Slightly important,Important,Slightly important,Slightly important,Slightly important,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,No obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,Private placement office, -44,No,-44,-44,-44,-44,Yes,50,50,No,Other,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,14,No,25,40,10,0,25,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,2,2,Other objections,-44,15270000,14830000,6674000,2520000,500000,3000,19000,126000,0,0,0,0,0,1600000,1900000,2500000,2675000,2550000,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,Cost of finance,Access to finance,Corruption,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Government based organization, -44,technological and Innovation Support, -44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 780368,368,Trinidad & Tobago,Trinidad & Tobago,Fabricated metal products,6113,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,2002,No,Yes,2002,17,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,1,0,-44,No,-44,-44,-44,-44,Yes,4,5,0,-44,Yes,0,2,1,-44,No,-44,Yes,No,Yes,100,75,43,0,0, -44,0,60,40,0,Your parent company or affiliated establishments,20,60,20,signs,95,National,15,Increased,Remained the same,More than 5,80,20,0,2004,argentina,40,jamaica,10,6,0,0,75,25,Yes,7,Yes,Yes,No,No,Yes,No,Yes,Other company of the sector, -44,Yes,No,Yes,No,Yes,Yes,No,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,Important,Important,Important,Important,Important,Very Important,Important,Yes,100,No,-44,No,-44,No,No,0,-44,No,No,No,No,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Major obstacle,Moderate obstacle,-44, -44,Tend to agree,Strongly disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,Yes,2,Yes,No,-44,-44,0,No,-44,-44,Yes,45,No,No,-44,-44,2,8,5,3,0,0,0,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,5,67000,4,65000,3,78000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,3,24525,3,23200,3,26700,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,Increase demand for higher quality product, -44,Post graduated,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Very important,Important,Critical,Very important,Important,Important,Very important,Important,Important,Important,Important,Important,Important,Slightly important,Important,Critical,Very important,Critical,Important,Important,Very important,Critical,Very important,Important,Very important,Slightly important,Important,Important,Not important,Not important,Critical,Slightly important,Very important,Critical,Critical,Important,Very important,Very important,Slightly important,Very important,Important,Very important,Very important,Not important,Critical,Important,Very important,Critical,Very important,Very important,Critical,Slightly important,Slightly important,Important,Not important,Important,Important,Not important,Slightly important,Not important,Important,Very important,Important,Slightly important,Important,Not important,Not important,Not important,Important,Important,Critical,Very important,Critical,Very important,Slightly important,Slightly important,Very important,Slightly important,Slightly important,Slightly important,Not difficult,Very difficult,Slightly difficult,1,16,Slightly difficult,Very difficult,Slightly difficult,0,5,Not difficult,Difficult,Difficult,0,8,Slightly difficult,Slightly difficult,Difficult,1,2,Slightly difficult,Slightly difficult,Difficult,0,10,Slightly difficult,Difficult,Difficult,0,6,Not difficult,Slightly difficult,Slightly difficult,1,8,Slightly difficult,Not difficult,Slightly difficult,1,4,Not difficult,Slightly difficult,Not difficult,1,1,Important,Very important,Very important,Not important,Very important,Slightly important,Slightly important,Slightly important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Public placement office, -44,No,-44,-44,-44,-44,Yes,4,15,Yes,-44,No,-44,-44,-44,-44,-44,-44,Yes,70,30, -44,0,No,-44,No,70,0,0,0,30,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,4,4,Insufficient profitability,-44,900000,980000,412000,190000,88000,10000,4000,50000,0,0,0,0,189000,320000,143000,600000,321000,1398000,No obstacle,No obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Major obstacle,Minor obstacle,No obstacle,Very severe obstacle,No obstacle,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Access to finance,Tax administration,Minor obstacle,Yes,Yes,No,No,No,Yes,No,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Negative impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Large impact,-44,-44,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,Yes,No,Yes,Yes,No,Yes,Yes,No,No,Somewhat truthful,Are taken directly from the establishment's records, 780369,369,Trinidad & Tobago,Trinidad & Tobago,Wholesale,6443,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,75,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Male,1997,No,Yes,1997,11,Yes,57,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,0,1,0,-44,No,-44,-44,-44,-44,Yes,0,0,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,0,100,0,0,Individuals,0,50,50,wholesale,60,Local,10,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,70,30,Yes,6,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,Yes,No,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,-44, -44,Tend to disagree,Tend to agree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,31,No,-44,-44,Yes,0,-44,8000,No,-44,-44,No,-44,-44,No,-44,-44,25,13,5,4,3,1,0,3,2,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,2,5,110000,4,99000,4,131000,1,56000,1,52000,1,60000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,4,24750,4,24300,4,26700,0,-77,0,-77,0,-77,3,23850,3,22300,3,27500,Increase/decreased demand for goods, -44,University graduate,Completed college/vocational training,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed secondary,Not applicable,Not applicable,Completed secondary,Completed primary school,Important,Important,Critical,Important,Important,Important,Slightly important,Slightly important,Important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Very important,Very important,Very important,Important,Slightly important,Critical,Critical,Important,Important,Critical,Important,Slightly important,Important,Not important,Not important,Critical,Important,Important,Very important,Critical,Slightly important,Very important,Very important,Very important,Important,Very important,Important,Very important,Important,Critical,Very important,Critical,Very important,Critical,Critical,Critical,Slightly important,Slightly important,Important,Slightly important,Very important,Important,Slightly important,Important,Not important,Important,Very important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Very important,Important,Critical,Critical,Very important,Very important,Not important,Important,Important,Important,Slightly important,Slightly important,Not difficult,Very difficult,Difficult,0,10,Not difficult,Very difficult,Difficult,0,9,Not difficult,Slightly difficult,Difficult,1,6,Not difficult,Slightly difficult,Not difficult,1,2,Not difficult,Slightly difficult,Not difficult,1,4,Slightly difficult,Difficult,Slightly difficult,0,8,Slightly difficult,Difficult,Slightly difficult,1,6,Not difficult,Slightly difficult,Slightly difficult,0,9,Slightly difficult,Not difficult,Not difficult,1,1,Important,Important,Very important,Important,Important,Slightly important,Not important,Not important,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,Through family/friends, -44,No,-44,-44,-44,-44,Yes,1,5,Yes,-44,No,-44,-44,-44,-44,-44,-44,Yes,100,0, -44,0,Yes,11,Yes,60,16,4,0,20,0,0,0,0,0,0,0,0, -44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Line of credit,2006,500000,14,12,Other,Yes,No,No,No,No,No, -44,125,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,2660000,2920000,759000,1230000,263000,12000,61000,41000,6000,7000,3000,29000,0,581000,501000,818000,642000,1031000,No obstacle,No obstacle,Major obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,No obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Yes,Yes,Yes,Yes,No,"Crime, theft and disorder",Practices of competitors in the informal sector,Inadequately educated workforce,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Community based organization, -44,Marketing and Operations support, -44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 780370,370,Trinidad & Tobago,Trinidad & Tobago,Construction,6550,Yes,3,Headquarters with no production/no sales at this location,Yes,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Male,Male,Male,1998,No,Yes,1998,18,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,1,0,-44,No,-44,-44,-44,-44,Yes,2,0,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,15,40,45,0,Large private firms (more than 100 employees),0,50,50,construction,100,Local,5,Remained the same,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,85,15,Yes,15,Yes,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,-44, -44,Strongly disagree,Tend to disagree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,20,Yes,1,No,Yes,0,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,1,16,5,5,4,2,0,1,1,2,0,0,0,0,0,0,0,0,0,0,0,0,0,0,2,5,100000,4,93000,4,111000,1,54000,1,55000,1,61000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,23175,1,20600,1,26500,0,-77,0,-77,0,-77,5,28800,5,28000,5,33900,0,-77,0,-77,0,-77,4,23175,5,22100,4,25500,-44, -44,University graduate,University graduate,University graduate,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Important,Important,Critical,Very important,Important,Very important,Slightly important,Slightly important,Very important,Important,Important,Important,Not important,Important,Very important,Critical,Critical,Very important,Very important,Important,Critical,Critical,Important,Very important,Critical,Slightly important,Important,Slightly important,Slightly important,Not important,Important,Slightly important,Slightly important,Critical,Very important,Important,Very important,Important,Very important,Important,Very important,Important,Critical,Important,Critical,Important,Critical,Critical,Very important,Critical,Very important,Slightly important,Not important,Important,Not important,Important,Very important,Not important,Slightly important,Slightly important,Slightly important,Important,Slightly important,Slightly important,Important,Not important,Slightly important,Slightly important,Important,Important,Very important,Critical,Critical,Very important,Not important,Slightly important,Very important,Important,Not important,Slightly important,Not difficult,Very difficult,Slightly difficult,1,25,Slightly difficult,Very difficult,Difficult,0,10,Slightly difficult,Difficult,Slightly difficult,1,7,Not difficult,Slightly difficult,Slightly difficult,0,1,Slightly difficult,Slightly difficult,Difficult,1,6,Slightly difficult,Difficult,Slightly difficult,0,5,Not difficult,Slightly difficult,Difficult,1,10,Not difficult,Not difficult,Slightly difficult,1,2,Slightly difficult,Not difficult,Not difficult,0,2,Very important,Important,Very important,Important,Very important,Not important,Not important,Slightly important,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,No obstacle,No obstacle,Public placement office, -44,No,-44,-44,-44,-44,Yes,1,15,Yes,-44,No,-44,-44,-44,-44,-44,-44,No,100,0, -44,0,Yes,9,No,75,0,0,0,25,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Application procedures for loans or line of credit are compl,4000000,4000000,1640000,950000,160000,40000,112000,40000,6000,3000,6000,0,19000,800000,905000,1000000,1160000,2090000,Major obstacle,Very severe obstacle,Major obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Yes,Yes,No,No,No,Practices of competitors in the informal sector,Electricity,Transportation,Minor obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,Somewhat truthful,Are estimates computed with some precision, 134507839,,Antigua - Barbuda,Antigua - Barbuda,Retail,507839,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All women,Yes,Not applicable,100,Makes decisions in consultation with other partners,19,3,Predominantly men,Male,Male,Female,1995,No,Yes,1995,18,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,2,1,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,20,55,25,0,Large private firms (more than 100 employees),40,50,10,hardware,100,National,25,Decreased,Increased,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,35,65,Yes,11,Yes,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,Yes,No,No,No,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,No obstacle,Moderate obstacle,-44, -44,Strongly disagree,Strongly disagree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,No,5,No,-44,-44,No,-44,1,-44,No,-44,-44,No,-44,-44,No,-44,-44,5,5,3,1,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3,28000,3,25000,2,32000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,17000,1,16700,1,19400,0,-77,0,-77,0,-77,1,14000,2,12700,1,16000,Increase/decreased demand for goods, -44,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed secondary,-44,-44,Completed secondary,Completed primary school,Important,Important,Critical,Very important,Important,Very important,Important,Slightly important,Very important,Important,Important,Slightly important,Slightly important,Slightly important,Very important,Very important,Critical,Critical,Very important,Important,Critical,Very important,Slightly important,Important,Very important,Slightly important,Important,Slightly important,Slightly important,Not important,Critical,Important,Important,Critical,Critical,Very important,Very important,Very important,Very important,Slightly important,Very important,Slightly important,Critical,Important,Critical,Important,Critical,Critical,Very important,Critical,Critical,Not important,Not important,Important,Slightly important,Slightly important,Important,Not important,Important,Slightly important,Important,Important,Important,Slightly important,Important,Not important,Not important,Slightly important,Very important,Very important,Critical,Very important,Critical,Very important,Slightly important,Slightly important,Important,Important,Not important,Slightly important,Not difficult,Very difficult,Difficult,1,20,Not difficult,Very difficult,Difficult,0,15,Slightly difficult,Difficult,Slightly difficult,0,3,Slightly difficult,Slightly difficult,Not difficult,1,1,Slightly difficult,Not difficult,Slightly difficult,1,3,Difficult,Slightly difficult,Difficult,0,6,Not difficult,Slightly difficult,Slightly difficult,0,8,Not difficult,Not difficult,Not difficult,1,10,Not difficult,Slightly difficult,Not difficult,0,2,Very important,Very important,Important,Important,Very important,Slightly important,Slightly important,Not important,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Public placement office, -44,Yes to both,Yes,1,No,-44,No,-44,-44,No,The firm is affraid of investing in workers that after the t,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,Yes,13,No,50,25,10,0,15,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,3,3,Problems with credit history/report,-44,3540000,5890000,2356000,1708100,112000,58900,30000,59000,6000,5000,6000,0,0,1171000,1253000,1649000,1649000,2688000,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,Major obstacle,Minor obstacle,-44,-44,-44,-44,-44,Access to finance,"Crime, theft and disorder",Tax Rates,Minor obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Local business association, -44,Human resources Support, -44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 134507857,,Antigua - Barbuda,Antigua - Barbuda,Retail,507857,No,-44,-44,-44,-44,Partnership (including limited liability companies), -44,50,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Female,Male,Female,1986,No,Yes,1986,7,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,1,0,-44,Yes,3,0,0,-44,No,-44,-44,-44,-44,Yes,1,3,2,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,25,60,15,0,Others,10,60,30,grocery,35,National,5,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,30,70,Yes,20,Yes,Yes,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,Yes,No,No,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,-44, -44,Tend to agree,Tend to disagree,Strongly disagree,Tend to agree,Yes,No,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,Yes,0,Yes,1,Yes,Yes,0,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,9,5,3,1,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3,47000,3,42000,3,51000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,16000,1,14800,1,19000,0,-77,0,-77,0,-77,1,15000,2,14000,1,17300,Economic upturn/downturn, -44,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Important,Important,Critical,Very important,Important,Important,Important,Important,Important,Important,Slightly important,Important,Slightly important,Slightly important,Important,Very important,Very important,Critical,Very important,Important,Critical,Critical,Important,Important,Critical,Slightly important,Important,Important,Important,Slightly important,Very important,Slightly important,Important,Very important,Very important,Important,Very important,Very important,Slightly important,Slightly important,Very important,Important,Critical,Important,Critical,Important,Critical,Critical,Critical,Very important,Very important,Important,Not important,Important,Not important,Important,Slightly important,Not important,Not important,Slightly important,Important,Important,Important,Important,Important,Slightly important,Not important,Slightly important,Important,Very important,Critical,Very important,Critical,Very important,Not important,Important,Important,Important,Slightly important,Slightly important,Difficult,Very difficult,Difficult,0,12,Slightly difficult,Very difficult,Slightly difficult,0,8,Not difficult,Slightly difficult,Difficult,0,3,Not difficult,Slightly difficult,Not difficult,0,1,Slightly difficult,Slightly difficult,Slightly difficult,1,10,Slightly difficult,Difficult,Difficult,1,10,Not difficult,Slightly difficult,Slightly difficult,1,2,Slightly difficult,Not difficult,Not difficult,0,2,Not difficult,Not difficult,Not difficult,1,2,Important,Very important,Slightly important,Important,Very important,Not important,Slightly important,Not important,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Public placement office, -44,Yes to fire,No,-44,Yes,2,No,-44,-44,No,The firm cannot afford the optimal level of training,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,No,-44,No,70,15,5,0,10,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Size of loan and maturity are insufficiant,950000,1260000,315000,327600,59000,63000,12600,14000,1000,1000,1000,0,0,235000,233000,340000,315000,442000,No obstacle,No obstacle,Very severe obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,Transportation,Tax Rates,Access to land for expansion / relocation,Minor obstacle,Yes,Yes,No,Yes,Yes,No,Yes,-44,-44,Yes,Large impact,Yes,Large impact,-44,-44,Yes,Moderated impact,-44,-44,No,No impact,No,No impact,-44,-44,Yes,Large impact,-44,-44,Yes,Moderated impact,Yes,Large impact,-44,-44,Yes,Large impact,-44,-44,No,No impact,No,No impact,-44,-44,Yes,Moderated impact,-44,-44,No,No impact,Yes,Moderated impact,-44,-44,No,No impact,-44,-44,Yes,Large impact,Yes,Large impact,-44,-44,No,No impact,-44,-44,No,No impact,No,No impact,-44,-44,No,No impact,-44,-44,Yes,Large impact,Yes,Large impact,-44,-44,No,No impact,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,Yes,Yes,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Truthful,Are taken directly from the establishment's records, 134507822,,Antigua - Barbuda,Antigua - Barbuda,Hotel and restaurants,507822,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,8,-44,-44,-44,Predominantly women,Male,Female,Male,2005,No,Yes,2005,8,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,2,1,-44,No,-44,-44,-44,-44,Yes,9,0,1,-44,Yes,0,3,1,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,5,65,30,0,Individuals,20,70,10,hotel accomodation and food,100,Local,10,Increased,Increased,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,25,75,No,-44,Yes,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,Yes,No,Yes,No,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,No obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,-44, -44,Tend to disagree,Strongly disagree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,No,5,Yes,1,No,Yes,5,0,-44,Yes,5,Yes,No,-44,-44,No,-44,-44,2,5,3,1,1,0,2,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3,39000,2,37000,1,42000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,17000,1,16500,1,19300,0,-77,0,-77,0,-77,1,13000,1,11900,1,15400,New products require new skills, -44,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed primary school,Important,Important,Critical,Important,Important,Very important,Important,Slightly important,Important,Important,Important,Important,Not important,Slightly important,Important,Critical,Very important,Critical,Slightly important,Slightly important,Critical,Critical,Important,Very important,Critical,Slightly important,Slightly important,Important,Not important,Not important,Very important,Slightly important,Important,Very important,Critical,Important,Very important,Important,Slightly important,Important,Important,Slightly important,Critical,Slightly important,Critical,Very important,Very important,Critical,Very important,Critical,Critical,Not important,Not important,Important,Not important,Slightly important,Very important,Not important,Not important,Slightly important,Important,Important,Very important,Important,Slightly important,Not important,Not important,Slightly important,Important,Very important,Very important,Critical,Critical,Very important,Not important,Slightly important,Slightly important,Important,Slightly important,Slightly important,Not difficult,Very difficult,Slightly difficult,0,16,Not difficult,Very difficult,Difficult,0,4,Slightly difficult,Very difficult,Slightly difficult,1,2,Slightly difficult,Slightly difficult,Not difficult,0,2,Slightly difficult,Difficult,Slightly difficult,0,3,Slightly difficult,Difficult,Slightly difficult,1,4,Slightly difficult,Difficult,Difficult,0,10,Slightly difficult,Not difficult,Slightly difficult,1,9,Not difficult,Slightly difficult,Not difficult,1,1,Important,Very important,Not important,Slightly important,Very important,Slightly important,Not important,Slightly important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,Public placement office, -44,Yes to fire,No,-44,Yes,1,No,-44,-44,No,The firm is affraid of investing in workers that after the t,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,Yes,10,No,60,16,4,0,20,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Did not think it would be approved,230000,340000,112200,88400,10000,6800,50000,6000,1000,1000,1000,0,0,73000,89000,99000,133000,201000,No obstacle,No obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,Access to finance,Corruption,Tax Rates,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 134507743,,Antigua - Barbuda,Antigua - Barbuda,Electronics,507743,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All women,Yes,Not applicable,100,Makes decisions in consultation with other partners,29,4,Predominantly men,Male,Male,Male,1985,No,Yes,1985,28,No,-44,-44,No,-44,-44,No,-44,-44,Yes,48,No,Yes,1,1,0,-44,No,-44,-44,-44,-44,Yes,2,1,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,100,90,140,0,0, -44,5,45,50,0,Large private firms (more than 100 employees),0,65,35,solar panels,100,National,10,Decreased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,60,40,No,-44,Yes,Yes,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,Yes,Yes,No,No,-44,-44,No,-44,-44,Yes,No,No,10,Yes,1,No,Yes,0,0,-44,No,-44,-44,No,-44,-44,Yes,0,2,2,6,3,2,1,0,2,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3,35000,2,32000,2,38000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,20000,2,17800,2,22900,1,14000,2,12900,1,16000,-44, -44,Post graduated,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Completed secondary,Completed primary school,Important,Important,Critical,Very important,Important,Important,Important,Very important,Important,Important,Slightly important,Important,Slightly important,Important,Important,Critical,Very important,Critical,Slightly important,Very important,Critical,Critical,Important,Slightly important,Very important,Slightly important,Important,Slightly important,Not important,Not important,Important,Important,Very important,Critical,Critical,Very important,Very important,Very important,Very important,Important,Important,Very important,Critical,Important,Critical,Important,Critical,Critical,Critical,Very important,Very important,Not important,Slightly important,Important,Slightly important,Important,Important,Slightly important,Important,Slightly important,Important,Very important,Very important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Important,Critical,Critical,Critical,Critical,Not important,Slightly important,Important,Very important,Slightly important,Not important,Not difficult,Difficult,Difficult,0,11,Not difficult,Very difficult,Very difficult,0,13,Slightly difficult,Difficult,Difficult,0,4,Slightly difficult,Not difficult,Slightly difficult,0,2,Slightly difficult,Difficult,Not difficult,1,2,Slightly difficult,Very difficult,Difficult,0,4,Not difficult,Difficult,Slightly difficult,1,2,Not difficult,Slightly difficult,Not difficult,0,4,Not difficult,Not difficult,Not difficult,1,1,Important,Very important,Slightly important,Important,Important,Not important,Not important,Not important,Major obstacle,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Through family/friends, -44,No,-44,-44,-44,-44,No,-44,-44,No,Other,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,10,Yes,65,16,4,0,15,0,0,0,0,0,0,0,0, -44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Line of credit,2009,100000,7,42,Other,Yes,Yes,Yes,No,Yes,No, -44,175,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,580000,690000,269100,220800,17000,13800,15000,0,0,0,0,83000,0,122000,179000,159000,248000,434000,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,No obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Political environment,Inadequately educated workforce,Access to finance,Major obstacle,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Large impact,Yes,Moderated impact,No,No impact,Yes,Large impact,No,No impact,No,No impact,No,No impact,No,No impact,No,No impact,No,No impact,Yes,Moderated impact,Yes,Large impact,No,No impact,Yes,Large impact,Yes,Large impact,Yes,Large impact,Yes,Large impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Large impact,Yes,Moderated impact,No,No impact,Yes,Large impact,No,No impact,No,No impact,Yes,Large impact,Yes,Large impact,Yes,Large impact,Yes,Moderated impact,No,No impact,Yes,Large impact,No,No impact,No,No impact,No,No impact,Yes,Large impact,Yes,Large impact,No,No impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Large impact,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 134507818,,Antigua - Barbuda,Antigua - Barbuda,Transport,507818,No,-44,-44,-44,-44,Limited partnership, -44,51,100,0,0,0,Equally men and women,No,Yes,49,Makes decisions in consultation with other partners,15,2,All men,Male,Male,Male,1999,No,Yes,1999,14,No,-44,-44,No,-44,-44,No,-44,-44,Yes,20,No,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,5,Yes,No,Yes,0,-44,-44,100,0, -44,10,55,35,0,Large private firms (more than 100 employees),5,55,40,trucking,100,Local,10,Remained the same,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,85,15,Yes,10,Yes,No,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Major obstacle,Minor obstacle,Minor obstacle,Major obstacle,No obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Major obstacle,Minor obstacle,-44, -44,Tend to disagree,Tend to agree,Tend to disagree,Tend to agree,Yes,No,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,5,Yes,2,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,3,6,3,2,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3,27000,3,25000,3,31000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,13000,2,12400,2,14000,0,-77,0,-77,0,-77,1,15000,1,15300,1,16200,-44, -44,Post graduated,Completed secondary,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Completed secondary,-44,-44,Completed secondary,Completed primary school,Important,Slightly important,Very important,Very important,Very important,Important,Important,Important,Important,Very important,Slightly important,Important,Not important,Slightly important,Important,Critical,Very important,Very important,Important,Important,Critical,Critical,Very important,Very important,Critical,Slightly important,Very important,Very important,Not important,Slightly important,Critical,Slightly important,Important,Critical,Very important,Important,Very important,Important,Important,Slightly important,Important,Important,Critical,Important,Critical,Very important,Critical,Critical,Very important,Critical,Critical,Not important,Not important,Important,Slightly important,Important,Important,Slightly important,Slightly important,Slightly important,Very important,Slightly important,Important,Important,Important,Slightly important,Not important,Not important,Important,Important,Very important,Critical,Critical,Critical,Not important,Slightly important,Slightly important,Important,Slightly important,Slightly important,Slightly difficult,Almost impossible,Slightly difficult,0,14,Not difficult,Difficult,Difficult,0,5,Slightly difficult,Slightly difficult,Difficult,0,8,Slightly difficult,Slightly difficult,Slightly difficult,1,3,Not difficult,Not difficult,Not difficult,0,6,Not difficult,Difficult,Slightly difficult,0,8,Not difficult,Difficult,Slightly difficult,0,10,Slightly difficult,Slightly difficult,Not difficult,0,4,Slightly difficult,Slightly difficult,Not difficult,1,2,Critical,Very important,Not important,Not important,Very important,Slightly important,Slightly important,Not important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,Public placement office, -44,No,-44,-44,-44,-44,Yes,0,1,Yes,-44,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,Yes,13,Yes,0,75,15,0,10,0,0,0,0,0,0,0,0, -44,25,75,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Line of credit,2012,40000,14,36,Private commercial banks,Yes,No,No,No,No,No, -44,100,Yes,2,1,Incompleteness of loan application,-44,210000,240000,64800.00000000001,55200,2000,4800,4000,7000,1000,0,1000,0,7000,47000,48000,60000,74000,120000,Very severe obstacle,Major obstacle,Major obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,No obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,Practices of competitors in the informal sector,Customs and Trade Regulations,Business Licensing and Permits,Moderate obstacle,Yes,Yes,No,No,No,No,Yes,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Large impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Large impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Large impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Negative impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Large impact,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 134507835,,Antigua - Barbuda,Antigua - Barbuda,Retail,507835,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All women,Yes,Not applicable,100,Makes major strategic and fiancial decisions,7,5,Predominantly men,Male,Male,Male,2007,No,Yes,2007,7,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,0,1,1,-44,No,-44,-44,-44,-44,Yes,1,0,1,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,5,70,25,0,Medium private firms (20-100 employees),20,60,20,household products,25,National,10,Decreased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,40,60,Yes,15,No,No,No,No,Yes,Yes,-44,-44, -44,-44,Yes,No,Yes,No,No,-44,-44,-44,-44,Yes,No,No,Yes,Yes,No,Yes,Yes,No, -44,Very Important,Critical,Slightly important,Very Important,Slightly important,Important,Very Important,Yes,100,No,-44,No,-44,No,No,20000,-44,Yes,No,Yes,No,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to agree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,No,No,No,No,-44,-44,No,-44,-44,No,Yes,No,1,No,-44,-44,No,-44,-44,0,No,-44,-44,No,-44,-44,No,-44,-44,10,6,3,2,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3,47000,2,46000,1,53000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,16000,2,15300,2,17400,0,-77,0,-77,0,-77,1,15000,1,14300,1,17300,New products require new skills, -44,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed secondary,Important,Important,Critical,Important,Important,Important,Important,Important,Important,Important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Critical,Very important,Critical,Important,Important,Critical,Very important,Important,Very important,Critical,Important,Slightly important,Slightly important,Not important,Not important,Very important,Important,Critical,Critical,Very important,Important,Very important,Important,Slightly important,Slightly important,Slightly important,Important,Very important,Important,Critical,Important,Critical,Critical,Very important,Critical,Critical,Slightly important,Slightly important,Slightly important,Not important,Very important,Important,Important,Slightly important,Important,Very important,Important,Important,Slightly important,Important,Not important,Slightly important,Slightly important,Important,Important,Very important,Critical,Very important,Very important,Important,Slightly important,Very important,Slightly important,Important,Slightly important,Not difficult,Almost impossible,Difficult,1,8,Slightly difficult,Very difficult,Difficult,0,4,Difficult,Slightly difficult,Slightly difficult,0,5,Not difficult,Slightly difficult,Slightly difficult,0,1,Slightly difficult,Slightly difficult,Difficult,0,8,Slightly difficult,Difficult,Slightly difficult,1,3,Slightly difficult,Difficult,Slightly difficult,0,4,Not difficult,Not difficult,Not difficult,0,4,Not difficult,Not difficult,Not difficult,1,1,Important,Very important,Not important,Not important,Important,Not important,Slightly important,Slightly important,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,Private placement office, -44,Yes to fire,No,-44,Yes,0,No,-44,-44,No,The firm cannot afford the optimal level of training,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,11,No,75,0,0,0,25,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Collateral requirements for loans or line of credit are unat,1550000,1420000,426000,198800,44000,42600,34000,22500,2000,4000,2000,0,0,258000,288000,369000,412000,502000,Moderate obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,Major obstacle,Minor obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Cost of finance,Macroeconomic environment,Inadequately educated workforce,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Local business association, -44,Marketing and Operations support, -44,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,Yes,No,Yes,Truthful,Are taken directly from the establishment's records, 134507841,,Antigua - Barbuda,Antigua - Barbuda,Construction,507841,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All women,Yes,Not applicable,100,Makes decisions in consultation with other partners,13,4,All men,Male,Male,Male,2001,Yes,Yes,2001,12,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,6,0,0,-44,Yes,2,4,1,-44,No,-44,No,Yes,Yes,0,-44,-44,100,0, -44,0,40,60,0,Your parent company or affiliated establishments,30,60,10,construction,95,National,10,Decreased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,75,25,Yes,10,Yes,Yes,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,Yes,No,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,-44, -44,Strongly disagree,Tend to disagree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,Yes,Yes,No,No,-44,-44,No,-44,-44,Yes,Yes,No,0,Yes,3,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,8,6,3,2,1,0,0,0,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3,35000,3,32000,2,41000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,16000,2,14800,2,18500,0,-77,0,-77,0,-77,1,14000,1,14000,1,16000,-44, -44,University graduate,Post graduated,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Slightly important,Slightly important,Critical,Important,Very important,Important,Important,Slightly important,Important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Very important,Critical,Very important,Important,Slightly important,Critical,Critical,Important,Important,Critical,Slightly important,Important,Slightly important,Not important,Not important,Very important,Important,Important,Critical,Critical,Important,Very important,Important,Very important,Important,Slightly important,Important,Very important,Important,Critical,Important,Critical,Very important,Critical,Critical,Critical,Not important,Slightly important,Important,Not important,Important,Important,Slightly important,Not important,Slightly important,Very important,Slightly important,Very important,Important,Important,Not important,Slightly important,Slightly important,Important,Very important,Very important,Critical,Critical,Very important,Not important,Slightly important,Very important,Very important,Not important,Not important,Not difficult,Very difficult,Slightly difficult,1,18,Slightly difficult,Very difficult,Slightly difficult,0,7,Slightly difficult,Very difficult,Slightly difficult,1,9,Slightly difficult,Not difficult,Slightly difficult,0,1,Not difficult,Slightly difficult,Slightly difficult,0,7,Slightly difficult,Slightly difficult,Slightly difficult,1,10,Not difficult,Difficult,Slightly difficult,0,3,Slightly difficult,Slightly difficult,Not difficult,1,5,Not difficult,Not difficult,Slightly difficult,1,1,Important,Very important,Slightly important,Slightly important,Very important,Not important,Not important,Slightly important,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,No obstacle,Moderate obstacle,No obstacle,No obstacle,Public announcement/advertisement, -44,No,-44,-44,-44,-44,No,-44,-44,No,The firm is affraid of investing in workers that after the t,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,Yes,5,No,85,0,0,0,15,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Interest rates are not favorable,1560000,1610000,724500,434700,27000,80500,81000,24000,2000,3000,2000,0,0,304000,329000,483000,451000,850000,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Major obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,Cost of finance,Labor Regulations,Transportation,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not aware of this type of assistance and don't know it advan, -44,-44,-44, -44,-44, -44,Yes,No,Yes,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,No,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 134507772,,Antigua - Barbuda,Antigua - Barbuda,Information technology,507772,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,2003,No,Yes,2003,12,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,2,1,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0, -44,0,70,30,0,Individuals,15,60,25,internet services,60,National,15,Remained the same,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,45,55,Yes,12,Yes,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,Yes,No,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,-44, -44,Strongly disagree,Strongly disagree,Strongly disagree,Tend to disagree,Yes,Yes,Yes,40,Yes,8,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,10,Yes,2,No,Yes,0,0,-44,Yes,10,No,No,-44,-44,Yes,0,2,5,6,3,2,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3,47000,2,43000,2,55000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,16000,2,15400,2,18700,0,-77,0,-77,0,-77,1,14000,1,13600,1,16200,New production methods, -44,University graduate,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Completed college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Important,Slightly important,Very important,Very important,Important,Important,Slightly important,Slightly important,Very important,Important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Critical,Very important,Critical,Important,Important,Very important,Very important,Slightly important,Important,Critical,Slightly important,Important,Important,Not important,Not important,Critical,Important,Slightly important,Critical,Critical,Very important,Very important,Important,Critical,Important,Important,Important,Critical,Slightly important,Critical,Very important,Critical,Critical,Very important,Critical,Critical,Slightly important,Slightly important,Very important,Not important,Important,Very important,Slightly important,Slightly important,Slightly important,Very important,Very important,Important,Important,Important,Not important,Slightly important,Slightly important,Important,Important,Critical,Very important,Critical,Critical,Not important,Not important,Important,Very important,Not important,Slightly important,Not difficult,Difficult,Very difficult,0,17,Slightly difficult,Very difficult,Slightly difficult,0,12,Not difficult,Difficult,Slightly difficult,1,5,Slightly difficult,Slightly difficult,Not difficult,1,2,Slightly difficult,Slightly difficult,Slightly difficult,0,5,Not difficult,Slightly difficult,Slightly difficult,0,7,Not difficult,Difficult,Slightly difficult,0,2,Slightly difficult,Slightly difficult,Slightly difficult,1,5,Not difficult,Not difficult,Slightly difficult,1,1,Critical,Very important,Very important,Slightly important,Important,Not important,Slightly important,Slightly important,Moderate obstacle,No obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,No obstacle,Major obstacle,Minor obstacle,Major obstacle,No obstacle,No obstacle,Public placement office, -44,No,-44,-44,-44,-44,Yes,3,2,Yes,-44,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,14,No,75,0,0,0,25,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Interest rates are not favorable,1180000,1690000,625300,507000,57000,67600,120000,42500,2000,4000,6000,0,0,285000,284000,439000,406000,479000,Minor obstacle,Minor obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,No obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Tax Rates,Cost of finance,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Administratie procedure is cumbersome, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are taken directly from the establishment's records, 134507825,,Antigua - Barbuda,Antigua - Barbuda,Transport,507825,No,-44,-44,-44,-44,Limited partnership, -44,20,100,0,0,0,Predominantly men,No,No,8,Makes decisions in consultation with other partners,14,4,Predominantly women,Female,Male,Male,1968,Yes,Yes,1968,14,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,2,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,0,Yes,No,Yes,0,-44,-44,100,0, -44,35,45,20,0,Medium private firms (20-100 employees),5,65,30,travel,90,National,20,Increased,Increased,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,50,50,No,-44,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,No obstacle,Very severe obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,-44, -44,Tend to agree,Strongly disagree,Strongly disagree,Tend to disagree,Yes,No,-44,-44,-44,-44,No,-44,-44,Yes,-44,2000,Yes,1,Outside working hours,Firearm/gun,Goods or stock,10000,Gang related,Yes,Yes,-44,Yes,2,Outside working hours,Other,Goods or stock,1000,Gang related,No,No,Tried to/was unable to contact the police,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,3,During working hours,Knife,Goods or stock,900,Other,No,No,-44,Yes,2,Outside working hours,Firearm/gun,Goods or stock,6000,Gang related,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,Yes,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,No,-44,-44,No,-44,0,-44,No,-44,-44,Yes,50,Yes,No,-44,-44,7,6,3,2,1,0,0,0,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3,32000,3,30000,2,37000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,15000,2,14900,2,16300,0,-77,0,-77,0,-77,1,14000,2,12500,1,16500,Increase/decreased demand for goods, -44,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed secondary,Important,Not important,Critical,Important,Very important,Very important,Important,Slightly important,Very important,Important,Slightly important,Important,Slightly important,Slightly important,Very important,Very important,Very important,Very important,Very important,Important,Very important,Critical,Important,Important,Very important,Important,Very important,Important,Not important,Slightly important,Important,Important,Important,Critical,Critical,Important,Very important,Very important,Very important,Very important,Important,Important,Very important,Important,Critical,Very important,Critical,Critical,Very important,Critical,Critical,Not important,Not important,Important,Not important,Slightly important,Important,Not important,Slightly important,Slightly important,Important,Important,Very important,Important,Important,Not important,Slightly important,Not important,Very important,Important,Critical,Critical,Critical,Very important,Not important,Slightly important,Important,Important,Slightly important,Not important,Difficult,Very difficult,Very difficult,0,22,Not difficult,Very difficult,Difficult,0,6,Slightly difficult,Very difficult,Difficult,0,6,Slightly difficult,Slightly difficult,Slightly difficult,0,3,Not difficult,Not difficult,Slightly difficult,0,8,Difficult,Difficult,Slightly difficult,0,7,Slightly difficult,Slightly difficult,Slightly difficult,1,2,Not difficult,Not difficult,Not difficult,0,9,Not difficult,Not difficult,Not difficult,1,1,Slightly important,Critical,Very important,Important,Very important,Not important,Slightly important,Not important,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Public placement office, -44,No,-44,-44,-44,-44,No,-44,-44,No,Other,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,No,-44,No,70,16,4,0,10,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,3,3,Concerns about level of debt already incurred,-44,6820000,7580000,2804600,1061200,61000,454800,40000,68000,12000,10000,12000,0,0,1251000,1076000,1895000,1516000,4188000,Very severe obstacle,Moderate obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,Cost of finance,Telecommunications,Customs and Trade Regulations,Minor obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Local business association, -44,Marketing and Operations support, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 134507724,,Antigua - Barbuda,Antigua - Barbuda,Machinery and equipment,507724,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Female,Male,1982,No,Yes,1983,31,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,1,1,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,100,90,150,0,0, -44,25,40,35,5,Others,15,70,15,boat repair,70,Local,10,Increased,Remained the same,2-5,100,0,70,-44,-44,-44,-44,-44,-44,-44,-44,85,15,No,-44,No,No,No,No,Yes,No,Yes,Other company of the sector, -44,Yes,No,Yes,Yes,No,No,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,Very Important,Very Important,Very Important,Slightly important,Slightly important,Very Important,Important,Yes,65,Yes,35,No,-44,No,No,0,-44,No,Yes,No,No,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,10,Yes,2,Yes,No,-44,-44,0,No,-44,-44,No,-44,-44,Yes,0,2,2,7,3,2,1,1,2,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3,31000,3,30000,3,35000,1,30000,1,30000,1,33000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,18000,2,18300,2,20800,1,14000,1,12500,1,15200,-44, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Completed secondary,Started but did not complete secondary,Important,Important,Critical,Important,Important,Very important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Slightly important,Not important,Slightly important,Slightly important,Very important,Very important,Very important,Important,Important,Very important,Critical,Slightly important,Very important,Very important,Slightly important,Slightly important,Slightly important,Not important,Not important,Very important,Slightly important,Critical,Very important,Critical,Important,Very important,Important,Slightly important,Important,Important,Very important,Critical,Important,Critical,Important,Critical,Very important,Critical,Very important,Critical,Slightly important,Not important,Important,Slightly important,Important,Important,Slightly important,Slightly important,Not important,Important,Important,Slightly important,Very important,Very important,Not important,Not important,Slightly important,Important,Important,Critical,Critical,Critical,Critical,Not important,Slightly important,Very important,Important,Slightly important,Not important,Slightly difficult,Very difficult,Slightly difficult,1,25,Difficult,Difficult,Slightly difficult,0,11,Slightly difficult,Difficult,Slightly difficult,1,5,Slightly difficult,Slightly difficult,Not difficult,0,3,Slightly difficult,Slightly difficult,Slightly difficult,0,4,Not difficult,Slightly difficult,Difficult,1,6,Slightly difficult,Difficult,Slightly difficult,0,10,Slightly difficult,Difficult,Not difficult,0,8,Not difficult,Not difficult,Not difficult,0,2,Critical,Very important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Not important,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,Public announcement/advertisement, -44,No,-44,-44,-44,-44,No,-44,-44,No,The firm cannot afford the optimal level of training,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,Yes,5,Yes,75,0,0,0,25,0,0,0,0,0,0,0,0, -44,25,75,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Loan,2011,160000,10,60,Private commercial banks,Yes,No,No,No,No,No, -44,150,Yes,2,1,Problems with credit history/report,-44,970000,1200000,360000,324000,36000,12000,63000,0,0,0,0,168000,0,228000,129000,330000,161000,465000,Minor obstacle,Minor obstacle,Major obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,Access to finance,Inadequately educated workforce,Transportation,Minor obstacle,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Moderated impact,Yes,Large impact,No,No impact,No,No impact,No,No impact,Yes,Moderated impact,Yes,Large impact,Yes,Large impact,No,No impact,No,No impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Large impact,Yes,Large impact,Yes,Moderated impact,Yes,Large impact,Yes,Large impact,No,No impact,Yes,Large impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Large impact,Yes,Large impact,No,No impact,No,No impact,Yes,Moderated impact,Yes,Large impact,Yes,Large impact,Yes,Large impact,Yes,Large impact,Yes,Large impact,No,No impact,No,No impact,No,No impact,Yes,Moderated impact,Yes,Large impact,Yes,Moderated impact,No,No impact,Yes,Large impact,No,No impact,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,No,-44,-44,No,-44,-44,Yes,Yes,Yes,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Yes,Yes,Yes,No,-44,-44,Yes,No,Yes,Truthful,Are estimates computed with some precision, 134507823,,Antigua - Barbuda,Antigua - Barbuda,Construction,507823,No,-44,-44,-44,-44,Partnership (including limited liability companies), -44,50,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Female,Male,2005,Yes,Yes,2005,11,No,-44,-44,No,-44,-44,No,-44,-44,Yes,28,No,Yes,3,1,1,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0, -44,25,55,20,1,Small private firms (less than 20 employees),5,40,55,construction,95,Local,5,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,60,40,Yes,20,Yes,No,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,No obstacle,No obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to agree,Strongly agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,50000,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,No,7,Yes,1,No,No,-44,-44,0,No,-44,-44,No,-44,-44,No,-44,-44,3,7,3,2,1,1,0,0,1,0,1,1,0,0,0,0,0,0,0,1,1,0,0,0,0,4,27000,4,25000,4,29000,1,29000,1,28000,1,34000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,14000,2,13500,2,16200,0,-77,0,-77,0,-77,1,14000,1,12500,1,15400,-44, -44,Post graduated,Completed secondary,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed primary school,Important,Important,Critical,Very important,Important,Very important,Slightly important,Important,Important,Very important,Important,Important,Important,Important,Important,Critical,Critical,Critical,Important,Important,Critical,Very important,Slightly important,Important,Critical,Slightly important,Slightly important,Important,Not important,Slightly important,Very important,Important,Important,Critical,Critical,Very important,Very important,Very important,Important,Slightly important,Important,Important,Very important,Important,Critical,Very important,Critical,Critical,Very important,Critical,Critical,Slightly important,Not important,Important,Not important,Important,Very important,Important,Slightly important,Slightly important,Very important,Very important,Slightly important,Slightly important,Important,Not important,Not important,Slightly important,Important,Very important,Critical,Very important,Critical,Critical,Not important,Slightly important,Very important,Important,Important,Not important,Slightly difficult,Very difficult,Difficult,1,22,Slightly difficult,Difficult,Slightly difficult,1,5,Slightly difficult,Difficult,Difficult,0,10,Slightly difficult,Slightly difficult,Not difficult,1,2,Slightly difficult,Difficult,Slightly difficult,0,5,Slightly difficult,Difficult,Slightly difficult,1,6,Not difficult,Difficult,Very difficult,1,6,Not difficult,Not difficult,Slightly difficult,0,8,Not difficult,Slightly difficult,Not difficult,0,1,Very important,Slightly important,Important,Important,Very important,Not important,Not important,Slightly important,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Public placement office, -44,No,-44,-44,-44,-44,Yes,0,2,Yes,-44,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,No,-44,Yes,80,0,0,0,20,0,0,0,0,0,0,0,0, -44,50,25,0,25,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Loan,2012,10000,15,36,Private commercial banks,No,-44,-44,-44,-44,-44, -44,-44,Yes,3,2,Insufficient profitability,-44,260000,300000,123000,36000,10000,15000,38000,3500,0,0,0,45000,0,57000,67000,87000,93000,202000,Minor obstacle,No obstacle,No obstacle,Major obstacle,No,Yes,No,No,No,Yes,Yes,Moderate obstacle,No obstacle,Major obstacle,Moderate obstacle,Major obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,No obstacle,Major obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Access to finance,Cost of finance,Inadequately educated workforce,Very severe obstacle,Yes,Yes,No,Yes,No,No,No,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Large impact,-44,-44,-44,-44,-44,-44,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,Yes,No,Yes,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 134507783,,Antigua - Barbuda,Antigua - Barbuda,Hotel and restaurants,507783,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,40,100,0,0,0,Predominantly men,No,No,22,Makes major strategic and fiancial decisions,14,6,All men,Male,Male,Male,1995,No,Yes,1996,17,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,2,2,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,No,No,Yes,0,-44,-44,100,0, -44,20,60,20,0,Government or government agencies (including state-owned ent,35,60,5,restaurant,95,National,10,Increased,Decreased,More than 5,90,10,0,1996,nigeria,30,saint vincent and the grenadin,20,4,0,3,55,45,No,-44,Yes,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,1,No,-44,-44,No,-44,0,-44,Yes,6,No,No,-44,-44,No,-44,-44,3,7,3,2,1,1,0,0,0,0,1,1,0,0,0,0,0,0,0,1,1,0,0,0,0,4,39000,3,37000,2,44000,1,23000,1,22000,1,26000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,14000,2,12600,2,16300,0,-77,0,-77,0,-77,1,14000,2,13900,1,16500,-44, -44,University graduate,University graduate,Post graduated,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed secondary,Very important,Slightly important,Critical,Very important,Important,Very important,Slightly important,Important,Slightly important,Important,Important,Important,Slightly important,Slightly important,Important,Critical,Critical,Very important,Important,Important,Critical,Very important,Important,Very important,Very important,Not important,Slightly important,Slightly important,Slightly important,Not important,Very important,Slightly important,Slightly important,Critical,Very important,Important,Very important,Important,Important,Very important,Slightly important,Important,Very important,Important,Critical,Important,Critical,Very important,Very important,Critical,Critical,Slightly important,Not important,Important,Slightly important,Important,Important,Not important,Slightly important,Slightly important,Very important,Important,Slightly important,Slightly important,Very important,Slightly important,Slightly important,Slightly important,Important,Important,Very important,Critical,Critical,Very important,Important,Slightly important,Important,Important,Slightly important,Not important,Slightly difficult,Very difficult,Difficult,0,24,Not difficult,Very difficult,Difficult,1,14,Slightly difficult,Difficult,Difficult,1,3,Slightly difficult,Slightly difficult,Slightly difficult,1,3,Slightly difficult,Slightly difficult,Slightly difficult,0,10,Not difficult,Difficult,Difficult,1,9,Slightly difficult,Difficult,Difficult,0,4,Not difficult,Slightly difficult,Slightly difficult,0,4,Not difficult,Not difficult,Not difficult,1,2,Very important,Important,Important,Slightly important,Very important,Not important,Slightly important,Slightly important,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,Private placement office, -44,No,-44,-44,-44,-44,No,-44,-44,No,Other,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,Yes,14,No,85,0,0,0,15,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Collateral requirements for loans or line of credit are unat,250000,310000,114700,71300,3000,15500,30000,3000,0,0,0,0,0,51000,69000,84000,109000,197000,Minor obstacle,Minor obstacle,No obstacle,Major obstacle,No,No,No,No,Yes,Yes,No,No obstacle,No obstacle,No obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Access to finance,Practices of competitors in the informal sector,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Too expensive, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 134507872,,Antigua - Barbuda,Antigua - Barbuda,Retail,507872,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All women,Yes,Not applicable,100,Makes decisions in consultation with other partners,12,4,All men,Male,Male,Male,2002,No,Yes,2002,11,Yes,52,Yes,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,2,1,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,1,Yes,No,Yes,0,-44,-44,100,0, -44,40,40,20,0,Your parent company or affiliated establishments,30,30,40,drugs,100,National,10,Decreased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,70,30,No,-44,Yes,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,Yes,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,3,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,Yes,Yes,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,5,Yes,4,No,Yes,5,-44,0,No,-44,-44,No,-44,-44,No,-44,-44,7,7,3,2,1,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,1,3,48000,2,46000,1,56000,1,18000,2,17000,1,21000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,15000,2,13500,2,16200,0,-77,0,-77,0,-77,1,14000,1,13500,1,15600,-44, -44,Post graduated,University graduate,University graduate,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Slightly important,Not important,Critical,Important,Important,Very important,Important,Important,Important,Important,Slightly important,Important,Slightly important,Slightly important,Important,Very important,Very important,Very important,Important,Important,Very important,Very important,Important,Slightly important,Critical,Important,Important,Important,Not important,Slightly important,Important,Slightly important,Important,Critical,Very important,Important,Very important,Very important,Important,Slightly important,Important,Important,Critical,Important,Very important,Slightly important,Critical,Very important,Very important,Very important,Critical,Slightly important,Not important,Very important,Not important,Important,Important,Slightly important,Slightly important,Important,Important,Slightly important,Very important,Important,Very important,Not important,Slightly important,Slightly important,Very important,Important,Very important,Critical,Critical,Very important,Not important,Not important,Very important,Important,Slightly important,Not important,Not difficult,Very difficult,Difficult,1,22,Slightly difficult,Very difficult,Slightly difficult,1,13,Not difficult,Slightly difficult,Slightly difficult,1,3,Slightly difficult,Not difficult,Slightly difficult,1,1,Slightly difficult,Slightly difficult,Slightly difficult,0,8,Not difficult,Slightly difficult,Slightly difficult,0,9,Not difficult,Slightly difficult,Slightly difficult,1,3,Not difficult,Not difficult,Slightly difficult,0,8,Not difficult,Not difficult,Not difficult,0,1,Critical,Critical,Important,Not important,Critical,Slightly important,Not important,Slightly important,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Public announcement/advertisement, -44,No,-44,-44,-44,-44,Yes,5,2,Yes,-44,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,10,No,80,0,0,0,20,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Collateral requirements for loans or line of credit are unat,400000,360000,140400,72000,6000,3600,8000,3000,0,0,0,0,0,83000,53000,108000,72000,217000,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,No obstacle,Minor obstacle,No obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Customs and Trade Regulations,"Crime, theft and disorder",Minor obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Local business association, -44,Financial magement and tax and customs administration, -44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,Truthful,Are estimates computed with some precision, 134507802,,Antigua - Barbuda,Antigua - Barbuda,Hotel and restaurants,507802,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All women,Yes,Not applicable,100,Makes decisions in consultation with other partners,27,3,All men,Male,Male,Male,1987,Yes,Yes,1999,32,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,0,1,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0, -44,35,45,20,4,Large private firms (more than 100 employees),40,55,5,lobster,80,Local,5,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,55,45,Yes,4,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,Yes,No,No,No,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,-44, -44,Tend to disagree,Tend to disagree,Strongly disagree,Tend to disagree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,No,20000,0,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,1,Yes,7,No,Yes,5,1,-44,No,-44,-44,No,-44,-44,No,-44,-44,3,7,3,2,1,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,1,3,27000,2,27000,1,31000,1,28000,1,27000,1,33000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,13000,2,12800,2,14300,0,-77,0,-77,0,-77,1,14000,2,14100,1,15400,-44, -44,Post graduated,University graduate,University graduate,Post graduated,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Important,Important,Critical,Important,Important,Important,Slightly important,Important,Important,Important,Important,Important,Slightly important,Slightly important,Important,Very important,Very important,Critical,Slightly important,Important,Critical,Critical,Very important,Important,Critical,Slightly important,Important,Important,Not important,Not important,Important,Important,Very important,Very important,Critical,Very important,Important,Important,Very important,Very important,Very important,Important,Very important,Important,Very important,Important,Very important,Critical,Critical,Critical,Critical,Slightly important,Slightly important,Important,Slightly important,Very important,Important,Not important,Slightly important,Slightly important,Important,Very important,Slightly important,Very important,Slightly important,Not important,Slightly important,Not important,Important,Important,Critical,Very important,Critical,Very important,Not important,Slightly important,Important,Very important,Slightly important,Slightly important,Not difficult,Very difficult,Slightly difficult,0,10,Not difficult,Difficult,Slightly difficult,1,7,Not difficult,Difficult,Slightly difficult,1,4,Slightly difficult,Slightly difficult,Slightly difficult,1,1,Slightly difficult,Slightly difficult,Slightly difficult,0,6,Slightly difficult,Difficult,Slightly difficult,1,2,Not difficult,Difficult,Slightly difficult,1,7,Slightly difficult,Not difficult,Slightly difficult,0,5,Not difficult,Not difficult,Not difficult,1,1,Very important,Very important,Very important,Not important,Very important,Not important,Slightly important,Slightly important,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Major obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,Public placement office, -44,No,-44,-44,-44,-44,Yes,1,2,Yes,-44,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,Yes,9,Yes,75,0,0,0,25,0,0,0,0,0,0,0,0, -44,25,75,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Loan,2010,20000,8,84,Private commercial banks,Yes,No,Yes,No,No,No, -44,175,Yes,3,3,Collateral or cosigners unacceptable,-44,290000,440000,145200,105600,16000,4400,20000,9000,2000,2000,1000,4000,0,82000,62000,106000,88000,147000,Minor obstacle,Minor obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Macroeconomic environment,Inadequately educated workforce,Customs and Trade Regulations,Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Community based organization, -44,Human resources Support, -44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,Truthful,Are taken directly from the establishment's records, 134507824,,Antigua - Barbuda,Antigua - Barbuda,Retail,507824,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,1992,No,Yes,1992,21,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,1,1,-44,No,-44,-44,-44,-44,Yes,8,0,1,-44,No,-44,-44,-44,-44,No,5,Yes,No,Yes,0,-44,-44,100,0, -44,20,50,30,0,Your parent company or affiliated establishments,15,45,40,household products,85,Local,10,Remained the same,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,40,60,Yes,10,Yes,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Major obstacle,Minor obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,Yes,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,5,Yes,1,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,8,7,3,2,1,1,0,0,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,1,3,29000,3,29000,2,33000,1,21000,1,20000,1,23000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,14000,2,12600,2,15400,0,-77,0,-77,0,-77,1,14000,2,12600,1,16200,Economic upturn/downturn, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Important,Slightly important,Very important,Very important,Very important,Important,Important,Slightly important,Important,Very important,Important,Important,Not important,Slightly important,Important,Very important,Very important,Critical,Important,Important,Very important,Critical,Very important,Important,Critical,Not important,Slightly important,Very important,Not important,Not important,Important,Important,Important,Very important,Critical,Important,Important,Very important,Very important,Very important,Important,Important,Very important,Slightly important,Very important,Important,Critical,Very important,Very important,Very important,Very important,Not important,Slightly important,Important,Not important,Important,Important,Slightly important,Not important,Slightly important,Very important,Important,Slightly important,Important,Very important,Not important,Slightly important,Not important,Important,Slightly important,Critical,Very important,Very important,Very important,Not important,Slightly important,Important,Very important,Slightly important,Slightly important,Not difficult,Difficult,Difficult,0,15,Not difficult,Very difficult,Very difficult,0,12,Slightly difficult,Difficult,Difficult,1,4,Slightly difficult,Slightly difficult,Not difficult,1,1,Slightly difficult,Difficult,Slightly difficult,0,2,Slightly difficult,Difficult,Slightly difficult,1,2,Not difficult,Difficult,Difficult,0,8,Not difficult,Slightly difficult,Not difficult,0,4,Not difficult,Not difficult,Not difficult,0,2,Very important,Very important,Important,Important,Very important,Slightly important,Slightly important,Slightly important,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Private placement office, -44,Yes to fire,No,-44,Yes,1,Yes,1,2,Yes,-44,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,8,No,90,0,0,0,10,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Interest rates are not favorable,590000,800000,200000,144000,34000,40000,10000,22500,1000,2000,4000,0,0,159000,166000,224000,248000,363000,No obstacle,No obstacle,Minor obstacle,Major obstacle,No,No,Yes,Yes,No,Yes,No,Very severe obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Major obstacle,No obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Tax Rates,Cost of finance,Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Community based organization, -44,Marketing and Operations support, -44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are estimates computed with some precision, 134507867,,Antigua - Barbuda,Antigua - Barbuda,Transport,507867,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,70,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Female,Male,1994,No,Yes,1994,19,No,-44,-44,No,-44,-44,Yes,22,No,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,2,1,1,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,15,45,40,0,Large private firms (more than 100 employees),15,40,45,tours,100,International,15,Remained the same,Increased,More than 5,40,60,0,1995,nigeria,25,south korea,5,4,1,0,25,75,Yes,7,No,No,Yes,No,Yes,No,Yes,University, -44,Yes,No,Yes,No,No,No,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,Very Important,Important,Slightly important,Important,Important,Very Important,Important,Yes,45,Yes,55,No,-44,No,No,10000,-44,No,No,No,No,Minor obstacle,No obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,-44, -44,Tend to disagree,Tend to agree,Tend to disagree,Tend to disagree,Yes,No,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,No,No,10,Yes,2,Yes,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,0,2,8,7,3,2,1,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,1,3,43000,3,44000,3,48000,1,27000,1,26000,1,30000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,14000,2,14300,2,15700,0,-77,0,-77,0,-77,1,13000,1,12900,1,15400,-44, -44,University graduate,Post graduated,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed secondary,Very important,Slightly important,Critical,Important,Important,Important,Important,Slightly important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Important,Critical,Very important,Critical,Important,Important,Very important,Critical,Important,Important,Critical,Slightly important,Very important,Important,Not important,Not important,Important,Slightly important,Important,Very important,Critical,Important,Very important,Very important,Important,Very important,Important,Important,Critical,Important,Critical,Important,Critical,Very important,Very important,Critical,Critical,Slightly important,Not important,Very important,Not important,Very important,Important,Slightly important,Slightly important,Not important,Very important,Slightly important,Slightly important,Important,Important,Not important,Slightly important,Slightly important,Important,Important,Critical,Very important,Critical,Very important,Not important,Important,Very important,Important,Not important,Slightly important,Not difficult,Very difficult,Slightly difficult,0,25,Slightly difficult,Very difficult,Slightly difficult,0,12,Not difficult,Difficult,Slightly difficult,0,10,Not difficult,Slightly difficult,Slightly difficult,0,3,Slightly difficult,Slightly difficult,Slightly difficult,0,9,Not difficult,Slightly difficult,Difficult,1,5,Not difficult,Difficult,Difficult,1,3,Slightly difficult,Not difficult,Not difficult,0,2,Not difficult,Not difficult,Not difficult,1,1,Important,Very important,Very important,Not important,Important,Not important,Not important,Not important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,Private placement office, -44,No,-44,-44,-44,-44,No,-44,-44,No,The firm is affraid of investing in workers that after the t,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,Yes,6,No,45,32,8,0,15,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,2,2,Other objections,-44,690000,960000,316800,268800,16000,9600,37000,12500,2000,2000,2000,0,0,222000,207000,278000,269000,495000,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Yes,Yes,No,No,Yes,No,No,No obstacle,No obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,Moderate obstacle,No obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Access to land for expansion / relocation,Customs and Trade Regulations,Telecommunications,Major obstacle,Yes,Yes,No,Yes,Yes,Yes,Yes,-44,-44,Yes,Large impact,Yes,Large impact,Yes,Large impact,No,No impact,-44,-44,Yes,Moderated impact,Yes,Moderated impact,No,No impact,Yes,Moderated impact,-44,-44,Yes,Large impact,Yes,Large impact,Yes,Large impact,No,No impact,-44,-44,Yes,Large impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Large impact,-44,-44,Yes,Moderated impact,Yes,Moderated impact,No,No impact,No,No impact,-44,-44,No,No impact,Yes,Moderated impact,Yes,Large impact,No,No impact,-44,-44,No,No impact,No,No impact,No,No impact,Yes,Large impact,-44,-44,Yes,Moderated impact,Yes,Large impact,Yes,Moderated impact,Yes,Moderated impact,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,Yes,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 134507801,,Antigua - Barbuda,Antigua - Barbuda,Hotel and restaurants,507801,No,-44,-44,-44,-44,Limited partnership, -44,85.5,0,100,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Female,1990,No,Yes,1990,14,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,2,0,-44,No,-44,-44,-44,-44,Yes,4,0,1,-44,No,-44,-44,-44,-44,Yes,4,Yes,Yes,Yes,0,-44,-44,100,0, -44,30,55,15,3,Individuals,20,40,40,accomodation,90,National,15,Increased,Decreased,More than 5,50,50,55,1991,nigeria,45,cameroon,20,9,0,3,85,15,Yes,12,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,Yes,No,Minor obstacle,Minor obstacle,No obstacle,Very severe obstacle,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,-44, -44,Tend to disagree,Tend to disagree,Strongly disagree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,5,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,0,0,Yes,No,No,Yes,No,No,-44,-44,No,-44,-44,Yes,Yes,No,5,No,-44,-44,No,-44,-44,10000,No,-44,-44,No,-44,-44,Yes,25,1,4,7,3,2,1,1,0,0,1,0,1,1,0,0,0,0,0,0,0,-1,-1,0,0,0,1,4,36000,4,33000,3,42000,1,23000,1,23000,1,26000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,17000,2,17200,2,19100,0,-77,0,-77,0,-77,1,13000,2,12300,1,14600,Economic upturn/downturn, -44,University graduate,Completed college/vocational training,Post graduated,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Important,Slightly important,Critical,Important,Important,Very important,Important,Important,Slightly important,Slightly important,Important,Important,Slightly important,Important,Slightly important,Critical,Critical,Very important,Important,Very important,Very important,Critical,Important,Important,Critical,Slightly important,Important,Slightly important,Slightly important,Not important,Important,Important,Very important,Critical,Very important,Important,Very important,Important,Slightly important,Important,Very important,Important,Critical,Important,Very important,Important,Very important,Critical,Critical,Critical,Critical,Not important,Not important,Important,Not important,Important,Important,Slightly important,Not important,Not important,Very important,Very important,Important,Slightly important,Very important,Slightly important,Slightly important,Not important,Important,Important,Critical,Critical,Very important,Critical,Not important,Not important,Very important,Very important,Slightly important,Slightly important,Slightly difficult,Almost impossible,Difficult,0,11,Slightly difficult,Difficult,Difficult,0,8,Slightly difficult,Difficult,Slightly difficult,1,9,Slightly difficult,Not difficult,Slightly difficult,1,3,Slightly difficult,Slightly difficult,Difficult,0,6,Slightly difficult,Difficult,Difficult,1,4,Not difficult,Very difficult,Slightly difficult,1,2,Slightly difficult,Slightly difficult,Not difficult,0,9,Slightly difficult,Slightly difficult,Not difficult,0,2,Very important,Very important,Very important,Important,Very important,Not important,Slightly important,Not important,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,No obstacle,Major obstacle,No obstacle,Moderate obstacle,Minor obstacle,No obstacle,Private placement office, -44,Yes to fire,No,-44,Yes,1,No,-44,-44,No,The benefits of training are small than the costs,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,No,-44,No,90,0,0,0,10,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,5,5,Incompleteness of loan application,-44,1100000,1110000,488400,321900,17000,22200,158000,8000,1000,0,1000,0,0,138000,211000,222000,278000,566000,Very severe obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Very severe obstacle,No obstacle,No obstacle,Very severe obstacle,No obstacle,Moderate obstacle,No obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Access to finance,"Crime, theft and disorder",Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Community based organization, -44,Financial magement and tax and customs administration, -44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Truthful,Are estimates computed with some precision, 134507812,,Antigua - Barbuda,Antigua - Barbuda,Construction,507812,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Female,1995,No,Yes,1998,10,No,-44,-44,No,-44,-44,No,-44,-44,Yes,24,No,Yes,5,3,2,-44,No,-44,-44,-44,-44,Yes,3,2,1,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,30,55,15,0,Medium private firms (20-100 employees),25,60,15,construction,95,Local,5,Remained the same,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,30,70,No,-44,No,Yes,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,Yes,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,No obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to agree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,No,Yes,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,Yes,2,No,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,5,2,8,7,3,2,1,1,2,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3,46000,3,46000,2,54000,1,27000,1,27000,1,31000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,14000,2,13500,2,16300,0,-77,0,-77,0,-77,1,14000,1,13400,1,15200,-44, -44,Post graduated,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Completed secondary,-44,-44,Completed secondary,Completed secondary,Important,Not important,Critical,Important,Important,Important,Slightly important,Important,Important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Very important,Critical,Critical,Slightly important,Important,Critical,Critical,Important,Important,Critical,Slightly important,Important,Important,Not important,Not important,Critical,Important,Important,Very important,Critical,Important,Very important,Important,Very important,Important,Important,Important,Critical,Slightly important,Critical,Important,Critical,Critical,Very important,Critical,Critical,Slightly important,Not important,Important,Slightly important,Important,Important,Not important,Slightly important,Slightly important,Very important,Important,Important,Important,Important,Not important,Slightly important,Slightly important,Very important,Important,Critical,Critical,Very important,Very important,Slightly important,Not important,Slightly important,Important,Slightly important,Important,Slightly difficult,Very difficult,Difficult,0,17,Not difficult,Very difficult,Difficult,0,7,Slightly difficult,Slightly difficult,Difficult,0,8,Slightly difficult,Slightly difficult,Not difficult,1,3,Slightly difficult,Difficult,Slightly difficult,1,8,Not difficult,Slightly difficult,Slightly difficult,1,2,Not difficult,Difficult,Slightly difficult,1,5,Not difficult,Difficult,Difficult,1,5,Not difficult,Not difficult,Not difficult,0,1,Very important,Slightly important,Very important,Important,Slightly important,Slightly important,Not important,Not important,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,No obstacle,No obstacle,Public placement office, -44,No,-44,-44,-44,-44,Yes,0,2,Yes,-44,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,11,No,90,0,0,0,10,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Interest rates are not favorable,1620000,1620000,486000,226800,34000,16200,60000,16000,3000,3000,1000,0,0,265000,364000,340000,551000,925000,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,No obstacle,Major obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,Access to finance,"Crime, theft and disorder",Practices of competitors in the informal sector,Very severe obstacle,Yes,Yes,No,Yes,Yes,No,Yes,-44,-44,Yes,Moderated impact,No,No impact,-44,-44,No,No impact,-44,-44,No,No impact,No,No impact,-44,-44,No,No impact,-44,-44,Yes,Moderated impact,No,No impact,-44,-44,Yes,Moderated impact,-44,-44,No,No impact,No,No impact,-44,-44,No,No impact,-44,-44,No,No impact,No,No impact,-44,-44,Yes,Moderated impact,-44,-44,Yes,Large impact,No,No impact,-44,-44,No,No impact,-44,-44,No,No impact,No,No impact,-44,-44,Yes,Moderated impact,-44,-44,Yes,Large impact,Yes,Large impact,-44,-44,Yes,Large impact,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,Yes,Truthful,Are taken directly from the establishment's records, 134507816,,Antigua - Barbuda,Antigua - Barbuda,Retail,507816,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Female,Male,1994,No,Yes,1994,22,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,9,3,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,1,3,2,-44,Yes,5,Yes,No,Yes,0,-44,-44,100,0, -44,0,55,45,0,Large private firms (more than 100 employees),30,55,15,baby clothing,60,Local,10,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,50,50,No,-44,Yes,No,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,-44, -44,Tend to agree,Tend to agree,Tend to disagree,Tend to disagree,Yes,No,-44,-44,-44,-44,Yes,-44,25000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,15,Yes,2,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,3,7,3,2,1,1,0,0,1,0,15,7,4,2,2,0,0,2,0,1,1,1,2,1,1,10,28000,9,27000,8,31000,1,22000,1,22000,1,24000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,14000,1,13700,1,16600,1,17000,1,15100,1,19400,6,16000,6,16100,6,18500,0,-77,0,-77,0,-77,3,14000,3,13400,3,15400,Increase/decreased demand for goods, -44,Post graduated,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed secondary,Completed college/vocational training,-44,-44,Completed secondary,Completed primary school,Very important,Important,Critical,Important,Important,Very important,Slightly important,Slightly important,Very important,Slightly important,Important,Slightly important,Not important,Slightly important,Very important,Very important,Critical,Critical,Very important,Very important,Very important,Critical,Slightly important,Important,Critical,Not important,Important,Important,Important,Slightly important,Critical,Slightly important,Very important,Critical,Critical,Important,Very important,Important,Important,Important,Important,Important,Very important,Important,Critical,Important,Critical,Critical,Critical,Critical,Critical,Not important,Not important,Important,Not important,Very important,Slightly important,Slightly important,Not important,Not important,Important,Important,Slightly important,Slightly important,Important,Not important,Slightly important,Slightly important,Important,Important,Critical,Critical,Critical,Very important,Not important,Slightly important,Important,Slightly important,Important,Not important,Not difficult,Very difficult,Difficult,1,11,Not difficult,Very difficult,Difficult,1,10,Slightly difficult,Difficult,Difficult,1,6,Slightly difficult,Difficult,Slightly difficult,1,1,Slightly difficult,Slightly difficult,Slightly difficult,0,8,Not difficult,Very difficult,Slightly difficult,1,6,Slightly difficult,Difficult,Slightly difficult,0,2,Not difficult,Not difficult,Not difficult,0,9,Not difficult,Not difficult,Not difficult,0,2,Important,Very important,Very important,Important,Very important,Not important,Not important,Not important,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Private placement office, -44,No,-44,-44,-44,-44,Yes,4,2,Yes,-44,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,9,Yes,40,28,7,0,25,0,0,0,0,0,0,0,0, -44,75,12.5,0,12.5,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Line of credit,2012,0,13,48,Private commercial banks,Yes,Yes,No,No,No,No, -44,100,Yes,4,3,Problems with credit history/report,-44,1480000,1810000,597300,543000,34000,54300,23000,25500,3000,3000,5000,163000,0,283000,385000,416000,507000,1007000,No obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,Minor obstacle,Very severe obstacle,Minor obstacle,No obstacle,Moderate obstacle,Major obstacle,Minor obstacle,No obstacle,No obstacle,Very severe obstacle,No obstacle,-44,-44,-44,-44,-44,Access to finance,"Crime, theft and disorder",Labor Regulations,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Community based organization, -44,Marketing and Operations support, -44,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 134507781,,Antigua - Barbuda,Antigua - Barbuda,Construction,507781,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,2006,No,Yes,2006,10,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,2,1,-44,No,-44,-44,-44,-44,Yes,3,2,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,5,40,55,0,Small private firms (less than 20 employees),0,65,35,construction,100,Local,10,Remained the same,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,45,55,Yes,12,No,Yes,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,No,3,Yes,4,No,No,-44,0,-44,Yes,5,Yes,Yes,45,Yes,Yes,0,2,7,7,3,2,1,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,1,3,33000,2,33000,1,38000,1,27000,2,27000,1,29000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,13000,2,12500,2,14700,0,-77,0,-77,0,-77,1,14000,1,13500,1,15400,-44, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Completed secondary,-44,-44,Completed secondary,Completed primary school,Slightly important,Important,Very important,Important,Important,Very important,Slightly important,Slightly important,Important,Important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Very important,Critical,Very important,Slightly important,Important,Critical,Very important,Important,Important,Critical,Slightly important,Very important,Very important,Not important,Not important,Important,Important,Important,Critical,Very important,Important,Very important,Important,Very important,Very important,Very important,Important,Very important,Slightly important,Critical,Important,Critical,Critical,Very important,Critical,Critical,Slightly important,Slightly important,Important,Not important,Important,Important,Not important,Slightly important,Slightly important,Important,Important,Important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Important,Very important,Very important,Critical,Critical,Very important,Slightly important,Slightly important,Important,Very important,Slightly important,Slightly important,Slightly difficult,Very difficult,Difficult,0,21,Slightly difficult,Almost impossible,Slightly difficult,1,4,Difficult,Difficult,Slightly difficult,0,6,Slightly difficult,Slightly difficult,Slightly difficult,1,1,Slightly difficult,Not difficult,Not difficult,1,10,Not difficult,Slightly difficult,Difficult,0,10,Slightly difficult,Slightly difficult,Difficult,0,4,Not difficult,Not difficult,Not difficult,0,8,Not difficult,Not difficult,Not difficult,1,2,Important,Very important,Important,Slightly important,Important,Slightly important,Slightly important,Not important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,No obstacle,Minor obstacle,No obstacle,Public announcement/advertisement, -44,No,-44,-44,-44,-44,Yes,2,2,Yes,-44,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,13,Yes,65,16,4,0,15,0,0,0,0,0,0,0,0, -44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Line of credit,2011,100000,9,54,"Non-Bank financial institutions (microfinance institutions,",Yes,No,Yes,No,No,No, -44,100,Yes,2,1,Problems with credit history/report,-44,1690000,2290000,755700,709900,80000,22900,441000,62000,7000,10000,5000,137000,0,393000,529000,504000,802000,1406000,Very severe obstacle,Very severe obstacle,Very severe obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Very severe obstacle,No obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,No obstacle,Very severe obstacle,No obstacle,-44,-44,-44,-44,-44,"Crime, theft and disorder",Practices of competitors in the informal sector,Customs and Trade Regulations,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Administratie procedure is cumbersome, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 134507849,,Antigua - Barbuda,Antigua - Barbuda,Retail,507849,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All women,Yes,Not applicable,100,Makes major strategic and fiancial decisions,19,4,All men,Male,Male,Male,1995,No,Yes,1995,18,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,3,0,-44,No,-44,-44,-44,-44,Yes,0,0,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,40,40,20,0,Small private firms (less than 20 employees),10,40,50,boat retail,65,National,15,Decreased,Remained the same,More than 5,100,0,65,-44,-44,-44,-44,-44,-44,-44,-44,30,70,Yes,12,Yes,Yes,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,-44, -44,Strongly disagree,Tend to disagree,Tend to agree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,10,Yes,2,Yes,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,2,7,3,2,1,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3,32000,3,29000,2,36000,1,26000,1,24000,1,30000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,15000,2,13500,2,17300,0,-77,0,-77,0,-77,1,13000,2,11600,1,14900,New production methods, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Very important,Important,Critical,Very important,Important,Very important,Slightly important,Slightly important,Important,Very important,Important,Important,Slightly important,Slightly important,Slightly important,Critical,Very important,Critical,Important,Slightly important,Critical,Critical,Important,Important,Critical,Slightly important,Very important,Very important,Not important,Slightly important,Important,Important,Very important,Critical,Critical,Very important,Very important,Very important,Very important,Very important,Very important,Slightly important,Very important,Slightly important,Critical,Slightly important,Critical,Critical,Very important,Critical,Very important,Not important,Not important,Important,Not important,Slightly important,Slightly important,Not important,Slightly important,Slightly important,Very important,Important,Slightly important,Important,Very important,Slightly important,Slightly important,Slightly important,Important,Important,Critical,Critical,Critical,Very important,Not important,Not important,Important,Important,Slightly important,Slightly important,Not difficult,Very difficult,Difficult,0,18,Slightly difficult,Very difficult,Difficult,1,5,Not difficult,Slightly difficult,Slightly difficult,0,8,Slightly difficult,Not difficult,Slightly difficult,0,3,Slightly difficult,Slightly difficult,Slightly difficult,0,9,Not difficult,Slightly difficult,Slightly difficult,0,6,Not difficult,Difficult,Very difficult,0,2,Not difficult,Slightly difficult,Difficult,1,4,Not difficult,Not difficult,Slightly difficult,0,1,Important,Very important,Slightly important,Important,Very important,Slightly important,Not important,Slightly important,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,Public placement office, -44,Yes to fire,No,-44,Yes,1,Yes,4,2,Yes,-44,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,Yes,8,Yes,40,0,0,0,20,40,0,0,0,0,0,0,0, -44,50,50,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Loan,2012,50000,10,84,Private commercial banks,Yes,Yes,No,No,No,No, -44,100,Yes,2,1,Collateral or cosigners unacceptable,-44,5480000,4650000,1720500,744000,42000,232500,441000,42000,3000,3000,4000,0,233000,879000,1091000,1256000,1628000,1934000,No obstacle,Minor obstacle,Major obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,Major obstacle,No obstacle,Major obstacle,No obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Macroeconomic environment,Inadequately educated workforce,Customs and Trade Regulations,Very severe obstacle,Yes,Yes,Yes,Yes,No,No,No,Yes,Moderated impact,No,No impact,-44,-44,-44,-44,-44,-44,No,No impact,No,No impact,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,No,Large impact,-44,-44,-44,-44,-44,-44,No,No impact,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,Yes,Large impact,No,No impact,-44,-44,-44,-44,-44,-44,No,No impact,No,No impact,-44,-44,-44,-44,-44,-44,No,No impact,No,No impact,-44,-44,-44,-44,-44,-44,Yes,Large impact,Yes,Large impact,-44,-44,-44,-44,-44,-44,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are taken directly from the establishment's records, 134507733,,Antigua - Barbuda,Antigua - Barbuda,Food,507733,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly women,Male,Female,Female,2005,No,Yes,2005,8,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,6,2,1,-44,Yes,2,0,0,-44,No,-44,-44,-44,-44,Yes,2,1,1,-44,No,-44,Yes,No,Yes,100,90,60,0,0, -44,25,65,10,0,Your parent company or affiliated establishments,35,45,20,bakery,30,National,15,Remained the same,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,75,25,No,-44,Yes,Yes,No,No,Yes,No,Yes,Other company of the sector, -44,No,No,Yes,No,Yes,No,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,Very Important,Important,Important,Important,Important,Important,Important,Yes,80,No,-44,Yes,20,No,No,0,-44,No,No,No,No,Major obstacle,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,-44, -44,Tend to disagree,Tend to agree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,Yes,No,No,-44,-44,No,-44,-44,No,Yes,Yes,0,Yes,3,No,No,-44,-44,0,No,-44,-44,No,-44,-44,No,-44,-44,3,7,3,2,1,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,1,3,28000,2,25000,2,31000,1,26000,1,26000,1,30000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,17000,2,17000,2,18500,1,15000,1,14900,1,17500,Increase demand for higher quality product, -44,University graduate,Completed college/vocational training,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Completed secondary,Completed primary school,Important,Slightly important,Critical,Very important,Very important,Very important,Important,Important,Important,Very important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Very important,Very important,Very important,Very important,Important,Critical,Critical,Important,Important,Very important,Slightly important,Important,Important,Slightly important,Not important,Important,Important,Important,Critical,Critical,Slightly important,Important,Slightly important,Important,Very important,Very important,Very important,Critical,Important,Critical,Important,Very important,Critical,Critical,Critical,Critical,Slightly important,Not important,Very important,Slightly important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Important,Slightly important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Very important,Very important,Critical,Critical,Critical,Very important,Slightly important,Slightly important,Important,Important,Important,Not important,Not difficult,Very difficult,Difficult,0,13,Slightly difficult,Very difficult,Difficult,1,4,Not difficult,Slightly difficult,Difficult,0,10,Slightly difficult,Slightly difficult,Not difficult,0,1,Slightly difficult,Not difficult,Not difficult,1,3,Slightly difficult,Slightly difficult,Slightly difficult,0,5,Not difficult,Slightly difficult,Slightly difficult,1,2,Not difficult,Difficult,Not difficult,0,3,Not difficult,Not difficult,Slightly difficult,0,2,Critical,Critical,Not important,Important,Very important,Not important,Slightly important,Slightly important,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,No obstacle,No obstacle,Public announcement/advertisement, -44,No,-44,-44,-44,-44,Yes,4,2,Yes,-44,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,Yes,9,Yes,40,0,0,0,20,0,0,0,40,0,0,0,0, -44,50,25,0,25,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Loan,2010,30000,7,60,Private commercial banks,Yes,No,No,No,Yes,No, -44,175,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,400000,330000,85800,42900,4000,13200,76000,0,0,0,0,0,46000,79000,40000,103000,66000,282000,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Access to finance,Tax administration,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Private independent fund, -44,technological and Innovation Support, -44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Yes,No,Yes,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 134507852,,Antigua - Barbuda,Antigua - Barbuda,Transport,507852,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All women,Female,Female,Female,-88,No,Yes,-88,35,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,6,4,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,1,8,1,-44,Yes,1,Yes,Yes,Yes,0,-44,-44,100,0, -44,30,50,20,1,Large private firms (more than 100 employees),10,40,50,tours,80,National,10,Remained the same,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,40,60,No,-44,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,No obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,-44, -44,Tend to disagree,Strongly disagree,Tend to agree,Tend to agree,Yes,No,-44,-44,-44,-44,No,-44,-44,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,During working hours,Baseball bat,Goods or stock,700,Gang related,No,No,Fear of negative publicity,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,During working hours,Firearm/gun,Money,2000,Group of criminals,No,No,Would increase insurance cost,Yes,3,During working hours,Firearm/gun,Other company property,2000,Other,No,No,Police could not have done anything,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,50000,0,No,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,No,5,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,10,2,7,7,3,2,1,1,3,0,1,0,1,1,0,0,0,0,0,0,0,1,1,0,0,0,1,4,44000,3,44000,2,51000,1,27000,2,24000,1,30000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,17000,2,15600,2,20000,0,-77,0,-77,0,-77,1,15000,1,13900,1,16300,-44, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Very important,Important,Critical,Important,Important,Important,Important,Slightly important,Important,Very important,Slightly important,Slightly important,Slightly important,Important,Important,Very important,Very important,Critical,Important,Important,Very important,Critical,Important,Important,Critical,Slightly important,Slightly important,Slightly important,Important,Not important,Important,Important,Important,Very important,Very important,Important,Very important,Important,Very important,Important,Important,Slightly important,Critical,Not important,Critical,Slightly important,Critical,Critical,Critical,Critical,Critical,Not important,Not important,Slightly important,Slightly important,Very important,Important,Slightly important,Slightly important,Slightly important,Important,Important,Very important,Slightly important,Important,Slightly important,Not important,Slightly important,Very important,Important,Critical,Very important,Critical,Very important,Slightly important,Slightly important,Very important,Very important,Slightly important,Not important,Not difficult,Very difficult,Difficult,1,22,Slightly difficult,Very difficult,Very difficult,1,9,Difficult,Slightly difficult,Slightly difficult,1,4,Not difficult,Slightly difficult,Not difficult,0,2,Slightly difficult,Slightly difficult,Slightly difficult,1,4,Not difficult,Slightly difficult,Slightly difficult,0,5,Not difficult,Slightly difficult,Slightly difficult,1,6,Not difficult,Not difficult,Slightly difficult,1,5,Not difficult,Not difficult,Slightly difficult,0,2,Important,Slightly important,Not important,Important,Very important,Slightly important,Slightly important,Slightly important,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,No obstacle,Minor obstacle,No obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,No obstacle,No obstacle,Private placement office, -44,No,-44,-44,-44,-44,Yes,5,2,Yes,-44,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,14,Yes,80,0,0,0,20,0,0,0,0,0,0,0,0, -44,50,25,0,0,25,0,0,0,0,0,0,0,0,0,0, -44,Yes,Loan,2012,30000,6,96,Private commercial banks,No,-44,-44,-44,-44,-44, -44,-44,Yes,2,1,Concerns about level of debt already incurred,-44,430000,520000,135200,171600,21000,10400,9000,8500,1000,2000,1000,78000,0,94000,70000,125000,104000,258000,No obstacle,Minor obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Minor obstacle,Moderate obstacle,No obstacle,Major obstacle,No obstacle,Moderate obstacle,No obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Access to finance,Inadequately educated workforce,Tax Rates,Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Private independent fund, -44,technological and Innovation Support, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 134507855,,Antigua - Barbuda,Antigua - Barbuda,Retail,507855,No,-44,-44,-44,-44,Partnership (including limited liability companies), -44,50,100,0,0,0,Equally men and women,Yes,Yes,50,Makes decisions in consultation with other partners,8,8,All women,Female,Female,Female,2006,No,Yes,2006,7,No,-44,-44,No,-44,-44,No,-44,-44,Yes,11,No,Yes,3,2,0,-44,No,-44,-44,-44,-44,Yes,0,1,0,-44,No,-44,-44,-44,-44,No,-44,No,Yes,Yes,0,-44,-44,100,0, -44,5,55,40,0,Medium private firms (20-100 employees),40,45,15,dry goods,20,National,10,Decreased,Decreased,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,75,25,No,-44,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,Yes,Major obstacle,Moderate obstacle,Major obstacle,No obstacle,Minor obstacle,No obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,Yes,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,1,Yes,1,No,No,-44,1,-44,No,-44,-44,Yes,30,No,No,-44,-44,4,7,3,2,1,1,3,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,1,3,40000,3,36000,3,47000,1,26000,1,26000,1,30000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,17000,2,16200,2,19400,0,-77,0,-77,0,-77,1,13000,1,12400,1,14200,-44, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed secondary,Very important,Not important,Critical,Very important,Important,Very important,Important,Slightly important,Important,Very important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Critical,Critical,Critical,Important,Important,Very important,Critical,Important,Important,Critical,Slightly important,Important,Important,Not important,Not important,Critical,Slightly important,Critical,Critical,Very important,Important,Very important,Important,Important,Important,Important,Important,Critical,Important,Very important,Important,Critical,Critical,Very important,Very important,Critical,Not important,Not important,Important,Not important,Very important,Very important,Not important,Not important,Slightly important,Important,Very important,Very important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Important,Important,Very important,Critical,Critical,Critical,Slightly important,Not important,Important,Important,Slightly important,Slightly important,Slightly difficult,Very difficult,Slightly difficult,0,11,Slightly difficult,Difficult,Difficult,1,15,Slightly difficult,Difficult,Slightly difficult,0,6,Slightly difficult,Slightly difficult,Not difficult,0,2,Not difficult,Slightly difficult,Difficult,1,6,Difficult,Slightly difficult,Slightly difficult,1,10,Not difficult,Difficult,Slightly difficult,0,10,Not difficult,Difficult,Not difficult,0,8,Not difficult,Not difficult,Not difficult,0,1,Very important,Very important,Slightly important,Important,Important,Slightly important,Slightly important,Not important,No obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,No obstacle,Moderate obstacle,No obstacle,Minor obstacle,Private placement office, -44,No,-44,-44,-44,-44,Yes,3,2,Yes,-44,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,15,Yes,75,0,0,0,25,0,0,0,0,0,0,0,0, -44,50,50,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Loan,2006,1000000,12,96,Private commercial banks,Yes,Yes,No,No,No,No, -44,125,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,780000,660000,224400,211200,20000,33000,95000,3500,0,0,1000,92000,0,92000,129000,139000,211000,370000,No obstacle,Major obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Very severe obstacle,No obstacle,No obstacle,Major obstacle,Very severe obstacle,No obstacle,Moderate obstacle,No obstacle,Very severe obstacle,Moderate obstacle,No obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Access to finance,Practices of competitors in the informal sector,Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Local business association, -44,technological and Innovation Support, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 134507850,,Antigua - Barbuda,Antigua - Barbuda,Construction,507850,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All women,Female,Female,Female,2002,No,Yes,2002,11,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,5,3,1,-44,No,-44,-44,-44,-44,Yes,4,2,1,-44,Yes,2,2,1,-44,Yes,3,Yes,No,Yes,0,-44,-44,100,0, -44,45,40,15,0,Large private firms (more than 100 employees),20,65,15,construction,100,Local,10,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,40,60,No,-44,Yes,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,Yes,No,No,No,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,No obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,10,Yes,1,No,No,-44,0,-44,No,-44,-44,Yes,50,Yes,Yes,0,2,10,7,3,2,1,1,3,0,0,0,1,1,0,0,0,0,0,0,0,1,1,0,0,0,1,4,48000,4,48000,3,56000,1,23000,2,21000,1,25000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,15000,2,14500,2,17800,0,-77,0,-77,0,-77,1,15000,2,14200,1,17500,New products require new skills, -44,University graduate,University graduate,Post graduated,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Completed college/vocational training,-44,-44,Completed secondary,Completed primary school,Important,Important,Very important,Very important,Important,Important,Important,Important,Important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Very important,Very important,Critical,Critical,Important,Slightly important,Critical,Very important,Important,Important,Critical,Slightly important,Slightly important,Slightly important,Slightly important,Not important,Important,Slightly important,Important,Very important,Critical,Important,Very important,Important,Critical,Slightly important,Very important,Important,Critical,Not important,Critical,Slightly important,Critical,Very important,Very important,Critical,Critical,Slightly important,Slightly important,Important,Slightly important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Important,Slightly important,Slightly important,Important,Not important,Not important,Not important,Important,Important,Critical,Very important,Critical,Very important,Not important,Not important,Important,Slightly important,Slightly important,Slightly important,Not difficult,Very difficult,Difficult,1,15,Not difficult,Very difficult,Slightly difficult,1,15,Not difficult,Difficult,Slightly difficult,1,7,Slightly difficult,Slightly difficult,Slightly difficult,0,2,Slightly difficult,Slightly difficult,Not difficult,1,8,Not difficult,Difficult,Difficult,0,10,Not difficult,Slightly difficult,Difficult,1,2,Not difficult,Slightly difficult,Slightly difficult,0,8,Not difficult,Not difficult,Not difficult,1,2,Slightly important,Very important,Very important,Important,Important,Not important,Not important,Not important,No obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Through family/friends, -44,No,-44,-44,-44,-44,No,-44,-44,No,The firm cannot afford the optimal level of training,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,9,Yes,20,52,13,0,15,0,0,0,0,0,0,0,0, -44,50,25,12.5,0,0,0,0,0,12.5,0,0,0,0,0,0, -44,Yes,Line of credit,2010,10000,11,42,Private commercial banks,Yes,Yes,No,No,No,No, -44,175,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,1980000,2510000,778100,803200,20000,150600,121000,57500,4000,3000,9000,100000,0,536000,686000,678000,879000,963000,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,Major obstacle,Major obstacle,Yes,No,Yes,Yes,Yes,Inadequately educated workforce,"Crime, theft and disorder",Practices of competitors in the informal sector,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not aware of this type of assistance and don't know it advan, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 134507754,,Antigua - Barbuda,Antigua - Barbuda,Food,507754,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Female,Male,1983,No,Yes,1983,22,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,0,1,1,-44,No,-44,-44,-44,-44,Yes,3,3,0,-44,Yes,1,4,2,-44,Yes,1,Yes,No,Yes,100,70,95,0,0, -44,25,45,30,0,Government or government agencies (including state-owned ent,15,55,30,ice,100,National,20,Increased,Remained the same,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,100,0,-44,-44,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,Yes,No,No,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,No obstacle,Major obstacle,No obstacle,Moderate obstacle,Major obstacle,-44, -44,Tend to disagree,Tend to agree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,3,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,No,-44,-44,No,-44,0,-44,Yes,15,Yes,No,-44,-44,Yes,15,1,5,8,3,2,2,1,2,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,1,3,44000,2,41000,1,48000,1,23000,1,23000,1,27000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,15000,2,14900,2,16500,2,13000,2,12500,2,14900,Increase demand for higher quality product, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed secondary,Completed secondary,Started but did not complete secondary,Important,Slightly important,Critical,Important,Important,Very important,Important,Important,Important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Critical,Very important,Critical,Important,Important,Critical,Critical,Slightly important,Important,Critical,Slightly important,Slightly important,Important,Not important,Not important,Critical,Important,Important,Critical,Very important,Important,Very important,Important,Very important,Important,Very important,Very important,Critical,Important,Very important,Important,Very important,Very important,Very important,Very important,Critical,Not important,Not important,Very important,Not important,Very important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Very important,Important,Important,Important,Not important,Not important,Slightly important,Important,Very important,Critical,Critical,Very important,Critical,Not important,Not important,Important,Important,Important,Slightly important,Not difficult,Very difficult,Difficult,1,9,Not difficult,Very difficult,Difficult,0,6,Slightly difficult,Slightly difficult,Slightly difficult,0,3,Slightly difficult,Not difficult,Not difficult,1,3,Slightly difficult,Difficult,Not difficult,1,10,Not difficult,Difficult,Slightly difficult,1,8,Not difficult,Difficult,Slightly difficult,0,4,Not difficult,Slightly difficult,Not difficult,0,9,Not difficult,Not difficult,Not difficult,1,1,Important,Important,Very important,Slightly important,Important,Slightly important,Not important,Slightly important,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,Through family/friends, -44,No,-44,-44,-44,-44,Yes,1,2,Yes,-44,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,No,-44,Yes,65,8,2,0,25,0,0,0,0,0,0,0,0, -44,50,25,0,0,0,25,0,0,0,0,0,0,0,0,0, -44,Yes,Line of credit,2008,100000,9,60,Private commercial banks,Yes,No,No,No,No,No, -44,175,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,620000,790000,268600,86900,25000,23700,252000,63000,0,0,0,95000,0,125000,213000,205000,284000,320000,No obstacle,Very severe obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,Moderate obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,Moderate obstacle,No obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,Customs and Trade Regulations,Political environment,Electricity,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Government based organization, -44,Human resources Support, -44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 134507727,,Antigua - Barbuda,Antigua - Barbuda,Fabricated metal products,507727,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,40,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,2005,No,Yes,2005,8,No,-44,-44,No,-44,-44,No,-44,-44,Yes,26,No,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,0,1,1,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,100,95,100,0,0, -44,30,45,25,0,Large private firms (more than 100 employees),45,55,0,metallic gates,40,National,5,Decreased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,90,10,Yes,15,Yes,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,Moderate obstacle,-44, -44,Strongly disagree,Tend to disagree,Tend to agree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,5,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,No,-44,-44,Yes,0,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,4,8,3,2,2,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3,39000,3,37000,2,42000,1,28000,2,26000,1,31000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,20000,2,18400,2,23500,2,13000,2,12600,2,14300,Increase/decreased demand for goods, -44,University graduate,University graduate,Post graduated,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Completed secondary,Completed secondary,Completed primary school,Important,Slightly important,Very important,Important,Very important,Very important,Important,Important,Important,Very important,Important,Important,Slightly important,Important,Important,Critical,Very important,Critical,Slightly important,Very important,Very important,Critical,Important,Important,Critical,Slightly important,Important,Important,Not important,Not important,Important,Important,Critical,Critical,Critical,Important,Very important,Important,Slightly important,Important,Important,Important,Very important,Important,Critical,Very important,Critical,Critical,Critical,Very important,Critical,Slightly important,Not important,Important,Not important,Important,Very important,Important,Not important,Slightly important,Important,Important,Very important,Important,Important,Slightly important,Not important,Not important,Very important,Important,Very important,Very important,Very important,Very important,Slightly important,Not important,Important,Important,Slightly important,Slightly important,Not difficult,Very difficult,Difficult,1,11,Slightly difficult,Difficult,Slightly difficult,0,11,Slightly difficult,Slightly difficult,Difficult,1,3,Slightly difficult,Slightly difficult,Slightly difficult,1,3,Slightly difficult,Slightly difficult,Slightly difficult,0,5,Slightly difficult,Slightly difficult,Slightly difficult,1,3,Not difficult,Difficult,Difficult,1,7,Slightly difficult,Slightly difficult,Not difficult,1,8,Not difficult,Not difficult,Not difficult,0,1,Important,Important,Very important,Important,Slightly important,Not important,Slightly important,Not important,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,Private placement office, -44,No,-44,-44,-44,-44,Yes,0,2,Yes,-44,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,No,-44,No,80,0,0,0,20,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Interest rates are not favorable,2060000,2240000,761600,761600,38000,112000,67200,0,0,0,0,0,0,66000,472000,91000,694000,158000,No obstacle,Moderate obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,Minor obstacle,Very severe obstacle,Minor obstacle,No obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,No,No,Yes,Yes,No,Inadequately educated workforce,"Crime, theft and disorder",Practices of competitors in the informal sector,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,International organization, -44,Marketing and Operations support, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Truthful,Are taken directly from the establishment's records, 134507773,,Antigua - Barbuda,Antigua - Barbuda,Transport,507773,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All women,Yes,Not applicable,100,Makes decisions in consultation with other partners,14,5,Predominantly men,Female,Male,Male,2000,No,Yes,2000,13,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,4,0,-44,No,-44,-44,-44,-44,Yes,2,1,1,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0, -44,15,65,20,5,Medium private firms (20-100 employees),10,70,20,shipment,100,National,10,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,70,30,Yes,12,Yes,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,-44, -44,Tend to agree,Tend to agree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,Yes,5,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,2,8,3,2,2,1,2,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3,29000,3,29000,2,32000,1,28000,1,27000,1,33000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,14000,2,12500,2,15400,0,-77,0,-77,0,-77,2,15000,3,15000,2,16500,Increase demand for higher quality product, -44,Post graduated,Completed secondary,Post graduated,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed secondary,-44,-44,Completed secondary,Completed secondary,Important,Important,Very important,Very important,Important,Important,Important,Slightly important,Important,Important,Important,Important,Slightly important,Not important,Important,Critical,Critical,Critical,Slightly important,Important,Very important,Critical,Important,Important,Critical,Not important,Important,Important,Not important,Slightly important,Slightly important,Important,Important,Critical,Critical,Important,Critical,Important,Important,Slightly important,Important,Slightly important,Very important,Important,Critical,Slightly important,Critical,Critical,Critical,Very important,Critical,Slightly important,Not important,Important,Not important,Important,Slightly important,Slightly important,Not important,Important,Important,Important,Important,Important,Very important,Not important,Not important,Slightly important,Important,Slightly important,Critical,Very important,Very important,Very important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Slightly important,Slightly difficult,Difficult,Difficult,0,24,Slightly difficult,Very difficult,Difficult,1,15,Slightly difficult,Slightly difficult,Slightly difficult,0,4,Not difficult,Slightly difficult,Slightly difficult,1,3,Not difficult,Difficult,Slightly difficult,0,3,Slightly difficult,Difficult,Slightly difficult,0,9,Not difficult,Difficult,Slightly difficult,0,8,Not difficult,Slightly difficult,Slightly difficult,1,4,Not difficult,Not difficult,Not difficult,0,2,Important,Important,Very important,Important,Critical,Slightly important,Not important,Slightly important,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,Public placement office, -44,No,-44,-44,-44,-44,No,-44,-44,No,Other,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,Yes,12,No,50,12,3,0,35,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Size of loan and maturity are insufficiant,120000,160000,52800,43200,1000,1600,6000,1000,0,0,0,0,0,33000,45000,46000,62000,67000,No obstacle,No obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,No obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,No obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,"Crime, theft and disorder",Practices of competitors in the informal sector,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not aware of this type of assistance and don't know it advan, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are estimates computed with some precision, 134507869,,Antigua - Barbuda,Antigua - Barbuda,Hotel and restaurants,507869,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All women,Yes,Not applicable,100,Makes major strategic and fiancial decisions,19,3,Predominantly men,Male,Male,Male,1995,No,Yes,1995,17,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,0,2,1,-44,No,-44,-44,-44,-44,Yes,0,1,0,-44,No,-44,-44,-44,-44,No,9,Yes,No,Yes,0,-44,-44,100,0, -44,25,60,15,0,Large private firms (more than 100 employees),45,45,10,bar and restaurant,100,National,15,Increased,Remained the same,2-5,100,0,80,-44,-44,-44,-44,-44,-44,-44,-44,75,25,Yes,11,Yes,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,Yes,No,Yes,No,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to disagree,Strongly agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,No,0,Yes,3,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,5,8,3,2,2,1,0,0,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3,32000,2,30000,1,36000,1,28000,2,25000,1,33000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,16000,2,16000,2,18300,0,-77,0,-77,0,-77,2,14000,3,14100,2,15400,Increase/decreased demand for goods, -44,Post graduated,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed secondary,-44,-44,Completed secondary,Started but did not complete secondary,Important,Not important,Critical,Very important,Important,Important,Slightly important,Important,Important,Very important,Important,Slightly important,Important,Slightly important,Very important,Critical,Very important,Critical,Important,Important,Critical,Critical,Important,Slightly important,Critical,Slightly important,Very important,Important,Not important,Not important,Important,Important,Critical,Critical,Very important,Important,Very important,Important,Very important,Slightly important,Slightly important,Very important,Critical,Important,Critical,Slightly important,Critical,Critical,Very important,Very important,Very important,Slightly important,Not important,Important,Not important,Important,Important,Slightly important,Slightly important,Slightly important,Very important,Important,Slightly important,Slightly important,Important,Not important,Slightly important,Slightly important,Important,Important,Critical,Critical,Critical,Critical,Slightly important,Slightly important,Important,Slightly important,Not important,Not important,Not difficult,Very difficult,Difficult,0,17,Slightly difficult,Very difficult,Slightly difficult,0,6,Not difficult,Slightly difficult,Slightly difficult,0,5,Slightly difficult,Difficult,Not difficult,1,2,Slightly difficult,Slightly difficult,Slightly difficult,0,10,Not difficult,Difficult,Difficult,1,7,Not difficult,Slightly difficult,Slightly difficult,1,10,Not difficult,Slightly difficult,Difficult,1,10,Not difficult,Not difficult,Not difficult,1,1,Important,Critical,Very important,Important,Important,Not important,Slightly important,Slightly important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Public placement office, -44,Yes to fire,No,-44,Yes,1,No,-44,-44,No,The benefits of training are small than the costs,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,Yes,14,No,40,0,0,0,20,0,0,0,0,40,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Size of loan and maturity are insufficiant,340000,360000,140400,126000,22000,7200,30000,10500,1000,2000,1000,0,0,72000,78000,108000,126000,252000,No obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,Very severe obstacle,No obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,Customs and Trade Regulations,Cost of finance,Electricity,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Community based organization, -44,Marketing and Operations support, -44,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 134507843,,Antigua - Barbuda,Antigua - Barbuda,Hotel and restaurants,507843,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,2008,No,Yes,2008,7,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,7,3,1,-44,No,-44,-44,-44,-44,Yes,4,1,0,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0, -44,35,40,25,3,Medium private firms (20-100 employees),10,60,30,food,25,Local,5,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,50,50,No,-44,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,Yes,No,No,No,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to agree,Strongly agree,Yes,No,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,No,1,Yes,3,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,6,8,3,2,2,1,0,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3,34000,2,34000,2,40000,1,28000,2,26000,1,33000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,14000,2,12700,2,16600,0,-77,0,-77,0,-77,2,15000,3,14200,2,16800,Increase/decreased demand for goods, -44,University graduate,University graduate,University graduate,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Very important,Important,Very important,Very important,Important,Very important,Slightly important,Slightly important,Important,Important,Important,Slightly important,Not important,Slightly important,Important,Critical,Very important,Critical,Slightly important,Slightly important,Critical,Critical,Important,Slightly important,Critical,Slightly important,Slightly important,Slightly important,Not important,Not important,Important,Important,Important,Critical,Critical,Very important,Very important,Important,Very important,Important,Important,Important,Critical,Slightly important,Very important,Important,Very important,Critical,Critical,Very important,Very important,Slightly important,Not important,Important,Not important,Very important,Important,Slightly important,Slightly important,Slightly important,Very important,Very important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Very important,Very important,Critical,Critical,Critical,Critical,Slightly important,Not important,Very important,Important,Important,Slightly important,Slightly difficult,Very difficult,Very difficult,1,22,Slightly difficult,Very difficult,Very difficult,1,9,Not difficult,Difficult,Slightly difficult,1,3,Not difficult,Slightly difficult,Slightly difficult,0,2,Slightly difficult,Slightly difficult,Slightly difficult,1,5,Not difficult,Difficult,Slightly difficult,1,8,Not difficult,Slightly difficult,Difficult,0,8,Slightly difficult,Difficult,Not difficult,0,7,Not difficult,Not difficult,Not difficult,1,1,Very important,Very important,Important,Slightly important,Important,Not important,Not important,Not important,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Private placement office, -44,No,-44,-44,-44,-44,No,-44,-44,No,The benefits of training are small than the costs,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,No,-44,No,90,0,0,0,10,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Did not think it would be approved,960000,1030000,442900,247200,30000,20600,44000,12500,2000,2000,1000,0,0,185000,267000,268000,361000,426000,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Major obstacle,No obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,No obstacle,Minor obstacle,Major obstacle,Moderate obstacle,No obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Access to finance,Customs and Trade Regulations,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Private independent fund, -44,"General management, Business development and Strategies supp", -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Yes,Yes,No,Somewhat truthful,Are taken directly from the establishment's records, 134507737,,Antigua - Barbuda,Antigua - Barbuda,Other manufacturing,507737,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,30,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Female,Female,-66,No,Yes,-66,10,No,-44,-44,No,-44,-44,No,-44,-44,Yes,18,No,Yes,2,1,1,-44,No,-44,-44,-44,-44,Yes,3,2,1,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,100,80,85,0,0, -44,5,65,30,0,Medium private firms (20-100 employees),5,70,25,printing,70,Local,15,Decreased,Remained the same,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,60,40,No,-44,Yes,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,Yes,Yes,No,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,Yes,2,Yes,3,No,No,-44,-44,5000,Yes,5,Yes,No,-44,-44,Yes,25,1,10,9,3,3,2,1,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,1,3,44000,2,44000,2,49000,1,24000,1,23000,1,27000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,3,19000,3,18800,3,21700,2,14000,3,13500,2,15100,-44, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Completed secondary,Completed primary school,Important,Important,Critical,Very important,Important,Important,Important,Slightly important,Important,Important,Important,Slightly important,Slightly important,Slightly important,Very important,Very important,Very important,Very important,Very important,Important,Very important,Critical,Important,Important,Critical,Not important,Important,Important,Slightly important,Slightly important,Important,Important,Important,Critical,Very important,Important,Very important,Very important,Critical,Important,Important,Important,Very important,Slightly important,Very important,Important,Critical,Critical,Very important,Very important,Critical,Not important,Slightly important,Very important,Not important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Very important,Very important,Important,Slightly important,Important,Not important,Not important,Slightly important,Very important,Very important,Critical,Critical,Critical,Very important,Not important,Not important,Important,Important,Slightly important,Slightly important,Not difficult,Very difficult,Difficult,1,21,Slightly difficult,Very difficult,Difficult,0,4,Difficult,Slightly difficult,Slightly difficult,0,5,Slightly difficult,Slightly difficult,Difficult,1,1,Slightly difficult,Slightly difficult,Slightly difficult,1,3,Slightly difficult,Slightly difficult,Slightly difficult,0,4,Not difficult,Difficult,Slightly difficult,0,6,Slightly difficult,Not difficult,Not difficult,1,4,Not difficult,Not difficult,Slightly difficult,1,1,Very important,Very important,Not important,Important,Important,Not important,Not important,Not important,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,Public placement office, -44,No,-44,-44,-44,-44,Yes,5,2,Yes,-44,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,14,No,70,0,0,0,10,0,0,0,0,0,0,0,20, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,1,1,Incompleteness of loan application,-44,560000,440000,149600,105600,11000,22000,15000,0,0,0,0,0,0,82000,64000,107000,107000,183000,Minor obstacle,Major obstacle,No obstacle,Very severe obstacle,No,Yes,Yes,No,No,Yes,No,Major obstacle,Major obstacle,No obstacle,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,Major obstacle,Major obstacle,Yes,Yes,No,No,No,Inadequately educated workforce,Access to land for expansion / relocation,"Crime, theft and disorder",Very severe obstacle,Yes,Yes,Yes,Yes,Yes,No,Yes,Yes,Large impact,Yes,Moderated impact,No,No impact,-44,-44,Yes,Moderated impact,No,No impact,No,No impact,No,No impact,-44,-44,Yes,Large impact,Yes,Large impact,Yes,Moderated impact,No,No impact,-44,-44,No,No impact,Yes,Large impact,Yes,Large impact,Yes,Moderated impact,-44,-44,Yes,Moderated impact,Yes,Large impact,No,No impact,Yes,Large impact,-44,-44,No,No impact,No,No impact,Yes,Large impact,Yes,Moderated impact,-44,-44,No,No impact,Yes,Moderated impact,No,No impact,No,No impact,-44,-44,Yes,Moderated impact,Yes,Moderated impact,Yes,Large impact,No,No impact,-44,-44,Yes,Large impact,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Yes,No,Yes,Somewhat truthful,Are taken directly from the establishment's records, 134507748,,Antigua - Barbuda,Antigua - Barbuda,Machinery and equipment,507748,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,55,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Female,Female,1997,No,Yes,1997,16,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,0,1,1,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,95,95,75,5,0, -44,30,50,20,4,Others,15,60,25,furniture,85,National,5,Decreased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,95,5,Yes,6,Yes,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,Major obstacle,No obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,-44, -44,Tend to agree,Strongly disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,No,35000,0,No,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,Yes,15,Yes,2,Yes,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,3,9,3,3,2,1,2,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,1,3,30000,2,29000,2,32000,1,22000,1,22000,1,26000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,3,14000,3,12500,3,15900,2,14000,2,13700,2,15200,Increase demand for higher quality product, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,Completed secondary,Started but did not complete secondary,Very important,Important,Critical,Very important,Very important,Important,Important,Slightly important,Very important,Slightly important,Important,Slightly important,Important,Slightly important,Important,Very important,Very important,Critical,Slightly important,Very important,Critical,Critical,Important,Important,Critical,Not important,Important,Very important,Slightly important,Not important,Very important,Important,Important,Very important,Critical,Important,Very important,Very important,Important,Very important,Important,Important,Critical,Important,Critical,Slightly important,Critical,Critical,Critical,Very important,Critical,Slightly important,Slightly important,Very important,Slightly important,Important,Slightly important,Slightly important,Not important,Not important,Very important,Important,Slightly important,Important,Very important,Not important,Slightly important,Slightly important,Very important,Important,Critical,Critical,Very important,Critical,Not important,Slightly important,Important,Important,Slightly important,Important,Slightly difficult,Very difficult,Slightly difficult,1,8,Slightly difficult,Very difficult,Difficult,0,5,Not difficult,Difficult,Slightly difficult,0,2,Not difficult,Not difficult,Not difficult,0,1,Slightly difficult,Slightly difficult,Slightly difficult,1,2,Not difficult,Slightly difficult,Difficult,1,7,Not difficult,Difficult,Difficult,1,3,Not difficult,Not difficult,Not difficult,1,8,Slightly difficult,Not difficult,Not difficult,0,2,Important,Very important,Slightly important,Important,Very important,Slightly important,Slightly important,Not important,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,Through family/friends, -44,Yes to fire,No,-44,Yes,0,Yes,3,2,Yes,-44,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,No,-44,No,90,0,0,0,10,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Interest rates are not favorable,480000,490000,196000,78400,12000,24500,76000,0,0,0,0,0,0,112000,185000,165000,268000,315000,Major obstacle,Minor obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,No obstacle,Moderate obstacle,No obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Very severe obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,Access to finance,Cost of finance,Macroeconomic environment,Major obstacle,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Large impact,Yes,Moderated impact,No,No impact,No,No impact,Yes,Moderated impact,No,No impact,No,No impact,No,No impact,No,No impact,Yes,Moderated impact,Yes,Large impact,Yes,Large impact,No,No impact,Yes,Large impact,Yes,Moderated impact,Yes,Large impact,Yes,Large impact,Yes,Moderated impact,Yes,Large impact,Yes,Moderated impact,Yes,Large impact,No,No impact,Yes,Moderated impact,No,No impact,No,No impact,Yes,Large impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Large impact,No,No impact,No,No impact,No,No impact,Yes,Large impact,Yes,Large impact,Yes,Large impact,Yes,Large impact,Yes,Large impact,Yes,Moderated impact,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Truthful,Are taken directly from the establishment's records, 134507736,,Antigua - Barbuda,Antigua - Barbuda,Food,507736,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,1972,No,Yes,1984,41,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,9,1,0,-44,No,-44,-44,-44,-44,Yes,0,2,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,100,65,75,0,0, -44,5,50,45,0,Individuals,10,55,35,bakery,100,Local,15,Increased,Decreased,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,70,30,No,-44,Yes,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,No obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to disagree,Tend to disagree,Yes,No,-44,-44,-44,-44,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,No,Yes,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,Yes,2,No,No,-44,0,-44,Yes,10,No,No,-44,-44,Yes,0,2,1,9,3,3,2,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3,27000,3,25000,2,32000,1,25000,2,24000,1,30000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,3,15000,3,13900,3,16300,2,14000,3,13500,2,15100,Increase/decreased demand for goods, -44,University graduate,Completed college/vocational training,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Completed secondary,Completed secondary,Slightly important,Important,Critical,Very important,Very important,Important,Important,Important,Very important,Important,Slightly important,Slightly important,Not important,Slightly important,Slightly important,Very important,Critical,Very important,Important,Important,Critical,Critical,Important,Slightly important,Very important,Not important,Very important,Slightly important,Not important,Slightly important,Important,Slightly important,Important,Critical,Very important,Very important,Very important,Important,Slightly important,Very important,Important,Important,Very important,Important,Critical,Slightly important,Very important,Critical,Very important,Critical,Critical,Not important,Slightly important,Important,Not important,Important,Important,Slightly important,Slightly important,Slightly important,Very important,Important,Important,Important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Critical,Critical,Critical,Very important,Not important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Not difficult,Very difficult,Difficult,1,25,Difficult,Very difficult,Difficult,1,11,Slightly difficult,Slightly difficult,Difficult,1,4,Slightly difficult,Slightly difficult,Not difficult,1,1,Slightly difficult,Slightly difficult,Slightly difficult,0,9,Not difficult,Slightly difficult,Slightly difficult,1,5,Not difficult,Difficult,Slightly difficult,1,3,Not difficult,Not difficult,Slightly difficult,1,3,Not difficult,Not difficult,Not difficult,0,2,Very important,Very important,Very important,Important,Very important,Slightly important,Slightly important,Slightly important,No obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Public placement office, -44,Yes to fire,No,-44,Yes,0,No,-44,-44,No,The firm does not have enough information about training pro,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,Yes,12,No,40,32,8,0,20,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Interest rates are not favorable,1120000,1030000,391400,185400,48000,10300,126000,126000,0,0,0,0,0,173000,74000,228000,107000,340000,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,Political environment,Tax Rates,Electricity,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Local business association, -44,"General management, Business development and Strategies supp", -44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 134507846,,Antigua - Barbuda,Antigua - Barbuda,Hotel and restaurants,507846,No,-44,-44,-44,-44,Partnership (including limited liability companies), -44,14,100,0,0,0,Predominantly men,No,Yes,12,Makes major strategic and fiancial decisions,8,9,Predominantly men,Female,Female,Male,2005,No,Yes,2005,8,No,-44,-44,No,-44,-44,No,-44,-44,Yes,20,No,Yes,0,3,0,-44,No,-44,-44,-44,-44,Yes,4,5,1,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,30,50,20,0,Individuals,0,70,30,accomodation,100,Local,10,Remained the same,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,30,70,Yes,7,Yes,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,Yes,No,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,Minor obstacle,No obstacle,Major obstacle,Minor obstacle,Minor obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,1,-44,Yes,-44,1500,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,2,During working hours,Other,Other,200,Other,No,No,-44,Yes,1,Outside working hours,Firearm/gun,Money,8500,Other,Yes,Yes,-44,Yes,1,During working hours,Firearm/gun,Money,12500,Gang related,No,No,Not enough police/not enough resources,No,-44,-44,0,Yes,No,Yes,No,Yes,Yes,No,No,No,-44,-44,Yes,Yes,No,0,Yes,1,No,Yes,0,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,2,9,3,3,2,1,0,0,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,1,3,42000,3,41000,3,47000,1,28000,2,29000,1,31000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,3,12000,3,11800,3,13900,0,-77,0,-77,0,-77,2,14000,2,12600,2,15900,Refusal to answer, -44,University graduate,Post graduated,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Very important,Slightly important,Very important,Important,Important,Important,Slightly important,Slightly important,Important,Important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Very important,Very important,Critical,Important,Very important,Critical,Critical,Important,Important,Very important,Not important,Important,Important,Not important,Not important,Important,Important,Important,Critical,Critical,Very important,Very important,Slightly important,Very important,Important,Important,Very important,Very important,Important,Very important,Very important,Very important,Critical,Very important,Very important,Critical,Slightly important,Not important,Important,Not important,Very important,Important,Slightly important,Not important,Important,Important,Important,Important,Slightly important,Important,Not important,Not important,Not important,Important,Important,Critical,Critical,Critical,Critical,Not important,Not important,Important,Important,Slightly important,Important,Not difficult,Difficult,Difficult,1,22,Slightly difficult,Very difficult,Difficult,0,8,Difficult,Difficult,Difficult,0,9,Slightly difficult,Slightly difficult,Not difficult,1,1,Slightly difficult,Slightly difficult,Difficult,1,5,Not difficult,Difficult,Slightly difficult,1,10,Slightly difficult,Difficult,Difficult,1,2,Not difficult,Not difficult,Slightly difficult,0,9,Not difficult,Not difficult,Not difficult,0,1,Very important,Important,Very important,Not important,Important,Slightly important,Not important,Not important,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,No obstacle,No obstacle,Public placement office, -44,No,-44,-44,-44,-44,Yes,1,2,Yes,-44,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,Yes,11,Yes,70,14,6,0,10,0,0,0,0,0,0,0,0, -44,50,50,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Line of credit,2008,400000,14,36,Private commercial banks,Yes,No,No,No,No,No, -44,125,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,340000,340000,132600,57800.00000000001,24000,17000,12000,6000,1000,0,0,31000,0,78000,94000,99000,119000,277000,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,No obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Access to finance,Practices of competitors in the informal sector,Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Too many strings attached, -44,-44,-44, -44,-44, -44,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,Somewhat truthful,Are taken directly from the establishment's records, 134507864,,Antigua - Barbuda,Antigua - Barbuda,Retail,507864,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Female,1991,No,Yes,1991,22,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,0,3,1,-44,Yes,1,0,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,5,65,30,0,Large private firms (more than 100 employees),30,40,30,furniture,45,National,5,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,40,60,No,-44,Yes,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,-44, -44,Tend to disagree,Tend to disagree,Strongly agree,Tend to agree,Yes,Yes,Yes,70,Yes,5,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,Yes,No,No,No,-44,-44,No,-44,-44,No,Yes,Yes,10,Yes,1,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,1,9,3,3,2,1,0,0,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,1,3,45000,3,41000,3,52000,1,30000,1,30000,1,36000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,3,14000,3,14100,3,15200,0,-77,0,-77,0,-77,2,14000,3,13600,2,15400,Increase/decreased demand for goods, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Completed college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Important,Not important,Critical,Critical,Important,Important,Slightly important,Slightly important,Very important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Critical,Very important,Critical,Important,Important,Critical,Critical,Important,Very important,Critical,Slightly important,Important,Very important,Not important,Not important,Slightly important,Important,Very important,Critical,Critical,Very important,Very important,Important,Important,Important,Very important,Important,Very important,Important,Critical,Very important,Critical,Critical,Very important,Very important,Very important,Important,Not important,Important,Slightly important,Important,Slightly important,Not important,Not important,Slightly important,Very important,Important,Important,Important,Very important,Slightly important,Not important,Slightly important,Important,Important,Critical,Critical,Critical,Very important,Not important,Slightly important,Important,Important,Important,Slightly important,Not difficult,Difficult,Slightly difficult,0,17,Not difficult,Very difficult,Difficult,1,7,Slightly difficult,Slightly difficult,Slightly difficult,1,9,Not difficult,Not difficult,Slightly difficult,1,1,Slightly difficult,Slightly difficult,Not difficult,1,3,Slightly difficult,Slightly difficult,Slightly difficult,0,3,Slightly difficult,Slightly difficult,Slightly difficult,0,5,Not difficult,Not difficult,Not difficult,0,2,Not difficult,Not difficult,Not difficult,0,2,Very important,Important,Very important,Important,Very important,Not important,Not important,Not important,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Private placement office, -44,No,-44,-44,-44,-44,Yes,4,2,Yes,-44,No,-44,-44,-44,-44,-44,-44,Yes,100,0, -44,0,No,-44,No,80,9,6,0,5,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,Yes,Line of credit,2011,10000,11,24,Other,Yes,No,No,No,No,No, -44,150,Yes,4,3,Problems with credit history/report,-44,1110000,1220000,341600.0000000001,244000,56000,36600,30000,33000,6000,5000,6000,0,0,248000,245000,354000,366000,641000,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,No obstacle,Minor obstacle,No obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,Access to finance,Corruption,Political environment,Very severe obstacle,Yes,Yes,No,No,No,Yes,No,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Large impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Large impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Large impact,-44,-44,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 134507758,,Antigua - Barbuda,Antigua - Barbuda,Hotel and restaurants,507758,No,-44,-44,-44,-44,Sole proprietorship, -44,100,0,100,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Female,Male,2008,No,Yes,2008,1,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,1,1,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,1,6,2,-44,No,26,Yes,No,Yes,0,-44,-44,100,0, -44,10,55,35,0,Your parent company or affiliated establishments,10,50,40,chicken,35,Local,10,Decreased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,30,70,No,-44,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,Yes,No,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,Yes,3,No,No,-44,0,-44,No,-44,-44,Yes,30,Yes,No,-44,-44,2,9,3,3,2,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,1,3,38000,3,37000,3,42000,1,30000,2,30000,1,35000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,3,17000,3,15300,3,20200,0,-77,0,-77,0,-77,2,14000,2,12900,2,15600,Increase/decreased demand for goods, -44,University graduate,Completed college/vocational training,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Important,Important,Critical,Important,Important,Important,Important,Slightly important,Important,Very important,Important,Important,Not important,Slightly important,Very important,Very important,Critical,Very important,Important,Very important,Very important,Critical,Important,Important,Very important,Important,Important,Important,Slightly important,Slightly important,Important,Slightly important,Critical,Critical,Critical,Important,Very important,Important,Important,Important,Very important,Important,Critical,Slightly important,Critical,Important,Critical,Critical,Critical,Very important,Critical,Slightly important,Not important,Slightly important,Not important,Important,Very important,Slightly important,Not important,Slightly important,Very important,Important,Important,Slightly important,Important,Not important,Slightly important,Not important,Important,Important,Critical,Critical,Critical,Critical,Not important,Slightly important,Important,Important,Not important,Important,Not difficult,Almost impossible,Difficult,0,9,Not difficult,Very difficult,Very difficult,1,11,Slightly difficult,Difficult,Difficult,0,8,Slightly difficult,Not difficult,Slightly difficult,1,2,Slightly difficult,Difficult,Slightly difficult,1,4,Slightly difficult,Slightly difficult,Slightly difficult,1,4,Slightly difficult,Difficult,Slightly difficult,1,8,Slightly difficult,Not difficult,Not difficult,0,7,Not difficult,Slightly difficult,Not difficult,1,2,Very important,Important,Important,Important,Very important,Not important,Not important,Not important,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,Public placement office, -44,Yes to fire,No,-44,Yes,2,Yes,4,2,Yes,-44,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,Yes,5,No,85,0,0,0,15,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,2,2,Problems with credit history/report,-44,3900000,5050000,1616000,656500,212000,303000,252500,76000,11000,5000,15000,0,0,1050000,1439000,1364000,1919000,3246000,No obstacle,No obstacle,No obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Access to finance,Cost of finance,Customs and Trade Regulations,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Administratie procedure is cumbersome, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 134507819,,Antigua - Barbuda,Antigua - Barbuda,Retail,507819,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Female,Male,Female,1999,Yes,Yes,1999,14,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,2,1,-44,Yes,1,0,0,-44,Yes,4,0,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,40,45,15,0,Others,15,65,20,"architecture (windows, doors)",100,Local,5,Increased,Decreased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,75,25,Yes,20,Yes,Yes,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Major obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,-44, -44,Tend to agree,Tend to agree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,Yes,-44,68000,Yes,2,Outside working hours,Firearm/gun,Goods or stock,25000,Gang related,Yes,Yes,-44,Yes,1,Outside working hours,Other,Money,200,A former employee,No,No,Fear of reprisals,Yes,1,Outside working hours,Firearm/gun,Money,28000,Other,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,2,Outside working hours,Knife,Money,2500,Group of criminals,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,Yes,No,-44,-44,No,-44,-44,No,Yes,No,0,Yes,2,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,2,10,4,3,2,1,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,1,4,27000,3,26000,2,29000,1,25000,1,25000,1,29000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,3,12000,3,10700,3,14100,0,-77,0,-77,0,-77,2,14000,3,13400,2,16600,-44, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed secondary,Very important,Slightly important,Critical,Very important,Very important,Important,Important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Not important,Slightly important,Very important,Very important,Very important,Important,Important,Critical,Very important,Important,Important,Critical,Slightly important,Slightly important,Important,Slightly important,Slightly important,Critical,Very important,Important,Critical,Critical,Important,Very important,Important,Very important,Important,Very important,Important,Very important,Important,Critical,Important,Critical,Critical,Critical,Very important,Critical,Not important,Not important,Important,Not important,Very important,Important,Slightly important,Slightly important,Slightly important,Important,Very important,Important,Very important,Important,Not important,Slightly important,Slightly important,Important,Important,Critical,Critical,Critical,Very important,Not important,Slightly important,Important,Important,Not important,Not important,Not difficult,Very difficult,Slightly difficult,1,11,Not difficult,Very difficult,Difficult,1,12,Slightly difficult,Difficult,Difficult,1,6,Not difficult,Slightly difficult,Slightly difficult,1,3,Slightly difficult,Slightly difficult,Slightly difficult,1,9,Difficult,Difficult,Difficult,0,10,Not difficult,Slightly difficult,Difficult,1,7,Not difficult,Not difficult,Slightly difficult,0,10,Slightly difficult,Slightly difficult,Not difficult,0,2,Important,Important,Important,Important,Very important,Slightly important,Not important,Slightly important,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,No obstacle,Public placement office, -44,No,-44,-44,-44,-44,Yes,5,2,No,The benefits of training are small than the costs,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,No,-44,Yes,30,36,9,0,25,0,0,0,0,0,0,0,0, -44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Line of credit,2009,100000,7,60,Other,No,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,860000,1050000,420000,168000,35000,84000,38000,8500,1000,1000,2000,0,137000,148000,206000,231000,294000,328000,No obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,Major obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,Major obstacle,Yes,Yes,No,Yes,No,Practices of competitors in the informal sector,Customs and Trade Regulations,Macroeconomic environment,Major obstacle,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Large impact,Yes,Large impact,No,No impact,Yes,Large impact,Yes,Moderated impact,No,No impact,No,No impact,No,No impact,No,No impact,Yes,Large impact,Yes,Moderated impact,Yes,Large impact,No,No impact,Yes,Large impact,Yes,Large impact,No,No impact,No,No impact,No,No impact,No,No impact,Yes,Moderated impact,Yes,Large impact,No,No impact,Yes,Large impact,No,No impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Large impact,Yes,Large impact,Yes,Large impact,No,No impact,No,No impact,No,No impact,No,No impact,No,No impact,Yes,Large impact,Yes,Large impact,Yes,Large impact,Yes,Large impact,Yes,Large impact,Yes,Moderated impact,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Truthful,Are taken directly from the establishment's records, 134507809,,Antigua - Barbuda,Antigua - Barbuda,Transport,507809,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Male,1991,No,Yes,1991,22,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,1,0,-44,No,-44,-44,-44,-44,Yes,2,0,1,-44,Yes,1,4,2,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,20,50,30,0,Large private firms (more than 100 employees),30,45,25,tours,100,International,5,Decreased,Increased,More than 5,45,55,0,1992,nigeria,35,south korea,15,10,0,0,75,25,No,-44,Yes,Yes,Yes,No,Yes,No,Yes,Other company of the sector, -44,No,No,No,No,No,Yes,No,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,Important,Critical,Very Important,Very Important,Important,Important,Very Important,Yes,30,Yes,70,No,-44,No,No,10000,-44,No,No,No,No,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to disagree,Strongly agree,Strongly agree,Yes,No,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,Yes,4,No,No,-44,0,-44,Yes,5,Yes,No,-44,-44,Yes,0,2,3,10,4,3,2,1,2,1,1,0,4,3,1,0,0,0,0,0,0,1,1,1,0,0,1,7,38000,6,34000,5,42000,1,25000,1,24000,1,28000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,4,13000,4,11800,4,15000,0,-77,0,-77,0,-77,2,14000,3,13600,2,15600,-44, -44,University graduate,University graduate,Post graduated,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed secondary,Very important,Important,Critical,Very important,Important,Important,Slightly important,Slightly important,Important,Important,Important,Important,Slightly important,Slightly important,Important,Very important,Critical,Critical,Important,Important,Critical,Critical,Important,Important,Very important,Slightly important,Important,Important,Slightly important,Slightly important,Important,Important,Slightly important,Critical,Critical,Very important,Very important,Important,Important,Important,Important,Very important,Critical,Important,Critical,Slightly important,Very important,Critical,Critical,Very important,Critical,Not important,Slightly important,Important,Not important,Very important,Very important,Not important,Important,Important,Important,Important,Important,Slightly important,Important,Not important,Slightly important,Slightly important,Important,Very important,Critical,Very important,Very important,Very important,Not important,Not important,Important,Important,Slightly important,Slightly important,Not difficult,Difficult,Difficult,0,12,Slightly difficult,Very difficult,Difficult,1,12,Slightly difficult,Difficult,Slightly difficult,0,10,Slightly difficult,Difficult,Slightly difficult,1,1,Slightly difficult,Not difficult,Slightly difficult,1,8,Slightly difficult,Slightly difficult,Slightly difficult,0,6,Not difficult,Slightly difficult,Slightly difficult,1,5,Not difficult,Not difficult,Not difficult,0,10,Not difficult,Not difficult,Slightly difficult,1,2,Very important,Critical,Very important,Important,Very important,Slightly important,Slightly important,Not important,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,Public placement office, -44,No,-44,-44,-44,-44,Yes,5,2,No,The firm is affraid of investing in workers that after the t,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,No,-44,No,60,16,4,0,20,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Application procedures for loans or line of credit are compl,1210000,1190000,380800,202300,58000,23800,8000,26000,3000,3000,4000,0,0,220000,169000,333000,238000,922000,Minor obstacle,Very severe obstacle,No obstacle,Major obstacle,Yes,Yes,Yes,No,No,No,No,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Minor obstacle,Moderate obstacle,Major obstacle,No,Yes,Yes,No,No,Macroeconomic environment,Electricity,Practices of competitors in the informal sector,Minor obstacle,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Large impact,Yes,Large impact,No,No impact,No,No impact,Yes,Moderated impact,No,No impact,No,No impact,No,No impact,Yes,Large impact,No,No impact,Yes,Moderated impact,Yes,Moderated impact,No,No impact,Yes,Large impact,No,No impact,No,No impact,No,No impact,No,No impact,No,No impact,No,No impact,Yes,Large impact,No,No impact,Yes,Large impact,No,No impact,No,No impact,Yes,Moderated impact,Yes,Large impact,Yes,Large impact,Yes,Large impact,No,No impact,Yes,Large impact,No,No impact,No,No impact,No,No impact,Yes,Moderated impact,Yes,Large impact,No,No impact,Yes,Large impact,Yes,Large impact,Yes,Large impact,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,Yes,No,No,No,-44,-44,Yes,Yes,Yes,Yes,No,No,No,-44,-44,Yes,No,No,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 134507799,,Antigua - Barbuda,Antigua - Barbuda,Retail,507799,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Female,Male,1992,No,Yes,1992,12,No,-44,-44,No,-44,-44,No,-44,-44,Yes,21,Yes,Yes,3,1,0,-44,No,-44,-44,-44,-44,Yes,2,2,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,0,45,55,0,Large private firms (more than 100 employees),35,55,10,grocery,95,Local,15,Increased,Decreased,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,70,30,Yes,5,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to agree,Tend to disagree,Tend to agree,Yes,No,-44,-44,-44,-44,Yes,-44,18000,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,Outside working hours,Knife,Money,150,Gang related,No,No,Would increase insurance cost,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,3,During working hours,Other,Other company property,700,Gang related,No,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,2,10,4,3,2,1,0,0,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,4,39000,4,37000,4,45000,1,26000,2,24000,1,31000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,3,15000,3,14700,3,17700,0,-77,0,-77,0,-77,2,14000,3,14100,2,15100,Increase/decreased demand for goods, -44,Post graduated,University graduate,University graduate,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Important,Important,Critical,Very important,Very important,Important,Important,Important,Important,Very important,Important,Important,Not important,Important,Very important,Very important,Very important,Critical,Important,Slightly important,Very important,Critical,Very important,Important,Very important,Slightly important,Important,Slightly important,Not important,Not important,Important,Slightly important,Important,Critical,Very important,Important,Important,Important,Very important,Very important,Important,Very important,Very important,Not important,Very important,Important,Critical,Critical,Critical,Very important,Critical,Slightly important,Not important,Important,Not important,Important,Very important,Slightly important,Not important,Slightly important,Very important,Very important,Slightly important,Slightly important,Slightly important,Not important,Not important,Not important,Important,Slightly important,Very important,Very important,Critical,Critical,Not important,Slightly important,Very important,Slightly important,Slightly important,Important,Slightly difficult,Almost impossible,Slightly difficult,1,19,Not difficult,Very difficult,Difficult,1,9,Not difficult,Very difficult,Difficult,1,6,Slightly difficult,Slightly difficult,Slightly difficult,1,1,Slightly difficult,Slightly difficult,Not difficult,0,5,Slightly difficult,Very difficult,Slightly difficult,0,8,Slightly difficult,Difficult,Slightly difficult,1,6,Not difficult,Slightly difficult,Not difficult,0,7,Slightly difficult,Slightly difficult,Slightly difficult,1,1,Very important,Very important,Very important,Important,Very important,Slightly important,Not important,Not important,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Private placement office, -44,No,-44,-44,-44,-44,No,-44,-44,No,The firm is affraid of investing in workers that after the t,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,5,No,70,0,0,0,30,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,2,2,Concerns about level of debt already incurred,-44,1070000,1400000,406000,434000,22000,28000,76000,11000,1000,1000,2000,0,0,265000,426000,420000,546000,580000,Major obstacle,Very severe obstacle,Major obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Very severe obstacle,No obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Customs and Trade Regulations,Tax Rates,Electricity,No obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Local business association, -44,technological and Innovation Support, -44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 134507803,,Antigua - Barbuda,Antigua - Barbuda,Transport,507803,No,-44,-44,-44,-44,Limited partnership, -44,90,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Female,Male,2001,No,Yes,2001,11,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,1,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,5,Yes,Yes,Yes,0,-44,-44,100,0, -44,15,70,15,5,Medium private firms (20-100 employees),0,40,60,broadcasting,25,National,5,Remained the same,Increased,More than 5,80,20,0,2002,poland,55,saint vincent and the grenadin,35,6,0,5,45,55,Yes,1,Yes,Yes,No,No,Yes,No,Yes,University, -44,No,Yes,No,Yes,Yes,Yes,Yes,No,-44,-44,Yes,No,No,No,Yes,Yes,Yes,No,No, -44,Important,Important,Important,Very Important,Slightly important,Very Important,Very Important,Yes,25,Yes,75,No,-44,No,No,10000,-44,No,Yes,Yes,Yes,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,No obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,-44, -44,Tend to agree,Strongly disagree,Tend to agree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,No,50000,0,Yes,No,No,Yes,No,No,-44,-44,No,-44,-44,No,Yes,Yes,4,Yes,5,Yes,No,-44,-44,5000,No,-44,-44,No,-44,-44,Yes,0,2,8,10,4,3,2,1,2,1,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,1,4,48000,3,45000,2,53000,1,29000,1,29000,1,33000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,3,15000,3,13400,3,16300,0,-77,0,-77,0,-77,2,14000,3,13700,2,16200,-44, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed secondary,Important,Important,Critical,Very important,Very important,Very important,Important,Slightly important,Very important,Important,Important,Slightly important,Important,Slightly important,Important,Very important,Very important,Critical,Important,Important,Critical,Very important,Important,Important,Very important,Slightly important,Important,Important,Important,Slightly important,Very important,Very important,Important,Very important,Critical,Very important,Important,Important,Very important,Important,Important,Important,Very important,Important,Critical,Important,Very important,Very important,Very important,Very important,Critical,Slightly important,Not important,Very important,Not important,Very important,Important,Slightly important,Slightly important,Slightly important,Important,Important,Slightly important,Slightly important,Important,Not important,Not important,Slightly important,Important,Important,Critical,Critical,Critical,Critical,Not important,Slightly important,Important,Very important,Slightly important,Not important,Not difficult,Very difficult,Slightly difficult,1,12,Slightly difficult,Difficult,Slightly difficult,1,10,Slightly difficult,Slightly difficult,Difficult,1,2,Slightly difficult,Difficult,Slightly difficult,1,2,Slightly difficult,Slightly difficult,Slightly difficult,1,5,Slightly difficult,Difficult,Slightly difficult,1,8,Not difficult,Difficult,Difficult,1,8,Not difficult,Slightly difficult,Not difficult,1,2,Not difficult,Slightly difficult,Slightly difficult,1,2,Very important,Very important,Very important,Important,Very important,Not important,Slightly important,Slightly important,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Private placement office, -44,No,-44,-44,-44,-44,No,-44,-44,No,The firm cannot afford the optimal level of training,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,12,No,20,52,13,0,15,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,2,2,Incompleteness of loan application,-44,1370000,1500000,555000,165000,44000,45000,75000,27000,2000,3000,2000,0,0,211000,347000,330000,510000,805000,Major obstacle,Major obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,No obstacle,Minor obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,No obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Access to finance,Tax administration,Minor obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,NGO, -44,technological and Innovation Support, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Truthful,Are taken directly from the establishment's records, 134507836,,Antigua - Barbuda,Antigua - Barbuda,Retail,507836,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,2001,No,Yes,2001,12,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,1,0,-44,Yes,3,0,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,No,No,Yes,0,-44,-44,100,0, -44,10,60,30,0,Others,5,70,25,wine,100,Local,10,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,25,75,Yes,7,Yes,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,No,0,No,-44,-44,No,-44,0,-44,No,-44,-44,Yes,45,Yes,No,-44,-44,2,10,4,3,2,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,4,44000,3,41000,2,49000,1,26000,2,26000,1,31000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,3,14000,3,14100,3,15200,0,-77,0,-77,0,-77,2,15000,3,15300,2,16700,Increase/decreased demand for goods, -44,University graduate,Completed college/vocational training,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed secondary,-44,-44,Completed secondary,Completed secondary,Important,Important,Critical,Important,Important,Important,Important,Important,Important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Very important,Critical,Critical,Critical,Very important,Important,Very important,Critical,Important,Important,Critical,Important,Important,Important,Slightly important,Not important,Critical,Slightly important,Important,Critical,Very important,Very important,Very important,Very important,Very important,Important,Important,Important,Very important,Important,Critical,Very important,Very important,Critical,Very important,Very important,Critical,Slightly important,Not important,Very important,Not important,Very important,Important,Not important,Slightly important,Slightly important,Important,Important,Important,Important,Very important,Not important,Slightly important,Not important,Very important,Very important,Critical,Very important,Critical,Very important,Slightly important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Difficult,Very difficult,Difficult,1,19,Not difficult,Almost impossible,Difficult,0,8,Slightly difficult,Difficult,Difficult,0,7,Slightly difficult,Not difficult,Slightly difficult,1,1,Slightly difficult,Difficult,Slightly difficult,0,7,Slightly difficult,Slightly difficult,Difficult,0,4,Not difficult,Difficult,Slightly difficult,1,5,Slightly difficult,Difficult,Slightly difficult,0,4,Slightly difficult,Not difficult,Not difficult,1,2,Very important,Very important,Very important,Slightly important,Very important,Not important,Not important,Slightly important,Minor obstacle,Minor obstacle,Major obstacle,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Public placement office, -44,No,-44,-44,-44,-44,No,-44,-44,No,The benefits of training are small than the costs,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,10,No,75,0,0,0,25,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Did not think it would be approved,4610000,4720000,1368800,802400,283000,47200,45000,89500,10000,6000,10000,0,0,704000,892000,991000,1274000,1695000,Moderate obstacle,No obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,Major obstacle,Minor obstacle,-44,-44,-44,-44,-44,Access to finance,"Crime, theft and disorder",Cost of finance,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Local business association, -44,technological and Innovation Support, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 134507744,,Antigua - Barbuda,Antigua - Barbuda,Food,507744,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,40,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Female,2002,No,Yes,2002,11,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,4,2,1,-44,No,-44,-44,-44,-44,Yes,0,1,0,-44,No,-44,-44,-44,-44,No,6,Yes,No,Yes,100,95,110,0,0, -44,20,70,10,0,Large private firms (more than 100 employees),0,45,55,pastry,35,National,5,Remained the same,Decreased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,75,25,No,-44,Yes,Yes,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Minor obstacle,Minor obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to disagree,Strongly agree,No,-44,-44,-44,-44,-44,Yes,3,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,3,Outside working hours,Firearm/gun,Money,300,Gang related,No,No,Loss was small,Yes,2,During working hours,Firearm/gun,Money,28000,Gang related,Yes,Yes,-44,Yes,2,During working hours,Firearm/gun,Money,250,Gang related,No,Yes,-44,Yes,4,Outside working hours,Other,Personal possessions of employees or customers,400,Other,No,No,They occur too frequently,Yes,3,Outside working hours,Firearm/gun,Money,4500,Gang related,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,Yes,No,-44,-44,No,-44,-44,No,Yes,No,8,Yes,3,Yes,No,-44,-44,9000,No,-44,-44,No,-44,-44,No,-44,-44,6,11,5,3,2,1,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,5,43000,4,44000,3,46000,1,21000,2,20000,1,24000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,3,14000,3,13600,3,15700,2,13000,3,12200,2,15000,Increase/decreased demand for goods, -44,University graduate,University graduate,Post graduated,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,Completed secondary,Completed secondary,Important,Important,Very important,Very important,Important,Important,Slightly important,Important,Important,Very important,Important,Important,Important,Slightly important,Very important,Critical,Very important,Critical,Slightly important,Important,Critical,Critical,Slightly important,Slightly important,Critical,Slightly important,Slightly important,Important,Not important,Slightly important,Important,Important,Very important,Critical,Critical,Important,Very important,Important,Important,Slightly important,Important,Important,Very important,Important,Critical,Important,Critical,Critical,Critical,Very important,Critical,Not important,Not important,Important,Not important,Important,Important,Slightly important,Important,Important,Important,Important,Very important,Slightly important,Very important,Not important,Slightly important,Slightly important,Important,Important,Critical,Critical,Critical,Very important,Not important,Slightly important,Important,Very important,Slightly important,Slightly important,Slightly difficult,Very difficult,Very difficult,1,20,Slightly difficult,Difficult,Difficult,0,5,Not difficult,Very difficult,Slightly difficult,0,5,Not difficult,Not difficult,Not difficult,1,3,Slightly difficult,Slightly difficult,Slightly difficult,0,4,Not difficult,Difficult,Difficult,1,7,Slightly difficult,Difficult,Difficult,0,6,Not difficult,Not difficult,Not difficult,1,7,Not difficult,Slightly difficult,Not difficult,0,1,Important,Very important,Not important,Important,Very important,Not important,Not important,Slightly important,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,No obstacle,Minor obstacle,Minor obstacle,Private placement office, -44,No,-44,-44,-44,-44,Yes,2,2,Yes,-44,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,Yes,9,No,75,0,0,0,25,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Collateral requirements for loans or line of credit are unat,480000,360000,104400,122400,18000,10800,11000,0,0,0,0,0,0,101000,65000,169000,107000,394000,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,No obstacle,Major obstacle,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Customs and Trade Regulations,Macroeconomic environment,Inadequately educated workforce,Minor obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,International organization, -44,technological and Innovation Support, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 134507756,,Antigua - Barbuda,Antigua - Barbuda,Machinery and equipment,507756,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,70,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Female,Male,2000,No,Yes,2000,13,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,0,3,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,100,90,115,0,0, -44,50,45,5,4,Your parent company or affiliated establishments,40,40,20,doors,65,National,10,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,90,10,Yes,13,Yes,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,Yes,No,No,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,-44, -44,Tend to disagree,Tend to agree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,No,0,0,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,No,Yes,0,Yes,3,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,5,11,5,3,2,1,2,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,2,5,48000,5,48000,5,54000,1,28000,1,29000,1,31000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,3,17000,3,15800,3,19300,2,13000,2,12200,2,14700,-44, -44,University graduate,Completed secondary,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed secondary,Very important,Slightly important,Critical,Important,Important,Important,Slightly important,Slightly important,Important,Slightly important,Important,Important,Slightly important,Important,Important,Very important,Very important,Critical,Important,Important,Very important,Very important,Slightly important,Important,Very important,Slightly important,Slightly important,Important,Slightly important,Not important,Critical,Slightly important,Important,Critical,Critical,Important,Important,Very important,Important,Important,Very important,Very important,Very important,Slightly important,Very important,Important,Critical,Very important,Very important,Very important,Critical,Slightly important,Not important,Important,Not important,Slightly important,Very important,Slightly important,Slightly important,Slightly important,Important,Very important,Important,Slightly important,Important,Slightly important,Not important,Not important,Important,Important,Critical,Critical,Very important,Critical,Not important,Slightly important,Important,Important,Not important,Slightly important,Slightly difficult,Difficult,Difficult,0,19,Slightly difficult,Very difficult,Very difficult,0,15,Slightly difficult,Difficult,Slightly difficult,1,8,Slightly difficult,Not difficult,Slightly difficult,0,2,Slightly difficult,Slightly difficult,Not difficult,1,2,Difficult,Difficult,Slightly difficult,1,8,Not difficult,Difficult,Slightly difficult,0,9,Not difficult,Slightly difficult,Not difficult,0,10,Not difficult,Not difficult,Not difficult,1,1,Important,Very important,Not important,Slightly important,Very important,Not important,Not important,Not important,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,Public announcement/advertisement, -44,No,-44,-44,-44,-44,No,-44,-44,No,The firm is affraid of investing in workers that after the t,No,-44,-44,-44,-44,-44,-44,No,100,0, -44,0,Yes,7,Yes,60,16,4,0,20,0,0,0,0,0,0,0,0, -44,50,50,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Line of credit,2009,40000,9,48,Private commercial banks,No,-44,-44,-44,-44,-44, -44,-44,Yes,2,2,Collateral or cosigners unacceptable,-44,300000,380000,148200,60800,14000,19000,40000,0,0,0,0,11000,0,61000,8000,86000,13000,254000,No obstacle,Major obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Very severe obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Minor obstacle,Major obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Tax Rates,Inadequately educated workforce,"Crime, theft and disorder",Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,International organization, -44,technological and Innovation Support, -44,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 134507753,,Antigua - Barbuda,Antigua - Barbuda,Machinery and equipment,507753,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,60,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Female,Male,2003,Yes,Yes,2003,10,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,1,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,0,1,2,-44,No,-44,No,No,Yes,100,75,85,0,0, -44,10,50,40,0,Medium private firms (20-100 employees),25,55,20,toys,35,National,15,Decreased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,95,5,Yes,18,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,No obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,Yes,No,No,No,-44,-44,No,-44,-44,Yes,Yes,No,15,Yes,2,No,No,-44,-44,0,No,-44,-44,No,-44,-44,Yes,5,2,2,11,5,3,2,1,2,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,2,5,32000,5,29000,5,37000,1,19000,2,18000,1,22000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,3,14000,3,12500,3,15700,2,14000,2,13100,2,16000,Increase/decreased demand for goods, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete secondary,Completed secondary,Started but did not complete secondary,Slightly important,Slightly important,Critical,Very important,Important,Important,Slightly important,Important,Important,Important,Important,Important,Not important,Slightly important,Slightly important,Critical,Critical,Critical,Important,Important,Very important,Critical,Very important,Very important,Critical,Slightly important,Important,Important,Important,Important,Very important,Important,Important,Critical,Very important,Slightly important,Very important,Important,Important,Important,Important,Very important,Critical,Important,Critical,Very important,Critical,Critical,Critical,Very important,Critical,Slightly important,Not important,Important,Not important,Very important,Important,Slightly important,Important,Important,Important,Very important,Very important,Slightly important,Very important,Slightly important,Slightly important,Slightly important,Very important,Slightly important,Critical,Critical,Critical,Very important,Not important,Not important,Important,Important,Slightly important,Slightly important,Not difficult,Very difficult,Slightly difficult,0,21,Slightly difficult,Very difficult,Difficult,0,10,Slightly difficult,Difficult,Slightly difficult,0,8,Not difficult,Slightly difficult,Slightly difficult,1,2,Slightly difficult,Difficult,Slightly difficult,1,7,Not difficult,Very difficult,Difficult,1,5,Not difficult,Slightly difficult,Difficult,1,4,Slightly difficult,Slightly difficult,Not difficult,0,6,Slightly difficult,Not difficult,Not difficult,0,1,Slightly important,Important,Important,Important,Important,Slightly important,Slightly important,Not important,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Public placement office, -44,Yes to fire,No,-44,Yes,2,Yes,2,2,Yes,-44,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,Yes,5,Yes,90,0,0,0,10,0,0,0,0,0,0,0,0, -44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,2,2,Other objections,-44,1200000,1040000,457600,218400,50000,20800,45000,151000,0,0,0,114000,0,214000,287000,302000,416000,673000,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Political environment,Cost of finance,Macroeconomic environment,Minor obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Community based organization, -44,technological and Innovation Support, -44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Yes,No,Yes,Truthful,Are taken directly from the establishment's records, 134507730,,Antigua - Barbuda,Antigua - Barbuda,Machinery and equipment,507730,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Female,Male,2002,No,Yes,2002,11,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,3,1,-44,No,-44,-44,-44,-44,Yes,3,5,1,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,100,95,130,0,0, -44,5,65,30,0,Others,15,70,15,furniture,100,National,10,Remained the same,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,95,5,Yes,12,Yes,No,No,No,Yes,No,Yes,Supplier, -44,No,No,No,No,No,Yes,No,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,Important,Very Important,Very Important,Very Important,Slightly important,Important,Very Important,Yes,55,Yes,45,No,-44,No,No,10000,-44,No,No,No,No,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,-44, -44,Tend to disagree,Strongly agree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,1,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,During working hours,Other,Other company property,500,Other,No,No,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,Yes,0,Yes,5,No,No,-44,0,-44,Yes,5,Yes,No,-44,-44,No,-44,-44,4,11,5,3,2,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,2,5,32000,5,29000,4,36000,1,26000,2,26000,1,29000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,3,16000,3,15300,3,18100,2,14000,3,13600,2,15400,Increase/decreased demand for goods, -44,University graduate,Completed secondary,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Completed secondary,Started but did not complete secondary,Very important,Important,Very important,Important,Very important,Important,Slightly important,Slightly important,Slightly important,Important,Important,Important,Not important,Important,Important,Critical,Very important,Very important,Important,Very important,Very important,Very important,Important,Slightly important,Critical,Not important,Slightly important,Important,Not important,Slightly important,Slightly important,Important,Important,Critical,Critical,Slightly important,Critical,Very important,Very important,Important,Very important,Very important,Very important,Slightly important,Critical,Very important,Critical,Critical,Very important,Very important,Critical,Not important,Not important,Slightly important,Slightly important,Important,Important,Not important,Slightly important,Slightly important,Very important,Important,Important,Slightly important,Slightly important,Not important,Slightly important,Not important,Important,Very important,Critical,Critical,Critical,Critical,Slightly important,Slightly important,Very important,Important,Slightly important,Not important,Not difficult,Very difficult,Slightly difficult,1,24,Not difficult,Almost impossible,Very difficult,0,4,Not difficult,Difficult,Slightly difficult,0,6,Slightly difficult,Not difficult,Slightly difficult,0,3,Not difficult,Slightly difficult,Slightly difficult,1,4,Slightly difficult,Difficult,Slightly difficult,0,9,Slightly difficult,Difficult,Difficult,1,4,Not difficult,Slightly difficult,Not difficult,1,3,Not difficult,Slightly difficult,Not difficult,0,1,Very important,Very important,Very important,Slightly important,Very important,Not important,Slightly important,Not important,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,Public placement office, -44,No,-44,-44,-44,-44,No,-44,-44,No,The firm cannot afford the optimal level of training,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,No,-44,No,75,16,4,0,5,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,3,3,Incompleteness of loan application,-44,1060000,1240000,533200,409200,55000,12400,38000,0,0,0,0,0,0,156000,268000,248000,335000,340000,Minor obstacle,No obstacle,Major obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Very severe obstacle,Moderate obstacle,No obstacle,No obstacle,Moderate obstacle,No obstacle,Very severe obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Access to finance,Tax Rates,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,International organization, -44,technological and Innovation Support, -44,Yes,No,No,Yes,No,Yes,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,Yes,Yes,No,No,Yes,No,Yes,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 134507741,,Antigua - Barbuda,Antigua - Barbuda,Electronics,507741,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Male,1991,No,Yes,1991,22,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,1,1,-44,No,-44,-44,-44,-44,Yes,9,3,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,100,100,80,0,0, -44,20,60,20,0,Government or government agencies (including state-owned ent,5,55,40,engine parts,100,National,10,Increased,Increased,More than 5,100,0,85,-44,-44,-44,-44,-44,-44,-44,-44,75,25,No,-44,Yes,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,Yes,No,No,No,Major obstacle,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Major obstacle,No obstacle,Very severe obstacle,Minor obstacle,-44, -44,Tend to disagree,Tend to disagree,Strongly disagree,Tend to agree,Yes,Yes,No,-44,-44,-44,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,Yes,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,5,Yes,4,No,No,-44,-44,0,Yes,5,Yes,No,-44,-44,No,-44,-44,1,11,5,3,2,1,4,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,2,5,41000,4,37000,3,45000,1,22000,2,22000,1,25000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,3,20000,3,20400,3,22900,2,15000,2,13900,2,17200,-44, -44,University graduate,University graduate,Post graduated,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed secondary,Completed secondary,Started but did not complete secondary,Slightly important,Slightly important,Critical,Very important,Important,Important,Slightly important,Slightly important,Important,Important,Important,Important,Slightly important,Slightly important,Very important,Critical,Very important,Critical,Important,Slightly important,Critical,Critical,Important,Important,Very important,Important,Slightly important,Important,Not important,Slightly important,Important,Important,Critical,Very important,Critical,Important,Important,Important,Important,Very important,Very important,Important,Very important,Important,Critical,Important,Critical,Very important,Critical,Critical,Critical,Not important,Not important,Important,Slightly important,Slightly important,Important,Slightly important,Slightly important,Not important,Very important,Slightly important,Slightly important,Important,Important,Not important,Slightly important,Not important,Very important,Important,Very important,Critical,Very important,Very important,Not important,Slightly important,Slightly important,Very important,Slightly important,Important,Not difficult,Very difficult,Difficult,1,23,Not difficult,Very difficult,Very difficult,0,4,Slightly difficult,Difficult,Difficult,0,7,Slightly difficult,Difficult,Not difficult,1,3,Slightly difficult,Slightly difficult,Slightly difficult,0,4,Not difficult,Slightly difficult,Difficult,1,4,Not difficult,Difficult,Difficult,0,6,Not difficult,Not difficult,Slightly difficult,1,7,Not difficult,Not difficult,Not difficult,1,2,Very important,Very important,Important,Important,Important,Slightly important,Slightly important,Not important,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,Minor obstacle,Public placement office, -44,No,-44,-44,-44,-44,Yes,4,2,No,The firm does not have enough information about training pro,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,5,No,85,0,0,0,15,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,Yes,Line of credit,2010,300000,6,48,Other,Yes,Yes,Yes,No,No,No, -44,150,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,1670000,2160000,691200,302400,52000,108000,63000,0,0,0,0,0,0,265000,143000,395000,214000,462000,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,No obstacle,Major obstacle,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Cost of finance,Customs and Trade Regulations,Macroeconomic environment,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Government based organization, -44,"General management, Business development and Strategies supp", -44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 134507791,,Antigua - Barbuda,Antigua - Barbuda,Hotel and restaurants,507791,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Male,1998,No,Yes,1998,22,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,3,1,-44,No,-44,-44,-44,-44,Yes,2,2,1,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0, -44,30,45,25,2,Government or government agencies (including state-owned ent,15,45,40,food service,95,National,5,Remained the same,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,30,70,Yes,13,Yes,No,Yes,No,Yes,No,Yes,Competitor, -44,No,No,Yes,No,No,No,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,Important,Slightly important,Critical,Very Important,Very Important,Very Important,Slightly important,Yes,35,Yes,65,No,-44,No,No,0,-44,No,No,No,Yes,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,-44, -44,Tend to agree,Strongly disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,0,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,8,Yes,3,Yes,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,3,11,5,3,2,1,2,1,0,0,2,2,0,0,0,0,0,0,0,1,1,0,0,0,0,7,44000,7,44000,6,50000,1,29000,2,29000,1,33000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,3,16000,3,16300,3,18800,0,-77,0,-77,0,-77,2,15000,3,15300,2,16200,Increase demand for higher quality product, -44,University graduate,University graduate,Post graduated,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Completed college/vocational training,-44,-44,Completed secondary,Completed secondary,Important,Important,Critical,Important,Very important,Important,Slightly important,Important,Slightly important,Very important,Important,Important,Slightly important,Slightly important,Slightly important,Very important,Very important,Very important,Important,Important,Critical,Very important,Slightly important,Important,Critical,Slightly important,Important,Important,Not important,Not important,Important,Important,Important,Critical,Critical,Important,Very important,Very important,Important,Important,Important,Important,Very important,Important,Critical,Slightly important,Critical,Very important,Critical,Very important,Very important,Not important,Not important,Slightly important,Not important,Very important,Important,Not important,Important,Slightly important,Slightly important,Important,Important,Very important,Important,Not important,Not important,Slightly important,Important,Very important,Very important,Very important,Very important,Critical,Not important,Not important,Important,Important,Slightly important,Slightly important,Not difficult,Very difficult,Slightly difficult,1,9,Not difficult,Difficult,Difficult,1,15,Not difficult,Slightly difficult,Slightly difficult,0,4,Slightly difficult,Not difficult,Slightly difficult,0,1,Slightly difficult,Difficult,Difficult,1,7,Slightly difficult,Difficult,Difficult,0,5,Not difficult,Difficult,Difficult,0,7,Slightly difficult,Slightly difficult,Slightly difficult,1,10,Slightly difficult,Not difficult,Not difficult,0,1,Very important,Important,Not important,Important,Very important,Slightly important,Not important,Slightly important,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Public placement office, -44,Yes to hire,Yes,3,No,-44,Yes,1,2,No,The firm is affraid of investing in workers that after the t,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,No,-44,Yes,90,0,0,0,10,0,0,0,0,0,0,0,0, -44,25,37.5,0,0,37.5,0,0,0,0,0,0,0,0,0,0, -44,Yes,Loan,2009,42000,13,72,Private commercial banks,Yes,Yes,No,No,No,No, -44,125,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,500000,540000,216000,151200,4000,21600,30000,4500,1000,1000,0,0,65000,95000,130000,146000,200000,387000,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,No obstacle,Major obstacle,No obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,Macroeconomic environment,Tax Rates,Access to land for expansion / relocation,No obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Administratie procedure is cumbersome, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are taken directly from the establishment's records, 134507764,,Antigua - Barbuda,Antigua - Barbuda,Transport,507764,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Male,1999,No,Yes,1999,14,No,-44,-44,No,-44,-44,No,-44,-44,Yes,20,No,Yes,3,3,0,-44,Yes,1,0,0,-44,Yes,4,1,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,20,40,40,0,Your parent company or affiliated establishments,5,45,50,tours,85,Local,5,Decreased,Increased,More than 5,100,0,90,-44,-44,-44,-44,-44,-44,-44,-44,45,55,No,-44,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,Very severe obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,Yes,1,-44,Yes,1,Outside working hours,Firearm/gun,Goods or stock,15000,A fellow employee,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,During working hours,Knife,Money,-66,Gang related,Yes,Yes,-44,No,-44,-44,0,No,No,No,No,Yes,No,-44,-44,No,-44,-44,No,Yes,Yes,5,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,5,2,1,11,5,3,2,1,2,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,5,37000,4,36000,4,44000,1,18000,2,18000,1,20000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,3,13000,3,12800,3,15300,0,-77,0,-77,0,-77,2,15000,2,13800,2,17200,-44, -44,University graduate,University graduate,University graduate,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed secondary,Important,Slightly important,Critical,Important,Important,Important,Important,Slightly important,Important,Slightly important,Slightly important,Important,Not important,Slightly important,Very important,Critical,Very important,Very important,Important,Slightly important,Very important,Very important,Important,Important,Critical,Not important,Slightly important,Important,Slightly important,Not important,Critical,Important,Very important,Critical,Critical,Important,Very important,Important,Slightly important,Slightly important,Very important,Important,Critical,Important,Critical,Important,Critical,Critical,Very important,Very important,Critical,Not important,Not important,Very important,Not important,Very important,Very important,Slightly important,Slightly important,Not important,Very important,Important,Important,Slightly important,Slightly important,Slightly important,Not important,Slightly important,Important,Very important,Critical,Critical,Very important,Very important,Not important,Slightly important,Slightly important,Important,Slightly important,Slightly important,Not difficult,Very difficult,Difficult,0,15,Slightly difficult,Very difficult,Difficult,1,15,Not difficult,Difficult,Slightly difficult,0,9,Slightly difficult,Not difficult,Slightly difficult,0,2,Slightly difficult,Slightly difficult,Slightly difficult,1,7,Slightly difficult,Difficult,Difficult,0,3,Not difficult,Slightly difficult,Difficult,0,5,Not difficult,Not difficult,Slightly difficult,0,5,Not difficult,Slightly difficult,Slightly difficult,1,1,Very important,Very important,Important,Not important,Very important,Slightly important,Slightly important,Slightly important,Moderate obstacle,Major obstacle,No obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,No obstacle,Public placement office, -44,No,-44,-44,-44,-44,Yes,0,2,Yes,-44,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,14,No,85,0,0,0,15,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,Yes,Line of credit,2010,100000,11,30,Other,Yes,Yes,Yes,No,No,No, -44,125,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,1020000,770000,223300,200200,54000,38500,410000,11500,1000,2000,2000,0,0,129000,200000,208000,270000,449000,No obstacle,Minor obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Corruption,Tax Rates,Electricity,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Community based organization, -44,technological and Innovation Support, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 134507774,,Antigua - Barbuda,Antigua - Barbuda,Information technology,507774,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Female,1999,No,Yes,1999,14,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,2,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,1,2,2,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,10,55,35,0,Large private firms (more than 100 employees),45,55,0,internet services,65,Local,10,Remained the same,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,75,25,Yes,20,Yes,No,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,No obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,Yes,2,-44,Yes,1,Outside working hours,Firearm/gun,Goods or stock,10000,Gang related,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,During working hours,Knife,Money,500,Other,No,Yes,-44,Yes,4,During working hours,Knife,Other company property,700,Someone working alone,No,No,Would increase insurance cost,Yes,1,Outside working hours,Firearm/gun,Money,3500,Gang related,Yes,No,Police could not have done anything,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,Yes,No,-44,-44,No,-44,-44,Yes,Yes,No,1,Yes,3,Yes,No,-44,0,-44,No,-44,-44,Yes,50,Yes,No,-44,-44,2,11,5,3,2,1,0,0,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,2,5,46000,4,43000,4,50000,1,21000,2,21000,1,25000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,3,12000,3,11800,3,14300,0,-77,0,-77,0,-77,2,14000,2,14000,2,16500,-44, -44,University graduate,Post graduated,University graduate,Post graduated,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed primary school,Important,Slightly important,Critical,Important,Important,Important,Important,Important,Slightly important,Slightly important,Important,Important,Slightly important,Slightly important,Slightly important,Very important,Critical,Critical,Important,Important,Very important,Critical,Important,Important,Very important,Not important,Slightly important,Slightly important,Not important,Not important,Important,Very important,Critical,Critical,Very important,Important,Very important,Important,Very important,Important,Important,Important,Very important,Important,Critical,Important,Critical,Critical,Critical,Critical,Critical,Slightly important,Slightly important,Very important,Not important,Important,Very important,Slightly important,Slightly important,Important,Important,Slightly important,Important,Slightly important,Very important,Not important,Not important,Not important,Important,Important,Critical,Critical,Critical,Critical,Important,Not important,Important,Important,Important,Slightly important,Slightly difficult,Very difficult,Very difficult,1,25,Slightly difficult,Very difficult,Difficult,1,11,Slightly difficult,Difficult,Slightly difficult,0,5,Slightly difficult,Slightly difficult,Difficult,1,2,Slightly difficult,Slightly difficult,Difficult,0,2,Not difficult,Difficult,Slightly difficult,0,10,Not difficult,Difficult,Difficult,0,8,Not difficult,Slightly difficult,Slightly difficult,0,8,Slightly difficult,Slightly difficult,Not difficult,1,1,Important,Important,Important,Important,Very important,Not important,Slightly important,Slightly important,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,No obstacle,Minor obstacle,Private placement office, -44,No,-44,-44,-44,-44,No,-44,-44,No,The firm cannot afford the optimal level of training,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,No,-44,No,80,0,0,0,20,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Interest rates are not favorable,850000,990000,415800,217800,47000,39600,23000,13000,2000,1000,2000,0,0,131000,172000,198000,287000,491000,No obstacle,No obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,Minor obstacle,No obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Practices of competitors in the informal sector,Tax Rates,Transportation,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,International organization, -44,technological and Innovation Support, -44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,Yes,Truthful,Are taken directly from the establishment's records, 134507848,,Antigua - Barbuda,Antigua - Barbuda,Retail,507848,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Female,Male,1999,No,Yes,1999,14,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,3,1,-44,No,-44,-44,-44,-44,Yes,4,0,1,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,35,45,20,0,Your parent company or affiliated establishments,30,60,10,food,100,Local,10,Remained the same,Increased,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,55,45,Yes,16,Yes,Yes,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,-44, -44,Strongly disagree,Tend to agree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,Yes,0,Yes,1,Yes,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,7,11,5,3,2,1,0,0,2,0,2,2,0,0,0,0,0,0,0,1,1,0,0,0,2,7,36000,6,35000,6,40000,1,30000,1,28000,1,33000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,3,14000,3,12900,3,16000,0,-77,0,-77,0,-77,2,14000,3,13500,2,15600,-44, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Slightly important,Important,Critical,Very important,Important,Important,Slightly important,Important,Important,Important,Slightly important,Important,Slightly important,Slightly important,Important,Critical,Critical,Critical,Important,Important,Critical,Critical,Very important,Important,Critical,Important,Important,Important,Slightly important,Slightly important,Critical,Important,Critical,Critical,Critical,Important,Important,Very important,Very important,Important,Very important,Important,Critical,Slightly important,Critical,Important,Critical,Very important,Very important,Very important,Critical,Slightly important,Not important,Important,Not important,Important,Very important,Not important,Slightly important,Slightly important,Very important,Very important,Important,Slightly important,Important,Not important,Not important,Not important,Important,Slightly important,Very important,Critical,Critical,Very important,Important,Slightly important,Important,Important,Not important,Slightly important,Not difficult,Very difficult,Slightly difficult,0,24,Not difficult,Very difficult,Difficult,0,15,Slightly difficult,Difficult,Difficult,1,5,Slightly difficult,Slightly difficult,Not difficult,0,2,Slightly difficult,Slightly difficult,Slightly difficult,1,7,Slightly difficult,Slightly difficult,Difficult,1,8,Slightly difficult,Difficult,Slightly difficult,0,4,Not difficult,Difficult,Not difficult,0,9,Not difficult,Not difficult,Not difficult,1,2,Important,Very important,Not important,Important,Slightly important,Slightly important,Not important,Slightly important,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,Private placement office, -44,No,-44,-44,-44,-44,Yes,5,1,No,The firm cannot afford the optimal level of training,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,No,-44,No,75,8,2,0,15,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Interest rates are not favorable,1640000,2120000,763200,275600,45000,84800,86000,29500,3000,5000,6000,0,0,361000,519000,509000,657000,1181000,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,Customs and Trade Regulations,Corruption,Political environment,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,NGO, -44,technological and Innovation Support, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are taken directly from the establishment's records, 134507868,,Antigua - Barbuda,Antigua - Barbuda,Transport,507868,Yes,2,Establishment physically separated from HQ and other establi,No,2,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly women,Female,Female,Female,2007,Yes,Yes,2007,9,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,1,0,-44,No,-44,-44,-44,-44,Yes,3,2,1,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0, -44,50,35,15,2,Individuals,25,55,20,travel,75,National,15,Increased,Increased,More than 5,90,10,0,2008,nigeria,80,united states,15,8,0,1,70,30,Yes,5,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,-44, -44,Tend to agree,Strongly disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,No,0,0,No,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,Yes,0,No,-44,-44,Yes,0,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,3,11,5,3,2,1,2,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,5,33000,4,33000,3,36000,1,23000,2,23000,1,26000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,3,15000,3,14300,3,17000,0,-77,0,-77,0,-77,2,14000,2,13500,2,15100,-44, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Very important,Important,Critical,Important,Important,Important,Very important,Slightly important,Very important,Important,Important,Slightly important,Not important,Not important,Slightly important,Very important,Very important,Critical,Important,Important,Critical,Critical,Important,Important,Critical,Slightly important,Important,Slightly important,Not important,Not important,Important,Important,Important,Very important,Very important,Important,Very important,Important,Very important,Very important,Very important,Very important,Critical,Slightly important,Critical,Important,Very important,Critical,Very important,Very important,Critical,Not important,Not important,Very important,Not important,Very important,Important,Slightly important,Slightly important,Slightly important,Important,Important,Very important,Important,Very important,Slightly important,Not important,Slightly important,Very important,Very important,Critical,Very important,Critical,Very important,Not important,Slightly important,Important,Important,Not important,Not important,Not difficult,Very difficult,Difficult,1,13,Not difficult,Very difficult,Difficult,0,13,Not difficult,Slightly difficult,Slightly difficult,0,2,Not difficult,Slightly difficult,Not difficult,0,3,Slightly difficult,Not difficult,Difficult,0,2,Slightly difficult,Slightly difficult,Difficult,1,6,Slightly difficult,Difficult,Difficult,1,5,Not difficult,Not difficult,Difficult,1,5,Slightly difficult,Not difficult,Not difficult,1,2,Important,Very important,Important,Not important,Very important,Slightly important,Not important,Not important,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,Private placement office, -44,No,-44,-44,-44,-44,No,-44,-44,No,The benefits of training are small than the costs,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,Yes,13,No,90,0,0,0,10,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Did not think it would be approved,250000,280000,78400.00000000001,89600,11000,11200,12000,5500,1000,0,1000,0,0,37000,38000,56000,59000,142000,Major obstacle,Major obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,No obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Corruption,Political environment,Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,NGO, -44,technological and Innovation Support, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Somewhat truthful,Are taken directly from the establishment's records, 134507793,,Antigua - Barbuda,Antigua - Barbuda,Hotel and restaurants,507793,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly women,Female,Male,Female,1997,Yes,Yes,1997,27,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,1,1,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,0,Yes,No,Yes,0,-44,-44,100,0, -44,20,70,10,0,Large private firms (more than 100 employees),5,40,55,food,100,Local,10,Increased,Remained the same,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,60,40,No,-44,Yes,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,Yes,No,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,No obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,Yes,3,-44,Yes,1,Outside working hours,Firearm/gun,Money,35000,Gang related,Yes,Yes,-44,Yes,1,Outside working hours,Firearm/gun,Money,850,Gang related,No,No,Don't have the time; inconvenient,Yes,1,During working hours,Other,Goods or stock,22000,Other,Yes,Yes,-44,Yes,2,During working hours,Knife,Goods or stock,100,Someone working alone,No,No,Not enough police/not enough resources,Yes,1,Outside working hours,Knife,Other company property,600,Group of criminals,No,No,Police have not done anything in the past,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,Yes,No,-44,-44,No,-44,-44,No,Yes,Yes,2,Yes,1,No,No,-44,0,-44,No,-44,-44,Yes,45,No,No,-44,-44,7,11,5,3,2,1,0,0,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,5,37000,4,34000,3,43000,1,27000,2,24000,1,30000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,3,15000,3,13900,3,16800,0,-77,0,-77,0,-77,2,15000,3,15100,2,17200,Increase/decreased demand for goods, -44,Post graduated,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed secondary,-44,-44,Completed secondary,Completed secondary,Important,Important,Very important,Important,Important,Very important,Slightly important,Important,Slightly important,Very important,Slightly important,Important,Slightly important,Important,Important,Critical,Very important,Very important,Important,Important,Very important,Critical,Important,Slightly important,Very important,Slightly important,Important,Slightly important,Not important,Not important,Important,Slightly important,Important,Critical,Very important,Important,Very important,Important,Very important,Very important,Important,Important,Very important,Not important,Critical,Very important,Very important,Critical,Very important,Very important,Very important,Not important,Not important,Slightly important,Slightly important,Important,Important,Not important,Important,Not important,Important,Important,Important,Slightly important,Important,Not important,Slightly important,Slightly important,Important,Very important,Critical,Critical,Critical,Very important,Slightly important,Not important,Important,Important,Not important,Slightly important,Slightly difficult,Difficult,Slightly difficult,1,23,Not difficult,Very difficult,Difficult,1,7,Slightly difficult,Difficult,Slightly difficult,1,7,Not difficult,Not difficult,Slightly difficult,0,2,Not difficult,Slightly difficult,Slightly difficult,0,2,Not difficult,Slightly difficult,Difficult,1,6,Not difficult,Difficult,Slightly difficult,1,3,Not difficult,Not difficult,Slightly difficult,0,8,Not difficult,Not difficult,Not difficult,0,1,Important,Important,Not important,Important,Important,Not important,Not important,Not important,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Public placement office, -44,No,-44,-44,-44,-44,No,-44,-44,No,The firm is affraid of investing in workers that after the t,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,11,No,70,0,0,0,10,0,20,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Collateral requirements for loans or line of credit are unat,4520000,5070000,1825200,557700,208000,50700,50700,111500,8000,11000,8000,0,0,857000,1460000,1318000,2028000,1358000,No obstacle,No obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Tax Rates,Tax Rates,Access to land for expansion / relocation,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,International organization, -44,technological and Innovation Support, -44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Somewhat truthful,Are taken directly from the establishment's records, 134507740,,Antigua - Barbuda,Antigua - Barbuda,Machinery and equipment,507740,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,60,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,1999,No,Yes,1999,14,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,3,1,-44,Yes,3,0,0,-44,Yes,2,2,0,-44,Yes,2,2,1,-44,No,2,Yes,No,Yes,100,90,130,0,0, -44,30,40,30,0,Small private firms (less than 20 employees),10,65,25,auto parts,40,Local,10,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,80,20,No,-44,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Major obstacle,No obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,-44, -44,Tend to disagree,Tend to agree,Strongly agree,Tend to disagree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,No,-44,-44,No,-44,-44,10000,No,-44,-44,No,-44,-44,No,-44,-44,7,12,4,4,3,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,4,29000,4,27000,3,32000,1,21000,1,19000,1,24000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,4,17000,4,15800,4,20000,3,13000,3,11900,3,14300,-44, -44,University graduate,Completed secondary,Post graduated,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Completed secondary,Started but did not complete secondary,Very important,Important,Critical,Important,Important,Very important,Slightly important,Slightly important,Slightly important,Important,Important,Important,Slightly important,Slightly important,Very important,Very important,Very important,Critical,Very important,Very important,Very important,Critical,Important,Important,Critical,Important,Important,Important,Slightly important,Not important,Important,Important,Slightly important,Critical,Critical,Important,Very important,Very important,Important,Important,Important,Important,Very important,Not important,Very important,Important,Critical,Critical,Very important,Critical,Critical,Slightly important,Not important,Important,Not important,Important,Important,Not important,Slightly important,Slightly important,Important,Very important,Slightly important,Important,Very important,Slightly important,Slightly important,Slightly important,Important,Important,Critical,Very important,Critical,Very important,Not important,Not important,Important,Important,Not important,Important,Slightly difficult,Very difficult,Difficult,1,14,Not difficult,Almost impossible,Difficult,0,11,Not difficult,Slightly difficult,Slightly difficult,0,10,Slightly difficult,Slightly difficult,Slightly difficult,0,3,Slightly difficult,Slightly difficult,Slightly difficult,1,10,Slightly difficult,Slightly difficult,Slightly difficult,0,2,Not difficult,Difficult,Difficult,1,5,Not difficult,Not difficult,Slightly difficult,0,7,Not difficult,Not difficult,Not difficult,1,2,Very important,Very important,Very important,Important,Important,Not important,Slightly important,Not important,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Public placement office, -44,No,-44,-44,-44,-44,Yes,0,2,No,The firm does not have enough information about training pro,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,No,-44,No,60,20,5,0,15,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,3,3,Collateral or cosigners unacceptable,-44,450000,570000,142500,176700,6000,5700,35000,23000,0,0,0,0,0,68000,93000,103000,148000,246000,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,Major obstacle,No obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,Access to finance,Macroeconomic environment,Electricity,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,NGO, -44,Marketing and Operations support, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Truthful,Are taken directly from the establishment's records, 134507734,,Antigua - Barbuda,Antigua - Barbuda,Food,507734,No,-44,-44,-44,-44,Partnership (including limited liability companies), -44,90,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Male,1993,No,Yes,1993,20,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,0,1,0,-44,No,-44,-44,-44,-44,Yes,1,2,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,100,55,75,0,0, -44,0,40,60,0,Your parent company or affiliated establishments,25,65,10,plastic bottles and bottled wa,75,National,5,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,70,30,No,-44,No,No,No,No,Yes,No,Yes,University, -44,Yes,Yes,Yes,Yes,Yes,No,-44,-44,-44,-44,Yes,No,No,No,Yes,No,Yes,No,No, -44,Important,Very Important,Very Important,Important,Important,Very Important,Important,Yes,55,Yes,45,No,-44,No,No,0,-44,Yes,No,Yes,No,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,No obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,-44, -44,Tend to agree,Tend to agree,Tend to agree,Tend to agree,Yes,No,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,Yes,3,Yes,4,No,Yes,10,.5,-44,Yes,5,Yes,No,-44,-44,Yes,0,2,7,12,4,4,3,1,2,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,4,27000,4,25000,3,32000,1,29000,1,29000,1,34000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,4,16000,4,15000,4,17200,3,13000,4,13200,3,14200,New production methods, -44,University graduate,Completed college/vocational training,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete secondary,Completed secondary,Completed primary school,Important,Slightly important,Critical,Very important,Very important,Important,Important,Slightly important,Important,Very important,Slightly important,Slightly important,Not important,Important,Important,Very important,Critical,Very important,Important,Important,Critical,Critical,Slightly important,Important,Critical,Slightly important,Important,Important,Important,Not important,Important,Very important,Important,Critical,Critical,Important,Very important,Very important,Important,Important,Important,Very important,Very important,Important,Very important,Slightly important,Critical,Critical,Very important,Very important,Very important,Slightly important,Not important,Important,Not important,Very important,Important,Slightly important,Slightly important,Slightly important,Very important,Important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Not important,Important,Very important,Critical,Very important,Critical,Very important,Not important,Not important,Very important,Important,Slightly important,Not important,Slightly difficult,Almost impossible,Slightly difficult,0,13,Difficult,Very difficult,Difficult,0,6,Not difficult,Very difficult,Difficult,0,5,Slightly difficult,Not difficult,Slightly difficult,1,1,Not difficult,Slightly difficult,Not difficult,1,5,Slightly difficult,Difficult,Slightly difficult,1,3,Slightly difficult,Slightly difficult,Difficult,0,9,Slightly difficult,Not difficult,Slightly difficult,1,4,Not difficult,Slightly difficult,Not difficult,0,2,Important,Important,Important,Slightly important,Very important,Slightly important,Slightly important,Not important,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,No obstacle,Moderate obstacle,Major obstacle,No obstacle,No obstacle,Public placement office, -44,No,-44,-44,-44,-44,Yes,3,1,No,The firm cannot afford the optimal level of training,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,Yes,9,No,15,40,10,0,25,0,0,0,10,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,2,2,Concerns about level of debt already incurred,-44,1460000,1470000,441000,308700,10000,14700,132000,76000,0,0,0,0,0,190000,120000,275000,187000,289000,Minor obstacle,Minor obstacle,No obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Major obstacle,No obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,Macroeconomic environment,Cost of finance,Telecommunications,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Government based organization, -44,Human resources Support, -44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,Truthful,Are taken directly from the establishment's records, 134507785,,Antigua - Barbuda,Antigua - Barbuda,Retail,507785,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Female,Male,1989,No,Yes,1989,24,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,0,2,1,-44,No,-44,-44,-44,-44,Yes,0,1,1,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,35,60,5,0,Individuals,15,65,20,grocery,100,National,15,Decreased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,55,45,No,-44,Yes,Yes,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,Yes,No,No,-44,-44,No,-44,-44,No,Yes,Yes,1,Yes,7,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,10,12,4,4,3,1,0,2,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,4,27000,4,25000,3,30000,1,20000,1,19000,1,22000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,4,13000,4,11800,4,15000,0,-77,0,-77,0,-77,3,14000,3,13100,3,16000,-44, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed primary school,Important,Slightly important,Critical,Important,Very important,Very important,Important,Slightly important,Important,Important,Important,Slightly important,Important,Slightly important,Important,Very important,Very important,Critical,Slightly important,Important,Very important,Critical,Important,Very important,Critical,Slightly important,Slightly important,Important,Not important,Not important,Critical,Slightly important,Important,Critical,Critical,Important,Very important,Very important,Important,Important,Important,Very important,Very important,Not important,Very important,Important,Critical,Very important,Very important,Very important,Critical,Not important,Not important,Very important,Slightly important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Important,Important,Very important,Important,Not important,Slightly important,Slightly important,Important,Important,Critical,Critical,Critical,Critical,Slightly important,Slightly important,Important,Important,Slightly important,Slightly important,Not difficult,Very difficult,Difficult,0,17,Slightly difficult,Very difficult,Slightly difficult,1,8,Slightly difficult,Difficult,Slightly difficult,0,7,Slightly difficult,Slightly difficult,Slightly difficult,1,3,Slightly difficult,Slightly difficult,Slightly difficult,1,7,Slightly difficult,Slightly difficult,Slightly difficult,1,6,Difficult,Slightly difficult,Slightly difficult,0,2,Not difficult,Not difficult,Not difficult,0,9,Slightly difficult,Not difficult,Not difficult,1,1,Very important,Important,Not important,Not important,Very important,Not important,Not important,Not important,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Private placement office, -44,No,-44,-44,-44,-44,No,-44,-44,No,The firm cannot afford the optimal level of training,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,Yes,8,No,60,24,6,0,10,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Application procedures for loans or line of credit are compl,1490000,1480000,621600,444000,104000,88800,60000,40000,8000,5000,4000,0,0,224000,438000,311000,562000,457000,Minor obstacle,Major obstacle,No obstacle,Major obstacle,Yes,Yes,Yes,No,No,Yes,No,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,"Crime, theft and disorder",Customs and Trade Regulations,Moderate obstacle,Yes,Yes,Yes,Yes,Yes,No,Yes,Yes,Large impact,Yes,Moderated impact,No,No impact,-44,-44,No,No impact,Yes,Large impact,Yes,Moderated impact,Yes,Moderated impact,-44,-44,No,No impact,Yes,Large impact,Yes,Moderated impact,Yes,Large impact,-44,-44,No,No impact,Yes,Large impact,Yes,Moderated impact,No,No impact,-44,-44,No,No impact,Yes,Large impact,No,No impact,Yes,Moderated impact,-44,-44,Yes,Moderated impact,Yes,Large impact,Yes,Large impact,Yes,Large impact,-44,-44,No,No impact,Yes,Large impact,No,No impact,No,No impact,-44,-44,Yes,Large impact,Yes,Large impact,Yes,Large impact,Yes,Large impact,-44,-44,Yes,Large impact,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,No,Yes,Yes,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 134507844,,Antigua - Barbuda,Antigua - Barbuda,Services of motor vehicles,507844,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Male,2001,No,Yes,2001,12,No,-44,-44,No,-44,-44,No,-44,-44,Yes,27,No,Yes,3,5,2,-44,Yes,2,0,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,No,No,Yes,0,-44,-44,100,0, -44,10,65,25,0,Medium private firms (20-100 employees),40,50,10,fuel,100,Local,10,Increased,Remained the same,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,45,55,No,-44,Yes,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,No obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,No,5,Yes,1,No,No,-44,.5,-44,No,-44,-44,No,-44,-44,Yes,5,2,2,12,4,4,3,1,2,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,4,39000,4,36000,4,43000,1,29000,1,28000,1,33000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,4,15000,4,14700,4,17800,0,-77,0,-77,0,-77,3,14000,3,12500,3,15100,-44, -44,Post graduated,University graduate,Post graduated,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed secondary,Very important,Important,Critical,Very important,Very important,Important,Important,Slightly important,Very important,Important,Important,Slightly important,Important,Slightly important,Important,Critical,Very important,Very important,Important,Important,Critical,Critical,Important,Slightly important,Critical,Not important,Slightly important,Important,Not important,Not important,Important,Very important,Important,Critical,Critical,Important,Very important,Important,Very important,Important,Very important,Very important,Critical,Important,Critical,Slightly important,Critical,Critical,Critical,Very important,Very important,Not important,Not important,Very important,Not important,Very important,Very important,Not important,Slightly important,Slightly important,Important,Important,Important,Slightly important,Very important,Not important,Not important,Not important,Slightly important,Slightly important,Critical,Critical,Critical,Critical,Slightly important,Not important,Important,Important,Slightly important,Slightly important,Slightly difficult,Very difficult,Difficult,0,20,Slightly difficult,Very difficult,Difficult,1,12,Slightly difficult,Difficult,Difficult,1,7,Slightly difficult,Slightly difficult,Slightly difficult,0,1,Not difficult,Difficult,Slightly difficult,1,9,Slightly difficult,Difficult,Slightly difficult,0,10,Not difficult,Difficult,Difficult,1,10,Slightly difficult,Slightly difficult,Not difficult,0,10,Slightly difficult,Not difficult,Not difficult,1,1,Very important,Very important,Very important,Important,Very important,Not important,Not important,Slightly important,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Private placement office, -44,No,-44,-44,-44,-44,Yes,0,1,No,The benefits of training are small than the costs,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,Yes,5,No,65,20,5,0,10,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,Yes,Line of credit,2008,400000,11,36,Other,Yes,Yes,No,Yes,Yes,No, -44,150,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,2170000,3010000,1204000,391300,141000,120400,151000,84500,14000,17000,5000,0,0,461000,713000,632000,963000,1498000,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Cost of finance,Tax administration,Telecommunications,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Too expensive, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 134507800,,Antigua - Barbuda,Antigua - Barbuda,Retail,507800,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All women,Yes,Not applicable,100,Makes major strategic and fiancial decisions,9,5,Predominantly men,Male,Male,Male,2005,No,Yes,2005,27,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,1,1,-44,Yes,2,0,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,1,Yes,No,Yes,0,-44,-44,100,0, -44,5,50,45,0,Large private firms (more than 100 employees),5,55,40,ladies' shoes,40,National,5,Remained the same,Decreased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,80,20,No,-44,No,Yes,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,No obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,No obstacle,Major obstacle,-44, -44,Tend to agree,Tend to agree,Tend to disagree,Tend to disagree,Yes,No,-44,-44,-44,-44,Yes,-44,30000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,Yes,0,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,15,2,10,12,4,4,3,1,0,0,2,0,2,2,0,0,0,0,0,0,0,1,1,0,0,0,0,6,36000,6,33000,5,40000,1,28000,2,26000,1,31000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,4,17000,4,16500,4,19400,0,-77,0,-77,0,-77,3,13000,3,11900,3,15000,Increase/decreased demand for goods, -44,University graduate,University graduate,University graduate,Post graduated,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Completed college/vocational training,-44,-44,Completed secondary,Completed secondary,Important,Important,Critical,Important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Important,Important,Slightly important,Not important,Important,Critical,Critical,Very important,Important,Important,Critical,Critical,Important,Slightly important,Very important,Slightly important,Important,Slightly important,Not important,Slightly important,Important,Slightly important,Important,Critical,Critical,Important,Very important,Important,Slightly important,Very important,Slightly important,Important,Critical,Important,Very important,Slightly important,Critical,Very important,Critical,Critical,Very important,Not important,Slightly important,Very important,Not important,Very important,Important,Important,Not important,Slightly important,Slightly important,Important,Important,Slightly important,Important,Not important,Slightly important,Slightly important,Important,Important,Critical,Critical,Very important,Very important,Not important,Not important,Important,Important,Slightly important,Not important,Slightly difficult,Very difficult,Slightly difficult,0,9,Slightly difficult,Almost impossible,Slightly difficult,0,10,Slightly difficult,Difficult,Slightly difficult,0,6,Slightly difficult,Not difficult,Slightly difficult,1,1,Not difficult,Slightly difficult,Slightly difficult,0,3,Not difficult,Difficult,Slightly difficult,0,6,Not difficult,Difficult,Slightly difficult,1,7,Not difficult,Slightly difficult,Slightly difficult,1,7,Not difficult,Not difficult,Not difficult,0,2,Very important,Very important,Important,Not important,Very important,Slightly important,Slightly important,Slightly important,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,Through family/friends, -44,Yes to fire,No,-44,Yes,2,No,-44,-44,No,Other,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,No,-44,No,80,0,0,0,20,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Application procedures for loans or line of credit are compl,3780000,3660000,1427400,988200.0000000001,113000,292800,146400,80500,8000,16000,14000,0,0,692000,806000,1098000,1135000,1416000,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,No obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,No obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,"Crime, theft and disorder",Practices of competitors in the informal sector,Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Community based organization, -44,Marketing and Operations support, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 134507766,,Antigua - Barbuda,Antigua - Barbuda,Hotel and restaurants,507766,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All women,Yes,Not applicable,100,Makes decisions in consultation with other partners,6,4,Predominantly men,Female,Male,Male,2008,No,Yes,2008,10,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,0,3,0,-44,Yes,2,0,0,-44,Yes,1,1,1,-44,No,-44,-44,-44,-44,Yes,26,Yes,Yes,Yes,0,-44,-44,100,0, -44,15,70,15,15,Medium private firms (20-100 employees),30,60,10,food,75,Local,10,Remained the same,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,55,45,Yes,11,Yes,No,No,No,Yes,No,Yes,Competitor, -44,No,No,Yes,Yes,Yes,No,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,Important,Very Important,Very Important,Very Important,Important,Very Important,Very Important,Yes,45,Yes,55,No,-44,No,No,70000,-44,Yes,No,Yes,No,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,-44, -44,Tend to disagree,Strongly disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,5,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,40000,0,Yes,Yes,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,10,Yes,3,No,Yes,0,-44,0,Yes,14,No,No,-44,-44,No,-44,-44,8,12,4,4,3,1,3,1,1,0,1,1,0,0,0,0,0,0,0,1,1,0,0,0,2,5,33000,4,32000,4,38000,1,23000,1,22000,1,25000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,4,15000,4,13400,4,16300,0,-77,0,-77,0,-77,3,14000,4,13400,4,16500,-44, -44,University graduate,Completed college/vocational training,University graduate,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed primary school,Slightly important,Slightly important,Critical,Very important,Very important,Important,Slightly important,Slightly important,Very important,Important,Slightly important,Important,Slightly important,Important,Very important,Very important,Critical,Critical,Important,Important,Critical,Very important,Important,Important,Critical,Slightly important,Slightly important,Important,Slightly important,Slightly important,Important,Important,Important,Critical,Very important,Important,Very important,Very important,Very important,Slightly important,Very important,Slightly important,Very important,Not important,Critical,Very important,Critical,Critical,Very important,Critical,Critical,Slightly important,Not important,Slightly important,Not important,Slightly important,Important,Slightly important,Important,Slightly important,Very important,Important,Important,Important,Important,Not important,Not important,Not important,Important,Slightly important,Very important,Very important,Critical,Critical,Not important,Slightly important,Important,Important,Not important,Slightly important,Not difficult,Very difficult,Difficult,0,14,Not difficult,Difficult,Difficult,0,4,Slightly difficult,Difficult,Difficult,0,9,Slightly difficult,Not difficult,Not difficult,1,1,Not difficult,Slightly difficult,Slightly difficult,0,3,Slightly difficult,Difficult,Slightly difficult,1,10,Slightly difficult,Difficult,Difficult,0,6,Not difficult,Slightly difficult,Slightly difficult,1,10,Not difficult,Not difficult,Not difficult,1,2,Important,Very important,Important,Important,Very important,Not important,Slightly important,Not important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,Public placement office, -44,Yes to hire,Yes,1,No,-44,Yes,0,1,No,The firm does not have enough information about training pro,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,No,-44,No,90,0,0,0,10,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,Yes,Line of credit,2010,20000,9,48,Other,Yes,No,No,No,No,No, -44,125,Yes,3,3,Problems with credit history/report,-44,5380000,5150000,1802500,669500,26000,103000,154500,82500,13000,7000,11000,0,0,960000,1004000,1391000,1339000,3366000,No obstacle,Minor obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Macroeconomic environment,Tax administration,Transportation,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,NGO, -44,technological and Innovation Support, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,Yes,No,Yes,Yes,No,Yes,No,-44,-44,Truthful,Are taken directly from the establishment's records, 134507837,,Antigua - Barbuda,Antigua - Barbuda,Retail,507837,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Female,2002,No,Yes,2002,11,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,2,1,-44,No,-44,-44,-44,-44,Yes,0,2,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,30,40,30,0,Large private firms (more than 100 employees),30,50,20,grocery,100,National,10,Remained the same,Decreased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,45,55,Yes,5,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Very severe obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,No obstacle,Moderate obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,No,10,Yes,1,No,Yes,0,0,-44,Yes,10,No,No,-44,-44,Yes,0,2,6,12,4,4,3,1,2,1,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,4,36000,4,34000,3,40000,1,29000,1,26000,1,32000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,4,16000,4,16000,4,18500,0,-77,0,-77,0,-77,3,15000,3,15100,3,17800,-44, -44,University graduate,Completed college/vocational training,University graduate,Post graduated,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Completed college/vocational training,-44,-44,Completed secondary,Completed secondary,Important,Slightly important,Very important,Very important,Very important,Important,Slightly important,Important,Important,Very important,Slightly important,Important,Slightly important,Slightly important,Important,Critical,Very important,Critical,Slightly important,Important,Critical,Critical,Important,Important,Critical,Not important,Slightly important,Very important,Slightly important,Not important,Very important,Important,Important,Critical,Critical,Important,Very important,Important,Important,Important,Very important,Slightly important,Critical,Not important,Critical,Important,Very important,Critical,Critical,Critical,Very important,Slightly important,Slightly important,Important,Slightly important,Very important,Important,Slightly important,Not important,Not important,Important,Important,Important,Slightly important,Important,Slightly important,Not important,Slightly important,Important,Slightly important,Very important,Critical,Critical,Critical,Important,Not important,Very important,Important,Slightly important,Not important,Not difficult,Difficult,Slightly difficult,1,12,Slightly difficult,Very difficult,Difficult,0,9,Slightly difficult,Slightly difficult,Slightly difficult,1,5,Slightly difficult,Slightly difficult,Slightly difficult,0,2,Slightly difficult,Slightly difficult,Not difficult,1,6,Not difficult,Difficult,Difficult,0,7,Not difficult,Difficult,Slightly difficult,1,5,Slightly difficult,Difficult,Not difficult,1,6,Not difficult,Not difficult,Not difficult,1,2,Very important,Important,Important,Important,Critical,Slightly important,Not important,Slightly important,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,No obstacle,No obstacle,Private placement office, -44,No,-44,-44,-44,-44,Yes,3,2,Yes,-44,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,No,-44,No,95,0,0,0,5,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Size of loan and maturity are insufficiant,11760000,8730000,2357100,1222200,358000,349200,290000,235500,21000,31000,21000,0,0,1798000,1873000,2532000,2881000,5039000,Very severe obstacle,Very severe obstacle,Major obstacle,Major obstacle,No,Yes,Yes,Yes,No,Yes,No,Very severe obstacle,Major obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Customs and Trade Regulations,Tax Rates,Electricity,Moderate obstacle,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Moderated impact,Yes,Large impact,No,No impact,Yes,Large impact,Yes,Moderated impact,No,No impact,No,No impact,No,No impact,No,No impact,Yes,Moderated impact,Yes,Large impact,Yes,Large impact,No,No impact,Yes,Large impact,Yes,Moderated impact,Yes,Large impact,Yes,Moderated impact,No,No impact,Yes,Large impact,Yes,Large impact,Yes,Large impact,No,No impact,Yes,Large impact,No,No impact,No,No impact,Yes,Moderated impact,Yes,Large impact,Yes,Large impact,Yes,Large impact,Yes,Large impact,Yes,Large impact,No,No impact,No,No impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Large impact,No,No impact,Yes,Large impact,Yes,Large impact,Yes,Large impact,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Truthful,Are taken directly from the establishment's records, 134507827,,Antigua - Barbuda,Antigua - Barbuda,Transport,507827,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly women,Female,Female,Female,1993,No,Yes,1993,10,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,7,2,1,-44,No,-44,-44,-44,-44,Yes,4,1,1,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,50,45,5,0,Large private firms (more than 100 employees),5,45,50,trucking services,100,Local,10,Remained the same,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,35,65,Yes,9,Yes,No,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,-44,18000,Yes,2,-44,Yes,3,Outside working hours,Baseball bat,Money,10000,Gang related,Yes,Yes,-44,Yes,1,Outside working hours,Other,Money,700,A former employee,No,No,There was no insurance requirement,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,Outside working hours,Other,Money,950,Other,No,No,The police give little/no information back on crimes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,During working hours,Other,Goods or stock,4500,Gang related,Yes,No,Police have not done anything in the past,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,No,No,Yes,No,-44,-44,No,-44,-44,No,Yes,No,15,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,2,12,4,4,3,1,2,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,4,38000,4,38000,4,42000,1,28000,2,29000,1,33000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,4,16000,4,14700,4,17200,0,-77,0,-77,0,-77,3,13000,4,11900,3,15300,Increase/decreased demand for goods, -44,Post graduated,University graduate,Post graduated,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Important,Slightly important,Very important,Important,Very important,Important,Slightly important,Important,Important,Important,Important,Important,Slightly important,Slightly important,Important,Very important,Critical,Very important,Slightly important,Important,Very important,Very important,Important,Very important,Critical,Important,Slightly important,Important,Not important,Not important,Important,Important,Important,Critical,Critical,Important,Very important,Important,Important,Slightly important,Important,Slightly important,Critical,Slightly important,Critical,Important,Critical,Critical,Critical,Very important,Critical,Not important,Slightly important,Very important,Slightly important,Important,Very important,Important,Slightly important,Slightly important,Important,Important,Slightly important,Very important,Important,Not important,Slightly important,Not important,Important,Important,Very important,Critical,Critical,Critical,Slightly important,Important,Important,Very important,Slightly important,Slightly important,Slightly difficult,Almost impossible,Slightly difficult,0,20,Slightly difficult,Very difficult,Slightly difficult,0,6,Slightly difficult,Slightly difficult,Difficult,1,8,Slightly difficult,Slightly difficult,Slightly difficult,1,3,Slightly difficult,Slightly difficult,Slightly difficult,1,4,Slightly difficult,Slightly difficult,Difficult,0,9,Not difficult,Slightly difficult,Slightly difficult,0,10,Not difficult,Slightly difficult,Not difficult,1,9,Not difficult,Not difficult,Not difficult,0,1,Important,Very important,Very important,Not important,Important,Slightly important,Not important,Slightly important,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Through family/friends, -44,Yes to fire,No,-44,Yes,1,No,-44,-44,No,The firm is affraid of investing in workers that after the t,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,No,-44,No,80,12,3,0,5,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Interest rates are not favorable,1400000,1500000,555000,434999.9999999999,56000,75000,49000,43500,9000,7000,3000,0,0,338000,357000,450000,525000,657000,Moderate obstacle,No obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,No obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,No obstacle,Moderate obstacle,No obstacle,Major obstacle,No obstacle,-44,-44,-44,-44,-44,"Crime, theft and disorder",Customs and Trade Regulations,Access to land for expansion / relocation,Very severe obstacle,Yes,Yes,Yes,Yes,Yes,No,Yes,Yes,Moderated impact,Yes,Large impact,No,No impact,-44,-44,Yes,Large impact,No,No impact,No,No impact,No,No impact,-44,-44,Yes,Moderated impact,Yes,Large impact,Yes,Large impact,No,No impact,-44,-44,Yes,Moderated impact,Yes,Large impact,Yes,Large impact,No,No impact,-44,-44,Yes,Moderated impact,Yes,Large impact,No,No impact,Yes,Moderated impact,-44,-44,Yes,Large impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,-44,-44,No,No impact,Yes,Large impact,No,No impact,No,No impact,-44,-44,Yes,Large impact,Yes,Large impact,Yes,Large impact,Yes,Large impact,-44,-44,Yes,Large impact,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 134507728,,Antigua - Barbuda,Antigua - Barbuda,Electronics,507728,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,55,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Male,2005,No,Yes,2007,6,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,0,3,0,-44,No,-44,-44,-44,-44,Yes,4,2,0,-44,Yes,2,2,2,-44,No,1,Yes,No,Yes,100,100,120,0,0, -44,0,50,50,0,Small private firms (less than 20 employees),0,45,55,optical glasses,50,Local,5,Decreased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,55,45,No,-44,Yes,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,Yes,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,No,5,No,-44,-44,No,-44,0,-44,No,-44,-44,Yes,35,No,Yes,0,2,6,13,5,4,3,1,3,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,2,5,35000,5,32000,5,39000,1,18000,1,17000,1,20000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,4,18000,4,17000,4,20400,3,15000,3,14600,3,17500,-44, -44,Post graduated,Completed secondary,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Completed secondary,Completed secondary,Slightly important,Important,Critical,Very important,Important,Important,Slightly important,Important,Very important,Very important,Slightly important,Important,Slightly important,Not important,Very important,Critical,Critical,Critical,Slightly important,Slightly important,Critical,Very important,Slightly important,Important,Critical,Slightly important,Slightly important,Important,Not important,Not important,Very important,Slightly important,Important,Critical,Very important,Very important,Very important,Important,Important,Important,Important,Important,Very important,Important,Critical,Important,Critical,Critical,Very important,Very important,Very important,Not important,Not important,Important,Slightly important,Important,Important,Important,Not important,Not important,Important,Very important,Important,Important,Important,Not important,Slightly important,Not important,Very important,Very important,Very important,Critical,Critical,Very important,Not important,Slightly important,Important,Very important,Important,Important,Not difficult,Difficult,Difficult,0,25,Slightly difficult,Almost impossible,Difficult,0,5,Not difficult,Difficult,Slightly difficult,1,3,Slightly difficult,Difficult,Difficult,1,2,Slightly difficult,Not difficult,Slightly difficult,0,10,Slightly difficult,Difficult,Slightly difficult,1,4,Not difficult,Difficult,Slightly difficult,1,3,Slightly difficult,Not difficult,Slightly difficult,0,7,Slightly difficult,Slightly difficult,Not difficult,1,2,Very important,Very important,Very important,Slightly important,Important,Not important,Slightly important,Not important,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Through family/friends, -44,No,-44,-44,-44,-44,No,-44,-44,No,The firm is affraid of investing in workers that after the t,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,Yes,8,Yes,45,28,7,0,20,0,0,0,0,0,0,0,0, -44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Line of credit,2009,40000,11,30,"Non-Bank financial institutions (microfinance institutions,",Yes,No,No,No,No,No, -44,150,Yes,3,3,Problems with credit history/report,-44,660000,650000,162500,182000,33000,13000,40000,76000,0,0,0,52000,0,96000,97000,130000,156000,168000,Moderate obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Customs and Trade Regulations,Electricity,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Private independent fund, -44,Marketing and Operations support, -44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 134507842,,Antigua - Barbuda,Antigua - Barbuda,Hotel and restaurants,507842,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,2004,No,Yes,2004,9,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,3,1,-44,No,-44,-44,-44,-44,Yes,1,4,1,-44,Yes,0,1,2,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,10,60,30,0,Large private firms (more than 100 employees),30,50,20,restaurant,90,International,10,Increased,Remained the same,More than 5,40,60,0,2005,nigeria,50,south korea,30,8,0,4,65,35,Yes,5,Yes,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Very severe obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Very severe obstacle,No obstacle,-44, -44,Strongly disagree,Strongly disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,Yes,Yes,No,No,-44,-44,No,-44,-44,Yes,No,No,0,Yes,2,Yes,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,3,13,5,4,3,1,0,3,2,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,2,5,48000,5,48000,5,55000,1,24000,1,21000,1,27000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,4,16000,4,15000,4,18100,0,-77,0,-77,0,-77,3,14000,3,13900,3,15200,-44, -44,University graduate,Post graduated,University graduate,Post graduated,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed primary school,Slightly important,Important,Very important,Important,Important,Important,Important,Slightly important,Slightly important,Important,Important,Important,Slightly important,Slightly important,Slightly important,Very important,Very important,Critical,Slightly important,Slightly important,Critical,Very important,Very important,Important,Very important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Critical,Very important,Important,Very important,Important,Important,Important,Important,Important,Critical,Not important,Critical,Important,Critical,Critical,Very important,Critical,Critical,Slightly important,Not important,Important,Not important,Very important,Very important,Important,Not important,Not important,Very important,Important,Slightly important,Important,Important,Not important,Slightly important,Slightly important,Slightly important,Important,Very important,Very important,Very important,Very important,Important,Slightly important,Important,Important,Slightly important,Not important,Slightly difficult,Difficult,Difficult,0,24,Not difficult,Difficult,Difficult,1,4,Not difficult,Difficult,Slightly difficult,0,9,Slightly difficult,Slightly difficult,Slightly difficult,0,3,Slightly difficult,Not difficult,Slightly difficult,0,6,Not difficult,Difficult,Difficult,1,3,Not difficult,Slightly difficult,Slightly difficult,0,5,Not difficult,Slightly difficult,Not difficult,0,8,Not difficult,Slightly difficult,Not difficult,0,2,Very important,Very important,Very important,Important,Important,Not important,Slightly important,Not important,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,Private placement office, -44,Yes to fire,No,-44,Yes,1,No,-44,-44,No,The benefits of training are small than the costs,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,No,-44,Yes,30,36,9,0,25,0,0,0,0,0,0,0,0, -44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Line of credit,2010,100000,8,42,Other,Yes,No,No,No,No,No, -44,150,Yes,2,2,Incompleteness of loan application,-44,1540000,1880000,846000,639200,19000,112800,93000,56500,3000,5000,6000,0,188000,337000,294000,526000,432000,1020000,Moderate obstacle,Very severe obstacle,Very severe obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,"Crime, theft and disorder",Labor Regulations,No obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Administratie procedure is cumbersome, -44,-44,-44, -44,-44, -44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Truthful,Are taken directly from the establishment's records, 134507782,,Antigua - Barbuda,Antigua - Barbuda,Hotel and restaurants,507782,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,30,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Male,1993,No,Yes,1993,16,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,1,1,-44,No,-44,-44,-44,-44,Yes,4,3,1,-44,No,-44,-44,-44,-44,No,2,Yes,No,Yes,0,-44,-44,100,0, -44,35,55,10,0,Government or government agencies (including state-owned ent,0,45,55,accomodation,90,International,10,Increased,Remained the same,More than 5,45,55,10,1994,nigeria,25,south korea,10,5,0,4,35,65,No,-44,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Major obstacle,Minor obstacle,Major obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,-44, -44,Tend to agree,Tend to agree,Strongly agree,Tend to disagree,Yes,No,-44,-44,-44,-44,No,-44,-44,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,3,During working hours,Other,Other,18000,Gang related,Yes,Yes,-44,Yes,1,During working hours,Knife,Money,150,Gang related,No,No,There was no insurance requirement,Yes,4,Outside working hours,Other,Personal possessions of employees or customers,700,Other,No,No,Offenders rarely caught or prosecuted,Yes,1,Outside working hours,Firearm/gun,Money,1500,Group of criminals,No,No,Tried to/was unable to contact the police,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,Yes,No,-44,-44,No,-44,-44,No,Yes,Yes,5,No,-44,-44,Yes,0,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,7,14,5,4,3,2,1,0,0,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,5,30000,5,29000,5,35000,1,19000,2,18000,1,21000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,16000,1,14300,1,18300,0,-77,0,-77,0,-77,4,15000,4,15300,4,17300,0,-77,0,-77,0,-77,3,14000,3,12600,3,15900,Economic upturn/downturn, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed secondary,Completed secondary,-44,-44,Completed secondary,Completed secondary,Important,Slightly important,Very important,Important,Important,Important,Important,Important,Important,Important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Very important,Critical,Critical,Important,Important,Very important,Critical,Slightly important,Important,Very important,Slightly important,Slightly important,Important,Not important,Slightly important,Important,Very important,Important,Critical,Critical,Important,Very important,Important,Very important,Important,Slightly important,Very important,Very important,Important,Critical,Important,Very important,Critical,Very important,Very important,Very important,Important,Slightly important,Very important,Not important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Very important,Slightly important,Slightly important,Important,Slightly important,Not important,Slightly important,Slightly important,Important,Important,Very important,Very important,Critical,Critical,Not important,Not important,Very important,Very important,Not important,Not important,Not difficult,Difficult,Difficult,1,23,Not difficult,Very difficult,Difficult,1,11,Difficult,Difficult,Difficult,0,7,Slightly difficult,Not difficult,Not difficult,0,3,Slightly difficult,Difficult,Slightly difficult,0,2,Slightly difficult,Very difficult,Slightly difficult,1,7,Not difficult,Slightly difficult,Difficult,1,9,Not difficult,Slightly difficult,Slightly difficult,0,5,Not difficult,Not difficult,Not difficult,0,2,Important,Very important,Very important,Important,Critical,Slightly important,Not important,Slightly important,Major obstacle,No obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Major obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,Private placement office, -44,No,-44,-44,-44,-44,No,-44,-44,No,The benefits of training are small than the costs,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,11,No,85,0,0,0,15,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Interest rates are not favorable,1230000,1460000,438000,189800,41000,43800,45000,20500,3000,2000,2000,0,0,266000,383000,380000,555000,422000,No obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,No obstacle,Major obstacle,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,"Crime, theft and disorder",Practices of competitors in the informal sector,Corruption,Very severe obstacle,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Moderated impact,Yes,Large impact,No,No impact,Yes,Large impact,Yes,Large impact,No,No impact,No,No impact,No,No impact,No,No impact,No,No impact,Yes,Large impact,Yes,Large impact,No,No impact,Yes,Large impact,Yes,Large impact,Yes,Moderated impact,Yes,Large impact,No,No impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,No,No impact,Yes,Moderated impact,No,No impact,No,No impact,Yes,Large impact,Yes,Large impact,Yes,Large impact,No,No impact,No,No impact,Yes,Large impact,No,No impact,No,No impact,No,No impact,Yes,Large impact,Yes,Moderated impact,Yes,Large impact,Yes,Large impact,Yes,Moderated impact,Yes,Large impact,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,Yes,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Truthful,Are taken directly from the establishment's records, 134507795,,Antigua - Barbuda,Antigua - Barbuda,Hotel and restaurants,507795,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Female,Male,2000,No,Yes,2000,10,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,3,0,-44,Yes,1,0,0,-44,Yes,1,1,0,-44,No,-44,-44,-44,-44,No,-44,No,Yes,Yes,0,-44,-44,100,0, -44,45,35,20,0,Individuals,25,70,5,accomodation,100,Local,10,Increased,Remained the same,More than 5,50,50,10,2001,nigeria,50,cameroon,35,9,0,2,55,45,Yes,12,Yes,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,Yes,No,No,No,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to agree,Strongly disagree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,Yes,5,No,-44,-44,No,-44,1,-44,Yes,15,No,No,-44,-44,Yes,5,2,3,14,5,4,3,2,1,2,1,1,4,3,1,0,0,0,0,0,0,1,1,1,0,0,2,8,42000,8,38000,7,49000,1,21000,1,20000,1,23000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,17000,1,17000,1,18900,0,-77,0,-77,0,-77,5,16000,5,16300,5,17400,0,-77,0,-77,0,-77,3,14000,3,13900,3,16500,-44, -44,University graduate,Completed college/vocational training,University graduate,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed secondary,Completed secondary,-44,-44,Completed secondary,Completed primary school,Very important,Slightly important,Critical,Important,Very important,Important,Slightly important,Slightly important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Slightly important,Very important,Critical,Critical,Important,Slightly important,Critical,Critical,Important,Important,Critical,Important,Important,Important,Slightly important,Slightly important,Important,Very important,Important,Critical,Critical,Slightly important,Important,Important,Slightly important,Important,Important,Very important,Very important,Slightly important,Very important,Important,Very important,Very important,Very important,Very important,Very important,Slightly important,Not important,Important,Slightly important,Important,Important,Not important,Slightly important,Slightly important,Very important,Important,Important,Slightly important,Important,Not important,Slightly important,Slightly important,Important,Very important,Critical,Very important,Very important,Critical,Important,Slightly important,Important,Important,Not important,Slightly important,Slightly difficult,Very difficult,Difficult,0,17,Slightly difficult,Very difficult,Slightly difficult,1,6,Slightly difficult,Very difficult,Difficult,0,8,Not difficult,Slightly difficult,Slightly difficult,1,3,Not difficult,Not difficult,Slightly difficult,1,2,Not difficult,Difficult,Difficult,0,7,Not difficult,Difficult,Difficult,1,7,Slightly difficult,Not difficult,Not difficult,1,5,Not difficult,Not difficult,Slightly difficult,0,2,Important,Important,Important,Important,Very important,Slightly important,Slightly important,Not important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Private placement office, -44,No,-44,-44,-44,-44,Yes,2,2,No,The firm does not have enough information about training pro,No,-44,-44,-44,-44,-44,-44,No,100,0, -44,0,No,-44,Yes,90,0,0,0,10,0,0,0,0,0,0,0,0, -44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,4,4,Incompleteness of loan application,-44,1360000,1550000,620000,527000,155000,15500,15000,23500,3000,1000,2000,0,186000,262000,241000,403000,388000,1193000,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,"Crime, theft and disorder",Transportation,Moderate obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Community based organization, -44,technological and Innovation Support, -44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 134507757,,Antigua - Barbuda,Antigua - Barbuda,Retail,507757,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Female,Male,2002,No,Yes,2002,11,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,3,0,-44,Yes,2,0,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,0,65,35,0,Medium private firms (20-100 employees),30,45,25,gift items,100,Local,10,Remained the same,Decreased,More than 5,80,20,0,2003,nigeria,85,united states,10,9,0,5,55,45,Yes,20,Yes,No,No,No,Yes,No,Yes,Laboratory or research center, -44,No,No,Yes,Yes,Yes,No,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,Important,Slightly important,Important,Important,Slightly important,Important,Very Important,Yes,60,Yes,40,No,-44,No,No,20000,-44,No,No,No,No,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,No obstacle,Minor obstacle,Major obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,-44, -44,Tend to agree,Tend to disagree,Strongly disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,No,-44,-44,No,-44,0,-44,Yes,5,Yes,No,-44,-44,Yes,30,2,6,15,5,5,3,2,2,1,1,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,2,5,28000,5,25000,4,32000,1,24000,2,22000,1,26000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,17000,1,15100,1,18500,0,-77,0,-77,0,-77,5,16000,5,15400,5,18100,0,-77,0,-77,0,-77,3,14000,4,13400,3,16300,Economic upturn/downturn, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed secondary,Important,Slightly important,Critical,Important,Very important,Very important,Slightly important,Important,Very important,Important,Important,Slightly important,Slightly important,Important,Important,Very important,Very important,Critical,Very important,Important,Very important,Critical,Important,Important,Critical,Slightly important,Important,Important,Slightly important,Slightly important,Critical,Important,Slightly important,Very important,Very important,Important,Very important,Important,Important,Very important,Very important,Important,Very important,Slightly important,Critical,Very important,Very important,Critical,Critical,Very important,Critical,Not important,Not important,Very important,Slightly important,Very important,Very important,Slightly important,Slightly important,Slightly important,Important,Slightly important,Important,Very important,Important,Slightly important,Not important,Not important,Very important,Important,Critical,Critical,Very important,Critical,Not important,Slightly important,Important,Important,Slightly important,Not important,Slightly difficult,Very difficult,Difficult,0,11,Not difficult,Very difficult,Slightly difficult,1,9,Not difficult,Slightly difficult,Difficult,0,2,Not difficult,Slightly difficult,Slightly difficult,1,2,Slightly difficult,Slightly difficult,Slightly difficult,0,9,Slightly difficult,Difficult,Slightly difficult,1,6,Not difficult,Difficult,Slightly difficult,0,8,Not difficult,Slightly difficult,Not difficult,1,5,Not difficult,Slightly difficult,Not difficult,1,2,Very important,Very important,Important,Important,Very important,Not important,Not important,Slightly important,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Public announcement/advertisement, -44,Yes to fire,No,-44,Yes,1,Yes,5,2,Yes,-44,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,No,-44,No,90,0,0,0,10,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Interest rates are not favorable,3800000,3360000,1008000,403200,128000,134400,242000,94000,7000,8000,6000,0,0,451000,1021000,739000,1344000,1929000,Minor obstacle,No obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,Major obstacle,No obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Macroeconomic environment,Cost of finance,No obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Community based organization, -44,technological and Innovation Support, -44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Yes,No,No,Yes,No,Yes,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 134507729,,Antigua - Barbuda,Antigua - Barbuda,Fabricated metal products,507729,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,100,0,100,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Male,Male,Male,1997,No,Yes,1997,32,No,-44,-44,No,-44,-44,No,-44,-44,Yes,29,No,Yes,0,5,0,-44,No,-44,-44,-44,-44,Yes,0,2,0,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,85,45,125,15,0, -44,30,40,30,0,Government or government agencies (including state-owned ent,25,45,30,shutters,60,Local,10,Increased,Remained the same,More than 5,90,10,0,1998,nigeria,80,united states,5,4,0,0,40,60,Yes,7,No,No,No,Yes,Yes,No,Yes,Other company of the sector, -44,No,No,Yes,Yes,No,No,-44,-44,-44,-44,Yes,No,Yes,No,Yes,Yes,Yes,No,No, -44,Important,Very Important,Very Important,Important,Slightly important,Very Important,Very Important,Yes,30,Yes,70,No,-44,No,Yes,20000,-44,No,No,Yes,No,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to agree,Tend to disagree,No,-44,-44,-44,-44,-44,No,-44,-44,Yes,1,-44,Yes,1,Outside working hours,Other,Goods or stock,15000,Gang related,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,Outside working hours,Firearm/gun,Money,7000,Gang related,Yes,Yes,-44,Yes,3,During working hours,Firearm/gun,Money,100,A supplier,No,No,Would increase insurance cost,Yes,3,During working hours,Other,Other company property,300,Other,No,No,There was no insurance requirement,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,Yes,No,-44,-44,No,-44,-44,Yes,Yes,Yes,5,No,-44,-44,No,-44,-44,0,Yes,5,Yes,No,-44,-44,Yes,5,2,12,15,5,5,3,2,1,0,0,0,1,1,0,0,0,0,0,0,0,1,1,0,0,0,2,6,33000,5,34000,4,37000,1,23000,1,23000,1,27000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,16000,1,15900,1,17200,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,5,15000,5,13900,5,17800,3,14000,4,12900,3,16500,-44, -44,University graduate,University graduate,Post graduated,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Completed secondary,Started but did not complete secondary,Important,Slightly important,Critical,Important,Important,Important,Slightly important,Very important,Slightly important,Important,Slightly important,Slightly important,Not important,Slightly important,Important,Critical,Very important,Very important,Slightly important,Slightly important,Very important,Critical,Important,Important,Critical,Slightly important,Important,Important,Slightly important,Slightly important,Critical,Slightly important,Critical,Critical,Very important,Important,Very important,Very important,Very important,Important,Important,Important,Critical,Important,Critical,Important,Critical,Critical,Very important,Very important,Critical,Not important,Not important,Important,Not important,Important,Important,Not important,Slightly important,Slightly important,Very important,Important,Slightly important,Important,Important,Not important,Slightly important,Slightly important,Very important,Important,Critical,Critical,Critical,Critical,Important,Not important,Slightly important,Very important,Not important,Slightly important,Not difficult,Very difficult,Difficult,0,17,Not difficult,Very difficult,Difficult,1,5,Slightly difficult,Difficult,Slightly difficult,1,6,Slightly difficult,Not difficult,Not difficult,1,1,Slightly difficult,Not difficult,Slightly difficult,0,10,Not difficult,Difficult,Slightly difficult,1,9,Not difficult,Difficult,Difficult,1,7,Not difficult,Slightly difficult,Slightly difficult,1,7,Slightly difficult,Not difficult,Not difficult,1,1,Critical,Very important,Very important,Not important,Very important,Not important,Not important,Not important,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,No obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Public placement office, -44,No,-44,-44,-44,-44,Yes,2,2,No,The firm is affraid of investing in workers that after the t,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,No,-44,No,80,12,3,0,5,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,Yes,Line of credit,2010,10000,12,54,Other,No,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,1860000,2480000,793600,272800,87000,8000,76000,66000,0,0,1000,0,0,828000,407000,1090000,535000,2431000,Moderate obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,Major obstacle,No obstacle,-44,-44,-44,-44,-44,Access to finance,Corruption,Cost of finance,Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,International organization, -44,Financial magement and tax and customs administration, -44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 134507750,,Antigua - Barbuda,Antigua - Barbuda,Food,507750,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,30,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Female,1991,No,Yes,1991,22,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,8,3,1,-44,No,-44,-44,-44,-44,Yes,1,2,0,-44,Yes,2,2,1,-44,No,-44,Yes,No,Yes,100,85,90,0,0, -44,20,55,25,0,Small private firms (less than 20 employees),20,70,10,ice cream,80,Local,10,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,85,15,No,-44,Yes,No,Yes,No,Yes,No,Yes,University, -44,No,No,Yes,Yes,Yes,No,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,Important,Critical,Very Important,Very Important,Slightly important,Important,Very Important,Yes,25,Yes,75,No,-44,No,No,0,-44,No,No,No,No,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,-44, -44,Tend to agree,Strongly disagree,Strongly disagree,Strongly disagree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,Yes,1,No,No,-44,-44,0,Yes,9,Yes,No,-44,-44,No,-44,-44,7,16,5,5,4,2,1,0,0,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,2,5,45000,5,42000,5,53000,1,27000,1,26000,1,29000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,15000,1,14000,1,17200,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,5,16000,5,15400,5,17200,4,13000,5,11600,5,14600,Economic upturn/downturn, -44,University graduate,Post graduated,University graduate,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Completed secondary,Completed secondary,Important,Slightly important,Critical,Important,Important,Important,Very important,Important,Important,Important,Important,Important,Important,Important,Slightly important,Very important,Very important,Very important,Slightly important,Important,Critical,Very important,Important,Important,Critical,Slightly important,Slightly important,Very important,Not important,Not important,Very important,Slightly important,Important,Very important,Critical,Very important,Very important,Important,Important,Important,Very important,Very important,Very important,Important,Critical,Important,Critical,Critical,Critical,Very important,Critical,Slightly important,Not important,Important,Not important,Important,Important,Slightly important,Slightly important,Not important,Very important,Very important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Very important,Important,Critical,Critical,Critical,Critical,Not important,Slightly important,Important,Very important,Slightly important,Slightly important,Not difficult,Difficult,Difficult,1,8,Not difficult,Very difficult,Difficult,0,13,Slightly difficult,Difficult,Slightly difficult,0,10,Slightly difficult,Not difficult,Not difficult,0,3,Slightly difficult,Not difficult,Slightly difficult,0,9,Slightly difficult,Slightly difficult,Slightly difficult,0,9,Slightly difficult,Slightly difficult,Slightly difficult,1,2,Slightly difficult,Slightly difficult,Difficult,1,5,Not difficult,Not difficult,Slightly difficult,0,2,Very important,Important,Important,Important,Very important,Not important,Not important,Slightly important,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,Through family/friends, -44,No,-44,-44,-44,-44,Yes,5,2,Yes,-44,No,-44,-44,-44,-44,-44,-44,Yes,100,0, -44,0,Yes,10,No,40,0,0,0,20,0,0,0,40,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,Yes,Line of credit,2012,40000,9,36,Other,Yes,Yes,No,No,No,No, -44,125,Yes,3,2,Incompleteness of loan application,-44,720000,820000,369000,164000,9000,24600,88000,45000,0,0,0,0,0,82000,105000,136000,161000,261000,Major obstacle,Major obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Macroeconomic environment,Customs and Trade Regulations,Cost of finance,Minor obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Local business association, -44,Marketing and Operations support, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are taken directly from the establishment's records, 134507747,,Antigua - Barbuda,Antigua - Barbuda,Machinery and equipment,507747,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,45,100,0,0,0,Predominantly men,No,No,20,Makes major strategic and fiancial decisions,7,4,Predominantly men,Male,Male,Male,2004,No,Yes,2004,9,No,-44,-44,No,-44,-44,No,-44,-44,Yes,25,No,Yes,0,3,0,-44,Yes,2,0,0,-44,Yes,2,0,1,-44,Yes,2,3,2,-44,No,3,Yes,No,Yes,100,75,130,0,0, -44,20,50,30,0,Others,15,40,45,furniture,30,Local,5,Increased,Decreased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,75,25,No,-44,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Very severe obstacle,Very severe obstacle,No obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,-44,18000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,Yes,20,Yes,3,Yes,No,-44,-44,0,Yes,11,Yes,No,-44,-44,Yes,30,1,7,16,5,5,4,2,3,1,0,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,5,33000,5,32000,5,37000,1,26000,2,24000,1,29000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,15000,1,13800,1,16700,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,5,14000,5,12900,5,16500,4,13000,4,11900,3,14900,New production methods, -44,University graduate,Post graduated,University graduate,Post graduated,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed secondary,Completed secondary,Started but did not complete secondary,Slightly important,Important,Critical,Very important,Very important,Important,Important,Slightly important,Important,Important,Important,Important,Not important,Slightly important,Very important,Critical,Critical,Critical,Slightly important,Important,Very important,Critical,Important,Important,Critical,Slightly important,Slightly important,Important,Not important,Not important,Very important,Slightly important,Important,Critical,Critical,Important,Very important,Important,Important,Important,Important,Important,Very important,Slightly important,Critical,Important,Critical,Critical,Critical,Very important,Critical,Slightly important,Not important,Very important,Slightly important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Important,Slightly important,Slightly important,Important,Not important,Slightly important,Slightly important,Very important,Very important,Very important,Very important,Critical,Critical,Not important,Slightly important,Very important,Important,Slightly important,Slightly important,Not difficult,Very difficult,Difficult,0,25,Slightly difficult,Almost impossible,Slightly difficult,0,7,Difficult,Very difficult,Slightly difficult,1,8,Slightly difficult,Difficult,Slightly difficult,1,2,Not difficult,Slightly difficult,Slightly difficult,0,7,Not difficult,Slightly difficult,Very difficult,1,3,Not difficult,Difficult,Slightly difficult,0,8,Slightly difficult,Slightly difficult,Not difficult,0,3,Not difficult,Not difficult,Not difficult,0,2,Very important,Slightly important,Not important,Important,Important,Not important,Slightly important,Slightly important,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,Public placement office, -44,No,-44,-44,-44,-44,Yes,3,2,No,The firm cannot afford the optimal level of training,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,No,-44,No,80,0,0,0,20,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Other,1500000,1720000,705200,481600.0000000001,17000,51600,227000,113000,0,0,0,0,0,268000,438000,447000,654000,720000,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Major obstacle,No obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Macroeconomic environment,Access to finance,Practices of competitors in the informal sector,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not aware of this type of assistance and don't know it advan, -44,-44,-44, -44,-44, -44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 134507820,,Antigua - Barbuda,Antigua - Barbuda,Retail,507820,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Male,1953,No,Yes,1953,58,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,3,1,-44,No,-44,-44,-44,-44,Yes,4,0,1,-44,No,-44,-44,-44,-44,Yes,5,Yes,No,Yes,0,-44,-44,100,0, -44,10,55,35,0,Your parent company or affiliated establishments,15,60,25,household products,40,Local,5,Decreased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,40,60,Yes,6,Yes,Yes,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,Yes,No,Yes,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to agree,Tend to agree,Yes,No,-44,-44,-44,-44,Yes,-44,24000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,No,Yes,20,Yes,5,No,Yes,5,0,-44,Yes,0,Yes,No,-44,-44,No,-44,-44,10,16,5,5,4,2,0,0,3,2,5,3,1,1,0,0,0,0,0,1,1,1,1,0,0,8,42000,7,42000,6,46000,1,24000,2,23000,1,27000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,14000,1,13600,1,15200,0,-77,0,-77,0,-77,6,17000,5,16500,5,19400,0,-77,0,-77,0,-77,5,15000,6,14300,5,16500,-44, -44,University graduate,University graduate,University graduate,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed secondary,Very important,Important,Critical,Important,Important,Important,Very important,Slightly important,Important,Slightly important,Important,Slightly important,Slightly important,Not important,Important,Critical,Very important,Critical,Very important,Very important,Critical,Critical,Slightly important,Very important,Very important,Slightly important,Important,Important,Slightly important,Not important,Important,Important,Important,Critical,Critical,Important,Very important,Important,Critical,Important,Important,Important,Critical,Important,Critical,Important,Critical,Very important,Very important,Very important,Very important,Slightly important,Not important,Important,Slightly important,Very important,Very important,Slightly important,Slightly important,Slightly important,Important,Very important,Slightly important,Important,Important,Not important,Not important,Slightly important,Important,Very important,Critical,Critical,Very important,Very important,Not important,Slightly important,Important,Slightly important,Slightly important,Not important,Slightly difficult,Almost impossible,Slightly difficult,1,19,Not difficult,Very difficult,Difficult,0,4,Slightly difficult,Slightly difficult,Slightly difficult,0,9,Slightly difficult,Slightly difficult,Slightly difficult,0,2,Not difficult,Not difficult,Slightly difficult,1,9,Slightly difficult,Slightly difficult,Slightly difficult,1,4,Slightly difficult,Difficult,Slightly difficult,0,5,Slightly difficult,Difficult,Difficult,1,8,Not difficult,Not difficult,Slightly difficult,0,2,Important,Very important,Important,Not important,Very important,Not important,Slightly important,Not important,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Major obstacle,Minor obstacle,No obstacle,No obstacle,Public announcement/advertisement, -44,No,-44,-44,-44,-44,No,-44,-44,No,The benefits of training are small than the costs,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,Yes,10,No,40,32,8,0,20,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Interest rates are not favorable,2640000,3040000,881599.9999999999,729600,46000,60800,85000,76000,5000,15000,12000,0,0,415000,603000,638000,973000,1046000,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,Minor obstacle,No obstacle,Major obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,Cost of finance,Inadequately educated workforce,Practices of competitors in the informal sector,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Community based organization, -44,technological and Innovation Support, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 134507838,,Antigua - Barbuda,Antigua - Barbuda,Services of motor vehicles,507838,No,-44,-44,-44,-44,Partnership (including limited liability companies), -44,50,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Male,1983,Yes,Yes,1983,30,No,-44,-44,No,-44,-44,No,-44,-44,Yes,39,No,Yes,3,2,1,-44,Yes,3,0,0,-44,Yes,4,1,1,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,5,50,45,0,Your parent company or affiliated establishments,20,55,25,gasoline,100,National,10,Decreased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,40,60,No,-44,Yes,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Major obstacle,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,-44, -44,Tend to disagree,Strongly disagree,Tend to agree,Strongly disagree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,Yes,5,Yes,1,No,No,-44,0,-44,Yes,5,Yes,No,-44,-44,No,-44,-44,2,17,6,5,4,2,0,0,3,2,0,0,0,0,0,0,0,0,0,0,0,0,0,0,2,6,34000,6,32000,6,39000,1,19000,1,17000,1,21000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,14000,1,12900,1,15700,0,-77,0,-77,0,-77,5,15000,5,15000,5,17500,0,-77,0,-77,0,-77,4,14000,4,12600,4,16300,-44, -44,University graduate,Completed college/vocational training,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Important,Slightly important,Critical,Important,Important,Very important,Important,Important,Important,Important,Slightly important,Slightly important,Slightly important,Not important,Important,Very important,Very important,Very important,Very important,Important,Very important,Critical,Slightly important,Important,Very important,Slightly important,Important,Slightly important,Not important,Slightly important,Important,Important,Slightly important,Critical,Critical,Very important,Very important,Important,Important,Important,Important,Important,Very important,Slightly important,Very important,Important,Very important,Critical,Very important,Critical,Critical,Not important,Not important,Important,Not important,Important,Important,Slightly important,Slightly important,Not important,Very important,Important,Very important,Slightly important,Important,Not important,Slightly important,Slightly important,Important,Very important,Critical,Critical,Critical,Very important,Slightly important,Slightly important,Important,Important,Slightly important,Not important,Not difficult,Very difficult,Very difficult,1,23,Not difficult,Very difficult,Slightly difficult,1,11,Slightly difficult,Slightly difficult,Difficult,1,5,Slightly difficult,Slightly difficult,Not difficult,1,2,Slightly difficult,Difficult,Slightly difficult,1,6,Slightly difficult,Very difficult,Difficult,0,10,Slightly difficult,Slightly difficult,Slightly difficult,0,9,Not difficult,Difficult,Not difficult,1,4,Not difficult,Not difficult,Not difficult,0,2,Critical,Important,Not important,Important,Important,Not important,Not important,Slightly important,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,Public announcement/advertisement, -44,No,-44,-44,-44,-44,No,-44,-44,No,The firm is affraid of investing in workers that after the t,Yes,Moderate obstacle,Moderate obstacle,No obstacle,Major obstacle,Moderate obstacle,Minor obstacle,No,0,100, -44,0,Yes,6,No,85,0,0,0,15,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Other,3880000,4870000,1314900,681800.0000000001,24000,146100,48700,68000,9000,6000,7000,0,0,767000,806000,1023000,1120000,2629000,No obstacle,No obstacle,Very severe obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,No obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,No obstacle,No obstacle,Moderate obstacle,No obstacle,Minor obstacle,No obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Access to finance,Transportation,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Local business association, -44,technological and Innovation Support, -44,Yes,No,Yes,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are taken directly from the establishment's records, 134507829,,Antigua - Barbuda,Antigua - Barbuda,Retail,507829,No,-44,-44,-44,-44,Partnership (including limited liability companies), -44,50,100,0,0,0,Predominantly men,No,No,17,Delegates decisions to other partners,14,4,All men,Male,Male,Male,1940,No,Yes,1960,43,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,0,2,1,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,0,2,1,-44,Yes,2,Yes,No,Yes,0,-44,-44,100,0, -44,25,40,35,0,Large private firms (more than 100 employees),20,55,25,clothing,55,Local,5,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,75,25,No,-44,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to disagree,Strongly disagree,Tend to disagree,Yes,No,-44,-44,-44,-44,Yes,5,-44,Yes,3,-44,Yes,1,Outside working hours,Knife,Money,30000,A former employee,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,2,During working hours,Firearm/gun,Money,16000,Gang related,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,2,Outside working hours,Other,Other company property,500,Other,No,No,-44,Yes,3,Outside working hours,Firearm/gun,Money,9000,A supplier,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,Yes,No,-44,-44,No,-44,-44,Yes,Yes,No,16,Yes,2,No,No,-44,0,-44,Yes,5,Yes,No,-44,-44,No,-44,-44,7,18,6,6,4,2,0,0,3,1,6,3,2,1,0,0,0,1,0,1,1,1,1,0,2,9,35000,9,34000,9,39000,1,29000,1,29000,1,33000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,16000,1,16100,1,17400,0,-77,0,-77,0,-77,8,17000,7,15300,7,19400,0,-77,0,-77,0,-77,5,14000,6,13600,5,16200,-44, -44,University graduate,Completed secondary,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed secondary,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,-44,-44,Completed secondary,Completed secondary,Very important,Not important,Very important,Important,Important,Very important,Important,Slightly important,Important,Important,Important,Important,Slightly important,Important,Important,Critical,Very important,Very important,Important,Important,Very important,Critical,Very important,Important,Very important,Slightly important,Important,Slightly important,Not important,Not important,Slightly important,Slightly important,Important,Critical,Very important,Important,Very important,Important,Very important,Slightly important,Very important,Very important,Very important,Not important,Critical,Important,Critical,Critical,Very important,Critical,Very important,Slightly important,Not important,Important,Not important,Important,Important,Slightly important,Important,Slightly important,Important,Important,Important,Slightly important,Very important,Not important,Not important,Slightly important,Very important,Important,Critical,Critical,Critical,Very important,Not important,Not important,Important,Very important,Important,Important,Not difficult,Very difficult,Difficult,1,10,Slightly difficult,Difficult,Difficult,1,15,Slightly difficult,Slightly difficult,Difficult,0,3,Slightly difficult,Not difficult,Slightly difficult,0,3,Slightly difficult,Not difficult,Slightly difficult,1,8,Slightly difficult,Difficult,Difficult,1,10,Not difficult,Difficult,Difficult,0,4,Slightly difficult,Slightly difficult,Not difficult,0,4,Not difficult,Not difficult,Not difficult,1,1,Slightly important,Very important,Slightly important,Important,Very important,Not important,Not important,Not important,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Through family/friends, -44,No,-44,-44,-44,-44,Yes,1,2,Yes,-44,Yes,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,No obstacle,Yes,0,100, -44,0,Yes,13,No,0,40,10,0,40,0,0,0,0,0,0,0,10, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Interest rates are not favorable,1790000,2160000,972000,475200,17000,64800,151000,24000,5000,2000,3000,0,0,328000,528000,475000,713000,675000,Very severe obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,No,Yes,Yes,No,Yes,Yes,No,Very severe obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Major obstacle,Moderate obstacle,No obstacle,No obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Access to finance,Corruption,Customs and Trade Regulations,Very severe obstacle,Yes,Yes,No,No,No,Yes,No,-44,-44,-44,-44,-44,-44,Yes,Negative impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,Yes,Truthful,Are taken directly from the establishment's records, 134507808,,Antigua - Barbuda,Antigua - Barbuda,Hotel and restaurants,507808,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly women,Female,Female,Male,2000,No,Yes,2000,22,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,1,1,-44,Yes,1,0,0,-44,Yes,6,0,0,-44,Yes,1,2,1,-44,Yes,1,Yes,Yes,Yes,0,-44,-44,100,0, -44,25,70,5,2,Small private firms (less than 20 employees),10,70,20,food,60,Local,20,Decreased,Decreased,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,40,60,No,-44,Yes,No,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to agree,Yes,No,-44,-44,-44,-44,Yes,-44,18000,Yes,5,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,Outside working hours,Baseball bat,Money,750,Group of criminals,No,No,Not enough police/not enough resources,Yes,1,During working hours,Knife,Goods or stock,17000,Other,Yes,Yes,-44,Yes,1,During working hours,Other,Money,200,Group of criminals,No,No,There was no insurance requirement,Yes,3,Outside working hours,Knife,Other company property,700,Other,No,No,Offenders rarely caught or prosecuted,Yes,1,During working hours,Knife,Money,9500,A supplier,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,45000,1000,Yes,No,Yes,Yes,Yes,No,-44,-44,No,-44,-44,No,Yes,Yes,0,Yes,3,No,No,-44,-44,0,No,-44,-44,Yes,15,No,No,-44,-44,4,18,6,6,4,2,0,0,3,1,3,2,1,0,0,0,0,0,0,1,1,2,0,0,0,8,48000,7,47000,7,54000,1,25000,2,23000,1,28000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,15000,1,14900,1,17500,0,-77,0,-77,0,-77,7,14000,8,13600,7,15700,0,-77,0,-77,0,-77,4,14000,5,13600,4,16000,Increase/decreased demand for goods, -44,University graduate,Post graduated,Post graduated,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed secondary,Completed college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Very important,Important,Critical,Important,Important,Very important,Important,Important,Important,Important,Important,Important,Important,Slightly important,Important,Very important,Very important,Critical,Very important,Slightly important,Very important,Critical,Slightly important,Very important,Critical,Not important,Important,Important,Not important,Not important,Important,Important,Critical,Critical,Critical,Very important,Very important,Important,Very important,Very important,Important,Very important,Very important,Important,Critical,Important,Critical,Critical,Very important,Very important,Critical,Slightly important,Not important,Important,Slightly important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Important,Important,Important,Very important,Not important,Not important,Slightly important,Important,Important,Critical,Critical,Very important,Very important,Not important,Slightly important,Important,Important,Slightly important,Not important,Not difficult,Very difficult,Difficult,0,12,Slightly difficult,Difficult,Very difficult,1,11,Slightly difficult,Slightly difficult,Difficult,1,10,Not difficult,Slightly difficult,Slightly difficult,1,3,Not difficult,Not difficult,Slightly difficult,0,9,Not difficult,Slightly difficult,Slightly difficult,0,5,Not difficult,Slightly difficult,Difficult,1,7,Slightly difficult,Not difficult,Not difficult,0,7,Not difficult,Not difficult,Slightly difficult,1,1,Important,Very important,Very important,Important,Very important,Not important,Slightly important,Not important,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,Through family/friends, -44,Yes to hire,Yes,2,No,-44,No,-44,-44,No,Other,Yes,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,Minor obstacle,No,0,100, -44,0,Yes,5,No,45,28,7,0,20,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Application procedures for loans or line of credit are compl,760000,530000,233200,153700,32000,15900,91000,7500,1000,1000,0,0,0,107000,74000,159000,106000,385000,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Minor obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Practices of competitors in the informal sector,Customs and Trade Regulations,Access to finance,Very severe obstacle,Yes,Yes,No,Yes,Yes,No,Yes,-44,-44,Yes,Large impact,No,No impact,-44,-44,Yes,Large impact,-44,-44,No,No impact,No,No impact,-44,-44,No,No impact,-44,-44,Yes,Large impact,No,No impact,-44,-44,No,No impact,-44,-44,No,No impact,No,No impact,-44,-44,No,No impact,-44,-44,Yes,Large impact,Yes,Moderated impact,-44,-44,No,No impact,-44,-44,Yes,Large impact,Yes,Moderated impact,-44,-44,Yes,Large impact,-44,-44,No,No impact,No,No impact,-44,-44,No,No impact,-44,-44,Yes,Large impact,Yes,Large impact,-44,-44,No,No impact,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are estimates computed with some precision, 134507821,,Antigua - Barbuda,Antigua - Barbuda,Services of motor vehicles,507821,No,-44,-44,-44,-44,Partnership (including limited liability companies), -44,60,80,20,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Male,1983,No,Yes,1983,42,No,-44,-44,No,-44,-44,No,-44,-44,Yes,30,No,Yes,2,3,1,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,1,Yes,Yes,Yes,0,-44,-44,100,0, -44,5,60,35,15,Small private firms (less than 20 employees),20,70,10,car sales,90,Local,10,Decreased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,60,40,Yes,13,Yes,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Major obstacle,No obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to agree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,-44,48000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,35000,5000,Yes,Yes,No,No,No,No,-44,-44,No,-44,-44,No,Yes,No,10,Yes,8,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,9,19,7,6,4,2,2,2,1,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,2,7,48000,7,47000,6,57000,1,18000,2,16000,1,21000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,14000,1,13700,1,15600,0,-77,0,-77,0,-77,6,17000,6,15900,6,18700,0,-77,0,-77,0,-77,4,13000,4,11800,4,14400,Increase/decreased demand for goods, -44,University graduate,Completed college/vocational training,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed primary school,Important,Important,Very important,Very important,Important,Important,Slightly important,Slightly important,Very important,Important,Important,Important,Slightly important,Slightly important,Very important,Critical,Very important,Very important,Very important,Slightly important,Critical,Very important,Important,Slightly important,Critical,Slightly important,Slightly important,Slightly important,Not important,Slightly important,Important,Important,Very important,Very important,Critical,Important,Critical,Important,Important,Very important,Slightly important,Very important,Very important,Slightly important,Very important,Important,Critical,Critical,Critical,Critical,Very important,Not important,Not important,Very important,Not important,Very important,Very important,Not important,Important,Not important,Important,Important,Important,Very important,Important,Not important,Slightly important,Slightly important,Important,Important,Critical,Critical,Critical,Very important,Not important,Not important,Very important,Important,Not important,Not important,Not difficult,Very difficult,Difficult,0,10,Slightly difficult,Very difficult,Difficult,1,15,Slightly difficult,Difficult,Slightly difficult,1,3,Not difficult,Difficult,Slightly difficult,1,1,Slightly difficult,Slightly difficult,Slightly difficult,0,2,Slightly difficult,Slightly difficult,Slightly difficult,1,6,Not difficult,Slightly difficult,Difficult,0,7,Slightly difficult,Not difficult,Not difficult,0,8,Not difficult,Slightly difficult,Slightly difficult,0,2,Very important,Very important,Important,Important,Very important,Slightly important,Not important,Not important,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,Public placement office, -44,No,-44,-44,-44,-44,Yes,1,2,No,The firm is affraid of investing in workers that after the t,Yes,Moderate obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,No obstacle,Minor obstacle,Yes,0,100, -44,0,Yes,11,Yes,60,0,0,0,40,0,0,0,0,0,0,0,0, -44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Application procedures for loans or line of credit are compl,5380000,4650000,1813500,883500,153000,93000,93000,32500,6000,6000,6000,0,326000,685000,1156000,1070000,1628000,1455000,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,Practices of competitors in the informal sector,Tax administration,Telecommunications,Minor obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,NGO, -44,Marketing and Operations support, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 134507870,,Antigua - Barbuda,Antigua - Barbuda,Retail,507870,No,-44,-44,-44,-44,Partnership (including limited liability companies), -44,50,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Female,Female,1988,No,Yes,1988,9,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,5,3,1,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,3,Yes,No,Yes,0,-44,-44,100,0, -44,15,45,40,0,Medium private firms (20-100 employees),10,45,45,construction services,45,Local,10,Decreased,Decreased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,55,45,Yes,12,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,Yes,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,-44, -44,Tend to agree,Tend to agree,Tend to disagree,Tend to disagree,Yes,No,-44,-44,-44,-44,Yes,0,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,Yes,Yes,No,No,-44,-44,No,-44,-44,No,Yes,Yes,10,Yes,1,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,5,19,7,6,4,2,0,0,2,2,0,0,0,0,0,0,0,0,0,0,0,0,0,0,2,7,33000,7,30000,7,36000,1,25000,2,25000,1,27000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,17000,1,16200,1,18900,0,-77,0,-77,0,-77,6,16000,6,14400,6,18700,0,-77,0,-77,0,-77,4,15000,4,15000,4,16200,Increase/decreased demand for goods, -44,University graduate,Completed college/vocational training,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed secondary,Important,Slightly important,Critical,Important,Very important,Very important,Very important,Slightly important,Important,Important,Important,Slightly important,Not important,Important,Important,Very important,Very important,Very important,Important,Slightly important,Critical,Critical,Slightly important,Very important,Critical,Not important,Very important,Important,Not important,Slightly important,Important,Important,Important,Critical,Critical,Important,Very important,Important,Slightly important,Slightly important,Very important,Slightly important,Very important,Important,Critical,Very important,Critical,Very important,Very important,Very important,Critical,Important,Not important,Important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Important,Slightly important,Important,Not important,Slightly important,Not important,Important,Very important,Critical,Critical,Very important,Very important,Slightly important,Not important,Important,Slightly important,Slightly important,Slightly important,Not difficult,Very difficult,Slightly difficult,0,22,Not difficult,Very difficult,Difficult,0,8,Slightly difficult,Slightly difficult,Slightly difficult,1,4,Slightly difficult,Not difficult,Difficult,0,2,Not difficult,Slightly difficult,Slightly difficult,0,5,Slightly difficult,Difficult,Difficult,1,9,Not difficult,Difficult,Slightly difficult,1,6,Not difficult,Not difficult,Not difficult,1,3,Slightly difficult,Not difficult,Not difficult,0,2,Very important,Very important,Slightly important,Important,Critical,Not important,Slightly important,Not important,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,Moderate obstacle,No obstacle,No obstacle,Through family/friends, -44,No,-44,-44,-44,-44,Yes,0,2,No,The benefits of training are small than the costs,Yes,Moderate obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,No obstacle,No obstacle,No,100,0, -44,0,Yes,8,Yes,50,20,5,0,25,0,0,0,0,0,0,0,0, -44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Line of credit,2010,1000000,9,48,"Non-Bank financial institutions (microfinance institutions,",No,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,13450000,11120000,3224800,2335200,434000,1112000,605000,333500,20000,53000,43000,1557000,0,1565000,1807000,2446000,2780000,3767000,No obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,No obstacle,Moderate obstacle,No obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Access to finance,Practices of competitors in the informal sector,Tax Rates,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not aware of this type of assistance and don't know it advan, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Truthful,Are taken directly from the establishment's records, 134507786,,Antigua - Barbuda,Antigua - Barbuda,Retail,507786,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,100,0,100,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly women,Male,Male,Male,1974,Yes,Yes,1974,16,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,0,1,1,-44,No,-44,-44,-44,-44,Yes,3,2,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,20,70,10,0,Government or government agencies (including state-owned ent,35,60,5,retail of information technolo,70,Local,10,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,70,30,Yes,6,Yes,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Major obstacle,Moderate obstacle,-44, -44,Tend to disagree,Strongly disagree,Tend to agree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,-44,12000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,Yes,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,5,Yes,2,No,No,-44,0,-44,No,-44,-44,Yes,45,Yes,No,-44,-44,10,20,5,7,5,3,2,3,2,2,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,5,34000,5,32000,5,40000,1,24000,2,24000,1,26000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,14000,1,12900,1,16600,1,17000,1,16400,1,18900,7,14000,7,12600,8,15700,0,-77,0,-77,0,-77,5,14000,6,12700,5,16200,Increase/decreased demand for goods, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Important,Not important,Critical,Important,Important,Important,Important,Slightly important,Very important,Slightly important,Important,Important,Not important,Not important,Important,Critical,Very important,Critical,Important,Important,Very important,Critical,Important,Important,Very important,Slightly important,Important,Very important,Not important,Not important,Very important,Slightly important,Very important,Critical,Critical,Important,Very important,Slightly important,Important,Important,Important,Important,Critical,Important,Critical,Important,Very important,Critical,Very important,Very important,Critical,Slightly important,Not important,Important,Slightly important,Important,Important,Slightly important,Important,Not important,Important,Slightly important,Slightly important,Slightly important,Important,Not important,Slightly important,Not important,Important,Very important,Very important,Critical,Critical,Very important,Slightly important,Not important,Important,Very important,Slightly important,Not important,Not difficult,Very difficult,Difficult,1,13,Slightly difficult,Difficult,Difficult,0,10,Not difficult,Difficult,Slightly difficult,1,7,Slightly difficult,Slightly difficult,Not difficult,0,1,Slightly difficult,Slightly difficult,Difficult,1,5,Not difficult,Difficult,Slightly difficult,0,8,Slightly difficult,Slightly difficult,Slightly difficult,0,2,Slightly difficult,Not difficult,Slightly difficult,0,9,Slightly difficult,Not difficult,Slightly difficult,1,2,Critical,Important,Very important,Important,Very important,Slightly important,Not important,Slightly important,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Public placement office, -44,No,-44,-44,-44,-44,No,-44,-44,No,The firm cannot afford the optimal level of training,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,No,-44,No,90,0,0,0,10,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Size of loan and maturity are insufficiant,4790000,5040000,1411200,504000,71000,151200,82000,30000,4000,6000,3000,0,0,811000,1415000,1210000,1814000,2118000,No obstacle,Minor obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Access to finance,Macroeconomic environment,Inadequately educated workforce,Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Already used this type of assistance in the past and wasn't, -44,-44,-44, -44,-44, -44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Truthful,Are taken directly from the establishment's records, 134507735,,Antigua - Barbuda,Antigua - Barbuda,Machinery and equipment,507735,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,50,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Female,2003,No,Yes,2003,10,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,2,0,-44,Yes,2,0,0,-44,Yes,6,1,1,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,95,70,110,5,0, -44,5,60,35,0,Individuals,20,50,30,hardware,60,National,15,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,90,10,Yes,6,Yes,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,Yes,No,Yes,No,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,Minor obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,No,-44,-44,Yes,0,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,18,21,6,7,5,3,1,0,0,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3,6,34000,6,33000,6,37000,1,19000,2,17000,1,21000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,15000,1,13600,1,16800,1,17000,1,15800,1,18700,0,-77,0,-77,0,-77,7,19000,7,17300,6,22200,5,14000,5,13900,5,15100,Increase/decreased demand for goods, -44,University graduate,University graduate,Post graduated,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Completed secondary,Completed secondary,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Completed secondary,Started but did not complete secondary,Important,Not important,Critical,Very important,Important,Important,Slightly important,Important,Important,Very important,Important,Important,Slightly important,Slightly important,Important,Very important,Very important,Very important,Very important,Important,Very important,Very important,Important,Slightly important,Critical,Slightly important,Very important,Important,Not important,Slightly important,Very important,Important,Important,Critical,Critical,Very important,Very important,Slightly important,Slightly important,Slightly important,Very important,Important,Very important,Important,Critical,Important,Critical,Critical,Very important,Critical,Critical,Not important,Not important,Important,Not important,Very important,Important,Slightly important,Slightly important,Slightly important,Important,Important,Important,Slightly important,Important,Not important,Slightly important,Slightly important,Important,Important,Critical,Very important,Critical,Very important,Important,Not important,Important,Important,Slightly important,Slightly important,Not difficult,Very difficult,Slightly difficult,1,17,Not difficult,Very difficult,Difficult,0,5,Not difficult,Slightly difficult,Slightly difficult,1,7,Slightly difficult,Slightly difficult,Not difficult,1,2,Not difficult,Not difficult,Not difficult,1,2,Not difficult,Slightly difficult,Slightly difficult,0,5,Slightly difficult,Slightly difficult,Difficult,1,8,Not difficult,Slightly difficult,Not difficult,1,6,Not difficult,Not difficult,Not difficult,1,2,Slightly important,Important,Very important,Slightly important,Slightly important,Slightly important,Not important,Not important,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,Public placement office, -44,Yes to fire,No,-44,Yes,0,Yes,0,2,No,The benefits of training are small than the costs,Yes,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,No obstacle,Yes,0,100, -44,0,Yes,11,Yes,75,0,0,0,25,0,0,0,0,0,0,0,0, -44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Application procedures for loans or line of credit are compl,3200000,3980000,1393000,995000,151000,113000,76000,91000,2000,7000,2000,0,597000,642000,118000,803000,161000,1879000,No obstacle,Minor obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,Minor obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,Major obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Political environment,Tax administration,Electricity,Minor obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Too expensive, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are taken directly from the establishment's records, 134507739,,Antigua - Barbuda,Antigua - Barbuda,Chemicals,507739,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,70,95,0,5,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Male,1977,No,Yes,1977,36,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,2,1,-44,No,-44,-44,-44,-44,Yes,0,0,0,-44,No,-44,-44,-44,-44,Yes,1,Yes,No,Yes,100,100,125,0,0, -44,5,65,30,0,Individuals,0,50,50,paint,75,Local,5,Increased,Remained the same,More than 5,60,40,0,1978,nigeria,15,south korea,5,5,0,0,85,15,No,-44,No,No,No,Yes,Yes,No,Yes,Laboratory or research center, -44,No,No,Yes,No,No,Yes,Yes,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,Very Important,Very Important,Important,Very Important,Not important,Very Important,Critical,Yes,30,Yes,70,No,-44,No,Yes,30000,-44,No,No,No,Yes,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,1,-44,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,2,During working hours,Other,Money,100,Gang related,No,No,Offenders rarely caught or prosecuted,Yes,1,Outside working hours,Knife,Other company property,200,Other,No,No,Tried to/was unable to contact the police,Yes,2,During working hours,Knife,Other,4000,Someone working alone,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,Yes,No,-44,-44,No,-44,-44,Yes,Yes,Yes,2,Yes,1,No,Yes,5,0,-44,No,-44,-44,Yes,35,Yes,No,-44,-44,8,21,6,7,5,3,3,1,1,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,6,35000,5,34000,4,40000,1,20000,1,20000,1,24000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,15000,1,14900,1,16800,1,15000,1,13500,1,17800,0,-77,0,-77,0,-77,7,17000,7,16500,6,20000,5,13000,5,11900,4,15000,Increase demand for higher quality product, -44,University graduate,Completed secondary,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Completed secondary,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Completed secondary,Started but did not complete secondary,Important,Slightly important,Critical,Very important,Important,Important,Very important,Important,Very important,Important,Important,Slightly important,Important,Slightly important,Slightly important,Critical,Very important,Critical,Important,Important,Very important,Very important,Slightly important,Very important,Critical,Slightly important,Important,Slightly important,Not important,Not important,Important,Important,Important,Critical,Very important,Slightly important,Very important,Very important,Very important,Very important,Very important,Important,Very important,Important,Critical,Important,Critical,Critical,Very important,Critical,Critical,Slightly important,Slightly important,Important,Not important,Important,Very important,Slightly important,Not important,Slightly important,Important,Very important,Very important,Slightly important,Slightly important,Not important,Slightly important,Slightly important,Important,Very important,Very important,Critical,Critical,Critical,Not important,Slightly important,Very important,Important,Slightly important,Not important,Not difficult,Very difficult,Difficult,0,22,Not difficult,Very difficult,Very difficult,1,13,Not difficult,Slightly difficult,Slightly difficult,0,10,Not difficult,Slightly difficult,Slightly difficult,0,2,Slightly difficult,Slightly difficult,Difficult,1,9,Not difficult,Slightly difficult,Slightly difficult,0,3,Not difficult,Difficult,Slightly difficult,0,4,Not difficult,Slightly difficult,Slightly difficult,0,2,Not difficult,Slightly difficult,Not difficult,1,1,Very important,Very important,Very important,Not important,Very important,Not important,Slightly important,Not important,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,Private placement office, -44,No,-44,-44,-44,-44,Yes,3,2,Yes,-44,Yes,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,No obstacle,Yes,0,100, -44,0,Yes,9,No,90,0,0,0,10,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,Yes,Line of credit,2012,40000,12,12,Other,Yes,Yes,No,No,No,No, -44,100,Yes,2,1,Problems with credit history/report,-44,8290000,8670000,2601000,1127100,867000,346800,907000,38000,0,0,0,0,0,548000,165000,818000,214000,2454000,Major obstacle,Very severe obstacle,Major obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,No obstacle,Moderate obstacle,No obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,No obstacle,Major obstacle,Moderate obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,Electricity,Macroeconomic environment,Transportation,Moderate obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed, -44,-44,-44, -44,-44, -44,Yes,No,No,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 134507784,,Antigua - Barbuda,Antigua - Barbuda,Construction,507784,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Male,1997,No,Yes,1997,16,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,5,1,1,-44,No,-44,-44,-44,-44,Yes,7,1,1,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0, -44,10,60,30,4,Small private firms (less than 20 employees),35,55,10,construction,100,Local,5,Decreased,Remained the same,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,25,75,Yes,17,Yes,No,No,No,Yes,No,Yes,Laboratory or research center, -44,No,No,Yes,No,No,Yes,Yes,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,Slightly important,Important,Very Important,Very Important,Important,Important,Very Important,Yes,55,Yes,45,No,-44,Yes,No,30000,-44,Yes,No,Yes,No,Minor obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to agree,Yes,No,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,0,0,Yes,Yes,Yes,No,No,No,-44,-44,No,-44,-44,No,Yes,Yes,5,No,-44,-44,No,-44,-44,0,No,-44,-44,No,-44,-44,Yes,5,2,20,21,6,7,5,3,4,2,1,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,6,27000,5,26000,5,29000,1,18000,2,18000,1,19000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,17000,1,17300,1,20000,1,16000,1,14800,1,17600,7,13000,7,13000,7,14900,0,-77,0,-77,0,-77,5,13000,5,11700,4,15200,-44, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed secondary,Important,Slightly important,Critical,Very important,Important,Very important,Important,Important,Important,Very important,Slightly important,Important,Slightly important,Slightly important,Important,Critical,Very important,Very important,Very important,Slightly important,Critical,Very important,Slightly important,Important,Critical,Slightly important,Slightly important,Very important,Not important,Slightly important,Important,Important,Important,Critical,Critical,Important,Very important,Important,Important,Important,Important,Important,Very important,Important,Critical,Very important,Critical,Critical,Critical,Very important,Critical,Slightly important,Not important,Important,Not important,Important,Important,Not important,Not important,Not important,Important,Very important,Important,Important,Slightly important,Not important,Slightly important,Slightly important,Important,Important,Critical,Very important,Critical,Critical,Not important,Slightly important,Important,Important,Slightly important,Important,Slightly difficult,Difficult,Difficult,0,8,Slightly difficult,Difficult,Difficult,1,10,Not difficult,Slightly difficult,Slightly difficult,0,3,Not difficult,Slightly difficult,Not difficult,0,3,Slightly difficult,Slightly difficult,Slightly difficult,1,6,Slightly difficult,Difficult,Slightly difficult,0,4,Slightly difficult,Slightly difficult,Slightly difficult,0,3,Not difficult,Not difficult,Not difficult,0,8,Not difficult,Slightly difficult,Not difficult,0,1,Very important,Important,Not important,Important,Very important,Important,Slightly important,Slightly important,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,Public placement office, -44,No,-44,-44,-44,-44,Yes,5,2,Yes,-44,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,10,No,70,12,3,0,15,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Size of loan and maturity are insufficiant,3140000,2700000,729000,729000,57000,54000,158000,35000,6000,3000,3000,0,0,452000,551000,729000,918000,1319000,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Tax administration,Practices of competitors in the informal sector,Minor obstacle,Yes,Yes,Yes,Yes,Yes,No,Yes,Yes,Large impact,Yes,Moderated impact,No,No impact,-44,-44,No,No impact,No,No impact,No,No impact,No,No impact,-44,-44,Yes,Moderated impact,Yes,Moderated impact,Yes,Large impact,No,No impact,-44,-44,No,No impact,No,No impact,No,No impact,No,No impact,-44,-44,Yes,Moderated impact,Yes,Moderated impact,No,No impact,Yes,Moderated impact,-44,-44,Yes,Large impact,Yes,Large impact,Yes,Large impact,Yes,Large impact,-44,-44,Yes,Large impact,Yes,Large impact,No,No impact,No,No impact,-44,-44,No,No impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Large impact,-44,-44,No,No impact,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Yes,Yes,Yes,Truthful,Are taken directly from the establishment's records, 134507738,,Antigua - Barbuda,Antigua - Barbuda,Chemicals,507738,Yes,5,Establishment physically separated from HQ and other establi,Yes,-44,Shareholding company with non-traded shares or shares traded, -44,60,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Male,2005,No,Yes,2005,11,No,-44,-44,No,-44,-44,No,-44,-44,Yes,21,No,Yes,0,1,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,5,Yes,No,Yes,100,85,125,0,0, -44,30,55,15,0,Government or government agencies (including state-owned ent,15,45,40,detergent,75,National,5,Increased,Remained the same,More than 5,80,20,0,2006,nigeria,30,saint vincent and the grenadin,10,3,0,0,70,30,Yes,5,Yes,No,No,No,Yes,Yes,-44,-44, -44,-44,No,No,No,No,No,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,Slightly important,Important,Very Important,Very Important,Slightly important,Very Important,Slightly important,Yes,100,No,-44,No,-44,Yes,No,20000,-44,Yes,No,No,No,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to agree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,No,-44,-44,No,-44,0,-44,Yes,11,Yes,Yes,40,No,No,-44,-44,22,22,7,7,5,3,1,1,1,2,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,7,31000,6,28000,5,35000,1,24000,1,24000,1,26000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,14000,1,13700,1,16000,1,17000,1,16200,1,18500,0,-77,0,-77,0,-77,7,14000,8,13000,8,15700,5,14000,6,14100,6,15100,Increase/decreased demand for goods, -44,University graduate,University graduate,University graduate,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Completed secondary,Started but did not complete secondary,Very important,Slightly important,Critical,Important,Important,Important,Important,Important,Important,Important,Slightly important,Important,Slightly important,Not important,Important,Very important,Very important,Critical,Important,Important,Critical,Critical,Very important,Slightly important,Critical,Slightly important,Slightly important,Important,Not important,Not important,Important,Important,Very important,Critical,Critical,Important,Very important,Important,Very important,Very important,Very important,Very important,Critical,Important,Critical,Very important,Critical,Critical,Very important,Critical,Critical,Not important,Slightly important,Slightly important,Slightly important,Important,Important,Slightly important,Slightly important,Important,Important,Very important,Very important,Slightly important,Important,Not important,Slightly important,Not important,Slightly important,Important,Critical,Critical,Critical,Very important,Not important,Slightly important,Important,Important,Slightly important,Slightly important,Slightly difficult,Very difficult,Slightly difficult,0,11,Slightly difficult,Very difficult,Difficult,1,11,Slightly difficult,Difficult,Difficult,1,3,Slightly difficult,Slightly difficult,Slightly difficult,0,1,Not difficult,Slightly difficult,Difficult,0,6,Slightly difficult,Difficult,Difficult,1,3,Not difficult,Difficult,Difficult,0,4,Not difficult,Not difficult,Not difficult,1,9,Not difficult,Not difficult,Not difficult,0,1,Very important,Slightly important,Very important,Important,Slightly important,Not important,Slightly important,Not important,Moderate obstacle,No obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,No obstacle,No obstacle,Private placement office, -44,Yes to hire,Yes,3,No,-44,No,-44,-44,No,The firm cannot afford the optimal level of training,Yes,Very severe obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,No obstacle,No,0,100, -44,0,Yes,5,No,50,20,5,0,25,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,3,3,Collateral or cosigners unacceptable,-44,1940000,2150000,645000,580500,43000,150500,107500,58000,0,0,0,0,0,55000,39000,74000,54000,148000,No obstacle,No obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Customs and Trade Regulations,Tax Rates,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Government based organization, -44,Marketing and Operations support, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 134507871,,Antigua - Barbuda,Antigua - Barbuda,Construction,507871,Yes,4,Establishment physically separated from HQ and other establi,Yes,-44,Shareholding company with non-traded shares or shares traded, -44,20,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Female,Male,1982,No,Yes,1982,9,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,3,2,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,2,No,No,Yes,0,-44,-44,100,0, -44,30,45,25,0,Large private firms (more than 100 employees),5,55,40,construction,100,Local,5,Increased,Remained the same,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,70,30,Yes,13,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,-44, -44,Strongly disagree,Tend to disagree,Tend to agree,Strongly agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,Yes,7,Yes,1,No,No,-44,-44,0,No,-44,-44,No,-44,-44,Yes,5,2,10,24,7,8,6,3,1,2,1,2,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,7,45000,6,44000,5,49000,1,25000,2,24000,1,30000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,14000,1,13700,1,15700,1,16000,1,15300,1,17800,8,15000,9,14500,9,16800,0,-77,0,-77,0,-77,6,14000,7,12600,7,16000,Economic upturn/downturn, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed secondary,-44,-44,Completed secondary,Completed secondary,Important,Slightly important,Very important,Important,Important,Very important,Slightly important,Slightly important,Important,Important,Important,Important,Slightly important,Slightly important,Important,Very important,Critical,Critical,Important,Important,Very important,Critical,Very important,Slightly important,Very important,Important,Slightly important,Slightly important,Important,Slightly important,Slightly important,Important,Important,Very important,Critical,Slightly important,Very important,Important,Slightly important,Important,Slightly important,Important,Critical,Slightly important,Very important,Important,Critical,Very important,Critical,Critical,Very important,Slightly important,Slightly important,Important,Not important,Important,Very important,Slightly important,Slightly important,Important,Important,Important,Very important,Important,Very important,Not important,Not important,Slightly important,Slightly important,Very important,Critical,Very important,Critical,Very important,Not important,Slightly important,Important,Important,Not important,Slightly important,Slightly difficult,Almost impossible,Difficult,0,19,Slightly difficult,Very difficult,Slightly difficult,0,10,Not difficult,Difficult,Slightly difficult,1,2,Slightly difficult,Slightly difficult,Slightly difficult,0,3,Slightly difficult,Not difficult,Slightly difficult,0,9,Not difficult,Slightly difficult,Slightly difficult,1,10,Not difficult,Difficult,Difficult,0,5,Slightly difficult,Slightly difficult,Not difficult,0,9,Not difficult,Slightly difficult,Not difficult,1,1,Very important,Important,Very important,Slightly important,Very important,Not important,Slightly important,Slightly important,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Private placement office, -44,Yes to fire,No,-44,Yes,0,Yes,3,2,Yes,-44,Yes,Major obstacle,Very severe obstacle,Moderate obstacle,Very severe obstacle,No obstacle,Minor obstacle,Yes,0,100, -44,0,No,-44,No,55,14,16,0,15,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Application procedures for loans or line of credit are compl,990000,1200000,504000,408000.0000000001,54000,72000,36000,26500,5000,4000,4000,0,0,158000,219000,264000,348000,465000,Major obstacle,Major obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Customs and Trade Regulations,Electricity,Telecommunications,Very severe obstacle,Yes,Yes,No,Yes,No,No,No,-44,-44,Yes,Large impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Negative impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Large impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Large impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Large impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Negative impact,-44,-44,-44,-44,-44,-44,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,Truthful,Are taken directly from the establishment's records, 134507834,,Antigua - Barbuda,Antigua - Barbuda,Transport,507834,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,80,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Female,2001,No,Yes,2001,12,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,1,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,No,No,Yes,0,-44,-44,100,0, -44,0,50,50,0,Government or government agencies (including state-owned ent,5,60,35,tours,100,Local,10,Increased,Increased,2-5,60,40,0,2002,nigeria,50,cameroon,15,8,0,2,30,70,Yes,8,No,No,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,No,5,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,20,24,7,8,6,3,2,4,3,2,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3,7,38000,6,37000,6,45000,1,20000,2,19000,1,22000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,16000,1,14800,1,18500,1,13000,1,11600,1,14700,8,14000,9,13400,8,15900,0,-77,0,-77,0,-77,6,14000,7,13900,6,15100,Increase/decreased demand for goods, -44,University graduate,Post graduated,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed secondary,Completed secondary,-44,-44,Completed secondary,Started but did not complete secondary,Important,Important,Critical,Very important,Very important,Very important,Important,Slightly important,Slightly important,Important,Slightly important,Important,Slightly important,Not important,Important,Critical,Critical,Critical,Important,Slightly important,Critical,Critical,Important,Important,Very important,Not important,Slightly important,Important,Not important,Not important,Important,Important,Important,Very important,Critical,Important,Important,Very important,Important,Very important,Important,Important,Critical,Important,Critical,Slightly important,Critical,Critical,Very important,Critical,Critical,Not important,Not important,Important,Slightly important,Very important,Important,Not important,Not important,Not important,Very important,Important,Slightly important,Important,Very important,Not important,Not important,Not important,Important,Important,Very important,Critical,Critical,Very important,Not important,Slightly important,Very important,Important,Not important,Not important,Not difficult,Very difficult,Difficult,1,25,Not difficult,Difficult,Slightly difficult,1,7,Slightly difficult,Slightly difficult,Slightly difficult,1,9,Slightly difficult,Difficult,Slightly difficult,1,3,Slightly difficult,Slightly difficult,Slightly difficult,1,5,Not difficult,Slightly difficult,Slightly difficult,0,4,Slightly difficult,Slightly difficult,Slightly difficult,0,8,Not difficult,Slightly difficult,Difficult,1,6,Not difficult,Slightly difficult,Not difficult,0,1,Very important,Slightly important,Slightly important,Not important,Very important,Slightly important,Slightly important,Slightly important,Moderate obstacle,Major obstacle,No obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,Public placement office, -44,No,-44,-44,-44,-44,No,-44,-44,No,The firm is affraid of investing in workers that after the t,Yes,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Yes,0,100, -44,0,Yes,9,Yes,65,16,4,0,15,0,0,0,0,0,0,0,0, -44,50,50,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Line of credit,2009,100000,9,18,Private commercial banks,Yes,Yes,Yes,Yes,No,No, -44,100,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,3650000,4250000,1105000,892500,208000,212500,38000,38500,4000,4000,5000,595000,0,829000,545000,1275000,893000,3098000,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Practices of competitors in the informal sector,Labor Regulations,Access to land for expansion / relocation,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Community based organization, -44,"General management, Business development and Strategies supp", -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 134507769,,Antigua - Barbuda,Antigua - Barbuda,Retail,507769,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,70,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Female,1996,No,Yes,1996,17,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,1,1,-44,Yes,1,0,0,-44,Yes,0,0,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,0,45,55,0,Medium private firms (20-100 employees),5,60,35,grocery,100,National,20,Increased,Remained the same,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,30,70,Yes,11,Yes,Yes,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,Yes,No,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,-44, -44,Strongly disagree,Strongly disagree,Tend to agree,Tend to agree,Yes,Yes,No,-44,-44,-44,No,-44,-44,Yes,1,-44,Yes,3,Outside working hours,Baseball bat,Goods or stock,35000,Group of criminals,Yes,Yes,-44,Yes,1,Outside working hours,Baseball bat,Goods or stock,4000,A customer,Yes,No,The police give little/no information back on crimes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,4,During working hours,Other,Money,40000,Gang related,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,Yes,No,-44,-44,No,-44,-44,Yes,Yes,Yes,7,No,-44,-44,No,-44,0,-44,No,-44,-44,Yes,35,No,Yes,0,2,9,24,7,8,6,3,3,2,2,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3,7,48000,7,48000,7,52000,1,18000,1,18000,1,21000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,14000,1,14000,1,15600,1,13000,1,11700,1,15300,8,15000,8,15300,9,17000,0,-77,0,-77,0,-77,6,14000,7,12500,6,16200,New production methods, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed secondary,Completed secondary,-44,-44,Completed secondary,Started but did not complete secondary,Very important,Slightly important,Critical,Very important,Important,Very important,Important,Slightly important,Important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Very important,Very important,Very important,Very important,Important,Important,Critical,Critical,Important,Slightly important,Critical,Slightly important,Slightly important,Important,Slightly important,Not important,Critical,Important,Critical,Very important,Critical,Important,Very important,Important,Important,Important,Important,Important,Very important,Slightly important,Critical,Important,Critical,Very important,Critical,Critical,Critical,Slightly important,Not important,Very important,Not important,Important,Important,Slightly important,Important,Slightly important,Very important,Slightly important,Very important,Slightly important,Important,Not important,Slightly important,Slightly important,Important,Important,Critical,Critical,Critical,Critical,Not important,Slightly important,Important,Important,Important,Not important,Not difficult,Very difficult,Very difficult,0,10,Difficult,Very difficult,Difficult,0,5,Not difficult,Slightly difficult,Difficult,0,4,Not difficult,Slightly difficult,Slightly difficult,1,1,Not difficult,Slightly difficult,Slightly difficult,0,4,Slightly difficult,Slightly difficult,Slightly difficult,0,10,Not difficult,Difficult,Slightly difficult,1,10,Not difficult,Difficult,Not difficult,0,8,Not difficult,Not difficult,Not difficult,1,1,Slightly important,Important,Not important,Important,Very important,Not important,Slightly important,Not important,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Major obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,Private placement office, -44,Yes to fire,No,-44,Yes,1,Yes,5,2,Yes,-44,Yes,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,No obstacle,No,0,100, -44,0,No,-44,No,90,0,0,0,10,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Interest rates are not favorable,3210000,4330000,1515500,909300,143000,43300,45000,34500,4000,4000,4000,0,0,821000,704000,1039000,1083000,2816000,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,No obstacle,Very severe obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Political environment,Corruption,Cost of finance,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Too expensive, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 134507833,,Antigua - Barbuda,Antigua - Barbuda,Transport,507833,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,60,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,2002,Yes,Yes,2002,11,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,2,0,-44,No,-44,-44,-44,-44,Yes,2,2,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,0,50,50,0,Others,30,40,30,tickets sales,100,Local,10,Increased,Remained the same,More than 5,70,30,0,2003,nigeria,25,cameroon,20,8,0,3,55,45,Yes,20,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,No obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,No,0,No,-44,-44,Yes,0,-44,0,No,-44,-44,No,-44,-44,No,-44,-44,10,25,8,8,6,3,0,3,2,2,3,3,0,0,0,0,0,0,0,1,1,0,0,0,3,11,36000,11,35000,10,42000,1,22000,1,20000,1,24000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,17000,1,16100,1,18700,1,14000,1,14000,1,16200,8,17000,8,17200,8,20200,0,-77,0,-77,0,-77,6,14000,7,13500,6,15200,Refusal to answer, -44,University graduate,University graduate,Post graduated,Post graduated,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,Completed secondary,Completed secondary,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed primary school,Important,Slightly important,Very important,Important,Very important,Important,Very important,Slightly important,Slightly important,Important,Important,Important,Not important,Important,Important,Very important,Very important,Critical,Important,Important,Very important,Critical,Slightly important,Important,Critical,Not important,Important,Very important,Slightly important,Slightly important,Critical,Important,Important,Critical,Critical,Very important,Very important,Very important,Important,Slightly important,Very important,Important,Very important,Important,Critical,Very important,Very important,Critical,Critical,Very important,Critical,Slightly important,Slightly important,Important,Slightly important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Important,Slightly important,Slightly important,Important,Not important,Slightly important,Slightly important,Important,Very important,Very important,Very important,Critical,Critical,Not important,Slightly important,Very important,Important,Not important,Important,Slightly difficult,Very difficult,Difficult,2,24,Slightly difficult,Very difficult,Difficult,1,10,Slightly difficult,Very difficult,Difficult,0,10,Not difficult,Difficult,Slightly difficult,1,3,Not difficult,Slightly difficult,Not difficult,0,2,Not difficult,Difficult,Difficult,0,9,Not difficult,Difficult,Difficult,1,9,Not difficult,Slightly difficult,Not difficult,0,7,Not difficult,Not difficult,Slightly difficult,0,2,Very important,Very important,Important,Important,Important,Slightly important,Not important,Not important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,No obstacle,Private placement office, -44,No,-44,-44,-44,-44,Yes,0,2,No,The firm is affraid of investing in workers that after the t,Yes,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,No obstacle,No,0,100, -44,0,Yes,6,Yes,85,0,0,0,15,0,0,0,0,0,0,0,0, -44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Size of loan and maturity are insufficiant,2410000,3180000,1431000,604200,137000,31800,30000,86000,5000,8000,17000,159000,0,420000,471000,636000,636000,929000,Minor obstacle,Major obstacle,Minor obstacle,Major obstacle,No,No,Yes,Yes,Yes,No,No,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,Major obstacle,No obstacle,Moderate obstacle,No obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Access to land for expansion / relocation,Electricity,Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,International organization, -44,Marketing and Operations support, -44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Somewhat truthful,Are taken directly from the establishment's records, 134507830,,Antigua - Barbuda,Antigua - Barbuda,Hotel and restaurants,507830,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,28.5,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Female,2004,No,Yes,2004,9,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,2,1,-44,No,-44,-44,-44,-44,Yes,1,1,0,-44,Yes,2,2,1,-44,No,5,Yes,No,Yes,0,-44,-44,100,0, -44,5,70,25,0,Individuals,25,60,15,accomodation,100,International,5,Increased,Increased,More than 5,35,65,5,2005,nigeria,20,south korea,15,5,0,1,30,70,Yes,8,Yes,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,Yes,No,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,-44, -44,Tend to disagree,Tend to agree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,Yes,0,No,-44,-44,Yes,0,-44,9000,Yes,10,Yes,No,-44,-44,No,-44,-44,10,26,8,9,6,3,5,4,2,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,8,48000,8,43000,8,56000,1,25000,2,24000,1,28000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,15000,1,14900,1,16700,1,14000,1,13200,1,16300,9,14000,9,13100,8,15700,0,-77,0,-77,0,-77,6,14000,7,14300,6,16300,Increase/decreased demand for goods, -44,University graduate,Completed college/vocational training,University graduate,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Completed secondary,Completed secondary,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Important,Slightly important,Very important,Important,Very important,Important,Important,Important,Very important,Very important,Slightly important,Important,Slightly important,Slightly important,Important,Very important,Very important,Very important,Important,Important,Critical,Critical,Slightly important,Slightly important,Critical,Important,Important,Important,Not important,Not important,Slightly important,Important,Important,Critical,Very important,Important,Very important,Important,Important,Important,Slightly important,Important,Very important,Slightly important,Very important,Important,Critical,Critical,Critical,Critical,Critical,Slightly important,Slightly important,Important,Slightly important,Very important,Important,Not important,Important,Important,Important,Important,Important,Important,Important,Not important,Not important,Slightly important,Important,Very important,Very important,Critical,Critical,Very important,Not important,Important,Important,Important,Slightly important,Not important,Not difficult,Very difficult,Difficult,0,17,Slightly difficult,Very difficult,Difficult,0,8,Slightly difficult,Difficult,Slightly difficult,0,5,Not difficult,Not difficult,Slightly difficult,1,3,Slightly difficult,Not difficult,Not difficult,1,6,Slightly difficult,Slightly difficult,Slightly difficult,0,5,Slightly difficult,Very difficult,Slightly difficult,1,9,Slightly difficult,Not difficult,Slightly difficult,1,6,Not difficult,Not difficult,Not difficult,0,2,Very important,Very important,Very important,Important,Important,Slightly important,Not important,Not important,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,Minor obstacle,Minor obstacle,No obstacle,Public placement office, -44,Yes to fire,No,-44,Yes,1,Yes,3,2,Yes,-44,Yes,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Yes,0,100, -44,0,No,-44,Yes,80,0,0,0,20,0,0,0,0,0,0,0,0, -44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Interest rates are not favorable,2590000,3330000,1132200,532800,80000,199800,76000,90000,16000,12000,9000,400000,0,620000,821000,899000,1066000,1537000,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Very severe obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Business Licensing and Permits,Political environment,Minor obstacle,Yes,Yes,No,Yes,No,No,No,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,Somewhat truthful,Are taken directly from the establishment's records, 134507767,,Antigua - Barbuda,Antigua - Barbuda,Retail,507767,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,30,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Female,Male,1995,No,Yes,1995,18,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,1,0,-44,Yes,3,0,0,-44,Yes,3,4,1,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,15,70,15,0,Medium private firms (20-100 employees),30,60,10,food,100,Local,10,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,80,20,Yes,5,Yes,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Minor obstacle,Moderate obstacle,No obstacle,Major obstacle,Minor obstacle,No obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to agree,Strongly agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,No,0,Yes,1,No,No,-44,0,-44,Yes,9,No,No,-44,-44,No,-44,-44,5,26,8,9,6,3,1,1,1,2,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,8,34000,8,32000,8,40000,1,27000,2,26000,1,31000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,14000,1,12500,1,15200,1,17000,1,16700,1,20200,9,14000,9,14000,8,15400,0,-77,0,-77,0,-77,6,13000,7,11800,6,14300,New production methods, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed secondary,Completed college/vocational training,Started but did not complete college/vocational training,Completed secondary,Completed secondary,-44,-44,Completed secondary,Started but did not complete secondary,Slightly important,Important,Critical,Very important,Important,Very important,Slightly important,Slightly important,Important,Important,Slightly important,Slightly important,Not important,Slightly important,Important,Critical,Very important,Critical,Important,Important,Critical,Critical,Important,Important,Very important,Slightly important,Slightly important,Important,Not important,Slightly important,Important,Important,Important,Critical,Critical,Very important,Very important,Important,Slightly important,Important,Important,Important,Very important,Not important,Very important,Important,Critical,Critical,Very important,Very important,Critical,Slightly important,Not important,Important,Not important,Very important,Important,Not important,Important,Slightly important,Important,Important,Very important,Slightly important,Very important,Slightly important,Slightly important,Slightly important,Important,Very important,Critical,Critical,Very important,Critical,Slightly important,Slightly important,Slightly important,Important,Slightly important,Slightly important,Not difficult,Difficult,Difficult,1,19,Not difficult,Very difficult,Difficult,0,4,Not difficult,Slightly difficult,Difficult,0,7,Slightly difficult,Slightly difficult,Not difficult,1,3,Slightly difficult,Not difficult,Difficult,0,5,Slightly difficult,Slightly difficult,Difficult,0,3,Slightly difficult,Slightly difficult,Slightly difficult,1,5,Slightly difficult,Not difficult,Slightly difficult,1,4,Not difficult,Not difficult,Not difficult,1,2,Very important,Very important,Very important,Important,Very important,Not important,Slightly important,Not important,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,Private placement office, -44,Yes to hire,Yes,1,No,-44,No,-44,-44,No,The firm cannot afford the optimal level of training,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,No,-44,No,80,0,0,0,20,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Application procedures for loans or line of credit are compl,4470000,4520000,1943600,1175200,95000,45200,45200,63500,11000,6000,11000,0,0,903000,866000,1220000,1220000,2660000,No obstacle,Minor obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Access to finance,Corruption,Customs and Trade Regulations,Major obstacle,Yes,Yes,Yes,Yes,Yes,No,Yes,Yes,Moderated impact,Yes,Large impact,No,No impact,-44,-44,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Large impact,-44,-44,Yes,Moderated impact,Yes,Large impact,Yes,Large impact,Yes,Large impact,-44,-44,Yes,Moderated impact,Yes,Moderated impact,Yes,Large impact,No,No impact,-44,-44,No,No impact,No,No impact,No,No impact,Yes,Moderated impact,-44,-44,No,No impact,Yes,Moderated impact,Yes,Large impact,Yes,Moderated impact,-44,-44,No,No impact,Yes,Moderated impact,Yes,Large impact,No,No impact,-44,-44,Yes,Moderated impact,Yes,Large impact,Yes,Large impact,No,No impact,-44,-44,No,No impact,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Truthful,Are estimates computed with some precision, 134507777,,Antigua - Barbuda,Antigua - Barbuda,Retail,507777,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,30,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Male,2007,No,Yes,2007,11,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,8,3,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,0,3,2,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,10,50,40,0,Large private firms (more than 100 employees),5,60,35,hardware,45,National,10,Remained the same,Decreased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,55,45,Yes,6,Yes,Yes,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,No obstacle,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,No obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to disagree,Strongly disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,1,-44,Yes,2,-44,Yes,3,Outside working hours,Other,Goods or stock,45000,A customer,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,During working hours,Knife,Money,800,Group of criminals,No,No,Tried to/was unable to contact the police,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,Outside working hours,Baseball bat,Personal possessions of employees or customers,8500,Group of criminals,Yes,No,Don't have the time; inconvenient,Yes,1,Outside working hours,Knife,Goods or stock,-66,Someone working alone,No,No,Police have not done anything in the past,No,-44,-44,0,Yes,No,No,No,Yes,Yes,No,No,No,-44,-44,Yes,Yes,Yes,0,Yes,2,Yes,No,-44,-44,2000,No,-44,-44,No,-44,-44,No,-44,-44,30,26,8,9,6,3,4,6,3,2,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,8,43000,8,40000,8,49000,1,24000,2,23000,1,27000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,15000,1,13600,1,17000,1,17000,1,16800,1,18700,9,14000,9,13400,8,16000,0,-77,0,-77,0,-77,6,13000,7,12600,6,14600,Increase/decreased demand for goods, -44,University graduate,Completed college/vocational training,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed college/vocational training,-44,-44,Completed secondary,Completed secondary,Important,Slightly important,Critical,Very important,Very important,Important,Very important,Important,Important,Important,Important,Slightly important,Important,Not important,Important,Very important,Very important,Very important,Important,Important,Critical,Critical,Important,Important,Critical,Important,Slightly important,Slightly important,Important,Not important,Slightly important,Important,Important,Very important,Critical,Very important,Very important,Important,Important,Important,Important,Important,Very important,Not important,Critical,Important,Critical,Critical,Very important,Very important,Critical,Not important,Slightly important,Important,Not important,Very important,Very important,Not important,Slightly important,Slightly important,Slightly important,Important,Very important,Important,Important,Not important,Not important,Slightly important,Important,Very important,Critical,Critical,Critical,Critical,Important,Not important,Important,Very important,Slightly important,Not important,Slightly difficult,Very difficult,Difficult,1,24,Slightly difficult,Very difficult,Slightly difficult,0,11,Difficult,Very difficult,Difficult,0,9,Slightly difficult,Difficult,Not difficult,1,3,Not difficult,Slightly difficult,Not difficult,1,2,Not difficult,Difficult,Difficult,1,8,Slightly difficult,Slightly difficult,Difficult,0,6,Not difficult,Slightly difficult,Not difficult,0,9,Not difficult,Not difficult,Slightly difficult,1,2,Very important,Very important,Very important,Not important,Important,Not important,Slightly important,Not important,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,No obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,No obstacle,No obstacle,Private placement office, -44,No,-44,-44,-44,-44,No,-44,-44,No,The firm cannot afford the optimal level of training,Yes,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,Minor obstacle,No,0,100, -44,0,No,-44,Yes,65,12,3,0,20,0,0,0,0,0,0,0,0, -44,50,25,0,25,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Line of credit,2010,100000,8,42,Private commercial banks,No,-44,-44,-44,-44,-44, -44,-44,Yes,2,2,Insufficient profitability,-44,5610000,5250000,1575000,577500,184000,315000,181000,26500,3000,5000,4000,210000,0,672000,1638000,1050000,2100000,1481000,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,Minor obstacle,No obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,"Crime, theft and disorder",Customs and Trade Regulations,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Local business association, -44,technological and Innovation Support, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 134507865,,Antigua - Barbuda,Antigua - Barbuda,Hotel and restaurants,507865,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,30,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Male,2004,No,Yes,2004,12,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,0,2,0,-44,No,-44,-44,-44,-44,Yes,5,2,1,-44,No,-44,-44,-44,-44,Yes,3,Yes,Yes,Yes,0,-44,-44,100,0, -44,15,55,30,4,Individuals,40,50,10,accomodation,100,International,10,Increased,Increased,More than 5,45,55,25,2005,nigeria,30,south korea,10,5,0,4,30,70,Yes,13,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,Yes,No,No,No,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to agree,Yes,No,-44,-44,-44,-44,Yes,-44,72000,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,Outside working hours,Baseball bat,Money,600,A fellow employee,No,No,Police could not have done anything,Yes,3,During working hours,Firearm/gun,Money,20000,Other,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,4,Outside working hours,Other,Other company property,400,Gang related,No,No,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,6000,Yes,No,No,Yes,Yes,No,-44,-44,No,-44,-44,Yes,Yes,Yes,10,Yes,2,No,No,-44,1,-44,Yes,5,Yes,No,-44,-44,No,-44,-44,22,28,8,9,7,4,6,5,3,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,8,40000,7,40000,6,47000,1,29000,2,26000,1,31000,1,20000,1,20000,1,22000,1,16000,1,16000,1,18000,1,14000,1,12600,1,15700,0,-77,0,-77,0,-77,9,15000,9,14000,8,16200,0,-77,0,-77,0,-77,7,14000,7,13200,7,15700,-44, -44,University graduate,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Completed secondary,-44,-44,Completed secondary,Started but did not complete secondary,Very important,Important,Very important,Important,Important,Important,Slightly important,Slightly important,Important,Important,Important,Important,Slightly important,Slightly important,Important,Critical,Very important,Critical,Slightly important,Important,Critical,Critical,Important,Important,Critical,Slightly important,Slightly important,Slightly important,Not important,Important,Important,Slightly important,Critical,Critical,Very important,Important,Very important,Important,Important,Important,Important,Very important,Critical,Important,Critical,Important,Critical,Very important,Critical,Critical,Very important,Slightly important,Not important,Important,Slightly important,Very important,Important,Slightly important,Slightly important,Important,Very important,Important,Very important,Slightly important,Important,Not important,Slightly important,Slightly important,Important,Important,Critical,Very important,Critical,Very important,Important,Slightly important,Important,Important,Not important,Slightly important,Not difficult,Very difficult,Difficult,1,14,Not difficult,Difficult,Slightly difficult,0,12,Not difficult,Difficult,Slightly difficult,1,7,Slightly difficult,Slightly difficult,Slightly difficult,0,3,Slightly difficult,Difficult,Not difficult,1,10,Not difficult,Slightly difficult,Slightly difficult,1,8,Not difficult,Slightly difficult,Difficult,1,8,Not difficult,Slightly difficult,Slightly difficult,1,5,Not difficult,Not difficult,Slightly difficult,1,1,Important,Important,Not important,Important,Very important,Important,Slightly important,Not important,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,Minor obstacle,Major obstacle,No obstacle,No obstacle,Public placement office, -44,No,-44,-44,-44,-44,Yes,3,2,No,The benefits of training are small than the costs,Yes,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Yes,0,100, -44,0,No,-44,Yes,90,0,0,0,10,0,0,0,0,0,0,0,0, -44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,2,2,Other objections,-44,2290000,3280000,1377600,852800,154000,131200,73000,92000,6000,6000,5000,328000,0,603000,535000,754000,787000,1402000,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,No,Yes,Yes,No,No,No,No,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Very severe obstacle,No obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Practices of competitors in the informal sector,Customs and Trade Regulations,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Private independent fund, -44,"General management, Business development and Strategies supp", -44,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 134507814,,Antigua - Barbuda,Antigua - Barbuda,Services of motor vehicles,507814,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All women,Yes,Not applicable,100,Makes decisions in consultation with other partners,42,2,Predominantly men,Male,Female,Male,1972,No,Yes,1972,22,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,7,1,1,-44,No,-44,-44,-44,-44,Yes,4,5,1,-44,No,-44,-44,-44,-44,Yes,1,Yes,Yes,Yes,0,-44,-44,100,0, -44,10,55,35,2,Medium private firms (20-100 employees),25,70,5,new vehicle sales,60,National,15,Remained the same,Decreased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,80,20,Yes,15,Yes,No,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to agree,Yes,No,-44,-44,-44,-44,Yes,-44,133040,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,20000,11000,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,10,No,-44,-44,Yes,0,0,-44,Yes,30,No,No,-44,-44,No,-44,-44,6,28,8,9,7,4,1,4,3,3,2,2,0,0,0,0,0,0,0,1,1,0,0,0,0,10,43000,9,42000,9,47000,1,20000,2,18000,1,22000,1,18000,1,18000,1,21000,1,17000,1,16000,1,20000,1,17000,1,15300,1,19400,0,-77,0,-77,0,-77,9,17000,9,15500,10,19300,0,-77,0,-77,0,-77,7,14000,8,14300,8,15700,Increase/decreased demand for goods, -44,University graduate,University graduate,University graduate,University graduate,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Very important,Slightly important,Very important,Very important,Important,Important,Slightly important,Slightly important,Important,Very important,Important,Important,Slightly important,Slightly important,Important,Critical,Critical,Critical,Important,Important,Very important,Critical,Important,Important,Critical,Slightly important,Slightly important,Important,Slightly important,Slightly important,Important,Slightly important,Important,Critical,Critical,Important,Very important,Very important,Very important,Important,Very important,Slightly important,Very important,Important,Very important,Important,Critical,Critical,Very important,Critical,Critical,Not important,Not important,Important,Not important,Very important,Important,Slightly important,Not important,Slightly important,Very important,Important,Important,Important,Important,Slightly important,Not important,Not important,Important,Very important,Very important,Critical,Very important,Very important,Slightly important,Slightly important,Important,Important,Not important,Not important,Not difficult,Difficult,Difficult,1,21,Slightly difficult,Very difficult,Slightly difficult,0,8,Not difficult,Slightly difficult,Difficult,0,8,Slightly difficult,Slightly difficult,Not difficult,0,3,Not difficult,Slightly difficult,Slightly difficult,1,9,Not difficult,Difficult,Slightly difficult,1,9,Not difficult,Slightly difficult,Slightly difficult,0,8,Not difficult,Not difficult,Not difficult,1,10,Not difficult,Not difficult,Not difficult,0,1,Important,Very important,Slightly important,Important,Very important,Not important,Not important,Not important,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,Major obstacle,Moderate obstacle,Minor obstacle,No obstacle,Moderate obstacle,No obstacle,No obstacle,Public placement office, -44,No,-44,-44,-44,-44,No,-44,-44,No,The firm cannot afford the optimal level of training,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,10,No,90,0,0,0,10,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Application procedures for loans or line of credit are compl,61130000,60730000,27328500,12146000,850000,2429200,500000,546500,93000,33000,33000,0,0,13433000,14308000,17004000,18826000,48972000,No obstacle,Minor obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,Minor obstacle,No obstacle,Very severe obstacle,No obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Practices of competitors in the informal sector,Macroeconomic environment,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not aware of this type of assistance and don't know it advan, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 134507790,,Antigua - Barbuda,Antigua - Barbuda,Hotel and restaurants,507790,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,80,100,0,0,0,Predominantly men,No,Yes,4,Delegates decisions to other partners,0,0,Equally men and women,Female,Female,Male,1995,No,Yes,1995,18,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,2,0,-44,No,-44,-44,-44,-44,Yes,7,2,1,-44,Yes,0,1,2,-44,Yes,5,Yes,Yes,Yes,0,-44,-44,100,0, -44,40,40,20,4,Government or government agencies (including state-owned ent,10,70,20,accomodation,100,Local,15,Increased,Increased,2-5,50,50,25,1996,nigeria,65,cameroon,30,5,0,5,70,30,No,-44,Yes,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,Yes,No,Major obstacle,Minor obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,-44, -44,Strongly disagree,Tend to agree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,Yes,2,Yes,1,No,No,-44,0,-44,No,-44,-44,Yes,35,Yes,No,-44,-44,20,28,8,9,7,4,3,5,3,2,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3,8,37000,8,36000,7,40000,1,21000,2,21000,1,24000,1,23000,1,21000,1,26000,1,14000,1,13000,1,16000,1,14000,1,13200,1,15600,0,-77,0,-77,0,-77,9,17000,9,15900,9,19400,0,-77,0,-77,0,-77,7,15000,7,14500,6,16800,Increase demand for higher quality product, -44,University graduate,Completed secondary,University graduate,University graduate,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed primary school,Important,Not important,Critical,Very important,Important,Important,Important,Important,Important,Very important,Slightly important,Slightly important,Slightly important,Slightly important,Very important,Critical,Very important,Very important,Important,Slightly important,Very important,Critical,Slightly important,Important,Critical,Not important,Slightly important,Important,Not important,Slightly important,Very important,Slightly important,Important,Critical,Critical,Important,Very important,Important,Very important,Very important,Important,Important,Very important,Important,Critical,Important,Critical,Critical,Very important,Very important,Critical,Slightly important,Slightly important,Very important,Not important,Slightly important,Very important,Slightly important,Slightly important,Not important,Important,Important,Important,Important,Slightly important,Not important,Slightly important,Not important,Important,Very important,Very important,Very important,Critical,Critical,Not important,Not important,Very important,Very important,Not important,Slightly important,Not difficult,Very difficult,Difficult,1,8,Slightly difficult,Difficult,Very difficult,1,13,Slightly difficult,Difficult,Difficult,1,3,Slightly difficult,Slightly difficult,Slightly difficult,1,3,Slightly difficult,Difficult,Slightly difficult,1,6,Slightly difficult,Difficult,Slightly difficult,0,8,Not difficult,Difficult,Slightly difficult,0,9,Not difficult,Slightly difficult,Not difficult,1,6,Slightly difficult,Not difficult,Slightly difficult,0,2,Important,Very important,Very important,Important,Important,Slightly important,Not important,Not important,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,Private placement office, -44,No,-44,-44,-44,-44,Yes,3,2,Yes,-44,Yes,Very severe obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,No,0,100, -44,0,No,-44,No,80,0,0,0,20,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,Yes,Line of credit,2010,10000,11,54,Other,Yes,No,No,No,No,No, -44,125,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,5750000,6690000,3010500,1204200,80000,200700,252000,200500,18000,40000,22000,0,0,1221000,1957000,1606000,2542000,3967000,No obstacle,No obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,No obstacle,Moderate obstacle,No obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Cost of finance,Political environment,Macroeconomic environment,Moderate obstacle,Yes,Yes,No,No,No,Yes,No,-44,-44,-44,-44,-44,-44,Yes,Large impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Large impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Large impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,Yes,Yes,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 134507788,,Antigua - Barbuda,Antigua - Barbuda,Hotel and restaurants,507788,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,70,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Male,2002,No,Yes,2002,7,No,-44,-44,No,-44,-44,No,-44,-44,Yes,29,No,Yes,5,3,1,-44,Yes,2,0,0,-44,Yes,2,1,0,-44,Yes,1,3,2,-44,Yes,2,Yes,Yes,Yes,0,-44,-44,100,0, -44,25,70,5,1,Your parent company or affiliated establishments,0,70,30,accomodation,95,International,10,Increased,Remained the same,More than 5,30,70,10,2003,nigeria,30,south korea,10,4,0,3,75,25,Yes,6,Yes,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Minor obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,-44,54000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,25000,5000,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,10,No,-44,-44,Yes,10,0,-44,No,-44,-44,Yes,35,No,No,-44,-44,8,29,8,10,7,4,4,4,3,2,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,8,44000,8,44000,7,48000,1,29000,1,29000,1,33000,1,17000,2,16000,1,19000,1,17000,1,15000,1,19000,1,16000,1,15000,1,17400,0,-77,0,-77,0,-77,10,16000,10,14400,9,18300,0,-77,0,-77,0,-77,7,15000,7,14200,7,16300,Increase/decreased demand for goods, -44,University graduate,University graduate,University graduate,Post graduated,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed secondary,Important,Slightly important,Critical,Important,Very important,Important,Important,Important,Important,Very important,Important,Important,Slightly important,Not important,Important,Critical,Very important,Critical,Important,Very important,Very important,Critical,Important,Very important,Critical,Slightly important,Important,Very important,Slightly important,Not important,Very important,Important,Important,Critical,Critical,Very important,Very important,Very important,Very important,Important,Important,Important,Critical,Not important,Critical,Important,Very important,Critical,Very important,Very important,Critical,Slightly important,Not important,Very important,Not important,Important,Very important,Not important,Slightly important,Slightly important,Very important,Important,Important,Important,Very important,Not important,Not important,Slightly important,Important,Very important,Critical,Critical,Critical,Critical,Slightly important,Slightly important,Important,Very important,Not important,Important,Not difficult,Very difficult,Difficult,1,19,Not difficult,Very difficult,Difficult,1,15,Slightly difficult,Very difficult,Slightly difficult,1,4,Slightly difficult,Slightly difficult,Not difficult,0,2,Slightly difficult,Slightly difficult,Slightly difficult,0,10,Slightly difficult,Slightly difficult,Slightly difficult,0,8,Not difficult,Difficult,Slightly difficult,1,9,Not difficult,Not difficult,Not difficult,0,6,Not difficult,Not difficult,Not difficult,0,2,Slightly important,Very important,Not important,Not important,Very important,Slightly important,Slightly important,Slightly important,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,Moderate obstacle,No obstacle,No obstacle,Public placement office, -44,No,-44,-44,-44,-44,Yes,0,2,Yes,-44,Yes,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No,0,100, -44,0,Yes,6,No,40,0,0,0,20,0,0,0,0,0,0,40,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Other,2320000,3830000,1417100,612800,188000,114900,60000,46000,8000,6000,5000,0,0,744000,950000,1034000,1302000,2337000,Minor obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,Moderate obstacle,No obstacle,No obstacle,Major obstacle,Minor obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,Access to finance,"Crime, theft and disorder",Macroeconomic environment,Very severe obstacle,Yes,Yes,No,No,No,Yes,No,-44,-44,-44,-44,-44,-44,Yes,Large impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Large impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 134507765,,Antigua - Barbuda,Antigua - Barbuda,Wholesale,507765,No,-44,-44,-44,-44,Partnership (including limited liability companies), -44,33,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Male,1890,No,Yes,1890,32,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,3,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,30,50,20,0,Individuals,20,65,15,wholesale of household article,100,National,5,Remained the same,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,50,50,No,-44,Yes,Yes,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,Yes,No,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,-44, -44,Strongly disagree,Tend to disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,-44,140000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,No,Yes,10,Yes,2,Yes,No,-44,.5,-44,No,-44,-44,No,-44,-44,No,-44,-44,6,29,8,10,7,4,1,0,0,1,4,3,1,0,0,0,0,0,0,1,1,1,0,0,0,11,47000,10,45000,9,55000,1,28000,1,27000,1,32000,1,24000,1,23000,1,27000,1,16000,1,15000,1,18000,1,16000,1,14500,1,17600,0,-77,0,-77,0,-77,11,14000,10,12700,11,15200,0,-77,0,-77,0,-77,7,14000,7,14100,7,15200,Economic upturn/downturn, -44,University graduate,Post graduated,University graduate,University graduate,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed primary school,Important,Important,Critical,Important,Important,Important,Important,Important,Important,Important,Important,Slightly important,Slightly important,Not important,Slightly important,Very important,Critical,Critical,Very important,Important,Critical,Critical,Important,Important,Very important,Not important,Slightly important,Very important,Slightly important,Important,Critical,Slightly important,Very important,Very important,Very important,Very important,Very important,Very important,Important,Very important,Important,Important,Very important,Slightly important,Critical,Very important,Critical,Critical,Critical,Very important,Critical,Not important,Slightly important,Very important,Not important,Important,Important,Slightly important,Not important,Slightly important,Important,Important,Important,Important,Slightly important,Not important,Not important,Slightly important,Important,Very important,Critical,Critical,Very important,Very important,Not important,Slightly important,Very important,Important,Slightly important,Not important,Not difficult,Difficult,Difficult,2,21,Slightly difficult,Very difficult,Slightly difficult,0,5,Difficult,Difficult,Slightly difficult,1,10,Not difficult,Slightly difficult,Slightly difficult,0,1,Slightly difficult,Slightly difficult,Slightly difficult,1,2,Not difficult,Very difficult,Slightly difficult,0,5,Not difficult,Difficult,Slightly difficult,2,8,Slightly difficult,Not difficult,Not difficult,0,6,Not difficult,Slightly difficult,Slightly difficult,0,2,Very important,Very important,Slightly important,Important,Very important,Not important,Slightly important,Slightly important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,No obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Public announcement/advertisement, -44,No,-44,-44,-44,-44,Yes,5,2,Yes,-44,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,No,-44,Yes,60,16,4,0,20,0,0,0,0,0,0,0,0, -44,25,37.5,0,37.5,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Line of credit,2009,250000,11,24,Private commercial banks,Yes,Yes,No,No,No,No, -44,100,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,28230000,26440000,8725200,6610000,687000,528800,264400,264500,40000,40000,13000,2908000,0,4754000,6430000,7668000,10047000,15796000,No obstacle,Major obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Very severe obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Customs and Trade Regulations,Tax Rates,Inadequately educated workforce,Very severe obstacle,Yes,Yes,No,Yes,Yes,Yes,Yes,-44,-44,Yes,Large impact,No,No impact,Yes,Moderated impact,Yes,Moderated impact,-44,-44,Yes,Moderated impact,Yes,Large impact,No,No impact,Yes,Large impact,-44,-44,Yes,Large impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Large impact,-44,-44,Yes,Large impact,No,No impact,Yes,Large impact,No,No impact,-44,-44,No,No impact,Yes,Large impact,No,No impact,Yes,Large impact,-44,-44,No,No impact,Yes,Large impact,Yes,Large impact,Yes,Large impact,-44,-44,No,No impact,No,No impact,No,No impact,Yes,Large impact,-44,-44,Yes,Moderated impact,Yes,Large impact,Yes,Large impact,Yes,Large impact,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 134507851,,Antigua - Barbuda,Antigua - Barbuda,Hotel and restaurants,507851,Yes,3,Establishment physically separated from HQ and other establi,Yes,-44,Partnership (including limited liability companies), -44,50,100,0,0,0,Predominantly men,No,Yes,20,Delegates decisions to other partners,15,6,Equally men and women,Female,Female,Male,1999,No,Yes,1999,20,No,-44,-44,No,-44,-44,No,-44,-44,Yes,21,No,Yes,3,2,1,-44,No,-44,-44,-44,-44,Yes,0,5,0,-44,No,-44,-44,-44,-44,Yes,9,Yes,Yes,Yes,0,-44,-44,100,0, -44,20,55,25,5,Medium private firms (20-100 employees),30,55,15,pizza,85,National,15,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,50,50,Yes,2,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,Yes,No,No,Major obstacle,Moderate obstacle,No obstacle,Minor obstacle,No obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,-44, -44,Tend to agree,Strongly disagree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,10,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,No,50000,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,No,10,Yes,2,No,No,-44,0,-44,Yes,5,Yes,No,-44,-44,No,-44,-44,4,29,8,10,7,4,5,5,3,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3,8,41000,7,38000,6,46000,1,23000,1,21000,1,26000,1,25000,1,24000,1,27000,1,15000,1,15000,1,18000,1,15000,1,14000,1,16700,0,-77,0,-77,0,-77,10,12000,10,10900,10,12900,0,-77,0,-77,0,-77,7,13000,8,12500,7,14400,-44, -44,University graduate,Completed secondary,Post graduated,Post graduated,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed primary school,Very important,Slightly important,Very important,Important,Important,Important,Important,Slightly important,Important,Slightly important,Slightly important,Important,Slightly important,Slightly important,Very important,Critical,Very important,Very important,Important,Important,Very important,Critical,Very important,Slightly important,Critical,Not important,Slightly important,Important,Slightly important,Slightly important,Very important,Important,Important,Critical,Very important,Important,Very important,Very important,Important,Important,Important,Very important,Very important,Important,Critical,Slightly important,Very important,Very important,Very important,Very important,Critical,Not important,Not important,Slightly important,Not important,Very important,Important,Slightly important,Slightly important,Important,Important,Important,Slightly important,Important,Important,Not important,Slightly important,Not important,Important,Very important,Critical,Critical,Very important,Very important,Not important,Slightly important,Important,Important,Slightly important,Slightly important,Slightly difficult,Almost impossible,Difficult,1,8,Not difficult,Very difficult,Slightly difficult,0,13,Slightly difficult,Slightly difficult,Slightly difficult,0,3,Slightly difficult,Not difficult,Slightly difficult,1,3,Not difficult,Not difficult,Slightly difficult,0,5,Difficult,Difficult,Slightly difficult,0,9,Not difficult,Difficult,Slightly difficult,1,4,Not difficult,Slightly difficult,Slightly difficult,1,4,Not difficult,Not difficult,Not difficult,1,1,Very important,Very important,Very important,Important,Very important,Not important,Slightly important,Not important,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Public announcement/advertisement, -44,No,-44,-44,-44,-44,Yes,4,2,Yes,-44,Yes,Major obstacle,Very severe obstacle,No obstacle,Major obstacle,Major obstacle,No obstacle,No,100,0, -44,0,Yes,8,Yes,90,0,0,0,10,0,0,0,0,0,0,0,0, -44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Did not think it would be approved,2230000,2970000,1188000,980100,149000,29700,95000,53500,11000,3000,10000,356000,0,535000,718000,743000,921000,1865000,No obstacle,Minor obstacle,No obstacle,Major obstacle,No,Yes,No,No,No,Yes,No,Minor obstacle,Minor obstacle,No obstacle,Moderate obstacle,Major obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,Access to finance,Practices of competitors in the informal sector,Inadequately educated workforce,Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,NGO, -44,technological and Innovation Support, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 134507861,,Antigua - Barbuda,Antigua - Barbuda,Retail,507861,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Male,1961,No,Yes,1961,10,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,6,2,1,-44,No,-44,-44,-44,-44,Yes,1,0,1,-44,Yes,0,1,1,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,0,50,50,0,Your parent company or affiliated establishments,25,50,25,clothing,40,National,10,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,55,45,Yes,3,Yes,Yes,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Minor obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Major obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,Yes,10,Yes,1,No,Yes,0,0,-44,Yes,10,No,No,-44,-44,Yes,0,2,12,30,9,10,7,4,9,0,6,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,9,37000,9,34000,8,41000,1,18000,2,18000,1,20000,1,18000,2,17000,1,20000,1,14000,1,13000,1,16000,1,15000,1,15300,1,17800,0,-77,0,-77,0,-77,10,17000,11,17300,11,19600,0,-77,0,-77,0,-77,7,14000,8,12900,7,16600,Economic upturn/downturn, -44,University graduate,University graduate,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed secondary,Not applicable,Not applicable,Completed college/vocational training,Completed secondary,-44,-44,Completed secondary,Completed primary school,Important,Slightly important,Critical,Very important,Important,Important,Slightly important,Very important,Important,Important,Important,Slightly important,Slightly important,Important,Important,Critical,Very important,Critical,Important,Important,Very important,Very important,Important,Important,Critical,Slightly important,Important,Important,Slightly important,Slightly important,Very important,Important,Important,Critical,Very important,Important,Very important,Important,Slightly important,Important,Important,Very important,Critical,Important,Very important,Important,Critical,Critical,Very important,Very important,Critical,Important,Not important,Important,Not important,Important,Very important,Slightly important,Slightly important,Not important,Important,Very important,Very important,Slightly important,Very important,Slightly important,Slightly important,Not important,Very important,Very important,Critical,Critical,Critical,Critical,Not important,Slightly important,Important,Important,Important,Not important,Slightly difficult,Very difficult,Difficult,1,23,Slightly difficult,Difficult,Difficult,0,8,Slightly difficult,Difficult,Slightly difficult,1,2,Not difficult,Slightly difficult,Slightly difficult,0,2,Not difficult,Slightly difficult,Not difficult,1,5,Not difficult,Slightly difficult,Slightly difficult,0,10,Not difficult,Difficult,Difficult,1,8,Slightly difficult,Slightly difficult,Slightly difficult,0,6,Not difficult,Not difficult,Not difficult,1,2,Important,Important,Slightly important,Not important,Very important,Slightly important,Not important,Not important,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,No obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Public placement office, -44,No,-44,-44,-44,-44,Yes,2,2,No,The benefits of training are small than the costs,Yes,Moderate obstacle,Moderate obstacle,No obstacle,Major obstacle,Major obstacle,No obstacle,No,0,100, -44,0,No,-44,No,75,12,4,0,9,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Interest rates are not favorable,5990000,6500000,2795000,1105000,299000,195000,246000,32500,5000,5000,2000,0,0,1211000,1768000,1755000,2210000,5160000,No obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Moderate obstacle,No obstacle,No obstacle,Major obstacle,No obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Very severe obstacle,No obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Macroeconomic environment,Inadequately educated workforce,Access to finance,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Already used this type of assistance in the past and wasn't, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Truthful,Are taken directly from the establishment's records, 134507831,,Antigua - Barbuda,Antigua - Barbuda,Retail,507831,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,40,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Female,-88,No,Yes,-88,12,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,8,3,0,-44,No,-44,-44,-44,-44,Yes,4,1,1,-44,Yes,1,3,1,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,30,55,15,0,Your parent company or affiliated establishments,0,55,45,household products,55,Local,5,Increased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,60,40,Yes,4,Yes,Yes,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Very severe obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,-44, -44,Tend to disagree,Strongly disagree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,No,5,No,-44,-44,Yes,0,-44,8000,No,-44,-44,No,-44,-44,No,-44,-44,5,30,9,10,7,4,6,6,4,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3,9,31000,8,32000,8,34000,1,27000,2,25000,1,31000,1,26000,2,24000,1,29000,1,15000,1,15000,1,17000,1,17000,1,17000,1,18700,0,-77,0,-77,0,-77,10,17000,10,15600,9,20000,0,-77,0,-77,0,-77,7,14000,8,13500,8,15900,Increase/decreased demand for goods, -44,University graduate,University graduate,University graduate,Completed college/vocational training,Completed secondary,Completed secondary,Completed secondary,Completed college/vocational training,Completed college/vocational training,Completed secondary,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Important,Not important,Critical,Important,Very important,Important,Important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Not important,Important,Slightly important,Very important,Very important,Critical,Very important,Very important,Critical,Very important,Important,Important,Critical,Slightly important,Slightly important,Slightly important,Not important,Important,Important,Slightly important,Critical,Very important,Critical,Important,Critical,Important,Very important,Important,Very important,Important,Critical,Important,Critical,Slightly important,Critical,Critical,Critical,Very important,Very important,Slightly important,Not important,Important,Not important,Important,Important,Slightly important,Important,Not important,Very important,Slightly important,Slightly important,Important,Important,Slightly important,Not important,Slightly important,Important,Important,Very important,Critical,Critical,Very important,Not important,Slightly important,Important,Important,Slightly important,Not important,Slightly difficult,Very difficult,Difficult,0,12,Not difficult,Very difficult,Difficult,1,15,Not difficult,Slightly difficult,Slightly difficult,1,6,Slightly difficult,Not difficult,Slightly difficult,1,3,Slightly difficult,Slightly difficult,Slightly difficult,0,3,Slightly difficult,Difficult,Difficult,0,8,Not difficult,Very difficult,Very difficult,1,5,Slightly difficult,Slightly difficult,Not difficult,0,2,Not difficult,Not difficult,Not difficult,0,1,Important,Very important,Not important,Not important,Very important,Not important,Not important,Slightly important,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,Public placement office, -44,No,-44,-44,-44,-44,No,-44,-44,No,The firm cannot afford the optimal level of training,Yes,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Yes,0,100, -44,0,Yes,9,Yes,60,16,4,0,20,0,0,0,0,0,0,0,0, -44,25,37.5,0,37.5,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Line of credit,2008,20000,13,12,Private commercial banks,Yes,Yes,No,No,No,No, -44,175,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,6920000,9870000,3651900,1677900,158000,197400,485000,89000,16000,16000,9000,0,987000,1826000,2102000,2468000,2961000,4245000,Major obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Minor obstacle,No obstacle,Major obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,No obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Access to finance,"Crime, theft and disorder",Very severe obstacle,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Moderated impact,Yes,Large impact,No,No impact,Yes,Large impact,Yes,Moderated impact,No,No impact,No,No impact,No,No impact,No,No impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Large impact,No,No impact,Yes,Large impact,Yes,Moderated impact,Yes,Large impact,Yes,Large impact,No,No impact,Yes,Moderated impact,Yes,Negative impact,Yes,Moderated impact,No,No impact,Yes,Large impact,Yes,Large impact,Yes,Negative impact,Yes,Large impact,Yes,Large impact,Yes,Large impact,Yes,Moderated impact,No,No impact,Yes,Large impact,No,No impact,No,No impact,No,No impact,Yes,Large impact,Yes,Large impact,Yes,Large impact,Yes,Large impact,Yes,Moderated impact,Yes,Moderated impact,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,No,Truthful,Are taken directly from the establishment's records, 134507804,,Antigua - Barbuda,Antigua - Barbuda,Hotel and restaurants,507804,Yes,2,Headquarters with production and/or sales at this location,No,2,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,2005,No,Yes,2005,22,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,2,1,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,4,Yes,Yes,Yes,0,-44,-44,100,0, -44,40,45,15,3,Large private firms (more than 100 employees),30,40,30,food,95,National,5,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,45,55,No,-44,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,-44, -44,Strongly disagree,Tend to disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,Yes,1,-44,Yes,1,Outside working hours,Baseball bat,Other company property,35000,Group of criminals,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,During working hours,Firearm/gun,Other company property,900,Other,No,No,-44,Yes,3,Outside working hours,Firearm/gun,Money,1500,Gang related,No,No,Police have not done anything in the past,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,Yes,No,-44,-44,No,-44,-44,Yes,Yes,Yes,10,Yes,1,No,No,-44,0,-44,No,-44,-44,Yes,30,No,Yes,5,2,3,32,9,11,8,4,0,1,0,2,0,0,0,0,0,0,0,0,0,0,0,0,0,0,4,9,28000,9,26000,8,31000,1,22000,1,20000,1,24000,1,18000,1,16000,1,21000,1,15000,1,14000,1,17000,1,16000,1,16100,1,17400,0,-77,0,-77,0,-77,11,17000,11,15300,12,18700,0,-77,0,-77,0,-77,8,14000,9,12600,8,16300,Refusal to answer, -44,University graduate,University graduate,Post graduated,University graduate,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed secondary,Completed secondary,Completed college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed secondary,Very important,Important,Critical,Important,Important,Important,Slightly important,Important,Important,Slightly important,Important,Important,Important,Not important,Slightly important,Critical,Very important,Very important,Important,Very important,Critical,Very important,Slightly important,Important,Critical,Slightly important,Slightly important,Important,Slightly important,Not important,Important,Important,Important,Critical,Very important,Slightly important,Very important,Important,Important,Very important,Slightly important,Important,Very important,Slightly important,Critical,Important,Critical,Critical,Very important,Very important,Critical,Important,Not important,Important,Not important,Important,Important,Slightly important,Slightly important,Slightly important,Very important,Important,Slightly important,Slightly important,Important,Not important,Not important,Not important,Important,Very important,Very important,Very important,Critical,Very important,Not important,Slightly important,Important,Important,Slightly important,Not important,Not difficult,Very difficult,Difficult,1,8,Slightly difficult,Very difficult,Difficult,0,12,Not difficult,Very difficult,Slightly difficult,0,2,Slightly difficult,Slightly difficult,Not difficult,0,2,Slightly difficult,Difficult,Difficult,1,7,Slightly difficult,Slightly difficult,Difficult,1,10,Difficult,Difficult,Difficult,2,9,Slightly difficult,Not difficult,Not difficult,1,3,Not difficult,Slightly difficult,Slightly difficult,1,1,Very important,Important,Very important,Important,Important,Not important,Slightly important,Not important,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,No obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Public announcement/advertisement, -44,Yes to fire,No,-44,Yes,0,No,-44,-44,No,Other,Yes,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,No obstacle,No obstacle,Yes,0,100, -44,0,No,-44,Yes,70,12,3,0,15,0,0,0,0,0,0,0,0, -44,25,37.5,18.75,0,0,0,0,0,18.75,0,0,0,0,0,0, -44,Yes,Line of credit,2012,0,7,54,Private commercial banks,Yes,Yes,No,No,No,No, -44,125,Yes,2,1,Other objections,-44,1220000,1500000,675000,510000.0000000001,22000,60000,60000,45000,7000,5000,8000,105000,0,302000,351000,420000,450000,1231000,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Very severe obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Very severe obstacle,No obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,Access to finance,"Crime, theft and disorder",Corruption,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Local business association, -44,Marketing and Operations support, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are taken directly from the establishment's records, 134507856,,Antigua - Barbuda,Antigua - Barbuda,Construction,507856,No,-44,-44,-44,-44,Partnership (including limited liability companies), -44,50,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Female,Male,1982,No,Yes,1982,31,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,0,5,1,-44,Yes,2,0,0,-44,Yes,2,2,1,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,40,40,20,0,Your parent company or affiliated establishments,25,65,10,engineering and construction,100,National,25,Increased,Remained the same,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,55,45,Yes,9,No,Yes,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,Yes,Yes,No,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to disagree,Strongly disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,Yes,No,No,No,-44,-44,No,-44,-44,No,Yes,No,5,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,10,32,9,11,8,4,1,4,2,3,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,9,41000,9,37000,8,47000,1,28000,1,27000,1,31000,1,20000,1,20000,1,24000,1,15000,1,14000,1,17000,1,14000,1,13200,1,16500,0,-77,0,-77,0,-77,11,14000,11,12600,11,15900,0,-77,0,-77,0,-77,8,13000,8,12200,7,14900,-44, -44,University graduate,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed secondary,Important,Important,Very important,Important,Important,Important,Important,Important,Slightly important,Important,Important,Important,Slightly important,Slightly important,Slightly important,Critical,Critical,Critical,Important,Slightly important,Critical,Very important,Important,Very important,Critical,Important,Important,Very important,Not important,Not important,Important,Important,Important,Critical,Critical,Important,Very important,Important,Important,Important,Important,Important,Very important,Slightly important,Critical,Important,Critical,Very important,Very important,Very important,Very important,Slightly important,Not important,Slightly important,Not important,Very important,Very important,Not important,Slightly important,Not important,Slightly important,Important,Slightly important,Important,Very important,Not important,Slightly important,Slightly important,Very important,Very important,Critical,Very important,Critical,Very important,Not important,Slightly important,Important,Important,Not important,Slightly important,Not difficult,Very difficult,Difficult,1,18,Not difficult,Very difficult,Slightly difficult,1,13,Slightly difficult,Slightly difficult,Slightly difficult,1,9,Not difficult,Slightly difficult,Slightly difficult,1,2,Slightly difficult,Slightly difficult,Slightly difficult,0,4,Not difficult,Slightly difficult,Slightly difficult,1,8,Slightly difficult,Slightly difficult,Slightly difficult,2,4,Slightly difficult,Slightly difficult,Slightly difficult,1,4,Not difficult,Not difficult,Not difficult,1,2,Very important,Critical,Very important,Slightly important,Important,Not important,Slightly important,Slightly important,Minor obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,Public placement office, -44,No,-44,-44,-44,-44,No,-44,-44,No,The firm cannot afford the optimal level of training,Yes,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,Yes,0,100, -44,0,No,-44,No,70,16,4,0,10,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,2,2,Concerns about level of debt already incurred,-44,2180000,3410000,954800.0000000001,613800,147000,204600,208000,58000,4000,5000,8000,0,0,757000,726000,1023000,1023000,2783000,Minor obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Macroeconomic environment,Corruption,Major obstacle,Yes,Yes,No,Yes,Yes,No,Yes,-44,-44,No,No impact,No,No impact,-44,-44,No,No impact,-44,-44,Yes,Moderated impact,Yes,Large impact,-44,-44,No,No impact,-44,-44,Yes,Large impact,Yes,Large impact,-44,-44,Yes,Moderated impact,-44,-44,Yes,Large impact,No,No impact,-44,-44,Yes,Negative impact,-44,-44,No,No impact,Yes,Moderated impact,-44,-44,No,No impact,-44,-44,Yes,Moderated impact,Yes,Large impact,-44,-44,No,No impact,-44,-44,No,No impact,Yes,Large impact,-44,-44,Yes,Large impact,-44,-44,Yes,Large impact,Yes,Large impact,-44,-44,Yes,Moderated impact,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,Yes,Yes,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are taken directly from the establishment's records, 134507807,,Antigua - Barbuda,Antigua - Barbuda,Transport,507807,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,80,100,0,0,0,Predominantly men,No,No,20,Delegates decisions to other partners,9,11,All men,Male,Male,Male,1835,No,Yes,1896,14,No,-44,-44,No,-44,-44,No,-44,-44,Yes,49,No,Yes,0,3,0,-44,No,-44,-44,-44,-44,Yes,4,3,0,-44,No,-44,-44,-44,-44,Yes,1,Yes,Yes,Yes,0,-44,-44,100,0, -44,0,65,35,0,Medium private firms (20-100 employees),35,50,15,services,65,National,15,Remained the same,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,45,55,No,-44,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,-44,225000,Yes,2,-44,Yes,1,Outside working hours,Other,Goods or stock,5000,Gang related,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,2,During working hours,Other,Money,600,A customer,No,No,No loss or damage,Yes,1,Outside working hours,Other,Other company property,800,Other,No,No,Fear of negative publicity,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,No,No,Yes,No,-44,-44,No,-44,-44,Yes,Yes,Yes,2,No,-44,-44,No,-44,0,-44,Yes,15,No,No,-44,-44,No,-44,-44,5,33,10,11,8,4,0,6,4,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,10,28000,10,27000,11,31000,1,18000,2,18000,1,20000,1,23000,1,21000,1,27000,1,16000,1,16000,1,18000,1,16000,1,15400,1,17800,0,-77,0,-77,0,-77,11,17000,11,16500,12,19800,0,-77,0,-77,0,-77,8,14000,8,12700,7,16300,Increase/decreased demand for goods, -44,University graduate,University graduate,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed secondary,Completed secondary,-44,-44,Completed secondary,Started but did not complete secondary,Important,Important,Critical,Important,Important,Important,Important,Slightly important,Important,Important,Important,Important,Slightly important,Important,Important,Critical,Critical,Very important,Important,Slightly important,Critical,Critical,Important,Important,Critical,Not important,Important,Important,Not important,Slightly important,Important,Important,Important,Very important,Very important,Slightly important,Very important,Very important,Very important,Important,Important,Important,Very important,Important,Critical,Slightly important,Critical,Critical,Critical,Very important,Very important,Slightly important,Not important,Important,Not important,Slightly important,Important,Not important,Slightly important,Slightly important,Important,Important,Slightly important,Important,Slightly important,Not important,Slightly important,Slightly important,Very important,Important,Critical,Critical,Critical,Very important,Slightly important,Not important,Important,Important,Not important,Slightly important,Slightly difficult,Very difficult,Very difficult,1,19,Slightly difficult,Very difficult,Difficult,0,13,Not difficult,Difficult,Slightly difficult,0,7,Slightly difficult,Slightly difficult,Slightly difficult,1,2,Slightly difficult,Slightly difficult,Slightly difficult,0,5,Slightly difficult,Difficult,Difficult,1,9,Not difficult,Difficult,Difficult,2,10,Slightly difficult,Slightly difficult,Slightly difficult,0,2,Slightly difficult,Not difficult,Not difficult,1,2,Important,Very important,Important,Slightly important,Very important,Not important,Not important,Not important,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,No obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Public placement office, -44,No,-44,-44,-44,-44,Yes,2,2,No,The firm is affraid of investing in workers that after the t,Yes,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Yes,0,100, -44,0,Yes,8,No,25,48,12,0,15,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Collateral requirements for loans or line of credit are unat,2290000,3270000,981000,392400,108000,65400,86000,49000,3000,3000,6000,0,0,419000,638000,654000,818000,1275000,Minor obstacle,Minor obstacle,No obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Macroeconomic environment,Access to finance,Telecommunications,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,NGO, -44,"General management, Business development and Strategies supp", -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 134507742,,Antigua - Barbuda,Antigua - Barbuda,Non-metallic mineral products,507742,Yes,2,Establishment physically separated from HQ and other establi,Yes,-44,Shareholding company with non-traded shares or shares traded, -44,30,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Male,1987,No,Yes,1987,10,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,4,1,1,-44,No,-44,-44,-44,-44,Yes,5,Yes,No,Yes,90,65,120,10,0, -44,10,40,50,0,Your parent company or affiliated establishments,40,60,0,blocks,65,Local,20,Increased,Remained the same,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,100,0,-44,-44,Yes,Yes,No,No,Yes,No,Yes,Laboratory or research center, -44,No,No,Yes,Yes,No,No,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,Important,Important,Important,Important,Slightly important,Critical,Very Important,Yes,40,Yes,60,No,-44,Yes,No,40000,-44,No,No,No,No,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,-44, -44,Tend to disagree,Strongly disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,8,Yes,3,Yes,Yes,5,0,-44,No,-44,-44,Yes,30,Yes,No,-44,-44,20,34,10,11,8,5,1,1,1,3,5,3,1,1,0,0,0,0,0,1,1,1,2,0,0,13,37000,13,33000,13,42000,1,23000,1,21000,1,25000,1,20000,2,19000,1,22000,1,15000,1,14000,1,17000,2,16000,2,15000,2,18100,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,12,13000,13,11700,13,15300,9,15000,10,13400,10,16500,Increase demand for higher quality product, -44,University graduate,University graduate,University graduate,University graduate,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,Completed secondary,Started but did not complete secondary,Important,Important,Very important,Very important,Very important,Important,Important,Slightly important,Important,Important,Slightly important,Important,Not important,Slightly important,Important,Very important,Critical,Critical,Slightly important,Slightly important,Critical,Critical,Slightly important,Slightly important,Critical,Not important,Slightly important,Slightly important,Not important,Not important,Critical,Slightly important,Important,Critical,Critical,Important,Very important,Very important,Important,Important,Very important,Slightly important,Critical,Important,Critical,Very important,Very important,Very important,Very important,Very important,Critical,Not important,Not important,Important,Not important,Important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Very important,Very important,Critical,Critical,Very important,Not important,Slightly important,Important,Important,Slightly important,Important,Slightly difficult,Very difficult,Difficult,2,21,Slightly difficult,Very difficult,Difficult,0,12,Slightly difficult,Difficult,Difficult,0,5,Slightly difficult,Slightly difficult,Difficult,1,1,Slightly difficult,Not difficult,Slightly difficult,1,7,Not difficult,Slightly difficult,Difficult,0,3,Slightly difficult,Difficult,Difficult,0,4,Slightly difficult,Not difficult,Not difficult,2,2,Not difficult,Not difficult,Slightly difficult,0,2,Very important,Very important,Slightly important,Important,Important,Slightly important,Not important,Not important,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,Through family/friends, -44,No,-44,-44,-44,-44,Yes,2,2,Yes,-44,Yes,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,No obstacle,Yes,0,100, -44,0,No,-44,No,80,0,0,0,20,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Other,2740000,3860000,1235200,1003600,50000,378000,605000,403000,29000,6000,21000,0,0,1129000,66000,1710000,107000,4891000,No obstacle,No obstacle,No obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,No obstacle,Minor obstacle,Major obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,Major obstacle,Yes,Yes,Yes,No,Yes,"Crime, theft and disorder",Macroeconomic environment,Practices of competitors in the informal sector,Minor obstacle,Yes,Yes,No,No,No,Yes,No,-44,-44,-44,-44,-44,-44,Yes,Large impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Large impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Large impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,No,-44,-44,No,-44,-44,Yes,Yes,Yes,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,Yes,Yes,Yes,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 134507776,,Antigua - Barbuda,Antigua - Barbuda,Services of motor vehicles,507776,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,20,100,0,0,0,Predominantly men,No,No,14,Makes decisions in consultation with other partners,10,3,Equally men and women,Male,Male,Male,1995,No,Yes,1995,18,No,-44,-44,No,-44,-44,No,-44,-44,Yes,33,No,Yes,1,2,1,-44,No,-44,-44,-44,-44,Yes,4,1,0,-44,Yes,2,4,2,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0, -44,25,55,20,4,Large private firms (more than 100 employees),30,50,20,yatch painting,100,National,10,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,65,35,No,-44,No,No,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,Yes,No,No,No,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to agree,Tend to disagree,Yes,No,-44,-44,-44,-44,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,0,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,No,Yes,4,Yes,5,No,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,0,2,25,34,10,11,8,5,1,2,1,3,6,4,1,1,0,0,0,0,0,1,1,1,2,0,0,14,30000,13,29000,11,33000,1,23000,2,22000,1,27000,1,20000,1,19000,1,23000,1,14000,1,13000,1,16000,2,15000,2,14700,2,16500,0,-77,0,-77,0,-77,12,15000,12,13500,11,16500,0,-77,0,-77,0,-77,9,15000,10,13400,10,17000,New products require new skills, -44,Post graduated,University graduate,University graduate,Post graduated,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed secondary,Completed college/vocational training,-44,-44,Completed secondary,Completed primary school,Important,Slightly important,Very important,Very important,Important,Important,Slightly important,Important,Important,Very important,Slightly important,Slightly important,Slightly important,Slightly important,Very important,Critical,Critical,Critical,Important,Important,Critical,Critical,Important,Very important,Critical,Important,Important,Slightly important,Slightly important,Not important,Very important,Important,Important,Very important,Very important,Very important,Very important,Important,Important,Important,Important,Very important,Very important,Important,Critical,Important,Critical,Critical,Critical,Critical,Critical,Slightly important,Not important,Important,Not important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Slightly important,Important,Slightly important,Important,Not important,Slightly important,Not important,Slightly important,Slightly important,Very important,Critical,Critical,Very important,Not important,Important,Slightly important,Important,Slightly important,Slightly important,Not difficult,Almost impossible,Difficult,2,15,Slightly difficult,Almost impossible,Difficult,0,8,Not difficult,Slightly difficult,Difficult,1,3,Slightly difficult,Slightly difficult,Slightly difficult,0,1,Slightly difficult,Slightly difficult,Slightly difficult,1,7,Not difficult,Difficult,Difficult,0,6,Not difficult,Difficult,Difficult,2,9,Not difficult,Difficult,Slightly difficult,0,5,Not difficult,Slightly difficult,Not difficult,0,2,Very important,Very important,Very important,Important,Slightly important,Not important,Slightly important,Not important,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,Through family/friends, -44,No,-44,-44,-44,-44,No,-44,-44,No,The firm cannot afford the optimal level of training,Yes,Major obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Yes,0,100, -44,0,Yes,9,No,75,0,0,0,25,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Size of loan and maturity are insufficiant,1340000,1470000,529200,367500,50000,73500,45000,39500,3000,8000,5000,0,0,182000,247000,294000,353000,294000,No obstacle,Moderate obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Minor obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Access to finance,"Crime, theft and disorder",Practices of competitors in the informal sector,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,NGO, -44,technological and Innovation Support, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Somewhat truthful,Are taken directly from the establishment's records, 134507775,,Antigua - Barbuda,Antigua - Barbuda,Services of motor vehicles,507775,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,45,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly women,Male,Female,Male,1990,No,Yes,1990,22,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,2,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0, -44,25,60,15,15,Medium private firms (20-100 employees),35,50,15,auto services,100,Local,10,Decreased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,80,20,Yes,4,Yes,Yes,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,Yes,No,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,Major obstacle,Major obstacle,Very severe obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to agree,Tend to disagree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,0,0,No,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,Yes,5,No,-44,-44,No,-44,0,-44,No,-44,-44,Yes,50,No,No,-44,-44,17,34,10,11,8,5,1,1,1,2,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,10,36000,9,36000,8,41000,1,27000,1,27000,1,32000,1,17000,2,15000,1,20000,1,15000,1,14000,1,17000,2,17000,2,15600,2,18900,0,-77,0,-77,0,-77,11,14000,10,12700,10,15100,0,-77,0,-77,0,-77,8,15000,9,13800,8,16800,-44, -44,University graduate,University graduate,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed secondary,Important,Important,Very important,Important,Important,Important,Slightly important,Slightly important,Important,Important,Important,Important,Slightly important,Important,Important,Critical,Critical,Critical,Slightly important,Important,Critical,Very important,Very important,Slightly important,Critical,Slightly important,Important,Slightly important,Not important,Not important,Important,Important,Important,Critical,Critical,Very important,Important,Slightly important,Important,Important,Important,Slightly important,Very important,Slightly important,Critical,Very important,Critical,Critical,Very important,Very important,Critical,Slightly important,Not important,Very important,Not important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Very important,Important,Important,Important,Important,Not important,Slightly important,Slightly important,Important,Important,Very important,Critical,Critical,Very important,Not important,Slightly important,Important,Very important,Important,Slightly important,Not difficult,Difficult,Difficult,1,21,Slightly difficult,Very difficult,Difficult,0,9,Slightly difficult,Difficult,Difficult,1,5,Slightly difficult,Slightly difficult,Not difficult,0,3,Slightly difficult,Slightly difficult,Slightly difficult,1,2,Slightly difficult,Difficult,Slightly difficult,1,2,Not difficult,Slightly difficult,Difficult,2,8,Not difficult,Not difficult,Slightly difficult,1,8,Slightly difficult,Not difficult,Slightly difficult,0,1,Slightly important,Important,Important,Slightly important,Critical,Not important,Slightly important,Not important,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,No obstacle,Public placement office, -44,Yes to fire,No,-44,Yes,2,Yes,4,2,No,The firm does not have enough information about training pro,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,No,-44,No,90,0,0,0,10,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Interest rates are not favorable,8440000,10480000,3144000,2096000,419000,524000,363000,262000,16000,21000,52000,0,0,1598000,1635000,2620000,2725000,5843000,Very severe obstacle,Very severe obstacle,No obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Minor obstacle,No obstacle,Minor obstacle,Major obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Electricity,Telecommunications,Minor obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Community based organization, -44,technological and Innovation Support, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Truthful,Are estimates computed with some precision, 134507873,,Antigua - Barbuda,Antigua - Barbuda,Hotel and restaurants,507873,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,50,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,2004,No,Yes,2004,12,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,1,1,-44,No,-44,-44,-44,-44,Yes,1,1,1,-44,Yes,0,2,2,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,25,70,5,0,Your parent company or affiliated establishments,25,50,25,accomodation,90,National,15,Increased,Decreased,More than 5,50,50,15,2005,nigeria,45,cameroon,40,4,0,3,75,25,No,-44,No,Yes,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to agree,Yes,No,-44,-44,-44,-44,No,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,Outside working hours,Firearm/gun,Goods or stock,350,Someone working alone,No,No,Tried to/was unable to contact the police,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,During working hours,Other,Money,2000,Gang related,No,Yes,-44,Yes,2,Outside working hours,Other,Goods or stock,2000,A customer,No,No,Loss was small,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,Outside working hours,Knife,Money,1500,Other,Yes,Yes,-44,No,-44,-44,0,No,No,No,No,Yes,Yes,Yes,No,No,-44,-44,No,Yes,Yes,5,Yes,1,No,No,-44,0,-44,Yes,5,Yes,Yes,45,No,No,-44,-44,19,35,10,12,8,5,0,4,3,4,0,0,0,0,0,0,0,0,0,0,0,0,0,0,4,10,35000,10,33000,9,39000,1,25000,2,25000,1,30000,1,23000,2,23000,1,27000,1,17000,1,15000,1,20000,2,17000,2,16800,2,20200,0,-77,0,-77,0,-77,12,13000,12,12200,12,15400,0,-77,0,-77,0,-77,8,14000,8,13900,8,15600,Increase/decreased demand for goods, -44,University graduate,University graduate,University graduate,University graduate,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Completed secondary,-44,-44,Completed secondary,Started but did not complete secondary,Important,Not important,Critical,Important,Important,Important,Slightly important,Slightly important,Very important,Important,Important,Important,Slightly important,Slightly important,Important,Critical,Very important,Very important,Very important,Slightly important,Critical,Critical,Important,Very important,Very important,Slightly important,Important,Very important,Slightly important,Important,Important,Important,Important,Critical,Critical,Important,Very important,Very important,Important,Very important,Very important,Very important,Very important,Important,Critical,Important,Critical,Very important,Very important,Critical,Very important,Slightly important,Not important,Important,Not important,Important,Very important,Important,Slightly important,Important,Important,Important,Slightly important,Slightly important,Important,Slightly important,Not important,Slightly important,Important,Important,Critical,Critical,Critical,Critical,Not important,Important,Important,Important,Not important,Slightly important,Not difficult,Very difficult,Slightly difficult,1,24,Slightly difficult,Difficult,Difficult,1,15,Not difficult,Slightly difficult,Slightly difficult,0,10,Not difficult,Slightly difficult,Slightly difficult,1,1,Slightly difficult,Slightly difficult,Slightly difficult,0,7,Not difficult,Slightly difficult,Difficult,1,7,Not difficult,Difficult,Difficult,2,8,Slightly difficult,Not difficult,Not difficult,1,6,Not difficult,Not difficult,Not difficult,0,1,Important,Very important,Not important,Important,Important,Slightly important,Slightly important,Not important,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,Private placement office, -44,No,-44,-44,-44,-44,Yes,0,1,Yes,-44,Yes,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,No obstacle,No,0,100, -44,0,Yes,7,Yes,20,44,16,0,20,0,0,0,0,0,0,0,0, -44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Line of credit,2010,40000,7,30,Other,Yes,No,No,No,No,No, -44,150,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,5610000,5420000,2276400,1029800,163000,216800,106000,49000,6000,5000,4000,813000,0,998000,1071000,1247000,1409000,1659000,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,No obstacle,No obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,"Crime, theft and disorder",Practices of competitors in the informal sector,Telecommunications,Major obstacle,Yes,Yes,No,Yes,Yes,No,Yes,-44,-44,Yes,Large impact,Yes,Moderated impact,-44,-44,No,No impact,-44,-44,No,No impact,No,No impact,-44,-44,Yes,Large impact,-44,-44,Yes,Large impact,Yes,Large impact,-44,-44,Yes,Moderated impact,-44,-44,Yes,Large impact,No,No impact,-44,-44,Yes,Moderated impact,-44,-44,No,No impact,Yes,Large impact,-44,-44,Yes,Large impact,-44,-44,Yes,Large impact,Yes,Large impact,-44,-44,Yes,Moderated impact,-44,-44,No,No impact,No,No impact,-44,-44,Yes,Large impact,-44,-44,Yes,Moderated impact,Yes,Large impact,-44,-44,Yes,Moderated impact,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Somewhat truthful,Are taken directly from the establishment's records, 134507731,,Antigua - Barbuda,Antigua - Barbuda,Food,507731,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Female,Female,1982,Yes,Yes,1982,31,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,3,0,-44,No,-44,-44,-44,-44,Yes,2,0,1,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,100,90,75,0,0, -44,15,70,15,0,Medium private firms (20-100 employees),20,60,20,bakery,100,Local,10,Remained the same,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,90,10,No,-44,Yes,No,Yes,Yes,Yes,No,Yes,Competitor, -44,No,No,Yes,Yes,No,No,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,Slightly important,Very Important,Important,Critical,Important,Slightly important,Very Important,Yes,60,Yes,40,No,-44,No,No,60000,-44,Yes,No,No,No,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to disagree,Yes,No,-44,-44,-44,-44,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,5,Yes,1,No,No,-44,0,-44,Yes,8,No,No,-44,-44,No,-44,-44,4,37,11,12,9,5,0,5,4,1,1,1,0,0,0,0,0,0,0,1,1,0,0,0,0,12,42000,11,38000,11,46000,1,25000,1,24000,1,29000,1,17000,1,16000,1,18000,1,15000,1,15000,1,17000,2,16000,2,14400,2,18100,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,12,14000,11,12700,12,16600,9,14000,9,13500,8,15700,Increase demand for higher quality product, -44,University graduate,University graduate,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete secondary,Completed secondary,Completed secondary,Important,Slightly important,Critical,Very important,Important,Important,Important,Very important,Important,Very important,Slightly important,Slightly important,Slightly important,Slightly important,Very important,Critical,Very important,Critical,Important,Important,Critical,Very important,Important,Important,Critical,Slightly important,Very important,Important,Not important,Slightly important,Critical,Important,Important,Critical,Critical,Very important,Very important,Very important,Slightly important,Important,Slightly important,Important,Very important,Slightly important,Very important,Important,Critical,Critical,Critical,Very important,Critical,Slightly important,Slightly important,Important,Not important,Slightly important,Important,Slightly important,Not important,Slightly important,Very important,Important,Very important,Slightly important,Important,Slightly important,Not important,Slightly important,Important,Very important,Very important,Critical,Critical,Very important,Not important,Not important,Important,Very important,Slightly important,Slightly important,Not difficult,Almost impossible,Slightly difficult,2,17,Slightly difficult,Very difficult,Very difficult,1,4,Slightly difficult,Slightly difficult,Slightly difficult,1,8,Slightly difficult,Slightly difficult,Slightly difficult,1,2,Slightly difficult,Difficult,Slightly difficult,1,10,Slightly difficult,Slightly difficult,Slightly difficult,0,3,Not difficult,Difficult,Slightly difficult,0,4,Slightly difficult,Not difficult,Difficult,2,2,Not difficult,Not difficult,Not difficult,0,2,Critical,Very important,Important,Slightly important,Critical,Not important,Not important,Slightly important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,No obstacle,No obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Schoold related network, -44,No,-44,-44,-44,-44,Yes,0,2,Yes,-44,Yes,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,No obstacle,Yes,0,100, -44,0,Yes,11,No,85,0,0,0,15,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,3,3,Problems with credit history/report,-44,3880000,4140000,1863000,621000,149000,124200,221000,277000,0,0,0,0,0,1532000,659000,2220000,856000,3108000,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Major obstacle,Minor obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Practices of competitors in the informal sector,Tax administration,Very severe obstacle,Yes,Yes,No,No,No,No,Yes,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Negative impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,Yes,No,Yes,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,Yes,Yes,Yes,No,No,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 134507749,,Antigua - Barbuda,Antigua - Barbuda,Garments,507749,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,40,100,0,0,0,Predominantly women,Yes,Yes,40,Makes major strategic and fiancial decisions,16,7,Predominantly men,Male,Male,Female,1994,No,Yes,1994,19,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,1,0,-44,No,-44,-44,-44,-44,Yes,8,1,0,-44,No,-44,-44,-44,-44,Yes,1,Yes,No,Yes,100,90,105,0,0, -44,20,40,40,0,Government or government agencies (including state-owned ent,10,60,30,school uniforms,55,National,10,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,80,20,No,-44,Yes,No,No,Yes,Yes,No,Yes,Laboratory or research center, -44,No,No,Yes,Yes,Yes,Yes,Yes,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,Very Important,Very Important,Very Important,Important,Important,Important,Very Important,Yes,30,Yes,60,Yes,10,Yes,No,40000,-44,No,No,No,No,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,-44, -44,Tend to disagree,Strongly disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,10,Yes,2,No,No,-44,-44,0,No,-44,-44,Yes,45,No,Yes,0,2,15,38,11,13,9,5,1,1,1,4,2,2,0,0,0,0,0,0,0,1,1,0,0,0,4,13,32000,13,31000,12,37000,1,18000,1,18000,1,21000,1,27000,2,26000,1,32000,1,15000,1,15000,1,17000,2,15000,2,14600,2,16800,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,13,14000,12,13500,13,15900,9,14000,10,12700,9,15100,Increase demand for higher quality product, -44,University graduate,Completed college/vocational training,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Completed secondary,Completed secondary,Started but did not complete secondary,Very important,Slightly important,Critical,Critical,Important,Important,Important,Slightly important,Very important,Very important,Slightly important,Important,Slightly important,Slightly important,Important,Critical,Very important,Very important,Important,Important,Very important,Very important,Slightly important,Important,Very important,Important,Slightly important,Slightly important,Not important,Not important,Very important,Important,Critical,Critical,Critical,Important,Very important,Important,Important,Important,Very important,Important,Very important,Important,Very important,Very important,Very important,Critical,Very important,Very important,Critical,Not important,Slightly important,Important,Not important,Important,Important,Not important,Slightly important,Not important,Important,Slightly important,Slightly important,Important,Important,Slightly important,Not important,Slightly important,Very important,Important,Critical,Critical,Critical,Very important,Slightly important,Slightly important,Slightly important,Very important,Not important,Not important,Not difficult,Difficult,Difficult,2,23,Slightly difficult,Difficult,Difficult,1,7,Not difficult,Slightly difficult,Difficult,0,7,Slightly difficult,Not difficult,Slightly difficult,0,1,Slightly difficult,Not difficult,Not difficult,0,6,Not difficult,Slightly difficult,Difficult,0,3,Not difficult,Slightly difficult,Difficult,1,6,Not difficult,Slightly difficult,Not difficult,2,4,Slightly difficult,Slightly difficult,Not difficult,1,1,Important,Very important,Not important,Important,Very important,Slightly important,Slightly important,Not important,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Through family/friends, -44,No,-44,-44,-44,-44,Yes,1,2,Yes,-44,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,12,Yes,15,52,13,0,10,0,0,0,0,0,0,0,10, -44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Line of credit,2009,1000000,10,54,"Non-Bank financial institutions (microfinance institutions,",Yes,No,No,No,No,No, -44,125,Yes,3,3,Problems with credit history/report,-44,5440000,5670000,2154600,1757700,221000,202000,302000,176000,9000,4000,4000,113000,0,810000,190000,1080000,268000,1112000,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,No obstacle,Minor obstacle,No obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,Macroeconomic environment,Cost of finance,Electricity,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Community based organization, -44,technological and Innovation Support, -44,Yes,No,No,No,-44,-44,Yes,Yes,No,No,-44,-44,No,-44,-44,Yes,No,Yes,Yes,No,Yes,No,-44,-44,No,-44,-44,Yes,No,Yes,Yes,No,No,Truthful,Are taken directly from the establishment's records, 134507760,,Antigua - Barbuda,Antigua - Barbuda,Hotel and restaurants,507760,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,20,15,85,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Male,1983,No,Yes,1983,12,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,5,3,1,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,2,4,1,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,5,65,30,0,Others,40,55,5,accomodation,85,Local,5,Increased,Increased,More than 5,100,0,80,-44,-44,-44,-44,-44,-44,-44,-44,85,15,Yes,6,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to agree,Yes,No,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,1,Yes,3,No,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,5,2,1,38,11,13,9,5,0,0,8,2,0,0,0,0,0,0,0,0,0,0,0,0,0,0,4,11,46000,10,42000,10,54000,1,18000,1,18000,1,20000,1,19000,2,17000,1,21000,1,14000,1,13000,1,16000,2,17000,2,15800,2,18500,0,-77,0,-77,0,-77,13,13000,13,11800,14,15200,0,-77,0,-77,0,-77,9,14000,10,14000,10,16200,Increase/decreased demand for goods, -44,Post graduated,University graduate,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Completed secondary,-44,-44,Completed secondary,Started but did not complete secondary,Important,Slightly important,Critical,Important,Important,Important,Slightly important,Slightly important,Important,Important,Important,Slightly important,Slightly important,Slightly important,Very important,Critical,Critical,Critical,Important,Important,Critical,Critical,Important,Slightly important,Critical,Slightly important,Important,Slightly important,Not important,Not important,Important,Slightly important,Important,Critical,Very important,Important,Important,Very important,Very important,Very important,Important,Important,Very important,Important,Critical,Very important,Very important,Very important,Very important,Very important,Critical,Important,Slightly important,Important,Not important,Important,Important,Not important,Important,Slightly important,Important,Important,Very important,Important,Important,Not important,Slightly important,Slightly important,Important,Important,Critical,Critical,Very important,Critical,Not important,Not important,Important,Important,Slightly important,Slightly important,Not difficult,Very difficult,Difficult,2,14,Not difficult,Very difficult,Slightly difficult,0,10,Slightly difficult,Slightly difficult,Difficult,0,3,Not difficult,Difficult,Not difficult,1,1,Slightly difficult,Not difficult,Difficult,1,7,Slightly difficult,Difficult,Difficult,1,7,Not difficult,Slightly difficult,Slightly difficult,2,2,Not difficult,Not difficult,Slightly difficult,0,10,Not difficult,Slightly difficult,Not difficult,1,1,Very important,Very important,Slightly important,Not important,Critical,Not important,Not important,Not important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Private placement office, -44,No,-44,-44,-44,-44,Yes,1,2,Yes,-44,Yes,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,Yes,0,100, -44,0,No,-44,No,75,0,0,0,15,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Did not think it would be approved,940000,1080000,453600,216000,19000,10800,816000,6500,1000,1000,1000,0,0,145000,189000,238000,270000,378000,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,Practices of competitors in the informal sector,Corruption,Political environment,Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Community based organization, -44,Marketing and Operations support, -44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Yes,No,Yes,Somewhat truthful,Are taken directly from the establishment's records, 134507817,,Antigua - Barbuda,Antigua - Barbuda,Services of motor vehicles,507817,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Female,Male,1970,Yes,Yes,1970,42,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,8,3,0,-44,No,-44,-44,-44,-44,Yes,0,2,1,-44,No,-44,-44,-44,-44,Yes,2,Yes,Yes,Yes,0,-44,-44,100,0, -44,5,50,45,15,Others,45,40,15,vehicle sales,65,National,5,Increased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,70,30,Yes,12,Yes,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,10000,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,Yes,10,Yes,5,Yes,Yes,0,0,-44,No,-44,-44,No,-44,-44,Yes,15,2,4,39,12,13,9,5,1,4,3,4,10,4,3,2,1,0,1,0,1,1,1,1,2,1,0,16,35000,15,32000,14,40000,1,18000,1,18000,1,21000,1,24000,2,23000,1,26000,1,14000,1,14000,1,17000,2,17000,2,15300,2,18300,1,16000,1,14700,1,17800,16,14000,17,13100,16,15900,0,-77,0,-77,0,-77,11,14000,12,13600,11,16300,Increase/decreased demand for goods, -44,University graduate,Post graduated,University graduate,Post graduated,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed secondary,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed secondary,Slightly important,Slightly important,Critical,Very important,Important,Important,Important,Slightly important,Very important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Critical,Critical,Very important,Very important,Very important,Very important,Very important,Important,Important,Very important,Slightly important,Slightly important,Very important,Not important,Slightly important,Critical,Important,Important,Critical,Critical,Very important,Very important,Very important,Critical,Very important,Important,Important,Very important,Important,Critical,Important,Critical,Very important,Very important,Very important,Critical,Slightly important,Slightly important,Very important,Not important,Important,Very important,Not important,Important,Not important,Important,Important,Important,Important,Important,Not important,Slightly important,Slightly important,Slightly important,Important,Very important,Critical,Critical,Very important,Not important,Slightly important,Important,Important,Slightly important,Not important,Not difficult,Very difficult,Difficult,2,12,Slightly difficult,Very difficult,Slightly difficult,0,11,Slightly difficult,Difficult,Difficult,0,10,Slightly difficult,Slightly difficult,Not difficult,0,1,Slightly difficult,Slightly difficult,Slightly difficult,1,10,Slightly difficult,Difficult,Difficult,1,9,Not difficult,Slightly difficult,Very difficult,2,3,Slightly difficult,Not difficult,Not difficult,1,3,Not difficult,Not difficult,Not difficult,2,1,Important,Important,Important,Important,Very important,Not important,Not important,Slightly important,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,No obstacle,Major obstacle,No obstacle,No obstacle,Public placement office, -44,Yes to both,No,-44,No,-44,Yes,3,2,No,The firm cannot afford the optimal level of training,Yes,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,No obstacle,Yes,0,100, -44,0,Yes,13,No,80,12,3,0,5,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,Yes,Line of credit,2010,80000,11,36,Other,No,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,43160000,51520000,14425600,5667200,2318000,2576000,343000,412000,21000,29000,25000,0,0,10850000,13163000,13910000,18032000,40478000,Minor obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Very severe obstacle,No,Yes,Yes,No,No,"Crime, theft and disorder",Practices of competitors in the informal sector,Inadequately educated workforce,Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Community based organization, -44,technological and Innovation Support, -44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 134507794,,Antigua - Barbuda,Antigua - Barbuda,Hotel and restaurants,507794,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,60,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Male,2004,No,Yes,2004,9,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,0,3,1,-44,No,-44,-44,-44,-44,Yes,7,4,1,-44,Yes,2,3,1,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,20,65,15,0,Others,35,45,20,accomodation,100,International,5,Decreased,Remained the same,More than 5,30,70,10,2005,nigeria,35,cameroon,20,4,0,3,35,65,No,-44,Yes,Yes,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,No,5,No,-44,-44,Yes,10,-44,0,No,-44,-44,No,-44,-44,No,-44,-44,26,41,11,14,10,6,0,0,6,1,5,3,1,1,0,0,0,0,0,1,1,1,1,0,0,14,42000,15,39000,16,46000,1,29000,1,27000,1,32000,1,17000,1,16000,1,19000,1,16000,1,16000,1,18000,2,17000,2,16700,2,18500,1,13000,1,12800,1,14400,15,17000,16,16400,15,18900,0,-77,0,-77,0,-77,11,14000,11,13900,11,16600,New products require new skills, -44,University graduate,Completed secondary,Post graduated,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Very important,Slightly important,Critical,Important,Important,Important,Slightly important,Important,Very important,Important,Important,Important,Important,Slightly important,Important,Critical,Very important,Very important,Important,Important,Critical,Critical,Important,Important,Very important,Slightly important,Slightly important,Important,Slightly important,Not important,Important,Important,Important,Critical,Critical,Important,Very important,Important,Important,Very important,Slightly important,Important,Very important,Important,Very important,Important,Very important,Critical,Very important,Critical,Very important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Important,Very important,Important,Important,Important,Not important,Slightly important,Slightly important,Important,Very important,Critical,Critical,Critical,Critical,Not important,Slightly important,Important,Important,Not important,Slightly important,Not difficult,Difficult,Slightly difficult,2,21,Slightly difficult,Very difficult,Difficult,1,6,Not difficult,Difficult,Slightly difficult,0,10,Slightly difficult,Slightly difficult,Not difficult,1,2,Slightly difficult,Slightly difficult,Slightly difficult,0,3,Slightly difficult,Slightly difficult,Difficult,0,4,Not difficult,Slightly difficult,Slightly difficult,2,6,Not difficult,Slightly difficult,Not difficult,0,5,Not difficult,Slightly difficult,Not difficult,2,2,Very important,Important,Very important,Not important,Important,Slightly important,Slightly important,Not important,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,No obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,Through family/friends, -44,No,-44,-44,-44,-44,Yes,1,2,Yes,-44,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,15,No,70,0,0,0,10,0,0,0,0,0,0,0,20, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,2,2,Other objections,-44,4720000,4710000,1978200,989100,122000,282600,262000,75500,15000,4000,7000,0,0,956000,697000,1225000,942000,2793000,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,"Crime, theft and disorder",Customs and Trade Regulations,Moderate obstacle,Yes,Yes,No,No,No,Yes,No,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Large impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 134507761,,Antigua - Barbuda,Antigua - Barbuda,Retail,507761,Yes,2,Establishment physically separated from HQ and other establi,No,2,Shareholding company with non-traded shares or shares traded, -44,70,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Male,2004,No,Yes,2004,9,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,0,2,0,-44,No,-44,-44,-44,-44,Yes,8,2,1,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0, -44,25,45,30,4,Large private firms (more than 100 employees),35,40,25,jewellery,70,Local,5,Increased,Decreased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,35,65,Yes,14,Yes,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to agree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,Yes,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,Yes,2,No,No,-44,-44,0,Yes,10,No,No,-44,-44,Yes,0,2,15,41,11,14,10,6,7,8,5,2,0,0,0,0,0,0,0,0,0,0,0,0,0,0,5,11,34000,10,34000,9,39000,1,23000,2,23000,1,26000,1,25000,2,25000,1,28000,1,15000,1,15000,1,17000,2,13000,2,12100,2,14400,1,17000,1,17000,1,20200,14,15000,14,13500,15,17000,0,-77,0,-77,0,-77,10,15000,11,15000,11,17700,New products require new skills, -44,University graduate,University graduate,University graduate,University graduate,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,-44,-44,Completed secondary,Completed secondary,Very important,Slightly important,Critical,Important,Important,Very important,Slightly important,Slightly important,Very important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Critical,Very important,Very important,Important,Very important,Critical,Critical,Important,Important,Critical,Not important,Slightly important,Important,Not important,Not important,Critical,Important,Important,Very important,Critical,Important,Critical,Important,Very important,Important,Important,Important,Very important,Not important,Very important,Slightly important,Critical,Critical,Very important,Critical,Critical,Slightly important,Not important,Important,Not important,Important,Very important,Slightly important,Not important,Slightly important,Important,Very important,Slightly important,Slightly important,Important,Not important,Not important,Not important,Important,Important,Very important,Critical,Critical,Very important,Not important,Slightly important,Important,Important,Not important,Important,Not difficult,Difficult,Slightly difficult,2,21,Not difficult,Very difficult,Slightly difficult,0,9,Slightly difficult,Slightly difficult,Slightly difficult,0,6,Slightly difficult,Slightly difficult,Not difficult,1,2,Slightly difficult,Not difficult,Slightly difficult,0,8,Slightly difficult,Slightly difficult,Difficult,1,3,Slightly difficult,Very difficult,Difficult,2,4,Not difficult,Not difficult,Not difficult,1,7,Not difficult,Slightly difficult,Not difficult,1,2,Very important,Very important,Very important,Important,Very important,Slightly important,Not important,Not important,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Public placement office, -44,Yes to fire,No,-44,Yes,2,Yes,0,2,No,The firm is affraid of investing in workers that after the t,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,No,-44,No,95,0,0,0,5,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Other,4910000,5550000,2053500,1887000,205000,111000,277000,127500,19000,23000,22000,0,0,1182000,979000,1665000,1554000,1698000,Minor obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,No obstacle,Minor obstacle,No obstacle,Moderate obstacle,No obstacle,Minor obstacle,Very severe obstacle,No obstacle,Very severe obstacle,No obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Cost of finance,Macroeconomic environment,Telecommunications,Very severe obstacle,Yes,Yes,No,Yes,Yes,No,Yes,-44,-44,Yes,Moderated impact,No,No impact,-44,-44,Yes,Moderated impact,-44,-44,No,No impact,No,No impact,-44,-44,Yes,Large impact,-44,-44,Yes,Moderated impact,No,No impact,-44,-44,No,No impact,-44,-44,No,No impact,No,No impact,-44,-44,Yes,Moderated impact,-44,-44,No,No impact,Yes,Moderated impact,-44,-44,Yes,Moderated impact,-44,-44,Yes,Large impact,Yes,Large impact,-44,-44,No,No impact,-44,-44,No,No impact,Yes,Moderated impact,-44,-44,Yes,Large impact,-44,-44,Yes,Large impact,Yes,Large impact,-44,-44,Yes,Large impact,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,Truthful,Are taken directly from the establishment's records, 134507763,,Antigua - Barbuda,Antigua - Barbuda,Hotel and restaurants,507763,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,40,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Female,Male,2006,No,Yes,2006,7,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,3,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0, -44,10,65,25,0,Government or government agencies (including state-owned ent,40,45,15,accomodation,100,International,5,Remained the same,Remained the same,More than 5,25,75,20,2007,nigeria,55,cameroon,10,10,0,4,30,70,Yes,15,No,No,No,No,Yes,No,Yes,University, -44,No,No,Yes,No,Yes,No,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,Very Important,Very Important,Very Important,Very Important,Slightly important,Slightly important,Very Important,Yes,75,Yes,25,No,-44,Yes,No,20000,-44,No,No,No,No,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to disagree,Strongly disagree,No,-44,-44,-44,-44,-44,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,No,No,No,No,-44,-44,No,-44,-44,No,Yes,Yes,10,Yes,3,No,Yes,0,-44,2000,No,-44,-44,No,-44,-44,No,-44,-44,25,42,12,14,10,6,5,5,3,2,0,0,0,0,0,0,0,0,0,0,0,0,0,0,5,12,32000,12,29000,11,34000,1,26000,1,26000,1,31000,1,22000,2,21000,1,26000,1,15000,1,14000,1,18000,2,17000,2,16700,2,19300,1,16000,1,14700,1,17200,14,14000,14,13200,15,16600,0,-77,0,-77,0,-77,10,15000,10,14700,10,16700,New production methods, -44,University graduate,University graduate,University graduate,University graduate,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed secondary,Completed college/vocational training,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed secondary,Very important,Not important,Critical,Very important,Important,Very important,Important,Slightly important,Important,Important,Important,Important,Important,Slightly important,Important,Very important,Very important,Very important,Important,Slightly important,Very important,Critical,Important,Important,Critical,Slightly important,Important,Important,Slightly important,Not important,Important,Slightly important,Critical,Critical,Critical,Very important,Very important,Important,Critical,Slightly important,Very important,Important,Critical,Important,Critical,Important,Critical,Critical,Very important,Critical,Very important,Slightly important,Not important,Important,Not important,Important,Important,Slightly important,Slightly important,Not important,Important,Important,Very important,Very important,Important,Slightly important,Slightly important,Slightly important,Very important,Very important,Critical,Very important,Critical,Critical,Not important,Important,Important,Important,Slightly important,Not important,Not difficult,Very difficult,Slightly difficult,2,13,Not difficult,Very difficult,Difficult,1,14,Slightly difficult,Slightly difficult,Slightly difficult,1,2,Slightly difficult,Slightly difficult,Slightly difficult,0,1,Slightly difficult,Slightly difficult,Slightly difficult,0,2,Slightly difficult,Difficult,Difficult,1,8,Not difficult,Difficult,Difficult,2,3,Not difficult,Slightly difficult,Not difficult,0,6,Not difficult,Not difficult,Slightly difficult,1,1,Slightly important,Very important,Very important,Important,Important,Not important,Not important,Slightly important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,No obstacle,Public placement office, -44,No,-44,-44,-44,-44,Yes,3,2,No,The benefits of training are small than the costs,Yes,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,No,0,100, -44,0,Yes,10,No,75,0,0,0,25,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,2,2,Incompleteness of loan application,-44,2160000,2040000,673200,530400,41000,81600,106000,12000,1000,2000,2000,0,0,361000,356000,592000,469000,616000,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,No obstacle,Minor obstacle,Moderate obstacle,Major obstacle,No,No,No,No,No,Inadequately educated workforce,"Crime, theft and disorder",Practices of competitors in the informal sector,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Local business association, -44,Human resources Support, -44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,Yes,No,No,Yes,No,Yes,No,-44,-44,No,-44,-44,Somewhat truthful,Are taken directly from the establishment's records, 134507866,,Antigua - Barbuda,Antigua - Barbuda,Hotel and restaurants,507866,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,50,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,1990,No,Yes,1990,9,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,4,1,1,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0, -44,20,45,35,10,Government or government agencies (including state-owned ent,40,55,5,catering,100,Local,10,Increased,Remained the same,More than 5,50,50,0,1991,nigeria,70,south korea,25,10,0,4,75,25,Yes,4,Yes,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Major obstacle,Major obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,-44, -44,Strongly agree,Strongly disagree,Tend to agree,Strongly agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,40000,0,No,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,No,4,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,0,2,20,42,12,14,10,6,0,8,5,2,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,12,45000,11,40000,10,51000,1,24000,2,24000,1,26000,1,23000,2,23000,1,26000,1,14000,1,13000,1,16000,2,16000,2,15900,2,17200,1,14000,1,12500,1,16300,14,17000,13,17000,14,19600,0,-77,0,-77,0,-77,10,14000,10,12600,9,15600,-44, -44,University graduate,Completed secondary,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed primary school,Important,Important,Very important,Important,Very important,Very important,Slightly important,Slightly important,Important,Important,Slightly important,Important,Slightly important,Slightly important,Important,Critical,Very important,Very important,Slightly important,Important,Critical,Very important,Important,Slightly important,Very important,Slightly important,Important,Slightly important,Slightly important,Not important,Critical,Important,Important,Critical,Critical,Important,Very important,Important,Very important,Important,Very important,Important,Very important,Important,Critical,Important,Critical,Critical,Very important,Critical,Critical,Slightly important,Not important,Important,Not important,Very important,Very important,Not important,Slightly important,Slightly important,Very important,Important,Slightly important,Slightly important,Very important,Slightly important,Not important,Slightly important,Slightly important,Very important,Critical,Very important,Critical,Critical,Not important,Not important,Important,Important,Not important,Important,Not difficult,Very difficult,Difficult,2,24,Slightly difficult,Very difficult,Difficult,1,8,Slightly difficult,Difficult,Difficult,0,2,Slightly difficult,Not difficult,Difficult,1,2,Slightly difficult,Not difficult,Slightly difficult,1,8,Slightly difficult,Difficult,Slightly difficult,0,6,Not difficult,Slightly difficult,Slightly difficult,2,10,Slightly difficult,Not difficult,Slightly difficult,1,2,Not difficult,Not difficult,Not difficult,1,2,Very important,Critical,Very important,Not important,Very important,Slightly important,Not important,Not important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,No obstacle,No obstacle,Minor obstacle,No obstacle,Private placement office, -44,No,-44,-44,-44,-44,No,-44,-44,No,Other,Yes,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,No obstacle,No,0,100, -44,0,No,-44,No,75,0,0,0,25,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Interest rates are not favorable,2330000,2890000,953700,722500,35000,115600,76000,86500,8000,12000,15000,0,0,598000,479000,867000,665000,2055000,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,"Crime, theft and disorder",Corruption,Tax Rates,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Private independent fund, -44,technological and Innovation Support, -44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 134507762,,Antigua - Barbuda,Antigua - Barbuda,Retail,507762,No,-44,-44,-44,-44,Partnership (including limited liability companies), -44,50,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,1958,No,Yes,1958,48,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,3,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,2,3,1,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,5,40,55,0,Large private firms (more than 100 employees),10,40,50,department store merchandise,100,National,5,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,65,35,Yes,14,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,No,-44,-44,Yes,2,-44,Yes,1,Outside working hours,Firearm/gun,Money,20000,Gang related,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,2,During working hours,Firearm/gun,Money,10000,Gang related,No,No,Tried to/was unable to contact the police,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,Yes,No,-44,-44,No,-44,-44,Yes,Yes,Yes,5,Yes,4,No,No,-44,.5,-44,Yes,9,No,No,-44,-44,No,-44,-44,1,42,12,14,10,6,0,0,6,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,12,28000,12,28000,13,33000,1,18000,2,18000,1,21000,1,18000,1,17000,1,20000,1,16000,1,14000,1,19000,2,14000,2,13400,2,16600,1,14000,1,13600,1,15200,14,13000,14,11900,13,14400,0,-77,0,-77,0,-77,10,13000,10,12800,10,14600,New products require new skills, -44,University graduate,Post graduated,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed secondary,Completed college/vocational training,-44,-44,Completed secondary,Completed primary school,Slightly important,Important,Critical,Very important,Important,Very important,Slightly important,Important,Important,Important,Important,Important,Slightly important,Important,Slightly important,Critical,Critical,Very important,Important,Important,Very important,Very important,Important,Very important,Critical,Important,Important,Important,Slightly important,Not important,Very important,Important,Important,Critical,Critical,Important,Very important,Important,Important,Important,Very important,Important,Very important,Slightly important,Very important,Important,Critical,Very important,Very important,Very important,Critical,Slightly important,Not important,Very important,Slightly important,Very important,Important,Slightly important,Slightly important,Important,Important,Very important,Important,Slightly important,Very important,Not important,Slightly important,Not important,Very important,Very important,Critical,Critical,Critical,Very important,Slightly important,Slightly important,Important,Slightly important,Not important,Slightly important,Not difficult,Very difficult,Slightly difficult,2,19,Slightly difficult,Almost impossible,Slightly difficult,1,8,Not difficult,Difficult,Difficult,0,6,Slightly difficult,Slightly difficult,Not difficult,0,2,Slightly difficult,Slightly difficult,Slightly difficult,0,7,Slightly difficult,Slightly difficult,Slightly difficult,1,8,Not difficult,Difficult,Slightly difficult,2,7,Not difficult,Not difficult,Not difficult,1,10,Not difficult,Not difficult,Not difficult,1,2,Important,Very important,Not important,Not important,Important,Not important,Not important,Not important,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Moderate obstacle,No obstacle,Minor obstacle,Major obstacle,Minor obstacle,No obstacle,Private placement office, -44,No,-44,-44,-44,-44,Yes,0,2,Yes,-44,Yes,Very severe obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,No obstacle,No,0,100, -44,0,Yes,14,No,40,0,0,0,20,0,0,0,0,0,0,0,40, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Other,6730000,6950000,2988500,1807000,160000,139000,266000,208500,33000,19000,33000,0,0,1037000,1051000,1460000,1460000,1825000,Major obstacle,Major obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,Major obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Access to finance,Customs and Trade Regulations,Electricity,Minor obstacle,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Moderated impact,Yes,Large impact,No,No impact,Yes,Large impact,Yes,Moderated impact,No,No impact,No,No impact,No,No impact,No,No impact,No,No impact,Yes,Large impact,Yes,Moderated impact,No,No impact,Yes,Large impact,Yes,Moderated impact,Yes,Large impact,Yes,Moderated impact,No,No impact,Yes,Large impact,Yes,Moderated impact,Yes,Large impact,No,No impact,Yes,Large impact,No,No impact,Yes,Negative impact,Yes,Large impact,Yes,Moderated impact,Yes,Large impact,Yes,Large impact,Yes,Moderated impact,Yes,Moderated impact,No,No impact,No,No impact,No,No impact,Yes,Large impact,Yes,Moderated impact,Yes,Large impact,Yes,Large impact,Yes,Large impact,Yes,Moderated impact,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,Yes,Truthful,Are taken directly from the establishment's records, 134507832,,Antigua - Barbuda,Antigua - Barbuda,Retail,507832,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All women,Yes,Not applicable,100,Makes major strategic and fiancial decisions,28,3,Equally men and women,Male,Male,Male,1983,No,Yes,1983,10,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,1,1,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,5,Yes,Yes,No,0,-44,-44,100,0, -44,0,45,55,5,Individuals,10,65,25,food sales,80,Local,10,Decreased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,60,40,Yes,17,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,Yes,No,No,Minor obstacle,Major obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,-44, -44,Tend to agree,Strongly disagree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,-44,73140,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,0,7000,Yes,No,No,No,No,No,-44,-44,No,-44,-44,No,No,Yes,2,No,-44,-44,Yes,10,1,-44,No,-44,-44,No,-44,-44,No,-44,-44,10,42,12,14,10,6,12,0,9,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,12,27000,11,26000,11,31000,1,24000,2,24000,1,27000,1,18000,1,16000,1,21000,1,14000,1,13000,1,16000,2,14000,2,14100,2,15900,1,15000,1,14200,1,17800,14,12000,13,10900,14,13100,0,-77,0,-77,0,-77,10,14000,11,12700,11,15700,-44, -44,University graduate,Completed secondary,University graduate,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed secondary,Started but did not complete college/vocational training,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Important,Important,Very important,Important,Important,Very important,Slightly important,Slightly important,Important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Very important,Critical,Very important,Important,Important,Very important,Critical,Very important,Important,Critical,Slightly important,Important,Slightly important,Not important,Not important,Important,Important,Slightly important,Critical,Critical,Important,Very important,Important,Slightly important,Important,Important,Important,Very important,Important,Critical,Important,Critical,Critical,Very important,Very important,Very important,Slightly important,Slightly important,Important,Slightly important,Important,Very important,Not important,Slightly important,Slightly important,Important,Very important,Slightly important,Important,Important,Not important,Not important,Slightly important,Very important,Important,Critical,Very important,Very important,Very important,Not important,Slightly important,Important,Important,Slightly important,Not important,Difficult,Very difficult,Difficult,2,23,Not difficult,Very difficult,Slightly difficult,0,15,Slightly difficult,Slightly difficult,Difficult,1,5,Slightly difficult,Not difficult,Slightly difficult,1,1,Slightly difficult,Slightly difficult,Difficult,1,6,Slightly difficult,Difficult,Slightly difficult,0,7,Not difficult,Difficult,Difficult,2,4,Slightly difficult,Slightly difficult,Not difficult,0,9,Not difficult,Slightly difficult,Not difficult,1,2,Very important,Important,Important,Important,Important,Slightly important,Not important,Not important,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,Through family/friends, -44,No,-44,-44,-44,-44,Yes,1,2,Yes,-44,Yes,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,Minor obstacle,Yes,0,100, -44,0,Yes,11,No,0,20,5,0,25,0,50,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Did not think it would be approved,4580000,4210000,1557700,1263000,177000,168400,210500,29500,3000,4000,5000,0,0,861000,1179000,1179000,1684000,1415000,No obstacle,No obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Major obstacle,Minor obstacle,No obstacle,Moderate obstacle,Minor obstacle,Major obstacle,No obstacle,Major obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Corruption,Access to finance,Tax Rates,Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Local business association, -44,technological and Innovation Support, -44,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 134507771,,Antigua - Barbuda,Antigua - Barbuda,Retail,507771,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All women,Yes,Not applicable,100,Makes major strategic and fiancial decisions,44,2,Predominantly men,Male,Male,Male,1970,No,Yes,1983,20,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,1,1,-44,Yes,2,0,0,-44,Yes,8,0,0,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0, -44,10,40,50,5,Individuals,5,60,35,hardware,95,National,15,Decreased,Remained the same,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,40,60,Yes,11,Yes,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to agree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,Yes,5,Yes,1,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,10,43,12,15,10,6,0,0,8,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,12,33000,12,33000,12,36000,1,21000,2,20000,1,24000,1,26000,1,25000,1,29000,1,14000,1,14000,1,16000,2,17000,2,16100,2,18900,1,17000,1,15800,1,18700,15,15000,16,14900,16,17700,0,-77,0,-77,0,-77,10,14000,10,12600,10,15600,Increase/decreased demand for goods, -44,University graduate,Post graduated,University graduate,University graduate,Completed secondary,Completed secondary,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Important,Slightly important,Very important,Very important,Very important,Important,Important,Slightly important,Slightly important,Important,Slightly important,Important,Not important,Slightly important,Important,Very important,Very important,Critical,Important,Important,Critical,Critical,Slightly important,Important,Critical,Slightly important,Important,Important,Not important,Slightly important,Important,Slightly important,Important,Very important,Critical,Very important,Very important,Important,Very important,Important,Important,Important,Critical,Slightly important,Very important,Very important,Critical,Critical,Very important,Critical,Critical,Important,Not important,Very important,Not important,Very important,Important,Not important,Important,Not important,Very important,Important,Important,Very important,Important,Not important,Slightly important,Slightly important,Important,Important,Very important,Critical,Critical,Very important,Not important,Slightly important,Very important,Very important,Slightly important,Slightly important,Not difficult,Very difficult,Difficult,2,16,Slightly difficult,Difficult,Slightly difficult,1,11,Slightly difficult,Difficult,Slightly difficult,0,6,Slightly difficult,Not difficult,Not difficult,0,1,Slightly difficult,Slightly difficult,Slightly difficult,1,8,Not difficult,Difficult,Difficult,0,7,Not difficult,Slightly difficult,Slightly difficult,2,3,Slightly difficult,Not difficult,Slightly difficult,1,4,Not difficult,Not difficult,Not difficult,1,1,Critical,Very important,Very important,Not important,Important,Slightly important,Not important,Slightly important,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,No obstacle,Private placement office, -44,No,-44,-44,-44,-44,No,-44,-44,No,The benefits of training are small than the costs,Yes,Major obstacle,Moderate obstacle,No obstacle,Major obstacle,No obstacle,Minor obstacle,Yes,0,100, -44,0,No,-44,No,80,8,2,0,10,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,Yes,Line of credit,2011,500000,15,24,Other,Yes,No,No,No,Yes,No, -44,125,Yes,3,2,Other objections,-44,1690000,1580000,537200,395000,41000,63200,60000,12500,1000,2000,2000,0,0,298000,364000,458000,506000,802000,No obstacle,Minor obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,Minor obstacle,No obstacle,Very severe obstacle,No obstacle,No obstacle,Moderate obstacle,No obstacle,No obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Minor obstacle,-44,-44,-44,-44,-44,Access to finance,"Crime, theft and disorder",Labor Regulations,Major obstacle,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Large impact,Yes,Large impact,No,No impact,Yes,Large impact,No,No impact,No,No impact,No,No impact,No,No impact,No,No impact,Yes,Large impact,Yes,Moderated impact,Yes,Moderated impact,No,No impact,Yes,Moderated impact,Yes,Negative impact,Yes,Large impact,Yes,Moderated impact,No,No impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,No,No impact,Yes,Moderated impact,No,No impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Large impact,Yes,Large impact,Yes,Moderated impact,No,No impact,Yes,Large impact,No,No impact,No,No impact,No,No impact,Yes,Large impact,Yes,Large impact,No,No impact,Yes,Large impact,Yes,Large impact,Yes,Large impact,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,Yes,No,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are taken directly from the establishment's records, 134507789,,Antigua - Barbuda,Antigua - Barbuda,Hotel and restaurants,507789,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,65,25,0,75,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Male,Male,Male,1986,No,Yes,1986,12,No,-44,-44,No,-44,-44,No,-44,-44,Yes,33,No,Yes,9,4,1,-44,No,-44,-44,-44,-44,Yes,3,2,1,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0, -44,5,65,30,5,Large private firms (more than 100 employees),25,70,5,hotel rooms,80,Local,5,Decreased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,70,30,Yes,13,Yes,No,No,No,Yes,No,Yes,Laboratory or research center, -44,No,No,No,Yes,Yes,No,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,Important,Very Important,Important,Very Important,Very Important,Important,Very Important,Yes,65,Yes,35,No,-44,No,No,10000,-44,No,No,No,No,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,No obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to agree,Tend to disagree,Tend to agree,Yes,No,-44,-44,-44,-44,Yes,-44,40000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,25000,4000,Yes,No,Yes,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,3,Yes,4,No,No,-44,0,-44,Yes,5,Yes,No,-44,-44,Yes,0,2,12,43,12,15,10,6,0,0,8,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,12,45000,12,41000,12,49000,1,23000,2,22000,1,26000,1,25000,1,25000,1,29000,1,17000,1,17000,1,20000,2,15000,2,14700,2,16800,1,16000,1,15400,1,18700,15,15000,15,14000,15,17800,0,-77,0,-77,0,-77,10,13000,10,11700,9,14400,New products require new skills, -44,University graduate,University graduate,University graduate,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed secondary,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed primary school,Important,Slightly important,Very important,Very important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Slightly important,Important,Critical,Critical,Very important,Important,Important,Very important,Critical,Important,Slightly important,Critical,Slightly important,Slightly important,Very important,Not important,Not important,Important,Slightly important,Important,Critical,Critical,Important,Very important,Important,Important,Important,Very important,Very important,Very important,Not important,Critical,Slightly important,Very important,Critical,Very important,Critical,Critical,Slightly important,Not important,Very important,Not important,Very important,Important,Important,Not important,Not important,Important,Very important,Very important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Very important,Slightly important,Critical,Critical,Very important,Very important,Not important,Not important,Important,Important,Not important,Slightly important,Not difficult,Very difficult,Difficult,2,11,Slightly difficult,Difficult,Difficult,1,15,Not difficult,Difficult,Slightly difficult,1,8,Slightly difficult,Not difficult,Slightly difficult,0,3,Not difficult,Slightly difficult,Slightly difficult,1,10,Not difficult,Difficult,Slightly difficult,1,10,Not difficult,Slightly difficult,Very difficult,2,4,Not difficult,Slightly difficult,Slightly difficult,1,2,Slightly difficult,Not difficult,Not difficult,1,1,Very important,Important,Not important,Slightly important,Slightly important,Slightly important,Slightly important,Not important,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,No obstacle,Minor obstacle,Through family/friends, -44,No,-44,-44,-44,-44,Yes,0,2,No,The firm does not have enough information about training pro,Yes,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Yes,0,100, -44,0,No,-44,No,80,0,0,0,20,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,2,2,Incompleteness of loan application,-44,5020000,5570000,2339400,1726700,156000,222800,1260000,78000,16000,16000,9000,0,0,968000,936000,1225000,1560000,3308000,Minor obstacle,Minor obstacle,No obstacle,Major obstacle,No,Yes,No,No,No,No,No,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,No obstacle,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Cost of finance,Practices of competitors in the informal sector,Access to land for expansion / relocation,Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Administratie procedure is cumbersome, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 134507787,,Antigua - Barbuda,Antigua - Barbuda,Retail,507787,No,-44,-44,-44,-44,Partnership (including limited liability companies), -44,50,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Male,1975,No,Yes,1975,11,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,2,0,-44,No,-44,-44,-44,-44,Yes,3,2,1,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,20,60,20,0,Large private firms (more than 100 employees),10,60,30,household product,95,Local,5,Decreased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,65,35,No,-44,Yes,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,Yes,No,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to disagree,Strongly disagree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,15,Yes,6,No,No,-44,1,-44,No,-44,-44,Yes,35,Yes,Yes,5,2,20,44,12,15,11,6,0,0,7,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,5,12,28000,11,27000,10,32000,1,21000,1,20000,1,24000,1,23000,1,22000,1,25000,1,17000,1,15000,1,19000,2,14000,2,13100,2,16200,1,14000,1,13500,1,15900,15,12000,16,12100,16,13100,0,-77,0,-77,0,-77,11,13000,10,13000,10,15400,Increase demand for higher quality product, -44,University graduate,Completed college/vocational training,Post graduated,University graduate,Completed college/vocational training,Completed secondary,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Started but did not complete college/vocational training,Completed secondary,Completed secondary,-44,-44,Completed secondary,Completed primary school,Important,Important,Very important,Very important,Important,Important,Important,Important,Important,Important,Slightly important,Important,Slightly important,Important,Very important,Very important,Very important,Very important,Important,Important,Critical,Critical,Important,Important,Critical,Slightly important,Important,Important,Slightly important,Not important,Critical,Important,Critical,Critical,Critical,Important,Very important,Important,Important,Important,Very important,Important,Very important,Important,Very important,Slightly important,Critical,Critical,Very important,Very important,Critical,Slightly important,Not important,Very important,Not important,Important,Very important,Slightly important,Slightly important,Not important,Very important,Very important,Slightly important,Slightly important,Very important,Not important,Not important,Slightly important,Very important,Very important,Critical,Critical,Critical,Critical,Not important,Slightly important,Important,Important,Slightly important,Slightly important,Not difficult,Very difficult,Difficult,2,11,Slightly difficult,Very difficult,Slightly difficult,0,9,Slightly difficult,Difficult,Slightly difficult,0,6,Not difficult,Slightly difficult,Slightly difficult,1,2,Slightly difficult,Difficult,Slightly difficult,1,3,Not difficult,Difficult,Slightly difficult,1,9,Not difficult,Difficult,Difficult,2,6,Slightly difficult,Slightly difficult,Slightly difficult,0,4,Not difficult,Not difficult,Not difficult,2,1,Important,Very important,Very important,Important,Very important,Not important,Not important,Not important,No obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Minor obstacle,No obstacle,Public placement office, -44,No,-44,-44,-44,-44,No,-44,-44,No,The firm is affraid of investing in workers that after the t,Yes,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Yes,0,100, -44,0,Yes,9,No,85,0,0,0,15,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,2,2,Insufficient profitability,-44,7780000,6140000,1657800,1903400,166000,61400,126000,184000,17000,20000,11000,0,0,798000,1117000,1228000,1596000,3033000,No obstacle,Moderate obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Very severe obstacle,Major obstacle,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,No obstacle,Major obstacle,Minor obstacle,Minor obstacle,Major obstacle,Minor obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Tax Rates,Access to finance,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Local business association, -44,technological and Innovation Support, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are taken directly from the establishment's records, 134507792,,Antigua - Barbuda,Antigua - Barbuda,Retail,507792,No,-44,-44,-44,-44,Partnership (including limited liability companies), -44,50,0,100,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Male,1986,No,Yes,1986,24,No,-44,-44,No,-44,-44,No,-44,-44,Yes,20,No,Yes,0,1,1,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0, -44,5,45,50,0,Your parent company or affiliated establishments,5,55,40,jewellery,90,Local,5,Decreased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,30,70,Yes,5,Yes,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,Yes,No,No,No,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to disagree,Yes,No,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,Yes,0,Yes,2,No,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,0,2,10,45,13,15,11,6,0,0,8,1,2,2,0,0,0,0,0,0,0,1,1,0,0,0,0,15,43000,13,40000,12,46000,1,18000,2,16000,1,20000,1,23000,1,22000,1,25000,1,14000,1,14000,1,16000,2,17000,2,15100,2,18300,1,14000,1,13900,1,16000,15,14000,14,12700,13,15600,0,-77,0,-77,0,-77,11,14000,12,12600,11,15900,New products require new skills, -44,Post graduated,University graduate,Post graduated,University graduate,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed primary school,Important,Important,Very important,Important,Important,Important,Slightly important,Important,Important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Critical,Very important,Critical,Important,Important,Very important,Critical,Very important,Very important,Critical,Slightly important,Very important,Important,Not important,Slightly important,Critical,Important,Critical,Very important,Critical,Very important,Very important,Very important,Very important,Important,Slightly important,Important,Very important,Important,Critical,Important,Critical,Critical,Very important,Very important,Critical,Slightly important,Slightly important,Important,Slightly important,Very important,Very important,Slightly important,Important,Not important,Slightly important,Slightly important,Important,Slightly important,Important,Not important,Slightly important,Slightly important,Slightly important,Important,Critical,Very important,Critical,Very important,Not important,Not important,Important,Very important,Slightly important,Not important,Slightly difficult,Difficult,Difficult,2,10,Slightly difficult,Very difficult,Difficult,0,6,Slightly difficult,Difficult,Slightly difficult,0,8,Not difficult,Not difficult,Difficult,0,3,Slightly difficult,Slightly difficult,Slightly difficult,1,4,Slightly difficult,Difficult,Slightly difficult,0,8,Not difficult,Difficult,Difficult,2,4,Slightly difficult,Not difficult,Not difficult,0,2,Slightly difficult,Not difficult,Not difficult,2,1,Very important,Very important,Slightly important,Important,Critical,Not important,Not important,Not important,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Public placement office, -44,No,-44,-44,-44,-44,Yes,5,2,No,The firm cannot afford the optimal level of training,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,11,No,15,52,13,0,10,0,0,0,0,0,10,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,5,5,Other objections,-44,6710000,7520000,1955200,1128000,203000,75200,454000,195500,29000,10000,16000,0,0,1636000,1441000,2181000,2030000,3272000,No obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,No obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,"Crime, theft and disorder",Practices of competitors in the informal sector,Inadequately educated workforce,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Community based organization, -44,"General management, Business development and Strategies supp", -44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Truthful,Are estimates computed with some precision, 134507862,,Antigua - Barbuda,Antigua - Barbuda,Hotel and restaurants,507862,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,80,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Male,2001,No,Yes,2001,5,No,-44,-44,No,-44,-44,No,-44,-44,Yes,26,No,Yes,0,3,2,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,2,4,2,-44,No,-44,No,No,Yes,0,-44,-44,100,0, -44,15,60,25,0,Others,35,50,15,food,95,International,5,Increased,Remained the same,More than 5,45,55,0,2002,nigeria,35,cameroon,30,10,0,5,70,30,No,-44,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,Yes,No,No,Major obstacle,Major obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,Yes,10,Yes,1,No,Yes,0,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,15,46,13,16,11,6,8,9,5,2,8,4,2,1,1,1,1,0,0,1,1,1,1,1,5,17,31000,17,31000,17,33000,1,28000,2,25000,1,33000,2,24000,2,23000,2,28000,2,15000,2,14000,2,17000,2,14000,2,13700,2,15100,0,-77,0,-77,0,-77,18,13000,18,11600,18,14300,0,-77,0,-77,0,-77,12,14000,13,13500,12,16000,Increase/decreased demand for goods, -44,University graduate,University graduate,University graduate,University graduate,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed secondary,Slightly important,Slightly important,Critical,Important,Important,Important,Slightly important,Important,Important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Critical,Critical,Critical,Important,Important,Critical,Critical,Important,Important,Very important,Important,Important,Important,Not important,Not important,Important,Important,Important,Critical,Critical,Important,Critical,Very important,Important,Very important,Important,Important,Very important,Slightly important,Very important,Slightly important,Critical,Critical,Very important,Very important,Very important,Slightly important,Not important,Very important,Not important,Important,Important,Important,Slightly important,Not important,Very important,Important,Important,Important,Important,Slightly important,Not important,Slightly important,Very important,Important,Critical,Critical,Critical,Very important,Slightly important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Slightly difficult,Very difficult,Difficult,2,25,Slightly difficult,Very difficult,Difficult,1,9,Slightly difficult,Slightly difficult,Difficult,0,2,Slightly difficult,Not difficult,Not difficult,0,2,Slightly difficult,Not difficult,Slightly difficult,0,9,Slightly difficult,Difficult,Difficult,0,8,Not difficult,Difficult,Difficult,2,5,Slightly difficult,Not difficult,Not difficult,0,6,Not difficult,Not difficult,Slightly difficult,2,1,Very important,Critical,Slightly important,Slightly important,Very important,Important,Slightly important,Not important,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,Private placement office, -44,No,-44,-44,-44,-44,Yes,4,2,Yes,-44,Yes,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,Yes,0,100, -44,0,Yes,8,No,75,12,3,0,10,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,2,2,Incompleteness of loan application,-44,3050000,3160000,884800.0000000001,1042800,284000,189600,60000,31500,6000,5000,6000,0,0,625000,715000,822000,980000,1471000,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Moderate obstacle,No obstacle,No obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,No obstacle,No obstacle,Major obstacle,Minor obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,Access to finance,Tax administration,Tax Rates,Minor obstacle,Yes,Yes,No,No,No,Yes,No,-44,-44,-44,-44,-44,-44,Yes,Large impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,Truthful,Are taken directly from the establishment's records, 134507826,,Antigua - Barbuda,Antigua - Barbuda,Retail,507826,Yes,3,Establishment physically separated from HQ and other establi,Yes,-44,Shareholding company with non-traded shares or shares traded, -44,20,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,2000,No,Yes,2000,13,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,2,1,-44,No,-44,-44,-44,-44,Yes,1,0,1,-44,No,-44,-44,-44,-44,Yes,4,Yes,Yes,Yes,0,-44,-44,100,0, -44,45,40,15,10,Government or government agencies (including state-owned ent,0,65,35,food,100,Local,10,Decreased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,35,65,No,-44,Yes,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to disagree,Tend to disagree,Yes,No,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,0,0,Yes,Yes,No,No,No,No,-44,-44,No,-44,-44,Yes,No,Yes,5,Yes,2,No,No,-44,-44,8000,No,-44,-44,No,-44,-44,No,-44,-44,25,57,16,19,14,8,0,5,2,4,10,4,3,2,1,0,0,0,0,1,1,1,1,1,9,20,27000,20,24000,18,31000,1,25000,2,25000,1,29000,2,24000,2,23000,2,26000,2,17000,2,16000,2,19000,3,15000,3,14200,3,16700,1,17000,1,17300,1,19400,22,13000,20,12800,21,14900,0,-77,0,-77,0,-77,16,14000,16,13000,15,16300,New production methods, -44,University graduate,University graduate,University graduate,University graduate,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Started but did not complete college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed primary school,Important,Slightly important,Very important,Important,Important,Important,Slightly important,Slightly important,Important,Important,Important,Important,Slightly important,Slightly important,Important,Very important,Very important,Critical,Important,Important,Critical,Critical,Very important,Very important,Very important,Important,Slightly important,Important,Not important,Slightly important,Important,Slightly important,Slightly important,Critical,Critical,Important,Very important,Very important,Slightly important,Slightly important,Important,Important,Critical,Important,Critical,Important,Critical,Critical,Critical,Very important,Critical,Not important,Slightly important,Important,Not important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Important,Slightly important,Very important,Important,Not important,Not important,Not important,Important,Very important,Critical,Critical,Critical,Very important,Not important,Not important,Very important,Important,Not important,Not important,Not difficult,Very difficult,Slightly difficult,2,19,Slightly difficult,Very difficult,Difficult,0,12,Slightly difficult,Slightly difficult,Difficult,0,3,Slightly difficult,Slightly difficult,Slightly difficult,1,2,Not difficult,Slightly difficult,Difficult,1,4,Not difficult,Difficult,Slightly difficult,0,7,Not difficult,Slightly difficult,Slightly difficult,3,10,Not difficult,Not difficult,Not difficult,0,2,Not difficult,Not difficult,Not difficult,2,1,Very important,Very important,Very important,Not important,Critical,Not important,Slightly important,Not important,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Public placement office, -44,No,-44,-44,-44,-44,Yes,3,2,No,The firm cannot afford the optimal level of training,Yes,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,No obstacle,No obstacle,No,0,100, -44,0,Yes,7,No,40,32,8,0,20,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,3,3,Concerns about level of debt already incurred,-44,9280000,8730000,3841200,2357100,314000,87300,151000,105000,17000,13000,15000,0,0,1407000,1152000,2270000,1746000,2285000,No obstacle,No obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,No obstacle,Moderate obstacle,Very severe obstacle,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Cost of finance,Inadequately educated workforce,Telecommunications,Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Too expensive, -44,-44,-44, -44,-44, -44,Yes,No,No,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 134507796,,Antigua - Barbuda,Antigua - Barbuda,Retail,507796,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,30,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly women,Male,Female,Female,1985,No,Yes,1985,28,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,3,0,-44,No,-44,-44,-44,-44,Yes,8,0,0,-44,No,-44,-44,-44,-44,No,4,Yes,Yes,Yes,0,-44,-44,100,0, -44,35,50,15,4,Others,30,50,20,furniture,65,Local,10,Remained the same,Decreased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,70,30,Yes,7,No,Yes,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,Yes,No,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Major obstacle,Moderate obstacle,No obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to agree,Tend to agree,Yes,No,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,50000,0,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,Yes,1,No,No,-44,-44,0,No,-44,-44,No,-44,-44,No,-44,-44,27,62,17,21,15,9,0,0,11,1,5,3,1,1,0,0,0,0,0,1,1,1,3,0,10,20,30000,18,30000,18,32000,1,18000,1,16000,1,20000,2,20000,2,18000,2,23000,2,15000,2,14000,2,17000,3,14000,3,13100,3,15700,1,13000,1,12500,1,15400,22,16000,23,15700,23,19000,0,-77,0,-77,0,-77,16,15000,18,15000,19,17700,Increase/decreased demand for goods, -44,University graduate,Post graduated,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed secondary,Completed college/vocational training,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Important,Not important,Very important,Very important,Important,Very important,Slightly important,Slightly important,Important,Important,Important,Slightly important,Not important,Slightly important,Important,Very important,Very important,Critical,Very important,Very important,Very important,Very important,Slightly important,Very important,Critical,Slightly important,Important,Slightly important,Not important,Not important,Important,Important,Important,Critical,Critical,Important,Important,Important,Very important,Important,Very important,Important,Very important,Important,Critical,Very important,Critical,Critical,Critical,Very important,Critical,Not important,Slightly important,Slightly important,Not important,Important,Important,Slightly important,Slightly important,Important,Important,Important,Important,Slightly important,Important,Not important,Slightly important,Slightly important,Very important,Very important,Very important,Critical,Very important,Critical,Not important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Slightly difficult,Very difficult,Difficult,2,11,Slightly difficult,Difficult,Very difficult,0,13,Difficult,Difficult,Slightly difficult,1,8,Not difficult,Slightly difficult,Not difficult,0,1,Not difficult,Not difficult,Slightly difficult,1,6,Slightly difficult,Difficult,Slightly difficult,1,7,Not difficult,Difficult,Slightly difficult,3,8,Not difficult,Not difficult,Not difficult,1,5,Not difficult,Not difficult,Not difficult,2,1,Important,Very important,Slightly important,Important,Very important,Slightly important,Slightly important,Slightly important,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Major obstacle,Major obstacle,No obstacle,Major obstacle,No obstacle,No obstacle,No obstacle,Through family/friends, -44,Yes to fire,No,-44,Yes,6,No,-44,-44,No,The firm does not have enough information about training pro,Yes,Moderate obstacle,Moderate obstacle,No obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Yes,0,100, -44,0,No,-44,No,60,28,7,0,5,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Other,25050000,21730000,7170900,7170900,978000,1303800,454000,195500,29000,33000,37000,0,0,3898000,3395000,5650000,4781000,5800000,No obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,No obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Cost of finance,Customs and Trade Regulations,Transportation,Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Local business association, -44,Marketing and Operations support, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 134507853,,Antigua - Barbuda,Antigua - Barbuda,Construction,507853,No,-44,-44,-44,-44,Partnership (including limited liability companies), -44,90,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Male,1978,No,Yes,1978,7,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,0,1,1,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,3,Yes,No,Yes,0,-44,-44,100,0, -44,10,45,45,0,Government or government agencies (including state-owned ent,10,50,40,construction,100,National,5,Increased,Remained the same,More than 5,100,0,85,-44,-44,-44,-44,-44,-44,-44,-44,60,40,Yes,14,Yes,Yes,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,No obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,-44, -44,Tend to agree,Tend to agree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,Yes,0,Yes,1,Yes,No,-44,0,-44,Yes,14,Yes,No,-44,-44,No,-44,-44,50,64,17,22,16,9,1,4,3,4,0,0,0,0,0,0,0,0,0,0,0,0,0,0,10,17,35000,16,35000,15,41000,1,19000,1,18000,1,21000,2,17000,3,16000,2,19000,2,17000,2,17000,2,20000,3,14000,3,12700,3,15700,1,14000,1,12600,1,15200,22,13000,22,12900,23,15200,0,-77,0,-77,0,-77,16,14000,17,13100,18,16500,Increase/decreased demand for goods, -44,Post graduated,Completed college/vocational training,Post graduated,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed secondary,Started but did not complete college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Slightly important,Slightly important,Critical,Very important,Very important,Very important,Important,Important,Important,Very important,Important,Important,Slightly important,Important,Very important,Very important,Critical,Critical,Important,Very important,Critical,Critical,Slightly important,Important,Critical,Slightly important,Slightly important,Important,Slightly important,Not important,Critical,Important,Critical,Critical,Very important,Important,Very important,Very important,Important,Important,Important,Very important,Very important,Slightly important,Critical,Important,Critical,Very important,Very important,Very important,Critical,Slightly important,Not important,Important,Not important,Very important,Important,Not important,Not important,Slightly important,Important,Important,Slightly important,Slightly important,Very important,Slightly important,Slightly important,Slightly important,Important,Slightly important,Critical,Critical,Very important,Very important,Important,Slightly important,Very important,Slightly important,Slightly important,Not important,Slightly difficult,Difficult,Difficult,2,12,Not difficult,Almost impossible,Difficult,1,13,Slightly difficult,Difficult,Slightly difficult,1,7,Slightly difficult,Slightly difficult,Not difficult,0,2,Slightly difficult,Slightly difficult,Slightly difficult,1,8,Not difficult,Slightly difficult,Difficult,1,2,Not difficult,Difficult,Difficult,3,9,Not difficult,Slightly difficult,Slightly difficult,0,10,Not difficult,Not difficult,Not difficult,2,1,Important,Important,Important,Important,Critical,Not important,Not important,Slightly important,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,Private placement office, -44,No,-44,-44,-44,-44,No,-44,-44,No,The firm cannot afford the optimal level of training,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,Yes,7,Yes,20,54,16,0,10,0,0,0,0,0,0,0,0, -44,25,75,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Line of credit,2010,30000,11,42,Private commercial banks,Yes,Yes,No,No,No,No, -44,175,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,9700000,12560000,3140000,4270400,389000,376800,69000,238500,45000,48000,38000,628000,0,2090000,3517000,3266000,4396000,9275000,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,No obstacle,No obstacle,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,No obstacle,Minor obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Macroeconomic environment,Customs and Trade Regulations,Transportation,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Private independent fund, -44,"General management, Business development and Strategies supp", -44,No,-44,-44,Yes,No,Yes,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 134507810,,Antigua - Barbuda,Antigua - Barbuda,Hotel and restaurants,507810,Yes,2,Establishment physically separated from HQ and other establi,Yes,-44,Shareholding company with non-traded shares or shares traded, -44,80,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,1998,No,Yes,1998,10,No,-44,-44,No,-44,-44,No,-44,-44,Yes,13,No,Yes,3,2,0,-44,No,-44,-44,-44,-44,Yes,7,0,1,-44,Yes,0,1,2,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0, -44,5,45,50,4,Small private firms (less than 20 employees),0,55,45,catering,100,National,15,Increased,Remained the same,2-5,70,30,0,1999,nigeria,35,south korea,10,6,0,1,35,65,Yes,20,Yes,Yes,No,No,Yes,No,Yes,Competitor, -44,No,Yes,Yes,Yes,No,Yes,No,Yes,No,Yes,Yes,Yes,No,No,No,Yes,No,No,No, -44,Important,Critical,Very Important,Very Important,Critical,Important,Very Important,Yes,45,Yes,55,No,-44,Yes,No,40000,-44,No,No,Yes,No,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,No obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,5,-44,Yes,1,-44,Yes,1,Outside working hours,Firearm/gun,Money,45000,Gang related,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,3,Outside working hours,Baseball bat,Other company property,800,Other,No,Yes,-44,Yes,1,Outside working hours,Knife,Money,8500,Group of criminals,Yes,No,Police have not done anything in the past,Yes,1,Outside working hours,Knife,Goods or stock,3000,Gang related,No,No,Not enough police/not enough resources,No,-44,-44,0,Yes,No,Yes,Yes,Yes,No,-44,-44,No,-44,-44,No,Yes,Yes,1,Yes,1,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,28,66,18,23,16,9,0,10,6,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,9,18,47000,16,48000,15,55000,1,18000,2,17000,1,20000,2,24000,2,22000,2,26000,2,14000,2,14000,2,17000,3,17000,3,16800,3,19300,1,14000,1,12700,1,15400,23,13000,22,13200,21,14400,0,-77,0,-77,0,-77,16,13000,15,13200,16,14900,Increase demand for higher quality product, -44,University graduate,University graduate,University graduate,University graduate,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed secondary,Completed college/vocational training,Completed secondary,Completed secondary,Completed secondary,-44,-44,Completed secondary,Started but did not complete secondary,Important,Important,Critical,Critical,Important,Important,Important,Important,Very important,Important,Important,Slightly important,Not important,Slightly important,Slightly important,Very important,Very important,Critical,Important,Important,Critical,Critical,Important,Slightly important,Very important,Important,Important,Important,Slightly important,Not important,Important,Important,Important,Critical,Critical,Very important,Very important,Very important,Important,Very important,Slightly important,Important,Very important,Slightly important,Critical,Important,Critical,Critical,Critical,Very important,Very important,Slightly important,Not important,Very important,Not important,Important,Important,Not important,Not important,Slightly important,Very important,Important,Very important,Slightly important,Very important,Slightly important,Slightly important,Slightly important,Important,Slightly important,Critical,Critical,Very important,Very important,Not important,Slightly important,Important,Very important,Not important,Not important,Not difficult,Difficult,Difficult,2,15,Slightly difficult,Difficult,Difficult,0,15,Not difficult,Slightly difficult,Slightly difficult,0,3,Slightly difficult,Not difficult,Slightly difficult,0,1,Slightly difficult,Slightly difficult,Difficult,1,9,Slightly difficult,Slightly difficult,Difficult,1,9,Not difficult,Difficult,Difficult,3,5,Not difficult,Not difficult,Slightly difficult,0,5,Not difficult,Not difficult,Not difficult,2,1,Important,Important,Slightly important,Important,Important,Not important,Not important,Not important,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,No obstacle,Minor obstacle,Private placement office, -44,No,-44,-44,-44,-44,Yes,3,1,No,The benefits of training are small than the costs,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,Yes,7,Yes,50,22,8,0,20,0,0,0,0,0,0,0,0, -44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Line of credit,2010,20000,9,42,"Non-Bank financial institutions (microfinance institutions,",Yes,No,Yes,No,No,No, -44,125,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,2050000,2460000,959400,565800,246000,123000,45000,24500,4000,4000,1000,148000,0,413000,403000,590000,517000,1758000,Minor obstacle,Minor obstacle,No obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Tax administration,Transportation,Minor obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,International organization, -44,"General management, Business development and Strategies supp", -44,Yes,No,No,Yes,No,No,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 134507779,,Antigua - Barbuda,Antigua - Barbuda,Hotel and restaurants,507779,Yes,3,Headquarters with production and/or sales at this location,Yes,-44,Partnership (including limited liability companies), -44,33,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly women,Male,Female,Male,1985,No,Yes,1985,27,No,-44,-44,No,-44,-44,No,-44,-44,Yes,20,No,Yes,3,2,1,-44,No,-44,-44,-44,-44,Yes,0,0,1,-44,No,-44,-44,-44,-44,Yes,3,Yes,Yes,Yes,0,-44,-44,100,0, -44,30,45,25,3,Government or government agencies (including state-owned ent,5,65,30,restaurant,100,National,10,Increased,Remained the same,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,45,55,Yes,17,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Very severe obstacle,-44, -44,Tend to disagree,Tend to agree,Strongly disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,Yes,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,5,Yes,2,No,No,-44,0,-44,Yes,10,No,No,-44,-44,No,-44,-44,15,68,18,23,17,10,14,14,9,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,11,18,32000,17,32000,17,34000,1,29000,1,26000,1,34000,3,18000,3,18000,3,21000,3,14000,3,14000,3,16000,3,17000,3,16800,3,18700,0,-77,0,-77,0,-77,23,17000,22,16700,24,18500,0,-77,0,-77,0,-77,17,13000,19,12800,20,14000,-44, -44,University graduate,Post graduated,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Completed secondary,-44,-44,Completed secondary,Completed secondary,Slightly important,Slightly important,Critical,Very important,Important,Important,Important,Important,Important,Important,Important,Slightly important,Important,Not important,Slightly important,Very important,Critical,Critical,Important,Important,Very important,Critical,Important,Very important,Critical,Slightly important,Slightly important,Slightly important,Important,Slightly important,Slightly important,Important,Important,Critical,Critical,Slightly important,Very important,Important,Slightly important,Important,Important,Important,Very important,Important,Critical,Very important,Critical,Critical,Very important,Very important,Critical,Slightly important,Not important,Very important,Slightly important,Important,Very important,Slightly important,Slightly important,Slightly important,Very important,Important,Very important,Very important,Important,Not important,Not important,Slightly important,Important,Important,Very important,Critical,Critical,Critical,Slightly important,Slightly important,Important,Important,Not important,Slightly important,Difficult,Very difficult,Slightly difficult,2,13,Slightly difficult,Very difficult,Difficult,1,11,Difficult,Slightly difficult,Difficult,0,2,Slightly difficult,Slightly difficult,Slightly difficult,0,1,Slightly difficult,Not difficult,Difficult,1,9,Not difficult,Difficult,Difficult,1,5,Not difficult,Slightly difficult,Slightly difficult,3,8,Not difficult,Not difficult,Slightly difficult,0,6,Slightly difficult,Slightly difficult,Not difficult,2,1,Important,Slightly important,Important,Slightly important,Important,Slightly important,Slightly important,Not important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,Private placement office, -44,No,-44,-44,-44,-44,No,-44,-44,No,The firm cannot afford the optimal level of training,Yes,Very severe obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,No obstacle,Yes,0,100, -44,0,No,-44,Yes,65,12,3,0,20,0,0,0,0,0,0,0,0, -44,75,25,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Line of credit,2009,1500000,10,42,Private commercial banks,No,-44,-44,-44,-44,-44, -44,-44,Yes,2,2,Problems with credit history/report,-44,4340000,5610000,1795200,1178100,180000,280500,680000,39500,6000,8000,6000,112000,0,909000,919000,1515000,1178000,1727000,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Customs and Trade Regulations,Tax administration,Telecommunications,No obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Government based organization, -44,Financial magement and tax and customs administration, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 134507854,,Antigua - Barbuda,Antigua - Barbuda,Hotel and restaurants,507854,No,-44,-44,-44,-44,Sole proprietorship, -44,100,0,100,0,0,All women,Yes,Not applicable,100,Makes major strategic and fiancial decisions,13,5,Predominantly men,Male,Male,Female,2001,No,Yes,2001,5,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,1,1,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,5,Yes,Yes,Yes,0,-44,-44,100,0, -44,15,50,35,15,Your parent company or affiliated establishments,45,55,0,hotel,100,National,15,Increased,Decreased,More than 5,100,0,75,-44,-44,-44,-44,-44,-44,-44,-44,25,75,Yes,2,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Major obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to agree,Strongly disagree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,20000,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,No,No,No,5,Yes,2,Yes,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,5,2,100,72,19,25,18,10,19,0,14,1,2,2,0,0,0,0,0,0,0,1,1,0,0,0,8,21,33000,19,31000,17,38000,1,27000,2,27000,1,32000,3,17000,4,16000,3,19000,3,15000,3,14000,3,16000,3,16000,3,16100,3,18500,0,-77,0,-77,0,-77,25,14000,25,13400,23,16500,0,-77,0,-77,0,-77,18,14000,19,12900,17,15400,Increase/decreased demand for goods, -44,University graduate,University graduate,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed secondary,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Completed secondary,-44,-44,Completed secondary,Completed primary school,Important,Important,Critical,Important,Very important,Important,Important,Very important,Slightly important,Important,Important,Important,Important,Important,Important,Critical,Critical,Critical,Slightly important,Slightly important,Very important,Critical,Important,Important,Critical,Slightly important,Slightly important,Important,Slightly important,Slightly important,Critical,Important,Critical,Critical,Critical,Important,Very important,Important,Very important,Important,Important,Important,Critical,Not important,Critical,Slightly important,Critical,Critical,Very important,Critical,Critical,Slightly important,Slightly important,Very important,Not important,Important,Very important,Slightly important,Slightly important,Slightly important,Very important,Very important,Slightly important,Slightly important,Very important,Slightly important,Slightly important,Not important,Important,Important,Critical,Critical,Critical,Very important,Not important,Slightly important,Very important,Important,Important,Important,Not difficult,Very difficult,Slightly difficult,3,10,Slightly difficult,Very difficult,Slightly difficult,0,7,Difficult,Difficult,Difficult,0,2,Slightly difficult,Not difficult,Slightly difficult,1,3,Not difficult,Slightly difficult,Slightly difficult,1,8,Not difficult,Difficult,Slightly difficult,1,9,Slightly difficult,Difficult,Difficult,3,10,Slightly difficult,Not difficult,Slightly difficult,1,7,Not difficult,Not difficult,Not difficult,2,2,Very important,Important,Very important,Important,Critical,Slightly important,Not important,Slightly important,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,No obstacle,Minor obstacle,No obstacle,Private placement office, -44,Yes to hire,Yes,9,No,-44,No,-44,-44,No,The firm cannot afford the optimal level of training,Yes,Major obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Yes,0,100, -44,0,Yes,6,No,40,0,0,0,20,0,40,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Interest rates are not favorable,3370000,3750000,1050000,375000,113000,225000,1512000,49000,7000,9000,6000,0,0,754000,685000,1125000,1088000,2093000,Minor obstacle,No obstacle,No obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,Minor obstacle,Major obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,No obstacle,Very severe obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Access to finance,"Crime, theft and disorder",Labor Regulations,No obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Community based organization, -44,Marketing and Operations support, -44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 134507726,,Antigua - Barbuda,Antigua - Barbuda,Food,507726,No,-44,-44,-44,-44,Partnership (including limited liability companies), -44,50,95,5,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Male,Male,Male,1932,No,Yes,1932,24,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,1,0,-44,No,-44,-44,-44,-44,Yes,3,1,0,-44,Yes,1,5,1,-44,Yes,2,Yes,Yes,Yes,100,95,90,0,0, -44,25,60,15,3,Medium private firms (20-100 employees),40,60,0,alcohol,100,National,10,Decreased,Remained the same,More than 5,75,25,0,1933,nigeria,40,united states,25,5,0,0,85,15,Yes,4,Yes,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Minor obstacle,No obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,No obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,Major obstacle,-44, -44,Strongly agree,Tend to disagree,Tend to disagree,Tend to disagree,Yes,No,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,No,Yes,0,No,-44,-44,No,-44,-44,0,Yes,13,No,No,-44,-44,Yes,15,1,10,77,21,26,19,11,2,2,2,9,0,0,0,0,0,0,0,0,0,0,0,0,0,0,11,21,44000,22,42000,22,52000,2,25000,2,23000,2,30000,3,24000,4,23000,3,26000,3,15000,3,14000,3,18000,3,16000,3,14700,3,17400,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,26,14000,26,14100,27,16000,19,15000,18,15000,19,16700,Economic upturn/downturn, -44,University graduate,Completed secondary,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,Completed secondary,Completed secondary,Important,Not important,Very important,Very important,Important,Very important,Important,Important,Very important,Important,Important,Important,Slightly important,Not important,Important,Very important,Critical,Very important,Very important,Important,Very important,Critical,Important,Important,Critical,Not important,Important,Important,Slightly important,Slightly important,Critical,Important,Critical,Critical,Critical,Important,Very important,Important,Slightly important,Very important,Important,Important,Very important,Important,Very important,Important,Critical,Critical,Critical,Very important,Critical,Important,Not important,Very important,Slightly important,Important,Very important,Slightly important,Slightly important,Slightly important,Important,Very important,Important,Slightly important,Important,Not important,Not important,Slightly important,Important,Important,Critical,Very important,Critical,Critical,Not important,Not important,Important,Very important,Not important,Slightly important,Not difficult,Very difficult,Difficult,3,11,Slightly difficult,Very difficult,Difficult,1,12,Not difficult,Difficult,Slightly difficult,1,2,Slightly difficult,Slightly difficult,Slightly difficult,1,2,Slightly difficult,Not difficult,Difficult,0,10,Slightly difficult,Difficult,Slightly difficult,0,2,Slightly difficult,Slightly difficult,Slightly difficult,0,5,Slightly difficult,Not difficult,Slightly difficult,3,8,Not difficult,Not difficult,Not difficult,2,2,Very important,Very important,Very important,Important,Critical,Not important,Not important,Slightly important,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,Minor obstacle,Public placement office, -44,Yes to fire,No,-44,Yes,7,Yes,4,2,Yes,-44,Yes,Very severe obstacle,Moderate obstacle,No obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Yes,0,100, -44,0,No,-44,Yes,80,0,0,0,20,0,0,0,0,0,0,0,0, -44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Other,25200000,24260000,7763200,8491000,607000,756000,272000,819000,24000,48000,54000,2426000,0,10602000,2247000,17100000,3210000,39159000,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Minor obstacle,Major obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Corruption,Customs and Trade Regulations,Political environment,Major obstacle,Yes,Yes,No,No,No,Yes,No,-44,-44,-44,-44,-44,-44,Yes,Large impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Large impact,-44,-44,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are taken directly from the establishment's records, 134507863,,Antigua - Barbuda,Antigua - Barbuda,Hotel and restaurants,507863,Yes,3,Establishment physically separated from HQ and other establi,Yes,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Female,Female,1994,No,Yes,1994,27,No,-44,-44,Yes,16,No,No,-44,-44,No,-44,-44,Yes,3,1,1,-44,Yes,2,0,0,-44,Yes,8,4,0,-44,No,-44,-44,-44,-44,Yes,2,Yes,Yes,Yes,0,-44,-44,100,0, -44,5,55,40,1,Others,20,60,20,restaurant,85,Local,10,Decreased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,25,75,Yes,15,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,Yes,No,No,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,0,0,Yes,No,Yes,Yes,No,No,-44,-44,No,-44,-44,No,Yes,Yes,10,Yes,3,No,No,-44,-44,0,Yes,10,No,No,-44,-44,No,-44,-44,15,79,22,27,19,11,16,15,10,1,2,2,0,0,0,0,0,0,0,1,1,0,0,0,8,24,41000,23,41000,22,44000,2,26000,2,25000,2,29000,3,24000,3,22000,2,27000,3,15000,3,15000,3,18000,3,14000,3,13100,3,16000,0,-77,0,-77,0,-77,27,15000,25,13500,24,16800,0,-77,0,-77,0,-77,19,14000,20,13700,21,15700,Increase/decreased demand for goods, -44,University graduate,University graduate,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed secondary,Very important,Slightly important,Critical,Very important,Very important,Very important,Slightly important,Slightly important,Important,Important,Important,Important,Slightly important,Slightly important,Slightly important,Critical,Very important,Critical,Important,Very important,Critical,Critical,Important,Important,Very important,Slightly important,Slightly important,Very important,Slightly important,Not important,Important,Very important,Important,Critical,Very important,Important,Important,Important,Important,Important,Important,Slightly important,Critical,Important,Critical,Important,Critical,Critical,Very important,Critical,Very important,Slightly important,Slightly important,Important,Not important,Very important,Important,Slightly important,Important,Slightly important,Very important,Important,Slightly important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Important,Slightly important,Critical,Critical,Critical,Very important,Slightly important,Slightly important,Important,Important,Slightly important,Important,Slightly difficult,Very difficult,Slightly difficult,3,12,Slightly difficult,Difficult,Difficult,1,6,Difficult,Slightly difficult,Slightly difficult,0,3,Not difficult,Not difficult,Slightly difficult,0,1,Not difficult,Not difficult,Not difficult,1,4,Slightly difficult,Slightly difficult,Slightly difficult,0,8,Not difficult,Difficult,Difficult,3,3,Slightly difficult,Slightly difficult,Slightly difficult,0,8,Not difficult,Not difficult,Not difficult,2,2,Very important,Very important,Slightly important,Not important,Very important,Slightly important,Slightly important,Slightly important,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Through family/friends, -44,Yes to fire,No,-44,Yes,7,No,-44,-44,No,The firm cannot afford the optimal level of training,Yes,Very severe obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,No,0,100, -44,0,No,-44,No,60,16,4,0,20,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Did not think it would be approved,6560000,5500000,2090000,1045000,209000,55000,756000,82500,16000,6000,11000,0,0,858000,1361000,1320000,1815000,3577000,No obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Very severe obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,No obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,Major obstacle,No obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Practices of competitors in the informal sector,Tax Rates,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Community based organization, -44,Marketing and Operations support, -44,Yes,No,No,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,Yes,Truthful,Are estimates computed with some precision, 134507770,,Antigua - Barbuda,Antigua - Barbuda,Retail,507770,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,66.5,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Female,Male,1969,No,Yes,1969,10,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,5,1,-44,No,-44,-44,-44,-44,Yes,0,2,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,10,45,45,0,Large private firms (more than 100 employees),25,65,10,blocks,100,National,10,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,50,50,Yes,3,Yes,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,Yes,No,Major obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,-44, -44,Tend to agree,Tend to agree,Strongly agree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,-44,64000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,Yes,No,No,No,-44,-44,No,-44,-44,No,Yes,Yes,0,Yes,5,No,No,-44,-44,0,Yes,5,Yes,No,-44,-44,No,-44,-44,6,79,22,27,19,11,1,7,4,5,0,0,0,0,0,0,0,0,0,0,0,0,0,0,9,22,34000,22,34000,20,38000,2,23000,3,21000,2,26000,3,18000,4,17000,3,20000,3,14000,3,13000,3,15000,3,17000,3,16400,3,20000,0,-77,0,-77,0,-77,27,16000,29,15900,29,19000,0,-77,0,-77,0,-77,19,14000,20,13600,18,15100,New products require new skills, -44,University graduate,Completed college/vocational training,University graduate,Post graduated,Completed college/vocational training,Completed secondary,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Completed secondary,-44,-44,Completed secondary,Completed secondary,Important,Slightly important,Critical,Important,Important,Important,Slightly important,Important,Important,Very important,Slightly important,Important,Slightly important,Slightly important,Important,Critical,Critical,Very important,Slightly important,Slightly important,Very important,Very important,Important,Important,Critical,Not important,Important,Important,Not important,Not important,Very important,Important,Important,Critical,Critical,Very important,Very important,Important,Slightly important,Very important,Very important,Important,Very important,Important,Critical,Important,Critical,Critical,Very important,Very important,Very important,Not important,Slightly important,Very important,Not important,Very important,Important,Slightly important,Slightly important,Slightly important,Very important,Important,Important,Slightly important,Very important,Slightly important,Slightly important,Slightly important,Important,Important,Critical,Very important,Critical,Very important,Not important,Slightly important,Important,Very important,Slightly important,Important,Not difficult,Very difficult,Difficult,3,16,Difficult,Very difficult,Difficult,1,7,Not difficult,Slightly difficult,Difficult,1,9,Not difficult,Not difficult,Slightly difficult,1,1,Not difficult,Slightly difficult,Slightly difficult,0,7,Not difficult,Slightly difficult,Slightly difficult,1,9,Not difficult,Slightly difficult,Difficult,3,3,Not difficult,Not difficult,Not difficult,1,5,Not difficult,Not difficult,Not difficult,2,2,Very important,Critical,Not important,Important,Very important,Not important,Slightly important,Not important,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,Private placement office, -44,No,-44,-44,-44,-44,No,-44,-44,No,The firm cannot afford the optimal level of training,Yes,Major obstacle,Moderate obstacle,No obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Yes,0,100, -44,0,Yes,9,No,75,0,0,0,25,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,3,3,Incompleteness of loan application,-44,9630000,12260000,4904000,1348600,184000,367800,3150000,122500,21000,12000,20000,0,0,1931000,1861000,3065000,2697000,4260000,No obstacle,Minor obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Very severe obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,Very severe obstacle,No obstacle,Moderate obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,Access to finance,Tax Rates,Tax administration,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Already used this type of assistance in the past and wasn't, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are taken directly from the establishment's records, 134507759,,Antigua - Barbuda,Antigua - Barbuda,Retail,507759,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,60,0,100,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,1964,Yes,Yes,1970,22,No,-44,-44,No,-44,-44,No,-44,-44,Yes,40,No,Yes,6,3,0,-44,No,-44,-44,-44,-44,Yes,3,2,0,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0, -44,25,70,5,5,Others,35,45,20,household goods,55,Local,5,Decreased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,45,55,Yes,13,Yes,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to agree,Tend to disagree,Yes,No,-44,-44,-44,-44,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,Yes,5,Yes,2,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,28,95,25,33,23,14,0,18,13,1,8,4,2,1,1,0,1,1,0,1,1,1,2,1,15,29,31000,28,30000,27,35000,2,21000,3,19000,2,23000,4,25000,4,25000,3,28000,4,16000,4,16000,4,17000,5,17000,5,16200,5,18500,0,-77,0,-77,0,-77,35,14000,38,13700,38,15400,0,-77,0,-77,0,-77,24,13000,25,11900,25,14700,Increase demand for higher quality product, -44,University graduate,Completed secondary,University graduate,Post graduated,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed secondary,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed primary school,Important,Important,Critical,Important,Important,Important,Slightly important,Slightly important,Important,Important,Important,Important,Slightly important,Slightly important,Important,Very important,Very important,Critical,Important,Slightly important,Very important,Very important,Very important,Very important,Critical,Not important,Important,Slightly important,Not important,Not important,Important,Important,Important,Critical,Critical,Slightly important,Very important,Very important,Important,Important,Important,Very important,Critical,Slightly important,Critical,Important,Very important,Critical,Very important,Very important,Critical,Slightly important,Not important,Very important,Not important,Very important,Important,Slightly important,Slightly important,Slightly important,Important,Important,Slightly important,Important,Very important,Not important,Not important,Slightly important,Very important,Slightly important,Critical,Critical,Critical,Very important,Not important,Slightly important,Slightly important,Very important,Slightly important,Slightly important,Not difficult,Very difficult,Difficult,3,17,Slightly difficult,Very difficult,Difficult,0,11,Not difficult,Difficult,Difficult,0,3,Not difficult,Not difficult,Slightly difficult,1,3,Slightly difficult,Slightly difficult,Slightly difficult,1,9,Not difficult,Slightly difficult,Slightly difficult,1,8,Slightly difficult,Difficult,Difficult,4,4,Not difficult,Not difficult,Not difficult,0,6,Not difficult,Not difficult,Not difficult,3,2,Slightly important,Important,Slightly important,Important,Very important,Slightly important,Not important,Slightly important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,Private placement office, -44,No,-44,-44,-44,-44,Yes,5,2,No,The firm is affraid of investing in workers that after the t,Yes,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Yes,0,100, -44,0,Yes,13,Yes,85,0,0,0,15,0,0,0,0,0,0,0,0, -44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Application procedures for loans or line of credit are compl,34140000,31060000,9318000,4037800,714000,931800,857000,838500,67000,92000,75000,621000,0,4510000,4957000,6833000,6523000,18312000,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,No obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Corruption,Labor Regulations,Access to land for expansion / relocation,Very severe obstacle,Yes,Yes,No,Yes,Yes,No,Yes,-44,-44,No,No impact,No,No impact,-44,-44,Yes,Moderated impact,-44,-44,Yes,Moderated impact,Yes,Moderated impact,-44,-44,Yes,Moderated impact,-44,-44,Yes,Large impact,Yes,Large impact,-44,-44,Yes,Moderated impact,-44,-44,Yes,Large impact,No,No impact,-44,-44,Yes,Moderated impact,-44,-44,No,No impact,Yes,Large impact,-44,-44,No,No impact,-44,-44,Yes,Moderated impact,Yes,Moderated impact,-44,-44,No,No impact,-44,-44,No,No impact,No,No impact,-44,-44,Yes,Large impact,-44,-44,Yes,Large impact,No,No impact,-44,-44,No,No impact,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,Yes,No,Yes,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 134507815,,Antigua - Barbuda,Antigua - Barbuda,Hotel and restaurants,507815,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,100,0,100,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Male,Male,Female,1989,No,Yes,1989,7,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,1,0,-44,No,-44,-44,-44,-44,Yes,2,2,1,-44,No,-44,-44,-44,-44,Yes,1,Yes,Yes,Yes,0,-44,-44,100,0, -44,5,40,55,1,Small private firms (less than 20 employees),15,40,45,hotel,85,Local,10,Increased,Remained the same,More than 5,100,0,100,-44,-44,-44,-44,-44,-44,-44,-44,70,30,No,-44,Yes,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,Yes,No,No,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,0,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,7,113,30,39,28,16,20,26,18,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,13,30,37000,27,34000,25,40000,2,27000,2,26000,2,30000,4,20000,4,19000,4,22000,4,17000,4,16000,4,19000,5,15000,5,13400,5,16200,1,17000,1,16100,1,20200,39,17000,38,15900,42,18300,0,-77,0,-77,0,-77,28,13000,31,11800,30,15400,Increase demand for higher quality product, -44,University graduate,University graduate,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Slightly important,Slightly important,Critical,Critical,Important,Important,Important,Slightly important,Very important,Important,Slightly important,Important,Important,Slightly important,Important,Critical,Very important,Very important,Important,Very important,Critical,Critical,Important,Very important,Very important,Important,Important,Important,Slightly important,Not important,Important,Slightly important,Important,Very important,Critical,Important,Very important,Very important,Slightly important,Important,Very important,Important,Critical,Not important,Critical,Important,Critical,Very important,Critical,Critical,Critical,Slightly important,Slightly important,Important,Not important,Important,Important,Important,Slightly important,Not important,Very important,Important,Slightly important,Very important,Important,Not important,Not important,Slightly important,Slightly important,Very important,Critical,Critical,Critical,Very important,Not important,Not important,Important,Important,Not important,Slightly important,Not difficult,Difficult,Difficult,3,20,Not difficult,Very difficult,Slightly difficult,1,10,Slightly difficult,Difficult,Slightly difficult,0,10,Slightly difficult,Slightly difficult,Slightly difficult,0,3,Slightly difficult,Slightly difficult,Not difficult,1,4,Not difficult,Very difficult,Difficult,0,10,Not difficult,Slightly difficult,Slightly difficult,4,8,Not difficult,Not difficult,Slightly difficult,0,7,Not difficult,Not difficult,Not difficult,3,1,Important,Important,Not important,Not important,Important,Not important,Not important,Not important,No obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,Private placement office, -44,Yes to fire,No,-44,Yes,11,No,-44,-44,No,The benefits of training are small than the costs,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,No,-44,No,80,0,0,0,20,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Interest rates are not favorable,12960000,14060000,5342800,2390200,225000,703000,2772000,70500,6000,7000,6000,0,0,2340000,3037000,3656000,3796000,5374000,Very severe obstacle,Very severe obstacle,Very severe obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Very severe obstacle,No obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,-44,-44,-44,-44,-44,Customs and Trade Regulations,Tax Rates,Transportation,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not aware of this type of assistance and don't know it advan, -44,-44,-44, -44,-44, -44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 134507859,,Antigua - Barbuda,Antigua - Barbuda,Retail,507859,Yes,2,Headquarters with production and/or sales at this location,Yes,-44,Shareholding company with non-traded shares or shares traded, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Female,Male,1958,No,Yes,1959,22,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,3,1,-44,No,-44,-44,-44,-44,Yes,8,2,0,-44,No,-44,-44,-44,-44,Yes,5,Yes,No,Yes,0,-44,-44,100,0, -44,25,45,30,0,Large private firms (more than 100 employees),0,65,35,food,65,Local,10,Remained the same,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,85,15,No,-44,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,Yes,No,No,No,-44,-44,No,-44,-44,Yes,Yes,No,0,Yes,1,Yes,No,-44,0,-44,Yes,5,Yes,No,-44,-44,No,-44,-44,10,185,48,64,46,27,43,40,26,1,10,4,3,2,1,2,2,1,0,1,1,1,1,1,26,52,48000,50,49000,45,56000,3,26000,3,26000,3,29000,8,23000,8,22000,7,25000,8,14000,8,12000,8,15000,8,14000,8,12900,8,15400,1,16000,1,15300,1,17400,67,17000,62,16700,59,19300,0,-77,0,-77,0,-77,48,13000,50,12900,54,15400,Increase/decreased demand for goods, -44,Post graduated,Post graduated,Post graduated,University graduate,Completed secondary,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed secondary,Completed college/vocational training,-44,-44,Completed secondary,Completed secondary,Very important,Slightly important,Critical,Very important,Very important,Important,Important,Slightly important,Important,Important,Slightly important,Important,Slightly important,Slightly important,Important,Very important,Very important,Very important,Important,Important,Critical,Critical,Slightly important,Important,Critical,Slightly important,Important,Very important,Not important,Not important,Important,Slightly important,Critical,Critical,Very important,Very important,Very important,Very important,Slightly important,Very important,Important,Important,Very important,Slightly important,Critical,Important,Very important,Critical,Very important,Very important,Critical,Slightly important,Not important,Very important,Not important,Important,Very important,Slightly important,Important,Slightly important,Important,Very important,Important,Slightly important,Very important,Not important,Not important,Not important,Important,Important,Critical,Very important,Critical,Very important,Slightly important,Not important,Important,Important,Not important,Not important,Slightly difficult,Very difficult,Difficult,6,14,Not difficult,Difficult,Difficult,0,15,Slightly difficult,Difficult,Slightly difficult,0,3,Not difficult,Slightly difficult,Not difficult,1,3,Slightly difficult,Slightly difficult,Slightly difficult,1,3,Slightly difficult,Difficult,Slightly difficult,0,10,Not difficult,Difficult,Difficult,7,6,Slightly difficult,Slightly difficult,Slightly difficult,0,10,Not difficult,Not difficult,Not difficult,5,2,Important,Important,Very important,Important,Very important,Not important,Not important,Not important,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Public announcement/advertisement, -44,No,-44,-44,-44,-44,Yes,5,2,Yes,-44,Yes,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,Yes,0,100, -44,0,No,-44,No,90,0,0,0,10,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,Yes,Loan,2010,4000000,7,48,Other,Yes,No,No,Yes,No,No, -44,175,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,25400000,30870000,11730600,10495800,648000,1543500,1260000,154500,8000,28000,15000,0,0,5550000,8320000,8952000,10805000,11280000,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,No,Yes,Yes,No,No,Yes,Yes,Major obstacle,Major obstacle,Very severe obstacle,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Access to finance,Customs and Trade Regulations,Inadequately educated workforce,Major obstacle,Yes,Yes,No,Yes,No,No,No,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are taken directly from the establishment's records, 134507806,,Antigua - Barbuda,Antigua - Barbuda,Hotel and restaurants,507806,No,-44,-44,-44,-44,Sole proprietorship, -44,100,0,100,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,1965,No,Yes,1965,9,No,-44,-44,No,-44,-44,No,-44,-44,Yes,28,No,Yes,3,3,0,-44,No,-44,-44,-44,-44,Yes,8,1,1,-44,No,-44,-44,-44,-44,Yes,2,Yes,Yes,Yes,0,-44,-44,100,0, -44,20,50,30,5,Government or government agencies (including state-owned ent,25,70,5,hotel,90,Local,20,Increased,Remained the same,2-5,100,0,100,-44,-44,-44,-44,-44,-44,-44,-44,35,65,Yes,14,Yes,Yes,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Major obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to agree,Yes,No,-44,-44,-44,-44,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,35000,0,Yes,No,Yes,Yes,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,50,225,58,78,56,33,0,52,38,1,10,4,3,2,1,0,2,1,0,1,1,1,2,1,27,62,33000,66,32000,64,39000,4,21000,5,21000,4,23000,10,22000,10,20000,9,24000,10,15000,10,15000,9,17000,10,15000,11,13900,11,17300,0,-77,0,-77,0,-77,81,15000,79,13800,79,16500,0,-77,0,-77,0,-77,58,13000,61,11800,63,15400,Economic upturn/downturn, -44,University graduate,University graduate,Post graduated,University graduate,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed secondary,Completed secondary,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Important,Slightly important,Critical,Very important,Important,Important,Slightly important,Important,Important,Important,Slightly important,Slightly important,Slightly important,Not important,Slightly important,Critical,Critical,Critical,Important,Important,Critical,Critical,Important,Important,Critical,Slightly important,Slightly important,Important,Slightly important,Not important,Important,Important,Important,Very important,Very important,Very important,Very important,Slightly important,Important,Important,Important,Important,Critical,Important,Very important,Important,Critical,Critical,Very important,Very important,Critical,Slightly important,Not important,Important,Not important,Important,Important,Slightly important,Not important,Not important,Important,Important,Important,Slightly important,Very important,Not important,Slightly important,Not important,Very important,Important,Very important,Critical,Critical,Critical,Slightly important,Not important,Important,Important,Slightly important,Not important,Not difficult,Very difficult,Difficult,7,8,Slightly difficult,Difficult,Difficult,1,11,Slightly difficult,Very difficult,Slightly difficult,1,5,Slightly difficult,Slightly difficult,Not difficult,1,1,Slightly difficult,Slightly difficult,Slightly difficult,1,6,Not difficult,Slightly difficult,Difficult,1,5,Slightly difficult,Difficult,Difficult,9,5,Slightly difficult,Slightly difficult,Not difficult,1,9,Not difficult,Slightly difficult,Slightly difficult,6,2,Slightly important,Critical,Slightly important,Important,Very important,Slightly important,Slightly important,Slightly important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,Minor obstacle,Major obstacle,No obstacle,Minor obstacle,Public placement office, -44,No,-44,-44,-44,-44,Yes,2,2,No,The firm does not have enough information about training pro,Yes,Major obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Yes,0,100, -44,0,No,-44,No,95,0,0,0,5,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Collateral requirements for loans or line of credit are unat,25960000,26040000,10936800,5728800,1172000,1302000,3024000,677000,34000,135000,102000,0,0,4312000,5078000,5989000,6770000,12098000,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Cost of finance,Macroeconomic environment,Telecommunications,Moderate obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Community based organization, -44,technological and Innovation Support, -44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Truthful,Are taken directly from the establishment's records, 134507798,,Antigua - Barbuda,Antigua - Barbuda,Hotel and restaurants,507798,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,65,0,100,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,1959,No,Yes,1959,9,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,1,1,-44,No,-44,-44,-44,-44,Yes,4,0,0,-44,No,-44,-44,-44,-44,Yes,3,Yes,Yes,Yes,0,-44,-44,100,0, -44,25,45,30,10,Small private firms (less than 20 employees),35,45,20,hotel,95,National,5,Increased,Remained the same,More than 5,100,0,90,-44,-44,-44,-44,-44,-44,-44,-44,50,50,No,-44,Yes,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,Yes,No,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Moderate obstacle,No obstacle,Major obstacle,Very severe obstacle,Major obstacle,Minor obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to agree,Tend to agree,Tend to disagree,No,-44,-44,-44,-44,-44,No,-44,-44,Yes,2,-44,Yes,1,Outside working hours,Firearm/gun,Money,15000,Gang related,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,2,Outside working hours,Knife,Money,3000,Gang related,Yes,Yes,-44,Yes,4,Outside working hours,Knife,Other company property,300,Group of criminals,No,No,There was no insurance requirement,Yes,1,Outside working hours,Knife,Money,30000,Group of criminals,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,20000,0,No,No,No,No,Yes,No,-44,-44,No,-44,-44,Yes,Yes,No,10,Yes,1,No,Yes,0,-44,0,No,-44,-44,No,-44,-44,Yes,0,2,180,240,60,84,60,36,0,51,36,2,15,5,5,3,2,0,3,2,0,1,1,1,3,1,36,65,29000,60,28000,61,34000,4,22000,5,21000,4,24000,11,18000,12,16000,12,21000,11,16000,10,15000,10,19000,11,15000,10,13900,11,17000,1,16000,1,14300,1,18000,89,15000,88,14900,79,17200,0,-77,0,-77,0,-77,63,14000,70,12900,76,15600,New products require new skills, -44,Post graduated,Completed secondary,University graduate,University graduate,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Very important,Important,Very important,Important,Important,Very important,Slightly important,Important,Important,Slightly important,Important,Important,Slightly important,Slightly important,Important,Critical,Very important,Very important,Important,Very important,Critical,Critical,Slightly important,Important,Very important,Important,Important,Very important,Slightly important,Slightly important,Important,Slightly important,Important,Very important,Critical,Very important,Very important,Important,Important,Important,Very important,Important,Very important,Important,Critical,Important,Critical,Critical,Critical,Critical,Critical,Slightly important,Not important,Important,Not important,Important,Important,Slightly important,Important,Slightly important,Slightly important,Important,Very important,Very important,Very important,Not important,Slightly important,Slightly important,Important,Important,Critical,Critical,Critical,Very important,Slightly important,Not important,Very important,Important,Not important,Slightly important,Slightly difficult,Very difficult,Difficult,7,23,Not difficult,Very difficult,Slightly difficult,0,10,Difficult,Difficult,Very difficult,2,5,Slightly difficult,Slightly difficult,Slightly difficult,2,3,Slightly difficult,Difficult,Not difficult,2,3,Slightly difficult,Difficult,Difficult,1,2,Not difficult,Slightly difficult,Slightly difficult,9,8,Slightly difficult,Slightly difficult,Slightly difficult,0,7,Slightly difficult,Slightly difficult,Not difficult,7,1,Important,Very important,Not important,Slightly important,Very important,Not important,Slightly important,Slightly important,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Public placement office, -44,Yes to fire,No,-44,Yes,24,Yes,4,2,No,The benefits of training are small than the costs,Yes,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,Yes,0,100, -44,0,Yes,6,No,75,0,0,0,25,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Size of loan and maturity are insufficiant,29630000,31660000,9181400,10447800,602000,1583000,2722000,823000,91000,156000,82000,0,0,6206000,5984000,8865000,8548000,19592000,Major obstacle,Moderate obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Moderate obstacle,No obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Yes,Yes,No,No,No,Inadequately educated workforce,"Crime, theft and disorder",Corruption,Very severe obstacle,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Large impact,Yes,Large impact,No,No impact,Yes,Large impact,No,No impact,No,No impact,No,No impact,No,No impact,No,No impact,Yes,Moderated impact,Yes,Large impact,Yes,Large impact,No,No impact,Yes,Moderated impact,Yes,Large impact,Yes,Large impact,Yes,Large impact,No,No impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Large impact,No,No impact,Yes,Moderated impact,Yes,Large impact,Yes,Moderated impact,Yes,Large impact,Yes,Moderated impact,Yes,Large impact,Yes,Large impact,No,No impact,Yes,Large impact,No,No impact,No,No impact,No,No impact,Yes,Large impact,Yes,Moderated impact,Yes,Large impact,Yes,Large impact,Yes,Large impact,Yes,Large impact,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,Somewhat truthful,Are taken directly from the establishment's records, 134507778,,Antigua - Barbuda,Antigua - Barbuda,Retail,507778,Yes,2,Headquarters with production and/or sales at this location,No,2,Shareholding company with non-traded shares or shares traded, -44,70,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Female,2002,No,Yes,2002,12,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,1,0,-44,Yes,3,0,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,1,Yes,No,Yes,0,-44,-44,100,0, -44,30,50,20,0,Your parent company or affiliated establishments,5,50,45,retail of groceries and lumber,95,National,5,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,85,15,Yes,6,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Major obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,-44, -44,Tend to disagree,Strongly disagree,Tend to disagree,Tend to agree,Yes,No,-44,-44,-44,-44,Yes,1,-44,Yes,2,-44,Yes,1,Outside working hours,Firearm/gun,Money,25000,A former employee,Yes,Yes,-44,Yes,3,Outside working hours,Other,Money,900,Gang related,No,No,The police give little/no information back on crimes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,3,During working hours,Other,Money,150,Gang related,No,No,The police give little/no information back on crimes,Yes,3,During working hours,Other,Other company property,300,Group of criminals,No,No,Not enough police/not enough resources,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,No,No,Yes,No,-44,-44,No,-44,-44,Yes,Yes,No,5,No,-44,-44,Yes,10,0,-44,Yes,15,No,Yes,50,Yes,Yes,5,2,10,298,76,104,74,44,76,0,53,2,0,0,0,0,0,0,0,0,0,0,0,0,0,0,33,76,38000,82,37000,73,44000,5,21000,6,21000,6,23000,13,24000,13,24000,11,26000,13,14000,13,14000,14,16000,13,15000,12,14700,12,17800,0,-77,0,-77,0,-77,104,14000,113,13100,108,16500,0,-77,0,-77,0,-77,74,14000,72,14100,75,15400,Economic upturn/downturn, -44,University graduate,Post graduated,University graduate,University graduate,Completed college/vocational training,Started but did not complete college/vocational training,Completed secondary,Started but did not complete college/vocational training,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Important,Important,Critical,Critical,Important,Important,Slightly important,Slightly important,Important,Important,Slightly important,Important,Slightly important,Not important,Slightly important,Very important,Critical,Critical,Important,Very important,Critical,Very important,Very important,Slightly important,Critical,Not important,Important,Important,Slightly important,Slightly important,Very important,Slightly important,Very important,Critical,Critical,Important,Very important,Very important,Slightly important,Important,Important,Important,Very important,Slightly important,Critical,Important,Very important,Critical,Very important,Very important,Critical,Slightly important,Not important,Slightly important,Not important,Very important,Important,Not important,Slightly important,Important,Important,Important,Slightly important,Slightly important,Very important,Not important,Slightly important,Slightly important,Important,Important,Critical,Critical,Very important,Critical,Not important,Not important,Very important,Very important,Slightly important,Slightly important,Not difficult,Difficult,Difficult,8,12,Difficult,Very difficult,Slightly difficult,0,13,Slightly difficult,Slightly difficult,Difficult,2,4,Slightly difficult,Slightly difficult,Slightly difficult,2,1,Slightly difficult,Not difficult,Not difficult,2,9,Slightly difficult,Difficult,Difficult,1,6,Slightly difficult,Difficult,Slightly difficult,11,4,Not difficult,Slightly difficult,Slightly difficult,0,3,Not difficult,Not difficult,Not difficult,8,1,Very important,Very important,Very important,Not important,Important,Not important,Not important,Not important,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,Public placement office, -44,Yes to hire,Yes,38,No,-44,Yes,4,2,Yes,-44,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,15,Yes,85,0,0,0,15,0,0,0,0,0,0,0,0, -44,50,50,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Loan,2010,460000,15,96,Private commercial banks,Yes,No,No,No,No,No, -44,125,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,56980000,65320000,26128000,12410800,653000,2612800,5040000,914500,155000,137000,101000,2613000,0,14109000,10367000,19596000,15024000,44091000,Very severe obstacle,Major obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Telecommunications,Corruption,Electricity,Major obstacle,Yes,Yes,Yes,No,Yes,No,No,Yes,Large impact,-44,-44,No,No impact,-44,-44,-44,-44,Yes,Large impact,-44,-44,Yes,Large impact,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,Yes,Large impact,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,No,No impact,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,Yes,Large impact,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,No,No impact,-44,-44,No,No impact,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Truthful,Are taken directly from the establishment's records, 33474,74,The Bahamas,The Bahamas,Retail,350,No,-44,-44,-44,-44,Partnership (including limited liability companies), -44,50,100,0,0,0,Equally men and women,No,Yes,15,Delegates decisions to other partners,6,2,Predominantly women,Female,Male,Female,1985,No,Yes,1985,30,No,-44,-44,Yes,28,Yes,No,-44,-44,No,-44,-44,Yes,0,1,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,No,No,Yes,0,-44,-44,100,0, -44,20,55,25,0,Your parent company or affiliated establishments,10,65,25,liquor,75,Local,10,Increased,Decreased,More than 5,100,0,Do not know,-44, -44,-44, -44,-44,-44,-44,-44,70,30,No,-44,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,Yes,Yes,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,-44, -44,Tend to agree,Strongly disagree,Tend to disagree,Tend to agree,Yes,No,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,No,-44,-44,No,-44,-44,0,No,-44,-44,No,-44,-44,No,-44,-44,3,4,2,1,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,2,54000,2,52000,1,62000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,7800,1,7900,1,8400,0,-77,0,-77,0,-77,1,8000,2,7400,1,8600,Increase/decreased demand for goods, -44,University graduate,Completed secondary,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Important,Slightly important,Critical,Important,Very important,Important,Slightly important,Important,Important,Important,Important,Slightly important,Slightly important,Slightly important,Very important,Very important,Critical,Very important,Important,Important,Very important,Critical,Important,Important,Very important,Slightly important,Very important,Important,Not important,Not important,Very important,Important,Important,Very important,Critical,Slightly important,Very important,Very important,Important,Important,Important,Very important,Very important,Important,Critical,Very important,Very important,Very important,Critical,Very important,Critical,Not important,Not important,Important,Not important,Very important,Important,Slightly important,Important,Important,Important,Very important,Important,Slightly important,Important,Slightly important,Not important,Not important,Important,Important,Very important,Critical,Critical,Very important,Slightly important,Important,Important,Very important,Slightly important,Not important,Not difficult,Very difficult,Difficult,1,19,Slightly difficult,Very difficult,Slightly difficult,0,11,Difficult,Difficult,Slightly difficult,0,7,Slightly difficult,Not difficult,Not difficult,0,2,Slightly difficult,Difficult,Slightly difficult,1,8,Not difficult,Slightly difficult,Slightly difficult,1,10,Slightly difficult,Difficult,Difficult,0,2,Not difficult,Not difficult,Not difficult,1,4,Not difficult,Slightly difficult,Slightly difficult,0,1,Important,Very important,Important,Important,Very important,Not important,Not important,Slightly important,Minor obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,No obstacle,Minor obstacle,Public announcement/advertisement, -44,No,-44,-44,-44,-44,No,-44,-44,No,Other,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,No,-44,No,80,0,0,0,20,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Application procedures for loans or line of credit are compl,80000,70000,31500,40000,2000,3500,3000,1500,0,0,0,0,0,12000,13000,18000,17000,44000,No obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,No obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Cost of finance,Tax Rates,Access to land for expansion / relocation,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 334132,132,The Bahamas,The Bahamas,Retail,912,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All women,Female,Female,Female,2005,Yes,Yes,2005,20,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,2,1,-44,No,-44,-44,-44,-44,Yes,4,2,0,-44,Yes,2,3,1,-44,No,-44,Yes,Yes,No,0,-44,-44,100,0, -44,10,45,45,5,Medium private firms (20-100 employees),20,50,30,"point of sale: services, sales",25,Local,5,Remained the same,Remained the same,More than 5,100,0,Do not know,-44, -44,-44, -44,-44,-44,-44,-44,70,30,Yes,17,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,Yes,No,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Major obstacle,No obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,35,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,0,0,Yes,Yes,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,5,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,0,1,5,4,2,1,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,2,53000,2,52000,2,63000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,7200,1,7100,1,8500,0,-77,0,-77,0,-77,1,8200,2,7500,1,9200,Increase/decreased demand for goods, -44,University graduate,Completed secondary,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed primary school,Important,Slightly important,Critical,Important,Very important,Important,Slightly important,Important,Very important,Very important,Slightly important,Important,Slightly important,Not important,Important,Critical,Very important,Very important,Slightly important,Important,Very important,Critical,Slightly important,Important,Critical,Not important,Important,Important,Slightly important,Not important,Very important,Important,Important,Very important,Critical,Important,Critical,Very important,Very important,Very important,Very important,Important,Critical,Important,Critical,Important,Very important,Very important,Critical,Critical,Very important,Slightly important,Slightly important,Important,Slightly important,Important,Important,Not important,Important,Slightly important,Important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Slightly important,Critical,Critical,Critical,Very important,Not important,Slightly important,Important,Important,Not important,Not important,Not difficult,Very difficult,Difficult,0,14,Not difficult,Very difficult,Difficult,0,11,Slightly difficult,Difficult,Slightly difficult,1,7,Slightly difficult,Not difficult,Not difficult,0,2,Slightly difficult,Not difficult,Not difficult,0,6,Difficult,Slightly difficult,Slightly difficult,1,9,Not difficult,Difficult,Difficult,1,6,Not difficult,Not difficult,Not difficult,0,3,Slightly difficult,Not difficult,Not difficult,0,2,Very important,Important,Very important,Important,Very important,Slightly important,Slightly important,Not important,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,No obstacle,Minor obstacle,No obstacle,Public placement office, -44,No,-44,-44,-44,-44,No,-44,-44,No,The benefits of training are small than the costs,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,No,-44,No,95,0,0,0,5,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Collateral requirements for loans or line of credit are unat,80000,80000,38400,30400,2000,4000,2000,1000,0,0,0,0,0,11000,11000,17000,19000,26000,Minor obstacle,No obstacle,No obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,Minor obstacle,Major obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,No obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Access to finance,"Crime, theft and disorder",Labor Regulations,No obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Too expensive, -44,-44,-44, -44,-44, -44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Yes,Yes,No,Truthful,Are taken directly from the establishment's records, 334120,120,The Bahamas,The Bahamas,Retail,732,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Male,Male,Male,2004,No,Yes,2004,7,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,Yes,2,0,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0, -44,15,50,35,5,Individuals,10,40,50,retail clothing,100,National,10,Increased,Remained the same,More than 5,100,0,Do not know,-44, -44,-44, -44,-44,-44,-44,-44,85,15,No,-44,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,No obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to agree,Tend to disagree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,0,0,No,No,No,No,No,No,-44,-44,No,-44,-44,No,No,No,0,No,-44,-44,No,-44,0,-44,No,-44,-44,Yes,35,No,No,-44,-44,5,4,2,1,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,2,55000,2,56000,2,60000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,7100,1,6400,1,8000,0,-77,0,-77,0,-77,1,8000,2,7700,1,9400,Increase/decreased demand for goods, -44,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Completed secondary,-44,-44,Completed secondary,Completed secondary,Important,Important,Critical,Very important,Important,Important,Slightly important,Important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Not important,Important,Very important,Very important,Very important,Slightly important,Important,Critical,Critical,Very important,Important,Very important,Slightly important,Very important,Important,Not important,Slightly important,Very important,Very important,Slightly important,Critical,Critical,Important,Very important,Important,Important,Important,Important,Very important,Very important,Important,Very important,Important,Critical,Critical,Very important,Very important,Critical,Not important,Not important,Very important,Slightly important,Important,Important,Not important,Slightly important,Important,Important,Very important,Slightly important,Important,Important,Slightly important,Slightly important,Not important,Important,Important,Critical,Critical,Very important,Very important,Not important,Not important,Very important,Important,Slightly important,Not important,Difficult,Very difficult,Slightly difficult,0,16,Slightly difficult,Very difficult,Slightly difficult,0,15,Not difficult,Slightly difficult,Difficult,1,2,Slightly difficult,Slightly difficult,Slightly difficult,1,3,Slightly difficult,Slightly difficult,Difficult,0,4,Not difficult,Difficult,Slightly difficult,1,9,Slightly difficult,Slightly difficult,Slightly difficult,1,3,Slightly difficult,Not difficult,Slightly difficult,0,7,Not difficult,Not difficult,Not difficult,1,2,Important,Important,Not important,Slightly important,Very important,Not important,Slightly important,Not important,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Public placement office, -44,No,-44,-44,-44,-44,Yes,4,2,Yes,-44,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,No,-44,Yes,20,38,17,0,25,0,0,0,0,0,0,0,0, -44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Line of credit,2007,0,-44,30,Other,Yes,Yes,No,No,No,No, -44,175,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,30000,40000,10000,12400,2000,2400,5000,1000,0,0,0,4000,0,5000,6000,8000,8000,18000,Moderate obstacle,Very severe obstacle,Very severe obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,No obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,"Crime, theft and disorder",Labor Regulations,No obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Too expensive, -44,-44,-44, -44,-44, -44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are estimates computed with some precision, 334107,107,The Bahamas,The Bahamas,Hotel and restaurants,509,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Male,Male,Male,1986,No,Yes,1986,32,No,-44,-44,No,-44,-44,No,-44,-44,Yes,38,No,Yes,3,3,1,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,9,Yes,No,No,0,-44,-44,100,0, -44,15,55,30,0,Small private firms (less than 20 employees),35,50,15,property sales and rentals,100,National,15,Increased,Decreased,More than 5,100,0,Not provided,-44, -44,-44, -44,-44,-44,-44,-44,65,35,Yes,18,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,Yes,No,Yes,No,Moderate obstacle,Minor obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,No obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,-44, -44,Tend to agree,Strongly disagree,Tend to agree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,40,-44,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,Outside working hours,Other,Money,2000,Gang related,No,No,They occur too frequently,Yes,3,Outside working hours,Other,Personal possessions of employees or customers,29000,Gang related,No,No,Not enough police/not enough resources,Yes,1,During working hours,Firearm/gun,Money,800,Other,No,No,No loss or damage,Yes,1,Outside working hours,Other,Goods or stock,700,Gang related,No,No,Loss was small,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,Yes,10,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,10,1,6,7,3,2,1,1,2,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3,72000,2,69000,1,84000,1,36000,1,34000,1,40000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,8100,2,7300,2,9000,0,-77,0,-77,0,-77,1,8200,1,7900,1,9600,Increase demand for higher quality product, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed secondary,-44,-44,Completed secondary,Completed primary school,Important,Important,Critical,Very important,Important,Important,Important,Slightly important,Important,Important,Important,Important,Important,Not important,Important,Very important,Critical,Very important,Very important,Important,Critical,Critical,Important,Slightly important,Very important,Important,Slightly important,Slightly important,Not important,Not important,Very important,Slightly important,Important,Critical,Critical,Very important,Very important,Important,Important,Important,Very important,Important,Critical,Important,Critical,Important,Critical,Critical,Critical,Very important,Critical,Slightly important,Not important,Slightly important,Not important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Important,Very important,Slightly important,Very important,Slightly important,Slightly important,Slightly important,Very important,Very important,Critical,Very important,Critical,Very important,Not important,Not important,Important,Important,Not important,Slightly important,Slightly difficult,Difficult,Difficult,0,21,Not difficult,Very difficult,Difficult,1,15,Slightly difficult,Difficult,Slightly difficult,1,2,Slightly difficult,Difficult,Not difficult,1,3,Slightly difficult,Not difficult,Slightly difficult,1,3,Slightly difficult,Difficult,Slightly difficult,1,4,Not difficult,Difficult,Difficult,1,3,Not difficult,Slightly difficult,Not difficult,0,6,Not difficult,Not difficult,Not difficult,1,1,Important,Important,Very important,Important,Important,Not important,Not important,Slightly important,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Minor obstacle,Major obstacle,Minor obstacle,No obstacle,Public announcement/advertisement, -44,Yes to both,Yes,0,No,-44,Yes,2,2,Yes,-44,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,No,-44,No,75,0,0,0,25,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,2,2,Collateral or cosigners unacceptable,-44,570000,480000,206400,153600,15000,28800,0,13000,2000,2000,1000,0,0,64000,117000,106000,154000,313000,Very severe obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,No,Yes,Yes,No,Yes,Yes,No,No obstacle,Moderate obstacle,No obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,No obstacle,Very severe obstacle,No obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Access to finance,Corruption,Customs and Trade Regulations,Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Too expensive, -44,-44,-44, -44,-44, -44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 33467,67,The Bahamas,The Bahamas,Hotel and restaurants,250,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All women,Female,Female,Female,1970,No,Yes,1970,9,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,3,1,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0, -44,10,60,30,1,Individuals,15,65,20,restaurant,85,National,10,Increased,Remained the same,More than 5,100,0,Do not know,-44, -44,-44, -44,-44,-44,-44,-44,50,50,Yes,11,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,-44, -44,Tend to agree,Strongly disagree,Tend to agree,Tend to disagree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,30000,0,No,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,No,0,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,5,7,3,2,1,1,0,0,1,0,2,2,0,0,0,0,0,0,0,1,1,0,0,0,1,5,48000,4,45000,4,54000,1,39000,1,36000,1,45000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,9300,2,8600,2,10700,0,-77,0,-77,0,-77,1,7600,2,7100,1,8900,-44, -44,University graduate,Post graduated,University graduate,Post graduated,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,-44,-44,Completed secondary,Completed primary school,Very important,Important,Critical,Very important,Important,Important,Slightly important,Slightly important,Important,Important,Slightly important,Important,Slightly important,Slightly important,Important,Very important,Critical,Very important,Important,Important,Very important,Very important,Important,Important,Critical,Slightly important,Slightly important,Important,Not important,Not important,Important,Slightly important,Important,Critical,Critical,Slightly important,Very important,Important,Very important,Very important,Very important,Very important,Very important,Slightly important,Very important,Important,Critical,Very important,Very important,Very important,Very important,Not important,Not important,Important,Not important,Important,Very important,Not important,Not important,Slightly important,Important,Very important,Important,Slightly important,Important,Not important,Not important,Not important,Important,Important,Critical,Very important,Critical,Critical,Not important,Slightly important,Important,Important,Important,Not important,Not difficult,Very difficult,Difficult,1,16,Slightly difficult,Difficult,Slightly difficult,0,11,Not difficult,Difficult,Difficult,1,5,Slightly difficult,Slightly difficult,Slightly difficult,0,3,Slightly difficult,Not difficult,Slightly difficult,0,3,Slightly difficult,Difficult,Slightly difficult,1,6,Not difficult,Very difficult,Slightly difficult,1,7,Slightly difficult,Not difficult,Not difficult,1,4,Slightly difficult,Not difficult,Not difficult,1,1,Important,Important,Very important,Slightly important,Very important,Not important,Not important,Not important,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Public placement office, -44,No,-44,-44,-44,-44,No,-44,-44,No,Other,No,-44,-44,-44,-44,-44,-44,Yes,100,0, -44,0,No,-44,No,90,0,0,0,10,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Other,460000,500000,230000,165000,3000,15000,0,11000,1000,1000,2000,0,0,90000,76000,115000,105000,342000,Minor obstacle,Minor obstacle,No obstacle,Major obstacle,No,Yes,No,No,No,No,No,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,No obstacle,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,No obstacle,Minor obstacle,Major obstacle,Yes,Yes,No,Yes,No,Cost of finance,Practices of competitors in the informal sector,Access to land for expansion / relocation,Minor obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Too many strings attached, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are taken directly from the establishment's records, 33453,53,The Bahamas,The Bahamas,Construction,137,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All women,Yes,Not applicable,100,Makes major strategic and fiancial decisions,35,4,Predominantly men,Female,Male,Male,1979,No,Yes,1979,47,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,8,2,1,-44,No,-44,-44,-44,-44,Yes,5,1,1,-44,Yes,0,3,2,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,35,55,10,0,Individuals,35,40,25,construction services,85,National,10,Increased,Remained the same,More than 5,100,0,Not provided,-44, -44,-44, -44,-44,-44,-44,-44,25,75,No,-44,No,No,No,No,Yes,No,Yes,Competitor, -44,No,Yes,Yes,Yes,Yes,No,-44,-44,-44,-44,Yes,No,No,Yes,Yes,Yes,Yes,No,No, -44,Important,Very Important,Important,Important,Slightly important,Very Important,Important,Yes,55,Yes,45,No,-44,No,No,0,-44,No,No,No,No,No obstacle,No obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to agree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,4,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,Yes,No,No,No,-44,-44,No,-44,-44,No,No,No,5,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,30,7,3,2,1,1,0,0,0,0,1,1,0,0,0,0,0,0,0,1,1,0,0,0,0,4,65000,3,64000,3,76000,1,29000,1,26000,1,33000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,7700,2,6900,2,8900,0,-77,0,-77,0,-77,1,8300,1,8300,1,9300,New production methods, -44,University graduate,Completed college/vocational training,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Important,Important,Critical,Important,Important,Important,Important,Very important,Very important,Important,Slightly important,Important,Slightly important,Important,Important,Critical,Very important,Very important,Slightly important,Important,Very important,Critical,Important,Important,Very important,Slightly important,Slightly important,Slightly important,Not important,Slightly important,Slightly important,Important,Important,Critical,Very important,Important,Very important,Very important,Very important,Important,Important,Important,Critical,Important,Critical,Important,Critical,Critical,Very important,Very important,Critical,Slightly important,Not important,Very important,Not important,Very important,Important,Slightly important,Slightly important,Slightly important,Important,Important,Important,Slightly important,Important,Not important,Slightly important,Not important,Important,Important,Critical,Critical,Critical,Critical,Not important,Not important,Very important,Important,Slightly important,Not important,Slightly difficult,Very difficult,Slightly difficult,0,17,Difficult,Very difficult,Difficult,0,6,Not difficult,Slightly difficult,Slightly difficult,1,3,Slightly difficult,Slightly difficult,Slightly difficult,1,2,Slightly difficult,Slightly difficult,Not difficult,0,8,Difficult,Very difficult,Difficult,0,10,Slightly difficult,Slightly difficult,Slightly difficult,1,10,Not difficult,Not difficult,Not difficult,1,6,Not difficult,Slightly difficult,Not difficult,1,2,Important,Important,Slightly important,Important,Very important,Not important,Not important,Slightly important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,No obstacle,Minor obstacle,Private placement office, -44,Yes to hire,Yes,1,No,-44,Yes,2,2,Yes,-44,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,Yes,7,No,50,20,5,0,25,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Other,210000,320000,160000,100000,7000,9600,10000,9000,1000,1000,2000,0,0,58000,91000,83000,118000,212000,Very severe obstacle,Very severe obstacle,No obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Very severe obstacle,No obstacle,Minor obstacle,Major obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Electricity,Telecommunications,Moderate obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Administratie procedure is cumbersome, -44,-44,-44, -44,-44, -44,Yes,No,No,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,Yes,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 33442,42,The Bahamas,The Bahamas,Food,95,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Male,Male,Male,2006,No,Yes,2006,11,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,2,1,-44,No,-44,-44,-44,-44,Yes,0,0,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,95,90,65,5,0, -44,15,60,25,0,Individuals,25,40,35,cakes,80,National,10,Decreased,Increased,More than 5,100,0,Not provided,-44, -44,-44, -44,-44,-44,-44,-44,95,5,Yes,8,Yes,No,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,Yes,No,No,No,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to disagree,Tend to agree,Yes,No,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,4,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,1,8,3,2,2,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3,64000,2,65000,1,75000,1,41000,2,40000,1,46000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,9600,2,8600,2,10300,2,7800,2,7300,2,9300,-44, -44,Post graduated,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Completed secondary,Completed secondary,Started but did not complete secondary,Important,Slightly important,Very important,Very important,Very important,Very important,Important,Important,Important,Important,Slightly important,Important,Slightly important,Not important,Slightly important,Critical,Critical,Critical,Important,Slightly important,Critical,Critical,Very important,Important,Critical,Slightly important,Important,Important,Not important,Important,Critical,Important,Critical,Critical,Very important,Important,Very important,Important,Very important,Very important,Important,Important,Very important,Important,Critical,Important,Very important,Critical,Critical,Critical,Critical,Not important,Not important,Slightly important,Not important,Important,Important,Slightly important,Slightly important,Important,Important,Important,Important,Important,Important,Not important,Not important,Slightly important,Important,Important,Critical,Critical,Critical,Critical,Slightly important,Slightly important,Important,Important,Not important,Slightly important,Not difficult,Difficult,Difficult,0,25,Slightly difficult,Difficult,Difficult,1,11,Not difficult,Difficult,Difficult,0,6,Slightly difficult,Not difficult,Slightly difficult,0,1,Slightly difficult,Difficult,Not difficult,0,8,Slightly difficult,Slightly difficult,Slightly difficult,0,3,Not difficult,Difficult,Slightly difficult,0,9,Slightly difficult,Slightly difficult,Slightly difficult,0,6,Not difficult,Not difficult,Not difficult,0,2,Very important,Important,Very important,Important,Very important,Not important,Slightly important,Not important,Minor obstacle,No obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,No obstacle,No obstacle,Private placement office, -44,Yes to both,No,-44,No,-44,No,-44,-44,No,The firm is affraid of investing in workers that after the t,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,No,-44,No,70,0,0,0,30,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Interest rates are not favorable,230000,200000,92000,40000,10000,10000,5000,3000,0,0,0,0,0,30000,85000,43000,139000,47000,No obstacle,Minor obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Corruption,Labor Regulations,Electricity,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 334130,130,The Bahamas,The Bahamas,Hotel and restaurants,867,Yes,3,Headquarters with production and/or sales at this location,No,3,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All women,Female,Female,Female,-88,No,Yes,-88,12,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,0,2,0,-44,No,-44,-44,-44,-44,Yes,3,0,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,45,45,10,0,Large private firms (more than 100 employees),20,70,10,chicken products,80,Local,5,Increased,Remained the same,More than 5,100,0,Not provided,-44, -44,-44, -44,-44,-44,-44,-44,55,45,Yes,18,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,Yes,No,No,No,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,-44, -44,Tend to disagree,Tend to disagree,Strongly agree,Strongly agree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,No,No,No,No,-44,-44,No,-44,-44,No,No,No,0,No,-44,-44,No,-44,0,-44,Yes,6,No,No,-44,-44,No,-44,-44,7,8,3,2,2,1,0,1,1,0,10,5,2,2,1,0,1,1,0,2,1,2,4,1,0,8,51000,7,49000,6,55000,1,40000,2,38000,1,46000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,8200,1,7700,1,9100,0,-77,0,-77,0,-77,4,7800,4,7700,4,8400,0,-77,0,-77,0,-77,4,8400,4,8200,4,9700,-44, -44,University graduate,Post graduated,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed secondary,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,-44,-44,Completed secondary,Completed primary school,Important,Not important,Very important,Important,Very important,Important,Slightly important,Slightly important,Important,Important,Important,Slightly important,Slightly important,Not important,Important,Critical,Critical,Critical,Important,Important,Critical,Critical,Very important,Important,Critical,Important,Slightly important,Important,Not important,Not important,Critical,Important,Slightly important,Very important,Critical,Important,Very important,Slightly important,Important,Very important,Important,Slightly important,Very important,Slightly important,Critical,Slightly important,Critical,Critical,Very important,Very important,Critical,Not important,Not important,Important,Not important,Slightly important,Slightly important,Not important,Slightly important,Not important,Slightly important,Important,Important,Slightly important,Important,Slightly important,Not important,Not important,Important,Important,Critical,Critical,Very important,Critical,Slightly important,Slightly important,Very important,Slightly important,Slightly important,Not important,Slightly difficult,Very difficult,Difficult,1,23,Slightly difficult,Very difficult,Difficult,0,14,Not difficult,Difficult,Difficult,0,4,Not difficult,Slightly difficult,Slightly difficult,1,1,Slightly difficult,Slightly difficult,Slightly difficult,0,7,Slightly difficult,Slightly difficult,Slightly difficult,1,3,Not difficult,Slightly difficult,Very difficult,1,5,Not difficult,Not difficult,Not difficult,0,9,Not difficult,Not difficult,Not difficult,1,1,Very important,Very important,Not important,Important,Critical,Important,Slightly important,Slightly important,No obstacle,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,Through family/friends, -44,No,-44,-44,-44,-44,Yes,2,2,Yes,-44,No,-44,-44,-44,-44,-44,-44,No,100,0, -44,0,Yes,7,Yes,70,0,0,0,30,0,0,0,0,0,0,0,0, -44,50,25,0,0,25,0,0,0,0,0,0,0,0,0,0, -44,Yes,Loan,2012,40000,12,72,Private commercial banks,Yes,Yes,No,No,No,No, -44,150,Yes,3,2,Problems with credit history/report,-44,430000,590000,283200,200600,9000,23600,0,7000,1000,0,1000,35000,0,127000,186000,165000,236000,246000,No obstacle,Minor obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,Major obstacle,No obstacle,Very severe obstacle,No obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Access to finance,Inadequately educated workforce,Tax Rates,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Already used this type of assistance in the past and wasn't, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Truthful,Are taken directly from the establishment's records, 33466,66,The Bahamas,The Bahamas,Retail,241,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Male,Male,Male,1980,No,Yes,1980,32,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,6,1,1,-44,No,-44,-44,-44,-44,Yes,1,0,0,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,No,0,-44,-44,100,0, -44,15,65,20,0,Your parent company or affiliated establishments,35,60,5,retail - plumbing supplies,95,International,20,Increased,Decreased,2-5,0,100,0,1981, -66,40, -66,25,3,0,0,80,20,No,-44,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,Yes,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,No,-44,-44,Yes,1,-44,Yes,3,Outside working hours,Firearm/gun,Goods or stock,25000,A customer,Yes,Yes,-44,Yes,2,Outside working hours,Knife,Goods or stock,100,Gang related,No,No,Tried to/was unable to contact the police,Yes,2,During working hours,Firearm/gun,Money,16000,Gang related,No,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,2,During working hours,Baseball bat,Goods or stock,9000,Other,Yes,Yes,-44,Yes,1,During working hours,Firearm/gun,Money,2500,Group of criminals,No,No,Fear of reprisals,No,-44,-44,0,No,No,No,No,Yes,Yes,No,No,Yes,No,No,No,No,No,0,No,-44,-44,No,-44,1,-44,No,-44,-44,No,-44,-44,No,-44,-44,7,8,3,2,2,1,2,1,0,0,1,1,0,0,0,0,0,0,0,1,1,0,0,0,1,4,44000,3,42000,2,47000,1,35000,1,35000,1,41000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,9400,2,9000,2,10500,0,-77,0,-77,0,-77,2,7600,3,6800,2,8900,-44, -44,University graduate,Completed college/vocational training,University graduate,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Completed college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Slightly important,Not important,Critical,Important,Important,Very important,Important,Important,Important,Important,Important,Important,Slightly important,Slightly important,Important,Very important,Critical,Critical,Important,Slightly important,Critical,Critical,Very important,Important,Critical,Not important,Slightly important,Important,Not important,Not important,Important,Slightly important,Important,Critical,Very important,Important,Very important,Important,Slightly important,Very important,Slightly important,Important,Critical,Important,Critical,Important,Very important,Critical,Very important,Very important,Critical,Not important,Not important,Important,Not important,Important,Very important,Slightly important,Slightly important,Important,Important,Important,Important,Slightly important,Very important,Not important,Not important,Slightly important,Important,Important,Critical,Critical,Critical,Critical,Not important,Not important,Important,Important,Not important,Not important,Not difficult,Very difficult,Difficult,1,12,Not difficult,Very difficult,Difficult,0,10,Slightly difficult,Difficult,Difficult,0,7,Slightly difficult,Slightly difficult,Slightly difficult,1,1,Not difficult,Not difficult,Not difficult,1,4,Slightly difficult,Difficult,Slightly difficult,1,8,Slightly difficult,Difficult,Slightly difficult,0,5,Not difficult,Not difficult,Slightly difficult,0,9,Not difficult,Slightly difficult,Not difficult,1,1,Critical,Critical,Not important,Important,Important,Slightly important,Slightly important,Slightly important,No obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,No obstacle,No obstacle,Public placement office, -44,No,-44,-44,-44,-44,Yes,5,2,Yes,-44,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,No,-44,No,15,0,0,0,85,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Did not think it would be approved,810000,780000,380000,320000,32000,31200,20000,12500,1000,2000,1000,0,0,157000,105000,218000,156000,532000,Minor obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,Moderate obstacle,No obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Access to finance,"Crime, theft and disorder",Macroeconomic environment,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Too expensive, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 334134,134,The Bahamas,The Bahamas,Retail,930,No,-44,-44,-44,-44,Partnership (including limited liability companies), -44,50,100,0,0,0,Equally men and women,No,Yes,10,Delegates decisions to other partners,5,2,Predominantly women,Female,Female,Female,1999,No,Yes,1999,12,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,3,1,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,50,35,15,0,Individuals,35,35,30,retail clothing,100,National,15,Decreased,Decreased,More than 5,100,0,Do not know,-44, -44,-44, -44,-44,-44,-44,-44,45,55,Yes,7,Yes,Yes,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,No obstacle,No obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to agree,Tend to disagree,Yes,Yes,No,-44,-44,-44,No,-44,-44,Yes,1,-44,Yes,1,Outside working hours,Firearm/gun,Goods or stock,30000,Gang related,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,3,During working hours,Firearm/gun,Goods or stock,4000,Other,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,3,Outside working hours,Other,Other company property,400,Other,No,No,-44,Yes,3,During working hours,Firearm/gun,Money,28000,Gang related,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,Yes,No,-44,-44,No,-44,-44,No,No,No,0,Yes,2,Yes,No,-44,-44,0,No,-44,-44,No,-44,-44,No,-44,-44,5,8,3,2,2,1,2,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,1,3,61000,3,56000,3,68000,1,47000,1,47000,1,53000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,9800,2,8900,2,11200,0,-77,0,-77,0,-77,2,8000,2,8000,2,9200,-44, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed secondary,Important,Important,Very important,Important,Important,Important,Slightly important,Important,Important,Slightly important,Slightly important,Important,Slightly important,Slightly important,Important,Very important,Very important,Very important,Important,Slightly important,Critical,Very important,Important,Important,Critical,Slightly important,Very important,Important,Not important,Not important,Important,Important,Important,Critical,Very important,Important,Very important,Important,Very important,Important,Very important,Important,Very important,Important,Critical,Important,Very important,Critical,Critical,Critical,Very important,Slightly important,Not important,Very important,Not important,Important,Slightly important,Slightly important,Not important,Slightly important,Very important,Slightly important,Very important,Slightly important,Very important,Not important,Slightly important,Slightly important,Important,Important,Very important,Critical,Critical,Very important,Slightly important,Slightly important,Important,Important,Not important,Slightly important,Not difficult,Very difficult,Difficult,0,11,Slightly difficult,Very difficult,Very difficult,1,12,Slightly difficult,Slightly difficult,Slightly difficult,0,10,Slightly difficult,Slightly difficult,Not difficult,0,1,Slightly difficult,Slightly difficult,Slightly difficult,0,4,Slightly difficult,Difficult,Slightly difficult,1,8,Not difficult,Difficult,Difficult,0,6,Not difficult,Not difficult,Not difficult,0,9,Slightly difficult,Not difficult,Not difficult,1,1,Very important,Critical,Important,Important,Very important,Not important,Slightly important,Not important,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,Public announcement/advertisement, -44,No,-44,-44,-44,-44,Yes,4,2,Yes,-44,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,No,-44,No,80,0,0,0,20,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,4,4,Problems with credit history/report,-44,320000,230000,101200,120000,8000,6900,43000,1000,0,0,0,0,0,41000,60000,55000,76000,87000,Minor obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Macroeconomic environment,Corruption,Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Too expensive, -44,-44,-44, -44,-44, -44,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Truthful,Are taken directly from the establishment's records, 3349,9,The Bahamas,The Bahamas,Chemicals,16,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All women,Female,Female,Female,1971,No,Yes,1971,25,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,0,2,1,-44,No,-44,-44,-44,-44,Yes,3,0,1,-44,Yes,0,3,1,-44,Yes,2,Yes,Yes,Yes,100,90,115,0,0, -44,20,55,25,10,Your parent company or affiliated establishments,30,50,20,cologne,25,Local,10,Increased,Decreased,2-5,70,30,0,1972, -66,45, -66,40,8,1,3,10,90,No,-44,No,No,No,No,Yes,Yes,-44,-44, -44,-44,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,No,Yes,No,No,Yes,No,Yes,No,No,No, -44,Important,Very Important,Important,Very Important,Important,Slightly important,Slightly important,Yes,90,No,-44,Yes,10,Yes,No,0,-44,Yes,No,Yes,No,No obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to agree,Tend to disagree,Yes,No,-44,-44,-44,-44,Yes,-44,1500,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,25000,0,Yes,Yes,No,No,No,No,-44,-44,No,-44,-44,No,No,No,5,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,6,8,3,2,2,1,0,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,1,3,57000,2,55000,1,62000,1,29000,1,27000,1,33000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,11000,2,10800,2,12100,2,8000,2,7500,2,9200,New products require new skills, -44,University graduate,University graduate,University graduate,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Completed secondary,Completed secondary,Completed secondary,Slightly important,Slightly important,Critical,Important,Important,Important,Slightly important,Slightly important,Important,Important,Slightly important,Slightly important,Not important,Slightly important,Important,Very important,Critical,Critical,Important,Important,Very important,Critical,Important,Important,Critical,Important,Important,Important,Slightly important,Slightly important,Important,Important,Important,Critical,Critical,Important,Important,Important,Very important,Important,Important,Very important,Critical,Not important,Critical,Important,Critical,Very important,Very important,Very important,Critical,Slightly important,Slightly important,Very important,Not important,Slightly important,Important,Important,Slightly important,Slightly important,Very important,Important,Important,Slightly important,Important,Not important,Slightly important,Slightly important,Important,Important,Critical,Critical,Very important,Very important,Not important,Slightly important,Important,Slightly important,Slightly important,Not important,Not difficult,Almost impossible,Difficult,0,19,Not difficult,Very difficult,Slightly difficult,0,10,Slightly difficult,Slightly difficult,Difficult,0,8,Slightly difficult,Not difficult,Not difficult,1,2,Not difficult,Not difficult,Difficult,1,10,Not difficult,Slightly difficult,Difficult,1,9,Not difficult,Slightly difficult,Slightly difficult,1,2,Not difficult,Not difficult,Not difficult,1,4,Not difficult,Not difficult,Not difficult,1,2,Very important,Important,Very important,Important,Very important,Not important,Slightly important,Not important,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Private placement office, -44,No,-44,-44,-44,-44,No,-44,-44,No,The firm is affraid of investing in workers that after the t,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,Yes,8,No,35,20,5,0,25,0,0,0,0,0,0,0,15, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,2,2,Problems with credit history/report,-44,320000,350000,180000,160000,3000,6000,26000,14000,0,0,0,0,0,6000,582000,8000,856000,14000,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Major obstacle,Minor obstacle,No obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,Major obstacle,No,No,No,No,No,Inadequately educated workforce,Practices of competitors in the informal sector,Tax administration,No obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,Yes,Yes,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,Yes,No,Yes,Yes,No,No,Truthful,Are taken directly from the establishment's records, 3344,4,The Bahamas,The Bahamas,Electronics,5,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Male,Male,Male,1968,Yes,Yes,1968,45,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,5,2,1,-44,Yes,2,0,0,-44,Yes,0,2,0,-44,No,-44,-44,-44,-44,Yes,2,Yes,Yes,Yes,95,80,105,5,0, -44,10,60,30,0,Others,25,55,20,service ships,40,Local,5,Decreased,Increased,More than 5,100,0,Not provided,-44, -44,-44, -44,-44,-44,-44,-44,10,90,Yes,20,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Major obstacle,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to agree,Tend to agree,Yes,No,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,3,Yes,2,Yes,Yes,0,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,2,8,3,2,2,1,1,0,0,0,1,1,0,0,0,0,0,0,0,1,1,0,0,0,0,4,46000,4,41000,4,50000,1,42000,2,43000,1,49000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,8100,2,8200,2,9600,2,7900,3,7300,2,8600,Increase/decreased demand for goods, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,Completed secondary,Completed primary school,Slightly important,Slightly important,Very important,Important,Very important,Very important,Important,Slightly important,Important,Very important,Important,Slightly important,Not important,Important,Important,Very important,Critical,Critical,Important,Very important,Critical,Critical,Slightly important,Important,Critical,Slightly important,Very important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Critical,Very important,Important,Important,Important,Important,Very important,Important,Important,Very important,Slightly important,Very important,Important,Very important,Critical,Very important,Critical,Critical,Slightly important,Not important,Important,Slightly important,Important,Important,Not important,Slightly important,Slightly important,Important,Important,Slightly important,Slightly important,Important,Not important,Slightly important,Not important,Important,Important,Critical,Critical,Critical,Very important,Slightly important,Not important,Important,Important,Slightly important,Not important,Slightly difficult,Very difficult,Difficult,1,14,Not difficult,Very difficult,Difficult,1,4,Difficult,Slightly difficult,Slightly difficult,0,3,Slightly difficult,Slightly difficult,Not difficult,0,3,Not difficult,Slightly difficult,Slightly difficult,1,2,Slightly difficult,Difficult,Difficult,0,6,Not difficult,Difficult,Slightly difficult,0,3,Not difficult,Difficult,Slightly difficult,0,4,Not difficult,Not difficult,Not difficult,1,2,Very important,Critical,Not important,Important,Important,Slightly important,Slightly important,Slightly important,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,No obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Private placement office, -44,No,-44,-44,-44,-44,No,-44,-44,No,The firm does not have enough information about training pro,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,Yes,5,Yes,60,20,5,0,15,0,0,0,0,0,0,0,0, -44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Line of credit,2009,75000,15,36,Other,Yes,No,Yes,No,No,No, -44,150,Yes,3,3,Collateral or cosigners unacceptable,-44,1260000,1310000,550200,250000,24000,78600,10000,13000,0,0,0,0,157000,202000,210000,288000,314000,795000,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Minor obstacle,Major obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Corruption,Customs and Trade Regulations,Political environment,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Too many strings attached, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Truthful,Are estimates computed with some precision, 334137,137,The Bahamas,The Bahamas,Retail,985,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,70,100,0,0,0,Predominantly men,No,No,21,Delegates decisions to other partners,14,5,Predominantly men,Male,Male,Male,1982,No,Yes,1982,22,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,5,3,0,-44,No,-44,-44,-44,-44,Yes,8,2,0,-44,Yes,0,4,2,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0, -44,10,55,35,2,Government or government agencies (including state-owned ent,35,60,5,tent rentals,35,Local,5,Decreased,Decreased,More than 5,100,0,Do not know,-44, -44,-44, -44,-44,-44,-44,-44,35,65,No,-44,Yes,No,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,Yes,No,No,No,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,-44, -44,Tend to disagree,Strongly disagree,Tend to disagree,Tend to agree,Yes,No,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,0,0,Yes,No,No,Yes,No,No,-44,-44,No,-44,-44,No,No,No,2,No,-44,-44,Yes,0,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,1,8,3,2,2,1,2,1,1,0,1,1,0,0,0,0,0,0,0,1,1,0,0,0,1,4,45000,3,44000,2,50000,1,36000,2,36000,1,42000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,8600,2,7800,2,9900,0,-77,0,-77,0,-77,2,7500,2,7200,2,8300,-44, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Completed secondary,-44,-44,Completed secondary,Completed primary school,Important,Important,Critical,Important,Important,Important,Slightly important,Very important,Very important,Important,Important,Important,Important,Slightly important,Important,Critical,Very important,Critical,Very important,Important,Very important,Critical,Slightly important,Important,Critical,Slightly important,Important,Important,Not important,Not important,Important,Important,Important,Critical,Very important,Important,Very important,Very important,Important,Very important,Important,Important,Very important,Not important,Critical,Important,Critical,Very important,Very important,Very important,Critical,Important,Slightly important,Important,Not important,Very important,Slightly important,Slightly important,Not important,Slightly important,Very important,Important,Important,Slightly important,Important,Slightly important,Not important,Slightly important,Important,Slightly important,Very important,Critical,Very important,Critical,Not important,Slightly important,Slightly important,Very important,Slightly important,Important,Slightly difficult,Very difficult,Slightly difficult,0,25,Not difficult,Very difficult,Difficult,1,14,Not difficult,Very difficult,Slightly difficult,1,5,Slightly difficult,Slightly difficult,Not difficult,1,1,Slightly difficult,Slightly difficult,Difficult,0,6,Not difficult,Difficult,Slightly difficult,0,7,Not difficult,Difficult,Difficult,0,4,Not difficult,Slightly difficult,Slightly difficult,0,9,Not difficult,Not difficult,Not difficult,0,1,Very important,Very important,Very important,Important,Important,Not important,Slightly important,Not important,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,Private placement office, -44,No,-44,-44,-44,-44,Yes,2,2,Yes,-44,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,No,-44,No,90,0,0,0,10,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Size of loan and maturity are insufficiant,620000,590000,210000,190000,28000,35400,2000,13000,2000,1000,1000,0,0,103000,159000,159000,230000,266000,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,No,Yes,Yes,No,No,Yes,Yes,No obstacle,Major obstacle,No obstacle,Minor obstacle,Major obstacle,Major obstacle,Very severe obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Access to finance,Customs and Trade Regulations,Inadequately educated workforce,Major obstacle,Yes,Yes,No,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,Yes,No,Truthful,Are taken directly from the establishment's records, 33460,60,The Bahamas,The Bahamas,Retail,181,Yes,2,Headquarters with production and/or sales at this location,No,2,Limited partnership, -44,90,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Male,Female,Female,1994,No,Yes,1994,20,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,1,1,-44,No,-44,-44,-44,-44,Yes,1,1,1,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,40,35,25,0,Individuals,35,40,25,coconut milk,10,Local,5,Increased,Increased,More than 5,100,0,Do not know,-44, -44,-44, -44,-44,-44,-44,-44,80,20,Yes,9,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,Yes,No,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,No obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,-44, -44,Tend to disagree,Strongly disagree,Strongly agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,6,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,6,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,1,9,3,3,2,1,2,1,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,1,3,47000,3,42000,3,52000,1,36000,2,36000,1,41000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,3,8100,3,7400,3,8900,0,-77,0,-77,0,-77,2,8200,3,8100,2,9600,Economic upturn/downturn, -44,University graduate,Post graduated,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Completed college/vocational training,-44,-44,Completed secondary,Completed primary school,Important,Important,Critical,Important,Very important,Important,Important,Slightly important,Important,Very important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Very important,Very important,Very important,Important,Important,Critical,Critical,Important,Important,Very important,Not important,Slightly important,Slightly important,Slightly important,Not important,Critical,Very important,Very important,Critical,Critical,Important,Very important,Very important,Important,Very important,Important,Important,Very important,Important,Critical,Very important,Very important,Critical,Very important,Very important,Critical,Slightly important,Slightly important,Important,Not important,Very important,Very important,Not important,Slightly important,Slightly important,Important,Important,Slightly important,Very important,Important,Not important,Not important,Not important,Slightly important,Very important,Critical,Critical,Critical,Critical,Slightly important,Slightly important,Important,Very important,Not important,Not important,Slightly difficult,Very difficult,Difficult,0,23,Not difficult,Very difficult,Difficult,1,8,Slightly difficult,Slightly difficult,Slightly difficult,1,8,Not difficult,Slightly difficult,Not difficult,1,1,Slightly difficult,Not difficult,Slightly difficult,1,2,Not difficult,Difficult,Difficult,1,5,Not difficult,Difficult,Slightly difficult,1,10,Not difficult,Not difficult,Slightly difficult,0,2,Slightly difficult,Not difficult,Not difficult,1,1,Very important,Very important,Very important,Important,Very important,Not important,Slightly important,Slightly important,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,No obstacle,No obstacle,Private placement office, -44,Yes to both,No,-44,No,-44,No,-44,-44,No,The firm cannot afford the optimal level of training,No,-44,-44,-44,-44,-44,-44,Yes,100,0, -44,0,Yes,8,No,60,24,6,0,10,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,3,3,Insufficient profitability,-44,1210000,1490000,625800,180000,39000,89400,5000,44500,2000,7000,4000,0,0,250000,368000,313000,566000,895000,No obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Yes,Yes,No,Yes,No,"Crime, theft and disorder",Practices of competitors in the informal sector,Corruption,Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Too many strings attached, -44,-44,-44, -44,-44, -44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 33449,49,The Bahamas,The Bahamas,Construction,123,No,-44,-44,-44,-44,Partnership (including limited liability companies), -44,60,100,0,0,0,Predominantly men,No,Yes,12,Makes major strategic and fiancial decisions,7,3,Equally men and women,Male,Male,Female,1992,No,Yes,1992,28,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,3,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0, -44,25,45,30,15,Government or government agencies (including state-owned ent,20,60,20,engineering services,55,Local,5,Remained the same,Decreased,More than 5,100,0,Not provided,-44, -44,-44, -44,-44,-44,-44,-44,65,35,Yes,20,No,No,Yes,No,Yes,Yes,-44,-44, -44,-44,No,No,No,Yes,No,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,Not important,Critical,Important,Important,Very Important,Very Important,Very Important,Yes,100,No,-44,No,-44,No,No,10000,-44,Yes,No,No,No,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to agree,Tend to disagree,Yes,No,-44,-44,-44,-44,Yes,1,-44,Yes,1,-44,Yes,3,Outside working hours,Firearm/gun,Money,40000,Gang related,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,2,Outside working hours,Knife,Other company property,700,Other,No,No,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,Yes,No,Yes,No,-44,-44,No,-44,-44,No,Yes,Yes,10,No,-44,-44,Yes,0,0,-44,No,-44,-44,No,-44,-44,Yes,20,1,2,9,3,3,2,1,2,1,0,0,2,2,0,0,0,0,0,0,0,1,1,0,0,0,1,5,62000,5,59000,4,67000,1,30000,1,28000,1,35000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,3,9400,3,9400,3,10100,0,-77,0,-77,0,-77,2,7500,2,6800,2,8700,-44, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed primary school,Important,Important,Critical,Important,Important,Important,Important,Important,Very important,Important,Slightly important,Important,Slightly important,Not important,Slightly important,Critical,Very important,Very important,Very important,Important,Critical,Critical,Very important,Important,Very important,Important,Important,Very important,Slightly important,Important,Very important,Important,Very important,Critical,Critical,Important,Very important,Very important,Important,Important,Very important,Important,Critical,Not important,Very important,Important,Critical,Critical,Very important,Critical,Critical,Slightly important,Not important,Important,Slightly important,Important,Slightly important,Slightly important,Not important,Not important,Important,Important,Slightly important,Slightly important,Important,Not important,Slightly important,Slightly important,Important,Very important,Critical,Critical,Very important,Very important,Slightly important,Not important,Important,Important,Slightly important,Slightly important,Slightly difficult,Very difficult,Difficult,0,17,Not difficult,Very difficult,Difficult,0,4,Not difficult,Difficult,Difficult,0,8,Slightly difficult,Slightly difficult,Slightly difficult,1,1,Not difficult,Not difficult,Slightly difficult,0,6,Not difficult,Slightly difficult,Slightly difficult,0,5,Not difficult,Slightly difficult,Slightly difficult,1,6,Not difficult,Not difficult,Not difficult,1,10,Not difficult,Slightly difficult,Slightly difficult,1,2,Very important,Critical,Very important,Important,Very important,Not important,Not important,Not important,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,No obstacle,Minor obstacle,Through family/friends, -44,No,-44,-44,-44,-44,No,-44,-44,No,The benefits of training are small than the costs,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,13,No,50,0,0,0,50,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Collateral requirements for loans or line of credit are unat,3170000,2840000,60000,130000,60000,113600,32000,85000,6000,14000,9000,0,0,369000,809000,568000,1051000,897000,No obstacle,Minor obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,Minor obstacle,No obstacle,Very severe obstacle,Major obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,Access to finance,"Crime, theft and disorder",Labor Regulations,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Administratie procedure is cumbersome, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Yes,No,Yes,Yes,No,No,No,-44,-44,Yes,No,Yes,Truthful,Are taken directly from the establishment's records, 334108,108,The Bahamas,The Bahamas,Construction,512,No,-44,-44,-44,-44,Limited partnership, -44,50,100,0,0,0,Equally men and women,No,No,10,Delegates decisions to other partners,14,5,Predominantly women,Female,Female,Female,1992,Yes,Yes,1992,32,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,3,2,-44,No,-44,-44,-44,-44,Yes,0,3,0,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0, -44,20,65,15,1,Individuals,20,50,30,fireworks,50,National,15,Increased,Remained the same,More than 5,100,0,90,-44, -44,-44, -44,-44,-44,-44,-44,80,20,Yes,5,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,Yes,No,No,No,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to disagree,Tend to disagree,Yes,Yes,No,-44,-44,-44,Yes,15,-44,Yes,1,-44,Yes,1,Outside working hours,Firearm/gun,Money,40000,Gang related,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,2,During working hours,Knife,Personal possessions of employees or customers,28000,Gang related,No,No,Fear of negative publicity,Yes,1,During working hours,Firearm/gun,Other,950,Gang related,No,No,Police have not done anything in the past,Yes,3,Outside working hours,Knife,Other company property,500,Other,No,No,Loss was small,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,30000,0,Yes,Yes,No,No,Yes,No,-44,-44,No,-44,-44,No,Yes,No,10,No,-44,-44,Yes,5,0,-44,Yes,5,Yes,No,-44,-44,Yes,5,2,2,9,3,3,2,1,2,1,0,0,20,8,6,4,2,4,2,0,0,1,1,1,2,1,0,11,59000,10,53000,9,64000,1,43000,2,44000,1,49000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,9900,1,9200,1,10900,1,8371.200000000001,1,8100,1,9700,9,8800,9,8700,10,9600,0,-77,0,-77,0,-77,6,8100,7,7500,6,9400,Increase/decreased demand for goods, -44,Post graduated,University graduate,University graduate,Post graduated,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed secondary,Important,Important,Critical,Very important,Important,Very important,Slightly important,Slightly important,Important,Important,Important,Slightly important,Not important,Slightly important,Important,Very important,Critical,Very important,Very important,Very important,Critical,Critical,Important,Very important,Critical,Slightly important,Important,Important,Not important,Not important,Important,Slightly important,Important,Critical,Critical,Important,Very important,Slightly important,Slightly important,Important,Important,Very important,Very important,Important,Very important,Slightly important,Very important,Critical,Very important,Very important,Critical,Slightly important,Not important,Important,Not important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Very important,Important,Slightly important,Very important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Critical,Critical,Critical,Very important,Slightly important,Slightly important,Important,Important,Slightly important,Slightly important,Not difficult,Very difficult,Difficult,2,19,Not difficult,Very difficult,Difficult,0,6,Slightly difficult,Difficult,Slightly difficult,1,10,Slightly difficult,Not difficult,Slightly difficult,0,1,Slightly difficult,Not difficult,Slightly difficult,1,10,Not difficult,Difficult,Difficult,1,2,Not difficult,Difficult,Slightly difficult,1,10,Slightly difficult,Not difficult,Slightly difficult,1,8,Not difficult,Not difficult,Slightly difficult,1,1,Very important,Very important,Not important,Important,Important,Not important,Not important,Slightly important,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,Public placement office, -44,Yes to fire,No,-44,Yes,1,No,-44,-44,No,Other,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,12,Yes,85,0,0,0,15,0,0,0,0,0,0,0,0, -44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Loan,2010,100000,12,72,"Non-Bank financial institutions (microfinance institutions,",Yes,Yes,No,No,No,No, -44,200,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,90000,120000,56400,50000,6000,7200,5000,3500,0,0,1000,2000,0,23000,27000,31000,35000,39000,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Major obstacle,Moderate obstacle,No obstacle,Very severe obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Business Licensing and Permits,Political environment,Moderate obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Too expensive, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Truthful,Are taken directly from the establishment's records, 33422,22,The Bahamas,The Bahamas,Fabricated metal products,35,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,65,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Male,Male,Male,1997,Yes,Yes,1997,32,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,4,1,0,-44,No,-44,-44,-44,-44,Yes,3,1,0,-44,No,-44,-44,-44,-44,Yes,1,Yes,No,No,100,70,125,0,0, -44,5,55,40,0,Large private firms (more than 100 employees),10,45,45,hurricane shutters/aluminium p,80,National,15,Remained the same,Increased,More than 5,100,0,Do not know,-44, -44,-44, -44,-44,-44,-44,-44,95,5,Yes,2,No,Yes,No,No,Yes,No,Yes,Laboratory or research center, -44,No,Yes,Yes,No,No,No,-44,-44,-44,-44,Yes,No,Yes,No,No,No,Yes,No,No, -44,Important,Very Important,Important,Important,Important,Very Important,Important,Yes,60,Yes,40,No,-44,No,No,20000,-44,Yes,No,Yes,Yes,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Major obstacle,Minor obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to disagree,Strongly agree,No,-44,-44,-44,-44,-44,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,Yes,No,No,-44,-44,No,-44,-44,No,Yes,No,10,No,-44,-44,No,-44,1,-44,No,-44,-44,No,-44,-44,Yes,0,2,4,9,3,3,2,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,1,3,59000,3,55000,2,64000,1,33000,2,32000,1,36000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,3,9700,3,8800,3,11200,2,8400,3,8000,2,9300,Economic upturn/downturn, -44,University graduate,University graduate,University graduate,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,Completed secondary,Completed primary school,Very important,Important,Critical,Very important,Important,Very important,Slightly important,Slightly important,Important,Important,Slightly important,Slightly important,Important,Important,Important,Very important,Critical,Critical,Important,Slightly important,Very important,Critical,Slightly important,Important,Critical,Slightly important,Important,Important,Not important,Slightly important,Important,Important,Important,Critical,Critical,Important,Important,Important,Important,Important,Important,Slightly important,Very important,Important,Critical,Important,Very important,Critical,Very important,Very important,Critical,Slightly important,Slightly important,Important,Not important,Important,Important,Not important,Important,Slightly important,Slightly important,Important,Slightly important,Slightly important,Important,Not important,Not important,Slightly important,Very important,Slightly important,Critical,Critical,Critical,Very important,Not important,Not important,Important,Important,Not important,Not important,Not difficult,Very difficult,Difficult,0,21,Not difficult,Very difficult,Difficult,1,14,Not difficult,Slightly difficult,Difficult,1,2,Not difficult,Not difficult,Slightly difficult,1,2,Slightly difficult,Slightly difficult,Slightly difficult,0,2,Not difficult,Difficult,Slightly difficult,1,3,Not difficult,Difficult,Difficult,1,3,Not difficult,Not difficult,Slightly difficult,1,5,Not difficult,Slightly difficult,Not difficult,1,1,Very important,Very important,Important,Not important,Very important,Not important,Slightly important,Not important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Private placement office, -44,No,-44,-44,-44,-44,Yes,5,2,Yes,-44,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,Yes,15,No,75,0,0,0,25,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,Yes,Loan,2012,20000,11,72,Other,Yes,No,Yes,No,No,No, -44,175,Yes,3,2,Collateral or cosigners unacceptable,-44,3210000,4060000,1760000,100000,162000,284000,45000,50000,17000,5000,7000,0,0,137000,263000,210000,375000,302000,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Minor obstacle,No obstacle,Major obstacle,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Customs and Trade Regulations,Macroeconomic environment,Inadequately educated workforce,Minor obstacle,Yes,Yes,No,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,No,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,Yes,No,No,-44,-44,Truthful,Are taken directly from the establishment's records, 334100,100,The Bahamas,The Bahamas,Retail,486,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Male,Male,Female,2000,No,Yes,2000,9,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,1,1,-44,Yes,1,0,0,-44,Yes,7,1,1,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0, -44,5,55,40,15,Government or government agencies (including state-owned ent,45,55,0,commercial and residential car,50,National,10,Increased,Remained the same,More than 5,80,20,40,2001, -66,50, -66,30,13,0,0,50,50,Yes,11,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to agree,Tend to agree,Yes,No,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,8,10,4,3,2,1,0,0,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,4,64000,3,63000,3,72000,1,36000,2,34000,1,41000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,3,8100,3,8200,3,9400,0,-77,0,-77,0,-77,2,7500,3,6800,2,8900,Increase/decreased demand for goods, -44,University graduate,Completed secondary,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed secondary,Very important,Slightly important,Very important,Important,Very important,Very important,Important,Important,Important,Slightly important,Important,Slightly important,Slightly important,Not important,Very important,Critical,Very important,Critical,Very important,Very important,Very important,Critical,Slightly important,Slightly important,Very important,Slightly important,Important,Important,Slightly important,Important,Slightly important,Slightly important,Important,Critical,Critical,Important,Very important,Important,Important,Important,Important,Very important,Critical,Slightly important,Critical,Important,Critical,Critical,Critical,Very important,Critical,Slightly important,Not important,Slightly important,Not important,Important,Important,Not important,Slightly important,Slightly important,Important,Very important,Important,Slightly important,Important,Not important,Slightly important,Slightly important,Important,Very important,Very important,Critical,Critical,Very important,Not important,Not important,Very important,Important,Not important,Slightly important,Difficult,Very difficult,Difficult,1,20,Slightly difficult,Very difficult,Slightly difficult,0,13,Slightly difficult,Slightly difficult,Difficult,1,5,Not difficult,Not difficult,Slightly difficult,1,1,Slightly difficult,Slightly difficult,Slightly difficult,0,4,Not difficult,Difficult,Difficult,1,10,Not difficult,Difficult,Difficult,1,4,Not difficult,Slightly difficult,Slightly difficult,0,9,Not difficult,Slightly difficult,Not difficult,1,1,Important,Very important,Important,Important,Very important,Slightly important,Slightly important,Not important,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,No obstacle,Minor obstacle,No obstacle,Minor obstacle,No obstacle,Public placement office, -44,Yes to both,No,-44,No,-44,Yes,4,2,Yes,-44,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,No,-44,No,99,0,0,0,1,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Other,130000,160000,30000,100000,2000,8000,19000,4500,0,1000,0,0,0,30000,21000,40000,32000,104000,No obstacle,No obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Major obstacle,Minor obstacle,Major obstacle,Minor obstacle,No obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,Access to finance,Corruption,Tax Rates,Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed, -44,-44,-44, -44,-44, -44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 334136,136,The Bahamas,The Bahamas,Information technology,953,No,-44,-44,-44,-44,Partnership (including limited liability companies), -44,20,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Male,Female,Male,1996,Yes,Yes,1996,6,No,-44,-44,Yes,14,No,No,-44,-44,No,-44,-44,Yes,1,1,0,-44,No,-44,-44,-44,-44,Yes,0,1,0,-44,Yes,1,2,1,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,0,60,40,0,Medium private firms (20-100 employees),20,45,35,computer cabling,90,National,10,Increased,Remained the same,2-5,100,0,Not provided,-44, -44,-44, -44,-44,-44,-44,-44,55,45,Yes,7,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,Yes,No,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,No,No,No,No,-44,-44,No,-44,-44,No,Yes,No,10,Yes,2,Yes,Yes,0,0,-44,No,-44,-44,Yes,60,Yes,Yes,5,2,2,10,4,3,2,1,2,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,1,4,66000,4,65000,4,72000,1,30000,1,29000,1,33000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,3,7500,3,7200,3,8200,0,-77,0,-77,0,-77,2,7900,2,7100,2,8700,-44, -44,University graduate,Completed secondary,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Completed secondary,-44,-44,Completed secondary,Started but did not complete secondary,Important,Slightly important,Critical,Very important,Important,Very important,Slightly important,Slightly important,Very important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Critical,Very important,Very important,Important,Important,Critical,Critical,Important,Very important,Very important,Slightly important,Important,Important,Slightly important,Slightly important,Critical,Important,Important,Critical,Critical,Very important,Very important,Very important,Important,Important,Important,Very important,Very important,Important,Critical,Slightly important,Critical,Very important,Very important,Very important,Critical,Slightly important,Slightly important,Very important,Slightly important,Important,Very important,Slightly important,Not important,Slightly important,Important,Slightly important,Important,Slightly important,Slightly important,Not important,Slightly important,Slightly important,Very important,Important,Critical,Very important,Critical,Very important,Not important,Not important,Important,Important,Not important,Slightly important,Not difficult,Very difficult,Difficult,1,18,Not difficult,Almost impossible,Difficult,1,15,Not difficult,Difficult,Slightly difficult,0,9,Slightly difficult,Not difficult,Difficult,0,1,Slightly difficult,Difficult,Not difficult,1,8,Slightly difficult,Slightly difficult,Difficult,0,10,Not difficult,Difficult,Difficult,1,3,Not difficult,Slightly difficult,Not difficult,0,6,Not difficult,Not difficult,Not difficult,1,1,Important,Important,Very important,Important,Very important,Slightly important,Not important,Not important,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,Major obstacle,Minor obstacle,Major obstacle,No obstacle,No obstacle,Public placement office, -44,No,-44,-44,-44,-44,Yes,0,2,No,The firm is affraid of investing in workers that after the t,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,No,-44,No,75,0,0,0,25,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Collateral requirements for loans or line of credit are unat,4010000,5090000,2392300,1577900,36000,254500,0,122000,21000,18000,17000,0,0,886000,1385000,1323000,1731000,2130000,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,No obstacle,Minor obstacle,Moderate obstacle,Major obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No,Yes,No,No,No,Inadequately educated workforce,"Crime, theft and disorder",Corruption,Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,No,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 334126,126,The Bahamas,The Bahamas,Information technology,812,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Male,Male,Female,1999,No,Yes,1999,12,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,1,1,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,20,50,30,0,Small private firms (less than 20 employees),35,60,5,electronic supplies (retail),100,National,10,Increased,Remained the same,More than 5,100,0,Do not know,-44, -44,-44, -44,-44,-44,-44,-44,30,70,Yes,8,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,Yes,No,Major obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,-44, -44,Tend to agree,Strongly disagree,Tend to agree,Tend to disagree,Yes,No,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,No,0,Yes,2,Yes,No,-44,-44,0,No,-44,-44,No,-44,-44,No,-44,-44,7,10,4,3,2,1,2,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,4,73000,4,70000,3,85000,1,43000,2,43000,1,47000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,3,8400,3,7900,3,9800,0,-77,0,-77,0,-77,2,7500,2,7000,2,8500,Increase/decreased demand for goods, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Completed college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Important,Slightly important,Very important,Important,Important,Very important,Slightly important,Very important,Important,Important,Important,Important,Slightly important,Not important,Very important,Very important,Critical,Critical,Important,Very important,Critical,Critical,Very important,Important,Critical,Slightly important,Slightly important,Slightly important,Not important,Not important,Important,Important,Critical,Very important,Critical,Important,Very important,Important,Important,Important,Important,Very important,Very important,Important,Critical,Very important,Critical,Critical,Very important,Very important,Critical,Slightly important,Slightly important,Important,Slightly important,Important,Important,Slightly important,Not important,Important,Very important,Important,Important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Important,Critical,Very important,Critical,Very important,Not important,Not important,Important,Slightly important,Not important,Slightly important,Not difficult,Very difficult,Slightly difficult,0,20,Slightly difficult,Very difficult,Difficult,1,9,Not difficult,Difficult,Slightly difficult,0,6,Not difficult,Difficult,Not difficult,1,1,Slightly difficult,Not difficult,Slightly difficult,0,4,Slightly difficult,Slightly difficult,Slightly difficult,1,8,Not difficult,Difficult,Slightly difficult,1,2,Not difficult,Slightly difficult,Slightly difficult,1,4,Not difficult,Slightly difficult,Not difficult,0,2,Very important,Very important,Not important,Slightly important,Very important,Not important,Not important,Slightly important,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Public placement office, -44,No,-44,-44,-44,-44,No,-44,-44,No,The benefits of training are small than the costs,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,No,-44,No,30,48,12,0,10,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Interest rates are not favorable,360000,440000,190000,110000,17000,22000,38000,13000,1000,2000,3000,0,0,86000,116000,128000,150000,355000,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,Customs and Trade Regulations,Corruption,Political environment,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Administratie procedure is cumbersome, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 33469,69,The Bahamas,The Bahamas,Hotel and restaurants,261,Yes,2,Headquarters with production and/or sales at this location,No,2,Shareholding company with non-traded shares or shares traded, -44,80,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Male,Female,Male,1979,No,Yes,1979,32,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,1,1,-44,No,-44,-44,-44,-44,Yes,0,2,1,-44,No,-44,-44,-44,-44,Yes,4,Yes,Yes,No,0,-44,-44,100,0, -44,45,35,20,3,Your parent company or affiliated establishments,35,35,30,food,80,National,10,Increased,Increased,More than 5,100,0,Do not know,-44, -44,-44, -44,-44,-44,-44,-44,65,35,Yes,17,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,-44, -44,Tend to agree,Tend to agree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,Yes,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,9,10,4,3,2,1,0,0,2,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,4,55000,4,53000,3,65000,1,44000,2,42000,1,48000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,3,8300,3,8300,3,8900,0,-77,0,-77,0,-77,2,8300,3,7600,2,9800,Economic upturn/downturn, -44,Post graduated,Completed college/vocational training,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Completed college/vocational training,-44,-44,Completed secondary,Completed primary school,Important,Important,Critical,Very important,Important,Very important,Very important,Important,Very important,Important,Important,Slightly important,Important,Important,Slightly important,Very important,Critical,Very important,Important,Important,Very important,Critical,Slightly important,Important,Very important,Slightly important,Important,Important,Slightly important,Not important,Important,Slightly important,Very important,Critical,Critical,Important,Very important,Important,Very important,Very important,Important,Very important,Very important,Important,Critical,Important,Very important,Critical,Very important,Very important,Critical,Slightly important,Slightly important,Important,Not important,Important,Important,Slightly important,Not important,Important,Important,Important,Slightly important,Slightly important,Important,Slightly important,Not important,Not important,Important,Very important,Critical,Critical,Very important,Critical,Not important,Slightly important,Very important,Important,Not important,Slightly important,Not difficult,Very difficult,Difficult,1,25,Slightly difficult,Very difficult,Difficult,1,4,Slightly difficult,Slightly difficult,Slightly difficult,1,4,Slightly difficult,Not difficult,Not difficult,0,1,Slightly difficult,Slightly difficult,Difficult,0,5,Not difficult,Very difficult,Slightly difficult,0,2,Not difficult,Slightly difficult,Slightly difficult,0,4,Not difficult,Not difficult,Not difficult,0,3,Slightly difficult,Slightly difficult,Not difficult,0,1,Important,Critical,Important,Important,Very important,Not important,Slightly important,Slightly important,No obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,Major obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Through family/friends, -44,No,-44,-44,-44,-44,Yes,3,2,Yes,-44,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,13,Yes,85,0,0,0,15,0,0,0,0,0,0,0,0, -44,25,37.5,0,0,37.5,0,0,0,0,0,0,0,0,0,0, -44,Yes,Loan,2011,20000,13,108,Private commercial banks,Yes,Yes,No,No,No,No, -44,100,Yes,2,1,Concerns about level of debt already incurred,-44,4100000,4660000,1957200,1491200,130000,186400,0,121000,13000,8000,24000,513000,0,894000,1311000,1118000,1771000,2817000,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,No obstacle,Moderate obstacle,No obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,Macroeconomic environment,Customs and Trade Regulations,Electricity,Minor obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Too expensive, -44,-44,-44, -44,-44, -44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Truthful,Are taken directly from the establishment's records, 33427,27,The Bahamas,The Bahamas,Food,42,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,55,100,0,0,0,Predominantly men,No,Yes,14,Makes major strategic and fiancial decisions,10,4,Predominantly men,Male,Male,Male,1961,No,Yes,1962,45,No,-44,-44,No,-44,-44,No,-44,-44,Yes,21,No,Yes,1,2,0,-44,No,-44,-44,-44,-44,Yes,8,0,0,-44,Yes,0,4,2,-44,Yes,0,Yes,Yes,No,100,80,140,0,0, -44,25,50,25,0,Small private firms (less than 20 employees),10,55,35,guava jam,30,National,15,Remained the same,Decreased,More than 5,100,0,Not provided,-44, -44,-44, -44,-44,-44,-44,-44,85,15,Yes,4,Yes,Yes,Yes,No,Yes,Yes,-44,-44, -44,-44,No,Yes,Yes,No,Yes,No,Yes,Yes,No,Yes,Yes,No,No,Yes,Yes,Yes,Yes,No, -44,Important,Important,Very Important,Very Important,Important,Very Important,Important,Yes,100,No,-44,No,-44,No,No,10000,-44,No,No,Yes,Yes,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,Moderate obstacle,Major obstacle,No obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,-44,2072,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,No,No,No,0,No,-44,-44,No,-44,.5,-44,No,-44,-44,No,-44,-44,Yes,0,2,8,10,4,3,2,1,3,0,0,0,8,5,2,1,0,2,0,0,0,1,1,1,3,0,1,9,71000,8,64000,8,81000,1,45000,2,45000,1,49000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,5,8100,5,7400,5,9000,3,8000,3,7300,3,8600,-44, -44,University graduate,Completed college/vocational training,University graduate,Post graduated,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,Completed secondary,Completed primary school,Important,Slightly important,Very important,Important,Very important,Very important,Important,Important,Important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Critical,Critical,Very important,Very important,Slightly important,Very important,Critical,Important,Important,Critical,Slightly important,Slightly important,Important,Important,Slightly important,Important,Important,Important,Critical,Critical,Slightly important,Very important,Slightly important,Important,Very important,Important,Important,Very important,Important,Critical,Important,Critical,Critical,Critical,Very important,Critical,Not important,Slightly important,Important,Slightly important,Important,Important,Important,Slightly important,Slightly important,Important,Important,Important,Slightly important,Very important,Not important,Not important,Slightly important,Important,Important,Critical,Critical,Critical,Critical,Slightly important,Not important,Important,Very important,Important,Slightly important,Difficult,Very difficult,Difficult,1,24,Slightly difficult,Very difficult,Slightly difficult,0,9,Slightly difficult,Difficult,Slightly difficult,1,4,Slightly difficult,Slightly difficult,Slightly difficult,0,1,Slightly difficult,Slightly difficult,Slightly difficult,0,6,Slightly difficult,Difficult,Slightly difficult,1,4,Not difficult,Difficult,Slightly difficult,1,5,Not difficult,Slightly difficult,Slightly difficult,1,9,Not difficult,Not difficult,Not difficult,0,1,Important,Very important,Very important,Important,Important,Slightly important,Not important,Slightly important,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,Private placement office, -44,No,-44,-44,-44,-44,No,-44,-44,No,Other,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,9,Yes,0,60,15,0,25,0,0,0,0,0,0,0,0, -44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Line of credit,2010,25000,11,24,"Non-Bank financial institutions (microfinance institutions,",Yes,No,No,No,No,No, -44,125,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,650000,540000,253800,180000,23000,27000,23000,21000,0,0,0,0,70000,105000,102000,140000,167000,167000,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,No obstacle,Minor obstacle,No obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,Macroeconomic environment,Cost of finance,Transportation,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Administratie procedure is cumbersome, -44,-44,-44, -44,-44, -44,Yes,No,No,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,No,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 33418,18,The Bahamas,The Bahamas,Hotel and restaurants,31,No,-44,-44,-44,-44,Limited partnership, -44,45,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Male,Male,Male,1995,No,Yes,1995,39,No,-44,-44,No,-44,-44,No,-44,-44,Yes,26,No,Yes,1,1,1,-44,No,-44,-44,-44,-44,Yes,0,0,1,-44,Yes,2,7,1,-44,Yes,1,Yes,No,Yes,0,-44,-44,100,0, -44,45,40,15,0,Government or government agencies (including state-owned ent,25,70,5,juice,95,Local,10,Increased,Decreased,More than 5,100,0,Do not know,-44, -44,-44, -44,-44,-44,-44,-44,65,35,Yes,14,Yes,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Major obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,1,-44,Yes,-44,30000,Yes,1,Outside working hours,Firearm/gun,Personal possessions of employees or customers,25000,Gang related,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,During working hours,Knife,Money,2000,Gang related,No,No,There was no insurance requirement,Yes,2,Outside working hours,Knife,Other company property,700,Other,No,No,Fear of reprisals,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,No,Yes,Yes,No,-44,-44,No,-44,-44,No,Yes,Yes,4,Yes,2,No,No,-44,0,-44,Yes,10,No,No,-44,-44,Yes,10,2,2,10,4,3,2,1,2,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,1,4,50000,3,47000,2,58000,1,38000,2,34000,1,43000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,3,8800,3,8700,3,10100,0,-77,0,-77,0,-77,2,7800,3,7800,2,8400,Increase/decreased demand for goods, -44,University graduate,Completed secondary,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed primary school,Important,Important,Critical,Very important,Very important,Important,Slightly important,Slightly important,Important,Very important,Slightly important,Important,Slightly important,Not important,Slightly important,Critical,Critical,Very important,Slightly important,Important,Critical,Very important,Very important,Important,Critical,Slightly important,Important,Important,Not important,Not important,Important,Important,Very important,Very important,Very important,Important,Very important,Important,Very important,Slightly important,Important,Very important,Critical,Important,Critical,Slightly important,Very important,Critical,Critical,Critical,Very important,Slightly important,Slightly important,Important,Slightly important,Important,Important,Slightly important,Slightly important,Not important,Important,Important,Important,Slightly important,Very important,Not important,Not important,Not important,Important,Very important,Very important,Critical,Very important,Very important,Not important,Not important,Important,Slightly important,Slightly important,Slightly important,Difficult,Difficult,Very difficult,0,12,Not difficult,Very difficult,Difficult,0,6,Not difficult,Difficult,Slightly difficult,1,8,Slightly difficult,Slightly difficult,Slightly difficult,0,2,Slightly difficult,Slightly difficult,Slightly difficult,0,4,Slightly difficult,Slightly difficult,Slightly difficult,0,8,Not difficult,Slightly difficult,Difficult,1,5,Not difficult,Slightly difficult,Slightly difficult,0,9,Not difficult,Not difficult,Not difficult,1,1,Very important,Very important,Slightly important,Important,Important,Slightly important,Not important,Not important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,Public placement office, -44,Yes to hire,Yes,0,No,-44,Yes,4,2,No,The benefits of training are small than the costs,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,12,No,70,0,0,0,30,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,Yes,Loan,2010,196000,8,60,Other,Yes,Yes,No,Yes,Yes,No, -44,175,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,1250000,1430000,672100,410000,11000,71500,5000,40000,2000,6000,2000,0,0,213000,279000,343000,372000,600000,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,Major obstacle,Minor obstacle,No obstacle,Minor obstacle,No obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,Access to finance,Macroeconomic environment,Access to land for expansion / relocation,No obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 334129,129,The Bahamas,The Bahamas,Retail,865,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Male,Female,Male,1995,No,Yes,1995,12,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,0,2,0,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0, -44,10,60,30,10,Others,25,40,35,retail - beverages and tobacco,65,Local,5,Increased,Increased,More than 5,100,0,Do not know,-44, -44,-44, -44,-44,-44,-44,-44,35,65,No,-44,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,No obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,-44, -44,Tend to agree,Tend to agree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,No,-44,-44,No,-44,1,-44,No,-44,-44,No,-44,-44,No,-44,-44,6,10,4,3,2,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,4,54000,3,52000,3,64000,1,34000,1,32000,1,38000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,3,9900,3,8800,3,11100,0,-77,0,-77,0,-77,2,7600,3,7400,2,8400,-44, -44,University graduate,Completed college/vocational training,Post graduated,Post graduated,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed primary school,Slightly important,Important,Critical,Important,Very important,Important,Important,Important,Important,Very important,Slightly important,Important,Slightly important,Important,Important,Very important,Critical,Critical,Slightly important,Important,Critical,Very important,Important,Important,Critical,Slightly important,Important,Slightly important,Not important,Not important,Slightly important,Very important,Very important,Very important,Critical,Very important,Very important,Important,Very important,Very important,Important,Very important,Critical,Important,Critical,Slightly important,Very important,Critical,Critical,Critical,Critical,Slightly important,Slightly important,Important,Slightly important,Important,Very important,Slightly important,Slightly important,Important,Important,Very important,Slightly important,Slightly important,Very important,Slightly important,Not important,Slightly important,Important,Important,Very important,Critical,Very important,Very important,Not important,Slightly important,Slightly important,Very important,Important,Slightly important,Not difficult,Very difficult,Slightly difficult,0,8,Not difficult,Very difficult,Difficult,0,5,Not difficult,Difficult,Difficult,0,3,Slightly difficult,Slightly difficult,Not difficult,0,2,Slightly difficult,Not difficult,Slightly difficult,1,2,Not difficult,Very difficult,Slightly difficult,1,4,Not difficult,Slightly difficult,Difficult,1,10,Not difficult,Not difficult,Difficult,1,6,Not difficult,Not difficult,Not difficult,1,2,Important,Important,Not important,Important,Slightly important,Slightly important,Slightly important,Not important,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,No obstacle,No obstacle,No obstacle,Public placement office, -44,No,-44,-44,-44,-44,Yes,4,2,Yes,-44,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,No,-44,Yes,40,36,9,0,15,0,0,0,0,0,0,0,0, -44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Line of credit,2010,30000,14,42,"Non-Bank financial institutions (microfinance institutions,",Yes,Yes,No,No,No,No, -44,125,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,400000,460000,170000,90000,11000,23000,16000,3000,0,1000,0,69000,0,95000,75000,124000,97000,236000,No obstacle,Minor obstacle,No obstacle,Major obstacle,No,Yes,No,No,No,Yes,No,Minor obstacle,Minor obstacle,No obstacle,Moderate obstacle,Major obstacle,No obstacle,Very severe obstacle,No obstacle,No obstacle,Minor obstacle,Minor obstacle,No obstacle,Very severe obstacle,Yes,Yes,Yes,Yes,No,Access to finance,Practices of competitors in the informal sector,Inadequately educated workforce,Major obstacle,Yes,Yes,No,Yes,No,No,No,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Large impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Large impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Negative impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Large impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Negative impact,-44,-44,-44,-44,-44,-44,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Yes,No,Yes,Truthful,Are estimates computed with some precision, 334123,123,The Bahamas,The Bahamas,Retail,798,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All women,Female,Female,Female,1988,No,Yes,1988,32,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,1,1,-44,No,-44,-44,-44,-44,Yes,4,5,0,-44,No,-44,-44,-44,-44,Yes,1,Yes,No,No,0,-44,-44,100,0, -44,30,55,15,0,Large private firms (more than 100 employees),0,70,30,school uniforms,65,National,5,Increased,Remained the same,More than 5,100,0,Do not know,-44, -44,-44, -44,-44,-44,-44,-44,60,40,Yes,11,Yes,Yes,Yes,No,Yes,No,Yes,Other company of the sector, -44,Yes,No,Yes,No,Yes,Yes,No,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,Slightly important,Important,Very Important,Important,Important,Very Important,Very Important,Yes,100,No,-44,No,-44,No,No,0,-44,No,No,Yes,No,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,No obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,-44, -44,Tend to disagree,Tend to agree,Tend to disagree,Tend to agree,Yes,No,-44,-44,-44,-44,Yes,1,-44,Yes,17,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,Outside working hours,Firearm/gun,Goods or stock,150,Gang related,No,No,Police have not done anything in the past,Yes,2,During working hours,Firearm/gun,Goods or stock,17000,Group of criminals,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,4,During working hours,Firearm/gun,Other company property,3000,Other,No,Yes,-44,Yes,3,Outside working hours,Baseball bat,Goods or stock,30000,Gang related,Yes,Yes,-44,Yes,1,During working hours,Firearm/gun,Money,10500,Other,Yes,No,The police give little/no information back on crimes,No,-44,-44,0,Yes,No,No,No,Yes,Yes,No,No,No,-44,-44,No,Yes,No,15,Yes,2,Yes,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,2,10,4,3,2,1,0,0,2,0,12,6,3,2,1,0,0,2,0,2,1,1,3,1,1,10,59000,10,56000,10,67000,1,31000,1,30000,1,35000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,8400,1,8500,1,9300,0,-77,0,-77,0,-77,6,9200,6,8800,6,10900,0,-77,0,-77,0,-77,4,8200,4,7700,4,9400,-44, -44,University graduate,Post graduated,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed secondary,Important,Slightly important,Very important,Important,Very important,Important,Slightly important,Slightly important,Slightly important,Important,Important,Important,Slightly important,Slightly important,Important,Critical,Very important,Critical,Important,Important,Critical,Very important,Important,Important,Critical,Slightly important,Slightly important,Slightly important,Not important,Not important,Important,Slightly important,Important,Critical,Very important,Important,Very important,Important,Important,Important,Important,Slightly important,Very important,Not important,Very important,Important,Critical,Critical,Very important,Very important,Critical,Not important,Not important,Important,Not important,Important,Important,Slightly important,Slightly important,Slightly important,Very important,Important,Slightly important,Slightly important,Important,Not important,Not important,Not important,Very important,Important,Critical,Critical,Very important,Very important,Slightly important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Not difficult,Difficult,Difficult,1,11,Not difficult,Difficult,Difficult,0,7,Slightly difficult,Slightly difficult,Slightly difficult,0,2,Slightly difficult,Not difficult,Slightly difficult,1,2,Not difficult,Slightly difficult,Slightly difficult,1,9,Not difficult,Slightly difficult,Slightly difficult,1,10,Not difficult,Difficult,Slightly difficult,0,5,Not difficult,Slightly difficult,Not difficult,1,2,Not difficult,Not difficult,Not difficult,1,1,Very important,Important,Very important,Not important,Very important,Not important,Not important,Not important,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Public announcement/advertisement, -44,No,-44,-44,-44,-44,Yes,2,2,No,The benefits of training are small than the costs,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,Yes,12,Yes,15,20,5,0,60,0,0,0,0,0,0,0,0, -44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Line of credit,2011,169000,8,48,Other,Yes,Yes,No,Yes,No,No, -44,125,Yes,3,2,Problems with credit history/report,-44,150000,160000,75200,80000,8000,8000,25000,4000,1000,1000,1000,8000,0,21000,27000,34000,37000,81000,No obstacle,Major obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,No obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Access to finance,Cost of finance,"Crime, theft and disorder",No obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Too many strings attached, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,Yes,No,Yes,No,-44,-44,Yes,No,No,No,-44,-44,Truthful,Are taken directly from the establishment's records, 33431,31,The Bahamas,The Bahamas,Chemicals,69,No,-44,-44,-44,-44,Limited partnership, -44,50,100,0,0,0,Equally men and women,No,Yes,25,Delegates decisions to other partners,12,2,Predominantly men,Male,Male,Male,1999,No,Yes,2000,10,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,2,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,3,Yes,Yes,Yes,100,95,70,0,0, -44,10,55,35,5,Government or government agencies (including state-owned ent,25,40,35,vinyl products,55,National,20,Increased,Remained the same,2-5,100,0,Not provided,-44, -44,-44, -44,-44,-44,-44,-44,75,25,Yes,2,Yes,No,Yes,Yes,Yes,No,Yes,University, -44,No,No,No,Yes,No,Yes,Yes,Yes,No,Yes,Yes,Yes,No,Yes,Yes,Yes,Yes,No,No, -44,Slightly important,Very Important,Very Important,Very Important,Slightly important,Very Important,Important,Yes,25,Yes,75,No,-44,No,No,10000,-44,No,No,No,No,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,No obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to agree,Tend to agree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,1,-44,Yes,-44,3500,Yes,3,Outside working hours,Firearm/gun,Goods or stock,5000,Gang related,Yes,Yes,-44,Yes,1,During working hours,Baseball bat,Money,450,Someone working alone,No,No,The police give little/no information back on crimes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,2,During working hours,Other,Personal possessions of employees or customers,100,Gang related,No,No,Police could not have done anything,Yes,4,Outside working hours,Knife,Goods or stock,200,Gang related,No,No,Tried to/was unable to contact the police,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,0,0,Yes,Yes,Yes,No,Yes,No,-44,-44,No,-44,-44,No,No,No,14,Yes,2,No,Yes,0,-44,0,No,-44,-44,No,-44,-44,No,-44,-44,2,10,4,3,2,1,3,1,0,0,2,2,0,0,0,0,0,0,0,1,1,0,0,0,0,6,48000,5,48000,4,53000,1,33000,1,31000,1,37000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,3,8400,3,8300,3,9900,2,7700,3,7300,2,8800,-44, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,Completed secondary,Started but did not complete secondary,Very important,Important,Critical,Very important,Important,Important,Important,Important,Important,Slightly important,Slightly important,Important,Slightly important,Important,Slightly important,Very important,Critical,Very important,Important,Very important,Critical,Critical,Very important,Slightly important,Very important,Slightly important,Slightly important,Important,Slightly important,Not important,Very important,Important,Slightly important,Very important,Very important,Very important,Very important,Important,Important,Slightly important,Very important,Important,Very important,Important,Critical,Important,Critical,Very important,Critical,Critical,Critical,Not important,Not important,Important,Slightly important,Very important,Important,Slightly important,Slightly important,Slightly important,Important,Slightly important,Very important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Critical,Critical,Very important,Very important,Not important,Slightly important,Important,Important,Not important,Slightly important,Slightly difficult,Very difficult,Slightly difficult,0,8,Slightly difficult,Almost impossible,Difficult,1,14,Slightly difficult,Difficult,Slightly difficult,0,3,Slightly difficult,Not difficult,Not difficult,0,1,Slightly difficult,Slightly difficult,Slightly difficult,0,2,Not difficult,Difficult,Difficult,1,6,Not difficult,Difficult,Slightly difficult,0,7,Not difficult,Slightly difficult,Not difficult,0,2,Not difficult,Not difficult,Not difficult,0,2,Important,Important,Very important,Not important,Slightly important,Not important,Slightly important,Not important,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Public placement office, -44,No,-44,-44,-44,-44,Yes,2,2,No,The firm cannot afford the optimal level of training,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,Yes,10,Yes,65,0,0,0,20,15,0,0,0,0,0,0,0, -44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Other,730000,930000,440000,400000,43000,27900,8000,13000,2000,1000,1000,28000,0,67000,501000,108000,770000,149000,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Political environment,Cost of finance,Macroeconomic environment,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed, -44,-44,-44, -44,-44, -44,Yes,No,No,No,-44,-44,Yes,No,No,Yes,No,No,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,No,No,-44,-44,Truthful,Are taken directly from the establishment's records, 3343,3,The Bahamas,The Bahamas,Fabricated metal products,4,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Male,Male,Female,1990,Yes,Yes,1987,11,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,2,1,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,1,2,1,-44,Yes,5,Yes,No,Yes,100,75,60,0,0, -44,10,60,30,0,Medium private firms (20-100 employees),20,50,30,welding,70,National,5,Increased,Remained the same,More than 5,85,15,15,1991, -66,60, -66,20,6,0,1,10,90,Yes,74,Yes,No,Yes,No,Yes,No,Yes,Other company of the sector, -44,No,No,Yes,Yes,Yes,No,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,Important,Very Important,Very Important,Important,Important,Very Important,Very Important,Yes,30,Yes,70,No,-44,No,No,10000,-44,No,No,No,No,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to agree,Yes,No,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,21,No,-44,-44,Yes,0,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,9,10,4,3,2,1,2,0,0,0,1,1,0,0,0,0,0,0,0,1,1,0,0,0,0,5,66000,5,67000,4,75000,1,39000,1,38000,1,45000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,3,11000,3,9800,3,12700,2,8100,2,8200,2,9000,-44, -44,University graduate,University graduate,Post graduated,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,Completed secondary,Completed primary school,Important,Important,Critical,Important,Important,Important,Important,Very important,Important,Important,Important,Important,Slightly important,Important,Important,Critical,Critical,Critical,Important,Important,Very important,Critical,Very important,Important,Very important,Slightly important,Slightly important,Important,Not important,Not important,Important,Important,Slightly important,Critical,Critical,Slightly important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Important,Critical,Important,Critical,Critical,Critical,Critical,Critical,Slightly important,Slightly important,Very important,Not important,Important,Slightly important,Slightly important,Not important,Slightly important,Important,Very important,Slightly important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Important,Important,Critical,Critical,Critical,Very important,Important,Slightly important,Very important,Important,Slightly important,Slightly important,Not difficult,Difficult,Slightly difficult,1,25,Not difficult,Very difficult,Difficult,1,4,Not difficult,Difficult,Slightly difficult,0,2,Slightly difficult,Slightly difficult,Slightly difficult,0,1,Slightly difficult,Slightly difficult,Slightly difficult,0,5,Not difficult,Slightly difficult,Slightly difficult,0,6,Not difficult,Slightly difficult,Slightly difficult,1,3,Slightly difficult,Slightly difficult,Slightly difficult,1,5,Not difficult,Not difficult,Not difficult,0,2,Very important,Very important,Very important,Important,Important,Not important,Slightly important,Slightly important,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,Public placement office, -44,No,-44,-44,-44,-44,Yes,4,2,No,The firm does not have enough information about training pro,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,No,-44,Yes,10,64,16,0,10,0,0,0,0,0,0,0,0, -44,50,50,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Line of credit,2011,30000,14,54,Private commercial banks,Yes,No,No,No,No,No, -44,125,Yes,5,4,Problems with credit history/report,-44,1050000,1200000,580000,200000,34000,6000,34000,19000,0,0,0,144000,0,59000,265000,82000,428000,198000,Moderate obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,"Crime, theft and disorder",Customs and Trade Regulations,Tax Rates,Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Administratie procedure is cumbersome, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,No,Yes,No,No,Yes,No,No,Yes,No,Yes,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 3348,8,The Bahamas,The Bahamas,Food,15,No,-44,-44,-44,-44,Partnership (including limited liability companies), -44,60,100,0,0,0,Predominantly men,No,Yes,20,Makes major strategic and fiancial decisions,6,2,Predominantly women,Female,Female,Female,2006,No,Yes,2006,17,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,2,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,100,80,130,0,0, -44,10,55,35,0,Your parent company or affiliated establishments,5,55,40,cakes,60,National,10,Decreased,Increased,More than 5,100,0,Do not know,-44, -44,-44, -44,-44,-44,-44,-44,55,45,Yes,5,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Minor obstacle,Moderate obstacle,Major obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,-44, -44,Tend to disagree,Strongly disagree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,5,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,8,11,5,3,2,1,4,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,5,43000,5,41000,4,46000,1,44000,2,39000,1,48000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,3,8000,3,7300,3,9500,2,8000,2,7400,2,9500,Economic upturn/downturn, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,Completed secondary,Started but did not complete secondary,Important,Slightly important,Critical,Important,Important,Very important,Slightly important,Slightly important,Important,Important,Important,Important,Slightly important,Not important,Important,Critical,Very important,Very important,Very important,Important,Critical,Critical,Slightly important,Very important,Very important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Important,Important,Very important,Critical,Important,Very important,Important,Slightly important,Important,Important,Important,Critical,Important,Very important,Important,Critical,Critical,Critical,Critical,Critical,Not important,Not important,Important,Not important,Important,Important,Slightly important,Slightly important,Slightly important,Very important,Very important,Slightly important,Slightly important,Very important,Slightly important,Slightly important,Not important,Very important,Slightly important,Critical,Critical,Critical,Very important,Not important,Slightly important,Slightly important,Important,Not important,Slightly important,Not difficult,Difficult,Difficult,0,9,Slightly difficult,Very difficult,Difficult,0,10,Slightly difficult,Difficult,Difficult,0,7,Slightly difficult,Slightly difficult,Difficult,1,3,Slightly difficult,Slightly difficult,Difficult,1,8,Not difficult,Slightly difficult,Difficult,0,7,Slightly difficult,Difficult,Slightly difficult,1,5,Not difficult,Not difficult,Not difficult,1,2,Slightly difficult,Not difficult,Not difficult,1,2,Important,Very important,Very important,Important,Very important,Slightly important,Slightly important,Not important,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,Public placement office, -44,Yes to fire,No,-44,Yes,1,No,-44,-44,No,The firm is affraid of investing in workers that after the t,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,No,-44,No,40,40,10,0,10,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Other,400000,520000,244400,180000,8000,26000,19000,10000,0,0,0,0,0,170000,166000,224000,268000,549000,Minor obstacle,No obstacle,Major obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,Very severe obstacle,No obstacle,Very severe obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Access to finance,Tax Rates,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Too expensive, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Truthful,Are estimates computed with some precision, 33410,10,The Bahamas,The Bahamas,Food,18,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All women,Yes,Not applicable,100,Makes major strategic and fiancial decisions,32,5,All men,Male,Male,Male,1982,Yes,Yes,1982,33,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,0,2,0,-44,Yes,3,0,0,-44,Yes,0,2,0,-44,No,-44,-44,-44,-44,Yes,3,Yes,No,Yes,100,65,75,0,0, -44,40,40,20,0,Government or government agencies (including state-owned ent,45,30,25,bread,65,Local,10,Increased,Remained the same,More than 5,100,0,Not provided,-44, -44,-44, -44,-44,-44,-44,-44,100,0,-44,-44,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,Yes,No,No,No,Minor obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,Moderate obstacle,-44, -44,Tend to disagree,Strongly disagree,Tend to agree,Tend to disagree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,2,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,15,1,5,12,4,4,3,1,0,1,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,4,63000,4,57000,4,69000,1,33000,1,33000,1,36000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,4,8200,4,7300,4,9300,3,7700,3,7800,3,9100,-44, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Completed secondary,Completed primary school,Important,Important,Critical,Important,Very important,Very important,Important,Important,Important,Important,Important,Important,Not important,Slightly important,Very important,Critical,Very important,Very important,Slightly important,Important,Very important,Critical,Important,Very important,Critical,Slightly important,Slightly important,Important,Not important,Not important,Important,Slightly important,Very important,Critical,Critical,Important,Very important,Very important,Critical,Important,Important,Slightly important,Very important,Important,Critical,Slightly important,Critical,Critical,Very important,Very important,Critical,Important,Slightly important,Important,Not important,Important,Very important,Slightly important,Slightly important,Slightly important,Important,Slightly important,Very important,Slightly important,Important,Not important,Not important,Slightly important,Very important,Important,Very important,Critical,Critical,Critical,Slightly important,Slightly important,Important,Important,Slightly important,Slightly important,Not difficult,Very difficult,Difficult,0,22,Slightly difficult,Very difficult,Difficult,1,14,Not difficult,Difficult,Slightly difficult,1,7,Slightly difficult,Not difficult,Slightly difficult,0,3,Slightly difficult,Slightly difficult,Slightly difficult,0,3,Not difficult,Difficult,Very difficult,0,9,Slightly difficult,Slightly difficult,Difficult,0,6,Slightly difficult,Not difficult,Slightly difficult,0,7,Slightly difficult,Not difficult,Not difficult,0,2,Slightly important,Critical,Very important,Important,Very important,Slightly important,Slightly important,Not important,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,Public placement office, -44,No,-44,-44,-44,-44,Yes,1,2,Yes,-44,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,No,-44,Yes,20,48,12,0,20,0,0,0,0,0,0,0,0, -44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Line of credit,2012,60000,13,30,"Non-Bank financial institutions (microfinance institutions,",Yes,No,No,No,No,No, -44,125,Yes,4,3,Concerns about level of debt already incurred,-44,300000,400000,150000,70000,16000,20000,8000,2000,0,0,0,48000,0,1121000,796000,1456000,1284000,3567000,No obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,Cost of finance,Tax administration,Transportation,No obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Administratie procedure is cumbersome, -44,-44,-44, -44,-44, -44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are taken directly from the establishment's records, 33437,37,The Bahamas,The Bahamas,Food,85,No,-44,-44,-44,-44,Partnership (including limited liability companies), -44,80,100,0,0,0,Predominantly men,No,Yes,14,Delegates decisions to other partners,14,4,Predominantly men,Male,Male,Male,1978,No,Yes,1978,38,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,1,1,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,1,2,2,-44,No,-44,Yes,No,Yes,100,75,125,0,0, -44,25,55,20,0,Medium private firms (20-100 employees),45,50,5,cakes,75,Local,5,Remained the same,Remained the same,More than 5,100,0,Do not know,-44, -44,-44, -44,-44,-44,-44,-44,100,0,-44,-44,Yes,No,No,No,Yes,No,Yes,University, -44,No,No,Yes,Yes,No,Yes,Yes,Yes,Yes,No,Yes,Yes,No,No,No,Yes,Yes,No,No, -44,Important,Important,Very Important,Important,Important,Very Important,Important,Yes,55,Yes,45,No,-44,No,No,0,-44,No,No,No,No,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,No,3,Yes,2,Yes,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,1,12,4,4,3,1,0,1,0,0,2,2,0,0,0,0,0,0,0,1,1,0,0,0,2,6,45000,5,42000,4,50000,1,47000,1,42000,1,51000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,4,7800,4,7700,4,9200,3,8300,4,7400,3,9100,-44, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Completed secondary,Completed secondary,Important,Slightly important,Critical,Very important,Important,Very important,Very important,Important,Important,Very important,Slightly important,Slightly important,Slightly important,Important,Slightly important,Critical,Critical,Critical,Slightly important,Important,Very important,Critical,Slightly important,Important,Very important,Slightly important,Important,Important,Not important,Slightly important,Important,Very important,Critical,Critical,Very important,Slightly important,Very important,Very important,Slightly important,Important,Important,Important,Critical,Slightly important,Critical,Slightly important,Critical,Critical,Critical,Critical,Critical,Slightly important,Not important,Very important,Not important,Slightly important,Important,Important,Important,Slightly important,Important,Important,Important,Slightly important,Important,Slightly important,Slightly important,Not important,Important,Very important,Critical,Critical,Critical,Very important,Slightly important,Slightly important,Very important,Important,Slightly important,Important,Slightly difficult,Very difficult,Difficult,0,19,Not difficult,Difficult,Difficult,1,8,Slightly difficult,Slightly difficult,Slightly difficult,1,6,Slightly difficult,Not difficult,Slightly difficult,0,2,Slightly difficult,Not difficult,Slightly difficult,0,10,Slightly difficult,Difficult,Difficult,1,4,Slightly difficult,Difficult,Slightly difficult,0,4,Slightly difficult,Not difficult,Not difficult,1,7,Not difficult,Not difficult,Not difficult,1,2,Very important,Very important,Very important,Not important,Very important,Slightly important,Slightly important,Not important,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,Public placement office, -44,Yes to hire,Yes,1,No,-44,Yes,5,2,Yes,-44,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,No,-44,Yes,50,0,0,0,50,0,0,0,0,0,0,0,0, -44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,3,3,Incompleteness of loan application,-44,380000,380000,180000,120000,13000,4000,5000,20000,0,0,0,0,11000,32000,149000,44000,193000,97000,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,No obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,"Crime, theft and disorder",Labor Regulations,Transportation,Minor obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Too expensive, -44,-44,-44, -44,-44, -44,Yes,No,No,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,No,No,-44,-44,Truthful,Are taken directly from the establishment's records, 334128,128,The Bahamas,The Bahamas,Transport,845,No,-44,-44,-44,-44,Limited partnership, -44,51,100,0,0,0,Predominantly men,No,Yes,35,Makes major strategic and fiancial decisions,3,2,All men,Male,Male,Male,2001,No,Yes,2001,11,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,1,1,-44,No,-44,-44,-44,-44,Yes,3,1,0,-44,No,-44,-44,-44,-44,Yes,0,Yes,Yes,Yes,0,-44,-44,100,0, -44,35,50,15,5,Medium private firms (20-100 employees),15,50,35,incoming freight,55,Local,10,Decreased,Increased,2-5,100,0,Do not know,-44, -44,-44, -44,-44,-44,-44,-44,45,55,Yes,11,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,-44,20000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,0,1000,Yes,No,Yes,No,No,No,-44,-44,No,-44,-44,No,No,No,15,Yes,1,Yes,Yes,5,0,-44,No,-44,-44,No,-44,-44,Yes,95,2,2,12,4,4,3,1,0,0,2,0,3,2,1,0,0,0,0,0,0,1,1,1,0,0,0,6,57000,5,58000,5,66000,1,38000,2,35000,1,41000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,5,9600,5,9700,5,11000,0,-77,0,-77,0,-77,3,8300,3,8100,3,9300,-44, -44,University graduate,Completed college/vocational training,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed secondary,Very important,Slightly important,Critical,Important,Very important,Very important,Slightly important,Slightly important,Important,Important,Important,Slightly important,Slightly important,Slightly important,Very important,Critical,Critical,Very important,Slightly important,Very important,Critical,Very important,Important,Very important,Critical,Slightly important,Important,Slightly important,Not important,Not important,Important,Important,Very important,Critical,Critical,Slightly important,Very important,Important,Very important,Important,Very important,Very important,Very important,Not important,Very important,Important,Very important,Very important,Very important,Very important,Critical,Slightly important,Slightly important,Very important,Not important,Important,Important,Slightly important,Slightly important,Important,Important,Important,Slightly important,Slightly important,Important,Not important,Slightly important,Not important,Slightly important,Important,Critical,Critical,Critical,Very important,Not important,Slightly important,Slightly important,Important,Not important,Slightly important,Slightly difficult,Difficult,Difficult,1,19,Not difficult,Very difficult,Difficult,1,9,Slightly difficult,Slightly difficult,Slightly difficult,1,3,Slightly difficult,Slightly difficult,Slightly difficult,1,1,Slightly difficult,Slightly difficult,Slightly difficult,0,3,Not difficult,Difficult,Slightly difficult,1,10,Not difficult,Difficult,Difficult,1,6,Not difficult,Slightly difficult,Slightly difficult,1,7,Not difficult,Not difficult,Slightly difficult,1,2,Important,Slightly important,Slightly important,Not important,Very important,Not important,Slightly important,Slightly important,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Through family/friends, -44,No,-44,-44,-44,-44,No,-44,-44,No,Other,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,No,-44,Yes,75,0,0,0,25,0,0,0,0,0,0,0,0, -44,50,25,12.5,0,0,0,0,0,12.5,0,0,0,0,0,0, -44,Yes,Loan,2011,0,10,48,Private commercial banks,Yes,No,No,Yes,No,No, -44,125,Yes,5,4,Other objections,-44,1610000,1820000,30000,380000,58000,54600,44000,34500,2000,6000,3000,0,55000,319000,385000,491000,528000,953000,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,Major obstacle,Major obstacle,Yes,No,Yes,Yes,Yes,Inadequately educated workforce,"Crime, theft and disorder",Practices of competitors in the informal sector,Moderate obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Too many strings attached, -44,-44,-44, -44,-44, -44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Yes,No,Yes,Truthful,Are estimates computed with some precision, 3345,5,The Bahamas,The Bahamas,Non-metallic mineral products,9,Yes,3,Establishment physically separated from HQ and other establi,Yes,-44,Shareholding company with non-traded shares or shares traded, -44,51,0,100,0,0,Predominantly women,Yes,No,51,Makes major strategic and fiancial decisions,10,3,All men,Male,Male,Male,2001,Yes,Yes,2001,37,No,-44,-44,No,-44,-44,No,-44,-44,Yes,23,No,Yes,1,2,1,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,12,Yes,Yes,Yes,100,100,65,0,0, -44,20,60,20,10,Individuals,30,60,10,cement,100,National,5,Increased,Remained the same,More than 5,100,0,Not provided,-44, -44,-44, -44,-44,-44,-44,-44,25,75,Yes,5,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Major obstacle,No obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to disagree,Tend to disagree,Yes,No,-44,-44,-44,-44,Yes,4,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,15000,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,5,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,12,13,5,4,3,1,4,1,0,0,4,3,1,0,0,1,0,0,0,1,1,1,0,0,0,8,49000,8,46000,7,56000,1,42000,2,43000,1,50000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,5,8800,5,8700,5,10400,3,8100,3,8200,3,9500,Increase/decreased demand for goods, -44,University graduate,Post graduated,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Completed secondary,Completed secondary,Slightly important,Slightly important,Critical,Important,Important,Important,Slightly important,Important,Important,Very important,Important,Important,Slightly important,Slightly important,Important,Critical,Critical,Critical,Important,Slightly important,Critical,Very important,Important,Important,Critical,Important,Slightly important,Important,Not important,Not important,Important,Slightly important,Important,Very important,Critical,Slightly important,Very important,Important,Very important,Important,Important,Important,Critical,Important,Very important,Slightly important,Critical,Critical,Very important,Very important,Critical,Slightly important,Not important,Important,Not important,Very important,Important,Slightly important,Slightly important,Slightly important,Important,Important,Slightly important,Very important,Very important,Not important,Not important,Not important,Very important,Important,Critical,Critical,Critical,Very important,Not important,Slightly important,Slightly important,Important,Not important,Not important,Slightly difficult,Very difficult,Very difficult,0,24,Difficult,Difficult,Slightly difficult,1,13,Slightly difficult,Difficult,Difficult,0,4,Slightly difficult,Not difficult,Slightly difficult,1,2,Slightly difficult,Slightly difficult,Not difficult,1,7,Slightly difficult,Slightly difficult,Slightly difficult,1,2,Not difficult,Slightly difficult,Slightly difficult,1,4,Slightly difficult,Slightly difficult,Not difficult,0,10,Not difficult,Not difficult,Not difficult,1,1,Important,Very important,Very important,Important,Critical,Not important,Slightly important,Not important,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Minor obstacle,Major obstacle,No obstacle,No obstacle,Public announcement/advertisement, -44,No,-44,-44,-44,-44,Yes,5,2,No,Other,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,No,-44,No,75,8,2,0,15,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Did not think it would be approved,1930000,2620000,1050000,460000,107000,129000,241000,23000,6000,2000,5000,0,0,1392000,2311000,1808000,2889000,4357000,No obstacle,Moderate obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,No obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,No,No,Yes,Yes,No,Inadequately educated workforce,"Crime, theft and disorder",Practices of competitors in the informal sector,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Already used this type of assistance in the past and wasn't, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 33454,54,The Bahamas,The Bahamas,Information technology,140,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All women,Yes,Not applicable,100,Makes major strategic and fiancial decisions,9,3,All men,Male,Male,Male,2005,No,Yes,2005,14,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,2,3,0,-44,No,-44,-44,-44,-44,Yes,5,Yes,Yes,Yes,0,-44,-44,100,0, -44,5,60,35,15,Small private firms (less than 20 employees),10,55,35,computer service distributors,70,National,15,Increased,Decreased,More than 5,100,0,Do not know,-44, -44,-44, -44,-44,-44,-44,-44,70,30,No,-44,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,Yes,No,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,Major obstacle,Minor obstacle,Major obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,No obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to agree,Tend to agree,Yes,No,-44,-44,-44,-44,Yes,3,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,0,0,Yes,No,No,Yes,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,Yes,1,Yes,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,30,2,3,13,5,4,3,1,2,1,1,0,3,3,0,0,0,0,0,0,0,1,1,0,0,0,2,8,49000,8,48000,8,58000,1,40000,1,40000,1,44000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,4,7800,4,6900,4,9200,0,-77,0,-77,0,-77,3,8100,4,7400,3,9100,Increase/decreased demand for goods, -44,University graduate,Post graduated,University graduate,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed primary school,Very important,Important,Critical,Very important,Very important,Important,Slightly important,Slightly important,Very important,Very important,Important,Important,Not important,Slightly important,Important,Critical,Very important,Very important,Important,Important,Critical,Critical,Important,Important,Critical,Slightly important,Important,Very important,Slightly important,Slightly important,Important,Slightly important,Important,Critical,Critical,Very important,Critical,Very important,Slightly important,Important,Important,Important,Very important,Not important,Critical,Important,Critical,Critical,Critical,Critical,Critical,Important,Slightly important,Slightly important,Slightly important,Important,Important,Not important,Slightly important,Important,Important,Very important,Important,Very important,Slightly important,Not important,Not important,Slightly important,Important,Very important,Critical,Very important,Critical,Very important,Not important,Slightly important,Important,Important,Slightly important,Slightly important,Not difficult,Difficult,Slightly difficult,1,17,Slightly difficult,Very difficult,Slightly difficult,0,5,Slightly difficult,Difficult,Difficult,0,4,Slightly difficult,Slightly difficult,Slightly difficult,1,2,Slightly difficult,Not difficult,Slightly difficult,1,7,Not difficult,Difficult,Difficult,0,7,Slightly difficult,Slightly difficult,Slightly difficult,1,10,Not difficult,Slightly difficult,Not difficult,1,5,Not difficult,Slightly difficult,Not difficult,1,1,Very important,Very important,Very important,Important,Very important,Slightly important,Slightly important,Not important,Minor obstacle,No obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Public announcement/advertisement, -44,No,-44,-44,-44,-44,Yes,5,2,Yes,-44,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,12,No,70,0,0,0,30,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,Yes,Line of credit,2008,350000,6,60,Other,Yes,Yes,No,No,No,No, -44,125,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,1190000,1290000,593400,390000,46000,51600,25000,23000,3000,4000,4000,0,0,214000,204000,271000,258000,561000,No obstacle,Moderate obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,No obstacle,No obstacle,No obstacle,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,Very severe obstacle,Yes,No,No,Yes,No,Access to finance,"Crime, theft and disorder",Practices of competitors in the informal sector,No obstacle,Yes,Yes,No,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,Yes,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 33441,41,The Bahamas,The Bahamas,Food,94,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All women,Yes,Not applicable,100,Makes major strategic and fiancial decisions,13,4,Equally men and women,Female,Female,Female,2001,Yes,Yes,2001,27,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,2,1,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,100,80,90,0,0, -44,30,40,30,4,Your parent company or affiliated establishments,15,50,35,cakes,85,International,10,Increased,Remained the same,More than 5,10,90,0,2002, -66,25, -66,5,7,1,0,5,95,Yes,2,Yes,No,No,No,Yes,No,Yes,University, -44,No,No,No,Yes,No,No,-44,-44,-44,-44,Yes,Yes,No,No,Yes,Yes,Yes,Yes,No, -44,Important,Very Important,Very Important,Important,Important,Important,Critical,Yes,40,Yes,60,No,-44,No,No,0,-44,No,No,No,No,Moderate obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,No obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to disagree,Tend to disagree,Yes,No,-44,-44,-44,-44,Yes,3,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,Outside working hours,Baseball bat,Money,4000,A former employee,Yes,Yes,-44,Yes,2,During working hours,Firearm/gun,Goods or stock,12000,A fellow employee,Yes,Yes,-44,Yes,3,During working hours,Firearm/gun,Money,550,Gang related,No,No,Police could not have done anything,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,During working hours,Knife,Money,50000,Group of criminals,Yes,Yes,-44,Yes,2,Outside working hours,Firearm/gun,Money,7000,Gang related,No,No,The police give little/no information back on crimes,Yes,Yes,20000,0,Yes,No,No,Yes,Yes,Yes,No,No,No,-44,-44,No,No,No,1,No,-44,-44,No,-44,0,-44,Yes,5,Yes,No,-44,-44,Yes,0,2,5,13,5,4,3,1,0,0,0,0,2,2,0,0,0,0,0,0,0,1,1,0,0,0,2,7,47000,7,47000,6,53000,1,39000,2,37000,1,44000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,4,8800,4,7900,4,9500,3,7500,3,7400,3,8900,New production methods, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Completed secondary,Completed primary school,Important,Important,Critical,Very important,Important,Important,Slightly important,Important,Important,Very important,Important,Important,Not important,Slightly important,Important,Very important,Critical,Critical,Slightly important,Important,Very important,Very important,Slightly important,Important,Critical,Not important,Slightly important,Slightly important,Not important,Not important,Important,Slightly important,Important,Critical,Critical,Very important,Very important,Important,Very important,Important,Important,Slightly important,Critical,Important,Very important,Important,Critical,Critical,Very important,Very important,Critical,Slightly important,Not important,Important,Not important,Very important,Slightly important,Slightly important,Slightly important,Slightly important,Very important,Very important,Important,Slightly important,Important,Not important,Not important,Slightly important,Important,Important,Very important,Very important,Critical,Very important,Not important,Not important,Important,Important,Not important,Important,Not difficult,Almost impossible,Slightly difficult,1,9,Slightly difficult,Very difficult,Slightly difficult,1,10,Difficult,Difficult,Slightly difficult,1,9,Slightly difficult,Slightly difficult,Slightly difficult,1,1,Slightly difficult,Slightly difficult,Difficult,0,5,Not difficult,Slightly difficult,Slightly difficult,0,10,Not difficult,Difficult,Difficult,0,2,Not difficult,Not difficult,Difficult,1,5,Slightly difficult,Not difficult,Not difficult,0,2,Important,Slightly important,Important,Slightly important,Very important,Not important,Not important,Not important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Private placement office, -44,No,-44,-44,-44,-44,No,-44,-44,No,Other,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,13,No,80,8,2,0,10,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Did not think it would be approved,250000,320000,160000,110000,4000,4000,6000,0,0,0,0,0,0,117000,494000,162000,642000,353000,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Minor obstacle,No obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,No,No,No,No,No,Inadequately educated workforce,"Crime, theft and disorder",Practices of competitors in the informal sector,Moderate obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 33450,50,The Bahamas,The Bahamas,Construction,124,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,95,100,0,0,0,Predominantly men,No,Yes,3,Delegates decisions to other partners,3,2,Equally men and women,Male,Male,Female,1959,No,Yes,1959,42,No,-44,-44,No,-44,-44,No,-44,-44,Yes,26,No,Yes,1,1,0,-44,Yes,2,0,0,-44,Yes,2,2,0,-44,No,-44,-44,-44,-44,Yes,9,Yes,No,Yes,0,-44,-44,100,0, -44,5,60,35,0,Medium private firms (20-100 employees),20,70,10,construction,95,National,10,Decreased,Remained the same,More than 5,100,0,Do not know,-44, -44,-44, -44,-44,-44,-44,-44,55,45,No,-44,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,Yes,No,No,No,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,No,No,No,4,No,-44,-44,Yes,0,-44,7000,No,-44,-44,Yes,85,No,No,-44,-44,10,13,5,4,3,1,2,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,5,66000,4,67000,3,76000,1,36000,1,32000,1,43000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,4,9300,4,9400,4,10300,0,-77,0,-77,0,-77,3,8000,3,7600,3,9200,Increase/decreased demand for goods, -44,University graduate,Completed secondary,University graduate,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed secondary,-44,-44,Completed secondary,Started but did not complete secondary,Important,Slightly important,Critical,Important,Important,Important,Important,Important,Important,Very important,Slightly important,Important,Important,Slightly important,Important,Critical,Critical,Critical,Very important,Very important,Critical,Critical,Important,Important,Very important,Slightly important,Very important,Important,Not important,Not important,Important,Slightly important,Important,Critical,Critical,Very important,Very important,Important,Very important,Important,Important,Important,Very important,Slightly important,Critical,Important,Critical,Very important,Critical,Critical,Critical,Not important,Not important,Important,Slightly important,Slightly important,Important,Not important,Not important,Slightly important,Slightly important,Important,Slightly important,Slightly important,Important,Not important,Not important,Slightly important,Very important,Very important,Critical,Critical,Critical,Critical,Not important,Slightly important,Important,Important,Not important,Slightly important,Not difficult,Difficult,Difficult,0,21,Difficult,Very difficult,Difficult,0,12,Slightly difficult,Difficult,Difficult,1,5,Slightly difficult,Not difficult,Slightly difficult,1,3,Slightly difficult,Slightly difficult,Slightly difficult,1,5,Difficult,Slightly difficult,Difficult,0,8,Not difficult,Slightly difficult,Slightly difficult,0,8,Not difficult,Not difficult,Slightly difficult,0,6,Not difficult,Not difficult,Slightly difficult,0,2,Very important,Very important,Not important,Not important,Important,Slightly important,Not important,Not important,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,Private placement office, -44,No,-44,-44,-44,-44,No,-44,-44,No,The firm is affraid of investing in workers that after the t,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,Yes,15,No,0,40,10,0,40,10,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,Yes,Line of credit,2010,10000,15,18,Other,Yes,No,No,No,No,No, -44,175,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,3720000,3490000,1220000,200000,87000,104700,37000,66500,13000,12000,6000,0,0,590000,517000,907000,698000,1796000,Minor obstacle,Minor obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Very severe obstacle,No obstacle,Moderate obstacle,Major obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Tax Rates,Cost of finance,Moderate obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Too expensive, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 334102,102,The Bahamas,The Bahamas,Retail,490,Yes,2,Establishment physically separated from HQ and other establi,No,2,Partnership (including limited liability companies), -44,51,100,0,0,0,Predominantly men,No,Yes,20,Delegates decisions to other partners,6,3,Predominantly men,Male,Male,Male,1999,No,Yes,2000,23,No,-44,-44,No,-44,-44,No,-44,-44,Yes,49,No,Yes,1,3,1,-44,Yes,2,0,0,-44,Yes,1,0,0,-44,No,-44,-44,-44,-44,Yes,5,Yes,Yes,Yes,0,-44,-44,100,0, -44,25,45,30,5,Large private firms (more than 100 employees),5,65,30,quality control for the constr,45,Local,10,Remained the same,Increased,More than 5,100,0,Do not know,-44, -44,-44, -44,-44,-44,-44,-44,55,45,Yes,14,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,Yes,No,Yes,Moderate obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,-44,5000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,5,Yes,2,No,Yes,0,0,-44,Yes,9,No,No,-44,-44,Yes,30,2,2,13,5,4,3,1,2,1,1,0,2,2,0,0,0,0,0,0,0,1,1,0,0,0,2,7,67000,6,62000,5,77000,1,38000,1,38000,1,44000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,4,8100,4,7200,4,9400,0,-77,0,-77,0,-77,3,7800,3,7800,3,9300,Increase/decreased demand for goods, -44,University graduate,University graduate,Post graduated,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Important,Slightly important,Critical,Important,Important,Very important,Important,Important,Important,Important,Slightly important,Slightly important,Not important,Slightly important,Important,Very important,Very important,Very important,Important,Important,Critical,Critical,Important,Very important,Very important,Slightly important,Important,Important,Not important,Not important,Critical,Important,Very important,Very important,Very important,Important,Important,Important,Critical,Very important,Very important,Important,Very important,Important,Very important,Important,Very important,Very important,Very important,Critical,Critical,Slightly important,Not important,Very important,Not important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Very important,Important,Slightly important,Important,Slightly important,Not important,Slightly important,Slightly important,Slightly important,Very important,Very important,Critical,Very important,Important,Not important,Important,Important,Slightly important,Not important,Slightly difficult,Very difficult,Difficult,0,17,Slightly difficult,Very difficult,Difficult,0,12,Not difficult,Slightly difficult,Difficult,0,4,Not difficult,Slightly difficult,Slightly difficult,1,1,Slightly difficult,Slightly difficult,Slightly difficult,1,6,Not difficult,Slightly difficult,Slightly difficult,1,5,Not difficult,Slightly difficult,Slightly difficult,1,8,Not difficult,Slightly difficult,Slightly difficult,0,4,Not difficult,Not difficult,Not difficult,1,2,Important,Important,Important,Important,Very important,Not important,Slightly important,Slightly important,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,Public placement office, -44,No,-44,-44,-44,-44,Yes,0,2,No,The firm does not have enough information about training pro,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,15,No,25,20,5,0,50,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,3,3,Other objections,-44,430000,540000,253800,167400,15000,21600,18000,4000,0,0,1000,0,0,86000,149000,113000,216000,209000,No obstacle,No obstacle,Minor obstacle,Major obstacle,No,No,Yes,Yes,No,Yes,No,Minor obstacle,Major obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Tax Rates,Cost of finance,No obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Already used this type of assistance in the past and wasn't, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Truthful,Are taken directly from the establishment's records, 33423,23,The Bahamas,The Bahamas,Food,36,No,-44,-44,-44,-44,Limited partnership, -44,49,60,40,0,0,Predominantly men,No,Yes,11,Delegates decisions to other partners,8,3,Equally men and women,Male,Male,Female,2000,Yes,Yes,2000,32,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,8,1,0,-44,No,-44,-44,-44,-44,Yes,5,1,1,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,100,75,95,0,0, -44,10,50,40,10,Government or government agencies (including state-owned ent,0,50,50,cakes,100,National,5,Increased,Remained the same,More than 5,100,0,50,-44, -44,-44, -44,-44,-44,-44,-44,95,5,Yes,7,Yes,No,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,Major obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to agree,Tend to agree,Strongly agree,Yes,No,-44,-44,-44,-44,Yes,-44,1300,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,Yes,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,30,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,2,13,5,4,3,1,0,0,1,0,4,3,1,0,0,0,0,0,0,1,1,2,0,0,0,8,43000,7,40000,7,51000,1,37000,1,33000,1,44000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,5,9000,5,8100,5,10100,3,7600,4,6800,3,8700,-44, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Completed secondary,Completed secondary,Completed primary school,Very important,Not important,Critical,Very important,Very important,Very important,Important,Slightly important,Important,Important,Important,Important,Not important,Slightly important,Slightly important,Critical,Very important,Critical,Very important,Important,Very important,Critical,Slightly important,Important,Critical,Important,Slightly important,Slightly important,Not important,Not important,Critical,Important,Important,Critical,Very important,Important,Very important,Very important,Very important,Important,Very important,Important,Very important,Not important,Critical,Important,Critical,Critical,Very important,Very important,Critical,Slightly important,Not important,Very important,Slightly important,Slightly important,Very important,Slightly important,Slightly important,Not important,Important,Very important,Slightly important,Important,Important,Not important,Not important,Slightly important,Slightly important,Important,Critical,Critical,Critical,Critical,Slightly important,Slightly important,Important,Important,Not important,Slightly important,Not difficult,Very difficult,Difficult,1,24,Not difficult,Very difficult,Difficult,1,15,Slightly difficult,Slightly difficult,Slightly difficult,0,10,Not difficult,Difficult,Not difficult,1,2,Slightly difficult,Not difficult,Not difficult,0,3,Slightly difficult,Difficult,Slightly difficult,0,3,Not difficult,Difficult,Slightly difficult,1,10,Not difficult,Not difficult,Slightly difficult,1,5,Not difficult,Not difficult,Not difficult,1,2,Very important,Very important,Important,Not important,Critical,Not important,Slightly important,Slightly important,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Private placement office, -44,No,-44,-44,-44,-44,Yes,2,2,No,The firm is affraid of investing in workers that after the t,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,10,No,55,0,0,0,45,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,Yes,Line of credit,2010,50000,14,48,Other,No,-44,-44,-44,-44,-44, -44,-44,Yes,4,4,Insufficient profitability,-44,310000,370000,140000,100000,37000,11100,11000,0,0,0,0,0,0,139000,48000,190000,80000,536000,Minor obstacle,Major obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,Very severe obstacle,No obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Customs and Trade Regulations,Tax Rates,Moderate obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Already used this type of assistance in the past and wasn't, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 33462,62,The Bahamas,The Bahamas,Retail,186,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,54,100,0,0,0,Predominantly women,Yes,No,54,Makes decisions in consultation with other partners,8,3,Equally men and women,Female,Male,Female,1991,No,Yes,1991,37,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0, -44,15,60,25,1,Your parent company or affiliated establishments,15,70,15,medical supplies distribution,80,Local,5,Remained the same,Decreased,More than 5,100,0,Do not know,-44, -44,-44, -44,-44,-44,-44,-44,80,20,Yes,15,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,-44, -44,Tend to agree,Tend to disagree,Strongly disagree,Tend to disagree,Yes,No,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,Yes,Yes,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,No,-44,-44,No,-44,0,-44,Yes,0,Yes,No,-44,-44,No,-44,-44,2,14,5,4,3,2,0,0,3,2,0,0,0,0,0,0,0,0,0,0,0,0,0,0,2,5,66000,5,65000,4,76000,1,46000,1,44000,1,53000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,8300,1,8000,1,8900,0,-77,0,-77,0,-77,4,8100,4,8100,4,9200,0,-77,0,-77,0,-77,3,8100,3,7200,3,8700,-44, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Completed secondary,-44,-44,Completed secondary,Completed secondary,Very important,Important,Very important,Important,Important,Important,Slightly important,Very important,Slightly important,Important,Important,Slightly important,Not important,Slightly important,Important,Critical,Very important,Critical,Very important,Slightly important,Critical,Critical,Important,Important,Critical,Slightly important,Important,Important,Slightly important,Not important,Slightly important,Important,Critical,Very important,Critical,Important,Very important,Important,Very important,Important,Very important,Very important,Very important,Important,Critical,Very important,Critical,Critical,Very important,Very important,Critical,Slightly important,Not important,Important,Not important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Very important,Important,Important,Slightly important,Important,Not important,Not important,Not important,Important,Important,Critical,Critical,Critical,Critical,Not important,Not important,Important,Important,Slightly important,Slightly important,Not difficult,Very difficult,Difficult,1,24,Slightly difficult,Very difficult,Difficult,0,8,Slightly difficult,Slightly difficult,Difficult,0,10,Not difficult,Not difficult,Not difficult,0,3,Slightly difficult,Not difficult,Slightly difficult,1,5,Difficult,Difficult,Slightly difficult,0,6,Slightly difficult,Difficult,Slightly difficult,0,9,Not difficult,Not difficult,Not difficult,1,7,Not difficult,Not difficult,Not difficult,1,2,Important,Very important,Important,Not important,Very important,Not important,Slightly important,Slightly important,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Private placement office, -44,No,-44,-44,-44,-44,Yes,5,2,Yes,-44,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,Yes,11,No,15,52,13,0,20,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Other,2630000,2600000,1092000,530000,91000,130000,41000,49500,3000,9000,9000,0,0,349000,463000,572000,702000,749000,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,Moderate obstacle,Major obstacle,No,No,No,No,No,Inadequately educated workforce,Tax administration,Practices of competitors in the informal sector,Moderate obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Too expensive, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are estimates computed with some precision, 334117,117,The Bahamas,The Bahamas,Hotel and restaurants,643,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Male,Male,Male,1989,No,Yes,1989,27,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,0,2,1,-44,No,-44,-44,-44,-44,Yes,3,Yes,No,Yes,0,-44,-44,100,0, -44,30,40,30,0,Individuals,45,40,15,restaurant,90,National,25,Increased,Remained the same,2-5,80,20,20,1990, -66,50, -66,15,10,2,2,50,50,Yes,15,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to agree,Strongly disagree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,1,No,-44,-44,Yes,0,0,-44,Yes,14,No,No,-44,-44,No,-44,-44,9,14,5,4,3,2,3,2,1,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,5,56000,5,56000,5,65000,1,37000,2,37000,1,43000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,9400,1,8500,1,11100,0,-77,0,-77,0,-77,4,8800,4,9000,4,10200,0,-77,0,-77,0,-77,3,7700,3,7300,3,9000,Increase/decreased demand for goods, -44,University graduate,Post graduated,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed secondary,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed secondary,Important,Important,Critical,Important,Important,Important,Important,Very important,Important,Important,Important,Important,Important,Important,Slightly important,Critical,Very important,Very important,Very important,Slightly important,Very important,Very important,Important,Slightly important,Critical,Not important,Important,Important,Important,Slightly important,Slightly important,Slightly important,Critical,Critical,Very important,Important,Critical,Important,Important,Important,Very important,Very important,Very important,Not important,Critical,Slightly important,Critical,Critical,Very important,Very important,Critical,Slightly important,Not important,Very important,Not important,Very important,Important,Slightly important,Slightly important,Slightly important,Important,Important,Important,Very important,Important,Slightly important,Not important,Slightly important,Important,Important,Critical,Critical,Very important,Very important,Slightly important,Slightly important,Important,Very important,Slightly important,Important,Not difficult,Almost impossible,Slightly difficult,0,9,Slightly difficult,Very difficult,Difficult,1,10,Slightly difficult,Slightly difficult,Slightly difficult,1,3,Slightly difficult,Slightly difficult,Slightly difficult,1,2,Slightly difficult,Difficult,Not difficult,0,6,Difficult,Difficult,Difficult,1,7,Not difficult,Slightly difficult,Slightly difficult,1,8,Not difficult,Slightly difficult,Slightly difficult,0,8,Not difficult,Not difficult,Not difficult,1,2,Critical,Very important,Very important,Important,Very important,Slightly important,Slightly important,Slightly important,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,Public placement office, -44,No,-44,-44,-44,-44,Yes,3,2,Yes,-44,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,No,-44,No,45,20,5,0,30,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Size of loan and maturity are insufficiant,520000,620000,140000,120000,20000,18600,73000,11000,1000,2000,2000,0,0,127000,98000,167000,149000,207000,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,Major obstacle,Minor obstacle,-44,-44,-44,-44,-44,Access to finance,"Crime, theft and disorder",Tax Rates,Major obstacle,Yes,Yes,No,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 33432,32,The Bahamas,The Bahamas,Food,71,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,57,100,0,0,0,Predominantly men,No,Yes,22,Delegates decisions to other partners,4,3,Predominantly women,Female,Female,Female,2000,No,Yes,2000,1,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,8,1,0,-44,No,-44,-44,-44,-44,Yes,0,0,1,-44,No,-44,-44,-44,-44,Yes,1,Yes,No,No,95,70,120,5,0, -44,25,55,20,0,Your parent company or affiliated establishments,10,55,35,bread,45,National,15,Remained the same,Remained the same,More than 5,100,0,Do not know,-44, -44,-44, -44,-44,-44,-44,-44,70,30,Yes,2,No,Yes,Yes,Yes,Yes,No,Yes,Competitor, -44,No,No,Yes,Yes,No,Yes,No,Yes,No,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,Slightly important,Important,Important,Very Important,Important,Slightly important,Very Important,Yes,100,No,-44,No,-44,No,No,0,-44,No,No,No,Yes,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,-44, -44,Strongly disagree,Tend to disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,Yes,No,No,No,-44,-44,No,-44,-44,No,Yes,No,15,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,0,2,4,16,5,5,4,2,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,2,5,46000,4,44000,3,55000,1,31000,1,28000,1,35000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,7900,1,7000,1,9100,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,5,9400,5,8700,5,10200,4,8100,5,7700,4,9400,-44, -44,Post graduated,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Completed secondary,Completed secondary,Completed primary school,Slightly important,Not important,Critical,Very important,Important,Very important,Very important,Slightly important,Slightly important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Critical,Very important,Very important,Important,Important,Critical,Very important,Slightly important,Important,Critical,Slightly important,Slightly important,Slightly important,Important,Not important,Critical,Important,Important,Critical,Critical,Important,Very important,Important,Important,Important,Important,Very important,Very important,Important,Very important,Very important,Very important,Very important,Very important,Very important,Critical,Important,Slightly important,Very important,Slightly important,Important,Important,Slightly important,Not important,Slightly important,Very important,Slightly important,Important,Slightly important,Important,Not important,Slightly important,Slightly important,Slightly important,Very important,Critical,Critical,Very important,Critical,Slightly important,Slightly important,Important,Slightly important,Not important,Not important,Slightly difficult,Difficult,Slightly difficult,0,23,Slightly difficult,Very difficult,Difficult,1,11,Not difficult,Difficult,Slightly difficult,1,9,Not difficult,Not difficult,Slightly difficult,1,2,Slightly difficult,Difficult,Slightly difficult,0,9,Slightly difficult,Slightly difficult,Slightly difficult,1,6,Slightly difficult,Difficult,Slightly difficult,1,7,Not difficult,Not difficult,Not difficult,0,5,Slightly difficult,Not difficult,Not difficult,1,1,Very important,Important,Very important,Not important,Important,Not important,Slightly important,Not important,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Through family/friends, -44,No,-44,-44,-44,-44,Yes,4,2,Yes,-44,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,7,Yes,60,16,4,0,20,0,0,0,0,0,0,0,0, -44,50,25,0,0,0,25,0,0,0,0,0,0,0,0,0, -44,Yes,Line of credit,2010,50000,8,48,Private commercial banks,Yes,Yes,No,No,No,No, -44,150,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,510000,510000,190000,130000,3000,8000,5000,4000,0,0,0,10000,0,58000,312000,86000,428000,159000,No obstacle,Very severe obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Major obstacle,No obstacle,Moderate obstacle,No obstacle,Very severe obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,Customs and Trade Regulations,Political environment,Electricity,Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Too many strings attached, -44,-44,-44, -44,-44, -44,Yes,No,No,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,Yes,Truthful,Are taken directly from the establishment's records, 33473,73,The Bahamas,The Bahamas,Transport,328,No,-44,-44,-44,-44,Partnership (including limited liability companies), -44,70,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,-88,No,Yes,-88,7,No,-44,-44,No,-44,-44,No,-44,-44,Yes,48,No,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,10,65,25,0,Large private firms (more than 100 employees),45,55,0,brokerage and cargo,50,Local,15,Decreased,Increased,2-5,75,25,0,-87, -66,25, -66,20,2,0,0,55,45,Yes,8,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,Yes,No,No,No,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,No obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,Yes,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,No,-44,-44,No,-44,-44,0,No,-44,-44,No,-44,-44,No,-44,-44,10,16,5,5,4,2,3,2,1,1,3,3,0,0,0,0,0,0,0,1,1,0,0,0,2,8,76000,7,73000,6,87000,1,33000,2,32000,1,38000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,9200,1,8600,1,10000,0,-77,0,-77,0,-77,5,8000,5,7700,5,8600,0,-77,0,-77,0,-77,4,8100,5,8200,4,9300,Economic upturn/downturn, -44,University graduate,Completed college/vocational training,Post graduated,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Very important,Important,Critical,Very important,Important,Important,Slightly important,Important,Important,Important,Important,Important,Not important,Slightly important,Important,Very important,Critical,Very important,Important,Important,Critical,Very important,Important,Very important,Critical,Important,Slightly important,Important,Not important,Not important,Important,Slightly important,Important,Critical,Very important,Very important,Very important,Important,Important,Important,Important,Very important,Critical,Slightly important,Critical,Slightly important,Critical,Very important,Critical,Very important,Critical,Slightly important,Not important,Important,Not important,Slightly important,Important,Slightly important,Important,Slightly important,Important,Important,Slightly important,Important,Important,Slightly important,Slightly important,Not important,Important,Very important,Critical,Very important,Critical,Critical,Not important,Not important,Important,Very important,Not important,Slightly important,Not difficult,Very difficult,Difficult,1,15,Slightly difficult,Very difficult,Very difficult,1,14,Not difficult,Slightly difficult,Difficult,1,4,Slightly difficult,Slightly difficult,Not difficult,0,1,Slightly difficult,Slightly difficult,Not difficult,1,6,Not difficult,Slightly difficult,Difficult,0,4,Not difficult,Slightly difficult,Slightly difficult,1,5,Not difficult,Slightly difficult,Slightly difficult,0,3,Not difficult,Slightly difficult,Slightly difficult,0,2,Very important,Slightly important,Very important,Important,Important,Not important,Slightly important,Not important,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Public placement office, -44,Yes to fire,No,-44,Yes,0,Yes,4,2,No,Other,No,-44,-44,-44,-44,-44,-44,Yes,100,0, -44,0,Yes,11,Yes,73,20,5,0,2,0,0,0,0,0,0,0,0, -44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Line of credit,2012,90000,6,42,"Non-Bank financial institutions (microfinance institutions,",Yes,No,No,Yes,No,No, -44,100,Yes,2,1,Problems with credit history/report,-44,500000,470000,216200,190000,11000,14100,23000,4000,0,1000,1000,28000,0,92000,92000,136000,132000,166000,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,No obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,"Crime, theft and disorder",Access to land for expansion / relocation,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Administratie procedure is cumbersome, -44,-44,-44, -44,-44, -44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 33498,98,The Bahamas,The Bahamas,Transport,467,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All women,Yes,Not applicable,100,Makes decisions in consultation with other partners,15,7,All men,Male,Male,Male,1999,No,Yes,1999,20,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,9,1,0,-44,No,-44,-44,-44,-44,Yes,3,2,0,-44,Yes,0,3,1,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,0,40,60,0,Medium private firms (20-100 employees),10,45,45,trucking services,100,Local,5,Decreased,Remained the same,More than 5,100,0,Do not know,-44, -44,-44, -44,-44,-44,-44,-44,60,40,Yes,18,No,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,Yes,No,No,No,Moderate obstacle,Major obstacle,No obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to agree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,No,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,During working hours,Firearm/gun,Money,10000,Gang related,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,3,Outside working hours,Firearm/gun,Other company property,500,Other,No,No,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,Yes,No,-44,-44,No,-44,-44,Yes,Yes,Yes,5,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,30,2,3,16,5,5,4,2,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,2,5,74000,4,67000,4,83000,1,37000,1,37000,1,40000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,9700,1,8600,1,11400,0,-77,0,-77,0,-77,5,9700,5,9300,5,11500,0,-77,0,-77,0,-77,4,7700,4,7800,4,9100,New production methods, -44,Post graduated,Post graduated,University graduate,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed secondary,Important,Slightly important,Critical,Important,Very important,Important,Important,Important,Important,Important,Important,Important,Slightly important,Slightly important,Very important,Critical,Very important,Critical,Important,Slightly important,Critical,Critical,Important,Slightly important,Critical,Slightly important,Slightly important,Important,Slightly important,Not important,Important,Important,Slightly important,Very important,Very important,Important,Very important,Important,Important,Slightly important,Slightly important,Important,Very important,Not important,Critical,Slightly important,Critical,Critical,Very important,Critical,Critical,Slightly important,Not important,Very important,Slightly important,Important,Important,Slightly important,Not important,Slightly important,Important,Important,Slightly important,Slightly important,Important,Not important,Slightly important,Not important,Very important,Important,Critical,Critical,Critical,Critical,Not important,Slightly important,Important,Important,Not important,Not important,Not difficult,Very difficult,Slightly difficult,1,22,Slightly difficult,Very difficult,Difficult,1,12,Slightly difficult,Slightly difficult,Slightly difficult,0,9,Not difficult,Slightly difficult,Difficult,1,1,Slightly difficult,Difficult,Slightly difficult,0,4,Slightly difficult,Slightly difficult,Difficult,0,6,Not difficult,Difficult,Difficult,1,8,Slightly difficult,Slightly difficult,Slightly difficult,1,7,Slightly difficult,Not difficult,Not difficult,0,1,Very important,Important,Very important,Slightly important,Very important,Not important,Slightly important,Not important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,Private placement office, -44,Yes to fire,No,-44,Yes,1,Yes,0,2,Yes,-44,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,No,-44,No,90,0,0,0,10,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Size of loan and maturity are insufficiant,580000,510000,214200,230000,4000,15300,2000,4000,0,1000,0,0,0,89000,121000,133000,184000,241000,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,Minor obstacle,No obstacle,Major obstacle,No obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Yes,Yes,No,No,Yes,Cost of finance,Inadequately educated workforce,Practices of competitors in the informal sector,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Administratie procedure is cumbersome, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 33461,61,The Bahamas,The Bahamas,Hotel and restaurants,182,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,1962,No,Yes,1962,48,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,1,0,-44,Yes,2,0,0,-44,Yes,0,0,1,-44,No,-44,-44,-44,-44,Yes,2,Yes,Yes,Yes,0,-44,-44,100,0, -44,10,50,40,10,Individuals,30,60,10,chicken farm,90,National,10,Remained the same,Decreased,More than 5,100,0,Do not know,-44, -44,-44, -44,-44,-44,-44,-44,35,65,No,-44,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,No obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,No obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,-44, -44,Tend to agree,Tend to agree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,No,No,No,0,No,-44,-44,No,-44,-44,0,No,-44,-44,No,-44,-44,No,-44,-44,5,17,6,5,4,2,1,0,0,1,15,7,4,3,1,0,0,0,0,2,1,2,4,1,0,13,54000,13,49000,12,62000,1,45000,1,44000,1,53000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,9200,1,8300,1,10500,1,8140.8,1,8000,1,9000,9,9200,10,8700,11,10800,0,-77,0,-77,0,-77,7,7700,7,7400,7,8900,Economic upturn/downturn, -44,University graduate,Completed secondary,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed primary school,Important,Important,Critical,Very important,Very important,Important,Important,Important,Very important,Important,Slightly important,Important,Slightly important,Not important,Important,Critical,Very important,Critical,Slightly important,Very important,Critical,Very important,Important,Important,Critical,Slightly important,Slightly important,Slightly important,Slightly important,Not important,Critical,Very important,Very important,Critical,Very important,Important,Very important,Important,Important,Very important,Very important,Important,Critical,Important,Critical,Important,Critical,Critical,Critical,Critical,Critical,Not important,Slightly important,Slightly important,Slightly important,Important,Important,Slightly important,Slightly important,Not important,Important,Important,Important,Important,Important,Not important,Slightly important,Not important,Important,Very important,Critical,Critical,Critical,Very important,Slightly important,Slightly important,Important,Important,Not important,Slightly important,Slightly difficult,Very difficult,Difficult,2,20,Not difficult,Very difficult,Difficult,1,8,Slightly difficult,Difficult,Difficult,1,3,Slightly difficult,Slightly difficult,Slightly difficult,0,3,Slightly difficult,Slightly difficult,Difficult,1,4,Slightly difficult,Difficult,Very difficult,1,9,Slightly difficult,Slightly difficult,Slightly difficult,1,8,Not difficult,Slightly difficult,Not difficult,1,3,Not difficult,Not difficult,Slightly difficult,0,1,Important,Very important,Slightly important,Important,Very important,Not important,Slightly important,Slightly important,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Through family/friends, -44,No,-44,-44,-44,-44,No,-44,-44,No,The benefits of training are small than the costs,Yes,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Yes,0,100, -44,0,Yes,13,No,90,0,0,0,10,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,Yes,Line of credit,2010,30000,14,42,Other,Yes,No,No,No,Yes,No, -44,100,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,3590000,3310000,1489500,310000,136000,99300,18000,16500,2000,2000,2000,0,0,646000,881000,861000,1258000,1162000,Minor obstacle,Minor obstacle,No obstacle,Major obstacle,No,No,No,No,Yes,Yes,No,No obstacle,No obstacle,No obstacle,Minor obstacle,Very severe obstacle,No obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Yes,No,No,Yes,No,Inadequately educated workforce,Access to finance,Practices of competitors in the informal sector,Moderate obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Too expensive, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,Truthful,Are taken directly from the establishment's records, 334124,124,The Bahamas,The Bahamas,Retail,802,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,66,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Male,Female,Male,1984,No,Yes,1984,34,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,3,0,-44,No,-44,-44,-44,-44,Yes,0,0,0,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0, -44,0,45,55,3,Government or government agencies (including state-owned ent,5,70,25,computer sales and repair,55,National,10,Increased,Remained the same,2-5,100,0,Not provided,-44, -44,-44, -44,-44,-44,-44,-44,50,50,Yes,11,Yes,No,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,Yes,No,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,-44, -44,Tend to agree,Tend to disagree,Strongly disagree,Tend to disagree,Yes,Yes,Yes,20,No,-44,Yes,-44,30000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,2000,Yes,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,No,1,Yes,4,No,Yes,0,0,-44,No,-44,-44,Yes,55,No,No,-44,-44,2,19,7,6,4,2,2,3,2,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,7,57000,6,53000,6,64000,1,30000,1,29000,1,33000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,8200,1,7900,1,8800,0,-77,0,-77,0,-77,6,8900,6,8300,6,10300,0,-77,0,-77,0,-77,4,7500,4,7200,3,8400,New products require new skills, -44,Post graduated,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Important,Not important,Critical,Important,Very important,Very important,Slightly important,Slightly important,Important,Slightly important,Important,Important,Slightly important,Slightly important,Important,Critical,Critical,Critical,Slightly important,Slightly important,Critical,Critical,Important,Important,Critical,Slightly important,Very important,Important,Not important,Not important,Important,Important,Important,Critical,Critical,Important,Important,Important,Very important,Important,Important,Important,Critical,Slightly important,Critical,Important,Very important,Critical,Very important,Critical,Critical,Slightly important,Slightly important,Very important,Not important,Important,Important,Slightly important,Slightly important,Not important,Important,Very important,Important,Very important,Very important,Not important,Slightly important,Slightly important,Very important,Very important,Very important,Critical,Critical,Critical,Not important,Slightly important,Important,Important,Not important,Not important,Not difficult,Very difficult,Slightly difficult,1,25,Slightly difficult,Very difficult,Slightly difficult,1,11,Not difficult,Slightly difficult,Slightly difficult,0,9,Slightly difficult,Not difficult,Slightly difficult,0,3,Not difficult,Slightly difficult,Slightly difficult,1,3,Slightly difficult,Slightly difficult,Slightly difficult,1,5,Not difficult,Difficult,Slightly difficult,0,6,Slightly difficult,Slightly difficult,Slightly difficult,0,4,Slightly difficult,Not difficult,Not difficult,0,1,Very important,Very important,Not important,Important,Very important,Not important,Not important,Not important,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,No obstacle,Minor obstacle,Public placement office, -44,No,-44,-44,-44,-44,Yes,4,2,No,Other,Yes,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,Minor obstacle,No,0,100, -44,0,Yes,14,Yes,95,0,0,0,5,0,0,0,0,0,0,0,0, -44,50,50,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Loan,2011,250000,7,48,Private commercial banks,Yes,Yes,No,No,No,No, -44,150,Yes,1,0,-44,-44,3690000,4110000,1808400,620000,66000,164400,42000,49500,3000,8000,9000,452000,0,570000,1200000,904000,1644000,1889000,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Very severe obstacle,Yes,No,No,Yes,No,Inadequately educated workforce,Access to finance,Practices of competitors in the informal sector,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Too expensive, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 334139,139,The Bahamas,The Bahamas,Hotel and restaurants,998,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All women,Female,Female,Female,2003,Yes,Yes,2003,13,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,0,5,0,-44,No,-44,-44,-44,-44,Yes,9,1,1,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0, -44,30,40,30,15,Large private firms (more than 100 employees),15,55,30,real estate sales and rentals,100,Local,10,Increased,Increased,2-5,100,0,Do not know,-44, -44,-44, -44,-44,-44,-44,-44,85,15,Yes,8,Yes,No,No,No,Yes,No,Yes,Supplier, -44,No,No,Yes,Yes,No,No,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,Important,Very Important,Very Important,Important,Important,Very Important,Important,Yes,65,Yes,35,No,-44,No,No,10000,-44,No,No,No,No,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Major obstacle,Major obstacle,Moderate obstacle,-44, -44,Tend to disagree,Strongly disagree,Strongly disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,Yes,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,No,-44,-44,No,-44,-44,0,No,-44,-44,No,-44,-44,No,-44,-44,1,19,7,6,4,2,1,0,0,0,1,1,0,0,0,0,0,0,0,1,1,0,0,0,0,8,42000,8,41000,8,49000,1,36000,1,34000,1,42000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,8500,1,7800,1,9400,0,-77,0,-77,0,-77,6,8400,6,7700,6,10000,0,-77,0,-77,0,-77,4,8300,4,7700,4,9900,-44, -44,Post graduated,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Completed college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Important,Important,Critical,Important,Important,Important,Important,Slightly important,Important,Very important,Important,Slightly important,Important,Slightly important,Important,Very important,Critical,Critical,Important,Important,Critical,Critical,Important,Slightly important,Critical,Slightly important,Slightly important,Important,Not important,Not important,Important,Slightly important,Important,Critical,Critical,Important,Very important,Important,Important,Very important,Very important,Important,Very important,Not important,Critical,Important,Critical,Very important,Very important,Critical,Critical,Not important,Not important,Important,Not important,Very important,Important,Slightly important,Slightly important,Not important,Important,Important,Important,Slightly important,Very important,Slightly important,Not important,Slightly important,Important,Very important,Very important,Critical,Critical,Critical,Not important,Slightly important,Important,Very important,Slightly important,Slightly important,Not difficult,Very difficult,Difficult,0,15,Not difficult,Very difficult,Difficult,0,12,Difficult,Very difficult,Slightly difficult,1,8,Slightly difficult,Slightly difficult,Not difficult,1,3,Not difficult,Slightly difficult,Difficult,1,9,Not difficult,Difficult,Difficult,1,9,Not difficult,Slightly difficult,Slightly difficult,1,3,Not difficult,Slightly difficult,Difficult,0,6,Not difficult,Not difficult,Not difficult,1,2,Important,Important,Slightly important,Important,Very important,Slightly important,Not important,Slightly important,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Major obstacle,Major obstacle,No obstacle,No obstacle,No obstacle,Private placement office, -44,Yes to fire,No,-44,Yes,0,Yes,1,2,No,The firm does not have enough information about training pro,Yes,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No,0,100, -44,0,No,-44,No,60,0,0,0,40,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,5,5,Problems with credit history/report,-44,420000,510000,239700,200000,8000,15300,3000,6000,1000,1000,1000,0,0,80000,108000,102000,168000,114000,No obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,Major obstacle,No obstacle,No obstacle,Major obstacle,No obstacle,Major obstacle,Moderate obstacle,No obstacle,Major obstacle,No obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Macroeconomic environment,Inadequately educated workforce,Access to finance,Minor obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Already used this type of assistance in the past and wasn't, -44,-44,-44, -44,-44, -44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,Yes,No,Yes,Truthful,Are taken directly from the establishment's records, 334143,143,The Bahamas,The Bahamas,Hotel and restaurants,1002,No,-44,-44,-44,-44,Limited partnership, -44,45,100,0,0,0,Predominantly women,No,No,45,Makes decisions in consultation with other partners,4,2,Predominantly women,Female,Female,Female,1979,No,Yes,1979,33,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,4,3,1,-44,No,-44,-44,-44,-44,Yes,3,1,0,-44,Yes,2,2,2,-44,Yes,1,Yes,Yes,Yes,0,-44,-44,100,0, -44,15,40,45,10,Large private firms (more than 100 employees),20,60,20,accomodation,90,International,5,Increased,Decreased,More than 5,20,80,0,1980, -66,30, -66,10,6,0,5,65,35,Yes,4,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,Yes,No,No,No,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to agree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,-44,20000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,2000,Yes,Yes,No,No,No,No,-44,-44,No,-44,-44,No,Yes,No,6,Yes,2,No,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,15,2,6,19,7,6,4,2,2,3,2,1,12,6,3,2,1,1,1,1,0,1,1,1,1,1,0,13,66000,12,62000,13,78000,1,30000,1,28000,1,34000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,9300,1,8400,1,10300,1,9062.4,1,8100,1,9900,9,7800,8,7800,8,8800,0,-77,0,-77,0,-77,6,8200,6,8300,6,9700,Increase/decreased demand for goods, -44,University graduate,Completed college/vocational training,University graduate,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed college/vocational training,-44,-44,Completed secondary,Completed primary school,Important,Important,Critical,Very important,Important,Important,Very important,Very important,Important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Critical,Very important,Critical,Very important,Slightly important,Very important,Critical,Very important,Very important,Critical,Not important,Very important,Slightly important,Not important,Not important,Critical,Slightly important,Slightly important,Critical,Critical,Very important,Very important,Important,Important,Important,Important,Slightly important,Critical,Important,Critical,Very important,Critical,Critical,Very important,Critical,Very important,Slightly important,Slightly important,Important,Not important,Very important,Important,Not important,Not important,Not important,Important,Very important,Very important,Very important,Very important,Slightly important,Not important,Slightly important,Very important,Important,Critical,Critical,Critical,Critical,Not important,Slightly important,Very important,Very important,Not important,Slightly important,Not difficult,Very difficult,Very difficult,2,23,Slightly difficult,Very difficult,Difficult,1,7,Not difficult,Difficult,Slightly difficult,1,9,Slightly difficult,Not difficult,Not difficult,0,1,Not difficult,Slightly difficult,Not difficult,1,3,Slightly difficult,Difficult,Difficult,0,7,Slightly difficult,Slightly difficult,Slightly difficult,1,8,Not difficult,Not difficult,Not difficult,0,4,Not difficult,Slightly difficult,Slightly difficult,1,2,Very important,Very important,Important,Important,Very important,Not important,Slightly important,Slightly important,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Private placement office, -44,No,-44,-44,-44,-44,No,-44,-44,No,Other,Yes,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Yes,0,100, -44,0,No,-44,Yes,75,0,0,0,25,0,0,0,0,0,0,0,0, -44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Interest rates are not favorable,1030000,920000,230000,400000,17000,36800,78000,21000,2000,3000,2000,0,120000,203000,147000,267000,202000,790000,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,No,Yes,Yes,No,No,No,No,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Very severe obstacle,No obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Yes,No,No,No,No,Inadequately educated workforce,Practices of competitors in the informal sector,Customs and Trade Regulations,Moderate obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Administratie procedure is cumbersome, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 334119,119,The Bahamas,The Bahamas,Construction,729,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All women,Female,Female,Female,1987,No,Yes,1987,12,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,6,1,0,-44,No,-44,-44,-44,-44,Yes,1,Yes,No,Yes,0,-44,-44,100,0, -44,15,55,30,0,Medium private firms (20-100 employees),5,40,55,construction,100,National,10,Decreased,Increased,More than 5,100,0,Do not know,-44, -44,-44, -44,-44,-44,-44,-44,35,65,Yes,14,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Very severe obstacle,Minor obstacle,-44, -44,Tend to disagree,Tend to agree,Tend to agree,Tend to disagree,Yes,No,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,1,No,-44,-44,Yes,0,-44,3000,No,-44,-44,Yes,5,Yes,No,-44,-44,7,20,5,7,5,3,1,2,1,2,0,0,0,0,0,0,0,0,0,0,0,0,0,0,2,5,71000,5,67000,4,82000,1,31000,1,30000,1,37000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,9000,1,8800,1,10200,1,8678.4,1,8800,1,9500,7,9300,7,8300,8,10000,0,-77,0,-77,0,-77,5,7700,5,7700,5,8600,-44, -44,University graduate,University graduate,University graduate,Post graduated,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed secondary,Completed secondary,-44,-44,Completed secondary,Started but did not complete secondary,Important,Important,Critical,Very important,Important,Important,Very important,Slightly important,Important,Important,Important,Important,Slightly important,Slightly important,Important,Critical,Very important,Very important,Slightly important,Very important,Critical,Critical,Very important,Slightly important,Critical,Slightly important,Slightly important,Very important,Not important,Important,Important,Important,Important,Critical,Critical,Very important,Very important,Important,Important,Slightly important,Important,Important,Very important,Important,Very important,Important,Critical,Very important,Critical,Critical,Critical,Important,Slightly important,Slightly important,Slightly important,Important,Important,Slightly important,Slightly important,Important,Very important,Important,Very important,Important,Important,Not important,Not important,Not important,Important,Very important,Critical,Critical,Critical,Very important,Slightly important,Slightly important,Slightly important,Important,Not important,Slightly important,Slightly difficult,Very difficult,Slightly difficult,0,18,Difficult,Very difficult,Difficult,1,15,Difficult,Slightly difficult,Slightly difficult,0,10,Slightly difficult,Slightly difficult,Slightly difficult,1,2,Slightly difficult,Not difficult,Difficult,0,9,Slightly difficult,Difficult,Difficult,0,4,Slightly difficult,Difficult,Slightly difficult,1,10,Not difficult,Slightly difficult,Not difficult,1,2,Slightly difficult,Not difficult,Not difficult,0,1,Important,Very important,Important,Slightly important,Important,Not important,Not important,Not important,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Private placement office, -44,Yes to fire,No,-44,Yes,2,No,-44,-44,No,The benefits of training are small than the costs,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,No,-44,No,70,0,0,0,30,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Collateral requirements for loans or line of credit are unat,7360000,6880000,2130000,260000,220000,344000,32000,137500,12000,17000,21000,0,0,1348000,1028000,1926000,1582000,2234000,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Major obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,Cost of finance,Customs and Trade Regulations,Access to land for expansion / relocation,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 334109,109,The Bahamas,The Bahamas,Construction,515,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Male,Male,Female,2005,No,Yes,2005,19,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,2,0,-44,No,-44,-44,-44,-44,Yes,9,1,0,-44,Yes,1,3,1,-44,Yes,4,Yes,No,Yes,0,-44,-44,100,0, -44,20,40,40,0,Individuals,5,60,35,construction,80,Local,5,Increased,Decreased,More than 5,100,0,Not provided,-44, -44,-44, -44,-44,-44,-44,-44,45,55,Yes,15,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,No obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to agree,Tend to disagree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,Yes,0,No,-44,-44,Yes,0,0,-44,No,-44,-44,Yes,15,Yes,No,-44,-44,4,21,6,7,5,3,0,0,0,0,6,3,2,1,0,0,0,0,0,1,1,1,2,0,3,9,55000,8,52000,7,59000,1,46000,1,41000,1,50000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,9100,1,9000,1,10500,1,9523.200000000001,1,9400,1,10600,9,7900,9,7800,9,8800,0,-77,0,-77,0,-77,6,7500,6,7000,6,8300,Increase/decreased demand for goods, -44,University graduate,Completed secondary,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Completed secondary,Started but did not complete college/vocational training,Completed college/vocational training,Completed secondary,-44,-44,Completed secondary,Started but did not complete secondary,Very important,Slightly important,Very important,Important,Important,Very important,Slightly important,Slightly important,Important,Slightly important,Important,Slightly important,Slightly important,Not important,Important,Critical,Critical,Very important,Important,Important,Critical,Very important,Important,Slightly important,Critical,Slightly important,Slightly important,Important,Not important,Slightly important,Important,Slightly important,Important,Critical,Critical,Important,Very important,Important,Very important,Very important,Very important,Slightly important,Critical,Important,Critical,Slightly important,Critical,Very important,Critical,Critical,Critical,Slightly important,Not important,Important,Not important,Slightly important,Very important,Not important,Not important,Important,Important,Important,Important,Slightly important,Important,Not important,Not important,Not important,Very important,Very important,Very important,Critical,Critical,Critical,Important,Slightly important,Very important,Important,Slightly important,Slightly important,Slightly difficult,Very difficult,Slightly difficult,0,20,Not difficult,Very difficult,Difficult,0,11,Slightly difficult,Difficult,Slightly difficult,0,4,Not difficult,Slightly difficult,Difficult,1,2,Slightly difficult,Not difficult,Slightly difficult,0,9,Not difficult,Difficult,Slightly difficult,0,4,Not difficult,Slightly difficult,Difficult,1,8,Not difficult,Slightly difficult,Slightly difficult,1,7,Slightly difficult,Not difficult,Not difficult,0,2,Very important,Very important,Not important,Important,Very important,Not important,Slightly important,Not important,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,Public placement office, -44,No,-44,-44,-44,-44,Yes,4,2,Yes,-44,Yes,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,No obstacle,No,0,100, -44,0,No,-44,Yes,40,0,0,0,60,0,0,0,0,0,0,0,0, -44,25,37.5,0,37.5,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Loan,2010,17000,12,84,Private commercial banks,Yes,No,No,No,No,No, -44,125,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,230000,210000,98700,110000,19000,10500,2000,4500,1000,0,1000,19000,0,37000,36000,57000,50000,127000,Major obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Access to finance,"Crime, theft and disorder",Major obstacle,Yes,Yes,No,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 33413,13,The Bahamas,The Bahamas,Machinery and equipment,22,Yes,3,Establishment physically separated from HQ but with no other,Yes,-44,Shareholding company with non-traded shares or shares traded, -44,35,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,1995,No,Yes,1995,9,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,2,0,-44,Yes,2,0,0,-44,Yes,1,2,1,-44,Yes,0,3,1,-44,No,-44,Yes,Yes,Yes,90,90,75,10,0, -44,20,55,25,1,Individuals,10,60,30,furniture,75,National,15,Increased,Remained the same,More than 5,100,0,Not provided,-44, -44,-44, -44,-44,-44,-44,-44,25,75,No,-44,No,No,No,No,Yes,Yes,-44,-44, -44,-44,No,Yes,No,No,No,-44,-44,-44,-44,Yes,No,No,Yes,Yes,No,Yes,No,No, -44,Important,Very Important,Very Important,Very Important,Important,Critical,Important,Yes,100,No,-44,No,-44,No,No,80000,-44,No,No,No,No,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,No obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,-44,20000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,25000,2000,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,20,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,20,22,7,7,5,3,0,0,1,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,7,69000,6,65000,5,74000,1,36000,1,37000,1,42000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,8800,1,7900,1,10400,1,9907.200000000001,1,9500,1,11400,0,-77,0,-77,0,-77,7,9400,6,9100,6,10200,5,7900,6,7300,5,8800,New production methods, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Completed secondary,Completed secondary,Completed secondary,Important,Important,Critical,Critical,Very important,Very important,Slightly important,Very important,Very important,Important,Slightly important,Important,Slightly important,Not important,Important,Very important,Critical,Very important,Slightly important,Important,Very important,Critical,Very important,Important,Very important,Slightly important,Slightly important,Very important,Not important,Not important,Critical,Important,Very important,Critical,Very important,Very important,Very important,Important,Important,Important,Very important,Important,Very important,Important,Critical,Slightly important,Critical,Very important,Critical,Critical,Very important,Slightly important,Not important,Very important,Not important,Very important,Important,Slightly important,Not important,Slightly important,Important,Very important,Important,Slightly important,Important,Not important,Not important,Slightly important,Slightly important,Important,Critical,Critical,Critical,Critical,Not important,Not important,Very important,Important,Slightly important,Important,Not difficult,Very difficult,Difficult,0,24,Slightly difficult,Very difficult,Difficult,0,13,Slightly difficult,Difficult,Slightly difficult,1,7,Not difficult,Not difficult,Slightly difficult,1,3,Slightly difficult,Difficult,Not difficult,0,4,Slightly difficult,Slightly difficult,Difficult,0,3,Slightly difficult,Difficult,Slightly difficult,1,3,Not difficult,Difficult,Slightly difficult,0,10,Slightly difficult,Slightly difficult,Not difficult,0,1,Very important,Very important,Very important,Not important,Slightly important,Important,Not important,Slightly important,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,No obstacle,No obstacle,Public announcement/advertisement, -44,No,-44,-44,-44,-44,Yes,4,2,No,The benefits of training are small than the costs,Yes,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Yes,0,100, -44,0,Yes,12,Yes,50,32,8,0,10,0,0,0,0,0,0,0,0, -44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Line of credit,2008,20000,8,36,Other,Yes,Yes,No,No,No,No, -44,175,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,4760000,5250000,2390000,760000,32000,210000,63000,0,0,0,0,0,630000,1044000,1286000,1470000,1837000,3778000,No obstacle,Minor obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,Minor obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,Major obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Political environment,Labor Regulations,Transportation,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Already used this type of assistance in the past and wasn't, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 33468,68,The Bahamas,The Bahamas,Hotel and restaurants,258,Yes,3,Establishment physically separated from HQ and other establi,Yes,-44,Shareholding company with non-traded shares or shares traded, -44,59,0,0,0,100,Not applicable,-44,-44,-44,-44,-44,-44,Equally men and women,Male,Male,Female,-88,Yes,Yes,-88,12,No,-44,-44,No,-44,-44,No,-44,-44,Yes,22,No,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,3,0,1,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,5,60,35,0,Individuals,30,50,20,pizza,75,National,5,Decreased,Remained the same,More than 5,100,0,Do not know,-44, -44,-44, -44,-44,-44,-44,-44,35,65,No,-44,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,Yes,No,Minor obstacle,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,5,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,20,22,7,7,5,3,0,0,4,2,4,3,1,0,0,0,0,0,0,1,1,1,0,0,3,10,76000,10,77000,9,82000,1,29000,1,27000,1,32000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,8400,1,7600,1,9700,1,8448,1,7800,1,9100,8,7900,8,7600,7,9300,0,-77,0,-77,0,-77,5,7700,5,7400,5,8600,-44, -44,University graduate,Completed college/vocational training,Post graduated,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed secondary,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Important,Not important,Critical,Very important,Very important,Important,Slightly important,Important,Important,Important,Important,Important,Slightly important,Slightly important,Important,Very important,Very important,Critical,Slightly important,Important,Critical,Critical,Important,Very important,Critical,Slightly important,Slightly important,Slightly important,Not important,Not important,Important,Important,Important,Very important,Critical,Important,Very important,Important,Important,Important,Important,Important,Critical,Slightly important,Critical,Important,Critical,Critical,Very important,Very important,Critical,Not important,Not important,Important,Not important,Slightly important,Very important,Slightly important,Important,Slightly important,Important,Important,Very important,Important,Very important,Slightly important,Slightly important,Not important,Important,Important,Very important,Critical,Critical,Critical,Not important,Not important,Slightly important,Important,Not important,Slightly important,Not difficult,Very difficult,Difficult,1,10,Not difficult,Very difficult,Difficult,1,4,Slightly difficult,Difficult,Slightly difficult,0,8,Not difficult,Slightly difficult,Slightly difficult,0,2,Slightly difficult,Slightly difficult,Slightly difficult,0,3,Difficult,Slightly difficult,Difficult,1,4,Not difficult,Slightly difficult,Slightly difficult,0,10,Not difficult,Not difficult,Not difficult,1,9,Not difficult,Slightly difficult,Not difficult,1,1,Very important,Very important,Very important,Important,Important,Slightly important,Not important,Not important,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Private placement office, -44,No,-44,-44,-44,-44,Yes,3,1,Yes,-44,Yes,Very severe obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,No,0,100, -44,0,Yes,7,No,90,0,0,0,10,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,2,2,Incompleteness of loan application,-44,1220000,1180000,542800,250000,12000,35400,69000,17500,3000,3000,4000,0,0,187000,299000,283000,378000,515000,No obstacle,No obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,No obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Cost of finance,Political environment,Macroeconomic environment,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Too many strings attached, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 334111,111,The Bahamas,The Bahamas,Retail,558,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,53,100,0,0,0,Predominantly men,No,Yes,24,Delegates decisions to other partners,6,2,Predominantly men,Male,Male,Male,1965,No,Yes,1965,12,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,0,2,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,1,Yes,Yes,Yes,0,-44,-44,100,0, -44,15,50,35,5,Large private firms (more than 100 employees),25,45,30,home appliances,70,National,5,Increased,Decreased,More than 5,100,0,Do not know,-44, -44,-44, -44,-44,-44,-44,-44,50,50,Yes,6,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Minor obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to agree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,-44,28000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,No,20000,2000,Yes,No,Yes,Yes,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,1,No,-44,-44,No,-44,0,-44,Yes,20,No,No,-44,-44,Yes,30,2,3,23,7,8,5,3,0,0,4,1,1,1,0,0,0,0,0,0,0,1,1,0,0,0,0,8,67000,7,61000,6,76000,1,43000,2,43000,1,49000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,7900,1,7300,1,9100,1,9139.199999999999,1,9000,1,10800,8,7100,8,6800,7,8400,0,-77,0,-77,0,-77,5,7500,5,7300,5,8800,-44, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Important,Important,Very important,Important,Important,Important,Important,Important,Very important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Very important,Very important,Very important,Important,Slightly important,Critical,Critical,Very important,Important,Very important,Slightly important,Slightly important,Important,Not important,Not important,Very important,Slightly important,Important,Critical,Critical,Very important,Very important,Slightly important,Important,Important,Very important,Important,Critical,Important,Critical,Important,Critical,Very important,Critical,Critical,Critical,Not important,Not important,Important,Slightly important,Important,Very important,Not important,Slightly important,Not important,Important,Important,Slightly important,Slightly important,Important,Not important,Not important,Not important,Important,Important,Critical,Critical,Critical,Critical,Slightly important,Slightly important,Very important,Important,Important,Slightly important,Slightly difficult,Almost impossible,Difficult,1,20,Slightly difficult,Very difficult,Difficult,1,5,Not difficult,Slightly difficult,Difficult,0,8,Slightly difficult,Slightly difficult,Slightly difficult,0,3,Slightly difficult,Slightly difficult,Not difficult,0,5,Slightly difficult,Very difficult,Difficult,0,9,Not difficult,Slightly difficult,Slightly difficult,1,2,Not difficult,Slightly difficult,Slightly difficult,1,9,Not difficult,Not difficult,Slightly difficult,1,1,Important,Important,Very important,Important,Important,Not important,Slightly important,Slightly important,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,No obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,Private placement office, -44,No,-44,-44,-44,-44,Yes,0,2,No,The firm is affraid of investing in workers that after the t,Yes,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Yes,0,100, -44,0,Yes,11,Yes,95,0,0,0,5,0,0,0,0,0,0,0,0, -44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,2,2,Incompleteness of loan application,-44,4380000,4080000,1917600,980000,135000,244800,56000,32500,4000,5000,3000,530000,0,522000,697000,816000,1142000,2277000,Minor obstacle,Major obstacle,Minor obstacle,Major obstacle,No,No,Yes,Yes,Yes,No,No,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,Major obstacle,No obstacle,Moderate obstacle,No obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Access to land for expansion / relocation,Electricity,Moderate obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 33415,15,The Bahamas,The Bahamas,Chemicals,27,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,53,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Male,Female,Male,1949,Yes,Yes,1949,25,No,-44,-44,No,-44,-44,No,-44,-44,Yes,29,No,Yes,1,1,0,-44,No,-44,-44,-44,-44,Yes,4,2,1,-44,Yes,1,3,2,-44,No,-44,Yes,Yes,Yes,100,70,75,0,0, -44,45,45,10,5,Government or government agencies (including state-owned ent,25,70,5,cleaning chemicals,65,National,15,Increased,Increased,More than 5,100,0,Not provided,-44, -44,-44, -44,-44,-44,-44,-44,100,0,-44,-44,Yes,No,No,No,Yes,No,Yes,Other company of the sector, -44,Yes,Yes,Yes,Yes,Yes,No,-44,-44,-44,-44,Yes,No,No,No,No,Yes,Yes,No,No, -44,Very Important,Slightly important,Slightly important,Very Important,Important,Slightly important,Very Important,Yes,50,Yes,50,No,-44,Yes,Yes,40000,-44,Yes,Yes,Yes,No,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,No obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to agree,Yes,No,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,35000,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,9,No,-44,-44,No,-44,0,-44,No,-44,-44,Yes,45,No,Yes,0,2,12,23,7,8,5,3,0,3,1,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3,7,64000,6,65000,6,74000,1,37000,2,36000,1,40000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,7800,1,7500,1,8400,1,9062.4,1,8900,1,9800,0,-77,0,-77,0,-77,8,10000,7,9600,7,11900,5,8300,5,7500,5,9100,New production methods, -44,Post graduated,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Not applicable,Not applicable,Completed secondary,Completed secondary,Completed secondary,Completed secondary,Important,Slightly important,Critical,Very important,Important,Important,Slightly important,Important,Important,Important,Important,Slightly important,Important,Important,Important,Critical,Critical,Critical,Important,Important,Very important,Critical,Slightly important,Important,Very important,Important,Important,Slightly important,Not important,Not important,Important,Important,Important,Very important,Critical,Important,Very important,Important,Slightly important,Very important,Important,Important,Very important,Important,Very important,Important,Critical,Critical,Very important,Critical,Critical,Not important,Not important,Important,Not important,Important,Important,Slightly important,Not important,Not important,Important,Important,Important,Slightly important,Slightly important,Slightly important,Not important,Slightly important,Very important,Important,Critical,Critical,Critical,Very important,Slightly important,Slightly important,Important,Important,Important,Slightly important,Not difficult,Difficult,Slightly difficult,1,11,Slightly difficult,Very difficult,Slightly difficult,1,9,Slightly difficult,Difficult,Slightly difficult,0,7,Slightly difficult,Slightly difficult,Slightly difficult,1,2,Slightly difficult,Slightly difficult,Slightly difficult,1,7,Not difficult,Difficult,Slightly difficult,0,8,Not difficult,Slightly difficult,Difficult,1,9,Not difficult,Not difficult,Not difficult,0,8,Not difficult,Slightly difficult,Not difficult,0,1,Very important,Important,Very important,Important,Very important,Not important,Slightly important,Slightly important,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,No obstacle,No obstacle,Private placement office, -44,Yes to fire,No,-44,Yes,1,Yes,0,2,No,The firm does not have enough information about training pro,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,13,No,80,0,0,0,20,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,3,3,Problems with credit history/report,-44,3890000,4320000,1890000,480000,104000,378000,403000,378000,15000,14000,30000,0,0,414000,738000,575000,1070000,782000,Minor obstacle,Major obstacle,No obstacle,Very severe obstacle,No,Yes,Yes,No,No,Yes,No,No obstacle,Major obstacle,No obstacle,Moderate obstacle,Very severe obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,Major obstacle,Major obstacle,Yes,Yes,No,No,No,Inadequately educated workforce,Access to land for expansion / relocation,"Crime, theft and disorder",Moderate obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Already used this type of assistance in the past and wasn't, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,Yes,No,Yes,Yes,No,Yes,No,-44,-44,Yes,No,Yes,Somewhat truthful,Are taken directly from the establishment's records, 33495,95,The Bahamas,The Bahamas,Transport,456,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,66,50,50,0,0,Predominantly men,No,Yes,24,Delegates decisions to other partners,5,7,Predominantly men,Male,Male,Male,1989,Yes,Yes,1989,22,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,1,1,-44,Yes,2,0,0,-44,Yes,6,4,1,-44,No,-44,-44,-44,-44,Yes,0,Yes,Yes,Yes,0,-44,-44,100,0, -44,0,45,55,0,Your parent company or affiliated establishments,35,60,5,customs brokers,85,Local,10,Decreased,Decreased,2-5,90,10,30,1990, -66,35, -66,15,3,0,0,30,70,No,-44,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Major obstacle,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,Major obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,-44, -44,Tend to agree,Tend to agree,Strongly disagree,Tend to disagree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,1,Yes,1,Yes,No,-44,-44,5000,Yes,0,Yes,No,-44,-44,Yes,30,1,8,23,7,8,5,3,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,7,44000,6,43000,5,52000,1,44000,1,45000,1,50000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,9700,1,9200,1,11300,1,8140.8,1,7500,1,9200,8,7100,8,7200,8,8400,0,-77,0,-77,0,-77,5,7900,5,7600,4,9400,New production methods, -44,University graduate,Completed secondary,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Completed secondary,Started but did not complete college/vocational training,Completed college/vocational training,Completed college/vocational training,-44,-44,Completed secondary,Completed secondary,Important,Important,Critical,Important,Important,Very important,Important,Important,Slightly important,Very important,Important,Important,Not important,Slightly important,Important,Critical,Very important,Very important,Important,Very important,Critical,Critical,Slightly important,Very important,Critical,Slightly important,Slightly important,Very important,Not important,Slightly important,Important,Very important,Slightly important,Critical,Very important,Important,Very important,Important,Very important,Slightly important,Slightly important,Important,Critical,Slightly important,Critical,Very important,Critical,Critical,Very important,Critical,Critical,Not important,Not important,Important,Not important,Very important,Important,Slightly important,Slightly important,Slightly important,Important,Slightly important,Important,Slightly important,Important,Not important,Slightly important,Not important,Very important,Important,Critical,Very important,Critical,Very important,Slightly important,Not important,Important,Important,Slightly important,Not important,Slightly difficult,Very difficult,Difficult,0,19,Slightly difficult,Almost impossible,Difficult,1,15,Not difficult,Difficult,Slightly difficult,1,10,Slightly difficult,Not difficult,Slightly difficult,1,2,Slightly difficult,Not difficult,Slightly difficult,0,2,Slightly difficult,Difficult,Very difficult,0,7,Slightly difficult,Slightly difficult,Difficult,1,10,Slightly difficult,Difficult,Not difficult,1,5,Slightly difficult,Not difficult,Not difficult,1,1,Important,Important,Very important,Not important,Important,Not important,Slightly important,Slightly important,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,Major obstacle,Moderate obstacle,No obstacle,Minor obstacle,Through family/friends, -44,No,-44,-44,-44,-44,Yes,4,2,No,Other,Yes,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Yes,0,100, -44,0,Yes,14,No,40,24,6,15,15,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,Yes,Line of credit,2011,10000,15,48,Other,Yes,Yes,No,Yes,No,No, -44,100,Yes,3,2,Problems with credit history/report,-44,3120000,2800000,1260000,570000,59000,140000,1000,33500,4000,6000,3000,0,0,495000,407000,812000,616000,1941000,Minor obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,Very severe obstacle,No,Yes,Yes,No,No,"Crime, theft and disorder",Practices of competitors in the informal sector,Inadequately educated workforce,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Administratie procedure is cumbersome, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 334114,114,The Bahamas,The Bahamas,Hotel and restaurants,578,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,69,40,60,0,0,Predominantly men,No,Yes,13,Delegates decisions to other partners,5,3,Predominantly women,Female,Female,Male,1970,Yes,Yes,1970,22,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,4,1,0,-44,No,-44,-44,-44,-44,Yes,0,No,Yes,Yes,0,-44,-44,100,0, -44,25,55,20,0,Your parent company or affiliated establishments,45,45,10,restaurant,100,Local,15,Increased,Remained the same,2-5,100,0,Not provided,-44, -44,-44, -44,-44,-44,-44,-44,55,45,Yes,20,No,No,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,Yes,No,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to agree,Tend to disagree,No,-44,-44,-44,-44,-44,No,-44,-44,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,3,During working hours,Other,Goods or stock,30000,A former employee,Yes,No,The police give little/no information back on crimes,Yes,2,During working hours,Firearm/gun,Money,100,Gang related,No,No,Tried to/was unable to contact the police,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,2,Outside working hours,Knife,Money,2000,Gang related,No,No,Would increase insurance cost,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,Yes,No,-44,-44,No,-44,-44,Yes,Yes,Yes,1,No,-44,-44,No,-44,1,-44,No,-44,-44,No,-44,-44,No,-44,-44,20,23,7,8,5,3,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3,7,64000,6,58000,5,72000,1,46000,1,44000,1,54000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,8200,1,8000,1,9700,1,9600,1,8600,1,11200,8,9100,8,8700,8,10800,0,-77,0,-77,0,-77,5,7800,6,7400,6,8800,-44, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Important,Slightly important,Critical,Important,Important,Very important,Important,Important,Important,Important,Slightly important,Important,Slightly important,Slightly important,Important,Critical,Very important,Very important,Important,Very important,Critical,Critical,Slightly important,Important,Very important,Important,Very important,Very important,Not important,Not important,Important,Important,Important,Critical,Critical,Very important,Very important,Important,Important,Slightly important,Important,Important,Very important,Important,Critical,Slightly important,Critical,Critical,Critical,Critical,Critical,Important,Not important,Very important,Slightly important,Important,Important,Not important,Slightly important,Not important,Important,Important,Important,Slightly important,Important,Not important,Not important,Not important,Important,Very important,Critical,Critical,Critical,Critical,Not important,Slightly important,Very important,Important,Slightly important,Slightly important,Not difficult,Very difficult,Difficult,0,8,Not difficult,Very difficult,Difficult,0,13,Not difficult,Slightly difficult,Difficult,0,2,Slightly difficult,Slightly difficult,Slightly difficult,0,1,Slightly difficult,Slightly difficult,Slightly difficult,0,8,Slightly difficult,Slightly difficult,Slightly difficult,0,3,Not difficult,Difficult,Slightly difficult,0,8,Slightly difficult,Not difficult,Difficult,0,2,Not difficult,Not difficult,Not difficult,1,1,Important,Very important,Slightly important,Important,Important,Not important,Not important,Slightly important,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,No obstacle,Public placement office, -44,Yes to fire,No,-44,Yes,1,Yes,1,2,Yes,-44,Yes,Major obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,No obstacle,Minor obstacle,Yes,0,100, -44,0,Yes,9,No,80,0,0,0,20,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,4,4,Incompleteness of loan application,-44,810000,820000,400000,150000,16000,24600,126000,4000,0,0,1000,0,0,132000,218000,213000,303000,494000,Moderate obstacle,No obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,Very severe obstacle,Major obstacle,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,Access to finance,"Crime, theft and disorder",Cost of finance,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Already used this type of assistance in the past and wasn't, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 33428,28,The Bahamas,The Bahamas,Food,48,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,88,0,100,0,0,Predominantly men,No,No,6,Delegates decisions to other partners,4,2,Equally men and women,Male,Male,Female,1987,Yes,Yes,1987,32,No,-44,-44,No,-44,-44,Yes,18,No,No,-44,-44,Yes,2,2,1,-44,Yes,2,0,0,-44,Yes,4,5,1,-44,No,-44,-44,-44,-44,Yes,3,Yes,Yes,Yes,100,80,65,0,0, -44,15,50,35,2,Individuals,25,60,15,beer,90,National,15,Increased,Remained the same,More than 5,65,35,0,1988, -66,30, -66,20,6,0,1,35,65,Yes,16,Yes,Yes,Yes,No,Yes,No,Yes,Other company of the sector, -44,No,No,No,Yes,Yes,No,-44,-44,-44,-44,Yes,No,No,No,Yes,Yes,Yes,Yes,No, -44,Important,Very Important,Very Important,Very Important,Important,Very Important,Very Important,Yes,55,Yes,45,No,-44,No,Yes,130000,-44,No,No,Yes,No,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to agree,Yes,No,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,No,No,No,No,-44,-44,No,-44,-44,No,Yes,Yes,9,No,-44,-44,No,-44,0,-44,Yes,10,No,No,-44,-44,Yes,10,2,6,24,7,8,6,3,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,7,56000,6,57000,5,65000,1,35000,2,32000,1,38000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,9700,1,9300,1,10900,1,8140.8,1,7900,1,9300,0,-77,0,-77,0,-77,8,9000,8,8300,9,9700,6,7900,6,7400,5,9200,-44, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Completed secondary,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Completed secondary,Completed secondary,Completed secondary,Important,Important,Very important,Important,Important,Very important,Slightly important,Slightly important,Important,Important,Slightly important,Important,Slightly important,Not important,Important,Critical,Very important,Critical,Very important,Important,Very important,Very important,Very important,Important,Critical,Slightly important,Important,Important,Slightly important,Slightly important,Important,Important,Important,Critical,Critical,Important,Very important,Important,Very important,Important,Very important,Very important,Very important,Slightly important,Critical,Very important,Critical,Very important,Critical,Very important,Critical,Slightly important,Not important,Very important,Slightly important,Important,Important,Not important,Slightly important,Slightly important,Important,Very important,Important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Important,Important,Critical,Critical,Critical,Critical,Slightly important,Slightly important,Important,Slightly important,Not important,Slightly important,Not difficult,Very difficult,Slightly difficult,1,24,Not difficult,Very difficult,Slightly difficult,0,9,Not difficult,Difficult,Slightly difficult,1,6,Slightly difficult,Slightly difficult,Slightly difficult,0,1,Slightly difficult,Slightly difficult,Difficult,1,2,Not difficult,Slightly difficult,Slightly difficult,1,5,Not difficult,Difficult,Slightly difficult,0,5,Not difficult,Difficult,Slightly difficult,1,5,Not difficult,Slightly difficult,Slightly difficult,0,1,Very important,Very important,Important,Important,Very important,Not important,Slightly important,Not important,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,Public placement office, -44,No,-44,-44,-44,-44,Yes,1,2,No,The firm does not have enough information about training pro,Yes,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Yes,0,100, -44,0,Yes,7,No,95,0,0,0,5,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,Yes,Line of credit,2010,90000,14,30,Other,Yes,Yes,No,No,No,No, -44,100,Yes,3,3,Incompleteness of loan application,-44,17180000,18660000,8956800,760000,149000,95000,101000,378000,3000,6000,7000,0,0,526000,3424000,741000,5350000,1326000,Major obstacle,Major obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Macroeconomic environment,Customs and Trade Regulations,Cost of finance,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Too many strings attached, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 33496,96,The Bahamas,The Bahamas,Construction,457,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All women,Yes,Not applicable,100,Makes decisions in consultation with other partners,39,4,All men,Male,Male,Male,1975,No,Yes,1980,42,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,3,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,0,45,55,0,Large private firms (more than 100 employees),20,55,25,construction,100,National,5,Remained the same,Decreased,More than 5,100,0,Do not know,-44, -44,-44, -44,-44,-44,-44,-44,25,75,No,-44,Yes,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,Yes,No,No obstacle,Moderate obstacle,Major obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,45,No,-44,-44,No,-44,-44,7000,Yes,0,Yes,Yes,95,No,Yes,5,2,6,24,7,8,6,3,1,1,0,1,20,7,6,5,2,0,0,0,0,2,1,2,4,1,3,14,76000,13,71000,13,86000,1,42000,1,41000,1,49000,1,41000,2,37000,1,48000,1,9700,1,9000,1,10000,2,8100,2,7700,2,8800,0,-77,0,-77,0,-77,14,7800,14,7900,14,8800,0,-77,0,-77,0,-77,11,7800,12,7500,12,8600,Increase/decreased demand for goods, -44,University graduate,University graduate,University graduate,University graduate,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed secondary,Very important,Important,Critical,Important,Very important,Important,Slightly important,Important,Important,Slightly important,Slightly important,Slightly important,Not important,Important,Important,Very important,Very important,Very important,Slightly important,Important,Critical,Critical,Important,Important,Critical,Important,Important,Slightly important,Not important,Not important,Critical,Slightly important,Very important,Critical,Critical,Very important,Important,Important,Very important,Important,Important,Important,Critical,Important,Critical,Important,Very important,Critical,Very important,Very important,Very important,Not important,Slightly important,Very important,Not important,Important,Important,Slightly important,Slightly important,Not important,Very important,Important,Important,Important,Very important,Not important,Slightly important,Slightly important,Important,Very important,Very important,Very important,Critical,Critical,Slightly important,Slightly important,Important,Important,Slightly important,Not important,Not difficult,Very difficult,Difficult,2,11,Slightly difficult,Very difficult,Difficult,0,12,Slightly difficult,Difficult,Slightly difficult,1,7,Slightly difficult,Difficult,Difficult,1,2,Not difficult,Difficult,Slightly difficult,1,3,Not difficult,Difficult,Slightly difficult,0,7,Not difficult,Difficult,Slightly difficult,2,4,Slightly difficult,Not difficult,Difficult,0,7,Slightly difficult,Not difficult,Not difficult,2,1,Critical,Critical,Very important,Important,Critical,Not important,Not important,Not important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,Major obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,Through family/friends, -44,No,-44,-44,-44,-44,Yes,2,2,No,The firm is affraid of investing in workers that after the t,Yes,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Yes,0,100, -44,0,Yes,14,Yes,85,0,0,0,15,0,0,0,0,0,0,0,0, -44,25,75,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Loan,2011,250000,7,60,Private commercial banks,Yes,No,No,No,No,No, -44,150,Yes,3,2,Other objections,-44,4050000,3750000,1762500,630000,68000,225000,8000,37500,5000,5000,7000,75000,0,621000,770000,900000,1013000,2664000,Very severe obstacle,Major obstacle,Major obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Yes,Yes,No,No,No,Practices of competitors in the informal sector,Customs and Trade Regulations,Business Licensing and Permits,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Already used this type of assistance in the past and wasn't, -44,-44,-44, -44,-44, -44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 33470,70,The Bahamas,The Bahamas,Hotel and restaurants,284,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,51,51,0,0,49,Not applicable,-44,-44,-44,-44,-44,-44,Predominantly women,Female,Female,Female,-88,Yes,Yes,-88,10,No,-44,-44,No,-44,-44,Yes,3,No,Yes,20,No,Yes,3,5,1,-44,No,-44,-44,-44,-44,Yes,1,0,1,-44,No,-44,-44,-44,-44,Yes,2,Yes,No,Yes,0,-44,-44,100,0, -44,25,65,10,0,Medium private firms (20-100 employees),5,55,40,pizza,45,National,5,Decreased,Increased,More than 5,100,0,Not provided,-44, -44,-44, -44,-44,-44,-44,-44,80,20,Yes,4,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,No,No,No,0,No,-44,-44,No,-44,.5,-44,Yes,9,No,Yes,45,No,Yes,25,2,35,24,7,8,6,3,0,0,0,0,4,2,1,1,0,0,0,0,0,1,1,1,2,0,0,9,75000,8,76000,8,89000,1,45000,2,42000,1,49000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,8600,1,8200,1,9600,1,9446.4,1,8800,1,10900,9,7400,9,6700,9,8200,0,-77,0,-77,0,-77,7,8100,8,7900,7,9300,New products require new skills, -44,Post graduated,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Important,Important,Very important,Important,Important,Important,Important,Slightly important,Slightly important,Important,Slightly important,Important,Slightly important,Slightly important,Important,Critical,Critical,Very important,Slightly important,Important,Critical,Critical,Important,Important,Critical,Slightly important,Slightly important,Important,Slightly important,Not important,Important,Important,Very important,Critical,Very important,Important,Very important,Very important,Slightly important,Very important,Important,Very important,Very important,Important,Critical,Important,Critical,Very important,Critical,Critical,Very important,Slightly important,Not important,Important,Not important,Slightly important,Very important,Slightly important,Slightly important,Important,Important,Very important,Slightly important,Important,Very important,Not important,Slightly important,Not important,Important,Important,Critical,Critical,Critical,Critical,Not important,Slightly important,Very important,Important,Slightly important,Not important,Not difficult,Difficult,Difficult,1,12,Slightly difficult,Almost impossible,Difficult,1,15,Slightly difficult,Slightly difficult,Slightly difficult,0,6,Slightly difficult,Slightly difficult,Difficult,1,1,Slightly difficult,Difficult,Slightly difficult,1,2,Slightly difficult,Slightly difficult,Slightly difficult,1,10,Not difficult,Slightly difficult,Slightly difficult,1,10,Not difficult,Not difficult,Slightly difficult,0,4,Not difficult,Not difficult,Not difficult,0,1,Very important,Very important,Important,Important,Critical,Slightly important,Slightly important,Slightly important,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Public placement office, -44,No,-44,-44,-44,-44,No,-44,-44,No,The benefits of training are small than the costs,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,No,-44,No,0,56,14,0,30,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Size of loan and maturity are insufficiant,560000,590000,283200,182900,21000,35400,0,7500,0,1000,1000,0,0,90000,98000,148000,136000,434000,No obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Major obstacle,No obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,Moderate obstacle,Very severe obstacle,No,Yes,No,No,No,"Crime, theft and disorder",Practices of competitors in the informal sector,Inadequately educated workforce,Minor obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Too many strings attached, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Truthful,Are taken directly from the establishment's records, 33497,97,The Bahamas,The Bahamas,Construction,459,No,-44,-44,-44,-44,Partnership (including limited liability companies), -44,33,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Male,Female,Male,1992,Yes,Yes,1992,32,No,-44,-44,No,-44,-44,No,-44,-44,Yes,30,No,Yes,3,1,1,-44,No,-44,-44,-44,-44,Yes,7,1,0,-44,No,-44,-44,-44,-44,Yes,0,Yes,No,Yes,0,-44,-44,100,0, -44,30,60,10,0,Small private firms (less than 20 employees),20,55,25,alarm systems and camera surve,70,Local,10,Increased,Remained the same,More than 5,100,0,Do not know,-44, -44,-44, -44,-44,-44,-44,-44,35,65,Yes,19,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,Yes,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to agree,Yes,No,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,No,6,Yes,1,No,Yes,0,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,8,25,8,8,6,3,3,3,2,2,21,8,6,5,2,2,2,1,1,2,1,2,4,1,3,16,75000,17,72000,15,86000,1,44000,1,43000,1,50000,1,34000,2,30000,1,40000,1,9200,1,9000,1,11000,2,7900,2,7300,2,8500,0,-77,0,-77,0,-77,14,8800,14,8300,14,10500,0,-77,0,-77,0,-77,11,7500,11,7600,11,8300,New products require new skills, -44,University graduate,University graduate,University graduate,Post graduated,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed primary school,Very important,Important,Critical,Important,Important,Very important,Slightly important,Important,Important,Important,Important,Important,Slightly important,Not important,Important,Critical,Critical,Very important,Important,Very important,Very important,Very important,Very important,Slightly important,Critical,Slightly important,Slightly important,Important,Slightly important,Not important,Very important,Slightly important,Very important,Critical,Critical,Important,Very important,Slightly important,Critical,Very important,Slightly important,Important,Very important,Important,Very important,Important,Critical,Very important,Critical,Very important,Critical,Not important,Not important,Important,Slightly important,Very important,Very important,Slightly important,Not important,Important,Very important,Important,Important,Slightly important,Important,Not important,Slightly important,Slightly important,Important,Very important,Critical,Critical,Critical,Very important,Slightly important,Slightly important,Important,Very important,Not important,Not important,Slightly difficult,Very difficult,Difficult,2,9,Slightly difficult,Very difficult,Slightly difficult,0,5,Slightly difficult,Very difficult,Difficult,1,6,Slightly difficult,Slightly difficult,Slightly difficult,1,3,Slightly difficult,Not difficult,Slightly difficult,0,2,Not difficult,Difficult,Slightly difficult,0,6,Not difficult,Slightly difficult,Slightly difficult,2,9,Not difficult,Not difficult,Slightly difficult,0,3,Slightly difficult,Not difficult,Not difficult,2,1,Very important,Very important,Important,Important,Very important,Not important,Not important,Not important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,No obstacle,Moderate obstacle,No obstacle,Moderate obstacle,No obstacle,Minor obstacle,Public placement office, -44,No,-44,-44,-44,-44,Yes,3,2,No,The firm cannot afford the optimal level of training,Yes,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,No obstacle,Yes,0,100, -44,0,Yes,15,Yes,70,0,0,0,30,0,0,0,0,0,0,0,0, -44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,2,2,Collateral or cosigners unacceptable,-44,530000,570000,273600,193800,22000,22800,0,5000,1000,1000,1000,57000,0,119000,154000,165000,217000,365000,No obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,Major obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Major obstacle,Yes,Yes,No,Yes,No,Practices of competitors in the informal sector,Customs and Trade Regulations,Macroeconomic environment,Minor obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Too expensive, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 334150,150,The Bahamas,The Bahamas,Hotel and restaurants,1096,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Male,Male,Male,1977,No,Yes,1977,37,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,3,1,-44,Yes,2,0,0,-44,Yes,4,1,0,-44,Yes,0,1,2,-44,Yes,2,Yes,Yes,Yes,0,-44,-44,100,0, -44,20,50,30,4,Medium private firms (20-100 employees),0,55,45,hotel,80,National,20,Increased,Remained the same,2-5,100,0,Do not know,-44, -44,-44, -44,-44,-44,-44,-44,35,65,Yes,9,No,No,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,-44,18200,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,2000,Yes,No,Yes,No,No,No,-44,-44,No,-44,-44,No,No,No,21,Yes,1,No,No,-44,1,-44,Yes,5,Yes,No,-44,-44,Yes,30,2,14,25,8,8,6,3,0,0,4,2,5,3,1,1,0,0,0,0,0,2,1,2,4,0,3,11,62000,11,60000,11,67000,1,29000,1,27000,1,34000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,8100,1,7500,1,9600,1,7987.200000000001,1,7100,1,9100,9,8800,10,8600,10,10100,0,-77,0,-77,0,-77,7,7700,7,7500,7,8300,New products require new skills, -44,University graduate,University graduate,University graduate,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed secondary,Completed secondary,-44,-44,Completed secondary,Started but did not complete secondary,Important,Important,Critical,Very important,Very important,Important,Important,Slightly important,Very important,Important,Important,Slightly important,Not important,Slightly important,Important,Very important,Critical,Critical,Important,Important,Critical,Critical,Slightly important,Slightly important,Critical,Not important,Slightly important,Very important,Not important,Not important,Critical,Important,Important,Critical,Very important,Important,Very important,Very important,Very important,Important,Important,Very important,Very important,Important,Critical,Important,Very important,Very important,Very important,Critical,Very important,Slightly important,Not important,Important,Not important,Important,Important,Slightly important,Not important,Slightly important,Important,Very important,Very important,Important,Important,Slightly important,Not important,Slightly important,Important,Very important,Very important,Critical,Critical,Critical,Not important,Slightly important,Important,Slightly important,Not important,Not important,Not difficult,Very difficult,Very difficult,2,9,Slightly difficult,Very difficult,Slightly difficult,1,8,Not difficult,Difficult,Slightly difficult,1,2,Slightly difficult,Slightly difficult,Difficult,0,2,Slightly difficult,Slightly difficult,Slightly difficult,0,3,Not difficult,Slightly difficult,Difficult,0,7,Not difficult,Difficult,Slightly difficult,0,7,Slightly difficult,Not difficult,Not difficult,1,3,Slightly difficult,Slightly difficult,Slightly difficult,1,1,Very important,Very important,Not important,Important,Very important,Not important,Not important,Slightly important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,Private placement office, -44,Yes to both,No,-44,No,-44,Yes,5,2,No,The firm is affraid of investing in workers that after the t,Yes,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Yes,0,100, -44,0,Yes,9,No,60,0,0,0,40,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,3,3,Insufficient profitability,-44,1220000,1270000,250000,500000,13000,38100,69000,29000,5000,4000,6000,0,0,221000,176000,368000,267000,1064000,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,No obstacle,Minor obstacle,No obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Customs and Trade Regulations,"Crime, theft and disorder",Moderate obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 33475,75,The Bahamas,The Bahamas,Hotel and restaurants,366,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Male,Female,Male,1982,No,Yes,1982,32,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,0,1,1,-44,No,-44,-44,-44,-44,Yes,4,2,0,-44,No,-44,-44,-44,-44,Yes,3,Yes,Yes,No,0,-44,-44,100,0, -44,15,50,35,2,Medium private firms (20-100 employees),10,65,25,accomodation,90,International,15,Remained the same,Increased,More than 5,10,90,0,1983, -66,85, -66,5,8,0,4,75,25,Yes,20,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Very severe obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,No obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to agree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,0,0,Yes,No,Yes,Yes,No,No,-44,-44,No,-44,-44,No,No,No,0,No,-44,-44,No,-44,-44,5000,No,-44,-44,No,-44,-44,Yes,20,1,5,27,8,9,6,4,5,3,2,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,8,74000,8,75000,7,88000,1,31000,2,30000,1,35000,1,40000,1,39000,1,45000,1,8400,1,8000,1,9000,1,8100,1,8200,1,8800,0,-77,0,-77,0,-77,9,8300,9,8200,9,9000,0,-77,0,-77,0,-77,6,7600,6,7500,5,8600,Increase/decreased demand for goods, -44,University graduate,Completed college/vocational training,University graduate,Post graduated,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Completed secondary,-44,-44,Completed secondary,Completed primary school,Important,Important,Critical,Important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Important,Important,Slightly important,Slightly important,Slightly important,Very important,Very important,Very important,Slightly important,Important,Very important,Critical,Important,Important,Critical,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Very important,Important,Important,Critical,Critical,Very important,Very important,Important,Important,Slightly important,Important,Important,Very important,Important,Very important,Very important,Critical,Critical,Critical,Very important,Critical,Not important,Not important,Very important,Not important,Very important,Important,Not important,Slightly important,Not important,Important,Important,Important,Slightly important,Very important,Slightly important,Not important,Slightly important,Important,Very important,Critical,Critical,Very important,Critical,Important,Not important,Important,Important,Important,Not important,Not difficult,Very difficult,Difficult,1,10,Slightly difficult,Very difficult,Very difficult,0,14,Slightly difficult,Slightly difficult,Difficult,0,9,Slightly difficult,Slightly difficult,Difficult,0,2,Slightly difficult,Not difficult,Slightly difficult,0,6,Slightly difficult,Difficult,Difficult,1,8,Not difficult,Slightly difficult,Slightly difficult,0,3,Not difficult,Not difficult,Slightly difficult,1,9,Not difficult,Not difficult,Not difficult,0,1,Very important,Very important,Very important,Important,Very important,Slightly important,Not important,Slightly important,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Public placement office, -44,No,-44,-44,-44,-44,Yes,4,2,Yes,-44,Yes,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Yes,0,100, -44,0,Yes,15,No,85,0,0,0,15,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,Yes,Line of credit,2012,40000,7,24,Other,Yes,No,No,No,Yes,No, -44,125,Yes,3,2,Concerns about level of debt already incurred,-44,290000,470000,225600,150000,22000,28200,8000,4500,1000,0,1000,0,0,74000,141000,118000,188000,333000,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Yes,Yes,No,Yes,Yes,Inadequately educated workforce,Practices of competitors in the informal sector,Cost of finance,Moderate obstacle,Yes,Yes,No,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,Yes,Yes,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 334106,106,The Bahamas,The Bahamas,Construction,505,No,-44,-44,-44,-44,Limited partnership, -44,60,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Male,Female,Male,1959,Yes,Yes,1959,10,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,0,3,0,-44,No,-44,-44,-44,-44,Yes,2,1,0,-44,No,-44,-44,-44,-44,Yes,5,Yes,No,Yes,0,-44,-44,100,0, -44,5,45,50,0,Government or government agencies (including state-owned ent,25,50,25,construction,100,Local,10,Increased,Remained the same,More than 5,100,0,Not provided,-44, -44,-44, -44,-44,-44,-44,-44,40,60,No,-44,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,-44, -44,Tend to agree,Tend to disagree,Strongly disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,1,-44,Yes,2,-44,Yes,1,Outside working hours,Firearm/gun,Money,30000,A supplier,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,2,During working hours,Firearm/gun,Money,3000,Gang related,Yes,Yes,-44,Yes,1,Outside working hours,Knife,Other,900,Other,No,No,Police have not done anything in the past,Yes,3,During working hours,Firearm/gun,Money,50000,Gang related,No,No,Don't have the time; inconvenient,Yes,1,Outside working hours,Firearm/gun,Money,-66,A former employee,No,No,Fear of reprisals,No,-44,-44,0,Yes,No,No,No,Yes,Yes,No,No,No,-44,-44,No,Yes,No,2,No,-44,-44,Yes,5,0,-44,No,-44,-44,Yes,5,Yes,Yes,5,2,6,29,8,10,7,4,1,2,1,2,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3,8,66000,8,61000,8,78000,1,29000,2,29000,1,33000,1,33000,1,32000,1,39000,1,8400,1,8000,1,10000,1,8100,1,8100,1,9600,0,-77,0,-77,0,-77,10,8800,11,8300,10,9600,0,-77,0,-77,0,-77,7,8400,8,7900,8,9200,Increase/decreased demand for goods, -44,University graduate,University graduate,University graduate,University graduate,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed secondary,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Important,Slightly important,Critical,Important,Important,Very important,Slightly important,Slightly important,Important,Important,Slightly important,Slightly important,Important,Slightly important,Important,Very important,Very important,Critical,Important,Very important,Critical,Critical,Very important,Important,Critical,Not important,Slightly important,Important,Not important,Not important,Very important,Slightly important,Critical,Critical,Very important,Important,Very important,Very important,Important,Important,Slightly important,Important,Critical,Slightly important,Very important,Very important,Critical,Critical,Very important,Very important,Very important,Slightly important,Slightly important,Very important,Not important,Very important,Important,Not important,Slightly important,Slightly important,Very important,Important,Slightly important,Important,Important,Not important,Not important,Slightly important,Important,Very important,Critical,Critical,Critical,Critical,Slightly important,Slightly important,Important,Important,Not important,Not important,Not difficult,Very difficult,Difficult,1,19,Not difficult,Very difficult,Difficult,1,7,Slightly difficult,Difficult,Slightly difficult,1,7,Slightly difficult,Slightly difficult,Slightly difficult,0,3,Slightly difficult,Slightly difficult,Slightly difficult,0,8,Slightly difficult,Difficult,Slightly difficult,0,10,Not difficult,Difficult,Very difficult,1,4,Slightly difficult,Slightly difficult,Not difficult,1,6,Not difficult,Not difficult,Not difficult,0,2,Very important,Very important,Very important,Important,Very important,Not important,Slightly important,Not important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Private placement office, -44,No,-44,-44,-44,-44,Yes,1,2,Yes,-44,Yes,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,No obstacle,Yes,0,100, -44,0,No,-44,No,75,0,0,0,25,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Size of loan and maturity are insufficiant,2720000,4190000,590000,320000,189000,251400,126000,33500,5000,3000,2000,0,0,923000,738000,1215000,922000,2029000,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,No,Yes,No,Yes,No,No,Yes,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,No obstacle,Moderate obstacle,Major obstacle,Yes,Yes,No,No,No,Inadequately educated workforce,Access to finance,"Crime, theft and disorder",Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Too expensive, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 334118,118,The Bahamas,The Bahamas,Retail,647,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly women,Female,Female,Male,2001,Yes,Yes,2001,6,No,-44,-44,No,-44,-44,Yes,19,No,No,-44,-44,Yes,1,2,0,-44,No,-44,-44,-44,-44,Yes,0,0,1,-44,No,-44,-44,-44,-44,Yes,2,Yes,Yes,No,0,-44,-44,100,0, -44,10,45,45,1,Medium private firms (20-100 employees),30,60,10,fish/seafood,60,Local,20,Increased,Remained the same,2-5,100,0,Not provided,-44, -44,-44, -44,-44,-44,-44,-44,50,50,Yes,3,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,No obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,-44, -44,Tend to disagree,Tend to agree,Tend to agree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,-44,10000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,25000,1000,Yes,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,Yes,26,Yes,2,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,32,29,8,10,7,4,0,0,4,2,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3,8,70000,7,66000,7,75000,1,45000,2,42000,1,49000,1,36000,1,36000,1,41000,1,9400,1,9000,1,10000,1,8200,1,7500,1,8800,0,-77,0,-77,0,-77,10,7800,10,7400,9,8500,0,-77,0,-77,0,-77,7,8200,8,7900,7,8900,Increase/decreased demand for goods, -44,Post graduated,University graduate,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Completed secondary,-44,-44,Completed secondary,Completed secondary,Important,Slightly important,Critical,Important,Very important,Very important,Slightly important,Slightly important,Important,Important,Important,Important,Not important,Important,Important,Very important,Very important,Critical,Slightly important,Important,Critical,Very important,Slightly important,Important,Critical,Slightly important,Very important,Very important,Not important,Slightly important,Slightly important,Slightly important,Important,Critical,Critical,Important,Very important,Very important,Slightly important,Important,Important,Important,Very important,Slightly important,Critical,Important,Critical,Very important,Very important,Very important,Critical,Not important,Slightly important,Slightly important,Not important,Important,Important,Not important,Not important,Slightly important,Important,Important,Slightly important,Slightly important,Important,Not important,Slightly important,Slightly important,Important,Important,Critical,Critical,Critical,Very important,Slightly important,Slightly important,Important,Slightly important,Not important,Important,Not difficult,Very difficult,Difficult,1,8,Slightly difficult,Very difficult,Difficult,0,5,Slightly difficult,Difficult,Slightly difficult,1,7,Slightly difficult,Slightly difficult,Slightly difficult,1,3,Slightly difficult,Difficult,Slightly difficult,0,8,Not difficult,Slightly difficult,Difficult,0,4,Not difficult,Slightly difficult,Slightly difficult,1,2,Not difficult,Slightly difficult,Not difficult,0,5,Not difficult,Not difficult,Slightly difficult,0,1,Very important,Very important,Very important,Not important,Slightly important,Not important,Not important,Slightly important,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Private placement office, -44,No,-44,-44,-44,-44,Yes,5,2,No,The firm is affraid of investing in workers that after the t,Yes,Major obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,No obstacle,Minor obstacle,No,0,100, -44,0,No,-44,No,85,0,0,0,15,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,Yes,Line of credit,2011,800000,13,12,Other,Yes,No,Yes,No,Yes,No, -44,150,Yes,2,1,Problems with credit history/report,-44,630000,770000,346500,300300,54000,30800,57000,14500,2000,2000,2000,0,0,133000,178000,177000,262000,306000,Minor obstacle,No obstacle,Major obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Minor obstacle,Major obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,Tax Rates,Macroeconomic environment,Inadequately educated workforce,Minor obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Too expensive, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,No,Somewhat truthful,Are taken directly from the establishment's records, 334146,146,The Bahamas,The Bahamas,Hotel and restaurants,1008,No,-44,-44,-44,-44,Partnership (including limited liability companies), -44,30,45,55,0,0,Predominantly men,No,Yes,19,Delegates decisions to other partners,8,3,Predominantly men,Male,Male,Male,1968,No,Yes,1968,9,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,1,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,2,2,2,-44,Yes,3,Yes,No,No,0,-44,-44,100,0, -44,10,45,45,0,Individuals,40,60,0,hotel services,90,National,5,Decreased,Increased,More than 5,100,0,Not provided,-44, -44,-44, -44,-44,-44,-44,-44,40,60,No,-44,No,No,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,10,No,-44,-44,Yes,0,1,-44,No,-44,-44,Yes,5,Yes,No,-44,-44,5,31,10,10,7,4,4,6,4,2,10,4,3,2,1,1,1,1,0,2,1,2,4,1,4,14,59000,13,59000,11,65000,1,46000,1,43000,1,53000,1,27000,1,26000,1,29000,1,10000,1,10000,1,12000,2,8300,2,7900,2,9800,0,-77,0,-77,0,-77,13,9800,13,8900,13,10600,0,-77,0,-77,0,-77,9,7600,10,7600,10,8400,-44, -44,University graduate,University graduate,Post graduated,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed secondary,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed secondary,Important,Slightly important,Very important,Important,Important,Very important,Slightly important,Slightly important,Important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Very important,Very important,Critical,Important,Important,Critical,Critical,Important,Slightly important,Very important,Slightly important,Slightly important,Important,Slightly important,Not important,Important,Important,Important,Critical,Critical,Very important,Very important,Important,Slightly important,Important,Slightly important,Important,Critical,Not important,Critical,Important,Critical,Very important,Critical,Critical,Critical,Slightly important,Slightly important,Very important,Not important,Important,Important,Not important,Slightly important,Slightly important,Important,Very important,Important,Slightly important,Slightly important,Not important,Not important,Slightly important,Very important,Very important,Critical,Very important,Critical,Very important,Important,Important,Important,Important,Not important,Slightly important,Not difficult,Very difficult,Slightly difficult,2,25,Slightly difficult,Very difficult,Slightly difficult,0,14,Not difficult,Slightly difficult,Slightly difficult,0,7,Slightly difficult,Slightly difficult,Not difficult,0,3,Slightly difficult,Not difficult,Not difficult,0,10,Slightly difficult,Slightly difficult,Slightly difficult,1,2,Not difficult,Difficult,Difficult,2,10,Not difficult,Difficult,Slightly difficult,1,10,Slightly difficult,Not difficult,Not difficult,0,2,Important,Important,Very important,Important,Very important,Not important,Not important,Not important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Major obstacle,No obstacle,No obstacle,Private placement office, -44,No,-44,-44,-44,-44,Yes,3,2,No,The firm does not have enough information about training pro,Yes,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Yes,0,100, -44,0,Yes,10,No,20,40,10,0,30,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,Yes,Line of credit,2012,90000,11,42,Other,Yes,Yes,Yes,No,No,No, -44,150,Yes,3,2,Other objections,-44,510000,620000,260400,229400,29000,24800,0,12500,1000,1000,1000,0,0,105000,125000,155000,192000,184000,Major obstacle,Major obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Corruption,Political environment,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Administratie procedure is cumbersome, -44,-44,-44, -44,-44, -44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 334110,110,The Bahamas,The Bahamas,Construction,554,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All women,Yes,Not applicable,100,Makes major strategic and fiancial decisions,44,3,All men,Male,Male,Male,1970,No,Yes,1970,9,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,1,1,-44,No,-44,-44,-44,-44,Yes,4,0,0,-44,No,-44,-44,-44,-44,Yes,1,Yes,No,Yes,0,-44,-44,100,0, -44,35,40,25,0,Large private firms (more than 100 employees),10,50,40,lift services,85,National,5,Increased,Remained the same,More than 5,100,0,Not provided,-44, -44,-44, -44,-44,-44,-44,-44,45,55,Yes,11,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,-44, -44,Tend to agree,Strongly disagree,Tend to agree,Tend to disagree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,Yes,5,No,-44,-44,No,-44,-44,9000,No,-44,-44,No,-44,-44,Yes,10,2,9,31,10,10,7,4,1,2,1,3,5,3,1,1,0,0,0,0,0,3,1,3,7,0,0,13,62000,13,63000,13,74000,1,35000,1,36000,1,38000,1,39000,2,36000,1,43000,1,8800,1,8000,1,10000,1,9800,1,9400,1,10800,0,-77,0,-77,0,-77,11,8000,10,7900,9,8600,0,-77,0,-77,0,-77,8,8100,9,7500,8,9200,Increase/decreased demand for goods, -44,University graduate,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed secondary,Completed secondary,-44,-44,Completed secondary,Started but did not complete secondary,Important,Important,Critical,Important,Very important,Very important,Important,Important,Important,Important,Important,Important,Slightly important,Slightly important,Slightly important,Critical,Very important,Very important,Important,Important,Very important,Critical,Very important,Important,Critical,Slightly important,Important,Important,Slightly important,Slightly important,Important,Important,Important,Critical,Very important,Important,Important,Slightly important,Important,Very important,Important,Important,Very important,Important,Very important,Important,Critical,Critical,Very important,Very important,Critical,Slightly important,Not important,Slightly important,Not important,Important,Important,Slightly important,Slightly important,Important,Very important,Important,Very important,Slightly important,Very important,Slightly important,Slightly important,Slightly important,Very important,Important,Very important,Critical,Critical,Very important,Slightly important,Slightly important,Important,Important,Important,Not important,Not difficult,Difficult,Difficult,2,8,Slightly difficult,Very difficult,Very difficult,0,15,Slightly difficult,Slightly difficult,Slightly difficult,0,6,Not difficult,Slightly difficult,Slightly difficult,0,2,Slightly difficult,Slightly difficult,Slightly difficult,1,4,Slightly difficult,Difficult,Slightly difficult,0,9,Not difficult,Difficult,Difficult,2,8,Slightly difficult,Not difficult,Not difficult,1,4,Not difficult,Not difficult,Not difficult,0,1,Critical,Very important,Very important,Important,Slightly important,Not important,Slightly important,Not important,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Major obstacle,No obstacle,No obstacle,Public placement office, -44,No,-44,-44,-44,-44,No,-44,-44,No,Other,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,No,-44,No,75,0,0,0,25,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Did not think it would be approved,470000,550000,264000,198000,23000,22000,0,10500,2000,1000,1000,0,0,90000,120000,127000,187000,227000,No obstacle,No obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,Major obstacle,Minor obstacle,No obstacle,Moderate obstacle,Minor obstacle,Major obstacle,No obstacle,Major obstacle,No obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Corruption,Access to finance,Tax Rates,Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Too expensive, -44,-44,-44, -44,-44, -44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 33424,24,The Bahamas,The Bahamas,Construction,38,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All women,Female,Female,Female,1971,No,Yes,1971,37,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,No,0,-44,-44,100,0, -44,20,50,30,5,Government or government agencies (including state-owned ent,0,65,35,construction,85,Local,10,Increased,Remained the same,More than 5,100,0,Do not know,-44, -44,-44, -44,-44,-44,-44,-44,40,60,No,-44,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,Yes,No,Very severe obstacle,No obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to agree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,2,-44,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,Outside working hours,Other,Other company property,500,Gang related,No,No,-44,Yes,1,Outside working hours,Firearm/gun,Money,20000,Group of criminals,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,25000,0,Yes,No,Yes,No,Yes,No,-44,-44,No,-44,-44,No,No,No,0,No,-44,-44,No,-44,0,-44,No,-44,-44,Yes,5,Yes,No,-44,-44,5,32,9,11,8,4,1,1,0,1,3,2,1,0,0,0,0,0,0,1,1,1,0,0,0,11,68000,11,64000,11,75000,1,31000,2,29000,1,35000,1,35000,1,35000,1,38000,1,7700,1,7000,1,8000,1,8600,1,8000,1,10200,0,-77,0,-77,0,-77,12,7400,13,7100,14,8600,0,-77,0,-77,0,-77,8,8100,8,7500,7,8800,Economic upturn/downturn, -44,University graduate,Completed secondary,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Important,Important,Critical,Very important,Very important,Very important,Slightly important,Important,Slightly important,Important,Important,Slightly important,Not important,Slightly important,Important,Very important,Critical,Very important,Important,Important,Critical,Critical,Important,Important,Critical,Not important,Slightly important,Slightly important,Not important,Not important,Important,Important,Critical,Critical,Critical,Slightly important,Very important,Important,Slightly important,Very important,Important,Important,Very important,Important,Very important,Very important,Very important,Very important,Critical,Very important,Critical,Not important,Not important,Very important,Slightly important,Important,Important,Slightly important,Important,Slightly important,Very important,Important,Important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Important,Important,Critical,Critical,Critical,Critical,Not important,Not important,Slightly important,Important,Slightly important,Not important,Not difficult,Very difficult,Very difficult,2,24,Not difficult,Very difficult,Difficult,0,12,Not difficult,Difficult,Difficult,0,9,Slightly difficult,Not difficult,Difficult,0,2,Not difficult,Slightly difficult,Difficult,1,10,Not difficult,Difficult,Slightly difficult,1,2,Not difficult,Slightly difficult,Slightly difficult,2,3,Slightly difficult,Slightly difficult,Not difficult,0,4,Slightly difficult,Not difficult,Not difficult,0,1,Important,Very important,Not important,Not important,Important,Slightly important,Not important,Not important,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,Public placement office, -44,No,-44,-44,-44,-44,Yes,2,1,Yes,-44,Yes,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,Minor obstacle,Yes,0,100, -44,0,Yes,12,No,70,0,0,0,30,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Application procedures for loans or line of credit are compl,950000,1150000,320000,500000,31000,34500,15000,23000,3000,3000,4000,0,0,162000,265000,242000,414000,670000,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Yes,Yes,Yes,No,No,Practices of competitors in the informal sector,Customs and Trade Regulations,Cost of finance,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 334141,141,The Bahamas,The Bahamas,Hotel and restaurants,1000,No,-44,-44,-44,-44,Partnership (including limited liability companies), -44,55,0,100,0,0,Predominantly women,Yes,No,55,Makes decisions in consultation with other partners,4,4,Equally men and women,Female,Male,Male,2006,No,Yes,2006,9,No,-44,-44,No,-44,-44,No,-44,-44,Yes,21,No,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,3,1,1,-44,No,-44,-44,-44,-44,Yes,5,Yes,Yes,Yes,0,-44,-44,100,0, -44,40,40,20,10,Individuals,40,30,30,hotel,85,National,15,Increased,Decreased,More than 5,75,25,0,2007, -66,55, -66,35,3,0,0,65,35,Yes,20,Yes,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,Yes,No,No,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Major obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to disagree,Strongly agree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,40000,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,25,32,9,11,8,4,4,3,2,1,5,3,1,1,0,0,0,0,0,2,1,2,4,0,4,12,74000,12,66000,11,80000,1,29000,1,28000,1,31000,1,42000,1,40000,1,46000,1,9900,1,9000,1,11000,1,8400,1,8200,1,9800,0,-77,0,-77,0,-77,12,7800,12,7900,13,9000,0,-77,0,-77,0,-77,9,7700,10,7800,11,9100,Increase/decreased demand for goods, -44,University graduate,University graduate,University graduate,University graduate,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed secondary,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed primary school,Important,Not important,Critical,Very important,Important,Very important,Important,Important,Important,Important,Important,Important,Slightly important,Not important,Important,Critical,Critical,Critical,Important,Important,Very important,Critical,Important,Important,Critical,Slightly important,Slightly important,Important,Not important,Not important,Very important,Important,Very important,Critical,Critical,Very important,Important,Important,Very important,Important,Important,Slightly important,Critical,Important,Very important,Very important,Critical,Critical,Very important,Critical,Critical,Not important,Slightly important,Very important,Slightly important,Very important,Slightly important,Slightly important,Slightly important,Not important,Very important,Very important,Important,Slightly important,Important,Not important,Slightly important,Slightly important,Very important,Very important,Critical,Very important,Critical,Very important,Slightly important,Slightly important,Very important,Very important,Not important,Slightly important,Slightly difficult,Almost impossible,Slightly difficult,2,16,Not difficult,Very difficult,Very difficult,1,15,Not difficult,Difficult,Difficult,0,6,Not difficult,Slightly difficult,Not difficult,0,1,Slightly difficult,Slightly difficult,Slightly difficult,1,2,Not difficult,Difficult,Difficult,1,4,Not difficult,Slightly difficult,Difficult,2,4,Slightly difficult,Not difficult,Not difficult,1,10,Not difficult,Not difficult,Slightly difficult,1,1,Important,Very important,Important,Not important,Very important,Not important,Slightly important,Slightly important,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,No obstacle,Minor obstacle,Public placement office, -44,No,-44,-44,-44,-44,Yes,4,2,No,The firm is affraid of investing in workers that after the t,Yes,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Yes,0,100, -44,0,Yes,7,No,65,0,0,0,35,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Interest rates are not favorable,2860000,2250000,450000,320000,203000,135000,139000,63000,6000,6000,13000,0,0,427000,450000,540000,563000,1512000,No obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Practices of competitors in the informal sector,Tax Rates,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Too many strings attached, -44,-44,-44, -44,-44, -44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,Truthful,Are estimates computed with some precision, 33426,26,The Bahamas,The Bahamas,Retail,41,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Male,Male,Female,1977,No,Yes,1977,36,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,0,2,0,-44,No,-44,-44,-44,-44,Yes,3,2,0,-44,Yes,0,4,1,-44,Yes,6,Yes,Yes,Yes,0,-44,-44,100,0, -44,50,50,0,5,Medium private firms (20-100 employees),0,60,40,mattresses,90,National,5,Decreased,Increased,More than 5,100,0,Do not know,-44, -44,-44, -44,-44,-44,-44,-44,55,45,Yes,9,No,No,No,No,Yes,No,Yes,University, -44,No,No,Yes,No,Yes,No,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,Important,Very Important,Important,Very Important,Important,Critical,Important,Yes,25,Yes,75,No,-44,No,No,10000,-44,No,Yes,Yes,No,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to agree,Strongly disagree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,0,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,No,No,No,2,No,-44,-44,Yes,5,0,-44,No,-44,-44,No,-44,-44,Yes,0,2,6,33,10,11,8,4,4,5,3,2,4,3,1,0,0,0,0,0,0,1,1,1,0,0,0,13,47000,12,47000,12,53000,1,45000,2,43000,1,52000,1,30000,1,28000,1,35000,1,8400,1,8000,1,10000,1,9200,1,8500,1,10100,0,-77,0,-77,0,-77,12,7100,12,6600,11,8300,0,-77,0,-77,0,-77,8,8100,8,7900,7,9400,-44, -44,University graduate,Completed college/vocational training,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,-44,-44,Completed secondary,Completed primary school,Important,Slightly important,Critical,Important,Important,Very important,Slightly important,Slightly important,Slightly important,Important,Slightly important,Important,Not important,Not important,Slightly important,Very important,Critical,Critical,Important,Important,Critical,Critical,Important,Important,Critical,Slightly important,Important,Very important,Not important,Slightly important,Important,Important,Very important,Critical,Critical,Very important,Very important,Important,Slightly important,Important,Slightly important,Very important,Very important,Important,Critical,Very important,Critical,Very important,Very important,Critical,Critical,Slightly important,Not important,Important,Slightly important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Slightly important,Important,Slightly important,Important,Not important,Slightly important,Slightly important,Important,Important,Critical,Very important,Critical,Very important,Slightly important,Slightly important,Important,Important,Slightly important,Slightly important,Not difficult,Very difficult,Difficult,2,15,Slightly difficult,Difficult,Difficult,1,15,Slightly difficult,Difficult,Slightly difficult,1,5,Slightly difficult,Slightly difficult,Not difficult,0,1,Not difficult,Slightly difficult,Slightly difficult,0,7,Not difficult,Difficult,Slightly difficult,0,6,Not difficult,Difficult,Difficult,2,3,Not difficult,Not difficult,Slightly difficult,1,3,Not difficult,Not difficult,Slightly difficult,0,1,Very important,Important,Very important,Important,Very important,Not important,Slightly important,Not important,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Private placement office, -44,No,-44,-44,-44,-44,Yes,0,2,No,The firm does not have enough information about training pro,Yes,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,Yes,0,100, -44,0,No,-44,No,55,0,0,0,45,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Did not think it would be approved,2440000,2720000,630000,500000,24000,108800,50000,24500,2000,1000,5000,0,0,509000,509000,653000,707000,1032000,Major obstacle,Minor obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,No obstacle,Moderate obstacle,No obstacle,Moderate obstacle,No obstacle,Very severe obstacle,Very severe obstacle,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,Access to finance,Cost of finance,Macroeconomic environment,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Already used this type of assistance in the past and wasn't, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,No,Yes,No,Yes,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,No,Truthful,Are taken directly from the establishment's records, 33471,71,The Bahamas,The Bahamas,Services of motor vehicles,303,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,99,100,0,0,0,Predominantly men,No,Yes,1,Delegates decisions to other partners,23,6,Predominantly women,Female,Female,Female,1965,No,Yes,1965,10,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,1,0,-44,No,-44,-44,-44,-44,Yes,6,2,0,-44,Yes,0,1,1,-44,Yes,1,Yes,Yes,Yes,0,-44,-44,100,0, -44,40,30,30,10,Government or government agencies (including state-owned ent,10,60,30,gasoline,85,Local,5,Increased,Remained the same,More than 5,100,0,Do not know,-44, -44,-44, -44,-44,-44,-44,-44,80,20,Yes,17,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,Yes,No,No,No,Moderate obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,No obstacle,No obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,25000,0,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,No,-44,-44,No,-44,-44,0,No,-44,-44,No,-44,-44,No,-44,-44,5,34,10,11,8,5,4,4,2,2,4,3,1,0,0,0,0,0,0,1,1,1,0,0,0,13,48000,12,44000,10,56000,1,45000,2,45000,1,53000,1,40000,1,37000,1,44000,1,7800,1,8000,1,9000,2,9500,2,9200,2,11300,0,-77,0,-77,0,-77,12,8300,12,8100,11,9100,0,-77,0,-77,0,-77,8,7700,9,7100,9,8700,Increase/decreased demand for goods, -44,University graduate,Completed college/vocational training,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed secondary,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed primary school,Important,Slightly important,Critical,Very important,Very important,Important,Important,Important,Important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Critical,Very important,Critical,Important,Important,Very important,Very important,Slightly important,Important,Very important,Slightly important,Slightly important,Slightly important,Not important,Not important,Important,Slightly important,Important,Critical,Critical,Slightly important,Very important,Very important,Very important,Important,Important,Important,Very important,Slightly important,Very important,Important,Critical,Critical,Very important,Critical,Critical,Slightly important,Not important,Important,Not important,Important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Not important,Not important,Slightly important,Important,Very important,Very important,Critical,Critical,Very important,Slightly important,Important,Important,Very important,Important,Slightly important,Slightly difficult,Very difficult,Difficult,2,12,Slightly difficult,Very difficult,Difficult,0,14,Slightly difficult,Difficult,Slightly difficult,0,8,Not difficult,Not difficult,Slightly difficult,0,3,Slightly difficult,Not difficult,Not difficult,0,3,Not difficult,Slightly difficult,Slightly difficult,1,9,Not difficult,Difficult,Slightly difficult,2,10,Slightly difficult,Not difficult,Slightly difficult,0,8,Slightly difficult,Slightly difficult,Not difficult,1,2,Very important,Very important,Very important,Not important,Important,Not important,Slightly important,Slightly important,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,Through family/friends, -44,No,-44,-44,-44,-44,No,-44,-44,No,Other,Yes,Major obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,No obstacle,No obstacle,Yes,0,100, -44,0,Yes,8,No,95,0,0,0,5,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,3,3,Incompleteness of loan application,-44,9080000,11260000,4954400,540000,788000,450400,125000,135000,8000,11000,15000,0,0,1531000,2719000,2252000,3941000,4279000,No obstacle,No obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Tax Rates,Customs and Trade Regulations,Transportation,No obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed, -44,-44,-44, -44,-44, -44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 33451,51,The Bahamas,The Bahamas,Construction,125,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Male,Male,Male,1983,No,Yes,1983,42,No,-44,-44,No,-44,-44,No,-44,-44,Yes,27,No,Yes,1,1,0,-44,No,-44,-44,-44,-44,Yes,0,2,0,-44,No,-44,-44,-44,-44,Yes,1,Yes,Yes,Yes,0,-44,-44,100,0, -44,5,40,55,2,Medium private firms (20-100 employees),40,60,0,construction,100,National,15,Increased,Remained the same,More than 5,100,0,Not provided,-44, -44,-44, -44,-44,-44,-44,-44,80,20,Yes,3,No,No,No,No,Yes,No,Yes,Laboratory or research center, -44,No,No,Yes,Yes,No,Yes,Yes,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,Important,Very Important,Very Important,Critical,Important,Very Important,Very Important,Yes,75,Yes,25,No,-44,No,No,40000,-44,No,No,No,Yes,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to agree,Strongly disagree,No,-44,-44,-44,-44,-44,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,10,Yes,2,Yes,Yes,0,0,-44,Yes,0,Yes,No,-44,-44,No,-44,-44,10,36,10,12,9,5,1,0,0,0,15,5,5,3,2,0,0,0,0,2,1,2,5,2,0,15,56000,13,56000,13,63000,1,29000,1,28000,1,34000,2,39000,3,39000,2,46000,2,8100,2,8000,2,9000,2,8800,2,9000,2,10500,0,-77,0,-77,0,-77,17,9100,18,8800,16,10300,0,-77,0,-77,0,-77,12,8100,12,7300,11,9600,-44, -44,Post graduated,Completed secondary,University graduate,University graduate,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed primary school,Important,Slightly important,Critical,Very important,Very important,Important,Slightly important,Slightly important,Important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Very important,Very important,Critical,Important,Very important,Critical,Critical,Important,Slightly important,Critical,Slightly important,Slightly important,Slightly important,Not important,Slightly important,Important,Important,Very important,Very important,Critical,Important,Very important,Very important,Important,Very important,Important,Important,Critical,Important,Critical,Important,Critical,Critical,Critical,Very important,Very important,Slightly important,Not important,Very important,Not important,Important,Important,Slightly important,Slightly important,Slightly important,Very important,Important,Important,Slightly important,Important,Not important,Slightly important,Slightly important,Slightly important,Important,Critical,Critical,Critical,Very important,Not important,Slightly important,Important,Very important,Slightly important,Slightly important,Not difficult,Very difficult,Slightly difficult,2,17,Slightly difficult,Very difficult,Difficult,1,12,Slightly difficult,Slightly difficult,Difficult,1,6,Not difficult,Slightly difficult,Not difficult,0,2,Slightly difficult,Difficult,Slightly difficult,1,6,Slightly difficult,Difficult,Difficult,1,10,Slightly difficult,Difficult,Slightly difficult,2,5,Not difficult,Slightly difficult,Not difficult,0,9,Slightly difficult,Not difficult,Not difficult,2,1,Very important,Very important,Slightly important,Important,Very important,Slightly important,Not important,Not important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Public placement office, -44,No,-44,-44,-44,-44,No,-44,-44,No,Other,Yes,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,No obstacle,No,0,100, -44,0,Yes,12,No,75,0,0,0,25,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Size of loan and maturity are insufficiant,2670000,3010000,1260000,850000,102000,180600,6000,72000,9000,14000,12000,0,0,498000,392000,692000,632000,1259000,No obstacle,No obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Minor obstacle,No obstacle,Very severe obstacle,Very severe obstacle,No obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,"Crime, theft and disorder",Practices of competitors in the informal sector,Moderate obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Too expensive, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Truthful,Are taken directly from the establishment's records, 33492,92,The Bahamas,The Bahamas,Services of motor vehicles,434,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Male,Female,Male,1940,No,Yes,1941,14,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,0,5,1,-44,No,-44,-44,-44,-44,Yes,0,2,0,-44,No,-44,-44,-44,-44,Yes,0,Yes,No,Yes,0,-44,-44,100,0, -44,5,50,45,0,Individuals,0,60,40,sale of motor vehicles,100,Local,10,Decreased,Increased,More than 5,100,0,Do not know,-44, -44,-44, -44,-44,-44,-44,-44,70,30,Yes,18,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Minor obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,2,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,2,During working hours,Other,Money,26000,Gang related,Yes,Yes,-44,Yes,1,During working hours,Other,Money,1000,Gang related,No,No,Would increase insurance cost,Yes,3,Outside working hours,Other,Personal possessions of employees or customers,400,Gang related,No,No,Fear of negative publicity,Yes,4,During working hours,Other,Money,60000,Gang related,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,Yes,Yes,Yes,No,-44,-44,No,-44,-44,No,No,No,5,No,-44,-44,No,-44,0,-44,Yes,0,Yes,No,-44,-44,No,-44,-44,5,36,10,12,9,5,1,3,2,4,0,0,0,0,0,0,0,0,0,0,0,0,0,0,4,10,73000,10,72000,10,79000,1,34000,2,35000,1,38000,1,27000,2,26000,1,30000,1,7800,1,7000,1,9000,2,9200,2,8900,2,10300,0,-77,0,-77,0,-77,12,10000,12,9500,12,11000,0,-77,0,-77,0,-77,9,7900,10,7900,9,8700,Increase/decreased demand for goods, -44,University graduate,Post graduated,University graduate,University graduate,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed primary school,Important,Important,Critical,Important,Important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Important,Not important,Slightly important,Important,Very important,Very important,Very important,Very important,Important,Very important,Critical,Important,Important,Critical,Slightly important,Important,Important,Not important,Not important,Important,Important,Important,Critical,Critical,Important,Important,Important,Very important,Important,Important,Slightly important,Very important,Slightly important,Critical,Important,Critical,Very important,Very important,Critical,Critical,Slightly important,Slightly important,Very important,Not important,Important,Important,Not important,Important,Not important,Important,Important,Important,Slightly important,Important,Not important,Slightly important,Slightly important,Very important,Important,Critical,Critical,Critical,Critical,Slightly important,Slightly important,Important,Important,Important,Not important,Not difficult,Very difficult,Slightly difficult,1,18,Slightly difficult,Very difficult,Difficult,0,8,Not difficult,Difficult,Slightly difficult,0,6,Slightly difficult,Not difficult,Slightly difficult,0,3,Not difficult,Slightly difficult,Slightly difficult,1,9,Not difficult,Difficult,Slightly difficult,0,6,Not difficult,Difficult,Difficult,2,8,Slightly difficult,Not difficult,Not difficult,0,8,Not difficult,Not difficult,Not difficult,1,1,Very important,Very important,Very important,Important,Very important,Not important,Not important,Slightly important,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,Public placement office, -44,No,-44,-44,-44,-44,Yes,2,2,Yes,-44,Yes,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,No obstacle,Yes,0,100, -44,0,Yes,7,No,20,40,10,15,15,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,Yes,Line of credit,2011,260000,12,24,Other,Yes,Yes,No,No,No,No, -44,100,Yes,3,2,Incompleteness of loan application,-44,57510000,50040000,13390000,3050000,1251000,3002400,2492000,951000,190000,190000,95000,0,0,7596000,9928000,11009000,16013000,15082000,No obstacle,Minor obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,Minor obstacle,No obstacle,Very severe obstacle,No obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Yes,Yes,No,No,Yes,Inadequately educated workforce,Practices of competitors in the informal sector,Macroeconomic environment,Moderate obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Administratie procedure is cumbersome, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 33420,20,The Bahamas,The Bahamas,Food,33,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All women,Female,Female,Female,1964,No,Yes,1964,48,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,1,0,-44,No,-44,-44,-44,-44,Yes,4,0,0,-44,Yes,0,2,2,-44,Yes,0,Yes,No,Yes,90,70,135,10,0, -44,25,65,10,0,Others,10,45,45,whole milk,90,Local,10,Increased,Decreased,More than 5,100,0,Do not know,-44, -44,-44, -44,-44,-44,-44,-44,5,95,Yes,1,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,Yes,No,No,No,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,-44,1200,Yes,-44,500,Yes,1,During working hours,Baseball bat,Goods or stock,25000,A supplier,Yes,Yes,-44,Yes,1,Outside working hours,Knife,Goods or stock,1000,A former employee,No,No,Police have not done anything in the past,Yes,1,During working hours,Firearm/gun,Goods or stock,10000,A former employee,Yes,Yes,-44,Yes,2,During working hours,Firearm/gun,Goods or stock,500,A customer,No,No,No loss or damage,Yes,3,Outside working hours,Knife,Goods or stock,900,Gang related,No,No,Would increase insurance cost,Yes,3,During working hours,Firearm/gun,Goods or stock,6000,Gang related,No,No,Fear of negative publicity,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,No,No,Yes,No,-44,-44,No,-44,-44,Yes,Yes,Yes,2,No,-44,-44,Yes,0,0,-44,No,-44,-44,Yes,30,No,No,-44,-44,5,36,10,12,9,5,1,2,1,4,0,0,0,0,0,0,0,0,0,0,0,0,0,0,4,10,47000,10,42000,9,54000,1,40000,2,41000,1,44000,1,31000,1,29000,1,36000,1,9900,1,9000,1,11000,2,8900,2,8300,2,9800,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,12,10000,13,9000,14,10900,9,8100,9,7700,9,9100,New products require new skills, -44,University graduate,Post graduated,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Completed secondary,Started but did not complete secondary,Important,Slightly important,Critical,Important,Important,Very important,Slightly important,Important,Important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Very important,Critical,Critical,Important,Very important,Critical,Critical,Very important,Important,Critical,Important,Important,Very important,Not important,Not important,Important,Slightly important,Slightly important,Critical,Very important,Important,Very important,Important,Critical,Important,Very important,Important,Very important,Slightly important,Very important,Slightly important,Very important,Critical,Very important,Very important,Critical,Not important,Not important,Important,Not important,Important,Very important,Slightly important,Slightly important,Important,Important,Important,Slightly important,Important,Very important,Slightly important,Slightly important,Slightly important,Important,Important,Critical,Very important,Critical,Very important,Slightly important,Not important,Important,Important,Slightly important,Slightly important,Not difficult,Difficult,Difficult,1,15,Not difficult,Very difficult,Difficult,0,8,Slightly difficult,Difficult,Difficult,1,6,Slightly difficult,Slightly difficult,Slightly difficult,0,3,Slightly difficult,Slightly difficult,Slightly difficult,0,9,Slightly difficult,Difficult,Difficult,1,4,Not difficult,Very difficult,Difficult,0,5,Not difficult,Slightly difficult,Not difficult,2,9,Not difficult,Not difficult,Not difficult,1,1,Important,Very important,Slightly important,Not important,Important,Not important,Not important,Slightly important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,No obstacle,No obstacle,Public placement office, -44,Yes to fire,No,-44,Yes,0,Yes,0,2,No,The firm does not have enough information about training pro,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,No,-44,No,60,8,2,0,30,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,3,3,Problems with credit history/report,-44,5020000,5960000,2520000,1260000,256000,357600,300000,60000,0,0,0,0,0,243000,1305000,315000,2140000,914000,No obstacle,No obstacle,No obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,No obstacle,Minor obstacle,Major obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Very severe obstacle,Minor obstacle,No obstacle,Major obstacle,Yes,Yes,Yes,No,Yes,"Crime, theft and disorder",Macroeconomic environment,Practices of competitors in the informal sector,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Already used this type of assistance in the past and wasn't, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are taken directly from the establishment's records, 33490,90,The Bahamas,The Bahamas,Wholesale,418,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,74,0,100,0,0,Predominantly men,No,Yes,16,Delegates decisions to other partners,8,3,Predominantly men,Male,Male,Male,1983,Yes,Yes,1983,32,No,-44,-44,No,-44,-44,No,-44,-44,Yes,26,No,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,3,0,0,-44,No,-44,-44,-44,-44,Yes,3,Yes,Yes,Yes,0,-44,-44,100,0, -44,10,55,35,1,Government or government agencies (including state-owned ent,15,60,25,wholesale food and beverage su,90,Local,10,Increased,Remained the same,More than 5,75,25,50,1984, -66,70, -66,25,7,2,2,35,65,Yes,13,No,Yes,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,Yes,No,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,No obstacle,-44, -44,Strongly disagree,Tend to agree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,-44,50000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,0,4000,Yes,Yes,No,Yes,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,2,Yes,1,No,Yes,10,0,-44,No,-44,-44,Yes,30,Yes,No,-44,-44,8,37,11,12,9,5,0,0,7,1,10,4,3,2,1,0,0,1,0,2,1,2,4,1,0,15,57000,15,57000,16,68000,1,43000,1,41000,1,49000,1,30000,2,28000,1,34000,1,8400,1,8000,1,9000,2,8100,2,7900,2,9200,1,9907.200000000001,1,9400,1,11000,15,8800,16,8900,15,9700,0,-77,0,-77,0,-77,11,8100,11,7800,11,8800,Increase/decreased demand for goods, -44,Post graduated,University graduate,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed secondary,-44,-44,Completed secondary,Started but did not complete secondary,Very important,Slightly important,Critical,Very important,Important,Important,Slightly important,Very important,Important,Important,Important,Important,Slightly important,Slightly important,Important,Very important,Very important,Very important,Slightly important,Very important,Very important,Critical,Important,Very important,Very important,Important,Very important,Important,Slightly important,Slightly important,Important,Slightly important,Important,Critical,Critical,Important,Very important,Slightly important,Very important,Important,Important,Important,Very important,Slightly important,Critical,Important,Critical,Critical,Very important,Very important,Critical,Not important,Not important,Important,Slightly important,Important,Important,Slightly important,Slightly important,Important,Important,Slightly important,Slightly important,Slightly important,Very important,Not important,Slightly important,Not important,Important,Very important,Critical,Critical,Critical,Very important,Important,Not important,Important,Very important,Not important,Slightly important,Slightly difficult,Very difficult,Difficult,2,15,Not difficult,Very difficult,Difficult,0,15,Not difficult,Difficult,Slightly difficult,0,7,Slightly difficult,Slightly difficult,Difficult,0,2,Slightly difficult,Slightly difficult,Difficult,0,4,Slightly difficult,Slightly difficult,Slightly difficult,1,4,Not difficult,Difficult,Slightly difficult,2,5,Not difficult,Difficult,Not difficult,0,7,Not difficult,Not difficult,Not difficult,2,2,Very important,Very important,Very important,Slightly important,Important,Not important,Not important,Not important,No obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Private placement office, -44,No,-44,-44,-44,-44,Yes,0,2,No,The firm cannot afford the optimal level of training,Yes,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Yes,0,100, -44,0,Yes,6,No,40,0,0,30,30,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Did not think it would be approved,39810000,51530000,2520000,1110000,3092000,2576500,101000,927500,83000,121000,186000,0,0,9405000,8039000,12883000,12367000,28471000,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,No obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Very severe obstacle,No,No,No,No,No,Access to finance,"Crime, theft and disorder",Practices of competitors in the informal sector,Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 33439,39,The Bahamas,The Bahamas,Food,90,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Male,Male,Male,2000,No,Yes,2000,17,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,2,0,-44,Yes,1,0,0,-44,Yes,0,0,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,No,100,75,120,0,0, -44,25,50,25,0,Government or government agencies (including state-owned ent,5,40,55,cakes,Refusal to answer,National,10,Increased,Remained the same,More than 5,100,0,0,-44, -44,-44, -44,-44,-44,-44,-44,35,65,Yes,3,No,Yes,Yes,No,Yes,No,Yes,Other company of the sector, -44,No,No,Yes,No,Yes,Yes,Yes,No,-44,-44,Yes,Yes,No,No,No,Yes,No,No,No, -44,Important,Very Important,Important,Important,Very Important,Very Important,Very Important,Yes,100,No,-44,No,-44,No,Yes,10000,-44,Yes,Yes,No,No,Major obstacle,Major obstacle,Major obstacle,Major obstacle,No obstacle,Minor obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to agree,Tend to disagree,Yes,No,-44,-44,-44,-44,Yes,-44,7000,Yes,1,-44,Yes,3,Outside working hours,Other,Money,40000,Gang related,Yes,Yes,-44,Yes,1,Outside working hours,Other,Money,700,Gang related,No,No,There was no insurance requirement,Yes,3,During working hours,Firearm/gun,Money,2000,Gang related,No,No,Would increase insurance cost,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,Outside working hours,Other,Money,3000,Other,No,No,-44,Yes,2,Outside working hours,Knife,Money,2500,A fellow employee,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,Yes,Yes,Yes,No,-44,-44,No,-44,-44,No,No,No,0,No,-44,-44,No,-44,-44,5000,No,-44,-44,No,-44,-44,Yes,20,1,5,38,11,13,9,5,0,0,0,0,5,3,1,1,0,0,0,0,0,2,1,2,4,0,4,14,69000,14,62000,12,75000,1,29000,1,28000,1,34000,1,28000,1,26000,1,31000,1,7900,1,8000,1,9000,2,9400,2,9600,2,11200,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,14,8500,14,7700,15,10000,10,7800,10,7600,9,8700,-44, -44,University graduate,Completed secondary,University graduate,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed secondary,Completed secondary,Completed secondary,Important,Important,Very important,Very important,Very important,Important,Important,Slightly important,Important,Slightly important,Important,Important,Slightly important,Important,Very important,Very important,Very important,Very important,Slightly important,Important,Very important,Critical,Slightly important,Important,Very important,Slightly important,Slightly important,Important,Not important,Important,Slightly important,Slightly important,Very important,Critical,Very important,Important,Very important,Important,Slightly important,Important,Important,Important,Very important,Not important,Critical,Important,Very important,Critical,Very important,Very important,Critical,Important,Not important,Important,Not important,Important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Very important,Important,Important,Slightly important,Not important,Not important,Very important,Very important,Critical,Critical,Critical,Very important,Not important,Slightly important,Slightly important,Very important,Not important,Not important,Slightly difficult,Very difficult,Slightly difficult,2,22,Not difficult,Very difficult,Difficult,1,10,Not difficult,Difficult,Difficult,0,5,Slightly difficult,Not difficult,Not difficult,0,1,Slightly difficult,Slightly difficult,Slightly difficult,1,8,Slightly difficult,Slightly difficult,Slightly difficult,0,10,Not difficult,Slightly difficult,Slightly difficult,1,2,Not difficult,Slightly difficult,Slightly difficult,2,4,Not difficult,Not difficult,Not difficult,1,2,Slightly important,Important,Very important,Important,Very important,Not important,Not important,Not important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,Public announcement/advertisement, -44,No,-44,-44,-44,-44,Yes,0,2,No,The benefits of training are small than the costs,Yes,Major obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Yes,0,100, -44,0,Yes,7,No,20,0,0,0,20,0,0,0,0,0,0,60,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,3,3,Incompleteness of loan application,-44,830000,960000,422400,440000,10000,38400,101000,23000,0,0,0,0,0,39000,86000,54000,107000,138000,Minor obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,No obstacle,Minor obstacle,No obstacle,Moderate obstacle,No obstacle,Minor obstacle,Very severe obstacle,No obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Cost of finance,Macroeconomic environment,Transportation,No obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Too expensive, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 334145,145,The Bahamas,The Bahamas,Hotel and restaurants,1007,No,-44,-44,-44,-44,Sole proprietorship, -44,100,0,100,0,0,All men,-44,-44,-44,-44,-44,-44,All women,Female,Female,Female,2003,No,Yes,2003,2,No,-44,-44,No,-44,-44,Yes,11,No,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,3,0,0,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0, -44,15,55,30,1,Small private firms (less than 20 employees),10,50,40,accomodation,85,International,15,Increased,Decreased,2-5,20,80,0,2004, -66,30, -66,5,5,0,5,55,45,No,-44,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,Yes,No,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,-44, -44,Tend to disagree,Tend to agree,Strongly disagree,Tend to disagree,Yes,No,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,Yes,No,No,No,-44,-44,No,-44,-44,No,Yes,No,61,No,-44,-44,No,-44,1,-44,No,-44,-44,Yes,35,Yes,No,-44,-44,8,39,12,13,9,5,0,0,0,0,1,1,0,0,0,0,0,0,0,1,1,0,0,0,4,13,51000,12,51000,12,57000,1,36000,2,35000,1,39000,1,35000,1,32000,1,40000,1,9000,1,8000,1,10000,2,9600,2,8700,2,11300,0,-77,0,-77,0,-77,13,9900,13,9900,13,10800,0,-77,0,-77,0,-77,9,8200,9,8300,8,9400,-44, -44,University graduate,University graduate,Post graduated,University graduate,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Important,Not important,Very important,Very important,Important,Important,Slightly important,Important,Important,Important,Important,Slightly important,Important,Slightly important,Very important,Critical,Very important,Very important,Important,Important,Critical,Critical,Important,Important,Critical,Slightly important,Important,Important,Not important,Not important,Important,Important,Slightly important,Critical,Critical,Important,Very important,Very important,Important,Important,Important,Important,Very important,Important,Very important,Important,Critical,Critical,Critical,Very important,Critical,Slightly important,Not important,Important,Not important,Important,Important,Not important,Not important,Slightly important,Very important,Important,Important,Important,Very important,Not important,Not important,Slightly important,Important,Important,Very important,Critical,Critical,Very important,Not important,Not important,Important,Important,Slightly important,Not important,Not difficult,Almost impossible,Difficult,2,14,Slightly difficult,Very difficult,Difficult,1,4,Slightly difficult,Difficult,Slightly difficult,0,7,Not difficult,Slightly difficult,Slightly difficult,1,2,Slightly difficult,Slightly difficult,Difficult,1,7,Slightly difficult,Slightly difficult,Slightly difficult,1,5,Slightly difficult,Slightly difficult,Slightly difficult,2,4,Slightly difficult,Slightly difficult,Not difficult,0,5,Not difficult,Slightly difficult,Not difficult,1,2,Very important,Important,Not important,Important,Important,Slightly important,Not important,Slightly important,Minor obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,Major obstacle,Minor obstacle,No obstacle,Private placement office, -44,No,-44,-44,-44,-44,Yes,5,2,No,The benefits of training are small than the costs,Yes,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,Yes,0,100, -44,0,No,-44,No,60,0,0,0,30,10,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,2,2,Insufficient profitability,-44,740000,620000,285200,250000,26000,31000,18000,12000,2000,1000,2000,0,0,92000,113000,136000,174000,239000,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Yes,Yes,No,No,Yes,No,No,No obstacle,No obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,Moderate obstacle,No obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Access to land for expansion / relocation,Tax Rates,Electricity,No obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Too expensive, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 33433,33,The Bahamas,The Bahamas,Machinery and equipment,73,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,40,100,0,0,0,Predominantly men,No,No,18,Makes decisions in consultation with other partners,7,2,Predominantly men,Male,Male,Male,1988,No,Yes,1988,24,No,-44,-44,No,-44,-44,No,-44,-44,Yes,24,No,Yes,0,5,0,-44,No,-44,-44,-44,-44,Yes,4,2,0,-44,No,-44,-44,-44,-44,Yes,2,Yes,Yes,Yes,100,70,80,0,0, -44,45,50,5,10,Individuals,20,55,25,furniture,80,National,15,Decreased,Increased,More than 5,100,0,Not provided,-44, -44,-44, -44,-44,-44,-44,-44,20,80,No,-44,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,-44, -44,Tend to disagree,Strongly disagree,Tend to disagree,Tend to disagree,Yes,No,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,No,No,No,5,Yes,1,No,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,0,2,8,42,12,14,10,6,0,0,4,2,6,3,2,1,0,0,0,0,0,1,1,1,2,0,0,15,55000,14,52000,13,62000,1,36000,2,32000,1,39000,1,38000,1,37000,1,42000,1,7800,1,8000,1,9000,2,9700,2,9300,2,10900,1,7372.799999999999,1,7400,1,8000,0,-77,0,-77,0,-77,16,7700,17,7100,16,8500,11,7700,12,7800,11,8600,Economic upturn/downturn, -44,University graduate,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Started but did not complete college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete secondary,Completed secondary,Completed secondary,Very important,Important,Critical,Important,Very important,Important,Slightly important,Important,Important,Important,Important,Important,Slightly important,Slightly important,Important,Very important,Very important,Very important,Slightly important,Important,Critical,Very important,Very important,Slightly important,Critical,Not important,Slightly important,Important,Important,Not important,Important,Important,Very important,Very important,Critical,Very important,Important,Important,Important,Very important,Important,Important,Very important,Not important,Very important,Important,Critical,Critical,Very important,Critical,Critical,Slightly important,Not important,Very important,Not important,Important,Slightly important,Important,Slightly important,Important,Very important,Very important,Important,Slightly important,Very important,Slightly important,Slightly important,Slightly important,Very important,Important,Very important,Very important,Critical,Very important,Slightly important,Slightly important,Important,Very important,Not important,Slightly important,Not difficult,Very difficult,Difficult,2,8,Slightly difficult,Very difficult,Difficult,0,13,Not difficult,Difficult,Slightly difficult,0,6,Slightly difficult,Slightly difficult,Slightly difficult,1,3,Slightly difficult,Slightly difficult,Difficult,1,8,Slightly difficult,Difficult,Slightly difficult,0,4,Not difficult,Difficult,Slightly difficult,1,10,Not difficult,Difficult,Not difficult,2,5,Not difficult,Not difficult,Slightly difficult,2,1,Very important,Important,Slightly important,Not important,Very important,Slightly important,Not important,Not important,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Public announcement/advertisement, -44,No,-44,-44,-44,-44,Yes,1,2,No,The benefits of training are small than the costs,Yes,Very severe obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,Minor obstacle,Yes,0,100, -44,0,Yes,9,Yes,55,24,6,0,15,0,0,0,0,0,0,0,0, -44,25,75,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Line of credit,2011,50000,-44,30,Private commercial banks,Yes,No,No,No,No,No, -44,100,Yes,2,1,Problems with credit history/report,-44,11320000,11070000,5313600,1390000,210000,664200,252000,177000,18000,32000,28000,1661000,0,1882000,3232000,2768000,4428000,4456000,Very severe obstacle,Very severe obstacle,No obstacle,Very severe obstacle,No,Yes,Yes,Yes,No,No,No,No obstacle,No obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,Very severe obstacle,Yes,No,Yes,No,Yes,Practices of competitors in the informal sector,Cost of finance,Access to land for expansion / relocation,Minor obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Already used this type of assistance in the past and wasn't, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,Somewhat truthful,Are taken directly from the establishment's records, 334133,133,The Bahamas,The Bahamas,Hotel and restaurants,917,No,-44,-44,-44,-44,Limited partnership, -44,20,100,0,0,0,Predominantly men,No,Yes,6,Makes decisions in consultation with other partners,2,3,Predominantly women,Female,Female,Male,1991,Yes,Yes,1991,34,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,3,1,-44,No,-44,-44,-44,-44,Yes,1,0,1,-44,No,-44,-44,-44,-44,Yes,0,Yes,Yes,Yes,0,-44,-44,100,0, -44,30,45,25,3,Others,5,45,50,accomodation,55,National,5,Increased,Remained the same,More than 5,100,0,Do not know,-44, -44,-44, -44,-44,-44,-44,-44,30,70,Yes,18,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,7,-44,Yes,3,-44,Yes,1,Outside working hours,Knife,Goods or stock,35000,Gang related,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,2,During working hours,Firearm/gun,Goods or stock,27000,A customer,Yes,Yes,-44,Yes,1,During working hours,Other,Goods or stock,700,Gang related,No,No,Not enough police/not enough resources,Yes,2,Outside working hours,Firearm/gun,Other company property,800,Group of criminals,No,No,Loss was small,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,No,No,Yes,No,-44,-44,No,-44,-44,No,Yes,No,11,Yes,2,No,Yes,5,0,-44,No,-44,-44,No,-44,-44,Yes,0,1,15,44,12,15,11,6,11,10,6,1,6,3,2,1,0,1,1,0,0,3,1,3,7,0,0,15,57000,14,58000,15,65000,1,31000,2,28000,1,34000,1,28000,1,25000,1,30000,1,9000,1,9000,1,10000,2,9400,2,8600,2,11100,1,7756.8,1,7800,1,8700,17,9400,16,8400,15,11000,0,-77,0,-77,0,-77,12,8000,13,7100,14,9200,-44, -44,University graduate,Completed college/vocational training,University graduate,University graduate,Completed secondary,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed secondary,Important,Important,Critical,Very important,Very important,Important,Slightly important,Important,Slightly important,Important,Slightly important,Important,Slightly important,Slightly important,Important,Critical,Very important,Critical,Slightly important,Important,Critical,Critical,Slightly important,Slightly important,Critical,Important,Important,Slightly important,Not important,Not important,Very important,Important,Important,Very important,Critical,Important,Very important,Very important,Important,Important,Important,Very important,Critical,Slightly important,Critical,Slightly important,Very important,Critical,Very important,Critical,Critical,Slightly important,Not important,Important,Not important,Very important,Important,Slightly important,Important,Slightly important,Important,Slightly important,Important,Important,Slightly important,Not important,Slightly important,Slightly important,Important,Very important,Critical,Critical,Very important,Critical,Not important,Important,Important,Very important,Not important,Important,Not difficult,Very difficult,Difficult,2,16,Slightly difficult,Difficult,Slightly difficult,0,9,Slightly difficult,Difficult,Slightly difficult,1,4,Not difficult,Not difficult,Slightly difficult,1,1,Slightly difficult,Slightly difficult,Slightly difficult,0,7,Slightly difficult,Difficult,Slightly difficult,0,10,Not difficult,Slightly difficult,Slightly difficult,2,7,Not difficult,Slightly difficult,Not difficult,0,9,Not difficult,Not difficult,Not difficult,2,2,Important,Very important,Slightly important,Not important,Very important,Not important,Not important,Not important,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,Private placement office, -44,No,-44,-44,-44,-44,Yes,1,2,No,The benefits of training are small than the costs,Yes,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Yes,0,100, -44,0,No,-44,Yes,85,0,0,0,15,0,0,0,0,0,0,0,0, -44,50,50,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Loan,2007,270000,-44,132,Private commercial banks,Yes,No,No,No,No,No, -44,150,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,1530000,1930000,887800,950000,35000,115800,231000,34500,3000,5000,5000,270000,0,383000,421000,540000,540000,724000,No obstacle,Major obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,Minor obstacle,Major obstacle,Moderate obstacle,No obstacle,Very severe obstacle,No obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Access to finance,Practices of competitors in the informal sector,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 334148,148,The Bahamas,The Bahamas,Retail,1022,Yes,2,Establishment physically separated from HQ and other establi,No,2,Shareholding company with non-traded shares or shares traded, -44,57,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All women,Female,Female,Female,1966,Yes,Yes,1966,17,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,6,2,0,-44,No,-44,-44,-44,-44,Yes,2,Yes,Yes,Yes,0,-44,-44,100,0, -44,20,40,40,1,Your parent company or affiliated establishments,35,40,25,retail sale of food products,95,National,15,Increased,Remained the same,2-5,80,20,60,1967, -66,45, -66,30,7,0,0,75,25,No,-44,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,Yes,No,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,-44, -44,Tend to agree,Tend to disagree,Strongly disagree,Strongly disagree,Yes,No,-44,-44,-44,-44,Yes,0,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,0,0,Yes,Yes,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,7,No,-44,-44,No,-44,0,-44,Yes,6,No,Yes,35,No,No,-44,-44,8,44,12,15,11,6,7,7,4,2,15,5,5,3,2,2,2,1,0,2,1,2,4,1,0,17,71000,16,66000,16,80000,1,44000,1,43000,1,50000,2,37000,3,33000,2,41000,2,8400,2,8000,2,10000,2,8400,2,8200,2,9500,1,9907.200000000001,1,9100,1,11000,20,8100,21,7700,20,9500,0,-77,0,-77,0,-77,14,7600,14,7000,12,8700,New products require new skills, -44,University graduate,Post graduated,University graduate,Post graduated,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed secondary,Completed secondary,Completed college/vocational training,Completed secondary,Started but did not complete college/vocational training,Completed secondary,Completed college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Important,Important,Critical,Important,Important,Important,Slightly important,Slightly important,Very important,Important,Important,Slightly important,Not important,Slightly important,Very important,Very important,Very important,Very important,Slightly important,Important,Very important,Critical,Important,Slightly important,Critical,Important,Important,Important,Not important,Not important,Important,Important,Important,Critical,Critical,Important,Very important,Important,Important,Very important,Important,Slightly important,Very important,Important,Critical,Important,Very important,Critical,Very important,Very important,Critical,Slightly important,Slightly important,Important,Slightly important,Important,Important,Not important,Important,Slightly important,Important,Important,Important,Slightly important,Slightly important,Not important,Slightly important,Not important,Important,Very important,Critical,Critical,Very important,Very important,Slightly important,Slightly important,Very important,Important,Slightly important,Slightly important,Slightly difficult,Difficult,Slightly difficult,2,19,Slightly difficult,Difficult,Difficult,0,9,Not difficult,Difficult,Slightly difficult,0,5,Slightly difficult,Not difficult,Slightly difficult,0,2,Not difficult,Slightly difficult,Slightly difficult,0,5,Not difficult,Difficult,Difficult,1,5,Slightly difficult,Slightly difficult,Difficult,2,9,Not difficult,Slightly difficult,Not difficult,0,9,Not difficult,Not difficult,Not difficult,2,2,Very important,Very important,Very important,Slightly important,Critical,Not important,Slightly important,Not important,No obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Through family/friends, -44,No,-44,-44,-44,-44,Yes,5,2,Yes,-44,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,15,Yes,50,0,0,40,10,0,0,0,0,0,0,0,0, -44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Line of credit,2010,130000,11,48,"Non-Bank financial institutions (microfinance institutions,",Yes,Yes,No,No,No,No, -44,150,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,36850000,42740000,17960000,1660000,2052000,1282200,4154000,427500,86000,51000,68000,855000,0,5565000,8334000,8975000,11112000,17322000,No obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,Major obstacle,Moderate obstacle,No obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,Major obstacle,Yes,Yes,No,No,No,Access to finance,Practices of competitors in the informal sector,Tax Rates,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Truthful,Are taken directly from the establishment's records, 33446,46,The Bahamas,The Bahamas,Non-metallic mineral products,115,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,67,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Male,Male,Female,1980,Yes,Yes,1980,33,No,-44,-44,No,-44,-44,No,-44,-44,Yes,54,No,Yes,5,5,0,-44,No,-44,-44,-44,-44,Yes,1,2,1,-44,No,-44,-44,-44,-44,Yes,1,Yes,Yes,Yes,100,80,75,0,0, -44,0,40,60,10,Your parent company or affiliated establishments,40,45,15,glass products,70,Local,5,Increased,Remained the same,More than 5,100,0,Do not know,-44, -44,-44, -44,-44,-44,-44,-44,45,55,Yes,16,Yes,No,Yes,No,Yes,No,Yes,Other company of the sector, -44,No,No,Yes,Yes,Yes,No,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,Important,Critical,Important,Very Important,Slightly important,Important,Important,Yes,60,Yes,40,No,-44,Yes,No,30000,-44,Yes,No,No,No,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,No obstacle,Moderate obstacle,Major obstacle,-44, -44,Tend to disagree,Strongly disagree,Strongly disagree,Strongly disagree,No,-44,-44,-44,-44,-44,Yes,1,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,2,During working hours,Firearm/gun,Goods or stock,24000,Group of criminals,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,2,Outside working hours,Knife,Other company property,500,Other,No,No,-44,Yes,2,Outside working hours,Firearm/gun,Money,9500,Gang related,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,Yes,No,-44,-44,No,-44,-44,No,No,No,5,No,-44,-44,No,-44,0,-44,No,-44,-44,Yes,30,Yes,Yes,0,2,4,45,13,15,11,6,10,4,2,2,0,0,0,0,0,0,0,0,0,0,0,0,0,0,5,13,71000,13,67000,14,77000,1,42000,2,38000,1,50000,1,28000,1,27000,1,32000,1,8200,1,8000,1,9000,2,9400,2,8800,2,10700,1,8524.800000000001,1,8500,1,10000,0,-77,0,-77,0,-77,15,7800,14,7700,13,8800,11,7700,12,7400,11,9000,New production methods, -44,Post graduated,University graduate,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete secondary,Completed secondary,Completed primary school,Important,Slightly important,Critical,Very important,Important,Very important,Slightly important,Important,Important,Very important,Slightly important,Important,Slightly important,Slightly important,Important,Very important,Very important,Critical,Important,Slightly important,Critical,Critical,Important,Important,Critical,Slightly important,Important,Slightly important,Not important,Not important,Critical,Slightly important,Slightly important,Critical,Critical,Very important,Very important,Very important,Important,Important,Important,Important,Critical,Not important,Critical,Important,Critical,Very important,Very important,Very important,Critical,Slightly important,Slightly important,Very important,Not important,Important,Very important,Not important,Slightly important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Very important,Important,Very important,Very important,Critical,Very important,Not important,Not important,Very important,Very important,Not important,Slightly important,Not difficult,Difficult,Difficult,2,10,Not difficult,Difficult,Difficult,0,15,Slightly difficult,Slightly difficult,Slightly difficult,0,5,Slightly difficult,Slightly difficult,Difficult,0,1,Slightly difficult,Slightly difficult,Difficult,0,10,Not difficult,Difficult,Slightly difficult,1,9,Not difficult,Difficult,Slightly difficult,0,7,Slightly difficult,Not difficult,Not difficult,2,5,Not difficult,Not difficult,Not difficult,2,2,Critical,Very important,Important,Slightly important,Very important,Important,Not important,Slightly important,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,Private placement office, -44,No,-44,-44,-44,-44,Yes,1,1,Yes,-44,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,6,No,50,0,0,0,20,0,0,0,0,0,0,0,30, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Collateral requirements for loans or line of credit are unat,4530000,4880000,2147200,1708000,488000,146400,0,34000,5000,4000,6000,0,0,848000,797000,1074000,1122000,1826000,Minor obstacle,Minor obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,Very severe obstacle,Minor obstacle,No obstacle,Moderate obstacle,No obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,Access to finance,Tax Rates,Tax administration,Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Too many strings attached, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 33463,63,The Bahamas,The Bahamas,Wholesale,187,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All women,Female,Female,Female,1962,No,Yes,1966,12,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,1,0,-44,No,-44,-44,-44,-44,Yes,5,1,0,-44,No,-44,-44,-44,-44,Yes,5,Yes,No,Yes,0,-44,-44,100,0, -44,30,45,25,0,Small private firms (less than 20 employees),20,40,40,food wholesale distributors,80,National,15,Increased,Increased,More than 5,100,0,Not provided,-44, -44,-44, -44,-44,-44,-44,-44,85,15,No,-44,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Moderate obstacle,Minor obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Major obstacle,-44, -44,Tend to disagree,Tend to agree,Tend to agree,Strongly disagree,No,-44,-44,-44,-44,-44,Yes,1,-44,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,3,During working hours,Firearm/gun,Money,100,Group of criminals,No,No,-44,Yes,4,Outside working hours,Baseball bat,Money,8500,Group of criminals,No,No,The police give little/no information back on crimes,Yes,1,During working hours,Firearm/gun,Money,4000,Other,No,No,Police could not have done anything,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,Yes,2,No,No,-44,0,-44,Yes,5,Yes,No,-44,-44,No,-44,-44,5,46,13,16,11,6,5,5,3,2,10,4,3,2,1,1,1,0,0,3,1,3,6,2,0,17,60000,16,61000,16,71000,1,33000,1,30000,1,37000,2,31000,3,31000,2,37000,2,9200,2,9000,2,10000,2,8900,2,8300,2,10100,0,-77,0,-77,0,-77,19,8400,18,8300,19,9100,0,-77,0,-77,0,-77,13,8300,14,8100,13,9500,-44, -44,University graduate,University graduate,Post graduated,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed secondary,Completed secondary,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed primary school,Slightly important,Slightly important,Very important,Important,Important,Important,Important,Important,Important,Very important,Important,Important,Important,Not important,Slightly important,Critical,Critical,Critical,Very important,Very important,Very important,Critical,Important,Important,Critical,Slightly important,Very important,Slightly important,Not important,Not important,Important,Slightly important,Very important,Critical,Critical,Important,Very important,Very important,Very important,Very important,Very important,Very important,Critical,Slightly important,Critical,Very important,Very important,Very important,Critical,Very important,Very important,Slightly important,Slightly important,Important,Slightly important,Important,Important,Slightly important,Important,Slightly important,Important,Very important,Slightly important,Slightly important,Important,Not important,Slightly important,Slightly important,Important,Important,Critical,Critical,Critical,Very important,Not important,Not important,Important,Important,Not important,Slightly important,Not difficult,Very difficult,Slightly difficult,2,10,Slightly difficult,Almost impossible,Difficult,0,7,Not difficult,Difficult,Difficult,1,8,Slightly difficult,Slightly difficult,Slightly difficult,1,3,Slightly difficult,Slightly difficult,Not difficult,1,4,Slightly difficult,Difficult,Very difficult,0,7,Not difficult,Difficult,Difficult,2,2,Slightly difficult,Not difficult,Not difficult,0,6,Not difficult,Slightly difficult,Not difficult,2,1,Very important,Important,Important,Important,Very important,Important,Not important,Not important,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Public placement office, -44,No,-44,-44,-44,-44,No,-44,-44,No,The benefits of training are small than the costs,Yes,Very severe obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,No obstacle,Yes,0,100, -44,0,Yes,9,No,75,0,0,0,25,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,5,5,Incompleteness of loan application,-44,6400000,7390000,3780000,4050000,665000,295600,55000,81500,6000,10000,9000,0,0,1508000,2106000,2217000,2808000,5055000,Minor obstacle,Major obstacle,No obstacle,Major obstacle,Yes,Yes,Yes,No,No,Yes,No,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,"Crime, theft and disorder",Customs and Trade Regulations,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Administratie procedure is cumbersome, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 33421,21,The Bahamas,The Bahamas,Machinery and equipment,34,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,50,100,0,0,0,Equally men and women,No,Yes,35,Makes decisions in consultation with other partners,7,2,All men,Male,Male,Male,2005,No,Yes,2005,7,No,-44,-44,No,-44,-44,No,-44,-44,Yes,34,No,Yes,1,3,1,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,2,2,1,-44,Yes,0,Yes,Yes,Yes,100,70,130,0,0, -44,15,55,30,4,Others,30,60,10,wood,85,Local,5,Increased,Remained the same,More than 5,100,0,Do not know,-44, -44,-44, -44,-44,-44,-44,-44,100,0,-44,-44,No,No,No,Yes,Yes,No,Yes,Other company of the sector, -44,No,No,Yes,Yes,Yes,Yes,No,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,Important,Important,Very Important,Very Important,Important,Important,Critical,Yes,30,Yes,70,No,-44,Yes,No,130000,-44,No,No,No,No,Minor obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,5,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,30000,0,Yes,Yes,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,10,No,-44,-44,No,-44,0,-44,No,-44,-44,Yes,185,No,Yes,5,2,20,48,13,16,12,7,1,2,1,6,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,13,45000,13,40000,11,52000,1,36000,1,34000,1,40000,2,33000,3,33000,2,38000,2,8100,2,8000,2,10000,2,9400,2,9400,2,10300,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,16,9400,16,9400,16,10800,12,8400,12,7500,13,9600,New products require new skills, -44,University graduate,University graduate,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Completed secondary,Completed primary school,Important,Slightly important,Very important,Important,Very important,Important,Slightly important,Important,Important,Very important,Important,Important,Slightly important,Slightly important,Important,Critical,Critical,Critical,Important,Very important,Very important,Critical,Important,Important,Very important,Slightly important,Important,Important,Slightly important,Slightly important,Important,Slightly important,Critical,Critical,Critical,Important,Important,Very important,Slightly important,Important,Slightly important,Important,Very important,Slightly important,Critical,Slightly important,Critical,Critical,Very important,Critical,Critical,Not important,Not important,Very important,Not important,Important,Very important,Slightly important,Slightly important,Slightly important,Important,Important,Very important,Important,Slightly important,Not important,Slightly important,Slightly important,Slightly important,Important,Critical,Very important,Critical,Very important,Important,Slightly important,Important,Slightly important,Important,Slightly important,Not difficult,Difficult,Difficult,2,11,Slightly difficult,Very difficult,Difficult,1,8,Not difficult,Slightly difficult,Slightly difficult,1,6,Slightly difficult,Slightly difficult,Slightly difficult,0,2,Not difficult,Slightly difficult,Slightly difficult,0,5,Slightly difficult,Slightly difficult,Slightly difficult,1,3,Not difficult,Slightly difficult,Difficult,1,2,Not difficult,Not difficult,Not difficult,2,5,Not difficult,Not difficult,Not difficult,2,2,Important,Important,Very important,Slightly important,Very important,Slightly important,Not important,Not important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,No obstacle,Moderate obstacle,No obstacle,Minor obstacle,Through family/friends, -44,No,-44,-44,-44,-44,Yes,3,2,No,The firm does not have enough information about training pro,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,No,-44,Yes,65,12,3,0,20,0,0,0,0,0,0,0,0, -44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Line of credit,2010,60000,13,30,Other,Yes,No,No,No,No,No, -44,125,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,9480000,9770000,4591900,1260000,283000,488500,43000,454000,0,0,0,489000,0,844000,3638000,1140000,5350000,2041000,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Major obstacle,No obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Political environment,Inadequately educated workforce,Access to finance,Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Too expensive, -44,-44,-44, -44,-44, -44,Yes,No,No,No,-44,-44,Yes,No,No,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,Yes,Yes,No,Yes,No,-44,-44,Yes,No,No,No,-44,-44,Truthful,Are taken directly from the establishment's records, 334144,144,The Bahamas,The Bahamas,Hotel and restaurants,1006,No,-44,-44,-44,-44,Limited partnership, -44,55,55,45,0,0,Predominantly women,Yes,No,55,Makes decisions in consultation with other partners,8,4,All men,Male,Male,Male,1984,No,Yes,1982,9,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,8,1,1,-44,Yes,2,0,0,-44,Yes,0,1,0,-44,No,-44,-44,-44,-44,Yes,3,Yes,Yes,No,0,-44,-44,100,0, -44,35,60,5,10,Large private firms (more than 100 employees),10,45,45,accomodation,95,International,15,Increased,Remained the same,More than 5,20,80,20,1985, -66,30, -66,15,6,0,1,65,35,Yes,20,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Minor obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to agree,Tend to agree,Yes,No,-44,-44,-44,-44,Yes,-44,80000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,6000,Yes,No,Yes,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,10,No,-44,-44,Yes,5,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,10,50,14,17,12,7,7,8,5,1,6,3,2,1,0,0,0,0,0,1,1,1,2,0,5,17,49000,17,44000,17,56000,1,32000,2,29000,1,37000,2,42000,3,42000,2,47000,2,9100,2,9000,2,10000,2,9200,2,8200,2,10900,0,-77,0,-77,0,-77,19,7500,20,7200,22,8700,0,-77,0,-77,0,-77,13,7800,15,7000,13,8800,Economic upturn/downturn, -44,University graduate,Post graduated,University graduate,University graduate,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed primary school,Very important,Slightly important,Critical,Important,Important,Important,Slightly important,Important,Very important,Very important,Important,Slightly important,Not important,Important,Important,Critical,Very important,Critical,Slightly important,Important,Very important,Critical,Slightly important,Important,Critical,Not important,Slightly important,Slightly important,Slightly important,Not important,Important,Slightly important,Critical,Critical,Very important,Important,Critical,Important,Important,Very important,Slightly important,Important,Critical,Important,Very important,Slightly important,Critical,Critical,Very important,Critical,Very important,Slightly important,Slightly important,Important,Not important,Important,Important,Slightly important,Slightly important,Not important,Slightly important,Important,Slightly important,Slightly important,Important,Not important,Slightly important,Slightly important,Very important,Important,Very important,Critical,Very important,Critical,Slightly important,Not important,Very important,Very important,Slightly important,Slightly important,Not difficult,Very difficult,Difficult,2,23,Slightly difficult,Very difficult,Difficult,0,10,Slightly difficult,Slightly difficult,Difficult,1,8,Slightly difficult,Not difficult,Slightly difficult,1,1,Slightly difficult,Not difficult,Not difficult,0,3,Slightly difficult,Slightly difficult,Difficult,0,10,Not difficult,Difficult,Slightly difficult,2,8,Not difficult,Not difficult,Slightly difficult,0,9,Slightly difficult,Not difficult,Not difficult,2,2,Slightly important,Very important,Very important,Important,Very important,Slightly important,Not important,Slightly important,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,No obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,Public placement office, -44,No,-44,-44,-44,-44,No,-44,-44,No,Other,Yes,Moderate obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Yes,0,100, -44,0,No,-44,No,70,0,0,0,30,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Application procedures for loans or line of credit are compl,2440000,3240000,1393200,930000,146000,194400,282000,84000,13000,12000,17000,0,0,506000,574000,778000,745000,934000,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,"Crime, theft and disorder",Corruption,Tax Rates,Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Administratie procedure is cumbersome, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,Truthful,Are taken directly from the establishment's records, 3341,1,The Bahamas,The Bahamas,Food,1,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,51,100,0,0,0,Predominantly men,No,No,20,Delegates decisions to other partners,4,1,All men,Male,Male,Male,2007,Yes,Yes,2007,6,No,-44,-44,No,-44,-44,No,-44,-44,Yes,29,No,Yes,2,3,0,-44,Yes,3,0,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,3,Yes,Yes,Yes,100,80,105,0,0, -44,10,65,25,4,Individuals,30,55,15,beer,85,Local,5,Decreased,Remained the same,More than 5,100,0,Do not know,-44, -44,-44, -44,-44,-44,-44,-44,10,90,Yes,2,No,No,No,Yes,Yes,No,Yes,Laboratory or research center, -44,Yes,No,No,No,No,No,-44,-44,-44,-44,Yes,No,Yes,Yes,No,No,Yes,No,No, -44,Important,Critical,Important,Critical,Important,Very Important,Important,Yes,60,Yes,40,No,-44,Yes,No,10000,-44,No,No,No,No,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,-44, -44,Strongly disagree,Strongly disagree,Tend to disagree,Strongly agree,No,-44,-44,-44,-44,-44,Yes,2,-44,Yes,10,-44,Yes,1,During working hours,Knife,Money,10000,Gang related,Yes,Yes,-44,Yes,1,Outside working hours,Baseball bat,Money,2000,Someone working alone,No,No,Loss was small,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,3,Outside working hours,Other,Other company property,3000,Someone working alone,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,35000,0,Yes,No,No,No,Yes,No,-44,-44,No,-44,-44,No,Yes,Yes,10,No,-44,-44,No,-44,-44,0,Yes,5,Yes,Yes,30,No,No,-44,-44,36,57,16,19,14,8,7,2,1,2,15,5,5,3,2,1,0,0,0,1,1,1,1,1,9,21,64000,19,57000,17,70000,1,42000,1,42000,1,47000,3,33000,3,33000,3,38000,3,8600,3,8000,3,10000,3,9700,3,9500,3,10800,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,24,8100,24,7900,25,8900,17,7900,18,7900,19,9000,New production methods, -44,University graduate,University graduate,University graduate,Post graduated,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Completed secondary,Completed secondary,Important,Slightly important,Critical,Very important,Very important,Very important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Important,Slightly important,Important,Important,Very important,Critical,Critical,Important,Important,Critical,Critical,Very important,Important,Critical,Not important,Slightly important,Important,Slightly important,Slightly important,Important,Important,Important,Critical,Critical,Very important,Very important,Important,Very important,Very important,Very important,Important,Critical,Important,Critical,Important,Critical,Very important,Critical,Very important,Critical,Important,Slightly important,Very important,Not important,Important,Important,Not important,Slightly important,Slightly important,Very important,Important,Important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Very important,Critical,Very important,Critical,Very important,Not important,Important,Important,Important,Not important,Not important,Not difficult,Difficult,Difficult,3,24,Difficult,Very difficult,Slightly difficult,0,11,Slightly difficult,Difficult,Very difficult,0,6,Slightly difficult,Not difficult,Slightly difficult,0,1,Slightly difficult,Slightly difficult,Slightly difficult,1,2,Not difficult,Difficult,Slightly difficult,0,5,Not difficult,Difficult,Slightly difficult,0,7,Not difficult,Not difficult,Not difficult,3,9,Not difficult,Not difficult,Not difficult,2,2,Very important,Important,Important,Important,Critical,Not important,Not important,Slightly important,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,Moderate obstacle,Major obstacle,No obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,Private placement office, -44,No,-44,-44,-44,-44,Yes,0,2,Yes,-44,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,7,No,50,24,6,0,20,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,4,4,Incompleteness of loan application,-44,2390000,2250000,1010000,880000,72000,28000,499000,252000,0,1000,1000,0,0,130000,556000,178000,856000,180000,No obstacle,No obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Yes,No,No,Yes,No,Practices of competitors in the informal sector,Customs and Trade Regulations,Electricity,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Too many strings attached, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Yes,No,Yes,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 33417,17,The Bahamas,The Bahamas,Non-metallic mineral products,30,No,-44,-44,-44,-44,Partnership (including limited liability companies), -44,50,100,0,0,0,Equally men and women,No,Yes,35,Makes major strategic and fiancial decisions,12,6,Predominantly men,Male,Male,Male,1997,Yes,Yes,1997,11,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,0,2,0,-44,No,-44,-44,-44,-44,Yes,2,5,0,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,100,100,135,0,0, -44,0,60,40,4,Others,25,65,10,marble/granite stonework,85,National,5,Increased,Increased,More than 5,100,0,Not provided,-44, -44,-44, -44,-44,-44,-44,-44,5,95,Yes,2,Yes,No,No,No,Yes,No,Yes,Other company of the sector, -44,No,No,Yes,Yes,Yes,No,-44,-44,-44,-44,Yes,Yes,Yes,No,No,Yes,Yes,No,No, -44,Important,Critical,Important,Important,Critical,Very Important,Very Important,Yes,35,Yes,65,No,-44,Yes,No,20000,-44,No,Yes,No,No,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,No obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,-44, -44,Tend to disagree,Tend to agree,Tend to disagree,Tend to disagree,Yes,No,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,45000,0,Yes,No,No,Yes,No,No,-44,-44,No,-44,-44,No,Yes,Yes,5,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,0,2,5,58,16,20,14,8,1,2,1,6,0,0,0,0,0,0,0,0,0,0,0,0,0,0,7,16,66000,16,65000,17,77000,1,39000,1,40000,1,43000,2,39000,2,40000,2,43000,2,8500,2,8000,2,10000,2,8800,2,8600,2,10400,1,7603.2,1,6800,1,8500,0,-77,0,-77,0,-77,20,11000,20,11100,20,12500,14,7800,14,7700,13,9200,-44, -44,University graduate,Post graduated,Post graduated,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete secondary,Completed secondary,Started but did not complete secondary,Important,Slightly important,Critical,Important,Important,Important,Important,Slightly important,Very important,Important,Slightly important,Important,Slightly important,Important,Important,Very important,Very important,Critical,Important,Slightly important,Very important,Critical,Slightly important,Important,Critical,Slightly important,Slightly important,Important,Slightly important,Slightly important,Critical,Important,Important,Critical,Critical,Important,Very important,Important,Very important,Important,Slightly important,Important,Very important,Important,Critical,Important,Critical,Very important,Very important,Critical,Critical,Slightly important,Slightly important,Important,Not important,Very important,Slightly important,Not important,Important,Slightly important,Very important,Very important,Slightly important,Slightly important,Very important,Slightly important,Not important,Slightly important,Important,Important,Critical,Critical,Critical,Critical,Slightly important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Not difficult,Very difficult,Slightly difficult,2,8,Not difficult,Very difficult,Difficult,1,5,Not difficult,Difficult,Slightly difficult,1,3,Slightly difficult,Slightly difficult,Slightly difficult,1,1,Slightly difficult,Slightly difficult,Not difficult,0,5,Slightly difficult,Difficult,Slightly difficult,0,10,Not difficult,Difficult,Difficult,0,3,Not difficult,Not difficult,Slightly difficult,2,2,Not difficult,Not difficult,Slightly difficult,2,2,Very important,Very important,Important,Important,Very important,Not important,Not important,Slightly important,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Public announcement/advertisement, -44,No,-44,-44,-44,-44,Yes,5,2,Yes,-44,Yes,Major obstacle,Moderate obstacle,No obstacle,Major obstacle,Moderate obstacle,Minor obstacle,No,0,100, -44,0,Yes,8,No,45,28,7,0,20,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Collateral requirements for loans or line of credit are unat,6590000,6820000,3150000,880000,191000,630000,567000,227000,23000,40000,28000,0,0,589000,1124000,818000,1605000,1088000,Major obstacle,Very severe obstacle,Major obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,No obstacle,Moderate obstacle,No obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Moderate obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,Electricity,Macroeconomic environment,Transportation,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Too many strings attached, -44,-44,-44, -44,-44, -44,No,-44,-44,Yes,No,Yes,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 33414,14,The Bahamas,The Bahamas,Garments,24,No,-44,-44,-44,-44,Sole proprietorship, -44,100,0,100,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly women,Female,Female,Female,1999,No,Yes,1999,14,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,1,1,-44,Yes,1,0,0,-44,Yes,5,0,1,-44,Yes,0,6,2,-44,No,-44,Yes,No,Yes,100,70,85,0,0, -44,10,60,30,0,Government or government agencies (including state-owned ent,25,55,20,clothing retail,85,National,10,Increased,Remained the same,More than 5,100,0,Not provided,-44, -44,-44, -44,-44,-44,-44,-44,100,0,-44,-44,No,No,No,No,Yes,No,Yes,Client, -44,No,No,Yes,Yes,Yes,No,-44,-44,-44,-44,Yes,Yes,Yes,No,Yes,Yes,No,Yes,No, -44,Important,Very Important,Very Important,Very Important,Very Important,Very Important,Important,Yes,75,Yes,25,No,-44,No,No,0,-44,No,Yes,No,No,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,Major obstacle,Major obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,-44, -44,Strongly disagree,Tend to disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,14,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,0,2,2,60,15,21,15,9,1,0,0,2,3,2,1,0,0,0,0,0,0,1,1,1,0,0,8,17,66000,17,61000,17,74000,1,31000,1,31000,1,34000,2,35000,2,33000,2,40000,2,8300,2,7000,2,9000,3,9000,3,8000,3,10100,1,8371.200000000001,1,7700,1,9000,0,-77,0,-77,0,-77,22,8000,22,7900,22,9300,15,8400,15,7800,15,10000,-44, -44,University graduate,University graduate,Post graduated,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed secondary,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Completed secondary,Completed primary school,Important,Slightly important,Very important,Very important,Important,Very important,Slightly important,Slightly important,Important,Important,Important,Important,Slightly important,Slightly important,Very important,Critical,Very important,Critical,Important,Very important,Critical,Critical,Important,Slightly important,Critical,Slightly important,Important,Important,Not important,Not important,Very important,Important,Important,Very important,Critical,Very important,Very important,Very important,Important,Important,Important,Important,Critical,Slightly important,Critical,Very important,Critical,Critical,Critical,Critical,Critical,Slightly important,Slightly important,Very important,Not important,Important,Very important,Slightly important,Slightly important,Slightly important,Very important,Important,Important,Important,Important,Not important,Slightly important,Slightly important,Very important,Very important,Critical,Very important,Critical,Very important,Not important,Slightly important,Important,Important,Slightly important,Slightly important,Slightly difficult,Very difficult,Slightly difficult,2,14,Difficult,Very difficult,Difficult,0,13,Not difficult,Slightly difficult,Slightly difficult,0,4,Not difficult,Not difficult,Not difficult,0,1,Slightly difficult,Slightly difficult,Slightly difficult,0,4,Slightly difficult,Difficult,Slightly difficult,0,7,Not difficult,Slightly difficult,Difficult,0,5,Not difficult,Slightly difficult,Slightly difficult,3,8,Not difficult,Not difficult,Not difficult,2,2,Important,Important,Very important,Not important,Very important,Not important,Slightly important,Not important,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,No obstacle,Minor obstacle,Public placement office, -44,Yes to hire,Yes,7,No,-44,Yes,2,2,Yes,-44,Yes,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,No,0,100, -44,0,No,-44,No,50,24,6,0,20,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,Yes,Line of credit,2010,150000,9,42,Other,Yes,No,No,No,No,No, -44,100,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,690000,720000,309600,450000,13000,3000,15000,25000,0,0,0,0,0,392000,369000,545000,535000,1019000,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,Political environment,Labor Regulations,Access to land for expansion / relocation,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed, -44,-44,-44, -44,-44, -44,Yes,No,No,Yes,No,Yes,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Somewhat truthful,Are taken directly from the establishment's records, 33440,40,The Bahamas,The Bahamas,Food,93,Yes,2,Headquarters with production and/or sales at this location,No,2,Shareholding company with non-traded shares or shares traded, -44,80,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Male,Female,Male,1969,No,Yes,1969,37,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,8,3,1,-44,Yes,1,0,0,-44,Yes,2,0,0,-44,No,-44,-44,-44,-44,Yes,4,No,Yes,No,100,70,60,0,0, -44,10,50,40,0,Large private firms (more than 100 employees),35,45,20,bread,60,National,10,Increased,Increased,More than 5,100,0,Do not know,-44, -44,-44, -44,-44,-44,-44,-44,65,35,Yes,2,Yes,No,No,No,Yes,No,Yes,Other company of the sector, -44,Yes,Yes,No,Yes,Yes,No,-44,-44,-44,-44,Yes,Yes,No,No,Yes,Yes,Yes,No,No, -44,Slightly important,Important,Important,Very Important,Critical,Very Important,Very Important,Yes,30,Yes,70,No,-44,No,No,10000,-44,Yes,No,No,No,Moderate obstacle,Major obstacle,Major obstacle,No obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,-44, -44,Tend to disagree,Strongly disagree,Tend to disagree,Strongly agree,No,-44,-44,-44,-44,-44,Yes,2,-44,Yes,1,-44,Yes,1,Outside working hours,Firearm/gun,Goods or stock,30000,Gang related,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,2,During working hours,Firearm/gun,Goods or stock,10000,Other,Yes,Yes,-44,Yes,2,During working hours,Knife,Money,2000,Gang related,No,No,Fear of reprisals,Yes,4,During working hours,Knife,Goods or stock,700,Someone working alone,No,No,Fear of negative publicity,Yes,1,During working hours,Firearm/gun,Money,4000,Gang related,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,Yes,No,-44,-44,No,-44,-44,No,Yes,Yes,5,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,0,2,3,63,17,22,15,9,16,7,6,2,12,5,4,2,1,3,1,1,0,1,1,1,3,1,8,22,55000,20,49000,20,61000,1,36000,1,35000,1,40000,3,36000,3,36000,3,42000,3,8200,3,8000,3,9000,3,7800,3,7800,3,9200,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,26,11000,26,10700,28,11900,17,8300,16,7900,16,9900,New products require new skills, -44,University graduate,University graduate,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Completed secondary,Completed secondary,Important,Slightly important,Critical,Important,Important,Important,Slightly important,Slightly important,Important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Very important,Very important,Very important,Important,Important,Critical,Critical,Important,Slightly important,Critical,Slightly important,Very important,Very important,Not important,Important,Important,Important,Slightly important,Critical,Critical,Very important,Very important,Important,Slightly important,Slightly important,Important,Important,Critical,Important,Critical,Important,Critical,Very important,Critical,Very important,Critical,Slightly important,Not important,Important,Not important,Important,Important,Important,Slightly important,Important,Important,Important,Important,Important,Very important,Not important,Slightly important,Slightly important,Important,Important,Critical,Very important,Critical,Critical,Not important,Not important,Very important,Very important,Important,Slightly important,Not difficult,Very difficult,Difficult,3,20,Slightly difficult,Very difficult,Very difficult,1,4,Slightly difficult,Slightly difficult,Difficult,1,9,Slightly difficult,Slightly difficult,Slightly difficult,0,1,Slightly difficult,Slightly difficult,Not difficult,1,10,Not difficult,Difficult,Slightly difficult,0,8,Slightly difficult,Difficult,Slightly difficult,0,2,Not difficult,Not difficult,Slightly difficult,3,9,Not difficult,Not difficult,Not difficult,2,2,Important,Important,Very important,Not important,Important,Not important,Not important,Not important,Major obstacle,Major obstacle,No obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,Major obstacle,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,Private placement office, -44,No,-44,-44,-44,-44,Yes,4,2,No,The benefits of training are small than the costs,Yes,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,No obstacle,Yes,0,100, -44,0,Yes,7,No,40,32,8,0,20,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Other,2400000,2450000,1053500,630000,147000,38000,302000,4000,2000,2000,2000,0,0,628000,321000,848000,428000,2408000,Major obstacle,Major obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,Major obstacle,Minor obstacle,No obstacle,No obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Access to finance,Customs and Trade Regulations,Electricity,Moderate obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Too expensive, -44,-44,-44, -44,-44, -44,Yes,No,No,Yes,No,No,Yes,No,No,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,Yes,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 33411,11,The Bahamas,The Bahamas,Food,19,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Male,Male,Male,1972,No,Yes,1972,40,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,0,3,1,-44,No,-44,-44,-44,-44,Yes,2,2,0,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,95,90,65,5,0, -44,35,40,25,15,Medium private firms (20-100 employees),10,45,45,plant sales,70,National,10,Decreased,Remained the same,More than 5,100,0,Do not know,-44, -44,-44, -44,-44,-44,-44,-44,100,0,-44,-44,No,No,No,No,Yes,No,Yes,University, -44,No,No,Yes,Yes,No,No,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,Important,Very Important,Important,Important,Important,Very Important,Important,Yes,50,Yes,50,No,-44,No,No,20000,-44,No,No,No,No,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to disagree,Strongly disagree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,20,No,-44,-44,Yes,0,0,-44,No,-44,-44,Yes,5,Yes,Yes,30,2,10,63,17,22,15,9,1,1,1,3,10,4,3,2,1,0,0,0,0,1,1,1,2,1,9,21,44000,19,44000,19,51000,1,29000,1,28000,1,33000,3,30000,4,28000,3,35000,3,9200,3,9000,3,10000,3,7800,3,7600,3,8800,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,25,9500,23,9200,23,11100,17,8100,18,8200,17,9000,Increase demand for higher quality product, -44,University graduate,Post graduated,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Completed secondary,Started but did not complete secondary,Very important,Slightly important,Critical,Very important,Very important,Important,Important,Important,Slightly important,Very important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Critical,Very important,Critical,Important,Important,Very important,Critical,Very important,Slightly important,Critical,Slightly important,Very important,Important,Slightly important,Slightly important,Important,Important,Very important,Critical,Critical,Important,Very important,Important,Important,Important,Important,Important,Critical,Important,Critical,Important,Very important,Very important,Very important,Critical,Critical,Slightly important,Not important,Slightly important,Slightly important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Important,Important,Important,Important,Not important,Not important,Slightly important,Slightly important,Very important,Critical,Critical,Critical,Critical,Not important,Not important,Important,Slightly important,Slightly important,Not important,Slightly difficult,Almost impossible,Very difficult,3,19,Slightly difficult,Very difficult,Difficult,1,9,Not difficult,Difficult,Difficult,1,4,Not difficult,Slightly difficult,Slightly difficult,1,1,Slightly difficult,Slightly difficult,Slightly difficult,0,6,Slightly difficult,Slightly difficult,Slightly difficult,1,7,Slightly difficult,Slightly difficult,Difficult,1,10,Not difficult,Not difficult,Slightly difficult,3,2,Slightly difficult,Slightly difficult,Not difficult,2,1,Very important,Very important,Important,Important,Important,Slightly important,Not important,Slightly important,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,No obstacle,Minor obstacle,No obstacle,Minor obstacle,Public placement office, -44,No,-44,-44,-44,-44,Yes,4,2,Yes,-44,Yes,Moderate obstacle,Very severe obstacle,Minor obstacle,Major obstacle,Minor obstacle,No obstacle,Yes,0,100, -44,0,Yes,7,Yes,50,16,4,0,30,0,0,0,0,0,0,0,0, -44,50,25,0,25,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Line of credit,2011,500000,7,18,Private commercial banks,Yes,No,No,No,No,No, -44,150,Yes,2,1,Problems with credit history/report,-44,2210000,1830000,880000,880000,70000,16000,76000,126000,0,1000,1000,0,110000,816000,773000,1060000,1017000,1208000,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Access to finance,Tax administration,Moderate obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Administratie procedure is cumbersome, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Truthful,Are taken directly from the establishment's records, 334101,101,The Bahamas,The Bahamas,Construction,488,Yes,3,Establishment physically separated from HQ and other establi,Yes,-44,Shareholding company with non-traded shares or shares traded, -44,25,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Male,Female,Female,1956,No,Yes,1956,42,No,-44,-44,No,-44,-44,Yes,7,No,Yes,49,No,Yes,3,3,1,-44,No,-44,-44,-44,-44,Yes,9,0,1,-44,No,-44,-44,-44,-44,Yes,0,Yes,Yes,Yes,0,-44,-44,100,0, -44,5,60,35,15,Small private firms (less than 20 employees),0,40,60,construction,100,National,20,Decreased,Remained the same,2-5,100,0,Do not know,-44, -44,-44, -44,-44,-44,-44,-44,65,35,Yes,6,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Major obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to agree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,-44,6000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,20000,1000,Yes,No,No,Yes,No,No,-44,-44,No,-44,-44,No,Yes,Yes,5,No,-44,-44,Yes,0,-44,0,No,-44,-44,Yes,85,No,Yes,15,2,5,64,17,22,16,9,1,2,1,3,0,0,0,0,0,0,0,0,0,0,0,0,0,0,8,17,56000,17,56000,17,62000,1,28000,2,27000,1,31000,2,36000,3,35000,2,39000,2,8500,2,8000,2,10000,3,8500,3,7700,3,9800,1,9523.200000000001,1,9200,1,10500,22,7400,21,7100,22,8200,0,-77,0,-77,0,-77,16,7800,17,7300,18,8400,Increase/decreased demand for goods, -44,University graduate,Completed secondary,Post graduated,University graduate,Completed secondary,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed secondary,Important,Important,Critical,Very important,Very important,Important,Slightly important,Very important,Very important,Important,Slightly important,Important,Slightly important,Slightly important,Important,Critical,Very important,Critical,Important,Important,Very important,Critical,Very important,Important,Very important,Slightly important,Very important,Very important,Not important,Not important,Important,Important,Important,Very important,Critical,Important,Very important,Important,Very important,Important,Slightly important,Important,Critical,Important,Critical,Slightly important,Very important,Critical,Critical,Very important,Very important,Slightly important,Not important,Important,Slightly important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Important,Slightly important,Slightly important,Important,Not important,Slightly important,Not important,Slightly important,Important,Critical,Critical,Critical,Very important,Not important,Slightly important,Slightly important,Important,Not important,Slightly important,Difficult,Very difficult,Difficult,2,14,Not difficult,Very difficult,Difficult,1,14,Slightly difficult,Slightly difficult,Difficult,0,10,Slightly difficult,Slightly difficult,Slightly difficult,1,2,Slightly difficult,Difficult,Slightly difficult,1,9,Slightly difficult,Difficult,Difficult,1,5,Not difficult,Slightly difficult,Slightly difficult,3,2,Not difficult,Slightly difficult,Slightly difficult,1,7,Not difficult,Not difficult,Not difficult,2,2,Important,Very important,Very important,Slightly important,Very important,Slightly important,Not important,Not important,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Public placement office, -44,No,-44,-44,-44,-44,No,-44,-44,No,Other,Yes,Very severe obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Yes,0,100, -44,0,Yes,11,Yes,50,8,2,0,40,0,0,0,0,0,0,0,0, -44,50,25,0,25,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Line of credit,2011,180000,12,12,Private commercial banks,Yes,Yes,No,No,No,No, -44,150,Yes,2,1,Problems with credit history/report,-44,20350000,17930000,8427100,2520000,771000,896500,30000,430500,47000,86000,34000,1972000,0,3224000,2690000,5200000,4483000,14508000,Minor obstacle,No obstacle,No obstacle,Major obstacle,No,Yes,No,No,No,Yes,Yes,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,Very severe obstacle,Moderate obstacle,No obstacle,Minor obstacle,No obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Access to finance,Cost of finance,Inadequately educated workforce,No obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Already used this type of assistance in the past and wasn't, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are taken directly from the establishment's records, 33488,88,The Bahamas,The Bahamas,Retail,403,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Male,Male,Male,2000,Yes,Yes,2000,11,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,5,0,-44,No,-44,-44,-44,-44,Yes,4,0,0,-44,Yes,2,6,1,-44,Yes,13,Yes,Yes,Yes,0,-44,-44,100,0, -44,25,70,5,4,Others,30,45,25,groceries,95,Local,10,Increased,Increased,More than 5,100,0,Not provided,-44, -44,-44, -44,-44,-44,-44,-44,45,55,Yes,18,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Major obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,-44, -44,Tend to disagree,Strongly disagree,Strongly disagree,Tend to agree,Yes,No,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,No,25000,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,No,25,No,-44,-44,No,-44,0,-44,Yes,5,Yes,No,-44,-44,Yes,20,2,8,65,18,22,16,9,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,8,18,48000,16,48000,15,52000,1,41000,2,40000,1,48000,2,40000,2,40000,2,47000,2,9200,2,9000,2,10000,3,9900,3,9500,3,11800,1,9523.200000000001,1,9200,1,10600,22,8800,23,8200,21,10100,0,-77,0,-77,0,-77,16,7800,17,7200,16,8800,New production methods, -44,University graduate,University graduate,University graduate,University graduate,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed primary school,Slightly important,Important,Very important,Important,Important,Important,Slightly important,Important,Important,Very important,Important,Slightly important,Slightly important,Not important,Very important,Very important,Very important,Critical,Important,Slightly important,Very important,Very important,Important,Important,Critical,Slightly important,Slightly important,Slightly important,Slightly important,Not important,Important,Important,Important,Critical,Very important,Important,Very important,Important,Slightly important,Very important,Important,Very important,Very important,Slightly important,Very important,Slightly important,Critical,Critical,Very important,Very important,Critical,Slightly important,Not important,Important,Not important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Important,Not important,Slightly important,Slightly important,Important,Important,Critical,Critical,Very important,Very important,Slightly important,Slightly important,Important,Important,Slightly important,Slightly important,Not difficult,Very difficult,Slightly difficult,2,15,Not difficult,Very difficult,Slightly difficult,1,8,Slightly difficult,Slightly difficult,Slightly difficult,0,10,Slightly difficult,Slightly difficult,Not difficult,1,1,Slightly difficult,Not difficult,Slightly difficult,0,3,Slightly difficult,Difficult,Difficult,1,8,Not difficult,Difficult,Slightly difficult,3,10,Not difficult,Slightly difficult,Slightly difficult,0,5,Not difficult,Not difficult,Not difficult,2,1,Important,Slightly important,Not important,Important,Critical,Not important,Not important,Not important,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,No obstacle,No obstacle,Private placement office, -44,No,-44,-44,-44,-44,Yes,0,2,No,The benefits of training are small than the costs,Yes,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,Yes,100,0, -44,0,Yes,5,Yes,70,0,0,0,30,0,0,0,0,0,0,0,0, -44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Interest rates are not favorable,1350000,1910000,897700,880000,65000,76400,76000,19000,4000,2000,3000,115000,0,332000,290000,420000,439000,874000,Minor obstacle,Minor obstacle,No obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Labor Regulations,Telecommunications,Moderate obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Too many strings attached, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 33457,57,The Bahamas,The Bahamas,Hotel and restaurants,168,Yes,2,Establishment physically separated from HQ and other establi,No,2,Shareholding company with non-traded shares or shares traded, -44,100,0,100,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Male,Female,Female,1998,Yes,Yes,1998,32,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,3,1,-44,Yes,1,0,0,-44,No,-44,-44,-44,-44,Yes,1,7,1,-44,Yes,3,Yes,Yes,Yes,0,-44,-44,100,0, -44,15,45,40,5,Small private firms (less than 20 employees),5,55,40,accomodation,90,Local,10,Decreased,Decreased,2-5,100,0,Do not know,-44, -44,-44, -44,-44,-44,-44,-44,50,50,No,-44,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,-44, -44,Tend to agree,Tend to agree,Tend to disagree,Strongly agree,No,-44,-44,-44,-44,-44,Yes,-44,140000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,8000,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,Yes,2,No,No,-44,0,-44,No,-44,-44,Yes,45,No,No,-44,-44,70,68,18,23,17,10,0,0,13,1,12,4,4,3,1,0,0,2,0,1,1,1,2,1,7,22,54000,22,55000,21,61000,2,30000,2,30000,2,35000,3,31000,4,29000,3,36000,3,8600,3,9000,3,9000,3,9100,3,9000,3,9800,0,-77,0,-77,0,-77,27,9200,26,8300,25,10300,0,-77,0,-77,0,-77,20,8200,20,8300,18,9700,-44, -44,University graduate,University graduate,University graduate,Post graduated,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Very important,Slightly important,Critical,Very important,Important,Important,Important,Important,Important,Important,Important,Important,Slightly important,Slightly important,Important,Critical,Critical,Critical,Important,Important,Very important,Critical,Important,Important,Critical,Not important,Slightly important,Very important,Not important,Not important,Important,Slightly important,Critical,Critical,Critical,Important,Very important,Important,Important,Important,Very important,Important,Very important,Not important,Critical,Slightly important,Critical,Very important,Critical,Very important,Critical,Not important,Not important,Important,Not important,Important,Slightly important,Slightly important,Not important,Not important,Important,Important,Important,Slightly important,Important,Not important,Slightly important,Not important,Very important,Very important,Critical,Critical,Critical,Very important,Not important,Not important,Important,Important,Slightly important,Not important,Slightly difficult,Very difficult,Difficult,3,21,Slightly difficult,Almost impossible,Difficult,1,6,Not difficult,Difficult,Slightly difficult,1,3,Not difficult,Slightly difficult,Not difficult,1,3,Slightly difficult,Slightly difficult,Slightly difficult,0,4,Not difficult,Difficult,Difficult,0,5,Not difficult,Slightly difficult,Slightly difficult,3,9,Not difficult,Not difficult,Not difficult,0,9,Slightly difficult,Not difficult,Slightly difficult,2,2,Important,Very important,Important,Important,Important,Slightly important,Slightly important,Slightly important,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Private placement office, -44,No,-44,-44,-44,-44,No,-44,-44,No,The benefits of training are small than the costs,Yes,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,No obstacle,Yes,0,100, -44,0,No,-44,Yes,60,0,0,0,40,0,0,0,0,0,0,0,0, -44,75,25,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Loan,2011,40000,-44,72,Private commercial banks,Yes,Yes,No,No,Yes,No, -44,125,Yes,4,3,Incompleteness of loan application,-44,6760000,6330000,2785200,1640000,228000,189900,630000,139500,28000,27000,22000,0,380000,1000000,1185000,1266000,1646000,2127000,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Customs and Trade Regulations,Tax administration,Transportation,No obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Already used this type of assistance in the past and wasn't, -44,-44,-44, -44,-44, -44,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Somewhat truthful,Are taken directly from the establishment's records, 33458,58,The Bahamas,The Bahamas,Transport,173,Yes,4,Establishment physically separated from HQ and other establi,Yes,-44,Shareholding company with non-traded shares or shares traded, -44,70,0,100,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Male,Female,Female,2001,Yes,Yes,2001,16,No,-44,-44,Yes,17,No,No,-44,-44,No,-44,-44,Yes,0,1,2,-44,No,-44,-44,-44,-44,Yes,2,5,0,-44,No,-44,-44,-44,-44,Yes,17,Yes,Yes,Yes,0,-44,-44,100,0, -44,30,45,25,2,Your parent company or affiliated establishments,30,55,15,shipping services,100,National,10,Remained the same,Increased,More than 5,100,0,Not provided,-44, -44,-44, -44,-44,-44,-44,-44,70,30,Yes,15,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,No obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,-44, -44,Tend to agree,Tend to agree,Tend to disagree,Tend to agree,Yes,No,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,No,0,0,Yes,No,No,Yes,No,No,-44,-44,No,-44,-44,No,Yes,No,3,No,-44,-44,No,-44,.5,-44,No,-44,-44,No,-44,-44,No,-44,-44,53,68,18,23,17,10,11,16,11,2,0,0,0,0,0,0,0,0,0,0,0,0,0,0,9,18,53000,19,53000,20,58000,1,32000,2,31000,1,37000,3,32000,3,31000,3,34000,3,9800,3,10000,3,11000,3,9100,3,8300,3,10100,0,-77,0,-77,0,-77,23,8000,25,8100,26,9200,0,-77,0,-77,0,-77,17,8000,28,7700,17,9000,Economic upturn/downturn, -44,University graduate,Post graduated,University graduate,University graduate,Completed secondary,Started but did not complete college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Completed secondary,-44,-44,Completed secondary,Completed secondary,Very important,Slightly important,Critical,Very important,Very important,Important,Slightly important,Important,Important,Very important,Important,Important,Important,Slightly important,Important,Very important,Very important,Very important,Important,Important,Critical,Very important,Slightly important,Important,Critical,Important,Important,Slightly important,Slightly important,Important,Important,Slightly important,Important,Critical,Critical,Important,Important,Important,Important,Important,Very important,Important,Critical,Slightly important,Critical,Slightly important,Very important,Critical,Critical,Very important,Critical,Not important,Slightly important,Very important,Slightly important,Very important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Slightly important,Not important,Slightly important,Slightly important,Important,Very important,Critical,Critical,Critical,Not important,Not important,Very important,Important,Not important,Slightly important,Slightly difficult,Very difficult,Difficult,2,8,Slightly difficult,Very difficult,Difficult,1,13,Slightly difficult,Difficult,Difficult,0,9,Not difficult,Slightly difficult,Slightly difficult,0,3,Slightly difficult,Slightly difficult,Slightly difficult,0,6,Not difficult,Slightly difficult,Difficult,1,3,Not difficult,Slightly difficult,Slightly difficult,3,6,Slightly difficult,Not difficult,Not difficult,0,3,Not difficult,Not difficult,Not difficult,2,2,Very important,Very important,Very important,Slightly important,Very important,Slightly important,Not important,Not important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Major obstacle,Minor obstacle,Major obstacle,No obstacle,No obstacle,Public announcement/advertisement, -44,No,-44,-44,-44,-44,Yes,4,2,No,The benefits of training are small than the costs,Yes,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,Minor obstacle,Yes,0,100, -44,0,No,-44,No,76,0,0,0,24,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,4,4,Problems with credit history/report,-44,4420000,4670000,2241600,1727900,205000,233500,0,117000,13000,20000,19000,0,0,762000,1314000,1121000,1775000,2758000,Moderate obstacle,No obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Yes,Yes,No,No,No,Inadequately educated workforce,"Crime, theft and disorder",Practices of competitors in the informal sector,Moderate obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Already used this type of assistance in the past and wasn't, -44,-44,-44, -44,-44, -44,No,-44,-44,Yes,No,Yes,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Truthful,Are estimates computed with some precision, 33456,56,The Bahamas,The Bahamas,Construction,148,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,51,100,0,0,0,Predominantly men,No,Yes,20,Makes decisions in consultation with other partners,5,2,Predominantly men,Male,Male,Male,1996,No,Yes,1996,42,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,2,1,-44,No,-44,-44,-44,-44,Yes,1,0,1,-44,No,-44,-44,-44,-44,Yes,2,Yes,No,Yes,0,-44,-44,100,0, -44,0,50,50,0,Your parent company or affiliated establishments,15,70,15,construction,100,National,20,Decreased,Increased,2-5,100,0,Do not know,-44, -44,-44, -44,-44,-44,-44,-44,70,30,Yes,2,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,-44, -44,Strongly disagree,Strongly disagree,Tend to agree,Tend to disagree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,No,-44,-44,No,-44,0,-44,Yes,0,Yes,No,-44,-44,No,-44,-44,12,69,18,24,17,10,1,1,1,1,30,9,10,7,4,0,0,0,0,2,1,1,3,1,8,27,73000,24,65000,25,79000,2,42000,2,39000,2,50000,4,36000,4,36000,4,39000,4,10000,4,9000,4,12000,4,9100,4,8900,4,9900,0,-77,0,-77,0,-77,34,8800,32,8600,34,9700,0,-77,0,-77,0,-77,24,8200,26,7600,24,9700,Increase demand for higher quality product, -44,University graduate,University graduate,Post graduated,University graduate,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Not applicable,Not applicable,Completed college/vocational training,Completed secondary,-44,-44,Completed secondary,Completed primary school,Important,Important,Very important,Very important,Important,Important,Important,Important,Very important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Very important,Critical,Critical,Very important,Important,Slightly important,Critical,Critical,Important,Very important,Critical,Slightly important,Slightly important,Slightly important,Not important,Not important,Important,Important,Important,Critical,Critical,Important,Very important,Slightly important,Important,Very important,Important,Very important,Very important,Important,Critical,Important,Very important,Critical,Very important,Very important,Very important,Not important,Not important,Important,Not important,Very important,Important,Important,Slightly important,Important,Important,Important,Important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Important,Critical,Critical,Critical,Very important,Slightly important,Slightly important,Important,Very important,Not important,Not important,Not difficult,Very difficult,Difficult,3,9,Slightly difficult,Very difficult,Difficult,0,10,Slightly difficult,Difficult,Slightly difficult,0,6,Slightly difficult,Difficult,Slightly difficult,1,3,Slightly difficult,Slightly difficult,Slightly difficult,1,4,Slightly difficult,Difficult,Difficult,1,4,Not difficult,Difficult,Difficult,4,8,Slightly difficult,Not difficult,Difficult,0,7,Not difficult,Not difficult,Not difficult,3,2,Slightly important,Very important,Slightly important,Not important,Very important,Not important,Not important,Slightly important,Moderate obstacle,No obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,Public placement office, -44,No,-44,-44,-44,-44,No,-44,-44,No,Other,Yes,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No,0,100, -44,0,Yes,7,Yes,95,0,0,0,5,0,0,0,0,0,0,0,0, -44,50,50,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Loan,2011,20000,8,96,Private commercial banks,Yes,Yes,Yes,No,No,No, -44,175,Yes,3,2,Incompleteness of loan application,-44,1080000,1040000,447200,490000,37000,52000,4000,5000,1000,1000,1000,62000,0,194000,203000,281000,270000,632000,Very severe obstacle,Major obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Telecommunications,Corruption,Electricity,Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Administratie procedure is cumbersome, -44,-44,-44, -44,-44, -44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 334104,104,The Bahamas,The Bahamas,Construction,498,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,51,51,49,0,0,Predominantly men,No,Yes,20,Delegates decisions to other partners,3,4,Predominantly women,Female,Female,Male,2006,No,Yes,2006,31,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,5,0,-44,No,-44,-44,-44,-44,Yes,3,4,0,-44,No,-44,-44,-44,-44,Yes,0,Yes,Yes,Yes,0,-44,-44,100,0, -44,0,50,50,0,Large private firms (more than 100 employees),15,70,15,houses,100,Local,10,Remained the same,Decreased,2-5,100,0,Not provided,-44, -44,-44, -44,-44,-44,-44,-44,65,35,Yes,12,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to agree,Strongly disagree,Tend to agree,Yes,No,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,5,No,-44,-44,No,-44,0,-44,No,-44,-44,Yes,175,No,Yes,0,2,30,73,20,25,18,10,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,11,20,46000,20,42000,18,51000,1,36000,1,36000,1,43000,3,40000,3,39000,3,48000,3,9100,3,9000,3,11000,3,9500,3,8600,3,10700,0,-77,0,-77,0,-77,25,8900,28,8100,30,10200,0,-77,0,-77,0,-77,18,7800,20,7500,19,8500,Increase/decreased demand for goods, -44,University graduate,Post graduated,Post graduated,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Important,Slightly important,Critical,Critical,Important,Very important,Slightly important,Slightly important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Critical,Very important,Critical,Slightly important,Important,Very important,Very important,Slightly important,Important,Critical,Slightly important,Slightly important,Important,Not important,Not important,Slightly important,Important,Critical,Critical,Critical,Important,Very important,Important,Important,Very important,Important,Important,Very important,Important,Critical,Important,Very important,Very important,Very important,Critical,Critical,Slightly important,Not important,Very important,Not important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Important,Slightly important,Important,Important,Not important,Slightly important,Slightly important,Very important,Very important,Very important,Critical,Critical,Critical,Slightly important,Important,Important,Important,Slightly important,Slightly important,Difficult,Very difficult,Difficult,2,13,Slightly difficult,Very difficult,Difficult,1,9,Slightly difficult,Slightly difficult,Slightly difficult,1,6,Not difficult,Slightly difficult,Not difficult,0,2,Slightly difficult,Slightly difficult,Not difficult,1,8,Slightly difficult,Difficult,Difficult,0,6,Not difficult,Difficult,Slightly difficult,3,5,Not difficult,Slightly difficult,Slightly difficult,0,8,Not difficult,Not difficult,Not difficult,2,2,Very important,Very important,Very important,Slightly important,Critical,Not important,Not important,Slightly important,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,Private placement office, -44,No,-44,-44,-44,-44,Yes,5,1,Yes,-44,Yes,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,Yes,0,100, -44,0,Yes,13,No,95,0,0,0,5,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,4,4,Insufficient profitability,-44,1850000,1550000,651000,790000,40000,77500,19000,42000,8000,3000,7000,0,0,282000,362000,403000,496000,459000,No obstacle,No obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,No obstacle,Moderate obstacle,No obstacle,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Cost of finance,Inadequately educated workforce,Access to land for expansion / relocation,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 33491,91,The Bahamas,The Bahamas,Hotel and restaurants,426,Yes,2,Headquarters with no production/no sales at this location,No,2,Sole proprietorship, -44,100,0,100,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Male,Female,Male,1955,No,Yes,1955,38,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,2,0,-44,No,-44,-44,-44,-44,Yes,2,2,0,-44,No,-44,-44,-44,-44,Yes,1,Yes,Yes,Yes,0,-44,-44,100,0, -44,25,45,30,3,Your parent company or affiliated establishments,20,55,25,accomodation,85,Local,5,Increased,Remained the same,More than 5,100,0,35,-44, -44,-44, -44,-44,-44,-44,-44,70,30,Yes,18,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,-44, -44,Tend to disagree,Tend to agree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,-44,85000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,0,9000,Yes,No,Yes,No,No,No,-44,-44,No,-44,-44,No,No,No,1,No,-44,-44,Yes,0,0,-44,Yes,14,Yes,No,-44,-44,Yes,0,2,8,74,20,25,18,11,0,0,11,2,0,0,0,0,0,0,0,0,0,0,0,0,0,0,9,20,60000,22,61000,24,65000,2,42000,3,37000,2,48000,3,37000,4,37000,4,41000,3,9900,3,10000,3,12000,3,7800,3,7900,3,8700,0,-77,0,-77,0,-77,25,9400,25,8400,24,11000,0,-77,0,-77,0,-77,18,8300,17,8000,17,9900,Increase/decreased demand for goods, -44,University graduate,University graduate,University graduate,University graduate,Completed secondary,Completed secondary,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed secondary,Not applicable,Not applicable,Completed secondary,Completed college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Very important,Slightly important,Critical,Very important,Important,Important,Slightly important,Important,Important,Slightly important,Slightly important,Important,Important,Slightly important,Very important,Very important,Very important,Very important,Important,Important,Very important,Critical,Important,Important,Critical,Slightly important,Slightly important,Important,Not important,Slightly important,Critical,Important,Important,Critical,Critical,Very important,Very important,Important,Slightly important,Important,Slightly important,Important,Very important,Important,Critical,Slightly important,Very important,Very important,Very important,Very important,Very important,Slightly important,Not important,Slightly important,Slightly important,Important,Important,Not important,Important,Not important,Important,Very important,Important,Important,Very important,Not important,Not important,Slightly important,Important,Very important,Very important,Critical,Critical,Critical,Important,Not important,Important,Very important,Not important,Not important,Not difficult,Very difficult,Difficult,2,25,Slightly difficult,Very difficult,Slightly difficult,1,9,Not difficult,Difficult,Difficult,0,10,Not difficult,Slightly difficult,Slightly difficult,0,3,Slightly difficult,Slightly difficult,Difficult,1,7,Not difficult,Slightly difficult,Difficult,0,5,Slightly difficult,Slightly difficult,Difficult,3,3,Slightly difficult,Not difficult,Slightly difficult,0,3,Not difficult,Slightly difficult,Not difficult,2,2,Important,Very important,Important,Important,Very important,Not important,Slightly important,Not important,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Public announcement/advertisement, -44,No,-44,-44,-44,-44,Yes,5,2,Yes,-44,Yes,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,No obstacle,No,0,100, -44,0,No,-44,No,0,76,19,0,5,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,Yes,Line of credit,2010,0,8,48,Other,Yes,No,No,Yes,No,No, -44,100,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,4290000,4570000,2010800,1200000,110000,228500,305000,23000,1000,1000,4000,0,0,634000,864000,960000,1417000,2150000,No obstacle,Minor obstacle,No obstacle,Major obstacle,No,Yes,Yes,No,No,No,No,No obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Cost of finance,Access to land for expansion / relocation,Moderate obstacle,Yes,Yes,No,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 334147,147,The Bahamas,The Bahamas,Hotel and restaurants,1009,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,72,0,100,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Male,Male,Female,2007,Yes,Yes,2007,29,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,2,0,-44,No,-44,-44,-44,-44,Yes,4,0,1,-44,No,-44,-44,-44,-44,Yes,5,Yes,Yes,Yes,0,-44,-44,100,0, -44,35,55,10,5,Medium private firms (20-100 employees),40,55,5,private residential community,100,National,10,Increased,Decreased,More than 5,100,0,100,-44, -44,-44, -44,-44,-44,-44,-44,35,65,Yes,19,No,No,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,Yes,No,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,-44, -44,Tend to agree,Tend to agree,Strongly disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,1,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,Outside working hours,Knife,Money,150,Gang related,No,No,The police give little/no information back on crimes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,During working hours,Other,Money,600,Other,No,No,Would increase insurance cost,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,0,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,No,15,Yes,2,Yes,No,-44,0,-44,Yes,30,No,Yes,30,No,Yes,10,2,44,77,21,26,19,11,1,5,3,6,30,9,10,7,4,0,1,1,2,3,1,2,6,2,8,30,62000,29,57000,26,68000,2,29000,3,27000,2,33000,4,29000,4,28000,4,34000,4,9600,4,9000,4,11000,5,8400,5,8100,5,9200,0,-77,0,-77,0,-77,36,8300,34,8000,36,8900,0,-77,0,-77,0,-77,26,8400,26,8100,28,9500,Increase/decreased demand for goods, -44,University graduate,Completed college/vocational training,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Important,Not important,Critical,Very important,Important,Important,Important,Slightly important,Important,Very important,Slightly important,Important,Not important,Slightly important,Very important,Very important,Very important,Very important,Important,Important,Very important,Very important,Slightly important,Important,Very important,Slightly important,Important,Slightly important,Not important,Slightly important,Important,Slightly important,Critical,Very important,Critical,Very important,Very important,Important,Slightly important,Important,Slightly important,Important,Very important,Important,Critical,Important,Critical,Critical,Very important,Very important,Critical,Not important,Not important,Slightly important,Not important,Important,Important,Not important,Not important,Slightly important,Important,Important,Important,Important,Very important,Not important,Slightly important,Not important,Important,Important,Critical,Critical,Critical,Very important,Not important,Slightly important,Important,Important,Not important,Not important,Not difficult,Very difficult,Difficult,3,14,Not difficult,Very difficult,Difficult,1,5,Not difficult,Difficult,Slightly difficult,1,4,Slightly difficult,Slightly difficult,Not difficult,0,1,Slightly difficult,Slightly difficult,Not difficult,0,3,Not difficult,Very difficult,Slightly difficult,0,7,Not difficult,Slightly difficult,Difficult,4,6,Slightly difficult,Difficult,Slightly difficult,1,9,Not difficult,Not difficult,Slightly difficult,3,2,Critical,Very important,Important,Important,Very important,Slightly important,Not important,Not important,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Private placement office, -44,No,-44,-44,-44,-44,Yes,5,2,No,Other,Yes,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,Yes,0,100, -44,0,Yes,9,No,0,40,10,0,15,0,0,0,0,0,0,0,35, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,Yes,Line of credit,2010,50000,14,36,Other,No,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,530000,440000,198000,154000,26000,22000,0,3500,1000,0,1000,0,0,87000,71000,132000,114000,256000,No obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,Customs and Trade Regulations,Cost of finance,Access to land for expansion / relocation,Minor obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 33425,25,The Bahamas,The Bahamas,Food,40,No,-44,-44,-44,-44,Shareholding company with shares traded in the stock market, -44,50,0,100,0,0,Equally men and women,No,Not applicable,40,Makes decisions in consultation with other partners,18,7,All men,Male,Male,Male,1987,Yes,Yes,1987,9,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,2,2,1,-44,Yes,0,1,1,-44,Yes,6,Yes,No,No,100,75,60,0,0, -44,30,50,20,0,Others,40,50,10,beverage,95,Local,10,Increased,Increased,More than 5,100,0,Do not know,-44, -44,-44, -44,-44,-44,-44,-44,85,15,Yes,17,No,No,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,Yes,No,No,No,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,-44, -44,Strongly disagree,Tend to disagree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,7,-44,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,Outside working hours,Other,Money,4000,Gang related,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,2,During working hours,Other,Money,4000,Gang related,Yes,Yes,-44,Yes,4,Outside working hours,Firearm/gun,Money,2000,Gang related,No,No,Fear of negative publicity,Yes,1,During working hours,Firearm/gun,Money,-66,Group of criminals,No,No,The police give little/no information back on crimes,No,-44,-44,0,Yes,No,Yes,No,Yes,No,-44,-44,Yes,No,Yes,No,Yes,No,10,No,-44,-44,No,-44,0,-44,Yes,10,No,No,-44,-44,Yes,10,2,41,85,23,29,21,12,0,0,8,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,10,23,65000,23,63000,24,77000,2,36000,2,37000,2,40000,3,30000,3,27000,3,35000,3,8100,3,7000,3,9000,4,9500,4,9300,4,10700,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,29,11000,27,10500,25,12600,21,8100,21,7400,23,9400,New production methods, -44,Post graduated,Completed secondary,University graduate,Post graduated,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Completed secondary,Completed secondary,Started but did not complete secondary,Important,Important,Critical,Important,Important,Important,Slightly important,Important,Important,Important,Important,Important,Slightly important,Slightly important,Important,Very important,Very important,Very important,Important,Slightly important,Very important,Critical,Important,Important,Very important,Not important,Important,Important,Not important,Not important,Critical,Important,Important,Very important,Critical,Important,Very important,Important,Slightly important,Important,Important,Very important,Very important,Important,Very important,Important,Critical,Critical,Critical,Critical,Very important,Slightly important,Not important,Important,Slightly important,Important,Important,Slightly important,Slightly important,Slightly important,Very important,Important,Very important,Important,Important,Not important,Slightly important,Slightly important,Important,Slightly important,Critical,Critical,Critical,Critical,Important,Slightly important,Important,Important,Slightly important,Not important,Not difficult,Difficult,Difficult,3,13,Not difficult,Almost impossible,Slightly difficult,0,6,Slightly difficult,Difficult,Slightly difficult,1,9,Slightly difficult,Slightly difficult,Slightly difficult,1,1,Slightly difficult,Not difficult,Slightly difficult,1,8,Difficult,Slightly difficult,Slightly difficult,0,6,Not difficult,Difficult,Difficult,0,10,Not difficult,Not difficult,Not difficult,3,8,Not difficult,Slightly difficult,Not difficult,3,2,Critical,Very important,Slightly important,Important,Very important,Not important,Not important,Slightly important,No obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Through family/friends, -44,No,-44,-44,-44,-44,No,-44,-44,No,Other,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,11,No,55,16,4,0,25,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Collateral requirements for loans or line of credit are unat,8380000,12060000,4790000,1510000,277000,189000,126000,680000,12000,13000,9000,0,0,341000,824000,525000,1070000,756000,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,No obstacle,No obstacle,Major obstacle,No,Yes,No,Yes,No,Macroeconomic environment,Access to finance,Practices of competitors in the informal sector,Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Administratie procedure is cumbersome, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 33412,12,The Bahamas,The Bahamas,Chemicals,21,Yes,3,Establishment physically separated from HQ and other establi,Yes,-44,Shareholding company with non-traded shares or shares traded, -44,80,0,100,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Male,Female,Male,2003,Yes,Yes,2003,14,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,6,4,1,-44,No,-44,-44,-44,-44,Yes,0,3,1,-44,Yes,1,3,2,-44,Yes,17,Yes,Yes,Yes,100,70,130,0,0, -44,10,70,20,3,Individuals,35,55,10,pharmaceutical,100,International,5,Decreased,Decreased,More than 5,5,95,0,2004, -66,35, -66,10,6,1,10,30,70,Yes,30,No,Yes,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,No obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to disagree,Strongly agree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,25000,0,Yes,No,No,Yes,No,No,-44,-44,No,-44,-44,No,No,No,3,Yes,1,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,9,85,23,29,21,12,1,2,2,6,0,0,0,0,0,0,0,0,0,0,0,0,0,0,13,23,72000,20,71000,19,81000,2,33000,3,30000,2,37000,3,42000,3,42000,3,46000,3,9700,3,9000,3,11000,4,9400,4,8500,4,11000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,29,11000,28,10000,27,12300,21,7800,22,7000,22,8400,Increase/decreased demand for goods, -44,University graduate,Completed secondary,University graduate,University graduate,Completed secondary,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete secondary,Completed secondary,Started but did not complete secondary,Important,Slightly important,Critical,Very important,Important,Important,Slightly important,Very important,Important,Slightly important,Slightly important,Important,Slightly important,Important,Important,Very important,Very important,Very important,Important,Important,Critical,Critical,Important,Very important,Critical,Important,Important,Slightly important,Slightly important,Not important,Important,Very important,Important,Very important,Very important,Important,Very important,Very important,Important,Very important,Very important,Important,Critical,Slightly important,Critical,Important,Critical,Very important,Very important,Very important,Critical,Not important,Not important,Very important,Slightly important,Important,Important,Slightly important,Not important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Very important,Slightly important,Not important,Not important,Important,Important,Critical,Very important,Very important,Critical,Slightly important,Slightly important,Very important,Slightly important,Not important,Not important,Not difficult,Very difficult,Slightly difficult,3,16,Slightly difficult,Very difficult,Difficult,1,14,Difficult,Difficult,Difficult,1,10,Slightly difficult,Difficult,Not difficult,0,1,Slightly difficult,Slightly difficult,Difficult,0,6,Slightly difficult,Difficult,Slightly difficult,1,5,Difficult,Slightly difficult,Difficult,0,10,Slightly difficult,Slightly difficult,Not difficult,3,5,Not difficult,Not difficult,Not difficult,3,2,Critical,Important,Important,Important,Very important,Slightly important,Not important,Not important,No obstacle,Moderate obstacle,Major obstacle,No obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,No obstacle,Private placement office, -44,No,-44,-44,-44,-44,Yes,4,1,No,The benefits of training are small than the costs,Yes,Moderate obstacle,Moderate obstacle,No obstacle,Major obstacle,No obstacle,Minor obstacle,No,0,100, -44,0,No,-44,No,75,0,0,0,25,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,Yes,Line of credit,2012,450000,-44,54,Other,Yes,No,No,Yes,No,No, -44,125,Yes,2,1,Collateral or cosigners unacceptable,-44,83700000,79910000,38356800,6300000,2397000,3196400,2898000,529000,0,0,0,0,0,19309000,9042000,26450000,13910000,51842000,Minor obstacle,Minor obstacle,No obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,No obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,Macroeconomic environment,Cost of finance,Electricity,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Too expensive, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 33487,87,The Bahamas,The Bahamas,Construction,396,No,-44,-44,-44,-44,Partnership (including limited liability companies), -44,50,100,0,0,0,Equally men and women,No,Yes,25,Delegates decisions to other partners,15,7,Predominantly men,Female,Male,Male,1984,Yes,Yes,1984,27,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,2,0,-44,No,-44,-44,-44,-44,Yes,4,2,0,-44,No,-44,-44,-44,-44,Yes,2,Yes,Yes,Yes,0,-44,-44,100,0, -44,25,45,30,5,Others,40,45,15,construction services,75,National,15,Remained the same,Remained the same,More than 5,80,20,55,1985, -66,35, -66,15,10,1,0,45,55,Yes,4,Yes,Yes,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Major obstacle,Minor obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,No obstacle,Major obstacle,No obstacle,Minor obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to agree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,3,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,0,0,Yes,Yes,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,5,No,-44,-44,Yes,5,0,-44,No,-44,-44,Yes,5,Yes,No,-44,-44,6,88,23,30,22,13,1,10,6,8,0,0,0,0,0,0,0,0,0,0,0,0,0,0,13,23,67000,23,60000,20,74000,2,39000,3,37000,2,45000,3,42000,3,38000,3,49000,3,8100,3,7000,3,9000,4,9100,4,8400,4,10300,1,7680,1,6900,1,8700,30,9900,32,9500,33,11500,0,-77,0,-77,0,-77,22,7700,21,6900,21,9100,Economic upturn/downturn, -44,Post graduated,Completed secondary,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed secondary,Completed secondary,Completed secondary,Completed secondary,-44,-44,Completed secondary,Completed primary school,Important,Important,Critical,Important,Important,Important,Slightly important,Very important,Important,Important,Important,Important,Slightly important,Important,Important,Very important,Very important,Very important,Important,Important,Critical,Critical,Important,Important,Critical,Slightly important,Important,Important,Slightly important,Not important,Important,Important,Important,Critical,Critical,Important,Very important,Important,Important,Important,Very important,Important,Critical,Slightly important,Critical,Very important,Critical,Very important,Very important,Very important,Critical,Slightly important,Slightly important,Very important,Not important,Very important,Important,Slightly important,Important,Slightly important,Important,Important,Important,Slightly important,Very important,Not important,Slightly important,Slightly important,Very important,Slightly important,Critical,Critical,Critical,Critical,Not important,Not important,Important,Important,Slightly important,Slightly important,Not difficult,Very difficult,Difficult,3,20,Not difficult,Very difficult,Difficult,0,8,Not difficult,Difficult,Slightly difficult,1,2,Slightly difficult,Slightly difficult,Not difficult,1,1,Not difficult,Slightly difficult,Not difficult,0,7,Slightly difficult,Slightly difficult,Slightly difficult,1,5,Not difficult,Difficult,Slightly difficult,3,8,Not difficult,Not difficult,Not difficult,0,9,Slightly difficult,Slightly difficult,Not difficult,3,1,Critical,Very important,Very important,Important,Critical,Slightly important,Slightly important,Not important,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Through family/friends, -44,No,-44,-44,-44,-44,Yes,5,2,No,The benefits of training are small than the costs,Yes,Very severe obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,No obstacle,Minor obstacle,Yes,0,100, -44,0,No,-44,No,70,0,0,0,30,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Application procedures for loans or line of credit are compl,1290000,1290000,606300,410000,35000,64500,19000,32500,7000,5000,3000,0,0,286000,327000,387000,503000,1057000,Minor obstacle,Very severe obstacle,No obstacle,Major obstacle,Yes,Yes,Yes,No,No,No,No,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Minor obstacle,Moderate obstacle,Major obstacle,No,Yes,Yes,No,No,Macroeconomic environment,Electricity,Practices of competitors in the informal sector,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Too many strings attached, -44,-44,-44, -44,-44, -44,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Truthful,Are taken directly from the establishment's records, 33489,89,The Bahamas,The Bahamas,Information technology,409,No,-44,-44,-44,-44,Partnership (including limited liability companies), -44,50,50,50,0,0,Equally men and women,No,Yes,35,Makes decisions in consultation with other partners,17,9,Predominantly men,Male,Male,Male,1987,Yes,Yes,1987,22,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,4,1,0,-44,Yes,3,0,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,5,Yes,No,Yes,0,-44,-44,100,0, -44,45,45,10,0,Individuals,10,60,30,accountancy,100,Local,5,Remained the same,Increased,More than 5,100,0,Do not know,-44, -44,-44, -44,-44,-44,-44,-44,65,35,Yes,14,No,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Very severe obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,1,No,-44,-44,Yes,0,0,-44,No,-44,-44,No,-44,-44,Yes,20,2,85,91,25,31,22,13,20,19,14,2,0,0,0,0,0,0,0,0,0,0,0,0,0,0,12,25,73000,27,74000,25,84000,2,36000,2,37000,2,42000,3,27000,4,27000,3,31000,3,9600,3,9000,3,11000,4,8100,4,8100,4,9200,1,8217.6,1,8200,1,9400,31,9700,32,9700,31,10500,0,-77,0,-77,0,-77,22,7900,24,7500,22,9400,Increase/decreased demand for goods, -44,University graduate,University graduate,Post graduated,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed secondary,Completed secondary,-44,-44,Completed secondary,Completed secondary,Important,Important,Critical,Important,Very important,Very important,Slightly important,Important,Important,Very important,Slightly important,Slightly important,Slightly important,Not important,Important,Very important,Critical,Very important,Very important,Important,Very important,Critical,Important,Important,Critical,Slightly important,Very important,Slightly important,Slightly important,Not important,Critical,Slightly important,Very important,Critical,Critical,Very important,Very important,Slightly important,Important,Important,Very important,Very important,Critical,Slightly important,Critical,Important,Critical,Very important,Critical,Very important,Critical,Slightly important,Not important,Important,Not important,Very important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Very important,Slightly important,Important,Not important,Slightly important,Not important,Important,Very important,Critical,Critical,Critical,Critical,Not important,Not important,Important,Important,Not important,Slightly important,Not difficult,Very difficult,Difficult,3,8,Slightly difficult,Very difficult,Difficult,1,9,Slightly difficult,Difficult,Slightly difficult,1,10,Slightly difficult,Difficult,Not difficult,0,3,Not difficult,Slightly difficult,Slightly difficult,1,10,Not difficult,Very difficult,Difficult,0,2,Not difficult,Difficult,Difficult,4,4,Not difficult,Difficult,Slightly difficult,1,5,Slightly difficult,Not difficult,Slightly difficult,3,1,Critical,Critical,Very important,Important,Critical,Not important,Not important,Slightly important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,Public announcement/advertisement, -44,No,-44,-44,-44,-44,Yes,0,1,No,The firm cannot afford the optimal level of training,Yes,Major obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,No obstacle,Yes,0,100, -44,0,Yes,12,No,80,0,0,0,20,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,2,2,Insufficient profitability,-44,26880000,30180000,3280000,1510000,151000,1207200,101000,271500,43000,38000,52000,0,0,5215000,5408000,7243000,8450000,13907000,No obstacle,Minor obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,No obstacle,Minor obstacle,No obstacle,Moderate obstacle,No obstacle,No obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Political environment,Macroeconomic environment,Electricity,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Too many strings attached, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 334116,116,The Bahamas,The Bahamas,Construction,625,No,-44,-44,-44,-44,Partnership (including limited liability companies), -44,50,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Male,Male,Male,1996,No,Yes,1996,17,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,0,3,1,-44,No,-44,-44,-44,-44,Yes,3,4,1,-44,No,-44,-44,-44,-44,Yes,5,Yes,No,Yes,0,-44,-44,100,0, -44,10,60,30,0,Your parent company or affiliated establishments,10,65,25,construction,90,National,10,Increased,Remained the same,More than 5,100,0,Do not know,-44, -44,-44, -44,-44,-44,-44,-44,70,30,Yes,19,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,1,-44,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,Outside working hours,Other,Money,750,Someone working alone,No,No,No loss or damage,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,2,During working hours,Firearm/gun,Money,650,Other,No,No,They occur too frequently,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,2,No,-44,-44,Yes,10,0,-44,No,-44,-44,No,-44,-44,Yes,25,2,56,93,25,32,23,13,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,14,25,49000,26,46000,23,53000,2,33000,2,32000,2,37000,3,28000,3,27000,3,31000,3,9300,3,8000,3,10000,4,8900,4,7900,4,9600,1,8601.6,1,8600,1,9800,32,8100,31,7500,31,8700,0,-77,0,-77,0,-77,23,8100,22,7900,23,9100,Increase/decreased demand for goods, -44,University graduate,University graduate,Post graduated,University graduate,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed college/vocational training,Completed secondary,Started but did not complete college/vocational training,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed primary school,Very important,Slightly important,Critical,Critical,Important,Important,Slightly important,Important,Important,Slightly important,Slightly important,Important,Slightly important,Slightly important,Important,Critical,Very important,Very important,Slightly important,Important,Very important,Very important,Important,Slightly important,Critical,Slightly important,Slightly important,Important,Not important,Not important,Critical,Important,Important,Critical,Critical,Important,Very important,Important,Important,Slightly important,Very important,Important,Critical,Important,Critical,Very important,Critical,Very important,Very important,Critical,Critical,Slightly important,Not important,Important,Not important,Very important,Slightly important,Not important,Important,Slightly important,Very important,Important,Slightly important,Slightly important,Important,Not important,Slightly important,Not important,Important,Important,Critical,Critical,Critical,Critical,Slightly important,Slightly important,Important,Important,Slightly important,Slightly important,Not difficult,Very difficult,Difficult,3,21,Not difficult,Difficult,Difficult,0,9,Slightly difficult,Slightly difficult,Slightly difficult,1,8,Slightly difficult,Slightly difficult,Difficult,0,2,Slightly difficult,Slightly difficult,Slightly difficult,0,4,Slightly difficult,Difficult,Difficult,0,4,Slightly difficult,Slightly difficult,Difficult,4,10,Not difficult,Not difficult,Not difficult,1,10,Not difficult,Not difficult,Not difficult,3,2,Very important,Very important,Very important,Not important,Important,Not important,Slightly important,Not important,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,No obstacle,Minor obstacle,Public announcement/advertisement, -44,Yes to both,No,-44,No,-44,Yes,0,2,Yes,-44,Yes,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Yes,0,100, -44,0,No,-44,No,50,28,7,0,15,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Application procedures for loans or line of credit are compl,7940000,9480000,4120000,1890000,332000,568800,953000,284500,28000,43000,48000,0,0,1254000,1683000,1991000,2370000,5276000,No obstacle,No obstacle,Very severe obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,No obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,No obstacle,Very severe obstacle,Moderate obstacle,No obstacle,Minor obstacle,No obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Access to finance,Transportation,No obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are taken directly from the establishment's records, 3347,7,The Bahamas,The Bahamas,Chemicals,14,No,-44,-44,-44,-44,Sole proprietorship, -44,100,0,100,0,0,All women,Yes,Not applicable,100,Makes major strategic and fiancial decisions,17,4,All men,Male,Male,Male,1997,Yes,Yes,1997,42,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,1,1,-44,No,-44,-44,-44,-44,Yes,3,5,0,-44,No,-44,-44,-44,-44,Yes,2,Yes,Yes,Yes,100,70,60,0,0, -44,25,55,20,0,Others,35,50,15,mattresses,100,International,15,Decreased,Remained the same,More than 5,0,100,0,1998, -66,25, -66,10,14,10,1,25,75,Yes,8,No,Yes,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,-44, -44,Tend to disagree,Strongly disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,Yes,No,No,No,-44,-44,No,-44,-44,No,No,No,1,Yes,1,No,No,-44,0,-44,Yes,14,Yes,No,-44,-44,No,-44,-44,25,94,25,32,23,14,1,2,1,5,15,5,5,3,2,0,0,0,0,2,1,2,5,1,13,30,59000,27,59000,26,66000,2,39000,2,36000,2,45000,4,41000,4,38000,4,46000,4,9100,4,8000,4,11000,5,10000,5,10200,5,11600,1,8448,1,7800,1,10000,0,-77,0,-77,0,-77,37,8600,36,8500,36,9600,26,7600,28,6800,30,8800,Increase/decreased demand for goods, -44,Post graduated,Completed college/vocational training,Post graduated,University graduate,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Completed secondary,Started but did not complete secondary,Very important,Not important,Critical,Very important,Important,Important,Important,Slightly important,Important,Important,Slightly important,Important,Slightly important,Slightly important,Important,Critical,Very important,Critical,Slightly important,Slightly important,Critical,Critical,Important,Important,Critical,Slightly important,Slightly important,Important,Not important,Slightly important,Slightly important,Very important,Slightly important,Critical,Very important,Very important,Important,Important,Important,Important,Important,Slightly important,Very important,Important,Very important,Very important,Critical,Critical,Critical,Very important,Critical,Slightly important,Slightly important,Important,Not important,Important,Very important,Slightly important,Slightly important,Slightly important,Very important,Important,Very important,Important,Important,Not important,Slightly important,Slightly important,Slightly important,Important,Critical,Very important,Critical,Critical,Important,Slightly important,Important,Important,Not important,Not important,Not difficult,Very difficult,Difficult,3,20,Not difficult,Difficult,Difficult,1,11,Slightly difficult,Difficult,Slightly difficult,1,4,Slightly difficult,Not difficult,Slightly difficult,1,2,Slightly difficult,Slightly difficult,Slightly difficult,0,8,Difficult,Slightly difficult,Slightly difficult,0,5,Not difficult,Difficult,Difficult,0,8,Not difficult,Not difficult,Slightly difficult,4,5,Not difficult,Not difficult,Not difficult,3,2,Important,Very important,Very important,Important,Very important,Not important,Slightly important,Not important,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Major obstacle,Minor obstacle,No obstacle,No obstacle,Through family/friends, -44,No,-44,-44,-44,-44,Yes,0,2,No,The firm cannot afford the optimal level of training,Yes,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Yes,0,100, -44,0,No,-44,No,80,0,0,0,20,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Collateral requirements for loans or line of credit are unat,152290000,129570000,60897900,4030000,2073000,630000,3780000,2520000,40000,27000,18000,0,0,16264000,51467000,21400000,69550000,37450000,Moderate obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,No obstacle,Very severe obstacle,Minor obstacle,No obstacle,No obstacle,Major obstacle,No,Yes,Yes,No,No,Access to finance,Corruption,Cost of finance,Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Too many strings attached, -44,-44,-44, -44,-44, -44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 33419,19,The Bahamas,The Bahamas,Transport,32,No,-44,-44,-44,-44,Shareholding company with shares traded in the stock market, -44,47,100,0,0,0,Predominantly women,Yes,Not applicable,47,Makes decisions in consultation with other partners,15,3,All men,Male,Male,Male,1987,No,Yes,1987,15,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,5,5,0,-44,No,-44,-44,-44,-44,Yes,3,2,1,-44,No,-44,-44,-44,-44,Yes,0,Yes,Yes,Yes,0,-44,-44,100,0, -44,30,50,20,3,Large private firms (more than 100 employees),25,50,25,transport of waste,75,National,15,Increased,Remained the same,More than 5,100,0,Do not know,-44, -44,-44, -44,-44,-44,-44,-44,40,60,Yes,12,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,-44, -44,Tend to disagree,Tend to agree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,-44,30000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,No,0,3000,Yes,Yes,Yes,Yes,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,5,No,-44,-44,Yes,0,0,-44,Yes,175,No,Yes,190,Yes,Yes,30,2,4,98,26,34,24,14,1,5,3,3,0,0,0,0,0,0,0,0,0,0,0,0,0,0,13,26,64000,25,58000,23,70000,2,40000,3,37000,2,47000,4,42000,4,38000,4,48000,4,9000,4,8000,4,10000,4,8100,4,7700,4,9200,0,-77,0,-77,0,-77,34,8200,34,8100,34,9400,0,-77,0,-77,0,-77,24,7600,25,7100,27,8300,Increase/decreased demand for goods, -44,University graduate,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Important,Important,Critical,Important,Very important,Very important,Slightly important,Important,Important,Important,Slightly important,Important,Slightly important,Not important,Very important,Very important,Very important,Critical,Slightly important,Important,Critical,Critical,Slightly important,Important,Critical,Slightly important,Important,Important,Slightly important,Important,Critical,Slightly important,Important,Critical,Critical,Very important,Very important,Slightly important,Important,Important,Important,Very important,Very important,Important,Critical,Important,Critical,Critical,Very important,Critical,Critical,Not important,Not important,Important,Not important,Important,Slightly important,Not important,Slightly important,Important,Very important,Very important,Slightly important,Slightly important,Important,Not important,Not important,Slightly important,Very important,Important,Critical,Very important,Critical,Very important,Slightly important,Not important,Slightly important,Very important,Slightly important,Not important,Slightly difficult,Very difficult,Slightly difficult,3,25,Slightly difficult,Very difficult,Difficult,0,9,Not difficult,Difficult,Slightly difficult,1,9,Not difficult,Not difficult,Slightly difficult,0,2,Slightly difficult,Not difficult,Slightly difficult,0,6,Not difficult,Slightly difficult,Slightly difficult,0,5,Not difficult,Difficult,Difficult,4,10,Not difficult,Difficult,Slightly difficult,1,8,Not difficult,Not difficult,Not difficult,3,2,Very important,Very important,Slightly important,Important,Very important,Not important,Slightly important,Slightly important,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,Public placement office, -44,No,-44,-44,-44,-44,Yes,4,2,No,The firm cannot afford the optimal level of training,Yes,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Yes,0,100, -44,0,Yes,7,No,75,0,0,0,25,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,Yes,Line of credit,2012,70000,11,36,Other,Yes,Yes,No,No,No,No, -44,125,Yes,3,2,Problems with credit history/report,-44,8210000,8840000,3889600,1120000,212000,442000,15000,212000,40000,36000,21000,0,0,1777000,2617000,2652000,3271000,4084000,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,No obstacle,Major obstacle,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Cost of finance,Customs and Trade Regulations,Macroeconomic environment,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Administratie procedure is cumbersome, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 33483,83,The Bahamas,The Bahamas,Wholesale,386,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,85.5,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Male,Male,Male,1995,No,Yes,1995,22,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,1,0,-44,No,-44,-44,-44,-44,Yes,0,1,0,-44,No,-44,-44,-44,-44,Yes,2,Yes,Yes,Yes,0,-44,-44,100,0, -44,0,45,55,3,Small private firms (less than 20 employees),0,60,40,wines and spirits,70,Local,5,Decreased,Increased,More than 5,100,0,Not provided,-44, -44,-44, -44,-44,-44,-44,-44,45,55,Yes,11,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,No obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,-44, -44,Tend to disagree,Tend to agree,Tend to disagree,Strongly disagree,No,-44,-44,-44,-44,-44,Yes,-44,150000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,0,14000,Yes,No,Yes,No,No,No,-44,-44,No,-44,-44,No,Yes,Yes,10,Yes,5,No,No,-44,0,-44,No,-44,-44,Yes,5,Yes,Yes,15,2,25,99,27,34,24,14,19,24,15,2,2,2,0,0,0,0,0,0,0,1,1,0,0,0,10,29,45000,31,42000,28,51000,2,36000,2,33000,2,41000,4,33000,5,31000,4,37000,4,9100,4,9000,4,10000,4,9600,4,9000,4,10700,0,-77,0,-77,0,-77,34,9400,37,9000,34,10100,0,-77,0,-77,0,-77,24,7700,23,7800,24,8600,Increase/decreased demand for goods, -44,University graduate,University graduate,University graduate,University graduate,Completed secondary,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed secondary,Slightly important,Slightly important,Critical,Important,Important,Important,Slightly important,Slightly important,Important,Important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Critical,Very important,Very important,Very important,Important,Very important,Critical,Important,Important,Critical,Slightly important,Important,Slightly important,Important,Not important,Important,Important,Slightly important,Very important,Very important,Important,Very important,Very important,Slightly important,Important,Important,Slightly important,Critical,Slightly important,Critical,Important,Critical,Very important,Critical,Critical,Critical,Slightly important,Not important,Very important,Slightly important,Important,Important,Not important,Not important,Slightly important,Slightly important,Important,Important,Slightly important,Important,Slightly important,Slightly important,Not important,Important,Important,Very important,Critical,Very important,Critical,Not important,Slightly important,Important,Important,Slightly important,Slightly important,Slightly difficult,Very difficult,Slightly difficult,3,25,Not difficult,Almost impossible,Difficult,0,8,Slightly difficult,Slightly difficult,Slightly difficult,1,10,Slightly difficult,Not difficult,Slightly difficult,0,3,Slightly difficult,Slightly difficult,Slightly difficult,1,10,Slightly difficult,Slightly difficult,Slightly difficult,1,9,Slightly difficult,Difficult,Slightly difficult,4,7,Slightly difficult,Not difficult,Slightly difficult,1,10,Not difficult,Not difficult,Not difficult,3,2,Very important,Very important,Very important,Important,Important,Not important,Slightly important,Not important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,Through family/friends, -44,No,-44,-44,-44,-44,Yes,1,2,Yes,-44,Yes,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Yes,0,100, -44,0,Yes,12,Yes,60,0,0,0,40,0,0,0,0,0,0,0,0, -44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,3,3,Collateral or cosigners unacceptable,-44,5740000,6290000,2641800,1949900,31000,377400,0,44000,7000,4000,7000,0,881000,1087000,1937000,1698000,2516000,4262000,Minor obstacle,Minor obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,Major obstacle,No obstacle,-44,-44,-44,-44,-44,"Crime, theft and disorder",Tax administration,Electricity,Minor obstacle,Yes,Yes,No,No,Yes,No,No,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Large impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Large impact,-44,-44,-44,-44,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 33455,55,The Bahamas,The Bahamas,Construction,146,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,30,100,0,0,0,Predominantly men,No,No,28,Makes decisions in consultation with other partners,17,12,Predominantly men,Male,Male,Male,1965,No,Yes,1965,47,No,-44,-44,No,-44,-44,No,-44,-44,Yes,21,No,Yes,4,2,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,1,Yes,Yes,Yes,0,-44,-44,100,0, -44,25,65,10,5,Others,35,50,15,water sewer infrastructure,55,Local,10,Decreased,Decreased,More than 5,100,0,Not provided,-44, -44,-44, -44,-44,-44,-44,-44,55,45,No,-44,Yes,No,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,Yes,No,No,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Major obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,35000,0,No,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,Yes,0,No,-44,-44,Yes,0,-44,0,No,-44,-44,Yes,25,No,Yes,25,2,4,104,27,36,26,15,1,2,1,3,8,3,2,2,1,0,0,0,0,2,1,2,4,1,13,30,51000,27,46000,28,57000,2,43000,2,44000,2,47000,4,42000,5,38000,4,49000,4,7900,4,7000,4,9000,5,9400,5,8800,5,10700,1,9292.799999999999,1,8600,1,10800,38,10000,37,9800,37,11900,0,-77,0,-77,0,-77,28,8100,28,7500,28,8900,New products require new skills, -44,University graduate,University graduate,University graduate,University graduate,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Very important,Important,Very important,Very important,Important,Important,Slightly important,Important,Important,Important,Important,Important,Slightly important,Slightly important,Important,Critical,Critical,Very important,Important,Important,Very important,Critical,Slightly important,Important,Very important,Not important,Very important,Important,Slightly important,Slightly important,Slightly important,Important,Important,Critical,Critical,Slightly important,Very important,Important,Important,Important,Slightly important,Slightly important,Very important,Important,Critical,Very important,Critical,Critical,Very important,Critical,Critical,Slightly important,Not important,Important,Not important,Slightly important,Important,Slightly important,Not important,Slightly important,Important,Important,Important,Slightly important,Important,Not important,Slightly important,Not important,Important,Important,Critical,Critical,Very important,Very important,Slightly important,Not important,Very important,Important,Slightly important,Not important,Not difficult,Very difficult,Difficult,3,20,Slightly difficult,Very difficult,Slightly difficult,0,4,Not difficult,Difficult,Slightly difficult,1,2,Slightly difficult,Difficult,Not difficult,0,3,Not difficult,Not difficult,Not difficult,0,2,Not difficult,Slightly difficult,Difficult,0,6,Slightly difficult,Difficult,Slightly difficult,4,10,Not difficult,Not difficult,Slightly difficult,0,7,Not difficult,Slightly difficult,Not difficult,3,1,Slightly important,Very important,Very important,Important,Important,Slightly important,Slightly important,Not important,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,Public placement office, -44,No,-44,-44,-44,-44,Yes,3,2,No,The firm is affraid of investing in workers that after the t,Yes,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Yes,0,100, -44,0,Yes,14,Yes,75,0,0,0,25,0,0,0,0,0,0,0,0, -44,50,25,0,25,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Loan,2011,60000,14,24,Private commercial banks,No,-44,-44,-44,-44,-44, -44,-44,Yes,3,2,Problems with credit history/report,-44,8790000,8530000,2930000,3010000,111000,255900,454000,102500,9000,10000,9000,171000,0,1365000,1451000,2133000,2303000,4607000,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,Minor obstacle,No obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,"Crime, theft and disorder",Customs and Trade Regulations,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Too many strings attached, -44,-44,-44, -44,-44, -44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 334142,142,The Bahamas,The Bahamas,Hotel and restaurants,1001,Yes,2,Headquarters with no production/no sales at this location,No,2,Shareholding company with non-traded shares or shares traded, -44,7,100,0,0,0,Predominantly men,No,No,5,Delegates decisions to other partners,2,6,Predominantly women,Female,Male,Female,2006,No,Yes,2006,17,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,1,0,1,-44,No,-44,-44,-44,-44,Yes,9,Yes,Yes,No,0,-44,-44,100,0, -44,20,55,25,5,Individuals,20,65,15,club services,100,Local,10,Increased,Increased,More than 5,100,0,Not provided,-44, -44,-44, -44,-44,-44,-44,-44,80,20,Yes,5,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to agree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,8,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,Outside working hours,Baseball bat,Money,3000,Gang related,Yes,No,Police could not have done anything,Yes,1,Outside working hours,Firearm/gun,Goods or stock,12000,Group of criminals,Yes,No,Tried to/was unable to contact the police,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,Outside working hours,Other,Goods or stock,2000,Other,No,No,-44,Yes,4,During working hours,Knife,Goods or stock,40000,Gang related,Yes,Yes,-44,Yes,2,Outside working hours,Firearm/gun,Personal possessions of employees or customers,9000,Gang related,No,No,Offenders rarely caught or prosecuted,Yes,Yes,45000,0,Yes,Yes,No,Yes,Yes,No,-44,-44,No,-44,-44,No,No,No,1,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,5,2,5,107,28,37,26,16,0,0,17,2,10,4,3,2,1,0,0,1,0,2,1,2,4,1,14,32,55000,32,51000,34,64000,2,45000,3,43000,2,51000,5,31000,5,28000,5,34000,5,9800,5,10000,5,11000,5,8600,5,8700,5,10000,0,-77,0,-77,0,-77,40,8100,40,8000,38,8700,0,-77,0,-77,0,-77,28,8100,30,7400,28,9300,Increase/decreased demand for goods, -44,Post graduated,University graduate,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Completed secondary,-44,-44,Completed secondary,Completed secondary,Important,Slightly important,Very important,Very important,Important,Important,Slightly important,Slightly important,Very important,Important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Critical,Very important,Critical,Important,Slightly important,Critical,Critical,Important,Important,Critical,Slightly important,Important,Important,Slightly important,Not important,Important,Slightly important,Important,Critical,Critical,Important,Very important,Important,Slightly important,Important,Important,Important,Very important,Important,Critical,Important,Critical,Critical,Very important,Very important,Very important,Slightly important,Not important,Slightly important,Not important,Important,Important,Slightly important,Slightly important,Slightly important,Very important,Very important,Very important,Important,Important,Not important,Not important,Not important,Important,Important,Critical,Critical,Critical,Critical,Not important,Slightly important,Slightly important,Important,Slightly important,Not important,Not difficult,Very difficult,Slightly difficult,4,25,Slightly difficult,Very difficult,Slightly difficult,1,11,Not difficult,Difficult,Slightly difficult,0,2,Slightly difficult,Slightly difficult,Slightly difficult,1,1,Slightly difficult,Slightly difficult,Slightly difficult,1,8,Slightly difficult,Difficult,Difficult,0,10,Not difficult,Slightly difficult,Slightly difficult,4,3,Not difficult,Not difficult,Not difficult,0,8,Slightly difficult,Not difficult,Not difficult,3,2,Very important,Important,Important,Important,Very important,Slightly important,Slightly important,Not important,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,Through family/friends, -44,Yes to fire,No,-44,Yes,10,Yes,3,2,No,The firm does not have enough information about training pro,Yes,Major obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Yes,0,100, -44,0,Yes,10,No,90,0,0,0,10,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Application procedures for loans or line of credit are compl,1560000,1610000,740600,630000,72000,80500,76000,42000,8000,7000,7000,0,0,386000,242000,483000,403000,493000,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,Minor obstacle,No obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Minor obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,Access to finance,Corruption,Political environment,Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Too expensive, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 334138,138,The Bahamas,The Bahamas,Hotel and restaurants,995,No,-44,-44,-44,-44,Sole proprietorship, -44,100,0,100,0,0,All men,-44,-44,-44,-44,-44,-44,All women,Female,Female,Female,1989,No,Yes,1989,12,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,3,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,9,Yes,Yes,Yes,0,-44,-44,100,0, -44,40,50,10,2,Individuals,25,50,25,water park,85,Local,10,Remained the same,Increased,1,100,0,Do not know,-44, -44,-44, -44,-44,-44,-44,-44,65,35,No,-44,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,35000,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,No,0,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,10,111,30,38,27,16,16,17,10,2,0,0,0,0,0,0,0,0,0,0,0,0,0,0,16,30,58000,31,58000,32,64000,2,46000,3,46000,2,52000,4,33000,5,32000,4,39000,4,7900,4,7000,4,9000,5,9000,5,8200,5,10700,1,7372.799999999999,1,6800,1,8000,38,8400,37,7700,39,10000,0,-77,0,-77,0,-77,27,8100,29,7900,28,9400,Increase/decreased demand for goods, -44,Post graduated,University graduate,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Slightly important,Important,Critical,Important,Very important,Very important,Slightly important,Important,Important,Very important,Important,Slightly important,Not important,Slightly important,Important,Critical,Critical,Very important,Important,Important,Critical,Critical,Very important,Important,Very important,Slightly important,Very important,Very important,Not important,Not important,Important,Important,Very important,Very important,Critical,Important,Very important,Very important,Slightly important,Slightly important,Very important,Very important,Very important,Important,Critical,Important,Critical,Critical,Very important,Very important,Critical,Not important,Not important,Important,Not important,Important,Important,Not important,Not important,Slightly important,Important,Important,Very important,Slightly important,Very important,Not important,Slightly important,Not important,Important,Important,Critical,Critical,Critical,Critical,Not important,Slightly important,Important,Important,Slightly important,Not important,Not difficult,Very difficult,Slightly difficult,3,11,Difficult,Very difficult,Difficult,1,11,Not difficult,Difficult,Slightly difficult,1,4,Not difficult,Slightly difficult,Slightly difficult,1,3,Not difficult,Slightly difficult,Slightly difficult,1,4,Slightly difficult,Slightly difficult,Slightly difficult,1,2,Slightly difficult,Slightly difficult,Difficult,4,9,Not difficult,Not difficult,Not difficult,1,2,Not difficult,Not difficult,Not difficult,3,2,Very important,Important,Not important,Not important,Important,Slightly important,Slightly important,Not important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,No obstacle,No obstacle,Major obstacle,No obstacle,No obstacle,Through family/friends, -44,No,-44,-44,-44,-44,Yes,0,2,No,The benefits of training are small than the costs,Yes,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,Yes,0,100, -44,0,Yes,13,No,65,16,4,0,15,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Other,3960000,4420000,320000,1160000,150000,176800,1014000,88500,15000,15000,8000,0,0,805000,687000,1238000,928000,3405000,Minor obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,No obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,"Crime, theft and disorder",Labor Regulations,Electricity,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Too expensive, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are taken directly from the establishment's records, 334121,121,The Bahamas,The Bahamas,Retail,763,Yes,14,Headquarters with production and/or sales at this location,Yes,-44,Shareholding company with non-traded shares or shares traded, -44,60,100,0,0,0,Predominantly men,No,No,32,Makes decisions in consultation with other partners,24,4,Predominantly men,Male,Male,Male,1929,Yes,Yes,1929,32,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,6,2,1,-44,No,-44,-44,-44,-44,Yes,4,1,0,-44,No,-44,-44,-44,-44,Yes,6,Yes,Yes,No,0,-44,-44,100,0, -44,25,55,20,5,Small private firms (less than 20 employees),30,45,25,"sale of jewelry, perfume and c",75,National,15,Increased,Remained the same,More than 5,100,0,Do not know,-44, -44,-44, -44,-44,-44,-44,-44,45,55,No,-44,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,No obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to disagree,Tend to disagree,Yes,No,-44,-44,-44,-44,Yes,25,-44,Yes,2,-44,Yes,1,Outside working hours,Firearm/gun,Money,20000,A former employee,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,During working hours,Firearm/gun,Goods or stock,22000,Group of criminals,Yes,Yes,-44,Yes,3,During working hours,Firearm/gun,Money,900,Gang related,No,No,Fear of reprisals,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,3,Outside working hours,Firearm/gun,Money,9000,Group of criminals,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,0,0,Yes,No,No,No,Yes,No,-44,-44,No,-44,-44,Yes,Yes,Yes,2,No,-44,-44,No,-44,0,-44,Yes,15,No,No,-44,-44,Yes,30,2,9,116,30,40,29,17,0,0,0,0,20,7,6,5,2,0,0,0,0,1,1,1,2,1,12,37,62000,36,61000,33,68000,2,41000,3,37000,2,48000,5,33000,5,31000,5,37000,5,8100,5,8000,5,9000,6,9100,5,8100,5,10800,1,8832,1,8400,1,10300,46,10000,46,9000,46,10800,0,-77,0,-77,0,-77,34,8400,37,7500,38,9900,Economic upturn/downturn, -44,University graduate,University graduate,Post graduated,University graduate,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed secondary,Completed secondary,Completed secondary,Completed college/vocational training,Completed secondary,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed secondary,Very important,Slightly important,Critical,Important,Very important,Very important,Important,Important,Important,Very important,Important,Important,Important,Slightly important,Important,Very important,Critical,Critical,Important,Important,Critical,Critical,Important,Very important,Critical,Slightly important,Very important,Important,Not important,Important,Important,Important,Very important,Critical,Critical,Important,Very important,Very important,Important,Very important,Important,Important,Very important,Important,Critical,Very important,Critical,Critical,Very important,Very important,Critical,Slightly important,Not important,Very important,Slightly important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Very important,Critical,Critical,Very important,Critical,Slightly important,Slightly important,Important,Important,Slightly important,Not important,Not difficult,Difficult,Very difficult,4,12,Not difficult,Very difficult,Slightly difficult,0,7,Not difficult,Slightly difficult,Difficult,0,5,Slightly difficult,Not difficult,Not difficult,0,3,Slightly difficult,Slightly difficult,Not difficult,0,4,Slightly difficult,Slightly difficult,Slightly difficult,1,10,Not difficult,Slightly difficult,Slightly difficult,5,3,Not difficult,Slightly difficult,Not difficult,0,2,Not difficult,Not difficult,Not difficult,4,1,Slightly important,Very important,Slightly important,Not important,Very important,Not important,Slightly important,Slightly important,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Public placement office, -44,No,-44,-44,-44,-44,Yes,1,2,Yes,-44,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,12,No,75,0,0,0,25,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Size of loan and maturity are insufficiant,4990000,6390000,2875500,2172600,230000,319500,0,160000,29000,32000,14000,0,0,1380000,1495000,1917000,2492000,2645000,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Major obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Yes,No,No,No,No,Inadequately educated workforce,Access to finance,Customs and Trade Regulations,Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Administratie procedure is cumbersome, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,Truthful,Are taken directly from the establishment's records, 33478,78,The Bahamas,The Bahamas,Hotel and restaurants,378,Yes,300,Establishment physically separated from HQ and other establi,Yes,-44,Shareholding company with non-traded shares or shares traded, -44,63,0,100,0,0,Predominantly men,No,Yes,15,Delegates decisions to other partners,5,2,Predominantly men,Male,Male,Male,1986,Yes,Yes,1986,27,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,4,5,0,-44,Yes,1,3,1,-44,Yes,3,Yes,Yes,Yes,0,-44,-44,100,0, -44,5,50,45,10,Medium private firms (20-100 employees),30,45,25,hotel,70,National,10,Increased,Decreased,More than 5,100,0,Do not know,-44, -44,-44, -44,-44,-44,-44,-44,65,35,Yes,9,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Major obstacle,-44, -44,Tend to agree,Tend to agree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,20000,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,6,Yes,2,No,No,-44,0,-44,No,-44,-44,Yes,5,Yes,No,-44,-44,100,119,32,41,29,17,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,18,32,43000,31,42000,31,46000,2,34000,3,32000,2,39000,5,28000,6,26000,5,30000,5,8100,5,8000,5,9000,5,8900,5,8700,5,10000,0,-77,0,-77,0,-77,41,9100,45,8400,41,10600,0,-77,0,-77,0,-77,29,8100,31,7900,33,9000,Economic upturn/downturn, -44,Post graduated,University graduate,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed secondary,Very important,Important,Critical,Important,Important,Important,Important,Slightly important,Very important,Important,Slightly important,Important,Slightly important,Not important,Important,Critical,Very important,Critical,Important,Important,Critical,Very important,Important,Important,Critical,Slightly important,Important,Very important,Not important,Not important,Very important,Important,Important,Critical,Critical,Important,Important,Slightly important,Critical,Very important,Important,Important,Critical,Important,Critical,Very important,Critical,Critical,Critical,Very important,Very important,Slightly important,Not important,Important,Not important,Important,Very important,Slightly important,Slightly important,Not important,Important,Important,Slightly important,Slightly important,Important,Not important,Not important,Not important,Important,Important,Critical,Critical,Critical,Very important,Not important,Slightly important,Slightly important,Important,Not important,Slightly important,Not difficult,Very difficult,Difficult,4,20,Not difficult,Very difficult,Difficult,1,10,Not difficult,Slightly difficult,Difficult,0,6,Not difficult,Slightly difficult,Slightly difficult,1,1,Not difficult,Not difficult,Slightly difficult,1,2,Slightly difficult,Slightly difficult,Slightly difficult,0,10,Slightly difficult,Difficult,Slightly difficult,5,3,Slightly difficult,Not difficult,Not difficult,0,7,Not difficult,Not difficult,Slightly difficult,3,1,Important,Important,Very important,Not important,Very important,Not important,Not important,Slightly important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,Private placement office, -44,No,-44,-44,-44,-44,Yes,1,2,Yes,-44,Yes,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Yes,0,100, -44,0,Yes,11,No,35,20,5,30,10,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Application procedures for loans or line of credit are compl,3270000,3870000,2050000,530000,190000,154800,1229000,77500,15000,9000,4000,0,0,785000,978000,1122000,1238000,3231000,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Major obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,No obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,No,Yes,No,No,No,Inadequately educated workforce,"Crime, theft and disorder",Practices of competitors in the informal sector,Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed, -44,-44,-44, -44,-44, -44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 33493,93,The Bahamas,The Bahamas,Transport,439,No,-44,-44,-44,-44,Limited partnership, -44,25,100,0,0,0,Predominantly men,No,Yes,15,Makes major strategic and fiancial decisions,5,3,Predominantly men,Male,Male,Male,1976,Yes,Yes,1976,52,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,3,1,-44,Yes,2,0,0,-44,Yes,4,2,1,-44,No,-44,-44,-44,-44,Yes,0,Yes,Yes,Yes,0,-44,-44,100,0, -44,15,40,45,10,Medium private firms (20-100 employees),40,50,10,shipping,95,Local,5,Decreased,Increased,More than 5,100,0,Not provided,-44, -44,-44, -44,-44,-44,-44,-44,70,30,Yes,3,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,Yes,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,-44,120000,Yes,-44,10000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,2,During working hours,Knife,Money,600,Gang related,No,Yes,-44,Yes,4,During working hours,Firearm/gun,Other company property,4000,Other,Yes,Yes,-44,Yes,4,Outside working hours,Knife,Money,29000,Other,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,15000,12000,Yes,No,No,No,Yes,No,-44,-44,No,-44,-44,No,Yes,No,24,Yes,1,No,No,-44,0,-44,No,-44,-44,Yes,0,Yes,Yes,30,2,10,120,30,42,30,18,1,5,4,6,0,0,0,0,0,0,0,0,0,0,0,0,0,0,18,30,75000,29,74000,26,88000,2,47000,2,43000,2,52000,5,30000,5,29000,5,34000,5,9400,5,9000,5,10000,5,8300,5,8100,5,9100,1,8140.8,1,8200,1,9400,42,9500,42,9400,42,11000,0,-77,0,-77,0,-77,30,7700,30,7400,30,8600,Increase demand for higher quality product, -44,University graduate,University graduate,University graduate,University graduate,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed secondary,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed primary school,Important,Slightly important,Critical,Very important,Important,Important,Important,Important,Important,Important,Important,Important,Slightly important,Slightly important,Important,Critical,Very important,Very important,Slightly important,Slightly important,Critical,Very important,Slightly important,Very important,Critical,Slightly important,Important,Slightly important,Slightly important,Not important,Important,Important,Important,Very important,Very important,Important,Very important,Very important,Important,Very important,Important,Important,Very important,Not important,Critical,Slightly important,Critical,Critical,Critical,Very important,Critical,Slightly important,Slightly important,Important,Slightly important,Slightly important,Important,Slightly important,Slightly important,Not important,Very important,Important,Important,Slightly important,Important,Not important,Slightly important,Slightly important,Slightly important,Important,Critical,Critical,Very important,Very important,Slightly important,Slightly important,Important,Important,Slightly important,Slightly important,Difficult,Very difficult,Slightly difficult,3,19,Slightly difficult,Very difficult,Difficult,0,11,Slightly difficult,Slightly difficult,Slightly difficult,1,7,Not difficult,Slightly difficult,Slightly difficult,1,3,Slightly difficult,Slightly difficult,Slightly difficult,1,10,Not difficult,Very difficult,Difficult,1,10,Not difficult,Difficult,Difficult,5,2,Not difficult,Difficult,Not difficult,1,2,Slightly difficult,Not difficult,Slightly difficult,3,1,Very important,Very important,Important,Not important,Very important,Not important,Slightly important,Not important,Minor obstacle,No obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Private placement office, -44,Yes to fire,No,-44,Yes,12,Yes,3,2,Yes,-44,Yes,Major obstacle,Moderate obstacle,No obstacle,Major obstacle,No obstacle,Minor obstacle,No,0,100, -44,0,No,-44,No,40,0,0,0,60,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,4,4,Incompleteness of loan application,-44,9800000,10340000,4653000,2520000,486000,310200,101000,155000,12000,19000,14000,0,0,2200000,2866000,2895000,3722000,7527000,Very severe obstacle,Very severe obstacle,Very severe obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,Customs and Trade Regulations,Tax Rates,Transportation,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Already used this type of assistance in the past and wasn't, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Yes,No,No,Truthful,Are taken directly from the establishment's records, 334115,115,The Bahamas,The Bahamas,Transport,596,No,-44,-44,-44,-44,Limited partnership, -44,40,40,40,0,20,Not applicable,-44,-44,-44,-44,-44,-44,Equally men and women,Male,Male,Female,1999,Yes,Yes,1997,10,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,1,Yes,Yes,Yes,0,-44,-44,100,0, -44,10,45,45,1,Government or government agencies (including state-owned ent,25,45,30,transportation,100,National,10,Decreased,Remained the same,More than 5,100,0,Not provided,-44, -44,-44, -44,-44,-44,-44,-44,30,70,Yes,19,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,Yes,No,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,Major obstacle,Major obstacle,-44, -44,Strongly disagree,Tend to disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,-44,200000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,0,18000,Yes,Yes,No,Yes,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,5,No,-44,-44,No,-44,0,-44,No,-44,-44,Yes,355,No,No,-44,-44,40,120,30,42,30,18,23,21,14,2,5,3,1,1,0,0,0,0,0,1,1,1,1,0,14,33,72000,30,64000,30,82000,2,42000,3,40000,2,47000,5,33000,5,32000,5,36000,5,8200,5,8000,5,10000,5,9800,5,8900,5,10600,1,9830.4,1,9400,1,11000,43,7100,45,6500,49,8000,0,-77,0,-77,0,-77,31,8100,34,8000,33,8700,Economic upturn/downturn, -44,University graduate,Completed college/vocational training,University graduate,Completed college/vocational training,Completed secondary,Started but did not complete college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Very important,Slightly important,Critical,Important,Important,Important,Slightly important,Important,Important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Very important,Critical,Critical,Important,Slightly important,Critical,Critical,Very important,Important,Critical,Slightly important,Important,Slightly important,Not important,Slightly important,Important,Slightly important,Critical,Critical,Critical,Very important,Very important,Slightly important,Very important,Important,Important,Very important,Very important,Slightly important,Critical,Very important,Very important,Critical,Very important,Very important,Critical,Slightly important,Not important,Important,Not important,Very important,Important,Not important,Slightly important,Slightly important,Important,Important,Very important,Very important,Very important,Not important,Slightly important,Slightly important,Important,Important,Critical,Critical,Critical,Very important,Important,Not important,Slightly important,Slightly important,Slightly important,Not important,Not difficult,Difficult,Difficult,4,17,Not difficult,Very difficult,Difficult,1,12,Slightly difficult,Slightly difficult,Difficult,0,4,Slightly difficult,Slightly difficult,Not difficult,1,1,Slightly difficult,Slightly difficult,Slightly difficult,0,5,Slightly difficult,Slightly difficult,Slightly difficult,0,10,Slightly difficult,Difficult,Slightly difficult,5,9,Not difficult,Difficult,Not difficult,1,3,Not difficult,Not difficult,Slightly difficult,4,1,Important,Important,Very important,Slightly important,Very important,Not important,Not important,Not important,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Public placement office, -44,No,-44,-44,-44,-44,Yes,1,2,No,The firm does not have enough information about training pro,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,5,No,60,12,3,0,25,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,3,3,Insufficient profitability,-44,12340000,10650000,5112000,3780000,351000,639000,18000,160000,18000,18000,16000,0,0,2255000,1789000,3089000,2556000,5035000,Very severe obstacle,Very severe obstacle,Major obstacle,Major obstacle,No,Yes,Yes,Yes,No,Yes,No,No obstacle,Major obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,Customs and Trade Regulations,Tax Rates,Electricity,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Administratie procedure is cumbersome, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are taken directly from the establishment's records, 33485,85,The Bahamas,The Bahamas,Construction,392,No,-44,-44,-44,-44,Partnership (including limited liability companies), -44,50,50,50,0,0,Equally men and women,No,Yes,15,Delegates decisions to other partners,8,3,Predominantly women,Female,Female,Female,1979,Yes,Yes,1979,17,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,9,3,0,-44,No,-44,-44,-44,-44,Yes,1,1,1,-44,No,-44,-44,-44,-44,Yes,4,Yes,Yes,Yes,0,-44,-44,100,0, -44,15,40,45,5,Medium private firms (20-100 employees),15,65,20,construction,55,Local,10,Increased,Decreased,More than 5,100,0,Do not know,-44, -44,-44, -44,-44,-44,-44,-44,65,35,No,-44,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,Yes,No,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,No,0,0,Yes,No,No,Yes,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,5,No,-44,-44,No,-44,1,-44,No,-44,-44,Yes,5,Yes,No,-44,-44,8,130,34,45,32,19,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,16,34,60000,32,60000,29,67000,2,34000,2,35000,2,38000,5,32000,6,30000,5,37000,5,7900,5,8000,5,9000,6,7800,6,7300,6,9000,1,9600,1,8600,1,10300,45,8100,49,7700,53,8900,0,-77,0,-77,0,-77,32,7800,32,7400,31,9000,Increase/decreased demand for goods, -44,Post graduated,Completed college/vocational training,University graduate,University graduate,Completed college/vocational training,Completed secondary,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed primary school,Important,Important,Critical,Very important,Very important,Very important,Slightly important,Important,Important,Important,Important,Important,Not important,Slightly important,Important,Very important,Critical,Critical,Slightly important,Important,Very important,Critical,Important,Very important,Critical,Slightly important,Important,Important,Not important,Not important,Critical,Slightly important,Critical,Critical,Critical,Very important,Very important,Important,Slightly important,Important,Important,Important,Very important,Slightly important,Critical,Slightly important,Very important,Critical,Critical,Very important,Critical,Slightly important,Not important,Important,Slightly important,Slightly important,Very important,Not important,Slightly important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Important,Not important,Slightly important,Slightly important,Very important,Important,Critical,Critical,Very important,Critical,Not important,Slightly important,Very important,Slightly important,Slightly important,Slightly important,Not difficult,Difficult,Difficult,4,25,Slightly difficult,Very difficult,Difficult,1,15,Slightly difficult,Very difficult,Difficult,1,2,Slightly difficult,Slightly difficult,Slightly difficult,0,2,Not difficult,Slightly difficult,Not difficult,0,5,Slightly difficult,Slightly difficult,Slightly difficult,1,6,Not difficult,Difficult,Slightly difficult,5,6,Not difficult,Not difficult,Not difficult,0,5,Not difficult,Not difficult,Not difficult,4,2,Very important,Very important,Not important,Important,Very important,Not important,Not important,Slightly important,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,No obstacle,Private placement office, -44,No,-44,-44,-44,-44,Yes,1,2,No,The benefits of training are small than the costs,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,9,No,90,0,0,0,10,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,Yes,Line of credit,2010,230000,7,30,Other,Yes,No,No,No,No,No, -44,125,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,28220000,35660000,5010000,450000,2140000,2139600,153000,927000,111000,102000,56000,0,0,7168000,8733000,10698000,11055000,16796000,Minor obstacle,Minor obstacle,No obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Macroeconomic environment,Access to finance,Electricity,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Too expensive, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are taken directly from the establishment's records, 33459,59,The Bahamas,The Bahamas,Services of motor vehicles,178,No,-44,-44,-44,-44,Shareholding company with shares traded in the stock market, -44,20,0,0,0,100,Not applicable,-44,-44,-44,-44,-44,-44,Equally men and women,Male,Male,Female,1966,No,Yes,1966,21,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,2,1,-44,No,-44,-44,-44,-44,Yes,1,2,0,-44,Yes,1,2,1,-44,Yes,2,Yes,Yes,Yes,0,-44,-44,100,0, -44,20,40,40,3,Large private firms (more than 100 employees),20,70,10,gasoline,95,National,10,Increased,Remained the same,More than 5,100,0,Do not know,-44, -44,-44, -44,-44,-44,-44,-44,65,35,Yes,15,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,0,0,Yes,No,Yes,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,No,-44,-44,No,-44,.5,-44,No,-44,-44,No,-44,-44,No,-44,-44,7,130,34,45,32,19,24,23,16,2,10,4,3,2,1,1,1,1,0,1,1,1,2,1,19,38,49000,40,47000,37,57000,2,34000,3,32000,2,39000,6,41000,7,40000,7,45000,6,7700,6,7000,6,8000,6,8500,7,7900,7,9800,0,-77,0,-77,0,-77,48,7700,46,7500,49,8400,0,-77,0,-77,0,-77,34,7500,38,7000,41,8700,Economic upturn/downturn, -44,University graduate,University graduate,University graduate,University graduate,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed primary school,Very important,Important,Critical,Important,Very important,Important,Slightly important,Slightly important,Important,Important,Slightly important,Important,Slightly important,Slightly important,Important,Critical,Very important,Critical,Important,Important,Critical,Very important,Important,Important,Critical,Slightly important,Important,Slightly important,Slightly important,Not important,Important,Slightly important,Important,Critical,Critical,Important,Very important,Important,Slightly important,Important,Important,Important,Very important,Important,Critical,Important,Critical,Very important,Critical,Very important,Critical,Slightly important,Slightly important,Very important,Slightly important,Important,Important,Not important,Not important,Slightly important,Slightly important,Very important,Very important,Slightly important,Very important,Not important,Not important,Slightly important,Important,Important,Critical,Very important,Very important,Critical,Not important,Not important,Important,Important,Slightly important,Not important,Not difficult,Very difficult,Difficult,4,15,Slightly difficult,Very difficult,Difficult,0,9,Not difficult,Difficult,Slightly difficult,0,7,Slightly difficult,Not difficult,Not difficult,0,3,Slightly difficult,Difficult,Not difficult,0,3,Not difficult,Slightly difficult,Slightly difficult,0,6,Not difficult,Difficult,Slightly difficult,5,7,Not difficult,Not difficult,Slightly difficult,0,10,Not difficult,Not difficult,Not difficult,4,1,Very important,Critical,Very important,Slightly important,Very important,Not important,Not important,Not important,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,No obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,Public placement office, -44,No,-44,-44,-44,-44,Yes,4,2,Yes,-44,Yes,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Yes,0,100, -44,0,Yes,13,Yes,90,0,0,0,10,0,0,0,0,0,0,0,0, -44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,2,2,Collateral or cosigners unacceptable,-44,114550000,165080000,79238400,3150000,4127000,4952400,189000,1485500,163000,89000,149000,4952000,0,33908000,21130000,42921000,33016000,61806000,Very severe obstacle,Very severe obstacle,Very severe obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,Very severe obstacle,No obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,No obstacle,Moderate obstacle,-44,-44,-44,-44,-44,"Crime, theft and disorder",Practices of competitors in the informal sector,Customs and Trade Regulations,Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Too many strings attached, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Yes,No,No,Truthful,Are taken directly from the establishment's records, 33479,79,The Bahamas,The Bahamas,Hotel and restaurants,381,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,71,0,100,0,0,Predominantly men,No,No,21,Delegates decisions to other partners,6,8,Predominantly men,Male,Male,Male,1996,Yes,Yes,1996,12,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,1,1,1,-44,No,-44,-44,-44,-44,Yes,3,Yes,Yes,Yes,0,-44,-44,100,0, -44,15,40,45,0,Individuals,5,50,45,hotel,65,National,15,Decreased,Increased,More than 5,100,0,Do not know,-44, -44,-44, -44,-44,-44,-44,-44,55,45,Yes,17,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,Yes,Yes,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,-44, -44,Tend to agree,Strongly disagree,Tend to disagree,Tend to disagree,Yes,No,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,No,No,No,No,-44,-44,No,-44,-44,No,Yes,No,9,Yes,1,No,No,-44,0,-44,No,-44,-44,Yes,0,Yes,No,-44,-44,85,136,35,47,34,20,3,20,15,18,10,4,3,2,1,0,1,1,1,1,1,1,2,1,18,39,68000,42,66000,41,76000,3,38000,3,37000,3,43000,6,35000,6,32000,6,40000,6,9300,6,9000,6,11000,6,9900,6,9200,6,11400,0,-77,0,-77,0,-77,50,7400,48,6900,51,8700,0,-77,0,-77,0,-77,36,7800,39,7700,42,8700,Economic upturn/downturn, -44,University graduate,University graduate,University graduate,University graduate,Completed secondary,Started but did not complete college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Completed secondary,-44,-44,Completed secondary,Started but did not complete secondary,Very important,Slightly important,Critical,Very important,Important,Important,Slightly important,Slightly important,Important,Important,Important,Slightly important,Slightly important,Important,Important,Very important,Very important,Very important,Important,Important,Critical,Very important,Important,Very important,Critical,Slightly important,Slightly important,Important,Not important,Not important,Very important,Slightly important,Critical,Critical,Critical,Very important,Critical,Very important,Slightly important,Slightly important,Important,Very important,Very important,Important,Critical,Slightly important,Very important,Critical,Very important,Critical,Very important,Slightly important,Not important,Important,Slightly important,Important,Important,Slightly important,Slightly important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Not important,Not important,Slightly important,Very important,Important,Very important,Very important,Very important,Very important,Slightly important,Slightly important,Slightly important,Very important,Not important,Slightly important,Not difficult,Very difficult,Difficult,4,11,Not difficult,Very difficult,Slightly difficult,0,6,Slightly difficult,Difficult,Slightly difficult,1,10,Slightly difficult,Not difficult,Not difficult,1,2,Slightly difficult,Slightly difficult,Difficult,0,7,Slightly difficult,Slightly difficult,Difficult,1,2,Not difficult,Very difficult,Slightly difficult,5,3,Slightly difficult,Not difficult,Difficult,1,9,Slightly difficult,Not difficult,Not difficult,4,1,Very important,Important,Important,Slightly important,Very important,Not important,Not important,Slightly important,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,No obstacle,No obstacle,Minor obstacle,No obstacle,Private placement office, -44,Yes to hire,Yes,17,No,-44,Yes,4,2,No,The benefits of training are small than the costs,Yes,Major obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,No obstacle,Yes,0,100, -44,0,Yes,14,No,66,0,0,0,34,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Collateral requirements for loans or line of credit are unat,11550000,13790000,6481300,1300000,1379000,551600,247000,400000,48000,80000,24000,0,0,3079000,3388000,3999000,5378000,9438000,Very severe obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Very severe obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Access to finance,"Crime, theft and disorder",Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Administratie procedure is cumbersome, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,Truthful,Are taken directly from the establishment's records, 33416,16,The Bahamas,The Bahamas,Chemicals,29,Yes,2,Establishment physically separated from HQ and other establi,Yes,-44,Limited partnership, -44,80,100,0,0,0,Predominantly men,No,Yes,14,Makes decisions in consultation with other partners,14,3,Predominantly women,Female,Female,Female,1991,Yes,Yes,1991,9,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,0,2,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,2,2,2,-44,No,-44,Yes,Yes,Yes,100,80,135,0,0, -44,15,45,40,5,Large private firms (more than 100 employees),25,40,35,medical supplies for dialysis,Refusal to answer,National,25,Increased,Remained the same,2-5,100,0,Do not know,-44, -44,-44, -44,-44,-44,-44,-44,35,65,Yes,24,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,Yes,No,No,No,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Major obstacle,-44, -44,Strongly disagree,Strongly disagree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,No,25000,0,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,1,No,-44,-44,Yes,0,-44,8000,No,-44,-44,No,-44,-44,Yes,0,2,4,149,38,52,37,22,1,1,0,3,2,2,0,0,0,0,0,0,0,1,1,0,0,0,15,40,50000,40,46000,42,59000,3,32000,4,32000,3,37000,6,40000,7,40000,7,47000,6,9400,6,9000,6,11000,7,9800,7,9000,7,11200,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,52,8500,51,8100,47,9400,37,8300,40,7600,40,9700,Economic upturn/downturn, -44,University graduate,Completed college/vocational training,University graduate,University graduate,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed secondary,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Completed secondary,Completed secondary,Important,Slightly important,Critical,Very important,Important,Very important,Slightly important,Important,Slightly important,Very important,Important,Slightly important,Slightly important,Slightly important,Important,Very important,Critical,Very important,Important,Important,Critical,Critical,Important,Important,Critical,Important,Slightly important,Slightly important,Not important,Not important,Important,Very important,Critical,Critical,Very important,Important,Very important,Important,Very important,Important,Very important,Important,Critical,Important,Critical,Slightly important,Very important,Very important,Very important,Very important,Critical,Slightly important,Slightly important,Important,Not important,Important,Very important,Slightly important,Not important,Slightly important,Very important,Very important,Very important,Very important,Important,Not important,Not important,Slightly important,Very important,Very important,Critical,Critical,Critical,Very important,Not important,Slightly important,Very important,Important,Slightly important,Important,Slightly difficult,Difficult,Difficult,4,12,Not difficult,Almost impossible,Difficult,0,12,Not difficult,Very difficult,Slightly difficult,0,4,Slightly difficult,Slightly difficult,Slightly difficult,0,2,Slightly difficult,Slightly difficult,Slightly difficult,1,2,Not difficult,Slightly difficult,Slightly difficult,1,6,Not difficult,Slightly difficult,Difficult,1,3,Not difficult,Slightly difficult,Not difficult,6,7,Not difficult,Not difficult,Slightly difficult,4,1,Critical,Very important,Important,Important,Very important,Slightly important,Slightly important,Slightly important,No obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,No obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Public announcement/advertisement, -44,Yes to hire,Yes,19,No,-44,Yes,3,2,No,The firm does not have enough information about training pro,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,13,No,50,0,0,0,40,10,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Application procedures for loans or line of credit are compl,2410000,3230000,1230000,1010000,139000,193800,23000,50000,9000,5000,9000,0,0,535000,670000,775000,1098000,2294000,No obstacle,No obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Customs and Trade Regulations,Tax Rates,No obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,Somewhat truthful,Are taken directly from the establishment's records, 33486,86,The Bahamas,The Bahamas,Construction,394,No,-44,-44,-44,-44,Partnership (including limited liability companies), -44,50,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Male,Female,Male,1985,No,Yes,1985,17,No,-44,-44,No,-44,-44,Yes,4,No,No,-44,-44,Yes,2,2,1,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,2,3,1,-44,Yes,2,Yes,No,Yes,0,-44,-44,100,0, -44,5,55,40,0,Your parent company or affiliated establishments,45,45,10,construction,95,National,10,Decreased,Increased,More than 5,100,0,Do not know,-44, -44,-44, -44,-44,-44,-44,-44,60,40,No,-44,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Major obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to disagree,Strongly agree,No,-44,-44,-44,-44,-44,No,-44,-44,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,3,During working hours,Firearm/gun,Money,27000,Other,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,4,Outside working hours,Knife,Money,8500,Group of criminals,No,No,No loss or damage,Yes,1,During working hours,Firearm/gun,Money,-66,Gang related,No,No,Not enough police/not enough resources,No,-44,-44,0,No,No,No,No,Yes,Yes,No,No,No,-44,-44,Yes,Yes,Yes,5,No,-44,-44,Yes,0,0,-44,No,-44,-44,Yes,5,Yes,Yes,5,2,10,154,40,53,38,23,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,17,40,72000,42,68000,43,78000,3,36000,3,35000,3,42000,6,30000,7,27000,7,35000,6,10000,6,10000,6,11000,7,9000,7,8400,8,10700,1,8524.800000000001,1,7700,1,9800,53,9700,55,9300,50,10500,0,-77,0,-77,0,-77,38,7500,38,7200,39,8300,Increase/decreased demand for goods, -44,University graduate,Completed secondary,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed secondary,Completed college/vocational training,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed secondary,Important,Important,Critical,Important,Very important,Important,Slightly important,Important,Important,Important,Slightly important,Important,Slightly important,Slightly important,Important,Very important,Very important,Very important,Important,Slightly important,Critical,Critical,Important,Important,Very important,Not important,Important,Slightly important,Not important,Not important,Important,Important,Very important,Very important,Critical,Important,Important,Important,Important,Very important,Very important,Important,Critical,Important,Very important,Important,Critical,Critical,Very important,Critical,Very important,Not important,Not important,Important,Not important,Important,Very important,Slightly important,Important,Slightly important,Important,Important,Slightly important,Slightly important,Important,Not important,Slightly important,Slightly important,Important,Very important,Very important,Critical,Critical,Very important,Not important,Not important,Important,Very important,Not important,Slightly important,Not difficult,Very difficult,Slightly difficult,4,12,Not difficult,Very difficult,Difficult,1,8,Slightly difficult,Very difficult,Difficult,0,5,Slightly difficult,Not difficult,Not difficult,0,2,Not difficult,Slightly difficult,Difficult,1,10,Slightly difficult,Difficult,Difficult,1,3,Not difficult,Slightly difficult,Slightly difficult,6,8,Not difficult,Slightly difficult,Not difficult,0,5,Not difficult,Not difficult,Not difficult,4,2,Very important,Slightly important,Important,Not important,Important,Slightly important,Not important,Not important,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,No obstacle,Private placement office, -44,Yes to fire,No,-44,Yes,15,No,-44,-44,No,The firm is affraid of investing in workers that after the t,Yes,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,No obstacle,Yes,0,100, -44,0,No,-44,No,50,37.6,9.4,0,3,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Interest rates are not favorable,24160000,19590000,3780000,2520000,588000,979500,252000,411500,41000,25000,25000,0,0,4173000,5509000,5877000,7444000,9286000,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Major obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Yes,Yes,No,No,No,Practices of competitors in the informal sector,Customs and Trade Regulations,Access to finance,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Too expensive, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 33445,45,The Bahamas,The Bahamas,Food,109,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,50,70,30,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Male,Male,Male,1939,No,Yes,1939,7,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,2,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,9,Yes,Yes,Yes,100,90,120,0,0, -44,35,40,25,10,Others,20,60,20,beverage,100,Local,10,Increased,Decreased,More than 5,100,0,Do not know,-44, -44,-44, -44,-44,-44,-44,-44,65,35,Yes,2,Yes,Yes,No,No,Yes,No,Yes,Other company of the sector, -44,No,No,No,No,Yes,Yes,No,No,-44,-44,Yes,No,No,No,Yes,No,Yes,No,No, -44,Slightly important,Critical,Very Important,Very Important,Slightly important,Critical,Very Important,Yes,35,Yes,65,No,-44,No,Yes,90000,-44,No,No,No,No,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,Major obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to agree,Strongly agree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,-44,30000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,No,45000,3000,Yes,Yes,No,No,No,No,-44,-44,No,-44,-44,No,Yes,Yes,10,No,-44,-44,No,-44,0,-44,No,-44,-44,Yes,185,No,Yes,0,2,20,162,42,56,40,24,2,4,2,12,5,3,1,1,0,0,0,0,0,2,1,2,4,0,23,45,47000,49,47000,51,53000,3,29000,3,26000,3,33000,7,36000,7,33000,7,39000,7,9200,7,9000,7,10000,7,9100,6,8900,6,10500,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,57,9600,56,9100,56,10700,41,7900,45,8000,48,9400,Economic upturn/downturn, -44,University graduate,University graduate,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed secondary,Completed secondary,Completed secondary,Very important,Slightly important,Critical,Very important,Important,Very important,Very important,Important,Important,Slightly important,Important,Important,Not important,Important,Important,Critical,Very important,Very important,Important,Important,Very important,Critical,Important,Important,Very important,Not important,Important,Important,Slightly important,Not important,Important,Slightly important,Slightly important,Critical,Critical,Important,Very important,Important,Important,Important,Important,Important,Very important,Important,Critical,Very important,Critical,Critical,Very important,Critical,Critical,Slightly important,Not important,Important,Not important,Important,Important,Not important,Slightly important,Slightly important,Very important,Very important,Important,Important,Important,Not important,Not important,Not important,Very important,Important,Critical,Critical,Critical,Critical,Not important,Not important,Slightly important,Important,Not important,Slightly important,Slightly difficult,Difficult,Slightly difficult,5,9,Slightly difficult,Difficult,Difficult,1,9,Not difficult,Difficult,Slightly difficult,1,3,Slightly difficult,Slightly difficult,Slightly difficult,1,2,Not difficult,Slightly difficult,Slightly difficult,1,4,Slightly difficult,Slightly difficult,Slightly difficult,1,4,Slightly difficult,Slightly difficult,Difficult,1,8,Not difficult,Slightly difficult,Not difficult,6,9,Not difficult,Slightly difficult,Not difficult,5,1,Very important,Important,Very important,Important,Important,Slightly important,Slightly important,Slightly important,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,Public announcement/advertisement, -44,No,-44,-44,-44,-44,Yes,4,2,No,The firm cannot afford the optimal level of training,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,13,No,65,0,0,0,35,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,Yes,Loan,2011,280000,10,60,Other,Yes,Yes,No,No,No,No, -44,175,Yes,4,3,Collateral or cosigners unacceptable,-44,31200000,29810000,12520200,1260000,1252000,1490500,63000,894500,134000,98000,89000,0,0,5581000,5843000,7751000,8347000,14494000,No obstacle,Minor obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,No obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Access to finance,Corruption,Customs and Trade Regulations,Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Too expensive, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,No,No,-44,-44,Yes,No,Yes,Truthful,Are taken directly from the establishment's records, 334135,135,The Bahamas,The Bahamas,Construction,946,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,53,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Male,Male,Female,1984,Yes,Yes,1984,12,No,-44,-44,No,-44,-44,No,-44,-44,Yes,14,No,Yes,0,2,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,0,Yes,Yes,Yes,0,-44,-44,100,0, -44,0,45,55,10,Individuals,20,45,35,engineering/construction,95,National,15,Decreased,Remained the same,More than 5,100,0,Do not know,-44, -44,-44, -44,-44,-44,-44,-44,45,55,Yes,5,Yes,No,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,Yes,No,No,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,-44, -44,Tend to agree,Strongly disagree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,10,No,-44,-44,Yes,5,-44,3000,Yes,30,No,Yes,95,No,Yes,20,2,10,174,45,60,43,26,0,0,0,0,10,4,3,2,1,0,0,0,0,2,1,2,4,1,18,49,75000,45,67000,44,83000,3,43000,3,42000,3,48000,8,36000,8,34000,8,42000,8,8100,8,8000,8,9000,8,9500,8,9700,8,10700,0,-77,0,-77,0,-77,63,8100,66,7400,59,9000,0,-77,0,-77,0,-77,45,7700,41,7600,39,8300,Economic upturn/downturn, -44,University graduate,Post graduated,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Important,Important,Critical,Very important,Important,Important,Important,Important,Important,Very important,Important,Important,Not important,Slightly important,Slightly important,Very important,Critical,Very important,Important,Very important,Very important,Critical,Important,Important,Critical,Slightly important,Very important,Slightly important,Not important,Not important,Slightly important,Important,Important,Critical,Critical,Important,Important,Important,Very important,Slightly important,Very important,Important,Critical,Important,Critical,Important,Critical,Critical,Very important,Critical,Critical,Not important,Not important,Important,Not important,Very important,Important,Not important,Slightly important,Slightly important,Important,Important,Very important,Important,Important,Slightly important,Not important,Slightly important,Important,Important,Critical,Critical,Critical,Very important,Not important,Slightly important,Important,Important,Slightly important,Important,Not difficult,Very difficult,Difficult,5,13,Slightly difficult,Almost impossible,Difficult,1,12,Slightly difficult,Difficult,Very difficult,1,8,Slightly difficult,Not difficult,Slightly difficult,1,3,Slightly difficult,Slightly difficult,Slightly difficult,1,7,Slightly difficult,Difficult,Slightly difficult,0,7,Not difficult,Very difficult,Slightly difficult,7,4,Not difficult,Not difficult,Not difficult,1,7,Not difficult,Not difficult,Not difficult,5,2,Critical,Important,Important,Important,Very important,Not important,Not important,Not important,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Through family/friends, -44,No,-44,-44,-44,-44,Yes,5,2,No,The benefits of training are small than the costs,Yes,Major obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Yes,0,100, -44,0,Yes,12,No,90,0,0,0,10,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Did not think it would be approved,4600000,4170000,1959900,1180000,167000,125100,882000,87500,14000,9000,17000,0,0,890000,761000,1126000,1043000,2387000,No obstacle,No obstacle,Very severe obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,Transportation,Labor Regulations,Access to land for expansion / relocation,Minor obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Already used this type of assistance in the past and wasn't, -44,-44,-44, -44,-44, -44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are estimates computed with some precision, 334149,149,The Bahamas,The Bahamas,Retail,1068,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,85,95,5,0,0,Predominantly men,No,Yes,8,Delegates decisions to other partners,12,5,Equally men and women,Male,Male,Female,1947,No,Yes,1960,40,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,3,1,-44,No,-44,-44,-44,-44,Yes,1,3,1,-44,No,-44,-44,-44,-44,Yes,0,Yes,No,Yes,0,-44,-44,100,0, -44,15,60,25,0,Large private firms (more than 100 employees),0,60,40,dry food products,60,National,20,Increased,Remained the same,2-5,100,0,Do not know,-44, -44,-44, -44,-44,-44,-44,-44,35,65,No,-44,Yes,No,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Minor obstacle,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,-44, -44,Strongly disagree,Tend to agree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,-44,49000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,1,No,-44,-44,Yes,0,-44,0,Yes,5,Yes,No,-44,-44,Yes,30,2,1,177,46,61,44,26,2,14,9,9,6,3,2,1,0,0,0,0,0,1,1,1,2,0,27,49,54000,52,55000,49,58000,3,46000,4,43000,3,51000,7,37000,7,33000,7,43000,7,8200,7,8000,7,9000,8,8600,8,7900,9,10200,1,7372.799999999999,1,7100,1,8200,63,8100,64,8000,63,9000,0,-77,0,-77,0,-77,45,7800,46,7900,50,8400,Economic upturn/downturn, -44,University graduate,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed secondary,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Important,Slightly important,Critical,Important,Very important,Very important,Slightly important,Slightly important,Important,Important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Very important,Very important,Critical,Important,Important,Critical,Critical,Important,Important,Very important,Important,Very important,Important,Important,Not important,Important,Important,Important,Critical,Critical,Important,Important,Very important,Critical,Slightly important,Very important,Important,Very important,Important,Very important,Important,Very important,Critical,Very important,Very important,Critical,Slightly important,Not important,Very important,Not important,Important,Very important,Not important,Slightly important,Slightly important,Very important,Very important,Slightly important,Slightly important,Important,Slightly important,Not important,Slightly important,Very important,Very important,Critical,Critical,Critical,Critical,Not important,Not important,Very important,Important,Slightly important,Important,Not difficult,Very difficult,Slightly difficult,5,22,Slightly difficult,Very difficult,Slightly difficult,1,12,Slightly difficult,Difficult,Difficult,0,10,Not difficult,Slightly difficult,Slightly difficult,0,3,Slightly difficult,Slightly difficult,Slightly difficult,1,8,Slightly difficult,Difficult,Difficult,0,4,Slightly difficult,Slightly difficult,Slightly difficult,7,2,Not difficult,Not difficult,Not difficult,0,2,Slightly difficult,Not difficult,Not difficult,5,1,Important,Very important,Important,Not important,Important,Not important,Slightly important,Not important,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,No obstacle,Minor obstacle,Private placement office, -44,No,-44,-44,-44,-44,Yes,4,2,Yes,-44,Yes,Major obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Yes,100,0, -44,0,Yes,7,No,90,0,0,0,10,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,3,3,Collateral or cosigners unacceptable,-44,1200000,1270000,584200,469900,19000,38100,358000,24000,5000,2000,3000,0,0,223000,337000,279000,495000,424000,Major obstacle,Major obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Customs and Trade Regulations,Electricity,Telecommunications,Moderate obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed, -44,-44,-44, -44,-44, -44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Somewhat truthful,Are estimates computed with some precision, 33499,99,The Bahamas,The Bahamas,Construction,469,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,71,50,50,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Male,Male,Male,1993,Yes,Yes,1993,12,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,7,0,0,-44,No,-44,-44,-44,-44,Yes,3,Yes,Yes,Yes,0,-44,-44,100,0, -44,25,55,20,10,Medium private firms (20-100 employees),10,50,40,construction,95,National,15,Decreased,Remained the same,More than 5,65,35,30,1994, -66,75, -66,15,5,3,1,50,50,Yes,1,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,Yes,No,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,Minor obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,-44, -44,Tend to agree,Strongly disagree,Tend to agree,Tend to disagree,Yes,No,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,40000,0,Yes,Yes,Yes,Yes,No,No,-44,-44,No,-44,-44,No,Yes,No,2,Yes,2,No,Yes,0,1,-44,No,-44,-44,Yes,5,Yes,No,-44,-44,50,183,47,64,45,27,0,0,0,0,30,9,10,7,4,0,0,0,0,3,1,2,6,2,22,56,42000,57,38000,61,46000,4,34000,4,33000,4,37000,9,40000,9,40000,9,44000,9,8400,8,7000,8,9000,9,8500,9,8600,9,9600,0,-77,0,-77,0,-77,74,7500,72,6800,72,8200,0,-77,0,-77,0,-77,52,8200,51,7800,49,8800,New production methods, -44,University graduate,University graduate,University graduate,University graduate,Completed secondary,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed secondary,Completed college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,-44,-44,Completed secondary,Completed primary school,Important,Slightly important,Critical,Important,Very important,Very important,Important,Important,Important,Very important,Important,Important,Important,Important,Important,Very important,Critical,Very important,Important,Important,Critical,Critical,Important,Important,Critical,Important,Important,Slightly important,Important,Slightly important,Critical,Important,Very important,Critical,Very important,Important,Very important,Important,Very important,Very important,Very important,Slightly important,Critical,Important,Critical,Important,Critical,Critical,Critical,Critical,Critical,Slightly important,Slightly important,Important,Not important,Important,Very important,Slightly important,Slightly important,Slightly important,Important,Important,Important,Slightly important,Important,Not important,Not important,Slightly important,Important,Slightly important,Critical,Critical,Very important,Critical,Not important,Slightly important,Important,Important,Important,Slightly important,Not difficult,Very difficult,Slightly difficult,6,15,Slightly difficult,Difficult,Slightly difficult,0,12,Slightly difficult,Difficult,Slightly difficult,0,3,Slightly difficult,Slightly difficult,Not difficult,1,1,Slightly difficult,Slightly difficult,Slightly difficult,1,9,Slightly difficult,Difficult,Slightly difficult,1,6,Not difficult,Slightly difficult,Slightly difficult,8,3,Not difficult,Not difficult,Slightly difficult,1,10,Not difficult,Not difficult,Slightly difficult,6,2,Critical,Very important,Slightly important,Important,Very important,Not important,Not important,Slightly important,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,Public placement office, -44,No,-44,-44,-44,-44,Yes,2,2,Yes,-44,Yes,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Yes,0,100, -44,0,Yes,13,Yes,20,20,5,50,5,0,0,0,0,0,0,0,0, -44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Line of credit,2010,390000,9,60,"Non-Bank financial institutions (microfinance institutions,",Yes,No,No,No,Yes,No, -44,150,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,86720000,75480000,31500000,4540000,2944000,3774000,252000,1207500,60000,205000,121000,10567000,0,14311000,17172000,18115000,26418000,48005000,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Corruption,Labor Regulations,Transportation,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Too many strings attached, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 33484,84,The Bahamas,The Bahamas,Construction,391,No,-44,-44,-44,-44,Limited partnership, -44,50,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,1981,No,Yes,1981,17,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,5,Yes,No,Yes,0,-44,-44,100,0, -44,0,40,60,0,Small private firms (less than 20 employees),30,45,25,concrete,95,National,10,Decreased,Remained the same,More than 5,100,0,Do not know,-44, -44,-44, -44,-44,-44,-44,-44,55,45,Yes,4,No,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,Yes,Yes,No,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,-44, -44,Tend to agree,Strongly disagree,Strongly agree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,No,0,No,-44,-44,Yes,0,0,-44,No,-44,-44,Yes,5,Yes,Yes,5,2,6,187,48,65,46,28,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,23,48,58000,45,57000,41,63000,3,34000,3,32000,3,39000,8,30000,8,28000,8,36000,8,8000,8,8000,8,10000,8,8000,8,8100,8,9300,1,8294.400000000001,1,8400,1,8900,65,7400,69,7200,63,8300,0,-77,0,-77,0,-77,46,7900,48,7200,53,8800,New products require new skills, -44,University graduate,University graduate,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed secondary,-44,-44,Completed secondary,Completed secondary,Important,Important,Very important,Important,Very important,Very important,Important,Very important,Very important,Important,Slightly important,Important,Not important,Important,Important,Very important,Very important,Very important,Important,Important,Critical,Critical,Very important,Very important,Critical,Slightly important,Very important,Slightly important,Not important,Slightly important,Important,Important,Important,Critical,Critical,Important,Very important,Important,Very important,Important,Very important,Important,Very important,Important,Very important,Slightly important,Critical,Very important,Critical,Very important,Very important,Not important,Not important,Important,Not important,Important,Slightly important,Not important,Not important,Slightly important,Important,Important,Slightly important,Slightly important,Very important,Not important,Not important,Slightly important,Very important,Very important,Critical,Very important,Critical,Very important,Important,Important,Important,Important,Not important,Slightly important,Not difficult,Very difficult,Difficult,5,8,Difficult,Very difficult,Difficult,1,4,Slightly difficult,Difficult,Difficult,0,10,Slightly difficult,Difficult,Difficult,0,2,Slightly difficult,Slightly difficult,Slightly difficult,1,9,Slightly difficult,Slightly difficult,Slightly difficult,1,5,Difficult,Difficult,Difficult,7,2,Not difficult,Not difficult,Slightly difficult,0,10,Not difficult,Slightly difficult,Slightly difficult,5,1,Important,Important,Not important,Important,Important,Slightly important,Not important,Slightly important,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,No obstacle,No obstacle,No obstacle,Private placement office, -44,No,-44,-44,-44,-44,Yes,5,2,No,Other,Yes,Very severe obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Yes,0,100, -44,0,No,-44,No,75,0,0,0,25,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Did not think it would be approved,16810000,15170000,7560000,2960000,546000,455100,126000,91000,8000,9000,13000,0,0,3211000,4248000,4399000,5310000,6511000,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Cost of finance,Macroeconomic environment,Electricity,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed, -44,-44,-44, -44,-44, -44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Yes,No,Yes,Truthful,Are taken directly from the establishment's records, 334140,140,The Bahamas,The Bahamas,Hotel and restaurants,999,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,55,15,85,0,0,Predominantly men,No,Yes,18,Delegates decisions to other partners,7,3,Predominantly men,Male,Male,Male,1959,No,Yes,1959,12,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,2,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,0,7,2,-44,Yes,5,Yes,Yes,Yes,0,-44,-44,100,0, -44,35,60,5,5,Large private firms (more than 100 employees),25,55,20,accomodation,35,National,10,Decreased,Increased,More than 5,100,0,Do not know,-44, -44,-44, -44,-44,-44,-44,-44,75,25,Yes,19,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,No obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,-44, -44,Strongly disagree,Tend to agree,Tend to agree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,0,0,Yes,No,Yes,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,2,No,-44,-44,No,-44,-44,5000,Yes,13,No,Yes,35,Yes,Yes,0,2,150,357,91,124,89,53,4,45,27,36,20,8,6,4,2,0,2,1,2,2,1,2,4,1,43,99,68000,96,67000,101,74000,6,32000,6,31000,5,38000,16,33000,16,31000,17,37000,16,9700,18,9000,17,11000,17,9900,19,9500,18,11100,0,-77,0,-77,0,-77,130,9600,129,9200,116,10600,0,-77,0,-77,0,-77,93,7600,93,7000,90,8500,-44, -44,University graduate,Completed college/vocational training,University graduate,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Completed college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Important,Important,Critical,Important,Very important,Very important,Important,Slightly important,Very important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Critical,Very important,Very important,Very important,Important,Very important,Critical,Important,Very important,Critical,Slightly important,Very important,Slightly important,Slightly important,Not important,Important,Important,Very important,Critical,Very important,Important,Critical,Important,Very important,Important,Important,Very important,Critical,Important,Critical,Slightly important,Critical,Critical,Critical,Very important,Critical,Slightly important,Not important,Important,Slightly important,Important,Very important,Slightly important,Not important,Slightly important,Very important,Very important,Slightly important,Slightly important,Important,Not important,Not important,Not important,Important,Important,Critical,Critical,Very important,Critical,Slightly important,Slightly important,Very important,Important,Slightly important,Not important,Slightly difficult,Very difficult,Difficult,10,14,Slightly difficult,Very difficult,Difficult,1,14,Slightly difficult,Very difficult,Difficult,2,8,Not difficult,Slightly difficult,Slightly difficult,2,1,Slightly difficult,Difficult,Slightly difficult,2,4,Slightly difficult,Difficult,Slightly difficult,1,2,Slightly difficult,Difficult,Very difficult,13,8,Not difficult,Not difficult,Not difficult,1,7,Not difficult,Not difficult,Not difficult,10,2,Very important,Very important,Very important,Important,Important,Important,Not important,Not important,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,Public placement office, -44,No,-44,-44,-44,-44,Yes,0,2,No,The benefits of training are small than the costs,Yes,Major obstacle,Moderate obstacle,No obstacle,Major obstacle,Minor obstacle,No obstacle,Yes,0,100, -44,0,Yes,14,No,25,0,0,0,75,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Collateral requirements for loans or line of credit are unat,29160000,34740000,5860000,15700000,1529000,1042200,1318000,486500,39000,88000,34000,0,0,5617000,6983000,7295000,10422000,9702000,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Very severe obstacle,No obstacle,No obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,No obstacle,No obstacle,Major obstacle,Minor obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,Access to finance,Tax administration,Tax Rates,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed, -44,-44,-44, -44,-44, -44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are taken directly from the establishment's records, 33494,94,The Bahamas,The Bahamas,Retail,455,Yes,8,Headquarters with production and/or sales at this location,No,8,Shareholding company with non-traded shares or shares traded, -44,15,80,0,0,20,Not applicable,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,1989,No,Yes,1989,10,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,8,4,1,-44,Yes,2,0,0,-44,Yes,6,0,1,-44,Yes,0,3,1,-44,Yes,2,Yes,Yes,Yes,0,-44,-44,100,0, -44,0,50,50,0,Government or government agencies (including state-owned ent,30,50,20,groceries,30,Local,5,Increased,Remained the same,More than 5,100,0,Not provided,-44, -44,-44, -44,-44,-44,-44,-44,35,65,No,-44,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Minor obstacle,No obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to agree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,Yes,No,No,No,-44,-44,No,-44,-44,No,No,No,2,No,-44,-44,Yes,1,0,-44,No,-44,-44,Yes,40,No,Yes,20,1,125,447,113,156,111,67,113,0,88,2,50,14,17,12,7,12,0,9,0,3,1,2,6,2,59,127,74000,116,72000,112,80000,8,41000,9,41000,8,47000,22,36000,21,36000,22,41000,22,9500,24,9000,22,11000,22,9500,23,8600,21,10800,0,-77,0,-77,0,-77,173,9900,164,10100,162,11400,0,-77,0,-77,0,-77,123,7500,123,6700,135,8400,Economic upturn/downturn, -44,University graduate,University graduate,University graduate,University graduate,Completed secondary,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed primary school,Very important,Slightly important,Critical,Important,Important,Important,Slightly important,Slightly important,Important,Important,Important,Slightly important,Important,Slightly important,Very important,Critical,Very important,Critical,Very important,Important,Critical,Very important,Important,Very important,Critical,Important,Slightly important,Very important,Important,Not important,Important,Very important,Slightly important,Critical,Critical,Important,Very important,Important,Important,Important,Important,Slightly important,Critical,Important,Critical,Slightly important,Critical,Critical,Critical,Critical,Critical,Slightly important,Not important,Very important,Slightly important,Important,Important,Important,Slightly important,Not important,Very important,Important,Very important,Slightly important,Very important,Not important,Slightly important,Not important,Important,Important,Very important,Very important,Critical,Critical,Slightly important,Not important,Important,Important,Important,Not important,Not difficult,Almost impossible,Difficult,13,11,Not difficult,Very difficult,Difficult,1,10,Not difficult,Difficult,Slightly difficult,3,9,Not difficult,Difficult,Slightly difficult,3,3,Slightly difficult,Not difficult,Slightly difficult,3,8,Slightly difficult,Very difficult,Slightly difficult,1,3,Slightly difficult,Slightly difficult,Difficult,18,6,Not difficult,Slightly difficult,Difficult,0,7,Not difficult,Slightly difficult,Not difficult,13,1,Very important,Very important,Very important,Slightly important,Important,Not important,Slightly important,Not important,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,Public announcement/advertisement, -44,No,-44,-44,-44,-44,Yes,1,2,No,The benefits of training are small than the costs,Yes,Moderate obstacle,Very severe obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,Yes,0,100, -44,0,Yes,7,Yes,65,0,0,0,35,0,0,0,0,0,0,0,0, -44,75,12.5,0,12.5,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Loan,2011,2500000,11,60,Private commercial banks,Yes,No,No,No,No,No, -44,150,Yes,3,2,Problems with credit history/report,-44,66110000,76180000,34281000,11840000,1752000,3809000,3780000,1980500,297000,396000,356000,6094000,0,12067000,18131000,16760000,26663000,48269000,No obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,Minor obstacle,Very severe obstacle,Minor obstacle,No obstacle,Minor obstacle,Major obstacle,Minor obstacle,No obstacle,No obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,Access to finance,"Crime, theft and disorder",Labor Regulations,No obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Somewhat truthful,Are estimates computed with some precision, 33482,82,The Bahamas,The Bahamas,Hotel and restaurants,384,Yes,100,Establishment physically separated from HQ but with no other,Yes,-44,Shareholding company with non-traded shares or shares traded, -44,51,100,0,0,0,Predominantly men,No,No,35,Makes decisions in consultation with other partners,6,3,All men,Male,Male,Male,2007,Yes,Yes,2007,39,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,1,1,-44,No,-44,-44,-44,-44,Yes,4,0,0,-44,No,-44,-44,-44,-44,Yes,5,Yes,Yes,Yes,0,-44,-44,100,0, -44,10,45,45,4,Small private firms (less than 20 employees),10,45,45,hotel,55,National,25,Increased,Remained the same,2-5,100,0,Do not know,-44, -44,-44, -44,-44,-44,-44,-44,65,35,Yes,17,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,Yes,No,No,Yes,Minor obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Major obstacle,Minor obstacle,No obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,1,-44,Yes,-44,9000,Yes,1,During working hours,Other,Goods or stock,20000,Gang related,Yes,Yes,-44,Yes,1,Outside working hours,Other,Money,900,Gang related,No,No,They occur too frequently,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,2,During working hours,Knife,Money,2000,Gang related,No,No,No loss or damage,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,2,During working hours,Firearm/gun,Money,3000,Gang related,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,0,0,Yes,No,No,No,Yes,No,-44,-44,No,-44,-44,Yes,Yes,Yes,5,No,-44,-44,Yes,0,0,-44,No,-44,-44,No,-44,-44,Yes,90,2,450,538,136,188,134,80,101,103,64,2,0,0,0,0,0,0,0,0,0,0,0,0,0,0,76,136,68000,145,69000,131,74000,8,44000,9,42000,8,51000,24,41000,26,40000,23,44000,24,8800,24,8000,23,10000,24,9700,23,9600,24,11400,0,-77,0,-77,0,-77,188,7500,171,7000,185,8700,0,-77,0,-77,0,-77,134,8300,139,7400,131,9400,Increase/decreased demand for goods, -44,University graduate,University graduate,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed secondary,Completed secondary,-44,-44,Completed secondary,Completed secondary,Important,Not important,Critical,Very important,Important,Important,Important,Slightly important,Very important,Very important,Important,Important,Not important,Not important,Important,Critical,Very important,Very important,Slightly important,Important,Very important,Critical,Very important,Important,Critical,Not important,Slightly important,Important,Slightly important,Not important,Very important,Slightly important,Critical,Critical,Very important,Very important,Critical,Very important,Very important,Important,Very important,Important,Very important,Important,Critical,Slightly important,Critical,Critical,Very important,Very important,Critical,Not important,Slightly important,Slightly important,Not important,Important,Slightly important,Slightly important,Not important,Important,Slightly important,Important,Very important,Slightly important,Very important,Not important,Not important,Slightly important,Important,Very important,Very important,Very important,Critical,Very important,Not important,Slightly important,Important,Important,Slightly important,Slightly important,Not difficult,Very difficult,Difficult,14,17,Slightly difficult,Very difficult,Difficult,1,13,Slightly difficult,Difficult,Slightly difficult,3,10,Slightly difficult,Not difficult,Not difficult,3,2,Not difficult,Slightly difficult,Slightly difficult,3,3,Not difficult,Difficult,Difficult,0,2,Not difficult,Slightly difficult,Difficult,19,6,Slightly difficult,Not difficult,Slightly difficult,0,6,Not difficult,Not difficult,Slightly difficult,14,2,Important,Important,Not important,Important,Important,Not important,Not important,Not important,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Public placement office, -44,No,-44,-44,-44,-44,Yes,4,2,No,The firm does not have enough information about training pro,Yes,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Yes,0,100, -44,0,No,-44,Yes,75,0,0,0,25,0,0,0,0,0,0,0,0, -44,25,37.5,18.75,0,0,0,0,0,18.75,0,0,0,0,0,0, -44,Yes,Loan,2012,120000,10,12,Private commercial banks,Yes,No,No,No,No,No, -44,125,Yes,2,1,Incompleteness of loan application,-44,44230000,50860000,10460000,11960000,305000,1525800,428000,407000,65000,57000,28000,6103000,0,8657000,10406000,11698000,16784000,12868000,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Very severe obstacle,Minor obstacle,Major obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,No obstacle,Very severe obstacle,Moderate obstacle,No obstacle,No obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Access to finance,"Crime, theft and disorder",Corruption,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Truthful,Are estimates computed with some precision, 33480,80,The Bahamas,The Bahamas,Hotel and restaurants,382,Yes,2,Headquarters with production and/or sales at this location,Yes,-44,Shareholding company with non-traded shares or shares traded, -44,62,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Male,Female,Male,2007,Yes,Yes,2007,22,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,2,0,1,-44,No,-44,-44,-44,-44,Yes,0,Yes,Yes,Yes,0,-44,-44,100,0, -44,40,40,20,5,Medium private firms (20-100 employees),10,65,25,accomodation,75,Local,10,Remained the same,Decreased,More than 5,100,0,Do not know,-44, -44,-44, -44,-44,-44,-44,-44,75,25,No,-44,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,Yes,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,15000,0,Yes,No,No,Yes,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,9,No,-44,-44,No,-44,-44,0,No,-44,-44,No,-44,-44,Yes,30,2,550,539,137,188,134,80,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,81,137,43000,132,41000,129,51000,8,30000,8,27000,8,34000,24,33000,27,33000,25,36000,24,8100,23,7000,25,9000,24,8800,24,8200,25,10100,0,-77,0,-77,0,-77,188,8100,173,7500,190,9000,0,-77,0,-77,0,-77,134,7600,147,7000,150,8200,New products require new skills, -44,University graduate,Completed college/vocational training,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Slightly important,Important,Critical,Important,Important,Very important,Slightly important,Important,Important,Important,Slightly important,Important,Slightly important,Not important,Slightly important,Critical,Critical,Critical,Important,Slightly important,Critical,Critical,Very important,Important,Critical,Important,Important,Very important,Not important,Slightly important,Very important,Slightly important,Critical,Critical,Critical,Important,Very important,Very important,Important,Important,Very important,Important,Very important,Slightly important,Critical,Very important,Critical,Critical,Critical,Very important,Critical,Slightly important,Not important,Very important,Not important,Slightly important,Important,Slightly important,Not important,Slightly important,Slightly important,Important,Slightly important,Slightly important,Very important,Slightly important,Slightly important,Slightly important,Very important,Very important,Critical,Very important,Critical,Very important,Not important,Slightly important,Important,Important,Slightly important,Slightly important,Slightly difficult,Very difficult,Difficult,14,11,Slightly difficult,Very difficult,Difficult,0,6,Difficult,Slightly difficult,Slightly difficult,3,9,Slightly difficult,Slightly difficult,Slightly difficult,3,1,Not difficult,Slightly difficult,Slightly difficult,3,8,Not difficult,Difficult,Slightly difficult,1,9,Not difficult,Difficult,Slightly difficult,19,10,Slightly difficult,Slightly difficult,Slightly difficult,1,7,Slightly difficult,Slightly difficult,Not difficult,14,1,Very important,Very important,Very important,Slightly important,Important,Not important,Not important,Slightly important,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,Private placement office, -44,No,-44,-44,-44,-44,Yes,3,2,Yes,-44,Yes,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Yes,0,100, -44,0,Yes,9,Yes,80,0,0,0,20,0,0,0,0,0,0,0,0, -44,25,75,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Loan,2012,40000,14,96,Private commercial banks,Yes,Yes,No,No,No,No, -44,125,Yes,1,0,-44,-44,5720000,5360000,2304800,1768800,177000,321600,0,32000,4000,2000,5000,536000,0,906000,1467000,1394000,1983000,2244000,Minor obstacle,Minor obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Macroeconomic environment,Inadequately educated workforce,Customs and Trade Regulations,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Already used this type of assistance in the past and wasn't, -44,-44,-44, -44,-44, -44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Truthful,Are taken directly from the establishment's records, 3342,2,The Bahamas,The Bahamas,Machinery and equipment,2,No,-44,-44,-44,-44,Limited partnership, -44,40,0,80,20,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,2000,Yes,Yes,2000,35,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,4,0,-44,Yes,1,0,0,-44,No,-44,-44,-44,-44,Yes,2,2,1,-44,Yes,1,Yes,Yes,Yes,100,90,125,0,0, -44,30,50,20,2,Your parent company or affiliated establishments,45,55,0,ship repair,100,International,5,Increased,Remained the same,More than 5,0,100,0,2001, -66,75, -66,15,4,0,3,20,80,Yes,4,No,No,Yes,No,Yes,Yes,-44,-44, -44,-44,No,No,No,Yes,Yes,Yes,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,Important,Critical,Very Important,Very Important,Very Important,Very Important,Very Important,Yes,100,No,-44,No,-44,No,No,1270000,-44,No,No,No,No,Very severe obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,-44, -44,Tend to agree,Tend to disagree,Strongly disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,15000,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,10,No,-44,-44,No,-44,0,-44,No,-44,-44,Yes,85,No,No,-44,-44,100,597,151,208,149,89,3,6,5,19,250,64,87,62,37,1,2,2,7,3,1,3,7,2,78,215,60000,195,55000,214,67000,13,30000,14,28000,14,36000,37,34000,39,31000,35,38000,37,9400,36,9000,34,11000,38,7900,41,7600,43,8500,1,9676.799999999999,1,9700,1,10900,0,-77,0,-77,0,-77,295,11000,271,11000,298,12500,211,8100,205,8100,203,9000,New production methods, -44,University graduate,University graduate,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Completed secondary,Completed secondary,Started but did not complete secondary,Important,Important,Very important,Very important,Very important,Important,Slightly important,Slightly important,Very important,Very important,Slightly important,Important,Slightly important,Not important,Slightly important,Very important,Critical,Very important,Important,Slightly important,Very important,Very important,Important,Very important,Critical,Slightly important,Very important,Very important,Not important,Slightly important,Important,Important,Critical,Critical,Critical,Important,Critical,Very important,Very important,Important,Very important,Important,Very important,Important,Critical,Important,Very important,Critical,Very important,Very important,Critical,Slightly important,Slightly important,Very important,Slightly important,Important,Very important,Not important,Slightly important,Important,Very important,Slightly important,Slightly important,Important,Important,Not important,Slightly important,Slightly important,Important,Very important,Critical,Critical,Critical,Very important,Not important,Important,Slightly important,Important,Slightly important,Not important,Not difficult,Very difficult,Difficult,22,19,Slightly difficult,Very difficult,Difficult,2,10,Slightly difficult,Difficult,Difficult,4,5,Slightly difficult,Slightly difficult,Not difficult,4,3,Slightly difficult,Difficult,Slightly difficult,4,5,Difficult,Difficult,Slightly difficult,1,9,Not difficult,Difficult,Slightly difficult,1,8,Not difficult,Not difficult,Slightly difficult,30,8,Not difficult,Not difficult,Not difficult,22,2,Very important,Very important,Very important,Not important,Critical,Not important,Slightly important,Slightly important,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,Private placement office, -44,No,-44,-44,-44,-44,Yes,1,2,Yes,-44,Yes,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,No obstacle,Yes,0,100, -44,0,Yes,14,Yes,85,0,0,5,10,0,0,0,0,0,0,0,0, -44,25,75,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Line of credit,2008,5000000,13,30,Private commercial banks,No,-44,-44,-44,-44,-44, -44,-44,Yes,2,2,Problems with credit history/report,-44,125070000,158700000,73080000,18900000,6507000,1890000,2016000,8820000,80000,65000,70000,0,6348000,29360000,21329000,39675000,33327000,59116000,Minor obstacle,Minor obstacle,Major obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,Access to finance,Inadequately educated workforce,Transportation,Moderate obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 33452,52,The Bahamas,The Bahamas,Transport,127,Yes,3,Establishment physically separated from HQ and other establi,Yes,-44,Shareholding company with non-traded shares or shares traded, -44,100,0,100,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Male,Female,Female,1997,Yes,Yes,1997,11,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,7,4,1,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,0,2,2,-44,Yes,13,Yes,Yes,Yes,0,-44,-44,100,0, -44,50,40,10,5,Your parent company or affiliated establishments,10,50,40,tourism,70,Local,5,Increased,Decreased,More than 5,100,0,Not provided,-44, -44,-44, -44,-44,-44,-44,-44,35,65,No,-44,No,No,No,No,Yes,Yes,-44,-44, -44,-44,No,Yes,Yes,No,No,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,Slightly important,Very Important,Important,Important,Important,Very Important,Very Important,Yes,100,No,-44,No,-44,No,No,130000,-44,No,No,No,No,Major obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,Major obstacle,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,-44, -44,Tend to disagree,Strongly disagree,Tend to disagree,Tend to disagree,Yes,No,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,35000,0,Yes,Yes,No,Yes,No,No,-44,-44,No,-44,-44,No,Yes,No,10,Yes,2,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,1300,736,185,257,184,110,0,0,0,0,150,39,52,37,22,0,0,0,0,1,1,1,1,1,104,224,57000,228,53000,230,66000,14,32000,15,30000,14,35000,39,31000,39,31000,42,33000,39,8100,43,8000,43,9000,40,8600,39,8700,35,9600,0,-77,0,-77,0,-77,309,7300,340,6600,347,8300,0,-77,0,-77,0,-77,221,8000,219,7700,228,9400,Economic upturn/downturn, -44,University graduate,University graduate,University graduate,University graduate,Completed secondary,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed secondary,Slightly important,Important,Critical,Important,Very important,Important,Important,Important,Slightly important,Very important,Important,Slightly important,Not important,Slightly important,Slightly important,Very important,Very important,Very important,Very important,Very important,Critical,Critical,Important,Important,Critical,Slightly important,Slightly important,Slightly important,Not important,Not important,Very important,Important,Slightly important,Very important,Very important,Important,Very important,Very important,Slightly important,Important,Important,Important,Critical,Important,Very important,Important,Critical,Very important,Very important,Critical,Critical,Slightly important,Not important,Very important,Not important,Important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Very important,Important,Important,Important,Not important,Slightly important,Not important,Important,Very important,Critical,Critical,Critical,Critical,Not important,Not important,Very important,Slightly important,Important,Not important,Not difficult,Very difficult,Slightly difficult,23,25,Slightly difficult,Very difficult,Difficult,2,6,Not difficult,Slightly difficult,Slightly difficult,4,4,Slightly difficult,Slightly difficult,Difficult,4,1,Slightly difficult,Not difficult,Not difficult,4,2,Not difficult,Difficult,Difficult,1,9,Not difficult,Difficult,Very difficult,31,8,Slightly difficult,Difficult,Not difficult,1,7,Slightly difficult,Not difficult,Slightly difficult,23,1,Important,Very important,Not important,Important,Important,Not important,Slightly important,Slightly important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,Public placement office, -44,No,-44,-44,-44,-44,Yes,4,2,No,The firm does not have enough information about training pro,Yes,Major obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Yes,0,100, -44,0,No,-44,No,80,8,2,0,10,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,Yes,Line of credit,2010,30000,8,48,Other,Yes,No,No,No,Yes,No, -44,150,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,33900000,33370000,14015400,10080000,3003000,1001100,19000,567500,51000,62000,74000,0,0,5406000,6591000,9010000,8343000,10001000,No obstacle,No obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,Minor obstacle,No obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Yes,No,No,Yes,No,Practices of competitors in the informal sector,Tax Rates,Access to land for expansion / relocation,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Already used this type of assistance in the past and wasn't, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,Yes,No,Yes,No,-44,-44,Truthful,Are taken directly from the establishment's records, 33481,81,The Bahamas,The Bahamas,Hotel and restaurants,383,Yes,3,Headquarters with production and/or sales at this location,Yes,-44,Shareholding company with non-traded shares or shares traded, -44,71,0,100,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Male,Female,Male,1984,Yes,Yes,1984,32,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,Yes,3,0,0,-44,Yes,0,0,0,-44,Yes,1,4,1,-44,Yes,5,Yes,Yes,Yes,0,-44,-44,100,0, -44,0,65,35,3,Government or government agencies (including state-owned ent,20,65,15,hotel,100,Local,5,Decreased,Increased,2-5,100,0,Not provided,-44, -44,-44, -44,-44,-44,-44,-44,40,60,Yes,10,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,Yes,No,No obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to agree,Tend to agree,Yes,No,-44,-44,-44,-44,Yes,30,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,No,No,No,No,-44,-44,No,-44,-44,No,Yes,No,15,Yes,1,Yes,Yes,10,0,-44,Yes,7,Yes,Yes,45,No,Yes,30,2,6,801,201,280,200,120,0,0,0,0,21,6,7,5,3,0,0,0,0,1,1,1,2,1,89,207,67000,202,64000,199,77000,13,36000,13,35000,14,42000,36,40000,35,38000,31,46000,36,10000,32,9000,29,12000,37,9800,34,9400,33,11300,1,9062.4,1,8200,1,10700,287,8400,270,7700,265,9400,0,-77,0,-77,0,-77,205,8400,220,7600,228,9400,Increase/decreased demand for goods, -44,University graduate,Post graduated,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed secondary,Completed secondary,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed secondary,Important,Important,Very important,Very important,Important,Very important,Slightly important,Slightly important,Important,Important,Important,Slightly important,Slightly important,Important,Important,Critical,Very important,Very important,Very important,Important,Very important,Critical,Important,Important,Critical,Not important,Important,Important,Slightly important,Not important,Important,Important,Very important,Critical,Critical,Important,Important,Important,Important,Important,Important,Very important,Very important,Important,Critical,Important,Very important,Very important,Critical,Critical,Critical,Slightly important,Not important,Important,Slightly important,Important,Important,Slightly important,Important,Slightly important,Important,Important,Important,Slightly important,Very important,Not important,Not important,Not important,Important,Very important,Critical,Very important,Critical,Critical,Not important,Slightly important,Important,Important,Not important,Slightly important,Slightly difficult,Very difficult,Slightly difficult,21,9,Not difficult,Very difficult,Difficult,2,13,Not difficult,Very difficult,Difficult,4,5,Not difficult,Slightly difficult,Slightly difficult,4,2,Slightly difficult,Slightly difficult,Slightly difficult,4,2,Slightly difficult,Slightly difficult,Difficult,1,4,Not difficult,Difficult,Slightly difficult,29,7,Slightly difficult,Not difficult,Not difficult,0,4,Slightly difficult,Not difficult,Not difficult,21,2,Very important,Very important,Very important,Important,Important,Important,Not important,Slightly important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,Public announcement/advertisement, -44,No,-44,-44,-44,-44,Yes,1,2,Yes,-44,Yes,Major obstacle,Moderate obstacle,No obstacle,Very severe obstacle,Minor obstacle,No obstacle,Yes,0,100, -44,0,Yes,10,No,75,0,0,0,5,20,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,2,2,Problems with credit history/report,-44,4790000,4630000,1944600,1481600,74000,185200,0,134500,15000,19000,12000,0,0,838000,857000,1250000,1158000,1850000,Major obstacle,Major obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,Very severe obstacle,Minor obstacle,No obstacle,Minor obstacle,No obstacle,Very severe obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Access to finance,Tax administration,Moderate obstacle,Yes,Yes,No,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 33477,77,The Bahamas,The Bahamas,Transport,375,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,51,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Male,Male,Male,2002,Yes,Yes,2002,37,No,-44,-44,No,-44,-44,No,-44,-44,Yes,29,No,Yes,2,1,1,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,9,Yes,Yes,Yes,0,-44,-44,100,0, -44,35,40,25,5,Small private firms (less than 20 employees),25,40,35,telecommunications,100,National,25,Increased,Remained the same,1,100,0,Do not know,-44, -44,-44, -44,-44,-44,-44,-44,50,50,Yes,9,No,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,Yes,No,No,No,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Major obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to agree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,10,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,0,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,10,No,-44,-44,No,-44,0,-44,Yes,5,Yes,No,-44,-44,Yes,10,2,1200,1023,257,358,255,153,0,0,0,0,50,14,17,12,7,0,0,0,0,1,1,1,2,1,123,271,50000,254,45000,276,54000,16,35000,15,33000,16,41000,48,42000,52,40000,52,49000,48,9500,46,9000,46,11000,48,10000,43,9200,41,11000,0,-77,0,-77,0,-77,375,9400,338,8500,331,10200,0,-77,0,-77,0,-77,267,7900,273,7600,248,8700,Increase/decreased demand for goods, -44,University graduate,University graduate,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed secondary,Very important,Slightly important,Critical,Important,Very important,Very important,Slightly important,Slightly important,Important,Slightly important,Important,Slightly important,Not important,Not important,Slightly important,Very important,Very important,Critical,Important,Important,Critical,Very important,Important,Very important,Critical,Important,Slightly important,Slightly important,Slightly important,Not important,Very important,Slightly important,Important,Very important,Critical,Important,Very important,Important,Very important,Important,Very important,Important,Critical,Important,Critical,Important,Critical,Critical,Critical,Very important,Very important,Important,Slightly important,Important,Not important,Important,Important,Not important,Slightly important,Not important,Very important,Important,Important,Slightly important,Important,Slightly important,Not important,Slightly important,Very important,Very important,Critical,Critical,Very important,Critical,Not important,Slightly important,Very important,Very important,Slightly important,Slightly important,Slightly difficult,Very difficult,Difficult,28,22,Not difficult,Very difficult,Slightly difficult,2,15,Slightly difficult,Difficult,Slightly difficult,5,10,Slightly difficult,Slightly difficult,Slightly difficult,5,3,Slightly difficult,Slightly difficult,Slightly difficult,5,4,Slightly difficult,Difficult,Difficult,0,2,Not difficult,Slightly difficult,Slightly difficult,38,2,Not difficult,Not difficult,Slightly difficult,0,10,Not difficult,Not difficult,Not difficult,27,2,Very important,Very important,Very important,Important,Very important,Not important,Slightly important,Not important,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,No obstacle,Private placement office, -44,No,-44,-44,-44,-44,Yes,3,2,Yes,-44,Yes,Major obstacle,Moderate obstacle,No obstacle,Very severe obstacle,No obstacle,No obstacle,Yes,0,100, -44,0,Yes,12,No,75,0,0,0,25,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Interest rates are not favorable,43370000,49480000,20781600,14490000,3958000,1979200,2520000,841000,168000,76000,135000,0,0,8451000,8417000,13854000,13360000,14824000,Major obstacle,Very severe obstacle,Major obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,No obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Customs and Trade Regulations,Tax Rates,Electricity,No obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Too many strings attached, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 13878,78,Dominica,Dominica,Hotel and restaurants,508399,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly women,Female,Female,Female,2005,No,Yes,2005,13,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,1,1,-44,Yes,1,0,0,-44,Yes,0,0,0,-44,No,-44,-44,-44,-44,No,-44,No,Yes,Yes,0,-44,-44,100,0, -44,40,35,25,0,Small private firms (less than 20 employees),0,60,40,accomodation,85,National,15,Decreased,Decreased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,45,55,Yes,18,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Major obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Major obstacle,Minor obstacle,Major obstacle,-44, -44,Tend to agree,Tend to agree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,No,0,Yes,1,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,8,3,2,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,2,29000,1,27000,1,33000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,12000,1,11300,1,14000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,Economic upturn/downturn, -44,University graduate,Completed secondary,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Important,Slightly important,Very important,Very important,Important,Important,Important,Slightly important,Important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Very important,Critical,Critical,Very important,Important,Critical,Critical,Very important,Important,Critical,Important,Important,Important,Not important,Not important,Important,Important,Important,Very important,Critical,Important,Very important,Slightly important,Slightly important,Very important,Important,Slightly important,Very important,Important,Very important,Very important,Critical,Critical,Very important,Very important,Critical,Not important,Not important,Important,Not important,Very important,Very important,Slightly important,Slightly important,Slightly important,Important,Important,Important,Slightly important,Very important,Not important,Slightly important,Slightly important,Important,Slightly important,Very important,Critical,Critical,Critical,Not important,Not important,Important,Very important,Slightly important,Slightly important,Slightly difficult,Very difficult,Slightly difficult,1,13,Slightly difficult,Very difficult,Difficult,0,4,Difficult,Difficult,Slightly difficult,1,7,Slightly difficult,Slightly difficult,Difficult,0,2,Slightly difficult,Slightly difficult,Difficult,1,3,Not difficult,Difficult,Slightly difficult,0,7,Not difficult,Difficult,Slightly difficult,1,8,Not difficult,Slightly difficult,Not difficult,0,3,Not difficult,Slightly difficult,Not difficult,0,1,Very important,Very important,Not important,Important,Very important,Slightly important,Slightly important,Not important,Major obstacle,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,Public placement office, -44,No,-44,-44,-44,-44,No,-44,-44,No,Other,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,No,-44,No,60,16,4,0,20,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,3,3,Concerns about level of debt already incurred,-44,970000,940000,423000,80000,20000,56400,15000,19000,2000,3000,4000,0,0,120000,235000,197000,367000,307000,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,Major obstacle,Major obstacle,Moderate obstacle,No obstacle,No obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,"Crime, theft and disorder",Practices of competitors in the informal sector,Very severe obstacle,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Moderated impact,Yes,Large impact,No,No impact,Yes,Large impact,No,No impact,No,No impact,No,No impact,No,No impact,No,No impact,Yes,Negative impact,Yes,Moderated impact,Yes,Moderated impact,No,No impact,Yes,Large impact,No,No impact,Yes,Large impact,Yes,Large impact,Yes,Moderated impact,Yes,Large impact,Yes,Large impact,Yes,Moderated impact,No,No impact,Yes,Large impact,No,No impact,No,No impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Large impact,Yes,Large impact,No,Large impact,Yes,Large impact,No,No impact,No,No impact,No,Moderated impact,No,No impact,Yes,Large impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Large impact,Yes,Large impact,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 13874,74,Dominica,Dominica,Retail,508395,No,-44,-44,-44,-44,Sole proprietorship, -44,100,0,100,0,0,All women,Yes,Not applicable,100,Makes major strategic and fiancial decisions,9,5,All men,Male,Male,Male,2005,No,Yes,2005,10,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,0,1,1,-44,No,-44,-44,-44,-44,Yes,4,0,1,-44,Yes,1,1,2,-44,Yes,5,Yes,No,Yes,0,-44,-44,100,0, -44,20,50,30,0,Small private firms (less than 20 employees),5,55,40,souvenir tshirts,60,National,5,Decreased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,70,30,Yes,1,Yes,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Major obstacle,No obstacle,Minor obstacle,Minor obstacle,Major obstacle,Minor obstacle,Major obstacle,Major obstacle,Very severe obstacle,No obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to agree,Yes,No,-44,-44,-44,-44,Yes,3,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,Yes,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,4,No,-44,-44,Yes,10,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,4,4,2,1,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,2,31000,2,28000,2,34000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,12000,1,11700,1,13200,0,-77,0,-77,0,-77,1,9400,2,8900,1,11200,Increase demand for higher quality product, -44,University graduate,Post graduated,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Completed college/vocational training,Not applicable,Not applicable,Completed secondary,Completed secondary,Very important,Important,Very important,Important,Important,Very important,Important,Slightly important,Important,Important,Important,Slightly important,Slightly important,Important,Slightly important,Critical,Critical,Critical,Slightly important,Important,Critical,Very important,Important,Important,Critical,Slightly important,Important,Important,Not important,Slightly important,Important,Important,Important,Critical,Critical,Slightly important,Very important,Important,Important,Important,Important,Important,Critical,Slightly important,Critical,Important,Critical,Very important,Very important,Very important,Critical,Slightly important,Not important,Very important,Not important,Very important,Slightly important,Slightly important,Important,Not important,Important,Important,Very important,Slightly important,Important,Not important,Slightly important,Slightly important,Slightly important,Important,Critical,Critical,Critical,Critical,Not important,Not important,Very important,Very important,Slightly important,Slightly important,Not difficult,Very difficult,Difficult,1,21,Difficult,Very difficult,Difficult,0,11,Difficult,Difficult,Difficult,1,4,Not difficult,Slightly difficult,Not difficult,0,1,Slightly difficult,Slightly difficult,Slightly difficult,0,10,Slightly difficult,Difficult,Difficult,1,4,Slightly difficult,Very difficult,Slightly difficult,0,7,Slightly difficult,Not difficult,Slightly difficult,1,9,Not difficult,Not difficult,Not difficult,1,1,Critical,Very important,Not important,Important,Very important,Slightly important,Slightly important,Not important,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,Public announcement/advertisement, -44,No,-44,-44,-44,-44,Yes,2,2,Yes,-44,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,No,-44,Yes,80,0,0,0,20,0,0,0,0,0,0,0,0, -44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Loan,2009,150000,15,60,"Non-Bank financial institutions (microfinance institutions,",Yes,No,No,No,No,No, -44,200,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,620000,610000,250100,110000,49000,30500,263000,11500,1000,2000,1000,18000,0,128000,127000,171000,189000,496000,No obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,No obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Cost of finance,Tax Rates,Transportation,Major obstacle,Yes,Yes,No,No,No,Yes,No,-44,-44,-44,-44,-44,-44,Yes,Large impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Large impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Truthful,Are estimates computed with some precision, 138131,131,Dominica,Dominica,Retail,508452,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All women,Yes,Not applicable,100,Makes decisions in consultation with other partners,20,6,Predominantly men,Male,Female,Female,1994,No,Yes,1994,5,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,2,0,-44,No,-44,-44,-44,-44,Yes,4,2,0,-44,Yes,1,1,1,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,45,50,5,0,Your parent company or affiliated establishments,25,50,25,car dealership,65,National,10,Increased,Remained the same,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,30,70,No,-44,No,No,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Major obstacle,Major obstacle,No obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to agree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,-44,48000,Yes,1,-44,Yes,1,During working hours,Knife,Money,40000,Gang related,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,4,Outside working hours,Knife,Goods or stock,400,Other,No,Yes,-44,Yes,1,Outside working hours,Firearm/gun,Goods or stock,16000,Gang related,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,Yes,Yes,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,20,1,4,5,3,1,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3,34000,3,33000,2,40000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,10000,1,9800,1,11700,0,-77,0,-77,0,-77,1,9200,1,8900,1,10000,-44, -44,University graduate,Completed secondary,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Important,Slightly important,Critical,Important,Very important,Important,Important,Slightly important,Important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Very important,Very important,Critical,Slightly important,Slightly important,Very important,Critical,Slightly important,Important,Critical,Slightly important,Important,Slightly important,Not important,Not important,Important,Slightly important,Very important,Critical,Very important,Important,Very important,Very important,Important,Important,Important,Important,Very important,Important,Critical,Slightly important,Critical,Very important,Critical,Critical,Very important,Slightly important,Slightly important,Important,Not important,Important,Very important,Slightly important,Slightly important,Slightly important,Very important,Important,Slightly important,Very important,Important,Not important,Not important,Slightly important,Important,Very important,Critical,Critical,Critical,Very important,Not important,Slightly important,Important,Important,Slightly important,Slightly important,Slightly difficult,Difficult,Difficult,0,24,Slightly difficult,Difficult,Difficult,0,13,Slightly difficult,Slightly difficult,Slightly difficult,1,10,Slightly difficult,Slightly difficult,Slightly difficult,0,3,Not difficult,Slightly difficult,Slightly difficult,0,7,Not difficult,Slightly difficult,Slightly difficult,0,7,Not difficult,Difficult,Very difficult,1,5,Not difficult,Not difficult,Not difficult,1,6,Not difficult,Slightly difficult,Not difficult,0,1,Slightly important,Important,Important,Important,Very important,Not important,Not important,Not important,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,Private placement office, -44,No,-44,-44,-44,-44,No,-44,-44,No,The firm is affraid of investing in workers that after the t,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,No,-44,No,95,0,0,0,5,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,Yes,Loan,2010,10000,11,120,Other,Yes,Yes,No,No,Yes,No, -44,125,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,2450000,2500000,1225000,200000,100000,150000,30000,65000,9000,8000,11000,0,0,429000,473000,550000,750000,1617000,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,No obstacle,No obstacle,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,No obstacle,Minor obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Macroeconomic environment,Tax Rates,Access to land for expansion / relocation,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Administratie procedure is cumbersome, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 138144,144,Dominica,Dominica,Retail,508465,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All women,Female,Female,Female,2003,No,Yes,2003,,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,6,1,0,-44,Yes,3,0,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,No,No,Yes,0,-44,-44,100,0, -44,25,65,10,0,Small private firms (less than 20 employees),5,55,40,auto equipment,75,National,10,Remained the same,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,75,25,Yes,12,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,-44, -44,Tend to agree,Tend to agree,Tend to agree,Tend to disagree,Yes,No,-44,-44,-44,-44,No,-44,-44,Yes,2,-44,Yes,1,Outside working hours,Firearm/gun,Money,45000,Gang related,Yes,Yes,-44,Yes,1,Outside working hours,Firearm/gun,Goods or stock,50,A former employee,No,No,Tried to/was unable to contact the police,Yes,1,During working hours,Firearm/gun,Goods or stock,14000,Gang related,Yes,Yes,-44,Yes,2,During working hours,Other,Other company property,200,Someone working alone,No,No,Tried to/was unable to contact the police,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,3,Outside working hours,Firearm/gun,Money,1500,A fellow employee,No,No,Fear of reprisals,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,Yes,No,-44,-44,No,-44,-44,Yes,Yes,Yes,5,No,-44,-44,Yes,0,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,7,6,3,2,1,0,3,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3,33000,2,32000,1,39000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,12000,2,11300,2,13600,0,-77,0,-77,0,-77,1,10000,2,10000,1,11800,-44, -44,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Completed secondary,Important,Slightly important,Very important,Very important,Important,Important,Slightly important,Slightly important,Important,Slightly important,Important,Important,Slightly important,Slightly important,Slightly important,Critical,Very important,Critical,Important,Important,Very important,Critical,Important,Important,Critical,Important,Important,Important,Not important,Not important,Critical,Slightly important,Important,Critical,Very important,Very important,Important,Slightly important,Important,Important,Very important,Very important,Critical,Slightly important,Critical,Important,Critical,Critical,Very important,Very important,Very important,Not important,Slightly important,Important,Not important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Important,Slightly important,Slightly important,Important,Not important,Slightly important,Slightly important,Important,Important,Critical,Critical,Critical,Very important,Slightly important,Slightly important,Important,Slightly important,Not important,Slightly important,Slightly difficult,Very difficult,Difficult,1,9,Not difficult,Very difficult,Slightly difficult,0,4,Difficult,Difficult,Difficult,0,8,Not difficult,Not difficult,Not difficult,1,1,Slightly difficult,Difficult,Slightly difficult,1,4,Slightly difficult,Slightly difficult,Slightly difficult,0,6,Not difficult,Difficult,Slightly difficult,0,8,Not difficult,Slightly difficult,Not difficult,1,9,Slightly difficult,Not difficult,Not difficult,1,1,Very important,Very important,Not important,Important,Very important,Not important,Not important,Slightly important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,Private placement office, -44,No,-44,-44,-44,-44,Yes,2,2,Yes,-44,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,No,-44,Yes,85,0,0,0,15,0,0,0,0,0,0,0,0, -44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Interest rates are not favorable,830000,860000,361200,170000,24000,25800,18000,26000,3000,4000,5000,0,52000,155000,147000,206000,241000,453000,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,"Crime, theft and disorder",Corruption,Tax Rates,Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Private independent fund, -44,Marketing and Operations support, -44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 13841,41,Dominica,Dominica,Transport,508362,Yes,2,Establishment physically separated from HQ and other establi,Yes,-44,Sole proprietorship, -44,100,100,0,0,0,All women,Yes,Not applicable,100,Makes decisions in consultation with other partners,10,2,All men,Male,Male,Male,2004,No,Yes,2004,10,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,3,0,-44,No,-44,-44,-44,-44,Yes,3,0,0,-44,Yes,1,3,2,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,20,45,35,0,Others,25,40,35,land and sea tours,100,International,10,Increased,Remained the same,More than 5,25,75,0,2005,jamaica,95,sweden,5,9,0,5,40,60,Yes,15,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Major obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,No obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,-44, -44,Tend to agree,Tend to agree,Tend to agree,Tend to disagree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,Yes,4,No,Yes,10,0,-44,Yes,5,Yes,Yes,40,No,No,-44,-44,2,6,3,2,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3,40000,2,36000,2,48000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,8800,2,9000,2,10400,0,-77,0,-77,0,-77,1,9600,1,8700,1,10700,Increase/decreased demand for goods, -44,University graduate,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Very important,Slightly important,Critical,Important,Very important,Very important,Slightly important,Slightly important,Very important,Very important,Important,Slightly important,Important,Slightly important,Important,Critical,Critical,Very important,Very important,Slightly important,Very important,Critical,Important,Important,Critical,Not important,Slightly important,Important,Slightly important,Slightly important,Important,Slightly important,Slightly important,Critical,Critical,Very important,Very important,Important,Slightly important,Important,Slightly important,Important,Very important,Important,Critical,Important,Critical,Very important,Critical,Very important,Critical,Slightly important,Slightly important,Important,Slightly important,Important,Important,Not important,Slightly important,Important,Important,Important,Slightly important,Slightly important,Very important,Not important,Slightly important,Slightly important,Important,Important,Critical,Critical,Critical,Critical,Not important,Not important,Important,Important,Slightly important,Slightly important,Not difficult,Very difficult,Slightly difficult,1,20,Slightly difficult,Difficult,Difficult,0,13,Slightly difficult,Difficult,Difficult,1,9,Not difficult,Slightly difficult,Not difficult,1,2,Not difficult,Not difficult,Not difficult,1,6,Slightly difficult,Difficult,Difficult,1,3,Not difficult,Difficult,Slightly difficult,0,4,Not difficult,Slightly difficult,Slightly difficult,0,7,Not difficult,Not difficult,Not difficult,0,1,Important,Very important,Very important,Not important,Very important,Not important,Not important,Not important,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,Private placement office, -44,No,-44,-44,-44,-44,Yes,3,2,Yes,-44,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,No,-44,Yes,70,0,0,0,30,0,0,0,0,0,0,0,0, -44,25,75,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Loan,2010,130000,9,72,Private commercial banks,Yes,Yes,No,No,No,No, -44,150,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,890000,930000,409200,130000,5000,27900,50000,4500,1000,1000,1000,65000,0,150000,152000,242000,214000,506000,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Minor obstacle,No obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,"Crime, theft and disorder",Practices of competitors in the informal sector,Minor obstacle,Yes,Yes,No,Yes,Yes,No,Yes,-44,-44,Yes,Large impact,No,No impact,-44,-44,Yes,No impact,-44,-44,No,No impact,No,No impact,-44,-44,Yes,Moderated impact,-44,-44,Yes,Large impact,No,No impact,-44,-44,Yes,Moderated impact,-44,-44,No,No impact,No,No impact,-44,-44,Yes,Large impact,-44,-44,No,No impact,No,No impact,-44,-44,No,No impact,-44,-44,Yes,Large impact,Yes,Large impact,-44,-44,Yes,No impact,-44,-44,No,No impact,No,No impact,-44,-44,Yes,Moderated impact,-44,-44,Yes,Large impact,Yes,Large impact,-44,-44,Yes,Moderated impact,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,Truthful,Are taken directly from the establishment's records, 13869,69,Dominica,Dominica,Retail,508390,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,52,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Female,Male,1988,No,Yes,1988,25,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,3,1,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,40,35,25,0,Medium private firms (20-100 employees),25,55,20,oxygen,100,National,15,Increased,Decreased,More than 5,95,5,0,1989,jamaica,25,south korea,15,7,0,0,50,50,No,-44,No,No,No,No,Yes,No,Yes,Other company of the sector, -44,No,No,Yes,No,Yes,Yes,Yes,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,Slightly important,Very Important,Important,Important,Important,Very Important,Important,Yes,40,Yes,60,No,-44,No,No,0,-44,No,No,No,No,Moderate obstacle,Minor obstacle,Major obstacle,No obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,No obstacle,-44, -44,Tend to agree,Tend to disagree,Strongly disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,-44,6000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,No,0,Yes,1,No,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,0,2,2,6,3,2,1,0,2,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3,49000,2,47000,2,54000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,10000,2,9500,2,11600,0,-77,0,-77,0,-77,1,9200,2,9400,1,10600,-44, -44,University graduate,Post graduated,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed secondary,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Important,Not important,Very important,Very important,Very important,Important,Important,Important,Important,Important,Slightly important,Important,Slightly important,Slightly important,Very important,Critical,Very important,Critical,Very important,Important,Very important,Critical,Slightly important,Slightly important,Critical,Important,Slightly important,Important,Not important,Not important,Important,Important,Slightly important,Critical,Very important,Important,Very important,Important,Important,Slightly important,Slightly important,Important,Critical,Not important,Critical,Important,Critical,Critical,Very important,Critical,Critical,Slightly important,Not important,Important,Not important,Important,Important,Slightly important,Important,Slightly important,Important,Very important,Important,Important,Important,Not important,Not important,Not important,Important,Important,Critical,Critical,Critical,Critical,Not important,Not important,Important,Important,Slightly important,Not important,Difficult,Very difficult,Slightly difficult,1,21,Slightly difficult,Very difficult,Slightly difficult,0,12,Not difficult,Slightly difficult,Slightly difficult,0,4,Slightly difficult,Slightly difficult,Slightly difficult,0,1,Not difficult,Slightly difficult,Slightly difficult,1,6,Not difficult,Difficult,Slightly difficult,0,4,Not difficult,Slightly difficult,Slightly difficult,0,7,Slightly difficult,Not difficult,Slightly difficult,1,9,Not difficult,Not difficult,Not difficult,1,2,Very important,Very important,Not important,Important,Important,Not important,Not important,Not important,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,No obstacle,Private placement office, -44,No,-44,-44,-44,-44,Yes,3,2,Yes,-44,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,No,-44,Yes,55,12,3,0,20,0,0,0,0,0,0,0,10, -44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Line of credit,2012,10000,10,36,"Non-Bank financial institutions (microfinance institutions,",Yes,Yes,No,No,No,No, -44,150,Yes,2,1,Other objections,-44,2010000,2030000,913500,240000,67000,142100,78000,48500,5000,10000,6000,61000,0,432000,462000,609000,690000,610000,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,No obstacle,Very severe obstacle,No obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,Macroeconomic environment,Tax Rates,Access to land for expansion / relocation,No obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,NGO, -44,technological and Innovation Support, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,Yes,Truthful,Are estimates computed with some precision, 13895,95,Dominica,Dominica,Retail,508416,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly women,Female,Male,Female,2009,No,Yes,2009,7,Yes,21,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,1,1,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,5,65,30,0,Others,15,65,20,pottery,95,Local,5,Remained the same,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,60,40,No,-44,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,Yes,Yes,Moderate obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to disagree,Tend to agree,Yes,No,-44,-44,-44,-44,No,-44,-44,Yes,2,-44,Yes,1,Outside working hours,Firearm/gun,Goods or stock,35000,Group of criminals,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,2,During working hours,Firearm/gun,Money,500,Someone working alone,No,No,Police could not have done anything,Yes,3,Outside working hours,Firearm/gun,Other company property,900,Other,No,No,There was no insurance requirement,Yes,2,During working hours,Firearm/gun,Goods or stock,6500,Group of criminals,Yes,Yes,-44,Yes,1,During working hours,Firearm/gun,Money,11500,Other,No,No,Police could not have done anything,No,-44,-44,0,No,No,No,No,Yes,Yes,No,No,No,-44,-44,Yes,Yes,Yes,0,Yes,2,No,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,0,2,3,6,3,2,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3,49000,3,45000,3,58000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,12000,2,11700,2,14000,0,-77,0,-77,0,-77,1,9300,2,9000,1,10800,Increase/decreased demand for goods, -44,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed secondary,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Important,Important,Critical,Very important,Important,Very important,Important,Slightly important,Slightly important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Important,Critical,Very important,Critical,Slightly important,Slightly important,Critical,Critical,Very important,Important,Very important,Slightly important,Slightly important,Slightly important,Not important,Not important,Important,Important,Important,Critical,Critical,Important,Very important,Very important,Very important,Important,Important,Important,Very important,Slightly important,Very important,Important,Critical,Critical,Very important,Very important,Critical,Slightly important,Not important,Important,Slightly important,Very important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Very important,Important,Slightly important,Important,Not important,Slightly important,Slightly important,Very important,Important,Very important,Critical,Critical,Critical,Not important,Not important,Important,Important,Slightly important,Slightly important,Not difficult,Very difficult,Difficult,0,17,Not difficult,Very difficult,Difficult,0,10,Slightly difficult,Difficult,Difficult,0,2,Not difficult,Not difficult,Slightly difficult,1,1,Slightly difficult,Slightly difficult,Not difficult,0,4,Slightly difficult,Difficult,Slightly difficult,0,10,Difficult,Slightly difficult,Slightly difficult,1,7,Not difficult,Difficult,Slightly difficult,1,6,Slightly difficult,Not difficult,Not difficult,0,2,Important,Very important,Very important,Not important,Critical,Slightly important,Not important,Slightly important,Minor obstacle,No obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,Private placement office, -44,No,-44,-44,-44,-44,Yes,2,2,Yes,-44,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,Yes,12,No,85,0,0,0,15,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,Yes,Line of credit,2010,20000,12,24,Other,Yes,No,No,No,No,No, -44,125,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,280000,280000,134400,110000,14000,14000,3000,3000,1000,0,0,0,0,50000,43000,64000,64000,172000,Minor obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Major obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,"Crime, theft and disorder",Practices of competitors in the informal sector,Inadequately educated workforce,Major obstacle,Yes,Yes,No,No,No,Yes,No,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Large impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Large impact,-44,-44,-44,-44,-44,-44,-44,-44,No,Large impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Truthful,Are taken directly from the establishment's records, 13842,42,Dominica,Dominica,Hotel and restaurants,508363,No,-44,-44,-44,-44,Limited partnership, -44,51,100,0,0,0,Predominantly men,No,Yes,40,Delegates decisions to other partners,3,1,Predominantly men,Male,Male,Female,1981,No,Yes,1981,10,No,-44,-44,No,-44,-44,No,-44,-44,Yes,10,No,Yes,5,1,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,10,60,30,0,Large private firms (more than 100 employees),35,40,25,restaurant,60,Local,5,Remained the same,Decreased,2-5,75,25,0,1982,jamaica,30,south korea,25,4,0,1,55,45,No,-44,Yes,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,-44, -44,Tend to agree,Tend to agree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,Yes,1,-44,Yes,1,During working hours,Firearm/gun,Money,45000,Gang related,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,2,Outside working hours,Other,Other company property,4000,Gang related,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,Yes,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,11,6,3,2,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3,38000,3,37000,2,41000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,8500,2,8300,2,9500,0,-77,0,-77,0,-77,1,9400,1,8800,1,10200,-44, -44,Post graduated,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Important,Not important,Critical,Important,Very important,Important,Slightly important,Important,Important,Important,Important,Important,Slightly important,Slightly important,Important,Very important,Very important,Critical,Important,Slightly important,Very important,Very important,Important,Very important,Critical,Slightly important,Important,Important,Not important,Slightly important,Important,Important,Important,Very important,Critical,Important,Very important,Very important,Important,Important,Very important,Very important,Critical,Important,Critical,Important,Critical,Very important,Critical,Very important,Critical,Slightly important,Not important,Important,Slightly important,Important,Very important,Slightly important,Not important,Not important,Very important,Important,Important,Slightly important,Very important,Not important,Slightly important,Slightly important,Important,Slightly important,Critical,Critical,Critical,Critical,Not important,Slightly important,Important,Important,Slightly important,Slightly important,Not difficult,Almost impossible,Difficult,1,18,Slightly difficult,Difficult,Difficult,0,7,Not difficult,Difficult,Slightly difficult,1,3,Slightly difficult,Slightly difficult,Slightly difficult,1,1,Not difficult,Difficult,Slightly difficult,1,6,Slightly difficult,Slightly difficult,Slightly difficult,0,2,Slightly difficult,Difficult,Slightly difficult,0,3,Slightly difficult,Slightly difficult,Not difficult,0,8,Not difficult,Not difficult,Not difficult,1,1,Important,Slightly important,Not important,Not important,Very important,Not important,Slightly important,Not important,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,Public announcement/advertisement, -44,Yes to both,Yes,1,No,-44,Yes,2,2,Yes,-44,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,No,-44,No,60,16,4,0,20,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,3,3,Incompleteness of loan application,-44,2110000,2090000,250000,310000,44000,125400,43000,25000,3000,3000,3000,0,0,327000,376000,460000,606000,1053000,No obstacle,Minor obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Corruption,Tax administration,Access to land for expansion / relocation,Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Community based organization, -44,Financial magement and tax and customs administration, -44,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Truthful,Are taken directly from the establishment's records, 138137,137,Dominica,Dominica,Retail,508458,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Female,Male,Male,2000,No,Yes,2000,13,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,0,1,0,-44,No,-44,-44,-44,-44,Yes,2,1,1,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,40,40,20,0,Your parent company or affiliated establishments,5,65,30,skin care and cosmetics,70,Local,20,Decreased,Remained the same,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,55,45,Yes,3,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to agree,Tend to disagree,Yes,No,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,5,Yes,2,Yes,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,0,2,2,6,3,2,1,0,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3,43000,2,41000,1,48000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,11000,2,10300,2,12800,0,-77,0,-77,0,-77,1,9900,1,9400,1,11100,New production methods, -44,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Completed primary school,Important,Important,Critical,Important,Important,Important,Slightly important,Important,Important,Important,Important,Important,Slightly important,Slightly important,Important,Very important,Critical,Very important,Very important,Slightly important,Very important,Critical,Very important,Important,Very important,Slightly important,Slightly important,Slightly important,Slightly important,Not important,Important,Important,Important,Critical,Critical,Important,Critical,Important,Very important,Important,Important,Important,Critical,Important,Critical,Slightly important,Critical,Very important,Critical,Very important,Critical,Slightly important,Not important,Important,Not important,Slightly important,Very important,Slightly important,Slightly important,Slightly important,Important,Important,Very important,Important,Very important,Not important,Not important,Slightly important,Slightly important,Important,Critical,Critical,Very important,Very important,Slightly important,Not important,Important,Important,Slightly important,Important,Not difficult,Very difficult,Difficult,0,11,Slightly difficult,Very difficult,Difficult,0,15,Slightly difficult,Difficult,Slightly difficult,0,2,Slightly difficult,Slightly difficult,Not difficult,1,1,Slightly difficult,Slightly difficult,Slightly difficult,1,10,Slightly difficult,Difficult,Difficult,0,4,Slightly difficult,Difficult,Difficult,0,2,Not difficult,Not difficult,Not difficult,1,10,Not difficult,Not difficult,Slightly difficult,1,1,Very important,Critical,Very important,Important,Important,Not important,Not important,Slightly important,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Public placement office, -44,No,-44,-44,-44,-44,No,-44,-44,No,The firm does not have enough information about training pro,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,13,No,70,0,0,0,10,0,20,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,2,2,Problems with credit history/report,-44,670000,650000,318500,130000,46000,39000,58000,5000,1000,1000,0,0,0,102000,129000,150000,208000,230000,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,No,Yes,Yes,No,No,Yes,Yes,Minor obstacle,Major obstacle,No obstacle,Minor obstacle,Major obstacle,Major obstacle,Very severe obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Access to finance,Customs and Trade Regulations,Inadequately educated workforce,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not aware of this type of assistance and don't know it advan, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 13888,88,Dominica,Dominica,Retail,508409,Yes,2,Establishment physically separated from HQ and other establi,No,2,Partnership (including limited liability companies), -44,51,51,49,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,1997,No,Yes,1997,6,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,3,0,-44,No,-44,-44,-44,-44,Yes,1,2,1,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,20,55,25,0,Medium private firms (20-100 employees),5,60,35,water and sewage systems,40,Local,10,Remained the same,Decreased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,30,70,Yes,1,No,No,No,No,Yes,No,Yes,Other company of the sector, -44,No,No,Yes,Yes,Yes,No,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,Slightly important,Important,Important,Very Important,Critical,Very Important,Very Important,Yes,70,Yes,30,No,-44,No,No,0,-44,Yes,Yes,No,No,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Very severe obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,-44, -44,Tend to agree,Tend to disagree,Strongly disagree,Tend to agree,Yes,No,-44,-44,-44,-44,No,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,Outside working hours,Knife,Money,3000,A customer,Yes,Yes,-44,Yes,3,During working hours,Other,Money,20000,Gang related,Yes,Yes,-44,Yes,2,During working hours,Other,Money,1000,A former employee,No,No,Police could not have done anything,Yes,2,Outside working hours,Knife,Other company property,3000,Group of criminals,No,No,Fear of reprisals,Yes,4,Outside working hours,Firearm/gun,Goods or stock,1000,Gang related,No,No,Don't have the time; inconvenient,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,Yes,No,-44,-44,No,-44,-44,No,Yes,No,2,Yes,3,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,5,6,3,2,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3,44000,2,44000,1,52000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,11000,2,11200,2,11900,0,-77,0,-77,0,-77,1,10000,2,9100,1,11100,-44, -44,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Very important,Slightly important,Critical,Very important,Important,Important,Very important,Important,Important,Slightly important,Important,Slightly important,Not important,Slightly important,Important,Very important,Very important,Very important,Slightly important,Very important,Very important,Very important,Important,Slightly important,Critical,Slightly important,Important,Slightly important,Slightly important,Slightly important,Critical,Important,Critical,Critical,Critical,Important,Very important,Important,Important,Slightly important,Important,Very important,Very important,Slightly important,Very important,Very important,Very important,Very important,Very important,Critical,Critical,Slightly important,Not important,Important,Not important,Important,Very important,Not important,Slightly important,Not important,Important,Very important,Important,Slightly important,Important,Not important,Slightly important,Not important,Important,Slightly important,Very important,Critical,Critical,Critical,Not important,Slightly important,Important,Important,Slightly important,Important,Not difficult,Very difficult,Very difficult,1,14,Slightly difficult,Very difficult,Very difficult,0,12,Slightly difficult,Difficult,Slightly difficult,1,5,Slightly difficult,Not difficult,Slightly difficult,0,1,Slightly difficult,Slightly difficult,Slightly difficult,0,3,Slightly difficult,Difficult,Slightly difficult,1,4,Not difficult,Difficult,Slightly difficult,0,5,Slightly difficult,Not difficult,Slightly difficult,1,10,Slightly difficult,Not difficult,Not difficult,1,2,Very important,Very important,Important,Slightly important,Important,Not important,Not important,Slightly important,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,No obstacle,No obstacle,Minor obstacle,Public placement office, -44,No,-44,-44,-44,-44,Yes,2,2,Yes,-44,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,No,-44,No,40,0,0,0,20,0,0,0,0,40,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,2,2,Insufficient profitability,-44,550000,530000,227900,150000,13000,31800,60000,16000,2000,1000,3000,0,0,89000,84000,148000,117000,332000,Minor obstacle,Minor obstacle,No obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Customs and Trade Regulations,Electricity,Moderate obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Local business association, -44,"General management, Business development and Strategies supp", -44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Somewhat truthful,Are estimates computed with some precision, 1386,6,Dominica,Dominica,Hotel and restaurants,508327,Yes,2,Headquarters with production and/or sales at this location,Yes,-44,Shareholding company with non-traded shares or shares traded, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Female,Female,Male,1987,No,Yes,1987,11,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,2,1,-44,No,-44,-44,-44,-44,Yes,4,2,0,-44,No,-44,-44,-44,-44,No,-44,No,Yes,Yes,0,-44,-44,100,0, -44,20,50,30,0,Individuals,40,50,10,whale watching tours,70,International,10,Decreased,Remained the same,More than 5,40,60,0,1988,jamaica,25,saint kitts and nevis,10,8,0,4,50,50,Yes,5,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,Yes,No,Major obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,Major obstacle,Minor obstacle,Minor obstacle,Major obstacle,Minor obstacle,Major obstacle,-44, -44,Tend to disagree,Strongly disagree,Tend to disagree,Tend to disagree,Yes,Yes,No,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,No,0,Yes,2,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,5,6,3,2,1,0,2,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3,39000,3,36000,3,44000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,8500,2,8400,2,9600,0,-77,0,-77,0,-77,1,9800,2,10000,1,11300,Increase/decreased demand for goods, -44,University graduate,Completed secondary,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed secondary,Completed primary school,Important,Not important,Critical,Important,Important,Important,Slightly important,Important,Slightly important,Very important,Important,Important,Slightly important,Slightly important,Important,Very important,Very important,Very important,Important,Important,Critical,Critical,Slightly important,Important,Critical,Slightly important,Important,Important,Not important,Slightly important,Slightly important,Important,Important,Critical,Critical,Very important,Critical,Important,Slightly important,Important,Important,Important,Very important,Important,Critical,Important,Critical,Very important,Very important,Critical,Very important,Slightly important,Slightly important,Important,Not important,Very important,Very important,Not important,Slightly important,Slightly important,Important,Important,Slightly important,Important,Slightly important,Not important,Slightly important,Not important,Very important,Very important,Critical,Critical,Critical,Critical,Not important,Slightly important,Important,Important,Important,Not important,Slightly difficult,Very difficult,Slightly difficult,1,11,Slightly difficult,Very difficult,Difficult,0,12,Difficult,Difficult,Slightly difficult,1,5,Not difficult,Slightly difficult,Not difficult,0,3,Slightly difficult,Difficult,Not difficult,1,3,Slightly difficult,Difficult,Difficult,0,3,Not difficult,Difficult,Slightly difficult,0,8,Slightly difficult,Not difficult,Difficult,1,7,Not difficult,Not difficult,Not difficult,0,1,Very important,Very important,Very important,Slightly important,Important,Slightly important,Not important,Not important,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Through family/friends, -44,No,-44,-44,-44,-44,No,-44,-44,No,The firm cannot afford the optimal level of training,No,-44,-44,-44,-44,-44,-44,Yes,100,0, -44,0,Yes,5,Yes,95,0,0,0,5,0,0,0,0,0,0,0,0, -44,25,37.5,0,0,0,37.5,0,0,0,0,0,0,0,0,0, -44,Yes,Loan,2012,100000,7,36,Private commercial banks,Yes,Yes,No,No,No,No, -44,100,Yes,2,1,Other objections,-44,950000,930000,418500,200000,42000,65100,35000,10000,1000,1000,1000,0,84000,201000,246000,251000,307000,279000,Moderate obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Customs and Trade Regulations,Electricity,Major obstacle,Yes,Yes,Yes,Yes,Yes,No,Yes,No,No impact,No,No impact,No,No impact,-44,-44,No,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,-44,-44,No,No impact,Yes,Large impact,Yes,Large impact,Yes,Large impact,-44,-44,Yes,Large impact,No,No impact,No,No impact,No,No impact,-44,-44,Yes,Moderated impact,Yes,Moderated impact,No,No impact,Yes,Large impact,-44,-44,No,No impact,Yes,Moderated impact,Yes,Large impact,Yes,Large impact,-44,-44,No,Large impact,Yes,Large impact,No,No impact,No,No impact,-44,-44,Yes,Large impact,Yes,Large impact,Yes,Moderated impact,Yes,Large impact,-44,-44,Yes,Moderated impact,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 13849,49,Dominica,Dominica,Hotel and restaurants,508370,No,-44,-44,-44,-44,Sole proprietorship, -44,100,0,100,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Male,Female,Male,1994,No,Yes,1994,14,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,6,1,0,-44,No,-44,-44,-44,-44,Yes,1,1,0,-44,Yes,2,2,2,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,10,55,35,0,Individuals,20,70,10,accomodation,65,Local,5,Decreased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,75,25,No,-44,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,Yes,Yes,No,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Major obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,Yes,2,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,6,7,3,2,1,1,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,1,3,39000,2,37000,2,45000,1,28000,1,25000,1,30000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,8600,2,8500,2,9800,0,-77,0,-77,0,-77,1,9700,2,9200,1,11300,-44, -44,University graduate,Post graduated,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Important,Important,Very important,Critical,Important,Important,Slightly important,Very important,Important,Slightly important,Slightly important,Important,Important,Slightly important,Important,Critical,Critical,Critical,Important,Important,Very important,Critical,Important,Important,Very important,Slightly important,Important,Very important,Slightly important,Slightly important,Critical,Important,Important,Critical,Very important,Very important,Very important,Important,Important,Important,Very important,Very important,Very important,Slightly important,Very important,Important,Critical,Critical,Very important,Very important,Critical,Slightly important,Not important,Important,Slightly important,Important,Very important,Not important,Slightly important,Not important,Important,Important,Important,Important,Important,Slightly important,Slightly important,Slightly important,Very important,Important,Critical,Critical,Critical,Critical,Slightly important,Slightly important,Important,Important,Not important,Slightly important,Not difficult,Very difficult,Difficult,1,21,Slightly difficult,Very difficult,Slightly difficult,1,11,Slightly difficult,Slightly difficult,Slightly difficult,0,3,Slightly difficult,Slightly difficult,Not difficult,1,1,Slightly difficult,Slightly difficult,Slightly difficult,0,3,Not difficult,Difficult,Slightly difficult,0,5,Slightly difficult,Slightly difficult,Difficult,1,2,Not difficult,Not difficult,Not difficult,0,10,Not difficult,Not difficult,Not difficult,1,1,Very important,Very important,Slightly important,Important,Critical,Not important,Slightly important,Not important,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Private placement office, -44,No,-44,-44,-44,-44,Yes,4,2,Yes,-44,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,10,No,90,0,0,0,10,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,Yes,Loan,2011,0,7,108,Other,No,-44,-44,-44,-44,-44, -44,-44,Yes,4,3,Incompleteness of loan application,-44,1880000,2070000,890100,90000,25000,144900,35000,29000,6000,5000,4000,0,0,348000,536000,497000,766000,547000,No obstacle,Minor obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,Minor obstacle,No obstacle,Very severe obstacle,Moderate obstacle,No obstacle,Very severe obstacle,No obstacle,No obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,Access to finance,"Crime, theft and disorder",Labor Regulations,Major obstacle,Yes,Yes,No,No,Yes,No,No,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Large impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Large impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Negative impact,-44,-44,-44,-44,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 1388,8,Dominica,Dominica,Retail,508329,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,49,0,100,0,0,Predominantly men,No,Yes,49,Makes major strategic and fiancial decisions,14,6,All men,Male,Male,Male,1993,No,Yes,1993,7,No,-44,-44,No,-44,-44,No,-44,-44,Yes,26,No,Yes,1,3,0,-44,No,-44,-44,-44,-44,Yes,2,2,0,-44,No,-44,-44,-44,-44,Yes,5,Yes,No,Yes,0,-44,-44,100,0, -44,25,50,25,0,Others,25,60,15,equipment,35,National,5,Remained the same,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,60,40,Yes,14,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,Yes,No,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to agree,Strongly agree,Yes,No,-44,-44,-44,-44,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,Yes,3,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,7,7,3,2,1,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3,42000,2,41000,1,49000,1,31000,1,28000,1,33000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,11000,2,10300,2,13100,0,-77,0,-77,0,-77,1,9600,1,9500,1,11000,New production methods, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed secondary,Not applicable,Not applicable,Completed secondary,Completed secondary,Important,Important,Critical,Very important,Very important,Important,Slightly important,Very important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Critical,Very important,Very important,Very important,Very important,Critical,Very important,Important,Slightly important,Critical,Not important,Important,Important,Not important,Not important,Very important,Slightly important,Important,Very important,Critical,Important,Very important,Important,Important,Important,Very important,Important,Very important,Important,Critical,Slightly important,Critical,Very important,Very important,Critical,Critical,Slightly important,Not important,Important,Not important,Important,Very important,Slightly important,Slightly important,Slightly important,Very important,Very important,Slightly important,Important,Very important,Slightly important,Slightly important,Slightly important,Important,Important,Very important,Very important,Critical,Very important,Not important,Slightly important,Very important,Important,Slightly important,Slightly important,Slightly difficult,Difficult,Difficult,0,22,Not difficult,Very difficult,Difficult,1,9,Slightly difficult,Slightly difficult,Difficult,0,5,Slightly difficult,Not difficult,Not difficult,1,2,Slightly difficult,Slightly difficult,Not difficult,0,7,Not difficult,Difficult,Slightly difficult,1,9,Slightly difficult,Slightly difficult,Difficult,0,5,Slightly difficult,Not difficult,Not difficult,1,3,Not difficult,Not difficult,Not difficult,0,1,Critical,Important,Not important,Important,Very important,Slightly important,Not important,Slightly important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Public placement office, -44,No,-44,-44,-44,-44,No,-44,-44,No,The firm does not have enough information about training pro,No,-44,-44,-44,-44,-44,-44,Yes,100,0, -44,0,Yes,11,No,70,12,3,0,15,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Interest rates are not favorable,2080000,2080000,832000,130000,98000,166400,52000,60500,9000,10000,5000,0,0,446000,380000,603000,520000,826000,Minor obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Very severe obstacle,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,No obstacle,Very severe obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Access to finance,Tax Rates,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not aware of this type of assistance and don't know it advan, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 13851,51,Dominica,Dominica,Food,508372,No,-44,-44,-44,-44,Partnership (including limited liability companies), -44,33,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Female,1978,No,Yes,1978,19,No,-44,-44,No,-44,-44,No,-44,-44,Yes,30,No,Yes,1,1,1,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,No,No,Yes,100,65,95,0,0, -44,5,60,35,0,Others,45,45,10,honey,90,National,10,Remained the same,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,100,0,-44,-44,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,No obstacle,-44, -44,Tend to disagree,Strongly disagree,Tend to agree,Tend to disagree,No,-44,-44,-44,-44,-44,No,-44,-44,Yes,2,-44,Yes,1,Outside working hours,Firearm/gun,Money,20000,Group of criminals,Yes,Yes,-44,Yes,1,Outside working hours,Firearm/gun,Money,2000,Gang related,No,No,Would increase insurance cost,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,3,During working hours,Other,Money,700,Gang related,No,No,Police could not have done anything,Yes,2,During working hours,Other,Other company property,500,Other,No,No,No loss or damage,Yes,4,Outside working hours,Firearm/gun,Money,5000,Group of criminals,Yes,No,No loss or damage,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,Yes,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,Yes,1,No,Yes,0,1,-44,No,-44,-44,No,-44,-44,No,-44,-44,3,7,3,2,1,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3,45000,3,43000,3,49000,1,25000,2,23000,1,28000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,13000,2,12400,2,15300,1,10000,2,10100,1,10800,New products require new skills, -44,University graduate,University graduate,University graduate,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Completed secondary,Completed primary school,Slightly important,Important,Very important,Critical,Important,Important,Important,Slightly important,Slightly important,Important,Slightly important,Slightly important,Important,Slightly important,Important,Very important,Very important,Critical,Important,Important,Very important,Critical,Important,Important,Critical,Slightly important,Important,Important,Not important,Not important,Important,Slightly important,Important,Critical,Very important,Important,Very important,Important,Very important,Important,Important,Important,Very important,Important,Critical,Slightly important,Critical,Very important,Critical,Very important,Critical,Slightly important,Not important,Important,Not important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Important,Important,Important,Very important,Not important,Not important,Slightly important,Important,Very important,Critical,Critical,Critical,Very important,Not important,Slightly important,Important,Important,Not important,Slightly important,Not difficult,Very difficult,Difficult,1,25,Not difficult,Very difficult,Slightly difficult,0,12,Not difficult,Difficult,Difficult,0,9,Not difficult,Not difficult,Slightly difficult,0,3,Slightly difficult,Not difficult,Slightly difficult,0,7,Slightly difficult,Slightly difficult,Slightly difficult,1,9,Slightly difficult,Very difficult,Slightly difficult,1,2,Not difficult,Not difficult,Not difficult,1,6,Not difficult,Not difficult,Not difficult,0,2,Very important,Important,Important,Important,Very important,Not important,Slightly important,Slightly important,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,No obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,No obstacle,No obstacle,Public placement office, -44,No,-44,-44,-44,-44,Yes,5,2,Yes,-44,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,No,-44,No,70,0,0,0,30,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,Yes,Line of credit,2012,0,11,48,Other,No,-44,-44,-44,-44,-44, -44,-44,Yes,3,2,Concerns about level of debt already incurred,-44,1090000,1090000,460000,250000,10000,76300,69000,0,0,0,0,0,0,125000,52000,176000,68000,461000,No obstacle,No obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,"Crime, theft and disorder",Practices of competitors in the informal sector,Moderate obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,International organization, -44,Human resources Support, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 13817,17,Dominica,Dominica,Food,508338,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Female,Female,2001,No,Yes,2001,24,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,2,0,-44,No,-44,-44,-44,-44,Yes,3,1,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,100,70,120,0,0, -44,5,55,40,0,Medium private firms (20-100 employees),35,50,15,plantain,80,National,15,Increased,Decreased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,100,0,-44,-44,No,Yes,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,No obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,No,0,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,0,2,2,7,3,2,1,1,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,1,3,37000,3,36000,3,40000,1,21000,1,20000,1,23000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,11000,2,10600,2,12600,1,10000,1,9200,1,11100,-44, -44,University graduate,University graduate,Post graduated,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,Completed secondary,Started but did not complete secondary,Important,Not important,Critical,Very important,Very important,Very important,Slightly important,Slightly important,Important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Critical,Very important,Critical,Important,Important,Critical,Very important,Important,Important,Critical,Slightly important,Very important,Very important,Not important,Not important,Important,Slightly important,Very important,Critical,Very important,Very important,Very important,Important,Important,Important,Very important,Important,Very important,Slightly important,Very important,Important,Critical,Very important,Critical,Very important,Very important,Not important,Not important,Important,Slightly important,Important,Important,Slightly important,Slightly important,Slightly important,Very important,Very important,Slightly important,Slightly important,Important,Not important,Not important,Not important,Important,Very important,Critical,Very important,Critical,Critical,Not important,Important,Important,Important,Not important,Slightly important,Not difficult,Difficult,Difficult,0,9,Difficult,Difficult,Difficult,0,10,Not difficult,Difficult,Slightly difficult,1,8,Slightly difficult,Slightly difficult,Not difficult,1,1,Slightly difficult,Difficult,Not difficult,1,9,Not difficult,Slightly difficult,Slightly difficult,0,10,Not difficult,Slightly difficult,Slightly difficult,1,6,Not difficult,Not difficult,Difficult,1,2,Slightly difficult,Slightly difficult,Not difficult,1,1,Critical,Slightly important,Important,Not important,Important,Slightly important,Slightly important,Slightly important,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Major obstacle,Major obstacle,No obstacle,No obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Private placement office, -44,No,-44,-44,-44,-44,No,-44,-44,No,The firm cannot afford the optimal level of training,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,Yes,11,Yes,70,0,0,0,30,0,0,0,0,0,0,0,0, -44,25,75,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Loan,2010,40000,7,120,Private commercial banks,Yes,Yes,Yes,Yes,No,No, -44,175,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,740000,720000,330000,110000,19000,36000,108000,0,0,0,0,36000,0,152000,30000,202000,43000,448000,Major obstacle,Very severe obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,No obstacle,Moderate obstacle,No obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,No obstacle,Major obstacle,Moderate obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,Electricity,Macroeconomic environment,Transportation,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Local business association, -44,technological and Innovation Support, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are taken directly from the establishment's records, 13816,16,Dominica,Dominica,Hotel and restaurants,508337,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All women,Female,Female,Female,2002,No,Yes,2002,11,No,-44,-44,No,-44,-44,No,-44,-44,Yes,39,No,Yes,7,3,2,-44,No,-44,-44,-44,-44,Yes,0,3,0,-44,No,-44,-44,-44,-44,No,-44,No,Yes,Yes,0,-44,-44,100,0, -44,0,50,50,0,Small private firms (less than 20 employees),35,45,20,restaurant,95,National,15,Decreased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,40,60,Yes,17,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,Yes,No,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,-44, -44,Tend to agree,Tend to agree,Tend to agree,Tend to disagree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,No,5,Yes,2,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,1,7,3,2,1,1,3,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3,47000,2,44000,1,51000,1,22000,2,21000,1,24000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,11000,2,11000,2,13100,0,-77,0,-77,0,-77,1,9100,2,9100,1,10000,New products require new skills, -44,University graduate,University graduate,University graduate,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Important,Slightly important,Critical,Important,Important,Important,Slightly important,Slightly important,Very important,Important,Important,Important,Slightly important,Slightly important,Important,Critical,Very important,Critical,Important,Important,Very important,Critical,Important,Important,Very important,Not important,Important,Important,Not important,Slightly important,Important,Important,Very important,Critical,Very important,Important,Very important,Important,Important,Important,Important,Important,Very important,Important,Very important,Slightly important,Critical,Very important,Critical,Very important,Critical,Slightly important,Slightly important,Important,Not important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Important,Important,Slightly important,Very important,Not important,Slightly important,Slightly important,Slightly important,Very important,Critical,Very important,Very important,Critical,Important,Slightly important,Slightly important,Very important,Not important,Not important,Not difficult,Very difficult,Difficult,0,22,Slightly difficult,Almost impossible,Difficult,0,6,Difficult,Difficult,Slightly difficult,0,5,Not difficult,Not difficult,Not difficult,1,2,Slightly difficult,Slightly difficult,Slightly difficult,1,2,Slightly difficult,Slightly difficult,Difficult,1,7,Not difficult,Very difficult,Slightly difficult,0,3,Slightly difficult,Slightly difficult,Slightly difficult,1,6,Slightly difficult,Slightly difficult,Not difficult,0,1,Very important,Very important,Slightly important,Important,Critical,Slightly important,Slightly important,Slightly important,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,Public placement office, -44,No,-44,-44,-44,-44,Yes,4,2,Yes,-44,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,No,-44,No,90,0,0,0,10,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Interest rates are not favorable,1980000,1960000,250000,100000,43000,98000,14000,19500,3000,4000,3000,0,0,383000,352000,510000,451000,826000,No obstacle,No obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Customs and Trade Regulations,Tax Rates,No obstacle,Yes,Yes,Yes,Yes,Yes,No,Yes,Yes,Large impact,Yes,Moderated impact,No,No impact,-44,-44,No,No impact,No,No impact,No,No impact,No,No impact,-44,-44,Yes,Large impact,Yes,Large impact,Yes,Large impact,No,No impact,-44,-44,Yes,Large impact,Yes,Large impact,Yes,Large impact,No,No impact,-44,-44,Yes,Large impact,Yes,Large impact,No,No impact,Yes,Moderated impact,-44,-44,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Large impact,-44,-44,Yes,Large impact,Yes,Large impact,No,No impact,No,No impact,-44,-44,Yes,Large impact,Yes,Large impact,Yes,Large impact,Yes,Moderated impact,-44,-44,Yes,Large impact,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 13884,84,Dominica,Dominica,Hotel and restaurants,508405,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All women,Yes,Not applicable,100,Makes decisions in consultation with other partners,7,5,Predominantly men,Male,Male,Female,2007,No,Yes,2007,10,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,1,1,-44,Yes,3,0,0,-44,Yes,0,2,0,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0, -44,40,45,15,0,Your parent company or affiliated establishments,5,40,55,restaurant,75,International,5,Increased,Remained the same,More than 5,30,70,0,2008,jamaica,30,sweden,15,6,0,0,25,75,No,-44,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,Yes,No,Moderate obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,Yes,1,-44,Yes,1,Outside working hours,Firearm/gun,Goods or stock,25000,Someone working alone,Yes,Yes,-44,Yes,1,Outside working hours,Knife,Money,800,A former employee,No,No,Not enough police/not enough resources,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,During working hours,Baseball bat,Other company property,500,Someone working alone,No,No,-44,Yes,4,Outside working hours,Knife,Money,4000,A supplier,Yes,No,Not enough police/not enough resources,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,Yes,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,Yes,1,No,No,-44,0,-44,No,-44,-44,Yes,35,Yes,No,-44,-44,7,7,3,2,1,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3,46000,3,42000,2,53000,1,32000,2,32000,1,38000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,9300,2,9400,2,10400,0,-77,0,-77,0,-77,1,9000,2,9200,1,10600,New products require new skills, -44,University graduate,University graduate,Post graduated,Post graduated,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Important,Slightly important,Critical,Very important,Important,Very important,Slightly important,Important,Very important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Critical,Very important,Critical,Important,Important,Very important,Very important,Slightly important,Important,Critical,Slightly important,Slightly important,Important,Not important,Not important,Critical,Important,Very important,Critical,Critical,Important,Very important,Very important,Very important,Important,Slightly important,Very important,Critical,Important,Very important,Important,Critical,Critical,Very important,Very important,Critical,Slightly important,Not important,Important,Not important,Important,Important,Important,Slightly important,Not important,Slightly important,Important,Slightly important,Important,Slightly important,Not important,Not important,Not important,Important,Important,Critical,Critical,Critical,Critical,Not important,Slightly important,Very important,Important,Slightly important,Slightly important,Not difficult,Difficult,Difficult,1,23,Not difficult,Very difficult,Difficult,0,5,Not difficult,Difficult,Slightly difficult,1,5,Slightly difficult,Slightly difficult,Not difficult,1,1,Slightly difficult,Difficult,Difficult,0,9,Not difficult,Slightly difficult,Slightly difficult,1,4,Not difficult,Slightly difficult,Slightly difficult,0,2,Not difficult,Not difficult,Not difficult,0,6,Not difficult,Not difficult,Not difficult,1,2,Very important,Very important,Important,Not important,Critical,Slightly important,Not important,Slightly important,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Private placement office, -44,Yes to hire,Yes,1,No,-44,Yes,3,2,Yes,-44,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,5,Yes,75,0,0,0,25,0,0,0,0,0,0,0,0, -44,75,12.5,6.25,6.25,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Loan,2011,40000,11,60,Private commercial banks,Yes,Yes,No,Yes,No,No, -44,175,Yes,5,4,Incompleteness of loan application,-44,700000,710000,291100,100000,28000,63900,21000,17000,2000,2000,2000,43000,0,85000,154000,142000,192000,366000,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Cost of finance,Macroeconomic environment,Telecommunications,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Community based organization, -44,technological and Innovation Support, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 13820,20,Dominica,Dominica,Hotel and restaurants,508341,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,57,0,100,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Female,Male,Male,2007,Yes,Yes,2007,8,No,-44,-44,No,-44,-44,No,-44,-44,Yes,20,No,Yes,1,2,2,-44,No,-44,-44,-44,-44,Yes,8,5,1,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,40,40,20,0,Medium private firms (20-100 employees),35,30,35,restaurant,60,National,15,Decreased,Increased,2-5,50,50,0,2008,jamaica,45,saint kitts and nevis,30,9,0,0,25,75,No,-44,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,10,No,-44,-44,Yes,5,0,-44,Yes,5,Yes,Yes,40,Yes,No,-44,-44,8,7,3,2,1,1,0,0,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,1,3,37000,2,35000,2,43000,1,22000,2,22000,1,25000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,8800,2,8600,2,9900,0,-77,0,-77,0,-77,1,9500,1,9300,1,10200,-44, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Completed secondary,Not applicable,Not applicable,Completed secondary,Completed secondary,Important,Slightly important,Critical,Very important,Important,Important,Slightly important,Slightly important,Very important,Important,Slightly important,Important,Important,Slightly important,Important,Very important,Very important,Critical,Important,Slightly important,Very important,Very important,Important,Important,Very important,Slightly important,Slightly important,Very important,Slightly important,Not important,Critical,Important,Important,Very important,Critical,Slightly important,Very important,Important,Slightly important,Slightly important,Important,Very important,Critical,Important,Critical,Important,Critical,Critical,Critical,Critical,Very important,Slightly important,Not important,Important,Not important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Important,Very important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Very important,Important,Critical,Critical,Critical,Critical,Not important,Slightly important,Very important,Important,Slightly important,Slightly important,Slightly difficult,Very difficult,Slightly difficult,0,9,Not difficult,Difficult,Difficult,0,15,Not difficult,Difficult,Difficult,1,8,Not difficult,Slightly difficult,Difficult,0,1,Slightly difficult,Slightly difficult,Slightly difficult,1,4,Slightly difficult,Difficult,Slightly difficult,0,7,Not difficult,Slightly difficult,Slightly difficult,1,2,Not difficult,Slightly difficult,Slightly difficult,0,4,Not difficult,Not difficult,Not difficult,1,2,Important,Very important,Not important,Not important,Very important,Not important,Not important,Not important,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,Public placement office, -44,No,-44,-44,-44,-44,No,-44,-44,No,The firm cannot afford the optimal level of training,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,8,No,35,12,3,0,50,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Interest rates are not favorable,760000,780000,50000,120000,31000,62400,11000,15000,2000,2000,1000,0,0,110000,133000,172000,195000,286000,No obstacle,No obstacle,No obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Major obstacle,No obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,"Crime, theft and disorder",Macroeconomic environment,Practices of competitors in the informal sector,Major obstacle,Yes,Yes,Yes,Yes,Yes,No,Yes,Yes,Large impact,Yes,Large impact,Yes,Moderated impact,-44,-44,Yes,Moderated impact,No,No impact,No,No impact,No,No impact,-44,-44,Yes,Moderated impact,Yes,Large impact,Yes,Large impact,Yes,Large impact,-44,-44,Yes,Moderated impact,No,No impact,No,No impact,Yes,Moderated impact,-44,-44,No,No impact,Yes,Moderated impact,No,No impact,Yes,Large impact,-44,-44,No,No impact,Yes,Large impact,No,No impact,Yes,Large impact,-44,-44,No,Moderated impact,Yes,Moderated impact,No,No impact,No,No impact,-44,-44,Yes,Large impact,Yes,Moderated impact,Yes,Large impact,Yes,Large impact,-44,-44,Yes,Large impact,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,Yes,Yes,No,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 1387,7,Dominica,Dominica,Transport,508328,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Male,1995,No,Yes,1995,23,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,2,0,-44,Yes,3,0,0,-44,Yes,2,1,1,-44,No,-44,-44,-44,-44,Yes,4,Yes,No,Yes,0,-44,-44,100,0, -44,25,65,10,0,Others,35,45,20,tours,95,Local,5,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,40,60,Yes,6,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,Yes,Yes,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,No obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,No,5,Yes,1,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,4,7,3,2,1,1,0,0,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3,44000,2,43000,2,51000,1,26000,2,26000,1,28000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,10000,2,10000,2,11900,0,-77,0,-77,0,-77,1,9100,1,8700,1,9900,-44, -44,University graduate,University graduate,University graduate,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Slightly important,Slightly important,Critical,Very important,Important,Very important,Slightly important,Important,Important,Important,Slightly important,Important,Slightly important,Slightly important,Important,Very important,Very important,Very important,Important,Important,Critical,Critical,Important,Important,Critical,Slightly important,Slightly important,Slightly important,Not important,Slightly important,Critical,Important,Important,Critical,Very important,Slightly important,Critical,Important,Critical,Important,Very important,Important,Very important,Not important,Critical,Important,Critical,Very important,Very important,Critical,Critical,Slightly important,Not important,Important,Not important,Important,Important,Not important,Important,Slightly important,Important,Important,Important,Slightly important,Important,Not important,Slightly important,Slightly important,Very important,Important,Critical,Critical,Very important,Very important,Not important,Slightly important,Important,Important,Slightly important,Slightly important,Not difficult,Very difficult,Difficult,1,14,Not difficult,Very difficult,Difficult,0,9,Slightly difficult,Difficult,Slightly difficult,0,4,Slightly difficult,Slightly difficult,Not difficult,0,3,Slightly difficult,Slightly difficult,Difficult,1,4,Slightly difficult,Difficult,Difficult,1,2,Slightly difficult,Slightly difficult,Slightly difficult,1,4,Not difficult,Slightly difficult,Not difficult,0,3,Not difficult,Not difficult,Slightly difficult,1,2,Critical,Very important,Important,Slightly important,Important,Not important,Slightly important,Slightly important,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Through family/friends, -44,No,-44,-44,-44,-44,No,-44,-44,No,The firm cannot afford the optimal level of training,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,No,-44,Yes,85,0,0,0,10,0,0,0,0,5,0,0,0, -44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,2,2,Collateral or cosigners unacceptable,-44,350000,390000,191100,180000,11000,27300,31200,10000,1000,1000,1000,39000,0,69000,105000,94000,156000,267000,Moderate obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Minor obstacle,Very severe obstacle,No obstacle,Major obstacle,No,Yes,Yes,No,No,Access to finance,Corruption,Cost of finance,Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Private independent fund, -44,technological and Innovation Support, -44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 138147,147,Dominica,Dominica,Transport,508468,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,2003,No,Yes,2003,4,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,2,0,-44,Yes,3,0,0,-44,Yes,3,1,0,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0, -44,10,65,25,0,Small private firms (less than 20 employees),40,45,15,travel agent,90,International,25,Increased,Remained the same,2-5,30,70,0,2004,jamaica,45,sweden,20,6,0,3,80,20,Yes,12,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,3,7,3,2,1,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3,36000,3,33000,2,42000,1,26000,1,24000,1,30000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,9800,2,9800,2,11500,0,-77,0,-77,0,-77,1,10000,2,9100,1,10800,Increase/decreased demand for goods, -44,University graduate,University graduate,Post graduated,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Completed college/vocational training,Not applicable,Not applicable,Completed secondary,Completed primary school,Important,Not important,Very important,Very important,Important,Very important,Important,Important,Important,Very important,Important,Slightly important,Slightly important,Important,Important,Very important,Critical,Very important,Slightly important,Important,Critical,Critical,Important,Slightly important,Critical,Slightly important,Important,Important,Not important,Not important,Important,Important,Important,Critical,Critical,Slightly important,Very important,Very important,Critical,Important,Important,Very important,Very important,Slightly important,Very important,Important,Critical,Very important,Very important,Very important,Critical,Slightly important,Not important,Very important,Not important,Very important,Important,Slightly important,Slightly important,Not important,Important,Very important,Slightly important,Important,Important,Slightly important,Slightly important,Slightly important,Very important,Very important,Critical,Critical,Critical,Very important,Not important,Not important,Important,Important,Not important,Not important,Slightly difficult,Very difficult,Difficult,1,25,Not difficult,Very difficult,Difficult,0,9,Slightly difficult,Difficult,Slightly difficult,0,4,Slightly difficult,Slightly difficult,Not difficult,0,1,Slightly difficult,Slightly difficult,Slightly difficult,0,2,Slightly difficult,Slightly difficult,Difficult,0,5,Slightly difficult,Difficult,Slightly difficult,1,9,Not difficult,Slightly difficult,Slightly difficult,0,9,Not difficult,Not difficult,Not difficult,1,1,Very important,Slightly important,Very important,Important,Important,Not important,Slightly important,Not important,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,Major obstacle,No obstacle,Moderate obstacle,Minor obstacle,No obstacle,Public placement office, -44,No,-44,-44,-44,-44,No,-44,-44,No,Other,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,No,-44,No,75,0,0,0,25,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Other,1200000,1220000,549000,200000,20000,122000,103000,10000,1000,1000,1000,0,0,248000,193000,354000,244000,478000,No obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,Customs and Trade Regulations,Cost of finance,Electricity,Minor obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not aware of this type of assistance and don't know it advan, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Truthful,Are taken directly from the establishment's records, 138124,124,Dominica,Dominica,Transport,508445,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,52,0,100,0,0,Predominantly men,No,Yes,24,Makes major strategic and fiancial decisions,6,5,Predominantly men,Female,Female,Male,2007,No,Yes,2007,9,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,0,1,0,-44,No,-44,-44,-44,-44,Yes,0,0,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,25,60,15,0,Medium private firms (20-100 employees),5,65,30,travel agent,90,Local,10,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,35,65,No,-44,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,-44, -44,Tend to agree,Strongly disagree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,Yes,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,1,Yes,1,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,2,7,3,2,1,1,0,0,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3,40000,2,36000,2,46000,1,24000,2,23000,1,27000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,11000,2,10700,2,12100,0,-77,0,-77,0,-77,1,9200,1,8400,1,10800,-44, -44,University graduate,Completed college/vocational training,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed secondary,Completed secondary,Important,Slightly important,Critical,Very important,Important,Very important,Slightly important,Very important,Important,Very important,Important,Important,Not important,Slightly important,Important,Critical,Very important,Critical,Very important,Very important,Critical,Critical,Important,Slightly important,Critical,Slightly important,Important,Important,Not important,Not important,Slightly important,Important,Important,Very important,Critical,Important,Very important,Important,Very important,Important,Important,Very important,Critical,Slightly important,Critical,Slightly important,Critical,Very important,Very important,Critical,Very important,Slightly important,Slightly important,Important,Not important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Important,Important,Important,Important,Not important,Not important,Slightly important,Important,Important,Very important,Critical,Critical,Critical,Slightly important,Not important,Important,Important,Important,Slightly important,Slightly difficult,Very difficult,Slightly difficult,0,24,Not difficult,Very difficult,Difficult,0,10,Not difficult,Slightly difficult,Difficult,0,2,Slightly difficult,Slightly difficult,Slightly difficult,1,2,Not difficult,Slightly difficult,Slightly difficult,0,10,Slightly difficult,Difficult,Slightly difficult,0,4,Slightly difficult,Difficult,Slightly difficult,0,2,Not difficult,Not difficult,Not difficult,0,7,Slightly difficult,Not difficult,Not difficult,0,2,Critical,Very important,Very important,Not important,Very important,Slightly important,Slightly important,Not important,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,No obstacle,No obstacle,Major obstacle,Moderate obstacle,No obstacle,No obstacle,Public placement office, -44,No,-44,-44,-44,-44,Yes,0,2,Yes,-44,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,No,-44,No,65,12,3,0,20,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Interest rates are not favorable,1080000,1160000,475600,120000,104000,58000,16000,6000,0,1000,0,0,0,191000,362000,255000,452000,584000,Moderate obstacle,Minor obstacle,No obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Access to finance,Practices of competitors in the informal sector,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Community based organization, -44,technological and Innovation Support, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,Truthful,Are taken directly from the establishment's records, 13857,57,Dominica,Dominica,Hotel and restaurants,508378,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,75,100,0,0,0,Predominantly men,No,Yes,8,Delegates decisions to other partners,2,1,Equally men and women,Male,Male,Female,2000,No,Yes,2000,4,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,2,1,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,No,No,Yes,0,-44,-44,100,0, -44,5,50,45,0,Medium private firms (20-100 employees),10,55,35,accomodation,55,International,5,Increased,Decreased,More than 5,40,60,0,2001,jamaica,45,saint kitts and nevis,40,5,0,4,60,40,No,-44,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,Yes,No,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Minor obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,4,8,3,2,2,1,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3,50000,2,50000,2,59000,1,27000,1,25000,1,30000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,9800,2,9200,2,11600,0,-77,0,-77,0,-77,2,9100,3,8900,2,10800,-44, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Completed secondary,Important,Important,Very important,Very important,Very important,Important,Slightly important,Slightly important,Very important,Important,Important,Important,Slightly important,Slightly important,Slightly important,Critical,Very important,Critical,Important,Important,Critical,Critical,Important,Important,Very important,Important,Slightly important,Slightly important,Not important,Not important,Important,Important,Critical,Critical,Very important,Important,Very important,Important,Important,Very important,Very important,Important,Very important,Important,Critical,Very important,Very important,Critical,Very important,Critical,Critical,Slightly important,Slightly important,Important,Not important,Slightly important,Important,Slightly important,Slightly important,Important,Very important,Important,Very important,Slightly important,Important,Not important,Not important,Not important,Important,Important,Critical,Critical,Very important,Very important,Not important,Not important,Important,Very important,Not important,Not important,Not difficult,Difficult,Difficult,1,23,Not difficult,Difficult,Slightly difficult,0,5,Slightly difficult,Difficult,Difficult,1,7,Not difficult,Slightly difficult,Slightly difficult,1,1,Slightly difficult,Not difficult,Slightly difficult,0,7,Slightly difficult,Difficult,Difficult,1,7,Not difficult,Difficult,Difficult,0,10,Not difficult,Slightly difficult,Difficult,0,10,Not difficult,Not difficult,Not difficult,1,2,Important,Very important,Very important,Not important,Important,Not important,Slightly important,Slightly important,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Public placement office, -44,Yes to fire,No,-44,Yes,1,No,-44,-44,No,The firm cannot afford the optimal level of training,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,No,-44,No,80,0,0,0,20,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,2,2,Incompleteness of loan application,-44,820000,800000,328000,160000,14000,24000,29000,6500,1000,0,1000,0,0,138000,166000,192000,272000,240000,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Customs and Trade Regulations,Tax administration,Telecommunications,No obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Private independent fund, -44,Financial magement and tax and customs administration, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 13872,72,Dominica,Dominica,Hotel and restaurants,508393,No,-44,-44,-44,-44,Sole proprietorship, -44,100,0,100,0,0,All men,-44,-44,-44,-44,-44,-44,All women,Female,Female,Female,2001,No,Yes,2001,5,Yes,22,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,1,1,-44,No,-44,-44,-44,-44,Yes,0,2,1,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,10,50,40,0,Others,35,40,25,accomodation,75,International,5,Increased,Remained the same,More than 5,30,70,0,2002,jamaica,35,sweden,25,5,0,4,80,20,Yes,10,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,No obstacle,Moderate obstacle,-44, -44,Strongly disagree,Tend to disagree,Tend to disagree,Tend to disagree,Yes,Yes,No,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,Yes,1,No,Yes,5,0,-44,Yes,5,Yes,No,-44,-44,No,-44,-44,4,8,3,2,2,1,3,0,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,1,3,36000,3,35000,2,41000,1,24000,1,24000,1,26000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,12000,2,12200,2,14000,0,-77,0,-77,0,-77,2,10000,3,8900,2,11200,Increase/decreased demand for goods, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Completed secondary,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Important,Slightly important,Critical,Important,Important,Important,Slightly important,Slightly important,Very important,Important,Slightly important,Important,Slightly important,Slightly important,Important,Very important,Critical,Critical,Important,Important,Critical,Critical,Important,Important,Critical,Slightly important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Important,Critical,Critical,Very important,Very important,Important,Very important,Important,Important,Important,Very important,Important,Very important,Important,Very important,Very important,Very important,Critical,Very important,Not important,Not important,Important,Not important,Very important,Important,Slightly important,Important,Slightly important,Very important,Very important,Important,Slightly important,Important,Not important,Slightly important,Slightly important,Important,Important,Critical,Critical,Critical,Critical,Not important,Slightly important,Very important,Very important,Slightly important,Not important,Not difficult,Very difficult,Slightly difficult,1,8,Slightly difficult,Very difficult,Difficult,0,6,Slightly difficult,Slightly difficult,Slightly difficult,1,6,Slightly difficult,Not difficult,Slightly difficult,1,1,Slightly difficult,Slightly difficult,Slightly difficult,1,8,Slightly difficult,Difficult,Difficult,0,2,Not difficult,Very difficult,Difficult,1,2,Not difficult,Slightly difficult,Not difficult,0,9,Not difficult,Slightly difficult,Not difficult,0,2,Important,Important,Not important,Not important,Very important,Not important,Slightly important,Not important,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,Private placement office, -44,Yes to both,Yes,0,No,-44,No,-44,-44,No,The firm cannot afford the optimal level of training,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,Yes,10,Yes,90,0,0,0,10,0,0,0,0,0,0,0,0, -44,75,25,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Loan,2006,30000,14,120,Private commercial banks,Yes,No,No,No,No,No, -44,125,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,170000,190000,79800,90000,6000,17100,121000,4500,1000,1000,1000,8000,0,27000,48000,42000,70000,54000,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,"Crime, theft and disorder",Customs and Trade Regulations,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Administratie procedure is cumbersome, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 138146,146,Dominica,Dominica,Hotel and restaurants,508467,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,78,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Female,Female,2004,No,Yes,2004,9,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,7,2,1,-44,No,-44,-44,-44,-44,Yes,1,2,0,-44,No,-44,-44,-44,-44,Yes,3,Yes,Yes,Yes,0,-44,-44,100,0, -44,0,50,50,0,Large private firms (more than 100 employees),40,45,15,accomodation,100,Local,5,Increased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,75,25,No,-44,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,Yes,No,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to agree,Tend to agree,Yes,No,-44,-44,-44,-44,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,10,Yes,3,No,No,-44,.5,-44,Yes,10,No,No,-44,-44,No,-44,-44,8,8,3,2,2,1,2,1,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,1,3,46000,3,47000,2,51000,1,22000,2,20000,1,25000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,9500,2,8600,2,10500,0,-77,0,-77,0,-77,2,9200,3,8900,2,10000,Increase/decreased demand for goods, -44,University graduate,University graduate,University graduate,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Completed college/vocational training,Not applicable,Not applicable,Completed secondary,Completed primary school,Important,Important,Critical,Important,Important,Very important,Slightly important,Important,Important,Important,Important,Important,Slightly important,Slightly important,Important,Very important,Critical,Very important,Important,Important,Critical,Critical,Important,Important,Very important,Slightly important,Important,Important,Not important,Slightly important,Very important,Very important,Important,Critical,Very important,Very important,Very important,Important,Slightly important,Important,Important,Important,Very important,Important,Very important,Important,Critical,Critical,Very important,Very important,Critical,Slightly important,Slightly important,Important,Slightly important,Important,Important,Slightly important,Slightly important,Not important,Important,Important,Important,Slightly important,Very important,Not important,Not important,Not important,Very important,Important,Critical,Critical,Very important,Critical,Slightly important,Not important,Important,Slightly important,Not important,Slightly important,Slightly difficult,Very difficult,Difficult,1,18,Not difficult,Very difficult,Difficult,1,6,Slightly difficult,Slightly difficult,Slightly difficult,0,4,Slightly difficult,Slightly difficult,Difficult,1,3,Not difficult,Slightly difficult,Slightly difficult,1,6,Slightly difficult,Slightly difficult,Slightly difficult,1,10,Slightly difficult,Slightly difficult,Slightly difficult,1,9,Slightly difficult,Slightly difficult,Not difficult,0,6,Not difficult,Not difficult,Not difficult,1,1,Slightly important,Slightly important,Very important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,Minor obstacle,No obstacle,Minor obstacle,Private placement office, -44,No,-44,-44,-44,-44,Yes,4,2,Yes,-44,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,5,No,90,0,0,0,10,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Interest rates are not favorable,170000,190000,89300,70000,3000,13300,48000,1000,0,0,0,0,0,32000,46000,42000,57000,86000,Major obstacle,Major obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Major obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,Very severe obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Corruption,Political environment,Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Local business association, -44,technological and Innovation Support, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 138141,141,Dominica,Dominica,Food,508462,No,-44,-44,-44,-44,Partnership (including limited liability companies), -44,55,100,0,0,0,Equally men and women,Yes,Yes,45,Makes decisions in consultation with other partners,9,7,Predominantly men,Male,Female,Female,2005,No,Yes,2005,8,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,2,1,-44,Yes,2,0,0,-44,Yes,7,1,0,-44,No,-44,-44,-44,-44,No,-44,No,Yes,Yes,100,75,70,0,0, -44,15,55,30,0,Large private firms (more than 100 employees),30,60,10,food processing,50,Local,5,Increased,Remained the same,More than 5,65,35,0,2006,jamaica,25,sweden,20,4,0,0,60,40,No,-44,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Minor obstacle,Major obstacle,Major obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to agree,Tend to disagree,Yes,Yes,Yes,75,Yes,11,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,No,5,Yes,1,Yes,No,-44,.5,-44,No,-44,-44,No,-44,-44,Yes,0,2,5,8,3,2,2,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3,45000,3,40000,2,49000,1,31000,1,28000,1,37000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,10000,2,10000,2,11300,2,9500,3,8500,2,10600,Increase/decreased demand for goods, -44,University graduate,Completed college/vocational training,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Completed secondary,Started but did not complete secondary,Important,Slightly important,Critical,Very important,Important,Important,Slightly important,Important,Very important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Very important,Critical,Very important,Very important,Slightly important,Critical,Critical,Important,Slightly important,Critical,Slightly important,Slightly important,Important,Slightly important,Not important,Slightly important,Slightly important,Important,Critical,Critical,Slightly important,Important,Very important,Very important,Very important,Important,Important,Very important,Not important,Very important,Important,Critical,Critical,Very important,Very important,Critical,Important,Not important,Very important,Not important,Important,Important,Important,Slightly important,Not important,Very important,Important,Slightly important,Slightly important,Very important,Slightly important,Not important,Slightly important,Important,Important,Critical,Very important,Critical,Very important,Slightly important,Slightly important,Important,Important,Not important,Important,Difficult,Very difficult,Slightly difficult,0,14,Slightly difficult,Very difficult,Difficult,0,12,Not difficult,Difficult,Slightly difficult,1,3,Not difficult,Difficult,Slightly difficult,0,3,Slightly difficult,Not difficult,Not difficult,0,10,Not difficult,Slightly difficult,Difficult,1,9,Not difficult,Difficult,Difficult,0,5,Slightly difficult,Slightly difficult,Slightly difficult,1,9,Slightly difficult,Slightly difficult,Not difficult,1,1,Very important,Important,Very important,Important,Very important,Slightly important,Slightly important,Slightly important,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,Private placement office, -44,No,-44,-44,-44,-44,No,-44,-44,No,The benefits of training are small than the costs,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,No,-44,No,50,20,5,0,25,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Collateral requirements for loans or line of credit are unat,1270000,1300000,640000,110000,62000,104000,45000,0,0,0,0,0,0,203000,25000,294000,32000,867000,No obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Very severe obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Major obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Practices of competitors in the informal sector,Tax Rates,Very severe obstacle,Yes,Yes,Yes,No,No,No,No,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Somewhat truthful,Are taken directly from the establishment's records, 138120,120,Dominica,Dominica,Hotel and restaurants,508441,No,-44,-44,-44,-44,Sole proprietorship, -44,100,0,100,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,1965,No,Yes,1965,7,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,1,0,-44,No,-44,-44,-44,-44,Yes,4,0,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,10,60,30,0,Large private firms (more than 100 employees),35,50,15,restaurant,55,International,15,Increased,Remained the same,More than 5,45,55,0,1966,jamaica,25,saint kitts and nevis,10,6,0,5,30,70,Yes,18,No,Yes,No,No,Yes,No,Yes,University, -44,No,No,Yes,No,Yes,Yes,Yes,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,Very Important,Important,Important,Slightly important,Important,Very Important,Very Important,Yes,75,Yes,25,No,-44,No,No,0,-44,No,No,No,No,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,No obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,-44, -44,Tend to disagree,Strongly disagree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,No,-44,-44,Yes,2,-44,Yes,3,Outside working hours,Knife,Goods or stock,40000,A fellow employee,Yes,Yes,-44,Yes,1,Outside working hours,Firearm/gun,Money,4000,A former employee,Yes,No,Would increase insurance cost,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,During working hours,Baseball bat,Money,8000,Gang related,Yes,Yes,-44,No,-44,-44,0,No,No,No,No,Yes,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,Yes,3,Yes,Yes,5,0,-44,No,-44,-44,Yes,40,Yes,No,-44,-44,7,8,3,2,2,1,0,1,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3,49000,2,49000,2,53000,1,25000,1,25000,1,29000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,10000,2,9900,2,11400,0,-77,0,-77,0,-77,2,9200,3,8200,2,10600,-44, -44,Post graduated,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Completed primary school,Very important,Slightly important,Critical,Very important,Important,Very important,Slightly important,Important,Important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Critical,Critical,Very important,Important,Slightly important,Critical,Critical,Important,Slightly important,Very important,Slightly important,Slightly important,Slightly important,Not important,Not important,Critical,Important,Critical,Very important,Very important,Very important,Very important,Important,Very important,Very important,Important,Very important,Very important,Not important,Critical,Important,Critical,Critical,Very important,Very important,Very important,Slightly important,Not important,Important,Not important,Important,Important,Important,Slightly important,Important,Very important,Very important,Slightly important,Very important,Important,Not important,Slightly important,Slightly important,Very important,Important,Critical,Very important,Critical,Very important,Slightly important,Important,Important,Very important,Slightly important,Slightly important,Not difficult,Difficult,Slightly difficult,0,19,Slightly difficult,Almost impossible,Slightly difficult,0,6,Difficult,Slightly difficult,Slightly difficult,1,6,Slightly difficult,Difficult,Slightly difficult,1,3,Slightly difficult,Slightly difficult,Not difficult,0,5,Not difficult,Difficult,Slightly difficult,1,7,Not difficult,Difficult,Difficult,0,2,Not difficult,Not difficult,Difficult,1,7,Not difficult,Not difficult,Not difficult,0,2,Very important,Very important,Very important,Slightly important,Critical,Not important,Slightly important,Not important,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,Major obstacle,No obstacle,Major obstacle,No obstacle,No obstacle,Private placement office, -44,Yes to fire,No,-44,Yes,1,Yes,1,2,Yes,-44,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,11,No,75,0,0,0,25,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Did not think it would be approved,1130000,1140000,40000,170000,16000,114000,35000,21500,4000,3000,4000,0,0,161000,184000,251000,239000,670000,Moderate obstacle,Very severe obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,Major obstacle,No obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,"Crime, theft and disorder",Labor Regulations,No obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Local business association, -44,Marketing and Operations support, -44,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,No,No,-44,-44,Yes,No,Yes,Yes,No,No,Yes,No,Yes,Yes,No,Yes,Yes,No,No,No,-44,-44,Truthful,Are taken directly from the establishment's records, 138122,122,Dominica,Dominica,Hotel and restaurants,508443,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Female,1995,Yes,Yes,1995,14,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,3,1,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,No,No,Yes,0,-44,-44,100,0, -44,45,40,15,0,Your parent company or affiliated establishments,10,55,35,restaurant,60,National,30,Increased,Decreased,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,40,60,Yes,14,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,Yes,No,Major obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,Yes,1,-44,Yes,1,Outside working hours,Firearm/gun,Money,40000,Gang related,Yes,Yes,-44,Yes,1,Outside working hours,Baseball bat,Money,200,Gang related,No,No,There was no insurance requirement,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,2,During working hours,Firearm/gun,Other,1000,Group of criminals,No,Yes,-44,Yes,3,Outside working hours,Knife,Other company property,3000,Other,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,Yes,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,No,-44,-44,Yes,0,.5,-44,No,-44,-44,No,-44,-44,No,-44,-44,3,8,3,2,2,1,2,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3,47000,3,44000,2,55000,1,23000,1,21000,1,27000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,9600,2,9300,2,11100,0,-77,0,-77,0,-77,2,10000,3,9500,2,11300,Increase/decreased demand for goods, -44,University graduate,Completed secondary,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Completed primary school,Important,Important,Critical,Important,Very important,Important,Slightly important,Important,Important,Important,Important,Important,Slightly important,Important,Important,Very important,Very important,Critical,Important,Important,Very important,Critical,Slightly important,Very important,Critical,Important,Important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Critical,Critical,Important,Very important,Important,Slightly important,Very important,Important,Very important,Critical,Not important,Critical,Very important,Critical,Critical,Critical,Critical,Critical,Slightly important,Not important,Important,Not important,Important,Very important,Not important,Slightly important,Slightly important,Important,Important,Slightly important,Important,Important,Not important,Slightly important,Not important,Slightly important,Important,Critical,Critical,Critical,Critical,Not important,Slightly important,Important,Important,Important,Important,Not difficult,Almost impossible,Slightly difficult,1,15,Slightly difficult,Very difficult,Difficult,0,10,Slightly difficult,Slightly difficult,Slightly difficult,0,4,Slightly difficult,Slightly difficult,Slightly difficult,1,1,Slightly difficult,Slightly difficult,Slightly difficult,1,8,Not difficult,Difficult,Difficult,0,9,Not difficult,Difficult,Difficult,0,7,Slightly difficult,Slightly difficult,Not difficult,0,4,Slightly difficult,Slightly difficult,Not difficult,1,2,Very important,Very important,Important,Slightly important,Very important,Not important,Slightly important,Not important,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,No obstacle,Moderate obstacle,No obstacle,Minor obstacle,Public placement office, -44,No,-44,-44,-44,-44,Yes,2,2,Yes,-44,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,Yes,10,Yes,20,32,8,0,40,0,0,0,0,0,0,0,0, -44,25,75,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Line of credit,2011,10000,13,12,Private commercial banks,Yes,No,No,No,No,No, -44,125,Yes,2,1,Incompleteness of loan application,-44,1760000,1910000,250000,380000,78000,114600,57000,53500,10000,10000,6000,248000,0,320000,264000,516000,382000,1202000,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Cost of finance,Tax Rates,Electricity,Major obstacle,Yes,Yes,No,No,No,Yes,No,-44,-44,-44,-44,-44,-44,Yes,Large impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,No,Large impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,Yes,Yes,Yes,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 138110,110,Dominica,Dominica,Transport,508431,No,-44,-44,-44,-44,Partnership (including limited liability companies), -44,45,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Male,1961,No,Yes,1961,5,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,3,1,-44,Yes,3,0,0,-44,No,-44,-44,-44,-44,Yes,0,8,2,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,15,70,15,0,Your parent company or affiliated establishments,45,55,0,shipping,90,Local,5,Increased,Decreased,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,65,35,No,-44,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,Yes,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,-44, -44,Tend to disagree,Strongly agree,Tend to disagree,Tend to disagree,Yes,No,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,Yes,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,Yes,1,No,No,-44,0,-44,Yes,14,Yes,No,-44,-44,Yes,0,2,8,8,3,2,2,1,2,1,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3,44000,3,44000,3,48000,1,28000,2,27000,1,33000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,10000,2,9000,2,11700,0,-77,0,-77,0,-77,2,9800,3,9900,2,11600,Increase/decreased demand for goods, -44,University graduate,Post graduated,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Completed college/vocational training,Not applicable,Not applicable,Completed secondary,Completed primary school,Important,Important,Critical,Very important,Important,Important,Slightly important,Slightly important,Important,Very important,Slightly important,Important,Slightly important,Slightly important,Very important,Very important,Critical,Critical,Very important,Important,Critical,Critical,Important,Important,Critical,Slightly important,Slightly important,Slightly important,Not important,Slightly important,Important,Slightly important,Critical,Critical,Critical,Slightly important,Very important,Important,Important,Important,Important,Important,Very important,Important,Critical,Important,Critical,Critical,Very important,Very important,Critical,Slightly important,Slightly important,Very important,Not important,Important,Important,Slightly important,Not important,Slightly important,Slightly important,Very important,Slightly important,Very important,Important,Slightly important,Slightly important,Slightly important,Important,Very important,Critical,Very important,Critical,Critical,Not important,Slightly important,Very important,Important,Not important,Not important,Difficult,Very difficult,Difficult,1,23,Slightly difficult,Very difficult,Difficult,1,13,Slightly difficult,Slightly difficult,Difficult,0,4,Slightly difficult,Not difficult,Slightly difficult,0,3,Not difficult,Difficult,Not difficult,0,3,Slightly difficult,Slightly difficult,Slightly difficult,1,9,Slightly difficult,Slightly difficult,Slightly difficult,0,10,Not difficult,Not difficult,Difficult,1,3,Not difficult,Not difficult,Slightly difficult,0,2,Important,Very important,Very important,Not important,Important,Not important,Not important,Slightly important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Private placement office, -44,No,-44,-44,-44,-44,Yes,2,2,Yes,-44,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,No,-44,No,90,0,0,0,10,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Collateral requirements for loans or line of credit are unat,1340000,1470000,617400,230000,31000,102900,33000,26500,3000,5000,2000,0,0,310000,365000,397000,456000,572000,No obstacle,No obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Major obstacle,Minor obstacle,No obstacle,Moderate obstacle,Minor obstacle,Major obstacle,No obstacle,Major obstacle,No obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Corruption,Access to finance,Tax Rates,Very severe obstacle,Yes,Yes,No,Yes,No,No,No,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Negative impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Truthful,Are taken directly from the establishment's records, 13828,28,Dominica,Dominica,Retail,508349,No,-44,-44,-44,-44,Partnership (including limited liability companies), -44,47.5,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Female,Male,Male,2002,No,Yes,2002,8,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,1,1,-44,No,-44,-44,-44,-44,Yes,3,1,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,10,45,45,0,Government or government agencies (including state-owned ent,25,55,20,womens work wear,60,National,15,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,35,65,No,-44,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,Yes,No,No,No,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,3,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,5,No,-44,-44,No,-44,0,-44,No,-44,-44,Yes,35,No,No,-44,-44,4,8,3,2,2,1,2,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3,29000,2,28000,2,32000,1,20000,2,18000,1,24000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,9700,2,9700,2,11300,0,-77,0,-77,0,-77,2,9300,2,9000,2,10100,-44, -44,University graduate,University graduate,Post graduated,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed secondary,Not applicable,Not applicable,Completed secondary,Completed secondary,Slightly important,Important,Very important,Very important,Important,Important,Important,Slightly important,Very important,Important,Important,Important,Slightly important,Slightly important,Very important,Critical,Very important,Very important,Important,Important,Critical,Critical,Important,Very important,Very important,Slightly important,Slightly important,Important,Not important,Not important,Important,Important,Very important,Critical,Very important,Important,Very important,Slightly important,Very important,Important,Very important,Important,Very important,Important,Critical,Very important,Very important,Critical,Very important,Very important,Very important,Slightly important,Not important,Important,Slightly important,Very important,Important,Not important,Slightly important,Slightly important,Important,Very important,Slightly important,Important,Very important,Not important,Not important,Slightly important,Important,Important,Critical,Critical,Critical,Very important,Not important,Slightly important,Important,Important,Not important,Important,Slightly difficult,Difficult,Difficult,1,16,Slightly difficult,Very difficult,Difficult,0,4,Not difficult,Difficult,Slightly difficult,0,3,Slightly difficult,Difficult,Not difficult,1,3,Slightly difficult,Not difficult,Slightly difficult,0,3,Slightly difficult,Difficult,Difficult,1,4,Slightly difficult,Difficult,Slightly difficult,1,2,Slightly difficult,Not difficult,Not difficult,1,7,Not difficult,Slightly difficult,Not difficult,0,1,Critical,Very important,Very important,Important,Critical,Not important,Slightly important,Not important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,Public placement office, -44,No,-44,-44,-44,-44,Yes,1,2,Yes,-44,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,No,-44,Yes,45,28,7,0,20,0,0,0,0,0,0,0,0, -44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Line of credit,2007,180000,6,42,"Non-Bank financial institutions (microfinance institutions,",Yes,Yes,No,No,Yes,No, -44,150,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,980000,1020000,600000,280000,31000,71400,20000,18500,2000,1000,2000,133000,0,207000,135000,265000,214000,313000,Major obstacle,Major obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Macroeconomic environment,Customs and Trade Regulations,Cost of finance,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Too many strings attached, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 13880,80,Dominica,Dominica,Hotel and restaurants,508401,No,-44,-44,-44,-44,Partnership (including limited liability companies), -44,51,0,100,0,0,Equally men and women,Yes,Yes,49,Makes decisions in consultation with other partners,19,1,All men,Male,Male,Male,1995,No,Yes,1995,10,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,4,3,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,No,No,Yes,0,-44,-44,100,0, -44,0,50,50,0,Government or government agencies (including state-owned ent,15,50,35,accomodation,100,National,10,Remained the same,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,30,70,No,-44,No,No,No,No,Yes,No,Yes,Supplier, -44,No,No,Yes,No,Yes,No,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,Critical,Slightly important,Important,Important,Very Important,Very Important,Very Important,Yes,35,Yes,65,No,-44,No,No,0,-44,Yes,Yes,No,No,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to disagree,Tend to disagree,Yes,No,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,3,Yes,1,No,Yes,0,0,-44,No,-44,-44,No,-44,-44,Yes,0,2,3,9,3,3,2,1,0,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3,32000,3,33000,2,36000,1,21000,2,20000,1,24000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,3,11000,3,10800,3,12600,0,-77,0,-77,0,-77,2,9600,2,8600,2,10500,Increase demand for higher quality product, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed secondary,Not applicable,Not applicable,Completed secondary,Completed primary school,Important,Important,Very important,Important,Important,Important,Slightly important,Important,Important,Important,Important,Important,Not important,Slightly important,Slightly important,Very important,Very important,Very important,Important,Very important,Critical,Critical,Very important,Slightly important,Very important,Slightly important,Slightly important,Slightly important,Not important,Slightly important,Very important,Important,Critical,Critical,Critical,Important,Very important,Very important,Important,Very important,Important,Very important,Critical,Important,Very important,Important,Very important,Very important,Critical,Critical,Critical,Slightly important,Not important,Important,Not important,Important,Very important,Slightly important,Slightly important,Slightly important,Very important,Important,Important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Important,Important,Critical,Very important,Critical,Very important,Not important,Slightly important,Very important,Important,Not important,Not important,Not difficult,Very difficult,Difficult,1,13,Not difficult,Very difficult,Difficult,1,13,Not difficult,Difficult,Slightly difficult,1,4,Not difficult,Not difficult,Slightly difficult,0,1,Not difficult,Slightly difficult,Slightly difficult,1,7,Slightly difficult,Difficult,Difficult,0,7,Not difficult,Difficult,Very difficult,1,4,Not difficult,Difficult,Not difficult,1,9,Slightly difficult,Not difficult,Slightly difficult,1,2,Critical,Very important,Very important,Important,Important,Not important,Slightly important,Not important,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,Private placement office, -44,No,-44,-44,-44,-44,Yes,1,2,Yes,-44,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,No,-44,No,70,0,0,0,20,0,0,10,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,Yes,Line of credit,2010,90000,-44,18,Other,No,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,460000,460000,220800,120000,17000,32200,5000,5500,0,1000,1000,0,0,76000,122000,115000,175000,179000,Minor obstacle,Minor obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Macroeconomic environment,Inadequately educated workforce,Customs and Trade Regulations,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Too many strings attached, -44,-44,-44, -44,-44, -44,No,-44,-44,Yes,No,Yes,Yes,No,No,Yes,No,No,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 138125,125,Dominica,Dominica,Hotel and restaurants,508446,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,57,75,25,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Male,2002,No,Yes,2002,22,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,8,2,0,-44,No,-44,-44,-44,-44,Yes,4,4,1,-44,No,-44,-44,-44,-44,Yes,3,Yes,No,Yes,0,-44,-44,100,0, -44,5,45,50,0,Others,25,55,20,accomodation,80,National,15,Increased,Remained the same,More than 5,50,50,0,2003,jamaica,20,sweden,5,6,0,5,45,55,Yes,8,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,Yes,No,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,No obstacle,Major obstacle,Major obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,Yes,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,No,-44,-44,Yes,10,.5,-44,No,-44,-44,No,-44,-44,No,-44,-44,2,9,3,3,2,1,2,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,1,3,49000,3,48000,2,54000,1,23000,2,21000,1,25000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,3,10000,3,10200,3,11600,0,-77,0,-77,0,-77,2,9100,2,8800,2,10100,Increase/decreased demand for goods, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed secondary,Completed secondary,Very important,Important,Very important,Important,Very important,Important,Slightly important,Important,Slightly important,Important,Important,Slightly important,Slightly important,Important,Important,Very important,Critical,Very important,Important,Important,Critical,Critical,Important,Slightly important,Very important,Not important,Important,Important,Slightly important,Slightly important,Important,Slightly important,Critical,Very important,Critical,Important,Very important,Very important,Slightly important,Very important,Important,Important,Very important,Important,Critical,Important,Critical,Critical,Very important,Critical,Very important,Important,Not important,Important,Not important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Important,Important,Important,Very important,Not important,Slightly important,Not important,Important,Important,Critical,Critical,Critical,Very important,Not important,Not important,Important,Important,Slightly important,Important,Not difficult,Very difficult,Difficult,0,13,Slightly difficult,Very difficult,Difficult,0,6,Not difficult,Slightly difficult,Slightly difficult,0,9,Not difficult,Not difficult,Not difficult,0,2,Slightly difficult,Not difficult,Slightly difficult,0,5,Not difficult,Very difficult,Slightly difficult,0,8,Not difficult,Difficult,Difficult,0,4,Not difficult,Not difficult,Not difficult,1,4,Not difficult,Slightly difficult,Not difficult,0,2,Important,Very important,Very important,Important,Very important,Not important,Slightly important,Slightly important,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,No obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,Through family/friends, -44,No,-44,-44,-44,-44,Yes,5,2,Yes,-44,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,Yes,10,Yes,85,0,0,0,10,0,0,0,0,0,0,0,5, -44,50,25,12.5,12.5,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Loan,2009,120000,14,96,Private commercial banks,Yes,No,No,No,No,No, -44,125,Yes,4,4,Problems with credit history/report,-44,730000,740000,310800,140000,31000,37000,55000,14000,2000,2000,1000,0,52000,112000,130000,163000,207000,469000,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Very severe obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,No obstacle,Major obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,Customs and Trade Regulations,Tax Rates,Inadequately educated workforce,Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Government based organization, -44,"General management, Business development and Strategies supp", -44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are estimates computed with some precision, 13840,40,Dominica,Dominica,Chemicals,508361,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Female,Male,Male,2007,No,Yes,2007,10,No,-44,-44,No,-44,-44,Yes,4,No,Yes,26,No,Yes,3,1,1,-44,No,-44,-44,-44,-44,Yes,1,0,1,-44,Yes,0,8,2,-44,No,-44,Yes,No,Yes,90,80,140,10,0, -44,15,60,25,0,Individuals,15,60,25,bay rum herbal soap,100,Local,5,Decreased,Decreased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,100,0,-44,-44,No,Yes,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Major obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,-44, -44,Tend to agree,Tend to disagree,Strongly disagree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,-44,6000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,No,5,Yes,1,No,No,-44,0,-44,No,-44,-44,Yes,35,No,Yes,5,2,5,9,3,3,2,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3,30000,3,29000,3,34000,1,27000,2,25000,1,31000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,3,11000,3,11000,3,12000,2,9300,3,9500,2,10100,Increase/decreased demand for goods, -44,University graduate,University graduate,Post graduated,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Completed secondary,Completed secondary,Completed secondary,Very important,Slightly important,Critical,Very important,Important,Very important,Important,Very important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Very important,Critical,Critical,Important,Slightly important,Critical,Critical,Slightly important,Important,Critical,Slightly important,Important,Important,Not important,Not important,Slightly important,Slightly important,Important,Very important,Critical,Important,Very important,Slightly important,Slightly important,Very important,Important,Important,Very important,Slightly important,Critical,Very important,Critical,Very important,Very important,Very important,Critical,Slightly important,Not important,Important,Not important,Important,Important,Slightly important,Not important,Not important,Important,Important,Slightly important,Important,Very important,Not important,Not important,Not important,Very important,Important,Critical,Very important,Critical,Critical,Slightly important,Slightly important,Very important,Very important,Slightly important,Important,Not difficult,Difficult,Difficult,1,13,Slightly difficult,Very difficult,Difficult,0,12,Not difficult,Difficult,Difficult,1,7,Slightly difficult,Not difficult,Difficult,0,1,Not difficult,Slightly difficult,Slightly difficult,0,2,Difficult,Difficult,Very difficult,0,9,Not difficult,Slightly difficult,Slightly difficult,0,6,Slightly difficult,Not difficult,Not difficult,0,9,Not difficult,Not difficult,Not difficult,1,2,Important,Important,Not important,Not important,Important,Not important,Slightly important,Slightly important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Through family/friends, -44,No,-44,-44,-44,-44,Yes,0,2,Yes,-44,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,6,Yes,75,0,0,0,25,0,0,0,0,0,0,0,0, -44,25,37.5,0,37.5,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Loan,2011,50000,13,36,Private commercial banks,Yes,No,No,No,No,No, -44,100,Yes,4,3,Concerns about level of debt already incurred,-44,410000,400000,190000,150000,12000,36000,9000,0,0,0,0,40000,0,65000,94000,92000,124000,155000,Major obstacle,Major obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Access to finance,Customs and Trade Regulations,Electricity,Major obstacle,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,No,No impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,No,No impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,No,No impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,No,No impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are taken directly from the establishment's records, 13811,11,Dominica,Dominica,Retail,508332,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Female,2006,No,Yes,2006,4,Yes,60,No,No,-44,-44,No,-44,-44,Yes,46,No,Yes,3,1,1,-44,Yes,1,0,0,-44,Yes,2,1,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,35,45,20,0,Government or government agencies (including state-owned ent,15,60,25,crafts,65,International,15,Remained the same,Increased,More than 5,10,90,0,2007,jamaica,90,saint kitts and nevis,10,9,0,1,60,40,Yes,1,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Major obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,No,0,Yes,3,No,No,-44,0,-44,No,-44,-44,Yes,45,No,Yes,5,2,1,9,3,3,2,1,2,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,1,3,28000,3,25000,2,32000,1,24000,1,22000,1,27000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,3,10000,3,9300,3,11000,0,-77,0,-77,0,-77,2,9400,2,9400,2,11000,-44, -44,University graduate,Post graduated,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Completed secondary,Not applicable,Not applicable,Completed secondary,Completed secondary,Important,Not important,Critical,Very important,Very important,Important,Slightly important,Slightly important,Slightly important,Important,Important,Important,Slightly important,Important,Very important,Very important,Very important,Critical,Important,Important,Critical,Critical,Slightly important,Slightly important,Critical,Important,Slightly important,Slightly important,Slightly important,Not important,Critical,Slightly important,Important,Critical,Very important,Important,Very important,Very important,Important,Important,Slightly important,Important,Very important,Slightly important,Critical,Important,Critical,Critical,Very important,Very important,Critical,Slightly important,Not important,Slightly important,Not important,Very important,Important,Slightly important,Slightly important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Not important,Slightly important,Slightly important,Very important,Important,Critical,Very important,Very important,Critical,Important,Slightly important,Important,Very important,Not important,Important,Not difficult,Very difficult,Difficult,1,17,Slightly difficult,Very difficult,Difficult,0,8,Difficult,Difficult,Slightly difficult,1,6,Slightly difficult,Slightly difficult,Slightly difficult,0,2,Slightly difficult,Slightly difficult,Slightly difficult,0,2,Slightly difficult,Slightly difficult,Slightly difficult,0,9,Slightly difficult,Difficult,Difficult,0,6,Not difficult,Not difficult,Slightly difficult,1,3,Not difficult,Not difficult,Not difficult,1,1,Critical,Important,Important,Slightly important,Very important,Slightly important,Not important,Not important,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Private placement office, -44,Yes to both,No,-44,No,-44,No,-44,-44,No,The firm cannot afford the optimal level of training,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,No,-44,No,70,12,3,0,15,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,2,2,Problems with credit history/report,-44,650000,680000,312800,130000,5000,61200,15000,8000,1000,1000,1000,0,0,117000,116000,156000,150000,240000,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Access to finance,Tax administration,Minor obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Too expensive, -44,-44,-44, -44,-44, -44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are taken directly from the establishment's records, 138105,105,Dominica,Dominica,Retail,508426,No,-44,-44,-44,-44,Limited partnership, -44,51,100,0,0,0,Predominantly men,No,Yes,10,Delegates decisions to other partners,3,1,Predominantly men,Female,Male,Male,2004,No,Yes,2004,12,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,3,1,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,45,40,15,0,Medium private firms (20-100 employees),20,65,15,food,60,National,15,Decreased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,70,30,No,-44,Yes,Yes,No,No,Yes,No,Yes,Laboratory or research center, -44,No,No,Yes,No,Yes,No,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,Not important,Slightly important,Important,Very Important,Important,Critical,Important,Yes,60,Yes,40,No,-44,Yes,No,0,-44,No,Yes,No,No,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,-44, -44,Tend to agree,Tend to agree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,Yes,1,No,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,5,2,2,9,3,3,2,1,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3,40000,3,39000,3,45000,1,26000,2,26000,1,30000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,3,10000,3,9300,3,11400,0,-77,0,-77,0,-77,2,9800,3,8900,2,10600,Increase/decreased demand for goods, -44,University graduate,University graduate,Post graduated,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Completed primary school,Very important,Slightly important,Critical,Important,Important,Important,Slightly important,Important,Important,Very important,Important,Slightly important,Not important,Slightly important,Important,Very important,Very important,Very important,Important,Important,Very important,Very important,Very important,Important,Very important,Important,Important,Important,Not important,Slightly important,Important,Slightly important,Important,Critical,Critical,Very important,Very important,Very important,Important,Important,Very important,Important,Very important,Important,Critical,Important,Critical,Critical,Critical,Very important,Critical,Slightly important,Not important,Important,Slightly important,Important,Important,Not important,Slightly important,Slightly important,Important,Slightly important,Important,Slightly important,Important,Not important,Slightly important,Not important,Slightly important,Very important,Critical,Critical,Critical,Very important,Slightly important,Slightly important,Slightly important,Important,Slightly important,Slightly important,Not difficult,Very difficult,Slightly difficult,1,25,Not difficult,Very difficult,Slightly difficult,1,7,Slightly difficult,Difficult,Slightly difficult,1,9,Slightly difficult,Slightly difficult,Difficult,1,1,Slightly difficult,Slightly difficult,Slightly difficult,0,2,Slightly difficult,Slightly difficult,Difficult,1,3,Slightly difficult,Difficult,Difficult,0,5,Not difficult,Slightly difficult,Not difficult,0,9,Not difficult,Slightly difficult,Not difficult,0,2,Very important,Very important,Very important,Slightly important,Very important,Not important,Slightly important,Not important,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Private placement office, -44,No,-44,-44,-44,-44,Yes,3,2,Yes,-44,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,Yes,8,Yes,60,16,4,0,20,0,0,0,0,0,0,0,0, -44,75,25,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Line of credit,2011,10000,10,24,Private commercial banks,No,-44,-44,-44,-44,-44, -44,-44,Yes,3,2,Problems with credit history/report,-44,2280000,2240000,918400,260000,49000,89600,121000,58000,7000,3000,12000,0,246000,377000,522000,538000,829000,915000,Moderate obstacle,No obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,No obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,No obstacle,Moderate obstacle,No obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,"Crime, theft and disorder",Customs and Trade Regulations,Transportation,No obstacle,Yes,Yes,No,No,Yes,No,No,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Large impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Large impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,No,Moderated impact,-44,-44,-44,-44,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,Yes,No,No,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 13879,79,Dominica,Dominica,Retail,508400,No,-44,-44,-44,-44,Partnership (including limited liability companies), -44,50,0,100,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,2005,No,Yes,2005,9,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,2,1,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,30,45,25,0,Medium private firms (20-100 employees),30,55,15,food,75,National,15,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,25,75,Yes,16,Yes,Yes,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,Yes,No,Major obstacle,No obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,-44, -44,Tend to disagree,Strongly disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,Yes,3,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,8,9,3,3,2,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3,41000,2,38000,2,47000,1,21000,2,20000,1,24000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,3,10000,3,9500,3,11200,0,-77,0,-77,0,-77,2,9100,2,8900,2,10100,-44, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Completed secondary,Very important,Important,Critical,Very important,Important,Very important,Important,Slightly important,Important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Critical,Very important,Very important,Slightly important,Important,Critical,Critical,Very important,Important,Critical,Slightly important,Important,Important,Not important,Slightly important,Important,Important,Important,Very important,Critical,Important,Very important,Important,Very important,Important,Important,Important,Very important,Slightly important,Critical,Important,Critical,Critical,Critical,Very important,Critical,Slightly important,Slightly important,Important,Not important,Slightly important,Very important,Slightly important,Important,Important,Very important,Very important,Very important,Important,Important,Not important,Not important,Not important,Important,Important,Critical,Very important,Critical,Very important,Slightly important,Slightly important,Important,Very important,Not important,Important,Not difficult,Very difficult,Difficult,0,14,Slightly difficult,Very difficult,Slightly difficult,1,12,Slightly difficult,Difficult,Difficult,1,4,Slightly difficult,Slightly difficult,Slightly difficult,0,2,Slightly difficult,Slightly difficult,Difficult,1,4,Slightly difficult,Difficult,Slightly difficult,1,5,Not difficult,Slightly difficult,Slightly difficult,0,9,Not difficult,Not difficult,Not difficult,0,2,Not difficult,Not difficult,Not difficult,1,1,Very important,Very important,Very important,Not important,Critical,Slightly important,Slightly important,Not important,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,Public placement office, -44,No,-44,-44,-44,-44,Yes,4,2,Yes,-44,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,15,No,80,0,0,0,20,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,Yes,Loan,2010,0,10,36,Other,Yes,No,No,No,No,No, -44,100,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,1660000,1750000,770000,240000,70000,105000,26000,52500,5000,5000,11000,0,0,319000,426000,420000,560000,1100000,Very severe obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Access to finance,"Crime, theft and disorder",Very severe obstacle,Yes,Yes,No,No,No,Yes,No,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Large impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Large impact,-44,-44,-44,-44,-44,-44,-44,-44,No,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 13834,34,Dominica,Dominica,Hotel and restaurants,508355,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,59,100,0,0,0,Predominantly men,No,Yes,24,Delegates decisions to other partners,9,6,Predominantly men,Male,Male,Male,2005,No,Yes,2005,7,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,2,1,-44,Yes,3,0,0,-44,Yes,4,0,1,-44,Yes,0,2,2,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0, -44,0,70,30,0,Your parent company or affiliated establishments,40,45,15,restaurant,45,Local,10,Increased,Remained the same,More than 5,75,25,0,2006,jamaica,100,-77,Not applicable,6,0,0,45,55,Yes,20,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,-44, -44,Strongly disagree,Strongly disagree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,5,Yes,1,No,Yes,5,0,-44,Yes,9,No,No,-44,-44,No,-44,-44,4,9,3,3,2,1,2,1,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3,34000,2,34000,1,39000,1,21000,2,19000,1,23000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,3,11000,3,10600,3,12500,0,-77,0,-77,0,-77,2,9900,2,9500,2,11200,-44, -44,University graduate,University graduate,University graduate,Post graduated,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Completed secondary,Important,Important,Critical,Important,Very important,Important,Slightly important,Important,Important,Very important,Important,Important,Slightly important,Slightly important,Slightly important,Very important,Very important,Critical,Important,Very important,Very important,Very important,Very important,Very important,Critical,Slightly important,Very important,Slightly important,Not important,Not important,Important,Important,Important,Critical,Very important,Important,Very important,Very important,Important,Very important,Important,Important,Very important,Important,Critical,Important,Critical,Critical,Very important,Very important,Very important,Slightly important,Slightly important,Very important,Not important,Very important,Important,Slightly important,Slightly important,Not important,Important,Important,Very important,Slightly important,Important,Not important,Slightly important,Slightly important,Important,Important,Critical,Critical,Critical,Very important,Slightly important,Slightly important,Important,Important,Slightly important,Slightly important,Not difficult,Very difficult,Slightly difficult,0,16,Slightly difficult,Very difficult,Slightly difficult,0,8,Slightly difficult,Difficult,Difficult,1,3,Slightly difficult,Not difficult,Slightly difficult,1,1,Slightly difficult,Slightly difficult,Slightly difficult,1,4,Slightly difficult,Difficult,Difficult,0,3,Not difficult,Difficult,Difficult,0,10,Not difficult,Slightly difficult,Slightly difficult,1,7,Not difficult,Not difficult,Not difficult,1,2,Slightly important,Very important,Very important,Important,Very important,Slightly important,Slightly important,Slightly important,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Private placement office, -44,No,-44,-44,-44,-44,No,-44,-44,No,The firm is affraid of investing in workers that after the t,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,Yes,9,No,65,12,3,0,20,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Did not think it would be approved,2120000,2140000,100000,300000,128000,171200,110000,34000,6000,7000,4000,0,0,360000,334000,514000,428000,1542000,No obstacle,Major obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Tax Rates,Inadequately educated workforce,"Crime, theft and disorder",Minor obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Government based organization, -44,"General management, Business development and Strategies supp", -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 138134,134,Dominica,Dominica,Hotel and restaurants,508455,No,-44,-44,-44,-44,Sole proprietorship, -44,100,0,100,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,1997,No,Yes,1997,4,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,3,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,10,40,50,0,Government or government agencies (including state-owned ent,20,45,35,rooms,90,National,10,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,60,40,Yes,1,No,No,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,-44, -44,Strongly disagree,Strongly disagree,Tend to disagree,Strongly agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,No,-44,-44,No,-44,0,-44,Yes,8,No,No,-44,-44,No,-44,-44,5,9,3,3,2,1,0,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3,43000,3,43000,3,49000,1,28000,2,26000,1,31000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,3,10000,3,9000,3,11600,0,-77,0,-77,0,-77,2,9400,2,9400,2,10300,Increase/decreased demand for goods, -44,University graduate,University graduate,Post graduated,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Completed primary school,Slightly important,Not important,Critical,Important,Important,Very important,Slightly important,Very important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Slightly important,Very important,Very important,Critical,Very important,Slightly important,Very important,Critical,Important,Slightly important,Very important,Slightly important,Important,Slightly important,Not important,Not important,Very important,Important,Important,Very important,Critical,Important,Very important,Important,Slightly important,Important,Very important,Important,Critical,Important,Very important,Very important,Critical,Very important,Very important,Very important,Critical,Not important,Not important,Important,Not important,Very important,Very important,Slightly important,Slightly important,Important,Important,Very important,Very important,Slightly important,Important,Not important,Slightly important,Slightly important,Important,Very important,Critical,Critical,Critical,Critical,Important,Slightly important,Important,Important,Slightly important,Slightly important,Not difficult,Very difficult,Difficult,0,23,Slightly difficult,Difficult,Difficult,1,7,Slightly difficult,Difficult,Slightly difficult,0,10,Slightly difficult,Slightly difficult,Slightly difficult,1,2,Slightly difficult,Difficult,Difficult,1,4,Slightly difficult,Difficult,Difficult,0,8,Not difficult,Difficult,Difficult,1,7,Not difficult,Difficult,Slightly difficult,0,6,Not difficult,Not difficult,Not difficult,0,1,Important,Important,Important,Important,Important,Not important,Slightly important,Slightly important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Schoold related network, -44,No,-44,-44,-44,-44,Yes,0,2,Yes,-44,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,No,-44,No,88,0,0,0,12,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,5,5,Other objections,-44,300000,340000,166600,110000,7000,20400,15000,9500,1000,2000,2000,0,0,54000,70000,85000,116000,241000,Minor obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Macroeconomic environment,Corruption,Very severe obstacle,Yes,Yes,No,No,No,Yes,No,-44,-44,-44,-44,-44,-44,Yes,Large impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Large impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Large impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,No,Large impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Negative impact,-44,-44,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 13873,73,Dominica,Dominica,Transport,508394,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Female,Female,Male,2003,No,Yes,2003,7,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,2,0,-44,No,-44,-44,-44,-44,Yes,3,3,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,10,60,30,0,Others,15,55,30,shipping,95,National,15,Decreased,Remained the same,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,25,75,No,-44,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,Yes,No,No,No,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to disagree,Yes,No,-44,-44,-44,-44,Yes,-44,54000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,Yes,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,5,Yes,1,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,4,9,3,3,2,1,2,1,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3,38000,3,36000,2,43000,1,22000,1,21000,1,25000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,3,10000,3,9100,3,11700,0,-77,0,-77,0,-77,2,9500,2,9200,2,11200,-44, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed secondary,Completed primary school,Important,Slightly important,Critical,Very important,Very important,Important,Slightly important,Important,Important,Very important,Important,Slightly important,Slightly important,Important,Slightly important,Critical,Very important,Very important,Important,Very important,Critical,Critical,Important,Important,Critical,Slightly important,Important,Important,Not important,Slightly important,Very important,Important,Important,Critical,Critical,Slightly important,Critical,Important,Very important,Slightly important,Important,Important,Critical,Important,Critical,Important,Very important,Very important,Very important,Very important,Critical,Slightly important,Not important,Slightly important,Not important,Very important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Important,Very important,Slightly important,Important,Not important,Not important,Not important,Important,Important,Critical,Critical,Critical,Very important,Important,Important,Very important,Slightly important,Slightly important,Slightly important,Not difficult,Very difficult,Difficult,0,12,Difficult,Very difficult,Difficult,1,6,Not difficult,Difficult,Slightly difficult,1,5,Slightly difficult,Slightly difficult,Slightly difficult,0,2,Slightly difficult,Not difficult,Slightly difficult,0,8,Slightly difficult,Slightly difficult,Slightly difficult,0,10,Not difficult,Difficult,Slightly difficult,1,3,Not difficult,Difficult,Not difficult,0,6,Not difficult,Not difficult,Not difficult,0,2,Critical,Very important,Not important,Important,Critical,Slightly important,Not important,Not important,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,Public announcement/advertisement, -44,No,-44,-44,-44,-44,No,-44,-44,No,The benefits of training are small than the costs,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,No,-44,No,75,12,3,0,10,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Application procedures for loans or line of credit are compl,1040000,1020000,499800,250000,37000,61200,60000,14500,1000,2000,2000,0,0,143000,270000,235000,337000,639000,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,"Crime, theft and disorder",Access to land for expansion / relocation,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Already used this type of assistance in the past and wasn't, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 13813,13,Dominica,Dominica,Transport,508334,No,-44,-44,-44,-44,Partnership (including limited liability companies), -44,25,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,2007,No,Yes,2007,10,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,3,0,-44,No,-44,-44,-44,-44,Yes,7,1,0,-44,No,-44,-44,-44,-44,No,-44,No,Yes,Yes,0,-44,-44,100,0, -44,45,40,15,0,Individuals,40,40,20,water transport,100,Local,10,Increased,Remained the same,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,80,20,Yes,5,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,Yes,Yes,No,No,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,Yes,3,No,No,-44,0,-44,Yes,13,No,No,-44,-44,No,-44,-44,3,9,3,3,2,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3,34000,2,32000,1,40000,1,21000,1,20000,1,24000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,3,8900,3,8200,3,9900,0,-77,0,-77,0,-77,2,9400,3,9500,2,11200,-44, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Completed primary school,Important,Important,Critical,Important,Important,Important,Slightly important,Important,Important,Important,Important,Important,Slightly important,Important,Slightly important,Critical,Very important,Critical,Important,Important,Critical,Critical,Important,Slightly important,Critical,Not important,Important,Important,Important,Important,Important,Important,Important,Very important,Critical,Slightly important,Very important,Important,Important,Very important,Important,Important,Very important,Important,Critical,Important,Very important,Critical,Critical,Critical,Critical,Not important,Not important,Important,Not important,Very important,Important,Slightly important,Not important,Important,Important,Slightly important,Slightly important,Slightly important,Very important,Not important,Not important,Not important,Very important,Very important,Critical,Critical,Critical,Critical,Slightly important,Not important,Important,Slightly important,Not important,Slightly important,Not difficult,Difficult,Difficult,1,19,Slightly difficult,Difficult,Difficult,0,13,Not difficult,Slightly difficult,Slightly difficult,0,7,Not difficult,Not difficult,Not difficult,0,3,Slightly difficult,Difficult,Slightly difficult,0,10,Slightly difficult,Difficult,Difficult,0,6,Slightly difficult,Slightly difficult,Slightly difficult,1,2,Not difficult,Slightly difficult,Slightly difficult,1,9,Not difficult,Not difficult,Slightly difficult,1,1,Critical,Important,Very important,Not important,Very important,Slightly important,Slightly important,Slightly important,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,Moderate obstacle,No obstacle,Minor obstacle,Private placement office, -44,Yes to hire,Yes,1,No,-44,No,-44,-44,No,The benefits of training are small than the costs,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,No,-44,Yes,75,12,3,0,10,0,0,0,0,0,0,0,0, -44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Line of credit,2011,30000,13,48,"Non-Bank financial institutions (microfinance institutions,",Yes,No,No,Yes,Yes,No, -44,150,Yes,3,2,Incompleteness of loan application,-44,3430000,3770000,1658800,240000,113000,301600,102000,79000,8000,14000,15000,415000,0,499000,803000,792000,1056000,2368000,No obstacle,Minor obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,Minor obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,Major obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Political environment,Customs and Trade Regulations,Electricity,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Administratie procedure is cumbersome, -44,-44,-44, -44,-44, -44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 138106,106,Dominica,Dominica,Information technology,508427,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Male,2009,No,Yes,2009,7,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,3,1,-44,No,-44,-44,-44,-44,Yes,3,4,0,-44,Yes,0,2,2,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0, -44,0,45,55,5,Small private firms (less than 20 employees),35,50,15,web design,100,Local,10,Remained the same,Decreased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,75,25,Yes,18,No,No,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,Yes,No,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,-44, -44,Tend to agree,Tend to agree,Strongly disagree,Tend to agree,Yes,No,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,No,0,0,Yes,Yes,No,No,No,No,-44,-44,No,-44,-44,No,Yes,No,3,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,5,2,4,9,3,3,2,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3,41000,2,37000,1,46000,1,26000,1,25000,1,30000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,3,10000,3,10200,3,11300,0,-77,0,-77,0,-77,2,9600,2,9100,2,10600,New products require new skills, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Important,Important,Critical,Very important,Important,Important,Important,Slightly important,Very important,Important,Important,Important,Important,Slightly important,Slightly important,Very important,Very important,Critical,Important,Important,Very important,Critical,Slightly important,Slightly important,Critical,Slightly important,Important,Important,Not important,Slightly important,Important,Slightly important,Critical,Critical,Critical,Important,Very important,Important,Important,Important,Important,Important,Very important,Important,Very important,Important,Critical,Critical,Very important,Very important,Critical,Slightly important,Not important,Very important,Not important,Very important,Important,Important,Important,Slightly important,Important,Very important,Slightly important,Important,Very important,Not important,Not important,Slightly important,Very important,Important,Very important,Critical,Critical,Critical,Not important,Not important,Important,Important,Not important,Slightly important,Not difficult,Very difficult,Difficult,1,10,Slightly difficult,Very difficult,Slightly difficult,1,4,Not difficult,Slightly difficult,Difficult,0,4,Slightly difficult,Not difficult,Slightly difficult,1,1,Not difficult,Slightly difficult,Slightly difficult,1,4,Slightly difficult,Difficult,Slightly difficult,1,3,Not difficult,Slightly difficult,Slightly difficult,0,7,Not difficult,Slightly difficult,Slightly difficult,0,3,Not difficult,Not difficult,Not difficult,1,1,Important,Very important,Very important,Slightly important,Very important,Slightly important,Not important,Not important,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,Private placement office, -44,No,-44,-44,-44,-44,No,-44,-44,No,The benefits of training are small than the costs,No,-44,-44,-44,-44,-44,-44,No,100,0, -44,0,No,-44,Yes,90,0,0,0,10,0,0,0,0,0,0,0,0, -44,50,50,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Loan,2011,40000,6,84,Private commercial banks,Yes,No,No,No,No,No, -44,100,Yes,2,1,Problems with credit history/report,-44,390000,380000,159600,178600,10000,26600,1000,7000,1000,1000,1000,42000,0,67000,89000,84000,148000,221000,Moderate obstacle,Very severe obstacle,Minor obstacle,Major obstacle,No,Yes,No,Yes,No,No,Yes,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Access to finance,"Crime, theft and disorder",Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Already used this type of assistance in the past and wasn't, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Truthful,Are estimates computed with some precision, 13876,76,Dominica,Dominica,Hotel and restaurants,508397,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Female,Female,Male,2000,No,Yes,2000,11,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,0,1,0,-44,No,-44,-44,-44,-44,Yes,4,5,1,-44,No,-44,-44,-44,-44,Yes,3,Yes,No,Yes,0,-44,-44,100,0, -44,20,50,30,0,Your parent company or affiliated establishments,35,45,20,accomodation,95,National,5,Decreased,Increased,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,80,20,No,-44,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Major obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to agree,Tend to disagree,No,-44,-44,-44,-44,-44,No,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,2,During working hours,Firearm/gun,Goods or stock,27000,Other,Yes,Yes,-44,Yes,2,During working hours,Knife,Money,650,Gang related,No,No,Loss was small,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,Outside working hours,Firearm/gun,Money,6000,Other,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,Yes,No,-44,-44,No,-44,-44,No,Yes,No,0,Yes,1,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,2,10,4,3,2,1,2,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,1,4,29000,3,28000,3,34000,1,20000,1,18000,1,23000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,3,9300,3,8700,3,10900,0,-77,0,-77,0,-77,2,10000,2,10200,2,11400,New production methods, -44,Post graduated,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Completed primary school,Important,Slightly important,Critical,Important,Important,Very important,Very important,Important,Important,Important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Very important,Very important,Very important,Important,Very important,Very important,Critical,Important,Important,Critical,Important,Important,Important,Not important,Slightly important,Important,Important,Very important,Critical,Critical,Very important,Very important,Important,Important,Important,Slightly important,Important,Very important,Important,Critical,Important,Critical,Critical,Very important,Very important,Critical,Slightly important,Slightly important,Important,Not important,Very important,Slightly important,Slightly important,Important,Not important,Important,Very important,Slightly important,Slightly important,Slightly important,Not important,Not important,Not important,Important,Slightly important,Critical,Critical,Very important,Critical,Slightly important,Not important,Very important,Very important,Not important,Not important,Not difficult,Very difficult,Difficult,1,15,Slightly difficult,Very difficult,Slightly difficult,0,4,Slightly difficult,Difficult,Difficult,1,6,Not difficult,Not difficult,Not difficult,0,2,Slightly difficult,Slightly difficult,Slightly difficult,0,4,Not difficult,Difficult,Difficult,0,3,Not difficult,Difficult,Slightly difficult,1,7,Not difficult,Slightly difficult,Not difficult,0,4,Slightly difficult,Slightly difficult,Not difficult,1,2,Important,Important,Very important,Important,Important,Important,Not important,Slightly important,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Private placement office, -44,Yes to fire,No,-44,Yes,1,Yes,3,2,Yes,-44,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,No,-44,No,60,16,4,0,20,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,2,2,Incompleteness of loan application,-44,540000,530000,222600,170000,14000,47700,20000,2500,0,0,0,0,0,97000,117000,138000,154000,297000,Major obstacle,Moderate obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,Very severe obstacle,Minor obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,"Crime, theft and disorder",Corruption,Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Local business association, -44,Marketing and Operations support, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 13871,71,Dominica,Dominica,Construction,508392,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Male,Male,Male,2004,No,Yes,2004,8,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,3,0,-44,Yes,2,0,0,-44,Yes,4,3,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,50,40,10,0,Medium private firms (20-100 employees),20,40,40,construction,90,Local,20,Increased,Remained the same,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,75,25,No,-44,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,Yes,No,Major obstacle,Moderate obstacle,No obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,-44, -44,Tend to disagree,Tend to agree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,No,0,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,7,10,4,3,2,1,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,4,36000,4,32000,3,43000,1,25000,2,24000,1,28000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,3,8300,3,7600,3,9900,0,-77,0,-77,0,-77,2,9900,3,9400,2,10900,Economic upturn/downturn, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Completed secondary,Important,Important,Critical,Important,Very important,Very important,Important,Slightly important,Important,Very important,Slightly important,Slightly important,Slightly important,Important,Slightly important,Very important,Critical,Critical,Slightly important,Important,Critical,Critical,Important,Important,Critical,Important,Slightly important,Slightly important,Not important,Not important,Important,Important,Important,Critical,Very important,Important,Very important,Important,Important,Slightly important,Very important,Important,Very important,Important,Critical,Very important,Very important,Critical,Very important,Critical,Critical,Slightly important,Not important,Very important,Not important,Important,Important,Slightly important,Not important,Slightly important,Important,Important,Very important,Important,Important,Slightly important,Not important,Slightly important,Very important,Very important,Critical,Very important,Critical,Critical,Important,Not important,Important,Slightly important,Important,Not important,Slightly difficult,Difficult,Difficult,0,11,Slightly difficult,Very difficult,Difficult,0,14,Slightly difficult,Slightly difficult,Difficult,0,5,Slightly difficult,Slightly difficult,Slightly difficult,1,3,Slightly difficult,Slightly difficult,Not difficult,0,2,Slightly difficult,Slightly difficult,Slightly difficult,1,7,Not difficult,Slightly difficult,Slightly difficult,1,5,Slightly difficult,Slightly difficult,Not difficult,0,8,Not difficult,Not difficult,Not difficult,1,2,Very important,Very important,Slightly important,Important,Very important,Slightly important,Not important,Not important,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,Public announcement/advertisement, -44,Yes to fire,No,-44,Yes,2,No,-44,-44,No,The firm does not have enough information about training pro,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,11,Yes,75,0,0,0,25,0,0,0,0,0,0,0,0, -44,25,37.5,0,37.5,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Loan,2010,10000,10,84,Private commercial banks,Yes,Yes,No,No,No,No, -44,150,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,2790000,2910000,1367700,190000,140000,203700,91000,58000,10000,8000,8000,233000,0,558000,473000,786000,728000,2091000,No obstacle,No obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Tax Rates,Tax Rates,Transportation,No obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed, -44,-44,-44, -44,-44, -44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 13875,75,Dominica,Dominica,Chemicals,508396,Yes,3,Establishment physically separated from HQ and other establi,Yes,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,2005,No,Yes,2005,4,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,0,5,1,-44,No,-44,-44,-44,-44,Yes,2,4,1,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,100,75,125,0,0, -44,50,30,20,0,Others,10,65,25,natural botanicals soap and sh,55,Local,5,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,100,0,-44,-44,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,Yes,No,No,No,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,5,No,-44,-44,Yes,10,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,4,10,4,3,2,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,1,4,32000,4,29000,3,37000,1,30000,1,29000,1,33000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,3,10000,3,9800,3,10900,2,9800,3,9200,2,11500,Increase/decreased demand for goods, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Completed secondary,Completed primary school,Important,Important,Critical,Very important,Important,Very important,Slightly important,Very important,Important,Important,Important,Important,Not important,Slightly important,Slightly important,Very important,Very important,Critical,Slightly important,Slightly important,Critical,Critical,Important,Important,Critical,Slightly important,Important,Important,Not important,Not important,Important,Important,Important,Critical,Critical,Important,Very important,Slightly important,Slightly important,Important,Important,Important,Very important,Important,Very important,Important,Critical,Critical,Very important,Very important,Critical,Slightly important,Slightly important,Important,Slightly important,Very important,Important,Slightly important,Slightly important,Not important,Very important,Important,Slightly important,Slightly important,Important,Not important,Slightly important,Not important,Very important,Important,Very important,Very important,Very important,Very important,Not important,Slightly important,Important,Important,Slightly important,Not important,Not difficult,Very difficult,Difficult,1,24,Not difficult,Very difficult,Slightly difficult,0,6,Slightly difficult,Slightly difficult,Difficult,1,10,Slightly difficult,Slightly difficult,Not difficult,0,3,Not difficult,Slightly difficult,Slightly difficult,1,5,Not difficult,Slightly difficult,Difficult,1,8,Not difficult,Difficult,Slightly difficult,0,6,Slightly difficult,Slightly difficult,Slightly difficult,0,4,Not difficult,Not difficult,Not difficult,0,1,Important,Very important,Important,Important,Very important,Slightly important,Not important,Not important,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Moderate obstacle,No obstacle,Minor obstacle,Public placement office, -44,No,-44,-44,-44,-44,Yes,1,2,Yes,-44,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,Yes,7,No,95,0,0,0,5,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Other,820000,880000,340000,220000,32000,88000,76000,0,0,0,0,0,0,277000,28000,407000,39000,859000,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,Major obstacle,Minor obstacle,No obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Practices of competitors in the informal sector,Cost of finance,Moderate obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Local business association, -44,Marketing and Operations support, -44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are taken directly from the establishment's records, 13843,43,Dominica,Dominica,Transport,508364,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly women,Male,Female,Male,1996,No,Yes,1996,24,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,0,2,0,-44,Yes,1,0,0,-44,No,-44,-44,-44,-44,Yes,2,1,2,-44,No,-44,No,No,Yes,0,-44,-44,100,0, -44,0,70,30,0,Your parent company or affiliated establishments,35,45,20,taxi service,100,International,10,Remained the same,Remained the same,2-5,20,80,0,1997,jamaica,50,saint kitts and nevis,20,8,0,3,85,15,No,-44,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,Yes,No,No obstacle,Very severe obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,-44, -44,Tend to agree,Tend to agree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,10,No,-44,-44,Yes,0,0,-44,No,-44,-44,No,-44,-44,Yes,0,2,1,10,4,3,2,1,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,1,4,29000,4,29000,3,32000,1,29000,2,29000,1,33000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,3,11000,3,11100,3,12000,0,-77,0,-77,0,-77,2,10000,2,9000,2,10900,New products require new skills, -44,Post graduated,University graduate,University graduate,Post graduated,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Completed secondary,Very important,Slightly important,Critical,Critical,Important,Important,Important,Important,Important,Very important,Slightly important,Important,Slightly important,Important,Slightly important,Critical,Critical,Very important,Slightly important,Important,Very important,Critical,Very important,Very important,Critical,Slightly important,Slightly important,Very important,Not important,Slightly important,Slightly important,Important,Important,Critical,Critical,Important,Very important,Very important,Very important,Very important,Important,Important,Critical,Important,Critical,Slightly important,Very important,Very important,Critical,Critical,Very important,Slightly important,Not important,Slightly important,Not important,Important,Important,Not important,Slightly important,Slightly important,Very important,Important,Important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Important,Important,Very important,Critical,Critical,Very important,Not important,Not important,Important,Important,Slightly important,Important,Not difficult,Very difficult,Difficult,1,18,Not difficult,Very difficult,Slightly difficult,1,9,Not difficult,Slightly difficult,Slightly difficult,0,10,Slightly difficult,Slightly difficult,Slightly difficult,0,2,Slightly difficult,Slightly difficult,Not difficult,1,8,Slightly difficult,Slightly difficult,Slightly difficult,1,7,Slightly difficult,Difficult,Very difficult,0,3,Not difficult,Not difficult,Slightly difficult,0,6,Not difficult,Slightly difficult,Not difficult,1,1,Important,Very important,Important,Important,Critical,Not important,Slightly important,Slightly important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Through family/friends, -44,No,-44,-44,-44,-44,No,-44,-44,No,The firm cannot afford the optimal level of training,No,-44,-44,-44,-44,-44,-44,No,100,0, -44,0,No,-44,Yes,80,12,3,0,5,0,0,0,0,0,0,0,0, -44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Line of credit,2010,80000,14,48,Other,No,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,570000,570000,262200,210000,27000,57000,21000,10500,1000,1000,1000,34000,0,118000,116000,148000,194000,150000,No obstacle,Major obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,No obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Customs and Trade Regulations,Tax Rates,Inadequately educated workforce,No obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Too expensive, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Truthful,Are taken directly from the establishment's records, 13894,94,Dominica,Dominica,Transport,508415,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,80,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Male,1999,No,Yes,1999,14,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,2,1,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,No,No,Yes,0,-44,-44,100,0, -44,35,55,10,0,Others,10,50,40,tours,70,International,10,Increased,Remained the same,More than 5,30,70,0,2000,jamaica,35,sweden,20,7,0,0,80,20,Yes,18,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,-44, -44,Tend to agree,Tend to disagree,Strongly disagree,Tend to disagree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,Yes,2,No,No,-44,0,-44,No,-44,-44,Yes,45,No,Yes,5,2,2,10,4,3,2,1,2,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,4,45000,3,40000,3,49000,1,27000,2,27000,1,32000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,3,10000,3,9000,3,11800,0,-77,0,-77,0,-77,2,9800,3,9500,2,10800,Increase/decreased demand for goods, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Completed secondary,Important,Slightly important,Critical,Important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Important,Slightly important,Slightly important,Important,Important,Very important,Very important,Very important,Important,Important,Very important,Critical,Important,Important,Critical,Slightly important,Important,Very important,Slightly important,Slightly important,Important,Important,Slightly important,Very important,Critical,Important,Important,Important,Important,Important,Very important,Important,Critical,Slightly important,Critical,Important,Critical,Critical,Very important,Critical,Critical,Not important,Slightly important,Important,Not important,Important,Very important,Important,Slightly important,Slightly important,Important,Important,Slightly important,Important,Important,Not important,Not important,Not important,Slightly important,Very important,Critical,Critical,Very important,Very important,Not important,Not important,Very important,Very important,Slightly important,Not important,Not difficult,Very difficult,Difficult,0,19,Slightly difficult,Very difficult,Difficult,0,7,Slightly difficult,Slightly difficult,Slightly difficult,1,5,Slightly difficult,Not difficult,Slightly difficult,1,2,Slightly difficult,Slightly difficult,Slightly difficult,1,2,Not difficult,Difficult,Slightly difficult,0,2,Slightly difficult,Slightly difficult,Difficult,0,6,Not difficult,Not difficult,Not difficult,0,4,Not difficult,Not difficult,Slightly difficult,0,1,Very important,Important,Slightly important,Slightly important,Important,Not important,Not important,Slightly important,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Major obstacle,No obstacle,Major obstacle,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Private placement office, -44,No,-44,-44,-44,-44,No,-44,-44,No,The firm is affraid of investing in workers that after the t,No,-44,-44,-44,-44,-44,-44,No,100,0, -44,0,Yes,7,No,95,0,0,0,5,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,2,2,Problems with credit history/report,-44,770000,860000,361200,160000,77000,25800,9000,23000,2000,3000,1000,0,0,142000,136000,232000,172000,624000,No obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,Minor obstacle,Very severe obstacle,Minor obstacle,No obstacle,Very severe obstacle,Major obstacle,Minor obstacle,No obstacle,No obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,Access to finance,"Crime, theft and disorder",Labor Regulations,No obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,NGO, -44,technological and Innovation Support, -44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 13810,10,Dominica,Dominica,Transport,508331,No,-44,-44,-44,-44,Sole proprietorship, -44,100,0,100,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,1999,No,Yes,1999,10,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,0,1,2,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,15,55,30,0,Large private firms (more than 100 employees),20,45,35,trucking,90,National,45,Increased,Remained the same,1,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,45,55,No,-44,No,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,No,Yes,0,Yes,4,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,1,10,4,3,2,1,0,0,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,1,4,38000,3,38000,3,43000,1,29000,1,27000,1,33000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,3,11000,3,9900,3,12000,0,-77,0,-77,0,-77,2,10000,2,9900,2,11100,Increase demand for higher quality product, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed secondary,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Important,Not important,Critical,Critical,Important,Important,Slightly important,Slightly important,Important,Important,Slightly important,Important,Slightly important,Slightly important,Important,Very important,Very important,Very important,Very important,Important,Very important,Critical,Slightly important,Important,Critical,Slightly important,Important,Slightly important,Not important,Not important,Very important,Slightly important,Very important,Critical,Critical,Important,Very important,Important,Very important,Important,Important,Slightly important,Very important,Important,Very important,Slightly important,Very important,Critical,Critical,Very important,Critical,Slightly important,Slightly important,Slightly important,Not important,Important,Very important,Slightly important,Slightly important,Important,Important,Important,Important,Slightly important,Slightly important,Not important,Slightly important,Slightly important,Important,Important,Critical,Critical,Critical,Critical,Slightly important,Not important,Important,Very important,Slightly important,Not important,Not difficult,Very difficult,Slightly difficult,0,22,Not difficult,Very difficult,Difficult,1,7,Not difficult,Difficult,Difficult,1,10,Slightly difficult,Slightly difficult,Slightly difficult,0,3,Not difficult,Not difficult,Slightly difficult,0,5,Slightly difficult,Slightly difficult,Difficult,1,6,Not difficult,Difficult,Slightly difficult,1,5,Not difficult,Not difficult,Difficult,1,9,Not difficult,Not difficult,Not difficult,1,1,Slightly important,Very important,Very important,Important,Very important,Not important,Slightly important,Not important,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Public placement office, -44,No,-44,-44,-44,-44,No,-44,-44,No,The firm is affraid of investing in workers that after the t,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,11,No,75,0,0,0,25,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Did not think it would be approved,3780000,3860000,1891400,220000,69000,115800,13000,50000,9000,5000,10000,0,0,793000,794000,1004000,1119000,1446000,No obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,Cost of finance,Tax Rates,Transportation,No obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,NGO, -44,technological and Innovation Support, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are taken directly from the establishment's records, 138132,132,Dominica,Dominica,Hotel and restaurants,508453,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All women,Yes,Not applicable,100,Makes major strategic and fiancial decisions,15,4,Predominantly men,Male,Male,Female,1999,No,Yes,1999,16,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,3,1,-44,No,-44,-44,-44,-44,Yes,4,5,1,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,35,50,15,0,Your parent company or affiliated establishments,25,65,10,accomodation,90,International,10,Increased,Remained the same,2-5,30,70,0,2000,jamaica,35,sweden,5,9,0,5,50,50,Yes,1,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,Yes,No,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,No obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,-44, -44,Tend to disagree,Tend to agree,Tend to agree,Tend to disagree,No,-44,-44,-44,-44,-44,No,-44,-44,Yes,2,-44,Yes,1,Outside working hours,Firearm/gun,Other company property,25000,A fellow employee,Yes,Yes,-44,Yes,1,Outside working hours,Knife,Goods or stock,850,A former employee,No,No,Fear of negative publicity,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,2,Outside working hours,Other,Money,150,Other,No,No,They occur too frequently,Yes,4,Outside working hours,Other,Money,900,Other,No,No,The police give little/no information back on crimes,Yes,3,During working hours,Knife,Money,2500,Group of criminals,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,Yes,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,8,11,5,3,2,1,2,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,2,5,43000,5,38000,5,48000,1,23000,1,23000,1,25000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,3,10000,3,9100,3,11200,0,-77,0,-77,0,-77,2,10000,3,9700,2,11000,Economic upturn/downturn, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed secondary,Not applicable,Not applicable,Completed secondary,Completed primary school,Important,Slightly important,Very important,Critical,Important,Important,Important,Important,Important,Important,Important,Important,Important,Slightly important,Important,Critical,Very important,Critical,Very important,Slightly important,Critical,Very important,Very important,Important,Critical,Not important,Slightly important,Important,Important,Not important,Important,Slightly important,Critical,Critical,Very important,Important,Very important,Very important,Very important,Slightly important,Important,Very important,Very important,Slightly important,Critical,Slightly important,Critical,Very important,Very important,Very important,Critical,Slightly important,Not important,Very important,Not important,Important,Important,Not important,Slightly important,Slightly important,Very important,Important,Important,Slightly important,Important,Not important,Slightly important,Slightly important,Very important,Very important,Critical,Critical,Critical,Critical,Not important,Slightly important,Important,Important,Not important,Slightly important,Slightly difficult,Very difficult,Difficult,1,11,Slightly difficult,Very difficult,Difficult,1,11,Not difficult,Difficult,Very difficult,0,2,Not difficult,Slightly difficult,Slightly difficult,0,3,Slightly difficult,Difficult,Slightly difficult,0,4,Slightly difficult,Slightly difficult,Difficult,0,9,Slightly difficult,Difficult,Slightly difficult,0,8,Not difficult,Slightly difficult,Slightly difficult,0,6,Not difficult,Not difficult,Not difficult,1,2,Important,Important,Important,Not important,Very important,Slightly important,Slightly important,Slightly important,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Public announcement/advertisement, -44,No,-44,-44,-44,-44,Yes,4,1,Yes,-44,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,No,-44,No,70,12,3,0,15,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Other,1730000,1840000,772800,220000,79000,73600,93000,48000,4000,5000,6000,0,0,363000,353000,497000,570000,1193000,Minor obstacle,No obstacle,No obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Very severe obstacle,Minor obstacle,No obstacle,Minor obstacle,No obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Access to finance,"Crime, theft and disorder",Labor Regulations,No obstacle,Yes,Yes,No,No,No,No,Yes,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Large impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Large impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Negative impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Large impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Truthful,Are taken directly from the establishment's records, 13867,67,Dominica,Dominica,Hotel and restaurants,508388,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Male,2007,No,Yes,2007,12,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,3,0,-44,No,-44,-44,-44,-44,Yes,3,1,0,-44,Yes,2,1,2,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,30,50,20,0,Your parent company or affiliated establishments,35,60,5,accomodation,60,International,5,Increased,Remained the same,More than 5,25,75,0,2008,jamaica,30,sweden,25,8,0,1,65,35,Yes,14,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,Yes,No,Yes,Yes,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,No obstacle,No obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,No obstacle,-44, -44,Tend to agree,Strongly disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,No,3,Yes,4,No,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,0,2,2,11,5,3,2,1,2,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,5,29000,4,30000,4,32000,1,26000,1,26000,1,29000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,3,11000,3,10800,3,12300,0,-77,0,-77,0,-77,2,9500,3,9200,2,10700,-44, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed secondary,Completed secondary,Important,Important,Critical,Important,Important,Important,Important,Slightly important,Important,Very important,Slightly important,Important,Not important,Slightly important,Important,Very important,Very important,Critical,Important,Slightly important,Critical,Very important,Slightly important,Important,Critical,Not important,Important,Slightly important,Slightly important,Not important,Important,Slightly important,Important,Very important,Critical,Slightly important,Very important,Important,Very important,Important,Important,Very important,Critical,Not important,Critical,Important,Very important,Critical,Very important,Very important,Critical,Slightly important,Not important,Important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Very important,Slightly important,Important,Slightly important,Important,Not important,Slightly important,Slightly important,Slightly important,Important,Critical,Critical,Very important,Very important,Not important,Not important,Important,Important,Slightly important,Not important,Not difficult,Difficult,Slightly difficult,1,18,Not difficult,Almost impossible,Difficult,1,13,Slightly difficult,Slightly difficult,Slightly difficult,0,4,Slightly difficult,Slightly difficult,Slightly difficult,1,3,Not difficult,Slightly difficult,Slightly difficult,1,2,Slightly difficult,Difficult,Slightly difficult,1,5,Not difficult,Slightly difficult,Slightly difficult,0,10,Not difficult,Not difficult,Slightly difficult,0,5,Not difficult,Not difficult,Slightly difficult,0,1,Very important,Very important,Slightly important,Important,Important,Not important,Slightly important,Slightly important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,Public announcement/advertisement, -44,No,-44,-44,-44,-44,No,-44,-44,No,The firm cannot afford the optimal level of training,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,No,-44,Yes,56,19.2,4.800000000000001,0,20,0,0,0,0,0,0,0,0, -44,25,75,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Line of credit,2011,10000,7,48,Private commercial banks,Yes,No,No,No,No,No, -44,175,Yes,2,1,Incompleteness of loan application,-44,1780000,1830000,896700,270000,37000,183000,23000,13000,1000,2000,2000,0,128000,414000,467000,531000,677000,897000,Minor obstacle,Minor obstacle,No obstacle,Major obstacle,No,Yes,No,No,No,No,No,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,No obstacle,Moderate obstacle,Very severe obstacle,No obstacle,Minor obstacle,No obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Cost of finance,Practices of competitors in the informal sector,Access to land for expansion / relocation,No obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Government based organization, -44,"General management, Business development and Strategies supp", -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 1381,1,Dominica,Dominica,Wholesale,508322,No,-44,-44,-44,-44,Partnership (including limited liability companies), -44,25,0,100,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly women,Male,Female,Female,2004,No,Yes,2004,6,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,4,2,0,-44,No,-44,-44,-44,-44,Yes,3,0,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,25,60,15,0,Your parent company or affiliated establishments,15,50,35,agricultural supplies,75,Local,10,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,60,40,Yes,11,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,No obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,-44, -44,Tend to agree,Strongly disagree,Strongly disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,No,Yes,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,Yes,2,No,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,0,2,7,11,5,3,2,1,0,0,2,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,2,5,51000,4,49000,3,56000,1,24000,1,22000,1,27000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,3,11000,3,10900,3,12300,0,-77,0,-77,0,-77,2,9800,3,9600,2,10800,-44, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Completed secondary,Important,Important,Very important,Very important,Important,Very important,Important,Important,Very important,Very important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Very important,Critical,Very important,Important,Important,Very important,Critical,Important,Important,Critical,Slightly important,Very important,Slightly important,Not important,Not important,Important,Important,Important,Critical,Very important,Important,Critical,Important,Important,Very important,Important,Slightly important,Very important,Slightly important,Critical,Very important,Critical,Critical,Very important,Very important,Critical,Slightly important,Slightly important,Important,Not important,Very important,Very important,Not important,Slightly important,Important,Important,Important,Important,Important,Slightly important,Not important,Slightly important,Slightly important,Important,Important,Very important,Critical,Critical,Critical,Not important,Not important,Slightly important,Important,Not important,Not important,Not difficult,Difficult,Slightly difficult,0,14,Slightly difficult,Very difficult,Difficult,0,7,Difficult,Slightly difficult,Slightly difficult,1,10,Not difficult,Slightly difficult,Slightly difficult,0,3,Slightly difficult,Slightly difficult,Difficult,1,8,Slightly difficult,Slightly difficult,Slightly difficult,1,4,Not difficult,Difficult,Very difficult,1,10,Slightly difficult,Not difficult,Not difficult,0,10,Not difficult,Not difficult,Not difficult,1,1,Important,Very important,Important,Important,Very important,Slightly important,Slightly important,Not important,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Major obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,Private placement office, -44,No,-44,-44,-44,-44,Yes,1,2,Yes,-44,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,14,Yes,60,16,4,0,20,0,0,0,0,0,0,0,0, -44,50,25,0,0,0,25,0,0,0,0,0,0,0,0,0, -44,Yes,Line of credit,2009,500000,6,18,Private commercial banks,Yes,Yes,No,No,No,No, -44,150,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,680000,750000,360000,250000,36000,60000,82500,22000,2000,4000,4000,30000,0,113000,145000,150000,210000,290000,No obstacle,No obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,Practices of competitors in the informal sector,Labor Regulations,Transportation,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,International organization, -44,technological and Innovation Support, -44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 13812,12,Dominica,Dominica,Retail,508333,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All women,Yes,Not applicable,100,Makes major strategic and fiancial decisions,49,1,Predominantly men,Male,Female,Male,1965,No,Yes,1965,16,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,3,1,-44,No,-44,-44,-44,-44,Yes,4,1,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,5,50,45,0,Medium private firms (20-100 employees),15,70,15,auto equipment,60,National,15,Decreased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,35,65,Yes,19,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,No obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to agree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,1,-44,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,Outside working hours,Baseball bat,Goods or stock,850,Gang related,No,No,Police have not done anything in the past,Yes,1,During working hours,Firearm/gun,Money,20000,Group of criminals,No,No,Don't have the time; inconvenient,Yes,2,During working hours,Other,Other,600,Gang related,No,No,Don't have the time; inconvenient,Yes,4,During working hours,Other,Other company property,300,A customer,No,No,Tried to/was unable to contact the police,Yes,1,During working hours,Firearm/gun,Goods or stock,8000,Other,No,No,Not enough police/not enough resources,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,Yes,No,No,-44,-44,No,-44,-44,No,Yes,No,5,Yes,2,No,No,-44,.5,-44,No,-44,-44,No,-44,-44,Yes,5,2,14,11,5,3,2,1,2,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,5,32000,4,31000,4,36000,1,21000,1,19000,1,25000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,3,9500,3,8500,3,11100,0,-77,0,-77,0,-77,2,9000,3,8200,2,10400,-44, -44,University graduate,University graduate,University graduate,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed secondary,Completed secondary,Important,Important,Critical,Important,Important,Important,Important,Slightly important,Important,Slightly important,Important,Slightly important,Slightly important,Important,Slightly important,Critical,Very important,Very important,Important,Important,Very important,Very important,Very important,Important,Critical,Slightly important,Very important,Slightly important,Slightly important,Not important,Important,Important,Important,Critical,Critical,Important,Very important,Important,Very important,Important,Important,Important,Very important,Slightly important,Critical,Very important,Critical,Critical,Critical,Very important,Very important,Not important,Not important,Important,Not important,Important,Important,Slightly important,Not important,Important,Important,Important,Important,Slightly important,Important,Not important,Not important,Not important,Very important,Important,Critical,Critical,Critical,Critical,Not important,Slightly important,Very important,Very important,Important,Slightly important,Not difficult,Very difficult,Difficult,0,13,Not difficult,Difficult,Difficult,1,15,Slightly difficult,Slightly difficult,Difficult,0,10,Slightly difficult,Slightly difficult,Slightly difficult,1,2,Slightly difficult,Slightly difficult,Slightly difficult,1,2,Not difficult,Slightly difficult,Slightly difficult,0,2,Not difficult,Slightly difficult,Slightly difficult,0,6,Slightly difficult,Not difficult,Not difficult,0,7,Slightly difficult,Not difficult,Not difficult,1,1,Very important,Very important,Very important,Important,Very important,Slightly important,Not important,Not important,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,Private placement office, -44,No,-44,-44,-44,-44,No,-44,-44,No,The firm cannot afford the optimal level of training,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,Yes,10,Yes,90,0,0,0,10,0,0,0,0,0,0,0,0, -44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Line of credit,2008,0,9,18,Other,No,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,1570000,1740000,817800,450000,73000,121800,44000,21000,4000,4000,4000,261000,0,392000,276000,522000,418000,1075000,Minor obstacle,Minor obstacle,No obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Major obstacle,No obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,Macroeconomic environment,Cost of finance,Transportation,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,NGO, -44,"General management, Business development and Strategies supp", -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,Somewhat truthful,Are estimates computed with some precision, 13826,26,Dominica,Dominica,Machinery and equipment,508347,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,66,100,0,0,0,Predominantly men,No,No,7,Delegates decisions to other partners,3,1,Predominantly men,Male,Male,Male,1999,No,Yes,1999,9,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,2,1,-44,No,-44,-44,-44,-44,Yes,4,2,0,-44,Yes,2,2,1,-44,No,-44,Yes,No,Yes,100,65,75,0,0, -44,20,40,40,0,Government or government agencies (including state-owned ent,15,55,30,candle,90,Local,5,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,90,10,No,-44,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,Yes,No,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Minor obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,No,Yes,No,No,-44,-44,No,-44,-44,No,Yes,No,0,Yes,1,Yes,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,7,11,5,3,2,1,3,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,2,5,33000,5,30000,5,38000,1,27000,2,26000,1,29000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,3,11000,3,10100,3,12300,2,9900,3,9700,2,10700,Increase demand for higher quality product, -44,University graduate,University graduate,University graduate,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete secondary,Completed secondary,Completed secondary,Important,Slightly important,Very important,Important,Important,Important,Important,Slightly important,Important,Important,Slightly important,Important,Slightly important,Slightly important,Very important,Very important,Very important,Critical,Very important,Very important,Very important,Critical,Important,Important,Critical,Slightly important,Important,Slightly important,Slightly important,Not important,Critical,Important,Important,Critical,Critical,Very important,Very important,Important,Very important,Very important,Important,Very important,Very important,Important,Very important,Important,Critical,Critical,Critical,Critical,Critical,Slightly important,Not important,Very important,Not important,Important,Very important,Slightly important,Important,Not important,Important,Slightly important,Important,Slightly important,Important,Not important,Slightly important,Slightly important,Important,Important,Critical,Critical,Critical,Critical,Slightly important,Slightly important,Very important,Very important,Not important,Slightly important,Not difficult,Very difficult,Very difficult,0,19,Slightly difficult,Very difficult,Difficult,1,11,Not difficult,Slightly difficult,Slightly difficult,0,9,Slightly difficult,Not difficult,Not difficult,0,1,Slightly difficult,Slightly difficult,Not difficult,0,6,Slightly difficult,Slightly difficult,Slightly difficult,1,8,Not difficult,Slightly difficult,Slightly difficult,0,4,Not difficult,Difficult,Slightly difficult,1,3,Not difficult,Not difficult,Not difficult,1,2,Very important,Very important,Important,Important,Very important,Not important,Not important,Not important,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,Public placement office, -44,No,-44,-44,-44,-44,Yes,4,2,Yes,-44,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,Yes,11,Yes,72,16,4,0,8,0,0,0,0,0,0,0,0, -44,50,50,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Line of credit,2010,20000,12,54,Private commercial banks,Yes,No,No,Yes,Yes,No, -44,150,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,3120000,3180000,1510000,220000,108000,159000,15000,0,0,0,0,191000,0,220000,77000,278000,107000,562000,Major obstacle,Minor obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,No obstacle,Moderate obstacle,No obstacle,Moderate obstacle,No obstacle,Very severe obstacle,Very severe obstacle,No obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,Access to finance,Cost of finance,Macroeconomic environment,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Community based organization, -44,technological and Innovation Support, -44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Truthful,Are taken directly from the establishment's records, 138103,103,Dominica,Dominica,Fabricated metal products,508424,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,60,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,1985,No,Yes,1988,28,No,-44,-44,No,-44,-44,No,-44,-44,Yes,27,No,Yes,3,1,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,100,75,90,0,0, -44,15,40,45,0,Others,35,55,10,swimming pools,40,Local,10,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,100,0,-44,-44,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Major obstacle,Major obstacle,-44, -44,Tend to disagree,Tend to disagree,Strongly disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,-44,36000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,Yes,2,No,No,-44,0,-44,Yes,13,No,No,-44,-44,No,-44,-44,43,11,5,3,2,1,0,0,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,5,46000,4,46000,4,54000,1,28000,1,25000,1,33000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,3,11000,3,10400,3,13100,2,9900,3,9700,2,11100,-44, -44,University graduate,Post graduated,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete secondary,Completed secondary,Started but did not complete secondary,Important,Important,Critical,Important,Important,Important,Slightly important,Slightly important,Important,Important,Important,Important,Not important,Slightly important,Slightly important,Very important,Very important,Critical,Important,Important,Critical,Critical,Important,Slightly important,Critical,Slightly important,Slightly important,Important,Slightly important,Not important,Important,Important,Important,Very important,Critical,Important,Important,Very important,Very important,Slightly important,Important,Important,Very important,Important,Critical,Important,Very important,Critical,Critical,Critical,Critical,Slightly important,Not important,Slightly important,Slightly important,Very important,Important,Slightly important,Slightly important,Slightly important,Important,Important,Important,Slightly important,Important,Not important,Not important,Slightly important,Important,Important,Critical,Critical,Very important,Very important,Not important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Not difficult,Very difficult,Slightly difficult,1,10,Not difficult,Very difficult,Difficult,0,15,Slightly difficult,Difficult,Difficult,1,5,Not difficult,Slightly difficult,Not difficult,1,2,Slightly difficult,Slightly difficult,Slightly difficult,0,10,Slightly difficult,Slightly difficult,Slightly difficult,1,3,Not difficult,Difficult,Difficult,1,2,Not difficult,Not difficult,Slightly difficult,1,4,Not difficult,Not difficult,Not difficult,1,1,Important,Important,Not important,Important,Very important,Slightly important,Not important,Not important,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,No obstacle,No obstacle,Minor obstacle,Public placement office, -44,No,-44,-44,-44,-44,No,-44,-44,No,The firm cannot afford the optimal level of training,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,No,-44,No,85,0,0,0,15,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Interest rates are not favorable,730000,780000,440000,350000,18000,70200,45000,0,0,0,0,0,0,157000,201000,234000,265000,278000,Very severe obstacle,Moderate obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Very severe obstacle,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,Cost of finance,Telecommunications,Customs and Trade Regulations,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,International organization, -44,"General management, Business development and Strategies supp", -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,Truthful,Are taken directly from the establishment's records, 138117,117,Dominica,Dominica,Transport,508438,No,-44,-44,-44,-44,Limited partnership, -44,55,100,0,0,0,Predominantly men,No,Yes,23,Makes decisions in consultation with other partners,6,3,Predominantly men,Female,Female,Female,2003,No,Yes,2003,6,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,1,1,-44,Yes,3,0,0,-44,Yes,3,1,0,-44,No,-44,-44,-44,-44,No,-44,No,Yes,Yes,0,-44,-44,100,0, -44,0,70,30,0,Individuals,15,70,15,tours,100,National,5,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,50,50,Yes,12,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Major obstacle,No obstacle,Major obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to disagree,Tend to agree,Yes,No,-44,-44,-44,-44,No,-44,-44,Yes,1,-44,Yes,1,Outside working hours,Firearm/gun,Goods or stock,15000,Gang related,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,During working hours,Firearm/gun,Goods or stock,650,Gang related,No,No,Would increase insurance cost,Yes,4,Outside working hours,Knife,Other company property,300,A former employee,No,No,Fear of negative publicity,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,Outside working hours,Firearm/gun,Money,4000,Gang related,No,No,Fear of reprisals,No,-44,-44,0,No,No,No,No,Yes,Yes,No,No,No,-44,-44,Yes,Yes,Yes,0,No,-44,-44,No,-44,0,-44,Yes,15,No,No,-44,-44,No,-44,-44,1,11,5,3,2,1,2,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,5,40000,4,39000,3,44000,1,27000,2,27000,1,30000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,3,12000,3,11300,3,14100,0,-77,0,-77,0,-77,2,9500,2,9100,2,10700,-44, -44,University graduate,Completed college/vocational training,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Completed college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Important,Important,Critical,Important,Very important,Very important,Important,Important,Important,Important,Slightly important,Important,Slightly important,Slightly important,Important,Very important,Very important,Very important,Important,Important,Very important,Critical,Important,Important,Very important,Slightly important,Important,Important,Not important,Slightly important,Critical,Important,Important,Critical,Critical,Important,Very important,Important,Important,Important,Very important,Very important,Critical,Important,Critical,Important,Critical,Critical,Very important,Very important,Very important,Slightly important,Not important,Important,Slightly important,Important,Important,Slightly important,Important,Slightly important,Important,Very important,Important,Very important,Very important,Slightly important,Not important,Slightly important,Important,Important,Critical,Critical,Very important,Very important,Slightly important,Slightly important,Important,Very important,Important,Not important,Not difficult,Difficult,Difficult,1,24,Not difficult,Difficult,Difficult,0,14,Not difficult,Difficult,Slightly difficult,1,8,Not difficult,Slightly difficult,Slightly difficult,1,3,Slightly difficult,Slightly difficult,Slightly difficult,1,4,Difficult,Slightly difficult,Difficult,0,4,Not difficult,Slightly difficult,Slightly difficult,1,2,Slightly difficult,Not difficult,Not difficult,0,3,Not difficult,Not difficult,Slightly difficult,0,2,Very important,Important,Very important,Not important,Very important,Slightly important,Slightly important,Not important,Minor obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,Moderate obstacle,Major obstacle,Minor obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Private placement office, -44,No,-44,-44,-44,-44,Yes,4,2,Yes,-44,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,15,Yes,70,12,3,0,15,0,0,0,0,0,0,0,0, -44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Line of credit,2012,90000,14,48,"Non-Bank financial institutions (microfinance institutions,",Yes,Yes,No,Yes,No,No, -44,150,Yes,2,1,Collateral or cosigners unacceptable,-44,920000,1050000,483000,250000,30000,105000,37000,6500,1000,1000,0,0,95000,157000,196000,242000,326000,348000,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Access to finance,"Crime, theft and disorder",Tax Rates,Major obstacle,Yes,Yes,No,Yes,No,No,No,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Large impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Large impact,-44,-44,-44,-44,-44,-44,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,Yes,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 13899,99,Dominica,Dominica,Hotel and restaurants,508420,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All women,Yes,Not applicable,100,Makes major strategic and fiancial decisions,10,6,Predominantly women,Male,Male,Male,2001,No,Yes,2001,6,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,0,2,0,-44,No,-44,-44,-44,-44,Yes,3,1,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,5,55,40,0,Medium private firms (20-100 employees),25,55,20,accomodation,100,Local,10,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,30,70,Yes,17,Yes,Yes,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,Yes,No,No,Moderate obstacle,No obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Major obstacle,Minor obstacle,Major obstacle,-44, -44,Tend to disagree,Tend to agree,Tend to disagree,Tend to agree,Yes,No,-44,-44,-44,-44,No,-44,-44,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,3,During working hours,Knife,Money,200,Gang related,No,No,Offenders rarely caught or prosecuted,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,4,Outside working hours,Firearm/gun,Money,16000,Gang related,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,Yes,No,-44,-44,No,-44,-44,Yes,No,Yes,5,No,-44,-44,Yes,0,0,-44,Yes,5,Yes,No,-44,-44,No,-44,-44,5,12,4,4,3,1,2,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,4,31000,4,31000,4,37000,1,22000,1,21000,1,26000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,4,8400,4,8000,4,10000,0,-77,0,-77,0,-77,3,9900,3,9300,3,11500,-44, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Important,Important,Critical,Very important,Very important,Important,Important,Important,Slightly important,Important,Important,Slightly important,Slightly important,Slightly important,Very important,Critical,Critical,Critical,Important,Important,Very important,Very important,Slightly important,Very important,Critical,Slightly important,Important,Slightly important,Slightly important,Not important,Important,Important,Critical,Critical,Critical,Very important,Very important,Important,Very important,Slightly important,Important,Important,Critical,Important,Critical,Slightly important,Critical,Critical,Critical,Very important,Critical,Not important,Not important,Important,Not important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Very important,Very important,Important,Very important,Very important,Not important,Slightly important,Not important,Important,Slightly important,Critical,Critical,Critical,Critical,Slightly important,Not important,Important,Very important,Not important,Slightly important,Not difficult,Difficult,Difficult,0,17,Slightly difficult,Difficult,Difficult,1,14,Not difficult,Slightly difficult,Difficult,1,10,Slightly difficult,Slightly difficult,Slightly difficult,1,1,Slightly difficult,Not difficult,Slightly difficult,0,3,Slightly difficult,Difficult,Difficult,0,9,Not difficult,Slightly difficult,Slightly difficult,1,10,Not difficult,Not difficult,Not difficult,1,3,Not difficult,Not difficult,Not difficult,1,1,Very important,Very important,Important,Important,Very important,Not important,Not important,Slightly important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,No obstacle,Minor obstacle,No obstacle,Through family/friends, -44,Yes to fire,No,-44,Yes,0,No,-44,-44,No,The firm is affraid of investing in workers that after the t,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,8,No,90,0,0,0,10,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Did not think it would be approved,1590000,1670000,818300,490000,13000,133600,167000,23500,2000,2000,4000,0,0,293000,433000,418000,585000,543000,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,Moderate obstacle,-44,-44,-44,-44,-44,"Crime, theft and disorder",Customs and Trade Regulations,Electricity,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed, -44,-44,-44, -44,-44, -44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,Truthful,Are estimates computed with some precision, 13847,47,Dominica,Dominica,Hotel and restaurants,508368,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly women,Female,Female,Female,1987,No,Yes,1987,22,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,2,1,-44,No,-44,-44,-44,-44,Yes,1,2,0,-44,No,-44,-44,-44,-44,Yes,3,No,Yes,Yes,0,-44,-44,100,0, -44,30,45,25,0,Government or government agencies (including state-owned ent,15,50,35,accomodation,100,National,20,Remained the same,Remained the same,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,55,45,No,-44,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Minor obstacle,No obstacle,No obstacle,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,-44, -44,Strongly agree,Tend to agree,Tend to agree,Tend to disagree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,No,0,Yes,1,No,Yes,0,0,-44,No,-44,-44,No,-44,-44,Yes,0,2,7,12,4,4,3,1,2,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,2,4,30000,3,28000,3,34000,1,22000,1,21000,1,24000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,4,12000,4,11100,4,13500,0,-77,0,-77,0,-77,3,9800,3,8700,3,11300,New products require new skills, -44,Post graduated,Completed secondary,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Completed secondary,Important,Important,Critical,Very important,Very important,Important,Important,Slightly important,Slightly important,Important,Important,Slightly important,Slightly important,Not important,Slightly important,Critical,Critical,Critical,Important,Important,Critical,Critical,Very important,Important,Critical,Slightly important,Slightly important,Very important,Not important,Not important,Important,Important,Slightly important,Critical,Very important,Important,Very important,Important,Critical,Important,Very important,Important,Very important,Slightly important,Very important,Important,Critical,Critical,Very important,Critical,Critical,Not important,Not important,Important,Not important,Very important,Slightly important,Slightly important,Slightly important,Slightly important,Very important,Important,Important,Slightly important,Important,Not important,Slightly important,Slightly important,Very important,Very important,Critical,Critical,Critical,Critical,Slightly important,Slightly important,Important,Important,Slightly important,Important,Not difficult,Very difficult,Slightly difficult,1,15,Slightly difficult,Difficult,Difficult,0,4,Not difficult,Slightly difficult,Difficult,0,9,Not difficult,Slightly difficult,Not difficult,0,2,Slightly difficult,Slightly difficult,Slightly difficult,1,7,Not difficult,Slightly difficult,Slightly difficult,1,3,Not difficult,Difficult,Slightly difficult,0,3,Not difficult,Not difficult,Not difficult,0,2,Not difficult,Not difficult,Not difficult,1,1,Very important,Very important,Very important,Important,Important,Slightly important,Not important,Slightly important,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Public placement office, -44,No,-44,-44,-44,-44,Yes,1,1,No,Other,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,No,-44,Yes,75,0,0,0,25,0,0,0,0,0,0,0,0, -44,75,25,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Loan,2012,40000,10,48,Private commercial banks,No,-44,-44,-44,-44,-44, -44,-44,Yes,3,2,Other objections,-44,370000,370000,151700,170000,4000,14800,6000,8000,1000,1000,1000,7000,0,73000,108000,111000,144000,287000,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Political environment,Corruption,Cost of finance,Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Community based organization, -44,technological and Innovation Support, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,Yes,No,Truthful,Are taken directly from the establishment's records, 138101,101,Dominica,Dominica,Information technology,508422,No,-44,-44,-44,-44,Limited partnership, -44,33,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Male,2006,Yes,Yes,2006,4,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,0,1,0,-44,No,-44,-44,-44,-44,Yes,1,2,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,0,50,50,0,Small private firms (less than 20 employees),45,55,0,computer services,80,National,10,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,55,45,Yes,2,No,No,No,No,Yes,No,Yes,Client, -44,No,No,Yes,Yes,Yes,No,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,Important,Very Important,Very Important,Important,Slightly important,Critical,Critical,Yes,45,Yes,55,No,-44,No,No,0,-44,No,Yes,No,No,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to disagree,Yes,No,-44,-44,-44,-44,Yes,1,-44,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,During working hours,Other,Other company property,800,Gang related,No,No,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,Yes,No,No,No,-44,-44,No,-44,-44,No,Yes,No,0,Yes,2,No,No,-44,0,-44,Yes,15,Yes,No,-44,-44,No,-44,-44,6,12,4,4,3,1,3,1,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,2,4,46000,3,46000,3,52000,1,30000,1,27000,1,34000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,4,9100,4,8400,4,10700,0,-77,0,-77,0,-77,3,10000,4,9300,3,11800,-44, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Important,Slightly important,Very important,Important,Very important,Very important,Important,Slightly important,Important,Very important,Important,Important,Important,Slightly important,Important,Very important,Critical,Critical,Very important,Slightly important,Critical,Critical,Slightly important,Very important,Critical,Slightly important,Very important,Slightly important,Not important,Slightly important,Important,Important,Important,Very important,Critical,Important,Very important,Important,Very important,Important,Important,Very important,Critical,Important,Critical,Important,Critical,Very important,Critical,Very important,Critical,Slightly important,Slightly important,Important,Not important,Important,Very important,Slightly important,Slightly important,Slightly important,Very important,Important,Important,Important,Very important,Not important,Slightly important,Not important,Important,Very important,Critical,Critical,Very important,Critical,Not important,Slightly important,Important,Very important,Not important,Not important,Slightly difficult,Very difficult,Slightly difficult,1,12,Not difficult,Very difficult,Slightly difficult,0,9,Slightly difficult,Difficult,Slightly difficult,1,3,Slightly difficult,Not difficult,Slightly difficult,0,3,Slightly difficult,Slightly difficult,Slightly difficult,1,8,Not difficult,Difficult,Slightly difficult,0,4,Slightly difficult,Difficult,Difficult,1,10,Not difficult,Not difficult,Not difficult,0,6,Not difficult,Not difficult,Not difficult,0,1,Important,Critical,Slightly important,Important,Very important,Not important,Slightly important,Not important,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Public announcement/advertisement, -44,Yes to both,No,-44,No,-44,Yes,5,2,Yes,-44,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,Yes,13,Yes,100,0,0,0,0,0,0,0,0,0,0,0,0, -44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,3,3,Incompleteness of loan application,-44,580000,590000,277300,230000,8000,47200,5000,6000,1000,1000,1000,6000,0,101000,106000,142000,171000,143000,Minor obstacle,No obstacle,No obstacle,Major obstacle,No,Yes,No,No,No,Yes,Yes,Moderate obstacle,No obstacle,No obstacle,Moderate obstacle,Major obstacle,No obstacle,Very severe obstacle,Very severe obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Access to finance,Cost of finance,Inadequately educated workforce,No obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Local business association, -44,Human resources Support, -44,Yes,No,Yes,Yes,No,Yes,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,No,Yes,No,Yes,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 13823,23,Dominica,Dominica,Retail,508344,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Female,Male,1996,No,Yes,2006,17,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,2,1,-44,Yes,1,0,0,-44,Yes,3,0,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,35,60,5,0,Your parent company or affiliated establishments,10,55,35,pharmaceuticals,100,Local,5,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,65,35,Yes,7,No,No,No,No,Yes,No,Yes,University, -44,No,Yes,Yes,Yes,No,Yes,Yes,Yes,No,Yes,Yes,No,Yes,No,Yes,Yes,Yes,No,No, -44,Important,Important,Important,Very Important,Very Important,Very Important,Very Important,Yes,30,Yes,70,No,-44,No,No,0,-44,Yes,No,Yes,No,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to disagree,Strongly disagree,No,-44,-44,-44,-44,-44,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,No,0,No,-44,-44,No,-44,0,-44,No,-44,-44,Yes,45,No,No,-44,-44,3,12,4,4,3,1,3,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,2,4,36000,4,33000,3,43000,1,27000,2,27000,1,31000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,4,8400,4,8200,4,9700,0,-77,0,-77,0,-77,3,9200,3,9300,3,10700,New production methods, -44,Post graduated,Completed college/vocational training,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed secondary,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Important,Important,Critical,Important,Very important,Important,Important,Important,Important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Very important,Critical,Very important,Important,Slightly important,Critical,Critical,Important,Slightly important,Critical,Slightly important,Slightly important,Important,Slightly important,Not important,Important,Slightly important,Very important,Critical,Critical,Very important,Very important,Very important,Very important,Very important,Very important,Important,Critical,Not important,Critical,Important,Critical,Critical,Very important,Critical,Very important,Slightly important,Not important,Important,Not important,Important,Important,Slightly important,Not important,Slightly important,Very important,Important,Important,Important,Very important,Not important,Not important,Not important,Important,Important,Very important,Critical,Critical,Very important,Slightly important,Slightly important,Important,Important,Not important,Not important,Slightly difficult,Very difficult,Difficult,0,14,Slightly difficult,Almost impossible,Difficult,1,5,Slightly difficult,Difficult,Slightly difficult,1,9,Slightly difficult,Slightly difficult,Not difficult,0,2,Slightly difficult,Not difficult,Slightly difficult,0,7,Slightly difficult,Difficult,Slightly difficult,1,9,Not difficult,Slightly difficult,Difficult,0,9,Not difficult,Not difficult,Slightly difficult,0,8,Slightly difficult,Not difficult,Not difficult,0,2,Important,Very important,Very important,Important,Important,Slightly important,Slightly important,Slightly important,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Major obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,Private placement office, -44,No,-44,-44,-44,-44,Yes,2,1,Yes,-44,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,No,-44,No,95,0,0,0,5,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Did not think it would be approved,680000,730000,292000,180000,20000,21900,44000,8000,1000,1000,1000,0,0,165000,112000,212000,175000,352000,Minor obstacle,Major obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Very severe obstacle,No obstacle,Minor obstacle,Moderate obstacle,No obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Customs and Trade Regulations,Tax Rates,Minor obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Administratie procedure is cumbersome, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 138140,140,Dominica,Dominica,Hotel and restaurants,508461,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,51,100,0,0,0,Predominantly men,No,Yes,25,Makes major strategic and fiancial decisions,7,5,Predominantly men,Male,Female,Male,2005,No,Yes,2005,5,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,2,0,-44,No,-44,-44,-44,-44,Yes,9,2,1,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0, -44,20,50,30,5,Large private firms (more than 100 employees),10,50,40,restaurant,100,National,10,Increased,Remained the same,More than 5,55,45,0,2006,trinidad and tobago,70,saint kitts and nevis,5,6,0,1,70,30,Yes,20,Yes,No,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,No obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to agree,Tend to agree,Yes,No,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,50000,0,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,Yes,2,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,2,12,4,4,3,1,2,2,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,4,36000,3,37000,3,41000,1,28000,1,27000,1,31000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,4,12000,4,11500,4,13900,0,-77,0,-77,0,-77,3,9400,4,8600,3,11000,-44, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Completed secondary,Very important,Slightly important,Critical,Important,Important,Important,Slightly important,Important,Important,Important,Slightly important,Important,Important,Slightly important,Important,Critical,Critical,Very important,Very important,Slightly important,Very important,Critical,Important,Important,Critical,Slightly important,Slightly important,Slightly important,Not important,Not important,Very important,Important,Very important,Critical,Critical,Important,Very important,Slightly important,Slightly important,Important,Important,Important,Very important,Important,Very important,Important,Critical,Very important,Very important,Critical,Critical,Slightly important,Not important,Important,Not important,Very important,Important,Slightly important,Important,Slightly important,Important,Important,Important,Slightly important,Important,Not important,Not important,Not important,Important,Very important,Critical,Critical,Critical,Critical,Not important,Not important,Important,Important,Slightly important,Not important,Not difficult,Difficult,Slightly difficult,1,10,Slightly difficult,Very difficult,Slightly difficult,0,7,Slightly difficult,Slightly difficult,Difficult,1,4,Not difficult,Slightly difficult,Not difficult,1,2,Slightly difficult,Slightly difficult,Slightly difficult,1,9,Not difficult,Very difficult,Slightly difficult,1,9,Slightly difficult,Slightly difficult,Slightly difficult,1,4,Not difficult,Not difficult,Not difficult,0,9,Not difficult,Not difficult,Not difficult,1,2,Very important,Important,Not important,Not important,Very important,Not important,Not important,Not important,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,Public placement office, -44,No,-44,-44,-44,-44,No,-44,-44,No,Other,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,No,-44,No,32,26.4,6.600000000000001,0,25,0,9.999999999999993,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Interest rates are not favorable,1260000,1290000,150000,320000,63000,51600,8000,28500,5000,5000,6000,0,0,201000,353000,271000,452000,786000,Moderate obstacle,Very severe obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Very severe obstacle,No obstacle,No obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,No obstacle,No obstacle,Major obstacle,Minor obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,Access to finance,Tax administration,Tax Rates,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Yes,No,No,Somewhat truthful,Are taken directly from the establishment's records, 138123,123,Dominica,Dominica,Retail,508444,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,78,100,0,0,0,Predominantly women,Yes,No,78,Makes decisions in consultation with other partners,10,7,Predominantly women,Female,Female,Male,2004,No,Yes,2004,9,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,2,0,-44,No,-44,-44,-44,-44,Yes,6,0,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,20,45,35,0,Small private firms (less than 20 employees),25,55,20,shoes,65,Local,10,Increased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,45,55,Yes,6,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,Yes,No,Major obstacle,No obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,No obstacle,Major obstacle,Moderate obstacle,No obstacle,No obstacle,Minor obstacle,-44, -44,Tend to disagree,Tend to agree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,No,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,3,During working hours,Firearm/gun,Money,200,Group of criminals,No,No,Tried to/was unable to contact the police,Yes,2,Outside working hours,Knife,Goods or stock,200,Gang related,No,No,The police give little/no information back on crimes,Yes,3,Outside working hours,Knife,Money,32000,Group of criminals,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,Yes,No,-44,-44,No,-44,-44,No,Yes,No,0,No,-44,-44,Yes,0,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,2,12,4,4,3,1,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,2,4,46000,3,45000,2,54000,1,26000,1,26000,1,31000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,4,11000,4,11200,4,12100,0,-77,0,-77,0,-77,3,9000,3,8300,3,9900,Increase/decreased demand for goods, -44,University graduate,Post graduated,University graduate,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Completed college/vocational training,Not applicable,Not applicable,Completed secondary,Completed secondary,Important,Important,Very important,Important,Very important,Important,Slightly important,Slightly important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Important,Very important,Critical,Critical,Important,Important,Very important,Very important,Slightly important,Important,Critical,Slightly important,Slightly important,Slightly important,Slightly important,Not important,Important,Important,Important,Very important,Critical,Very important,Very important,Important,Important,Important,Very important,Important,Critical,Important,Very important,Important,Very important,Critical,Critical,Very important,Critical,Not important,Not important,Important,Not important,Very important,Important,Slightly important,Slightly important,Not important,Very important,Important,Slightly important,Slightly important,Important,Not important,Slightly important,Slightly important,Important,Important,Critical,Very important,Critical,Critical,Slightly important,Not important,Important,Important,Slightly important,Slightly important,Not difficult,Very difficult,Difficult,1,19,Slightly difficult,Difficult,Difficult,0,9,Slightly difficult,Slightly difficult,Slightly difficult,1,7,Not difficult,Difficult,Slightly difficult,1,2,Slightly difficult,Slightly difficult,Not difficult,0,9,Not difficult,Difficult,Slightly difficult,1,3,Not difficult,Slightly difficult,Difficult,0,3,Slightly difficult,Slightly difficult,Slightly difficult,0,10,Not difficult,Not difficult,Not difficult,0,2,Very important,Important,Very important,Important,Critical,Slightly important,Not important,Slightly important,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,No obstacle,Moderate obstacle,Minor obstacle,No obstacle,Private placement office, -44,No,-44,-44,-44,-44,Yes,0,2,Yes,-44,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,Yes,7,No,40,32,8,0,20,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,Yes,Line of credit,2009,100000,7,36,Other,Yes,Yes,No,No,No,No, -44,175,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,830000,890000,436100,240000,89000,71200,15000,8000,1000,1000,1000,0,0,162000,141000,205000,214000,217000,No obstacle,Major obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,No obstacle,Major obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Access to finance,Cost of finance,"Crime, theft and disorder",No obstacle,Yes,Yes,No,Yes,Yes,No,Yes,-44,-44,Yes,Moderated impact,No,No impact,-44,-44,Yes,Moderated impact,-44,-44,No,No impact,No,No impact,-44,-44,Yes,Large impact,-44,-44,Yes,Large impact,No,No impact,-44,-44,Yes,Large impact,-44,-44,No,No impact,No,No impact,-44,-44,Yes,Moderated impact,-44,-44,No,No impact,Yes,Large impact,-44,-44,Yes,Moderated impact,-44,-44,Yes,Large impact,Yes,Large impact,-44,-44,No,Negative impact,-44,-44,No,No impact,No,No impact,-44,-44,Yes,Large impact,-44,-44,Yes,Moderated impact,Yes,Moderated impact,-44,-44,Yes,Large impact,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 13861,61,Dominica,Dominica,Hotel and restaurants,508382,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Male,Female,Male,1996,No,Yes,1996,6,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,3,1,-44,No,-44,-44,-44,-44,Yes,3,1,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,25,40,35,0,Large private firms (more than 100 employees),10,50,40,accomodation,60,Local,5,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,75,25,No,-44,No,No,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,Yes,No,Yes,No,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Major obstacle,-44, -44,Tend to disagree,Tend to agree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,Yes,2,No,Yes,5,0,-44,No,-44,-44,Yes,40,Yes,No,-44,-44,4,13,5,4,3,1,3,1,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,2,5,36000,4,32000,4,39000,1,21000,2,19000,1,24000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,4,12000,4,10700,4,13700,0,-77,0,-77,0,-77,3,9100,4,8900,3,10000,Increase/decreased demand for goods, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Completed primary school,Very important,Important,Critical,Important,Important,Important,Important,Slightly important,Important,Important,Important,Slightly important,Not important,Not important,Very important,Very important,Very important,Critical,Slightly important,Important,Very important,Very important,Important,Important,Critical,Slightly important,Slightly important,Slightly important,Not important,Not important,Important,Important,Important,Critical,Very important,Important,Very important,Very important,Very important,Important,Important,Important,Critical,Not important,Critical,Slightly important,Critical,Critical,Critical,Very important,Critical,Slightly important,Not important,Important,Not important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Very important,Very important,Very important,Very important,Not important,Slightly important,Slightly important,Important,Important,Critical,Critical,Critical,Very important,Not important,Important,Very important,Important,Not important,Slightly important,Not difficult,Very difficult,Slightly difficult,0,14,Not difficult,Difficult,Difficult,1,12,Not difficult,Difficult,Difficult,1,8,Not difficult,Not difficult,Slightly difficult,0,3,Slightly difficult,Slightly difficult,Slightly difficult,0,2,Difficult,Slightly difficult,Slightly difficult,0,9,Not difficult,Slightly difficult,Slightly difficult,0,2,Slightly difficult,Slightly difficult,Not difficult,1,6,Slightly difficult,Not difficult,Not difficult,0,1,Important,Very important,Very important,Important,Very important,Slightly important,Slightly important,Not important,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Major obstacle,Minor obstacle,Major obstacle,No obstacle,Minor obstacle,Private placement office, -44,No,-44,-44,-44,-44,Yes,4,2,Yes,-44,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,13,Yes,45,28,7,0,10,0,0,0,0,10,0,0,0, -44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Line of credit,2011,10000,9,24,Other,No,-44,-44,-44,-44,-44, -44,-44,Yes,2,1,Incompleteness of loan application,-44,3560000,4040000,1696800,270000,166000,121200,10000,68500,10000,9000,5000,202000,0,775000,866000,1091000,1333000,1167000,Minor obstacle,Minor obstacle,No obstacle,Major obstacle,No,No,No,No,Yes,Yes,No,No obstacle,No obstacle,No obstacle,Minor obstacle,Minor obstacle,No obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Access to finance,Practices of competitors in the informal sector,Minor obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Already used this type of assistance in the past and wasn't, -44,-44,-44, -44,-44, -44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Truthful,Are taken directly from the establishment's records, 13827,27,Dominica,Dominica,Food,508348,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly women,Female,Female,Female,2002,No,Yes,2002,11,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,4,0,-44,No,-44,-44,-44,-44,Yes,0,1,1,-44,No,-44,-44,-44,-44,Yes,5,Yes,No,Yes,100,95,150,0,0, -44,30,55,15,0,Government or government agencies (including state-owned ent,5,45,50,herbal tea,100,International,10,Decreased,Increased,More than 5,40,60,0,2003,jamaica,65,sweden,20,7,0,0,100,0,-44,-44,Yes,No,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,Yes,No,Moderate obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to agree,Strongly disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,1,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,3,Outside working hours,Baseball bat,Money,950,Gang related,No,No,There was no insurance requirement,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,4,Outside working hours,Other,Money,300,Other,No,No,-44,Yes,3,During working hours,Firearm/gun,Goods or stock,2500,A former employee,No,No,Police have not done anything in the past,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,5,2,8,13,5,4,3,1,0,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,2,5,48000,5,45000,4,57000,1,31000,2,31000,1,37000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,4,12000,4,11800,4,14300,3,9300,4,9400,3,10000,Increase/decreased demand for goods, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Completed secondary,Started but did not complete secondary,Important,Slightly important,Critical,Very important,Very important,Very important,Slightly important,Slightly important,Important,Very important,Important,Slightly important,Not important,Important,Important,Very important,Critical,Critical,Important,Important,Critical,Critical,Slightly important,Slightly important,Critical,Slightly important,Slightly important,Very important,Not important,Not important,Important,Important,Important,Critical,Critical,Important,Very important,Very important,Important,Very important,Very important,Important,Very important,Slightly important,Critical,Slightly important,Critical,Very important,Very important,Critical,Critical,Not important,Not important,Important,Not important,Very important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Slightly important,Slightly important,Important,Not important,Not important,Not important,Important,Slightly important,Critical,Critical,Very important,Very important,Not important,Slightly important,Slightly important,Important,Slightly important,Slightly important,Not difficult,Difficult,Difficult,0,18,Slightly difficult,Very difficult,Difficult,1,6,Slightly difficult,Difficult,Slightly difficult,1,7,Slightly difficult,Not difficult,Slightly difficult,1,1,Slightly difficult,Difficult,Slightly difficult,0,4,Slightly difficult,Difficult,Difficult,1,3,Not difficult,Difficult,Slightly difficult,0,5,Not difficult,Difficult,Difficult,0,10,Slightly difficult,Not difficult,Slightly difficult,1,2,Important,Important,Not important,Important,Important,Not important,Not important,Slightly important,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,Public placement office, -44,No,-44,-44,-44,-44,Yes,5,1,Yes,-44,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,No,-44,No,85,0,0,0,15,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Other,500000,530000,90000,217300,5000,42400,19000,0,0,0,0,0,0,85000,73000,127000,117000,368000,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,No obstacle,Minor obstacle,No obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,Macroeconomic environment,Cost of finance,Transportation,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Community based organization, -44,technological and Innovation Support, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Truthful,Are estimates computed with some precision, 1389,9,Dominica,Dominica,Retail,508330,Yes,2,Establishment physically separated from HQ and other establi,No,2,Sole proprietorship, -44,100,100,0,0,0,All women,Yes,Not applicable,100,Makes decisions in consultation with other partners,9,4,Predominantly men,Male,Male,Male,2005,No,Yes,2005,9,No,-44,-44,No,-44,-44,Yes,22,No,No,-44,-44,Yes,0,2,0,-44,No,-44,-44,-44,-44,Yes,4,0,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,5,45,50,0,Your parent company or affiliated establishments,30,50,20,tools,75,National,5,Increased,Remained the same,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,70,30,No,-44,Yes,Yes,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to disagree,Tend to agree,Yes,No,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,No,0,Yes,3,No,Yes,0,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,7,13,5,4,3,1,2,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,2,5,40000,5,39000,5,46000,1,21000,1,21000,1,23000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,4,10000,4,9600,4,11800,0,-77,0,-77,0,-77,3,9000,3,8300,3,9800,-44, -44,University graduate,Completed college/vocational training,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed secondary,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Slightly important,Important,Critical,Very important,Very important,Important,Slightly important,Important,Important,Important,Slightly important,Important,Slightly important,Slightly important,Very important,Critical,Very important,Critical,Slightly important,Important,Critical,Critical,Important,Important,Critical,Slightly important,Important,Slightly important,Slightly important,Not important,Important,Slightly important,Important,Critical,Critical,Slightly important,Very important,Important,Very important,Very important,Important,Important,Very important,Important,Critical,Very important,Critical,Critical,Critical,Very important,Critical,Slightly important,Slightly important,Very important,Slightly important,Very important,Important,Slightly important,Slightly important,Important,Important,Important,Slightly important,Slightly important,Slightly important,Not important,Not important,Slightly important,Very important,Important,Critical,Critical,Critical,Very important,Not important,Slightly important,Important,Important,Not important,Not important,Not difficult,Very difficult,Slightly difficult,1,8,Not difficult,Difficult,Slightly difficult,0,14,Slightly difficult,Difficult,Slightly difficult,1,7,Not difficult,Not difficult,Slightly difficult,0,1,Not difficult,Slightly difficult,Not difficult,1,4,Slightly difficult,Difficult,Difficult,1,2,Not difficult,Difficult,Difficult,0,3,Not difficult,Slightly difficult,Not difficult,1,3,Slightly difficult,Not difficult,Not difficult,1,1,Very important,Important,Very important,Important,Important,Slightly important,Slightly important,Not important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Private placement office, -44,No,-44,-44,-44,-44,Yes,3,1,Yes,-44,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,No,-44,No,80,0,0,0,20,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Other,660000,740000,460000,190000,15000,51800,45000,9000,2000,1000,0,0,0,132000,124000,178000,163000,221000,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Major obstacle,Minor obstacle,No obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Practices of competitors in the informal sector,Tax administration,No obstacle,Yes,Yes,Yes,No,No,No,No,Yes,Large impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Truthful,Are taken directly from the establishment's records, 138130,130,Dominica,Dominica,Hotel and restaurants,508451,No,-44,-44,-44,-44,Partnership (including limited liability companies), -44,65,100,0,0,0,Predominantly women,Yes,No,65,Makes major strategic and fiancial decisions,8,4,Predominantly women,Female,Male,Male,2004,No,Yes,2004,3,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,0,3,0,-44,No,-44,-44,-44,-44,Yes,4,0,0,-44,No,-44,-44,-44,-44,No,-44,No,Yes,Yes,0,-44,-44,100,0, -44,20,65,15,0,Large private firms (more than 100 employees),10,45,45,accomodation,80,International,25,Remained the same,Decreased,1,20,80,0,2005,jamaica,95,sweden,5,5,0,5,80,20,Yes,17,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,-44, -44,Tend to disagree,Strongly disagree,Tend to agree,Strongly agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,2,14,5,4,3,2,1,1,1,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,2,5,42000,4,39000,4,47000,1,24000,1,22000,1,28000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,12000,1,11600,1,13100,0,-77,0,-77,0,-77,4,11000,4,10000,4,12000,0,-77,0,-77,0,-77,3,9900,4,8800,3,10800,-44, -44,University graduate,Completed secondary,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Important,Slightly important,Critical,Important,Important,Important,Important,Important,Very important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Very important,Very important,Critical,Important,Important,Critical,Very important,Important,Slightly important,Critical,Slightly important,Slightly important,Important,Not important,Slightly important,Slightly important,Slightly important,Important,Critical,Critical,Important,Very important,Important,Very important,Very important,Important,Very important,Critical,Important,Critical,Important,Critical,Critical,Very important,Critical,Critical,Slightly important,Not important,Important,Not important,Important,Very important,Slightly important,Important,Slightly important,Important,Important,Very important,Slightly important,Very important,Not important,Not important,Slightly important,Very important,Very important,Very important,Critical,Critical,Critical,Not important,Not important,Important,Important,Slightly important,Not important,Not difficult,Very difficult,Slightly difficult,1,14,Slightly difficult,Very difficult,Slightly difficult,0,13,Not difficult,Slightly difficult,Slightly difficult,1,6,Slightly difficult,Slightly difficult,Slightly difficult,0,3,Not difficult,Slightly difficult,Slightly difficult,1,7,Slightly difficult,Slightly difficult,Difficult,0,9,Not difficult,Difficult,Slightly difficult,0,7,Not difficult,Slightly difficult,Slightly difficult,1,7,Not difficult,Not difficult,Slightly difficult,1,2,Important,Very important,Important,Important,Slightly important,Not important,Slightly important,Not important,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Through family/friends, -44,No,-44,-44,-44,-44,Yes,3,2,No,The firm does not have enough information about training pro,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,No,-44,No,80,0,0,0,20,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Did not think it would be approved,1240000,1220000,561200,230000,46000,61000,15000,30500,4000,5000,4000,0,0,215000,187000,342000,256000,705000,No obstacle,Minor obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,Minor obstacle,Moderate obstacle,No obstacle,Major obstacle,No obstacle,Very severe obstacle,No obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Access to finance,Inadequately educated workforce,Tax Rates,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Local business association, -44,"General management, Business development and Strategies supp", -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 138116,116,Dominica,Dominica,Information technology,508437,No,-44,-44,-44,-44,Partnership (including limited liability companies), -44,64,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,1993,No,Yes,1993,22,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,1,0,-44,No,-44,-44,-44,-44,Yes,1,0,1,-44,No,-44,-44,-44,-44,Yes,1,Yes,No,Yes,0,-44,-44,100,0, -44,5,40,55,0,Medium private firms (20-100 employees),25,45,30,computer services,100,National,10,Increased,Decreased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,80,20,Yes,2,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Major obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to agree,Tend to agree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,-44,60000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,2,14,5,4,3,2,0,1,0,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,5,49000,4,47000,4,54000,1,25000,2,24000,1,28000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,12000,1,11000,1,14100,0,-77,0,-77,0,-77,4,8500,4,7700,4,9400,0,-77,0,-77,0,-77,3,9700,4,8700,3,11100,New production methods, -44,Post graduated,University graduate,Post graduated,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed secondary,Completed secondary,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Important,Slightly important,Very important,Critical,Important,Important,Slightly important,Slightly important,Important,Very important,Slightly important,Important,Not important,Not important,Important,Very important,Critical,Critical,Important,Important,Very important,Critical,Very important,Important,Critical,Slightly important,Important,Important,Not important,Not important,Important,Very important,Very important,Critical,Critical,Very important,Very important,Important,Very important,Important,Slightly important,Slightly important,Very important,Not important,Critical,Very important,Critical,Critical,Critical,Very important,Critical,Not important,Not important,Slightly important,Slightly important,Very important,Important,Not important,Slightly important,Not important,Important,Important,Slightly important,Very important,Important,Not important,Not important,Not important,Very important,Important,Very important,Very important,Very important,Very important,Not important,Not important,Important,Important,Not important,Slightly important,Not difficult,Very difficult,Very difficult,1,10,Slightly difficult,Very difficult,Difficult,1,4,Slightly difficult,Difficult,Slightly difficult,1,2,Slightly difficult,Difficult,Not difficult,1,1,Slightly difficult,Slightly difficult,Not difficult,1,5,Difficult,Difficult,Slightly difficult,1,8,Not difficult,Difficult,Difficult,1,8,Slightly difficult,Not difficult,Difficult,0,9,Not difficult,Slightly difficult,Not difficult,0,2,Critical,Important,Not important,Not important,Very important,Not important,Not important,Not important,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,No obstacle,Minor obstacle,No obstacle,Minor obstacle,Through family/friends, -44,No,-44,-44,-44,-44,No,-44,-44,No,The firm cannot afford the optimal level of training,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,Yes,11,Yes,85,0,0,0,15,0,0,0,0,0,0,0,0, -44,50,50,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Loan,2010,0,-44,84,Private commercial banks,Yes,Yes,No,Yes,No,No, -44,150,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,2150000,2190000,876000,250000,18000,153300,17000,30500,2000,4000,6000,0,307000,473000,472000,657000,613000,1261000,No obstacle,No obstacle,Very severe obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,No obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Very severe obstacle,Moderate obstacle,No obstacle,Minor obstacle,No obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Access to finance,Transportation,No obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Private independent fund, -44,"General management, Business development and Strategies supp", -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 13863,63,Dominica,Dominica,Hotel and restaurants,508384,No,-44,-44,-44,-44,Partnership (including limited liability companies), -44,25,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Male,2007,No,Yes,2007,9,No,-44,-44,No,-44,-44,Yes,11,No,Yes,26,No,Yes,1,2,0,-44,No,-44,-44,-44,-44,Yes,0,0,0,-44,No,-44,-44,-44,-44,No,-44,No,Yes,Yes,0,-44,-44,100,0, -44,5,60,35,0,Your parent company or affiliated establishments,35,60,5,accomodation,60,National,10,Increased,Remained the same,More than 5,55,45,0,2008,trinidad and tobago,30,sweden,10,5,0,1,35,65,Yes,6,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,Yes,No,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,No obstacle,Moderate obstacle,No obstacle,No obstacle,Major obstacle,-44, -44,Tend to disagree,Strongly disagree,Tend to disagree,Strongly agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,Yes,3,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,1,15,5,5,3,2,1,0,0,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,2,5,42000,4,41000,4,48000,1,28000,1,25000,1,31000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,10000,1,9500,1,11900,0,-77,0,-77,0,-77,5,9500,5,9700,5,10200,0,-77,0,-77,0,-77,3,9900,4,9200,3,11700,-44, -44,University graduate,University graduate,Post graduated,Post graduated,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Completed college/vocational training,Not applicable,Not applicable,Completed secondary,Completed secondary,Important,Slightly important,Critical,Very important,Important,Important,Slightly important,Slightly important,Important,Very important,Important,Important,Slightly important,Not important,Important,Critical,Very important,Very important,Important,Important,Very important,Very important,Important,Slightly important,Critical,Slightly important,Important,Very important,Slightly important,Not important,Critical,Important,Very important,Critical,Critical,Important,Very important,Important,Slightly important,Important,Important,Slightly important,Very important,Important,Critical,Slightly important,Critical,Critical,Very important,Very important,Critical,Important,Not important,Important,Not important,Slightly important,Important,Slightly important,Slightly important,Not important,Slightly important,Important,Slightly important,Important,Important,Not important,Slightly important,Not important,Important,Very important,Critical,Critical,Critical,Very important,Not important,Slightly important,Important,Important,Important,Important,Slightly difficult,Very difficult,Difficult,1,18,Slightly difficult,Difficult,Difficult,1,5,Difficult,Difficult,Difficult,1,4,Slightly difficult,Slightly difficult,Slightly difficult,1,1,Slightly difficult,Slightly difficult,Slightly difficult,0,8,Slightly difficult,Difficult,Difficult,0,10,Not difficult,Very difficult,Slightly difficult,0,8,Not difficult,Slightly difficult,Slightly difficult,0,2,Not difficult,Not difficult,Not difficult,0,2,Slightly important,Critical,Very important,Not important,Important,Not important,Slightly important,Not important,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Public placement office, -44,No,-44,-44,-44,-44,Yes,3,2,No,The firm cannot afford the optimal level of training,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,No,-44,No,56,19.2,4.800000000000001,0,20,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Collateral requirements for loans or line of credit are unat,3220000,3580000,1503600,240000,122000,358000,19000,53500,10000,4000,7000,0,0,838000,655000,1074000,1074000,1353000,Minor obstacle,Major obstacle,No obstacle,Major obstacle,Yes,Yes,Yes,No,No,Yes,No,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,"Crime, theft and disorder",Customs and Trade Regulations,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Local business association, -44,Human resources Support, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Truthful,Are taken directly from the establishment's records, 13822,22,Dominica,Dominica,Retail,508343,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,25,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly women,Male,Female,Female,1997,No,Yes,1997,14,Yes,30,No,No,-44,-44,No,-44,-44,Yes,21,No,Yes,0,3,1,-44,Yes,1,0,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,25,45,30,0,Individuals,35,60,5,frozen chicken,100,Local,10,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,85,15,Yes,16,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,Yes,No,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,-44, -44,Strongly disagree,Tend to agree,Tend to agree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,No,1,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,20,1,7,15,5,5,3,2,0,0,3,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,2,5,45000,4,43000,4,52000,1,27000,2,26000,1,31000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,11000,1,10200,1,13100,0,-77,0,-77,0,-77,5,12000,5,10800,5,13500,0,-77,0,-77,0,-77,3,9800,3,8900,3,11500,-44, -44,University graduate,Completed secondary,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Completed primary school,Important,Important,Very important,Very important,Very important,Important,Slightly important,Slightly important,Important,Important,Important,Slightly important,Not important,Slightly important,Important,Very important,Critical,Critical,Slightly important,Important,Critical,Very important,Important,Important,Very important,Important,Slightly important,Important,Slightly important,Slightly important,Critical,Important,Critical,Critical,Critical,Important,Very important,Important,Slightly important,Important,Very important,Important,Very important,Not important,Very important,Slightly important,Critical,Critical,Critical,Critical,Critical,Not important,Not important,Important,Slightly important,Important,Slightly important,Not important,Slightly important,Slightly important,Important,Very important,Important,Slightly important,Slightly important,Not important,Slightly important,Slightly important,Important,Important,Critical,Critical,Very important,Very important,Important,Important,Important,Important,Not important,Not important,Slightly difficult,Difficult,Slightly difficult,0,15,Slightly difficult,Very difficult,Slightly difficult,0,12,Slightly difficult,Slightly difficult,Difficult,1,10,Slightly difficult,Slightly difficult,Slightly difficult,1,2,Not difficult,Not difficult,Slightly difficult,0,5,Slightly difficult,Very difficult,Difficult,0,6,Not difficult,Slightly difficult,Difficult,0,2,Slightly difficult,Slightly difficult,Difficult,1,9,Not difficult,Not difficult,Not difficult,0,2,Slightly important,Critical,Not important,Important,Very important,Not important,Not important,Not important,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,Public announcement/advertisement, -44,No,-44,-44,-44,-44,No,-44,-44,No,The firm cannot afford the optimal level of training,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,No,-44,No,85,0,0,0,5,0,0,0,0,0,0,10,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Other,1630000,1700000,782000,470000,24000,85000,62000,20500,3000,4000,4000,0,0,257000,453000,357000,612000,564000,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Major obstacle,No obstacle,Moderate obstacle,Major obstacle,No obstacle,Minor obstacle,No obstacle,Major obstacle,Very severe obstacle,Minor obstacle,No obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Customs and Trade Regulations,Macroeconomic environment,Inadequately educated workforce,Minor obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Community based organization, -44,Human resources Support, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 138139,139,Dominica,Dominica,Hotel and restaurants,508460,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Female,Male,2006,No,Yes,2006,10,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,0,2,0,-44,Yes,3,0,0,-44,Yes,3,1,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,30,60,10,0,Small private firms (less than 20 employees),45,50,5,accomodation,80,International,10,Increased,Remained the same,More than 5,45,55,0,2007,jamaica,35,sweden,10,10,0,4,55,45,No,-44,Yes,No,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,Yes,No,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,No obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to agree,Tend to disagree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,5,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,1,16,5,5,4,2,2,2,1,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,2,5,48000,5,45000,5,54000,1,29000,2,26000,1,32000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,9200,1,9400,1,10700,0,-77,0,-77,0,-77,5,11000,5,10300,5,12500,0,-77,0,-77,0,-77,4,10000,5,10000,4,11300,Increase/decreased demand for goods, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Completed college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Completed secondary,Not applicable,Not applicable,Completed secondary,Completed secondary,Important,Not important,Critical,Very important,Important,Important,Important,Slightly important,Important,Very important,Important,Important,Slightly important,Important,Slightly important,Critical,Very important,Critical,Important,Important,Very important,Critical,Slightly important,Important,Very important,Slightly important,Slightly important,Important,Slightly important,Slightly important,Important,Slightly important,Critical,Critical,Critical,Important,Very important,Slightly important,Important,Important,Important,Slightly important,Critical,Important,Critical,Important,Critical,Critical,Very important,Critical,Critical,Not important,Not important,Important,Slightly important,Important,Very important,Slightly important,Important,Slightly important,Important,Important,Slightly important,Important,Important,Slightly important,Not important,Not important,Very important,Important,Critical,Very important,Critical,Very important,Not important,Slightly important,Important,Slightly important,Not important,Not important,Not difficult,Very difficult,Slightly difficult,0,23,Not difficult,Very difficult,Difficult,1,11,Slightly difficult,Difficult,Slightly difficult,0,4,Slightly difficult,Not difficult,Slightly difficult,0,3,Slightly difficult,Slightly difficult,Slightly difficult,1,7,Not difficult,Slightly difficult,Slightly difficult,1,8,Slightly difficult,Slightly difficult,Difficult,0,7,Not difficult,Slightly difficult,Slightly difficult,0,3,Not difficult,Slightly difficult,Not difficult,1,1,Very important,Important,Very important,Slightly important,Important,Not important,Slightly important,Not important,No obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,Moderate obstacle,No obstacle,Minor obstacle,Public placement office, -44,No,-44,-44,-44,-44,Yes,1,2,Yes,-44,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,Yes,14,No,85,0,0,0,15,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Did not think it would be approved,2780000,3120000,1279200,310000,78000,156000,18000,28000,4000,3000,2000,0,0,502000,638000,749000,874000,1535000,No obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Major obstacle,No obstacle,No obstacle,Moderate obstacle,No obstacle,Major obstacle,Major obstacle,No obstacle,Very severe obstacle,No obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Macroeconomic environment,Inadequately educated workforce,Access to finance,No obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,International organization, -44,"General management, Business development and Strategies supp", -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Somewhat truthful,Are estimates computed with some precision, 13831,31,Dominica,Dominica,Hotel and restaurants,508352,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,1996,No,Yes,1996,19,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,1,0,-44,No,-44,-44,-44,-44,Yes,3,4,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,35,55,10,0,Small private firms (less than 20 employees),45,45,10,accomodation,60,International,10,Increased,Remained the same,More than 5,20,80,0,1997,jamaica,50,saint kitts and nevis,30,8,0,4,55,45,Yes,20,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Very severe obstacle,No obstacle,Moderate obstacle,Major obstacle,Major obstacle,Very severe obstacle,No obstacle,-44, -44,Tend to agree,Tend to agree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,0,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,7,Yes,1,No,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,5,2,1,16,5,5,4,2,0,2,1,2,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,5,44000,5,40000,4,49000,1,32000,2,32000,1,38000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,11000,1,10400,1,11900,0,-77,0,-77,0,-77,5,10000,5,9600,5,11700,0,-77,0,-77,0,-77,4,10000,4,10100,3,11900,Economic upturn/downturn, -44,University graduate,Post graduated,University graduate,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed secondary,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Important,Important,Critical,Important,Important,Important,Important,Important,Slightly important,Very important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Critical,Critical,Critical,Slightly important,Important,Critical,Critical,Important,Slightly important,Critical,Slightly important,Important,Slightly important,Important,Slightly important,Slightly important,Important,Critical,Very important,Critical,Very important,Very important,Very important,Slightly important,Important,Important,Important,Critical,Important,Very important,Important,Critical,Critical,Critical,Critical,Critical,Slightly important,Not important,Important,Slightly important,Very important,Important,Slightly important,Not important,Slightly important,Important,Important,Important,Important,Important,Not important,Not important,Slightly important,Important,Important,Critical,Very important,Critical,Critical,Not important,Slightly important,Important,Very important,Slightly important,Not important,Slightly difficult,Very difficult,Difficult,0,25,Slightly difficult,Difficult,Slightly difficult,1,15,Not difficult,Difficult,Slightly difficult,0,6,Not difficult,Slightly difficult,Difficult,1,1,Not difficult,Slightly difficult,Slightly difficult,1,5,Slightly difficult,Slightly difficult,Slightly difficult,0,8,Not difficult,Slightly difficult,Slightly difficult,0,3,Not difficult,Not difficult,Not difficult,1,2,Slightly difficult,Not difficult,Not difficult,0,1,Slightly important,Important,Very important,Important,Important,Not important,Slightly important,Slightly important,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,No obstacle,Minor obstacle,Public placement office, -44,No,-44,-44,-44,-44,Yes,5,2,Yes,-44,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,No,-44,Yes,80,0,0,0,20,0,0,0,0,0,0,0,0, -44,25,75,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Loan,2010,20000,11,108,Private commercial banks,No,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,3770000,3850000,1732500,380000,139000,308000,19000,58000,9000,5000,7000,539000,0,738000,1047000,1040000,1540000,2153000,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Political environment,Cost of finance,Macroeconomic environment,Major obstacle,Yes,Yes,Yes,Yes,Yes,No,Yes,No,No impact,No,No impact,No,No impact,-44,-44,Yes,No impact,Yes,Large impact,Yes,Moderated impact,Yes,Large impact,-44,-44,Yes,Moderated impact,Yes,Large impact,Yes,Moderated impact,Yes,Large impact,-44,-44,No,No impact,Yes,Large impact,Yes,Moderated impact,No,No impact,-44,-44,Yes,Moderated impact,Yes,Large impact,No,No impact,Yes,Large impact,-44,-44,Yes,Large impact,Yes,Moderated impact,No,No impact,Yes,Moderated impact,-44,-44,Yes,Moderated impact,Yes,Moderated impact,No,No impact,No,No impact,-44,-44,Yes,Moderated impact,Yes,Large impact,Yes,Large impact,Yes,Large impact,-44,-44,Yes,Large impact,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 138119,119,Dominica,Dominica,Hotel and restaurants,508440,No,-44,-44,-44,-44,Partnership (including limited liability companies), -44,25,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Male,2001,No,Yes,2001,10,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,0,3,2,-44,No,-44,-44,-44,-44,Yes,4,4,0,-44,No,-44,-44,-44,-44,No,-44,No,Yes,Yes,0,-44,-44,100,0, -44,5,40,55,0,Large private firms (more than 100 employees),10,45,45,accomodation,90,International,5,Increased,Remained the same,More than 5,30,70,0,2002,jamaica,90,saint kitts and nevis,5,10,0,0,40,60,Yes,1,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,Yes,No,No,No,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,No obstacle,Major obstacle,-44, -44,Tend to disagree,Tend to disagree,Strongly agree,Tend to disagree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,1,16,5,5,4,2,2,2,1,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,5,38000,4,35000,3,43000,1,25000,2,23000,1,28000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,11000,1,11000,1,12100,0,-77,0,-77,0,-77,5,8900,5,8300,5,10500,0,-77,0,-77,0,-77,4,9800,4,8900,4,10700,-44, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Completed primary school,Important,Slightly important,Critical,Very important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Important,Important,Slightly important,Slightly important,Important,Critical,Very important,Critical,Important,Important,Critical,Critical,Important,Important,Critical,Important,Important,Slightly important,Not important,Slightly important,Very important,Important,Important,Critical,Very important,Important,Very important,Important,Slightly important,Important,Slightly important,Important,Critical,Important,Critical,Important,Critical,Critical,Critical,Very important,Very important,Not important,Not important,Important,Not important,Very important,Important,Slightly important,Slightly important,Slightly important,Very important,Important,Slightly important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Very important,Important,Critical,Critical,Critical,Very important,Slightly important,Not important,Important,Important,Slightly important,Slightly important,Not difficult,Very difficult,Very difficult,1,8,Slightly difficult,Almost impossible,Slightly difficult,0,9,Not difficult,Difficult,Difficult,1,9,Slightly difficult,Slightly difficult,Not difficult,0,2,Not difficult,Slightly difficult,Not difficult,0,4,Not difficult,Slightly difficult,Difficult,0,7,Not difficult,Slightly difficult,Slightly difficult,0,8,Slightly difficult,Slightly difficult,Difficult,0,3,Not difficult,Not difficult,Not difficult,1,2,Very important,Very important,Slightly important,Not important,Very important,Slightly important,Slightly important,Not important,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Public announcement/advertisement, -44,No,-44,-44,-44,-44,Yes,2,1,Yes,-44,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,Yes,13,No,75,0,0,0,25,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,2,2,Incompleteness of loan application,-44,1840000,1980000,851400,230000,48000,118800,23000,37500,2000,4000,3000,0,0,380000,425000,475000,574000,513000,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Major obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,Cost of finance,Tax administration,Access to land for expansion / relocation,Major obstacle,Yes,Yes,Yes,Yes,Yes,No,Yes,Yes,Moderated impact,Yes,Large impact,No,No impact,-44,-44,Yes,No impact,No,No impact,No,No impact,No,No impact,-44,-44,Yes,Large impact,Yes,Moderated impact,Yes,Moderated impact,No,No impact,-44,-44,Yes,Moderated impact,Yes,Moderated impact,Yes,Large impact,No,No impact,-44,-44,No,No impact,Yes,Large impact,No,No impact,Yes,Large impact,-44,-44,Yes,Moderated impact,Yes,Large impact,Yes,Large impact,Yes,Large impact,-44,-44,Yes,Large impact,Yes,Large impact,No,No impact,Yes,Moderated impact,-44,-44,Yes,Large impact,Yes,Large impact,Yes,Moderated impact,Yes,Moderated impact,-44,-44,Yes,Large impact,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,Yes,Yes,No,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are estimates computed with some precision, 13825,25,Dominica,Dominica,Hotel and restaurants,508346,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,65,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Male,Female,Male,1987,No,Yes,1987,12,No,-44,-44,No,-44,-44,No,-44,-44,Yes,30,No,Yes,6,2,0,-44,Yes,2,0,0,-44,Yes,9,2,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,20,50,30,0,Medium private firms (20-100 employees),30,55,15,accomodation,95,National,10,Increased,Remained the same,More than 5,65,35,0,1988,jamaica,25,sweden,5,7,0,2,85,15,Yes,13,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,Yes,No,No,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,No obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,-44, -44,Strongly disagree,Tend to agree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,5,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,6,17,6,5,4,2,1,1,0,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,6,40000,6,39000,5,46000,1,30000,2,28000,1,33000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,11000,1,9800,1,12600,0,-77,0,-77,0,-77,5,8800,5,8800,5,10000,0,-77,0,-77,0,-77,4,9600,4,9700,4,10800,New production methods, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Completed secondary,Not applicable,Not applicable,Completed secondary,Completed secondary,Important,Slightly important,Critical,Very important,Important,Important,Important,Slightly important,Important,Important,Important,Important,Slightly important,Slightly important,Important,Very important,Very important,Very important,Important,Very important,Very important,Critical,Slightly important,Important,Critical,Slightly important,Slightly important,Slightly important,Slightly important,Not important,Important,Important,Important,Very important,Critical,Very important,Very important,Important,Important,Important,Important,Very important,Critical,Important,Very important,Important,Critical,Critical,Very important,Very important,Critical,Slightly important,Not important,Important,Not important,Very important,Slightly important,Not important,Slightly important,Not important,Important,Important,Important,Slightly important,Important,Not important,Not important,Slightly important,Important,Important,Critical,Critical,Very important,Very important,Not important,Slightly important,Important,Very important,Slightly important,Important,Not difficult,Very difficult,Difficult,1,10,Slightly difficult,Difficult,Difficult,1,4,Difficult,Difficult,Difficult,1,2,Not difficult,Difficult,Slightly difficult,0,2,Slightly difficult,Not difficult,Slightly difficult,1,10,Not difficult,Slightly difficult,Slightly difficult,0,2,Not difficult,Difficult,Difficult,1,5,Slightly difficult,Not difficult,Not difficult,0,2,Not difficult,Slightly difficult,Not difficult,0,1,Very important,Very important,Very important,Important,Very important,Slightly important,Not important,Not important,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Private placement office, -44,Yes to both,No,-44,No,-44,Yes,2,2,Yes,-44,Yes,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,No obstacle,No,0,100, -44,0,No,-44,No,60,16,4,0,20,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Application procedures for loans or line of credit are compl,2250000,2560000,1203200,230000,20000,256000,4000,71500,4000,10000,11000,0,0,586000,748000,742000,947000,2041000,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Major obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,Macroeconomic environment,Access to finance,Practices of competitors in the informal sector,Very severe obstacle,Yes,Yes,Yes,Yes,Yes,No,Yes,Yes,Large impact,Yes,Large impact,No,No impact,-44,-44,Yes,Large impact,No,No impact,No,No impact,No,No impact,-44,-44,Yes,Large impact,Yes,Large impact,Yes,Large impact,No,No impact,-44,-44,Yes,Moderated impact,No,No impact,No,No impact,No,No impact,-44,-44,Yes,Moderated impact,Yes,Moderated impact,No,No impact,Yes,Large impact,-44,-44,No,No impact,No,No impact,No,No impact,Yes,Moderated impact,-44,-44,Yes,Moderated impact,Yes,Moderated impact,Yes,Large impact,Yes,Large impact,-44,-44,Yes,Large impact,Yes,Large impact,Yes,Large impact,Yes,Large impact,-44,-44,Yes,Moderated impact,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,Yes,No,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 138115,115,Dominica,Dominica,Hotel and restaurants,508436,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All women,Yes,Not applicable,100,Makes major strategic and fiancial decisions,10,7,Equally men and women,Male,Female,Male,2001,No,Yes,2001,11,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,3,0,-44,No,-44,-44,-44,-44,Yes,0,2,0,-44,No,-44,-44,-44,-44,No,-44,No,Yes,Yes,0,-44,-44,100,0, -44,10,60,30,0,Individuals,25,40,35,restaurant,45,National,5,Remained the same,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,25,75,Yes,14,No,No,No,No,Yes,No,Yes,University, -44,No,No,Yes,Yes,Yes,No,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,Very Important,Very Important,Important,Very Important,Important,Important,Very Important,Yes,45,Yes,55,No,-44,No,No,0,-44,No,Yes,No,No,Minor obstacle,Major obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,-44, -44,Tend to disagree,Strongly disagree,Strongly disagree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,No,-44,-44,No,-44,1,-44,No,-44,-44,No,-44,-44,No,-44,-44,7,17,6,5,4,2,3,2,1,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,6,45000,6,45000,6,51000,1,23000,1,23000,1,26000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,9900,1,8800,1,10800,0,-77,0,-77,0,-77,5,12000,5,12200,5,14100,0,-77,0,-77,0,-77,4,9500,4,9400,4,10900,-44, -44,University graduate,University graduate,University graduate,Post graduated,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Completed primary school,Very important,Important,Critical,Important,Important,Important,Slightly important,Slightly important,Important,Important,Slightly important,Important,Slightly important,Slightly important,Important,Very important,Very important,Critical,Slightly important,Important,Very important,Critical,Important,Important,Critical,Slightly important,Slightly important,Slightly important,Not important,Not important,Important,Very important,Important,Critical,Critical,Important,Very important,Important,Slightly important,Important,Important,Important,Very important,Important,Critical,Important,Very important,Very important,Critical,Critical,Critical,Not important,Not important,Important,Not important,Very important,Important,Slightly important,Slightly important,Slightly important,Important,Important,Slightly important,Slightly important,Important,Not important,Not important,Not important,Very important,Important,Very important,Critical,Critical,Critical,Not important,Not important,Slightly important,Important,Slightly important,Not important,Not difficult,Almost impossible,Difficult,1,16,Slightly difficult,Very difficult,Difficult,1,11,Slightly difficult,Slightly difficult,Slightly difficult,0,3,Slightly difficult,Slightly difficult,Not difficult,0,2,Not difficult,Slightly difficult,Slightly difficult,0,4,Slightly difficult,Difficult,Difficult,1,3,Slightly difficult,Slightly difficult,Slightly difficult,1,4,Not difficult,Slightly difficult,Slightly difficult,1,7,Not difficult,Slightly difficult,Slightly difficult,1,1,Important,Very important,Very important,Not important,Very important,Slightly important,Not important,Slightly important,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Private placement office, -44,No,-44,-44,-44,-44,Yes,5,2,Yes,-44,Yes,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Yes,0,100, -44,0,No,-44,No,90,0,0,0,10,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Did not think it would be approved,1880000,1880000,130000,250000,75000,188000,38000,52500,9000,3000,8000,0,0,307000,320000,451000,470000,1146000,Very severe obstacle,Very severe obstacle,Major obstacle,Major obstacle,No,Yes,Yes,Yes,No,Yes,No,No obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Yes,Yes,Yes,No,No,Customs and Trade Regulations,Tax Rates,Electricity,Major obstacle,Yes,Yes,No,Yes,Yes,No,Yes,-44,-44,Yes,Large impact,Yes,Large impact,-44,-44,Yes,No impact,-44,-44,No,No impact,No,No impact,-44,-44,Yes,Moderated impact,-44,-44,Yes,Large impact,Yes,Large impact,-44,-44,Yes,Moderated impact,-44,-44,No,No impact,Yes,Large impact,-44,-44,Yes,Moderated impact,-44,-44,No,No impact,Yes,Large impact,-44,-44,Yes,Moderated impact,-44,-44,Yes,Large impact,Yes,Large impact,-44,-44,Yes,Moderated impact,-44,-44,No,No impact,No,No impact,-44,-44,Yes,Large impact,-44,-44,Yes,Moderated impact,Yes,Large impact,-44,-44,Yes,Large impact,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,Yes,No,Yes,No,-44,-44,Yes,No,No,Somewhat truthful,Are taken directly from the establishment's records, 13844,44,Dominica,Dominica,Hotel and restaurants,508365,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Female,Male,1959,No,Yes,1959,7,No,-44,-44,No,-44,-44,No,-44,-44,Yes,20,No,Yes,0,1,1,-44,No,-44,-44,-44,-44,Yes,9,1,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,25,45,30,0,Large private firms (more than 100 employees),35,40,25,accomodation,75,National,5,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,85,15,Yes,14,No,No,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Major obstacle,Moderate obstacle,-44, -44,Tend to disagree,Strongly disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,4,Yes,5,No,Yes,5,0,-44,Yes,13,No,No,-44,-44,Yes,0,2,15,18,6,6,4,2,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,6,30000,5,28000,5,35000,1,22000,1,21000,1,25000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,12000,1,10800,1,14300,0,-77,0,-77,0,-77,6,9700,5,9600,5,10800,0,-77,0,-77,0,-77,4,9500,5,9100,5,11000,New production methods, -44,Post graduated,University graduate,University graduate,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Important,Important,Critical,Important,Very important,Important,Important,Important,Important,Important,Important,Important,Not important,Slightly important,Important,Critical,Critical,Critical,Important,Important,Critical,Critical,Important,Slightly important,Critical,Slightly important,Important,Important,Important,Slightly important,Very important,Slightly important,Important,Very important,Very important,Important,Very important,Very important,Important,Important,Important,Important,Critical,Important,Very important,Important,Critical,Critical,Critical,Very important,Critical,Important,Not important,Very important,Slightly important,Important,Important,Slightly important,Slightly important,Important,Important,Very important,Important,Slightly important,Very important,Not important,Not important,Slightly important,Important,Important,Critical,Critical,Very important,Very important,Slightly important,Slightly important,Very important,Important,Not important,Slightly important,Not difficult,Very difficult,Slightly difficult,0,22,Slightly difficult,Very difficult,Very difficult,0,15,Difficult,Difficult,Slightly difficult,1,6,Slightly difficult,Slightly difficult,Slightly difficult,1,2,Slightly difficult,Not difficult,Slightly difficult,0,5,Slightly difficult,Slightly difficult,Slightly difficult,0,9,Not difficult,Slightly difficult,Slightly difficult,0,9,Not difficult,Difficult,Slightly difficult,0,4,Not difficult,Not difficult,Not difficult,1,2,Very important,Very important,Very important,Slightly important,Important,Slightly important,Not important,Slightly important,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Public announcement/advertisement, -44,No,-44,-44,-44,-44,Yes,2,2,Yes,-44,Yes,Moderate obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,No obstacle,Minor obstacle,No,0,100, -44,0,No,-44,No,90,0,0,0,10,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Application procedures for loans or line of credit are compl,2720000,2860000,1258400,180000,57000,171600,118000,14500,1000,1000,1000,0,0,520000,494000,658000,772000,1750000,No obstacle,Minor obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Macroeconomic environment,Customs and Trade Regulations,Transportation,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Community based organization, -44,Financial magement and tax and customs administration, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are taken directly from the establishment's records, 13890,90,Dominica,Dominica,Transport,508411,No,-44,-44,-44,-44,Partnership (including limited liability companies), -44,25,100,0,0,0,Predominantly men,No,No,23,Makes major strategic and fiancial decisions,7,4,Predominantly women,Male,Female,Male,2007,No,Yes,2007,6,No,-44,-44,No,-44,-44,No,-44,-44,Yes,23,No,Yes,2,2,0,-44,Yes,1,0,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,50,50,0,0,Small private firms (less than 20 employees),30,40,30,custom broker,100,International,10,Decreased,Increased,More than 5,35,65,0,2008,jamaica,85,sweden,5,9,0,0,60,40,Yes,16,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Major obstacle,Minor obstacle,No obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,Yes,1,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,16,18,6,6,4,2,2,1,1,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,2,6,32000,5,32000,4,38000,1,25000,2,22000,1,29000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,11000,1,10100,1,13100,0,-77,0,-77,0,-77,6,9800,7,9700,7,10800,0,-77,0,-77,0,-77,4,9400,4,8900,4,10100,New production methods, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Very important,Important,Critical,Very important,Important,Important,Important,Slightly important,Important,Important,Important,Slightly important,Slightly important,Not important,Important,Very important,Critical,Critical,Important,Very important,Critical,Critical,Important,Important,Critical,Slightly important,Important,Important,Not important,Not important,Slightly important,Important,Critical,Critical,Very important,Slightly important,Very important,Very important,Important,Important,Important,Important,Very important,Slightly important,Critical,Important,Critical,Critical,Very important,Very important,Critical,Not important,Not important,Very important,Not important,Slightly important,Very important,Slightly important,Slightly important,Slightly important,Important,Very important,Slightly important,Important,Very important,Slightly important,Not important,Not important,Important,Important,Very important,Critical,Critical,Very important,Slightly important,Not important,Very important,Important,Slightly important,Slightly important,Not difficult,Almost impossible,Difficult,1,19,Not difficult,Very difficult,Difficult,1,7,Slightly difficult,Difficult,Difficult,1,8,Slightly difficult,Slightly difficult,Slightly difficult,0,3,Slightly difficult,Slightly difficult,Slightly difficult,1,6,Not difficult,Slightly difficult,Slightly difficult,1,8,Slightly difficult,Slightly difficult,Difficult,0,2,Not difficult,Not difficult,Slightly difficult,0,2,Not difficult,Not difficult,Not difficult,0,2,Important,Slightly important,Important,Not important,Slightly important,Not important,Not important,Not important,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,Private placement office, -44,No,-44,-44,-44,-44,Yes,2,2,No,The benefits of training are small than the costs,Yes,Major obstacle,Major obstacle,Major obstacle,Very severe obstacle,No obstacle,No obstacle,No,0,100, -44,0,Yes,10,Yes,90,0,0,0,10,0,0,0,0,0,0,0,0, -44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Did not think it would be approved,870000,850000,340000,410000,22000,34000,3000,16000,2000,1000,1000,119000,0,125000,194000,187000,281000,546000,Moderate obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,No obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Access to finance,"Crime, theft and disorder",Practices of competitors in the informal sector,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Community based organization, -44,technological and Innovation Support, -44,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Truthful,Are taken directly from the establishment's records, 138121,121,Dominica,Dominica,Chemicals,508442,Yes,3,Establishment physically separated from HQ and other establi,Yes,-44,Sole proprietorship, -44,100,0,100,0,0,All women,Yes,Not applicable,100,Makes major strategic and fiancial decisions,26,1,Equally men and women,Male,Male,Female,1975,No,Yes,1975,7,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,2,1,-44,No,-44,-44,-44,-44,Yes,1,2,1,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,100,100,75,0,0, -44,15,45,40,0,Others,20,50,30,tooth powder,55,National,5,Increased,Remained the same,More than 5,80,20,0,1976,jamaica,45,south korea,25,6,0,0,100,0,-44,-44,No,No,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,Yes,No,Minor obstacle,No obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Minor obstacle,Major obstacle,No obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,-44, -44,Tend to agree,Strongly disagree,Tend to disagree,Tend to agree,Yes,No,-44,-44,-44,-44,Yes,1,-44,Yes,2,-44,Yes,1,Outside working hours,Firearm/gun,Goods or stock,50000,Gang related,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,2,Outside working hours,Firearm/gun,Other company property,200,Gang related,No,No,-44,Yes,3,Outside working hours,Firearm/gun,Other company property,6500,Group of criminals,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,No,Yes,Yes,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,No,-44,-44,No,-44,0,-44,Yes,12,No,No,-44,-44,No,-44,-44,8,18,6,6,4,2,5,1,1,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,2,6,29000,5,27000,4,31000,1,31000,1,31000,1,34000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,10000,1,9000,1,10900,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,6,9400,6,9100,7,10700,4,10000,5,9700,4,11400,-44, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Completed secondary,Completed primary school,Very important,Slightly important,Critical,Very important,Important,Important,Important,Slightly important,Important,Important,Important,Important,Slightly important,Slightly important,Important,Critical,Very important,Critical,Important,Important,Critical,Critical,Important,Important,Critical,Not important,Slightly important,Slightly important,Not important,Not important,Important,Very important,Critical,Critical,Very important,Important,Important,Important,Slightly important,Very important,Very important,Important,Critical,Important,Critical,Important,Critical,Critical,Critical,Very important,Critical,Slightly important,Slightly important,Important,Not important,Very important,Very important,Not important,Not important,Slightly important,Slightly important,Slightly important,Important,Important,Important,Not important,Slightly important,Slightly important,Important,Important,Critical,Critical,Very important,Critical,Not important,Slightly important,Very important,Important,Not important,Not important,Not difficult,Almost impossible,Slightly difficult,0,22,Slightly difficult,Very difficult,Slightly difficult,0,5,Slightly difficult,Difficult,Difficult,0,4,Slightly difficult,Not difficult,Slightly difficult,1,3,Slightly difficult,Slightly difficult,Slightly difficult,0,8,Not difficult,Difficult,Slightly difficult,0,10,Not difficult,Difficult,Slightly difficult,0,7,Slightly difficult,Slightly difficult,Slightly difficult,1,4,Not difficult,Not difficult,Not difficult,0,1,Important,Important,Important,Important,Important,Not important,Slightly important,Not important,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,No obstacle,Private placement office, -44,No,-44,-44,-44,-44,Yes,3,2,Yes,-44,Yes,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,No obstacle,Minor obstacle,No,100,0, -44,0,Yes,14,No,75,0,0,0,25,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,3,3,Problems with credit history/report,-44,500000,530000,233200,249100,27000,42400,47700,106000,0,0,0,0,0,391000,198000,550000,300000,1595000,Moderate obstacle,Very severe obstacle,No obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Major obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Access to finance,Customs and Trade Regulations,Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Community based organization, -44,Marketing and Operations support, -44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 13898,98,Dominica,Dominica,Hotel and restaurants,508419,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Female,1985,No,Yes,1985,26,No,-44,-44,No,-44,-44,No,-44,-44,Yes,24,No,Yes,1,2,0,-44,No,-44,-44,-44,-44,Yes,2,0,0,-44,No,-44,-44,-44,-44,No,-44,No,Yes,Yes,0,-44,-44,100,0, -44,35,55,10,0,Others,30,45,25,accomodation,70,International,10,Increased,Remained the same,More than 5,30,70,0,1986,trinidad and tobago,65,sweden,30,10,0,4,40,60,No,-44,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,Yes,No,No,No,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,Yes,2,No,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,5,2,5,19,7,6,4,2,1,1,0,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,2,7,36000,6,36000,6,40000,1,19000,2,18000,1,21000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,12000,1,11000,1,12900,0,-77,0,-77,0,-77,6,11000,5,9800,5,12500,0,-77,0,-77,0,-77,4,9800,4,9100,4,11100,Increase/decreased demand for goods, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed secondary,Completed primary school,Important,Slightly important,Critical,Very important,Very important,Important,Slightly important,Important,Important,Important,Important,Important,Not important,Not important,Very important,Very important,Critical,Very important,Important,Important,Critical,Critical,Important,Important,Critical,Not important,Slightly important,Very important,Slightly important,Not important,Slightly important,Slightly important,Important,Critical,Critical,Important,Very important,Very important,Very important,Slightly important,Very important,Important,Critical,Important,Critical,Important,Critical,Very important,Very important,Very important,Critical,Not important,Not important,Important,Not important,Important,Important,Slightly important,Slightly important,Slightly important,Very important,Very important,Very important,Important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Very important,Very important,Critical,Very important,Important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Not difficult,Difficult,Difficult,1,25,Slightly difficult,Difficult,Difficult,0,9,Slightly difficult,Slightly difficult,Difficult,0,9,Not difficult,Slightly difficult,Slightly difficult,1,3,Slightly difficult,Not difficult,Slightly difficult,1,10,Not difficult,Difficult,Slightly difficult,1,9,Not difficult,Slightly difficult,Slightly difficult,0,2,Not difficult,Slightly difficult,Slightly difficult,1,8,Slightly difficult,Not difficult,Not difficult,1,1,Critical,Very important,Important,Slightly important,Important,Slightly important,Not important,Not important,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Public placement office, -44,No,-44,-44,-44,-44,Yes,1,2,No,The firm does not have enough information about training pro,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,14,No,80,0,0,0,20,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Did not think it would be approved,2480000,2610000,1148400,300000,128000,78300,35000,28500,4000,3000,3000,0,0,540000,576000,783000,914000,1754000,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,Minor obstacle,No obstacle,Major obstacle,No obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Cost of finance,Inadequately educated workforce,Practices of competitors in the informal sector,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Private independent fund, -44,technological and Innovation Support, -44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are estimates computed with some precision, 138118,118,Dominica,Dominica,Information technology,508439,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Female,Male,1965,No,Yes,1965,5,No,-44,-44,No,-44,-44,No,-44,-44,Yes,40,No,Yes,1,3,0,-44,No,-44,-44,-44,-44,Yes,3,0,1,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,10,55,35,0,Individuals,10,40,50,internet services,60,Local,5,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,30,70,Yes,15,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to agree,Tend to agree,Tend to disagree,Yes,No,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,No,Yes,0,Yes,2,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,12,19,7,6,4,2,1,2,1,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,2,7,39000,7,35000,7,44000,1,31000,2,28000,1,36000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,9900,1,9400,1,10800,0,-77,0,-77,0,-77,6,9200,6,8300,6,10600,0,-77,0,-77,0,-77,4,9300,4,8400,4,10100,New products require new skills, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Completed secondary,Not applicable,Not applicable,Completed secondary,Completed primary school,Important,Important,Very important,Very important,Important,Important,Slightly important,Important,Important,Important,Slightly important,Important,Slightly important,Not important,Very important,Very important,Very important,Very important,Slightly important,Important,Very important,Critical,Important,Slightly important,Critical,Slightly important,Important,Slightly important,Not important,Not important,Important,Important,Important,Critical,Very important,Important,Very important,Important,Slightly important,Important,Slightly important,Important,Critical,Important,Very important,Important,Critical,Very important,Critical,Critical,Critical,Important,Slightly important,Important,Slightly important,Important,Very important,Slightly important,Important,Not important,Very important,Important,Slightly important,Important,Important,Not important,Not important,Slightly important,Very important,Very important,Very important,Critical,Critical,Very important,Not important,Slightly important,Important,Important,Not important,Slightly important,Slightly difficult,Very difficult,Difficult,1,19,Slightly difficult,Very difficult,Difficult,0,15,Not difficult,Difficult,Slightly difficult,0,7,Slightly difficult,Difficult,Slightly difficult,1,3,Slightly difficult,Slightly difficult,Slightly difficult,0,7,Not difficult,Very difficult,Slightly difficult,1,6,Not difficult,Difficult,Difficult,0,10,Not difficult,Slightly difficult,Not difficult,0,7,Not difficult,Not difficult,Not difficult,0,1,Very important,Very important,Very important,Not important,Critical,Not important,Not important,Slightly important,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,Public placement office, -44,No,-44,-44,-44,-44,No,-44,-44,No,The firm cannot afford the optimal level of training,Yes,Minor obstacle,Moderate obstacle,No obstacle,Major obstacle,Major obstacle,No obstacle,Yes,0,100, -44,0,No,-44,No,65,0,0,0,35,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,2,2,Collateral or cosigners unacceptable,-44,1750000,1880000,789600,500000,83000,94000,210000,19000,3000,1000,4000,0,0,307000,427000,451000,602000,1204000,Minor obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Very severe obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,No obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,Tax Rates,Macroeconomic environment,Inadequately educated workforce,Minor obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Community based organization, -44,Financial magement and tax and customs administration, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Somewhat truthful,Are taken directly from the establishment's records, 13889,89,Dominica,Dominica,Wholesale,508410,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Female,Female,Female,1998,No,Yes,1998,12,No,-44,-44,No,-44,-44,No,-44,-44,Yes,60,No,Yes,1,2,1,-44,No,-44,-44,-44,-44,Yes,8,1,0,-44,No,-44,-44,-44,-44,Yes,5,Yes,No,Yes,0,-44,-44,100,0, -44,45,45,10,0,Small private firms (less than 20 employees),30,30,40,office supplies,70,National,15,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,75,25,No,-44,No,No,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,Yes,No,No,Yes,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,No obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,10,Yes,1,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,2,20,5,7,5,3,3,3,2,1,6,3,2,1,0,0,0,0,0,1,1,1,2,0,2,8,38000,7,37000,7,43000,1,30000,1,28000,1,33000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,10000,1,9800,1,11000,1,11000,1,11000,1,12300,9,11000,10,10200,10,12300,0,-77,0,-77,0,-77,6,9400,7,8500,6,10200,Increase/decreased demand for goods, -44,University graduate,University graduate,University graduate,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed secondary,Completed secondary,Completed college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Very important,Not important,Critical,Important,Important,Important,Important,Slightly important,Very important,Very important,Slightly important,Slightly important,Not important,Important,Slightly important,Critical,Very important,Very important,Important,Important,Critical,Very important,Important,Important,Critical,Slightly important,Important,Important,Slightly important,Not important,Important,Important,Important,Critical,Very important,Important,Important,Very important,Very important,Important,Important,Very important,Very important,Important,Very important,Very important,Critical,Critical,Very important,Critical,Critical,Slightly important,Not important,Very important,Not important,Important,Important,Important,Slightly important,Slightly important,Important,Important,Important,Slightly important,Very important,Not important,Slightly important,Slightly important,Very important,Important,Very important,Critical,Critical,Very important,Slightly important,Slightly important,Very important,Important,Slightly important,Not important,Not difficult,Very difficult,Very difficult,0,25,Slightly difficult,Very difficult,Slightly difficult,0,6,Slightly difficult,Difficult,Slightly difficult,0,8,Slightly difficult,Slightly difficult,Slightly difficult,0,2,Slightly difficult,Slightly difficult,Slightly difficult,0,2,Not difficult,Slightly difficult,Difficult,0,5,Slightly difficult,Difficult,Slightly difficult,1,3,Slightly difficult,Difficult,Slightly difficult,0,8,Not difficult,Slightly difficult,Not difficult,0,2,Important,Very important,Not important,Important,Very important,Not important,Not important,Slightly important,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,Through family/friends, -44,No,-44,-44,-44,-44,No,-44,-44,No,The firm cannot afford the optimal level of training,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,Yes,13,No,80,0,0,0,20,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Application procedures for loans or line of credit are compl,2490000,2800000,1148000,450000,112000,84000,217000,81000,6000,4000,4000,0,0,400000,675000,588000,1008000,1541000,No obstacle,Minor obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,No obstacle,Minor obstacle,No obstacle,Moderate obstacle,No obstacle,No obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Political environment,Macroeconomic environment,Transportation,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not aware of this type of assistance and don't know it advan, -44,-44,-44, -44,-44, -44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 13833,33,Dominica,Dominica,Hotel and restaurants,508354,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,95,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Female,Male,Female,1969,No,Yes,1969,11,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,4,3,1,-44,No,-44,-44,-44,-44,Yes,4,2,0,-44,No,-44,-44,-44,-44,No,-44,No,Yes,Yes,0,-44,-44,100,0, -44,0,70,30,0,Large private firms (more than 100 employees),20,55,25,accomodation,75,Local,5,Increased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,40,60,Yes,14,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,Yes,Yes,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,Outside working hours,Firearm/gun,Goods or stock,20000,Gang related,Yes,Yes,-44,Yes,3,During working hours,Other,Other,350,Gang related,No,No,Not enough police/not enough resources,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,3,Outside working hours,Firearm/gun,Money,9000,Gang related,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,Yes,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,Yes,3,No,Yes,10,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,4,21,6,7,5,3,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3,6,41000,5,41000,5,45000,1,30000,2,30000,1,33000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,11000,1,9800,1,12200,1,11000,1,10600,1,12600,7,10000,7,9100,7,11200,0,-77,0,-77,0,-77,5,10000,5,9400,5,11300,-44, -44,University graduate,Post graduated,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Important,Slightly important,Very important,Critical,Important,Important,Slightly important,Important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Slightly important,Very important,Very important,Critical,Important,Very important,Very important,Critical,Important,Very important,Critical,Slightly important,Very important,Slightly important,Not important,Slightly important,Very important,Important,Slightly important,Critical,Very important,Important,Important,Very important,Very important,Important,Very important,Important,Very important,Important,Critical,Important,Critical,Critical,Critical,Critical,Very important,Not important,Slightly important,Very important,Slightly important,Important,Very important,Slightly important,Important,Slightly important,Important,Important,Slightly important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Important,Critical,Critical,Critical,Critical,Slightly important,Not important,Important,Important,Not important,Slightly important,Slightly difficult,Very difficult,Difficult,0,14,Slightly difficult,Very difficult,Difficult,0,8,Not difficult,Difficult,Difficult,0,2,Not difficult,Slightly difficult,Slightly difficult,0,1,Slightly difficult,Difficult,Not difficult,0,5,Slightly difficult,Difficult,Slightly difficult,0,4,Slightly difficult,Difficult,Difficult,1,9,Slightly difficult,Slightly difficult,Slightly difficult,1,7,Slightly difficult,Not difficult,Not difficult,0,1,Important,Important,Important,Slightly important,Very important,Not important,Not important,Not important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,Schoold related network, -44,No,-44,-44,-44,-44,No,-44,-44,No,The firm is affraid of investing in workers that after the t,Yes,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Yes,0,100, -44,0,No,-44,No,85,0,0,0,15,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,2,2,Insufficient profitability,-44,1320000,1330000,585200,190000,53000,133000,64000,32000,5000,2000,6000,0,0,205000,325000,266000,532000,364000,Very severe obstacle,Very severe obstacle,No obstacle,Very severe obstacle,No,Yes,Yes,Yes,No,No,No,No obstacle,No obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,No obstacle,Major obstacle,No obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Practices of competitors in the informal sector,Cost of finance,Access to land for expansion / relocation,No obstacle,Yes,Yes,Yes,Yes,Yes,No,Yes,Yes,Large impact,Yes,Large impact,No,No impact,-44,-44,No,No impact,Yes,Large impact,Yes,Large impact,Yes,Moderated impact,-44,-44,No,No impact,Yes,Moderated impact,Yes,Large impact,Yes,Large impact,-44,-44,Yes,Moderated impact,Yes,Large impact,Yes,Moderated impact,No,No impact,-44,-44,Yes,Moderated impact,Yes,Large impact,No,No impact,Yes,Large impact,-44,-44,No,No impact,Yes,Large impact,Yes,Moderated impact,Yes,Moderated impact,-44,-44,No,Large impact,Yes,Large impact,No,No impact,Yes,Moderated impact,-44,-44,Yes,Moderated impact,Yes,Moderated impact,Yes,Large impact,Yes,Moderated impact,-44,-44,Yes,Large impact,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Truthful,Are taken directly from the establishment's records, 13845,45,Dominica,Dominica,Hotel and restaurants,508366,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,35,100,0,0,0,Predominantly men,No,No,20,Delegates decisions to other partners,3,1,Equally men and women,Female,Male,Male,2004,No,Yes,2004,13,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,2,2,-44,No,-44,-44,-44,-44,Yes,2,0,0,-44,No,-44,-44,-44,-44,No,-44,No,Yes,Yes,0,-44,-44,100,0, -44,20,65,15,0,Small private firms (less than 20 employees),25,40,35,accomodation,95,National,5,Remained the same,Increased,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,50,50,Yes,3,No,No,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,Yes,No,Yes,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Major obstacle,-44, -44,Strongly disagree,Tend to agree,Tend to agree,Tend to disagree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,No,-44,-44,No,-44,0,-44,Yes,8,No,No,-44,-44,No,-44,-44,2,21,6,7,5,3,1,1,0,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,6,42000,5,41000,4,47000,1,28000,2,27000,1,33000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,9700,1,9900,1,11100,1,9000,1,8100,1,10100,7,8300,8,8100,8,9200,0,-77,0,-77,0,-77,5,9700,6,9100,5,11400,Increase/decreased demand for goods, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Completed secondary,Started but did not complete college/vocational training,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Important,Slightly important,Critical,Critical,Very important,Important,Slightly important,Very important,Very important,Important,Important,Important,Slightly important,Slightly important,Important,Critical,Very important,Critical,Slightly important,Important,Very important,Critical,Slightly important,Very important,Critical,Not important,Important,Very important,Not important,Important,Important,Slightly important,Very important,Critical,Critical,Important,Very important,Important,Important,Slightly important,Very important,Very important,Critical,Important,Critical,Slightly important,Critical,Critical,Very important,Critical,Critical,Slightly important,Not important,Important,Slightly important,Important,Important,Slightly important,Not important,Important,Important,Important,Slightly important,Slightly important,Slightly important,Not important,Slightly important,Slightly important,Very important,Important,Very important,Very important,Critical,Critical,Not important,Slightly important,Important,Important,Not important,Not important,Slightly difficult,Very difficult,Difficult,0,16,Slightly difficult,Very difficult,Difficult,0,11,Slightly difficult,Difficult,Slightly difficult,1,3,Slightly difficult,Slightly difficult,Slightly difficult,1,3,Slightly difficult,Difficult,Slightly difficult,0,3,Not difficult,Slightly difficult,Very difficult,0,2,Not difficult,Slightly difficult,Slightly difficult,0,7,Slightly difficult,Not difficult,Slightly difficult,1,7,Not difficult,Not difficult,Slightly difficult,0,1,Important,Very important,Very important,Not important,Critical,Not important,Slightly important,Not important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,No obstacle,Minor obstacle,Public placement office, -44,Yes to both,No,-44,No,-44,Yes,3,2,No,The firm does not have enough information about training pro,Yes,Major obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Major obstacle,Minor obstacle,No,0,100, -44,0,Yes,10,Yes,45,28,7,0,20,0,0,0,0,0,0,0,0, -44,50,50,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Line of credit,2009,100000,12,48,Private commercial banks,Yes,No,Yes,No,Yes,No, -44,125,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,400000,420000,168000,150000,19000,21000,21000,3000,0,0,0,42000,0,78000,96000,97000,122000,106000,No obstacle,Minor obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,No obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Access to finance,Corruption,Customs and Trade Regulations,Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Local business association, -44,"General management, Business development and Strategies supp", -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,Truthful,Are taken directly from the establishment's records, 13850,50,Dominica,Dominica,Transport,508371,No,-44,-44,-44,-44,Partnership (including limited liability companies), -44,40,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly women,Male,Female,Male,2004,No,Yes,2004,10,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,2,0,-44,Yes,1,0,0,-44,Yes,3,1,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,45,45,10,0,Others,25,55,20,air transport,100,National,10,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,75,25,Yes,4,No,Yes,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,Yes,No obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,3,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,4,Yes,5,No,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,0,2,12,21,6,7,5,3,1,1,0,1,3,2,1,0,0,0,0,0,0,1,1,1,0,0,3,8,48000,8,46000,8,53000,1,31000,2,29000,1,33000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,9600,1,9700,1,11000,1,11000,1,9900,1,12500,8,8700,9,8300,9,10300,0,-77,0,-77,0,-77,5,9900,5,9100,5,10700,Increase/decreased demand for goods, -44,University graduate,Post graduated,Post graduated,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed secondary,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Important,Important,Very important,Very important,Very important,Important,Important,Slightly important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Slightly important,Very important,Very important,Critical,Important,Important,Very important,Critical,Slightly important,Very important,Critical,Slightly important,Very important,Slightly important,Slightly important,Not important,Important,Very important,Important,Critical,Very important,Important,Critical,Important,Important,Important,Important,Important,Very important,Important,Critical,Important,Critical,Critical,Critical,Critical,Critical,Slightly important,Slightly important,Important,Not important,Important,Important,Slightly important,Slightly important,Slightly important,Very important,Important,Very important,Slightly important,Important,Slightly important,Slightly important,Not important,Important,Very important,Critical,Critical,Critical,Critical,Important,Slightly important,Important,Important,Not important,Slightly important,Not difficult,Difficult,Slightly difficult,1,9,Slightly difficult,Very difficult,Difficult,1,15,Not difficult,Difficult,Slightly difficult,0,4,Slightly difficult,Not difficult,Difficult,1,1,Slightly difficult,Not difficult,Slightly difficult,0,6,Slightly difficult,Difficult,Slightly difficult,1,8,Not difficult,Difficult,Difficult,0,8,Not difficult,Not difficult,Not difficult,0,5,Slightly difficult,Slightly difficult,Not difficult,0,2,Very important,Slightly important,Very important,Important,Important,Not important,Not important,Slightly important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,No obstacle,Minor obstacle,Public placement office, -44,No,-44,-44,-44,-44,Yes,0,2,Yes,-44,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,13,No,40,16,4,0,40,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Application procedures for loans or line of credit are compl,2600000,2920000,1314000,630000,93000,175200,112000,64000,11000,13000,8000,0,0,426000,494000,584000,642000,1180000,Minor obstacle,Minor obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Very severe obstacle,No obstacle,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,Minor obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Tax Rates,Cost of finance,Moderate obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Too many strings attached, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 13832,32,Dominica,Dominica,Hotel and restaurants,508353,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Male,2002,No,Yes,2002,1,No,-44,-44,No,-44,-44,No,-44,-44,Yes,54,No,Yes,0,1,1,-44,Yes,2,0,0,-44,Yes,3,0,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,25,60,15,0,Government or government agencies (including state-owned ent,25,40,35,restaurant,100,National,15,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,50,50,Yes,15,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to agree,Tend to disagree,Yes,No,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,Yes,1,No,Yes,0,0,-44,Yes,10,No,No,-44,-44,Yes,0,2,2,21,6,7,5,3,1,1,1,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,6,43000,5,40000,5,47000,1,28000,1,27000,1,33000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,12000,1,10900,1,14000,1,10000,1,10200,1,10800,7,8400,7,7800,7,9800,0,-77,0,-77,0,-77,5,9300,6,8500,5,10000,-44, -44,University graduate,Completed college/vocational training,University graduate,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Completed secondary,Important,Important,Very important,Important,Very important,Important,Slightly important,Slightly important,Slightly important,Very important,Important,Important,Important,Slightly important,Important,Critical,Critical,Critical,Very important,Very important,Critical,Critical,Very important,Important,Very important,Slightly important,Slightly important,Important,Slightly important,Important,Slightly important,Important,Important,Critical,Critical,Important,Very important,Important,Important,Important,Slightly important,Very important,Very important,Important,Critical,Slightly important,Very important,Very important,Very important,Very important,Very important,Not important,Not important,Very important,Slightly important,Very important,Important,Not important,Not important,Slightly important,Important,Very important,Slightly important,Slightly important,Important,Not important,Slightly important,Slightly important,Important,Very important,Very important,Very important,Critical,Very important,Not important,Slightly important,Very important,Important,Slightly important,Not important,Not difficult,Very difficult,Difficult,1,24,Slightly difficult,Very difficult,Difficult,0,15,Slightly difficult,Difficult,Difficult,0,7,Slightly difficult,Slightly difficult,Slightly difficult,1,1,Slightly difficult,Slightly difficult,Slightly difficult,1,9,Slightly difficult,Difficult,Difficult,0,8,Not difficult,Slightly difficult,Very difficult,1,10,Not difficult,Slightly difficult,Slightly difficult,1,9,Slightly difficult,Not difficult,Slightly difficult,0,2,Important,Very important,Very important,Slightly important,Important,Not important,Slightly important,Slightly important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,No obstacle,Moderate obstacle,Minor obstacle,No obstacle,Public placement office, -44,No,-44,-44,-44,-44,Yes,4,2,Yes,-44,Yes,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,No obstacle,No,0,100, -44,0,Yes,7,No,95,0,0,0,5,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,Yes,Line of credit,2011,0,13,12,Other,Yes,Yes,No,No,No,No, -44,150,Yes,2,1,Incompleteness of loan application,-44,1100000,1250000,130000,350000,46000,37500,18000,20000,1000,4000,3000,0,0,195000,279000,275000,388000,586000,No obstacle,Very severe obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,Moderate obstacle,No obstacle,Very severe obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,Customs and Trade Regulations,Political environment,Electricity,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Community based organization, -44,Marketing and Operations support, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 13837,37,Dominica,Dominica,Transport,508358,No,-44,-44,-44,-44,Partnership (including limited liability companies), -44,50,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Female,Male,2006,No,Yes,2006,7,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,1,0,-44,Yes,1,0,0,-44,No,-44,-44,-44,-44,Yes,1,1,1,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,25,40,35,0,Individuals,25,70,5,travel agent,95,National,15,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,40,60,Yes,9,Yes,Yes,No,No,Yes,Yes,-44,-44, -44,-44,No,Yes,No,No,No,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,Important,Slightly important,Important,Very Important,Important,Important,Important,Yes,100,No,-44,No,-44,No,No,0,-44,Yes,No,No,No,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to agree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,No,No,No,No,-44,-44,No,-44,-44,No,Yes,No,4,Yes,5,No,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,0,2,20,23,7,8,5,3,1,1,0,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,7,44000,7,40000,6,51000,1,27000,2,26000,1,31000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,11000,1,10200,1,12900,1,11000,1,9900,1,13100,8,9400,7,9000,7,10100,0,-77,0,-77,0,-77,5,9500,6,9700,5,11000,New products require new skills, -44,University graduate,Completed college/vocational training,University graduate,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed secondary,Not applicable,Not applicable,Completed secondary,Completed secondary,Important,Important,Critical,Important,Very important,Important,Important,Slightly important,Very important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Important,Critical,Very important,Very important,Important,Important,Critical,Critical,Slightly important,Important,Very important,Slightly important,Important,Important,Not important,Slightly important,Very important,Important,Slightly important,Critical,Critical,Slightly important,Very important,Very important,Slightly important,Very important,Very important,Important,Very important,Important,Critical,Important,Critical,Critical,Very important,Very important,Critical,Slightly important,Not important,Very important,Not important,Important,Important,Not important,Slightly important,Slightly important,Very important,Very important,Slightly important,Slightly important,Very important,Not important,Slightly important,Not important,Slightly important,Important,Critical,Critical,Critical,Critical,Slightly important,Slightly important,Important,Important,Slightly important,Slightly important,Not difficult,Difficult,Difficult,1,8,Slightly difficult,Very difficult,Slightly difficult,1,5,Not difficult,Slightly difficult,Slightly difficult,0,8,Slightly difficult,Slightly difficult,Slightly difficult,0,2,Slightly difficult,Not difficult,Slightly difficult,1,8,Not difficult,Difficult,Difficult,1,6,Not difficult,Slightly difficult,Difficult,1,5,Slightly difficult,Slightly difficult,Slightly difficult,1,6,Not difficult,Not difficult,Not difficult,1,2,Very important,Critical,Important,Slightly important,Slightly important,Not important,Slightly important,Not important,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Public placement office, -44,No,-44,-44,-44,-44,Yes,1,2,Yes,-44,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,Yes,15,No,90,0,0,0,10,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Interest rates are not favorable,2000000,2220000,1021200,976800,24000,133200,20000,57500,5000,4000,6000,0,0,425000,440000,599000,710000,1144000,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,No obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Very severe obstacle,Moderate obstacle,-44,-44,-44,-44,-44,"Crime, theft and disorder",Labor Regulations,Access to land for expansion / relocation,No obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Local business association, -44,technological and Innovation Support, -44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Yes,No,No,Truthful,Are taken directly from the establishment's records, 13855,55,Dominica,Dominica,Food,508376,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly women,Male,Male,Male,1964,No,Yes,1964,7,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,9,3,1,-44,No,-44,-44,-44,-44,Yes,3,4,1,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,100,90,125,0,0, -44,30,55,15,0,Individuals,20,45,35,bay oil,60,Local,5,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,95,5,Yes,14,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,Yes,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to agree,Tend to disagree,Yes,Yes,No,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,Yes,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,2,Yes,1,No,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,0,2,9,24,7,8,6,3,0,0,2,2,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,7,46000,7,43000,7,53000,1,22000,1,22000,1,24000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,9500,1,8500,1,11000,1,12000,1,12100,1,13300,0,-77,0,-77,0,-77,8,11000,8,11200,9,12200,6,9600,6,9400,6,10700,-44, -44,University graduate,University graduate,Post graduated,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed secondary,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Completed secondary,Completed secondary,Slightly important,Slightly important,Critical,Very important,Important,Important,Important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Very important,Critical,Very important,Important,Slightly important,Very important,Critical,Important,Important,Critical,Important,Very important,Slightly important,Not important,Slightly important,Very important,Important,Critical,Critical,Critical,Very important,Important,Slightly important,Slightly important,Important,Important,Important,Critical,Important,Critical,Important,Critical,Critical,Critical,Very important,Critical,Slightly important,Slightly important,Very important,Not important,Important,Important,Important,Important,Slightly important,Slightly important,Important,Very important,Slightly important,Important,Not important,Not important,Slightly important,Very important,Important,Critical,Very important,Critical,Very important,Slightly important,Important,Important,Very important,Slightly important,Slightly important,Not difficult,Very difficult,Difficult,0,14,Not difficult,Very difficult,Difficult,0,11,Slightly difficult,Difficult,Slightly difficult,1,2,Slightly difficult,Slightly difficult,Slightly difficult,1,1,Slightly difficult,Not difficult,Slightly difficult,1,2,Slightly difficult,Very difficult,Slightly difficult,1,3,Not difficult,Very difficult,Slightly difficult,0,8,Slightly difficult,Not difficult,Not difficult,0,7,Not difficult,Slightly difficult,Not difficult,0,2,Important,Important,Very important,Important,Important,Not important,Not important,Not important,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Private placement office, -44,No,-44,-44,-44,-44,Yes,1,2,Yes,-44,Yes,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,No,0,100, -44,0,Yes,7,No,75,16,4,0,5,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Collateral requirements for loans or line of credit are unat,1510000,1560000,910000,500000,16000,109200,15000,0,0,0,0,0,0,219000,324000,359000,499000,388000,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,"Crime, theft and disorder",Customs and Trade Regulations,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Community based organization, -44,"General management, Business development and Strategies supp", -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are estimates computed with some precision, 13887,87,Dominica,Dominica,Wholesale,508408,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Male,2005,No,Yes,2005,11,No,-44,-44,No,-44,-44,No,-44,-44,Yes,22,Yes,Yes,2,1,1,-44,No,-44,-44,-44,-44,Yes,2,1,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,25,55,20,0,Medium private firms (20-100 employees),30,40,30,wholesale of household goods,70,National,10,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,30,70,Yes,4,Yes,Yes,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Minor obstacle,Minor obstacle,No obstacle,Major obstacle,No obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,-44, -44,Tend to disagree,Tend to agree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,3,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,No,0,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,11,24,7,8,6,3,4,5,4,2,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3,7,37000,6,37000,5,44000,1,20000,1,19000,1,24000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,9200,1,8500,1,10200,1,10000,1,9000,1,10900,8,8300,7,7500,7,9000,0,-77,0,-77,0,-77,6,9900,7,9700,7,11200,Economic upturn/downturn, -44,University graduate,University graduate,University graduate,Post graduated,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Important,Slightly important,Very important,Very important,Very important,Very important,Slightly important,Slightly important,Important,Important,Slightly important,Important,Important,Slightly important,Important,Very important,Critical,Critical,Important,Important,Very important,Critical,Important,Slightly important,Critical,Not important,Slightly important,Very important,Not important,Not important,Very important,Slightly important,Slightly important,Critical,Very important,Important,Very important,Important,Important,Important,Important,Important,Critical,Important,Critical,Important,Critical,Critical,Very important,Critical,Very important,Slightly important,Not important,Important,Not important,Very important,Important,Slightly important,Not important,Slightly important,Important,Important,Very important,Important,Important,Not important,Not important,Slightly important,Slightly important,Very important,Critical,Critical,Critical,Very important,Important,Slightly important,Important,Important,Slightly important,Not important,Slightly difficult,Very difficult,Difficult,0,22,Slightly difficult,Very difficult,Very difficult,0,10,Slightly difficult,Difficult,Slightly difficult,0,6,Slightly difficult,Not difficult,Difficult,0,1,Slightly difficult,Difficult,Slightly difficult,0,4,Slightly difficult,Difficult,Slightly difficult,1,5,Not difficult,Very difficult,Slightly difficult,1,7,Slightly difficult,Not difficult,Not difficult,0,6,Slightly difficult,Slightly difficult,Not difficult,1,1,Critical,Very important,Very important,Important,Very important,Not important,Slightly important,Slightly important,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Minor obstacle,Private placement office, -44,Yes to fire,No,-44,Yes,1,Yes,0,2,No,Other,Yes,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,No obstacle,Yes,0,100, -44,0,No,-44,No,20,36,9,0,25,0,10,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,2,2,Incompleteness of loan application,-44,7920000,8800000,4610000,450000,88000,352000,442000,53000,4000,4000,5000,0,0,1901000,1739000,2640000,2288000,6574000,Minor obstacle,Very severe obstacle,No obstacle,Major obstacle,Yes,Yes,Yes,No,No,No,No,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,Moderate obstacle,No obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,Macroeconomic environment,Electricity,Practices of competitors in the informal sector,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Local business association, -44,Marketing and Operations support, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Somewhat truthful,Are taken directly from the establishment's records, 13881,81,Dominica,Dominica,Construction,508402,No,-44,-44,-44,-44,Partnership (including limited liability companies), -44,51,0,100,0,0,Predominantly men,No,Yes,40,Delegates decisions to other partners,15,1,Predominantly men,Male,Female,Male,1999,No,Yes,1999,4,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,0,5,2,-44,No,-44,-44,-44,-44,Yes,4,0,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,20,60,20,0,Individuals,20,65,15,construction,85,National,5,Decreased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,40,60,Yes,4,No,No,No,No,Yes,No,Yes,Laboratory or research center, -44,No,No,No,Yes,Yes,No,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,Important,Very Important,Important,Very Important,Important,Slightly important,Very Important,Yes,50,Yes,50,No,-44,Yes,No,100000,-44,No,No,No,No,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,-44, -44,Strongly disagree,Tend to disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,Yes,3,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,9,25,8,8,6,3,5,4,3,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,8,46000,8,42000,7,53000,1,19000,2,18000,1,22000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,11000,1,9900,1,12500,1,11000,1,10200,1,12100,8,12000,8,11700,8,14300,0,-77,0,-77,0,-77,6,9100,6,8900,6,10500,New products require new skills, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed secondary,Completed college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Important,Slightly important,Critical,Very important,Very important,Important,Important,Slightly important,Important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Very important,Very important,Very important,Critical,Important,Very important,Very important,Critical,Very important,Slightly important,Critical,Important,Very important,Important,Slightly important,Slightly important,Important,Important,Slightly important,Critical,Very important,Important,Very important,Important,Very important,Very important,Important,Very important,Very important,Important,Critical,Important,Critical,Very important,Very important,Very important,Critical,Not important,Not important,Very important,Not important,Important,Important,Slightly important,Not important,Slightly important,Slightly important,Important,Slightly important,Important,Important,Not important,Slightly important,Slightly important,Slightly important,Very important,Critical,Critical,Critical,Critical,Not important,Slightly important,Important,Slightly important,Not important,Important,Not difficult,Very difficult,Difficult,1,16,Slightly difficult,Almost impossible,Difficult,1,10,Not difficult,Slightly difficult,Slightly difficult,0,8,Not difficult,Slightly difficult,Slightly difficult,1,2,Slightly difficult,Slightly difficult,Slightly difficult,1,7,Not difficult,Slightly difficult,Slightly difficult,1,10,Slightly difficult,Slightly difficult,Slightly difficult,0,5,Slightly difficult,Slightly difficult,Not difficult,1,10,Slightly difficult,Not difficult,Not difficult,0,2,Important,Important,Important,Not important,Critical,Not important,Slightly important,Not important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Major obstacle,Minor obstacle,No obstacle,Minor obstacle,Private placement office, -44,No,-44,-44,-44,-44,Yes,3,2,No,The firm is affraid of investing in workers that after the t,Yes,Major obstacle,Moderate obstacle,No obstacle,Moderate obstacle,No obstacle,No obstacle,Yes,0,100, -44,0,No,-44,Yes,35,40,10,0,15,0,0,0,0,0,0,0,0, -44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Line of credit,2009,250000,7,30,Other,Yes,Yes,No,No,No,No, -44,125,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,4670000,4620000,1848000,840000,79000,323400,57000,129500,22000,6000,6000,601000,0,1035000,1404000,1294000,1848000,2588000,Major obstacle,Major obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Very severe obstacle,Minor obstacle,No obstacle,Minor obstacle,No obstacle,Very severe obstacle,Minor obstacle,No obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Access to finance,Tax administration,Minor obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Private independent fund, -44,"General management, Business development and Strategies supp", -44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,Yes,Yes,No,Yes,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 13819,19,Dominica,Dominica,Food,508340,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,80,20,80,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,1990,No,Yes,1990,4,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,1,1,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,1,Yes,No,Yes,100,70,65,0,0, -44,15,50,35,0,Individuals,35,55,10,food processing,40,National,5,Remained the same,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,65,35,Yes,10,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,No obstacle,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to agree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,3,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,Yes,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,Yes,1,No,No,-44,0,-44,Yes,5,Yes,No,-44,-44,No,-44,-44,25,25,8,8,6,3,0,0,0,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,8,39000,8,39000,7,45000,1,19000,1,18000,1,21000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,11000,1,10800,1,12200,1,9400,1,8500,1,11100,0,-77,0,-77,0,-77,8,10000,8,10000,8,11900,6,10000,7,10000,7,11600,Increase/decreased demand for goods, -44,Post graduated,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed secondary,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Completed secondary,Started but did not complete secondary,Important,Important,Critical,Important,Very important,Very important,Important,Slightly important,Important,Important,Important,Important,Slightly important,Slightly important,Very important,Very important,Critical,Very important,Important,Important,Very important,Very important,Important,Important,Critical,Not important,Slightly important,Important,Slightly important,Slightly important,Important,Important,Important,Very important,Critical,Very important,Very important,Important,Very important,Important,Very important,Important,Very important,Important,Critical,Important,Very important,Critical,Critical,Very important,Critical,Not important,Slightly important,Important,Not important,Slightly important,Important,Slightly important,Slightly important,Not important,Important,Important,Slightly important,Slightly important,Very important,Not important,Not important,Slightly important,Important,Important,Critical,Critical,Critical,Critical,Not important,Slightly important,Very important,Important,Slightly important,Not important,Not difficult,Almost impossible,Difficult,0,22,Difficult,Very difficult,Difficult,0,6,Not difficult,Difficult,Slightly difficult,0,6,Slightly difficult,Slightly difficult,Slightly difficult,1,1,Slightly difficult,Slightly difficult,Slightly difficult,0,2,Not difficult,Slightly difficult,Slightly difficult,0,6,Slightly difficult,Difficult,Slightly difficult,1,2,Not difficult,Slightly difficult,Difficult,0,10,Not difficult,Not difficult,Not difficult,0,2,Very important,Important,Slightly important,Not important,Very important,Not important,Slightly important,Not important,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,Major obstacle,Moderate obstacle,Minor obstacle,No obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Through family/friends, -44,No,-44,-44,-44,-44,No,-44,-44,No,The firm is affraid of investing in workers that after the t,Yes,Moderate obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,No,0,100, -44,0,No,-44,Yes,65,16,4,0,15,0,0,0,0,0,0,0,0, -44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Line of credit,2011,250000,12,36,"Non-Bank financial institutions (microfinance institutions,",No,-44,-44,-44,-44,-44, -44,-44,Yes,2,1,Incompleteness of loan application,-44,12600000,12600000,6080000,980000,378000,315000,202000,232000,15000,24000,8000,0,1386000,681000,285000,946000,375000,1154000,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,No obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Cost of finance,Customs and Trade Regulations,Macroeconomic environment,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Government based organization, -44,technological and Innovation Support, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,Truthful,Are taken directly from the establishment's records, 13838,38,Dominica,Dominica,Construction,508359,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,65,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Female,Male,1985,No,Yes,1985,9,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,5,2,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,45,35,20,0,Others,35,30,35,construction,95,Local,5,Decreased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,70,30,Yes,14,Yes,Yes,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,Yes,No,No,No,Moderate obstacle,Minor obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,No obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to agree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,Yes,No,No,No,-44,-44,No,-44,-44,No,Yes,No,5,No,-44,-44,Yes,10,0,-44,Yes,15,No,No,-44,-44,Yes,5,2,21,26,8,9,6,3,3,4,2,2,5,3,1,1,0,0,0,0,0,1,1,1,1,0,0,11,39000,11,35000,11,45000,1,25000,2,25000,1,29000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,10000,1,9900,1,11400,1,12000,1,11800,1,13700,10,8700,9,7900,9,9400,0,-77,0,-77,0,-77,7,9100,8,8600,8,10000,Increase/decreased demand for goods, -44,University graduate,University graduate,Post graduated,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed secondary,Not applicable,Not applicable,Completed secondary,Completed primary school,Important,Important,Critical,Important,Important,Important,Important,Important,Slightly important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Critical,Very important,Very important,Important,Important,Very important,Very important,Important,Important,Critical,Slightly important,Important,Important,Not important,Not important,Critical,Important,Important,Critical,Critical,Important,Very important,Important,Important,Very important,Very important,Very important,Very important,Important,Critical,Important,Critical,Critical,Critical,Critical,Critical,Slightly important,Slightly important,Important,Slightly important,Slightly important,Important,Not important,Slightly important,Not important,Very important,Important,Important,Slightly important,Very important,Slightly important,Slightly important,Slightly important,Important,Very important,Very important,Critical,Very important,Very important,Not important,Not important,Important,Important,Not important,Slightly important,Not difficult,Difficult,Difficult,2,18,Slightly difficult,Very difficult,Slightly difficult,1,6,Slightly difficult,Slightly difficult,Slightly difficult,1,10,Slightly difficult,Slightly difficult,Difficult,1,3,Slightly difficult,Slightly difficult,Difficult,1,2,Not difficult,Difficult,Difficult,0,3,Not difficult,Difficult,Difficult,1,10,Slightly difficult,Not difficult,Slightly difficult,0,4,Not difficult,Not difficult,Not difficult,1,2,Important,Very important,Not important,Not important,Very important,Not important,Not important,Not important,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Private placement office, -44,Yes to fire,No,-44,Yes,2,Yes,1,2,Yes,-44,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,No,-44,Yes,85,0,0,0,15,0,0,0,0,0,0,0,0, -44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,2,2,Other objections,-44,7810000,7660000,3753400,1700000,184000,766000,350000,230000,46000,44000,28000,689000,0,1421000,1255000,2221000,1609000,4509000,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Practices of competitors in the informal sector,Corruption,Political environment,Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Local business association, -44,technological and Innovation Support, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 138109,109,Dominica,Dominica,Retail,508430,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Female,2001,No,Yes,2001,10,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,1,1,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,1,Yes,No,Yes,0,-44,-44,100,0, -44,0,55,45,0,Small private firms (less than 20 employees),25,55,20,food,75,Local,15,Increased,Remained the same,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,85,15,Yes,11,Yes,No,No,No,Yes,No,Yes,Other company of the sector, -44,No,No,Yes,Yes,No,Yes,Yes,Yes,Yes,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,Very Important,Important,Important,Very Important,Important,Critical,Very Important,Yes,45,Yes,55,No,-44,No,No,0,-44,No,No,No,Yes,No obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,No obstacle,Minor obstacle,Major obstacle,-44, -44,Strongly disagree,Strongly disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,3,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,3,During working hours,Other,Money,750,Other,No,No,Fear of negative publicity,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,3,Outside working hours,Baseball bat,Money,4500,Gang related,No,No,There was no insurance requirement,Yes,1,During working hours,Firearm/gun,Money,7000,Gang related,No,No,Not enough police/not enough resources,No,-44,-44,0,Yes,Yes,No,No,No,Yes,No,No,No,-44,-44,No,No,No,0,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,18,27,8,9,6,4,1,3,2,3,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3,8,31000,8,28000,8,36000,1,26000,2,26000,1,29000,1,19000,2,17000,1,20000,1,9300,1,8000,1,11000,1,12000,1,12000,1,13500,0,-77,0,-77,0,-77,9,8600,9,8200,9,9900,0,-77,0,-77,0,-77,6,9300,6,8500,5,10600,New production methods, -44,University graduate,Completed secondary,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Important,Important,Very important,Very important,Very important,Very important,Slightly important,Important,Very important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Very important,Very important,Very important,Critical,Important,Important,Critical,Critical,Important,Important,Critical,Slightly important,Important,Slightly important,Slightly important,Not important,Important,Important,Important,Critical,Critical,Very important,Very important,Important,Very important,Very important,Slightly important,Important,Critical,Important,Critical,Slightly important,Critical,Very important,Very important,Critical,Critical,Slightly important,Not important,Important,Not important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Important,Important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Very important,Important,Critical,Very important,Critical,Very important,Not important,Slightly important,Important,Important,Slightly important,Not important,Slightly difficult,Very difficult,Slightly difficult,1,21,Slightly difficult,Almost impossible,Difficult,0,10,Difficult,Slightly difficult,Difficult,1,7,Slightly difficult,Not difficult,Not difficult,1,3,Slightly difficult,Difficult,Slightly difficult,0,6,Slightly difficult,Slightly difficult,Slightly difficult,0,10,Not difficult,Slightly difficult,Slightly difficult,0,8,Not difficult,Not difficult,Slightly difficult,1,8,Not difficult,Slightly difficult,Not difficult,0,2,Slightly important,Important,Very important,Not important,Very important,Not important,Not important,Not important,No obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,No obstacle,No obstacle,Public announcement/advertisement, -44,No,-44,-44,-44,-44,Yes,3,1,Yes,-44,Yes,Major obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,No obstacle,Yes,0,100, -44,0,Yes,14,No,30,36,9,0,25,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,Yes,Line of credit,2011,180000,-44,42,Other,Yes,Yes,Yes,Yes,No,No, -44,175,Yes,2,1,Incompleteness of loan application,-44,3340000,3710000,1706600,980000,171000,371000,18000,48000,8000,5000,3000,0,0,839000,845000,1076000,1261000,2141000,Major obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,No obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,No obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Access to finance,"Crime, theft and disorder",Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Local business association, -44,Financial magement and tax and customs administration, -44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Truthful,Are taken directly from the establishment's records, 13846,46,Dominica,Dominica,Construction,508367,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,57,75,25,0,0,All men,-44,-44,-44,-44,-44,-44,All women,Female,Female,Female,1997,No,Yes,1997,9,No,-44,-44,No,-44,-44,No,-44,-44,Yes,43,No,Yes,3,4,1,-44,No,-44,-44,-44,-44,Yes,2,1,1,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,30,60,10,0,Government or government agencies (including state-owned ent,35,55,10,construction,85,Local,25,Increased,Remained the same,1,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,55,45,Yes,4,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to agree,Tend to agree,Yes,No,-44,-44,-44,-44,Yes,3,-44,Yes,2,-44,Yes,2,Outside working hours,Firearm/gun,Money,15000,Someone working alone,Yes,Yes,-44,Yes,1,Outside working hours,Baseball bat,Goods or stock,150,Group of criminals,No,No,There was no insurance requirement,Yes,3,During working hours,Other,Goods or stock,20000,Gang related,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,2,Outside working hours,Other,Other company property,700,Gang related,No,No,-44,Yes,3,During working hours,Knife,Money,20000,Gang related,Yes,No,Fear of reprisals,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,Yes,No,-44,-44,No,-44,-44,No,Yes,No,0,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,16,29,8,10,7,4,8,3,2,2,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,8,38000,8,39000,8,45000,1,26000,1,26000,1,31000,1,22000,1,22000,1,25000,1,12000,1,12000,1,14000,1,10000,1,9000,1,11400,0,-77,0,-77,0,-77,10,9300,9,8400,8,10400,0,-77,0,-77,0,-77,7,9500,7,9300,6,11300,Increase demand for higher quality product, -44,University graduate,Completed secondary,Post graduated,University graduate,Completed college/vocational training,Started but did not complete college/vocational training,Completed secondary,Completed college/vocational training,Completed secondary,Completed college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed secondary,Completed secondary,Important,Not important,Critical,Very important,Important,Important,Slightly important,Important,Important,Important,Slightly important,Important,Slightly important,Slightly important,Important,Critical,Critical,Critical,Important,Important,Critical,Critical,Important,Important,Critical,Slightly important,Slightly important,Slightly important,Not important,Not important,Very important,Important,Important,Very important,Very important,Important,Very important,Important,Important,Very important,Very important,Important,Very important,Slightly important,Very important,Important,Critical,Critical,Very important,Critical,Critical,Slightly important,Not important,Important,Not important,Very important,Important,Not important,Slightly important,Not important,Very important,Important,Important,Important,Important,Not important,Not important,Slightly important,Important,Very important,Very important,Critical,Critical,Very important,Not important,Not important,Very important,Important,Important,Slightly important,Not difficult,Very difficult,Difficult,0,25,Not difficult,Very difficult,Difficult,1,11,Slightly difficult,Difficult,Slightly difficult,1,6,Not difficult,Slightly difficult,Slightly difficult,0,3,Slightly difficult,Slightly difficult,Not difficult,1,8,Slightly difficult,Difficult,Slightly difficult,0,4,Not difficult,Difficult,Slightly difficult,1,7,Not difficult,Difficult,Not difficult,1,5,Not difficult,Not difficult,Not difficult,0,2,Very important,Very important,Very important,Important,Slightly important,Not important,Slightly important,Slightly important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Through family/friends, -44,No,-44,-44,-44,-44,No,-44,-44,No,Other,Yes,Very severe obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,No,0,100, -44,0,Yes,14,No,70,0,0,0,20,0,0,0,0,0,0,0,10, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Application procedures for loans or line of credit are compl,3860000,4060000,1948800,700000,406000,406000,10000,20500,3000,2000,1000,0,0,662000,980000,974000,1380000,1120000,Minor obstacle,Minor obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Very severe obstacle,Minor obstacle,No obstacle,Moderate obstacle,No obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,No obstacle,Major obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,Access to finance,Tax Rates,Tax administration,Very severe obstacle,Yes,Yes,No,Yes,Yes,No,Yes,-44,-44,Yes,Large impact,No,No impact,-44,-44,No,No impact,-44,-44,No,No impact,No,No impact,-44,-44,Yes,Moderated impact,-44,-44,Yes,Large impact,No,No impact,-44,-44,Yes,Moderated impact,-44,-44,Yes,Large impact,No,No impact,-44,-44,Yes,Large impact,-44,-44,No,No impact,Yes,Large impact,-44,-44,No,No impact,-44,-44,Yes,Large impact,Yes,Moderated impact,-44,-44,No,No impact,-44,-44,Yes,Moderated impact,No,No impact,-44,-44,Yes,Large impact,-44,-44,Yes,Large impact,Yes,Moderated impact,-44,-44,Yes,Large impact,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Somewhat truthful,Are taken directly from the establishment's records, 138112,112,Dominica,Dominica,Food,508433,No,-44,-44,-44,-44,Limited partnership, -44,51,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Male,1944,No,Yes,1944,5,No,-44,-44,No,-44,-44,No,-44,-44,Yes,23,No,Yes,7,1,1,-44,No,-44,-44,-44,-44,Yes,4,0,1,-44,No,-44,-44,-44,-44,Yes,1,Yes,No,Yes,90,90,130,10,0, -44,15,45,40,0,Large private firms (more than 100 employees),10,70,20,pepper sauce,55,Local,5,Increased,Remained the same,More than 5,60,40,0,1945,trinidad and tobago,35,saint kitts and nevis,15,5,0,0,95,5,Yes,13,No,No,No,Yes,Yes,No,Yes,Other company of the sector, -44,No,No,Yes,Yes,No,No,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,Important,Critical,Important,Very Important,Slightly important,Important,Very Important,Yes,40,Yes,60,No,-44,No,No,0,-44,Yes,No,Yes,No,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to disagree,Tend to agree,Yes,No,-44,-44,-44,-44,Yes,-44,56000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,Yes,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,3,Yes,4,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,38,29,8,10,7,4,4,1,0,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3,8,35000,8,33000,8,40000,1,19000,1,17000,1,21000,1,26000,2,24000,1,30000,1,9800,1,10000,1,11000,1,12000,1,12100,1,13300,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,10,13000,10,13200,10,15200,7,9500,8,9700,8,11100,Increase/decreased demand for goods, -44,University graduate,University graduate,University graduate,Post graduated,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Completed secondary,Started but did not complete secondary,Important,Slightly important,Critical,Critical,Important,Important,Slightly important,Important,Important,Important,Important,Important,Important,Not important,Very important,Critical,Critical,Critical,Important,Important,Very important,Critical,Very important,Important,Critical,Slightly important,Slightly important,Important,Not important,Slightly important,Important,Important,Important,Critical,Critical,Important,Very important,Very important,Slightly important,Important,Important,Important,Very important,Important,Critical,Very important,Critical,Critical,Very important,Very important,Critical,Not important,Slightly important,Important,Not important,Important,Important,Not important,Slightly important,Slightly important,Important,Important,Slightly important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Important,Important,Very important,Critical,Very important,Very important,Not important,Slightly important,Important,Important,Slightly important,Slightly important,Slightly difficult,Very difficult,Difficult,1,23,Slightly difficult,Very difficult,Difficult,0,7,Slightly difficult,Slightly difficult,Difficult,1,5,Slightly difficult,Slightly difficult,Not difficult,0,1,Not difficult,Slightly difficult,Slightly difficult,1,9,Not difficult,Slightly difficult,Difficult,1,8,Not difficult,Slightly difficult,Slightly difficult,0,2,Slightly difficult,Not difficult,Slightly difficult,1,10,Not difficult,Not difficult,Not difficult,1,1,Important,Very important,Very important,Not important,Very important,Slightly important,Not important,Slightly important,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Through family/friends, -44,No,-44,-44,-44,-44,Yes,5,2,No,The firm cannot afford the optimal level of training,Yes,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,No obstacle,Yes,0,100, -44,0,No,-44,Yes,65,20,5,0,10,0,0,0,0,0,0,0,0, -44,25,37.5,0,0,0,37.5,0,0,0,0,0,0,0,0,0, -44,Yes,Line of credit,2010,20000,13,18,Private commercial banks,Yes,Yes,No,Yes,No,No, -44,125,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,3310000,3600000,1960000,900000,32000,360000,27000,57000,3000,6000,4000,504000,0,720000,553000,900000,864000,2637000,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,Practices of competitors in the informal sector,Labor Regulations,Telecommunications,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,NGO, -44,"General management, Business development and Strategies supp", -44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,Truthful,Are taken directly from the establishment's records, 13893,93,Dominica,Dominica,Food,508414,Yes,2,Headquarters with production and/or sales at this location,Yes,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Female,Male,Male,1959,No,Yes,1959,22,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,1,0,-44,No,-44,-44,-44,-44,Yes,4,0,1,-44,No,-44,-44,-44,-44,Yes,1,Yes,No,Yes,100,85,70,0,0, -44,10,55,35,0,Your parent company or affiliated establishments,30,55,15,coca-cola,65,National,10,Increased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,60,40,Yes,4,Yes,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,Yes,Yes,No,No,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,No obstacle,Minor obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to agree,Tend to disagree,Yes,No,-44,-44,-44,-44,Yes,0,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,Yes,No,No,-44,-44,No,-44,-44,Yes,No,Yes,0,Yes,2,Yes,No,-44,0,-44,Yes,5,Yes,No,-44,-44,No,-44,-44,10,30,9,10,7,4,7,2,1,2,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,9,41000,9,40000,9,49000,1,20000,1,20000,1,24000,1,24000,1,21000,1,26000,1,11000,1,10000,1,12000,1,11000,1,9800,1,12600,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,10,11000,10,10800,11,13100,7,10000,8,10100,7,11200,Economic upturn/downturn, -44,Post graduated,University graduate,Post graduated,University graduate,Completed secondary,Completed secondary,Completed college/vocational training,Completed college/vocational training,Completed secondary,Started but did not complete college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed secondary,Completed secondary,Started but did not complete secondary,Very important,Important,Critical,Very important,Important,Important,Important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Important,Very important,Very important,Critical,Important,Important,Very important,Very important,Important,Important,Critical,Slightly important,Slightly important,Very important,Not important,Important,Critical,Slightly important,Critical,Very important,Very important,Important,Very important,Important,Slightly important,Important,Important,Important,Critical,Important,Critical,Important,Critical,Critical,Critical,Very important,Very important,Slightly important,Not important,Important,Not important,Important,Slightly important,Slightly important,Not important,Slightly important,Very important,Important,Important,Very important,Very important,Slightly important,Slightly important,Not important,Very important,Slightly important,Critical,Critical,Very important,Very important,Slightly important,Slightly important,Very important,Very important,Important,Slightly important,Slightly difficult,Very difficult,Difficult,0,8,Not difficult,Almost impossible,Difficult,0,15,Slightly difficult,Slightly difficult,Slightly difficult,0,8,Slightly difficult,Slightly difficult,Slightly difficult,0,3,Not difficult,Slightly difficult,Not difficult,0,7,Slightly difficult,Difficult,Difficult,1,10,Slightly difficult,Difficult,Difficult,1,10,Not difficult,Not difficult,Slightly difficult,1,5,Not difficult,Not difficult,Not difficult,1,2,Very important,Very important,Not important,Slightly important,Important,Not important,Not important,Slightly important,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,Public announcement/advertisement, -44,No,-44,-44,-44,-44,Yes,4,2,No,Other,Yes,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,No obstacle,No,0,100, -44,0,Yes,6,No,60,20,5,0,15,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Other,2050000,2330000,1095100,1071800,210000,139800,227000,328000,26000,36000,49000,0,0,482000,313000,699000,513000,1272000,Very severe obstacle,Very severe obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,Customs and Trade Regulations,Tax Rates,Transportation,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Community based organization, -44,Marketing and Operations support, -44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Somewhat truthful,Are estimates computed with some precision, 138104,104,Dominica,Dominica,Construction,508425,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,65,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Male,2005,No,Yes,2005,6,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,5,3,0,-44,No,-44,-44,-44,-44,Yes,3,2,1,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,40,45,15,0,Large private firms (more than 100 employees),5,45,50,construction,100,Local,5,Remained the same,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,40,60,Yes,10,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,-44, -44,Tend to disagree,Strongly disagree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,3,-44,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,Outside working hours,Other,Goods or stock,700,Gang related,No,No,They occur too frequently,Yes,3,During working hours,Firearm/gun,Goods or stock,10000,Gang related,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,Outside working hours,Knife,Other company property,3000,Gang related,Yes,Yes,-44,Yes,3,During working hours,Other,Money,5500,Gang related,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,Yes,No,Yes,No,-44,-44,No,-44,-44,Yes,Yes,Yes,8,Yes,2,Yes,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,21,30,9,10,7,4,0,0,0,0,4,3,1,0,0,0,0,0,0,1,1,1,0,0,3,12,42000,12,43000,12,46000,1,22000,1,22000,1,25000,1,22000,2,21000,1,26000,1,11000,1,10000,1,13000,1,11000,1,10700,1,12000,0,-77,0,-77,0,-77,11,10000,10,9600,9,11800,0,-77,0,-77,0,-77,7,9600,7,9200,7,11200,-44, -44,Post graduated,Post graduated,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Completed primary school,Important,Important,Very important,Important,Very important,Important,Slightly important,Slightly important,Very important,Important,Important,Important,Slightly important,Not important,Slightly important,Very important,Critical,Very important,Important,Important,Very important,Critical,Important,Very important,Very important,Slightly important,Slightly important,Slightly important,Not important,Not important,Important,Important,Critical,Critical,Critical,Very important,Critical,Very important,Slightly important,Very important,Very important,Important,Very important,Important,Critical,Slightly important,Critical,Critical,Critical,Critical,Critical,Not important,Not important,Important,Not important,Slightly important,Very important,Slightly important,Slightly important,Slightly important,Very important,Important,Slightly important,Important,Important,Not important,Slightly important,Slightly important,Very important,Important,Critical,Critical,Critical,Critical,Slightly important,Not important,Important,Slightly important,Slightly important,Slightly important,Not difficult,Very difficult,Difficult,2,12,Not difficult,Very difficult,Difficult,0,15,Slightly difficult,Slightly difficult,Difficult,1,10,Slightly difficult,Slightly difficult,Slightly difficult,0,1,Slightly difficult,Slightly difficult,Not difficult,1,9,Slightly difficult,Slightly difficult,Very difficult,0,2,Not difficult,Slightly difficult,Slightly difficult,2,2,Not difficult,Slightly difficult,Slightly difficult,0,2,Not difficult,Not difficult,Slightly difficult,0,2,Very important,Important,Important,Slightly important,Very important,Not important,Slightly important,Not important,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Public announcement/advertisement, -44,No,-44,-44,-44,-44,Yes,4,2,Yes,-44,Yes,Very severe obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Major obstacle,No obstacle,Yes,0,100, -44,0,No,-44,Yes,40,0,0,0,60,0,0,0,0,0,0,0,0, -44,75,12.5,0,0,0,12.5,0,0,0,0,0,0,0,0,0, -44,Yes,Loan,2010,100000,11,108,Private commercial banks,Yes,No,Yes,Yes,No,No, -44,175,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,7150000,7610000,3348400,680000,228000,684900,59000,68500,5000,5000,11000,76000,0,1157000,989000,1522000,1522000,1555000,No obstacle,No obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,Very severe obstacle,Very severe obstacle,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Cost of finance,Inadequately educated workforce,Transportation,Major obstacle,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Large impact,Yes,Moderated impact,No,No impact,Yes,Moderated impact,No,No impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Large impact,No,No impact,Yes,Large impact,Yes,Large impact,Yes,Large impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Negative impact,Yes,Large impact,Yes,Moderated impact,No,No impact,Yes,Large impact,Yes,Moderated impact,Yes,Moderated impact,No,No impact,Yes,Large impact,No,No impact,No,No impact,Yes,Large impact,Yes,Moderated impact,Yes,Large impact,Yes,Large impact,Yes,Moderated impact,Yes,Moderated impact,No,No impact,No,No impact,No,No impact,Yes,Moderated impact,Yes,Large impact,No,No impact,Yes,Moderated impact,Yes,Large impact,Yes,Moderated impact,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are taken directly from the establishment's records, 13892,92,Dominica,Dominica,Wholesale,508413,Yes,2,Establishment physically separated from HQ and other establi,Yes,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Female,Male,Male,1959,No,Yes,1959,22,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,2,1,-44,No,-44,-44,-44,-44,Yes,1,0,0,-44,Yes,1,4,2,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,15,55,30,0,Your parent company or affiliated establishments,0,65,35,coca-cola,75,National,15,Increased,Remained the same,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,70,30,Yes,4,Yes,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,Yes,No,No,No,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,-44, -44,Tend to disagree,Tend to agree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,-44,72000,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,Outside working hours,Other,Money,900,Gang related,No,No,They occur too frequently,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,During working hours,Knife,Money,2000,Group of criminals,No,No,Loss was small,Yes,4,During working hours,Baseball bat,Goods or stock,800,Other,No,No,Police could not have done anything,Yes,1,During working hours,Baseball bat,Money,3000,Gang related,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,Yes,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,Yes,1,No,No,-44,0,-44,Yes,5,Yes,No,-44,-44,No,-44,-44,5,31,10,10,7,4,1,2,1,2,3,3,0,0,0,0,0,0,0,1,1,0,0,0,4,13,42000,13,39000,13,49000,1,25000,1,24000,1,28000,1,21000,1,20000,1,25000,1,9700,1,9000,1,10000,1,11000,1,10000,1,11900,0,-77,0,-77,0,-77,10,12000,9,10900,9,14100,0,-77,0,-77,0,-77,7,9900,7,9100,6,11800,Increase/decreased demand for goods, -44,University graduate,Completed college/vocational training,University graduate,University graduate,Completed college/vocational training,Started but did not complete college/vocational training,Completed secondary,Started but did not complete college/vocational training,Completed college/vocational training,Completed secondary,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Important,Important,Critical,Important,Important,Important,Slightly important,Slightly important,Very important,Important,Slightly important,Slightly important,Slightly important,Not important,Very important,Very important,Very important,Critical,Important,Slightly important,Very important,Critical,Important,Very important,Very important,Slightly important,Important,Slightly important,Not important,Important,Critical,Slightly important,Critical,Critical,Critical,Very important,Important,Very important,Very important,Important,Important,Important,Critical,Important,Critical,Important,Critical,Critical,Very important,Very important,Critical,Slightly important,Not important,Important,Not important,Slightly important,Important,Not important,Slightly important,Slightly important,Very important,Important,Important,Important,Very important,Slightly important,Not important,Slightly important,Slightly important,Very important,Critical,Critical,Critical,Very important,Slightly important,Slightly important,Important,Important,Slightly important,Slightly important,Slightly difficult,Very difficult,Difficult,2,13,Not difficult,Very difficult,Difficult,1,8,Slightly difficult,Difficult,Slightly difficult,0,3,Not difficult,Slightly difficult,Slightly difficult,1,1,Slightly difficult,Slightly difficult,Not difficult,0,5,Slightly difficult,Difficult,Difficult,1,6,Not difficult,Difficult,Slightly difficult,1,7,Slightly difficult,Difficult,Slightly difficult,0,9,Not difficult,Not difficult,Not difficult,0,2,Important,Important,Very important,Not important,Very important,Slightly important,Slightly important,Slightly important,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Public placement office, -44,No,-44,-44,-44,-44,Yes,4,2,No,The firm cannot afford the optimal level of training,Yes,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Yes,0,100, -44,0,Yes,7,No,50,20,5,0,25,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Size of loan and maturity are insufficiant,2020000,2060000,906400,1009400,60000,164800,227000,51500,3000,5000,10000,0,0,466000,517000,597000,783000,943000,No obstacle,Minor obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,Major obstacle,Moderate obstacle,No obstacle,Major obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Yes,Yes,No,No,Yes,Inadequately educated workforce,Practices of competitors in the informal sector,Macroeconomic environment,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,NGO, -44,Marketing and Operations support, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 13862,62,Dominica,Dominica,Transport,508383,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,51,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Female,Female,2007,No,Yes,2007,7,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,0,3,1,-44,No,-44,-44,-44,-44,Yes,1,5,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,30,50,20,0,Large private firms (more than 100 employees),20,60,20,travel agent,100,National,10,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,50,50,No,-44,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to disagree,Yes,No,-44,-44,-44,-44,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,Yes,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,11,Yes,2,No,Yes,5,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,17,34,10,11,8,5,0,0,5,2,2,2,0,0,0,0,0,0,0,1,1,0,0,0,4,12,45000,12,44000,11,50000,1,23000,1,21000,1,25000,1,19000,1,17000,1,21000,1,10000,1,9000,1,11000,2,9200,2,8700,2,10800,0,-77,0,-77,0,-77,11,8900,12,7900,12,9700,0,-77,0,-77,0,-77,8,9100,8,8800,8,10500,Economic upturn/downturn, -44,University graduate,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed secondary,Not applicable,Not applicable,Completed secondary,Completed college/vocational training,Not applicable,Not applicable,Completed secondary,Completed primary school,Very important,Slightly important,Critical,Important,Very important,Important,Very important,Slightly important,Important,Important,Important,Slightly important,Slightly important,Slightly important,Very important,Very important,Very important,Critical,Slightly important,Important,Critical,Very important,Important,Important,Critical,Slightly important,Important,Slightly important,Not important,Not important,Important,Very important,Very important,Very important,Critical,Very important,Very important,Very important,Very important,Very important,Important,Important,Critical,Important,Very important,Slightly important,Critical,Very important,Critical,Very important,Very important,Slightly important,Slightly important,Very important,Not important,Important,Very important,Not important,Slightly important,Slightly important,Important,Very important,Important,Slightly important,Very important,Not important,Slightly important,Slightly important,Very important,Important,Critical,Critical,Critical,Critical,Not important,Slightly important,Important,Slightly important,Not important,Not important,Not difficult,Difficult,Slightly difficult,2,20,Not difficult,Very difficult,Difficult,1,10,Slightly difficult,Slightly difficult,Difficult,1,6,Slightly difficult,Not difficult,Slightly difficult,1,2,Slightly difficult,Not difficult,Slightly difficult,1,10,Slightly difficult,Slightly difficult,Very difficult,1,8,Slightly difficult,Slightly difficult,Slightly difficult,2,5,Not difficult,Not difficult,Not difficult,0,5,Not difficult,Not difficult,Not difficult,0,2,Very important,Very important,Very important,Important,Important,Not important,Slightly important,Slightly important,Minor obstacle,No obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,Through family/friends, -44,No,-44,-44,-44,-44,Yes,2,2,Yes,-44,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,6,Yes,60,16,4,0,20,0,0,0,0,0,0,0,0, -44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Line of credit,2011,500000,8,18,"Non-Bank financial institutions (microfinance institutions,",Yes,Yes,No,Yes,No,No, -44,150,Yes,3,2,Problems with credit history/report,-44,3940000,4150000,1826000,970000,141000,415000,45000,45500,6000,8000,9000,0,291000,598000,1295000,830000,1619000,1112000,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Major obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Tax administration,Practices of competitors in the informal sector,Moderate obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Private independent fund, -44,technological and Innovation Support, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 13835,35,Dominica,Dominica,Construction,508356,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,65,100,0,0,0,Predominantly men,No,Yes,14,Delegates decisions to other partners,3,1,Predominantly men,Male,Male,Male,2007,Yes,Yes,2007,4,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,7,1,0,-44,No,-44,-44,-44,-44,Yes,3,0,1,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,5,65,30,0,Medium private firms (20-100 employees),35,40,25,construction,95,National,5,Increased,Increased,More than 5,95,5,0,2008,trinidad and tobago,25,south korea,10,7,0,3,65,35,Yes,6,No,Yes,No,No,Yes,No,Yes,Other company of the sector, -44,No,Yes,Yes,Yes,No,Yes,Yes,Yes,Yes,No,Yes,No,Yes,No,Yes,No,No,No,No, -44,Slightly important,Very Important,Very Important,Very Important,Very Important,Critical,Very Important,Yes,75,Yes,25,No,-44,No,No,100000,-44,Yes,No,No,No,Very severe obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,-44, -44,Tend to disagree,Strongly disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,1,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,Outside working hours,Firearm/gun,Money,2000,Group of criminals,No,No,Would increase insurance cost,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,2,Outside working hours,Other,Personal possessions of employees or customers,700,Group of criminals,No,No,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,Outside working hours,Baseball bat,Money,-66,Gang related,No,No,Police could not have done anything,No,-44,-44,0,Yes,Yes,No,Yes,No,Yes,No,No,No,-44,-44,Yes,Yes,Yes,0,Yes,5,No,No,-44,0,-44,Yes,5,Yes,No,-44,-44,Yes,20,1,19,39,12,13,9,5,5,4,3,1,2,2,0,0,0,0,0,0,0,1,1,0,0,0,4,14,48000,13,45000,11,56000,1,27000,2,26000,1,32000,1,23000,1,23000,1,25000,1,11000,1,10000,1,13000,2,11000,2,10600,2,12500,0,-77,0,-77,0,-77,13,8800,14,8700,13,10500,0,-77,0,-77,0,-77,9,9500,10,9400,10,10700,New products require new skills, -44,University graduate,University graduate,University graduate,University graduate,Completed secondary,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Completed secondary,Important,Not important,Critical,Important,Important,Important,Important,Important,Very important,Very important,Important,Important,Slightly important,Slightly important,Slightly important,Very important,Very important,Critical,Important,Important,Very important,Very important,Important,Very important,Very important,Not important,Slightly important,Slightly important,Slightly important,Not important,Important,Important,Important,Critical,Very important,Important,Very important,Slightly important,Very important,Important,Important,Important,Very important,Not important,Critical,Important,Critical,Critical,Critical,Very important,Critical,Slightly important,Not important,Important,Not important,Important,Very important,Important,Slightly important,Slightly important,Important,Important,Very important,Slightly important,Important,Slightly important,Not important,Not important,Important,Important,Very important,Very important,Critical,Very important,Not important,Slightly important,Very important,Slightly important,Important,Not important,Not difficult,Very difficult,Slightly difficult,2,24,Slightly difficult,Difficult,Slightly difficult,0,14,Slightly difficult,Slightly difficult,Slightly difficult,0,3,Slightly difficult,Slightly difficult,Slightly difficult,1,3,Slightly difficult,Not difficult,Slightly difficult,0,2,Slightly difficult,Difficult,Slightly difficult,1,3,Slightly difficult,Difficult,Slightly difficult,2,7,Not difficult,Not difficult,Not difficult,0,10,Not difficult,Slightly difficult,Not difficult,1,2,Very important,Important,Not important,Not important,Very important,Not important,Slightly important,Slightly important,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Private placement office, -44,Yes to fire,No,-44,Yes,1,Yes,1,2,Yes,-44,Yes,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,Yes,0,100, -44,0,No,-44,No,80,0,0,0,20,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Collateral requirements for loans or line of credit are unat,18750000,19530000,9569700,890000,879000,781200,53000,136500,7000,26000,16000,0,0,2912000,5179000,4101000,6640000,7054000,Minor obstacle,No obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,Major obstacle,No obstacle,Very severe obstacle,No obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Macroeconomic environment,Cost of finance,No obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Local business association, -44,Human resources Support, -44,Yes,No,Yes,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 138108,108,Dominica,Dominica,Transport,508429,No,-44,-44,-44,-44,Partnership (including limited liability companies), -44,25,0,100,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,1990,No,Yes,1990,25,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,0,1,1,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,4,Yes,No,Yes,0,-44,-44,100,0, -44,0,45,55,0,Government or government agencies (including state-owned ent,15,60,25,travel agent,95,Local,10,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,30,70,Yes,15,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,Yes,No,No,No,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Minor obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to agree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,1,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,Outside working hours,Firearm/gun,Goods or stock,800,A supplier,No,No,No loss or damage,Yes,1,During working hours,Firearm/gun,Other company property,27000,Group of criminals,Yes,Yes,-44,Yes,1,During working hours,Knife,Money,2000,Group of criminals,No,No,Police have not done anything in the past,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,4,During working hours,Knife,Money,2000,Other,No,No,Police have not done anything in the past,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,Yes,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,No,-44,-44,Yes,0,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,16,39,12,13,9,5,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,12,36000,11,36000,10,41000,1,21000,1,19000,1,25000,1,23000,2,21000,1,27000,1,10000,1,10000,1,11000,2,11000,2,11100,2,12600,0,-77,0,-77,0,-77,13,10000,14,10200,13,11000,0,-77,0,-77,0,-77,9,9700,9,9400,8,11000,Increase/decreased demand for goods, -44,University graduate,University graduate,University graduate,University graduate,Completed secondary,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed secondary,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Completed secondary,Important,Important,Critical,Very important,Very important,Very important,Important,Slightly important,Important,Important,Slightly important,Slightly important,Important,Important,Important,Critical,Very important,Critical,Important,Important,Very important,Critical,Slightly important,Important,Critical,Slightly important,Important,Important,Slightly important,Not important,Important,Important,Important,Critical,Very important,Important,Very important,Important,Slightly important,Very important,Important,Important,Very important,Important,Critical,Important,Critical,Critical,Critical,Critical,Critical,Slightly important,Not important,Important,Slightly important,Important,Important,Not important,Slightly important,Important,Very important,Important,Important,Slightly important,Important,Not important,Not important,Slightly important,Very important,Slightly important,Critical,Very important,Very important,Very important,Not important,Slightly important,Important,Important,Slightly important,Slightly important,Not difficult,Very difficult,Difficult,2,12,Not difficult,Very difficult,Difficult,0,6,Not difficult,Slightly difficult,Difficult,1,5,Slightly difficult,Not difficult,Slightly difficult,1,3,Slightly difficult,Slightly difficult,Difficult,0,10,Slightly difficult,Difficult,Difficult,1,3,Not difficult,Very difficult,Difficult,2,10,Not difficult,Difficult,Slightly difficult,1,10,Not difficult,Not difficult,Slightly difficult,0,2,Very important,Very important,Very important,Important,Critical,Not important,Slightly important,Not important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Public placement office, -44,No,-44,-44,-44,-44,No,-44,-44,No,The benefits of training are small than the costs,Yes,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Yes,100,0, -44,0,No,-44,Yes,45,28,7,0,10,0,0,0,10,0,0,0,0, -44,25,75,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Line of credit,2010,500000,8,24,Private commercial banks,Yes,No,No,Yes,No,No, -44,200,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,7620000,8110000,3487300,1280000,649000,243300,91000,219000,28000,42000,42000,0,1054000,1070000,1900000,1784000,2676000,5334000,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Major obstacle,Moderate obstacle,No obstacle,No obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Business Licensing and Permits,Political environment,Minor obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Local business association, -44,technological and Innovation Support, -44,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Somewhat truthful,Are estimates computed with some precision, 13830,30,Dominica,Dominica,Wholesale,508351,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,60,75,25,0,0,Predominantly men,No,Yes,28,Makes decisions in consultation with other partners,7,3,Predominantly women,Female,Female,Male,2005,No,Yes,2005,11,No,-44,-44,No,-44,-44,No,-44,-44,Yes,30,No,Yes,6,3,0,-44,No,-44,-44,-44,-44,Yes,2,0,1,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,15,40,45,0,Large private firms (more than 100 employees),10,50,40,wholesale of maarine equipment,85,National,10,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,45,55,No,-44,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,Yes,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,-44, -44,Tend to disagree,Tend to disagree,Strongly agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,Yes,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,19,42,12,14,10,6,1,4,3,4,0,0,0,0,0,0,0,0,0,0,0,0,0,0,5,12,34000,10,34000,10,39000,1,28000,1,29000,1,32000,1,20000,1,19000,1,23000,1,9200,1,9000,1,10000,2,9300,2,8500,2,10200,1,12000,1,11500,1,14000,14,9100,15,8800,15,10200,0,-77,0,-77,0,-77,10,9100,9,8900,9,10200,Increase/decreased demand for goods, -44,University graduate,Completed secondary,University graduate,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed secondary,Completed college/vocational training,Completed secondary,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Completed primary school,Important,Slightly important,Critical,Important,Very important,Important,Slightly important,Slightly important,Very important,Important,Important,Slightly important,Important,Slightly important,Very important,Critical,Very important,Critical,Important,Important,Critical,Critical,Slightly important,Important,Critical,Slightly important,Important,Very important,Not important,Not important,Critical,Important,Important,Critical,Critical,Very important,Critical,Important,Slightly important,Important,Important,Important,Very important,Important,Critical,Slightly important,Very important,Critical,Very important,Critical,Critical,Not important,Not important,Important,Not important,Very important,Important,Important,Slightly important,Important,Very important,Very important,Very important,Slightly important,Important,Not important,Not important,Slightly important,Important,Important,Critical,Critical,Critical,Critical,Not important,Not important,Very important,Important,Slightly important,Not important,Not difficult,Difficult,Difficult,2,13,Not difficult,Very difficult,Difficult,0,13,Not difficult,Difficult,Very difficult,0,10,Not difficult,Slightly difficult,Slightly difficult,1,3,Slightly difficult,Slightly difficult,Not difficult,0,8,Slightly difficult,Slightly difficult,Difficult,0,8,Not difficult,Slightly difficult,Very difficult,2,6,Slightly difficult,Slightly difficult,Not difficult,0,10,Not difficult,Slightly difficult,Not difficult,1,1,Very important,Very important,Not important,Important,Important,Slightly important,Not important,Not important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,Public placement office, -44,No,-44,-44,-44,-44,No,-44,-44,No,The firm cannot afford the optimal level of training,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,11,No,85,0,0,0,15,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Did not think it would be approved,23960000,26620000,17330000,1100000,852000,798600,57000,665500,60000,73000,47000,0,0,5790000,5366000,7720000,8518000,20612000,Major obstacle,Very severe obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,Customs and Trade Regulations,Electricity,Transportation,Minor obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Community based organization, -44,"General management, Business development and Strategies supp", -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 13877,77,Dominica,Dominica,Chemicals,508398,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,33,20,80,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Male,1978,Yes,Yes,1978,17,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,0,1,1,-44,No,-44,-44,-44,-44,Yes,1,2,1,-44,No,-44,-44,-44,-44,Yes,3,Yes,Yes,Yes,100,90,65,0,0, -44,5,45,50,3,Medium private firms (20-100 employees),5,65,30,paint,95,International,15,Increased,Remained the same,More than 5,5,95,0,1979,jamaica,50,sweden,40,5,0,0,60,40,Yes,3,No,No,No,No,Yes,No,Yes,Laboratory or research center, -44,No,No,Yes,Yes,Yes,Yes,No,No,-44,-44,Yes,No,No,No,Yes,Yes,No,No,No, -44,Important,Important,Not important,Critical,Important,Important,Important,Yes,60,Yes,40,No,-44,No,No,200000,-44,No,No,Yes,No,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,No obstacle,Major obstacle,No obstacle,-44, -44,Tend to disagree,Strongly disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,2,-44,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,3,During working hours,Firearm/gun,Money,20000,Other,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,Outside working hours,Firearm/gun,Money,8500,Gang related,No,No,Police could not have done anything,No,-44,-44,0,Yes,No,No,Yes,Yes,Yes,No,No,No,-44,-44,Yes,Yes,Yes,5,Yes,2,No,Yes,10,0,-44,Yes,5,Yes,No,-44,-44,No,-44,-44,15,43,12,15,10,6,1,1,1,4,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,12,36000,12,33000,12,40000,1,22000,2,21000,1,25000,1,20000,2,19000,1,23000,1,12000,1,11000,1,14000,2,11000,2,11100,2,12900,1,11000,1,10800,1,12800,0,-77,0,-77,0,-77,15,13000,16,12800,15,14000,10,9100,11,9000,10,10100,Increase/decreased demand for goods, -44,University graduate,University graduate,University graduate,University graduate,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete secondary,Completed secondary,Started but did not complete secondary,Important,Not important,Very important,Important,Very important,Important,Important,Important,Important,Very important,Important,Slightly important,Slightly important,Slightly important,Very important,Critical,Very important,Very important,Important,Slightly important,Very important,Critical,Important,Important,Critical,Slightly important,Very important,Slightly important,Not important,Important,Important,Important,Important,Very important,Very important,Important,Very important,Important,Critical,Important,Important,Important,Very important,Important,Critical,Important,Critical,Critical,Critical,Very important,Critical,Slightly important,Not important,Very important,Not important,Very important,Very important,Not important,Slightly important,Slightly important,Important,Important,Slightly important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Important,Slightly important,Critical,Critical,Critical,Very important,Not important,Slightly important,Very important,Very important,Slightly important,Not important,Not difficult,Very difficult,Difficult,2,20,Slightly difficult,Very difficult,Slightly difficult,1,5,Not difficult,Slightly difficult,Difficult,1,9,Slightly difficult,Not difficult,Slightly difficult,0,1,Slightly difficult,Difficult,Difficult,0,9,Slightly difficult,Difficult,Difficult,0,10,Not difficult,Difficult,Slightly difficult,0,2,Slightly difficult,Not difficult,Difficult,2,2,Not difficult,Not difficult,Not difficult,1,2,Very important,Very important,Very important,Not important,Important,Not important,Not important,Slightly important,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Private placement office, -44,No,-44,-44,-44,-44,Yes,5,2,No,The firm does not have enough information about training pro,Yes,Very severe obstacle,Moderate obstacle,Minor obstacle,Major obstacle,No obstacle,Minor obstacle,Yes,100,0, -44,0,Yes,7,No,45,24,6,0,25,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Interest rates are not favorable,16560000,17070000,8820000,1640000,461000,512100,126000,630000,76000,101000,44000,0,0,3237000,2786000,4097000,4097000,12045000,Major obstacle,Very severe obstacle,Major obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,No obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,No obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Customs and Trade Regulations,Tax Rates,Electricity,No obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are taken directly from the establishment's records, 13860,60,Dominica,Dominica,Machinery and equipment,508381,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,65,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Male,Male,Female,2005,No,Yes,2005,6,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,2,0,-44,No,-44,-44,-44,-44,Yes,2,2,1,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,100,90,85,0,0, -44,40,35,25,0,Government or government agencies (including state-owned ent,25,45,30,furniture,80,National,10,Decreased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,95,5,Yes,11,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,No obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,Yes,2,Yes,3,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,21,44,12,15,11,6,10,5,2,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,12,46000,12,42000,12,54000,1,19000,2,17000,1,22000,1,23000,2,23000,1,25000,1,9500,1,9000,1,11000,2,10000,2,9000,2,11400,1,9400,1,9000,1,11200,0,-77,0,-77,0,-77,15,11000,17,10200,16,12100,11,9300,12,8300,13,10700,Increase demand for higher quality product, -44,University graduate,University graduate,University graduate,University graduate,Completed college/vocational training,Completed secondary,Completed college/vocational training,Started but did not complete college/vocational training,Completed secondary,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed secondary,Completed secondary,Completed secondary,Completed secondary,Very important,Important,Critical,Important,Very important,Important,Important,Important,Important,Important,Important,Important,Slightly important,Not important,Very important,Critical,Very important,Critical,Important,Important,Very important,Critical,Important,Very important,Very important,Not important,Important,Very important,Not important,Slightly important,Important,Slightly important,Important,Critical,Critical,Very important,Very important,Slightly important,Very important,Very important,Very important,Important,Critical,Important,Very important,Important,Critical,Critical,Critical,Very important,Very important,Slightly important,Not important,Slightly important,Not important,Important,Important,Important,Not important,Important,Very important,Important,Slightly important,Important,Very important,Not important,Slightly important,Slightly important,Slightly important,Very important,Critical,Very important,Critical,Critical,Slightly important,Not important,Important,Very important,Important,Slightly important,Slightly difficult,Very difficult,Slightly difficult,2,11,Not difficult,Very difficult,Slightly difficult,1,11,Not difficult,Difficult,Slightly difficult,1,9,Slightly difficult,Slightly difficult,Not difficult,1,1,Slightly difficult,Difficult,Not difficult,0,6,Not difficult,Difficult,Slightly difficult,0,5,Slightly difficult,Difficult,Difficult,1,2,Slightly difficult,Difficult,Slightly difficult,2,7,Not difficult,Not difficult,Not difficult,2,1,Important,Important,Important,Slightly important,Important,Not important,Not important,Slightly important,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,No obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,No obstacle,No obstacle,Private placement office, -44,No,-44,-44,-44,-44,Yes,4,2,No,The firm cannot afford the optimal level of training,Yes,Very severe obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Yes,0,100, -44,0,Yes,15,No,60,0,0,0,40,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,Yes,Line of credit,2012,60000,10,12,Other,Yes,Yes,No,No,No,No, -44,150,Yes,4,3,Incompleteness of loan application,-44,13800000,14680000,8010000,1460000,147000,227000,185000,91000,7000,8000,11000,0,0,647000,267000,840000,342000,1571000,No obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,"Crime, theft and disorder",Practices of competitors in the informal sector,Corruption,Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Community based organization, -44,Human resources Support, -44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 13818,18,Dominica,Dominica,Food,508339,No,-44,-44,-44,-44,Partnership (including limited liability companies), -44,51,100,0,0,0,Predominantly men,No,Yes,10,Delegates decisions to other partners,2,1,Predominantly men,Male,Male,Female,1994,No,Yes,1994,22,No,-44,-44,No,-44,-44,No,-44,-44,Yes,27,No,Yes,0,1,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,100,70,60,0,0, -44,45,30,25,0,Your parent company or affiliated establishments,20,60,20,seaweed,100,International,10,Increased,Remained the same,More than 5,5,95,Do not know,1995,jamaica,20,sweden,10,3,0,0,95,5,Yes,15,No,No,No,No,Yes,No,Yes,University, -44,No,Yes,Yes,Yes,No,No,-44,-44,-44,-44,Yes,No,Yes,No,No,Yes,Yes,No,No, -44,Very Important,Important,Important,Very Important,Critical,Very Important,Very Important,Yes,60,Yes,40,No,-44,Yes,No,0,-44,Yes,No,Yes,No,Minor obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Major obstacle,Major obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,Yes,2,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,10,44,12,15,11,6,11,3,2,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,5,12,45000,10,44000,10,53000,1,27000,2,24000,1,29000,1,25000,1,24000,1,28000,1,11000,1,10000,1,13000,2,11000,2,11000,2,12000,1,11000,1,10600,1,12700,0,-77,0,-77,0,-77,15,10000,15,9000,14,11100,11,9400,11,9400,12,10400,Increase demand for higher quality product, -44,University graduate,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,Completed secondary,Completed primary school,Very important,Important,Critical,Very important,Important,Important,Slightly important,Slightly important,Important,Important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Very important,Very important,Critical,Slightly important,Slightly important,Critical,Critical,Very important,Important,Very important,Not important,Slightly important,Very important,Not important,Slightly important,Very important,Important,Important,Very important,Critical,Slightly important,Very important,Very important,Critical,Important,Very important,Important,Critical,Important,Critical,Important,Critical,Critical,Very important,Critical,Very important,Not important,Not important,Important,Slightly important,Important,Very important,Slightly important,Important,Slightly important,Very important,Important,Very important,Important,Important,Not important,Not important,Slightly important,Important,Very important,Critical,Critical,Critical,Very important,Not important,Important,Important,Slightly important,Important,Not important,Not difficult,Very difficult,Difficult,2,11,Slightly difficult,Difficult,Difficult,0,7,Not difficult,Difficult,Slightly difficult,0,8,Slightly difficult,Slightly difficult,Not difficult,0,3,Slightly difficult,Slightly difficult,Not difficult,0,8,Not difficult,Slightly difficult,Slightly difficult,0,4,Not difficult,Very difficult,Difficult,1,7,Not difficult,Not difficult,Slightly difficult,2,4,Not difficult,Not difficult,Not difficult,2,1,Important,Critical,Very important,Slightly important,Very important,Not important,Not important,Slightly important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Public announcement/advertisement, -44,No,-44,-44,-44,-44,Yes,2,2,Yes,-44,Yes,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No,0,100, -44,0,No,-44,No,95,0,0,0,5,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,4,4,Incompleteness of loan application,-44,1810000,1910000,760000,880000,63000,95500,38000,0,0,0,0,0,0,363000,391000,497000,592000,1317000,Moderate obstacle,Major obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,Major obstacle,Minor obstacle,No obstacle,Major obstacle,No obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,Access to finance,Macroeconomic environment,Transportation,No obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,No,No,-44,-44,Yes,No,Yes,No,-44,-44,Yes,No,Yes,No,-44,-44,Yes,No,No,Yes,No,No,Truthful,Are taken directly from the establishment's records, 138114,114,Dominica,Dominica,Hotel and restaurants,508435,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Female,Male,Male,2004,No,Yes,2004,10,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,1,0,-44,No,-44,-44,-44,-44,Yes,2,0,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,15,50,35,0,Government or government agencies (including state-owned ent,40,60,0,accomodation,90,National,15,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,45,55,Yes,2,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,Yes,No,No,No,Major obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,No obstacle,Major obstacle,Minor obstacle,No obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,No,Yes,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,21,45,13,15,11,6,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,5,13,38000,13,35000,14,43000,1,19000,2,17000,1,23000,1,25000,2,25000,1,28000,1,9500,1,10000,1,10000,2,9800,2,9400,2,11000,1,9100,1,8900,1,10500,15,12000,16,11900,16,13300,0,-77,0,-77,0,-77,11,10000,11,9800,11,11300,Economic upturn/downturn, -44,University graduate,Completed college/vocational training,University graduate,Post graduated,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Important,Important,Critical,Important,Very important,Important,Important,Important,Important,Important,Important,Important,Slightly important,Slightly important,Slightly important,Critical,Very important,Critical,Important,Slightly important,Very important,Critical,Very important,Important,Critical,Slightly important,Very important,Important,Important,Not important,Important,Very important,Important,Critical,Very important,Important,Very important,Important,Very important,Important,Important,Important,Very important,Slightly important,Critical,Slightly important,Critical,Critical,Very important,Critical,Very important,Not important,Slightly important,Important,Not important,Very important,Important,Slightly important,Slightly important,Slightly important,Very important,Important,Important,Important,Important,Not important,Slightly important,Slightly important,Very important,Important,Critical,Critical,Critical,Very important,Slightly important,Slightly important,Important,Slightly important,Slightly important,Not important,Slightly difficult,Very difficult,Difficult,2,14,Not difficult,Difficult,Difficult,1,6,Slightly difficult,Slightly difficult,Difficult,0,3,Slightly difficult,Slightly difficult,Not difficult,0,2,Slightly difficult,Slightly difficult,Difficult,0,6,Not difficult,Slightly difficult,Slightly difficult,1,4,Not difficult,Very difficult,Slightly difficult,2,7,Not difficult,Not difficult,Slightly difficult,1,6,Not difficult,Not difficult,Slightly difficult,2,1,Important,Very important,Very important,Important,Important,Not important,Not important,Slightly important,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,No obstacle,Private placement office, -44,No,-44,-44,-44,-44,No,-44,-44,No,The firm cannot afford the optimal level of training,Yes,Moderate obstacle,Moderate obstacle,No obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Yes,0,100, -44,0,Yes,13,No,90,0,0,0,10,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Application procedures for loans or line of credit are compl,2270000,2420000,1137400,810000,92000,72600,106000,19500,3000,2000,4000,0,0,484000,576000,702000,944000,1053000,Moderate obstacle,No obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,Very severe obstacle,Major obstacle,No obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,Access to finance,"Crime, theft and disorder",Cost of finance,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Private independent fund, -44,"General management, Business development and Strategies supp", -44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,Somewhat truthful,Are taken directly from the establishment's records, 138138,138,Dominica,Dominica,Wholesale,508459,No,-44,-44,-44,-44,Limited partnership, -44,66,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Female,Female,Female,1944,No,Yes,1944,9,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,0,3,1,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,9,Yes,No,Yes,0,-44,-44,100,0, -44,5,45,50,0,Small private firms (less than 20 employees),40,60,0,wholesale of household goods,100,National,15,Remained the same,Decreased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,30,70,Yes,5,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,Yes,No,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,Yes,No,No,-44,-44,No,-44,-44,No,Yes,No,0,Yes,1,No,No,-44,.5,-44,No,-44,-44,No,-44,-44,No,-44,-44,25,45,13,15,11,6,1,2,1,3,6,3,2,1,0,0,0,0,0,2,1,2,4,0,5,16,46000,14,43000,12,50000,1,30000,2,31000,1,34000,1,26000,1,26000,1,29000,1,11000,1,10000,1,13000,2,11000,2,9900,2,12200,1,12000,1,11000,1,12900,17,9200,18,8700,16,10300,0,-77,0,-77,0,-77,12,9400,11,8600,10,10100,Economic upturn/downturn, -44,University graduate,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Important,Not important,Critical,Very important,Very important,Important,Slightly important,Slightly important,Important,Important,Important,Slightly important,Not important,Important,Very important,Critical,Critical,Critical,Slightly important,Important,Critical,Very important,Very important,Important,Critical,Important,Important,Slightly important,Slightly important,Not important,Very important,Important,Very important,Very important,Critical,Important,Very important,Important,Important,Important,Very important,Important,Critical,Slightly important,Critical,Important,Critical,Very important,Very important,Critical,Very important,Slightly important,Not important,Important,Not important,Important,Slightly important,Important,Slightly important,Not important,Important,Important,Important,Important,Important,Not important,Not important,Slightly important,Important,Important,Critical,Critical,Critical,Very important,Important,Not important,Very important,Very important,Slightly important,Slightly important,Not difficult,Very difficult,Difficult,2,12,Slightly difficult,Almost impossible,Difficult,0,9,Slightly difficult,Difficult,Slightly difficult,0,10,Not difficult,Not difficult,Slightly difficult,1,3,Slightly difficult,Not difficult,Slightly difficult,1,9,Not difficult,Slightly difficult,Difficult,0,6,Slightly difficult,Slightly difficult,Slightly difficult,2,3,Not difficult,Difficult,Difficult,0,2,Not difficult,Not difficult,Not difficult,2,1,Important,Critical,Very important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,No obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Private placement office, -44,No,-44,-44,-44,-44,Yes,2,2,Yes,-44,Yes,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,No,0,100, -44,0,Yes,12,No,74,20,5,0,1,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Other,11340000,11120000,5004000,620000,467000,333600,207000,211500,19000,40000,30000,0,0,1831000,2606000,3002000,3670000,7775000,Minor obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,No obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,"Crime, theft and disorder",Tax Rates,Access to land for expansion / relocation,Major obstacle,Yes,Yes,No,Yes,Yes,No,Yes,-44,-44,Yes,Large impact,No,No impact,-44,-44,No,Moderated impact,-44,-44,No,No impact,No,No impact,-44,-44,Yes,Large impact,-44,-44,Yes,Moderated impact,No,No impact,-44,-44,Yes,Large impact,-44,-44,Yes,Large impact,No,No impact,-44,-44,Yes,Large impact,-44,-44,No,No impact,Yes,Large impact,-44,-44,No,No impact,-44,-44,Yes,Moderated impact,Yes,Moderated impact,-44,-44,No,Negative impact,-44,-44,No,No impact,No,No impact,-44,-44,Yes,Moderated impact,-44,-44,Yes,Large impact,Yes,Large impact,-44,-44,Yes,Moderated impact,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are taken directly from the establishment's records, 13868,68,Dominica,Dominica,Hotel and restaurants,508389,No,-44,-44,-44,-44,Partnership (including limited liability companies), -44,25,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Female,Male,Female,1993,No,Yes,1993,20,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,3,1,-44,Yes,3,0,0,-44,Yes,3,0,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,0,55,45,0,Others,25,70,5,accomodation,60,Local,5,Increased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,70,30,No,-44,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,Yes,Yes,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,-44, -44,Tend to agree,Strongly disagree,Tend to agree,Tend to disagree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,5,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,5,2,22,46,13,16,11,6,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,13,48000,12,48000,13,53000,1,29000,1,26000,1,31000,1,21000,1,19000,1,24000,1,9200,1,9000,1,11000,2,10000,2,9500,2,11300,1,9700,1,9900,1,11500,16,10000,17,9500,18,10900,0,-77,0,-77,0,-77,11,9600,12,8700,11,11100,Economic upturn/downturn, -44,University graduate,University graduate,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed secondary,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed secondary,Completed college/vocational training,Not applicable,Not applicable,Completed secondary,Completed secondary,Very important,Important,Critical,Very important,Important,Very important,Important,Slightly important,Important,Very important,Important,Slightly important,Slightly important,Slightly important,Important,Critical,Critical,Critical,Very important,Important,Very important,Critical,Important,Very important,Critical,Slightly important,Slightly important,Very important,Not important,Not important,Important,Very important,Critical,Critical,Very important,Important,Very important,Important,Slightly important,Slightly important,Very important,Very important,Very important,Slightly important,Critical,Important,Critical,Very important,Very important,Critical,Critical,Slightly important,Not important,Important,Not important,Important,Important,Not important,Slightly important,Important,Very important,Important,Slightly important,Slightly important,Important,Not important,Not important,Not important,Important,Important,Very important,Very important,Critical,Very important,Slightly important,Slightly important,Important,Slightly important,Not important,Not important,Slightly difficult,Almost impossible,Difficult,2,8,Not difficult,Very difficult,Difficult,1,6,Not difficult,Very difficult,Difficult,1,2,Not difficult,Not difficult,Slightly difficult,1,1,Slightly difficult,Not difficult,Difficult,1,8,Slightly difficult,Difficult,Difficult,0,8,Not difficult,Slightly difficult,Difficult,2,6,Slightly difficult,Slightly difficult,Not difficult,1,8,Not difficult,Slightly difficult,Not difficult,2,1,Very important,Very important,Very important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Private placement office, -44,No,-44,-44,-44,-44,No,-44,-44,No,The firm cannot afford the optimal level of training,Yes,Very severe obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Yes,0,100, -44,0,No,-44,No,90,0,0,0,10,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Collateral requirements for loans or line of credit are unat,3070000,3410000,1500400,550000,41000,306900,347000,54500,3000,9000,8000,0,0,525000,614000,682000,818000,784000,No obstacle,No obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,No obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Cost of finance,Political environment,Macroeconomic environment,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not aware of this type of assistance and don't know it advan, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 138127,127,Dominica,Dominica,Transport,508448,No,-44,-44,-44,-44,Partnership (including limited liability companies), -44,60,0,100,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Female,Female,1996,No,Yes,1996,21,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,8,5,1,-44,No,-44,-44,-44,-44,Yes,4,2,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,25,40,35,0,Government or government agencies (including state-owned ent,20,45,35,shipping,100,National,20,Increased,Remained the same,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,45,55,Yes,8,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,Yes,No,No,No,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,No obstacle,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,3,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,Outside working hours,Baseball bat,Goods or stock,300,Gang related,No,No,Police have not done anything in the past,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,2,During working hours,Knife,Other company property,100,Other,No,No,-44,Yes,3,During working hours,Firearm/gun,Money,2000,Other,No,No,Fear of negative publicity,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,17,46,13,16,11,6,7,9,7,2,2,2,0,0,0,0,0,0,0,1,1,0,0,0,5,15,49000,16,45000,17,58000,1,19000,2,18000,1,21000,1,28000,1,28000,1,31000,1,11000,1,10000,1,12000,2,9900,2,8800,2,10900,1,11000,1,9900,1,12800,16,9100,18,8800,17,10100,0,-77,0,-77,0,-77,11,9400,11,9000,10,10800,Increase/decreased demand for goods, -44,University graduate,Completed secondary,University graduate,Post graduated,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Very important,Slightly important,Critical,Important,Important,Important,Slightly important,Slightly important,Important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Important,Critical,Very important,Critical,Very important,Very important,Very important,Very important,Very important,Important,Critical,Slightly important,Very important,Important,Not important,Slightly important,Important,Very important,Important,Very important,Very important,Important,Very important,Important,Very important,Important,Important,Important,Critical,Important,Very important,Important,Very important,Very important,Critical,Critical,Critical,Slightly important,Slightly important,Important,Not important,Important,Important,Not important,Important,Not important,Important,Important,Slightly important,Slightly important,Slightly important,Not important,Slightly important,Slightly important,Important,Very important,Very important,Critical,Critical,Critical,Important,Not important,Important,Important,Slightly important,Slightly important,Not difficult,Very difficult,Difficult,2,14,Difficult,Difficult,Difficult,1,8,Slightly difficult,Very difficult,Slightly difficult,0,10,Slightly difficult,Slightly difficult,Slightly difficult,1,2,Slightly difficult,Slightly difficult,Slightly difficult,0,4,Not difficult,Slightly difficult,Slightly difficult,0,8,Not difficult,Slightly difficult,Slightly difficult,2,9,Slightly difficult,Not difficult,Slightly difficult,1,5,Not difficult,Not difficult,Not difficult,2,2,Very important,Very important,Very important,Not important,Very important,Not important,Not important,Slightly important,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,No obstacle,Minor obstacle,Through family/friends, -44,No,-44,-44,-44,-44,Yes,3,2,Yes,-44,Yes,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,No obstacle,No,0,100, -44,0,No,-44,No,42,26.4,6.600000000000001,0,25,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Did not think it would be approved,1240000,1330000,558600,585200,36000,39900,186200,12000,1000,1000,2000,0,0,250000,208000,333000,346000,556000,No obstacle,Minor obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,No obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Macroeconomic environment,Inadequately educated workforce,Customs and Trade Regulations,Major obstacle,Yes,Yes,No,No,No,No,Yes,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Negative impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Negative impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Large impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Large impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 138111,111,Dominica,Dominica,Construction,508432,No,-44,-44,-44,-44,Partnership (including limited liability companies), -44,51,51,49,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Male,Female,Male,2001,No,Yes,2001,15,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,1,0,-44,Yes,3,0,0,-44,Yes,1,1,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,5,65,30,0,Small private firms (less than 20 employees),0,55,45,construction,100,Local,10,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,45,55,Yes,1,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,Yes,No,No,No,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,-44, -44,Tend to agree,Tend to agree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,3,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,No,Yes,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,Yes,3,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,16,47,13,16,11,7,1,3,2,2,10,4,3,2,1,0,0,0,0,1,1,1,2,1,0,17,37000,18,37000,18,43000,1,25000,1,23000,1,27000,2,23000,3,22000,2,27000,2,10000,2,9000,2,11000,2,12000,2,12200,2,14000,1,11000,1,10700,1,12500,19,11000,20,11100,21,12500,0,-77,0,-77,0,-77,13,9600,13,8800,11,11100,Economic upturn/downturn, -44,Post graduated,Completed secondary,University graduate,University graduate,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed secondary,Completed secondary,Important,Important,Critical,Important,Very important,Important,Slightly important,Slightly important,Important,Very important,Slightly important,Important,Slightly important,Important,Important,Very important,Critical,Critical,Important,Important,Critical,Very important,Slightly important,Important,Critical,Slightly important,Important,Important,Not important,Not important,Important,Important,Very important,Critical,Critical,Very important,Very important,Important,Very important,Important,Very important,Important,Critical,Slightly important,Critical,Important,Critical,Critical,Critical,Very important,Critical,Slightly important,Not important,Very important,Not important,Very important,Important,Not important,Important,Slightly important,Slightly important,Important,Slightly important,Slightly important,Very important,Not important,Not important,Slightly important,Slightly important,Important,Critical,Very important,Critical,Very important,Slightly important,Slightly important,Slightly important,Important,Slightly important,Not important,Not difficult,Very difficult,Slightly difficult,2,20,Not difficult,Very difficult,Slightly difficult,1,13,Slightly difficult,Difficult,Slightly difficult,1,6,Slightly difficult,Slightly difficult,Slightly difficult,0,2,Slightly difficult,Slightly difficult,Slightly difficult,1,2,Slightly difficult,Difficult,Difficult,1,2,Slightly difficult,Difficult,Difficult,2,9,Not difficult,Difficult,Not difficult,0,10,Slightly difficult,Not difficult,Slightly difficult,2,1,Important,Important,Very important,Slightly important,Very important,Slightly important,Slightly important,Slightly important,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,No obstacle,No obstacle,Private placement office, -44,No,-44,-44,-44,-44,Yes,2,2,No,Other,Yes,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,No,0,100, -44,0,Yes,9,Yes,70,0,0,0,30,0,0,0,0,0,0,0,0, -44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,2,2,Problems with credit history/report,-44,7970000,9060000,4258200,800000,290000,362400,154000,253500,38000,46000,41000,0,725000,1708000,1522000,2627000,2174000,5517000,Minor obstacle,Major obstacle,Minor obstacle,Major obstacle,No,No,Yes,Yes,Yes,No,No,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,Major obstacle,No obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Access to land for expansion / relocation,Electricity,Minor obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Local business association, -44,Financial magement and tax and customs administration, -44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 13866,66,Dominica,Dominica,Hotel and restaurants,508387,No,-44,-44,-44,-44,Limited partnership, -44,65,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Male,2000,No,Yes,2000,14,No,-44,-44,No,-44,-44,No,-44,-44,Yes,30,No,Yes,0,3,1,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,4,Yes,No,Yes,0,-44,-44,100,0, -44,35,40,25,0,Individuals,25,40,35,accomodation,70,National,5,Remained the same,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,30,70,Yes,19,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to agree,Tend to disagree,Yes,No,-44,-44,-44,-44,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,3,Yes,4,No,No,-44,0,-44,Yes,5,Yes,No,-44,-44,No,-44,-44,11,50,14,17,12,7,1,2,1,2,0,0,0,0,0,0,0,0,0,0,0,0,0,0,5,14,45000,14,44000,13,52000,1,27000,2,26000,1,32000,2,24000,3,22000,2,27000,2,9700,2,10000,2,11000,2,10000,2,9600,2,11100,0,-77,0,-77,0,-77,17,9000,16,8800,15,9800,0,-77,0,-77,0,-77,12,10000,12,9900,13,11600,Increase/decreased demand for goods, -44,Post graduated,Completed college/vocational training,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Important,Slightly important,Critical,Very important,Important,Important,Slightly important,Slightly important,Important,Important,Slightly important,Important,Not important,Important,Important,Very important,Critical,Very important,Important,Important,Critical,Critical,Very important,Important,Critical,Not important,Slightly important,Important,Not important,Slightly important,Important,Slightly important,Important,Critical,Critical,Important,Important,Important,Important,Slightly important,Important,Important,Very important,Important,Very important,Important,Critical,Critical,Very important,Very important,Critical,Slightly important,Not important,Important,Slightly important,Important,Important,Slightly important,Important,Slightly important,Important,Important,Very important,Slightly important,Important,Slightly important,Slightly important,Not important,Very important,Very important,Critical,Critical,Critical,Very important,Not important,Not important,Slightly important,Important,Not important,Not important,Not difficult,Difficult,Very difficult,2,16,Slightly difficult,Difficult,Slightly difficult,0,5,Not difficult,Difficult,Slightly difficult,1,5,Not difficult,Slightly difficult,Slightly difficult,1,3,Not difficult,Slightly difficult,Not difficult,0,2,Not difficult,Slightly difficult,Slightly difficult,1,7,Slightly difficult,Slightly difficult,Difficult,2,7,Not difficult,Slightly difficult,Slightly difficult,1,10,Not difficult,Not difficult,Not difficult,2,2,Slightly important,Critical,Very important,Important,Important,Not important,Slightly important,Slightly important,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Private placement office, -44,No,-44,-44,-44,-44,No,-44,-44,No,Other,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,No,-44,Yes,20,32,8,0,40,0,0,0,0,0,0,0,0, -44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Line of credit,2008,110000,13,48,Other,Yes,No,No,No,No,No, -44,150,Yes,1,1,Insufficient profitability,-44,12440000,12440000,5100400,1130000,162000,497600,77000,149500,24000,27000,18000,0,249000,2318000,2391000,3359000,3856000,7860000,Minor obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,Very severe obstacle,No obstacle,No obstacle,Major obstacle,Minor obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,Access to finance,"Crime, theft and disorder",Macroeconomic environment,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Community based organization, -44,technological and Innovation Support, -44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,Yes,Yes,Yes,No,Yes,Truthful,Are estimates computed with some precision, 138142,142,Dominica,Dominica,Transport,508463,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,45,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Female,Male,2000,No,Yes,2000,9,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,1,0,-44,No,-44,-44,-44,-44,Yes,3,2,1,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,15,65,20,0,Small private firms (less than 20 employees),0,45,55,shipping,100,Local,5,Decreased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,50,50,No,-44,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to agree,Yes,No,-44,-44,-44,-44,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,No,Yes,5,Yes,2,Yes,No,-44,1,-44,No,-44,-44,No,-44,-44,No,-44,-44,21,50,14,17,12,7,8,7,5,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,5,14,30000,13,31000,13,33000,1,31000,2,30000,1,34000,2,21000,2,21000,2,23000,2,12000,2,12000,2,14000,2,9700,2,9600,2,11000,0,-77,0,-77,0,-77,17,11000,16,11200,15,12700,0,-77,0,-77,0,-77,12,9400,12,8400,13,10500,Increase/decreased demand for goods, -44,Post graduated,University graduate,University graduate,Post graduated,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Completed secondary,Important,Slightly important,Critical,Important,Important,Very important,Important,Slightly important,Important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Very important,Critical,Critical,Important,Slightly important,Very important,Very important,Slightly important,Important,Critical,Slightly important,Important,Slightly important,Not important,Not important,Slightly important,Slightly important,Slightly important,Critical,Very important,Important,Very important,Important,Important,Very important,Very important,Important,Very important,Slightly important,Very important,Important,Critical,Critical,Very important,Very important,Critical,Slightly important,Slightly important,Important,Not important,Important,Important,Important,Not important,Slightly important,Important,Very important,Important,Very important,Slightly important,Slightly important,Not important,Not important,Important,Important,Very important,Critical,Critical,Very important,Not important,Not important,Very important,Very important,Important,Not important,Difficult,Very difficult,Difficult,2,14,Difficult,Very difficult,Slightly difficult,0,12,Slightly difficult,Difficult,Slightly difficult,1,6,Slightly difficult,Not difficult,Slightly difficult,0,3,Slightly difficult,Slightly difficult,Slightly difficult,1,7,Not difficult,Difficult,Slightly difficult,0,2,Not difficult,Difficult,Slightly difficult,2,10,Not difficult,Slightly difficult,Slightly difficult,1,7,Not difficult,Slightly difficult,Not difficult,2,2,Very important,Very important,Important,Important,Important,Not important,Not important,Not important,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,Private placement office, -44,Yes to fire,No,-44,Yes,0,Yes,0,2,Yes,-44,Yes,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Yes,0,100, -44,0,No,-44,No,50,16,4,0,30,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,Yes,Line of credit,2009,180000,15,30,Other,Yes,No,Yes,No,Yes,No, -44,150,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,2940000,2880000,1238400,1324800,26000,115200,107000,14500,2000,2000,1000,0,0,475000,411000,778000,605000,1291000,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,Minor obstacle,No obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,Access to finance,Corruption,Political environment,Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Community based organization, -44,technological and Innovation Support, -44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Truthful,Are taken directly from the establishment's records, 13814,14,Dominica,Dominica,Transport,508335,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All women,Yes,Not applicable,100,Makes major strategic and fiancial decisions,15,5,Predominantly men,Male,Male,Female,1961,No,Yes,1961,33,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,2,1,-44,No,-44,-44,-44,-44,Yes,3,2,1,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,20,55,25,0,Your parent company or affiliated establishments,15,50,35,shipping,100,International,5,Remained the same,Remained the same,More than 5,35,65,0,1962,trinidad and tobago,75,sweden,5,7,0,3,50,50,No,-44,No,No,No,No,Yes,No,Yes,University, -44,No,Yes,Yes,No,Yes,No,-44,-44,-44,-44,Yes,No,No,No,Yes,Yes,Yes,No,No, -44,Very Important,Very Important,Very Important,Important,Important,Important,Important,Yes,30,Yes,70,No,-44,No,No,100000,-44,No,Yes,Yes,No,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,-44, -44,Tend to agree,Strongly disagree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,3,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,No,Yes,No,No,-44,-44,No,-44,-44,No,Yes,No,0,No,-44,-44,Yes,0,0,-44,No,-44,-44,No,-44,-44,Yes,0,2,16,51,15,17,12,7,1,2,1,2,6,3,2,1,0,0,0,0,0,1,1,1,2,0,0,18,36000,18,33000,18,41000,1,24000,2,23000,1,27000,2,19000,3,18000,2,22000,2,10000,2,10000,2,11000,2,11000,2,10000,2,13100,0,-77,0,-77,0,-77,19,11000,17,9900,16,12300,0,-77,0,-77,0,-77,13,9900,15,9800,14,11400,Increase demand for higher quality product, -44,University graduate,University graduate,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed secondary,Completed college/vocational training,Not applicable,Not applicable,Completed secondary,Completed primary school,Important,Not important,Critical,Important,Very important,Important,Slightly important,Important,Important,Important,Important,Important,Slightly important,Important,Very important,Critical,Critical,Very important,Slightly important,Important,Critical,Very important,Important,Important,Critical,Slightly important,Slightly important,Slightly important,Slightly important,Important,Very important,Important,Critical,Very important,Very important,Important,Very important,Slightly important,Important,Important,Very important,Important,Critical,Important,Very important,Important,Very important,Critical,Very important,Critical,Critical,Not important,Not important,Important,Slightly important,Important,Important,Slightly important,Slightly important,Important,Very important,Important,Important,Important,Very important,Not important,Slightly important,Slightly important,Very important,Important,Critical,Critical,Critical,Very important,Not important,Slightly important,Important,Very important,Slightly important,Not important,Not difficult,Difficult,Difficult,2,20,Not difficult,Very difficult,Difficult,1,6,Slightly difficult,Slightly difficult,Slightly difficult,1,2,Slightly difficult,Slightly difficult,Slightly difficult,1,2,Slightly difficult,Slightly difficult,Slightly difficult,0,3,Not difficult,Difficult,Slightly difficult,0,6,Not difficult,Difficult,Slightly difficult,2,6,Not difficult,Not difficult,Slightly difficult,0,10,Slightly difficult,Not difficult,Slightly difficult,2,1,Important,Very important,Not important,Important,Important,Not important,Slightly important,Slightly important,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,No obstacle,Private placement office, -44,No,-44,-44,-44,-44,No,-44,-44,No,The benefits of training are small than the costs,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,No,-44,Yes,90,0,0,0,10,0,0,0,0,0,0,0,0, -44,75,12.5,0,12.5,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Loan,2009,65000,12,108,Private commercial banks,Yes,No,No,Yes,No,No, -44,150,Yes,2,2,Incompleteness of loan application,-44,8190000,8190000,3276000,1050000,229000,737100,43000,65500,9000,9000,12000,246000,0,1300000,1536000,1884000,2293000,3354000,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,Political environment,Labor Regulations,Access to land for expansion / relocation,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Private independent fund, -44,technological and Innovation Support, -44,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,Somewhat truthful,Are estimates computed with some precision, 13852,52,Dominica,Dominica,Food,508373,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,52.25,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Female,Male,Male,1995,No,Yes,1995,6,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,2,1,-44,No,-44,-44,-44,-44,Yes,0,2,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,100,100,105,0,0, -44,30,40,30,0,Your parent company or affiliated establishments,35,40,25,malt drinks,60,Local,20,Increased,Increased,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,55,45,Yes,10,Yes,No,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,Yes,Yes,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,-44, -44,Tend to agree,Strongly disagree,Tend to disagree,Tend to disagree,Yes,Yes,No,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,3,52,14,18,13,7,1,0,0,0,10,4,3,2,1,0,0,0,0,1,1,1,2,1,6,18,50000,16,48000,16,55000,1,20000,2,18000,1,22000,2,21000,3,21000,2,25000,2,11000,2,11000,2,13000,2,12000,2,11000,2,14000,1,11000,1,10100,1,13100,0,-77,0,-77,0,-77,21,11000,19,10800,21,12600,15,9800,14,9200,13,11200,New production methods, -44,Post graduated,Completed secondary,Post graduated,Post graduated,Completed college/vocational training,Completed secondary,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed secondary,Not applicable,Not applicable,Completed secondary,Completed secondary,Completed secondary,Completed secondary,Important,Not important,Critical,Important,Important,Important,Important,Important,Important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Critical,Very important,Critical,Very important,Important,Critical,Critical,Important,Important,Critical,Not important,Important,Important,Not important,Not important,Critical,Important,Slightly important,Critical,Critical,Important,Very important,Very important,Important,Very important,Slightly important,Important,Critical,Slightly important,Critical,Important,Critical,Critical,Critical,Very important,Critical,Slightly important,Not important,Important,Not important,Very important,Important,Slightly important,Not important,Slightly important,Very important,Important,Very important,Important,Important,Not important,Not important,Not important,Important,Important,Critical,Critical,Critical,Very important,Not important,Slightly important,Important,Very important,Slightly important,Slightly important,Not difficult,Almost impossible,Slightly difficult,2,22,Not difficult,Very difficult,Difficult,0,15,Slightly difficult,Difficult,Slightly difficult,1,9,Slightly difficult,Slightly difficult,Not difficult,0,3,Slightly difficult,Slightly difficult,Slightly difficult,1,2,Slightly difficult,Slightly difficult,Difficult,0,8,Slightly difficult,Slightly difficult,Difficult,0,4,Slightly difficult,Slightly difficult,Difficult,3,3,Slightly difficult,Not difficult,Not difficult,2,2,Important,Very important,Not important,Important,Very important,Not important,Not important,Slightly important,Moderate obstacle,No obstacle,Major obstacle,No obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Minor obstacle,Public placement office, -44,No,-44,-44,-44,-44,No,-44,-44,No,The firm is affraid of investing in workers that after the t,Yes,Moderate obstacle,Very severe obstacle,Minor obstacle,Major obstacle,Major obstacle,No obstacle,No,0,100, -44,0,No,-44,No,80,0,0,0,20,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,Yes,Loan,2010,50000,9,108,Other,Yes,No,No,Yes,Yes,No, -44,100,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,7830000,7910000,4210000,1610000,316000,410000,452000,476000,29000,10000,33000,0,0,276000,101000,424000,128000,890000,No obstacle,No obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,Minor obstacle,No obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,Practices of competitors in the informal sector,Labor Regulations,Access to land for expansion / relocation,Major obstacle,Yes,Yes,No,Yes,No,No,No,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Large impact,-44,-44,-44,-44,-44,-44,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are taken directly from the establishment's records, 13859,59,Dominica,Dominica,Transport,508380,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Male,2003,Yes,Yes,2003,10,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,4,1,0,-44,No,-44,-44,-44,-44,Yes,0,2,1,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,10,55,35,0,Medium private firms (20-100 employees),5,50,45,travel agent,100,Local,15,Decreased,Increased,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,40,60,No,-44,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,Yes,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,1,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,3,Outside working hours,Firearm/gun,Goods or stock,10000,Gang related,Yes,No,Would increase insurance cost,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,4,Outside working hours,Other,Other company property,5000,Someone working alone,Yes,Yes,-44,Yes,2,Outside working hours,Firearm/gun,Money,6000,Group of criminals,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,No,No,Yes,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,13,53,15,18,13,7,1,6,4,5,0,0,0,0,0,0,0,0,0,0,0,0,0,0,6,15,38000,15,35000,16,43000,1,26000,2,25000,1,30000,2,18000,3,17000,2,20000,2,11000,2,11000,2,12000,2,10000,2,9200,2,11200,0,-77,0,-77,0,-77,18,9800,17,9900,15,11300,0,-77,0,-77,0,-77,13,9200,14,8900,13,10200,New products require new skills, -44,University graduate,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Very important,Slightly important,Very important,Important,Very important,Important,Slightly important,Slightly important,Very important,Very important,Important,Important,Slightly important,Slightly important,Very important,Very important,Critical,Very important,Very important,Very important,Critical,Critical,Slightly important,Important,Critical,Important,Slightly important,Important,Slightly important,Not important,Important,Important,Important,Critical,Critical,Very important,Very important,Important,Slightly important,Important,Important,Important,Very important,Important,Very important,Important,Critical,Critical,Very important,Critical,Very important,Important,Not important,Important,Slightly important,Important,Important,Not important,Not important,Slightly important,Important,Important,Important,Slightly important,Important,Not important,Slightly important,Slightly important,Very important,Important,Critical,Critical,Critical,Critical,Slightly important,Slightly important,Important,Very important,Not important,Slightly important,Not difficult,Very difficult,Very difficult,2,8,Slightly difficult,Very difficult,Slightly difficult,1,9,Slightly difficult,Difficult,Difficult,0,4,Slightly difficult,Slightly difficult,Slightly difficult,0,2,Slightly difficult,Slightly difficult,Not difficult,0,7,Not difficult,Difficult,Difficult,0,8,Not difficult,Difficult,Slightly difficult,2,5,Slightly difficult,Slightly difficult,Not difficult,1,7,Not difficult,Not difficult,Not difficult,2,1,Very important,Important,Slightly important,Important,Slightly important,Not important,Slightly important,Not important,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Public placement office, -44,Yes to hire,Yes,6,No,-44,Yes,5,2,No,The benefits of training are small than the costs,Yes,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,No obstacle,No,0,100, -44,0,Yes,14,No,30,40,10,0,20,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,5,5,Collateral or cosigners unacceptable,-44,4470000,4910000,2356800,1690000,157000,392800,195000,93500,9000,11000,8000,0,0,648000,915000,1080000,1326000,1274000,Very severe obstacle,Very severe obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,Very severe obstacle,No obstacle,No obstacle,Major obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,"Crime, theft and disorder",Practices of competitors in the informal sector,Customs and Trade Regulations,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,International organization, -44,technological and Innovation Support, -44,Yes,No,Yes,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,Truthful,Are taken directly from the establishment's records, 13856,56,Dominica,Dominica,Transport,508377,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Male,2002,No,Yes,2002,13,No,-44,-44,No,-44,-44,No,-44,-44,Yes,22,No,Yes,4,2,1,-44,No,-44,-44,-44,-44,Yes,0,0,1,-44,Yes,2,8,1,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,20,65,15,0,Individuals,45,45,10,water transport,100,Local,5,Decreased,Decreased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,30,70,No,-44,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,Yes,Yes,Yes,Moderate obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,No obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,-44, -44,Strongly disagree,Tend to agree,Tend to agree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,No,Yes,4,Yes,5,No,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,30,1,24,53,15,18,13,7,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,8,15,51000,13,47000,11,58000,1,29000,1,28000,1,31000,2,20000,3,19000,2,24000,2,9300,2,9000,2,11000,2,9700,2,8800,2,11100,0,-77,0,-77,0,-77,18,10000,17,9300,18,10900,0,-77,0,-77,0,-77,13,9900,15,8800,13,11300,-44, -44,University graduate,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Slightly important,Slightly important,Critical,Important,Important,Important,Important,Slightly important,Important,Important,Important,Slightly important,Not important,Important,Important,Very important,Critical,Very important,Very important,Important,Critical,Critical,Important,Important,Critical,Important,Important,Important,Not important,Not important,Very important,Important,Important,Very important,Critical,Important,Very important,Important,Very important,Slightly important,Important,Important,Very important,Important,Critical,Important,Critical,Very important,Very important,Very important,Critical,Slightly important,Slightly important,Important,Not important,Important,Important,Slightly important,Important,Slightly important,Important,Very important,Slightly important,Very important,Important,Slightly important,Slightly important,Not important,Important,Important,Critical,Critical,Critical,Very important,Not important,Important,Important,Important,Slightly important,Slightly important,Not difficult,Difficult,Slightly difficult,2,15,Not difficult,Very difficult,Difficult,1,9,Slightly difficult,Difficult,Slightly difficult,1,4,Slightly difficult,Slightly difficult,Slightly difficult,1,1,Not difficult,Slightly difficult,Slightly difficult,1,9,Not difficult,Slightly difficult,Slightly difficult,0,8,Not difficult,Difficult,Difficult,2,3,Not difficult,Slightly difficult,Slightly difficult,1,3,Not difficult,Not difficult,Not difficult,2,1,Important,Very important,Very important,Not important,Important,Slightly important,Slightly important,Not important,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,Private placement office, -44,No,-44,-44,-44,-44,Yes,1,2,No,The firm does not have enough information about training pro,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,No,-44,No,85,0,0,0,15,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,2,2,Problems with credit history/report,-44,3920000,3840000,1843200,860000,23000,153600,255000,27000,1000,5000,5000,0,0,522000,760000,768000,1152000,1974000,Very severe obstacle,Major obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Telecommunications,Corruption,Electricity,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Government based organization, -44,Marketing and Operations support, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,Truthful,Are taken directly from the establishment's records, 13821,21,Dominica,Dominica,Construction,508342,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Male,2001,No,Yes,2001,16,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,3,0,-44,No,-44,-44,-44,-44,Yes,0,5,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,30,40,30,0,Your parent company or affiliated establishments,25,60,15,construction,100,National,5,Decreased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,55,45,Yes,20,No,Yes,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,-44, -44,Tend to agree,Tend to disagree,Strongly agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,4,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,2,Yes,3,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,11,55,15,19,13,8,1,3,2,3,6,3,2,1,0,0,0,0,0,1,1,1,2,0,7,18,50000,19,48000,19,54000,1,19000,1,18000,1,22000,2,24000,3,22000,2,27000,2,11000,2,11000,2,12000,2,12000,2,12000,2,13500,1,11000,1,10500,1,12800,21,10000,21,9800,22,10900,0,-77,0,-77,0,-77,14,10000,13,9400,12,11900,Increase demand for higher quality product, -44,University graduate,University graduate,Post graduated,University graduate,Completed college/vocational training,Completed secondary,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed secondary,Completed secondary,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Important,Slightly important,Critical,Very important,Important,Important,Important,Important,Important,Important,Important,Important,Slightly important,Important,Important,Very important,Very important,Very important,Important,Important,Very important,Critical,Important,Slightly important,Critical,Important,Very important,Slightly important,Not important,Slightly important,Important,Important,Important,Critical,Critical,Important,Important,Very important,Important,Very important,Very important,Important,Very important,Slightly important,Critical,Important,Critical,Very important,Critical,Critical,Critical,Slightly important,Not important,Very important,Slightly important,Important,Very important,Slightly important,Slightly important,Not important,Slightly important,Slightly important,Very important,Slightly important,Important,Not important,Not important,Slightly important,Important,Very important,Critical,Critical,Critical,Critical,Slightly important,Not important,Important,Important,Slightly important,Slightly important,Not difficult,Very difficult,Difficult,2,13,Slightly difficult,Very difficult,Slightly difficult,1,4,Slightly difficult,Difficult,Difficult,1,8,Slightly difficult,Slightly difficult,Slightly difficult,1,3,Slightly difficult,Slightly difficult,Slightly difficult,0,8,Slightly difficult,Difficult,Slightly difficult,1,2,Not difficult,Slightly difficult,Slightly difficult,3,9,Not difficult,Not difficult,Not difficult,0,2,Not difficult,Not difficult,Not difficult,2,1,Very important,Critical,Very important,Important,Important,Not important,Not important,Slightly important,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,No obstacle,Moderate obstacle,No obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Private placement office, -44,No,-44,-44,-44,-44,Yes,1,2,No,The benefits of training are small than the costs,Yes,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,No obstacle,No,0,100, -44,0,No,-44,No,50,28,7,0,15,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,4,4,Problems with credit history/report,-44,6240000,6640000,2656000,600000,86000,531200,66000,86500,4000,9000,10000,0,0,1161000,1009000,1527000,1328000,3573000,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,No obstacle,Major obstacle,Major obstacle,Very severe obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Political environment,Inadequately educated workforce,Access to finance,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Government based organization, -44,Human resources Support, -44,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Yes,No,Yes,Truthful,Are estimates computed with some precision, 13891,91,Dominica,Dominica,Food,508412,No,-44,-44,-44,-44,Sole proprietorship, -44,100,0,100,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Female,Female,1952,No,Yes,1952,4,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,8,2,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,90,85,95,10,0, -44,10,40,50,0,Individuals,10,40,50,household items,75,Local,5,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,100,0,-44,-44,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Major obstacle,Minor obstacle,No obstacle,Very severe obstacle,Minor obstacle,No obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to agree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,Yes,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,1,Yes,1,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,3,58,16,20,14,8,1,0,0,4,0,0,0,0,0,0,0,0,0,0,0,0,0,0,6,16,33000,15,32000,15,38000,1,22000,1,20000,1,24000,2,24000,3,22000,2,27000,2,9900,2,9000,2,12000,2,10000,2,9100,2,10800,1,9400,1,9600,1,10900,0,-77,0,-77,0,-77,20,9500,19,8700,20,10700,14,9100,16,8200,16,10100,Economic upturn/downturn, -44,University graduate,University graduate,Post graduated,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Completed secondary,Started but did not complete secondary,Important,Important,Critical,Important,Important,Important,Slightly important,Slightly important,Very important,Important,Slightly important,Important,Important,Slightly important,Important,Critical,Very important,Critical,Important,Important,Very important,Very important,Important,Slightly important,Critical,Important,Important,Slightly important,Not important,Not important,Important,Important,Important,Critical,Critical,Important,Very important,Important,Important,Important,Important,Important,Very important,Slightly important,Critical,Important,Critical,Critical,Critical,Critical,Critical,Slightly important,Slightly important,Important,Not important,Important,Important,Not important,Not important,Slightly important,Very important,Important,Important,Slightly important,Important,Slightly important,Not important,Slightly important,Important,Very important,Critical,Critical,Critical,Critical,Not important,Important,Important,Important,Slightly important,Important,Not difficult,Very difficult,Difficult,2,11,Slightly difficult,Almost impossible,Difficult,0,6,Difficult,Very difficult,Slightly difficult,1,10,Slightly difficult,Slightly difficult,Not difficult,1,1,Slightly difficult,Slightly difficult,Slightly difficult,1,9,Not difficult,Slightly difficult,Difficult,0,7,Slightly difficult,Difficult,Slightly difficult,1,10,Not difficult,Slightly difficult,Slightly difficult,2,3,Not difficult,Not difficult,Not difficult,2,1,Very important,Very important,Important,Important,Important,Slightly important,Slightly important,Not important,No obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,No obstacle,No obstacle,Public placement office, -44,No,-44,-44,-44,-44,Yes,2,2,Yes,-44,Yes,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,No,0,100, -44,0,Yes,12,Yes,90,0,0,0,10,0,0,0,0,0,0,0,0, -44,25,75,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Loan,2007,300000,8,96,Private commercial banks,Yes,Yes,No,No,No,No, -44,150,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,3920000,4400000,1848000,1020000,128000,220000,45000,0,0,0,0,308000,0,329000,59000,444000,86000,706000,No obstacle,Minor obstacle,No obstacle,Major obstacle,No,Yes,Yes,No,No,No,No,No obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,Major obstacle,No obstacle,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Cost of finance,Access to land for expansion / relocation,Minor obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Government based organization, -44,technological and Innovation Support, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 138102,102,Dominica,Dominica,Hotel and restaurants,508423,No,-44,-44,-44,-44,Limited partnership, -44,51,0,100,0,0,Predominantly men,No,Yes,20,Delegates decisions to other partners,2,1,Predominantly men,Male,Male,Male,2002,No,Yes,2002,11,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,0,3,0,-44,No,-44,-44,-44,-44,Yes,2,2,1,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,25,70,5,0,Large private firms (more than 100 employees),25,50,25,accomodation,70,National,10,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,55,45,No,-44,No,No,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,Yes,No,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,Very severe obstacle,Major obstacle,Major obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,3,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,No,5,Yes,1,No,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,5,2,17,59,17,20,14,8,9,9,7,2,0,0,0,0,0,0,0,0,0,0,0,0,0,0,8,17,41000,18,41000,17,48000,1,25000,2,25000,1,28000,2,25000,3,24000,2,30000,2,12000,2,11000,2,14000,2,11000,2,9800,2,12600,1,9400,1,9000,1,10400,20,9800,19,9400,20,10900,0,-77,0,-77,0,-77,14,9900,14,9700,12,11200,Increase/decreased demand for goods, -44,University graduate,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed secondary,Completed primary school,Important,Slightly important,Very important,Very important,Important,Important,Important,Slightly important,Important,Important,Slightly important,Important,Slightly important,Important,Slightly important,Critical,Very important,Critical,Slightly important,Important,Critical,Very important,Very important,Important,Very important,Slightly important,Important,Slightly important,Slightly important,Important,Important,Slightly important,Important,Critical,Critical,Important,Very important,Important,Very important,Important,Very important,Important,Critical,Important,Critical,Very important,Critical,Very important,Critical,Critical,Critical,Slightly important,Not important,Slightly important,Not important,Important,Very important,Important,Not important,Slightly important,Very important,Very important,Important,Important,Important,Slightly important,Not important,Not important,Important,Important,Very important,Critical,Very important,Very important,Not important,Important,Important,Slightly important,Slightly important,Not important,Difficult,Difficult,Difficult,2,13,Slightly difficult,Very difficult,Difficult,1,15,Slightly difficult,Slightly difficult,Difficult,0,6,Not difficult,Slightly difficult,Not difficult,1,3,Slightly difficult,Difficult,Not difficult,0,4,Slightly difficult,Very difficult,Slightly difficult,1,5,Not difficult,Very difficult,Difficult,2,6,Not difficult,Difficult,Slightly difficult,1,5,Not difficult,Slightly difficult,Not difficult,2,2,Very important,Very important,Very important,Important,Important,Not important,Slightly important,Slightly important,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Public announcement/advertisement, -44,No,-44,-44,-44,-44,No,-44,-44,No,The firm cannot afford the optimal level of training,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,No,-44,Yes,60,0,0,0,25,15,0,0,0,0,0,0,0, -44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,2,2,Problems with credit history/report,-44,1840000,1900000,912000,931000,89000,76000,266000,30500,6000,2000,4000,57000,0,300000,306000,380000,437000,547000,No obstacle,No obstacle,Minor obstacle,Major obstacle,No,No,Yes,Yes,No,Yes,No,Very severe obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,No obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Tax Rates,Cost of finance,No obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Government based organization, -44,Marketing and Operations support, -44,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 138149,149,Dominica,Dominica,Information technology,508470,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly women,Female,Male,Male,2004,No,Yes,2004,11,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,8,1,0,-44,No,-44,-44,-44,-44,Yes,2,5,1,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,10,50,40,0,Small private firms (less than 20 employees),45,40,15,computer services,75,National,5,Increased,Decreased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,30,70,No,-44,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,3,-44,Yes,1,-44,Yes,1,Outside working hours,Other,Goods or stock,30000,Gang related,Yes,Yes,-44,Yes,2,Outside working hours,Baseball bat,Money,250,A fellow employee,No,No,The police give little/no information back on crimes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,2,During working hours,Baseball bat,Money,300,Gang related,No,No,Offenders rarely caught or prosecuted,Yes,3,Outside working hours,Baseball bat,Other company property,100,Other,No,No,Fear of reprisals,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,During working hours,Knife,Money,-66,Other,No,No,Offenders rarely caught or prosecuted,No,-44,-44,0,Yes,Yes,No,Yes,Yes,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,No,-44,-44,Yes,0,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,14,59,17,20,14,8,10,11,8,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,9,17,45000,17,40000,18,49000,1,25000,2,25000,1,29000,2,18000,3,17000,2,21000,2,11000,2,11000,2,12000,2,12000,2,11700,2,13900,1,8800,1,8100,1,10200,20,8400,18,7600,19,9100,0,-77,0,-77,0,-77,14,9100,16,8900,14,9900,New products require new skills, -44,University graduate,University graduate,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed secondary,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed secondary,Not applicable,Not applicable,Completed secondary,Completed secondary,Important,Important,Critical,Important,Very important,Important,Important,Important,Slightly important,Important,Important,Important,Slightly important,Slightly important,Important,Critical,Very important,Very important,Very important,Important,Very important,Critical,Slightly important,Important,Critical,Slightly important,Important,Important,Not important,Not important,Important,Important,Important,Critical,Critical,Important,Important,Very important,Slightly important,Important,Important,Important,Critical,Important,Critical,Important,Critical,Critical,Critical,Critical,Very important,Not important,Not important,Slightly important,Not important,Very important,Important,Slightly important,Important,Slightly important,Important,Important,Slightly important,Slightly important,Important,Not important,Not important,Slightly important,Important,Important,Very important,Critical,Critical,Very important,Not important,Not important,Important,Important,Slightly important,Important,Not difficult,Very difficult,Difficult,2,9,Slightly difficult,Difficult,Difficult,0,10,Not difficult,Difficult,Slightly difficult,0,3,Slightly difficult,Slightly difficult,Slightly difficult,0,2,Slightly difficult,Slightly difficult,Difficult,0,4,Difficult,Difficult,Slightly difficult,0,3,Slightly difficult,Difficult,Slightly difficult,2,2,Not difficult,Difficult,Slightly difficult,0,9,Not difficult,Slightly difficult,Slightly difficult,2,1,Very important,Critical,Very important,Important,Very important,Slightly important,Not important,Slightly important,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Public placement office, -44,No,-44,-44,-44,-44,Yes,1,2,Yes,-44,Yes,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,No,0,100, -44,0,Yes,15,No,85,0,0,0,15,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,2,2,Insufficient profitability,-44,5760000,5700000,2337000,910000,29000,342000,4000,137000,8000,21000,19000,0,0,775000,1298000,1140000,1938000,2291000,Major obstacle,Major obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Customs and Trade Regulations,Electricity,Telecommunications,Minor obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Local business association, -44,technological and Innovation Support, -44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Truthful,Are estimates computed with some precision, 13839,39,Dominica,Dominica,Transport,508360,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All women,Yes,Not applicable,100,Makes major strategic and fiancial decisions,9,3,Predominantly women,Male,Male,Male,2005,No,Yes,2005,12,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,0,1,0,-44,Yes,1,0,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,20,70,10,0,Large private firms (more than 100 employees),25,60,15,travel agent,95,National,10,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,55,45,Yes,10,Yes,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,-44, -44,Strongly disagree,Tend to disagree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,2,Yes,1,Yes,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,19,64,17,22,16,9,1,7,4,6,6,3,2,1,0,0,0,0,0,1,1,1,3,0,7,20,37000,20,35000,18,42000,1,20000,1,18000,1,24000,2,20000,2,20000,2,24000,2,11000,2,11000,2,13000,3,10000,3,10200,3,11000,1,11000,1,10400,1,12700,24,12000,22,12100,22,13300,0,-77,0,-77,0,-77,17,9400,18,8700,17,10800,Increase/decreased demand for goods, -44,Post graduated,University graduate,University graduate,University graduate,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Not applicable,Not applicable,Completed secondary,Completed primary school,Important,Slightly important,Critical,Critical,Important,Important,Important,Important,Important,Important,Slightly important,Important,Slightly important,Not important,Slightly important,Critical,Very important,Critical,Important,Slightly important,Very important,Critical,Very important,Slightly important,Critical,Slightly important,Slightly important,Slightly important,Important,Slightly important,Important,Important,Important,Critical,Critical,Important,Very important,Very important,Very important,Important,Very important,Important,Critical,Important,Critical,Important,Critical,Critical,Very important,Very important,Critical,Slightly important,Not important,Important,Not important,Important,Important,Not important,Slightly important,Slightly important,Very important,Very important,Slightly important,Slightly important,Very important,Not important,Slightly important,Not important,Important,Important,Critical,Critical,Critical,Very important,Slightly important,Slightly important,Important,Very important,Slightly important,Not important,Not difficult,Very difficult,Difficult,2,9,Not difficult,Very difficult,Difficult,1,14,Slightly difficult,Slightly difficult,Slightly difficult,0,6,Slightly difficult,Slightly difficult,Not difficult,1,3,Slightly difficult,Slightly difficult,Slightly difficult,1,3,Not difficult,Difficult,Difficult,1,8,Not difficult,Very difficult,Difficult,3,5,Not difficult,Difficult,Difficult,1,4,Not difficult,Not difficult,Not difficult,2,2,Important,Very important,Not important,Important,Important,Slightly important,Not important,Slightly important,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,No obstacle,Moderate obstacle,No obstacle,No obstacle,Public placement office, -44,No,-44,-44,-44,-44,No,-44,-44,No,The benefits of training are small than the costs,Yes,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Yes,0,100, -44,0,Yes,14,Yes,70,12,3,0,15,0,0,0,0,0,0,0,0, -44,25,75,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Line of credit,2009,30000,-44,24,Private commercial banks,Yes,Yes,No,No,No,No, -44,100,Yes,2,2,Insufficient profitability,-44,6360000,6620000,2846600,1510000,199000,463400,529000,112500,15000,8000,14000,132000,0,1205000,1096000,1854000,1589000,4320000,Minor obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,No obstacle,Minor obstacle,No obstacle,Moderate obstacle,No obstacle,Minor obstacle,Very severe obstacle,No obstacle,Very severe obstacle,No obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Cost of finance,Macroeconomic environment,Transportation,No obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not aware of this type of assistance and don't know it advan, -44,-44,-44, -44,-44, -44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 1383,3,Dominica,Dominica,Wholesale,508324,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Male,2002,No,Yes,2002,14,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,2,0,-44,No,-44,-44,-44,-44,Yes,4,2,1,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,45,35,20,0,Your parent company or affiliated establishments,20,55,25,wholesale of machinery,80,National,20,Increased,Decreased,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,30,70,Yes,16,Yes,Yes,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,-44, -44,Tend to disagree,Strongly disagree,Tend to agree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,3,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,5,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,5,1,10,67,18,23,16,10,1,9,5,8,0,0,0,0,0,0,0,0,0,0,0,0,0,0,11,18,36000,16,34000,14,39000,1,19000,2,18000,1,22000,3,21000,3,21000,3,24000,3,9300,3,9000,3,11000,3,10000,3,9400,3,11000,0,-77,0,-77,0,-77,23,11000,22,9800,24,12500,0,-77,0,-77,0,-77,16,9300,16,9500,16,10100,Increase/decreased demand for goods, -44,University graduate,University graduate,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed secondary,Completed secondary,Completed secondary,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Important,Slightly important,Critical,Very important,Important,Important,Very important,Slightly important,Important,Very important,Important,Important,Slightly important,Slightly important,Important,Very important,Critical,Critical,Important,Important,Critical,Critical,Very important,Important,Critical,Slightly important,Important,Slightly important,Not important,Slightly important,Important,Important,Slightly important,Critical,Very important,Very important,Very important,Important,Very important,Slightly important,Important,Important,Very important,Slightly important,Very important,Important,Critical,Critical,Critical,Critical,Critical,Not important,Not important,Very important,Slightly important,Important,Very important,Slightly important,Slightly important,Not important,Very important,Very important,Important,Slightly important,Very important,Not important,Slightly important,Not important,Important,Slightly important,Critical,Critical,Critical,Critical,Not important,Slightly important,Important,Very important,Important,Important,Not difficult,Almost impossible,Difficult,2,19,Slightly difficult,Very difficult,Difficult,1,15,Not difficult,Difficult,Difficult,0,5,Slightly difficult,Not difficult,Not difficult,0,3,Not difficult,Difficult,Difficult,0,5,Not difficult,Difficult,Difficult,1,3,Slightly difficult,Slightly difficult,Slightly difficult,3,6,Slightly difficult,Slightly difficult,Not difficult,0,10,Not difficult,Not difficult,Not difficult,2,1,Critical,Important,Very important,Important,Important,Not important,Not important,Not important,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,Private placement office, -44,Yes to fire,No,-44,Yes,6,Yes,0,2,Yes,-44,Yes,Moderate obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Yes,0,100, -44,0,Yes,13,No,60,0,0,0,40,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,3,3,Concerns about level of debt already incurred,-44,6350000,6610000,2974500,1250000,218000,330500,98000,198500,32000,34000,14000,0,0,988000,1983000,1520000,2644000,2934000,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Very severe obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,No obstacle,Major obstacle,No,Yes,No,No,No,"Crime, theft and disorder",Customs and Trade Regulations,Tax Rates,Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Private independent fund, -44,"General management, Business development and Strategies supp", -44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 138148,148,Dominica,Dominica,Retail,508469,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All women,Yes,Not applicable,100,Makes major strategic and fiancial decisions,9,6,Predominantly men,Male,Male,Female,2005,No,Yes,2005,8,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,1,0,-44,No,-44,-44,-44,-44,Yes,0,1,1,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,25,50,25,0,Medium private firms (20-100 employees),25,60,15,food,55,Local,10,Increased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,70,30,Yes,15,No,No,No,No,Yes,No,Yes,Client, -44,No,No,Yes,Yes,Yes,Yes,Yes,Yes,No,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,Very Important,Very Important,Important,Very Important,Slightly important,Very Important,Very Important,Yes,100,No,-44,No,-44,No,Yes,100000,-44,No,No,Yes,No,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,No obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,-44, -44,Tend to disagree,Strongly disagree,Tend to disagree,Tend to agree,Yes,No,-44,-44,-44,-44,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,No,Yes,No,No,-44,-44,No,-44,-44,No,Yes,No,0,No,-44,-44,No,-44,0,-44,Yes,10,No,No,-44,-44,Yes,0,2,13,78,21,27,19,11,2,12,7,9,0,0,0,0,0,0,0,0,0,0,0,0,0,0,12,21,44000,18,40000,17,48000,2,21000,3,19000,2,24000,3,27000,3,25000,3,29000,3,11000,3,11000,3,13000,3,9900,3,8900,3,11400,0,-77,0,-77,0,-77,27,11000,28,10600,26,12800,0,-77,0,-77,0,-77,19,9100,19,8300,21,10100,Increase demand for higher quality product, -44,University graduate,Completed college/vocational training,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Not applicable,Not applicable,Completed college/vocational training,Completed secondary,Not applicable,Not applicable,Completed secondary,Completed primary school,Slightly important,Slightly important,Critical,Important,Very important,Very important,Important,Important,Important,Important,Important,Important,Not important,Not important,Important,Critical,Critical,Critical,Very important,Slightly important,Critical,Critical,Important,Important,Critical,Slightly important,Slightly important,Important,Not important,Slightly important,Important,Important,Important,Very important,Critical,Very important,Very important,Important,Very important,Important,Important,Very important,Critical,Important,Very important,Very important,Critical,Critical,Critical,Very important,Critical,Slightly important,Not important,Important,Not important,Very important,Very important,Not important,Important,Not important,Important,Important,Very important,Slightly important,Important,Slightly important,Not important,Not important,Very important,Important,Critical,Very important,Critical,Very important,Not important,Slightly important,Important,Important,Important,Slightly important,Not difficult,Very difficult,Difficult,3,18,Slightly difficult,Very difficult,Very difficult,0,6,Not difficult,Difficult,Slightly difficult,0,5,Slightly difficult,Not difficult,Not difficult,0,1,Slightly difficult,Slightly difficult,Slightly difficult,1,7,Slightly difficult,Difficult,Slightly difficult,0,6,Not difficult,Slightly difficult,Slightly difficult,3,5,Not difficult,Slightly difficult,Not difficult,1,8,Not difficult,Not difficult,Slightly difficult,2,1,Important,Very important,Not important,Important,Slightly important,Not important,Not important,Not important,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,Moderate obstacle,No obstacle,No obstacle,Public announcement/advertisement, -44,No,-44,-44,-44,-44,No,-44,-44,No,The firm cannot afford the optimal level of training,Yes,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,No obstacle,No obstacle,Yes,0,100, -44,0,No,-44,No,76,0,0,0,24,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,Yes,Line of credit,2009,300000,14,24,Other,Yes,Yes,No,Yes,No,No, -44,125,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,10710000,11900000,7810000,1720000,476000,595000,113000,202500,34000,22000,26000,0,0,2285000,1574000,3570000,2499000,6283000,No obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,Access to finance,Practices of competitors in the informal sector,Tax Rates,Major obstacle,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Moderated impact,Yes,Large impact,No,No impact,Yes,Moderated impact,Yes,No impact,No,No impact,No,No impact,No,No impact,No,No impact,No,No impact,Yes,Large impact,Yes,Large impact,No,No impact,Yes,Large impact,Yes,Moderated impact,No,No impact,No,No impact,No,No impact,No,No impact,No,No impact,Yes,Large impact,No,No impact,Yes,Moderated impact,No,No impact,No,No impact,Yes,Moderated impact,No,No impact,Yes,Moderated impact,Yes,Large impact,No,Large impact,Yes,Large impact,No,No impact,Yes,Moderated impact,No,No impact,Yes,Moderated impact,No,No impact,Yes,Large impact,Yes,Moderated impact,Yes,Large impact,Yes,Large impact,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,Yes,No,No,Yes,No,Yes,Yes,Yes,Yes,No,-44,-44,No,-44,-44,No,-44,-44,Yes,Yes,Yes,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,Yes,Truthful,Are taken directly from the establishment's records, 13883,83,Dominica,Dominica,Retail,508404,No,-44,-44,-44,-44,Sole proprietorship, -44,100,0,100,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Male,1993,No,Yes,1993,25,No,-44,-44,No,-44,-44,No,-44,-44,Yes,22,No,Yes,1,3,1,-44,No,-44,-44,-44,-44,Yes,3,0,1,-44,Yes,0,3,1,-44,Yes,5,Yes,No,Yes,0,-44,-44,100,0, -44,10,60,30,0,Individuals,5,70,25,furniture,55,Local,10,Remained the same,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,35,65,No,-44,Yes,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,Yes,No,No,No,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,-44, -44,Tend to agree,Tend to agree,Tend to disagree,Strongly agree,No,-44,-44,-44,-44,-44,Yes,3,-44,Yes,1,-44,Yes,1,Outside working hours,Other,Goods or stock,40000,Gang related,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,During working hours,Other,Money,-66,Other,No,No,Fear of reprisals,No,-44,-44,0,Yes,No,No,Yes,Yes,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,Yes,1,No,No,-44,0,-44,No,-44,-44,Yes,45,Yes,No,-44,-44,23,87,23,30,21,13,2,12,7,10,2,2,0,0,0,0,0,0,0,1,1,0,0,0,13,25,32000,26,30000,24,37000,2,20000,2,18000,2,23000,3,25000,4,22000,3,27000,3,12000,3,12000,3,14000,4,12000,4,11300,4,13700,1,8800,1,8500,1,10000,30,8400,30,7900,29,9800,0,-77,0,-77,0,-77,21,10000,20,9000,19,11600,Increase/decreased demand for goods, -44,University graduate,Completed college/vocational training,University graduate,University graduate,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed secondary,Completed secondary,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Completed primary school,Important,Slightly important,Critical,Very important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Slightly important,Slightly important,Not important,Slightly important,Important,Critical,Very important,Very important,Important,Slightly important,Very important,Critical,Important,Slightly important,Critical,Slightly important,Very important,Slightly important,Slightly important,Slightly important,Very important,Important,Important,Critical,Critical,Important,Very important,Very important,Slightly important,Very important,Very important,Very important,Very important,Slightly important,Critical,Important,Very important,Very important,Very important,Very important,Critical,Not important,Not important,Important,Not important,Slightly important,Very important,Slightly important,Slightly important,Slightly important,Important,Important,Slightly important,Important,Slightly important,Not important,Slightly important,Slightly important,Important,Important,Critical,Critical,Very important,Very important,Not important,Slightly important,Important,Important,Important,Slightly important,Not difficult,Very difficult,Difficult,3,25,Slightly difficult,Very difficult,Slightly difficult,0,13,Slightly difficult,Difficult,Slightly difficult,1,8,Not difficult,Slightly difficult,Slightly difficult,1,3,Slightly difficult,Slightly difficult,Not difficult,1,7,Not difficult,Difficult,Difficult,1,10,Not difficult,Slightly difficult,Slightly difficult,3,8,Slightly difficult,Slightly difficult,Not difficult,1,8,Slightly difficult,Not difficult,Not difficult,3,1,Important,Slightly important,Important,Important,Important,Slightly important,Not important,Not important,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Private placement office, -44,No,-44,-44,-44,-44,Yes,5,2,No,Other,Yes,Very severe obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,No,0,100, -44,0,No,-44,Yes,75,8,2,0,15,0,0,0,0,0,0,0,0, -44,75,12.5,0,0,0,12.5,0,0,0,0,0,0,0,0,0, -44,Yes,Line of credit,2010,1000000,13,36,Private commercial banks,Yes,Yes,No,No,No,No, -44,125,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,15170000,15170000,9530000,2020000,243000,758500,176000,379500,61000,57000,57000,1820000,0,2453000,2512000,3186000,3641000,5576000,Minor obstacle,Minor obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,"Crime, theft and disorder",Tax Rates,Transportation,No obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,International organization, -44,Human resources Support, -44,No,-44,-44,Yes,No,Yes,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 13853,53,Dominica,Dominica,Chemicals,508374,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,65,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Female,Male,Female,1970,No,Yes,1970,7,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,2,1,-44,No,-44,-44,-44,-44,Yes,2,1,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,100,90,110,0,0, -44,10,70,20,0,Large private firms (more than 100 employees),0,60,40,coconut meal,50,Local,10,Remained the same,Increased,More than 5,50,50,0,1971,jamaica,45,saint kitts and nevis,5,3,0,0,85,15,Yes,13,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Major obstacle,Major obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to agree,Yes,No,-44,-44,-44,-44,Yes,2,-44,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,2,During working hours,Firearm/gun,Money,24000,Someone working alone,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,Outside working hours,Baseball bat,Goods or stock,30000,Gang related,Yes,Yes,-44,Yes,1,Outside working hours,Knife,Goods or stock,3000,Group of criminals,No,No,Fear of reprisals,No,-44,-44,0,Yes,No,No,No,Yes,Yes,No,No,No,-44,-44,Yes,Yes,Yes,5,Yes,1,Yes,No,-44,0,-44,Yes,5,Yes,No,-44,-44,No,-44,-44,17,103,27,36,25,15,18,6,5,1,1,1,0,0,0,0,0,0,0,1,1,0,0,0,12,28,34000,26,31000,23,37000,2,24000,2,22000,2,29000,4,19000,5,18000,4,21000,4,11000,4,11000,4,12000,5,9200,5,9100,6,10400,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,36,9700,37,9800,36,10700,25,9700,23,9700,23,10700,Increase/decreased demand for goods, -44,University graduate,University graduate,University graduate,University graduate,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete secondary,Completed secondary,Completed secondary,Important,Important,Very important,Very important,Important,Very important,Important,Important,Important,Important,Slightly important,Important,Important,Slightly important,Important,Very important,Very important,Critical,Slightly important,Important,Very important,Critical,Important,Important,Critical,Not important,Slightly important,Important,Slightly important,Slightly important,Very important,Important,Slightly important,Very important,Critical,Very important,Very important,Important,Important,Very important,Important,Very important,Critical,Important,Critical,Important,Critical,Very important,Very important,Very important,Critical,Slightly important,Slightly important,Important,Not important,Important,Important,Not important,Slightly important,Important,Very important,Very important,Slightly important,Slightly important,Important,Not important,Not important,Slightly important,Important,Important,Critical,Very important,Critical,Critical,Not important,Slightly important,Important,Very important,Slightly important,Slightly important,Not difficult,Very difficult,Difficult,3,20,Slightly difficult,Very difficult,Difficult,1,10,Slightly difficult,Difficult,Difficult,0,5,Slightly difficult,Slightly difficult,Slightly difficult,1,1,Slightly difficult,Slightly difficult,Not difficult,0,2,Not difficult,Slightly difficult,Slightly difficult,0,9,Not difficult,Slightly difficult,Slightly difficult,0,8,Slightly difficult,Slightly difficult,Not difficult,4,2,Not difficult,Not difficult,Not difficult,3,2,Critical,Very important,Important,Important,Critical,Not important,Not important,Slightly important,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Public announcement/advertisement, -44,No,-44,-44,-44,-44,Yes,1,1,Yes,-44,Yes,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Yes,0,100, -44,0,Yes,8,Yes,80,0,0,0,20,0,0,0,0,0,0,0,0, -44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Collateral requirements for loans or line of credit are unat,2390000,2540000,1066800,1066800,20000,203200,365000,307000,0,0,0,0,178000,763000,396000,1090000,535000,2463000,Very severe obstacle,Very severe obstacle,No obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Minor obstacle,No obstacle,Minor obstacle,Major obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Electricity,Telecommunications,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,International organization, -44,Marketing and Operations support, -44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Truthful,Are taken directly from the establishment's records, 13897,97,Dominica,Dominica,Food,508418,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,51,70,30,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Male,1995,Yes,Yes,1995,5,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,8,1,1,-44,No,-44,-44,-44,-44,Yes,2,0,0,-44,No,-44,-44,-44,-44,Yes,1,Yes,Yes,Yes,100,90,75,0,0, -44,15,65,20,1,Individuals,30,50,20,kubuli beer,100,National,20,Remained the same,Increased,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,60,40,Yes,7,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,Yes,No,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,No obstacle,No obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,No obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,No obstacle,Major obstacle,-44, -44,Tend to disagree,Strongly disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,Yes,Yes,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,5,Yes,3,No,No,-44,0,-44,Yes,5,Yes,No,-44,-44,No,-44,-44,5,111,30,38,27,16,2,4,3,9,6,3,2,1,0,0,0,0,0,1,1,1,2,0,16,33,51000,34,47000,34,57000,2,29000,2,27000,2,33000,4,23000,4,21000,4,26000,4,9900,4,10000,4,12000,5,11000,5,10500,6,12000,1,11000,1,10900,1,12600,0,-77,0,-77,0,-77,40,10000,42,9700,40,11300,28,9100,29,9000,31,10700,Increase/decreased demand for goods, -44,University graduate,Completed secondary,Post graduated,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed secondary,Completed college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Completed secondary,Completed primary school,Very important,Slightly important,Critical,Critical,Important,Important,Slightly important,Slightly important,Very important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Very important,Critical,Critical,Very important,Important,Very important,Critical,Critical,Important,Very important,Very important,Slightly important,Slightly important,Important,Not important,Slightly important,Important,Important,Important,Very important,Critical,Important,Very important,Important,Important,Important,Important,Very important,Critical,Important,Critical,Important,Very important,Very important,Very important,Very important,Critical,Not important,Slightly important,Important,Slightly important,Important,Very important,Important,Slightly important,Not important,Slightly important,Important,Very important,Very important,Important,Not important,Slightly important,Slightly important,Important,Important,Critical,Very important,Very important,Very important,Slightly important,Not important,Important,Important,Slightly important,Slightly important,Not difficult,Very difficult,Difficult,4,8,Slightly difficult,Very difficult,Slightly difficult,0,15,Not difficult,Slightly difficult,Slightly difficult,1,6,Slightly difficult,Not difficult,Slightly difficult,1,1,Slightly difficult,Difficult,Difficult,0,8,Slightly difficult,Difficult,Slightly difficult,0,3,Not difficult,Slightly difficult,Difficult,1,7,Not difficult,Slightly difficult,Not difficult,4,2,Not difficult,Not difficult,Not difficult,3,2,Very important,Critical,Very important,Important,Critical,Not important,Not important,Not important,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,No obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Through family/friends, -44,No,-44,-44,-44,-44,Yes,1,2,Yes,-44,Yes,Major obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No,0,100, -44,0,Yes,8,No,50,24,6,0,15,0,5,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,3,3,Insufficient profitability,-44,2020000,2240000,1030400,1097600,90000,378000,239000,403000,5000,13000,27000,0,0,323000,378000,448000,582000,1062000,No obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,Major obstacle,No obstacle,No obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Practices of competitors in the informal sector,Customs and Trade Regulations,Macroeconomic environment,No obstacle,Yes,Yes,No,No,Yes,No,No,-44,-44,-44,-44,Yes,Large impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Large impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,No,Moderated impact,-44,-44,-44,-44,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,No,Yes,No,No,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 13836,36,Dominica,Dominica,Construction,508357,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,65,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly women,Female,Female,Female,1967,No,Yes,1967,10,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,3,1,-44,No,-44,-44,-44,-44,Yes,8,0,0,-44,Yes,2,6,2,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,40,30,30,0,Medium private firms (20-100 employees),20,60,20,lumber,100,National,10,Remained the same,Decreased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,80,20,Yes,9,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,-44, -44,Tend to agree,Tend to agree,Tend to disagree,Tend to agree,Yes,No,-44,-44,-44,-44,Yes,1,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,Outside working hours,Other,Money,4000,A fellow employee,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,Outside working hours,Knife,Other company property,800,Other,No,No,-44,Yes,2,Outside working hours,Firearm/gun,Money,3000,Gang related,No,Yes,-44,Yes,1,Outside working hours,Knife,Money,-66,Group of criminals,No,No,Not enough police/not enough resources,No,-44,-44,0,Yes,No,No,No,Yes,No,-44,-44,No,-44,-44,Yes,No,Yes,5,Yes,2,No,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,0,2,8,125,33,43,31,18,2,11,7,10,5,3,1,1,0,0,0,0,0,1,1,1,2,0,15,36,42000,39,40000,35,47000,2,21000,2,21000,2,24000,5,27000,6,24000,5,31000,5,10000,5,10000,5,11000,5,9700,5,9300,5,10900,1,9200,1,8400,1,10400,44,9800,42,9000,43,10700,0,-77,0,-77,0,-77,32,9500,31,9600,32,10200,Increase/decreased demand for goods, -44,University graduate,University graduate,University graduate,University graduate,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Completed secondary,Important,Slightly important,Critical,Important,Important,Important,Important,Slightly important,Very important,Slightly important,Important,Slightly important,Not important,Slightly important,Important,Very important,Very important,Critical,Important,Important,Critical,Critical,Important,Slightly important,Very important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Very important,Slightly important,Important,Critical,Critical,Important,Very important,Slightly important,Important,Very important,Very important,Important,Critical,Slightly important,Critical,Important,Critical,Critical,Very important,Very important,Critical,Not important,Not important,Important,Slightly important,Important,Very important,Slightly important,Slightly important,Slightly important,Important,Very important,Slightly important,Slightly important,Very important,Not important,Not important,Slightly important,Important,Important,Critical,Very important,Very important,Critical,Not important,Slightly important,Slightly important,Important,Not important,Not important,Not difficult,Difficult,Difficult,4,12,Slightly difficult,Very difficult,Difficult,1,13,Difficult,Difficult,Difficult,1,3,Slightly difficult,Slightly difficult,Not difficult,1,1,Slightly difficult,Difficult,Slightly difficult,0,6,Not difficult,Difficult,Slightly difficult,0,10,Not difficult,Slightly difficult,Slightly difficult,5,8,Not difficult,Not difficult,Slightly difficult,1,9,Not difficult,Not difficult,Not difficult,4,2,Critical,Very important,Very important,Important,Very important,Not important,Slightly important,Not important,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Public announcement/advertisement, -44,No,-44,-44,-44,-44,Yes,0,2,Yes,-44,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,14,No,80,0,0,0,20,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Other,5210000,5060000,2378200,1810000,187000,253000,30000,81000,8000,9000,7000,0,0,964000,1169000,1417000,1670000,2012000,No obstacle,No obstacle,No obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Access to finance,Cost of finance,Customs and Trade Regulations,No obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,International organization, -44,technological and Innovation Support, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 138113,113,Dominica,Dominica,Construction,508434,No,-44,-44,-44,-44,Partnership (including limited liability companies), -44,30,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Female,Male,2004,No,Yes,2004,7,No,-44,-44,No,-44,-44,No,-44,-44,Yes,29,No,Yes,0,3,1,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,3,Yes,Yes,Yes,0,-44,-44,100,0, -44,30,45,25,3,Individuals,0,40,60,construction,100,National,30,Increased,Remained the same,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,60,40,Yes,20,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,Yes,No,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,No obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,Major obstacle,Major obstacle,-44, -44,Tend to disagree,Strongly disagree,Tend to disagree,Tend to agree,Yes,No,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,10000,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,No,0,No,-44,-44,No,-44,0,-44,Yes,10,No,No,-44,-44,Yes,15,1,63,141,36,49,35,21,0,0,24,1,8,4,2,1,1,0,0,1,0,1,1,1,2,1,17,40,50000,42,45000,44,58000,3,31000,4,30000,3,36000,6,27000,6,25000,6,31000,6,9300,6,9000,6,11000,7,11000,8,10100,8,12100,0,-77,0,-77,0,-77,51,11000,55,10700,51,12000,0,-77,0,-77,0,-77,36,9500,38,9700,34,10700,Increase/decreased demand for goods, -44,Post graduated,University graduate,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Not applicable,Not applicable,Completed secondary,Completed college/vocational training,Not applicable,Not applicable,Completed secondary,Completed secondary,Important,Slightly important,Very important,Very important,Important,Important,Important,Slightly important,Important,Very important,Important,Important,Slightly important,Slightly important,Important,Very important,Very important,Very important,Important,Important,Very important,Critical,Important,Important,Very important,Important,Important,Very important,Not important,Not important,Important,Slightly important,Important,Critical,Critical,Important,Critical,Important,Slightly important,Very important,Important,Slightly important,Very important,Important,Critical,Important,Very important,Critical,Critical,Very important,Critical,Slightly important,Not important,Very important,Slightly important,Very important,Very important,Slightly important,Not important,Important,Very important,Slightly important,Very important,Slightly important,Slightly important,Not important,Not important,Slightly important,Very important,Important,Critical,Critical,Critical,Very important,Not important,Slightly important,Very important,Important,Slightly important,Not important,Slightly difficult,Very difficult,Difficult,4,21,Slightly difficult,Very difficult,Slightly difficult,0,7,Not difficult,Difficult,Difficult,0,2,Not difficult,Slightly difficult,Not difficult,1,3,Not difficult,Slightly difficult,Slightly difficult,0,5,Not difficult,Difficult,Slightly difficult,1,5,Not difficult,Difficult,Difficult,6,3,Slightly difficult,Not difficult,Slightly difficult,0,2,Slightly difficult,Not difficult,Slightly difficult,4,1,Very important,Very important,Very important,Important,Very important,Not important,Not important,Slightly important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,Public placement office, -44,No,-44,-44,-44,-44,No,-44,-44,No,Other,Yes,Very severe obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,No,0,100, -44,0,No,-44,No,29,12,3,0,56,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Application procedures for loans or line of credit are compl,25880000,29410000,13822700,2840000,441000,1764600,430000,500000,55000,80000,35000,0,0,6588000,7799000,8235000,9999000,20340000,Moderate obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,Minor obstacle,Minor obstacle,Major obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,No obstacle,Very severe obstacle,No obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Cost of finance,Macroeconomic environment,Inadequately educated workforce,No obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Already used this type of assistance in the past and wasn't, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Truthful,Are taken directly from the establishment's records, 138100,100,Dominica,Dominica,Transport,508421,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,25,20,80,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Female,Female,1997,No,Yes,1997,5,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,0,1,1,-44,No,-44,-44,-44,-44,Yes,8,2,1,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,35,45,20,0,Your parent company or affiliated establishments,35,45,20,water transport,95,Local,5,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,70,30,Yes,19,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,Yes,No,No,No,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Major obstacle,No obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,-44, -44,Tend to agree,Tend to disagree,Strongly agree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,No,No,No,No,-44,-44,No,-44,-44,No,Yes,No,0,Yes,2,Yes,No,-44,1,-44,Yes,5,Yes,No,-44,-44,No,-44,-44,72,176,45,61,44,26,3,35,22,25,0,0,0,0,0,0,0,0,0,0,0,0,0,0,18,45,44000,45,43000,48,49000,3,21000,3,21000,3,25000,7,23000,7,22000,7,25000,7,9800,7,10000,7,11000,8,12000,8,11100,7,12900,1,9300,1,9200,1,10400,61,8600,64,8100,58,9500,0,-77,0,-77,0,-77,44,9300,48,8500,43,10400,Increase/decreased demand for goods, -44,University graduate,University graduate,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed secondary,Completed primary school,Slightly important,Slightly important,Very important,Important,Very important,Important,Slightly important,Slightly important,Important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Important,Very important,Critical,Critical,Important,Very important,Very important,Critical,Important,Important,Very important,Slightly important,Important,Slightly important,Not important,Not important,Important,Slightly important,Important,Very important,Critical,Important,Very important,Important,Very important,Important,Important,Important,Very important,Important,Critical,Important,Critical,Critical,Very important,Critical,Critical,Not important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Very important,Slightly important,Important,Very important,Slightly important,Slightly important,Slightly important,Very important,Important,Critical,Critical,Critical,Very important,Slightly important,Slightly important,Very important,Important,Not important,Important,Not difficult,Very difficult,Difficult,5,20,Slightly difficult,Difficult,Difficult,0,11,Difficult,Slightly difficult,Slightly difficult,1,10,Slightly difficult,Slightly difficult,Not difficult,0,1,Slightly difficult,Slightly difficult,Not difficult,1,7,Difficult,Slightly difficult,Slightly difficult,1,4,Not difficult,Slightly difficult,Slightly difficult,7,7,Slightly difficult,Not difficult,Difficult,1,3,Slightly difficult,Not difficult,Not difficult,5,1,Important,Very important,Slightly important,Important,Important,Slightly important,Not important,Not important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,Through family/friends, -44,Yes to fire,No,-44,Yes,17,No,-44,-44,No,Other,Yes,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No,0,100, -44,0,No,-44,No,80,0,0,0,20,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Did not think it would be approved,16210000,17620000,7048000,3100000,828000,1762000,23000,299500,42000,60000,15000,0,0,2643000,3473000,4405000,4757000,12907000,No obstacle,No obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Major obstacle,Minor obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,Access to finance,Corruption,Tax Rates,Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Private independent fund, -44,"General management, Business development and Strategies supp", -44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Truthful,Are estimates computed with some precision, 138128,128,Dominica,Dominica,Food,508449,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All women,Yes,Not applicable,100,Makes major strategic and fiancial decisions,11,3,Predominantly men,Male,Female,Male,2003,No,Yes,2003,10,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,0,2,0,-44,No,-44,-44,-44,-44,Yes,9,2,1,-44,No,-44,-44,-44,-44,Yes,2,Yes,No,Yes,100,65,95,0,0, -44,15,55,30,0,Individuals,5,70,25,nuts,100,National,10,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,55,45,Yes,6,Yes,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to agree,Tend to disagree,Yes,No,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,Yes,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,1,No,-44,-44,No,-44,0,-44,Yes,5,Yes,No,-44,-44,No,-44,-44,73,181,46,63,45,27,34,10,11,1,3,2,1,0,0,0,0,0,0,1,1,1,0,0,26,48,32000,46,32000,49,37000,3,27000,4,26000,3,32000,8,27000,8,24000,7,31000,8,10000,8,10000,9,11000,8,9600,8,8700,8,10500,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,64,12000,70,11500,73,13900,45,9200,50,8300,53,10400,Increase/decreased demand for goods, -44,University graduate,University graduate,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Completed college/vocational training,Completed secondary,Completed secondary,Important,Not important,Critical,Very important,Very important,Important,Slightly important,Important,Important,Slightly important,Important,Important,Slightly important,Slightly important,Important,Very important,Very important,Critical,Slightly important,Important,Critical,Critical,Slightly important,Slightly important,Critical,Not important,Slightly important,Very important,Slightly important,Slightly important,Very important,Important,Very important,Critical,Very important,Very important,Very important,Slightly important,Important,Important,Important,Very important,Critical,Not important,Critical,Very important,Critical,Critical,Very important,Very important,Critical,Slightly important,Not important,Important,Not important,Important,Important,Slightly important,Slightly important,Not important,Important,Important,Very important,Slightly important,Very important,Not important,Slightly important,Slightly important,Very important,Slightly important,Critical,Very important,Critical,Very important,Not important,Slightly important,Important,Important,Slightly important,Not important,Slightly difficult,Very difficult,Difficult,5,11,Not difficult,Very difficult,Difficult,1,7,Not difficult,Difficult,Slightly difficult,0,4,Slightly difficult,Not difficult,Slightly difficult,1,1,Slightly difficult,Difficult,Slightly difficult,1,2,Slightly difficult,Slightly difficult,Difficult,1,3,Not difficult,Slightly difficult,Slightly difficult,0,3,Not difficult,Not difficult,Not difficult,7,10,Not difficult,Not difficult,Not difficult,5,2,Critical,Very important,Slightly important,Not important,Very important,Slightly important,Slightly important,Slightly important,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,Through family/friends, -44,No,-44,-44,-44,-44,No,-44,-44,No,The firm is affraid of investing in workers that after the t,Yes,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,No,0,100, -44,0,Yes,14,Yes,75,0,0,0,25,0,0,0,0,0,0,0,0, -44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,5,5,Problems with credit history/report,-44,28480000,32360000,15120000,7250000,647000,630000,464000,1008000,8000,32000,38000,1618000,0,1991000,186000,2886000,278000,4387000,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,"Crime, theft and disorder",Practices of competitors in the informal sector,Minor obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,International organization, -44,Marketing and Operations support, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 13854,54,Dominica,Dominica,Chemicals,508375,Yes,2,Headquarters with production and/or sales at this location,Yes,-44,Shareholding company with non-traded shares or shares traded, -44,46,80,20,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Female,Male,1965,Yes,Yes,1965,32,No,-44,-44,No,-44,-44,No,-44,-44,Yes,44,No,Yes,1,3,1,-44,No,-44,-44,-44,-44,Yes,1,4,0,-44,Yes,2,2,2,-44,Yes,2,Yes,No,Yes,90,95,110,10,0, -44,10,60,30,0,Medium private firms (20-100 employees),0,60,40,soap,75,International,5,Increased,Increased,More than 5,15,85,0,1966,jamaica,30,saint kitts and nevis,15,5,0,0,55,45,Yes,4,No,No,No,Yes,Yes,No,Yes,Other company of the sector, -44,No,No,Yes,Yes,Yes,No,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,Important,Critical,Important,Important,Important,Important,Very Important,Yes,75,Yes,25,No,-44,No,No,100000,-44,No,No,No,Yes,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,2,Yes,1,No,No,-44,0,-44,Yes,5,Yes,No,-44,-44,No,-44,-44,5,204,52,71,51,30,45,12,12,1,8,3,2,2,1,1,0,0,0,1,1,1,2,1,29,55,39000,60,37000,63,43000,4,21000,4,21000,4,24000,9,20000,10,19000,11,22000,9,11000,10,10000,10,12000,9,11000,10,10200,10,12500,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,73,11000,69,11000,73,12500,53,9200,49,8500,49,9900,-44, -44,University graduate,University graduate,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Completed secondary,Completed secondary,Important,Important,Critical,Very important,Important,Important,Important,Slightly important,Important,Important,Slightly important,Important,Slightly important,Slightly important,Important,Critical,Very important,Very important,Important,Slightly important,Critical,Critical,Important,Important,Critical,Slightly important,Very important,Slightly important,Not important,Slightly important,Very important,Important,Important,Critical,Critical,Important,Very important,Very important,Slightly important,Important,Important,Important,Very important,Important,Critical,Important,Very important,Critical,Very important,Very important,Very important,Slightly important,Not important,Important,Slightly important,Important,Important,Slightly important,Important,Not important,Very important,Important,Very important,Slightly important,Slightly important,Not important,Not important,Slightly important,Important,Important,Very important,Very important,Critical,Critical,Slightly important,Not important,Very important,Very important,Slightly important,Slightly important,Not difficult,Almost impossible,Difficult,6,15,Not difficult,Very difficult,Difficult,0,4,Slightly difficult,Difficult,Slightly difficult,1,3,Not difficult,Not difficult,Not difficult,0,2,Slightly difficult,Slightly difficult,Not difficult,1,5,Slightly difficult,Very difficult,Difficult,0,3,Not difficult,Difficult,Slightly difficult,1,2,Slightly difficult,Slightly difficult,Not difficult,8,6,Slightly difficult,Not difficult,Slightly difficult,6,2,Very important,Very important,Important,Slightly important,Very important,Not important,Not important,Slightly important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,Public placement office, -44,Yes to fire,No,-44,Yes,20,Yes,4,2,No,The firm does not have enough information about training pro,Yes,Major obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,Yes,0,100, -44,0,Yes,14,Yes,50,16,4,0,15,15,0,0,0,0,0,0,0, -44,50,25,12.5,0,12.5,0,0,0,0,0,0,0,0,0,0, -44,Yes,Line of credit,2010,10000,-44,18,Private commercial banks,Yes,Yes,Yes,Yes,Yes,No, -44,100,Yes,2,2,Problems with credit history/report,-44,4880000,5360000,3020000,2520000,209000,536000,103000,189000,28000,15000,38000,161000,0,969000,1158000,1447000,1608000,2098000,No obstacle,Very severe obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,No obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,No obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Access to finance,"Crime, theft and disorder",Practices of competitors in the informal sector,No obstacle,Yes,Yes,Yes,Yes,No,No,No,Yes,Moderated impact,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,No,No impact,No,No impact,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,No,No impact,No,No impact,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,No,No impact,-44,-44,-44,-44,-44,-44,No,No impact,No,No impact,-44,-44,-44,-44,-44,-44,Yes,Large impact,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,No,No,-44,-44,Truthful,Are estimates computed with some precision, 139123,123,Grenada,Grenada,Construction,504656,No,-44,-44,-44,-44,Sole proprietorship, -44,100,0,100,0,0,All women,Yes,Not applicable,100,Makes decisions in consultation with other partners,10,4,All men,Male,Male,Male,2004,Yes,Yes,2004,42,Yes,2,Yes,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,1,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0, -44,40,40,20,1,Government or government agencies (including state-owned ent,45,30,25,construction,75,National,15,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,55,45,Yes,4,No,No,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,Yes,Yes,No obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,No obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to disagree,Yes,No,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,0,0,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,2,No,-44,-44,Yes,0,.5,-44,No,-44,-44,Yes,50,Yes,No,-44,-44,2,4,2,1,1,0,0,0,0,0,1,1,0,0,0,0,0,0,0,1,1,0,0,0,0,3,59000,3,56000,3,69000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,9200,1,9400,1,10200,0,-77,0,-77,0,-77,1,11000,1,10500,1,13100,-44, -44,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed secondary,Important,Slightly important,Critical,Very important,Important,Important,Slightly important,Slightly important,Important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Very important,Very important,Very important,Slightly important,Important,Very important,Very important,Important,Slightly important,Critical,Slightly important,Very important,Very important,Not important,Slightly important,Important,Slightly important,Important,Critical,Very important,Very important,Very important,Important,Very important,Important,Important,Slightly important,Very important,Slightly important,Critical,Important,Critical,Critical,Very important,Very important,Critical,Not important,Not important,Important,Not important,Important,Important,Not important,Slightly important,Slightly important,Slightly important,Important,Slightly important,Important,Important,Not important,Slightly important,Slightly important,Important,Important,Critical,Critical,Critical,Critical,Slightly important,Slightly important,Very important,Important,Slightly important,Slightly important,Not difficult,Very difficult,Difficult,0,21,Slightly difficult,Very difficult,Difficult,0,15,Difficult,Difficult,Slightly difficult,1,10,Slightly difficult,Slightly difficult,Slightly difficult,1,3,Slightly difficult,Slightly difficult,Not difficult,0,10,Slightly difficult,Difficult,Difficult,0,7,Not difficult,Very difficult,Difficult,1,5,Slightly difficult,Difficult,Not difficult,1,6,Not difficult,Not difficult,Not difficult,0,1,Important,Important,Very important,Not important,Slightly important,Slightly important,Not important,Not important,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Public placement office, -38,No,-44,-44,-44,-44,No,-44,-44,No,Other,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,No,-44,No,72,0,0,0,28,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,3,3,Other objections,-44,90000,120000,0,37200,4000,8400,10800,2000,0,0,0,0,0,19000,32000,25000,41000,27000,Moderate obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Very severe obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Access to finance,Corruption,Cost of finance,Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 139139,139,Grenada,Grenada,Retail,504699,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All women,Yes,Not applicable,100,Makes decisions in consultation with other partners,16,4,All men,Male,Male,Male,1998,No,Yes,2005,17,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,0,1,1,-44,No,-44,-44,-44,-44,Yes,4,2,0,-44,Yes,1,1,2,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,25,50,25,0,Others,40,60,0,electrical contracts equipment,100,Local,5,Remained the same,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,45,55,No,-44,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,-44, -44,Tend to disagree,Strongly disagree,Tend to agree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,-44,4000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,Yes,No,No,-44,-44,No,-44,-44,No,Yes,No,20,No,-44,-44,Yes,0,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,6,5,3,1,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3,38000,2,37000,1,41000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,10000,1,9500,1,11200,0,-77,0,-77,0,-77,1,9900,2,9900,1,11700,-44, -44,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed primary school,Important,Important,Critical,Important,Very important,Very important,Slightly important,Important,Slightly important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Important,Critical,Critical,Critical,Important,Important,Very important,Critical,Very important,Very important,Very important,Not important,Important,Important,Slightly important,Not important,Very important,Important,Critical,Critical,Critical,Important,Very important,Very important,Important,Important,Very important,Important,Very important,Important,Critical,Important,Critical,Critical,Very important,Very important,Critical,Not important,Not important,Important,Not important,Very important,Slightly important,Slightly important,Important,Slightly important,Very important,Slightly important,Very important,Slightly important,Important,Slightly important,Not important,Slightly important,Important,Important,Critical,Critical,Critical,Critical,Not important,Slightly important,Very important,Very important,Slightly important,Not important,Not difficult,Difficult,Difficult,0,18,Not difficult,Very difficult,Very difficult,0,6,Not difficult,Difficult,Difficult,0,4,Slightly difficult,Slightly difficult,Slightly difficult,1,3,Slightly difficult,Slightly difficult,Not difficult,0,4,Slightly difficult,Slightly difficult,Slightly difficult,0,10,Slightly difficult,Difficult,Slightly difficult,1,9,Slightly difficult,Slightly difficult,Slightly difficult,1,3,Not difficult,Not difficult,Not difficult,0,2,Important,Very important,Important,Important,Very important,Slightly important,Not important,Not important,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Private placement office, 5,No,-44,-44,-44,-44,No,-44,-44,No,The firm does not have enough information about training pro,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,No,-44,No,50,20,5,0,25,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,4,4,Other objections,-44,170000,250000,92500,77500,20000,10000,27500,6000,1000,1000,0,0,0,39000,62000,55000,78000,147000,Minor obstacle,Minor obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,No obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Minor obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Tax Rates,Cost of finance,Minor obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Community based organization, -44,"General management, Business development and Strategies supp", -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 139112,112,Grenada,Grenada,Services of motor vehicles,504686,No,-44,-44,-44,-44,Limited partnership, -44,50,100,0,0,0,All women,Yes,No,50,Makes major strategic and fiancial decisions,7,14,All women,Female,Female,Female,2007,No,Yes,2007,12,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,8,1,0,-44,No,-44,-44,-44,-44,Yes,2,2,1,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,0,50,50,0,Individuals,5,40,55,gasoline,100,Local,10,Remained the same,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,45,55,Yes,7,Yes,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,-44, -44,Tend to disagree,Tend to disagree,Strongly disagree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,15,Yes,4,No,No,-44,0,-44,Yes,0,Yes,No,-44,-44,Yes,25,1,1,5,3,1,1,0,3,0,0,0,2,2,0,0,0,1,0,0,0,1,1,0,0,0,0,5,51000,4,52000,4,60000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,13000,1,11900,1,14200,0,-77,0,-77,0,-77,1,10000,2,9200,1,11600,-44, -44,Post graduated,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Important,Important,Critical,Important,Very important,Important,Important,Important,Important,Slightly important,Important,Important,Important,Slightly important,Important,Critical,Critical,Very important,Slightly important,Slightly important,Very important,Very important,Slightly important,Slightly important,Critical,Slightly important,Slightly important,Very important,Not important,Not important,Important,Important,Important,Critical,Very important,Important,Critical,Important,Important,Slightly important,Important,Very important,Very important,Important,Critical,Important,Critical,Critical,Very important,Very important,Critical,Slightly important,Not important,Important,Not important,Important,Important,Slightly important,Slightly important,Not important,Important,Slightly important,Slightly important,Important,Important,Not important,Slightly important,Not important,Very important,Important,Critical,Very important,Very important,Very important,Not important,Not important,Important,Important,Important,Slightly important,Slightly difficult,Very difficult,Difficult,0,18,Not difficult,Very difficult,Difficult,0,9,Slightly difficult,Slightly difficult,Slightly difficult,1,6,Slightly difficult,Slightly difficult,Slightly difficult,0,1,Slightly difficult,Slightly difficult,Slightly difficult,0,8,Slightly difficult,Slightly difficult,Slightly difficult,0,10,Not difficult,Difficult,Slightly difficult,0,6,Slightly difficult,Difficult,Not difficult,1,2,Not difficult,Slightly difficult,Not difficult,1,2,Very important,Critical,Very important,Important,Very important,Not important,Slightly important,Not important,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Through family/friends, -8,No,-44,-44,-44,-44,No,-44,-44,No,The firm is affraid of investing in workers that after the t,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,No,-44,Yes,30,16,4,30,10,0,0,0,10,0,0,0,0, -44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Line of credit,2011,50000,7,48,"Non-Bank financial institutions (microfinance institutions,",Yes,No,No,No,No,No, -44,150,Yes,5,4,Incompleteness of loan application,-44,230000,230000,90000,78200,4000,11500,23000,1500,0,0,0,0,32000,36000,52000,55000,81000,156000,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,No obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Major obstacle,-44,-44,-44,-44,-44,Practices of competitors in the informal sector,Tax Rates,Transportation,Minor obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Truthful,Are taken directly from the establishment's records, 139143,143,Grenada,Grenada,Hotel and restaurants,504674,Yes,3,Headquarters with production and/or sales at this location,No,2,Sole proprietorship, -44,100,100,0,0,0,All women,Yes,Not applicable,100,Makes major strategic and fiancial decisions,19,4,Predominantly women,Female,Male,Female,1995,Yes,Yes,1995,17,No,-44,-44,No,-44,-44,No,-44,-44,Yes,26,No,No,-44,-44,-44,-44,Yes,3,0,0,-44,Yes,3,2,1,-44,Yes,2,4,1,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0, -44,5,45,50,5,Government or government agencies (including state-owned ent,40,60,0,holiday apartment rental,35,International,25,Remained the same,Increased,2-5,30,70,25,1996,switzerland,30,germany,10,14,0,0,25,75,Yes,1,Yes,Yes,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,Yes,-44,7000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,3,During working hours,Firearm/gun,Money,17000,Gang related,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,Yes,No,-44,-44,No,-44,-44,Yes,Yes,Yes,30,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,4,5,3,1,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3,59000,2,54000,2,69000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,11000,1,9800,1,12300,0,-77,0,-77,0,-77,1,9900,2,9400,1,11700,-44, -44,University graduate,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Important,Slightly important,Critical,Very important,Very important,Very important,Slightly important,Slightly important,Important,Very important,Important,Slightly important,Slightly important,Slightly important,Important,Very important,Critical,Critical,Important,Important,Very important,Critical,Important,Important,Critical,Slightly important,Very important,Important,Not important,Not important,Important,Very important,Important,Very important,Critical,Important,Very important,Important,Important,Important,Slightly important,Very important,Very important,Important,Critical,Important,Very important,Critical,Very important,Very important,Critical,Slightly important,Not important,Important,Slightly important,Important,Important,Not important,Slightly important,Slightly important,Slightly important,Very important,Slightly important,Important,Very important,Not important,Slightly important,Slightly important,Important,Important,Critical,Critical,Critical,Very important,Not important,Slightly important,Important,Important,Not important,Important,Not difficult,Very difficult,Difficult,0,11,Slightly difficult,Very difficult,Slightly difficult,0,6,Not difficult,Difficult,Slightly difficult,0,4,Slightly difficult,Not difficult,Difficult,0,1,Slightly difficult,Difficult,Slightly difficult,0,6,Slightly difficult,Difficult,Very difficult,0,3,Not difficult,Difficult,Slightly difficult,1,5,Slightly difficult,Slightly difficult,Not difficult,0,10,Not difficult,Slightly difficult,Not difficult,1,1,Very important,Important,Very important,Important,Important,Not important,Slightly important,Slightly important,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,No obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Private placement office, -20,Yes to fire,No,-44,Yes,0,Yes,3,2,Yes,-44,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,No,-44,No,60,24,6,0,10,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Collateral requirements for loans or line of credit are unat,140000,180000,59400,54000,3000,12600,18000,4000,0,1000,0,0,0,24000,41000,36000,58000,47000,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Major obstacle,No obstacle,Major obstacle,No,Yes,No,Yes,No,Macroeconomic environment,Access to finance,Practices of competitors in the informal sector,Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Private independent fund, -44,technological and Innovation Support, -44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Truthful,Are taken directly from the establishment's records, 13917,17,Grenada,Grenada,Retail,504663,Yes,2,Establishment physically separated from HQ and other establi,No,2,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All women,Female,Female,Female,1981,No,Yes,1981,32,No,-44,-44,No,-44,-44,No,-44,-44,Yes,22,No,Yes,0,1,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,No,No,Yes,0,-44,-44,100,0, -44,35,55,10,0,Government or government agencies (including state-owned ent,10,45,45,spices,Refusal to answer,National,15,Increased,Remained the same,More than 5,100,0,50,-44,-44,-44,-44,-44,-44,-44,-44,40,60,Yes,15,Yes,No,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,No obstacle,Major obstacle,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,-44, -44,Strongly disagree,Tend to disagree,Tend to agree,Strongly disagree,No,-44,-44,-44,-44,-44,Yes,5,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,No,No,No,No,-44,-44,No,-44,-44,No,Yes,Yes,0,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,1,5,3,1,1,0,3,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3,48000,3,47000,3,55000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,10000,1,9100,1,10900,0,-77,0,-77,0,-77,1,11000,1,10000,1,12700,-44, -44,University graduate,Completed secondary,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed secondary,Very important,Important,Critical,Important,Important,Important,Slightly important,Important,Slightly important,Slightly important,Important,Important,Slightly important,Important,Very important,Critical,Critical,Very important,Very important,Important,Critical,Critical,Important,Slightly important,Critical,Slightly important,Slightly important,Slightly important,Slightly important,Not important,Very important,Important,Very important,Critical,Critical,Important,Very important,Important,Important,Important,Very important,Important,Critical,Important,Very important,Important,Critical,Very important,Very important,Very important,Very important,Slightly important,Not important,Very important,Slightly important,Very important,Important,Not important,Slightly important,Slightly important,Important,Very important,Important,Important,Important,Slightly important,Slightly important,Slightly important,Very important,Important,Very important,Very important,Critical,Critical,Slightly important,Slightly important,Important,Very important,Slightly important,Slightly important,Not difficult,Very difficult,Difficult,1,9,Not difficult,Very difficult,Difficult,0,13,Not difficult,Slightly difficult,Slightly difficult,0,5,Not difficult,Slightly difficult,Slightly difficult,0,2,Slightly difficult,Slightly difficult,Slightly difficult,0,6,Slightly difficult,Difficult,Slightly difficult,0,3,Not difficult,Slightly difficult,Difficult,0,8,Slightly difficult,Not difficult,Slightly difficult,1,5,Not difficult,Not difficult,Not difficult,0,2,Very important,Important,Not important,Slightly important,Very important,Not important,Slightly important,Slightly important,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,No obstacle,Public placement office, -31,No,-44,-44,-44,-44,No,-44,-44,No,Other,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,No,-44,No,55,0,0,0,45,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Application procedures for loans or line of credit are compl,530000,650000,208000,227500,17000,45500,71500,9000,1000,1000,1000,0,0,93000,161000,143000,260000,204000,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,Political environment,Tax administration,Electricity,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Community based organization, -44,Marketing and Operations support, -44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are taken directly from the establishment's records, 139110,110,Grenada,Grenada,Transport,504652,No,-44,-44,-44,-44,Limited partnership, -44,50,100,0,0,0,Predominantly men,No,No,20,Delegates decisions to other partners,7,6,Predominantly women,Male,Female,Female,1990,Yes,Yes,1989,20,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,1,1,-44,Yes,3,0,0,-44,Yes,2,1,0,-44,No,-44,-44,-44,-44,Yes,5,Yes,No,Yes,0,-44,-44,100,0, -44,30,50,20,0,Others,20,60,20,airline tickets,100,National,5,Remained the same,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,70,30,Yes,19,Yes,No,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Major obstacle,No obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,-44, -44,Tend to disagree,Tend to agree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,2,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,4,6,3,2,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3,50000,3,46000,3,55000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,12000,2,12000,2,13600,0,-77,0,-77,0,-77,1,10000,1,9500,1,11200,-44, -44,University graduate,Post graduated,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Completed secondary,-44,-44,Completed secondary,Started but did not complete secondary,Important,Not important,Very important,Important,Important,Important,Slightly important,Important,Important,Important,Important,Slightly important,Slightly important,Not important,Important,Critical,Very important,Very important,Very important,Very important,Very important,Critical,Important,Important,Critical,Slightly important,Slightly important,Slightly important,Not important,Not important,Slightly important,Important,Very important,Critical,Very important,Important,Important,Important,Slightly important,Important,Important,Important,Very important,Important,Very important,Very important,Critical,Very important,Critical,Very important,Critical,Not important,Slightly important,Important,Slightly important,Important,Very important,Slightly important,Slightly important,Not important,Very important,Important,Important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Very important,Important,Critical,Critical,Critical,Critical,Slightly important,Slightly important,Important,Very important,Not important,Not important,Not difficult,Difficult,Difficult,0,19,Slightly difficult,Difficult,Difficult,0,6,Not difficult,Slightly difficult,Difficult,0,4,Slightly difficult,Slightly difficult,Not difficult,0,1,Slightly difficult,Slightly difficult,Slightly difficult,1,5,Slightly difficult,Difficult,Slightly difficult,1,6,Not difficult,Difficult,Difficult,1,7,Not difficult,Slightly difficult,Not difficult,0,5,Not difficult,Not difficult,Slightly difficult,0,2,Important,Very important,Very important,Important,Important,Slightly important,Not important,Not important,No obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Private placement office, -42,Yes to both,No,-44,No,-44,Yes,4,2,Yes,-44,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,No,-44,Yes,75,0,0,0,25,0,0,0,0,0,0,0,0, -44,50,50,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Loan,2011,20000,7,60,Private commercial banks,Yes,No,No,Yes,No,No, -44,150,Yes,2,1,Collateral or cosigners unacceptable,-44,2510000,3350000,0,971500,302000,134000,368500,57000,7000,6000,8000,67000,0,777000,463000,971000,771000,1913000,Moderate obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,No,Yes,No,No,No,"Crime, theft and disorder",Customs and Trade Regulations,Tax Rates,Very severe obstacle,Yes,Yes,Yes,No,No,No,No,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,Negative impact,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 139106,106,Grenada,Grenada,Hotel and restaurants,504659,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All women,Yes,Not applicable,100,Delegates decisions to other partners,5,4,Equally men and women,Female,Male,Male,1998,No,Yes,1998,2,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,8,1,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,30,50,20,0,Medium private firms (20-100 employees),15,50,35,food services,95,National,15,Remained the same,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,75,25,No,-44,Yes,No,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Minor obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to agree,Tend to agree,Yes,No,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,Yes,1,No,No,-44,.5,-44,No,-44,-44,No,-44,-44,No,-44,-44,3,6,3,2,1,0,0,0,1,0,3,2,1,0,0,0,0,0,0,1,1,1,0,0,0,5,46000,5,43000,5,52000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,3,11000,3,10600,3,12800,0,-77,0,-77,0,-77,1,10000,1,10100,1,10900,-44, -44,University graduate,Completed secondary,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Important,Slightly important,Critical,Very important,Very important,Important,Important,Important,Important,Very important,Slightly important,Slightly important,Slightly important,Not important,Slightly important,Very important,Very important,Very important,Important,Slightly important,Critical,Critical,Slightly important,Slightly important,Very important,Slightly important,Very important,Important,Not important,Slightly important,Very important,Slightly important,Very important,Critical,Very important,Important,Very important,Very important,Slightly important,Important,Important,Very important,Very important,Not important,Critical,Important,Critical,Very important,Critical,Critical,Critical,Slightly important,Slightly important,Very important,Slightly important,Important,Important,Slightly important,Important,Slightly important,Important,Slightly important,Important,Important,Very important,Slightly important,Slightly important,Slightly important,Very important,Important,Critical,Critical,Critical,Very important,Slightly important,Slightly important,Important,Important,Not important,Not important,Not difficult,Very difficult,Difficult,0,14,Not difficult,Difficult,Difficult,0,6,Slightly difficult,Slightly difficult,Difficult,1,10,Not difficult,Slightly difficult,Slightly difficult,0,3,Slightly difficult,Slightly difficult,Slightly difficult,1,5,Not difficult,Difficult,Difficult,0,3,Not difficult,Difficult,Slightly difficult,0,5,Not difficult,Not difficult,Not difficult,0,7,Not difficult,Not difficult,Not difficult,0,2,Important,Important,Very important,Slightly important,Very important,Not important,Slightly important,Not important,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,No obstacle,Public placement office, -35,Yes to hire,Yes,0,No,-44,Yes,5,2,Yes,-44,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,Yes,9,Yes,75,0,0,0,25,0,0,0,0,0,0,0,0, -44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Application procedures for loans or line of credit are compl,310000,330000,105600,108900,12000,9900,36300,8500,1000,1000,1000,0,10000,52000,78000,83000,109000,192000,No obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,Cost of finance,Tax Rates,Access to land for expansion / relocation,No obstacle,Yes,Yes,No,No,No,No,Yes,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Large impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Large impact,-44,-44,-44,Large impact,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Negative impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Large impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Large impact,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,Yes,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,Truthful,Are taken directly from the establishment's records, 139151,151,Grenada,Grenada,Retail,504744,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All women,Yes,Not applicable,100,Makes major strategic and fiancial decisions,29,6,All men,Male,Male,Male,1985,Yes,Yes,1985,27,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,6,1,1,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0, -44,5,70,25,5,Government or government agencies (including state-owned ent,15,60,25,liquor,100,National,10,Decreased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,30,70,Yes,8,Yes,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,-44, -44,Tend to disagree,Strongly disagree,Tend to disagree,Strongly agree,No,-44,-44,-44,-44,-44,No,-44,-44,Yes,10,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,During working hours,Baseball bat,Money,250,Group of criminals,No,No,Would increase insurance cost,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,2,During working hours,Other,Other company property,600,Other,No,No,-44,Yes,2,Outside working hours,Firearm/gun,Money,40000,Gang related,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,40000,0,No,No,No,No,Yes,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,Yes,2,No,No,-44,0,-44,No,-44,-44,Yes,5,Yes,No,-44,-44,2,6,3,2,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3,64000,2,62000,2,73000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,12000,2,11800,2,12900,0,-77,0,-77,0,-77,1,10000,2,9100,1,11800,-44, -44,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Very important,Important,Very important,Very important,Important,Important,Important,Important,Important,Very important,Important,Important,Slightly important,Slightly important,Very important,Very important,Critical,Very important,Important,Important,Very important,Very important,Important,Important,Very important,Important,Important,Important,Not important,Important,Important,Slightly important,Slightly important,Critical,Critical,Very important,Very important,Slightly important,Important,Important,Important,Very important,Very important,Important,Very important,Important,Critical,Critical,Critical,Critical,Critical,Slightly important,Not important,Important,Not important,Very important,Very important,Not important,Slightly important,Slightly important,Important,Very important,Very important,Very important,Important,Not important,Not important,Slightly important,Very important,Important,Very important,Critical,Critical,Very important,Not important,Not important,Important,Important,Slightly important,Important,Not difficult,Very difficult,Slightly difficult,0,11,Difficult,Almost impossible,Difficult,0,9,Not difficult,Difficult,Very difficult,0,2,Slightly difficult,Slightly difficult,Slightly difficult,0,3,Slightly difficult,Not difficult,Not difficult,0,8,Not difficult,Difficult,Slightly difficult,1,2,Not difficult,Slightly difficult,Difficult,0,6,Slightly difficult,Difficult,Slightly difficult,1,5,Not difficult,Slightly difficult,Not difficult,0,1,Very important,Very important,Very important,Slightly important,Very important,Slightly important,Not important,Slightly important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,Minor obstacle,No obstacle,Private placement office, 50,Yes to fire,No,-44,Yes,1,Yes,5,2,Yes,-44,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,No,-44,No,80,12,3,0,5,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,3,3,Problems with credit history/report,-44,960000,770000,238700,207900,77000,23100,69300,8500,2000,1000,2000,0,0,136000,92000,200000,154000,426000,Minor obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,No,Yes,Yes,No,No,"Crime, theft and disorder",Practices of competitors in the informal sector,Inadequately educated workforce,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 139104,104,Grenada,Grenada,Retail,504716,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,50,100,0,0,0,All women,Yes,No,50,Delegates decisions to other partners,4,9,All women,Female,Female,Female,1986,Yes,Yes,1986,20,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,1,1,1,-44,Yes,2,4,1,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0, -44,15,55,30,15,Large private firms (more than 100 employees),5,65,30,"perfume, soap and candles",50,Local,5,Increased,Increased,2-5,100,0,Not provided,-44,-44,-44,-44,-44,-44,-44,-44,45,55,Yes,20,Yes,Yes,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,Yes,No,No,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,-44, -44,Tend to agree,Tend to agree,Strongly agree,Tend to agree,Yes,No,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,0,0,No,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,Yes,29,No,-44,-44,Yes,10,0,-44,Yes,7,Yes,No,-44,-44,No,-44,-44,12,6,3,2,1,0,3,0,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3,52000,3,48000,2,58000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,9500,2,9400,2,10600,0,-77,0,-77,0,-77,1,11000,1,9900,1,12700,-44, -44,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed primary school,Important,Slightly important,Very important,Important,Important,Important,Important,Important,Very important,Very important,Important,Slightly important,Slightly important,Not important,Important,Very important,Critical,Very important,Important,Important,Critical,Critical,Important,Important,Critical,Slightly important,Important,Slightly important,Not important,Slightly important,Very important,Important,Important,Critical,Critical,Important,Very important,Important,Important,Very important,Very important,Very important,Very important,Important,Critical,Important,Very important,Critical,Very important,Critical,Critical,Important,Slightly important,Important,Slightly important,Very important,Very important,Slightly important,Slightly important,Not important,Important,Important,Important,Slightly important,Very important,Slightly important,Not important,Slightly important,Important,Very important,Critical,Very important,Critical,Very important,Slightly important,Slightly important,Important,Important,Slightly important,Not important,Not difficult,Very difficult,Difficult,1,16,Not difficult,Very difficult,Slightly difficult,0,8,Slightly difficult,Difficult,Difficult,1,6,Not difficult,Slightly difficult,Slightly difficult,1,1,Not difficult,Not difficult,Slightly difficult,0,7,Not difficult,Slightly difficult,Slightly difficult,0,8,Not difficult,Difficult,Slightly difficult,0,2,Not difficult,Slightly difficult,Slightly difficult,0,4,Not difficult,Not difficult,Not difficult,1,2,Very important,Very important,Very important,Not important,Very important,Not important,Slightly important,Slightly important,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Private placement office, 22,No,-44,-44,-44,-44,No,-44,-44,No,Other,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,No,-44,No,90,0,0,0,10,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Collateral requirements for loans or line of credit are unat,2400000,2420000,677600,653400,169000,145200,242000,70000,4000,13000,8000,0,0,509000,604000,653000,774000,1659000,Minor obstacle,Minor obstacle,No obstacle,Major obstacle,No,Yes,No,No,No,No,No,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,No obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,No obstacle,Minor obstacle,Major obstacle,Yes,Yes,No,Yes,No,Cost of finance,Practices of competitors in the informal sector,Access to land for expansion / relocation,No obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Too expensive, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 139137,137,Grenada,Grenada,Hotel and restaurants,504726,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All women,Yes,Not applicable,100,Makes decisions in consultation with other partners,15,4,All men,Male,Male,Male,1999,Yes,Yes,1999,37,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,1,4,0,-44,No,-44,-44,-44,-44,Yes,0,Yes,Yes,Yes,0,-44,-44,100,0, -44,10,45,45,15,Others,15,60,25,restaurant and bar,85,Local,5,Increased,Remained the same,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,25,75,Yes,14,Yes,No,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,Yes,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,-44, -44,Tend to agree,Tend to agree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,6,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,0,0,Yes,No,No,Yes,No,No,-44,-44,No,-44,-44,No,Yes,Yes,0,Yes,2,No,No,-44,-44,0,No,-44,-44,No,-44,-44,Yes,25,1,13,6,3,2,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3,55000,3,56000,3,65000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,13000,2,12200,2,15400,0,-77,0,-77,0,-77,1,11000,1,10300,1,12100,-44, -44,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Important,Important,Critical,Important,Important,Important,Slightly important,Slightly important,Important,Very important,Slightly important,Slightly important,Slightly important,Slightly important,Very important,Critical,Critical,Critical,Slightly important,Very important,Critical,Critical,Important,Important,Critical,Not important,Slightly important,Slightly important,Slightly important,Slightly important,Critical,Important,Important,Critical,Critical,Important,Very important,Very important,Important,Slightly important,Important,Important,Critical,Not important,Critical,Important,Very important,Critical,Critical,Very important,Very important,Slightly important,Not important,Very important,Not important,Important,Very important,Slightly important,Not important,Not important,Important,Very important,Important,Very important,Important,Slightly important,Not important,Slightly important,Important,Important,Critical,Critical,Very important,Very important,Not important,Slightly important,Important,Important,Not important,Important,Not difficult,Difficult,Difficult,1,10,Slightly difficult,Difficult,Difficult,0,5,Slightly difficult,Slightly difficult,Difficult,0,9,Not difficult,Slightly difficult,Slightly difficult,0,3,Slightly difficult,Slightly difficult,Slightly difficult,1,5,Not difficult,Slightly difficult,Slightly difficult,0,6,Slightly difficult,Difficult,Difficult,1,9,Slightly difficult,Slightly difficult,Slightly difficult,0,10,Not difficult,Not difficult,Not difficult,0,2,Very important,Slightly important,Slightly important,Important,Very important,Not important,Not important,Not important,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,Private placement office, 32,No,-44,-44,-44,-44,No,-44,-44,No,The firm is affraid of investing in workers that after the t,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,No,-44,No,0,48,12,0,40,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Size of loan and maturity are insufficiant,180000,280000,86800,86800,25000,14000,14000,7500,2000,1000,1000,0,0,47000,59000,59000,87000,162000,Major obstacle,Very severe obstacle,Major obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,No obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Customs and Trade Regulations,Tax Rates,Electricity,No obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Too expensive, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,Somewhat truthful,Are taken directly from the establishment's records, 139103,103,Grenada,Grenada,Hotel and restaurants,504733,No,-44,-44,-44,-44,Partnership (including limited liability companies), -44,50,100,0,0,0,All women,Yes,Yes,50,Makes major strategic and fiancial decisions,3,7,All women,Female,Female,Female,2003,No,Yes,2003,13,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,0,3,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0, -44,15,45,40,5,Small private firms (less than 20 employees),20,45,35,"restaurant, bar and accommodat",90,National,10,Decreased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,80,20,Yes,4,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,Yes,No,Yes,Yes,Moderate obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,No obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,-44, -44,Strongly disagree,Strongly disagree,Tend to disagree,Tend to disagree,Yes,No,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,0,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,No,0,No,-44,-44,No,-44,0,-44,No,-44,-44,Yes,35,Yes,Yes,20,2,3,6,3,2,1,0,3,0,0,0,2,2,0,0,0,1,0,0,0,1,1,0,0,0,0,5,41000,4,38000,3,45000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,11000,2,10200,2,11900,0,-77,0,-77,0,-77,1,11000,1,10500,1,12200,Increase/decreased demand for goods, -44,University graduate,Completed secondary,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed secondary,Important,Important,Critical,Important,Important,Important,Slightly important,Slightly important,Important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Very important,Very important,Very important,Important,Important,Very important,Critical,Important,Important,Very important,Slightly important,Slightly important,Important,Important,Slightly important,Very important,Slightly important,Very important,Very important,Critical,Important,Very important,Important,Important,Important,Important,Important,Very important,Not important,Critical,Important,Very important,Critical,Very important,Critical,Critical,Slightly important,Not important,Important,Not important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Important,Very important,Very important,Very important,Slightly important,Slightly important,Slightly important,Important,Very important,Very important,Very important,Critical,Critical,Slightly important,Slightly important,Very important,Very important,Slightly important,Not important,Not difficult,Very difficult,Slightly difficult,0,13,Not difficult,Almost impossible,Difficult,0,12,Slightly difficult,Difficult,Slightly difficult,1,3,Not difficult,Slightly difficult,Slightly difficult,0,1,Slightly difficult,Slightly difficult,Difficult,1,6,Slightly difficult,Slightly difficult,Slightly difficult,0,3,Not difficult,Difficult,Slightly difficult,0,10,Not difficult,Not difficult,Not difficult,0,7,Not difficult,Not difficult,Slightly difficult,1,1,Important,Very important,Important,Not important,Important,Slightly important,Slightly important,Slightly important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Public placement office, 39,Yes to both,Yes,1,No,-44,No,-44,-44,No,The firm does not have enough information about training pro,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,No,-44,No,40,16,4,0,20,0,0,0,20,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,Yes,Line of credit,2010,60000,7,36,Other,Yes,No,No,No,No,No, -44,150,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,500000,490000,161700,147000,8000,19600,44100,10000,1000,1000,1000,0,0,101000,119000,147000,167000,331000,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Cost of finance,Macroeconomic environment,Transportation,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Too expensive, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 13984,84,Grenada,Grenada,Other manufacturing,504782,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly women,Male,Male,Male,1998,No,Yes,1998,17,No,-44,-44,No,-44,-44,No,-44,-44,Yes,20,No,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,0,4,1,-44,Yes,2,Yes,No,Yes,100,70,145,0,0, -44,20,60,20,0,Individuals,25,40,35,sign manufacturing,70,Local,10,Increased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,25,75,Yes,3,Yes,Yes,Yes,Yes,Yes,No,Yes,University, -44,No,No,No,Yes,Yes,No,-44,-44,-44,-44,Yes,No,Yes,No,No,Yes,Yes,No,No, -44,Slightly important,Critical,Very Important,Very Important,Important,Very Important,Very Important,Yes,60,Yes,40,No,-44,No,No,0,-44,No,Yes,No,No,Minor obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,-44, -44,Tend to disagree,Tend to agree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,Yes,2,-44,Yes,1,During working hours,Firearm/gun,Money,10000,Group of criminals,Yes,Yes,-44,Yes,1,Outside working hours,Baseball bat,Money,500,A former employee,No,No,Not enough police/not enough resources,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,2,Outside working hours,Other,Goods or stock,500,Other,No,No,-44,Yes,2,Outside working hours,Knife,Money,3000,Group of criminals,No,No,The police give little/no information back on crimes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,Yes,No,-44,-44,No,-44,-44,Yes,Yes,Yes,11,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,20,2,1,6,3,2,1,0,2,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3,42000,2,39000,2,46000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,14000,2,12700,2,16600,1,10000,1,9400,1,11700,New production methods, -44,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Completed secondary,Completed secondary,Started but did not complete secondary,Very important,Slightly important,Very important,Very important,Important,Important,Slightly important,Important,Important,Slightly important,Slightly important,Important,Not important,Not important,Slightly important,Very important,Very important,Very important,Important,Important,Critical,Very important,Important,Important,Very important,Not important,Important,Important,Slightly important,Not important,Critical,Slightly important,Important,Critical,Very important,Important,Very important,Very important,Very important,Important,Important,Important,Very important,Important,Very important,Important,Critical,Critical,Very important,Very important,Very important,Not important,Not important,Important,Slightly important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Very important,Slightly important,Slightly important,Important,Not important,Not important,Slightly important,Important,Very important,Critical,Very important,Critical,Very important,Slightly important,Slightly important,Important,Important,Not important,Slightly important,Not difficult,Very difficult,Difficult,0,17,Slightly difficult,Very difficult,Difficult,0,8,Difficult,Difficult,Slightly difficult,1,3,Slightly difficult,Not difficult,Slightly difficult,0,1,Slightly difficult,Slightly difficult,Not difficult,1,10,Not difficult,Difficult,Slightly difficult,0,2,Not difficult,Difficult,Difficult,0,5,Not difficult,Not difficult,Not difficult,1,10,Not difficult,Slightly difficult,Slightly difficult,1,2,Slightly important,Important,Not important,Important,Important,Slightly important,Not important,Not important,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Private placement office, 88,No,-44,-44,-44,-44,No,-44,-44,No,Other,No,-44,-44,-44,-44,-44,-44,No,100,0, -44,0,No,-44,Yes,50,8,2,0,40,0,0,0,0,0,0,0,0, -44,50,50,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Line of credit,2011,60000,10,24,Private commercial banks,Yes,No,No,No,No,-44, -44,175,Yes,2,1,Concerns about level of debt already incurred,-44,180000,200000,68000,68000,2000,8000,22000,6000,0,0,0,12000,0,73000,51000,113000,74000,247000,No obstacle,Major obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,No obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Access to finance,Practices of competitors in the informal sector,Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Private independent fund, -44,Marketing and Operations support, -44,Yes,No,No,No,-44,-44,Yes,No,No,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 139147,147,Grenada,Grenada,Services of motor vehicles,504657,Yes,4,Headquarters with production and/or sales at this location,No,3,Sole proprietorship, -44,100,100,0,0,0,All women,Yes,Not applicable,100,Makes decisions in consultation with other partners,24,5,All men,Male,Male,Male,1990,Yes,Yes,1990,23,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,0,1,1,-44,No,-44,-44,-44,-44,Yes,5,Yes,No,Yes,0,-44,-44,100,0, -44,10,70,20,0,Medium private firms (20-100 employees),30,55,15,auto spare parts,65,Local,5,Increased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,30,70,Yes,9,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,Yes,No,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,-44, -44,Tend to agree,Strongly disagree,Strongly disagree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,Yes,2,No,No,-44,0,-44,Yes,0,Yes,Yes,40,No,Yes,30,1,9,7,3,2,1,1,0,0,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3,44000,2,40000,1,49000,1,28000,1,28000,1,32000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,13000,2,13000,2,15000,0,-77,0,-77,0,-77,1,11000,1,10600,1,12700,New products require new skills, -44,Post graduated,Completed college/vocational training,Post graduated,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed secondary,-44,-44,Completed secondary,Completed secondary,Important,Slightly important,Critical,Very important,Important,Important,Important,Important,Slightly important,Very important,Slightly important,Important,Important,Slightly important,Important,Critical,Critical,Critical,Important,Slightly important,Critical,Very important,Important,Slightly important,Critical,Not important,Very important,Slightly important,Not important,Not important,Critical,Important,Important,Very important,Critical,Important,Very important,Important,Very important,Important,Important,Slightly important,Critical,Important,Very important,Slightly important,Critical,Very important,Very important,Very important,Critical,Slightly important,Not important,Very important,Not important,Important,Very important,Not important,Important,Slightly important,Important,Important,Slightly important,Slightly important,Important,Not important,Not important,Slightly important,Important,Very important,Critical,Very important,Critical,Very important,Important,Not important,Important,Important,Slightly important,Important,Not difficult,Difficult,Slightly difficult,0,19,Not difficult,Very difficult,Slightly difficult,1,14,Difficult,Slightly difficult,Slightly difficult,1,5,Slightly difficult,Difficult,Slightly difficult,1,2,Not difficult,Not difficult,Difficult,0,7,Slightly difficult,Difficult,Difficult,1,5,Slightly difficult,Difficult,Slightly difficult,0,4,Slightly difficult,Slightly difficult,Slightly difficult,1,2,Not difficult,Not difficult,Not difficult,0,1,Very important,Very important,Very important,Slightly important,Very important,Not important,Not important,Slightly important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Private placement office, -37,No,-44,-44,-44,-44,No,-44,-44,No,The firm is affraid of investing in workers that after the t,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,Yes,6,No,0,0,0,80,20,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,Yes,Line of credit,2012,50000,11,30,Other,Yes,No,No,No,Yes,No, -44,125,Yes,3,2,Problems with credit history/report,-44,850000,870000,321900,287100,28000,60900,166000,5000,0,1000,1000,0,0,183000,226000,235000,305000,439000,Minor obstacle,No obstacle,Major obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Moderate obstacle,No obstacle,Very severe obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Access to finance,Tax Rates,Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Local business association, -44,Marketing and Operations support, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 13914,14,Grenada,Grenada,Retail,504654,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All women,Female,Female,Female,1981,No,Yes,2004,42,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,Yes,3,0,0,-44,Yes,1,0,0,-44,Yes,0,1,1,-44,Yes,0,Yes,Yes,Yes,0,-44,-44,100,0, -44,30,50,20,4,Large private firms (more than 100 employees),40,45,15,clothes retail,95,National,5,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,75,25,Yes,16,Yes,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,Yes,No,No,No,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to agree,Yes,No,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,No,0,0,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,2,Yes,2,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,1,7,3,2,1,1,3,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,1,3,52000,3,52000,2,59000,1,31000,2,28000,1,36000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,9600,2,8700,2,10700,0,-77,0,-77,0,-77,1,11000,2,10500,1,12500,Increase/decreased demand for goods, -44,University graduate,Completed secondary,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed primary school,Slightly important,Slightly important,Critical,Very important,Very important,Very important,Slightly important,Important,Very important,Very important,Important,Important,Important,Slightly important,Important,Critical,Very important,Critical,Important,Slightly important,Very important,Very important,Important,Important,Critical,Not important,Important,Slightly important,Not important,Not important,Very important,Slightly important,Important,Very important,Critical,Important,Important,Slightly important,Important,Very important,Important,Important,Very important,Important,Very important,Very important,Critical,Critical,Very important,Critical,Critical,Slightly important,Not important,Important,Not important,Important,Very important,Slightly important,Slightly important,Not important,Important,Very important,Very important,Very important,Slightly important,Not important,Not important,Slightly important,Important,Important,Critical,Very important,Critical,Very important,Not important,Not important,Slightly important,Important,Slightly important,Important,Not difficult,Difficult,Difficult,1,14,Not difficult,Very difficult,Slightly difficult,1,4,Not difficult,Slightly difficult,Difficult,1,6,Slightly difficult,Slightly difficult,Not difficult,0,2,Slightly difficult,Slightly difficult,Slightly difficult,0,8,Slightly difficult,Difficult,Slightly difficult,1,8,Not difficult,Slightly difficult,Difficult,0,4,Slightly difficult,Not difficult,Not difficult,1,9,Not difficult,Not difficult,Not difficult,0,1,Very important,Very important,Very important,Not important,Very important,Slightly important,Not important,Not important,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,Private placement office, -40,No,-44,-44,-44,-44,No,-44,-44,No,The firm cannot afford the optimal level of training,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,No,-44,No,80,0,0,0,20,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Interest rates are not favorable,2090000,2600000,884000,728000,91000,156000,286000,70000,11000,13000,4000,0,0,371000,456000,546000,702000,1474000,No obstacle,Moderate obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,No obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,No,No,Yes,Yes,No,Inadequately educated workforce,"Crime, theft and disorder",Practices of competitors in the informal sector,Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed, -44,-44,-44, -44,-44, -44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 139113,113,Grenada,Grenada,Retail,504702,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All women,Yes,Not applicable,100,Makes decisions in consultation with other partners,7,4,All men,Male,Male,Male,2007,No,Yes,2009,22,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,0,3,1,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0, -44,25,55,20,5,Medium private firms (20-100 employees),0,65,35,drinks,45,Local,10,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,65,35,Yes,12,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,Yes,Yes,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Minor obstacle,Major obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,-44, -44,Tend to agree,Tend to agree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,4,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,Yes,No,No,-44,-44,No,-44,-44,Yes,No,Yes,10,Yes,1,No,No,-44,.5,-44,No,-44,-44,No,-44,-44,No,-44,-44,7,7,3,2,1,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,1,3,62000,2,61000,2,74000,1,32000,2,31000,1,37000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,11000,2,10500,2,12500,0,-77,0,-77,0,-77,1,11000,1,10300,1,11900,-44, -44,University graduate,Completed college/vocational training,University graduate,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Completed college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Slightly important,Important,Critical,Important,Important,Important,Important,Slightly important,Very important,Important,Important,Important,Not important,Important,Important,Critical,Critical,Critical,Slightly important,Slightly important,Critical,Critical,Important,Important,Critical,Slightly important,Slightly important,Very important,Not important,Slightly important,Important,Slightly important,Slightly important,Critical,Critical,Very important,Very important,Important,Important,Slightly important,Important,Very important,Very important,Not important,Very important,Very important,Very important,Critical,Critical,Critical,Critical,Not important,Slightly important,Important,Not important,Important,Very important,Not important,Important,Important,Slightly important,Important,Important,Important,Important,Slightly important,Not important,Slightly important,Very important,Important,Critical,Critical,Critical,Very important,Not important,Slightly important,Very important,Very important,Slightly important,Not important,Not difficult,Difficult,Very difficult,1,21,Not difficult,Very difficult,Slightly difficult,0,12,Slightly difficult,Difficult,Slightly difficult,1,10,Slightly difficult,Slightly difficult,Slightly difficult,1,3,Slightly difficult,Difficult,Slightly difficult,0,7,Slightly difficult,Difficult,Slightly difficult,1,7,Not difficult,Slightly difficult,Slightly difficult,1,7,Slightly difficult,Slightly difficult,Not difficult,1,2,Not difficult,Slightly difficult,Not difficult,1,2,Important,Slightly important,Important,Important,Very important,Not important,Not important,Not important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,No obstacle,No obstacle,Public placement office, 8,No,-44,-44,-44,-44,No,-44,-44,No,The firm is affraid of investing in workers that after the t,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,Yes,8,No,20,16,4,0,10,0,0,0,50,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,3,3,Problems with credit history/report,-44,450000,610000,30000,195200,17000,36600,18000,14500,3000,1000,2000,0,0,109000,132000,153000,183000,416000,Very severe obstacle,Very severe obstacle,No obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Minor obstacle,No obstacle,Minor obstacle,Major obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Electricity,Telecommunications,Moderate obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Community based organization, -44,technological and Innovation Support, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are taken directly from the establishment's records, 139145,145,Grenada,Grenada,Retail,504752,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All women,Yes,Not applicable,100,Makes major strategic and fiancial decisions,22,5,All men,Male,Male,Male,1948,No,Yes,2009,12,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,1,1,-44,No,-44,-44,-44,-44,Yes,4,0,1,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0, -44,20,50,30,3,Your parent company or affiliated establishments,20,65,15,goods,100,National,25,Increased,Increased,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,40,60,Yes,9,Yes,Yes,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Very severe obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,Major obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,Major obstacle,Very severe obstacle,No obstacle,-44, -44,Tend to agree,Tend to agree,Tend to agree,Tend to disagree,No,-44,-44,-44,-44,-44,No,-44,-44,Yes,15,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,Outside working hours,Knife,Money,1000,Group of criminals,No,No,Tried to/was unable to contact the police,Yes,2,Outside working hours,Firearm/gun,Goods or stock,8000,Gang related,Yes,Yes,-44,Yes,2,Outside working hours,Other,Money,2000,Gang related,No,No,Fear of negative publicity,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,3,During working hours,Knife,Money,4000,Group of criminals,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,20000,0,No,No,No,No,Yes,No,-44,-44,No,-44,-44,No,Yes,Yes,5,No,-44,-44,Yes,5,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,4,7,3,2,1,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3,54000,2,53000,2,63000,1,36000,2,34000,1,42000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,11000,2,11200,2,12600,0,-77,0,-77,0,-77,1,11000,2,10400,1,12800,New products require new skills, -44,Post graduated,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed secondary,Slightly important,Important,Very important,Important,Important,Important,Slightly important,Important,Important,Important,Important,Slightly important,Slightly important,Not important,Important,Critical,Very important,Very important,Important,Important,Very important,Critical,Important,Very important,Very important,Not important,Slightly important,Important,Slightly important,Not important,Important,Important,Important,Critical,Very important,Very important,Very important,Very important,Important,Important,Important,Important,Critical,Important,Critical,Important,Critical,Very important,Critical,Critical,Critical,Slightly important,Not important,Important,Slightly important,Very important,Important,Slightly important,Not important,Not important,Important,Important,Slightly important,Slightly important,Important,Not important,Slightly important,Slightly important,Very important,Important,Critical,Very important,Critical,Critical,Slightly important,Slightly important,Important,Very important,Not important,Slightly important,Slightly difficult,Very difficult,Difficult,0,10,Slightly difficult,Very difficult,Difficult,1,5,Not difficult,Very difficult,Slightly difficult,1,7,Not difficult,Not difficult,Slightly difficult,0,1,Slightly difficult,Not difficult,Difficult,1,6,Not difficult,Slightly difficult,Difficult,1,6,Slightly difficult,Slightly difficult,Difficult,0,4,Slightly difficult,Difficult,Slightly difficult,0,8,Not difficult,Not difficult,Slightly difficult,0,1,Important,Very important,Not important,Not important,Very important,Slightly important,Not important,Not important,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Private placement office, 58,No,-44,-44,-44,-44,No,-44,-44,No,Other,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,Yes,10,No,0,16,4,0,65,0,0,0,0,0,0,15,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Interest rates are not favorable,8520000,8840000,3150000,2563600,150000,442000,884000,70500,4000,8000,4000,0,0,1480000,2013000,2387000,2917000,5323000,Very severe obstacle,Moderate obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Very severe obstacle,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,Cost of finance,Telecommunications,Customs and Trade Regulations,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Local business association, -44,technological and Innovation Support, -44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 1399,9,Grenada,Grenada,Retail,504696,No,-44,-44,-44,-44,Partnership (including limited liability companies), -44,50,100,0,0,0,Equally men and women,No,Yes,50,Makes major strategic and fiancial decisions,3,8,All women,Female,Female,Female,2003,No,Yes,2009,46,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,3,0,-44,Yes,1,0,0,-44,Yes,5,2,1,-44,Yes,2,2,2,-44,Yes,1,Yes,No,Yes,0,-44,-44,100,0, -44,5,70,25,0,Individuals,40,50,10,prescription drugs,95,National,15,Decreased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,40,60,Yes,14,No,No,No,No,Yes,No,Yes,Other company of the sector, -44,Yes,No,No,Yes,Yes,Yes,No,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,Important,Important,Important,Very Important,Important,Very Important,Critical,Yes,45,Yes,55,No,-44,No,No,10000,-44,No,No,No,Yes,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to disagree,Strongly disagree,Tend to disagree,Yes,No,-44,-44,-44,-44,Yes,10,-44,Yes,10,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,During working hours,Firearm/gun,Money,550,Gang related,No,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,Outside working hours,Firearm/gun,Money,4500,Gang related,No,No,Not enough police/not enough resources,No,-44,-44,0,Yes,Yes,No,Yes,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,10,Yes,2,No,No,-44,-44,0,Yes,0,Yes,No,-44,-44,No,-44,-44,3,7,3,2,1,1,3,0,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3,41000,2,37000,2,48000,1,32000,2,29000,1,34000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,13000,2,12800,2,15300,0,-77,0,-77,0,-77,1,11000,1,10600,1,13100,-44, -44,University graduate,Post graduated,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Important,Important,Very important,Important,Important,Important,Slightly important,Slightly important,Important,Important,Important,Important,Not important,Slightly important,Important,Critical,Very important,Critical,Very important,Important,Critical,Critical,Important,Very important,Critical,Slightly important,Important,Slightly important,Not important,Important,Critical,Slightly important,Slightly important,Very important,Critical,Important,Important,Important,Important,Important,Very important,Important,Critical,Important,Critical,Slightly important,Critical,Very important,Critical,Critical,Critical,Slightly important,Slightly important,Important,Not important,Important,Very important,Not important,Not important,Slightly important,Important,Very important,Very important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Important,Important,Critical,Critical,Critical,Very important,Not important,Not important,Important,Slightly important,Important,Not important,Not difficult,Difficult,Slightly difficult,0,13,Not difficult,Difficult,Slightly difficult,0,12,Not difficult,Slightly difficult,Slightly difficult,1,4,Slightly difficult,Slightly difficult,Not difficult,1,3,Slightly difficult,Not difficult,Slightly difficult,1,6,Not difficult,Slightly difficult,Difficult,0,3,Slightly difficult,Difficult,Slightly difficult,0,5,Slightly difficult,Not difficult,Difficult,0,6,Not difficult,Not difficult,Not difficult,0,2,Very important,Very important,Slightly important,Important,Important,Slightly important,Not important,Not important,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,Through family/friends, 2,Yes to hire,Yes,1,No,-44,No,-44,-44,No,The benefits of training are small than the costs,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,Yes,13,No,10,0,0,20,20,0,0,0,0,0,0,0,50, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Interest rates are not favorable,1030000,1020000,306000,367200,22000,30600,35000,8000,0,1000,1000,0,0,178000,220000,296000,275000,432000,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Political environment,Corruption,Cost of finance,Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Government based organization, -44,technological and Innovation Support, -44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Yes,No,Yes,No,-44,-44,Yes,No,Yes,No,-44,-44,Truthful,Are taken directly from the establishment's records, 139141,141,Grenada,Grenada,Hotel and restaurants,504687,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All women,Yes,Not applicable,100,Makes decisions in consultation with other partners,18,4,Predominantly men,Female,Male,Male,1996,No,Yes,1996,18,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,5,45,50,0,Medium private firms (20-100 employees),25,55,20,restaurant and bar,80,Local,5,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,30,70,No,-44,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,No obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,-44, -44,Tend to agree,Tend to disagree,Strongly disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,Yes,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,19,No,-44,-44,No,-44,0,-44,Yes,9,Yes,No,-44,-44,Yes,15,2,8,7,3,2,1,1,0,0,1,0,1,1,0,0,0,0,0,0,0,1,1,0,0,0,0,4,48000,3,43000,2,53000,1,31000,1,30000,1,34000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,13000,2,12600,2,14600,0,-77,0,-77,0,-77,1,10000,1,9500,1,11700,Increase/decreased demand for goods, -44,University graduate,Post graduated,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Important,Slightly important,Critical,Important,Very important,Important,Important,Important,Important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Critical,Critical,Critical,Important,Important,Critical,Very important,Important,Slightly important,Critical,Slightly important,Very important,Very important,Not important,Not important,Important,Slightly important,Critical,Very important,Critical,Important,Critical,Important,Important,Very important,Important,Important,Very important,Important,Critical,Very important,Critical,Critical,Very important,Critical,Critical,Not important,Not important,Important,Not important,Important,Important,Not important,Slightly important,Slightly important,Important,Very important,Important,Very important,Important,Not important,Slightly important,Not important,Important,Important,Very important,Critical,Critical,Very important,Not important,Slightly important,Important,Important,Not important,Not important,Not difficult,Very difficult,Slightly difficult,0,22,Slightly difficult,Very difficult,Slightly difficult,1,15,Not difficult,Slightly difficult,Slightly difficult,0,10,Slightly difficult,Slightly difficult,Slightly difficult,0,1,Slightly difficult,Difficult,Not difficult,0,4,Not difficult,Difficult,Difficult,0,2,Not difficult,Difficult,Slightly difficult,0,8,Not difficult,Difficult,Slightly difficult,1,10,Not difficult,Not difficult,Slightly difficult,0,2,Very important,Very important,Very important,Important,Important,Not important,Not important,Not important,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Through family/friends, -7,No,-44,-44,-44,-44,No,-44,-44,No,The firm cannot afford the optimal level of training,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,13,No,0,40,10,0,50,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,2,2,Other objections,-44,660000,690000,186300,213900,7000,48300,45000,3500,0,0,1000,0,0,116000,153000,145000,255000,384000,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Very severe obstacle,No,Yes,No,Yes,No,Practices of competitors in the informal sector,Corruption,Political environment,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not aware of this type of assistance and don't know it advan, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 139118,118,Grenada,Grenada,Hotel and restaurants,504753,Yes,3,Establishment physically separated from HQ and other establi,Yes,-44,Shareholding company with non-traded shares or shares traded, -44,74,100,0,0,0,Equally men and women,No,Yes,26,Delegates decisions to other partners,8,3,Predominantly women,Female,Female,Female,1987,Yes,Yes,1987,12,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,1,3,2,-44,Yes,2,Yes,Yes,Yes,0,-44,-44,100,0, -44,20,65,15,10,Small private firms (less than 20 employees),5,50,45,sale of drinks,70,National,5,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,40,60,Yes,5,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,Yes,No,No,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,-44, -44,Tend to agree,Tend to agree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,No,0,0,Yes,No,Yes,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,1,Yes,2,Yes,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,9,7,3,2,1,1,0,0,1,0,3,3,0,0,0,0,0,0,0,1,1,0,0,0,1,6,62000,5,59000,4,72000,1,29000,1,26000,1,32000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,12000,2,11600,2,14100,0,-77,0,-77,0,-77,1,10000,1,9700,1,11300,New production methods, -44,University graduate,Completed college/vocational training,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Completed secondary,-44,-44,Completed secondary,Started but did not complete secondary,Important,Important,Critical,Very important,Important,Very important,Slightly important,Important,Important,Important,Slightly important,Important,Not important,Slightly important,Important,Critical,Very important,Critical,Slightly important,Very important,Critical,Critical,Important,Important,Critical,Not important,Slightly important,Slightly important,Not important,Important,Critical,Important,Important,Critical,Critical,Important,Very important,Slightly important,Important,Important,Important,Slightly important,Very important,Slightly important,Critical,Slightly important,Critical,Very important,Very important,Very important,Critical,Not important,Not important,Slightly important,Slightly important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Important,Slightly important,Slightly important,Important,Not important,Not important,Not important,Very important,Slightly important,Critical,Critical,Critical,Critical,Slightly important,Not important,Very important,Important,Slightly important,Not important,Slightly difficult,Very difficult,Difficult,0,9,Not difficult,Difficult,Difficult,0,14,Not difficult,Very difficult,Slightly difficult,1,5,Not difficult,Difficult,Not difficult,0,3,Slightly difficult,Slightly difficult,Slightly difficult,1,2,Slightly difficult,Difficult,Slightly difficult,1,9,Not difficult,Slightly difficult,Slightly difficult,0,9,Not difficult,Not difficult,Difficult,1,7,Not difficult,Not difficult,Slightly difficult,1,1,Important,Important,Not important,Important,Important,Not important,Slightly important,Slightly important,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Through family/friends, 59,No,-44,-44,-44,-44,No,-44,-44,No,The firm is affraid of investing in workers that after the t,No,-44,-44,-44,-44,-44,-44,Yes,100,0, -44,0,No,-44,No,80,8,2,0,10,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,2,2,Other objections,-44,110000,150000,40500,52500,1000,6000,16500,2500,0,0,0,0,0,25000,24000,36000,36000,46000,No obstacle,No obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,No obstacle,Moderate obstacle,Very severe obstacle,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Cost of finance,Inadequately educated workforce,Transportation,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 13927,27,Grenada,Grenada,Retail,504680,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All women,Female,Female,Female,1983,No,Yes,1983,42,No,-44,-44,No,-44,-44,Yes,18,Yes,No,-44,-44,Yes,2,2,0,-44,Yes,3,0,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,No,No,No,0,-44,-44,100,0, -44,30,45,25,0,Large private firms (more than 100 employees),5,65,30,shoes,95,Local,10,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,70,30,No,-44,Yes,No,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,No obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,-44, -44,Tend to disagree,Tend to agree,Tend to agree,Tend to disagree,No,-44,-44,-44,-44,-44,No,-44,-44,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,2,Outside working hours,Firearm/gun,Money,250,A customer,No,No,Fear of negative publicity,Yes,1,Outside working hours,Baseball bat,Other company property,400,Gang related,No,No,Loss was small,Yes,3,During working hours,Knife,Money,41000,Gang related,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,Yes,No,-44,-44,No,-44,-44,Yes,Yes,Yes,26,No,-44,-44,Yes,0,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,2,7,3,2,1,1,3,0,1,0,2,2,0,0,0,0,0,0,0,1,1,0,0,0,0,5,56000,5,55000,5,62000,1,35000,1,32000,1,40000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,9300,2,8500,2,10400,0,-77,0,-77,0,-77,1,11000,1,10100,1,13100,-44, -44,University graduate,University graduate,University graduate,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,-44,-44,Completed secondary,Completed primary school,Important,Slightly important,Critical,Very important,Important,Very important,Important,Important,Important,Very important,Slightly important,Important,Slightly important,Not important,Slightly important,Very important,Very important,Critical,Important,Slightly important,Very important,Critical,Important,Very important,Very important,Not important,Very important,Important,Not important,Not important,Important,Slightly important,Critical,Critical,Very important,Important,Very important,Important,Important,Important,Important,Slightly important,Critical,Not important,Critical,Important,Critical,Critical,Very important,Very important,Critical,Slightly important,Slightly important,Very important,Slightly important,Important,Important,Slightly important,Slightly important,Important,Very important,Very important,Slightly important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Important,Very important,Critical,Critical,Critical,Critical,Not important,Slightly important,Very important,Important,Not important,Important,Not difficult,Very difficult,Difficult,0,16,Not difficult,Difficult,Slightly difficult,0,12,Not difficult,Difficult,Difficult,1,4,Slightly difficult,Slightly difficult,Slightly difficult,1,1,Slightly difficult,Slightly difficult,Slightly difficult,1,4,Slightly difficult,Difficult,Slightly difficult,1,4,Not difficult,Slightly difficult,Difficult,0,6,Slightly difficult,Difficult,Difficult,1,8,Not difficult,Not difficult,Not difficult,1,1,Very important,Very important,Not important,Slightly important,Very important,Not important,Slightly important,Slightly important,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Through family/friends, -14,Yes to fire,No,-44,Yes,2,Yes,2,1,Yes,-44,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,11,Yes,5,44,11,20,20,0,0,0,0,0,0,0,0, -44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Line of credit,2006,150000,5,36,Other,Yes,Yes,Yes,Yes,No,No, -44,150,Yes,2,2,Problems with credit history/report,-44,590000,660000,231000,224400,7000,19800,40000,14000,3000,2000,2000,86000,0,133000,138000,198000,191000,471000,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Political environment,Cost of finance,Macroeconomic environment,Major obstacle,Yes,Yes,No,No,No,Yes,Yes,-44,-44,-44,-44,-44,-44,Yes,Large impact,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,No,No impact,Yes,Moderated impact,-44,-44,-44,No impact,-44,-44,Yes,Moderated impact,No,No impact,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,No,No impact,No,No impact,-44,-44,-44,-44,-44,-44,No,No impact,No,No impact,-44,-44,-44,-44,-44,-44,No,No impact,Yes,Large impact,-44,-44,-44,-44,-44,-44,No,No impact,Yes,Large impact,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 13922,22,Grenada,Grenada,Retail,504671,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Male,Male,Male,1984,No,Yes,1985,26,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,1,1,0,-44,Yes,2,3,2,-44,Yes,43,No,Yes,Yes,100,85,100,0,0, -44,30,45,25,0,Medium private firms (20-100 employees),15,70,15,block making,20,National,10,Increased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,50,50,No,-44,Yes,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,Yes,Yes,No,Major obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,-44, -44,Tend to disagree,Strongly disagree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,Yes,21,Yes,2,No,Yes,5,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,6,8,3,2,2,1,1,0,0,0,3,3,0,0,0,0,0,0,0,1,1,0,0,0,1,6,55000,6,52000,5,60000,1,38000,1,35000,1,45000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,15000,2,14200,2,16700,2,10000,2,9500,2,11100,-44, -44,University graduate,Completed secondary,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,Completed secondary,Completed primary school,Very important,Important,Very important,Very important,Important,Important,Important,Important,Important,Very important,Slightly important,Important,Slightly important,Slightly important,Important,Very important,Critical,Critical,Slightly important,Important,Very important,Very important,Important,Slightly important,Critical,Slightly important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Very important,Critical,Critical,Important,Very important,Important,Slightly important,Important,Important,Important,Critical,Important,Critical,Important,Critical,Critical,Very important,Very important,Critical,Slightly important,Not important,Important,Slightly important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Very important,Slightly important,Very important,Very important,Slightly important,Not important,Not important,Important,Important,Very important,Critical,Critical,Very important,Not important,Important,Important,Important,Not important,Slightly important,Not difficult,Very difficult,Difficult,1,10,Slightly difficult,Very difficult,Difficult,1,12,Slightly difficult,Difficult,Difficult,1,10,Not difficult,Slightly difficult,Not difficult,0,2,Slightly difficult,Slightly difficult,Difficult,0,9,Not difficult,Difficult,Difficult,1,4,Slightly difficult,Difficult,Slightly difficult,0,9,Slightly difficult,Difficult,Not difficult,1,4,Not difficult,Not difficult,Not difficult,1,1,Important,Slightly important,Not important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Private placement office, -23,No,-44,-44,-44,-44,Yes,0,2,Yes,-44,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,No,-44,No,30,24,6,0,20,0,0,0,0,0,0,0,20, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Interest rates are not favorable,350000,430000,133300,116100,34000,32000,18000,15000,1000,2000,2000,0,0,37000,95000,57000,128000,68000,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Very severe obstacle,No obstacle,Minor obstacle,No obstacle,Major obstacle,No obstacle,Minor obstacle,Major obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Customs and Trade Regulations,Macroeconomic environment,Inadequately educated workforce,Minor obstacle,Yes,Yes,No,No,No,Yes,Yes,-44,-44,-44,-44,-44,-44,Yes,Large impact,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,No,No impact,-44,-44,-44,Moderated impact,-44,-44,Yes,Moderated impact,No,No impact,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,No,No impact,No,No impact,-44,-44,-44,-44,-44,-44,No,No impact,Yes,Large impact,-44,-44,-44,-44,-44,-44,No,No impact,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,No,No impact,Yes,Large impact,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Truthful,Are estimates computed with some precision, 13950,50,Grenada,Grenada,Construction,504720,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,1997,No,Yes,1997,16,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,4,1,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,15,70,15,0,Small private firms (less than 20 employees),5,40,55,construction,80,Local,5,Decreased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,45,55,Yes,16,No,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,Yes,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,1,No,-44,-44,Yes,0,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,2,8,3,2,2,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,1,3,63000,3,59000,2,74000,1,26000,2,23000,1,30000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,12000,2,12000,2,13700,0,-77,0,-77,0,-77,2,11000,2,10800,2,13100,Increase/decreased demand for goods, -44,University graduate,Completed college/vocational training,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Completed secondary,-44,-44,Completed secondary,Completed primary school,Important,Important,Critical,Important,Very important,Important,Slightly important,Slightly important,Very important,Important,Important,Important,Important,Not important,Very important,Critical,Very important,Very important,Slightly important,Important,Very important,Critical,Important,Slightly important,Critical,Slightly important,Slightly important,Very important,Not important,Not important,Very important,Important,Important,Critical,Critical,Important,Very important,Important,Very important,Very important,Important,Important,Very important,Important,Critical,Slightly important,Very important,Critical,Critical,Very important,Very important,Slightly important,Not important,Important,Not important,Important,Important,Slightly important,Slightly important,Important,Important,Important,Slightly important,Slightly important,Important,Slightly important,Not important,Slightly important,Important,Important,Very important,Very important,Critical,Very important,Not important,Not important,Important,Important,Not important,Slightly important,Slightly difficult,Very difficult,Difficult,0,12,Not difficult,Very difficult,Difficult,1,8,Slightly difficult,Difficult,Difficult,1,8,Slightly difficult,Slightly difficult,Not difficult,0,2,Not difficult,Slightly difficult,Slightly difficult,0,2,Slightly difficult,Difficult,Difficult,1,9,Slightly difficult,Difficult,Difficult,0,2,Slightly difficult,Not difficult,Difficult,0,3,Not difficult,Not difficult,Not difficult,0,2,Important,Very important,Very important,Important,Very important,Not important,Slightly important,Slightly important,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Private placement office, 26,No,-44,-44,-44,-44,Yes,2,2,Yes,-44,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,13,No,0,24,6,0,70,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Collateral requirements for loans or line of credit are unat,950000,910000,254800,291200,55000,54600,100100,6500,1000,0,1000,0,0,165000,155000,246000,228000,699000,No obstacle,No obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Very severe obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Tax Rates,Labor Regulations,Transportation,No obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Private independent fund, -44,technological and Innovation Support, -44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are estimates computed with some precision, 13983,83,Grenada,Grenada,Machinery and equipment,504781,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Female,Male,1974,No,Yes,1989,39,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,No,No,Yes,100,75,95,0,0, -44,50,35,15,0,Small private firms (less than 20 employees),30,35,35,furniture,80,National,15,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,95,5,Yes,1,Yes,Yes,Yes,Yes,Yes,No,Yes,Laboratory or research center, -44,Yes,No,Yes,No,No,No,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,Slightly important,Important,Very Important,Very Important,Important,Slightly important,Very Important,Yes,75,Yes,25,No,-44,No,No,10000,-44,No,No,No,No,Major obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,-44, -44,Strongly disagree,Tend to disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,2,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,1,8,3,2,2,1,0,0,0,0,3,3,0,0,0,0,0,0,0,1,1,0,0,0,1,6,43000,6,44000,5,51000,1,27000,2,25000,1,29000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,10000,2,9300,2,11900,2,11000,2,10700,2,12700,Economic upturn/downturn, -44,University graduate,Post graduated,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Completed college/vocational training,Completed secondary,Completed secondary,Important,Important,Critical,Very important,Important,Very important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Slightly important,Slightly important,Important,Critical,Very important,Critical,Important,Important,Critical,Critical,Important,Slightly important,Critical,Slightly important,Slightly important,Very important,Slightly important,Slightly important,Important,Important,Very important,Critical,Very important,Important,Very important,Important,Important,Important,Important,Slightly important,Very important,Important,Critical,Important,Critical,Critical,Critical,Critical,Very important,Slightly important,Not important,Important,Not important,Very important,Important,Slightly important,Slightly important,Slightly important,Very important,Important,Important,Slightly important,Very important,Slightly important,Slightly important,Slightly important,Very important,Important,Critical,Critical,Critical,Critical,Not important,Not important,Very important,Important,Slightly important,Important,Not difficult,Very difficult,Difficult,1,21,Slightly difficult,Almost impossible,Difficult,1,12,Not difficult,Slightly difficult,Difficult,1,3,Not difficult,Not difficult,Difficult,1,1,Slightly difficult,Slightly difficult,Slightly difficult,1,6,Slightly difficult,Difficult,Difficult,1,10,Not difficult,Very difficult,Slightly difficult,1,8,Slightly difficult,Slightly difficult,Not difficult,0,9,Not difficult,Not difficult,Slightly difficult,1,2,Very important,Very important,Not important,Slightly important,Very important,Not important,Slightly important,Not important,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,No obstacle,No obstacle,Public placement office, 87,No,-44,-44,-44,-44,No,-44,-44,No,Other,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,No,-44,No,25,44,11,0,20,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Other,790000,1090000,140000,316100,37000,1000,98100,4000,0,0,0,0,0,150000,130000,234000,180000,543000,Minor obstacle,No obstacle,No obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,Minor obstacle,Major obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,No obstacle,Very severe obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Access to finance,"Crime, theft and disorder",Labor Regulations,No obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,NGO, -44,"General management, Business development and Strategies supp", -44,Yes,No,No,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,Yes,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 13981,81,Grenada,Grenada,Machinery and equipment,504779,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,2003,No,Yes,2003,30,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,3,5,0,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,100,70,130,0,0, -44,0,60,40,5,Your parent company or affiliated establishments,15,55,30,furniture,100,Local,10,Increased,Decreased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,85,15,No,-44,Yes,Yes,No,No,Yes,No,Yes,Other company of the sector, -44,No,No,No,Yes,No,Yes,Yes,No,-44,-44,Yes,No,No,No,No,Yes,Yes,No,No, -44,Important,Very Important,Slightly important,Important,Important,Important,Very Important,Yes,35,Yes,65,No,-44,No,No,0,-44,No,No,Yes,No,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,No obstacle,Major obstacle,Very severe obstacle,Minor obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,50000,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,Yes,1,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,4,8,3,2,2,1,0,0,0,0,2,2,0,0,0,0,0,0,0,1,1,0,0,0,0,5,65000,5,64000,5,77000,1,30000,2,30000,1,32000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,11000,2,10600,2,12500,2,11000,2,10200,2,12000,New production methods, -44,University graduate,Completed college/vocational training,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Completed secondary,Completed secondary,Very important,Slightly important,Critical,Very important,Important,Very important,Important,Important,Slightly important,Important,Important,Important,Slightly important,Slightly important,Important,Critical,Very important,Very important,Important,Slightly important,Critical,Very important,Important,Important,Critical,Slightly important,Slightly important,Important,Not important,Slightly important,Important,Important,Important,Critical,Critical,Important,Very important,Important,Important,Very important,Very important,Very important,Very important,Slightly important,Critical,Very important,Critical,Critical,Very important,Critical,Critical,Slightly important,Not important,Very important,Not important,Important,Important,Not important,Slightly important,Slightly important,Important,Important,Important,Very important,Important,Not important,Slightly important,Slightly important,Important,Important,Critical,Very important,Critical,Critical,Important,Not important,Important,Important,Important,Not important,Not difficult,Very difficult,Difficult,0,17,Slightly difficult,Very difficult,Very difficult,1,7,Slightly difficult,Slightly difficult,Very difficult,0,8,Slightly difficult,Not difficult,Slightly difficult,1,3,Slightly difficult,Slightly difficult,Slightly difficult,1,5,Slightly difficult,Slightly difficult,Slightly difficult,1,5,Not difficult,Slightly difficult,Slightly difficult,1,7,Not difficult,Difficult,Not difficult,0,5,Slightly difficult,Slightly difficult,Not difficult,1,1,Very important,Important,Important,Slightly important,Very important,Slightly important,Not important,Slightly important,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,No obstacle,Minor obstacle,No obstacle,Public announcement/advertisement, 85,No,-44,-44,-44,-44,No,-44,-44,No,The firm does not have enough information about training pro,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,No,-44,Yes,50,16,4,0,30,0,0,0,0,0,0,0,0, -44,50,25,0,0,25,0,0,0,0,0,0,0,0,0,0, -44,Yes,Line of credit,2010,29000,10,12,Private commercial banks,Yes,No,No,No,No,No, -44,175,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,290000,250000,67500,90000,10000,8000,24000,19000,1000,0,1000,13000,0,192000,158000,249000,214000,500000,No obstacle,Minor obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Minor obstacle,Moderate obstacle,No obstacle,Major obstacle,No obstacle,Very severe obstacle,No obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Access to finance,Inadequately educated workforce,Tax Rates,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Too expensive, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 139142,142,Grenada,Grenada,Construction,504756,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All women,Yes,Not applicable,100,Makes major strategic and fiancial decisions,18,4,All men,Male,Male,Male,1996,No,Yes,2005,22,No,-44,-44,No,-44,-44,No,-44,-44,Yes,57,No,Yes,2,1,1,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,2,1,1,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,5,65,30,0,Others,40,60,0,rental of tools and scaffolds,65,Local,5,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,25,75,Yes,19,Yes,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,-44, -44,Strongly disagree,Tend to disagree,Tend to agree,Tend to agree,Yes,No,-44,-44,-44,-44,No,-44,-44,Yes,1,-44,Yes,2,Outside working hours,Other,Goods or stock,20000,Gang related,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,4,During working hours,Knife,Other company property,200,Other,No,No,-44,Yes,2,During working hours,Firearm/gun,Money,9000,Gang related,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,Yes,No,-44,-44,No,-44,-44,No,Yes,No,10,No,-44,-44,Yes,10,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,6,8,3,2,2,1,0,1,0,0,12,5,3,3,1,0,1,0,0,2,1,2,4,1,1,8,56000,7,50000,7,61000,1,25000,2,25000,1,30000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,10000,1,8900,1,11600,0,-77,0,-77,0,-77,5,12000,5,11000,5,14300,0,-77,0,-77,0,-77,5,11000,5,10400,4,13100,-44, -44,University graduate,Completed secondary,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Slightly important,Important,Critical,Important,Very important,Very important,Important,Slightly important,Important,Very important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Critical,Very important,Very important,Important,Slightly important,Critical,Critical,Important,Slightly important,Very important,Important,Very important,Important,Not important,Not important,Critical,Important,Important,Critical,Very important,Important,Very important,Slightly important,Important,Slightly important,Important,Important,Very important,Not important,Critical,Important,Critical,Critical,Very important,Critical,Very important,Slightly important,Not important,Important,Not important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Slightly important,Very important,Slightly important,Important,Not important,Not important,Slightly important,Important,Slightly important,Critical,Critical,Critical,Very important,Not important,Slightly important,Very important,Important,Slightly important,Slightly important,Difficult,Difficult,Slightly difficult,1,13,Slightly difficult,Very difficult,Difficult,1,6,Not difficult,Difficult,Slightly difficult,1,4,Not difficult,Slightly difficult,Slightly difficult,1,2,Slightly difficult,Slightly difficult,Not difficult,1,4,Slightly difficult,Slightly difficult,Difficult,0,4,Not difficult,Slightly difficult,Slightly difficult,0,2,Not difficult,Slightly difficult,Not difficult,0,3,Not difficult,Slightly difficult,Not difficult,1,1,Important,Very important,Slightly important,Not important,Very important,Not important,Not important,Not important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,Through family/friends, 62,No,-44,-44,-44,-44,No,-44,-44,No,The firm does not have enough information about training pro,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,No,-44,No,90,0,0,0,10,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,1,1,Problems with credit history/report,-44,120000,170000,54400,47600,4000,6800,18700,2500,0,0,0,0,0,25000,26000,39000,39000,108000,Very severe obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,No,Yes,Yes,No,Yes,Yes,No,No obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,No obstacle,Very severe obstacle,Minor obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Access to finance,Corruption,Customs and Trade Regulations,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not aware of this type of assistance and don't know it advan, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Somewhat truthful,Are taken directly from the establishment's records, 139133,133,Grenada,Grenada,Retail,504670,Yes,16,Establishment physically separated from HQ and other establi,No,16,Limited partnership, -44,60,40,60,0,0,Predominantly women,Yes,Yes,60,Makes major strategic and fiancial decisions,13,5,All women,Female,Female,Female,1996,Yes,Yes,1997,9,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,1,2,0,-44,No,-44,-44,-44,-44,Yes,5,Yes,Yes,Yes,0,-44,-44,100,0, -44,10,50,40,10,Medium private firms (20-100 employees),10,70,20,sale of souvenirs,75,National,10,Increased,Increased,More than 5,100,0,10,-44,-44,-44,-44,-44,-44,-44,-44,50,50,No,-44,Yes,No,Yes,No,Yes,Yes,-44,-44, -44,-44,Yes,Yes,Yes,Yes,Yes,No,No,-44,-44,Yes,No,No,No,Yes,Yes,Yes,Yes,No, -44,Slightly important,Slightly important,Very Important,Very Important,Important,Very Important,Important,Yes,100,No,-44,No,-44,Yes,Yes,0,-44,Yes,Yes,Yes,No,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,-44, -44,Tend to disagree,Tend to agree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,2,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,3,During working hours,Knife,Money,650,A customer,No,No,No loss or damage,Yes,2,Outside working hours,Other,Other company property,900,Other,No,No,Would increase insurance cost,Yes,3,Outside working hours,Other,Money,60000,Group of criminals,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,No,30000,0,Yes,Yes,No,No,Yes,No,-44,-44,No,-44,-44,No,Yes,No,5,Yes,2,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,6,8,3,2,2,1,3,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3,57000,3,54000,3,66000,1,38000,2,35000,1,45000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,13000,2,12200,2,14600,0,-77,0,-77,0,-77,2,10000,3,9400,2,11200,Economic upturn/downturn, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Important,Important,Critical,Important,Important,Important,Slightly important,Important,Important,Important,Important,Important,Slightly important,Slightly important,Important,Very important,Critical,Critical,Important,Important,Critical,Critical,Important,Important,Critical,Not important,Slightly important,Important,Not important,Not important,Important,Very important,Very important,Critical,Very important,Important,Very important,Very important,Very important,Important,Important,Very important,Critical,Slightly important,Critical,Important,Critical,Critical,Very important,Critical,Critical,Not important,Not important,Important,Not important,Very important,Very important,Slightly important,Slightly important,Slightly important,Very important,Important,Important,Slightly important,Very important,Slightly important,Not important,Slightly important,Very important,Important,Critical,Very important,Critical,Critical,Slightly important,Slightly important,Important,Very important,Slightly important,Slightly important,Not difficult,Very difficult,Difficult,0,15,Not difficult,Difficult,Difficult,1,7,Slightly difficult,Difficult,Difficult,1,3,Slightly difficult,Slightly difficult,Slightly difficult,0,2,Slightly difficult,Not difficult,Not difficult,1,8,Not difficult,Difficult,Slightly difficult,1,6,Not difficult,Slightly difficult,Slightly difficult,1,9,Not difficult,Not difficult,Difficult,0,9,Not difficult,Slightly difficult,Not difficult,1,2,Very important,Important,Slightly important,Important,Very important,Not important,Slightly important,Not important,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,Public placement office, -24,No,-44,-44,-44,-44,Yes,4,2,Yes,-44,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,No,-44,Yes,60,16,4,0,20,0,0,0,0,0,0,0,0, -44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Line of credit,2010,20000,6,24,Other,Yes,No,No,No,No,No, -44,150,Yes,3,3,Insufficient profitability,-44,220000,240000,76800,81600,17000,12000,21600,6000,1000,1000,0,7000,0,45000,47000,58000,79000,155000,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,No obstacle,Major obstacle,Minor obstacle,Very severe obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Political environment,Inadequately educated workforce,Access to finance,Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Community based organization, -44,Human resources Support, -44,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,No,Yes,No,No,Yes,No,Yes,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are estimates computed with some precision, 13918,18,Grenada,Grenada,Retail,504664,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Female,Male,Male,1969,No,Yes,1995,42,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,2,1,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,2,2,2,-44,Yes,0,Yes,No,Yes,0,-44,-44,100,0, -44,25,40,35,0,Government or government agencies (including state-owned ent,30,55,15,souvenirs,80,National,5,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,35,65,Yes,2,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,-44, -44,Strongly disagree,Tend to agree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,10,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,No,Yes,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,10,Yes,1,No,Yes,5,-44,0,No,-44,-44,No,-44,-44,No,-44,-44,1,8,3,2,2,1,2,1,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3,59000,3,58000,3,66000,1,29000,2,28000,1,34000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,12000,2,12100,2,13300,0,-77,0,-77,0,-77,2,11000,3,10600,2,13100,Economic upturn/downturn, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed secondary,-44,-44,Completed secondary,Started but did not complete secondary,Important,Slightly important,Very important,Important,Very important,Very important,Slightly important,Important,Important,Very important,Important,Slightly important,Not important,Not important,Slightly important,Very important,Critical,Critical,Important,Important,Critical,Critical,Important,Important,Critical,Important,Slightly important,Slightly important,Slightly important,Not important,Very important,Important,Important,Critical,Critical,Very important,Very important,Slightly important,Important,Important,Important,Important,Very important,Not important,Very important,Very important,Critical,Critical,Very important,Very important,Critical,Slightly important,Not important,Very important,Not important,Important,Very important,Slightly important,Slightly important,Slightly important,Important,Very important,Slightly important,Important,Very important,Not important,Slightly important,Slightly important,Very important,Important,Very important,Very important,Very important,Critical,Slightly important,Slightly important,Important,Important,Not important,Slightly important,Not difficult,Very difficult,Slightly difficult,0,11,Slightly difficult,Very difficult,Slightly difficult,1,10,Slightly difficult,Difficult,Slightly difficult,1,8,Slightly difficult,Slightly difficult,Slightly difficult,0,2,Not difficult,Slightly difficult,Slightly difficult,0,4,Not difficult,Slightly difficult,Slightly difficult,1,8,Slightly difficult,Difficult,Difficult,1,9,Not difficult,Not difficult,Slightly difficult,0,6,Not difficult,Not difficult,Not difficult,1,2,Very important,Very important,Very important,Slightly important,Important,Not important,Not important,Not important,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,Private placement office, -30,No,-44,-44,-44,-44,No,-44,-44,No,The firm cannot afford the optimal level of training,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,Yes,14,No,15,12,3,15,10,0,0,0,0,0,0,0,45, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,3,3,Incompleteness of loan application,-44,180000,190000,57000,64600,9000,11400,23000,3000,0,0,1000,0,0,33000,56000,42000,76000,90000,Minor obstacle,Major obstacle,No obstacle,Very severe obstacle,No,Yes,Yes,No,No,Yes,No,Major obstacle,Major obstacle,No obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,Major obstacle,Major obstacle,Yes,Yes,No,No,No,Inadequately educated workforce,Access to land for expansion / relocation,"Crime, theft and disorder",Moderate obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,No,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Somewhat truthful,Are estimates computed with some precision, 13965,65,Grenada,Grenada,Transport,504745,No,-44,-44,-44,-44,Limited partnership, -44,7,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,2004,No,Yes,2004,9,No,-44,-44,No,-44,-44,No,-44,-44,Yes,51,No,No,-44,-44,-44,-44,Yes,1,0,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,No,No,Yes,0,-44,-44,100,0, -44,15,50,35,0,Small private firms (less than 20 employees),5,60,35,transportation services,100,Local,10,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,55,45,No,-44,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,0,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,No,-44,-44,No,-44,1,-44,No,-44,-44,No,-44,-44,No,-44,-44,23,8,3,2,2,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,1,3,44000,3,39000,2,50000,1,25000,2,23000,1,29000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,13000,2,12100,2,14200,0,-77,0,-77,0,-77,2,9900,2,10100,2,10700,Increase/decreased demand for goods, -44,University graduate,Completed secondary,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Important,Slightly important,Critical,Important,Important,Very important,Slightly important,Important,Important,Important,Slightly important,Slightly important,Not important,Not important,Important,Critical,Very important,Critical,Slightly important,Important,Very important,Very important,Important,Important,Critical,Slightly important,Very important,Slightly important,Slightly important,Not important,Important,Important,Very important,Critical,Very important,Important,Very important,Important,Slightly important,Important,Slightly important,Important,Very important,Slightly important,Very important,Important,Very important,Critical,Critical,Very important,Critical,Slightly important,Slightly important,Important,Not important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Very important,Not important,Slightly important,Not important,Important,Important,Critical,Very important,Critical,Critical,Slightly important,Not important,Important,Very important,Slightly important,Slightly important,Not difficult,Very difficult,Difficult,0,23,Slightly difficult,Very difficult,Slightly difficult,1,6,Slightly difficult,Difficult,Slightly difficult,0,8,Slightly difficult,Slightly difficult,Not difficult,1,1,Slightly difficult,Difficult,Slightly difficult,0,5,Slightly difficult,Difficult,Slightly difficult,0,7,Slightly difficult,Difficult,Slightly difficult,1,3,Not difficult,Not difficult,Not difficult,1,7,Not difficult,Slightly difficult,Not difficult,1,2,Important,Important,Important,Not important,Critical,Not important,Not important,Not important,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,No obstacle,No obstacle,Private placement office, 51,No,-44,-44,-44,-44,Yes,4,1,Yes,-44,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,No,-44,Yes,80,0,0,0,20,0,0,0,0,0,0,0,0, -44,25,75,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Loan,2011,50000,12,48,Private commercial banks,Yes,No,No,No,No,No, -44,150,Yes,4,3,Problems with credit history/report,-44,250000,260000,100000,72800,11000,10400,19000,6500,1000,1000,1000,0,13000,39000,35000,57000,52000,96000,Very severe obstacle,Major obstacle,Major obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,No obstacle,-44,-44,-44,-44,-44,Practices of competitors in the informal sector,Customs and Trade Regulations,Business Licensing and Permits,Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Private independent fund, -44,"General management, Business development and Strategies supp", -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Yes,No,Yes,Truthful,Are taken directly from the establishment's records, 13982,82,Grenada,Grenada,Fabricated metal products,504780,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,1998,No,Yes,2000,19,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,Yes,3,0,0,-44,Yes,4,1,0,-44,No,-44,-44,-44,-44,Yes,6,No,Yes,Yes,100,70,140,0,0, -44,10,60,30,0,Others,5,45,50,welding,80,National,10,Increased,Remained the same,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,45,55,No,-44,Yes,Yes,Yes,No,Yes,No,Yes,University, -44,No,No,Yes,Yes,Yes,No,-44,-44,-44,-44,Yes,No,No,No,Yes,Yes,Yes,Yes,No, -44,Slightly important,Very Important,Very Important,Important,Important,Important,Important,Yes,30,Yes,55,Yes,15,Yes,Yes,0,-44,No,No,No,Yes,Moderate obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,No obstacle,Moderate obstacle,No obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,-44, -44,Tend to agree,Tend to agree,Tend to disagree,Strongly disagree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,No,5,No,-44,-44,Yes,0,-44,0,No,-44,-44,No,-44,-44,No,-44,-44,1,8,3,2,2,1,0,0,0,0,4,2,1,1,0,0,0,0,0,1,1,1,1,0,1,5,55000,5,50000,4,61000,1,37000,2,36000,1,42000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,3,14000,3,12600,3,15700,3,11000,3,10600,3,12900,Increase demand for higher quality product, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed secondary,Completed secondary,Started but did not complete secondary,Important,Slightly important,Critical,Important,Important,Important,Important,Slightly important,Important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Critical,Very important,Critical,Slightly important,Very important,Very important,Critical,Important,Slightly important,Critical,Important,Important,Important,Not important,Not important,Important,Slightly important,Very important,Critical,Critical,Important,Very important,Important,Important,Important,Important,Important,Very important,Important,Critical,Important,Critical,Critical,Very important,Very important,Critical,Slightly important,Not important,Very important,Not important,Important,Important,Slightly important,Slightly important,Important,Slightly important,Important,Slightly important,Slightly important,Important,Not important,Not important,Slightly important,Important,Important,Critical,Very important,Critical,Critical,Slightly important,Slightly important,Important,Slightly important,Important,Important,Not difficult,Difficult,Difficult,0,21,Slightly difficult,Very difficult,Difficult,0,8,Difficult,Difficult,Slightly difficult,0,10,Slightly difficult,Slightly difficult,Difficult,0,3,Not difficult,Not difficult,Not difficult,0,8,Slightly difficult,Slightly difficult,Slightly difficult,0,6,Not difficult,Slightly difficult,Slightly difficult,0,9,Not difficult,Difficult,Not difficult,1,6,Not difficult,Slightly difficult,Not difficult,1,1,Very important,Very important,Very important,Important,Very important,Slightly important,Not important,Not important,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,No obstacle,No obstacle,Public placement office, 86,Yes to fire,No,-44,Yes,0,No,-44,-44,No,Other,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,Yes,9,Yes,65,20,5,0,10,0,0,0,0,0,0,0,0, -44,25,75,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Line of credit,2009,5000,6,42,Private commercial banks,Yes,No,No,No,No,No, -44,125,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,80000,120000,40000,43200,5000,6000,12000,6000,0,0,0,11000,0,49000,29000,80000,43000,207000,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,No obstacle,No obstacle,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,No obstacle,Minor obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Macroeconomic environment,Tax Rates,Telecommunications,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,Yes,Somewhat truthful,Are estimates computed with some precision, 13985,85,Grenada,Grenada,Food,504783,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All women,Female,Female,Female,1993,No,Yes,2009,20,No,-44,-44,No,-44,-44,No,-44,-44,Yes,48,No,Yes,0,3,0,-44,No,-44,-44,-44,-44,Yes,2,0,0,-44,No,-44,-44,-44,-44,No,-44,No,Yes,Yes,100,100,120,0,0, -44,20,65,15,0,Individuals,40,40,20,bread,60,National,5,Decreased,Decreased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,25,75,No,-44,Yes,Yes,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Major obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,-44, -44,Tend to agree,Tend to agree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,5,No,-44,-44,Yes,0,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,5,9,3,3,2,1,3,0,0,0,1,1,0,0,0,0,0,0,0,1,1,0,0,0,0,4,57000,3,51000,2,63000,1,40000,2,39000,1,47000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,3,14000,3,14100,3,15900,2,10000,2,10000,2,11900,-44, -44,University graduate,Completed secondary,University graduate,Post graduated,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Completed secondary,Completed secondary,Very important,Important,Very important,Important,Important,Very important,Slightly important,Important,Important,Slightly important,Important,Slightly important,Slightly important,Important,Important,Critical,Very important,Very important,Important,Important,Very important,Critical,Slightly important,Important,Critical,Important,Slightly important,Important,Important,Not important,Very important,Important,Important,Very important,Critical,Very important,Very important,Slightly important,Slightly important,Very important,Very important,Important,Very important,Slightly important,Critical,Very important,Critical,Critical,Critical,Very important,Critical,Slightly important,Not important,Very important,Not important,Slightly important,Slightly important,Not important,Important,Slightly important,Important,Very important,Very important,Important,Important,Not important,Slightly important,Not important,Important,Very important,Very important,Very important,Critical,Very important,Not important,Not important,Very important,Important,Important,Not important,Not difficult,Very difficult,Difficult,1,22,Not difficult,Very difficult,Difficult,1,9,Slightly difficult,Slightly difficult,Difficult,0,3,Not difficult,Slightly difficult,Slightly difficult,1,2,Slightly difficult,Slightly difficult,Slightly difficult,1,10,Slightly difficult,Slightly difficult,Slightly difficult,1,5,Not difficult,Difficult,Slightly difficult,1,5,Not difficult,Slightly difficult,Slightly difficult,0,10,Not difficult,Not difficult,Not difficult,1,2,Very important,Critical,Not important,Slightly important,Very important,Slightly important,Not important,Not important,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,No obstacle,Minor obstacle,Minor obstacle,No obstacle,Public placement office, 89,No,-44,-44,-44,-44,No,-44,-44,No,Other,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,No,-44,No,90,0,0,0,10,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,2,2,Incompleteness of loan application,-44,2000000,1890000,585900,548100,34000,56700,170100,55000,4000,4000,9000,0,0,391000,552000,567000,699000,663000,Minor obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Macroeconomic environment,Corruption,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 13911,11,Grenada,Grenada,Construction,504650,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,1990,No,Yes,1991,32,No,-44,-44,No,-44,-44,No,-44,-44,Yes,56,No,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,0,1,1,-44,No,-44,-44,-44,-44,Yes,3,Yes,Yes,Yes,0,-44,-44,100,0, -44,10,65,25,3,Government or government agencies (including state-owned ent,30,50,20,construction,75,National,10,Increased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,25,75,Yes,5,Yes,No,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,Yes,Yes,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,No obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to disagree,Strongly agree,Yes,No,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,No,-44,-44,No,-44,0,-44,No,-44,-44,Yes,45,No,No,-44,-44,5,9,3,3,2,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,1,3,63000,3,64000,2,68000,1,24000,2,22000,1,27000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,3,10000,3,9800,3,11800,0,-77,0,-77,0,-77,2,11000,2,10500,2,12200,Increase/decreased demand for goods, -44,University graduate,University graduate,Post graduated,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Completed secondary,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Important,Important,Critical,Critical,Very important,Important,Slightly important,Slightly important,Important,Important,Slightly important,Important,Slightly important,Slightly important,Very important,Critical,Critical,Critical,Important,Slightly important,Very important,Critical,Important,Important,Critical,Slightly important,Slightly important,Important,Not important,Not important,Important,Important,Important,Critical,Critical,Very important,Very important,Important,Slightly important,Slightly important,Slightly important,Very important,Very important,Important,Critical,Important,Critical,Very important,Critical,Very important,Very important,Slightly important,Not important,Important,Slightly important,Important,Important,Slightly important,Important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Very important,Slightly important,Not important,Slightly important,Important,Very important,Critical,Critical,Critical,Very important,Not important,Not important,Important,Important,Slightly important,Slightly important,Not difficult,Very difficult,Difficult,0,13,Not difficult,Very difficult,Very difficult,1,12,Difficult,Slightly difficult,Slightly difficult,1,10,Not difficult,Slightly difficult,Slightly difficult,1,1,Slightly difficult,Slightly difficult,Slightly difficult,0,9,Slightly difficult,Slightly difficult,Difficult,0,9,Slightly difficult,Slightly difficult,Slightly difficult,0,3,Slightly difficult,Difficult,Slightly difficult,1,5,Slightly difficult,Not difficult,Not difficult,1,1,Very important,Very important,Important,Not important,Important,Not important,Not important,Not important,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,Through family/friends, -44,No,-44,-44,-44,-44,Yes,4,2,Yes,-44,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,No,-44,No,25,0,0,0,75,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Size of loan and maturity are insufficiant,700000,780000,40000,265200,18000,31200,78000,13500,3000,2000,2000,0,0,125000,131000,179000,187000,261000,No obstacle,No obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Yes,No,No,Yes,No,Practices of competitors in the informal sector,Tax administration,Access to land for expansion / relocation,Very severe obstacle,Yes,Yes,No,No,No,Yes,No,-44,-44,-44,-44,-44,-44,Yes,Large impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Large impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Large impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are estimates computed with some precision, 1394,4,Grenada,Grenada,Construction,504660,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,1973,Yes,Yes,1973,47,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,3,2,1,-44,No,-44,-44,-44,-44,Yes,9,Yes,No,Yes,0,-44,-44,100,0, -44,10,60,30,0,Large private firms (more than 100 employees),15,70,15,electricity connections and se,55,National,10,Increased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,30,70,Yes,3,Yes,Yes,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,-44, -44,Tend to disagree,Strongly disagree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,3,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,No,20,Yes,3,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,6,9,3,3,2,1,0,0,0,0,2,2,0,0,0,0,0,0,0,1,1,0,0,0,0,5,42000,4,39000,3,50000,1,26000,2,26000,1,29000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,3,12000,3,11900,3,13600,0,-77,0,-77,0,-77,2,11000,2,10800,2,11900,-44, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed primary school,Slightly important,Important,Critical,Important,Very important,Important,Important,Slightly important,Important,Important,Important,Slightly important,Important,Not important,Slightly important,Very important,Very important,Very important,Very important,Slightly important,Very important,Very important,Important,Important,Critical,Slightly important,Important,Very important,Not important,Slightly important,Important,Important,Critical,Critical,Critical,Very important,Important,Important,Very important,Very important,Important,Important,Very important,Important,Very important,Important,Very important,Very important,Critical,Very important,Critical,Not important,Slightly important,Important,Not important,Important,Very important,Slightly important,Slightly important,Slightly important,Important,Important,Important,Important,Important,Not important,Not important,Slightly important,Important,Very important,Very important,Critical,Very important,Very important,Not important,Slightly important,Important,Important,Slightly important,Important,Not difficult,Very difficult,Difficult,1,24,Not difficult,Very difficult,Difficult,0,9,Slightly difficult,Slightly difficult,Slightly difficult,1,4,Slightly difficult,Slightly difficult,Not difficult,0,3,Slightly difficult,Not difficult,Not difficult,1,8,Not difficult,Difficult,Slightly difficult,0,9,Not difficult,Difficult,Difficult,1,2,Not difficult,Slightly difficult,Not difficult,1,7,Not difficult,Slightly difficult,Not difficult,1,2,Important,Critical,Very important,Important,Very important,Not important,Slightly important,Not important,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,Major obstacle,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Public placement office, -34,Yes to fire,No,-44,Yes,2,Yes,1,2,Yes,-44,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,No,-44,Yes,80,0,0,0,20,0,0,0,0,0,0,0,0, -44,50,25,0,25,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Loan,2010,20000,9,108,Private commercial banks,Yes,No,No,No,No,No, -44,100,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,160000,200000,72000,72000,18000,12000,13000,6000,0,1000,1000,0,12000,33000,41000,44000,56000,132000,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Access to finance,Tax administration,Moderate obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Government based organization, -44,Marketing and Operations support, -44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 13932,32,Grenada,Grenada,Retail,504685,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Female,Male,Male,1981,Yes,Yes,1981,22,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,0,2,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,No,No,0,-44,-44,100,0, -44,25,55,20,0,Others,20,65,15,fishing equipment,100,Local,5,Decreased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,85,15,No,-44,Yes,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,Yes,No,Yes,No,Major obstacle,No obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,No obstacle,-44, -44,Tend to agree,Tend to agree,Tend to agree,Tend to agree,Yes,No,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,20,Yes,1,No,No,-44,0,-44,Yes,11,No,No,-44,-44,No,-44,-44,3,9,3,3,2,1,2,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,1,3,65000,2,59000,1,72000,1,37000,2,33000,1,44000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,3,13000,3,13200,3,14000,0,-77,0,-77,0,-77,2,9900,2,9800,2,10800,-44, -44,University graduate,Post graduated,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Slightly important,Slightly important,Critical,Very important,Important,Important,Important,Slightly important,Very important,Slightly important,Important,Important,Not important,Slightly important,Very important,Very important,Critical,Very important,Slightly important,Slightly important,Very important,Very important,Important,Important,Critical,Not important,Very important,Important,Slightly important,Not important,Very important,Important,Important,Critical,Very important,Important,Very important,Slightly important,Slightly important,Slightly important,Important,Important,Critical,Important,Critical,Important,Very important,Critical,Critical,Very important,Critical,Slightly important,Slightly important,Important,Not important,Important,Very important,Slightly important,Slightly important,Not important,Important,Important,Important,Important,Very important,Not important,Slightly important,Slightly important,Important,Very important,Critical,Critical,Critical,Very important,Not important,Slightly important,Important,Important,Not important,Slightly important,Not difficult,Difficult,Difficult,1,10,Not difficult,Very difficult,Difficult,1,8,Not difficult,Slightly difficult,Slightly difficult,0,3,Not difficult,Not difficult,Slightly difficult,1,1,Slightly difficult,Not difficult,Slightly difficult,0,3,Not difficult,Difficult,Slightly difficult,1,3,Not difficult,Difficult,Slightly difficult,1,10,Slightly difficult,Not difficult,Slightly difficult,1,9,Not difficult,Not difficult,Not difficult,0,1,Slightly important,Important,Not important,Slightly important,Very important,Not important,Slightly important,Slightly important,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,Public placement office, -9,No,-44,-44,-44,-44,Yes,2,2,Yes,-44,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,15,No,0,64,16,0,20,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,4,4,Incompleteness of loan application,-44,760000,670000,234500,227800,4000,20100,60300,10000,1000,2000,1000,0,0,106000,150000,141000,208000,419000,No obstacle,No obstacle,No obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Access to finance,Cost of finance,Customs and Trade Regulations,No obstacle,Yes,Yes,No,No,No,Yes,No,-44,-44,-44,-44,-44,-44,Yes,Large impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Large impact,-44,-44,-44,-44,-44,Moderated impact,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Large impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Large impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 1395,5,Grenada,Grenada,Hotel and restaurants,504695,No,-44,-44,-44,-44,Partnership (including limited liability companies), -44,60,40,0,0,60,Not applicable,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,1971,No,Yes,1971,47,No,-44,-44,No,-44,-44,No,-44,-44,Yes,23,No,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,6,0,0,-44,Yes,2,3,1,-44,Yes,5,No,Yes,No,0,-44,-44,100,0, -44,25,65,10,0,Medium private firms (20-100 employees),10,45,45,food services,75,National,15,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,70,30,No,-44,No,Yes,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,Yes,No,Major obstacle,Minor obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,10,No,-44,-44,No,-44,0,-44,No,-44,-44,Yes,45,Yes,No,-44,-44,10,9,3,3,2,1,0,0,2,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3,41000,2,38000,1,47000,1,36000,1,36000,1,41000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,3,12000,3,11200,3,13700,0,-77,0,-77,0,-77,2,11000,2,10800,2,12700,Increase/decreased demand for goods, -44,Post graduated,Completed college/vocational training,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,-44,-44,Completed secondary,Completed primary school,Very important,Important,Critical,Important,Important,Important,Important,Important,Important,Important,Slightly important,Important,Slightly important,Slightly important,Very important,Very important,Critical,Very important,Slightly important,Important,Critical,Critical,Important,Slightly important,Very important,Slightly important,Important,Very important,Slightly important,Slightly important,Important,Important,Critical,Critical,Critical,Important,Very important,Important,Very important,Very important,Important,Important,Very important,Important,Critical,Important,Critical,Critical,Very important,Very important,Very important,Slightly important,Not important,Very important,Not important,Very important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Slightly important,Slightly important,Very important,Slightly important,Slightly important,Not important,Important,Important,Very important,Critical,Critical,Critical,Not important,Slightly important,Important,Very important,Slightly important,Not important,Not difficult,Very difficult,Difficult,1,11,Not difficult,Difficult,Difficult,0,5,Slightly difficult,Difficult,Slightly difficult,1,8,Not difficult,Slightly difficult,Not difficult,1,1,Slightly difficult,Not difficult,Not difficult,1,10,Not difficult,Slightly difficult,Difficult,0,7,Not difficult,Slightly difficult,Slightly difficult,1,5,Slightly difficult,Slightly difficult,Slightly difficult,0,4,Not difficult,Not difficult,Not difficult,0,2,Very important,Critical,Important,Slightly important,Very important,Slightly important,Slightly important,Slightly important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,Public announcement/advertisement, 1,No,-44,-44,-44,-44,No,-44,-44,No,Other,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,No,-44,No,80,0,0,0,20,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,Yes,Loan,2011,10000,12,96,Other,Yes,No,No,Yes,No,No, -44,150,Yes,2,1,Problems with credit history/report,-44,210000,320000,112000,99200,5000,12800,28800,4000,1000,1000,0,0,0,59000,81000,83000,109000,247000,Minor obstacle,Minor obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Very severe obstacle,Very severe obstacle,Minor obstacle,No obstacle,Moderate obstacle,No obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,No obstacle,Major obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,Access to finance,Tax Rates,Tax administration,Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Community based organization, -44,technological and Innovation Support, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 139125,125,Grenada,Grenada,Retail,504728,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,33,100,0,0,0,Equally men and women,No,Yes,25,Delegates decisions to other partners,10,9,Equally men and women,Male,Male,Male,1936,No,Yes,2001,10,No,-44,-44,No,-44,-44,Yes,16,No,No,-44,-44,Yes,0,2,1,-44,No,-44,-44,-44,-44,Yes,4,0,1,-44,Yes,1,2,1,-44,Yes,1,Yes,No,Yes,0,-44,-44,100,0, -44,10,45,45,0,Large private firms (more than 100 employees),15,40,45,food and household items,70,Local,10,Decreased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,70,30,Yes,18,No,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,No obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to disagree,Strongly disagree,No,-44,-44,-44,-44,-44,Yes,3,-44,Yes,6,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,During working hours,Knife,Personal possessions of employees or customers,31000,Gang related,Yes,Yes,-44,Yes,1,During working hours,Firearm/gun,Money,1000,Group of criminals,No,No,Offenders rarely caught or prosecuted,No,-44,-44,0,Yes,No,Yes,No,Yes,Yes,No,No,No,-44,-44,Yes,Yes,Yes,2,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,2,9,3,3,2,1,0,0,1,0,4,3,1,0,0,0,0,0,0,1,1,1,0,0,0,6,51000,5,47000,5,60000,1,28000,2,27000,1,31000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,4,10000,4,10100,4,11800,0,-77,0,-77,0,-77,2,11000,2,10600,2,12800,-44, -44,University graduate,Completed secondary,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed secondary,Slightly important,Important,Critical,Important,Very important,Very important,Slightly important,Important,Important,Very important,Important,Slightly important,Important,Important,Important,Critical,Critical,Very important,Important,Important,Very important,Critical,Slightly important,Important,Critical,Slightly important,Very important,Important,Slightly important,Slightly important,Critical,Slightly important,Slightly important,Critical,Critical,Important,Very important,Important,Very important,Important,Important,Very important,Critical,Slightly important,Critical,Very important,Critical,Critical,Critical,Critical,Critical,Slightly important,Slightly important,Important,Slightly important,Important,Important,Slightly important,Slightly important,Slightly important,Very important,Important,Important,Slightly important,Important,Not important,Slightly important,Slightly important,Very important,Very important,Very important,Critical,Critical,Critical,Slightly important,Slightly important,Very important,Important,Slightly important,Not important,Not difficult,Very difficult,Slightly difficult,0,16,Difficult,Very difficult,Difficult,0,7,Slightly difficult,Difficult,Slightly difficult,1,8,Slightly difficult,Slightly difficult,Slightly difficult,0,1,Slightly difficult,Slightly difficult,Slightly difficult,0,8,Not difficult,Difficult,Difficult,0,4,Not difficult,Difficult,Difficult,1,2,Slightly difficult,Difficult,Not difficult,0,5,Not difficult,Slightly difficult,Not difficult,0,2,Very important,Important,Not important,Important,Very important,Slightly important,Not important,Not important,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,Public announcement/advertisement, 34,No,-44,-44,-44,-44,Yes,5,2,Yes,-44,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,7,No,50,12,3,0,35,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,3,3,Problems with credit history/report,-44,3270000,2520000,957600,856800,45000,75600,64000,35500,4000,5000,7000,0,0,421000,418000,554000,580000,1191000,Very severe obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,Very severe obstacle,Minor obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Access to finance,"Crime, theft and disorder",Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Local business association, -44,technological and Innovation Support, -44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Truthful,Are estimates computed with some precision, 13951,51,Grenada,Grenada,Services of motor vehicles,504721,No,-44,-44,-44,-44,Partnership (including limited liability companies), -44,40,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Male,1971,Yes,Yes,1971,9,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,3,1,-44,No,-44,-44,-44,-44,Yes,4,0,1,-44,No,-44,-44,-44,-44,Yes,1,Yes,No,Yes,0,-44,-44,100,0, -44,20,55,25,0,Your parent company or affiliated establishments,5,45,50,new cars,70,Local,5,Increased,Remained the same,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,40,60,Yes,12,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,Yes,No,Yes,No,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,Outside working hours,Firearm/gun,Goods or stock,350,Group of criminals,No,No,There was no insurance requirement,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,3,During working hours,Firearm/gun,Money,400,Group of criminals,No,No,Fear of reprisals,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,2,Outside working hours,Knife,Money,7000,Gang related,Yes,Yes,-44,Yes,1,Outside working hours,Firearm/gun,Money,10500,Other,Yes,Yes,-44,No,-44,-44,0,No,No,No,No,Yes,No,-44,-44,No,-44,-44,Yes,Yes,Yes,10,Yes,4,No,No,-44,0,-44,Yes,13,No,No,-44,-44,No,-44,-44,6,9,3,3,2,1,2,0,0,0,4,3,1,0,0,0,0,0,0,1,1,2,0,0,1,6,61000,6,60000,5,68000,1,36000,1,34000,1,42000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,4,12000,4,11900,4,13300,0,-77,0,-77,0,-77,2,10000,3,9100,2,11200,Increase/decreased demand for goods, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed secondary,-44,-44,Completed secondary,Completed secondary,Important,Important,Critical,Important,Important,Important,Slightly important,Slightly important,Very important,Very important,Important,Slightly important,Slightly important,Slightly important,Important,Very important,Critical,Very important,Important,Important,Very important,Critical,Slightly important,Slightly important,Critical,Slightly important,Slightly important,Important,Not important,Not important,Important,Important,Important,Critical,Critical,Slightly important,Very important,Important,Important,Important,Slightly important,Important,Critical,Slightly important,Critical,Important,Critical,Critical,Critical,Very important,Critical,Slightly important,Not important,Important,Not important,Important,Important,Not important,Slightly important,Important,Slightly important,Important,Important,Slightly important,Important,Not important,Not important,Slightly important,Important,Important,Critical,Critical,Critical,Very important,Important,Slightly important,Important,Important,Slightly important,Slightly important,Not difficult,Difficult,Difficult,1,12,Not difficult,Very difficult,Slightly difficult,1,15,Not difficult,Difficult,Difficult,1,5,Not difficult,Slightly difficult,Not difficult,1,2,Not difficult,Not difficult,Difficult,1,10,Slightly difficult,Difficult,Difficult,0,8,Not difficult,Difficult,Slightly difficult,1,4,Not difficult,Not difficult,Not difficult,1,10,Not difficult,Slightly difficult,Slightly difficult,0,2,Very important,Very important,Important,Important,Important,Slightly important,Not important,Not important,Major obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Private placement office, 27,No,-44,-44,-44,-44,Yes,4,2,Yes,-44,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,10,No,30,48,12,0,10,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Interest rates are not favorable,4990000,5480000,1972800,1479600,44000,219200,70000,44000,7000,4000,5000,0,0,806000,1397000,1151000,1863000,2383000,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,"Crime, theft and disorder",Customs and Trade Regulations,Major obstacle,Yes,Yes,No,No,No,Yes,No,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,Large impact,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 139117,117,Grenada,Grenada,Hotel and restaurants,504719,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All women,Yes,Not applicable,100,Makes major strategic and fiancial decisions,8,3,All men,Male,Male,Male,2006,No,Yes,2006,16,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,0,4,1,-44,No,-44,-44,-44,-44,Yes,2,0,0,-44,No,-44,-44,-44,-44,Yes,5,No,Yes,No,0,-44,-44,100,0, -44,25,40,35,0,Individuals,10,50,40,restaurant,70,National,15,Decreased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,35,65,No,-44,Yes,Yes,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,Yes,No,Major obstacle,Minor obstacle,Minor obstacle,Major obstacle,No obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,No obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,-44, -44,Strongly agree,Tend to disagree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,19,No,-44,-44,Yes,10,0,-44,No,-44,-44,No,-44,-44,Yes,30,1,10,9,3,3,2,1,0,0,2,0,2,2,0,0,0,0,0,0,0,1,1,0,0,0,1,5,57000,4,57000,3,67000,1,37000,2,33000,1,43000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,3,9200,3,8400,3,10500,0,-77,0,-77,0,-77,2,10000,3,9500,2,11600,New production methods, -44,University graduate,University graduate,Post graduated,Post graduated,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Important,Slightly important,Critical,Important,Important,Important,Slightly important,Important,Very important,Very important,Important,Important,Slightly important,Slightly important,Very important,Critical,Very important,Critical,Very important,Important,Critical,Critical,Important,Important,Critical,Slightly important,Important,Slightly important,Not important,Not important,Important,Important,Slightly important,Critical,Very important,Very important,Very important,Slightly important,Critical,Important,Very important,Important,Very important,Important,Critical,Important,Critical,Very important,Critical,Very important,Critical,Slightly important,Slightly important,Important,Slightly important,Very important,Slightly important,Slightly important,Important,Slightly important,Very important,Very important,Important,Slightly important,Important,Not important,Not important,Slightly important,Slightly important,Important,Critical,Very important,Critical,Very important,Not important,Slightly important,Very important,Important,Not important,Slightly important,Not difficult,Very difficult,Difficult,0,11,Not difficult,Very difficult,Difficult,0,4,Slightly difficult,Difficult,Difficult,1,10,Slightly difficult,Not difficult,Slightly difficult,1,3,Slightly difficult,Not difficult,Difficult,0,8,Not difficult,Slightly difficult,Difficult,1,3,Slightly difficult,Difficult,Slightly difficult,0,3,Not difficult,Not difficult,Slightly difficult,0,6,Slightly difficult,Slightly difficult,Slightly difficult,0,1,Important,Very important,Very important,Important,Very important,Not important,Slightly important,Slightly important,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,Through family/friends, 25,No,-44,-44,-44,-44,Yes,2,2,Yes,-44,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,10,No,80,0,0,0,20,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Other,840000,740000,250000,222000,23000,44400,34000,9000,1000,2000,1000,0,0,119000,183000,192000,229000,467000,No obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,No obstacle,Minor obstacle,Minor obstacle,No obstacle,Major obstacle,No obstacle,No obstacle,Very severe obstacle,No,Yes,No,No,No,"Crime, theft and disorder",Practices of competitors in the informal sector,Inadequately educated workforce,Minor obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Community based organization, -44,Marketing and Operations support, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Truthful,Are taken directly from the establishment's records, 139153,153,Grenada,Grenada,Food,504788,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All women,Yes,Not applicable,100,Makes major strategic and fiancial decisions,31,3,All men,Male,Male,Male,1983,No,Yes,1984,32,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,2,Yes,No,Yes,100,75,120,0,0, -44,15,65,20,0,Medium private firms (20-100 employees),25,40,35,bakery,85,Local,10,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,20,80,No,-44,Yes,No,Yes,Yes,Yes,No,Yes,Supplier, -44,No,Yes,Yes,Yes,No,No,-44,-44,-44,-44,Yes,Yes,Yes,No,No,Yes,No,No,No, -44,Important,Critical,Important,Very Important,Important,Important,Critical,Yes,60,Yes,40,No,-44,No,No,0,-44,Yes,No,No,Yes,Moderate obstacle,Major obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Very severe obstacle,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,Yes,3,No,No,-44,0,-44,No,-44,-44,Yes,30,Yes,No,-44,-44,3,10,4,3,2,1,0,0,0,0,3,3,0,0,0,0,0,0,0,1,1,0,0,0,0,7,40000,7,36000,6,43000,1,32000,2,30000,1,36000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,3,11000,3,10900,3,12900,2,10000,2,9500,2,11200,Increase demand for higher quality product, -44,University graduate,University graduate,Post graduated,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Completed secondary,Started but did not complete secondary,Important,Important,Critical,Very important,Important,Important,Important,Important,Slightly important,Very important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Very important,Critical,Critical,Important,Important,Very important,Critical,Important,Important,Critical,Slightly important,Slightly important,Very important,Not important,Slightly important,Important,Slightly important,Important,Critical,Critical,Very important,Very important,Slightly important,Critical,Slightly important,Important,Important,Very important,Slightly important,Critical,Important,Critical,Critical,Critical,Critical,Critical,Not important,Slightly important,Important,Not important,Very important,Important,Not important,Not important,Important,Very important,Important,Very important,Slightly important,Important,Not important,Not important,Slightly important,Very important,Very important,Critical,Very important,Critical,Very important,Slightly important,Slightly important,Very important,Important,Not important,Not important,Not difficult,Difficult,Difficult,1,25,Slightly difficult,Very difficult,Difficult,0,13,Not difficult,Difficult,Slightly difficult,1,3,Slightly difficult,Not difficult,Slightly difficult,1,2,Slightly difficult,Slightly difficult,Slightly difficult,1,8,Difficult,Difficult,Difficult,1,10,Not difficult,Difficult,Difficult,1,8,Slightly difficult,Difficult,Difficult,1,8,Not difficult,Not difficult,Not difficult,1,1,Very important,Very important,Very important,Important,Very important,Slightly important,Slightly important,Not important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,No obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Through family/friends, 94,No,-44,-44,-44,-44,No,-44,-44,No,Other,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,No,-44,No,40,20,5,0,35,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Did not think it would be approved,690000,790000,276500,213300,31000,3000,86900,8000,0,0,0,0,0,138000,749000,173000,1070000,327000,No obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Major obstacle,No obstacle,No obstacle,Major obstacle,No obstacle,Major obstacle,Major obstacle,No obstacle,Very severe obstacle,No obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Macroeconomic environment,Inadequately educated workforce,Access to finance,Minor obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Community based organization, -44,technological and Innovation Support, -44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Yes,No,Yes,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 13959,59,Grenada,Grenada,Retail,504734,Yes,2,Establishment physically separated from HQ but with no other,No,2,Sole proprietorship, -44,100,0,100,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,1995,Yes,Yes,1995,27,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,4,1,0,-44,Yes,0,3,2,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,40,30,30,0,Your parent company or affiliated establishments,5,60,35,department store merchandise,100,National,15,Decreased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,70,30,No,-44,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,Yes,No,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,-44, -44,Strongly disagree,Tend to agree,Strongly disagree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,Yes,5,Yes,No,-44,0,-44,No,-44,-44,Yes,35,No,No,-44,-44,7,10,4,3,2,1,0,0,1,0,2,2,0,0,0,0,0,0,0,1,1,0,0,0,1,6,39000,6,39000,5,44000,1,37000,1,34000,1,44000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,3,12000,3,10700,3,13200,0,-77,0,-77,0,-77,2,11000,3,10600,2,12700,Increase/decreased demand for goods, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Completed secondary,-44,-44,Completed secondary,Started but did not complete secondary,Important,Not important,Very important,Very important,Very important,Very important,Important,Slightly important,Important,Important,Important,Important,Slightly important,Slightly important,Very important,Critical,Very important,Very important,Important,Slightly important,Critical,Critical,Important,Slightly important,Critical,Not important,Slightly important,Very important,Not important,Not important,Slightly important,Important,Important,Critical,Critical,Important,Critical,Important,Very important,Important,Important,Important,Very important,Important,Critical,Very important,Critical,Critical,Critical,Critical,Critical,Slightly important,Not important,Important,Not important,Slightly important,Important,Not important,Slightly important,Important,Important,Important,Slightly important,Very important,Important,Not important,Slightly important,Slightly important,Very important,Important,Very important,Critical,Critical,Very important,Slightly important,Slightly important,Important,Very important,Slightly important,Slightly important,Not difficult,Very difficult,Slightly difficult,1,24,Slightly difficult,Very difficult,Slightly difficult,0,15,Not difficult,Slightly difficult,Slightly difficult,0,9,Slightly difficult,Slightly difficult,Not difficult,1,2,Slightly difficult,Not difficult,Slightly difficult,0,5,Not difficult,Difficult,Slightly difficult,0,8,Not difficult,Very difficult,Difficult,0,2,Slightly difficult,Difficult,Slightly difficult,0,2,Slightly difficult,Not difficult,Slightly difficult,1,2,Slightly important,Important,Not important,Important,Slightly important,Slightly important,Slightly important,Not important,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,Minor obstacle,No obstacle,Minor obstacle,Public placement office, 40,No,-44,-44,-44,-44,No,-44,-44,No,Other,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,14,No,0,40,10,0,50,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,2,2,Collateral or cosigners unacceptable,-44,1310000,1030000,298700,339900,34000,30900,19000,10500,2000,1000,1000,0,0,140000,242000,206000,319000,336000,Minor obstacle,Minor obstacle,No obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Macroeconomic environment,Access to finance,Telecommunications,Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Local business association, -44,"General management, Business development and Strategies supp", -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Truthful,Are taken directly from the establishment's records, 13940,40,Grenada,Grenada,Construction,504700,No,-44,-44,-44,-44,Partnership (including limited liability companies), -44,50,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,1996,No,Yes,1996,22,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,0,3,0,-44,No,-44,-44,-44,-44,Yes,4,0,1,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,20,45,35,0,Large private firms (more than 100 employees),15,45,40,electrical service,100,National,5,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,65,35,Yes,17,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,Yes,No,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,-44, -44,Tend to disagree,Tend to disagree,Strongly disagree,Tend to disagree,No,-44,-44,-44,-44,-44,No,-44,-44,Yes,1,-44,Yes,1,Outside working hours,Other,Money,10000,Someone working alone,Yes,Yes,-44,Yes,2,Outside working hours,Baseball bat,Goods or stock,4000,A supplier,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,3,Outside working hours,Knife,Other company property,8000,Gang related,No,No,No loss or damage,Yes,2,Outside working hours,Knife,Money,-66,Gang related,No,No,Police could not have done anything,No,-44,-44,0,No,No,No,No,Yes,Yes,No,Yes,No,-44,-44,Yes,Yes,Yes,5,No,-44,-44,No,-44,0,-44,Yes,11,Yes,No,-44,-44,No,-44,-44,6,10,4,3,2,1,0,0,0,0,3,3,0,0,0,0,0,0,0,1,1,0,0,0,0,7,47000,7,43000,6,55000,1,35000,1,34000,1,40000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,3,11000,3,10000,3,13100,0,-77,0,-77,0,-77,2,10000,2,9300,2,11400,-44, -44,University graduate,University graduate,University graduate,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Completed college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Important,Not important,Critical,Important,Important,Important,Important,Slightly important,Very important,Important,Slightly important,Important,Slightly important,Not important,Important,Critical,Critical,Very important,Important,Very important,Critical,Critical,Important,Important,Very important,Slightly important,Slightly important,Very important,Not important,Not important,Critical,Important,Important,Very important,Critical,Slightly important,Very important,Slightly important,Important,Very important,Important,Important,Very important,Important,Critical,Important,Very important,Very important,Very important,Very important,Very important,Important,Slightly important,Important,Not important,Important,Important,Important,Slightly important,Slightly important,Important,Important,Slightly important,Slightly important,Important,Slightly important,Not important,Slightly important,Slightly important,Important,Critical,Critical,Critical,Critical,Slightly important,Slightly important,Very important,Very important,Not important,Slightly important,Not difficult,Almost impossible,Slightly difficult,0,21,Slightly difficult,Very difficult,Difficult,1,12,Slightly difficult,Slightly difficult,Slightly difficult,1,10,Slightly difficult,Not difficult,Slightly difficult,0,2,Slightly difficult,Slightly difficult,Not difficult,0,9,Not difficult,Difficult,Difficult,1,3,Slightly difficult,Difficult,Slightly difficult,0,6,Not difficult,Not difficult,Slightly difficult,1,4,Not difficult,Not difficult,Not difficult,0,2,Important,Important,Very important,Slightly important,Very important,Important,Not important,Slightly important,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Through family/friends, 6,Yes to fire,No,-44,Yes,1,No,-44,-44,No,Other,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,Yes,14,No,40,0,0,0,10,0,0,0,0,50,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Application procedures for loans or line of credit are compl,290000,370000,10000,107300,9000,18500,37000,9000,1000,1000,1000,0,0,82000,76000,104000,115000,123000,No obstacle,No obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,No obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,"Crime, theft and disorder",Practices of competitors in the informal sector,Moderate obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Local business association, -44,"General management, Business development and Strategies supp", -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Yes,No,Yes,Somewhat truthful,Are estimates computed with some precision, 139102,102,Grenada,Grenada,Hotel and restaurants,504704,No,-44,-44,-44,-44,Partnership (including limited liability companies), -44,50,100,0,0,0,Equally men and women,No,No,10,Delegates decisions to other partners,3,6,All men,Male,Male,Male,1983,No,Yes,1984,32,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,2,0,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,5,45,50,0,Your parent company or affiliated establishments,5,65,30,fish and chicken,85,National,15,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,45,55,Yes,13,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,Yes,Moderate obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to agree,Strongly disagree,Tend to disagree,Yes,No,-44,-44,-44,-44,No,-44,-44,Yes,-44,10000,Yes,1,Outside working hours,Firearm/gun,Goods or stock,35000,Gang related,Yes,Yes,-44,Yes,3,Outside working hours,Firearm/gun,Money,2000,Gang related,No,No,Offenders rarely caught or prosecuted,Yes,3,Outside working hours,Knife,Money,6000,Gang related,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,4,Outside working hours,Other,Goods or stock,700,Other,No,No,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,During working hours,Firearm/gun,Money,5000,Group of criminals,No,No,Fear of reprisals,No,-44,-44,0,No,No,No,No,Yes,Yes,No,No,No,-44,-44,Yes,Yes,Yes,10,Yes,1,No,Yes,10,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,10,10,4,3,2,1,0,0,2,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,4,62000,4,59000,3,68000,1,26000,1,24000,1,31000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,3,9600,3,8900,3,11000,0,-77,0,-77,0,-77,2,9900,2,9100,2,11800,-44, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed primary school,Slightly important,Slightly important,Very important,Very important,Important,Important,Slightly important,Important,Important,Important,Slightly important,Important,Slightly important,Important,Slightly important,Critical,Very important,Critical,Important,Important,Critical,Critical,Slightly important,Important,Critical,Slightly important,Slightly important,Important,Slightly important,Not important,Important,Slightly important,Very important,Critical,Critical,Very important,Very important,Important,Very important,Slightly important,Very important,Important,Very important,Important,Critical,Slightly important,Very important,Critical,Critical,Critical,Critical,Not important,Slightly important,Important,Slightly important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Very important,Very important,Important,Important,Not important,Slightly important,Slightly important,Important,Important,Very important,Critical,Critical,Critical,Not important,Slightly important,Important,Important,Not important,Not important,Not difficult,Difficult,Slightly difficult,0,18,Slightly difficult,Difficult,Difficult,1,9,Difficult,Very difficult,Difficult,1,8,Slightly difficult,Slightly difficult,Difficult,1,3,Slightly difficult,Slightly difficult,Slightly difficult,1,8,Slightly difficult,Difficult,Difficult,1,10,Not difficult,Difficult,Difficult,0,5,Slightly difficult,Not difficult,Not difficult,1,3,Slightly difficult,Not difficult,Not difficult,1,1,Slightly important,Very important,Very important,Important,Very important,Not important,Not important,Slightly important,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,No obstacle,Minor obstacle,Private placement office, 10,No,-44,-44,-44,-44,No,-44,-44,No,The firm cannot afford the optimal level of training,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,No,-44,Yes,75,0,0,0,25,0,0,0,0,0,0,0,0, -44,50,25,0,25,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Loan,2010,20000,15,96,Private commercial banks,Yes,Yes,No,No,Yes,-44, -44,200,Yes,2,2,Problems with credit history/report,-44,280000,330000,125400,95700,7000,9900,29700,2000,0,0,0,13000,0,49000,62000,66000,86000,175000,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,Minor obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,"Crime, theft and disorder",Customs and Trade Regulations,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Community based organization, -44,"General management, Business development and Strategies supp", -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 13952,52,Grenada,Grenada,Services of motor vehicles,504724,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,1986,Yes,Yes,1986,32,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,0,3,1,-44,Yes,1,0,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,1,Yes,Yes,Yes,0,-44,-44,100,0, -44,20,55,25,0,Others,20,50,30,gasoline,95,Local,10,Decreased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,35,65,Yes,12,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Major obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,-44, -44,Tend to agree,Tend to disagree,Strongly disagree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,5,Yes,1,No,No,-44,0,-44,No,-44,-44,Yes,50,No,No,-44,-44,10,10,4,3,2,1,0,0,1,0,1,1,0,0,0,0,0,0,0,1,1,0,0,0,0,5,44000,5,40000,4,50000,1,33000,2,34000,1,36000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,3,9100,3,8400,3,10700,0,-77,0,-77,0,-77,2,11000,2,10900,2,12700,Increase/decreased demand for goods, -44,Post graduated,Completed secondary,Post graduated,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Slightly important,Important,Critical,Very important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Important,Important,Slightly important,Slightly important,Important,Very important,Critical,Critical,Important,Important,Very important,Critical,Important,Important,Critical,Not important,Slightly important,Important,Slightly important,Slightly important,Very important,Important,Important,Very important,Critical,Very important,Critical,Very important,Very important,Very important,Important,Important,Critical,Important,Critical,Important,Very important,Critical,Very important,Very important,Critical,Important,Not important,Important,Not important,Very important,Slightly important,Slightly important,Slightly important,Not important,Important,Very important,Slightly important,Important,Slightly important,Not important,Slightly important,Slightly important,Important,Important,Very important,Critical,Very important,Very important,Slightly important,Slightly important,Important,Very important,Slightly important,Slightly important,Slightly difficult,Very difficult,Difficult,0,16,Not difficult,Very difficult,Difficult,0,5,Slightly difficult,Very difficult,Difficult,0,3,Slightly difficult,Slightly difficult,Not difficult,0,2,Slightly difficult,Not difficult,Not difficult,0,10,Slightly difficult,Slightly difficult,Slightly difficult,0,4,Not difficult,Slightly difficult,Difficult,0,6,Not difficult,Slightly difficult,Not difficult,0,5,Not difficult,Slightly difficult,Not difficult,1,2,Important,Important,Very important,Important,Important,Slightly important,Slightly important,Not important,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,No obstacle,Minor obstacle,Public announcement/advertisement, 30,No,-44,-44,-44,-44,Yes,1,2,No,The benefits of training are small than the costs,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,15,No,10,64,16,0,10,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Application procedures for loans or line of credit are compl,3300000,2700000,918000,756000,68000,81000,243000,54000,7000,6000,8000,0,0,410000,346000,540000,567000,1247000,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Yes,Yes,No,Yes,Yes,Inadequately educated workforce,Practices of competitors in the informal sector,Cost of finance,Minor obstacle,Yes,Yes,Yes,No,No,Yes,No,Yes,Moderated impact,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,Yes,Moderated impact,-44,Negative impact,-44,-44,Yes,Moderated impact,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Truthful,Are taken directly from the establishment's records, 13931,31,Grenada,Grenada,Construction,504684,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,1993,No,Yes,1993,27,No,-44,-44,No,-44,-44,No,-44,-44,Yes,20,No,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,6,1,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,15,65,20,0,Large private firms (more than 100 employees),35,50,15,plumbing,75,Local,10,Remained the same,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,50,50,Yes,1,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,No obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,-44, -44,Tend to agree,Tend to agree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,No,1,Yes,2,No,Yes,0,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,4,10,4,3,2,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,1,4,56000,3,50000,3,67000,1,33000,1,32000,1,38000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,3,13000,3,13100,3,14400,0,-77,0,-77,0,-77,2,10000,2,9900,2,11700,Increase demand for higher quality product, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed primary school,Important,Important,Critical,Very important,Important,Very important,Important,Slightly important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Very important,Very important,Critical,Important,Important,Critical,Critical,Slightly important,Slightly important,Critical,Not important,Slightly important,Important,Slightly important,Not important,Critical,Very important,Very important,Critical,Critical,Important,Very important,Important,Slightly important,Important,Important,Very important,Critical,Slightly important,Critical,Slightly important,Critical,Very important,Very important,Very important,Very important,Not important,Slightly important,Very important,Not important,Important,Very important,Slightly important,Not important,Slightly important,Important,Very important,Important,Slightly important,Very important,Not important,Not important,Slightly important,Very important,Important,Very important,Critical,Critical,Critical,Slightly important,Slightly important,Important,Important,Not important,Not important,Not difficult,Very difficult,Difficult,0,19,Slightly difficult,Very difficult,Slightly difficult,0,5,Not difficult,Slightly difficult,Slightly difficult,0,9,Slightly difficult,Slightly difficult,Not difficult,1,3,Slightly difficult,Not difficult,Difficult,1,10,Slightly difficult,Difficult,Slightly difficult,1,3,Not difficult,Difficult,Slightly difficult,0,2,Slightly difficult,Not difficult,Slightly difficult,1,9,Not difficult,Not difficult,Not difficult,0,2,Very important,Important,Not important,Important,Very important,Slightly important,Not important,Slightly important,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,No obstacle,Major obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Private placement office, -10,Yes to fire,No,-44,Yes,1,No,-44,-44,No,The benefits of training are small than the costs,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,Yes,7,No,85,0,0,0,15,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,3,3,Incompleteness of loan application,-44,720000,870000,250000,261000,31000,43500,19000,23500,4000,3000,5000,0,0,150000,237000,209000,339000,405000,Minor obstacle,No obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,Major obstacle,No obstacle,Very severe obstacle,No obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Macroeconomic environment,Cost of finance,No obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,International organization, -44,"General management, Business development and Strategies supp", -44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,Truthful,Are taken directly from the establishment's records, 13936,36,Grenada,Grenada,Hotel and restaurants,504692,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All women,Female,Female,Female,1979,No,Yes,2007,18,No,-44,-44,No,-44,-44,No,-44,-44,Yes,28,No,Yes,2,5,0,-44,Yes,1,0,0,-44,Yes,9,2,0,-44,No,-44,-44,-44,-44,Yes,0,Yes,No,Yes,0,-44,-44,100,0, -44,25,40,35,0,Small private firms (less than 20 employees),25,45,30,restaurant,100,National,10,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,65,35,No,-44,Yes,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,Yes,Yes,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,-44, -44,Tend to agree,Tend to disagree,Strongly disagree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,0,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,No,Yes,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,5,Yes,1,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,4,10,4,3,2,1,4,0,2,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,4,58000,3,52000,2,63000,1,27000,2,25000,1,29000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,3,10000,3,9300,3,11600,0,-77,0,-77,0,-77,2,11000,2,10000,2,12300,-44, -44,University graduate,University graduate,Post graduated,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,-44,-44,Completed secondary,Completed primary school,Very important,Slightly important,Critical,Important,Important,Very important,Important,Slightly important,Important,Important,Important,Important,Slightly important,Slightly important,Slightly important,Critical,Very important,Critical,Important,Slightly important,Very important,Very important,Important,Important,Critical,Slightly important,Slightly important,Important,Not important,Not important,Important,Important,Important,Critical,Very important,Important,Very important,Important,Important,Important,Important,Slightly important,Very important,Slightly important,Critical,Very important,Critical,Very important,Very important,Very important,Critical,Not important,Not important,Important,Slightly important,Important,Slightly important,Slightly important,Not important,Slightly important,Very important,Important,Slightly important,Slightly important,Important,Not important,Not important,Slightly important,Important,Important,Critical,Critical,Critical,Very important,Slightly important,Not important,Important,Very important,Slightly important,Not important,Not difficult,Very difficult,Difficult,0,22,Slightly difficult,Very difficult,Difficult,1,9,Slightly difficult,Difficult,Difficult,0,9,Not difficult,Slightly difficult,Not difficult,0,2,Slightly difficult,Slightly difficult,Slightly difficult,0,5,Not difficult,Slightly difficult,Slightly difficult,0,3,Not difficult,Slightly difficult,Slightly difficult,0,5,Slightly difficult,Slightly difficult,Not difficult,0,7,Not difficult,Not difficult,Not difficult,1,2,Very important,Important,Not important,Important,Important,Slightly important,Not important,Not important,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,Moderate obstacle,No obstacle,No obstacle,Private placement office, -2,Yes to both,Yes,1,No,-44,Yes,4,2,No,The firm cannot afford the optimal level of training,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,Yes,9,Yes,75,0,0,0,25,0,0,0,0,0,0,0,0, -44,25,37.5,0,37.5,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Loan,2012,30000,7,60,Private commercial banks,Yes,Yes,No,No,Yes,No, -44,150,Yes,2,1,Incompleteness of loan application,-44,150000,220000,80000,66000,9000,13200,11000,1500,0,0,0,22000,0,29000,39000,48000,57000,102000,No obstacle,Major obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Very severe obstacle,Minor obstacle,Very severe obstacle,Minor obstacle,Major obstacle,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,Major obstacle,Yes,Yes,No,No,No,Customs and Trade Regulations,Tax Rates,Inadequately educated workforce,No obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,International organization, -44,"General management, Business development and Strategies supp", -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are taken directly from the establishment's records, 139146,146,Grenada,Grenada,Construction,504712,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All women,Yes,Not applicable,100,Makes major strategic and fiancial decisions,22,3,All men,Male,Male,Male,1992,No,Yes,1994,12,No,-44,-44,No,-44,-44,No,-44,-44,Yes,13,No,No,-44,-44,-44,-44,Yes,2,0,0,-44,Yes,9,4,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,25,60,15,0,Small private firms (less than 20 employees),40,45,15,roofing,90,Local,5,Remained the same,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,65,35,No,-44,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to agree,Tend to disagree,Strongly agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,6,Yes,1,No,No,-44,0,-44,Yes,9,No,No,-44,-44,No,-44,-44,6,10,4,3,2,1,0,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,4,44000,4,42000,3,48000,1,39000,1,36000,1,45000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,3,10000,3,9600,3,11600,0,-77,0,-77,0,-77,2,10000,2,10100,2,11900,-44, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Completed secondary,-44,-44,Completed secondary,Completed primary school,Very important,Not important,Critical,Important,Important,Very important,Slightly important,Important,Important,Important,Slightly important,Slightly important,Not important,Not important,Slightly important,Very important,Critical,Very important,Slightly important,Important,Very important,Critical,Important,Slightly important,Critical,Slightly important,Slightly important,Slightly important,Slightly important,Not important,Critical,Very important,Important,Critical,Critical,Very important,Very important,Very important,Very important,Slightly important,Slightly important,Very important,Very important,Slightly important,Critical,Important,Very important,Critical,Very important,Critical,Very important,Not important,Not important,Important,Not important,Important,Important,Slightly important,Important,Slightly important,Important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Not important,Important,Very important,Critical,Critical,Critical,Critical,Slightly important,Slightly important,Important,Very important,Not important,Not important,Slightly difficult,Very difficult,Difficult,1,21,Slightly difficult,Very difficult,Difficult,1,9,Slightly difficult,Difficult,Slightly difficult,0,8,Slightly difficult,Slightly difficult,Difficult,0,3,Slightly difficult,Slightly difficult,Difficult,1,2,Not difficult,Difficult,Slightly difficult,0,4,Not difficult,Difficult,Difficult,1,9,Not difficult,Slightly difficult,Not difficult,1,2,Not difficult,Not difficult,Not difficult,1,1,Very important,Very important,Not important,Important,Important,Not important,Not important,Slightly important,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,Public placement office, 18,No,-44,-44,-44,-44,No,-44,-44,No,The benefits of training are small than the costs,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,No,-44,No,90,0,0,0,10,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Size of loan and maturity are insufficiant,290000,370000,30000,133200,5000,11100,37000,8000,2000,1000,1000,0,0,66000,59000,89000,93000,188000,Minor obstacle,Major obstacle,No obstacle,Major obstacle,Yes,Yes,Yes,No,No,Yes,No,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,"Crime, theft and disorder",Customs and Trade Regulations,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Community based organization, -44,technological and Innovation Support, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Truthful,Are taken directly from the establishment's records, 13953,53,Grenada,Grenada,Services of motor vehicles,504725,Yes,17,Establishment physically separated from HQ but with no other,No,17,Shareholding company with non-traded shares or shares traded, -44,72,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Male,Female,Female,2005,Yes,Yes,2004,2,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,1,0,-44,Yes,1,0,0,-44,Yes,1,0,1,-44,No,-44,-44,-44,-44,Yes,1,Yes,Yes,Yes,0,-44,-44,100,0, -44,50,30,20,15,Medium private firms (20-100 employees),20,55,25,sale of gasoline,70,Local,5,Decreased,Decreased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,55,45,No,-44,No,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,Yes,No,No,No,No obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to disagree,Yes,No,-44,-44,-44,-44,Yes,3,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,Outside working hours,Baseball bat,Money,100,Someone working alone,No,No,Tried to/was unable to contact the police,Yes,1,During working hours,Firearm/gun,Goods or stock,5000,Other,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,2,Outside working hours,Other,Goods or stock,2000,Other,No,No,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,40000,0,Yes,Yes,Yes,No,Yes,No,-44,-44,No,-44,-44,Yes,Yes,Yes,10,Yes,1,No,Yes,10,-44,0,No,-44,-44,No,-44,-44,No,-44,-44,5,10,4,3,2,1,2,1,1,0,1,1,0,0,0,0,0,0,0,1,1,0,0,0,1,5,47000,4,45000,3,51000,1,30000,2,27000,1,35000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,3,10000,3,9500,3,11700,0,-77,0,-77,0,-77,2,10000,2,9000,2,11200,-44, -44,University graduate,University graduate,University graduate,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed primary school,Important,Important,Critical,Very important,Important,Important,Slightly important,Important,Important,Important,Important,Important,Important,Slightly important,Important,Critical,Critical,Critical,Very important,Slightly important,Critical,Critical,Important,Important,Very important,Slightly important,Very important,Slightly important,Not important,Slightly important,Critical,Important,Critical,Very important,Very important,Very important,Very important,Important,Very important,Important,Important,Important,Very important,Slightly important,Very important,Important,Very important,Very important,Very important,Critical,Critical,Slightly important,Slightly important,Important,Slightly important,Important,Very important,Slightly important,Slightly important,Slightly important,Important,Slightly important,Slightly important,Important,Very important,Slightly important,Slightly important,Not important,Very important,Important,Critical,Critical,Critical,Critical,Not important,Slightly important,Important,Slightly important,Slightly important,Not important,Not difficult,Very difficult,Difficult,1,15,Slightly difficult,Very difficult,Difficult,0,14,Not difficult,Difficult,Slightly difficult,1,8,Slightly difficult,Slightly difficult,Slightly difficult,0,3,Slightly difficult,Slightly difficult,Slightly difficult,1,9,Difficult,Difficult,Slightly difficult,0,8,Not difficult,Slightly difficult,Difficult,1,7,Slightly difficult,Difficult,Slightly difficult,1,10,Not difficult,Not difficult,Not difficult,1,2,Very important,Slightly important,Very important,Slightly important,Very important,Slightly important,Slightly important,Not important,No obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,Private placement office, 31,No,-44,-44,-44,-44,Yes,3,2,No,The firm cannot afford the optimal level of training,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,No,-44,No,90,0,0,0,10,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Application procedures for loans or line of credit are compl,45100000,44060000,14099200,11896200,1322000,1321800,4406000,484500,87000,44000,78000,0,0,9279000,7600000,11896000,11015000,33428000,Major obstacle,Moderate obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,Very severe obstacle,Minor obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Yes,Yes,No,No,No,Inadequately educated workforce,"Crime, theft and disorder",Corruption,Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,International organization, -44,"General management, Business development and Strategies supp", -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 139131,131,Grenada,Grenada,Hotel and restaurants,504675,No,-44,-44,-44,-44,Partnership (including limited liability companies), -44,50,100,0,0,0,Equally men and women,No,No,30,Makes decisions in consultation with other partners,12,5,Predominantly men,Male,Male,Male,1990,Yes,Yes,1990,19,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,1,1,-44,Yes,2,0,0,-44,Yes,3,2,1,-44,Yes,2,6,1,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0, -44,40,45,15,15,Large private firms (more than 100 employees),35,30,35,apartment leasing,90,Local,10,Increased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,60,40,Yes,1,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,No obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,-44, -44,Tend to agree,Tend to agree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,No,0,0,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,No,Yes,15,Yes,1,No,No,-44,0,-44,Yes,6,Yes,No,-44,-44,No,-44,-44,4,11,5,3,2,1,0,0,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,2,5,38000,4,39000,4,45000,1,26000,2,24000,1,29000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,3,13000,3,12800,3,14400,0,-77,0,-77,0,-77,2,11000,3,10300,2,13100,Increase/decreased demand for goods, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed secondary,Very important,Slightly important,Critical,Critical,Important,Important,Slightly important,Important,Important,Very important,Important,Important,Slightly important,Slightly important,Important,Very important,Critical,Very important,Important,Important,Very important,Very important,Important,Slightly important,Critical,Slightly important,Slightly important,Important,Not important,Not important,Important,Important,Slightly important,Very important,Critical,Important,Very important,Important,Critical,Very important,Important,Important,Very important,Slightly important,Very important,Important,Critical,Very important,Very important,Very important,Very important,Not important,Slightly important,Very important,Slightly important,Very important,Important,Not important,Important,Slightly important,Slightly important,Slightly important,Important,Very important,Very important,Slightly important,Not important,Slightly important,Very important,Important,Critical,Critical,Very important,Critical,Not important,Not important,Important,Important,Not important,Slightly important,Not difficult,Very difficult,Slightly difficult,1,12,Slightly difficult,Very difficult,Difficult,0,4,Not difficult,Difficult,Slightly difficult,1,6,Slightly difficult,Slightly difficult,Slightly difficult,1,3,Not difficult,Slightly difficult,Slightly difficult,0,3,Difficult,Slightly difficult,Slightly difficult,0,10,Difficult,Very difficult,Difficult,1,3,Not difficult,Difficult,Slightly difficult,0,8,Not difficult,Not difficult,Slightly difficult,1,1,Slightly important,Very important,Slightly important,Important,Important,Not important,Not important,Not important,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,No obstacle,Moderate obstacle,Minor obstacle,No obstacle,Public placement office, -19,No,-44,-44,-44,-44,No,-44,-44,No,Other,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,No,-44,No,80,0,0,0,20,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Did not think it would be approved,280000,450000,130500,148500,14000,18000,23000,7000,1000,1000,1000,0,0,76000,94000,117000,149000,266000,Major obstacle,Minor obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,No obstacle,Moderate obstacle,No obstacle,Moderate obstacle,No obstacle,Very severe obstacle,Very severe obstacle,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,Access to finance,Cost of finance,Macroeconomic environment,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Community based organization, -44,technological and Innovation Support, -44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 13987,87,Grenada,Grenada,Food,504786,No,-44,-44,-44,-44,Limited partnership, -44,50,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Male,Male,Male,1992,No,Yes,1993,12,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,100,75,120,0,0, -44,5,55,40,0,Government or government agencies (including state-owned ent,25,70,5,sale of bread,85,Local,5,Increased,Remained the same,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,65,35,No,-44,Yes,Yes,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,No obstacle,No obstacle,Major obstacle,Major obstacle,Minor obstacle,No obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to agree,Tend to agree,Tend to disagree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,Yes,19,No,-44,-44,No,-44,0,-44,Yes,5,Yes,No,-44,-44,No,-44,-44,8,11,5,3,2,1,0,0,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,2,5,59000,5,59000,5,67000,1,27000,2,25000,1,31000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,3,15000,3,15100,3,16200,2,10000,3,9500,2,11800,Economic upturn/downturn, -44,University graduate,Completed secondary,University graduate,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Completed secondary,Started but did not complete secondary,Important,Slightly important,Critical,Important,Important,Very important,Slightly important,Slightly important,Important,Important,Important,Slightly important,Important,Slightly important,Important,Very important,Very important,Very important,Slightly important,Slightly important,Critical,Critical,Very important,Slightly important,Very important,Slightly important,Important,Very important,Not important,Not important,Important,Important,Important,Critical,Critical,Important,Very important,Important,Important,Very important,Important,Very important,Critical,Slightly important,Critical,Important,Very important,Critical,Critical,Critical,Critical,Not important,Not important,Important,Not important,Important,Very important,Not important,Slightly important,Not important,Important,Important,Slightly important,Slightly important,Important,Slightly important,Not important,Not important,Important,Important,Very important,Critical,Critical,Critical,Not important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Not difficult,Very difficult,Difficult,0,18,Not difficult,Very difficult,Slightly difficult,0,13,Slightly difficult,Difficult,Difficult,0,9,Slightly difficult,Slightly difficult,Not difficult,1,2,Slightly difficult,Slightly difficult,Not difficult,1,2,Slightly difficult,Slightly difficult,Difficult,1,7,Not difficult,Very difficult,Slightly difficult,0,3,Slightly difficult,Slightly difficult,Not difficult,0,5,Not difficult,Slightly difficult,Not difficult,0,2,Very important,Very important,Very important,Important,Critical,Slightly important,Slightly important,Slightly important,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Public placement office, 92,Yes to both,No,-44,No,-44,Yes,5,2,Yes,-44,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,9,No,50,24,6,0,20,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,2,2,Problems with credit history/report,-44,1060000,1130000,316400,339000,44000,67800,28000,15000,0,0,0,0,0,240000,822000,333000,1284000,906000,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,No,Yes,Yes,No,No,Yes,Yes,Major obstacle,Major obstacle,Very severe obstacle,Minor obstacle,Major obstacle,Major obstacle,Very severe obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Access to finance,Customs and Trade Regulations,Inadequately educated workforce,Major obstacle,Yes,Yes,No,No,No,No,Yes,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Negative impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,Large impact,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Negative impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Large impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Large impact,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,Truthful,Are taken directly from the establishment's records, 13925,25,Grenada,Grenada,Services of motor vehicles,504677,Yes,2,Establishment physically separated from HQ and other establi,No,2,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Male,2005,No,Yes,2005,36,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,3,1,-44,No,-44,-44,-44,-44,Yes,4,0,0,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0, -44,20,45,35,1,Small private firms (less than 20 employees),30,55,15,tyre sales,85,National,10,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,80,20,No,-44,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,Yes,No,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,No obstacle,Moderate obstacle,-44, -44,Strongly disagree,Tend to disagree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,No,10,No,-44,-44,No,-44,-44,6000,No,-44,-44,No,-44,-44,No,-44,-44,6,11,5,3,2,1,2,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,5,57000,5,55000,5,65000,1,40000,2,38000,1,47000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,3,11000,3,9900,3,11900,0,-77,0,-77,0,-77,2,10000,3,9400,2,11100,Economic upturn/downturn, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed secondary,Important,Slightly important,Very important,Very important,Very important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Important,Slightly important,Slightly important,Important,Critical,Very important,Very important,Important,Important,Critical,Critical,Important,Important,Very important,Slightly important,Important,Important,Not important,Not important,Important,Important,Important,Critical,Critical,Important,Very important,Important,Slightly important,Important,Slightly important,Very important,Very important,Slightly important,Critical,Important,Critical,Critical,Very important,Critical,Critical,Slightly important,Not important,Important,Not important,Very important,Slightly important,Important,Slightly important,Slightly important,Very important,Slightly important,Slightly important,Slightly important,Important,Not important,Not important,Not important,Very important,Slightly important,Critical,Critical,Critical,Very important,Not important,Slightly important,Important,Important,Not important,Slightly important,Not difficult,Very difficult,Very difficult,1,15,Slightly difficult,Almost impossible,Difficult,1,6,Slightly difficult,Difficult,Slightly difficult,1,10,Slightly difficult,Slightly difficult,Difficult,1,1,Not difficult,Slightly difficult,Not difficult,1,8,Not difficult,Difficult,Slightly difficult,1,3,Not difficult,Difficult,Slightly difficult,1,3,Not difficult,Slightly difficult,Slightly difficult,0,9,Not difficult,Not difficult,Not difficult,0,2,Very important,Very important,Not important,Not important,Very important,Slightly important,Not important,Not important,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Public placement office, -17,No,-44,-44,-44,-44,Yes,0,2,No,The firm cannot afford the optimal level of training,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,6,No,50,24,6,0,20,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Size of loan and maturity are insufficiant,1230000,1280000,345600,358400,26000,64000,19000,29500,5000,4000,5000,0,0,233000,182000,307000,294000,589000,Major obstacle,Major obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Macroeconomic environment,Customs and Trade Regulations,Cost of finance,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 13938,38,Grenada,Grenada,Wholesale,504694,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Male,Male,Male,1989,No,Yes,1989,24,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,2,0,-44,Yes,2,0,0,-44,Yes,0,1,0,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0, -44,15,60,25,5,Small private firms (less than 20 employees),40,40,20,wine,90,National,20,Decreased,Remained the same,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,55,45,No,-44,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to disagree,Strongly disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,-44,1200,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,45000,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,No,9,Yes,3,No,No,-44,.5,-44,No,-44,-44,No,-44,-44,No,-44,-44,2,11,5,3,2,1,3,1,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,2,5,59000,4,54000,4,64000,1,39000,2,38000,1,45000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,3,11000,3,11200,3,13100,0,-77,0,-77,0,-77,2,11000,2,10200,2,11900,-44, -44,University graduate,University graduate,Post graduated,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Important,Slightly important,Very important,Important,Very important,Very important,Important,Important,Important,Very important,Slightly important,Important,Slightly important,Important,Important,Critical,Very important,Very important,Very important,Important,Critical,Very important,Important,Slightly important,Critical,Slightly important,Slightly important,Slightly important,Not important,Not important,Very important,Important,Important,Critical,Very important,Important,Very important,Important,Important,Important,Very important,Important,Very important,Slightly important,Critical,Slightly important,Critical,Critical,Critical,Very important,Very important,Not important,Not important,Very important,Not important,Very important,Important,Not important,Not important,Important,Important,Very important,Very important,Slightly important,Important,Not important,Not important,Slightly important,Very important,Important,Very important,Critical,Critical,Very important,Not important,Slightly important,Important,Important,Slightly important,Slightly important,Not difficult,Difficult,Difficult,1,20,Not difficult,Very difficult,Slightly difficult,1,7,Slightly difficult,Slightly difficult,Slightly difficult,1,4,Not difficult,Difficult,Slightly difficult,1,3,Slightly difficult,Slightly difficult,Not difficult,0,10,Not difficult,Slightly difficult,Slightly difficult,0,4,Not difficult,Slightly difficult,Difficult,1,10,Not difficult,Not difficult,Not difficult,1,6,Not difficult,Not difficult,Not difficult,0,2,Very important,Critical,Very important,Not important,Important,Slightly important,Not important,Not important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,No obstacle,Public placement office, 0,No,-44,-44,-44,-44,Yes,1,2,No,The firm is affraid of investing in workers that after the t,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,6,No,90,0,0,0,10,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Other,3510000,2720000,734400,979200,90000,163200,68000,22000,2000,2000,2000,0,0,411000,472000,653000,598000,1358000,No obstacle,Minor obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,No obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Access to finance,Corruption,Customs and Trade Regulations,Very severe obstacle,Yes,Yes,No,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No impact,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 13923,23,Grenada,Grenada,Construction,504672,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Female,Male,1999,No,Yes,1999,44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,1,4,2,-44,Yes,43,Yes,No,Yes,0,-44,-44,100,0, -44,25,50,25,0,Medium private firms (20-100 employees),20,60,20,construction services,100,Local,5,Decreased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,60,40,No,-44,Yes,Yes,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,5,No,-44,-44,Yes,0,0,-44,Yes,0,Yes,No,-44,-44,No,-44,-44,15,12,4,4,3,1,2,0,0,0,10,5,3,2,0,1,0,0,0,2,1,2,4,0,0,9,65000,9,66000,9,73000,1,33000,2,33000,1,39000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,7,9100,7,9200,7,9900,0,-77,0,-77,0,-77,5,11000,6,11000,5,13100,Increase/decreased demand for goods, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Completed secondary,-44,-44,Completed secondary,Started but did not complete secondary,Important,Important,Critical,Critical,Important,Important,Slightly important,Slightly important,Important,Important,Important,Important,Slightly important,Not important,Important,Critical,Critical,Very important,Important,Important,Critical,Very important,Important,Important,Critical,Important,Slightly important,Important,Not important,Not important,Critical,Important,Important,Critical,Very important,Very important,Very important,Slightly important,Very important,Very important,Important,Important,Critical,Important,Critical,Important,Very important,Critical,Very important,Critical,Critical,Slightly important,Not important,Very important,Not important,Important,Very important,Not important,Important,Important,Important,Very important,Important,Slightly important,Very important,Not important,Slightly important,Not important,Slightly important,Important,Critical,Very important,Critical,Very important,Not important,Slightly important,Important,Important,Not important,Important,Slightly difficult,Very difficult,Difficult,1,17,Not difficult,Very difficult,Difficult,0,15,Not difficult,Slightly difficult,Difficult,0,10,Not difficult,Slightly difficult,Slightly difficult,0,2,Slightly difficult,Slightly difficult,Not difficult,0,2,Slightly difficult,Difficult,Difficult,0,5,Slightly difficult,Slightly difficult,Slightly difficult,1,2,Slightly difficult,Slightly difficult,Slightly difficult,0,7,Not difficult,Not difficult,Slightly difficult,0,2,Important,Very important,Slightly important,Not important,Very important,Not important,Not important,Not important,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Private placement office, -22,No,-44,-44,-44,-44,No,-44,-44,No,The firm does not have enough information about training pro,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,No,-44,No,60,16,4,0,10,0,0,0,0,0,0,0,10, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Collateral requirements for loans or line of credit are unat,1470000,1290000,477300,412800,36000,64500,129000,36000,6000,4000,6000,0,0,189000,256000,310000,361000,409000,Minor obstacle,Major obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,No obstacle,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Customs and Trade Regulations,Tax Rates,Minor obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Local business association, -44,Human resources Support, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 139122,122,Grenada,Grenada,Retail,504706,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,66,100,0,0,0,Predominantly women,Yes,Yes,66,Makes decisions in consultation with other partners,10,4,Equally men and women,Female,Male,Male,1978,No,Yes,1978,32,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,2,0,-44,Yes,2,0,0,-44,Yes,9,0,1,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,15,55,30,0,Your parent company or affiliated establishments,35,55,10,drugs and medical supplies,75,Local,10,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,65,35,Yes,7,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to agree,Yes,Yes,No,-44,-44,-44,Yes,10,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,Yes,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,10,No,-44,-44,No,-44,0,-44,Yes,10,No,No,-44,-44,No,-44,-44,4,12,4,4,3,1,0,0,2,0,2,2,0,0,0,0,0,0,0,1,1,0,0,0,0,6,51000,5,50000,5,61000,1,30000,1,30000,1,34000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,4,13000,4,12200,4,15300,0,-77,0,-77,0,-77,3,11000,4,11200,3,12600,-44, -44,University graduate,Post graduated,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed primary school,Important,Important,Critical,Very important,Very important,Important,Slightly important,Very important,Slightly important,Important,Important,Important,Not important,Slightly important,Important,Very important,Very important,Critical,Important,Important,Critical,Critical,Slightly important,Important,Critical,Important,Important,Slightly important,Important,Not important,Important,Slightly important,Slightly important,Very important,Critical,Very important,Very important,Slightly important,Important,Important,Very important,Very important,Very important,Important,Very important,Important,Critical,Very important,Very important,Very important,Critical,Slightly important,Not important,Important,Not important,Important,Very important,Not important,Not important,Slightly important,Important,Important,Slightly important,Important,Slightly important,Not important,Not important,Slightly important,Important,Slightly important,Critical,Critical,Critical,Critical,Not important,Not important,Very important,Important,Slightly important,Not important,Slightly difficult,Very difficult,Difficult,0,19,Slightly difficult,Very difficult,Slightly difficult,0,12,Not difficult,Slightly difficult,Slightly difficult,0,7,Not difficult,Not difficult,Slightly difficult,1,3,Slightly difficult,Slightly difficult,Slightly difficult,0,2,Slightly difficult,Difficult,Difficult,1,4,Not difficult,Slightly difficult,Slightly difficult,1,10,Not difficult,Slightly difficult,Difficult,1,6,Slightly difficult,Not difficult,Not difficult,0,1,Critical,Very important,Not important,Slightly important,Very important,Slightly important,Not important,Not important,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,No obstacle,No obstacle,Private placement office, 12,Yes to fire,No,-44,Yes,2,Yes,5,2,No,The firm does not have enough information about training pro,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,9,Yes,80,0,0,0,20,0,0,0,0,0,0,0,0, -44,75,25,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Loan,2010,100000,6,36,Private commercial banks,Yes,No,No,No,No,No, -44,100,Yes,4,4,Other objections,-44,980000,1180000,440000,342200,21000,35400,38000,19000,3000,3000,3000,0,71000,208000,189000,330000,236000,944000,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Customs and Trade Regulations,Tax administration,Electricity,No obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Community based organization, -44,technological and Innovation Support, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Somewhat truthful,Are taken directly from the establishment's records, 139124,124,Grenada,Grenada,Hotel and restaurants,504722,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,100,100,0,0,0,Equally men and women,No,Yes,Not applicable,Makes decisions in consultation with other partners,10,1,Predominantly men,Male,Male,Male,2000,Yes,Yes,1998,22,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,0,4,1,-44,Yes,3,0,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,1,Yes,Yes,No,0,-44,-44,100,0, -44,20,45,35,5,Medium private firms (20-100 employees),25,45,30,hotel,100,Local,20,Increased,Remained the same,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,65,35,No,-44,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,Yes,No,No,No,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to agree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,2,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,Outside working hours,Other,Money,100,A customer,No,No,Loss was small,Yes,3,During working hours,Other,Money,12000,Gang related,Yes,Yes,-44,Yes,1,During working hours,Knife,Money,750,Gang related,No,No,Fear of negative publicity,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,4,Outside working hours,Firearm/gun,Money,9500,Other,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,No,Yes,Yes,No,-44,-44,No,-44,-44,Yes,Yes,Yes,5,No,-44,-44,Yes,10,-44,0,No,-44,-44,No,-44,-44,No,-44,-44,13,12,4,4,3,1,3,1,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,2,4,64000,3,62000,2,73000,1,27000,2,24000,1,31000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,4,9400,4,8400,4,10900,0,-77,0,-77,0,-77,3,9900,3,9900,3,11800,-44, -44,Post graduated,Completed college/vocational training,University graduate,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed secondary,Important,Slightly important,Critical,Important,Important,Important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Very important,Very important,Critical,Important,Very important,Critical,Critical,Important,Important,Critical,Slightly important,Slightly important,Very important,Not important,Not important,Important,Important,Very important,Critical,Critical,Important,Very important,Important,Slightly important,Very important,Slightly important,Important,Critical,Slightly important,Critical,Important,Critical,Critical,Critical,Very important,Critical,Not important,Not important,Slightly important,Slightly important,Important,Very important,Not important,Slightly important,Slightly important,Important,Important,Slightly important,Slightly important,Very important,Not important,Slightly important,Slightly important,Very important,Very important,Critical,Critical,Very important,Critical,Important,Not important,Very important,Important,Slightly important,Important,Not difficult,Very difficult,Slightly difficult,0,16,Not difficult,Difficult,Slightly difficult,0,6,Not difficult,Slightly difficult,Difficult,1,2,Slightly difficult,Slightly difficult,Slightly difficult,1,1,Slightly difficult,Slightly difficult,Not difficult,1,10,Slightly difficult,Difficult,Difficult,1,10,Not difficult,Difficult,Difficult,1,2,Slightly difficult,Not difficult,Not difficult,0,10,Not difficult,Not difficult,Not difficult,0,1,Slightly important,Very important,Very important,Not important,Very important,Not important,Not important,Not important,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,Public placement office, 28,No,-44,-44,-44,-44,No,-44,-44,No,Other,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,No,-44,Yes,20,0,0,0,10,0,70,0,0,0,0,0,0, -44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Size of loan and maturity are insufficiant,610000,920000,320000,322000,37000,27600,151000,21000,3000,1000,3000,37000,0,206000,245000,258000,331000,668000,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,"Crime, theft and disorder",Transportation,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Somewhat truthful,Are taken directly from the establishment's records, 139119,119,Grenada,Grenada,Other manufacturing,504790,Yes,4,Establishment physically separated from HQ but with no other,Yes,-44,Partnership (including limited liability companies), -44,47.5,100,0,0,0,Predominantly women,Yes,Yes,47.5,Makes decisions in consultation with other partners,9,1,Predominantly men,Male,Female,Female,1985,Yes,Yes,1986,17,No,-44,-44,No,-44,-44,No,-44,-44,Yes,24,No,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,3,2,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,0,65,35,0,Individuals,35,40,25,printing of weekly newspaper,85,National,30,Increased,Increased,1,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,85,15,Yes,4,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,Yes,Yes,No,No,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,No obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,-44, -44,Strongly disagree,Tend to disagree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,16,Yes,5,No,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,25,2,3,12,4,4,3,1,2,1,0,0,3,2,1,0,0,0,0,0,0,1,1,1,0,0,2,6,43000,5,44000,5,49000,1,37000,2,34000,1,44000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,5,13000,5,12400,5,14900,0,-77,0,-77,0,-77,3,11000,4,10000,3,12500,Increase demand for higher quality product, -44,University graduate,University graduate,University graduate,Post graduated,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed secondary,Very important,Slightly important,Critical,Very important,Very important,Important,Slightly important,Slightly important,Slightly important,Very important,Slightly important,Slightly important,Slightly important,Slightly important,Very important,Very important,Very important,Very important,Important,Important,Critical,Critical,Important,Important,Critical,Important,Important,Important,Important,Not important,Critical,Slightly important,Very important,Critical,Critical,Important,Very important,Important,Slightly important,Important,Important,Important,Critical,Important,Critical,Important,Critical,Critical,Critical,Very important,Critical,Slightly important,Not important,Important,Slightly important,Slightly important,Very important,Not important,Not important,Slightly important,Important,Important,Very important,Slightly important,Important,Not important,Not important,Slightly important,Important,Important,Very important,Critical,Very important,Critical,Not important,Slightly important,Important,Important,Slightly important,Not important,Not difficult,Very difficult,Slightly difficult,1,19,Slightly difficult,Very difficult,Difficult,1,10,Slightly difficult,Difficult,Slightly difficult,1,9,Not difficult,Slightly difficult,Slightly difficult,1,1,Slightly difficult,Slightly difficult,Not difficult,1,9,Not difficult,Difficult,Slightly difficult,1,8,Not difficult,Slightly difficult,Slightly difficult,0,2,Slightly difficult,Slightly difficult,Difficult,1,2,Not difficult,Not difficult,Not difficult,0,2,Very important,Important,Very important,Slightly important,Slightly important,Not important,Slightly important,Not important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Public placement office, 96,No,-44,-44,-44,-44,Yes,3,2,Yes,-44,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,No,-44,No,50,32,8,0,10,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Did not think it would be approved,360000,390000,128700,140400,5000,19500,45000,11000,1000,2000,2000,0,0,52000,76000,86000,117000,151000,No obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Very severe obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Major obstacle,Major obstacle,Very severe obstacle,Yes,Yes,No,No,Yes,Inadequately educated workforce,Practices of competitors in the informal sector,Tax Rates,Very severe obstacle,Yes,Yes,Yes,No,No,No,No,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,Moderated impact,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 13955,55,Grenada,Grenada,Services of motor vehicles,504729,Yes,2,Establishment physically separated from HQ and other establi,Yes,-44,Shareholding company with non-traded shares or shares traded, -44,65,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,2004,No,Yes,2002,12,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,8,3,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,0,2,2,-44,Yes,13,Yes,No,Yes,0,-44,-44,100,0, -44,0,55,45,0,Government or government agencies (including state-owned ent,40,45,15,sale of gasoline,75,Local,10,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,65,35,No,-44,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,-44,30000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,No,Yes,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,4,Yes,2,No,Yes,5,0,-44,Yes,9,Yes,Yes,90,No,No,-44,-44,16,12,4,4,3,1,0,0,3,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,4,54000,3,50000,3,59000,1,34000,2,34000,1,38000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,4,10000,4,9300,4,11900,0,-77,0,-77,0,-77,3,11000,3,10500,3,12600,-44, -44,University graduate,Completed secondary,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed secondary,-44,-44,Completed secondary,Completed secondary,Important,Important,Very important,Important,Important,Very important,Slightly important,Important,Slightly important,Very important,Slightly important,Important,Slightly important,Not important,Very important,Critical,Very important,Very important,Important,Important,Very important,Critical,Important,Important,Critical,Slightly important,Very important,Very important,Slightly important,Not important,Important,Important,Important,Very important,Critical,Important,Very important,Important,Very important,Important,Very important,Important,Critical,Important,Very important,Important,Very important,Critical,Critical,Very important,Critical,Slightly important,Not important,Very important,Not important,Very important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Important,Very important,Slightly important,Very important,Slightly important,Slightly important,Slightly important,Very important,Important,Critical,Very important,Very important,Critical,Slightly important,Slightly important,Slightly important,Important,Not important,Important,Slightly difficult,Very difficult,Slightly difficult,1,25,Not difficult,Very difficult,Difficult,0,4,Not difficult,Difficult,Slightly difficult,0,3,Not difficult,Slightly difficult,Slightly difficult,0,1,Not difficult,Slightly difficult,Slightly difficult,1,5,Not difficult,Slightly difficult,Slightly difficult,0,2,Difficult,Difficult,Slightly difficult,1,4,Not difficult,Not difficult,Not difficult,1,8,Not difficult,Slightly difficult,Not difficult,0,2,Very important,Very important,Very important,Important,Very important,Not important,Not important,Not important,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,Public placement office, 35,No,-44,-44,-44,-44,Yes,2,2,No,Other,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,10,Yes,82,0,0,0,18,0,0,0,0,0,0,0,0, -44,25,75,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Loan,2012,60000,7,12,Private commercial banks,Yes,No,No,No,No,No, -44,125,Yes,4,3,Incompleteness of loan application,-44,8740000,10570000,3910900,3382400,264000,528500,136000,317000,32000,44000,44000,0,846000,1488000,1824000,2325000,2643000,4976000,Minor obstacle,Minor obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Macroeconomic environment,Inadequately educated workforce,Customs and Trade Regulations,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Private independent fund, -44,"General management, Business development and Strategies supp", -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Somewhat truthful,Are taken directly from the establishment's records, 13961,61,Grenada,Grenada,Hotel and restaurants,504736,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Female,Male,Female,2005,Yes,Yes,2005,8,No,-44,-44,No,-44,-44,No,-44,-44,Yes,27,No,Yes,0,2,1,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,0,Yes,Yes,Yes,0,-44,-44,100,0, -44,20,45,35,15,Small private firms (less than 20 employees),20,60,20,sushi,60,National,10,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,60,40,Yes,17,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,No obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,-44, -44,Tend to agree,Strongly disagree,Tend to disagree,Strongly disagree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,0,0,Yes,Yes,No,No,No,No,-44,-44,No,-44,-44,No,Yes,No,0,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,25,1,4,12,4,4,3,1,0,0,2,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,2,4,57000,4,54000,3,65000,1,37000,1,37000,1,41000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,4,10000,4,10200,4,11900,0,-77,0,-77,0,-77,3,10000,3,9100,3,11400,-44, -44,Post graduated,University graduate,University graduate,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Slightly important,Important,Very important,Important,Important,Important,Very important,Important,Important,Important,Slightly important,Important,Slightly important,Not important,Important,Critical,Critical,Very important,Important,Slightly important,Critical,Critical,Very important,Important,Critical,Slightly important,Slightly important,Slightly important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Critical,Very important,Slightly important,Very important,Very important,Slightly important,Slightly important,Important,Very important,Very important,Important,Critical,Important,Critical,Critical,Very important,Critical,Critical,Slightly important,Slightly important,Important,Not important,Very important,Important,Slightly important,Slightly important,Important,Important,Very important,Important,Slightly important,Important,Not important,Not important,Slightly important,Important,Important,Critical,Critical,Critical,Very important,Not important,Slightly important,Important,Very important,Not important,Important,Not difficult,Very difficult,Difficult,1,17,Slightly difficult,Very difficult,Difficult,1,11,Slightly difficult,Difficult,Slightly difficult,0,6,Slightly difficult,Not difficult,Difficult,0,1,Slightly difficult,Slightly difficult,Slightly difficult,1,8,Slightly difficult,Slightly difficult,Slightly difficult,1,5,Not difficult,Slightly difficult,Difficult,0,6,Slightly difficult,Not difficult,Not difficult,1,6,Not difficult,Not difficult,Not difficult,0,2,Important,Very important,Very important,Important,Very important,Not important,Not important,Slightly important,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,No obstacle,Public placement office, 42,No,-44,-44,-44,-44,Yes,1,1,Yes,-44,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,No,-44,No,60,0,0,0,40,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,Yes,Line of credit,2012,110000,13,60,Other,Yes,No,No,No,No,No, -44,125,Yes,2,1,Insufficient profitability,-44,830000,1000000,330000,340000,49000,70000,63000,10000,2000,1000,1000,0,0,195000,248000,260000,360000,754000,Minor obstacle,Very severe obstacle,No obstacle,Major obstacle,Yes,Yes,Yes,No,No,No,No,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,Moderate obstacle,No obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Major obstacle,No,Yes,Yes,No,No,Macroeconomic environment,Electricity,Practices of competitors in the informal sector,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Local business association, -44,Human resources Support, -44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 139107,107,Grenada,Grenada,Hotel and restaurants,504746,No,-44,-44,-44,-44,Limited partnership, -44,50,100,0,0,0,Equally men and women,No,Yes,50,Makes decisions in consultation with other partners,5,5,All women,Female,Female,Female,1988,Yes,Yes,1988,27,No,-44,-44,No,-44,-44,No,-44,-44,Yes,29,No,Yes,0,3,1,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,8,Yes,Yes,Yes,0,-44,-44,100,0, -44,0,50,50,3,Small private firms (less than 20 employees),35,45,20,tourist accommodation,65,International,10,Increased,Remained the same,More than 5,25,75,0,1989,united states,20,germany,15,10,0,4,70,30,Yes,3,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Very severe obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,5,-44,Yes,2,-44,Yes,1,Outside working hours,Firearm/gun,Goods or stock,40000,Group of criminals,Yes,Yes,-44,Yes,1,Outside working hours,Baseball bat,Money,250,Group of criminals,No,No,Fear of reprisals,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,2,During working hours,Knife,Money,850,Gang related,No,No,Tried to/was unable to contact the police,Yes,4,During working hours,Knife,Other company property,2000,Other,No,No,Fear of negative publicity,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,50000,0,Yes,No,No,No,Yes,No,-44,-44,No,-44,-44,Yes,Yes,Yes,24,Yes,3,No,No,-44,0,-44,No,-44,-44,Yes,50,No,No,-44,-44,5,12,4,4,3,1,4,2,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,4,48000,3,48000,2,53000,1,37000,1,36000,1,43000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,4,10000,4,9900,4,11100,0,-77,0,-77,0,-77,3,11000,3,11200,3,12700,Economic upturn/downturn, -44,University graduate,Completed secondary,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed secondary,Important,Slightly important,Critical,Important,Important,Very important,Important,Slightly important,Important,Slightly important,Important,Important,Slightly important,Slightly important,Important,Critical,Very important,Critical,Important,Important,Critical,Critical,Important,Important,Critical,Slightly important,Slightly important,Important,Not important,Not important,Important,Slightly important,Important,Critical,Critical,Very important,Very important,Important,Important,Important,Important,Important,Very important,Important,Very important,Important,Critical,Critical,Critical,Very important,Critical,Slightly important,Not important,Important,Not important,Very important,Important,Not important,Not important,Slightly important,Important,Important,Important,Important,Important,Not important,Not important,Slightly important,Slightly important,Important,Critical,Critical,Critical,Very important,Not important,Slightly important,Very important,Important,Slightly important,Not important,Slightly difficult,Very difficult,Difficult,0,15,Slightly difficult,Difficult,Slightly difficult,0,15,Slightly difficult,Difficult,Slightly difficult,0,5,Slightly difficult,Slightly difficult,Slightly difficult,0,3,Slightly difficult,Slightly difficult,Not difficult,0,7,Not difficult,Difficult,Difficult,0,2,Not difficult,Difficult,Difficult,1,6,Not difficult,Slightly difficult,Slightly difficult,1,8,Not difficult,Not difficult,Not difficult,1,2,Important,Very important,Important,Important,Important,Not important,Slightly important,Slightly important,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,Private placement office, 52,No,-44,-44,-44,-44,No,-44,-44,No,The benefits of training are small than the costs,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,No,-44,Yes,45,16,4,0,35,0,0,0,0,0,0,0,0, -44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Line of credit,2012,120000,5,24,Other,Yes,Yes,No,No,Yes,-44, -44,175,Yes,4,3,Problems with credit history/report,-44,770000,900000,288000,315000,15000,63000,212000,27000,5000,4000,5000,0,63000,122000,253000,180000,351000,479000,No obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,Major obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,Major obstacle,No obstacle,No obstacle,Major obstacle,Yes,Yes,No,Yes,No,Practices of competitors in the informal sector,Customs and Trade Regulations,Macroeconomic environment,Minor obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Too expensive, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 13915,15,Grenada,Grenada,Transport,504658,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Male,1998,Yes,Yes,2000,17,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,5,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0, -44,20,45,35,10,Small private firms (less than 20 employees),40,60,0,transportation services,65,Local,5,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,75,25,Yes,2,Yes,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,-44, -44,Tend to disagree,Strongly disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,0,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,0,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,No,Yes,10,Yes,1,No,Yes,0,0,-44,No,-44,-44,Yes,175,No,No,-44,-44,5,12,4,4,3,1,1,0,0,0,8,4,2,2,0,0,0,0,0,1,1,1,1,0,0,8,60000,8,56000,8,71000,1,28000,2,28000,1,30000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,6,12000,6,12000,7,13200,0,-77,0,-77,0,-77,5,11000,6,10600,6,12300,Economic upturn/downturn, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed secondary,-44,-44,Completed secondary,Started but did not complete secondary,Important,Important,Very important,Very important,Very important,Important,Important,Slightly important,Slightly important,Very important,Slightly important,Important,Not important,Slightly important,Important,Very important,Very important,Critical,Very important,Important,Very important,Critical,Important,Important,Critical,Important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Important,Important,Critical,Critical,Important,Important,Important,Very important,Very important,Important,Very important,Critical,Important,Critical,Important,Critical,Critical,Critical,Very important,Critical,Slightly important,Not important,Important,Slightly important,Important,Very important,Slightly important,Not important,Slightly important,Important,Important,Slightly important,Slightly important,Very important,Not important,Not important,Slightly important,Very important,Important,Critical,Critical,Critical,Very important,Important,Slightly important,Important,Very important,Slightly important,Slightly important,Slightly difficult,Very difficult,Difficult,0,23,Slightly difficult,Difficult,Difficult,0,4,Slightly difficult,Difficult,Difficult,0,7,Slightly difficult,Slightly difficult,Not difficult,1,2,Slightly difficult,Difficult,Slightly difficult,1,7,Slightly difficult,Difficult,Slightly difficult,0,10,Slightly difficult,Difficult,Difficult,0,5,Slightly difficult,Slightly difficult,Slightly difficult,1,4,Not difficult,Slightly difficult,Not difficult,1,1,Critical,Very important,Not important,Important,Very important,Not important,Slightly important,Not important,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,Private placement office, -36,Yes to fire,No,-44,Yes,0,Yes,0,2,No,The benefits of training are small than the costs,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,11,No,0,64,16,0,20,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Other,740000,820000,303400,229600,11000,32800,90200,17000,2000,3000,2000,0,0,140000,224000,189000,295000,304000,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Major obstacle,Minor obstacle,No obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,Major obstacle,No,No,No,No,No,Inadequately educated workforce,Practices of competitors in the informal sector,Tax administration,No obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not aware of this type of assistance and don't know it advan, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Somewhat truthful,Are estimates computed with some precision, 13921,21,Grenada,Grenada,Hotel and restaurants,504669,Yes,3,Headquarters with production and/or sales at this location,No,3,Limited partnership, -44,90,90,0,0,10,Not applicable,-44,-44,-44,-44,-44,-44,Equally men and women,Female,Female,Female,1992,Yes,Yes,1992,21,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,8,2,0,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0, -44,30,40,30,15,Individuals,45,45,10,catering and guest house servi,60,Local,5,Decreased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,35,65,Yes,8,No,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to disagree,Yes,Yes,No,-44,-44,-44,Yes,10,-44,Yes,4,-44,Yes,1,Outside working hours,Knife,Goods or stock,15000,Gang related,Yes,Yes,-44,Yes,2,Outside working hours,Knife,Goods or stock,950,A supplier,No,No,Police could not have done anything,Yes,1,During working hours,Firearm/gun,Goods or stock,23000,Gang related,Yes,No,Don't have the time; inconvenient,Yes,2,During working hours,Knife,Money,150,Other,No,Yes,-44,Yes,4,Outside working hours,Knife,Goods or stock,200,Gang related,No,No,Don't have the time; inconvenient,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,No,0,0,Yes,Yes,No,No,Yes,No,-44,-44,No,-44,-44,Yes,Yes,Yes,21,Yes,2,No,Yes,0,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,5,13,5,4,3,1,0,0,2,0,11,6,3,2,0,0,0,1,0,1,1,1,3,0,0,11,42000,11,38000,10,45000,1,34000,1,32000,1,37000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,7,9200,8,9000,8,10900,0,-77,0,-77,0,-77,5,10000,6,9300,5,11100,Economic upturn/downturn, -44,University graduate,Completed college/vocational training,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Slightly important,Slightly important,Critical,Very important,Important,Important,Slightly important,Slightly important,Important,Important,Slightly important,Important,Important,Slightly important,Important,Critical,Critical,Critical,Slightly important,Important,Critical,Critical,Important,Important,Critical,Slightly important,Important,Very important,Not important,Not important,Slightly important,Important,Critical,Critical,Critical,Important,Critical,Important,Slightly important,Slightly important,Important,Important,Very important,Not important,Critical,Slightly important,Critical,Critical,Critical,Very important,Critical,Not important,Slightly important,Important,Not important,Very important,Important,Not important,Slightly important,Slightly important,Very important,Important,Slightly important,Important,Important,Not important,Not important,Slightly important,Important,Very important,Critical,Critical,Critical,Very important,Not important,Slightly important,Important,Very important,Slightly important,Slightly important,Difficult,Difficult,Difficult,2,9,Slightly difficult,Very difficult,Difficult,0,7,Slightly difficult,Slightly difficult,Difficult,0,6,Not difficult,Slightly difficult,Slightly difficult,0,1,Slightly difficult,Slightly difficult,Slightly difficult,0,2,Not difficult,Difficult,Difficult,0,4,Slightly difficult,Slightly difficult,Slightly difficult,1,2,Not difficult,Slightly difficult,Not difficult,1,3,Not difficult,Slightly difficult,Not difficult,1,1,Very important,Important,Slightly important,Important,Very important,Not important,Slightly important,Not important,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,No obstacle,No obstacle,Public placement office, -25,No,-44,-44,-44,-44,Yes,1,2,No,The firm is affraid of investing in workers that after the t,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,15,No,0,48,12,0,10,0,0,0,0,0,0,0,30, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,Yes,Line of credit,2010,140000,10,18,Other,Yes,Yes,No,No,Yes,No, -44,200,Yes,4,4,Insufficient profitability,-44,770000,710000,248500,227200,35000,35500,136000,19000,1000,3000,3000,0,0,116000,116000,178000,170000,230000,No obstacle,No obstacle,No obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,No obstacle,Minor obstacle,Major obstacle,Moderate obstacle,No obstacle,No obstacle,Minor obstacle,No obstacle,Very severe obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Yes,Yes,Yes,No,Yes,"Crime, theft and disorder",Macroeconomic environment,Practices of competitors in the informal sector,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,NGO, -44,"General management, Business development and Strategies supp", -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 1398,8,Grenada,Grenada,Retail,504759,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly women,Male,Male,Male,2006,No,Yes,2006,51,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,7,0,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,20,60,20,0,Large private firms (more than 100 employees),35,45,20,drinks,100,National,5,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,55,45,No,-44,Yes,Yes,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to disagree,Strongly disagree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,No,21,No,-44,-44,No,-44,.5,-44,No,-44,-44,No,-44,-44,No,-44,-44,4,13,5,4,3,1,2,1,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,2,5,37000,5,37000,5,40000,1,39000,1,36000,1,45000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,4,11000,4,11000,4,12700,0,-77,0,-77,0,-77,3,11000,4,9900,3,12600,Economic upturn/downturn, -44,University graduate,University graduate,University graduate,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Completed college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Important,Important,Critical,Important,Very important,Important,Slightly important,Very important,Very important,Important,Important,Important,Slightly important,Slightly important,Important,Critical,Very important,Critical,Important,Important,Critical,Critical,Important,Important,Critical,Not important,Very important,Important,Not important,Not important,Important,Very important,Very important,Very important,Critical,Important,Very important,Important,Important,Important,Very important,Important,Very important,Important,Critical,Very important,Critical,Critical,Very important,Very important,Very important,Slightly important,Not important,Very important,Not important,Important,Important,Not important,Slightly important,Slightly important,Important,Important,Very important,Slightly important,Important,Not important,Not important,Slightly important,Slightly important,Important,Critical,Very important,Critical,Critical,Slightly important,Slightly important,Important,Important,Not important,Important,Slightly difficult,Very difficult,Slightly difficult,0,17,Slightly difficult,Difficult,Difficult,1,13,Slightly difficult,Slightly difficult,Slightly difficult,1,7,Not difficult,Slightly difficult,Not difficult,0,1,Slightly difficult,Not difficult,Difficult,0,7,Slightly difficult,Difficult,Slightly difficult,0,9,Not difficult,Difficult,Difficult,0,10,Not difficult,Not difficult,Not difficult,1,4,Not difficult,Not difficult,Slightly difficult,0,1,Important,Important,Very important,Slightly important,Very important,Not important,Slightly important,Slightly important,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Through family/friends, 65,No,-44,-44,-44,-44,No,-44,-44,No,The firm is affraid of investing in workers that after the t,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,Yes,14,No,20,0,0,60,20,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Size of loan and maturity are insufficiant,130000,180000,50000,48600,3000,5400,16200,2500,0,1000,0,0,0,36000,41000,47000,61000,99000,No obstacle,No obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Major obstacle,Minor obstacle,No obstacle,Moderate obstacle,Minor obstacle,Major obstacle,No obstacle,Major obstacle,No obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Corruption,Access to finance,Tax Rates,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not aware of this type of assistance and don't know it advan, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,Truthful,Are estimates computed with some precision, 13934,34,Grenada,Grenada,Retail,504690,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,50,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,1984,Yes,Yes,1984,8,No,-44,-44,Yes,28,No,No,-44,-44,No,-44,-44,Yes,4,2,0,-44,No,-44,-44,-44,-44,Yes,2,4,0,-44,Yes,2,2,2,-44,Yes,1,Yes,No,Yes,0,-44,-44,100,0, -44,50,45,5,0,Others,25,60,15,lumber and hardware,65,National,10,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,85,15,Yes,20,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,-44, -44,Tend to disagree,Tend to agree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,No,5,Yes,6,Yes,Yes,0,0,-44,Yes,0,Yes,Yes,45,No,No,-44,-44,6,13,5,4,3,1,0,1,1,0,3,3,0,0,0,0,0,0,0,1,1,0,0,0,0,8,60000,8,58000,8,66000,1,39000,1,36000,1,43000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,4,12000,4,12200,4,13500,0,-77,0,-77,0,-77,3,10000,3,9100,3,10900,-44, -44,University graduate,Post graduated,University graduate,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Completed college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Important,Slightly important,Critical,Very important,Important,Very important,Important,Important,Important,Important,Slightly important,Important,Slightly important,Slightly important,Important,Very important,Very important,Critical,Very important,Important,Critical,Critical,Very important,Slightly important,Critical,Not important,Very important,Important,Slightly important,Slightly important,Important,Important,Critical,Critical,Critical,Important,Very important,Important,Important,Very important,Slightly important,Very important,Critical,Slightly important,Critical,Important,Critical,Very important,Very important,Critical,Critical,Slightly important,Not important,Important,Not important,Very important,Important,Slightly important,Important,Slightly important,Slightly important,Important,Very important,Very important,Very important,Not important,Not important,Slightly important,Slightly important,Important,Very important,Critical,Critical,Very important,Not important,Not important,Important,Important,Not important,Important,Not difficult,Very difficult,Difficult,0,25,Not difficult,Very difficult,Difficult,0,15,Not difficult,Difficult,Difficult,0,2,Slightly difficult,Slightly difficult,Not difficult,0,2,Not difficult,Slightly difficult,Not difficult,0,3,Slightly difficult,Difficult,Difficult,0,10,Not difficult,Difficult,Slightly difficult,0,2,Not difficult,Not difficult,Not difficult,0,9,Not difficult,Not difficult,Not difficult,1,1,Important,Very important,Very important,Not important,Critical,Slightly important,Slightly important,Not important,Moderate obstacle,Minor obstacle,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,Through family/friends, -4,No,-44,-44,-44,-44,No,-44,-44,No,Other,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,9,No,50,8,2,0,40,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,4,4,Problems with credit history/report,-44,4480000,5130000,1795500,1744200,462000,205200,26000,113000,14000,19000,10000,0,0,936000,711000,1231000,1077000,2031000,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,No obstacle,Minor obstacle,Major obstacle,Major obstacle,No,No,No,No,No,Inadequately educated workforce,"Crime, theft and disorder",Practices of competitors in the informal sector,Moderate obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Too expensive, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,Yes,Somewhat truthful,Are taken directly from the establishment's records, 13916,16,Grenada,Grenada,Retail,504661,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,1996,No,Yes,1996,12,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,4,0,0,-44,Yes,2,3,1,-44,Yes,0,Yes,No,Yes,0,-44,-44,100,0, -44,25,50,25,0,Individuals,35,50,15,sales of food items,95,National,5,Increased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,55,45,Yes,17,No,No,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,Yes,Yes,No,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,-44, -44,Tend to disagree,Tend to agree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,1,Yes,2,No,Yes,5,-44,3000,No,-44,-44,No,-44,-44,No,-44,-44,3,13,5,4,3,1,0,2,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,2,5,46000,5,46000,5,51000,1,38000,2,36000,1,43000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,4,11000,4,10400,4,12900,0,-77,0,-77,0,-77,3,10000,3,10100,3,11600,Increase/decreased demand for goods, -44,University graduate,University graduate,Post graduated,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Important,Slightly important,Critical,Very important,Important,Important,Slightly important,Slightly important,Important,Important,Slightly important,Important,Slightly important,Important,Important,Critical,Critical,Very important,Important,Very important,Very important,Critical,Important,Slightly important,Critical,Important,Slightly important,Important,Slightly important,Not important,Important,Important,Very important,Critical,Very important,Very important,Important,Important,Very important,Important,Very important,Important,Very important,Important,Critical,Important,Very important,Critical,Very important,Very important,Very important,Not important,Not important,Important,Not important,Very important,Slightly important,Slightly important,Not important,Slightly important,Important,Slightly important,Important,Slightly important,Very important,Slightly important,Slightly important,Slightly important,Very important,Important,Very important,Very important,Critical,Critical,Important,Not important,Slightly important,Important,Not important,Slightly important,Not difficult,Very difficult,Difficult,1,18,Difficult,Very difficult,Difficult,1,14,Difficult,Difficult,Slightly difficult,0,9,Not difficult,Difficult,Difficult,0,3,Slightly difficult,Slightly difficult,Not difficult,1,7,Not difficult,Difficult,Difficult,0,8,Slightly difficult,Difficult,Slightly difficult,0,6,Not difficult,Difficult,Not difficult,0,8,Not difficult,Not difficult,Not difficult,0,1,Important,Very important,Slightly important,Slightly important,Important,Slightly important,Slightly important,Not important,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,No obstacle,No obstacle,Public placement office, -33,Yes to fire,No,-44,Yes,0,No,-44,-44,No,Other,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,Yes,13,No,50,24,6,0,20,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,2,2,Problems with credit history/report,-44,220000,300000,60000,102000,8000,9000,33000,2500,0,0,0,0,0,56000,96000,78000,120000,157000,Minor obstacle,Minor obstacle,No obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Major obstacle,No obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,Macroeconomic environment,Cost of finance,Transportation,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are estimates computed with some precision, 13926,26,Grenada,Grenada,Retail,504678,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Female,1986,No,Yes,2009,27,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,Yes,3,0,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,15,60,25,0,Others,5,60,35,sales of household items,70,National,10,Increased,Remained the same,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,65,35,No,-44,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,Yes,No,No,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to agree,Tend to agree,Yes,No,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,No,10,Yes,2,Yes,No,-44,0,-44,Yes,12,Yes,No,-44,-44,No,-44,-44,2,13,5,4,3,1,3,2,1,0,2,2,0,0,0,0,0,0,0,1,1,0,0,0,0,7,64000,6,59000,5,73000,1,32000,1,29000,1,36000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,4,11000,4,9800,4,13100,0,-77,0,-77,0,-77,3,9900,4,9500,3,10700,-44, -44,University graduate,Post graduated,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed secondary,Important,Not important,Very important,Important,Very important,Important,Slightly important,Slightly important,Important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Very important,Critical,Critical,Very important,Slightly important,Critical,Very important,Important,Important,Critical,Not important,Slightly important,Important,Not important,Slightly important,Important,Very important,Important,Critical,Critical,Important,Very important,Important,Important,Very important,Important,Important,Critical,Important,Very important,Slightly important,Very important,Critical,Very important,Very important,Critical,Important,Not important,Very important,Not important,Very important,Very important,Slightly important,Not important,Slightly important,Important,Important,Important,Slightly important,Important,Slightly important,Slightly important,Not important,Very important,Very important,Critical,Critical,Critical,Very important,Not important,Slightly important,Important,Important,Slightly important,Not important,Not difficult,Very difficult,Difficult,0,9,Slightly difficult,Difficult,Difficult,0,13,Slightly difficult,Difficult,Slightly difficult,1,10,Not difficult,Slightly difficult,Slightly difficult,1,2,Slightly difficult,Slightly difficult,Slightly difficult,1,2,Slightly difficult,Very difficult,Difficult,1,10,Not difficult,Difficult,Difficult,0,5,Not difficult,Not difficult,Slightly difficult,1,2,Not difficult,Not difficult,Slightly difficult,1,2,Very important,Important,Very important,Important,Important,Not important,Slightly important,Slightly important,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Through family/friends, -16,Yes to fire,No,-44,Yes,1,No,-44,-44,No,The firm does not have enough information about training pro,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,Yes,8,No,0,64,16,0,20,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Collateral requirements for loans or line of credit are unat,240000,310000,30000,93000,3000,21700,13000,2000,0,0,0,0,0,66000,60000,84000,96000,176000,No obstacle,Moderate obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,No obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Tax Rates,Political environment,No obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Already used this type of assistance in the past and wasn't, -44,-44,-44, -44,-44, -44,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are estimates computed with some precision, 13933,33,Grenada,Grenada,Retail,504688,Yes,2,Headquarters with no production/no sales at this location,No,2,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Male,Male,Male,1995,No,Yes,1997,32,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,3,1,-44,Yes,1,0,0,-44,Yes,3,3,1,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0, -44,25,60,15,0,Individuals,30,50,20,auto parts,65,National,10,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,55,45,No,-44,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Minor obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,No obstacle,Moderate obstacle,No obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to agree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,-44,180000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,15,Yes,1,No,Yes,5,0,-44,Yes,0,Yes,Yes,40,Yes,Yes,25,1,4,14,5,4,3,2,0,0,2,2,3,3,0,0,0,0,0,0,0,1,1,0,0,0,2,8,65000,8,65000,7,75000,1,25000,2,25000,1,29000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,13000,1,12100,1,14900,0,-77,0,-77,0,-77,4,10000,4,9000,4,11800,0,-77,0,-77,0,-77,3,11000,3,10200,3,12300,Increase/decreased demand for goods, -44,University graduate,University graduate,Post graduated,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Important,Slightly important,Very important,Important,Important,Important,Important,Important,Important,Important,Slightly important,Important,Slightly important,Important,Important,Critical,Very important,Critical,Important,Important,Critical,Very important,Slightly important,Important,Critical,Slightly important,Slightly important,Important,Not important,Not important,Important,Important,Critical,Critical,Critical,Very important,Very important,Important,Important,Very important,Important,Very important,Very important,Important,Very important,Important,Critical,Critical,Critical,Very important,Critical,Not important,Slightly important,Important,Not important,Important,Very important,Slightly important,Important,Important,Very important,Very important,Slightly important,Important,Important,Not important,Not important,Slightly important,Important,Very important,Critical,Very important,Critical,Very important,Not important,Not important,Important,Important,Slightly important,Slightly important,Slightly difficult,Very difficult,Difficult,1,18,Not difficult,Very difficult,Difficult,0,9,Slightly difficult,Difficult,Slightly difficult,0,8,Slightly difficult,Slightly difficult,Not difficult,1,1,Slightly difficult,Difficult,Difficult,0,7,Not difficult,Slightly difficult,Difficult,1,9,Slightly difficult,Difficult,Difficult,1,9,Not difficult,Slightly difficult,Slightly difficult,1,9,Slightly difficult,Not difficult,Not difficult,1,2,Important,Important,Very important,Slightly important,Very important,Not important,Not important,Not important,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Public announcement/advertisement, -6,No,-44,-44,-44,-44,Yes,5,2,No,The firm cannot afford the optimal level of training,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,11,No,10,60,15,0,15,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Did not think it would be approved,1870000,2490000,771900,672300,30000,149400,45000,72000,4000,4000,14000,0,0,537000,449000,697000,623000,760000,Minor obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,No obstacle,Minor obstacle,No obstacle,Moderate obstacle,No obstacle,Minor obstacle,Very severe obstacle,No obstacle,Very severe obstacle,No obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Cost of finance,Macroeconomic environment,Access to land for expansion / relocation,Minor obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,NGO, -44,technological and Innovation Support, -44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are taken directly from the establishment's records, 13930,30,Grenada,Grenada,Retail,504683,No,-44,-44,-44,-44,Limited partnership, -44,50,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly women,Male,Male,Male,1989,No,Yes,1989,9,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,3,5,1,-44,Yes,2,1,1,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0, -44,40,30,30,5,Medium private firms (20-100 employees),10,70,20,copy paper,60,Local,10,Increased,Remained the same,More than 5,85,15,10,1990,united states,25,dominica,5,13,0,5,40,60,No,-44,Yes,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,Yes,No,No,No,Very severe obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to agree,Tend to disagree,Yes,No,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,50000,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,4,Yes,2,Yes,No,-44,0,-44,No,-44,-44,Yes,50,No,No,-44,-44,4,14,5,4,3,2,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,2,5,56000,5,57000,5,67000,1,25000,2,24000,1,30000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,12000,1,11200,1,13100,0,-77,0,-77,0,-77,4,11000,4,10700,4,12700,0,-77,0,-77,0,-77,3,10000,3,9500,3,11200,New production methods, -44,University graduate,Completed college/vocational training,Post graduated,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Completed college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Important,Slightly important,Critical,Very important,Important,Important,Slightly important,Important,Important,Important,Slightly important,Important,Not important,Important,Important,Very important,Very important,Critical,Slightly important,Very important,Critical,Critical,Important,Very important,Critical,Slightly important,Slightly important,Very important,Not important,Slightly important,Important,Slightly important,Important,Critical,Critical,Important,Very important,Important,Important,Very important,Very important,Very important,Critical,Slightly important,Critical,Important,Critical,Critical,Very important,Very important,Very important,Slightly important,Slightly important,Slightly important,Not important,Important,Important,Not important,Not important,Slightly important,Very important,Important,Important,Important,Important,Not important,Not important,Slightly important,Important,Very important,Critical,Very important,Very important,Very important,Not important,Slightly important,Very important,Slightly important,Slightly important,Slightly important,Slightly difficult,Very difficult,Difficult,0,14,Not difficult,Very difficult,Slightly difficult,1,11,Slightly difficult,Difficult,Slightly difficult,1,5,Slightly difficult,Not difficult,Slightly difficult,1,1,Slightly difficult,Difficult,Slightly difficult,0,3,Not difficult,Difficult,Difficult,0,10,Slightly difficult,Slightly difficult,Difficult,1,2,Not difficult,Difficult,Slightly difficult,0,4,Slightly difficult,Not difficult,Not difficult,0,1,Important,Very important,Not important,Important,Important,Not important,Slightly important,Slightly important,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Through family/friends, -11,No,-44,-44,-44,-44,Yes,0,2,No,Other,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,No,-44,Yes,0,0,0,0,100,0,0,0,0,0,0,0,0, -44,50,50,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Loan,2012,10000,7,60,Private commercial banks,No,-44,-44,-44,-44,-44, -44,-44,Yes,3,2,Incompleteness of loan application,-44,1210000,1520000,410400,501600,50000,106400,136800,20000,3000,1000,2000,182000,0,287000,347000,441000,578000,666000,No obstacle,Major obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Very severe obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Minor obstacle,Major obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Tax Rates,Inadequately educated workforce,"Crime, theft and disorder",Minor obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,NGO, -44,"General management, Business development and Strategies supp", -44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 13943,43,Grenada,Grenada,Retail,504710,No,-44,-44,-44,-44,Limited partnership, -44,50,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly women,Male,Male,Male,1927,No,Yes,1927,37,Yes,14,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,4,4,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,40,40,20,0,Your parent company or affiliated establishments,15,55,30,drugs and services,65,National,15,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,50,50,Yes,7,Yes,No,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,Yes,No,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,No obstacle,No obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,-44, -44,Tend to agree,Strongly disagree,Tend to disagree,Strongly agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,21,Yes,1,No,No,-44,-44,5000,Yes,5,Yes,No,-44,-44,No,-44,-44,9,14,5,4,3,2,3,2,1,1,3,3,0,0,0,0,0,0,0,1,1,0,0,0,0,8,58000,8,52000,7,63000,1,35000,2,32000,1,41000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,11000,1,9800,1,13100,0,-77,0,-77,0,-77,4,9400,4,9600,4,10500,0,-77,0,-77,0,-77,3,10000,4,9200,4,10800,Economic upturn/downturn, -44,University graduate,Completed college/vocational training,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Important,Not important,Critical,Very important,Important,Very important,Important,Slightly important,Very important,Slightly important,Important,Important,Slightly important,Not important,Important,Critical,Critical,Very important,Important,Important,Critical,Very important,Important,Important,Very important,Slightly important,Slightly important,Important,Not important,Important,Important,Important,Critical,Critical,Critical,Important,Very important,Very important,Critical,Important,Important,Important,Very important,Important,Critical,Important,Critical,Critical,Very important,Very important,Critical,Slightly important,Not important,Important,Not important,Important,Very important,Slightly important,Slightly important,Slightly important,Important,Slightly important,Important,Slightly important,Important,Not important,Slightly important,Not important,Important,Important,Critical,Critical,Critical,Very important,Not important,Not important,Very important,Important,Not important,Slightly important,Slightly difficult,Very difficult,Slightly difficult,1,25,Slightly difficult,Almost impossible,Difficult,1,14,Not difficult,Slightly difficult,Slightly difficult,0,10,Not difficult,Not difficult,Difficult,1,1,Slightly difficult,Slightly difficult,Difficult,1,10,Slightly difficult,Slightly difficult,Slightly difficult,0,10,Not difficult,Slightly difficult,Difficult,1,10,Not difficult,Slightly difficult,Not difficult,0,3,Not difficult,Not difficult,Not difficult,1,2,Critical,Slightly important,Important,Important,Important,Not important,Slightly important,Slightly important,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,Public placement office, 16,Yes to hire,Yes,2,No,-44,Yes,0,1,No,The firm does not have enough information about training pro,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,13,No,20,24,6,0,50,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Interest rates are not favorable,1230000,1830000,603900,530700,71000,73200,37000,16500,2000,1000,2000,0,0,265000,379000,421000,549000,497000,Minor obstacle,Minor obstacle,No obstacle,Major obstacle,No,No,No,No,Yes,Yes,No,No obstacle,No obstacle,No obstacle,Minor obstacle,Minor obstacle,No obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Access to finance,Practices of competitors in the informal sector,Moderate obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Local business association, -44,Financial magement and tax and customs administration, -44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 13935,35,Grenada,Grenada,Retail,504691,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,20,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,1975,Yes,Yes,1975,13,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,9,3,0,-44,No,-44,-44,-44,-44,Yes,5,2,0,-44,Yes,0,1,2,-44,Yes,0,Yes,No,Yes,0,-44,-44,100,0, -44,15,45,40,0,Others,15,45,40,food and household items,55,Local,10,Decreased,Decreased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,35,65,Yes,17,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,-44, -44,Tend to disagree,Tend to agree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,No,2,Yes,2,No,No,-44,0,-44,No,-44,-44,Yes,125,No,No,-44,-44,3,15,5,5,3,2,0,0,2,2,4,3,1,0,0,0,0,0,0,1,1,2,0,0,2,8,37000,8,34000,8,43000,1,36000,1,36000,1,42000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,12000,1,11000,1,14000,0,-77,0,-77,0,-77,6,9400,6,9300,6,10100,0,-77,0,-77,0,-77,3,11000,4,9900,3,12700,Economic upturn/downturn, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed secondary,Completed secondary,-44,-44,Completed secondary,Started but did not complete secondary,Important,Important,Critical,Important,Important,Important,Important,Slightly important,Very important,Very important,Important,Important,Slightly important,Slightly important,Important,Very important,Very important,Critical,Slightly important,Slightly important,Very important,Very important,Important,Important,Critical,Slightly important,Slightly important,Important,Not important,Important,Important,Slightly important,Important,Very important,Very important,Slightly important,Very important,Important,Slightly important,Important,Important,Important,Critical,Not important,Very important,Important,Critical,Critical,Very important,Critical,Critical,Not important,Not important,Very important,Not important,Important,Important,Slightly important,Slightly important,Slightly important,Very important,Slightly important,Slightly important,Slightly important,Important,Not important,Slightly important,Slightly important,Important,Very important,Critical,Critical,Critical,Critical,Not important,Not important,Very important,Important,Important,Slightly important,Not difficult,Very difficult,Difficult,1,14,Slightly difficult,Very difficult,Difficult,0,14,Not difficult,Difficult,Difficult,0,9,Slightly difficult,Slightly difficult,Slightly difficult,0,1,Slightly difficult,Slightly difficult,Difficult,1,5,Slightly difficult,Slightly difficult,Difficult,1,3,Not difficult,Difficult,Slightly difficult,0,10,Not difficult,Difficult,Not difficult,0,10,Slightly difficult,Not difficult,Not difficult,1,1,Very important,Very important,Very important,Important,Important,Slightly important,Slightly important,Slightly important,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,No obstacle,No obstacle,Public placement office, -3,No,-44,-44,-44,-44,Yes,4,2,No,The firm is affraid of investing in workers that after the t,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,10,No,80,0,0,0,20,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,2,2,Other objections,-44,33160000,30890000,8958100,10502600,216000,1853400,304000,185500,22000,35000,37000,0,0,4893000,7450000,7414000,11120000,17794000,No obstacle,Minor obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Corruption,Labor Regulations,Electricity,Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 1391,1,Grenada,Grenada,Transport,504761,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All women,Yes,Not applicable,100,Makes decisions in consultation with other partners,17,4,Predominantly men,Male,Male,Male,1968,No,Yes,1968,15,No,-44,-44,No,-44,-44,No,-44,-44,Yes,24,No,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,7,0,0,-44,Yes,2,1,2,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,30,40,30,0,Small private firms (less than 20 employees),5,55,40,taxi services,100,National,10,Remained the same,Increased,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,50,50,Yes,11,Yes,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,Yes,No,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,No obstacle,Very severe obstacle,Minor obstacle,Major obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,-44, -44,Tend to agree,Tend to agree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,-44,3000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,21,Yes,12,No,No,-44,.5,-44,No,-44,-44,No,-44,-44,No,-44,-44,20,15,5,5,3,2,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,5,42000,4,41000,4,46000,1,29000,1,26000,1,34000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,11000,1,10500,1,12100,0,-77,0,-77,0,-77,5,11000,5,10800,5,11900,0,-77,0,-77,0,-77,3,11000,3,10700,3,12900,Increase/decreased demand for goods, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Completed secondary,-44,-44,Completed secondary,Completed secondary,Important,Important,Very important,Very important,Important,Important,Slightly important,Important,Important,Very important,Important,Important,Slightly important,Slightly important,Important,Critical,Critical,Critical,Slightly important,Important,Critical,Critical,Very important,Important,Critical,Not important,Important,Slightly important,Slightly important,Not important,Critical,Important,Important,Critical,Critical,Important,Very important,Important,Important,Slightly important,Important,Important,Critical,Slightly important,Very important,Very important,Critical,Very important,Critical,Critical,Critical,Not important,Not important,Important,Slightly important,Important,Important,Slightly important,Slightly important,Slightly important,Very important,Very important,Important,Slightly important,Slightly important,Not important,Slightly important,Slightly important,Important,Important,Very important,Very important,Very important,Very important,Slightly important,Slightly important,Important,Important,Slightly important,Not important,Slightly difficult,Very difficult,Slightly difficult,0,9,Slightly difficult,Very difficult,Very difficult,0,4,Slightly difficult,Slightly difficult,Difficult,0,3,Slightly difficult,Slightly difficult,Slightly difficult,0,3,Slightly difficult,Difficult,Not difficult,1,9,Slightly difficult,Slightly difficult,Slightly difficult,0,4,Slightly difficult,Very difficult,Difficult,0,8,Not difficult,Not difficult,Slightly difficult,1,6,Not difficult,Not difficult,Not difficult,1,2,Very important,Very important,Very important,Important,Important,Not important,Slightly important,Not important,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,Moderate obstacle,Minor obstacle,No obstacle,Public announcement/advertisement, 67,Yes to fire,No,-44,Yes,1,Yes,4,2,Yes,-44,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,No,-44,Yes,65,0,0,0,35,0,0,0,0,0,0,0,0, -44,50,50,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Loan,2011,30000,6,108,Private commercial banks,No,-44,-44,-44,-44,-44, -44,-44,Yes,1,0,-44,-44,620000,790000,292300,284400,63000,47400,79000,10500,1000,2000,1000,0,63000,133000,138000,198000,213000,408000,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Yes,Yes,No,No,No,Practices of competitors in the informal sector,Customs and Trade Regulations,Telecommunications,Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 139149,149,Grenada,Grenada,Hotel and restaurants,504737,No,-44,-44,-44,-44,Partnership (including limited liability companies), -44,50,0,100,0,0,Equally men and women,Yes,Yes,50,Makes major strategic and fiancial decisions,26,1,Predominantly women,Female,Female,Female,1987,Yes,Yes,1987,26,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,5,2,2,-44,Yes,2,0,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,0,Yes,Yes,Yes,0,-44,-44,100,0, -44,20,45,35,4,Your parent company or affiliated establishments,30,45,25,restaurant and hotel,50,National,10,Increased,Decreased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,50,50,No,-44,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Minor obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to agree,Tend to disagree,Yes,No,-44,-44,-44,-44,Yes,1,-44,Yes,1,-44,Yes,1,Outside working hours,Firearm/gun,Goods or stock,35000,Gang related,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,2,During working hours,Firearm/gun,Money,800,Gang related,No,No,Fear of negative publicity,Yes,4,Outside working hours,Other,Other company property,400,Other,No,No,Tried to/was unable to contact the police,Yes,2,During working hours,Firearm/gun,Money,6500,Group of criminals,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,No,Yes,Yes,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,Yes,1,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,2,16,5,5,4,2,0,0,3,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,2,5,52000,4,49000,4,60000,1,36000,1,36000,1,43000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,11000,1,10700,1,12900,0,-77,0,-77,0,-77,5,12000,6,11900,6,13100,0,-77,0,-77,0,-77,4,10000,5,9500,4,11700,Economic upturn/downturn, -44,Post graduated,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Completed secondary,-44,-44,Completed secondary,Completed primary school,Important,Slightly important,Very important,Very important,Very important,Important,Slightly important,Important,Important,Important,Important,Slightly important,Slightly important,Not important,Slightly important,Very important,Very important,Very important,Important,Very important,Very important,Critical,Important,Important,Critical,Slightly important,Important,Important,Not important,Slightly important,Very important,Important,Important,Critical,Very important,Important,Very important,Very important,Important,Important,Important,Important,Critical,Important,Critical,Important,Critical,Critical,Very important,Very important,Critical,Slightly important,Not important,Slightly important,Not important,Very important,Slightly important,Important,Important,Slightly important,Important,Important,Slightly important,Important,Important,Slightly important,Not important,Slightly important,Important,Important,Critical,Critical,Critical,Critical,Slightly important,Slightly important,Important,Very important,Important,Slightly important,Not difficult,Very difficult,Difficult,1,24,Slightly difficult,Very difficult,Difficult,0,10,Slightly difficult,Difficult,Slightly difficult,0,6,Slightly difficult,Difficult,Not difficult,0,3,Slightly difficult,Slightly difficult,Not difficult,1,5,Slightly difficult,Slightly difficult,Difficult,1,3,Not difficult,Difficult,Slightly difficult,1,2,Not difficult,Slightly difficult,Difficult,1,3,Not difficult,Slightly difficult,Slightly difficult,0,1,Very important,Important,Not important,Important,Very important,Slightly important,Not important,Not important,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,No obstacle,No obstacle,Minor obstacle,Minor obstacle,Public announcement/advertisement, 43,No,-44,-44,-44,-44,Yes,3,2,No,Other,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,Yes,14,Yes,75,0,0,0,25,0,0,0,0,0,0,0,0, -44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,2,2,Collateral or cosigners unacceptable,-44,810000,800000,304000,248000,18000,32000,20000,8000,1000,1000,2000,120000,0,152000,140000,192000,184000,495000,Minor obstacle,Minor obstacle,No obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Tax Rates,Access to land for expansion / relocation,Moderate obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Private independent fund, -44,technological and Innovation Support, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,Somewhat truthful,Are taken directly from the establishment's records, 139135,135,Grenada,Grenada,Retail,504707,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,51,100,0,0,0,Equally men and women,No,No,10,Makes decisions in consultation with other partners,13,6,Predominantly men,Male,Male,Male,2001,No,Yes,2001,10,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,2,1,-44,Yes,2,0,0,-44,Yes,2,1,0,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0, -44,10,40,50,5,Medium private firms (20-100 employees),30,45,25,boating supplies,85,Local,5,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,35,65,Yes,10,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,-44, -44,Tend to agree,Strongly disagree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,10,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,2,During working hours,Knife,Money,18000,Group of criminals,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,Yes,No,Yes,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,Yes,1,No,No,-44,0,-44,Yes,0,Yes,No,-44,-44,Yes,0,2,9,17,6,5,4,2,2,2,1,2,3,3,0,0,0,0,0,0,0,1,1,0,0,0,0,9,47000,8,42000,8,51000,1,34000,2,31000,1,39000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,10000,1,9100,1,11400,0,-77,0,-77,0,-77,5,9100,5,8800,5,10400,0,-77,0,-77,0,-77,4,10000,5,9500,5,11800,Increase/decreased demand for goods, -44,University graduate,Post graduated,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed secondary,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed secondary,Important,Slightly important,Critical,Important,Important,Very important,Important,Very important,Important,Important,Slightly important,Important,Slightly important,Important,Important,Very important,Critical,Critical,Very important,Very important,Critical,Critical,Important,Slightly important,Critical,Slightly important,Important,Important,Slightly important,Not important,Critical,Important,Important,Critical,Critical,Important,Very important,Very important,Slightly important,Slightly important,Slightly important,Important,Critical,Important,Critical,Important,Critical,Critical,Very important,Critical,Critical,Slightly important,Not important,Important,Slightly important,Important,Very important,Slightly important,Not important,Not important,Slightly important,Important,Important,Important,Important,Not important,Slightly important,Slightly important,Important,Very important,Critical,Critical,Critical,Very important,Not important,Slightly important,Very important,Important,Slightly important,Slightly important,Not difficult,Very difficult,Slightly difficult,0,9,Not difficult,Difficult,Difficult,0,9,Slightly difficult,Slightly difficult,Difficult,1,10,Not difficult,Slightly difficult,Not difficult,1,3,Slightly difficult,Difficult,Not difficult,1,2,Slightly difficult,Slightly difficult,Slightly difficult,0,7,Not difficult,Difficult,Slightly difficult,1,10,Not difficult,Not difficult,Difficult,0,3,Not difficult,Not difficult,Not difficult,0,2,Important,Very important,Very important,Important,Very important,Slightly important,Not important,Slightly important,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Public announcement/advertisement, 13,Yes to both,No,-44,No,-44,Yes,0,2,No,The firm cannot afford the optimal level of training,Yes,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,No obstacle,Minor obstacle,Yes,0,100, -44,0,Yes,12,No,85,0,0,0,15,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,Yes,Line of credit,2009,21600,7,18,Other,Yes,No,Yes,No,No,No, -44,125,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,5780000,6000000,2220000,1920000,480000,360000,101000,150000,24000,18000,21000,0,0,1030000,1459000,1320000,2280000,2059000,Moderate obstacle,No obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Moderate obstacle,No obstacle,Major obstacle,Moderate obstacle,Minor obstacle,No obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Yes,Yes,No,No,No,Inadequately educated workforce,"Crime, theft and disorder",Practices of competitors in the informal sector,Moderate obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Local business association, -44,technological and Innovation Support, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 13986,86,Grenada,Grenada,Machinery and equipment,504785,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,30,0,0,0,100,Not applicable,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Male,1980,No,Yes,1982,32,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,9,5,1,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,0,Yes,No,Yes,100,65,70,0,0, -44,40,40,20,0,Small private firms (less than 20 employees),0,50,50,furniture,95,National,10,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,40,60,Yes,14,Yes,Yes,No,No,Yes,No,Yes,Laboratory or research center, -44,No,No,Yes,Yes,No,Yes,No,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,Important,Very Important,Important,Very Important,Slightly important,Important,Slightly important,Yes,50,Yes,50,No,-44,No,Yes,20000,-44,No,No,No,No,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,1,Yes,2,No,Yes,0,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,5,17,6,5,4,2,1,0,0,1,5,3,1,1,0,0,0,0,0,1,1,1,3,0,2,9,40000,9,40000,9,48000,1,36000,1,37000,1,42000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,12000,1,11600,1,13700,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,6,12000,6,12200,6,14000,5,10000,6,9000,6,11700,Economic upturn/downturn, -44,University graduate,Completed college/vocational training,Post graduated,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed secondary,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Completed secondary,Completed secondary,Completed primary school,Very important,Important,Critical,Important,Important,Important,Important,Important,Very important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Very important,Very important,Critical,Important,Important,Critical,Very important,Important,Slightly important,Critical,Slightly important,Slightly important,Slightly important,Not important,Not important,Important,Very important,Important,Critical,Critical,Slightly important,Critical,Very important,Very important,Important,Important,Important,Critical,Slightly important,Critical,Slightly important,Critical,Critical,Critical,Very important,Critical,Not important,Not important,Slightly important,Slightly important,Important,Slightly important,Slightly important,Not important,Slightly important,Important,Very important,Very important,Slightly important,Very important,Slightly important,Slightly important,Slightly important,Important,Important,Critical,Critical,Critical,Very important,Not important,Slightly important,Slightly important,Important,Slightly important,Not important,Not difficult,Very difficult,Very difficult,0,13,Not difficult,Very difficult,Difficult,0,8,Not difficult,Difficult,Slightly difficult,1,5,Slightly difficult,Slightly difficult,Not difficult,1,1,Slightly difficult,Not difficult,Slightly difficult,0,5,Not difficult,Slightly difficult,Slightly difficult,0,4,Not difficult,Slightly difficult,Slightly difficult,0,7,Not difficult,Not difficult,Slightly difficult,0,5,Not difficult,Not difficult,Not difficult,1,1,Very important,Very important,Very important,Important,Important,Slightly important,Not important,Not important,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,Major obstacle,Moderate obstacle,Minor obstacle,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,Public announcement/advertisement, 91,No,-44,-44,-44,-44,Yes,3,2,No,The firm is affraid of investing in workers that after the t,Yes,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,No obstacle,No,0,100, -44,0,No,-44,No,60,16,4,0,20,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,3,3,Collateral or cosigners unacceptable,-44,890000,1350000,500000,405000,54000,2000,135000,11000,0,0,0,0,0,201000,749000,324000,1070000,616000,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Major obstacle,No obstacle,Major obstacle,Moderate obstacle,No obstacle,Minor obstacle,Moderate obstacle,Major obstacle,No obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,No,Yes,No,No,No,Inadequately educated workforce,"Crime, theft and disorder",Corruption,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not aware of this type of assistance and don't know it advan, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Truthful,Are taken directly from the establishment's records, 139128,128,Grenada,Grenada,Food,504787,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,80,100,0,0,0,All women,Yes,Yes,80,Makes major strategic and fiancial decisions,10,5,All women,Female,Female,Female,1968,Yes,Yes,1985,22,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,Yes,1,0,0,-44,Yes,0,3,0,-44,No,-44,-44,-44,-44,Yes,9,Yes,Yes,Yes,100,95,85,0,0, -44,20,50,30,5,Small private firms (less than 20 employees),30,55,15,nutmeg jams,40,Local,15,Increased,Remained the same,2-5,75,25,35,1969,united states,85,canada,15,7,2,0,85,15,Yes,7,Yes,Yes,Yes,No,Yes,No,Yes,University, -44,Yes,No,No,No,No,Yes,Yes,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,Important,Important,Important,Very Important,Important,Important,Important,Yes,40,Yes,60,No,-44,Yes,Yes,0,-44,No,No,No,No,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,-44, -44,Tend to disagree,Tend to agree,Tend to agree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,1,-44,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,3,During working hours,Knife,Goods or stock,4000,Other,Yes,Yes,-44,Yes,2,During working hours,Knife,Goods or stock,43000,Other,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,Yes,Yes,No,-44,-44,No,-44,-44,No,Yes,No,0,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,6,17,6,5,4,2,6,0,1,2,3,3,0,0,0,1,0,0,0,1,1,0,0,0,0,9,55000,8,49000,8,61000,1,36000,2,32000,1,42000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,13000,1,12900,1,15000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,5,12000,5,11500,5,14300,4,10000,5,10100,4,11400,Increase demand for higher quality product, -44,University graduate,Post graduated,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Completed secondary,Completed primary school,Slightly important,Slightly important,Very important,Very important,Important,Important,Slightly important,Slightly important,Important,Important,Slightly important,Important,Slightly important,Slightly important,Important,Critical,Very important,Critical,Very important,Important,Critical,Critical,Important,Important,Very important,Slightly important,Important,Important,Slightly important,Not important,Very important,Important,Important,Very important,Critical,Very important,Very important,Important,Very important,Slightly important,Slightly important,Important,Critical,Important,Critical,Important,Critical,Very important,Critical,Very important,Critical,Slightly important,Not important,Important,Slightly important,Very important,Important,Not important,Not important,Slightly important,Important,Very important,Very important,Slightly important,Important,Not important,Slightly important,Slightly important,Important,Important,Very important,Critical,Very important,Very important,Slightly important,Important,Very important,Important,Not important,Slightly important,Not difficult,Difficult,Slightly difficult,1,23,Slightly difficult,Very difficult,Very difficult,0,15,Not difficult,Very difficult,Slightly difficult,1,4,Slightly difficult,Not difficult,Not difficult,1,1,Slightly difficult,Slightly difficult,Slightly difficult,0,7,Slightly difficult,Slightly difficult,Slightly difficult,0,9,Slightly difficult,Difficult,Very difficult,1,10,Not difficult,Difficult,Not difficult,1,5,Slightly difficult,Not difficult,Not difficult,1,2,Important,Important,Very important,Not important,Very important,Slightly important,Not important,Not important,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Public announcement/advertisement, 93,No,-44,-44,-44,-44,Yes,0,2,No,The benefits of training are small than the costs,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,14,No,10,56,14,0,20,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,Yes,Line of credit,2010,90000,10,24,Other,Yes,No,No,No,No,No, -44,150,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,660000,700000,217000,245000,7000,42000,50000,63000,0,0,0,0,0,533000,2584000,888000,3745000,1554000,Minor obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,No obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,Major obstacle,Minor obstacle,-44,-44,-44,-44,-44,"Crime, theft and disorder",Tax administration,Transportation,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Local business association, -44,"General management, Business development and Strategies supp", -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are taken directly from the establishment's records, 13941,41,Grenada,Grenada,Services of motor vehicles,504705,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,73,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Male,Male,Male,1997,Yes,Yes,1997,42,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,5,3,1,-44,No,-44,-44,-44,-44,Yes,4,0,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,25,45,30,0,Medium private firms (20-100 employees),25,65,10,auto parts,85,National,10,Increased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,75,25,Yes,11,Yes,Yes,No,No,Yes,No,Yes,Supplier, -44,No,No,Yes,No,Yes,No,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,Important,Very Important,Slightly important,Very Important,Very Important,Important,Very Important,Yes,100,No,-44,No,-44,Yes,No,10000,-44,No,No,No,No,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to agree,Tend to disagree,Yes,No,-44,-44,-44,-44,No,-44,-44,Yes,2,-44,Yes,1,Outside working hours,Knife,Goods or stock,15000,Gang related,Yes,Yes,-44,Yes,3,Outside working hours,Knife,Money,100,Gang related,No,No,Would increase insurance cost,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,3,Outside working hours,Other,Money,300,Gang related,No,Yes,-44,Yes,3,Outside working hours,Knife,Other company property,600,Someone working alone,No,No,Fear of negative publicity,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,Yes,No,-44,-44,No,-44,-44,No,Yes,No,1,No,-44,-44,No,-44,0,-44,Yes,0,Yes,No,-44,-44,No,-44,-44,2,18,6,6,4,2,2,2,1,2,0,0,0,0,0,0,0,0,0,0,0,0,0,0,2,6,63000,5,60000,5,72000,1,27000,1,25000,1,32000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,11000,1,10200,1,12000,0,-77,0,-77,0,-77,6,9100,5,8400,5,10500,0,-77,0,-77,0,-77,4,11000,4,10200,4,12000,New products require new skills, -44,University graduate,University graduate,Post graduated,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed secondary,Important,Important,Very important,Important,Very important,Important,Slightly important,Slightly important,Important,Very important,Slightly important,Slightly important,Important,Slightly important,Important,Critical,Critical,Critical,Important,Slightly important,Very important,Critical,Important,Important,Critical,Slightly important,Important,Important,Not important,Not important,Important,Very important,Critical,Critical,Very important,Very important,Critical,Very important,Slightly important,Slightly important,Important,Important,Very important,Not important,Critical,Important,Critical,Critical,Critical,Critical,Critical,Not important,Not important,Important,Slightly important,Important,Important,Not important,Important,Slightly important,Important,Very important,Important,Slightly important,Very important,Not important,Not important,Slightly important,Important,Very important,Very important,Very important,Critical,Very important,Slightly important,Slightly important,Very important,Important,Slightly important,Slightly important,Not difficult,Very difficult,Difficult,0,10,Not difficult,Very difficult,Difficult,0,10,Difficult,Difficult,Slightly difficult,1,8,Slightly difficult,Not difficult,Not difficult,0,2,Slightly difficult,Slightly difficult,Slightly difficult,0,10,Slightly difficult,Difficult,Slightly difficult,0,6,Not difficult,Difficult,Difficult,1,8,Not difficult,Not difficult,Slightly difficult,0,6,Not difficult,Not difficult,Not difficult,1,1,Very important,Very important,Slightly important,Not important,Important,Not important,Not important,Slightly important,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,No obstacle,Moderate obstacle,No obstacle,No obstacle,Public announcement/advertisement, 11,Yes to fire,No,-44,Yes,1,No,-44,-44,No,The firm is affraid of investing in workers that after the t,Yes,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Yes,0,100, -44,0,Yes,5,Yes,0,64,16,0,20,0,0,0,0,0,0,0,0, -44,50,50,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Line of credit,2006,200000,14,42,Private commercial banks,Yes,Yes,No,No,Yes,No, -44,125,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,930000,1230000,332100,405900,10000,73800,38000,15000,3000,1000,1000,148000,0,195000,201000,320000,295000,339000,Very severe obstacle,Major obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Telecommunications,Corruption,Electricity,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not aware of this type of assistance and don't know it advan, -44,-44,-44, -44,-44, -44,Yes,No,Yes,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Yes,No,Yes,No,-44,-44,No,-44,-44,Somewhat truthful,Are taken directly from the establishment's records, 13974,74,Grenada,Grenada,Hotel and restaurants,504766,Yes,4,Establishment physically separated from HQ and other establi,No,4,Shareholding company with non-traded shares or shares traded, -44,75,0,100,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly women,Male,Male,Male,2009,Yes,Yes,2009,1,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,2,0,-44,Yes,1,0,0,-44,Yes,8,1,0,-44,No,-44,-44,-44,-44,Yes,0,Yes,Yes,Yes,0,-44,-44,100,0, -44,25,45,30,5,Individuals,20,55,25,"chicken, fries and sodas",95,Local,10,Decreased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,30,70,Yes,11,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,Major obstacle,Major obstacle,Moderate obstacle,No obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Major obstacle,Minor obstacle,Major obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to agree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,-44,3000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,25000,0,Yes,Yes,Yes,No,No,No,-44,-44,No,-44,-44,No,No,No,0,Yes,1,No,No,-44,-44,0,No,-44,-44,Yes,30,No,Yes,30,2,20,18,6,6,4,2,6,0,4,1,5,3,1,1,0,1,0,1,0,1,1,1,1,0,2,9,53000,8,54000,8,63000,1,29000,2,29000,1,33000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,11000,1,11100,1,12200,0,-77,0,-77,0,-77,7,11000,6,10600,6,12500,0,-77,0,-77,0,-77,5,11000,6,10400,6,12600,-44, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed secondary,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed secondary,Important,Important,Very important,Very important,Important,Important,Slightly important,Very important,Very important,Very important,Important,Important,Slightly important,Slightly important,Important,Critical,Very important,Critical,Slightly important,Important,Critical,Critical,Important,Very important,Critical,Important,Slightly important,Important,Slightly important,Slightly important,Critical,Slightly important,Slightly important,Critical,Very important,Very important,Very important,Important,Critical,Important,Important,Very important,Critical,Not important,Critical,Slightly important,Critical,Critical,Critical,Very important,Critical,Slightly important,Not important,Important,Not important,Important,Important,Slightly important,Not important,Important,Important,Very important,Slightly important,Slightly important,Important,Not important,Slightly important,Slightly important,Important,Important,Critical,Critical,Critical,Very important,Not important,Slightly important,Very important,Very important,Slightly important,Slightly important,Not difficult,Very difficult,Slightly difficult,0,8,Not difficult,Very difficult,Difficult,1,6,Not difficult,Difficult,Slightly difficult,1,6,Slightly difficult,Not difficult,Slightly difficult,1,1,Slightly difficult,Difficult,Not difficult,0,8,Not difficult,Difficult,Slightly difficult,0,5,Not difficult,Slightly difficult,Slightly difficult,1,3,Slightly difficult,Difficult,Slightly difficult,0,8,Not difficult,Not difficult,Not difficult,1,1,Very important,Important,Very important,Not important,Very important,Not important,Slightly important,Slightly important,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,Moderate obstacle,No obstacle,Minor obstacle,Public placement office, 72,No,-44,-44,-44,-44,Yes,4,2,No,The benefits of training are small than the costs,Yes,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Yes,0,100, -44,0,Yes,11,No,75,0,0,0,25,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,2,2,Incompleteness of loan application,-44,1050000,980000,274400,352800,38000,49000,120000,18500,3000,2000,1000,0,0,166000,194000,255000,245000,643000,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,Major obstacle,Minor obstacle,-44,-44,-44,-44,-44,Access to finance,"Crime, theft and disorder",Tax Rates,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Local business association, -44,technological and Innovation Support, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 139150,150,Grenada,Grenada,Hotel and restaurants,504673,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All women,Yes,Not applicable,100,Makes major strategic and fiancial decisions,29,5,Predominantly men,Male,Male,Male,1985,Yes,Yes,1985,37,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,Yes,2,0,0,-44,Yes,0,0,0,-44,No,-44,-44,-44,-44,Yes,2,Yes,Yes,Yes,0,-44,-44,100,0, -44,15,55,30,0,Others,5,45,50,accomodation,60,National,10,Remained the same,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,60,40,Yes,6,Yes,No,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,-44, -44,Tend to disagree,Strongly disagree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,9,-44,Yes,-44,2500,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,2,During working hours,Other,Money,500,Gang related,No,No,Don't have the time; inconvenient,Yes,2,Outside working hours,Knife,Goods or stock,200,Group of criminals,No,No,There was no insurance requirement,Yes,3,Outside working hours,Firearm/gun,Money,4500,Group of criminals,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,Yes,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,Yes,2,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,7,18,6,6,4,2,0,0,3,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,6,45000,5,46000,5,50000,1,40000,2,41000,1,44000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,11000,1,10400,1,12100,0,-77,0,-77,0,-77,6,10000,6,9100,6,11800,0,-77,0,-77,0,-77,4,10000,4,10000,3,11300,-44, -44,University graduate,Post graduated,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed secondary,Important,Slightly important,Very important,Very important,Very important,Very important,Slightly important,Slightly important,Slightly important,Important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Critical,Very important,Very important,Very important,Important,Very important,Critical,Important,Slightly important,Critical,Slightly important,Important,Important,Slightly important,Not important,Important,Important,Critical,Critical,Very important,Important,Very important,Important,Slightly important,Important,Very important,Important,Very important,Not important,Critical,Important,Critical,Critical,Critical,Very important,Very important,Slightly important,Not important,Important,Not important,Important,Important,Slightly important,Important,Slightly important,Important,Slightly important,Slightly important,Important,Slightly important,Not important,Not important,Slightly important,Very important,Important,Critical,Critical,Critical,Critical,Slightly important,Slightly important,Important,Important,Slightly important,Not important,Slightly difficult,Very difficult,Slightly difficult,0,19,Slightly difficult,Very difficult,Slightly difficult,1,15,Slightly difficult,Slightly difficult,Difficult,1,8,Slightly difficult,Slightly difficult,Difficult,0,2,Slightly difficult,Slightly difficult,Slightly difficult,1,7,Slightly difficult,Slightly difficult,Slightly difficult,0,3,Not difficult,Slightly difficult,Difficult,0,2,Slightly difficult,Not difficult,Not difficult,1,8,Slightly difficult,Not difficult,Not difficult,1,2,Very important,Important,Not important,Important,Very important,Not important,Slightly important,Slightly important,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Through family/friends, -21,No,-44,-44,-44,-44,Yes,3,2,Yes,-44,Yes,Moderate obstacle,Moderate obstacle,No obstacle,Major obstacle,Minor obstacle,No obstacle,Yes,0,100, -44,0,Yes,11,No,0,48,12,0,40,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Other,970000,1210000,387200,350900,21000,84700,121000,7500,1000,1000,0,0,0,225000,363000,363000,460000,523000,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Practices of competitors in the informal sector,Customs and Trade Regulations,Cost of finance,Very severe obstacle,Yes,Yes,Yes,No,No,No,No,Yes,Large impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Large impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,Large impact,-44,-44,-44,-44,-44,-44,Yes,Large impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Large impact,-44,-44,-44,-44,-44,-44,-44,-44,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,Truthful,Are taken directly from the establishment's records, 13948,48,Grenada,Grenada,Hotel and restaurants,504717,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,100,0,100,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Male,1994,Yes,Yes,1994,23,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,0,3,0,-44,No,-44,-44,-44,-44,Yes,2,0,1,-44,Yes,0,2,2,-44,No,-44,Yes,No,Yes,95,100,105,5,0, -44,35,60,5,0,Others,20,55,25,pasta and pizza,85,Local,10,Decreased,Remained the same,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,10,90,Yes,2,No,Yes,Yes,Yes,Yes,No,Yes,University, -44,No,No,Yes,No,Yes,Yes,Yes,Yes,Yes,No,Yes,No,No,No,No,Yes,Yes,No,No, -44,Important,Very Important,Important,Important,Slightly important,Very Important,Slightly important,Yes,70,Yes,30,No,-44,No,No,0,-44,No,No,Yes,Yes,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to agree,Tend to disagree,Yes,Yes,Yes,65,No,-44,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,No,5,Yes,1,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,15,18,6,6,4,2,0,0,2,2,4,3,1,0,0,0,0,0,0,1,1,1,0,0,0,9,38000,8,39000,8,44000,1,36000,1,32000,1,41000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,10000,1,9300,1,11700,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,7,13000,7,12900,7,14400,4,11000,4,10400,4,12600,New production methods, -44,Post graduated,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Completed secondary,Started but did not complete secondary,Slightly important,Slightly important,Critical,Very important,Very important,Very important,Slightly important,Slightly important,Important,Important,Slightly important,Important,Important,Important,Very important,Very important,Critical,Critical,Very important,Important,Critical,Critical,Important,Important,Very important,Slightly important,Important,Important,Not important,Not important,Important,Slightly important,Very important,Very important,Critical,Slightly important,Very important,Very important,Slightly important,Important,Important,Very important,Very important,Not important,Critical,Important,Critical,Very important,Critical,Very important,Critical,Not important,Not important,Very important,Slightly important,Very important,Important,Slightly important,Important,Important,Important,Very important,Slightly important,Very important,Very important,Slightly important,Slightly important,Not important,Very important,Slightly important,Critical,Very important,Critical,Very important,Slightly important,Not important,Important,Important,Important,Important,Not difficult,Very difficult,Difficult,1,15,Not difficult,Very difficult,Difficult,1,13,Not difficult,Difficult,Difficult,1,2,Slightly difficult,Slightly difficult,Slightly difficult,0,3,Slightly difficult,Slightly difficult,Slightly difficult,1,4,Slightly difficult,Difficult,Slightly difficult,0,10,Not difficult,Slightly difficult,Slightly difficult,1,6,Not difficult,Not difficult,Slightly difficult,0,6,Not difficult,Not difficult,Not difficult,0,1,Important,Critical,Very important,Not important,Important,Not important,Slightly important,Not important,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,Private placement office, 23,No,-44,-44,-44,-44,No,-44,-44,No,Other,Yes,Major obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No,0,100, -44,0,Yes,10,No,80,0,0,0,20,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Interest rates are not favorable,1070000,930000,251100,251100,74000,37200,50000,32000,3000,3000,4000,0,0,151000,27000,226000,43000,371000,No obstacle,No obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,No obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Cost of finance,Political environment,Macroeconomic environment,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,International organization, -44,technological and Innovation Support, -44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,Somewhat truthful,Are taken directly from the establishment's records, 13967,67,Grenada,Grenada,Construction,504751,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Female,Male,1985,No,Yes,1999,17,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,1,1,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,5,70,25,0,Small private firms (less than 20 employees),20,65,15,construction,100,Local,10,Increased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,85,15,No,-44,Yes,Yes,No,No,Yes,No,Yes,University, -44,No,Yes,Yes,Yes,No,No,-44,-44,-44,-44,Yes,No,No,No,No,Yes,Yes,No,No, -44,Important,Very Important,Important,Very Important,Important,Important,Very Important,Yes,30,Yes,70,No,-44,Yes,No,10000,-44,Yes,No,Yes,No,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,No obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,No,14,Yes,12,No,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,25,2,6,20,5,7,5,3,1,1,0,1,4,2,1,1,0,0,0,0,0,1,1,1,2,0,0,7,58000,7,56000,7,66000,1,33000,2,30000,1,36000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,11000,1,11000,1,13100,1,10000,1,10100,1,11600,8,12000,9,10700,9,14300,0,-77,0,-77,0,-77,6,11000,7,11200,7,12000,Economic upturn/downturn, -44,Post graduated,Completed college/vocational training,Post graduated,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Completed secondary,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Important,Slightly important,Critical,Very important,Important,Important,Important,Slightly important,Important,Important,Important,Slightly important,Slightly important,Important,Important,Critical,Critical,Critical,Important,Slightly important,Critical,Very important,Important,Important,Critical,Slightly important,Important,Important,Important,Not important,Important,Slightly important,Important,Very important,Very important,Important,Important,Important,Important,Important,Very important,Important,Critical,Important,Critical,Important,Very important,Critical,Very important,Critical,Critical,Slightly important,Not important,Important,Not important,Very important,Important,Important,Important,Important,Slightly important,Important,Slightly important,Slightly important,Important,Slightly important,Not important,Slightly important,Very important,Important,Critical,Very important,Critical,Critical,Not important,Not important,Slightly important,Very important,Not important,Not important,Not difficult,Very difficult,Difficult,1,23,Slightly difficult,Very difficult,Difficult,1,5,Difficult,Difficult,Difficult,1,5,Not difficult,Not difficult,Slightly difficult,1,2,Slightly difficult,Slightly difficult,Difficult,0,7,Not difficult,Difficult,Difficult,1,6,Slightly difficult,Difficult,Slightly difficult,1,8,Slightly difficult,Not difficult,Slightly difficult,1,9,Not difficult,Not difficult,Not difficult,1,1,Critical,Very important,Very important,Important,Very important,Not important,Slightly important,Slightly important,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,Public placement office, 57,Yes to fire,No,-44,Yes,2,No,-44,-44,No,The firm is affraid of investing in workers that after the t,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,No,-44,No,90,0,0,0,10,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Application procedures for loans or line of credit are compl,640000,840000,90000,235200,76000,50400,13000,8500,1000,1000,2000,0,0,157000,154000,227000,202000,574000,No obstacle,No obstacle,Minor obstacle,Major obstacle,No,No,Yes,Yes,No,Yes,No,No obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,No obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Tax Rates,Cost of finance,No obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Community based organization, -44,Marketing and Operations support, -44,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Truthful,Are taken directly from the establishment's records, 139152,152,Grenada,Grenada,Information technology,504667,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All women,Yes,Not applicable,100,Makes major strategic and fiancial decisions,30,4,Predominantly men,Male,Male,Male,1984,No,Yes,1984,42,Yes,29,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,0,1,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,0,50,50,0,Individuals,0,65,35,computer services,60,Local,5,Remained the same,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,45,55,Yes,4,Yes,Yes,Yes,No,Yes,Yes,-44,-44, -44,-44,No,No,No,Yes,No,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,Important,Very Important,Important,Important,Critical,Important,Very Important,Yes,100,No,-44,No,-44,No,No,0,-44,No,No,No,No,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,No obstacle,Major obstacle,Minor obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to agree,Tend to agree,Yes,No,-44,-44,-44,-44,No,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,3,Outside working hours,Knife,Money,150,Gang related,No,No,Police have not done anything in the past,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,Yes,1,Yes,1,No,Yes,0,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,6,20,5,7,5,3,1,0,0,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,5,40000,4,37000,3,48000,1,30000,1,29000,1,34000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,11000,1,10600,1,12200,1,10000,1,9100,1,11700,7,10000,7,9900,7,11200,0,-77,0,-77,0,-77,5,10000,5,9100,5,11100,Increase demand for higher quality product, -44,Post graduated,Completed college/vocational training,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed secondary,-44,-44,Completed secondary,Started but did not complete secondary,Slightly important,Not important,Critical,Important,Important,Important,Slightly important,Slightly important,Important,Important,Important,Important,Not important,Slightly important,Important,Critical,Critical,Critical,Slightly important,Very important,Critical,Critical,Very important,Slightly important,Critical,Not important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Important,Important,Very important,Critical,Important,Important,Important,Important,Important,Important,Very important,Very important,Important,Very important,Important,Critical,Very important,Very important,Very important,Critical,Not important,Slightly important,Important,Slightly important,Important,Important,Slightly important,Important,Important,Important,Important,Slightly important,Important,Important,Not important,Not important,Slightly important,Slightly important,Very important,Critical,Critical,Very important,Critical,Not important,Slightly important,Important,Important,Slightly important,Slightly important,Not difficult,Very difficult,Slightly difficult,0,22,Not difficult,Difficult,Slightly difficult,1,9,Not difficult,Slightly difficult,Slightly difficult,0,7,Slightly difficult,Not difficult,Not difficult,0,1,Slightly difficult,Slightly difficult,Slightly difficult,1,7,Slightly difficult,Difficult,Slightly difficult,0,5,Slightly difficult,Slightly difficult,Difficult,1,4,Not difficult,Slightly difficult,Not difficult,0,7,Not difficult,Not difficult,Not difficult,1,1,Very important,Important,Not important,Important,Very important,Not important,Slightly important,Not important,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Schoold related network, -27,No,-44,-44,-44,-44,Yes,5,1,Yes,-44,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,Yes,9,No,80,0,0,0,20,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,Yes,Loan,2012,30000,5,84,Other,Yes,Yes,Yes,Yes,Yes,No, -44,125,Yes,5,4,Incompleteness of loan application,-44,510000,510000,190000,178500,6000,20400,56100,7000,1000,1000,0,0,0,77000,147000,117000,204000,129000,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,Major obstacle,Minor obstacle,No obstacle,Major obstacle,No obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,Access to finance,Macroeconomic environment,Electricity,No obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Administratie procedure is cumbersome, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 13947,47,Grenada,Grenada,Retail,504715,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Male,Male,Male,1996,No,Yes,1996,14,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,6,2,0,-44,No,-44,-44,-44,-44,Yes,1,0,0,-44,No,-44,-44,-44,-44,Yes,4,Yes,Yes,Yes,0,-44,-44,100,0, -44,5,55,40,5,Government or government agencies (including state-owned ent,40,55,5,electrical equipment,80,National,10,Increased,Remained the same,More than 5,95,5,0,1997,united states,25,canada,5,12,0,1,55,45,Yes,12,Yes,Yes,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to agree,Tend to disagree,Yes,No,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,No,0,0,Yes,No,Yes,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,10,Yes,1,No,No,-44,-44,10000,No,-44,-44,No,-44,-44,No,-44,-44,4,20,5,7,5,3,1,2,1,2,1,1,0,0,0,0,0,0,0,1,1,0,0,0,2,6,37000,6,34000,5,42000,1,33000,1,33000,1,39000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,11000,1,11000,1,12000,1,11000,1,11000,1,12700,7,11000,7,10500,6,12700,0,-77,0,-77,0,-77,5,11000,5,11100,5,12500,-44, -44,University graduate,Post graduated,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed secondary,-44,-44,Completed secondary,Completed primary school,Slightly important,Slightly important,Critical,Very important,Very important,Very important,Important,Slightly important,Very important,Important,Important,Important,Important,Slightly important,Important,Critical,Critical,Critical,Slightly important,Very important,Very important,Critical,Slightly important,Important,Very important,Not important,Important,Very important,Slightly important,Not important,Critical,Important,Important,Critical,Critical,Important,Very important,Very important,Very important,Important,Important,Important,Critical,Slightly important,Very important,Slightly important,Critical,Critical,Critical,Very important,Critical,Not important,Not important,Very important,Slightly important,Important,Important,Not important,Slightly important,Not important,Slightly important,Very important,Important,Slightly important,Important,Not important,Slightly important,Slightly important,Important,Important,Critical,Critical,Critical,Very important,Slightly important,Slightly important,Important,Important,Not important,Slightly important,Not difficult,Very difficult,Slightly difficult,1,13,Slightly difficult,Very difficult,Difficult,1,14,Slightly difficult,Difficult,Slightly difficult,1,7,Not difficult,Slightly difficult,Slightly difficult,1,2,Slightly difficult,Not difficult,Difficult,0,6,Slightly difficult,Difficult,Slightly difficult,1,5,Slightly difficult,Difficult,Difficult,0,5,Not difficult,Not difficult,Slightly difficult,1,8,Slightly difficult,Not difficult,Not difficult,1,2,Very important,Critical,Very important,Not important,Critical,Important,Not important,Not important,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Minor obstacle,Public placement office, 21,Yes to fire,No,-44,Yes,1,Yes,4,2,No,The firm cannot afford the optimal level of training,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,Yes,9,No,60,8,2,0,30,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,3,3,Other objections,-44,4110000,4410000,1455300,1543500,309000,132300,113000,84000,14000,5000,11000,0,0,806000,861000,1279000,1411000,2635000,Minor obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,Very severe obstacle,No obstacle,No obstacle,Major obstacle,Minor obstacle,Major obstacle,Minor obstacle,-44,-44,-44,-44,-44,Access to finance,"Crime, theft and disorder",Macroeconomic environment,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Government based organization, -44,technological and Innovation Support, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 1393,3,Grenada,Grenada,Hotel and restaurants,504749,No,-44,-44,-44,-44,Partnership (including limited liability companies), -44,55,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Male,Male,Male,2003,No,Yes,2003,12,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,7,1,1,-44,No,-44,-44,-44,-44,Yes,6,1,1,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,40,40,20,0,Others,35,30,35,food and beverage,95,Local,10,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,35,65,No,-44,Yes,Yes,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,-44, -44,Tend to disagree,Tend to agree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,Yes,1,No,No,-44,0,-44,Yes,9,No,No,-44,-44,No,-44,-44,22,20,5,7,5,3,1,2,1,2,0,0,0,0,0,0,0,0,0,0,0,0,0,0,2,5,55000,5,51000,5,60000,1,29000,2,29000,1,32000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,12000,1,12200,1,13600,1,12000,1,12000,1,13300,7,9100,8,8300,8,10700,0,-77,0,-77,0,-77,5,11000,6,10800,5,12900,Increase/decreased demand for goods, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,-44,-44,Completed secondary,Completed primary school,Very important,Not important,Critical,Very important,Important,Important,Slightly important,Important,Very important,Important,Slightly important,Slightly important,Important,Slightly important,Slightly important,Critical,Very important,Critical,Important,Important,Critical,Very important,Important,Important,Critical,Not important,Slightly important,Important,Slightly important,Not important,Slightly important,Slightly important,Important,Very important,Critical,Slightly important,Critical,Important,Important,Slightly important,Important,Important,Very important,Important,Very important,Important,Critical,Critical,Very important,Very important,Critical,Slightly important,Not important,Important,Slightly important,Important,Important,Slightly important,Important,Slightly important,Slightly important,Important,Important,Slightly important,Very important,Slightly important,Not important,Slightly important,Important,Very important,Critical,Very important,Critical,Very important,Slightly important,Important,Important,Slightly important,Important,Not important,Slightly difficult,Very difficult,Difficult,1,11,Slightly difficult,Very difficult,Difficult,1,12,Slightly difficult,Difficult,Slightly difficult,1,6,Slightly difficult,Slightly difficult,Slightly difficult,1,3,Slightly difficult,Slightly difficult,Slightly difficult,1,2,Not difficult,Slightly difficult,Difficult,0,2,Not difficult,Slightly difficult,Difficult,0,6,Not difficult,Slightly difficult,Not difficult,1,6,Not difficult,Not difficult,Not difficult,0,1,Critical,Important,Very important,Important,Critical,Not important,Slightly important,Slightly important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,Private placement office, 55,No,-44,-44,-44,-44,No,-44,-44,No,Other,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,7,No,60,0,0,0,30,10,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Did not think it would be approved,2000000,3350000,1105500,1072000,164000,234500,335000,77000,12000,8000,4000,0,0,478000,925000,771000,1340000,2028000,No obstacle,No obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Minor obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,Access to finance,Corruption,Tax Rates,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not aware of this type of assistance and don't know it advan, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 139132,132,Grenada,Grenada,Hotel and restaurants,504708,Yes,4,Establishment physically separated from HQ and other establi,No,4,Shareholding company with non-traded shares or shares traded, -44,75,0,100,0,0,Predominantly women,Yes,No,75,Makes decisions in consultation with other partners,12,4,Predominantly men,Male,Male,Male,1996,Yes,Yes,1996,17,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,0,2,0,-44,No,-44,-44,-44,-44,Yes,3,1,1,-44,No,-44,-44,-44,-44,Yes,1,Yes,Yes,Yes,0,-44,-44,100,0, -44,15,50,35,10,Large private firms (more than 100 employees),15,60,25,"chicken, fries and sodas",85,National,15,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,70,30,No,-44,Yes,No,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to agree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,3,-44,Yes,2,-44,Yes,1,During working hours,Firearm/gun,Goods or stock,20000,Gang related,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,2,During working hours,Firearm/gun,Money,500,Gang related,No,No,Fear of reprisals,Yes,3,During working hours,Other,Other company property,200,Group of criminals,No,No,No loss or damage,Yes,3,Outside working hours,Firearm/gun,Goods or stock,30000,Gang related,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,0,0,Yes,No,No,No,Yes,No,-44,-44,No,-44,-44,No,Yes,No,0,Yes,5,No,No,-44,-44,0,No,-44,-44,No,-44,-44,No,-44,-44,21,22,7,7,5,3,7,0,5,2,9,4,2,2,1,2,0,2,0,1,1,1,1,1,3,11,53000,10,53000,9,57000,1,29000,2,29000,1,34000,1,32000,1,32000,1,36000,1,11000,1,11000,1,12000,1,12000,1,10900,1,13900,0,-77,0,-77,0,-77,9,12000,9,11700,9,13300,0,-77,0,-77,0,-77,7,11000,8,10800,8,11900,Increase/decreased demand for goods, -44,University graduate,University graduate,University graduate,Post graduated,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Important,Important,Critical,Very important,Very important,Very important,Slightly important,Important,Important,Important,Important,Important,Slightly important,Slightly important,Important,Critical,Very important,Critical,Slightly important,Slightly important,Critical,Critical,Important,Important,Critical,Slightly important,Very important,Slightly important,Not important,Slightly important,Important,Important,Very important,Very important,Very important,Very important,Very important,Important,Very important,Important,Important,Slightly important,Very important,Important,Critical,Slightly important,Critical,Very important,Very important,Critical,Critical,Not important,Slightly important,Important,Not important,Important,Important,Not important,Slightly important,Slightly important,Important,Important,Slightly important,Very important,Very important,Not important,Not important,Not important,Important,Important,Critical,Critical,Critical,Very important,Slightly important,Slightly important,Slightly important,Important,Slightly important,Not important,Not difficult,Difficult,Slightly difficult,2,13,Not difficult,Almost impossible,Difficult,1,13,Not difficult,Slightly difficult,Slightly difficult,0,8,Not difficult,Slightly difficult,Not difficult,1,2,Slightly difficult,Difficult,Slightly difficult,0,6,Slightly difficult,Slightly difficult,Slightly difficult,1,7,Slightly difficult,Slightly difficult,Difficult,0,9,Slightly difficult,Not difficult,Not difficult,0,3,Not difficult,Not difficult,Not difficult,0,1,Important,Important,Not important,Not important,Important,Not important,Slightly important,Not important,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Public placement office, 14,No,-44,-44,-44,-44,Yes,2,2,No,The firm does not have enough information about training pro,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,6,Yes,75,0,0,0,25,0,0,0,0,0,0,0,0, -44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Interest rates are not favorable,2040000,2140000,770400,706200,19000,64200,145000,55500,3000,8000,9000,0,193000,443000,413000,642000,599000,1168000,Very severe obstacle,Very severe obstacle,Very severe obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Very severe obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,Major obstacle,Minor obstacle,Very severe obstacle,Yes,Yes,No,Yes,No,"Crime, theft and disorder",Practices of competitors in the informal sector,Customs and Trade Regulations,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not aware of this type of assistance and don't know it advan, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 13962,62,Grenada,Grenada,Hotel and restaurants,504738,No,-44,-44,-44,-44,Partnership (including limited liability companies), -44,75,0,100,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Male,Male,Male,1987,Yes,Yes,1987,25,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,8,3,1,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,1,8,1,-44,Yes,0,Yes,Yes,Yes,0,-44,-44,100,0, -44,15,45,40,1,Others,35,45,20,food,90,Local,10,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,50,50,No,-44,Yes,No,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,Yes,No,No,No,Very severe obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,-44, -44,Strongly agree,Tend to disagree,Tend to agree,Tend to agree,Yes,No,-44,-44,-44,-44,Yes,-44,7000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,Yes,4,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,25,22,7,7,5,3,7,0,5,1,9,4,2,2,1,2,0,2,0,1,1,1,1,1,0,11,56000,10,51000,10,63000,1,40000,1,37000,1,47000,1,36000,1,37000,1,42000,1,12000,1,12000,1,13000,1,13000,1,12500,1,15300,0,-77,0,-77,0,-77,9,9800,10,9500,9,11500,0,-77,0,-77,0,-77,7,11000,8,9800,7,12600,Increase/decreased demand for goods, -44,University graduate,University graduate,University graduate,University graduate,Completed college/vocational training,Completed secondary,Completed secondary,Started but did not complete college/vocational training,Completed college/vocational training,Completed secondary,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Important,Important,Critical,Very important,Important,Very important,Important,Important,Slightly important,Very important,Important,Slightly important,Slightly important,Slightly important,Important,Critical,Very important,Critical,Slightly important,Slightly important,Very important,Critical,Important,Important,Critical,Slightly important,Important,Important,Not important,Not important,Critical,Very important,Very important,Critical,Critical,Important,Very important,Important,Critical,Very important,Important,Slightly important,Very important,Not important,Critical,Important,Critical,Critical,Very important,Critical,Critical,Important,Slightly important,Important,Slightly important,Important,Important,Slightly important,Slightly important,Slightly important,Very important,Important,Important,Slightly important,Slightly important,Not important,Slightly important,Not important,Important,Important,Very important,Critical,Very important,Very important,Not important,Slightly important,Important,Important,Slightly important,Slightly important,Slightly difficult,Very difficult,Difficult,2,9,Not difficult,Very difficult,Slightly difficult,1,10,Slightly difficult,Difficult,Difficult,0,5,Slightly difficult,Slightly difficult,Slightly difficult,1,1,Slightly difficult,Difficult,Not difficult,0,10,Not difficult,Difficult,Difficult,1,2,Not difficult,Difficult,Slightly difficult,1,10,Not difficult,Not difficult,Not difficult,0,4,Not difficult,Slightly difficult,Not difficult,1,2,Important,Very important,Important,Important,Important,Not important,Not important,Not important,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Private placement office, 44,No,-44,-44,-44,-44,Yes,5,2,No,Other,Yes,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,No obstacle,Yes,0,100, -44,0,Yes,13,No,65,8,2,0,25,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,5,5,Problems with credit history/report,-44,430000,450000,166500,144000,41000,31500,120000,8500,2000,2000,1000,0,0,88000,83000,135000,122000,369000,No obstacle,Minor obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,No obstacle,Minor obstacle,No obstacle,Moderate obstacle,No obstacle,No obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Political environment,Macroeconomic environment,Telecommunications,Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Private independent fund, -44,"General management, Business development and Strategies supp", -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are taken directly from the establishment's records, 13970,70,Grenada,Grenada,Transport,504758,Yes,4,Headquarters with no production/no sales at this location,No,4,Limited partnership, -44,65,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Female,Male,Male,2003,Yes,Yes,2003,17,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,0,0,1,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0, -44,45,50,5,4,Medium private firms (20-100 employees),15,65,20,cell phones,100,National,5,Decreased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,75,25,Yes,7,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Major obstacle,Minor obstacle,Minor obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,-44, -44,Tend to disagree,Strongly disagree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,5,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,Outside working hours,Baseball bat,Money,1000,A fellow employee,No,No,Police could not have done anything,Yes,3,During working hours,Other,Money,20000,A fellow employee,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,3,During working hours,Other,Other company property,200,Other,No,No,-44,Yes,4,During working hours,Firearm/gun,Money,20000,Gang related,Yes,Yes,-44,Yes,1,Outside working hours,Knife,Money,13500,Other,No,No,Police could not have done anything,No,-44,-44,0,Yes,Yes,Yes,No,Yes,Yes,No,No,No,-44,-44,Yes,Yes,Yes,11,Yes,12,Yes,No,-44,0,-44,Yes,13,No,No,-44,-44,No,-44,-44,10,23,7,8,5,3,0,0,3,2,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3,7,62000,6,60000,5,70000,1,31000,2,28000,1,35000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,12000,1,11300,1,13300,1,9600,1,8700,1,10700,8,11000,9,10900,8,12300,0,-77,0,-77,0,-77,5,10000,6,9000,6,10900,Increase/decreased demand for goods, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed secondary,Important,Slightly important,Critical,Important,Very important,Very important,Slightly important,Slightly important,Very important,Slightly important,Important,Important,Important,Slightly important,Important,Very important,Very important,Critical,Important,Important,Very important,Critical,Important,Important,Critical,Slightly important,Important,Important,Not important,Not important,Critical,Important,Critical,Critical,Critical,Very important,Very important,Important,Very important,Very important,Important,Very important,Very important,Important,Very important,Very important,Critical,Critical,Very important,Critical,Critical,Slightly important,Slightly important,Slightly important,Not important,Important,Important,Not important,Important,Slightly important,Important,Important,Slightly important,Important,Slightly important,Not important,Not important,Slightly important,Slightly important,Very important,Critical,Very important,Critical,Very important,Slightly important,Important,Very important,Important,Slightly important,Slightly important,Not difficult,Very difficult,Slightly difficult,1,21,Slightly difficult,Almost impossible,Slightly difficult,0,15,Slightly difficult,Slightly difficult,Slightly difficult,0,10,Not difficult,Slightly difficult,Not difficult,1,3,Slightly difficult,Slightly difficult,Difficult,0,7,Not difficult,Difficult,Slightly difficult,1,3,Not difficult,Slightly difficult,Slightly difficult,0,5,Not difficult,Not difficult,Difficult,0,10,Not difficult,Not difficult,Not difficult,1,1,Very important,Very important,Slightly important,Important,Very important,Slightly important,Not important,Not important,Minor obstacle,No obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Moderate obstacle,No obstacle,Minor obstacle,Private placement office, 64,No,-44,-44,-44,-44,Yes,3,1,No,The benefits of training are small than the costs,Yes,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Yes,0,100, -44,0,No,-44,Yes,75,0,0,0,25,0,0,0,0,0,0,0,0, -44,25,37.5,0,37.5,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Loan,2011,630000,7,108,Private commercial banks,Yes,Yes,No,No,No,No, -44,125,Yes,3,2,Problems with credit history/report,-44,70190000,58980000,21232800,20053200,2064000,2949000,45000,825500,140000,116000,83000,0,7667000,13046000,12032000,16514000,17694000,37157000,Major obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,No obstacle,Moderate obstacle,No obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,No obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Access to finance,"Crime, theft and disorder",Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Community based organization, -44,technological and Innovation Support, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 13973,73,Grenada,Grenada,Construction,504763,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Male,2003,No,Yes,2005,17,No,-44,-44,No,-44,-44,No,-44,-44,Yes,22,No,No,-44,-44,-44,-44,Yes,1,0,0,-44,Yes,4,1,1,-44,Yes,1,2,1,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,15,50,35,0,Individuals,40,40,20,construction,100,Local,5,Remained the same,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,45,55,Yes,12,Yes,Yes,Yes,No,Yes,Yes,-44,-44, -44,-44,No,Yes,Yes,Yes,Yes,Yes,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,Slightly important,Important,Very Important,Very Important,Important,Critical,Important,Yes,100,No,-44,No,-44,No,No,10000,-44,No,No,No,No,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,-44, -44,Strongly disagree,Tend to disagree,Tend to disagree,Strongly disagree,Yes,No,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,Yes,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,5,Yes,1,Yes,Yes,2,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,8,23,7,8,5,3,1,2,1,2,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,7,47000,6,45000,5,52000,1,31000,2,28000,1,35000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,12000,1,11500,1,13500,1,13000,1,13200,1,14600,8,11000,8,10000,8,12900,0,-77,0,-77,0,-77,5,11000,5,10200,5,12900,-44, -44,University graduate,University graduate,Post graduated,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed secondary,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Important,Not important,Critical,Very important,Important,Important,Slightly important,Slightly important,Important,Important,Important,Important,Slightly important,Slightly important,Important,Very important,Critical,Critical,Important,Slightly important,Very important,Very important,Very important,Important,Critical,Important,Slightly important,Important,Slightly important,Not important,Important,Important,Important,Critical,Critical,Important,Very important,Slightly important,Important,Important,Important,Important,Very important,Slightly important,Critical,Important,Critical,Critical,Very important,Critical,Critical,Not important,Not important,Very important,Slightly important,Important,Important,Slightly important,Slightly important,Slightly important,Very important,Very important,Slightly important,Slightly important,Slightly important,Not important,Slightly important,Slightly important,Important,Very important,Critical,Critical,Critical,Very important,Not important,Slightly important,Very important,Very important,Slightly important,Important,Not difficult,Very difficult,Difficult,1,12,Slightly difficult,Very difficult,Difficult,1,13,Slightly difficult,Difficult,Very difficult,0,9,Slightly difficult,Slightly difficult,Slightly difficult,0,2,Slightly difficult,Slightly difficult,Slightly difficult,1,5,Slightly difficult,Slightly difficult,Slightly difficult,1,7,Not difficult,Slightly difficult,Difficult,0,9,Not difficult,Slightly difficult,Not difficult,0,4,Slightly difficult,Not difficult,Not difficult,0,2,Very important,Important,Very important,Important,Important,Not important,Not important,Not important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Public placement office, 69,No,-44,-44,-44,-44,No,-44,-44,No,The benefits of training are small than the costs,Yes,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,No,0,100, -44,0,No,-44,No,80,0,0,0,20,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Application procedures for loans or line of credit are compl,1130000,1130000,305100,384200,26000,45200,113000,18000,2000,4000,1000,0,0,203000,247000,328000,339000,859000,Moderate obstacle,No obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,Very severe obstacle,Major obstacle,No obstacle,Minor obstacle,Minor obstacle,Major obstacle,Minor obstacle,-44,-44,-44,-44,-44,Access to finance,"Crime, theft and disorder",Cost of finance,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Local business association, -44,Human resources Support, -44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are taken directly from the establishment's records, 13964,64,Grenada,Grenada,Hotel and restaurants,504742,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,50,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,1996,No,Yes,1995,27,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,0,Yes,Yes,Yes,0,-44,-44,100,0, -44,15,60,25,5,Medium private firms (20-100 employees),20,60,20,food and beverage,55,National,5,Remained the same,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,70,30,Yes,11,No,No,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to agree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,-44,30000,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,Outside working hours,Knife,Money,100,Gang related,No,No,No loss or damage,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,2,During working hours,Firearm/gun,Money,500,Other,No,No,Tried to/was unable to contact the police,Yes,3,Outside working hours,Other,Goods or stock,300,Group of criminals,No,No,Police have not done anything in the past,Yes,4,Outside working hours,Knife,Money,20000,Group of criminals,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,25000,3000,Yes,Yes,No,No,Yes,No,-44,-44,No,-44,-44,No,No,No,10,Yes,3,No,No,-44,0,-44,Yes,0,Yes,Yes,30,No,No,-44,-44,18,23,7,8,5,3,0,0,3,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,7,58000,6,56000,5,67000,1,34000,1,32000,1,39000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,13000,1,12400,1,14000,1,11000,1,11000,1,12300,8,10000,9,9200,8,11800,0,-77,0,-77,0,-77,5,9900,6,9400,6,10900,New products require new skills, -44,University graduate,Post graduated,Post graduated,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed secondary,-44,-44,Completed secondary,Started but did not complete secondary,Very important,Important,Critical,Very important,Very important,Important,Important,Important,Important,Very important,Slightly important,Important,Slightly important,Slightly important,Important,Very important,Very important,Very important,Important,Important,Critical,Critical,Important,Important,Critical,Slightly important,Important,Very important,Slightly important,Not important,Important,Important,Important,Critical,Very important,Important,Very important,Important,Very important,Important,Important,Very important,Very important,Important,Critical,Important,Critical,Very important,Critical,Very important,Very important,Slightly important,Not important,Very important,Not important,Important,Very important,Slightly important,Slightly important,Slightly important,Slightly important,Very important,Important,Very important,Important,Slightly important,Slightly important,Slightly important,Important,Important,Critical,Very important,Critical,Critical,Slightly important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Not difficult,Difficult,Difficult,1,16,Not difficult,Difficult,Very difficult,0,9,Slightly difficult,Difficult,Slightly difficult,1,6,Slightly difficult,Slightly difficult,Difficult,0,1,Not difficult,Difficult,Slightly difficult,1,5,Slightly difficult,Difficult,Slightly difficult,0,3,Slightly difficult,Difficult,Slightly difficult,0,8,Not difficult,Slightly difficult,Slightly difficult,0,8,Not difficult,Not difficult,Slightly difficult,0,2,Very important,Very important,Very important,Slightly important,Important,Not important,Slightly important,Slightly important,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,Public placement office, 48,No,-44,-44,-44,-44,No,-44,-44,No,The firm does not have enough information about training pro,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,Yes,5,No,70,0,0,0,30,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,3,3,Incompleteness of loan application,-44,2820000,2820000,789600,958800,39000,169200,348000,59000,4000,5000,6000,0,0,556000,593000,761000,790000,1651000,Very severe obstacle,Very severe obstacle,Very severe obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Very severe obstacle,No obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,Customs and Trade Regulations,Tax Rates,Transportation,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,International organization, -44,"General management, Business development and Strategies supp", -44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 13963,63,Grenada,Grenada,Hotel and restaurants,504739,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All women,Female,Female,Female,1987,No,Yes,1987,17,No,-44,-44,No,-44,-44,No,-44,-44,Yes,27,No,Yes,9,3,1,-44,No,-44,-44,-44,-44,Yes,3,0,1,-44,Yes,2,6,2,-44,Yes,5,Yes,Yes,Yes,0,-44,-44,100,0, -44,25,65,10,0,Government or government agencies (including state-owned ent,5,40,55,accomodation,70,National,5,Decreased,Remained the same,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,65,35,Yes,5,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,-44, -44,Tend to disagree,Strongly disagree,Strongly disagree,Tend to agree,Yes,No,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,5,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,20,23,7,8,5,3,7,0,3,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,7,53000,6,51000,5,57000,1,29000,2,26000,1,32000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,10000,1,9300,1,11700,1,10000,1,10000,1,11700,8,10000,8,9000,9,11600,0,-77,0,-77,0,-77,5,10000,6,9500,5,11300,Increase/decreased demand for goods, -44,Post graduated,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed secondary,Completed college/vocational training,-44,-44,Completed secondary,Completed secondary,Important,Slightly important,Critical,Critical,Important,Important,Important,Important,Important,Important,Important,Important,Slightly important,Slightly important,Important,Critical,Critical,Very important,Important,Slightly important,Critical,Critical,Important,Slightly important,Very important,Important,Slightly important,Slightly important,Not important,Not important,Important,Very important,Very important,Critical,Very important,Important,Very important,Important,Important,Important,Very important,Slightly important,Critical,Important,Very important,Important,Critical,Critical,Very important,Very important,Very important,Slightly important,Slightly important,Important,Not important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Important,Slightly important,Important,Important,Not important,Not important,Slightly important,Important,Important,Very important,Critical,Critical,Critical,Not important,Not important,Important,Important,Not important,Not important,Not difficult,Difficult,Slightly difficult,0,15,Not difficult,Almost impossible,Slightly difficult,0,7,Not difficult,Difficult,Slightly difficult,0,5,Slightly difficult,Not difficult,Slightly difficult,1,3,Not difficult,Slightly difficult,Slightly difficult,0,6,Not difficult,Slightly difficult,Slightly difficult,1,7,Slightly difficult,Slightly difficult,Difficult,0,6,Slightly difficult,Slightly difficult,Slightly difficult,0,4,Not difficult,Not difficult,Not difficult,0,1,Very important,Very important,Very important,Important,Slightly important,Not important,Slightly important,Slightly important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Public announcement/advertisement, 45,No,-44,-44,-44,-44,No,-44,-44,No,The benefits of training are small than the costs,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,No,-44,No,70,0,0,0,30,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Size of loan and maturity are insufficiant,1850000,1690000,642200,608400,83000,101400,152100,20500,2000,1000,3000,0,0,294000,313000,439000,406000,474000,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Access to finance,"Crime, theft and disorder",Practices of competitors in the informal sector,Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Community based organization, -44,Marketing and Operations support, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 139126,126,Grenada,Grenada,Services of motor vehicles,504741,No,-44,-44,-44,-44,Partnership (including limited liability companies), -44,50,100,0,0,0,Predominantly men,No,No,25,Delegates decisions to other partners,10,9,Predominantly men,Male,Male,Male,1984,No,Yes,1984,15,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,3,1,-44,No,-44,-44,-44,-44,Yes,1,1,0,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0, -44,5,55,40,15,Individuals,15,50,35,tyre sales,55,National,5,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,60,40,Yes,14,Yes,Yes,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,Yes,No,Yes,No,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,No obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,-44, -44,Tend to agree,Strongly disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,-44,4000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,11,No,-44,-44,No,-44,0,-44,No,-44,-44,Yes,40,Yes,No,-44,-44,7,23,7,8,5,3,1,1,0,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,7,37000,7,37000,7,42000,1,38000,1,37000,1,42000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,11000,1,10600,1,12900,1,11000,1,10500,1,12200,8,12000,9,10800,9,12900,0,-77,0,-77,0,-77,5,10000,5,9600,5,11400,New production methods, -44,University graduate,Completed college/vocational training,University graduate,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Completed secondary,Started but did not complete college/vocational training,Completed secondary,Completed secondary,-44,-44,Completed secondary,Started but did not complete secondary,Important,Not important,Very important,Very important,Important,Important,Important,Slightly important,Important,Important,Important,Important,Not important,Slightly important,Important,Critical,Very important,Critical,Important,Very important,Critical,Very important,Important,Important,Critical,Slightly important,Very important,Important,Not important,Slightly important,Important,Important,Slightly important,Critical,Critical,Important,Very important,Important,Slightly important,Important,Important,Very important,Very important,Important,Critical,Important,Very important,Critical,Critical,Critical,Critical,Important,Not important,Very important,Not important,Important,Important,Not important,Slightly important,Important,Very important,Important,Slightly important,Slightly important,Very important,Slightly important,Not important,Not important,Very important,Important,Very important,Critical,Critical,Critical,Not important,Slightly important,Slightly important,Important,Slightly important,Important,Not difficult,Very difficult,Slightly difficult,1,25,Slightly difficult,Very difficult,Slightly difficult,0,15,Slightly difficult,Difficult,Very difficult,0,4,Slightly difficult,Slightly difficult,Not difficult,0,1,Not difficult,Not difficult,Difficult,1,4,Slightly difficult,Difficult,Difficult,0,9,Slightly difficult,Slightly difficult,Slightly difficult,0,6,Not difficult,Not difficult,Slightly difficult,0,8,Not difficult,Slightly difficult,Slightly difficult,0,2,Very important,Very important,Very important,Not important,Critical,Not important,Slightly important,Slightly important,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,No obstacle,Major obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Public placement office, 47,No,-44,-44,-44,-44,No,-44,-44,No,The benefits of training are small than the costs,Yes,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Yes,0,100, -44,0,Yes,9,No,60,16,4,0,20,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Interest rates are not favorable,4200000,4820000,1735200,1735200,231000,289200,482000,135000,7000,8000,16000,0,0,733000,1097000,964000,1687000,2458000,No obstacle,Minor obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,Minor obstacle,No obstacle,Minor obstacle,No obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Major obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Yes,Yes,No,No,Yes,Inadequately educated workforce,Practices of competitors in the informal sector,Macroeconomic environment,Moderate obstacle,Yes,Yes,Yes,No,No,No,No,Yes,Large impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Large impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,Moderated impact,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,Yes,Yes,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Truthful,Are estimates computed with some precision, 139144,144,Grenada,Grenada,Non-metallic mineral products,504791,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,100,100,0,0,0,All women,Yes,No,100,Makes major strategic and fiancial decisions,19,3,Predominantly men,Male,Male,Male,1995,Yes,Yes,1994,23,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,2,0,-44,No,-44,-44,-44,-44,Yes,1,0,1,-44,Yes,2,6,2,-44,Yes,1,Yes,Yes,Yes,100,85,100,0,0, -44,10,60,30,5,Others,5,45,50,concrete blocks,90,National,10,Decreased,Remained the same,More than 5,95,5,0,1996,united states,55,canada,10,8,0,0,90,10,No,-44,Yes,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,-44, -44,Strongly disagree,Tend to disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,-44,1500,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,No,Yes,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,4,No,-44,-44,Yes,10,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,9,24,7,8,6,3,1,0,0,2,1,1,0,0,0,0,0,0,0,1,1,0,0,0,0,8,46000,7,46000,6,55000,1,39000,2,38000,1,42000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,11000,1,10000,1,12600,1,13000,1,12900,1,15300,0,-77,0,-77,0,-77,8,13000,8,11600,9,14600,6,10000,7,10100,7,10800,New production methods, -44,Post graduated,Completed college/vocational training,University graduate,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Completed secondary,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,Completed secondary,Completed primary school,Important,Slightly important,Critical,Important,Important,Important,Slightly important,Important,Important,Important,Important,Important,Not important,Not important,Slightly important,Very important,Critical,Critical,Very important,Important,Very important,Critical,Important,Important,Critical,Not important,Slightly important,Very important,Slightly important,Slightly important,Very important,Important,Critical,Critical,Critical,Important,Very important,Important,Slightly important,Important,Very important,Important,Very important,Slightly important,Very important,Important,Critical,Critical,Critical,Critical,Critical,Slightly important,Not important,Important,Not important,Slightly important,Very important,Not important,Important,Slightly important,Very important,Important,Slightly important,Very important,Very important,Not important,Slightly important,Slightly important,Important,Important,Critical,Critical,Critical,Very important,Slightly important,Slightly important,Important,Slightly important,Not important,Slightly important,Not difficult,Almost impossible,Very difficult,1,24,Not difficult,Very difficult,Very difficult,0,6,Slightly difficult,Slightly difficult,Slightly difficult,0,10,Slightly difficult,Slightly difficult,Slightly difficult,0,3,Slightly difficult,Slightly difficult,Slightly difficult,1,5,Difficult,Difficult,Slightly difficult,1,6,Not difficult,Difficult,Slightly difficult,1,6,Slightly difficult,Slightly difficult,Slightly difficult,0,6,Not difficult,Not difficult,Not difficult,0,2,Very important,Very important,Important,Not important,Very important,Not important,Slightly important,Not important,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,No obstacle,Major obstacle,Minor obstacle,Minor obstacle,No obstacle,Public placement office, 97,Yes to fire,No,-44,Yes,1,No,-44,-44,No,Other,Yes,Major obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,No obstacle,Minor obstacle,Yes,0,100, -44,0,No,-44,No,60,0,0,0,20,0,0,0,0,0,0,20,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Interest rates are not favorable,870000,810000,291600,275400,28000,19000,32000,45000,1000,1000,0,0,0,666000,1295000,912000,1905000,2371000,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,No obstacle,Minor obstacle,No obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,Access to finance,Corruption,Political environment,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,International organization, -44,Human resources Support, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 139116,116,Grenada,Grenada,Food,504792,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,70,100,0,0,0,Predominantly women,Yes,Yes,70,Makes decisions in consultation with other partners,8,6,Predominantly men,Male,Female,Female,1800,No,Yes,1966,27,Yes,58,No,No,-44,-44,No,-44,-44,Yes,26,No,Yes,3,2,0,-44,No,-44,-44,-44,-44,Yes,4,4,0,-44,No,-44,-44,-44,-44,Yes,1,Yes,Yes,Yes,100,75,145,0,0, -44,20,65,15,5,Large private firms (more than 100 employees),25,55,20,rum,50,National,30,Increased,Remained the same,2-5,80,20,0,1801,united states,35,canada,10,17,0,0,30,70,Yes,5,Yes,Yes,No,Yes,Yes,No,Yes,Laboratory or research center, -44,No,No,Yes,Yes,No,Yes,Yes,Yes,No,Yes,Yes,Yes,No,Yes,Yes,Yes,Yes,No,No, -44,Important,Important,Very Important,Very Important,Important,Important,Very Important,Yes,50,Yes,50,No,-44,Yes,Yes,20000,-44,No,No,Yes,No,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Major obstacle,Moderate obstacle,-44, -44,Strongly agree,Tend to agree,Tend to disagree,Tend to agree,Yes,No,-44,-44,-44,-44,Yes,3,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,During working hours,Baseball bat,Goods or stock,200,Gang related,No,No,Offenders rarely caught or prosecuted,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,3,During working hours,Other,Other company property,5000,Other,Yes,No,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,Yes,No,Yes,No,-44,-44,No,-44,-44,Yes,Yes,Yes,10,No,-44,-44,No,-44,0,-44,No,-44,-44,Yes,60,No,Yes,60,2,9,25,8,8,6,3,6,2,1,1,5,3,1,1,0,1,0,0,0,1,1,1,1,0,3,11,40000,11,39000,10,45000,1,27000,1,26000,1,30000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,13000,1,12200,1,14700,1,12000,1,11900,1,13300,0,-77,0,-77,0,-77,9,13000,9,11700,8,15300,7,10000,8,8900,7,11600,Increase/decreased demand for goods, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Completed secondary,Completed secondary,Started but did not complete secondary,Important,Important,Critical,Important,Important,Very important,Very important,Important,Important,Important,Important,Important,Not important,Slightly important,Important,Critical,Very important,Critical,Important,Important,Critical,Very important,Important,Slightly important,Very important,Not important,Slightly important,Important,Not important,Not important,Important,Very important,Important,Critical,Critical,Very important,Very important,Important,Important,Very important,Important,Important,Critical,Important,Critical,Important,Critical,Critical,Very important,Very important,Critical,Slightly important,Not important,Very important,Not important,Important,Very important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Slightly important,Not important,Slightly important,Important,Important,Very important,Critical,Very important,Critical,Slightly important,Slightly important,Very important,Very important,Slightly important,Slightly important,Not difficult,Very difficult,Slightly difficult,2,14,Slightly difficult,Difficult,Very difficult,1,11,Slightly difficult,Slightly difficult,Difficult,1,2,Slightly difficult,Slightly difficult,Not difficult,1,3,Slightly difficult,Slightly difficult,Difficult,1,5,Not difficult,Difficult,Slightly difficult,0,6,Not difficult,Slightly difficult,Difficult,1,2,Not difficult,Slightly difficult,Slightly difficult,1,5,Not difficult,Not difficult,Not difficult,0,1,Important,Very important,Very important,Not important,Critical,Slightly important,Slightly important,Slightly important,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,Public announcement/advertisement, 98,No,-44,-44,-44,-44,Yes,0,2,Yes,-44,Yes,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Yes,0,100, -44,0,Yes,10,Yes,60,24,6,0,10,0,0,0,0,0,0,0,0, -44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Line of credit,2011,50000,13,54,"Non-Bank financial institutions (microfinance institutions,",Yes,Yes,No,No,No,-44, -44,175,Yes,5,4,Incompleteness of loan application,-44,2010000,2620000,864600,812200,131000,157200,63000,88000,0,0,0,210000,0,862000,10144000,1120000,12840000,2654000,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,No,Yes,Yes,No,No,No,No,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Yes,No,No,No,No,Inadequately educated workforce,Practices of competitors in the informal sector,Customs and Trade Regulations,Moderate obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Community based organization, -44,"General management, Business development and Strategies supp", -44,Yes,No,No,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 13997,97,Grenada,Grenada,Retail,504764,No,-44,-44,-44,-44,Partnership (including limited liability companies), -44,50,100,0,0,0,Equally men and women,No,No,15,Delegates decisions to other partners,6,2,Predominantly women,Male,Female,Male,1983,No,Yes,1983,11,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,2,1,-44,No,-44,-44,-44,-44,Yes,1,3,1,-44,No,-44,-44,-44,-44,Yes,85,Yes,No,Yes,0,-44,-44,100,0, -44,35,60,5,0,Large private firms (more than 100 employees),40,60,0,goods,95,Local,5,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,45,55,Yes,11,Yes,No,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Major obstacle,Minor obstacle,No obstacle,Major obstacle,Moderate obstacle,No obstacle,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,No,Yes,No,No,-44,-44,No,-44,-44,No,Yes,No,5,Yes,1,Yes,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,10,26,8,9,6,3,5,4,3,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,8,51000,7,49000,7,57000,1,26000,1,23000,1,29000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,10000,1,9600,1,11800,1,11000,1,10100,1,12000,9,11000,10,10100,10,12700,0,-77,0,-77,0,-77,6,10000,6,9900,6,11100,-44, -44,University graduate,University graduate,University graduate,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed college/vocational training,-44,-44,Completed secondary,Completed primary school,Very important,Not important,Critical,Very important,Very important,Important,Very important,Slightly important,Important,Important,Important,Slightly important,Not important,Slightly important,Important,Critical,Very important,Very important,Slightly important,Important,Critical,Very important,Important,Important,Critical,Slightly important,Important,Slightly important,Not important,Not important,Important,Important,Important,Critical,Critical,Important,Very important,Very important,Important,Important,Important,Important,Very important,Slightly important,Critical,Important,Critical,Critical,Very important,Critical,Very important,Important,Not important,Very important,Slightly important,Important,Important,Slightly important,Slightly important,Slightly important,Very important,Very important,Slightly important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Very important,Important,Critical,Critical,Critical,Critical,Not important,Slightly important,Very important,Important,Slightly important,Slightly important,Slightly difficult,Very difficult,Slightly difficult,1,8,Not difficult,Very difficult,Difficult,1,11,Slightly difficult,Difficult,Difficult,0,6,Slightly difficult,Not difficult,Slightly difficult,0,1,Slightly difficult,Slightly difficult,Not difficult,0,6,Difficult,Difficult,Difficult,0,6,Not difficult,Slightly difficult,Slightly difficult,1,9,Slightly difficult,Not difficult,Not difficult,0,8,Not difficult,Not difficult,Not difficult,1,2,Very important,Important,Important,Slightly important,Very important,Not important,Slightly important,Not important,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,Private placement office, 70,No,-44,-44,-44,-44,No,-44,-44,No,The firm is affraid of investing in workers that after the t,Yes,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,No obstacle,No obstacle,No,0,100, -44,0,No,-44,No,90,0,0,0,10,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,Yes,Line of credit,2011,10000,15,30,Other,Yes,Yes,Yes,No,Yes,No, -44,125,Yes,2,1,Incompleteness of loan application,-44,2240000,3220000,1062600,1030400,68000,128800,289800,38500,7000,2000,6000,0,0,713000,967000,902000,1224000,2075000,Very severe obstacle,Very severe obstacle,Major obstacle,Major obstacle,No,Yes,Yes,Yes,No,Yes,No,Very severe obstacle,Major obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Major obstacle,Yes,Yes,Yes,No,No,Customs and Trade Regulations,Tax Rates,Electricity,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not aware of this type of assistance and don't know it advan, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 13966,66,Grenada,Grenada,Services of motor vehicles,504748,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,1980,No,Yes,1990,12,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,4,2,1,-44,No,-44,-44,-44,-44,Yes,3,Yes,No,Yes,0,-44,-44,100,0, -44,15,40,45,0,Large private firms (more than 100 employees),40,50,10,petroleum products,75,Local,5,Increased,Increased,More than 5,100,0,15,-44,-44,-44,-44,-44,-44,-44,-44,75,25,Yes,9,No,No,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to agree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,-44,150000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,No,No,No,No,-44,-44,No,-44,-44,No,Yes,No,5,No,-44,-44,Yes,5,0,-44,Yes,5,Yes,Yes,365,No,No,-44,-44,7,26,8,9,6,3,0,0,4,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,8,43000,7,41000,7,47000,1,24000,1,24000,1,27000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,13000,1,12500,1,15300,1,12000,1,12000,1,14000,9,9300,10,8800,9,10900,0,-77,0,-77,0,-77,6,11000,6,10400,6,12700,-44, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Completed secondary,Completed secondary,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed primary school,Important,Slightly important,Critical,Very important,Important,Important,Slightly important,Important,Important,Important,Important,Slightly important,Not important,Slightly important,Important,Very important,Critical,Critical,Slightly important,Slightly important,Critical,Critical,Important,Important,Critical,Not important,Very important,Slightly important,Slightly important,Slightly important,Critical,Slightly important,Important,Critical,Very important,Very important,Very important,Very important,Very important,Important,Important,Important,Very important,Important,Very important,Important,Critical,Critical,Critical,Critical,Critical,Not important,Not important,Slightly important,Not important,Important,Important,Not important,Slightly important,Slightly important,Slightly important,Very important,Important,Slightly important,Important,Not important,Not important,Slightly important,Important,Very important,Critical,Critical,Critical,Very important,Slightly important,Slightly important,Important,Important,Not important,Not important,Not difficult,Very difficult,Difficult,1,16,Not difficult,Difficult,Difficult,0,6,Not difficult,Slightly difficult,Difficult,1,7,Slightly difficult,Slightly difficult,Slightly difficult,0,3,Slightly difficult,Slightly difficult,Slightly difficult,1,6,Slightly difficult,Slightly difficult,Slightly difficult,0,6,Not difficult,Difficult,Slightly difficult,1,2,Slightly difficult,Not difficult,Not difficult,0,3,Not difficult,Slightly difficult,Not difficult,0,1,Important,Very important,Very important,Not important,Very important,Not important,Not important,Not important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,Private placement office, 54,No,-44,-44,-44,-44,Yes,4,2,No,The benefits of training are small than the costs,Yes,Very severe obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No,0,100, -44,0,Yes,15,Yes,65,20,5,0,10,0,0,0,0,0,0,0,0, -44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Line of credit,2010,15000000,11,18,"Non-Bank financial institutions (microfinance institutions,",Yes,Yes,Yes,Yes,No,No, -44,100,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,18200000,19420000,5243400,6214400,330000,1165200,189000,116500,13000,22000,14000,388000,0,3915000,2651000,5438000,4078000,6471000,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,-44,-44,-44,-44,-44,"Crime, theft and disorder",Customs and Trade Regulations,Telecommunications,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are taken directly from the establishment's records, 13992,92,Grenada,Grenada,Retail,504689,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,60,100,0,0,0,Predominantly women,Yes,No,60,Makes decisions in consultation with other partners,17,3,Predominantly men,Male,Male,Male,1968,No,Yes,1968,9,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,2,1,-44,No,-44,-44,-44,-44,Yes,1,2,0,-44,Yes,2,4,2,-44,Yes,9,Yes,No,Yes,0,-44,-44,100,0, -44,5,55,40,0,Small private firms (less than 20 employees),40,60,0,spare parts,75,Local,5,Decreased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,70,30,Yes,6,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,Yes,No,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,No obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Very severe obstacle,-44, -44,Tend to agree,Tend to disagree,Strongly disagree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,-44,72000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,8,Yes,1,No,No,-44,0,-44,Yes,15,No,No,-44,-44,No,-44,-44,7,26,8,9,6,3,4,3,2,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,8,64000,8,58000,7,76000,1,29000,2,28000,1,33000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,10000,1,9500,1,11000,1,12000,1,11100,1,14000,9,13000,9,12500,10,14600,0,-77,0,-77,0,-77,6,10000,7,10100,6,10800,Increase/decreased demand for goods, -44,University graduate,University graduate,University graduate,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,-44,-44,Completed secondary,Completed secondary,Important,Important,Very important,Very important,Very important,Important,Slightly important,Important,Slightly important,Important,Slightly important,Important,Slightly important,Slightly important,Important,Very important,Very important,Very important,Slightly important,Important,Very important,Critical,Very important,Important,Critical,Not important,Slightly important,Slightly important,Slightly important,Not important,Important,Slightly important,Important,Critical,Very important,Slightly important,Very important,Very important,Very important,Very important,Very important,Important,Critical,Slightly important,Critical,Very important,Critical,Critical,Very important,Critical,Critical,Slightly important,Not important,Slightly important,Not important,Important,Important,Slightly important,Not important,Important,Important,Important,Important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Important,Important,Very important,Critical,Critical,Very important,Important,Slightly important,Important,Slightly important,Not important,Not important,Not difficult,Very difficult,Difficult,1,20,Slightly difficult,Very difficult,Difficult,0,9,Not difficult,Difficult,Slightly difficult,1,5,Not difficult,Slightly difficult,Slightly difficult,1,2,Slightly difficult,Not difficult,Slightly difficult,0,3,Slightly difficult,Very difficult,Difficult,1,3,Not difficult,Very difficult,Slightly difficult,0,7,Not difficult,Slightly difficult,Difficult,1,2,Not difficult,Not difficult,Not difficult,0,2,Very important,Critical,Important,Important,Slightly important,Slightly important,Not important,Not important,No obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,Public placement office, -5,No,-44,-44,-44,-44,Yes,1,2,No,The firm cannot afford the optimal level of training,Yes,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,No obstacle,Yes,0,100, -44,0,Yes,5,No,30,24,6,20,10,0,10,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Did not think it would be approved,11750000,10820000,3787000,3570600,87000,432800,1082000,259500,42000,47000,36000,0,0,1595000,2802000,2380000,4003000,3237000,Major obstacle,Major obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,Major obstacle,Minor obstacle,No obstacle,No obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Access to finance,Customs and Trade Regulations,Electricity,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not aware of this type of assistance and don't know it advan, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 139129,129,Grenada,Grenada,Food,504801,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All women,Yes,Not applicable,100,Delegates decisions to other partners,11,4,All men,Male,Male,Male,2000,Yes,Yes,2000,17,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,6,4,0,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,100,75,95,0,0, -44,0,65,35,4,Others,15,50,35,wine,75,National,15,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,10,90,Yes,4,Yes,Yes,No,No,Yes,No,Yes,Competitor, -44,No,Yes,Yes,No,Yes,No,-44,-44,-44,-44,Yes,No,No,No,No,Yes,Yes,No,No, -44,Important,Important,Important,Critical,Important,Very Important,Slightly important,Yes,70,Yes,30,No,-44,Yes,No,0,-44,No,Yes,Yes,No,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,-44,40000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,10000,3000,Yes,Yes,No,No,No,No,-44,-44,No,-44,-44,No,Yes,No,0,Yes,3,No,No,-44,0,-44,Yes,10,No,No,-44,-44,No,-44,-44,10,27,8,9,6,4,0,3,2,2,18,6,6,4,2,0,2,1,1,2,1,2,4,1,3,14,44000,13,41000,13,52000,1,36000,2,34000,1,42000,1,36000,2,36000,1,40000,1,12000,1,12000,1,14000,2,11000,2,9800,2,12900,1,13000,1,13100,1,15400,0,-77,0,-77,0,-77,15,11000,16,11200,15,12700,10,10000,10,9900,10,11900,Increase demand for higher quality product, -44,University graduate,University graduate,Post graduated,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,Completed secondary,Completed secondary,Very important,Not important,Critical,Important,Important,Important,Important,Slightly important,Important,Important,Important,Important,Slightly important,Slightly important,Slightly important,Very important,Critical,Very important,Important,Very important,Critical,Very important,Important,Very important,Critical,Slightly important,Very important,Very important,Slightly important,Not important,Important,Important,Important,Critical,Very important,Very important,Very important,Important,Very important,Very important,Slightly important,Very important,Very important,Important,Very important,Important,Critical,Very important,Critical,Very important,Critical,Slightly important,Not important,Important,Not important,Slightly important,Important,Not important,Slightly important,Not important,Very important,Slightly important,Important,Slightly important,Very important,Not important,Not important,Slightly important,Important,Important,Very important,Critical,Critical,Very important,Not important,Slightly important,Important,Very important,Not important,Slightly important,Not difficult,Very difficult,Difficult,2,17,Not difficult,Very difficult,Difficult,1,9,Not difficult,Slightly difficult,Slightly difficult,0,8,Not difficult,Not difficult,Slightly difficult,0,1,Slightly difficult,Slightly difficult,Not difficult,0,4,Not difficult,Difficult,Difficult,1,6,Not difficult,Difficult,Slightly difficult,1,4,Not difficult,Slightly difficult,Not difficult,2,2,Not difficult,Not difficult,Not difficult,1,1,Very important,Very important,Very important,Important,Critical,Not important,Slightly important,Not important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,No obstacle,Moderate obstacle,No obstacle,Minor obstacle,Public placement office, 107,No,-44,-44,-44,-44,No,-44,-44,No,The firm cannot afford the optimal level of training,Yes,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,No,0,100, -44,0,Yes,11,Yes,15,48,12,0,25,0,0,0,0,0,0,0,0, -44,25,37.5,0,37.5,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Line of credit,2007,40000,15,60,Private commercial banks,Yes,No,No,No,No,No, -44,150,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,360000,540000,160000,162000,23000,3000,48600,13000,0,0,0,0,43000,47000,180000,65000,268000,131000,No obstacle,No obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Minor obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,Customs and Trade Regulations,Tax Rates,Transportation,No obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Local business association, -44,technological and Innovation Support, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,Yes,No,Yes,Yes,No,Yes,No,-44,-44,Somewhat truthful,Are taken directly from the establishment's records, 13994,94,Grenada,Grenada,Hotel and restaurants,504743,Yes,4,Establishment physically separated from HQ and other establi,No,4,Partnership (including limited liability companies), -44,75,0,100,0,0,Predominantly men,No,Yes,10,Delegates decisions to other partners,9,2,Predominantly men,Male,Male,Male,1999,Yes,Yes,1999,14,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,2,1,-44,Yes,3,0,0,-44,Yes,4,2,0,-44,Yes,1,4,2,-44,Yes,2,Yes,Yes,Yes,0,-44,-44,100,0, -44,15,45,40,10,Large private firms (more than 100 employees),15,50,35,food and beverage,85,National,5,Decreased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,60,40,No,-44,Yes,No,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,Yes,No,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,Major obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,-44, -44,Tend to disagree,Strongly disagree,Tend to agree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,-44,5000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,40000,1000,Yes,Yes,No,Yes,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,15,29,8,10,7,4,0,0,6,2,4,3,1,0,0,0,0,0,0,1,1,1,0,0,3,11,57000,10,51000,9,65000,1,38000,2,34000,1,41000,1,23000,1,23000,1,25000,1,12000,1,11000,1,13000,1,11000,1,11100,1,12600,0,-77,0,-77,0,-77,11,11000,11,9900,11,12900,0,-77,0,-77,0,-77,7,10000,8,9200,7,11200,Increase/decreased demand for goods, -44,University graduate,Completed secondary,Post graduated,University graduate,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed secondary,Important,Not important,Critical,Important,Very important,Important,Slightly important,Important,Important,Important,Slightly important,Important,Not important,Slightly important,Slightly important,Very important,Critical,Critical,Very important,Important,Very important,Critical,Very important,Important,Critical,Slightly important,Important,Important,Slightly important,Slightly important,Important,Important,Important,Very important,Critical,Very important,Very important,Important,Slightly important,Slightly important,Very important,Important,Very important,Not important,Critical,Slightly important,Critical,Critical,Very important,Very important,Critical,Slightly important,Slightly important,Slightly important,Not important,Important,Important,Not important,Slightly important,Important,Important,Important,Slightly important,Important,Very important,Not important,Slightly important,Slightly important,Very important,Very important,Critical,Critical,Critical,Very important,Not important,Slightly important,Slightly important,Important,Not important,Not important,Not difficult,Very difficult,Difficult,2,18,Not difficult,Very difficult,Difficult,0,4,Slightly difficult,Slightly difficult,Slightly difficult,0,9,Not difficult,Slightly difficult,Slightly difficult,1,2,Not difficult,Slightly difficult,Slightly difficult,0,5,Slightly difficult,Slightly difficult,Difficult,1,2,Slightly difficult,Very difficult,Difficult,2,6,Not difficult,Not difficult,Slightly difficult,1,7,Not difficult,Not difficult,Not difficult,1,1,Important,Critical,Very important,Not important,Very important,Not important,Not important,Not important,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Major obstacle,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Private placement office, 49,No,-44,-44,-44,-44,Yes,4,2,No,The firm cannot afford the optimal level of training,Yes,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Yes,0,100, -44,0,Yes,14,Yes,75,0,0,0,25,0,0,0,0,0,0,0,0, -44,75,12.5,0,12.5,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Loan,2010,60000,10,48,Private commercial banks,Yes,Yes,No,No,Yes,-44, -44,150,Yes,3,3,Insufficient profitability,-44,930000,800000,272000,240000,16000,32000,113000,17000,1000,2000,1000,64000,0,109000,174000,176000,248000,220000,No obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,Minor obstacle,Very severe obstacle,Minor obstacle,No obstacle,Moderate obstacle,Major obstacle,Minor obstacle,No obstacle,No obstacle,Very severe obstacle,No obstacle,-44,-44,-44,-44,-44,Access to finance,"Crime, theft and disorder",Labor Regulations,No obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Local business association, -44,Marketing and Operations support, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 139134,134,Grenada,Grenada,Retail,504701,No,-44,-44,-44,-44,Limited partnership, -44,50,100,0,0,0,Predominantly men,No,Yes,15,Makes decisions in consultation with other partners,13,7,Equally men and women,Male,Female,Female,1966,No,Yes,1969,11,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,3,1,-44,Yes,3,0,0,-44,Yes,3,1,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,15,50,35,0,Small private firms (less than 20 employees),10,65,25,"lumber, cement and harware pro",70,Local,15,Increased,Increased,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,80,20,Yes,20,No,No,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,Yes,No,Yes,No,Moderate obstacle,Moderate obstacle,No obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to agree,Tend to disagree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,26,Yes,1,No,No,-44,0,-44,Yes,5,Yes,No,-44,-44,No,-44,-44,4,32,9,11,8,4,3,3,2,2,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,9,52000,9,52000,9,57000,1,33000,1,30000,1,38000,1,34000,1,32000,1,37000,1,12000,1,11000,1,13000,1,13000,1,12100,1,14000,0,-77,0,-77,0,-77,11,12000,10,11600,11,14000,0,-77,0,-77,0,-77,8,11000,9,9900,8,12000,-44, -44,University graduate,Post graduated,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed primary school,Important,Important,Very important,Important,Important,Very important,Slightly important,Slightly important,Important,Very important,Important,Slightly important,Slightly important,Slightly important,Important,Very important,Very important,Critical,Important,Important,Very important,Critical,Important,Important,Critical,Not important,Slightly important,Very important,Slightly important,Slightly important,Very important,Important,Critical,Critical,Critical,Very important,Very important,Very important,Very important,Important,Important,Important,Critical,Important,Critical,Very important,Critical,Very important,Very important,Critical,Critical,Slightly important,Not important,Important,Not important,Important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Important,Very important,Important,Not important,Slightly important,Slightly important,Important,Important,Critical,Critical,Critical,Very important,Slightly important,Slightly important,Important,Important,Slightly important,Important,Slightly difficult,Almost impossible,Difficult,1,13,Slightly difficult,Very difficult,Difficult,0,8,Not difficult,Difficult,Slightly difficult,1,6,Not difficult,Not difficult,Slightly difficult,1,3,Not difficult,Slightly difficult,Slightly difficult,1,3,Slightly difficult,Difficult,Slightly difficult,1,2,Not difficult,Slightly difficult,Slightly difficult,2,5,Not difficult,Not difficult,Slightly difficult,1,3,Not difficult,Not difficult,Not difficult,1,2,Very important,Very important,Not important,Important,Critical,Not important,Not important,Not important,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,Private placement office, 7,No,-44,-44,-44,-44,No,-44,-44,No,The firm cannot afford the optimal level of training,Yes,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Yes,0,100, -44,0,Yes,7,No,25,20,5,0,25,0,25,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,Yes,Line of credit,2010,10000,15,48,Other,Yes,No,No,Yes,No,No, -44,125,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,4000000,5420000,1680200,1626000,54000,379400,116000,124500,24000,14000,14000,0,0,846000,1283000,1084000,2005000,1453000,No obstacle,No obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,Minor obstacle,No obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Yes,No,No,Yes,No,Practices of competitors in the informal sector,Tax Rates,Electricity,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Truthful,Are taken directly from the establishment's records, 13993,93,Grenada,Grenada,Transport,504698,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,85,0,100,0,0,Predominantly men,No,No,11,Delegates decisions to other partners,11,1,Equally men and women,Male,Male,Male,1969,No,Yes,1969,22,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,1,0,-44,Yes,3,0,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0, -44,20,45,35,4,Your parent company or affiliated establishments,30,50,20,shipping services,100,National,5,Increased,Remained the same,More than 5,95,5,5,1970,united states,45,dominica,20,8,0,4,65,35,Yes,14,No,No,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,Yes,No,No,No,Moderate obstacle,No obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,-44, -44,Strongly disagree,Tend to disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,18,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,2,During working hours,Firearm/gun,Other company property,20000,Gang related,Yes,Yes,-44,Yes,1,During working hours,Firearm/gun,Money,50,Group of criminals,No,No,Police could not have done anything,Yes,4,Outside working hours,Other,Goods or stock,200,Gang related,No,No,Tried to/was unable to contact the police,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,Yes,No,Yes,No,-44,-44,No,-44,-44,Yes,No,Yes,17,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,0,2,40,32,9,11,8,4,1,1,1,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,9,47000,9,43000,8,51000,1,33000,1,33000,1,38000,1,36000,2,32000,1,39000,1,13000,1,12000,1,14000,1,12000,1,12100,1,13600,0,-77,0,-77,0,-77,11,13000,12,12300,12,14400,0,-77,0,-77,0,-77,8,10000,9,9000,8,10900,Increase/decreased demand for goods, -44,University graduate,Completed college/vocational training,University graduate,University graduate,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed secondary,Important,Slightly important,Critical,Important,Very important,Important,Important,Important,Important,Important,Important,Important,Not important,Not important,Important,Critical,Very important,Very important,Important,Important,Critical,Critical,Important,Slightly important,Very important,Slightly important,Important,Very important,Not important,Slightly important,Slightly important,Important,Important,Critical,Critical,Very important,Very important,Important,Important,Important,Important,Important,Critical,Important,Critical,Important,Very important,Critical,Very important,Critical,Critical,Not important,Not important,Important,Not important,Very important,Important,Slightly important,Not important,Slightly important,Important,Important,Slightly important,Slightly important,Important,Not important,Slightly important,Slightly important,Important,Important,Very important,Critical,Very important,Very important,Not important,Slightly important,Important,Important,Slightly important,Not important,Not difficult,Very difficult,Slightly difficult,1,8,Not difficult,Very difficult,Difficult,0,14,Slightly difficult,Difficult,Difficult,1,3,Slightly difficult,Difficult,Slightly difficult,1,1,Slightly difficult,Not difficult,Difficult,1,3,Slightly difficult,Difficult,Difficult,0,5,Difficult,Difficult,Difficult,2,7,Not difficult,Slightly difficult,Slightly difficult,1,4,Not difficult,Not difficult,Slightly difficult,0,1,Very important,Important,Not important,Slightly important,Very important,Not important,Not important,Not important,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,No obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,Private placement office, 4,No,-44,-44,-44,-44,Yes,0,2,No,Other,Yes,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Yes,0,100, -44,0,No,-44,No,75,0,0,0,25,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Size of loan and maturity are insufficiant,6000000,7550000,2114000,2114000,604000,377500,679500,143500,29000,26000,13000,0,0,1296000,1199000,1963000,1737000,4750000,No obstacle,Minor obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,Minor obstacle,No obstacle,Very severe obstacle,Major obstacle,No obstacle,Moderate obstacle,No obstacle,No obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Minor obstacle,-44,-44,-44,-44,-44,Access to finance,"Crime, theft and disorder",Labor Regulations,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Already used this type of assistance in the past and wasn't, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Yes,No,Yes,Truthful,Are taken directly from the establishment's records, 13971,71,Grenada,Grenada,Hotel and restaurants,504760,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,33,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,1978,Yes,Yes,1978,41,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,0,1,0,-44,No,-44,-44,-44,-44,Yes,1,1,0,-44,No,-44,-44,-44,-44,Yes,1,Yes,Yes,Yes,0,-44,-44,100,0, -44,0,45,55,10,Large private firms (more than 100 employees),20,45,35,accomodation,70,National,15,Remained the same,Remained the same,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,75,25,Yes,1,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,Yes,No,No,No,Very severe obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,-44, -44,Tend to disagree,Strongly disagree,Tend to disagree,Tend to agree,Yes,No,-44,-44,-44,-44,Yes,-44,82969,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,15000,7000,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,No,-44,-44,No,-44,0,-44,Yes,13,Yes,No,-44,-44,No,-44,-44,30,33,10,11,8,4,0,0,6,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,10,62000,10,56000,9,72000,1,26000,2,25000,1,31000,1,26000,2,25000,1,29000,1,12000,1,11000,1,14000,1,13000,1,12600,1,15200,0,-77,0,-77,0,-77,11,9500,10,8800,11,11300,0,-77,0,-77,0,-77,8,11000,8,10600,7,12100,Increase/decreased demand for goods, -44,University graduate,Completed secondary,University graduate,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed secondary,Important,Slightly important,Critical,Very important,Very important,Important,Slightly important,Slightly important,Very important,Important,Important,Important,Not important,Slightly important,Important,Critical,Critical,Critical,Slightly important,Important,Critical,Critical,Important,Important,Critical,Slightly important,Slightly important,Very important,Not important,Not important,Critical,Slightly important,Critical,Critical,Very important,Important,Important,Important,Important,Slightly important,Important,Important,Very important,Important,Critical,Important,Critical,Critical,Very important,Very important,Critical,Not important,Not important,Very important,Not important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Very important,Important,Slightly important,Very important,Important,Not important,Slightly important,Slightly important,Very important,Very important,Very important,Critical,Very important,Very important,Slightly important,Not important,Important,Slightly important,Not important,Not important,Slightly difficult,Very difficult,Slightly difficult,1,22,Not difficult,Very difficult,Difficult,1,6,Slightly difficult,Difficult,Difficult,0,5,Not difficult,Slightly difficult,Not difficult,1,1,Slightly difficult,Slightly difficult,Not difficult,0,3,Not difficult,Difficult,Difficult,0,8,Not difficult,Difficult,Slightly difficult,2,4,Slightly difficult,Difficult,Slightly difficult,1,2,Not difficult,Not difficult,Not difficult,1,1,Very important,Critical,Very important,Not important,Important,Not important,Slightly important,Not important,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,No obstacle,No obstacle,No obstacle,Public placement office, 66,No,-44,-44,-44,-44,Yes,3,2,No,Other,Yes,Very severe obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,No obstacle,Minor obstacle,Yes,0,100, -44,0,Yes,14,Yes,15,56,14,0,15,0,0,0,0,0,0,0,0, -44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Line of credit,2012,20000,14,24,Other,Yes,Yes,Yes,No,No,No, -44,200,Yes,3,2,Incompleteness of loan application,-44,1860000,1860000,280000,502200,35000,93000,264000,37000,4000,7000,4000,0,74000,361000,456000,502000,577000,693000,Minor obstacle,Major obstacle,Minor obstacle,Major obstacle,No,No,Yes,Yes,Yes,No,No,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Moderate obstacle,No obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Access to land for expansion / relocation,Electricity,Moderate obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Local business association, -44,Marketing and Operations support, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,Somewhat truthful,Are estimates computed with some precision, 1396,6,Grenada,Grenada,Hotel and restaurants,504740,No,-44,-44,-44,-44,Partnership (including limited liability companies), -44,50,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Male,1990,Yes,Yes,1990,47,Yes,45,No,No,-44,-44,Yes,13,No,No,-44,-44,Yes,9,3,1,-44,No,-44,-44,-44,-44,Yes,4,3,1,-44,No,-44,-44,-44,-44,Yes,5,Yes,Yes,Yes,0,-44,-44,100,0, -44,40,45,15,5,Medium private firms (20-100 employees),5,70,25,inflight catering,60,International,10,Increased,Remained the same,More than 5,40,60,0,1991,united states,15,netherlands,10,9,0,0,35,65,Yes,5,Yes,No,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Major obstacle,Major obstacle,Very severe obstacle,No obstacle,No obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,-44, -44,Tend to disagree,Strongly disagree,Strongly disagree,Tend to disagree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,0,0,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,10,Yes,3,No,Yes,0,0,-44,Yes,5,Yes,No,-44,-44,No,-44,-44,12,35,10,12,8,5,10,0,8,1,2,2,0,0,0,0,0,0,0,1,1,0,0,0,0,12,63000,12,56000,12,75000,1,26000,2,24000,1,30000,1,29000,2,26000,1,31000,1,12000,1,12000,1,14000,2,11000,2,11100,2,12200,0,-77,0,-77,0,-77,12,9100,13,8900,14,9800,0,-77,0,-77,0,-77,8,10000,8,9500,7,11800,Economic upturn/downturn, -44,University graduate,Completed college/vocational training,University graduate,Post graduated,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed secondary,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Very important,Important,Critical,Very important,Important,Important,Slightly important,Slightly important,Important,Very important,Important,Important,Slightly important,Slightly important,Important,Very important,Critical,Critical,Important,Important,Critical,Critical,Slightly important,Important,Critical,Slightly important,Very important,Slightly important,Slightly important,Slightly important,Important,Important,Critical,Very important,Critical,Important,Very important,Important,Slightly important,Very important,Important,Slightly important,Very important,Important,Very important,Important,Critical,Very important,Very important,Very important,Critical,Not important,Not important,Very important,Not important,Very important,Important,Not important,Not important,Not important,Very important,Slightly important,Slightly important,Very important,Important,Not important,Slightly important,Slightly important,Important,Important,Very important,Critical,Critical,Very important,Not important,Slightly important,Very important,Very important,Important,Slightly important,Not difficult,Almost impossible,Difficult,2,9,Slightly difficult,Difficult,Very difficult,0,12,Slightly difficult,Difficult,Slightly difficult,1,9,Slightly difficult,Slightly difficult,Slightly difficult,0,1,Slightly difficult,Slightly difficult,Difficult,1,6,Not difficult,Slightly difficult,Slightly difficult,1,5,Not difficult,Very difficult,Slightly difficult,2,3,Not difficult,Slightly difficult,Slightly difficult,0,6,Slightly difficult,Not difficult,Not difficult,0,1,Very important,Very important,Not important,Slightly important,Critical,Slightly important,Not important,Not important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,Public announcement/advertisement, 46,No,-44,-44,-44,-44,Yes,4,2,No,The firm does not have enough information about training pro,Yes,Major obstacle,Very severe obstacle,Moderate obstacle,Very severe obstacle,No obstacle,Minor obstacle,Yes,0,100, -44,0,Yes,10,No,80,0,0,0,20,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Other,2720000,3250000,320000,877500,127000,97500,357500,62000,4000,4000,7000,0,0,561000,778000,813000,1235000,1862000,No obstacle,Minor obstacle,No obstacle,Major obstacle,No,Yes,Yes,No,No,No,No,No obstacle,Minor obstacle,Minor obstacle,No obstacle,Major obstacle,No obstacle,Minor obstacle,Major obstacle,No obstacle,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Cost of finance,Access to land for expansion / relocation,Moderate obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Community based organization, -44,"General management, Business development and Strategies supp", -44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 139136,136,Grenada,Grenada,Construction,504770,Yes,2,Headquarters with no production/no sales at this location,No,2,Sole proprietorship, -44,100,100,0,0,0,All women,Yes,Not applicable,100,Makes decisions in consultation with other partners,13,3,Predominantly men,Female,Male,Male,1975,No,Yes,1975,37,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,2,1,-44,No,-44,-44,-44,-44,Yes,5,1,1,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,0,50,50,0,Government or government agencies (including state-owned ent,0,65,35,concrete,95,National,15,Increased,Remained the same,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,50,50,Yes,13,Yes,No,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,Yes,No,No,No,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,-44, -44,Strongly disagree,Tend to agree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,15,Yes,1,Yes,Yes,5,.5,-44,No,-44,-44,Yes,35,No,No,-44,-44,6,36,10,12,9,5,1,3,2,4,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,10,47000,9,43000,8,53000,1,24000,1,21000,1,29000,1,36000,1,36000,1,42000,1,10000,1,9000,1,11000,2,13000,2,11600,2,15300,0,-77,0,-77,0,-77,12,11000,13,10600,12,12600,0,-77,0,-77,0,-77,9,10000,9,9600,10,11200,-44, -44,Post graduated,Post graduated,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Completed secondary,-44,-44,Completed secondary,Completed secondary,Important,Slightly important,Critical,Very important,Important,Important,Slightly important,Important,Important,Very important,Important,Important,Slightly important,Not important,Very important,Critical,Critical,Very important,Important,Important,Critical,Very important,Important,Important,Critical,Slightly important,Very important,Slightly important,Slightly important,Not important,Critical,Important,Important,Very important,Very important,Important,Very important,Important,Important,Very important,Very important,Very important,Critical,Important,Critical,Very important,Critical,Critical,Very important,Very important,Critical,Not important,Slightly important,Important,Not important,Very important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Important,Slightly important,Important,Not important,Not important,Not important,Important,Very important,Critical,Critical,Critical,Critical,Not important,Slightly important,Very important,Important,Not important,Not important,Slightly difficult,Very difficult,Difficult,1,9,Slightly difficult,Difficult,Difficult,1,12,Slightly difficult,Slightly difficult,Slightly difficult,1,4,Slightly difficult,Slightly difficult,Slightly difficult,1,3,Slightly difficult,Not difficult,Slightly difficult,0,7,Not difficult,Slightly difficult,Slightly difficult,1,3,Not difficult,Very difficult,Slightly difficult,2,7,Slightly difficult,Slightly difficult,Slightly difficult,1,3,Not difficult,Not difficult,Not difficult,1,2,Very important,Very important,Very important,Slightly important,Very important,Not important,Slightly important,Not important,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Through family/friends, 76,No,-44,-44,-44,-44,Yes,0,2,Yes,-44,Yes,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,No,0,100, -44,0,No,-44,No,50,16,4,0,15,0,0,0,15,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Did not think it would be approved,260000,310000,86800,89900,23000,18600,27900,7500,1000,1000,1000,0,0,57000,82000,78000,102000,94000,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Access to finance,Customs and Trade Regulations,Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Already used this type of assistance in the past and wasn't, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 13995,95,Grenada,Grenada,Wholesale,504747,Yes,2,Headquarters with production and/or sales at this location,No,2,Shareholding company with non-traded shares or shares traded, -44,60,0,100,0,0,Predominantly men,No,Yes,16,Delegates decisions to other partners,8,3,Predominantly men,Male,Male,Male,2000,No,Yes,2000,3,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,2,0,-44,No,-44,-44,-44,-44,Yes,3,2,1,-44,No,-44,-44,-44,-44,Yes,0,Yes,No,Yes,0,-44,-44,100,0, -44,30,45,25,0,Others,35,50,15,electronics,90,National,15,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,75,25,Yes,2,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,Yes,No,No,No,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,Yes,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,9,Yes,2,No,No,-44,0,-44,Yes,0,Yes,Yes,35,No,Yes,5,2,30,36,10,12,9,5,6,7,4,1,2,2,0,0,0,0,0,0,0,1,1,0,0,0,0,12,54000,11,48000,11,61000,1,35000,2,33000,1,40000,1,36000,2,36000,1,42000,1,11000,1,10000,1,13000,2,11000,2,10500,2,13100,0,-77,0,-77,0,-77,12,12000,13,11000,12,13600,0,-77,0,-77,0,-77,9,11000,9,10700,9,12300,New products require new skills, -44,University graduate,University graduate,University graduate,University graduate,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Very important,Important,Critical,Important,Important,Important,Important,Important,Important,Important,Important,Important,Important,Not important,Slightly important,Critical,Very important,Very important,Important,Slightly important,Very important,Critical,Important,Important,Critical,Important,Important,Slightly important,Slightly important,Not important,Important,Important,Important,Critical,Very important,Very important,Very important,Important,Very important,Important,Slightly important,Very important,Critical,Slightly important,Critical,Slightly important,Critical,Critical,Critical,Very important,Critical,Not important,Slightly important,Very important,Slightly important,Slightly important,Very important,Slightly important,Slightly important,Not important,Important,Important,Very important,Slightly important,Important,Slightly important,Not important,Not important,Important,Important,Very important,Critical,Critical,Very important,Slightly important,Slightly important,Very important,Very important,Slightly important,Not important,Not difficult,Difficult,Difficult,2,22,Slightly difficult,Very difficult,Very difficult,0,13,Slightly difficult,Difficult,Difficult,1,8,Not difficult,Not difficult,Slightly difficult,0,2,Not difficult,Slightly difficult,Not difficult,1,8,Not difficult,Slightly difficult,Slightly difficult,1,4,Not difficult,Very difficult,Slightly difficult,2,6,Not difficult,Not difficult,Not difficult,0,6,Not difficult,Slightly difficult,Not difficult,1,1,Slightly important,Important,Important,Important,Critical,Slightly important,Slightly important,Not important,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,Public placement office, 53,No,-44,-44,-44,-44,Yes,3,2,No,The firm does not have enough information about training pro,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,11,No,30,0,0,0,70,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Application procedures for loans or line of credit are compl,2900000,5410000,90000,1839400,184000,162300,595100,43500,6000,7000,9000,0,0,952000,943000,1190000,1407000,3511000,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,Minor obstacle,No obstacle,Major obstacle,No obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Yes,Yes,No,No,Yes,Cost of finance,Inadequately educated workforce,Practices of competitors in the informal sector,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not aware of this type of assistance and don't know it advan, -44,-44,-44, -44,-44, -44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are taken directly from the establishment's records, 139121,121,Grenada,Grenada,Chemicals,504794,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,100,0,100,0,0,Predominantly men,No,No,Not applicable,Delegates decisions to other partners,9,3,Predominantly men,Male,Male,Male,1986,Yes,Yes,1986,26,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,0,1,1,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,100,70,110,0,0, -44,45,50,5,1,Large private firms (more than 100 employees),25,50,25,water based paints,40,National,30,Decreased,Remained the same,2-5,65,35,0,1987,united states,35,germany,15,4,1,2,0,100,Yes,14,No,Yes,Yes,No,Yes,No,Yes,University, -44,No,No,Yes,Yes,Yes,Yes,Yes,Yes,No,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,Slightly important,Critical,Slightly important,Slightly important,Very Important,Important,Very Important,Yes,30,Yes,70,No,-44,Yes,No,90000,-44,No,No,No,Yes,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,-44, -44,Tend to disagree,Strongly disagree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,-44,10000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,1000,Yes,Yes,No,Yes,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,1,No,-44,-44,Yes,0,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,12,36,10,12,9,5,1,1,1,4,0,0,0,0,0,0,0,0,0,0,0,0,0,0,4,10,62000,9,57000,9,70000,1,39000,2,37000,1,43000,1,30000,2,29000,1,35000,1,13000,1,12000,1,15000,2,11000,2,11000,2,12700,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,12,15000,11,14500,11,17000,9,10000,9,9200,9,10900,-44, -44,Post graduated,University graduate,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Completed secondary,Completed secondary,Completed primary school,Slightly important,Slightly important,Critical,Important,Important,Very important,Slightly important,Slightly important,Important,Important,Slightly important,Important,Slightly important,Not important,Important,Very important,Very important,Very important,Important,Very important,Very important,Very important,Important,Important,Critical,Slightly important,Important,Slightly important,Not important,Slightly important,Very important,Important,Critical,Critical,Critical,Very important,Critical,Important,Slightly important,Important,Very important,Very important,Critical,Important,Critical,Important,Critical,Critical,Very important,Very important,Critical,Slightly important,Not important,Slightly important,Not important,Important,Important,Not important,Slightly important,Not important,Very important,Slightly important,Slightly important,Slightly important,Important,Not important,Not important,Slightly important,Important,Very important,Very important,Critical,Critical,Very important,Not important,Not important,Important,Important,Not important,Slightly important,Not difficult,Difficult,Very difficult,1,16,Not difficult,Very difficult,Difficult,1,9,Not difficult,Difficult,Difficult,1,3,Not difficult,Slightly difficult,Slightly difficult,0,3,Not difficult,Difficult,Difficult,1,6,Not difficult,Slightly difficult,Difficult,0,7,Not difficult,Difficult,Slightly difficult,1,10,Slightly difficult,Slightly difficult,Not difficult,2,8,Not difficult,Slightly difficult,Not difficult,0,1,Important,Very important,Important,Important,Very important,Slightly important,Not important,Not important,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,Public placement office, 100,No,-44,-44,-44,-44,Yes,4,2,No,The firm cannot afford the optimal level of training,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,No,-44,No,10,0,0,0,90,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,4,4,Problems with credit history/report,-44,10980000,10340000,3722400,3619000,145000,394000,1137400,81000,9000,21000,18000,0,0,742000,783000,1177000,1284000,2578000,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Yes,Yes,No,No,Yes,No,No,No obstacle,No obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,Moderate obstacle,No obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Access to land for expansion / relocation,Customs and Trade Regulations,Telecommunications,No obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Community based organization, -44,"General management, Business development and Strategies supp", -44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,Yes,No,-44,-44,Yes,No,Yes,No,-44,-44,Somewhat truthful,Are estimates computed with some precision, 1392,2,Grenada,Grenada,Retail,504703,Yes,6,Headquarters with production and/or sales at this location,No,6,Partnership (including limited liability companies), -44,60,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly women,Female,Female,Female,1994,Yes,Yes,1994,16,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,0,3,1,-44,No,-44,-44,-44,-44,Yes,4,1,0,-44,Yes,1,3,2,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0, -44,30,60,10,10,Government or government agencies (including state-owned ent,20,50,30,fragrances,50,International,10,Decreased,Remained the same,More than 5,40,60,0,1995,united states,35,netherlands,15,7,0,0,40,60,No,-44,No,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,1,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,3,During working hours,Knife,Other company property,4000,Other,Yes,No,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,Yes,No,-44,-44,No,-44,-44,No,Yes,No,4,Yes,3,No,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,85,2,7,37,11,12,9,5,0,0,8,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,4,11,64000,12,63000,12,73000,1,33000,1,33000,1,38000,1,35000,1,31000,1,42000,1,11000,1,11000,1,13000,2,13000,2,12900,2,14000,0,-77,0,-77,0,-77,12,12000,12,11900,12,13100,0,-77,0,-77,0,-77,9,9900,10,9600,11,11300,Increase/decreased demand for goods, -44,University graduate,University graduate,Post graduated,University graduate,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed secondary,Completed secondary,Completed college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed primary school,Important,Slightly important,Very important,Important,Important,Very important,Slightly important,Slightly important,Important,Very important,Slightly important,Important,Slightly important,Slightly important,Important,Critical,Very important,Very important,Very important,Important,Very important,Critical,Slightly important,Very important,Critical,Slightly important,Slightly important,Important,Not important,Important,Very important,Slightly important,Very important,Critical,Critical,Very important,Very important,Important,Important,Slightly important,Very important,Important,Very important,Slightly important,Critical,Very important,Very important,Critical,Very important,Critical,Very important,Slightly important,Not important,Slightly important,Not important,Important,Slightly important,Slightly important,Important,Important,Important,Very important,Slightly important,Slightly important,Very important,Not important,Slightly important,Slightly important,Very important,Important,Critical,Critical,Very important,Critical,Not important,Not important,Important,Important,Not important,Not important,Slightly difficult,Difficult,Difficult,2,24,Slightly difficult,Almost impossible,Difficult,1,4,Not difficult,Slightly difficult,Slightly difficult,0,6,Slightly difficult,Slightly difficult,Slightly difficult,1,3,Slightly difficult,Slightly difficult,Slightly difficult,1,9,Not difficult,Difficult,Difficult,1,4,Difficult,Slightly difficult,Difficult,2,10,Not difficult,Slightly difficult,Slightly difficult,0,5,Not difficult,Not difficult,Slightly difficult,1,1,Important,Important,Not important,Important,Very important,Not important,Not important,Slightly important,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,No obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Public placement office, 9,No,-44,-44,-44,-44,Yes,1,2,No,The benefits of training are small than the costs,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,10,No,60,0,0,0,30,10,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Size of loan and maturity are insufficiant,500000,400000,128000,112000,3000,16000,44000,12000,2000,1000,1000,0,0,72000,98000,104000,124000,184000,No obstacle,Moderate obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Major obstacle,No obstacle,No obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,No obstacle,Very severe obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Access to finance,"Crime, theft and disorder",Practices of competitors in the informal sector,No obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are estimates computed with some precision, 13989,89,Grenada,Grenada,Machinery and equipment,504793,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,100,0,0,0,100,Not applicable,-44,-44,-44,-44,-44,-44,All women,Female,Female,Female,1973,No,Yes,1973,10,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,1,1,-44,Yes,3,0,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,3,Yes,No,Yes,100,65,90,0,0, -44,50,30,20,0,Medium private firms (20-100 employees),25,45,30,furniture,100,National,10,Increased,Decreased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,25,75,Yes,5,Yes,Yes,No,No,Yes,No,Yes,University, -44,No,No,Yes,Yes,Yes,No,-44,-44,-44,-44,Yes,Yes,No,No,No,Yes,No,No,No, -44,Important,Important,Very Important,Very Important,Important,Very Important,Very Important,Yes,30,Yes,70,No,-44,No,No,0,-44,No,No,No,No,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,-44, -44,Tend to disagree,Tend to disagree,Strongly agree,Tend to disagree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,11,Yes,1,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,9,38,11,13,9,5,11,1,1,2,2,2,0,0,0,0,0,0,0,1,1,0,0,0,0,13,54000,14,53000,14,63000,1,29000,2,29000,1,32000,1,25000,1,25000,1,29000,1,13000,1,13000,1,14000,2,13000,2,11600,2,14000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,13,12000,14,12100,14,13600,9,9900,10,10000,9,11200,Increase/decreased demand for goods, -44,University graduate,University graduate,University graduate,University graduate,Completed college/vocational training,Completed secondary,Completed secondary,Completed secondary,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Completed secondary,Started but did not complete secondary,Very important,Important,Critical,Important,Very important,Very important,Slightly important,Slightly important,Important,Important,Important,Important,Slightly important,Slightly important,Slightly important,Very important,Very important,Critical,Slightly important,Important,Very important,Very important,Very important,Slightly important,Critical,Not important,Slightly important,Very important,Slightly important,Not important,Important,Important,Slightly important,Critical,Critical,Important,Critical,Very important,Slightly important,Important,Slightly important,Important,Very important,Important,Critical,Important,Very important,Critical,Very important,Very important,Critical,Slightly important,Not important,Very important,Slightly important,Important,Important,Slightly important,Not important,Slightly important,Very important,Important,Important,Very important,Important,Slightly important,Not important,Slightly important,Important,Very important,Critical,Very important,Very important,Very important,Not important,Important,Very important,Very important,Not important,Not important,Not difficult,Difficult,Difficult,2,10,Not difficult,Very difficult,Very difficult,0,6,Not difficult,Difficult,Difficult,0,5,Not difficult,Difficult,Slightly difficult,1,2,Slightly difficult,Slightly difficult,Slightly difficult,0,5,Not difficult,Slightly difficult,Slightly difficult,1,3,Not difficult,Very difficult,Slightly difficult,1,7,Not difficult,Slightly difficult,Not difficult,2,9,Not difficult,Not difficult,Slightly difficult,0,1,Very important,Important,Important,Important,Very important,Slightly important,Slightly important,Slightly important,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,Through family/friends, 99,No,-44,-44,-44,-44,Yes,4,2,Yes,-44,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,12,No,0,72,18,0,10,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,3,3,Incompleteness of loan application,-44,1520000,1220000,380000,439200,110000,85400,45000,14500,1000,1000,2000,0,0,630000,2054000,1050000,3210000,2636000,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,"Crime, theft and disorder",Corruption,Tax Rates,Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,Yes,Yes,No,Yes,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 13958,58,Grenada,Grenada,Construction,504732,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Male,1999,No,Yes,1999,12,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,0,1,0,-44,Yes,1,0,0,-44,Yes,1,2,1,-44,No,-44,-44,-44,-44,Yes,5,Yes,No,Yes,0,-44,-44,100,0, -44,35,50,15,0,Large private firms (more than 100 employees),5,45,50,sale of construction materials,100,National,15,Increased,Decreased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,30,70,Yes,10,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,Yes,Yes,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,Moderate obstacle,No obstacle,No obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,-44, -44,Tend to agree,Strongly disagree,Tend to agree,Tend to disagree,Yes,No,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,Yes,Yes,No,No,-44,-44,No,-44,-44,Yes,No,Yes,15,No,-44,-44,No,-44,-44,9000,No,-44,-44,No,-44,-44,No,-44,-44,2,41,11,14,10,6,1,3,2,2,0,0,0,0,0,0,0,0,0,0,0,0,0,0,5,11,52000,10,52000,9,56000,1,40000,2,38000,1,43000,1,34000,1,31000,1,39000,1,10000,1,9000,1,11000,2,10000,2,9800,2,11300,1,10000,1,10100,1,10900,14,10000,14,9300,14,11800,0,-77,0,-77,0,-77,10,10000,11,9800,9,11200,Increase/decreased demand for goods, -44,University graduate,Completed secondary,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed secondary,Started but did not complete college/vocational training,Completed college/vocational training,Completed college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Important,Slightly important,Critical,Very important,Very important,Important,Important,Slightly important,Very important,Important,Important,Important,Important,Slightly important,Important,Critical,Very important,Critical,Slightly important,Important,Very important,Critical,Very important,Important,Very important,Slightly important,Important,Slightly important,Slightly important,Not important,Important,Important,Important,Critical,Critical,Important,Very important,Important,Very important,Important,Important,Slightly important,Very important,Important,Critical,Important,Very important,Critical,Very important,Very important,Very important,Slightly important,Slightly important,Important,Not important,Slightly important,Slightly important,Not important,Slightly important,Not important,Important,Important,Important,Slightly important,Important,Not important,Slightly important,Slightly important,Important,Very important,Very important,Very important,Critical,Very important,Slightly important,Slightly important,Important,Important,Important,Slightly important,Not difficult,Very difficult,Slightly difficult,2,14,Not difficult,Difficult,Slightly difficult,1,10,Slightly difficult,Very difficult,Slightly difficult,1,6,Not difficult,Not difficult,Slightly difficult,0,2,Slightly difficult,Difficult,Difficult,1,4,Not difficult,Difficult,Difficult,0,3,Not difficult,Difficult,Slightly difficult,2,8,Slightly difficult,Not difficult,Slightly difficult,0,6,Not difficult,Slightly difficult,Not difficult,1,2,Very important,Critical,Important,Important,Important,Not important,Slightly important,Not important,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Public placement office, 38,No,-44,-44,-44,-44,Yes,2,2,No,The benefits of training are small than the costs,Yes,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Yes,0,100, -44,0,No,-44,Yes,75,0,0,0,25,0,0,0,0,0,0,0,0, -44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Interest rates are not favorable,2550000,2800000,952000,812000,132000,140000,280000,50500,6000,6000,3000,224000,0,370000,462000,560000,700000,762000,Minor obstacle,Minor obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,Very severe obstacle,No obstacle,-44,-44,-44,-44,-44,"Crime, theft and disorder",Labor Regulations,Electricity,Minor obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not aware of this type of assistance and don't know it advan, -44,-44,-44, -44,-44, -44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 13969,69,Grenada,Grenada,Retail,504757,Yes,4,Establishment physically separated from HQ but with no other,Yes,-44,Shareholding company with non-traded shares or shares traded, -44,60,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Male,Male,Male,1982,Yes,Yes,1982,31,No,-44,-44,No,-44,-44,No,-44,-44,Yes,28,No,Yes,0,3,1,-44,No,-44,-44,-44,-44,Yes,4,1,0,-44,No,-44,-44,-44,-44,Yes,0,Yes,Yes,Yes,0,-44,-44,100,0, -44,30,50,20,4,Large private firms (more than 100 employees),20,60,20,supermarket,65,Local,5,Decreased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,80,20,No,-44,Yes,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Minor obstacle,Major obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,No,25000,0,Yes,No,No,Yes,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,1,No,-44,-44,No,-44,0,-44,Yes,15,Yes,No,-44,-44,No,-44,-44,6,42,12,14,10,6,6,9,6,2,5,3,1,1,0,0,1,0,0,1,1,1,1,0,5,15,49000,16,46000,15,58000,1,36000,2,35000,1,43000,1,28000,1,26000,1,32000,1,11000,1,10000,1,12000,2,11000,2,10200,2,12900,1,9700,1,9600,1,10700,15,11000,15,10200,15,12600,0,-77,0,-77,0,-77,11,11000,12,11000,11,11900,Economic upturn/downturn, -44,Post graduated,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed secondary,Completed secondary,Started but did not complete college/vocational training,Completed college/vocational training,Completed college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Very important,Slightly important,Very important,Important,Important,Important,Slightly important,Important,Important,Important,Important,Important,Slightly important,Slightly important,Slightly important,Critical,Very important,Very important,Slightly important,Important,Critical,Critical,Important,Important,Critical,Important,Important,Important,Not important,Not important,Important,Slightly important,Important,Critical,Critical,Important,Very important,Very important,Slightly important,Very important,Important,Important,Critical,Important,Very important,Slightly important,Very important,Critical,Very important,Very important,Critical,Important,Not important,Slightly important,Slightly important,Very important,Slightly important,Not important,Slightly important,Slightly important,Important,Important,Important,Slightly important,Important,Not important,Slightly important,Slightly important,Very important,Important,Critical,Critical,Critical,Critical,Not important,Not important,Important,Important,Not important,Important,Slightly difficult,Very difficult,Slightly difficult,2,10,Not difficult,Almost impossible,Difficult,0,11,Slightly difficult,Difficult,Slightly difficult,0,3,Slightly difficult,Slightly difficult,Slightly difficult,0,2,Not difficult,Slightly difficult,Slightly difficult,0,5,Not difficult,Difficult,Difficult,0,9,Slightly difficult,Difficult,Difficult,2,4,Not difficult,Not difficult,Difficult,1,4,Not difficult,Not difficult,Not difficult,2,1,Critical,Important,Very important,Important,Very important,Not important,Not important,Not important,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,No obstacle,Moderate obstacle,Minor obstacle,No obstacle,Private placement office, 63,Yes to fire,No,-44,Yes,1,Yes,3,2,No,The firm is affraid of investing in workers that after the t,Yes,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Yes,0,100, -44,0,Yes,12,Yes,70,16,4,0,10,0,0,0,0,0,0,0,0, -44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Line of credit,2009,700000,13,36,"Non-Bank financial institutions (microfinance institutions,",Yes,Yes,No,Yes,No,No, -44,125,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,8050000,7430000,2080400,2080400,141000,520100,1510000,126500,18000,23000,8000,594000,0,1379000,2004000,2155000,2823000,2392000,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Major obstacle,Moderate obstacle,No obstacle,Minor obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Business Licensing and Permits,Political environment,Moderate obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,NGO, -44,Marketing and Operations support, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 13975,75,Grenada,Grenada,Construction,504768,Yes,2,Headquarters with no production/no sales at this location,No,2,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,1994,No,Yes,2001,22,Yes,16,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,3,1,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0, -44,20,55,25,10,Government or government agencies (including state-owned ent,45,45,10,site preparation,75,Local,5,Remained the same,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,65,35,No,-44,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,-44, -44,Strongly disagree,Tend to disagree,Tend to agree,Tend to agree,Yes,No,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,30000,0,Yes,Yes,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,10,Yes,12,No,Yes,0,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,10,44,12,15,11,6,0,3,2,4,6,3,2,1,0,0,0,0,0,1,1,1,2,0,5,15,48000,14,45000,12,54000,1,28000,2,28000,1,31000,1,23000,1,21000,1,25000,1,11000,1,11000,1,12000,2,11000,2,11000,2,12700,1,12000,1,11000,1,13900,17,9700,16,9600,16,11200,0,-77,0,-77,0,-77,12,11000,13,10300,11,12500,-44, -44,University graduate,University graduate,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed secondary,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed primary school,Very important,Slightly important,Critical,Very important,Important,Important,Slightly important,Slightly important,Important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Very important,Very important,Critical,Important,Very important,Critical,Critical,Very important,Important,Critical,Slightly important,Very important,Slightly important,Slightly important,Not important,Very important,Important,Very important,Critical,Critical,Important,Critical,Important,Slightly important,Very important,Important,Important,Very important,Slightly important,Critical,Important,Critical,Critical,Critical,Very important,Critical,Slightly important,Not important,Important,Not important,Important,Important,Slightly important,Not important,Slightly important,Very important,Very important,Slightly important,Important,Important,Not important,Not important,Slightly important,Important,Very important,Very important,Critical,Critical,Critical,Slightly important,Slightly important,Important,Important,Important,Important,Not difficult,Very difficult,Slightly difficult,2,10,Not difficult,Very difficult,Difficult,1,14,Slightly difficult,Slightly difficult,Slightly difficult,0,7,Slightly difficult,Slightly difficult,Not difficult,0,1,Slightly difficult,Slightly difficult,Not difficult,0,7,Slightly difficult,Very difficult,Slightly difficult,0,4,Slightly difficult,Difficult,Slightly difficult,2,3,Not difficult,Not difficult,Not difficult,1,7,Not difficult,Not difficult,Not difficult,2,2,Important,Very important,Important,Important,Very important,Slightly important,Slightly important,Slightly important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,Public announcement/advertisement, 74,No,-44,-44,-44,-44,Yes,4,2,Yes,-44,Yes,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,No,0,100, -44,0,No,-44,No,90,0,0,0,10,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Other,1000000,1460000,467200,496400,20000,87600,160600,16000,1000,2000,1000,0,0,212000,280000,336000,350000,699000,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Major obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,Cost of finance,Labor Regulations,Access to land for expansion / relocation,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Truthful,Are taken directly from the establishment's records, 139105,105,Grenada,Grenada,Food,504795,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,75,100,0,0,0,Equally men and women,No,Yes,25,Delegates decisions to other partners,4,1,All women,Female,Female,Female,2000,No,Yes,1998,22,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,4,2,1,-44,No,-44,-44,-44,-44,Yes,4,1,0,-44,No,-44,-44,-44,-44,Yes,3,Yes,No,Yes,0,-44,-44,100,0, -44,10,70,20,0,Small private firms (less than 20 employees),10,60,30,bread and baked goods,45,Local,5,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,70,30,No,-44,Yes,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,0,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,Yes,Yes,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,Yes,1,No,No,-44,0,-44,No,-44,-44,Yes,15,No,Yes,25,2,10,59,17,20,14,8,17,12,8,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,6,17,52000,16,53000,16,58000,1,31000,1,28000,1,36000,2,32000,3,30000,2,34000,2,12000,2,12000,2,13000,2,12000,2,11700,2,14100,1,12000,1,12100,1,13600,20,9200,20,9100,21,10200,0,-77,0,-77,0,-77,14,10000,14,8900,15,11400,-44, -44,University graduate,Completed college/vocational training,University graduate,University graduate,Completed secondary,Started but did not complete college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed secondary,Very important,Slightly important,Critical,Very important,Important,Important,Slightly important,Very important,Important,Very important,Slightly important,Important,Important,Slightly important,Important,Critical,Very important,Very important,Important,Important,Critical,Very important,Slightly important,Very important,Very important,Slightly important,Slightly important,Important,Not important,Important,Very important,Important,Important,Very important,Critical,Important,Very important,Important,Very important,Important,Important,Important,Critical,Not important,Critical,Very important,Critical,Critical,Critical,Critical,Critical,Slightly important,Slightly important,Very important,Slightly important,Very important,Very important,Slightly important,Slightly important,Slightly important,Very important,Important,Very important,Important,Very important,Not important,Slightly important,Slightly important,Important,Very important,Critical,Critical,Critical,Very important,Slightly important,Slightly important,Very important,Important,Not important,Not important,Difficult,Very difficult,Difficult,2,12,Not difficult,Difficult,Difficult,1,7,Slightly difficult,Slightly difficult,Slightly difficult,0,5,Slightly difficult,Not difficult,Slightly difficult,1,2,Slightly difficult,Slightly difficult,Slightly difficult,1,4,Slightly difficult,Difficult,Difficult,1,4,Not difficult,Slightly difficult,Difficult,2,10,Not difficult,Slightly difficult,Slightly difficult,1,9,Not difficult,Not difficult,Not difficult,2,1,Important,Very important,Very important,Important,Very important,Not important,Slightly important,Slightly important,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Private placement office, 101,No,-44,-44,-44,-44,Yes,4,2,No,Other,Yes,Moderate obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,No,0,100, -44,0,Yes,6,No,80,0,0,0,20,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,1,1,Problems with credit history/report,-44,6770000,8430000,2950500,2613300,219000,590100,214000,244500,46000,44000,24000,0,0,1947000,1336000,2529000,1855000,3161000,Major obstacle,Major obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Minor obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Corruption,Political environment,Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Too expensive, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 13998,98,Grenada,Grenada,Hotel and restaurants,504767,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,80,20,80,0,0,Predominantly men,No,No,16,Delegates decisions to other partners,6,1,Predominantly men,Female,Male,Male,1998,No,Yes,1998,32,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,Yes,2,0,0,-44,Yes,0,2,0,-44,No,-44,-44,-44,-44,Yes,1,Yes,Yes,Yes,0,-44,-44,100,0, -44,20,55,25,3,Medium private firms (20-100 employees),40,50,10,"restaurant, bar and accommodat",50,National,10,Increased,Increased,2-5,100,0,85,-44,-44,-44,-44,-44,-44,-44,-44,60,40,Yes,15,Yes,Yes,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,Yes,No,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,Major obstacle,Minor obstacle,Very severe obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to disagree,Strongly agree,No,-44,-44,-44,-44,-44,Yes,1,-44,Yes,2,-44,Yes,1,During working hours,Firearm/gun,Money,5000,Gang related,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,2,Outside working hours,Knife,Money,700,Group of criminals,No,No,Don't have the time; inconvenient,Yes,1,Outside working hours,Knife,Personal possessions of employees or customers,5000,Other,No,No,Fear of reprisals,Yes,2,Outside working hours,Knife,Money,10000,Gang related,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,Yes,Yes,No,-44,-44,No,-44,-44,Yes,Yes,Yes,20,Yes,20,No,No,-44,0,-44,Yes,0,Yes,Yes,40,No,No,-44,-44,10,59,17,20,14,8,0,0,10,2,0,0,0,0,0,0,0,0,0,0,0,0,0,0,8,17,61000,15,60000,14,70000,1,34000,1,33000,1,37000,2,30000,2,30000,2,34000,2,12000,2,12000,2,14000,2,10000,2,9900,2,10900,1,11000,1,9900,1,12800,20,12000,18,10700,17,14300,0,-77,0,-77,0,-77,14,11000,14,11200,13,12700,New products require new skills, -44,University graduate,Completed college/vocational training,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed secondary,Completed secondary,-44,-44,Completed secondary,Started but did not complete secondary,Important,Important,Very important,Important,Very important,Important,Important,Important,Important,Important,Slightly important,Slightly important,Important,Slightly important,Very important,Critical,Critical,Critical,Slightly important,Important,Critical,Critical,Important,Slightly important,Very important,Slightly important,Important,Slightly important,Not important,Slightly important,Important,Important,Critical,Critical,Critical,Important,Very important,Important,Important,Very important,Slightly important,Very important,Very important,Slightly important,Critical,Slightly important,Very important,Critical,Very important,Very important,Critical,Slightly important,Not important,Very important,Not important,Slightly important,Very important,Not important,Slightly important,Not important,Important,Important,Very important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Important,Important,Critical,Critical,Critical,Very important,Slightly important,Not important,Very important,Important,Slightly important,Slightly important,Not difficult,Very difficult,Difficult,2,15,Slightly difficult,Very difficult,Slightly difficult,1,9,Slightly difficult,Difficult,Slightly difficult,0,5,Not difficult,Difficult,Not difficult,1,3,Slightly difficult,Slightly difficult,Not difficult,0,4,Not difficult,Difficult,Slightly difficult,1,9,Not difficult,Slightly difficult,Slightly difficult,2,2,Slightly difficult,Difficult,Slightly difficult,1,6,Not difficult,Not difficult,Not difficult,2,2,Critical,Very important,Very important,Important,Very important,Not important,Slightly important,Slightly important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Moderate obstacle,Minor obstacle,No obstacle,Moderate obstacle,No obstacle,No obstacle,Private placement office, 73,No,-44,-44,-44,-44,Yes,2,2,No,The firm does not have enough information about training pro,Yes,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Yes,0,100, -44,0,Yes,5,No,40,8,2,0,50,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Interest rates are not favorable,5480000,7120000,2207200,2420800,235000,213600,605000,149500,27000,30000,25000,0,0,1094000,1840000,1709000,2421000,3521000,Minor obstacle,No obstacle,Major obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Minor obstacle,Major obstacle,No obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,Tax Rates,Macroeconomic environment,Inadequately educated workforce,Minor obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Private independent fund, -44,Financial magement and tax and customs administration, -44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 139115,115,Grenada,Grenada,Food,504796,No,-44,-44,-44,-44,Limited partnership, -44,25,100,0,0,0,Equally men and women,No,Yes,25,Makes decisions in consultation with other partners,7,7,Equally men and women,Male,Male,Male,1994,No,Yes,1994,5,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,2,6,1,-44,Yes,5,Yes,Yes,Yes,90,100,125,10,0, -44,0,40,60,5,Others,45,45,10,water,95,National,15,Remained the same,Increased,More than 5,100,0,5,-44,-44,-44,-44,-44,-44,-44,-44,45,55,Yes,6,No,Yes,Yes,No,Yes,No,Yes,University, -44,No,Yes,No,Yes,Yes,Yes,No,Yes,Yes,Yes,Yes,No,No,No,Yes,Yes,Yes,No,No, -44,Critical,Very Important,Important,Very Important,Important,Critical,Slightly important,Yes,70,Yes,30,No,-44,No,No,60000,-44,No,Yes,No,No,Moderate obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,-44, -44,Strongly disagree,Tend to agree,Tend to agree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,-44,40000,Yes,-44,20000,Yes,1,Outside working hours,Firearm/gun,Goods or stock,25000,Gang related,Yes,Yes,-44,Yes,2,Outside working hours,Baseball bat,Money,300,A supplier,No,No,Fear of reprisals,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,3,Outside working hours,Firearm/gun,Money,2000,Someone working alone,No,No,Not enough police/not enough resources,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,3,Outside working hours,Baseball bat,Money,40000,Gang related,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,2000,Yes,No,No,No,Yes,No,-44,-44,No,-44,-44,Yes,Yes,Yes,5,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,25,2,10,59,17,20,14,8,17,0,10,2,7,4,2,1,0,2,0,1,0,1,1,1,2,0,6,21,50000,20,45000,18,55000,1,26000,2,26000,1,28000,2,28000,2,27000,2,30000,2,13000,2,12000,2,15000,2,11000,2,10100,2,12000,1,10000,1,9700,1,11300,0,-77,0,-77,0,-77,22,14000,20,13500,19,15700,15,11000,17,10200,16,12800,-44, -44,University graduate,University graduate,Post graduated,University graduate,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Completed secondary,Completed secondary,Important,Slightly important,Critical,Very important,Important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Important,Slightly important,Slightly important,Very important,Critical,Very important,Critical,Very important,Important,Critical,Critical,Very important,Slightly important,Very important,Slightly important,Important,Important,Slightly important,Not important,Important,Slightly important,Important,Critical,Very important,Important,Very important,Important,Very important,Important,Very important,Very important,Critical,Slightly important,Critical,Important,Critical,Critical,Critical,Very important,Critical,Not important,Not important,Slightly important,Not important,Important,Important,Slightly important,Important,Slightly important,Very important,Important,Important,Slightly important,Important,Not important,Slightly important,Slightly important,Important,Important,Critical,Critical,Critical,Very important,Slightly important,Slightly important,Very important,Very important,Not important,Not important,Slightly difficult,Very difficult,Difficult,3,16,Difficult,Difficult,Slightly difficult,0,8,Slightly difficult,Slightly difficult,Difficult,1,6,Slightly difficult,Not difficult,Not difficult,1,1,Not difficult,Slightly difficult,Not difficult,1,8,Slightly difficult,Difficult,Difficult,1,4,Slightly difficult,Difficult,Slightly difficult,1,2,Not difficult,Not difficult,Not difficult,3,6,Not difficult,Slightly difficult,Not difficult,2,1,Important,Very important,Important,Important,Important,Not important,Slightly important,Slightly important,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,Private placement office, 102,No,-44,-44,-44,-44,Yes,1,2,No,The firm cannot afford the optimal level of training,Yes,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,No obstacle,Yes,0,100, -44,0,Yes,15,No,35,12,3,30,20,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,Yes,Line of credit,2011,300000,9,36,Other,Yes,Yes,No,No,No,No, -44,125,Yes,2,1,Problems with credit history/report,-44,3920000,5400000,130000,1674000,130000,162000,540000,86500,14000,14000,15000,0,0,827000,1519000,1060000,2140000,2470000,No obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,Customs and Trade Regulations,Cost of finance,Telecommunications,Minor obstacle,Yes,Yes,Yes,No,No,No,No,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,Large impact,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Yes,Yes,No,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 13972,72,Grenada,Grenada,Hotel and restaurants,504762,Yes,2,Headquarters with production and/or sales at this location,No,2,Shareholding company with non-traded shares or shares traded, -44,45,0,100,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Female,Male,2004,No,Yes,2004,27,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,3,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0, -44,10,65,25,0,Government or government agencies (including state-owned ent,45,55,0,bar,65,National,10,Increased,Remained the same,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,70,30,Yes,11,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to agree,Yes,No,-44,-44,-44,-44,Yes,3,-44,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,During working hours,Firearm/gun,Goods or stock,20000,Gang related,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,4,Outside working hours,Other,Goods or stock,3000,Gang related,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,No,No,Yes,No,-44,-44,No,-44,-44,Yes,Yes,Yes,5,Yes,3,No,No,-44,0,-44,Yes,5,Yes,No,-44,-44,No,-44,-44,65,62,17,21,15,9,10,12,7,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,8,17,40000,15,37000,15,47000,1,37000,1,36000,1,40000,2,25000,2,24000,2,28000,2,12000,2,12000,2,13000,3,11000,3,10500,3,12300,1,13000,1,12600,1,14900,21,12000,21,10700,19,13500,0,-77,0,-77,0,-77,15,11000,16,11200,16,13100,Increase/decreased demand for goods, -44,University graduate,University graduate,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed secondary,Completed secondary,Completed college/vocational training,Completed college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Important,Slightly important,Critical,Important,Very important,Important,Important,Important,Important,Important,Slightly important,Important,Important,Slightly important,Important,Very important,Very important,Very important,Very important,Important,Critical,Very important,Very important,Important,Critical,Not important,Important,Important,Slightly important,Slightly important,Important,Slightly important,Critical,Very important,Critical,Very important,Very important,Slightly important,Slightly important,Important,Important,Very important,Very important,Slightly important,Very important,Important,Critical,Critical,Critical,Very important,Very important,Slightly important,Not important,Important,Not important,Very important,Very important,Important,Slightly important,Slightly important,Important,Important,Very important,Important,Important,Not important,Not important,Slightly important,Important,Important,Critical,Very important,Very important,Critical,Not important,Slightly important,Important,Very important,Slightly important,Slightly important,Not difficult,Very difficult,Difficult,2,12,Difficult,Difficult,Difficult,1,13,Not difficult,Difficult,Slightly difficult,0,3,Slightly difficult,Not difficult,Slightly difficult,1,3,Slightly difficult,Slightly difficult,Not difficult,0,6,Not difficult,Slightly difficult,Difficult,1,4,Not difficult,Difficult,Slightly difficult,3,3,Slightly difficult,Slightly difficult,Not difficult,1,2,Not difficult,Not difficult,Not difficult,2,1,Critical,Very important,Important,Not important,Important,Not important,Slightly important,Slightly important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,No obstacle,Major obstacle,Moderate obstacle,No obstacle,Minor obstacle,No obstacle,Through family/friends, 68,No,-44,-44,-44,-44,Yes,2,2,No,The benefits of training are small than the costs,Yes,Major obstacle,Moderate obstacle,No obstacle,Very severe obstacle,Moderate obstacle,No obstacle,Yes,0,100, -44,0,Yes,10,No,0,72,18,0,10,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,3,3,Other objections,-44,2930000,3010000,150000,1053500,129000,180600,221000,87500,13000,16000,15000,0,0,585000,780000,873000,1084000,1886000,Moderate obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,Major obstacle,Minor obstacle,Major obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,No obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Cost of finance,Macroeconomic environment,Inadequately educated workforce,Minor obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Community based organization, -44,"General management, Business development and Strategies supp", -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 13990,90,Grenada,Grenada,Food,504797,Yes,2,Establishment physically separated from HQ and other establi,Yes,-44,Shareholding company with non-traded shares or shares traded, -44,100,0,100,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Female,Male,1980,Yes,Yes,1978,23,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,3,1,-44,No,-44,-44,-44,-44,Yes,2,2,0,-44,No,-44,-44,-44,-44,Yes,2,Yes,Yes,Yes,100,75,120,0,0, -44,35,55,10,5,Medium private firms (20-100 employees),20,45,35,flour,70,International,5,Decreased,Remained the same,More than 5,45,55,0,1981,united states,30,germany,10,5,1,1,5,95,Yes,4,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,Yes,No,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,No,10000,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,8,Yes,1,No,No,-44,-44,0,No,-44,-44,No,-44,-44,No,-44,-44,9,63,17,22,15,9,1,1,0,4,6,3,2,1,0,0,0,0,0,2,1,2,5,0,8,20,47000,18,42000,18,53000,1,39000,1,38000,1,46000,2,36000,3,33000,2,43000,2,12000,2,11000,2,14000,3,12000,3,11800,3,13600,1,11000,1,10600,1,12100,0,-77,0,-77,0,-77,24,14000,26,14100,27,15200,16,10000,18,9200,17,10800,New production methods, -44,University graduate,Completed secondary,University graduate,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Started but did not complete college/vocational training,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed primary school,Important,Important,Critical,Very important,Important,Very important,Slightly important,Important,Important,Slightly important,Slightly important,Important,Slightly important,Important,Important,Very important,Critical,Critical,Very important,Important,Critical,Critical,Slightly important,Very important,Critical,Slightly important,Slightly important,Important,Slightly important,Slightly important,Important,Important,Important,Very important,Critical,Important,Very important,Slightly important,Slightly important,Very important,Very important,Important,Very important,Slightly important,Critical,Slightly important,Critical,Critical,Very important,Very important,Critical,Slightly important,Not important,Important,Not important,Very important,Slightly important,Slightly important,Slightly important,Not important,Important,Important,Very important,Very important,Important,Slightly important,Slightly important,Slightly important,Important,Important,Very important,Critical,Critical,Very important,Not important,Slightly important,Very important,Important,Not important,Not important,Not difficult,Very difficult,Slightly difficult,2,13,Slightly difficult,Difficult,Difficult,0,5,Slightly difficult,Difficult,Slightly difficult,0,5,Slightly difficult,Slightly difficult,Slightly difficult,1,3,Slightly difficult,Slightly difficult,Slightly difficult,1,6,Not difficult,Slightly difficult,Slightly difficult,0,5,Not difficult,Difficult,Slightly difficult,0,4,Not difficult,Slightly difficult,Not difficult,3,6,Not difficult,Not difficult,Slightly difficult,2,1,Very important,Slightly important,Not important,Important,Very important,Not important,Slightly important,Not important,Minor obstacle,No obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,Major obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Public placement office, 103,No,-44,-44,-44,-44,Yes,4,2,No,The firm is affraid of investing in workers that after the t,Yes,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Yes,0,100, -44,0,No,-44,Yes,90,0,0,0,10,0,0,0,0,0,0,0,0, -44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Loan,2011,270000,11,36,"Non-Bank financial institutions (microfinance institutions,",Yes,Yes,Yes,No,No,No, -44,125,Yes,5,4,Other objections,-44,43040000,41910000,15506700,13830300,1676000,2514600,1604000,352000,35000,21000,70000,419000,0,6437000,10829000,10058000,14249000,10963000,No obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Major obstacle,Moderate obstacle,No obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,Major obstacle,Yes,Yes,No,No,No,Access to finance,Practices of competitors in the informal sector,Tax Rates,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,International organization, -44,"General management, Business development and Strategies supp", -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Truthful,Are taken directly from the establishment's records, 139148,148,Grenada,Grenada,Hotel and restaurants,504723,Yes,2,Headquarters with production and/or sales at this location,No,2,Shareholding company with non-traded shares or shares traded, -44,100,100,0,0,0,All women,Yes,No,100,Makes major strategic and fiancial decisions,25,6,Predominantly men,Female,Male,Female,1944,Yes,Yes,2002,22,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,2,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,5,Yes,Yes,Yes,0,-44,-44,100,0, -44,30,55,15,0,Government or government agencies (including state-owned ent,30,50,20,room rental,55,Local,10,Increased,Remained the same,More than 5,100,0,20,-44,-44,-44,-44,-44,-44,-44,-44,80,20,Yes,17,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,Yes,No,No,No,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,-44, -44,Tend to disagree,Tend to disagree,Strongly disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,1,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,4,Outside working hours,Firearm/gun,Personal possessions of employees or customers,4000,Other,No,No,-44,Yes,1,Outside working hours,Firearm/gun,Money,3000,Gang related,No,No,Don't have the time; inconvenient,Yes,1,During working hours,Firearm/gun,Money,4500,Other,No,No,Fear of reprisals,No,-44,-44,0,Yes,No,No,Yes,No,Yes,No,No,No,-44,-44,Yes,Yes,Yes,5,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,250,73,20,25,18,10,0,0,14,1,10,4,3,2,1,0,0,1,0,1,1,1,2,1,11,24,36000,22,36000,21,41000,2,28000,2,27000,2,32000,3,36000,4,33000,3,39000,3,12000,3,11000,3,14000,3,11000,3,10600,3,12100,0,-77,0,-77,0,-77,28,10000,25,9200,24,11000,0,-77,0,-77,0,-77,20,11000,21,9900,21,13100,Increase demand for higher quality product, -44,University graduate,University graduate,University graduate,University graduate,Completed secondary,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Completed secondary,-44,-44,Completed secondary,Started but did not complete secondary,Important,Slightly important,Critical,Important,Important,Important,Slightly important,Important,Slightly important,Important,Important,Important,Important,Important,Important,Critical,Very important,Critical,Very important,Important,Critical,Critical,Important,Slightly important,Very important,Not important,Important,Important,Not important,Not important,Critical,Important,Critical,Critical,Very important,Important,Very important,Important,Very important,Important,Important,Important,Very important,Slightly important,Critical,Important,Critical,Critical,Very important,Very important,Very important,Not important,Slightly important,Important,Not important,Very important,Slightly important,Important,Slightly important,Slightly important,Important,Important,Slightly important,Slightly important,Important,Not important,Slightly important,Slightly important,Slightly important,Important,Critical,Critical,Critical,Very important,Slightly important,Slightly important,Important,Slightly important,Not important,Slightly important,Not difficult,Difficult,Slightly difficult,3,25,Not difficult,Very difficult,Slightly difficult,0,5,Slightly difficult,Slightly difficult,Slightly difficult,0,6,Slightly difficult,Slightly difficult,Not difficult,0,2,Not difficult,Slightly difficult,Slightly difficult,1,3,Slightly difficult,Slightly difficult,Slightly difficult,1,2,Slightly difficult,Slightly difficult,Slightly difficult,3,5,Slightly difficult,Slightly difficult,Not difficult,1,7,Not difficult,Not difficult,Not difficult,2,2,Very important,Very important,Very important,Important,Very important,Not important,Slightly important,Slightly important,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,No obstacle,Major obstacle,No obstacle,No obstacle,Private placement office, 29,No,-44,-44,-44,-44,Yes,3,2,No,The benefits of training are small than the costs,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,7,No,25,52,13,0,10,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Application procedures for loans or line of credit are compl,1520000,1870000,542300,654500,75000,56100,49000,43000,3000,3000,7000,0,0,323000,287000,430000,393000,787000,No obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,No obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Cost of finance,Labor Regulations,Electricity,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,International organization, -44,Marketing and Operations support, -44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,Truthful,Are estimates computed with some precision, 139101,101,Grenada,Grenada,Services of motor vehicles,504662,Yes,10,Headquarters with production and/or sales at this location,Yes,-44,Limited partnership, -44,47.5,100,0,0,0,Equally men and women,No,Yes,25,Makes decisions in consultation with other partners,3,4,All men,Male,Male,Male,1985,Yes,Yes,1982,14,No,-44,-44,No,-44,-44,No,-44,-44,Yes,25,No,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,0,Yes,Yes,Yes,0,-44,-44,100,0, -44,40,50,10,5,Your parent company or affiliated establishments,40,45,15,sale of vehicles,95,National,15,Remained the same,Increased,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,35,65,Yes,2,Yes,Yes,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,Yes,No,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,No obstacle,Major obstacle,-44, -44,Tend to disagree,Tend to agree,Strongly disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,0,0,Yes,No,Yes,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,18,No,-44,-44,No,-44,-44,0,No,-44,-44,No,-44,-44,No,-44,-44,8,76,20,26,19,11,0,0,16,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,8,20,62000,22,63000,23,72000,2,24000,2,22000,2,26000,3,25000,3,24000,3,29000,3,12000,3,12000,3,13000,3,13000,3,13100,3,14600,0,-77,0,-77,0,-77,26,12000,28,11800,28,13300,0,-77,0,-77,0,-77,19,11000,21,10500,19,12800,Increase/decreased demand for goods, -44,University graduate,Post graduated,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Completed secondary,-44,-44,Completed secondary,Completed secondary,Very important,Important,Critical,Important,Very important,Very important,Slightly important,Slightly important,Slightly important,Very important,Important,Slightly important,Important,Important,Important,Very important,Very important,Very important,Very important,Important,Very important,Critical,Important,Important,Critical,Not important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Important,Very important,Very important,Important,Very important,Slightly important,Important,Important,Very important,Slightly important,Critical,Important,Critical,Important,Critical,Critical,Critical,Very important,Critical,Slightly important,Slightly important,Important,Not important,Very important,Important,Not important,Not important,Slightly important,Very important,Slightly important,Important,Slightly important,Important,Not important,Slightly important,Slightly important,Important,Slightly important,Critical,Very important,Critical,Very important,Slightly important,Not important,Important,Important,Slightly important,Not important,Not difficult,Almost impossible,Difficult,2,24,Not difficult,Very difficult,Difficult,1,10,Slightly difficult,Slightly difficult,Slightly difficult,0,10,Slightly difficult,Not difficult,Slightly difficult,0,2,Slightly difficult,Slightly difficult,Slightly difficult,1,10,Not difficult,Difficult,Difficult,1,10,Not difficult,Slightly difficult,Slightly difficult,3,2,Not difficult,Not difficult,Slightly difficult,1,10,Not difficult,Not difficult,Slightly difficult,2,1,Very important,Important,Very important,Important,Important,Slightly important,Slightly important,Slightly important,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Through family/friends, -32,No,-44,-44,-44,-44,No,-44,-44,No,Other,Yes,Major obstacle,Very severe obstacle,Moderate obstacle,Very severe obstacle,No obstacle,No obstacle,Yes,0,100, -44,0,No,-44,Yes,50,32,8,0,10,0,0,0,0,0,0,0,0, -44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Line of credit,2010,30000,12,24,Other,Yes,Yes,Yes,No,No,No, -44,125,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,5090000,5210000,1406700,1719300,63000,208400,573100,83500,17000,13000,14000,52000,0,1043000,1219000,1511000,1563000,3687000,No obstacle,Minor obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,Minor obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,Major obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Political environment,Tax administration,Transportation,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,International organization, -44,Marketing and Operations support, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 13968,68,Grenada,Grenada,Construction,504754,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,50,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Male,1995,No,Yes,1995,22,No,-44,-44,No,-44,-44,No,-44,-44,Yes,20,No,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,45,30,25,0,Medium private firms (20-100 employees),15,60,25,asphalt and concrete,100,National,10,Remained the same,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,85,15,Yes,3,Yes,Yes,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,Yes,No,No,No,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to agree,Tend to agree,Yes,No,-44,-44,-44,-44,Yes,4,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,Yes,No,No,-44,-44,No,-44,-44,No,Yes,No,5,Yes,12,No,Yes,5,1,-44,No,-44,-44,No,-44,-44,No,-44,-44,10,87,23,30,21,13,1,10,6,8,0,0,0,0,0,0,0,0,0,0,0,0,0,0,12,23,36000,23,33000,25,41000,2,25000,3,22000,2,28000,3,31000,4,30000,3,34000,3,11000,3,10000,3,12000,4,13000,4,12800,4,14700,1,11000,1,10300,1,12100,30,11000,32,11200,34,13100,0,-77,0,-77,0,-77,21,10000,20,9600,19,11600,Increase/decreased demand for goods, -44,University graduate,University graduate,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed secondary,Important,Important,Critical,Very important,Important,Important,Slightly important,Slightly important,Important,Slightly important,Important,Important,Slightly important,Slightly important,Slightly important,Critical,Very important,Very important,Slightly important,Slightly important,Very important,Very important,Important,Very important,Critical,Slightly important,Important,Important,Not important,Not important,Important,Important,Important,Critical,Critical,Important,Very important,Important,Very important,Important,Important,Important,Very important,Important,Very important,Important,Critical,Very important,Very important,Very important,Very important,Slightly important,Not important,Important,Not important,Slightly important,Important,Slightly important,Slightly important,Not important,Very important,Important,Slightly important,Slightly important,Very important,Slightly important,Slightly important,Slightly important,Important,Important,Critical,Critical,Critical,Very important,Slightly important,Slightly important,Important,Important,Slightly important,Not important,Slightly difficult,Very difficult,Difficult,3,20,Slightly difficult,Very difficult,Difficult,0,8,Not difficult,Difficult,Slightly difficult,0,7,Slightly difficult,Slightly difficult,Slightly difficult,1,1,Slightly difficult,Slightly difficult,Not difficult,1,9,Slightly difficult,Very difficult,Difficult,0,4,Slightly difficult,Slightly difficult,Slightly difficult,3,8,Slightly difficult,Slightly difficult,Not difficult,0,3,Not difficult,Not difficult,Not difficult,3,2,Very important,Very important,Important,Not important,Very important,Not important,Not important,Not important,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,Minor obstacle,Through family/friends, 60,No,-44,-44,-44,-44,No,-44,-44,No,The firm cannot afford the optimal level of training,Yes,Major obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Major obstacle,No obstacle,No,0,100, -44,0,No,-44,No,80,0,0,0,20,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Other,1140000,1600000,592000,576000,112000,112000,13000,11000,1000,2000,2000,0,0,304000,222000,416000,336000,682000,Moderate obstacle,No obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,No obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,No obstacle,Moderate obstacle,No obstacle,Major obstacle,No obstacle,-44,-44,-44,-44,-44,"Crime, theft and disorder",Labor Regulations,Transportation,Minor obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Government based organization, -44,technological and Innovation Support, -44,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Truthful,Are taken directly from the establishment's records, 139120,120,Grenada,Grenada,Hotel and restaurants,504771,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,30,100,0,0,0,Predominantly men,No,No,30,Delegates decisions to other partners,9,2,Equally men and women,Male,Female,Female,1989,Yes,Yes,1989,12,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,1,0,-44,No,-44,-44,-44,-44,Yes,3,1,1,-44,Yes,0,8,2,-44,Yes,0,Yes,Yes,Yes,0,-44,-44,100,0, -44,15,40,45,1,Government or government agencies (including state-owned ent,20,40,40,hotel,100,Local,10,Decreased,Remained the same,More than 5,100,0,75,-44,-44,-44,-44,-44,-44,-44,-44,75,25,Yes,10,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,-44, -44,Tend to disagree,Strongly disagree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,-44,40000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,0,3000,Yes,No,Yes,Yes,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,5,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,6,92,24,32,23,13,19,18,11,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,10,24,50000,23,46000,25,56000,2,36000,2,35000,2,42000,3,31000,4,28000,3,36000,3,10000,3,9000,3,11000,4,12000,4,12000,4,13700,1,9900,1,10100,1,11400,32,9300,29,9500,27,10200,0,-77,0,-77,0,-77,23,10000,23,10000,22,11700,Increase/decreased demand for goods, -44,University graduate,University graduate,University graduate,University graduate,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed secondary,Completed secondary,Started but did not complete college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed secondary,Important,Slightly important,Critical,Very important,Very important,Very important,Important,Important,Very important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Important,Critical,Very important,Very important,Slightly important,Very important,Very important,Critical,Important,Slightly important,Critical,Slightly important,Very important,Important,Slightly important,Not important,Important,Slightly important,Important,Very important,Critical,Very important,Critical,Important,Very important,Very important,Important,Important,Very important,Slightly important,Very important,Important,Critical,Critical,Critical,Critical,Critical,Slightly important,Slightly important,Important,Not important,Important,Very important,Slightly important,Not important,Not important,Important,Important,Very important,Very important,Important,Not important,Slightly important,Not important,Important,Important,Very important,Critical,Critical,Critical,Slightly important,Not important,Important,Important,Important,Slightly important,Not difficult,Very difficult,Slightly difficult,3,10,Not difficult,Difficult,Slightly difficult,0,13,Not difficult,Slightly difficult,Slightly difficult,1,4,Slightly difficult,Not difficult,Slightly difficult,1,2,Slightly difficult,Slightly difficult,Not difficult,1,10,Slightly difficult,Slightly difficult,Difficult,0,5,Slightly difficult,Slightly difficult,Difficult,4,2,Not difficult,Not difficult,Slightly difficult,1,2,Not difficult,Slightly difficult,Not difficult,3,1,Critical,Very important,Important,Not important,Important,Slightly important,Not important,Not important,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,No obstacle,Minor obstacle,Public announcement/advertisement, 77,No,-44,-44,-44,-44,Yes,1,2,No,The firm cannot afford the optimal level of training,Yes,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Yes,0,100, -44,0,Yes,9,No,33,27.2,6.800000000000001,0,33,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Collateral requirements for loans or line of credit are unat,5730000,3720000,1339200,1041600,33000,111600,538000,56000,10000,11000,8000,0,0,647000,688000,1079000,1042000,1101000,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Cost of finance,Tax Rates,Telecommunications,Major obstacle,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Moderated impact,Yes,Large impact,No,No impact,No,No impact,No,No impact,Yes,Moderated impact,Yes,Moderated impact,No,No impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Large impact,No,No impact,Yes,Moderated impact,Yes,Negative impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,No,No impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,No,No impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 13999,99,Grenada,Grenada,Wholesale,504769,Yes,2,Establishment physically separated from HQ and other establi,Yes,-44,Shareholding company with non-traded shares or shares traded, -44,52.25,45,55,0,0,Predominantly men,No,Yes,15,Delegates decisions to other partners,5,2,Predominantly men,Male,Male,Male,1973,No,Yes,1973,22,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,3,1,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,1,Yes,Yes,Yes,0,-44,-44,100,0, -44,30,45,25,15,Individuals,20,50,30,retail of products and food,20,National,10,Decreased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,40,60,Yes,19,Yes,No,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,-44, -44,Strongly disagree,Tend to disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,-44,96000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,9000,Yes,Yes,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,5,No,-44,-44,Yes,10,-44,7000,Yes,5,Yes,Yes,45,No,No,-44,-44,5,93,25,32,23,13,14,21,13,2,2,2,0,0,0,0,0,0,0,1,1,0,0,0,10,27,36000,29,33000,29,40000,2,34000,2,31000,2,40000,3,29000,4,29000,3,31000,3,11000,3,10000,3,13000,4,11000,4,10900,4,13100,1,12000,1,10800,1,13100,32,9600,31,8900,28,11100,0,-77,0,-77,0,-77,23,10000,23,9900,24,11200,Increase demand for higher quality product, -44,University graduate,Completed secondary,University graduate,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed secondary,Completed college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Important,Slightly important,Critical,Very important,Important,Important,Slightly important,Important,Important,Very important,Important,Slightly important,Slightly important,Not important,Important,Critical,Critical,Critical,Very important,Important,Very important,Very important,Important,Very important,Critical,Slightly important,Slightly important,Slightly important,Slightly important,Not important,Critical,Important,Important,Very important,Very important,Important,Important,Important,Slightly important,Very important,Very important,Important,Very important,Important,Very important,Important,Critical,Critical,Very important,Very important,Critical,Slightly important,Not important,Important,Slightly important,Important,Important,Slightly important,Not important,Not important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Very important,Very important,Critical,Very important,Very important,Very important,Not important,Slightly important,Very important,Important,Slightly important,Not important,Not difficult,Very difficult,Difficult,3,15,Slightly difficult,Very difficult,Difficult,1,14,Slightly difficult,Difficult,Difficult,1,8,Slightly difficult,Slightly difficult,Slightly difficult,1,2,Slightly difficult,Not difficult,Not difficult,1,7,Slightly difficult,Very difficult,Slightly difficult,0,8,Not difficult,Slightly difficult,Slightly difficult,4,8,Not difficult,Slightly difficult,Slightly difficult,0,8,Not difficult,Slightly difficult,Not difficult,3,1,Very important,Very important,Important,Not important,Important,Not important,Slightly important,Slightly important,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,No obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,Private placement office, 75,No,-44,-44,-44,-44,Yes,2,2,No,The firm cannot afford the optimal level of training,Yes,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Yes,0,100, -44,0,Yes,10,Yes,50,20,5,0,25,0,0,0,0,0,0,0,0, -44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Line of credit,2011,1000000,11,60,Other,Yes,Yes,No,Yes,Yes,No, -44,175,Yes,4,3,Incompleteness of loan application,-44,44910000,43560000,16552800,13068000,436000,3049200,4791600,915000,128000,146000,156000,0,5227000,5314000,12249000,8712000,16117000,11413000,Moderate obstacle,Very severe obstacle,Very severe obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,No obstacle,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,No obstacle,Very severe obstacle,Minor obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,"Crime, theft and disorder",Labor Regulations,No obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not aware of this type of assistance and don't know it advan, -44,-44,-44, -44,-44, -44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,Truthful,Are taken directly from the establishment's records, 139108,108,Grenada,Grenada,Hotel and restaurants,504772,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,57,100,0,0,0,Predominantly men,No,Yes,33,Delegates decisions to other partners,5,6,Equally men and women,Male,Male,Male,1987,Yes,Yes,1987,26,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,1,0,-44,No,-44,-44,-44,-44,Yes,2,4,1,-44,No,-44,-44,-44,-44,Yes,0,Yes,Yes,Yes,0,-44,-44,100,0, -44,0,50,50,2,Large private firms (more than 100 employees),45,55,0,accomodation,75,National,15,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,35,65,Yes,20,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Major obstacle,No obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,-44, -44,Strongly disagree,Tend to disagree,Tend to disagree,Tend to agree,Yes,No,-44,-44,-44,-44,Yes,5,-44,Yes,2,-44,Yes,1,Outside working hours,Firearm/gun,Goods or stock,30000,A supplier,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,2,During working hours,Knife,Money,30000,Gang related,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,35000,0,Yes,No,No,No,Yes,No,-44,-44,No,-44,-44,Yes,Yes,Yes,10,Yes,2,No,Yes,10,-44,0,Yes,15,No,No,-44,-44,No,-44,-44,60,98,26,34,24,14,26,0,22,2,0,0,0,0,0,0,0,0,0,0,0,0,0,0,11,26,47000,24,43000,21,51000,2,31000,2,30000,2,35000,4,32000,4,32000,4,37000,4,11000,4,11000,4,13000,4,13000,4,12600,4,14400,0,-77,0,-77,0,-77,34,10000,35,9900,38,11000,0,-77,0,-77,0,-77,24,11000,24,11000,23,12900,Increase/decreased demand for goods, -44,University graduate,Post graduated,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Completed secondary,-44,-44,Completed secondary,Completed secondary,Important,Slightly important,Critical,Very important,Very important,Important,Slightly important,Important,Important,Important,Slightly important,Important,Slightly important,Not important,Important,Critical,Critical,Critical,Important,Important,Critical,Critical,Very important,Important,Critical,Slightly important,Slightly important,Slightly important,Not important,Not important,Critical,Important,Important,Critical,Very important,Very important,Very important,Important,Slightly important,Very important,Important,Important,Very important,Not important,Very important,Important,Very important,Critical,Very important,Very important,Critical,Not important,Slightly important,Important,Not important,Important,Very important,Important,Slightly important,Slightly important,Important,Important,Very important,Very important,Very important,Not important,Slightly important,Slightly important,Important,Very important,Critical,Critical,Critical,Critical,Not important,Slightly important,Very important,Important,Not important,Slightly important,Difficult,Very difficult,Difficult,3,8,Slightly difficult,Difficult,Difficult,1,5,Slightly difficult,Slightly difficult,Slightly difficult,1,7,Slightly difficult,Slightly difficult,Not difficult,1,3,Slightly difficult,Slightly difficult,Slightly difficult,0,5,Slightly difficult,Slightly difficult,Slightly difficult,1,9,Not difficult,Difficult,Difficult,4,5,Not difficult,Difficult,Not difficult,0,3,Not difficult,Slightly difficult,Not difficult,3,2,Very important,Very important,Important,Not important,Very important,Not important,Not important,Slightly important,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,No obstacle,Private placement office, 78,Yes to both,Yes,12,No,-44,Yes,3,2,No,Other,Yes,Moderate obstacle,Moderate obstacle,No obstacle,Major obstacle,Moderate obstacle,No obstacle,Yes,0,100, -44,0,Yes,7,Yes,0,85,15,0,0,0,0,0,0,0,0,0,0, -44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Line of credit,2010,45000000,5,18,Other,Yes,No,No,No,No,-44, -44,175,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,10190000,10950000,4051500,3832500,329000,547500,851000,284500,48000,23000,14000,876000,0,2054000,2024000,2738000,3066000,7091000,No obstacle,Major obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Major obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Access to finance,Cost of finance,"Crime, theft and disorder",No obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Private independent fund, -44,"General management, Business development and Strategies supp", -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are taken directly from the establishment's records, 13996,96,Grenada,Grenada,Wholesale,504750,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,53,100,0,0,0,Predominantly men,No,No,10,Delegates decisions to other partners,7,4,Predominantly men,Male,Male,Male,1973,No,Yes,1973,9,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,9,2,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,85,Yes,No,Yes,0,-44,-44,100,0, -44,50,50,0,0,Large private firms (more than 100 employees),40,45,15,food and household items,90,National,10,Increased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,75,25,Yes,4,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Minor obstacle,Major obstacle,Moderate obstacle,No obstacle,Major obstacle,No obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,Very severe obstacle,Moderate obstacle,-44, -44,Tend to agree,Strongly disagree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,Yes,Yes,No,No,-44,-44,No,-44,-44,No,No,No,1,No,-44,-44,No,-44,.5,-44,Yes,0,Yes,Yes,45,No,No,-44,-44,2,103,27,36,25,15,1,10,6,8,0,0,0,0,0,0,0,0,0,0,0,0,0,0,13,27,64000,27,62000,24,73000,2,38000,3,37000,2,41000,4,28000,4,28000,4,31000,4,11000,4,11000,4,12000,5,13000,5,12300,5,14200,0,-77,0,-77,0,-77,36,11000,35,10900,32,12700,0,-77,0,-77,0,-77,25,11000,28,10600,25,12200,Increase/decreased demand for goods, -44,University graduate,University graduate,University graduate,University graduate,Completed secondary,Started but did not complete college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Important,Slightly important,Critical,Important,Important,Important,Important,Slightly important,Important,Very important,Important,Slightly important,Slightly important,Slightly important,Important,Very important,Very important,Critical,Important,Important,Very important,Very important,Important,Important,Critical,Slightly important,Slightly important,Important,Important,Not important,Very important,Important,Very important,Critical,Critical,Important,Very important,Slightly important,Important,Slightly important,Important,Important,Very important,Important,Critical,Very important,Critical,Critical,Critical,Very important,Critical,Slightly important,Not important,Very important,Not important,Very important,Important,Slightly important,Important,Slightly important,Important,Very important,Slightly important,Important,Slightly important,Not important,Slightly important,Slightly important,Important,Important,Critical,Very important,Critical,Critical,Slightly important,Slightly important,Important,Important,Slightly important,Slightly important,Difficult,Difficult,Slightly difficult,3,25,Slightly difficult,Very difficult,Very difficult,0,7,Not difficult,Difficult,Difficult,1,10,Slightly difficult,Slightly difficult,Not difficult,0,3,Not difficult,Slightly difficult,Slightly difficult,0,10,Not difficult,Very difficult,Difficult,0,9,Slightly difficult,Slightly difficult,Difficult,4,10,Slightly difficult,Slightly difficult,Difficult,1,2,Not difficult,Slightly difficult,Not difficult,3,2,Very important,Very important,Very important,Not important,Very important,Not important,Not important,Not important,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Public announcement/advertisement, 56,No,-44,-44,-44,-44,Yes,3,2,No,The benefits of training are small than the costs,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,11,Yes,20,56,14,0,10,0,0,0,0,0,0,0,0, -44,50,25,0,25,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Line of credit,2011,1200000,7,48,Private commercial banks,Yes,No,No,No,No,No, -44,125,Yes,4,3,Problems with credit history/report,-44,37570000,62470000,22489200,19365700,750000,3123500,504000,1062000,212000,202000,106000,4373000,0,9996000,16873000,15618000,23114000,44667000,Minor obstacle,No obstacle,No obstacle,Major obstacle,No,Yes,No,No,No,Yes,Yes,Moderate obstacle,No obstacle,Major obstacle,Moderate obstacle,Major obstacle,No obstacle,Very severe obstacle,No obstacle,No obstacle,Minor obstacle,No obstacle,Major obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Access to finance,Cost of finance,Inadequately educated workforce,No obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Government based organization, -44,Financial magement and tax and customs administration, -44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Truthful,Are estimates computed with some precision, 139100,100,Grenada,Grenada,Food,504798,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,40,0,100,0,0,Predominantly men,No,Yes,12,Delegates decisions to other partners,4,1,Predominantly women,Male,Male,Male,1785,Yes,Yes,1980,4,No,-44,-44,No,-44,-44,No,-44,-44,Yes,28,No,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,2,1,0,-44,Yes,1,3,1,-44,No,-44,Yes,Yes,Yes,100,95,120,0,0, -44,45,50,5,10,Others,35,40,25,rivers rhum,95,Local,10,Increased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,70,30,Yes,28,Yes,Yes,Yes,Yes,Yes,No,Yes,University, -44,No,No,Yes,Yes,No,No,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,Very Important,Important,Very Important,Very Important,Very Important,Critical,Important,Yes,60,Yes,40,No,-44,No,No,70000,-44,No,No,No,No,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Minor obstacle,Minor obstacle,Major obstacle,No obstacle,-44, -44,Tend to disagree,Strongly disagree,Tend to disagree,Tend to agree,Yes,No,-44,-44,-44,-44,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,No,Yes,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,1,Yes,4,Yes,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,9,103,27,36,25,15,21,8,6,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,15,27,50000,28,50000,26,56000,2,35000,3,36000,2,41000,4,24000,5,21000,4,27000,4,10000,4,9000,4,12000,5,13000,5,12600,5,15400,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,36,15000,39,13900,42,17800,25,9900,26,9100,28,11300,Economic upturn/downturn, -44,University graduate,University graduate,University graduate,University graduate,Completed secondary,Completed secondary,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Completed secondary,Completed primary school,Important,Important,Critical,Important,Important,Very important,Slightly important,Slightly important,Important,Important,Important,Important,Slightly important,Not important,Important,Very important,Very important,Critical,Very important,Slightly important,Very important,Critical,Slightly important,Slightly important,Very important,Slightly important,Important,Important,Important,Not important,Important,Important,Important,Critical,Critical,Important,Very important,Slightly important,Important,Important,Important,Slightly important,Critical,Important,Critical,Very important,Critical,Critical,Very important,Very important,Very important,Slightly important,Not important,Important,Not important,Very important,Slightly important,Not important,Slightly important,Not important,Important,Important,Important,Important,Very important,Slightly important,Not important,Not important,Important,Very important,Critical,Critical,Critical,Very important,Slightly important,Not important,Very important,Very important,Not important,Not important,Not difficult,Very difficult,Difficult,3,11,Not difficult,Very difficult,Slightly difficult,0,12,Not difficult,Difficult,Difficult,0,4,Not difficult,Slightly difficult,Difficult,1,2,Slightly difficult,Slightly difficult,Slightly difficult,0,5,Slightly difficult,Difficult,Difficult,1,9,Not difficult,Slightly difficult,Slightly difficult,1,4,Not difficult,Not difficult,Not difficult,4,2,Slightly difficult,Slightly difficult,Not difficult,3,2,Important,Very important,Very important,Important,Very important,Slightly important,Not important,Slightly important,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,Private placement office, 104,Yes to fire,No,-44,Yes,10,Yes,4,1,No,The benefits of training are small than the costs,Yes,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,Minor obstacle,Yes,0,100, -44,0,No,-44,No,70,0,0,0,30,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,2,2,Incompleteness of loan application,-44,4400000,5310000,2017800,1805400,175000,84000,21000,91000,5000,4000,2000,0,0,3327000,5231000,4557000,6793000,9524000,Major obstacle,Major obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Customs and Trade Regulations,Electricity,Telecommunications,Minor obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Government based organization, -44,technological and Innovation Support, -44,No,-44,-44,Yes,No,No,Yes,No,No,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,No,-44,-44,Truthful,Are taken directly from the establishment's records, 13977,77,Grenada,Grenada,Transport,504775,Yes,4,Headquarters with no production/no sales at this location,No,4,Shareholding company with non-traded shares or shares traded, -44,61.75,65,0,35,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Female,Male,1941,Yes,Yes,1941,14,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,1,1,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,26,Yes,Yes,Yes,0,-44,-44,100,0, -44,25,70,5,5,Government or government agencies (including state-owned ent,15,55,30,cell phones,65,National,10,Remained the same,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,30,70,No,-44,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,5,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,0,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,Yes,6,Yes,12,No,Yes,10,0,-44,No,-44,-44,No,-44,-44,Yes,20,2,6,106,28,37,26,15,0,0,16,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,11,28,59000,29,56000,28,66000,2,25000,3,24000,2,29000,4,25000,5,25000,4,29000,4,12000,4,12000,4,14000,5,11000,5,10100,5,12000,0,-77,0,-77,0,-77,37,12000,34,12100,37,14000,0,-77,0,-77,0,-77,26,10000,26,9400,28,11900,-44, -44,University graduate,University graduate,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed secondary,Important,Slightly important,Critical,Important,Important,Important,Important,Important,Important,Important,Important,Important,Slightly important,Slightly important,Very important,Very important,Very important,Very important,Very important,Important,Very important,Very important,Slightly important,Slightly important,Critical,Slightly important,Important,Very important,Slightly important,Slightly important,Critical,Important,Important,Critical,Critical,Important,Important,Important,Slightly important,Important,Important,Important,Very important,Slightly important,Critical,Important,Critical,Critical,Very important,Critical,Critical,Not important,Not important,Important,Not important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Important,Very important,Important,Important,Not important,Not important,Slightly important,Important,Slightly important,Very important,Very important,Critical,Critical,Slightly important,Not important,Important,Important,Slightly important,Slightly important,Not difficult,Difficult,Slightly difficult,3,17,Not difficult,Difficult,Difficult,0,6,Not difficult,Slightly difficult,Slightly difficult,1,3,Not difficult,Slightly difficult,Slightly difficult,1,1,Slightly difficult,Slightly difficult,Difficult,0,2,Slightly difficult,Slightly difficult,Difficult,0,4,Slightly difficult,Difficult,Difficult,4,4,Not difficult,Not difficult,Not difficult,1,7,Not difficult,Slightly difficult,Not difficult,3,1,Important,Very important,Important,Not important,Slightly important,Slightly important,Not important,Not important,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,No obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,Private placement office, 81,No,-44,-44,-44,-44,Yes,5,2,No,The benefits of training are small than the costs,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,No,-44,No,80,0,0,0,20,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Application procedures for loans or line of credit are compl,12290000,12990000,4676400,4026900,468000,909300,25000,286000,40000,31000,17000,0,0,2255000,4157000,3637000,5196000,5419000,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,Customs and Trade Regulations,Corruption,Political environment,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Private independent fund, -44,technological and Innovation Support, -44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are estimates computed with some precision, 13976,76,Grenada,Grenada,Hotel and restaurants,504774,No,-44,-44,-44,-44,Limited partnership, -44,50,0,100,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Female,Male,Male,1993,No,Yes,1993,10,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,4,2,0,-44,No,-44,-44,-44,-44,Yes,0,Yes,Yes,Yes,0,-44,-44,100,0, -44,15,60,25,15,Large private firms (more than 100 employees),35,45,20,accomodation,60,National,5,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,25,75,Yes,15,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,-44,469813,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,45000,33000,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,5,Yes,12,No,No,-44,0,-44,No,-44,-44,Yes,40,No,No,-44,-44,5,120,30,42,30,18,30,0,25,2,0,0,0,0,0,0,0,0,0,0,0,0,0,0,16,30,43000,31,43000,30,51000,2,33000,3,32000,2,37000,5,33000,6,31000,5,39000,5,11000,5,10000,6,12000,5,10000,5,9000,5,10800,1,12000,1,11800,1,13700,42,11000,40,10200,43,12900,0,-77,0,-77,0,-77,30,10000,32,8900,31,11900,New production methods, -44,University graduate,Post graduated,University graduate,University graduate,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed secondary,Important,Slightly important,Critical,Very important,Important,Important,Important,Very important,Important,Very important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Critical,Critical,Critical,Important,Slightly important,Very important,Critical,Slightly important,Slightly important,Critical,Important,Slightly important,Slightly important,Slightly important,Not important,Very important,Important,Very important,Critical,Very important,Important,Very important,Very important,Slightly important,Important,Important,Important,Critical,Slightly important,Critical,Important,Critical,Critical,Very important,Very important,Critical,Slightly important,Not important,Important,Not important,Important,Very important,Slightly important,Slightly important,Slightly important,Important,Important,Slightly important,Slightly important,Very important,Not important,Not important,Not important,Important,Very important,Very important,Critical,Critical,Very important,Not important,Slightly important,Important,Important,Not important,Important,Not difficult,Very difficult,Difficult,3,22,Slightly difficult,Difficult,Difficult,1,4,Slightly difficult,Difficult,Slightly difficult,0,2,Slightly difficult,Slightly difficult,Slightly difficult,0,1,Slightly difficult,Not difficult,Not difficult,1,10,Slightly difficult,Difficult,Difficult,0,7,Not difficult,Difficult,Slightly difficult,5,7,Not difficult,Difficult,Not difficult,0,2,Not difficult,Not difficult,Slightly difficult,3,2,Very important,Important,Very important,Important,Very important,Slightly important,Slightly important,Not important,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,No obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Private placement office, 80,No,-44,-44,-44,-44,No,-44,-44,No,Other,Yes,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,No obstacle,Yes,0,100, -44,0,Yes,15,No,75,0,0,0,25,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,Yes,Line of credit,2010,40000,13,42,Other,Yes,No,No,No,No,No, -44,200,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,10190000,11970000,3231900,3351600,227000,598500,1716000,96000,7000,8000,15000,0,0,1867000,2313000,2873000,3352000,3735000,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Very severe obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,Major obstacle,Major obstacle,Minor obstacle,-44,-44,-44,-44,-44,Customs and Trade Regulations,Tax Rates,Inadequately educated workforce,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,International organization, -44,Marketing and Operations support, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 13991,91,Grenada,Grenada,Food,504799,Yes,2,Headquarters with no production/no sales at this location,Yes,-44,Shareholding company with non-traded shares or shares traded, -44,55,0,88,9,3,Not applicable,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Female,Female,1961,Yes,Yes,1960,12,No,-44,-44,No,-44,-44,No,-44,-44,Yes,52,No,Yes,3,2,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,5,Yes,No,Yes,85,55,145,15,0, -44,30,40,30,0,Individuals,40,55,5,beer,55,Local,10,Remained the same,Decreased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,40,60,Yes,3,Yes,Yes,No,No,Yes,No,Yes,Other company of the sector, -44,No,Yes,Yes,Yes,No,Yes,Yes,No,-44,-44,Yes,Yes,No,Yes,No,Yes,No,No,No, -44,Critical,Very Important,Important,Critical,Very Important,Very Important,Very Important,Yes,100,No,-44,No,-44,No,No,430000,-44,No,No,No,Yes,Moderate obstacle,No obstacle,Minor obstacle,Very severe obstacle,Minor obstacle,No obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to agree,Tend to disagree,Yes,No,-44,-44,-44,-44,Yes,-44,120000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,No,Yes,No,No,-44,-44,No,-44,-44,No,No,No,20,Yes,2,No,No,-44,0,-44,Yes,0,Yes,No,-44,-44,No,-44,-44,6,120,30,42,30,18,1,4,1,9,15,5,5,3,2,0,0,0,1,1,1,1,2,1,12,35,50000,33,47000,33,57000,2,32000,2,32000,2,37000,6,30000,7,28000,6,33000,6,11000,6,11000,6,13000,6,11000,6,9900,6,12700,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,47,11000,46,11000,45,12200,33,10000,31,9100,30,11300,New products require new skills, -44,University graduate,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete secondary,Completed secondary,Completed primary school,Important,Slightly important,Critical,Important,Very important,Very important,Important,Slightly important,Very important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Very important,Very important,Very important,Important,Important,Critical,Critical,Very important,Important,Very important,Slightly important,Slightly important,Very important,Not important,Slightly important,Very important,Slightly important,Slightly important,Critical,Critical,Important,Critical,Important,Slightly important,Very important,Very important,Important,Critical,Slightly important,Critical,Important,Very important,Critical,Critical,Very important,Critical,Slightly important,Not important,Important,Not important,Important,Important,Slightly important,Not important,Slightly important,Important,Important,Slightly important,Slightly important,Important,Not important,Not important,Slightly important,Very important,Important,Critical,Critical,Very important,Critical,Slightly important,Slightly important,Important,Slightly important,Slightly important,Important,Slightly difficult,Very difficult,Very difficult,4,23,Not difficult,Very difficult,Difficult,0,14,Slightly difficult,Slightly difficult,Slightly difficult,1,8,Slightly difficult,Slightly difficult,Slightly difficult,0,1,Slightly difficult,Slightly difficult,Not difficult,0,9,Not difficult,Slightly difficult,Difficult,1,10,Slightly difficult,Difficult,Difficult,1,10,Not difficult,Slightly difficult,Slightly difficult,5,7,Not difficult,Not difficult,Not difficult,4,1,Slightly important,Critical,Important,Important,Very important,Slightly important,Not important,Slightly important,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Private placement office, 105,Yes to fire,No,-44,Yes,12,Yes,1,2,No,The firm cannot afford the optimal level of training,Yes,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Yes,0,100, -44,0,No,-44,No,60,16,4,0,20,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,3,3,Problems with credit history/report,-44,28840000,28530000,5930000,8844300,1084000,630000,3780000,1260000,37000,18000,20000,0,0,12015000,2199000,17933000,2972000,21878000,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,No obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Customs and Trade Regulations,"Crime, theft and disorder",Moderate obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Local business association, -44,technological and Innovation Support, -44,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 13910,10,Grenada,Grenada,Garments,504800,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,95,100,0,0,0,Equally men and women,No,Yes,5,Makes major strategic and fiancial decisions,10,3,Equally men and women,Male,Male,Male,1979,No,Yes,1972,52,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,0,3,1,-44,No,-44,-44,-44,-44,Yes,0,Yes,No,Yes,95,90,70,5,0, -44,5,60,35,0,Large private firms (more than 100 employees),0,45,55,manufacturing clothing,70,Local,5,Remained the same,Decreased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,20,80,Yes,7,No,No,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,Yes,Yes,Yes,No,Moderate obstacle,Minor obstacle,No obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,Moderate obstacle,Moderate obstacle,-44, -44,Tend to disagree,Strongly disagree,Tend to disagree,Tend to agree,Yes,No,-44,-44,-44,-44,Yes,-44,150000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,5,Yes,1,No,No,-44,-44,5000,No,-44,-44,Yes,345,No,No,-44,-44,10,128,33,44,32,19,33,0,21,2,0,0,0,0,0,0,0,0,0,0,0,0,0,0,15,33,64000,34,61000,36,75000,2,28000,3,27000,2,30000,5,23000,5,22000,4,25000,5,11000,5,10000,5,12000,6,12000,6,12200,6,12900,1,9600,1,8900,1,10900,0,-77,0,-77,0,-77,44,15000,46,13900,48,16500,32,10000,29,9200,29,11600,Increase/decreased demand for goods, -44,University graduate,Completed secondary,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,Completed secondary,Completed primary school,Very important,Slightly important,Critical,Very important,Important,Very important,Important,Important,Important,Slightly important,Important,Important,Important,Slightly important,Important,Critical,Very important,Critical,Important,Very important,Critical,Critical,Important,Important,Critical,Slightly important,Important,Slightly important,Slightly important,Not important,Important,Slightly important,Critical,Critical,Very important,Important,Very important,Very important,Important,Very important,Important,Slightly important,Critical,Important,Critical,Important,Critical,Very important,Critical,Critical,Critical,Important,Slightly important,Important,Not important,Important,Important,Slightly important,Not important,Not important,Important,Important,Important,Important,Very important,Not important,Slightly important,Not important,Important,Important,Very important,Critical,Critical,Very important,Not important,Important,Slightly important,Important,Important,Not important,Not difficult,Very difficult,Difficult,4,8,Not difficult,Difficult,Difficult,1,6,Not difficult,Slightly difficult,Difficult,0,6,Not difficult,Difficult,Slightly difficult,1,1,Slightly difficult,Slightly difficult,Slightly difficult,1,4,Slightly difficult,Slightly difficult,Slightly difficult,1,3,Not difficult,Difficult,Slightly difficult,0,4,Slightly difficult,Not difficult,Not difficult,5,10,Not difficult,Not difficult,Not difficult,4,1,Very important,Important,Important,Important,Very important,Not important,Not important,Slightly important,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Through family/friends, 106,No,-44,-44,-44,-44,Yes,3,1,No,The benefits of training are small than the costs,Yes,Very severe obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,No,0,100, -44,0,Yes,7,Yes,55,20,5,0,20,0,0,0,0,0,0,0,0, -44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Line of credit,2010,15000000,12,30,Other,Yes,Yes,No,Yes,No,No, -44,175,Yes,2,2,Incompleteness of loan application,-44,10210000,8810000,3171600,2643000,203000,264300,189000,252000,0,0,0,1145000,0,1427000,1670000,2379000,2114000,6138000,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,No obstacle,No obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,No,Yes,No,Yes,No,"Crime, theft and disorder",Practices of competitors in the informal sector,Access to land for expansion / relocation,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 13978,78,Grenada,Grenada,Hotel and restaurants,504776,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,1961,Yes,Yes,1961,20,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,5,3,0,-44,No,-44,-44,-44,-44,Yes,0,Yes,Yes,Yes,0,-44,-44,100,0, -44,0,65,35,5,Government or government agencies (including state-owned ent,25,60,15,hotel,100,Local,10,Increased,Remained the same,More than 5,95,5,80,1962,united states,20,canada,10,8,0,0,35,65,No,-44,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,Yes,No,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,-44, -44,Strongly disagree,Tend to agree,Tend to agree,Tend to disagree,Yes,Yes,Yes,95,No,-44,Yes,-44,25000,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,Outside working hours,Knife,Money,250,Gang related,No,No,Would increase insurance cost,Yes,3,During working hours,Firearm/gun,Money,20000,Group of criminals,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,2,Outside working hours,Other,Goods or stock,500,Other,No,No,-44,Yes,4,During working hours,Firearm/gun,Money,17000,Group of criminals,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,2000,Yes,Yes,Yes,No,Yes,No,-44,-44,No,-44,-44,No,No,No,1,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,50,132,34,46,33,19,0,0,25,2,40,12,13,10,5,0,0,7,0,2,1,1,3,1,19,46,62000,47,63000,47,71000,3,26000,4,24000,3,29000,7,30000,7,30000,6,34000,7,13000,7,12000,7,15000,7,13000,7,11800,7,15400,0,-77,0,-77,0,-77,59,11000,60,10600,62,11900,0,-77,0,-77,0,-77,43,11000,47,11100,49,12900,Economic upturn/downturn, -44,University graduate,Completed secondary,Post graduated,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed primary school,Very important,Slightly important,Critical,Important,Very important,Important,Important,Slightly important,Important,Important,Slightly important,Slightly important,Important,Slightly important,Slightly important,Critical,Very important,Critical,Important,Important,Critical,Critical,Important,Important,Very important,Slightly important,Slightly important,Important,Slightly important,Not important,Important,Important,Important,Very important,Critical,Slightly important,Very important,Very important,Important,Very important,Important,Very important,Very important,Not important,Critical,Important,Critical,Very important,Critical,Very important,Very important,Not important,Not important,Important,Not important,Important,Important,Not important,Not important,Slightly important,Important,Important,Important,Slightly important,Important,Not important,Slightly important,Slightly important,Important,Slightly important,Critical,Very important,Critical,Very important,Slightly important,Not important,Very important,Very important,Not important,Important,Slightly difficult,Very difficult,Slightly difficult,5,16,Slightly difficult,Difficult,Difficult,1,7,Slightly difficult,Slightly difficult,Slightly difficult,1,8,Not difficult,Not difficult,Slightly difficult,0,1,Slightly difficult,Slightly difficult,Difficult,0,7,Not difficult,Difficult,Slightly difficult,0,8,Not difficult,Difficult,Difficult,6,6,Slightly difficult,Slightly difficult,Not difficult,0,5,Not difficult,Slightly difficult,Not difficult,5,1,Very important,Important,Not important,Important,Very important,Slightly important,Not important,Not important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Through family/friends, 82,No,-44,-44,-44,-44,Yes,4,2,No,The benefits of training are small than the costs,Yes,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,No obstacle,Yes,0,100, -44,0,Yes,15,Yes,70,8,2,0,20,0,0,0,0,0,0,0,0, -44,50,50,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Line of credit,2010,20000000,9,30,Private commercial banks,Yes,Yes,No,No,Yes,No, -44,175,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,10530000,11070000,2988900,2988900,554000,664200,1512000,221500,33000,20000,13000,221000,0,1767000,2441000,2325000,3874000,3906000,No obstacle,Minor obstacle,Major obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,Major obstacle,No obstacle,Major obstacle,No obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Macroeconomic environment,Inadequately educated workforce,Customs and Trade Regulations,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Government based organization, -44,Marketing and Operations support, -44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 1397,7,Grenada,Grenada,Retail,504755,Yes,6,Headquarters with no production/no sales at this location,No,6,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Female,Female,Female,1938,No,Yes,1945,49,No,-44,-44,No,-44,-44,No,-44,-44,Yes,19,No,Yes,0,3,1,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,25,60,15,0,Others,30,50,20,lumber,65,National,10,Remained the same,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,40,60,Yes,2,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,-44, -44,Tend to agree,Tend to agree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,5,Yes,12,No,No,-44,0,-44,Yes,14,No,No,-44,-44,No,-44,-44,10,141,36,49,35,21,28,33,23,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,19,36,45000,39,43000,42,50000,3,25000,4,25000,3,27000,6,31000,6,30000,6,36000,6,10000,6,9000,6,11000,6,11000,6,9900,6,12500,0,-77,0,-77,0,-77,49,10000,52,10000,57,11300,0,-77,0,-77,0,-77,35,11000,33,10000,32,12200,Increase/decreased demand for goods, -44,Post graduated,University graduate,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed secondary,Completed secondary,-44,-44,Completed secondary,Started but did not complete secondary,Very important,Important,Critical,Important,Very important,Very important,Slightly important,Slightly important,Important,Important,Important,Important,Slightly important,Slightly important,Important,Very important,Critical,Critical,Very important,Important,Critical,Very important,Important,Slightly important,Critical,Slightly important,Important,Important,Not important,Not important,Critical,Important,Important,Critical,Critical,Important,Very important,Important,Important,Very important,Very important,Important,Critical,Not important,Very important,Important,Critical,Critical,Critical,Very important,Critical,Slightly important,Not important,Important,Not important,Important,Important,Slightly important,Not important,Slightly important,Important,Very important,Important,Very important,Important,Not important,Slightly important,Slightly important,Very important,Very important,Critical,Critical,Critical,Critical,Slightly important,Slightly important,Important,Important,Not important,Important,Not difficult,Very difficult,Difficult,4,17,Slightly difficult,Very difficult,Difficult,1,14,Slightly difficult,Difficult,Difficult,0,3,Not difficult,Not difficult,Slightly difficult,1,1,Slightly difficult,Not difficult,Difficult,0,10,Not difficult,Difficult,Very difficult,0,7,Not difficult,Slightly difficult,Slightly difficult,5,9,Not difficult,Slightly difficult,Not difficult,1,10,Not difficult,Not difficult,Not difficult,4,2,Very important,Critical,Important,Not important,Very important,Not important,Slightly important,Slightly important,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Public placement office, 61,Yes to hire,Yes,18,No,-44,No,-44,-44,No,The firm cannot afford the optimal level of training,Yes,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Yes,0,100, -44,0,No,-44,No,80,0,0,0,20,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,4,4,Insufficient profitability,-44,2240000,3200000,992000,1024000,26000,160000,288000,45000,8000,9000,7000,0,0,444000,528000,704000,800000,1753000,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,No,Yes,No,Yes,No,No,Yes,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Minor obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Access to finance,"Crime, theft and disorder",Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Government based organization, -44,Marketing and Operations support, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are taken directly from the establishment's records, 139127,127,Grenada,Grenada,Retail,504765,Yes,5,Headquarters with no production/no sales at this location,No,5,Shareholding company with non-traded shares or shares traded, -44,60,60,40,0,0,Equally men and women,No,Yes,31,Delegates decisions to other partners,10,6,Predominantly women,Male,Female,Male,1979,No,Yes,1979,32,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,0,1,1,-44,Yes,3,0,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,30,50,20,0,Government or government agencies (including state-owned ent,15,70,15,goods,100,Local,5,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,40,60,Yes,8,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,5,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,No,12,No,-44,-44,No,-44,-44,9000,No,-44,-44,No,-44,-44,No,-44,-44,20,177,46,61,44,26,34,36,28,2,0,0,0,0,0,0,0,0,0,0,0,0,0,0,18,46,41000,44,39000,45,49000,3,27000,3,25000,3,32000,7,23000,8,21000,7,25000,7,13000,6,12000,7,14000,8,13000,7,11700,7,14400,1,12000,1,11500,1,14100,61,11000,62,11200,58,12800,0,-77,0,-77,0,-77,44,10000,48,9900,51,10800,Economic upturn/downturn, -44,University graduate,Completed college/vocational training,University graduate,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed secondary,-44,-44,Completed secondary,Completed secondary,Important,Slightly important,Critical,Important,Important,Important,Important,Important,Very important,Important,Important,Slightly important,Slightly important,Not important,Slightly important,Very important,Critical,Critical,Important,Very important,Critical,Very important,Important,Important,Critical,Slightly important,Slightly important,Important,Slightly important,Not important,Important,Important,Very important,Critical,Critical,Important,Critical,Very important,Important,Important,Important,Very important,Very important,Important,Very important,Slightly important,Critical,Critical,Very important,Very important,Critical,Slightly important,Not important,Important,Not important,Slightly important,Important,Not important,Slightly important,Important,Very important,Very important,Slightly important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Important,Important,Critical,Very important,Critical,Critical,Not important,Not important,Important,Important,Important,Not important,Not difficult,Very difficult,Slightly difficult,5,8,Slightly difficult,Difficult,Difficult,1,4,Not difficult,Slightly difficult,Difficult,1,4,Slightly difficult,Slightly difficult,Slightly difficult,1,1,Slightly difficult,Slightly difficult,Difficult,0,6,Slightly difficult,Difficult,Slightly difficult,1,3,Not difficult,Difficult,Difficult,7,6,Not difficult,Not difficult,Not difficult,0,7,Not difficult,Not difficult,Not difficult,5,2,Important,Very important,Important,Important,Important,Slightly important,Slightly important,Slightly important,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,Public placement office, 71,No,-44,-44,-44,-44,Yes,5,2,No,The firm cannot afford the optimal level of training,Yes,Moderate obstacle,Moderate obstacle,No obstacle,Very severe obstacle,Moderate obstacle,No obstacle,No,0,100, -44,0,Yes,14,No,85,0,0,0,15,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Size of loan and maturity are insufficiant,7270000,11040000,3201600,3532800,994000,662400,13000,88500,9000,6000,17000,0,0,1623000,1961000,2318000,2650000,4474000,No obstacle,No obstacle,Very severe obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,No obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Very severe obstacle,Moderate obstacle,No obstacle,Minor obstacle,No obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Access to finance,Transportation,No obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Local business association, -44,technological and Innovation Support, -44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,Somewhat truthful,Are estimates computed with some precision, 13979,79,Grenada,Grenada,Construction,504777,Yes,2,Establishment physically separated from HQ and other establi,Yes,-44,Shareholding company with non-traded shares or shares traded, -44,95,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Male,1975,No,Yes,1981,38,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,0,1,1,-44,No,-44,-44,-44,-44,Yes,4,1,1,-44,No,-44,-44,-44,-44,Yes,5,Yes,Yes,Yes,0,-44,-44,100,0, -44,50,40,10,4,Others,25,65,10,construction services,Refusal to answer,National,5,Increased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,55,45,Yes,6,No,Yes,Yes,No,Yes,No,Yes,Client, -44,No,No,Yes,No,Yes,Yes,No,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,Important,Very Important,Important,Important,Slightly important,Very Important,Critical,Yes,40,Yes,60,No,-44,Yes,No,210000,-44,No,Yes,Yes,No,Major obstacle,Moderate obstacle,Major obstacle,No obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,No obstacle,Major obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to agree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,-44,50000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,5000,Yes,No,Yes,Yes,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,10,No,-44,-44,Yes,0,0,-44,Yes,0,Yes,Yes,30,No,No,-44,-44,100,188,48,65,47,28,2,14,9,10,0,0,0,0,0,0,0,0,0,0,0,0,0,0,27,48,63000,48,56000,44,73000,3,32000,3,30000,3,36000,8,33000,8,29000,7,36000,8,13000,8,12000,8,15000,8,11000,8,11200,8,12900,1,9700,1,9600,1,11300,65,11000,63,10700,61,12500,0,-77,0,-77,0,-77,47,9900,43,9800,45,11300,New products require new skills, -44,University graduate,University graduate,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed secondary,Very important,Important,Very important,Important,Important,Important,Slightly important,Important,Very important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Critical,Critical,Very important,Very important,Slightly important,Very important,Critical,Important,Important,Critical,Not important,Important,Very important,Slightly important,Not important,Important,Important,Important,Critical,Critical,Important,Important,Slightly important,Important,Slightly important,Important,Slightly important,Critical,Important,Critical,Slightly important,Critical,Critical,Very important,Critical,Very important,Not important,Slightly important,Important,Not important,Important,Very important,Slightly important,Slightly important,Slightly important,Important,Important,Important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Important,Very important,Critical,Critical,Critical,Critical,Not important,Important,Important,Important,Slightly important,Slightly important,Not difficult,Very difficult,Very difficult,5,24,Not difficult,Very difficult,Difficult,0,5,Slightly difficult,Slightly difficult,Slightly difficult,0,5,Slightly difficult,Not difficult,Slightly difficult,1,3,Slightly difficult,Slightly difficult,Difficult,0,8,Slightly difficult,Difficult,Slightly difficult,0,6,Slightly difficult,Slightly difficult,Slightly difficult,7,4,Not difficult,Difficult,Not difficult,0,6,Not difficult,Not difficult,Not difficult,5,1,Very important,Critical,Not important,Slightly important,Important,Not important,Slightly important,Slightly important,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,Minor obstacle,No obstacle,Minor obstacle,No obstacle,Private placement office, 83,No,-44,-44,-44,-44,Yes,2,2,No,The firm cannot afford the optimal level of training,Yes,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Yes,0,100, -44,0,Yes,14,Yes,25,20,5,0,50,0,0,0,0,0,0,0,0, -44,50,25,12.5,0,0,0,0,0,12.5,0,0,0,0,0,0, -44,Yes,Line of credit,2011,3700000,6,36,Private commercial banks,Yes,Yes,No,Yes,No,No, -44,150,Yes,2,1,Incompleteness of loan application,-44,15260000,18750000,6000000,5437500,1875000,1312500,1875000,131500,8000,24000,22000,1875000,0,3465000,5550000,5250000,6938000,6615000,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,Major obstacle,Major obstacle,Yes,No,Yes,Yes,Yes,Inadequately educated workforce,"Crime, theft and disorder",Practices of competitors in the informal sector,Moderate obstacle,Yes,Yes,Yes,No,No,Yes,No,Yes,Moderated impact,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,Yes,Moderated impact,-44,No impact,-44,-44,Yes,Moderated impact,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,Yes,Yes,No,Yes,No,Yes,Yes,Yes,Yes,Yes,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Truthful,Are taken directly from the establishment's records, 139109,109,Grenada,Grenada,Retail,504773,No,-44,-44,-44,-44,Limited partnership, -44,90,90,10,0,0,Equally men and women,No,Yes,10,Delegates decisions to other partners,5,8,All men,Male,Male,Male,2000,No,Yes,2000,10,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,0,3,1,-44,No,-44,-44,-44,-44,Yes,7,4,0,-44,No,-44,-44,-44,-44,Yes,0,Yes,Yes,Yes,0,-44,-44,100,0, -44,25,45,30,3,Large private firms (more than 100 employees),40,50,10,groceries,40,Local,5,Decreased,Remained the same,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,65,35,Yes,13,Yes,Yes,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,No obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to agree,Yes,No,-44,-44,-44,-44,Yes,-44,75000,Yes,-44,50000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,Outside working hours,Baseball bat,Money,500,Gang related,No,No,Would increase insurance cost,Yes,3,During working hours,Firearm/gun,Money,30000,Group of criminals,Yes,Yes,-44,Yes,1,During working hours,Other,Goods or stock,3000,Gang related,No,No,Loss was small,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,Outside working hours,Knife,Money,7500,Gang related,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,25000,5000,Yes,No,No,Yes,Yes,No,-44,-44,No,-44,-44,Yes,Yes,Yes,15,Yes,4,No,No,-44,0,-44,Yes,5,Yes,No,-44,-44,No,-44,-44,75,199,52,69,49,29,0,42,30,2,15,5,5,3,2,0,3,2,0,1,1,1,1,1,26,57,44000,55,42000,55,49000,4,31000,5,31000,4,35000,9,32000,10,31000,9,35000,9,13000,8,13000,8,15000,9,13000,9,13200,10,15200,0,-77,0,-77,0,-77,74,12000,72,10700,74,13900,0,-77,0,-77,0,-77,52,10000,50,9400,51,11100,Increase/decreased demand for goods, -44,University graduate,University graduate,University graduate,University graduate,Completed college/vocational training,Completed secondary,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed secondary,Important,Important,Critical,Important,Important,Very important,Slightly important,Important,Important,Important,Slightly important,Important,Not important,Slightly important,Important,Critical,Very important,Critical,Important,Very important,Very important,Critical,Slightly important,Important,Critical,Slightly important,Slightly important,Important,Not important,Not important,Critical,Important,Important,Critical,Critical,Very important,Very important,Important,Slightly important,Important,Important,Very important,Very important,Important,Critical,Important,Very important,Critical,Critical,Critical,Critical,Not important,Not important,Important,Not important,Important,Important,Not important,Not important,Not important,Slightly important,Very important,Slightly important,Slightly important,Important,Not important,Not important,Slightly important,Important,Important,Critical,Critical,Very important,Critical,Not important,Slightly important,Very important,Important,Not important,Slightly important,Not difficult,Difficult,Slightly difficult,6,9,Slightly difficult,Very difficult,Slightly difficult,1,6,Difficult,Difficult,Slightly difficult,0,2,Slightly difficult,Slightly difficult,Not difficult,1,2,Slightly difficult,Slightly difficult,Slightly difficult,1,4,Slightly difficult,Difficult,Difficult,0,2,Not difficult,Slightly difficult,Difficult,8,5,Not difficult,Not difficult,Not difficult,0,4,Not difficult,Slightly difficult,Not difficult,6,1,Very important,Very important,Important,Not important,Very important,Not important,Slightly important,Slightly important,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,Public placement office, 79,No,-44,-44,-44,-44,Yes,1,2,No,The firm does not have enough information about training pro,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,7,Yes,67,0,0,0,33,0,0,0,0,0,0,0,0, -44,50,50,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Loan,2011,1000000,14,24,Private commercial banks,Yes,Yes,No,Yes,Yes,No, -44,200,Yes,2,1,Insufficient profitability,-44,37290000,27900000,10323000,8091000,893000,1953000,3069000,251000,13000,50000,50000,0,279000,3515000,5449000,5580000,8649000,8872000,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Access to finance,Practices of competitors in the informal sector,Major obstacle,Yes,Yes,Yes,No,No,Yes,No,Yes,Moderated impact,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,Yes,Moderated impact,-44,Large impact,-44,-44,Yes,Moderated impact,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 139130,130,Grenada,Grenada,Retail,504802,Yes,2,Headquarters with no production/no sales at this location,Yes,-44,Shareholding company with non-traded shares or shares traded, -44,51,49,51,0,0,Predominantly women,Yes,No,51,Makes decisions in consultation with other partners,12,4,Predominantly men,Male,Male,Male,1837,No,Yes,1972,27,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,1,0,-44,Yes,2,0,0,-44,Yes,4,2,0,-44,No,-44,-44,-44,-44,Yes,0,Yes,No,Yes,0,-44,-44,100,0, -44,5,55,40,0,Others,35,55,10,food,50,Local,15,Decreased,Remained the same,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,35,65,No,-44,Yes,Yes,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,Yes,No,Yes,No,Moderate obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,No obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,-44,525000,Yes,-44,65000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,3,During working hours,Other,Money,20000,Gang related,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,2,Outside working hours,Knife,Goods or stock,600,Other,No,No,-44,Yes,1,During working hours,Firearm/gun,Money,34000,Group of criminals,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,No,No,Yes,No,-44,-44,No,-44,-44,Yes,Yes,Yes,5,No,-44,-44,Yes,0,0,-44,No,-44,-44,Yes,85,No,No,-44,-44,10,477,121,166,119,71,85,78,51,1,30,9,10,7,4,5,4,3,0,1,1,1,2,1,48,130,47000,139,45000,140,51000,8,27000,8,25000,7,30000,22,31000,21,29000,18,35000,22,11000,24,10000,23,12000,23,10000,23,10200,21,11700,0,-77,0,-77,0,-77,176,12000,165,12100,172,13500,0,-77,0,-77,0,-77,126,10000,119,9400,109,11200,Increase/decreased demand for goods, -44,Post graduated,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed primary school,Very important,Not important,Very important,Important,Very important,Very important,Important,Important,Important,Slightly important,Important,Important,Slightly important,Not important,Important,Critical,Very important,Critical,Important,Important,Critical,Critical,Slightly important,Important,Critical,Slightly important,Important,Important,Slightly important,Important,Slightly important,Very important,Important,Critical,Critical,Very important,Very important,Important,Important,Important,Important,Important,Very important,Important,Very important,Slightly important,Very important,Critical,Very important,Very important,Very important,Slightly important,Not important,Very important,Slightly important,Important,Very important,Not important,Slightly important,Important,Very important,Important,Slightly important,Slightly important,Important,Not important,Slightly important,Not important,Important,Very important,Very important,Very important,Very important,Very important,Not important,Slightly important,Important,Important,Slightly important,Not important,Not difficult,Very difficult,Difficult,13,18,Slightly difficult,Very difficult,Slightly difficult,0,5,Not difficult,Difficult,Slightly difficult,3,10,Slightly difficult,Not difficult,Slightly difficult,3,1,Slightly difficult,Not difficult,Not difficult,3,6,Slightly difficult,Difficult,Difficult,0,6,Not difficult,Slightly difficult,Difficult,18,6,Not difficult,Slightly difficult,Slightly difficult,0,10,Not difficult,Not difficult,Slightly difficult,13,2,Critical,Important,Very important,Important,Very important,Slightly important,Slightly important,Slightly important,No obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Minor obstacle,Private placement office, 108,No,-44,-44,-44,-44,Yes,1,2,No,The benefits of training are small than the costs,Yes,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,No obstacle,Yes,0,100, -44,0,Yes,7,Yes,20,3.2,.8,40,36,0,0,0,0,0,0,0,0, -44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Line of credit,2011,5000000,10,54,"Non-Bank financial institutions (microfinance institutions,",Yes,No,No,No,No,No, -44,150,Yes,4,3,Insufficient profitability,-44,119880000,102020000,31626200,32646400,3571000,6121200,9181800,1734500,156000,104000,121000,10202000,0,14691000,19292000,20404000,31626000,44481000,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,No obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,No obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Tax Rates,Cost of finance,Moderate obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,International organization, -44,technological and Innovation Support, -44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,Truthful,Are taken directly from the establishment's records, 141134,134,St-Kitts and Nevis,St-Kitts and Nevis,Construction,507235,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,51,100,0,0,0,Equally men and women,Yes,Yes,49,Makes major strategic and fiancial decisions,11,21,Equally men and women,Male,Male,Female,1990,No,Yes,1992,20,No,-44,-44,No,-44,-44,No,-44,-44,Yes,21,No,Yes,9,2,0,-44,No,-44,-44,-44,-44,Yes,3,1,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,5,65,30,0,Medium private firms (20-100 employees),20,55,25,architectural drawing,75,National,15,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,80,20,Yes,17,Yes,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,No obstacle,No obstacle,No obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,-44, -44,Tend to disagree,Strongly disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,2,Yes,1,Yes,No,-44,-44,4000,No,-44,-44,No,-44,-44,No,-44,-44,1,4,2,1,1,0,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,2,66000,1,62000,1,78000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,19000,1,18500,1,21700,0,-77,0,-77,0,-77,1,16000,1,14700,1,19000,Economic upturn/downturn, -44,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Completed secondary,-44,-44,Completed secondary,Completed secondary,Important,Important,Critical,Very important,Important,Very important,Slightly important,Important,Important,Important,Important,Important,Slightly important,Not important,Important,Very important,Very important,Critical,Important,Important,Critical,Very important,Important,Very important,Critical,Not important,Slightly important,Important,Not important,Slightly important,Important,Important,Critical,Critical,Critical,Slightly important,Very important,Important,Very important,Very important,Important,Important,Very important,Important,Very important,Important,Critical,Very important,Very important,Critical,Critical,Slightly important,Not important,Important,Not important,Slightly important,Very important,Important,Slightly important,Slightly important,Slightly important,Very important,Important,Slightly important,Important,Not important,Slightly important,Slightly important,Important,Important,Critical,Very important,Critical,Very important,Slightly important,Slightly important,Important,Very important,Slightly important,Important,Slightly difficult,Very difficult,Slightly difficult,1,14,Slightly difficult,Difficult,Difficult,0,10,Not difficult,Difficult,Slightly difficult,1,7,Slightly difficult,Slightly difficult,Not difficult,1,3,Slightly difficult,Not difficult,Slightly difficult,1,4,Slightly difficult,Slightly difficult,Slightly difficult,1,2,Not difficult,Difficult,Slightly difficult,0,3,Slightly difficult,Slightly difficult,Slightly difficult,1,4,Not difficult,Not difficult,Not difficult,1,1,Important,Important,Important,Important,Very important,Not important,Not important,Not important,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,Public announcement/advertisement, -44,No,-44,-44,-44,-44,No,-44,-44,No,Other,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,7,No,75,0,0,0,25,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Did not think it would be approved,100000,110000,30000,23100,2000,2200,13000,1000,0,0,0,0,0,20000,29000,28000,40000,81000,Very severe obstacle,Very severe obstacle,Minor obstacle,Major obstacle,No,Yes,Yes,Yes,No,Yes,No,No obstacle,Major obstacle,No obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,Customs and Trade Regulations,Tax Rates,Electricity,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Local business association, -44,technological and Innovation Support, -44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Truthful,Are taken directly from the establishment's records, 141149,149,St-Kitts and Nevis,St-Kitts and Nevis,Construction,507222,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All women,Yes,No,100,Makes major strategic and fiancial decisions,31,4,All men,Male,Male,Male,1983,Yes,Yes,1983,9,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,3,0,-44,Yes,1,0,0,-44,Yes,4,2,0,-44,Yes,2,4,2,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,10,45,45,0,Others,20,70,10,air conditioning units,60,National,10,Decreased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,40,60,Yes,8,Yes,No,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to disagree,Tend to agree,Yes,No,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,21,Yes,6,No,No,-44,0,-44,Yes,5,Yes,No,-44,-44,Yes,0,2,3,5,3,1,1,0,0,0,0,0,10,6,2,2,0,0,0,0,0,2,1,1,4,0,0,9,55000,9,52000,8,64000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,3,20000,3,18700,3,22000,0,-77,0,-77,0,-77,3,17000,4,16400,3,18900,Economic upturn/downturn, -44,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Important,Slightly important,Critical,Important,Important,Important,Important,Important,Important,Important,Important,Slightly important,Important,Not important,Important,Very important,Very important,Critical,Slightly important,Slightly important,Very important,Critical,Important,Important,Critical,Slightly important,Slightly important,Important,Slightly important,Not important,Important,Important,Important,Critical,Critical,Very important,Critical,Important,Important,Slightly important,Important,Very important,Critical,Important,Critical,Slightly important,Critical,Very important,Very important,Very important,Critical,Not important,Not important,Important,Slightly important,Slightly important,Very important,Not important,Important,Slightly important,Important,Important,Slightly important,Slightly important,Very important,Not important,Slightly important,Slightly important,Very important,Important,Critical,Very important,Critical,Very important,Not important,Slightly important,Important,Important,Slightly important,Slightly important,Not difficult,Very difficult,Slightly difficult,1,12,Slightly difficult,Very difficult,Very difficult,0,10,Slightly difficult,Slightly difficult,Slightly difficult,0,4,Slightly difficult,Not difficult,Difficult,1,2,Slightly difficult,Not difficult,Slightly difficult,1,6,Slightly difficult,Difficult,Slightly difficult,1,9,Slightly difficult,Slightly difficult,Slightly difficult,1,8,Not difficult,Not difficult,Slightly difficult,1,7,Not difficult,Not difficult,Not difficult,1,1,Very important,Very important,Not important,Important,Important,Not important,Not important,Not important,No obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,No obstacle,Minor obstacle,Major obstacle,No obstacle,Minor obstacle,Public announcement/advertisement, -44,Yes to fire,No,-44,Yes,2,No,-44,-44,No,The firm is affraid of investing in workers that after the t,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,12,No,0,36,9,0,55,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Application procedures for loans or line of credit are compl,690000,650000,240500,130000,32000,26000,20000,17500,2000,3000,2000,0,0,99000,122000,137000,182000,158000,No obstacle,No obstacle,Minor obstacle,Major obstacle,No,No,Yes,Yes,No,Yes,No,Very severe obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Major obstacle,No obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Tax Rates,Cost of finance,No obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,NGO, -44,technological and Innovation Support, -44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 141147,147,St-Kitts and Nevis,St-Kitts and Nevis,Retail,507247,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All women,Yes,No,100,Makes major strategic and fiancial decisions,28,4,Predominantly men,Male,Female,Male,1986,No,Yes,1990,6,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,1,1,-44,No,-44,-44,-44,-44,Yes,2,0,1,-44,Yes,0,6,1,-44,Yes,17,Yes,No,Yes,0,-44,-44,100,0, -44,0,55,45,0,Your parent company or affiliated establishments,5,45,50,food,35,Local,10,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,70,30,No,-44,Yes,Yes,Yes,No,Yes,Yes,-44,-44, -44,-44,No,Yes,Yes,No,No,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,Important,Very Important,Important,Very Important,Important,Very Important,Important,Yes,100,No,-44,No,-44,No,No,20000,-44,No,No,No,No,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,No obstacle,Major obstacle,Moderate obstacle,Major obstacle,-44, -44,Tend to disagree,Strongly disagree,Tend to agree,Tend to disagree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,Yes,0,Yes,2,Yes,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,3,5,3,1,1,0,0,0,1,0,2,2,0,0,0,0,0,0,0,1,1,0,0,0,0,5,47000,4,42000,3,56000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,15000,1,14600,1,17000,0,-77,0,-77,0,-77,1,15000,1,14200,1,16200,New products require new skills, -44,University graduate,Post graduated,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Slightly important,Slightly important,Very important,Very important,Important,Important,Slightly important,Important,Very important,Very important,Slightly important,Important,Slightly important,Not important,Important,Critical,Critical,Critical,Important,Important,Very important,Very important,Slightly important,Important,Very important,Not important,Important,Important,Not important,Important,Important,Important,Important,Very important,Critical,Important,Very important,Important,Very important,Important,Important,Important,Critical,Important,Very important,Important,Very important,Critical,Very important,Critical,Critical,Important,Not important,Important,Not important,Slightly important,Important,Slightly important,Important,Slightly important,Very important,Important,Very important,Important,Important,Slightly important,Not important,Slightly important,Important,Very important,Very important,Critical,Critical,Very important,Slightly important,Slightly important,Important,Very important,Slightly important,Slightly important,Not difficult,Very difficult,Slightly difficult,1,17,Slightly difficult,Very difficult,Difficult,0,8,Not difficult,Difficult,Slightly difficult,0,6,Not difficult,Not difficult,Slightly difficult,0,1,Slightly difficult,Slightly difficult,Not difficult,1,8,Slightly difficult,Difficult,Difficult,1,7,Not difficult,Difficult,Very difficult,0,4,Slightly difficult,Not difficult,Not difficult,0,5,Not difficult,Slightly difficult,Not difficult,1,2,Very important,Important,Not important,Important,Important,Slightly important,Slightly important,Slightly important,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,Private placement office, -44,No,-44,-44,-44,-44,No,-44,-44,No,The benefits of training are small than the costs,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,No,-44,Yes,65,0,0,0,35,0,0,0,0,0,0,0,0, -44,50,50,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Loan,2010,50000,6,60,Private commercial banks,Yes,No,No,No,No,No, -44,100,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,1210000,1230000,344400,110000,32000,24600,45000,33000,3000,2000,2000,0,12000,244000,243000,369000,320000,1103000,No obstacle,Minor obstacle,Major obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,No obstacle,No obstacle,Major obstacle,No obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Macroeconomic environment,Inadequately educated workforce,Customs and Trade Regulations,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not aware of this type of assistance and don't know it advan, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,No,-44,-44,Truthful,Are taken directly from the establishment's records, 14144,44,St-Kitts and Nevis,St-Kitts and Nevis,Retail,507248,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All women,Female,Female,Female,2001,No,Yes,2001,12,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,1,1,-44,No,-44,-44,-44,-44,Yes,0,1,0,-44,No,-44,-44,-44,-44,Yes,3,No,Yes,Yes,0,-44,-44,100,0, -44,0,65,35,0,Small private firms (less than 20 employees),0,40,60,shoes,75,Local,10,Increased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,30,70,No,-44,Yes,No,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,Yes,No,No,No,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,-44, -44,Tend to disagree,Tend to disagree,Strongly disagree,Tend to disagree,Yes,No,-44,-44,-44,-44,Yes,-44,7000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,Yes,No,No,No,-44,-44,No,-44,-44,Yes,Yes,No,0,Yes,3,No,No,-44,.5,-44,No,-44,-44,No,-44,-44,No,-44,-44,1,5,3,1,1,0,3,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3,43000,2,40000,2,51000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,18000,1,18000,1,19400,0,-77,0,-77,0,-77,1,17000,1,16100,1,19400,Increase/decreased demand for goods, -44,University graduate,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Important,Slightly important,Very important,Very important,Important,Very important,Slightly important,Important,Important,Slightly important,Important,Important,Slightly important,Slightly important,Important,Critical,Very important,Critical,Important,Important,Very important,Critical,Important,Slightly important,Critical,Slightly important,Slightly important,Slightly important,Not important,Not important,Critical,Very important,Important,Very important,Very important,Important,Very important,Important,Very important,Important,Important,Very important,Very important,Slightly important,Critical,Slightly important,Critical,Critical,Critical,Critical,Critical,Slightly important,Not important,Important,Not important,Important,Important,Slightly important,Not important,Not important,Very important,Important,Slightly important,Important,Important,Not important,Slightly important,Slightly important,Important,Very important,Critical,Critical,Critical,Critical,Not important,Not important,Very important,Important,Slightly important,Slightly important,Difficult,Very difficult,Difficult,0,11,Slightly difficult,Very difficult,Difficult,0,7,Slightly difficult,Difficult,Difficult,0,8,Not difficult,Difficult,Difficult,1,2,Not difficult,Not difficult,Slightly difficult,0,2,Not difficult,Difficult,Difficult,0,5,Not difficult,Difficult,Difficult,0,5,Not difficult,Slightly difficult,Difficult,1,3,Slightly difficult,Not difficult,Not difficult,0,1,Very important,Slightly important,Not important,Important,Critical,Not important,Slightly important,Slightly important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Public placement office, -44,Yes to fire,No,-44,Yes,1,Yes,4,2,Yes,-44,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,No,-44,Yes,75,0,0,0,25,0,0,0,0,0,0,0,0, -44,50,25,12.5,0,0,0,0,0,12.5,0,0,0,0,0,0, -44,Yes,Loan,2010,10000,12,120,Private commercial banks,Yes,Yes,No,No,No,No, -44,100,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,140000,160000,60000,40000,5000,3200,9000,1000,0,0,0,21000,0,33000,31000,46000,51000,78000,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,Major obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,"Crime, theft and disorder",Practices of competitors in the informal sector,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Community based organization, -44,"General management, Business development and Strategies supp", -44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 141148,148,St-Kitts and Nevis,St-Kitts and Nevis,Transport,507240,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All women,Yes,No,100,Makes major strategic and fiancial decisions,29,5,Predominantly men,Female,Male,Female,1985,No,Yes,1987,15,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,0,2,1,-44,No,-44,-44,-44,-44,Yes,8,0,1,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,25,45,30,0,Small private firms (less than 20 employees),15,45,40,custom brokerage,60,Local,10,Increased,Remained the same,2-5,100,0,5,-44,-44,-44,-44,-44,-44,-44,-44,80,20,No,-44,Yes,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,No obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to disagree,Yes,No,-44,-44,-44,-44,No,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,During working hours,Firearm/gun,Goods or stock,28000,Gang related,Yes,Yes,-44,Yes,3,During working hours,Firearm/gun,Money,750,A former employee,No,No,There was no insurance requirement,Yes,2,Outside working hours,Baseball bat,Other company property,800,Other,No,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,Yes,No,-44,-44,No,-44,-44,No,No,No,10,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,5,6,3,2,1,0,0,0,0,0,2,2,0,0,0,0,0,0,0,1,1,0,0,0,0,5,57000,5,51000,5,61000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,18000,2,17000,2,20800,0,-77,0,-77,0,-77,1,15000,2,14500,1,16700,Increase/decreased demand for goods, -44,University graduate,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed secondary,-44,-44,Completed secondary,Completed secondary,Very important,Important,Critical,Very important,Important,Very important,Slightly important,Important,Important,Very important,Slightly important,Slightly important,Slightly important,Not important,Important,Very important,Critical,Very important,Very important,Slightly important,Very important,Critical,Important,Important,Critical,Not important,Slightly important,Important,Not important,Not important,Important,Very important,Very important,Critical,Very important,Very important,Very important,Important,Critical,Important,Important,Important,Very important,Important,Critical,Important,Critical,Very important,Very important,Critical,Critical,Not important,Not important,Important,Not important,Important,Important,Slightly important,Important,Slightly important,Very important,Important,Very important,Slightly important,Very important,Not important,Not important,Not important,Important,Very important,Critical,Critical,Critical,Critical,Not important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Not difficult,Very difficult,Difficult,1,21,Slightly difficult,Almost impossible,Difficult,0,9,Difficult,Slightly difficult,Slightly difficult,0,5,Slightly difficult,Not difficult,Slightly difficult,0,3,Slightly difficult,Slightly difficult,Not difficult,1,6,Slightly difficult,Difficult,Slightly difficult,1,8,Not difficult,Slightly difficult,Slightly difficult,1,2,Not difficult,Slightly difficult,Not difficult,0,2,Not difficult,Not difficult,Not difficult,1,2,Important,Very important,Not important,Slightly important,Very important,Not important,Not important,Slightly important,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,Moderate obstacle,No obstacle,No obstacle,Through family/friends, -44,Yes to both,No,-44,No,-44,Yes,2,2,Yes,-44,No,-44,-44,-44,-44,-44,-44,No,95,5, -44,0,No,-44,Yes,70,0,0,0,30,0,0,0,0,0,0,0,0, -44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Did not think it would be approved,680000,790000,90000,190000,24000,7900,12000,16000,3000,2000,2000,32000,0,139000,198000,221000,261000,590000,Moderate obstacle,Very severe obstacle,Very severe obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,Major obstacle,No obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,"Crime, theft and disorder",Labor Regulations,No obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Private independent fund, -44,technological and Innovation Support, -44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,Truthful,Are taken directly from the establishment's records, 14142,42,St-Kitts and Nevis,St-Kitts and Nevis,Transport,507242,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,2003,Yes,Yes,2003,9,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,0,1,1,-44,No,-44,-44,-44,-44,Yes,2,2,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,10,45,45,0,Others,45,45,10,telephone maintenance,95,National,5,Decreased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,70,30,Yes,10,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,Yes,No,No,No,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,Major obstacle,Minor obstacle,-44, -44,Strongly disagree,Tend to disagree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,-44,5000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,No,No,No,5,No,-44,-44,No,-44,1,-44,No,-44,-44,No,-44,-44,No,-44,-44,4,6,3,2,1,0,0,0,0,0,6,3,2,1,0,0,0,0,0,3,1,2,7,0,0,6,67000,6,66000,6,77000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,4,19000,4,19300,4,20900,0,-77,0,-77,0,-77,2,16000,3,16300,2,19000,Increase/decreased demand for goods, -44,Post graduated,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Completed secondary,-44,-44,Completed secondary,Completed secondary,Important,Not important,Critical,Important,Important,Very important,Important,Important,Important,Very important,Important,Important,Slightly important,Not important,Important,Very important,Very important,Critical,Important,Important,Very important,Critical,Slightly important,Slightly important,Critical,Not important,Important,Very important,Not important,Not important,Important,Slightly important,Important,Critical,Critical,Very important,Very important,Very important,Important,Important,Slightly important,Important,Very important,Slightly important,Critical,Important,Critical,Critical,Critical,Very important,Critical,Slightly important,Not important,Very important,Not important,Important,Very important,Slightly important,Slightly important,Not important,Very important,Very important,Slightly important,Slightly important,Important,Not important,Not important,Slightly important,Important,Important,Critical,Critical,Critical,Very important,Not important,Not important,Slightly important,Important,Slightly important,Not important,Not difficult,Very difficult,Difficult,1,25,Slightly difficult,Very difficult,Difficult,0,15,Difficult,Difficult,Difficult,0,7,Not difficult,Not difficult,Slightly difficult,1,2,Slightly difficult,Slightly difficult,Slightly difficult,1,4,Not difficult,Slightly difficult,Slightly difficult,0,10,Slightly difficult,Slightly difficult,Slightly difficult,0,2,Not difficult,Not difficult,Not difficult,0,2,Not difficult,Slightly difficult,Not difficult,1,2,Very important,Slightly important,Very important,Not important,Important,Slightly important,Not important,Slightly important,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Major obstacle,Minor obstacle,No obstacle,Public placement office, -44,Yes to fire,No,-44,Yes,0,No,-44,-44,No,Other,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,No,-44,No,85,0,0,0,15,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Interest rates are not favorable,320000,270000,83700,78300,1000,10800,3000,7000,1000,1000,1000,0,0,40000,69000,65000,89000,120000,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Cost of finance,Labor Regulations,Electricity,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Too expensive, -44,-44,-44, -44,-44, -44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 14113,13,St-Kitts and Nevis,St-Kitts and Nevis,Machinery and equipment,507139,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All women,Female,Female,Female,2005,No,Yes,2005,7,No,-44,-44,No,-44,-44,No,-44,-44,Yes,28,No,Yes,1,1,0,-44,No,-44,-44,-44,-44,Yes,1,2,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,100,70,110,0,0, -44,5,70,25,0,Your parent company or affiliated establishments,5,40,55,furniture,70,Local,5,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,50,50,Yes,5,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Minor obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,-44, -44,Tend to disagree,Strongly disagree,Strongly disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,-44,9000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,Yes,No,No,No,-44,-44,No,-44,-44,No,Yes,No,0,Yes,2,Yes,No,-44,0,-44,Yes,5,Yes,Yes,5,Yes,Yes,0,2,1,7,3,2,1,1,3,0,0,0,3,3,0,0,0,1,0,0,0,1,1,0,0,0,0,6,40000,5,38000,5,43000,1,32000,2,31000,1,36000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,18000,2,17000,2,20600,1,16000,2,14700,1,18700,New production methods, -44,University graduate,Post graduated,University graduate,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed secondary,Completed secondary,Started but did not complete secondary,Important,Slightly important,Critical,Important,Important,Very important,Slightly important,Important,Important,Important,Important,Important,Slightly important,Not important,Important,Very important,Critical,Very important,Important,Important,Very important,Critical,Slightly important,Very important,Critical,Slightly important,Important,Important,Not important,Important,Slightly important,Important,Very important,Critical,Critical,Important,Very important,Important,Important,Important,Important,Important,Critical,Important,Critical,Important,Critical,Critical,Very important,Very important,Critical,Slightly important,Slightly important,Important,Not important,Important,Important,Slightly important,Slightly important,Not important,Important,Important,Important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Very important,Important,Critical,Critical,Critical,Critical,Not important,Not important,Very important,Important,Not important,Slightly important,Not difficult,Very difficult,Difficult,1,17,Slightly difficult,Very difficult,Slightly difficult,0,7,Not difficult,Difficult,Slightly difficult,0,6,Slightly difficult,Not difficult,Not difficult,1,1,Slightly difficult,Not difficult,Difficult,1,8,Not difficult,Slightly difficult,Slightly difficult,0,3,Not difficult,Difficult,Difficult,0,7,Slightly difficult,Not difficult,Slightly difficult,1,10,Not difficult,Not difficult,Not difficult,0,1,Important,Important,Not important,Important,Very important,Not important,Not important,Not important,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,Public placement office, -44,No,-44,-44,-44,-44,No,-44,-44,No,The firm does not have enough information about training pro,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,Yes,10,No,45,32,8,0,15,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,4,4,Incompleteness of loan application,-44,280000,370000,130000,90000,7000,11100,25000,0,0,0,0,0,0,51000,106000,80000,133000,97000,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Cost of finance,Customs and Trade Regulations,Macroeconomic environment,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed, -44,-44,-44, -44,-44, -44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are taken directly from the establishment's records, 141122,122,St-Kitts and Nevis,St-Kitts and Nevis,Retail,507250,Yes,2,Headquarters with production and/or sales at this location,No,2,Shareholding company with non-traded shares or shares traded, -44,100,0,100,0,0,All women,Yes,No,100,Makes major strategic and fiancial decisions,7,5,Predominantly men,Female,Male,Male,2004,No,Yes,2004,9,No,-44,-44,No,-44,-44,Yes,3,No,No,-44,-44,Yes,2,5,1,-44,No,-44,-44,-44,-44,Yes,2,1,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,25,60,15,0,Individuals,20,70,10,garments,80,Local,10,Decreased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,55,45,Yes,1,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,Yes,No,Yes,No,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to agree,Yes,No,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,Yes,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,10,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,2,7,3,2,1,1,0,0,1,0,1,1,0,0,0,0,0,0,0,1,1,0,0,0,0,4,49000,4,47000,3,58000,1,34000,2,32000,1,40000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,19000,2,18500,2,21500,0,-77,0,-77,0,-77,1,16000,2,14400,1,17200,Economic upturn/downturn, -44,University graduate,University graduate,Post graduated,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Very important,Important,Critical,Important,Very important,Very important,Important,Important,Important,Important,Important,Slightly important,Not important,Slightly important,Important,Critical,Very important,Very important,Slightly important,Important,Critical,Critical,Important,Important,Critical,Slightly important,Slightly important,Important,Not important,Not important,Very important,Important,Slightly important,Very important,Critical,Important,Very important,Very important,Slightly important,Important,Important,Very important,Very important,Not important,Critical,Important,Critical,Critical,Very important,Very important,Critical,Slightly important,Slightly important,Important,Not important,Important,Important,Not important,Slightly important,Slightly important,Very important,Important,Very important,Very important,Very important,Not important,Slightly important,Slightly important,Very important,Very important,Critical,Critical,Critical,Very important,Not important,Slightly important,Important,Important,Slightly important,Slightly important,Slightly difficult,Very difficult,Difficult,1,10,Not difficult,Very difficult,Slightly difficult,0,9,Slightly difficult,Slightly difficult,Slightly difficult,1,10,Not difficult,Not difficult,Slightly difficult,0,2,Slightly difficult,Slightly difficult,Difficult,0,2,Not difficult,Very difficult,Slightly difficult,0,10,Not difficult,Slightly difficult,Difficult,1,10,Not difficult,Not difficult,Not difficult,0,9,Not difficult,Not difficult,Slightly difficult,1,2,Very important,Very important,Very important,Not important,Very important,Not important,Not important,Slightly important,Moderate obstacle,No obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Private placement office, -44,Yes to fire,No,-44,Yes,0,No,-44,-44,No,The benefits of training are small than the costs,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,No,-44,Yes,30,0,0,0,70,0,0,0,0,0,0,0,0, -44,50,25,0,0,25,0,0,0,0,0,0,0,0,0,0, -44,Yes,Loan,2010,80000,12,60,Private commercial banks,Yes,No,No,No,No,No, -44,150,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,540000,520000,130000,124800,7000,10400,38000,11000,1000,2000,1000,31000,0,95000,112000,130000,187000,270000,No obstacle,Minor obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,Very severe obstacle,No obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Access to finance,Inadequately educated workforce,Tax Rates,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Community based organization, -44,"General management, Business development and Strategies supp", -44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 1415,5,St-Kitts and Nevis,St-Kitts and Nevis,Machinery and equipment,507137,Yes,2,Establishment physically separated from HQ and other establi,Yes,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All women,Female,Female,Female,1996,No,Yes,1996,52,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,1,1,-44,No,-44,-44,-44,-44,Yes,2,1,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,100,95,145,0,0, -44,10,45,45,0,Small private firms (less than 20 employees),25,65,10,household furniture,10,National,15,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,85,15,Yes,4,No,No,No,Yes,Yes,No,Yes,Laboratory or research center, -44,No,No,Yes,Yes,Yes,No,-44,-44,-44,-44,Yes,Yes,No,No,Yes,No,Yes,No,No, -44,Important,Important,Important,Very Important,Important,Very Important,Very Important,Yes,65,Yes,35,No,-44,No,No,30000,-44,Yes,No,No,Yes,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,-44,6000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,No,No,No,No,-44,-44,No,-44,-44,Yes,No,Yes,5,Yes,2,No,No,-44,-44,0,Yes,20,No,No,-44,-44,Yes,0,2,2,7,3,2,1,1,3,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,1,3,65000,3,61000,3,72000,1,30000,2,29000,1,34000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,21000,2,20600,2,24300,1,16000,1,15700,1,18700,Economic upturn/downturn, -44,University graduate,University graduate,Post graduated,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Completed secondary,Completed secondary,Important,Important,Critical,Critical,Important,Important,Important,Important,Very important,Important,Slightly important,Slightly important,Important,Slightly important,Important,Very important,Very important,Very important,Important,Slightly important,Critical,Very important,Important,Important,Critical,Important,Important,Very important,Not important,Not important,Slightly important,Slightly important,Important,Critical,Very important,Slightly important,Very important,Very important,Important,Important,Important,Important,Critical,Slightly important,Very important,Important,Critical,Very important,Critical,Critical,Critical,Not important,Not important,Very important,Not important,Important,Very important,Not important,Slightly important,Not important,Important,Important,Slightly important,Very important,Very important,Not important,Slightly important,Not important,Important,Important,Very important,Very important,Critical,Very important,Slightly important,Slightly important,Important,Very important,Not important,Not important,Slightly difficult,Very difficult,Difficult,0,16,Slightly difficult,Very difficult,Slightly difficult,0,9,Difficult,Difficult,Slightly difficult,1,10,Not difficult,Not difficult,Not difficult,0,1,Slightly difficult,Slightly difficult,Not difficult,0,9,Difficult,Slightly difficult,Slightly difficult,0,2,Not difficult,Slightly difficult,Difficult,0,5,Slightly difficult,Slightly difficult,Not difficult,1,10,Not difficult,Not difficult,Not difficult,1,1,Critical,Very important,Very important,Slightly important,Very important,Not important,Slightly important,Not important,No obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Private placement office, -44,Yes to fire,No,-44,Yes,1,Yes,0,2,Yes,-44,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,5,No,20,56,14,0,10,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Size of loan and maturity are insufficiant,1440000,1830000,720000,70000,51000,155000,13000,0,11000,5000,10000,0,0,58000,385000,89000,642000,266000,Major obstacle,Very severe obstacle,Major obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,No obstacle,Moderate obstacle,No obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,No obstacle,Major obstacle,Moderate obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,Electricity,Macroeconomic environment,Transportation,Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 14146,46,St-Kitts and Nevis,St-Kitts and Nevis,Retail,507253,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,1985,Yes,Yes,1985,32,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,4,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,6,Yes,No,Yes,0,-44,-44,100,0, -44,30,45,25,0,Large private firms (more than 100 employees),30,50,20,imported clothing,65,National,10,Increased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,25,75,Yes,1,Yes,Yes,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,Yes,No,No,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,-44,6700,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,Yes,No,No,-44,-44,No,-44,-44,No,Yes,Yes,10,Yes,2,No,No,-44,0,-44,Yes,0,Yes,No,-44,-44,Yes,0,2,7,7,3,2,1,1,0,0,1,0,2,2,0,0,0,0,0,0,0,1,1,0,0,0,1,5,40000,5,39000,5,45000,1,39000,1,39000,1,45000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,18000,2,17800,2,20800,0,-77,0,-77,0,-77,1,16000,1,16000,1,17800,-44, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Completed secondary,-44,-44,Completed secondary,Completed primary school,Very important,Important,Critical,Critical,Very important,Important,Very important,Important,Important,Slightly important,Slightly important,Important,Slightly important,Slightly important,Very important,Critical,Critical,Critical,Important,Important,Very important,Critical,Important,Very important,Critical,Slightly important,Slightly important,Important,Not important,Not important,Important,Important,Very important,Very important,Critical,Important,Very important,Important,Important,Important,Important,Very important,Critical,Important,Critical,Very important,Very important,Critical,Very important,Very important,Critical,Not important,Not important,Important,Not important,Slightly important,Important,Not important,Slightly important,Slightly important,Slightly important,Important,Very important,Slightly important,Very important,Not important,Not important,Not important,Very important,Important,Critical,Critical,Critical,Very important,Slightly important,Slightly important,Important,Important,Slightly important,Slightly important,Not difficult,Very difficult,Difficult,1,17,Slightly difficult,Very difficult,Difficult,0,12,Slightly difficult,Difficult,Slightly difficult,0,8,Slightly difficult,Slightly difficult,Not difficult,0,3,Not difficult,Slightly difficult,Slightly difficult,0,2,Not difficult,Slightly difficult,Slightly difficult,0,6,Slightly difficult,Slightly difficult,Difficult,1,5,Not difficult,Not difficult,Not difficult,1,6,Not difficult,Not difficult,Not difficult,1,2,Very important,Critical,Very important,Important,Very important,Slightly important,Not important,Slightly important,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,Major obstacle,Major obstacle,Minor obstacle,No obstacle,Major obstacle,Moderate obstacle,No obstacle,No obstacle,Public announcement/advertisement, -44,No,-44,-44,-44,-44,No,-44,-44,No,The firm does not have enough information about training pro,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,No,-44,Yes,30,0,0,10,40,0,0,20,0,0,0,0,0, -44,50,50,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Line of credit,2010,100000,6,24,Private commercial banks,Yes,Yes,No,No,No,No, -44,125,Yes,3,3,Other objections,-44,800000,830000,257300,110000,4000,33200,45000,5000,1000,0,1000,17000,0,115000,227000,174000,315000,259000,No obstacle,Major obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,No obstacle,Moderate obstacle,Major obstacle,Minor obstacle,No obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Access to finance,Practices of competitors in the informal sector,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not aware of this type of assistance and don't know it advan, -44,-44,-44, -44,-44, -44,Yes,No,Yes,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are estimates computed with some precision, 14149,49,St-Kitts and Nevis,St-Kitts and Nevis,Retail,507260,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Female,Male,1993,No,Yes,1993,25,No,-44,-44,No,-44,-44,No,-44,-44,Yes,23,Yes,Yes,1,3,0,-44,No,-44,-44,-44,-44,Yes,3,5,0,-44,Yes,2,2,2,-44,No,-44,Yes,No,No,0,-44,-44,100,0, -44,5,55,40,0,Government or government agencies (including state-owned ent,0,50,50,perfume,Refusal to answer,Local,5,Decreased,Remained the same,More than 5,100,0,25,-44,-44,-44,-44,-44,-44,-44,-44,40,60,Yes,9,No,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,Yes,No,No,Moderate obstacle,Major obstacle,Very severe obstacle,Major obstacle,No obstacle,No obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to agree,Yes,Yes,No,-44,-44,-44,Yes,-44,2700,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,Yes,0,Yes,1,No,No,-44,0,-44,Yes,6,No,No,-44,-44,No,-44,-44,4,7,3,2,1,1,0,0,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,1,3,47000,2,48000,2,54000,1,30000,2,27000,1,34000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,15000,2,13400,2,16200,0,-77,0,-77,0,-77,1,16000,2,14500,1,17600,Increase/decreased demand for goods, -44,University graduate,University graduate,University graduate,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,-44,-44,Completed secondary,Completed primary school,Important,Slightly important,Critical,Important,Important,Very important,Slightly important,Slightly important,Slightly important,Very important,Important,Slightly important,Important,Slightly important,Important,Critical,Critical,Critical,Very important,Important,Very important,Critical,Slightly important,Important,Critical,Slightly important,Very important,Slightly important,Slightly important,Not important,Important,Very important,Important,Critical,Critical,Important,Critical,Important,Very important,Important,Very important,Important,Critical,Important,Critical,Important,Critical,Critical,Critical,Critical,Very important,Slightly important,Not important,Important,Slightly important,Important,Very important,Slightly important,Important,Slightly important,Very important,Very important,Slightly important,Important,Important,Not important,Not important,Slightly important,Important,Slightly important,Critical,Critical,Critical,Very important,Not important,Slightly important,Very important,Important,Slightly important,Slightly important,Not difficult,Difficult,Difficult,1,20,Slightly difficult,Very difficult,Difficult,1,4,Not difficult,Difficult,Slightly difficult,0,2,Slightly difficult,Slightly difficult,Slightly difficult,0,1,Slightly difficult,Difficult,Slightly difficult,0,3,Slightly difficult,Very difficult,Difficult,1,3,Not difficult,Slightly difficult,Difficult,1,3,Slightly difficult,Difficult,Slightly difficult,0,9,Not difficult,Not difficult,Not difficult,0,1,Critical,Very important,Very important,Important,Critical,Slightly important,Slightly important,Not important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,Private placement office, -44,No,-44,-44,-44,-44,No,-44,-44,No,The firm does not have enough information about training pro,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,No,-44,No,70,0,0,0,30,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Size of loan and maturity are insufficiant,4350000,3230000,1162800,710600,26000,32300,0,64500,8000,12000,4000,0,0,447000,825000,678000,1195000,1885000,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Minor obstacle,No obstacle,No obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,No obstacle,No obstacle,Major obstacle,Minor obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,Access to finance,Tax administration,Tax Rates,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Community based organization, -44,Human resources Support, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,Somewhat truthful,Are taken directly from the establishment's records, 14198,98,St-Kitts and Nevis,St-Kitts and Nevis,Retail,507152,Yes,5,Establishment physically separated from HQ and other establi,No,5,Shareholding company with non-traded shares or shares traded, -44,55,100,0,0,0,Predominantly men,No,No,18,Delegates decisions to other partners,3,7,Predominantly men,Female,Male,Male,2008,No,Yes,2010,1,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,3,1,-44,Yes,1,0,0,-44,Yes,4,2,1,-44,No,-44,-44,-44,-44,Yes,1,Yes,Yes,Yes,0,-44,-44,100,0, -44,20,50,30,1,Medium private firms (20-100 employees),5,45,50,shipping,95,National,10,Increased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,40,60,No,-44,Yes,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,-44, -44,Strongly disagree,Strongly disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,0,0,Yes,No,No,Yes,No,No,-44,-44,No,-44,-44,No,Yes,Yes,0,No,-44,-44,Yes,5,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,2,7,3,2,1,1,2,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3,64000,2,61000,1,73000,1,34000,2,34000,1,37000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,14000,2,12600,2,15200,0,-77,0,-77,0,-77,1,16000,2,15100,1,17400,Increase/decreased demand for goods, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Very important,Important,Critical,Important,Important,Very important,Very important,Slightly important,Important,Important,Important,Important,Slightly important,Slightly important,Very important,Critical,Critical,Critical,Important,Very important,Critical,Critical,Important,Important,Very important,Not important,Slightly important,Important,Not important,Important,Very important,Important,Important,Very important,Very important,Slightly important,Very important,Important,Important,Important,Slightly important,Important,Very important,Slightly important,Critical,Very important,Critical,Very important,Critical,Very important,Critical,Slightly important,Not important,Very important,Slightly important,Very important,Important,Important,Slightly important,Not important,Important,Very important,Slightly important,Slightly important,Important,Not important,Slightly important,Not important,Very important,Important,Very important,Very important,Critical,Critical,Not important,Not important,Very important,Important,Important,Slightly important,Slightly difficult,Difficult,Difficult,1,9,Not difficult,Very difficult,Slightly difficult,1,7,Slightly difficult,Difficult,Slightly difficult,1,9,Slightly difficult,Slightly difficult,Slightly difficult,0,2,Slightly difficult,Slightly difficult,Slightly difficult,1,10,Not difficult,Slightly difficult,Slightly difficult,1,7,Not difficult,Slightly difficult,Difficult,1,8,Not difficult,Not difficult,Slightly difficult,0,8,Not difficult,Not difficult,Not difficult,1,2,Very important,Very important,Important,Important,Very important,Not important,Slightly important,Slightly important,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Public announcement/advertisement, -44,No,-44,-44,-44,-44,No,-44,-44,No,The firm does not have enough information about training pro,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,No,-44,Yes,60,16,4,0,20,0,0,0,0,0,0,0,0, -44,50,25,0,0,0,25,0,0,0,0,0,0,0,0,0, -44,Yes,Line of credit,2012,30000,14,60,Private commercial banks,Yes,Yes,No,No,No,No, -44,150,Yes,3,2,Other objections,-44,370000,400000,156000,80000,4000,8000,8000,9000,1000,1000,0,0,8000,53000,60000,80000,100000,86000,No obstacle,Very severe obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,No obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,Customs and Trade Regulations,Political environment,Electricity,Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Private independent fund, -44,Marketing and Operations support, -44,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 14185,85,St-Kitts and Nevis,St-Kitts and Nevis,Transport,507239,No,-44,-44,-44,-44,Partnership (including limited liability companies), -44,50,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,2009,No,Yes,2009,17,No,-44,-44,No,-44,-44,No,-44,-44,Yes,40,No,Yes,0,2,1,-44,No,-44,-44,-44,-44,Yes,4,0,0,-44,No,-44,-44,-44,-44,Yes,3,Yes,No,Yes,0,-44,-44,100,0, -44,40,50,10,0,Individuals,15,45,40,transportation of concrete,85,Local,10,Remained the same,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,65,35,Yes,1,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,No obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,-44, -44,Tend to disagree,Tend to agree,Tend to disagree,Strongly disagree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,1,Yes,1,No,No,-44,0,-44,No,-44,-44,Yes,30,Yes,No,-44,-44,6,7,3,2,1,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,1,3,51000,2,48000,1,59000,1,26000,1,26000,1,31000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,14000,2,13400,2,16000,0,-77,0,-77,0,-77,1,17000,2,15300,1,19100,-44, -44,University graduate,University graduate,University graduate,Post graduated,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Completed secondary,-44,-44,Completed secondary,Completed primary school,Important,Important,Critical,Very important,Important,Very important,Important,Important,Important,Slightly important,Slightly important,Slightly important,Not important,Slightly important,Slightly important,Critical,Very important,Critical,Slightly important,Important,Critical,Critical,Important,Important,Critical,Slightly important,Important,Very important,Not important,Not important,Slightly important,Important,Important,Very important,Critical,Important,Very important,Important,Very important,Very important,Important,Important,Very important,Important,Critical,Important,Critical,Critical,Critical,Critical,Critical,Slightly important,Not important,Very important,Not important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Very important,Slightly important,Important,Important,Not important,Not important,Not important,Slightly important,Important,Critical,Very important,Critical,Very important,Slightly important,Not important,Very important,Slightly important,Slightly important,Important,Slightly difficult,Difficult,Difficult,1,25,Slightly difficult,Difficult,Difficult,1,11,Not difficult,Difficult,Slightly difficult,0,7,Not difficult,Not difficult,Slightly difficult,1,2,Slightly difficult,Not difficult,Difficult,1,8,Slightly difficult,Difficult,Difficult,1,6,Slightly difficult,Slightly difficult,Slightly difficult,0,8,Slightly difficult,Not difficult,Not difficult,1,10,Not difficult,Not difficult,Not difficult,0,1,Important,Very important,Not important,Important,Important,Not important,Slightly important,Not important,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,No obstacle,No obstacle,Through family/friends, -44,Yes to both,No,-44,No,-44,No,-44,-44,No,The firm cannot afford the optimal level of training,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,11,No,0,34,16,0,30,0,0,0,0,0,0,0,20, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,3,3,Incompleteness of loan application,-44,680000,740000,251600,192400,8000,29600,0,9000,1000,1000,1000,0,0,135000,109000,215000,170000,348000,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Major obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,Cost of finance,Customs and Trade Regulations,Transportation,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Local business association, -44,Human resources Support, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Truthful,Are taken directly from the establishment's records, 14135,35,St-Kitts and Nevis,St-Kitts and Nevis,Construction,507227,Yes,2,Establishment physically separated from HQ and other establi,No,2,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,1985,No,Yes,1985,28,No,-44,-44,Yes,18,No,No,-44,-44,No,-44,-44,Yes,0,2,2,-44,No,-44,-44,-44,-44,Yes,3,3,0,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0, -44,0,45,55,5,Small private firms (less than 20 employees),15,65,20,trucking,75,Local,10,Decreased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,25,75,No,-44,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,Yes,5,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,3,During working hours,Firearm/gun,Personal possessions of employees or customers,6000,Someone working alone,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,No,0,0,No,No,No,No,Yes,No,-44,-44,No,-44,-44,No,Yes,No,26,Yes,2,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,2,7,3,2,1,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,1,3,41000,3,41000,3,47000,1,41000,2,41000,1,45000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,15000,2,14700,2,16200,0,-77,0,-77,0,-77,1,16000,1,15700,1,17800,Increase demand for higher quality product, -44,University graduate,Completed college/vocational training,University graduate,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Completed secondary,-44,-44,Completed secondary,Completed secondary,Very important,Slightly important,Critical,Important,Important,Important,Important,Slightly important,Very important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Very important,Very important,Very important,Important,Important,Very important,Critical,Very important,Important,Critical,Slightly important,Very important,Important,Slightly important,Not important,Critical,Slightly important,Critical,Very important,Very important,Important,Very important,Important,Slightly important,Important,Important,Very important,Very important,Important,Very important,Important,Critical,Critical,Critical,Very important,Critical,Slightly important,Not important,Important,Slightly important,Important,Important,Slightly important,Slightly important,Important,Important,Important,Important,Slightly important,Important,Slightly important,Not important,Slightly important,Important,Very important,Critical,Very important,Critical,Critical,Important,Slightly important,Important,Very important,Slightly important,Slightly important,Slightly difficult,Almost impossible,Slightly difficult,0,15,Not difficult,Very difficult,Difficult,0,11,Not difficult,Difficult,Slightly difficult,1,7,Not difficult,Not difficult,Not difficult,0,3,Slightly difficult,Difficult,Not difficult,0,6,Not difficult,Slightly difficult,Slightly difficult,0,2,Not difficult,Slightly difficult,Difficult,1,6,Not difficult,Not difficult,Difficult,1,2,Not difficult,Not difficult,Slightly difficult,0,2,Critical,Very important,Very important,Slightly important,Critical,Not important,Not important,Slightly important,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,No obstacle,Minor obstacle,Public placement office, -44,Yes to hire,Yes,0,No,-44,No,-44,-44,No,Other,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,12,No,50,16,4,10,20,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Did not think it would be approved,780000,710000,90000,213000,33000,28400,18000,15500,2000,1000,2000,0,0,123000,154000,199000,192000,328000,Very severe obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,No,Yes,Yes,No,Yes,Yes,No,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,No obstacle,Very severe obstacle,Very severe obstacle,No obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Access to finance,Corruption,Customs and Trade Regulations,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Local business association, -44,"General management, Business development and Strategies supp", -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 14116,16,St-Kitts and Nevis,St-Kitts and Nevis,Other manufacturing,507149,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Male,Male,Female,1992,No,Yes,1992,21,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,3,1,-44,No,-44,-44,-44,-44,Yes,0,5,0,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,100,95,100,0,0, -44,10,40,50,5,Government or government agencies (including state-owned ent,10,55,35,auto seats,70,Local,5,Remained the same,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,45,55,No,-44,Yes,Yes,Yes,No,Yes,No,Yes,Laboratory or research center, -44,Yes,No,No,No,No,Yes,Yes,Yes,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,Important,Important,Very Important,Very Important,Important,Slightly important,Very Important,Yes,25,Yes,75,No,-44,No,Yes,30000,-44,No,No,No,No,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Very severe obstacle,Very severe obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,50000,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,No,15,Yes,6,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,3,8,3,2,2,1,1,0,0,0,1,1,0,0,0,0,0,0,0,1,1,0,0,0,1,4,68000,3,65000,3,80000,1,36000,1,36000,1,39000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,18000,2,17500,2,19800,2,16000,3,14400,2,17200,-44, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed secondary,Completed secondary,Completed primary school,Important,Important,Very important,Very important,Important,Important,Very important,Slightly important,Very important,Important,Slightly important,Important,Slightly important,Slightly important,Important,Critical,Very important,Critical,Important,Slightly important,Critical,Very important,Important,Very important,Critical,Slightly important,Important,Slightly important,Not important,Not important,Important,Important,Important,Critical,Critical,Important,Critical,Slightly important,Slightly important,Important,Important,Slightly important,Very important,Important,Critical,Important,Critical,Critical,Very important,Critical,Very important,Not important,Slightly important,Very important,Not important,Slightly important,Important,Slightly important,Slightly important,Important,Important,Very important,Slightly important,Very important,Important,Not important,Slightly important,Slightly important,Important,Important,Critical,Critical,Critical,Very important,Not important,Slightly important,Very important,Important,Not important,Slightly important,Not difficult,Very difficult,Difficult,0,8,Slightly difficult,Very difficult,Difficult,0,14,Not difficult,Very difficult,Slightly difficult,1,4,Not difficult,Not difficult,Difficult,1,2,Slightly difficult,Slightly difficult,Difficult,1,5,Slightly difficult,Difficult,Difficult,1,4,Slightly difficult,Slightly difficult,Difficult,1,10,Slightly difficult,Not difficult,Slightly difficult,1,7,Not difficult,Not difficult,Not difficult,0,1,Important,Very important,Slightly important,Slightly important,Important,Slightly important,Not important,Slightly important,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,Private placement office, -44,No,-44,-44,-44,-44,No,-44,-44,No,The benefits of training are small than the costs,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,Yes,5,No,85,0,0,0,15,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Application procedures for loans or line of credit are compl,1850000,1860000,465000,100000,74000,74400,13000,52000,8000,5000,5000,0,0,227000,381000,372000,577000,897000,No obstacle,Moderate obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,No obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Tax Rates,Political environment,No obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Community based organization, -44,"General management, Business development and Strategies supp", -44,Yes,No,No,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Truthful,Are taken directly from the establishment's records, 141113,113,St-Kitts and Nevis,St-Kitts and Nevis,Fabricated metal products,507140,No,-44,-44,-44,-44,Limited partnership, -44,90,100,0,0,0,Predominantly men,No,Yes,10,Delegates decisions to other partners,5,11,Equally men and women,Male,Female,Female,1990,No,Yes,1990,21,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,0,3,0,-44,No,-44,-44,-44,-44,Yes,0,5,1,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,100,95,85,0,0, -44,20,55,25,5,Your parent company or affiliated establishments,30,45,25,burglar bars - security,75,Local,10,Remained the same,Decreased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,85,15,Yes,7,Yes,Yes,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,No obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to agree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,-44,16000,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,Outside working hours,Firearm/gun,Money,200,Gang related,No,No,Fear of negative publicity,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,2,During working hours,Other,Goods or stock,2000,Other,No,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,No,0,1000,Yes,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,Yes,5,Yes,4,No,No,-44,0,-44,No,-44,-44,Yes,40,No,No,-44,-44,6,8,3,2,2,1,0,0,0,0,2,2,0,0,0,0,0,0,0,1,1,0,0,0,0,5,45000,4,42000,3,52000,1,34000,1,33000,1,40000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,20000,2,20400,2,21800,2,16000,2,15100,2,19000,Increase/decreased demand for goods, -44,University graduate,Post graduated,University graduate,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Completed secondary,Completed secondary,Started but did not complete secondary,Important,Important,Critical,Important,Very important,Very important,Important,Very important,Important,Very important,Slightly important,Slightly important,Important,Important,Important,Critical,Very important,Critical,Important,Slightly important,Critical,Critical,Important,Slightly important,Very important,Slightly important,Important,Very important,Not important,Not important,Slightly important,Important,Very important,Critical,Very important,Important,Very important,Very important,Very important,Slightly important,Very important,Important,Critical,Slightly important,Critical,Very important,Critical,Critical,Critical,Critical,Critical,Slightly important,Not important,Important,Slightly important,Important,Very important,Slightly important,Slightly important,Not important,Slightly important,Slightly important,Important,Slightly important,Very important,Slightly important,Slightly important,Not important,Very important,Important,Critical,Critical,Critical,Critical,Not important,Not important,Important,Important,Not important,Not important,Not difficult,Very difficult,Slightly difficult,1,14,Slightly difficult,Very difficult,Difficult,0,6,Not difficult,Slightly difficult,Slightly difficult,0,5,Slightly difficult,Not difficult,Slightly difficult,0,3,Slightly difficult,Difficult,Slightly difficult,0,7,Not difficult,Difficult,Slightly difficult,0,2,Not difficult,Difficult,Difficult,0,9,Slightly difficult,Slightly difficult,Slightly difficult,1,6,Not difficult,Slightly difficult,Not difficult,0,2,Important,Very important,Important,Important,Slightly important,Not important,Not important,Slightly important,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Public placement office, -44,No,-44,-44,-44,-44,Yes,3,2,Yes,-44,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,10,No,85,0,0,0,15,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Other,700000,620000,280000,70000,27000,24800,0,0,0,0,0,0,0,37000,154000,54000,205000,100000,No obstacle,No obstacle,No obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,No obstacle,Minor obstacle,Major obstacle,Moderate obstacle,No obstacle,No obstacle,Major obstacle,No obstacle,Very severe obstacle,Minor obstacle,Very severe obstacle,No obstacle,-44,-44,-44,-44,-44,"Crime, theft and disorder",Macroeconomic environment,Practices of competitors in the informal sector,Major obstacle,Yes,Yes,No,No,No,Yes,No,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Large impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Large impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Large impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Large impact,-44,-44,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 141117,117,St-Kitts and Nevis,St-Kitts and Nevis,Wholesale,507210,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All women,Yes,No,100,Makes major strategic and fiancial decisions,6,12,Predominantly men,Female,Male,Female,2008,No,Yes,2008,11,No,-44,-44,No,-44,-44,Yes,1,No,No,-44,-44,Yes,1,3,1,-44,No,-44,-44,-44,-44,Yes,2,2,0,-44,No,-44,-44,-44,-44,Yes,9,Yes,No,Yes,0,-44,-44,100,0, -44,45,40,15,0,Your parent company or affiliated establishments,20,50,30,candy snacks,40,National,10,Decreased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,30,70,Yes,18,Yes,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,No obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,Major obstacle,Major obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to agree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,-44,25000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,No,Yes,No,No,-44,-44,No,-44,-44,No,Yes,No,14,Yes,2,No,No,-44,1,-44,No,-44,-44,No,-44,-44,Yes,0,2,7,8,3,2,2,1,0,1,1,0,4,2,1,1,0,0,0,0,0,3,1,3,7,0,1,5,39000,4,37000,4,45000,1,40000,2,39000,1,46000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,3,16000,3,15600,3,19000,0,-77,0,-77,0,-77,3,15000,3,14900,3,17000,-44, -44,University graduate,University graduate,Post graduated,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Important,Slightly important,Very important,Very important,Important,Important,Slightly important,Important,Important,Important,Important,Slightly important,Important,Slightly important,Important,Very important,Very important,Critical,Important,Very important,Critical,Critical,Important,Slightly important,Critical,Slightly important,Slightly important,Slightly important,Not important,Important,Slightly important,Slightly important,Slightly important,Critical,Very important,Very important,Very important,Important,Very important,Important,Important,Slightly important,Critical,Important,Critical,Important,Critical,Critical,Very important,Very important,Critical,Slightly important,Not important,Important,Not important,Important,Very important,Slightly important,Slightly important,Slightly important,Important,Slightly important,Important,Slightly important,Very important,Slightly important,Slightly important,Slightly important,Very important,Important,Critical,Very important,Very important,Very important,Slightly important,Slightly important,Important,Important,Not important,Slightly important,Not difficult,Very difficult,Very difficult,0,17,Not difficult,Very difficult,Difficult,1,10,Slightly difficult,Difficult,Difficult,0,4,Slightly difficult,Not difficult,Slightly difficult,0,2,Not difficult,Difficult,Not difficult,0,6,Not difficult,Difficult,Difficult,1,6,Slightly difficult,Difficult,Slightly difficult,0,3,Not difficult,Not difficult,Not difficult,1,7,Not difficult,Not difficult,Not difficult,0,2,Very important,Important,Not important,Important,Very important,Not important,Not important,Not important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Private placement office, -44,No,-44,-44,-44,-44,Yes,4,2,Yes,-44,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,No,-44,No,55,0,0,15,30,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,2,2,Problems with credit history/report,-44,390000,310000,86800,90000,3000,12400,91000,3500,1000,0,0,0,0,47000,50000,65000,65000,136000,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,No obstacle,-44,-44,-44,-44,-44,Access to finance,"Crime, theft and disorder",Practices of competitors in the informal sector,Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Community based organization, -44,technological and Innovation Support, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 141108,108,St-Kitts and Nevis,St-Kitts and Nevis,Garments,507147,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All women,Yes,No,100,Makes major strategic and fiancial decisions,4,11,All women,Female,Female,Female,1990,Yes,Yes,1990,24,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,2,0,-44,No,-44,-44,-44,-44,Yes,3,1,0,-44,Yes,2,3,1,-44,No,-44,Yes,No,Yes,100,50,135,0,0, -44,5,40,55,0,Your parent company or affiliated establishments,30,60,10,clothing,90,Local,5,Increased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,40,60,Yes,3,Yes,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,Yes,No,No,No,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,No obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,-44, -44,Tend to disagree,Tend to agree,Tend to agree,Tend to agree,Yes,No,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,No,-44,-44,No,-44,-44,5000,No,-44,-44,No,-44,-44,No,-44,-44,3,8,3,2,2,1,3,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,1,3,60000,2,58000,2,71000,1,40000,1,36000,1,44000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,18000,2,17700,2,20200,2,15000,3,14200,2,16300,-44, -44,University graduate,University graduate,University graduate,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Completed secondary,Completed secondary,Completed primary school,Important,Slightly important,Critical,Very important,Important,Very important,Important,Slightly important,Important,Important,Slightly important,Slightly important,Not important,Important,Important,Very important,Very important,Very important,Important,Important,Very important,Critical,Important,Important,Very important,Slightly important,Important,Slightly important,Not important,Not important,Very important,Slightly important,Important,Very important,Very important,Important,Very important,Very important,Slightly important,Important,Important,Slightly important,Critical,Important,Critical,Very important,Critical,Critical,Very important,Very important,Critical,Slightly important,Not important,Important,Not important,Important,Important,Slightly important,Not important,Slightly important,Important,Important,Important,Slightly important,Important,Not important,Slightly important,Slightly important,Important,Important,Critical,Critical,Critical,Very important,Not important,Slightly important,Important,Important,Slightly important,Slightly important,Slightly difficult,Very difficult,Difficult,1,15,Slightly difficult,Very difficult,Difficult,0,4,Slightly difficult,Difficult,Slightly difficult,1,7,Not difficult,Not difficult,Slightly difficult,1,1,Slightly difficult,Slightly difficult,Slightly difficult,1,6,Not difficult,Difficult,Difficult,1,4,Not difficult,Difficult,Slightly difficult,0,9,Not difficult,Not difficult,Slightly difficult,0,4,Slightly difficult,Not difficult,Not difficult,1,2,Very important,Very important,Important,Not important,Important,Slightly important,Not important,Slightly important,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,Private placement office, -44,No,-44,-44,-44,-44,No,-44,-44,No,The firm cannot afford the optimal level of training,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,No,-44,Yes,10,56,14,0,20,0,0,0,0,0,0,0,0, -44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Line of credit,2010,100000,9,54,"Non-Bank financial institutions (microfinance institutions,",Yes,No,No,No,No,No, -44,200,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,240000,310000,140000,90000,6000,9300,10000,0,0,0,0,16000,0,43000,108000,54000,161000,98000,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,No obstacle,Minor obstacle,No obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,Macroeconomic environment,Cost of finance,Telecommunications,Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Too expensive, -44,-44,-44, -44,-44, -44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Truthful,Are taken directly from the establishment's records, 141112,112,St-Kitts and Nevis,St-Kitts and Nevis,Services of motor vehicles,507262,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All women,Yes,No,100,Makes major strategic and fiancial decisions,5,7,Predominantly men,Female,Male,Male,2009,No,Yes,2009,22,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,3,1,-44,No,-44,-44,-44,-44,Yes,4,2,1,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,45,45,10,0,Individuals,5,55,40,gasoline,70,National,15,Decreased,Remained the same,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,80,20,No,-44,Yes,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,Yes,No,No,Yes,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,Major obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,-44, -44,Strongly disagree,Tend to disagree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,No,21,Yes,5,No,No,-44,0,-44,Yes,30,No,No,-44,-44,Yes,15,2,10,8,3,2,2,1,2,2,1,0,2,2,0,0,0,0,0,0,0,1,1,0,0,0,0,5,59000,5,58000,5,69000,1,39000,1,38000,1,46000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,19000,2,17400,2,20500,0,-77,0,-77,0,-77,2,16000,2,15700,2,17600,-44, -44,University graduate,Post graduated,University graduate,Post graduated,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed secondary,Important,Important,Critical,Critical,Very important,Important,Important,Slightly important,Important,Important,Slightly important,Important,Slightly important,Slightly important,Important,Very important,Critical,Critical,Very important,Very important,Very important,Critical,Important,Important,Critical,Important,Slightly important,Slightly important,Slightly important,Not important,Slightly important,Important,Important,Very important,Very important,Important,Very important,Very important,Important,Important,Slightly important,Very important,Critical,Slightly important,Very important,Very important,Critical,Critical,Very important,Very important,Critical,Slightly important,Not important,Very important,Not important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Important,Important,Very important,Slightly important,Important,Not important,Not important,Not important,Important,Important,Very important,Very important,Critical,Very important,Slightly important,Slightly important,Important,Important,Not important,Not important,Not difficult,Very difficult,Difficult,0,24,Slightly difficult,Very difficult,Difficult,1,13,Not difficult,Difficult,Difficult,0,5,Not difficult,Not difficult,Slightly difficult,1,1,Slightly difficult,Difficult,Slightly difficult,1,7,Not difficult,Difficult,Slightly difficult,0,5,Not difficult,Slightly difficult,Difficult,0,10,Slightly difficult,Slightly difficult,Difficult,1,3,Not difficult,Not difficult,Not difficult,0,1,Very important,Very important,Not important,Slightly important,Important,Slightly important,Slightly important,Not important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Public placement office, -44,No,-44,-44,-44,-44,No,-44,-44,No,The firm cannot afford the optimal level of training,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,No,-44,No,35,0,0,0,25,0,0,40,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,2,2,Problems with credit history/report,-44,3650000,3320000,1328000,240000,163000,33200,26000,60000,11000,9000,7000,0,0,502000,803000,797000,1029000,1921000,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,No obstacle,Minor obstacle,No obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,Access to finance,Corruption,Political environment,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Community based organization, -44,technological and Innovation Support, -44,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Yes,No,Yes,Somewhat truthful,Are taken directly from the establishment's records, 14110,10,St-Kitts and Nevis,St-Kitts and Nevis,Food,507127,No,-44,-44,-44,-44,Sole proprietorship, -44,100,0,100,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,2008,No,Yes,2008,12,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,8,2,1,-44,Yes,2,0,0,-44,Yes,1,4,0,-44,Yes,0,4,1,-44,No,-44,Yes,No,Yes,90,75,145,10,0, -44,20,70,10,0,Individuals,15,55,30,ice cream,100,National,25,Increased,Remained the same,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,20,80,Yes,1,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,No obstacle,Very severe obstacle,-44, -44,Strongly disagree,Tend to disagree,Strongly disagree,Tend to disagree,No,-44,-44,-44,-44,-44,No,-44,-44,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,2,Outside working hours,Other,Other company property,700,Gang related,No,No,-44,Yes,3,During working hours,Firearm/gun,Other company property,7500,Group of criminals,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,Yes,No,-44,-44,No,-44,-44,No,Yes,Yes,5,Yes,2,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,6,8,3,2,2,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3,61000,3,55000,2,72000,1,32000,1,32000,1,37000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,17000,2,16700,2,18500,2,16000,2,14400,2,17200,-44, -44,University graduate,Post graduated,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Completed secondary,Completed secondary,Completed primary school,Slightly important,Important,Critical,Important,Important,Important,Slightly important,Slightly important,Important,Very important,Important,Important,Slightly important,Slightly important,Important,Very important,Very important,Critical,Important,Very important,Very important,Critical,Slightly important,Important,Critical,Slightly important,Slightly important,Very important,Not important,Slightly important,Important,Important,Very important,Critical,Critical,Important,Critical,Very important,Slightly important,Important,Important,Important,Critical,Important,Critical,Important,Critical,Very important,Critical,Critical,Critical,Slightly important,Not important,Very important,Not important,Important,Important,Slightly important,Slightly important,Slightly important,Very important,Important,Important,Important,Important,Not important,Slightly important,Slightly important,Important,Slightly important,Very important,Critical,Critical,Critical,Important,Slightly important,Important,Slightly important,Not important,Not important,Not difficult,Very difficult,Difficult,0,14,Slightly difficult,Very difficult,Difficult,1,9,Slightly difficult,Difficult,Slightly difficult,1,10,Not difficult,Slightly difficult,Difficult,1,2,Slightly difficult,Slightly difficult,Slightly difficult,0,10,Not difficult,Difficult,Slightly difficult,1,9,Not difficult,Slightly difficult,Slightly difficult,0,9,Not difficult,Slightly difficult,Not difficult,1,2,Not difficult,Not difficult,Not difficult,1,1,Slightly important,Very important,Very important,Slightly important,Important,Slightly important,Not important,Slightly important,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,No obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Public placement office, -44,Yes to fire,No,-44,Yes,0,No,-44,-44,No,The firm is affraid of investing in workers that after the t,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,No,-44,No,85,0,0,0,15,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Collateral requirements for loans or line of credit are unat,480000,590000,190000,150000,8000,17700,76000,0,0,0,0,0,0,261000,308000,330000,428000,426000,Moderate obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Minor obstacle,No obstacle,Moderate obstacle,Major obstacle,No,Yes,Yes,No,No,Access to finance,Corruption,Cost of finance,Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Local business association, -44,Marketing and Operations support, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Truthful,Are estimates computed with some precision, 14112,12,St-Kitts and Nevis,St-Kitts and Nevis,Machinery and equipment,507138,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,1986,No,Yes,1986,42,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,1,1,-44,No,-44,-44,-44,-44,Yes,3,5,0,-44,No,-44,-44,-44,-44,No,-44,No,Yes,Yes,100,70,70,0,0, -44,5,40,55,0,Large private firms (more than 100 employees),15,55,30,manufacturing of dressing tabl,30,National,10,Increased,Remained the same,More than 5,100,0,5,-44,-44,-44,-44,-44,-44,-44,-44,25,75,No,-44,Yes,Yes,Yes,No,Yes,No,Yes,University, -44,No,No,Yes,Yes,No,No,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,Very Important,Critical,Important,Very Important,Important,Very Important,Very Important,Yes,50,Yes,50,No,-44,No,No,0,-44,Yes,Yes,No,No,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Minor obstacle,Minor obstacle,Major obstacle,Minor obstacle,Major obstacle,No obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,Yes,10,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,0,2,5,8,3,2,2,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,1,3,48000,2,48000,2,56000,1,43000,2,39000,1,51000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,17000,2,16100,2,19300,2,15000,3,13800,2,16800,New products require new skills, -44,Post graduated,University graduate,Post graduated,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,Completed secondary,Started but did not complete secondary,Very important,Important,Very important,Very important,Very important,Very important,Important,Important,Very important,Important,Important,Important,Slightly important,Slightly important,Important,Critical,Very important,Critical,Important,Important,Critical,Critical,Slightly important,Important,Critical,Slightly important,Important,Important,Slightly important,Not important,Important,Slightly important,Important,Critical,Very important,Important,Very important,Very important,Very important,Important,Important,Important,Very important,Important,Critical,Very important,Very important,Critical,Very important,Very important,Very important,Slightly important,Not important,Slightly important,Not important,Important,Important,Slightly important,Slightly important,Important,Important,Important,Slightly important,Slightly important,Important,Not important,Slightly important,Slightly important,Important,Important,Critical,Critical,Critical,Very important,Not important,Slightly important,Very important,Very important,Important,Slightly important,Not difficult,Very difficult,Difficult,1,19,Difficult,Very difficult,Very difficult,1,10,Not difficult,Slightly difficult,Slightly difficult,0,9,Slightly difficult,Slightly difficult,Not difficult,1,2,Slightly difficult,Slightly difficult,Difficult,1,5,Not difficult,Difficult,Slightly difficult,0,6,Slightly difficult,Difficult,Slightly difficult,1,3,Slightly difficult,Slightly difficult,Not difficult,0,4,Not difficult,Not difficult,Not difficult,1,1,Very important,Very important,Slightly important,Important,Very important,Not important,Slightly important,Slightly important,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,No obstacle,No obstacle,Public announcement/advertisement, -44,No,-44,-44,-44,-44,No,-44,-44,No,The firm does not have enough information about training pro,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,No,-44,No,15,60,15,0,10,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Application procedures for loans or line of credit are compl,40000,60000,17400,12000,2000,2400,0,1500,0,0,0,0,0,14000,9000,18000,12000,21000,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,Major obstacle,No obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,Access to finance,Macroeconomic environment,Electricity,No obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Community based organization, -44,Marketing and Operations support, -44,Yes,No,No,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,Yes,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Truthful,Are taken directly from the establishment's records, 14150,50,St-Kitts and Nevis,St-Kitts and Nevis,Services of motor vehicles,507263,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,1981,No,Yes,1982,42,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,4,1,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0, -44,10,65,25,1,Large private firms (more than 100 employees),10,60,30,radiators,60,Local,5,Remained the same,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,65,35,No,-44,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,-44, -44,Strongly disagree,Tend to agree,Tend to agree,Tend to disagree,No,-44,-44,-44,-44,-44,No,-44,-44,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,Outside working hours,Knife,Money,3000,Group of criminals,Yes,Yes,-44,Yes,3,During working hours,Knife,Goods or stock,20000,A fellow employee,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,3,Outside working hours,Other,Other company property,300,Other,No,No,-44,Yes,1,Outside working hours,Knife,Goods or stock,7000,A former employee,Yes,No,There was no insurance requirement,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,0,0,No,No,No,No,Yes,No,-44,-44,No,-44,-44,No,Yes,Yes,3,Yes,1,No,No,-44,-44,0,Yes,0,Yes,No,-44,-44,Yes,0,2,3,8,3,2,2,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3,41000,3,41000,2,46000,1,37000,2,36000,1,42000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,20000,2,19100,2,23800,0,-77,0,-77,0,-77,2,16000,2,15100,2,17600,Increase demand for higher quality product, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Important,Slightly important,Critical,Important,Very important,Important,Important,Slightly important,Very important,Important,Slightly important,Important,Slightly important,Slightly important,Very important,Critical,Very important,Very important,Slightly important,Important,Critical,Critical,Important,Important,Critical,Slightly important,Important,Important,Not important,Not important,Important,Important,Critical,Very important,Critical,Slightly important,Important,Important,Very important,Slightly important,Important,Very important,Very important,Important,Critical,Important,Critical,Very important,Critical,Very important,Very important,Slightly important,Slightly important,Important,Not important,Very important,Important,Slightly important,Slightly important,Slightly important,Important,Important,Important,Slightly important,Important,Not important,Slightly important,Not important,Important,Slightly important,Critical,Very important,Very important,Very important,Not important,Slightly important,Important,Important,Slightly important,Not important,Slightly difficult,Very difficult,Slightly difficult,1,17,Not difficult,Very difficult,Slightly difficult,1,15,Slightly difficult,Difficult,Slightly difficult,0,3,Not difficult,Slightly difficult,Slightly difficult,1,1,Slightly difficult,Not difficult,Difficult,0,4,Slightly difficult,Slightly difficult,Slightly difficult,0,4,Not difficult,Very difficult,Slightly difficult,1,4,Not difficult,Difficult,Slightly difficult,1,3,Not difficult,Slightly difficult,Not difficult,1,1,Critical,Important,Very important,Not important,Very important,Not important,Slightly important,Slightly important,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Private placement office, -44,No,-44,-44,-44,-44,Yes,2,2,Yes,-44,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,No,-44,Yes,80,0,0,0,20,0,0,0,0,0,0,0,0, -44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Loan,2012,30000,7,84,"Non-Bank financial institutions (microfinance institutions,",Yes,Yes,No,No,No,No, -44,100,Yes,5,4,Incompleteness of loan application,-44,360000,370000,110000,130000,16000,7400,91000,7000,0,0,1000,26000,0,64000,100000,100000,133000,291000,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,No,Yes,Yes,No,No,No,No,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Very severe obstacle,No obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Practices of competitors in the informal sector,Customs and Trade Regulations,Major obstacle,Yes,Yes,No,No,No,Yes,No,-44,-44,-44,-44,-44,-44,Yes,Negative impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Large impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Large impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Large impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 14159,59,St-Kitts and Nevis,St-Kitts and Nevis,Fabricated metal products,507141,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,90,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,1975,No,Yes,1980,42,No,-44,-44,No,-44,-44,No,-44,-44,Yes,23,No,Yes,3,4,1,-44,No,-44,-44,-44,-44,Yes,7,1,0,-44,No,-44,-44,-44,-44,Yes,1,Yes,No,Yes,100,80,90,0,0, -44,20,50,30,0,Medium private firms (20-100 employees),40,40,20,burglar bars - security,70,National,5,Decreased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,35,65,No,-44,Yes,Yes,Yes,No,Yes,No,Yes,Client, -44,No,No,Yes,No,No,Yes,Yes,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,Important,Important,Important,Very Important,Important,Slightly important,Very Important,Yes,45,Yes,55,No,-44,Yes,Yes,0,-44,No,No,No,No,Moderate obstacle,No obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,No obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,-44, -44,Tend to agree,Tend to disagree,Strongly disagree,Strongly agree,No,-44,-44,-44,-44,-44,No,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,Outside working hours,Other,Goods or stock,2000,Other,No,No,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,No,5,No,-44,-44,No,-44,-44,0,No,-44,-44,No,-44,-44,No,-44,-44,2,8,3,2,2,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,1,3,41000,3,37000,3,48000,1,31000,1,29000,1,35000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,18000,2,16200,2,19400,2,17000,2,15600,2,20200,-44, -44,University graduate,Completed college/vocational training,University graduate,Post graduated,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Completed secondary,Completed secondary,Completed secondary,Important,Slightly important,Critical,Important,Important,Important,Important,Slightly important,Important,Important,Important,Slightly important,Slightly important,Slightly important,Very important,Critical,Very important,Critical,Very important,Slightly important,Very important,Very important,Very important,Important,Critical,Slightly important,Slightly important,Important,Not important,Not important,Very important,Important,Important,Very important,Critical,Important,Very important,Slightly important,Very important,Important,Important,Important,Very important,Slightly important,Critical,Important,Critical,Critical,Critical,Very important,Very important,Important,Slightly important,Important,Slightly important,Important,Important,Slightly important,Slightly important,Slightly important,Very important,Important,Important,Important,Important,Slightly important,Not important,Not important,Important,Slightly important,Very important,Critical,Very important,Very important,Slightly important,Slightly important,Slightly important,Important,Not important,Important,Not difficult,Very difficult,Slightly difficult,1,15,Slightly difficult,Almost impossible,Difficult,1,6,Slightly difficult,Difficult,Slightly difficult,1,7,Slightly difficult,Slightly difficult,Difficult,0,2,Slightly difficult,Slightly difficult,Slightly difficult,1,9,Not difficult,Difficult,Slightly difficult,1,10,Slightly difficult,Slightly difficult,Slightly difficult,1,7,Not difficult,Slightly difficult,Slightly difficult,1,3,Not difficult,Slightly difficult,Not difficult,0,1,Critical,Very important,Important,Slightly important,Very important,Slightly important,Not important,Not important,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,No obstacle,No obstacle,Private placement office, -44,No,-44,-44,-44,-44,No,-44,-44,No,The firm cannot afford the optimal level of training,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,Yes,11,Yes,0,70,20,0,10,0,0,0,0,0,0,0,0, -44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Line of credit,2010,60000,11,30,Other,Yes,No,No,No,No,No, -44,100,Yes,3,3,Collateral or cosigners unacceptable,-44,390000,300000,75000,66000,12000,3000,6000,6000,1000,1000,0,12000,0,42000,366000,65000,482000,166000,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Political environment,Inadequately educated workforce,Access to finance,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed, -44,-44,-44, -44,-44, -44,Yes,No,No,Yes,No,Yes,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,Yes,Yes,No,Yes,No,-44,-44,No,-44,-44,Somewhat truthful,Are taken directly from the establishment's records, 141125,125,St-Kitts and Nevis,St-Kitts and Nevis,Transport,507192,Yes,10,Establishment physically separated from HQ and other establi,No,10,Shareholding company with shares traded in the stock market, -44,72,100,0,0,0,Predominantly women,Yes,No,72,Makes major strategic and fiancial decisions,8,7,Predominantly men,Female,Male,Male,2006,Yes,Yes,2006,13,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,3,1,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,1,Yes,Yes,Yes,0,-44,-44,100,0, -44,15,40,45,0,Others,25,55,20,shipping,70,Local,10,Decreased,Remained the same,More than 5,80,20,0,2007,germany,65,ghana,35,2,0,1,75,25,Yes,9,Yes,No,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,Yes,No,No,No,Very severe obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,-44,2600,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,Outside working hours,Baseball bat,Money,50,Someone working alone,No,No,Fear of reprisals,Yes,3,During working hours,Firearm/gun,Goods or stock,20000,Gang related,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,During working hours,Knife,Personal possessions of employees or customers,600,Other,No,No,-44,Yes,3,During working hours,Baseball bat,Goods or stock,6500,Gang related,Yes,Yes,-44,Yes,1,During working hours,Knife,Money,-66,Gang related,No,No,Police could not have done anything,No,-44,-44,0,Yes,Yes,Yes,Yes,Yes,No,-44,-44,No,-44,-44,Yes,Yes,Yes,20,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,2,8,3,2,2,1,2,1,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,1,3,59000,3,60000,3,65000,1,43000,2,41000,1,46000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,18000,2,18300,2,20200,0,-77,0,-77,0,-77,2,16000,3,15600,2,18100,New products require new skills, -44,University graduate,University graduate,Post graduated,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed primary school,Important,Important,Critical,Very important,Important,Important,Important,Slightly important,Very important,Important,Slightly important,Important,Important,Important,Important,Very important,Very important,Critical,Slightly important,Slightly important,Very important,Critical,Slightly important,Important,Very important,Slightly important,Slightly important,Important,Not important,Slightly important,Very important,Important,Important,Very important,Critical,Important,Very important,Important,Critical,Important,Very important,Slightly important,Very important,Important,Very important,Important,Critical,Very important,Critical,Critical,Critical,Not important,Not important,Important,Not important,Very important,Very important,Important,Not important,Slightly important,Important,Important,Slightly important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Important,Important,Critical,Critical,Critical,Very important,Slightly important,Slightly important,Important,Slightly important,Not important,Important,Slightly difficult,Very difficult,Difficult,0,18,Slightly difficult,Difficult,Slightly difficult,0,8,Not difficult,Difficult,Difficult,0,6,Not difficult,Slightly difficult,Slightly difficult,0,2,Slightly difficult,Not difficult,Slightly difficult,1,6,Slightly difficult,Slightly difficult,Slightly difficult,0,7,Not difficult,Difficult,Slightly difficult,0,8,Slightly difficult,Slightly difficult,Slightly difficult,1,6,Not difficult,Slightly difficult,Not difficult,0,2,Critical,Very important,Not important,Not important,Very important,Not important,Slightly important,Slightly important,Minor obstacle,Major obstacle,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Public placement office, -44,No,-44,-44,-44,-44,Yes,2,2,Yes,-44,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,5,No,25,40,10,0,25,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,4,4,Collateral or cosigners unacceptable,-44,1780000,1600000,592000,330000,80000,16000,384000,13000,1000,1000,2000,0,0,243000,334000,352000,464000,1003000,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,"Crime, theft and disorder",Customs and Trade Regulations,Very severe obstacle,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 14139,39,St-Kitts and Nevis,St-Kitts and Nevis,Hotel and restaurants,507236,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Female,Female,Female,2006,No,Yes,2006,14,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,3,1,-44,No,-44,-44,-44,-44,Yes,2,0,1,-44,No,-44,-44,-44,-44,Yes,60,Yes,Yes,No,0,-44,-44,100,0, -44,25,65,10,2,Individuals,15,45,40,food,90,National,15,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,80,20,No,-44,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,25000,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,No,1,No,-44,-44,No,-44,-44,8000,No,-44,-44,No,-44,-44,No,-44,-44,4,9,3,3,2,1,1,0,0,0,2,2,0,0,0,0,0,0,0,1,1,0,0,0,0,5,59000,4,60000,3,69000,1,37000,2,35000,1,42000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,3,16000,3,15700,3,18000,0,-77,0,-77,0,-77,2,15000,3,14900,2,17300,Increase/decreased demand for goods, -44,University graduate,Post graduated,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed secondary,-44,-44,Completed secondary,Completed primary school,Important,Slightly important,Very important,Very important,Important,Important,Important,Important,Important,Very important,Important,Important,Not important,Not important,Important,Critical,Very important,Critical,Important,Slightly important,Very important,Critical,Slightly important,Important,Critical,Important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Important,Critical,Critical,Very important,Very important,Important,Slightly important,Very important,Important,Important,Very important,Slightly important,Critical,Important,Critical,Very important,Very important,Critical,Very important,Not important,Not important,Very important,Slightly important,Very important,Important,Slightly important,Not important,Slightly important,Important,Important,Important,Slightly important,Very important,Not important,Slightly important,Slightly important,Important,Important,Critical,Very important,Critical,Very important,Slightly important,Not important,Important,Very important,Not important,Slightly important,Not difficult,Very difficult,Slightly difficult,0,9,Not difficult,Very difficult,Difficult,1,11,Slightly difficult,Difficult,Slightly difficult,1,4,Not difficult,Not difficult,Slightly difficult,0,3,Slightly difficult,Slightly difficult,Slightly difficult,1,8,Difficult,Slightly difficult,Difficult,1,10,Not difficult,Difficult,Slightly difficult,0,5,Not difficult,Not difficult,Slightly difficult,1,10,Not difficult,Not difficult,Not difficult,0,2,Very important,Very important,Very important,Important,Slightly important,Slightly important,Not important,Slightly important,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,Private placement office, -44,No,-44,-44,-44,-44,No,-44,-44,No,Other,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,14,No,60,0,0,0,40,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,2,2,Incompleteness of loan application,-44,460000,480000,150000,120000,7000,14400,68000,3500,1000,0,0,0,0,81000,127000,101000,182000,185000,No obstacle,No obstacle,Very severe obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,No obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,Very severe obstacle,Moderate obstacle,No obstacle,Minor obstacle,No obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Access to finance,Transportation,No obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Government based organization, -44,Marketing and Operations support, -44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,Somewhat truthful,Are taken directly from the establishment's records, 14148,48,St-Kitts and Nevis,St-Kitts and Nevis,Retail,507257,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,1987,No,Yes,1992,22,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,2,1,-44,Yes,2,0,0,-44,Yes,9,2,0,-44,No,-44,-44,-44,-44,Yes,5,Yes,Yes,Yes,0,-44,-44,100,0, -44,30,55,15,10,Large private firms (more than 100 employees),25,45,30,frozen chicken,10,Local,10,Decreased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,55,45,Yes,6,Yes,No,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,Yes,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,No obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,-44, -44,Tend to disagree,Strongly disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,-44,6000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,15000,0,Yes,No,No,Yes,No,No,-44,-44,No,-44,-44,Yes,Yes,No,15,Yes,6,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,1,9,3,3,2,1,0,0,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3,70000,3,69000,3,76000,1,30000,1,29000,1,34000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,3,19000,3,17800,3,21900,0,-77,0,-77,0,-77,2,16000,2,15600,2,18100,-44, -44,University graduate,Completed college/vocational training,University graduate,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Completed secondary,-44,-44,Completed secondary,Completed secondary,Important,Important,Critical,Critical,Very important,Important,Important,Important,Important,Important,Important,Important,Important,Slightly important,Important,Critical,Very important,Very important,Slightly important,Important,Critical,Critical,Slightly important,Important,Very important,Not important,Slightly important,Important,Not important,Slightly important,Important,Important,Important,Critical,Critical,Important,Important,Important,Critical,Important,Important,Very important,Critical,Slightly important,Critical,Very important,Critical,Critical,Very important,Very important,Critical,Slightly important,Not important,Very important,Slightly important,Important,Important,Slightly important,Important,Slightly important,Very important,Important,Very important,Very important,Important,Not important,Not important,Not important,Important,Very important,Critical,Critical,Critical,Critical,Not important,Slightly important,Very important,Very important,Slightly important,Slightly important,Not difficult,Very difficult,Slightly difficult,0,11,Slightly difficult,Very difficult,Slightly difficult,1,10,Not difficult,Difficult,Slightly difficult,0,2,Not difficult,Slightly difficult,Slightly difficult,1,2,Slightly difficult,Not difficult,Slightly difficult,1,8,Difficult,Very difficult,Difficult,1,5,Not difficult,Difficult,Slightly difficult,0,3,Slightly difficult,Not difficult,Not difficult,0,7,Not difficult,Not difficult,Not difficult,0,2,Important,Very important,Not important,Slightly important,Important,Not important,Slightly important,Slightly important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,Private placement office, -44,No,-44,-44,-44,-44,No,-44,-44,No,The firm does not have enough information about training pro,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,6,No,0,56,14,0,30,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,2,2,Incompleteness of loan application,-44,2970000,2390000,300000,150000,84000,23900,241000,67000,5000,10000,9000,0,0,520000,497000,693000,789000,984000,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,No,Yes,Yes,No,No,Yes,Yes,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Very severe obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Access to finance,Customs and Trade Regulations,Inadequately educated workforce,Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 14180,80,St-Kitts and Nevis,St-Kitts and Nevis,Retail,507199,No,-44,-44,-44,-44,Limited partnership, -44,50,50,50,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,2002,No,Yes,2002,38,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,5,2,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,5,Yes,No,Yes,0,-44,-44,100,0, -44,20,55,25,0,Medium private firms (20-100 employees),5,65,30,electrical fans,15,Local,10,Decreased,Decreased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,55,45,No,-44,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,7,Yes,1,No,No,-44,-44,5000,Yes,5,Yes,Yes,45,No,No,-44,-44,16,9,3,3,2,1,0,0,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,1,3,50000,2,46000,2,56000,1,31000,2,28000,1,37000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,3,15000,3,13600,3,17500,0,-77,0,-77,0,-77,2,15000,3,13600,2,16500,Increase demand for higher quality product, -44,University graduate,Completed college/vocational training,Post graduated,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Completed secondary,-44,-44,Completed secondary,Completed primary school,Very important,Important,Critical,Important,Important,Important,Important,Slightly important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Very important,Critical,Very important,Critical,Important,Very important,Critical,Critical,Very important,Important,Critical,Slightly important,Important,Slightly important,Not important,Slightly important,Slightly important,Important,Important,Critical,Very important,Important,Critical,Important,Important,Important,Important,Very important,Critical,Important,Critical,Important,Critical,Critical,Critical,Critical,Critical,Slightly important,Slightly important,Very important,Not important,Important,Slightly important,Slightly important,Slightly important,Important,Important,Important,Very important,Important,Very important,Not important,Slightly important,Slightly important,Important,Important,Critical,Critical,Critical,Very important,Not important,Important,Important,Important,Slightly important,Important,Not difficult,Very difficult,Slightly difficult,0,14,Slightly difficult,Very difficult,Difficult,0,8,Slightly difficult,Slightly difficult,Slightly difficult,0,2,Not difficult,Slightly difficult,Slightly difficult,1,2,Not difficult,Slightly difficult,Slightly difficult,1,10,Not difficult,Difficult,Slightly difficult,1,3,Not difficult,Difficult,Slightly difficult,1,7,Slightly difficult,Not difficult,Not difficult,0,2,Not difficult,Not difficult,Not difficult,0,2,Critical,Very important,Not important,Important,Very important,Not important,Slightly important,Not important,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,Major obstacle,No obstacle,Minor obstacle,Private placement office, -44,Yes to fire,No,-44,Yes,0,Yes,2,2,Yes,-44,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,9,No,60,0,0,0,40,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Did not think it would be approved,1460000,1070000,288900,300000,54000,21400,8000,7500,1000,1000,1000,0,0,231000,207000,300000,300000,396000,Very severe obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Access to finance,"Crime, theft and disorder",Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Community based organization, -44,"General management, Business development and Strategies supp", -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are taken directly from the establishment's records, 14190,90,St-Kitts and Nevis,St-Kitts and Nevis,Retail,507256,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,33,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,1994,No,Yes,1994,19,No,-44,-44,No,-44,-44,No,-44,-44,Yes,22,No,Yes,1,3,0,-44,Yes,1,0,0,-44,Yes,3,5,1,-44,No,-44,-44,-44,-44,Yes,1,Yes,Yes,Yes,0,-44,-44,100,0, -44,0,45,55,3,Government or government agencies (including state-owned ent,10,45,45,installation of burglar alarms,60,National,15,Decreased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,50,50,Yes,15,Yes,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Very severe obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,No obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,-44, -44,Tend to agree,Tend to agree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,During working hours,Firearm/gun,Money,700,Group of criminals,No,No,The police give little/no information back on crimes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,3,Outside working hours,Baseball bat,Other company property,16000,Other,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,45000,0,No,No,No,No,Yes,No,-44,-44,No,-44,-44,Yes,Yes,No,32,Yes,4,No,No,-44,0,-44,Yes,8,Yes,No,-44,-44,No,-44,-44,3,9,3,3,2,1,0,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3,61000,3,61000,3,70000,1,31000,2,30000,1,35000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,3,16000,3,15100,3,17600,0,-77,0,-77,0,-77,2,16000,3,14500,2,17600,Increase/decreased demand for goods, -44,University graduate,Completed secondary,Post graduated,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed secondary,Important,Important,Critical,Important,Important,Important,Slightly important,Important,Slightly important,Very important,Important,Slightly important,Important,Important,Very important,Very important,Very important,Very important,Slightly important,Important,Very important,Critical,Important,Important,Critical,Slightly important,Slightly important,Important,Slightly important,Slightly important,Important,Important,Very important,Critical,Critical,Important,Very important,Important,Important,Important,Important,Important,Very important,Slightly important,Critical,Important,Very important,Critical,Very important,Very important,Critical,Important,Not important,Very important,Not important,Important,Very important,Slightly important,Slightly important,Slightly important,Important,Important,Important,Important,Important,Not important,Slightly important,Slightly important,Slightly important,Slightly important,Critical,Critical,Critical,Very important,Slightly important,Slightly important,Very important,Important,Not important,Slightly important,Not difficult,Very difficult,Very difficult,1,16,Difficult,Very difficult,Slightly difficult,1,7,Slightly difficult,Difficult,Difficult,1,8,Slightly difficult,Slightly difficult,Slightly difficult,0,3,Slightly difficult,Not difficult,Not difficult,1,4,Slightly difficult,Very difficult,Difficult,1,5,Not difficult,Slightly difficult,Slightly difficult,0,5,Slightly difficult,Slightly difficult,Difficult,1,3,Not difficult,Not difficult,Slightly difficult,0,1,Very important,Very important,Very important,Not important,Very important,Important,Slightly important,Slightly important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,Public announcement/advertisement, -44,No,-44,-44,-44,-44,No,-44,-44,No,The firm cannot afford the optimal level of training,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,Yes,13,No,10,24,6,0,60,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Collateral requirements for loans or line of credit are unat,580000,520000,192400,145600,18000,5200,30000,14500,1000,2000,2000,0,0,76000,85000,114000,135000,269000,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,No obstacle,No obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,"Crime, theft and disorder",Corruption,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Community based organization, -44,Human resources Support, -44,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 141104,104,St-Kitts and Nevis,St-Kitts and Nevis,Retail,507258,No,-44,-44,-44,-44,Limited partnership, -44,20,100,0,0,0,Predominantly women,Yes,Yes,20,Makes decisions in consultation with other partners,14,3,All men,Male,Male,Male,1990,No,Yes,1990,24,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,5,3,1,-44,No,-44,-44,-44,-44,Yes,0,1,1,-44,No,-44,-44,-44,-44,Yes,9,Yes,No,Yes,0,-44,-44,100,0, -44,50,30,20,0,Government or government agencies (including state-owned ent,20,50,30,juice,15,National,30,Increased,Remained the same,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,45,55,Yes,1,Yes,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,-44, -44,Tend to disagree,Strongly disagree,Tend to disagree,Strongly disagree,No,-44,-44,-44,-44,-44,Yes,1,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,Outside working hours,Other,Goods or stock,600,Gang related,No,No,No loss or damage,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,During working hours,Firearm/gun,Money,1000,Gang related,No,No,Fear of reprisals,Yes,4,Outside working hours,Firearm/gun,Other company property,5000,Gang related,Yes,No,Offenders rarely caught or prosecuted,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,During working hours,Firearm/gun,Money,1500,Gang related,No,No,Offenders rarely caught or prosecuted,No,-44,-44,0,Yes,No,Yes,No,Yes,Yes,No,No,No,-44,-44,No,Yes,Yes,1,No,-44,-44,Yes,15,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,3,9,3,3,2,1,0,0,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,1,3,42000,3,38000,3,50000,1,30000,2,30000,1,33000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,3,19000,3,19300,3,22400,0,-77,0,-77,0,-77,2,16000,3,15300,2,18500,Increase/decreased demand for goods, -44,University graduate,University graduate,University graduate,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Important,Slightly important,Critical,Very important,Very important,Very important,Important,Slightly important,Important,Very important,Important,Important,Slightly important,Not important,Slightly important,Very important,Very important,Critical,Important,Slightly important,Very important,Critical,Very important,Important,Critical,Important,Slightly important,Important,Not important,Slightly important,Slightly important,Slightly important,Important,Critical,Critical,Very important,Important,Important,Slightly important,Important,Important,Very important,Very important,Slightly important,Critical,Important,Very important,Critical,Critical,Very important,Critical,Slightly important,Not important,Important,Not important,Slightly important,Very important,Slightly important,Slightly important,Not important,Important,Important,Important,Very important,Slightly important,Not important,Not important,Not important,Important,Important,Critical,Very important,Very important,Very important,Not important,Slightly important,Very important,Important,Slightly important,Slightly important,Not difficult,Very difficult,Difficult,0,25,Slightly difficult,Very difficult,Difficult,0,8,Slightly difficult,Slightly difficult,Difficult,0,9,Not difficult,Slightly difficult,Slightly difficult,1,1,Not difficult,Not difficult,Slightly difficult,0,3,Slightly difficult,Slightly difficult,Slightly difficult,1,7,Not difficult,Difficult,Slightly difficult,0,8,Not difficult,Not difficult,Not difficult,1,10,Not difficult,Not difficult,Not difficult,0,1,Very important,Important,Slightly important,Important,Slightly important,Slightly important,Not important,Slightly important,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Private placement office, -44,No,-44,-44,-44,-44,No,-44,-44,No,The firm cannot afford the optimal level of training,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,7,No,20,36,14,0,30,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Size of loan and maturity are insufficiant,3220000,4060000,1510000,500000,85000,162400,227000,89500,13000,16000,14000,0,0,623000,1034000,853000,1543000,1390000,Minor obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,No obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,Major obstacle,Minor obstacle,-44,-44,-44,-44,-44,"Crime, theft and disorder",Tax administration,Access to land for expansion / relocation,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Already used this type of assistance in the past and wasn't, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 141144,144,St-Kitts and Nevis,St-Kitts and Nevis,Transport,507243,Yes,5,Establishment physically separated from HQ and other establi,No,5,Shareholding company with non-traded shares or shares traded, -44,57,100,0,0,0,Predominantly men,No,Yes,26,Makes major strategic and fiancial decisions,16,9,All men,Male,Male,Male,1989,Yes,Yes,1989,11,No,-44,-44,No,-44,-44,Yes,6,No,No,-44,-44,Yes,0,3,0,-44,No,-44,-44,-44,-44,Yes,0,5,0,-44,No,-44,-44,-44,-44,Yes,85,Yes,Yes,Yes,0,-44,-44,100,0, -44,5,50,45,3,Your parent company or affiliated establishments,45,50,5,shipping,95,Local,5,Decreased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,45,55,Yes,4,No,Yes,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,No obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,5,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,0,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,No,5,Yes,2,Yes,No,-44,-44,0,No,-44,-44,No,-44,-44,No,-44,-44,5,9,3,3,2,1,0,0,0,0,1,1,0,0,0,0,0,0,0,1,1,0,0,0,1,4,54000,3,50000,3,64000,1,39000,2,36000,1,46000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,3,19000,3,18000,3,21700,0,-77,0,-77,0,-77,2,17000,3,17200,2,19300,Economic upturn/downturn, -44,University graduate,University graduate,Post graduated,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Completed secondary,-44,-44,Completed secondary,Completed secondary,Important,Slightly important,Very important,Important,Important,Important,Very important,Slightly important,Important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Critical,Very important,Very important,Slightly important,Important,Very important,Critical,Important,Important,Critical,Slightly important,Slightly important,Slightly important,Slightly important,Not important,Critical,Slightly important,Important,Very important,Very important,Important,Very important,Important,Important,Important,Important,Important,Critical,Slightly important,Critical,Important,Critical,Critical,Very important,Critical,Critical,Slightly important,Slightly important,Important,Not important,Slightly important,Important,Slightly important,Important,Not important,Very important,Important,Important,Slightly important,Very important,Not important,Not important,Slightly important,Important,Very important,Critical,Critical,Critical,Critical,Slightly important,Slightly important,Important,Important,Not important,Slightly important,Not difficult,Almost impossible,Very difficult,1,18,Slightly difficult,Very difficult,Difficult,0,9,Slightly difficult,Difficult,Slightly difficult,0,6,Slightly difficult,Slightly difficult,Slightly difficult,1,2,Not difficult,Slightly difficult,Slightly difficult,0,4,Slightly difficult,Difficult,Difficult,0,8,Slightly difficult,Difficult,Difficult,1,3,Slightly difficult,Not difficult,Not difficult,0,6,Not difficult,Not difficult,Not difficult,0,1,Very important,Important,Very important,Not important,Important,Not important,Slightly important,Slightly important,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,Private placement office, -44,No,-44,-44,-44,-44,No,-44,-44,No,The firm is affraid of investing in workers that after the t,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,No,-44,Yes,90,0,0,0,10,0,0,0,0,0,0,0,0, -44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Did not think it would be approved,690000,590000,171100,147500,26000,23600,88000,15000,2000,3000,3000,0,59000,102000,99000,159000,148000,313000,No obstacle,Major obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,No obstacle,Major obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Access to finance,Cost of finance,"Crime, theft and disorder",No obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,International organization, -44,technological and Innovation Support, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 14160,60,St-Kitts and Nevis,St-Kitts and Nevis,Construction,507220,No,-44,-44,-44,-44,Partnership (including limited liability companies), -44,90,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,1991,No,Yes,1991,12,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,3,1,-44,Yes,3,0,0,-44,Yes,5,0,0,-44,Yes,0,4,1,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0, -44,25,55,20,0,Small private firms (less than 20 employees),35,50,15,windows and doors,55,National,5,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,65,35,Yes,13,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,Yes,Yes,No,No,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,-44, -44,Strongly disagree,Tend to disagree,Tend to agree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,Yes,Yes,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,15,No,-44,-44,No,-44,0,-44,Yes,0,Yes,No,-44,-44,Yes,0,2,4,9,3,3,2,1,0,1,0,0,2,2,0,0,0,0,0,0,0,1,1,0,0,0,0,5,59000,5,57000,4,67000,1,39000,2,35000,1,42000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,3,17000,3,16400,3,19400,0,-77,0,-77,0,-77,2,16000,2,14800,2,17400,New products require new skills, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Important,Slightly important,Critical,Important,Very important,Very important,Slightly important,Slightly important,Important,Important,Slightly important,Important,Slightly important,Not important,Important,Critical,Very important,Very important,Important,Important,Critical,Very important,Slightly important,Important,Critical,Slightly important,Slightly important,Important,Not important,Not important,Important,Slightly important,Important,Critical,Critical,Important,Very important,Very important,Important,Slightly important,Very important,Slightly important,Very important,Slightly important,Critical,Important,Critical,Critical,Critical,Critical,Critical,Slightly important,Slightly important,Important,Slightly important,Important,Important,Not important,Important,Slightly important,Slightly important,Important,Very important,Very important,Very important,Slightly important,Slightly important,Not important,Very important,Very important,Critical,Critical,Critical,Very important,Not important,Slightly important,Very important,Very important,Slightly important,Slightly important,Slightly difficult,Very difficult,Difficult,1,11,Slightly difficult,Very difficult,Difficult,0,4,Not difficult,Difficult,Difficult,0,6,Slightly difficult,Slightly difficult,Difficult,0,2,Slightly difficult,Slightly difficult,Not difficult,1,9,Slightly difficult,Slightly difficult,Difficult,1,2,Not difficult,Slightly difficult,Slightly difficult,0,4,Not difficult,Not difficult,Slightly difficult,1,10,Not difficult,Not difficult,Not difficult,1,2,Very important,Very important,Important,Important,Important,Slightly important,Slightly important,Slightly important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,Moderate obstacle,Minor obstacle,No obstacle,Public placement office, -44,No,-44,-44,-44,-44,No,-44,-44,No,Other,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,8,No,20,0,0,0,80,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,3,3,Problems with credit history/report,-44,3290000,3400000,1292000,884000,126000,102000,0,102000,15000,16000,15000,0,0,690000,916000,986000,1190000,2376000,No obstacle,No obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Very severe obstacle,Minor obstacle,Major obstacle,Minor obstacle,No obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,Access to finance,Corruption,Tax Rates,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Truthful,Are taken directly from the establishment's records, 141132,132,St-Kitts and Nevis,St-Kitts and Nevis,Construction,507234,No,-44,-44,-44,-44,Limited partnership, -44,60,100,0,0,0,Predominantly women,Yes,No,60,Makes decisions in consultation with other partners,10,7,All men,Male,Male,Male,1999,No,Yes,2008,12,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,1,1,-44,No,-44,-44,-44,-44,Yes,1,2,0,-44,No,-44,-44,-44,-44,Yes,26,Yes,Yes,Yes,0,-44,-44,100,0, -44,50,30,20,2,Large private firms (more than 100 employees),25,45,30,contractual building services,80,Local,5,Decreased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,35,65,Yes,16,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to agree,Strongly agree,No,-44,-44,-44,-44,-44,Yes,1,-44,Yes,2,-44,Yes,1,Outside working hours,Firearm/gun,Goods or stock,35000,Gang related,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,During working hours,Firearm/gun,Goods or stock,26000,Group of criminals,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,3,Outside working hours,Knife,Other company property,2000,Other,No,No,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,0,0,Yes,No,No,No,Yes,No,-44,-44,No,-44,-44,No,Yes,Yes,1,Yes,4,No,No,-44,0,-44,Yes,7,No,No,-44,-44,Yes,20,1,2,10,4,3,2,1,0,0,0,0,4,3,1,0,0,0,0,0,0,1,1,1,0,0,1,7,61000,7,58000,6,67000,1,31000,1,29000,1,34000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,4,18000,4,16000,4,20800,0,-77,0,-77,0,-77,2,16000,2,15600,2,19000,-44, -44,Post graduated,University graduate,University graduate,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed primary school,Slightly important,Important,Critical,Important,Very important,Important,Slightly important,Important,Important,Important,Slightly important,Important,Not important,Slightly important,Very important,Critical,Very important,Critical,Slightly important,Important,Very important,Critical,Important,Important,Critical,Slightly important,Important,Important,Important,Important,Important,Important,Critical,Critical,Critical,Very important,Very important,Slightly important,Slightly important,Important,Important,Very important,Very important,Important,Very important,Important,Critical,Critical,Very important,Very important,Very important,Slightly important,Not important,Important,Not important,Important,Important,Not important,Slightly important,Not important,Very important,Important,Important,Slightly important,Very important,Not important,Slightly important,Slightly important,Important,Important,Critical,Critical,Critical,Critical,Not important,Not important,Important,Important,Not important,Slightly important,Not difficult,Very difficult,Difficult,1,12,Slightly difficult,Very difficult,Slightly difficult,1,9,Slightly difficult,Slightly difficult,Difficult,0,3,Slightly difficult,Slightly difficult,Slightly difficult,0,3,Not difficult,Slightly difficult,Difficult,1,10,Slightly difficult,Difficult,Slightly difficult,1,5,Slightly difficult,Difficult,Slightly difficult,1,9,Not difficult,Not difficult,Not difficult,0,7,Not difficult,Not difficult,Not difficult,0,2,Important,Very important,Very important,Not important,Critical,Not important,Not important,Not important,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Private placement office, -44,No,-44,-44,-44,-44,Yes,2,2,No,The benefits of training are small than the costs,No,-44,-44,-44,-44,-44,-44,Yes,95,5, -44,0,Yes,13,No,65,16,4,0,15,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,Yes,Line of credit,2009,44000,11,12,Other,Yes,No,No,No,Yes,No, -44,175,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,2200000,2150000,623500,600000,22000,64500,45000,45000,8000,4000,5000,0,0,302000,382000,495000,516000,747000,Moderate obstacle,No obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,Very severe obstacle,Major obstacle,No obstacle,Minor obstacle,Minor obstacle,Major obstacle,Minor obstacle,-44,-44,-44,-44,-44,Access to finance,"Crime, theft and disorder",Cost of finance,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Local business association, -44,"General management, Business development and Strategies supp", -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Truthful,Are taken directly from the establishment's records, 141103,103,St-Kitts and Nevis,St-Kitts and Nevis,Retail,507259,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,50,100,0,0,0,Equally men and women,No,Yes,10,Delegates decisions to other partners,0,0,Predominantly men,Male,Female,Male,1997,No,Yes,1997,11,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,2,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,2,No,No,Yes,0,-44,-44,100,0, -44,15,40,45,0,Your parent company or affiliated establishments,10,45,45,dry goods,75,National,10,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,50,50,No,-44,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,Yes,No,Moderate obstacle,Major obstacle,Major obstacle,No obstacle,No obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Major obstacle,No obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,2,-44,Yes,10,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,During working hours,Knife,Money,150,Gang related,No,No,No loss or damage,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,3,During working hours,Baseball bat,Money,5500,A fellow employee,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,Yes,No,Yes,No,-44,-44,No,-44,-44,Yes,Yes,Yes,31,Yes,2,Yes,No,-44,0,-44,Yes,13,Yes,No,-44,-44,No,-44,-44,12,10,4,3,2,1,0,0,1,0,1,1,0,0,0,0,0,0,0,1,1,0,0,0,0,5,44000,5,42000,5,50000,1,36000,2,32000,1,41000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,3,18000,3,16700,3,19800,0,-77,0,-77,0,-77,2,17000,3,16700,2,19100,Economic upturn/downturn, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Important,Slightly important,Very important,Very important,Important,Important,Important,Slightly important,Very important,Important,Important,Important,Slightly important,Slightly important,Slightly important,Critical,Very important,Critical,Important,Important,Very important,Critical,Slightly important,Important,Very important,Important,Slightly important,Important,Not important,Not important,Important,Important,Important,Critical,Very important,Very important,Very important,Slightly important,Slightly important,Very important,Important,Very important,Very important,Not important,Critical,Important,Critical,Critical,Very important,Very important,Very important,Not important,Slightly important,Important,Not important,Important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Very important,Slightly important,Slightly important,Important,Not important,Slightly important,Slightly important,Important,Important,Critical,Critical,Very important,Critical,Not important,Slightly important,Important,Very important,Not important,Not important,Slightly difficult,Very difficult,Slightly difficult,1,23,Not difficult,Very difficult,Difficult,1,6,Slightly difficult,Difficult,Slightly difficult,1,6,Slightly difficult,Not difficult,Not difficult,1,2,Not difficult,Difficult,Not difficult,0,2,Not difficult,Very difficult,Slightly difficult,0,6,Not difficult,Difficult,Difficult,0,9,Slightly difficult,Not difficult,Not difficult,0,6,Not difficult,Not difficult,Not difficult,0,1,Very important,Important,Very important,Not important,Very important,Slightly important,Slightly important,Not important,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Through family/friends, -44,Yes to both,Yes,0,No,-44,Yes,1,2,No,The benefits of training are small than the costs,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,No,-44,No,80,0,0,2,18,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,Yes,Line of credit,2011,40000,11,18,Other,Yes,No,Yes,No,No,No, -44,125,Yes,3,2,Incompleteness of loan application,-44,1050000,1080000,291600,160000,38000,32400,15000,17500,3000,3000,3000,0,0,168000,216000,227000,281000,536000,No obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Moderate obstacle,No obstacle,No obstacle,Major obstacle,No obstacle,Major obstacle,Major obstacle,No obstacle,Very severe obstacle,No obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Macroeconomic environment,Inadequately educated workforce,Access to finance,No obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not aware of this type of assistance and don't know it advan, -44,-44,-44, -44,-44, -44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 14147,47,St-Kitts and Nevis,St-Kitts and Nevis,Retail,507254,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Female,Male,Male,1984,No,Yes,1984,32,No,-44,-44,No,-44,-44,No,-44,-44,Yes,23,No,Yes,3,5,0,-44,Yes,3,0,0,-44,Yes,2,3,0,-44,No,-44,-44,-44,-44,Yes,5,Yes,No,Yes,0,-44,-44,100,0, -44,30,40,30,0,Medium private firms (20-100 employees),20,45,35,dry goods,50,National,15,Decreased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,70,30,No,-44,No,Yes,No,No,Yes,No,Yes,Other company of the sector, -44,No,No,Yes,Yes,Yes,No,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,Slightly important,Important,Important,Critical,Slightly important,Critical,Very Important,Yes,100,No,-44,No,-44,No,No,10000,-44,No,No,Yes,No,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,No obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,-44, -44,Tend to disagree,Tend to disagree,Strongly disagree,Tend to disagree,Yes,No,-44,-44,-44,-44,Yes,-44,20000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,19,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,0,2,2,10,4,3,2,1,0,0,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,1,4,50000,3,45000,2,56000,1,35000,2,33000,1,39000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,3,20000,3,17800,3,23100,0,-77,0,-77,0,-77,2,15000,2,15300,2,17700,-44, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed secondary,-44,-44,Completed secondary,Completed secondary,Important,Slightly important,Critical,Important,Important,Important,Important,Important,Important,Important,Slightly important,Slightly important,Not important,Not important,Important,Very important,Critical,Critical,Important,Slightly important,Very important,Very important,Important,Slightly important,Critical,Important,Very important,Very important,Important,Slightly important,Critical,Important,Very important,Critical,Critical,Important,Very important,Slightly important,Important,Important,Important,Slightly important,Very important,Important,Critical,Very important,Very important,Critical,Very important,Very important,Critical,Slightly important,Not important,Important,Not important,Important,Very important,Slightly important,Slightly important,Slightly important,Important,Slightly important,Very important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Important,Very important,Critical,Critical,Critical,Very important,Not important,Important,Important,Important,Slightly important,Slightly important,Slightly difficult,Very difficult,Difficult,0,8,Not difficult,Difficult,Difficult,0,9,Not difficult,Slightly difficult,Difficult,0,6,Slightly difficult,Slightly difficult,Slightly difficult,1,3,Slightly difficult,Difficult,Slightly difficult,1,9,Slightly difficult,Slightly difficult,Slightly difficult,1,6,Not difficult,Difficult,Difficult,1,7,Not difficult,Slightly difficult,Not difficult,1,2,Not difficult,Slightly difficult,Not difficult,0,1,Very important,Very important,Important,Not important,Very important,Slightly important,Slightly important,Slightly important,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Public placement office, -44,Yes to fire,No,-44,Yes,1,Yes,5,2,Yes,-44,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,Yes,12,No,35,40,10,0,15,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,1,1,Insufficient profitability,-44,1380000,1180000,448400,180000,50000,23600,76000,21000,3000,2000,3000,0,0,239000,212000,307000,295000,316000,Minor obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Very severe obstacle,No obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Macroeconomic environment,Corruption,Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Community based organization, -44,"General management, Business development and Strategies supp", -44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Somewhat truthful,Are estimates computed with some precision, 14184,84,St-Kitts and Nevis,St-Kitts and Nevis,Construction,507233,No,-44,-44,-44,-44,Partnership (including limited liability companies), -44,50,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Male,1998,No,Yes,1998,24,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,3,2,-44,No,-44,-44,-44,-44,Yes,2,2,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,50,45,5,0,Your parent company or affiliated establishments,0,70,30,excavation,95,Local,5,Decreased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,50,50,No,-44,Yes,Yes,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,Yes,No,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,-44,20000,Yes,-44,10000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,3,Outside working hours,Knife,Goods or stock,29000,Gang related,Yes,Yes,-44,Yes,3,During working hours,Other,Money,950,Gang related,No,No,Not enough police/not enough resources,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,Yes,No,Yes,No,-44,-44,No,-44,-44,Yes,Yes,Yes,37,Yes,6,No,Yes,0,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,4,10,4,3,2,1,2,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,1,4,43000,4,42000,4,47000,1,42000,1,40000,1,49000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,3,15000,3,14600,3,16500,0,-77,0,-77,0,-77,2,16000,2,16100,2,17800,-44, -44,University graduate,Completed secondary,Post graduated,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,-44,-44,Completed secondary,Completed secondary,Important,Slightly important,Critical,Very important,Important,Important,Important,Important,Very important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Critical,Very important,Very important,Important,Important,Critical,Very important,Important,Important,Critical,Slightly important,Very important,Slightly important,Slightly important,Slightly important,Critical,Important,Slightly important,Very important,Critical,Important,Very important,Important,Very important,Very important,Very important,Important,Very important,Slightly important,Critical,Important,Critical,Critical,Very important,Very important,Critical,Slightly important,Not important,Very important,Not important,Very important,Important,Important,Not important,Not important,Important,Very important,Important,Important,Important,Not important,Slightly important,Slightly important,Important,Very important,Critical,Very important,Critical,Critical,Slightly important,Important,Very important,Important,Slightly important,Slightly important,Not difficult,Very difficult,Slightly difficult,0,21,Not difficult,Very difficult,Slightly difficult,0,12,Slightly difficult,Slightly difficult,Slightly difficult,0,2,Not difficult,Not difficult,Slightly difficult,1,2,Slightly difficult,Slightly difficult,Difficult,0,7,Not difficult,Difficult,Difficult,1,4,Not difficult,Difficult,Difficult,1,3,Slightly difficult,Not difficult,Not difficult,1,4,Slightly difficult,Not difficult,Not difficult,0,1,Very important,Very important,Very important,Important,Important,Not important,Not important,Not important,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,Public placement office, -44,No,-44,-44,-44,-44,Yes,1,1,Yes,-44,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,13,No,0,48,12,0,20,0,0,20,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Interest rates are not favorable,860000,760000,140000,167200,46000,7600,6000,14500,2000,3000,3000,0,0,167000,200000,220000,274000,601000,Moderate obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,No obstacle,Very severe obstacle,No obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Cost of finance,Macroeconomic environment,Inadequately educated workforce,No obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Community based organization, -44,Marketing and Operations support, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 141111,111,St-Kitts and Nevis,St-Kitts and Nevis,Transport,507241,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,80,100,0,0,0,Equally men and women,Yes,Yes,20,Delegates decisions to other partners,4,5,Equally men and women,Male,Male,Male,2005,No,Yes,2005,11,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,3,1,-44,No,-44,-44,-44,-44,Yes,7,2,1,-44,No,-44,-44,-44,-44,Yes,5,Yes,Yes,Yes,0,-44,-44,100,0, -44,10,70,20,1,Your parent company or affiliated establishments,30,50,20,website development,65,National,10,Increased,Remained the same,More than 5,95,5,0,2006,united states,50,ghana,45,5,0,1,55,45,No,-44,Yes,No,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Major obstacle,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,-44, -44,Strongly disagree,Tend to disagree,Strongly agree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,-44,1200,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,0,0,Yes,Yes,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,No,5,Yes,2,No,No,-44,-44,0,No,-44,-44,No,-44,-44,No,-44,-44,2,10,4,3,2,1,3,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,1,4,45000,4,40000,3,49000,1,36000,1,36000,1,40000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,3,16000,3,14400,3,17800,0,-77,0,-77,0,-77,2,16000,2,15900,2,18800,-44, -44,University graduate,Completed college/vocational training,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Completed college/vocational training,-44,-44,Completed secondary,Completed primary school,Important,Slightly important,Very important,Important,Important,Important,Important,Slightly important,Important,Very important,Slightly important,Slightly important,Not important,Slightly important,Important,Critical,Very important,Critical,Important,Important,Very important,Very important,Important,Important,Critical,Not important,Important,Slightly important,Slightly important,Slightly important,Critical,Important,Important,Critical,Critical,Important,Critical,Important,Important,Important,Slightly important,Important,Very important,Slightly important,Critical,Important,Critical,Critical,Very important,Very important,Critical,Not important,Slightly important,Important,Slightly important,Important,Important,Slightly important,Slightly important,Not important,Very important,Important,Important,Slightly important,Very important,Slightly important,Slightly important,Slightly important,Important,Very important,Very important,Critical,Critical,Critical,Not important,Slightly important,Very important,Important,Not important,Not important,Not difficult,Very difficult,Slightly difficult,1,19,Slightly difficult,Very difficult,Difficult,0,14,Slightly difficult,Slightly difficult,Slightly difficult,0,5,Slightly difficult,Slightly difficult,Slightly difficult,1,1,Slightly difficult,Not difficult,Not difficult,0,7,Not difficult,Difficult,Slightly difficult,0,7,Not difficult,Difficult,Slightly difficult,1,10,Not difficult,Difficult,Not difficult,1,5,Not difficult,Not difficult,Slightly difficult,0,1,Important,Very important,Slightly important,Important,Very important,Slightly important,Slightly important,Not important,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,No obstacle,Minor obstacle,Public placement office, -44,No,-44,-44,-44,-44,Yes,1,2,Yes,-44,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,No,-44,No,55,0,0,0,45,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,3,3,Problems with credit history/report,-44,240000,270000,81000,56700,9000,2700,8000,7500,1000,1000,1000,0,0,43000,64000,57000,95000,105000,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Major obstacle,No obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Very severe obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Access to finance,Customs and Trade Regulations,Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,International organization, -44,technological and Innovation Support, -44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 14120,20,St-Kitts and Nevis,St-Kitts and Nevis,Hotel and restaurants,507172,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly women,Male,Male,Male,1961,Yes,Yes,1961,9,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,1,0,-44,No,-44,-44,-44,-44,Yes,1,2,0,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0, -44,25,55,20,4,Government or government agencies (including state-owned ent,35,50,15,food and beverage,85,National,10,Remained the same,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,30,70,Yes,2,Yes,No,Yes,No,Yes,No,Yes,University, -44,No,No,Yes,Yes,Yes,No,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,Slightly important,Very Important,Very Important,Very Important,Slightly important,Very Important,Very Important,Yes,65,Yes,35,No,-44,Yes,Yes,0,-44,No,Yes,No,No,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,Major obstacle,No obstacle,Moderate obstacle,Very severe obstacle,No obstacle,Moderate obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to agree,Tend to agree,Yes,No,-44,-44,-44,-44,Yes,-44,25000,Yes,-44,8100,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,Outside working hours,Other,Money,200,Gang related,No,No,Offenders rarely caught or prosecuted,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,2,Outside working hours,Knife,Other company property,400,Other,No,No,-44,Yes,4,During working hours,Firearm/gun,Personal possessions of employees or customers,30000,Gang related,Yes,Yes,-44,Yes,1,During working hours,Knife,Money,8500,Gang related,No,No,Fear of reprisals,Yes,No,0,3000,Yes,No,No,No,Yes,Yes,No,No,No,-44,-44,Yes,Yes,Yes,5,Yes,1,No,No,-44,0,-44,Yes,13,Yes,No,-44,-44,Yes,0,2,10,11,5,3,2,1,4,0,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,5,58000,5,52000,5,66000,1,27000,1,24000,1,31000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,3,17000,3,15300,3,19100,0,-77,0,-77,0,-77,2,17000,2,16500,2,18700,-44, -44,University graduate,University graduate,Post graduated,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed primary school,Important,Not important,Very important,Very important,Important,Important,Slightly important,Very important,Important,Very important,Slightly important,Important,Slightly important,Slightly important,Important,Very important,Very important,Critical,Important,Important,Critical,Critical,Important,Slightly important,Critical,Not important,Slightly important,Very important,Important,Slightly important,Critical,Very important,Important,Critical,Critical,Important,Very important,Important,Important,Important,Slightly important,Important,Very important,Not important,Critical,Important,Critical,Critical,Very important,Critical,Very important,Slightly important,Slightly important,Important,Not important,Important,Important,Not important,Slightly important,Important,Very important,Important,Very important,Slightly important,Important,Slightly important,Slightly important,Not important,Important,Very important,Critical,Critical,Critical,Very important,Not important,Slightly important,Very important,Very important,Not important,Important,Not difficult,Almost impossible,Difficult,0,14,Slightly difficult,Very difficult,Difficult,1,6,Slightly difficult,Difficult,Slightly difficult,1,3,Slightly difficult,Not difficult,Slightly difficult,1,3,Slightly difficult,Slightly difficult,Slightly difficult,1,3,Not difficult,Slightly difficult,Slightly difficult,0,8,Not difficult,Difficult,Difficult,0,8,Not difficult,Not difficult,Difficult,1,6,Not difficult,Not difficult,Slightly difficult,1,1,Critical,Very important,Not important,Not important,Very important,Slightly important,Slightly important,Not important,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,No obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,Minor obstacle,Public placement office, -44,No,-44,-44,-44,-44,Yes,0,2,No,The firm cannot afford the optimal level of training,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,No,-44,No,50,0,0,0,10,40,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Other,820000,890000,330000,267000,10000,8900,120000,10500,2000,2000,2000,0,0,155000,264000,258000,347000,271000,No obstacle,No obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,Minor obstacle,No obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Yes,No,No,Yes,No,Practices of competitors in the informal sector,Customs and Trade Regulations,Access to land for expansion / relocation,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Private independent fund, -44,technological and Innovation Support, -44,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are taken directly from the establishment's records, 141102,102,St-Kitts and Nevis,St-Kitts and Nevis,Retail,507255,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,50,100,0,0,0,Equally men and women,No,Yes,15,Delegates decisions to other partners,0,0,Predominantly men,Male,Male,Male,1998,No,Yes,1998,13,No,-44,-44,No,-44,-44,No,-44,-44,Yes,15,No,Yes,2,1,2,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,5,45,50,0,Others,20,40,40,uniforms,65,National,10,Decreased,Decreased,More than 5,100,0,5,-44,-44,-44,-44,-44,-44,-44,-44,60,40,No,-44,Yes,Yes,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,Yes,No,Moderate obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,-44, -44,Tend to disagree,Strongly disagree,Strongly disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,-44,12000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,Yes,10,No,-44,-44,Yes,4,0,-44,No,-44,-44,No,-44,-44,Yes,0,2,3,11,5,3,2,1,0,0,2,0,6,4,1,1,0,0,0,1,0,1,1,1,1,0,2,9,59000,8,53000,8,66000,1,43000,1,43000,1,49000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,4,19000,4,18800,4,22600,0,-77,0,-77,0,-77,3,16000,3,15900,3,18100,Increase/decreased demand for goods, -44,University graduate,University graduate,Post graduated,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Completed secondary,-44,-44,Completed secondary,Completed primary school,Slightly important,Important,Very important,Important,Important,Very important,Important,Important,Important,Important,Important,Important,Slightly important,Slightly important,Important,Very important,Critical,Critical,Slightly important,Slightly important,Very important,Critical,Very important,Important,Critical,Slightly important,Very important,Important,Slightly important,Not important,Important,Important,Important,Critical,Critical,Important,Very important,Important,Very important,Important,Important,Very important,Very important,Important,Very important,Important,Critical,Critical,Very important,Critical,Very important,Not important,Not important,Very important,Not important,Very important,Important,Important,Slightly important,Slightly important,Very important,Important,Important,Slightly important,Very important,Not important,Not important,Slightly important,Very important,Important,Critical,Critical,Critical,Very important,Not important,Not important,Important,Slightly important,Slightly important,Important,Not difficult,Very difficult,Slightly difficult,1,25,Slightly difficult,Very difficult,Difficult,0,13,Not difficult,Difficult,Slightly difficult,0,8,Slightly difficult,Slightly difficult,Slightly difficult,0,2,Not difficult,Slightly difficult,Slightly difficult,0,3,Not difficult,Difficult,Slightly difficult,0,5,Not difficult,Difficult,Difficult,0,6,Not difficult,Slightly difficult,Slightly difficult,1,6,Not difficult,Not difficult,Not difficult,1,2,Very important,Very important,Important,Important,Very important,Not important,Not important,Slightly important,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,Public announcement/advertisement, -44,Yes to fire,No,-44,Yes,2,Yes,3,2,No,The firm is affraid of investing in workers that after the t,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,14,No,40,12,3,0,45,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,Yes,Line of credit,2011,10000,13,24,Other,Yes,Yes,No,No,No,No, -44,125,Yes,2,1,Incompleteness of loan application,-44,1480000,1410000,507600,150000,30000,14100,19000,28000,3000,3000,4000,0,0,227000,311000,324000,493000,917000,No obstacle,No obstacle,Very severe obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,Transportation,Labor Regulations,Telecommunications,Minor obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,NGO, -44,technological and Innovation Support, -44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 14177,77,St-Kitts and Nevis,St-Kitts and Nevis,Construction,507159,No,-44,-44,-44,-44,Limited partnership, -44,50,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Female,1999,No,Yes,1999,29,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,0,2,1,-44,Yes,1,0,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,26,Yes,No,Yes,0,-44,-44,100,0, -44,10,65,25,0,Small private firms (less than 20 employees),15,55,30,heavy equipment retail,75,National,10,Decreased,Decreased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,50,50,No,-44,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to agree,Tend to disagree,Yes,No,-44,-44,-44,-44,Yes,-44,25000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,10,Yes,10,No,Yes,0,0,-44,No,-44,-44,No,-44,-44,Yes,0,2,56,12,4,4,3,1,2,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,4,66000,4,60000,4,78000,1,30000,1,28000,1,32000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,4,17000,4,15800,4,18700,0,-77,0,-77,0,-77,3,17000,4,15500,3,19100,Economic upturn/downturn, -44,University graduate,Completed college/vocational training,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Important,Slightly important,Very important,Important,Very important,Very important,Important,Very important,Important,Important,Important,Important,Slightly important,Slightly important,Important,Critical,Very important,Critical,Important,Slightly important,Very important,Critical,Important,Important,Critical,Slightly important,Important,Important,Slightly important,Not important,Very important,Important,Important,Critical,Critical,Important,Critical,Important,Important,Important,Very important,Very important,Very important,Important,Critical,Very important,Critical,Critical,Critical,Critical,Very important,Not important,Slightly important,Important,Not important,Important,Important,Slightly important,Slightly important,Important,Very important,Very important,Slightly important,Slightly important,Important,Not important,Not important,Slightly important,Important,Important,Critical,Critical,Very important,Very important,Slightly important,Slightly important,Slightly important,Important,Slightly important,Slightly important,Not difficult,Very difficult,Slightly difficult,1,25,Slightly difficult,Very difficult,Slightly difficult,1,10,Not difficult,Slightly difficult,Difficult,0,7,Slightly difficult,Not difficult,Not difficult,0,3,Slightly difficult,Slightly difficult,Slightly difficult,1,7,Not difficult,Very difficult,Slightly difficult,0,10,Slightly difficult,Difficult,Slightly difficult,1,9,Not difficult,Not difficult,Not difficult,0,9,Not difficult,Not difficult,Not difficult,0,1,Important,Very important,Not important,Important,Very important,Slightly important,Slightly important,Not important,Minor obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Public placement office, -44,No,-44,-44,-44,-44,No,-44,-44,No,The benefits of training are small than the costs,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,No,-44,No,80,0,0,0,20,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,Yes,Line of credit,2009,518000,14,12,Other,Yes,Yes,No,No,Yes,No, -44,100,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,1220000,1130000,372900,237300,45000,22600,9000,12500,1000,2000,1000,0,0,156000,161000,226000,260000,481000,Minor obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,No obstacle,Minor obstacle,No obstacle,Moderate obstacle,No obstacle,Minor obstacle,Very severe obstacle,No obstacle,Very severe obstacle,No obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Cost of finance,Macroeconomic environment,Electricity,No obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Community based organization, -44,technological and Innovation Support, -44,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 141142,142,St-Kitts and Nevis,St-Kitts and Nevis,Plastics & rubber,507142,No,-44,-44,-44,-44,Limited partnership, -44,40,100,0,0,0,Predominantly women,No,No,40,Makes decisions in consultation with other partners,14,5,Predominantly men,Male,Male,Male,1977,No,Yes,1977,12,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,1,1,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,1,Yes,No,Yes,100,85,90,0,0, -44,45,35,20,0,Others,20,55,25,plastic bags,95,National,10,Remained the same,Increased,More than 5,85,15,5,1978,united states,15,antigua and barbuda,5,13,0,0,10,90,Yes,7,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,Yes,No,No,No,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to agree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,7,Yes,5,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,4,12,4,4,3,1,0,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,2,4,67000,3,65000,3,74000,1,27000,1,25000,1,32000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,4,17000,4,16200,4,19300,3,17000,4,16400,3,18700,-44, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete secondary,Completed secondary,Started but did not complete secondary,Important,Important,Critical,Very important,Important,Important,Important,Slightly important,Slightly important,Important,Important,Important,Important,Slightly important,Slightly important,Critical,Critical,Critical,Very important,Important,Very important,Critical,Important,Slightly important,Critical,Slightly important,Slightly important,Slightly important,Not important,Not important,Important,Slightly important,Important,Critical,Critical,Important,Very important,Important,Important,Important,Important,Important,Critical,Slightly important,Critical,Important,Very important,Critical,Very important,Critical,Critical,Slightly important,Not important,Very important,Not important,Important,Important,Not important,Slightly important,Slightly important,Very important,Important,Important,Slightly important,Very important,Not important,Slightly important,Not important,Very important,Very important,Critical,Very important,Critical,Very important,Not important,Slightly important,Important,Slightly important,Slightly important,Important,Not difficult,Very difficult,Difficult,0,19,Slightly difficult,Almost impossible,Difficult,1,11,Not difficult,Slightly difficult,Slightly difficult,1,6,Slightly difficult,Slightly difficult,Slightly difficult,1,1,Not difficult,Not difficult,Slightly difficult,1,3,Not difficult,Very difficult,Slightly difficult,0,2,Not difficult,Slightly difficult,Difficult,1,6,Slightly difficult,Slightly difficult,Difficult,0,9,Not difficult,Not difficult,Not difficult,0,2,Critical,Very important,Very important,Important,Important,Not important,Not important,Slightly important,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,Moderate obstacle,No obstacle,No obstacle,Private placement office, -44,No,-44,-44,-44,-44,Yes,2,2,Yes,-44,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,Yes,7,No,20,0,0,0,80,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,Yes,Line of credit,2011,160000,7,30,Other,Yes,Yes,No,No,No,No, -44,150,Yes,3,2,Problems with credit history/report,-44,970000,1180000,413000,320000,38000,23600,76000,19000,2000,3000,2000,0,0,81000,364000,128000,535000,130000,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,No obstacle,No obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,No obstacle,Major obstacle,Very severe obstacle,Minor obstacle,Major obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Customs and Trade Regulations,Macroeconomic environment,Inadequately educated workforce,Minor obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Too expensive, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,No,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,Truthful,Are taken directly from the establishment's records, 141133,133,St-Kitts and Nevis,St-Kitts and Nevis,Hotel and restaurants,507176,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,50,50,50,0,0,Equally men and women,No,Yes,50,Makes decisions in consultation with other partners,10,21,Equally men and women,Female,Male,Female,2004,Yes,Yes,2004,32,No,-44,-44,No,-44,-44,No,-44,-44,Yes,29,No,Yes,3,3,0,-44,No,-44,-44,-44,-44,Yes,4,0,1,-44,No,-44,-44,-44,-44,Yes,2,Yes,Yes,Yes,0,-44,-44,100,0, -44,15,45,40,15,Large private firms (more than 100 employees),10,65,25,food and beverage,90,International,10,Decreased,Remained the same,More than 5,25,75,0,2005,united states,20,canada,10,7,0,2,65,35,Yes,8,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,Yes,No,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to agree,Tend to disagree,Yes,Yes,No,-44,-44,-44,Yes,-44,22000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,0,2000,Yes,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,Yes,24,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,0,2,8,13,5,4,3,1,0,0,2,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,2,5,68000,5,66000,4,74000,1,34000,1,32000,1,37000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,4,18000,4,16000,4,20400,0,-77,0,-77,0,-77,3,16000,3,14800,3,17400,-44, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed primary school,Very important,Important,Critical,Important,Very important,Very important,Important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Not important,Not important,Slightly important,Very important,Very important,Very important,Important,Slightly important,Critical,Critical,Important,Important,Critical,Slightly important,Slightly important,Very important,Slightly important,Slightly important,Very important,Important,Important,Critical,Critical,Very important,Very important,Important,Very important,Very important,Important,Important,Very important,Important,Very important,Slightly important,Critical,Critical,Very important,Critical,Critical,Slightly important,Slightly important,Important,Not important,Very important,Important,Slightly important,Slightly important,Slightly important,Important,Important,Important,Slightly important,Important,Not important,Not important,Slightly important,Important,Important,Critical,Very important,Critical,Very important,Not important,Not important,Important,Important,Not important,Slightly important,Slightly difficult,Almost impossible,Very difficult,1,22,Slightly difficult,Very difficult,Slightly difficult,0,9,Not difficult,Slightly difficult,Difficult,0,6,Slightly difficult,Not difficult,Slightly difficult,1,3,Not difficult,Slightly difficult,Slightly difficult,0,10,Difficult,Difficult,Slightly difficult,0,6,Not difficult,Difficult,Slightly difficult,1,3,Not difficult,Difficult,Not difficult,1,3,Not difficult,Slightly difficult,Not difficult,1,2,Very important,Important,Very important,Not important,Critical,Slightly important,Slightly important,Not important,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Public announcement/advertisement, -44,Yes to fire,No,-44,Yes,1,Yes,4,2,No,The benefits of training are small than the costs,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,Yes,15,Yes,0,20,5,0,75,0,0,0,0,0,0,0,0, -44,50,50,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Line of credit,2010,10000,8,60,Private commercial banks,Yes,No,No,No,No,No, -44,175,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,1770000,1540000,660000,350000,20000,30800,78000,21500,2000,3000,2000,185000,0,213000,212000,323000,354000,417000,Very severe obstacle,Major obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Telecommunications,Corruption,Electricity,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 14165,65,St-Kitts and Nevis,St-Kitts and Nevis,Retail,507261,Yes,3,Establishment physically separated from HQ but with no other,Yes,-44,Partnership (including limited liability companies), -44,70,30,70,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Male,2009,No,Yes,2010,12,No,-44,-44,No,-44,-44,Yes,8,No,No,-44,-44,Yes,3,2,1,-44,No,-44,-44,-44,-44,Yes,3,1,1,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0, -44,25,65,10,10,Large private firms (more than 100 employees),40,55,5,duty free liquor and tobacco r,50,Local,10,Increased,Remained the same,More than 5,100,0,85,-44,-44,-44,-44,-44,-44,-44,-44,70,30,No,-44,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,Yes,No,Moderate obstacle,Minor obstacle,No obstacle,Moderate obstacle,No obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,0,0,Yes,Yes,No,Yes,No,No,-44,-44,No,-44,-44,No,Yes,Yes,10,No,-44,-44,No,-44,0,-44,Yes,5,Yes,No,-44,-44,Yes,5,2,20,13,5,4,3,1,0,0,2,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,2,5,66000,5,59000,5,75000,1,37000,1,36000,1,43000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,4,16000,4,14500,4,17400,0,-77,0,-77,0,-77,3,15000,4,13500,3,17200,Increase/decreased demand for goods, -44,University graduate,University graduate,University graduate,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Completed college/vocational training,-44,-44,Completed secondary,Completed primary school,Important,Slightly important,Critical,Important,Very important,Important,Important,Slightly important,Very important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Very important,Very important,Critical,Very important,Important,Critical,Critical,Important,Important,Critical,Important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Important,Very important,Very important,Critical,Important,Very important,Slightly important,Important,Important,Important,Important,Very important,Slightly important,Critical,Very important,Critical,Very important,Very important,Very important,Very important,Not important,Not important,Important,Not important,Important,Very important,Not important,Slightly important,Slightly important,Important,Important,Important,Important,Important,Not important,Slightly important,Not important,Important,Important,Very important,Critical,Critical,Critical,Not important,Not important,Important,Important,Not important,Not important,Not difficult,Very difficult,Slightly difficult,1,11,Slightly difficult,Very difficult,Slightly difficult,1,7,Slightly difficult,Difficult,Slightly difficult,1,7,Slightly difficult,Slightly difficult,Slightly difficult,0,1,Slightly difficult,Not difficult,Slightly difficult,1,2,Difficult,Slightly difficult,Slightly difficult,0,7,Not difficult,Difficult,Slightly difficult,1,2,Not difficult,Not difficult,Slightly difficult,1,5,Slightly difficult,Not difficult,Not difficult,1,1,Very important,Important,Very important,Important,Very important,Not important,Not important,Slightly important,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Public placement office, -44,No,-44,-44,-44,-44,No,-44,-44,No,Other,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,9,No,20,32,8,0,40,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,3,3,Other objections,-44,2440000,2650000,901000,583000,24000,53000,0,26500,4000,3000,2000,0,0,527000,604000,742000,1007000,1788000,No obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Very severe obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,No obstacle,Major obstacle,Minor obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Practices of competitors in the informal sector,Tax Rates,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not aware of this type of assistance and don't know it advan, -44,-44,-44, -44,-44, -44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Truthful,Are estimates computed with some precision, 141150,150,St-Kitts and Nevis,St-Kitts and Nevis,Food,507136,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,100,100,0,0,0,All women,Yes,No,100,Makes major strategic and fiancial decisions,34,5,Predominantly men,Male,Male,Male,1960,No,Yes,1960,42,No,-44,-44,Yes,29,No,No,-44,-44,No,-44,-44,Yes,2,3,0,-44,No,-44,-44,-44,-44,Yes,0,0,0,-44,No,-44,-44,-44,-44,Yes,2,Yes,No,Yes,100,100,75,0,0, -44,15,65,20,0,Others,20,40,40,ice cream,85,Local,10,Decreased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,80,20,Yes,8,Yes,Yes,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,Yes,No,No,No,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,No obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,No,No,Yes,5,Yes,2,No,No,-44,0,-44,Yes,5,Yes,No,-44,-44,No,-44,-44,8,14,5,4,3,2,1,0,0,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,5,69000,5,69000,4,76000,1,31000,2,30000,1,35000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,17000,1,16100,1,19100,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,4,16000,4,14700,4,18800,3,16000,3,14800,3,18700,Economic upturn/downturn, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,Completed secondary,Completed secondary,Important,Slightly important,Critical,Critical,Important,Very important,Slightly important,Important,Important,Important,Important,Important,Slightly important,Slightly important,Important,Critical,Critical,Critical,Slightly important,Very important,Critical,Critical,Important,Slightly important,Critical,Important,Important,Slightly important,Slightly important,Not important,Important,Important,Critical,Critical,Critical,Important,Very important,Very important,Slightly important,Very important,Important,Very important,Very important,Slightly important,Critical,Important,Very important,Critical,Critical,Very important,Critical,Slightly important,Not important,Important,Not important,Very important,Important,Not important,Slightly important,Slightly important,Important,Important,Important,Very important,Very important,Not important,Slightly important,Slightly important,Very important,Important,Critical,Critical,Very important,Very important,Slightly important,Not important,Important,Important,Not important,Not important,Not difficult,Very difficult,Difficult,1,21,Not difficult,Very difficult,Difficult,1,14,Not difficult,Difficult,Slightly difficult,1,2,Slightly difficult,Slightly difficult,Not difficult,1,2,Slightly difficult,Slightly difficult,Slightly difficult,0,8,Difficult,Slightly difficult,Difficult,1,6,Not difficult,Difficult,Slightly difficult,1,7,Slightly difficult,Not difficult,Not difficult,0,2,Not difficult,Not difficult,Not difficult,1,2,Important,Very important,Very important,Important,Very important,Not important,Slightly important,Not important,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,No obstacle,Minor obstacle,Through family/friends, -44,No,-44,-44,-44,-44,Yes,0,1,Yes,-44,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,Yes,7,No,40,28,12,0,20,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Application procedures for loans or line of credit are compl,7320000,5510000,1818300,1212200,204000,220400,0,104500,10000,19000,16000,0,0,276000,1124000,460000,1605000,1026000,No obstacle,No obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Customs and Trade Regulations,Tax Rates,No obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Local business association, -44,Financial magement and tax and customs administration, -44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,Truthful,Are taken directly from the establishment's records, 141109,109,St-Kitts and Nevis,St-Kitts and Nevis,Wholesale,507269,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,100,0,100,0,0,All women,Yes,No,100,Makes major strategic and fiancial decisions,4,8,Predominantly men,Female,Male,Male,2005,No,Yes,2005,17,No,-44,-44,Yes,16,No,No,-44,-44,No,-44,-44,Yes,2,3,0,-44,No,-44,-44,-44,-44,Yes,4,2,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,10,40,50,0,Large private firms (more than 100 employees),20,40,40,juice/drink mix,60,National,15,Decreased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,60,40,Yes,18,No,No,No,No,Yes,Yes,-44,-44, -44,-44,Yes,No,No,Yes,No,-44,-44,-44,-44,Yes,Yes,No,No,No,Yes,Yes,No,No, -44,Important,Very Important,Critical,Important,Critical,Important,Important,Yes,100,No,-44,No,-44,No,No,10000,-44,Yes,Yes,No,No,Very severe obstacle,Minor obstacle,No obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,No,-44,-44,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,Outside working hours,Baseball bat,Money,500,Gang related,No,No,Police have not done anything in the past,Yes,2,During working hours,Knife,Goods or stock,15000,Gang related,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,2,Outside working hours,Knife,Other company property,400,Other,No,No,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,Yes,No,-44,-44,No,-44,-44,Yes,Yes,Yes,25,Yes,1,No,No,-44,0,-44,Yes,0,Yes,No,-44,-44,Yes,45,2,2,14,5,4,3,2,2,2,1,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,5,57000,5,57000,5,65000,1,30000,1,28000,1,33000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,19000,1,17100,1,21500,0,-77,0,-77,0,-77,4,16000,4,14700,4,19000,0,-77,0,-77,0,-77,3,16000,3,14300,3,18100,-44, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Completed secondary,-44,-44,Completed secondary,Started but did not complete secondary,Important,Important,Very important,Important,Important,Very important,Important,Important,Important,Important,Important,Slightly important,Important,Important,Important,Critical,Critical,Critical,Important,Slightly important,Very important,Critical,Important,Very important,Critical,Slightly important,Very important,Important,Not important,Slightly important,Important,Slightly important,Important,Critical,Critical,Very important,Important,Slightly important,Important,Important,Important,Important,Very important,Important,Critical,Important,Critical,Critical,Very important,Critical,Very important,Slightly important,Not important,Important,Slightly important,Important,Very important,Slightly important,Slightly important,Slightly important,Very important,Important,Slightly important,Slightly important,Important,Not important,Slightly important,Slightly important,Important,Very important,Critical,Very important,Very important,Critical,Not important,Slightly important,Important,Important,Not important,Slightly important,Slightly difficult,Very difficult,Difficult,1,8,Not difficult,Very difficult,Difficult,0,8,Not difficult,Slightly difficult,Difficult,1,3,Slightly difficult,Slightly difficult,Slightly difficult,0,2,Slightly difficult,Slightly difficult,Slightly difficult,0,5,Difficult,Difficult,Slightly difficult,1,5,Not difficult,Difficult,Difficult,0,9,Slightly difficult,Not difficult,Not difficult,1,4,Not difficult,Slightly difficult,Not difficult,1,2,Very important,Critical,Slightly important,Important,Important,Not important,Slightly important,Not important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,Major obstacle,Major obstacle,Major obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Public announcement/advertisement, -44,No,-44,-44,-44,-44,Yes,5,2,No,The firm cannot afford the optimal level of training,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,No,-44,No,85,0,0,0,15,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Other,2500000,2320000,928000,300000,79000,46400,12000,16000,1000,1000,3000,0,0,292000,631000,487000,789000,1105000,Major obstacle,Major obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Customs and Trade Regulations,Electricity,Telecommunications,Minor obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Government based organization, -44,technological and Innovation Support, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 14141,41,St-Kitts and Nevis,St-Kitts and Nevis,Hotel and restaurants,507238,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Female,Male,Male,2006,Yes,Yes,2006,6,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,8,2,0,-44,No,-44,-44,-44,-44,Yes,1,2,1,-44,Yes,1,3,1,-44,Yes,51,Yes,Yes,Yes,0,-44,-44,100,0, -44,15,65,20,2,Medium private firms (20-100 employees),25,40,35,food and beverage,75,National,10,Remained the same,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,70,30,Yes,4,Yes,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,No obstacle,Moderate obstacle,Major obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to agree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,3,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,3,Outside working hours,Other,Goods or stock,28000,Group of criminals,Yes,Yes,-44,Yes,2,During working hours,Firearm/gun,Money,800,Gang related,No,No,Not enough police/not enough resources,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,During working hours,Knife,Money,-66,Other,Yes,Yes,-44,Yes,Yes,0,0,Yes,No,No,No,Yes,Yes,Yes,No,Yes,No,Yes,Yes,Yes,No,1,Yes,2,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,15,15,5,5,3,2,3,2,1,1,1,1,0,0,0,0,0,0,0,1,1,0,0,0,2,6,55000,6,52000,6,61000,1,39000,2,36000,1,45000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,18000,1,16200,1,20000,0,-77,0,-77,0,-77,5,18000,5,17800,5,19400,0,-77,0,-77,0,-77,3,17000,3,16800,3,19800,New production methods, -44,University graduate,University graduate,University graduate,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Slightly important,Slightly important,Critical,Very important,Important,Important,Important,Slightly important,Important,Important,Slightly important,Slightly important,Not important,Slightly important,Important,Very important,Critical,Very important,Slightly important,Important,Very important,Critical,Slightly important,Important,Critical,Slightly important,Important,Important,Not important,Not important,Important,Important,Important,Critical,Very important,Important,Very important,Important,Important,Important,Important,Important,Critical,Slightly important,Critical,Important,Critical,Critical,Critical,Critical,Very important,Slightly important,Not important,Important,Not important,Important,Important,Slightly important,Slightly important,Important,Important,Very important,Slightly important,Important,Very important,Not important,Slightly important,Not important,Slightly important,Very important,Critical,Very important,Critical,Very important,Not important,Slightly important,Important,Important,Important,Slightly important,Slightly difficult,Very difficult,Difficult,1,13,Slightly difficult,Very difficult,Slightly difficult,0,8,Not difficult,Difficult,Slightly difficult,0,3,Slightly difficult,Difficult,Not difficult,0,1,Slightly difficult,Difficult,Not difficult,1,9,Not difficult,Slightly difficult,Slightly difficult,0,8,Not difficult,Slightly difficult,Difficult,1,2,Slightly difficult,Not difficult,Slightly difficult,1,8,Not difficult,Not difficult,Slightly difficult,0,2,Critical,Critical,Very important,Important,Very important,Not important,Not important,Not important,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,Public placement office, -44,Yes to hire,Yes,2,No,-44,Yes,0,2,No,The firm does not have enough information about training pro,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,15,No,20,16,4,0,60,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,4,4,Incompleteness of loan application,-44,2430000,2500000,910000,290000,250000,100000,76000,72500,7000,4000,9000,0,0,464000,362000,725000,575000,1697000,Minor obstacle,No obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Minor obstacle,Major obstacle,No obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,Tax Rates,Macroeconomic environment,Inadequately educated workforce,Minor obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Private independent fund, -44,technological and Innovation Support, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 14179,79,St-Kitts and Nevis,St-Kitts and Nevis,Retail,507197,No,-44,-44,-44,-44,Partnership (including limited liability companies), -44,50,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly women,Male,Female,Female,1989,No,Yes,1989,24,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,0,3,1,-44,Yes,3,0,0,-44,Yes,2,1,0,-44,No,-44,-44,-44,-44,Yes,2,No,Yes,Yes,0,-44,-44,100,0, -44,0,55,45,0,Your parent company or affiliated establishments,25,55,20,"chicken wings, legs, drumstick",80,Local,15,Increased,Increased,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,50,50,No,-44,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to agree,Tend to agree,Yes,No,-44,-44,-44,-44,Yes,-44,24000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,Yes,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,14,No,-44,-44,No,-44,0,-44,Yes,30,No,No,-44,-44,Yes,0,2,8,16,5,5,4,2,3,3,2,1,2,2,0,0,0,0,0,0,0,1,1,0,0,0,2,7,47000,6,44000,5,51000,1,38000,1,35000,1,42000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,18000,1,18000,1,21200,0,-77,0,-77,0,-77,5,20000,5,18000,5,23500,0,-77,0,-77,0,-77,4,16000,4,15100,4,18700,New production methods, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed secondary,Important,Important,Critical,Important,Important,Important,Very important,Slightly important,Important,Important,Important,Slightly important,Important,Important,Important,Critical,Critical,Very important,Important,Important,Critical,Very important,Slightly important,Important,Critical,Slightly important,Important,Important,Slightly important,Not important,Important,Important,Important,Very important,Very important,Very important,Very important,Important,Important,Important,Important,Important,Very important,Slightly important,Critical,Important,Very important,Critical,Very important,Very important,Very important,Not important,Not important,Important,Not important,Important,Very important,Not important,Slightly important,Not important,Important,Slightly important,Important,Slightly important,Very important,Slightly important,Slightly important,Slightly important,Very important,Important,Very important,Critical,Critical,Critical,Slightly important,Not important,Slightly important,Important,Slightly important,Not important,Slightly difficult,Very difficult,Difficult,0,10,Not difficult,Very difficult,Difficult,1,9,Not difficult,Difficult,Slightly difficult,0,7,Not difficult,Not difficult,Not difficult,1,3,Slightly difficult,Slightly difficult,Slightly difficult,0,3,Not difficult,Difficult,Difficult,1,6,Not difficult,Difficult,Slightly difficult,1,5,Not difficult,Not difficult,Not difficult,0,7,Not difficult,Not difficult,Not difficult,0,2,Important,Very important,Important,Not important,Very important,Not important,Not important,Slightly important,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,Private placement office, -44,No,-44,-44,-44,-44,Yes,5,2,Yes,-44,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,11,No,80,0,0,0,20,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,Yes,Loan,2010,30000,8,96,Other,Yes,No,No,Yes,Yes,No, -44,175,Yes,4,4,Problems with credit history/report,-44,7610000,8810000,2819200,760000,176000,176200,408000,238000,36000,19000,40000,0,0,1256000,2714000,2026000,3436000,5713000,Major obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Very severe obstacle,No obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,No obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Customs and Trade Regulations,Tax Rates,Electricity,No obstacle,Yes,Yes,No,No,Yes,No,Yes,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,No,No impact,-44,-44,Yes,Large impact,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,No,No impact,-44,-44,-44,-44,No,No impact,-44,-44,No,No impact,-44,-44,-44,-44,No,No impact,-44,-44,Yes,Negative impact,-44,-44,-44,-44,Yes,Large impact,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,No,No impact,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,Yes,Large impact,-44,-44,Yes,Moderated impact,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 1418,8,St-Kitts and Nevis,St-Kitts and Nevis,Hotel and restaurants,507171,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,50,100,0,0,0,Equally men and women,Yes,Yes,50,Makes decisions in consultation with other partners,6,5,Equally men and women,Male,Male,Female,2005,No,Yes,2005,47,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,3,0,-44,No,-44,-44,-44,-44,Yes,4,1,1,-44,No,-44,-44,-44,-44,Yes,1,Yes,Yes,No,0,-44,-44,100,0, -44,5,60,35,4,Small private firms (less than 20 employees),25,70,5,food and beverage,95,National,15,Remained the same,Decreased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,60,40,Yes,5,Yes,Yes,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,Yes,Yes,Moderate obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Major obstacle,No obstacle,Major obstacle,Major obstacle,Minor obstacle,-44, -44,Tend to agree,Tend to agree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,Yes,1,-44,Yes,1,During working hours,Firearm/gun,Goods or stock,25000,Gang related,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,2,During working hours,Firearm/gun,Money,250,Gang related,No,No,Fear of reprisals,Yes,2,During working hours,Other,Other company property,200,Other,No,No,Not enough police/not enough resources,Yes,1,Outside working hours,Knife,Money,4500,Other,Yes,Yes,-44,Yes,1,Outside working hours,Firearm/gun,Money,-66,Gang related,No,No,Police have not done anything in the past,No,-44,-44,0,No,No,No,No,Yes,Yes,No,Yes,No,-44,-44,Yes,Yes,Yes,0,Yes,1,No,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,0,2,15,16,5,5,4,2,3,3,2,2,2,2,0,0,0,0,0,0,0,1,1,0,0,0,0,7,53000,6,48000,5,61000,1,35000,2,31000,1,40000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,17000,1,15600,1,18700,0,-77,0,-77,0,-77,5,19000,5,18700,5,20900,0,-77,0,-77,0,-77,4,15000,5,13400,4,16300,Increase demand for higher quality product, -44,University graduate,University graduate,University graduate,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed secondary,Completed secondary,-44,-44,Completed secondary,Completed secondary,Important,Slightly important,Critical,Very important,Important,Important,Slightly important,Slightly important,Important,Important,Important,Important,Important,Slightly important,Important,Very important,Critical,Critical,Very important,Important,Very important,Very important,Important,Slightly important,Very important,Important,Important,Slightly important,Not important,Not important,Important,Important,Very important,Critical,Very important,Very important,Very important,Very important,Important,Important,Important,Important,Very important,Not important,Critical,Important,Very important,Critical,Critical,Very important,Critical,Slightly important,Not important,Important,Not important,Important,Important,Not important,Slightly important,Slightly important,Very important,Important,Important,Slightly important,Important,Slightly important,Not important,Slightly important,Important,Important,Critical,Critical,Critical,Critical,Not important,Not important,Very important,Important,Slightly important,Not important,Not difficult,Difficult,Slightly difficult,1,23,Slightly difficult,Very difficult,Difficult,0,4,Not difficult,Difficult,Difficult,0,3,Slightly difficult,Difficult,Difficult,0,1,Not difficult,Not difficult,Slightly difficult,0,6,Not difficult,Difficult,Slightly difficult,0,9,Slightly difficult,Slightly difficult,Difficult,1,4,Not difficult,Slightly difficult,Difficult,0,8,Not difficult,Not difficult,Not difficult,1,1,Very important,Very important,Very important,Important,Important,Slightly important,Not important,Not important,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Through family/friends, -44,No,-44,-44,-44,-44,Yes,2,2,No,Other,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,No,-44,No,80,0,0,0,20,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,2,2,Incompleteness of loan application,-44,1550000,1420000,440000,300000,27000,56800,76000,30000,5000,6000,5000,0,0,337000,286000,426000,440000,430000,No obstacle,No obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Minor obstacle,No obstacle,No obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,Very severe obstacle,Minor obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,"Crime, theft and disorder",Practices of competitors in the informal sector,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Local business association, -44,Human resources Support, -44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Truthful,Are taken directly from the establishment's records, 14152,52,St-Kitts and Nevis,St-Kitts and Nevis,Wholesale,507270,Yes,14,Establishment physically separated from HQ but with no other,Yes,-44,Shareholding company with non-traded shares or shares traded, -44,100,0,100,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly women,Male,Female,Male,2005,No,Yes,2005,10,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,4,1,-44,No,-44,-44,-44,-44,Yes,3,0,0,-44,No,-44,-44,-44,-44,Yes,5,Yes,Yes,Yes,0,-44,-44,100,0, -44,20,60,20,0,Government or government agencies (including state-owned ent,0,55,45,gasoline,70,National,10,Decreased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,35,65,Yes,12,Yes,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,Yes,No,No,Yes,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,Very severe obstacle,No obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to disagree,Strongly disagree,No,-44,-44,-44,-44,-44,Yes,-44,60000,Yes,-44,20000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,3,During working hours,Other,Money,900,Other,No,No,Fear of negative publicity,Yes,4,Outside working hours,Knife,Other company property,900,Group of criminals,No,No,Would increase insurance cost,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,Yes,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,6,No,-44,-44,Yes,0,0,-44,Yes,5,Yes,Yes,15,No,Yes,0,2,14,16,5,5,4,2,1,0,0,1,4,2,1,1,0,0,0,0,0,1,1,1,2,0,2,7,39000,7,39000,7,42000,1,30000,1,30000,1,33000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,17000,1,16500,1,20200,0,-77,0,-77,0,-77,6,18000,6,16200,6,19800,0,-77,0,-77,0,-77,5,16000,5,16300,5,18800,-44, -44,University graduate,University graduate,University graduate,Post graduated,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Completed secondary,-44,-44,Completed secondary,Completed secondary,Very important,Slightly important,Critical,Very important,Important,Important,Important,Slightly important,Important,Very important,Slightly important,Important,Important,Important,Important,Critical,Very important,Critical,Important,Important,Critical,Critical,Important,Important,Critical,Not important,Slightly important,Important,Slightly important,Not important,Important,Important,Very important,Critical,Very important,Important,Very important,Important,Important,Important,Important,Important,Very important,Important,Very important,Important,Critical,Critical,Very important,Very important,Very important,Slightly important,Not important,Very important,Not important,Important,Slightly important,Slightly important,Slightly important,Important,Very important,Slightly important,Important,Slightly important,Very important,Not important,Not important,Slightly important,Slightly important,Very important,Critical,Critical,Critical,Very important,Not important,Slightly important,Slightly important,Important,Slightly important,Slightly important,Not difficult,Very difficult,Difficult,1,8,Not difficult,Difficult,Difficult,1,7,Not difficult,Difficult,Slightly difficult,0,4,Slightly difficult,Not difficult,Slightly difficult,1,1,Slightly difficult,Slightly difficult,Slightly difficult,0,10,Slightly difficult,Difficult,Very difficult,0,6,Slightly difficult,Difficult,Slightly difficult,0,3,Slightly difficult,Not difficult,Slightly difficult,0,4,Not difficult,Slightly difficult,Not difficult,1,2,Very important,Very important,Very important,Slightly important,Very important,Slightly important,Not important,Slightly important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,Through family/friends, -44,No,-44,-44,-44,-44,Yes,3,2,No,Other,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,11,No,60,12,3,0,25,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Application procedures for loans or line of credit are compl,2400000,2310000,831600,880000,51000,69300,252000,37000,4000,6000,4000,0,0,422000,541000,670000,693000,1869000,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Minor obstacle,No obstacle,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,No obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Customs and Trade Regulations,"Crime, theft and disorder",Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Too many strings attached, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,Somewhat truthful,Are estimates computed with some precision, 1416,6,St-Kitts and Nevis,St-Kitts and Nevis,Services of motor vehicles,507266,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Male,1981,Yes,Yes,1988,47,No,-44,-44,No,-44,-44,No,-44,-44,Yes,21,No,Yes,0,1,0,-44,No,-44,-44,-44,-44,Yes,2,2,1,-44,No,-44,-44,-44,-44,Yes,3,Yes,No,Yes,0,-44,-44,100,0, -44,45,35,20,0,Others,35,40,25,automotive maintenance,75,Local,5,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,55,45,Yes,3,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Major obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to agree,Yes,Yes,Yes,90,Yes,18,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,No,16,Yes,1,No,No,-44,-44,0,No,-44,-44,No,-44,-44,Yes,0,2,6,17,6,5,4,2,1,0,0,1,2,2,0,0,0,0,0,0,0,1,1,0,0,0,0,8,54000,8,52000,8,64000,1,33000,1,31000,1,39000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,16000,1,14800,1,17200,0,-77,0,-77,0,-77,5,18000,5,17200,5,21400,0,-77,0,-77,0,-77,4,16000,5,15300,4,18000,Economic upturn/downturn, -44,University graduate,University graduate,University graduate,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Important,Not important,Very important,Important,Important,Very important,Important,Very important,Slightly important,Important,Important,Important,Slightly important,Important,Important,Very important,Critical,Critical,Slightly important,Important,Critical,Critical,Important,Important,Critical,Slightly important,Slightly important,Important,Not important,Important,Important,Slightly important,Important,Critical,Critical,Slightly important,Very important,Very important,Very important,Important,Very important,Very important,Critical,Slightly important,Critical,Important,Critical,Critical,Very important,Very important,Critical,Slightly important,Slightly important,Slightly important,Not important,Slightly important,Very important,Not important,Important,Not important,Important,Important,Very important,Slightly important,Very important,Not important,Not important,Slightly important,Slightly important,Slightly important,Critical,Very important,Critical,Very important,Important,Not important,Important,Very important,Not important,Slightly important,Not difficult,Very difficult,Difficult,0,23,Slightly difficult,Very difficult,Slightly difficult,0,7,Slightly difficult,Slightly difficult,Slightly difficult,0,3,Slightly difficult,Not difficult,Difficult,0,2,Slightly difficult,Slightly difficult,Not difficult,0,4,Slightly difficult,Difficult,Slightly difficult,1,2,Not difficult,Very difficult,Slightly difficult,1,7,Not difficult,Slightly difficult,Difficult,1,5,Not difficult,Not difficult,Not difficult,1,2,Very important,Important,Very important,Important,Important,Not important,Not important,Slightly important,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,No obstacle,No obstacle,Private placement office, -44,No,-44,-44,-44,-44,Yes,0,1,Yes,-44,Yes,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Yes,0,100, -44,0,No,-44,No,50,0,0,0,50,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Size of loan and maturity are insufficiant,800000,1140000,20000,440000,22000,22800,20000,5500,0,1000,0,0,0,225000,299000,285000,410000,650000,Major obstacle,Major obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Corruption,Political environment,Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Too many strings attached, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,Yes,Truthful,Are estimates computed with some precision, 14125,25,St-Kitts and Nevis,St-Kitts and Nevis,Retail,507196,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Male,1955,No,Yes,1955,35,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,7,3,1,-44,Yes,1,0,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,9,Yes,No,Yes,0,-44,-44,100,0, -44,10,45,45,0,Small private firms (less than 20 employees),35,60,5,baked goods,45,National,15,Increased,Remained the same,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,60,40,Yes,6,Yes,Yes,No,No,Yes,No,Yes,Other company of the sector, -44,No,No,Yes,Yes,Yes,No,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,Important,Important,Critical,Very Important,Important,Critical,Very Important,Yes,40,Yes,60,No,-44,Yes,No,70000,-44,No,No,No,No,Moderate obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,-44,2400,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,5,Yes,2,No,Yes,5,0,-44,No,-44,-44,No,-44,-44,Yes,15,2,2,17,6,5,4,2,1,1,1,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,2,6,62000,5,57000,4,72000,1,35000,2,34000,1,39000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,16000,1,15300,1,18300,0,-77,0,-77,0,-77,5,15000,5,14500,5,17500,0,-77,0,-77,0,-77,4,15000,4,13400,4,16500,-44, -44,University graduate,Completed secondary,University graduate,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed secondary,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,-44,-44,Completed secondary,Completed secondary,Important,Slightly important,Critical,Important,Very important,Important,Important,Slightly important,Slightly important,Important,Important,Important,Slightly important,Slightly important,Slightly important,Very important,Critical,Critical,Important,Slightly important,Very important,Critical,Important,Slightly important,Critical,Slightly important,Important,Very important,Not important,Not important,Very important,Slightly important,Very important,Critical,Critical,Important,Important,Important,Very important,Very important,Important,Important,Critical,Slightly important,Critical,Important,Critical,Critical,Critical,Critical,Critical,Slightly important,Not important,Important,Not important,Important,Important,Slightly important,Slightly important,Slightly important,Very important,Important,Slightly important,Important,Slightly important,Not important,Not important,Slightly important,Important,Very important,Very important,Critical,Critical,Critical,Not important,Slightly important,Important,Important,Slightly important,Not important,Not difficult,Very difficult,Very difficult,1,8,Not difficult,Very difficult,Difficult,1,10,Slightly difficult,Slightly difficult,Slightly difficult,1,6,Not difficult,Not difficult,Difficult,1,3,Slightly difficult,Slightly difficult,Not difficult,1,7,Slightly difficult,Slightly difficult,Slightly difficult,1,6,Not difficult,Very difficult,Difficult,1,10,Not difficult,Not difficult,Not difficult,0,4,Not difficult,Not difficult,Not difficult,0,1,Very important,Very important,Not important,Slightly important,Very important,Not important,Slightly important,Not important,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,Major obstacle,Minor obstacle,No obstacle,Private placement office, -44,No,-44,-44,-44,-44,Yes,3,2,Yes,-44,Yes,Major obstacle,Moderate obstacle,No obstacle,Major obstacle,No obstacle,Minor obstacle,No,0,100, -44,0,No,-44,No,55,0,0,0,45,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,4,4,Problems with credit history/report,-44,4240000,4870000,1948000,500000,44000,48700,106000,34000,5000,5000,5000,0,0,644000,859000,1023000,1364000,2772000,Major obstacle,Moderate obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,No obstacle,Minor obstacle,Minor obstacle,No obstacle,Very severe obstacle,Minor obstacle,No obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,"Crime, theft and disorder",Corruption,Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Community based organization, -44,Human resources Support, -44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 141115,115,St-Kitts and Nevis,St-Kitts and Nevis,Food,507135,Yes,5,Headquarters with production and/or sales at this location,No,5,Partnership (including limited liability companies), -44,50,100,0,0,0,Equally men and women,No,Yes,50,Makes decisions in consultation with other partners,5,6,Predominantly men,Male,Male,Male,1980,No,Yes,1982,10,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,6,3,1,-44,No,-44,-44,-44,-44,Yes,3,1,1,-44,No,-44,-44,-44,-44,Yes,1,Yes,No,Yes,100,70,150,0,0, -44,5,60,35,0,Large private firms (more than 100 employees),15,55,30,bread,85,National,10,Decreased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,0,100,Yes,6,No,No,No,Yes,Yes,No,Yes,Laboratory or research center, -44,No,No,Yes,Yes,Yes,Yes,Yes,Yes,No,Yes,Yes,Yes,No,No,Yes,No,Yes,No,No, -44,Very Important,Slightly important,Important,Very Important,Important,Very Important,Important,Yes,70,Yes,30,No,-44,No,No,70000,-44,Yes,No,Yes,No,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,Major obstacle,No obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to agree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,1,-44,Yes,1,-44,Yes,1,Outside working hours,Firearm/gun,Goods or stock,40000,A fellow employee,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,3,During working hours,Other,Goods or stock,12000,Gang related,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,2,Outside working hours,Knife,Other company property,1000,Gang related,No,No,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,Yes,No,Yes,No,-44,-44,No,-44,-44,Yes,Yes,Yes,5,Yes,1,No,No,-44,0,-44,Yes,0,Yes,No,-44,-44,No,-44,-44,1,18,6,6,4,2,1,0,0,2,10,4,3,2,1,0,0,0,1,1,1,1,2,1,0,10,40000,10,40000,10,43000,1,37000,1,33000,1,41000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,15000,1,15300,1,17700,1,18000,1,17000,1,20800,0,-77,0,-77,0,-77,9,22000,9,21800,9,25700,6,15000,6,14300,6,16800,-44, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,Completed secondary,Completed secondary,Not applicable,Not applicable,Completed secondary,Completed secondary,Completed secondary,Completed primary school,Very important,Slightly important,Very important,Important,Very important,Important,Slightly important,Important,Important,Very important,Important,Slightly important,Slightly important,Slightly important,Important,Very important,Critical,Critical,Slightly important,Important,Very important,Very important,Slightly important,Very important,Critical,Important,Important,Important,Not important,Slightly important,Critical,Slightly important,Important,Critical,Critical,Important,Very important,Very important,Important,Important,Very important,Very important,Very important,Slightly important,Very important,Important,Critical,Critical,Very important,Very important,Critical,Not important,Not important,Important,Not important,Very important,Very important,Not important,Slightly important,Important,Important,Important,Slightly important,Slightly important,Important,Not important,Slightly important,Slightly important,Very important,Important,Critical,Critical,Very important,Critical,Slightly important,Slightly important,Important,Slightly important,Slightly important,Not important,Not difficult,Very difficult,Difficult,1,25,Slightly difficult,Very difficult,Difficult,0,11,Slightly difficult,Slightly difficult,Difficult,0,10,Slightly difficult,Not difficult,Slightly difficult,1,3,Slightly difficult,Slightly difficult,Difficult,1,8,Slightly difficult,Slightly difficult,Slightly difficult,0,10,Not difficult,Slightly difficult,Slightly difficult,0,9,Slightly difficult,Slightly difficult,Not difficult,1,9,Not difficult,Slightly difficult,Not difficult,0,2,Important,Very important,Very important,Important,Important,Not important,Slightly important,Slightly important,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,No obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Through family/friends, -44,No,-44,-44,-44,-44,Yes,5,2,No,The benefits of training are small than the costs,Yes,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,No obstacle,Yes,0,100, -44,0,Yes,10,No,60,24,6,0,10,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Interest rates are not favorable,5810000,5270000,1686400,1581000,264000,105400,126000,84500,0,0,0,0,0,989000,1272000,1476000,1844000,3055000,Minor obstacle,Major obstacle,No obstacle,Very severe obstacle,No,Yes,Yes,No,No,Yes,No,No obstacle,No obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,Major obstacle,Minor obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Access to land for expansion / relocation,"Crime, theft and disorder",Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are taken directly from the establishment's records, 14126,26,St-Kitts and Nevis,St-Kitts and Nevis,Retail,507201,Yes,2,Headquarters with no production/no sales at this location,No,2,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All women,Female,Female,Female,1991,No,Yes,1991,27,No,-44,-44,No,-44,-44,No,-44,-44,Yes,25,No,Yes,7,2,0,-44,No,-44,-44,-44,-44,Yes,7,1,0,-44,No,-44,-44,-44,-44,Yes,5,Yes,No,Yes,0,-44,-44,100,0, -44,20,50,30,0,Medium private firms (20-100 employees),20,65,15,women's clothing,50,National,10,Remained the same,Increased,More than 5,100,0,60,-44,-44,-44,-44,-44,-44,-44,-44,80,20,Yes,1,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,-44, -44,Tend to disagree,Strongly disagree,Tend to agree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,-44,12000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,21,Yes,1,No,Yes,0,-44,7000,Yes,35,No,No,-44,-44,No,-44,-44,9,18,6,6,4,2,6,0,3,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,2,6,58000,5,53000,4,66000,1,28000,2,27000,1,32000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,20000,1,18700,1,22400,0,-77,0,-77,0,-77,6,18000,6,17700,6,19600,0,-77,0,-77,0,-77,4,16000,4,15400,3,18500,-44, -44,Post graduated,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed secondary,Not applicable,Not applicable,Completed college/vocational training,Completed secondary,-44,-44,Completed secondary,Started but did not complete secondary,Important,Slightly important,Critical,Very important,Important,Very important,Slightly important,Slightly important,Important,Very important,Important,Important,Slightly important,Not important,Important,Critical,Critical,Very important,Important,Slightly important,Critical,Critical,Slightly important,Important,Critical,Important,Slightly important,Important,Slightly important,Slightly important,Important,Very important,Slightly important,Critical,Critical,Important,Critical,Important,Slightly important,Important,Important,Important,Very important,Important,Critical,Important,Very important,Critical,Very important,Critical,Very important,Slightly important,Not important,Important,Not important,Important,Important,Slightly important,Important,Slightly important,Very important,Very important,Slightly important,Slightly important,Very important,Not important,Slightly important,Not important,Very important,Important,Very important,Critical,Critical,Critical,Slightly important,Not important,Important,Very important,Slightly important,Not important,Not difficult,Difficult,Slightly difficult,1,22,Slightly difficult,Almost impossible,Slightly difficult,1,6,Difficult,Difficult,Slightly difficult,1,8,Slightly difficult,Not difficult,Slightly difficult,0,1,Slightly difficult,Slightly difficult,Slightly difficult,1,6,Slightly difficult,Slightly difficult,Slightly difficult,1,3,Not difficult,Slightly difficult,Difficult,1,10,Slightly difficult,Difficult,Difficult,0,9,Slightly difficult,Not difficult,Not difficult,1,2,Very important,Slightly important,Not important,Not important,Very important,Not important,Slightly important,Not important,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,No obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Through family/friends, -44,Yes to hire,Yes,1,No,-44,No,-44,-44,No,Other,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,10,No,20,48,12,0,20,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,3,3,Incompleteness of loan application,-44,1950000,2150000,645000,570000,28000,43000,50000,54000,9000,3000,8000,0,0,371000,421000,495000,602000,1044000,Major obstacle,Major obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Very severe obstacle,Minor obstacle,No obstacle,Very severe obstacle,No obstacle,Very severe obstacle,Minor obstacle,No obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Access to finance,Tax administration,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 14176,76,St-Kitts and Nevis,St-Kitts and Nevis,Machinery and equipment,507145,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,50,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Male,2007,No,Yes,2007,20,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,0,3,1,-44,No,-44,-44,-44,-44,Yes,6,2,1,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,100,80,95,0,0, -44,35,45,20,10,Small private firms (less than 20 employees),25,50,25,catamaran,100,International,5,Remained the same,Remained the same,More than 5,5,95,0,2008,united states,50,turkey,45,1,0,0,10,90,Yes,3,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Major obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,No,-44,-44,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,2,Outside working hours,Other,Money,500,Gang related,No,No,Loss was small,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,4,During working hours,Other,Goods or stock,400,Gang related,No,No,-44,Yes,2,During working hours,Firearm/gun,Money,8500,Group of criminals,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,30000,0,No,No,No,No,Yes,No,-44,-44,No,-44,-44,Yes,Yes,Yes,1,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,8,19,7,6,4,2,1,0,0,1,2,2,0,0,0,0,0,0,0,1,1,0,0,0,0,9,49000,8,48000,7,57000,1,40000,2,36000,1,48000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,18000,1,17700,1,20600,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,6,21000,6,18700,6,24900,4,15000,5,14700,4,17800,Increase/decreased demand for goods, -44,University graduate,Completed secondary,University graduate,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Completed secondary,Started but did not complete secondary,Important,Slightly important,Critical,Important,Very important,Important,Important,Slightly important,Very important,Important,Important,Slightly important,Important,Slightly important,Very important,Very important,Very important,Very important,Important,Important,Very important,Critical,Slightly important,Slightly important,Critical,Slightly important,Important,Slightly important,Not important,Slightly important,Very important,Slightly important,Important,Critical,Critical,Important,Very important,Important,Very important,Very important,Important,Slightly important,Very important,Slightly important,Critical,Slightly important,Critical,Critical,Critical,Very important,Critical,Slightly important,Not important,Important,Slightly important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Important,Important,Slightly important,Important,Not important,Slightly important,Not important,Important,Important,Critical,Very important,Critical,Very important,Not important,Slightly important,Important,Important,Slightly important,Slightly important,Not difficult,Difficult,Difficult,0,24,Not difficult,Very difficult,Slightly difficult,1,4,Slightly difficult,Slightly difficult,Slightly difficult,0,9,Slightly difficult,Slightly difficult,Not difficult,1,3,Slightly difficult,Slightly difficult,Slightly difficult,0,6,Slightly difficult,Slightly difficult,Very difficult,0,3,Not difficult,Slightly difficult,Slightly difficult,1,5,Not difficult,Slightly difficult,Slightly difficult,1,4,Not difficult,Slightly difficult,Not difficult,1,1,Important,Important,Very important,Slightly important,Critical,Not important,Slightly important,Slightly important,Moderate obstacle,Major obstacle,Minor obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Private placement office, -44,No,-44,-44,-44,-44,Yes,3,2,Yes,-44,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,No,-44,No,80,0,0,0,20,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Other,840000,840000,268800,230000,59000,11000,15000,0,0,0,1000,0,0,127000,161000,202000,218000,206000,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,Moderate obstacle,Minor obstacle,No obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,No obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Macroeconomic environment,Access to finance,Practices of competitors in the informal sector,Very severe obstacle,Yes,Yes,Yes,No,Yes,No,No,Yes,Moderated impact,-44,-44,Yes,Large impact,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,No,No impact,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,No,No impact,-44,-44,No,No impact,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,Yes,Large impact,-44,-44,-44,-44,No,No impact,-44,-44,Yes,Large impact,-44,-44,-44,-44,No,No impact,-44,-44,No,No impact,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,Yes,Large impact,-44,-44,-44,-44,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Somewhat truthful,Are taken directly from the establishment's records, 14130,30,St-Kitts and Nevis,St-Kitts and Nevis,Transport,507217,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,1983,No,Yes,1983,7,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,4,1,1,-44,No,-44,-44,-44,-44,Yes,8,2,1,-44,No,-44,-44,-44,-44,Yes,2,Yes,Yes,Yes,0,-44,-44,100,0, -44,25,60,15,5,Your parent company or affiliated establishments,30,55,15,chartered cruise services,100,National,10,Remained the same,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,50,50,Yes,16,Yes,Yes,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,Yes,Yes,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,-44, -44,Tend to disagree,Strongly disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,Yes,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,21,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,6,19,7,6,4,2,0,0,0,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,7,41000,6,42000,6,45000,1,28000,2,25000,1,31000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,19000,1,19300,1,21300,0,-77,0,-77,0,-77,6,15000,6,14900,6,16300,0,-77,0,-77,0,-77,4,16000,4,14400,4,18500,-44, -44,University graduate,University graduate,University graduate,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Completed college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Completed secondary,-44,-44,Completed secondary,Completed secondary,Important,Slightly important,Critical,Important,Very important,Important,Slightly important,Slightly important,Important,Slightly important,Important,Slightly important,Not important,Important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Slightly important,Important,Critical,Slightly important,Slightly important,Important,Not important,Not important,Very important,Slightly important,Very important,Critical,Critical,Important,Very important,Very important,Slightly important,Slightly important,Important,Very important,Critical,Important,Critical,Important,Critical,Critical,Very important,Very important,Critical,Not important,Not important,Very important,Not important,Important,Very important,Not important,Slightly important,Important,Important,Important,Important,Slightly important,Important,Not important,Not important,Slightly important,Very important,Very important,Very important,Critical,Critical,Very important,Slightly important,Slightly important,Important,Very important,Slightly important,Not important,Not difficult,Very difficult,Difficult,1,23,Not difficult,Very difficult,Difficult,1,14,Slightly difficult,Slightly difficult,Slightly difficult,0,10,Slightly difficult,Slightly difficult,Slightly difficult,1,2,Slightly difficult,Slightly difficult,Slightly difficult,1,3,Slightly difficult,Slightly difficult,Slightly difficult,1,5,Not difficult,Slightly difficult,Slightly difficult,0,6,Not difficult,Slightly difficult,Not difficult,0,5,Not difficult,Not difficult,Not difficult,1,1,Very important,Slightly important,Not important,Slightly important,Important,Slightly important,Slightly important,Not important,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Public announcement/advertisement, -44,Yes to fire,No,-44,Yes,2,Yes,2,2,No,The firm is affraid of investing in workers that after the t,Yes,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Yes,0,100, -44,0,No,-44,Yes,90,0,0,0,10,0,0,0,0,0,0,0,0, -44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,3,3,Other objections,-44,820000,820000,287000,196800,13000,8200,5000,10000,1000,1000,1000,49000,0,132000,216000,189000,328000,293000,No obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,Major obstacle,No obstacle,No obstacle,Major obstacle,Yes,Yes,No,Yes,No,Practices of competitors in the informal sector,Customs and Trade Regulations,Macroeconomic environment,No obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Too expensive, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Yes,No,Yes,Truthful,Are taken directly from the establishment's records, 14192,92,St-Kitts and Nevis,St-Kitts and Nevis,Construction,507160,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,25,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,1972,No,Yes,1972,41,No,-44,-44,No,-44,-44,Yes,12,No,No,-44,-44,Yes,6,3,1,-44,Yes,2,0,0,-44,Yes,2,1,1,-44,Yes,0,2,2,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,40,50,10,0,Individuals,25,60,15,commercial business maintenanc,45,National,5,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,30,70,No,-44,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to agree,Tend to disagree,Tend to agree,Yes,No,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,Yes,2,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,31,19,7,6,4,2,0,0,3,1,1,1,0,0,0,0,0,0,0,1,2,0,0,0,0,8,50000,8,50000,8,54000,1,40000,1,36000,1,47000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,19000,1,17100,1,22200,0,-77,0,-77,0,-77,6,16000,7,14500,8,18700,0,-77,0,-77,0,-77,4,17000,5,16700,4,20000,Economic upturn/downturn, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Completed secondary,-44,-44,Completed secondary,Completed primary school,Very important,Slightly important,Critical,Important,Important,Important,Slightly important,Slightly important,Important,Important,Important,Important,Slightly important,Slightly important,Important,Critical,Very important,Very important,Important,Important,Critical,Critical,Slightly important,Important,Critical,Not important,Important,Very important,Not important,Not important,Critical,Slightly important,Important,Very important,Very important,Important,Very important,Slightly important,Very important,Very important,Important,Important,Critical,Not important,Critical,Very important,Critical,Critical,Critical,Very important,Critical,Slightly important,Not important,Important,Not important,Slightly important,Very important,Slightly important,Slightly important,Slightly important,Very important,Important,Very important,Very important,Important,Not important,Slightly important,Not important,Slightly important,Important,Critical,Very important,Critical,Critical,Slightly important,Not important,Very important,Important,Slightly important,Not important,Slightly difficult,Very difficult,Difficult,1,17,Slightly difficult,Very difficult,Slightly difficult,0,5,Slightly difficult,Slightly difficult,Difficult,1,8,Slightly difficult,Slightly difficult,Slightly difficult,1,3,Slightly difficult,Slightly difficult,Slightly difficult,1,9,Slightly difficult,Slightly difficult,Slightly difficult,0,2,Not difficult,Difficult,Slightly difficult,1,7,Slightly difficult,Not difficult,Difficult,0,6,Not difficult,Not difficult,Not difficult,1,2,Very important,Critical,Very important,Important,Very important,Not important,Not important,Not important,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Public announcement/advertisement, -44,No,-44,-44,-44,-44,Yes,5,2,No,The firm cannot afford the optimal level of training,Yes,Major obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,No obstacle,No obstacle,Yes,0,100, -44,0,No,-44,No,65,8,2,0,25,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Other,1440000,1590000,550000,445200,64000,15900,91000,30000,2000,6000,3000,0,0,293000,339000,366000,477000,633000,Major obstacle,Major obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Access to finance,Customs and Trade Regulations,Electricity,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 141138,138,St-Kitts and Nevis,St-Kitts and Nevis,Construction,507165,No,-44,-44,-44,-44,Limited partnership, -44,50,100,0,0,0,Equally men and women,No,Yes,25,Makes major strategic and fiancial decisions,13,7,Predominantly women,Male,Male,Male,1996,Yes,Yes,1996,34,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,0,3,1,-44,No,-44,-44,-44,-44,Yes,1,0,1,-44,No,-44,-44,-44,-44,Yes,1,Yes,No,Yes,0,-44,-44,100,0, -44,50,30,20,0,Medium private firms (20-100 employees),10,70,20,construction,100,Local,10,Decreased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,45,55,Yes,20,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Very severe obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to agree,Strongly disagree,Yes,No,-44,-44,-44,-44,Yes,-44,4000,Yes,-44,5000,Yes,1,Outside working hours,Firearm/gun,Goods or stock,5000,Gang related,Yes,Yes,-44,Yes,1,Outside working hours,Knife,Goods or stock,700,Gang related,No,No,No loss or damage,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,3,Outside working hours,Knife,Other company property,2000,Other,No,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,During working hours,Other,Personal possessions of employees or customers,14000,Group of criminals,No,No,Not enough police/not enough resources,No,-44,-44,0,Yes,No,No,No,Yes,Yes,No,No,No,-44,-44,Yes,Yes,Yes,5,Yes,1,No,Yes,0,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,10,20,5,7,5,3,1,1,0,1,25,8,8,6,3,1,1,0,1,1,2,1,2,1,0,13,46000,12,42000,12,52000,1,38000,1,38000,1,42000,1,32000,1,32000,1,36000,1,18000,1,17000,1,21000,2,15000,2,15300,2,16800,1,19000,1,19200,1,22400,15,17000,15,16100,15,19300,0,-77,0,-77,0,-77,11,16000,11,15700,11,17600,Increase/decreased demand for goods, -44,University graduate,University graduate,Post graduated,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Started but did not complete college/vocational training,Completed secondary,Started but did not complete college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed primary school,Important,Important,Critical,Important,Very important,Important,Important,Important,Very important,Important,Important,Slightly important,Not important,Slightly important,Important,Critical,Critical,Critical,Important,Important,Critical,Critical,Slightly important,Important,Very important,Slightly important,Slightly important,Slightly important,Not important,Not important,Slightly important,Important,Important,Critical,Critical,Important,Important,Slightly important,Important,Very important,Very important,Important,Very important,Important,Very important,Important,Very important,Critical,Very important,Very important,Critical,Slightly important,Not important,Important,Not important,Important,Very important,Slightly important,Important,Not important,Important,Very important,Slightly important,Slightly important,Important,Not important,Slightly important,Slightly important,Important,Slightly important,Critical,Critical,Critical,Very important,Important,Not important,Important,Slightly important,Slightly important,Slightly important,Not difficult,Very difficult,Slightly difficult,2,24,Slightly difficult,Very difficult,Difficult,0,15,Not difficult,Difficult,Difficult,1,5,Slightly difficult,Slightly difficult,Not difficult,0,3,Not difficult,Slightly difficult,Not difficult,1,7,Slightly difficult,Very difficult,Difficult,0,6,Not difficult,Difficult,Slightly difficult,2,4,Slightly difficult,Not difficult,Not difficult,0,5,Not difficult,Not difficult,Not difficult,2,1,Important,Very important,Very important,Slightly important,Very important,Not important,Slightly important,Not important,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,No obstacle,Public placement office, -44,No,-44,-44,-44,-44,No,-44,-44,No,Other,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,No,-44,No,50,0,0,0,40,0,0,10,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Size of loan and maturity are insufficiant,1260000,1190000,380800,261800,12000,11900,12000,19000,4000,2000,1000,0,0,229000,313000,286000,417000,363000,No obstacle,Minor obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Moderate obstacle,No obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Access to finance,Corruption,Customs and Trade Regulations,Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Local business association, -44,technological and Innovation Support, -44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 141106,106,St-Kitts and Nevis,St-Kitts and Nevis,Hotel and restaurants,507170,Yes,14,Establishment physically separated from HQ and other establi,Yes,-44,Shareholding company with non-traded shares or shares traded, -44,45,100,0,0,0,Equally men and women,No,Yes,45,Makes decisions in consultation with other partners,3,7,Predominantly men,Male,Male,Male,1983,No,Yes,1983,10,No,-44,-44,No,-44,-44,No,-44,-44,Yes,34,No,Yes,0,1,0,-44,Yes,2,0,0,-44,Yes,3,0,1,-44,No,-44,-44,-44,-44,Yes,5,Yes,Yes,Yes,0,-44,-44,100,0, -44,45,40,15,5,Medium private firms (20-100 employees),5,65,30,food and beverage,100,Local,5,Decreased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,60,40,Yes,5,Yes,Yes,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,No obstacle,Moderate obstacle,Major obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,-44,25000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,25000,2000,Yes,Yes,Yes,Yes,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,10,Yes,1,No,Yes,0,0,-44,No,-44,-44,No,-44,-44,Yes,0,2,10,20,5,7,5,3,3,4,3,2,0,0,0,0,0,0,0,0,0,0,0,0,0,0,2,5,65000,4,64000,4,76000,1,43000,2,43000,1,46000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,16000,1,15100,1,17600,1,20000,1,18900,1,21800,7,17000,8,16100,9,18900,0,-77,0,-77,0,-77,5,16000,6,14700,5,18100,Economic upturn/downturn, -44,Post graduated,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed primary school,Very important,Slightly important,Very important,Important,Very important,Important,Slightly important,Slightly important,Important,Very important,Important,Important,Slightly important,Slightly important,Slightly important,Very important,Critical,Very important,Important,Important,Very important,Critical,Important,Slightly important,Very important,Slightly important,Slightly important,Important,Not important,Not important,Important,Important,Very important,Very important,Critical,Important,Very important,Important,Very important,Important,Important,Important,Critical,Important,Very important,Important,Critical,Very important,Very important,Very important,Critical,Slightly important,Slightly important,Important,Slightly important,Very important,Important,Not important,Important,Slightly important,Important,Very important,Slightly important,Very important,Very important,Slightly important,Slightly important,Not important,Very important,Important,Critical,Critical,Critical,Critical,Important,Not important,Important,Important,Not important,Not important,Not difficult,Very difficult,Slightly difficult,1,9,Slightly difficult,Very difficult,Difficult,0,4,Not difficult,Difficult,Difficult,0,9,Slightly difficult,Slightly difficult,Not difficult,1,3,Slightly difficult,Slightly difficult,Not difficult,1,9,Not difficult,Difficult,Slightly difficult,1,4,Not difficult,Difficult,Difficult,1,8,Not difficult,Slightly difficult,Not difficult,1,5,Not difficult,Slightly difficult,Not difficult,1,1,Very important,Slightly important,Very important,Important,Important,Slightly important,Slightly important,Slightly important,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Through family/friends, -44,Yes to hire,Yes,3,No,-44,Yes,5,1,No,The firm is affraid of investing in workers that after the t,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,12,No,60,0,0,0,40,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Size of loan and maturity are insufficiant,1790000,1560000,440000,450000,31000,15600,202000,33000,2000,3000,5000,0,0,234000,334000,312000,530000,674000,Minor obstacle,Minor obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,Minor obstacle,Moderate obstacle,No obstacle,Very severe obstacle,No obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Minor obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Tax Rates,Cost of finance,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Community based organization, -44,Marketing and Operations support, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 141135,135,St-Kitts and Nevis,St-Kitts and Nevis,Machinery and equipment,507144,No,-44,-44,-44,-44,Limited partnership, -44,50,0,100,0,0,Equally men and women,No,No,50,Delegates decisions to other partners,12,2,Equally men and women,Female,Male,Female,2001,No,Yes,2001,17,No,-44,-44,Yes,22,No,No,-44,-44,No,-44,-44,Yes,2,3,1,-44,Yes,2,0,0,-44,Yes,2,1,1,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,85,70,65,15,0, -44,30,50,20,5,Individuals,0,50,50,boat repair,95,National,15,Increased,Increased,More than 5,95,5,0,2002,germany,20,ghana,10,8,0,0,85,15,Yes,3,No,Yes,No,No,Yes,No,Yes,University, -44,No,No,No,Yes,No,No,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,Important,Very Important,Slightly important,Very Important,Very Important,Critical,Important,Yes,35,Yes,65,No,-44,No,No,10000,-44,No,No,No,No,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,-44, -44,Tend to agree,Tend to agree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,-44,2400,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,Yes,43,Yes,5,No,No,-44,0,-44,No,-44,-44,Yes,35,Yes,Yes,0,2,15,21,6,7,5,3,1,0,0,2,1,1,0,0,0,0,0,0,0,1,1,0,0,0,0,7,66000,6,60000,6,72000,1,38000,2,38000,1,41000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,16000,1,15700,1,19000,1,16000,1,15300,1,18300,0,-77,0,-77,0,-77,7,22000,8,21400,7,25700,5,16000,5,15900,4,19000,New production methods, -44,University graduate,University graduate,University graduate,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Completed secondary,Completed primary school,Important,Important,Critical,Very important,Important,Important,Important,Important,Important,Important,Slightly important,Important,Not important,Slightly important,Important,Very important,Very important,Critical,Important,Important,Very important,Critical,Slightly important,Important,Critical,Slightly important,Important,Slightly important,Not important,Slightly important,Important,Important,Important,Critical,Critical,Important,Very important,Very important,Slightly important,Important,Important,Important,Very important,Important,Critical,Important,Critical,Critical,Very important,Critical,Critical,Important,Not important,Important,Not important,Very important,Important,Slightly important,Slightly important,Important,Important,Important,Very important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Important,Important,Critical,Critical,Critical,Critical,Not important,Slightly important,Very important,Very important,Slightly important,Slightly important,Not difficult,Very difficult,Slightly difficult,1,24,Slightly difficult,Difficult,Difficult,0,9,Not difficult,Difficult,Slightly difficult,0,7,Not difficult,Not difficult,Slightly difficult,1,1,Not difficult,Slightly difficult,Slightly difficult,0,2,Not difficult,Difficult,Difficult,1,7,Not difficult,Difficult,Difficult,0,5,Not difficult,Not difficult,Not difficult,0,5,Not difficult,Not difficult,Slightly difficult,1,2,Critical,Important,Important,Slightly important,Very important,Not important,Not important,Not important,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Public placement office, -44,No,-44,-44,-44,-44,Yes,4,1,Yes,-44,Yes,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,No,0,100, -44,0,No,-44,No,95,0,0,0,5,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Did not think it would be approved,1090000,1370000,356200,280000,44000,13700,14000,0,0,0,0,0,0,323000,342000,530000,535000,806000,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Very severe obstacle,Minor obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Practices of competitors in the informal sector,Customs and Trade Regulations,Cost of finance,Very severe obstacle,Yes,Yes,No,No,No,Yes,No,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Large impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,Yes,No,No,No,-44,-44,Yes,Yes,Yes,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are estimates computed with some precision, 14114,14,St-Kitts and Nevis,St-Kitts and Nevis,Plastics & rubber,507143,Yes,14,Headquarters with production and/or sales at this location,No,4,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,1999,No,Yes,1999,37,No,-44,-44,No,-44,-44,No,-44,-44,Yes,27,No,Yes,3,3,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,100,85,120,0,0, -44,50,30,20,0,Medium private firms (20-100 employees),10,55,35,preforms,95,Local,10,Remained the same,Increased,More than 5,65,35,0,2000,germany,85,canada,15,7,10,5,75,25,Yes,120,No,No,No,Yes,Yes,No,Yes,Other company of the sector, -44,No,No,Yes,Yes,Yes,Yes,Yes,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,Important,Important,Important,Important,Very Important,Slightly important,Very Important,Yes,50,Yes,50,No,-44,Yes,Yes,10000,-44,No,Yes,Yes,Yes,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,-44, -44,Tend to agree,Tend to agree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,-44,36000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,No,10,Yes,1,No,Yes,0,0,-44,Yes,90,No,No,-44,-44,Yes,0,2,10,21,6,7,5,3,0,0,0,2,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,6,42000,5,37000,4,48000,1,40000,1,40000,1,47000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,18000,1,17300,1,21400,1,19000,1,19000,1,20900,0,-77,0,-77,0,-77,7,21000,7,19500,7,24500,5,16000,6,15700,5,19000,-44, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Completed secondary,Completed primary school,Important,Slightly important,Critical,Very important,Important,Important,Important,Important,Important,Important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Critical,Very important,Very important,Important,Slightly important,Critical,Very important,Important,Very important,Critical,Not important,Slightly important,Important,Important,Not important,Important,Slightly important,Very important,Critical,Critical,Important,Very important,Important,Important,Important,Slightly important,Slightly important,Very important,Slightly important,Critical,Important,Critical,Critical,Very important,Very important,Critical,Slightly important,Not important,Important,Not important,Very important,Very important,Slightly important,Slightly important,Slightly important,Very important,Important,Slightly important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Important,Very important,Very important,Critical,Critical,Very important,Slightly important,Slightly important,Very important,Very important,Not important,Slightly important,Not difficult,Difficult,Difficult,0,23,Not difficult,Very difficult,Slightly difficult,0,6,Difficult,Slightly difficult,Difficult,1,5,Slightly difficult,Not difficult,Slightly difficult,1,2,Slightly difficult,Slightly difficult,Not difficult,0,7,Slightly difficult,Difficult,Slightly difficult,1,5,Not difficult,Slightly difficult,Slightly difficult,1,2,Slightly difficult,Not difficult,Not difficult,1,7,Slightly difficult,Not difficult,Not difficult,0,2,Important,Very important,Important,Important,Important,Not important,Slightly important,Slightly important,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Public placement office, -44,No,-44,-44,-44,-44,Yes,0,1,No,The firm cannot afford the optimal level of training,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,8,No,20,52,13,0,15,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Did not think it would be approved,930000,1160000,464000,230000,52000,11600,15000,0,0,0,0,0,0,239000,1990000,336000,3210000,390000,Minor obstacle,Major obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Very severe obstacle,Minor obstacle,Minor obstacle,No obstacle,Very severe obstacle,No obstacle,Minor obstacle,Moderate obstacle,No obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Customs and Trade Regulations,Tax Rates,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Local business association, -44,technological and Innovation Support, -44,Yes,No,No,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 14124,24,St-Kitts and Nevis,St-Kitts and Nevis,Retail,507195,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All women,Female,Female,Female,1995,No,Yes,1995,22,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,0,1,0,-44,No,-44,-44,-44,-44,Yes,0,0,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,5,40,55,0,Small private firms (less than 20 employees),30,45,25,food retail,85,National,5,Increased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,85,15,Yes,7,Yes,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to agree,Tend to agree,Yes,No,-44,-44,-44,-44,Yes,0,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,No,Yes,No,No,-44,-44,No,-44,-44,No,Yes,Yes,0,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,10,21,6,7,5,3,6,3,2,1,2,2,0,0,0,0,0,0,0,1,1,0,0,0,3,8,60000,7,56000,6,71000,1,36000,2,35000,1,42000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,20000,1,20200,1,21600,1,16000,1,15600,1,18700,7,20000,7,18700,7,23800,0,-77,0,-77,0,-77,5,16000,6,15100,5,18000,Increase/decreased demand for goods, -44,Post graduated,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed secondary,-44,-44,Completed secondary,Completed primary school,Important,Important,Very important,Critical,Important,Very important,Slightly important,Very important,Important,Important,Slightly important,Important,Not important,Slightly important,Important,Critical,Very important,Critical,Slightly important,Important,Critical,Critical,Important,Very important,Critical,Important,Important,Slightly important,Not important,Not important,Important,Important,Critical,Critical,Critical,Important,Very important,Very important,Very important,Important,Important,Very important,Very important,Important,Critical,Slightly important,Critical,Critical,Very important,Critical,Critical,Not important,Not important,Very important,Not important,Important,Very important,Slightly important,Slightly important,Important,Important,Important,Slightly important,Slightly important,Important,Slightly important,Not important,Not important,Important,Important,Very important,Critical,Critical,Very important,Not important,Not important,Important,Important,Slightly important,Not important,Not difficult,Very difficult,Very difficult,1,25,Not difficult,Very difficult,Very difficult,1,14,Not difficult,Difficult,Slightly difficult,1,2,Slightly difficult,Not difficult,Not difficult,1,1,Slightly difficult,Slightly difficult,Not difficult,1,3,Slightly difficult,Difficult,Slightly difficult,0,10,Not difficult,Slightly difficult,Difficult,0,6,Not difficult,Slightly difficult,Difficult,0,5,Not difficult,Not difficult,Not difficult,0,1,Very important,Very important,Important,Important,Very important,Not important,Not important,Slightly important,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Public placement office, -44,No,-44,-44,-44,-44,Yes,4,2,Yes,-44,Yes,Very severe obstacle,Moderate obstacle,No obstacle,Major obstacle,No obstacle,Minor obstacle,Yes,0,100, -44,0,Yes,9,No,75,0,0,0,15,0,0,0,0,0,0,0,10, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Application procedures for loans or line of credit are compl,2470000,3070000,1260000,490000,154000,92100,57000,40000,2000,8000,7000,0,0,718000,454000,921000,614000,1234000,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,Major obstacle,Minor obstacle,No obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Practices of competitors in the informal sector,Cost of finance,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed, -44,-44,-44, -44,-44, -44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 1414,4,St-Kitts and Nevis,St-Kitts and Nevis,Retail,507194,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,52.25,100,0,0,0,Equally men and women,Yes,Yes,47.75,Makes major strategic and fiancial decisions,12,1,Equally men and women,Male,Male,Male,2001,No,Yes,2001,8,No,-44,-44,No,-44,-44,No,-44,-44,Yes,19,No,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,0,2,2,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,20,65,15,0,Others,30,45,25,household equipments,90,National,15,Remained the same,Decreased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,75,25,Yes,14,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,Yes,Yes,No obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,-44,75000,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,2,Outside working hours,Knife,Money,250,Gang related,No,No,Police could not have done anything,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,2,During working hours,Firearm/gun,Money,700,A supplier,No,No,Police could not have done anything,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,Outside working hours,Knife,Money,10000,Group of criminals,No,Yes,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,No,Yes,1,No,-44,-44,Yes,0,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,13,22,7,7,5,3,3,3,1,1,3,3,0,0,0,0,0,0,0,1,1,0,0,0,0,10,59000,10,57000,11,67000,1,43000,2,43000,1,46000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,17000,1,17300,1,19100,1,16000,1,14400,1,17600,7,20000,7,18700,7,22700,0,-77,0,-77,0,-77,5,16000,6,15700,5,17800,Economic upturn/downturn, -44,University graduate,Completed secondary,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Completed college/vocational training,Completed secondary,Completed secondary,Completed secondary,Completed college/vocational training,-44,-44,Completed secondary,Completed primary school,Important,Important,Critical,Very important,Important,Very important,Slightly important,Important,Important,Very important,Important,Important,Slightly important,Important,Important,Very important,Very important,Very important,Slightly important,Slightly important,Critical,Very important,Very important,Very important,Very important,Not important,Slightly important,Slightly important,Not important,Not important,Important,Important,Slightly important,Very important,Very important,Very important,Critical,Slightly important,Very important,Important,Very important,Important,Very important,Important,Critical,Important,Very important,Critical,Very important,Very important,Critical,Slightly important,Slightly important,Very important,Not important,Very important,Important,Slightly important,Not important,Important,Important,Very important,Very important,Slightly important,Important,Not important,Slightly important,Not important,Important,Important,Critical,Critical,Critical,Very important,Not important,Slightly important,Very important,Important,Not important,Not important,Slightly difficult,Very difficult,Difficult,1,18,Not difficult,Very difficult,Slightly difficult,0,4,Slightly difficult,Slightly difficult,Slightly difficult,1,10,Not difficult,Slightly difficult,Slightly difficult,0,2,Slightly difficult,Difficult,Slightly difficult,0,7,Difficult,Difficult,Very difficult,1,7,Not difficult,Slightly difficult,Slightly difficult,1,10,Not difficult,Difficult,Slightly difficult,1,4,Not difficult,Not difficult,Not difficult,0,2,Very important,Critical,Important,Important,Very important,Not important,Slightly important,Not important,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,No obstacle,Minor obstacle,No obstacle,Private placement office, -44,No,-44,-44,-44,-44,Yes,1,2,Yes,-44,Yes,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,No,0,100, -44,0,Yes,8,No,85,0,0,0,15,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,2,2,Problems with credit history/report,-44,2880000,2680000,723600,500000,32000,80400,0,69500,12000,5000,13000,0,0,514000,460000,643000,697000,1839000,No obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,No obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Cost of finance,Tax administration,Electricity,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,Truthful,Are taken directly from the establishment's records, 14119,19,St-Kitts and Nevis,St-Kitts and Nevis,Construction,507164,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,1978,No,Yes,1986,37,No,-44,-44,No,-44,-44,No,-44,-44,Yes,46,No,Yes,3,3,0,-44,No,-44,-44,-44,-44,Yes,6,2,1,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,25,60,15,0,Large private firms (more than 100 employees),10,45,45,construction,100,National,10,Increased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,45,55,Yes,13,Yes,No,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,No obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,No,2,Yes,1,No,No,-44,0,-44,No,-44,-44,Yes,0,Yes,No,-44,-44,6,22,7,7,5,3,0,0,0,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3,7,41000,7,40000,6,44000,1,30000,1,30000,1,33000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,19000,1,17400,1,21700,1,15000,1,13500,1,16800,7,19000,7,18300,7,21900,0,-77,0,-77,0,-77,5,16000,6,14800,5,17200,Increase/decreased demand for goods, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed secondary,Completed secondary,Started but did not complete college/vocational training,Completed college/vocational training,Completed secondary,-44,-44,Completed secondary,Started but did not complete secondary,Important,Slightly important,Critical,Important,Important,Important,Important,Slightly important,Important,Very important,Important,Important,Slightly important,Slightly important,Slightly important,Very important,Very important,Critical,Slightly important,Slightly important,Critical,Critical,Important,Important,Very important,Not important,Important,Important,Important,Not important,Critical,Slightly important,Very important,Very important,Very important,Important,Very important,Important,Important,Important,Important,Important,Critical,Important,Critical,Slightly important,Very important,Very important,Very important,Critical,Critical,Not important,Not important,Very important,Not important,Important,Important,Slightly important,Not important,Not important,Important,Very important,Slightly important,Slightly important,Important,Not important,Slightly important,Slightly important,Very important,Important,Very important,Very important,Critical,Very important,Slightly important,Slightly important,Very important,Important,Slightly important,Not important,Not difficult,Very difficult,Slightly difficult,1,8,Slightly difficult,Very difficult,Difficult,1,4,Not difficult,Difficult,Slightly difficult,1,10,Not difficult,Slightly difficult,Slightly difficult,1,1,Slightly difficult,Not difficult,Slightly difficult,1,8,Not difficult,Difficult,Difficult,1,10,Not difficult,Slightly difficult,Slightly difficult,0,10,Slightly difficult,Slightly difficult,Slightly difficult,0,5,Not difficult,Not difficult,Slightly difficult,1,2,Critical,Important,Important,Important,Important,Slightly important,Slightly important,Not important,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,Public placement office, -44,Yes to fire,No,-44,Yes,1,No,-44,-44,No,Other,Yes,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,No obstacle,No,0,100, -44,0,No,-44,No,75,0,0,0,25,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,Yes,Loan,2010,10000,14,108,Other,Yes,Yes,Yes,No,No,No, -44,200,Yes,4,4,Other objections,-44,1070000,1660000,481400,431600,15000,66400,60000,16500,2000,3000,2000,0,0,260000,492000,382000,631000,676000,No obstacle,Minor obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Macroeconomic environment,Tax administration,Electricity,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 141131,131,St-Kitts and Nevis,St-Kitts and Nevis,Hotel and restaurants,507169,No,-44,-44,-44,-44,Partnership (including limited liability companies), -44,65,100,0,0,0,All women,Yes,Yes,65,Makes major strategic and fiancial decisions,9,16,All women,Female,Female,Female,1995,Yes,Yes,1995,17,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,5,Yes,No,Yes,0,-44,-44,100,0, -44,10,55,35,0,Government or government agencies (including state-owned ent,10,40,50,beverages,100,International,15,Remained the same,Decreased,2-5,45,55,0,1996,united states,50,turkey,5,10,0,4,80,20,Yes,13,Yes,Yes,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,Yes,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,-44, -44,Strongly disagree,Tend to agree,Tend to agree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,Yes,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,Yes,4,No,Yes,10,0,-44,No,-44,-44,No,-44,-44,Yes,0,2,17,23,7,8,5,3,7,3,2,2,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,7,52000,7,53000,6,62000,1,29000,2,27000,1,32000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,16000,1,14500,1,17600,1,20000,1,18700,1,23300,8,16000,7,15700,7,18300,0,-77,0,-77,0,-77,5,16000,5,16300,5,18100,-44, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed secondary,Important,Slightly important,Critical,Very important,Important,Important,Important,Slightly important,Important,Important,Important,Slightly important,Slightly important,Not important,Important,Critical,Critical,Very important,Slightly important,Important,Very important,Critical,Important,Important,Very important,Not important,Slightly important,Important,Slightly important,Not important,Important,Important,Important,Critical,Very important,Important,Very important,Important,Important,Important,Important,Important,Critical,Slightly important,Very important,Important,Critical,Critical,Critical,Critical,Critical,Slightly important,Slightly important,Important,Not important,Slightly important,Very important,Slightly important,Important,Important,Slightly important,Important,Slightly important,Slightly important,Important,Not important,Slightly important,Slightly important,Important,Important,Critical,Critical,Critical,Very important,Slightly important,Slightly important,Slightly important,Important,Slightly important,Not important,Not difficult,Very difficult,Very difficult,1,21,Not difficult,Very difficult,Difficult,1,15,Slightly difficult,Difficult,Slightly difficult,0,4,Slightly difficult,Not difficult,Not difficult,0,3,Slightly difficult,Not difficult,Slightly difficult,0,2,Slightly difficult,Difficult,Slightly difficult,1,10,Not difficult,Slightly difficult,Difficult,0,9,Not difficult,Slightly difficult,Not difficult,1,10,Slightly difficult,Not difficult,Not difficult,0,2,Very important,Critical,Very important,Not important,Critical,Not important,Not important,Slightly important,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,Public placement office, -44,No,-44,-44,-44,-44,Yes,5,2,No,The firm cannot afford the optimal level of training,Yes,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Yes,0,100, -44,0,No,-44,No,75,12,3,0,10,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Did not think it would be approved,2140000,1940000,500000,490000,64000,19400,378000,23500,3000,3000,3000,0,0,396000,543000,582000,679000,1740000,No obstacle,Minor obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,Minor obstacle,No obstacle,Very severe obstacle,No obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Minor obstacle,-44,-44,-44,-44,-44,Access to finance,"Crime, theft and disorder",Labor Regulations,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Somewhat truthful,Are taken directly from the establishment's records, 14169,69,St-Kitts and Nevis,St-Kitts and Nevis,Transport,507155,Yes,3,Establishment physically separated from HQ and other establi,Yes,-44,Shareholding company with non-traded shares or shares traded, -44,60,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Male,1984,Yes,Yes,1984,11,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,3,1,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,0,3,1,-44,Yes,9,Yes,Yes,Yes,0,-44,-44,100,0, -44,15,60,25,5,Large private firms (more than 100 employees),40,40,20,tours,95,International,5,Decreased,Increased,More than 5,20,80,0,1985,united states,40,canada,25,6,2,3,50,50,Yes,13,Yes,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,No obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,-44, -44,Tend to agree,Tend to disagree,Strongly agree,Tend to disagree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,50000,0,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,5,No,-44,-44,Yes,5,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,9,23,7,8,5,3,0,0,4,1,6,3,2,1,0,0,0,1,0,2,1,2,4,0,3,10,50000,9,49000,8,58000,1,38000,2,36000,1,45000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,16000,1,15000,1,19000,1,18000,1,18300,1,20000,10,16000,11,15100,10,17800,0,-77,0,-77,0,-77,6,15000,6,14200,6,16500,Increase/decreased demand for goods, -44,University graduate,Post graduated,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Completed secondary,Started but did not complete college/vocational training,Completed secondary,Completed college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Important,Important,Critical,Important,Important,Very important,Slightly important,Slightly important,Very important,Very important,Important,Slightly important,Not important,Slightly important,Slightly important,Critical,Critical,Very important,Important,Important,Very important,Critical,Important,Very important,Critical,Slightly important,Slightly important,Important,Not important,Slightly important,Slightly important,Important,Important,Very important,Very important,Slightly important,Very important,Important,Very important,Important,Important,Important,Critical,Slightly important,Critical,Important,Critical,Very important,Very important,Very important,Very important,Slightly important,Not important,Important,Not important,Important,Important,Important,Slightly important,Important,Slightly important,Important,Important,Important,Important,Slightly important,Not important,Slightly important,Important,Important,Critical,Critical,Critical,Critical,Not important,Slightly important,Important,Important,Slightly important,Slightly important,Slightly difficult,Difficult,Difficult,1,21,Slightly difficult,Almost impossible,Difficult,1,4,Slightly difficult,Very difficult,Slightly difficult,0,7,Not difficult,Slightly difficult,Not difficult,1,3,Slightly difficult,Difficult,Not difficult,0,10,Slightly difficult,Slightly difficult,Slightly difficult,1,10,Not difficult,Difficult,Slightly difficult,1,5,Slightly difficult,Not difficult,Slightly difficult,1,9,Not difficult,Slightly difficult,Slightly difficult,0,2,Important,Very important,Very important,Important,Very important,Slightly important,Slightly important,Slightly important,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Public announcement/advertisement, -44,No,-44,-44,-44,-44,Yes,1,2,No,The firm does not have enough information about training pro,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,12,No,65,16,4,0,15,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Size of loan and maturity are insufficiant,330000,240000,69600,48000,2000,9600,0,2000,0,0,0,0,0,36000,47000,53000,79000,98000,Minor obstacle,No obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,Major obstacle,No obstacle,Very severe obstacle,No obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Macroeconomic environment,Cost of finance,No obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Community based organization, -44,technological and Innovation Support, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,Truthful,Are taken directly from the establishment's records, 1417,7,St-Kitts and Nevis,St-Kitts and Nevis,Construction,507162,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,50,100,0,0,0,Equally men and women,No,No,15,Delegates decisions to other partners,12,2,Predominantly men,Male,Female,Female,1989,No,Yes,1989,47,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,0,2,1,-44,No,-44,-44,-44,-44,Yes,0,1,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,45,40,15,0,Small private firms (less than 20 employees),40,40,20,construction,60,Local,10,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,55,45,No,-44,No,No,No,No,Yes,No,Yes,Other company of the sector, -44,No,No,No,Yes,No,No,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,Very Important,Very Important,Important,Very Important,Slightly important,Important,Very Important,Yes,65,Yes,35,No,-44,No,No,20000,-44,No,No,No,No,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,No obstacle,-44, -44,Tend to agree,Strongly disagree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,Yes,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,No,-44,-44,Yes,0,0,-44,Yes,5,Yes,No,-44,-44,No,-44,-44,33,25,8,8,6,3,0,0,4,2,2,2,0,0,0,0,0,0,0,1,2,0,0,0,0,10,50000,10,49000,9,57000,1,31000,1,29000,1,34000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,16000,1,14800,1,19000,1,15000,1,13600,1,16500,8,19000,8,18000,8,22200,0,-77,0,-77,0,-77,6,16000,6,16300,5,18000,-44, -44,Post graduated,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Important,Important,Critical,Very important,Important,Very important,Important,Important,Important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Very important,Critical,Critical,Very important,Very important,Critical,Critical,Very important,Slightly important,Critical,Slightly important,Important,Important,Not important,Not important,Important,Important,Critical,Critical,Critical,Very important,Critical,Important,Important,Important,Important,Important,Critical,Important,Very important,Important,Very important,Very important,Critical,Very important,Very important,Slightly important,Not important,Very important,Not important,Very important,Very important,Slightly important,Not important,Important,Important,Important,Important,Slightly important,Very important,Slightly important,Not important,Not important,Very important,Important,Critical,Critical,Critical,Critical,Slightly important,Slightly important,Very important,Very important,Important,Important,Not difficult,Difficult,Difficult,1,12,Difficult,Almost impossible,Slightly difficult,1,4,Slightly difficult,Difficult,Slightly difficult,0,9,Slightly difficult,Not difficult,Slightly difficult,1,1,Not difficult,Slightly difficult,Slightly difficult,0,9,Slightly difficult,Difficult,Difficult,1,7,Not difficult,Difficult,Slightly difficult,1,7,Slightly difficult,Not difficult,Slightly difficult,0,3,Not difficult,Slightly difficult,Not difficult,1,1,Very important,Very important,Not important,Important,Important,Not important,Slightly important,Slightly important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,No obstacle,No obstacle,Moderate obstacle,No obstacle,No obstacle,Public placement office, -44,No,-44,-44,-44,-44,Yes,1,2,Yes,-44,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,14,No,75,16,4,0,5,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,Yes,Line of credit,2008,300000,11,18,Other,Yes,Yes,No,No,No,No, -44,125,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,1620000,1860000,539400,465000,63000,18600,28000,30000,2000,2000,4000,0,0,315000,307000,484000,465000,992000,No obstacle,Minor obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Corruption,Tax administration,Electricity,Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Government based organization, -44,technological and Innovation Support, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are taken directly from the establishment's records, 141140,140,St-Kitts and Nevis,St-Kitts and Nevis,Information technology,507157,No,-44,-44,-44,-44,Limited partnership, -44,75,100,0,0,0,Predominantly women,Yes,Yes,75,Makes major strategic and fiancial decisions,14,5,Predominantly men,Male,Male,Male,1993,Yes,Yes,1994,27,No,-44,-44,No,-44,-44,No,-44,-44,Yes,23,No,Yes,1,1,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,35,60,5,0,Medium private firms (20-100 employees),40,55,5,computer and related activitie,95,National,10,Increased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,65,35,No,-44,Yes,No,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,Yes,No,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to agree,Yes,No,-44,-44,-44,-44,Yes,-44,60000,Yes,1,-44,Yes,2,During working hours,Firearm/gun,Personal possessions of employees or customers,45000,Gang related,Yes,Yes,-44,Yes,2,Outside working hours,Firearm/gun,Money,450,A customer,No,No,There was no insurance requirement,Yes,1,During working hours,Firearm/gun,Money,17000,Other,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,4,Outside working hours,Knife,Other company property,500,Other,No,No,-44,Yes,3,During working hours,Baseball bat,Money,7500,Gang related,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,Yes,No,-44,-44,No,-44,-44,Yes,Yes,Yes,2,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,15,2,21,26,8,9,6,3,4,3,2,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,8,68000,8,64000,7,78000,1,37000,2,36000,1,41000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,19000,1,19000,1,22600,1,15000,1,13800,1,16300,9,15000,9,13600,10,17500,0,-77,0,-77,0,-77,6,17000,7,16200,6,18300,Increase/decreased demand for goods, -44,Post graduated,University graduate,Post graduated,Post graduated,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed secondary,Important,Slightly important,Critical,Important,Important,Important,Important,Important,Important,Important,Slightly important,Important,Slightly important,Slightly important,Important,Critical,Very important,Critical,Slightly important,Very important,Very important,Critical,Important,Important,Very important,Important,Slightly important,Very important,Not important,Not important,Important,Important,Very important,Critical,Critical,Very important,Very important,Important,Very important,Very important,Important,Important,Critical,Important,Critical,Important,Very important,Critical,Critical,Critical,Critical,Not important,Not important,Important,Not important,Very important,Important,Not important,Slightly important,Slightly important,Important,Very important,Important,Slightly important,Important,Not important,Not important,Slightly important,Important,Important,Critical,Very important,Critical,Very important,Not important,Not important,Important,Important,Slightly important,Not important,Not difficult,Very difficult,Difficult,0,18,Slightly difficult,Very difficult,Difficult,0,15,Not difficult,Slightly difficult,Slightly difficult,0,8,Not difficult,Not difficult,Slightly difficult,1,3,Not difficult,Slightly difficult,Slightly difficult,1,9,Slightly difficult,Difficult,Difficult,1,7,Not difficult,Difficult,Difficult,1,6,Not difficult,Slightly difficult,Slightly difficult,0,5,Slightly difficult,Not difficult,Slightly difficult,0,1,Very important,Very important,Slightly important,Slightly important,Very important,Slightly important,Slightly important,Slightly important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Public placement office, -44,No,-44,-44,-44,-44,Yes,0,2,Yes,-44,Yes,Major obstacle,Moderate obstacle,No obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,Yes,0,100, -44,0,Yes,13,Yes,80,0,0,0,20,0,0,0,0,0,0,0,0, -44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,2,2,Other objections,-44,1720000,1760000,686400,492800,176000,35200,63000,9000,1000,2000,1000,53000,0,348000,451000,440000,704000,450000,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,No obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Very severe obstacle,Moderate obstacle,-44,-44,-44,-44,-44,"Crime, theft and disorder",Tax administration,Electricity,No obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Private independent fund, -44,Marketing and Operations support, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are taken directly from the establishment's records, 14128,28,St-Kitts and Nevis,St-Kitts and Nevis,Wholesale,507211,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All women,Female,Female,Female,1993,No,Yes,1993,18,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,3,1,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,2,Yes,Yes,Yes,0,-44,-44,100,0, -44,5,55,40,0,Medium private firms (20-100 employees),15,40,45,quaker products,60,National,20,Decreased,Remained the same,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,85,15,Yes,7,Yes,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,-44,12500,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,29,Yes,1,No,No,-44,0,-44,Yes,10,No,Yes,120,No,Yes,0,2,8,27,8,9,6,4,8,3,2,2,4,3,1,0,0,1,0,0,0,1,1,1,0,0,0,11,65000,10,62000,11,75000,1,42000,1,41000,1,47000,1,30000,2,29000,1,33000,1,17000,1,16000,1,20000,1,19000,1,18800,1,22400,0,-77,0,-77,0,-77,10,17000,9,15600,9,18300,0,-77,0,-77,0,-77,6,16000,6,15900,6,18100,New production methods, -44,University graduate,Post graduated,Post graduated,University graduate,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Completed secondary,-44,-44,Completed secondary,Completed secondary,Slightly important,Important,Critical,Important,Important,Very important,Important,Slightly important,Important,Important,Slightly important,Important,Important,Important,Important,Critical,Critical,Very important,Slightly important,Important,Critical,Very important,Very important,Very important,Critical,Slightly important,Important,Very important,Not important,Not important,Important,Important,Important,Critical,Critical,Important,Critical,Important,Important,Important,Important,Important,Critical,Not important,Critical,Important,Critical,Very important,Very important,Critical,Very important,Slightly important,Slightly important,Very important,Not important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Important,Very important,Slightly important,Important,Important,Slightly important,Slightly important,Slightly important,Very important,Important,Critical,Critical,Critical,Very important,Slightly important,Slightly important,Very important,Important,Slightly important,Slightly important,Slightly difficult,Difficult,Difficult,2,19,Slightly difficult,Almost impossible,Difficult,1,10,Slightly difficult,Difficult,Slightly difficult,0,3,Slightly difficult,Slightly difficult,Slightly difficult,1,3,Slightly difficult,Slightly difficult,Not difficult,0,3,Not difficult,Difficult,Slightly difficult,0,3,Not difficult,Difficult,Difficult,1,9,Slightly difficult,Slightly difficult,Slightly difficult,0,5,Not difficult,Not difficult,Not difficult,0,1,Very important,Very important,Very important,Important,Very important,Not important,Slightly important,Not important,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,Moderate obstacle,Major obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,Private placement office, -44,No,-44,-44,-44,-44,Yes,1,2,Yes,-44,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,12,No,0,44,11,0,45,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Application procedures for loans or line of credit are compl,17380000,14190000,5270000,720000,341000,141900,14000,227000,11000,36000,25000,0,0,1788000,2306000,2980000,3548000,6586000,No obstacle,Minor obstacle,No obstacle,Major obstacle,No,Yes,Yes,No,No,No,No,No obstacle,Minor obstacle,Minor obstacle,No obstacle,Very severe obstacle,No obstacle,Minor obstacle,Major obstacle,No obstacle,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Cost of finance,Access to land for expansion / relocation,Minor obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 14162,62,St-Kitts and Nevis,St-Kitts and Nevis,Other manufacturing,507148,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,80,80,0,0,20,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Male,Female,Female,1993,No,Yes,1993,22,Yes,39,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,3,1,-44,No,-44,-44,-44,-44,Yes,2,1,1,-44,Yes,2,4,2,-44,Yes,0,Yes,Yes,Yes,90,75,105,10,0, -44,0,60,40,10,Others,0,65,35,newspaper,65,National,10,Increased,Remained the same,More than 5,100,0,40,-44,-44,-44,-44,-44,-44,-44,-44,75,25,Yes,4,Yes,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,Yes,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,No obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,-44, -44,Tend to agree,Strongly disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,Yes,15,Yes,2,No,No,-44,-44,0,No,-44,-44,No,-44,-44,No,-44,-44,3,28,8,9,7,4,3,2,1,2,1,1,0,0,0,0,0,0,0,1,1,0,0,0,0,9,66000,8,60000,7,74000,1,29000,2,29000,1,32000,1,30000,1,30000,1,34000,1,18000,1,18000,1,21000,1,15000,1,14200,1,17700,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,9,19000,9,17800,9,20900,7,17000,7,15800,6,20000,-44, -44,Post graduated,Post graduated,University graduate,University graduate,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Completed college/vocational training,Completed secondary,Completed primary school,Very important,Important,Very important,Important,Important,Important,Important,Important,Very important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Very important,Very important,Critical,Important,Important,Very important,Critical,Slightly important,Important,Very important,Important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Important,Critical,Critical,Very important,Very important,Very important,Very important,Important,Important,Important,Very important,Very important,Important,Very important,Important,Critical,Very important,Critical,Very important,Critical,Not important,Not important,Very important,Not important,Important,Important,Slightly important,Slightly important,Not important,Important,Slightly important,Important,Important,Very important,Not important,Not important,Slightly important,Important,Very important,Critical,Critical,Critical,Very important,Not important,Slightly important,Very important,Important,Slightly important,Important,Not difficult,Very difficult,Difficult,1,14,Slightly difficult,Very difficult,Slightly difficult,0,12,Not difficult,Difficult,Slightly difficult,0,5,Slightly difficult,Slightly difficult,Slightly difficult,1,2,Not difficult,Slightly difficult,Slightly difficult,1,5,Not difficult,Slightly difficult,Slightly difficult,0,3,Not difficult,Difficult,Difficult,0,7,Slightly difficult,Slightly difficult,Difficult,1,5,Not difficult,Slightly difficult,Not difficult,1,2,Important,Important,Important,Slightly important,Very important,Not important,Slightly important,Slightly important,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Public placement office, -44,No,-44,-44,-44,-44,No,-44,-44,No,The firm cannot afford the optimal level of training,Yes,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Yes,0,100, -44,0,Yes,9,No,80,12,3,0,5,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Did not think it would be approved,1200000,1430000,400000,330000,36000,6000,60000,10000,0,0,0,0,0,845000,7704000,1243000,9630000,2461000,Major obstacle,Major obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Macroeconomic environment,Customs and Trade Regulations,Cost of finance,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Local business association, -44,Marketing and Operations support, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Truthful,Are taken directly from the establishment's records, 14140,40,St-Kitts and Nevis,St-Kitts and Nevis,Hotel and restaurants,507237,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Female,1969,No,Yes,1969,32,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,2,1,-44,Yes,2,0,0,-44,Yes,3,2,1,-44,Yes,1,1,2,-44,Yes,5,Yes,Yes,Yes,0,-44,-44,100,0, -44,45,40,15,3,Individuals,40,30,30,printing services and IT produ,50,Local,5,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,30,70,Yes,2,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,-44, -44,Tend to disagree,Strongly disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,-44,3600,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,0,0,Yes,No,Yes,Yes,No,No,-44,-44,No,-44,-44,No,Yes,No,25,Yes,10,No,Yes,0,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,8,29,8,10,7,4,6,5,3,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,8,60000,7,56000,7,65000,1,29000,2,27000,1,33000,1,37000,2,37000,1,42000,1,19000,1,19000,1,21000,1,18000,1,17300,1,21000,0,-77,0,-77,0,-77,10,15000,10,13600,10,16800,0,-77,0,-77,0,-77,7,16000,7,15400,6,17200,Increase/decreased demand for goods, -44,University graduate,University graduate,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Important,Important,Very important,Very important,Important,Very important,Important,Important,Important,Important,Slightly important,Important,Slightly important,Slightly important,Important,Critical,Critical,Critical,Important,Very important,Critical,Critical,Important,Very important,Critical,Slightly important,Important,Important,Slightly important,Not important,Important,Important,Important,Critical,Critical,Very important,Very important,Important,Important,Important,Important,Important,Critical,Important,Critical,Very important,Critical,Critical,Very important,Very important,Critical,Not important,Slightly important,Important,Slightly important,Important,Important,Slightly important,Not important,Slightly important,Very important,Slightly important,Important,Very important,Slightly important,Not important,Not important,Slightly important,Very important,Important,Critical,Critical,Critical,Critical,Not important,Important,Important,Very important,Slightly important,Slightly important,Not difficult,Almost impossible,Difficult,1,11,Slightly difficult,Difficult,Difficult,0,15,Not difficult,Slightly difficult,Slightly difficult,1,4,Slightly difficult,Not difficult,Slightly difficult,0,1,Slightly difficult,Slightly difficult,Slightly difficult,1,9,Slightly difficult,Slightly difficult,Difficult,1,7,Not difficult,Slightly difficult,Slightly difficult,1,2,Not difficult,Not difficult,Slightly difficult,1,2,Not difficult,Not difficult,Slightly difficult,1,1,Critical,Very important,Very important,Slightly important,Very important,Not important,Slightly important,Not important,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Private placement office, -44,No,-44,-44,-44,-44,Yes,3,2,Yes,-44,Yes,Major obstacle,Very severe obstacle,No obstacle,Moderate obstacle,Major obstacle,No obstacle,Yes,0,100, -44,0,Yes,13,No,40,32,8,0,20,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Collateral requirements for loans or line of credit are unat,4220000,4650000,1534500,1310000,228000,46500,104000,102500,16000,11000,13000,0,0,791000,1125000,1163000,1814000,1210000,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,Major obstacle,Minor obstacle,-44,-44,-44,-44,-44,Access to finance,"Crime, theft and disorder",Tax Rates,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,International organization, -44,"General management, Business development and Strategies supp", -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 141137,137,St-Kitts and Nevis,St-Kitts and Nevis,Hotel and restaurants,507181,No,-44,-44,-44,-44,Partnership (including limited liability companies), -44,30,100,0,0,0,Predominantly men,No,Yes,28,Makes decisions in consultation with other partners,12,7,Predominantly men,Male,Male,Male,1995,No,Yes,1995,17,No,-44,-44,No,-44,-44,No,-44,-44,Yes,26,No,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,2,4,1,-44,Yes,2,7,1,-44,Yes,5,Yes,Yes,Yes,0,-44,-44,100,0, -44,15,55,30,10,Large private firms (more than 100 employees),20,65,15,accomodation,70,International,10,Increased,Remained the same,More than 5,20,80,0,1996,united states,15,canada,10,6,0,4,85,15,Yes,9,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,Yes,No,No,Major obstacle,Moderate obstacle,No obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,No obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to agree,Strongly agree,Yes,No,-44,-44,-44,-44,Yes,-44,50000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,5000,Yes,Yes,No,Yes,No,No,-44,-44,No,-44,-44,No,Yes,Yes,2,Yes,2,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,21,30,9,10,7,4,5,6,3,2,3,2,1,0,0,0,0,0,0,1,1,1,0,0,3,11,63000,10,60000,10,70000,1,43000,1,43000,1,49000,1,35000,1,36000,1,38000,1,16000,1,15000,1,18000,1,20000,1,20000,1,22400,0,-77,0,-77,0,-77,11,17000,12,15100,12,18700,0,-77,0,-77,0,-77,7,16000,7,16300,6,18700,-44, -44,University graduate,Post graduated,Post graduated,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Important,Important,Critical,Very important,Important,Very important,Important,Slightly important,Slightly important,Slightly important,Important,Slightly important,Not important,Important,Important,Very important,Very important,Very important,Important,Important,Critical,Critical,Important,Important,Very important,Not important,Slightly important,Important,Slightly important,Important,Important,Very important,Very important,Very important,Very important,Important,Very important,Very important,Very important,Very important,Important,Important,Very important,Important,Critical,Important,Very important,Critical,Very important,Critical,Critical,Slightly important,Not important,Very important,Slightly important,Important,Slightly important,Slightly important,Not important,Important,Slightly important,Important,Important,Slightly important,Important,Slightly important,Slightly important,Not important,Very important,Important,Critical,Very important,Critical,Very important,Not important,Slightly important,Important,Very important,Slightly important,Slightly important,Not difficult,Very difficult,Slightly difficult,2,14,Slightly difficult,Difficult,Difficult,1,13,Slightly difficult,Difficult,Difficult,1,7,Slightly difficult,Slightly difficult,Slightly difficult,1,3,Slightly difficult,Slightly difficult,Slightly difficult,0,6,Slightly difficult,Slightly difficult,Slightly difficult,0,3,Not difficult,Slightly difficult,Difficult,2,10,Not difficult,Slightly difficult,Slightly difficult,0,5,Not difficult,Not difficult,Not difficult,1,1,Important,Very important,Slightly important,Slightly important,Critical,Not important,Not important,Slightly important,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Through family/friends, -44,No,-44,-44,-44,-44,Yes,3,2,No,The benefits of training are small than the costs,Yes,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,No obstacle,No,0,100, -44,0,Yes,9,No,85,0,0,0,10,0,0,0,0,0,0,0,5, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Interest rates are not favorable,4930000,5130000,1949400,680000,72000,153900,347000,82000,7000,12000,6000,0,0,1012000,824000,1488000,1129000,3705000,Minor obstacle,Minor obstacle,No obstacle,Major obstacle,No,No,No,No,Yes,Yes,No,No obstacle,No obstacle,No obstacle,Minor obstacle,Moderate obstacle,No obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Access to finance,Practices of competitors in the informal sector,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not aware of this type of assistance and don't know it advan, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 14168,68,St-Kitts and Nevis,St-Kitts and Nevis,Hotel and restaurants,507178,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,65,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Male,2006,No,Yes,2006,9,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,6,1,0,-44,No,-44,-44,-44,-44,Yes,1,4,0,-44,Yes,2,1,1,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0, -44,10,60,30,4,Your parent company or affiliated establishments,20,40,40,accomodation,80,International,5,Remained the same,Remained the same,More than 5,30,70,0,2007,germany,40,canada,20,9,0,0,30,70,Yes,14,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to disagree,Strongly agree,Yes,No,-44,-44,-44,-44,Yes,3,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,25000,0,Yes,No,No,Yes,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,0,2,13,31,10,10,7,4,3,4,2,2,0,0,0,0,0,0,0,0,0,0,0,0,0,0,4,10,53000,9,54000,8,62000,1,30000,1,30000,1,34000,1,35000,2,35000,1,40000,1,16000,1,15000,1,18000,1,16000,1,14300,1,18300,0,-77,0,-77,0,-77,10,15000,10,14900,11,17700,0,-77,0,-77,0,-77,7,17000,7,15600,7,19100,-44, -44,University graduate,University graduate,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Important,Important,Critical,Important,Very important,Important,Important,Slightly important,Slightly important,Important,Important,Important,Not important,Slightly important,Very important,Very important,Critical,Critical,Important,Important,Very important,Critical,Very important,Very important,Critical,Not important,Slightly important,Important,Not important,Slightly important,Critical,Slightly important,Important,Critical,Critical,Important,Critical,Important,Important,Important,Very important,Important,Critical,Important,Critical,Very important,Critical,Critical,Critical,Very important,Critical,Slightly important,Slightly important,Important,Not important,Important,Very important,Not important,Slightly important,Slightly important,Important,Important,Slightly important,Slightly important,Slightly important,Not important,Slightly important,Slightly important,Important,Very important,Critical,Very important,Critical,Very important,Important,Slightly important,Very important,Important,Slightly important,Not important,Slightly difficult,Very difficult,Very difficult,1,22,Not difficult,Very difficult,Slightly difficult,1,10,Not difficult,Slightly difficult,Slightly difficult,0,7,Slightly difficult,Slightly difficult,Not difficult,1,2,Not difficult,Slightly difficult,Slightly difficult,1,5,Slightly difficult,Slightly difficult,Slightly difficult,1,9,Not difficult,Difficult,Difficult,1,4,Not difficult,Not difficult,Slightly difficult,1,5,Not difficult,Not difficult,Not difficult,1,2,Very important,Important,Important,Important,Very important,Slightly important,Slightly important,Not important,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,Public placement office, -44,Yes to fire,No,-44,Yes,1,Yes,0,2,Yes,-44,Yes,Major obstacle,Moderate obstacle,No obstacle,Very severe obstacle,No obstacle,No obstacle,Yes,0,100, -44,0,Yes,7,No,90,0,0,0,10,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Did not think it would be approved,3920000,3920000,980000,400000,129000,78400,0,66500,7000,6000,12000,0,0,846000,576000,1058000,823000,1196000,Moderate obstacle,No obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,No obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,No obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,"Crime, theft and disorder",Practices of competitors in the informal sector,Minor obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Too expensive, -44,-44,-44, -44,-44, -44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are taken directly from the establishment's records, 14193,93,St-Kitts and Nevis,St-Kitts and Nevis,Hotel and restaurants,507173,No,-44,-44,-44,-44,Partnership (including limited liability companies), -44,25,50,50,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,2000,No,Yes,2000,12,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,2,1,-44,No,-44,-44,-44,-44,Yes,3,2,0,-44,Yes,1,5,1,-44,Yes,13,Yes,No,Yes,0,-44,-44,100,0, -44,15,45,40,0,Government or government agencies (including state-owned ent,10,55,35,beverages,100,Local,5,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,35,65,Yes,15,Yes,Yes,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,Yes,No,No,No,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,No obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,-44, -44,Tend to disagree,Strongly disagree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,-44,64000,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,Outside working hours,Other,Money,1000,A fellow employee,No,No,Loss was small,Yes,3,During working hours,Other,Other company property,100,Group of criminals,No,No,Loss was small,Yes,1,Outside working hours,Knife,Goods or stock,2500,Gang related,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,Yes,No,-44,-44,No,-44,-44,Yes,Yes,Yes,10,Yes,4,No,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,0,2,22,31,10,10,7,4,0,5,3,1,2,2,0,0,0,0,0,0,0,1,1,0,0,0,0,12,47000,13,42000,14,51000,1,38000,2,34000,1,44000,1,36000,1,32000,1,39000,1,17000,1,17000,1,19000,1,17000,1,17200,1,19300,0,-77,0,-77,0,-77,10,15000,9,14300,8,16800,0,-77,0,-77,0,-77,7,16000,8,14800,8,18300,Economic upturn/downturn, -44,University graduate,Completed college/vocational training,University graduate,Post graduated,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,-44,-44,Completed secondary,Completed secondary,Important,Slightly important,Critical,Very important,Very important,Very important,Slightly important,Slightly important,Very important,Very important,Important,Important,Not important,Slightly important,Important,Critical,Critical,Critical,Important,Important,Very important,Very important,Slightly important,Important,Critical,Not important,Important,Important,Important,Not important,Important,Slightly important,Very important,Critical,Critical,Slightly important,Very important,Important,Important,Important,Very important,Important,Critical,Slightly important,Critical,Very important,Critical,Critical,Critical,Very important,Very important,Not important,Not important,Important,Not important,Very important,Important,Slightly important,Slightly important,Not important,Important,Slightly important,Important,Important,Important,Not important,Slightly important,Not important,Important,Important,Critical,Critical,Very important,Very important,Slightly important,Slightly important,Important,Slightly important,Not important,Not important,Not difficult,Difficult,Slightly difficult,2,23,Slightly difficult,Difficult,Slightly difficult,1,12,Not difficult,Difficult,Difficult,0,7,Slightly difficult,Slightly difficult,Slightly difficult,0,2,Slightly difficult,Slightly difficult,Slightly difficult,0,10,Not difficult,Slightly difficult,Slightly difficult,0,10,Slightly difficult,Difficult,Difficult,1,4,Not difficult,Not difficult,Not difficult,0,5,Not difficult,Slightly difficult,Not difficult,1,2,Very important,Very important,Very important,Important,Very important,Not important,Slightly important,Slightly important,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,No obstacle,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,Private placement office, -44,Yes to both,Yes,3,No,-44,Yes,0,2,No,The benefits of training are small than the costs,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,13,No,40,32,8,0,20,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Interest rates are not favorable,1720000,1800000,420000,440000,76000,72000,60000,30500,4000,2000,6000,0,0,302000,518000,504000,648000,993000,Very severe obstacle,Very severe obstacle,No obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Very severe obstacle,No obstacle,Minor obstacle,Major obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Electricity,Telecommunications,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,NGO, -44,Marketing and Operations support, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 14122,22,St-Kitts and Nevis,St-Kitts and Nevis,Hotel and restaurants,507183,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Male,1996,Yes,Yes,1996,38,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,2,1,-44,No,-44,-44,-44,-44,Yes,1,0,0,-44,No,-44,-44,-44,-44,Yes,9,Yes,Yes,Yes,0,-44,-44,100,0, -44,5,60,35,2,Others,5,60,35,food and beverage,100,Local,5,Decreased,Remained the same,More than 5,100,0,5,-44,-44,-44,-44,-44,-44,-44,-44,75,25,No,-44,Yes,No,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Minor obstacle,Minor obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Minor obstacle,-44, -44,Tend to agree,Tend to disagree,Strongly disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,1,-44,Yes,1,-44,Yes,1,Outside working hours,Firearm/gun,Money,30000,Gang related,Yes,Yes,-44,Yes,1,Outside working hours,Firearm/gun,Money,150,Gang related,No,No,Not enough police/not enough resources,Yes,1,Outside working hours,Knife,Goods or stock,26000,Group of criminals,Yes,Yes,-44,Yes,2,During working hours,Firearm/gun,Goods or stock,750,Someone working alone,No,No,Offenders rarely caught or prosecuted,Yes,2,Outside working hours,Other,Other company property,700,Other,No,No,Police have not done anything in the past,Yes,2,During working hours,Firearm/gun,Money,6500,Group of criminals,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,50000,0,Yes,Yes,No,No,Yes,No,-44,-44,No,-44,-44,No,Yes,Yes,1,Yes,2,No,No,-44,-44,0,Yes,0,Yes,No,-44,-44,Yes,0,2,12,31,10,10,7,4,0,0,4,2,2,2,0,0,0,0,0,0,0,1,1,0,0,0,0,12,44000,11,40000,11,52000,1,29000,2,27000,1,34000,1,27000,2,26000,1,31000,1,16000,1,16000,1,18000,1,17000,1,17200,1,18300,0,-77,0,-77,0,-77,10,14000,11,13500,10,16500,0,-77,0,-77,0,-77,7,16000,8,14400,7,18300,Increase/decreased demand for goods, -44,University graduate,Post graduated,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed secondary,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed primary school,Important,Important,Critical,Very important,Very important,Important,Important,Slightly important,Very important,Slightly important,Important,Important,Slightly important,Slightly important,Slightly important,Critical,Critical,Critical,Very important,Important,Very important,Critical,Slightly important,Important,Critical,Slightly important,Important,Slightly important,Not important,Slightly important,Very important,Important,Important,Very important,Very important,Important,Very important,Important,Important,Important,Important,Very important,Critical,Slightly important,Critical,Important,Critical,Critical,Very important,Critical,Critical,Slightly important,Slightly important,Slightly important,Slightly important,Important,Important,Not important,Not important,Slightly important,Important,Important,Slightly important,Very important,Slightly important,Not important,Slightly important,Slightly important,Important,Important,Very important,Critical,Critical,Very important,Not important,Slightly important,Important,Important,Not important,Not important,Not difficult,Very difficult,Difficult,2,18,Slightly difficult,Difficult,Difficult,0,15,Slightly difficult,Difficult,Slightly difficult,1,10,Not difficult,Slightly difficult,Slightly difficult,0,3,Slightly difficult,Slightly difficult,Slightly difficult,1,8,Difficult,Difficult,Slightly difficult,1,10,Slightly difficult,Slightly difficult,Difficult,1,3,Not difficult,Not difficult,Slightly difficult,0,3,Not difficult,Not difficult,Not difficult,1,1,Important,Important,Important,Important,Important,Not important,Not important,Slightly important,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Public placement office, -44,No,-44,-44,-44,-44,Yes,3,2,No,The firm cannot afford the optimal level of training,Yes,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No,90,10, -44,0,No,-44,No,30,16,4,0,50,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Did not think it would be approved,3460000,3430000,1390000,950000,120000,137200,101000,41000,3000,8000,3000,0,0,595000,951000,960000,1235000,989000,Minor obstacle,Major obstacle,No obstacle,Major obstacle,Yes,Yes,Yes,No,No,Yes,No,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,"Crime, theft and disorder",Customs and Trade Regulations,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Community based organization, -44,technological and Innovation Support, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are taken directly from the establishment's records, 141118,118,St-Kitts and Nevis,St-Kitts and Nevis,Wholesale,507214,Yes,9,Establishment physically separated from HQ and other establi,Yes,-44,Sole proprietorship, -44,100,100,0,0,0,All women,Yes,No,100,Makes major strategic and fiancial decisions,6,7,Predominantly men,Male,Female,Female,-88,No,Yes,-88,22,No,-44,-44,No,-44,-44,No,-44,-44,Yes,30,No,Yes,3,2,0,-44,No,-44,-44,-44,-44,Yes,1,2,0,-44,No,-44,-44,-44,-44,Yes,5,Yes,Yes,Yes,0,-44,-44,100,0, -44,5,50,45,0,Others,10,70,20,frozen chicken parts,30,National,5,Remained the same,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,75,25,Yes,6,Yes,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,No obstacle,No obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to disagree,Tend to disagree,Yes,No,-44,-44,-44,-44,Yes,-44,3720,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,3,During working hours,Firearm/gun,Money,26000,Gang related,No,No,No loss or damage,Yes,2,Outside working hours,Knife,Money,750,Other,No,No,No loss or damage,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,Yes,No,No,-44,-44,No,-44,-44,No,No,Yes,10,Yes,2,No,Yes,5,0,-44,No,-44,-44,No,-44,-44,Yes,0,2,7,31,10,10,7,4,1,3,1,3,0,0,0,0,0,0,0,0,0,0,0,0,0,0,4,10,51000,9,49000,8,61000,1,34000,2,33000,1,37000,1,33000,1,31000,1,39000,1,16000,1,16000,1,17000,1,19000,1,19000,1,22600,0,-77,0,-77,0,-77,10,15000,9,15000,9,17000,0,-77,0,-77,0,-77,7,16000,7,15000,6,18000,New production methods, -44,University graduate,Post graduated,Post graduated,Post graduated,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Slightly important,Important,Critical,Very important,Important,Very important,Important,Important,Very important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Very important,Critical,Critical,Very important,Important,Critical,Critical,Important,Important,Critical,Slightly important,Important,Slightly important,Not important,Slightly important,Very important,Very important,Important,Critical,Critical,Very important,Very important,Important,Very important,Important,Very important,Important,Very important,Important,Very important,Slightly important,Very important,Critical,Critical,Critical,Critical,Slightly important,Slightly important,Slightly important,Not important,Very important,Important,Slightly important,Not important,Not important,Slightly important,Slightly important,Important,Slightly important,Important,Not important,Slightly important,Slightly important,Important,Very important,Critical,Critical,Critical,Very important,Not important,Slightly important,Important,Important,Not important,Slightly important,Slightly difficult,Very difficult,Difficult,1,25,Not difficult,Very difficult,Slightly difficult,0,9,Not difficult,Slightly difficult,Slightly difficult,0,9,Slightly difficult,Slightly difficult,Not difficult,1,1,Slightly difficult,Not difficult,Difficult,1,4,Difficult,Difficult,Slightly difficult,1,10,Not difficult,Slightly difficult,Slightly difficult,1,9,Not difficult,Not difficult,Difficult,1,6,Not difficult,Not difficult,Not difficult,0,2,Very important,Very important,Very important,Important,Very important,Not important,Not important,Slightly important,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,Major obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,Public announcement/advertisement, -44,Yes to both,No,-44,No,-44,Yes,3,1,No,Other,Yes,Very severe obstacle,Moderate obstacle,Minor obstacle,Major obstacle,No obstacle,No obstacle,Yes,0,100, -44,0,No,-44,Yes,80,0,0,0,20,0,0,0,0,0,0,0,0, -44,75,12.5,0,12.5,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Loan,2012,60000,11,72,Private commercial banks,Yes,No,No,No,No,No, -44,150,Yes,3,2,Incompleteness of loan application,-44,12630000,12730000,4582800,550000,356000,509200,121000,331000,17000,53000,50000,637000,0,2400000,3071000,3692000,4583000,5095000,No obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,Minor obstacle,Very severe obstacle,Minor obstacle,No obstacle,Very severe obstacle,Major obstacle,Minor obstacle,No obstacle,No obstacle,Very severe obstacle,No obstacle,-44,-44,-44,-44,-44,Access to finance,"Crime, theft and disorder",Labor Regulations,No obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed, -44,-44,-44, -44,-44, -44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Truthful,Are taken directly from the establishment's records, 141105,105,St-Kitts and Nevis,St-Kitts and Nevis,Construction,507221,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,50,0,100,0,0,Equally men and women,Yes,Yes,50,Makes major strategic and fiancial decisions,3,20,Equally men and women,Male,Female,Female,2006,No,Yes,2006,12,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,0,2,0,-44,No,-44,-44,-44,-44,Yes,9,5,1,-44,No,-44,-44,-44,-44,Yes,1,Yes,Yes,Yes,0,-44,-44,100,0, -44,25,70,5,5,Large private firms (more than 100 employees),25,45,30,real estate,100,Local,5,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,55,45,Yes,7,Yes,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,No obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Major obstacle,-44, -44,Strongly agree,Tend to disagree,Strongly agree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,No,45000,0,Yes,Yes,No,No,No,No,-44,-44,No,-44,-44,No,Yes,Yes,10,Yes,4,No,No,-44,0,-44,Yes,0,Yes,Yes,55,No,No,-44,-44,1,31,10,10,7,4,1,2,1,1,2,2,0,0,0,0,0,0,0,1,1,0,0,0,0,12,49000,11,46000,11,54000,1,33000,2,33000,1,39000,1,31000,1,30000,1,36000,1,16000,1,16000,1,18000,1,18000,1,18200,1,21400,0,-77,0,-77,0,-77,10,16000,11,16300,11,19000,0,-77,0,-77,0,-77,7,16000,7,16300,6,18800,Increase demand for higher quality product, -44,University graduate,University graduate,University graduate,University graduate,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed secondary,Not applicable,Not applicable,Completed college/vocational training,Completed secondary,-44,-44,Completed secondary,Completed primary school,Very important,Important,Very important,Important,Important,Important,Important,Important,Important,Important,Slightly important,Slightly important,Not important,Slightly important,Very important,Critical,Very important,Critical,Important,Very important,Critical,Very important,Slightly important,Very important,Critical,Slightly important,Important,Very important,Not important,Not important,Very important,Important,Important,Critical,Critical,Important,Very important,Important,Important,Important,Important,Slightly important,Very important,Important,Critical,Important,Critical,Critical,Very important,Critical,Critical,Slightly important,Not important,Important,Not important,Important,Important,Not important,Slightly important,Slightly important,Important,Important,Important,Slightly important,Important,Not important,Slightly important,Slightly important,Important,Important,Critical,Very important,Very important,Very important,Slightly important,Not important,Slightly important,Important,Slightly important,Slightly important,Not difficult,Very difficult,Difficult,2,24,Slightly difficult,Very difficult,Difficult,0,4,Difficult,Slightly difficult,Slightly difficult,1,4,Slightly difficult,Slightly difficult,Not difficult,1,1,Slightly difficult,Not difficult,Not difficult,0,8,Slightly difficult,Difficult,Slightly difficult,0,2,Not difficult,Difficult,Slightly difficult,1,6,Not difficult,Slightly difficult,Slightly difficult,0,4,Not difficult,Not difficult,Not difficult,0,1,Important,Very important,Very important,Important,Important,Not important,Not important,Slightly important,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,No obstacle,Public announcement/advertisement, -44,No,-44,-44,-44,-44,Yes,3,2,No,The firm is affraid of investing in workers that after the t,Yes,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,Yes,0,100, -44,0,No,-44,Yes,20,0,0,0,10,0,0,0,0,0,0,0,70, -44,50,25,0,25,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Loan,2010,10000,13,120,Private commercial banks,Yes,Yes,No,No,Yes,No, -44,200,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,14690000,15410000,2520000,3400000,724000,308200,38000,293000,18000,50000,56000,1695000,0,2256000,3865000,3698000,5856000,10059000,Minor obstacle,No obstacle,No obstacle,Major obstacle,No,Yes,No,No,No,Yes,Yes,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Very severe obstacle,Very severe obstacle,No obstacle,Minor obstacle,No obstacle,Major obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Access to finance,Cost of finance,Inadequately educated workforce,No obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Private independent fund, -44,Marketing and Operations support, -44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,Truthful,Are taken directly from the establishment's records, 14121,21,St-Kitts and Nevis,St-Kitts and Nevis,Hotel and restaurants,507174,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Male,Male,Female,1990,Yes,Yes,1990,23,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,2,0,-44,Yes,1,0,0,-44,Yes,0,1,1,-44,Yes,0,1,2,-44,Yes,7,Yes,Yes,Yes,0,-44,-44,100,0, -44,40,30,30,5,Large private firms (more than 100 employees),25,45,30,room rental,65,International,10,Increased,Remained the same,More than 5,15,85,0,1991,united states,40,turkey,15,6,0,1,65,35,Yes,14,No,No,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Major obstacle,-44, -44,Tend to disagree,Strongly disagree,Tend to disagree,Tend to disagree,Yes,Yes,No,-44,-44,-44,Yes,-44,100000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,35000,6000,Yes,No,Yes,Yes,No,No,-44,-44,No,-44,-44,Yes,Yes,No,10,Yes,5,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,10,31,10,10,7,4,5,4,2,1,4,3,1,0,0,0,0,0,0,1,1,1,0,0,4,13,48000,12,44000,11,53000,1,33000,1,31000,1,39000,1,36000,1,36000,1,40000,1,20000,1,20000,1,24000,1,18000,1,18200,1,19800,0,-77,0,-77,0,-77,11,19000,11,17600,11,22600,0,-77,0,-77,0,-77,7,15000,7,14000,6,17300,New production methods, -44,University graduate,University graduate,University graduate,University graduate,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed secondary,Important,Important,Very important,Very important,Important,Very important,Slightly important,Slightly important,Important,Very important,Important,Important,Slightly important,Important,Important,Very important,Very important,Very important,Slightly important,Slightly important,Critical,Critical,Important,Slightly important,Critical,Slightly important,Slightly important,Slightly important,Not important,Not important,Very important,Important,Important,Critical,Critical,Very important,Very important,Very important,Very important,Important,Important,Important,Critical,Important,Critical,Important,Critical,Critical,Very important,Very important,Critical,Slightly important,Not important,Important,Not important,Important,Important,Slightly important,Important,Slightly important,Important,Important,Slightly important,Slightly important,Slightly important,Not important,Slightly important,Slightly important,Important,Important,Critical,Critical,Critical,Critical,Not important,Slightly important,Important,Important,Not important,Slightly important,Difficult,Very difficult,Difficult,2,14,Slightly difficult,Difficult,Difficult,1,4,Slightly difficult,Slightly difficult,Slightly difficult,1,9,Not difficult,Slightly difficult,Slightly difficult,1,2,Slightly difficult,Slightly difficult,Not difficult,0,2,Slightly difficult,Slightly difficult,Slightly difficult,1,6,Slightly difficult,Difficult,Difficult,2,7,Slightly difficult,Difficult,Not difficult,1,5,Slightly difficult,Slightly difficult,Not difficult,1,2,Critical,Very important,Very important,Slightly important,Very important,Slightly important,Not important,Slightly important,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Public announcement/advertisement, -44,Yes to fire,No,-44,Yes,2,Yes,3,2,Yes,-44,Yes,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,Yes,0,100, -44,0,No,-44,No,25,0,0,0,35,40,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,Yes,Line of credit,2010,40000,11,18,Other,Yes,Yes,No,No,No,No, -44,200,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,590000,790000,276500,221200,14000,15800,302000,12000,2000,1000,1000,0,0,131000,231000,205000,316000,408000,No obstacle,Moderate obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Minor obstacle,No obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,No obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Access to finance,"Crime, theft and disorder",Practices of competitors in the informal sector,No obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 1413,3,St-Kitts and Nevis,St-Kitts and Nevis,Hotel and restaurants,507177,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,15,20,80,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,-88,Yes,Yes,-88,10,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,Yes,3,0,0,-44,Yes,3,2,1,-44,Yes,0,4,1,-44,Yes,9,Yes,No,Yes,0,-44,-44,100,0, -44,20,65,15,0,Large private firms (more than 100 employees),30,45,25,restaurant,80,Local,10,Decreased,Decreased,More than 5,55,45,0,-87,united states,70,turkey,5,4,0,2,75,25,No,-44,Yes,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Major obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to agree,Tend to disagree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,Yes,5,No,-44,-44,Yes,5,-44,0,Yes,11,Yes,Yes,45,No,No,-44,-44,12,32,9,11,8,4,0,5,3,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,4,9,44000,8,43000,7,51000,1,37000,2,36000,1,43000,1,29000,1,30000,1,33000,1,16000,1,15000,1,19000,1,18000,1,18000,1,20400,0,-77,0,-77,0,-77,11,17000,10,16700,10,19800,0,-77,0,-77,0,-77,8,16000,8,14500,7,18100,Increase/decreased demand for goods, -44,Post graduated,Completed secondary,Post graduated,Post graduated,Completed secondary,Started but did not complete college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Completed college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Very important,Slightly important,Critical,Important,Important,Very important,Very important,Important,Very important,Slightly important,Important,Slightly important,Important,Slightly important,Important,Critical,Very important,Critical,Important,Important,Critical,Critical,Very important,Slightly important,Critical,Slightly important,Slightly important,Important,Slightly important,Not important,Slightly important,Important,Very important,Critical,Very important,Important,Critical,Important,Important,Important,Important,Slightly important,Very important,Important,Very important,Important,Very important,Critical,Critical,Very important,Critical,Not important,Slightly important,Important,Not important,Important,Important,Slightly important,Important,Important,Very important,Important,Very important,Slightly important,Important,Not important,Not important,Slightly important,Slightly important,Very important,Very important,Critical,Critical,Critical,Slightly important,Not important,Important,Important,Important,Important,Not difficult,Very difficult,Slightly difficult,1,13,Slightly difficult,Very difficult,Slightly difficult,0,14,Slightly difficult,Difficult,Slightly difficult,0,5,Slightly difficult,Not difficult,Difficult,1,1,Slightly difficult,Slightly difficult,Slightly difficult,0,7,Not difficult,Difficult,Slightly difficult,0,3,Not difficult,Difficult,Slightly difficult,2,2,Not difficult,Not difficult,Not difficult,1,9,Not difficult,Slightly difficult,Not difficult,1,1,Very important,Very important,Important,Important,Very important,Not important,Slightly important,Slightly important,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Private placement office, -44,No,-44,-44,-44,-44,Yes,3,1,No,The firm cannot afford the optimal level of training,Yes,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Yes,0,100, -44,0,Yes,5,Yes,88,0,0,0,12,0,0,0,0,0,0,0,0, -44,75,25,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Loan,2012,10000,6,36,Private commercial banks,Yes,Yes,No,Yes,No,No, -44,150,Yes,2,1,Problems with credit history/report,-44,4530000,4170000,1584600,570000,67000,125100,32000,33500,5000,3000,6000,375000,0,678000,1021000,1043000,1418000,1179000,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Customs and Trade Regulations,Tax administration,Telecommunications,No obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Government based organization, -44,"General management, Business development and Strategies supp", -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 141130,130,St-Kitts and Nevis,St-Kitts and Nevis,Retail,507200,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,35,100,0,0,0,Predominantly women,Yes,Yes,35,Makes decisions in consultation with other partners,8,9,Predominantly men,Male,Male,Male,2000,No,Yes,2000,14,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,Yes,1,0,0,-44,Yes,0,1,1,-44,Yes,2,2,2,-44,Yes,4,Yes,No,Yes,0,-44,-44,100,0, -44,0,55,45,0,Large private firms (more than 100 employees),20,60,20,retail trade,45,National,20,Decreased,Remained the same,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,70,30,Yes,15,No,No,No,No,Yes,No,Yes,University, -44,No,Yes,No,Yes,No,No,-44,-44,-44,-44,Yes,No,Yes,No,No,Yes,Yes,Yes,No, -44,Slightly important,Important,Important,Very Important,Slightly important,Very Important,Slightly important,Yes,50,Yes,50,No,-44,No,Yes,10000,-44,Yes,No,Yes,No,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to agree,Strongly agree,Tend to agree,Yes,No,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,No,0,Yes,2,No,No,-44,0,-44,Yes,14,No,No,-44,-44,No,-44,-44,24,32,9,11,8,4,6,5,3,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,4,9,64000,9,59000,9,74000,1,34000,2,30000,1,38000,1,35000,2,34000,1,39000,1,19000,1,18000,1,22000,1,19000,1,18500,1,22400,0,-77,0,-77,0,-77,11,15000,11,15300,12,16500,0,-77,0,-77,0,-77,8,17000,9,15300,8,19400,Increase/decreased demand for goods, -44,Post graduated,Post graduated,Post graduated,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Very important,Important,Critical,Very important,Important,Important,Important,Important,Important,Important,Important,Slightly important,Slightly important,Slightly important,Very important,Very important,Critical,Critical,Slightly important,Very important,Critical,Critical,Important,Very important,Critical,Not important,Important,Important,Not important,Not important,Important,Important,Important,Critical,Critical,Important,Very important,Very important,Important,Important,Important,Important,Critical,Important,Critical,Important,Critical,Critical,Very important,Critical,Critical,Slightly important,Not important,Important,Not important,Important,Important,Not important,Slightly important,Important,Very important,Important,Slightly important,Slightly important,Important,Not important,Slightly important,Not important,Very important,Important,Critical,Critical,Critical,Very important,Slightly important,Slightly important,Important,Important,Slightly important,Not important,Slightly difficult,Very difficult,Difficult,1,20,Slightly difficult,Very difficult,Slightly difficult,1,12,Not difficult,Difficult,Slightly difficult,1,5,Not difficult,Not difficult,Slightly difficult,1,3,Not difficult,Slightly difficult,Slightly difficult,1,10,Slightly difficult,Slightly difficult,Slightly difficult,1,3,Not difficult,Slightly difficult,Slightly difficult,2,10,Not difficult,Not difficult,Not difficult,1,5,Not difficult,Not difficult,Not difficult,0,2,Very important,Very important,Important,Slightly important,Critical,Not important,Slightly important,Not important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,Private placement office, -44,Yes to fire,No,-44,Yes,0,Yes,3,2,Yes,-44,Yes,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Yes,0,100, -44,0,Yes,9,Yes,80,12,3,0,5,0,0,0,0,0,0,0,0, -44,25,75,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Line of credit,2011,10000,13,18,Private commercial banks,Yes,No,No,No,No,No, -44,150,Yes,2,1,Problems with credit history/report,-44,3270000,3220000,1191400,880000,126000,64400,40000,54500,5000,4000,3000,419000,0,444000,594000,644000,837000,1816000,Minor obstacle,Minor obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,No obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Macroeconomic environment,Inadequately educated workforce,Customs and Trade Regulations,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Community based organization, -44,Marketing and Operations support, -44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,No,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 141123,123,St-Kitts and Nevis,St-Kitts and Nevis,Hotel and restaurants,507175,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,62,100,0,0,0,Predominantly women,No,Yes,62,Makes major strategic and fiancial decisions,7,8,Predominantly men,Male,Male,Male,2004,Yes,Yes,2004,14,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,1,5,0,-44,Yes,1,1,1,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,5,45,50,0,Small private firms (less than 20 employees),45,55,0,accomodation,40,National,15,Increased,Remained the same,More than 5,60,40,0,2005,united states,25,canada,15,9,0,3,40,60,No,-44,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,Yes,No,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,No obstacle,Very severe obstacle,Major obstacle,-44, -44,Tend to agree,Tend to agree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,Yes,1,-44,Yes,3,Outside working hours,Firearm/gun,Goods or stock,45000,Gang related,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,During working hours,Firearm/gun,Goods or stock,23000,Other,Yes,Yes,-44,Yes,2,Outside working hours,Knife,Money,2000,Gang related,No,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,4,Outside working hours,Knife,Money,9000,Other,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,Yes,No,-44,-44,No,-44,-44,Yes,Yes,Yes,11,Yes,2,No,Yes,0,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,11,33,10,11,8,4,1,2,1,3,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,10,55000,10,51000,9,61000,1,38000,1,37000,1,41000,1,26000,2,24000,1,29000,1,18000,1,16000,1,20000,1,19000,1,19300,1,22600,0,-77,0,-77,0,-77,11,17000,11,15100,10,19400,0,-77,0,-77,0,-77,8,15000,8,13900,7,17200,Increase/decreased demand for goods, -44,University graduate,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Started but did not complete college/vocational training,Completed secondary,Completed secondary,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Important,Important,Very important,Important,Important,Very important,Slightly important,Important,Important,Important,Important,Slightly important,Slightly important,Slightly important,Very important,Critical,Critical,Critical,Slightly important,Important,Critical,Critical,Important,Slightly important,Critical,Slightly important,Important,Important,Not important,Not important,Critical,Very important,Important,Critical,Critical,Important,Very important,Very important,Important,Slightly important,Important,Important,Critical,Slightly important,Very important,Slightly important,Very important,Critical,Very important,Very important,Critical,Not important,Not important,Important,Not important,Important,Important,Not important,Slightly important,Slightly important,Important,Important,Slightly important,Slightly important,Important,Not important,Not important,Not important,Important,Important,Critical,Critical,Critical,Very important,Not important,Slightly important,Important,Important,Slightly important,Not important,Not difficult,Very difficult,Very difficult,1,9,Difficult,Almost impossible,Difficult,1,10,Slightly difficult,Slightly difficult,Slightly difficult,1,9,Slightly difficult,Difficult,Slightly difficult,1,1,Slightly difficult,Slightly difficult,Slightly difficult,1,5,Slightly difficult,Slightly difficult,Slightly difficult,0,2,Not difficult,Slightly difficult,Difficult,2,5,Slightly difficult,Not difficult,Not difficult,1,8,Not difficult,Slightly difficult,Slightly difficult,1,1,Slightly important,Very important,Important,Important,Very important,Not important,Not important,Not important,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,No obstacle,Minor obstacle,Major obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Private placement office, -44,Yes to fire,No,-44,Yes,2,Yes,2,2,Yes,-44,Yes,Major obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Major obstacle,No obstacle,Yes,0,100, -44,0,Yes,7,Yes,68,24,6,0,2,0,0,0,0,0,0,0,0, -44,50,25,0,25,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Line of credit,2008,350000,10,42,Private commercial banks,Yes,No,No,No,No,No, -44,175,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,2750000,3210000,1187700,540000,64000,128400,176000,90000,12000,14000,16000,0,482000,487000,927000,738000,1220000,945000,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,Minor obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,"Crime, theft and disorder",Customs and Trade Regulations,Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Community based organization, -44,"General management, Business development and Strategies supp", -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 141124,124,St-Kitts and Nevis,St-Kitts and Nevis,Hotel and restaurants,507182,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All women,Yes,No,100,Makes major strategic and fiancial decisions,8,23,Equally men and women,Male,Male,Male,1970,No,Yes,1970,40,No,-44,-44,No,-44,-44,No,-44,-44,Yes,28,No,Yes,0,2,1,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,3,Yes,Yes,Yes,0,-44,-44,100,0, -44,10,70,20,10,Large private firms (more than 100 employees),30,60,10,food,55,National,10,Increased,Remained the same,More than 5,60,40,0,1971,germany,95,turkey,5,7,0,4,65,35,Yes,11,Yes,Yes,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,Yes,No,No,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Major obstacle,Major obstacle,Moderate obstacle,No obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Minor obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to disagree,Tend to agree,Yes,No,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,No,10,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,6,33,10,11,8,4,5,5,3,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,4,10,54000,9,55000,8,63000,1,30000,1,29000,1,34000,1,34000,1,32000,1,40000,1,18000,1,16000,1,21000,1,18000,1,17000,1,21000,0,-77,0,-77,0,-77,11,16000,11,14700,10,18700,0,-77,0,-77,0,-77,8,16000,8,15400,7,18800,Increase/decreased demand for goods, -44,University graduate,University graduate,University graduate,University graduate,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Very important,Slightly important,Very important,Important,Important,Important,Important,Important,Important,Very important,Slightly important,Important,Not important,Not important,Important,Very important,Very important,Very important,Important,Important,Very important,Critical,Important,Slightly important,Very important,Important,Important,Very important,Not important,Important,Slightly important,Slightly important,Slightly important,Critical,Critical,Important,Very important,Important,Important,Important,Very important,Very important,Critical,Slightly important,Critical,Important,Critical,Critical,Critical,Very important,Critical,Not important,Not important,Slightly important,Not important,Very important,Important,Slightly important,Not important,Slightly important,Very important,Very important,Important,Slightly important,Very important,Not important,Slightly important,Not important,Important,Very important,Very important,Very important,Very important,Critical,Slightly important,Slightly important,Important,Important,Slightly important,Not important,Not difficult,Very difficult,Slightly difficult,1,22,Slightly difficult,Very difficult,Slightly difficult,1,15,Not difficult,Slightly difficult,Slightly difficult,1,5,Slightly difficult,Slightly difficult,Slightly difficult,1,1,Slightly difficult,Slightly difficult,Slightly difficult,0,3,Slightly difficult,Difficult,Slightly difficult,1,5,Slightly difficult,Difficult,Slightly difficult,2,7,Not difficult,Slightly difficult,Not difficult,0,6,Not difficult,Slightly difficult,Not difficult,0,2,Very important,Very important,Very important,Important,Slightly important,Slightly important,Not important,Slightly important,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Public placement office, -44,Yes to fire,No,-44,Yes,2,Yes,5,2,No,Other,Yes,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Yes,0,100, -44,0,No,-44,No,45,16,4,0,35,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Other,730000,860000,326800,249400,6000,25800,30000,12000,1000,2000,2000,0,0,172000,165000,224000,206000,235000,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Tax administration,Practices of competitors in the informal sector,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed, -44,-44,-44, -44,-44, -44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,Truthful,Are taken directly from the establishment's records, 141100,100,St-Kitts and Nevis,St-Kitts and Nevis,Hotel and restaurants,507179,No,-44,-44,-44,-44,Partnership (including limited liability companies), -44,50,100,0,0,0,Equally men and women,No,Yes,15,Delegates decisions to other partners,0,0,Predominantly men,Female,Male,Female,2001,No,Yes,2001,9,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,0,2,0,-44,No,-44,-44,-44,-44,Yes,3,2,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,15,55,30,0,Your parent company or affiliated establishments,30,45,25,lodging,40,International,15,Increased,Remained the same,More than 5,35,65,0,2002,united states,30,turkey,25,5,0,1,80,20,Yes,18,Yes,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,No obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,-44, -44,Strongly disagree,Tend to disagree,Tend to agree,Tend to disagree,Yes,No,-44,-44,-44,-44,Yes,-44,64000,Yes,2,-44,Yes,1,Outside working hours,Firearm/gun,Goods or stock,15000,Gang related,Yes,Yes,-44,Yes,1,Outside working hours,Baseball bat,Money,3000,Someone working alone,Yes,No,There was no insurance requirement,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,2,During working hours,Firearm/gun,Money,3000,Other,No,No,Fear of negative publicity,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,During working hours,Knife,Money,9000,Gang related,No,No,Fear of reprisals,No,-44,-44,0,Yes,No,No,No,Yes,No,-44,-44,No,-44,-44,No,Yes,Yes,0,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,0,2,14,33,10,11,8,4,5,5,3,2,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,10,53000,10,53000,9,58000,1,30000,2,29000,1,34000,1,29000,2,28000,1,32000,1,18000,1,17000,1,21000,1,20000,1,18200,1,22900,0,-77,0,-77,0,-77,11,14000,12,12700,13,16200,0,-77,0,-77,0,-77,8,16000,9,14400,8,19000,Economic upturn/downturn, -44,University graduate,University graduate,University graduate,University graduate,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed secondary,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed secondary,Important,Slightly important,Critical,Important,Important,Very important,Slightly important,Slightly important,Important,Important,Slightly important,Slightly important,Slightly important,Not important,Important,Critical,Very important,Very important,Very important,Important,Critical,Critical,Important,Important,Critical,Slightly important,Slightly important,Important,Not important,Not important,Slightly important,Slightly important,Important,Critical,Critical,Important,Very important,Important,Very important,Important,Slightly important,Important,Very important,Slightly important,Critical,Important,Critical,Critical,Very important,Very important,Critical,Slightly important,Slightly important,Slightly important,Slightly important,Important,Important,Slightly important,Important,Not important,Important,Important,Slightly important,Slightly important,Important,Not important,Not important,Slightly important,Important,Very important,Critical,Critical,Critical,Very important,Not important,Slightly important,Important,Important,Not important,Not important,Not difficult,Very difficult,Difficult,1,25,Not difficult,Difficult,Slightly difficult,0,4,Not difficult,Difficult,Difficult,0,3,Slightly difficult,Slightly difficult,Slightly difficult,0,1,Slightly difficult,Slightly difficult,Slightly difficult,0,8,Slightly difficult,Slightly difficult,Difficult,1,10,Not difficult,Difficult,Difficult,2,9,Slightly difficult,Not difficult,Not difficult,0,7,Slightly difficult,Not difficult,Not difficult,0,2,Very important,Very important,Very important,Important,Critical,Important,Slightly important,Not important,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Major obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Private placement office, -44,No,-44,-44,-44,-44,Yes,4,2,Yes,-44,Yes,Very severe obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,No obstacle,Yes,0,100, -44,0,No,-44,Yes,95,0,0,0,5,0,0,0,0,0,0,0,0, -44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Did not think it would be approved,2000000,2380000,666400,620000,143000,95200,60000,64500,13000,4000,12000,190000,0,438000,440000,547000,666000,919000,Very severe obstacle,Very severe obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Very severe obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,No obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,Major obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,"Crime, theft and disorder",Practices of competitors in the informal sector,Customs and Trade Regulations,Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,International organization, -44,Human resources Support, -44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 14181,81,St-Kitts and Nevis,St-Kitts and Nevis,Retail,507202,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,50,80,20,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly women,Female,Female,Female,1990,No,Yes,1990,22,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,3,1,-44,No,-44,-44,-44,-44,Yes,2,0,1,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,20,40,40,0,Small private firms (less than 20 employees),20,45,35,retail trade,40,Local,10,Remained the same,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,35,65,Yes,2,Yes,No,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,-44, -44,Tend to disagree,Strongly disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,-44,48000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,No,2,No,-44,-44,No,-44,0,-44,Yes,5,Yes,No,-44,-44,No,-44,-44,31,35,10,12,8,5,4,3,2,2,0,0,0,0,0,0,0,0,0,0,0,0,0,0,4,10,44000,9,42000,8,51000,1,31000,2,31000,1,37000,1,28000,2,25000,1,32000,1,17000,1,17000,1,19000,2,19000,2,18000,2,22600,0,-77,0,-77,0,-77,12,15000,13,14000,14,16300,0,-77,0,-77,0,-77,8,16000,8,15300,8,18000,Increase/decreased demand for goods, -44,University graduate,Completed secondary,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed secondary,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Completed secondary,-44,-44,Completed secondary,Started but did not complete secondary,Very important,Not important,Very important,Important,Important,Important,Important,Important,Important,Important,Slightly important,Important,Important,Not important,Very important,Very important,Very important,Very important,Important,Slightly important,Very important,Critical,Important,Important,Critical,Important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Critical,Critical,Very important,Important,Very important,Important,Important,Important,Important,Important,Very important,Important,Critical,Important,Critical,Critical,Critical,Critical,Critical,Slightly important,Not important,Important,Not important,Important,Very important,Not important,Important,Not important,Important,Important,Very important,Slightly important,Important,Not important,Slightly important,Not important,Important,Important,Very important,Critical,Very important,Critical,Not important,Slightly important,Very important,Very important,Slightly important,Not important,Slightly difficult,Very difficult,Slightly difficult,1,9,Slightly difficult,Very difficult,Difficult,0,9,Slightly difficult,Slightly difficult,Difficult,1,10,Slightly difficult,Difficult,Slightly difficult,0,2,Slightly difficult,Slightly difficult,Difficult,0,9,Not difficult,Difficult,Slightly difficult,0,8,Not difficult,Slightly difficult,Slightly difficult,2,7,Slightly difficult,Not difficult,Not difficult,1,3,Not difficult,Slightly difficult,Not difficult,0,1,Important,Very important,Very important,Slightly important,Important,Not important,Slightly important,Not important,No obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Private placement office, -44,No,-44,-44,-44,-44,Yes,1,2,Yes,-44,Yes,Major obstacle,Moderate obstacle,No obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Yes,0,100, -44,0,Yes,10,Yes,60,20,5,0,15,0,0,0,0,0,0,0,0, -44,25,37.5,18.75,0,0,0,0,0,18.75,0,0,0,0,0,0, -44,Yes,Line of credit,2009,500000,7,24,Private commercial banks,Yes,Yes,No,No,No,No, -44,125,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,6600000,7370000,2505800,690000,184000,294800,25000,140000,27000,21000,11000,369000,0,1053000,1677000,1548000,2580000,3824000,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,No obstacle,No obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,Access to finance,"Crime, theft and disorder",Corruption,Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,International organization, -44,Marketing and Operations support, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 14170,70,St-Kitts and Nevis,St-Kitts and Nevis,Hotel and restaurants,507180,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,52,70,30,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Female,Male,Male,2007,Yes,Yes,2007,16,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,1,1,-44,No,-44,-44,-44,-44,Yes,2,0,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,10,70,20,0,Large private firms (more than 100 employees),35,60,5,food,35,National,15,Increased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,55,45,Yes,16,Yes,No,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,Yes,No,No,No obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,No obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,No obstacle,-44, -44,Tend to disagree,Strongly disagree,Tend to agree,Tend to agree,Yes,No,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,Yes,0,Yes,2,Yes,Yes,10,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,24,36,10,12,9,5,1,3,1,3,1,1,0,0,0,0,0,0,0,1,1,0,0,0,4,11,51000,11,47000,11,56000,1,31000,2,31000,1,35000,1,29000,1,29000,1,33000,1,20000,1,20000,1,22000,2,20000,2,20400,2,22200,0,-77,0,-77,0,-77,12,20000,12,19300,12,22200,0,-77,0,-77,0,-77,9,15000,10,14700,10,16300,Economic upturn/downturn, -44,Post graduated,University graduate,University graduate,University graduate,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed primary school,Slightly important,Slightly important,Very important,Very important,Very important,Very important,Important,Slightly important,Important,Important,Important,Important,Important,Slightly important,Important,Critical,Very important,Very important,Important,Very important,Very important,Critical,Important,Important,Critical,Slightly important,Important,Important,Not important,Not important,Important,Important,Slightly important,Critical,Critical,Important,Very important,Very important,Important,Important,Slightly important,Very important,Critical,Not important,Critical,Important,Critical,Critical,Critical,Very important,Very important,Slightly important,Not important,Important,Not important,Important,Very important,Slightly important,Not important,Slightly important,Very important,Slightly important,Very important,Important,Important,Not important,Not important,Slightly important,Slightly important,Important,Very important,Critical,Critical,Critical,Slightly important,Slightly important,Important,Important,Important,Important,Not difficult,Very difficult,Slightly difficult,2,23,Slightly difficult,Very difficult,Difficult,1,11,Slightly difficult,Slightly difficult,Difficult,1,10,Slightly difficult,Slightly difficult,Not difficult,1,1,Slightly difficult,Slightly difficult,Not difficult,0,8,Not difficult,Difficult,Difficult,0,2,Not difficult,Slightly difficult,Slightly difficult,2,3,Not difficult,Not difficult,Not difficult,0,8,Slightly difficult,Not difficult,Not difficult,0,2,Important,Very important,Very important,Important,Important,Slightly important,Not important,Slightly important,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Major obstacle,No obstacle,Minor obstacle,No obstacle,Public placement office, -44,No,-44,-44,-44,-44,Yes,3,2,No,The benefits of training are small than the costs,Yes,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Yes,0,100, -44,0,Yes,14,No,75,0,0,0,25,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,2,2,Incompleteness of loan application,-44,3360000,3500000,910000,430000,210000,140000,60000,45500,7000,6000,4000,0,0,622000,485000,840000,735000,1596000,No obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Minor obstacle,Very severe obstacle,No obstacle,-44,-44,-44,-44,-44,"Crime, theft and disorder",Practices of competitors in the informal sector,Corruption,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Community based organization, -44,"General management, Business development and Strategies supp", -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 14117,17,St-Kitts and Nevis,St-Kitts and Nevis,Transport,507156,Yes,14,Establishment physically separated from HQ and other establi,Yes,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly women,Male,Male,Male,1974,No,Yes,1974,26,No,-44,-44,No,-44,-44,No,-44,-44,Yes,30,No,Yes,2,2,0,-44,No,-44,-44,-44,-44,Yes,4,2,0,-44,No,-44,-44,-44,-44,Yes,5,Yes,Yes,Yes,0,-44,-44,100,0, -44,0,55,45,5,Large private firms (more than 100 employees),40,55,5,airline services,100,National,15,Increased,Remained the same,More than 5,100,0,65,-44,-44,-44,-44,-44,-44,-44,-44,45,55,No,-44,Yes,Yes,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,Yes,No,No,No,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,-44,10000,Yes,-44,5000,Yes,1,Outside working hours,Other,Money,45000,Group of criminals,Yes,Yes,-44,Yes,1,During working hours,Knife,Money,4000,Gang related,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,2,During working hours,Other,Money,3000,Other,Yes,Yes,-44,Yes,3,Outside working hours,Knife,Other company property,600,A supplier,No,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,45000,1000,Yes,No,No,No,Yes,No,-44,-44,No,-44,-44,No,Yes,Yes,11,Yes,1,No,No,-44,0,-44,Yes,6,No,No,-44,-44,No,-44,-44,15,38,11,13,9,5,6,7,4,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,4,11,65000,10,61000,9,76000,1,37000,1,35000,1,40000,1,31000,2,32000,1,37000,1,17000,1,16000,1,20000,2,16000,2,14400,2,18500,0,-77,0,-77,0,-77,13,18000,13,17200,13,19400,0,-77,0,-77,0,-77,9,15000,9,15100,9,16200,-44, -44,University graduate,University graduate,University graduate,University graduate,Completed secondary,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed secondary,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed primary school,Important,Important,Critical,Important,Important,Important,Important,Important,Slightly important,Important,Important,Important,Not important,Slightly important,Important,Very important,Very important,Very important,Very important,Important,Very important,Critical,Important,Important,Critical,Important,Slightly important,Important,Slightly important,Not important,Critical,Important,Important,Very important,Very important,Very important,Very important,Very important,Slightly important,Important,Important,Important,Very important,Important,Very important,Slightly important,Critical,Critical,Critical,Very important,Very important,Not important,Not important,Very important,Slightly important,Very important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Important,Important,Important,Very important,Slightly important,Not important,Not important,Very important,Important,Critical,Critical,Very important,Very important,Not important,Not important,Important,Very important,Not important,Important,Not difficult,Difficult,Slightly difficult,2,13,Not difficult,Very difficult,Difficult,1,14,Not difficult,Slightly difficult,Slightly difficult,0,9,Slightly difficult,Not difficult,Slightly difficult,0,3,Slightly difficult,Not difficult,Difficult,1,6,Not difficult,Slightly difficult,Slightly difficult,1,10,Not difficult,Difficult,Slightly difficult,2,6,Not difficult,Not difficult,Not difficult,0,4,Not difficult,Not difficult,Not difficult,0,1,Important,Important,Very important,Important,Important,Not important,Slightly important,Slightly important,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,Moderate obstacle,No obstacle,Minor obstacle,Through family/friends, -44,No,-44,-44,-44,-44,Yes,3,2,No,The firm cannot afford the optimal level of training,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,6,No,45,0,0,0,15,0,0,0,40,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,Yes,Loan,2012,10000,10,24,Other,No,-44,-44,-44,-44,-44, -44,-44,Yes,2,1,Problems with credit history/report,-44,3110000,4130000,1115100,949900,62000,41300,24000,33000,4000,4000,4000,0,0,755000,1130000,1198000,1487000,3079000,No obstacle,No obstacle,No obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Access to finance,Cost of finance,Customs and Trade Regulations,No obstacle,Yes,Yes,No,Yes,No,No,No,-44,-44,Yes,Large impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 14155,55,St-Kitts and Nevis,St-Kitts and Nevis,Retail,507204,Yes,4,Establishment physically separated from HQ and other establi,Yes,-44,Shareholding company with non-traded shares or shares traded, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,1998,No,Yes,1998,17,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,2,1,-44,No,-44,-44,-44,-44,Yes,4,0,0,-44,Yes,1,4,1,-44,Yes,5,Yes,No,No,0,-44,-44,100,0, -44,20,65,15,0,Others,5,40,55,building materials,80,National,15,Decreased,Remained the same,2-5,100,0,5,-44,-44,-44,-44,-44,-44,-44,-44,70,30,Yes,5,No,No,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,Yes,Yes,Yes,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,No obstacle,Very severe obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to disagree,Yes,No,-44,-44,-44,-44,Yes,-44,42000,Yes,1,-44,Yes,1,Outside working hours,Other,Personal possessions of employees or customers,20000,Gang related,Yes,Yes,-44,Yes,1,Outside working hours,Baseball bat,Money,4000,A fellow employee,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,Outside working hours,Firearm/gun,Other company property,300,Other,No,No,-44,Yes,3,Outside working hours,Firearm/gun,Personal possessions of employees or customers,6500,Other,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,Yes,Yes,No,-44,-44,No,-44,-44,Yes,Yes,Yes,10,Yes,2,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,30,38,11,13,9,5,0,5,3,4,0,0,0,0,0,0,0,0,0,0,0,0,0,0,4,11,39000,10,40000,9,44000,1,30000,1,29000,1,33000,1,29000,1,29000,1,32000,1,20000,1,19000,1,24000,2,16000,2,15000,2,17600,0,-77,0,-77,0,-77,13,18000,13,16900,12,21400,0,-77,0,-77,0,-77,9,17000,9,17000,8,18300,Increase/decreased demand for goods, -44,University graduate,Post graduated,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed secondary,Completed secondary,-44,-44,Completed secondary,Completed secondary,Very important,Important,Very important,Very important,Very important,Important,Slightly important,Slightly important,Very important,Very important,Slightly important,Slightly important,Slightly important,Not important,Slightly important,Critical,Very important,Critical,Very important,Important,Critical,Critical,Important,Slightly important,Critical,Slightly important,Slightly important,Important,Slightly important,Not important,Slightly important,Important,Important,Very important,Critical,Important,Very important,Important,Very important,Very important,Important,Important,Critical,Slightly important,Very important,Important,Very important,Critical,Critical,Critical,Critical,Slightly important,Slightly important,Important,Not important,Very important,Very important,Slightly important,Slightly important,Not important,Important,Important,Important,Important,Important,Not important,Slightly important,Not important,Slightly important,Important,Critical,Critical,Critical,Very important,Not important,Not important,Important,Important,Important,Slightly important,Slightly difficult,Very difficult,Difficult,2,21,Slightly difficult,Very difficult,Difficult,1,9,Not difficult,Very difficult,Difficult,1,6,Not difficult,Slightly difficult,Slightly difficult,0,1,Slightly difficult,Slightly difficult,Slightly difficult,0,6,Not difficult,Difficult,Slightly difficult,0,6,Not difficult,Difficult,Slightly difficult,2,5,Slightly difficult,Not difficult,Slightly difficult,1,2,Not difficult,Not difficult,Not difficult,0,2,Critical,Very important,Slightly important,Important,Important,Slightly important,Not important,Slightly important,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,Public placement office, -44,No,-44,-44,-44,-44,No,-44,-44,No,The benefits of training are small than the costs,Yes,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Yes,0,100, -44,0,No,-44,No,90,0,0,0,10,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,2,2,Other objections,-44,22130000,20690000,7862200,780000,103000,206900,237000,372500,48000,63000,67000,0,0,3141000,5206000,4759000,7035000,9946000,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Cost of finance,Macroeconomic environment,Electricity,Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Government based organization, -44,technological and Innovation Support, -44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Truthful,Are taken directly from the establishment's records, 14123,23,St-Kitts and Nevis,St-Kitts and Nevis,Hotel and restaurants,507184,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,1985,No,Yes,1985,27,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,1,1,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,1,4,1,-44,Yes,5,Yes,Yes,Yes,0,-44,-44,100,0, -44,15,60,25,1,Medium private firms (20-100 employees),5,50,45,tourist accomodation,55,National,10,Increased,Remained the same,More than 5,100,0,90,-44,-44,-44,-44,-44,-44,-44,-44,30,70,Yes,15,Yes,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,Yes,No,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Very severe obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,No obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,-44, -44,Strongly disagree,Tend to disagree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,40000,0,No,No,No,No,No,No,-44,-44,No,-44,-44,No,No,No,19,Yes,3,Yes,No,-44,0,-44,Yes,0,Yes,Yes,15,No,Yes,30,2,6,38,11,13,9,5,0,0,5,1,10,4,3,2,1,0,0,1,0,2,1,2,4,1,4,15,43000,14,42000,13,50000,1,33000,2,30000,1,37000,1,38000,2,38000,1,43000,1,15000,1,14000,1,17000,2,17000,2,16200,2,18300,1,20000,1,18200,1,22200,16,16000,16,15400,17,18800,0,-77,0,-77,0,-77,11,16000,12,14800,11,17800,Increase demand for higher quality product, -44,University graduate,Completed secondary,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Important,Important,Very important,Very important,Important,Important,Important,Slightly important,Important,Important,Important,Important,Important,Important,Important,Critical,Critical,Critical,Very important,Slightly important,Critical,Critical,Slightly important,Slightly important,Critical,Not important,Important,Important,Not important,Not important,Important,Important,Important,Critical,Critical,Important,Very important,Very important,Critical,Important,Very important,Important,Critical,Slightly important,Critical,Important,Critical,Critical,Critical,Very important,Critical,Slightly important,Not important,Important,Slightly important,Important,Important,Important,Slightly important,Slightly important,Important,Important,Slightly important,Very important,Important,Not important,Slightly important,Slightly important,Very important,Important,Critical,Critical,Critical,Very important,Not important,Slightly important,Important,Important,Not important,Not important,Slightly difficult,Difficult,Very difficult,2,21,Not difficult,Almost impossible,Slightly difficult,1,12,Slightly difficult,Difficult,Slightly difficult,1,10,Slightly difficult,Slightly difficult,Slightly difficult,0,3,Slightly difficult,Slightly difficult,Slightly difficult,1,2,Slightly difficult,Slightly difficult,Difficult,1,2,Not difficult,Difficult,Slightly difficult,2,4,Not difficult,Not difficult,Slightly difficult,0,5,Slightly difficult,Not difficult,Not difficult,2,2,Very important,Very important,Important,Not important,Very important,Not important,Slightly important,Not important,Minor obstacle,Major obstacle,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,Public placement office, -44,No,-44,-44,-44,-44,Yes,2,2,Yes,-44,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,Yes,6,No,40,24,6,0,30,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,5,5,Problems with credit history/report,-44,1820000,2040000,754800,750000,88000,40800,152000,43000,6000,6000,3000,0,0,341000,470000,449000,734000,1172000,No obstacle,Minor obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Minor obstacle,Minor obstacle,No obstacle,Moderate obstacle,No obstacle,Very severe obstacle,Minor obstacle,No obstacle,Very severe obstacle,No obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Access to finance,Macroeconomic environment,Inadequately educated workforce,No obstacle,Yes,Yes,No,No,Yes,Yes,No,-44,-44,-44,-44,Yes,Large impact,Yes,Negative impact,-44,-44,-44,-44,-44,-44,No,No impact,No,No impact,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,Yes,Large impact,-44,-44,-44,-44,-44,-44,No,No impact,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,Yes,Large impact,No,No impact,-44,-44,-44,-44,-44,-44,No,No impact,No,No impact,-44,-44,-44,-44,-44,-44,No,No impact,Yes,Large impact,-44,-44,-44,-44,-44,-44,No,No impact,Yes,Large impact,-44,-44,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 141121,121,St-Kitts and Nevis,St-Kitts and Nevis,Construction,507163,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,50,100,0,0,0,Equally men and women,No,Yes,35,Makes decisions in consultation with other partners,6,6,Predominantly men,Male,Female,Male,2000,Yes,Yes,2000,22,No,-44,-44,No,-44,-44,No,-44,-44,Yes,27,No,Yes,8,2,1,-44,No,-44,-44,-44,-44,Yes,1,0,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,0,40,60,0,Government or government agencies (including state-owned ent,30,40,30,construction,55,National,30,Remained the same,Decreased,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,80,20,No,-44,Yes,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Very severe obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,-44, -44,Tend to disagree,Strongly disagree,Tend to agree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,Yes,10,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,0,2,8,39,12,13,9,5,0,0,7,1,3,2,1,0,0,0,0,0,0,1,2,1,0,0,4,14,41000,14,37000,13,47000,1,39000,1,38000,1,46000,1,31000,1,30000,1,36000,1,19000,1,19000,1,22000,2,18000,2,16200,2,20200,0,-77,0,-77,0,-77,14,16000,13,16000,13,17600,0,-77,0,-77,0,-77,9,17000,9,15600,8,19100,Increase/decreased demand for goods, -44,Post graduated,Completed secondary,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed secondary,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed primary school,Important,Important,Critical,Important,Very important,Important,Slightly important,Very important,Important,Slightly important,Important,Important,Not important,Not important,Important,Very important,Very important,Critical,Important,Slightly important,Critical,Critical,Important,Very important,Very important,Slightly important,Important,Important,Slightly important,Not important,Very important,Slightly important,Critical,Critical,Very important,Slightly important,Critical,Slightly important,Important,Important,Slightly important,Very important,Very important,Important,Critical,Important,Critical,Very important,Very important,Critical,Critical,Important,Slightly important,Very important,Not important,Slightly important,Important,Not important,Slightly important,Important,Very important,Important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Not important,Important,Important,Critical,Critical,Critical,Very important,Slightly important,Slightly important,Important,Very important,Important,Slightly important,Not difficult,Very difficult,Difficult,2,24,Not difficult,Very difficult,Difficult,1,4,Slightly difficult,Slightly difficult,Slightly difficult,0,9,Slightly difficult,Slightly difficult,Not difficult,1,1,Slightly difficult,Slightly difficult,Not difficult,1,9,Slightly difficult,Difficult,Slightly difficult,0,6,Slightly difficult,Difficult,Difficult,2,8,Not difficult,Slightly difficult,Not difficult,1,10,Slightly difficult,Not difficult,Slightly difficult,0,2,Very important,Critical,Important,Slightly important,Very important,Not important,Slightly important,Not important,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,No obstacle,No obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Through family/friends, -44,Yes to both,Yes,1,No,-44,Yes,1,2,No,The firm does not have enough information about training pro,Yes,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Yes,0,100, -44,0,Yes,5,Yes,90,0,0,0,5,0,0,0,0,0,0,0,5, -44,25,37.5,0,37.5,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Loan,2012,30000,8,60,Private commercial banks,Yes,No,No,No,No,No, -44,125,Yes,2,1,Concerns about level of debt already incurred,-44,4120000,3590000,1148800,950000,108000,143600,0,93500,15000,14000,14000,36000,0,690000,438000,933000,718000,1521000,No obstacle,Major obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Very severe obstacle,Minor obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Customs and Trade Regulations,Tax Rates,Inadequately educated workforce,No obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Community based organization, -44,"General management, Business development and Strategies supp", -44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 14175,75,St-Kitts and Nevis,St-Kitts and Nevis,Non-metallic mineral products,507132,No,-44,-44,-44,-44,Partnership (including limited liability companies), -44,50,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Female,1971,No,Yes,1971,12,No,-44,-44,No,-44,-44,No,-44,-44,Yes,46,No,Yes,0,1,0,-44,No,-44,-44,-44,-44,Yes,0,1,1,-44,Yes,0,1,1,-44,Yes,5,Yes,Yes,Yes,100,70,120,0,0, -44,50,35,15,10,Others,25,60,15,ready mix concrete,60,Local,5,Remained the same,Decreased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,60,40,Yes,2,No,Yes,No,Yes,Yes,No,Yes,Other company of the sector, -44,No,No,Yes,No,No,No,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,Slightly important,Very Important,Very Important,Very Important,Important,Very Important,Very Important,Yes,75,Yes,25,No,-44,No,No,70000,-44,No,No,No,No,No obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,-44,60000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,0,6000,Yes,No,No,Yes,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,5,Yes,1,No,No,-44,0,-44,Yes,0,Yes,No,-44,-44,Yes,0,2,10,39,12,13,9,5,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,4,12,68000,11,64000,11,79000,1,35000,2,32000,1,42000,1,34000,2,30000,1,38000,1,16000,1,14000,1,19000,2,20000,2,19500,2,22900,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,13,20000,12,18400,13,22000,9,16000,10,16000,10,18000,New products require new skills, -44,University graduate,Completed secondary,University graduate,University graduate,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed secondary,Completed secondary,Completed secondary,Slightly important,Slightly important,Critical,Very important,Important,Important,Slightly important,Slightly important,Important,Important,Slightly important,Slightly important,Not important,Slightly important,Important,Very important,Very important,Very important,Very important,Important,Critical,Critical,Important,Important,Critical,Not important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Important,Critical,Critical,Critical,Very important,Very important,Important,Slightly important,Important,Very important,Important,Very important,Slightly important,Critical,Important,Critical,Critical,Critical,Very important,Very important,Not important,Not important,Slightly important,Slightly important,Important,Important,Not important,Not important,Slightly important,Important,Very important,Slightly important,Slightly important,Important,Not important,Not important,Not important,Important,Important,Critical,Very important,Very important,Very important,Not important,Not important,Important,Important,Slightly important,Not important,Slightly difficult,Very difficult,Difficult,2,23,Slightly difficult,Very difficult,Difficult,1,9,Not difficult,Difficult,Difficult,1,10,Slightly difficult,Slightly difficult,Slightly difficult,1,2,Not difficult,Slightly difficult,Not difficult,0,9,Slightly difficult,Slightly difficult,Slightly difficult,1,9,Not difficult,Very difficult,Difficult,0,4,Slightly difficult,Not difficult,Slightly difficult,2,4,Not difficult,Not difficult,Slightly difficult,1,2,Important,Very important,Important,Not important,Very important,Slightly important,Not important,Slightly important,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Public placement office, -44,No,-44,-44,-44,-44,Yes,1,2,No,The firm cannot afford the optimal level of training,Yes,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Yes,0,100, -44,0,Yes,5,No,70,16,4,0,10,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,2,2,Problems with credit history/report,-44,15390000,13840000,5259200,2770000,512000,756000,315000,630000,22000,56000,46000,0,0,18090000,3210000,27000000,5350000,67770000,Minor obstacle,Minor obstacle,No obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Major obstacle,No obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,Macroeconomic environment,Cost of finance,Telecommunications,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Local business association, -44,Marketing and Operations support, -44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 14195,95,St-Kitts and Nevis,St-Kitts and Nevis,Services of motor vehicles,507209,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,23.75,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Female,Male,1999,Yes,Yes,1999,32,No,-44,-44,Yes,24,Yes,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,Yes,2,0,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,1,Yes,Yes,Yes,0,-44,-44,100,0, -44,20,60,20,2,Large private firms (more than 100 employees),25,60,15,motor vehicle sales,75,National,5,Remained the same,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,40,60,No,-44,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,Yes,No,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to agree,Strongly disagree,Tend to disagree,Yes,No,-44,-44,-44,-44,Yes,-44,32000,Yes,1,-44,Yes,1,Outside working hours,Knife,Money,45000,Gang related,Yes,Yes,-44,Yes,2,Outside working hours,Knife,Money,450,A supplier,No,No,Would increase insurance cost,Yes,1,During working hours,Knife,Goods or stock,17000,Other,Yes,Yes,-44,Yes,1,During working hours,Firearm/gun,Money,750,A supplier,No,No,Fear of reprisals,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,No,20000,3000,Yes,No,Yes,No,Yes,No,-44,-44,No,-44,-44,Yes,Yes,Yes,5,No,-44,-44,Yes,0,-44,0,No,-44,-44,No,-44,-44,No,-44,-44,27,41,11,14,10,6,6,7,5,2,5,3,1,1,0,0,0,0,0,1,1,1,2,0,0,14,62000,14,56000,12,72000,1,41000,1,41000,1,48000,1,30000,1,30000,1,33000,1,19000,1,18000,1,22000,2,16000,2,16100,2,19000,1,15000,1,15100,1,17800,15,17000,15,15300,16,19400,0,-77,0,-77,0,-77,11,16000,10,16100,10,18700,Increase/decreased demand for goods, -44,University graduate,University graduate,University graduate,University graduate,Completed college/vocational training,Started but did not complete college/vocational training,Completed secondary,Completed college/vocational training,Completed secondary,Started but did not complete college/vocational training,Completed secondary,Started but did not complete college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed primary school,Slightly important,Important,Critical,Important,Important,Important,Slightly important,Important,Very important,Slightly important,Slightly important,Slightly important,Not important,Slightly important,Important,Critical,Very important,Critical,Very important,Important,Critical,Critical,Slightly important,Important,Very important,Important,Slightly important,Important,Not important,Not important,Critical,Important,Critical,Critical,Very important,Very important,Very important,Very important,Important,Important,Important,Important,Very important,Important,Critical,Slightly important,Critical,Very important,Very important,Very important,Critical,Slightly important,Not important,Slightly important,Not important,Important,Important,Not important,Slightly important,Slightly important,Important,Very important,Important,Very important,Important,Not important,Slightly important,Slightly important,Important,Very important,Critical,Critical,Very important,Critical,Not important,Slightly important,Important,Slightly important,Not important,Not important,Not difficult,Very difficult,Difficult,2,8,Slightly difficult,Very difficult,Difficult,0,13,Not difficult,Very difficult,Slightly difficult,0,5,Slightly difficult,Slightly difficult,Not difficult,1,3,Slightly difficult,Not difficult,Not difficult,1,2,Slightly difficult,Slightly difficult,Difficult,0,7,Slightly difficult,Slightly difficult,Difficult,2,6,Not difficult,Slightly difficult,Not difficult,1,2,Not difficult,Not difficult,Not difficult,2,2,Important,Very important,Important,Important,Very important,Slightly important,Not important,Not important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Public placement office, -44,No,-44,-44,-44,-44,Yes,0,2,No,The benefits of training are small than the costs,Yes,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Yes,0,100, -44,0,Yes,14,No,35,32,8,0,25,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,2,2,Problems with credit history/report,-44,9530000,12620000,3407400,1250000,177000,126200,76000,113500,12000,8000,12000,0,0,2574000,1540000,3786000,2524000,9995000,No obstacle,Minor obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,No obstacle,Minor obstacle,No obstacle,Moderate obstacle,No obstacle,No obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Political environment,Macroeconomic environment,Telecommunications,Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Administratie procedure is cumbersome, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are taken directly from the establishment's records, 14111,11,St-Kitts and Nevis,St-Kitts and Nevis,Fabricated metal products,507130,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,2006,No,Yes,2006,32,No,-44,-44,No,-44,-44,No,-44,-44,Yes,22,No,Yes,2,4,1,-44,No,-44,-44,-44,-44,Yes,4,3,0,-44,No,-44,-44,-44,-44,Yes,0,Yes,Yes,Yes,100,95,105,0,0, -44,0,50,50,15,Small private firms (less than 20 employees),15,55,30,windows and doors,85,International,5,Increased,Increased,More than 5,45,55,0,2007,united states,55,turkey,35,10,0,5,5,95,Yes,2,No,No,Yes,Yes,Yes,No,Yes,Other company of the sector, -44,No,No,No,No,No,Yes,Yes,Yes,No,Yes,Yes,No,No,No,Yes,Yes,Yes,No,No, -44,Very Important,Critical,Important,Important,Very Important,Very Important,Very Important,Yes,70,Yes,30,No,-44,No,No,40000,-44,No,No,Yes,No,Moderate obstacle,No obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,Major obstacle,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,-44, -44,Strongly disagree,Tend to disagree,Strongly disagree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,Yes,1,-44,Yes,1,During working hours,Firearm/gun,Personal possessions of employees or customers,25000,Gang related,Yes,Yes,-44,Yes,1,Outside working hours,Knife,Goods or stock,2000,Someone working alone,No,No,Loss was small,Yes,1,Outside working hours,Firearm/gun,Money,20000,Other,Yes,Yes,-44,Yes,1,During working hours,Other,Money,3000,Other,Yes,Yes,-44,Yes,3,Outside working hours,Other,Other company property,100,Other,No,No,The police give little/no information back on crimes,Yes,4,Outside working hours,Other,Money,2500,Gang related,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,0,0,No,No,No,No,Yes,No,-44,-44,No,-44,-44,Yes,No,Yes,5,Yes,4,No,No,-44,0,-44,Yes,10,Yes,No,-44,-44,No,-44,-44,20,41,11,14,10,6,0,2,1,3,0,0,0,0,0,0,0,0,0,0,0,0,0,0,5,11,44000,10,41000,10,47000,1,40000,2,39000,1,44000,1,24000,2,22000,1,28000,1,17000,1,16000,1,19000,2,17000,2,15800,2,19300,1,17000,1,15600,1,18300,0,-77,0,-77,0,-77,14,18000,13,17200,13,20600,10,16000,10,15700,9,18800,-44, -44,University graduate,University graduate,University graduate,University graduate,Completed secondary,Started but did not complete college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,Completed secondary,Started but did not complete secondary,Very important,Important,Critical,Important,Very important,Important,Important,Slightly important,Very important,Important,Important,Important,Slightly important,Slightly important,Important,Very important,Critical,Critical,Important,Important,Critical,Very important,Slightly important,Important,Critical,Slightly important,Slightly important,Important,Not important,Not important,Important,Important,Important,Critical,Critical,Important,Critical,Important,Very important,Very important,Very important,Important,Very important,Slightly important,Critical,Slightly important,Very important,Critical,Critical,Very important,Critical,Slightly important,Not important,Important,Not important,Very important,Important,Slightly important,Slightly important,Slightly important,Important,Important,Slightly important,Very important,Important,Not important,Not important,Slightly important,Very important,Important,Very important,Critical,Critical,Very important,Slightly important,Important,Important,Slightly important,Slightly important,Slightly important,Not difficult,Difficult,Difficult,2,8,Not difficult,Very difficult,Difficult,1,10,Not difficult,Slightly difficult,Slightly difficult,0,2,Slightly difficult,Slightly difficult,Slightly difficult,1,2,Slightly difficult,Slightly difficult,Slightly difficult,1,4,Slightly difficult,Difficult,Difficult,0,6,Not difficult,Difficult,Slightly difficult,0,10,Slightly difficult,Not difficult,Not difficult,2,10,Not difficult,Slightly difficult,Not difficult,1,1,Important,Important,Very important,Important,Very important,Slightly important,Not important,Not important,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Public placement office, -44,No,-44,-44,-44,-44,Yes,1,2,Yes,-44,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,6,Yes,60,16,4,0,20,0,0,0,0,0,0,0,0, -44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Line of credit,2010,267000,6,18,"Non-Bank financial institutions (microfinance institutions,",Yes,No,Yes,Yes,No,No, -44,125,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,6200000,7470000,3150000,1130000,344000,224100,126000,25000,5000,1000,4000,896000,0,4983000,2010000,7910000,2913000,12419000,No obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,Cost of finance,Tax Rates,Transportation,No obstacle,Yes,Yes,No,Yes,No,No,No,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Large impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Large impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,Yes,No,No,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,Yes,Yes,No,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 141145,145,St-Kitts and Nevis,St-Kitts and Nevis,Hotel and restaurants,507186,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,48,0,100,0,0,Equally men and women,No,Yes,48,Makes major strategic and fiancial decisions,17,9,Predominantly men,Male,Male,Male,1989,No,Yes,1989,22,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,2,0,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,25,55,20,0,Medium private firms (20-100 employees),0,60,40,hotel,75,Local,5,Remained the same,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,50,50,Yes,9,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to disagree,Strongly agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,No,15,Yes,2,No,No,-44,0,-44,No,-44,-44,Yes,30,No,No,-44,-44,15,42,12,14,10,6,0,0,8,2,3,2,1,0,0,0,0,0,0,1,1,1,0,0,5,14,47000,13,44000,13,55000,1,26000,1,23000,1,29000,1,30000,1,30000,1,36000,1,20000,1,20000,1,22000,2,19000,2,17600,2,21300,1,20000,1,18400,1,21800,15,20000,14,19500,14,22900,0,-77,0,-77,0,-77,10,16000,10,14300,10,19000,Increase/decreased demand for goods, -44,University graduate,University graduate,University graduate,University graduate,Completed college/vocational training,Completed secondary,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed secondary,-44,-44,Completed secondary,Completed secondary,Very important,Important,Critical,Very important,Very important,Important,Very important,Slightly important,Important,Important,Slightly important,Important,Slightly important,Important,Slightly important,Very important,Very important,Very important,Important,Important,Very important,Critical,Important,Important,Critical,Important,Slightly important,Important,Slightly important,Not important,Critical,Slightly important,Important,Critical,Very important,Important,Very important,Important,Important,Important,Important,Important,Critical,Important,Critical,Slightly important,Critical,Very important,Very important,Critical,Critical,Slightly important,Not important,Important,Slightly important,Important,Important,Not important,Slightly important,Slightly important,Important,Slightly important,Very important,Important,Very important,Slightly important,Not important,Slightly important,Slightly important,Important,Critical,Critical,Very important,Critical,Important,Not important,Important,Slightly important,Not important,Slightly important,Not difficult,Difficult,Difficult,2,8,Slightly difficult,Difficult,Difficult,1,11,Slightly difficult,Difficult,Slightly difficult,0,4,Not difficult,Slightly difficult,Slightly difficult,0,2,Not difficult,Not difficult,Slightly difficult,0,2,Slightly difficult,Slightly difficult,Slightly difficult,1,10,Slightly difficult,Slightly difficult,Slightly difficult,2,2,Not difficult,Not difficult,Not difficult,1,6,Not difficult,Not difficult,Slightly difficult,1,1,Very important,Important,Very important,Important,Important,Not important,Slightly important,Not important,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,No obstacle,Minor obstacle,Public placement office, -44,No,-44,-44,-44,-44,Yes,0,2,Yes,-44,No,-44,-44,-44,-44,-44,-44,No,95,5, -44,0,Yes,11,No,40,0,0,0,30,0,0,0,0,0,0,0,30, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,1,1,Problems with credit history/report,-44,650000,860000,240800,180600,17000,34400,0,7000,1000,1000,1000,0,0,129000,223000,181000,318000,253000,Minor obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,Very severe obstacle,No obstacle,No obstacle,Major obstacle,Minor obstacle,Major obstacle,Minor obstacle,-44,-44,-44,-44,-44,Access to finance,"Crime, theft and disorder",Macroeconomic environment,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Community based organization, -44,"General management, Business development and Strategies supp", -44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are taken directly from the establishment's records, 14129,29,St-Kitts and Nevis,St-Kitts and Nevis,Wholesale,507212,Yes,50,Establishment physically separated from HQ and other establi,Yes,-44,Sole proprietorship, -44,100,0,100,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Male,2002,Yes,Yes,2002,22,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,2,1,-44,No,-44,-44,-44,-44,Yes,3,1,1,-44,No,-44,-44,-44,-44,Yes,3,Yes,Yes,Yes,0,-44,-44,100,0, -44,10,40,50,10,Small private firms (less than 20 employees),15,60,25,beverages,20,Local,5,Remained the same,Decreased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,30,70,Yes,15,Yes,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,No obstacle,-44, -44,Tend to agree,Tend to disagree,Strongly disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,-44,6000,Yes,-44,150000,Yes,1,Outside working hours,Firearm/gun,Goods or stock,15000,Gang related,Yes,Yes,-44,Yes,1,Outside working hours,Baseball bat,Money,500,Someone working alone,No,No,The police give little/no information back on crimes,Yes,1,Outside working hours,Knife,Money,10000,Gang related,Yes,Yes,-44,Yes,3,During working hours,Knife,Other,750,Other,No,No,There was no insurance requirement,Yes,4,Outside working hours,Other,Goods or stock,500,Other,No,No,Fear of reprisals,Yes,3,Outside working hours,Firearm/gun,Other company property,2500,Gang related,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,No,10000,1000,Yes,No,No,No,Yes,No,-44,-44,No,-44,-44,Yes,Yes,Yes,31,Yes,2,No,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,0,2,32,43,12,15,10,6,1,4,2,4,2,2,0,0,0,0,0,0,0,1,1,0,0,0,0,14,40000,14,40000,15,48000,1,27000,2,27000,1,29000,1,38000,2,37000,1,44000,1,17000,1,16000,1,19000,2,20000,2,18000,2,23100,1,17000,1,15600,1,19800,15,17000,16,15500,16,19300,0,-77,0,-77,0,-77,10,15000,11,14500,10,16800,Increase demand for higher quality product, -44,University graduate,Completed secondary,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Slightly important,Not important,Very important,Important,Important,Important,Slightly important,Slightly important,Important,Important,Slightly important,Important,Slightly important,Important,Slightly important,Critical,Critical,Critical,Important,Slightly important,Very important,Critical,Important,Very important,Critical,Important,Important,Important,Not important,Not important,Important,Important,Critical,Critical,Very important,Important,Very important,Important,Very important,Very important,Slightly important,Very important,Very important,Important,Critical,Important,Critical,Very important,Critical,Very important,Critical,Important,Not important,Important,Not important,Important,Important,Slightly important,Important,Slightly important,Important,Important,Slightly important,Important,Important,Not important,Slightly important,Not important,Very important,Important,Critical,Critical,Critical,Very important,Important,Slightly important,Important,Very important,Not important,Slightly important,Not difficult,Very difficult,Slightly difficult,2,24,Slightly difficult,Very difficult,Difficult,0,6,Slightly difficult,Difficult,Difficult,0,5,Slightly difficult,Not difficult,Slightly difficult,0,2,Slightly difficult,Slightly difficult,Slightly difficult,1,9,Not difficult,Very difficult,Slightly difficult,0,10,Slightly difficult,Slightly difficult,Slightly difficult,2,3,Not difficult,Slightly difficult,Slightly difficult,1,4,Not difficult,Not difficult,Slightly difficult,1,1,Very important,Critical,Not important,Important,Very important,Not important,Not important,Not important,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Public placement office, -44,No,-44,-44,-44,-44,Yes,0,2,No,Other,Yes,Major obstacle,Moderate obstacle,No obstacle,Major obstacle,Minor obstacle,No obstacle,Yes,0,100, -44,0,Yes,11,No,45,36,9,0,10,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Collateral requirements for loans or line of credit are unat,19020000,17970000,5750400,2270000,863000,179700,227000,179500,18000,27000,36000,0,0,2696000,3445000,4493000,4852000,11277000,No obstacle,Minor obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,Minor obstacle,No obstacle,Very severe obstacle,No obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Major obstacle,Minor obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Practices of competitors in the informal sector,Macroeconomic environment,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Government based organization, -44,technological and Innovation Support, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 14197,97,St-Kitts and Nevis,St-Kitts and Nevis,Transport,507216,Yes,4,Headquarters with production and/or sales at this location,No,4,Shareholding company with non-traded shares or shares traded, -44,85,100,0,0,0,Predominantly men,No,No,9,Delegates decisions to other partners,0,0,Predominantly women,Male,Male,Male,1970,Yes,Yes,1971,12,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,2,1,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,3,Yes,No,Yes,0,-44,-44,100,0, -44,10,50,40,0,Your parent company or affiliated establishments,35,45,20,lucozade and ribena,25,Local,10,Decreased,Remained the same,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,70,30,Yes,18,Yes,No,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Minor obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,-44, -44,Tend to agree,Tend to disagree,Strongly agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,Yes,No,No,No,-44,-44,No,-44,-44,No,Yes,No,26,Yes,5,No,No,-44,-44,7000,Yes,0,Yes,No,-44,-44,No,-44,-44,8,44,12,15,11,6,1,4,2,4,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,12,54000,10,53000,11,58000,1,36000,2,34000,1,42000,1,34000,2,32000,1,39000,1,17000,1,15000,1,18000,2,16000,2,15700,2,18800,1,16000,1,15300,1,18100,15,18000,14,16700,15,19400,0,-77,0,-77,0,-77,11,16000,12,14800,11,18700,-44, -44,University graduate,University graduate,Post graduated,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Important,Slightly important,Critical,Important,Important,Important,Slightly important,Important,Important,Very important,Important,Important,Not important,Slightly important,Important,Critical,Very important,Critical,Important,Slightly important,Very important,Very important,Important,Slightly important,Very important,Slightly important,Slightly important,Important,Not important,Slightly important,Slightly important,Important,Important,Critical,Critical,Very important,Very important,Very important,Slightly important,Important,Important,Very important,Very important,Important,Critical,Important,Critical,Critical,Critical,Very important,Critical,Slightly important,Not important,Important,Not important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Important,Slightly important,Important,Important,Not important,Slightly important,Slightly important,Slightly important,Important,Critical,Critical,Critical,Critical,Slightly important,Not important,Very important,Important,Slightly important,Not important,Not difficult,Very difficult,Difficult,2,15,Not difficult,Difficult,Slightly difficult,1,12,Slightly difficult,Slightly difficult,Slightly difficult,1,6,Slightly difficult,Slightly difficult,Slightly difficult,1,3,Slightly difficult,Difficult,Slightly difficult,0,9,Not difficult,Slightly difficult,Slightly difficult,0,4,Not difficult,Difficult,Difficult,2,3,Not difficult,Slightly difficult,Not difficult,0,9,Not difficult,Not difficult,Slightly difficult,2,2,Slightly important,Very important,Not important,Not important,Very important,Not important,Not important,Slightly important,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Public announcement/advertisement, -44,Yes to fire,No,-44,Yes,2,Yes,3,2,No,Other,Yes,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Yes,0,100, -44,0,Yes,15,Yes,33,26.4,6.600000000000001,0,34,0,0,0,0,0,0,0,0, -44,25,75,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Line of credit,2010,10000,13,54,Private commercial banks,Yes,Yes,No,No,No,No, -44,100,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,3410000,3400000,1224000,714000,61000,136000,0,85000,6000,11000,9000,442000,0,506000,663000,816000,884000,1689000,Very severe obstacle,Major obstacle,Major obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,No obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,No obstacle,-44,-44,-44,-44,-44,Practices of competitors in the informal sector,Customs and Trade Regulations,Business Licensing and Permits,Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,International organization, -44,"General management, Business development and Strategies supp", -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 14161,61,St-Kitts and Nevis,St-Kitts and Nevis,Machinery and equipment,507131,No,-44,-44,-44,-44,Limited partnership, -44,85,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Female,Male,1982,No,Yes,1982,31,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,2,2,-44,No,-44,-44,-44,-44,Yes,3,2,0,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,100,90,125,0,0, -44,25,65,10,0,Individuals,35,40,25,manufacturing of wooden produc,50,National,15,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,55,45,Yes,14,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,Yes,No,Yes,No,Minor obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,Very severe obstacle,Moderate obstacle,-44, -44,Strongly disagree,Strongly disagree,Tend to agree,Tend to disagree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,5,Yes,2,Yes,Yes,0,0,-44,Yes,0,Yes,No,-44,-44,Yes,0,2,2,44,12,15,11,6,5,2,1,2,0,0,0,0,0,0,0,0,0,0,0,0,0,0,5,12,60000,10,59000,10,68000,1,43000,2,43000,1,49000,1,28000,1,29000,1,30000,1,18000,1,17000,1,21000,2,17000,2,16400,2,19600,1,18000,1,18300,1,19600,0,-77,0,-77,0,-77,15,23000,15,22600,16,27300,11,16000,11,14400,11,18000,Increase/decreased demand for goods, -44,University graduate,Completed secondary,University graduate,University graduate,Completed secondary,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Completed secondary,Completed secondary,Completed secondary,Very important,Slightly important,Critical,Important,Very important,Important,Important,Slightly important,Very important,Important,Important,Slightly important,Slightly important,Important,Important,Very important,Very important,Critical,Slightly important,Very important,Critical,Critical,Important,Important,Critical,Slightly important,Important,Slightly important,Not important,Not important,Slightly important,Slightly important,Important,Critical,Very important,Slightly important,Very important,Very important,Important,Important,Important,Important,Very important,Important,Very important,Slightly important,Critical,Critical,Very important,Critical,Very important,Not important,Not important,Important,Not important,Very important,Slightly important,Not important,Important,Slightly important,Important,Important,Slightly important,Important,Important,Slightly important,Not important,Not important,Very important,Important,Critical,Critical,Critical,Very important,Not important,Slightly important,Important,Important,Slightly important,Not important,Not difficult,Very difficult,Slightly difficult,2,17,Not difficult,Very difficult,Difficult,0,9,Slightly difficult,Slightly difficult,Slightly difficult,1,4,Slightly difficult,Not difficult,Not difficult,1,3,Slightly difficult,Slightly difficult,Slightly difficult,1,10,Slightly difficult,Difficult,Slightly difficult,1,3,Not difficult,Difficult,Slightly difficult,0,6,Not difficult,Slightly difficult,Not difficult,2,6,Not difficult,Not difficult,Not difficult,2,1,Important,Important,Very important,Important,Critical,Not important,Slightly important,Slightly important,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,Moderate obstacle,No obstacle,No obstacle,Public placement office, -44,No,-44,-44,-44,-44,Yes,2,2,No,The benefits of training are small than the costs,Yes,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Yes,0,100, -44,0,Yes,11,Yes,50,20,5,0,25,0,0,0,0,0,0,0,0, -44,50,25,0,25,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Line of credit,2010,300000,9,48,Private commercial banks,Yes,No,No,Yes,No,No, -44,175,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,1310000,1450000,250000,377000,65000,38000,18000,242000,1000,1000,3000,58000,0,1016000,803000,1665000,1070000,1715000,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Access to finance,Tax administration,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not aware of this type of assistance and don't know it advan, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are taken directly from the establishment's records, 14191,91,St-Kitts and Nevis,St-Kitts and Nevis,Retail,507203,No,-44,-44,-44,-44,Limited partnership, -44,30,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Female,1991,Yes,Yes,1991,22,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,3,0,-44,No,-44,-44,-44,-44,Yes,2,0,1,-44,No,-44,-44,-44,-44,Yes,3,Yes,No,Yes,0,-44,-44,100,0, -44,5,45,50,0,Individuals,0,55,45,retail trade,50,National,10,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,65,35,Yes,14,Yes,Yes,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,Major obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to agree,Tend to agree,Yes,No,-44,-44,-44,-44,Yes,-44,32000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,5,No,-44,-44,No,-44,-44,7000,Yes,5,Yes,No,-44,-44,No,-44,-44,25,44,12,15,11,6,1,4,3,4,2,2,0,0,0,0,0,0,0,1,1,0,0,0,5,14,41000,14,42000,12,48000,1,28000,1,26000,1,31000,1,39000,2,39000,1,45000,1,20000,1,19000,1,22000,2,17000,2,17300,2,19600,1,15000,1,13900,1,17300,15,19000,15,18500,16,21900,0,-77,0,-77,0,-77,11,16000,11,15400,10,19000,Increase/decreased demand for goods, -44,University graduate,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Important,Slightly important,Very important,Important,Very important,Important,Important,Slightly important,Important,Important,Important,Important,Not important,Slightly important,Important,Very important,Critical,Critical,Important,Very important,Very important,Very important,Important,Important,Critical,Slightly important,Important,Slightly important,Not important,Not important,Important,Slightly important,Important,Critical,Critical,Important,Very important,Important,Very important,Very important,Very important,Slightly important,Critical,Slightly important,Critical,Important,Critical,Critical,Very important,Critical,Critical,Not important,Slightly important,Important,Not important,Important,Important,Slightly important,Not important,Slightly important,Important,Important,Important,Important,Important,Not important,Not important,Slightly important,Slightly important,Very important,Very important,Critical,Critical,Very important,Not important,Slightly important,Important,Important,Slightly important,Slightly important,Slightly difficult,Almost impossible,Difficult,2,15,Slightly difficult,Very difficult,Slightly difficult,1,12,Slightly difficult,Difficult,Slightly difficult,1,10,Slightly difficult,Slightly difficult,Not difficult,1,1,Not difficult,Difficult,Slightly difficult,1,4,Not difficult,Difficult,Difficult,0,9,Slightly difficult,Difficult,Very difficult,2,7,Slightly difficult,Not difficult,Slightly difficult,1,4,Not difficult,Not difficult,Not difficult,2,1,Important,Important,Very important,Important,Very important,Not important,Not important,Slightly important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,No obstacle,No obstacle,Private placement office, -44,No,-44,-44,-44,-44,Yes,1,1,Yes,-44,Yes,Moderate obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Yes,0,100, -44,0,No,-44,Yes,49,32,8,0,11,0,0,0,0,0,0,0,0, -44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Line of credit,2008,250000,6,12,Other,Yes,Yes,No,No,No,No, -44,100,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,4730000,5470000,1531600,850000,66000,54700,95000,71000,9000,11000,7000,274000,0,711000,1244000,1094000,1914000,1969000,Minor obstacle,Minor obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,Major obstacle,No obstacle,-44,-44,-44,-44,-44,"Crime, theft and disorder",Tax administration,Access to land for expansion / relocation,No obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Community based organization, -44,Financial magement and tax and customs administration, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Truthful,Are taken directly from the establishment's records, 141126,126,St-Kitts and Nevis,St-Kitts and Nevis,Hotel and restaurants,507185,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,55,100,0,0,0,Predominantly women,Yes,No,55,Makes major strategic and fiancial decisions,8,6,Predominantly men,Male,Male,Male,2000,No,Yes,2001,36,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,9,2,0,-44,No,-44,-44,-44,-44,Yes,2,0,0,-44,No,-44,-44,-44,-44,Yes,0,Yes,No,Yes,0,-44,-44,100,0, -44,40,35,25,0,Your parent company or affiliated establishments,45,40,15,hotels and restaurants,75,Local,10,Increased,Increased,More than 5,60,40,0,2001,united states,50,turkey,20,5,0,3,70,30,Yes,1,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,Yes,No,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,No obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,Major obstacle,-44, -44,Tend to disagree,Tend to agree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,1,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,Outside working hours,Firearm/gun,Money,3000,A fellow employee,Yes,Yes,-44,Yes,3,During working hours,Firearm/gun,Money,13000,Gang related,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,2,Outside working hours,Baseball bat,Money,15000,Gang related,No,No,Not enough police/not enough resources,No,-44,-44,0,Yes,No,No,No,Yes,Yes,No,No,No,-44,-44,Yes,Yes,Yes,0,No,-44,-44,Yes,0,0,-44,Yes,0,Yes,Yes,40,Yes,No,-44,-44,15,46,13,16,11,6,6,8,5,2,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,13,62000,13,60000,12,70000,1,37000,1,36000,1,41000,1,28000,2,27000,1,33000,1,16000,1,16000,1,18000,2,16000,2,14800,2,17800,1,15000,1,15300,1,16800,16,16000,15,15000,14,19000,0,-77,0,-77,0,-77,11,16000,12,14300,11,18800,New production methods, -44,Post graduated,Completed college/vocational training,University graduate,University graduate,Completed college/vocational training,Completed secondary,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Important,Slightly important,Critical,Important,Very important,Important,Very important,Slightly important,Very important,Very important,Slightly important,Important,Slightly important,Slightly important,Important,Critical,Critical,Very important,Important,Slightly important,Very important,Critical,Important,Slightly important,Critical,Slightly important,Slightly important,Very important,Not important,Not important,Important,Important,Very important,Critical,Critical,Important,Important,Important,Slightly important,Very important,Important,Important,Very important,Not important,Critical,Important,Very important,Very important,Very important,Very important,Very important,Not important,Not important,Important,Not important,Very important,Important,Not important,Important,Not important,Important,Slightly important,Slightly important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Important,Very important,Critical,Critical,Very important,Not important,Not important,Important,Important,Not important,Slightly important,Not difficult,Very difficult,Difficult,2,16,Slightly difficult,Very difficult,Difficult,0,11,Not difficult,Slightly difficult,Very difficult,1,2,Slightly difficult,Slightly difficult,Slightly difficult,0,3,Slightly difficult,Slightly difficult,Slightly difficult,1,9,Slightly difficult,Difficult,Difficult,0,9,Not difficult,Difficult,Slightly difficult,2,8,Not difficult,Not difficult,Slightly difficult,1,5,Not difficult,Not difficult,Not difficult,2,2,Important,Important,Important,Slightly important,Important,Not important,Slightly important,Slightly important,No obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,No obstacle,Private placement office, -44,No,-44,-44,-44,-44,Yes,5,2,No,Other,Yes,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Yes,0,100, -44,0,No,-44,No,80,0,0,0,20,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Size of loan and maturity are insufficiant,5180000,5820000,1978800,790000,99000,174600,0,81500,7000,6000,12000,0,0,868000,990000,1222000,1571000,1479000,No obstacle,Moderate obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,Major obstacle,Minor obstacle,Minor obstacle,Major obstacle,Minor obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Tax Rates,Access to finance,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not aware of this type of assistance and don't know it advan, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 14127,27,St-Kitts and Nevis,St-Kitts and Nevis,Retail,507208,Yes,2,Establishment physically separated from HQ and other establi,No,2,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Female,2005,No,Yes,2005,14,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,2,1,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,26,Yes,No,Yes,0,-44,-44,100,0, -44,30,40,30,0,Government or government agencies (including state-owned ent,15,60,25,shoes,30,National,5,Increased,Remained the same,More than 5,100,0,20,-44,-44,-44,-44,-44,-44,-44,-44,30,70,Yes,11,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,Yes,No,No,Moderate obstacle,Major obstacle,No obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Major obstacle,Moderate obstacle,Major obstacle,No obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to agree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,1,-44,Yes,2,-44,Yes,2,Outside working hours,Firearm/gun,Goods or stock,20000,Someone working alone,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,2,During working hours,Other,Money,950,Other,No,No,Fear of negative publicity,Yes,1,During working hours,Other,Other company property,500,Gang related,No,No,Police have not done anything in the past,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,Yes,No,Yes,No,-44,-44,No,-44,-44,Yes,Yes,No,11,No,-44,-44,Yes,10,-44,2000,No,-44,-44,No,-44,-44,No,-44,-44,40,46,13,16,11,6,0,0,8,2,0,0,0,0,0,0,0,0,0,0,0,0,0,0,5,13,41000,13,40000,13,45000,1,30000,2,31000,1,34000,1,25000,1,25000,1,28000,1,17000,1,17000,1,18000,2,19000,2,18500,2,22400,1,18000,1,16000,1,21400,16,14000,17,13900,16,15700,0,-77,0,-77,0,-77,11,17000,11,16400,11,18300,Economic upturn/downturn, -44,University graduate,Completed college/vocational training,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Important,Slightly important,Very important,Important,Very important,Important,Important,Slightly important,Important,Important,Slightly important,Important,Slightly important,Slightly important,Important,Critical,Very important,Critical,Very important,Very important,Critical,Very important,Very important,Important,Critical,Important,Important,Important,Not important,Slightly important,Very important,Important,Important,Very important,Critical,Important,Important,Very important,Slightly important,Important,Important,Important,Very important,Important,Critical,Important,Critical,Critical,Critical,Very important,Critical,Slightly important,Slightly important,Very important,Not important,Slightly important,Very important,Slightly important,Slightly important,Slightly important,Very important,Slightly important,Very important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Important,Important,Critical,Critical,Critical,Very important,Not important,Not important,Important,Important,Not important,Slightly important,Not difficult,Difficult,Very difficult,2,21,Slightly difficult,Very difficult,Difficult,1,4,Slightly difficult,Difficult,Slightly difficult,0,10,Slightly difficult,Slightly difficult,Not difficult,1,1,Slightly difficult,Slightly difficult,Slightly difficult,0,5,Slightly difficult,Slightly difficult,Slightly difficult,0,10,Slightly difficult,Difficult,Slightly difficult,2,5,Slightly difficult,Not difficult,Slightly difficult,0,10,Not difficult,Not difficult,Not difficult,2,2,Very important,Important,Not important,Slightly important,Important,Not important,Slightly important,Not important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Private placement office, -44,No,-44,-44,-44,-44,Yes,1,2,No,The firm is affraid of investing in workers that after the t,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,No,-44,Yes,65,0,0,0,35,0,0,0,0,0,0,0,0, -44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Loan,2010,40000,6,36,"Non-Bank financial institutions (microfinance institutions,",Yes,No,No,No,No,No, -44,125,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,10850000,13010000,4293300,1570000,611000,390300,189000,143000,21000,24000,23000,651000,0,2566000,2381000,3773000,3903000,10715000,Minor obstacle,Minor obstacle,No obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Customs and Trade Regulations,Electricity,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Local business association, -44,technological and Innovation Support, -44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,Truthful,Are taken directly from the establishment's records, 14199,99,St-Kitts and Nevis,St-Kitts and Nevis,Transport,507151,No,-44,-44,-44,-44,Limited partnership, -44,51,51,49,0,0,Predominantly men,No,Yes,20,Delegates decisions to other partners,3,5,Predominantly men,Male,Male,Male,2008,Yes,Yes,2008,23,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,6,2,2,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,17,Yes,Yes,Yes,0,-44,-44,100,0, -44,45,45,10,5,Your parent company or affiliated establishments,20,45,35,customer service,95,National,10,Increased,Remained the same,More than 5,100,0,Do not know,-44,-44,-44,-44,-44,-44,-44,-44,35,65,Yes,11,Yes,No,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,Yes,No,No,No,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,-44, -44,Tend to disagree,Strongly disagree,Strongly disagree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,-44,48000,Yes,-44,4280,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,3,During working hours,Other,Money,20000,Other,Yes,Yes,-44,Yes,1,During working hours,Baseball bat,Money,3000,Other,Yes,Yes,-44,Yes,2,During working hours,Knife,Other company property,600,Other,No,No,Don't have the time; inconvenient,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,Outside working hours,Firearm/gun,Goods or stock,14000,Other,No,No,Fear of reprisals,Yes,No,30000,3000,Yes,No,No,Yes,Yes,No,-44,-44,No,-44,-44,Yes,Yes,Yes,26,Yes,2,No,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,60,2,40,48,13,16,12,7,0,0,9,2,0,0,0,0,0,0,0,0,0,0,0,0,0,0,5,13,58000,12,59000,13,64000,1,34000,1,30000,1,40000,2,31000,3,31000,2,33000,2,15000,2,15000,2,17000,2,16000,2,15000,2,17200,0,-77,0,-77,0,-77,16,16000,17,15600,18,18000,0,-77,0,-77,0,-77,12,16000,12,14700,10,18800,Economic upturn/downturn, -44,University graduate,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed secondary,Important,Important,Critical,Very important,Very important,Important,Slightly important,Important,Important,Important,Important,Slightly important,Slightly important,Important,Slightly important,Critical,Very important,Very important,Slightly important,Important,Very important,Very important,Very important,Important,Critical,Not important,Slightly important,Slightly important,Slightly important,Slightly important,Critical,Important,Important,Critical,Critical,Important,Very important,Important,Important,Important,Very important,Very important,Very important,Slightly important,Critical,Slightly important,Critical,Critical,Very important,Critical,Very important,Important,Not important,Very important,Slightly important,Very important,Very important,Slightly important,Slightly important,Important,Very important,Important,Important,Slightly important,Very important,Not important,Not important,Slightly important,Very important,Important,Critical,Critical,Critical,Critical,Slightly important,Slightly important,Very important,Very important,Not important,Not important,Not difficult,Difficult,Slightly difficult,2,9,Slightly difficult,Very difficult,Slightly difficult,1,8,Slightly difficult,Difficult,Difficult,0,5,Slightly difficult,Slightly difficult,Slightly difficult,1,1,Slightly difficult,Slightly difficult,Slightly difficult,0,6,Slightly difficult,Slightly difficult,Difficult,1,9,Slightly difficult,Difficult,Difficult,2,9,Not difficult,Slightly difficult,Not difficult,1,5,Not difficult,Not difficult,Not difficult,2,1,Critical,Very important,Very important,Slightly important,Important,Not important,Not important,Not important,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,Public placement office, -44,No,-44,-44,-44,-44,Yes,4,2,No,The benefits of training are small than the costs,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,No,-44,Yes,50,16,4,0,30,0,0,0,0,0,0,0,0, -44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Line of credit,2010,30000,6,54,Other,No,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,3680000,4050000,1377000,1174500,81000,121500,164000,117500,22000,6000,14000,243000,0,778000,899000,972000,1215000,1565000,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Political environment,Cost of finance,Macroeconomic environment,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Government based organization, -44,"General management, Business development and Strategies supp", -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 14163,63,St-Kitts and Nevis,St-Kitts and Nevis,Hotel and restaurants,507188,No,-44,-44,-44,-44,Partnership (including limited liability companies), -44,80,20,80,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Female,Female,Male,2007,No,Yes,2007,6,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,2,1,-44,No,-44,-44,-44,-44,Yes,3,2,0,-44,No,-44,-44,-44,-44,Yes,1,Yes,Yes,Yes,0,-44,-44,100,0, -44,15,70,15,5,Others,30,60,10,pizza,75,Local,20,Increased,Remained the same,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,60,40,No,-44,No,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,Yes,No,Yes,No,Major obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to agree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,2,-44,Yes,5,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,2,Outside working hours,Baseball bat,Money,800,A customer,No,No,The police give little/no information back on crimes,Yes,1,During working hours,Other,Money,20000,Gang related,Yes,Yes,-44,Yes,3,During working hours,Firearm/gun,Goods or stock,300,Gang related,No,No,Fear of reprisals,Yes,3,Outside working hours,Other,Goods or stock,4000,Other,Yes,Yes,-44,Yes,4,Outside working hours,Firearm/gun,Money,8000,Gang related,Yes,Yes,-44,Yes,1,Outside working hours,Baseball bat,Money,-66,Gang related,No,No,Fear of reprisals,Yes,No,0,0,Yes,No,Yes,No,Yes,No,-44,-44,Yes,No,Yes,Yes,No,Yes,10,Yes,2,No,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,20,2,40,48,13,16,12,7,12,10,7,1,20,7,6,5,2,5,4,2,0,4,1,3,8,2,5,20,58000,19,52000,20,66000,1,35000,1,35000,1,39000,2,28000,3,25000,2,31000,2,18000,2,18000,2,20000,3,17000,3,16200,3,19600,1,18000,1,18200,1,19400,22,16000,23,15400,24,18800,0,-77,0,-77,0,-77,17,17000,18,17000,16,18900,Increase/decreased demand for goods, -44,University graduate,Completed college/vocational training,University graduate,Post graduated,Completed college/vocational training,Completed secondary,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed secondary,Started but did not complete college/vocational training,Completed secondary,Completed college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Very important,Slightly important,Critical,Important,Important,Very important,Important,Slightly important,Important,Important,Slightly important,Important,Slightly important,Slightly important,Important,Critical,Very important,Critical,Important,Slightly important,Very important,Critical,Important,Slightly important,Critical,Not important,Slightly important,Important,Not important,Slightly important,Important,Important,Important,Critical,Critical,Slightly important,Very important,Important,Slightly important,Important,Very important,Important,Very important,Slightly important,Critical,Important,Critical,Critical,Critical,Very important,Critical,Slightly important,Not important,Important,Not important,Important,Important,Not important,Slightly important,Slightly important,Important,Important,Slightly important,Slightly important,Important,Not important,Slightly important,Slightly important,Slightly important,Important,Critical,Critical,Critical,Very important,Not important,Slightly important,Important,Very important,Slightly important,Not important,Not difficult,Very difficult,Slightly difficult,2,15,Slightly difficult,Very difficult,Difficult,0,15,Slightly difficult,Very difficult,Difficult,1,10,Slightly difficult,Slightly difficult,Not difficult,0,2,Not difficult,Not difficult,Slightly difficult,0,4,Difficult,Difficult,Difficult,0,3,Not difficult,Difficult,Slightly difficult,3,3,Not difficult,Not difficult,Slightly difficult,0,7,Not difficult,Not difficult,Not difficult,2,2,Very important,Very important,Not important,Slightly important,Very important,Not important,Not important,Not important,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,Major obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,Public placement office, -44,No,-44,-44,-44,-44,Yes,2,1,No,The firm does not have enough information about training pro,Yes,Major obstacle,Moderate obstacle,No obstacle,Major obstacle,Major obstacle,Minor obstacle,Yes,0,100, -44,0,Yes,13,No,40,32,8,0,20,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,2,2,Other objections,-44,1180000,1340000,482400,380000,13000,40200,107000,32000,4000,6000,6000,0,0,222000,215000,308000,295000,317000,No obstacle,No obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,No obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Cost of finance,Political environment,Macroeconomic environment,Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Administratie procedure is cumbersome, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,Truthful,Are taken directly from the establishment's records, 14182,82,St-Kitts and Nevis,St-Kitts and Nevis,Retail,507205,No,-44,-44,-44,-44,Limited partnership, -44,50,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Female,1980,No,Yes,1982,22,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,1,3,1,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,25,55,20,0,Individuals,10,60,30,electronic equipment,75,Local,5,Increased,Remained the same,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,60,40,Yes,14,Yes,Yes,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,-44, -44,Tend to disagree,Strongly disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,Yes,No,No,-44,-44,No,-44,-44,No,Yes,Yes,0,Yes,3,No,Yes,0,0,-44,Yes,5,Yes,No,-44,-44,Yes,0,2,7,49,13,17,12,7,7,10,7,2,0,0,0,0,0,0,0,0,0,0,0,0,0,0,5,13,54000,13,49000,13,60000,1,31000,1,31000,1,34000,2,35000,3,32000,2,38000,2,20000,2,19000,2,22000,2,18000,2,17500,2,20400,0,-77,0,-77,0,-77,17,14000,16,12900,17,15400,0,-77,0,-77,0,-77,12,17000,12,15900,10,18700,-44, -44,Post graduated,Completed college/vocational training,University graduate,University graduate,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed secondary,Important,Important,Critical,Important,Very important,Important,Important,Slightly important,Very important,Important,Important,Slightly important,Slightly important,Important,Slightly important,Very important,Very important,Critical,Important,Important,Very important,Critical,Important,Important,Critical,Not important,Very important,Slightly important,Slightly important,Not important,Important,Important,Important,Critical,Critical,Important,Very important,Very important,Very important,Important,Important,Important,Very important,Important,Critical,Very important,Critical,Critical,Very important,Very important,Critical,Important,Not important,Important,Not important,Slightly important,Important,Not important,Slightly important,Slightly important,Important,Very important,Slightly important,Slightly important,Important,Not important,Slightly important,Slightly important,Very important,Important,Critical,Critical,Very important,Very important,Not important,Not important,Very important,Important,Not important,Slightly important,Not difficult,Difficult,Slightly difficult,2,20,Slightly difficult,Very difficult,Difficult,1,8,Slightly difficult,Very difficult,Slightly difficult,0,6,Slightly difficult,Slightly difficult,Slightly difficult,0,2,Not difficult,Not difficult,Slightly difficult,1,10,Not difficult,Slightly difficult,Very difficult,0,4,Slightly difficult,Slightly difficult,Slightly difficult,2,10,Slightly difficult,Not difficult,Difficult,0,4,Slightly difficult,Not difficult,Not difficult,2,2,Important,Very important,Very important,Important,Very important,Not important,Slightly important,Slightly important,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Public placement office, -44,No,-44,-44,-44,-44,No,-44,-44,No,The benefits of training are small than the costs,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,No,-44,No,50,24,6,0,20,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Interest rates are not favorable,3630000,3670000,1321200,844100,40000,146800,63000,84500,4000,4000,9000,0,0,549000,961000,807000,1248000,1864000,Minor obstacle,Minor obstacle,No obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Macroeconomic environment,Access to finance,Telecommunications,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not aware of this type of assistance and don't know it advan, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Truthful,Are taken directly from the establishment's records, 14178,78,St-Kitts and Nevis,St-Kitts and Nevis,Construction,507166,No,-44,-44,-44,-44,Partnership (including limited liability companies), -44,50,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly women,Male,Male,Male,1966,Yes,Yes,1966,17,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,0,3,1,-44,No,-44,-44,-44,-44,Yes,2,2,1,-44,No,-44,-44,-44,-44,Yes,1,Yes,No,Yes,0,-44,-44,100,0, -44,5,55,40,0,Medium private firms (20-100 employees),40,60,0,construction,85,National,10,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,85,15,Yes,3,No,Yes,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Very severe obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,-44, -44,Strongly disagree,Tend to disagree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,-44,52000,Yes,2,-44,Yes,1,Outside working hours,Firearm/gun,Money,15000,Group of criminals,Yes,Yes,-44,Yes,1,Outside working hours,Firearm/gun,Money,2000,Gang related,No,No,There was no insurance requirement,Yes,2,During working hours,Knife,Money,18000,A fellow employee,Yes,Yes,-44,Yes,3,During working hours,Firearm/gun,Money,150,Group of criminals,No,No,Don't have the time; inconvenient,Yes,4,Outside working hours,Knife,Other company property,500,Group of criminals,No,No,Would increase insurance cost,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,Yes,No,Yes,No,-44,-44,No,-44,-44,Yes,Yes,Yes,2,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,0,2,30,50,14,17,12,7,0,0,7,2,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,14,54000,14,49000,12,62000,1,28000,2,25000,1,30000,2,24000,2,24000,2,27000,2,16000,2,15000,2,17000,2,18000,2,16200,2,20800,0,-77,0,-77,0,-77,17,15000,16,13600,17,16500,0,-77,0,-77,0,-77,12,16000,13,14500,12,17400,Increase/decreased demand for goods, -44,Post graduated,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Not applicable,Not applicable,Completed college/vocational training,Completed secondary,-44,-44,Completed secondary,Completed secondary,Important,Slightly important,Critical,Important,Important,Important,Important,Slightly important,Important,Very important,Slightly important,Important,Slightly important,Slightly important,Important,Critical,Critical,Very important,Important,Important,Critical,Critical,Important,Important,Very important,Slightly important,Important,Important,Not important,Not important,Critical,Important,Important,Critical,Critical,Very important,Very important,Important,Slightly important,Slightly important,Very important,Important,Critical,Important,Critical,Important,Critical,Critical,Critical,Very important,Critical,Slightly important,Not important,Important,Not important,Important,Very important,Slightly important,Important,Slightly important,Slightly important,Important,Important,Slightly important,Important,Not important,Not important,Slightly important,Important,Very important,Critical,Critical,Very important,Very important,Slightly important,Slightly important,Slightly important,Important,Not important,Not important,Not difficult,Very difficult,Difficult,2,10,Slightly difficult,Almost impossible,Very difficult,0,9,Difficult,Difficult,Slightly difficult,1,5,Slightly difficult,Slightly difficult,Not difficult,1,1,Not difficult,Not difficult,Not difficult,1,5,Slightly difficult,Difficult,Slightly difficult,0,3,Not difficult,Slightly difficult,Difficult,2,5,Slightly difficult,Slightly difficult,Not difficult,0,3,Not difficult,Not difficult,Not difficult,2,1,Very important,Very important,Very important,Not important,Very important,Not important,Slightly important,Slightly important,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Public placement office, -44,No,-44,-44,-44,-44,Yes,2,2,No,The firm does not have enough information about training pro,Yes,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Yes,0,100, -44,0,Yes,11,No,40,24,6,0,30,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,3,3,Incompleteness of loan application,-44,3560000,4090000,1431500,1186100,53000,163600,95000,94000,11000,6000,10000,0,0,882000,1211000,1145000,1636000,3378000,Minor obstacle,Minor obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,No obstacle,Minor obstacle,No obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,Access to finance,Tax Rates,Tax administration,Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Already used this type of assistance in the past and wasn't, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 14157,57,St-Kitts and Nevis,St-Kitts and Nevis,Garments,507133,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,98,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All women,Female,Female,Female,1976,No,Yes,1976,37,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,2,1,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,1,3,1,-44,Yes,2,Yes,Yes,Yes,100,80,105,0,0, -44,25,50,25,15,Individuals,35,55,10,batik clothing,65,National,5,Remained the same,Decreased,More than 5,100,0,90,-44,-44,-44,-44,-44,-44,-44,-44,70,30,Yes,4,No,Yes,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,Yes,Yes,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,-44, -44,Tend to agree,Tend to agree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,-44,40000,Yes,2,-44,Yes,2,Outside working hours,Firearm/gun,Money,50000,Group of criminals,Yes,Yes,-44,Yes,1,Outside working hours,Baseball bat,Money,700,A customer,No,No,Not enough police/not enough resources,Yes,1,Outside working hours,Other,Money,30000,Gang related,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,4,Outside working hours,Knife,Other,1000,Gang related,No,No,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,3000,Yes,No,Yes,No,Yes,No,-44,-44,No,-44,-44,Yes,Yes,Yes,41,Yes,4,No,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,0,2,5,52,14,18,13,7,14,8,5,2,3,2,1,0,0,0,0,0,0,1,1,2,0,0,7,16,57000,16,54000,16,63000,1,40000,1,36000,1,48000,2,30000,3,30000,2,35000,2,17000,2,16000,2,20000,2,18000,2,16700,2,21400,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,19,19000,18,17400,18,21300,13,15000,14,14000,13,17500,New products require new skills, -44,University graduate,Post graduated,University graduate,University graduate,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed secondary,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Completed secondary,Completed secondary,Completed secondary,Important,Slightly important,Critical,Very important,Important,Very important,Slightly important,Slightly important,Very important,Very important,Slightly important,Important,Slightly important,Not important,Slightly important,Very important,Critical,Critical,Very important,Important,Very important,Critical,Very important,Important,Critical,Not important,Important,Important,Slightly important,Not important,Critical,Slightly important,Slightly important,Very important,Critical,Important,Very important,Slightly important,Important,Important,Very important,Important,Critical,Slightly important,Critical,Important,Critical,Critical,Very important,Critical,Very important,Slightly important,Not important,Important,Slightly important,Important,Very important,Not important,Not important,Slightly important,Slightly important,Important,Very important,Very important,Important,Not important,Slightly important,Slightly important,Important,Important,Critical,Critical,Very important,Very important,Not important,Not important,Important,Very important,Slightly important,Not important,Not difficult,Very difficult,Difficult,2,11,Not difficult,Very difficult,Difficult,0,5,Slightly difficult,Difficult,Slightly difficult,0,6,Not difficult,Slightly difficult,Slightly difficult,0,2,Slightly difficult,Slightly difficult,Not difficult,0,6,Slightly difficult,Difficult,Slightly difficult,1,6,Not difficult,Slightly difficult,Slightly difficult,1,5,Not difficult,Not difficult,Not difficult,2,4,Not difficult,Not difficult,Slightly difficult,2,2,Very important,Very important,Very important,Important,Very important,Not important,Slightly important,Not important,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Public placement office, -44,No,-44,-44,-44,-44,No,-44,-44,No,Other,Yes,Very severe obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Yes,0,100, -44,0,Yes,8,Yes,15,52,13,0,10,10,0,0,0,0,0,0,0, -44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Line of credit,2010,20000,6,36,Other,Yes,No,No,Yes,No,No, -44,125,Yes,4,4,Problems with credit history/report,-44,3610000,3130000,876400,1180000,85000,31300,23000,25000,0,0,0,188000,0,226000,1632000,283000,2675000,750000,No obstacle,Minor obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,Minor obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,Major obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Political environment,Labor Regulations,Electricity,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,International organization, -44,technological and Innovation Support, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,Somewhat truthful,Are taken directly from the establishment's records, 141110,110,St-Kitts and Nevis,St-Kitts and Nevis,Retail,507206,Yes,4,Establishment physically separated from HQ and other establi,Yes,-44,Shareholding company with non-traded shares or shares traded, -44,80,100,0,0,0,Equally men and women,Yes,Yes,20,Makes decisions in consultation with other partners,4,6,Equally men and women,Male,Male,Male,1988,No,Yes,1989,42,No,-44,-44,No,-44,-44,No,-44,-44,Yes,43,No,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,1,1,1,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,0,60,40,0,Medium private firms (20-100 employees),35,50,15,retail trade of food items,65,National,20,Decreased,Remained the same,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,30,70,Yes,5,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,Yes,No,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to disagree,Strongly agree,No,-44,-44,-44,-44,-44,Yes,-44,36000,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,Outside working hours,Other,Money,4000,Someone working alone,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,4,During working hours,Baseball bat,Money,8500,Other,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,No,Yes,Yes,No,-44,-44,No,-44,-44,No,Yes,Yes,2,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,0,2,30,52,14,18,13,7,0,0,8,2,0,0,0,0,0,0,0,0,0,0,0,0,0,0,7,14,53000,14,47000,14,60000,1,29000,2,28000,1,33000,2,35000,3,32000,2,40000,2,19000,2,18000,2,22000,2,18000,2,17700,2,19400,0,-77,0,-77,0,-77,18,20000,17,17800,16,23100,0,-77,0,-77,0,-77,13,16000,14,15300,14,18100,Increase demand for higher quality product, -44,University graduate,University graduate,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed secondary,Very important,Not important,Very important,Important,Very important,Very important,Slightly important,Very important,Slightly important,Important,Important,Important,Slightly important,Slightly important,Important,Very important,Critical,Critical,Important,Important,Critical,Critical,Important,Important,Critical,Not important,Slightly important,Very important,Slightly important,Not important,Important,Important,Important,Critical,Critical,Important,Important,Important,Important,Very important,Important,Important,Very important,Important,Critical,Important,Critical,Critical,Critical,Very important,Critical,Slightly important,Not important,Important,Not important,Very important,Important,Slightly important,Important,Not important,Very important,Slightly important,Very important,Slightly important,Slightly important,Not important,Not important,Slightly important,Very important,Important,Very important,Critical,Very important,Very important,Slightly important,Slightly important,Important,Important,Not important,Not important,Not difficult,Very difficult,Slightly difficult,2,19,Not difficult,Difficult,Difficult,0,14,Slightly difficult,Very difficult,Slightly difficult,0,7,Not difficult,Not difficult,Slightly difficult,0,1,Slightly difficult,Slightly difficult,Difficult,1,3,Slightly difficult,Difficult,Slightly difficult,0,2,Slightly difficult,Slightly difficult,Slightly difficult,2,2,Not difficult,Not difficult,Slightly difficult,1,4,Not difficult,Slightly difficult,Not difficult,2,2,Very important,Very important,Very important,Important,Important,Slightly important,Slightly important,Not important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,Private placement office, -44,No,-44,-44,-44,-44,Yes,2,2,No,The benefits of training are small than the costs,Yes,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Yes,0,100, -44,0,No,-44,No,65,16,4,0,15,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Did not think it would be approved,7730000,5850000,1930500,1160000,123000,234000,466000,134500,7000,15000,27000,0,0,772000,1441000,1287000,1872000,3694000,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,No obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Practices of competitors in the informal sector,Customs and Trade Regulations,Access to finance,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Local business association, -44,Marketing and Operations support, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Truthful,Are taken directly from the establishment's records, 141143,143,St-Kitts and Nevis,St-Kitts and Nevis,Retail,507207,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,100,100,0,0,0,All women,Yes,No,100,Makes major strategic and fiancial decisions,15,8,Predominantly women,Male,Male,Female,1999,No,Yes,1999,22,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,1,0,-44,No,-44,-44,-44,-44,Yes,3,0,1,-44,No,-44,-44,-44,-44,Yes,1,Yes,No,Yes,0,-44,-44,100,0, -44,30,55,15,0,Medium private firms (20-100 employees),25,70,5,dry goods,20,National,15,Decreased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,40,60,Yes,19,No,Yes,No,No,Yes,No,Yes,Client, -44,No,Yes,Yes,No,No,No,-44,-44,-44,-44,Yes,Yes,No,Yes,No,Yes,Yes,No,No, -44,Important,Very Important,Very Important,Slightly important,Not important,Very Important,Very Important,Yes,50,Yes,50,No,-44,No,No,200000,-44,Yes,No,Yes,No,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to agree,Tend to disagree,Yes,No,-44,-44,-44,-44,Yes,-44,10000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,8,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,12,54,15,18,13,8,0,0,9,2,30,9,10,7,4,0,0,5,1,4,1,3,8,2,8,24,44000,25,40000,23,49000,2,31000,2,31000,2,35000,3,27000,4,27000,3,31000,3,16000,3,16000,3,18000,4,17000,4,16400,4,19100,0,-77,0,-77,0,-77,28,20000,26,18400,26,22900,0,-77,0,-77,0,-77,20,16000,19,14500,18,17200,Increase demand for higher quality product, -44,University graduate,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed secondary,Important,Slightly important,Very important,Important,Very important,Important,Important,Slightly important,Important,Very important,Important,Important,Not important,Not important,Important,Very important,Very important,Very important,Important,Slightly important,Critical,Critical,Important,Important,Critical,Slightly important,Important,Very important,Important,Important,Very important,Important,Important,Critical,Critical,Important,Very important,Important,Slightly important,Very important,Important,Important,Very important,Important,Critical,Slightly important,Critical,Critical,Very important,Critical,Critical,Not important,Not important,Important,Not important,Very important,Important,Slightly important,Slightly important,Slightly important,Very important,Slightly important,Slightly important,Slightly important,Important,Not important,Slightly important,Not important,Important,Slightly important,Very important,Critical,Critical,Very important,Not important,Slightly important,Important,Important,Not important,Not important,Slightly difficult,Very difficult,Difficult,3,25,Not difficult,Very difficult,Difficult,1,11,Slightly difficult,Slightly difficult,Difficult,1,8,Not difficult,Slightly difficult,Slightly difficult,1,1,Not difficult,Not difficult,Not difficult,0,7,Slightly difficult,Difficult,Slightly difficult,0,8,Not difficult,Difficult,Slightly difficult,3,10,Slightly difficult,Slightly difficult,Not difficult,1,9,Not difficult,Not difficult,Not difficult,2,1,Very important,Very important,Very important,Not important,Very important,Not important,Slightly important,Slightly important,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Public placement office, -44,Yes to fire,No,-44,Yes,5,Yes,0,2,No,The firm does not have enough information about training pro,Yes,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,No obstacle,Minor obstacle,Yes,0,100, -44,0,Yes,6,No,30,32,8,0,30,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,4,4,Problems with credit history/report,-44,16570000,13600000,3808000,1640000,626000,272000,181000,353500,21000,25000,21000,0,0,2840000,3084000,3944000,4896000,11674000,Minor obstacle,Very severe obstacle,No obstacle,Major obstacle,Yes,Yes,Yes,No,No,No,No,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,Moderate obstacle,No obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Major obstacle,No,Yes,Yes,No,No,Macroeconomic environment,Electricity,Practices of competitors in the informal sector,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,International organization, -44,Marketing and Operations support, -44,Yes,No,No,Yes,No,Yes,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 141119,119,St-Kitts and Nevis,St-Kitts and Nevis,Retail,507198,Yes,4,Headquarters with no production/no sales at this location,No,4,Shareholding company with non-traded shares or shares traded, -44,85,100,0,0,0,Equally men and women,Yes,Yes,15,Makes decisions in consultation with other partners,6,6,Equally men and women,Male,Male,Male,1970,Yes,Yes,1970,12,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,7,1,0,-44,No,-44,-44,-44,-44,Yes,0,2,1,-44,No,-44,-44,-44,-44,Yes,17,Yes,No,Yes,0,-44,-44,100,0, -44,40,35,25,0,Large private firms (more than 100 employees),5,55,40,auto servicing,30,Local,5,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,50,50,Yes,20,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,Yes,No,No,No,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,-44,12312,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,Yes,No,No,-44,-44,No,-44,-44,Yes,Yes,No,19,No,-44,-44,No,-44,.5,-44,Yes,0,Yes,No,-44,-44,Yes,0,2,8,54,15,18,13,8,1,4,3,4,2,2,0,0,0,0,0,0,0,1,1,0,0,0,8,17,40000,17,40000,18,47000,1,32000,2,30000,1,38000,2,31000,2,28000,2,34000,2,19000,2,18000,2,21000,2,16000,2,14300,2,18100,1,17000,1,15100,1,18500,18,16000,19,15700,20,18700,0,-77,0,-77,0,-77,13,16000,15,15300,14,17400,Increase/decreased demand for goods, -44,Post graduated,University graduate,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed secondary,Completed college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Important,Slightly important,Critical,Important,Very important,Important,Slightly important,Important,Important,Slightly important,Slightly important,Important,Important,Not important,Very important,Critical,Critical,Critical,Important,Important,Critical,Critical,Slightly important,Important,Very important,Slightly important,Slightly important,Slightly important,Not important,Not important,Important,Slightly important,Very important,Very important,Critical,Very important,Critical,Important,Very important,Important,Very important,Very important,Critical,Important,Critical,Slightly important,Critical,Critical,Very important,Critical,Very important,Important,Not important,Very important,Not important,Very important,Important,Slightly important,Important,Slightly important,Very important,Very important,Important,Slightly important,Slightly important,Not important,Not important,Slightly important,Important,Very important,Critical,Critical,Very important,Very important,Not important,Slightly important,Important,Slightly important,Not important,Important,Not difficult,Very difficult,Slightly difficult,2,15,Slightly difficult,Very difficult,Difficult,1,6,Not difficult,Difficult,Difficult,0,3,Slightly difficult,Slightly difficult,Not difficult,0,3,Slightly difficult,Slightly difficult,Slightly difficult,1,7,Not difficult,Difficult,Difficult,0,5,Not difficult,Difficult,Slightly difficult,2,3,Slightly difficult,Difficult,Difficult,1,4,Not difficult,Not difficult,Not difficult,2,1,Important,Important,Very important,Slightly important,Important,Not important,Slightly important,Slightly important,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Through family/friends, -44,Yes to both,Yes,7,No,-44,Yes,4,2,No,Other,Yes,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,No obstacle,Yes,0,100, -44,0,Yes,7,No,60,8,2,0,30,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Interest rates are not favorable,28230000,33700000,13143000,1990000,1382000,674000,353000,842500,135000,76000,93000,0,0,5635000,4920000,7414000,6740000,14606000,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,No obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,No obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,"Crime, theft and disorder",Practices of competitors in the informal sector,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,International organization, -44,technological and Innovation Support, -44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,Somewhat truthful,Are taken directly from the establishment's records, 14154,54,St-Kitts and Nevis,St-Kitts and Nevis,Construction,507168,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,100,0,100,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,2005,No,Yes,2005,17,No,-44,-44,No,-44,-44,No,-44,-44,Yes,13,No,Yes,2,2,0,-44,No,-44,-44,-44,-44,Yes,2,5,1,-44,No,-44,-44,-44,-44,Yes,1,Yes,Yes,Yes,0,-44,-44,100,0, -44,30,45,25,2,Others,35,55,10,construction,100,National,15,Decreased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,65,35,Yes,18,Yes,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Major obstacle,Minor obstacle,Moderate obstacle,No obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,-44, -44,Tend to disagree,Strongly agree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,0,0,Yes,Yes,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,10,Yes,2,No,Yes,0,0,-44,Yes,0,Yes,Yes,0,Yes,Yes,0,2,25,56,15,19,14,8,0,1,0,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,6,15,55000,15,54000,13,62000,1,29000,1,27000,1,33000,2,28000,3,27000,2,31000,2,16000,2,15000,2,19000,2,17000,2,15500,2,20000,1,19000,1,18800,1,21500,19,20000,21,19100,22,22400,0,-77,0,-77,0,-77,14,15000,14,14700,13,16300,Increase/decreased demand for goods, -44,University graduate,University graduate,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed secondary,Completed secondary,-44,-44,Completed secondary,Completed secondary,Very important,Slightly important,Critical,Very important,Very important,Very important,Slightly important,Important,Important,Important,Important,Important,Slightly important,Slightly important,Slightly important,Very important,Critical,Critical,Important,Important,Very important,Critical,Slightly important,Important,Very important,Slightly important,Slightly important,Important,Important,Not important,Important,Important,Important,Very important,Critical,Important,Very important,Slightly important,Very important,Slightly important,Important,Important,Very important,Not important,Very important,Important,Critical,Critical,Critical,Very important,Critical,Slightly important,Not important,Important,Not important,Important,Important,Slightly important,Slightly important,Not important,Important,Very important,Important,Important,Important,Not important,Not important,Slightly important,Important,Very important,Critical,Critical,Critical,Critical,Not important,Not important,Important,Important,Not important,Not important,Slightly difficult,Difficult,Difficult,2,11,Slightly difficult,Difficult,Difficult,1,10,Not difficult,Difficult,Difficult,0,4,Slightly difficult,Not difficult,Slightly difficult,0,3,Slightly difficult,Not difficult,Slightly difficult,0,10,Not difficult,Slightly difficult,Slightly difficult,1,5,Slightly difficult,Difficult,Slightly difficult,2,3,Not difficult,Not difficult,Not difficult,1,6,Not difficult,Not difficult,Not difficult,2,1,Important,Very important,Slightly important,Important,Very important,Not important,Slightly important,Not important,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,No obstacle,Moderate obstacle,Minor obstacle,No obstacle,Private placement office, -44,No,-44,-44,-44,-44,Yes,3,2,Yes,-44,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,7,No,60,0,0,0,20,0,0,0,0,0,0,0,20, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,Yes,Line of credit,2012,30000,6,54,Other,Yes,Yes,No,No,No,No, -44,125,Yes,3,2,Problems with credit history/report,-44,4590000,3750000,1050000,1050000,75000,75000,0,64000,4000,4000,5000,0,0,583000,585000,788000,900000,2088000,No obstacle,Minor obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,No obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,Access to finance,Tax Rates,Tax administration,Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Government based organization, -44,"General management, Business development and Strategies supp", -44,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Yes,No,Yes,Truthful,Are taken directly from the establishment's records, 141136,136,St-Kitts and Nevis,St-Kitts and Nevis,Hotel and restaurants,507189,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,40,0,100,0,0,Predominantly men,No,Yes,24,Makes decisions in consultation with other partners,12,8,Predominantly men,Female,Male,Female,1990,No,Yes,1990,23,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,7,2,1,-44,No,-44,-44,-44,-44,Yes,2,1,1,-44,No,-44,-44,-44,-44,Yes,4,Yes,Yes,Yes,0,-44,-44,100,0, -44,15,50,35,4,Small private firms (less than 20 employees),5,55,40,room rental,40,Local,10,Remained the same,Decreased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,50,50,No,-44,Yes,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,Yes,No,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Moderate obstacle,-44, -44,Tend to agree,Tend to disagree,Strongly disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,-44,78000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,5000,Yes,No,No,Yes,No,No,-44,-44,No,-44,-44,No,Yes,Yes,1,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,35,60,15,21,15,9,11,14,9,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,8,15,40000,15,37000,15,46000,1,30000,1,29000,1,33000,2,30000,2,27000,2,36000,2,20000,2,19000,2,24000,3,19000,3,17300,3,21300,1,19000,1,17600,1,21300,21,19000,19,16900,20,22400,0,-77,0,-77,0,-77,15,15000,14,15000,14,17300,Increase/decreased demand for goods, -44,University graduate,Completed college/vocational training,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Important,Important,Critical,Very important,Very important,Very important,Slightly important,Important,Important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Critical,Critical,Critical,Very important,Very important,Very important,Critical,Slightly important,Slightly important,Very important,Not important,Important,Slightly important,Not important,Slightly important,Slightly important,Important,Very important,Critical,Critical,Important,Very important,Very important,Very important,Important,Important,Very important,Critical,Important,Critical,Slightly important,Very important,Very important,Very important,Critical,Very important,Important,Not important,Important,Not important,Very important,Very important,Slightly important,Slightly important,Important,Important,Important,Important,Very important,Very important,Not important,Not important,Slightly important,Very important,Important,Critical,Critical,Critical,Critical,Slightly important,Slightly important,Important,Important,Slightly important,Not important,Not difficult,Difficult,Difficult,2,21,Slightly difficult,Very difficult,Difficult,1,6,Slightly difficult,Slightly difficult,Slightly difficult,1,4,Slightly difficult,Slightly difficult,Slightly difficult,0,3,Slightly difficult,Slightly difficult,Slightly difficult,1,4,Not difficult,Difficult,Difficult,1,8,Not difficult,Slightly difficult,Slightly difficult,3,7,Not difficult,Slightly difficult,Not difficult,0,3,Slightly difficult,Slightly difficult,Slightly difficult,2,1,Slightly important,Very important,Very important,Important,Slightly important,Slightly important,Not important,Slightly important,Minor obstacle,No obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,Private placement office, -44,No,-44,-44,-44,-44,No,-44,-44,No,The benefits of training are small than the costs,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,13,Yes,0,64,16,5,15,0,0,0,0,0,0,0,0, -44,25,37.5,0,0,37.5,0,0,0,0,0,0,0,0,0,0, -44,Yes,Line of credit,2011,55000000,11,36,Private commercial banks,No,-44,-44,-44,-44,-44, -44,-44,Yes,2,1,Other objections,-44,58380000,57630000,14407500,1750000,1729000,576300,253000,922000,166000,83000,111000,4034000,0,10788000,10788000,13831000,14984000,38312000,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,No obstacle,Major obstacle,No obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,Macroeconomic environment,Tax administration,Telecommunications,No obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,International organization, -44,Human resources Support, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Truthful,Are estimates computed with some precision, 141114,114,St-Kitts and Nevis,St-Kitts and Nevis,Food,507128,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,50,100,0,0,0,Equally men and women,No,Yes,25,Makes decisions in consultation with other partners,5,6,Predominantly women,Male,Male,Female,1997,No,Yes,1997,27,No,-44,-44,No,-44,-44,No,-44,-44,Yes,57,No,Yes,1,3,1,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,5,Yes,No,Yes,100,100,100,0,0, -44,35,40,25,0,Others,40,60,0,bread,55,National,10,Remained the same,Decreased,More than 5,100,0,10,-44,-44,-44,-44,-44,-44,-44,-44,0,100,Yes,3,Yes,Yes,Yes,Yes,Yes,No,Yes,Laboratory or research center, -44,No,No,Yes,Yes,No,No,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,Important,Important,Slightly important,Very Important,Slightly important,Slightly important,Very Important,Yes,60,Yes,40,No,-44,No,No,70000,-44,No,No,No,No,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,-44, -44,Tend to disagree,Strongly disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,4,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,No,Yes,No,No,-44,-44,No,-44,-44,No,No,No,31,Yes,12,No,No,-44,-44,0,No,-44,-44,Yes,15,No,Yes,15,2,18,67,18,23,16,10,14,5,4,2,5,3,1,1,0,1,0,0,0,1,1,1,2,0,8,21,59000,20,55000,19,67000,1,33000,2,32000,1,37000,3,28000,4,28000,3,30000,3,20000,3,20000,3,22000,3,17000,3,15300,3,20200,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,24,18000,26,17300,24,20000,17,17000,19,17300,20,18900,Increase/decreased demand for goods, -44,University graduate,Post graduated,University graduate,University graduate,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Completed secondary,Started but did not complete secondary,Important,Important,Very important,Very important,Important,Important,Slightly important,Important,Very important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Critical,Very important,Critical,Important,Important,Very important,Very important,Very important,Slightly important,Critical,Slightly important,Important,Slightly important,Not important,Not important,Important,Important,Very important,Very important,Critical,Important,Very important,Very important,Important,Very important,Very important,Important,Critical,Important,Very important,Important,Very important,Critical,Critical,Very important,Critical,Slightly important,Slightly important,Important,Not important,Important,Very important,Not important,Important,Slightly important,Important,Very important,Important,Slightly important,Very important,Not important,Not important,Slightly important,Important,Important,Critical,Critical,Very important,Critical,Not important,Not important,Important,Important,Not important,Not important,Slightly difficult,Very difficult,Difficult,3,11,Not difficult,Very difficult,Slightly difficult,1,13,Slightly difficult,Slightly difficult,Difficult,1,8,Slightly difficult,Not difficult,Not difficult,1,1,Slightly difficult,Slightly difficult,Slightly difficult,1,5,Not difficult,Difficult,Difficult,1,7,Not difficult,Difficult,Difficult,1,9,Slightly difficult,Not difficult,Difficult,3,2,Not difficult,Not difficult,Not difficult,2,1,Very important,Critical,Very important,Important,Critical,Slightly important,Slightly important,Slightly important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,Minor obstacle,Through family/friends, -44,No,-44,-44,-44,-44,Yes,2,2,No,The benefits of training are small than the costs,Yes,Very severe obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,Minor obstacle,Yes,0,100, -44,0,Yes,7,No,65,0,0,0,35,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,3,3,Incompleteness of loan application,-44,7360000,6440000,1674400,1250000,84000,257600,186000,484000,58000,68000,34000,0,0,1477000,3167000,2140000,4280000,5799000,Minor obstacle,No obstacle,Major obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Very severe obstacle,No obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Access to finance,Tax Rates,Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Government based organization, -44,technological and Innovation Support, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,Yes,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 141101,101,St-Kitts and Nevis,St-Kitts and Nevis,Hotel and restaurants,507187,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,50,50,50,0,0,Equally men and women,No,Yes,15,Delegates decisions to other partners,0,0,Predominantly men,Female,Male,Female,1989,Yes,Yes,1989,24,No,-44,-44,No,-44,-44,No,-44,-44,Yes,28,No,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,3,0,1,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,10,50,40,0,Large private firms (more than 100 employees),15,45,40,food,65,Local,10,Increased,Increased,More than 5,80,20,0,1990,united states,85,antigua and barbuda,10,6,0,3,75,25,Yes,15,No,No,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,Yes,Yes,No,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,No obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Minor obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,-44,56000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,No,Yes,No,No,-44,-44,No,-44,-44,No,Yes,Yes,0,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,40,67,18,23,16,10,1,7,5,7,0,0,0,0,0,0,0,0,0,0,0,0,0,0,10,18,66000,16,64000,16,72000,1,40000,1,37000,1,47000,3,37000,4,37000,3,43000,3,17000,3,16000,3,20000,3,16000,3,14700,3,17200,0,-77,0,-77,0,-77,23,16000,23,15700,25,17800,0,-77,0,-77,0,-77,16,16000,16,14500,16,17600,Increase/decreased demand for goods, -44,University graduate,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Completed secondary,-44,-44,Completed secondary,Completed secondary,Very important,Slightly important,Critical,Critical,Important,Very important,Slightly important,Slightly important,Important,Important,Slightly important,Important,Not important,Slightly important,Important,Very important,Very important,Critical,Important,Slightly important,Very important,Very important,Slightly important,Important,Critical,Slightly important,Important,Important,Not important,Slightly important,Very important,Important,Important,Very important,Critical,Very important,Very important,Very important,Important,Slightly important,Very important,Important,Critical,Important,Critical,Very important,Critical,Critical,Critical,Very important,Critical,Slightly important,Slightly important,Very important,Not important,Important,Important,Slightly important,Slightly important,Slightly important,Very important,Very important,Important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Very important,Important,Critical,Critical,Critical,Very important,Not important,Slightly important,Important,Important,Not important,Slightly important,Not difficult,Very difficult,Slightly difficult,2,9,Difficult,Very difficult,Slightly difficult,0,13,Slightly difficult,Slightly difficult,Difficult,0,10,Slightly difficult,Slightly difficult,Not difficult,0,1,Slightly difficult,Slightly difficult,Slightly difficult,0,3,Slightly difficult,Difficult,Difficult,0,9,Slightly difficult,Difficult,Difficult,3,4,Slightly difficult,Not difficult,Not difficult,0,3,Not difficult,Not difficult,Not difficult,2,2,Very important,Very important,Not important,Slightly important,Important,Slightly important,Not important,Slightly important,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,No obstacle,No obstacle,Private placement office, -44,Yes to hire,Yes,8,No,-44,Yes,0,2,Yes,-44,Yes,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,No,0,100, -44,0,Yes,7,No,95,0,0,0,5,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Interest rates are not favorable,7340000,7370000,2137300,2020000,66000,147400,98000,155000,20000,22000,26000,0,0,1415000,1504000,1769000,2506000,3927000,Minor obstacle,Minor obstacle,No obstacle,Major obstacle,No,Yes,No,No,No,No,No,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,No obstacle,Moderate obstacle,Very severe obstacle,No obstacle,Minor obstacle,No obstacle,Minor obstacle,Major obstacle,Yes,Yes,No,Yes,No,Cost of finance,Practices of competitors in the informal sector,Access to land for expansion / relocation,No obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Too expensive, -44,-44,-44, -44,-44, -44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 14171,71,St-Kitts and Nevis,St-Kitts and Nevis,Wholesale,507213,Yes,4,Establishment physically separated from HQ and other establi,Yes,-44,Shareholding company with non-traded shares or shares traded, -44,51,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,1982,No,Yes,1982,16,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,Yes,1,0,0,-44,Yes,0,1,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,20,70,10,0,Government or government agencies (including state-owned ent,20,60,20,food wholesale,40,National,10,Decreased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,30,70,Yes,15,Yes,Yes,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,Yes,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,No obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Major obstacle,Major obstacle,-44, -44,Tend to disagree,Tend to agree,Tend to disagree,Tend to agree,Yes,No,-44,-44,-44,-44,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,No,No,No,No,-44,-44,No,-44,-44,No,Yes,Yes,8,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,9,71,20,24,17,10,0,14,9,1,6,3,2,1,0,0,1,0,0,1,1,1,2,0,8,23,44000,25,41000,24,47000,1,41000,1,40000,1,46000,3,25000,4,22000,3,28000,3,19000,3,18000,3,22000,3,17000,3,17000,3,19600,0,-77,0,-77,0,-77,26,16000,24,16300,25,17200,0,-77,0,-77,0,-77,18,16000,20,14800,18,18000,Increase/decreased demand for goods, -44,University graduate,University graduate,University graduate,University graduate,Completed secondary,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed secondary,Important,Not important,Critical,Very important,Very important,Important,Important,Very important,Very important,Slightly important,Important,Important,Slightly important,Important,Very important,Very important,Very important,Critical,Very important,Important,Critical,Critical,Important,Slightly important,Critical,Slightly important,Slightly important,Important,Slightly important,Not important,Important,Important,Critical,Critical,Critical,Very important,Very important,Important,Very important,Important,Very important,Important,Critical,Not important,Critical,Important,Critical,Critical,Critical,Very important,Critical,Slightly important,Slightly important,Slightly important,Not important,Important,Important,Not important,Slightly important,Slightly important,Important,Very important,Important,Important,Important,Not important,Slightly important,Not important,Important,Important,Critical,Very important,Critical,Critical,Not important,Not important,Important,Very important,Slightly important,Slightly important,Slightly difficult,Very difficult,Slightly difficult,3,24,Slightly difficult,Very difficult,Difficult,0,10,Slightly difficult,Difficult,Difficult,0,3,Not difficult,Slightly difficult,Difficult,1,2,Slightly difficult,Not difficult,Slightly difficult,1,2,Not difficult,Slightly difficult,Slightly difficult,0,10,Not difficult,Difficult,Very difficult,3,7,Slightly difficult,Not difficult,Slightly difficult,0,4,Not difficult,Not difficult,Not difficult,2,2,Critical,Slightly important,Important,Not important,Very important,Not important,Not important,Slightly important,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Public placement office, -44,No,-44,-44,-44,-44,No,-44,-44,No,The firm does not have enough information about training pro,Yes,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Yes,90,10, -44,0,Yes,10,No,52,26.4,6.600000000000001,0,15,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,4,4,Incompleteness of loan application,-44,9560000,9040000,2802400,1130000,280000,271200,36000,199000,18000,26000,22000,0,0,1611000,1480000,2441000,1898000,2734000,Very severe obstacle,Very severe obstacle,Very severe obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Very severe obstacle,No obstacle,No obstacle,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,Customs and Trade Regulations,Tax Rates,Transportation,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,NGO, -44,technological and Innovation Support, -44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are taken directly from the establishment's records, 14189,89,St-Kitts and Nevis,St-Kitts and Nevis,Construction,507158,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,48,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Female,Male,1992,No,Yes,1992,12,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,5,0,-44,No,-44,-44,-44,-44,Yes,2,1,0,-44,No,-44,-44,-44,-44,Yes,51,Yes,Yes,Yes,0,-44,-44,100,0, -44,15,70,15,5,Large private firms (more than 100 employees),30,50,20,construction,45,National,10,Increased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,60,40,Yes,10,No,Yes,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,No obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,No obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,3,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,50000,0,Yes,Yes,No,No,No,No,-44,-44,No,-44,-44,No,Yes,Yes,5,Yes,3,No,Yes,0,0,-44,Yes,0,Yes,No,-44,-44,No,-44,-44,12,73,20,25,18,10,1,3,2,2,40,13,13,9,5,0,1,1,1,1,2,1,2,1,8,33,62000,33,56000,32,70000,2,34000,2,30000,2,38000,4,36000,5,36000,5,41000,4,19000,4,17000,4,22000,5,19000,5,18100,5,20900,0,-77,0,-77,0,-77,38,14000,36,13900,36,16200,0,-77,0,-77,0,-77,27,16000,30,16300,31,18800,Increase/decreased demand for goods, -44,University graduate,Completed secondary,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Very important,Important,Critical,Important,Important,Very important,Very important,Slightly important,Important,Important,Important,Important,Slightly important,Slightly important,Very important,Very important,Very important,Critical,Important,Slightly important,Very important,Very important,Important,Important,Very important,Important,Important,Important,Not important,Not important,Important,Important,Slightly important,Critical,Critical,Very important,Very important,Very important,Important,Important,Very important,Important,Critical,Slightly important,Critical,Important,Very important,Critical,Critical,Very important,Critical,Slightly important,Not important,Important,Not important,Important,Important,Not important,Slightly important,Slightly important,Very important,Slightly important,Very important,Important,Important,Not important,Slightly important,Slightly important,Very important,Very important,Critical,Critical,Critical,Critical,Slightly important,Slightly important,Very important,Very important,Important,Slightly important,Slightly difficult,Very difficult,Difficult,4,9,Slightly difficult,Very difficult,Difficult,0,6,Slightly difficult,Difficult,Slightly difficult,1,3,Slightly difficult,Slightly difficult,Not difficult,0,3,Slightly difficult,Not difficult,Slightly difficult,1,6,Not difficult,Slightly difficult,Difficult,0,8,Slightly difficult,Difficult,Difficult,4,9,Not difficult,Difficult,Not difficult,0,9,Not difficult,Not difficult,Not difficult,3,1,Important,Important,Important,Slightly important,Important,Slightly important,Slightly important,Not important,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,Private placement office, -44,Yes to fire,No,-44,Yes,7,Yes,3,2,No,The firm is affraid of investing in workers that after the t,Yes,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Yes,0,100, -44,0,Yes,12,No,15,48,12,0,25,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Other,13660000,18240000,6790000,3830400,693000,729600,302000,383000,38000,42000,54000,0,0,3648000,3314000,4560000,4195000,9530000,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Very severe obstacle,Major obstacle,No obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,Practices of competitors in the informal sector,Corruption,Political environment,Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Private independent fund, -44,technological and Innovation Support, -44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 141107,107,St-Kitts and Nevis,St-Kitts and Nevis,Hotel and restaurants,507150,Yes,14,Establishment physically separated from HQ and other establi,Yes,-44,Shareholding company with non-traded shares or shares traded, -44,20,100,0,0,0,Predominantly men,No,Yes,20,Makes decisions in consultation with other partners,3,7,Predominantly men,Male,Male,Male,1975,No,Yes,1975,26,No,-44,-44,No,-44,-44,No,-44,-44,Yes,23,No,Yes,3,2,0,-44,Yes,2,0,0,-44,Yes,8,2,1,-44,No,-44,-44,-44,-44,Yes,5,Yes,Yes,Yes,0,-44,-44,100,0, -44,15,55,30,0,Individuals,10,45,45,hotels and restaurants,95,Local,10,Decreased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,35,65,Yes,4,Yes,Yes,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,Yes,No,No,No,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Major obstacle,Very severe obstacle,Major obstacle,Major obstacle,No obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to disagree,Strongly disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,-44,25000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,Yes,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,10,Yes,1,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,10,80,20,28,20,12,13,13,9,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,9,20,70000,21,70000,19,80000,2,30000,3,29000,2,35000,3,26000,4,24000,3,31000,3,20000,3,20000,3,22000,4,18000,4,16400,4,19400,0,-77,0,-77,0,-77,28,20000,28,18500,31,23300,0,-77,0,-77,0,-77,20,16000,20,14300,18,18100,Economic upturn/downturn, -44,University graduate,University graduate,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed secondary,Not applicable,Not applicable,Completed college/vocational training,Completed secondary,-44,-44,Completed secondary,Completed secondary,Important,Slightly important,Very important,Very important,Very important,Very important,Slightly important,Slightly important,Important,Important,Important,Important,Slightly important,Important,Very important,Very important,Very important,Very important,Important,Very important,Critical,Critical,Important,Important,Critical,Slightly important,Slightly important,Slightly important,Slightly important,Not important,Slightly important,Important,Important,Critical,Critical,Important,Very important,Important,Very important,Very important,Important,Very important,Very important,Important,Critical,Important,Critical,Critical,Critical,Very important,Critical,Slightly important,Not important,Very important,Not important,Slightly important,Important,Slightly important,Slightly important,Not important,Important,Important,Important,Important,Very important,Not important,Slightly important,Slightly important,Important,Very important,Very important,Critical,Very important,Critical,Not important,Slightly important,Slightly important,Important,Not important,Important,Not difficult,Difficult,Difficult,2,16,Slightly difficult,Very difficult,Very difficult,0,7,Slightly difficult,Slightly difficult,Difficult,0,8,Not difficult,Slightly difficult,Slightly difficult,0,3,Slightly difficult,Slightly difficult,Slightly difficult,1,4,Not difficult,Very difficult,Slightly difficult,1,4,Not difficult,Difficult,Slightly difficult,3,7,Not difficult,Not difficult,Not difficult,1,9,Not difficult,Slightly difficult,Not difficult,2,1,Very important,Very important,Slightly important,Important,Very important,Not important,Slightly important,Slightly important,Major obstacle,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,No obstacle,No obstacle,Private placement office, -44,No,-44,-44,-44,-44,Yes,1,2,No,The firm does not have enough information about training pro,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,9,No,40,0,0,0,20,0,0,0,0,0,0,0,40, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Collateral requirements for loans or line of credit are unat,8990000,7910000,1490000,1640000,79000,316400,915000,174000,12000,33000,26000,0,0,1114000,1652000,1740000,2294000,4855000,Major obstacle,Very severe obstacle,Major obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,Minor obstacle,Very severe obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,Customs and Trade Regulations,Electricity,Transportation,Minor obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Government based organization, -44,technological and Innovation Support, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 141141,141,St-Kitts and Nevis,St-Kitts and Nevis,Electronics,507126,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,62,15,85,0,0,Predominantly men,No,Yes,27,Makes major strategic and fiancial decisions,14,5,Predominantly men,Female,Male,Male,1989,No,Yes,1989,27,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,4,3,2,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,4,Yes,Yes,Yes,100,100,130,0,0, -44,30,55,15,0,Medium private firms (20-100 employees),15,50,35,manufacturing of miniature bru,100,International,10,Remained the same,Decreased,More than 5,5,95,0,1990,united states,30,turkey,20,7,0,0,75,25,Yes,9,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,Yes,No,No,No,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,-44,2400,Yes,-44,5000,Yes,1,Outside working hours,Firearm/gun,Goods or stock,30000,Gang related,Yes,Yes,-44,Yes,1,Outside working hours,Firearm/gun,Money,950,Group of criminals,No,No,Don't have the time; inconvenient,Yes,2,During working hours,Firearm/gun,Money,30000,Other,Yes,Yes,-44,Yes,1,During working hours,Knife,Money,3000,Group of criminals,Yes,Yes,-44,Yes,1,Outside working hours,Firearm/gun,Goods or stock,100,Other,No,No,There was no insurance requirement,Yes,3,Outside working hours,Knife,Money,7500,Group of criminals,Yes,No,They occur too frequently,Yes,1,During working hours,Firearm/gun,Money,-66,Group of criminals,No,No,Not enough police/not enough resources,No,-44,-44,0,Yes,No,No,No,Yes,No,-44,-44,No,-44,-44,Yes,Yes,No,19,Yes,6,No,No,-44,.5,-44,No,-44,-44,No,-44,-44,No,-44,-44,70,80,20,28,20,12,20,0,7,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,10,20,66000,18,65000,17,77000,2,31000,3,28000,2,35000,3,37000,3,37000,3,41000,3,20000,3,19000,3,22000,4,17000,4,15800,4,18700,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,28,20000,29,20200,28,22700,20,15000,22,13600,22,16700,Increase/decreased demand for goods, -44,University graduate,University graduate,Post graduated,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed secondary,Completed secondary,Started but did not complete secondary,Very important,Slightly important,Critical,Important,Very important,Important,Important,Important,Important,Important,Important,Slightly important,Slightly important,Not important,Slightly important,Critical,Very important,Critical,Important,Important,Very important,Very important,Important,Important,Critical,Not important,Slightly important,Slightly important,Slightly important,Not important,Important,Important,Very important,Very important,Critical,Very important,Very important,Important,Important,Slightly important,Important,Very important,Very important,Important,Critical,Important,Critical,Critical,Very important,Critical,Critical,Slightly important,Not important,Important,Not important,Slightly important,Important,Slightly important,Slightly important,Not important,Important,Slightly important,Important,Very important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Very important,Critical,Critical,Critical,Critical,Slightly important,Slightly important,Important,Important,Not important,Slightly important,Not difficult,Difficult,Difficult,2,8,Not difficult,Almost impossible,Difficult,1,7,Slightly difficult,Slightly difficult,Slightly difficult,1,9,Slightly difficult,Slightly difficult,Not difficult,1,1,Slightly difficult,Not difficult,Not difficult,1,7,Slightly difficult,Slightly difficult,Difficult,1,8,Slightly difficult,Difficult,Difficult,0,9,Not difficult,Slightly difficult,Not difficult,3,7,Not difficult,Not difficult,Not difficult,2,2,Critical,Very important,Very important,Important,Very important,Not important,Not important,Not important,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,Public announcement/advertisement, -44,No,-44,-44,-44,-44,No,-44,-44,No,Other,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,No,-44,Yes,85,0,0,0,15,0,0,0,0,0,0,0,0, -44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Loan,2011,20000,6,60,"Non-Bank financial institutions (microfinance institutions,",Yes,Yes,No,No,No,No, -44,125,Yes,5,4,Incompleteness of loan application,-44,7690000,5130000,1949400,1077300,92000,205200,151000,41000,6000,5000,8000,205000,0,1123000,850000,1539000,1180000,2601000,Moderate obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Customs and Trade Regulations,Electricity,Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,International organization, -44,Financial magement and tax and customs administration, -44,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 141139,139,St-Kitts and Nevis,St-Kitts and Nevis,Garments,507134,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,50,100,0,0,0,All women,Yes,Yes,50,Makes decisions in consultation with other partners,13,1,Predominantly men,Female,Male,Male,1972,No,Yes,1972,37,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,0,3,2,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,95,95,120,5,0, -44,30,45,25,0,Large private firms (more than 100 employees),10,60,30,uniforms,80,National,20,Remained the same,Increased,2-5,60,40,10,1973,germany,25,turkey,15,1,0,0,25,75,Yes,2,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,Yes,Yes,No,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,-44, -44,Tend to agree,Tend to agree,Tend to disagree,Tend to disagree,Yes,No,-44,-44,-44,-44,Yes,5,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,No,No,No,No,-44,-44,No,-44,-44,No,Yes,Yes,26,Yes,1,Yes,Yes,0,0,-44,Yes,15,Yes,No,-44,-44,Yes,0,2,75,87,23,30,21,13,23,0,7,2,5,3,1,1,0,1,0,0,0,1,1,1,1,0,14,26,57000,24,54000,23,65000,2,40000,3,36000,2,43000,3,37000,3,35000,3,42000,3,19000,3,19000,3,22000,4,18000,4,16400,4,20200,1,16000,1,14800,1,17600,0,-77,0,-77,0,-77,31,18000,31,16000,34,21200,22,16000,21,15900,19,17600,New products require new skills, -44,University graduate,Completed college/vocational training,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed secondary,Started but did not complete college/vocational training,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Completed secondary,Started but did not complete secondary,Important,Important,Very important,Important,Very important,Very important,Important,Slightly important,Important,Important,Slightly important,Important,Not important,Not important,Important,Critical,Very important,Very important,Important,Important,Critical,Critical,Very important,Important,Critical,Slightly important,Slightly important,Important,Not important,Not important,Critical,Slightly important,Very important,Critical,Very important,Important,Very important,Very important,Very important,Important,Important,Important,Very important,Slightly important,Very important,Slightly important,Very important,Critical,Very important,Very important,Very important,Slightly important,Not important,Important,Not important,Important,Important,Important,Important,Not important,Important,Important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Important,Critical,Critical,Critical,Very important,Not important,Important,Very important,Important,Slightly important,Slightly important,Not difficult,Difficult,Very difficult,3,22,Slightly difficult,Very difficult,Very difficult,0,12,Slightly difficult,Slightly difficult,Slightly difficult,0,7,Slightly difficult,Not difficult,Not difficult,1,2,Slightly difficult,Slightly difficult,Difficult,0,9,Slightly difficult,Slightly difficult,Slightly difficult,0,3,Not difficult,Very difficult,Slightly difficult,1,10,Not difficult,Not difficult,Not difficult,4,9,Not difficult,Not difficult,Not difficult,3,1,Very important,Important,Important,Not important,Important,Slightly important,Slightly important,Slightly important,Moderate obstacle,No obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,Public placement office, -44,Yes to fire,No,-44,Yes,8,Yes,5,2,Yes,-44,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,15,No,50,20,5,0,25,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,2,2,Problems with credit history/report,-44,1760000,2090000,773300,459800,21000,83600,0,33500,5000,5000,5000,0,0,504000,663000,690000,1070000,821000,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,Political environment,Tax administration,Access to land for expansion / relocation,Very severe obstacle,Yes,Yes,No,No,No,Yes,No,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Large impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Truthful,Are taken directly from the establishment's records, 141127,127,St-Kitts and Nevis,St-Kitts and Nevis,Transport,507193,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,51,0,100,0,0,Equally men and women,No,Yes,33,Makes decisions in consultation with other partners,8,4,Equally men and women,Male,Female,Female,2002,No,Yes,2002,12,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,0,1,1,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,1,Yes,Yes,Yes,0,-44,-44,100,0, -44,25,45,30,10,Others,40,55,5,tours,95,Local,5,Increased,Increased,2-5,95,5,90,2003,united states,80,ghana,20,7,0,1,60,40,Yes,6,No,Yes,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,Yes,No,No,No,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,-44, -44,Strongly disagree,Strongly disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,-44,250000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,No,20000,20000,Yes,Yes,Yes,Yes,No,No,-44,-44,No,-44,-44,Yes,Yes,No,1,Yes,3,No,No,-44,.5,-44,No,-44,-44,Yes,5,Yes,No,-44,-44,200,89,23,31,22,13,2,14,9,10,6,3,2,1,0,0,0,0,0,3,1,3,7,0,10,26,49000,26,45000,27,56000,2,38000,2,35000,2,43000,3,31000,4,28000,3,34000,3,18000,3,17000,3,21000,4,17000,4,16400,4,19300,1,19000,1,16900,1,20900,33,18000,33,17300,36,21200,0,-77,0,-77,0,-77,23,16000,23,15600,23,17200,Increase/decreased demand for goods, -44,University graduate,Completed secondary,Post graduated,University graduate,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed secondary,Started but did not complete college/vocational training,Completed secondary,Completed secondary,-44,-44,Completed secondary,Completed primary school,Important,Slightly important,Critical,Important,Important,Important,Important,Slightly important,Slightly important,Very important,Slightly important,Slightly important,Important,Slightly important,Important,Very important,Critical,Very important,Important,Slightly important,Very important,Very important,Slightly important,Very important,Critical,Slightly important,Slightly important,Very important,Not important,Not important,Slightly important,Important,Critical,Very important,Critical,Very important,Important,Slightly important,Important,Important,Important,Important,Critical,Important,Critical,Slightly important,Critical,Critical,Very important,Very important,Very important,Not important,Not important,Important,Not important,Very important,Important,Slightly important,Not important,Slightly important,Important,Important,Slightly important,Slightly important,Important,Slightly important,Slightly important,Not important,Very important,Important,Critical,Critical,Critical,Very important,Not important,Not important,Slightly important,Important,Not important,Not important,Slightly difficult,Almost impossible,Slightly difficult,3,11,Not difficult,Very difficult,Difficult,0,12,Slightly difficult,Difficult,Difficult,1,10,Slightly difficult,Slightly difficult,Not difficult,0,3,Slightly difficult,Slightly difficult,Slightly difficult,0,2,Not difficult,Difficult,Difficult,1,7,Not difficult,Slightly difficult,Slightly difficult,4,9,Slightly difficult,Slightly difficult,Slightly difficult,0,3,Not difficult,Slightly difficult,Not difficult,3,2,Very important,Very important,Very important,Not important,Slightly important,Not important,Not important,Slightly important,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Major obstacle,Minor obstacle,No obstacle,Moderate obstacle,No obstacle,No obstacle,Minor obstacle,Through family/friends, -44,No,-44,-44,-44,-44,Yes,5,2,No,Other,Yes,Major obstacle,Very severe obstacle,No obstacle,Moderate obstacle,No obstacle,No obstacle,Yes,0,100, -44,0,No,-44,Yes,20,48,12,0,20,0,0,0,0,0,0,0,0, -44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Line of credit,2012,50000,6,54,"Non-Bank financial institutions (microfinance institutions,",Yes,Yes,No,No,No,No, -44,175,Yes,3,2,Incompleteness of loan application,-44,8970000,11730000,4574700,950000,59000,469200,88000,94000,11000,17000,8000,1290000,0,1830000,2545000,2815000,4105000,4617000,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,"Crime, theft and disorder",Access to land for expansion / relocation,Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,International organization, -44,technological and Innovation Support, -44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Truthful,Are taken directly from the establishment's records, 1412,2,St-Kitts and Nevis,St-Kitts and Nevis,Hotel and restaurants,507190,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,70,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Female,Male,Male,2005,No,Yes,2006,9,No,-44,-44,No,-44,-44,Yes,7,No,No,-44,-44,Yes,0,2,2,-44,No,-44,-44,-44,-44,Yes,5,2,0,-44,No,-44,-44,-44,-44,Yes,3,Yes,Yes,Yes,0,-44,-44,100,0, -44,20,50,30,15,Government or government agencies (including state-owned ent,35,55,10,accomodation,45,International,5,Increased,Remained the same,More than 5,45,55,0,2006,united states,20,canada,15,5,0,1,35,65,No,-44,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Major obstacle,Minor obstacle,Major obstacle,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,-44, -44,Tend to disagree,Tend to agree,Tend to agree,Tend to agree,Yes,No,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,Yes,Yes,No,No,-44,-44,No,-44,-44,Yes,No,Yes,1,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,5,2,55,93,25,32,23,13,2,16,10,12,0,0,0,0,0,0,0,0,0,0,0,0,0,0,12,25,49000,24,49000,22,57000,2,27000,2,26000,2,32000,3,28000,3,25000,3,30000,3,16000,3,16000,3,17000,4,16000,4,15400,4,17800,1,16000,1,15400,1,17800,32,16000,29,14300,30,17600,0,-77,0,-77,0,-77,23,16000,24,16000,22,17200,New products require new skills, -44,University graduate,Completed college/vocational training,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed secondary,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed secondary,-44,-44,Completed secondary,Started but did not complete secondary,Important,Slightly important,Critical,Very important,Important,Very important,Important,Important,Very important,Important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Critical,Very important,Critical,Important,Important,Very important,Critical,Important,Very important,Very important,Slightly important,Slightly important,Important,Not important,Not important,Critical,Slightly important,Very important,Critical,Critical,Important,Very important,Very important,Slightly important,Important,Very important,Very important,Very important,Important,Critical,Important,Critical,Very important,Very important,Very important,Critical,Slightly important,Not important,Very important,Not important,Important,Very important,Slightly important,Slightly important,Slightly important,Important,Important,Very important,Important,Important,Not important,Not important,Slightly important,Very important,Very important,Critical,Very important,Critical,Critical,Not important,Not important,Important,Important,Important,Important,Not difficult,Very difficult,Difficult,3,18,Slightly difficult,Very difficult,Difficult,0,8,Not difficult,Difficult,Slightly difficult,0,4,Slightly difficult,Slightly difficult,Slightly difficult,1,3,Slightly difficult,Not difficult,Not difficult,1,10,Slightly difficult,Difficult,Slightly difficult,0,2,Slightly difficult,Difficult,Difficult,4,10,Slightly difficult,Not difficult,Not difficult,1,7,Not difficult,Not difficult,Not difficult,3,1,Critical,Very important,Not important,Important,Very important,Not important,Not important,Slightly important,Minor obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,Private placement office, -44,No,-44,-44,-44,-44,Yes,4,2,No,The benefits of training are small than the costs,Yes,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,No obstacle,No,0,100, -44,0,Yes,11,No,90,0,0,0,10,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Did not think it would be approved,7300000,8000000,2880000,1580000,320000,320000,41000,80000,11000,16000,14000,0,0,1294000,1865000,1680000,2960000,2402000,No obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,No obstacle,Major obstacle,No obstacle,Very severe obstacle,Moderate obstacle,-44,-44,-44,-44,-44,"Crime, theft and disorder",Practices of competitors in the informal sector,Inadequately educated workforce,No obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Community based organization, -44,"General management, Business development and Strategies supp", -44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 141116,116,St-Kitts and Nevis,St-Kitts and Nevis,Food,507129,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,49,90,10,0,0,Predominantly men,No,No,16,Delegates decisions to other partners,5,10,Predominantly men,Male,Male,Male,1954,Yes,Yes,1964,22,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,0,1,0,-44,No,-44,-44,-44,-44,Yes,9,2,0,-44,No,-44,-44,-44,-44,Yes,2,Yes,Yes,Yes,95,85,70,5,0, -44,45,50,5,10,Small private firms (less than 20 employees),35,40,25,carbonated beverages,90,National,10,Decreased,Remained the same,More than 5,80,20,0,1955,united states,25,ghana,5,6,0,0,5,95,Yes,60,Yes,Yes,No,No,Yes,Yes,-44,-44, -44,-44,No,Yes,Yes,No,No,-44,-44,-44,-44,Yes,Yes,No,No,No,Yes,No,Yes,No, -44,Important,Very Important,Very Important,Very Important,Slightly important,Very Important,Very Important,Yes,100,No,-44,No,-44,Yes,No,130000,-44,No,No,Yes,No,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Major obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,-44,36000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,30000,3000,Yes,Yes,No,No,No,No,-44,-44,No,-44,-44,No,Yes,Yes,16,Yes,6,Yes,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,10,104,27,36,26,15,1,2,1,6,0,0,0,0,0,0,0,0,0,0,0,0,0,0,14,27,62000,28,63000,29,68000,2,42000,3,40000,2,49000,4,31000,4,31000,4,34000,4,16000,4,15000,4,19000,5,19000,5,19000,5,21900,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,36,20000,38,19500,41,22700,26,16000,28,15100,29,19000,Economic upturn/downturn, -44,University graduate,Completed college/vocational training,University graduate,University graduate,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Completed secondary,Completed secondary,Completed primary school,Important,Important,Critical,Important,Very important,Important,Slightly important,Slightly important,Important,Important,Important,Important,Slightly important,Slightly important,Important,Critical,Critical,Very important,Slightly important,Important,Very important,Critical,Slightly important,Important,Critical,Slightly important,Important,Important,Not important,Slightly important,Important,Slightly important,Important,Very important,Critical,Important,Very important,Slightly important,Important,Very important,Very important,Important,Very important,Important,Critical,Important,Critical,Critical,Very important,Critical,Critical,Slightly important,Not important,Important,Not important,Very important,Very important,Important,Slightly important,Slightly important,Slightly important,Important,Slightly important,Important,Important,Not important,Slightly important,Slightly important,Important,Slightly important,Critical,Critical,Critical,Very important,Not important,Slightly important,Important,Important,Not important,Important,Not difficult,Very difficult,Very difficult,3,12,Not difficult,Very difficult,Slightly difficult,0,4,Slightly difficult,Slightly difficult,Slightly difficult,0,9,Slightly difficult,Not difficult,Slightly difficult,0,1,Slightly difficult,Slightly difficult,Not difficult,0,10,Slightly difficult,Difficult,Difficult,0,10,Not difficult,Slightly difficult,Slightly difficult,1,10,Slightly difficult,Slightly difficult,Not difficult,4,9,Not difficult,Not difficult,Slightly difficult,3,2,Very important,Important,Very important,Important,Very important,Slightly important,Slightly important,Slightly important,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Public placement office, -44,No,-44,-44,-44,-44,Yes,0,2,No,The firm does not have enough information about training pro,Yes,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,Yes,0,100, -44,0,Yes,12,No,30,40,10,0,20,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,3,3,Collateral or cosigners unacceptable,-44,17350000,16700000,6179000,4509000,100000,167000,0,252000,13000,45000,20000,0,0,3021000,2241000,4509000,3674000,10190000,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,No obstacle,Minor obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Practices of competitors in the informal sector,Tax administration,No obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,International organization, -44,Marketing and Operations support, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 14194,94,St-Kitts and Nevis,St-Kitts and Nevis,Hotel and restaurants,507191,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,25,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Male,2001,Yes,Yes,2001,12,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,0,2,1,-44,No,-44,-44,-44,-44,Yes,2,0,1,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,15,45,40,0,Individuals,45,45,10,food,55,National,10,Decreased,Remained the same,More than 5,70,30,0,2002,united states,95,turkey,5,8,0,2,55,45,Yes,9,Yes,Yes,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,Yes,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,-44, -44,Strongly disagree,Tend to disagree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,No,Yes,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,15,Yes,1,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,60,109,28,38,27,16,2,14,9,13,5,3,1,1,0,0,0,0,0,1,1,1,3,0,17,31,47000,33,42000,35,53000,2,34000,3,34000,2,38000,4,37000,4,35000,4,41000,4,17000,4,17000,4,20000,5,16000,5,15700,5,18800,1,16000,1,16000,1,18300,39,18000,38,17800,35,20400,0,-77,0,-77,0,-77,28,16000,30,16000,31,18100,Economic upturn/downturn, -44,University graduate,Completed college/vocational training,University graduate,Post graduated,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed secondary,Very important,Not important,Critical,Important,Important,Important,Important,Important,Very important,Very important,Important,Slightly important,Not important,Important,Slightly important,Critical,Very important,Critical,Very important,Slightly important,Critical,Critical,Very important,Slightly important,Critical,Slightly important,Important,Important,Slightly important,Not important,Important,Important,Important,Critical,Critical,Important,Very important,Very important,Slightly important,Important,Important,Slightly important,Very important,Slightly important,Critical,Important,Critical,Very important,Very important,Critical,Critical,Not important,Not important,Slightly important,Not important,Important,Important,Not important,Slightly important,Not important,Important,Slightly important,Important,Slightly important,Slightly important,Not important,Slightly important,Slightly important,Important,Important,Critical,Critical,Critical,Very important,Not important,Important,Very important,Important,Not important,Not important,Not difficult,Very difficult,Difficult,4,12,Not difficult,Very difficult,Difficult,0,7,Difficult,Slightly difficult,Difficult,1,5,Not difficult,Slightly difficult,Slightly difficult,0,2,Slightly difficult,Slightly difficult,Slightly difficult,0,8,Not difficult,Difficult,Difficult,1,9,Slightly difficult,Slightly difficult,Difficult,4,3,Slightly difficult,Slightly difficult,Slightly difficult,0,3,Slightly difficult,Not difficult,Not difficult,3,1,Very important,Critical,Very important,Important,Important,Not important,Not important,Slightly important,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,Through family/friends, -44,Yes to fire,No,-44,Yes,10,No,-44,-44,No,The benefits of training are small than the costs,Yes,Very severe obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,No obstacle,Yes,0,100, -44,0,Yes,14,No,60,20,5,0,15,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Did not think it would be approved,4070000,3360000,1344000,1008000,336000,134400,0,87500,8000,6000,7000,0,0,696000,779000,941000,974000,1807000,No obstacle,No obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Very severe obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Tax Rates,Labor Regulations,Access to land for expansion / relocation,No obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Private independent fund, -44,technological and Innovation Support, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Somewhat truthful,Are taken directly from the establishment's records, 14156,56,St-Kitts and Nevis,St-Kitts and Nevis,Electronics,507121,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Male,Male,Female,1974,Yes,Yes,1974,31,No,-44,-44,No,-44,-44,No,-44,-44,Yes,21,No,Yes,2,3,0,-44,Yes,2,0,0,-44,Yes,4,1,0,-44,No,-44,-44,-44,-44,Yes,3,Yes,No,Yes,100,70,140,0,0, -44,10,65,25,0,Your parent company or affiliated establishments,35,45,20,electronic resolvers,90,International,10,Decreased,Remained the same,More than 5,10,90,0,1975,united states,45,canada,20,2,0,0,25,75,Yes,1,Yes,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,No,11,Yes,1,No,No,-44,.5,-44,No,-44,-44,No,-44,-44,No,-44,-44,125,202,52,70,50,30,52,0,15,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,23,52,69000,49,65000,52,80000,3,28000,4,26000,3,33000,9,25000,9,24000,8,27000,9,16000,8,15000,8,18000,9,19000,8,19000,7,21500,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,70,17000,63,16500,57,19800,50,15000,53,13800,52,17500,New production methods, -44,University graduate,Completed secondary,University graduate,University graduate,Completed secondary,Started but did not complete college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete secondary,Completed secondary,Completed primary school,Important,Slightly important,Very important,Important,Important,Very important,Slightly important,Slightly important,Important,Important,Slightly important,Important,Not important,Slightly important,Slightly important,Very important,Very important,Critical,Very important,Important,Critical,Critical,Important,Important,Very important,Slightly important,Important,Important,Slightly important,Slightly important,Very important,Important,Critical,Critical,Critical,Very important,Important,Important,Important,Important,Slightly important,Very important,Critical,Slightly important,Critical,Slightly important,Critical,Critical,Critical,Critical,Critical,Not important,Slightly important,Important,Not important,Very important,Important,Not important,Slightly important,Not important,Important,Very important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Important,Critical,Critical,Critical,Very important,Not important,Not important,Important,Important,Not important,Not important,Slightly difficult,Very difficult,Slightly difficult,6,23,Not difficult,Very difficult,Difficult,1,14,Slightly difficult,Slightly difficult,Difficult,1,2,Not difficult,Slightly difficult,Slightly difficult,1,2,Slightly difficult,Slightly difficult,Slightly difficult,1,8,Slightly difficult,Difficult,Difficult,1,4,Not difficult,Slightly difficult,Slightly difficult,0,6,Slightly difficult,Slightly difficult,Not difficult,7,6,Not difficult,Not difficult,Not difficult,5,2,Very important,Very important,Not important,Important,Very important,Not important,Not important,Not important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,No obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Public placement office, -44,No,-44,-44,-44,-44,Yes,3,2,Yes,-44,Yes,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,No obstacle,No,0,100, -44,0,No,-44,No,60,16,4,0,20,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Other,21640000,16470000,6093900,3910000,329000,76000,302000,71000,6000,5000,5000,0,0,741000,2959000,1140000,3745000,2155000,No obstacle,No obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Yes,No,No,Yes,No,Practices of competitors in the informal sector,Labor Regulations,Electricity,Very severe obstacle,Yes,Yes,No,No,No,Yes,No,-44,-44,-44,-44,-44,-44,Yes,Large impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Negative impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Large impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,Yes,No,Yes,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are taken directly from the establishment's records, 14188,88,St-Kitts and Nevis,St-Kitts and Nevis,Electronics,507123,Yes,5,Establishment physically separated from HQ and other establi,Yes,-44,Shareholding company with non-traded shares or shares traded, -44,49,1,99,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,1978,No,Yes,1978,9,No,-44,-44,No,-44,-44,No,-44,-44,Yes,24,No,Yes,3,1,0,-44,Yes,2,0,0,-44,Yes,3,0,0,-44,No,-44,-44,-44,-44,Yes,5,Yes,No,No,100,100,80,0,0, -44,0,55,45,0,Large private firms (more than 100 employees),10,65,25,small motors (medical and aero,85,International,10,Increased,Remained the same,More than 5,0,100,0,1979,united states,100,-77,Not applicable,3,0,0,45,55,Yes,4,No,No,No,Yes,Yes,No,Yes,University, -44,No,Yes,No,No,Yes,No,-44,-44,-44,-44,Yes,No,No,No,No,No,Yes,No,No, -44,Slightly important,Very Important,Very Important,Very Important,Important,Very Important,Important,Yes,50,Yes,50,No,-44,Yes,No,280000,-44,Yes,No,Yes,No,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,-44, -44,Strongly disagree,Tend to disagree,Tend to agree,Strongly disagree,No,-44,-44,-44,-44,-44,No,-44,-44,Yes,1,-44,Yes,1,Outside working hours,Firearm/gun,Goods or stock,20000,A customer,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,2,During working hours,Other,Money,1000,Gang related,No,No,Fear of reprisals,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,Outside working hours,Knife,Money,10500,Other,No,No,Fear of reprisals,No,-44,-44,0,No,No,No,No,Yes,Yes,No,No,No,-44,-44,Yes,Yes,Yes,1,Yes,3,No,No,-44,0,-44,Yes,5,Yes,Yes,90,No,No,-44,-44,35,235,60,82,58,35,0,0,34,1,2,2,0,0,0,0,0,0,0,1,1,0,0,0,36,62,41000,66,39000,64,49000,4,39000,5,38000,4,44000,10,37000,10,34000,11,42000,10,20000,9,19000,8,22000,11,20000,12,18200,12,22900,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,82,17000,75,16400,81,19600,58,16000,63,15400,69,19000,Economic upturn/downturn, -44,University graduate,University graduate,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed secondary,Started but did not complete college/vocational training,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,Completed secondary,Completed secondary,Very important,Slightly important,Very important,Very important,Very important,Important,Important,Important,Very important,Very important,Important,Important,Important,Slightly important,Important,Very important,Critical,Very important,Important,Important,Very important,Very important,Slightly important,Very important,Critical,Slightly important,Very important,Important,Slightly important,Not important,Very important,Slightly important,Critical,Critical,Very important,Important,Very important,Important,Critical,Important,Important,Slightly important,Critical,Important,Critical,Slightly important,Critical,Critical,Very important,Very important,Critical,Not important,Not important,Important,Not important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Very important,Important,Important,Slightly important,Very important,Not important,Slightly important,Not important,Very important,Very important,Very important,Critical,Critical,Very important,Important,Not important,Very important,Important,Important,Not important,Slightly difficult,Difficult,Difficult,7,24,Slightly difficult,Very difficult,Difficult,1,13,Not difficult,Difficult,Slightly difficult,1,2,Slightly difficult,Slightly difficult,Slightly difficult,1,2,Slightly difficult,Slightly difficult,Slightly difficult,2,6,Slightly difficult,Slightly difficult,Slightly difficult,0,2,Not difficult,Difficult,Difficult,0,6,Slightly difficult,Slightly difficult,Not difficult,9,8,Not difficult,Slightly difficult,Not difficult,6,2,Very important,Very important,Not important,Important,Critical,Slightly important,Slightly important,Not important,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Private placement office, -44,No,-44,-44,-44,-44,Yes,1,2,No,The firm is affraid of investing in workers that after the t,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,No,-44,Yes,0,0,0,0,60,0,0,0,0,0,0,0,40, -44,50,50,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Loan,2010,180000,12,72,Private commercial banks,Yes,No,No,No,No,No, -44,150,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,28160000,28400000,9580000,4000000,1278000,568000,296000,57000,5000,11000,8000,284000,0,15318000,1219000,20700000,1819000,61479000,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Very severe obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,"Crime, theft and disorder",Customs and Trade Regulations,Tax Rates,Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,International organization, -44,technological and Innovation Support, -44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Yes,No,No,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 141128,128,St-Kitts and Nevis,St-Kitts and Nevis,Electronics,507124,Yes,2,Establishment physically separated from HQ and other establi,Yes,-44,Limited partnership, -44,50,0,100,0,0,Equally men and women,No,No,20,Delegates decisions to other partners,8,6,Equally men and women,Female,Female,Female,1991,Yes,Yes,1991,23,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,1,1,-44,Yes,3,0,0,-44,Yes,4,0,1,-44,No,-44,-44,-44,-44,Yes,2,Yes,Yes,Yes,100,95,125,0,0, -44,45,40,15,5,Medium private firms (20-100 employees),20,70,10,pc assembling,85,International,10,Increased,Increased,More than 5,0,100,0,1992,united states,60,turkey,15,7,0,1,50,50,Yes,6,No,No,No,No,Yes,No,Yes,Other company of the sector, -44,No,No,Yes,No,Yes,Yes,No,Yes,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,Important,Very Important,Important,Very Important,Slightly important,Very Important,Very Important,Yes,100,No,-44,No,-44,Yes,Yes,230000,-44,No,No,Yes,No,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,-44, -44,Tend to agree,Strongly disagree,Tend to agree,Tend to disagree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,40000,0,No,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,Yes,2,Yes,5,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,10,276,70,96,69,41,70,0,25,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,39,70,43000,67,43000,63,51000,5,30000,5,30000,5,33000,12,30000,13,27000,13,35000,12,18000,12,17000,13,21000,12,19000,11,17800,12,21300,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,96,16000,106,15300,96,18000,69,16000,72,16100,72,17400,Economic upturn/downturn, -44,University graduate,Completed college/vocational training,University graduate,University graduate,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete secondary,Completed secondary,Started but did not complete secondary,Slightly important,Important,Critical,Very important,Important,Important,Slightly important,Important,Important,Important,Slightly important,Important,Slightly important,Slightly important,Important,Very important,Very important,Critical,Important,Important,Very important,Critical,Slightly important,Slightly important,Critical,Slightly important,Very important,Important,Slightly important,Not important,Critical,Important,Important,Critical,Very important,Important,Critical,Important,Very important,Very important,Slightly important,Slightly important,Very important,Important,Critical,Important,Critical,Very important,Critical,Very important,Very important,Slightly important,Slightly important,Slightly important,Not important,Important,Very important,Slightly important,Slightly important,Slightly important,Important,Very important,Slightly important,Very important,Very important,Not important,Not important,Not important,Slightly important,Important,Critical,Very important,Critical,Critical,Not important,Important,Important,Very important,Slightly important,Important,Not difficult,Very difficult,Difficult,7,18,Slightly difficult,Difficult,Difficult,1,13,Not difficult,Difficult,Slightly difficult,2,7,Not difficult,Slightly difficult,Slightly difficult,2,2,Slightly difficult,Not difficult,Slightly difficult,2,3,Not difficult,Slightly difficult,Difficult,0,6,Not difficult,Difficult,Difficult,1,3,Not difficult,Not difficult,Not difficult,10,8,Slightly difficult,Not difficult,Slightly difficult,7,1,Very important,Important,Very important,Important,Very important,Not important,Not important,Not important,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,Private placement office, -44,No,-44,-44,-44,-44,Yes,2,2,No,The benefits of training are small than the costs,Yes,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,No obstacle,No obstacle,Yes,0,100, -44,0,No,-44,Yes,75,8,2,0,15,0,0,0,0,0,0,0,0, -44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Line of credit,2011,70000,6,42,Other,Yes,Yes,No,No,No,No, -44,125,Yes,3,2,Insufficient profitability,-44,10750000,16230000,6300000,4030000,114000,227000,454000,181000,14000,5000,8000,0,1298000,1501000,749000,2240000,1070000,2688000,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Corruption,Customs and Trade Regulations,Political environment,Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,NGO, -44,technological and Innovation Support, -44,No,-44,-44,Yes,No,Yes,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 1419,9,St-Kitts and Nevis,St-Kitts and Nevis,Electronics,507122,Yes,4,Establishment physically separated from HQ and other establi,No,4,Sole proprietorship, -44,100,0,100,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Male,Female,Female,1998,Yes,Yes,1998,28,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,2,2,-44,No,-44,-44,-44,-44,Yes,3,5,1,-44,No,-44,-44,-44,-44,Yes,17,Yes,Yes,Yes,95,90,100,5,0, -44,15,55,30,15,Others,40,55,5,tv equipement,80,International,15,Increased,Remained the same,2-5,10,90,0,1999,united states,40,turkey,10,6,0,0,30,70,Yes,15,No,No,Yes,Yes,Yes,No,Yes,Other company of the sector, -44,Yes,No,Yes,Yes,No,No,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,Slightly important,Very Important,Important,Very Important,Very Important,Critical,Very Important,Yes,100,No,-44,No,-44,Yes,No,730000,-44,No,No,No,No,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,-44,162000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,0,11000,Yes,No,No,Yes,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,10,Yes,2,No,Yes,5,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,20,311,80,108,77,46,0,45,35,1,1,1,0,0,0,0,0,0,0,1,1,0,0,0,47,81,45000,80,44000,83,49000,5,37000,6,37000,5,43000,13,29000,13,27000,11,32000,13,18000,14,16000,14,21000,14,16000,15,15300,14,17400,1,19000,1,18500,1,21100,0,-77,0,-77,0,-77,108,17000,104,15500,110,19100,77,17000,74,15500,69,19300,New products require new skills, -44,University graduate,University graduate,University graduate,University graduate,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Completed secondary,Started but did not complete secondary,Important,Slightly important,Critical,Very important,Important,Important,Slightly important,Slightly important,Important,Very important,Important,Important,Slightly important,Not important,Important,Critical,Very important,Critical,Very important,Important,Critical,Critical,Important,Slightly important,Critical,Not important,Slightly important,Important,Not important,Not important,Important,Slightly important,Slightly important,Very important,Critical,Very important,Very important,Important,Very important,Important,Important,Important,Very important,Slightly important,Very important,Important,Very important,Critical,Very important,Very important,Critical,Not important,Not important,Important,Not important,Important,Important,Slightly important,Not important,Slightly important,Important,Important,Slightly important,Important,Important,Not important,Slightly important,Slightly important,Slightly important,Important,Critical,Critical,Critical,Very important,Slightly important,Not important,Important,Important,Slightly important,Slightly important,Slightly difficult,Very difficult,Slightly difficult,9,12,Slightly difficult,Very difficult,Difficult,0,6,Not difficult,Slightly difficult,Slightly difficult,2,2,Slightly difficult,Slightly difficult,Slightly difficult,2,3,Slightly difficult,Slightly difficult,Slightly difficult,2,9,Slightly difficult,Slightly difficult,Difficult,1,3,Slightly difficult,Slightly difficult,Difficult,0,2,Not difficult,Not difficult,Slightly difficult,11,7,Not difficult,Not difficult,Not difficult,8,1,Important,Important,Not important,Not important,Important,Slightly important,Slightly important,Not important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Public placement office, -44,Yes to fire,No,-44,Yes,31,Yes,5,2,No,The firm cannot afford the optimal level of training,Yes,Major obstacle,Moderate obstacle,No obstacle,Moderate obstacle,No obstacle,Minor obstacle,Yes,0,100, -44,0,Yes,8,Yes,75,0,0,0,25,0,0,0,0,0,0,0,0, -44,25,75,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Loan,2011,70000,11,24,Private commercial banks,Yes,No,No,Yes,No,No, -44,150,Yes,4,3,Incompleteness of loan application,-44,72350000,73010000,23440000,6580000,949000,3024000,653000,51000,40000,240000,168000,5111000,0,3310000,3381000,4137000,4280000,11170000,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,Access to finance,Inadequately educated workforce,Transportation,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Local business association, -44,technological and Innovation Support, -44,No,-44,-44,Yes,No,No,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Yes,No,Yes,Yes,No,No,Yes,No,No,No,-44,-44,Somewhat truthful,Are taken directly from the establishment's records, 14153,53,St-Kitts and Nevis,St-Kitts and Nevis,Electronics,507125,Yes,6,Establishment physically separated from HQ and other establi,Yes,-44,Shareholding company with non-traded shares or shares traded, -44,100,0,100,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly women,Female,Female,Female,1987,No,Yes,1987,5,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,1,1,-44,No,-44,-44,-44,-44,Yes,9,1,0,-44,Yes,2,2,2,-44,Yes,1,Yes,No,Yes,100,65,145,0,0, -44,25,55,20,0,Large private firms (more than 100 employees),20,55,25,wall box products,100,Local,5,Decreased,Remained the same,More than 5,100,0,Not provided,-44,-44,-44,-44,-44,-44,-44,-44,50,50,Yes,1,No,No,No,No,Yes,No,Yes,University, -44,No,No,No,Yes,No,No,-44,-44,-44,-44,Yes,Yes,No,Yes,No,Yes,No,Yes,No, -44,Slightly important,Very Important,Very Important,Important,Slightly important,Very Important,Very Important,Yes,100,No,-44,No,-44,No,No,80000,-44,No,No,Yes,No,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,-44, -44,Tend to disagree,Strongly disagree,Tend to agree,Strongly agree,No,-44,-44,-44,-44,-44,Yes,-44,100000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,5,Yes,1,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,1,436,110,152,109,65,110,0,34,1,15,5,5,3,2,3,0,1,0,1,1,1,2,1,57,115,65000,125,60000,112,74000,7,26000,7,25000,7,30000,20,29000,19,26000,20,32000,20,17000,19,17000,20,20000,20,17000,19,15100,18,19300,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,157,22000,170,21800,177,24700,112,16000,108,15000,112,18500,Increase/decreased demand for goods, -44,University graduate,Completed secondary,Post graduated,University graduate,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,Completed secondary,Started but did not complete secondary,Important,Important,Very important,Important,Important,Very important,Slightly important,Slightly important,Important,Important,Slightly important,Slightly important,Not important,Important,Important,Very important,Critical,Critical,Important,Important,Very important,Critical,Slightly important,Important,Very important,Slightly important,Important,Important,Slightly important,Not important,Slightly important,Very important,Important,Very important,Very important,Important,Very important,Important,Very important,Slightly important,Important,Important,Critical,Important,Very important,Important,Critical,Critical,Critical,Very important,Critical,Not important,Not important,Very important,Not important,Important,Important,Not important,Important,Not important,Important,Important,Important,Very important,Important,Slightly important,Slightly important,Slightly important,Important,Important,Very important,Critical,Critical,Critical,Slightly important,Slightly important,Important,Important,Slightly important,Important,Not difficult,Almost impossible,Difficult,12,17,Not difficult,Very difficult,Very difficult,1,10,Not difficult,Slightly difficult,Difficult,2,4,Slightly difficult,Slightly difficult,Not difficult,2,1,Slightly difficult,Slightly difficult,Slightly difficult,2,6,Slightly difficult,Slightly difficult,Difficult,1,6,Not difficult,Difficult,Difficult,0,5,Slightly difficult,Not difficult,Not difficult,16,7,Not difficult,Not difficult,Not difficult,12,2,Very important,Important,Important,Important,Important,Not important,Slightly important,Not important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Private placement office, -44,No,-44,-44,-44,-44,Yes,2,2,No,The firm does not have enough information about training pro,Yes,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No,0,100, -44,0,No,-44,No,80,0,0,0,20,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,2,2,Collateral or cosigners unacceptable,-44,29140000,21120000,6547200,6550000,739000,239000,189000,57000,3000,8000,13000,0,0,3379000,4118000,4224000,6336000,7139000,No obstacle,Moderate obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,No obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Very severe obstacle,No obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,"Crime, theft and disorder",Practices of competitors in the informal sector,Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Government based organization, -44,technological and Innovation Support, -44,No,-44,-44,Yes,No,No,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are taken directly from the establishment's records, 1411,1,St-Kitts and Nevis,St-Kitts and Nevis,Retail,507153,Yes,14,Headquarters with no production/no sales at this location,No,14,Shareholding company with shares traded in the stock market, -44,50,100,0,0,0,Equally men and women,No,Yes,50,Makes decisions in consultation with other partners,8,9,Equally men and women,Male,Male,Male,1973,No,Yes,1973,26,No,-44,-44,No,-44,-44,No,-44,-44,Yes,44,No,Yes,0,1,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,1,2,2,-44,Yes,5,Yes,Yes,Yes,0,-44,-44,100,0, -44,10,60,30,1,Large private firms (more than 100 employees),0,60,40,building materials and supplie,20,National,10,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,25,75,No,-44,Yes,Yes,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,Yes,No,No,No,Moderate obstacle,No obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,-44,500000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,0,40000,Yes,No,Yes,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,10,Yes,1,No,Yes,0,-44,7000,No,-44,-44,No,-44,-44,Yes,0,2,100,443,112,155,110,66,92,110,68,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,45,112,43000,110,40000,100,47000,7,30000,8,28000,7,34000,19,33000,21,30000,20,36000,19,17000,17,17000,17,19000,20,16000,20,15400,21,18300,1,17000,1,16700,1,18700,155,16000,147,16000,162,18100,0,-77,0,-77,0,-77,110,16000,105,15000,107,18500,New production methods, -44,University graduate,University graduate,University graduate,University graduate,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed secondary,Very important,Slightly important,Very important,Very important,Very important,Important,Important,Important,Important,Important,Slightly important,Important,Slightly important,Slightly important,Important,Critical,Critical,Critical,Important,Important,Critical,Critical,Important,Important,Critical,Slightly important,Slightly important,Very important,Not important,Not important,Important,Important,Very important,Critical,Critical,Very important,Very important,Important,Slightly important,Important,Very important,Important,Very important,Important,Critical,Very important,Critical,Critical,Critical,Very important,Very important,Important,Not important,Important,Not important,Important,Important,Not important,Not important,Slightly important,Important,Important,Slightly important,Slightly important,Important,Not important,Slightly important,Slightly important,Important,Very important,Critical,Critical,Very important,Critical,Slightly important,Not important,Important,Very important,Slightly important,Slightly important,Slightly difficult,Very difficult,Difficult,12,11,Not difficult,Very difficult,Slightly difficult,1,7,Slightly difficult,Slightly difficult,Slightly difficult,2,2,Not difficult,Not difficult,Slightly difficult,2,1,Slightly difficult,Not difficult,Not difficult,2,10,Not difficult,Slightly difficult,Slightly difficult,1,8,Not difficult,Difficult,Slightly difficult,16,3,Not difficult,Difficult,Not difficult,1,6,Not difficult,Not difficult,Not difficult,11,2,Very important,Important,Not important,Important,Critical,Slightly important,Slightly important,Slightly important,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Minor obstacle,No obstacle,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,Through family/friends, -44,Yes to fire,No,-44,Yes,44,Yes,5,1,No,The benefits of training are small than the costs,Yes,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Yes,0,100, -44,0,Yes,14,Yes,40,0,0,0,20,0,0,40,0,0,0,0,0, -44,25,75,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Loan,2011,10000000,12,72,Private commercial banks,Yes,No,No,No,No,No, -44,150,Yes,1,0,-44,-44,225590000,238020000,85687200,6810000,11425000,9520800,30327000,3808500,267000,609000,343000,0,26182000,35418000,30467000,57125000,47604000,105110000,Very severe obstacle,Very severe obstacle,No obstacle,Very severe obstacle,No,Yes,Yes,Yes,No,No,No,No obstacle,No obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,No obstacle,Major obstacle,No obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,Practices of competitors in the informal sector,Cost of finance,Access to land for expansion / relocation,No obstacle,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Large impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Large impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,No,No impact,Yes,Large impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Large impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,No,No impact,Yes,Large impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,No,No impact,Yes,Large impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,No,No impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,No,No impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are estimates computed with some precision, 141146,146,St-Kitts and Nevis,St-Kitts and Nevis,Retail,507154,Yes,12,Headquarters with production and/or sales at this location,No,12,Shareholding company with non-traded shares or shares traded, -44,100,100,0,0,0,All women,Yes,No,100,Makes major strategic and fiancial decisions,27,4,Predominantly men,Male,Male,Male,1935,No,Yes,1980,32,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,0,3,0,-44,No,-44,-44,-44,-44,Yes,0,0,0,-44,No,-44,-44,-44,-44,Yes,11,Yes,Yes,Yes,0,-44,-44,100,0, -44,40,50,10,1,Individuals,35,45,20,food and beverage,85,National,10,Increased,Remained the same,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,35,65,Yes,16,Yes,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,24,Yes,10,No,No,-44,0,-44,No,-44,-44,Yes,15,No,No,-44,-44,3,478,121,167,119,71,99,126,73,2,15,5,5,3,2,3,3,2,0,1,1,1,1,1,58,126,65000,114,60000,102,72000,8,37000,8,37000,8,43000,21,28000,24,26000,25,31000,21,18000,19,17000,20,20000,22,18000,21,16000,22,20000,1,15000,1,14200,1,17700,172,16000,158,14400,164,18000,0,-77,0,-77,0,-77,122,16000,113,14700,118,17400,Increase/decreased demand for goods, -44,University graduate,Post graduated,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed secondary,Important,Slightly important,Critical,Important,Very important,Important,Slightly important,Slightly important,Important,Very important,Slightly important,Important,Not important,Slightly important,Very important,Very important,Very important,Very important,Important,Important,Critical,Very important,Slightly important,Important,Critical,Slightly important,Very important,Important,Not important,Not important,Critical,Important,Very important,Very important,Very important,Very important,Critical,Important,Slightly important,Slightly important,Very important,Important,Critical,Important,Critical,Very important,Very important,Critical,Critical,Critical,Critical,Not important,Not important,Important,Slightly important,Very important,Important,Important,Slightly important,Slightly important,Important,Very important,Slightly important,Slightly important,Very important,Not important,Slightly important,Slightly important,Very important,Important,Critical,Very important,Very important,Very important,Important,Slightly important,Very important,Important,Not important,Not important,Not difficult,Difficult,Difficult,13,11,Slightly difficult,Very difficult,Slightly difficult,0,6,Slightly difficult,Slightly difficult,Slightly difficult,3,4,Not difficult,Slightly difficult,Slightly difficult,3,2,Slightly difficult,Slightly difficult,Slightly difficult,3,7,Not difficult,Slightly difficult,Slightly difficult,0,5,Not difficult,Slightly difficult,Difficult,18,4,Slightly difficult,Not difficult,Difficult,1,10,Not difficult,Slightly difficult,Not difficult,13,2,Very important,Very important,Important,Slightly important,Very important,Not important,Slightly important,Not important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Private placement office, -44,No,-44,-44,-44,-44,Yes,2,2,No,The firm cannot afford the optimal level of training,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,11,Yes,50,24,6,0,20,0,0,0,0,0,0,0,0, -44,50,50,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Line of credit,2012,260000,6,60,Private commercial banks,Yes,No,Yes,No,No,No, -44,175,Yes,3,2,Insufficient profitability,-44,97030000,107540000,37639000,12600000,8603000,2150800,2520000,2581000,310000,465000,490000,0,1075000,20701000,24336000,26885000,33337000,71245000,No obstacle,Major obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Very severe obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Tax Rates,Inadequately educated workforce,"Crime, theft and disorder",Minor obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Local business association, -44,technological and Innovation Support, -44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,Yes,Truthful,Are taken directly from the establishment's records, 142126,126,Saint Lucia,Saint Lucia,Retail,508746,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All women,Yes,Not applicable,100,Makes major strategic and fiancial decisions,5,6,Equally men and women,Male,Male,Female,2006,Yes,Yes,2006,11,No,-44,-44,No,-44,-44,No,-44,-44,Yes,18,No,Yes,1,3,1,-44,Yes,3,0,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0, -44,15,65,20,10,Others,20,45,35,fabric,95,National,10,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,50,50,No,-44,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,Yes,No,Major obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,30000,0,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,Yes,2,No,Yes,0,0,-44,No,-44,-44,Yes,40,No,No,-44,-44,4,5,3,1,1,0,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3,26000,2,23000,1,30000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,3200,1,2900,1,3700,0,-77,0,-77,0,-77,1,2700,1,2600,1,3000,Increase demand for higher quality product, -44,University graduate,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Completed college/vocational training,-44,-44,Completed secondary,Completed primary school,Important,Important,Critical,Critical,Very important,Important,Important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Not important,Slightly important,Important,Very important,Very important,Very important,Important,Important,Critical,Critical,Important,Important,Critical,Slightly important,Slightly important,Important,Slightly important,Not important,Critical,Important,Important,Very important,Critical,Important,Very important,Very important,Important,Important,Important,Slightly important,Critical,Not important,Critical,Slightly important,Critical,Critical,Very important,Very important,Critical,Slightly important,Slightly important,Important,Not important,Important,Important,Not important,Important,Important,Important,Very important,Slightly important,Very important,Important,Not important,Slightly important,Slightly important,Important,Important,Critical,Critical,Very important,Very important,Not important,Not important,Very important,Slightly important,Important,Slightly important,Not difficult,Very difficult,Difficult,0,15,Not difficult,Almost impossible,Difficult,0,13,Not difficult,Very difficult,Slightly difficult,1,2,Slightly difficult,Slightly difficult,Not difficult,0,2,Slightly difficult,Slightly difficult,Not difficult,1,4,Slightly difficult,Difficult,Difficult,0,5,Not difficult,Difficult,Difficult,0,8,Slightly difficult,Not difficult,Slightly difficult,1,7,Not difficult,Not difficult,Not difficult,1,2,Very important,Important,Very important,Not important,Very important,Not important,Not important,Slightly important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Major obstacle,Moderate obstacle,Minor obstacle,No obstacle,Public placement office, -44,No,-44,-44,-44,-44,No,-44,-44,No,The firm is affraid of investing in workers that after the t,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,Yes,14,No,90,0,0,0,10,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Interest rates are not favorable,370000,390000,214500,117000,9000,19500,15000,10500,2000,2000,2000,0,0,59000,86000,90000,121000,229000,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,Customs and Trade Regulations,Corruption,Political environment,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Community based organization, -44,technological and Innovation Support, -44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are taken directly from the establishment's records, 1427,7,Saint Lucia,Saint Lucia,Wholesale,508627,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly women,Male,Male,Female,2001,No,Yes,2001,8,No,-44,-44,No,-44,-44,No,-44,-44,Yes,28,No,Yes,0,3,1,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,No,No,Yes,0,-44,-44,100,0, -44,15,55,30,0,Your parent company or affiliated establishments,20,55,25,building material,65,National,5,Increased,Decreased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,55,45,No,-44,Yes,Yes,No,No,Yes,No,Yes,Laboratory or research center, -44,No,No,No,No,Yes,Yes,No,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,Important,Important,Important,Critical,Important,Very Important,Important,Yes,35,Yes,65,No,-44,Yes,No,10000,-44,No,No,Yes,Yes,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,No,No,Yes,5,Yes,1,No,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,5,2,3,6,3,2,1,0,2,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3,23000,2,23000,2,27000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,3100,2,2800,2,3600,0,-77,0,-77,0,-77,1,2600,2,2600,1,3100,-44, -44,Post graduated,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Very important,Not important,Critical,Important,Important,Important,Slightly important,Important,Important,Important,Important,Important,Slightly important,Not important,Slightly important,Critical,Very important,Very important,Important,Slightly important,Critical,Very important,Important,Important,Very important,Slightly important,Very important,Slightly important,Slightly important,Important,Very important,Important,Important,Critical,Critical,Important,Very important,Important,Important,Very important,Very important,Important,Very important,Important,Critical,Important,Critical,Critical,Critical,Critical,Critical,Slightly important,Not important,Important,Slightly important,Very important,Important,Not important,Not important,Slightly important,Important,Important,Important,Slightly important,Important,Not important,Not important,Slightly important,Important,Very important,Critical,Critical,Critical,Critical,Slightly important,Slightly important,Important,Slightly important,Not important,Slightly important,Not difficult,Very difficult,Difficult,1,15,Slightly difficult,Difficult,Difficult,0,5,Not difficult,Difficult,Slightly difficult,1,8,Slightly difficult,Not difficult,Not difficult,1,2,Slightly difficult,Slightly difficult,Slightly difficult,0,3,Not difficult,Difficult,Slightly difficult,1,8,Not difficult,Difficult,Difficult,0,4,Not difficult,Not difficult,Not difficult,1,7,Not difficult,Not difficult,Not difficult,1,2,Important,Very important,Important,Slightly important,Slightly important,Slightly important,Not important,Slightly important,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,Moderate obstacle,No obstacle,No obstacle,Private placement office, -44,Yes to fire,No,-44,Yes,0,No,-44,-44,No,Other,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,Yes,9,No,32,26.4,6.600000000000001,0,25,0,0,0,0,0,0,0,9.999999999999993, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,4,4,Incompleteness of loan application,-44,640000,620000,322400,120000,27000,37200,60000,3500,1000,0,0,0,0,103000,155000,161000,242000,388000,Moderate obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Minor obstacle,No obstacle,Major obstacle,Minor obstacle,-44,-44,-44,-44,-44,Access to finance,Corruption,Cost of finance,Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Community based organization, -44,Marketing and Operations support, -44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 142140,140,Saint Lucia,Saint Lucia,Hotel and restaurants,508760,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All women,Yes,Not applicable,100,Makes major strategic and fiancial decisions,8,12,Predominantly men,Male,Female,Male,2006,No,Yes,2006,5,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,2,1,-44,No,-44,-44,-44,-44,Yes,4,4,1,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,10,65,25,0,Government or government agencies (including state-owned ent,0,60,40,food,65,Local,10,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,75,25,Yes,7,No,Yes,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Major obstacle,Minor obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,No obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,-44, -44,Tend to disagree,Strongly disagree,Tend to agree,Tend to agree,Yes,No,-44,-44,-44,-44,No,-44,-44,Yes,2,-44,Yes,1,Outside working hours,Baseball bat,Money,15000,A fellow employee,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,2,During working hours,Firearm/gun,Money,200,Gang related,No,No,Don't have the time; inconvenient,Yes,1,Outside working hours,Knife,Other company property,100,Other,No,No,Don't have the time; inconvenient,Yes,3,Outside working hours,Firearm/gun,Goods or stock,47000,Group of criminals,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,Yes,No,-44,-44,No,-44,-44,Yes,Yes,Yes,5,Yes,1,No,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,20,2,3,6,3,2,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3,22000,2,20000,2,25000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,2800,2,2500,2,3000,0,-77,0,-77,0,-77,1,2600,1,2400,1,2900,Increase/decreased demand for goods, -44,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Very important,Slightly important,Critical,Critical,Very important,Important,Slightly important,Slightly important,Important,Important,Important,Slightly important,Slightly important,Important,Important,Very important,Critical,Critical,Important,Slightly important,Very important,Critical,Very important,Important,Critical,Slightly important,Slightly important,Important,Important,Important,Important,Important,Important,Critical,Critical,Important,Very important,Very important,Important,Important,Important,Very important,Critical,Slightly important,Critical,Important,Critical,Critical,Very important,Critical,Critical,Slightly important,Not important,Important,Not important,Slightly important,Very important,Slightly important,Slightly important,Slightly important,Important,Very important,Slightly important,Slightly important,Important,Not important,Not important,Slightly important,Important,Very important,Critical,Critical,Critical,Very important,Important,Slightly important,Slightly important,Very important,Not important,Slightly important,Slightly difficult,Very difficult,Difficult,1,12,Slightly difficult,Very difficult,Difficult,0,9,Not difficult,Slightly difficult,Very difficult,1,3,Slightly difficult,Slightly difficult,Not difficult,1,3,Slightly difficult,Slightly difficult,Slightly difficult,1,7,Slightly difficult,Slightly difficult,Slightly difficult,1,9,Not difficult,Very difficult,Slightly difficult,1,10,Slightly difficult,Difficult,Not difficult,0,4,Not difficult,Slightly difficult,Slightly difficult,0,1,Important,Important,Very important,Not important,Very important,Slightly important,Slightly important,Slightly important,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,Public announcement/advertisement, -44,No,-44,-44,-44,-44,Yes,4,2,Yes,-44,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,No,-44,No,60,16,4,0,20,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,Yes,Line of credit,2010,10000,7,12,Other,Yes,No,No,No,No,No, -44,150,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,3490000,4690000,2204300,240000,375000,0,20000,122000,6000,20000,24000,0,0,731000,972000,1219000,1313000,2560000,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Moderate obstacle,No obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,No obstacle,No obstacle,Major obstacle,Minor obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,Access to finance,Tax administration,Tax Rates,Minor obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Community based organization, -44,Marketing and Operations support, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,Somewhat truthful,Are taken directly from the establishment's records, 142145,145,Saint Lucia,Saint Lucia,Basic metals,508765,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,66,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,1979,No,Yes,1979,7,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,1,0,-44,No,-44,-44,-44,-44,Yes,1,0,0,-44,No,-44,-44,-44,-44,Yes,2,Yes,No,Yes,100,80,65,0,0, -44,20,70,10,0,Government or government agencies (including state-owned ent,40,60,0,food,70,National,5,Decreased,Decreased,More than 5,65,35,0,1980,united kingdom,45,guyana,10,3,0,0,100,0,-44,-44,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,Yes,No,No,No,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to agree,Tend to disagree,No,-44,-44,-44,-44,-44,No,-44,-44,Yes,1,-44,Yes,1,Outside working hours,Firearm/gun,Money,40000,Gang related,Yes,Yes,-44,Yes,1,Outside working hours,Firearm/gun,Money,950,Gang related,No,No,The police give little/no information back on crimes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,2,Outside working hours,Other,Money,4000,Group of criminals,Yes,Yes,-44,Yes,3,During working hours,Knife,Money,400,Gang related,No,Yes,-44,Yes,2,During working hours,Knife,Money,6000,Gang related,Yes,No,Loss was small,Yes,2,Outside working hours,Other,Money,-66,Other,No,No,Police could not have done anything,No,-44,-44,0,No,No,No,No,Yes,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,Yes,4,No,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,15,2,26,6,3,2,1,0,0,0,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3,28000,3,27000,2,30000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,2900,2,2700,2,3300,1,2700,1,2400,1,2900,-44, -44,University graduate,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Completed secondary,Completed primary school,Important,Important,Critical,Very important,Very important,Important,Slightly important,Slightly important,Very important,Important,Important,Important,Slightly important,Important,Slightly important,Critical,Critical,Critical,Important,Important,Critical,Critical,Important,Slightly important,Very important,Slightly important,Slightly important,Important,Slightly important,Not important,Important,Important,Important,Critical,Very important,Important,Very important,Important,Slightly important,Very important,Important,Important,Critical,Important,Critical,Important,Critical,Critical,Very important,Very important,Critical,Slightly important,Not important,Important,Not important,Very important,Slightly important,Important,Slightly important,Important,Important,Very important,Slightly important,Slightly important,Important,Not important,Slightly important,Slightly important,Slightly important,Slightly important,Critical,Critical,Critical,Critical,Important,Slightly important,Important,Very important,Slightly important,Important,Not difficult,Very difficult,Difficult,1,25,Difficult,Very difficult,Difficult,0,14,Not difficult,Difficult,Slightly difficult,0,2,Not difficult,Slightly difficult,Not difficult,0,2,Slightly difficult,Difficult,Slightly difficult,0,2,Not difficult,Difficult,Difficult,0,5,Not difficult,Slightly difficult,Difficult,1,7,Slightly difficult,Slightly difficult,Difficult,1,8,Not difficult,Not difficult,Not difficult,0,2,Very important,Very important,Very important,Important,Very important,Not important,Not important,Slightly important,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,No obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,Public placement office, -44,No,-44,-44,-44,-44,No,-44,-44,No,Other,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,No,-44,No,80,0,0,0,20,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Collateral requirements for loans or line of credit are unat,4240000,3480000,1496400,870000,132000,139200,290000,504000,0,0,0,0,0,558000,266000,930000,375000,2232000,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Yes,Yes,No,No,Yes,No,No,No obstacle,No obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,Moderate obstacle,No obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Access to land for expansion / relocation,Labor Regulations,Transportation,No obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not aware of this type of assistance and don't know it advan, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,Somewhat truthful,Are taken directly from the establishment's records, 142122,122,Saint Lucia,Saint Lucia,Garments,508742,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All women,Yes,Not applicable,100,Makes decisions in consultation with other partners,13,6,Predominantly men,Male,Male,Male,2001,No,Yes,2001,24,No,-44,-44,No,-44,-44,No,-44,-44,Yes,22,No,Yes,2,1,1,-44,Yes,3,0,0,-44,No,-44,-44,-44,-44,Yes,2,4,2,-44,No,-44,Yes,No,Yes,100,90,70,0,0, -44,50,45,5,0,Medium private firms (20-100 employees),35,40,25,garment,85,Local,10,Decreased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,100,0,-44,-44,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,No obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,-44, -44,Strongly disagree,Strongly disagree,Tend to disagree,Tend to disagree,Yes,No,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,0,2,2,6,3,2,1,0,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3,21000,3,20000,3,23000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,3300,2,3200,2,3700,1,2600,1,2300,1,2900,-44, -44,University graduate,Completed secondary,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete secondary,Completed secondary,Completed primary school,Important,Slightly important,Very important,Very important,Important,Very important,Important,Slightly important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Not important,Important,Very important,Critical,Critical,Very important,Important,Critical,Very important,Important,Important,Critical,Slightly important,Slightly important,Slightly important,Not important,Not important,Very important,Important,Important,Critical,Critical,Slightly important,Very important,Very important,Very important,Slightly important,Very important,Slightly important,Critical,Slightly important,Critical,Important,Very important,Critical,Very important,Critical,Critical,Not important,Not important,Important,Slightly important,Important,Important,Not important,Not important,Slightly important,Important,Very important,Slightly important,Slightly important,Important,Slightly important,Not important,Slightly important,Important,Important,Critical,Critical,Very important,Very important,Not important,Slightly important,Important,Important,Slightly important,Slightly important,Slightly difficult,Very difficult,Difficult,1,16,Slightly difficult,Very difficult,Slightly difficult,0,11,Not difficult,Slightly difficult,Difficult,1,5,Slightly difficult,Slightly difficult,Slightly difficult,0,2,Slightly difficult,Slightly difficult,Slightly difficult,0,6,Not difficult,Slightly difficult,Slightly difficult,0,7,Difficult,Very difficult,Very difficult,1,7,Not difficult,Not difficult,Not difficult,0,9,Not difficult,Slightly difficult,Not difficult,1,1,Critical,Very important,Not important,Slightly important,Important,Not important,Slightly important,Slightly important,No obstacle,Minor obstacle,No obstacle,Minor obstacle,Moderate obstacle,No obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Through family/friends, -44,Yes to hire,Yes,1,No,-44,No,-44,-44,No,The firm cannot afford the optimal level of training,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,Yes,7,No,70,0,0,0,30,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,Yes,Line of credit,2010,40000,15,60,Other,Yes,No,Yes,No,No,No, -44,125,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,340000,250000,112500,70000,2000,12500,108000,0,0,0,0,0,0,153000,27000,199000,43000,478000,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Cost of finance,Tax administration,Telecommunications,Minor obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Government based organization, -44,"General management, Business development and Strategies supp", -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,Yes,No,Truthful,Are estimates computed with some precision, 142120,120,Saint Lucia,Saint Lucia,Retail,508740,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,65,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Female,Female,1998,No,Yes,1998,4,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,0,2,0,-44,No,-44,-44,-44,-44,Yes,0,1,0,-44,Yes,0,1,2,-44,Yes,0,Yes,No,Yes,0,-44,-44,100,0, -44,30,60,10,0,Others,30,45,25,hardware,55,National,10,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,75,25,Yes,19,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,Yes,No,No,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,No obstacle,Very severe obstacle,-44, -44,Tend to agree,Strongly disagree,Tend to agree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,Yes,1,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,38,6,3,2,1,0,3,0,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3,26000,3,26000,2,31000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,3000,2,2900,2,3400,0,-77,0,-77,0,-77,1,2700,1,2600,1,3000,-44, -44,University graduate,Completed secondary,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Completed secondary,-44,-44,Completed secondary,Completed secondary,Important,Not important,Very important,Important,Very important,Very important,Slightly important,Important,Important,Important,Important,Important,Slightly important,Slightly important,Slightly important,Critical,Very important,Critical,Important,Very important,Critical,Very important,Very important,Important,Critical,Slightly important,Very important,Very important,Not important,Slightly important,Slightly important,Important,Critical,Very important,Critical,Very important,Very important,Important,Critical,Important,Important,Important,Critical,Important,Critical,Important,Critical,Very important,Very important,Critical,Critical,Not important,Not important,Important,Not important,Very important,Important,Slightly important,Important,Slightly important,Very important,Important,Important,Important,Important,Slightly important,Not important,Slightly important,Important,Important,Critical,Critical,Critical,Critical,Not important,Slightly important,Important,Very important,Not important,Important,Not difficult,Very difficult,Very difficult,1,19,Slightly difficult,Very difficult,Difficult,0,9,Slightly difficult,Difficult,Very difficult,0,7,Slightly difficult,Slightly difficult,Slightly difficult,1,2,Slightly difficult,Not difficult,Slightly difficult,1,10,Not difficult,Difficult,Slightly difficult,1,8,Not difficult,Difficult,Difficult,0,7,Not difficult,Not difficult,Slightly difficult,1,4,Slightly difficult,Not difficult,Not difficult,0,2,Very important,Critical,Very important,Important,Very important,Not important,Slightly important,Not important,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,Minor obstacle,Through family/friends, -44,No,-44,-44,-44,-44,No,-44,-44,No,Other,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,No,-44,Yes,85,0,0,0,15,0,0,0,0,0,0,0,0, -44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Other,800000,860000,378400,215000,22000,17200,84000,16500,2000,1000,3000,17000,0,160000,213000,232000,327000,309000,Moderate obstacle,Moderate obstacle,Very severe obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,Major obstacle,No obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,"Crime, theft and disorder",Labor Regulations,No obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are taken directly from the establishment's records, 142144,144,Saint Lucia,Saint Lucia,Hotel and restaurants,508764,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Female,Male,Female,1985,No,Yes,1985,13,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,2,1,-44,Yes,2,0,0,-44,Yes,2,2,0,-44,Yes,2,1,2,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,0,45,55,0,Individuals,35,55,10,liquor,35,National,15,Decreased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,70,30,No,-44,Yes,Yes,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,No obstacle,Minor obstacle,Major obstacle,Major obstacle,Very severe obstacle,-44, -44,Tend to disagree,Tend to agree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,10,Yes,1,Yes,Yes,0,-44,0,Yes,13,Yes,No,-44,-44,Yes,0,2,8,6,3,2,1,0,3,0,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3,29000,2,27000,1,34000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,2700,2,2700,2,3000,0,-77,0,-77,0,-77,1,2700,2,2600,1,3100,-44, -44,University graduate,Completed secondary,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed primary school,Important,Slightly important,Critical,Very important,Very important,Very important,Slightly important,Very important,Important,Very important,Important,Important,Slightly important,Slightly important,Important,Very important,Critical,Critical,Important,Important,Very important,Critical,Important,Slightly important,Critical,Slightly important,Important,Important,Not important,Not important,Very important,Important,Important,Very important,Critical,Very important,Very important,Very important,Very important,Important,Important,Very important,Very important,Important,Critical,Slightly important,Critical,Very important,Very important,Very important,Critical,Not important,Not important,Very important,Not important,Very important,Important,Slightly important,Not important,Important,Important,Important,Slightly important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Very important,Very important,Critical,Very important,Critical,Very important,Slightly important,Not important,Important,Important,Slightly important,Not important,Slightly difficult,Very difficult,Very difficult,0,20,Slightly difficult,Difficult,Difficult,0,13,Not difficult,Slightly difficult,Difficult,0,4,Slightly difficult,Slightly difficult,Slightly difficult,1,2,Slightly difficult,Difficult,Slightly difficult,0,10,Slightly difficult,Difficult,Difficult,0,2,Slightly difficult,Slightly difficult,Difficult,0,8,Not difficult,Not difficult,Not difficult,0,2,Not difficult,Not difficult,Not difficult,1,1,Very important,Critical,Very important,Important,Important,Not important,Not important,Slightly important,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Public placement office, -44,No,-44,-44,-44,-44,No,-44,-44,No,The firm does not have enough information about training pro,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,No,-44,No,55,24,6,0,15,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,2,2,Concerns about level of debt already incurred,-44,630000,890000,231400,240300,7000,44500,227000,19500,2000,2000,3000,0,0,167000,161000,223000,240000,529000,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,"Crime, theft and disorder",Corruption,Tax Rates,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Local business association, -44,"General management, Business development and Strategies supp", -44,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Truthful,Are taken directly from the establishment's records, 14232,32,Saint Lucia,Saint Lucia,Chemicals,508652,No,-44,-44,-44,-44,Partnership (including limited liability companies), -44,60,60,40,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Female,Male,Male,1979,No,Yes,1980,1,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,0,2,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,0,Yes,Yes,Yes,100,80,110,0,0, -44,20,45,35,5,Medium private firms (20-100 employees),40,55,5,perfume,60,Local,5,Remained the same,Decreased,More than 5,95,5,0,1980,france,30,saint vincent and the grenadin,15,6,0,0,60,40,No,-44,Yes,No,No,No,Yes,No,Yes,Supplier, -44,Yes,No,Yes,Yes,Yes,No,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,Important,Very Important,Critical,Very Important,Critical,Very Important,Critical,Yes,60,Yes,40,No,-44,No,Yes,0,-44,No,No,Yes,No,Moderate obstacle,Minor obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,-44, -44,Tend to disagree,Strongly disagree,Tend to agree,Strongly agree,Yes,No,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,0,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,No,5,Yes,2,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,2,6,3,2,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3,18000,3,16000,3,21000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,3200,2,3100,2,3800,1,2800,2,2700,1,3100,Increase demand for higher quality product, -44,Post graduated,Post graduated,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Completed secondary,Completed secondary,Started but did not complete secondary,Important,Slightly important,Critical,Important,Very important,Important,Slightly important,Slightly important,Important,Important,Important,Important,Slightly important,Slightly important,Slightly important,Very important,Very important,Very important,Important,Important,Critical,Critical,Important,Important,Very important,Slightly important,Important,Very important,Not important,Not important,Critical,Important,Critical,Critical,Very important,Slightly important,Very important,Important,Critical,Important,Important,Very important,Critical,Slightly important,Very important,Important,Critical,Critical,Very important,Very important,Critical,Not important,Not important,Important,Not important,Important,Very important,Slightly important,Slightly important,Slightly important,Very important,Slightly important,Slightly important,Very important,Important,Not important,Not important,Not important,Important,Important,Critical,Very important,Critical,Very important,Not important,Slightly important,Important,Important,Slightly important,Slightly important,Not difficult,Very difficult,Difficult,0,18,Slightly difficult,Very difficult,Difficult,0,10,Not difficult,Slightly difficult,Slightly difficult,0,6,Slightly difficult,Difficult,Slightly difficult,0,3,Slightly difficult,Slightly difficult,Not difficult,1,9,Not difficult,Slightly difficult,Slightly difficult,1,7,Not difficult,Difficult,Difficult,0,8,Not difficult,Not difficult,Not difficult,0,8,Slightly difficult,Not difficult,Not difficult,0,2,Critical,Very important,Important,Important,Very important,Not important,Slightly important,Not important,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,Major obstacle,No obstacle,Major obstacle,No obstacle,No obstacle,Minor obstacle,Minor obstacle,Private placement office, -44,No,-44,-44,-44,-44,No,-44,-44,No,The benefits of training are small than the costs,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,14,Yes,75,12,3,0,10,0,0,0,0,0,0,0,0, -44,50,25,0,0,0,25,0,0,0,0,0,0,0,0,0, -44,Yes,Line of credit,2010,70000,11,42,Private commercial banks,Yes,Yes,Yes,No,No,No, -44,125,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,390000,350000,171500,101500,2000,17500,91000,38000,3000,2000,2000,46000,0,56000,74000,70000,102000,102000,No obstacle,Moderate obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,No obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,Customs and Trade Regulations,Political environment,Electricity,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Local business association, -44,Marketing and Operations support, -44,No,-44,-44,Yes,No,Yes,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 142147,147,Saint Lucia,Saint Lucia,Retail,508767,Yes,5,Establishment physically separated from HQ and other establi,Yes,-44,Partnership (including limited liability companies), -44,50,100,0,0,0,Equally men and women,No,Yes,15,Makes decisions in consultation with other partners,7,3,Equally men and women,Female,Male,Male,2000,No,Yes,2000,9,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,0,1,2,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0, -44,25,40,35,1,Others,20,45,35,souvenir items,65,National,15,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,50,50,Yes,20,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Major obstacle,No obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,Very severe obstacle,-44, -44,Tend to disagree,Strongly disagree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,0,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,No,0,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,10,6,3,2,1,0,3,0,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3,29000,3,27000,2,33000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,2500,2,2400,2,2900,0,-77,0,-77,0,-77,1,2700,1,2500,1,2900,-44, -44,University graduate,Completed secondary,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Completed secondary,-44,-44,Completed secondary,Completed secondary,Important,Slightly important,Very important,Important,Important,Very important,Slightly important,Important,Important,Very important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Critical,Very important,Critical,Very important,Very important,Critical,Very important,Slightly important,Important,Critical,Slightly important,Slightly important,Important,Not important,Not important,Important,Important,Critical,Critical,Critical,Important,Very important,Important,Important,Very important,Important,Important,Critical,Important,Critical,Slightly important,Critical,Critical,Very important,Very important,Very important,Slightly important,Slightly important,Very important,Not important,Important,Important,Slightly important,Not important,Slightly important,Very important,Very important,Slightly important,Slightly important,Important,Slightly important,Not important,Not important,Important,Very important,Critical,Critical,Very important,Critical,Not important,Slightly important,Important,Important,Important,Not important,Slightly difficult,Very difficult,Difficult,1,23,Slightly difficult,Very difficult,Difficult,0,8,Not difficult,Very difficult,Very difficult,1,8,Slightly difficult,Slightly difficult,Slightly difficult,1,1,Slightly difficult,Slightly difficult,Not difficult,1,7,Not difficult,Difficult,Difficult,1,6,Slightly difficult,Difficult,Slightly difficult,0,8,Slightly difficult,Not difficult,Not difficult,0,2,Not difficult,Not difficult,Not difficult,0,1,Very important,Important,Very important,Important,Important,Not important,Slightly important,Not important,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,No obstacle,Minor obstacle,Private placement office, -44,No,-44,-44,-44,-44,No,-44,-44,No,The firm cannot afford the optimal level of training,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,No,-44,No,90,0,0,0,10,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Interest rates are not favorable,1010000,1220000,549000,378200,11000,61000,155000,33000,5000,2000,5000,0,0,220000,295000,366000,476000,754000,No obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,Customs and Trade Regulations,Cost of finance,Access to land for expansion / relocation,Minor obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Community based organization, -44,technological and Innovation Support, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 142125,125,Saint Lucia,Saint Lucia,Fabricated metal products,508745,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,40,100,0,0,0,Predominantly men,No,No,18,Delegates decisions to other partners,0,0,Equally men and women,Male,Female,Male,1994,No,Yes,1994,19,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,1,0,-44,No,-44,-44,-44,-44,Yes,4,2,1,-44,No,-44,-44,-44,-44,Yes,2,Yes,No,Yes,90,90,75,10,0, -44,10,45,45,0,Individuals,35,45,20,windows,60,Local,10,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,80,20,No,-44,Yes,Yes,No,No,Yes,No,Yes,Client, -44,Yes,No,Yes,Yes,Yes,Yes,Yes,Yes,No,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,Important,Very Important,Very Important,Very Important,Slightly important,Important,Important,Yes,50,Yes,50,No,-44,Yes,No,30000,-44,Yes,No,No,Yes,No obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,No,10,Yes,2,No,No,-44,0,-44,No,-44,-44,Yes,35,Yes,Yes,0,2,4,6,3,2,1,0,0,0,0,0,2,2,0,0,0,0,0,0,0,1,1,0,0,0,0,5,30000,4,28000,4,33000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,3700,2,3600,2,4000,1,2800,1,2500,1,3000,Increase demand for higher quality product, -44,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed secondary,Completed secondary,Started but did not complete secondary,Slightly important,Slightly important,Critical,Critical,Important,Very important,Slightly important,Important,Important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Very important,Very important,Very important,Critical,Important,Important,Very important,Critical,Important,Slightly important,Critical,Slightly important,Very important,Important,Slightly important,Slightly important,Important,Important,Slightly important,Critical,Critical,Slightly important,Critical,Important,Important,Important,Important,Very important,Critical,Important,Critical,Important,Critical,Critical,Critical,Very important,Critical,Slightly important,Not important,Important,Slightly important,Important,Important,Slightly important,Not important,Slightly important,Important,Important,Slightly important,Slightly important,Important,Not important,Not important,Not important,Important,Slightly important,Very important,Critical,Critical,Critical,Slightly important,Slightly important,Very important,Important,Important,Not important,Not difficult,Very difficult,Difficult,0,25,Slightly difficult,Difficult,Slightly difficult,0,6,Not difficult,Difficult,Difficult,1,8,Not difficult,Slightly difficult,Slightly difficult,1,2,Slightly difficult,Not difficult,Slightly difficult,1,2,Slightly difficult,Difficult,Slightly difficult,1,9,Slightly difficult,Slightly difficult,Difficult,1,4,Slightly difficult,Slightly difficult,Not difficult,1,4,Not difficult,Not difficult,Not difficult,0,1,Important,Critical,Very important,Not important,Critical,Slightly important,Slightly important,Not important,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Moderate obstacle,Minor obstacle,No obstacle,Public announcement/advertisement, -44,No,-44,-44,-44,-44,Yes,1,2,Yes,-44,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,13,No,15,52,13,0,10,10,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Did not think it would be approved,3670000,4090000,1799600,140000,98000,20000,101000,63000,1000,1000,1000,0,0,840000,193000,1150000,268000,1299000,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Very severe obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Major obstacle,Minor obstacle,-44,-44,-44,-44,-44,Customs and Trade Regulations,Tax Rates,Inadequately educated workforce,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Too expensive, -44,-44,-44, -44,-44, -44,No,-44,-44,Yes,No,Yes,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 14227,27,Saint Lucia,Saint Lucia,Hotel and restaurants,508647,No,-44,-44,-44,-44,Partnership (including limited liability companies), -44,53,75,25,0,0,Predominantly women,Yes,Yes,53,Makes decisions in consultation with other partners,7,4,All men,Male,Male,Male,2002,No,Yes,2002,10,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,0,1,0,-44,No,-44,-44,-44,-44,Yes,1,2,0,-44,Yes,0,7,1,-44,No,-44,No,Yes,Yes,0,-44,-44,100,0, -44,45,45,10,0,Small private firms (less than 20 employees),35,40,25,accomodation,60,International,5,Remained the same,Decreased,2-5,30,70,0,2003,united kingdom,35,guyana,5,9,0,5,40,60,No,-44,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Very severe obstacle,Moderate obstacle,Major obstacle,No obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,No obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to agree,Yes,Yes,No,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,No,7,Yes,1,No,No,-44,-44,0,No,-44,-44,No,-44,-44,Yes,0,2,35,7,3,2,1,1,0,0,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,1,3,25000,2,23000,2,29000,1,16000,1,15000,1,18000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,3000,2,2800,2,3500,0,-77,0,-77,0,-77,1,2800,2,2500,1,3200,-44, -44,University graduate,Post graduated,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed secondary,Very important,Slightly important,Critical,Important,Very important,Very important,Important,Important,Important,Slightly important,Slightly important,Important,Slightly important,Slightly important,Very important,Very important,Critical,Critical,Very important,Important,Critical,Critical,Important,Very important,Critical,Slightly important,Important,Important,Not important,Not important,Important,Important,Critical,Very important,Very important,Important,Very important,Important,Important,Important,Important,Slightly important,Critical,Slightly important,Critical,Slightly important,Critical,Critical,Very important,Very important,Critical,Slightly important,Not important,Slightly important,Not important,Very important,Important,Slightly important,Slightly important,Important,Important,Important,Very important,Slightly important,Important,Not important,Not important,Slightly important,Important,Important,Critical,Critical,Critical,Very important,Not important,Not important,Very important,Important,Slightly important,Important,Not difficult,Almost impossible,Difficult,0,16,Not difficult,Very difficult,Difficult,1,15,Not difficult,Difficult,Slightly difficult,1,6,Slightly difficult,Slightly difficult,Slightly difficult,0,2,Slightly difficult,Slightly difficult,Difficult,0,5,Difficult,Slightly difficult,Difficult,0,5,Slightly difficult,Slightly difficult,Difficult,1,3,Slightly difficult,Not difficult,Slightly difficult,0,8,Not difficult,Not difficult,Not difficult,0,2,Very important,Very important,Very important,Not important,Very important,Slightly important,Slightly important,Slightly important,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,Private placement office, -44,Yes to both,No,-44,No,-44,No,-44,-44,No,The firm cannot afford the optimal level of training,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,12,Yes,55,20,5,0,10,0,0,0,0,0,0,0,10, -44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Line of credit,2011,40000,7,36,"Non-Bank financial institutions (microfinance institutions,",Yes,No,Yes,No,No,No, -44,125,Yes,2,1,Insufficient profitability,-44,280000,270000,116100,83700,10000,13500,35000,7500,1000,1000,1000,11000,0,49000,55000,73000,78000,118000,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,No obstacle,Minor obstacle,No obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,Macroeconomic environment,Cost of finance,Telecommunications,Moderate obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Private independent fund, -44,Financial magement and tax and customs administration, -44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 14226,26,Saint Lucia,Saint Lucia,Hotel and restaurants,508646,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,78,100,0,0,0,Predominantly men,No,Yes,12,Makes decisions in consultation with other partners,13,21,Equally men and women,Female,Male,Female,1999,No,Yes,1999,6,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,7,2,1,-44,No,-44,-44,-44,-44,Yes,5,0,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,25,45,30,0,Medium private firms (20-100 employees),40,55,5,accomodation,60,National,5,Increased,Remained the same,More than 5,70,30,50,2000,france,45,guyana,30,9,0,2,75,25,Yes,19,No,No,No,No,Yes,No,Yes,Other company of the sector, -44,No,Yes,No,Yes,No,No,-44,-44,-44,-44,Yes,No,No,No,No,No,Yes,Yes,No, -44,Slightly important,Very Important,Important,Important,Important,Important,Important,Yes,50,Yes,50,No,-44,No,Yes,0,-44,No,No,No,No,Very severe obstacle,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,0,2,15,7,3,2,1,1,3,0,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,1,3,25000,2,23000,1,28000,1,15000,2,15000,1,17000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,2800,2,2600,2,3300,0,-77,0,-77,0,-77,1,2700,2,2700,1,3100,New products require new skills, -44,University graduate,Post graduated,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed primary school,Very important,Important,Critical,Important,Important,Important,Important,Slightly important,Very important,Important,Important,Important,Not important,Slightly important,Important,Critical,Critical,Critical,Important,Important,Very important,Critical,Important,Very important,Very important,Slightly important,Slightly important,Slightly important,Not important,Not important,Very important,Important,Critical,Critical,Critical,Important,Very important,Important,Important,Important,Important,Very important,Critical,Important,Critical,Important,Critical,Very important,Critical,Very important,Critical,Slightly important,Not important,Important,Slightly important,Important,Important,Slightly important,Slightly important,Slightly important,Very important,Important,Important,Important,Very important,Not important,Not important,Slightly important,Very important,Important,Critical,Very important,Critical,Critical,Not important,Slightly important,Important,Important,Not important,Not important,Not difficult,Difficult,Slightly difficult,1,12,Not difficult,Very difficult,Slightly difficult,1,13,Slightly difficult,Very difficult,Slightly difficult,1,10,Not difficult,Not difficult,Difficult,0,2,Slightly difficult,Slightly difficult,Not difficult,1,6,Slightly difficult,Difficult,Difficult,1,3,Not difficult,Slightly difficult,Slightly difficult,0,8,Not difficult,Slightly difficult,Not difficult,1,6,Not difficult,Slightly difficult,Not difficult,1,1,Very important,Very important,Important,Not important,Important,Not important,Not important,Slightly important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,Through family/friends, -44,No,-44,-44,-44,-44,No,-44,-44,No,The firm cannot afford the optimal level of training,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,Yes,15,No,85,0,0,0,15,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,3,3,Incompleteness of loan application,-44,270000,330000,165000,102300,15000,13200,63000,9000,0,2000,1000,0,0,46000,81000,66000,132000,89000,Major obstacle,Minor obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,No obstacle,Moderate obstacle,No obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,Access to finance,Cost of finance,Macroeconomic environment,Minor obstacle,Yes,Yes,Yes,No,No,No,No,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,No,Yes,No,No,Yes,Yes,Yes,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Truthful,Are taken directly from the establishment's records, 142109,109,Saint Lucia,Saint Lucia,Wholesale,508729,Yes,3,Establishment physically separated from HQ and other establi,Yes,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,1975,No,Yes,1975,7,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,0,3,0,-44,No,-44,-44,-44,-44,Yes,3,0,1,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,5,45,50,0,Your parent company or affiliated establishments,25,70,5,agriculture machinery,80,National,10,Remained the same,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,25,75,Yes,12,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to agree,Tend to agree,Yes,No,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,12,7,3,2,1,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,1,3,21000,3,19000,3,24000,1,14000,2,13000,1,16000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,2400,2,2200,2,2600,0,-77,0,-77,0,-77,1,2800,1,2600,1,3100,Increase/decreased demand for goods, -44,University graduate,University graduate,University graduate,Post graduated,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Completed secondary,-44,-44,Completed secondary,Completed secondary,Important,Important,Critical,Very important,Important,Very important,Important,Slightly important,Important,Important,Important,Slightly important,Important,Important,Slightly important,Critical,Very important,Very important,Important,Important,Very important,Very important,Important,Slightly important,Critical,Slightly important,Slightly important,Important,Not important,Not important,Critical,Very important,Important,Very important,Critical,Very important,Very important,Very important,Important,Very important,Important,Very important,Very important,Not important,Critical,Important,Critical,Critical,Critical,Critical,Critical,Not important,Slightly important,Very important,Not important,Slightly important,Slightly important,Not important,Slightly important,Slightly important,Important,Important,Important,Slightly important,Important,Not important,Slightly important,Slightly important,Important,Important,Very important,Critical,Critical,Critical,Not important,Not important,Very important,Important,Slightly important,Slightly important,Not difficult,Very difficult,Difficult,1,21,Not difficult,Very difficult,Difficult,0,12,Not difficult,Difficult,Slightly difficult,1,2,Slightly difficult,Not difficult,Not difficult,1,2,Not difficult,Slightly difficult,Slightly difficult,1,4,Not difficult,Slightly difficult,Difficult,0,5,Not difficult,Difficult,Difficult,0,2,Not difficult,Slightly difficult,Not difficult,1,3,Not difficult,Not difficult,Not difficult,1,2,Critical,Very important,Very important,Slightly important,Important,Not important,Not important,Not important,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,No obstacle,Private placement office, -44,No,-44,-44,-44,-44,Yes,3,2,Yes,-44,No,-44,-44,-44,-44,-44,-44,No,100,0, -44,0,No,-44,Yes,60,28,7,0,5,0,0,0,0,0,0,0,0, -44,25,37.5,0,37.5,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Line of credit,2011,80000,11,48,Private commercial banks,Yes,Yes,Yes,No,Yes,No, -44,125,Yes,3,2,Insufficient profitability,-44,390000,450000,207000,135000,9000,18000,35000,9000,1000,0,2000,14000,0,83000,100000,117000,149000,298000,Major obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,No obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Access to finance,"Crime, theft and disorder",Moderate obstacle,Yes,Yes,No,No,No,Yes,No,-44,-44,-44,-44,-44,-44,Yes,Large impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Large impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Large impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Large impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Large impact,-44,-44,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are taken directly from the establishment's records, 142107,107,Saint Lucia,Saint Lucia,Non-metallic mineral products,508727,Yes,2,Establishment physically separated from HQ and other establi,No,2,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly women,Male,Female,Male,2007,No,Yes,2007,23,No,-44,-44,No,-44,-44,No,-44,-44,Yes,26,No,Yes,7,3,0,-44,No,-44,-44,-44,-44,Yes,0,1,1,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,100,75,80,0,0, -44,35,50,15,0,Large private firms (more than 100 employees),35,55,10,blocks,50,National,10,Increased,Decreased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,100,0,-44,-44,Yes,No,No,No,Yes,No,Yes,Other company of the sector, -44,No,No,Yes,Yes,No,Yes,Yes,No,-44,-44,Yes,No,No,Yes,No,No,Yes,Yes,No, -44,Very Important,Important,Very Important,Very Important,Critical,Very Important,Very Important,Yes,75,Yes,25,No,-44,No,No,10000,-44,No,Yes,Yes,No,Moderate obstacle,No obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Major obstacle,No obstacle,Moderate obstacle,-44, -44,Tend to agree,Tend to agree,Strongly disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,0,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,4,No,-44,-44,No,-44,-44,0,No,-44,-44,No,-44,-44,Yes,0,2,2,7,3,2,1,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,1,3,29000,3,28000,3,34000,1,18000,1,18000,1,21000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,3700,2,3600,2,4400,1,2600,1,2400,1,2900,-44, -44,Post graduated,Completed secondary,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Completed secondary,Started but did not complete secondary,Slightly important,Important,Critical,Very important,Very important,Very important,Important,Slightly important,Very important,Important,Slightly important,Slightly important,Not important,Slightly important,Slightly important,Critical,Critical,Critical,Important,Slightly important,Very important,Critical,Important,Important,Critical,Not important,Slightly important,Very important,Slightly important,Not important,Important,Slightly important,Critical,Critical,Critical,Important,Very important,Important,Slightly important,Very important,Important,Important,Very important,Important,Very important,Important,Critical,Very important,Critical,Very important,Very important,Slightly important,Slightly important,Important,Not important,Important,Important,Slightly important,Slightly important,Important,Important,Very important,Very important,Important,Important,Not important,Slightly important,Slightly important,Very important,Very important,Critical,Critical,Very important,Very important,Slightly important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Not difficult,Very difficult,Slightly difficult,0,8,Slightly difficult,Very difficult,Difficult,1,15,Slightly difficult,Difficult,Slightly difficult,1,10,Slightly difficult,Slightly difficult,Slightly difficult,1,1,Slightly difficult,Slightly difficult,Slightly difficult,1,10,Slightly difficult,Very difficult,Slightly difficult,1,8,Not difficult,Slightly difficult,Difficult,0,9,Not difficult,Slightly difficult,Not difficult,0,6,Not difficult,Not difficult,Not difficult,0,2,Important,Important,Slightly important,Important,Very important,Not important,Slightly important,Not important,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Public placement office, -44,No,-44,-44,-44,-44,No,-44,-44,No,The firm cannot afford the optimal level of training,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,No,-44,No,95,0,0,0,5,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Collateral requirements for loans or line of credit are unat,810000,780000,335400,230000,4000,31200,32000,0,0,0,0,0,0,141000,123000,211000,187000,471000,Very severe obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,No,Yes,Yes,No,Yes,Yes,No,Very severe obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Access to finance,Corruption,Customs and Trade Regulations,Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Community based organization, -44,"General management, Business development and Strategies supp", -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,No,-44,-44,Truthful,Are estimates computed with some precision, 14241,41,Saint Lucia,Saint Lucia,Basic metals,508661,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,2004,No,Yes,2004,10,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,9,1,1,-44,No,-44,-44,-44,-44,Yes,3,1,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,100,100,75,0,0, -44,20,60,20,0,Others,10,50,40,bread,60,National,10,Decreased,Remained the same,More than 5,65,35,0,2005,france,45,barbados,40,7,0,0,100,0,-44,-44,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,-44, -44,Tend to disagree,Strongly agree,Tend to agree,Tend to disagree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,No,5,Yes,2,No,No,-44,-44,0,No,-44,-44,No,-44,-44,Yes,5,2,4,7,3,2,1,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3,24000,3,22000,2,29000,1,17000,2,15000,1,19000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,3900,2,3900,2,4200,1,2700,1,2600,1,2900,Increase/decreased demand for goods, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Completed secondary,Completed secondary,Important,Important,Critical,Very important,Important,Important,Important,Important,Important,Slightly important,Important,Important,Important,Slightly important,Very important,Very important,Critical,Critical,Very important,Very important,Critical,Very important,Slightly important,Important,Critical,Important,Slightly important,Important,Not important,Slightly important,Important,Important,Very important,Critical,Critical,Important,Critical,Important,Slightly important,Very important,Important,Very important,Critical,Slightly important,Very important,Very important,Critical,Critical,Very important,Critical,Critical,Slightly important,Not important,Important,Not important,Important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Slightly important,Important,Slightly important,Slightly important,Not important,Very important,Important,Very important,Critical,Critical,Critical,Slightly important,Slightly important,Slightly important,Important,Not important,Not important,Slightly difficult,Very difficult,Very difficult,1,15,Not difficult,Very difficult,Slightly difficult,1,9,Slightly difficult,Difficult,Difficult,0,2,Slightly difficult,Slightly difficult,Not difficult,1,3,Slightly difficult,Not difficult,Slightly difficult,1,2,Slightly difficult,Slightly difficult,Slightly difficult,0,5,Not difficult,Slightly difficult,Difficult,0,5,Slightly difficult,Slightly difficult,Slightly difficult,1,6,Not difficult,Slightly difficult,Not difficult,0,2,Important,Very important,Important,Important,Very important,Slightly important,Slightly important,Slightly important,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Private placement office, -44,No,-44,-44,-44,-44,No,-44,-44,No,The firm cannot afford the optimal level of training,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,Yes,11,No,47,20,5,0,28,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Application procedures for loans or line of credit are compl,630000,570000,296400,160000,3000,17100,88000,0,0,0,0,0,0,191000,85000,289000,123000,341000,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,No obstacle,Minor obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,"Crime, theft and disorder",Practices of competitors in the informal sector,Minor obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Private independent fund, -44,"General management, Business development and Strategies supp", -44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,No,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,Truthful,Are taken directly from the establishment's records, 14217,17,Saint Lucia,Saint Lucia,Basic metals,508637,Yes,2,Establishment physically separated from HQ and other establi,No,2,Sole proprietorship, -44,100,0,100,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly women,Male,Female,Female,1975,No,Yes,1975,7,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,3,0,-44,No,-44,-44,-44,-44,Yes,1,0,1,-44,No,-44,-44,-44,-44,Yes,1,Yes,No,Yes,100,95,75,0,0, -44,5,50,45,0,Large private firms (more than 100 employees),40,45,15,bread,50,Local,10,Increased,Remained the same,More than 5,80,20,0,1976,france,90,dominica,10,6,0,0,100,0,-44,-44,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Minor obstacle,Minor obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Major obstacle,Very severe obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,-44, -44,Tend to disagree,Tend to agree,Tend to disagree,Strongly disagree,No,-44,-44,-44,-44,-44,Yes,1,-44,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,3,Outside working hours,Knife,Other company property,600,Other,No,No,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,During working hours,Knife,Money,8000,Gang related,No,No,Offenders rarely caught or prosecuted,No,-44,-44,0,Yes,Yes,No,No,No,Yes,No,No,No,-44,-44,Yes,Yes,No,0,Yes,2,Yes,No,-44,0,-44,No,-44,-44,Yes,40,Yes,No,-44,-44,3,7,3,2,1,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3,17000,2,16000,2,20000,1,17000,2,16000,1,19000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,3100,2,2800,2,3500,1,2600,1,2400,1,2900,-44, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed secondary,Completed secondary,Completed secondary,Important,Important,Critical,Important,Important,Important,Important,Slightly important,Slightly important,Important,Slightly important,Important,Slightly important,Slightly important,Very important,Very important,Very important,Critical,Important,Important,Very important,Critical,Important,Important,Critical,Slightly important,Important,Important,Not important,Slightly important,Critical,Important,Critical,Critical,Very important,Important,Very important,Important,Slightly important,Slightly important,Slightly important,Important,Critical,Slightly important,Very important,Important,Critical,Critical,Critical,Very important,Very important,Not important,Slightly important,Important,Not important,Very important,Important,Slightly important,Slightly important,Not important,Very important,Important,Slightly important,Slightly important,Very important,Not important,Not important,Slightly important,Slightly important,Important,Very important,Critical,Critical,Critical,Not important,Slightly important,Important,Important,Slightly important,Important,Not difficult,Very difficult,Difficult,1,11,Not difficult,Very difficult,Very difficult,0,12,Slightly difficult,Difficult,Difficult,0,8,Slightly difficult,Slightly difficult,Slightly difficult,1,1,Slightly difficult,Slightly difficult,Slightly difficult,1,3,Slightly difficult,Slightly difficult,Difficult,0,7,Difficult,Difficult,Difficult,0,10,Slightly difficult,Not difficult,Slightly difficult,0,10,Not difficult,Not difficult,Not difficult,1,2,Very important,Important,Important,Not important,Very important,Slightly important,Slightly important,Not important,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,Minor obstacle,No obstacle,Private placement office, -44,No,-44,-44,-44,-44,Yes,5,2,Yes,-44,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,Yes,14,No,85,0,0,0,15,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Other,1260000,1810000,850700,543000,36000,54300,226000,106000,0,0,0,0,0,363000,192000,550000,300000,1485000,Major obstacle,Moderate obstacle,Major obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,No obstacle,Moderate obstacle,No obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,No obstacle,Major obstacle,Moderate obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,Electricity,Macroeconomic environment,Transportation,Moderate obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Community based organization, -44,"General management, Business development and Strategies supp", -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are estimates computed with some precision, 142143,143,Saint Lucia,Saint Lucia,Retail,508763,No,-44,-44,-44,-44,Partnership (including limited liability companies), -44,66,20,80,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,1972,No,Yes,1972,4,Yes,46,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,2,1,-44,No,-44,-44,-44,-44,Yes,4,1,0,-44,No,-44,-44,-44,-44,No,-44,No,Yes,Yes,0,-44,-44,100,0, -44,20,45,35,0,Large private firms (more than 100 employees),45,50,5,building material,55,National,10,Increased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,60,40,Yes,11,No,No,No,No,Yes,No,Yes,University, -44,No,No,No,No,Yes,No,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,Important,Important,Critical,Very Important,Important,Very Important,Very Important,Yes,55,Yes,45,No,-44,Yes,No,10000,-44,No,No,No,No,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,-44, -44,Tend to disagree,Tend to agree,Tend to agree,Tend to disagree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,Yes,2,No,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,25,1,8,7,3,2,1,1,0,0,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,1,3,26000,3,26000,3,28000,1,17000,2,15000,1,20000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,3000,2,3000,2,3300,0,-77,0,-77,0,-77,1,2900,1,2900,1,3300,New production methods, -44,University graduate,Completed college/vocational training,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,-44,-44,Completed secondary,Completed primary school,Important,Slightly important,Critical,Very important,Important,Very important,Important,Slightly important,Important,Slightly important,Important,Slightly important,Important,Important,Important,Critical,Very important,Very important,Important,Important,Very important,Critical,Important,Very important,Critical,Important,Very important,Important,Not important,Slightly important,Important,Slightly important,Important,Critical,Critical,Important,Very important,Important,Slightly important,Important,Important,Slightly important,Critical,Slightly important,Very important,Important,Critical,Very important,Very important,Very important,Very important,Slightly important,Not important,Important,Not important,Very important,Important,Slightly important,Not important,Slightly important,Important,Slightly important,Important,Slightly important,Very important,Slightly important,Slightly important,Not important,Very important,Very important,Critical,Critical,Very important,Critical,Not important,Slightly important,Important,Important,Not important,Important,Slightly difficult,Very difficult,Difficult,0,15,Slightly difficult,Very difficult,Difficult,0,7,Slightly difficult,Difficult,Difficult,0,10,Slightly difficult,Not difficult,Slightly difficult,0,1,Slightly difficult,Slightly difficult,Slightly difficult,0,7,Not difficult,Difficult,Difficult,1,3,Not difficult,Difficult,Slightly difficult,1,10,Slightly difficult,Not difficult,Difficult,1,3,Not difficult,Not difficult,Slightly difficult,0,2,Slightly important,Very important,Not important,Not important,Very important,Not important,Not important,Not important,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,Private placement office, -44,No,-44,-44,-44,-44,No,-44,-44,No,The firm is affraid of investing in workers that after the t,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,10,Yes,90,0,0,0,10,0,0,0,0,0,0,0,0, -44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Did not think it would be approved,450000,490000,235200,137200,11000,9800,192000,6500,1000,1000,1000,54000,0,95000,138000,142000,181000,142000,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,No,Yes,Yes,No,No,No,No,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Very severe obstacle,No obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Practices of competitors in the informal sector,Customs and Trade Regulations,Minor obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Government based organization, -44,Marketing and Operations support, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 14219,19,Saint Lucia,Saint Lucia,Hotel and restaurants,508639,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,1992,No,Yes,1992,5,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,1,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,10,65,25,0,Large private firms (more than 100 employees),0,55,45,fast food,60,National,5,Remained the same,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,45,55,Yes,2,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to agree,Tend to agree,Yes,No,-44,-44,-44,-44,Yes,3,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,Yes,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,15,7,3,2,1,1,0,0,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,1,3,25000,3,23000,2,28000,1,17000,1,17000,1,20000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,3000,2,2700,2,3500,0,-77,0,-77,0,-77,1,2600,1,2600,1,2900,-44, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,-44,-44,Completed secondary,Completed primary school,Very important,Important,Critical,Important,Important,Very important,Slightly important,Slightly important,Important,Important,Slightly important,Important,Important,Important,Important,Critical,Critical,Critical,Important,Slightly important,Very important,Very important,Important,Important,Very important,Slightly important,Important,Very important,Slightly important,Not important,Important,Very important,Important,Very important,Very important,Important,Very important,Important,Important,Important,Important,Important,Critical,Slightly important,Critical,Important,Critical,Very important,Very important,Very important,Very important,Slightly important,Not important,Important,Not important,Important,Very important,Not important,Slightly important,Slightly important,Very important,Important,Important,Important,Important,Not important,Slightly important,Slightly important,Slightly important,Very important,Critical,Critical,Critical,Very important,Not important,Not important,Important,Important,Not important,Not important,Not difficult,Very difficult,Difficult,1,22,Slightly difficult,Very difficult,Difficult,1,6,Slightly difficult,Slightly difficult,Difficult,0,10,Slightly difficult,Slightly difficult,Slightly difficult,0,2,Not difficult,Slightly difficult,Slightly difficult,1,6,Not difficult,Difficult,Slightly difficult,0,4,Not difficult,Slightly difficult,Difficult,1,7,Slightly difficult,Slightly difficult,Slightly difficult,0,7,Not difficult,Not difficult,Not difficult,1,1,Important,Very important,Not important,Important,Important,Not important,Slightly important,Not important,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,No obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Private placement office, -44,No,-44,-44,-44,-44,Yes,1,2,Yes,-44,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,No,-44,No,75,0,0,0,25,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Interest rates are not favorable,250000,310000,158100,83700,5000,12400,92000,7500,1000,1000,1000,0,0,64000,74000,87000,118000,149000,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,No obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Cost of finance,Customs and Trade Regulations,Macroeconomic environment,Moderate obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Administratie procedure is cumbersome, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Truthful,Are taken directly from the establishment's records, 14272,72,Saint Lucia,Saint Lucia,Hotel and restaurants,508692,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,2005,No,Yes,2005,11,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,2,2,-44,No,-44,-44,-44,-44,Yes,3,0,0,-44,Yes,1,2,2,-44,No,-44,No,Yes,Yes,0,-44,-44,100,0, -44,0,50,50,0,Small private firms (less than 20 employees),25,60,15,food,100,Local,5,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,45,55,No,-44,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Very severe obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,Moderate obstacle,Major obstacle,No obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Major obstacle,Minor obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,Yes,0,Yes,3,Yes,No,-44,.5,-44,No,-44,-44,No,-44,-44,No,-44,-44,4,7,3,2,1,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,1,3,30000,3,29000,3,35000,1,14000,1,14000,1,17000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,2900,2,2600,2,3300,0,-77,0,-77,0,-77,1,2700,2,2700,1,3100,Increase/decreased demand for goods, -44,University graduate,University graduate,University graduate,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Completed college/vocational training,-44,-44,Completed secondary,Completed secondary,Important,Slightly important,Critical,Important,Important,Very important,Important,Important,Important,Slightly important,Important,Slightly important,Slightly important,Important,Very important,Critical,Critical,Critical,Slightly important,Important,Very important,Critical,Very important,Important,Critical,Slightly important,Slightly important,Important,Not important,Slightly important,Important,Important,Important,Critical,Critical,Slightly important,Very important,Important,Important,Important,Important,Slightly important,Critical,Important,Critical,Slightly important,Critical,Critical,Very important,Very important,Critical,Slightly important,Not important,Important,Not important,Very important,Very important,Slightly important,Slightly important,Slightly important,Important,Important,Important,Slightly important,Important,Not important,Not important,Slightly important,Important,Important,Critical,Critical,Critical,Very important,Not important,Not important,Important,Important,Not important,Slightly important,Not difficult,Very difficult,Slightly difficult,0,15,Not difficult,Very difficult,Difficult,1,10,Slightly difficult,Slightly difficult,Slightly difficult,1,8,Slightly difficult,Not difficult,Difficult,0,1,Not difficult,Slightly difficult,Slightly difficult,0,5,Slightly difficult,Difficult,Slightly difficult,0,8,Not difficult,Slightly difficult,Difficult,1,6,Slightly difficult,Slightly difficult,Slightly difficult,1,3,Not difficult,Slightly difficult,Not difficult,1,1,Critical,Very important,Important,Important,Very important,Not important,Slightly important,Not important,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,Private placement office, -44,Yes to hire,Yes,0,No,-44,No,-44,-44,No,The firm cannot afford the optimal level of training,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,No,-44,No,50,20,5,0,25,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,2,2,Incompleteness of loan application,-44,1550000,1990000,995000,220000,32000,79600,78000,18000,1000,3000,1000,0,0,379000,346000,557000,438000,1532000,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,"Crime, theft and disorder",Customs and Trade Regulations,Moderate obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Government based organization, -44,Human resources Support, -44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 142119,119,Saint Lucia,Saint Lucia,Hotel and restaurants,508739,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Female,Male,Female,1991,No,Yes,1991,4,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,3,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0, -44,20,45,35,10,Individuals,40,50,10,food,95,National,10,Decreased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,70,30,Yes,6,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Major obstacle,No obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,No,0,0,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,No,0,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,4,7,3,2,1,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,1,3,26000,3,26000,3,30000,1,16000,1,15000,1,19000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,2500,2,2400,2,2900,0,-77,0,-77,0,-77,1,2600,2,2600,1,2900,Economic upturn/downturn, -44,Post graduated,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed secondary,Important,Slightly important,Critical,Critical,Important,Very important,Important,Important,Very important,Very important,Important,Slightly important,Slightly important,Not important,Important,Very important,Very important,Critical,Slightly important,Important,Critical,Critical,Important,Very important,Critical,Slightly important,Very important,Slightly important,Not important,Not important,Very important,Important,Critical,Critical,Critical,Important,Critical,Very important,Very important,Important,Slightly important,Very important,Critical,Important,Critical,Important,Critical,Critical,Very important,Very important,Very important,Not important,Not important,Very important,Not important,Very important,Very important,Slightly important,Important,Slightly important,Important,Important,Slightly important,Slightly important,Very important,Slightly important,Not important,Not important,Slightly important,Important,Critical,Critical,Critical,Very important,Slightly important,Not important,Important,Slightly important,Slightly important,Important,Not difficult,Difficult,Difficult,0,10,Slightly difficult,Very difficult,Slightly difficult,1,9,Slightly difficult,Very difficult,Difficult,0,7,Slightly difficult,Slightly difficult,Slightly difficult,1,2,Slightly difficult,Slightly difficult,Slightly difficult,1,9,Not difficult,Slightly difficult,Slightly difficult,0,9,Not difficult,Difficult,Difficult,1,10,Slightly difficult,Slightly difficult,Not difficult,0,5,Slightly difficult,Not difficult,Not difficult,0,2,Important,Important,Very important,Slightly important,Critical,Not important,Not important,Slightly important,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Private placement office, -44,No,-44,-44,-44,-44,No,-44,-44,No,The firm is affraid of investing in workers that after the t,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,No,-44,No,50,20,5,0,25,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Application procedures for loans or line of credit are compl,780000,760000,380000,200000,27000,22800,50000,10000,1000,1000,1000,0,0,131000,121000,182000,198000,524000,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Major obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,Cost of finance,Labor Regulations,Telecommunications,Moderate obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Local business association, -44,Human resources Support, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 14221,21,Saint Lucia,Saint Lucia,Chemicals,508641,No,-44,-44,-44,-44,Partnership (including limited liability companies), -44,90,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,1993,No,Yes,1993,20,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,1,0,-44,No,-44,-44,-44,-44,Yes,5,3,1,-44,No,-44,-44,-44,-44,Yes,2,Yes,No,Yes,100,75,95,0,0, -44,20,60,20,0,Others,20,55,25,paint,70,National,5,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,75,25,No,-44,No,No,No,No,Yes,No,Yes,Laboratory or research center, -44,No,No,No,Yes,Yes,No,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,Very Important,Very Important,Very Important,Very Important,Slightly important,Important,Critical,Yes,65,Yes,35,No,-44,No,No,0,-44,No,No,No,No,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,-44, -44,Tend to agree,Tend to agree,Tend to agree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,No,3,Yes,4,No,No,-44,0,-44,Yes,5,Yes,Yes,50,Yes,Yes,0,2,7,7,3,2,1,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,1,3,19000,2,18000,1,21000,1,13000,1,12000,1,15000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,3100,2,3000,2,3400,1,2700,1,2500,1,3000,New production methods, -44,University graduate,University graduate,Post graduated,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,Completed secondary,Completed secondary,Important,Important,Critical,Important,Important,Very important,Slightly important,Slightly important,Important,Slightly important,Important,Slightly important,Not important,Slightly important,Important,Critical,Very important,Very important,Important,Important,Critical,Critical,Very important,Important,Critical,Important,Slightly important,Important,Important,Slightly important,Very important,Slightly important,Very important,Critical,Critical,Slightly important,Very important,Important,Very important,Important,Very important,Very important,Critical,Important,Critical,Slightly important,Critical,Very important,Critical,Very important,Critical,Slightly important,Not important,Important,Slightly important,Important,Very important,Not important,Slightly important,Slightly important,Very important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Not important,Important,Important,Critical,Critical,Critical,Very important,Not important,Slightly important,Slightly important,Important,Not important,Not important,Not difficult,Very difficult,Difficult,1,11,Not difficult,Very difficult,Difficult,0,5,Not difficult,Slightly difficult,Slightly difficult,0,3,Slightly difficult,Not difficult,Slightly difficult,0,1,Slightly difficult,Not difficult,Slightly difficult,0,4,Slightly difficult,Difficult,Slightly difficult,0,10,Not difficult,Difficult,Difficult,0,3,Slightly difficult,Not difficult,Slightly difficult,0,2,Not difficult,Not difficult,Not difficult,0,2,Slightly important,Very important,Important,Slightly important,Very important,Not important,Slightly important,Slightly important,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,Public announcement/advertisement, -44,No,-44,-44,-44,-44,No,-44,-44,No,The firm does not have enough information about training pro,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,Yes,8,Yes,15,40,10,0,25,0,0,0,0,0,0,0,10, -44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Line of credit,2010,180000,7,24,Other,Yes,No,No,No,No,No, -44,125,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,330000,340000,163200,98600,5000,6800,132000,76000,0,0,0,7000,0,186000,116000,265000,187000,350000,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,No obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Political environment,Inadequately educated workforce,Access to finance,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Government based organization, -44,"General management, Business development and Strategies supp", -44,Yes,No,No,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,Yes,Yes,No,No,Yes,No,Yes,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 14229,29,Saint Lucia,Saint Lucia,Fabricated metal products,508649,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Female,Male,1999,No,Yes,1999,14,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,2,0,-44,No,-44,-44,-44,-44,Yes,1,0,0,-44,Yes,1,2,2,-44,No,-44,Yes,No,Yes,100,90,115,0,0, -44,30,50,20,0,Medium private firms (20-100 employees),5,45,50,windows,100,Local,10,Increased,Increased,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,55,45,No,-44,Yes,Yes,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to disagree,Strongly agree,No,-44,-44,-44,-44,-44,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,No,5,No,-44,-44,No,-44,0,-44,Yes,13,Yes,No,-44,-44,Yes,0,2,5,7,3,2,1,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,1,3,26000,3,24000,3,28000,1,15000,1,14000,1,18000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,3400,2,3200,2,3900,1,2700,1,2600,1,3000,-44, -44,University graduate,University graduate,Post graduated,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Completed secondary,Completed primary school,Important,Important,Critical,Important,Important,Very important,Slightly important,Important,Important,Important,Important,Important,Slightly important,Slightly important,Important,Critical,Critical,Very important,Important,Important,Critical,Critical,Important,Slightly important,Critical,Slightly important,Slightly important,Important,Not important,Slightly important,Important,Slightly important,Very important,Very important,Critical,Very important,Very important,Very important,Important,Very important,Important,Important,Critical,Important,Critical,Important,Critical,Critical,Very important,Critical,Critical,Not important,Slightly important,Important,Slightly important,Important,Important,Slightly important,Slightly important,Slightly important,Very important,Very important,Slightly important,Slightly important,Slightly important,Slightly important,Not important,Slightly important,Important,Important,Critical,Critical,Very important,Critical,Slightly important,Slightly important,Important,Important,Slightly important,Slightly important,Not difficult,Very difficult,Difficult,1,9,Not difficult,Very difficult,Difficult,0,14,Not difficult,Difficult,Slightly difficult,1,5,Slightly difficult,Slightly difficult,Slightly difficult,1,1,Slightly difficult,Slightly difficult,Difficult,1,4,Not difficult,Slightly difficult,Slightly difficult,0,5,Not difficult,Difficult,Difficult,1,5,Slightly difficult,Not difficult,Not difficult,0,3,Not difficult,Not difficult,Not difficult,0,2,Critical,Very important,Very important,Important,Very important,Slightly important,Slightly important,Not important,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Minor obstacle,No obstacle,Schoold related network, -44,Yes to both,No,-44,No,-44,Yes,4,2,Yes,-44,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,13,No,55,0,0,0,45,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Did not think it would be approved,1320000,2030000,913500,200000,18000,101500,113000,0,0,0,0,0,0,322000,373000,528000,548000,1368000,No obstacle,Moderate obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Tax Rates,Political environment,No obstacle,Yes,Yes,No,Yes,No,No,No,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 142113,113,Saint Lucia,Saint Lucia,Basic metals,508733,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All women,Yes,Not applicable,100,Makes decisions in consultation with other partners,32,5,Predominantly men,Male,Male,Male,1982,No,Yes,1982,34,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,2,0,-44,No,-44,-44,-44,-44,Yes,2,0,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,100,80,105,0,0, -44,30,50,20,0,Small private firms (less than 20 employees),35,60,5,bread,50,Local,10,Decreased,Decreased,More than 5,95,5,0,1983,france,20,dominica,5,6,0,0,70,30,No,-44,No,No,No,No,Yes,No,Yes,University, -44,No,No,Yes,Yes,No,No,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,Slightly important,Important,Important,Very Important,Important,Critical,Important,Yes,50,Yes,35,Yes,15,No,Yes,10000,-44,No,No,No,No,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to agree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,Yes,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,14,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,2,8,3,2,2,1,0,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,1,3,27000,3,26000,3,30000,1,13000,1,12000,1,15000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,3000,2,3000,2,3500,2,2700,2,2700,2,3100,-44, -44,University graduate,University graduate,Post graduated,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,Completed secondary,Completed secondary,Important,Important,Very important,Very important,Important,Very important,Slightly important,Very important,Important,Very important,Slightly important,Slightly important,Slightly important,Not important,Important,Critical,Very important,Critical,Slightly important,Important,Critical,Critical,Slightly important,Slightly important,Critical,Slightly important,Very important,Very important,Important,Not important,Slightly important,Important,Important,Critical,Critical,Important,Very important,Important,Very important,Important,Important,Important,Very important,Important,Critical,Important,Very important,Very important,Very important,Very important,Critical,Slightly important,Slightly important,Very important,Not important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Important,Slightly important,Very important,Important,Not important,Not important,Slightly important,Very important,Very important,Critical,Critical,Very important,Very important,Slightly important,Slightly important,Important,Important,Slightly important,Not important,Not difficult,Difficult,Slightly difficult,0,24,Not difficult,Very difficult,Difficult,1,5,Not difficult,Slightly difficult,Slightly difficult,1,9,Not difficult,Slightly difficult,Slightly difficult,0,3,Slightly difficult,Slightly difficult,Slightly difficult,0,10,Difficult,Slightly difficult,Slightly difficult,0,5,Not difficult,Slightly difficult,Difficult,0,6,Slightly difficult,Not difficult,Slightly difficult,1,6,Not difficult,Not difficult,Not difficult,0,1,Very important,Important,Very important,Important,Very important,Slightly important,Slightly important,Not important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Private placement office, -44,No,-44,-44,-44,-44,No,-44,-44,No,The firm cannot afford the optimal level of training,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,No,-44,No,55,24,6,0,15,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Size of loan and maturity are insufficiant,750000,570000,262200,230000,17000,30000,116000,45000,2000,1000,2000,0,0,385000,321000,535000,535000,1182000,Moderate obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,No obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Cost of finance,Macroeconomic environment,Inadequately educated workforce,No obstacle,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Moderated impact,Yes,Large impact,No,No impact,Yes,Moderated impact,Yes,Large impact,No,No impact,No,No impact,No,No impact,Yes,Moderated impact,No,No impact,Yes,Moderated impact,Yes,Moderated impact,No,No impact,Yes,Moderated impact,Yes,Large impact,No,No impact,No,No impact,No,No impact,Yes,Moderated impact,No,No impact,Yes,Moderated impact,No,No impact,Yes,Large impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Large impact,Yes,Large impact,Yes,Large impact,Yes,Large impact,No,No impact,Yes,Moderated impact,No,No impact,No,No impact,Yes,Moderated impact,Yes,Large impact,Yes,Large impact,Yes,Moderated impact,Yes,Large impact,Yes,Large impact,Yes,Large impact,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Yes,No,No,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 14220,20,Saint Lucia,Saint Lucia,Basic metals,508640,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,65,100,0,0,0,Predominantly women,Yes,No,65,Makes decisions in consultation with other partners,10,3,Predominantly men,Male,Female,Male,2001,No,Yes,2001,4,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,2,2,-44,Yes,2,0,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,100,65,135,0,0, -44,20,65,15,5,Medium private firms (20-100 employees),25,40,35,bread,95,Local,10,Decreased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,80,20,No,-44,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,-44, -44,Tend to disagree,Tend to disagree,Strongly disagree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,Outside working hours,Baseball bat,Money,900,A former employee,No,No,Loss was small,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,During working hours,Knife,Money,450,Other,No,No,Don't have the time; inconvenient,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,Outside working hours,Baseball bat,Personal possessions of employees or customers,-66,Gang related,No,No,The police give little/no information back on crimes,No,-44,-44,0,No,No,No,No,No,Yes,No,No,No,-44,-44,Yes,Yes,Yes,5,Yes,2,Yes,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,2,8,3,2,2,1,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,1,3,28000,3,26000,3,31000,1,15000,1,15000,1,17000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,3800,2,3600,2,4400,2,2900,3,2900,2,3300,New production methods, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,Completed secondary,Started but did not complete secondary,Slightly important,Important,Critical,Important,Very important,Important,Important,Important,Important,Very important,Important,Important,Slightly important,Important,Very important,Very important,Critical,Critical,Very important,Important,Very important,Critical,Important,Important,Very important,Slightly important,Slightly important,Important,Slightly important,Not important,Important,Important,Very important,Critical,Critical,Slightly important,Very important,Important,Slightly important,Important,Slightly important,Very important,Very important,Important,Very important,Important,Very important,Critical,Very important,Very important,Critical,Not important,Not important,Important,Slightly important,Important,Slightly important,Not important,Not important,Slightly important,Important,Important,Slightly important,Very important,Important,Not important,Not important,Slightly important,Very important,Very important,Critical,Critical,Critical,Very important,Not important,Important,Important,Slightly important,Not important,Not important,Not difficult,Very difficult,Difficult,0,19,Slightly difficult,Very difficult,Very difficult,1,14,Not difficult,Difficult,Slightly difficult,1,9,Slightly difficult,Slightly difficult,Slightly difficult,0,1,Slightly difficult,Slightly difficult,Slightly difficult,0,2,Slightly difficult,Very difficult,Slightly difficult,1,8,Not difficult,Difficult,Slightly difficult,0,3,Not difficult,Not difficult,Not difficult,1,8,Not difficult,Slightly difficult,Not difficult,1,1,Important,Critical,Not important,Slightly important,Critical,Not important,Slightly important,Not important,Minor obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,No obstacle,No obstacle,Public placement office, -44,No,-44,-44,-44,-44,No,-44,-44,No,The firm cannot afford the optimal level of training,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,No,-44,No,75,0,0,0,25,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Application procedures for loans or line of credit are compl,700000,610000,305000,130000,23000,30500,57000,0,0,0,0,0,0,327000,70000,511000,96000,598000,No obstacle,No obstacle,No obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,No obstacle,Minor obstacle,Major obstacle,Moderate obstacle,No obstacle,No obstacle,Major obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,"Crime, theft and disorder",Macroeconomic environment,Practices of competitors in the informal sector,Minor obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,NGO, -44,technological and Innovation Support, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Somewhat truthful,Are estimates computed with some precision, 142133,133,Saint Lucia,Saint Lucia,Basic metals,508753,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,60,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,1995,No,Yes,1995,19,No,-44,-44,No,-44,-44,No,-44,-44,Yes,24,No,Yes,3,2,1,-44,No,-44,-44,-44,-44,Yes,2,0,0,-44,Yes,2,1,1,-44,No,-44,Yes,No,Yes,100,70,70,0,0, -44,5,40,55,0,Medium private firms (20-100 employees),5,50,45,fish,95,Local,5,Decreased,Remained the same,2-5,60,40,0,1996,united kingdom,70,guyana,20,3,0,0,75,25,No,-44,No,Yes,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,Yes,No,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,Yes,0,Yes,3,No,Yes,0,0,-44,Yes,5,Yes,No,-44,-44,No,-44,-44,2,8,3,2,2,1,0,0,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3,17000,2,16000,2,19000,1,13000,2,13000,1,15000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,3200,2,3000,2,3700,2,2600,3,2500,2,3000,Increase/decreased demand for goods, -44,University graduate,University graduate,Post graduated,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Completed secondary,Completed primary school,Important,Not important,Very important,Very important,Important,Important,Slightly important,Slightly important,Very important,Important,Slightly important,Slightly important,Slightly important,Important,Important,Critical,Very important,Very important,Important,Slightly important,Very important,Critical,Slightly important,Slightly important,Critical,Slightly important,Slightly important,Very important,Slightly important,Not important,Very important,Important,Important,Critical,Critical,Important,Important,Very important,Very important,Slightly important,Slightly important,Slightly important,Very important,Slightly important,Critical,Very important,Critical,Critical,Critical,Critical,Critical,Not important,Slightly important,Important,Not important,Very important,Important,Important,Slightly important,Important,Important,Important,Important,Slightly important,Important,Not important,Not important,Slightly important,Very important,Very important,Critical,Very important,Critical,Very important,Slightly important,Not important,Very important,Slightly important,Important,Not important,Not difficult,Very difficult,Difficult,0,19,Not difficult,Very difficult,Difficult,1,8,Slightly difficult,Difficult,Slightly difficult,1,3,Slightly difficult,Difficult,Slightly difficult,0,2,Slightly difficult,Slightly difficult,Slightly difficult,0,10,Not difficult,Slightly difficult,Slightly difficult,1,7,Not difficult,Difficult,Difficult,0,6,Not difficult,Not difficult,Not difficult,1,5,Not difficult,Not difficult,Not difficult,0,1,Very important,Very important,Very important,Important,Very important,Not important,Not important,Slightly important,No obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Public placement office, -44,No,-44,-44,-44,-44,No,-44,-44,No,The firm does not have enough information about training pro,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,12,Yes,70,0,0,0,10,0,0,0,0,0,0,0,20, -44,50,50,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Loan,2010,30000,14,120,Private commercial banks,Yes,Yes,No,No,No,No, -44,100,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,690000,650000,325000,201500,11000,32500,40000,0,0,0,0,20000,0,276000,78000,378000,107000,669000,No obstacle,Moderate obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,No obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,No obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Yes,Yes,No,No,No,Inadequately educated workforce,Access to finance,Practices of competitors in the informal sector,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not aware of this type of assistance and don't know it advan, -44,-44,-44, -44,-44, -44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are taken directly from the establishment's records, 14218,18,Saint Lucia,Saint Lucia,Wholesale,508638,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,65,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,2005,No,Yes,2005,5,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,3,1,-44,No,-44,-44,-44,-44,Yes,2,2,1,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0, -44,25,70,5,5,Medium private firms (20-100 employees),20,40,40,household appliances,45,Local,5,Remained the same,Increased,More than 5,50,50,35,2006,united kingdom,15,guyana,5,4,0,4,60,40,No,-44,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,No obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Minor obstacle,No obstacle,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,-44, -44,Tend to disagree,Tend to disagree,Strongly disagree,Tend to agree,Yes,No,-44,-44,-44,-44,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,No,15000,0,Yes,Yes,No,No,No,No,-44,-44,No,-44,-44,No,Yes,No,11,Yes,1,No,Yes,0,0,-44,No,-44,-44,No,-44,-44,Yes,0,2,150,8,3,2,2,1,0,0,2,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3,21000,3,20000,2,23000,1,19000,2,19000,1,22000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,3400,2,3200,2,3900,0,-77,0,-77,0,-77,2,2600,2,2600,2,3000,New products require new skills, -44,University graduate,University graduate,University graduate,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,-44,-44,Completed secondary,Completed primary school,Very important,Important,Critical,Important,Important,Very important,Slightly important,Slightly important,Important,Important,Important,Slightly important,Not important,Slightly important,Important,Very important,Very important,Critical,Important,Important,Critical,Critical,Important,Very important,Critical,Not important,Important,Slightly important,Not important,Not important,Important,Slightly important,Important,Critical,Critical,Slightly important,Very important,Important,Very important,Important,Important,Slightly important,Critical,Slightly important,Critical,Important,Very important,Very important,Critical,Very important,Critical,Not important,Slightly important,Important,Not important,Very important,Important,Not important,Slightly important,Important,Very important,Very important,Slightly important,Slightly important,Important,Not important,Slightly important,Not important,Slightly important,Very important,Critical,Critical,Very important,Very important,Important,Slightly important,Important,Important,Important,Slightly important,Slightly difficult,Very difficult,Difficult,0,14,Not difficult,Very difficult,Slightly difficult,1,13,Not difficult,Difficult,Difficult,1,8,Slightly difficult,Slightly difficult,Slightly difficult,1,1,Slightly difficult,Slightly difficult,Slightly difficult,1,8,Slightly difficult,Difficult,Slightly difficult,1,7,Slightly difficult,Slightly difficult,Difficult,0,10,Not difficult,Difficult,Not difficult,0,8,Not difficult,Not difficult,Not difficult,0,1,Critical,Important,Very important,Not important,Important,Slightly important,Slightly important,Not important,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,Through family/friends, -44,No,-44,-44,-44,-44,Yes,1,2,Yes,-44,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,8,No,75,0,0,0,25,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Did not think it would be approved,50000,60000,27600,17400,1000,2400,11400,500,0,0,0,0,0,14000,12000,18000,17000,19000,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,Major obstacle,Minor obstacle,No obstacle,Major obstacle,No obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,Access to finance,Macroeconomic environment,Telecommunications,No obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Community based organization, -44,Human resources Support, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 142138,138,Saint Lucia,Saint Lucia,Food,508758,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,51,100,0,0,0,Predominantly men,No,No,15,Delegates decisions to other partners,0,0,Predominantly men,Female,Male,Male,1995,No,Yes,1995,6,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,3,0,-44,Yes,2,0,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,9,Yes,No,Yes,100,65,130,0,0, -44,10,45,45,0,Individuals,30,50,20,ice,65,Local,10,Increased,Decreased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,65,35,Yes,10,No,No,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Major obstacle,Minor obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,No obstacle,-44, -44,Strongly disagree,Tend to disagree,Tend to disagree,Strongly agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,Yes,0,No,-44,-44,No,-44,.5,-44,No,-44,-44,No,-44,-44,No,-44,-44,3,8,3,2,2,1,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,1,3,29000,3,28000,3,33000,1,15000,2,14000,1,16000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,3700,2,3300,2,4200,2,2900,2,2800,2,3400,Increase/decreased demand for goods, -44,University graduate,Post graduated,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Completed secondary,Completed secondary,Started but did not complete secondary,Important,Slightly important,Very important,Very important,Very important,Important,Important,Important,Important,Very important,Slightly important,Important,Slightly important,Not important,Important,Very important,Very important,Critical,Slightly important,Important,Critical,Critical,Important,Important,Critical,Important,Important,Important,Not important,Not important,Very important,Important,Important,Critical,Very important,Slightly important,Very important,Very important,Slightly important,Very important,Important,Important,Critical,Important,Very important,Important,Critical,Very important,Very important,Critical,Critical,Slightly important,Not important,Important,Slightly important,Important,Important,Slightly important,Slightly important,Slightly important,Very important,Very important,Slightly important,Very important,Important,Not important,Slightly important,Slightly important,Important,Important,Critical,Critical,Very important,Very important,Not important,Slightly important,Important,Very important,Slightly important,Slightly important,Not difficult,Very difficult,Slightly difficult,1,9,Slightly difficult,Very difficult,Difficult,0,13,Slightly difficult,Difficult,Slightly difficult,1,4,Slightly difficult,Not difficult,Not difficult,1,2,Slightly difficult,Not difficult,Slightly difficult,0,6,Not difficult,Difficult,Difficult,0,3,Not difficult,Difficult,Difficult,0,6,Not difficult,Slightly difficult,Difficult,1,7,Not difficult,Not difficult,Not difficult,1,2,Important,Very important,Very important,Important,Very important,Not important,Not important,Not important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Private placement office, -44,Yes to fire,No,-44,Yes,2,No,-44,-44,No,The firm is affraid of investing in workers that after the t,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,No,-44,No,80,0,0,0,20,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,Yes,Line of credit,2010,20000,8,54,Other,Yes,Yes,No,No,No,No, -44,150,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,3680000,4670000,2381700,120000,131000,0,452000,0,0,0,0,0,0,336000,99000,460000,128000,1205000,Minor obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,No obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,"Crime, theft and disorder",Labor Regulations,Telecommunications,Minor obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Community based organization, -44,technological and Innovation Support, -44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 142130,130,Saint Lucia,Saint Lucia,Basic metals,508750,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,65,100,0,0,0,Predominantly men,No,Yes,14,Delegates decisions to other partners,0,0,All women,Female,Female,Female,1980,No,Yes,1980,7,Yes,49,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,0,3,1,-44,No,-44,-44,-44,-44,Yes,1,1,1,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,100,85,75,0,0, -44,15,55,30,5,Your parent company or affiliated establishments,40,45,15,snacks,60,Local,5,Increased,Remained the same,More than 5,55,45,0,1981,united kingdom,65,guyana,15,3,0,0,85,15,No,-44,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,0,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,No,5,No,-44,-44,No,-44,-44,6000,Yes,5,Yes,No,-44,-44,Yes,5,2,17,8,3,2,2,1,3,0,1,0,3,3,0,0,0,1,0,0,0,1,1,0,0,0,1,6,24000,5,24000,4,28000,1,15000,2,14000,1,17000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,2800,2,2900,2,3200,2,2700,3,2700,2,3000,Economic upturn/downturn, -44,University graduate,University graduate,University graduate,Post graduated,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Completed secondary,Started but did not complete secondary,Important,Important,Critical,Very important,Very important,Important,Very important,Slightly important,Very important,Very important,Important,Important,Important,Not important,Important,Critical,Critical,Critical,Very important,Important,Very important,Critical,Important,Important,Critical,Slightly important,Slightly important,Important,Slightly important,Important,Important,Important,Important,Critical,Critical,Important,Very important,Important,Slightly important,Important,Very important,Important,Critical,Important,Very important,Very important,Critical,Critical,Very important,Very important,Critical,Slightly important,Not important,Important,Slightly important,Very important,Important,Slightly important,Slightly important,Important,Very important,Important,Important,Slightly important,Slightly important,Not important,Slightly important,Slightly important,Important,Important,Critical,Very important,Critical,Very important,Not important,Slightly important,Very important,Very important,Not important,Not important,Slightly difficult,Very difficult,Difficult,1,19,Slightly difficult,Very difficult,Difficult,1,8,Slightly difficult,Difficult,Difficult,1,3,Slightly difficult,Slightly difficult,Slightly difficult,1,2,Slightly difficult,Not difficult,Slightly difficult,1,8,Slightly difficult,Difficult,Slightly difficult,1,5,Not difficult,Difficult,Slightly difficult,1,7,Not difficult,Difficult,Difficult,0,4,Not difficult,Not difficult,Not difficult,1,1,Very important,Very important,Very important,Slightly important,Very important,Not important,Not important,Not important,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Private placement office, -44,No,-44,-44,-44,-44,Yes,3,2,Yes,-44,No,-44,-44,-44,-44,-44,-44,Yes,100,0, -44,0,Yes,6,Yes,80,0,0,0,20,0,0,0,0,0,0,0,0, -44,50,25,0,0,25,0,0,0,0,0,0,0,0,0,0, -44,Yes,Loan,2009,40000,8,108,Private commercial banks,No,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,450000,480000,206400,129600,20000,14400,76800,50000,0,0,0,10000,0,662000,353000,1050000,535000,2846000,No obstacle,Minor obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Major obstacle,No obstacle,Moderate obstacle,No obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Access to finance,Inadequately educated workforce,Tax Rates,Minor obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Community based organization, -44,technological and Innovation Support, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Truthful,Are taken directly from the establishment's records, 14290,90,Saint Lucia,Saint Lucia,Retail,508710,No,-44,-44,-44,-44,Sole proprietorship, -44,100,0,100,0,0,All women,Yes,Not applicable,100,Makes major strategic and fiancial decisions,16,5,All women,Female,Female,Female,1995,No,Yes,1995,12,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,1,0,-44,No,-44,-44,-44,-44,Yes,5,5,1,-44,Yes,1,3,1,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,30,50,20,0,Others,25,40,35,clothes,70,National,15,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,30,70,Yes,2,Yes,Yes,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to agree,Strongly disagree,Tend to agree,Yes,Yes,No,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,No,-44,-44,Yes,0,0,-44,No,-44,-44,Yes,35,No,No,-44,-44,6,9,3,3,2,1,3,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,1,3,28000,2,28000,2,30000,1,14000,1,13000,1,16000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,3,3200,3,3100,3,3800,0,-77,0,-77,0,-77,2,2700,2,2400,2,3100,Increase/decreased demand for goods, -44,Post graduated,Post graduated,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Important,Important,Critical,Critical,Very important,Important,Important,Slightly important,Important,Important,Important,Important,Slightly important,Slightly important,Important,Very important,Very important,Critical,Important,Important,Very important,Critical,Important,Important,Critical,Slightly important,Important,Important,Not important,Not important,Important,Slightly important,Important,Critical,Critical,Important,Very important,Important,Very important,Important,Slightly important,Very important,Very important,Important,Critical,Very important,Critical,Critical,Very important,Very important,Critical,Slightly important,Not important,Slightly important,Not important,Important,Very important,Slightly important,Slightly important,Slightly important,Important,Important,Important,Slightly important,Very important,Slightly important,Not important,Slightly important,Important,Important,Critical,Very important,Critical,Critical,Not important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Not difficult,Almost impossible,Difficult,1,20,Not difficult,Very difficult,Difficult,0,12,Slightly difficult,Difficult,Slightly difficult,1,8,Slightly difficult,Slightly difficult,Difficult,1,1,Not difficult,Slightly difficult,Not difficult,0,8,Slightly difficult,Difficult,Difficult,1,5,Not difficult,Slightly difficult,Difficult,0,7,Slightly difficult,Not difficult,Difficult,1,3,Slightly difficult,Slightly difficult,Not difficult,1,2,Critical,Very important,Important,Important,Very important,Slightly important,Slightly important,Slightly important,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,Private placement office, -44,No,-44,-44,-44,-44,Yes,2,2,Yes,-44,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,Yes,14,No,55,20,5,0,10,0,0,0,0,0,0,0,10, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,3,3,Insufficient profitability,-44,300000,320000,156800,80000,13000,19200,68000,9500,1000,1000,2000,0,0,63000,90000,96000,112000,239000,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Very severe obstacle,No,No,No,No,No,Access to finance,"Crime, theft and disorder",Practices of competitors in the informal sector,Very severe obstacle,Yes,Yes,No,Yes,Yes,No,Yes,-44,-44,No,No impact,No,No impact,-44,-44,No,No impact,-44,-44,Yes,Large impact,Yes,Large impact,-44,-44,Yes,Large impact,-44,-44,Yes,Large impact,Yes,Large impact,-44,-44,Yes,Large impact,-44,-44,Yes,Moderated impact,No,No impact,-44,-44,Yes,Moderated impact,-44,-44,Yes,Large impact,Yes,Moderated impact,-44,-44,Yes,Negative impact,-44,-44,Yes,Moderated impact,Yes,Large impact,-44,-44,Yes,Large impact,-44,-44,No,No impact,Yes,Moderated impact,-44,-44,Yes,Moderated impact,-44,-44,Yes,Large impact,No,No impact,-44,-44,Yes,Large impact,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 142100,100,Saint Lucia,Saint Lucia,Electronics,508720,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Female,Male,1993,No,Yes,1993,36,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,1,1,-44,No,-44,-44,-44,-44,Yes,0,0,1,-44,No,-44,-44,-44,-44,Yes,1,Yes,Yes,Yes,100,75,145,0,0, -44,25,40,35,4,Small private firms (less than 20 employees),40,55,5,generators,85,Local,10,Decreased,Increased,More than 5,50,50,0,1994,united kingdom,50,guyana,40,5,0,0,75,25,No,-44,No,Yes,No,Yes,Yes,No,Yes,Laboratory or research center, -44,No,No,No,Yes,No,Yes,No,No,-44,-44,Yes,Yes,No,No,No,Yes,Yes,No,No, -44,Critical,Very Important,Critical,Very Important,Important,Very Important,Important,Yes,40,Yes,60,No,-44,No,No,60000,-44,No,No,Yes,No,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,No obstacle,Major obstacle,Major obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,No,-44,-44,Yes,2,-44,Yes,1,Outside working hours,Firearm/gun,Goods or stock,40000,Group of criminals,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,4,Outside working hours,Knife,Other company property,900,Gang related,No,No,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,Yes,No,-44,-44,No,-44,-44,No,Yes,Yes,2,Yes,1,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,8,9,3,3,2,1,0,0,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3,19000,3,18000,3,22000,1,17000,1,16000,1,20000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,3,2800,3,2800,3,3000,2,2700,2,2500,2,3000,-44, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Completed secondary,Completed secondary,Completed secondary,Very important,Not important,Very important,Very important,Very important,Important,Slightly important,Slightly important,Important,Important,Slightly important,Important,Slightly important,Slightly important,Important,Critical,Very important,Critical,Slightly important,Very important,Very important,Critical,Important,Important,Critical,Slightly important,Important,Important,Important,Slightly important,Important,Important,Important,Critical,Critical,Important,Important,Slightly important,Critical,Important,Very important,Important,Very important,Slightly important,Critical,Slightly important,Critical,Critical,Critical,Critical,Critical,Not important,Not important,Important,Not important,Very important,Very important,Not important,Slightly important,Not important,Important,Important,Slightly important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Very important,Important,Critical,Critical,Critical,Critical,Not important,Slightly important,Slightly important,Important,Slightly important,Not important,Not difficult,Difficult,Slightly difficult,0,17,Not difficult,Very difficult,Difficult,0,14,Difficult,Difficult,Difficult,0,8,Slightly difficult,Slightly difficult,Not difficult,1,1,Slightly difficult,Slightly difficult,Slightly difficult,1,3,Not difficult,Difficult,Slightly difficult,0,8,Not difficult,Difficult,Difficult,0,6,Not difficult,Not difficult,Not difficult,0,2,Not difficult,Not difficult,Not difficult,1,1,Very important,Very important,Important,Not important,Important,Not important,Slightly important,Slightly important,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Private placement office, -44,No,-44,-44,-44,-44,Yes,3,2,Yes,-44,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,8,No,90,0,0,0,10,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,Yes,Line of credit,2011,10000,8,18,Other,Yes,Yes,No,No,No,No, -44,150,Yes,3,2,Insufficient profitability,-44,3330000,3950000,1738000,530000,158000,237000,91000,38000,0,0,0,0,0,654000,154000,818000,214000,1521000,No obstacle,No obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,Access to finance,Corruption,Tax Rates,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,NGO, -44,Human resources Support, -44,Yes,No,No,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 142134,134,Saint Lucia,Saint Lucia,Hotel and restaurants,508754,No,-44,-44,-44,-44,Partnership (including limited liability companies), -44,75,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Male,Male,Female,2002,No,Yes,2002,9,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,3,1,-44,No,-44,-44,-44,-44,Yes,2,1,0,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0, -44,50,40,10,15,Individuals,25,50,25,restaurant,95,Local,5,Decreased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,80,20,No,-44,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to disagree,Strongly disagree,Tend to agree,Yes,No,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,0,0,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,18,9,3,3,2,1,3,0,2,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3,26000,2,24000,1,29000,1,14000,2,13000,1,15000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,3,3200,3,3300,3,3700,0,-77,0,-77,0,-77,2,2800,3,2500,2,3200,New products require new skills, -44,University graduate,Completed college/vocational training,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,-44,-44,Completed secondary,Completed primary school,Very important,Slightly important,Critical,Important,Very important,Important,Slightly important,Very important,Very important,Important,Important,Important,Slightly important,Important,Important,Critical,Very important,Very important,Important,Very important,Critical,Critical,Important,Important,Very important,Slightly important,Important,Important,Slightly important,Important,Slightly important,Important,Slightly important,Critical,Critical,Important,Critical,Important,Important,Important,Very important,Important,Very important,Important,Critical,Important,Critical,Critical,Critical,Critical,Critical,Not important,Slightly important,Very important,Not important,Important,Very important,Slightly important,Slightly important,Not important,Important,Slightly important,Slightly important,Slightly important,Very important,Not important,Not important,Not important,Important,Important,Critical,Critical,Critical,Very important,Slightly important,Slightly important,Very important,Important,Not important,Slightly important,Not difficult,Difficult,Difficult,0,16,Slightly difficult,Very difficult,Slightly difficult,0,5,Not difficult,Slightly difficult,Slightly difficult,0,7,Slightly difficult,Slightly difficult,Slightly difficult,0,3,Slightly difficult,Slightly difficult,Slightly difficult,0,7,Slightly difficult,Difficult,Difficult,1,10,Not difficult,Difficult,Slightly difficult,0,8,Slightly difficult,Not difficult,Not difficult,0,4,Not difficult,Not difficult,Slightly difficult,1,2,Very important,Very important,Very important,Important,Very important,Not important,Slightly important,Slightly important,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,No obstacle,No obstacle,Through family/friends, -44,Yes to hire,Yes,0,No,-44,No,-44,-44,No,The firm cannot afford the optimal level of training,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,No,-44,No,70,0,0,0,30,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Did not think it would be approved,1240000,1140000,547200,430000,27000,22800,151000,17000,2000,2000,2000,0,0,156000,301000,251000,376000,648000,Minor obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Macroeconomic environment,Corruption,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Already used this type of assistance in the past and wasn't, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Somewhat truthful,Are taken directly from the establishment's records, 142116,116,Saint Lucia,Saint Lucia,Non-metallic mineral products,508736,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,35,80,20,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Male,Male,Female,1960,No,Yes,1960,3,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,0,4,2,-44,No,-44,-44,-44,-44,Yes,4,2,0,-44,Yes,2,2,1,-44,Yes,1,Yes,Yes,Yes,95,75,140,5,0, -44,25,45,30,5,Large private firms (more than 100 employees),30,60,10,rhum,100,Local,5,Decreased,Remained the same,2-5,55,45,0,1961,united kingdom,30,guyana,20,7,0,0,70,30,Yes,7,No,Yes,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Major obstacle,Moderate obstacle,No obstacle,Major obstacle,No obstacle,Moderate obstacle,Very severe obstacle,No obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to agree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,20000,0,Yes,Yes,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,No,5,Yes,2,No,No,-44,-44,5000,Yes,10,No,No,-44,-44,Yes,20,2,72,9,3,3,2,1,3,0,2,0,12,5,4,2,1,4,0,2,0,1,1,1,2,1,1,8,27000,8,25000,8,32000,1,13000,2,12000,1,14000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,2800,1,2700,1,3200,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,7,2900,7,2700,7,3200,4,2900,4,2900,4,3300,Refusal to answer, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete secondary,Completed secondary,Started but did not complete secondary,Important,Slightly important,Critical,Very important,Very important,Very important,Important,Slightly important,Important,Important,Slightly important,Important,Slightly important,Slightly important,Important,Very important,Very important,Critical,Important,Very important,Critical,Critical,Important,Important,Very important,Not important,Slightly important,Important,Not important,Not important,Very important,Slightly important,Slightly important,Critical,Critical,Important,Very important,Very important,Important,Very important,Slightly important,Important,Very important,Important,Critical,Slightly important,Very important,Critical,Very important,Very important,Very important,Slightly important,Not important,Important,Slightly important,Very important,Very important,Slightly important,Important,Slightly important,Slightly important,Very important,Important,Slightly important,Slightly important,Not important,Not important,Slightly important,Important,Important,Critical,Critical,Critical,Very important,Slightly important,Slightly important,Important,Very important,Slightly important,Not important,Not difficult,Very difficult,Difficult,0,11,Not difficult,Very difficult,Difficult,1,12,Slightly difficult,Difficult,Slightly difficult,0,9,Slightly difficult,Not difficult,Not difficult,0,2,Slightly difficult,Slightly difficult,Difficult,1,4,Slightly difficult,Difficult,Difficult,0,7,Slightly difficult,Very difficult,Slightly difficult,0,5,Not difficult,Slightly difficult,Not difficult,0,5,Not difficult,Not difficult,Not difficult,0,1,Very important,Important,Not important,Important,Important,Not important,Not important,Not important,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,Private placement office, -44,No,-44,-44,-44,-44,No,-44,-44,No,The firm cannot afford the optimal level of training,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,9,No,80,0,0,0,20,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,Yes,Loan,2012,80000,9,12,Other,Yes,No,No,No,No,No, -44,175,Yes,2,1,Problems with credit history/report,-44,440000,390000,167700,97500,12000,15600,58500,15000,0,0,0,0,0,75000,85000,109000,129000,183000,No obstacle,No obstacle,Very severe obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,No obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,No obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,No obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Access to finance,Transportation,No obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not aware of this type of assistance and don't know it advan, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Somewhat truthful,Are taken directly from the establishment's records, 142121,121,Saint Lucia,Saint Lucia,Transport,508741,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,2002,No,Yes,2002,9,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,3,1,-44,No,-44,-44,-44,-44,Yes,3,1,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,30,55,15,0,Large private firms (more than 100 employees),20,45,35,tours,100,Local,10,Decreased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,25,75,Yes,17,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,Yes,No,Major obstacle,Minor obstacle,Very severe obstacle,Major obstacle,No obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,-44, -44,Tend to disagree,Strongly agree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,3,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,Yes,0,No,-44,-44,Yes,0,-44,0,No,-44,-44,No,-44,-44,No,-44,-44,7,9,3,3,2,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,1,3,29000,2,27000,2,34000,1,15000,2,14000,1,18000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,3,3200,3,3200,3,3800,0,-77,0,-77,0,-77,2,2700,2,2700,2,3000,-44, -44,University graduate,University graduate,University graduate,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Completed secondary,-44,-44,Completed secondary,Started but did not complete secondary,Important,Slightly important,Critical,Important,Important,Important,Important,Slightly important,Very important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Very important,Very important,Very important,Slightly important,Important,Very important,Critical,Slightly important,Important,Critical,Not important,Important,Important,Slightly important,Important,Critical,Important,Important,Very important,Critical,Important,Very important,Very important,Slightly important,Very important,Important,Important,Critical,Slightly important,Critical,Important,Critical,Very important,Very important,Critical,Critical,Slightly important,Slightly important,Important,Not important,Slightly important,Important,Not important,Slightly important,Slightly important,Very important,Important,Very important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Important,Important,Critical,Critical,Critical,Critical,Slightly important,Slightly important,Important,Important,Important,Not important,Not difficult,Very difficult,Very difficult,0,16,Not difficult,Almost impossible,Difficult,0,5,Slightly difficult,Difficult,Slightly difficult,0,5,Slightly difficult,Slightly difficult,Slightly difficult,0,2,Not difficult,Difficult,Slightly difficult,0,10,Slightly difficult,Slightly difficult,Slightly difficult,0,9,Slightly difficult,Difficult,Slightly difficult,1,2,Not difficult,Not difficult,Slightly difficult,0,4,Not difficult,Not difficult,Not difficult,1,1,Important,Very important,Important,Not important,Critical,Not important,Slightly important,Not important,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,Public placement office, -44,No,-44,-44,-44,-44,No,-44,-44,No,The firm does not have enough information about training pro,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,No,-44,No,70,0,0,0,10,0,0,0,0,0,0,20,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Application procedures for loans or line of credit are compl,290000,240000,120000,74400,1000,9600,35000,1500,0,0,0,0,0,31000,63000,48000,94000,133000,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Access to finance,Customs and Trade Regulations,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Administratie procedure is cumbersome, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Somewhat truthful,Are taken directly from the establishment's records, 14279,79,Saint Lucia,Saint Lucia,Hotel and restaurants,508699,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,2001,No,Yes,2001,15,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,1,0,-44,No,-44,-44,-44,-44,Yes,4,1,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,25,40,35,0,Government or government agencies (including state-owned ent,35,55,10,accomodation,75,Local,5,Increased,Decreased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,50,50,Yes,6,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,-44, -44,Strongly agree,Strongly disagree,Strongly disagree,Strongly agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,No,No,Yes,0,No,-44,-44,Yes,0,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,4,10,4,3,2,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,4,23000,3,22000,2,25000,1,19000,1,19000,1,22000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,3,2500,3,2500,3,2900,0,-77,0,-77,0,-77,2,2700,3,2700,2,3100,-44, -44,University graduate,Completed secondary,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Slightly important,Important,Very important,Very important,Important,Very important,Slightly important,Important,Important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Very important,Very important,Very important,Slightly important,Important,Critical,Critical,Important,Important,Critical,Slightly important,Important,Slightly important,Important,Slightly important,Critical,Slightly important,Slightly important,Critical,Critical,Important,Very important,Important,Critical,Important,Very important,Important,Very important,Slightly important,Critical,Important,Very important,Critical,Very important,Very important,Critical,Not important,Slightly important,Important,Slightly important,Slightly important,Important,Slightly important,Not important,Slightly important,Very important,Important,Very important,Slightly important,Very important,Slightly important,Slightly important,Slightly important,Very important,Very important,Critical,Critical,Very important,Very important,Not important,Slightly important,Important,Important,Slightly important,Not important,Not difficult,Very difficult,Difficult,0,9,Not difficult,Very difficult,Difficult,0,10,Not difficult,Difficult,Difficult,0,3,Not difficult,Not difficult,Slightly difficult,0,2,Not difficult,Slightly difficult,Slightly difficult,0,10,Slightly difficult,Slightly difficult,Difficult,0,6,Not difficult,Slightly difficult,Difficult,1,9,Slightly difficult,Not difficult,Slightly difficult,0,9,Not difficult,Not difficult,Not difficult,1,2,Very important,Very important,Important,Important,Very important,Not important,Slightly important,Not important,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,Through family/friends, -44,No,-44,-44,-44,-44,No,-44,-44,No,The firm cannot afford the optimal level of training,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,No,-44,No,85,0,0,0,15,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Interest rates are not favorable,1540000,1200000,552000,120000,84000,60000,40000,31000,2000,3000,6000,0,0,201000,294000,264000,408000,459000,Very severe obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Very severe obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Very severe obstacle,No,Yes,No,Yes,No,Inadequately educated workforce,Access to finance,"Crime, theft and disorder",Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Government based organization, -44,technological and Innovation Support, -44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 142136,136,Saint Lucia,Saint Lucia,Hotel and restaurants,508756,No,-44,-44,-44,-44,Limited partnership, -44,60,100,0,0,0,Predominantly women,Yes,Yes,60,Makes decisions in consultation with other partners,14,6,Equally men and women,Female,Male,Male,1988,No,Yes,1988,10,No,-44,-44,No,-44,-44,No,-44,-44,Yes,29,No,Yes,1,3,1,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0, -44,30,45,25,4,Government or government agencies (including state-owned ent,40,45,15,accomodation,75,Local,5,Remained the same,Decreased,More than 5,75,25,70,1989,united kingdom,30,saint vincent and the grenadin,5,5,0,1,55,45,Yes,3,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,-44, -44,Tend to agree,Tend to disagree,Strongly disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,0,0,Yes,Yes,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,Yes,3,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,150,10,4,3,2,1,4,0,2,0,10,4,3,2,1,4,0,2,0,1,1,1,2,1,0,8,24000,7,24000,6,27000,1,18000,1,18000,1,19000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,3200,1,3200,1,3400,0,-77,0,-77,0,-77,6,3200,6,3100,6,3500,0,-77,0,-77,0,-77,4,2600,4,2300,4,2900,New products require new skills, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed secondary,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Important,Important,Very important,Important,Important,Important,Important,Important,Important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Critical,Critical,Critical,Important,Slightly important,Critical,Critical,Slightly important,Important,Critical,Slightly important,Important,Important,Slightly important,Not important,Important,Important,Important,Critical,Very important,Important,Very important,Very important,Slightly important,Very important,Important,Important,Very important,Not important,Critical,Very important,Critical,Critical,Critical,Critical,Critical,Slightly important,Slightly important,Very important,Not important,Important,Very important,Slightly important,Not important,Not important,Important,Very important,Slightly important,Slightly important,Very important,Not important,Slightly important,Slightly important,Important,Important,Critical,Very important,Very important,Critical,Not important,Slightly important,Important,Important,Not important,Slightly important,Not difficult,Very difficult,Difficult,0,11,Not difficult,Very difficult,Very difficult,0,13,Slightly difficult,Slightly difficult,Slightly difficult,1,3,Slightly difficult,Not difficult,Slightly difficult,1,1,Slightly difficult,Slightly difficult,Slightly difficult,0,6,Slightly difficult,Difficult,Difficult,1,6,Not difficult,Difficult,Slightly difficult,0,4,Not difficult,Not difficult,Slightly difficult,1,5,Not difficult,Slightly difficult,Not difficult,1,2,Very important,Very important,Very important,Important,Important,Slightly important,Not important,Not important,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,Through family/friends, -44,No,-44,-44,-44,-44,No,-44,-44,No,The benefits of training are small than the costs,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,No,-44,No,65,12,3,0,20,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Collateral requirements for loans or line of credit are unat,600000,590000,300900,153400,28000,29500,94400,8500,1000,1000,1000,0,0,112000,94000,177000,118000,467000,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,No obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,"Crime, theft and disorder",Corruption,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Community based organization, -44,Marketing and Operations support, -44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Somewhat truthful,Are estimates computed with some precision, 142137,137,Saint Lucia,Saint Lucia,Hotel and restaurants,508757,Yes,2,Establishment physically separated from HQ and other establi,No,2,Sole proprietorship, -44,100,100,0,0,0,All women,Yes,Not applicable,100,Makes decisions in consultation with other partners,33,6,Predominantly men,Male,Male,Male,1981,No,Yes,1981,21,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,0,2,1,-44,No,-44,-44,-44,-44,Yes,2,2,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,35,40,25,0,Government or government agencies (including state-owned ent,35,50,15,accomodation,70,National,10,Increased,Remained the same,More than 5,65,35,45,1982,united kingdom,40,barbados,15,5,0,0,85,15,Yes,3,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,Yes,No,Yes,No,Major obstacle,Moderate obstacle,No obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,Yes,1,Yes,2,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,2,10,4,3,2,1,2,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,1,4,25000,3,25000,3,28000,1,19000,1,17000,1,21000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,3,2500,3,2500,3,2900,0,-77,0,-77,0,-77,2,2900,2,2700,2,3300,Increase/decreased demand for goods, -44,University graduate,University graduate,University graduate,Post graduated,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Completed college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Important,Slightly important,Very important,Important,Very important,Very important,Important,Slightly important,Important,Important,Important,Important,Important,Slightly important,Important,Critical,Very important,Critical,Important,Important,Very important,Critical,Slightly important,Important,Critical,Not important,Slightly important,Slightly important,Not important,Slightly important,Important,Important,Important,Critical,Very important,Important,Very important,Important,Very important,Important,Important,Important,Critical,Slightly important,Critical,Slightly important,Critical,Critical,Very important,Very important,Critical,Slightly important,Not important,Very important,Not important,Very important,Very important,Slightly important,Slightly important,Not important,Important,Slightly important,Important,Slightly important,Important,Not important,Slightly important,Not important,Very important,Important,Critical,Very important,Very important,Very important,Not important,Slightly important,Very important,Important,Slightly important,Slightly important,Not difficult,Difficult,Difficult,1,12,Slightly difficult,Very difficult,Difficult,0,6,Slightly difficult,Difficult,Difficult,1,6,Slightly difficult,Slightly difficult,Slightly difficult,1,1,Slightly difficult,Slightly difficult,Slightly difficult,1,5,Slightly difficult,Difficult,Slightly difficult,1,8,Not difficult,Slightly difficult,Slightly difficult,1,8,Not difficult,Slightly difficult,Slightly difficult,1,9,Not difficult,Not difficult,Slightly difficult,0,2,Very important,Very important,Very important,Slightly important,Very important,Not important,Not important,Not important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,Moderate obstacle,No obstacle,No obstacle,Public placement office, -44,Yes to hire,Yes,0,No,-44,Yes,5,2,Yes,-44,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,No,-44,No,85,0,0,0,15,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Other,2150000,2320000,1206400,140000,42000,0,30000,18500,1000,2000,2000,0,0,384000,404000,557000,673000,958000,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,No,Yes,Yes,No,No,Yes,Yes,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Very severe obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Access to finance,Customs and Trade Regulations,Inadequately educated workforce,Moderate obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Local business association, -44,Marketing and Operations support, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,Truthful,Are estimates computed with some precision, 142114,114,Saint Lucia,Saint Lucia,Hotel and restaurants,508734,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,60,0,100,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,2003,No,Yes,2003,9,No,-44,-44,No,-44,-44,No,-44,-44,Yes,45,No,Yes,2,2,1,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,2,5,2,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0, -44,25,60,15,15,Government or government agencies (including state-owned ent,15,65,20,accomodation,60,Local,10,Decreased,Remained the same,2-5,65,35,45,2004,united kingdom,30,guyana,10,4,0,0,80,20,No,-44,No,Yes,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Minor obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,20000,0,Yes,Yes,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,No,-44,-44,Yes,0,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,85,10,4,3,2,1,0,0,2,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,1,4,25000,3,24000,3,28000,1,18000,1,18000,1,21000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,3,2900,3,3000,3,3400,0,-77,0,-77,0,-77,2,2700,3,2700,2,2900,-44, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Very important,Important,Very important,Important,Important,Important,Slightly important,Important,Very important,Important,Slightly important,Important,Slightly important,Important,Important,Critical,Very important,Critical,Important,Slightly important,Very important,Critical,Important,Important,Critical,Slightly important,Important,Slightly important,Important,Not important,Very important,Slightly important,Important,Very important,Critical,Important,Very important,Very important,Very important,Important,Important,Slightly important,Very important,Important,Critical,Important,Critical,Critical,Very important,Very important,Critical,Not important,Slightly important,Slightly important,Slightly important,Important,Important,Slightly important,Slightly important,Important,Very important,Important,Slightly important,Slightly important,Important,Not important,Slightly important,Slightly important,Important,Important,Very important,Critical,Critical,Very important,Not important,Slightly important,Important,Important,Important,Not important,Not difficult,Difficult,Difficult,0,17,Slightly difficult,Very difficult,Difficult,0,10,Not difficult,Slightly difficult,Slightly difficult,1,3,Slightly difficult,Slightly difficult,Not difficult,0,3,Slightly difficult,Slightly difficult,Not difficult,0,3,Slightly difficult,Slightly difficult,Difficult,0,10,Not difficult,Slightly difficult,Difficult,1,7,Slightly difficult,Not difficult,Difficult,1,5,Not difficult,Not difficult,Slightly difficult,1,1,Very important,Important,Very important,Important,Important,Slightly important,Slightly important,Not important,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,Private placement office, -44,Yes to hire,Yes,0,No,-44,Yes,5,2,Yes,-44,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,5,No,60,0,0,0,20,0,0,0,0,0,0,0,20, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,2,2,Incompleteness of loan application,-44,2120000,1770000,831900,442500,57000,53100,737000,37000,4000,6000,3000,0,0,249000,482000,372000,602000,725000,Moderate obstacle,No obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,Moderate obstacle,Major obstacle,No obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,Access to finance,"Crime, theft and disorder",Cost of finance,Minor obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Already used this type of assistance in the past and wasn't, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 142139,139,Saint Lucia,Saint Lucia,Hotel and restaurants,508759,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,2007,No,Yes,2007,12,No,-44,-44,No,-44,-44,No,-44,-44,Yes,21,No,Yes,2,4,1,-44,No,-44,-44,-44,-44,Yes,9,0,0,-44,No,-44,-44,-44,-44,No,-44,No,Yes,Yes,0,-44,-44,100,0, -44,30,50,20,0,Large private firms (more than 100 employees),5,45,50,food,75,Local,5,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,50,50,Yes,10,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,No obstacle,Major obstacle,Major obstacle,No obstacle,Moderate obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,Yes,1,-44,Yes,2,Outside working hours,Other,Goods or stock,25000,A former employee,Yes,Yes,-44,Yes,1,Outside working hours,Knife,Money,550,Group of criminals,No,No,There was no insurance requirement,Yes,3,During working hours,Firearm/gun,Money,14000,Gang related,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,During working hours,Other,Other company property,800,Other,No,No,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,Yes,No,-44,-44,No,-44,-44,No,Yes,Yes,0,Yes,1,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,5,10,4,3,2,1,0,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,4,26000,4,26000,4,29000,1,12000,1,12000,1,13000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,3,2500,3,2400,3,2700,0,-77,0,-77,0,-77,2,2800,3,2600,2,3300,Increase/decreased demand for goods, -44,University graduate,Completed college/vocational training,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Important,Slightly important,Critical,Very important,Important,Very important,Important,Important,Important,Important,Important,Important,Slightly important,Slightly important,Important,Very important,Very important,Critical,Slightly important,Slightly important,Very important,Critical,Very important,Important,Critical,Slightly important,Slightly important,Slightly important,Not important,Not important,Important,Important,Important,Critical,Critical,Important,Very important,Important,Very important,Important,Very important,Important,Critical,Important,Very important,Very important,Critical,Critical,Critical,Very important,Critical,Slightly important,Not important,Important,Not important,Very important,Important,Slightly important,Slightly important,Slightly important,Important,Important,Important,Very important,Important,Not important,Slightly important,Slightly important,Important,Slightly important,Critical,Critical,Critical,Critical,Not important,Important,Important,Very important,Slightly important,Slightly important,Difficult,Very difficult,Slightly difficult,1,9,Not difficult,Very difficult,Difficult,0,13,Difficult,Slightly difficult,Difficult,1,9,Slightly difficult,Slightly difficult,Slightly difficult,0,3,Slightly difficult,Not difficult,Slightly difficult,0,3,Not difficult,Slightly difficult,Slightly difficult,1,10,Not difficult,Difficult,Very difficult,0,6,Not difficult,Slightly difficult,Not difficult,1,2,Not difficult,Slightly difficult,Not difficult,1,2,Important,Very important,Important,Important,Important,Slightly important,Not important,Slightly important,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Private placement office, -44,No,-44,-44,-44,-44,Yes,1,2,Yes,-44,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,No,-44,No,60,16,4,0,20,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Other,750000,880000,404800,110000,53000,44000,23000,11500,2000,1000,2000,0,0,166000,169000,264000,229000,515000,No obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Major obstacle,No obstacle,Major obstacle,Moderate obstacle,No obstacle,Very severe obstacle,No obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Macroeconomic environment,Inadequately educated workforce,Access to finance,No obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Private independent fund, -44,technological and Innovation Support, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are taken directly from the establishment's records, 142123,123,Saint Lucia,Saint Lucia,Hotel and restaurants,508743,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Female,Male,1983,No,Yes,1983,14,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,9,2,0,-44,No,-44,-44,-44,-44,Yes,2,2,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,15,50,35,0,Large private firms (more than 100 employees),40,50,10,restaurant,90,National,10,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,30,70,Yes,14,No,No,No,No,Yes,No,Yes,University, -44,No,No,No,Yes,No,No,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,Very Important,Very Important,Important,Important,Important,Very Important,Important,Yes,55,Yes,35,Yes,10,No,No,10000,-44,No,No,Yes,Yes,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,-44, -44,Tend to agree,Strongly disagree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,No,-44,-44,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,3,During working hours,Firearm/gun,Money,10000,Gang related,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,Yes,No,-44,-44,No,-44,-44,No,Yes,No,0,No,-44,-44,Yes,0,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,22,10,4,3,2,1,4,0,2,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,4,24000,3,22000,2,29000,1,18000,1,17000,1,21000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,3,2800,3,2700,3,3200,0,-77,0,-77,0,-77,2,2700,2,2600,2,3200,New products require new skills, -44,University graduate,University graduate,University graduate,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Very important,Slightly important,Critical,Important,Very important,Important,Important,Important,Important,Very important,Slightly important,Slightly important,Important,Not important,Important,Very important,Critical,Very important,Important,Important,Very important,Critical,Important,Slightly important,Critical,Slightly important,Important,Very important,Not important,Slightly important,Important,Slightly important,Very important,Very important,Critical,Very important,Very important,Important,Important,Important,Important,Very important,Critical,Slightly important,Critical,Important,Very important,Critical,Critical,Very important,Critical,Not important,Not important,Important,Slightly important,Important,Important,Slightly important,Slightly important,Not important,Important,Important,Very important,Important,Important,Not important,Slightly important,Slightly important,Important,Important,Critical,Critical,Very important,Very important,Not important,Important,Important,Very important,Slightly important,Slightly important,Slightly difficult,Very difficult,Difficult,1,18,Not difficult,Very difficult,Difficult,0,5,Slightly difficult,Difficult,Slightly difficult,1,8,Slightly difficult,Not difficult,Slightly difficult,0,3,Slightly difficult,Slightly difficult,Not difficult,0,6,Slightly difficult,Slightly difficult,Slightly difficult,1,8,Not difficult,Difficult,Slightly difficult,0,5,Slightly difficult,Slightly difficult,Not difficult,1,4,Not difficult,Not difficult,Not difficult,1,1,Important,Important,Not important,Important,Important,Slightly important,Slightly important,Not important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,Public announcement/advertisement, -44,No,-44,-44,-44,-44,No,-44,-44,No,The firm cannot afford the optimal level of training,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,10,Yes,65,12,3,0,20,0,0,0,0,0,0,0,0, -44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Line of credit,2011,140000,8,42,Other,Yes,No,No,No,No,No, -44,150,Yes,2,1,Problems with credit history/report,-44,690000,830000,423300,249000,40000,41500,76000,8500,2000,1000,1000,108000,0,155000,195000,232000,257000,689000,No obstacle,Moderate obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Access to finance,Cost of finance,"Crime, theft and disorder",No obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Local business association, -44,Marketing and Operations support, -44,Yes,No,No,No,-44,-44,Yes,Yes,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Yes,No,Yes,No,-44,-44,Yes,No,No,Yes,No,No,Truthful,Are taken directly from the establishment's records, 142141,141,Saint Lucia,Saint Lucia,Retail,508761,No,-44,-44,-44,-44,Partnership (including limited liability companies), -44,48.45,0,100,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Male,1982,No,Yes,1982,34,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,7,2,0,-44,No,-44,-44,-44,-44,Yes,2,0,0,-44,Yes,2,4,1,-44,No,-44,No,Yes,Yes,0,-44,-44,100,0, -44,30,45,25,0,Your parent company or affiliated establishments,45,45,10,auto maintenance,80,National,10,Decreased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,50,50,Yes,14,Yes,No,No,No,Yes,No,Yes,Laboratory or research center, -44,No,No,Yes,Yes,Yes,Yes,No,Yes,Yes,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,Important,Very Important,Slightly important,Very Important,Very Important,Very Important,Critical,Yes,30,Yes,70,No,-44,No,Yes,10000,-44,No,No,No,No,Major obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,No obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,-44, -44,Tend to disagree,Tend to disagree,Strongly disagree,Tend to disagree,No,-44,-44,-44,-44,-44,No,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,3,During working hours,Knife,Money,300,Gang related,No,No,No loss or damage,Yes,4,During working hours,Other,Other company property,300,Other,No,No,Police could not have done anything,Yes,4,During working hours,Firearm/gun,Money,8500,Group of criminals,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,Yes,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,Yes,3,No,No,-44,-44,0,No,-44,-44,No,-44,-44,No,-44,-44,4,11,5,3,2,1,2,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,5,21000,4,19000,3,25000,1,13000,2,12000,1,15000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,3,3400,3,3300,3,3800,0,-77,0,-77,0,-77,2,2900,3,2700,2,3100,New products require new skills, -44,University graduate,Completed secondary,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed primary school,Important,Important,Critical,Important,Very important,Very important,Important,Important,Very important,Important,Important,Important,Slightly important,Slightly important,Important,Very important,Very important,Very important,Very important,Very important,Critical,Critical,Important,Very important,Critical,Slightly important,Slightly important,Important,Not important,Important,Important,Important,Critical,Critical,Critical,Important,Very important,Important,Slightly important,Important,Slightly important,Very important,Critical,Slightly important,Critical,Important,Critical,Critical,Critical,Very important,Critical,Slightly important,Not important,Important,Not important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Important,Important,Very important,Slightly important,Not important,Not important,Slightly important,Important,Important,Critical,Very important,Critical,Very important,Slightly important,Important,Important,Important,Slightly important,Not important,Slightly difficult,Almost impossible,Difficult,0,14,Not difficult,Very difficult,Difficult,1,4,Slightly difficult,Difficult,Very difficult,1,7,Slightly difficult,Slightly difficult,Slightly difficult,1,2,Not difficult,Slightly difficult,Slightly difficult,0,9,Slightly difficult,Difficult,Slightly difficult,1,3,Not difficult,Difficult,Slightly difficult,0,4,Slightly difficult,Not difficult,Slightly difficult,1,10,Not difficult,Not difficult,Not difficult,1,2,Important,Important,Important,Important,Critical,Slightly important,Slightly important,Slightly important,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Major obstacle,No obstacle,No obstacle,Moderate obstacle,No obstacle,Minor obstacle,Private placement office, -44,Yes to hire,Yes,3,No,-44,Yes,5,2,Yes,-44,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,No,-44,No,75,0,0,0,25,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,2,2,Other objections,-44,2540000,2700000,1269000,200000,32000,0,15000,56500,11000,7000,11000,0,0,579000,759000,783000,1026000,2341000,No obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,No obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Yes,Yes,No,No,Yes,Inadequately educated workforce,Practices of competitors in the informal sector,Tax Rates,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Community based organization, -44,Marketing and Operations support, -44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are estimates computed with some precision, 14256,56,Saint Lucia,Saint Lucia,Retail,508676,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All women,Female,Female,Female,1995,No,Yes,1995,6,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,1,1,-44,No,-44,-44,-44,-44,Yes,2,4,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,15,65,20,0,Government or government agencies (including state-owned ent,35,50,15,groceries,65,Local,10,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,35,65,Yes,7,Yes,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Very severe obstacle,Major obstacle,Major obstacle,Moderate obstacle,No obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,No obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,No,0,Yes,2,No,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,20,1,15,11,5,3,2,1,5,0,2,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,5,21000,5,21000,5,25000,1,13000,1,12000,1,15000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,3,2400,3,2200,3,2700,0,-77,0,-77,0,-77,2,2700,3,2600,2,3100,New products require new skills, -44,University graduate,Post graduated,University graduate,Post graduated,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,-44,-44,Completed secondary,Completed primary school,Important,Important,Critical,Important,Very important,Important,Slightly important,Important,Important,Important,Important,Important,Slightly important,Not important,Important,Critical,Critical,Critical,Very important,Important,Very important,Critical,Very important,Slightly important,Critical,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Very important,Important,Very important,Very important,Important,Very important,Important,Very important,Slightly important,Very important,Important,Very important,Slightly important,Critical,Very important,Critical,Critical,Critical,Very important,Critical,Not important,Slightly important,Important,Not important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Important,Slightly important,Slightly important,Important,Not important,Not important,Slightly important,Important,Important,Critical,Critical,Critical,Very important,Not important,Not important,Important,Important,Not important,Slightly important,Not difficult,Difficult,Very difficult,1,15,Not difficult,Very difficult,Difficult,0,10,Slightly difficult,Difficult,Slightly difficult,1,8,Slightly difficult,Slightly difficult,Slightly difficult,1,2,Slightly difficult,Slightly difficult,Slightly difficult,1,7,Slightly difficult,Difficult,Slightly difficult,0,2,Not difficult,Slightly difficult,Slightly difficult,0,8,Not difficult,Slightly difficult,Not difficult,0,5,Slightly difficult,Slightly difficult,Not difficult,0,1,Very important,Very important,Not important,Important,Important,Not important,Slightly important,Not important,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Private placement office, -44,No,-44,-44,-44,-44,Yes,2,1,Yes,-44,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,No,-44,Yes,40,32,8,0,20,0,0,0,0,0,0,0,0, -44,50,50,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Line of credit,2012,10000,-44,48,Private commercial banks,Yes,Yes,No,No,No,No, -44,125,Yes,4,3,Concerns about level of debt already incurred,-44,1480000,1740000,887400,550000,17000,34800,49000,15500,3000,3000,2000,70000,0,282000,445000,470000,696000,738000,Very severe obstacle,Major obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Telecommunications,Corruption,Electricity,Major obstacle,Yes,Yes,No,Yes,Yes,No,Yes,-44,-44,No,No impact,No,No impact,-44,-44,Yes,Large impact,-44,-44,Yes,Large impact,Yes,Moderated impact,-44,-44,Yes,Negative impact,-44,-44,Yes,Moderated impact,Yes,Large impact,-44,-44,Yes,Large impact,-44,-44,No,No impact,No,No impact,-44,-44,No,No impact,-44,-44,No,No impact,Yes,Moderated impact,-44,-44,Yes,Moderated impact,-44,-44,Yes,Moderated impact,Yes,Moderated impact,-44,-44,Yes,Large impact,-44,-44,Yes,Large impact,No,No impact,-44,-44,Yes,Moderated impact,-44,-44,Yes,Large impact,Yes,Large impact,-44,-44,Yes,Large impact,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,Somewhat truthful,Are taken directly from the establishment's records, 14239,39,Saint Lucia,Saint Lucia,Hotel and restaurants,508659,No,-44,-44,-44,-44,Partnership (including limited liability companies), -44,50,75,25,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Female,Female,Female,2002,No,Yes,2002,13,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,3,0,-44,No,-44,-44,-44,-44,Yes,1,0,0,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0, -44,5,60,35,5,Individuals,30,55,15,accomodation,70,National,5,Increased,Remained the same,More than 5,70,30,55,2003,united kingdom,45,barbados,25,5,0,0,55,45,Yes,10,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Major obstacle,Minor obstacle,Major obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,-44, -44,Strongly agree,Tend to agree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,3,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,No,0,0,Yes,Yes,No,Yes,No,No,-44,-44,No,-44,-44,Yes,Yes,No,0,Yes,2,No,No,-44,0,-44,Yes,10,No,No,-44,-44,Yes,0,2,60,12,4,4,3,1,4,0,3,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,2,4,21000,3,21000,2,25000,1,16000,1,15000,1,18000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,4,3400,4,3300,4,3900,0,-77,0,-77,0,-77,3,2600,3,2500,3,2900,Increase/decreased demand for goods, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Completed secondary,-44,-44,Completed secondary,Started but did not complete secondary,Important,Not important,Critical,Very important,Important,Very important,Slightly important,Important,Very important,Important,Important,Slightly important,Not important,Not important,Important,Critical,Very important,Critical,Slightly important,Important,Critical,Critical,Very important,Important,Critical,Slightly important,Important,Important,Not important,Not important,Critical,Important,Important,Critical,Critical,Important,Very important,Important,Very important,Important,Very important,Important,Critical,Important,Very important,Very important,Very important,Critical,Critical,Very important,Very important,Not important,Slightly important,Important,Not important,Very important,Very important,Slightly important,Important,Slightly important,Important,Very important,Very important,Slightly important,Important,Not important,Not important,Slightly important,Important,Slightly important,Critical,Critical,Critical,Very important,Not important,Slightly important,Important,Important,Not important,Slightly important,Not difficult,Difficult,Difficult,1,17,Not difficult,Very difficult,Slightly difficult,0,9,Not difficult,Slightly difficult,Difficult,1,3,Slightly difficult,Not difficult,Slightly difficult,0,3,Slightly difficult,Slightly difficult,Difficult,0,6,Slightly difficult,Slightly difficult,Difficult,1,6,Slightly difficult,Difficult,Difficult,0,4,Slightly difficult,Slightly difficult,Slightly difficult,0,3,Slightly difficult,Not difficult,Not difficult,1,1,Important,Very important,Very important,Slightly important,Important,Slightly important,Slightly important,Not important,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,Private placement office, -44,No,-44,-44,-44,-44,No,-44,-44,No,The firm cannot afford the optimal level of training,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,No,-44,No,80,12,3,0,5,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,Yes,Line of credit,2010,1000000,7,36,Other,Yes,No,No,No,Yes,No, -44,125,Yes,4,4,Problems with credit history/report,-44,1330000,1590000,779100,429300,21000,63600,491000,12500,2000,2000,1000,0,0,287000,243000,398000,398000,927000,Minor obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,No obstacle,Minor obstacle,No obstacle,Moderate obstacle,No obstacle,Minor obstacle,Moderate obstacle,No obstacle,Very severe obstacle,No obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Cost of finance,Macroeconomic environment,Transportation,No obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Local business association, -44,"General management, Business development and Strategies supp", -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Truthful,Are estimates computed with some precision, 142135,135,Saint Lucia,Saint Lucia,Non-metallic mineral products,508755,No,-44,-44,-44,-44,Limited partnership, -44,51,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Female,Female,Male,1965,No,Yes,1965,13,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,4,1,0,-44,No,-44,-44,-44,-44,Yes,2,0,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,5,70,25,0,Your parent company or affiliated establishments,5,65,30,construction,90,Local,10,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,80,20,Yes,13,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,Yes,No,No,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,Yes,1,No,No,-44,-44,10000,Yes,12,Yes,No,-44,-44,Yes,25,2,3,12,4,4,3,1,2,1,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,4,22000,3,22000,2,26000,1,13000,1,12000,1,15000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,4,3400,4,3300,4,3800,0,-77,0,-77,0,-77,3,2800,3,2600,3,3300,Increase/decreased demand for goods, -44,University graduate,University graduate,Post graduated,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed secondary,Important,Important,Critical,Very important,Important,Very important,Important,Slightly important,Important,Slightly important,Important,Important,Not important,Slightly important,Important,Very important,Very important,Critical,Important,Important,Critical,Critical,Important,Important,Critical,Slightly important,Important,Important,Important,Slightly important,Critical,Slightly important,Important,Critical,Very important,Important,Very important,Very important,Slightly important,Important,Very important,Important,Critical,Important,Critical,Important,Critical,Critical,Very important,Critical,Very important,Slightly important,Not important,Important,Not important,Important,Very important,Slightly important,Slightly important,Not important,Important,Important,Important,Slightly important,Important,Not important,Slightly important,Slightly important,Very important,Important,Critical,Critical,Critical,Very important,Not important,Not important,Important,Important,Slightly important,Not important,Not difficult,Difficult,Difficult,0,24,Slightly difficult,Very difficult,Slightly difficult,1,11,Slightly difficult,Difficult,Slightly difficult,1,7,Slightly difficult,Not difficult,Slightly difficult,0,2,Slightly difficult,Slightly difficult,Slightly difficult,0,10,Not difficult,Slightly difficult,Difficult,1,10,Not difficult,Slightly difficult,Difficult,0,5,Not difficult,Difficult,Not difficult,0,10,Slightly difficult,Slightly difficult,Not difficult,1,1,Important,Very important,Very important,Not important,Very important,Not important,Not important,Slightly important,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Private placement office, -44,No,-44,-44,-44,-44,Yes,5,2,Yes,-44,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,Yes,8,No,60,16,4,0,20,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Did not think it would be approved,1330000,1360000,652800,210000,136000,68000,42000,7000,1000,1000,1000,0,0,211000,246000,340000,367000,741000,No obstacle,No obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,Transportation,Labor Regulations,Transportation,Minor obstacle,Yes,Yes,Yes,No,No,Yes,No,No,No impact,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,No,No impact,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,No,No impact,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,No,No impact,-44,-44,No,No impact,-44,-44,-44,-44,No,No impact,-44,-44,No,No impact,-44,-44,-44,-44,No,No impact,-44,-44,No,No impact,-44,-44,-44,-44,Yes,Negative impact,-44,-44,No,No impact,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 142149,149,Saint Lucia,Saint Lucia,Other manufacturing,508769,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Male,1982,No,Yes,1983,31,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,4,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,90,80,110,10,0, -44,25,50,25,0,Your parent company or affiliated establishments,15,55,30,industrial gas,70,Local,15,Decreased,Remained the same,2-5,100,0,70,-44,-44,-44,-44,-44,-44,-44,-44,70,30,No,-44,Yes,No,No,No,Yes,No,Yes,University, -44,No,No,Yes,Yes,Yes,No,-44,-44,-44,-44,Yes,No,No,No,No,Yes,Yes,No,No, -44,Slightly important,Very Important,Very Important,Very Important,Important,Very Important,Very Important,Yes,40,Yes,60,No,-44,Yes,Yes,10000,-44,No,No,Yes,Yes,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,-44, -44,Strongly disagree,Strongly disagree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,No,10,Yes,2,No,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,0,2,2,12,4,4,3,1,2,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,2,4,26000,4,24000,4,31000,1,14000,2,13000,1,16000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,4,3100,4,3100,4,3600,3,2800,3,2700,3,3300,New production methods, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Completed secondary,Started but did not complete secondary,Important,Slightly important,Critical,Important,Very important,Important,Slightly important,Slightly important,Important,Important,Slightly important,Important,Not important,Slightly important,Important,Critical,Critical,Very important,Very important,Very important,Very important,Very important,Slightly important,Slightly important,Critical,Slightly important,Very important,Important,Not important,Not important,Important,Important,Important,Very important,Very important,Very important,Very important,Important,Very important,Important,Important,Important,Critical,Slightly important,Critical,Very important,Very important,Critical,Critical,Critical,Critical,Slightly important,Not important,Important,Not important,Important,Very important,Slightly important,Slightly important,Slightly important,Important,Important,Important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Important,Important,Critical,Very important,Critical,Very important,Not important,Slightly important,Important,Important,Slightly important,Not important,Not difficult,Very difficult,Very difficult,1,16,Slightly difficult,Very difficult,Difficult,1,5,Not difficult,Slightly difficult,Slightly difficult,0,7,Slightly difficult,Slightly difficult,Not difficult,0,3,Slightly difficult,Slightly difficult,Slightly difficult,0,8,Slightly difficult,Difficult,Slightly difficult,0,6,Not difficult,Difficult,Slightly difficult,0,7,Not difficult,Slightly difficult,Not difficult,0,2,Not difficult,Not difficult,Slightly difficult,0,1,Important,Very important,Very important,Slightly important,Very important,Not important,Slightly important,Slightly important,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,No obstacle,No obstacle,Minor obstacle,Through family/friends, -44,No,-44,-44,-44,-44,Yes,3,2,Yes,-44,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,Yes,9,No,75,0,0,0,25,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,4,4,Collateral or cosigners unacceptable,-44,2120000,1730000,847700,440000,14000,51900,63000,0,0,0,0,0,0,207000,101000,324000,161000,405000,Major obstacle,Major obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Customs and Trade Regulations,Electricity,Telecommunications,Minor obstacle,Yes,Yes,Yes,No,No,No,No,Yes,Large impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Large impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Negative impact,-44,-44,-44,-44,-44,-44,-44,-44,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,Yes,No,No,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Yes,No,Yes,Yes,No,No,Yes,No,No,No,-44,-44,Truthful,Are taken directly from the establishment's records, 14252,52,Saint Lucia,Saint Lucia,Retail,508672,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,1999,No,Yes,1999,16,No,-44,-44,No,-44,-44,No,-44,-44,Yes,22,No,Yes,9,3,1,-44,Yes,2,0,0,-44,No,-44,-44,-44,-44,Yes,1,3,2,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,20,70,10,0,Individuals,40,40,20,groceries,60,National,5,Decreased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,85,15,Yes,5,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,Yes,Yes,Yes,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,-44, -44,Tend to agree,Tend to agree,Tend to disagree,Tend to agree,Yes,No,-44,-44,-44,-44,No,-44,-44,Yes,2,-44,Yes,1,Outside working hours,Other,Goods or stock,15000,Gang related,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,2,Outside working hours,Firearm/gun,Other,25000,Gang related,Yes,Yes,-44,Yes,2,During working hours,Firearm/gun,Money,450,Group of criminals,No,No,They occur too frequently,Yes,2,During working hours,Other,Money,800,Gang related,No,No,Offenders rarely caught or prosecuted,Yes,1,During working hours,Baseball bat,Money,9000,Gang related,Yes,Yes,-44,Yes,1,During working hours,Firearm/gun,Goods or stock,-66,A former employee,Yes,Yes,-44,No,-44,-44,0,Yes,No,No,No,Yes,Yes,Yes,Yes,No,-44,-44,Yes,Yes,Yes,0,Yes,1,No,No,-44,0,-44,Yes,10,Yes,Yes,35,No,No,-44,-44,1,13,5,4,3,1,0,0,2,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,2,5,30000,4,29000,4,33000,1,18000,2,17000,1,20000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,4,3400,4,3000,4,4000,0,-77,0,-77,0,-77,3,2900,4,2900,4,3200,Increase/decreased demand for goods, -44,Post graduated,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Completed college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Important,Slightly important,Critical,Very important,Very important,Important,Slightly important,Very important,Important,Important,Slightly important,Slightly important,Not important,Slightly important,Slightly important,Very important,Very important,Critical,Important,Slightly important,Very important,Critical,Important,Very important,Critical,Slightly important,Important,Important,Not important,Not important,Important,Important,Important,Critical,Critical,Important,Critical,Important,Very important,Important,Important,Important,Very important,Important,Critical,Important,Critical,Critical,Very important,Very important,Critical,Slightly important,Not important,Very important,Not important,Important,Slightly important,Not important,Slightly important,Not important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Not important,Not important,Not important,Important,Important,Very important,Critical,Critical,Critical,Not important,Not important,Important,Slightly important,Slightly important,Slightly important,Slightly difficult,Very difficult,Difficult,1,22,Not difficult,Difficult,Difficult,1,14,Slightly difficult,Difficult,Difficult,1,4,Slightly difficult,Not difficult,Slightly difficult,1,3,Not difficult,Not difficult,Not difficult,1,10,Slightly difficult,Difficult,Slightly difficult,0,4,Not difficult,Slightly difficult,Difficult,0,10,Not difficult,Not difficult,Slightly difficult,1,5,Not difficult,Slightly difficult,Not difficult,0,1,Important,Very important,Important,Slightly important,Important,Not important,Slightly important,Slightly important,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Public placement office, -44,No,-44,-44,-44,-44,No,-44,-44,No,The firm cannot afford the optimal level of training,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,11,No,50,24,6,0,20,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Size of loan and maturity are insufficiant,1100000,920000,395600,320000,46000,55200,76000,11000,2000,1000,1000,0,0,131000,236000,184000,368000,313000,No obstacle,No obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,Minor obstacle,No obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Practices of competitors in the informal sector,Tax Rates,Access to land for expansion / relocation,Minor obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Local business association, -44,technological and Innovation Support, -44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,Truthful,Are taken directly from the establishment's records, 142118,118,Saint Lucia,Saint Lucia,Retail,508738,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Male,1995,No,Yes,1995,17,No,-44,-44,No,-44,-44,No,-44,-44,Yes,22,No,Yes,0,1,1,-44,Yes,1,0,0,-44,No,-44,-44,-44,-44,Yes,2,3,2,-44,No,-44,Yes,Yes,Yes,100,75,65,0,0, -44,40,40,20,2,Your parent company or affiliated establishments,20,45,35,plastic material,60,National,15,Increased,Increased,More than 5,60,40,0,1996,united kingdom,70,guyana,15,3,0,0,70,30,Yes,9,No,No,No,No,Yes,No,Yes,Laboratory or research center, -44,No,No,No,No,Yes,No,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,Important,Important,Important,Very Important,Important,Very Important,Important,Yes,25,Yes,75,No,-44,No,No,10000,-44,No,No,No,No,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to agree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,3,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,No,-44,-44,No,-44,-44,0,Yes,5,Yes,No,-44,-44,No,-44,-44,9,13,5,4,3,1,0,0,1,0,2,2,0,0,0,0,0,0,0,1,1,0,0,0,0,7,27000,7,25000,7,32000,1,16000,1,14000,1,18000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,4,3200,4,3100,4,3500,3,2600,3,2500,3,3000,-44, -44,University graduate,University graduate,University graduate,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,Completed secondary,Completed primary school,Important,Slightly important,Very important,Critical,Very important,Important,Slightly important,Slightly important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Very important,Very important,Critical,Very important,Important,Very important,Very important,Slightly important,Slightly important,Critical,Slightly important,Slightly important,Important,Slightly important,Not important,Important,Important,Slightly important,Very important,Critical,Important,Very important,Important,Important,Very important,Important,Important,Critical,Important,Critical,Important,Critical,Very important,Very important,Very important,Very important,Not important,Not important,Very important,Not important,Very important,Very important,Not important,Slightly important,Slightly important,Important,Important,Very important,Slightly important,Very important,Not important,Slightly important,Not important,Important,Important,Critical,Critical,Critical,Very important,Slightly important,Not important,Very important,Important,Slightly important,Slightly important,Slightly difficult,Almost impossible,Difficult,0,8,Not difficult,Very difficult,Slightly difficult,0,5,Not difficult,Slightly difficult,Slightly difficult,0,2,Slightly difficult,Slightly difficult,Difficult,0,3,Slightly difficult,Slightly difficult,Slightly difficult,1,2,Not difficult,Difficult,Difficult,0,10,Not difficult,Difficult,Slightly difficult,0,7,Slightly difficult,Not difficult,Slightly difficult,0,9,Not difficult,Not difficult,Not difficult,0,2,Critical,Important,Important,Slightly important,Critical,Slightly important,Slightly important,Slightly important,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,No obstacle,Public placement office, -44,No,-44,-44,-44,-44,Yes,5,2,No,The firm cannot afford the optimal level of training,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,No,-44,No,73,12,3,0,12,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,4,4,Collateral or cosigners unacceptable,-44,1770000,2490000,1220100,722100,87000,945000,498000,756000,60000,43000,28000,0,0,1804000,384000,2438000,492000,2438000,Minor obstacle,No obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Minor obstacle,Major obstacle,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,Tax Rates,Macroeconomic environment,Inadequately educated workforce,Minor obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Community based organization, -44,"General management, Business development and Strategies supp", -44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are taken directly from the establishment's records, 14222,22,Saint Lucia,Saint Lucia,Construction,508642,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,60,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Male,1990,No,Yes,1990,11,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,1,1,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,3,Yes,Yes,Yes,0,-44,-44,100,0, -44,25,40,35,4,Your parent company or affiliated establishments,10,55,35,construction,100,National,15,Increased,Remained the same,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,85,15,Yes,16,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,2,-44,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,Outside working hours,Baseball bat,Money,400,Gang related,No,No,Police could not have done anything,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,During working hours,Firearm/gun,Other company property,1000,Other,No,No,No loss or damage,Yes,1,Outside working hours,Other,Other company property,400,Gang related,No,No,Police could not have done anything,Yes,4,Outside working hours,Firearm/gun,Goods or stock,10000,Gang related,Yes,No,Fear of negative publicity,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,Yes,No,-44,-44,No,-44,-44,Yes,Yes,Yes,5,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,50,14,5,4,3,2,5,0,3,1,45,18,12,9,6,16,0,9,3,1,1,1,2,1,0,23,29000,21,27000,19,33000,1,18000,1,17000,1,20000,2,17000,2,17000,2,19000,2,3100,2,3000,2,3000,2,2700,2,2500,2,2900,1,2500,1,2300,1,2700,16,3000,16,3100,15,3300,0,-77,0,-77,0,-77,12,2800,11,2500,12,3300,Increase/decreased demand for goods, -44,University graduate,Completed secondary,University graduate,Post graduated,Completed secondary,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed primary school,Very important,Slightly important,Critical,Very important,Important,Important,Slightly important,Important,Important,Very important,Slightly important,Important,Not important,Not important,Very important,Critical,Very important,Very important,Slightly important,Important,Very important,Critical,Important,Important,Critical,Slightly important,Important,Very important,Not important,Not important,Important,Important,Important,Very important,Critical,Important,Critical,Slightly important,Important,Important,Important,Very important,Very important,Not important,Critical,Important,Critical,Very important,Very important,Very important,Critical,Slightly important,Not important,Important,Slightly important,Important,Important,Important,Slightly important,Slightly important,Important,Very important,Slightly important,Important,Important,Not important,Not important,Slightly important,Very important,Important,Critical,Critical,Critical,Critical,Not important,Slightly important,Important,Slightly important,Not important,Not important,Not difficult,Almost impossible,Slightly difficult,3,18,Slightly difficult,Very difficult,Slightly difficult,0,10,Slightly difficult,Slightly difficult,Difficult,1,6,Slightly difficult,Not difficult,Slightly difficult,0,2,Slightly difficult,Difficult,Slightly difficult,0,10,Difficult,Slightly difficult,Slightly difficult,0,7,Not difficult,Difficult,Slightly difficult,2,7,Slightly difficult,Slightly difficult,Not difficult,1,6,Not difficult,Slightly difficult,Not difficult,2,1,Important,Important,Important,Slightly important,Critical,Not important,Not important,Not important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,Public placement office, -44,No,-44,-44,-44,-44,No,-44,-44,No,The firm cannot afford the optimal level of training,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,No,-44,No,90,0,0,0,10,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Application procedures for loans or line of credit are compl,1000000,1140000,501600,364800,52000,57000,418000,11500,2000,2000,1000,0,0,197000,226000,274000,319000,732000,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,Minor obstacle,No obstacle,Major obstacle,Very severe obstacle,Minor obstacle,No obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Customs and Trade Regulations,Macroeconomic environment,Inadequately educated workforce,Minor obstacle,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Large impact,Yes,Large impact,No,No impact,Yes,Large impact,No,No impact,Yes,Large impact,Yes,Large impact,Yes,Moderated impact,No,No impact,Yes,Moderated impact,Yes,Large impact,Yes,Moderated impact,Yes,Large impact,Yes,Large impact,Yes,Moderated impact,No,No impact,No,No impact,Yes,Large impact,No,No impact,Yes,Moderated impact,Yes,Large impact,No,No impact,Yes,Large impact,No,No impact,Yes,Large impact,Yes,Large impact,Yes,Moderated impact,Yes,Large impact,Yes,Large impact,No,No impact,Yes,Large impact,No,No impact,No,No impact,No,No impact,Yes,Large impact,Yes,Large impact,Yes,Moderated impact,No,No impact,Yes,Moderated impact,Yes,Large impact,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 14216,16,Saint Lucia,Saint Lucia,Non-metallic mineral products,508636,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,70,80,20,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Female,2006,No,Yes,2006,12,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,3,1,-44,No,-44,-44,-44,-44,Yes,0,2,1,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,95,65,140,5,0, -44,10,50,40,0,Others,10,70,20,blocks,100,Local,10,Decreased,Remained the same,More than 5,85,15,0,2007,united kingdom,85,saint vincent and the grenadin,10,3,0,0,70,30,Yes,6,Yes,No,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Minor obstacle,Major obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to agree,Tend to disagree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,No,No,No,5,Yes,2,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,7,15,5,5,3,2,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,5,29000,5,27000,5,33000,1,15000,1,15000,1,18000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,3400,1,3200,1,3700,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,5,3800,5,3800,5,4100,3,2800,3,2800,3,3300,-44, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Completed secondary,Started but did not complete secondary,Slightly important,Slightly important,Critical,Very important,Important,Important,Important,Important,Very important,Important,Slightly important,Important,Slightly important,Not important,Very important,Very important,Critical,Critical,Important,Important,Critical,Critical,Important,Important,Critical,Not important,Important,Very important,Slightly important,Not important,Important,Important,Important,Very important,Critical,Very important,Very important,Important,Slightly important,Very important,Important,Slightly important,Very important,Important,Critical,Important,Very important,Very important,Very important,Very important,Very important,Slightly important,Not important,Important,Not important,Important,Important,Not important,Slightly important,Important,Very important,Important,Slightly important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Important,Important,Very important,Critical,Very important,Critical,Slightly important,Slightly important,Important,Very important,Not important,Important,Not difficult,Difficult,Difficult,1,19,Not difficult,Almost impossible,Difficult,1,4,Not difficult,Slightly difficult,Difficult,0,7,Slightly difficult,Slightly difficult,Not difficult,1,1,Slightly difficult,Slightly difficult,Slightly difficult,1,5,Slightly difficult,Slightly difficult,Difficult,0,6,Not difficult,Slightly difficult,Difficult,0,8,Slightly difficult,Slightly difficult,Slightly difficult,0,7,Not difficult,Not difficult,Not difficult,0,1,Very important,Slightly important,Slightly important,Important,Critical,Slightly important,Not important,Slightly important,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,Schoold related network, -44,No,-44,-44,-44,-44,No,-44,-44,No,The firm cannot afford the optimal level of training,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,No,-44,No,75,0,0,0,25,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,2,2,Collateral or cosigners unacceptable,-44,5510000,5290000,2486300,320000,259000,0,95000,101000,0,0,0,0,0,719000,1629000,1058000,2116000,2687000,No obstacle,No obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Customs and Trade Regulations,Tax Rates,No obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Already used this type of assistance in the past and wasn't, -44,-44,-44, -44,-44, -44,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 14251,51,Saint Lucia,Saint Lucia,Retail,508671,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly women,Male,Female,Female,2006,No,Yes,2006,10,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,3,1,-44,Yes,2,0,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,30,40,30,0,Individuals,10,40,50,building material,80,National,5,Increased,Remained the same,2-5,100,0,5,-44,-44,-44,-44,-44,-44,-44,-44,50,50,Yes,7,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,Yes,Major obstacle,No obstacle,Major obstacle,Moderate obstacle,No obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Very severe obstacle,Minor obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to agree,Tend to agree,Yes,No,-44,-44,-44,-44,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,No,5,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,5,2,40,15,5,5,3,2,5,0,3,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,5,24000,4,24000,4,27000,1,18000,1,18000,1,21000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,2700,1,2600,1,3100,0,-77,0,-77,0,-77,5,2600,5,2400,5,3000,0,-77,0,-77,0,-77,3,2700,3,2400,3,3000,Increase demand for higher quality product, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Completed secondary,-44,-44,Completed secondary,Completed primary school,Important,Important,Very important,Important,Very important,Very important,Important,Important,Very important,Important,Important,Slightly important,Important,Slightly important,Slightly important,Very important,Very important,Critical,Important,Important,Critical,Critical,Important,Very important,Critical,Slightly important,Very important,Important,Not important,Not important,Critical,Important,Important,Critical,Very important,Important,Critical,Important,Important,Slightly important,Important,Important,Very important,Not important,Critical,Slightly important,Critical,Critical,Critical,Critical,Very important,Not important,Slightly important,Important,Slightly important,Very important,Important,Slightly important,Slightly important,Slightly important,Very important,Very important,Slightly important,Very important,Important,Not important,Slightly important,Not important,Important,Important,Very important,Critical,Critical,Critical,Slightly important,Slightly important,Very important,Very important,Not important,Not important,Not difficult,Very difficult,Slightly difficult,1,17,Slightly difficult,Very difficult,Difficult,1,7,Not difficult,Slightly difficult,Difficult,0,3,Slightly difficult,Slightly difficult,Slightly difficult,1,3,Slightly difficult,Slightly difficult,Slightly difficult,1,8,Slightly difficult,Difficult,Difficult,1,9,Not difficult,Difficult,Slightly difficult,0,6,Not difficult,Slightly difficult,Slightly difficult,0,6,Not difficult,Not difficult,Not difficult,0,2,Important,Very important,Very important,Important,Critical,Slightly important,Not important,Slightly important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,Public announcement/advertisement, -44,No,-44,-44,-44,-44,Yes,2,2,No,Other,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,Yes,12,No,60,0,0,0,40,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Interest rates are not favorable,1190000,1370000,602800,411000,15000,27400,113000,13500,1000,1000,1000,0,0,312000,217000,411000,301000,448000,No obstacle,No obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,No obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,No,Yes,No,No,No,Inadequately educated workforce,"Crime, theft and disorder",Practices of competitors in the informal sector,Minor obstacle,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Large impact,Yes,Large impact,No,No impact,Yes,Large impact,No,No impact,No,No impact,No,No impact,No,No impact,No,No impact,Yes,Large impact,Yes,Moderated impact,Yes,Large impact,No,No impact,Yes,Large impact,No,No impact,No,No impact,No,No impact,Yes,Moderated impact,No,No impact,No,No impact,Yes,Moderated impact,No,No impact,Yes,Moderated impact,No,No impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Large impact,Yes,Large impact,No,No impact,No,No impact,No,No impact,No,No impact,No,No impact,Yes,Large impact,Yes,Large impact,Yes,Large impact,No,No impact,Yes,Large impact,Yes,Large impact,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 142146,146,Saint Lucia,Saint Lucia,Hotel and restaurants,508766,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,40,60,40,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Female,Male,1998,No,Yes,1998,6,No,-44,-44,No,-44,-44,Yes,17,No,No,-44,-44,Yes,3,2,1,-44,Yes,1,0,0,-44,Yes,3,4,1,-44,No,-44,-44,-44,-44,Yes,3,Yes,Yes,Yes,0,-44,-44,100,0, -44,20,50,30,3,Your parent company or affiliated establishments,40,45,15,accomodation,80,Local,5,Increased,Decreased,More than 5,75,25,50,1999,united kingdom,85,dominica,10,9,0,5,65,35,Yes,8,No,Yes,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Major obstacle,Major obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,0,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,Yes,0,Yes,1,No,Yes,10,0,-44,Yes,5,Yes,No,-44,-44,No,-44,-44,210,16,5,5,4,2,5,0,4,1,25,9,7,6,3,7,0,6,1,1,1,1,1,1,2,14,21000,13,21000,11,23000,1,16000,2,15000,1,18000,1,14000,1,13000,1,17000,1,2900,1,3000,1,3000,2,3200,2,3000,2,3500,0,-77,0,-77,0,-77,12,2600,12,2600,11,2900,0,-77,0,-77,0,-77,10,2900,11,2700,11,3300,New products require new skills, -44,University graduate,Post graduated,University graduate,University graduate,Completed secondary,Completed college/vocational training,Completed secondary,Started but did not complete college/vocational training,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Important,Slightly important,Critical,Important,Important,Important,Important,Important,Important,Very important,Slightly important,Important,Slightly important,Slightly important,Very important,Critical,Critical,Critical,Important,Important,Critical,Very important,Important,Slightly important,Critical,Important,Slightly important,Important,Important,Not important,Important,Very important,Slightly important,Very important,Very important,Important,Very important,Important,Slightly important,Very important,Important,Important,Very important,Important,Critical,Important,Critical,Critical,Very important,Critical,Critical,Slightly important,Not important,Slightly important,Slightly important,Slightly important,Very important,Slightly important,Slightly important,Not important,Important,Important,Important,Important,Important,Not important,Slightly important,Slightly important,Important,Slightly important,Critical,Critical,Critical,Critical,Not important,Slightly important,Slightly important,Very important,Not important,Important,Not difficult,Almost impossible,Slightly difficult,2,9,Slightly difficult,Very difficult,Difficult,1,14,Not difficult,Slightly difficult,Difficult,0,7,Not difficult,Difficult,Slightly difficult,0,1,Slightly difficult,Slightly difficult,Slightly difficult,1,7,Not difficult,Difficult,Slightly difficult,1,9,Not difficult,Difficult,Slightly difficult,2,7,Slightly difficult,Slightly difficult,Slightly difficult,0,5,Not difficult,Not difficult,Not difficult,1,1,Very important,Very important,Slightly important,Important,Very important,Slightly important,Slightly important,Not important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,Major obstacle,No obstacle,No obstacle,Private placement office, -44,No,-44,-44,-44,-44,Yes,5,2,Yes,-44,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,5,No,90,0,0,0,10,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Other,900000,840000,428400,252000,22000,16800,151200,17500,1000,3000,2000,0,0,193000,156000,244000,260000,515000,Major obstacle,Major obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Minor obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Corruption,Political environment,Very severe obstacle,Yes,Yes,Yes,No,No,No,No,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Large impact,-44,-44,-44,-44,-44,-44,-44,-44,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 142150,150,Saint Lucia,Saint Lucia,Hotel and restaurants,508770,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly women,Male,Female,Female,2001,No,Yes,2001,6,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,2,0,-44,No,-44,-44,-44,-44,Yes,2,1,0,-44,No,-44,-44,-44,-44,Yes,5,Yes,No,Yes,0,-44,-44,100,0, -44,35,60,5,0,Others,15,55,30,bar,75,National,5,Increased,Increased,More than 5,85,15,0,2002,united kingdom,35,dominica,10,4,0,2,75,25,No,-44,No,Yes,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,-44, -44,Strongly agree,Tend to disagree,Tend to agree,Tend to disagree,Yes,No,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,No,No,Yes,0,Yes,2,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,16,16,5,5,4,2,4,3,2,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,2,5,19000,5,18000,4,21000,1,16000,1,14000,1,18000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,2600,1,2400,1,2800,0,-77,0,-77,0,-77,5,3100,5,2900,6,3600,0,-77,0,-77,0,-77,4,2600,5,2600,4,2900,Economic upturn/downturn, -44,University graduate,University graduate,Post graduated,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed secondary,Not applicable,Not applicable,Completed secondary,Completed secondary,-44,-44,Completed secondary,Started but did not complete secondary,Important,Slightly important,Critical,Very important,Very important,Important,Slightly important,Slightly important,Important,Important,Important,Important,Slightly important,Slightly important,Very important,Critical,Critical,Critical,Very important,Important,Critical,Very important,Slightly important,Important,Very important,Slightly important,Important,Important,Slightly important,Not important,Important,Important,Critical,Critical,Critical,Important,Very important,Important,Important,Very important,Important,Important,Very important,Important,Very important,Slightly important,Critical,Critical,Very important,Critical,Critical,Not important,Slightly important,Important,Not important,Important,Slightly important,Slightly important,Not important,Slightly important,Important,Slightly important,Important,Very important,Slightly important,Slightly important,Not important,Slightly important,Very important,Important,Critical,Critical,Critical,Very important,Not important,Slightly important,Important,Important,Slightly important,Slightly important,Not difficult,Difficult,Slightly difficult,1,11,Not difficult,Difficult,Very difficult,0,15,Slightly difficult,Difficult,Slightly difficult,0,4,Slightly difficult,Slightly difficult,Slightly difficult,0,3,Slightly difficult,Difficult,Not difficult,0,4,Not difficult,Difficult,Difficult,0,8,Not difficult,Slightly difficult,Slightly difficult,0,3,Slightly difficult,Not difficult,Difficult,1,9,Not difficult,Not difficult,Not difficult,1,2,Very important,Very important,Very important,Important,Very important,Slightly important,Slightly important,Slightly important,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,No obstacle,Minor obstacle,Public announcement/advertisement, -44,Yes to both,No,-44,No,-44,No,-44,-44,No,The firm is affraid of investing in workers that after the t,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,No,-44,No,50,20,5,0,25,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Did not think it would be approved,1970000,2100000,1071000,570000,21000,84000,43000,61000,4000,4000,5000,0,0,403000,403000,504000,567000,1063000,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,No obstacle,Minor obstacle,No obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Customs and Trade Regulations,"Crime, theft and disorder",Minor obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Truthful,Are taken directly from the establishment's records, 14277,77,Saint Lucia,Saint Lucia,Retail,508697,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,80,20,80,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Male,2001,No,Yes,2001,6,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,5,3,1,-44,Yes,1,0,0,-44,Yes,2,0,0,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0, -44,45,35,20,10,Small private firms (less than 20 employees),15,55,30,building material,100,National,10,Decreased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,70,30,No,-44,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Major obstacle,No obstacle,Moderate obstacle,Major obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to agree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,Yes,5,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,5,2,100,16,5,5,4,2,5,0,4,2,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,5,23000,4,21000,3,27000,1,14000,2,13000,1,15000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,3200,1,2900,1,3800,0,-77,0,-77,0,-77,5,2500,5,2300,5,2800,0,-77,0,-77,0,-77,4,2700,5,2400,5,3200,Increase/decreased demand for goods, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Important,Important,Critical,Important,Important,Important,Important,Slightly important,Important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Critical,Very important,Critical,Slightly important,Important,Very important,Critical,Important,Slightly important,Critical,Slightly important,Very important,Slightly important,Important,Slightly important,Important,Slightly important,Important,Critical,Critical,Important,Important,Very important,Critical,Important,Very important,Important,Critical,Important,Very important,Slightly important,Critical,Critical,Critical,Very important,Very important,Slightly important,Slightly important,Important,Slightly important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Important,Important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Very important,Important,Very important,Critical,Critical,Critical,Not important,Slightly important,Very important,Important,Slightly important,Slightly important,Not difficult,Very difficult,Difficult,0,22,Not difficult,Very difficult,Difficult,1,9,Slightly difficult,Difficult,Slightly difficult,1,10,Slightly difficult,Not difficult,Difficult,0,2,Not difficult,Slightly difficult,Slightly difficult,0,6,Slightly difficult,Difficult,Slightly difficult,1,9,Not difficult,Slightly difficult,Difficult,0,6,Slightly difficult,Slightly difficult,Not difficult,1,4,Not difficult,Not difficult,Not difficult,0,2,Slightly important,Slightly important,Very important,Important,Very important,Important,Not important,Not important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Through family/friends, -44,No,-44,-44,-44,-44,Yes,3,2,No,Other,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,No,-44,No,35,16,4,0,45,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Other,9140000,7000000,3010000,2100000,63000,350000,815000,98000,15000,6000,6000,0,0,1260000,1833000,2100000,2380000,4830000,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Very severe obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Customs and Trade Regulations,Tax Rates,Electricity,No obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Already used this type of assistance in the past and wasn't, -44,-44,-44, -44,-44, -44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 14281,81,Saint Lucia,Saint Lucia,Non-metallic mineral products,508701,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Female,Female,2000,No,Yes,2000,11,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,1,1,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,2,6,1,-44,No,-44,Yes,No,Yes,95,90,75,5,0, -44,25,45,30,0,Individuals,5,55,40,clothes,90,National,10,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,100,0,-44,-44,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,Yes,Yes,No,No,Moderate obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,Yes,1,Yes,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,0,2,17,16,5,5,4,2,5,0,3,2,6,4,1,1,0,1,0,1,0,1,1,1,1,0,2,9,29000,9,30000,8,32000,1,15000,1,14000,1,17000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,3000,1,2900,1,3500,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,6,3500,6,3300,6,3900,5,2900,5,2700,4,3300,-44, -44,University graduate,Completed secondary,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,Completed secondary,Completed secondary,Important,Slightly important,Very important,Important,Very important,Important,Slightly important,Important,Important,Important,Slightly important,Important,Slightly important,Slightly important,Important,Critical,Critical,Critical,Slightly important,Slightly important,Very important,Critical,Important,Very important,Very important,Slightly important,Important,Important,Slightly important,Important,Critical,Slightly important,Very important,Critical,Very important,Important,Very important,Very important,Important,Important,Important,Very important,Very important,Important,Critical,Slightly important,Critical,Critical,Very important,Critical,Very important,Slightly important,Not important,Important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Important,Important,Slightly important,Very important,Not important,Slightly important,Slightly important,Very important,Important,Critical,Critical,Very important,Very important,Not important,Not important,Important,Important,Not important,Slightly important,Not difficult,Very difficult,Difficult,1,10,Slightly difficult,Very difficult,Difficult,0,15,Not difficult,Difficult,Difficult,1,2,Slightly difficult,Not difficult,Not difficult,0,2,Slightly difficult,Slightly difficult,Difficult,1,9,Not difficult,Slightly difficult,Slightly difficult,0,7,Not difficult,Difficult,Difficult,0,8,Slightly difficult,Difficult,Slightly difficult,1,3,Not difficult,Not difficult,Not difficult,0,1,Very important,Important,Very important,Important,Very important,Slightly important,Slightly important,Not important,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Public placement office, -44,No,-44,-44,-44,-44,Yes,0,2,Yes,-44,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,Yes,12,No,35,32,8,0,25,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Other,2390000,2590000,1139600,1060000,96000,101000,611000,113000,2000,7000,4000,0,0,582000,223000,954000,310000,1336000,Major obstacle,Major obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Very severe obstacle,No obstacle,Moderate obstacle,Minor obstacle,No obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Access to finance,Tax administration,Minor obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Already used this type of assistance in the past and wasn't, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Truthful,Are taken directly from the establishment's records, 14225,25,Saint Lucia,Saint Lucia,Hotel and restaurants,508645,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Male,Male,Male,1997,No,Yes,1997,8,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,2,1,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,5,70,25,0,Small private firms (less than 20 employees),25,60,15,restaurant,65,National,15,Remained the same,Increased,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,70,30,Yes,2,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Minor obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Very severe obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to disagree,Strongly disagree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,5,Yes,4,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,5,16,5,5,4,2,1,0,0,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,2,5,29000,4,26000,4,34000,1,14000,1,13000,1,16000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,3000,1,2700,1,3300,0,-77,0,-77,0,-77,5,3100,5,2800,5,3500,0,-77,0,-77,0,-77,4,2600,5,2600,4,3100,-44, -44,University graduate,University graduate,University graduate,Post graduated,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Very important,Slightly important,Critical,Very important,Important,Important,Important,Slightly important,Important,Important,Slightly important,Important,Slightly important,Slightly important,Important,Very important,Very important,Critical,Important,Very important,Very important,Critical,Very important,Slightly important,Critical,Not important,Slightly important,Very important,Slightly important,Not important,Very important,Important,Critical,Critical,Critical,Slightly important,Very important,Very important,Slightly important,Important,Important,Very important,Critical,Slightly important,Critical,Important,Very important,Very important,Very important,Critical,Critical,Slightly important,Slightly important,Important,Slightly important,Important,Important,Not important,Slightly important,Slightly important,Very important,Important,Slightly important,Important,Important,Not important,Slightly important,Not important,Important,Important,Critical,Critical,Very important,Critical,Not important,Slightly important,Very important,Important,Not important,Not important,Slightly difficult,Very difficult,Slightly difficult,0,18,Not difficult,Very difficult,Very difficult,1,7,Not difficult,Difficult,Difficult,1,7,Slightly difficult,Slightly difficult,Slightly difficult,1,1,Slightly difficult,Difficult,Slightly difficult,1,9,Slightly difficult,Difficult,Slightly difficult,1,9,Slightly difficult,Difficult,Difficult,1,6,Not difficult,Not difficult,Difficult,0,2,Not difficult,Slightly difficult,Not difficult,0,1,Very important,Slightly important,Important,Not important,Very important,Not important,Not important,Slightly important,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Through family/friends, -44,No,-44,-44,-44,-44,Yes,0,2,Yes,-44,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,No,-44,No,55,0,0,0,20,0,25,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,2,2,Concerns about level of debt already incurred,-44,660000,930000,455700,210000,44000,55800,34000,19500,3000,2000,1000,0,0,159000,184000,260000,288000,653000,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,No obstacle,Major obstacle,No,Yes,No,Yes,No,Macroeconomic environment,Access to finance,Practices of competitors in the informal sector,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Community based organization, -44,technological and Innovation Support, -44,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 14297,97,Saint Lucia,Saint Lucia,Retail,508717,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly women,Male,Male,Female,2004,No,Yes,2004,5,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,5,0,-44,Yes,3,0,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,0,65,35,0,Medium private firms (20-100 employees),10,60,30,groceries,65,National,10,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,50,50,Yes,2,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Major obstacle,No obstacle,Major obstacle,Very severe obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to agree,Tend to disagree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,No,0,Yes,4,No,Yes,10,0,-44,Yes,5,Yes,No,-44,-44,Yes,0,2,2,17,6,5,4,2,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,6,18000,5,17000,4,21000,1,14000,1,13000,1,16000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,2700,1,2400,1,3200,0,-77,0,-77,0,-77,5,3100,5,3100,5,3500,0,-77,0,-77,0,-77,4,2800,5,2600,5,3300,-44, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed secondary,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed secondary,Important,Important,Very important,Important,Important,Important,Slightly important,Slightly important,Important,Important,Important,Important,Not important,Important,Important,Critical,Very important,Critical,Important,Important,Very important,Critical,Very important,Important,Critical,Slightly important,Slightly important,Important,Not important,Slightly important,Important,Important,Important,Very important,Critical,Very important,Very important,Important,Important,Important,Important,Slightly important,Very important,Not important,Critical,Important,Critical,Critical,Very important,Very important,Critical,Slightly important,Not important,Important,Not important,Very important,Very important,Slightly important,Slightly important,Slightly important,Important,Very important,Important,Important,Important,Not important,Not important,Slightly important,Important,Important,Critical,Critical,Critical,Critical,Slightly important,Not important,Important,Important,Slightly important,Slightly important,Not difficult,Very difficult,Slightly difficult,0,25,Slightly difficult,Very difficult,Slightly difficult,0,8,Slightly difficult,Difficult,Slightly difficult,1,5,Slightly difficult,Difficult,Slightly difficult,0,2,Slightly difficult,Not difficult,Slightly difficult,1,6,Not difficult,Slightly difficult,Slightly difficult,0,2,Not difficult,Slightly difficult,Slightly difficult,1,9,Slightly difficult,Not difficult,Slightly difficult,0,7,Slightly difficult,Slightly difficult,Not difficult,1,1,Critical,Very important,Very important,Important,Important,Not important,Slightly important,Slightly important,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Public placement office, -44,No,-44,-44,-44,-44,No,-44,-44,No,The firm cannot afford the optimal level of training,Yes,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,Minor obstacle,No,0,100, -44,0,Yes,10,Yes,80,8,2,0,10,0,0,0,0,0,0,0,0, -44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Line of credit,2010,50000,-44,60,Other,Yes,Yes,No,No,Yes,No, -44,125,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,610000,930000,399900,100000,11000,27900,26000,19500,2000,2000,4000,65000,0,154000,225000,214000,326000,479000,No obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,Major obstacle,No obstacle,No obstacle,Major obstacle,Yes,Yes,No,Yes,No,Practices of competitors in the informal sector,Customs and Trade Regulations,Macroeconomic environment,No obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Too expensive, -44,-44,-44, -44,-44, -44,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 14240,40,Saint Lucia,Saint Lucia,Hotel and restaurants,508660,No,-44,-44,-44,-44,Partnership (including limited liability companies), -44,51,65,35,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Male,1996,No,Yes,1996,6,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,0,3,0,-44,No,-44,-44,-44,-44,Yes,9,1,0,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0, -44,30,60,10,10,Government or government agencies (including state-owned ent,25,55,20,accomodation,80,National,10,Decreased,Remained the same,More than 5,60,40,45,1997,united kingdom,30,guyana,5,9,0,0,40,60,Yes,5,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,Yes,No,No,No,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to agree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,1,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,2,Outside working hours,Firearm/gun,Money,900,Other,No,No,Police could not have done anything,Yes,3,Outside working hours,Knife,Other company property,400,Other,No,No,The police give little/no information back on crimes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,35000,0,Yes,Yes,Yes,No,No,No,-44,-44,No,-44,-44,No,Yes,Yes,0,No,-44,-44,No,-44,-44,0,No,-44,-44,Yes,40,No,No,-44,-44,156,18,6,6,4,2,6,0,4,1,10,4,3,2,1,3,0,2,0,1,1,1,2,1,2,10,28000,10,27000,10,30000,1,16000,1,15000,1,18000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,3100,1,3000,1,3500,1,2800,1,2800,1,3200,9,3300,8,3300,8,3600,0,-77,0,-77,0,-77,6,2700,6,2500,6,3100,New production methods, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed secondary,Completed college/vocational training,-44,-44,Completed secondary,Completed primary school,Important,Slightly important,Very important,Critical,Very important,Important,Slightly important,Important,Important,Important,Important,Important,Slightly important,Slightly important,Slightly important,Critical,Very important,Critical,Slightly important,Very important,Very important,Critical,Important,Important,Critical,Important,Slightly important,Important,Important,Not important,Important,Important,Important,Critical,Critical,Very important,Very important,Very important,Very important,Slightly important,Important,Important,Very important,Important,Very important,Important,Very important,Critical,Very important,Critical,Critical,Slightly important,Slightly important,Slightly important,Not important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Important,Important,Important,Important,Important,Not important,Slightly important,Slightly important,Important,Important,Critical,Critical,Critical,Critical,Not important,Slightly important,Very important,Very important,Slightly important,Not important,Difficult,Very difficult,Slightly difficult,1,9,Slightly difficult,Very difficult,Slightly difficult,1,13,Slightly difficult,Difficult,Slightly difficult,1,8,Slightly difficult,Slightly difficult,Slightly difficult,0,2,Not difficult,Slightly difficult,Difficult,1,5,Not difficult,Difficult,Slightly difficult,1,8,Not difficult,Difficult,Difficult,0,5,Slightly difficult,Slightly difficult,Difficult,0,3,Not difficult,Not difficult,Not difficult,1,1,Important,Very important,Not important,Not important,Very important,Slightly important,Slightly important,Slightly important,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Public announcement/advertisement, -44,No,-44,-44,-44,-44,Yes,3,1,No,The benefits of training are small than the costs,Yes,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,No,100,0, -44,0,Yes,8,No,75,0,0,0,25,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Interest rates are not favorable,1350000,1200000,612000,336000,28000,72000,180000,7000,1000,1000,0,0,0,237000,144000,300000,240000,888000,Major obstacle,Major obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Access to finance,Customs and Trade Regulations,Electricity,Minor obstacle,Yes,Yes,No,Yes,Yes,No,Yes,-44,-44,Yes,Large impact,No,No impact,-44,-44,Yes,Large impact,-44,-44,No,No impact,No,No impact,-44,-44,Yes,Moderated impact,-44,-44,Yes,Moderated impact,No,No impact,-44,-44,Yes,Moderated impact,-44,-44,Yes,Moderated impact,No,No impact,-44,-44,No,No impact,-44,-44,No,No impact,Yes,Large impact,-44,-44,No,No impact,-44,-44,Yes,Large impact,Yes,Moderated impact,-44,-44,Yes,Large impact,-44,-44,No,No impact,No,No impact,-44,-44,Yes,Moderated impact,-44,-44,Yes,Moderated impact,Yes,Moderated impact,-44,-44,Yes,Large impact,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are taken directly from the establishment's records, 14250,50,Saint Lucia,Saint Lucia,Electronics,508670,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Female,2005,No,Yes,2005,8,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,2,0,-44,No,-44,-44,-44,-44,Yes,8,2,1,-44,Yes,0,5,2,-44,Yes,5,Yes,Yes,Yes,100,65,75,0,0, -44,5,45,50,4,Individuals,20,65,15,mattress,85,National,15,Decreased,Remained the same,More than 5,80,20,0,2006,france,20,dominica,10,3,0,0,60,40,Yes,4,Yes,No,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,Yes,No,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,No obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,-44, -44,Tend to disagree,Tend to agree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,1,-44,Yes,1,-44,Yes,1,Outside working hours,Firearm/gun,Goods or stock,30000,Gang related,Yes,Yes,-44,Yes,1,During working hours,Firearm/gun,Money,150,Gang related,No,No,Loss was small,Yes,1,During working hours,Firearm/gun,Money,6000,Gang related,Yes,Yes,-44,Yes,3,During working hours,Other,Money,3000,Gang related,Yes,No,Not enough police/not enough resources,Yes,3,During working hours,Firearm/gun,Other company property,100,Other,No,No,Police have not done anything in the past,Yes,4,Outside working hours,Firearm/gun,Goods or stock,9000,Other,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,No,0,0,Yes,No,Yes,No,Yes,No,-44,-44,No,-44,-44,No,Yes,No,0,Yes,3,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,6,18,6,6,4,2,4,0,0,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,2,6,21000,6,19000,5,25000,1,16000,1,16000,1,18000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,2900,1,2800,1,3300,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,6,3500,6,3200,6,4100,4,2600,4,2400,3,2900,-44, -44,Post graduated,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed secondary,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,Completed secondary,Started but did not complete secondary,Important,Slightly important,Very important,Important,Important,Very important,Slightly important,Slightly important,Important,Important,Important,Important,Slightly important,Slightly important,Very important,Critical,Very important,Very important,Important,Important,Critical,Critical,Important,Very important,Critical,Important,Important,Very important,Slightly important,Not important,Slightly important,Slightly important,Important,Critical,Critical,Slightly important,Very important,Very important,Very important,Very important,Important,Important,Very important,Important,Critical,Important,Very important,Very important,Very important,Very important,Critical,Slightly important,Slightly important,Important,Not important,Important,Slightly important,Not important,Slightly important,Slightly important,Very important,Very important,Slightly important,Slightly important,Important,Not important,Not important,Slightly important,Important,Very important,Very important,Critical,Very important,Critical,Not important,Slightly important,Important,Important,Not important,Not important,Not difficult,Very difficult,Difficult,1,24,Slightly difficult,Very difficult,Difficult,1,13,Slightly difficult,Slightly difficult,Difficult,1,4,Slightly difficult,Slightly difficult,Difficult,1,2,Slightly difficult,Not difficult,Slightly difficult,1,6,Slightly difficult,Slightly difficult,Slightly difficult,1,6,Not difficult,Slightly difficult,Difficult,0,3,Slightly difficult,Not difficult,Not difficult,1,7,Not difficult,Not difficult,Not difficult,0,2,Important,Very important,Slightly important,Not important,Important,Not important,Slightly important,Not important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,No obstacle,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,No obstacle,Minor obstacle,No obstacle,Private placement office, -44,Yes to fire,No,-44,Yes,1,Yes,1,2,Yes,-44,Yes,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,No,0,100, -44,0,Yes,8,No,50,20,5,0,25,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,Yes,Line of credit,2010,1000000,-44,48,Other,Yes,Yes,No,Yes,No,No, -44,100,Yes,1,1,Concerns about level of debt already incurred,-44,1750000,1260000,617400,403200,38000,63000,0,11500,0,0,0,0,0,305000,193000,412000,268000,902000,Minor obstacle,Minor obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Very severe obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Tax Rates,Cost of finance,Minor obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Community based organization, -44,technological and Innovation Support, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Somewhat truthful,Are estimates computed with some precision, 14276,76,Saint Lucia,Saint Lucia,Retail,508696,Yes,6,Establishment physically separated from HQ and other establi,Yes,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Female,2003,No,Yes,2003,11,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,3,0,-44,No,-44,-44,-44,-44,Yes,3,0,0,-44,No,-44,-44,-44,-44,Yes,1,Yes,Yes,Yes,0,-44,-44,100,0, -44,30,45,25,10,Medium private firms (20-100 employees),15,55,30,drugs,70,Local,15,Increased,Remained the same,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,80,20,No,-44,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,No obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,0,0,Yes,Yes,No,No,No,No,-44,-44,No,-44,-44,No,Yes,Yes,0,Yes,2,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,8,19,7,6,4,2,2,2,1,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,2,7,25000,6,23000,6,29000,1,13000,1,12000,1,14000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,3200,1,3100,1,3700,0,-77,0,-77,0,-77,6,2500,6,2500,6,2800,0,-77,0,-77,0,-77,4,2700,5,2700,4,3000,-44, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed secondary,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Very important,Slightly important,Critical,Very important,Very important,Very important,Slightly important,Slightly important,Important,Important,Important,Slightly important,Slightly important,Not important,Important,Very important,Critical,Very important,Important,Important,Critical,Critical,Important,Important,Critical,Slightly important,Slightly important,Important,Slightly important,Not important,Important,Slightly important,Important,Very important,Critical,Very important,Very important,Important,Important,Important,Important,Important,Very important,Not important,Critical,Important,Very important,Very important,Critical,Critical,Critical,Slightly important,Not important,Important,Not important,Important,Slightly important,Important,Slightly important,Slightly important,Important,Important,Important,Very important,Important,Slightly important,Slightly important,Slightly important,Important,Important,Critical,Critical,Critical,Very important,Not important,Not important,Important,Important,Important,Not important,Not difficult,Difficult,Difficult,1,19,Not difficult,Almost impossible,Difficult,1,5,Slightly difficult,Slightly difficult,Slightly difficult,0,7,Slightly difficult,Not difficult,Slightly difficult,1,3,Slightly difficult,Difficult,Difficult,0,9,Slightly difficult,Difficult,Slightly difficult,0,7,Not difficult,Difficult,Slightly difficult,1,4,Not difficult,Not difficult,Difficult,0,6,Not difficult,Not difficult,Not difficult,0,2,Very important,Very important,Important,Important,Very important,Slightly important,Slightly important,Slightly important,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Private placement office, -44,No,-44,-44,-44,-44,No,-44,-44,No,The firm cannot afford the optimal level of training,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,No,-44,No,70,0,0,0,30,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,4,4,Insufficient profitability,-44,3850000,4260000,1917000,330000,132000,170400,110000,102000,8000,17000,5000,0,0,618000,1263000,895000,1619000,2587000,Major obstacle,Moderate obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,No obstacle,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,"Crime, theft and disorder",Corruption,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Community based organization, -44,Marketing and Operations support, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,Truthful,Are taken directly from the establishment's records, 14224,24,Saint Lucia,Saint Lucia,Basic metals,508644,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,2004,No,Yes,2004,7,No,-44,-44,No,-44,-44,No,-44,-44,Yes,11,No,Yes,3,1,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,100,65,145,0,0, -44,50,30,20,10,Small private firms (less than 20 employees),25,55,20,bread,60,Local,10,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,100,0,-44,-44,Yes,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,Yes,No,No,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,-44, -44,Strongly disagree,Strongly disagree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,30000,0,Yes,Yes,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,16,Yes,2,No,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,15,1,5,20,5,7,5,3,0,1,1,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,2,5,22000,5,22000,5,24000,1,17000,1,17000,1,20000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,2900,1,2800,1,3200,1,3300,1,3100,1,3800,0,-77,0,-77,0,-77,7,2900,8,2700,7,3300,5,2900,5,2900,5,3100,Increase/decreased demand for goods, -44,Post graduated,University graduate,University graduate,Post graduated,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Not applicable,Not applicable,Completed secondary,Completed secondary,Completed secondary,Completed primary school,Important,Slightly important,Critical,Important,Important,Important,Slightly important,Important,Important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Very important,Critical,Very important,Important,Important,Critical,Critical,Important,Important,Very important,Not important,Very important,Very important,Slightly important,Not important,Important,Slightly important,Important,Critical,Very important,Important,Very important,Important,Important,Important,Important,Important,Critical,Important,Critical,Important,Very important,Critical,Very important,Very important,Critical,Not important,Slightly important,Important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Very important,Important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Critical,Very important,Very important,Critical,Slightly important,Slightly important,Very important,Very important,Slightly important,Slightly important,Not difficult,Almost impossible,Difficult,0,24,Not difficult,Very difficult,Slightly difficult,1,6,Slightly difficult,Slightly difficult,Difficult,1,3,Slightly difficult,Slightly difficult,Difficult,0,2,Slightly difficult,Slightly difficult,Not difficult,1,2,Not difficult,Difficult,Slightly difficult,0,8,Difficult,Difficult,Difficult,1,8,Not difficult,Not difficult,Not difficult,1,9,Not difficult,Not difficult,Not difficult,0,1,Important,Very important,Not important,Important,Important,Slightly important,Slightly important,Not important,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Public placement office, -44,No,-44,-44,-44,-44,No,-44,-44,No,The firm cannot afford the optimal level of training,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,13,No,70,0,0,0,30,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Did not think it would be approved,1180000,1620000,696600,150000,41000,32400,76000,0,0,0,0,0,0,399000,85000,525000,107000,1528000,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Practices of competitors in the informal sector,Customs and Trade Regulations,Cost of finance,Moderate obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Administratie procedure is cumbersome, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are taken directly from the establishment's records, 14215,15,Saint Lucia,Saint Lucia,Hotel and restaurants,508635,Yes,3,Establishment physically separated from HQ and other establi,Yes,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly women,Female,Female,Female,1994,No,Yes,1994,9,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,6,2,0,-44,No,-44,-44,-44,-44,Yes,8,0,0,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0, -44,15,65,20,5,Individuals,10,55,35,accomodation,100,Local,5,Increased,Remained the same,More than 5,90,10,35,1995,united kingdom,40,dominica,30,6,0,0,30,70,Yes,7,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,Yes,No,No,No,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,No obstacle,No obstacle,-44, -44,Tend to disagree,Strongly disagree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,0,0,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,No,-44,-44,No,-44,0,-44,Yes,11,Yes,No,-44,-44,No,-44,-44,24,21,6,7,5,3,6,0,5,1,3,2,1,0,0,0,0,0,0,1,1,1,0,0,0,8,29000,7,29000,6,32000,1,19000,1,19000,1,21000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,3400,1,3100,1,3700,1,2700,1,2700,1,3200,8,2700,8,2700,9,3200,0,-77,0,-77,0,-77,5,2800,6,2500,6,3300,-44, -44,University graduate,University graduate,University graduate,Post graduated,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed college/vocational training,-44,-44,Completed secondary,Completed secondary,Important,Slightly important,Critical,Important,Important,Important,Slightly important,Important,Important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Critical,Very important,Critical,Important,Important,Critical,Critical,Slightly important,Very important,Critical,Slightly important,Important,Important,Important,Not important,Important,Important,Critical,Critical,Critical,Slightly important,Very important,Important,Critical,Important,Slightly important,Important,Very important,Slightly important,Critical,Slightly important,Very important,Very important,Very important,Very important,Critical,Slightly important,Not important,Slightly important,Not important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Important,Slightly important,Important,Important,Not important,Slightly important,Not important,Important,Very important,Very important,Critical,Critical,Very important,Slightly important,Slightly important,Important,Important,Not important,Slightly important,Not difficult,Very difficult,Very difficult,0,18,Slightly difficult,Very difficult,Difficult,0,12,Slightly difficult,Difficult,Slightly difficult,0,8,Slightly difficult,Slightly difficult,Not difficult,1,3,Slightly difficult,Difficult,Slightly difficult,1,5,Not difficult,Very difficult,Slightly difficult,0,5,Not difficult,Difficult,Slightly difficult,1,3,Not difficult,Not difficult,Slightly difficult,0,10,Not difficult,Not difficult,Not difficult,0,1,Very important,Very important,Not important,Not important,Important,Not important,Slightly important,Not important,Moderate obstacle,No obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Private placement office, -44,No,-44,-44,-44,-44,Yes,0,2,Yes,-44,Yes,Major obstacle,Moderate obstacle,No obstacle,Major obstacle,No obstacle,Minor obstacle,Yes,0,100, -44,0,Yes,12,No,80,0,0,0,20,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,Yes,Loan,2010,50000,7,72,Other,Yes,Yes,No,No,No,No, -44,175,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,5190000,5880000,3057600,760000,470000,352800,151000,76500,11000,4000,4000,0,0,917000,969000,1176000,1588000,1529000,Minor obstacle,Moderate obstacle,No obstacle,Very severe obstacle,No,Yes,Yes,No,No,Yes,No,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Access to land for expansion / relocation,"Crime, theft and disorder",Minor obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are taken directly from the establishment's records, 14223,23,Saint Lucia,Saint Lucia,Non-metallic mineral products,508643,Yes,4,Establishment physically separated from HQ and other establi,Yes,-44,Partnership (including limited liability companies), -44,55,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Female,Male,2005,No,Yes,2005,22,Yes,41,No,No,-44,-44,No,-44,-44,Yes,55,No,Yes,1,3,0,-44,No,-44,-44,-44,-44,Yes,1,0,0,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,100,100,130,0,0, -44,15,40,45,5,Your parent company or affiliated establishments,25,65,10,concrete,70,National,15,Increased,Remained the same,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,100,0,-44,-44,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,No obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,-44, -44,Tend to disagree,Tend to agree,Tend to agree,Tend to disagree,Yes,No,-44,-44,-44,-44,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,Yes,Yes,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,5,Yes,4,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,30,21,6,7,5,3,3,1,1,2,2,2,0,0,0,0,0,0,0,1,1,0,0,0,3,8,28000,7,25000,6,33000,1,14000,1,13000,1,16000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,2700,1,2600,1,3000,1,2600,1,2500,1,2900,0,-77,0,-77,0,-77,7,3100,7,2800,7,3600,5,2800,5,2600,5,3000,Increase/decreased demand for goods, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed primary school,Very important,Slightly important,Critical,Important,Important,Important,Slightly important,Slightly important,Very important,Very important,Slightly important,Important,Important,Slightly important,Important,Critical,Critical,Critical,Important,Slightly important,Very important,Critical,Slightly important,Slightly important,Very important,Slightly important,Slightly important,Important,Not important,Important,Very important,Important,Important,Critical,Very important,Important,Very important,Important,Important,Important,Important,Important,Very important,Important,Critical,Important,Very important,Critical,Critical,Very important,Critical,Important,Not important,Important,Not important,Important,Important,Not important,Slightly important,Not important,Slightly important,Important,Slightly important,Slightly important,Important,Not important,Slightly important,Not important,Important,Very important,Critical,Critical,Critical,Very important,Slightly important,Not important,Important,Very important,Slightly important,Important,Slightly difficult,Difficult,Slightly difficult,0,8,Not difficult,Very difficult,Difficult,0,6,Slightly difficult,Slightly difficult,Slightly difficult,1,6,Slightly difficult,Not difficult,Slightly difficult,1,3,Not difficult,Slightly difficult,Slightly difficult,1,4,Slightly difficult,Very difficult,Slightly difficult,1,8,Not difficult,Slightly difficult,Slightly difficult,1,6,Slightly difficult,Difficult,Slightly difficult,0,2,Not difficult,Not difficult,Slightly difficult,0,1,Very important,Important,Important,Slightly important,Very important,Slightly important,Not important,Slightly important,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,No obstacle,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,No obstacle,Private placement office, -44,No,-44,-44,-44,-44,Yes,4,1,Yes,-44,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,No,-44,No,90,0,0,0,10,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,4,4,Insufficient profitability,-44,970000,1310000,563300,419200,47000,227000,358000,150000,13000,10000,7000,0,0,1888000,316000,2420000,471000,3824000,Minor obstacle,Major obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Very severe obstacle,No obstacle,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Customs and Trade Regulations,Tax Rates,Minor obstacle,Yes,Yes,Yes,Yes,No,No,No,Yes,Large impact,Yes,Large impact,-44,-44,-44,-44,-44,-44,No,No impact,No,No impact,-44,-44,-44,-44,-44,-44,Yes,Large impact,No,No impact,-44,-44,-44,-44,-44,-44,Yes,Large impact,No,No impact,-44,-44,-44,-44,-44,-44,No,No impact,No,No impact,-44,-44,-44,-44,-44,-44,No,No impact,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,No,No impact,Yes,Large impact,-44,-44,-44,-44,-44,-44,No,No impact,No,No impact,-44,-44,-44,-44,-44,-44,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,Truthful,Are taken directly from the establishment's records, 14249,49,Saint Lucia,Saint Lucia,Basic metals,508669,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Female,Male,2005,No,Yes,2005,6,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,3,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,100,95,115,0,0, -44,15,55,30,0,Individuals,5,65,30,bread,90,National,10,Increased,Remained the same,More than 5,85,15,0,2006,france,45,dominica,25,5,0,0,75,25,No,-44,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to agree,Tend to agree,Yes,No,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,No,5,Yes,1,No,Yes,0,1,-44,No,-44,-44,No,-44,-44,No,-44,-44,8,22,7,7,5,3,3,0,0,2,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3,7,28000,6,28000,5,32000,1,17000,1,15000,1,19000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,2900,1,2800,1,3400,1,2700,1,2700,1,3000,0,-77,0,-77,0,-77,7,3000,7,2900,8,3400,5,2800,5,2700,4,3200,Increase/decreased demand for goods, -44,University graduate,Completed college/vocational training,Post graduated,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Completed secondary,Completed secondary,Very important,Slightly important,Critical,Important,Very important,Important,Important,Important,Important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Very important,Very important,Very important,Important,Important,Critical,Critical,Important,Important,Critical,Not important,Slightly important,Important,Slightly important,Not important,Important,Important,Very important,Critical,Critical,Important,Very important,Very important,Important,Important,Important,Important,Very important,Not important,Critical,Slightly important,Very important,Critical,Critical,Very important,Critical,Slightly important,Not important,Very important,Not important,Very important,Slightly important,Slightly important,Important,Slightly important,Important,Important,Important,Slightly important,Important,Not important,Slightly important,Slightly important,Very important,Important,Very important,Critical,Critical,Very important,Not important,Slightly important,Important,Very important,Slightly important,Not important,Slightly difficult,Very difficult,Difficult,0,16,Slightly difficult,Difficult,Difficult,1,10,Not difficult,Slightly difficult,Slightly difficult,1,2,Slightly difficult,Slightly difficult,Not difficult,1,3,Slightly difficult,Slightly difficult,Not difficult,1,10,Not difficult,Difficult,Slightly difficult,0,6,Slightly difficult,Difficult,Slightly difficult,0,9,Slightly difficult,Slightly difficult,Not difficult,1,3,Slightly difficult,Not difficult,Slightly difficult,1,1,Critical,Critical,Very important,Important,Very important,Not important,Not important,Not important,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Through family/friends, -44,Yes to hire,Yes,1,No,-44,Yes,2,2,No,The firm is affraid of investing in workers that after the t,Yes,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Yes,100,0, -44,0,Yes,13,No,60,16,4,0,20,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Size of loan and maturity are insufficiant,2030000,2330000,1001900,260000,77000,46600,101000,0,0,0,0,0,0,522000,87000,678000,128000,1505000,No obstacle,Minor obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,Minor obstacle,No obstacle,Very severe obstacle,Major obstacle,No obstacle,Moderate obstacle,No obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Access to finance,"Crime, theft and disorder",Labor Regulations,Minor obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Local business association, -44,Human resources Support, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 14242,42,Saint Lucia,Saint Lucia,Non-metallic mineral products,508662,Yes,4,Establishment physically separated from HQ and other establi,Yes,-44,Shareholding company with non-traded shares or shares traded, -44,20,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Male,1988,No,Yes,1988,5,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,0,1,1,-44,No,-44,-44,-44,-44,Yes,1,4,1,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,100,90,100,0,0, -44,5,65,30,10,Medium private firms (20-100 employees),35,60,5,concrete,90,National,20,Decreased,Increased,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,75,25,No,-44,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,-44, -44,Tend to disagree,Strongly disagree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,Yes,0,No,-44,-44,No,-44,0,-44,Yes,14,Yes,No,-44,-44,Yes,0,2,16,22,7,7,5,3,5,1,1,1,2,2,0,0,0,0,0,0,0,1,1,0,0,0,0,9,19000,8,18000,8,21000,1,16000,2,15000,1,18000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,3100,1,2800,1,3500,1,2800,1,2500,1,3000,0,-77,0,-77,0,-77,7,2700,7,2700,6,3100,5,2900,5,2800,5,3400,-44, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Completed secondary,Completed secondary,Completed secondary,Important,Slightly important,Very important,Important,Very important,Very important,Slightly important,Important,Important,Slightly important,Important,Important,Slightly important,Slightly important,Very important,Critical,Critical,Critical,Important,Very important,Very important,Critical,Important,Important,Critical,Slightly important,Slightly important,Important,Slightly important,Slightly important,Critical,Important,Very important,Critical,Critical,Important,Very important,Important,Slightly important,Slightly important,Important,Important,Very important,Slightly important,Critical,Very important,Critical,Critical,Very important,Critical,Critical,Not important,Not important,Important,Not important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Important,Important,Slightly important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Important,Important,Critical,Critical,Critical,Very important,Important,Not important,Important,Important,Slightly important,Slightly important,Not difficult,Very difficult,Slightly difficult,1,18,Difficult,Very difficult,Very difficult,0,14,Slightly difficult,Difficult,Slightly difficult,0,8,Slightly difficult,Slightly difficult,Not difficult,0,2,Slightly difficult,Slightly difficult,Slightly difficult,1,10,Difficult,Very difficult,Slightly difficult,1,7,Slightly difficult,Slightly difficult,Difficult,1,7,Slightly difficult,Not difficult,Not difficult,1,10,Not difficult,Not difficult,Not difficult,1,1,Important,Very important,Not important,Important,Very important,Slightly important,Slightly important,Slightly important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,Private placement office, -44,No,-44,-44,-44,-44,Yes,4,2,No,Other,Yes,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,No,0,100, -44,0,No,-44,No,56,19.2,4.800000000000001,0,20,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,3,3,Incompleteness of loan application,-44,1740000,2000000,1040000,580000,160000,756000,378000,363000,46000,16000,48000,0,0,4725000,475000,6750000,669000,17483000,No obstacle,Minor obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Corruption,Customs and Trade Regulations,Transportation,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Community based organization, -44,"General management, Business development and Strategies supp", -44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 14235,35,Saint Lucia,Saint Lucia,Retail,508655,No,-44,-44,-44,-44,Partnership (including limited liability companies), -44,25,50,50,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Male,1989,No,Yes,1989,6,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,3,1,-44,No,-44,-44,-44,-44,Yes,1,0,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,40,40,20,0,Individuals,10,65,25,dry fruits,90,National,10,Decreased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,70,30,No,-44,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Moderate obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,Outside working hours,Other,Money,2000,A fellow employee,No,No,Police have not done anything in the past,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,3,Outside working hours,Firearm/gun,Money,400,Gang related,No,No,No loss or damage,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,No,0,No,-44,-44,Yes,10,.5,-44,No,-44,-44,No,-44,-44,No,-44,-44,2,22,7,7,5,3,1,0,0,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3,7,25000,7,22000,7,29000,1,18000,2,18000,1,20000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,3000,1,2800,1,3400,1,2800,1,2500,1,3000,7,2500,6,2500,6,2800,0,-77,0,-77,0,-77,5,2900,6,3000,6,3400,Increase/decreased demand for goods, -44,University graduate,Completed college/vocational training,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Completed secondary,Started but did not complete college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed primary school,Important,Not important,Critical,Important,Important,Very important,Slightly important,Slightly important,Important,Important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Critical,Very important,Very important,Important,Important,Critical,Critical,Important,Slightly important,Very important,Not important,Slightly important,Slightly important,Not important,Not important,Slightly important,Important,Very important,Critical,Critical,Very important,Very important,Important,Important,Very important,Slightly important,Important,Very important,Important,Very important,Slightly important,Critical,Very important,Critical,Very important,Critical,Slightly important,Not important,Important,Not important,Important,Important,Slightly important,Not important,Slightly important,Important,Important,Important,Slightly important,Important,Slightly important,Not important,Slightly important,Important,Important,Critical,Critical,Critical,Critical,Not important,Slightly important,Very important,Important,Important,Slightly important,Not difficult,Very difficult,Difficult,0,23,Not difficult,Very difficult,Difficult,0,9,Slightly difficult,Slightly difficult,Difficult,0,6,Slightly difficult,Not difficult,Slightly difficult,1,1,Slightly difficult,Slightly difficult,Not difficult,1,6,Slightly difficult,Slightly difficult,Difficult,0,10,Not difficult,Slightly difficult,Slightly difficult,1,9,Not difficult,Not difficult,Not difficult,1,7,Not difficult,Not difficult,Not difficult,1,2,Very important,Critical,Very important,Not important,Important,Slightly important,Slightly important,Slightly important,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Major obstacle,Minor obstacle,Major obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,Public placement office, -44,No,-44,-44,-44,-44,Yes,1,2,Yes,-44,Yes,Very severe obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,No,0,100, -44,0,No,-44,No,75,0,0,0,25,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Did not think it would be approved,290000,240000,122400,64800,24000,9600,40800,3000,0,0,1000,0,0,34000,67000,53000,84000,126000,Minor obstacle,No obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,No obstacle,Minor obstacle,Major obstacle,No obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Macroeconomic environment,Cost of finance,No obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Already used this type of assistance in the past and wasn't, -44,-44,-44, -44,-44, -44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 14274,74,Saint Lucia,Saint Lucia,Hotel and restaurants,508694,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Male,2000,No,Yes,2000,7,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,5,3,1,-44,No,-44,-44,-44,-44,Yes,0,4,0,-44,Yes,2,1,2,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,0,60,40,0,Medium private firms (20-100 employees),10,50,40,food,95,National,15,Increased,Remained the same,More than 5,80,20,0,2001,united kingdom,15,dominica,5,4,0,4,55,45,Yes,8,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,-44, -44,Tend to disagree,Tend to agree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,Yes,5,Yes,3,Yes,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,18,22,7,7,5,3,0,0,4,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,7,22000,6,22000,5,25000,1,14000,2,13000,1,16000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,3300,1,3300,1,3700,1,3000,1,2800,1,3500,7,2900,6,3000,6,3100,0,-77,0,-77,0,-77,5,2700,5,2500,5,3100,Increase/decreased demand for goods, -44,Post graduated,Completed secondary,University graduate,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Very important,Slightly important,Critical,Very important,Important,Very important,Important,Important,Important,Important,Important,Important,Slightly important,Slightly important,Slightly important,Critical,Critical,Very important,Slightly important,Important,Critical,Very important,Important,Slightly important,Very important,Slightly important,Very important,Important,Important,Slightly important,Critical,Important,Important,Very important,Critical,Important,Very important,Important,Important,Important,Important,Important,Very important,Not important,Critical,Important,Very important,Critical,Critical,Very important,Very important,Slightly important,Not important,Important,Slightly important,Important,Very important,Slightly important,Slightly important,Important,Very important,Very important,Important,Important,Important,Not important,Slightly important,Not important,Important,Important,Critical,Critical,Critical,Critical,Not important,Slightly important,Very important,Important,Slightly important,Important,Not difficult,Very difficult,Difficult,0,23,Slightly difficult,Very difficult,Slightly difficult,1,9,Slightly difficult,Difficult,Slightly difficult,0,10,Slightly difficult,Slightly difficult,Slightly difficult,1,3,Slightly difficult,Slightly difficult,Slightly difficult,0,5,Not difficult,Difficult,Slightly difficult,1,4,Not difficult,Difficult,Slightly difficult,0,5,Not difficult,Not difficult,Slightly difficult,1,2,Not difficult,Not difficult,Not difficult,0,1,Very important,Very important,Slightly important,Important,Very important,Slightly important,Slightly important,Not important,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Public announcement/advertisement, -44,No,-44,-44,-44,-44,Yes,1,2,Yes,-44,Yes,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,No obstacle,Yes,0,100, -44,0,No,-44,No,60,20,5,0,15,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,4,4,Incompleteness of loan application,-44,2210000,2390000,1123300,950000,84000,119500,23000,43000,6000,6000,3000,0,0,453000,541000,621000,741000,969000,No obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,No obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Cost of finance,Customs and Trade Regulations,Transportation,Minor obstacle,Yes,Yes,No,No,No,No,Yes,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Negative impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Large impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Large impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Large impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,Yes,No,Yes,No,No,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Truthful,Are taken directly from the establishment's records, 14275,75,Saint Lucia,Saint Lucia,Machinery and equipment,508695,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Female,1991,Yes,Yes,1991,10,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,0,3,0,-44,No,-44,-44,-44,-44,Yes,0,0,0,-44,No,-44,-44,-44,-44,Yes,3,Yes,Yes,Yes,90,65,110,10,0, -44,10,50,40,4,Small private firms (less than 20 employees),35,55,10,mattress,55,Local,10,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,95,5,No,-44,Yes,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,-44, -44,Strongly agree,Tend to disagree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,0,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,No,0,No,-44,-44,Yes,0,-44,0,No,-44,-44,No,-44,-44,No,-44,-44,18,22,7,7,5,3,3,1,0,2,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,7,26000,7,26000,7,29000,1,17000,2,17000,1,19000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,3000,1,2700,1,3600,1,3300,1,3100,1,3600,0,-77,0,-77,0,-77,7,3300,6,3100,6,3900,5,2600,5,2400,5,3000,-44, -44,University graduate,Post graduated,Post graduated,Post graduated,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete secondary,Completed secondary,Started but did not complete secondary,Important,Important,Critical,Important,Important,Very important,Important,Important,Important,Important,Important,Slightly important,Slightly important,Not important,Important,Critical,Very important,Very important,Important,Very important,Very important,Critical,Important,Very important,Very important,Slightly important,Slightly important,Important,Not important,Not important,Critical,Important,Slightly important,Critical,Very important,Slightly important,Very important,Very important,Very important,Very important,Important,Very important,Very important,Important,Critical,Important,Critical,Critical,Very important,Very important,Very important,Not important,Not important,Important,Not important,Important,Important,Not important,Slightly important,Slightly important,Important,Very important,Important,Important,Important,Not important,Slightly important,Not important,Slightly important,Very important,Critical,Very important,Critical,Critical,Not important,Not important,Important,Important,Slightly important,Slightly important,Not difficult,Almost impossible,Very difficult,1,24,Slightly difficult,Very difficult,Difficult,0,7,Slightly difficult,Slightly difficult,Slightly difficult,0,5,Not difficult,Not difficult,Slightly difficult,0,3,Slightly difficult,Difficult,Slightly difficult,1,2,Not difficult,Difficult,Slightly difficult,0,5,Slightly difficult,Difficult,Slightly difficult,1,10,Not difficult,Slightly difficult,Slightly difficult,0,5,Not difficult,Not difficult,Not difficult,1,1,Slightly important,Very important,Not important,Not important,Critical,Slightly important,Slightly important,Not important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,No obstacle,Private placement office, -44,No,-44,-44,-44,-44,Yes,0,2,No,The firm does not have enough information about training pro,Yes,Major obstacle,Very severe obstacle,No obstacle,Major obstacle,Minor obstacle,No obstacle,Yes,0,100, -44,0,Yes,15,No,75,0,0,0,25,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,2,2,Problems with credit history/report,-44,1910000,2520000,1083600,630000,202000,50000,76000,91000,2000,1000,1000,0,0,515000,129000,818000,161000,1521000,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,No obstacle,Minor obstacle,Major obstacle,Minor obstacle,No obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Practices of competitors in the informal sector,Cost of finance,Minor obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not aware of this type of assistance and don't know it advan, -44,-44,-44, -44,-44, -44,Yes,No,Yes,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 14244,44,Saint Lucia,Saint Lucia,Hotel and restaurants,508664,No,-44,-44,-44,-44,Partnership (including limited liability companies), -44,50,40,60,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Female,1995,No,Yes,1995,6,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,0,1,0,-44,Yes,2,0,0,-44,Yes,2,2,1,-44,Yes,1,3,2,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0, -44,15,45,40,5,Medium private firms (20-100 employees),10,65,25,accomodation,70,National,10,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,45,55,Yes,13,No,No,No,No,Yes,No,Yes,Other company of the sector, -44,No,No,No,No,Yes,No,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,Important,Very Important,Very Important,Critical,Slightly important,Important,Very Important,Yes,45,Yes,40,Yes,15,Yes,Yes,20000,-44,No,No,No,No,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,No obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,-44, -44,Tend to disagree,Strongly disagree,Tend to agree,Tend to disagree,Yes,No,-44,-44,-44,-44,No,-44,-44,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,2,During working hours,Other,Money,20000,Other,Yes,Yes,-44,Yes,3,During working hours,Other,Money,1000,Other,No,Yes,-44,Yes,1,Outside working hours,Knife,Other company property,200,A customer,No,No,There was no insurance requirement,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,20000,0,No,No,No,No,Yes,No,-44,-44,No,-44,-44,No,Yes,Yes,2,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,60,23,7,8,5,3,7,0,5,1,4,3,1,0,0,1,0,0,0,1,1,1,0,0,3,10,28000,9,28000,8,30000,1,13000,1,13000,1,15000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,3100,1,3000,1,3400,1,3400,1,3400,1,3800,9,3000,9,3000,9,3500,0,-77,0,-77,0,-77,5,2700,6,2500,6,3100,-44, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed primary school,Very important,Slightly important,Critical,Important,Very important,Very important,Important,Important,Slightly important,Important,Important,Important,Important,Slightly important,Important,Critical,Critical,Very important,Important,Important,Critical,Critical,Important,Important,Critical,Slightly important,Slightly important,Very important,Not important,Not important,Critical,Very important,Very important,Critical,Very important,Slightly important,Critical,Important,Very important,Slightly important,Important,Important,Very important,Not important,Critical,Important,Critical,Very important,Very important,Critical,Critical,Not important,Not important,Slightly important,Not important,Very important,Very important,Slightly important,Slightly important,Slightly important,Important,Very important,Slightly important,Important,Important,Not important,Not important,Not important,Important,Very important,Critical,Critical,Very important,Critical,Not important,Not important,Very important,Important,Important,Not important,Not difficult,Almost impossible,Slightly difficult,1,9,Not difficult,Very difficult,Difficult,1,4,Not difficult,Difficult,Slightly difficult,1,8,Slightly difficult,Difficult,Slightly difficult,0,3,Not difficult,Slightly difficult,Slightly difficult,1,10,Slightly difficult,Difficult,Difficult,0,5,Not difficult,Slightly difficult,Slightly difficult,0,4,Not difficult,Not difficult,Slightly difficult,1,7,Not difficult,Not difficult,Not difficult,0,2,Very important,Slightly important,Very important,Slightly important,Very important,Slightly important,Not important,Not important,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Public announcement/advertisement, -44,No,-44,-44,-44,-44,Yes,4,2,Yes,-44,Yes,Major obstacle,Major obstacle,No obstacle,Major obstacle,Major obstacle,No obstacle,Yes,0,100, -44,0,No,-44,No,20,36,9,0,25,0,0,0,0,0,0,0,10, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,2,2,Problems with credit history/report,-44,1470000,1650000,726000,511500,73000,66000,92000,21500,2000,3000,4000,0,0,272000,422000,446000,611000,705000,No obstacle,Minor obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Macroeconomic environment,Tax Rates,Telecommunications,Moderate obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Too expensive, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 14245,45,Saint Lucia,Saint Lucia,Retail,508665,Yes,5,Establishment physically separated from HQ and other establi,Yes,-44,Shareholding company with non-traded shares or shares traded, -44,65,70,30,0,0,Predominantly men,No,No,21,Makes major strategic and fiancial decisions,20,4,Predominantly men,Male,Male,Female,1981,No,Yes,1981,8,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,0,3,0,-44,Yes,2,0,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,No,No,Yes,0,-44,-44,100,0, -44,15,50,35,0,Individuals,40,55,5,furniture,70,National,10,Decreased,Remained the same,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,50,50,Yes,9,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,Yes,No,No,No,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,-44, -44,Strongly agree,Tend to disagree,Tend to agree,Tend to disagree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,No,0,Yes,2,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,4,23,7,8,5,3,0,0,3,2,4,3,1,0,0,0,0,0,0,1,1,1,0,0,3,10,26000,9,25000,9,30000,1,16000,1,16000,1,19000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,2800,1,2600,1,3200,1,3400,1,3000,1,3800,9,2900,10,2700,11,3300,0,-77,0,-77,0,-77,5,2700,6,2500,6,3100,Economic upturn/downturn, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Completed secondary,Started but did not complete college/vocational training,Completed college/vocational training,Completed college/vocational training,-44,-44,Completed secondary,Completed secondary,Important,Important,Critical,Very important,Very important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Slightly important,Not important,Not important,Important,Very important,Very important,Very important,Important,Important,Very important,Very important,Slightly important,Important,Very important,Important,Very important,Important,Slightly important,Not important,Important,Slightly important,Slightly important,Critical,Critical,Important,Critical,Important,Very important,Very important,Very important,Important,Very important,Important,Very important,Important,Critical,Critical,Very important,Very important,Very important,Slightly important,Not important,Very important,Not important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Important,Very important,Slightly important,Very important,Slightly important,Slightly important,Not important,Important,Important,Critical,Critical,Critical,Very important,Not important,Not important,Important,Important,Not important,Slightly important,Slightly difficult,Very difficult,Difficult,1,19,Slightly difficult,Very difficult,Difficult,0,13,Slightly difficult,Slightly difficult,Difficult,1,9,Not difficult,Not difficult,Not difficult,1,1,Slightly difficult,Slightly difficult,Slightly difficult,1,5,Slightly difficult,Slightly difficult,Slightly difficult,1,10,Not difficult,Very difficult,Slightly difficult,0,5,Not difficult,Difficult,Slightly difficult,0,7,Not difficult,Slightly difficult,Not difficult,1,2,Very important,Very important,Very important,Slightly important,Very important,Not important,Not important,Slightly important,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,No obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Public placement office, -44,Yes to fire,No,-44,Yes,1,Yes,3,1,Yes,-44,Yes,Major obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,Yes,0,100, -44,0,No,-44,No,70,0,0,0,20,0,0,0,0,0,0,0,10, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Other,1370000,1350000,648000,360000,32000,67500,353000,13500,2000,3000,1000,0,0,234000,198000,378000,324000,949000,No obstacle,Minor obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,No obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Access to finance,Corruption,Customs and Trade Regulations,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Already used this type of assistance in the past and wasn't, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,No,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 14237,37,Saint Lucia,Saint Lucia,Retail,508657,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,60,100,0,0,0,Predominantly men,No,Yes,32,Makes major strategic and fiancial decisions,11,5,Predominantly men,Female,Male,Male,2002,Yes,Yes,2002,14,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,1,1,-44,No,-44,-44,-44,-44,Yes,1,0,1,-44,Yes,2,2,2,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,50,30,20,0,Others,25,45,30,clothes,100,National,5,Remained the same,Decreased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,55,45,Yes,6,No,No,No,No,Yes,No,Yes,Competitor, -44,No,Yes,No,No,No,No,-44,-44,-44,-44,Yes,No,No,No,Yes,Yes,Yes,Yes,No, -44,Slightly important,Important,Very Important,Very Important,Slightly important,Very Important,Very Important,Yes,25,Yes,75,No,-44,Yes,No,10000,-44,No,No,No,No,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,Yes,Yes,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,5,No,-44,-44,No,-44,1,-44,No,-44,-44,No,-44,-44,No,-44,-44,5,25,8,8,6,3,2,2,1,2,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3,8,28000,8,25000,7,32000,1,13000,1,12000,1,15000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,3400,1,3500,1,3900,1,3400,1,3100,1,3900,8,2600,8,2500,8,2900,0,-77,0,-77,0,-77,6,2700,6,2500,5,2900,-44, -44,University graduate,Completed secondary,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed secondary,-44,-44,Completed secondary,Started but did not complete secondary,Very important,Slightly important,Very important,Important,Very important,Important,Slightly important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Important,Slightly important,Slightly important,Very important,Critical,Critical,Important,Important,Very important,Critical,Important,Important,Critical,Important,Slightly important,Very important,Slightly important,Slightly important,Critical,Very important,Critical,Critical,Critical,Important,Very important,Important,Very important,Important,Important,Important,Critical,Important,Very important,Important,Critical,Critical,Very important,Very important,Critical,Slightly important,Not important,Important,Not important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Important,Slightly important,Important,Important,Not important,Slightly important,Slightly important,Important,Important,Critical,Very important,Critical,Very important,Slightly important,Slightly important,Slightly important,Important,Slightly important,Important,Slightly difficult,Very difficult,Difficult,0,21,Slightly difficult,Almost impossible,Slightly difficult,1,7,Slightly difficult,Difficult,Slightly difficult,1,6,Not difficult,Not difficult,Slightly difficult,1,3,Slightly difficult,Difficult,Slightly difficult,1,8,Not difficult,Difficult,Slightly difficult,0,6,Slightly difficult,Difficult,Difficult,1,10,Not difficult,Slightly difficult,Slightly difficult,0,8,Not difficult,Not difficult,Not difficult,1,2,Slightly important,Very important,Very important,Not important,Very important,Not important,Not important,Not important,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,Public placement office, -44,Yes to hire,Yes,3,No,-44,Yes,5,2,Yes,-44,Yes,Minor obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,No obstacle,Minor obstacle,Yes,0,100, -44,0,Yes,10,Yes,65,0,0,0,35,0,0,0,0,0,0,0,0, -44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Application procedures for loans or line of credit are compl,1760000,1710000,957600,470000,51000,51300,44000,13500,1000,1000,2000,17000,0,321000,298000,479000,445000,833000,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,No obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Corruption,Tax Rates,Electricity,No obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Community based organization, -44,Human resources Support, -44,Yes,No,Yes,No,-44,-44,Yes,No,No,Yes,No,No,No,-44,-44,Yes,No,No,Yes,No,Yes,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 14228,28,Saint Lucia,Saint Lucia,Retail,508648,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,1990,No,Yes,1990,6,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,3,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,No,No,Yes,0,-44,-44,100,0, -44,20,45,35,0,Others,15,65,20,home appliance,35,National,5,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,30,70,Yes,13,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,Yes,No,No obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,No obstacle,Major obstacle,Minor obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to agree,Strongly disagree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,Yes,Yes,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,Yes,5,Yes,No,-44,-44,0,No,-44,-44,No,-44,-44,No,-44,-44,8,26,8,9,6,3,0,2,1,2,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,8,22000,8,21000,7,25000,1,15000,1,14000,1,18000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,3400,1,3100,1,3700,1,3200,1,2900,1,3800,9,2700,9,2500,9,3100,0,-77,0,-77,0,-77,6,2600,6,2600,5,3000,-44, -44,University graduate,Completed college/vocational training,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,-44,-44,Completed secondary,Completed primary school,Important,Slightly important,Critical,Very important,Important,Important,Important,Important,Very important,Important,Slightly important,Important,Slightly important,Important,Important,Critical,Critical,Very important,Important,Important,Very important,Critical,Very important,Important,Very important,Slightly important,Very important,Very important,Not important,Not important,Important,Important,Important,Critical,Critical,Important,Important,Important,Important,Slightly important,Important,Important,Very important,Slightly important,Very important,Slightly important,Critical,Critical,Very important,Very important,Very important,Slightly important,Slightly important,Important,Slightly important,Important,Important,Slightly important,Important,Not important,Important,Important,Important,Important,Important,Not important,Slightly important,Slightly important,Very important,Very important,Critical,Very important,Critical,Very important,Not important,Important,Important,Important,Not important,Slightly important,Not difficult,Very difficult,Slightly difficult,1,13,Slightly difficult,Very difficult,Slightly difficult,1,5,Slightly difficult,Difficult,Difficult,1,3,Slightly difficult,Not difficult,Slightly difficult,1,1,Slightly difficult,Slightly difficult,Difficult,1,4,Not difficult,Difficult,Slightly difficult,0,4,Not difficult,Slightly difficult,Difficult,1,5,Slightly difficult,Not difficult,Difficult,0,7,Not difficult,Not difficult,Not difficult,0,2,Important,Very important,Very important,Important,Very important,Not important,Not important,Not important,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,No obstacle,No obstacle,Through family/friends, -44,No,-44,-44,-44,-44,Yes,3,2,No,Other,Yes,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,No,0,100, -44,0,No,-44,No,60,16,4,0,20,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Collateral requirements for loans or line of credit are unat,1170000,1340000,656600,348400,67000,80400,287000,32000,2000,2000,4000,0,0,193000,339000,322000,429000,409000,Major obstacle,Major obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Macroeconomic environment,Customs and Trade Regulations,Cost of finance,Minor obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Government based organization, -44,"General management, Business development and Strategies supp", -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Truthful,Are taken directly from the establishment's records, 14253,53,Saint Lucia,Saint Lucia,Machinery and equipment,508673,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All women,Yes,Not applicable,100,Makes major strategic and fiancial decisions,39,2,Predominantly men,Male,Male,Female,1975,No,Yes,1975,12,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,6,2,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,100,80,145,0,0, -44,50,40,10,10,Small private firms (less than 20 employees),15,60,25,craft,85,National,15,Increased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,80,20,No,-44,Yes,Yes,No,No,Yes,No,Yes,Other company of the sector, -44,No,No,No,Yes,Yes,No,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,Slightly important,Important,Slightly important,Important,Slightly important,Important,Important,Yes,25,Yes,75,No,-44,No,No,0,-44,No,No,Yes,No,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,-44, -44,Strongly disagree,Tend to agree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,No,0,0,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,Yes,1,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,2,27,8,9,6,4,1,0,0,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3,8,30000,7,28000,6,33000,1,16000,1,15000,1,19000,1,11000,2,11000,1,13000,1,2800,1,3000,1,3000,1,3100,1,2800,1,3400,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,9,3400,10,3400,9,3700,6,2900,6,2600,5,3200,New production methods, -44,University graduate,Post graduated,University graduate,University graduate,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,Completed secondary,Completed secondary,Important,Slightly important,Critical,Very important,Important,Very important,Important,Slightly important,Important,Very important,Important,Important,Slightly important,Important,Very important,Very important,Very important,Critical,Important,Slightly important,Critical,Critical,Important,Important,Critical,Slightly important,Slightly important,Very important,Not important,Not important,Critical,Important,Important,Critical,Very important,Very important,Critical,Very important,Very important,Important,Very important,Important,Very important,Important,Critical,Important,Critical,Critical,Very important,Very important,Very important,Slightly important,Not important,Very important,Not important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Important,Important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Important,Critical,Critical,Critical,Critical,Slightly important,Not important,Important,Important,Slightly important,Not important,Not difficult,Very difficult,Slightly difficult,0,16,Slightly difficult,Very difficult,Slightly difficult,0,5,Slightly difficult,Difficult,Slightly difficult,0,7,Slightly difficult,Slightly difficult,Not difficult,1,1,Slightly difficult,Slightly difficult,Slightly difficult,1,10,Not difficult,Difficult,Difficult,1,10,Slightly difficult,Slightly difficult,Slightly difficult,0,3,Slightly difficult,Slightly difficult,Not difficult,1,10,Not difficult,Slightly difficult,Not difficult,0,1,Very important,Very important,Not important,Not important,Important,Slightly important,Slightly important,Not important,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Public placement office, -44,No,-44,-44,-44,-44,No,-44,-44,No,The benefits of training are small than the costs,Yes,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,No obstacle,Yes,0,100, -44,0,Yes,11,No,40,0,0,0,20,0,40,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,Yes,Line of credit,2011,10000,13,54,Other,Yes,Yes,No,No,No,No, -44,125,Yes,3,2,Insufficient profitability,-44,2020000,2190000,1051200,130000,50000,0,88000,45000,0,0,0,0,0,351000,101000,548000,161000,986000,Very severe obstacle,Very severe obstacle,No obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Very severe obstacle,No obstacle,Minor obstacle,Major obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Electricity,Telecommunications,Minor obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,Yes,Yes,No,Yes,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,Yes,Truthful,Are taken directly from the establishment's records, 14258,58,Saint Lucia,Saint Lucia,Retail,508678,No,-44,-44,-44,-44,Partnership (including limited liability companies), -44,25,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Female,Male,Female,1986,No,Yes,1986,7,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,1,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0, -44,30,55,15,3,Small private firms (less than 20 employees),40,40,20,doors,65,International,15,Increased,Remained the same,More than 5,10,90,0,1987,united kingdom,75,barbados,5,7,0,0,45,55,Yes,5,Yes,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to agree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,Outside working hours,Knife,Money,500,Group of criminals,No,No,Police have not done anything in the past,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,2,During working hours,Baseball bat,Money,850,Other,No,No,They occur too frequently,Yes,4,Outside working hours,Other,Other company property,1000,Other,No,No,No loss or damage,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,2,During working hours,Knife,Money,1500,Other,No,Yes,-44,Yes,Yes,50000,0,Yes,No,No,No,No,Yes,Yes,No,Yes,No,No,No,No,Yes,0,Yes,2,Yes,Yes,5,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,21,27,8,9,6,4,4,3,2,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,8,25000,7,24000,7,28000,1,19000,1,18000,1,22000,1,17000,2,15000,1,18000,1,3400,1,3000,1,4000,1,2700,1,2700,1,3100,0,-77,0,-77,0,-77,9,3400,9,3300,10,3700,0,-77,0,-77,0,-77,6,2900,7,2600,6,3200,New products require new skills, -44,University graduate,Completed college/vocational training,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Important,Important,Very important,Important,Important,Very important,Important,Slightly important,Very important,Important,Slightly important,Important,Important,Slightly important,Important,Critical,Critical,Critical,Important,Important,Critical,Critical,Important,Important,Critical,Important,Slightly important,Important,Slightly important,Not important,Critical,Very important,Important,Very important,Very important,Very important,Critical,Important,Important,Important,Important,Very important,Critical,Slightly important,Critical,Important,Very important,Critical,Very important,Very important,Critical,Not important,Not important,Important,Not important,Important,Important,Slightly important,Slightly important,Important,Very important,Very important,Slightly important,Slightly important,Important,Not important,Not important,Not important,Important,Important,Critical,Critical,Critical,Very important,Not important,Slightly important,Very important,Important,Not important,Not important,Not difficult,Very difficult,Difficult,1,20,Not difficult,Very difficult,Difficult,0,8,Slightly difficult,Difficult,Slightly difficult,1,7,Slightly difficult,Slightly difficult,Slightly difficult,0,1,Slightly difficult,Slightly difficult,Difficult,1,2,Slightly difficult,Slightly difficult,Slightly difficult,1,4,Not difficult,Slightly difficult,Slightly difficult,1,5,Not difficult,Slightly difficult,Not difficult,0,7,Not difficult,Not difficult,Not difficult,0,2,Very important,Very important,Slightly important,Not important,Very important,Slightly important,Slightly important,Not important,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,No obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,Public placement office, -44,No,-44,-44,-44,-44,Yes,5,2,Yes,-44,Yes,Major obstacle,Moderate obstacle,No obstacle,Major obstacle,Minor obstacle,Minor obstacle,Yes,0,100, -44,0,No,-44,No,75,0,0,0,25,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,Yes,Line of credit,2012,10000,12,36,Other,Yes,Yes,No,No,No,No, -44,175,Yes,3,2,Other objections,-44,3940000,4030000,1773200,710000,189000,120900,378000,101000,20000,8000,12000,0,0,860000,533000,1088000,846000,2035000,Moderate obstacle,No obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Minor obstacle,No obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,"Crime, theft and disorder",Practices of competitors in the informal sector,Minor obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Too expensive, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 14291,91,Saint Lucia,Saint Lucia,Machinery and equipment,508711,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,60,0,100,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Male,1993,No,Yes,1993,8,No,-44,-44,No,-44,-44,No,-44,-44,Yes,25,No,Yes,7,2,0,-44,No,-44,-44,-44,-44,Yes,4,0,1,-44,Yes,2,3,1,-44,No,-44,Yes,No,Yes,95,95,135,5,0, -44,0,60,40,0,Small private firms (less than 20 employees),15,50,35,filters for cable tv,55,National,5,Increased,Remained the same,More than 5,100,0,90,-44,-44,-44,-44,-44,-44,-44,-44,80,20,No,-44,Yes,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,Yes,No,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,No obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,-44, -44,Tend to disagree,Tend to agree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,8,No,-44,-44,No,-44,0,-44,Yes,12,No,Yes,50,No,No,-44,-44,90,27,8,9,6,4,8,0,6,1,8,4,2,1,1,2,0,1,0,2,1,1,3,1,0,12,21000,11,21000,11,24000,1,17000,1,16000,1,19000,1,11000,1,11000,1,13000,1,3300,1,3000,1,4000,2,2700,2,2600,2,3100,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,11,3000,10,2800,9,3400,7,2900,7,2900,6,3400,Increase/decreased demand for goods, -44,University graduate,Completed college/vocational training,University graduate,Post graduated,Completed college/vocational training,Completed secondary,Completed secondary,Completed secondary,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Completed secondary,Started but did not complete secondary,Important,Slightly important,Critical,Very important,Important,Important,Important,Important,Important,Very important,Slightly important,Important,Important,Not important,Very important,Critical,Very important,Very important,Important,Important,Critical,Critical,Important,Important,Critical,Not important,Slightly important,Very important,Not important,Slightly important,Critical,Important,Slightly important,Critical,Critical,Important,Very important,Slightly important,Very important,Very important,Very important,Important,Critical,Important,Critical,Slightly important,Critical,Very important,Very important,Very important,Critical,Slightly important,Slightly important,Important,Not important,Important,Important,Slightly important,Slightly important,Important,Important,Important,Important,Slightly important,Important,Not important,Slightly important,Not important,Important,Slightly important,Critical,Critical,Critical,Very important,Not important,Slightly important,Important,Important,Slightly important,Important,Not difficult,Very difficult,Slightly difficult,2,17,Not difficult,Difficult,Slightly difficult,0,8,Not difficult,Slightly difficult,Slightly difficult,1,4,Slightly difficult,Not difficult,Slightly difficult,0,3,Slightly difficult,Slightly difficult,Slightly difficult,1,10,Difficult,Difficult,Slightly difficult,0,2,Slightly difficult,Difficult,Slightly difficult,0,4,Not difficult,Not difficult,Difficult,2,8,Not difficult,Not difficult,Slightly difficult,0,2,Very important,Important,Very important,Not important,Important,Slightly important,Slightly important,Slightly important,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,No obstacle,Minor obstacle,Private placement office, -44,No,-44,-44,-44,-44,Yes,1,2,No,The firm is affraid of investing in workers that after the t,Yes,Very severe obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,No obstacle,No,0,100, -44,0,Yes,6,No,50,20,5,0,25,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,Yes,Line of credit,2010,5000000,14,24,Other,Yes,No,No,No,No,No, -44,125,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,13190000,15310000,7501900,4133700,107000,459300,312000,0,0,0,0,0,0,1650000,250000,2260000,321000,5537000,No obstacle,Minor obstacle,No obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,Minor obstacle,Minor obstacle,No obstacle,Major obstacle,No obstacle,Minor obstacle,Major obstacle,No obstacle,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Cost of finance,Access to land for expansion / relocation,Minor obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Local business association, -44,technological and Innovation Support, -44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,Truthful,Are taken directly from the establishment's records, 142101,101,Saint Lucia,Saint Lucia,Machinery and equipment,508721,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All women,Yes,Not applicable,100,Makes decisions in consultation with other partners,23,6,Predominantly men,Male,Female,Male,1991,No,Yes,1991,22,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,1,1,-44,No,-44,-44,-44,-44,Yes,6,1,0,-44,Yes,0,2,2,-44,No,-44,Yes,No,Yes,100,80,145,0,0, -44,50,40,10,0,Government or government agencies (including state-owned ent,5,55,40,windows,100,Local,10,Increased,Decreased,More than 5,100,0,100,-44,-44,-44,-44,-44,-44,-44,-44,75,25,No,-44,Yes,No,No,No,Yes,Yes,-44,-44, -44,-44,No,Yes,No,Yes,No,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,Slightly important,Very Important,Very Important,Important,Important,Very Important,Very Important,Yes,100,No,-44,No,-44,No,No,60000,-44,Yes,No,No,No,Major obstacle,Moderate obstacle,Minor obstacle,No obstacle,Moderate obstacle,Major obstacle,No obstacle,Major obstacle,Major obstacle,No obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,Yes,5,Yes,4,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,1,28,8,9,7,4,1,0,0,3,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3,8,27000,8,27000,7,31000,1,14000,2,13000,1,16000,1,11000,1,10000,1,12000,1,2800,1,3000,1,3000,1,3100,1,3100,1,3500,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,9,3200,10,3100,10,3600,7,2700,7,2500,7,2900,Increase/decreased demand for goods, -44,Post graduated,University graduate,University graduate,University graduate,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Completed secondary,Completed secondary,Important,Slightly important,Very important,Very important,Important,Very important,Slightly important,Very important,Important,Important,Slightly important,Important,Important,Important,Slightly important,Very important,Critical,Very important,Important,Important,Critical,Very important,Important,Slightly important,Critical,Not important,Slightly important,Important,Slightly important,Not important,Important,Important,Very important,Critical,Very important,Very important,Very important,Very important,Very important,Very important,Important,Important,Very important,Important,Very important,Important,Critical,Critical,Very important,Critical,Critical,Slightly important,Slightly important,Important,Not important,Very important,Important,Slightly important,Slightly important,Important,Important,Important,Slightly important,Slightly important,Very important,Not important,Slightly important,Not important,Slightly important,Very important,Very important,Very important,Critical,Critical,Slightly important,Slightly important,Important,Important,Slightly important,Slightly important,Slightly difficult,Difficult,Difficult,1,10,Slightly difficult,Very difficult,Difficult,1,10,Slightly difficult,Difficult,Slightly difficult,1,2,Slightly difficult,Slightly difficult,Slightly difficult,1,1,Slightly difficult,Slightly difficult,Difficult,1,8,Slightly difficult,Difficult,Slightly difficult,0,8,Not difficult,Difficult,Difficult,0,10,Slightly difficult,Not difficult,Not difficult,1,5,Not difficult,Slightly difficult,Not difficult,1,2,Very important,Very important,Important,Not important,Important,Not important,Slightly important,Not important,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Private placement office, -44,No,-44,-44,-44,-44,Yes,3,2,No,Other,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,5,Yes,85,0,0,0,15,0,0,0,0,0,0,0,0, -44,50,25,0,25,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Loan,2010,300000,15,60,Private commercial banks,Yes,No,No,No,No,No, -44,150,Yes,2,2,Problems with credit history/report,-44,16020000,15600000,7488000,390000,608000,0,63000,0,0,0,0,1716000,0,295000,163000,399000,214000,674000,Minor obstacle,No obstacle,No obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Access to finance,Cost of finance,Inadequately educated workforce,No obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 14257,57,Saint Lucia,Saint Lucia,Retail,508677,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,100,100,0,0,0,All women,Yes,Not applicable,100,Makes major strategic and fiancial decisions,23,8,Equally men and women,Male,Male,Male,1977,No,Yes,1977,25,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,5,2,1,-44,Yes,3,0,0,-44,Yes,4,0,1,-44,No,-44,-44,-44,-44,Yes,5,Yes,Yes,Yes,0,-44,-44,100,0, -44,15,55,30,2,Government or government agencies (including state-owned ent,20,55,25,groceries,90,Local,5,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,65,35,Yes,15,Yes,Yes,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Major obstacle,-44, -44,Tend to disagree,Strongly disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,1,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,Outside working hours,Other,Goods or stock,750,Gang related,No,No,Fear of negative publicity,Yes,1,During working hours,Knife,Goods or stock,10000,Gang related,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,2,During working hours,Other,Other company property,200,Group of criminals,No,No,-44,Yes,4,Outside working hours,Firearm/gun,Money,37000,Gang related,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,0,0,Yes,Yes,Yes,No,Yes,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,45,29,8,10,7,4,8,0,7,2,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,8,23000,8,22000,8,27000,1,15000,1,14000,1,17000,1,16000,1,15000,1,19000,1,3400,1,3000,1,4000,1,2900,1,2800,1,3300,0,-77,0,-77,0,-77,10,3000,9,2900,10,3400,0,-77,0,-77,0,-77,7,2800,7,2700,6,3100,New products require new skills, -44,University graduate,University graduate,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed primary school,Important,Slightly important,Critical,Important,Important,Important,Important,Slightly important,Very important,Important,Important,Important,Slightly important,Slightly important,Slightly important,Very important,Critical,Critical,Important,Important,Critical,Critical,Important,Very important,Critical,Slightly important,Important,Very important,Not important,Not important,Critical,Slightly important,Important,Critical,Very important,Very important,Very important,Important,Very important,Important,Important,Important,Very important,Important,Very important,Slightly important,Critical,Very important,Very important,Critical,Very important,Not important,Not important,Slightly important,Not important,Important,Important,Not important,Slightly important,Not important,Important,Very important,Important,Very important,Important,Not important,Not important,Slightly important,Important,Slightly important,Critical,Critical,Critical,Critical,Not important,Not important,Important,Very important,Slightly important,Slightly important,Not difficult,Very difficult,Difficult,1,16,Slightly difficult,Difficult,Very difficult,1,9,Slightly difficult,Slightly difficult,Difficult,0,3,Slightly difficult,Slightly difficult,Slightly difficult,0,3,Slightly difficult,Difficult,Not difficult,0,7,Slightly difficult,Slightly difficult,Difficult,0,6,Slightly difficult,Difficult,Very difficult,1,6,Slightly difficult,Slightly difficult,Difficult,0,6,Slightly difficult,Slightly difficult,Not difficult,0,2,Very important,Very important,Important,Important,Very important,Not important,Not important,Not important,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Private placement office, -44,No,-44,-44,-44,-44,Yes,3,2,No,The benefits of training are small than the costs,Yes,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Yes,0,100, -44,0,No,-44,Yes,80,0,0,0,20,0,0,0,0,0,0,0,0, -44,75,25,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Loan,2010,20000,10,60,Private commercial banks,Yes,No,No,Yes,No,No, -44,175,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,3600000,4310000,2025700,1379200,116000,258600,441000,120500,7000,12000,14000,431000,0,813000,1123000,1250000,1422000,2363000,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Customs and Trade Regulations,Tax administration,Telecommunications,No obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Local business association, -44,technological and Innovation Support, -44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,Truthful,Are taken directly from the establishment's records, 14254,54,Saint Lucia,Saint Lucia,Food,508674,No,-44,-44,-44,-44,Sole proprietorship, -44,100,0,100,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Male,1997,No,Yes,1997,4,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,3,0,-44,No,-44,-44,-44,-44,Yes,5,2,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,100,70,125,0,0, -44,20,40,40,0,Government or government agencies (including state-owned ent,15,45,40,jam and jelly,80,Local,10,Remained the same,Decreased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,95,5,No,-44,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,No obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,-44, -44,Tend to agree,Tend to disagree,Strongly disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,3,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,1,Yes,1,No,Yes,0,0,-44,No,-44,-44,No,-44,-44,Yes,20,2,15,29,8,10,7,4,1,1,0,3,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3,8,21000,8,21000,7,23000,1,15000,2,14000,1,17000,1,11000,2,11000,1,13000,1,2700,1,3000,1,3000,1,3000,1,3000,1,3500,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,10,3500,11,3200,11,3800,7,2700,8,2700,7,3100,Increase/decreased demand for goods, -44,University graduate,Completed college/vocational training,University graduate,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed secondary,Completed secondary,Started but did not complete secondary,Important,Important,Critical,Important,Important,Important,Slightly important,Important,Important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Very important,Very important,Critical,Important,Important,Critical,Critical,Important,Important,Very important,Not important,Important,Slightly important,Not important,Slightly important,Very important,Important,Important,Critical,Critical,Slightly important,Very important,Very important,Important,Very important,Slightly important,Important,Very important,Slightly important,Critical,Important,Critical,Critical,Very important,Critical,Critical,Slightly important,Slightly important,Important,Not important,Important,Slightly important,Not important,Slightly important,Slightly important,Slightly important,Important,Very important,Important,Important,Not important,Slightly important,Slightly important,Very important,Important,Critical,Critical,Critical,Very important,Not important,Slightly important,Slightly important,Very important,Important,Slightly important,Slightly difficult,Difficult,Difficult,1,17,Not difficult,Very difficult,Difficult,1,7,Slightly difficult,Slightly difficult,Difficult,1,2,Not difficult,Not difficult,Slightly difficult,1,1,Slightly difficult,Slightly difficult,Slightly difficult,1,4,Not difficult,Slightly difficult,Slightly difficult,1,2,Not difficult,Slightly difficult,Slightly difficult,1,10,Slightly difficult,Not difficult,Not difficult,1,6,Not difficult,Not difficult,Not difficult,1,2,Important,Important,Very important,Not important,Important,Not important,Slightly important,Not important,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Public announcement/advertisement, -44,No,-44,-44,-44,-44,No,-44,-44,No,The firm cannot afford the optimal level of training,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,Yes,11,No,90,0,0,0,10,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Application procedures for loans or line of credit are compl,670000,650000,331500,195000,52000,19500,45000,0,0,0,0,0,0,287000,216000,456000,300000,885000,No obstacle,Moderate obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Major obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,Very severe obstacle,Yes,No,No,Yes,No,Access to finance,"Crime, theft and disorder",Practices of competitors in the informal sector,No obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Administratie procedure is cumbersome, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 14263,63,Saint Lucia,Saint Lucia,Machinery and equipment,508683,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,65,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Male,Male,Female,1975,Yes,Yes,1975,9,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,3,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,90,65,60,10,0, -44,25,65,10,0,Your parent company or affiliated establishments,10,50,40,paint,60,National,30,Increased,Increased,2-5,90,10,0,1976,united kingdom,90,saint vincent and the grenadin,5,5,0,0,90,10,No,-44,Yes,Yes,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,Yes,No,No,No,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,Yes,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,Yes,2,No,No,-44,-44,0,No,-44,-44,No,-44,-44,No,-44,-44,15,29,8,10,7,4,0,3,2,1,2,2,0,0,0,0,0,0,0,1,1,0,0,0,3,10,29000,10,29000,9,33000,1,18000,2,18000,1,21000,1,15000,2,15000,1,17000,1,3000,1,3000,1,3000,1,2700,1,2700,1,3200,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,10,3300,9,3200,8,3800,7,2600,7,2500,6,3000,Increase demand for higher quality product, -44,University graduate,University graduate,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,Completed secondary,Started but did not complete secondary,Important,Slightly important,Critical,Important,Very important,Very important,Slightly important,Slightly important,Very important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Very important,Critical,Very important,Important,Important,Very important,Very important,Important,Important,Critical,Important,Very important,Important,Not important,Not important,Slightly important,Slightly important,Very important,Very important,Critical,Very important,Very important,Important,Important,Important,Important,Important,Very important,Important,Critical,Important,Critical,Critical,Critical,Critical,Critical,Slightly important,Not important,Important,Not important,Important,Very important,Not important,Not important,Important,Very important,Important,Important,Slightly important,Slightly important,Not important,Slightly important,Slightly important,Important,Important,Critical,Critical,Critical,Critical,Slightly important,Not important,Important,Important,Slightly important,Important,Slightly difficult,Very difficult,Difficult,1,15,Slightly difficult,Very difficult,Very difficult,0,11,Not difficult,Difficult,Slightly difficult,1,9,Slightly difficult,Slightly difficult,Slightly difficult,1,2,Slightly difficult,Difficult,Slightly difficult,0,7,Slightly difficult,Difficult,Difficult,1,2,Slightly difficult,Difficult,Slightly difficult,1,10,Not difficult,Not difficult,Slightly difficult,1,4,Not difficult,Not difficult,Not difficult,0,1,Very important,Slightly important,Important,Important,Important,Not important,Not important,Slightly important,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Private placement office, -44,No,-44,-44,-44,-44,No,-44,-44,No,The firm cannot afford the optimal level of training,Yes,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,No obstacle,Yes,0,100, -44,0,Yes,9,No,55,20,5,0,10,10,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,2,2,Problems with credit history/report,-44,3040000,3180000,1367400,1210000,111000,63600,4000,0,0,0,0,0,0,1092000,362000,1706000,482000,2747000,Minor obstacle,Major obstacle,No obstacle,Major obstacle,Yes,Yes,Yes,No,No,Yes,No,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,"Crime, theft and disorder",Customs and Trade Regulations,Moderate obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Local business association, -44,"General management, Business development and Strategies supp", -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 14294,94,Saint Lucia,Saint Lucia,Basic metals,508714,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Female,Female,1994,No,Yes,1994,17,No,-44,-44,No,-44,-44,No,-44,-44,Yes,22,No,Yes,2,4,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,100,80,105,0,0, -44,5,65,30,0,Others,5,40,55,bread,60,National,15,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,90,10,Yes,11,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,Yes,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to agree,Strongly disagree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,Yes,Yes,No,No,-44,-44,No,-44,-44,No,Yes,Yes,5,No,-44,-44,No,-44,1,-44,No,-44,-44,No,-44,-44,Yes,25,1,8,30,9,10,7,4,4,1,1,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3,9,20000,9,20000,8,23000,1,17000,2,17000,1,19000,1,15000,2,14000,1,18000,1,2900,1,3000,1,3000,1,3400,1,3300,1,3800,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,10,3300,10,3000,11,3900,7,2900,8,3000,7,3200,Economic upturn/downturn, -44,University graduate,University graduate,Post graduated,University graduate,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Completed secondary,Started but did not complete secondary,Important,Slightly important,Critical,Important,Important,Important,Slightly important,Important,Very important,Important,Important,Slightly important,Not important,Slightly important,Important,Critical,Critical,Critical,Important,Important,Critical,Very important,Very important,Important,Very important,Slightly important,Important,Important,Not important,Not important,Important,Slightly important,Very important,Very important,Critical,Very important,Very important,Very important,Important,Important,Important,Slightly important,Very important,Slightly important,Critical,Very important,Critical,Critical,Very important,Very important,Critical,Slightly important,Not important,Very important,Not important,Slightly important,Important,Important,Important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Very important,Not important,Slightly important,Not important,Very important,Important,Critical,Critical,Critical,Critical,Slightly important,Not important,Very important,Important,Not important,Not important,Slightly difficult,Very difficult,Slightly difficult,0,21,Slightly difficult,Very difficult,Difficult,0,12,Not difficult,Difficult,Slightly difficult,1,3,Slightly difficult,Slightly difficult,Slightly difficult,0,2,Slightly difficult,Not difficult,Difficult,0,6,Not difficult,Very difficult,Slightly difficult,0,6,Not difficult,Difficult,Difficult,1,9,Slightly difficult,Slightly difficult,Slightly difficult,1,2,Not difficult,Not difficult,Slightly difficult,1,1,Slightly important,Important,Slightly important,Slightly important,Very important,Not important,Not important,Slightly important,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Public announcement/advertisement, -44,No,-44,-44,-44,-44,Yes,3,2,Yes,-44,Yes,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,No,0,100, -44,0,No,-44,Yes,80,12,3,0,5,0,0,0,0,0,0,0,0, -44,75,12.5,0,12.5,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Line of credit,2012,30000,9,42,Private commercial banks,Yes,Yes,No,No,No,No, -44,150,Yes,2,1,Insufficient profitability,-44,11630000,14310000,7155000,150000,572000,63000,106000,0,2000,2000,2000,0,143000,280000,89000,459000,139000,927000,No obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,Minor obstacle,Very severe obstacle,Minor obstacle,No obstacle,Moderate obstacle,Major obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,Access to finance,"Crime, theft and disorder",Labor Regulations,No obstacle,Yes,Yes,No,Yes,No,No,No,-44,-44,Yes,Large impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Large impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Large impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Large impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Large impact,-44,-44,-44,-44,-44,-44,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 14255,55,Saint Lucia,Saint Lucia,Retail,508675,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Female,2003,No,Yes,2003,9,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,2,1,-44,No,-44,-44,-44,-44,Yes,3,0,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,20,40,40,0,Medium private firms (20-100 employees),25,50,25,flowers,80,National,10,Increased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,85,15,Yes,7,No,No,No,No,Yes,No,Yes,Laboratory or research center, -44,No,No,Yes,Yes,Yes,Yes,No,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,Slightly important,Very Important,Important,Very Important,Very Important,Very Important,Very Important,Yes,70,Yes,30,No,-44,Yes,No,20000,-44,No,Yes,No,No,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,-44, -44,Tend to agree,Tend to agree,Tend to agree,Tend to disagree,No,-44,-44,-44,-44,-44,No,-44,-44,Yes,2,-44,Yes,1,Outside working hours,Firearm/gun,Goods or stock,20000,Group of criminals,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,2,During working hours,Firearm/gun,Money,900,A supplier,No,No,Offenders rarely caught or prosecuted,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,During working hours,Knife,Money,40000,Gang related,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,Yes,No,-44,-44,No,-44,-44,No,Yes,No,0,Yes,1,No,No,-44,0,-44,No,-44,-44,Yes,30,Yes,Yes,30,2,4,30,9,10,7,4,1,1,0,2,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3,9,22000,9,22000,8,25000,1,13000,2,13000,1,15000,1,11000,1,10000,1,13000,1,3300,1,3000,1,4000,1,2900,1,2700,1,3400,0,-77,0,-77,0,-77,10,3000,10,2900,11,3500,0,-77,0,-77,0,-77,7,2900,8,2600,8,3200,Increase/decreased demand for goods, -44,University graduate,University graduate,University graduate,University graduate,Completed college/vocational training,Started but did not complete college/vocational training,Completed secondary,Completed college/vocational training,Completed college/vocational training,Completed secondary,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed secondary,Important,Not important,Critical,Very important,Very important,Important,Slightly important,Important,Important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Very important,Critical,Very important,Important,Important,Critical,Critical,Important,Slightly important,Critical,Slightly important,Slightly important,Important,Important,Important,Critical,Slightly important,Very important,Very important,Critical,Very important,Important,Very important,Important,Important,Important,Very important,Very important,Important,Very important,Important,Critical,Critical,Very important,Critical,Very important,Slightly important,Not important,Important,Slightly important,Important,Very important,Slightly important,Slightly important,Slightly important,Important,Very important,Slightly important,Slightly important,Very important,Not important,Not important,Slightly important,Important,Important,Critical,Critical,Very important,Critical,Not important,Slightly important,Important,Very important,Not important,Not important,Slightly difficult,Very difficult,Difficult,1,9,Slightly difficult,Very difficult,Difficult,0,13,Slightly difficult,Difficult,Slightly difficult,1,10,Not difficult,Difficult,Slightly difficult,1,1,Slightly difficult,Not difficult,Slightly difficult,0,8,Not difficult,Slightly difficult,Slightly difficult,1,5,Not difficult,Difficult,Slightly difficult,1,6,Not difficult,Slightly difficult,Slightly difficult,1,8,Not difficult,Not difficult,Not difficult,0,1,Important,Very important,Important,Not important,Very important,Not important,Slightly important,Slightly important,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Public placement office, -44,No,-44,-44,-44,-44,Yes,2,2,Yes,-44,Yes,Very severe obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Minor obstacle,No obstacle,Yes,0,100, -44,0,No,-44,Yes,80,0,0,0,20,0,0,0,0,0,0,0,0, -44,50,25,0,25,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Loan,2010,0,8,120,Private commercial banks,Yes,Yes,No,Yes,No,No, -44,175,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,2450000,3010000,1565200,210000,57000,0,45000,63000,13000,3000,4000,60000,0,556000,650000,843000,813000,2057000,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,"Crime, theft and disorder",Customs and Trade Regulations,Moderate obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 14280,80,Saint Lucia,Saint Lucia,Basic metals,508700,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,80,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Female,Male,Male,2003,No,Yes,2003,9,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,2,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,2,3,2,-44,No,-44,Yes,No,Yes,100,100,85,0,0, -44,50,30,20,0,Your parent company or affiliated establishments,0,65,35,bread,100,National,10,Decreased,Increased,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,95,5,Yes,13,Yes,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,No obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,4,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,Yes,Yes,No,No,-44,-44,No,-44,-44,No,Yes,No,11,Yes,2,No,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,0,2,13,31,10,10,7,4,5,2,1,2,3,3,0,0,0,0,0,0,0,1,1,0,0,0,0,13,26000,13,26000,12,31000,1,15000,1,15000,1,17000,1,16000,2,15000,1,18000,1,3000,1,3000,1,3000,1,3100,1,2900,1,3400,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,10,2900,9,2800,10,3200,7,2600,7,2500,6,2800,-44, -44,University graduate,Completed secondary,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Completed secondary,Completed primary school,Important,Important,Very important,Very important,Very important,Important,Important,Very important,Important,Important,Important,Important,Not important,Not important,Slightly important,Critical,Very important,Very important,Important,Important,Critical,Very important,Important,Important,Critical,Slightly important,Important,Slightly important,Not important,Not important,Important,Important,Important,Critical,Critical,Important,Critical,Important,Important,Very important,Important,Important,Very important,Important,Critical,Important,Critical,Critical,Critical,Critical,Critical,Slightly important,Not important,Very important,Not important,Important,Important,Not important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Slightly important,Important,Not important,Slightly important,Not important,Slightly important,Important,Critical,Critical,Critical,Critical,Not important,Slightly important,Important,Important,Slightly important,Slightly important,Not difficult,Very difficult,Difficult,2,23,Slightly difficult,Difficult,Difficult,1,8,Not difficult,Slightly difficult,Slightly difficult,0,9,Slightly difficult,Not difficult,Not difficult,1,1,Slightly difficult,Slightly difficult,Slightly difficult,0,2,Slightly difficult,Difficult,Difficult,0,10,Not difficult,Difficult,Slightly difficult,0,9,Not difficult,Slightly difficult,Not difficult,1,8,Not difficult,Not difficult,Not difficult,1,1,Very important,Critical,Very important,Slightly important,Important,Not important,Slightly important,Slightly important,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,Private placement office, -44,No,-44,-44,-44,-44,Yes,1,2,No,The firm does not have enough information about training pro,Yes,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Yes,0,100, -44,0,Yes,6,Yes,75,0,0,0,25,0,0,0,0,0,0,0,0, -44,25,75,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Loan,2008,400000,-44,108,Private commercial banks,No,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,2550000,2460000,1107000,610000,106000,113000,270000,0,2000,4000,6000,246000,0,434000,281000,578000,375000,665000,Minor obstacle,Minor obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Macroeconomic environment,Inadequately educated workforce,Customs and Trade Regulations,Minor obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Private independent fund, -44,technological and Innovation Support, -44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,Truthful,Are taken directly from the establishment's records, 14261,61,Saint Lucia,Saint Lucia,Retail,508681,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Female,Male,2001,No,Yes,2001,5,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,3,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,No,Yes,Yes,0,-44,-44,100,0, -44,40,35,25,0,Government or government agencies (including state-owned ent,45,35,20,fuel,85,National,20,Decreased,Remained the same,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,65,35,Yes,4,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,-44, -44,Tend to agree,Tend to agree,Tend to agree,Tend to disagree,Yes,No,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,Yes,1,No,No,-44,0,-44,Yes,12,Yes,No,-44,-44,Yes,0,2,1,31,10,10,7,4,1,1,1,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,10,22000,10,20000,10,25000,1,13000,1,13000,1,14000,1,12000,1,12000,1,14000,1,2700,1,3000,1,3000,1,3400,1,3400,1,3800,0,-77,0,-77,0,-77,10,3000,10,2900,11,3500,0,-77,0,-77,0,-77,7,2600,8,2600,8,2900,Economic upturn/downturn, -44,University graduate,Completed college/vocational training,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Important,Important,Critical,Important,Very important,Important,Important,Slightly important,Important,Slightly important,Important,Important,Slightly important,Slightly important,Slightly important,Very important,Very important,Critical,Slightly important,Important,Very important,Critical,Slightly important,Very important,Very important,Slightly important,Slightly important,Slightly important,Not important,Slightly important,Slightly important,Slightly important,Important,Critical,Very important,Important,Very important,Important,Important,Important,Very important,Important,Critical,Important,Critical,Slightly important,Critical,Critical,Critical,Critical,Critical,Not important,Slightly important,Important,Slightly important,Important,Very important,Not important,Slightly important,Not important,Slightly important,Very important,Very important,Important,Important,Not important,Slightly important,Not important,Important,Very important,Critical,Critical,Very important,Very important,Slightly important,Slightly important,Important,Important,Important,Slightly important,Not difficult,Almost impossible,Difficult,1,13,Not difficult,Very difficult,Slightly difficult,0,15,Not difficult,Slightly difficult,Slightly difficult,1,10,Slightly difficult,Slightly difficult,Not difficult,0,2,Slightly difficult,Slightly difficult,Difficult,1,3,Slightly difficult,Difficult,Difficult,0,4,Not difficult,Difficult,Slightly difficult,1,9,Not difficult,Not difficult,Slightly difficult,1,8,Not difficult,Not difficult,Not difficult,0,1,Important,Important,Slightly important,Not important,Very important,Slightly important,Not important,Not important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,Private placement office, -44,No,-44,-44,-44,-44,Yes,0,2,Yes,-44,Yes,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,No obstacle,Minor obstacle,Yes,0,100, -44,0,Yes,12,No,55,12,3,0,30,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,Yes,Line of credit,2011,30000,7,42,Other,Yes,No,No,No,No,No, -44,100,Yes,2,1,Incompleteness of loan application,-44,4010000,3820000,1948200,160000,69000,0,5000,76500,4000,15000,7000,0,0,842000,1132000,1108000,1490000,1130000,Minor obstacle,Minor obstacle,No obstacle,Major obstacle,No,No,No,No,Yes,Yes,No,No obstacle,No obstacle,No obstacle,Minor obstacle,Very severe obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Access to finance,Practices of competitors in the informal sector,Minor obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Government based organization, -44,"General management, Business development and Strategies supp", -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 14262,62,Saint Lucia,Saint Lucia,Machinery and equipment,508682,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Female,Male,1972,No,Yes,1984,41,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,5,1,-44,No,-44,-44,-44,-44,Yes,3,0,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,100,100,105,0,0, -44,25,40,35,0,Small private firms (less than 20 employees),25,70,5,glue,100,Local,10,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,65,35,No,-44,Yes,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,Yes,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,No obstacle,Moderate obstacle,Major obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,Yes,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,Yes,2,No,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,0,2,1,31,10,10,7,4,1,1,0,2,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,10,29000,10,27000,10,33000,1,11000,1,11000,1,13000,1,12000,2,11000,1,13000,1,2700,1,2000,1,3000,1,3200,1,3100,1,3700,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,10,3100,10,2800,11,3700,7,2700,8,2500,7,3100,Economic upturn/downturn, -44,Post graduated,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed secondary,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed secondary,Completed secondary,Completed primary school,Important,Important,Critical,Important,Important,Important,Important,Important,Important,Important,Important,Important,Slightly important,Slightly important,Very important,Very important,Very important,Very important,Slightly important,Important,Critical,Critical,Important,Important,Very important,Not important,Very important,Very important,Not important,Not important,Critical,Important,Critical,Very important,Critical,Important,Very important,Important,Important,Very important,Important,Important,Critical,Slightly important,Critical,Important,Very important,Critical,Very important,Very important,Critical,Not important,Not important,Important,Not important,Important,Important,Not important,Not important,Slightly important,Important,Very important,Important,Very important,Slightly important,Not important,Slightly important,Slightly important,Very important,Important,Critical,Critical,Critical,Critical,Slightly important,Not important,Important,Slightly important,Not important,Slightly important,Slightly difficult,Very difficult,Difficult,1,11,Slightly difficult,Almost impossible,Difficult,1,11,Not difficult,Very difficult,Slightly difficult,0,4,Not difficult,Slightly difficult,Slightly difficult,1,1,Slightly difficult,Not difficult,Not difficult,1,9,Slightly difficult,Slightly difficult,Slightly difficult,1,6,Not difficult,Difficult,Difficult,1,5,Not difficult,Not difficult,Not difficult,1,8,Not difficult,Not difficult,Slightly difficult,0,2,Important,Very important,Important,Important,Critical,Slightly important,Slightly important,Not important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,Public placement office, -44,No,-44,-44,-44,-44,Yes,2,2,No,The firm cannot afford the optimal level of training,Yes,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,No obstacle,No,0,100, -44,0,Yes,13,No,40,32,8,0,20,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,2,2,Incompleteness of loan application,-44,670000,780000,366600,250000,36000,15600,126000,126000,0,0,0,0,0,170000,75000,218000,107000,286000,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Tax administration,Practices of competitors in the informal sector,Minor obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,International organization, -44,technological and Innovation Support, -44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Truthful,Are taken directly from the establishment's records, 142117,117,Saint Lucia,Saint Lucia,Non-metallic mineral products,508737,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Male,2005,No,Yes,2005,12,No,-44,-44,No,-44,-44,No,-44,-44,Yes,30,No,Yes,0,1,1,-44,Yes,3,0,0,-44,No,-44,-44,-44,-44,Yes,0,4,1,-44,No,-44,No,No,Yes,90,70,135,10,0, -44,0,55,45,0,Large private firms (more than 100 employees),35,50,15,garment,80,National,15,Remained the same,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,95,5,Yes,3,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,Yes,Yes,No,No,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,No obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Major obstacle,Major obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,-44, -44,Tend to disagree,Strongly disagree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,Yes,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,Yes,4,Yes,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,0,2,5,33,10,11,8,4,1,0,0,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,10,25000,9,25000,8,28000,1,13000,2,12000,1,14000,1,13000,1,12000,1,15000,1,2700,1,3000,1,3000,1,3200,1,3100,1,3800,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,11,3300,11,3100,11,3700,8,2600,8,2600,7,3000,-44, -44,University graduate,Post graduated,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed secondary,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Completed secondary,Started but did not complete secondary,Important,Important,Critical,Very important,Important,Very important,Slightly important,Slightly important,Important,Important,Slightly important,Important,Not important,Slightly important,Important,Very important,Critical,Very important,Important,Important,Very important,Critical,Important,Slightly important,Very important,Slightly important,Slightly important,Important,Not important,Slightly important,Very important,Slightly important,Important,Critical,Critical,Important,Very important,Important,Very important,Very important,Important,Slightly important,Very important,Slightly important,Critical,Important,Critical,Critical,Critical,Very important,Critical,Slightly important,Not important,Very important,Not important,Important,Very important,Important,Slightly important,Slightly important,Important,Important,Important,Slightly important,Very important,Not important,Slightly important,Not important,Important,Important,Critical,Critical,Critical,Very important,Slightly important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Not difficult,Very difficult,Difficult,1,21,Slightly difficult,Very difficult,Difficult,0,11,Slightly difficult,Slightly difficult,Difficult,1,10,Slightly difficult,Slightly difficult,Not difficult,1,2,Slightly difficult,Slightly difficult,Slightly difficult,1,9,Slightly difficult,Slightly difficult,Difficult,1,8,Not difficult,Slightly difficult,Slightly difficult,1,10,Not difficult,Slightly difficult,Slightly difficult,2,7,Not difficult,Not difficult,Not difficult,0,2,Very important,Very important,Very important,Important,Very important,Not important,Slightly important,Not important,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,Private placement office, -44,No,-44,-44,-44,-44,No,-44,-44,No,The benefits of training are small than the costs,Yes,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,No obstacle,Yes,0,100, -44,0,No,-44,No,75,16,4,0,5,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,Yes,Line of credit,2012,20000,11,42,Other,Yes,No,Yes,No,No,No, -44,175,Yes,2,1,Collateral or cosigners unacceptable,-44,4940000,5470000,2570900,190000,235000,0,38000,0,0,0,0,0,0,280000,79000,378000,128000,393000,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,Access to finance,"Crime, theft and disorder",Tax Rates,Minor obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,International organization, -44,technological and Innovation Support, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are taken directly from the establishment's records, 14236,36,Saint Lucia,Saint Lucia,Machinery and equipment,508656,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,60,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Female,Male,1986,No,Yes,1986,13,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,3,0,-44,No,-44,-44,-44,-44,Yes,3,2,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,100,80,125,0,0, -44,30,55,15,0,Individuals,25,50,25,cleaning products,85,Local,10,Decreased,Remained the same,More than 5,90,10,0,1987,united kingdom,15,saint vincent and the grenadin,5,7,0,0,100,0,-44,-44,Yes,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,Yes,No,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,-44, -44,Tend to agree,Strongly disagree,Tend to disagree,Tend to disagree,Yes,No,-44,-44,-44,-44,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,Yes,0,Yes,3,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,22,34,10,11,8,5,0,0,3,2,7,3,2,1,1,0,0,0,0,1,1,1,2,1,0,13,20000,12,18000,12,23000,1,15000,1,14000,1,18000,1,14000,2,14000,1,16000,1,3200,1,3000,1,3000,2,3300,2,3100,2,3900,1,3400,1,3100,1,3900,0,-77,0,-77,0,-77,13,2900,13,2600,12,3300,9,2600,10,2400,9,3100,Increase/decreased demand for goods, -44,University graduate,University graduate,Post graduated,University graduate,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed secondary,Completed secondary,Completed secondary,Completed secondary,Very important,Important,Critical,Important,Important,Very important,Very important,Slightly important,Important,Important,Important,Slightly important,Not important,Slightly important,Slightly important,Critical,Critical,Critical,Important,Important,Critical,Critical,Important,Important,Very important,Slightly important,Important,Slightly important,Not important,Slightly important,Critical,Important,Important,Critical,Critical,Very important,Very important,Important,Very important,Important,Important,Very important,Critical,Important,Critical,Important,Very important,Very important,Critical,Very important,Very important,Not important,Slightly important,Very important,Not important,Very important,Very important,Slightly important,Not important,Slightly important,Very important,Slightly important,Important,Slightly important,Important,Not important,Slightly important,Slightly important,Important,Very important,Critical,Critical,Critical,Very important,Not important,Not important,Important,Important,Not important,Slightly important,Slightly difficult,Very difficult,Difficult,2,16,Slightly difficult,Very difficult,Slightly difficult,1,12,Difficult,Very difficult,Slightly difficult,0,5,Not difficult,Not difficult,Slightly difficult,1,2,Slightly difficult,Slightly difficult,Not difficult,1,10,Not difficult,Difficult,Difficult,1,7,Not difficult,Very difficult,Slightly difficult,0,7,Slightly difficult,Slightly difficult,Not difficult,2,10,Not difficult,Not difficult,Not difficult,1,1,Very important,Very important,Very important,Slightly important,Very important,Slightly important,Not important,Slightly important,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Private placement office, -44,No,-44,-44,-44,-44,No,-44,-44,No,The firm cannot afford the optimal level of training,Yes,Major obstacle,Moderate obstacle,No obstacle,Major obstacle,Major obstacle,Minor obstacle,Yes,0,100, -44,0,Yes,6,No,95,0,0,0,5,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Did not think it would be approved,4310000,2950000,1327500,826000,130000,441000,983000,200000,29000,14000,19000,0,0,2966000,559000,4708000,888000,4802000,No obstacle,No obstacle,No obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Access to finance,Cost of finance,Customs and Trade Regulations,No obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are estimates computed with some precision, 14260,60,Saint Lucia,Saint Lucia,Hotel and restaurants,508680,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All women,Yes,Not applicable,100,Makes major strategic and fiancial decisions,12,7,Predominantly men,Male,Male,Female,2002,No,Yes,2002,15,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,1,1,-44,No,-44,-44,-44,-44,Yes,1,2,0,-44,Yes,0,5,1,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,45,45,10,0,Large private firms (more than 100 employees),40,35,25,food,90,Local,10,Increased,Decreased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,70,30,Yes,3,Yes,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,Yes,No,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,No obstacle,-44, -44,Strongly disagree,Tend to disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,No,0,Yes,3,No,Yes,0,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,2,34,10,11,8,5,1,0,0,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,4,10,20000,10,20000,10,23000,1,13000,1,12000,1,15000,1,14000,1,14000,1,17000,1,3300,1,3000,1,4000,2,3100,2,2900,2,3400,0,-77,0,-77,0,-77,11,3300,11,3000,10,3700,0,-77,0,-77,0,-77,8,2900,8,2900,8,3200,-44, -44,University graduate,University graduate,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed secondary,Not applicable,Not applicable,Completed college/vocational training,Completed secondary,-44,-44,Completed secondary,Started but did not complete secondary,Important,Important,Critical,Important,Very important,Important,Slightly important,Slightly important,Important,Very important,Slightly important,Important,Slightly important,Not important,Important,Very important,Very important,Very important,Slightly important,Important,Critical,Critical,Important,Important,Critical,Slightly important,Important,Important,Not important,Important,Important,Important,Very important,Very important,Critical,Very important,Very important,Very important,Slightly important,Important,Important,Very important,Very important,Important,Critical,Important,Critical,Critical,Critical,Critical,Very important,Slightly important,Not important,Important,Slightly important,Very important,Slightly important,Important,Not important,Slightly important,Important,Important,Important,Slightly important,Very important,Not important,Slightly important,Slightly important,Important,Important,Critical,Very important,Critical,Very important,Important,Slightly important,Important,Important,Slightly important,Slightly important,Not difficult,Very difficult,Difficult,1,23,Not difficult,Very difficult,Difficult,1,9,Slightly difficult,Difficult,Difficult,0,10,Slightly difficult,Not difficult,Slightly difficult,0,2,Slightly difficult,Not difficult,Slightly difficult,0,3,Not difficult,Slightly difficult,Difficult,0,4,Slightly difficult,Difficult,Difficult,2,10,Not difficult,Difficult,Not difficult,1,5,Not difficult,Not difficult,Slightly difficult,1,2,Important,Very important,Not important,Not important,Very important,Not important,Not important,Not important,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,Through family/friends, -44,No,-44,-44,-44,-44,Yes,1,2,Yes,-44,Yes,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,No,0,100, -44,0,Yes,8,No,20,40,10,0,30,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,2,2,Concerns about level of debt already incurred,-44,2880000,2530000,1315600,180000,18000,0,50000,53000,5000,3000,4000,0,0,494000,364000,658000,607000,1836000,No obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,Very severe obstacle,Yes,Yes,No,Yes,No,"Crime, theft and disorder",Practices of competitors in the informal sector,Corruption,Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Community based organization, -44,Human resources Support, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are estimates computed with some precision, 14259,59,Saint Lucia,Saint Lucia,Non-metallic mineral products,508679,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,1982,No,Yes,1982,31,No,-44,-44,No,-44,-44,Yes,4,No,Yes,16,No,Yes,0,1,0,-44,No,-44,-44,-44,-44,Yes,0,2,0,-44,Yes,2,2,1,-44,No,-44,Yes,No,Yes,100,95,80,0,0, -44,45,30,25,0,Medium private firms (20-100 employees),40,30,30,windows,95,National,10,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,80,20,No,-44,Yes,No,No,No,Yes,No,Yes,Laboratory or research center, -44,No,No,Yes,Yes,Yes,No,-44,-44,-44,-44,Yes,No,No,No,No,Yes,No,No,No, -44,Very Important,Slightly important,Important,Important,Important,Important,Critical,Yes,45,Yes,55,No,-44,No,No,20000,-44,No,No,Yes,No,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,Major obstacle,No obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,Yes,No,No,No,-44,-44,No,-44,-44,Yes,Yes,No,5,Yes,1,No,No,-44,-44,0,No,-44,-44,No,-44,-44,Yes,0,2,4,34,10,11,8,5,0,0,0,2,1,1,0,0,0,0,0,0,0,1,1,0,0,0,0,11,25000,11,24000,10,27000,1,17000,2,17000,1,19000,1,13000,2,12000,1,15000,1,3400,1,3000,1,4000,2,3400,2,3200,2,3700,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,11,3700,10,3700,10,4200,8,2700,9,2600,8,3200,New products require new skills, -44,University graduate,Completed college/vocational training,University graduate,Post graduated,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed secondary,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Completed secondary,Completed secondary,Completed secondary,Important,Slightly important,Critical,Important,Important,Important,Slightly important,Slightly important,Important,Important,Important,Slightly important,Slightly important,Important,Very important,Critical,Very important,Very important,Important,Important,Very important,Critical,Important,Important,Very important,Not important,Slightly important,Slightly important,Slightly important,Not important,Critical,Important,Important,Critical,Critical,Important,Very important,Very important,Very important,Important,Very important,Very important,Very important,Slightly important,Critical,Important,Very important,Very important,Very important,Very important,Critical,Not important,Not important,Important,Not important,Very important,Important,Not important,Slightly important,Slightly important,Very important,Important,Slightly important,Slightly important,Important,Not important,Slightly important,Slightly important,Important,Very important,Very important,Critical,Critical,Critical,Important,Not important,Slightly important,Important,Not important,Slightly important,Not difficult,Very difficult,Difficult,2,8,Not difficult,Very difficult,Difficult,1,12,Not difficult,Difficult,Slightly difficult,0,6,Not difficult,Not difficult,Slightly difficult,1,3,Slightly difficult,Slightly difficult,Not difficult,0,4,Difficult,Difficult,Difficult,1,2,Not difficult,Difficult,Difficult,0,6,Not difficult,Slightly difficult,Slightly difficult,2,3,Not difficult,Slightly difficult,Slightly difficult,1,2,Very important,Very important,Very important,Important,Very important,Not important,Slightly important,Not important,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Public placement office, -44,No,-44,-44,-44,-44,No,-44,-44,No,The benefits of training are small than the costs,Yes,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Yes,0,100, -44,0,Yes,8,Yes,70,0,0,0,30,0,0,0,0,0,0,0,0, -44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Interest rates are not favorable,1600000,1940000,911800,110000,50000,0,69000,25000,0,0,0,0,252000,1770000,574000,2240000,856000,2352000,Very severe obstacle,Very severe obstacle,Very severe obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Yes,Yes,No,Yes,No,"Crime, theft and disorder",Practices of competitors in the informal sector,Customs and Trade Regulations,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Yes,No,Yes,No,-44,-44,No,-44,-44,Yes,Yes,Yes,No,-44,-44,Truthful,Are taken directly from the establishment's records, 14243,43,Saint Lucia,Saint Lucia,Construction,508663,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Male,1992,No,Yes,1995,9,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,1,0,-44,No,-44,-44,-44,-44,Yes,2,1,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,10,60,30,0,Government or government agencies (including state-owned ent,35,50,15,construction,100,International,10,Increased,Remained the same,More than 5,25,75,0,1993,france,45,guyana,30,4,0,1,35,65,Yes,10,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Major obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,No obstacle,-44, -44,Tend to disagree,Strongly disagree,Tend to disagree,Tend to disagree,Yes,No,-44,-44,-44,-44,Yes,3,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,No,Yes,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,10,No,-44,-44,No,-44,0,-44,Yes,14,No,No,-44,-44,No,-44,-44,280,35,10,12,8,5,10,0,8,1,20,8,6,4,2,5,0,4,0,1,1,1,1,1,4,18,18000,18,17000,19,20000,1,17000,2,16000,1,20000,2,12000,3,11000,2,13000,2,3300,2,3000,2,4000,2,2700,2,2500,2,3200,0,-77,0,-77,0,-77,18,3200,17,3100,18,3500,0,-77,0,-77,0,-77,12,2700,11,2600,10,2900,-44, -44,University graduate,Post graduated,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Completed secondary,-44,-44,Completed secondary,Completed secondary,Important,Important,Critical,Very important,Important,Very important,Slightly important,Important,Important,Very important,Important,Slightly important,Not important,Slightly important,Important,Critical,Critical,Critical,Important,Important,Critical,Critical,Slightly important,Very important,Critical,Not important,Important,Slightly important,Slightly important,Not important,Important,Important,Important,Critical,Very important,Important,Important,Important,Important,Slightly important,Very important,Important,Very important,Slightly important,Very important,Very important,Critical,Critical,Very important,Very important,Very important,Slightly important,Not important,Important,Not important,Important,Important,Not important,Important,Slightly important,Very important,Important,Important,Slightly important,Important,Slightly important,Not important,Slightly important,Important,Important,Very important,Critical,Critical,Very important,Slightly important,Slightly important,Important,Important,Not important,Slightly important,Slightly difficult,Difficult,Slightly difficult,2,9,Slightly difficult,Very difficult,Difficult,1,13,Difficult,Slightly difficult,Slightly difficult,0,10,Not difficult,Not difficult,Not difficult,0,2,Slightly difficult,Not difficult,Difficult,0,9,Slightly difficult,Difficult,Slightly difficult,0,10,Slightly difficult,Difficult,Slightly difficult,2,4,Not difficult,Slightly difficult,Not difficult,1,8,Not difficult,Not difficult,Not difficult,2,1,Critical,Slightly important,Very important,Important,Important,Slightly important,Slightly important,Slightly important,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,Public placement office, -44,Yes to fire,No,-44,Yes,2,No,-44,-44,No,The benefits of training are small than the costs,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,Yes,15,Yes,60,20,5,0,15,0,0,0,0,0,0,0,0, -44,25,37.5,0,37.5,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Line of credit,2010,300000,8,42,Private commercial banks,Yes,No,No,Yes,No,No, -44,125,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,3700000,4190000,2136900,1340800,155000,251400,315000,58500,4000,9000,5000,0,84000,536000,1100000,838000,1467000,1802000,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Very severe obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,Major obstacle,Yes,Yes,No,No,No,Customs and Trade Regulations,Tax Rates,Inadequately educated workforce,No obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Too many strings attached, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 14289,89,Saint Lucia,Saint Lucia,Chemicals,508709,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Male,1997,No,Yes,1997,11,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,1,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,100,85,65,0,0, -44,0,50,50,1,Your parent company or affiliated establishments,0,50,50,natural plants,95,Local,5,Decreased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,95,5,Yes,6,No,No,No,Yes,Yes,No,Yes,Other company of the sector, -44,No,No,No,Yes,Yes,No,-44,-44,-44,-44,Yes,Yes,No,No,Yes,Yes,Yes,No,No, -44,Important,Critical,Important,Critical,Slightly important,Very Important,Slightly important,Yes,75,Yes,25,No,-44,No,No,90000,-44,No,No,Yes,No,Major obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,Yes,0,Yes,5,No,No,-44,-44,0,Yes,5,Yes,No,-44,-44,Yes,20,2,4,36,10,12,9,5,1,1,0,4,0,0,0,0,0,0,0,0,0,0,0,0,0,0,4,10,30000,9,29000,8,36000,1,17000,2,17000,1,20000,1,16000,1,15000,1,19000,1,2700,1,2000,1,3000,2,3000,2,3000,2,3400,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,12,3400,13,3500,12,3700,9,2900,9,2800,9,3200,New production methods, -44,Post graduated,Post graduated,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,Completed secondary,Completed secondary,Important,Slightly important,Critical,Very important,Important,Important,Slightly important,Important,Important,Very important,Important,Important,Slightly important,Important,Important,Critical,Very important,Very important,Important,Important,Very important,Critical,Important,Slightly important,Critical,Not important,Slightly important,Important,Not important,Slightly important,Important,Important,Very important,Very important,Critical,Very important,Critical,Important,Very important,Important,Important,Very important,Critical,Slightly important,Critical,Important,Very important,Critical,Critical,Critical,Very important,Not important,Not important,Important,Not important,Important,Important,Slightly important,Slightly important,Not important,Slightly important,Important,Important,Slightly important,Important,Not important,Slightly important,Slightly important,Important,Important,Very important,Very important,Critical,Critical,Slightly important,Not important,Important,Slightly important,Slightly important,Not important,Not difficult,Very difficult,Difficult,1,18,Slightly difficult,Almost impossible,Difficult,0,11,Not difficult,Difficult,Difficult,1,9,Slightly difficult,Not difficult,Slightly difficult,1,3,Not difficult,Not difficult,Difficult,1,5,Difficult,Difficult,Difficult,0,2,Not difficult,Slightly difficult,Slightly difficult,1,2,Not difficult,Not difficult,Difficult,2,7,Slightly difficult,Not difficult,Not difficult,0,2,Very important,Very important,Very important,Important,Important,Not important,Slightly important,Not important,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,No obstacle,No obstacle,Public placement office, -44,No,-44,-44,-44,-44,Yes,1,2,Yes,-44,Yes,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,No,0,100, -44,0,No,-44,No,55,16,4,0,25,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,2,2,Incompleteness of loan application,-44,10520000,9920000,4563200,300000,268000,0,38000,0,0,0,0,0,0,1506000,3016000,2182000,3770000,2640000,No obstacle,Minor obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,No obstacle,Minor obstacle,No obstacle,Moderate obstacle,No obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Political environment,Macroeconomic environment,Electricity,Moderate obstacle,Yes,Yes,No,No,No,Yes,No,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Large impact,-44,-44,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,No,-44,-44,No,-44,-44,Yes,Yes,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are estimates computed with some precision, 14282,82,Saint Lucia,Saint Lucia,Hotel and restaurants,508702,No,-44,-44,-44,-44,Sole proprietorship, -44,100,0,100,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Female,Male,Male,2001,No,Yes,2001,12,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,0,2,1,-44,No,-44,-44,-44,-44,Yes,3,5,1,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0, -44,25,70,5,10,Large private firms (more than 100 employees),45,45,10,accomodation,70,National,5,Remained the same,Decreased,More than 5,75,25,35,2002,france,40,dominica,30,8,0,0,40,60,Yes,6,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to agree,Tend to disagree,Yes,No,-44,-44,-44,-44,No,-44,-44,Yes,2,-44,Yes,1,Outside working hours,Firearm/gun,Goods or stock,40000,Group of criminals,Yes,Yes,-44,Yes,1,Outside working hours,Other,Goods or stock,200,Gang related,No,No,Tried to/was unable to contact the police,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,Outside working hours,Knife,Goods or stock,1000,Group of criminals,No,No,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,No,0,0,No,No,No,No,Yes,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,No,-44,-44,No,-44,-44,0,No,-44,-44,No,-44,-44,Yes,0,2,23,37,11,12,9,5,6,8,4,2,0,0,0,0,0,0,0,0,0,0,0,0,0,0,4,11,26000,10,24000,9,29000,1,17000,2,16000,1,18000,1,13000,1,13000,1,15000,1,3000,1,3000,1,3000,2,3300,2,3000,2,3800,0,-77,0,-77,0,-77,12,3000,12,2900,12,3500,0,-77,0,-77,0,-77,9,2600,9,2500,8,3100,-44, -44,University graduate,Completed secondary,University graduate,University graduate,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed secondary,Completed college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Important,Slightly important,Critical,Very important,Important,Important,Important,Slightly important,Important,Slightly important,Important,Important,Slightly important,Important,Very important,Critical,Very important,Critical,Slightly important,Important,Very important,Critical,Important,Slightly important,Critical,Slightly important,Important,Very important,Not important,Not important,Slightly important,Very important,Important,Critical,Very important,Important,Very important,Very important,Very important,Very important,Important,Important,Critical,Slightly important,Critical,Important,Critical,Critical,Critical,Critical,Critical,Slightly important,Not important,Very important,Not important,Important,Very important,Not important,Slightly important,Not important,Very important,Slightly important,Important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Very important,Critical,Critical,Very important,Very important,Not important,Slightly important,Important,Slightly important,Slightly important,Not important,Not difficult,Difficult,Very difficult,2,14,Difficult,Very difficult,Difficult,0,11,Difficult,Slightly difficult,Slightly difficult,1,5,Not difficult,Not difficult,Difficult,0,1,Slightly difficult,Difficult,Slightly difficult,0,2,Slightly difficult,Difficult,Slightly difficult,0,8,Not difficult,Slightly difficult,Slightly difficult,2,4,Not difficult,Slightly difficult,Not difficult,1,6,Not difficult,Not difficult,Not difficult,0,1,Important,Very important,Important,Not important,Important,Not important,Not important,Not important,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,Public placement office, -44,No,-44,-44,-44,-44,Yes,5,2,Yes,-44,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,No,-44,Yes,50,20,5,0,25,0,0,0,0,0,0,0,0, -44,25,37.5,18.75,0,0,0,0,0,18.75,0,0,0,0,0,0, -44,Yes,Line of credit,2012,40000,14,24,Private commercial banks,Yes,Yes,No,No,No,No, -44,125,Yes,1,0,-44,-44,5940000,5880000,2998800,630000,123000,117600,202000,129500,16000,22000,17000,529000,0,945000,1455000,1411000,1940000,2159000,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Very severe obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Access to finance,"Crime, theft and disorder",Corruption,Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Too many strings attached, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Truthful,Are taken directly from the establishment's records, 14264,64,Saint Lucia,Saint Lucia,Retail,508684,No,-44,-44,-44,-44,Sole proprietorship, -44,100,0,100,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,1999,No,Yes,1999,19,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,2,1,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,No,No,Yes,0,-44,-44,100,0, -44,25,45,30,0,Government or government agencies (including state-owned ent,45,55,0,hardware,95,National,5,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,85,15,Yes,15,No,Yes,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,-44, -44,Tend to agree,Tend to agree,Tend to disagree,Tend to agree,Yes,No,-44,-44,-44,-44,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,Yes,0,Yes,5,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,4,37,11,12,9,5,0,0,0,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,4,11,28000,11,26000,10,31000,1,18000,2,17000,1,20000,1,11000,1,11000,1,12000,1,3000,1,3000,1,3000,2,2700,2,2500,2,3200,0,-77,0,-77,0,-77,12,3100,13,3100,13,3400,0,-77,0,-77,0,-77,9,2600,9,2400,8,2900,Increase/decreased demand for goods, -44,University graduate,University graduate,Post graduated,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed secondary,Important,Slightly important,Critical,Important,Important,Important,Slightly important,Important,Important,Important,Important,Important,Slightly important,Slightly important,Very important,Critical,Very important,Very important,Very important,Important,Critical,Critical,Slightly important,Important,Critical,Not important,Important,Slightly important,Important,Not important,Important,Important,Important,Critical,Very important,Very important,Very important,Important,Important,Important,Very important,Very important,Critical,Important,Critical,Very important,Critical,Critical,Very important,Critical,Critical,Slightly important,Not important,Very important,Not important,Important,Important,Slightly important,Slightly important,Important,Important,Slightly important,Very important,Slightly important,Important,Not important,Not important,Not important,Important,Important,Critical,Critical,Critical,Very important,Not important,Slightly important,Very important,Important,Slightly important,Not important,Not difficult,Very difficult,Difficult,2,15,Slightly difficult,Very difficult,Difficult,1,5,Slightly difficult,Difficult,Difficult,0,10,Not difficult,Not difficult,Difficult,1,1,Slightly difficult,Not difficult,Slightly difficult,0,8,Slightly difficult,Difficult,Difficult,0,5,Slightly difficult,Difficult,Difficult,2,4,Not difficult,Slightly difficult,Difficult,1,5,Not difficult,Not difficult,Not difficult,1,1,Very important,Important,Slightly important,Slightly important,Important,Not important,Not important,Slightly important,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Private placement office, -44,No,-44,-44,-44,-44,No,-44,-44,No,The firm is affraid of investing in workers that after the t,Yes,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Yes,0,100, -44,0,Yes,7,No,90,0,0,0,10,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,4,4,Incompleteness of loan application,-44,1690000,2180000,959200,110000,13000,0,45000,19500,2000,4000,1000,0,0,363000,516000,567000,807000,1259000,No obstacle,Minor obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,Major obstacle,No obstacle,Moderate obstacle,Minor obstacle,No obstacle,Moderate obstacle,No obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,Access to finance,Macroeconomic environment,Inadequately educated workforce,No obstacle,Yes,Yes,No,Yes,Yes,No,Yes,-44,-44,Yes,Large impact,No,No impact,-44,-44,Yes,Large impact,-44,-44,No,No impact,No,No impact,-44,-44,Yes,Moderated impact,-44,-44,Yes,Large impact,No,No impact,-44,-44,No,No impact,-44,-44,No,No impact,No,No impact,-44,-44,Yes,Moderated impact,-44,-44,No,No impact,Yes,Moderated impact,-44,-44,Yes,Negative impact,-44,-44,Yes,Large impact,Yes,Large impact,-44,-44,Yes,Large impact,-44,-44,No,No impact,No,No impact,-44,-44,Yes,Large impact,-44,-44,No,No impact,Yes,Large impact,-44,-44,Yes,Large impact,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 14284,84,Saint Lucia,Saint Lucia,Basic metals,508704,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,51,70,30,0,0,Predominantly men,No,Yes,30,Makes decisions in consultation with other partners,8,4,Predominantly women,Female,Male,Male,2004,No,Yes,2004,13,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,0,2,1,-44,No,-44,-44,-44,-44,Yes,0,5,0,-44,No,-44,-44,-44,-44,No,-44,No,Yes,Yes,100,75,145,0,0, -44,15,70,15,0,Large private firms (more than 100 employees),35,50,15,meat,75,Local,10,Decreased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,100,0,-44,-44,No,Yes,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,No,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,2,During working hours,Firearm/gun,Money,24000,Other,Yes,Yes,-44,Yes,2,During working hours,Firearm/gun,Money,550,Other,No,No,Fear of negative publicity,Yes,1,During working hours,Knife,Other,4000,Other,Yes,Yes,-44,Yes,1,During working hours,Firearm/gun,Money,2500,Other,No,No,Fear of negative publicity,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,Yes,No,-44,-44,No,-44,-44,No,Yes,Yes,10,No,-44,-44,No,-44,0,-44,No,-44,-44,Yes,45,No,No,-44,-44,6,38,11,13,9,5,1,0,0,2,0,0,0,0,0,0,0,0,0,0,0,0,0,0,4,11,27000,10,25000,10,31000,1,16000,1,15000,1,18000,1,11000,1,11000,1,12000,1,3000,1,3000,1,3000,2,3200,2,3100,2,3700,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,13,3500,13,3500,14,4000,9,2800,9,2600,8,3200,Increase/decreased demand for goods, -44,University graduate,University graduate,Post graduated,University graduate,Completed secondary,Completed secondary,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Completed secondary,Completed secondary,Completed secondary,Slightly important,Slightly important,Critical,Very important,Important,Important,Slightly important,Important,Important,Important,Important,Important,Slightly important,Not important,Slightly important,Very important,Critical,Critical,Slightly important,Important,Critical,Very important,Slightly important,Important,Critical,Slightly important,Slightly important,Important,Slightly important,Important,Critical,Important,Slightly important,Critical,Critical,Important,Very important,Slightly important,Important,Very important,Important,Important,Very important,Slightly important,Very important,Important,Very important,Critical,Critical,Critical,Critical,Slightly important,Slightly important,Important,Not important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Important,Very important,Slightly important,Important,Not important,Slightly important,Slightly important,Very important,Important,Critical,Critical,Critical,Critical,Not important,Not important,Important,Important,Slightly important,Slightly important,Not difficult,Very difficult,Difficult,2,9,Not difficult,Very difficult,Slightly difficult,0,8,Difficult,Very difficult,Difficult,1,5,Slightly difficult,Slightly difficult,Difficult,1,1,Slightly difficult,Not difficult,Slightly difficult,0,7,Slightly difficult,Difficult,Slightly difficult,0,4,Slightly difficult,Slightly difficult,Slightly difficult,0,4,Slightly difficult,Not difficult,Slightly difficult,2,3,Slightly difficult,Not difficult,Not difficult,1,1,Very important,Very important,Important,Slightly important,Critical,Slightly important,Slightly important,Not important,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,Public placement office, -44,No,-44,-44,-44,-44,Yes,3,2,No,Other,Yes,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,No obstacle,No,0,100, -44,0,Yes,12,No,80,0,0,0,20,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Other,23790000,21160000,9098800,250000,635000,0,108000,0,0,0,0,0,0,645000,123000,896000,171000,1864000,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Cost of finance,Macroeconomic environment,Access to land for expansion / relocation,Moderate obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Government based organization, -44,"General management, Business development and Strategies supp", -44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 14296,96,Saint Lucia,Saint Lucia,Retail,508716,Yes,3,Establishment physically separated from HQ and other establi,Yes,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Male,2005,No,Yes,2005,12,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,0,3,0,-44,No,-44,-44,-44,-44,Yes,0,1,0,-44,Yes,1,1,1,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,15,45,40,0,Government or government agencies (including state-owned ent,20,65,15,drugs,100,National,10,Remained the same,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,35,65,No,-44,Yes,Yes,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,Yes,No,Moderate obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,No obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to agree,Tend to disagree,Tend to agree,Yes,No,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,Yes,10,No,-44,-44,Yes,0,0,-44,No,-44,-44,No,-44,-44,Yes,0,2,4,41,11,14,10,6,1,0,0,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,5,11,28000,11,29000,12,31000,1,17000,1,16000,1,20000,1,14000,1,13000,1,16000,1,3100,1,3000,1,3000,2,3100,2,3200,2,3600,1,2700,1,2500,1,3000,14,2700,14,2400,14,3100,0,-77,0,-77,0,-77,10,2700,11,2500,11,3000,Economic upturn/downturn, -44,University graduate,University graduate,University graduate,University graduate,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed secondary,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Very important,Important,Critical,Very important,Important,Very important,Slightly important,Important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Critical,Very important,Critical,Very important,Important,Critical,Critical,Important,Slightly important,Very important,Slightly important,Important,Important,Not important,Important,Slightly important,Slightly important,Important,Critical,Critical,Important,Very important,Important,Important,Very important,Important,Very important,Very important,Important,Critical,Important,Critical,Very important,Critical,Very important,Very important,Not important,Slightly important,Very important,Slightly important,Very important,Very important,Slightly important,Important,Slightly important,Important,Very important,Important,Important,Very important,Not important,Not important,Slightly important,Very important,Slightly important,Critical,Very important,Critical,Very important,Slightly important,Important,Very important,Slightly important,Not important,Not important,Slightly difficult,Very difficult,Difficult,2,24,Slightly difficult,Very difficult,Difficult,1,15,Slightly difficult,Difficult,Slightly difficult,0,4,Slightly difficult,Slightly difficult,Slightly difficult,1,3,Slightly difficult,Difficult,Slightly difficult,1,10,Not difficult,Slightly difficult,Slightly difficult,1,7,Not difficult,Difficult,Slightly difficult,2,10,Not difficult,Not difficult,Difficult,1,5,Not difficult,Slightly difficult,Slightly difficult,1,2,Important,Very important,Important,Important,Very important,Not important,Not important,Slightly important,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,No obstacle,Minor obstacle,No obstacle,Public placement office, -44,Yes to fire,No,-44,Yes,0,Yes,0,2,Yes,-44,Yes,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,No obstacle,No,0,100, -44,0,Yes,5,Yes,85,0,0,0,15,0,0,0,0,0,0,0,0, -44,25,75,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Loan,2011,30000,-44,96,Private commercial banks,Yes,Yes,No,No,No,No, -44,200,Yes,1,0,-44,-44,3170000,3930000,1886400,200000,86000,0,53000,74500,5000,12000,7000,0,236000,588000,1006000,865000,1572000,2379000,Very severe obstacle,Major obstacle,Major obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Very severe obstacle,No obstacle,Major obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,No obstacle,Minor obstacle,No obstacle,Moderate obstacle,No obstacle,Very severe obstacle,Yes,Yes,No,No,No,Practices of competitors in the informal sector,Customs and Trade Regulations,Business Licensing and Permits,Moderate obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,International organization, -44,Human resources Support, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Somewhat truthful,Are taken directly from the establishment's records, 14210,10,Saint Lucia,Saint Lucia,Non-metallic mineral products,508630,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Male,1959,No,Yes,1959,19,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,0,1,1,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,100,95,60,0,0, -44,0,65,35,10,Medium private firms (20-100 employees),40,55,5,garment,95,Local,5,Decreased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,95,5,Yes,10,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,No obstacle,Minor obstacle,Minor obstacle,No obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,-44, -44,Tend to disagree,Strongly disagree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,No,0,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,No,No,No,0,Yes,1,No,Yes,0,0,-44,No,-44,-44,No,-44,-44,Yes,0,2,5,42,12,14,10,6,7,3,3,2,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,12,26000,12,25000,12,28000,1,18000,1,18000,1,21000,1,12000,2,11000,1,14000,1,3400,1,3000,1,4000,2,2900,2,2600,2,3300,1,2800,1,2700,1,3100,0,-77,0,-77,0,-77,14,3400,14,3200,15,3900,10,2900,10,2900,9,3200,Increase/decreased demand for goods, -44,University graduate,Post graduated,University graduate,Post graduated,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Not applicable,Not applicable,Completed secondary,Completed college/vocational training,Completed secondary,Started but did not complete secondary,Slightly important,Important,Critical,Important,Very important,Important,Important,Important,Very important,Slightly important,Important,Slightly important,Important,Slightly important,Important,Critical,Critical,Very important,Important,Very important,Very important,Critical,Slightly important,Slightly important,Critical,Slightly important,Slightly important,Important,Slightly important,Slightly important,Very important,Important,Critical,Critical,Critical,Important,Very important,Important,Important,Very important,Important,Very important,Very important,Slightly important,Critical,Slightly important,Very important,Critical,Very important,Critical,Very important,Not important,Not important,Important,Not important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Important,Important,Very important,Slightly important,Not important,Not important,Slightly important,Important,Slightly important,Critical,Very important,Very important,Very important,Not important,Important,Important,Important,Not important,Not important,Not difficult,Very difficult,Difficult,2,12,Slightly difficult,Very difficult,Difficult,0,7,Not difficult,Difficult,Slightly difficult,1,2,Slightly difficult,Slightly difficult,Not difficult,1,3,Slightly difficult,Slightly difficult,Not difficult,1,4,Not difficult,Slightly difficult,Slightly difficult,0,6,Slightly difficult,Slightly difficult,Slightly difficult,1,8,Slightly difficult,Not difficult,Difficult,2,2,Not difficult,Not difficult,Not difficult,1,2,Important,Very important,Slightly important,Slightly important,Important,Not important,Slightly important,Slightly important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,Private placement office, -44,No,-44,-44,-44,-44,No,-44,-44,No,Other,Yes,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,No obstacle,Yes,0,100, -44,0,No,-44,Yes,70,0,0,0,30,0,0,0,0,0,0,0,0, -44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Did not think it would be approved,7210000,6210000,3105000,760000,230000,310500,132000,0,0,0,0,0,373000,502000,425000,836000,685000,2466000,No obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,Cost of finance,Tax administration,Electricity,No obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Private independent fund, -44,Marketing and Operations support, -44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 14211,11,Saint Lucia,Saint Lucia,Basic metals,508631,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,55,100,0,0,0,Predominantly women,Yes,No,55,Makes major strategic and fiancial decisions,14,5,Predominantly men,Female,Male,Male,1991,Yes,Yes,1991,6,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,3,1,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,100,85,145,0,0, -44,5,60,35,15,Government or government agencies (including state-owned ent,45,50,5,exotic sauces,100,Local,5,Increased,Decreased,More than 5,65,35,0,1992,france,30,barbados,20,3,0,0,95,5,Yes,8,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Very severe obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,No obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,No,35000,0,No,No,No,No,No,No,-44,-44,No,-44,-44,No,No,Yes,7,Yes,1,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,40,43,12,15,10,6,12,0,4,2,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,12,24000,12,24000,12,27000,1,18000,1,18000,1,19000,1,15000,1,14000,1,16000,1,3300,1,3000,1,4000,2,2700,2,2500,2,3200,1,2800,1,2800,1,3000,0,-77,0,-77,0,-77,15,3300,16,3300,17,3800,10,2600,11,2400,10,3000,Increase/decreased demand for goods, -44,University graduate,University graduate,Post graduated,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Completed secondary,Completed secondary,Completed primary school,Slightly important,Slightly important,Critical,Very important,Important,Important,Important,Slightly important,Important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Very important,Very important,Very important,Very important,Important,Very important,Very important,Important,Important,Critical,Slightly important,Important,Slightly important,Slightly important,Slightly important,Critical,Slightly important,Very important,Critical,Critical,Important,Very important,Very important,Important,Very important,Important,Important,Very important,Important,Critical,Important,Critical,Very important,Critical,Very important,Very important,Slightly important,Not important,Very important,Slightly important,Important,Very important,Not important,Slightly important,Slightly important,Important,Slightly important,Important,Very important,Slightly important,Not important,Not important,Not important,Important,Important,Critical,Critical,Critical,Critical,Slightly important,Slightly important,Important,Important,Important,Slightly important,Not difficult,Very difficult,Difficult,2,21,Slightly difficult,Very difficult,Slightly difficult,0,8,Not difficult,Difficult,Difficult,0,10,Slightly difficult,Slightly difficult,Slightly difficult,1,3,Slightly difficult,Not difficult,Slightly difficult,0,10,Not difficult,Difficult,Slightly difficult,1,9,Not difficult,Very difficult,Slightly difficult,1,4,Slightly difficult,Slightly difficult,Slightly difficult,2,9,Not difficult,Not difficult,Not difficult,1,1,Important,Very important,Important,Not important,Very important,Slightly important,Slightly important,Not important,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,No obstacle,No obstacle,Private placement office, -44,Yes to fire,No,-44,Yes,0,No,-44,-44,No,The benefits of training are small than the costs,Yes,Very severe obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,Minor obstacle,No,100,0, -44,0,Yes,7,Yes,95,0,0,0,5,0,0,0,0,0,0,0,0, -44,50,25,0,25,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Loan,2011,10000,-44,84,Private commercial banks,Yes,No,No,No,Yes,No, -44,125,Yes,2,1,Other objections,-44,1060000,1020000,489600,265200,20000,164000,189000,227000,8000,13000,4000,82000,0,1085000,158000,1695000,214000,2220000,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Access to finance,Tax administration,Minor obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Local business association, -44,technological and Innovation Support, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are taken directly from the establishment's records, 14283,83,Saint Lucia,Saint Lucia,Garments,508703,No,-44,-44,-44,-44,Partnership (including limited liability companies), -44,50,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Male,2002,No,Yes,2002,11,No,-44,-44,No,-44,-44,Yes,4,Yes,No,-44,-44,Yes,1,2,0,-44,No,-44,-44,-44,-44,Yes,9,2,1,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,100,95,65,0,0, -44,0,60,40,0,Government or government agencies (including state-owned ent,45,55,0,printing,20,National,15,Decreased,Remained the same,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,100,0,-44,-44,Yes,No,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,Yes,No,No,No,Major obstacle,Major obstacle,Moderate obstacle,No obstacle,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,-44, -44,Tend to disagree,Strongly disagree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,10,Yes,1,No,No,-44,-44,9000,No,-44,-44,No,-44,-44,No,-44,-44,4,43,12,15,10,6,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,5,12,20000,10,20000,10,23000,1,12000,1,12000,1,14000,1,11000,2,10000,1,13000,1,3100,1,3000,1,4000,2,2800,2,2700,2,3000,1,2600,1,2500,1,2900,0,-77,0,-77,0,-77,15,3100,15,2800,15,3500,10,2800,10,2500,10,3000,Increase demand for higher quality product, -44,University graduate,University graduate,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Started but did not complete college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete secondary,Completed secondary,Started but did not complete secondary,Important,Slightly important,Very important,Important,Very important,Very important,Important,Slightly important,Important,Important,Important,Important,Slightly important,Important,Slightly important,Critical,Critical,Very important,Important,Important,Critical,Very important,Very important,Important,Critical,Important,Important,Slightly important,Slightly important,Slightly important,Critical,Important,Important,Very important,Critical,Important,Very important,Very important,Important,Important,Important,Important,Critical,Slightly important,Critical,Slightly important,Very important,Critical,Very important,Very important,Critical,Slightly important,Not important,Very important,Not important,Slightly important,Important,Slightly important,Slightly important,Not important,Important,Important,Very important,Slightly important,Important,Slightly important,Not important,Not important,Important,Important,Critical,Critical,Critical,Critical,Not important,Slightly important,Very important,Important,Not important,Important,Not difficult,Very difficult,Difficult,2,25,Slightly difficult,Very difficult,Difficult,0,10,Slightly difficult,Difficult,Difficult,0,5,Not difficult,Not difficult,Slightly difficult,1,3,Not difficult,Not difficult,Slightly difficult,1,9,Not difficult,Slightly difficult,Slightly difficult,0,7,Slightly difficult,Very difficult,Difficult,1,6,Slightly difficult,Difficult,Not difficult,2,8,Not difficult,Not difficult,Not difficult,1,2,Very important,Important,Important,Important,Very important,Not important,Not important,Slightly important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,Private placement office, -44,No,-44,-44,-44,-44,Yes,1,2,Yes,-44,Yes,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,No obstacle,Minor obstacle,No,0,100, -44,0,No,-44,Yes,85,12,3,0,0,0,0,0,0,0,0,0,0, -44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Line of credit,2008,50000,10,36,Other,Yes,Yes,No,No,No,No, -44,175,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,5610000,5060000,2277000,350000,253000,0,23000,0,0,0,0,253000,0,444000,204000,672000,268000,1626000,Minor obstacle,Minor obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,"Crime, theft and disorder",Labor Regulations,Electricity,No obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Local business association, -44,technological and Innovation Support, -44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Truthful,Are taken directly from the establishment's records, 14212,12,Saint Lucia,Saint Lucia,Transport,508632,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Female,Male,Female,2003,No,Yes,2003,10,No,-44,-44,No,-44,-44,No,-44,-44,Yes,53,Yes,Yes,9,4,0,-44,No,-44,-44,-44,-44,Yes,9,1,0,-44,No,-44,-44,-44,-44,No,-44,No,Yes,Yes,0,-44,-44,100,0, -44,10,70,20,0,Large private firms (more than 100 employees),25,50,25,cruise,85,Local,5,Decreased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,80,20,Yes,1,No,No,No,No,Yes,No,Yes,Laboratory or research center, -44,No,No,No,Yes,No,Yes,Yes,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,Slightly important,Very Important,Very Important,Very Important,Critical,Very Important,Very Important,Yes,65,Yes,35,No,-44,No,No,110000,-44,No,No,Yes,No,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Major obstacle,-44, -44,Tend to disagree,Tend to agree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,Yes,2,No,No,-44,-44,0,Yes,10,No,No,-44,-44,No,-44,-44,3,45,13,15,11,6,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,13,19000,12,17000,11,21000,1,17000,1,17000,1,20000,1,15000,2,14000,1,17000,1,3300,1,3000,1,4000,2,3200,2,3000,2,3600,1,3000,1,3000,1,3400,15,3100,15,3000,16,3400,0,-77,0,-77,0,-77,11,2800,11,2600,11,3100,-44, -44,University graduate,University graduate,Post graduated,Completed college/vocational training,Completed secondary,Started but did not complete college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed primary school,Important,Important,Critical,Very important,Important,Important,Slightly important,Slightly important,Very important,Important,Important,Slightly important,Not important,Not important,Important,Critical,Very important,Very important,Important,Important,Very important,Critical,Slightly important,Important,Critical,Slightly important,Slightly important,Slightly important,Important,Not important,Slightly important,Important,Important,Critical,Critical,Very important,Very important,Important,Very important,Important,Very important,Slightly important,Critical,Important,Critical,Slightly important,Critical,Critical,Very important,Critical,Critical,Slightly important,Not important,Important,Slightly important,Important,Important,Not important,Not important,Slightly important,Slightly important,Very important,Very important,Important,Very important,Not important,Slightly important,Not important,Very important,Important,Critical,Critical,Very important,Critical,Not important,Slightly important,Very important,Important,Not important,Slightly important,Not difficult,Very difficult,Difficult,2,9,Slightly difficult,Very difficult,Difficult,1,5,Not difficult,Difficult,Slightly difficult,1,10,Slightly difficult,Slightly difficult,Not difficult,0,1,Slightly difficult,Slightly difficult,Not difficult,1,7,Difficult,Difficult,Difficult,1,8,Not difficult,Difficult,Difficult,2,6,Slightly difficult,Slightly difficult,Not difficult,1,8,Not difficult,Not difficult,Not difficult,2,1,Critical,Important,Very important,Slightly important,Important,Not important,Not important,Not important,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,No obstacle,No obstacle,Private placement office, -44,No,-44,-44,-44,-44,Yes,4,2,Yes,-44,Yes,Minor obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,No obstacle,Minor obstacle,Yes,0,100, -44,0,No,-44,No,35,40,10,0,15,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Interest rates are not favorable,14410000,12260000,5394400,180000,74000,0,15000,343500,31000,38000,62000,0,0,2615000,1986000,3310000,3310000,5495000,Minor obstacle,Minor obstacle,No obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,Macroeconomic environment,Cost of finance,Transportation,Minor obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Government based organization, -44,Marketing and Operations support, -44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are taken directly from the establishment's records, 14246,46,Saint Lucia,Saint Lucia,Basic metals,508666,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,90,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Female,Female,Female,2000,No,Yes,2000,13,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,1,0,-44,No,-44,-44,-44,-44,Yes,0,0,1,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,100,90,70,0,0, -44,25,55,20,5,Medium private firms (20-100 employees),25,40,35,fish and meat,55,Local,5,Remained the same,Decreased,More than 5,100,0,15,-44,-44,-44,-44,-44,-44,-44,-44,65,35,No,-44,Yes,Yes,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,Yes,No,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to agree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,Yes,2,-44,Yes,1,Outside working hours,Knife,Money,50000,Group of criminals,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,2,Outside working hours,Other,Other company property,700,Gang related,No,No,-44,Yes,1,During working hours,Baseball bat,Money,6500,Gang related,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,25000,0,No,No,No,No,Yes,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,Yes,2,No,No,-44,.5,-44,No,-44,-44,No,-44,-44,Yes,0,2,20,46,13,16,11,6,8,2,1,2,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,13,29000,11,28000,11,32000,1,17000,1,16000,1,19000,1,15000,1,15000,1,17000,1,2700,1,3000,1,3000,2,3100,2,3000,2,3500,1,2500,1,2300,1,2900,0,-77,0,-77,0,-77,16,3900,16,3500,16,4300,11,2900,12,3000,10,3200,Increase/decreased demand for goods, -44,University graduate,University graduate,Post graduated,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete secondary,Completed secondary,Started but did not complete secondary,Important,Important,Critical,Important,Important,Very important,Slightly important,Important,Important,Slightly important,Important,Important,Not important,Slightly important,Slightly important,Critical,Very important,Critical,Very important,Important,Critical,Critical,Important,Important,Critical,Slightly important,Important,Slightly important,Not important,Not important,Important,Important,Important,Very important,Very important,Important,Very important,Important,Slightly important,Slightly important,Very important,Important,Very important,Important,Critical,Very important,Very important,Very important,Very important,Critical,Critical,Slightly important,Not important,Slightly important,Not important,Slightly important,Important,Not important,Slightly important,Not important,Important,Important,Important,Slightly important,Important,Not important,Not important,Slightly important,Very important,Important,Very important,Very important,Critical,Very important,Not important,Slightly important,Important,Important,Not important,Slightly important,Not difficult,Very difficult,Difficult,2,17,Not difficult,Very difficult,Difficult,1,12,Not difficult,Difficult,Slightly difficult,0,9,Slightly difficult,Not difficult,Slightly difficult,0,2,Slightly difficult,Slightly difficult,Not difficult,1,3,Not difficult,Slightly difficult,Slightly difficult,1,8,Slightly difficult,Slightly difficult,Difficult,1,9,Not difficult,Slightly difficult,Not difficult,2,3,Not difficult,Not difficult,Not difficult,2,1,Very important,Very important,Not important,Important,Important,Slightly important,Not important,Slightly important,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Through family/friends, -44,No,-44,-44,-44,-44,No,-44,-44,No,The firm cannot afford the optimal level of training,Yes,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Major obstacle,No obstacle,No,0,100, -44,0,No,-44,No,60,16,4,0,20,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,2,2,Collateral or cosigners unacceptable,-44,4600000,4060000,1786400,750000,102000,243600,156000,0,0,0,0,0,0,633000,103000,856000,171000,1652000,Minor obstacle,Minor obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,Access to finance,Tax Rates,Tax administration,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Local business association, -44,Marketing and Operations support, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 14265,65,Saint Lucia,Saint Lucia,Non-metallic mineral products,508685,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,55,100,0,0,0,All women,Yes,No,55,Makes major strategic and fiancial decisions,13,10,All women,Female,Female,Female,1997,No,Yes,1997,16,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,5,1,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,90,90,75,10,0, -44,25,65,10,0,Large private firms (more than 100 employees),0,40,60,linen,75,National,10,Increased,Remained the same,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,90,10,Yes,4,Yes,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,Yes,No,Moderate obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,No obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,No obstacle,-44, -44,Tend to disagree,Tend to agree,Tend to agree,Strongly disagree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,Yes,15,Yes,2,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,3,46,13,16,11,6,13,0,0,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,5,13,25000,14,25000,13,29000,1,17000,2,16000,1,19000,1,14000,1,13000,1,15000,1,3100,1,3000,1,4000,2,3400,2,3500,2,3900,1,3100,1,3100,1,3500,0,-77,0,-77,0,-77,16,3500,15,3500,15,3800,11,2900,11,2800,12,3200,Increase/decreased demand for goods, -44,University graduate,Completed college/vocational training,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Completed secondary,Completed secondary,Important,Important,Very important,Very important,Important,Important,Slightly important,Slightly important,Important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Very important,Very important,Critical,Critical,Important,Important,Very important,Critical,Important,Important,Critical,Not important,Important,Slightly important,Not important,Not important,Very important,Slightly important,Critical,Critical,Critical,Very important,Critical,Important,Very important,Very important,Important,Important,Critical,Slightly important,Very important,Important,Very important,Critical,Very important,Very important,Critical,Important,Not important,Slightly important,Slightly important,Important,Important,Not important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Slightly important,Important,Not important,Slightly important,Slightly important,Important,Very important,Critical,Critical,Very important,Very important,Slightly important,Not important,Very important,Important,Not important,Slightly important,Slightly difficult,Very difficult,Difficult,2,15,Not difficult,Difficult,Difficult,0,11,Not difficult,Slightly difficult,Difficult,1,2,Slightly difficult,Not difficult,Slightly difficult,0,2,Slightly difficult,Not difficult,Not difficult,0,4,Slightly difficult,Slightly difficult,Slightly difficult,0,8,Not difficult,Slightly difficult,Difficult,0,3,Not difficult,Not difficult,Slightly difficult,2,10,Not difficult,Slightly difficult,Not difficult,2,2,Very important,Very important,Very important,Not important,Very important,Slightly important,Not important,Slightly important,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,Public placement office, -44,No,-44,-44,-44,-44,Yes,5,2,Yes,-44,Yes,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,No obstacle,No,0,100, -44,0,No,-44,No,90,0,0,0,10,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,2,2,Incompleteness of loan application,-44,3720000,5110000,2350600,160000,148000,0,76000,0,0,0,0,0,0,111000,190000,171000,268000,303000,No obstacle,Moderate obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,No obstacle,Major obstacle,No obstacle,Major obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Tax Rates,Access to finance,Minor obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Private independent fund, -44,technological and Innovation Support, -44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Yes,No,Yes,Truthful,Are taken directly from the establishment's records, 14266,66,Saint Lucia,Saint Lucia,Retail,508686,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Female,Female,1993,No,Yes,1993,7,No,-44,-44,No,-44,-44,No,-44,-44,Yes,23,No,Yes,0,1,1,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,25,65,10,0,Individuals,15,45,40,household appliances,65,Local,5,Decreased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,40,60,No,-44,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Minor obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to agree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,No,No,No,0,Yes,4,No,No,-44,0,-44,Yes,5,Yes,No,-44,-44,Yes,0,2,12,47,13,16,11,7,7,9,6,2,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,13,23000,12,20000,12,27000,1,17000,2,16000,1,19000,2,13000,3,12000,2,15000,2,2900,2,3000,2,3000,2,3400,2,3500,2,3900,0,-77,0,-77,0,-77,16,2900,15,2900,15,3200,0,-77,0,-77,0,-77,11,2600,11,2600,10,3100,-44, -44,University graduate,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed secondary,Started but did not complete college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Completed secondary,-44,-44,Completed secondary,Started but did not complete secondary,Important,Slightly important,Critical,Very important,Important,Important,Important,Important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Slightly important,Very important,Very important,Critical,Very important,Important,Critical,Critical,Important,Important,Very important,Not important,Important,Slightly important,Not important,Not important,Important,Important,Very important,Critical,Very important,Very important,Important,Important,Important,Important,Important,Important,Very important,Important,Critical,Important,Critical,Very important,Critical,Very important,Critical,Slightly important,Not important,Important,Not important,Slightly important,Important,Slightly important,Important,Slightly important,Important,Important,Important,Slightly important,Important,Slightly important,Not important,Slightly important,Very important,Very important,Critical,Critical,Critical,Critical,Not important,Slightly important,Very important,Important,Important,Slightly important,Not difficult,Very difficult,Difficult,2,14,Slightly difficult,Very difficult,Slightly difficult,1,14,Slightly difficult,Slightly difficult,Difficult,0,7,Slightly difficult,Difficult,Slightly difficult,1,1,Slightly difficult,Slightly difficult,Slightly difficult,1,6,Slightly difficult,Difficult,Slightly difficult,0,2,Slightly difficult,Slightly difficult,Slightly difficult,2,6,Slightly difficult,Not difficult,Difficult,1,9,Not difficult,Not difficult,Not difficult,2,2,Very important,Important,Very important,Slightly important,Very important,Not important,Slightly important,Not important,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Public placement office, -44,Yes to fire,No,-44,Yes,0,Yes,3,2,No,Other,Yes,Very severe obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,No,0,100, -44,0,No,-44,No,70,0,0,0,20,0,0,10,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,2,2,Problems with credit history/report,-44,930000,720000,352800,180000,22000,43200,208000,8000,0,1000,1000,0,0,123000,174000,173000,223000,426000,Minor obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,Moderate obstacle,No obstacle,No obstacle,Major obstacle,Minor obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,Access to finance,"Crime, theft and disorder",Macroeconomic environment,Minor obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Too expensive, -44,-44,-44, -44,-44, -44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Truthful,Are taken directly from the establishment's records, 14231,31,Saint Lucia,Saint Lucia,Machinery and equipment,508651,No,-44,-44,-44,-44,Partnership (including limited liability companies), -44,50,100,0,0,0,All women,Yes,No,50,Makes major strategic and fiancial decisions,9,6,Predominantly men,Female,Male,Male,1998,No,Yes,1998,10,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,0,1,0,-44,No,-44,-44,-44,-44,Yes,4,0,0,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,100,95,80,0,0, -44,0,40,60,5,Small private firms (less than 20 employees),30,45,25,hurricane shutters,100,Local,10,Decreased,Increased,More than 5,65,35,0,1999,united kingdom,25,guyana,10,5,0,0,95,5,Yes,16,Yes,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,Yes,No,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,-44, -44,Tend to agree,Tend to agree,Tend to disagree,Strongly agree,No,-44,-44,-44,-44,-44,Yes,2,-44,Yes,1,-44,Yes,1,Outside working hours,Knife,Money,45000,Gang related,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,3,During working hours,Knife,Money,350,Gang related,No,No,Fear of negative publicity,Yes,4,Outside working hours,Knife,Goods or stock,300,Other,No,No,They occur too frequently,Yes,2,During working hours,Firearm/gun,Money,6500,Gang related,Yes,Yes,-44,Yes,1,During working hours,Baseball bat,Money,4000,Gang related,No,No,The police give little/no information back on crimes,No,-44,-44,0,Yes,Yes,Yes,Yes,Yes,Yes,No,No,No,-44,-44,No,Yes,No,5,Yes,1,No,No,-44,-44,0,Yes,5,Yes,No,-44,-44,No,-44,-44,10,47,13,16,11,7,8,2,2,1,3,2,1,0,0,0,0,0,0,1,1,1,0,0,5,15,19000,16,18000,15,21000,1,14000,1,13000,1,17000,2,13000,2,13000,2,15000,2,2900,2,3000,2,3000,2,3300,2,3000,2,3600,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,17,3400,19,3200,19,3800,11,2700,11,2600,10,3100,Increase/decreased demand for goods, -44,University graduate,University graduate,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Completed secondary,Completed primary school,Important,Important,Critical,Important,Very important,Important,Slightly important,Important,Important,Important,Slightly important,Important,Important,Not important,Important,Critical,Very important,Critical,Very important,Very important,Critical,Critical,Very important,Important,Critical,Not important,Very important,Important,Slightly important,Slightly important,Slightly important,Important,Critical,Critical,Critical,Very important,Very important,Important,Important,Important,Very important,Important,Very important,Important,Very important,Slightly important,Critical,Very important,Very important,Critical,Critical,Slightly important,Not important,Important,Not important,Very important,Important,Slightly important,Slightly important,Slightly important,Very important,Important,Slightly important,Slightly important,Important,Not important,Slightly important,Not important,Very important,Slightly important,Very important,Critical,Very important,Very important,Not important,Slightly important,Important,Important,Not important,Not important,Not difficult,Very difficult,Slightly difficult,2,16,Not difficult,Difficult,Difficult,0,7,Slightly difficult,Difficult,Very difficult,1,7,Slightly difficult,Not difficult,Not difficult,0,1,Slightly difficult,Difficult,Slightly difficult,1,4,Slightly difficult,Difficult,Difficult,1,2,Not difficult,Slightly difficult,Slightly difficult,0,9,Slightly difficult,Difficult,Slightly difficult,2,8,Not difficult,Slightly difficult,Not difficult,2,2,Very important,Important,Important,Not important,Critical,Slightly important,Slightly important,Not important,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,No obstacle,No obstacle,Private placement office, -44,No,-44,-44,-44,-44,Yes,5,1,No,The firm is affraid of investing in workers that after the t,Yes,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,No,0,100, -44,0,Yes,11,Yes,80,0,0,0,20,0,0,0,0,0,0,0,0, -44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Collateral requirements for loans or line of credit are unat,4160000,3800000,1976000,330000,42000,55000,50000,32000,4000,4000,1000,0,38000,509000,93000,748000,150000,1705000,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Political environment,Cost of finance,Macroeconomic environment,Minor obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Private independent fund, -44,Marketing and Operations support, -44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 14292,92,Saint Lucia,Saint Lucia,Retail,508712,Yes,2,Establishment physically separated from HQ and other establi,No,2,Sole proprietorship, -44,100,0,100,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,1988,No,Yes,1988,18,No,-44,-44,Yes,21,No,No,-44,-44,No,-44,-44,Yes,2,1,0,-44,No,-44,-44,-44,-44,Yes,4,2,1,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,5,65,30,0,Small private firms (less than 20 employees),0,50,50,spare parts,90,Local,10,Decreased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,80,20,Yes,12,Yes,Yes,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,Yes,No,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,-44, -44,Tend to disagree,Strongly disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,No,No,No,5,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,5,2,8,47,13,16,11,7,0,2,1,2,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,13,30000,14,30000,13,36000,1,15000,1,15000,1,17000,2,17000,2,16000,2,19000,2,3100,2,3000,2,4000,2,3000,2,2700,2,3600,0,-77,0,-77,0,-77,16,3400,16,3400,15,4000,0,-77,0,-77,0,-77,11,2900,12,2800,12,3100,Economic upturn/downturn, -44,University graduate,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed primary school,Important,Important,Critical,Very important,Very important,Important,Important,Slightly important,Very important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Very important,Critical,Very important,Important,Important,Very important,Critical,Slightly important,Important,Critical,Slightly important,Important,Very important,Not important,Not important,Important,Slightly important,Important,Critical,Very important,Slightly important,Very important,Important,Very important,Slightly important,Important,Important,Critical,Important,Critical,Important,Critical,Critical,Very important,Very important,Critical,Not important,Not important,Important,Slightly important,Slightly important,Very important,Not important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Very important,Very important,Not important,Slightly important,Not important,Very important,Important,Critical,Critical,Critical,Very important,Not important,Slightly important,Important,Important,Not important,Slightly important,Not difficult,Very difficult,Difficult,2,24,Slightly difficult,Difficult,Slightly difficult,0,4,Slightly difficult,Slightly difficult,Slightly difficult,1,8,Slightly difficult,Not difficult,Difficult,0,2,Not difficult,Slightly difficult,Slightly difficult,1,7,Difficult,Slightly difficult,Slightly difficult,0,2,Not difficult,Slightly difficult,Slightly difficult,2,3,Slightly difficult,Slightly difficult,Slightly difficult,1,3,Not difficult,Not difficult,Slightly difficult,2,2,Very important,Critical,Very important,Slightly important,Important,Not important,Slightly important,Slightly important,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,Private placement office, -44,Yes to fire,No,-44,Yes,0,Yes,5,2,Yes,-44,Yes,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Yes,0,100, -44,0,Yes,15,No,75,0,0,0,25,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,2,2,Problems with credit history/report,-44,18130000,16190000,4209400,220000,130000,0,96000,324000,29000,65000,23000,0,0,2309000,3814000,3724000,5019000,6145000,No obstacle,Minor obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,Minor obstacle,No obstacle,Very severe obstacle,No obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Practices of competitors in the informal sector,Macroeconomic environment,Minor obstacle,Yes,Yes,Yes,No,No,No,No,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are taken directly from the establishment's records, 14213,13,Saint Lucia,Saint Lucia,Hotel and restaurants,508633,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,55,55,45,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Male,1993,No,Yes,1993,7,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,3,1,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,0,1,2,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0, -44,0,45,55,5,Small private firms (less than 20 employees),10,55,35,accomodation,65,National,20,Decreased,Remained the same,2-5,70,30,50,1994,france,20,barbados,15,9,0,1,45,55,Yes,16,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,Yes,Yes,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,0,0,Yes,Yes,No,Yes,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,Yes,2,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,65,49,13,17,12,7,13,0,12,2,0,0,0,0,0,0,0,0,0,0,0,0,0,0,5,13,25000,11,23000,11,30000,1,15000,1,14000,1,18000,2,17000,3,17000,2,20000,2,2900,2,3000,2,3000,2,3000,2,2700,2,3500,0,-77,0,-77,0,-77,17,2700,18,2700,19,3100,0,-77,0,-77,0,-77,12,2900,11,2800,10,3300,Increase/decreased demand for goods, -44,University graduate,University graduate,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Completed secondary,-44,-44,Completed secondary,Completed primary school,Important,Not important,Critical,Very important,Very important,Important,Important,Slightly important,Important,Important,Important,Important,Not important,Important,Very important,Critical,Very important,Critical,Important,Important,Critical,Critical,Important,Important,Critical,Slightly important,Slightly important,Important,Not important,Slightly important,Important,Slightly important,Slightly important,Very important,Critical,Important,Very important,Very important,Important,Important,Important,Important,Very important,Important,Very important,Important,Very important,Very important,Critical,Very important,Very important,Slightly important,Not important,Very important,Not important,Very important,Very important,Slightly important,Not important,Not important,Important,Important,Slightly important,Important,Very important,Not important,Slightly important,Slightly important,Very important,Important,Critical,Very important,Critical,Very important,Not important,Not important,Very important,Very important,Not important,Important,Not difficult,Very difficult,Slightly difficult,2,24,Slightly difficult,Difficult,Difficult,1,10,Slightly difficult,Difficult,Slightly difficult,0,5,Slightly difficult,Not difficult,Slightly difficult,0,1,Slightly difficult,Slightly difficult,Slightly difficult,0,6,Slightly difficult,Difficult,Slightly difficult,0,5,Not difficult,Difficult,Slightly difficult,2,3,Not difficult,Difficult,Slightly difficult,0,10,Not difficult,Not difficult,Not difficult,2,2,Very important,Very important,Very important,Important,Critical,Slightly important,Not important,Slightly important,Moderate obstacle,No obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,Public announcement/advertisement, -44,No,-44,-44,-44,-44,No,-44,-44,No,The firm is affraid of investing in workers that after the t,Yes,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,No,0,100, -44,0,Yes,14,Yes,40,32,8,0,20,0,0,0,0,0,0,0,0, -44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Line of credit,2011,500000,7,12,Other,Yes,Yes,No,Yes,No,No, -44,125,Yes,2,1,Insufficient profitability,-44,4020000,3200000,1600000,800000,128000,128000,227000,80000,10000,8000,15000,192000,0,631000,730000,864000,960000,890000,No obstacle,Minor obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,Minor obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Political environment,Tax administration,Electricity,Minor obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,International organization, -44,"General management, Business development and Strategies supp", -44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 14288,88,Saint Lucia,Saint Lucia,Basic metals,508708,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly women,Male,Female,Female,2001,No,Yes,2001,12,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,6,2,1,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,100,95,70,0,0, -44,5,65,30,0,Your parent company or affiliated establishments,20,70,10,bread,80,National,30,Increased,Decreased,2-5,90,10,0,2002,united kingdom,50,saint vincent and the grenadin,10,3,0,0,70,30,No,-44,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,No obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,No,0,Yes,2,No,Yes,5,0,-44,Yes,15,No,No,-44,-44,No,-44,-44,5,49,13,17,12,7,1,1,0,3,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,13,22000,14,21000,14,26000,1,13000,1,12000,1,15000,2,11000,2,10000,2,13000,2,3100,2,3000,2,3000,2,2900,2,3000,2,3200,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,17,3600,17,3200,16,4000,12,2900,12,2700,11,3300,New products require new skills, -44,University graduate,Completed college/vocational training,Post graduated,University graduate,Completed college/vocational training,Completed secondary,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Completed secondary,Completed secondary,Very important,Important,Critical,Important,Important,Important,Important,Slightly important,Important,Important,Slightly important,Slightly important,Important,Slightly important,Important,Very important,Very important,Critical,Important,Important,Very important,Critical,Very important,Important,Critical,Not important,Important,Very important,Slightly important,Not important,Important,Important,Important,Critical,Critical,Slightly important,Very important,Very important,Important,Important,Important,Important,Critical,Slightly important,Critical,Important,Very important,Very important,Very important,Very important,Critical,Important,Slightly important,Important,Slightly important,Slightly important,Very important,Slightly important,Slightly important,Slightly important,Important,Slightly important,Important,Slightly important,Important,Not important,Not important,Not important,Important,Very important,Very important,Very important,Critical,Very important,Slightly important,Slightly important,Very important,Slightly important,Not important,Slightly important,Not difficult,Very difficult,Difficult,2,23,Slightly difficult,Very difficult,Difficult,1,15,Not difficult,Slightly difficult,Slightly difficult,1,8,Slightly difficult,Difficult,Slightly difficult,0,3,Slightly difficult,Slightly difficult,Difficult,0,10,Not difficult,Slightly difficult,Slightly difficult,0,5,Not difficult,Slightly difficult,Slightly difficult,1,8,Not difficult,Difficult,Slightly difficult,2,3,Not difficult,Slightly difficult,Not difficult,2,2,Important,Very important,Not important,Slightly important,Very important,Slightly important,Slightly important,Slightly important,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Public placement office, -44,No,-44,-44,-44,-44,Yes,1,2,No,The benefits of training are small than the costs,Yes,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,No obstacle,Yes,0,100, -44,0,No,-44,Yes,65,16,4,0,15,0,0,0,0,0,0,0,0, -44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Line of credit,2011,100000,14,36,"Non-Bank financial institutions (microfinance institutions,",Yes,No,Yes,No,No,No, -44,150,Yes,3,2,Concerns about level of debt already incurred,-44,12890000,12660000,5950200,190000,253000,0,126000,0,0,0,0,0,886000,2021000,2632000,2659000,3418000,7392000,Minor obstacle,Minor obstacle,No obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Labor Regulations,Telecommunications,Minor obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Too expensive, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 14285,85,Saint Lucia,Saint Lucia,Retail,508705,No,-44,-44,-44,-44,Partnership (including limited liability companies), -44,50,100,0,0,0,All women,Yes,No,50,Makes decisions in consultation with other partners,9,8,Predominantly women,Male,Male,Male,2001,No,Yes,2001,9,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,2,0,-44,No,-44,-44,-44,-44,Yes,0,0,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,25,40,35,0,Small private firms (less than 20 employees),20,45,35,computers,75,International,10,Decreased,Increased,More than 5,20,80,0,2002,united kingdom,75,barbados,20,10,0,0,50,50,Yes,3,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,Yes,No,Moderate obstacle,Moderate obstacle,Very severe obstacle,No obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,-44, -44,Strongly disagree,Tend to agree,Strongly disagree,Strongly agree,No,-44,-44,-44,-44,-44,No,-44,-44,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,2,During working hours,Firearm/gun,Money,26000,Gang related,Yes,Yes,-44,Yes,3,During working hours,Knife,Goods or stock,200,Gang related,No,No,Would increase insurance cost,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,Yes,No,-44,-44,No,-44,-44,Yes,Yes,Yes,5,No,-44,-44,No,-44,-44,0,No,-44,-44,No,-44,-44,No,-44,-44,2,50,14,17,12,7,1,1,1,2,0,0,0,0,0,0,0,0,0,0,0,0,0,0,5,14,18000,12,18000,12,21000,1,16000,1,15000,1,19000,2,16000,3,15000,2,18000,2,3000,2,3000,2,3000,2,2700,2,2600,2,3000,0,-77,0,-77,0,-77,17,2400,16,2400,17,2800,0,-77,0,-77,0,-77,12,2800,12,2600,12,3200,Increase/decreased demand for goods, -44,University graduate,University graduate,Post graduated,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Slightly important,Important,Critical,Important,Important,Important,Very important,Important,Important,Important,Important,Important,Slightly important,Slightly important,Important,Very important,Very important,Critical,Important,Very important,Very important,Critical,Very important,Very important,Critical,Not important,Slightly important,Important,Not important,Slightly important,Important,Important,Important,Critical,Critical,Slightly important,Very important,Important,Slightly important,Very important,Slightly important,Important,Very important,Important,Critical,Important,Critical,Critical,Critical,Very important,Very important,Important,Slightly important,Important,Not important,Important,Very important,Slightly important,Not important,Slightly important,Very important,Important,Important,Slightly important,Important,Slightly important,Not important,Slightly important,Important,Important,Critical,Very important,Critical,Very important,Slightly important,Not important,Important,Very important,Slightly important,Slightly important,Not difficult,Difficult,Slightly difficult,2,24,Difficult,Very difficult,Slightly difficult,0,7,Slightly difficult,Very difficult,Slightly difficult,0,6,Slightly difficult,Slightly difficult,Not difficult,0,3,Not difficult,Slightly difficult,Slightly difficult,0,9,Difficult,Difficult,Difficult,1,4,Not difficult,Difficult,Difficult,2,6,Not difficult,Not difficult,Slightly difficult,1,4,Not difficult,Slightly difficult,Not difficult,2,2,Important,Important,Important,Not important,Very important,Slightly important,Slightly important,Not important,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,No obstacle,Private placement office, -44,No,-44,-44,-44,-44,Yes,5,2,Yes,-44,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,Yes,9,No,32,26.4,6.600000000000001,0,25,0,0,0,0,0,0,0,9.999999999999993, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,3,3,Problems with credit history/report,-44,3170000,3730000,1678500,240000,82000,0,60000,78500,10000,7000,12000,0,0,532000,954000,783000,1343000,1355000,Minor obstacle,Minor obstacle,No obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Macroeconomic environment,Access to finance,Electricity,Moderate obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Local business association, -44,technological and Innovation Support, -44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 14248,48,Saint Lucia,Saint Lucia,Hotel and restaurants,508668,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All women,Yes,Not applicable,100,Makes major strategic and fiancial decisions,10,7,Predominantly men,Male,Male,Male,2004,No,Yes,2004,10,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,1,0,-44,No,-44,-44,-44,-44,Yes,3,1,1,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,10,45,45,0,Government or government agencies (including state-owned ent,45,55,0,ice cream,75,National,10,Remained the same,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,50,50,No,-44,No,Yes,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,Yes,No,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,No obstacle,Minor obstacle,Moderate obstacle,Major obstacle,No obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to agree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,Yes,Yes,No,No,-44,-44,No,-44,-44,No,Yes,Yes,10,Yes,2,No,Yes,0,-44,3000,Yes,9,Yes,No,-44,-44,No,-44,-44,1,51,15,17,12,7,1,0,0,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,15,28000,14,26000,14,31000,1,13000,2,12000,1,15000,2,15000,2,13000,2,17000,2,3100,2,3000,2,3000,2,2700,2,2500,2,2900,0,-77,0,-77,0,-77,17,2400,17,2400,16,2600,0,-77,0,-77,0,-77,12,2900,13,2800,11,3300,Increase/decreased demand for goods, -44,University graduate,Post graduated,University graduate,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed primary school,Important,Important,Critical,Very important,Very important,Very important,Important,Important,Important,Important,Important,Important,Slightly important,Slightly important,Important,Critical,Very important,Very important,Very important,Important,Very important,Critical,Important,Very important,Very important,Slightly important,Slightly important,Important,Not important,Not important,Important,Slightly important,Important,Very important,Very important,Important,Very important,Very important,Slightly important,Very important,Important,Very important,Critical,Important,Critical,Important,Very important,Very important,Critical,Critical,Critical,Not important,Not important,Slightly important,Slightly important,Very important,Important,Not important,Important,Not important,Important,Important,Very important,Slightly important,Slightly important,Not important,Slightly important,Slightly important,Very important,Very important,Critical,Very important,Critical,Very important,Not important,Slightly important,Very important,Important,Important,Slightly important,Not difficult,Very difficult,Difficult,2,17,Slightly difficult,Very difficult,Difficult,1,4,Not difficult,Slightly difficult,Slightly difficult,0,6,Not difficult,Not difficult,Slightly difficult,1,3,Not difficult,Slightly difficult,Difficult,0,8,Slightly difficult,Slightly difficult,Slightly difficult,0,6,Not difficult,Slightly difficult,Difficult,2,6,Not difficult,Not difficult,Difficult,1,9,Not difficult,Slightly difficult,Not difficult,2,2,Very important,Critical,Important,Important,Important,Slightly important,Slightly important,Not important,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,No obstacle,No obstacle,Through family/friends, -44,No,-44,-44,-44,-44,Yes,4,2,Yes,-44,Yes,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,No obstacle,Yes,0,100, -44,0,Yes,7,No,50,24,6,0,20,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,2,2,Collateral or cosigners unacceptable,-44,4190000,4300000,1032000,230000,258000,0,45000,21500,4000,4000,4000,0,0,828000,738000,1075000,946000,2602000,No obstacle,Minor obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,No obstacle,Moderate obstacle,No obstacle,Minor obstacle,No obstacle,Major obstacle,Yes,Yes,No,No,Yes,Access to finance,Tax Rates,Tax administration,Major obstacle,Yes,Yes,No,No,No,Yes,No,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Large impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Large impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Large impact,-44,-44,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Yes,Yes,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 14286,86,Saint Lucia,Saint Lucia,Transport,508706,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Female,Female,Male,2004,No,Yes,2004,9,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,3,0,-44,No,-44,-44,-44,-44,Yes,1,1,0,-44,Yes,0,1,2,-44,No,-44,No,Yes,Yes,0,-44,-44,100,0, -44,5,45,50,0,Your parent company or affiliated establishments,10,65,25,trucking,85,Local,10,Remained the same,Decreased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,25,75,Yes,17,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,Yes,No,No,No,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,Yes,10,Yes,2,No,No,-44,1,-44,No,-44,-44,No,-44,-44,Yes,0,2,7,52,14,18,13,7,1,2,1,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,8,14,23000,13,22000,13,27000,1,12000,2,12000,1,14000,2,11000,2,10000,2,13000,2,3200,2,3000,2,4000,2,3300,2,3200,2,3700,0,-77,0,-77,0,-77,18,2700,17,2700,15,3000,0,-77,0,-77,0,-77,13,2800,13,2600,13,3200,Increase/decreased demand for goods, -44,University graduate,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Completed secondary,-44,-44,Completed secondary,Completed primary school,Important,Important,Critical,Critical,Very important,Important,Slightly important,Important,Important,Important,Important,Slightly important,Slightly important,Not important,Very important,Critical,Very important,Critical,Important,Important,Critical,Critical,Very important,Slightly important,Critical,Important,Slightly important,Important,Not important,Not important,Important,Important,Very important,Critical,Very important,Important,Very important,Very important,Important,Very important,Important,Important,Critical,Important,Critical,Important,Very important,Very important,Very important,Critical,Critical,Slightly important,Not important,Very important,Slightly important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Very important,Important,Important,Very important,Slightly important,Not important,Slightly important,Very important,Very important,Critical,Critical,Very important,Very important,Not important,Slightly important,Very important,Important,Not important,Not important,Slightly difficult,Very difficult,Slightly difficult,2,21,Not difficult,Very difficult,Very difficult,0,8,Not difficult,Slightly difficult,Slightly difficult,1,4,Not difficult,Slightly difficult,Slightly difficult,0,3,Slightly difficult,Slightly difficult,Slightly difficult,0,7,Slightly difficult,Difficult,Slightly difficult,1,9,Not difficult,Difficult,Slightly difficult,2,10,Not difficult,Not difficult,Not difficult,1,3,Not difficult,Not difficult,Not difficult,2,1,Very important,Very important,Very important,Not important,Very important,Slightly important,Not important,Slightly important,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,Public placement office, -44,No,-44,-44,-44,-44,No,-44,-44,No,The firm cannot afford the optimal level of training,Yes,Major obstacle,Moderate obstacle,No obstacle,Major obstacle,No obstacle,No obstacle,No,0,100, -44,0,No,-44,No,65,16,4,0,15,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,Yes,Line of credit,2012,80000,6,36,Other,Yes,No,No,No,No,No, -44,175,Yes,3,2,Concerns about level of debt already incurred,-44,8460000,7990000,3995000,220000,256000,0,50000,136000,15000,20000,12000,0,0,1412000,1706000,2077000,2797000,3801000,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,No obstacle,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Practices of competitors in the informal sector,Customs and Trade Regulations,Access to finance,Minor obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed, -44,-44,-44, -44,-44, -44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 14268,68,Saint Lucia,Saint Lucia,Basic metals,508688,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Male,2005,No,Yes,2005,4,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,2,1,-44,Yes,2,0,0,-44,Yes,1,2,1,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,100,85,105,0,0, -44,5,55,40,0,Government or government agencies (including state-owned ent,45,40,15,bread,60,Local,10,Remained the same,Decreased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,90,10,Yes,11,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Very severe obstacle,No obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to disagree,Tend to disagree,Yes,No,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,Yes,5,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,4,55,15,19,13,8,1,0,0,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,8,15,27000,16,27000,15,31000,1,12000,2,12000,1,14000,2,14000,3,14000,2,16000,2,3200,2,3000,2,4000,2,3300,2,3200,2,3600,1,3200,1,2900,1,3700,0,-77,0,-77,0,-77,19,3200,19,3200,18,3700,13,2700,12,2400,11,3100,Increase/decreased demand for goods, -44,University graduate,University graduate,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete secondary,Completed secondary,Started but did not complete secondary,Important,Slightly important,Critical,Important,Very important,Very important,Slightly important,Important,Important,Important,Important,Important,Slightly important,Slightly important,Slightly important,Very important,Critical,Very important,Very important,Very important,Very important,Critical,Important,Very important,Critical,Important,Very important,Important,Slightly important,Slightly important,Very important,Important,Very important,Very important,Critical,Important,Very important,Very important,Slightly important,Very important,Important,Very important,Very important,Important,Critical,Important,Very important,Critical,Very important,Very important,Critical,Important,Slightly important,Very important,Not important,Important,Important,Slightly important,Important,Slightly important,Very important,Important,Important,Slightly important,Very important,Not important,Slightly important,Not important,Very important,Important,Critical,Critical,Critical,Critical,Not important,Slightly important,Important,Important,Not important,Not important,Not difficult,Almost impossible,Difficult,2,16,Slightly difficult,Difficult,Difficult,0,6,Not difficult,Very difficult,Difficult,1,2,Slightly difficult,Slightly difficult,Slightly difficult,0,3,Slightly difficult,Slightly difficult,Difficult,0,2,Not difficult,Slightly difficult,Very difficult,0,8,Slightly difficult,Difficult,Difficult,1,7,Not difficult,Not difficult,Slightly difficult,2,7,Not difficult,Not difficult,Not difficult,2,1,Critical,Important,Very important,Important,Important,Slightly important,Not important,Not important,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,Through family/friends, -44,No,-44,-44,-44,-44,Yes,3,2,Yes,-44,Yes,Major obstacle,Major obstacle,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No,0,100, -44,0,Yes,6,No,95,0,0,0,5,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Size of loan and maturity are insufficiant,1180000,1010000,505000,110000,10000,50500,76000,0,0,0,0,0,0,189000,191000,242000,313000,281000,No obstacle,No obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Cost of finance,Political environment,Macroeconomic environment,Moderate obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,International organization, -44,Financial magement and tax and customs administration, -44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are taken directly from the establishment's records, 14287,87,Saint Lucia,Saint Lucia,Basic metals,508707,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Male,1972,No,Yes,1972,13,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,0,3,1,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,100,95,140,0,0, -44,5,60,35,5,Your parent company or affiliated establishments,15,50,35,cake,55,National,30,Increased,Remained the same,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,95,5,Yes,7,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Minor obstacle,Major obstacle,No obstacle,Major obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to disagree,Strongly agree,Yes,No,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,No,0,0,No,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,Yes,5,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,5,2,2,56,15,19,14,8,1,1,0,3,0,0,0,0,0,0,0,0,0,0,0,0,0,0,7,15,18000,16,18000,17,20000,1,13000,2,13000,1,15000,2,11000,2,11000,2,12000,2,3000,2,3000,2,3000,2,2900,2,2700,2,3200,1,3100,1,3100,1,3500,0,-77,0,-77,0,-77,19,2800,18,2500,17,3100,14,2900,14,2700,14,3400,Increase/decreased demand for goods, -44,University graduate,Post graduated,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed secondary,Not applicable,Not applicable,Completed college/vocational training,Completed secondary,Completed secondary,Started but did not complete secondary,Very important,Slightly important,Very important,Critical,Important,Important,Important,Slightly important,Slightly important,Important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Very important,Critical,Very important,Very important,Important,Critical,Critical,Important,Important,Very important,Not important,Slightly important,Slightly important,Not important,Not important,Important,Important,Critical,Very important,Critical,Very important,Very important,Very important,Important,Important,Important,Important,Very important,Important,Critical,Important,Critical,Critical,Very important,Very important,Critical,Slightly important,Not important,Very important,Slightly important,Important,Very important,Slightly important,Not important,Slightly important,Important,Important,Important,Very important,Very important,Not important,Not important,Not important,Very important,Very important,Critical,Critical,Very important,Very important,Slightly important,Not important,Important,Very important,Slightly important,Important,Not difficult,Very difficult,Difficult,2,13,Slightly difficult,Difficult,Very difficult,0,13,Not difficult,Difficult,Slightly difficult,0,3,Slightly difficult,Slightly difficult,Slightly difficult,1,1,Not difficult,Slightly difficult,Slightly difficult,1,6,Slightly difficult,Difficult,Slightly difficult,1,6,Slightly difficult,Difficult,Slightly difficult,1,7,Slightly difficult,Not difficult,Slightly difficult,2,7,Not difficult,Not difficult,Not difficult,2,1,Very important,Very important,Important,Slightly important,Very important,Not important,Slightly important,Not important,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,No obstacle,No obstacle,Private placement office, -44,No,-44,-44,-44,-44,Yes,3,1,Yes,-44,Yes,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No,0,100, -44,0,Yes,7,No,50,24,6,0,20,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Collateral requirements for loans or line of credit are unat,14280000,15110000,6497300,190000,121000,0,151000,0,0,0,0,0,0,349000,114000,546000,150000,1496000,Minor obstacle,Moderate obstacle,No obstacle,Major obstacle,Yes,Yes,Yes,No,No,No,No,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,Macroeconomic environment,Electricity,Practices of competitors in the informal sector,Minor obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Government based organization, -44,technological and Innovation Support, -44,No,-44,-44,Yes,No,Yes,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are taken directly from the establishment's records, 14278,78,Saint Lucia,Saint Lucia,Non-metallic mineral products,508698,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,45,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Male,1992,No,Yes,1992,4,No,-44,-44,No,-44,-44,No,-44,-44,Yes,30,No,Yes,1,2,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,100,65,90,0,0, -44,30,55,15,0,Large private firms (more than 100 employees),5,40,55,furniture,85,Local,5,Decreased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,80,20,No,-44,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,No obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,-44, -44,Tend to disagree,Tend to agree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,Yes,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,Yes,1,No,No,-44,0,-44,Yes,10,No,No,-44,-44,No,-44,-44,16,59,17,20,14,8,8,3,1,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,6,17,27000,15,25000,14,30000,1,14000,1,13000,1,16000,2,14000,2,14000,2,15000,2,2900,2,3000,2,3000,2,3400,2,3300,2,3900,1,2800,1,2600,1,3000,0,-77,0,-77,0,-77,20,3900,19,3700,18,4300,14,2900,15,2800,14,3200,New production methods, -44,University graduate,University graduate,University graduate,University graduate,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete secondary,Completed secondary,Completed secondary,Very important,Not important,Critical,Important,Important,Important,Slightly important,Slightly important,Important,Important,Important,Important,Important,Not important,Important,Very important,Very important,Very important,Important,Slightly important,Very important,Very important,Important,Important,Critical,Slightly important,Important,Important,Not important,Not important,Important,Very important,Important,Very important,Critical,Important,Very important,Important,Very important,Important,Important,Important,Critical,Important,Critical,Important,Very important,Very important,Critical,Very important,Very important,Important,Not important,Very important,Not important,Important,Slightly important,Slightly important,Not important,Slightly important,Important,Important,Slightly important,Slightly important,Slightly important,Not important,Slightly important,Not important,Very important,Important,Very important,Critical,Critical,Very important,Not important,Important,Important,Important,Slightly important,Slightly important,Not difficult,Almost impossible,Slightly difficult,2,22,Slightly difficult,Very difficult,Slightly difficult,1,14,Not difficult,Slightly difficult,Slightly difficult,0,9,Slightly difficult,Slightly difficult,Slightly difficult,1,1,Slightly difficult,Slightly difficult,Slightly difficult,1,10,Slightly difficult,Difficult,Difficult,1,5,Not difficult,Slightly difficult,Slightly difficult,1,8,Not difficult,Slightly difficult,Slightly difficult,2,6,Not difficult,Slightly difficult,Not difficult,2,2,Very important,Very important,Very important,Important,Important,Slightly important,Slightly important,Slightly important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Private placement office, -44,No,-44,-44,-44,-44,Yes,3,2,Yes,-44,Yes,Major obstacle,Very severe obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Yes,0,100, -44,0,Yes,9,No,32,26.4,6.600000000000001,0,25,0,9.999999999999993,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Collateral requirements for loans or line of credit are unat,28230000,25340000,12923400,760000,608000,491000,237000,454000,25000,21000,17000,0,0,682000,221000,1100000,321000,3157000,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,No obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,No,Yes,No,No,No,Inadequately educated workforce,"Crime, theft and disorder",Practices of competitors in the informal sector,Very severe obstacle,Yes,Yes,No,No,No,Yes,No,-44,-44,-44,-44,-44,-44,Yes,Large impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Large impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,Truthful,Are taken directly from the establishment's records, 14269,69,Saint Lucia,Saint Lucia,Transport,508689,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,95,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Female,Male,Male,2004,No,Yes,2004,6,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,0,2,0,-44,Yes,3,0,0,-44,Yes,0,1,0,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0, -44,10,50,40,10,Large private firms (more than 100 employees),25,45,30,travel agent,100,International,10,Remained the same,Decreased,More than 5,20,80,0,2005,france,30,guyana,25,10,0,4,60,40,Yes,8,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,No obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,-44, -44,Tend to agree,Strongly disagree,Tend to agree,Tend to disagree,Yes,Yes,No,-44,-44,-44,Yes,2,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,During working hours,Other,Money,3000,Group of criminals,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,2,During working hours,Knife,Money,850,Other,No,No,Loss was small,Yes,3,Outside working hours,Knife,Personal possessions of employees or customers,600,Other,No,No,The police give little/no information back on crimes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,30000,0,Yes,Yes,No,No,Yes,No,-44,-44,No,-44,-44,Yes,Yes,No,0,Yes,1,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,35,61,16,21,15,9,14,12,8,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,7,16,19000,15,19000,15,23000,1,18000,2,17000,1,21000,2,17000,3,15000,2,19000,2,2900,2,3000,2,3000,3,3100,3,2800,3,3700,1,2600,1,2400,1,3000,21,2800,22,2800,21,3200,0,-77,0,-77,0,-77,15,2800,16,2700,15,3100,Increase demand for higher quality product, -44,University graduate,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed secondary,Important,Slightly important,Critical,Important,Important,Very important,Slightly important,Important,Important,Slightly important,Slightly important,Slightly important,Not important,Slightly important,Slightly important,Critical,Very important,Very important,Important,Important,Very important,Critical,Important,Important,Critical,Not important,Important,Important,Important,Slightly important,Very important,Important,Important,Critical,Critical,Very important,Very important,Important,Important,Important,Very important,Important,Very important,Slightly important,Critical,Important,Critical,Critical,Very important,Critical,Critical,Slightly important,Not important,Slightly important,Not important,Important,Important,Slightly important,Important,Slightly important,Very important,Slightly important,Important,Slightly important,Important,Not important,Slightly important,Not important,Very important,Important,Very important,Critical,Critical,Critical,Slightly important,Slightly important,Important,Important,Not important,Not important,Not difficult,Very difficult,Slightly difficult,2,12,Slightly difficult,Very difficult,Slightly difficult,0,13,Slightly difficult,Difficult,Difficult,1,4,Slightly difficult,Slightly difficult,Slightly difficult,0,1,Slightly difficult,Difficult,Slightly difficult,0,3,Slightly difficult,Difficult,Slightly difficult,0,3,Slightly difficult,Very difficult,Slightly difficult,3,8,Slightly difficult,Not difficult,Slightly difficult,1,6,Not difficult,Not difficult,Not difficult,2,2,Important,Very important,Very important,Not important,Very important,Not important,Slightly important,Slightly important,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Public announcement/advertisement, -44,No,-44,-44,-44,-44,No,-44,-44,No,The benefits of training are small than the costs,Yes,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No,0,100, -44,0,No,-44,Yes,95,0,0,0,5,0,0,0,0,0,0,0,0, -44,25,37.5,0,0,37.5,0,0,0,0,0,0,0,0,0,0, -44,Yes,Loan,2010,350000,10,96,Private commercial banks,Yes,No,Yes,No,No,No, -44,125,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,56230000,51730000,24830400,2510000,2483000,0,255000,724000,138000,43000,65000,0,4656000,8877000,9042000,13450000,11898000,18696000,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,No obstacle,Major obstacle,No obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,Macroeconomic environment,Tax administration,Electricity,No obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Government based organization, -44,technological and Innovation Support, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 14267,67,Saint Lucia,Saint Lucia,Basic metals,508687,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All women,Yes,Not applicable,100,Makes decisions in consultation with other partners,32,6,Predominantly men,Male,Male,Male,1982,No,Yes,1982,31,No,-44,-44,No,-44,-44,No,-44,-44,Yes,60,No,Yes,9,1,0,-44,No,-44,-44,-44,-44,Yes,0,2,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,100,100,65,0,0, -44,5,50,45,0,Large private firms (more than 100 employees),0,45,55,bread,100,National,10,Increased,Decreased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,95,5,Yes,3,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to agree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,No,5,Yes,3,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,1,65,18,22,16,9,1,0,0,2,0,0,0,0,0,0,0,0,0,0,0,0,0,0,9,18,25000,19,25000,19,29000,1,14000,1,14000,1,16000,2,17000,2,16000,2,19000,2,2600,2,2000,2,3000,3,3100,3,3000,3,3400,1,3000,1,2900,1,3200,0,-77,0,-77,0,-77,22,2900,20,2700,21,3300,16,2600,15,2600,16,3000,Increase demand for higher quality product, -44,University graduate,Post graduated,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed secondary,Very important,Slightly important,Very important,Important,Very important,Important,Important,Slightly important,Very important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Critical,Very important,Critical,Important,Important,Critical,Critical,Important,Important,Critical,Not important,Important,Important,Not important,Not important,Important,Slightly important,Important,Very important,Critical,Important,Very important,Important,Important,Important,Very important,Important,Very important,Important,Critical,Very important,Very important,Critical,Very important,Very important,Critical,Slightly important,Not important,Important,Not important,Important,Important,Not important,Not important,Slightly important,Very important,Very important,Important,Slightly important,Important,Slightly important,Not important,Slightly important,Very important,Important,Very important,Critical,Critical,Critical,Not important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Slightly difficult,Very difficult,Very difficult,2,18,Slightly difficult,Difficult,Difficult,1,4,Slightly difficult,Slightly difficult,Slightly difficult,1,2,Slightly difficult,Not difficult,Not difficult,0,2,Slightly difficult,Not difficult,Slightly difficult,0,10,Not difficult,Difficult,Slightly difficult,1,4,Not difficult,Slightly difficult,Difficult,0,9,Slightly difficult,Difficult,Slightly difficult,3,3,Not difficult,Not difficult,Not difficult,2,2,Important,Very important,Important,Not important,Important,Not important,Slightly important,Slightly important,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,Private placement office, -44,No,-44,-44,-44,-44,No,-44,-44,No,The benefits of training are small than the costs,Yes,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,No obstacle,No,0,100, -44,0,Yes,8,No,45,32,8,0,15,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Collateral requirements for loans or line of credit are unat,6650000,6520000,3064400,190000,65000,0,111000,0,0,0,0,0,0,329000,69000,416000,86000,919000,Minor obstacle,Minor obstacle,No obstacle,Major obstacle,No,Yes,No,No,No,No,No,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,No obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,No obstacle,Minor obstacle,Major obstacle,Yes,Yes,No,Yes,No,Cost of finance,Practices of competitors in the informal sector,Access to land for expansion / relocation,No obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Government based organization, -44,technological and Innovation Support, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 1428,8,Saint Lucia,Saint Lucia,Hotel and restaurants,508628,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All women,Female,Female,Female,1993,No,Yes,1993,15,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,2,1,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0, -44,15,40,45,10,Others,30,50,20,accomodation,60,National,5,Decreased,Increased,More than 5,50,50,10,1994,united kingdom,50,barbados,45,7,0,1,40,60,Yes,5,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,-44, -44,Tend to agree,Strongly disagree,Strongly disagree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,5,No,-44,-44,No,-44,-44,5000,No,-44,-44,No,-44,-44,Yes,30,2,25,69,18,24,17,10,18,6,4,7,1,1,0,0,0,0,0,0,0,1,1,0,0,0,7,19,22000,19,21000,17,25000,1,12000,1,11000,1,14000,3,13000,3,12000,3,14000,3,2800,3,3000,3,3000,3,2900,3,2800,3,3300,0,-77,0,-77,0,-77,24,3200,26,3100,28,3700,0,-77,0,-77,0,-77,17,2700,18,2700,18,3100,Increase/decreased demand for goods, -44,University graduate,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed secondary,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed secondary,Important,Important,Critical,Very important,Very important,Important,Slightly important,Important,Important,Important,Slightly important,Slightly important,Important,Slightly important,Important,Very important,Very important,Very important,Important,Important,Critical,Very important,Important,Important,Very important,Important,Slightly important,Important,Not important,Slightly important,Very important,Important,Important,Critical,Critical,Important,Very important,Important,Important,Very important,Important,Important,Very important,Slightly important,Critical,Important,Critical,Critical,Critical,Very important,Critical,Not important,Not important,Important,Slightly important,Very important,Important,Not important,Slightly important,Slightly important,Slightly important,Important,Important,Slightly important,Very important,Not important,Slightly important,Not important,Important,Important,Critical,Very important,Critical,Very important,Not important,Not important,Very important,Important,Slightly important,Slightly important,Slightly difficult,Very difficult,Difficult,2,9,Not difficult,Almost impossible,Slightly difficult,1,5,Slightly difficult,Difficult,Slightly difficult,0,5,Slightly difficult,Slightly difficult,Slightly difficult,0,3,Slightly difficult,Not difficult,Slightly difficult,0,9,Not difficult,Difficult,Slightly difficult,0,2,Not difficult,Slightly difficult,Slightly difficult,3,6,Not difficult,Slightly difficult,Not difficult,1,10,Not difficult,Slightly difficult,Not difficult,2,1,Very important,Critical,Very important,Important,Very important,Not important,Slightly important,Not important,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,Schoold related network, -44,Yes to hire,Yes,8,No,-44,Yes,3,1,Yes,-44,Yes,Major obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,No obstacle,Minor obstacle,No,0,100, -44,0,No,-44,No,73,12,3,0,12,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Size of loan and maturity are insufficiant,7920000,6650000,3192000,820000,93000,399000,154000,86500,7000,10000,9000,0,0,891000,1846000,1330000,2461000,2261000,Minor obstacle,No obstacle,Major obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Very severe obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Access to finance,Tax Rates,Major obstacle,Yes,Yes,No,No,No,Yes,No,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Negative impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Negative impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 14230,30,Saint Lucia,Saint Lucia,Basic metals,508650,No,-44,-44,-44,-44,Limited partnership, -44,51,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Female,Male,Female,1992,No,Yes,1992,25,No,-44,-44,No,-44,-44,No,-44,-44,Yes,29,No,Yes,0,2,1,-44,No,-44,-44,-44,-44,Yes,4,0,0,-44,No,-44,-44,-44,-44,No,-44,No,Yes,Yes,95,90,105,5,0, -44,0,50,50,0,Individuals,25,70,5,pasta,50,Local,10,Increased,Remained the same,More than 5,75,25,0,1993,united kingdom,75,saint vincent and the grenadin,5,5,0,0,95,5,Yes,17,Yes,No,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,No obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to agree,Strongly disagree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,No,-44,-44,Yes,0,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,23,69,18,24,17,10,14,4,4,2,0,0,0,0,0,0,0,0,0,0,0,0,0,0,7,18,28000,16,25000,15,31000,1,18000,1,17000,1,21000,3,11000,3,11000,3,13000,3,3000,3,3000,3,3000,3,2900,3,2700,3,3200,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,24,2800,23,2900,22,3200,17,2600,18,2400,16,2900,Increase/decreased demand for goods, -44,Post graduated,University graduate,University graduate,University graduate,Completed secondary,Started but did not complete college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Completed secondary,Completed secondary,Started but did not complete secondary,Important,Not important,Critical,Important,Very important,Important,Slightly important,Slightly important,Slightly important,Important,Important,Important,Not important,Slightly important,Very important,Critical,Very important,Critical,Important,Very important,Very important,Critical,Important,Very important,Very important,Slightly important,Important,Slightly important,Not important,Not important,Important,Important,Important,Critical,Critical,Important,Very important,Important,Important,Slightly important,Important,Important,Very important,Important,Very important,Slightly important,Critical,Critical,Critical,Critical,Critical,Slightly important,Not important,Slightly important,Slightly important,Important,Important,Slightly important,Not important,Slightly important,Important,Very important,Slightly important,Slightly important,Very important,Slightly important,Not important,Not important,Very important,Important,Critical,Very important,Critical,Very important,Slightly important,Not important,Important,Slightly important,Slightly important,Slightly important,Slightly difficult,Very difficult,Slightly difficult,2,8,Not difficult,Very difficult,Slightly difficult,0,5,Slightly difficult,Very difficult,Difficult,1,10,Slightly difficult,Slightly difficult,Slightly difficult,0,1,Slightly difficult,Slightly difficult,Slightly difficult,1,2,Slightly difficult,Slightly difficult,Difficult,0,7,Not difficult,Slightly difficult,Slightly difficult,1,2,Slightly difficult,Not difficult,Not difficult,3,3,Not difficult,Not difficult,Not difficult,2,2,Very important,Important,Slightly important,Slightly important,Very important,Slightly important,Slightly important,Slightly important,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,Moderate obstacle,No obstacle,No obstacle,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,Public placement office, -44,Yes to both,Yes,8,No,-44,No,-44,-44,No,The firm cannot afford the optimal level of training,Yes,Moderate obstacle,Moderate obstacle,No obstacle,Major obstacle,Major obstacle,No obstacle,No,0,100, -44,0,Yes,14,No,79,16,4,0,1,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Other,7680000,10120000,4958800,1060000,445000,506000,438000,0,0,0,0,0,0,2048000,366000,2768000,482000,6062000,Major obstacle,Moderate obstacle,Major obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,Customs and Trade Regulations,Electricity,Transportation,Minor obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Private independent fund, -44,technological and Innovation Support, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 14238,38,Saint Lucia,Saint Lucia,Non-metallic mineral products,508658,No,-44,-44,-44,-44,Partnership (including limited liability companies), -44,50,95,5,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Male,1975,No,Yes,1975,24,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,5,1,-44,No,-44,-44,-44,-44,Yes,3,2,1,-44,Yes,2,1,2,-44,Yes,2,Yes,Yes,Yes,100,65,85,0,0, -44,0,50,50,10,Individuals,15,60,25,blocks,100,National,10,Decreased,Remained the same,More than 5,75,25,0,1976,united kingdom,35,dominica,20,5,0,0,90,10,Yes,4,Yes,No,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,Yes,No,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Very severe obstacle,Minor obstacle,Major obstacle,-44, -44,Tend to agree,Strongly disagree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,Yes,0,No,-44,-44,No,-44,0,-44,No,-44,-44,Yes,35,No,No,-44,-44,8,70,19,24,17,10,1,0,0,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,9,19,26000,19,25000,20,28000,1,17000,1,17000,1,19000,3,15000,3,14000,3,18000,3,3200,3,3000,3,4000,3,2800,3,2600,3,3200,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,24,3000,22,2700,24,3200,17,2600,17,2600,16,3000,Increase/decreased demand for goods, -44,Post graduated,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,Completed secondary,Completed secondary,Important,Not important,Very important,Very important,Important,Very important,Slightly important,Slightly important,Very important,Very important,Important,Slightly important,Not important,Important,Slightly important,Critical,Critical,Critical,Important,Important,Very important,Critical,Important,Important,Critical,Slightly important,Slightly important,Important,Slightly important,Not important,Critical,Important,Important,Very important,Very important,Important,Very important,Slightly important,Very important,Important,Important,Important,Very important,Important,Critical,Very important,Critical,Very important,Very important,Critical,Very important,Slightly important,Not important,Important,Not important,Important,Important,Slightly important,Slightly important,Important,Important,Very important,Slightly important,Slightly important,Important,Not important,Not important,Slightly important,Important,Important,Very important,Very important,Critical,Critical,Slightly important,Slightly important,Important,Important,Slightly important,Slightly important,Not difficult,Very difficult,Difficult,2,18,Difficult,Difficult,Difficult,1,14,Not difficult,Difficult,Difficult,1,9,Slightly difficult,Slightly difficult,Slightly difficult,0,2,Not difficult,Slightly difficult,Slightly difficult,0,3,Slightly difficult,Slightly difficult,Difficult,1,6,Not difficult,Slightly difficult,Slightly difficult,0,3,Not difficult,Slightly difficult,Slightly difficult,3,10,Not difficult,Not difficult,Not difficult,2,2,Critical,Important,Very important,Important,Important,Not important,Slightly important,Slightly important,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Public placement office, -44,No,-44,-44,-44,-44,Yes,3,2,Yes,-44,Yes,Very severe obstacle,Moderate obstacle,Minor obstacle,Major obstacle,No obstacle,No obstacle,Yes,0,100, -44,0,No,-44,No,80,0,0,0,20,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,2,2,Other objections,-44,16970000,12790000,5499700,360000,256000,76000,272000,82000,3000,4000,4000,0,0,1008000,265000,1680000,428000,2083000,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Practices of competitors in the informal sector,Corruption,Political environment,Very severe obstacle,Yes,Yes,No,Yes,No,No,No,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Large impact,-44,-44,-44,-44,-44,-44,-44,-44,No,Negative impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Large impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,Yes,Yes,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are estimates computed with some precision, 14293,93,Saint Lucia,Saint Lucia,Electronics,508713,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All women,Yes,Not applicable,100,Makes major strategic and fiancial decisions,17,6,Predominantly men,Male,Female,Male,1997,No,Yes,1997,11,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,0,3,0,-44,No,-44,-44,-44,-44,Yes,2,1,0,-44,No,-44,-44,-44,-44,No,-44,No,Yes,Yes,100,80,140,0,0, -44,20,45,35,0,Government or government agencies (including state-owned ent,15,60,25,furniture,40,Local,5,Decreased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,75,25,No,-44,Yes,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,No obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to disagree,Tend to disagree,Yes,Yes,No,-44,-44,-44,Yes,3,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,Yes,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,8,Yes,3,Yes,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,5,71,20,24,17,10,1,0,0,3,0,0,0,0,0,0,0,0,0,0,0,0,0,0,8,20,30000,20,28000,20,35000,1,19000,1,18000,1,23000,3,12000,4,12000,3,14000,3,3400,3,3000,3,4000,3,2900,3,2800,3,3300,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,24,3800,26,3500,24,4100,17,2900,17,2600,17,3200,Increase/decreased demand for goods, -44,University graduate,Post graduated,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Completed secondary,Completed primary school,Important,Important,Critical,Very important,Important,Important,Slightly important,Important,Important,Important,Slightly important,Important,Important,Slightly important,Important,Very important,Critical,Critical,Important,Very important,Very important,Critical,Important,Important,Critical,Slightly important,Slightly important,Very important,Not important,Not important,Very important,Important,Slightly important,Critical,Critical,Slightly important,Very important,Important,Important,Important,Slightly important,Important,Very important,Important,Critical,Slightly important,Critical,Very important,Very important,Critical,Critical,Slightly important,Not important,Very important,Slightly important,Important,Important,Not important,Slightly important,Not important,Very important,Very important,Slightly important,Important,Important,Not important,Not important,Slightly important,Slightly important,Very important,Critical,Critical,Critical,Very important,Not important,Slightly important,Important,Very important,Slightly important,Slightly important,Not difficult,Very difficult,Slightly difficult,2,15,Not difficult,Difficult,Slightly difficult,0,7,Not difficult,Difficult,Slightly difficult,1,7,Slightly difficult,Not difficult,Not difficult,1,1,Slightly difficult,Slightly difficult,Slightly difficult,0,2,Difficult,Difficult,Difficult,0,10,Not difficult,Slightly difficult,Slightly difficult,0,10,Not difficult,Slightly difficult,Not difficult,3,2,Not difficult,Not difficult,Not difficult,2,1,Important,Very important,Important,Slightly important,Very important,Not important,Not important,Not important,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,No obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,Public placement office, -44,Yes to fire,No,-44,Yes,7,No,-44,-44,No,The firm cannot afford the optimal level of training,Yes,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,No,0,100, -44,0,Yes,15,No,75,0,0,0,25,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,Yes,Line of credit,2010,20000,14,36,Other,No,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,9370000,8420000,3873200,240000,286000,0,11000,0,0,0,0,0,0,108000,67000,161000,107000,349000,Very severe obstacle,Very severe obstacle,Very severe obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,Customs and Trade Regulations,Tax Rates,Transportation,Moderate obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Private independent fund, -44,technological and Innovation Support, -44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 1426,6,Saint Lucia,Saint Lucia,Non-metallic mineral products,508626,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,50,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Female,Female,Female,1975,No,Yes,1975,3,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,5,1,-44,Yes,1,0,0,-44,No,-44,-44,-44,-44,Yes,1,2,1,-44,Yes,1,Yes,Yes,Yes,100,100,75,0,0, -44,0,45,55,5,Government or government agencies (including state-owned ent,30,45,25,school supplies,100,National,15,Decreased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,65,35,Yes,7,Yes,Yes,No,No,Yes,No,Yes,Laboratory or research center, -44,No,Yes,Yes,Yes,Yes,Yes,Yes,No,-44,-44,Yes,No,No,No,Yes,Yes,No,No,No, -44,Important,Very Important,Critical,Critical,Slightly important,Critical,Very Important,Yes,40,Yes,60,No,-44,Yes,No,60000,-44,No,No,Yes,No,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,-44, -44,Tend to disagree,Strongly disagree,Tend to agree,Tend to agree,Yes,No,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,20000,0,Yes,No,No,Yes,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,5,Yes,2,No,No,-44,0,-44,Yes,10,No,No,-44,-44,No,-44,-44,25,78,21,27,19,11,0,8,4,2,3,2,1,0,0,0,0,0,0,1,1,1,0,0,10,23,18000,21,18000,20,20000,2,17000,2,16000,2,19000,3,13000,3,13000,3,15000,3,3300,3,3000,3,4000,3,3100,3,3100,3,3600,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,28,3700,29,3600,28,4400,19,2600,20,2600,20,2800,-44, -44,Post graduated,University graduate,Post graduated,University graduate,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete secondary,Completed secondary,Completed secondary,Important,Important,Very important,Important,Important,Very important,Important,Slightly important,Slightly important,Important,Slightly important,Important,Important,Slightly important,Very important,Critical,Critical,Critical,Important,Slightly important,Critical,Critical,Important,Very important,Critical,Slightly important,Slightly important,Important,Slightly important,Not important,Critical,Important,Critical,Critical,Critical,Important,Very important,Important,Important,Important,Important,Important,Very important,Important,Very important,Important,Critical,Critical,Very important,Critical,Critical,Slightly important,Not important,Slightly important,Slightly important,Very important,Very important,Slightly important,Slightly important,Slightly important,Important,Very important,Important,Slightly important,Important,Not important,Not important,Not important,Important,Slightly important,Very important,Critical,Very important,Very important,Not important,Not important,Important,Important,Slightly important,Slightly important,Not difficult,Very difficult,Difficult,3,24,Slightly difficult,Very difficult,Slightly difficult,1,5,Not difficult,Slightly difficult,Slightly difficult,1,10,Not difficult,Slightly difficult,Slightly difficult,1,1,Slightly difficult,Not difficult,Difficult,1,3,Not difficult,Difficult,Very difficult,1,9,Slightly difficult,Difficult,Difficult,1,7,Not difficult,Difficult,Slightly difficult,3,3,Not difficult,Not difficult,Not difficult,2,2,Critical,Critical,Not important,Important,Very important,Slightly important,Not important,Not important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,Public placement office, -44,No,-44,-44,-44,-44,Yes,1,2,No,Other,Yes,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Yes,0,100, -44,0,Yes,14,Yes,90,0,0,0,10,0,0,0,0,0,0,0,0, -44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Size of loan and maturity are insufficiant,7270000,7020000,3299400,820000,91000,351000,38000,101000,0,0,0,211000,0,1032000,1599000,1474000,2317000,2388000,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Customs and Trade Regulations,Electricity,Moderate obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,International organization, -44,Human resources Support, -44,No,-44,-44,Yes,No,No,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,Yes,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 14270,70,Saint Lucia,Saint Lucia,Transport,508690,Yes,3,Establishment physically separated from HQ and other establi,Yes,-44,Shareholding company with non-traded shares or shares traded, -44,25,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Male,2005,No,Yes,2005,7,No,-44,-44,No,-44,-44,No,-44,-44,Yes,58,No,Yes,0,1,0,-44,No,-44,-44,-44,-44,Yes,0,1,1,-44,No,-44,-44,-44,-44,Yes,4,Yes,Yes,Yes,0,-44,-44,100,0, -44,25,60,15,5,Medium private firms (20-100 employees),20,55,25,tours,65,National,10,Increased,Increased,More than 5,95,5,75,2006,france,15,dominica,5,8,0,0,85,15,No,-44,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,Yes,Yes,No,No,-44,-44,No,-44,-44,Yes,Yes,No,0,Yes,2,No,No,-44,-44,7000,No,-44,-44,No,-44,-44,No,-44,-44,30,78,21,27,19,11,2,10,7,10,0,0,0,0,0,0,0,0,0,0,0,0,0,0,8,21,27000,19,24000,18,32000,2,18000,2,16000,2,20000,3,13000,3,13000,3,14000,3,3000,3,3000,3,3000,3,2700,3,2700,3,3200,0,-77,0,-77,0,-77,27,3400,25,3300,25,3700,0,-77,0,-77,0,-77,19,2800,19,2800,17,3000,New products require new skills, -44,University graduate,Post graduated,Post graduated,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Important,Slightly important,Critical,Important,Important,Important,Slightly important,Important,Important,Important,Slightly important,Slightly important,Not important,Slightly important,Important,Critical,Very important,Critical,Important,Very important,Very important,Critical,Slightly important,Important,Critical,Important,Slightly important,Important,Not important,Slightly important,Critical,Important,Important,Critical,Very important,Important,Very important,Important,Slightly important,Important,Important,Important,Critical,Important,Critical,Important,Critical,Critical,Very important,Critical,Critical,Slightly important,Not important,Important,Slightly important,Important,Very important,Not important,Not important,Important,Very important,Important,Very important,Slightly important,Very important,Not important,Slightly important,Slightly important,Important,Important,Critical,Very important,Critical,Critical,Not important,Not important,Important,Very important,Slightly important,Not important,Slightly difficult,Very difficult,Slightly difficult,3,12,Not difficult,Very difficult,Very difficult,0,5,Slightly difficult,Slightly difficult,Difficult,1,8,Not difficult,Not difficult,Slightly difficult,1,2,Slightly difficult,Not difficult,Slightly difficult,1,3,Slightly difficult,Slightly difficult,Difficult,0,7,Not difficult,Slightly difficult,Slightly difficult,3,9,Not difficult,Slightly difficult,Difficult,0,5,Not difficult,Not difficult,Not difficult,2,2,Critical,Critical,Very important,Important,Very important,Slightly important,Not important,Not important,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,Private placement office, -44,Yes to fire,No,-44,Yes,7,Yes,0,2,Yes,-44,Yes,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Yes,0,100, -44,0,Yes,9,No,55,24,6,0,15,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,2,2,Collateral or cosigners unacceptable,-44,8880000,10310000,4742600,820000,474000,309300,60000,62000,11000,3000,5000,0,0,2064000,1423000,2681000,2371000,6381000,No obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,No obstacle,Minor obstacle,Minor obstacle,No obstacle,Major obstacle,No obstacle,Minor obstacle,Very severe obstacle,No,Yes,No,No,No,"Crime, theft and disorder",Practices of competitors in the informal sector,Inadequately educated workforce,No obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,International organization, -44,technological and Innovation Support, -44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 14273,73,Saint Lucia,Saint Lucia,Hotel and restaurants,508693,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly women,Male,Male,Male,2005,No,Yes,2005,11,No,-44,-44,No,-44,-44,No,-44,-44,Yes,26,No,Yes,9,2,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,No,No,Yes,0,-44,-44,100,0, -44,0,55,45,0,Government or government agencies (including state-owned ent,35,55,10,accomodation,65,International,5,Increased,Remained the same,More than 5,45,55,20,2006,france,45,barbados,10,7,0,1,75,25,No,-44,No,No,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Major obstacle,Minor obstacle,Major obstacle,Major obstacle,No obstacle,Major obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,-44, -44,Strongly disagree,Tend to agree,Tend to agree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,Yes,No,No,-44,-44,No,-44,-44,No,No,Yes,0,No,-44,-44,No,-44,0,-44,Yes,9,No,Yes,40,Yes,No,-44,-44,6,83,22,29,20,12,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,13,22,28000,21,26000,20,32000,2,16000,2,16000,2,18000,3,13000,4,13000,3,15000,3,2700,3,3000,3,3000,4,2700,4,2700,4,3100,0,-77,0,-77,0,-77,29,3400,30,3100,30,4000,0,-77,0,-77,0,-77,20,2700,22,2700,22,3000,Increase/decreased demand for goods, -44,University graduate,Completed secondary,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Completed secondary,-44,-44,Completed secondary,Started but did not complete secondary,Important,Slightly important,Critical,Important,Important,Important,Slightly important,Important,Important,Important,Important,Slightly important,Not important,Important,Important,Very important,Critical,Critical,Important,Important,Critical,Critical,Important,Important,Critical,Slightly important,Important,Slightly important,Slightly important,Not important,Critical,Important,Important,Very important,Very important,Important,Very important,Important,Slightly important,Very important,Slightly important,Important,Very important,Important,Very important,Important,Critical,Critical,Very important,Critical,Critical,Slightly important,Not important,Important,Not important,Important,Important,Slightly important,Important,Slightly important,Important,Important,Slightly important,Slightly important,Very important,Slightly important,Not important,Slightly important,Slightly important,Important,Very important,Very important,Critical,Critical,Slightly important,Slightly important,Important,Important,Slightly important,Not important,Not difficult,Very difficult,Difficult,3,23,Slightly difficult,Difficult,Very difficult,0,7,Slightly difficult,Difficult,Difficult,1,7,Slightly difficult,Slightly difficult,Slightly difficult,0,1,Slightly difficult,Not difficult,Slightly difficult,1,8,Not difficult,Difficult,Slightly difficult,1,6,Not difficult,Slightly difficult,Difficult,3,10,Slightly difficult,Not difficult,Slightly difficult,1,5,Not difficult,Not difficult,Slightly difficult,2,2,Very important,Very important,Important,Not important,Slightly important,Not important,Slightly important,Not important,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,No obstacle,Private placement office, -44,No,-44,-44,-44,-44,Yes,4,2,Yes,-44,Yes,Moderate obstacle,Moderate obstacle,No obstacle,Major obstacle,Minor obstacle,Minor obstacle,No,0,100, -44,0,Yes,6,Yes,60,16,4,0,20,0,0,0,0,0,0,0,0, -44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Line of credit,2009,60000,13,18,"Non-Bank financial institutions (microfinance institutions,",Yes,No,No,No,No,No, -44,125,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,9080000,11860000,6641600,120000,391000,0,53000,213500,30000,21000,34000,1186000,0,2526000,2647000,3558000,3677000,5800000,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,No obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,"Crime, theft and disorder",Transportation,Moderate obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Government based organization, -44,technological and Innovation Support, -44,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 14271,71,Saint Lucia,Saint Lucia,Wholesale,508691,Yes,4,Establishment physically separated from HQ and other establi,Yes,-44,Shareholding company with non-traded shares or shares traded, -44,62,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Male,1925,No,Yes,1948,35,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,3,2,-44,No,-44,-44,-44,-44,Yes,1,0,0,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0, -44,5,45,50,1,Government or government agencies (including state-owned ent,40,60,0,hardware,60,International,5,Decreased,Increased,More than 5,25,75,0,1926,united kingdom,15,guyana,10,9,0,3,60,40,Yes,14,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,Yes,No,Moderate obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to agree,Tend to agree,Yes,No,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,0,0,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,Yes,2,No,Yes,5,0,-44,No,-44,-44,Yes,30,Yes,No,-44,-44,4,98,26,34,24,14,1,5,3,5,0,0,0,0,0,0,0,0,0,0,0,0,0,0,11,26,20000,24,20000,25,23000,2,14000,2,14000,2,15000,4,15000,4,15000,4,17000,4,3200,4,3000,4,3000,4,3100,4,2900,4,3400,0,-77,0,-77,0,-77,34,2800,33,2600,32,3300,0,-77,0,-77,0,-77,24,2600,24,2600,21,2900,New products require new skills, -44,University graduate,Completed secondary,University graduate,University graduate,Completed secondary,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed secondary,Very important,Important,Very important,Very important,Important,Very important,Slightly important,Important,Important,Important,Slightly important,Important,Not important,Important,Slightly important,Critical,Very important,Critical,Important,Important,Critical,Critical,Important,Important,Critical,Slightly important,Slightly important,Slightly important,Slightly important,Not important,Important,Important,Important,Critical,Critical,Important,Very important,Important,Very important,Slightly important,Important,Important,Critical,Slightly important,Critical,Important,Critical,Critical,Critical,Very important,Critical,Slightly important,Not important,Important,Not important,Important,Important,Not important,Slightly important,Not important,Slightly important,Important,Important,Important,Important,Not important,Slightly important,Not important,Very important,Important,Critical,Critical,Critical,Critical,Important,Not important,Slightly important,Important,Not important,Not important,Not difficult,Very difficult,Slightly difficult,3,24,Slightly difficult,Very difficult,Slightly difficult,1,11,Slightly difficult,Slightly difficult,Slightly difficult,1,10,Slightly difficult,Not difficult,Slightly difficult,1,1,Slightly difficult,Slightly difficult,Not difficult,0,2,Slightly difficult,Slightly difficult,Difficult,1,5,Not difficult,Slightly difficult,Slightly difficult,4,8,Slightly difficult,Not difficult,Slightly difficult,0,6,Not difficult,Not difficult,Not difficult,3,2,Important,Important,Very important,Important,Slightly important,Not important,Slightly important,Slightly important,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Public placement office, -44,No,-44,-44,-44,-44,Yes,3,2,No,The benefits of training are small than the costs,Yes,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,No obstacle,No obstacle,Yes,0,100, -44,0,Yes,15,No,73,12,3,0,12,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,Yes,Line of credit,2011,10000,13,12,Other,Yes,Yes,No,No,No,No, -44,100,Yes,5,4,Incompleteness of loan application,-44,4720000,3690000,1808100,570000,111000,184500,35000,85000,14000,6000,14000,0,0,539000,733000,738000,1033000,1867000,No obstacle,No obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Tax Rates,Customs and Trade Regulations,Electricity,No obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Too expensive, -44,-44,-44, -44,-44, -44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,Yes,No,Somewhat truthful,Are taken directly from the establishment's records, 1429,9,Saint Lucia,Saint Lucia,Garments,508629,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,1985,No,Yes,1985,28,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,6,3,1,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,100,85,70,0,0, -44,10,65,25,10,Your parent company or affiliated establishments,5,65,30,printing,100,Local,5,Decreased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,60,40,No,-44,Yes,Yes,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,-44, -44,Tend to agree,Strongly disagree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,Yes,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,10,Yes,1,No,No,-44,0,-44,Yes,10,No,No,-44,-44,Yes,0,2,2,99,27,34,24,14,0,0,0,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,12,27,25000,26,25000,26,29000,2,12000,3,11000,2,13000,4,15000,5,14000,5,17000,4,3300,4,3000,4,4000,4,3400,4,3400,4,3900,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,34,3100,34,3000,31,3600,24,2600,27,2400,29,3000,Increase/decreased demand for goods, -44,Post graduated,University graduate,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete secondary,Completed secondary,Started but did not complete secondary,Important,Important,Critical,Very important,Important,Important,Slightly important,Important,Important,Important,Slightly important,Important,Slightly important,Slightly important,Very important,Critical,Very important,Critical,Very important,Important,Critical,Critical,Very important,Important,Critical,Important,Slightly important,Slightly important,Not important,Not important,Critical,Important,Very important,Very important,Critical,Important,Very important,Important,Very important,Important,Important,Very important,Very important,Important,Critical,Important,Critical,Critical,Critical,Very important,Critical,Slightly important,Not important,Important,Slightly important,Important,Very important,Not important,Important,Not important,Very important,Important,Slightly important,Slightly important,Important,Not important,Slightly important,Slightly important,Important,Important,Critical,Critical,Critical,Critical,Not important,Slightly important,Important,Very important,Slightly important,Not important,Not difficult,Very difficult,Slightly difficult,3,12,Not difficult,Very difficult,Slightly difficult,0,15,Slightly difficult,Slightly difficult,Slightly difficult,0,4,Slightly difficult,Slightly difficult,Slightly difficult,0,3,Slightly difficult,Slightly difficult,Not difficult,0,5,Difficult,Difficult,Slightly difficult,1,8,Not difficult,Difficult,Difficult,0,3,Not difficult,Not difficult,Difficult,4,8,Not difficult,Not difficult,Slightly difficult,3,2,Critical,Critical,Not important,Important,Very important,Slightly important,Slightly important,Slightly important,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,Moderate obstacle,No obstacle,Minor obstacle,Private placement office, -44,No,-44,-44,-44,-44,Yes,3,2,No,The firm does not have enough information about training pro,Yes,Major obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Yes,0,100, -44,0,Yes,12,No,65,16,4,0,15,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,3,3,Concerns about level of debt already incurred,-44,16100000,15800000,6952000,190000,237000,0,15000,0,0,0,0,0,0,2887000,3620000,4582000,4582000,9347000,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,Major obstacle,No,No,No,No,No,Inadequately educated workforce,Practices of competitors in the informal sector,Tax administration,No obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Private independent fund, -44,"General management, Business development and Strategies supp", -44,Yes,No,No,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 14214,14,Saint Lucia,Saint Lucia,Hotel and restaurants,508634,Yes,3,Establishment physically separated from HQ and other establi,Yes,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All women,Female,Female,Female,1994,No,Yes,1994,6,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,5,1,-44,No,-44,-44,-44,-44,Yes,9,0,1,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0, -44,15,65,20,10,Others,10,55,35,accomodation,30,Local,10,Decreased,Remained the same,More than 5,85,15,30,1995,united kingdom,55,dominica,45,4,0,5,25,75,Yes,13,Yes,Yes,No,No,Yes,Yes,-44,-44, -44,-44,No,Yes,No,No,Yes,Yes,Yes,No,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,Critical,Important,Very Important,Important,Important,Very Important,Critical,Yes,100,No,-44,No,-44,Yes,No,0,-44,No,No,No,No,Minor obstacle,No obstacle,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,-44, -44,Tend to agree,Tend to disagree,Strongly disagree,Tend to disagree,No,-44,-44,-44,-44,-44,No,-44,-44,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,3,Outside working hours,Baseball bat,Money,10000,Gang related,Yes,Yes,-44,Yes,2,During working hours,Other,Money,800,Other,No,No,Police have not done anything in the past,Yes,3,Outside working hours,Other,Other company property,400,Gang related,No,No,No loss or damage,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,During working hours,Firearm/gun,Money,-66,Other,No,No,Police have not done anything in the past,No,-44,-44,0,No,No,No,No,Yes,Yes,No,No,No,-44,-44,No,Yes,No,5,Yes,2,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,45,100,25,35,25,15,25,13,8,12,2,2,0,0,0,0,0,0,0,1,1,0,0,0,14,27,25000,25,25000,23,28000,2,17000,3,15000,2,18000,4,11000,5,10000,4,13000,4,3400,4,3000,4,4000,5,3200,5,2900,5,3800,0,-77,0,-77,0,-77,35,2400,38,2400,38,2600,0,-77,0,-77,0,-77,25,2700,25,2700,25,3000,Economic upturn/downturn, -44,University graduate,Completed college/vocational training,University graduate,Post graduated,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed primary school,Important,Not important,Critical,Very important,Important,Important,Important,Important,Very important,Important,Slightly important,Important,Important,Important,Very important,Very important,Very important,Very important,Important,Slightly important,Critical,Critical,Important,Important,Critical,Slightly important,Slightly important,Important,Not important,Slightly important,Slightly important,Important,Slightly important,Critical,Very important,Important,Very important,Important,Very important,Very important,Very important,Very important,Very important,Important,Critical,Slightly important,Critical,Critical,Very important,Very important,Critical,Not important,Not important,Important,Slightly important,Important,Slightly important,Slightly important,Not important,Not important,Important,Important,Very important,Very important,Very important,Slightly important,Not important,Slightly important,Important,Important,Critical,Critical,Critical,Very important,Slightly important,Not important,Important,Important,Not important,Not important,Slightly difficult,Very difficult,Very difficult,3,11,Not difficult,Very difficult,Difficult,1,7,Difficult,Slightly difficult,Difficult,0,9,Not difficult,Slightly difficult,Slightly difficult,1,3,Slightly difficult,Slightly difficult,Difficult,0,8,Slightly difficult,Slightly difficult,Slightly difficult,0,10,Slightly difficult,Difficult,Difficult,4,6,Not difficult,Slightly difficult,Slightly difficult,1,2,Not difficult,Not difficult,Not difficult,3,1,Very important,Important,Very important,Not important,Important,Not important,Slightly important,Not important,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Through family/friends, -44,Yes to fire,No,-44,Yes,10,Yes,1,2,Yes,-44,Yes,Major obstacle,Moderate obstacle,No obstacle,Major obstacle,Moderate obstacle,No obstacle,No,0,100, -44,0,Yes,5,No,60,16,4,0,20,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Application procedures for loans or line of credit are compl,2500000,1850000,832500,518000,59000,55500,151000,35000,7000,5000,2000,0,0,366000,222000,463000,370000,699000,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,Political environment,Tax administration,Transportation,Moderate obstacle,Yes,Yes,No,Yes,Yes,Yes,Yes,-44,-44,Yes,Large impact,No,No impact,Yes,Moderated impact,Yes,Moderated impact,-44,-44,Yes,Large impact,Yes,Moderated impact,Yes,Large impact,Yes,Moderated impact,-44,-44,Yes,Large impact,Yes,Large impact,Yes,Large impact,Yes,Moderated impact,-44,-44,No,No impact,No,No impact,No,No impact,Yes,Moderated impact,-44,-44,Yes,Large impact,Yes,Large impact,No,No impact,No,No impact,-44,-44,Yes,Large impact,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,-44,-44,No,No impact,No,No impact,No,No impact,Yes,Large impact,-44,-44,Yes,Large impact,Yes,Large impact,Yes,Moderated impact,Yes,Moderated impact,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,No,-44,-44,Yes,No,No,Yes,Yes,Yes,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 1421,1,Saint Lucia,Saint Lucia,Garments,508621,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,100,0,100,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Male,Male,Male,1997,No,Yes,1997,32,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,6,5,0,-44,No,-44,-44,-44,-44,Yes,3,4,1,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,100,85,65,0,0, -44,5,70,25,10,Others,10,50,40,garment,50,Local,10,Decreased,Remained the same,More than 5,90,10,0,1998,united kingdom,20,saint vincent and the grenadin,5,4,0,0,60,40,Yes,7,No,No,No,Yes,Yes,No,Yes,Supplier, -44,No,No,No,Yes,Yes,Yes,Yes,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,Slightly important,Very Important,Very Important,Important,Important,Very Important,Very Important,Yes,35,Yes,65,No,-44,Yes,No,70000,-44,No,No,No,Yes,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to disagree,Strongly disagree,Tend to disagree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,5,Yes,1,No,No,-44,0,-44,Yes,5,Yes,No,-44,-44,Yes,5,2,5,172,44,60,43,25,1,0,0,0,6,3,2,1,0,0,0,0,0,1,1,1,1,0,18,47,18000,47,16000,44,20000,3,15000,4,14000,3,17000,7,16000,8,15000,8,19000,7,2900,7,3000,7,3000,8,3000,8,3100,7,3500,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,62,3200,68,2900,74,3600,44,2800,41,2700,38,3100,Increase/decreased demand for goods, -44,University graduate,University graduate,University graduate,University graduate,Completed secondary,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,Completed secondary,Started but did not complete secondary,Important,Important,Critical,Important,Very important,Important,Slightly important,Important,Important,Important,Slightly important,Important,Slightly important,Slightly important,Important,Critical,Critical,Critical,Important,Important,Critical,Critical,Important,Very important,Critical,Slightly important,Important,Very important,Not important,Not important,Important,Important,Important,Very important,Critical,Slightly important,Very important,Important,Slightly important,Very important,Important,Very important,Very important,Important,Critical,Slightly important,Critical,Critical,Very important,Very important,Very important,Not important,Not important,Important,Not important,Important,Very important,Not important,Not important,Not important,Important,Very important,Slightly important,Slightly important,Important,Not important,Slightly important,Slightly important,Important,Very important,Very important,Critical,Critical,Very important,Not important,Slightly important,Very important,Important,Important,Important,Slightly difficult,Very difficult,Slightly difficult,5,16,Slightly difficult,Almost impossible,Difficult,0,12,Slightly difficult,Difficult,Slightly difficult,1,3,Not difficult,Not difficult,Slightly difficult,0,3,Slightly difficult,Slightly difficult,Slightly difficult,0,6,Not difficult,Slightly difficult,Difficult,1,6,Not difficult,Difficult,Difficult,0,3,Slightly difficult,Slightly difficult,Difficult,7,2,Slightly difficult,Not difficult,Not difficult,5,1,Very important,Very important,Very important,Slightly important,Important,Not important,Slightly important,Slightly important,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,Private placement office, -44,No,-44,-44,-44,-44,Yes,3,1,No,Other,Yes,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,No obstacle,Minor obstacle,Yes,0,100, -44,0,No,-44,No,80,12,3,0,5,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Collateral requirements for loans or line of credit are unat,22710000,17770000,9240400,130000,338000,0,76000,0,0,0,0,0,0,874000,321000,1120000,535000,1893000,No obstacle,No obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Practices of competitors in the informal sector,Tax administration,Electricity,Moderate obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Private independent fund, -44,Human resources Support, -44,Yes,No,No,Yes,No,Yes,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 1423,3,Saint Lucia,Saint Lucia,Hotel and restaurants,508623,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,66,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Female,2004,No,Yes,2004,15,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,2,0,-44,Yes,2,0,0,-44,Yes,0,0,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,15,60,25,0,Individuals,5,50,45,accomodation,85,Local,10,Increased,Decreased,More than 5,85,15,55,2005,united kingdom,25,dominica,20,9,0,5,55,45,Yes,9,No,Yes,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,-44, -44,Tend to agree,Tend to agree,Strongly agree,Tend to disagree,Yes,No,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,No,0,Yes,2,No,No,-44,-44,0,No,-44,-44,No,-44,-44,No,-44,-44,18,235,60,82,58,35,1,5,3,6,0,0,0,0,0,0,0,0,0,0,0,0,0,0,31,60,31000,56,32000,58,35000,4,14000,5,13000,4,16000,10,17000,10,16000,10,19000,10,2900,11,3000,11,3000,11,3000,10,2700,11,3300,0,-77,0,-77,0,-77,82,2900,83,2600,76,3100,0,-77,0,-77,0,-77,58,2600,57,2600,62,2900,Increase/decreased demand for goods, -44,University graduate,University graduate,University graduate,University graduate,Completed secondary,Started but did not complete college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed secondary,Slightly important,Important,Critical,Important,Very important,Important,Important,Slightly important,Very important,Important,Slightly important,Important,Slightly important,Slightly important,Important,Critical,Very important,Very important,Important,Important,Very important,Critical,Important,Important,Critical,Not important,Very important,Important,Not important,Not important,Critical,Slightly important,Very important,Very important,Very important,Slightly important,Very important,Important,Important,Important,Very important,Important,Very important,Important,Very important,Slightly important,Very important,Critical,Very important,Very important,Critical,Slightly important,Not important,Important,Slightly important,Important,Very important,Slightly important,Not important,Slightly important,Important,Important,Slightly important,Slightly important,Very important,Not important,Slightly important,Not important,Important,Very important,Critical,Critical,Critical,Very important,Not important,Slightly important,Very important,Important,Slightly important,Slightly important,Not difficult,Very difficult,Slightly difficult,6,9,Slightly difficult,Very difficult,Slightly difficult,0,6,Slightly difficult,Difficult,Slightly difficult,1,2,Slightly difficult,Slightly difficult,Difficult,1,1,Slightly difficult,Not difficult,Difficult,2,7,Not difficult,Very difficult,Slightly difficult,0,3,Not difficult,Slightly difficult,Slightly difficult,9,10,Not difficult,Not difficult,Not difficult,0,7,Not difficult,Not difficult,Not difficult,6,1,Very important,Very important,Very important,Important,Important,Slightly important,Slightly important,Not important,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,No obstacle,No obstacle,Public placement office, -44,No,-44,-44,-44,-44,Yes,0,2,Yes,-44,Yes,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,No,0,100, -44,0,No,-44,Yes,75,0,0,0,25,0,0,0,0,0,0,0,0, -44,50,50,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Loan,2011,130000,11,84,Private commercial banks,Yes,No,No,No,No,No, -44,150,Yes,3,2,Other objections,-44,28790000,22990000,5517600,580000,276000,0,101000,207000,14000,23000,41000,230000,0,3449000,4506000,4598000,6437000,11955000,Moderate obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Very severe obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,"Crime, theft and disorder",Customs and Trade Regulations,Tax Rates,Major obstacle,Yes,Yes,No,No,No,Yes,No,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Large impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Large impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Large impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Large impact,-44,-44,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 1424,4,Saint Lucia,Saint Lucia,Retail,508624,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,45,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Male,Male,Male,1989,No,Yes,1989,19,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,0,2,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,5,60,35,0,Individuals,0,45,55,groceries,60,National,20,Decreased,Remained the same,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,45,55,Yes,17,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,Yes,No,No,No,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,-44, -44,Tend to agree,Tend to agree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,No,-44,-44,Yes,2,-44,Yes,1,Outside working hours,Other,Goods or stock,25000,A fellow employee,Yes,Yes,-44,Yes,1,Outside working hours,Baseball bat,Other company property,750,Gang related,No,No,Police have not done anything in the past,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,3,During working hours,Firearm/gun,Goods or stock,800,Gang related,No,Yes,-44,Yes,4,During working hours,Firearm/gun,Goods or stock,1500,Gang related,No,No,Offenders rarely caught or prosecuted,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,Yes,No,-44,-44,No,-44,-44,Yes,Yes,No,7,Yes,1,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,5,258,66,90,64,38,1,6,3,5,0,0,0,0,0,0,0,0,0,0,0,0,0,0,26,66,22000,69,22000,62,24000,4,16000,4,16000,4,18000,11,12000,11,11000,11,13000,11,3300,12,3000,13,4000,11,2800,12,2800,12,3100,1,2800,1,2600,1,3300,90,2400,83,2400,89,2700,0,-77,0,-77,0,-77,64,2600,64,2600,63,3000,Increase/decreased demand for goods, -44,University graduate,University graduate,Post graduated,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed secondary,Completed secondary,-44,-44,Completed secondary,Started but did not complete secondary,Important,Important,Critical,Important,Important,Important,Very important,Slightly important,Important,Important,Important,Slightly important,Important,Not important,Important,Very important,Critical,Very important,Very important,Important,Critical,Very important,Very important,Important,Critical,Slightly important,Important,Important,Not important,Not important,Important,Important,Very important,Very important,Very important,Important,Very important,Important,Slightly important,Very important,Important,Important,Critical,Slightly important,Critical,Important,Critical,Critical,Very important,Very important,Critical,Not important,Not important,Very important,Not important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Very important,Important,Slightly important,Important,Not important,Not important,Slightly important,Important,Important,Critical,Very important,Critical,Critical,Slightly important,Slightly important,Important,Slightly important,Not important,Not important,Slightly difficult,Very difficult,Difficult,7,18,Not difficult,Very difficult,Difficult,1,11,Not difficult,Slightly difficult,Difficult,2,9,Slightly difficult,Not difficult,Slightly difficult,2,2,Not difficult,Slightly difficult,Difficult,2,2,Not difficult,Slightly difficult,Difficult,1,9,Not difficult,Slightly difficult,Slightly difficult,9,9,Not difficult,Difficult,Not difficult,1,6,Not difficult,Not difficult,Not difficult,7,2,Very important,Very important,Not important,Important,Critical,Slightly important,Slightly important,Slightly important,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Through family/friends, -44,Yes to fire,No,-44,Yes,25,No,-44,-44,No,The firm cannot afford the optimal level of training,Yes,Moderate obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,No obstacle,No obstacle,Yes,0,100, -44,0,No,-44,Yes,85,0,0,0,15,0,0,0,0,0,0,0,0, -44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,2,2,Incompleteness of loan application,-44,16640000,12020000,5409000,500000,313000,0,227000,360500,40000,18000,22000,0,1202000,1906000,2009000,3125000,2644000,8281000,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Minor obstacle,Major obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Corruption,Customs and Trade Regulations,Political environment,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,International organization, -44,technological and Innovation Support, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are taken directly from the establishment's records, 1422,2,Saint Lucia,Saint Lucia,Retail,508622,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All women,Yes,Not applicable,100,Makes major strategic and fiancial decisions,12,3,Predominantly men,Male,Male,Male,2002,No,Yes,2002,6,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,1,0,-44,No,-44,-44,-44,-44,Yes,4,3,1,-44,Yes,0,4,2,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,15,50,35,0,Individuals,0,45,55,fuel,65,Local,15,Decreased,Remained the same,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,30,70,No,-44,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Minor obstacle,Minor obstacle,Major obstacle,Minor obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,-44, -44,Tend to disagree,Tend to agree,Tend to agree,Strongly disagree,No,-44,-44,-44,-44,-44,No,-44,-44,Yes,2,-44,Yes,1,During working hours,Other,Other company property,30000,Gang related,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,2,Outside working hours,Other,Money,800,Other,No,No,-44,Yes,1,During working hours,Firearm/gun,Money,2500,Gang related,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,Yes,No,-44,-44,No,-44,-44,No,No,No,0,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,0,2,1,281,71,98,70,42,1,3,1,3,0,0,0,0,0,0,0,0,0,0,0,0,0,0,37,71,26000,74,25000,66,31000,5,14000,5,14000,5,16000,12,12000,12,11000,11,14000,12,2800,12,3000,13,3000,13,3100,12,2800,11,3500,0,-77,0,-77,0,-77,98,2500,96,2300,87,2800,0,-77,0,-77,0,-77,70,2600,71,2400,72,2900,Increase/decreased demand for goods, -44,Post graduated,Post graduated,Post graduated,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed secondary,Slightly important,Important,Critical,Very important,Very important,Very important,Slightly important,Important,Important,Important,Slightly important,Slightly important,Not important,Not important,Slightly important,Critical,Critical,Critical,Important,Slightly important,Critical,Very important,Important,Slightly important,Very important,Not important,Very important,Important,Slightly important,Not important,Important,Important,Slightly important,Critical,Critical,Important,Very important,Very important,Very important,Important,Important,Slightly important,Very important,Important,Very important,Important,Critical,Critical,Very important,Very important,Critical,Slightly important,Not important,Very important,Not important,Important,Important,Slightly important,Slightly important,Not important,Important,Very important,Important,Very important,Important,Not important,Not important,Slightly important,Important,Important,Critical,Critical,Very important,Very important,Not important,Not important,Important,Very important,Slightly important,Slightly important,Slightly difficult,Almost impossible,Slightly difficult,8,20,Not difficult,Almost impossible,Very difficult,1,4,Not difficult,Difficult,Difficult,2,8,Not difficult,Not difficult,Slightly difficult,2,2,Slightly difficult,Difficult,Slightly difficult,2,2,Not difficult,Difficult,Slightly difficult,1,2,Not difficult,Difficult,Difficult,10,2,Slightly difficult,Slightly difficult,Slightly difficult,0,4,Not difficult,Not difficult,Not difficult,7,1,Very important,Very important,Very important,Important,Important,Slightly important,Not important,Not important,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,Public placement office, -44,No,-44,-44,-44,-44,Yes,0,2,Yes,-44,Yes,Moderate obstacle,Very severe obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,No,0,100, -44,0,Yes,14,Yes,75,0,0,0,25,0,0,0,0,0,0,0,0, -44,25,75,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Loan,2010,80000,9,108,Private commercial banks,Yes,No,No,No,No,No, -44,125,Yes,5,5,Incompleteness of loan application,-44,88850000,73080000,32155200,320000,2339000,0,72000,1973000,375000,395000,355000,6577000,0,12606000,18387000,16808000,24847000,28910000,Minor obstacle,Minor obstacle,Major obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,Access to finance,Inadequately educated workforce,Transportation,Minor obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,International organization, -44,"General management, Business development and Strategies supp", -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 1425,5,Saint Lucia,Saint Lucia,Hotel and restaurants,508625,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly women,Female,Female,Female,2000,No,Yes,2000,4,No,-44,-44,No,-44,-44,No,-44,-44,Yes,30,No,Yes,0,3,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,1,6,1,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,45,50,5,0,Others,0,45,55,food,95,International,5,Increased,Increased,More than 5,15,85,0,2001,united kingdom,50,guyana,30,10,0,4,70,30,No,-44,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,Yes,No,Yes,No,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,-44, -44,Tend to disagree,Strongly disagree,Strongly agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,Yes,No,No,No,-44,-44,No,-44,-44,No,No,Yes,2,Yes,3,Yes,Yes,5,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,10,389,98,136,97,58,1,5,3,6,0,0,0,0,0,0,0,0,0,0,0,0,0,0,51,98,24000,98,22000,98,27000,6,13000,6,12000,6,15000,17,11000,18,11000,19,13000,17,2700,18,3000,19,3000,17,2700,16,2700,17,3100,1,3300,1,3400,1,3600,136,3400,129,3400,125,3900,0,-77,0,-77,0,-77,97,2700,91,2600,96,3200,Increase/decreased demand for goods, -44,University graduate,Completed college/vocational training,University graduate,University graduate,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed secondary,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed secondary,Important,Important,Critical,Important,Important,Important,Slightly important,Important,Very important,Important,Slightly important,Slightly important,Slightly important,Not important,Important,Very important,Very important,Very important,Slightly important,Important,Very important,Critical,Slightly important,Very important,Critical,Slightly important,Important,Very important,Slightly important,Slightly important,Very important,Important,Critical,Critical,Critical,Important,Important,Slightly important,Very important,Important,Important,Important,Very important,Not important,Critical,Slightly important,Very important,Very important,Very important,Critical,Critical,Not important,Not important,Very important,Not important,Very important,Slightly important,Slightly important,Not important,Not important,Important,Important,Slightly important,Slightly important,Slightly important,Not important,Not important,Slightly important,Important,Very important,Very important,Critical,Critical,Very important,Slightly important,Slightly important,Important,Slightly important,Not important,Slightly important,Not difficult,Very difficult,Difficult,10,13,Slightly difficult,Very difficult,Slightly difficult,1,9,Slightly difficult,Slightly difficult,Slightly difficult,2,5,Not difficult,Slightly difficult,Slightly difficult,2,3,Not difficult,Slightly difficult,Slightly difficult,2,9,Difficult,Difficult,Slightly difficult,1,10,Not difficult,Slightly difficult,Difficult,14,10,Slightly difficult,Slightly difficult,Slightly difficult,1,4,Slightly difficult,Not difficult,Not difficult,10,2,Very important,Very important,Slightly important,Important,Important,Slightly important,Slightly important,Slightly important,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,No obstacle,No obstacle,No obstacle,Private placement office, -44,No,-44,-44,-44,-44,Yes,1,2,Yes,-44,Yes,Moderate obstacle,Moderate obstacle,No obstacle,Major obstacle,Major obstacle,No obstacle,No,0,100, -44,0,No,-44,No,56,19.2,4.800000000000001,0,20,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Did not think it would be approved,23080000,28590000,15724500,410000,1344000,0,38000,572000,40000,109000,40000,0,0,5647000,4963000,7148000,8005000,17870000,No obstacle,Moderate obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,No obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,No,No,Yes,Yes,No,Inadequately educated workforce,"Crime, theft and disorder",Practices of competitors in the informal sector,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Local business association, -44,technological and Innovation Support, -44,Yes,No,No,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Yes,No,No,Truthful,Are estimates computed with some precision, 14233,33,Saint Lucia,Saint Lucia,Hotel and restaurants,508653,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Male,1995,No,Yes,1995,9,No,-44,-44,Yes,13,Yes,No,-44,-44,No,-44,-44,Yes,2,3,1,-44,No,-44,-44,-44,-44,Yes,4,2,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,20,55,25,0,Others,30,50,20,food,45,Local,10,Increased,Increased,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,70,30,Yes,9,Yes,Yes,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,Yes,No,No,No,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,No,5,Yes,1,Yes,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,3,431,110,150,107,64,1,2,1,2,0,0,0,0,0,0,0,0,0,0,0,0,0,0,61,110,21000,103,21000,95,25000,7,12000,8,12000,8,13000,19,12000,20,11000,19,14000,19,3100,18,3000,19,3000,19,2900,18,2900,19,3300,0,-77,0,-77,0,-77,150,2400,138,2400,145,2800,0,-77,0,-77,0,-77,107,2600,99,2500,90,2900,Increase/decreased demand for goods, -44,University graduate,Post graduated,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed secondary,Important,Slightly important,Critical,Important,Very important,Important,Important,Important,Important,Very important,Important,Important,Not important,Slightly important,Important,Very important,Very important,Critical,Very important,Slightly important,Critical,Very important,Important,Important,Critical,Important,Important,Slightly important,Not important,Not important,Important,Important,Important,Critical,Critical,Very important,Important,Very important,Important,Very important,Very important,Important,Very important,Important,Critical,Important,Critical,Very important,Very important,Very important,Critical,Slightly important,Not important,Very important,Slightly important,Important,Very important,Important,Slightly important,Slightly important,Important,Important,Slightly important,Slightly important,Important,Not important,Slightly important,Slightly important,Important,Important,Critical,Very important,Critical,Critical,Slightly important,Slightly important,Important,Very important,Slightly important,Slightly important,Not difficult,Very difficult,Difficult,11,12,Slightly difficult,Very difficult,Difficult,0,8,Not difficult,Slightly difficult,Slightly difficult,2,7,Slightly difficult,Slightly difficult,Not difficult,2,3,Not difficult,Slightly difficult,Slightly difficult,2,4,Not difficult,Difficult,Difficult,1,2,Not difficult,Very difficult,Slightly difficult,15,7,Not difficult,Not difficult,Not difficult,1,3,Not difficult,Not difficult,Not difficult,11,1,Very important,Important,Very important,Slightly important,Important,Slightly important,Slightly important,Not important,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Public placement office, -44,No,-44,-44,-44,-44,Yes,5,1,Yes,-44,Yes,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,No,0,100, -44,0,No,-44,Yes,65,24,6,0,5,0,0,0,0,0,0,0,0, -44,25,75,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Line of credit,2012,1680000,10,30,Private commercial banks,No,-44,-44,-44,-44,-44, -44,-44,Yes,2,1,Problems with credit history/report,-44,207320000,213560000,102508800,270000,3203000,0,40000,5552500,444000,1111000,833000,23492000,0,30326000,37202000,42712000,55526000,124719000,Very severe obstacle,Very severe obstacle,No obstacle,Very severe obstacle,No,Yes,Yes,Yes,No,No,No,No obstacle,No obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Practices of competitors in the informal sector,Cost of finance,Access to land for expansion / relocation,No obstacle,Yes,Yes,No,No,No,Yes,No,-44,-44,-44,-44,-44,-44,Yes,Large impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Large impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Large impact,-44,-44,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 14234,34,Saint Lucia,Saint Lucia,Machinery and equipment,508654,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Male,1999,No,Yes,1999,14,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,2,1,-44,Yes,1,0,0,-44,Yes,2,1,1,-44,Yes,2,4,1,-44,No,-44,Yes,No,Yes,100,80,150,0,0, -44,20,65,15,0,Medium private firms (20-100 employees),20,60,20,furniture,40,National,30,Increased,Increased,1,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,75,25,No,-44,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,Yes,No,No,Yes,Major obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,-44, -44,Tend to agree,Tend to disagree,Strongly disagree,Tend to disagree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,No,0,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,7,470,119,164,117,70,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,66,119,22000,129,21000,141,25000,7,12000,8,11000,7,13000,21,14000,21,13000,21,15000,21,3200,20,3000,22,4000,21,3100,19,3200,20,3300,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,164,3500,157,3300,154,3800,117,2600,108,2600,98,3000,Increase/decreased demand for goods, -44,University graduate,Completed secondary,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Completed secondary,Completed secondary,Completed primary school,Important,Slightly important,Critical,Very important,Very important,Important,Slightly important,Important,Very important,Very important,Important,Important,Slightly important,Slightly important,Slightly important,Very important,Critical,Critical,Important,Important,Critical,Critical,Important,Very important,Critical,Not important,Slightly important,Very important,Not important,Not important,Important,Slightly important,Important,Critical,Critical,Important,Very important,Important,Very important,Important,Important,Important,Very important,Slightly important,Very important,Slightly important,Critical,Critical,Critical,Very important,Critical,Slightly important,Slightly important,Very important,Slightly important,Very important,Very important,Slightly important,Slightly important,Slightly important,Very important,Important,Slightly important,Slightly important,Important,Not important,Slightly important,Not important,Important,Important,Critical,Critical,Critical,Very important,Not important,Not important,Important,Very important,Slightly important,Not important,Slightly difficult,Very difficult,Slightly difficult,12,12,Slightly difficult,Very difficult,Slightly difficult,0,7,Not difficult,Difficult,Slightly difficult,3,4,Slightly difficult,Not difficult,Slightly difficult,3,3,Slightly difficult,Slightly difficult,Difficult,3,2,Not difficult,Difficult,Slightly difficult,1,6,Not difficult,Difficult,Difficult,0,5,Not difficult,Not difficult,Not difficult,17,5,Slightly difficult,Not difficult,Not difficult,12,2,Important,Very important,Very important,Important,Important,Not important,Slightly important,Not important,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Private placement office, -44,Yes to hire,Yes,61,No,-44,Yes,3,2,No,The firm does not have enough information about training pro,Yes,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No,0,100, -44,0,No,-44,Yes,60,20,5,0,15,0,0,0,0,0,0,0,0, -44,50,50,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Line of credit,2009,100000,10,54,Private commercial banks,Yes,Yes,Yes,No,Yes,No, -44,150,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,106660000,113920000,55820800,200000,5696000,0,35000,23000,0,0,0,0,9114000,140000,35543000,215000,45568000,516000,No obstacle,Moderate obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Minor obstacle,No obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Tax Rates,Inadequately educated workforce,"Crime, theft and disorder",Minor obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Local business association, -44,technological and Innovation Support, -44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are taken directly from the establishment's records, 14356,56,St-Vincent and the Grenadines,St-Vincent and the Grenadines,Retail,507524,Yes,2,Establishment physically separated from HQ and other establi,No,2,Shareholding company with non-traded shares or shares traded, -44,51,50,50,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Female,Male,Female,-88,No,Yes,-88,17,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,9,1,1,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,No,0,-44,-44,100,0, -44,10,40,50,0,Individuals,20,60,20,book store,85,National,10,Decreased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,30,70,Yes,13,Yes,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,-44, -44,Strongly disagree,Tend to disagree,Tend to disagree,Tend to agree,Yes,No,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,No,No,No,0,No,-44,-44,No,-44,1,-44,Yes,0,Yes,No,-44,-44,Yes,0,2,2,5,3,1,1,0,2,0,0,0,1,1,0,0,0,0,0,0,0,1,1,0,0,0,0,4,48000,4,47000,3,52000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,8600,1,8600,1,9900,0,-77,0,-77,0,-77,1,10000,1,9500,1,10900,-44, -44,Post graduated,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed primary school,Important,Not important,Critical,Very important,Very important,Important,Slightly important,Slightly important,Slightly important,Important,Slightly important,Slightly important,Not important,Slightly important,Important,Critical,Very important,Critical,Important,Slightly important,Very important,Critical,Important,Important,Very important,Slightly important,Slightly important,Important,Slightly important,Not important,Critical,Slightly important,Very important,Critical,Critical,Important,Very important,Important,Important,Important,Very important,Very important,Critical,Important,Critical,Very important,Critical,Very important,Very important,Very important,Critical,Not important,Not important,Slightly important,Not important,Important,Important,Slightly important,Slightly important,Important,Important,Important,Very important,Slightly important,Very important,Not important,Not important,Slightly important,Important,Important,Very important,Very important,Critical,Critical,Slightly important,Slightly important,Important,Very important,Not important,Important,Not difficult,Very difficult,Difficult,1,13,Slightly difficult,Difficult,Slightly difficult,0,5,Slightly difficult,Slightly difficult,Slightly difficult,0,10,Slightly difficult,Slightly difficult,Slightly difficult,1,3,Slightly difficult,Difficult,Slightly difficult,1,2,Slightly difficult,Difficult,Difficult,0,3,Not difficult,Difficult,Difficult,0,3,Not difficult,Not difficult,Not difficult,0,8,Not difficult,Not difficult,Not difficult,0,1,Very important,Important,Important,Important,Very important,Not important,Not important,Slightly important,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,Private placement office, 60,No,-44,-44,-44,-44,Yes,5,2,Yes,-44,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,No,-44,No,70,0,0,0,30,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,Yes,Line of credit,2011,0,11,18,Other,Yes,No,No,No,No,No, -44,125,Yes,2,1,Problems with credit history/report,-44,1490000,1640000,721600,1640000,115000,49200,0,16500,2000,2000,2000,0,0,296000,390000,394000,541000,686000,Moderate obstacle,No obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,No obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,No obstacle,Moderate obstacle,No obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,"Crime, theft and disorder",Tax Rates,Access to land for expansion / relocation,Minor obstacle,Yes,Yes,Yes,No,Yes,No,Yes,Yes,Moderated impact,-44,-44,Yes,Moderated impact,-44,-44,Yes,Moderated impact,Yes,Moderated impact,-44,-44,Yes,Moderated impact,-44,-44,Yes,Moderated impact,Yes,Large impact,-44,Large impact,Yes,Moderated impact,-44,-44,Yes,Moderated impact,Yes,Moderated impact,-44,-44,Yes,Moderated impact,-44,-44,Yes,Moderated impact,No,No impact,-44,-44,No,No impact,-44,-44,No,No impact,Yes,Moderated impact,-44,-44,Yes,Moderated impact,-44,-44,Yes,Moderated impact,Yes,Moderated impact,-44,-44,Yes,Moderated impact,-44,-44,Yes,Moderated impact,Yes,Moderated impact,-44,-44,Yes,Moderated impact,-44,-44,Yes,Moderated impact,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 143149,149,St-Vincent and the Grenadines,St-Vincent and the Grenadines,Retail,507526,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All women,Yes,Not applicable,100,Makes decisions in consultation with other partners,19,6,Equally men and women,Male,Male,Female,1995,No,Yes,1996,21,Yes,17,Yes,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,4,1,-44,Yes,1,0,0,-44,Yes,3,1,0,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0, -44,20,50,30,3,Government or government agencies (including state-owned ent,5,50,45,computer service repairs,55,Local,10,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,40,60,No,-44,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Minor obstacle,No obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,No obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,Major obstacle,Minor obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,No,20000,0,No,No,No,No,No,No,-44,-44,No,-44,-44,No,No,No,26,No,-44,-44,Yes,0,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,1,5,3,1,1,0,2,0,0,0,2,2,0,0,0,0,0,0,0,1,1,0,0,0,0,5,48000,5,47000,4,54000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,11000,1,10200,1,12800,0,-77,0,-77,0,-77,1,10000,2,9500,1,11400,Increase/decreased demand for goods, -44,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed secondary,-44,-44,Completed secondary,Started but did not complete secondary,Important,Slightly important,Critical,Very important,Important,Important,Slightly important,Important,Important,Very important,Important,Important,Slightly important,Important,Important,Critical,Very important,Very important,Very important,Important,Critical,Very important,Important,Important,Very important,Not important,Slightly important,Very important,Important,Not important,Important,Slightly important,Important,Critical,Critical,Very important,Very important,Very important,Slightly important,Important,Very important,Important,Very important,Important,Critical,Important,Critical,Critical,Critical,Very important,Critical,Not important,Slightly important,Slightly important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Important,Slightly important,Slightly important,Slightly important,Not important,Not important,Slightly important,Important,Important,Critical,Critical,Critical,Very important,Slightly important,Not important,Important,Slightly important,Not important,Not important,Slightly difficult,Very difficult,Difficult,0,25,Difficult,Very difficult,Difficult,0,10,Slightly difficult,Slightly difficult,Slightly difficult,1,3,Slightly difficult,Slightly difficult,Slightly difficult,1,3,Slightly difficult,Slightly difficult,Slightly difficult,0,6,Not difficult,Slightly difficult,Slightly difficult,0,6,Not difficult,Difficult,Difficult,1,10,Slightly difficult,Slightly difficult,Slightly difficult,1,2,Not difficult,Slightly difficult,Not difficult,0,1,Important,Critical,Very important,Important,Important,Slightly important,Not important,Slightly important,Minor obstacle,Major obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Public announcement/advertisement, 62,No,-44,-44,-44,-44,Yes,0,2,Yes,-44,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,No,-44,No,50,8,2,0,35,5,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,Yes,Line of credit,2011,20000,-44,18,Other,Yes,No,No,No,No,No, -44,125,Yes,2,1,Insufficient profitability,-44,190000,210000,88200,200000,5000,6300,8000,2500,0,0,0,0,0,30000,32000,46000,46000,81000,Very severe obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,No,Yes,Yes,No,Yes,Yes,No,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,No obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Access to finance,Corruption,Customs and Trade Regulations,Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,NGO, -44,"General management, Business development and Strategies supp", -44,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 14312,12,St-Vincent and the Grenadines,St-Vincent and the Grenadines,Retail,507527,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,60,60,0,0,40,Not applicable,-44,-44,-44,-44,-44,-44,Predominantly women,Male,Female,Female,1989,Yes,Yes,1989,34,No,-44,-44,No,-44,-44,Yes,24,No,No,-44,-44,Yes,3,2,1,-44,No,-44,-44,-44,-44,Yes,4,2,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,5,50,45,0,Medium private firms (20-100 employees),35,40,25,office equipment,45,Local,10,Increased,Remained the same,2-5,95,5,0,1990,santa lucia,30,dominica,15,11,0,0,80,20,Yes,4,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Minor obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,-44, -44,Tend to disagree,Strongly disagree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,1,-44,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,Outside working hours,Firearm/gun,Personal possessions of employees or customers,1000,A customer,No,No,Offenders rarely caught or prosecuted,Yes,2,During working hours,Other,Other company property,900,A customer,No,No,The police give little/no information back on crimes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,No,No,No,No,-44,-44,No,-44,-44,No,Yes,No,0,Yes,3,No,No,-44,0,-44,Yes,0,Yes,Yes,35,No,Yes,0,2,3,5,3,1,1,0,2,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3,57000,2,58000,1,67000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,9700,1,9300,1,11300,0,-77,0,-77,0,-77,1,9400,1,9100,1,11200,New production methods, -44,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Important,Slightly important,Critical,Important,Important,Very important,Important,Slightly important,Very important,Important,Slightly important,Important,Slightly important,Not important,Important,Very important,Very important,Very important,Important,Important,Critical,Critical,Slightly important,Slightly important,Very important,Slightly important,Slightly important,Very important,Not important,Not important,Very important,Important,Important,Very important,Critical,Very important,Very important,Important,Important,Important,Important,Important,Very important,Important,Very important,Important,Critical,Critical,Very important,Very important,Critical,Slightly important,Slightly important,Important,Slightly important,Slightly important,Important,Slightly important,Slightly important,Important,Important,Important,Important,Very important,Slightly important,Not important,Not important,Slightly important,Very important,Important,Critical,Critical,Critical,Critical,Not important,Slightly important,Very important,Very important,Not important,Slightly important,Not difficult,Very difficult,Difficult,1,21,Not difficult,Very difficult,Difficult,0,8,Slightly difficult,Slightly difficult,Slightly difficult,0,6,Not difficult,Slightly difficult,Slightly difficult,0,2,Slightly difficult,Slightly difficult,Slightly difficult,0,8,Slightly difficult,Slightly difficult,Difficult,1,9,Not difficult,Difficult,Slightly difficult,0,2,Not difficult,Not difficult,Not difficult,1,7,Not difficult,Slightly difficult,Slightly difficult,0,2,Very important,Important,Very important,Slightly important,Critical,Not important,Not important,Slightly important,No obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,No obstacle,Private placement office, 63,No,-44,-44,-44,-44,Yes,3,2,Yes,-44,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,14,Yes,85,0,0,0,15,0,0,0,0,0,0,0,0, -44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Size of loan and maturity are insufficiant,1640000,1780000,1010000,150000,45000,71200,50000,46500,3000,5000,3000,178000,0,303000,254000,409000,374000,1162000,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Major obstacle,Moderate obstacle,No obstacle,Very severe obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Business Licensing and Permits,Political environment,Moderate obstacle,Yes,Yes,No,No,No,Yes,No,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,Moderated impact,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Large impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Large impact,-44,-44,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are estimates computed with some precision, 143119,119,St-Vincent and the Grenadines,St-Vincent and the Grenadines,Retail,507529,Yes,2,Establishment physically separated from HQ and other establi,Yes,-44,Limited partnership, -44,50,100,0,0,0,Equally men and women,No,No,40,Delegates decisions to other partners,10,8,Predominantly men,Female,Male,Female,1972,No,Yes,1972,41,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,40,40,20,0,Individuals,10,65,25,pest control,35,National,15,Decreased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,55,45,Yes,6,Yes,Yes,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,Yes,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,-44, -44,Strongly disagree,Tend to disagree,Tend to agree,Tend to disagree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,10,Yes,2,No,Yes,0,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,4,5,3,1,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3,45000,2,42000,2,50000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,12000,1,11800,1,14300,0,-77,0,-77,0,-77,1,9400,2,9100,1,10500,-44, -44,Post graduated,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Completed secondary,-44,-44,Completed secondary,Started but did not complete secondary,Very important,Slightly important,Critical,Important,Important,Important,Important,Important,Very important,Important,Important,Important,Slightly important,Slightly important,Important,Critical,Very important,Critical,Important,Slightly important,Very important,Critical,Important,Important,Critical,Slightly important,Important,Important,Slightly important,Not important,Important,Important,Slightly important,Very important,Critical,Important,Very important,Very important,Very important,Very important,Very important,Important,Very important,Slightly important,Critical,Very important,Critical,Critical,Very important,Very important,Critical,Important,Slightly important,Important,Slightly important,Very important,Very important,Slightly important,Slightly important,Slightly important,Very important,Important,Slightly important,Slightly important,Important,Slightly important,Not important,Not important,Important,Important,Very important,Critical,Critical,Very important,Important,Slightly important,Important,Important,Not important,Not important,Slightly difficult,Difficult,Difficult,0,9,Slightly difficult,Almost impossible,Slightly difficult,0,4,Not difficult,Very difficult,Slightly difficult,1,6,Not difficult,Slightly difficult,Slightly difficult,1,3,Slightly difficult,Slightly difficult,Slightly difficult,0,8,Slightly difficult,Slightly difficult,Slightly difficult,0,3,Slightly difficult,Slightly difficult,Slightly difficult,1,8,Not difficult,Not difficult,Slightly difficult,1,8,Not difficult,Slightly difficult,Not difficult,0,2,Critical,Very important,Not important,Not important,Very important,Not important,Slightly important,Not important,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,No obstacle,No obstacle,No obstacle,Private placement office, 65,No,-44,-44,-44,-44,No,-44,-44,No,The benefits of training are small than the costs,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,13,No,60,16,4,0,10,0,0,10,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Did not think it would be approved,530000,540000,226800,180000,12000,21600,17000,3000,0,1000,1000,0,0,94000,127000,119000,167000,334000,No obstacle,No obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,Major obstacle,Minor obstacle,No obstacle,Moderate obstacle,Minor obstacle,Major obstacle,No obstacle,Major obstacle,No obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Corruption,Access to finance,Tax Rates,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,International organization, -44,technological and Innovation Support, -44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are taken directly from the establishment's records, 14317,17,St-Vincent and the Grenadines,St-Vincent and the Grenadines,Food,507432,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly women,Female,Female,Female,2007,No,Yes,2007,7,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,0,3,0,-44,Yes,1,0,0,-44,Yes,4,0,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,30,60,10,0,Others,25,60,15,bread,80,National,10,Increased,Remained the same,More than 5,100,0,Do not know,-44,-44,-44,-44,-44,-44,-44,-44,55,45,No,-44,No,Yes,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,Yes,No,No,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to agree,Tend to disagree,Yes,No,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,No,No,No,0,No,-44,-44,No,-44,0,-44,Yes,13,No,No,-44,-44,No,-44,-44,2,6,3,2,1,0,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3,43000,3,39000,3,47000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,11000,2,10200,2,12500,0,-77,0,-77,0,-77,1,10000,2,9000,1,11000,Increase/decreased demand for goods, -44,Post graduated,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed secondary,Very important,Important,Critical,Very important,Very important,Important,Important,Important,Very important,Very important,Important,Slightly important,Not important,Not important,Important,Very important,Critical,Very important,Slightly important,Important,Very important,Critical,Important,Important,Critical,Slightly important,Slightly important,Slightly important,Not important,Not important,Critical,Important,Critical,Very important,Critical,Slightly important,Very important,Very important,Very important,Very important,Important,Important,Critical,Slightly important,Critical,Important,Very important,Critical,Very important,Critical,Critical,Slightly important,Not important,Important,Not important,Very important,Important,Important,Slightly important,Not important,Very important,Slightly important,Important,Slightly important,Slightly important,Not important,Not important,Not important,Slightly important,Important,Very important,Very important,Critical,Critical,Not important,Slightly important,Very important,Very important,Important,Slightly important,Not difficult,Very difficult,Difficult,1,17,Slightly difficult,Very difficult,Difficult,0,9,Slightly difficult,Slightly difficult,Difficult,1,9,Not difficult,Not difficult,Not difficult,0,3,Slightly difficult,Slightly difficult,Slightly difficult,1,3,Not difficult,Slightly difficult,Slightly difficult,0,2,Difficult,Difficult,Slightly difficult,1,7,Slightly difficult,Not difficult,Slightly difficult,0,7,Not difficult,Not difficult,Not difficult,0,2,Very important,Very important,Very important,Not important,Important,Slightly important,Slightly important,Slightly important,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,Private placement office, -32,No,-44,-44,-44,-44,No,-44,-44,No,Other,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,No,-44,Yes,98,0,0,0,2,0,0,0,0,0,0,0,0, -44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Size of loan and maturity are insufficiant,730000,820000,190000,180000,7000,24600,26000,20500,4000,1000,2000,33000,0,147000,222000,213000,312000,328000,No obstacle,Minor obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,Minor obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,Major obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Political environment,Labor Regulations,Electricity,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,International organization, -44,technological and Innovation Support, -44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,No,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 14346,46,St-Vincent and the Grenadines,St-Vincent and the Grenadines,Retail,507508,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Female,Female,Male,1947,No,Yes,1955,12,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,0,1,0,-44,No,-44,-44,-44,-44,Yes,1,5,0,-44,No,-44,-44,-44,-44,No,-44,No,Yes,Yes,0,-44,-44,100,0, -44,50,40,10,0,Others,45,40,15,clothing,90,National,10,Increased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,40,60,Yes,14,Yes,No,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to disagree,Tend to disagree,Yes,No,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,Yes,2,Yes,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,1,6,3,2,1,0,2,0,0,0,2,2,0,0,0,0,0,0,0,1,1,0,0,0,0,5,35000,5,33000,4,40000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,9200,2,8900,2,10600,0,-77,0,-77,0,-77,1,9400,2,8500,1,10200,Increase/decreased demand for goods, -44,University graduate,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed secondary,Important,Slightly important,Critical,Important,Important,Very important,Important,Slightly important,Important,Important,Important,Important,Important,Slightly important,Slightly important,Critical,Very important,Critical,Slightly important,Important,Very important,Critical,Slightly important,Important,Very important,Important,Important,Slightly important,Not important,Not important,Critical,Slightly important,Very important,Very important,Critical,Important,Critical,Important,Very important,Important,Very important,Very important,Critical,Important,Critical,Slightly important,Very important,Very important,Critical,Critical,Critical,Slightly important,Not important,Important,Not important,Important,Important,Slightly important,Not important,Slightly important,Very important,Important,Important,Slightly important,Very important,Not important,Slightly important,Slightly important,Important,Important,Critical,Critical,Critical,Very important,Slightly important,Slightly important,Important,Important,Slightly important,Slightly important,Not difficult,Almost impossible,Slightly difficult,1,23,Slightly difficult,Difficult,Difficult,0,13,Slightly difficult,Difficult,Slightly difficult,0,6,Slightly difficult,Not difficult,Slightly difficult,0,1,Slightly difficult,Difficult,Difficult,1,3,Not difficult,Difficult,Difficult,0,4,Not difficult,Difficult,Slightly difficult,1,3,Not difficult,Not difficult,Slightly difficult,0,3,Not difficult,Not difficult,Not difficult,0,1,Very important,Very important,Important,Important,Very important,Not important,Slightly important,Not important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Public announcement/advertisement, 44,Yes to fire,No,-44,Yes,2,Yes,4,2,Yes,-44,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,No,-44,No,95,0,0,0,5,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Other,610000,680000,320000,130000,13000,40800,11000,17500,3000,2000,1000,0,0,112000,156000,143000,197000,216000,No obstacle,Minor obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,No obstacle,Minor obstacle,No obstacle,Moderate obstacle,No obstacle,No obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Political environment,Macroeconomic environment,Transportation,Major obstacle,Yes,Yes,No,No,No,Yes,No,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Large impact,-44,-44,-44,-44,-44,Negative impact,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Large impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Large impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are taken directly from the establishment's records, 143146,146,St-Vincent and the Grenadines,St-Vincent and the Grenadines,Retail,507512,No,-44,-44,-44,-44,Partnership (including limited liability companies), -44,50,100,0,0,0,All women,Yes,Yes,50,Makes major strategic and fiancial decisions,10,1,All women,Female,Female,Female,1989,No,Yes,1989,23,Yes,59,Yes,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,3,0,-44,No,-44,-44,-44,-44,Yes,5,2,1,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,20,60,20,0,Others,5,40,55,clothing,100,Local,5,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,30,70,Yes,4,Yes,Yes,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,-44, -44,Tend to disagree,Strongly disagree,Strongly disagree,Tend to agree,Yes,No,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,No,10,No,-44,-44,No,-44,0,-44,Yes,13,No,Yes,30,No,No,-44,-44,3,6,3,2,1,0,3,0,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3,36000,3,34000,2,42000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,9200,2,8200,2,10000,0,-77,0,-77,0,-77,1,10000,1,8900,1,11300,-44, -44,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed primary school,Important,Important,Critical,Very important,Important,Very important,Slightly important,Slightly important,Important,Slightly important,Important,Important,Not important,Slightly important,Important,Very important,Critical,Very important,Important,Important,Critical,Critical,Very important,Important,Very important,Slightly important,Important,Very important,Important,Slightly important,Critical,Important,Critical,Critical,Very important,Very important,Very important,Very important,Very important,Very important,Important,Important,Very important,Slightly important,Very important,Important,Critical,Critical,Very important,Very important,Critical,Slightly important,Not important,Very important,Not important,Important,Important,Slightly important,Slightly important,Slightly important,Very important,Important,Slightly important,Important,Very important,Not important,Slightly important,Slightly important,Important,Very important,Critical,Critical,Critical,Very important,Not important,Slightly important,Important,Important,Important,Slightly important,Not difficult,Very difficult,Difficult,1,19,Slightly difficult,Difficult,Difficult,0,6,Not difficult,Difficult,Slightly difficult,0,3,Slightly difficult,Slightly difficult,Slightly difficult,1,3,Slightly difficult,Not difficult,Not difficult,0,7,Not difficult,Difficult,Slightly difficult,0,2,Not difficult,Difficult,Difficult,1,4,Slightly difficult,Not difficult,Slightly difficult,0,5,Not difficult,Slightly difficult,Not difficult,1,1,Very important,Very important,Very important,Not important,Important,Not important,Not important,Not important,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Private placement office, 48,No,-44,-44,-44,-44,Yes,4,2,Yes,-44,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,Yes,9,No,0,72,18,0,10,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Did not think it would be approved,600000,620000,279000,190000,16000,31000,76000,15000,3000,1000,1000,0,0,131000,163000,180000,236000,482000,Very severe obstacle,Moderate obstacle,Very severe obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,Customs and Trade Regulations,Tax Rates,Transportation,Major obstacle,Yes,Yes,No,No,No,Yes,No,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,No impact,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 14377,77,St-Vincent and the Grenadines,St-Vincent and the Grenadines,Transport,507563,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All women,Female,Female,Female,1999,No,Yes,1999,27,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,0,1,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,20,45,35,0,Medium private firms (20-100 employees),45,45,10,customs brokerage,95,National,15,Increased,Remained the same,2-5,95,5,0,2000,santa lucia,50,antigua and barbuda,40,5,2,0,35,65,Yes,16,Yes,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,Yes,No,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,Major obstacle,Major obstacle,Major obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to agree,Tend to disagree,Yes,Yes,No,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,No,0,Yes,3,No,No,-44,.5,-44,No,-44,-44,No,-44,-44,No,-44,-44,1,6,3,2,1,0,3,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3,52000,3,50000,3,62000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,11000,2,10300,2,12800,0,-77,0,-77,0,-77,1,10000,2,9300,1,10800,Increase/decreased demand for goods, -44,University graduate,Post graduated,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Very important,Slightly important,Critical,Very important,Important,Very important,Slightly important,Slightly important,Very important,Important,Important,Important,Important,Important,Slightly important,Critical,Very important,Very important,Very important,Important,Critical,Critical,Very important,Important,Critical,Slightly important,Slightly important,Important,Not important,Not important,Important,Important,Critical,Critical,Critical,Important,Very important,Important,Very important,Very important,Very important,Important,Very important,Important,Critical,Important,Very important,Critical,Very important,Critical,Critical,Slightly important,Not important,Slightly important,Slightly important,Important,Very important,Not important,Slightly important,Slightly important,Very important,Important,Slightly important,Slightly important,Important,Not important,Not important,Slightly important,Important,Important,Very important,Critical,Critical,Critical,Slightly important,Slightly important,Important,Important,Not important,Not important,Not difficult,Very difficult,Difficult,0,9,Difficult,Very difficult,Difficult,0,11,Not difficult,Slightly difficult,Slightly difficult,1,9,Slightly difficult,Not difficult,Slightly difficult,0,1,Slightly difficult,Slightly difficult,Slightly difficult,1,10,Not difficult,Difficult,Slightly difficult,1,8,Slightly difficult,Difficult,Difficult,1,3,Slightly difficult,Slightly difficult,Slightly difficult,0,10,Not difficult,Not difficult,Not difficult,1,2,Very important,Critical,Very important,Slightly important,Very important,Slightly important,Not important,Slightly important,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,No obstacle,Through family/friends, 99,Yes to fire,No,-44,Yes,0,No,-44,-44,No,The benefits of training are small than the costs,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,No,-44,No,75,0,0,0,25,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,Yes,Line of credit,2012,40000,11,30,Other,Yes,Yes,No,No,No,No, -44,125,Yes,3,2,Collateral or cosigners unacceptable,-44,420000,440000,206800,210000,8000,13200,6000,5000,0,1000,1000,0,0,82000,86000,119000,128000,173000,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,"Crime, theft and disorder",Corruption,Tax Rates,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,No,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are taken directly from the establishment's records, 14358,58,St-Vincent and the Grenadines,St-Vincent and the Grenadines,Retail,507530,Yes,2,Headquarters with production and/or sales at this location,No,2,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,1987,No,Yes,1993,32,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,8,1,0,-44,No,-44,-44,-44,-44,Yes,5,2,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,25,60,15,0,Government or government agencies (including state-owned ent,10,70,20,cut flowers,70,Local,10,Remained the same,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,25,75,No,-44,Yes,No,Yes,No,Yes,No,Yes,University, -44,No,No,No,Yes,Yes,No,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,Very Important,Slightly important,Important,Very Important,Important,Important,Important,Yes,65,Yes,35,No,-44,Yes,Yes,0,-44,No,No,No,No,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,-44, -44,Tend to agree,Strongly disagree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,20,No,-44,-44,Yes,0,0,-44,Yes,0,Yes,No,-44,-44,Yes,20,2,4,6,3,2,1,0,0,0,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3,41000,2,41000,2,45000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,12000,2,11100,2,14100,0,-77,0,-77,0,-77,1,9900,1,9400,1,11400,New production methods, -44,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Important,Slightly important,Very important,Very important,Important,Very important,Important,Important,Slightly important,Important,Slightly important,Important,Slightly important,Not important,Important,Critical,Very important,Very important,Slightly important,Slightly important,Very important,Very important,Very important,Important,Very important,Slightly important,Important,Important,Slightly important,Not important,Important,Important,Very important,Critical,Very important,Very important,Very important,Important,Slightly important,Important,Very important,Important,Very important,Important,Very important,Very important,Very important,Critical,Very important,Very important,Critical,Slightly important,Not important,Slightly important,Not important,Important,Very important,Slightly important,Slightly important,Slightly important,Very important,Very important,Important,Slightly important,Important,Not important,Not important,Not important,Slightly important,Very important,Critical,Critical,Critical,Critical,Not important,Slightly important,Important,Important,Slightly important,Slightly important,Not difficult,Very difficult,Difficult,1,15,Slightly difficult,Very difficult,Difficult,0,7,Slightly difficult,Difficult,Very difficult,1,6,Slightly difficult,Slightly difficult,Not difficult,0,2,Not difficult,Slightly difficult,Slightly difficult,0,7,Slightly difficult,Difficult,Slightly difficult,1,8,Slightly difficult,Slightly difficult,Difficult,1,2,Not difficult,Not difficult,Slightly difficult,0,6,Not difficult,Slightly difficult,Not difficult,1,1,Important,Very important,Important,Important,Very important,Slightly important,Not important,Slightly important,Minor obstacle,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,Through family/friends, 66,No,-44,-44,-44,-44,No,-44,-44,No,The firm is affraid of investing in workers that after the t,No,-44,-44,-44,-44,-44,-44,Yes,100,0, -44,0,No,-44,Yes,45,28,7,0,20,0,0,0,0,0,0,0,0, -44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Line of credit,2010,50000,10,48,Other,Yes,No,No,No,No,No, -44,150,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,240000,240000,90000,110000,5000,9600,23000,1500,0,0,0,17000,0,43000,57000,70000,94000,144000,Minor obstacle,Major obstacle,Minor obstacle,Major obstacle,No,No,Yes,Yes,Yes,No,No,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,Major obstacle,No obstacle,Moderate obstacle,No obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Access to land for expansion / relocation,Electricity,Moderate obstacle,Yes,Yes,No,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No impact,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,Yes,Yes,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,Yes,Yes,Yes,No,Yes,Yes,No,Yes,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 143123,123,St-Vincent and the Grenadines,St-Vincent and the Grenadines,Food,507436,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,34,100,0,0,0,Predominantly women,No,No,34,Makes major strategic and fiancial decisions,23,6,Predominantly men,Female,Male,Male,1975,No,Yes,1975,15,No,-44,-44,No,-44,-44,No,-44,-44,Yes,33,No,Yes,1,1,1,-44,Yes,1,0,0,-44,No,-44,-44,-44,-44,Yes,1,1,1,-44,No,-44,Yes,Yes,Yes,100,90,115,0,0, -44,15,50,35,2,Small private firms (less than 20 employees),20,70,10,pasta,100,Local,10,Increased,Decreased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,55,45,Yes,3,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,Yes,No,Yes,No obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Major obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to agree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,20000,0,Yes,No,No,Yes,No,No,-44,-44,No,-44,-44,No,No,No,5,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,8,6,3,2,1,0,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3,53000,3,49000,2,57000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,12000,2,11600,2,14300,1,9400,2,8400,1,11100,Economic upturn/downturn, -44,University graduate,Completed secondary,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete secondary,Completed secondary,Completed secondary,Very important,Important,Critical,Important,Important,Very important,Slightly important,Slightly important,Very important,Important,Important,Slightly important,Not important,Slightly important,Important,Very important,Critical,Critical,Very important,Important,Very important,Very important,Important,Important,Very important,Slightly important,Important,Important,Not important,Slightly important,Very important,Important,Critical,Critical,Critical,Important,Very important,Important,Critical,Very important,Important,Very important,Very important,Important,Critical,Important,Critical,Critical,Very important,Very important,Critical,Not important,Slightly important,Important,Not important,Important,Very important,Not important,Slightly important,Not important,Very important,Very important,Important,Slightly important,Very important,Not important,Not important,Not important,Slightly important,Important,Very important,Critical,Critical,Very important,Not important,Slightly important,Important,Very important,Slightly important,Slightly important,Not difficult,Difficult,Difficult,0,13,Slightly difficult,Very difficult,Difficult,0,15,Slightly difficult,Difficult,Difficult,1,7,Slightly difficult,Slightly difficult,Not difficult,0,1,Slightly difficult,Slightly difficult,Slightly difficult,1,4,Slightly difficult,Difficult,Difficult,0,7,Slightly difficult,Very difficult,Slightly difficult,0,4,Slightly difficult,Slightly difficult,Slightly difficult,1,2,Not difficult,Slightly difficult,Not difficult,1,1,Critical,Very important,Very important,Important,Important,Slightly important,Slightly important,Not important,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Through family/friends, -28,No,-44,-44,-44,-44,No,-44,-44,No,Other,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,12,No,66,7.2,1.8,0,25,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,2,2,Incompleteness of loan application,-44,730000,720000,302400,120000,30000,92000,75000,4000,2000,5000,4000,0,0,194000,252000,303000,370000,758000,Major obstacle,Very severe obstacle,Major obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,No obstacle,Moderate obstacle,No obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,No obstacle,Major obstacle,Moderate obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,Electricity,Macroeconomic environment,Transportation,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Community based organization, -44,"General management, Business development and Strategies supp", -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 14338,38,St-Vincent and the Grenadines,St-Vincent and the Grenadines,Wholesale,507488,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Female,Male,Female,1994,No,Yes,1995,22,No,-44,-44,No,-44,-44,No,-44,-44,Yes,36,No,Yes,2,2,1,-44,No,-44,-44,-44,-44,Yes,4,2,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,5,70,25,0,Small private firms (less than 20 employees),30,40,30,seasoning and oil,15,National,5,Remained the same,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,70,30,Yes,19,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Major obstacle,Major obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to disagree,Strongly agree,No,-44,-44,-44,-44,-44,Yes,-44,2000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,Yes,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,No,-44,-44,No,-44,0,-44,Yes,0,Yes,Yes,30,No,Yes,20,1,3,6,3,2,1,0,2,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3,36000,3,35000,3,41000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,9400,2,8500,2,11200,0,-77,0,-77,0,-77,1,10000,1,9500,1,11400,-44, -44,University graduate,Post graduated,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed primary school,Important,Slightly important,Critical,Very important,Important,Important,Slightly important,Important,Very important,Important,Slightly important,Important,Slightly important,Important,Very important,Critical,Very important,Critical,Important,Important,Critical,Critical,Slightly important,Important,Critical,Slightly important,Slightly important,Slightly important,Not important,Not important,Important,Important,Very important,Very important,Critical,Very important,Very important,Important,Very important,Slightly important,Important,Very important,Critical,Important,Very important,Slightly important,Critical,Very important,Very important,Very important,Critical,Slightly important,Not important,Very important,Slightly important,Important,Important,Not important,Not important,Slightly important,Important,Important,Important,Very important,Important,Not important,Slightly important,Slightly important,Important,Important,Critical,Critical,Very important,Critical,Slightly important,Not important,Important,Important,Not important,Not important,Not difficult,Very difficult,Difficult,0,24,Slightly difficult,Very difficult,Difficult,0,9,Not difficult,Slightly difficult,Slightly difficult,1,3,Not difficult,Not difficult,Not difficult,1,1,Slightly difficult,Difficult,Slightly difficult,0,7,Slightly difficult,Very difficult,Slightly difficult,1,3,Not difficult,Slightly difficult,Slightly difficult,1,7,Slightly difficult,Slightly difficult,Not difficult,1,6,Not difficult,Not difficult,Slightly difficult,1,2,Important,Very important,Very important,Important,Very important,Slightly important,Slightly important,Not important,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Major obstacle,Minor obstacle,Major obstacle,Minor obstacle,No obstacle,Public announcement/advertisement, 24,Yes to both,Yes,1,No,-44,Yes,1,2,Yes,-44,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,10,Yes,35,38,12,0,15,0,0,0,0,0,0,0,0, -44,25,37.5,0,0,37.5,0,0,0,0,0,0,0,0,0,0, -44,Yes,Line of credit,2010,150000,9,60,Private commercial banks,Yes,Yes,No,No,Yes,No, -44,100,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,2570000,2570000,1105100,500000,206000,77100,227000,31000,5000,3000,2000,334000,0,536000,621000,745000,1002000,1296000,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,No obstacle,Very severe obstacle,No obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,Macroeconomic environment,Tax administration,Electricity,Minor obstacle,Yes,Yes,No,No,No,Yes,Yes,-44,-44,-44,-44,-44,-44,Yes,Large impact,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,Yes,Large impact,Yes,Moderated impact,-44,-44,-44,Large impact,-44,-44,Yes,Moderated impact,Yes,Large impact,-44,-44,-44,-44,-44,-44,Yes,Large impact,Yes,Large impact,-44,-44,-44,-44,-44,-44,No,No impact,No,No impact,-44,-44,-44,-44,-44,-44,No,No impact,Yes,Large impact,-44,-44,-44,-44,-44,-44,No,No impact,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,Yes,Large impact,Yes,Large impact,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Truthful,Are estimates computed with some precision, 1431,1,St-Vincent and the Grenadines,St-Vincent and the Grenadines,Non-metallic mineral products,507458,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,2007,Yes,Yes,2007,42,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,3,0,0,-44,No,-44,-44,-44,-44,Yes,5,No,Yes,Yes,90,95,120,10,0, -44,35,40,25,0,Your parent company or affiliated establishments,30,45,25,blocks,100,National,15,Decreased,Increased,More than 5,100,0,Do not know,-44,-44,-44,-44,-44,-44,-44,-44,45,55,Yes,17,Yes,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to agree,Tend to agree,Yes,No,-44,-44,-44,-44,Yes,1,-44,Yes,0,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,During working hours,Other,Money,650,Other,No,No,No loss or damage,Yes,4,Outside working hours,Other,Other company property,4000,Other,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,Yes,No,-44,-44,No,-44,-44,No,Yes,No,0,No,-44,-44,No,-44,0,-44,No,-44,-44,Yes,45,Yes,No,-44,-44,4,7,3,2,1,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3,41000,3,40000,2,44000,1,28000,2,26000,1,30000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,11000,2,10500,2,12200,1,10000,1,9600,1,10900,New production methods, -44,Post graduated,Completed secondary,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete secondary,Completed secondary,Completed secondary,Important,Slightly important,Critical,Very important,Important,Very important,Important,Slightly important,Important,Important,Important,Slightly important,Not important,Slightly important,Slightly important,Critical,Critical,Critical,Slightly important,Important,Critical,Very important,Slightly important,Important,Critical,Slightly important,Important,Slightly important,Not important,Not important,Important,Important,Very important,Critical,Very important,Important,Very important,Very important,Important,Important,Important,Important,Very important,Important,Critical,Important,Critical,Critical,Very important,Very important,Critical,Slightly important,Not important,Important,Not important,Important,Very important,Not important,Slightly important,Slightly important,Very important,Important,Important,Very important,Important,Slightly important,Not important,Slightly important,Very important,Slightly important,Critical,Critical,Very important,Very important,Not important,Not important,Very important,Important,Not important,Slightly important,Not difficult,Difficult,Slightly difficult,0,15,Not difficult,Very difficult,Difficult,0,13,Not difficult,Difficult,Slightly difficult,1,9,Slightly difficult,Not difficult,Slightly difficult,0,2,Slightly difficult,Slightly difficult,Slightly difficult,0,10,Not difficult,Slightly difficult,Slightly difficult,0,6,Not difficult,Slightly difficult,Difficult,1,3,Slightly difficult,Slightly difficult,Difficult,1,3,Not difficult,Not difficult,Not difficult,0,1,Very important,Very important,Important,Not important,Slightly important,Not important,Slightly important,Not important,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Public placement office, -6,No,-44,-44,-44,-44,Yes,4,2,Yes,-44,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,No,-44,No,60,0,0,0,30,10,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Other,370000,360000,169200,100000,2000,10800,0,6000,1000,1000,0,0,0,150000,108000,230000,161000,649000,Minor obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,No obstacle,Minor obstacle,No obstacle,Moderate obstacle,No obstacle,Minor obstacle,Very severe obstacle,No obstacle,Very severe obstacle,No obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Cost of finance,Macroeconomic environment,Transportation,No obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Community based organization, -44,Financial magement and tax and customs administration, -44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Somewhat truthful,Are taken directly from the establishment's records, 1437,7,St-Vincent and the Grenadines,St-Vincent and the Grenadines,Transport,507562,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,60,100,0,0,0,Predominantly men,No,Yes,36,Makes decisions in consultation with other partners,17,1,All men,Male,Male,Male,1996,No,Yes,1996,47,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,3,1,-44,No,-44,-44,-44,-44,Yes,4,0,1,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,20,60,20,0,Medium private firms (20-100 employees),25,65,10,cosmetics and pharmaceuticals,40,National,10,Increased,Decreased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,40,60,No,-44,Yes,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,Yes,No,Major obstacle,Minor obstacle,No obstacle,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,Very severe obstacle,-44, -44,Tend to agree,Strongly disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,-44,42000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,Yes,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,5,Yes,1,No,No,-44,0,-44,Yes,5,Yes,No,-44,-44,Yes,0,2,3,7,3,2,1,1,0,0,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3,46000,2,44000,2,53000,1,30000,2,29000,1,33000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,9300,2,8400,2,10200,0,-77,0,-77,0,-77,1,10000,1,9100,1,10900,-44, -44,Post graduated,Completed college/vocational training,University graduate,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Important,Slightly important,Critical,Very important,Important,Important,Important,Important,Important,Important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Critical,Very important,Critical,Important,Very important,Very important,Critical,Important,Important,Critical,Slightly important,Important,Very important,Not important,Not important,Important,Important,Important,Critical,Critical,Important,Very important,Important,Important,Very important,Important,Important,Critical,Not important,Very important,Very important,Critical,Critical,Very important,Very important,Critical,Slightly important,Slightly important,Very important,Slightly important,Important,Very important,Slightly important,Slightly important,Slightly important,Important,Important,Very important,Slightly important,Important,Not important,Slightly important,Not important,Important,Important,Critical,Critical,Critical,Very important,Not important,Slightly important,Very important,Important,Slightly important,Important,Not difficult,Very difficult,Difficult,1,8,Slightly difficult,Very difficult,Very difficult,0,10,Slightly difficult,Slightly difficult,Difficult,0,5,Slightly difficult,Slightly difficult,Not difficult,1,3,Slightly difficult,Slightly difficult,Difficult,1,7,Slightly difficult,Very difficult,Slightly difficult,0,8,Not difficult,Slightly difficult,Slightly difficult,0,8,Not difficult,Not difficult,Not difficult,0,4,Slightly difficult,Not difficult,Slightly difficult,1,2,Very important,Very important,Important,Not important,Important,Not important,Slightly important,Slightly important,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,Private placement office, 98,No,-44,-44,-44,-44,Yes,3,2,Yes,-44,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,Yes,14,Yes,5,44,11,0,40,0,0,0,0,0,0,0,0, -44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Line of credit,2010,1064000,8,18,"Non-Bank financial institutions (microfinance institutions,",Yes,No,Yes,Yes,No,No, -44,125,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,1910000,1890000,850500,280000,38000,113400,60000,21000,2000,1000,2000,170000,0,374000,231000,567000,378000,1140000,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,No,Yes,Yes,No,No,No,No,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Yes,No,No,No,No,Inadequately educated workforce,Practices of competitors in the informal sector,Customs and Trade Regulations,Moderate obstacle,Yes,Yes,No,No,No,Yes,No,-44,-44,-44,-44,-44,-44,Yes,Large impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,Large impact,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Large impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Large impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 14367,67,St-Vincent and the Grenadines,St-Vincent and the Grenadines,Hotel and restaurants,507542,Yes,2,Headquarters with no production/no sales at this location,No,2,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,1988,Yes,Yes,1998,25,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,2,0,-44,Yes,1,0,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,1,Yes,Yes,Yes,0,-44,-44,100,0, -44,15,65,20,10,Small private firms (less than 20 employees),40,50,10,cruise ship tours,75,International,20,Increased,Remained the same,2-5,15,85,0,1989,turkey,75,barbados,5,9,0,5,80,20,No,-44,Yes,Yes,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,Yes,No,No,No,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,-44, -44,Tend to agree,Strongly disagree,Tend to disagree,Strongly agree,Yes,No,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,No,8,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,2,7,3,2,1,1,0,0,0,0,2,2,0,0,0,0,0,0,0,1,1,0,0,0,0,5,44000,5,42000,4,50000,1,34000,2,32000,1,37000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,10000,2,10200,2,11100,0,-77,0,-77,0,-77,1,10000,1,8900,1,11000,Economic upturn/downturn, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Important,Important,Very important,Important,Important,Very important,Important,Slightly important,Important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Very important,Critical,Very important,Slightly important,Very important,Critical,Critical,Important,Slightly important,Very important,Slightly important,Slightly important,Important,Slightly important,Not important,Important,Important,Critical,Critical,Critical,Slightly important,Very important,Very important,Important,Important,Very important,Important,Very important,Important,Critical,Important,Critical,Critical,Critical,Critical,Very important,Not important,Not important,Important,Not important,Very important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Important,Important,Very important,Not important,Slightly important,Slightly important,Important,Very important,Critical,Critical,Very important,Very important,Not important,Slightly important,Very important,Very important,Slightly important,Important,Not difficult,Very difficult,Very difficult,0,18,Slightly difficult,Difficult,Difficult,1,11,Slightly difficult,Difficult,Slightly difficult,0,3,Slightly difficult,Slightly difficult,Slightly difficult,1,1,Slightly difficult,Slightly difficult,Difficult,1,2,Slightly difficult,Difficult,Difficult,1,8,Slightly difficult,Very difficult,Slightly difficult,0,3,Not difficult,Slightly difficult,Not difficult,1,9,Not difficult,Not difficult,Not difficult,1,1,Very important,Important,Not important,Not important,Critical,Important,Not important,Slightly important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Through family/friends, 78,No,-44,-44,-44,-44,Yes,3,2,Yes,-44,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,No,-44,Yes,90,0,0,0,10,0,0,0,0,0,0,0,0, -44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Collateral requirements for loans or line of credit are unat,280000,290000,130500,140000,11000,8700,60000,1500,0,0,0,0,12000,46000,64000,61000,102000,107000,No obstacle,Major obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,No obstacle,Major obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Access to finance,Cost of finance,"Crime, theft and disorder",No obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Government based organization, -44,Marketing and Operations support, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 14319,19,St-Vincent and the Grenadines,St-Vincent and the Grenadines,Textiles,507443,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All women,Female,Female,Female,1994,Yes,Yes,1994,27,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,5,1,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,100,70,90,0,0, -44,50,40,10,0,Others,25,50,25,draperies,75,National,15,Remained the same,Remained the same,More than 5,100,0,10,-44,-44,-44,-44,-44,-44,-44,-44,30,70,Yes,31,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,Yes,No,No,Yes,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to agree,Tend to disagree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,10,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,4,7,3,2,1,1,3,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3,32000,2,29000,1,37000,1,29000,2,27000,1,34000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,11000,2,10800,2,12600,1,9900,2,9200,1,10700,New production methods, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Completed secondary,Started but did not complete secondary,Slightly important,Important,Critical,Very important,Important,Important,Important,Slightly important,Slightly important,Important,Slightly important,Slightly important,Important,Slightly important,Important,Very important,Critical,Critical,Very important,Important,Critical,Critical,Important,Important,Critical,Not important,Slightly important,Important,Slightly important,Not important,Important,Important,Important,Critical,Critical,Very important,Very important,Slightly important,Very important,Important,Very important,Important,Very important,Important,Critical,Slightly important,Critical,Critical,Very important,Critical,Very important,Slightly important,Not important,Important,Not important,Very important,Very important,Not important,Important,Slightly important,Important,Important,Slightly important,Slightly important,Important,Not important,Not important,Slightly important,Important,Important,Very important,Very important,Critical,Critical,Not important,Important,Important,Important,Slightly important,Slightly important,Not difficult,Almost impossible,Difficult,1,22,Slightly difficult,Very difficult,Slightly difficult,0,9,Slightly difficult,Very difficult,Slightly difficult,1,9,Not difficult,Slightly difficult,Not difficult,1,2,Slightly difficult,Slightly difficult,Slightly difficult,0,9,Slightly difficult,Difficult,Difficult,1,3,Slightly difficult,Slightly difficult,Slightly difficult,0,8,Slightly difficult,Slightly difficult,Not difficult,0,7,Not difficult,Not difficult,Not difficult,1,1,Important,Very important,Important,Important,Critical,Not important,Slightly important,Not important,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Public placement office, -21,No,-44,-44,-44,-44,No,-44,-44,No,The firm does not have enough information about training pro,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,6,No,68,8,2,0,7,0,0,0,15,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,1,1,Incompleteness of loan application,-44,120000,120000,40000,70000,10000,9000,6000,4000,1000,0,0,0,0,63000,196000,85000,321000,145000,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Minor obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Practices of competitors in the informal sector,Customs and Trade Regulations,Cost of finance,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Local business association, -44,technological and Innovation Support, -44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 14370,70,St-Vincent and the Grenadines,St-Vincent and the Grenadines,Hotel and restaurants,507551,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Female,Male,Male,2000,No,Yes,2002,22,No,-44,-44,Yes,12,Yes,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,0,0,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,No,0,-44,-44,100,0, -44,30,45,25,0,Small private firms (less than 20 employees),10,65,25,food and beverage,100,National,10,Increased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,55,45,Yes,7,No,Yes,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,No obstacle,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to agree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,No,10,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,4,7,3,2,1,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3,34000,2,33000,1,38000,1,30000,2,29000,1,35000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,11000,2,10600,2,11900,0,-77,0,-77,0,-77,1,10000,2,9500,1,11000,Increase/decreased demand for goods, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed secondary,Important,Important,Very important,Important,Important,Important,Slightly important,Slightly important,Important,Important,Important,Slightly important,Important,Slightly important,Slightly important,Critical,Critical,Very important,Slightly important,Important,Very important,Critical,Important,Slightly important,Critical,Slightly important,Slightly important,Important,Not important,Slightly important,Very important,Important,Very important,Critical,Critical,Important,Very important,Very important,Important,Important,Important,Very important,Very important,Slightly important,Very important,Slightly important,Critical,Very important,Critical,Very important,Critical,Not important,Not important,Important,Not important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Very important,Very important,Important,Very important,Not important,Not important,Slightly important,Very important,Important,Critical,Very important,Critical,Critical,Not important,Slightly important,Very important,Very important,Slightly important,Not important,Not difficult,Very difficult,Difficult,0,19,Slightly difficult,Very difficult,Difficult,0,6,Slightly difficult,Slightly difficult,Difficult,1,9,Slightly difficult,Not difficult,Slightly difficult,1,1,Slightly difficult,Slightly difficult,Slightly difficult,0,6,Not difficult,Difficult,Slightly difficult,1,3,Slightly difficult,Slightly difficult,Slightly difficult,0,7,Slightly difficult,Slightly difficult,Slightly difficult,0,6,Not difficult,Slightly difficult,Not difficult,0,2,Critical,Very important,Very important,Important,Important,Not important,Not important,Slightly important,No obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,Minor obstacle,No obstacle,Minor obstacle,Public placement office, 87,No,-44,-44,-44,-44,Yes,1,2,Yes,-44,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,Yes,13,No,92,0,0,0,8,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Did not think it would be approved,1370000,1400000,190000,190000,42000,84000,2000,26500,3000,5000,5000,0,0,182000,260000,294000,434000,609000,Minor obstacle,No obstacle,No obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,Minor obstacle,Major obstacle,Moderate obstacle,No obstacle,Very severe obstacle,Minor obstacle,No obstacle,Minor obstacle,No obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Access to finance,"Crime, theft and disorder",Labor Regulations,No obstacle,Yes,Yes,No,No,No,Yes,No,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,Moderated impact,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Large impact,-44,-44,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 143104,104,St-Vincent and the Grenadines,St-Vincent and the Grenadines,Food,507421,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,57,100,0,0,0,Equally men and women,No,No,40,Makes decisions in consultation with other partners,4,8,Equally men and women,Female,Female,Female,2008,Yes,Yes,2008,6,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,3,1,-44,No,-44,-44,-44,-44,Yes,4,5,0,-44,No,-44,-44,-44,-44,Yes,1,Yes,No,Yes,100,90,130,0,0, -44,0,60,40,0,Large private firms (more than 100 employees),40,45,15,frozen goods,85,International,25,Increased,Remained the same,2-5,20,80,0,2009,santa lucia,30,trinidad and tobago,25,4,0,3,70,30,Yes,14,No,No,No,No,Yes,No,Yes,Other company of the sector, -44,No,No,No,No,Yes,No,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,Slightly important,Very Important,Important,Very Important,Important,Important,Important,Yes,55,Yes,45,No,-44,Yes,No,10000,-44,No,Yes,No,Yes,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,-44, -44,Strongly disagree,Tend to disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,1,-44,Yes,1,-44,Yes,1,Outside working hours,Firearm/gun,Money,40000,Gang related,Yes,Yes,-44,Yes,1,Outside working hours,Firearm/gun,Money,150,Gang related,No,No,No loss or damage,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,2,During working hours,Other,Goods or stock,3000,Gang related,Yes,Yes,-44,Yes,1,Outside working hours,Firearm/gun,Other company property,4000,Other,No,No,There was no insurance requirement,Yes,4,Outside working hours,Knife,Money,40000,A fellow employee,Yes,Yes,-44,Yes,1,Outside working hours,Baseball bat,Money,-66,Other,No,No,Fear of reprisals,No,-44,-44,0,Yes,No,No,Yes,Yes,Yes,No,Yes,No,-44,-44,Yes,Yes,Yes,0,No,-44,-44,No,-44,-44,2000,No,-44,-44,No,-44,-44,No,-44,-44,4,7,3,2,1,1,0,0,1,0,11,6,3,1,1,0,0,1,0,1,1,1,1,1,1,9,39000,8,37000,7,45000,1,28000,1,28000,1,32000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,10000,1,9000,1,10800,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,5,13000,5,11900,5,14900,2,9900,2,9100,2,11300,Increase demand for higher quality product, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete secondary,Completed secondary,Completed secondary,Important,Slightly important,Critical,Critical,Important,Very important,Slightly important,Slightly important,Important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Critical,Very important,Very important,Important,Slightly important,Very important,Critical,Important,Important,Very important,Not important,Important,Slightly important,Important,Not important,Critical,Important,Important,Critical,Very important,Important,Very important,Very important,Very important,Important,Important,Important,Critical,Important,Very important,Important,Critical,Critical,Critical,Critical,Critical,Important,Not important,Important,Not important,Very important,Important,Not important,Slightly important,Slightly important,Important,Important,Important,Important,Important,Not important,Not important,Slightly important,Important,Important,Critical,Critical,Critical,Very important,Not important,Not important,Very important,Very important,Slightly important,Slightly important,Not difficult,Difficult,Difficult,1,10,Not difficult,Very difficult,Slightly difficult,0,11,Not difficult,Difficult,Difficult,1,2,Slightly difficult,Slightly difficult,Difficult,1,2,Slightly difficult,Difficult,Difficult,1,8,Not difficult,Difficult,Difficult,1,2,Not difficult,Difficult,Difficult,1,6,Slightly difficult,Slightly difficult,Slightly difficult,1,6,Not difficult,Not difficult,Not difficult,1,2,Important,Critical,Not important,Important,Very important,Slightly important,Not important,Slightly important,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,Private placement office, -43,Yes to hire,Yes,1,No,-44,No,-44,-44,No,The firm cannot afford the optimal level of training,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,No,-44,Yes,90,0,0,0,10,0,0,0,0,0,0,0,0, -44,25,75,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Loan,2012,30000,10,72,Private commercial banks,Yes,No,No,No,No,No, -44,175,Yes,2,1,Incompleteness of loan application,-44,420000,470000,230000,300000,14000,12000,102000,14000,0,1000,0,0,71000,385000,994000,575000,1603000,1231000,Minor obstacle,Minor obstacle,Major obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,Access to finance,Inadequately educated workforce,Transportation,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Local business association, -44,technological and Innovation Support, -44,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Yes,No,No,No,-44,-44,Yes,No,Yes,Truthful,Are taken directly from the establishment's records, 143121,121,St-Vincent and the Grenadines,St-Vincent and the Grenadines,Hotel and restaurants,507545,Yes,2,Establishment physically separated from HQ but with no other,No,2,Shareholding company with non-traded shares or shares traded, -44,100,100,0,0,0,Equally men and women,No,Yes,Not applicable,Delegates decisions to other partners,25,3,Equally men and women,Male,Male,Female,-88,No,Yes,-88,41,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,1,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,0,1,2,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0, -44,10,55,35,2,Large private firms (more than 100 employees),10,50,40,hotel,100,National,5,Remained the same,Remained the same,More than 5,100,0,Not provided,-44,-44,-44,-44,-44,-44,-44,-44,70,30,Yes,11,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,Yes,No,Moderate obstacle,Moderate obstacle,No obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,1,-44,Yes,1,-44,Yes,1,Outside working hours,Other,Money,50000,Gang related,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,3,During working hours,Knife,Money,2000,Gang related,No,No,They occur too frequently,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,4,Outside working hours,Knife,Other,2000,Gang related,No,Yes,-44,Yes,4,During working hours,Firearm/gun,Money,2500,Gang related,Yes,Yes,-44,Yes,1,Outside working hours,Knife,Money,5000,Group of criminals,Yes,Yes,-44,Yes,Yes,0,0,Yes,No,No,No,Yes,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,8,7,3,2,1,1,0,0,0,0,1,1,0,0,0,0,0,0,0,1,1,0,0,0,1,4,46000,4,47000,4,51000,1,29000,1,27000,1,33000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,12000,2,11100,2,13900,0,-77,0,-77,0,-77,1,9700,1,9900,1,11500,-44, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed secondary,-44,-44,Completed secondary,Completed secondary,Very important,Important,Critical,Important,Important,Important,Slightly important,Slightly important,Important,Important,Important,Important,Slightly important,Slightly important,Important,Very important,Very important,Critical,Slightly important,Important,Critical,Critical,Important,Slightly important,Critical,Slightly important,Slightly important,Important,Slightly important,Not important,Important,Important,Important,Critical,Critical,Slightly important,Very important,Important,Important,Slightly important,Important,Very important,Very important,Important,Critical,Important,Critical,Very important,Critical,Critical,Critical,Important,Slightly important,Important,Not important,Important,Important,Not important,Not important,Not important,Slightly important,Important,Slightly important,Slightly important,Important,Not important,Slightly important,Slightly important,Important,Important,Critical,Critical,Critical,Critical,Not important,Not important,Important,Important,Slightly important,Not important,Slightly difficult,Very difficult,Difficult,1,20,Slightly difficult,Very difficult,Difficult,1,9,Slightly difficult,Difficult,Difficult,0,7,Slightly difficult,Not difficult,Slightly difficult,1,1,Not difficult,Slightly difficult,Slightly difficult,1,6,Slightly difficult,Difficult,Slightly difficult,0,6,Not difficult,Difficult,Difficult,0,10,Slightly difficult,Slightly difficult,Slightly difficult,1,9,Not difficult,Not difficult,Not difficult,0,1,Very important,Important,Not important,Not important,Very important,Slightly important,Slightly important,Slightly important,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Minor obstacle,Private placement office, 81,No,-44,-44,-44,-44,Yes,0,2,Yes,-44,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,No,-44,No,98,0,0,0,2,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Interest rates are not favorable,410000,410000,188600,150000,8000,20500,10000,10500,1000,1000,1000,0,0,67000,87000,103000,119000,271000,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,Customs and Trade Regulations,Corruption,Political environment,Very severe obstacle,Yes,Yes,Yes,Yes,No,No,No,Yes,Large impact,Yes,Large impact,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,Yes,Large impact,Yes,Large impact,-44,-44,-44,-44,-44,-44,No,No impact,No,No impact,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,Yes,No,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 143130,130,St-Vincent and the Grenadines,St-Vincent and the Grenadines,Hotel and restaurants,507538,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,100,100,0,0,0,Predominantly women,Yes,Yes,100,Delegates decisions to other partners,22,7,Equally men and women,Male,Male,Male,1965,No,Yes,1965,12,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,0,2,1,-44,No,-44,-44,-44,-44,Yes,2,Yes,Yes,No,0,-44,-44,100,0, -44,10,70,20,5,Large private firms (more than 100 employees),0,65,35,hotel,100,Local,10,Remained the same,Increased,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,85,15,No,-44,No,Yes,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,-44, -44,Tend to agree,Tend to disagree,Strongly agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,10,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,35000,0,Yes,Yes,No,No,No,No,-44,-44,No,-44,-44,No,Yes,No,0,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,1,7,3,2,1,1,0,0,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,1,3,33000,3,31000,3,37000,1,28000,2,26000,1,31000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,12000,2,11700,2,14300,0,-77,0,-77,0,-77,1,9400,2,8400,1,10100,New products require new skills, -44,University graduate,Completed college/vocational training,University graduate,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed secondary,-44,-44,Completed secondary,Started but did not complete secondary,Important,Important,Very important,Very important,Important,Important,Important,Important,Slightly important,Important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Very important,Very important,Very important,Important,Important,Critical,Critical,Important,Important,Critical,Slightly important,Important,Important,Not important,Not important,Important,Important,Important,Very important,Critical,Important,Important,Important,Important,Slightly important,Important,Very important,Critical,Important,Critical,Important,Critical,Critical,Critical,Very important,Critical,Slightly important,Not important,Important,Not important,Slightly important,Very important,Slightly important,Important,Slightly important,Important,Important,Very important,Important,Important,Not important,Not important,Not important,Very important,Important,Critical,Critical,Critical,Critical,Slightly important,Slightly important,Important,Very important,Not important,Important,Not difficult,Very difficult,Very difficult,1,14,Slightly difficult,Very difficult,Difficult,0,4,Not difficult,Difficult,Slightly difficult,1,10,Slightly difficult,Slightly difficult,Not difficult,1,2,Slightly difficult,Slightly difficult,Not difficult,0,2,Slightly difficult,Slightly difficult,Slightly difficult,0,3,Difficult,Difficult,Difficult,1,7,Not difficult,Difficult,Slightly difficult,1,8,Not difficult,Not difficult,Not difficult,0,2,Very important,Very important,Important,Not important,Very important,Slightly important,Not important,Slightly important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Public announcement/advertisement, 74,No,-44,-44,-44,-44,No,-44,-44,No,Other,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,Yes,6,No,10,52,18,0,20,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Interest rates are not favorable,1310000,1320000,541200,130000,38000,39600,38000,29000,5000,3000,1000,0,0,281000,238000,370000,396000,375000,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,Cost of finance,Customs and Trade Regulations,Transportation,Major obstacle,Yes,Yes,Yes,Yes,No,No,No,Yes,Moderated impact,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 14361,61,St-Vincent and the Grenadines,St-Vincent and the Grenadines,Retail,507533,Yes,2,Headquarters with production and/or sales at this location,No,2,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Female,Male,1989,No,Yes,1989,18,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,2,2,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,10,70,20,0,Small private firms (less than 20 employees),15,55,30,jewelry,100,National,10,Remained the same,Decreased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,60,40,Yes,12,Yes,No,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,Yes,No,Yes,No,Very severe obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,No obstacle,Minor obstacle,Major obstacle,Major obstacle,-44, -44,Tend to agree,Strongly disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,1,-44,Yes,-44,25000,Yes,2,Outside working hours,Firearm/gun,Goods or stock,30000,Gang related,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,3,During working hours,Firearm/gun,Money,20000,Gang related,Yes,Yes,-44,Yes,1,During working hours,Firearm/gun,Money,50,A former employee,No,No,Loss was small,Yes,4,Outside working hours,Other,Other company property,900,Other,No,No,Police have not done anything in the past,Yes,2,During working hours,Knife,Money,4500,Group of criminals,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,No,No,Yes,No,-44,-44,No,-44,-44,No,Yes,No,0,Yes,4,No,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,30,2,6,7,3,2,1,1,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3,52000,2,52000,2,58000,1,31000,2,28000,1,37000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,12000,2,11600,2,13500,0,-77,0,-77,0,-77,1,9500,1,8800,1,10300,-44, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Completed college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Important,Important,Critical,Very important,Important,Important,Important,Important,Very important,Very important,Slightly important,Important,Important,Slightly important,Important,Critical,Very important,Critical,Important,Slightly important,Very important,Critical,Important,Important,Critical,Slightly important,Slightly important,Very important,Slightly important,Not important,Important,Slightly important,Important,Critical,Critical,Very important,Very important,Important,Important,Important,Very important,Important,Very important,Important,Critical,Important,Critical,Very important,Critical,Critical,Critical,Not important,Not important,Important,Not important,Important,Important,Important,Slightly important,Slightly important,Very important,Important,Slightly important,Slightly important,Very important,Not important,Not important,Not important,Important,Important,Critical,Very important,Critical,Very important,Not important,Slightly important,Important,Important,Slightly important,Important,Slightly difficult,Very difficult,Slightly difficult,0,16,Slightly difficult,Very difficult,Difficult,0,5,Not difficult,Very difficult,Difficult,0,3,Slightly difficult,Slightly difficult,Not difficult,0,2,Slightly difficult,Slightly difficult,Slightly difficult,0,4,Not difficult,Slightly difficult,Slightly difficult,0,7,Slightly difficult,Slightly difficult,Difficult,0,9,Slightly difficult,Slightly difficult,Not difficult,1,3,Not difficult,Not difficult,Slightly difficult,1,2,Very important,Important,Not important,Important,Very important,Slightly important,Not important,Slightly important,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,Public placement office, 69,Yes to both,Yes,0,No,-44,Yes,1,2,Yes,-44,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,No,-44,No,50,16,4,0,30,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,5,5,Other objections,-44,510000,500000,200000,70000,10000,20000,76000,4500,1000,1000,1000,0,0,90000,60000,135000,100000,292000,Moderate obstacle,No obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,Very severe obstacle,Major obstacle,No obstacle,Minor obstacle,Minor obstacle,Major obstacle,Minor obstacle,-44,-44,-44,-44,-44,Access to finance,"Crime, theft and disorder",Cost of finance,Major obstacle,Yes,Yes,No,Yes,No,No,No,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Large impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Large impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 143132,132,St-Vincent and the Grenadines,St-Vincent and the Grenadines,Food,507422,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All women,Yes,Not applicable,100,Makes major strategic and fiancial decisions,16,2,All women,Female,Female,Female,1989,Yes,Yes,1989,24,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,7,4,1,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,100,85,65,0,0, -44,25,60,15,10,Government or government agencies (including state-owned ent,35,40,25,pepper sauce,75,National,5,Increased,Remained the same,More than 5,90,10,0,1990,santa lucia,90,antigua and barbuda,5,6,0,5,90,10,Yes,5,Yes,Yes,No,No,Yes,No,Yes,Laboratory or research center, -44,No,Yes,Yes,Yes,Yes,No,-44,-44,-44,-44,Yes,Yes,No,No,Yes,Yes,Yes,No,No, -44,Slightly important,Very Important,Very Important,Very Important,Critical,Very Important,Very Important,Yes,40,Yes,60,No,-44,No,No,0,-44,No,No,Yes,No,No obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,-44, -44,Tend to disagree,Strongly agree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,25000,0,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,No,-44,-44,Yes,10,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,6,7,3,2,1,1,3,0,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3,42000,3,43000,3,46000,1,31000,2,30000,1,36000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,14000,2,13000,2,15600,1,10000,2,9800,1,11100,New products require new skills, -44,University graduate,University graduate,University graduate,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Completed secondary,Completed secondary,Completed secondary,Very important,Important,Critical,Important,Important,Important,Slightly important,Important,Important,Slightly important,Important,Important,Not important,Slightly important,Important,Very important,Very important,Critical,Important,Important,Very important,Critical,Important,Important,Critical,Important,Slightly important,Important,Not important,Not important,Very important,Slightly important,Very important,Critical,Critical,Important,Important,Very important,Important,Important,Important,Important,Very important,Not important,Critical,Very important,Critical,Critical,Very important,Critical,Critical,Slightly important,Not important,Important,Not important,Important,Important,Slightly important,Slightly important,Important,Important,Important,Important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Important,Very important,Critical,Very important,Very important,Critical,Not important,Slightly important,Slightly important,Important,Slightly important,Slightly important,Not difficult,Difficult,Very difficult,0,9,Slightly difficult,Almost impossible,Very difficult,1,15,Difficult,Very difficult,Difficult,1,8,Slightly difficult,Slightly difficult,Slightly difficult,1,3,Slightly difficult,Difficult,Slightly difficult,0,10,Slightly difficult,Difficult,Slightly difficult,1,2,Slightly difficult,Slightly difficult,Difficult,0,10,Not difficult,Not difficult,Slightly difficult,0,9,Not difficult,Not difficult,Not difficult,0,2,Important,Slightly important,Not important,Important,Very important,Slightly important,Slightly important,Not important,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Public placement office, -42,No,-44,-44,-44,-44,No,-44,-44,No,The firm cannot afford the optimal level of training,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,7,Yes,25,52,13,0,10,0,0,0,0,0,0,0,0, -44,50,50,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Line of credit,2009,60000,6,24,Private commercial banks,Yes,Yes,Yes,No,Yes,No, -44,150,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,420000,430000,184900,180000,3000,6000,14000,8000,0,0,0,0,60000,2587000,2696000,3360000,4280000,9643000,Moderate obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,Very severe obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,No,Yes,No,No,No,"Crime, theft and disorder",Customs and Trade Regulations,Tax Rates,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 143109,109,St-Vincent and the Grenadines,St-Vincent and the Grenadines,Other manufacturing,507450,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,50,100,0,0,0,Equally men and women,Yes,Yes,50,Makes major strategic and fiancial decisions,21,2,Predominantly women,Female,Female,Female,1988,No,Yes,1988,9,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,3,1,-44,No,-44,-44,-44,-44,Yes,1,0,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,95,80,95,5,0, -44,25,65,10,0,Others,25,50,25,printing,70,National,10,Decreased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,45,55,No,-44,No,Yes,Yes,Yes,Yes,Yes,-44,-44, -44,-44,Yes,Yes,No,Yes,Yes,Yes,Yes,No,Yes,Yes,No,No,No,Yes,Yes,No,No,No, -44,Slightly important,Very Important,Very Important,Very Important,Slightly important,Important,Critical,Yes,100,No,-44,No,-44,No,No,0,-44,No,Yes,Yes,Yes,Major obstacle,Major obstacle,Major obstacle,Major obstacle,No obstacle,Minor obstacle,No obstacle,Major obstacle,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Minor obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,No,-44,-44,Yes,0,-44,0,Yes,15,Yes,Yes,50,Yes,No,-44,-44,7,7,3,2,1,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,1,3,56000,2,54000,1,63000,1,32000,1,30000,1,38000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,11000,2,11200,2,12700,1,10000,1,9300,1,10900,New products require new skills, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed secondary,Completed secondary,Completed secondary,Important,Important,Critical,Important,Very important,Very important,Slightly important,Important,Very important,Very important,Important,Slightly important,Slightly important,Slightly important,Important,Very important,Very important,Very important,Very important,Important,Very important,Very important,Slightly important,Very important,Critical,Slightly important,Slightly important,Very important,Not important,Not important,Important,Slightly important,Critical,Very important,Critical,Important,Very important,Important,Very important,Important,Important,Important,Critical,Important,Critical,Very important,Critical,Critical,Critical,Critical,Very important,Not important,Not important,Very important,Not important,Important,Very important,Slightly important,Slightly important,Not important,Very important,Slightly important,Slightly important,Slightly important,Very important,Not important,Not important,Slightly important,Very important,Important,Critical,Critical,Critical,Critical,Not important,Slightly important,Very important,Important,Slightly important,Not important,Not difficult,Difficult,Difficult,0,25,Slightly difficult,Very difficult,Slightly difficult,1,13,Difficult,Slightly difficult,Slightly difficult,0,5,Slightly difficult,Slightly difficult,Slightly difficult,1,2,Not difficult,Slightly difficult,Slightly difficult,0,4,Difficult,Difficult,Slightly difficult,0,10,Difficult,Difficult,Slightly difficult,1,5,Slightly difficult,Not difficult,Slightly difficult,1,7,Slightly difficult,Not difficult,Not difficult,1,1,Very important,Critical,Important,Important,Very important,Not important,Slightly important,Not important,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Private placement office, -14,No,-44,-44,-44,-44,No,-44,-44,No,The benefits of training are small than the costs,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,15,Yes,65,8,2,0,25,0,0,0,0,0,0,0,0, -44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Line of credit,2009,50000,7,48,Other,Yes,No,No,Yes,No,No, -44,125,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,730000,720000,440000,350000,16000,19000,28000,15000,1000,1000,1000,0,108000,401000,835000,535000,1070000,888000,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Political environment,Cost of finance,Macroeconomic environment,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,International organization, -44,technological and Innovation Support, -44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,Yes,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,Yes,Truthful,Are taken directly from the establishment's records, 14366,66,St-Vincent and the Grenadines,St-Vincent and the Grenadines,Hotel and restaurants,507541,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,1999,No,Yes,1999,11,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,0,3,1,-44,No,-44,-44,-44,-44,Yes,3,0,0,-44,Yes,0,1,2,-44,No,-44,No,Yes,Yes,0,-44,-44,100,0, -44,10,50,40,0,Individuals,45,40,15,apartment rentals,95,National,25,Increased,Increased,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,85,15,Yes,3,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Major obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to agree,Tend to disagree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,No,No,No,0,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,25,1,3,7,3,2,1,1,0,0,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3,50000,3,50000,3,55000,1,25000,2,24000,1,28000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,10000,2,8900,2,11900,0,-77,0,-77,0,-77,1,9600,1,8900,1,11000,New production methods, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Very important,Slightly important,Critical,Important,Very important,Very important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Important,Not important,Important,Very important,Very important,Critical,Slightly important,Very important,Very important,Critical,Important,Important,Critical,Slightly important,Important,Very important,Slightly important,Not important,Slightly important,Slightly important,Important,Critical,Critical,Very important,Very important,Important,Important,Important,Slightly important,Very important,Very important,Important,Critical,Important,Critical,Critical,Very important,Critical,Very important,Important,Slightly important,Very important,Not important,Very important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Very important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Important,Slightly important,Very important,Very important,Critical,Very important,Not important,Slightly important,Important,Important,Not important,Not important,Slightly difficult,Difficult,Slightly difficult,1,15,Not difficult,Difficult,Difficult,0,6,Slightly difficult,Slightly difficult,Difficult,1,7,Slightly difficult,Not difficult,Slightly difficult,0,2,Slightly difficult,Slightly difficult,Difficult,0,3,Slightly difficult,Difficult,Slightly difficult,0,6,Not difficult,Difficult,Difficult,0,7,Slightly difficult,Not difficult,Slightly difficult,1,7,Not difficult,Not difficult,Not difficult,0,2,Very important,Slightly important,Very important,Important,Slightly important,Not important,Slightly important,Not important,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,Public placement office, 77,No,-44,-44,-44,-44,No,-44,-44,No,The firm does not have enough information about training pro,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,7,No,85,0,0,0,15,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,Yes,Line of credit,2012,90000,8,36,Other,Yes,No,No,No,No,No, -44,150,Yes,3,2,Problems with credit history/report,-44,730000,740000,355200,160000,67000,22200,13000,14000,3000,1000,1000,0,0,107000,140000,155000,215000,211000,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Cost of finance,Labor Regulations,Telecommunications,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Local business association, -44,"General management, Business development and Strategies supp", -44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 143147,147,St-Vincent and the Grenadines,St-Vincent and the Grenadines,Retail,507516,No,-44,-44,-44,-44,Sole proprietorship, -44,100,0,100,0,0,All women,Yes,Not applicable,100,Makes decisions in consultation with other partners,9,4,Equally men and women,Male,Male,Male,1992,No,Yes,1992,20,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,0,3,0,-44,Yes,1,0,0,-44,Yes,1,4,0,-44,Yes,2,8,1,-44,No,-44,No,Yes,Yes,0,-44,-44,100,0, -44,5,55,40,0,Medium private firms (20-100 employees),40,60,0,men and women's apparel,75,National,25,Increased,Remained the same,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,30,70,No,-44,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Very severe obstacle,Major obstacle,No obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,-44, -44,Tend to disagree,Tend to agree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,No,2,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,15,1,8,8,3,2,2,1,0,0,1,0,3,3,0,0,0,0,0,0,0,1,1,0,0,0,0,6,52000,6,52000,6,59000,1,26000,1,26000,1,29000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,11000,2,10200,2,12900,0,-77,0,-77,0,-77,2,10000,2,9400,2,11800,-44, -44,University graduate,Completed secondary,University graduate,Post graduated,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Important,Slightly important,Critical,Important,Important,Very important,Slightly important,Slightly important,Very important,Important,Important,Slightly important,Slightly important,Not important,Slightly important,Very important,Very important,Critical,Important,Important,Very important,Critical,Important,Important,Critical,Important,Slightly important,Very important,Not important,Not important,Very important,Important,Important,Critical,Very important,Very important,Very important,Very important,Important,Slightly important,Very important,Important,Critical,Important,Critical,Very important,Very important,Critical,Critical,Very important,Critical,Not important,Not important,Important,Not important,Very important,Important,Not important,Slightly important,Not important,Very important,Very important,Very important,Important,Slightly important,Slightly important,Not important,Slightly important,Slightly important,Very important,Critical,Critical,Critical,Very important,Slightly important,Slightly important,Important,Important,Slightly important,Not important,Not difficult,Difficult,Slightly difficult,1,24,Difficult,Very difficult,Slightly difficult,0,5,Not difficult,Slightly difficult,Difficult,1,4,Slightly difficult,Slightly difficult,Slightly difficult,0,2,Slightly difficult,Slightly difficult,Slightly difficult,1,10,Slightly difficult,Slightly difficult,Difficult,1,6,Not difficult,Very difficult,Difficult,1,7,Not difficult,Not difficult,Slightly difficult,0,5,Not difficult,Not difficult,Not difficult,0,1,Very important,Important,Important,Slightly important,Very important,Slightly important,Not important,Not important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Private placement office, 52,Yes to both,Yes,1,No,-44,Yes,3,2,Yes,-44,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,No,-44,Yes,84,12,3,0,1,0,0,0,0,0,0,0,0, -44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Line of credit,2010,50000,7,18,Other,Yes,No,No,No,No,No, -44,150,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,440000,490000,250000,120000,15000,19600,8000,6000,1000,1000,1000,39000,0,98000,122000,123000,162000,293000,No obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,Major obstacle,No obstacle,No obstacle,Major obstacle,Yes,Yes,No,Yes,No,Practices of competitors in the informal sector,Customs and Trade Regulations,Macroeconomic environment,Minor obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Local business association, -44,technological and Innovation Support, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 143154,154,St-Vincent and the Grenadines,St-Vincent and the Grenadines,Transport,507565,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,67,100,0,0,0,All women,Yes,No,67,Makes major strategic and fiancial decisions,12,1,All women,Female,Female,Female,2001,No,Yes,2001,22,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,6,1,1,-44,No,-44,-44,-44,-44,Yes,1,5,1,-44,Yes,2,3,1,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0, -44,5,50,45,10,Government or government agencies (including state-owned ent,10,45,45,brokerage,100,National,10,Increased,Remained the same,More than 5,100,0,10,-44,-44,-44,-44,-44,-44,-44,-44,45,55,No,-44,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,Yes,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,0,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,Yes,1,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,2,8,3,2,2,1,3,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3,43000,2,41000,2,48000,1,31000,2,28000,1,35000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,11000,2,11000,2,12900,0,-77,0,-77,0,-77,2,10000,3,9700,2,11300,Increase/decreased demand for goods, -44,University graduate,Completed secondary,University graduate,Post graduated,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed primary school,Slightly important,Slightly important,Very important,Important,Important,Important,Important,Slightly important,Slightly important,Important,Slightly important,Important,Not important,Slightly important,Important,Critical,Very important,Critical,Important,Important,Critical,Critical,Important,Very important,Critical,Slightly important,Slightly important,Very important,Slightly important,Slightly important,Very important,Important,Important,Very important,Very important,Important,Very important,Very important,Critical,Important,Slightly important,Important,Critical,Important,Critical,Important,Critical,Very important,Critical,Very important,Critical,Slightly important,Not important,Important,Slightly important,Very important,Very important,Not important,Slightly important,Slightly important,Important,Slightly important,Important,Important,Important,Not important,Slightly important,Not important,Important,Very important,Very important,Critical,Very important,Very important,Not important,Not important,Very important,Important,Slightly important,Slightly important,Not difficult,Very difficult,Difficult,0,9,Not difficult,Very difficult,Difficult,1,10,Not difficult,Very difficult,Slightly difficult,0,6,Slightly difficult,Slightly difficult,Slightly difficult,0,2,Not difficult,Slightly difficult,Slightly difficult,0,5,Slightly difficult,Difficult,Very difficult,0,5,Not difficult,Slightly difficult,Difficult,1,2,Not difficult,Slightly difficult,Slightly difficult,0,5,Not difficult,Slightly difficult,Slightly difficult,1,2,Critical,Very important,Very important,Slightly important,Slightly important,Not important,Not important,Not important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,No obstacle,Minor obstacle,Major obstacle,No obstacle,Minor obstacle,No obstacle,Public placement office, 101,Yes to fire,No,-44,Yes,1,No,-44,-44,No,The firm does not have enough information about training pro,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,No,-44,No,75,0,0,0,25,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Size of loan and maturity are insufficiant,510000,580000,261000,110000,10000,34800,5000,4000,0,0,0,0,0,117000,124000,174000,191000,477000,Major obstacle,Major obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Major obstacle,Minor obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Corruption,Political environment,Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 14350,50,St-Vincent and the Grenadines,St-Vincent and the Grenadines,Retail,507514,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Female,Male,Female,1999,No,Yes,1999,12,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,2,1,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,No,No,Yes,0,-44,-44,100,0, -44,20,55,25,0,Your parent company or affiliated establishments,30,60,10,clothing,95,National,10,Remained the same,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,70,30,Yes,19,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,Yes,Yes,No,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,No obstacle,Minor obstacle,No obstacle,Moderate obstacle,Minor obstacle,No obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,5,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,20,1,3,8,3,2,2,1,0,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3,46000,2,41000,1,55000,1,35000,2,34000,1,40000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,9800,2,10000,2,11400,0,-77,0,-77,0,-77,2,9500,3,9700,2,10600,Economic upturn/downturn, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed secondary,-44,-44,Completed secondary,Completed secondary,Important,Slightly important,Critical,Very important,Important,Important,Important,Important,Important,Important,Slightly important,Important,Slightly important,Slightly important,Important,Critical,Critical,Critical,Very important,Important,Critical,Critical,Slightly important,Important,Critical,Slightly important,Important,Very important,Not important,Slightly important,Important,Important,Important,Critical,Critical,Very important,Very important,Slightly important,Very important,Very important,Very important,Important,Very important,Important,Critical,Important,Very important,Critical,Very important,Very important,Critical,Slightly important,Slightly important,Slightly important,Not important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Very important,Important,Slightly important,Important,Not important,Not important,Not important,Important,Very important,Critical,Very important,Very important,Critical,Slightly important,Slightly important,Very important,Important,Slightly important,Slightly important,Not difficult,Very difficult,Difficult,1,15,Not difficult,Difficult,Slightly difficult,0,15,Not difficult,Difficult,Difficult,0,8,Slightly difficult,Slightly difficult,Slightly difficult,1,1,Slightly difficult,Slightly difficult,Slightly difficult,0,7,Slightly difficult,Difficult,Difficult,1,3,Not difficult,Slightly difficult,Difficult,1,7,Slightly difficult,Not difficult,Slightly difficult,1,4,Not difficult,Slightly difficult,Slightly difficult,1,1,Slightly important,Very important,Very important,Not important,Very important,Not important,Slightly important,Slightly important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,No obstacle,Private placement office, 50,No,-44,-44,-44,-44,No,-44,-44,No,The benefits of training are small than the costs,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,6,No,85,0,0,0,15,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,2,2,Other objections,-44,400000,450000,180000,450000,17000,13500,32000,5500,1000,0,0,0,0,67000,91000,90000,149000,186000,Minor obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,"Crime, theft and disorder",Practices of competitors in the informal sector,Inadequately educated workforce,Major obstacle,Yes,Yes,Yes,Yes,No,No,No,Yes,Moderated impact,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 14351,51,St-Vincent and the Grenadines,St-Vincent and the Grenadines,Retail,507515,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All women,Female,Female,Female,2000,No,Yes,2000,12,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,0,1,1,-44,No,-44,-44,-44,-44,Yes,1,2,1,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,25,50,25,0,Large private firms (more than 100 employees),35,65,0,clothing,90,National,10,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,65,35,Yes,15,Yes,Yes,Yes,No,Yes,Yes,-44,-44, -44,-44,No,Yes,No,Yes,No,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,Very Important,Important,Very Important,Very Important,Important,Very Important,Important,Yes,100,No,-44,No,-44,No,No,0,-44,No,Yes,No,Yes,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to agree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,-44,15000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,Yes,No,No,No,-44,-44,No,-44,-44,No,Yes,No,5,Yes,5,No,No,-44,-44,5000,No,-44,-44,No,-44,-44,No,-44,-44,3,8,3,2,2,1,3,0,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3,35000,3,34000,2,39000,1,22000,1,20000,1,25000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,9300,2,9200,2,10200,0,-77,0,-77,0,-77,2,10000,2,10100,2,11400,-44, -44,University graduate,Completed college/vocational training,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Very important,Slightly important,Critical,Very important,Very important,Important,Important,Slightly important,Slightly important,Important,Important,Important,Slightly important,Not important,Important,Very important,Very important,Critical,Important,Important,Very important,Critical,Important,Important,Very important,Not important,Slightly important,Very important,Not important,Not important,Slightly important,Important,Critical,Critical,Critical,Important,Important,Slightly important,Important,Important,Important,Important,Very important,Important,Critical,Important,Critical,Critical,Very important,Critical,Very important,Not important,Not important,Important,Not important,Slightly important,Very important,Important,Slightly important,Important,Very important,Important,Important,Slightly important,Important,Slightly important,Not important,Slightly important,Slightly important,Important,Critical,Critical,Critical,Very important,Not important,Slightly important,Important,Important,Not important,Not important,Not difficult,Very difficult,Difficult,1,22,Not difficult,Very difficult,Slightly difficult,0,15,Slightly difficult,Slightly difficult,Slightly difficult,0,7,Slightly difficult,Slightly difficult,Not difficult,1,2,Slightly difficult,Slightly difficult,Slightly difficult,0,9,Slightly difficult,Difficult,Slightly difficult,1,6,Not difficult,Difficult,Slightly difficult,0,8,Not difficult,Slightly difficult,Slightly difficult,1,3,Not difficult,Not difficult,Not difficult,0,2,Very important,Very important,Very important,Not important,Important,Not important,Not important,Not important,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Private placement office, 51,No,-44,-44,-44,-44,No,-44,-44,No,The firm is affraid of investing in workers that after the t,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,14,Yes,70,16,4,0,10,0,0,0,0,0,0,0,0, -44,25,75,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Line of credit,2010,120000,14,24,Private commercial banks,Yes,No,No,No,No,No, -44,100,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,900000,910000,409500,250000,91000,36400,63000,13500,1000,3000,2000,73000,0,173000,237000,255000,364000,495000,Very severe obstacle,Major obstacle,Major obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,No obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Practices of competitors in the informal sector,Customs and Trade Regulations,Business Licensing and Permits,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Private independent fund, -44,"General management, Business development and Strategies supp", -44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 14383,83,St-Vincent and the Grenadines,St-Vincent and the Grenadines,Transport,507570,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,2001,No,Yes,2001,10,No,-44,-44,No,-44,-44,No,-44,-44,Yes,20,No,Yes,2,1,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,20,60,20,0,Others,40,60,0,courrier services,90,Local,10,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,65,35,Yes,17,Yes,Yes,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to agree,Tend to agree,Tend to agree,Yes,No,-44,-44,-44,-44,Yes,-44,12000,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,During working hours,Firearm/gun,Money,20000,Gang related,Yes,No,They occur too frequently,Yes,2,Outside working hours,Firearm/gun,Money,700,Gang related,No,No,Police could not have done anything,Yes,4,Outside working hours,Other,Other company property,100,Gang related,No,No,There was no insurance requirement,Yes,2,During working hours,Knife,Money,8000,Gang related,Yes,Yes,-44,Yes,1,During working hours,Knife,Money,8000,Gang related,No,Yes,-44,No,-44,-44,0,Yes,Yes,Yes,Yes,Yes,Yes,Yes,No,No,-44,-44,Yes,Yes,Yes,1,Yes,1,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,1,8,3,2,2,1,0,1,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3,52000,2,49000,1,57000,1,29000,1,27000,1,34000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,10000,2,9900,2,11200,0,-77,0,-77,0,-77,2,10000,3,10000,2,10800,-44, -44,University graduate,University graduate,University graduate,Post graduated,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed secondary,Important,Slightly important,Critical,Important,Important,Important,Important,Very important,Slightly important,Important,Slightly important,Important,Slightly important,Important,Important,Very important,Very important,Very important,Important,Important,Very important,Critical,Important,Important,Critical,Slightly important,Slightly important,Slightly important,Not important,Not important,Critical,Important,Slightly important,Very important,Critical,Important,Very important,Important,Important,Important,Important,Important,Very important,Important,Very important,Important,Critical,Critical,Critical,Very important,Critical,Slightly important,Slightly important,Important,Not important,Important,Important,Not important,Not important,Slightly important,Slightly important,Very important,Very important,Slightly important,Slightly important,Not important,Slightly important,Slightly important,Important,Very important,Very important,Very important,Critical,Very important,Not important,Slightly important,Important,Very important,Slightly important,Slightly important,Not difficult,Very difficult,Slightly difficult,1,20,Not difficult,Very difficult,Difficult,0,6,Not difficult,Slightly difficult,Slightly difficult,1,3,Slightly difficult,Slightly difficult,Not difficult,0,1,Slightly difficult,Slightly difficult,Slightly difficult,0,8,Not difficult,Slightly difficult,Difficult,0,8,Slightly difficult,Difficult,Difficult,1,6,Slightly difficult,Difficult,Slightly difficult,0,2,Not difficult,Not difficult,Not difficult,1,2,Very important,Very important,Very important,Important,Important,Not important,Not important,Slightly important,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Private placement office, 106,Yes to fire,No,-44,Yes,2,Yes,2,2,Yes,-44,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,Yes,13,Yes,90,0,0,0,10,0,0,0,0,0,0,0,0, -44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,3,3,Problems with credit history/report,-44,820000,860000,395600,210000,9000,51600,63000,8500,1000,1000,1000,95000,0,146000,176000,189000,241000,384000,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,No obstacle,No obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,-44,-44,-44,-44,-44,"Crime, theft and disorder",Practices of competitors in the informal sector,Electricity,Major obstacle,Yes,Yes,No,No,Yes,No,No,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,No impact,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 14340,40,St-Vincent and the Grenadines,St-Vincent and the Grenadines,Retail,507497,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All women,Female,Female,Female,1991,No,Yes,1991,22,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,4,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,No,0,-44,-44,100,0, -44,0,55,45,3,Medium private firms (20-100 employees),40,45,15,food,70,National,20,Decreased,Increased,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,65,35,No,-44,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Major obstacle,Major obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,0,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,No,0,0,Yes,Yes,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,Yes,1,Yes,No,-44,0,-44,Yes,0,Yes,No,-44,-44,No,-44,-44,2,8,3,2,2,1,3,0,2,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,1,3,41000,2,38000,2,46000,1,25000,1,25000,1,30000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,9800,2,8900,2,11400,0,-77,0,-77,0,-77,2,9600,3,8600,2,10900,-44, -44,University graduate,Post graduated,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Slightly important,Important,Critical,Very important,Important,Very important,Slightly important,Slightly important,Very important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Important,Very important,Very important,Critical,Important,Important,Critical,Very important,Slightly important,Important,Critical,Important,Very important,Important,Not important,Not important,Slightly important,Important,Very important,Critical,Critical,Important,Very important,Important,Slightly important,Important,Slightly important,Very important,Very important,Important,Critical,Important,Critical,Critical,Very important,Very important,Critical,Not important,Not important,Very important,Not important,Very important,Important,Slightly important,Not important,Important,Important,Important,Slightly important,Very important,Important,Slightly important,Not important,Not important,Important,Very important,Very important,Critical,Critical,Critical,Slightly important,Slightly important,Very important,Very important,Slightly important,Important,Not difficult,Very difficult,Difficult,0,18,Not difficult,Very difficult,Difficult,1,8,Difficult,Difficult,Slightly difficult,0,3,Slightly difficult,Slightly difficult,Slightly difficult,1,3,Slightly difficult,Difficult,Not difficult,0,8,Slightly difficult,Slightly difficult,Slightly difficult,1,8,Not difficult,Difficult,Difficult,1,7,Not difficult,Not difficult,Slightly difficult,1,2,Not difficult,Not difficult,Not difficult,1,1,Very important,Very important,Very important,Slightly important,Important,Not important,Not important,Not important,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,Moderate obstacle,No obstacle,Minor obstacle,No obstacle,Minor obstacle,Major obstacle,No obstacle,No obstacle,Through family/friends, 33,No,-44,-44,-44,-44,No,-44,-44,No,Other,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,14,No,85,8,2,0,5,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,3,3,Incompleteness of loan application,-44,500000,540000,253800,250000,8000,21600,77000,14000,1000,3000,1000,0,0,78000,84000,124000,124000,130000,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Major obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,No obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,"Crime, theft and disorder",Practices of competitors in the informal sector,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,Truthful,Are taken directly from the establishment's records, 14379,79,St-Vincent and the Grenadines,St-Vincent and the Grenadines,Transport,507566,Yes,2,Establishment physically separated from HQ and other establi,No,2,Sole proprietorship, -44,100,0,100,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,1988,Yes,Yes,1988,27,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,3,2,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0, -44,30,45,25,3,Medium private firms (20-100 employees),5,60,35,freight,95,National,5,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,65,35,No,-44,No,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,Yes,No,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,Moderate obstacle,Major obstacle,No obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,-44, -44,Tend to agree,Strongly disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,No,0,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,40,Yes,1,Yes,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,3,8,3,2,2,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,1,3,37000,3,35000,2,41000,1,25000,1,23000,1,28000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,9100,2,8400,2,10100,0,-77,0,-77,0,-77,2,10000,3,9200,2,11800,Economic upturn/downturn, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Important,Not important,Very important,Very important,Important,Very important,Important,Important,Important,Very important,Slightly important,Important,Slightly important,Slightly important,Important,Critical,Very important,Very important,Important,Important,Very important,Critical,Important,Important,Very important,Slightly important,Very important,Important,Slightly important,Not important,Slightly important,Important,Very important,Critical,Critical,Important,Important,Important,Very important,Important,Slightly important,Important,Very important,Important,Critical,Slightly important,Very important,Critical,Critical,Critical,Critical,Slightly important,Not important,Very important,Not important,Very important,Important,Slightly important,Slightly important,Not important,Very important,Important,Slightly important,Slightly important,Very important,Not important,Not important,Slightly important,Important,Important,Critical,Critical,Critical,Very important,Not important,Not important,Very important,Important,Not important,Slightly important,Slightly difficult,Very difficult,Difficult,0,17,Slightly difficult,Very difficult,Difficult,1,6,Slightly difficult,Very difficult,Difficult,1,9,Slightly difficult,Slightly difficult,Slightly difficult,0,3,Slightly difficult,Not difficult,Not difficult,0,9,Slightly difficult,Difficult,Difficult,1,7,Not difficult,Slightly difficult,Difficult,0,4,Not difficult,Not difficult,Slightly difficult,0,6,Not difficult,Not difficult,Not difficult,1,1,Critical,Very important,Important,Important,Very important,Not important,Slightly important,Slightly important,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,Major obstacle,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,Through family/friends, 102,Yes to fire,No,-44,Yes,1,No,-44,-44,No,Other,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,8,No,50,16,4,0,30,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,Yes,Line of credit,2011,20000,9,30,Other,Yes,Yes,No,No,No,No, -44,150,Yes,2,1,Incompleteness of loan application,-44,250000,280000,117600,120000,3000,16800,10000,7500,1000,1000,1000,0,0,55000,62000,84000,98000,209000,No obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,Customs and Trade Regulations,Cost of finance,Access to land for expansion / relocation,Minor obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Private independent fund, -44,technological and Innovation Support, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are taken directly from the establishment's records, 143148,148,St-Vincent and the Grenadines,St-Vincent and the Grenadines,Retail,507520,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All women,Yes,Not applicable,100,Makes decisions in consultation with other partners,45,2,Predominantly men,Female,Male,Male,1969,No,Yes,1973,5,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,2,1,-44,No,-44,-44,-44,-44,Yes,4,4,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,50,45,5,0,Others,15,65,20,paint,30,National,15,Remained the same,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,60,40,Yes,10,Yes,No,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,-44, -44,Tend to agree,Strongly disagree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,Yes,2,No,No,-44,0,-44,Yes,0,Yes,No,-44,-44,No,-44,-44,2,8,3,2,2,1,0,0,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3,36000,3,34000,3,39000,1,36000,1,36000,1,40000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,12000,2,11900,2,13600,0,-77,0,-77,0,-77,2,10000,3,9400,2,10900,New products require new skills, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,-44,-44,Completed secondary,Completed primary school,Important,Important,Critical,Very important,Very important,Important,Important,Slightly important,Very important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Critical,Very important,Critical,Important,Slightly important,Critical,Critical,Important,Important,Critical,Not important,Slightly important,Important,Slightly important,Slightly important,Important,Slightly important,Important,Very important,Very important,Important,Very important,Important,Very important,Important,Important,Important,Very important,Not important,Very important,Slightly important,Critical,Very important,Critical,Very important,Critical,Not important,Not important,Very important,Slightly important,Very important,Slightly important,Not important,Slightly important,Slightly important,Slightly important,Very important,Slightly important,Slightly important,Important,Not important,Not important,Slightly important,Important,Important,Critical,Critical,Critical,Critical,Slightly important,Slightly important,Important,Important,Important,Slightly important,Not difficult,Very difficult,Difficult,1,20,Slightly difficult,Very difficult,Difficult,0,9,Slightly difficult,Difficult,Slightly difficult,1,5,Slightly difficult,Slightly difficult,Slightly difficult,0,2,Slightly difficult,Not difficult,Not difficult,0,4,Not difficult,Difficult,Slightly difficult,1,9,Not difficult,Slightly difficult,Slightly difficult,0,5,Slightly difficult,Slightly difficult,Not difficult,0,2,Slightly difficult,Not difficult,Not difficult,1,2,Critical,Slightly important,Slightly important,Important,Very important,Not important,Slightly important,Not important,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,Public placement office, 56,No,-44,-44,-44,-44,No,-44,-44,No,Other,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,14,Yes,0,45,20,0,35,0,0,0,0,0,0,0,0, -44,50,25,0,25,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Line of credit,2012,10000,15,30,Private commercial banks,No,-44,-44,-44,-44,-44, -44,-44,Yes,2,1,Problems with credit history/report,-44,1960000,1960000,660000,420000,74000,98000,14000,41000,4000,4000,5000,118000,0,432000,456000,568000,608000,1034000,Minor obstacle,No obstacle,No obstacle,Major obstacle,No,Yes,No,No,No,Yes,Yes,Moderate obstacle,No obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,Very severe obstacle,Very severe obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Access to finance,Cost of finance,Inadequately educated workforce,No obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Local business association, -44,"General management, Business development and Strategies supp", -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,Truthful,Are taken directly from the establishment's records, 14341,41,St-Vincent and the Grenadines,St-Vincent and the Grenadines,Retail,507500,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,1990,Yes,Yes,1998,32,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,1,1,-44,No,-44,-44,-44,-44,Yes,3,0,1,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,25,60,15,0,Others,10,70,20,pregnancy tests,15,Local,5,Increased,Increased,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,70,30,Yes,5,No,Yes,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Minor obstacle,Minor obstacle,No obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to agree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,No,0,Yes,1,No,No,-44,-44,7000,No,-44,-44,No,-44,-44,No,-44,-44,2,8,3,2,2,1,0,0,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,1,3,39000,2,36000,2,44000,1,22000,1,22000,1,24000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,9900,2,9700,2,10800,0,-77,0,-77,0,-77,2,9900,3,8900,2,11100,-44, -44,University graduate,Post graduated,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed secondary,-44,-44,Completed secondary,Completed primary school,Important,Important,Critical,Important,Important,Important,Slightly important,Slightly important,Important,Important,Slightly important,Important,Slightly important,Not important,Important,Very important,Very important,Very important,Important,Slightly important,Very important,Very important,Important,Important,Critical,Not important,Important,Important,Not important,Not important,Very important,Important,Important,Critical,Critical,Important,Important,Important,Important,Important,Important,Important,Critical,Slightly important,Critical,Important,Critical,Very important,Very important,Very important,Critical,Slightly important,Not important,Important,Slightly important,Important,Important,Slightly important,Important,Not important,Important,Very important,Slightly important,Important,Important,Not important,Slightly important,Slightly important,Important,Very important,Very important,Critical,Very important,Very important,Slightly important,Slightly important,Important,Important,Not important,Slightly important,Not difficult,Very difficult,Difficult,1,14,Not difficult,Very difficult,Difficult,1,10,Slightly difficult,Difficult,Slightly difficult,0,3,Slightly difficult,Not difficult,Slightly difficult,1,2,Slightly difficult,Difficult,Slightly difficult,0,3,Not difficult,Difficult,Slightly difficult,0,8,Not difficult,Difficult,Difficult,1,10,Slightly difficult,Slightly difficult,Slightly difficult,0,7,Not difficult,Not difficult,Not difficult,1,1,Very important,Important,Very important,Important,Important,Slightly important,Not important,Not important,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Major obstacle,No obstacle,Major obstacle,Major obstacle,No obstacle,Minor obstacle,Private placement office, 36,Yes to fire,No,-44,Yes,0,No,-44,-44,No,Other,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,7,No,25,40,10,0,25,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,4,4,Other objections,-44,500000,540000,232200,110000,17000,16200,60000,6000,1000,1000,1000,0,0,76000,140000,108000,216000,176000,Major obstacle,Major obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Very severe obstacle,Minor obstacle,No obstacle,Moderate obstacle,No obstacle,Very severe obstacle,Minor obstacle,No obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Access to finance,Tax administration,Moderate obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Private independent fund, -44,technological and Innovation Support, -44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,Yes,Truthful,Are taken directly from the establishment's records, 14320,20,St-Vincent and the Grenadines,St-Vincent and the Grenadines,Other manufacturing,507447,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,1995,No,Yes,1995,19,No,-44,-44,Yes,28,No,No,-44,-44,No,-44,-44,Yes,1,1,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,1,Yes,No,Yes,100,45,105,0,0, -44,10,55,35,0,Small private firms (less than 20 employees),10,65,25,printing,55,National,10,Increased,Increased,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,50,50,Yes,7,Yes,No,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to agree,Tend to disagree,No,-44,-44,-44,-44,-44,No,-44,-44,Yes,2,-44,Yes,1,Outside working hours,Firearm/gun,Personal possessions of employees or customers,40000,A supplier,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,2,During working hours,Other,Money,600,A former employee,No,No,They occur too frequently,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,Outside working hours,Knife,Goods or stock,2500,Group of criminals,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,Yes,No,-44,-44,No,-44,-44,Yes,Yes,Yes,10,Yes,1,No,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,20,1,2,8,3,2,2,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,1,3,48000,3,46000,3,55000,1,35000,1,34000,1,41000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,12000,2,10800,2,13300,2,9600,2,9100,2,10900,-44, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed secondary,Completed secondary,Started but did not complete secondary,Important,Slightly important,Critical,Very important,Important,Very important,Slightly important,Important,Important,Important,Important,Important,Slightly important,Not important,Important,Critical,Critical,Critical,Important,Important,Critical,Critical,Very important,Very important,Critical,Slightly important,Slightly important,Important,Not important,Not important,Very important,Very important,Important,Critical,Critical,Slightly important,Very important,Important,Very important,Important,Important,Very important,Critical,Important,Critical,Important,Critical,Critical,Very important,Critical,Critical,Slightly important,Slightly important,Very important,Not important,Important,Important,Slightly important,Important,Not important,Important,Important,Slightly important,Very important,Important,Not important,Not important,Not important,Very important,Important,Critical,Critical,Critical,Very important,Slightly important,Not important,Very important,Very important,Slightly important,Slightly important,Not difficult,Very difficult,Difficult,0,18,Not difficult,Very difficult,Difficult,0,11,Slightly difficult,Difficult,Slightly difficult,0,9,Slightly difficult,Not difficult,Slightly difficult,0,3,Slightly difficult,Not difficult,Difficult,0,10,Slightly difficult,Difficult,Difficult,1,9,Not difficult,Difficult,Difficult,0,3,Not difficult,Not difficult,Slightly difficult,0,7,Slightly difficult,Slightly difficult,Not difficult,0,2,Important,Very important,Very important,Slightly important,Critical,Slightly important,Not important,Slightly important,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,Through family/friends, -17,No,-44,-44,-44,-44,No,-44,-44,No,The benefits of training are small than the costs,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,14,No,80,8,2,0,10,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,4,4,Incompleteness of loan application,-44,540000,590000,340000,260000,25000,35400,101000,44000,4000,3000,4000,0,0,691000,130000,1080000,165000,1717000,Major obstacle,Major obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Macroeconomic environment,Customs and Trade Regulations,Cost of finance,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Local business association, -44,technological and Innovation Support, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 14365,65,St-Vincent and the Grenadines,St-Vincent and the Grenadines,Hotel and restaurants,507539,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All women,Female,Female,Female,1997,Yes,Yes,1997,16,No,-44,-44,No,-44,-44,No,-44,-44,Yes,41,No,Yes,2,1,0,-44,Yes,2,0,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0, -44,40,40,20,10,Your parent company or affiliated establishments,25,70,5,accomodation,95,National,15,Remained the same,Increased,More than 5,100,0,60,-44,-44,-44,-44,-44,-44,-44,-44,60,40,Yes,14,Yes,No,Yes,No,Yes,No,Yes,Other company of the sector, -44,No,No,Yes,Yes,Yes,Yes,Yes,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,Important,Very Important,Important,Very Important,Slightly important,Very Important,Very Important,Yes,55,Yes,45,No,-44,No,No,0,-44,No,Yes,No,No,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to agree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,3,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,Yes,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,1,9,3,3,2,1,3,0,0,0,2,2,0,0,0,0,0,0,0,1,1,0,0,0,0,5,41000,4,40000,4,44000,1,33000,1,31000,1,37000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,3,10000,3,9500,3,11600,0,-77,0,-77,0,-77,2,9700,3,9900,2,11000,-44, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Completed college/vocational training,-44,-44,Completed secondary,Completed secondary,Very important,Slightly important,Critical,Very important,Important,Very important,Important,Slightly important,Important,Important,Slightly important,Important,Not important,Slightly important,Important,Critical,Very important,Critical,Important,Important,Very important,Critical,Important,Important,Critical,Slightly important,Important,Important,Slightly important,Not important,Very important,Important,Slightly important,Critical,Very important,Important,Critical,Slightly important,Slightly important,Important,Very important,Important,Critical,Important,Critical,Important,Very important,Critical,Very important,Very important,Very important,Slightly important,Not important,Important,Not important,Important,Important,Slightly important,Not important,Slightly important,Important,Important,Important,Slightly important,Very important,Not important,Not important,Slightly important,Important,Very important,Very important,Critical,Critical,Very important,Not important,Not important,Important,Important,Slightly important,Slightly important,Not difficult,Difficult,Slightly difficult,0,16,Slightly difficult,Very difficult,Difficult,0,6,Slightly difficult,Slightly difficult,Difficult,0,7,Slightly difficult,Slightly difficult,Slightly difficult,1,3,Slightly difficult,Slightly difficult,Slightly difficult,0,8,Slightly difficult,Slightly difficult,Slightly difficult,0,5,Not difficult,Slightly difficult,Slightly difficult,0,9,Slightly difficult,Not difficult,Slightly difficult,1,6,Not difficult,Slightly difficult,Not difficult,1,2,Important,Very important,Important,Slightly important,Very important,Not important,Slightly important,Slightly important,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,No obstacle,Minor obstacle,Public placement office, 75,No,-44,-44,-44,-44,No,-44,-44,No,The firm cannot afford the optimal level of training,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,No,-44,Yes,85,0,0,0,15,0,0,0,0,0,0,0,0, -44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Line of credit,2012,40000,8,48,Other,Yes,Yes,No,No,No,No, -44,125,Yes,3,2,Problems with credit history/report,-44,330000,340000,139400,180000,16000,10200,8000,4500,0,1000,1000,0,41000,62000,66000,88000,85000,182000,Moderate obstacle,Moderate obstacle,Very severe obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,Major obstacle,No obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,"Crime, theft and disorder",Labor Regulations,No obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Private independent fund, -44,technological and Innovation Support, -44,Yes,No,Yes,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 143151,151,St-Vincent and the Grenadines,St-Vincent and the Grenadines,Hotel and restaurants,507543,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,100,100,0,0,0,All women,Yes,No,100,Makes decisions in consultation with other partners,10,6,All men,Male,Male,Male,1989,Yes,Yes,1989,32,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,3,0,-44,No,-44,-44,-44,-44,Yes,5,1,1,-44,Yes,0,2,2,-44,Yes,1,Yes,Yes,Yes,0,-44,-44,100,0, -44,40,40,20,10,Individuals,10,70,20,accomodation,90,National,5,Increased,Remained the same,More than 5,100,0,Not provided,-44,-44,-44,-44,-44,-44,-44,-44,35,65,Yes,13,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,Yes,No,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,30000,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,10,Yes,2,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,2,9,3,3,2,1,0,0,0,0,3,2,1,0,0,0,0,0,0,1,1,1,0,0,1,5,35000,5,34000,4,40000,1,24000,1,22000,1,27000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,4,9300,4,9400,4,10400,0,-77,0,-77,0,-77,2,10000,2,10000,2,11600,-44, -44,Post graduated,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Important,Slightly important,Critical,Very important,Very important,Important,Important,Slightly important,Very important,Important,Slightly important,Important,Not important,Slightly important,Important,Critical,Very important,Critical,Slightly important,Important,Critical,Critical,Important,Slightly important,Critical,Slightly important,Slightly important,Important,Not important,Not important,Critical,Important,Critical,Critical,Critical,Important,Important,Important,Important,Important,Important,Important,Critical,Important,Very important,Very important,Critical,Very important,Very important,Critical,Critical,Slightly important,Not important,Important,Slightly important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Very important,Important,Important,Very important,Not important,Not important,Not important,Important,Very important,Very important,Critical,Critical,Very important,Slightly important,Slightly important,Important,Very important,Not important,Not important,Not difficult,Very difficult,Difficult,0,23,Not difficult,Very difficult,Slightly difficult,0,15,Not difficult,Slightly difficult,Slightly difficult,0,4,Slightly difficult,Not difficult,Slightly difficult,1,1,Slightly difficult,Not difficult,Slightly difficult,0,2,Not difficult,Slightly difficult,Difficult,1,4,Not difficult,Very difficult,Slightly difficult,1,6,Not difficult,Slightly difficult,Slightly difficult,0,2,Not difficult,Not difficult,Not difficult,0,1,Important,Very important,Important,Important,Important,Not important,Not important,Slightly important,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,No obstacle,Minor obstacle,No obstacle,Private placement office, 79,Yes to fire,No,-44,Yes,2,Yes,1,2,Yes,-44,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,14,Yes,30,40,10,0,10,0,0,0,0,0,0,0,10, -44,50,50,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Line of credit,2006,180000,6,42,Private commercial banks,Yes,No,Yes,Yes,No,No, -44,200,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,670000,680000,312800,110000,7000,27200,30000,17000,1000,2000,2000,7000,0,90000,119000,150000,156000,387000,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Major obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Access to finance,Practices of competitors in the informal sector,Major obstacle,Yes,Yes,No,No,No,No,Yes,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Large impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,No impact,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Large impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Large impact,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,Yes,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 143117,117,St-Vincent and the Grenadines,St-Vincent and the Grenadines,Retail,507504,No,-44,-44,-44,-44,Partnership (including limited liability companies), -44,50,0,100,0,0,Equally men and women,No,No,35,Makes major strategic and fiancial decisions,8,6,All men,Male,Male,Male,1999,No,Yes,1999,13,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,0,3,1,-44,No,-44,-44,-44,-44,Yes,1,5,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,10,45,45,0,Your parent company or affiliated establishments,20,40,40,apparel,85,Local,10,Increased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,70,30,No,-44,Yes,Yes,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Minor obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Major obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,Yes,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,No,-44,-44,No,-44,-44,0,Yes,5,Yes,Yes,45,Yes,Yes,20,2,4,9,3,3,2,1,0,1,1,0,2,2,0,0,0,0,0,0,0,1,1,0,0,0,0,5,33000,5,30000,5,39000,1,23000,2,23000,1,25000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,3,9500,3,8700,3,10900,0,-77,0,-77,0,-77,2,9400,3,8500,2,11100,Increase/decreased demand for goods, -44,Post graduated,University graduate,Post graduated,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed secondary,Very important,Important,Critical,Very important,Very important,Important,Slightly important,Important,Important,Very important,Slightly important,Important,Slightly important,Slightly important,Very important,Critical,Critical,Critical,Important,Important,Critical,Critical,Important,Important,Critical,Slightly important,Slightly important,Slightly important,Not important,Slightly important,Important,Slightly important,Very important,Critical,Critical,Important,Very important,Important,Important,Very important,Very important,Very important,Critical,Important,Very important,Slightly important,Very important,Very important,Very important,Critical,Critical,Slightly important,Not important,Very important,Slightly important,Very important,Important,Slightly important,Slightly important,Slightly important,Important,Very important,Very important,Slightly important,Important,Not important,Not important,Slightly important,Important,Important,Very important,Very important,Very important,Critical,Slightly important,Slightly important,Important,Important,Not important,Not important,Slightly difficult,Very difficult,Difficult,0,23,Difficult,Difficult,Difficult,0,8,Slightly difficult,Difficult,Difficult,1,2,Slightly difficult,Slightly difficult,Not difficult,1,2,Slightly difficult,Slightly difficult,Slightly difficult,0,3,Not difficult,Slightly difficult,Slightly difficult,1,2,Not difficult,Very difficult,Difficult,0,5,Slightly difficult,Slightly difficult,Slightly difficult,1,2,Not difficult,Not difficult,Slightly difficult,1,2,Important,Very important,Not important,Important,Very important,Slightly important,Not important,Slightly important,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,Public announcement/advertisement, 40,Yes to hire,Yes,1,No,-44,Yes,0,2,Yes,-44,No,-44,-44,-44,-44,-44,-44,No,100,0, -44,0,No,-44,No,65,16,4,0,15,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Collateral requirements for loans or line of credit are unat,780000,800000,380000,190000,38000,32000,10000,14500,1000,3000,1000,0,0,134000,156000,168000,208000,311000,Minor obstacle,Minor obstacle,No obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Macroeconomic environment,Access to finance,Transportation,Major obstacle,Yes,Yes,No,Yes,No,No,No,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Negative impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Yes,No,Yes,Truthful,Are taken directly from the establishment's records, 143118,118,St-Vincent and the Grenadines,St-Vincent and the Grenadines,Retail,507517,Yes,2,Headquarters with production and/or sales at this location,No,2,Limited partnership, -44,50,0,100,0,0,Equally men and women,No,Yes,30,Delegates decisions to other partners,10,7,Equally men and women,Male,Female,Female,1996,No,Yes,1996,17,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,2,1,-44,No,-44,-44,-44,-44,Yes,0,2,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,10,55,35,0,Large private firms (more than 100 employees),20,60,20,apparel,90,Local,5,Increased,Decreased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,50,50,No,-44,No,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,Yes,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,No obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,-44, -44,Tend to agree,Tend to agree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,No,-44,-44,No,-44,0,-44,Yes,10,No,No,-44,-44,No,-44,-44,5,9,3,3,2,1,0,0,1,0,3,2,1,0,0,0,0,0,0,1,1,1,0,0,1,5,32000,5,31000,5,36000,1,25000,2,23000,1,28000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,4,9200,4,8900,4,10000,0,-77,0,-77,0,-77,2,10000,2,9600,2,11100,New products require new skills, -44,University graduate,Completed secondary,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,-44,-44,Completed secondary,Completed primary school,Slightly important,Important,Critical,Important,Important,Very important,Important,Slightly important,Very important,Important,Important,Slightly important,Not important,Important,Very important,Very important,Very important,Critical,Slightly important,Important,Critical,Critical,Very important,Very important,Very important,Not important,Important,Important,Not important,Not important,Very important,Important,Important,Critical,Critical,Important,Very important,Important,Important,Important,Very important,Important,Very important,Not important,Critical,Very important,Very important,Very important,Very important,Very important,Very important,Important,Slightly important,Important,Not important,Important,Important,Slightly important,Slightly important,Slightly important,Very important,Important,Very important,Important,Very important,Not important,Not important,Not important,Very important,Slightly important,Critical,Very important,Very important,Very important,Not important,Slightly important,Important,Important,Not important,Not important,Slightly difficult,Difficult,Difficult,0,12,Difficult,Very difficult,Difficult,1,10,Slightly difficult,Difficult,Slightly difficult,1,3,Slightly difficult,Not difficult,Not difficult,0,2,Slightly difficult,Slightly difficult,Slightly difficult,1,4,Slightly difficult,Slightly difficult,Difficult,0,2,Slightly difficult,Slightly difficult,Difficult,0,10,Slightly difficult,Slightly difficult,Not difficult,1,7,Slightly difficult,Not difficult,Not difficult,1,2,Very important,Very important,Very important,Important,Important,Not important,Slightly important,Slightly important,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,Through family/friends, 53,No,-44,-44,-44,-44,No,-44,-44,No,The benefits of training are small than the costs,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,No,-44,No,25,32,8,20,15,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Other,1030000,1060000,500000,200000,53000,31800,9000,26500,3000,2000,1000,0,0,183000,201000,254000,254000,356000,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,Minor obstacle,No obstacle,Major obstacle,No obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Cost of finance,Inadequately educated workforce,Practices of competitors in the informal sector,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Local business association, -44,technological and Innovation Support, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Yes,No,Yes,Truthful,Are taken directly from the establishment's records, 14388,88,St-Vincent and the Grenadines,St-Vincent and the Grenadines,Food,507433,Yes,2,Establishment physically separated from HQ and other establi,No,2,Partnership (including limited liability companies), -44,75,100,0,0,0,Predominantly men,No,Yes,10,Delegates decisions to other partners,7,19,Predominantly women,Male,Female,Female,2007,Yes,Yes,2007,5,No,-44,-44,No,-44,-44,No,-44,-44,Yes,19,No,Yes,2,3,1,-44,No,-44,-44,-44,-44,Yes,0,2,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,100,95,110,0,0, -44,10,65,25,0,Your parent company or affiliated establishments,40,50,10,cakes,80,National,25,Increased,Remained the same,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,100,0,-44,-44,No,No,No,No,Yes,No,Yes,Other company of the sector, -44,No,No,Yes,No,No,Yes,No,Yes,No,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,Important,Very Important,Very Important,Important,Slightly important,Very Important,Very Important,Yes,50,Yes,50,No,-44,No,No,0,-44,No,No,No,Yes,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Very severe obstacle,-44, -44,Tend to agree,Tend to agree,Tend to disagree,Strongly disagree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,2,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,5,2,4,9,3,3,2,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,1,3,40000,3,37000,3,43000,1,31000,2,31000,1,36000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,3,10000,3,9200,3,11200,2,10000,2,9500,2,11100,Economic upturn/downturn, -44,University graduate,Completed secondary,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Completed secondary,Started but did not complete secondary,Important,Slightly important,Critical,Critical,Important,Important,Slightly important,Slightly important,Important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Important,Very important,Very important,Critical,Very important,Important,Very important,Critical,Important,Important,Very important,Slightly important,Important,Slightly important,Slightly important,Not important,Important,Slightly important,Very important,Critical,Critical,Very important,Very important,Important,Important,Slightly important,Very important,Slightly important,Critical,Important,Critical,Important,Critical,Critical,Very important,Very important,Very important,Not important,Slightly important,Very important,Not important,Important,Important,Not important,Important,Not important,Important,Very important,Very important,Slightly important,Important,Not important,Slightly important,Slightly important,Very important,Very important,Critical,Critical,Critical,Critical,Important,Slightly important,Slightly important,Very important,Important,Not important,Not difficult,Very difficult,Slightly difficult,0,25,Slightly difficult,Very difficult,Difficult,0,11,Not difficult,Slightly difficult,Slightly difficult,1,9,Slightly difficult,Not difficult,Not difficult,0,3,Slightly difficult,Not difficult,Not difficult,1,7,Difficult,Very difficult,Difficult,1,8,Not difficult,Slightly difficult,Slightly difficult,1,9,Slightly difficult,Not difficult,Difficult,0,3,Slightly difficult,Not difficult,Not difficult,1,1,Very important,Slightly important,Not important,Slightly important,Important,Slightly important,Slightly important,Not important,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Public announcement/advertisement, -31,Yes to fire,No,-44,Yes,0,Yes,4,2,Yes,-44,No,-44,-44,-44,-44,-44,-44,Yes,100,0, -44,0,Yes,10,No,18,64,16,0,2,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Other,330000,340000,80000,90000,17000,19000,33000,23000,1000,1000,0,0,0,120000,412000,167000,535000,239000,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,Political environment,Labor Regulations,Access to land for expansion / relocation,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,NGO, -44,"General management, Business development and Strategies supp", -44,Yes,No,Yes,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,Yes,Yes,No,Yes,No,-44,-44,No,-44,-44,Yes,No,Yes,Yes,No,Yes,Truthful,Are taken directly from the establishment's records, 14325,25,St-Vincent and the Grenadines,St-Vincent and the Grenadines,Basic metals,507459,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,1994,No,Yes,1997,27,No,-44,-44,No,-44,-44,No,-44,-44,Yes,22,No,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,0,0,1,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,100,70,135,0,0, -44,20,50,30,0,Small private firms (less than 20 employees),40,40,20,maintenance parts,60,National,15,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,55,45,Yes,4,No,No,Yes,No,Yes,No,Yes,Other company of the sector, -44,No,No,Yes,Yes,Yes,No,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,Important,Very Important,Important,Very Important,Critical,Very Important,Very Important,Yes,40,Yes,60,No,-44,Yes,No,10000,-44,No,No,No,No,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,No obstacle,Moderate obstacle,Very severe obstacle,-44, -44,Tend to agree,Tend to agree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,0,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,No,0,Yes,2,Yes,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,3,9,3,3,2,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,1,3,39000,3,39000,3,42000,1,33000,1,30000,1,38000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,3,13000,3,11600,3,15300,2,9600,2,9200,2,10900,-44, -44,University graduate,University graduate,University graduate,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,Completed secondary,Started but did not complete secondary,Important,Important,Critical,Very important,Important,Important,Important,Slightly important,Important,Very important,Important,Slightly important,Slightly important,Important,Important,Very important,Critical,Critical,Important,Very important,Critical,Very important,Slightly important,Very important,Critical,Not important,Very important,Very important,Important,Not important,Critical,Slightly important,Important,Critical,Critical,Very important,Very important,Important,Very important,Important,Slightly important,Very important,Very important,Important,Critical,Slightly important,Critical,Critical,Very important,Critical,Critical,Slightly important,Slightly important,Important,Not important,Important,Very important,Slightly important,Slightly important,Important,Important,Slightly important,Important,Important,Very important,Not important,Not important,Slightly important,Important,Slightly important,Critical,Very important,Very important,Very important,Important,Important,Very important,Important,Slightly important,Not important,Not difficult,Very difficult,Difficult,1,24,Slightly difficult,Very difficult,Difficult,1,12,Not difficult,Difficult,Slightly difficult,1,10,Not difficult,Slightly difficult,Slightly difficult,1,2,Slightly difficult,Slightly difficult,Slightly difficult,1,6,Slightly difficult,Difficult,Slightly difficult,1,2,Not difficult,Difficult,Difficult,1,7,Slightly difficult,Not difficult,Difficult,1,2,Not difficult,Not difficult,Not difficult,0,2,Very important,Important,Important,Slightly important,Very important,Not important,Not important,Not important,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Public placement office, -5,No,-44,-44,-44,-44,Yes,1,2,Yes,-44,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,8,No,95,0,0,0,5,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,5,5,Insufficient profitability,-44,920000,1000000,430000,130000,49000,32000,91000,38000,1000,2000,1000,0,0,1399000,770000,1998000,1284000,3057000,Major obstacle,Major obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Access to finance,Customs and Trade Regulations,Electricity,Major obstacle,Yes,Yes,No,Yes,No,No,No,-44,-44,Yes,Negative impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Large impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,Yes,Yes,Yes,No,Yes,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 14357,57,St-Vincent and the Grenadines,St-Vincent and the Grenadines,Retail,507528,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Female,Female,1992,Yes,Yes,1992,29,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,2,1,-44,No,-44,-44,-44,-44,Yes,4,0,0,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0, -44,5,50,45,2,Others,5,45,50,medical tools,30,National,15,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,45,55,No,-44,Yes,No,No,No,Yes,Yes,-44,-44, -44,-44,No,Yes,No,No,No,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,Slightly important,Very Important,Very Important,Important,Important,Very Important,Important,Yes,100,No,-44,No,-44,No,No,10000,-44,No,No,No,No,Major obstacle,No obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,No obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,1,-44,Yes,15,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,During working hours,Firearm/gun,Goods or stock,12000,A supplier,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,2,Outside working hours,Other,Other company property,900,Someone working alone,No,No,-44,Yes,4,During working hours,Firearm/gun,Money,3500,Gang related,Yes,No,No loss or damage,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,25000,0,Yes,Yes,No,No,Yes,No,-44,-44,No,-44,-44,No,Yes,No,0,Yes,2,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,4,9,3,3,2,1,3,0,2,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,1,3,36000,2,34000,2,40000,1,24000,2,23000,1,28000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,3,10000,3,9700,3,10800,0,-77,0,-77,0,-77,2,9400,3,9500,2,10400,Increase demand for higher quality product, -44,University graduate,Completed college/vocational training,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed secondary,Slightly important,Important,Critical,Very important,Important,Important,Slightly important,Slightly important,Important,Slightly important,Slightly important,Important,Important,Slightly important,Important,Critical,Critical,Very important,Important,Important,Critical,Critical,Very important,Important,Critical,Slightly important,Important,Important,Not important,Slightly important,Very important,Important,Critical,Critical,Critical,Slightly important,Very important,Important,Slightly important,Important,Important,Important,Critical,Slightly important,Critical,Important,Critical,Critical,Very important,Critical,Critical,Slightly important,Not important,Very important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Important,Important,Slightly important,Important,Slightly important,Not important,Slightly important,Important,Very important,Critical,Critical,Critical,Critical,Not important,Slightly important,Important,Important,Slightly important,Not important,Not difficult,Very difficult,Difficult,1,10,Slightly difficult,Difficult,Difficult,1,10,Not difficult,Difficult,Difficult,0,6,Slightly difficult,Not difficult,Difficult,1,1,Slightly difficult,Slightly difficult,Difficult,0,3,Not difficult,Slightly difficult,Slightly difficult,1,5,Not difficult,Difficult,Difficult,1,4,Not difficult,Not difficult,Slightly difficult,1,5,Not difficult,Not difficult,Slightly difficult,0,1,Very important,Very important,Very important,Important,Critical,Not important,Slightly important,Slightly important,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,Private placement office, 64,No,-44,-44,-44,-44,No,-44,-44,No,The benefits of training are small than the costs,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,14,Yes,97,0,0,0,3,0,0,0,0,0,0,0,0, -44,25,37.5,0,37.5,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Loan,2011,220000,-44,108,Private commercial banks,Yes,No,No,No,Yes,No, -44,125,Yes,4,3,Problems with credit history/report,-44,970000,1030000,380000,250000,72000,41200,10000,21500,3000,4000,4000,155000,0,183000,138000,278000,216000,448000,Major obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Major obstacle,Very severe obstacle,Major obstacle,No obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,No obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Access to finance,"Crime, theft and disorder",Major obstacle,Yes,Yes,No,Yes,No,Yes,No,-44,-44,Yes,Moderated impact,-44,-44,No,No impact,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,No,No impact,-44,-44,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,No,-44,-44,No,-44,-44,Yes,Yes,Yes,No,-44,-44,Yes,No,No,Yes,No,No,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Truthful,Are taken directly from the establishment's records, 14378,78,St-Vincent and the Grenadines,St-Vincent and the Grenadines,Transport,507564,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Male,Male,Male,1990,No,Yes,1990,32,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,0,1,1,-44,No,-44,-44,-44,-44,Yes,2,2,1,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,15,50,35,0,Government or government agencies (including state-owned ent,30,55,15,courrier services,95,International,10,Increased,Remained the same,More than 5,45,55,0,1991,turkey,40,barbados,25,10,0,0,30,70,No,-44,Yes,Yes,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,Yes,No,No,No,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,No obstacle,Major obstacle,Major obstacle,-44, -44,Tend to agree,Strongly disagree,Tend to agree,Tend to agree,Yes,No,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,Yes,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,Yes,1,Yes,Yes,10,-44,7000,No,-44,-44,No,-44,-44,No,-44,-44,4,9,3,3,2,1,2,1,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,1,3,52000,3,51000,3,62000,1,25000,1,25000,1,29000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,3,11000,3,10900,3,12600,0,-77,0,-77,0,-77,2,10000,3,9500,2,11900,Increase/decreased demand for goods, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed primary school,Important,Important,Critical,Important,Important,Important,Slightly important,Important,Important,Slightly important,Slightly important,Important,Slightly important,Slightly important,Important,Critical,Critical,Critical,Slightly important,Slightly important,Very important,Critical,Slightly important,Important,Critical,Slightly important,Slightly important,Slightly important,Not important,Not important,Important,Important,Slightly important,Critical,Very important,Important,Very important,Slightly important,Important,Important,Important,Important,Very important,Important,Critical,Important,Critical,Critical,Critical,Critical,Very important,Not important,Not important,Very important,Not important,Very important,Very important,Important,Important,Not important,Very important,Slightly important,Very important,Slightly important,Important,Not important,Slightly important,Not important,Very important,Important,Critical,Critical,Very important,Very important,Slightly important,Not important,Very important,Very important,Slightly important,Not important,Slightly difficult,Very difficult,Difficult,1,11,Slightly difficult,Difficult,Difficult,0,4,Slightly difficult,Slightly difficult,Slightly difficult,1,5,Slightly difficult,Slightly difficult,Slightly difficult,0,3,Slightly difficult,Slightly difficult,Slightly difficult,0,9,Not difficult,Difficult,Slightly difficult,0,8,Not difficult,Difficult,Slightly difficult,1,9,Not difficult,Slightly difficult,Not difficult,1,4,Slightly difficult,Not difficult,Slightly difficult,0,1,Important,Very important,Very important,Important,Important,Not important,Slightly important,Not important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,No obstacle,Minor obstacle,Major obstacle,Major obstacle,No obstacle,No obstacle,No obstacle,Public placement office, 100,No,-44,-44,-44,-44,No,-44,-44,No,The benefits of training are small than the costs,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,8,No,45,40,10,0,5,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Collateral requirements for loans or line of credit are unat,1210000,1330000,571900,200000,52000,79800,38000,10500,1000,1000,1000,0,0,276000,283000,359000,372000,819000,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Yes,Yes,No,No,Yes,No,No,No obstacle,No obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,Moderate obstacle,No obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Access to land for expansion / relocation,Tax administration,Electricity,No obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed, -44,-44,-44, -44,-44, -44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Somewhat truthful,Are estimates computed with some precision, 143152,152,St-Vincent and the Grenadines,St-Vincent and the Grenadines,Hotel and restaurants,507546,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All women,Yes,Not applicable,100,Makes decisions in consultation with other partners,7,8,All men,Male,Male,Male,2007,No,Yes,2007,14,No,-44,-44,No,-44,-44,Yes,11,No,No,-44,-44,Yes,2,1,1,-44,No,-44,-44,-44,-44,Yes,2,0,0,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0, -44,10,60,30,10,Small private firms (less than 20 employees),15,55,30,bed and breakfast,90,National,5,Increased,Remained the same,2-5,100,0,Not provided,-44,-44,-44,-44,-44,-44,-44,-44,70,30,No,-44,No,No,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,No,0,No,-44,-44,No,-44,0,-44,Yes,6,No,No,-44,-44,No,-44,-44,3,10,4,3,2,1,0,1,1,0,3,3,0,0,0,0,0,0,0,1,1,0,0,0,0,7,57000,6,51000,6,64000,1,26000,1,23000,1,31000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,3,11000,3,10900,3,12800,0,-77,0,-77,0,-77,2,9800,3,9200,2,11500,-44, -44,University graduate,University graduate,University graduate,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed secondary,Important,Important,Critical,Very important,Very important,Important,Important,Slightly important,Very important,Important,Important,Slightly important,Slightly important,Important,Important,Very important,Very important,Very important,Important,Important,Critical,Critical,Important,Important,Critical,Not important,Slightly important,Very important,Not important,Slightly important,Critical,Slightly important,Important,Critical,Critical,Very important,Very important,Very important,Important,Important,Important,Important,Critical,Important,Critical,Important,Critical,Critical,Critical,Very important,Very important,Not important,Slightly important,Important,Not important,Important,Very important,Slightly important,Slightly important,Slightly important,Important,Important,Slightly important,Important,Very important,Not important,Slightly important,Slightly important,Important,Important,Critical,Critical,Critical,Very important,Not important,Slightly important,Important,Important,Slightly important,Slightly important,Not difficult,Very difficult,Difficult,1,20,Not difficult,Very difficult,Difficult,0,6,Slightly difficult,Difficult,Very difficult,1,10,Not difficult,Not difficult,Slightly difficult,0,1,Slightly difficult,Slightly difficult,Not difficult,0,10,Slightly difficult,Difficult,Slightly difficult,1,8,Slightly difficult,Slightly difficult,Slightly difficult,0,2,Not difficult,Difficult,Not difficult,0,9,Not difficult,Not difficult,Not difficult,0,1,Important,Very important,Very important,Not important,Very important,Not important,Slightly important,Slightly important,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,Private placement office, 82,No,-44,-44,-44,-44,Yes,3,2,No,The firm does not have enough information about training pro,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,No,-44,Yes,70,0,0,0,30,0,0,0,0,0,0,0,0, -44,50,50,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Loan,2011,80000,13,36,Private commercial banks,Yes,Yes,No,No,No,No, -44,150,Yes,4,3,Other objections,-44,420000,430000,130000,210000,43000,12900,15000,2000,0,0,0,13000,0,57000,98000,90000,163000,157000,No obstacle,Minor obstacle,Major obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,Moderate obstacle,No obstacle,Major obstacle,No obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Macroeconomic environment,Inadequately educated workforce,Customs and Trade Regulations,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Already used this type of assistance in the past and wasn't, -44,-44,-44, -44,-44, -44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 14345,45,St-Vincent and the Grenadines,St-Vincent and the Grenadines,Retail,507507,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All women,Female,Female,Female,2002,No,Yes,2002,11,No,-44,-44,No,-44,-44,No,-44,-44,Yes,24,No,Yes,3,2,1,-44,No,-44,-44,-44,-44,Yes,3,4,0,-44,Yes,1,2,2,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,35,45,20,0,Individuals,30,55,15,clothing,95,National,5,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,35,65,No,-44,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,Yes,No,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to agree,Tend to agree,Tend to disagree,No,-44,-44,-44,-44,-44,No,-44,-44,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,Outside working hours,Firearm/gun,Goods or stock,2000,Gang related,No,No,There was no insurance requirement,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,3,Outside working hours,Knife,Goods or stock,100,Gang related,No,No,-44,Yes,1,During working hours,Firearm/gun,Money,25000,Gang related,Yes,No,Offenders rarely caught or prosecuted,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,Yes,No,-44,-44,No,-44,-44,Yes,Yes,Yes,5,No,-44,-44,No,-44,0,-44,Yes,10,No,No,-44,-44,Yes,15,1,2,10,4,3,2,1,4,2,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,1,4,52000,3,47000,3,61000,1,35000,1,36000,1,39000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,3,12000,3,11000,3,14100,0,-77,0,-77,0,-77,2,9900,2,9500,2,10900,Increase/decreased demand for goods, -44,University graduate,University graduate,University graduate,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed secondary,Important,Important,Very important,Important,Important,Very important,Slightly important,Important,Slightly important,Very important,Important,Important,Not important,Slightly important,Important,Very important,Very important,Critical,Very important,Very important,Critical,Very important,Important,Important,Critical,Important,Slightly important,Slightly important,Not important,Not important,Important,Important,Critical,Very important,Critical,Slightly important,Very important,Slightly important,Important,Important,Important,Important,Very important,Slightly important,Critical,Important,Critical,Critical,Very important,Very important,Very important,Slightly important,Slightly important,Important,Not important,Important,Important,Not important,Important,Slightly important,Slightly important,Very important,Slightly important,Important,Slightly important,Not important,Not important,Not important,Slightly important,Slightly important,Very important,Critical,Critical,Very important,Slightly important,Not important,Very important,Very important,Important,Slightly important,Not difficult,Very difficult,Difficult,1,13,Slightly difficult,Very difficult,Slightly difficult,1,8,Slightly difficult,Slightly difficult,Difficult,0,6,Slightly difficult,Slightly difficult,Slightly difficult,0,3,Not difficult,Slightly difficult,Not difficult,1,4,Slightly difficult,Difficult,Slightly difficult,1,3,Not difficult,Difficult,Slightly difficult,1,9,Not difficult,Slightly difficult,Slightly difficult,0,2,Not difficult,Not difficult,Slightly difficult,1,2,Important,Critical,Very important,Important,Very important,Not important,Not important,Slightly important,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,Through family/friends, 43,No,-44,-44,-44,-44,Yes,3,2,Yes,-44,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,No,-44,Yes,75,0,0,0,25,0,0,0,0,0,0,0,0, -44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,2,2,Problems with credit history/report,-44,720000,770000,410000,180000,35000,38500,44000,5500,1000,1000,1000,108000,0,154000,117000,193000,177000,193000,Minor obstacle,Minor obstacle,No obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Labor Regulations,Access to land for expansion / relocation,Major obstacle,Yes,Yes,No,Yes,No,Yes,No,-44,-44,Yes,Large impact,-44,-44,Yes,Negative impact,-44,-44,-44,-44,No,No impact,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,Yes,Large impact,-44,-44,-44,-44,Yes,Large impact,-44,-44,No,No impact,-44,-44,-44,-44,No,No impact,-44,-44,No,No impact,-44,-44,-44,-44,Yes,Large impact,-44,-44,No,No impact,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,Yes,Moderated impact,-44,-44,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Yes,Yes,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Truthful,Are taken directly from the establishment's records, 14330,30,St-Vincent and the Grenadines,St-Vincent and the Grenadines,Construction,507471,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Female,Male,1998,No,Yes,1998,15,No,-44,-44,No,-44,-44,No,-44,-44,Yes,24,No,Yes,0,2,1,-44,Yes,1,0,0,-44,Yes,3,2,0,-44,Yes,2,4,1,-44,No,-44,Yes,No,Yes,100,85,90,0,0, -44,10,60,30,0,Small private firms (less than 20 employees),5,45,50,construction parts,80,National,10,Decreased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,55,45,No,-44,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Major obstacle,-44, -44,Tend to disagree,Tend to agree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,2,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,8,10,4,3,2,1,2,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,4,54000,4,48000,3,64000,1,33000,2,33000,1,38000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,3,13000,3,11900,3,14200,2,9600,3,8600,2,10700,Economic upturn/downturn, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Completed secondary,Completed primary school,Slightly important,Important,Critical,Very important,Important,Important,Important,Slightly important,Important,Slightly important,Slightly important,Important,Not important,Important,Important,Very important,Very important,Very important,Important,Important,Very important,Very important,Important,Important,Very important,Important,Slightly important,Slightly important,Not important,Slightly important,Slightly important,Important,Critical,Critical,Critical,Important,Important,Important,Very important,Important,Slightly important,Important,Very important,Slightly important,Very important,Important,Critical,Critical,Critical,Very important,Critical,Not important,Not important,Important,Slightly important,Slightly important,Important,Not important,Slightly important,Important,Important,Slightly important,Very important,Slightly important,Slightly important,Not important,Not important,Not important,Important,Important,Very important,Very important,Critical,Critical,Slightly important,Slightly important,Important,Important,Not important,Slightly important,Difficult,Almost impossible,Difficult,1,10,Not difficult,Very difficult,Slightly difficult,0,5,Slightly difficult,Very difficult,Slightly difficult,0,2,Slightly difficult,Not difficult,Slightly difficult,0,3,Slightly difficult,Not difficult,Slightly difficult,1,2,Not difficult,Difficult,Slightly difficult,0,4,Slightly difficult,Slightly difficult,Slightly difficult,0,2,Not difficult,Slightly difficult,Difficult,1,4,Slightly difficult,Not difficult,Not difficult,0,1,Slightly important,Very important,Important,Slightly important,Important,Slightly important,Not important,Slightly important,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Public announcement/advertisement, 7,No,-44,-44,-44,-44,Yes,5,2,Yes,-44,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,No,-44,No,60,24,6,0,10,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,2,2,Problems with credit history/report,-44,680000,690000,190000,290000,35000,44000,178000,90000,3000,1000,1000,0,0,197000,813000,273000,1070000,317000,No obstacle,No obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,Minor obstacle,No obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,Practices of competitors in the informal sector,Tax administration,Electricity,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,International organization, -44,Human resources Support, -44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 14399,99,St-Vincent and the Grenadines,St-Vincent and the Grenadines,Hotel and restaurants,507548,No,-44,-44,-44,-44,Limited partnership, -44,20,90,10,0,0,Predominantly men,No,Yes,20,Delegates decisions to other partners,0,0,Predominantly men,Female,Male,Male,1992,No,Yes,1992,12,No,-44,-44,No,-44,-44,No,-44,-44,Yes,42,No,Yes,3,3,1,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,No,0,-44,-44,100,0, -44,15,50,35,10,Individuals,10,65,25,drinks,70,Local,10,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,55,45,Yes,18,Yes,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,Yes,No,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Major obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to agree,Strongly agree,Tend to disagree,Yes,No,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,No,No,No,2,Yes,1,Yes,No,-44,0,-44,Yes,5,Yes,No,-44,-44,No,-44,-44,9,10,4,3,2,1,0,0,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,1,4,43000,3,43000,3,48000,1,34000,2,34000,1,39000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,3,10000,3,9200,3,11700,0,-77,0,-77,0,-77,2,10000,3,10100,2,11400,New production methods, -44,University graduate,University graduate,University graduate,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,-44,-44,Completed secondary,Completed secondary,Important,Slightly important,Critical,Important,Very important,Important,Slightly important,Slightly important,Important,Important,Important,Important,Not important,Not important,Important,Very important,Very important,Very important,Important,Very important,Very important,Critical,Very important,Important,Critical,Slightly important,Important,Slightly important,Slightly important,Not important,Important,Important,Slightly important,Critical,Very important,Slightly important,Very important,Very important,Important,Slightly important,Important,Important,Critical,Important,Very important,Very important,Critical,Critical,Critical,Very important,Very important,Slightly important,Slightly important,Very important,Not important,Important,Important,Not important,Slightly important,Important,Important,Important,Slightly important,Slightly important,Important,Not important,Not important,Not important,Very important,Important,Very important,Critical,Critical,Very important,Not important,Slightly important,Important,Important,Slightly important,Important,Slightly difficult,Very difficult,Difficult,0,17,Not difficult,Very difficult,Difficult,0,11,Slightly difficult,Difficult,Slightly difficult,0,5,Slightly difficult,Not difficult,Slightly difficult,1,1,Slightly difficult,Slightly difficult,Slightly difficult,1,3,Not difficult,Slightly difficult,Slightly difficult,1,5,Not difficult,Slightly difficult,Slightly difficult,0,7,Not difficult,Difficult,Slightly difficult,0,9,Not difficult,Not difficult,Not difficult,0,2,Very important,Important,Important,Slightly important,Very important,Slightly important,Not important,Not important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,Public announcement/advertisement, 84,No,-44,-44,-44,-44,Yes,1,2,No,The firm is affraid of investing in workers that after the t,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,5,Yes,20,4,1,0,75,0,0,0,0,0,0,0,0, -44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Line of credit,2010,40000,14,60,"Non-Bank financial institutions (microfinance institutions,",Yes,Yes,No,No,No,No, -44,150,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,310000,320000,130000,160000,6000,16000,20000,6500,0,1000,1000,0,38000,68000,51000,90000,67000,190000,No obstacle,Minor obstacle,No obstacle,Major obstacle,No,Yes,No,No,No,Yes,No,Minor obstacle,Minor obstacle,No obstacle,Moderate obstacle,No obstacle,No obstacle,Very severe obstacle,No obstacle,No obstacle,Major obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Yes,Yes,Yes,Yes,No,Access to finance,Practices of competitors in the informal sector,Inadequately educated workforce,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Community based organization, -44,technological and Innovation Support, -44,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Truthful,Are taken directly from the establishment's records, 143126,126,St-Vincent and the Grenadines,St-Vincent and the Grenadines,Machinery and equipment,507467,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,51,100,0,0,0,Predominantly women,Yes,No,51,Makes major strategic and fiancial decisions,9,6,All men,Male,Male,Male,2000,No,Yes,2000,14,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,3,5,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,100,100,145,0,0, -44,15,65,20,0,Medium private firms (20-100 employees),45,55,0,furniture,85,National,25,Increased,Remained the same,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,60,40,Yes,15,Yes,Yes,Yes,No,Yes,No,Yes,Laboratory or research center, -44,No,No,No,Yes,Yes,No,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,Important,Very Important,Critical,Very Important,Important,Very Important,Important,Yes,30,Yes,70,No,-44,Yes,Yes,10000,-44,No,Yes,No,No,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,Yes,1,-44,Yes,2,Outside working hours,Knife,Money,30000,Gang related,Yes,Yes,-44,Yes,1,Outside working hours,Knife,Money,1000,A fellow employee,No,No,Police could not have done anything,Yes,1,During working hours,Firearm/gun,Money,26000,Gang related,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,2,Outside working hours,Firearm/gun,Other company property,200,Other,No,No,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,Outside working hours,Firearm/gun,Goods or stock,-66,Other,No,No,Police have not done anything in the past,No,-44,-44,0,No,No,No,No,Yes,Yes,No,No,Yes,No,Yes,Yes,Yes,Yes,7,No,-44,-44,No,-44,0,-44,Yes,0,Yes,No,-44,-44,No,-44,-44,1,10,4,3,2,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,4,50000,3,47000,3,56000,1,33000,1,34000,1,37000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,3,11000,3,10400,3,12800,2,10000,3,9600,2,10800,-44, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,Completed secondary,Completed primary school,Very important,Not important,Very important,Important,Important,Very important,Important,Important,Important,Slightly important,Important,Important,Slightly important,Slightly important,Important,Very important,Very important,Critical,Important,Important,Very important,Critical,Slightly important,Important,Very important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Important,Slightly important,Critical,Critical,Important,Very important,Very important,Important,Important,Important,Important,Critical,Important,Very important,Slightly important,Very important,Critical,Very important,Very important,Critical,Not important,Not important,Important,Not important,Important,Very important,Slightly important,Not important,Slightly important,Important,Very important,Slightly important,Slightly important,Very important,Not important,Not important,Slightly important,Important,Very important,Critical,Critical,Critical,Very important,Important,Important,Slightly important,Very important,Slightly important,Not important,Not difficult,Difficult,Slightly difficult,0,19,Not difficult,Very difficult,Difficult,1,9,Not difficult,Difficult,Slightly difficult,0,10,Slightly difficult,Slightly difficult,Slightly difficult,1,1,Not difficult,Slightly difficult,Slightly difficult,0,9,Slightly difficult,Slightly difficult,Slightly difficult,0,7,Difficult,Slightly difficult,Difficult,0,4,Slightly difficult,Slightly difficult,Not difficult,0,9,Slightly difficult,Not difficult,Not difficult,0,1,Important,Important,Very important,Not important,Important,Slightly important,Not important,Slightly important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,Public announcement/advertisement, 3,No,-44,-44,-44,-44,Yes,5,2,Yes,-44,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,Yes,8,No,95,0,0,0,5,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Other,430000,490000,205800,200000,10000,14700,25000,13000,2000,2000,3000,0,0,125000,134000,169000,181000,466000,No obstacle,Minor obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,Very severe obstacle,No obstacle,Moderate obstacle,No obstacle,Major obstacle,No obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Access to finance,Tax Rates,Tax administration,Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Local business association, -44,Marketing and Operations support, -44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 14316,16,St-Vincent and the Grenadines,St-Vincent and the Grenadines,Food,507426,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,-66,No,Yes,-66,41,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,2,0,-44,No,-44,-44,-44,-44,Yes,1,1,0,-44,No,-44,-44,-44,-44,Yes,2,Yes,No,Yes,100,95,135,0,0, -44,15,60,25,0,Others,20,50,30,ice cream,85,Local,5,Remained the same,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,95,5,Yes,9,No,No,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,No obstacle,Moderate obstacle,No obstacle,No obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,5,Yes,2,No,No,-44,-44,5000,No,-44,-44,No,-44,-44,No,-44,-44,9,10,4,3,2,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,1,4,41000,4,38000,4,49000,1,29000,2,27000,1,32000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,3,10000,3,9500,3,10800,2,10000,3,8900,2,11400,New products require new skills, -44,Post graduated,Completed secondary,Post graduated,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete secondary,Completed secondary,Started but did not complete secondary,Slightly important,Important,Critical,Important,Important,Very important,Important,Important,Very important,Important,Slightly important,Important,Important,Slightly important,Slightly important,Critical,Very important,Critical,Slightly important,Important,Critical,Critical,Slightly important,Slightly important,Very important,Slightly important,Important,Important,Slightly important,Not important,Very important,Important,Important,Critical,Critical,Important,Very important,Important,Very important,Very important,Important,Very important,Very important,Important,Critical,Important,Critical,Critical,Critical,Very important,Critical,Slightly important,Not important,Important,Not important,Important,Very important,Slightly important,Important,Slightly important,Very important,Important,Very important,Slightly important,Important,Not important,Slightly important,Slightly important,Slightly important,Important,Critical,Critical,Critical,Very important,Not important,Not important,Very important,Very important,Not important,Slightly important,Slightly difficult,Very difficult,Very difficult,1,11,Slightly difficult,Very difficult,Difficult,0,8,Not difficult,Difficult,Difficult,0,4,Not difficult,Slightly difficult,Not difficult,1,3,Slightly difficult,Slightly difficult,Slightly difficult,0,6,Not difficult,Slightly difficult,Slightly difficult,1,10,Not difficult,Difficult,Difficult,0,6,Not difficult,Not difficult,Difficult,1,6,Not difficult,Slightly difficult,Not difficult,0,2,Very important,Very important,Very important,Important,Important,Not important,Slightly important,Slightly important,No obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Major obstacle,No obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,Private placement office, -38,No,-44,-44,-44,-44,No,-44,-44,No,The firm cannot afford the optimal level of training,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,No,-44,No,20,56,14,0,10,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,Yes,Line of credit,2010,70000,-44,24,Other,No,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,450000,490000,235200,240000,11000,14700,53000,16000,2000,2000,1000,0,0,65000,123000,108000,181000,231000,Moderate obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Access to finance,Corruption,Cost of finance,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 14321,21,St-Vincent and the Grenadines,St-Vincent and the Grenadines,Other manufacturing,507448,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,50,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Female,Female,1989,No,Yes,1989,33,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,0,1,1,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,No,No,100,80,130,0,0, -44,15,70,15,0,Individuals,10,60,30,newspaper,100,National,10,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,50,50,No,-44,No,No,Yes,No,Yes,No,Yes,University, -44,Yes,No,Yes,Yes,No,No,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,Important,Very Important,Important,Critical,Slightly important,Very Important,Not important,Yes,45,Yes,55,No,-44,Yes,No,10000,-44,No,No,No,No,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,4,Yes,3,No,Yes,5,-44,0,No,-44,-44,No,-44,-44,No,-44,-44,4,10,4,3,2,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,4,54000,4,54000,4,61000,1,27000,2,24000,1,32000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,3,14000,3,13200,3,15900,2,9600,2,9200,2,10900,Refusal to answer, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,Completed secondary,Completed primary school,Very important,Important,Critical,Very important,Important,Important,Important,Important,Very important,Important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Critical,Very important,Critical,Important,Important,Critical,Very important,Very important,Important,Very important,Slightly important,Important,Important,Not important,Not important,Very important,Important,Critical,Critical,Critical,Slightly important,Very important,Important,Slightly important,Important,Important,Important,Critical,Slightly important,Critical,Important,Critical,Critical,Critical,Very important,Critical,Slightly important,Slightly important,Important,Not important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Very important,Important,Very important,Slightly important,Important,Slightly important,Not important,Slightly important,Slightly important,Important,Very important,Critical,Critical,Very important,Slightly important,Slightly important,Important,Very important,Not important,Not important,Slightly difficult,Very difficult,Slightly difficult,0,18,Not difficult,Very difficult,Difficult,1,14,Slightly difficult,Slightly difficult,Difficult,0,5,Slightly difficult,Not difficult,Slightly difficult,1,3,Slightly difficult,Slightly difficult,Slightly difficult,1,4,Slightly difficult,Slightly difficult,Difficult,1,10,Difficult,Difficult,Slightly difficult,0,9,Not difficult,Slightly difficult,Not difficult,1,5,Not difficult,Not difficult,Not difficult,0,1,Important,Important,Very important,Slightly important,Important,Slightly important,Not important,Slightly important,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Private placement office, -16,No,-44,-44,-44,-44,No,-44,-44,No,The benefits of training are small than the costs,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,10,No,0,60,20,0,20,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,4,4,Collateral or cosigners unacceptable,-44,890000,910000,320000,320000,5000,32000,63000,4500,2000,1000,1000,0,0,180000,847000,286000,1284000,812000,No obstacle,Moderate obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,No obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Tax Rates,Political environment,No obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not aware of this type of assistance and don't know it advan, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 1432,2,St-Vincent and the Grenadines,St-Vincent and the Grenadines,Retail,507499,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,50,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,2002,No,Yes,2001,3,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,0,4,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0, -44,0,55,45,5,Large private firms (more than 100 employees),10,45,45,pain relievers,5,National,10,Remained the same,Decreased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,55,45,Yes,5,No,Yes,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,Yes,No,Yes,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,No obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,0,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,6,Yes,1,No,No,-44,-44,0,No,-44,-44,No,-44,-44,Yes,25,2,6,10,4,3,2,1,0,1,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,1,4,57000,4,53000,4,66000,1,35000,2,33000,1,40000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,3,12000,3,12200,3,14000,0,-77,0,-77,0,-77,2,10000,3,9900,2,11700,Economic upturn/downturn, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed secondary,-44,-44,Completed secondary,Started but did not complete secondary,Important,Slightly important,Critical,Important,Important,Very important,Slightly important,Important,Important,Important,Slightly important,Slightly important,Slightly important,Not important,Important,Very important,Very important,Very important,Important,Important,Very important,Critical,Important,Very important,Critical,Slightly important,Important,Important,Slightly important,Slightly important,Important,Slightly important,Very important,Critical,Very important,Important,Important,Very important,Important,Important,Important,Slightly important,Very important,Important,Critical,Slightly important,Critical,Very important,Very important,Very important,Critical,Slightly important,Not important,Important,Not important,Important,Slightly important,Not important,Slightly important,Slightly important,Very important,Slightly important,Very important,Slightly important,Important,Slightly important,Not important,Slightly important,Important,Important,Critical,Critical,Critical,Very important,Not important,Slightly important,Important,Important,Slightly important,Slightly important,Not difficult,Very difficult,Difficult,1,9,Not difficult,Very difficult,Difficult,0,5,Slightly difficult,Difficult,Slightly difficult,1,6,Slightly difficult,Slightly difficult,Slightly difficult,1,1,Slightly difficult,Difficult,Not difficult,1,3,Not difficult,Difficult,Difficult,1,3,Not difficult,Difficult,Slightly difficult,1,9,Slightly difficult,Slightly difficult,Not difficult,1,9,Not difficult,Not difficult,Not difficult,0,2,Critical,Critical,Very important,Slightly important,Very important,Not important,Slightly important,Slightly important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,Moderate obstacle,No obstacle,Minor obstacle,Private placement office, 35,No,-44,-44,-44,-44,Yes,5,2,No,The benefits of training are small than the costs,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,No,-44,Yes,65,0,0,0,20,15,0,0,0,0,0,0,0, -44,25,75,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Loan,2008,220000,13,132,Private commercial banks,Yes,Yes,No,No,No,No, -44,200,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,1830000,1790000,1070000,230000,36000,53700,76000,25000,5000,2000,2000,179000,0,323000,477000,448000,662000,502000,Minor obstacle,Minor obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Macroeconomic environment,Inadequately educated workforce,Customs and Trade Regulations,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Community based organization, -44,Human resources Support, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 14397,97,St-Vincent and the Grenadines,St-Vincent and the Grenadines,Retail,507525,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,40,100,0,0,0,Predominantly men,No,Yes,30,Makes decisions in consultation with other partners,12,4,Predominantly men,Male,Female,Male,1995,No,Yes,2000,22,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,2,0,-44,Yes,2,0,0,-44,Yes,1,3,1,-44,Yes,0,3,2,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0, -44,0,45,55,0,Large private firms (more than 100 employees),20,60,20,computers,45,Local,10,Increased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,50,50,Yes,2,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,Yes,No,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,-44, -44,Tend to agree,Strongly disagree,Tend to agree,Tend to disagree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,5,Yes,2,No,Yes,0,0,-44,No,-44,-44,Yes,30,Yes,No,-44,-44,1,11,5,3,2,1,4,0,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,2,5,34000,5,34000,5,38000,1,28000,1,27000,1,33000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,3,12000,3,11300,3,12900,0,-77,0,-77,0,-77,2,10000,2,9500,2,10800,-44, -44,University graduate,Completed secondary,University graduate,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Completed college/vocational training,-44,-44,Completed secondary,Completed primary school,Important,Important,Very important,Very important,Important,Important,Important,Slightly important,Important,Important,Slightly important,Important,Slightly important,Important,Very important,Very important,Critical,Critical,Important,Important,Critical,Critical,Important,Important,Very important,Important,Slightly important,Important,Not important,Not important,Very important,Slightly important,Important,Critical,Critical,Very important,Very important,Important,Slightly important,Important,Important,Very important,Very important,Important,Critical,Slightly important,Very important,Critical,Very important,Critical,Critical,Slightly important,Not important,Important,Not important,Important,Important,Slightly important,Not important,Slightly important,Important,Slightly important,Slightly important,Very important,Slightly important,Not important,Not important,Not important,Very important,Important,Critical,Critical,Critical,Very important,Slightly important,Slightly important,Important,Very important,Not important,Slightly important,Slightly difficult,Very difficult,Slightly difficult,0,20,Not difficult,Very difficult,Difficult,1,12,Difficult,Slightly difficult,Difficult,0,5,Slightly difficult,Slightly difficult,Difficult,1,2,Slightly difficult,Slightly difficult,Not difficult,1,3,Difficult,Very difficult,Slightly difficult,0,2,Slightly difficult,Slightly difficult,Difficult,0,4,Slightly difficult,Difficult,Not difficult,0,8,Not difficult,Not difficult,Not difficult,0,1,Very important,Important,Very important,Important,Very important,Not important,Slightly important,Not important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,Public announcement/advertisement, 61,No,-44,-44,-44,-44,Yes,5,2,No,The firm cannot afford the optimal level of training,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,No,-44,No,10,64,16,0,10,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Other,1840000,1900000,800000,1900000,152000,57000,45000,57000,6000,7000,7000,0,0,319000,534000,532000,684000,1059000,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,No,Yes,No,Yes,No,No,Yes,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Yes,Yes,No,No,No,Inadequately educated workforce,Access to finance,"Crime, theft and disorder",Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not aware of this type of assistance and don't know it advan, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are taken directly from the establishment's records, 14331,31,St-Vincent and the Grenadines,St-Vincent and the Grenadines,Construction,507473,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,90,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Male,1987,No,Yes,1990,12,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,2,4,1,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,15,45,40,0,Your parent company or affiliated establishments,35,45,20,construction,85,National,15,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,30,70,Yes,1,No,Yes,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Minor obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,-44, -44,Strongly agree,Tend to disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,Yes,2,-44,Yes,3,Outside working hours,Baseball bat,Goods or stock,35000,Gang related,Yes,Yes,-44,Yes,1,Outside working hours,Firearm/gun,Money,4000,Gang related,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,During working hours,Knife,Money,200,Gang related,No,No,Loss was small,Yes,3,During working hours,Other,Goods or stock,3000,Gang related,Yes,Yes,-44,Yes,2,During working hours,Firearm/gun,Money,3500,Group of criminals,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,Yes,No,-44,-44,No,-44,-44,Yes,Yes,Yes,5,Yes,1,No,Yes,0,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,2,11,5,3,2,1,1,0,0,0,2,2,0,0,0,0,0,0,0,1,1,0,0,0,2,7,33000,7,31000,6,37000,1,27000,2,26000,1,32000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,3,12000,3,11100,3,14000,0,-77,0,-77,0,-77,2,9400,2,9000,2,10900,New production methods, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Important,Slightly important,Critical,Very important,Important,Very important,Slightly important,Slightly important,Important,Very important,Important,Slightly important,Slightly important,Slightly important,Important,Very important,Critical,Critical,Slightly important,Important,Critical,Very important,Important,Important,Critical,Slightly important,Important,Slightly important,Slightly important,Slightly important,Critical,Important,Important,Very important,Critical,Important,Very important,Important,Important,Important,Important,Important,Critical,Slightly important,Very important,Important,Critical,Critical,Critical,Very important,Critical,Slightly important,Slightly important,Important,Not important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Very important,Very important,Very important,Slightly important,Important,Not important,Slightly important,Slightly important,Very important,Important,Very important,Critical,Critical,Very important,Slightly important,Slightly important,Important,Important,Slightly important,Not important,Slightly difficult,Very difficult,Difficult,1,19,Not difficult,Very difficult,Difficult,0,15,Slightly difficult,Difficult,Difficult,0,7,Slightly difficult,Not difficult,Slightly difficult,1,2,Slightly difficult,Slightly difficult,Difficult,1,4,Slightly difficult,Difficult,Slightly difficult,1,5,Slightly difficult,Slightly difficult,Slightly difficult,1,4,Slightly difficult,Slightly difficult,Slightly difficult,1,8,Not difficult,Slightly difficult,Not difficult,0,1,Important,Very important,Important,Important,Very important,Slightly important,Slightly important,Not important,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,No obstacle,Minor obstacle,No obstacle,Public placement office, 9,No,-44,-44,-44,-44,Yes,2,2,No,Other,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,No,-44,No,80,0,0,0,10,0,10,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Collateral requirements for loans or line of credit are unat,940000,1060000,434600,320000,16000,63600,50000,24500,2000,4000,2000,0,0,204000,233000,265000,382000,612000,No obstacle,Moderate obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Minor obstacle,No obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,No obstacle,Very severe obstacle,Very severe obstacle,Yes,No,No,Yes,No,Access to finance,"Crime, theft and disorder",Practices of competitors in the informal sector,No obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Local business association, -44,Marketing and Operations support, -44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 143144,144,St-Vincent and the Grenadines,St-Vincent and the Grenadines,Retail,507498,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All women,Yes,Not applicable,100,Makes major strategic and fiancial decisions,32,3,Predominantly men,Male,Male,Male,1982,No,Yes,1982,31,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,0,3,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,No,No,0,-44,-44,100,0, -44,20,50,30,0,Government or government agencies (including state-owned ent,10,55,35,hair products,25,Local,5,Remained the same,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,30,70,Yes,12,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,Yes,No,No obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,No obstacle,-44, -44,Tend to disagree,Tend to disagree,Strongly disagree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,19,Yes,5,No,No,-44,-44,0,Yes,5,Yes,No,-44,-44,No,-44,-44,2,11,5,3,2,1,0,0,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,2,5,54000,4,55000,3,64000,1,28000,1,28000,1,31000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,3,9500,3,9200,3,10600,0,-77,0,-77,0,-77,2,10000,3,9500,2,11600,-44, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Important,Slightly important,Very important,Critical,Important,Very important,Important,Very important,Very important,Important,Important,Important,Slightly important,Slightly important,Important,Critical,Very important,Very important,Very important,Important,Critical,Critical,Important,Very important,Critical,Slightly important,Important,Important,Not important,Slightly important,Very important,Slightly important,Critical,Critical,Critical,Important,Very important,Very important,Very important,Important,Slightly important,Slightly important,Very important,Important,Critical,Very important,Critical,Critical,Very important,Very important,Critical,Slightly important,Not important,Important,Not important,Very important,Very important,Not important,Slightly important,Important,Important,Very important,Slightly important,Slightly important,Very important,Not important,Slightly important,Slightly important,Very important,Slightly important,Very important,Very important,Very important,Very important,Slightly important,Not important,Very important,Important,Slightly important,Not important,Slightly difficult,Very difficult,Difficult,0,14,Not difficult,Very difficult,Difficult,0,13,Not difficult,Very difficult,Slightly difficult,1,5,Slightly difficult,Difficult,Not difficult,1,3,Slightly difficult,Difficult,Slightly difficult,1,6,Slightly difficult,Difficult,Difficult,0,4,Not difficult,Slightly difficult,Slightly difficult,1,3,Not difficult,Not difficult,Slightly difficult,1,7,Not difficult,Not difficult,Not difficult,1,1,Important,Very important,Very important,Important,Slightly important,Not important,Not important,Not important,No obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,Private placement office, 34,Yes to both,Yes,1,No,-44,Yes,2,2,No,Other,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,11,No,65,20,5,0,10,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Did not think it would be approved,300000,300000,100000,260000,11000,12000,23000,5000,1000,0,1000,0,0,57000,65000,90000,90000,203000,Very severe obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,Very severe obstacle,Minor obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,No obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Access to finance,"Crime, theft and disorder",Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Too many strings attached, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are taken directly from the establishment's records, 14368,68,St-Vincent and the Grenadines,St-Vincent and the Grenadines,Hotel and restaurants,507549,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Female,Male,Male,1990,No,Yes,1990,17,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,1,0,-44,Yes,2,0,0,-44,Yes,1,2,0,-44,Yes,2,4,2,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,20,50,30,0,Others,15,70,15,restaurant,95,Local,5,Decreased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,75,25,No,-44,Yes,Yes,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,Yes,No,No,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to agree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,2,No,-44,-44,No,-44,.5,-44,No,-44,-44,No,-44,-44,No,-44,-44,2,11,5,3,2,1,4,0,1,0,2,2,0,0,0,0,0,0,0,1,1,0,0,0,2,7,34000,7,33000,7,40000,1,26000,1,23000,1,29000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,3,11000,3,10700,3,12600,0,-77,0,-77,0,-77,2,10000,2,9400,2,11400,-44, -44,University graduate,Completed college/vocational training,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Completed college/vocational training,-44,-44,Completed secondary,Completed secondary,Important,Slightly important,Critical,Important,Very important,Important,Important,Important,Very important,Important,Important,Slightly important,Slightly important,Important,Important,Very important,Very important,Very important,Important,Important,Critical,Very important,Slightly important,Very important,Very important,Not important,Slightly important,Important,Important,Slightly important,Critical,Important,Important,Critical,Critical,Important,Very important,Important,Critical,Slightly important,Important,Important,Very important,Important,Critical,Important,Critical,Critical,Critical,Very important,Critical,Slightly important,Not important,Very important,Not important,Slightly important,Very important,Slightly important,Slightly important,Slightly important,Important,Important,Slightly important,Slightly important,Important,Not important,Slightly important,Slightly important,Very important,Slightly important,Critical,Critical,Very important,Very important,Slightly important,Not important,Important,Very important,Not important,Important,Not difficult,Very difficult,Very difficult,0,11,Slightly difficult,Very difficult,Slightly difficult,0,13,Not difficult,Difficult,Difficult,0,5,Slightly difficult,Slightly difficult,Slightly difficult,0,1,Slightly difficult,Difficult,Difficult,1,6,Not difficult,Difficult,Difficult,1,8,Not difficult,Slightly difficult,Difficult,0,8,Slightly difficult,Not difficult,Difficult,1,7,Not difficult,Not difficult,Not difficult,1,1,Very important,Very important,Very important,Important,Very important,Not important,Slightly important,Not important,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Private placement office, 85,No,-44,-44,-44,-44,Yes,4,2,Yes,-44,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,No,-44,Yes,85,0,0,0,15,0,0,0,0,0,0,0,0, -44,50,25,0,0,25,0,0,0,0,0,0,0,0,0,0, -44,Yes,Loan,2012,60000,12,48,Private commercial banks,Yes,No,Yes,No,Yes,No, -44,125,Yes,4,3,Other objections,-44,950000,920000,500000,200000,31000,55200,50000,17500,4000,2000,1000,18000,0,131000,188000,202000,248000,562000,No obstacle,Minor obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,No obstacle,Very severe obstacle,No obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Access to finance,Inadequately educated workforce,Tax Rates,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Local business association, -44,"General management, Business development and Strategies supp", -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Truthful,Are taken directly from the establishment's records, 143150,150,St-Vincent and the Grenadines,St-Vincent and the Grenadines,Hotel and restaurants,507540,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,100,100,0,0,0,All women,Yes,No,100,Makes decisions in consultation with other partners,5,8,Predominantly men,Female,Male,Male,2007,Yes,Yes,2007,22,No,-44,-44,No,-44,-44,No,-44,-44,Yes,21,No,Yes,0,3,0,-44,No,-44,-44,-44,-44,Yes,0,0,0,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0, -44,15,50,35,5,Small private firms (less than 20 employees),25,60,15,accomodation,80,Local,10,Decreased,Increased,More than 5,100,0,Not provided,-44,-44,-44,-44,-44,-44,-44,-44,75,25,Yes,20,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,Yes,No,No,No,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,No obstacle,Moderate obstacle,-44, -44,Strongly disagree,Tend to disagree,Tend to agree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,4,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,0,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,No,No,No,10,Yes,1,No,No,-44,-44,0,No,-44,-44,No,-44,-44,No,-44,-44,8,12,4,4,3,1,0,2,1,0,4,2,1,1,0,0,0,0,0,1,1,1,2,0,2,6,56000,6,50000,5,65000,1,35000,1,33000,1,42000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,5,10000,5,9200,6,11600,0,-77,0,-77,0,-77,4,9800,5,9900,5,10600,Economic upturn/downturn, -44,University graduate,Completed secondary,University graduate,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Very important,Slightly important,Critical,Very important,Important,Important,Slightly important,Important,Slightly important,Important,Slightly important,Important,Important,Slightly important,Slightly important,Critical,Very important,Critical,Important,Important,Critical,Critical,Important,Important,Critical,Slightly important,Slightly important,Important,Slightly important,Not important,Critical,Important,Very important,Critical,Very important,Important,Very important,Very important,Slightly important,Very important,Important,Important,Critical,Important,Very important,Slightly important,Very important,Critical,Critical,Very important,Very important,Important,Not important,Important,Not important,Important,Very important,Slightly important,Slightly important,Not important,Important,Important,Important,Important,Very important,Not important,Slightly important,Slightly important,Very important,Important,Critical,Very important,Critical,Critical,Not important,Slightly important,Very important,Important,Slightly important,Slightly important,Not difficult,Very difficult,Difficult,0,16,Not difficult,Very difficult,Difficult,1,13,Slightly difficult,Difficult,Slightly difficult,0,10,Slightly difficult,Slightly difficult,Not difficult,0,3,Not difficult,Slightly difficult,Slightly difficult,0,4,Slightly difficult,Slightly difficult,Slightly difficult,1,4,Not difficult,Difficult,Slightly difficult,1,10,Not difficult,Slightly difficult,Not difficult,1,2,Not difficult,Not difficult,Not difficult,1,1,Very important,Very important,Very important,Important,Critical,Slightly important,Not important,Slightly important,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Public placement office, 76,Yes to fire,No,-44,Yes,1,Yes,2,2,Yes,-44,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,10,No,30,40,10,0,10,0,0,0,0,0,0,0,10, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Other,1020000,1150000,517500,190000,12000,57500,151000,18500,3000,3000,1000,0,0,177000,309000,276000,391000,668000,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Yes,No,No,No,No,Inadequately educated workforce,Access to finance,Customs and Trade Regulations,Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Too expensive, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are taken directly from the establishment's records, 14324,24,St-Vincent and the Grenadines,St-Vincent and the Grenadines,Non-metallic mineral products,507456,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Male,Male,Female,1979,No,Yes,1990,9,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,1,0,-44,No,-44,-44,-44,-44,Yes,1,1,0,-44,No,-44,-44,-44,-44,Yes,26,No,Yes,Yes,100,80,95,0,0, -44,45,50,5,0,Medium private firms (20-100 employees),5,60,35,transportation,0,Local,5,Decreased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,95,5,Yes,4,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,Yes,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,-44, -44,Strongly disagree,Tend to disagree,Strongly disagree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,No,-44,-44,Yes,0,.5,-44,No,-44,-44,No,-44,-44,Yes,25,1,3,12,4,4,3,1,3,1,0,0,6,3,2,1,0,1,0,0,0,2,1,2,4,0,0,7,37000,6,35000,5,44000,1,36000,1,33000,1,42000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,6,11000,6,10400,6,11900,4,10000,5,9800,4,11700,-44, -44,University graduate,University graduate,University graduate,Post graduated,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed secondary,Completed secondary,Started but did not complete secondary,Slightly important,Important,Critical,Very important,Important,Important,Slightly important,Slightly important,Important,Important,Important,Important,Slightly important,Slightly important,Slightly important,Critical,Very important,Critical,Important,Important,Very important,Very important,Very important,Important,Critical,Important,Slightly important,Very important,Slightly important,Not important,Important,Important,Slightly important,Critical,Critical,Important,Very important,Very important,Important,Important,Important,Very important,Very important,Important,Critical,Slightly important,Very important,Critical,Critical,Very important,Critical,Slightly important,Slightly important,Important,Slightly important,Important,Important,Slightly important,Not important,Slightly important,Very important,Slightly important,Very important,Slightly important,Important,Not important,Slightly important,Not important,Slightly important,Very important,Critical,Very important,Critical,Very important,Not important,Slightly important,Important,Slightly important,Slightly important,Not important,Not difficult,Very difficult,Difficult,0,25,Slightly difficult,Very difficult,Difficult,0,15,Not difficult,Slightly difficult,Slightly difficult,1,10,Slightly difficult,Slightly difficult,Not difficult,0,3,Slightly difficult,Slightly difficult,Slightly difficult,1,3,Slightly difficult,Difficult,Difficult,0,8,Not difficult,Slightly difficult,Slightly difficult,1,7,Slightly difficult,Not difficult,Not difficult,1,2,Slightly difficult,Not difficult,Not difficult,0,2,Slightly important,Critical,Very important,Important,Important,Not important,Not important,Not important,Minor obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Private placement office, -8,Yes to fire,No,-44,Yes,0,No,-44,-44,No,The benefits of training are small than the costs,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,Yes,5,Yes,10,64,16,0,10,0,0,0,0,0,0,0,0, -44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Line of credit,2008,130000,12,18,"Non-Bank financial institutions (microfinance institutions,",Yes,Yes,No,No,No,No, -44,150,Yes,3,3,Incompleteness of loan application,-44,700000,790000,300000,790000,28000,39500,0,6500,1000,1000,1000,71000,0,632000,950000,810000,1284000,891000,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,No obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Very severe obstacle,Moderate obstacle,-44,-44,-44,-44,-44,"Crime, theft and disorder",Customs and Trade Regulations,Telecommunications,Minor obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 14318,18,St-Vincent and the Grenadines,St-Vincent and the Grenadines,Food,507442,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,1942,No,Yes,1942,17,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,0,3,1,-44,Yes,3,0,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,1,Yes,No,Yes,90,85,80,10,0, -44,15,45,40,0,Government or government agencies (including state-owned ent,30,45,25,cigarettes,100,Local,5,Decreased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,80,20,Yes,12,No,No,Yes,No,Yes,No,Yes,Laboratory or research center, -44,No,No,Yes,No,Yes,Yes,Yes,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,Important,Important,Slightly important,Important,Important,Critical,Important,Yes,40,Yes,60,No,-44,Yes,No,20000,-44,No,No,No,Yes,Major obstacle,Minor obstacle,Major obstacle,No obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to agree,Strongly agree,No,-44,-44,-44,-44,-44,Yes,1,-44,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,Outside working hours,Firearm/gun,Goods or stock,250,Gang related,No,No,Police have not done anything in the past,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,During working hours,Other,Money,3000,Gang related,Yes,Yes,-44,Yes,4,Outside working hours,Firearm/gun,Goods or stock,400,Group of criminals,No,No,Police have not done anything in the past,Yes,4,Outside working hours,Knife,Money,8000,Gang related,Yes,Yes,-44,Yes,1,During working hours,Knife,Money,-66,Other,No,No,Fear of reprisals,No,-44,-44,0,Yes,No,Yes,No,Yes,No,-44,-44,No,-44,-44,Yes,Yes,No,10,No,-44,-44,Yes,5,0,-44,No,-44,-44,No,-44,-44,Yes,25,2,9,12,4,4,3,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,2,4,45000,4,44000,3,51000,1,33000,1,32000,1,38000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,4,13000,4,12900,4,14900,3,9900,3,9000,3,11100,-44, -44,University graduate,University graduate,University graduate,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Completed secondary,Completed secondary,Completed primary school,Important,Important,Critical,Very important,Important,Important,Slightly important,Important,Important,Very important,Slightly important,Slightly important,Important,Slightly important,Important,Very important,Very important,Very important,Important,Slightly important,Critical,Very important,Important,Important,Very important,Slightly important,Important,Slightly important,Slightly important,Not important,Important,Slightly important,Important,Critical,Very important,Very important,Critical,Very important,Very important,Slightly important,Very important,Important,Critical,Not important,Critical,Important,Critical,Very important,Critical,Very important,Critical,Important,Slightly important,Important,Not important,Important,Important,Slightly important,Slightly important,Slightly important,Very important,Very important,Important,Slightly important,Important,Not important,Slightly important,Not important,Important,Important,Critical,Critical,Critical,Very important,Not important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Slightly difficult,Difficult,Very difficult,1,8,Not difficult,Very difficult,Slightly difficult,1,10,Not difficult,Difficult,Difficult,1,5,Slightly difficult,Slightly difficult,Slightly difficult,1,3,Slightly difficult,Not difficult,Not difficult,0,2,Slightly difficult,Slightly difficult,Slightly difficult,0,2,Not difficult,Slightly difficult,Slightly difficult,1,9,Not difficult,Slightly difficult,Not difficult,0,4,Not difficult,Not difficult,Not difficult,0,1,Critical,Important,Very important,Important,Very important,Not important,Slightly important,Not important,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Schoold related network, -22,No,-44,-44,-44,-44,Yes,2,2,No,The firm is affraid of investing in workers that after the t,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,5,No,97,0,0,0,3,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,3,3,Other objections,-44,1110000,1090000,530000,210000,22000,50000,69000,18000,3000,1000,3000,0,0,689000,1014000,999000,1284000,2408000,Minor obstacle,Minor obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Very severe obstacle,Minor obstacle,Very severe obstacle,No obstacle,Very severe obstacle,No obstacle,Minor obstacle,Moderate obstacle,No obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Customs and Trade Regulations,Tax Rates,Moderate obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Private independent fund, -44,"General management, Business development and Strategies supp", -44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 14355,55,St-Vincent and the Grenadines,St-Vincent and the Grenadines,Retail,507523,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Female,Male,Female,2009,Yes,Yes,2011,3,Yes,42,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,1,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,25,40,35,0,Medium private firms (20-100 employees),25,65,10,lawn and garden building mater,65,National,10,Decreased,Increased,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,75,25,No,-44,Yes,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Major obstacle,No obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to agree,Tend to disagree,No,-44,-44,-44,-44,-44,No,-44,-44,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,Outside working hours,Knife,Money,100,Other,No,No,No loss or damage,Yes,2,Outside working hours,Knife,Other company property,300,Other,No,No,Police have not done anything in the past,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,During working hours,Other,Money,-66,Someone working alone,No,No,Fear of reprisals,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,No,15,No,-44,-44,No,-44,0,-44,Yes,10,Yes,No,-44,-44,No,-44,-44,1,12,4,4,3,1,3,2,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,4,44000,4,43000,3,52000,1,26000,1,26000,1,29000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,4,11000,4,9800,4,12000,0,-77,0,-77,0,-77,3,10000,4,9100,4,11800,Increase/decreased demand for goods, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed secondary,-44,-44,Completed secondary,Started but did not complete secondary,Important,Important,Very important,Important,Important,Important,Slightly important,Slightly important,Important,Important,Slightly important,Important,Not important,Slightly important,Important,Very important,Very important,Critical,Very important,Important,Very important,Critical,Very important,Important,Critical,Important,Slightly important,Important,Not important,Not important,Slightly important,Important,Important,Very important,Critical,Important,Very important,Slightly important,Important,Important,Very important,Important,Very important,Important,Very important,Important,Critical,Critical,Very important,Very important,Critical,Slightly important,Not important,Important,Not important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Very important,Very important,Slightly important,Slightly important,Very important,Not important,Not important,Slightly important,Important,Important,Critical,Critical,Critical,Very important,Slightly important,Slightly important,Very important,Slightly important,Slightly important,Slightly important,Slightly difficult,Difficult,Difficult,1,17,Slightly difficult,Very difficult,Slightly difficult,1,13,Slightly difficult,Slightly difficult,Difficult,0,3,Not difficult,Not difficult,Slightly difficult,0,1,Not difficult,Not difficult,Slightly difficult,1,9,Not difficult,Difficult,Slightly difficult,0,3,Slightly difficult,Difficult,Difficult,0,4,Slightly difficult,Not difficult,Not difficult,1,9,Not difficult,Slightly difficult,Not difficult,1,1,Very important,Very important,Not important,Important,Important,Not important,Slightly important,Slightly important,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,Major obstacle,Moderate obstacle,No obstacle,No obstacle,Public placement office, 59,No,-44,-44,-44,-44,Yes,0,2,No,The firm cannot afford the optimal level of training,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,11,No,80,0,0,0,20,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,4,4,Incompleteness of loan application,-44,480000,470000,188000,190000,16000,23500,76000,11000,1000,2000,1000,0,0,73000,117000,122000,160000,320000,No obstacle,No obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,No obstacle,Moderate obstacle,Very severe obstacle,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Cost of finance,Inadequately educated workforce,Access to land for expansion / relocation,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Community based organization, -44,Financial magement and tax and customs administration, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are taken directly from the establishment's records, 14314,14,St-Vincent and the Grenadines,St-Vincent and the Grenadines,Food,507423,Yes,2,Headquarters with production and/or sales at this location,No,2,Shareholding company with non-traded shares or shares traded, -44,40,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Male,Female,Female,2003,No,Yes,2003,9,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,4,1,1,-44,No,-44,-44,-44,-44,Yes,7,0,0,-44,Yes,2,4,2,-44,No,-44,Yes,No,Yes,100,95,100,0,0, -44,5,45,50,0,Medium private firms (20-100 employees),25,50,25,water,45,National,15,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,75,25,Yes,8,No,No,No,No,Yes,No,Yes,Supplier, -44,Yes,Yes,Yes,Yes,No,Yes,Yes,No,-44,-44,Yes,No,No,No,No,Yes,Yes,No,No, -44,Slightly important,Very Important,Important,Very Important,Important,Very Important,Slightly important,Yes,50,Yes,50,No,-44,Yes,Yes,0,-44,Yes,Yes,Yes,Yes,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,-44, -44,Tend to agree,Strongly disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,No,-44,-44,No,-44,0,-44,Yes,0,Yes,No,-44,-44,No,-44,-44,4,12,4,4,3,1,3,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,4,50000,4,47000,3,56000,1,29000,1,28000,1,32000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,4,14000,4,13000,4,15100,3,9900,3,9100,3,11000,-44, -44,University graduate,Completed secondary,University graduate,Post graduated,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,Completed secondary,Completed primary school,Important,Important,Critical,Important,Important,Important,Slightly important,Slightly important,Very important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Very important,Critical,Critical,Important,Important,Critical,Critical,Important,Important,Very important,Slightly important,Important,Important,Slightly important,Not important,Important,Important,Very important,Critical,Critical,Very important,Very important,Slightly important,Very important,Very important,Slightly important,Important,Very important,Important,Critical,Important,Critical,Critical,Very important,Very important,Critical,Not important,Not important,Very important,Not important,Very important,Important,Not important,Slightly important,Slightly important,Important,Important,Very important,Slightly important,Important,Not important,Slightly important,Slightly important,Very important,Important,Very important,Very important,Very important,Very important,Slightly important,Slightly important,Important,Important,Important,Not important,Not difficult,Very difficult,Slightly difficult,1,23,Slightly difficult,Very difficult,Difficult,1,9,Slightly difficult,Slightly difficult,Difficult,0,6,Slightly difficult,Slightly difficult,Not difficult,0,2,Slightly difficult,Slightly difficult,Not difficult,1,7,Not difficult,Slightly difficult,Slightly difficult,0,7,Slightly difficult,Slightly difficult,Slightly difficult,1,5,Slightly difficult,Slightly difficult,Not difficult,0,3,Slightly difficult,Slightly difficult,Not difficult,0,1,Very important,Very important,Important,Important,Important,Not important,Not important,Slightly important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,Public placement office, -41,No,-44,-44,-44,-44,Yes,3,2,Yes,-44,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,No,-44,Yes,56,32,8,0,4,0,0,0,0,0,0,0,0, -44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Line of credit,2009,250000,7,36,Other,Yes,Yes,No,No,Yes,No, -44,100,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,530000,590000,130000,190000,21000,25000,30000,11000,1000,2000,1000,0,77000,155000,1541000,228000,2140000,495000,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Minor obstacle,Major obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Corruption,Customs and Trade Regulations,Political environment,Very severe obstacle,Yes,Yes,No,No,No,Yes,No,-44,-44,-44,-44,-44,-44,Yes,Large impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,Large impact,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Large impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,Yes,Yes,No,Yes,No,Yes,No,-44,-44,Yes,No,Yes,No,-44,-44,Yes,No,Yes,Yes,No,Yes,Truthful,Are estimates computed with some precision, 14394,94,St-Vincent and the Grenadines,St-Vincent and the Grenadines,Services of motor vehicles,507485,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,54,100,0,0,0,Predominantly men,No,Yes,54,Makes major strategic and fiancial decisions,10,6,Predominantly men,Male,Male,Male,2001,No,Yes,2001,11,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,4,1,1,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,10,65,25,0,Medium private firms (20-100 employees),5,60,35,auto parts,85,National,15,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,30,70,Yes,8,No,No,Yes,No,Yes,No,Yes,Other company of the sector, -44,No,No,Yes,No,Yes,No,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,Very Important,Important,Important,Important,Important,Important,Important,Yes,30,Yes,70,No,-44,No,Yes,10000,-44,No,No,No,Yes,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,No obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to agree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,-44,11000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,Yes,No,No,No,-44,-44,No,-44,-44,No,No,No,0,Yes,3,No,No,-44,0,-44,Yes,5,Yes,No,-44,-44,Yes,15,2,2,12,4,4,3,1,2,0,0,0,3,2,1,0,0,0,0,0,0,1,1,1,0,0,2,6,45000,6,40000,6,52000,1,32000,2,32000,1,37000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,5,10000,5,9400,5,11800,0,-77,0,-77,0,-77,3,10000,4,8900,3,10800,Increase/decreased demand for goods, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Completed secondary,-44,-44,Completed secondary,Started but did not complete secondary,Important,Important,Critical,Very important,Very important,Important,Slightly important,Slightly important,Very important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Very important,Critical,Critical,Important,Important,Critical,Critical,Important,Important,Critical,Important,Important,Slightly important,Not important,Slightly important,Critical,Important,Slightly important,Very important,Critical,Important,Very important,Very important,Important,Important,Important,Very important,Critical,Important,Critical,Important,Critical,Critical,Critical,Very important,Critical,Slightly important,Not important,Important,Not important,Very important,Important,Not important,Slightly important,Important,Important,Important,Very important,Slightly important,Important,Not important,Not important,Not important,Very important,Important,Critical,Critical,Critical,Very important,Not important,Not important,Slightly important,Important,Slightly important,Not important,Slightly difficult,Very difficult,Slightly difficult,1,19,Slightly difficult,Almost impossible,Difficult,0,9,Not difficult,Difficult,Difficult,0,9,Not difficult,Slightly difficult,Slightly difficult,0,1,Slightly difficult,Difficult,Slightly difficult,1,6,Slightly difficult,Difficult,Slightly difficult,0,5,Not difficult,Difficult,Slightly difficult,0,6,Not difficult,Not difficult,Not difficult,1,4,Not difficult,Not difficult,Not difficult,1,2,Important,Very important,Very important,Slightly important,Slightly important,Not important,Slightly important,Slightly important,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Through family/friends, 21,No,-44,-44,-44,-44,No,-44,-44,No,The benefits of training are small than the costs,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,9,No,50,16,4,0,30,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Other,1620000,1760000,809600,500000,33000,70400,50000,51000,6000,8000,7000,0,0,302000,339000,458000,458000,1365000,Minor obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,Very severe obstacle,No obstacle,No obstacle,Major obstacle,Minor obstacle,Major obstacle,Minor obstacle,-44,-44,-44,-44,-44,Access to finance,"Crime, theft and disorder",Macroeconomic environment,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Local business association, -44,Human resources Support, -44,Yes,No,No,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 143138,138,St-Vincent and the Grenadines,St-Vincent and the Grenadines,Other manufacturing,507452,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All women,Yes,Not applicable,100,Makes decisions in consultation with other partners,26,6,Equally men and women,Male,Female,Female,1988,No,Yes,1994,22,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,7,1,0,-44,No,-44,-44,-44,-44,Yes,2,2,0,-44,Yes,1,3,2,-44,No,-44,Yes,No,Yes,100,60,60,0,0, -44,45,30,25,0,Government or government agencies (including state-owned ent,20,55,25,billboard signs,45,National,5,Decreased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,80,20,Yes,4,Yes,No,Yes,No,Yes,No,Yes,Laboratory or research center, -44,No,No,No,Yes,Yes,No,-44,-44,-44,-44,Yes,Yes,No,No,No,Yes,Yes,No,No, -44,Slightly important,Critical,Important,Very Important,Very Important,Important,Very Important,Yes,75,Yes,25,No,-44,No,No,10000,-44,No,No,Yes,No,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Major obstacle,Minor obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,Yes,No,No,-44,-44,No,-44,-44,No,No,No,0,No,-44,-44,Yes,5,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,1,13,5,4,3,1,0,0,0,0,2,2,0,0,0,0,0,0,0,1,1,0,0,0,0,7,54000,7,50000,6,62000,1,36000,2,34000,1,39000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,4,11000,4,10100,4,13100,3,10000,3,8900,3,11100,Increase demand for higher quality product, -44,University graduate,Post graduated,Post graduated,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Completed secondary,Completed secondary,Very important,Not important,Critical,Important,Important,Important,Important,Important,Slightly important,Very important,Important,Important,Not important,Slightly important,Important,Critical,Critical,Critical,Slightly important,Important,Very important,Critical,Important,Slightly important,Critical,Slightly important,Very important,Slightly important,Not important,Not important,Critical,Important,Important,Critical,Critical,Important,Very important,Important,Important,Important,Slightly important,Important,Very important,Important,Critical,Very important,Critical,Critical,Very important,Critical,Critical,Slightly important,Not important,Important,Not important,Very important,Important,Slightly important,Not important,Slightly important,Important,Very important,Important,Important,Very important,Not important,Slightly important,Not important,Important,Very important,Very important,Critical,Critical,Critical,Slightly important,Slightly important,Very important,Important,Not important,Important,Not difficult,Very difficult,Difficult,1,9,Slightly difficult,Very difficult,Difficult,1,11,Not difficult,Slightly difficult,Difficult,1,6,Slightly difficult,Slightly difficult,Slightly difficult,0,2,Slightly difficult,Slightly difficult,Slightly difficult,0,2,Not difficult,Difficult,Difficult,0,4,Slightly difficult,Very difficult,Slightly difficult,0,3,Not difficult,Slightly difficult,Not difficult,0,6,Not difficult,Slightly difficult,Not difficult,0,2,Critical,Very important,Important,Important,Important,Slightly important,Not important,Slightly important,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,Major obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,No obstacle,Private placement office, -12,No,-44,-44,-44,-44,No,-44,-44,No,Other,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,9,Yes,0,56,14,20,10,0,0,0,0,0,0,0,0, -44,25,75,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Line of credit,2011,150000,11,36,Private commercial banks,Yes,No,Yes,No,No,No, -44,125,Yes,2,1,Collateral or cosigners unacceptable,-44,1450000,1440000,320000,320000,53000,22000,50000,13000,1000,1000,1000,58000,0,451000,337000,728000,535000,1303000,Very severe obstacle,Very severe obstacle,No obstacle,Very severe obstacle,No,Yes,Yes,Yes,No,No,No,No obstacle,No obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,No obstacle,Major obstacle,No obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Practices of competitors in the informal sector,Cost of finance,Access to land for expansion / relocation,Minor obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Local business association, -44,Human resources Support, -44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Yes,No,Yes,Yes,No,No,No,-44,-44,Yes,No,Yes,Truthful,Are taken directly from the establishment's records, 14342,42,St-Vincent and the Grenadines,St-Vincent and the Grenadines,Retail,507502,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,30,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,1994,Yes,Yes,1994,31,No,-44,-44,No,-44,-44,No,-44,-44,Yes,23,No,Yes,1,1,0,-44,No,-44,-44,-44,-44,Yes,6,2,0,-44,No,-44,-44,-44,-44,Yes,1,No,Yes,No,0,-44,-44,100,0, -44,50,30,20,0,Government or government agencies (including state-owned ent,25,45,30,pressure tablets,10,Local,5,Remained the same,Increased,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,75,25,No,-44,Yes,Yes,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,Yes,No,Yes,No,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,-44, -44,Tend to agree,Strongly disagree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,Yes,No,No,No,-44,-44,No,-44,-44,No,Yes,No,0,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,4,13,5,4,3,1,0,0,2,0,2,2,0,0,0,0,0,0,0,1,1,0,0,0,0,7,56000,6,52000,5,66000,1,22000,2,22000,1,25000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,4,11000,4,9800,4,12700,0,-77,0,-77,0,-77,3,9700,3,9300,3,11300,-44, -44,University graduate,University graduate,University graduate,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed secondary,-44,-44,Completed secondary,Completed primary school,Important,Important,Critical,Important,Very important,Important,Slightly important,Important,Important,Very important,Important,Important,Slightly important,Slightly important,Important,Very important,Very important,Critical,Important,Important,Very important,Very important,Important,Important,Critical,Important,Important,Important,Not important,Slightly important,Important,Important,Important,Critical,Critical,Very important,Very important,Important,Slightly important,Important,Important,Important,Critical,Slightly important,Very important,Important,Critical,Critical,Very important,Critical,Very important,Not important,Slightly important,Important,Not important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Important,Not important,Not important,Not important,Very important,Very important,Critical,Critical,Critical,Very important,Slightly important,Slightly important,Very important,Important,Slightly important,Slightly important,Not difficult,Very difficult,Difficult,0,17,Slightly difficult,Difficult,Slightly difficult,1,7,Not difficult,Difficult,Difficult,1,2,Slightly difficult,Not difficult,Slightly difficult,1,1,Slightly difficult,Difficult,Slightly difficult,0,7,Not difficult,Slightly difficult,Difficult,0,3,Not difficult,Slightly difficult,Slightly difficult,1,8,Not difficult,Not difficult,Not difficult,0,7,Not difficult,Not difficult,Not difficult,1,2,Important,Very important,Important,Important,Slightly important,Slightly important,Slightly important,Not important,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,Public placement office, 38,Yes to hire,Yes,1,No,-44,No,-44,-44,No,Other,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,14,Yes,20,56,14,0,10,0,0,0,0,0,0,0,0, -44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Line of credit,2008,125000,9,42,Other,Yes,Yes,Yes,Yes,Yes,No, -44,150,Yes,3,3,Incompleteness of loan application,-44,1650000,1870000,440000,350000,34000,112200,38000,56000,4000,4000,5000,224000,0,309000,388000,468000,524000,1348000,Minor obstacle,Minor obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,Very severe obstacle,No obstacle,-44,-44,-44,-44,-44,"Crime, theft and disorder",Customs and Trade Regulations,Telecommunications,Minor obstacle,Yes,Yes,No,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Large impact,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Truthful,Are taken directly from the establishment's records, 14369,69,St-Vincent and the Grenadines,St-Vincent and the Grenadines,Hotel and restaurants,507550,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Female,Male,Male,2005,No,Yes,2005,8,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,8,1,1,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,15,50,35,0,Others,5,65,30,restaurant,95,National,10,Remained the same,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,25,75,Yes,14,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,-44, -44,Tend to agree,Strongly disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,15,No,-44,-44,No,-44,0,-44,No,-44,-44,Yes,50,No,No,-44,-44,1,13,5,4,3,1,2,2,1,0,2,2,0,0,0,0,0,0,0,1,1,0,0,0,2,7,35000,7,32000,7,39000,1,27000,2,25000,1,31000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,4,11000,4,10400,4,12300,0,-77,0,-77,0,-77,3,9900,4,10000,3,11300,Increase/decreased demand for goods, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Very important,Slightly important,Critical,Important,Important,Very important,Important,Important,Important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Important,Critical,Very important,Very important,Important,Important,Critical,Critical,Important,Important,Critical,Important,Important,Important,Not important,Slightly important,Important,Important,Important,Critical,Very important,Very important,Very important,Important,Important,Important,Important,Very important,Very important,Important,Very important,Important,Critical,Critical,Very important,Very important,Critical,Not important,Not important,Slightly important,Not important,Slightly important,Important,Slightly important,Slightly important,Important,Important,Very important,Slightly important,Important,Important,Not important,Slightly important,Slightly important,Important,Important,Critical,Critical,Critical,Very important,Not important,Slightly important,Very important,Very important,Important,Slightly important,Not difficult,Almost impossible,Difficult,0,15,Slightly difficult,Very difficult,Difficult,0,6,Not difficult,Difficult,Slightly difficult,1,3,Slightly difficult,Difficult,Not difficult,1,1,Slightly difficult,Slightly difficult,Slightly difficult,0,4,Slightly difficult,Difficult,Slightly difficult,1,7,Not difficult,Difficult,Slightly difficult,0,5,Slightly difficult,Not difficult,Slightly difficult,1,4,Not difficult,Not difficult,Not difficult,0,2,Important,Very important,Important,Not important,Very important,Slightly important,Slightly important,Slightly important,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,No obstacle,No obstacle,Private placement office, 86,Yes to fire,No,-44,Yes,2,No,-44,-44,No,The benefits of training are small than the costs,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,No,-44,Yes,80,4,1,0,15,0,0,0,0,0,0,0,0, -44,25,75,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Line of credit,2011,0,11,24,Private commercial banks,Yes,No,No,No,No,No, -44,100,Yes,2,1,Incompleteness of loan application,-44,1080000,1200000,576000,260000,12000,48000,69000,13000,2000,2000,1000,60000,0,187000,315000,240000,420000,530000,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,No obstacle,No obstacle,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,No obstacle,Minor obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Macroeconomic environment,Customs and Trade Regulations,Telecommunications,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed, -44,-44,-44, -44,-44, -44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,Yes,No,No,-44,-44,Truthful,Are taken directly from the establishment's records, 143115,115,St-Vincent and the Grenadines,St-Vincent and the Grenadines,Retail,507495,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,50,100,0,0,0,Equally men and women,No,Yes,30,Makes major strategic and fiancial decisions,7,3,Predominantly women,Male,Male,Male,2002,No,Yes,2005,7,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,1,0,-44,No,-44,-44,-44,-44,Yes,4,1,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,10,70,20,0,Government or government agencies (including state-owned ent,35,50,15,food,55,National,15,Increased,Decreased,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,30,70,Yes,9,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,-44, -44,Tend to disagree,Strongly disagree,Tend to agree,Tend to agree,Yes,No,-44,-44,-44,-44,Yes,0,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,3,Yes,1,No,Yes,5,.5,-44,Yes,15,Yes,Yes,50,No,Yes,15,2,2,13,5,4,3,1,0,0,2,0,3,3,0,0,0,0,0,0,0,1,1,0,0,0,0,8,38000,7,35000,7,41000,1,33000,2,33000,1,36000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,4,11000,4,10000,4,12500,0,-77,0,-77,0,-77,3,9400,3,9600,3,10100,-44, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed primary school,Very important,Important,Critical,Very important,Important,Very important,Slightly important,Slightly important,Important,Slightly important,Important,Slightly important,Not important,Slightly important,Important,Very important,Critical,Critical,Important,Very important,Very important,Critical,Slightly important,Important,Critical,Slightly important,Important,Important,Not important,Important,Very important,Important,Critical,Critical,Very important,Important,Very important,Very important,Very important,Important,Important,Important,Critical,Important,Critical,Very important,Critical,Critical,Very important,Very important,Critical,Slightly important,Not important,Important,Not important,Very important,Important,Slightly important,Important,Slightly important,Important,Very important,Important,Very important,Important,Not important,Slightly important,Not important,Important,Very important,Critical,Very important,Critical,Very important,Slightly important,Not important,Important,Very important,Not important,Important,Not difficult,Difficult,Difficult,0,10,Not difficult,Very difficult,Slightly difficult,0,10,Not difficult,Very difficult,Slightly difficult,1,10,Slightly difficult,Slightly difficult,Slightly difficult,0,1,Slightly difficult,Difficult,Slightly difficult,1,5,Slightly difficult,Difficult,Difficult,0,3,Not difficult,Difficult,Slightly difficult,1,4,Slightly difficult,Slightly difficult,Difficult,1,9,Not difficult,Not difficult,Not difficult,0,2,Very important,Very important,Slightly important,Important,Important,Not important,Not important,Not important,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,Major obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Private placement office, 31,Yes to both,No,-44,No,-44,Yes,2,2,No,The firm does not have enough information about training pro,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,No,-44,No,60,24,6,0,10,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Collateral requirements for loans or line of credit are unat,1190000,1310000,576400,320000,30000,52400,0,26000,3000,4000,4000,0,0,236000,264000,314000,432000,408000,Major obstacle,Moderate obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Yes,Yes,No,No,No,Inadequately educated workforce,"Crime, theft and disorder",Corruption,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not aware of this type of assistance and don't know it advan, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 1436,6,St-Vincent and the Grenadines,St-Vincent and the Grenadines,Services of motor vehicles,507483,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,90,90,10,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,1982,No,Yes,1982,52,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,0,Yes,No,Yes,0,-44,-44,100,0, -44,0,50,50,0,Large private firms (more than 100 employees),25,70,5,maintenance parts,80,National,10,Remained the same,Remained the same,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,60,40,Yes,18,Yes,Yes,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,Yes,Minor obstacle,Moderate obstacle,No obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to disagree,Strongly disagree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,Yes,1,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,10,14,5,4,3,2,0,1,0,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,2,5,55000,4,55000,4,63000,1,26000,2,26000,1,31000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,12000,1,11800,1,13500,0,-77,0,-77,0,-77,4,9300,4,9000,4,10200,0,-77,0,-77,0,-77,3,9900,4,9100,3,11700,Increase/decreased demand for goods, -44,University graduate,University graduate,University graduate,Post graduated,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed secondary,Completed secondary,-44,-44,Completed secondary,Started but did not complete secondary,Important,Important,Very important,Very important,Important,Very important,Slightly important,Important,Very important,Important,Important,Important,Slightly important,Slightly important,Important,Critical,Very important,Critical,Important,Important,Very important,Critical,Slightly important,Very important,Critical,Slightly important,Important,Important,Not important,Slightly important,Very important,Slightly important,Important,Critical,Very important,Very important,Very important,Important,Important,Important,Important,Very important,Very important,Important,Critical,Important,Critical,Critical,Very important,Critical,Critical,Not important,Slightly important,Important,Not important,Very important,Important,Slightly important,Slightly important,Not important,Important,Important,Slightly important,Important,Important,Slightly important,Not important,Not important,Important,Important,Critical,Critical,Critical,Very important,Slightly important,Slightly important,Important,Important,Slightly important,Slightly important,Slightly difficult,Very difficult,Slightly difficult,1,8,Slightly difficult,Very difficult,Slightly difficult,1,12,Difficult,Difficult,Difficult,0,3,Slightly difficult,Slightly difficult,Slightly difficult,1,3,Slightly difficult,Not difficult,Slightly difficult,1,7,Not difficult,Difficult,Slightly difficult,0,2,Slightly difficult,Slightly difficult,Difficult,0,3,Not difficult,Not difficult,Not difficult,0,7,Slightly difficult,Not difficult,Not difficult,0,1,Critical,Very important,Important,Important,Very important,Not important,Not important,Not important,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,Major obstacle,No obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Through family/friends, 19,Yes to fire,No,-44,Yes,1,Yes,5,1,Yes,-44,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,9,No,0,64,16,0,10,0,0,0,0,0,0,0,10, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,Yes,Line of credit,2010,50000,10,42,Other,Yes,Yes,Yes,No,No,No, -44,125,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,1000000,1000000,410000,250000,17000,60000,45000,26000,5000,3000,2000,0,0,162000,235000,270000,340000,473000,No obstacle,Minor obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,No obstacle,Very severe obstacle,Minor obstacle,No obstacle,Very severe obstacle,No obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Access to finance,Macroeconomic environment,Inadequately educated workforce,No obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are taken directly from the establishment's records, 143124,124,St-Vincent and the Grenadines,St-Vincent and the Grenadines,Other manufacturing,507451,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,45,100,0,0,0,Predominantly women,Yes,No,45,Makes major strategic and fiancial decisions,10,2,Predominantly men,Female,Female,Male,-88,No,Yes,-88,1,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,3,1,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,100,85,60,0,0, -44,15,45,40,0,Small private firms (less than 20 employees),30,60,10,printing,100,National,10,Decreased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,15,85,No,-44,Yes,Yes,Yes,No,Yes,No,Yes,Other company of the sector, -44,Yes,No,Yes,Yes,Yes,Yes,No,Yes,Yes,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,Important,Important,Important,Important,Slightly important,Slightly important,Very Important,Yes,50,Yes,50,No,-44,No,No,10000,-44,No,Yes,Yes,No,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,-44, -44,Tend to disagree,Strongly disagree,Strongly disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,8,14,5,4,3,2,0,0,1,1,3,3,0,0,0,0,0,0,0,1,1,0,0,0,0,8,56000,8,52000,8,64000,1,33000,1,33000,1,36000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,9700,1,9500,1,11300,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,4,14000,4,14300,4,15100,3,9400,3,9200,3,10800,-44, -44,Post graduated,Completed college/vocational training,Post graduated,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,Completed secondary,Completed primary school,Very important,Slightly important,Critical,Very important,Very important,Very important,Important,Slightly important,Important,Important,Slightly important,Important,Important,Not important,Important,Very important,Critical,Critical,Very important,Important,Very important,Critical,Important,Important,Critical,Important,Slightly important,Important,Not important,Important,Critical,Important,Important,Critical,Critical,Very important,Very important,Important,Very important,Slightly important,Important,Slightly important,Critical,Important,Critical,Slightly important,Critical,Very important,Very important,Critical,Critical,Not important,Not important,Slightly important,Not important,Important,Important,Not important,Not important,Important,Important,Important,Slightly important,Slightly important,Important,Not important,Not important,Slightly important,Important,Important,Very important,Critical,Critical,Very important,Slightly important,Slightly important,Important,Important,Important,Slightly important,Not difficult,Very difficult,Difficult,1,15,Slightly difficult,Very difficult,Difficult,1,5,Not difficult,Slightly difficult,Slightly difficult,1,8,Not difficult,Slightly difficult,Slightly difficult,0,2,Slightly difficult,Slightly difficult,Slightly difficult,0,8,Slightly difficult,Difficult,Very difficult,0,7,Not difficult,Difficult,Difficult,0,3,Slightly difficult,Difficult,Slightly difficult,0,10,Not difficult,Not difficult,Not difficult,1,2,Very important,Important,Important,Not important,Critical,Not important,Slightly important,Slightly important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Public announcement/advertisement, -13,Yes to hire,Yes,1,No,-44,Yes,4,1,No,The benefits of training are small than the costs,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,15,Yes,65,20,5,0,10,0,0,0,0,0,0,0,0, -44,50,25,0,0,0,25,0,0,0,0,0,0,0,0,0, -44,Yes,Line of credit,2010,82000,11,54,Private commercial banks,Yes,No,No,No,No,No, -44,100,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,530000,520000,200000,160000,31000,19000,50000,19000,1000,1000,1000,5000,0,825000,377000,1232000,599000,3055000,No obstacle,Very severe obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,No obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,Customs and Trade Regulations,Political environment,Electricity,Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Local business association, -44,technological and Innovation Support, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 14393,93,St-Vincent and the Grenadines,St-Vincent and the Grenadines,Construction,507476,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,90,100,0,0,0,Predominantly men,No,Yes,8,Delegates decisions to other partners,0,0,Predominantly men,Male,Male,Male,1984,No,Yes,1986,29,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,1,1,-44,No,-44,-44,-44,-44,Yes,2,2,1,-44,No,-44,-44,-44,-44,Yes,2,Yes,No,Yes,0,-44,-44,100,0, -44,5,45,50,0,Your parent company or affiliated establishments,15,60,25,building construction,95,National,5,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,40,60,Yes,10,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,Yes,No,Yes,Minor obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,Major obstacle,Moderate obstacle,-44, -44,Tend to agree,Tend to disagree,Strongly disagree,Strongly agree,No,-44,-44,-44,-44,-44,Yes,1,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,2,During working hours,Firearm/gun,Money,10000,A supplier,Yes,Yes,-44,Yes,2,Outside working hours,Knife,Money,2000,Gang related,No,No,Fear of negative publicity,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,4,During working hours,Knife,Money,2500,Gang related,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,No,No,Yes,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,Yes,1,No,Yes,0,0,-44,No,-44,-44,Yes,5,Yes,No,-44,-44,10,15,5,5,3,2,1,2,1,2,5,3,1,1,0,0,0,0,0,2,1,2,5,0,2,8,47000,8,47000,8,52000,1,26000,2,24000,1,30000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,11000,1,10700,1,12500,0,-77,0,-77,0,-77,6,8700,6,7800,6,9800,0,-77,0,-77,0,-77,4,9700,4,9700,4,11200,Refusal to answer, -44,Post graduated,Completed college/vocational training,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Slightly important,Important,Critical,Very important,Very important,Important,Slightly important,Slightly important,Important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Critical,Very important,Very important,Slightly important,Important,Critical,Very important,Very important,Slightly important,Very important,Slightly important,Slightly important,Important,Not important,Slightly important,Very important,Important,Important,Critical,Critical,Important,Important,Very important,Important,Very important,Important,Very important,Critical,Important,Critical,Very important,Critical,Critical,Very important,Very important,Critical,Important,Not important,Slightly important,Not important,Important,Important,Slightly important,Not important,Slightly important,Very important,Important,Very important,Slightly important,Very important,Not important,Slightly important,Not important,Important,Slightly important,Very important,Critical,Critical,Critical,Not important,Important,Important,Important,Slightly important,Slightly important,Not difficult,Very difficult,Difficult,0,20,Slightly difficult,Difficult,Difficult,0,10,Not difficult,Slightly difficult,Slightly difficult,1,10,Slightly difficult,Slightly difficult,Slightly difficult,0,3,Slightly difficult,Difficult,Slightly difficult,1,4,Difficult,Difficult,Slightly difficult,1,9,Not difficult,Difficult,Difficult,0,9,Not difficult,Slightly difficult,Not difficult,1,6,Not difficult,Not difficult,Slightly difficult,0,1,Very important,Important,Very important,Important,Very important,Slightly important,Not important,Not important,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,Public announcement/advertisement, 12,Yes to both,Yes,3,No,-44,Yes,1,2,No,The firm cannot afford the optimal level of training,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,8,Yes,60,20,5,0,15,0,0,0,0,0,0,0,0, -44,75,25,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Line of credit,2010,20000,8,42,Private commercial banks,Yes,Yes,No,No,No,No, -44,125,Yes,3,3,Other objections,-44,3620000,3850000,1655500,2520000,193000,115500,57000,108000,9000,15000,14000,0,231000,737000,711000,1117000,1001000,2402000,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Customs and Trade Regulations,Tax administration,Telecommunications,No obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Local business association, -44,Marketing and Operations support, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Truthful,Are estimates computed with some precision, 143116,116,St-Vincent and the Grenadines,St-Vincent and the Grenadines,Retail,507496,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,50,100,0,0,0,Equally men and women,No,No,20,Delegates decisions to other partners,0,0,Predominantly men,Male,Female,Male,2001,No,Yes,2001,12,No,-44,-44,No,-44,-44,No,-44,-44,Yes,22,No,Yes,2,1,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,10,55,35,0,Medium private firms (20-100 employees),25,60,15,food retail,70,National,10,Decreased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,50,50,Yes,8,Yes,Yes,No,No,Yes,No,Yes,Competitor, -44,Yes,No,Yes,Yes,Yes,Yes,Yes,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,Important,Important,Very Important,Very Important,Very Important,Very Important,Very Important,Yes,40,Yes,45,Yes,15,Yes,No,10000,-44,No,Yes,No,No,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,No obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to agree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,Yes,1,-44,Yes,1,Outside working hours,Firearm/gun,Money,25000,Gang related,Yes,Yes,-44,Yes,1,Outside working hours,Knife,Money,700,A customer,No,No,Would increase insurance cost,Yes,2,During working hours,Firearm/gun,Goods or stock,20000,Gang related,Yes,Yes,-44,Yes,1,During working hours,Firearm/gun,Money,900,Gang related,No,No,Loss was small,Yes,3,During working hours,Knife,Goods or stock,300,Other,No,No,Fear of negative publicity,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,2,Outside working hours,Knife,Money,-66,Other,No,No,Fear of reprisals,No,-44,-44,0,No,No,No,No,Yes,Yes,No,No,No,-44,-44,Yes,Yes,Yes,10,No,-44,-44,Yes,0,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,4,15,5,5,3,2,0,0,2,1,2,2,0,0,0,0,0,0,0,1,1,0,0,0,2,7,55000,7,53000,6,65000,1,23000,1,22000,1,27000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,10000,1,9600,1,10800,0,-77,0,-77,0,-77,5,12000,5,10900,5,12900,0,-77,0,-77,0,-77,3,10000,4,10200,3,11200,Economic upturn/downturn, -44,University graduate,University graduate,University graduate,Post graduated,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Completed secondary,-44,-44,Completed secondary,Started but did not complete secondary,Important,Slightly important,Critical,Important,Very important,Very important,Important,Important,Very important,Important,Slightly important,Important,Not important,Slightly important,Slightly important,Very important,Critical,Critical,Slightly important,Very important,Critical,Very important,Important,Very important,Critical,Slightly important,Slightly important,Very important,Slightly important,Slightly important,Important,Important,Important,Very important,Critical,Important,Very important,Important,Important,Important,Important,Very important,Critical,Important,Critical,Important,Very important,Critical,Critical,Very important,Critical,Not important,Slightly important,Very important,Not important,Important,Very important,Not important,Slightly important,Slightly important,Important,Slightly important,Important,Slightly important,Important,Not important,Slightly important,Slightly important,Important,Important,Critical,Critical,Critical,Critical,Slightly important,Slightly important,Important,Important,Slightly important,Slightly important,Not difficult,Very difficult,Difficult,1,13,Slightly difficult,Very difficult,Slightly difficult,0,9,Slightly difficult,Difficult,Difficult,1,3,Slightly difficult,Slightly difficult,Not difficult,1,2,Not difficult,Not difficult,Slightly difficult,1,6,Slightly difficult,Slightly difficult,Slightly difficult,1,9,Not difficult,Slightly difficult,Difficult,1,6,Slightly difficult,Not difficult,Slightly difficult,1,4,Not difficult,Not difficult,Not difficult,0,1,Very important,Very important,Very important,Slightly important,Important,Slightly important,Not important,Slightly important,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Private placement office, 32,Yes to fire,No,-44,Yes,1,No,-44,-44,No,The firm does not have enough information about training pro,No,-44,-44,-44,-44,-44,-44,No,100,0, -44,0,Yes,15,No,90,0,0,0,10,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,2,2,Problems with credit history/report,-44,1470000,1480000,651200,380000,64000,88800,63000,9000,1000,1000,2000,0,0,355000,189000,444000,296000,1052000,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,No obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Customs and Trade Regulations,Tax Rates,Electricity,No obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,Yes,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 14329,29,St-Vincent and the Grenadines,St-Vincent and the Grenadines,Machinery and equipment,507463,No,-44,-44,-44,-44,Limited partnership, -44,50,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly women,Male,Male,Male,1996,No,Yes,1996,16,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,0,2,1,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,100,45,95,0,0, -44,45,30,25,15,Individuals,10,50,40,furniture,100,National,10,Decreased,Remained the same,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,100,0,-44,-44,Yes,Yes,No,No,Yes,No,Yes,Laboratory or research center, -44,No,No,Yes,No,Yes,No,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,Slightly important,Very Important,Very Important,Very Important,Very Important,Very Important,Very Important,Yes,35,Yes,65,No,-44,Yes,No,10000,-44,No,No,Yes,No,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,No obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,No obstacle,Moderate obstacle,-44, -44,Tend to agree,Strongly disagree,Strongly disagree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,2,No,-44,-44,No,-44,0,-44,Yes,11,No,No,-44,-44,No,-44,-44,10,16,5,5,4,2,1,0,0,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,2,5,40000,4,37000,4,46000,1,22000,2,20000,1,25000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,12000,1,12000,1,14000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,5,14000,5,13100,5,15700,4,9900,4,9300,4,11400,-44, -44,University graduate,University graduate,Post graduated,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Completed secondary,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete secondary,Completed secondary,Completed primary school,Very important,Not important,Critical,Important,Important,Important,Slightly important,Slightly important,Important,Important,Slightly important,Slightly important,Not important,Slightly important,Very important,Very important,Very important,Very important,Slightly important,Important,Critical,Very important,Important,Very important,Critical,Important,Slightly important,Important,Not important,Not important,Important,Slightly important,Very important,Critical,Critical,Very important,Very important,Important,Important,Important,Important,Very important,Critical,Slightly important,Very important,Very important,Very important,Very important,Critical,Very important,Critical,Slightly important,Not important,Important,Not important,Very important,Important,Slightly important,Slightly important,Slightly important,Very important,Slightly important,Very important,Slightly important,Important,Not important,Not important,Slightly important,Important,Slightly important,Critical,Critical,Critical,Critical,Important,Slightly important,Very important,Very important,Slightly important,Slightly important,Not difficult,Very difficult,Difficult,0,16,Not difficult,Very difficult,Slightly difficult,0,10,Slightly difficult,Difficult,Slightly difficult,0,3,Slightly difficult,Slightly difficult,Slightly difficult,1,1,Not difficult,Slightly difficult,Slightly difficult,1,10,Slightly difficult,Difficult,Difficult,0,8,Not difficult,Difficult,Slightly difficult,0,9,Not difficult,Not difficult,Not difficult,0,5,Slightly difficult,Not difficult,Not difficult,1,2,Important,Critical,Very important,Slightly important,Very important,Slightly important,Slightly important,Slightly important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,Through family/friends, -1,No,-44,-44,-44,-44,No,-44,-44,No,The benefits of training are small than the costs,No,-44,-44,-44,-44,-44,-44,No,100,0, -44,0,No,-44,No,5,64,16,10,5,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,Yes,Line of credit,2007,100000,10,48,Other,Yes,Yes,No,No,No,No, -44,150,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,740000,730000,320000,330000,13000,38000,95000,21000,2000,2000,2000,0,0,205000,334000,315000,428000,444000,No obstacle,Minor obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Macroeconomic environment,Tax Rates,Transportation,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,No,Yes,No,No,Yes,No,Yes,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 14315,15,St-Vincent and the Grenadines,St-Vincent and the Grenadines,Food,507425,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Male,Male,Female,1990,No,Yes,1990,26,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,4,1,-44,No,-44,-44,-44,-44,Yes,1,0,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,100,80,75,0,0, -44,30,45,25,0,Medium private firms (20-100 employees),30,50,20,ice cream,90,Local,10,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,20,80,Yes,6,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,Yes,No,Major obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,-44, -44,Tend to agree,Strongly disagree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,No,5,Yes,1,Yes,No,-44,1,-44,No,-44,-44,No,-44,-44,No,-44,-44,4,16,5,5,4,2,3,2,1,2,0,0,0,0,0,0,0,0,0,0,0,0,0,0,2,5,39000,4,35000,3,44000,1,36000,2,32000,1,43000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,12000,1,12200,1,14000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,5,12000,5,11900,5,12900,4,9700,5,9300,4,10800,Increase/decreased demand for goods, -44,University graduate,Post graduated,Post graduated,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Completed secondary,Started but did not complete secondary,Very important,Slightly important,Critical,Very important,Important,Important,Important,Important,Very important,Important,Slightly important,Important,Important,Slightly important,Very important,Critical,Critical,Critical,Very important,Very important,Critical,Critical,Important,Slightly important,Very important,Slightly important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Important,Very important,Critical,Important,Important,Important,Important,Important,Important,Important,Critical,Slightly important,Critical,Important,Critical,Critical,Critical,Very important,Critical,Slightly important,Not important,Slightly important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Very important,Slightly important,Slightly important,Important,Not important,Slightly important,Slightly important,Important,Very important,Very important,Critical,Very important,Very important,Slightly important,Slightly important,Very important,Very important,Not important,Slightly important,Not difficult,Very difficult,Difficult,0,19,Slightly difficult,Very difficult,Difficult,0,10,Not difficult,Difficult,Slightly difficult,1,7,Slightly difficult,Slightly difficult,Not difficult,0,3,Slightly difficult,Slightly difficult,Slightly difficult,1,8,Not difficult,Difficult,Slightly difficult,1,4,Not difficult,Slightly difficult,Slightly difficult,1,9,Not difficult,Slightly difficult,Difficult,1,7,Not difficult,Not difficult,Not difficult,0,2,Very important,Important,Very important,Not important,Very important,Slightly important,Slightly important,Not important,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,No obstacle,No obstacle,Private placement office, -39,No,-44,-44,-44,-44,No,-44,-44,No,The firm does not have enough information about training pro,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,7,Yes,45,40,10,0,5,0,0,0,0,0,0,0,0, -44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Line of credit,2007,200000,8,30,"Non-Bank financial institutions (microfinance institutions,",Yes,Yes,No,No,No,No, -44,150,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,1360000,1400000,430000,290000,64000,63000,116000,17000,3000,1000,1000,112000,0,239000,716000,385000,942000,612000,Moderate obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Customs and Trade Regulations,Electricity,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Local business association, -44,technological and Innovation Support, -44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 143134,134,St-Vincent and the Grenadines,St-Vincent and the Grenadines,Food,507427,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,100,100,0,0,0,All women,Yes,No,100,Makes decisions in consultation with other partners,8,7,Predominantly men,Female,Male,Male,1996,No,Yes,1996,10,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,2,1,1,-44,Yes,1,6,1,-44,Yes,5,Yes,Yes,Yes,100,65,110,0,0, -44,50,40,10,10,Medium private firms (20-100 employees),30,35,35,samosas,55,National,5,Increased,Decreased,More than 5,80,20,10,1997,turkey,95,antigua and barbuda,5,1,0,1,75,25,Yes,2,No,No,No,Yes,Yes,No,Yes,Laboratory or research center, -44,Yes,No,Yes,No,Yes,Yes,No,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,Slightly important,Very Important,Very Important,Critical,Slightly important,Important,Very Important,Yes,15,Yes,65,Yes,20,No,No,10000,-44,No,Yes,Yes,Yes,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,-44, -44,Tend to disagree,Strongly disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,1,-44,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,2,During working hours,Firearm/gun,Money,20000,Other,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,Outside working hours,Other,Other company property,4000,Other,No,No,-44,Yes,1,During working hours,Firearm/gun,Goods or stock,3500,A former employee,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,0,0,Yes,Yes,Yes,No,Yes,No,-44,-44,No,-44,-44,Yes,Yes,Yes,2,Yes,1,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,3,16,5,5,4,2,5,0,3,2,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,5,56000,4,52000,3,62000,1,26000,2,26000,1,30000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,11000,1,10500,1,12000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,5,13000,5,12500,5,14400,4,9900,5,9900,4,10800,New production methods, -44,University graduate,Completed college/vocational training,University graduate,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed secondary,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,Completed secondary,Completed primary school,Important,Slightly important,Very important,Very important,Important,Important,Important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Not important,Important,Critical,Very important,Critical,Important,Slightly important,Very important,Very important,Important,Important,Very important,Important,Slightly important,Slightly important,Not important,Not important,Important,Important,Important,Critical,Very important,Important,Very important,Important,Important,Important,Very important,Very important,Very important,Important,Critical,Very important,Critical,Critical,Very important,Critical,Critical,Slightly important,Not important,Important,Not important,Slightly important,Important,Not important,Not important,Important,Important,Important,Important,Slightly important,Very important,Not important,Not important,Slightly important,Very important,Very important,Very important,Very important,Very important,Very important,Not important,Not important,Important,Very important,Slightly important,Slightly important,Not difficult,Difficult,Difficult,1,16,Not difficult,Almost impossible,Difficult,0,15,Slightly difficult,Slightly difficult,Slightly difficult,0,5,Not difficult,Difficult,Slightly difficult,1,1,Slightly difficult,Slightly difficult,Slightly difficult,1,7,Slightly difficult,Difficult,Slightly difficult,0,5,Not difficult,Slightly difficult,Difficult,1,10,Not difficult,Slightly difficult,Not difficult,0,4,Not difficult,Not difficult,Not difficult,1,1,Important,Very important,Very important,Important,Important,Slightly important,Not important,Not important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,Public placement office, -37,Yes to fire,No,-44,Yes,2,Yes,3,2,Yes,-44,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,12,No,70,16,4,0,10,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Did not think it would be approved,640000,660000,380000,250000,26000,25000,82000,16500,2000,1000,2000,0,0,292000,371000,436000,482000,776000,Minor obstacle,No obstacle,Major obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Very severe obstacle,Moderate obstacle,Major obstacle,No obstacle,Minor obstacle,No obstacle,Very severe obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Access to finance,Tax Rates,Very severe obstacle,Yes,Yes,Yes,Yes,No,Yes,No,Yes,Large impact,No,No impact,-44,-44,No,No impact,-44,-44,No,No impact,No,No impact,-44,-44,Yes,Moderated impact,-44,-44,Yes,Large impact,Yes,Large impact,-44,-44,Yes,Large impact,-44,-44,No,No impact,Yes,Large impact,-44,-44,Yes,Large impact,-44,-44,No,No impact,Yes,Moderated impact,-44,-44,Yes,Large impact,-44,-44,No,No impact,No,No impact,-44,-44,Yes,Moderated impact,-44,-44,No,No impact,No,No impact,-44,-44,Yes,Moderated impact,-44,-44,No,No impact,Yes,Moderated impact,-44,-44,Yes,Large impact,-44,-44,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,No,-44,-44,No,-44,-44,Yes,Yes,Yes,Yes,Yes,No,No,-44,-44,No,-44,-44,Yes,No,Yes,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 143131,131,St-Vincent and the Grenadines,St-Vincent and the Grenadines,Transport,507571,Yes,2,Establishment physically separated from HQ but with no other,Yes,-44,Shareholding company with non-traded shares or shares traded, -44,90,1,99,0,0,Predominantly women,Yes,No,90,Makes major strategic and fiancial decisions,8,5,Predominantly men,Female,Male,Male,2003,Yes,Yes,2003,7,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,2,1,-44,No,-44,-44,-44,-44,Yes,4,0,1,-44,No,-44,-44,-44,-44,Yes,1,Yes,Yes,Yes,0,-44,-44,100,0, -44,10,50,40,4,Others,35,50,15,telecom and internet,75,National,5,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,50,50,No,-44,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,Yes,Yes,No,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,-44, -44,Tend to agree,Tend to agree,Tend to agree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,0,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,No,0,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,No,5,Yes,4,No,No,-44,0,-44,No,-44,-44,Yes,90,No,No,-44,-44,10,17,6,5,4,2,6,0,4,1,1,1,0,0,0,0,0,0,0,1,1,0,0,0,0,7,57000,6,52000,5,67000,1,24000,1,22000,1,28000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,9900,1,10100,1,11000,0,-77,0,-77,0,-77,5,10000,5,9500,5,11100,0,-77,0,-77,0,-77,4,10000,4,9600,4,11200,Economic upturn/downturn, -44,University graduate,Post graduated,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Completed college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Very important,Important,Critical,Critical,Very important,Important,Important,Slightly important,Important,Very important,Important,Important,Important,Slightly important,Important,Very important,Critical,Critical,Important,Important,Very important,Critical,Very important,Important,Very important,Important,Slightly important,Very important,Not important,Not important,Critical,Important,Critical,Very important,Very important,Very important,Very important,Important,Very important,Important,Very important,Important,Very important,Slightly important,Critical,Important,Critical,Critical,Very important,Critical,Critical,Not important,Slightly important,Very important,Not important,Important,Important,Not important,Slightly important,Slightly important,Very important,Important,Very important,Slightly important,Very important,Slightly important,Slightly important,Slightly important,Important,Very important,Critical,Critical,Critical,Very important,Not important,Slightly important,Important,Important,Not important,Slightly important,Slightly difficult,Very difficult,Difficult,0,11,Not difficult,Very difficult,Difficult,0,8,Slightly difficult,Slightly difficult,Slightly difficult,1,5,Slightly difficult,Slightly difficult,Not difficult,1,2,Slightly difficult,Difficult,Not difficult,0,3,Slightly difficult,Slightly difficult,Slightly difficult,1,9,Not difficult,Difficult,Slightly difficult,0,3,Not difficult,Not difficult,Slightly difficult,0,7,Slightly difficult,Slightly difficult,Not difficult,0,1,Important,Very important,Slightly important,Important,Important,Slightly important,Slightly important,Not important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Private placement office, 107,Yes to fire,No,-44,Yes,1,Yes,5,2,No,The firm cannot afford the optimal level of training,Yes,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Yes,0,100, -44,0,No,-44,Yes,90,0,0,0,10,0,0,0,0,0,0,0,0, -44,25,37.5,0,37.5,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Loan,2010,270000,9,60,Private commercial banks,No,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,50840000,54670000,24601500,2540000,656000,3280200,1182000,1640000,230000,230000,295000,3827000,0,8676000,12438000,12574000,19135000,20621000,No obstacle,No obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Minor obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,Customs and Trade Regulations,Tax Rates,Electricity,No obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Community based organization, -44,"General management, Business development and Strategies supp", -44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 14386,86,St-Vincent and the Grenadines,St-Vincent and the Grenadines,Food,507430,Yes,5,Headquarters with production and/or sales at this location,No,4,Partnership (including limited liability companies), -44,40,40,40,20,0,Predominantly men,No,Yes,12,Delegates decisions to other partners,0,0,Predominantly women,Male,Male,Male,1986,Yes,Yes,1988,32,No,-44,-44,No,-44,-44,No,-44,-44,Yes,22,No,Yes,1,2,2,-44,No,-44,-44,-44,-44,Yes,1,2,1,-44,Yes,2,2,1,-44,Yes,1,Yes,Yes,Yes,100,90,130,0,0, -44,15,55,30,5,Your parent company or affiliated establishments,30,45,25,feed,100,National,5,Increased,Remained the same,More than 5,60,40,0,1987,santa lucia,85,trinidad and tobago,10,1,0,0,30,70,Yes,1,No,Yes,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,Yes,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Very severe obstacle,-44, -44,Tend to disagree,Tend to agree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,Yes,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,8,No,-44,-44,No,-44,1,-44,Yes,0,Yes,Yes,50,No,No,-44,-44,18,17,6,5,4,2,1,0,0,1,7,4,2,1,0,0,0,0,0,2,1,2,6,0,2,10,43000,10,43000,10,47000,1,33000,1,31000,1,39000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,9900,1,9200,1,11800,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,7,9600,7,8900,7,10300,5,10000,6,9500,5,11600,New production methods, -44,Post graduated,University graduate,Post graduated,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Completed secondary,Completed secondary,Important,Not important,Critical,Important,Important,Very important,Important,Important,Very important,Slightly important,Important,Important,Slightly important,Slightly important,Important,Very important,Critical,Very important,Important,Important,Very important,Very important,Very important,Very important,Critical,Important,Important,Important,Not important,Not important,Important,Slightly important,Important,Critical,Critical,Important,Very important,Important,Very important,Important,Important,Very important,Very important,Important,Very important,Slightly important,Critical,Very important,Very important,Critical,Critical,Slightly important,Not important,Very important,Slightly important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Slightly important,Slightly important,Important,Important,Not important,Slightly important,Slightly important,Very important,Slightly important,Very important,Critical,Very important,Critical,Slightly important,Not important,Slightly important,Important,Important,Slightly important,Not difficult,Very difficult,Difficult,1,24,Slightly difficult,Very difficult,Difficult,0,7,Not difficult,Difficult,Slightly difficult,0,3,Slightly difficult,Not difficult,Slightly difficult,0,1,Not difficult,Slightly difficult,Difficult,1,3,Slightly difficult,Difficult,Difficult,0,2,Not difficult,Slightly difficult,Very difficult,1,6,Slightly difficult,Slightly difficult,Slightly difficult,1,4,Not difficult,Slightly difficult,Not difficult,0,2,Important,Very important,Not important,Not important,Very important,Not important,Slightly important,Not important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Through family/friends, -34,Yes to both,Yes,2,No,-44,Yes,1,2,No,The firm is affraid of investing in workers that after the t,Yes,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,No obstacle,Yes,0,100, -44,0,Yes,14,Yes,75,0,0,0,25,0,0,0,0,0,0,0,0, -44,50,25,0,25,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Loan,2012,0,12,36,Private commercial banks,Yes,No,No,No,No,No, -44,150,Yes,5,4,Incompleteness of loan application,-44,1340000,1430000,630000,330000,40000,85800,126000,64000,13000,10000,7000,172000,0,141000,406000,214000,589000,537000,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,No obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Access to finance,Tax administration,Moderate obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not aware of this type of assistance and don't know it advan, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 143133,133,St-Vincent and the Grenadines,St-Vincent and the Grenadines,Food,507424,Yes,2,Headquarters with production and/or sales at this location,No,2,Sole proprietorship, -44,100,100,0,0,0,All women,Yes,Not applicable,100,Delegates decisions to other partners,18,5,Equally men and women,Male,Male,Female,1948,No,Yes,1948,32,Yes,23,No,No,-44,-44,No,-44,-44,Yes,37,No,Yes,1,2,1,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,No,No,Yes,100,65,125,0,0, -44,15,40,45,0,Your parent company or affiliated establishments,30,40,30,ice cream,60,National,30,Remained the same,Remained the same,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,95,5,Yes,7,Yes,Yes,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,No,-44,-44,No,-44,0,-44,No,-44,-44,Yes,40,No,No,-44,-44,8,18,6,6,4,2,3,1,1,1,3,2,1,0,0,0,0,0,0,1,1,2,0,0,0,8,56000,8,52000,7,65000,1,32000,2,30000,1,37000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,11000,1,9900,1,12000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,7,13000,7,12800,7,15000,4,9900,4,9900,4,11700,Increase/decreased demand for goods, -44,University graduate,Post graduated,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Completed secondary,Completed secondary,Completed primary school,Important,Important,Very important,Very important,Very important,Important,Slightly important,Important,Very important,Important,Slightly important,Slightly important,Slightly important,Not important,Important,Very important,Critical,Critical,Slightly important,Important,Critical,Critical,Important,Important,Critical,Not important,Slightly important,Important,Not important,Important,Important,Important,Very important,Very important,Critical,Important,Very important,Important,Slightly important,Important,Important,Very important,Very important,Important,Very important,Very important,Critical,Critical,Critical,Critical,Critical,Slightly important,Slightly important,Important,Not important,Important,Very important,Not important,Slightly important,Slightly important,Important,Important,Very important,Slightly important,Very important,Not important,Slightly important,Slightly important,Very important,Important,Very important,Critical,Critical,Critical,Not important,Slightly important,Important,Important,Not important,Slightly important,Slightly difficult,Very difficult,Slightly difficult,1,17,Difficult,Difficult,Difficult,0,14,Not difficult,Difficult,Slightly difficult,1,7,Slightly difficult,Slightly difficult,Slightly difficult,0,2,Slightly difficult,Slightly difficult,Difficult,1,5,Difficult,Slightly difficult,Slightly difficult,1,3,Difficult,Difficult,Slightly difficult,1,9,Not difficult,Difficult,Not difficult,1,2,Not difficult,Not difficult,Not difficult,1,1,Very important,Important,Very important,Important,Important,Not important,Slightly important,Not important,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,No obstacle,Minor obstacle,Public placement office, -40,Yes to fire,No,-44,Yes,0,No,-44,-44,No,Other,Yes,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Yes,0,100, -44,0,No,-44,No,80,0,0,0,20,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Collateral requirements for loans or line of credit are unat,450000,450000,230000,240000,16000,3000,30000,30000,0,0,0,0,0,2102000,2696000,3390000,3745000,8543000,No obstacle,Moderate obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,Minor obstacle,Very severe obstacle,Very severe obstacle,No obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,"Crime, theft and disorder",Practices of competitors in the informal sector,Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,International organization, -44,technological and Innovation Support, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 143110,110,St-Vincent and the Grenadines,St-Vincent and the Grenadines,Non-metallic mineral products,507457,No,-44,-44,-44,-44,Limited partnership, -44,50,100,0,0,0,Equally men and women,No,Yes,20,Delegates decisions to other partners,0,0,Predominantly men,Male,Male,Male,1999,No,Yes,1999,13,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,2,1,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,100,70,140,0,0, -44,30,50,20,0,Small private firms (less than 20 employees),10,65,25,building blocks,60,Local,10,Remained the same,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,100,0,-44,-44,No,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,Yes,No,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,Yes,1,-44,Yes,1,Outside working hours,Firearm/gun,Money,40000,Group of criminals,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,During working hours,Firearm/gun,Money,13000,Someone working alone,Yes,Yes,-44,Yes,3,During working hours,Other,Money,3000,A customer,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,During working hours,Firearm/gun,Goods or stock,11500,Other,No,No,The police give little/no information back on crimes,No,-44,-44,0,No,No,No,No,Yes,Yes,No,No,No,-44,-44,Yes,Yes,Yes,1,No,-44,-44,Yes,5,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,10,19,7,6,4,2,3,1,0,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,7,50000,7,47000,6,56000,1,22000,2,20000,1,25000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,9900,1,9800,1,10700,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,6,14000,5,13600,5,16200,4,10000,4,9400,4,10900,-44, -44,University graduate,Post graduated,Post graduated,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete secondary,Completed secondary,Started but did not complete secondary,Important,Not important,Critical,Very important,Very important,Important,Important,Slightly important,Important,Important,Important,Slightly important,Not important,Not important,Slightly important,Very important,Very important,Very important,Important,Very important,Critical,Critical,Important,Important,Critical,Slightly important,Important,Slightly important,Not important,Not important,Important,Important,Slightly important,Critical,Very important,Important,Very important,Important,Very important,Very important,Important,Very important,Very important,Slightly important,Critical,Important,Critical,Critical,Very important,Critical,Critical,Slightly important,Not important,Important,Not important,Slightly important,Very important,Slightly important,Important,Slightly important,Important,Very important,Important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Very important,Critical,Very important,Very important,Critical,Not important,Slightly important,Important,Important,Important,Slightly important,Slightly difficult,Very difficult,Difficult,0,16,Not difficult,Very difficult,Difficult,1,7,Not difficult,Slightly difficult,Slightly difficult,0,7,Slightly difficult,Difficult,Not difficult,1,2,Slightly difficult,Difficult,Slightly difficult,0,10,Slightly difficult,Slightly difficult,Difficult,0,6,Not difficult,Slightly difficult,Difficult,1,2,Not difficult,Not difficult,Not difficult,0,8,Not difficult,Not difficult,Not difficult,1,1,Slightly important,Very important,Important,Important,Important,Not important,Slightly important,Not important,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Public announcement/advertisement, -7,Yes to hire,Yes,1,No,-44,No,-44,-44,No,The benefits of training are small than the costs,Yes,Major obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Yes,100,0, -44,0,No,-44,No,35,32,8,20,5,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,3,3,Collateral or cosigners unacceptable,-44,1760000,1980000,1130000,690000,20000,189000,214000,63000,4000,11000,11000,0,0,230000,642000,302000,1070000,516000,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,Practices of competitors in the informal sector,Corruption,Political environment,Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 143128,128,St-Vincent and the Grenadines,St-Vincent and the Grenadines,Retail,507509,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,40,100,0,0,0,Predominantly women,Yes,No,40,Makes major strategic and fiancial decisions,15,6,Predominantly men,Male,Male,Male,1995,No,Yes,1995,17,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,2,1,-44,No,-44,-44,-44,-44,Yes,2,1,1,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,15,65,20,0,Large private firms (more than 100 employees),40,55,5,clothing,90,National,5,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,70,30,Yes,10,No,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,-44, -44,Strongly disagree,Tend to agree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,-44,20000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,5,Yes,1,No,No,-44,-44,7000,No,-44,-44,Yes,45,Yes,No,-44,-44,4,19,7,6,4,2,2,4,2,2,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,7,50000,7,47000,7,59000,1,22000,2,21000,1,24000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,12000,1,11600,1,13500,0,-77,0,-77,0,-77,6,11000,6,10100,5,12700,0,-77,0,-77,0,-77,4,9800,4,9400,4,10800,Increase/decreased demand for goods, -44,University graduate,University graduate,Post graduated,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Completed secondary,-44,-44,Completed secondary,Completed primary school,Important,Important,Critical,Very important,Important,Important,Important,Slightly important,Important,Important,Slightly important,Important,Slightly important,Not important,Important,Very important,Critical,Critical,Important,Important,Critical,Critical,Slightly important,Slightly important,Very important,Slightly important,Slightly important,Important,Not important,Not important,Very important,Slightly important,Very important,Critical,Very important,Important,Very important,Important,Slightly important,Slightly important,Important,Very important,Very important,Important,Very important,Important,Critical,Critical,Very important,Critical,Critical,Not important,Not important,Important,Not important,Important,Very important,Slightly important,Slightly important,Not important,Slightly important,Very important,Important,Important,Important,Not important,Not important,Slightly important,Important,Very important,Very important,Critical,Critical,Critical,Slightly important,Slightly important,Important,Slightly important,Important,Slightly important,Slightly difficult,Very difficult,Difficult,0,22,Slightly difficult,Very difficult,Very difficult,0,10,Not difficult,Slightly difficult,Slightly difficult,0,9,Not difficult,Slightly difficult,Slightly difficult,0,1,Slightly difficult,Slightly difficult,Not difficult,0,7,Slightly difficult,Slightly difficult,Slightly difficult,0,8,Slightly difficult,Slightly difficult,Difficult,0,7,Slightly difficult,Slightly difficult,Not difficult,1,9,Not difficult,Not difficult,Slightly difficult,1,1,Very important,Important,Slightly important,Important,Very important,Not important,Not important,Not important,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Public placement office, 45,No,-44,-44,-44,-44,Yes,2,2,No,The firm does not have enough information about training pro,Yes,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Yes,0,100, -44,0,Yes,7,No,10,64,16,0,10,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,1,1,Other objections,-44,2600000,2650000,1260000,570000,48000,79500,101000,21000,2000,3000,2000,0,0,431000,534000,663000,822000,1425000,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,-44,-44,-44,-44,-44,Access to finance,"Crime, theft and disorder",Practices of competitors in the informal sector,Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Local business association, -44,technological and Innovation Support, -44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Yes,No,Yes,Truthful,Are taken directly from the establishment's records, 1435,5,St-Vincent and the Grenadines,St-Vincent and the Grenadines,Machinery and equipment,507466,No,-44,-44,-44,-44,Partnership (including limited liability companies), -44,60,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Male,1963,No,Yes,1963,49,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,7,3,1,-44,No,-44,-44,-44,-44,Yes,2,0,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,90,80,105,10,0, -44,10,45,45,0,Large private firms (more than 100 employees),5,55,40,furniture,85,National,30,Increased,Remained the same,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,30,70,Yes,6,Yes,Yes,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Major obstacle,No obstacle,Moderate obstacle,No obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,-44, -44,Strongly agree,Strongly disagree,Tend to disagree,Tend to agree,Yes,No,-44,-44,-44,-44,Yes,5,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,No,No,No,2,No,-44,-44,Yes,0,-44,0,Yes,15,No,No,-44,-44,Yes,20,2,5,19,7,6,4,2,2,1,0,2,0,0,0,0,0,0,0,0,0,0,0,0,0,0,2,7,50000,7,49000,7,57000,1,31000,2,29000,1,36000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,11000,1,9800,1,12500,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,6,11000,7,10200,7,13100,4,10000,4,9500,4,10800,Increase/decreased demand for goods, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Completed secondary,Started but did not complete secondary,Very important,Not important,Critical,Important,Important,Very important,Important,Slightly important,Important,Important,Slightly important,Important,Slightly important,Not important,Important,Very important,Critical,Critical,Important,Important,Critical,Critical,Important,Important,Critical,Important,Important,Very important,Slightly important,Not important,Important,Very important,Important,Critical,Very important,Very important,Very important,Important,Very important,Very important,Important,Important,Very important,Not important,Very important,Important,Critical,Critical,Very important,Critical,Critical,Not important,Not important,Very important,Not important,Important,Important,Not important,Not important,Not important,Important,Important,Important,Important,Very important,Not important,Not important,Not important,Important,Important,Critical,Critical,Critical,Very important,Slightly important,Not important,Very important,Important,Not important,Important,Not difficult,Very difficult,Difficult,1,12,Difficult,Almost impossible,Difficult,0,13,Difficult,Slightly difficult,Difficult,1,2,Not difficult,Slightly difficult,Slightly difficult,0,3,Slightly difficult,Difficult,Slightly difficult,0,7,Not difficult,Difficult,Difficult,1,5,Not difficult,Difficult,Difficult,1,8,Not difficult,Difficult,Not difficult,1,3,Slightly difficult,Slightly difficult,Not difficult,0,2,Critical,Very important,Very important,Not important,Very important,Important,Slightly important,Not important,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,No obstacle,Moderate obstacle,No obstacle,No obstacle,Private placement office, 2,No,-44,-44,-44,-44,Yes,3,2,No,The benefits of training are small than the costs,Yes,Major obstacle,Moderate obstacle,No obstacle,Moderate obstacle,No obstacle,No obstacle,Yes,0,100, -44,0,Yes,10,No,17,64,16,0,3,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,3,3,Insufficient profitability,-44,2130000,2220000,300000,520000,133000,63000,48000,76000,4000,4000,4000,0,0,1932000,348000,2800000,535000,6692000,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Political environment,Corruption,Cost of finance,Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Local business association, -44,Human resources Support, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,Truthful,Are taken directly from the establishment's records, 143127,127,St-Vincent and the Grenadines,St-Vincent and the Grenadines,Wholesale,507487,No,-44,-44,-44,-44,Partnership (including limited liability companies), -44,40,100,0,0,0,Predominantly women,Yes,Yes,40,Makes decisions in consultation with other partners,24,5,Predominantly men,Female,Male,Male,1984,No,Yes,1984,28,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,3,1,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,25,65,10,0,Small private firms (less than 20 employees),20,70,10,business accomodation,65,National,5,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,65,35,Yes,7,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,Yes,No,No,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,No obstacle,-44, -44,Tend to disagree,Strongly disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,4,-44,Yes,2,-44,Yes,1,Outside working hours,Firearm/gun,Goods or stock,45000,Group of criminals,Yes,Yes,-44,Yes,3,Outside working hours,Knife,Goods or stock,800,A fellow employee,No,No,The police give little/no information back on crimes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,2,During working hours,Other,Other company property,200,Other,No,No,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,During working hours,Knife,Money,-66,Gang related,No,No,Fear of reprisals,No,-44,-44,0,Yes,No,No,Yes,Yes,No,-44,-44,No,-44,-44,Yes,Yes,Yes,1,No,-44,-44,No,-44,0,-44,No,-44,-44,Yes,15,No,No,-44,-44,5,20,5,7,5,3,1,2,1,2,0,0,0,0,0,0,0,0,0,0,0,0,0,0,2,5,39000,5,35000,5,44000,1,36000,2,32000,1,39000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,11000,1,10800,1,12900,1,10000,1,9900,1,10900,7,9900,7,8800,7,11100,0,-77,0,-77,0,-77,5,9800,6,10000,5,11000,Increase/decreased demand for goods, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Important,Important,Critical,Important,Very important,Important,Slightly important,Important,Important,Very important,Slightly important,Slightly important,Slightly important,Not important,Important,Critical,Very important,Very important,Slightly important,Important,Critical,Critical,Important,Important,Very important,Not important,Slightly important,Slightly important,Not important,Slightly important,Very important,Slightly important,Important,Critical,Critical,Slightly important,Very important,Very important,Important,Important,Very important,Very important,Critical,Not important,Very important,Important,Very important,Critical,Very important,Very important,Very important,Not important,Not important,Important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Important,Slightly important,Slightly important,Important,Slightly important,Slightly important,Not important,Very important,Important,Very important,Critical,Very important,Critical,Not important,Important,Important,Very important,Slightly important,Slightly important,Not difficult,Difficult,Difficult,0,14,Slightly difficult,Very difficult,Difficult,1,4,Slightly difficult,Slightly difficult,Difficult,0,7,Slightly difficult,Slightly difficult,Not difficult,1,1,Not difficult,Difficult,Slightly difficult,0,2,Slightly difficult,Very difficult,Slightly difficult,0,6,Not difficult,Difficult,Slightly difficult,0,2,Slightly difficult,Not difficult,Slightly difficult,0,5,Slightly difficult,Not difficult,Not difficult,0,2,Important,Very important,Slightly important,Not important,Very important,Slightly important,Not important,Not important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Major obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Through family/friends, 23,No,-44,-44,-44,-44,No,-44,-44,No,Other,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,12,No,70,16,4,0,10,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Interest rates are not favorable,1770000,1880000,883600,380000,47000,56400,57000,49000,8000,3000,4000,0,0,315000,542000,432000,733000,622000,No obstacle,No obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,No obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Cost of finance,Political environment,Macroeconomic environment,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Community based organization, -44,"General management, Business development and Strategies supp", -44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 1439,9,St-Vincent and the Grenadines,St-Vincent and the Grenadines,Food,507437,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,95,95,0,0,5,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Male,Male,Male,1996,Yes,Yes,1985,16,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,0,2,2,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,5,Yes,Yes,Yes,100,70,65,0,0, -44,15,45,40,15,Individuals,25,45,30,rum,90,National,15,Decreased,Remained the same,More than 5,85,15,5,1997,santa lucia,25,antigua and barbuda,10,15,0,0,60,40,Yes,5,No,No,No,No,Yes,No,Yes,Laboratory or research center, -44,No,Yes,No,Yes,No,Yes,Yes,Yes,No,Yes,Yes,No,No,Yes,Yes,No,No,No,No, -44,Important,Very Important,Important,Important,Slightly important,Very Important,Important,Yes,35,Yes,50,Yes,15,Yes,No,30000,-44,Yes,No,No,No,Major obstacle,Moderate obstacle,Very severe obstacle,No obstacle,Minor obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,1,Yes,1,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,27,20,5,7,5,3,1,1,1,2,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,5,48000,5,45000,5,54000,1,31000,2,29000,1,34000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,11000,1,10600,1,12200,1,10000,1,9700,1,11600,0,-77,0,-77,0,-77,7,14000,7,12500,7,15100,5,10000,6,9200,5,11600,Economic upturn/downturn, -44,University graduate,Completed college/vocational training,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed secondary,Completed secondary,Completed secondary,Completed primary school,Important,Slightly important,Critical,Very important,Important,Important,Slightly important,Important,Important,Important,Important,Slightly important,Not important,Slightly important,Very important,Critical,Critical,Critical,Slightly important,Important,Very important,Critical,Important,Very important,Critical,Slightly important,Important,Important,Not important,Not important,Important,Important,Important,Critical,Critical,Important,Very important,Important,Very important,Important,Important,Very important,Very important,Important,Critical,Important,Very important,Critical,Critical,Critical,Critical,Not important,Slightly important,Important,Slightly important,Important,Important,Slightly important,Important,Not important,Important,Very important,Slightly important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Very important,Very important,Critical,Critical,Critical,Slightly important,Not important,Important,Important,Not important,Slightly important,Slightly difficult,Very difficult,Slightly difficult,1,15,Slightly difficult,Almost impossible,Difficult,0,8,Difficult,Difficult,Slightly difficult,0,3,Not difficult,Difficult,Slightly difficult,0,2,Slightly difficult,Slightly difficult,Not difficult,1,10,Not difficult,Slightly difficult,Difficult,1,2,Not difficult,Difficult,Slightly difficult,1,7,Not difficult,Slightly difficult,Slightly difficult,0,3,Not difficult,Not difficult,Not difficult,0,1,Very important,Important,Very important,Important,Very important,Slightly important,Slightly important,Not important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Public placement office, -27,No,-44,-44,-44,-44,Yes,5,2,Yes,-44,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,8,No,45,32,8,0,15,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Did not think it would be approved,5520000,5410000,2218100,740000,271000,216400,123000,567000,74000,91000,57000,0,0,1217000,1212000,1623000,1731000,3554000,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,Major obstacle,Minor obstacle,No obstacle,Major obstacle,No obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,Access to finance,Macroeconomic environment,Telecommunications,No obstacle,Yes,Yes,Yes,No,Yes,Yes,No,Yes,Moderated impact,-44,-44,Yes,Moderated impact,Yes,Moderated impact,-44,-44,Yes,Moderated impact,-44,-44,Yes,Moderated impact,Yes,Moderated impact,-44,-44,Yes,Moderated impact,-44,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,-44,-44,Yes,Moderated impact,-44,-44,Yes,Moderated impact,Yes,Large impact,-44,-44,Yes,Moderated impact,-44,-44,Yes,Moderated impact,Yes,Large impact,-44,-44,Yes,Moderated impact,-44,-44,Yes,Moderated impact,Yes,Large impact,-44,-44,Yes,Moderated impact,-44,-44,Yes,Moderated impact,Yes,Large impact,-44,-44,Yes,Moderated impact,-44,-44,Yes,Moderated impact,Yes,Large impact,-44,-44,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,No,-44,-44,No,-44,-44,Yes,Yes,Yes,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,Yes,Yes,No,No,Yes,Yes,Yes,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 143105,105,St-Vincent and the Grenadines,St-Vincent and the Grenadines,Food,507438,No,-44,-44,-44,-44,Partnership (including limited liability companies), -44,47.5,100,0,0,0,Equally men and women,No,No,50,Makes decisions in consultation with other partners,9,5,All men,Male,Male,Male,1979,Yes,Yes,1979,34,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,2,1,-44,No,-44,-44,-44,-44,Yes,2,4,1,-44,No,-44,-44,-44,-44,Yes,5,Yes,Yes,Yes,95,95,105,5,0, -44,10,70,20,0,Others,5,65,30,clothing,30,Local,10,Increased,Increased,More than 5,75,25,0,1980,turkey,30,dominica,20,14,0,2,75,25,Yes,14,No,No,No,No,Yes,No,Yes,Other company of the sector, -44,No,No,Yes,No,No,Yes,Yes,No,-44,-44,Yes,Yes,No,No,No,Yes,Yes,No,No, -44,Slightly important,Very Important,Important,Important,Important,Slightly important,Critical,Yes,75,Yes,25,No,-44,Yes,No,40000,-44,No,No,Yes,Yes,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to agree,Tend to disagree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,No,1,Yes,2,Yes,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,6,21,6,7,5,3,0,0,0,2,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3,6,57000,6,56000,5,63000,1,22000,1,20000,1,26000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,12000,1,12000,1,13300,1,9300,1,8800,1,10900,0,-77,0,-77,0,-77,7,9700,7,9000,7,11300,5,9400,6,9300,5,10500,New products require new skills, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed secondary,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,Completed secondary,Completed secondary,Important,Slightly important,Critical,Very important,Very important,Important,Slightly important,Slightly important,Very important,Very important,Important,Important,Slightly important,Not important,Important,Critical,Critical,Critical,Important,Important,Very important,Very important,Important,Important,Critical,Slightly important,Slightly important,Important,Important,Not important,Very important,Important,Very important,Critical,Critical,Important,Critical,Important,Very important,Important,Important,Important,Very important,Slightly important,Very important,Slightly important,Critical,Critical,Critical,Very important,Critical,Slightly important,Slightly important,Important,Slightly important,Slightly important,Important,Not important,Slightly important,Slightly important,Very important,Very important,Slightly important,Very important,Important,Not important,Slightly important,Slightly important,Important,Very important,Critical,Critical,Critical,Very important,Not important,Slightly important,Important,Important,Not important,Slightly important,Slightly difficult,Very difficult,Difficult,1,17,Slightly difficult,Very difficult,Difficult,0,10,Not difficult,Slightly difficult,Difficult,1,8,Slightly difficult,Slightly difficult,Slightly difficult,0,1,Slightly difficult,Not difficult,Slightly difficult,1,4,Not difficult,Slightly difficult,Slightly difficult,1,4,Not difficult,Difficult,Difficult,1,9,Not difficult,Not difficult,Not difficult,1,5,Not difficult,Not difficult,Not difficult,1,2,Important,Critical,Very important,Important,Very important,Not important,Not important,Slightly important,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,Public placement office, -26,No,-44,-44,-44,-44,Yes,1,2,No,The benefits of training are small than the costs,Yes,Major obstacle,Moderate obstacle,No obstacle,Major obstacle,No obstacle,Minor obstacle,Yes,0,100, -44,0,No,-44,No,65,24,6,0,5,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,2,2,Incompleteness of loan application,-44,2440000,2650000,1010000,600000,239000,106000,189000,89000,12000,7000,12000,0,0,654000,473000,1090000,716000,2474000,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,No obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Cost of finance,Customs and Trade Regulations,Macroeconomic environment,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Government based organization, -44,"General management, Business development and Strategies supp", -44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 143120,120,St-Vincent and the Grenadines,St-Vincent and the Grenadines,Hotel and restaurants,507536,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,64,100,0,0,0,Equally men and women,No,No,36,Makes decisions in consultation with other partners,20,1,Predominantly women,Female,Female,Female,1973,Yes,Yes,1973,25,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,1,1,-44,Yes,3,0,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,2,Yes,Yes,No,0,-44,-44,100,0, -44,25,50,25,5,Medium private firms (20-100 employees),20,55,25,accomodation,85,Local,10,Increased,Remained the same,More than 5,100,0,Not provided,-44,-44,-44,-44,-44,-44,-44,-44,45,55,No,-44,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to agree,Strongly agree,No,-44,-44,-44,-44,-44,Yes,-44,48000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,0,4000,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,10,No,-44,-44,Yes,0,0,-44,Yes,0,Yes,Yes,40,No,No,-44,-44,16,23,7,8,5,3,0,0,5,2,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,7,41000,6,40000,6,49000,1,24000,2,23000,1,29000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,11000,1,10100,1,12300,1,12000,1,11900,1,14100,8,9000,9,8300,9,10200,0,-77,0,-77,0,-77,5,9700,6,8600,5,10900,Increase/decreased demand for goods, -44,University graduate,Completed college/vocational training,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed secondary,Completed college/vocational training,-44,-44,Completed secondary,Completed primary school,Important,Slightly important,Critical,Very important,Important,Very important,Very important,Slightly important,Important,Important,Important,Important,Slightly important,Not important,Important,Critical,Critical,Critical,Important,Slightly important,Critical,Critical,Very important,Slightly important,Critical,Slightly important,Important,Important,Important,Slightly important,Important,Slightly important,Very important,Critical,Very important,Very important,Very important,Important,Slightly important,Important,Slightly important,Very important,Critical,Important,Critical,Important,Critical,Very important,Critical,Critical,Very important,Slightly important,Not important,Important,Not important,Important,Important,Slightly important,Slightly important,Slightly important,Very important,Important,Very important,Slightly important,Very important,Not important,Not important,Slightly important,Very important,Important,Critical,Critical,Critical,Very important,Not important,Important,Slightly important,Important,Slightly important,Not important,Not difficult,Difficult,Difficult,0,24,Not difficult,Very difficult,Difficult,0,13,Not difficult,Slightly difficult,Slightly difficult,0,6,Slightly difficult,Not difficult,Not difficult,1,2,Slightly difficult,Not difficult,Difficult,1,7,Slightly difficult,Slightly difficult,Slightly difficult,0,9,Not difficult,Difficult,Difficult,0,2,Not difficult,Not difficult,Slightly difficult,0,5,Slightly difficult,Not difficult,Not difficult,1,2,Critical,Very important,Important,Not important,Very important,Slightly important,Slightly important,Slightly important,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Through family/friends, 72,No,-44,-44,-44,-44,Yes,0,2,Yes,-44,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,12,No,95,0,0,0,5,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,Yes,Loan,2012,10000,9,24,Other,Yes,Yes,No,No,No,No, -44,150,Yes,3,2,Collateral or cosigners unacceptable,-44,4120000,4430000,1904900,820000,106000,177200,107000,84000,13000,17000,14000,0,0,840000,1311000,1063000,1639000,1743000,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,Major obstacle,Minor obstacle,-44,-44,-44,-44,-44,Access to finance,"Crime, theft and disorder",Tax Rates,Major obstacle,Yes,Yes,Yes,Yes,No,No,Yes,Yes,Moderated impact,Yes,Moderated impact,-44,-44,-44,-44,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,-44,-44,-44,-44,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,-44,-44,-44,-44,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,-44,-44,-44,-44,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,-44,-44,-44,-44,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,-44,-44,-44,-44,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,-44,-44,-44,-44,Yes,Moderated impact,Yes,Moderated impact,Yes,Moderated impact,-44,-44,-44,-44,Yes,Moderated impact,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are taken directly from the establishment's records, 14389,89,St-Vincent and the Grenadines,St-Vincent and the Grenadines,Food,507434,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,67,100,0,0,0,Predominantly men,No,Yes,30,Delegates decisions to other partners,15,8,Predominantly men,Female,Male,Male,1993,No,Yes,1993,17,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,6,3,2,-44,No,-44,-44,-44,-44,Yes,0,2,0,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,100,80,80,0,0, -44,20,60,20,0,Others,10,45,45,bread,65,National,10,Increased,Remained the same,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,80,20,No,-44,Yes,Yes,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,No obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,Yes,1,No,Yes,0,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,4,23,7,8,5,3,5,1,1,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3,7,48000,7,48000,7,56000,1,28000,1,28000,1,31000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,10000,1,10000,1,11300,1,9400,1,9000,1,11200,0,-77,0,-77,0,-77,8,13000,8,13100,8,14900,5,10000,6,9000,6,11200,Economic upturn/downturn, -44,Post graduated,Completed college/vocational training,Post graduated,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed secondary,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Completed secondary,Started but did not complete secondary,Important,Important,Critical,Very important,Important,Important,Slightly important,Slightly important,Important,Very important,Important,Important,Slightly important,Slightly important,Slightly important,Critical,Very important,Critical,Important,Important,Very important,Critical,Very important,Important,Very important,Slightly important,Slightly important,Important,Not important,Not important,Important,Slightly important,Important,Critical,Critical,Very important,Very important,Important,Important,Important,Important,Very important,Critical,Slightly important,Critical,Very important,Critical,Very important,Critical,Very important,Very important,Slightly important,Not important,Very important,Not important,Important,Slightly important,Slightly important,Not important,Not important,Very important,Important,Important,Slightly important,Very important,Not important,Slightly important,Slightly important,Important,Important,Very important,Critical,Critical,Critical,Not important,Slightly important,Important,Important,Slightly important,Slightly important,Slightly difficult,Very difficult,Slightly difficult,0,13,Not difficult,Almost impossible,Difficult,1,7,Not difficult,Difficult,Slightly difficult,0,9,Not difficult,Not difficult,Not difficult,1,3,Slightly difficult,Difficult,Slightly difficult,0,4,Slightly difficult,Difficult,Difficult,1,7,Not difficult,Slightly difficult,Difficult,1,5,Slightly difficult,Not difficult,Slightly difficult,1,5,Not difficult,Not difficult,Not difficult,0,1,Very important,Important,Not important,Not important,Important,Slightly important,Not important,Slightly important,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,No obstacle,No obstacle,Moderate obstacle,No obstacle,No obstacle,Public placement office, -30,Yes to both,Yes,3,No,-44,Yes,0,2,Yes,-44,Yes,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Yes,0,100, -44,0,Yes,8,No,60,16,4,0,20,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Size of loan and maturity are insufficiant,1010000,1050000,440000,190000,38000,2000,32000,39000,0,0,0,0,0,223000,1204000,318000,1605000,410000,Minor obstacle,Minor obstacle,No obstacle,Very severe obstacle,No,Yes,Yes,No,No,Yes,No,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,Major obstacle,Major obstacle,Yes,Yes,No,No,No,Inadequately educated workforce,Access to land for expansion / relocation,"Crime, theft and disorder",Moderate obstacle,Yes,Yes,No,No,Yes,No,No,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,Negative impact,Yes,Large impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Large impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Large impact,-44,-44,-44,-44,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 143129,129,St-Vincent and the Grenadines,St-Vincent and the Grenadines,Retail,507519,No,-44,-44,-44,-44,Limited partnership, -44,50,50,50,0,0,Predominantly women,Yes,No,50,Makes decisions in consultation with other partners,13,4,Predominantly men,Male,Male,Female,1985,Yes,Yes,1985,22,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,Yes,1,0,0,-44,Yes,5,3,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,0,50,50,0,Individuals,15,55,30,household appliances,85,National,10,Decreased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,40,60,Yes,7,Yes,Yes,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,Yes,No,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,-44, -44,Strongly agree,Tend to disagree,Strongly disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,-44,15000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,10,Yes,2,No,Yes,0,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,2,23,7,8,5,3,1,1,0,2,1,1,0,0,0,0,0,0,0,1,1,0,0,0,3,8,49000,7,46000,7,56000,1,35000,2,34000,1,39000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,10000,1,9900,1,11100,1,11000,1,11100,1,12200,8,11000,8,10600,8,13100,0,-77,0,-77,0,-77,5,10000,6,9900,6,11400,Economic upturn/downturn, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed primary school,Very important,Slightly important,Critical,Critical,Very important,Very important,Slightly important,Important,Important,Important,Slightly important,Important,Not important,Important,Slightly important,Critical,Very important,Critical,Important,Very important,Very important,Critical,Important,Important,Very important,Slightly important,Slightly important,Important,Slightly important,Not important,Very important,Slightly important,Important,Critical,Very important,Very important,Very important,Important,Very important,Important,Important,Important,Critical,Important,Critical,Very important,Very important,Very important,Critical,Very important,Critical,Slightly important,Slightly important,Important,Slightly important,Important,Very important,Not important,Slightly important,Slightly important,Very important,Important,Slightly important,Slightly important,Slightly important,Not important,Slightly important,Not important,Important,Important,Critical,Critical,Critical,Very important,Not important,Slightly important,Important,Important,Slightly important,Not important,Slightly difficult,Very difficult,Slightly difficult,1,18,Not difficult,Difficult,Very difficult,0,6,Slightly difficult,Difficult,Slightly difficult,0,4,Slightly difficult,Slightly difficult,Slightly difficult,1,1,Slightly difficult,Not difficult,Slightly difficult,1,4,Slightly difficult,Slightly difficult,Slightly difficult,0,2,Slightly difficult,Slightly difficult,Difficult,1,4,Slightly difficult,Not difficult,Slightly difficult,0,6,Not difficult,Slightly difficult,Not difficult,1,1,Very important,Very important,Very important,Not important,Important,Slightly important,Slightly important,Not important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,Public placement office, 55,No,-44,-44,-44,-44,Yes,2,2,Yes,-44,Yes,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,Yes,0,100, -44,0,Yes,6,No,60,16,4,0,10,0,0,0,0,0,0,10,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Other,2990000,3050000,1390000,630000,98000,152500,0,85500,17000,11000,9000,0,0,675000,484000,854000,702000,2383000,No obstacle,No obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Major obstacle,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,Access to finance,Corruption,Tax Rates,Very severe obstacle,Yes,Yes,No,No,No,No,Yes,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,No impact,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Large impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,Yes,No,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 143112,112,St-Vincent and the Grenadines,St-Vincent and the Grenadines,Services of motor vehicles,507484,No,-44,-44,-44,-44,Partnership (including limited liability companies), -44,50,100,0,0,0,Equally men and women,No,Yes,30,Makes major strategic and fiancial decisions,18,4,Predominantly men,Female,Female,Male,1982,No,Yes,1982,31,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,2,0,-44,No,-44,-44,-44,-44,Yes,0,3,1,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0, -44,25,40,35,10,Small private firms (less than 20 employees),25,55,20,motor vehicle parts,60,National,15,Increased,Remained the same,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,40,60,Yes,10,Yes,No,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,Yes,No,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,-44, -44,Tend to agree,Strongly disagree,Tend to disagree,Strongly disagree,No,-44,-44,-44,-44,-44,Yes,-44,30000,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,During working hours,Knife,Other company property,20000,Other,Yes,Yes,-44,Yes,1,During working hours,Other,Money,350,Group of criminals,No,No,Don't have the time; inconvenient,Yes,3,Outside working hours,Other,Goods or stock,2000,Group of criminals,No,No,No loss or damage,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,15000,2000,Yes,Yes,No,No,Yes,No,-44,-44,No,-44,-44,Yes,Yes,No,1,No,-44,-44,No,-44,0,-44,Yes,5,Yes,Yes,30,No,Yes,25,1,5,23,7,8,5,3,3,3,1,1,5,3,1,1,0,0,0,0,0,2,1,2,4,0,0,10,54000,9,55000,9,59000,1,34000,1,31000,1,37000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,10000,1,10000,1,11800,1,10000,1,10000,1,11300,9,11000,8,10200,9,12600,0,-77,0,-77,0,-77,6,10000,6,8900,5,10900,Increase demand for higher quality product, -44,University graduate,Completed secondary,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed secondary,Completed secondary,Completed college/vocational training,-44,-44,Completed secondary,Completed secondary,Important,Important,Very important,Very important,Very important,Important,Slightly important,Slightly important,Important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Very important,Very important,Critical,Important,Important,Very important,Very important,Important,Important,Critical,Slightly important,Important,Important,Slightly important,Not important,Important,Important,Critical,Critical,Critical,Important,Important,Slightly important,Important,Important,Very important,Important,Critical,Important,Critical,Important,Critical,Very important,Very important,Critical,Critical,Not important,Not important,Important,Slightly important,Very important,Slightly important,Slightly important,Slightly important,Important,Important,Important,Slightly important,Slightly important,Important,Not important,Slightly important,Not important,Very important,Important,Critical,Very important,Critical,Critical,Not important,Slightly important,Important,Important,Slightly important,Slightly important,Slightly difficult,Very difficult,Slightly difficult,1,22,Slightly difficult,Difficult,Difficult,1,8,Not difficult,Difficult,Slightly difficult,0,7,Slightly difficult,Slightly difficult,Slightly difficult,0,1,Slightly difficult,Slightly difficult,Slightly difficult,1,2,Slightly difficult,Slightly difficult,Slightly difficult,0,7,Not difficult,Difficult,Difficult,1,10,Slightly difficult,Difficult,Not difficult,1,6,Not difficult,Slightly difficult,Slightly difficult,1,1,Important,Important,Important,Not important,Important,Slightly important,Not important,Not important,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,Through family/friends, 20,Yes to fire,No,-44,Yes,1,No,-44,-44,No,The firm does not have enough information about training pro,Yes,Major obstacle,Moderate obstacle,No obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Yes,0,100, -44,0,Yes,13,No,20,34,16,0,30,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Size of loan and maturity are insufficiant,2770000,3010000,1130000,630000,132000,90300,38000,75500,14000,5000,7000,0,0,573000,564000,843000,783000,1222000,No obstacle,Moderate obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Major obstacle,No obstacle,No obstacle,Minor obstacle,Minor obstacle,Major obstacle,Minor obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Tax Rates,Access to finance,Moderate obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,International organization, -44,Financial magement and tax and customs administration, -44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 143153,153,St-Vincent and the Grenadines,St-Vincent and the Grenadines,Hotel and restaurants,507547,Yes,2,Headquarters with no production/no sales at this location,No,2,Sole proprietorship, -44,100,100,0,0,0,All women,Yes,Not applicable,100,Makes decisions in consultation with other partners,7,5,Predominantly women,Female,Male,Male,2007,No,Yes,2007,7,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,2,1,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,0,2,1,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0, -44,30,55,15,4,Medium private firms (20-100 employees),30,55,15,accomodation,95,National,15,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,70,30,Yes,16,No,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,No obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,-44, -44,Strongly disagree,Strongly disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,0,0,Yes,Yes,No,No,No,No,-44,-44,No,-44,-44,No,No,No,0,Yes,2,No,No,-44,1,-44,No,-44,-44,No,-44,-44,No,-44,-44,20,24,7,8,6,3,4,4,2,2,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3,7,56000,6,53000,5,63000,1,23000,1,20000,1,26000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,11000,1,10300,1,12200,1,10000,1,10200,1,11900,8,11000,8,10300,8,11900,0,-77,0,-77,0,-77,6,10000,6,10100,6,10800,Increase/decreased demand for goods, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,-44,-44,Completed secondary,Started but did not complete secondary,Very important,Important,Critical,Critical,Important,Important,Slightly important,Slightly important,Very important,Very important,Slightly important,Slightly important,Not important,Not important,Important,Very important,Critical,Critical,Important,Important,Very important,Critical,Slightly important,Important,Very important,Slightly important,Very important,Important,Slightly important,Not important,Very important,Important,Critical,Critical,Critical,Important,Very important,Very important,Important,Important,Slightly important,Important,Critical,Slightly important,Critical,Slightly important,Critical,Very important,Critical,Critical,Critical,Not important,Not important,Important,Slightly important,Important,Slightly important,Not important,Slightly important,Slightly important,Important,Important,Important,Slightly important,Important,Not important,Slightly important,Not important,Important,Important,Very important,Very important,Very important,Very important,Slightly important,Not important,Important,Slightly important,Important,Not important,Not difficult,Very difficult,Difficult,0,12,Slightly difficult,Very difficult,Slightly difficult,0,4,Not difficult,Slightly difficult,Slightly difficult,0,6,Slightly difficult,Slightly difficult,Slightly difficult,1,1,Slightly difficult,Slightly difficult,Slightly difficult,1,9,Not difficult,Slightly difficult,Difficult,0,5,Slightly difficult,Slightly difficult,Slightly difficult,1,5,Not difficult,Not difficult,Slightly difficult,1,2,Not difficult,Not difficult,Not difficult,0,2,Very important,Critical,Slightly important,Slightly important,Very important,Not important,Not important,Slightly important,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,Through family/friends, 83,No,-44,-44,-44,-44,Yes,5,1,Yes,-44,Yes,Moderate obstacle,Moderate obstacle,No obstacle,Major obstacle,Minor obstacle,No obstacle,Yes,0,100, -44,0,Yes,12,Yes,70,0,0,0,30,0,0,0,0,0,0,0,0, -44,50,25,12.5,0,0,0,0,0,12.5,0,0,0,0,0,0, -44,Yes,Loan,2012,10000,13,12,Private commercial banks,Yes,Yes,No,No,No,No, -44,100,Yes,2,1,Insufficient profitability,-44,1720000,1910000,859500,450000,44000,95500,38000,32500,3000,7000,2000,134000,0,348000,317000,497000,401000,1188000,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,Major obstacle,Minor obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,"Crime, theft and disorder",Practices of competitors in the informal sector,Moderate obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Local business association, -44,"General management, Business development and Strategies supp", -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Truthful,Are taken directly from the establishment's records, 143141,141,St-Vincent and the Grenadines,St-Vincent and the Grenadines,Construction,507472,Yes,3,Headquarters with production and/or sales at this location,No,3,Sole proprietorship, -44,100,100,0,0,0,All women,Yes,Not applicable,100,Makes decisions in consultation with other partners,24,5,Predominantly men,Male,Male,Female,1990,Yes,Yes,1994,27,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,9,1,1,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,26,Yes,Yes,Yes,0,-44,-44,100,0, -44,50,45,5,10,Individuals,0,50,50,construction,70,Local,5,Decreased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,70,30,No,-44,No,Yes,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,No,0,0,Yes,Yes,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,Yes,5,No,Yes,0,0,-44,Yes,0,Yes,Yes,40,No,Yes,5,2,5,24,7,8,6,3,4,3,2,1,20,7,6,5,2,3,2,1,0,3,1,2,5,2,3,14,56000,13,51000,12,63000,1,33000,2,30000,1,37000,1,31000,2,29000,1,36000,1,10000,1,10000,1,11000,2,10000,2,9400,2,11300,0,-77,0,-77,0,-77,14,8800,15,8000,17,9700,0,-77,0,-77,0,-77,11,10000,11,9300,11,11600,Increase/decreased demand for goods, -44,University graduate,University graduate,University graduate,University graduate,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed primary school,Important,Slightly important,Critical,Important,Important,Important,Important,Slightly important,Important,Very important,Important,Important,Slightly important,Slightly important,Important,Very important,Very important,Very important,Very important,Very important,Critical,Very important,Slightly important,Important,Very important,Not important,Important,Important,Slightly important,Important,Important,Important,Important,Critical,Very important,Very important,Very important,Important,Very important,Slightly important,Important,Important,Very important,Slightly important,Critical,Important,Critical,Critical,Critical,Very important,Critical,Slightly important,Not important,Important,Slightly important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Important,Slightly important,Slightly important,Important,Not important,Not important,Slightly important,Slightly important,Very important,Critical,Critical,Very important,Very important,Not important,Not important,Very important,Very important,Slightly important,Slightly important,Not difficult,Very difficult,Slightly difficult,2,12,Slightly difficult,Difficult,Very difficult,0,12,Slightly difficult,Difficult,Slightly difficult,1,3,Slightly difficult,Slightly difficult,Not difficult,1,2,Slightly difficult,Not difficult,Slightly difficult,0,4,Not difficult,Difficult,Slightly difficult,1,7,Not difficult,Difficult,Slightly difficult,2,2,Slightly difficult,Not difficult,Not difficult,1,6,Not difficult,Not difficult,Slightly difficult,2,2,Very important,Critical,Slightly important,Important,Important,Slightly important,Not important,Not important,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,Minor obstacle,No obstacle,Through family/friends, 8,Yes to both,No,-44,No,-44,Yes,0,2,Yes,-44,Yes,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,No obstacle,Yes,0,100, -44,0,Yes,9,No,10,12,13,0,65,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Did not think it would be approved,760000,830000,381800,570000,41000,49800,18000,19000,3000,4000,3000,0,0,146000,246000,183000,307000,357000,Very severe obstacle,Very severe obstacle,No obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Moderate obstacle,No obstacle,Minor obstacle,Major obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Electricity,Telecommunications,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,International organization, -44,technological and Innovation Support, -44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 143103,103,St-Vincent and the Grenadines,St-Vincent and the Grenadines,Information technology,507572,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,55,100,0,0,0,Predominantly men,No,No,14,Delegates decisions to other partners,0,0,Predominantly women,Male,Female,Male,2000,No,Yes,2000,12,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,3,0,-44,Yes,3,0,0,-44,Yes,4,2,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,5,40,55,0,Large private firms (more than 100 employees),0,65,35,computer repair,75,Local,5,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,85,15,Yes,3,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,Yes,No,Yes,No,Moderate obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,-44,10000,Yes,1,-44,Yes,3,Outside working hours,Knife,Personal possessions of employees or customers,15000,Gang related,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,Yes,No,Yes,No,-44,-44,No,-44,-44,No,No,No,20,No,-44,-44,Yes,0,-44,0,No,-44,-44,Yes,40,No,No,-44,-44,7,25,8,8,6,3,1,1,1,2,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3,8,35000,8,34000,8,39000,1,28000,2,26000,1,31000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,9600,1,9300,1,10300,1,9500,1,8800,1,11300,8,12000,8,12000,8,13200,0,-77,0,-77,0,-77,6,9400,6,9600,5,10400,Economic upturn/downturn, -44,University graduate,University graduate,Post graduated,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed secondary,Important,Slightly important,Very important,Important,Very important,Important,Important,Important,Slightly important,Very important,Important,Important,Slightly important,Important,Important,Very important,Critical,Critical,Important,Slightly important,Very important,Critical,Slightly important,Important,Critical,Slightly important,Slightly important,Very important,Not important,Not important,Important,Important,Important,Critical,Critical,Slightly important,Very important,Slightly important,Critical,Important,Very important,Important,Very important,Slightly important,Critical,Important,Very important,Critical,Very important,Critical,Very important,Important,Slightly important,Important,Not important,Important,Important,Slightly important,Not important,Slightly important,Slightly important,Important,Important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Very important,Very important,Very important,Critical,Critical,Very important,Slightly important,Slightly important,Important,Important,Not important,Not important,Not difficult,Very difficult,Difficult,1,25,Slightly difficult,Almost impossible,Difficult,0,7,Slightly difficult,Very difficult,Slightly difficult,0,7,Slightly difficult,Not difficult,Not difficult,0,2,Slightly difficult,Slightly difficult,Not difficult,1,10,Slightly difficult,Difficult,Difficult,1,7,Not difficult,Very difficult,Slightly difficult,0,9,Not difficult,Not difficult,Not difficult,0,7,Not difficult,Not difficult,Slightly difficult,1,1,Very important,Important,Very important,Important,Important,Slightly important,Slightly important,Slightly important,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,No obstacle,Minor obstacle,Through family/friends, 108,No,-44,-44,-44,-44,Yes,2,2,Yes,-44,Yes,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Yes,0,100, -44,0,Yes,11,Yes,45,28,7,0,20,0,0,0,0,0,0,0,0, -44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Line of credit,2011,180000,12,54,"Non-Bank financial institutions (microfinance institutions,",Yes,No,No,No,No,No, -44,125,Yes,2,1,Other objections,-44,2150000,2420000,968000,540000,218000,145200,88000,24000,5000,5000,5000,145000,0,351000,548000,557000,750000,602000,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Major obstacle,No obstacle,No obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Tax Rates,Cost of finance,Moderate obstacle,Yes,Yes,No,No,No,Yes,No,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Large impact,-44,-44,-44,-44,-44,Moderated impact,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Large impact,-44,-44,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Truthful,Are taken directly from the establishment's records, 143125,125,St-Vincent and the Grenadines,St-Vincent and the Grenadines,Plastics & rubber,507453,No,-44,-44,-44,-44,Partnership (including limited liability companies), -44,47,100,0,0,0,Predominantly women,Yes,No,47,Makes decisions in consultation with other partners,12,4,Predominantly men,Male,Male,Male,1994,No,Yes,1995,19,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,2,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,2,2,2,-44,Yes,5,Yes,Yes,Yes,100,95,125,0,0, -44,0,70,30,10,Small private firms (less than 20 employees),30,45,25,plastic bags,90,International,15,Increased,Remained the same,2-5,40,60,0,1995,santa lucia,25,barbados,15,1,0,0,85,15,No,-44,No,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,Yes,No,No,Yes,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,No obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to disagree,Tend to disagree,Yes,No,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,No,0,Yes,1,No,Yes,10,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,15,27,8,9,6,4,1,0,0,2,6,3,2,1,0,0,0,0,0,2,1,2,4,0,3,11,49000,11,49000,10,53000,1,31000,2,32000,1,36000,1,26000,2,25000,1,31000,1,12000,1,12000,1,14000,1,12000,1,11900,1,13600,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,11,12000,11,10700,11,13700,7,9500,8,8500,8,10800,Increase/decreased demand for goods, -44,University graduate,University graduate,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Completed secondary,Started but did not complete secondary,Very important,Important,Critical,Very important,Very important,Very important,Slightly important,Slightly important,Very important,Important,Slightly important,Slightly important,Important,Slightly important,Important,Critical,Very important,Critical,Important,Important,Critical,Critical,Important,Slightly important,Critical,Slightly important,Important,Important,Not important,Not important,Important,Important,Very important,Critical,Critical,Very important,Very important,Very important,Important,Important,Important,Very important,Critical,Important,Critical,Important,Very important,Critical,Critical,Critical,Critical,Slightly important,Slightly important,Very important,Not important,Important,Important,Not important,Slightly important,Slightly important,Important,Important,Important,Slightly important,Very important,Not important,Slightly important,Slightly important,Important,Important,Critical,Very important,Critical,Critical,Slightly important,Not important,Important,Slightly important,Important,Slightly important,Not difficult,Very difficult,Difficult,2,14,Slightly difficult,Almost impossible,Very difficult,0,12,Not difficult,Slightly difficult,Slightly difficult,0,6,Slightly difficult,Slightly difficult,Not difficult,0,3,Not difficult,Not difficult,Difficult,1,8,Not difficult,Difficult,Slightly difficult,1,6,Slightly difficult,Slightly difficult,Slightly difficult,1,10,Slightly difficult,Difficult,Not difficult,2,3,Not difficult,Not difficult,Not difficult,0,2,Slightly important,Critical,Slightly important,Important,Important,Not important,Not important,Slightly important,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Private placement office, -11,No,-44,-44,-44,-44,Yes,0,2,Yes,-44,Yes,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Yes,0,100, -44,0,Yes,7,Yes,99,0,0,0,1,0,0,0,0,0,0,0,0, -44,50,50,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Loan,2011,10000,8,72,Private commercial banks,Yes,Yes,No,No,Yes,No, -44,125,Yes,2,1,Other objections,-44,4040000,4210000,1820000,650000,84000,189000,136000,49000,15000,5000,11000,0,84000,5817000,1507000,8814000,2354000,13838000,No obstacle,Minor obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Minor obstacle,Major obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Tax Rates,Inadequately educated workforce,"Crime, theft and disorder",Minor obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Administratie procedure is cumbersome, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 14398,98,St-Vincent and the Grenadines,St-Vincent and the Grenadines,Hotel and restaurants,507544,Yes,54,Establishment physically separated from HQ and other establi,Yes,-44,Shareholding company with non-traded shares or shares traded, -44,68,0,100,0,0,Predominantly men,No,No,26,Makes decisions in consultation with other partners,10,4,Equally men and women,Male,Male,Male,1997,Yes,Yes,1997,27,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,3,2,0,-44,No,-44,-44,-44,-44,Yes,5,Yes,Yes,Yes,0,-44,-44,100,0, -44,35,50,15,0,Medium private firms (20-100 employees),5,40,55,accomodation,85,National,5,Increased,Increased,More than 5,100,0,100,-44,-44,-44,-44,-44,-44,-44,-44,50,50,Yes,10,No,No,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,Yes,No,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,No obstacle,No obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,-44,12000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,Yes,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,19,No,-44,-44,No,-44,.5,-44,No,-44,-44,No,-44,-44,No,-44,-44,20,37,11,12,9,5,1,3,2,4,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,11,40000,10,40000,9,44000,1,28000,1,26000,1,32000,1,29000,1,30000,1,34000,1,11000,1,11000,1,12000,2,12000,2,10700,2,13900,0,-77,0,-77,0,-77,12,12000,12,11900,11,12900,0,-77,0,-77,0,-77,9,9700,9,8800,9,10500,New products require new skills, -44,University graduate,University graduate,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Not applicable,Not applicable,Completed secondary,Completed college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Slightly important,Not important,Critical,Important,Very important,Important,Slightly important,Slightly important,Important,Important,Important,Important,Slightly important,Important,Slightly important,Very important,Critical,Very important,Slightly important,Very important,Very important,Critical,Important,Slightly important,Critical,Slightly important,Important,Slightly important,Not important,Not important,Important,Important,Critical,Critical,Critical,Important,Very important,Very important,Important,Important,Important,Important,Very important,Important,Critical,Important,Very important,Critical,Very important,Critical,Critical,Slightly important,Slightly important,Important,Slightly important,Important,Very important,Slightly important,Not important,Not important,Important,Very important,Slightly important,Important,Important,Not important,Slightly important,Not important,Important,Very important,Very important,Very important,Critical,Critical,Not important,Slightly important,Important,Very important,Not important,Not important,Not difficult,Very difficult,Difficult,2,13,Slightly difficult,Almost impossible,Difficult,0,7,Slightly difficult,Difficult,Slightly difficult,0,6,Slightly difficult,Slightly difficult,Slightly difficult,0,3,Slightly difficult,Difficult,Slightly difficult,1,5,Not difficult,Difficult,Slightly difficult,1,2,Not difficult,Slightly difficult,Slightly difficult,2,5,Not difficult,Not difficult,Slightly difficult,0,10,Not difficult,Not difficult,Not difficult,0,1,Very important,Important,Not important,Slightly important,Important,Not important,Not important,Slightly important,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,Private placement office, 80,No,-44,-44,-44,-44,Yes,3,2,No,The firm cannot afford the optimal level of training,Yes,Moderate obstacle,Moderate obstacle,No obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,Yes,0,100, -44,0,Yes,13,No,40,0,0,0,60,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,Yes,Line of credit,2011,50000,-44,12,Other,Yes,Yes,No,No,No,No, -44,200,Yes,2,1,Collateral or cosigners unacceptable,-44,5010000,5510000,2479500,630000,496000,275500,88000,93500,12000,13000,16000,0,0,771000,1366000,1102000,1708000,1973000,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,Major obstacle,Major obstacle,Minor obstacle,-44,-44,-44,-44,-44,Customs and Trade Regulations,Tax Rates,Inadequately educated workforce,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Local business association, -44,"General management, Business development and Strategies supp", -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Somewhat truthful,Are taken directly from the establishment's records, 14392,92,St-Vincent and the Grenadines,St-Vincent and the Grenadines,Construction,507470,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,50,100,0,0,0,Predominantly men,No,Yes,5,Delegates decisions to other partners,24,1,Predominantly men,Male,Female,Female,1988,No,Yes,1988,32,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,2,1,-44,Yes,2,0,0,-44,Yes,4,0,0,-44,Yes,1,2,2,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,0,70,30,0,Small private firms (less than 20 employees),0,40,60,construction,100,Local,5,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,60,40,Yes,10,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,Yes,No,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,-44, -44,Tend to agree,Strongly disagree,Tend to agree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,-44,36000,Yes,1,-44,Yes,3,Outside working hours,Firearm/gun,Goods or stock,10000,Group of criminals,Yes,Yes,-44,Yes,1,During working hours,Baseball bat,Money,2000,A supplier,No,No,Tried to/was unable to contact the police,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,During working hours,Firearm/gun,Money,2000,Other,No,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,2,Outside working hours,Firearm/gun,Money,34000,Group of criminals,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,Yes,No,-44,-44,No,-44,-44,Yes,Yes,Yes,2,Yes,2,No,Yes,0,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,30,38,11,13,9,5,1,0,0,1,10,4,3,2,1,0,0,0,0,2,1,2,4,1,4,15,47000,15,44000,15,54000,1,33000,1,31000,1,38000,1,24000,1,24000,1,28000,1,9800,1,9000,1,11000,2,11000,2,10700,2,12000,1,12000,1,10900,1,14000,16,9900,16,9900,16,11800,0,-77,0,-77,0,-77,11,10000,12,9500,12,11400,Increase/decreased demand for goods, -44,Post graduated,University graduate,Post graduated,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed secondary,Started but did not complete college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Important,Important,Critical,Very important,Important,Important,Important,Important,Important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Very important,Very important,Critical,Important,Important,Critical,Critical,Important,Slightly important,Very important,Not important,Slightly important,Important,Not important,Not important,Very important,Important,Important,Critical,Critical,Important,Very important,Important,Important,Very important,Important,Important,Very important,Slightly important,Critical,Very important,Critical,Critical,Very important,Critical,Critical,Slightly important,Not important,Very important,Slightly important,Important,Important,Slightly important,Slightly important,Important,Slightly important,Important,Very important,Important,Important,Not important,Slightly important,Not important,Important,Very important,Critical,Very important,Critical,Very important,Important,Not important,Slightly important,Very important,Slightly important,Not important,Not difficult,Very difficult,Difficult,2,13,Not difficult,Difficult,Difficult,1,8,Not difficult,Difficult,Difficult,0,2,Slightly difficult,Slightly difficult,Not difficult,1,2,Slightly difficult,Not difficult,Slightly difficult,1,5,Not difficult,Difficult,Slightly difficult,1,8,Not difficult,Slightly difficult,Slightly difficult,2,6,Not difficult,Not difficult,Not difficult,1,4,Not difficult,Slightly difficult,Slightly difficult,2,1,Very important,Important,Important,Slightly important,Slightly important,Not important,Not important,Slightly important,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Private placement office, 6,No,-44,-44,-44,-44,Yes,2,2,Yes,-44,Yes,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,No obstacle,Yes,0,100, -44,0,Yes,15,No,48,40,10,0,2,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Did not think it would be approved,3130000,3520000,1619200,1080000,70000,211200,48000,102000,14000,7000,19000,0,0,803000,912000,1056000,1232000,2439000,No obstacle,No obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Minor obstacle,No obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,"Crime, theft and disorder",Practices of competitors in the informal sector,Moderate obstacle,Yes,Yes,Yes,No,No,Yes,No,No,No impact,-44,-44,-44,-44,Yes,Large impact,-44,-44,No,No impact,-44,-44,-44,-44,Yes,Large impact,-44,-44,Yes,Large impact,-44,Moderated impact,-44,-44,Yes,Moderated impact,-44,-44,Yes,Negative impact,-44,-44,-44,-44,Yes,Large impact,-44,-44,Yes,Large impact,-44,-44,-44,-44,No,No impact,-44,-44,No,No impact,-44,-44,-44,-44,No,No impact,-44,-44,No,No impact,-44,-44,-44,-44,No,No impact,-44,-44,Yes,Large impact,-44,-44,-44,-44,No,No impact,-44,-44,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,Truthful,Are taken directly from the establishment's records, 14328,28,St-Vincent and the Grenadines,St-Vincent and the Grenadines,Machinery and equipment,507462,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly women,Male,Male,Male,1994,No,Yes,1992,20,No,-44,-44,No,-44,-44,No,-44,-44,Yes,44,No,Yes,2,1,1,-44,No,-44,-44,-44,-44,Yes,1,1,1,-44,No,-44,-44,-44,-44,Yes,1,Yes,No,Yes,100,95,140,0,0, -44,25,55,20,0,Small private firms (less than 20 employees),20,65,15,ship repair,80,National,10,Increased,Remained the same,More than 5,100,0,65,-44,-44,-44,-44,-44,-44,-44,-44,50,50,Yes,21,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,-44, -44,Tend to disagree,Tend to agree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,-44,216000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,No,No,No,No,-44,-44,No,-44,-44,No,No,No,5,Yes,1,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,100,39,12,13,9,5,1,0,0,4,4,3,1,0,0,0,0,0,0,1,1,3,0,0,4,15,56000,14,57000,15,64000,1,28000,2,27000,1,32000,1,22000,1,20000,1,26000,1,11000,1,10000,1,12000,2,12000,2,10700,2,14300,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,14,11000,15,9900,14,13100,9,10000,9,9700,8,11800,Increase/decreased demand for goods, -44,University graduate,Completed college/vocational training,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Completed secondary,Started but did not complete secondary,Important,Important,Critical,Important,Important,Important,Slightly important,Very important,Important,Important,Slightly important,Important,Important,Slightly important,Slightly important,Critical,Very important,Very important,Important,Slightly important,Very important,Critical,Slightly important,Important,Critical,Important,Slightly important,Slightly important,Not important,Not important,Important,Important,Critical,Critical,Very important,Important,Very important,Important,Slightly important,Important,Important,Important,Very important,Important,Critical,Slightly important,Critical,Critical,Very important,Very important,Very important,Slightly important,Not important,Very important,Not important,Very important,Important,Slightly important,Not important,Not important,Very important,Important,Very important,Slightly important,Important,Not important,Slightly important,Slightly important,Important,Important,Critical,Very important,Critical,Critical,Not important,Slightly important,Important,Slightly important,Slightly important,Important,Not difficult,Very difficult,Slightly difficult,2,15,Not difficult,Very difficult,Difficult,1,10,Difficult,Very difficult,Slightly difficult,0,8,Slightly difficult,Not difficult,Slightly difficult,0,2,Slightly difficult,Slightly difficult,Slightly difficult,1,8,Slightly difficult,Difficult,Difficult,1,4,Not difficult,Slightly difficult,Slightly difficult,0,2,Slightly difficult,Not difficult,Not difficult,2,3,Not difficult,Not difficult,Not difficult,1,2,Very important,Very important,Important,Important,Slightly important,Not important,Slightly important,Slightly important,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,Private placement office, -2,Yes to fire,No,-44,Yes,0,Yes,5,2,Yes,-44,Yes,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,Yes,0,100, -44,0,No,-44,Yes,70,0,0,0,30,0,0,0,0,0,0,0,0, -44,25,37.5,0,37.5,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Loan,2010,20000,10,84,Private commercial banks,Yes,Yes,No,Yes,No,No, -44,125,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,2540000,2730000,1130000,1130000,79000,32000,544000,63000,1000,1000,1000,300000,0,4125000,6639000,5650000,9095000,5700000,No obstacle,Major obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,Major obstacle,Yes,Yes,No,No,No,Customs and Trade Regulations,Tax Rates,Inadequately educated workforce,No obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Administratie procedure is cumbersome, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 143140,140,St-Vincent and the Grenadines,St-Vincent and the Grenadines,Construction,507469,Yes,2,Headquarters with no production/no sales at this location,No,2,Sole proprietorship, -44,100,100,0,0,0,All women,Yes,Not applicable,100,Makes decisions in consultation with other partners,24,5,Predominantly men,Male,Male,Male,1990,No,Yes,1998,27,No,-44,-44,No,-44,-44,No,-44,-44,Yes,20,Yes,Yes,6,3,1,-44,No,-44,-44,-44,-44,Yes,2,0,1,-44,No,-44,-44,-44,-44,Yes,2,Yes,Yes,No,0,-44,-44,100,0, -44,30,45,25,3,Medium private firms (20-100 employees),35,60,5,hardware retail,70,Local,5,Remained the same,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,40,60,Yes,10,Yes,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,Yes,No,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,No obstacle,-44, -44,Tend to disagree,Strongly disagree,Tend to disagree,Strongly disagree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,15000,0,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,2,No,-44,-44,No,-44,-44,4000,Yes,15,No,Yes,85,No,Yes,0,2,5,42,12,14,10,6,0,0,0,0,1,1,0,0,0,0,0,0,0,1,1,0,0,0,5,13,57000,13,55000,13,63000,1,22000,1,22000,1,24000,1,27000,2,27000,1,32000,1,12000,1,12000,1,14000,2,10000,2,9500,2,10900,1,10000,1,9600,1,11400,14,11000,13,9800,14,12100,0,-77,0,-77,0,-77,10,10000,10,10100,10,10900,-44, -44,University graduate,University graduate,University graduate,University graduate,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Important,Slightly important,Critical,Critical,Very important,Very important,Slightly important,Slightly important,Important,Very important,Important,Important,Important,Not important,Slightly important,Critical,Critical,Critical,Slightly important,Important,Very important,Critical,Important,Important,Critical,Slightly important,Important,Important,Not important,Not important,Important,Important,Important,Very important,Critical,Important,Very important,Very important,Slightly important,Slightly important,Important,Very important,Very important,Important,Critical,Very important,Very important,Very important,Critical,Critical,Very important,Not important,Not important,Very important,Slightly important,Slightly important,Important,Slightly important,Important,Important,Important,Very important,Important,Slightly important,Important,Not important,Not important,Slightly important,Important,Important,Critical,Very important,Critical,Very important,Slightly important,Not important,Important,Important,Slightly important,Slightly important,Not difficult,Very difficult,Difficult,2,14,Slightly difficult,Very difficult,Difficult,1,10,Not difficult,Difficult,Slightly difficult,0,7,Slightly difficult,Slightly difficult,Not difficult,1,3,Slightly difficult,Slightly difficult,Slightly difficult,1,7,Slightly difficult,Difficult,Slightly difficult,1,3,Slightly difficult,Difficult,Difficult,2,8,Not difficult,Slightly difficult,Slightly difficult,1,10,Slightly difficult,Slightly difficult,Slightly difficult,1,1,Important,Critical,Important,Slightly important,Very important,Not important,Not important,Slightly important,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,Public placement office, 5,No,-44,-44,-44,-44,Yes,3,2,Yes,-44,Yes,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,Yes,0,100, -44,0,Yes,14,No,40,40,10,0,10,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,3,3,Incompleteness of loan application,-44,15780000,15780000,1890000,1510000,379000,473400,63000,126000,6000,15000,24000,0,0,3004000,4923000,4418000,6154000,7555000,Minor obstacle,Minor obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Minor obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Tax Rates,Cost of finance,Minor obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,International organization, -44,Financial magement and tax and customs administration, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are taken directly from the establishment's records, 143107,107,St-Vincent and the Grenadines,St-Vincent and the Grenadines,Garments,507444,No,-44,-44,-44,-44,Limited partnership, -44,40,100,0,0,0,Equally men and women,No,Yes,40,Makes decisions in consultation with other partners,21,6,Equally men and women,Male,Male,Male,1979,No,Yes,1979,9,No,-44,-44,No,-44,-44,No,-44,-44,Yes,22,No,Yes,2,1,0,-44,No,-44,-44,-44,-44,Yes,1,0,1,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,100,85,105,0,0, -44,50,40,10,0,Medium private firms (20-100 employees),20,50,30,uniforms,35,National,15,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,30,70,Yes,8,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Minor obstacle,Minor obstacle,No obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,-44, -44,Tend to disagree,Strongly disagree,Strongly disagree,Strongly disagree,No,-44,-44,-44,-44,-44,Yes,4,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,Yes,Yes,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,1,Yes,1,Yes,Yes,0,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,15,44,12,15,11,6,0,6,4,1,10,4,3,2,1,0,1,0,0,1,1,1,2,1,0,16,50000,16,45000,17,54000,1,28000,1,28000,1,32000,2,26000,2,26000,2,31000,2,11000,2,11000,2,13000,2,11000,2,9900,2,12300,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,18,11000,20,10900,21,12200,13,10000,13,9300,13,11200,Economic upturn/downturn, -44,Post graduated,Completed college/vocational training,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Completed secondary,Completed secondary,Important,Slightly important,Critical,Important,Important,Important,Slightly important,Slightly important,Important,Important,Important,Important,Slightly important,Slightly important,Important,Very important,Very important,Critical,Slightly important,Important,Very important,Critical,Important,Slightly important,Critical,Slightly important,Slightly important,Important,Not important,Not important,Important,Important,Slightly important,Critical,Critical,Important,Critical,Slightly important,Slightly important,Important,Important,Very important,Very important,Important,Very important,Important,Critical,Very important,Very important,Very important,Critical,Slightly important,Slightly important,Important,Not important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Important,Slightly important,Slightly important,Slightly important,Not important,Slightly important,Slightly important,Important,Important,Very important,Critical,Critical,Critical,Not important,Not important,Important,Slightly important,Important,Slightly important,Not difficult,Very difficult,Very difficult,2,23,Not difficult,Difficult,Very difficult,0,6,Slightly difficult,Difficult,Difficult,0,4,Not difficult,Not difficult,Not difficult,0,2,Slightly difficult,Difficult,Not difficult,0,2,Slightly difficult,Slightly difficult,Slightly difficult,0,3,Slightly difficult,Slightly difficult,Slightly difficult,1,9,Not difficult,Not difficult,Difficult,2,5,Slightly difficult,Not difficult,Not difficult,2,2,Important,Very important,Not important,Important,Very important,Important,Slightly important,Not important,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,Public placement office, -20,No,-44,-44,-44,-44,Yes,4,2,Yes,-44,Yes,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Yes,0,100, -44,0,Yes,13,No,10,64,16,5,5,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,3,3,Incompleteness of loan application,-44,3480000,3660000,1640000,1010000,132000,189000,315000,73000,9000,11000,12000,0,0,1752000,995000,2576000,1605000,4997000,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Minor obstacle,No obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Macroeconomic environment,Access to finance,Practices of competitors in the informal sector,Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 1433,3,St-Vincent and the Grenadines,St-Vincent and the Grenadines,Information technology,507573,Yes,3,Establishment physically separated from HQ and other establi,Yes,-44,Partnership (including limited liability companies), -44,80,0,100,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Female,Male,1996,Yes,Yes,1996,14,No,-44,-44,No,-44,-44,No,-44,-44,Yes,25,No,Yes,8,1,0,-44,No,-44,-44,-44,-44,Yes,1,1,0,-44,No,-44,-44,-44,-44,Yes,22,Yes,Yes,Yes,0,-44,-44,100,0, -44,45,45,10,0,Small private firms (less than 20 employees),40,35,25,litigation support,70,International,5,Increased,Increased,More than 5,0,100,0,1997,santa lucia,20,barbados,15,5,0,2,75,25,Yes,5,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,Minor obstacle,Minor obstacle,Major obstacle,No obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,-44, -44,Strongly disagree,Tend to disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,5,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,26,Yes,2,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,150,45,13,15,11,6,0,0,7,1,30,9,10,7,4,0,0,4,0,1,1,1,2,1,5,22,40000,22,37000,20,46000,1,27000,2,25000,1,30000,3,25000,4,24000,3,28000,3,11000,3,11000,3,12000,3,10000,3,9800,3,11600,0,-77,0,-77,0,-77,25,12000,27,11000,28,13600,0,-77,0,-77,0,-77,18,10000,17,9100,16,11600,Economic upturn/downturn, -44,University graduate,Completed college/vocational training,University graduate,Post graduated,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Completed college/vocational training,-44,-44,Completed secondary,Completed secondary,Important,Slightly important,Critical,Important,Very important,Very important,Important,Important,Important,Slightly important,Slightly important,Important,Slightly important,Slightly important,Important,Critical,Critical,Critical,Important,Important,Very important,Critical,Important,Important,Critical,Slightly important,Important,Important,Important,Not important,Important,Slightly important,Critical,Very important,Critical,Very important,Very important,Important,Very important,Important,Important,Important,Very important,Important,Critical,Important,Critical,Critical,Critical,Very important,Critical,Slightly important,Slightly important,Important,Slightly important,Important,Very important,Slightly important,Slightly important,Slightly important,Important,Important,Slightly important,Slightly important,Very important,Not important,Not important,Slightly important,Important,Very important,Very important,Critical,Critical,Critical,Slightly important,Not important,Important,Very important,Not important,Slightly important,Not difficult,Very difficult,Slightly difficult,3,21,Slightly difficult,Almost impossible,Slightly difficult,0,14,Slightly difficult,Slightly difficult,Difficult,1,2,Slightly difficult,Slightly difficult,Slightly difficult,0,1,Slightly difficult,Slightly difficult,Difficult,1,3,Not difficult,Slightly difficult,Difficult,1,10,Not difficult,Slightly difficult,Difficult,3,9,Not difficult,Not difficult,Not difficult,1,9,Not difficult,Not difficult,Slightly difficult,2,1,Very important,Very important,Important,Important,Important,Not important,Not important,Slightly important,No obstacle,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,Public placement office, 109,No,-44,-44,-44,-44,No,-44,-44,No,Other,Yes,Moderate obstacle,Moderate obstacle,No obstacle,Major obstacle,Major obstacle,No obstacle,Yes,0,100, -44,0,No,-44,Yes,40,0,0,0,50,10,0,0,0,0,0,0,0, -44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Collateral requirements for loans or line of credit are unat,1330000,1490000,640700,1490000,27000,44700,60000,19500,3000,4000,3000,60000,0,259000,324000,417000,507000,1088000,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,Major obstacle,Major obstacle,Minor obstacle,No obstacle,Minor obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,Very severe obstacle,No obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,Access to finance,Cost of finance,Macroeconomic environment,No obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Community based organization, -44,Human resources Support, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 14364,64,St-Vincent and the Grenadines,St-Vincent and the Grenadines,Hotel and restaurants,507537,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Female,Male,Male,1980,Yes,Yes,1980,14,No,-44,-44,Yes,28,No,No,-44,-44,No,-44,-44,Yes,0,1,0,-44,Yes,3,0,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,1,Yes,Yes,Yes,0,-44,-44,100,0, -44,25,70,5,3,Your parent company or affiliated establishments,5,65,30,accomodation,75,National,10,Remained the same,Remained the same,2-5,100,0,Do not know,-44,-44,-44,-44,-44,-44,-44,-44,75,25,No,-44,Yes,No,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,-44,36000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,4000,Yes,Yes,Yes,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,2,No,-44,-44,No,-44,-44,0,No,-44,-44,Yes,30,No,No,-44,-44,2,46,13,16,11,6,9,10,6,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,5,13,50000,13,45000,12,59000,1,24000,1,23000,1,26000,1,26000,2,24000,1,28000,1,11000,1,11000,1,13000,2,10000,2,9600,2,11600,1,9600,1,8900,1,11100,16,12000,18,10700,17,13100,0,-77,0,-77,0,-77,11,9900,11,10000,10,11200,New products require new skills, -44,University graduate,Completed secondary,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Important,Slightly important,Critical,Very important,Very important,Important,Slightly important,Important,Important,Important,Important,Important,Slightly important,Slightly important,Important,Critical,Critical,Critical,Important,Slightly important,Critical,Very important,Important,Very important,Critical,Slightly important,Very important,Slightly important,Slightly important,Not important,Critical,Important,Important,Very important,Very important,Important,Critical,Slightly important,Important,Important,Very important,Important,Critical,Slightly important,Critical,Important,Critical,Critical,Critical,Very important,Very important,Slightly important,Not important,Very important,Slightly important,Important,Important,Not important,Not important,Not important,Important,Important,Important,Slightly important,Important,Not important,Not important,Not important,Important,Slightly important,Critical,Very important,Critical,Very important,Not important,Slightly important,Very important,Important,Not important,Slightly important,Slightly difficult,Difficult,Difficult,2,17,Not difficult,Very difficult,Very difficult,1,11,Slightly difficult,Difficult,Slightly difficult,0,6,Slightly difficult,Slightly difficult,Not difficult,0,3,Slightly difficult,Slightly difficult,Slightly difficult,1,3,Slightly difficult,Difficult,Slightly difficult,0,3,Slightly difficult,Difficult,Slightly difficult,2,9,Slightly difficult,Slightly difficult,Not difficult,1,3,Not difficult,Not difficult,Not difficult,2,2,Very important,Very important,Very important,Important,Important,Slightly important,Not important,Not important,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Private placement office, 73,No,-44,-44,-44,-44,Yes,3,2,Yes,-44,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,7,No,95,0,0,0,5,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,Yes,Loan,2010,4500000,13,48,Other,Yes,Yes,No,Yes,Yes,No, -44,150,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,3860000,3860000,1814200,880000,309000,154400,126000,46500,4000,6000,5000,0,0,706000,685000,1158000,965000,2779000,Minor obstacle,No obstacle,Major obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Very severe obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,No obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,Tax Rates,Macroeconomic environment,Inadequately educated workforce,Minor obstacle,Yes,Yes,No,No,No,Yes,No,-44,-44,-44,-44,-44,-44,Yes,Large impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Large impact,-44,-44,-44,-44,-44,Moderated impact,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Large impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,Yes,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 143113,113,St-Vincent and the Grenadines,St-Vincent and the Grenadines,Retail,507491,Yes,2,Establishment physically separated from HQ and other establi,Yes,-44,Shareholding company with non-traded shares or shares traded, -44,25,100,0,0,0,Equally men and women,No,Yes,25,Makes decisions in consultation with other partners,31,2,Equally men and women,Male,Male,Female,1953,No,Yes,1976,42,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,6,2,2,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,1,4,1,-44,Yes,1,Yes,Yes,Yes,0,-44,-44,100,0, -44,5,55,40,10,Individuals,40,55,5,dry goods,90,Local,5,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,30,70,Yes,14,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Minor obstacle,Major obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to disagree,Strongly agree,No,-44,-44,-44,-44,-44,Yes,-44,65000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,30000,7000,Yes,No,Yes,Yes,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,1,Yes,1,No,No,-44,-44,0,Yes,5,Yes,No,-44,-44,No,-44,-44,3,46,13,16,11,6,0,0,9,1,6,3,2,1,0,0,0,1,0,1,1,1,2,0,0,16,34000,16,31000,16,37000,1,24000,2,23000,1,27000,1,30000,2,30000,1,33000,1,11000,1,10000,1,13000,2,10000,2,9700,2,11000,1,10000,1,9900,1,10800,18,10000,20,9000,21,11600,0,-77,0,-77,0,-77,12,9500,12,9400,12,11000,Increase/decreased demand for goods, -44,University graduate,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed secondary,Completed college/vocational training,Started but did not complete college/vocational training,Completed secondary,Completed secondary,-44,-44,Completed secondary,Started but did not complete secondary,Very important,Important,Critical,Very important,Very important,Important,Slightly important,Slightly important,Important,Important,Important,Important,Slightly important,Slightly important,Important,Critical,Very important,Critical,Slightly important,Very important,Very important,Very important,Important,Important,Very important,Slightly important,Important,Slightly important,Slightly important,Not important,Very important,Important,Slightly important,Critical,Critical,Important,Very important,Important,Slightly important,Important,Important,Important,Very important,Important,Critical,Slightly important,Very important,Critical,Very important,Very important,Very important,Slightly important,Slightly important,Important,Not important,Very important,Very important,Slightly important,Slightly important,Slightly important,Important,Important,Very important,Slightly important,Slightly important,Not important,Slightly important,Slightly important,Important,Important,Critical,Critical,Very important,Very important,Not important,Slightly important,Very important,Important,Slightly important,Slightly important,Not difficult,Very difficult,Difficult,2,8,Not difficult,Difficult,Slightly difficult,1,13,Slightly difficult,Slightly difficult,Difficult,0,6,Slightly difficult,Slightly difficult,Slightly difficult,1,2,Slightly difficult,Slightly difficult,Slightly difficult,0,6,Difficult,Difficult,Slightly difficult,0,4,Slightly difficult,Slightly difficult,Difficult,2,3,Slightly difficult,Difficult,Slightly difficult,0,5,Not difficult,Slightly difficult,Not difficult,2,1,Very important,Very important,Very important,Slightly important,Very important,Not important,Not important,Not important,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Private placement office, 27,No,-44,-44,-44,-44,Yes,5,1,Yes,-44,Yes,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No,0,100, -44,0,Yes,9,No,95,0,0,0,5,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Interest rates are not favorable,24410000,26820000,12600000,1130000,483000,1609200,504000,563000,45000,51000,39000,0,0,4811000,4881000,6973000,6973000,13946000,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,"Crime, theft and disorder",Customs and Trade Regulations,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Government based organization, -44,technological and Innovation Support, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Truthful,Are estimates computed with some precision, 14322,22,St-Vincent and the Grenadines,St-Vincent and the Grenadines,Non-metallic mineral products,507454,Yes,15,Establishment physically separated from HQ and other establi,Yes,-44,Shareholding company with non-traded shares or shares traded, -44,38,12,88,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Male,2004,Yes,Yes,2004,42,No,-44,-44,No,-44,-44,No,-44,-44,Yes,14,No,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,3,3,1,-44,No,-44,-44,-44,-44,Yes,0,Yes,No,Yes,100,65,65,0,0, -44,30,50,20,0,Government or government agencies (including state-owned ent,35,50,15,aggregates,40,International,15,Increased,Remained the same,More than 5,30,70,0,2005,santa lucia,50,trinidad and tobago,25,5,0,0,100,0,-44,-44,No,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,No obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,-44, -44,Tend to disagree,Strongly disagree,Tend to agree,Tend to agree,Yes,No,-44,-44,-44,-44,Yes,-44,15000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,Yes,No,No,No,-44,-44,No,-44,-44,No,Yes,No,1,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,25,2,10,47,13,16,11,7,1,1,0,2,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,13,53000,14,48000,13,59000,1,29000,1,27000,1,34000,2,21000,2,19000,2,24000,2,12000,2,11000,2,14000,2,12000,2,11900,2,12900,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,16,10000,15,9700,17,11100,11,9500,12,8700,12,11100,Increase/decreased demand for goods, -44,University graduate,University graduate,Post graduated,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed secondary,Completed secondary,Started but did not complete secondary,Important,Not important,Critical,Important,Important,Important,Very important,Important,Important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Critical,Critical,Critical,Important,Important,Critical,Critical,Important,Important,Critical,Slightly important,Important,Very important,Not important,Not important,Important,Important,Important,Critical,Critical,Slightly important,Very important,Very important,Very important,Very important,Very important,Important,Critical,Slightly important,Very important,Important,Very important,Critical,Critical,Very important,Very important,Not important,Slightly important,Slightly important,Slightly important,Very important,Important,Slightly important,Slightly important,Slightly important,Important,Important,Important,Slightly important,Slightly important,Not important,Not important,Slightly important,Important,Important,Very important,Critical,Critical,Very important,Slightly important,Slightly important,Important,Very important,Slightly important,Slightly important,Not difficult,Very difficult,Difficult,2,24,Not difficult,Very difficult,Difficult,1,6,Difficult,Slightly difficult,Difficult,0,4,Not difficult,Not difficult,Difficult,1,2,Slightly difficult,Slightly difficult,Slightly difficult,1,6,Slightly difficult,Slightly difficult,Slightly difficult,0,2,Not difficult,Difficult,Slightly difficult,0,4,Not difficult,Slightly difficult,Slightly difficult,2,7,Not difficult,Not difficult,Slightly difficult,2,2,Important,Very important,Very important,Not important,Very important,Not important,Slightly important,Slightly important,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Public placement office, -10,No,-44,-44,-44,-44,Yes,1,2,No,The benefits of training are small than the costs,Yes,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,No obstacle,Yes,0,100, -44,0,Yes,15,No,80,0,0,0,20,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,2,2,Other objections,-44,3200000,3640000,1890000,950000,127000,88000,428000,126000,6000,7000,6000,0,0,6418000,9791000,9040000,16050000,23594000,Minor obstacle,No obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,Major obstacle,No obstacle,Very severe obstacle,No obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Macroeconomic environment,Cost of finance,No obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Community based organization, -44,technological and Innovation Support, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 14387,87,St-Vincent and the Grenadines,St-Vincent and the Grenadines,Food,507431,No,-44,-44,-44,-44,Partnership (including limited liability companies), -44,80,100,0,0,0,Predominantly men,No,Yes,12,Delegates decisions to other partners,0,0,Equally men and women,Female,Male,Female,2000,No,Yes,2001,13,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,1,0,-44,No,-44,-44,-44,-44,Yes,8,2,1,-44,No,-44,-44,-44,-44,Yes,5,Yes,No,Yes,100,90,135,0,0, -44,30,55,15,0,Your parent company or affiliated establishments,10,45,45,bread,80,Local,5,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,75,25,Yes,2,Yes,Yes,No,Yes,Yes,No,Yes,Supplier, -44,No,No,No,Yes,No,Yes,No,No,-44,-44,Yes,No,Yes,Yes,No,Yes,No,Yes,No, -44,Slightly important,Important,Not important,Very Important,Important,Important,Important,Yes,40,Yes,45,Yes,15,Yes,No,20000,-44,Yes,No,Yes,Yes,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,-44, -44,Tend to disagree,Tend to agree,Tend to agree,Tend to agree,Yes,No,-44,-44,-44,-44,Yes,-44,20000,Yes,-44,1000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,2,During working hours,Firearm/gun,Other,10000,Gang related,Yes,No,Offenders rarely caught or prosecuted,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,3,Outside working hours,Other,Goods or stock,400,Group of criminals,No,No,-44,Yes,4,During working hours,Knife,Money,7500,Group of criminals,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,Yes,No,Yes,No,-44,-44,No,-44,-44,Yes,Yes,Yes,12,Yes,1,Yes,No,-44,.5,-44,No,-44,-44,No,-44,-44,Yes,0,2,18,47,13,16,11,7,13,0,5,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,5,13,51000,14,52000,14,56000,1,26000,2,26000,1,30000,2,23000,2,21000,2,26000,2,12000,2,11000,2,13000,2,10000,2,9000,2,11100,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,16,11000,18,10300,16,13100,11,9600,11,9100,10,11000,Increase/decreased demand for goods, -44,University graduate,University graduate,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed secondary,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Completed secondary,Completed secondary,Started but did not complete secondary,Important,Slightly important,Very important,Very important,Important,Important,Slightly important,Important,Important,Important,Important,Slightly important,Slightly important,Not important,Important,Critical,Critical,Very important,Important,Important,Critical,Critical,Slightly important,Important,Very important,Not important,Slightly important,Important,Slightly important,Not important,Slightly important,Important,Slightly important,Critical,Very important,Important,Very important,Important,Very important,Important,Very important,Important,Critical,Important,Very important,Important,Critical,Very important,Critical,Very important,Critical,Slightly important,Not important,Important,Not important,Important,Very important,Not important,Slightly important,Slightly important,Important,Important,Slightly important,Slightly important,Important,Slightly important,Not important,Slightly important,Important,Very important,Critical,Very important,Very important,Critical,Slightly important,Important,Very important,Very important,Not important,Not important,Not difficult,Very difficult,Very difficult,2,24,Not difficult,Almost impossible,Difficult,0,10,Slightly difficult,Difficult,Slightly difficult,1,2,Not difficult,Not difficult,Difficult,1,3,Slightly difficult,Slightly difficult,Slightly difficult,1,4,Not difficult,Slightly difficult,Difficult,0,8,Not difficult,Very difficult,Difficult,0,7,Not difficult,Slightly difficult,Slightly difficult,2,9,Not difficult,Not difficult,Slightly difficult,2,1,Important,Very important,Important,Important,Critical,Slightly important,Not important,Not important,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,Private placement office, -33,No,-44,-44,-44,-44,No,-44,-44,No,The firm does not have enough information about training pro,Yes,Major obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,No obstacle,Yes,0,100, -44,0,No,-44,No,96,0,0,0,4,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Did not think it would be approved,5210000,5660000,1890000,1260000,79000,226400,416000,239000,33000,45000,12000,0,0,516000,1872000,770000,2675000,1440000,Minor obstacle,Minor obstacle,No obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Major obstacle,No obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,Macroeconomic environment,Cost of finance,Transportation,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,International organization, -44,technological and Innovation Support, -44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,Somewhat truthful,Are taken directly from the establishment's records, 14384,84,St-Vincent and the Grenadines,St-Vincent and the Grenadines,Food,507428,Yes,5,Headquarters with production and/or sales at this location,No,4,Partnership (including limited liability companies), -44,40,40,40,20,0,Predominantly men,No,No,20,Makes decisions in consultation with other partners,16,2,Predominantly men,Male,Male,Female,1977,Yes,Yes,1977,11,No,-44,-44,No,-44,-44,No,-44,-44,Yes,26,No,Yes,0,5,1,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,0,4,1,-44,Yes,2,Yes,Yes,Yes,100,100,75,0,0, -44,0,50,50,10,Government or government agencies (including state-owned ent,35,50,15,flour,95,International,20,Decreased,Increased,2-5,45,55,0,1978,turkey,45,barbados,25,1,20,20,65,35,Yes,1,No,Yes,Yes,Yes,Yes,No,Yes,Laboratory or research center, -44,Yes,No,Yes,Yes,Yes,Yes,No,Yes,No,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,Slightly important,Important,Important,Important,Slightly important,Very Important,Very Important,Yes,50,Yes,50,No,-44,Yes,No,10000,-44,No,No,No,Yes,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,No obstacle,Minor obstacle,No obstacle,Minor obstacle,Moderate obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,0,0,Yes,Yes,No,Yes,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,1,No,-44,-44,No,-44,0,-44,Yes,0,Yes,No,-44,-44,No,-44,-44,21,49,13,17,12,7,1,0,0,1,5,3,1,1,0,0,0,0,0,3,1,3,7,0,5,16,35000,17,34000,15,41000,1,31000,2,32000,1,34000,2,26000,2,24000,2,29000,2,10000,2,10000,2,12000,2,11000,2,10000,2,12500,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,18,12000,18,11700,19,12900,13,10000,13,9800,13,11100,Economic upturn/downturn, -44,University graduate,University graduate,University graduate,University graduate,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Completed secondary,Started but did not complete secondary,Very important,Important,Critical,Important,Important,Very important,Important,Important,Important,Slightly important,Important,Important,Slightly important,Not important,Important,Critical,Very important,Critical,Important,Important,Critical,Critical,Very important,Important,Very important,Slightly important,Important,Important,Not important,Not important,Important,Important,Important,Very important,Very important,Important,Very important,Very important,Very important,Important,Slightly important,Important,Very important,Slightly important,Critical,Very important,Critical,Very important,Very important,Very important,Critical,Slightly important,Not important,Important,Not important,Very important,Important,Not important,Not important,Slightly important,Important,Slightly important,Important,Slightly important,Very important,Not important,Not important,Slightly important,Important,Important,Very important,Critical,Critical,Critical,Not important,Important,Very important,Important,Slightly important,Not important,Difficult,Very difficult,Difficult,2,22,Not difficult,Very difficult,Difficult,0,4,Not difficult,Slightly difficult,Difficult,0,9,Slightly difficult,Not difficult,Not difficult,1,3,Slightly difficult,Slightly difficult,Slightly difficult,1,4,Slightly difficult,Difficult,Difficult,0,2,Difficult,Slightly difficult,Slightly difficult,1,5,Not difficult,Not difficult,Slightly difficult,2,10,Not difficult,Not difficult,Slightly difficult,2,2,Important,Important,Important,Important,Important,Not important,Slightly important,Not important,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Major obstacle,No obstacle,Major obstacle,Minor obstacle,No obstacle,Public placement office, -36,No,-44,-44,-44,-44,Yes,4,2,No,The firm cannot afford the optimal level of training,Yes,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Yes,0,100, -44,0,Yes,9,No,95,0,0,0,5,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Did not think it would be approved,3720000,4130000,1640000,1010000,50000,19000,378000,116000,1000,0,1000,0,0,249000,1310000,315000,1926000,454000,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Major obstacle,Minor obstacle,No obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Practices of competitors in the informal sector,Tax administration,No obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Government based organization, -44,technological and Innovation Support, -44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are taken directly from the establishment's records, 14310,10,St-Vincent and the Grenadines,St-Vincent and the Grenadines,Food,507441,Yes,7,Headquarters with production and/or sales at this location,No,7,Shareholding company with non-traded shares or shares traded, -44,90,90,0,0,10,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Female,Female,Female,1964,No,Yes,1964,10,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,1,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,1,1,1,-44,No,-44,Yes,Yes,Yes,100,80,120,0,0, -44,10,60,30,10,Small private firms (less than 20 employees),20,70,10,mineral water,45,National,5,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,85,15,Yes,6,No,No,No,No,Yes,No,Yes,University, -44,No,No,Yes,Yes,No,No,-44,-44,-44,-44,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No, -44,Very Important,Very Important,Important,Very Important,Important,Very Important,Very Important,Yes,60,Yes,30,Yes,10,No,No,30000,-44,Yes,No,No,No,Minor obstacle,No obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,-44, -44,Tend to disagree,Strongly disagree,Strongly disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,-44,20000,Yes,-44,10000,Yes,1,During working hours,Firearm/gun,Money,10000,A supplier,Yes,Yes,-44,Yes,1,Outside working hours,Firearm/gun,Money,450,Gang related,No,No,Fear of negative publicity,Yes,3,During working hours,Knife,Goods or stock,22000,Other,Yes,Yes,-44,Yes,2,During working hours,Other,Money,600,Gang related,No,No,The police give little/no information back on crimes,Yes,2,Outside working hours,Knife,Other company property,700,Gang related,No,Yes,-44,Yes,3,During working hours,Knife,Money,2500,Gang related,Yes,Yes,-44,Yes,1,During working hours,Firearm/gun,Money,-66,Gang related,No,No,Not enough police/not enough resources,Yes,Yes,0,1000,Yes,No,No,No,Yes,Yes,No,No,No,-44,-44,Yes,Yes,Yes,0,No,-44,-44,No,-44,-44,4000,Yes,0,Yes,Yes,10,No,Yes,25,2,10,50,14,17,12,7,14,0,5,2,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,14,44000,14,42000,14,51000,1,32000,1,29000,1,36000,2,31000,3,31000,2,35000,2,11000,2,10000,2,13000,2,12000,2,11300,2,13200,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,17,12000,18,10800,18,13900,12,10000,11,9200,11,11900,New production methods, -44,University graduate,Completed college/vocational training,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Started but did not complete college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed secondary,Completed secondary,Completed primary school,Important,Important,Critical,Very important,Important,Important,Slightly important,Slightly important,Important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Very important,Very important,Critical,Important,Important,Critical,Critical,Important,Very important,Very important,Important,Slightly important,Important,Slightly important,Important,Critical,Important,Very important,Very important,Very important,Very important,Very important,Important,Important,Important,Important,Important,Very important,Important,Critical,Very important,Critical,Very important,Critical,Very important,Very important,Slightly important,Slightly important,Very important,Not important,Important,Very important,Slightly important,Not important,Important,Very important,Important,Important,Very important,Important,Not important,Slightly important,Slightly important,Important,Important,Very important,Critical,Critical,Very important,Important,Slightly important,Very important,Important,Important,Not important,Slightly difficult,Difficult,Difficult,2,9,Slightly difficult,Very difficult,Difficult,1,9,Not difficult,Slightly difficult,Slightly difficult,1,4,Not difficult,Not difficult,Difficult,1,2,Slightly difficult,Difficult,Not difficult,0,9,Slightly difficult,Slightly difficult,Slightly difficult,0,8,Not difficult,Slightly difficult,Slightly difficult,0,9,Not difficult,Difficult,Not difficult,2,3,Not difficult,Not difficult,Not difficult,2,1,Slightly important,Very important,Important,Important,Critical,Slightly important,Slightly important,Slightly important,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,No obstacle,Minor obstacle,Public announcement/advertisement, -23,No,-44,-44,-44,-44,Yes,5,2,No,Other,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,7,No,75,8,2,0,15,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,4,4,Incompleteness of loan application,-44,1590000,1670000,410000,640000,48000,116000,84000,50000,2000,3000,7000,0,0,5628000,946000,8400000,1391000,11928000,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,No obstacle,Minor obstacle,No obstacle,Major obstacle,Very severe obstacle,Minor obstacle,Major obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Customs and Trade Regulations,Macroeconomic environment,Inadequately educated workforce,Minor obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not aware of this type of assistance and don't know it advan, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,Yes,Yes,No,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,Yes,Yes,No,Yes,No,-44,-44,No,-44,-44,Somewhat truthful,Are taken directly from the establishment's records, 143108,108,St-Vincent and the Grenadines,St-Vincent and the Grenadines,Other manufacturing,507446,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,50,100,0,0,0,Equally men and women,No,Yes,30,Delegates decisions to other partners,19,9,All men,Male,Male,Male,1978,Yes,Yes,1978,34,No,-44,-44,No,-44,-44,No,-44,-44,Yes,43,No,Yes,2,2,1,-44,Yes,3,0,0,-44,Yes,2,2,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,95,75,80,5,0, -44,15,55,30,0,Others,5,45,50,corrugated paper board,95,Local,10,Decreased,Remained the same,More than 5,60,40,40,1979,santa lucia,35,barbados,20,1,0,2,75,25,Yes,1,Yes,Yes,No,No,Yes,No,Yes,Client, -44,Yes,No,Yes,No,Yes,No,-44,-44,-44,-44,Yes,No,No,Yes,Yes,Yes,Yes,No,No, -44,Important,Important,Important,Very Important,Important,Very Important,Very Important,Yes,100,No,-44,No,-44,No,No,150000,-44,No,Yes,Yes,No,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Minor obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,5,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,52,52,14,18,13,7,0,1,1,4,5,3,1,1,0,0,0,0,0,3,1,3,7,0,8,17,49000,16,47000,16,56000,1,35000,2,32000,1,39000,2,26000,2,26000,2,28000,2,11000,2,10000,2,12000,2,11000,2,11200,2,12900,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,19,10000,19,9500,20,11800,14,10000,15,9000,15,11700,Increase demand for higher quality product, -44,University graduate,University graduate,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Completed secondary,Completed secondary,Started but did not complete secondary,Important,Slightly important,Very important,Important,Important,Very important,Important,Important,Very important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Critical,Very important,Critical,Very important,Very important,Critical,Critical,Important,Slightly important,Critical,Not important,Slightly important,Slightly important,Not important,Not important,Important,Important,Very important,Very important,Critical,Important,Very important,Important,Very important,Slightly important,Slightly important,Very important,Very important,Important,Critical,Slightly important,Critical,Critical,Very important,Very important,Critical,Not important,Not important,Very important,Slightly important,Very important,Important,Slightly important,Important,Important,Important,Important,Slightly important,Slightly important,Important,Not important,Slightly important,Slightly important,Important,Slightly important,Critical,Critical,Critical,Very important,Slightly important,Slightly important,Important,Important,Slightly important,Slightly important,Difficult,Very difficult,Difficult,2,25,Slightly difficult,Very difficult,Difficult,0,10,Slightly difficult,Difficult,Slightly difficult,1,4,Slightly difficult,Not difficult,Slightly difficult,1,1,Slightly difficult,Not difficult,Slightly difficult,1,2,Not difficult,Slightly difficult,Slightly difficult,0,2,Not difficult,Slightly difficult,Slightly difficult,0,8,Slightly difficult,Slightly difficult,Slightly difficult,2,2,Not difficult,Not difficult,Slightly difficult,2,2,Very important,Very important,Slightly important,Not important,Critical,Not important,Not important,Slightly important,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,No obstacle,Public placement office, -18,No,-44,-44,-44,-44,Yes,5,2,Yes,-44,Yes,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Yes,0,100, -44,0,Yes,14,Yes,60,0,0,0,40,0,0,0,0,0,0,0,0, -44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Loan,2011,850000,15,60,"Non-Bank financial institutions (microfinance institutions,",Yes,No,No,No,No,No, -44,175,Yes,2,1,Problems with credit history/report,-44,13180000,12800000,4410000,1260000,294000,630000,882000,340000,22000,10000,15000,1408000,0,10509000,4120000,16950000,5350000,23900000,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,No obstacle,Minor obstacle,No obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,Macroeconomic environment,Cost of finance,Transportation,Major obstacle,Yes,Yes,No,No,Yes,No,No,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,Large impact,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,No,-44,-44,Yes,No,Yes,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Yes,No,Yes,No,-44,-44,Yes,No,Yes,Truthful,Are taken directly from the establishment's records, 14332,32,St-Vincent and the Grenadines,St-Vincent and the Grenadines,Construction,507475,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Male,1987,No,Yes,1987,3,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,3,2,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,No,No,0,-44,-44,100,0, -44,20,65,15,0,Government or government agencies (including state-owned ent,35,50,15,construction,100,Local,5,Decreased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,60,40,Yes,4,Yes,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,-44, -44,Tend to disagree,Strongly disagree,Strongly disagree,Tend to agree,Yes,No,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,Yes,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,No,-44,-44,Yes,0,0,-44,No,-44,-44,No,-44,-44,Yes,25,1,10,62,17,21,15,9,1,1,1,1,20,8,6,4,2,0,0,0,0,1,1,1,3,1,9,25,48000,23,49000,22,54000,2,26000,3,26000,2,28000,3,23000,4,21000,3,27000,3,12000,3,11000,3,14000,3,12000,3,11900,3,13600,0,-77,0,-77,0,-77,27,12000,28,11200,31,13900,0,-77,0,-77,0,-77,19,9400,21,8900,20,10200,Increase/decreased demand for goods, -44,University graduate,Post graduated,Post graduated,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed secondary,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Slightly important,Important,Critical,Very important,Important,Important,Important,Important,Important,Important,Slightly important,Important,Slightly important,Slightly important,Important,Critical,Very important,Critical,Slightly important,Important,Very important,Critical,Important,Slightly important,Critical,Slightly important,Important,Important,Slightly important,Not important,Very important,Important,Slightly important,Critical,Very important,Important,Important,Important,Important,Important,Important,Important,Very important,Slightly important,Critical,Important,Critical,Critical,Critical,Very important,Critical,Not important,Not important,Important,Not important,Very important,Very important,Slightly important,Slightly important,Slightly important,Important,Important,Slightly important,Slightly important,Slightly important,Not important,Not important,Not important,Important,Important,Very important,Critical,Very important,Critical,Not important,Slightly important,Slightly important,Important,Slightly important,Not important,Slightly difficult,Very difficult,Difficult,3,22,Not difficult,Very difficult,Difficult,1,7,Slightly difficult,Slightly difficult,Slightly difficult,0,2,Slightly difficult,Slightly difficult,Slightly difficult,0,3,Slightly difficult,Difficult,Not difficult,0,9,Difficult,Slightly difficult,Slightly difficult,0,3,Not difficult,Difficult,Difficult,3,8,Slightly difficult,Not difficult,Not difficult,0,4,Not difficult,Slightly difficult,Not difficult,2,1,Very important,Important,Very important,Not important,Important,Not important,Not important,Slightly important,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,Private placement office, 11,No,-44,-44,-44,-44,No,-44,-44,No,Other,Yes,Moderate obstacle,Moderate obstacle,No obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Yes,0,100, -44,0,Yes,9,Yes,80,0,0,0,20,0,0,0,0,0,0,0,0, -44,50,50,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Loan,2012,60000,12,24,Private commercial banks,Yes,Yes,Yes,Yes,No,No, -44,150,Yes,2,1,Problems with credit history/report,-44,10200000,10100000,4343000,2210000,202000,303000,18000,272500,30000,55000,55000,202000,0,1787000,2400000,2929000,3636000,4306000,Very severe obstacle,Major obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Telecommunications,Corruption,Electricity,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,International organization, -44,Human resources Support, -44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 14326,26,St-Vincent and the Grenadines,St-Vincent and the Grenadines,Fabricated metal products,507460,Yes,4,Headquarters with no production/no sales at this location,No,4,Sole proprietorship, -44,100,0,100,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Male,Male,Female,1979,No,Yes,1979,20,No,-44,-44,No,-44,-44,No,-44,-44,Yes,57,No,Yes,2,1,1,-44,No,-44,-44,-44,-44,Yes,2,1,0,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,90,90,75,10,0, -44,35,50,15,10,Government or government agencies (including state-owned ent,15,60,25,roofing material,85,International,10,Increased,Increased,More than 5,40,60,0,1980,santa lucia,55,barbados,40,1,1,0,30,70,Yes,7,No,No,No,No,Yes,No,Yes,Other company of the sector, -44,No,No,No,Yes,No,No,-44,-44,-44,-44,Yes,Yes,Yes,No,No,No,Yes,No,No, -44,Important,Important,Very Important,Important,Slightly important,Very Important,Slightly important,Yes,65,Yes,35,No,-44,No,Yes,60000,-44,No,No,Yes,No,Minor obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,-44, -44,Tend to agree,Tend to agree,Tend to disagree,Tend to disagree,Yes,No,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,25000,0,Yes,Yes,No,No,No,No,-44,-44,No,-44,-44,No,No,No,14,Yes,1,No,Yes,0,-44,0,Yes,5,Yes,Yes,50,Yes,No,-44,-44,15,69,18,24,17,10,1,1,0,4,6,3,2,1,0,0,0,0,0,3,1,3,8,0,9,21,58000,20,57000,18,68000,1,29000,1,29000,1,34000,3,32000,3,31000,3,35000,3,11000,3,10000,3,12000,3,10000,3,9500,3,11000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,26,12000,26,11500,24,13500,18,9500,20,8900,18,10700,Increase/decreased demand for goods, -44,Post graduated,University graduate,University graduate,Completed college/vocational training,Completed secondary,Completed secondary,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,Completed secondary,Completed primary school,Very important,Slightly important,Very important,Very important,Important,Very important,Slightly important,Slightly important,Very important,Important,Slightly important,Slightly important,Slightly important,Not important,Very important,Very important,Very important,Very important,Important,Slightly important,Very important,Critical,Slightly important,Slightly important,Very important,Not important,Slightly important,Slightly important,Slightly important,Not important,Very important,Important,Important,Critical,Critical,Important,Very important,Important,Very important,Important,Very important,Very important,Critical,Important,Critical,Important,Very important,Very important,Very important,Very important,Very important,Slightly important,Not important,Important,Slightly important,Important,Slightly important,Not important,Not important,Important,Important,Important,Slightly important,Slightly important,Important,Not important,Not important,Not important,Important,Important,Very important,Critical,Very important,Very important,Not important,Not important,Very important,Important,Slightly important,Slightly important,Slightly difficult,Very difficult,Difficult,3,15,Slightly difficult,Very difficult,Difficult,0,13,Slightly difficult,Slightly difficult,Slightly difficult,0,4,Not difficult,Not difficult,Slightly difficult,1,3,Slightly difficult,Slightly difficult,Slightly difficult,1,7,Not difficult,Difficult,Difficult,1,3,Not difficult,Slightly difficult,Slightly difficult,0,10,Not difficult,Slightly difficult,Slightly difficult,3,2,Not difficult,Slightly difficult,Slightly difficult,2,2,Very important,Important,Important,Slightly important,Important,Not important,Slightly important,Slightly important,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,Schoold related network, -4,No,-44,-44,-44,-44,Yes,3,2,No,The firm does not have enough information about training pro,Yes,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,No obstacle,Yes,0,100, -44,0,Yes,5,No,96,0,0,0,4,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,3,3,Insufficient profitability,-44,4130000,4690000,1700000,1890000,155000,252000,378000,170000,17000,9000,11000,0,0,10049000,7276000,12720000,10700000,17045000,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,Major obstacle,Minor obstacle,Major obstacle,Major obstacle,No,No,No,No,No,Inadequately educated workforce,"Crime, theft and disorder",Practices of competitors in the informal sector,Moderate obstacle,Yes,Yes,No,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,Yes,No,No,Yes,No,No,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 143106,106,St-Vincent and the Grenadines,St-Vincent and the Grenadines,Food,507439,Yes,7,Establishment physically separated from HQ but with no other,Yes,-44,Shareholding company with non-traded shares or shares traded, -44,74,74,26,0,0,Equally men and women,No,Yes,26,Makes decisions in consultation with other partners,5,1,Equally men and women,Female,Male,Female,1985,Yes,Yes,1985,21,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,Yes,2,0,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,5,Yes,Yes,Yes,95,100,70,5,0, -44,5,45,50,1,Large private firms (more than 100 employees),15,45,40,beer,30,National,10,Decreased,Remained the same,More than 5,85,15,0,1986,turkey,80,antigua and barbuda,15,10,0,0,0,100,Yes,3,No,Yes,No,Yes,Yes,No,Yes,Supplier, -44,No,No,No,No,Yes,No,-44,-44,-44,-44,Yes,No,No,Yes,No,Yes,Yes,No,No, -44,Important,Very Important,Important,Important,Important,Important,Very Important,Yes,50,Yes,50,No,-44,Yes,No,40000,-44,No,No,No,No,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,-44, -44,Tend to agree,Tend to agree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,-44,180000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,11000,Yes,Yes,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,2,Yes,1,No,No,-44,-44,0,Yes,0,Yes,Yes,30,No,No,-44,-44,50,77,21,26,19,11,2,3,2,10,35,11,11,8,5,0,1,0,4,3,1,2,5,2,12,32,35000,30,36000,28,42000,2,29000,3,26000,2,33000,4,29000,5,29000,4,33000,4,10000,4,10000,4,11000,5,10000,5,9800,5,11100,1,11000,1,10500,1,12000,0,-77,0,-77,0,-77,37,13000,40,11800,38,14200,27,10000,27,9900,28,11400,Increase/decreased demand for goods, -44,University graduate,University graduate,Post graduated,University graduate,Completed college/vocational training,Completed secondary,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed secondary,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,Completed secondary,Started but did not complete secondary,Important,Slightly important,Very important,Important,Important,Very important,Slightly important,Important,Important,Important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Very important,Critical,Critical,Important,Very important,Very important,Critical,Very important,Slightly important,Critical,Important,Important,Important,Slightly important,Not important,Slightly important,Important,Very important,Very important,Very important,Important,Very important,Important,Very important,Slightly important,Very important,Important,Very important,Important,Critical,Very important,Very important,Critical,Very important,Very important,Critical,Slightly important,Not important,Important,Not important,Very important,Important,Slightly important,Slightly important,Slightly important,Very important,Important,Important,Slightly important,Important,Slightly important,Not important,Slightly important,Important,Important,Critical,Critical,Critical,Critical,Not important,Not important,Slightly important,Important,Not important,Not important,Not difficult,Very difficult,Slightly difficult,4,9,Not difficult,Very difficult,Difficult,0,14,Difficult,Slightly difficult,Slightly difficult,0,7,Slightly difficult,Slightly difficult,Slightly difficult,0,3,Slightly difficult,Slightly difficult,Slightly difficult,0,7,Slightly difficult,Slightly difficult,Difficult,0,4,Slightly difficult,Slightly difficult,Difficult,1,2,Not difficult,Not difficult,Slightly difficult,4,5,Not difficult,Slightly difficult,Slightly difficult,3,2,Very important,Slightly important,Important,Important,Important,Not important,Not important,Slightly important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,Public placement office, -25,Yes to hire,Yes,10,No,-44,Yes,4,2,No,The benefits of training are small than the costs,Yes,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,No obstacle,Yes,0,100, -44,0,No,-44,No,83,0,0,0,17,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Size of loan and maturity are insufficiant,19220000,18840000,8970000,3290000,641000,602000,1587000,1017000,27000,10000,41000,0,0,19835000,9327000,25760000,13716000,41731000,No obstacle,No obstacle,No obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,No obstacle,Minor obstacle,Major obstacle,Moderate obstacle,No obstacle,No obstacle,Major obstacle,No obstacle,Very severe obstacle,Minor obstacle,Very severe obstacle,Minor obstacle,-44,-44,-44,-44,-44,"Crime, theft and disorder",Macroeconomic environment,Practices of competitors in the informal sector,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Private independent fund, -44,technological and Innovation Support, -44,No,-44,-44,Yes,No,Yes,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Yes,No,Yes,No,-44,-44,No,-44,-44,Somewhat truthful,Are taken directly from the establishment's records, 14352,52,St-Vincent and the Grenadines,St-Vincent and the Grenadines,Retail,507518,Yes,15,Establishment physically separated from HQ and other establi,No,15,Shareholding company with non-traded shares or shares traded, -44,58,0,100,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Male,1997,Yes,Yes,1997,7,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,7,3,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,3,Yes,No,Yes,0,-44,-44,100,0, -44,10,55,35,0,Your parent company or affiliated establishments,40,40,20,appliances,45,Local,5,Increased,Increased,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,40,60,Yes,8,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,Yes,Moderate obstacle,Minor obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to agree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,1,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,Outside working hours,Other,Money,100,Someone working alone,No,No,They occur too frequently,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,2,During working hours,Other,Goods or stock,600,A former employee,No,No,Loss was small,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,3,Outside working hours,Baseball bat,Money,47000,Gang related,Yes,Yes,-44,Yes,2,During working hours,Knife,Money,5500,Other,No,No,Fear of reprisals,No,-44,-44,0,Yes,No,No,Yes,Yes,Yes,No,No,Yes,No,No,No,Yes,No,1,Yes,1,No,No,-44,0,-44,Yes,5,Yes,Yes,40,Yes,Yes,20,2,65,78,21,27,19,11,0,0,15,1,6,3,2,1,0,0,0,1,0,2,1,2,4,0,12,24,50000,24,48000,24,54000,2,33000,2,32000,2,37000,3,24000,4,22000,3,27000,3,10000,3,10000,3,11000,3,12000,3,10800,3,13500,0,-77,0,-77,0,-77,29,12000,32,11500,30,13100,0,-77,0,-77,0,-77,20,9700,21,8700,22,10900,Increase/decreased demand for goods, -44,University graduate,University graduate,University graduate,University graduate,Completed college/vocational training,Started but did not complete college/vocational training,Completed secondary,Started but did not complete college/vocational training,Completed secondary,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Completed secondary,-44,-44,Completed secondary,Completed primary school,Important,Slightly important,Very important,Very important,Very important,Very important,Important,Important,Very important,Slightly important,Important,Slightly important,Not important,Not important,Important,Critical,Critical,Very important,Important,Slightly important,Critical,Very important,Important,Very important,Critical,Not important,Important,Slightly important,Not important,Not important,Important,Important,Slightly important,Critical,Critical,Slightly important,Very important,Slightly important,Important,Very important,Important,Very important,Critical,Slightly important,Critical,Important,Critical,Critical,Critical,Critical,Critical,Slightly important,Slightly important,Important,Not important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Important,Slightly important,Important,Important,Slightly important,Slightly important,Not important,Slightly important,Very important,Critical,Very important,Critical,Very important,Important,Not important,Very important,Slightly important,Slightly important,Not important,Not difficult,Difficult,Difficult,3,22,Slightly difficult,Very difficult,Difficult,0,14,Slightly difficult,Slightly difficult,Difficult,1,8,Not difficult,Slightly difficult,Slightly difficult,1,1,Slightly difficult,Not difficult,Difficult,1,2,Slightly difficult,Difficult,Slightly difficult,1,10,Not difficult,Slightly difficult,Slightly difficult,3,6,Not difficult,Slightly difficult,Not difficult,0,10,Slightly difficult,Not difficult,Not difficult,2,1,Important,Very important,Not important,Slightly important,Very important,Not important,Not important,Slightly important,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,Through family/friends, 54,No,-44,-44,-44,-44,Yes,5,2,No,The firm is affraid of investing in workers that after the t,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,No,-44,Yes,20,16,4,0,60,0,0,0,0,0,0,0,0, -44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Line of credit,2006,3200000,8,48,"Non-Bank financial institutions (microfinance institutions,",Yes,No,No,No,No,No, -44,100,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,24470000,25490000,10080000,2520000,255000,1019600,192000,433500,30000,26000,61000,0,1784000,5396000,6036000,7392000,8157000,7909000,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Corruption,Tax Rates,Telecommunications,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Private independent fund, -44,"General management, Business development and Strategies supp", -44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Truthful,Are taken directly from the establishment's records, 14363,63,St-Vincent and the Grenadines,St-Vincent and the Grenadines,Hotel and restaurants,507535,No,-44,-44,-44,-44,Partnership (including limited liability companies), -44,51,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly women,Female,Female,Female,1966,No,Yes,1966,21,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,3,1,-44,Yes,2,0,0,-44,Yes,4,1,1,-44,No,-44,-44,-44,-44,Yes,5,Yes,Yes,Yes,0,-44,-44,100,0, -44,50,35,15,5,Others,5,60,35,accomodation,100,National,10,Decreased,Remained the same,More than 5,100,0,95,-44,-44,-44,-44,-44,-44,-44,-44,65,35,Yes,6,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,Yes,No,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Major obstacle,Minor obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,Moderate obstacle,No obstacle,Major obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,0,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,10,No,-44,-44,No,-44,0,-44,Yes,10,No,No,-44,-44,No,-44,-44,10,84,22,29,21,12,2,11,8,9,2,2,0,0,0,0,0,0,0,1,1,0,0,0,11,24,57000,23,54000,22,63000,2,26000,3,23000,2,31000,3,25000,3,23000,3,28000,3,12000,3,11000,3,13000,4,11000,4,10700,4,11900,0,-77,0,-77,0,-77,29,11000,32,11200,35,12800,0,-77,0,-77,0,-77,21,9700,21,8600,20,11100,Economic upturn/downturn, -44,University graduate,University graduate,University graduate,Post graduated,Completed college/vocational training,Completed secondary,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,-44,-44,Completed secondary,Completed secondary,Important,Slightly important,Critical,Important,Important,Important,Slightly important,Slightly important,Very important,Important,Slightly important,Important,Not important,Slightly important,Important,Critical,Very important,Very important,Important,Very important,Very important,Critical,Important,Important,Very important,Important,Slightly important,Slightly important,Slightly important,Not important,Very important,Slightly important,Critical,Critical,Critical,Important,Very important,Important,Important,Important,Very important,Important,Critical,Important,Critical,Important,Critical,Critical,Critical,Very important,Critical,Slightly important,Not important,Important,Slightly important,Important,Important,Not important,Slightly important,Important,Important,Important,Important,Important,Important,Not important,Not important,Not important,Very important,Slightly important,Critical,Very important,Critical,Critical,Not important,Slightly important,Very important,Important,Slightly important,Not important,Not difficult,Very difficult,Slightly difficult,3,11,Difficult,Very difficult,Difficult,1,11,Slightly difficult,Slightly difficult,Slightly difficult,1,4,Slightly difficult,Not difficult,Slightly difficult,1,1,Slightly difficult,Slightly difficult,Difficult,1,10,Slightly difficult,Slightly difficult,Slightly difficult,1,9,Difficult,Slightly difficult,Slightly difficult,3,4,Not difficult,Not difficult,Difficult,0,10,Slightly difficult,Not difficult,Not difficult,3,2,Very important,Very important,Not important,Important,Very important,Slightly important,Not important,Slightly important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,No obstacle,No obstacle,Public placement office, 71,No,-44,-44,-44,-44,Yes,5,2,No,Other,Yes,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Yes,0,100, -44,0,Yes,13,No,0,60,15,0,25,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Collateral requirements for loans or line of credit are unat,20870000,20260000,8711800,2770000,344000,607800,378000,121500,10000,24000,9000,0,0,3242000,3890000,5065000,6483000,10181000,No obstacle,No obstacle,Very severe obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,No obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Very severe obstacle,Moderate obstacle,No obstacle,Minor obstacle,No obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Access to finance,Transportation,No obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,International organization, -44,technological and Innovation Support, -44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,Yes,Yes,Yes,No,-44,-44,Truthful,Are taken directly from the establishment's records, 14354,54,St-Vincent and the Grenadines,St-Vincent and the Grenadines,Retail,507522,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Female,1979,No,Yes,1981,36,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,0,3,1,-44,No,-44,-44,-44,-44,Yes,1,Yes,No,Yes,0,-44,-44,100,0, -44,30,40,30,0,Large private firms (more than 100 employees),10,45,45,cement sale,35,Local,10,Increased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,80,20,No,-44,No,No,No,No,Yes,Yes,-44,-44, -44,-44,No,Yes,No,No,No,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,Important,Important,Slightly important,Very Important,Slightly important,Important,Important,Yes,100,No,-44,No,-44,No,No,300000,-44,No,No,No,No,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Moderate obstacle,Moderate obstacle,No obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to disagree,Tend to agree,Yes,No,-44,-44,-44,-44,Yes,-44,97299,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,Yes,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,2,No,-44,-44,No,-44,0,-44,No,-44,-44,Yes,40,Yes,No,-44,-44,5,103,27,36,25,15,1,9,6,9,0,0,0,0,0,0,0,0,0,0,0,0,0,0,16,27,38000,24,37000,26,45000,2,29000,2,28000,2,34000,4,31000,5,28000,4,33000,4,11000,4,10000,4,12000,5,10000,5,9600,5,11000,0,-77,0,-77,0,-77,36,8600,39,7700,39,9500,0,-77,0,-77,0,-77,25,10000,24,10200,25,11200,-44, -44,University graduate,University graduate,Post graduated,University graduate,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Completed secondary,-44,-44,Completed secondary,Completed secondary,Important,Slightly important,Critical,Important,Important,Important,Very important,Important,Slightly important,Very important,Important,Important,Slightly important,Not important,Important,Critical,Critical,Critical,Important,Slightly important,Critical,Critical,Important,Important,Critical,Slightly important,Important,Slightly important,Slightly important,Not important,Important,Slightly important,Important,Critical,Critical,Important,Very important,Important,Very important,Important,Very important,Important,Very important,Important,Critical,Slightly important,Critical,Very important,Very important,Critical,Very important,Not important,Slightly important,Important,Slightly important,Slightly important,Important,Important,Slightly important,Slightly important,Important,Important,Slightly important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Important,Important,Very important,Very important,Critical,Critical,Slightly important,Not important,Important,Very important,Important,Slightly important,Not difficult,Very difficult,Difficult,3,25,Slightly difficult,Almost impossible,Slightly difficult,0,13,Difficult,Difficult,Difficult,1,3,Slightly difficult,Slightly difficult,Slightly difficult,1,1,Slightly difficult,Slightly difficult,Difficult,1,7,Not difficult,Difficult,Difficult,0,9,Not difficult,Difficult,Difficult,4,7,Not difficult,Slightly difficult,Slightly difficult,0,4,Slightly difficult,Not difficult,Not difficult,3,1,Slightly important,Very important,Important,Not important,Important,Not important,Not important,Not important,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,Private placement office, 58,No,-44,-44,-44,-44,Yes,3,2,No,The benefits of training are small than the costs,Yes,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,No obstacle,Yes,0,100, -44,0,Yes,12,No,0,40,20,0,40,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Did not think it would be approved,19880000,20080000,9236800,2390000,1807000,803200,13000,180500,36000,11000,18000,0,0,4367000,4358000,5823000,6225000,10831000,Very severe obstacle,Moderate obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Very severe obstacle,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,Cost of finance,Telecommunications,Customs and Trade Regulations,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,NGO, -44,technological and Innovation Support, -44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are taken directly from the establishment's records, 14385,85,St-Vincent and the Grenadines,St-Vincent and the Grenadines,Food,507429,Yes,5,Headquarters with production and/or sales at this location,No,5,Shareholding company with non-traded shares or shares traded, -44,40,40,40,20,0,Predominantly men,No,Yes,36,Makes decisions in consultation with other partners,14,5,Predominantly women,Male,Male,Male,1988,Yes,Yes,1988,12,Yes,6,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,2,1,-44,No,-44,-44,-44,-44,Yes,4,4,0,-44,Yes,2,2,2,-44,Yes,5,Yes,Yes,Yes,100,65,70,0,0, -44,20,45,35,4,Your parent company or affiliated establishments,25,55,20,rice,80,International,10,Decreased,Remained the same,More than 5,25,75,0,1989,santa lucia,80,barbados,5,3,0,0,20,80,Yes,5,No,No,No,No,Yes,No,Yes,Laboratory or research center, -44,No,No,Yes,Yes,No,Yes,Yes,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,Important,Very Important,Slightly important,Very Important,Slightly important,Very Important,Very Important,Yes,65,Yes,35,No,-44,Yes,No,60000,-44,No,No,No,Yes,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,Minor obstacle,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,Very severe obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,-44, -44,Tend to disagree,Strongly disagree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,No,40000,0,Yes,Yes,Yes,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,Yes,1,Yes,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,150,106,28,37,26,15,2,4,3,11,50,14,17,12,7,0,1,1,5,1,1,1,2,1,14,42,40000,40,40000,38,47000,3,25000,4,23000,3,29000,6,28000,7,29000,6,33000,6,10000,7,10000,8,11000,7,12000,6,10900,6,13100,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,54,12000,54,11600,58,13700,38,9900,39,10100,42,11300,New production methods, -44,University graduate,University graduate,Post graduated,University graduate,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed secondary,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Completed secondary,Started but did not complete secondary,Very important,Important,Critical,Important,Important,Very important,Slightly important,Slightly important,Important,Important,Important,Important,Not important,Slightly important,Important,Very important,Very important,Very important,Slightly important,Important,Very important,Very important,Important,Important,Very important,Important,Important,Important,Slightly important,Not important,Very important,Slightly important,Very important,Critical,Very important,Slightly important,Critical,Important,Very important,Important,Important,Important,Critical,Important,Critical,Important,Critical,Critical,Very important,Very important,Critical,Not important,Not important,Important,Slightly important,Very important,Important,Slightly important,Not important,Important,Important,Very important,Important,Slightly important,Important,Slightly important,Not important,Slightly important,Important,Important,Critical,Critical,Critical,Critical,Slightly important,Slightly important,Important,Important,Important,Slightly important,Slightly difficult,Very difficult,Difficult,5,19,Slightly difficult,Very difficult,Difficult,0,12,Not difficult,Slightly difficult,Slightly difficult,0,8,Not difficult,Slightly difficult,Slightly difficult,1,1,Slightly difficult,Difficult,Slightly difficult,1,6,Slightly difficult,Difficult,Slightly difficult,0,2,Slightly difficult,Difficult,Slightly difficult,0,4,Not difficult,Difficult,Slightly difficult,6,7,Not difficult,Not difficult,Not difficult,4,2,Important,Important,Important,Important,Important,Not important,Slightly important,Not important,Major obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,No obstacle,Minor obstacle,Private placement office, -35,No,-44,-44,-44,-44,Yes,1,2,No,The firm is affraid of investing in workers that after the t,Yes,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Yes,0,100, -44,0,Yes,7,Yes,98,0,0,0,2,0,0,0,0,0,0,0,0, -44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Interest rates are not favorable,12770000,12400000,6300000,3150000,372000,630000,3780000,378000,28000,25000,30000,248000,0,16500000,13054000,22000000,16318000,34980000,No obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,Cost of finance,Labor Regulations,Access to land for expansion / relocation,Minor obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Private independent fund, -44,Human resources Support, -44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are taken directly from the establishment's records, 143102,102,St-Vincent and the Grenadines,St-Vincent and the Grenadines,Transport,507556,Yes,2,Headquarters with production and/or sales at this location,No,2,Shareholding company with non-traded shares or shares traded, -44,60,100,0,0,0,Predominantly men,No,Yes,24,Makes decisions in consultation with other partners,15,4,Predominantly women,Male,Female,Male,1990,Yes,Yes,1990,24,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,8,0,0,-44,No,-44,-44,-44,-44,Yes,1,Yes,Yes,Yes,0,-44,-44,100,0, -44,10,40,50,5,Small private firms (less than 20 employees),25,50,25,air charter,95,International,5,Increased,Remained the same,More than 5,20,80,20,1991,santa lucia,100,-77,Not applicable,7,1,2,35,65,Yes,14,Yes,Yes,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Very severe obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to agree,Tend to disagree,Yes,No,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,No,No,No,19,Yes,90,No,No,-44,0,-44,Yes,5,Yes,Yes,40,No,Yes,30,2,14,132,34,46,33,19,2,12,7,9,0,0,0,0,0,0,0,0,0,0,0,0,0,0,19,34,40000,30,39000,33,44000,2,26000,3,26000,2,30000,5,32000,6,29000,5,36000,5,11000,5,10000,5,12000,6,11000,5,10600,5,13100,1,12000,1,12100,1,13700,46,9100,43,8300,42,10700,0,-77,0,-77,0,-77,33,10000,36,10000,35,11200,Increase/decreased demand for goods, -44,University graduate,Post graduated,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed secondary,-44,-44,Completed secondary,Completed primary school,Important,Slightly important,Critical,Important,Important,Important,Slightly important,Important,Very important,Very important,Important,Slightly important,Important,Important,Important,Very important,Critical,Critical,Important,Important,Very important,Very important,Important,Important,Critical,Not important,Important,Very important,Not important,Slightly important,Important,Slightly important,Critical,Very important,Very important,Very important,Very important,Slightly important,Important,Important,Important,Important,Very important,Slightly important,Critical,Important,Very important,Critical,Critical,Very important,Critical,Slightly important,Slightly important,Important,Not important,Very important,Important,Slightly important,Slightly important,Slightly important,Important,Very important,Important,Slightly important,Important,Not important,Slightly important,Not important,Important,Very important,Critical,Critical,Critical,Critical,Not important,Slightly important,Very important,Important,Slightly important,Important,Slightly difficult,Difficult,Difficult,4,25,Slightly difficult,Very difficult,Difficult,0,7,Slightly difficult,Difficult,Slightly difficult,0,2,Slightly difficult,Slightly difficult,Not difficult,0,2,Slightly difficult,Difficult,Not difficult,1,5,Not difficult,Difficult,Difficult,0,9,Slightly difficult,Slightly difficult,Slightly difficult,5,4,Slightly difficult,Not difficult,Slightly difficult,0,3,Not difficult,Slightly difficult,Slightly difficult,4,2,Very important,Very important,Slightly important,Not important,Very important,Not important,Slightly important,Slightly important,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,No obstacle,Moderate obstacle,No obstacle,Minor obstacle,Public placement office, 92,No,-44,-44,-44,-44,Yes,3,2,No,The firm is affraid of investing in workers that after the t,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,No,-44,No,85,0,0,0,15,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,3,3,Collateral or cosigners unacceptable,-44,7860000,8020000,3849600,3050000,249000,481200,173000,232500,37000,30000,42000,0,0,1729000,2194000,2246000,2887000,2875000,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,No,Yes,Yes,No,No,Yes,Yes,Minor obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Very severe obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Access to finance,Customs and Trade Regulations,Inadequately educated workforce,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not aware of this type of assistance and don't know it advan, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 143111,111,St-Vincent and the Grenadines,St-Vincent and the Grenadines,Construction,507474,Yes,4,Establishment physically separated from HQ but with no other,Yes,-44,Shareholding company with non-traded shares or shares traded, -44,50,100,0,0,0,Equally men and women,No,Yes,15,Delegates decisions to other partners,0,0,Equally men and women,Female,Male,Male,1996,No,Yes,1996,17,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,2,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,9,Yes,Yes,Yes,0,-44,-44,100,0, -44,10,45,45,10,Government or government agencies (including state-owned ent,25,55,20,industrial construction,70,Local,10,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,30,70,Yes,8,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,No obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,-44, -44,Tend to disagree,Strongly disagree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,No,0,0,Yes,Yes,Yes,Yes,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,15,Yes,5,No,Yes,0,0,-44,Yes,0,Yes,No,-44,-44,Yes,60,2,250,262,67,91,65,39,2,19,12,17,50,14,17,12,7,0,3,2,3,1,1,1,2,1,29,81,39000,74,38000,79,44000,5,29000,5,27000,5,33000,13,21000,13,21000,11,24000,13,11000,14,10000,15,12000,14,11000,13,10800,12,12000,1,9700,1,8800,1,11500,108,11000,108,10000,108,12200,0,-77,0,-77,0,-77,77,9600,83,8800,79,11100,Increase/decreased demand for goods, -44,University graduate,University graduate,University graduate,University graduate,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Important,Important,Critical,Important,Important,Very important,Slightly important,Important,Slightly important,Slightly important,Important,Important,Slightly important,Important,Important,Critical,Very important,Critical,Very important,Important,Critical,Critical,Important,Important,Critical,Slightly important,Slightly important,Very important,Slightly important,Not important,Critical,Important,Slightly important,Very important,Critical,Important,Very important,Important,Important,Important,Important,Very important,Very important,Important,Critical,Important,Very important,Critical,Very important,Critical,Very important,Important,Not important,Important,Slightly important,Important,Important,Slightly important,Not important,Slightly important,Important,Important,Important,Slightly important,Very important,Not important,Not important,Slightly important,Important,Important,Critical,Critical,Critical,Critical,Not important,Important,Very important,Important,Important,Slightly important,Not difficult,Very difficult,Slightly difficult,9,11,Not difficult,Very difficult,Difficult,0,13,Slightly difficult,Slightly difficult,Difficult,2,9,Slightly difficult,Not difficult,Slightly difficult,2,2,Slightly difficult,Slightly difficult,Slightly difficult,2,6,Slightly difficult,Very difficult,Difficult,0,3,Slightly difficult,Slightly difficult,Difficult,11,3,Not difficult,Slightly difficult,Not difficult,0,4,Slightly difficult,Not difficult,Not difficult,8,2,Very important,Very important,Not important,Important,Very important,Not important,Slightly important,Slightly important,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,Private placement office, 10,No,-44,-44,-44,-44,Yes,1,2,No,The firm does not have enough information about training pro,Yes,Moderate obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Major obstacle,No obstacle,Yes,0,100, -44,0,No,-44,Yes,79,0,0,20,1,0,0,0,0,0,0,0,0, -44,50,25,0,25,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Line of credit,2011,480000,12,60,Private commercial banks,Yes,Yes,No,No,No,No, -44,175,Yes,4,3,Insufficient profitability,-44,53820000,57260000,30240000,11340000,2290000,2290400,2520000,458000,92000,60000,87000,6299000,0,11383000,8899000,16033000,12025000,34631000,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,"Crime, theft and disorder",Customs and Trade Regulations,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Too many strings attached, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,Truthful,Are taken directly from the establishment's records, 143114,114,St-Vincent and the Grenadines,St-Vincent and the Grenadines,Retail,507494,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,100,100,0,0,0,Equally men and women,No,Yes,Not applicable,Delegates decisions to other partners,26,5,Equally men and women,Female,Male,Male,1950,No,Yes,1961,35,No,-44,-44,No,-44,-44,No,-44,-44,Yes,55,No,Yes,1,2,1,-44,No,-44,-44,-44,-44,Yes,4,1,1,-44,Yes,0,1,1,-44,Yes,1,Yes,Yes,Yes,95,70,75,5,0, -44,15,60,25,5,Government or government agencies (including state-owned ent,30,55,15,cold storage,20,National,10,Decreased,Increased,2-5,100,0,100,-44,-44,-44,-44,-44,-44,-44,-44,15,85,Yes,2,Yes,No,Yes,No,Yes,No,Yes,Laboratory or research center, -44,Yes,Yes,Yes,No,No,Yes,Yes,Yes,Yes,No,Yes,No,Yes,No,No,Yes,Yes,Yes,No, -44,Very Important,Very Important,Very Important,Slightly important,Very Important,Very Important,Critical,Yes,55,Yes,25,Yes,20,Yes,No,380000,-44,Yes,No,No,No,Major obstacle,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,No obstacle,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,-44, -44,Strongly disagree,Strongly disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,-44,10000,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,During working hours,Knife,Money,650,Group of criminals,No,No,No loss or damage,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,2,Outside working hours,Firearm/gun,Money,6500,Gang related,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,1000,Yes,Yes,Yes,No,Yes,No,-44,-44,No,-44,-44,No,No,No,5,Yes,1,Yes,No,-44,0,-44,No,-44,-44,Yes,60,No,No,-44,-44,8,309,78,108,77,46,78,0,49,1,25,8,8,6,3,6,0,3,0,1,1,1,2,1,31,86,33000,83,32000,91,37000,5,26000,6,23000,5,31000,14,20000,15,20000,15,22000,14,9800,15,9000,14,11000,15,11000,14,10800,13,12200,1,11000,1,10900,1,12900,0,-77,0,-77,0,-77,116,11000,113,10300,111,12100,83,10000,82,8900,77,11000,New production methods, -44,University graduate,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete secondary,Completed secondary,Started but did not complete secondary,Important,Slightly important,Critical,Very important,Very important,Important,Slightly important,Important,Important,Important,Important,Important,Not important,Slightly important,Slightly important,Critical,Critical,Very important,Important,Important,Critical,Critical,Important,Slightly important,Critical,Slightly important,Important,Important,Not important,Not important,Very important,Important,Very important,Critical,Critical,Very important,Very important,Important,Slightly important,Important,Important,Important,Very important,Not important,Critical,Very important,Critical,Critical,Critical,Critical,Critical,Slightly important,Not important,Important,Not important,Important,Important,Slightly important,Slightly important,Not important,Very important,Important,Very important,Slightly important,Important,Not important,Slightly important,Slightly important,Important,Important,Critical,Critical,Critical,Very important,Not important,Slightly important,Very important,Important,Slightly important,Not important,Not difficult,Difficult,Slightly difficult,9,17,Difficult,Almost impossible,Difficult,1,13,Not difficult,Difficult,Slightly difficult,2,5,Slightly difficult,Slightly difficult,Slightly difficult,2,3,Slightly difficult,Not difficult,Slightly difficult,2,10,Not difficult,Difficult,Slightly difficult,0,10,Not difficult,Very difficult,Slightly difficult,1,10,Slightly difficult,Slightly difficult,Difficult,12,2,Not difficult,Not difficult,Not difficult,9,1,Very important,Very important,Important,Important,Very important,Slightly important,Not important,Not important,Major obstacle,Moderate obstacle,No obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Public placement office, 30,Yes to both,Yes,40,No,-44,Yes,3,2,No,The firm cannot afford the optimal level of training,No,-44,-44,-44,-44,-44,-44,Yes,100,0, -44,0,Yes,15,No,80,0,0,0,20,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Size of loan and maturity are insufficiant,48470000,47060000,9520000,6390000,1459000,3254000,27178000,482000,69000,164000,69000,0,0,10735000,28837000,15120000,37450000,19807000,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,No obstacle,Minor obstacle,Major obstacle,Minor obstacle,No obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Practices of competitors in the informal sector,Cost of finance,Moderate obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Local business association, -44,technological and Innovation Support, -44,No,-44,-44,Yes,No,No,Yes,Yes,No,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,Yes,No,Yes,Truthful,Are taken directly from the establishment's records, 143145,145,St-Vincent and the Grenadines,St-Vincent and the Grenadines,Retail,507505,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All women,Yes,Not applicable,100,Makes decisions in consultation with other partners,14,6,All women,Female,Female,Female,2000,No,Yes,2000,13,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,2,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,No,No,0,-44,-44,100,0, -44,5,40,55,0,Others,25,60,15,shoe sale,75,National,10,Remained the same,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,40,60,No,-44,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,-44, -44,Tend to agree,Strongly disagree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,No,1,No,-44,-44,No,-44,-44,3000,No,-44,-44,No,-44,-44,No,-44,-44,2,4,2,1,1,0,2,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,2,44000,2,40000,2,52000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,9700,1,9700,1,10900,0,-77,0,-77,0,-77,1,9400,1,9400,1,10500,-44, -44,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Slightly important,Important,Critical,Important,Very important,Very important,Slightly important,Important,Important,Important,Slightly important,Slightly important,Not important,Slightly important,Very important,Very important,Critical,Very important,Important,Slightly important,Critical,Critical,Important,Important,Very important,Slightly important,Important,Slightly important,Not important,Important,Critical,Slightly important,Important,Critical,Critical,Very important,Very important,Very important,Important,Important,Important,Slightly important,Critical,Slightly important,Critical,Important,Very important,Critical,Very important,Very important,Very important,Slightly important,Not important,Important,Not important,Important,Important,Slightly important,Slightly important,Not important,Important,Slightly important,Important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Important,Critical,Very important,Very important,Critical,Not important,Important,Important,Important,Slightly important,Slightly important,Not difficult,Very difficult,Slightly difficult,0,11,Slightly difficult,Very difficult,Slightly difficult,0,14,Not difficult,Difficult,Slightly difficult,0,4,Not difficult,Slightly difficult,Not difficult,0,3,Slightly difficult,Slightly difficult,Slightly difficult,0,8,Not difficult,Difficult,Difficult,0,10,Not difficult,Slightly difficult,Difficult,1,6,Slightly difficult,Not difficult,Not difficult,0,5,Not difficult,Not difficult,Not difficult,1,1,Very important,Important,Important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,Public placement office, 41,No,-44,-44,-44,-44,Yes,5,2,Yes,-44,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,No,-44,No,10,0,0,0,90,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,3,3,Insufficient profitability,-44,490000,490000,230000,130000,44000,19600,13000,4500,1000,1000,1000,0,0,71000,69000,103000,98000,302000,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,Major obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,No obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Practices of competitors in the informal sector,Customs and Trade Regulations,Access to finance,Major obstacle,Yes,Yes,Yes,No,No,Yes,No,No,No impact,-44,-44,-44,-44,Yes,Large impact,-44,-44,Yes,Large impact,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,No,No impact,-44,Moderated impact,-44,-44,Yes,Large impact,-44,-44,Yes,Large impact,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,Yes,Large impact,-44,-44,-44,-44,No,No impact,-44,-44,Yes,Large impact,-44,-44,-44,-44,No,No impact,-44,-44,No,No impact,-44,-44,-44,-44,No,No impact,-44,-44,No,No impact,-44,-44,-44,-44,No,No impact,-44,-44,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,Truthful,Are estimates computed with some precision, 143143,143,St-Vincent and the Grenadines,St-Vincent and the Grenadines,Retail,507493,Yes,2,Establishment physically separated from HQ and other establi,Yes,-44,Sole proprietorship, -44,100,100,0,0,0,All women,Yes,Not applicable,100,Makes decisions in consultation with other partners,9,1,Predominantly men,Female,Female,Male,1995,No,Yes,1995,5,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,7,5,1,-44,Yes,2,0,0,-44,No,-44,-44,-44,-44,Yes,2,4,1,-44,Yes,5,Yes,Yes,Yes,0,-44,-44,100,0, -44,30,60,10,15,Your parent company or affiliated establishments,30,60,10,shrimp,30,National,10,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,75,25,Yes,3,Yes,No,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,Yes,No,No,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to agree,Tend to agree,Yes,Yes,No,-44,-44,-44,No,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,Outside working hours,Other,Money,600,Gang related,No,No,Don't have the time; inconvenient,Yes,2,During working hours,Firearm/gun,Goods or stock,22000,Other,Yes,Yes,-44,Yes,2,During working hours,Knife,Money,750,Gang related,No,No,Fear of negative publicity,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,0,0,No,No,No,No,Yes,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,No,-44,-44,No,-44,0,-44,Yes,5,Yes,No,-44,-44,Yes,30,1,7,6,3,2,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3,40000,3,40000,3,46000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,8900,2,8700,2,9600,0,-77,0,-77,0,-77,1,9800,1,9000,1,10800,-44, -44,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Important,Slightly important,Critical,Important,Important,Important,Slightly important,Slightly important,Very important,Important,Important,Important,Slightly important,Important,Important,Critical,Critical,Critical,Slightly important,Important,Critical,Very important,Very important,Important,Critical,Important,Important,Slightly important,Important,Slightly important,Important,Slightly important,Important,Critical,Critical,Very important,Critical,Important,Important,Important,Important,Very important,Very important,Slightly important,Critical,Important,Very important,Critical,Critical,Very important,Critical,Slightly important,Slightly important,Very important,Not important,Important,Important,Not important,Not important,Slightly important,Important,Very important,Important,Important,Very important,Not important,Slightly important,Slightly important,Important,Important,Critical,Critical,Critical,Very important,Not important,Slightly important,Important,Important,Not important,Not important,Not difficult,Very difficult,Slightly difficult,1,18,Not difficult,Very difficult,Difficult,0,4,Not difficult,Difficult,Difficult,1,10,Slightly difficult,Slightly difficult,Slightly difficult,1,1,Not difficult,Slightly difficult,Not difficult,1,9,Slightly difficult,Difficult,Slightly difficult,0,4,Not difficult,Very difficult,Slightly difficult,0,4,Not difficult,Not difficult,Not difficult,0,8,Not difficult,Not difficult,Slightly difficult,0,1,Critical,Critical,Important,Not important,Critical,Not important,Not important,Not important,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,Private placement office, 29,Yes to fire,No,-44,Yes,1,Yes,0,2,Yes,-44,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,9,No,70,0,0,0,30,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Collateral requirements for loans or line of credit are unat,1140000,1190000,559300,170000,38000,47600,155000,20000,2000,3000,2000,0,0,177000,312000,286000,405000,852000,No obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,No obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Cost of finance,Labor Regulations,Transportation,Major obstacle,Yes,Yes,Yes,No,Yes,No,No,Yes,Large impact,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,No,No impact,-44,-44,No,No impact,-44,-44,-44,-44,Yes,Large impact,-44,No impact,Yes,Moderated impact,-44,-44,-44,-44,Yes,Large impact,-44,-44,No,No impact,-44,-44,-44,-44,No,No impact,-44,-44,Yes,Large impact,-44,-44,-44,-44,No,No impact,-44,-44,Yes,Large impact,-44,-44,-44,-44,No,No impact,-44,-44,No,No impact,-44,-44,-44,-44,No,No impact,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are taken directly from the establishment's records, 14339,39,St-Vincent and the Grenadines,St-Vincent and the Grenadines,Wholesale,507489,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All women,Female,Female,Female,1989,No,Yes,1990,11,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,2,2,-44,No,-44,-44,-44,-44,Yes,1,1,1,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0, -44,35,55,10,4,Small private firms (less than 20 employees),35,50,15,soft drinks,55,National,15,Decreased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,60,40,No,-44,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,-44, -44,Tend to agree,Strongly disagree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,No,-44,-44,Yes,20,-44,Yes,1,Outside working hours,Other,Money,35000,Group of criminals,Yes,Yes,-44,Yes,1,During working hours,Firearm/gun,Money,1000,Someone working alone,No,No,Fear of reprisals,Yes,1,During working hours,Firearm/gun,Money,20000,Group of criminals,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,3,During working hours,Knife,Other company property,600,A customer,No,No,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,Yes,No,-44,-44,No,-44,-44,No,Yes,No,0,No,-44,-44,No,-44,0,-44,Yes,0,Yes,Yes,40,Yes,No,-44,-44,1,6,3,2,1,0,3,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3,43000,3,41000,3,51000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,9000,2,8200,2,10100,0,-77,0,-77,0,-77,1,9900,1,9000,1,11000,-44, -44,University graduate,Post graduated,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Important,Important,Very important,Important,Important,Very important,Slightly important,Important,Important,Very important,Slightly important,Slightly important,Not important,Slightly important,Important,Critical,Very important,Very important,Important,Very important,Critical,Very important,Important,Slightly important,Critical,Not important,Important,Important,Slightly important,Not important,Critical,Important,Important,Critical,Critical,Important,Very important,Important,Slightly important,Important,Slightly important,Important,Critical,Important,Critical,Important,Critical,Critical,Very important,Very important,Critical,Not important,Slightly important,Important,Not important,Very important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Important,Important,Slightly important,Very important,Not important,Not important,Slightly important,Important,Important,Critical,Critical,Very important,Very important,Not important,Not important,Very important,Very important,Slightly important,Not important,Not difficult,Difficult,Difficult,1,9,Difficult,Very difficult,Very difficult,0,15,Slightly difficult,Very difficult,Slightly difficult,0,10,Not difficult,Not difficult,Slightly difficult,0,2,Slightly difficult,Not difficult,Slightly difficult,1,5,Slightly difficult,Difficult,Slightly difficult,1,9,Slightly difficult,Slightly difficult,Difficult,1,4,Not difficult,Slightly difficult,Not difficult,1,6,Slightly difficult,Not difficult,Not difficult,1,1,Very important,Very important,Not important,Slightly important,Critical,Not important,Not important,Not important,No obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Through family/friends, 25,No,-44,-44,-44,-44,Yes,2,2,Yes,-44,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,11,No,0,20,5,0,75,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,Yes,Line of credit,2012,10000,8,24,Other,Yes,Yes,Yes,No,Yes,No, -44,150,Yes,2,1,Incompleteness of loan application,-44,1290000,1260000,760000,210000,60000,63000,60000,26500,3000,2000,4000,0,0,205000,223000,277000,365000,463000,No obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,Major obstacle,No obstacle,Minor obstacle,Minor obstacle,No obstacle,Major obstacle,No obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,"Crime, theft and disorder",Practices of competitors in the informal sector,Inadequately educated workforce,Minor obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, 14360,60,St-Vincent and the Grenadines,St-Vincent and the Grenadines,Retail,507532,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All women,Female,Female,Female,2002,No,Yes,2002,11,No,-44,-44,No,-44,-44,No,-44,-44,Yes,38,No,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,7,1,0,-44,No,-44,-44,-44,-44,No,-44,No,Yes,No,0,-44,-44,100,0, -44,30,50,20,0,Small private firms (less than 20 employees),20,55,25,souvenirs,90,Local,5,Decreased,Remained the same,More than 5,100,0,95,-44,-44,-44,-44,-44,-44,-44,-44,50,50,Yes,3,Yes,Yes,Yes,No,Yes,Yes,-44,-44, -44,-44,No,Yes,Yes,No,No,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,Very Important,Important,Important,Slightly important,Slightly important,Important,Very Important,Yes,100,No,-44,No,-44,No,No,10000,-44,No,No,Yes,No,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,No,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,2,During working hours,Knife,Money,14000,Gang related,Yes,No,Fear of reprisals,Yes,2,During working hours,Firearm/gun,Money,750,Other,No,No,Loss was small,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,2,During working hours,Firearm/gun,Other,6500,A former employee,Yes,No,Fear of reprisals,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,Yes,No,-44,-44,No,-44,-44,Yes,Yes,Yes,15,No,-44,-44,No,-44,-44,9000,No,-44,-44,Yes,45,Yes,No,-44,-44,1,7,3,2,1,1,3,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3,52000,3,47000,3,60000,1,36000,2,37000,1,41000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,8900,2,8200,2,9800,0,-77,0,-77,0,-77,1,9600,1,9000,1,10300,New products require new skills, -44,University graduate,Post graduated,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Completed college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Important,Important,Very important,Important,Important,Very important,Important,Slightly important,Slightly important,Very important,Important,Important,Not important,Important,Important,Very important,Very important,Critical,Important,Very important,Very important,Critical,Very important,Slightly important,Critical,Slightly important,Slightly important,Slightly important,Not important,Important,Important,Slightly important,Important,Critical,Critical,Important,Critical,Very important,Very important,Important,Important,Important,Critical,Important,Critical,Slightly important,Critical,Critical,Very important,Very important,Very important,Slightly important,Slightly important,Very important,Not important,Important,Important,Slightly important,Slightly important,Important,Important,Slightly important,Very important,Slightly important,Important,Not important,Slightly important,Not important,Important,Important,Very important,Critical,Very important,Critical,Not important,Not important,Important,Important,Slightly important,Not important,Not difficult,Very difficult,Difficult,1,10,Slightly difficult,Difficult,Difficult,1,9,Not difficult,Difficult,Difficult,0,3,Slightly difficult,Not difficult,Slightly difficult,1,2,Not difficult,Not difficult,Slightly difficult,0,5,Not difficult,Slightly difficult,Slightly difficult,0,3,Slightly difficult,Difficult,Difficult,0,8,Not difficult,Slightly difficult,Slightly difficult,0,10,Not difficult,Not difficult,Not difficult,1,2,Important,Very important,Important,Important,Very important,Slightly important,Slightly important,Not important,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,No obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,Private placement office, 68,No,-44,-44,-44,-44,Yes,4,2,Yes,-44,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,No,-44,No,75,0,0,0,25,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Collateral requirements for loans or line of credit are unat,960000,930000,350000,180000,23000,55800,3000,21500,3000,2000,4000,0,0,169000,149000,260000,233000,343000,Moderate obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,Minor obstacle,Minor obstacle,Major obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,No obstacle,Very severe obstacle,No obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Cost of finance,Macroeconomic environment,Inadequately educated workforce,No obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Private independent fund, -44,"General management, Business development and Strategies supp", -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Yes,Yes,No,No,-44,-44,Truthful,Are taken directly from the establishment's records, 14348,48,St-Vincent and the Grenadines,St-Vincent and the Grenadines,Retail,507511,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All women,Female,Female,Female,2000,Yes,Yes,2000,12,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,9,1,1,-44,No,-44,-44,-44,-44,Yes,1,2,1,-44,Yes,2,6,1,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0, -44,5,45,50,15,Small private firms (less than 20 employees),35,45,20,souvenirs,70,National,20,Decreased,Increased,2-5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,40,60,No,-44,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,No obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to disagree,Tend to disagree,Yes,No,-44,-44,-44,-44,No,-44,-44,Yes,2,-44,Yes,1,Outside working hours,Firearm/gun,Personal possessions of employees or customers,30000,Gang related,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,During working hours,Firearm/gun,Money,400,Group of criminals,No,Yes,-44,Yes,3,During working hours,Knife,Goods or stock,800,Other,No,No,Fear of reprisals,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,Yes,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,0,2,2,6,3,2,1,0,3,0,0,0,1,1,0,0,0,0,0,0,0,1,1,0,0,0,0,4,41000,4,38000,3,48000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,11000,2,10800,2,12700,0,-77,0,-77,0,-77,1,9700,2,9600,1,11000,Increase/decreased demand for goods, -44,Post graduated,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed primary school,Important,Important,Very important,Important,Very important,Important,Important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Slightly important,Important,Critical,Very important,Critical,Important,Important,Critical,Critical,Important,Important,Very important,Slightly important,Important,Slightly important,Slightly important,Not important,Important,Important,Important,Critical,Critical,Very important,Critical,Important,Important,Important,Slightly important,Important,Very important,Important,Very important,Very important,Critical,Very important,Very important,Very important,Very important,Slightly important,Not important,Important,Not important,Very important,Important,Slightly important,Not important,Not important,Important,Important,Important,Slightly important,Important,Not important,Not important,Slightly important,Very important,Very important,Critical,Very important,Critical,Very important,Slightly important,Not important,Important,Important,Not important,Slightly important,Slightly difficult,Very difficult,Slightly difficult,1,14,Slightly difficult,Difficult,Difficult,0,11,Slightly difficult,Slightly difficult,Slightly difficult,1,4,Slightly difficult,Slightly difficult,Not difficult,1,3,Slightly difficult,Not difficult,Slightly difficult,1,5,Not difficult,Slightly difficult,Slightly difficult,0,3,Slightly difficult,Difficult,Slightly difficult,1,3,Not difficult,Slightly difficult,Not difficult,0,9,Not difficult,Slightly difficult,Not difficult,0,1,Important,Very important,Important,Not important,Very important,Not important,Not important,Not important,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Major obstacle,Major obstacle,Moderate obstacle,No obstacle,Minor obstacle,Public announcement/advertisement, 47,No,-44,-44,-44,-44,No,-44,-44,No,The firm cannot afford the optimal level of training,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,15,No,90,0,0,0,10,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,2,2,Insufficient profitability,-44,860000,890000,250000,120000,25000,44500,4000,10000,1000,1000,1000,0,0,180000,208000,231000,347000,448000,No obstacle,Minor obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,Minor obstacle,No obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Major obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Yes,Yes,No,No,Yes,Inadequately educated workforce,Practices of competitors in the informal sector,Macroeconomic environment,Minor obstacle,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Large impact,Yes,Large impact,Yes,Large impact,Yes,Large impact,No,No impact,Yes,Large impact,Yes,Large impact,Yes,Large impact,Yes,Large impact,No,No impact,Yes,Large impact,Yes,Large impact,Yes,Large impact,Yes,Large impact,Yes,Large impact,Yes,Large impact,Yes,Large impact,Yes,Large impact,Yes,Large impact,No,No impact,Yes,Large impact,Yes,Large impact,Yes,Large impact,Yes,Large impact,No,No impact,Yes,Large impact,Yes,Large impact,Yes,Large impact,Yes,Large impact,Yes,Large impact,Yes,Large impact,Yes,Large impact,Yes,Large impact,Yes,Large impact,Yes,Large impact,Yes,Large impact,Yes,Large impact,Yes,Large impact,Yes,Large impact,Yes,Large impact,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,Yes,Yes,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are taken directly from the establishment's records, 143135,135,St-Vincent and the Grenadines,St-Vincent and the Grenadines,Food,507440,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All women,Yes,Not applicable,100,Makes major strategic and fiancial decisions,21,8,Equally men and women,Male,Male,Male,1993,Yes,Yes,1996,12,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,6,1,0,-44,Yes,0,4,1,-44,Yes,81,Yes,Yes,Yes,95,75,70,5,0, -44,40,35,25,10,Small private firms (less than 20 employees),45,30,25,water,100,National,10,Increased,Remained the same,More than 5,85,15,5,1994,turkey,80,antigua and barbuda,10,4,0,0,20,80,Yes,5,Yes,Yes,Yes,No,Yes,Yes,-44,-44, -44,-44,No,Yes,Yes,Yes,Yes,No,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,Important,Important,Very Important,Very Important,Important,Important,Important,Yes,100,No,-44,No,-44,Yes,No,10000,-44,No,No,No,No,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,No obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,-44, -44,Tend to agree,Strongly agree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,1,-44,Yes,2,-44,Yes,1,Outside working hours,Baseball bat,Personal possessions of employees or customers,30000,Group of criminals,Yes,Yes,-44,Yes,1,Outside working hours,Firearm/gun,Money,400,Gang related,No,No,The police give little/no information back on crimes,Yes,3,During working hours,Other,Money,14000,Gang related,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,2,Outside working hours,Other,Other company property,4000,Other,No,No,-44,Yes,2,During working hours,Baseball bat,Goods or stock,32000,Other,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,40000,0,Yes,No,No,Yes,Yes,No,-44,-44,No,-44,-44,Yes,Yes,Yes,10,Yes,4,No,Yes,10,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,10,44,12,15,11,6,1,1,0,4,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,12,37000,12,34000,10,41000,1,23000,2,23000,1,26000,1,27000,2,27000,1,31000,1,12000,1,12000,1,13000,2,9700,2,9000,2,11200,1,11000,1,10900,1,12100,0,-77,0,-77,0,-77,15,14000,14,12900,14,15600,11,9400,11,9600,11,10400,New products require new skills, -44,University graduate,Completed secondary,University graduate,University graduate,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete secondary,Completed secondary,Completed secondary,Important,Not important,Very important,Very important,Important,Very important,Important,Important,Very important,Important,Slightly important,Important,Slightly important,Not important,Very important,Critical,Very important,Very important,Slightly important,Important,Critical,Very important,Important,Slightly important,Critical,Slightly important,Very important,Important,Not important,Important,Very important,Important,Important,Critical,Critical,Slightly important,Very important,Very important,Important,Important,Important,Very important,Critical,Important,Critical,Very important,Critical,Very important,Very important,Very important,Very important,Slightly important,Slightly important,Important,Slightly important,Important,Important,Slightly important,Not important,Slightly important,Very important,Important,Important,Slightly important,Very important,Not important,Not important,Slightly important,Important,Important,Critical,Critical,Critical,Very important,Not important,Not important,Very important,Important,Not important,Slightly important,Not difficult,Difficult,Slightly difficult,2,18,Not difficult,Very difficult,Slightly difficult,0,12,Slightly difficult,Difficult,Difficult,0,3,Slightly difficult,Slightly difficult,Not difficult,0,2,Slightly difficult,Slightly difficult,Slightly difficult,0,8,Slightly difficult,Difficult,Difficult,0,10,Not difficult,Slightly difficult,Slightly difficult,0,4,Not difficult,Slightly difficult,Not difficult,2,5,Slightly difficult,Not difficult,Not difficult,2,1,Important,Critical,Important,Important,Important,Slightly important,Slightly important,Slightly important,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Through family/friends, -24,Yes to fire,No,-44,Yes,0,Yes,3,2,Yes,-44,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,15,Yes,0,64,16,0,20,0,0,0,0,0,0,0,0, -44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Line of credit,2010,0,13,42,Other,Yes,Yes,No,No,No,No, -44,100,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,1240000,1380000,565800,1380000,22000,69000,0,31500,3000,3000,4000,28000,0,252000,193000,345000,276000,876000,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,No obstacle,No obstacle,Major obstacle,Major obstacle,Very severe obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Political environment,Inadequately educated workforce,Access to finance,Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 14375,75,St-Vincent and the Grenadines,St-Vincent and the Grenadines,Transport,507559,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Male,Male,Female,1996,Yes,Yes,1996,13,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,0,2,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,1,2,1,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,25,60,15,0,Your parent company or affiliated establishments,25,50,25,ticket sales,95,National,30,Decreased,Increased,2-5,90,10,0,1997,santa lucia,55,dominica,35,7,0,1,25,75,Yes,3,No,No,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,Yes,No,No,No,-44,-44,No,-44,-44,No,Yes,No,0,Yes,1,No,Yes,10,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,4,6,3,2,1,0,0,0,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3,32000,2,30000,2,35000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,12000,2,11000,2,13500,0,-77,0,-77,0,-77,1,10000,2,9200,1,11700,-44, -44,University graduate,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Important,Slightly important,Critical,Very important,Important,Very important,Slightly important,Slightly important,Important,Very important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Very important,Very important,Very important,Important,Important,Very important,Very important,Slightly important,Very important,Critical,Slightly important,Slightly important,Important,Not important,Not important,Important,Important,Slightly important,Critical,Very important,Very important,Very important,Very important,Very important,Important,Important,Important,Very important,Important,Critical,Important,Critical,Critical,Very important,Critical,Very important,Not important,Not important,Important,Not important,Very important,Slightly important,Not important,Not important,Slightly important,Important,Important,Slightly important,Very important,Important,Not important,Not important,Slightly important,Slightly important,Very important,Very important,Critical,Critical,Critical,Slightly important,Slightly important,Very important,Important,Slightly important,Not important,Slightly difficult,Very difficult,Difficult,0,17,Slightly difficult,Very difficult,Difficult,0,10,Difficult,Slightly difficult,Slightly difficult,1,4,Not difficult,Slightly difficult,Not difficult,1,2,Not difficult,Slightly difficult,Slightly difficult,1,5,Not difficult,Difficult,Slightly difficult,1,7,Slightly difficult,Difficult,Difficult,1,9,Not difficult,Slightly difficult,Not difficult,1,7,Slightly difficult,Not difficult,Not difficult,1,1,Very important,Very important,Not important,Important,Important,Not important,Not important,Not important,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,No obstacle,No obstacle,No obstacle,Public placement office, 95,No,-44,-44,-44,-44,No,-44,-44,No,Other,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,12,No,25,40,10,0,25,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,3,3,Problems with credit history/report,-44,630000,710000,326600,380000,64000,35500,30000,16500,1000,3000,2000,0,0,144000,166000,185000,256000,500000,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Very severe obstacle,No obstacle,No obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,No obstacle,No obstacle,Major obstacle,Minor obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,Access to finance,Tax administration,Tax Rates,Major obstacle,Yes,Yes,Yes,Yes,No,Yes,No,Yes,Moderated impact,Yes,Moderated impact,-44,-44,Yes,Moderated impact,-44,-44,Yes,Moderated impact,Yes,Moderated impact,-44,-44,Yes,Moderated impact,-44,-44,Yes,Moderated impact,Yes,Moderated impact,-44,-44,Yes,Moderated impact,-44,-44,Yes,Moderated impact,Yes,Moderated impact,-44,-44,Yes,Moderated impact,-44,-44,Yes,Moderated impact,Yes,Moderated impact,-44,-44,Yes,Moderated impact,-44,-44,Yes,Moderated impact,Yes,Moderated impact,-44,-44,Yes,Moderated impact,-44,-44,Yes,Moderated impact,Yes,Moderated impact,-44,-44,Yes,Moderated impact,-44,-44,Yes,Moderated impact,Yes,Moderated impact,-44,-44,Yes,Moderated impact,-44,-44,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Truthful,Are taken directly from the establishment's records, 14374,74,St-Vincent and the Grenadines,St-Vincent and the Grenadines,Transport,507558,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Female,2000,Yes,Yes,2000,22,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,2,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0, -44,25,60,15,1,Medium private firms (20-100 employees),30,45,25,ticket sales,100,National,15,Increased,Remained the same,More than 5,100,0,5,-44,-44,-44,-44,-44,-44,-44,-44,30,70,Yes,1,No,No,No,No,Yes,No,Yes,Other company of the sector, -44,No,No,No,Yes,Yes,Yes,Yes,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,Critical,Important,Slightly important,Very Important,Very Important,Very Important,Very Important,Yes,45,Yes,55,No,-44,No,No,30000,-44,No,No,Yes,No,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,No obstacle,Minor obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to disagree,Strongly agree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,0,0,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,No,-44,-44,No,-44,0,-44,Yes,9,Yes,No,-44,-44,No,-44,-44,3,5,3,1,1,0,2,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3,33000,2,31000,1,39000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,9400,1,8500,1,10200,0,-77,0,-77,0,-77,1,10000,1,9700,1,10900,New production methods, -44,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Very important,Slightly important,Critical,Important,Important,Important,Slightly important,Slightly important,Important,Slightly important,Important,Important,Not important,Important,Slightly important,Critical,Very important,Critical,Important,Important,Critical,Very important,Important,Very important,Critical,Slightly important,Important,Slightly important,Not important,Slightly important,Important,Important,Critical,Critical,Critical,Very important,Important,Important,Very important,Important,Important,Important,Very important,Important,Critical,Important,Critical,Critical,Very important,Critical,Critical,Slightly important,Slightly important,Important,Not important,Important,Important,Not important,Slightly important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Important,Not important,Not important,Slightly important,Slightly important,Important,Very important,Critical,Critical,Critical,Slightly important,Slightly important,Important,Important,Slightly important,Not important,Not difficult,Very difficult,Difficult,0,8,Not difficult,Very difficult,Difficult,0,15,Difficult,Difficult,Slightly difficult,0,6,Slightly difficult,Slightly difficult,Slightly difficult,0,2,Slightly difficult,Slightly difficult,Difficult,0,6,Slightly difficult,Slightly difficult,Difficult,0,8,Difficult,Difficult,Slightly difficult,1,5,Slightly difficult,Not difficult,Slightly difficult,1,4,Not difficult,Not difficult,Not difficult,1,2,Very important,Very important,Important,Important,Very important,Not important,Not important,Not important,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,Major obstacle,Moderate obstacle,No obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,Public placement office, 94,No,-44,-44,-44,-44,No,-44,-44,No,The firm does not have enough information about training pro,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,No,-44,No,65,0,0,0,35,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,2,2,Problems with credit history/report,-44,1630000,1770000,743400,1770000,37000,70800,0,40500,3000,2000,5000,0,0,425000,337000,531000,443000,818000,No obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Major obstacle,No obstacle,No obstacle,Major obstacle,No obstacle,Major obstacle,Major obstacle,No obstacle,Very severe obstacle,No obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Macroeconomic environment,Inadequately educated workforce,Access to finance,Minor obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Private independent fund, -44,technological and Innovation Support, -44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 14337,37,St-Vincent and the Grenadines,St-Vincent and the Grenadines,Services of motor vehicles,507486,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Male,Male,Female,1995,No,Yes,1998,18,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,1,0,-44,No,-44,-44,-44,-44,Yes,1,4,0,-44,No,-44,-44,-44,-44,Yes,1,Yes,No,Yes,0,-44,-44,100,0, -44,35,50,15,0,Small private firms (less than 20 employees),5,60,35,tires,90,National,10,Decreased,Increased,More than 5,95,5,15,1996,turkey,15,antigua and barbuda,10,2,0,0,30,70,Yes,18,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,-44,20400,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,Yes,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,1,Yes,1,No,Yes,0,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,4,8,3,2,2,1,2,0,0,0,3,3,0,0,0,0,0,0,0,1,1,0,0,0,0,6,53000,6,51000,6,58000,1,35000,2,32000,1,40000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,8700,2,8300,2,9500,0,-77,0,-77,0,-77,2,10000,3,10200,2,11200,Economic upturn/downturn, -44,Post graduated,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed secondary,Important,Important,Critical,Very important,Very important,Important,Important,Slightly important,Very important,Important,Slightly important,Important,Slightly important,Slightly important,Important,Critical,Very important,Very important,Important,Important,Critical,Critical,Important,Slightly important,Critical,Not important,Important,Slightly important,Not important,Slightly important,Slightly important,Slightly important,Very important,Very important,Critical,Important,Very important,Important,Slightly important,Very important,Slightly important,Very important,Very important,Important,Critical,Important,Critical,Critical,Very important,Very important,Very important,Slightly important,Slightly important,Important,Slightly important,Very important,Very important,Slightly important,Slightly important,Slightly important,Very important,Important,Slightly important,Important,Slightly important,Not important,Slightly important,Slightly important,Very important,Important,Critical,Critical,Very important,Critical,Slightly important,Slightly important,Important,Important,Important,Slightly important,Slightly difficult,Very difficult,Difficult,0,20,Slightly difficult,Very difficult,Slightly difficult,1,15,Not difficult,Difficult,Slightly difficult,0,3,Slightly difficult,Not difficult,Slightly difficult,0,2,Slightly difficult,Slightly difficult,Not difficult,1,9,Slightly difficult,Slightly difficult,Difficult,0,8,Slightly difficult,Difficult,Slightly difficult,0,3,Not difficult,Not difficult,Slightly difficult,1,8,Not difficult,Not difficult,Not difficult,1,1,Critical,Important,Very important,Important,Very important,Slightly important,Slightly important,Not important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Public announcement/advertisement, 22,No,-44,-44,-44,-44,No,-44,-44,No,The firm is affraid of investing in workers that after the t,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,14,No,65,20,5,0,10,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Collateral requirements for loans or line of credit are unat,1380000,1340000,643200,300000,40000,53600,312000,39000,2000,7000,8000,0,0,205000,281000,281000,469000,320000,Minor obstacle,Minor obstacle,No obstacle,Major obstacle,No,Yes,No,No,No,No,No,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,No obstacle,Moderate obstacle,Very severe obstacle,No obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Cost of finance,Practices of competitors in the informal sector,Access to land for expansion / relocation,No obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Truthful,Are estimates computed with some precision, 14362,62,St-Vincent and the Grenadines,St-Vincent and the Grenadines,Retail,507534,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,-88,No,Yes,-88,18,Yes,57,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,4,2,0,-44,Yes,2,3,1,-44,No,-44,Yes,No,No,0,-44,-44,100,0, -44,20,50,30,0,Medium private firms (20-100 employees),30,60,10,tires,70,Local,5,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,75,25,No,-44,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Major obstacle,No obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,No,0,Yes,1,No,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,0,2,2,7,3,2,1,1,0,0,0,0,1,1,0,0,0,0,0,0,0,1,1,0,0,0,0,4,34000,3,35000,2,40000,1,30000,2,29000,1,35000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,12000,2,10900,2,13900,0,-77,0,-77,0,-77,1,9900,2,9400,1,11000,Economic upturn/downturn, -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Completed secondary,-44,-44,Completed secondary,Completed secondary,Important,Slightly important,Critical,Important,Important,Important,Slightly important,Slightly important,Very important,Very important,Slightly important,Important,Slightly important,Not important,Slightly important,Critical,Critical,Very important,Very important,Important,Critical,Critical,Important,Important,Critical,Not important,Important,Important,Important,Slightly important,Important,Important,Important,Very important,Critical,Important,Critical,Slightly important,Important,Slightly important,Important,Important,Critical,Important,Critical,Slightly important,Critical,Critical,Very important,Very important,Critical,Not important,Not important,Important,Not important,Very important,Slightly important,Slightly important,Slightly important,Not important,Very important,Slightly important,Very important,Slightly important,Important,Not important,Slightly important,Slightly important,Very important,Important,Very important,Critical,Very important,Very important,Not important,Important,Important,Important,Not important,Slightly important,Not difficult,Very difficult,Difficult,1,14,Difficult,Very difficult,Slightly difficult,0,15,Slightly difficult,Difficult,Slightly difficult,0,3,Not difficult,Not difficult,Slightly difficult,0,2,Slightly difficult,Difficult,Slightly difficult,0,7,Not difficult,Difficult,Slightly difficult,0,2,Slightly difficult,Slightly difficult,Slightly difficult,1,2,Slightly difficult,Not difficult,Not difficult,1,3,Not difficult,Slightly difficult,Not difficult,1,1,Very important,Important,Slightly important,Important,Very important,Not important,Not important,Slightly important,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,No obstacle,No obstacle,Private placement office, 70,No,-44,-44,-44,-44,Yes,4,2,Yes,-44,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,Yes,15,No,40,32,8,0,20,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,Yes,Line of credit,2012,20000,9,36,Other,Yes,No,No,No,No,No, -44,125,Yes,2,1,Incompleteness of loan application,-44,1910000,2150000,903000,2150000,52000,64500,0,58000,6000,9000,3000,0,0,288000,512000,430000,839000,873000,Very severe obstacle,Moderate obstacle,Major obstacle,Major obstacle,No,Yes,Yes,Yes,No,Yes,No,No obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Yes,Yes,Yes,No,No,Customs and Trade Regulations,Tax Rates,Electricity,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Truthful,Are taken directly from the establishment's records, 143100,100,St-Vincent and the Grenadines,St-Vincent and the Grenadines,Transport,507553,Yes,2,Establishment physically separated from HQ and other establi,Yes,-44,Shareholding company with non-traded shares or shares traded, -44,52,50,50,0,0,Predominantly men,No,Yes,10,Delegates decisions to other partners,0,0,All men,Male,Male,Male,1988,Yes,Yes,1988,8,No,-44,-44,No,-44,-44,No,-44,-44,Yes,55,No,Yes,3,3,1,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,2,4,2,-44,No,-44,Yes,Yes,No,0,-44,-44,100,0, -44,10,50,40,5,Medium private firms (20-100 employees),30,50,20,tours,70,National,15,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,25,75,Yes,10,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Minor obstacle,Minor obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,-44, -44,Tend to agree,Tend to agree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,4,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,40000,0,Yes,Yes,Yes,No,No,No,-44,-44,No,-44,-44,No,No,No,9,No,-44,-44,No,-44,0,-44,Yes,0,Yes,No,-44,-44,Yes,0,2,10,9,3,3,2,1,0,0,1,0,1,1,0,0,0,0,0,0,0,1,1,0,0,0,0,4,40000,4,40000,4,44000,1,26000,1,23000,1,30000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,3,9800,3,8800,3,10700,0,-77,0,-77,0,-77,2,9700,3,9700,2,10800,New products require new skills, -44,University graduate,University graduate,University graduate,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed primary school,Important,Slightly important,Critical,Very important,Important,Important,Slightly important,Slightly important,Very important,Important,Slightly important,Important,Slightly important,Slightly important,Very important,Very important,Very important,Very important,Important,Important,Critical,Critical,Important,Slightly important,Critical,Slightly important,Slightly important,Slightly important,Important,Slightly important,Slightly important,Important,Critical,Critical,Very important,Very important,Very important,Very important,Important,Important,Important,Very important,Critical,Important,Critical,Important,Critical,Critical,Very important,Very important,Critical,Slightly important,Not important,Important,Slightly important,Important,Important,Important,Not important,Not important,Important,Very important,Very important,Very important,Important,Slightly important,Slightly important,Not important,Important,Slightly important,Very important,Very important,Very important,Very important,Important,Slightly important,Important,Very important,Slightly important,Not important,Not difficult,Very difficult,Difficult,1,12,Not difficult,Very difficult,Slightly difficult,0,15,Slightly difficult,Slightly difficult,Slightly difficult,0,9,Not difficult,Slightly difficult,Slightly difficult,1,3,Slightly difficult,Slightly difficult,Slightly difficult,1,2,Slightly difficult,Difficult,Difficult,0,9,Not difficult,Difficult,Difficult,0,6,Slightly difficult,Not difficult,Slightly difficult,1,10,Not difficult,Not difficult,Not difficult,0,2,Very important,Very important,Very important,Not important,Important,Slightly important,Slightly important,Not important,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Through family/friends, 89,Yes to both,Yes,0,No,-44,Yes,0,2,Yes,-44,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,8,No,80,0,0,0,20,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,Yes,Line of credit,2012,0,8,60,Other,Yes,No,Yes,No,No,No, -44,175,Yes,4,3,Problems with credit history/report,-44,1790000,1810000,868800,590000,31000,108600,52000,32500,2000,5000,5000,0,0,335000,412000,507000,634000,933000,Minor obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Macroeconomic environment,Corruption,Very severe obstacle,Yes,Yes,No,No,No,Yes,No,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,Negative impact,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Large impact,-44,-44,Not applicable,Not applicable, -44,Not applicable,Not applicable, -44,Not applicable, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,Yes,Truthful,Are taken directly from the establishment's records, 14373,73,St-Vincent and the Grenadines,St-Vincent and the Grenadines,Transport,507557,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,2006,No,Yes,2006,12,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,1,0,-44,Yes,1,0,0,-44,Yes,9,1,1,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,0,40,60,0,Individuals,35,55,10,travel agency,90,National,10,Remained the same,Decreased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,70,30,Yes,3,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,Yes,No,Yes,No,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Major obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to agree,Tend to disagree,Yes,No,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,No,No,No,0,No,-44,-44,No,-44,-44,0,No,-44,-44,No,-44,-44,No,-44,-44,2,6,3,2,1,0,0,0,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3,37000,2,36000,2,41000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,11000,2,11100,2,12800,0,-77,0,-77,0,-77,1,10000,1,9300,1,11200,Increase/decreased demand for goods, -44,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Important,Slightly important,Very important,Important,Very important,Important,Important,Important,Very important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Very important,Very important,Critical,Important,Important,Very important,Critical,Important,Slightly important,Very important,Slightly important,Slightly important,Important,Slightly important,Not important,Slightly important,Important,Important,Critical,Critical,Slightly important,Very important,Very important,Very important,Important,Very important,Important,Very important,Important,Critical,Important,Critical,Very important,Very important,Very important,Critical,Not important,Not important,Important,Not important,Very important,Important,Slightly important,Slightly important,Slightly important,Very important,Important,Slightly important,Important,Very important,Not important,Not important,Slightly important,Very important,Important,Critical,Critical,Critical,Critical,Not important,Slightly important,Very important,Important,Slightly important,Important,Slightly difficult,Difficult,Difficult,0,13,Not difficult,Very difficult,Slightly difficult,0,13,Slightly difficult,Slightly difficult,Slightly difficult,0,9,Not difficult,Not difficult,Slightly difficult,0,3,Not difficult,Slightly difficult,Slightly difficult,1,10,Not difficult,Difficult,Slightly difficult,1,4,Not difficult,Slightly difficult,Slightly difficult,1,6,Not difficult,Slightly difficult,Not difficult,0,10,Not difficult,Not difficult,Not difficult,0,2,Important,Very important,Not important,Important,Important,Not important,Slightly important,Not important,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,No obstacle,Minor obstacle,Private placement office, 93,No,-44,-44,-44,-44,No,-44,-44,No,The benefits of training are small than the costs,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,No,-44,No,70,16,4,0,10,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,3,3,Incompleteness of loan application,-44,2000000,1960000,823200,380000,67000,78400,76000,47000,4000,8000,3000,0,0,423000,420000,529000,627000,1159000,Minor obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,No obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,Major obstacle,Minor obstacle,-44,-44,-44,-44,-44,"Crime, theft and disorder",Labor Regulations,Telecommunications,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Local business association, -44,technological and Innovation Support, -44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Truthful,Are taken directly from the establishment's records, 14376,76,St-Vincent and the Grenadines,St-Vincent and the Grenadines,Transport,507561,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,1994,No,Yes,1994,42,No,-44,-44,Yes,5,Yes,No,-44,-44,Yes,41,No,No,-44,-44,-44,-44,Yes,1,0,0,-44,Yes,8,1,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,25,60,15,0,Small private firms (less than 20 employees),10,50,40,travel agency,100,National,10,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,75,25,Yes,5,Yes,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,No obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,3,4,2,1,1,0,0,0,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,2,39000,1,35000,1,45000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,8900,1,8400,1,9800,0,-77,0,-77,0,-77,1,9900,1,9000,1,11800,Increase/decreased demand for goods, -44,Post graduated,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,-44,-44,Completed secondary,Completed secondary,Important,Slightly important,Very important,Important,Important,Important,Important,Important,Important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Important,Critical,Very important,Critical,Important,Important,Very important,Critical,Important,Very important,Very important,Slightly important,Important,Slightly important,Not important,Not important,Important,Slightly important,Critical,Critical,Critical,Important,Very important,Important,Important,Very important,Important,Very important,Critical,Important,Very important,Important,Critical,Critical,Very important,Very important,Very important,Important,Not important,Important,Not important,Important,Very important,Not important,Slightly important,Not important,Important,Important,Important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Important,Important,Critical,Critical,Critical,Very important,Slightly important,Important,Important,Important,Not important,Not important,Slightly difficult,Almost impossible,Slightly difficult,0,15,Slightly difficult,Very difficult,Difficult,0,10,Not difficult,Slightly difficult,Difficult,1,10,Not difficult,Slightly difficult,Slightly difficult,1,1,Slightly difficult,Slightly difficult,Difficult,0,5,Slightly difficult,Difficult,Slightly difficult,0,8,Not difficult,Very difficult,Slightly difficult,0,9,Not difficult,Not difficult,Not difficult,1,6,Not difficult,Not difficult,Not difficult,0,1,Slightly important,Important,Very important,Important,Very important,Slightly important,Not important,Not important,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,No obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Private placement office, 97,No,-44,-44,-44,-44,Yes,5,2,Yes,-44,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,No,-44,No,60,0,0,0,40,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Application procedures for loans or line of credit are compl,1390000,1450000,609000,100000,59000,58000,17000,13000,1000,1000,2000,0,0,269000,234000,421000,334000,741000,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,No obstacle,Minor obstacle,No obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,No obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,Access to finance,Corruption,Political environment,Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Administratie procedure is cumbersome, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Truthful,Are taken directly from the establishment's records, 14323,23,St-Vincent and the Grenadines,St-Vincent and the Grenadines,Non-metallic mineral products,507455,No,-44,-44,-44,-44,Limited partnership, -44,70,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,2009,No,Yes,2009,10,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,2,0,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,40,35,25,0,Large private firms (more than 100 employees),35,45,20,trucking,80,National,5,Decreased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,35,65,No,-44,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Minor obstacle,Major obstacle,No obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,5,-44,Yes,1,-44,Yes,1,Outside working hours,Firearm/gun,Goods or stock,30000,Gang related,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,3,Outside working hours,Other,Other,20000,Gang related,Yes,Yes,-44,Yes,3,During working hours,Other,Money,600,Other,No,No,There was no insurance requirement,Yes,1,Outside working hours,Firearm/gun,Other company property,900,Gang related,No,No,Would increase insurance cost,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,During working hours,Knife,Money,12500,Gang related,No,No,Offenders rarely caught or prosecuted,No,-44,-44,0,Yes,No,No,No,Yes,Yes,No,No,No,-44,-44,Yes,Yes,Yes,5,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,15,11,5,3,2,1,0,1,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,5,54000,5,50000,4,58000,1,29000,1,26000,1,33000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,3,8600,3,7800,3,9500,0,-77,0,-77,0,-77,2,9400,2,8800,2,11100,-44, -44,University graduate,Completed college/vocational training,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed secondary,Important,Important,Critical,Very important,Important,Important,Important,Slightly important,Very important,Very important,Slightly important,Important,Slightly important,Important,Important,Critical,Critical,Very important,Important,Important,Critical,Critical,Important,Important,Critical,Slightly important,Important,Important,Not important,Slightly important,Slightly important,Important,Important,Critical,Critical,Important,Very important,Very important,Very important,Slightly important,Important,Important,Critical,Important,Critical,Slightly important,Critical,Critical,Very important,Very important,Critical,Slightly important,Not important,Important,Not important,Very important,Important,Not important,Slightly important,Slightly important,Important,Important,Slightly important,Slightly important,Important,Slightly important,Not important,Not important,Important,Important,Critical,Critical,Very important,Critical,Not important,Important,Important,Important,Slightly important,Not important,Slightly difficult,Almost impossible,Slightly difficult,0,24,Difficult,Difficult,Difficult,1,12,Slightly difficult,Difficult,Slightly difficult,0,4,Slightly difficult,Slightly difficult,Slightly difficult,0,2,Slightly difficult,Slightly difficult,Difficult,0,6,Slightly difficult,Difficult,Difficult,0,7,Not difficult,Slightly difficult,Slightly difficult,0,10,Not difficult,Slightly difficult,Slightly difficult,0,3,Not difficult,Not difficult,Not difficult,1,2,Slightly important,Critical,Important,Slightly important,Very important,Slightly important,Slightly important,Not important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Moderate obstacle,No obstacle,Major obstacle,No obstacle,Moderate obstacle,No obstacle,No obstacle,Private placement office, -9,No,-44,-44,-44,-44,No,-44,-44,No,The benefits of training are small than the costs,No,-44,-44,-44,-44,-44,-44,No,0,100, -44,0,Yes,13,No,0,50,20,0,30,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,3,3,Problems with credit history/report,-44,11730000,11390000,4669900,570000,159000,683400,23000,136500,14000,26000,12000,0,0,1677000,2961000,2620000,4556000,6786000,No obstacle,No obstacle,No obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Access to finance,Cost of finance,Customs and Trade Regulations,No obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Private independent fund, -44,technological and Innovation Support, -44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 14347,47,St-Vincent and the Grenadines,St-Vincent and the Grenadines,Retail,507510,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,1985,No,Yes,1985,11,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,0,3,1,-44,No,-44,-44,-44,-44,Yes,0,0,0,-44,No,-44,-44,-44,-44,Yes,5,Yes,Yes,Yes,0,-44,-44,100,0, -44,0,65,35,4,Individuals,45,55,0,clothing,50,National,40,Increased,Increased,1,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,55,45,No,-44,No,No,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Very severe obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,-44, -44,Tend to disagree,Tend to disagree,Strongly disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,No,0,No,-44,-44,No,-44,1,-44,No,-44,-44,No,-44,-44,No,-44,-44,3,5,3,1,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3,44000,3,41000,2,52000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,11000,1,9800,1,12300,0,-77,0,-77,0,-77,1,10000,1,9100,1,10800,-44, -44,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Important,Slightly important,Very important,Very important,Very important,Important,Important,Slightly important,Important,Important,Important,Slightly important,Slightly important,Slightly important,Very important,Critical,Very important,Critical,Important,Important,Critical,Critical,Slightly important,Important,Critical,Slightly important,Important,Important,Important,Not important,Important,Important,Very important,Critical,Critical,Important,Very important,Important,Important,Important,Slightly important,Important,Very important,Not important,Very important,Important,Critical,Very important,Critical,Critical,Critical,Important,Not important,Very important,Not important,Very important,Very important,Slightly important,Slightly important,Important,Very important,Very important,Important,Important,Important,Slightly important,Slightly important,Not important,Important,Important,Very important,Critical,Critical,Very important,Not important,Slightly important,Important,Important,Not important,Not important,Not difficult,Very difficult,Slightly difficult,0,17,Slightly difficult,Difficult,Difficult,0,6,Not difficult,Difficult,Difficult,0,4,Slightly difficult,Slightly difficult,Slightly difficult,1,1,Slightly difficult,Slightly difficult,Not difficult,0,5,Slightly difficult,Difficult,Slightly difficult,1,5,Slightly difficult,Difficult,Slightly difficult,1,8,Not difficult,Difficult,Not difficult,1,3,Not difficult,Not difficult,Not difficult,0,2,Important,Important,Very important,Important,Very important,Not important,Not important,Slightly important,Major obstacle,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,Private placement office, 46,No,-44,-44,-44,-44,No,-44,-44,No,Other,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,9,No,50,40,10,0,0,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,2,2,Incompleteness of loan application,-44,860000,910000,380000,160000,13000,27300,18000,17500,1000,1000,4000,0,0,188000,166000,273000,264000,606000,No obstacle,Minor obstacle,No obstacle,Major obstacle,No,Yes,Yes,No,No,No,No,No obstacle,Minor obstacle,Minor obstacle,No obstacle,Major obstacle,No obstacle,Minor obstacle,Major obstacle,No obstacle,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Cost of finance,Access to land for expansion / relocation,Minor obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,International organization, -44,Marketing and Operations support, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 143136,136,St-Vincent and the Grenadines,St-Vincent and the Grenadines,Garments,507445,No,-44,-44,-44,-44,Limited partnership, -44,50,100,0,0,0,All women,Yes,No,50,Makes major strategic and fiancial decisions,12,6,Predominantly men,Female,Female,Male,1997,No,Yes,1997,27,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,5,1,1,-44,No,-44,-44,-44,-44,Yes,4,5,0,-44,No,-44,-44,-44,-44,No,-44,No,Yes,Yes,100,80,75,0,0, -44,5,60,35,0,Large private firms (more than 100 employees),25,70,5,uniforms,60,National,10,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,30,70,Yes,1,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,Yes,No,Moderate obstacle,Minor obstacle,Major obstacle,No obstacle,No obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,No obstacle,Major obstacle,Major obstacle,Major obstacle,-44, -44,Tend to disagree,Tend to disagree,Tend to disagree,Strongly disagree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,No,0,No,-44,-44,Yes,0,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,2,3,2,1,0,0,1,0,0,0,2,2,0,0,0,0,0,0,0,1,1,0,0,0,0,4,44000,3,43000,3,48000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,12000,1,12100,1,13700,0,-77,0,-77,0,-77,Economic upturn/downturn, -44,University graduate,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,-44,-44,Very important,Slightly important,Critical,Important,Important,Important,Important,Slightly important,Important,Important,Slightly important,Important,Important,Not important,Important,Critical,Critical,Very important,Very important,Important,Critical,Very important,Very important,Very important,Critical,Slightly important,Slightly important,Very important,Not important,Not important,Critical,Slightly important,Important,Critical,Critical,Very important,Important,Important,Very important,Important,Important,Important,Very important,Important,Critical,Very important,Critical,Critical,Critical,Critical,Critical,Slightly important,Not important,Important,Not important,Very important,Important,Not important,Not important,Not important,Important,Very important,Important,Slightly important,Very important,Not important,Not important,Slightly important,Very important,Very important,Critical,Critical,Critical,Very important,Not important,Slightly important,Important,Important,Not important,Slightly important,Not difficult,Very difficult,Slightly difficult,0,17,Not difficult,Very difficult,Difficult,0,13,Slightly difficult,Difficult,Difficult,0,10,Not difficult,Slightly difficult,Slightly difficult,1,1,Slightly difficult,Slightly difficult,Not difficult,0,4,Slightly difficult,Slightly difficult,Difficult,1,3,Not difficult,Difficult,Slightly difficult,0,9,Not difficult,Not difficult,Difficult,0,7,Not difficult,Not difficult,Slightly difficult,0,1,Very important,Important,Not important,Important,Very important,Slightly important,Slightly important,Slightly important,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Public announcement/advertisement, -19,Yes to fire,No,-44,Yes,2,No,-44,-44,No,The benefits of training are small than the costs,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,No,-44,No,95,0,0,0,5,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Did not think it would be approved,360000,380000,150000,80000,6000,19000,60000,45000,4000,5000,6000,0,0,66000,61000,91000,99000,110000,Major obstacle,Minor obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,No obstacle,Moderate obstacle,No obstacle,Moderate obstacle,No obstacle,Very severe obstacle,Very severe obstacle,No obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,Access to finance,Cost of finance,Macroeconomic environment,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Already used this type of assistance in the past and wasn't, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 143142,142,St-Vincent and the Grenadines,St-Vincent and the Grenadines,Services of motor vehicles,507482,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All women,Yes,Not applicable,100,Makes decisions in consultation with other partners,39,5,Predominantly women,Male,Female,Male,1975,No,Yes,1975,14,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,5,5,0,-44,Yes,2,0,0,-44,Yes,0,2,0,-44,No,-44,-44,-44,-44,Yes,1,Yes,Yes,Yes,0,-44,-44,100,0, -44,30,60,10,5,Your parent company or affiliated establishments,15,65,20,auto parts,75,Local,5,Increased,Increased,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,75,25,Yes,13,Yes,Yes,Yes,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,No obstacle,No obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,20,No,-44,-44,No,-44,0,-44,No,-44,-44,Yes,95,No,No,-44,-44,12,45,13,15,11,6,5,7,4,2,0,0,0,0,0,0,0,0,0,0,0,0,0,0,5,13,42000,14,38000,14,45000,1,32000,1,29000,1,38000,1,31000,1,31000,1,33000,1,10000,1,9000,1,11000,2,12000,2,12000,2,13200,1,12000,1,11900,1,14300,15,11000,14,11100,15,12900,0,-77,0,-77,0,-77,11,9500,13,8500,11,10700,Economic upturn/downturn, -44,University graduate,University graduate,University graduate,University graduate,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed secondary,Important,Slightly important,Very important,Very important,Important,Important,Slightly important,Slightly important,Important,Important,Slightly important,Important,Not important,Slightly important,Slightly important,Very important,Critical,Critical,Important,Important,Very important,Very important,Important,Important,Critical,Important,Important,Very important,Slightly important,Not important,Critical,Important,Important,Very important,Critical,Important,Very important,Slightly important,Very important,Very important,Slightly important,Important,Critical,Important,Critical,Important,Critical,Very important,Critical,Very important,Very important,Not important,Not important,Important,Not important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Very important,Important,Very important,Important,Very important,Not important,Slightly important,Slightly important,Slightly important,Very important,Very important,Critical,Very important,Very important,Slightly important,Slightly important,Important,Important,Slightly important,Slightly important,Not difficult,Very difficult,Difficult,2,22,Slightly difficult,Almost impossible,Difficult,0,10,Not difficult,Slightly difficult,Slightly difficult,1,2,Not difficult,Not difficult,Difficult,0,3,Slightly difficult,Slightly difficult,Slightly difficult,1,5,Slightly difficult,Very difficult,Slightly difficult,1,10,Not difficult,Slightly difficult,Slightly difficult,2,3,Slightly difficult,Slightly difficult,Difficult,0,6,Not difficult,Slightly difficult,Not difficult,2,2,Slightly important,Critical,Not important,Important,Important,Not important,Slightly important,Not important,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,No obstacle,Through family/friends, 18,No,-44,-44,-44,-44,Yes,5,2,No,The firm cannot afford the optimal level of training,Yes,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,Minor obstacle,Yes,0,100, -44,0,Yes,7,No,45,8,2,15,30,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,Yes,Line of credit,2008,1600000,10,24,Other,No,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,7680000,8440000,5040000,500000,321000,337600,176000,152000,27000,11000,11000,0,0,1165000,1470000,1941000,2194000,5008000,Minor obstacle,Major obstacle,No obstacle,Major obstacle,Yes,Yes,Yes,No,No,Yes,No,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,"Crime, theft and disorder",Customs and Trade Regulations,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,International organization, -44,technological and Innovation Support, -44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are estimates computed with some precision, 14336,36,St-Vincent and the Grenadines,St-Vincent and the Grenadines,Services of motor vehicles,507481,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,1991,No,Yes,1991,32,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,2,1,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,0,Yes,No,Yes,0,-44,-44,100,0, -44,5,55,40,0,Government or government agencies (including state-owned ent,20,40,40,auto parts,70,National,15,Decreased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,25,75,Yes,15,Yes,Yes,Yes,No,Yes,Yes,-44,-44, -44,-44,No,Yes,No,No,No,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,Important,Critical,Important,Very Important,Slightly important,Important,Important,Yes,80,No,-44,Yes,20,No,No,0,-44,No,No,No,No,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,Very severe obstacle,Minor obstacle,Major obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,-44, -44,Tend to agree,Tend to disagree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,No,5,Yes,5,Yes,Yes,0,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,6,7,3,2,1,1,0,0,0,0,3,3,0,0,0,0,0,0,0,1,1,0,0,0,0,6,48000,5,43000,4,52000,1,35000,2,34000,1,39000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,9800,2,9300,2,11600,0,-77,0,-77,0,-77,1,10000,1,10100,1,11700,-44, -44,University graduate,University graduate,Post graduated,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Completed college/vocational training,-44,-44,Completed secondary,Completed secondary,Important,Important,Critical,Important,Important,Important,Important,Slightly important,Very important,Important,Important,Important,Not important,Slightly important,Slightly important,Very important,Very important,Critical,Important,Important,Very important,Critical,Very important,Very important,Very important,Not important,Slightly important,Important,Important,Not important,Important,Slightly important,Critical,Critical,Critical,Important,Very important,Important,Important,Very important,Important,Slightly important,Very important,Slightly important,Critical,Important,Critical,Very important,Critical,Critical,Critical,Not important,Not important,Important,Not important,Important,Important,Slightly important,Not important,Not important,Important,Important,Important,Slightly important,Very important,Slightly important,Not important,Slightly important,Important,Important,Very important,Critical,Very important,Critical,Not important,Slightly important,Important,Important,Not important,Slightly important,Slightly difficult,Very difficult,Difficult,0,8,Slightly difficult,Difficult,Difficult,0,11,Slightly difficult,Difficult,Difficult,0,9,Not difficult,Slightly difficult,Slightly difficult,0,2,Not difficult,Slightly difficult,Difficult,1,6,Slightly difficult,Slightly difficult,Difficult,0,3,Slightly difficult,Slightly difficult,Slightly difficult,0,8,Not difficult,Difficult,Slightly difficult,1,9,Not difficult,Not difficult,Slightly difficult,0,1,Very important,Very important,Important,Important,Critical,Not important,Slightly important,Slightly important,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,Public placement office, 17,No,-44,-44,-44,-44,No,-44,-44,No,The firm is affraid of investing in workers that after the t,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,No,-44,No,60,24,6,5,5,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Other,520000,500000,190000,190000,14000,15000,10000,13000,2000,3000,2000,0,0,79000,79000,110000,130000,234000,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Tax administration,Practices of competitors in the informal sector,Moderate obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,International organization, -44,technological and Innovation Support, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 143122,122,St-Vincent and the Grenadines,St-Vincent and the Grenadines,Transport,507560,Yes,3,Headquarters with production and/or sales at this location,No,3,Limited partnership, -44,50,50,50,0,0,Equally men and women,No,Yes,30,Makes decisions in consultation with other partners,11,5,Equally men and women,Male,Female,Male,2002,Yes,Yes,2002,17,No,-44,-44,No,-44,-44,No,-44,-44,Yes,11,No,Yes,0,1,0,-44,No,-44,-44,-44,-44,Yes,5,1,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,30,45,25,0,Small private firms (less than 20 employees),35,60,5,auto rental,65,International,5,Increased,Remained the same,More than 5,10,90,5,2003,santa lucia,30,trinidad and tobago,20,10,0,4,55,45,Yes,17,Yes,Yes,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,Yes,No,Yes,Very severe obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,-44, -44,Tend to disagree,Strongly disagree,Tend to agree,Tend to agree,Yes,No,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,No,No,No,10,Yes,1,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,6,5,3,1,1,0,2,0,0,0,8,6,1,1,0,3,0,0,0,2,1,2,4,0,0,9,34000,8,32000,7,38000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,8700,2,8400,2,9600,0,-77,0,-77,0,-77,2,10000,2,9500,2,11700,Increase demand for higher quality product, -44,Post graduated,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Important,Not important,Critical,Important,Important,Very important,Slightly important,Important,Important,Important,Important,Slightly important,Not important,Slightly important,Important,Very important,Critical,Critical,Important,Slightly important,Critical,Critical,Slightly important,Important,Very important,Not important,Important,Important,Important,Important,Very important,Important,Important,Critical,Very important,Important,Very important,Very important,Slightly important,Very important,Slightly important,Important,Very important,Important,Critical,Important,Critical,Critical,Critical,Critical,Critical,Slightly important,Not important,Important,Not important,Important,Important,Slightly important,Slightly important,Important,Very important,Very important,Very important,Important,Very important,Slightly important,Not important,Not important,Important,Important,Critical,Very important,Critical,Critical,Not important,Not important,Important,Important,Slightly important,Slightly important,Slightly difficult,Very difficult,Difficult,1,14,Difficult,Very difficult,Slightly difficult,0,13,Not difficult,Difficult,Very difficult,1,8,Slightly difficult,Not difficult,Not difficult,1,1,Slightly difficult,Slightly difficult,Slightly difficult,0,2,Not difficult,Very difficult,Difficult,0,9,Slightly difficult,Slightly difficult,Slightly difficult,0,2,Not difficult,Difficult,Not difficult,0,8,Slightly difficult,Not difficult,Not difficult,1,1,Important,Important,Very important,Slightly important,Important,Not important,Slightly important,Slightly important,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,Private placement office, 96,No,-44,-44,-44,-44,No,-44,-44,No,The firm is affraid of investing in workers that after the t,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,No,-44,No,95,0,0,0,5,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,2,2,Insufficient profitability,-44,830000,900000,369000,130000,18000,54000,2000,4500,0,0,1000,0,0,146000,277000,225000,351000,632000,No obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,Major obstacle,Minor obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Practices of competitors in the informal sector,Tax Rates,Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Government based organization, -44,technological and Innovation Support, -44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,Truthful,Are taken directly from the establishment's records, 14333,33,St-Vincent and the Grenadines,St-Vincent and the Grenadines,Services of motor vehicles,507478,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,60,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Female,Male,2000,No,Yes,2004,13,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,0,3,1,-44,Yes,2,0,0,-44,Yes,0,1,1,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0, -44,45,45,10,0,Small private firms (less than 20 employees),45,40,15,auto sales,60,National,5,Increased,Remained the same,More than 5,95,5,0,2001,santa lucia,90,dominica,5,3,0,1,65,35,Yes,9,Yes,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,Yes,No,No,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,-44, -44,Strongly disagree,Tend to agree,Tend to disagree,Strongly disagree,No,-44,-44,-44,-44,-44,Yes,-44,15000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,26,Yes,15,Yes,No,-44,0,-44,Yes,0,Yes,No,-44,-44,No,-44,-44,2,12,4,4,3,1,2,0,0,0,2,2,0,0,0,0,0,0,0,1,1,0,0,0,2,6,51000,6,45000,5,60000,1,26000,2,26000,1,28000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,4,11000,4,10700,4,12900,0,-77,0,-77,0,-77,3,10000,4,9500,4,11300,Economic upturn/downturn, -44,Post graduated,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed secondary,Important,Important,Very important,Critical,Important,Very important,Slightly important,Important,Important,Slightly important,Slightly important,Slightly important,Not important,Slightly important,Slightly important,Very important,Very important,Very important,Slightly important,Important,Very important,Critical,Important,Important,Critical,Slightly important,Important,Slightly important,Slightly important,Slightly important,Important,Very important,Important,Critical,Critical,Important,Very important,Very important,Important,Very important,Very important,Important,Critical,Slightly important,Critical,Important,Critical,Critical,Very important,Very important,Critical,Not important,Not important,Very important,Slightly important,Very important,Slightly important,Not important,Slightly important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Very important,Important,Critical,Very important,Critical,Very important,Not important,Slightly important,Important,Important,Slightly important,Slightly important,Slightly difficult,Very difficult,Difficult,0,20,Not difficult,Difficult,Slightly difficult,1,11,Slightly difficult,Slightly difficult,Slightly difficult,1,3,Slightly difficult,Not difficult,Slightly difficult,0,1,Slightly difficult,Slightly difficult,Slightly difficult,0,7,Not difficult,Slightly difficult,Slightly difficult,1,4,Not difficult,Slightly difficult,Slightly difficult,1,5,Slightly difficult,Not difficult,Slightly difficult,1,8,Not difficult,Not difficult,Not difficult,0,1,Very important,Very important,Very important,Important,Very important,Slightly important,Slightly important,Slightly important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Public placement office, 14,Yes to fire,No,-44,Yes,2,Yes,3,2,No,The firm is affraid of investing in workers that after the t,No,-44,-44,-44,-44,-44,-44,Yes,0,100, -44,0,Yes,8,Yes,0,72,18,0,10,0,0,0,0,0,0,0,0, -44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0, -44,Yes,Line of credit,2010,1500000,8,48,"Non-Bank financial institutions (microfinance institutions,",Yes,Yes,No,Yes,No,No, -44,100,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,5550000,5900000,2655000,280000,177000,295000,126000,147500,9000,22000,22000,767000,0,1072000,974000,1357000,1298000,3108000,Very severe obstacle,Very severe obstacle,Very severe obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,"Crime, theft and disorder",Practices of competitors in the informal sector,Customs and Trade Regulations,Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Too many strings attached, -44,-44,-44, -44,-44, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,Truthful,Are estimates computed with some precision, 1438,8,St-Vincent and the Grenadines,St-Vincent and the Grenadines,Services of motor vehicles,507477,No,-44,-44,-44,-44,Sole proprietorship, -44,100,100,0,0,0,All women,Yes,Not applicable,100,Makes decisions in consultation with other partners,30,1,All men,Male,Male,Male,1950,No,Yes,1976,52,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,0,1,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0, -44,50,30,20,5,Others,15,50,35,auto sales,80,National,15,Increased,Remained the same,More than 5,100,0,0,-44,-44,-44,-44,-44,-44,-44,-44,65,35,Yes,4,Yes,Yes,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Major obstacle,No obstacle,Minor obstacle,No obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,-44, -44,Strongly disagree,Tend to disagree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,No,No,No,0,No,-44,-44,No,-44,0,-44,No,-44,-44,Yes,60,No,Yes,0,2,6,37,11,12,9,5,0,4,3,4,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,11,55000,10,55000,10,62000,1,25000,1,25000,1,28000,1,28000,2,27000,1,32000,1,12000,1,11000,1,14000,2,11000,2,10000,2,11900,0,-77,0,-77,0,-77,12,12000,12,11800,12,14100,0,-77,0,-77,0,-77,9,10000,9,9900,9,11000,-44, -44,University graduate,Post graduated,University graduate,Post graduated,Completed college/vocational training,Completed secondary,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed primary school,Important,Slightly important,Very important,Very important,Important,Important,Slightly important,Important,Slightly important,Important,Important,Slightly important,Slightly important,Slightly important,Very important,Critical,Critical,Critical,Important,Important,Critical,Very important,Very important,Very important,Critical,Not important,Very important,Important,Not important,Not important,Critical,Slightly important,Important,Critical,Critical,Important,Very important,Important,Slightly important,Important,Important,Important,Very important,Slightly important,Very important,Slightly important,Critical,Very important,Very important,Very important,Critical,Not important,Slightly important,Very important,Not important,Important,Important,Not important,Not important,Slightly important,Important,Very important,Important,Very important,Very important,Not important,Slightly important,Not important,Slightly important,Important,Critical,Critical,Critical,Very important,Not important,Slightly important,Important,Important,Important,Not important,Not difficult,Very difficult,Difficult,2,9,Not difficult,Very difficult,Difficult,0,14,Slightly difficult,Slightly difficult,Difficult,0,8,Slightly difficult,Difficult,Slightly difficult,0,3,Slightly difficult,Slightly difficult,Slightly difficult,1,6,Not difficult,Difficult,Slightly difficult,1,6,Difficult,Difficult,Slightly difficult,2,3,Not difficult,Not difficult,Difficult,0,9,Not difficult,Not difficult,Not difficult,0,2,Important,Very important,Not important,Not important,Important,Slightly important,Not important,Not important,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,Public announcement/advertisement, 13,No,-44,-44,-44,-44,Yes,1,2,No,The benefits of training are small than the costs,Yes,Very severe obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,Yes,0,100, -44,0,Yes,12,No,50,0,0,0,50,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,No,-44,-44,-44,Size of loan and maturity are insufficiant,8580000,8670000,3901500,1320000,260000,433500,126000,95500,7000,15000,17000,0,0,1162000,1855000,1734000,2688000,3659000,Moderate obstacle,No obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Minor obstacle,No obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,Major obstacle,Yes,Yes,No,No,No,Inadequately educated workforce,"Crime, theft and disorder",Practices of competitors in the informal sector,Moderate obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Local business association, -44,technological and Innovation Support, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,Truthful,Are taken directly from the establishment's records, 143101,101,St-Vincent and the Grenadines,St-Vincent and the Grenadines,Transport,507554,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded, -44,50,100,0,0,0,Predominantly men,No,No,40,Delegates decisions to other partners,16,2,Predominantly men,Male,Male,Male,1968,No,Yes,1968,19,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,9,3,1,-44,No,-44,-44,-44,-44,Yes,3,1,0,-44,No,-44,-44,-44,-44,Yes,1,Yes,Yes,Yes,0,-44,-44,100,0, -44,20,50,30,1,Small private firms (less than 20 employees),20,60,20,villa rentals,10,International,15,Increased,Remained the same,More than 5,15,85,0,1969,santa lucia,40,barbados,10,6,0,0,60,40,Yes,18,No,No,No,No,No,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,Yes,No,No,No,Moderate obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Major obstacle,Minor obstacle,-44, -44,Tend to agree,Strongly disagree,Tend to agree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,-44,3000000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,0,50000,Yes,Yes,Yes,No,No,No,-44,-44,No,-44,-44,No,Yes,No,10,Yes,5,No,No,-44,-44,4000,Yes,15,Yes,Yes,270,No,No,-44,-44,20,978,246,342,244,146,190,235,143,2,50,14,17,12,7,9,12,7,0,2,1,2,4,1,118,260,55000,234,56000,210,64000,16,24000,16,23000,17,26000,45,31000,41,30000,41,36000,45,9800,44,9000,44,11000,46,10000,41,9500,39,11700,1,9700,1,9300,1,11300,359,8900,388,8000,357,10400,0,-77,0,-77,0,-77,256,9800,239,8800,226,10700,Increase/decreased demand for goods, -44,Post graduated,University graduate,University graduate,University graduate,Completed college/vocational training,Completed secondary,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed secondary,Completed secondary,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed primary school,Slightly important,Slightly important,Critical,Important,Very important,Important,Slightly important,Slightly important,Important,Important,Important,Important,Important,Slightly important,Important,Critical,Very important,Very important,Very important,Important,Very important,Critical,Important,Important,Critical,Slightly important,Important,Very important,Not important,Not important,Slightly important,Important,Important,Critical,Critical,Very important,Very important,Slightly important,Important,Very important,Important,Important,Critical,Slightly important,Critical,Important,Very important,Very important,Critical,Very important,Critical,Slightly important,Not important,Very important,Not important,Important,Important,Not important,Not important,Slightly important,Important,Very important,Important,Important,Important,Not important,Slightly important,Not important,Very important,Important,Critical,Critical,Critical,Critical,Not important,Slightly important,Important,Important,Slightly important,Not important,Not difficult,Very difficult,Difficult,26,25,Slightly difficult,Very difficult,Difficult,2,14,Slightly difficult,Difficult,Slightly difficult,5,3,Slightly difficult,Slightly difficult,Slightly difficult,5,3,Slightly difficult,Difficult,Slightly difficult,5,3,Slightly difficult,Slightly difficult,Slightly difficult,1,2,Not difficult,Difficult,Slightly difficult,36,2,Not difficult,Not difficult,Slightly difficult,1,10,Not difficult,Slightly difficult,Not difficult,26,2,Critical,Important,Very important,Not important,Very important,Not important,Not important,Not important,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,No obstacle,Minor obstacle,Public placement office, 90,Yes to fire,No,-44,Yes,97,Yes,0,2,No,The firm cannot afford the optimal level of training,Yes,Very severe obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Yes,0,100, -44,0,Yes,15,No,50,12,3,25,10,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,3,3,Incompleteness of loan application,-44,97880000,109980000,30870000,27340000,1320000,6598800,10584000,1210000,73000,121000,97000,0,0,23756000,26549000,29695000,37393000,50185000,No obstacle,No obstacle,Major obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,Transportation,Labor Regulations,Transportation,Minor obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Government based organization, -44,technological and Innovation Support, -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, 14353,53,St-Vincent and the Grenadines,St-Vincent and the Grenadines,Retail,507521,Yes,2,Headquarters with production and/or sales at this location,No,2,Shareholding company with non-traded shares or shares traded, -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Male,Female,Female,1995,No,Yes,1995,32,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,3,1,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0, -44,0,55,45,15,Others,5,50,45,window sales,80,National,10,Remained the same,Remained the same,More than 5,50,50,0,1996,santa lucia,25,barbados,15,14,0,0,25,75,Yes,17,No,No,No,No,Yes,No,Yes,Other company of the sector, -44,Yes,No,Yes,Yes,Yes,No,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44, -44,Slightly important,Important,Important,Very Important,Important,Very Important,Very Important,Yes,100,No,-44,No,-44,Yes,No,40000,-44,No,Yes,Yes,No,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,-44, -44,Tend to agree,Strongly disagree,Strongly disagree,Tend to agree,Yes,No,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,10000,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,No,0,No,-44,-44,Yes,0,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,12,54,15,18,13,8,1,6,4,6,4,3,1,0,0,0,0,0,0,1,1,1,0,0,7,18,45000,19,45000,17,50000,1,31000,2,30000,1,37000,2,29000,2,27000,2,34000,2,12000,2,12000,2,13000,2,10000,2,9000,2,11000,1,9700,1,9300,1,10900,19,9000,17,8300,16,10700,0,-77,0,-77,0,-77,13,10000,13,9100,13,11400,-44, -44,Post graduated,University graduate,University graduate,Completed college/vocational training,Completed secondary,Completed secondary,Completed college/vocational training,Completed college/vocational training,Completed secondary,Started but did not complete college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed secondary,Important,Slightly important,Critical,Very important,Important,Important,Slightly important,Slightly important,Slightly important,Very important,Important,Slightly important,Slightly important,Slightly important,Important,Very important,Critical,Very important,Important,Slightly important,Critical,Critical,Important,Important,Critical,Slightly important,Important,Important,Not important,Not important,Very important,Slightly important,Critical,Critical,Critical,Important,Very important,Important,Important,Important,Important,Very important,Very important,Important,Critical,Slightly important,Very important,Critical,Critical,Very important,Very important,Not important,Slightly important,Very important,Not important,Important,Slightly important,Not important,Not important,Not important,Slightly important,Very important,Important,Important,Very important,Not important,Slightly important,Not important,Very important,Very important,Very important,Critical,Critical,Very important,Slightly important,Slightly important,Very important,Very important,Slightly important,Not important,Not difficult,Very difficult,Slightly difficult,2,16,Slightly difficult,Very difficult,Difficult,1,8,Not difficult,Very difficult,Slightly difficult,1,7,Slightly difficult,Slightly difficult,Slightly difficult,0,1,Slightly difficult,Slightly difficult,Difficult,0,9,Not difficult,Slightly difficult,Slightly difficult,1,8,Not difficult,Slightly difficult,Slightly difficult,2,8,Not difficult,Not difficult,Slightly difficult,1,2,Not difficult,Not difficult,Slightly difficult,2,2,Very important,Very important,Slightly important,Slightly important,Critical,Important,Not important,Not important,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,No obstacle,Public placement office, 57,No,-44,-44,-44,-44,Yes,0,2,Yes,-44,Yes,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Yes,0,100, -44,0,Yes,12,No,90,0,0,0,10,0,0,0,0,0,0,0,0, -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44, -44,-44,Yes,2,2,Problems with credit history/report,-44,6330000,6330000,2532000,1100000,171000,189900,154000,63500,4000,8000,10000,0,0,1405000,917000,1899000,1329000,5279000,No obstacle,No obstacle,Minor obstacle,Major obstacle,No,No,Yes,Yes,No,Yes,No,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Major obstacle,No obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Tax Rates,Cost of finance,No obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44, -44,No,Community based organization, -44,technological and Innovation Support, -44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,No,Yes,No,No,Yes,No,Yes,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Truthful,Are taken directly from the establishment's records,